id	sid	tid	token	lemma	pos
gujaf-143	1	1	i	i	PRON
gujaf-143	1	2	gusau	gusau	PROPN
gujaf-143	1	3	journal	journal	NOUN
gujaf-143	1	4	of	of	ADP
gujaf-143	1	5	accounting	accounting	NOUN
gujaf-143	1	6	and	and	CCONJ
gujaf-143	1	7	finance	finance	NOUN
gujaf-143	1	8	(	(	PUNCT
gujaf-143	1	9	gujaf	gujaf	NOUN
gujaf-143	1	10	)	)	PUNCT
gujaf-143	1	11	vol	vol	NOUN
gujaf-143	1	12	.	.	NOUN
gujaf-143	1	13	3	3	NUM
gujaf-143	1	14	issue	issue	NOUN
gujaf-143	1	15	2	2	NUM
gujaf-143	1	16	,	,	PUNCT
gujaf-143	1	17	april	april	PROPN
gujaf-143	1	18	,	,	PUNCT
gujaf-143	1	19	2022	2022	NUM
gujaf-143	1	20	issn	issn	NOUN
gujaf-143	1	21	:	:	PUNCT
gujaf-143	1	22	2756	2756	NUM
gujaf-143	1	23	-	-	PUNCT
gujaf-143	1	24	665x	665x	NOUN
gujaf-143	1	25	a	a	DET
gujaf-143	1	26	publication	publication	NOUN
gujaf-143	1	27	of	of	ADP
gujaf-143	1	28	department	department	NOUN
gujaf-143	1	29	of	of	ADP
gujaf-143	1	30	accounting	accounting	NOUN
gujaf-143	1	31	and	and	CCONJ
gujaf-143	1	32	finance	finance	NOUN
gujaf-143	1	33	,	,	PUNCT
gujaf-143	1	34	faculty	faculty	NOUN
gujaf-143	1	35	of	of	ADP
gujaf-143	1	36	management	management	NOUN
gujaf-143	1	37	and	and	CCONJ
gujaf-143	1	38	social	social	ADJ
gujaf-143	1	39	sciences	science	NOUN
gujaf-143	1	40	,	,	PUNCT
gujaf-143	1	41	federal	federal	ADJ
gujaf-143	1	42	university	university	NOUN
gujaf-143	1	43	gusau	gusau	NOUN
gujaf-143	1	44	,	,	PUNCT
gujaf-143	1	45	zamfara	zamfara	PROPN
gujaf-143	1	46	state	state	PROPN
gujaf-143	1	47	-nigeria	-nigeria	PROPN
gujaf-143	1	48	1	1	NUM
gujaf-143	1	49	islamic	islamic	ADJ
gujaf-143	1	50	banking	banking	NOUN
gujaf-143	1	51	roducts	roduct	VERB
gujaf-143	1	52	awareness	awareness	NOUN
gujaf-143	1	53	among	among	ADP
gujaf-143	1	54	islamic	islamic	ADJ
gujaf-143	1	55	banks	bank	NOUN
gujaf-143	1	56	’	’	PART
gujaf-143	1	57	customers	customer	NOUN
gujaf-143	1	58	in	in	ADP
gujaf-143	1	59	northen	northen	PROPN
gujaf-143	1	60	nigeria	nigeria	PROPN
gujaf-143	1	61	adamu	adamu	PROPN
gujaf-143	1	62	usman	usman	PROPN
gujaf-143	1	63	abubakar	abubakar	PROPN
gujaf-143	1	64	department	department	PROPN
gujaf-143	1	65	of	of	ADP
gujaf-143	1	66	economics	economic	NOUN
gujaf-143	1	67	,	,	PUNCT
gujaf-143	1	68	ahmadu	ahmadu	PROPN
gujaf-143	1	69	bello	bello	PROPN
gujaf-143	1	70	university	university	NOUN
gujaf-143	1	71	,	,	PUNCT
gujaf-143	1	72	zarianigeria	zarianigeria	PROPN
gujaf-143	1	73	adamuusman84@gmail.com	adamuusman84@gmail.com	PROPN
gujaf-143	1	74	abdulmalik	abdulmalik	PROPN
gujaf-143	1	75	mohammed	mohammed	PROPN
gujaf-143	1	76	yusuf	yusuf	PROPN
gujaf-143	1	77	department	department	PROPN
gujaf-143	1	78	of	of	ADP
gujaf-143	1	79	economics	economic	NOUN
gujaf-143	1	80	,	,	PUNCT
gujaf-143	1	81	ahmadu	ahmadu	PROPN
gujaf-143	1	82	bello	bello	PROPN
gujaf-143	1	83	university	university	NOUN
gujaf-143	1	84	,	,	PUNCT
gujaf-143	1	85	zarianigeria	zarianigeria	PROPN
gujaf-143	1	86	yuussuufu@gmail.com	yuussuufu@gmail.com	PROPN
gujaf-143	2	1	muhammad	muhammad	PROPN
gujaf-143	2	2	hamisu	hamisu	PROPN
gujaf-143	2	3	yau	yau	PROPN
gujaf-143	2	4	department	department	PROPN
gujaf-143	2	5	of	of	ADP
gujaf-143	2	6	economics	economic	NOUN
gujaf-143	2	7	,	,	PUNCT
gujaf-143	2	8	ahmadu	ahmadu	PROPN
gujaf-143	2	9	bello	bello	PROPN
gujaf-143	2	10	university	university	NOUN
gujaf-143	2	11	,	,	PUNCT
gujaf-143	2	12	zarianigeria	zarianigeria	PROPN
gujaf-143	2	13	almayauhamisu@yahoo.com	almayauhamisu@yahoo.com	X
gujaf-143	3	1	abstract	abstract	ADJ
gujaf-143	3	2	this	this	DET
gujaf-143	3	3	paper	paper	NOUN
gujaf-143	3	4	analysed	analyse	VERB
gujaf-143	3	5	the	the	DET
gujaf-143	3	6	level	level	NOUN
gujaf-143	3	7	of	of	ADP
gujaf-143	3	8	customers	customer	NOUN
gujaf-143	3	9	’	’	PART
gujaf-143	3	10	awareness	awareness	NOUN
gujaf-143	3	11	about	about	ADP
gujaf-143	3	12	unique	unique	ADJ
gujaf-143	3	13	islamic	islamic	ADJ
gujaf-143	3	14	banking	banking	NOUN
gujaf-143	3	15	products	product	NOUN
gujaf-143	3	16	in	in	ADP
gujaf-143	3	17	nigeria	nigeria	PROPN
gujaf-143	3	18	.	.	PUNCT
gujaf-143	4	1	the	the	DET
gujaf-143	4	2	data	datum	NOUN
gujaf-143	4	3	used	use	VERB
gujaf-143	4	4	for	for	ADP
gujaf-143	4	5	the	the	DET
gujaf-143	4	6	study	study	NOUN
gujaf-143	4	7	was	be	AUX
gujaf-143	4	8	obtained	obtain	VERB
gujaf-143	4	9	through	through	ADP
gujaf-143	4	10	the	the	DET
gujaf-143	4	11	distribution	distribution	NOUN
gujaf-143	4	12	of	of	ADP
gujaf-143	4	13	well	well	ADV
gujaf-143	4	14	-	-	PUNCT
gujaf-143	4	15	structured	structure	VERB
gujaf-143	4	16	questionnaires	questionnaire	NOUN
gujaf-143	4	17	among	among	ADP
gujaf-143	4	18	the	the	DET
gujaf-143	4	19	islamic	islamic	ADJ
gujaf-143	4	20	banking	banking	NOUN
gujaf-143	4	21	customers	customer	NOUN
gujaf-143	4	22	in	in	ADP
gujaf-143	4	23	which	which	PRON
gujaf-143	4	24	out	out	ADP
gujaf-143	4	25	of	of	ADP
gujaf-143	4	26	400	400	NUM
gujaf-143	4	27	sampled	sample	VERB
gujaf-143	4	28	respondents	respondent	NOUN
gujaf-143	4	29	,	,	PUNCT
gujaf-143	4	30	370	370	NUM
gujaf-143	4	31	questionnaires	questionnaire	NOUN
gujaf-143	4	32	were	be	AUX
gujaf-143	4	33	properly	properly	ADV
gujaf-143	4	34	filled	fill	VERB
gujaf-143	4	35	and	and	CCONJ
gujaf-143	4	36	returned	return	VERB
gujaf-143	4	37	(	(	PUNCT
gujaf-143	4	38	that	that	PRON
gujaf-143	4	39	is	is	ADV
gujaf-143	4	40	,	,	PUNCT
gujaf-143	4	41	a	a	DET
gujaf-143	4	42	92.5	92.5	NUM
gujaf-143	4	43	%	%	NOUN
gujaf-143	4	44	response	response	NOUN
gujaf-143	4	45	rate	rate	NOUN
gujaf-143	4	46	)	)	PUNCT
gujaf-143	4	47	for	for	ADP
gujaf-143	4	48	further	further	ADJ
gujaf-143	4	49	analysis	analysis	NOUN
gujaf-143	4	50	.	.	PUNCT
gujaf-143	5	1	also	also	ADV
gujaf-143	5	2	,	,	PUNCT
gujaf-143	5	3	to	to	PART
gujaf-143	5	4	ensure	ensure	VERB
gujaf-143	5	5	proper	proper	ADJ
gujaf-143	5	6	data	datum	NOUN
gujaf-143	5	7	triangulation	triangulation	NOUN
gujaf-143	5	8	in	in	ADP
gujaf-143	5	9	this	this	DET
gujaf-143	5	10	research	research	NOUN
gujaf-143	5	11	,	,	PUNCT
gujaf-143	5	12	a	a	DET
gujaf-143	5	13	semi	semi	ADJ
gujaf-143	5	14	-	-	ADJ
gujaf-143	5	15	structured	structured	ADJ
gujaf-143	5	16	interview	interview	NOUN
gujaf-143	5	17	was	be	AUX
gujaf-143	5	18	conducted	conduct	VERB
gujaf-143	5	19	among	among	ADP
gujaf-143	5	20	the	the	DET
gujaf-143	5	21	jaiz	jaiz	PROPN
gujaf-143	5	22	bank	bank	PROPN
gujaf-143	5	23	officials	official	NOUN
gujaf-143	5	24	.	.	PUNCT
gujaf-143	6	1	using	use	VERB
gujaf-143	6	2	descriptive	descriptive	ADJ
gujaf-143	6	3	statistics	statistic	NOUN
gujaf-143	6	4	,	,	PUNCT
gujaf-143	6	5	the	the	DET
gujaf-143	6	6	result	result	NOUN
gujaf-143	6	7	indicated	indicate	VERB
gujaf-143	6	8	more	more	ADJ
gujaf-143	6	9	than	than	ADP
gujaf-143	6	10	50	50	NUM
gujaf-143	6	11	%	%	NOUN
gujaf-143	6	12	of	of	ADP
gujaf-143	6	13	the	the	DET
gujaf-143	6	14	customers	customer	NOUN
gujaf-143	6	15	were	be	AUX
gujaf-143	6	16	not	not	PART
gujaf-143	6	17	aware	aware	ADJ
gujaf-143	6	18	of	of	ADP
gujaf-143	6	19	such	such	ADJ
gujaf-143	6	20	unique	unique	ADJ
gujaf-143	6	21	products	product	NOUN
gujaf-143	6	22	,	,	PUNCT
gujaf-143	6	23	though	though	SCONJ
gujaf-143	6	24	the	the	DET
gujaf-143	6	25	level	level	NOUN
gujaf-143	6	26	of	of	ADP
gujaf-143	6	27	this	this	DET
gujaf-143	6	28	awareness	awareness	NOUN
gujaf-143	6	29	differs	differ	VERB
gujaf-143	6	30	from	from	ADP
gujaf-143	6	31	one	one	NUM
gujaf-143	6	32	product	product	NOUN
gujaf-143	6	33	to	to	ADP
gujaf-143	6	34	another	another	PRON
gujaf-143	6	35	as	as	SCONJ
gujaf-143	6	36	some	some	DET
gujaf-143	6	37	customers	customer	NOUN
gujaf-143	6	38	have	have	AUX
gujaf-143	6	39	had	have	VERB
gujaf-143	6	40	practical	practical	ADJ
gujaf-143	6	41	experience	experience	NOUN
gujaf-143	6	42	with	with	ADP
gujaf-143	6	43	some	some	PRON
gujaf-143	6	44	of	of	ADP
gujaf-143	6	45	these	these	DET
gujaf-143	6	46	products	product	NOUN
gujaf-143	6	47	like	like	ADP
gujaf-143	6	48	in	in	ADP
gujaf-143	6	49	case	case	NOUN
gujaf-143	6	50	of	of	ADP
gujaf-143	6	51	murabahah	murabahah	NOUN
gujaf-143	6	52	and	and	CCONJ
gujaf-143	6	53	ijara	ijara	PROPN
gujaf-143	6	54	.	.	PUNCT
gujaf-143	7	1	therefore	therefore	ADV
gujaf-143	7	2	,	,	PUNCT
gujaf-143	7	3	the	the	DET
gujaf-143	7	4	study	study	NOUN
gujaf-143	7	5	recommends	recommend	VERB
gujaf-143	7	6	that	that	SCONJ
gujaf-143	7	7	,	,	PUNCT
gujaf-143	7	8	improving	improve	VERB
gujaf-143	7	9	information	information	NOUN
gujaf-143	7	10	dissemination	dissemination	NOUN
gujaf-143	7	11	about	about	ADP
gujaf-143	7	12	islamic	islamic	ADJ
gujaf-143	7	13	banking	banking	NOUN
gujaf-143	7	14	products	product	NOUN
gujaf-143	7	15	will	will	AUX
gujaf-143	7	16	go	go	VERB
gujaf-143	7	17	a	a	DET
gujaf-143	7	18	long	long	ADJ
gujaf-143	7	19	way	way	NOUN
gujaf-143	7	20	in	in	ADP
gujaf-143	7	21	enhancing	enhance	VERB
gujaf-143	7	22	the	the	DET
gujaf-143	7	23	consumers	consumer	NOUN
gujaf-143	7	24	’	’	PART
gujaf-143	7	25	perception	perception	NOUN
gujaf-143	7	26	and	and	CCONJ
gujaf-143	7	27	adoption	adoption	NOUN
gujaf-143	7	28	of	of	ADP
gujaf-143	7	29	this	this	DET
gujaf-143	7	30	unique	unique	ADJ
gujaf-143	7	31	system	system	NOUN
gujaf-143	7	32	of	of	ADP
gujaf-143	7	33	banking	banking	NOUN
gujaf-143	7	34	,	,	PUNCT
gujaf-143	7	35	which	which	PRON
gujaf-143	7	36	will	will	AUX
gujaf-143	7	37	eventually	eventually	ADV
gujaf-143	7	38	make	make	VERB
gujaf-143	7	39	more	more	ADJ
gujaf-143	7	40	individuals	individual	NOUN
gujaf-143	7	41	to	to	PART
gujaf-143	7	42	be	be	AUX
gujaf-143	7	43	financially	financially	ADV
gujaf-143	7	44	included	include	VERB
gujaf-143	7	45	due	due	ADP
gujaf-143	7	46	to	to	ADP
gujaf-143	7	47	the	the	DET
gujaf-143	7	48	spiritual	spiritual	ADJ
gujaf-143	7	49	,	,	PUNCT
gujaf-143	7	50	economic	economic	ADJ
gujaf-143	7	51	and	and	CCONJ
gujaf-143	7	52	ethical	ethical	ADJ
gujaf-143	7	53	considerations	consideration	NOUN
gujaf-143	7	54	of	of	ADP
gujaf-143	7	55	islamic	islamic	ADJ
gujaf-143	7	56	financial	financial	ADJ
gujaf-143	7	57	system	system	NOUN
gujaf-143	7	58	.	.	PUNCT
gujaf-143	8	1	keywords	keyword	NOUN
gujaf-143	8	2	:	:	PUNCT
gujaf-143	8	3	customers	customer	NOUN
gujaf-143	8	4	’	'	PUNCT
gujaf-143	8	5	awareness	awareness	NOUN
gujaf-143	8	6	,	,	PUNCT
gujaf-143	8	7	islamic	islamic	ADJ
gujaf-143	8	8	banking	banking	NOUN
gujaf-143	8	9	,	,	PUNCT
gujaf-143	8	10	unique	unique	ADJ
gujaf-143	8	11	products	product	NOUN
gujaf-143	8	12	,	,	PUNCT
gujaf-143	8	13	shari’ah	shari’ah	NOUN
gujaf-143	8	14	compliance	compliance	NOUN
gujaf-143	8	15	mailto:adamuusman84@gmail.com	mailto:adamuusman84@gmail.com	NOUN
gujaf-143	8	16	2	2	NUM
gujaf-143	8	17	1	1	NUM
gujaf-143	8	18	.	.	PUNCT
gujaf-143	9	1	introduction	introduction	NOUN
gujaf-143	9	2	the	the	DET
gujaf-143	9	3	idea	idea	NOUN
gujaf-143	9	4	of	of	ADP
gujaf-143	9	5	modern	modern	ADJ
gujaf-143	9	6	islamic	islamic	ADJ
gujaf-143	9	7	banking	banking	NOUN
gujaf-143	9	8	can	can	AUX
gujaf-143	9	9	be	be	AUX
gujaf-143	9	10	traced	trace	VERB
gujaf-143	9	11	back	back	ADV
gujaf-143	9	12	to	to	ADP
gujaf-143	9	13	late	late	ADJ
gujaf-143	9	14	1960s	1960	NOUN
gujaf-143	9	15	and	and	CCONJ
gujaf-143	9	16	early	early	ADJ
gujaf-143	9	17	1970s	1970	NOUN
gujaf-143	9	18	,	,	PUNCT
gujaf-143	9	19	however	however	ADV
gujaf-143	9	20	,	,	PUNCT
gujaf-143	9	21	what	what	PRON
gujaf-143	9	22	gave	give	VERB
gujaf-143	9	23	islamic	islamic	ADJ
gujaf-143	9	24	banking	banking	NOUN
gujaf-143	9	25	more	more	ADJ
gujaf-143	9	26	prominence	prominence	NOUN
gujaf-143	9	27	was	be	AUX
gujaf-143	9	28	the	the	DET
gujaf-143	9	29	2008	2008	NUM
gujaf-143	9	30	and	and	CCONJ
gujaf-143	9	31	the	the	DET
gujaf-143	9	32	beginning	beginning	NOUN
gujaf-143	9	33	of	of	ADP
gujaf-143	9	34	2009	2009	NUM
gujaf-143	9	35	economic	economic	ADJ
gujaf-143	9	36	/	/	SYM
gujaf-143	9	37	financial	financial	ADJ
gujaf-143	9	38	crisis	crisis	NOUN
gujaf-143	9	39	,	,	PUNCT
gujaf-143	9	40	as	as	SCONJ
gujaf-143	9	41	the	the	DET
gujaf-143	9	42	banks	bank	NOUN
gujaf-143	9	43	were	be	AUX
gujaf-143	9	44	discovered	discover	VERB
gujaf-143	9	45	to	to	PART
gujaf-143	9	46	be	be	AUX
gujaf-143	9	47	more	more	ADV
gujaf-143	9	48	resilient	resilient	ADJ
gujaf-143	9	49	to	to	ADP
gujaf-143	9	50	the	the	DET
gujaf-143	9	51	crisis	crisis	NOUN
gujaf-143	9	52	.	.	PUNCT
gujaf-143	10	1	this	this	PRON
gujaf-143	10	2	came	come	VERB
gujaf-143	10	3	as	as	ADP
gujaf-143	10	4	a	a	DET
gujaf-143	10	5	result	result	NOUN
gujaf-143	10	6	of	of	ADP
gujaf-143	10	7	sound	sound	ADJ
gujaf-143	10	8	financial	financial	ADJ
gujaf-143	10	9	policy	policy	NOUN
gujaf-143	10	10	and	and	CCONJ
gujaf-143	10	11	the	the	DET
gujaf-143	10	12	risk	risk	NOUN
gujaf-143	10	13	management	management	NOUN
gujaf-143	10	14	system	system	NOUN
gujaf-143	10	15	adopted	adopt	VERB
gujaf-143	10	16	by	by	ADP
gujaf-143	10	17	islamic	islamic	ADJ
gujaf-143	10	18	banks	bank	NOUN
gujaf-143	10	19	plus	plus	CCONJ
gujaf-143	10	20	the	the	DET
gujaf-143	10	21	system	system	NOUN
gujaf-143	10	22	of	of	ADP
gujaf-143	10	23	asset	asset	NOUN
gujaf-143	10	24	banking	banking	NOUN
gujaf-143	10	25	.	.	PUNCT
gujaf-143	11	1	this	this	PRON
gujaf-143	11	2	however	however	ADV
gujaf-143	11	3	according	accord	VERB
gujaf-143	11	4	to	to	ADP
gujaf-143	11	5	naser	naser	PROPN
gujaf-143	11	6	and	and	CCONJ
gujaf-143	11	7	mountinho	mountinho	PROPN
gujaf-143	11	8	(	(	PUNCT
gujaf-143	11	9	1997	1997	NUM
gujaf-143	11	10	)	)	PUNCT
gujaf-143	11	11	,	,	PUNCT
gujaf-143	11	12	has	have	AUX
gujaf-143	11	13	not	not	PART
gujaf-143	11	14	led	lead	VERB
gujaf-143	11	15	to	to	ADP
gujaf-143	11	16	significant	significant	ADJ
gujaf-143	11	17	improvement	improvement	NOUN
gujaf-143	11	18	in	in	ADP
gujaf-143	11	19	the	the	DET
gujaf-143	11	20	market	market	NOUN
gujaf-143	11	21	share	share	NOUN
gujaf-143	11	22	of	of	ADP
gujaf-143	11	23	islamic	islamic	ADJ
gujaf-143	11	24	banking	banking	NOUN
gujaf-143	11	25	.	.	PUNCT
gujaf-143	12	1	and	and	CCONJ
gujaf-143	12	2	this	this	PRON
gujaf-143	12	3	may	may	AUX
gujaf-143	12	4	not	not	PART
gujaf-143	12	5	be	be	AUX
gujaf-143	12	6	unconnected	unconnected	ADJ
gujaf-143	12	7	with	with	ADP
gujaf-143	12	8	how	how	SCONJ
gujaf-143	12	9	islamic	islamic	ADJ
gujaf-143	12	10	banks	bank	NOUN
gujaf-143	12	11	are	be	AUX
gujaf-143	12	12	facing	face	VERB
gujaf-143	12	13	competition	competition	NOUN
gujaf-143	12	14	not	not	PART
gujaf-143	12	15	only	only	ADV
gujaf-143	12	16	from	from	ADP
gujaf-143	12	17	the	the	DET
gujaf-143	12	18	sister	sister	NOUN
gujaf-143	12	19	islamic	islamic	ADJ
gujaf-143	12	20	banks	bank	NOUN
gujaf-143	12	21	but	but	CCONJ
gujaf-143	12	22	also	also	ADV
gujaf-143	12	23	from	from	ADP
gujaf-143	12	24	the	the	DET
gujaf-143	12	25	conventional	conventional	ADJ
gujaf-143	12	26	commercial	commercial	ADJ
gujaf-143	12	27	banks	bank	NOUN
gujaf-143	12	28	.	.	PUNCT
gujaf-143	13	1	in	in	ADP
gujaf-143	13	2	case	case	NOUN
gujaf-143	13	3	of	of	ADP
gujaf-143	13	4	where	where	SCONJ
gujaf-143	13	5	muslims	muslim	NOUN
gujaf-143	13	6	are	be	AUX
gujaf-143	13	7	the	the	DET
gujaf-143	13	8	majority	majority	NOUN
gujaf-143	13	9	in	in	ADP
gujaf-143	13	10	terms	term	NOUN
gujaf-143	13	11	of	of	ADP
gujaf-143	13	12	population	population	NOUN
gujaf-143	13	13	,	,	PUNCT
gujaf-143	13	14	you	you	PRON
gujaf-143	13	15	still	still	ADV
gujaf-143	13	16	find	find	VERB
gujaf-143	13	17	those	those	DET
gujaf-143	13	18	conventional	conventional	ADJ
gujaf-143	13	19	bank	bank	NOUN
gujaf-143	13	20	operating	operate	VERB
gujaf-143	13	21	a	a	DET
gujaf-143	13	22	window	window	NOUN
gujaf-143	13	23	system	system	NOUN
gujaf-143	13	24	of	of	ADP
gujaf-143	13	25	islamic	islamic	ADJ
gujaf-143	13	26	banking	banking	NOUN
gujaf-143	13	27	.	.	PUNCT
gujaf-143	14	1	the	the	DET
gujaf-143	14	2	major	major	ADJ
gujaf-143	14	3	difference	difference	NOUN
gujaf-143	14	4	between	between	ADP
gujaf-143	14	5	convention	convention	NOUN
gujaf-143	14	6	and	and	CCONJ
gujaf-143	14	7	islamic	islamic	ADJ
gujaf-143	14	8	banking	banking	NOUN
gujaf-143	14	9	has	have	VERB
gujaf-143	14	10	to	to	PART
gujaf-143	14	11	do	do	VERB
gujaf-143	14	12	with	with	ADP
gujaf-143	14	13	islamic	islamic	ADJ
gujaf-143	14	14	banks	bank	NOUN
gujaf-143	14	15	carrying	carry	VERB
gujaf-143	14	16	out	out	ADP
gujaf-143	14	17	their	their	PRON
gujaf-143	14	18	transaction	transaction	NOUN
gujaf-143	14	19	based	base	VERB
gujaf-143	14	20	on	on	ADP
gujaf-143	14	21	rules	rule	NOUN
gujaf-143	14	22	and	and	CCONJ
gujaf-143	14	23	principles	principle	NOUN
gujaf-143	14	24	of	of	ADP
gujaf-143	14	25	islam	islam	PROPN
gujaf-143	14	26	.	.	PUNCT
gujaf-143	15	1	islamic	islamic	PROPN
gujaf-143	15	2	finance	finance	PROPN
gujaf-143	15	3	in	in	ADP
gujaf-143	15	4	general	general	ADJ
gujaf-143	15	5	is	be	AUX
gujaf-143	15	6	seen	see	VERB
gujaf-143	15	7	as	as	ADP
gujaf-143	15	8	a	a	DET
gujaf-143	15	9	way	way	NOUN
gujaf-143	15	10	of	of	ADP
gujaf-143	15	11	providing	provide	VERB
gujaf-143	15	12	financial	financial	ADJ
gujaf-143	15	13	service	service	NOUN
gujaf-143	15	14	or	or	CCONJ
gujaf-143	15	15	product	product	NOUN
gujaf-143	15	16	that	that	PRON
gujaf-143	15	17	is	be	AUX
gujaf-143	15	18	in	in	ADP
gujaf-143	15	19	compliance	compliance	NOUN
gujaf-143	15	20	with	with	ADP
gujaf-143	15	21	the	the	DET
gujaf-143	15	22	tenet	tenet	NOUN
gujaf-143	15	23	of	of	ADP
gujaf-143	15	24	sharia	sharia	PROPN
gujaf-143	15	25	(	(	PUNCT
gujaf-143	15	26	islamic	islamic	ADJ
gujaf-143	15	27	law	law	NOUN
gujaf-143	15	28	)	)	PUNCT
gujaf-143	15	29	.	.	PUNCT
gujaf-143	16	1	in	in	ADP
gujaf-143	16	2	the	the	DET
gujaf-143	16	3	case	case	NOUN
gujaf-143	16	4	of	of	ADP
gujaf-143	16	5	islamic	islamic	ADJ
gujaf-143	16	6	banks	bank	NOUN
gujaf-143	16	7	,	,	PUNCT
gujaf-143	16	8	their	their	PRON
gujaf-143	16	9	customers	customer	NOUN
gujaf-143	16	10	will	will	AUX
gujaf-143	16	11	not	not	PART
gujaf-143	16	12	know	know	VERB
gujaf-143	16	13	exactly	exactly	ADV
gujaf-143	16	14	the	the	DET
gujaf-143	16	15	return	return	NOUN
gujaf-143	16	16	of	of	ADP
gujaf-143	16	17	their	their	PRON
gujaf-143	16	18	investment	investment	NOUN
gujaf-143	16	19	prior	prior	ADV
gujaf-143	16	20	to	to	ADP
gujaf-143	16	21	the	the	DET
gujaf-143	16	22	execution	execution	NOUN
gujaf-143	16	23	of	of	ADP
gujaf-143	16	24	such	such	ADJ
gujaf-143	16	25	investment	investment	NOUN
gujaf-143	16	26	.	.	PUNCT
gujaf-143	17	1	whenever	whenever	SCONJ
gujaf-143	17	2	a	a	DET
gujaf-143	17	3	new	new	ADJ
gujaf-143	17	4	product	product	NOUN
gujaf-143	17	5	or	or	CCONJ
gujaf-143	17	6	service	service	NOUN
gujaf-143	17	7	is	be	AUX
gujaf-143	17	8	introduced	introduce	VERB
gujaf-143	17	9	by	by	ADP
gujaf-143	17	10	the	the	DET
gujaf-143	17	11	banks	bank	NOUN
gujaf-143	17	12	,	,	PUNCT
gujaf-143	17	13	the	the	DET
gujaf-143	17	14	success	success	NOUN
gujaf-143	17	15	of	of	ADP
gujaf-143	17	16	it	it	PRON
gujaf-143	17	17	will	will	AUX
gujaf-143	17	18	depend	depend	VERB
gujaf-143	17	19	on	on	ADP
gujaf-143	17	20	the	the	DET
gujaf-143	17	21	level	level	NOUN
gujaf-143	17	22	of	of	ADP
gujaf-143	17	23	customers	customer	NOUN
gujaf-143	17	24	’	'	PUNCT
gujaf-143	17	25	satisfaction	satisfaction	NOUN
gujaf-143	17	26	and	and	CCONJ
gujaf-143	17	27	awareness	awareness	NOUN
gujaf-143	17	28	of	of	ADP
gujaf-143	17	29	it	it	PRON
gujaf-143	17	30	.	.	PUNCT
gujaf-143	18	1	as	as	SCONJ
gujaf-143	18	2	the	the	DET
gujaf-143	18	3	customers	customer	NOUN
gujaf-143	18	4	are	be	AUX
gujaf-143	18	5	the	the	DET
gujaf-143	18	6	primary	primary	ADJ
gujaf-143	18	7	and	and	CCONJ
gujaf-143	18	8	major	major	ADJ
gujaf-143	18	9	source	source	NOUN
gujaf-143	18	10	of	of	ADP
gujaf-143	18	11	income	income	NOUN
gujaf-143	18	12	to	to	ADP
gujaf-143	18	13	any	any	DET
gujaf-143	18	14	business	business	NOUN
gujaf-143	18	15	entity	entity	NOUN
gujaf-143	18	16	.	.	PUNCT
gujaf-143	19	1	therefore	therefore	ADV
gujaf-143	19	2	,	,	PUNCT
gujaf-143	19	3	in	in	ADP
gujaf-143	19	4	a	a	DET
gujaf-143	19	5	situation	situation	NOUN
gujaf-143	19	6	of	of	ADP
gujaf-143	19	7	high	high	ADJ
gujaf-143	19	8	competition	competition	NOUN
gujaf-143	19	9	in	in	ADP
gujaf-143	19	10	the	the	DET
gujaf-143	19	11	banking	banking	NOUN
gujaf-143	19	12	industry	industry	NOUN
gujaf-143	19	13	,	,	PUNCT
gujaf-143	19	14	islamic	islamic	ADJ
gujaf-143	19	15	banks	bank	NOUN
gujaf-143	19	16	must	must	AUX
gujaf-143	19	17	give	give	VERB
gujaf-143	19	18	much	much	ADJ
gujaf-143	19	19	priory	priory	NOUN
gujaf-143	19	20	to	to	ADP
gujaf-143	19	21	their	their	PRON
gujaf-143	19	22	customers	customer	NOUN
gujaf-143	19	23	and	and	CCONJ
gujaf-143	19	24	make	make	VERB
gujaf-143	19	25	sure	sure	ADJ
gujaf-143	19	26	they	they	PRON
gujaf-143	19	27	are	be	AUX
gujaf-143	19	28	supplied	supply	VERB
gujaf-143	19	29	with	with	ADP
gujaf-143	19	30	all	all	DET
gujaf-143	19	31	the	the	DET
gujaf-143	19	32	necessary	necessary	ADJ
gujaf-143	19	33	information	information	NOUN
gujaf-143	19	34	to	to	PART
gujaf-143	19	35	make	make	VERB
gujaf-143	19	36	an	an	DET
gujaf-143	19	37	informed	informed	ADJ
gujaf-143	19	38	decision	decision	NOUN
gujaf-143	19	39	.	.	PUNCT
gujaf-143	20	1	in	in	ADP
gujaf-143	20	2	this	this	DET
gujaf-143	20	3	regards	regard	NOUN
gujaf-143	20	4	,	,	PUNCT
gujaf-143	20	5	the	the	DET
gujaf-143	20	6	progress	progress	NOUN
gujaf-143	20	7	of	of	ADP
gujaf-143	20	8	islamic	islamic	ADJ
gujaf-143	20	9	banking	banking	NOUN
gujaf-143	20	10	in	in	ADP
gujaf-143	20	11	nigeria	nigeria	PROPN
gujaf-143	20	12	will	will	AUX
gujaf-143	20	13	depend	depend	VERB
gujaf-143	20	14	on	on	ADP
gujaf-143	20	15	the	the	DET
gujaf-143	20	16	level	level	NOUN
gujaf-143	20	17	of	of	ADP
gujaf-143	20	18	customers	customer	NOUN
gujaf-143	20	19	awareness	awareness	NOUN
gujaf-143	20	20	and	and	CCONJ
gujaf-143	20	21	satisfaction	satisfaction	NOUN
gujaf-143	20	22	with	with	ADP
gujaf-143	20	23	the	the	DET
gujaf-143	20	24	various	various	ADJ
gujaf-143	20	25	product	product	NOUN
gujaf-143	20	26	and	and	CCONJ
gujaf-143	20	27	services	service	NOUN
gujaf-143	20	28	the	the	DET
gujaf-143	20	29	banks	bank	NOUN
gujaf-143	20	30	offer	offer	VERB
gujaf-143	20	31	at	at	ADP
gujaf-143	20	32	the	the	DET
gujaf-143	20	33	same	same	ADJ
gujaf-143	20	34	time	time	NOUN
gujaf-143	20	35	making	make	VERB
gujaf-143	20	36	sure	sure	ADJ
gujaf-143	20	37	the	the	DET
gujaf-143	20	38	quality	quality	NOUN
gujaf-143	20	39	is	be	AUX
gujaf-143	20	40	always	always	ADV
gujaf-143	20	41	improved	improve	VERB
gujaf-143	20	42	upon	upon	SCONJ
gujaf-143	20	43	and	and	CCONJ
gujaf-143	20	44	maintained	maintain	VERB
gujaf-143	20	45	.	.	PUNCT
gujaf-143	21	1	nowadays	nowadays	ADV
gujaf-143	21	2	,	,	PUNCT
gujaf-143	21	3	due	due	ADP
gujaf-143	21	4	to	to	ADP
gujaf-143	21	5	the	the	DET
gujaf-143	21	6	level	level	NOUN
gujaf-143	21	7	of	of	ADP
gujaf-143	21	8	sophistication	sophistication	NOUN
gujaf-143	21	9	in	in	ADP
gujaf-143	21	10	knowledge	knowledge	NOUN
gujaf-143	21	11	,	,	PUNCT
gujaf-143	21	12	customers	customer	NOUN
gujaf-143	21	13	always	always	ADV
gujaf-143	21	14	seek	seek	VERB
gujaf-143	21	15	for	for	ADP
gujaf-143	21	16	new	new	ADJ
gujaf-143	21	17	and	and	CCONJ
gujaf-143	21	18	more	more	ADV
gujaf-143	21	19	innovative	innovative	ADJ
gujaf-143	21	20	products	product	NOUN
gujaf-143	21	21	and	and	CCONJ
gujaf-143	21	22	services	service	NOUN
gujaf-143	21	23	from	from	ADP
gujaf-143	21	24	various	various	ADJ
gujaf-143	21	25	financial	financial	ADJ
gujaf-143	21	26	service	service	NOUN
gujaf-143	21	27	providers	provider	NOUN
gujaf-143	21	28	.	.	PUNCT
gujaf-143	22	1	in	in	ADP
gujaf-143	22	2	order	order	NOUN
gujaf-143	22	3	to	to	PART
gujaf-143	22	4	address	address	VERB
gujaf-143	22	5	this	this	DET
gujaf-143	22	6	challenge	challenge	NOUN
gujaf-143	22	7	,	,	PUNCT
gujaf-143	22	8	there	there	PRON
gujaf-143	22	9	is	be	VERB
gujaf-143	22	10	a	a	DET
gujaf-143	22	11	question	question	NOUN
gujaf-143	22	12	on	on	ADP
gujaf-143	22	13	whether	whether	SCONJ
gujaf-143	22	14	the	the	DET
gujaf-143	22	15	employees	employee	NOUN
gujaf-143	22	16	of	of	ADP
gujaf-143	22	17	islamic	islamic	ADJ
gujaf-143	22	18	banks	bank	NOUN
gujaf-143	22	19	possess	possess	VERB
gujaf-143	22	20	the	the	DET
gujaf-143	22	21	required	required	ADJ
gujaf-143	22	22	knowledge	knowledge	NOUN
gujaf-143	22	23	and	and	CCONJ
gujaf-143	22	24	training	training	NOUN
gujaf-143	22	25	in	in	ADP
gujaf-143	22	26	that	that	DET
gujaf-143	22	27	respect	respect	NOUN
gujaf-143	22	28	(	(	PUNCT
gujaf-143	22	29	aslam	aslam	PROPN
gujaf-143	22	30	al	al	PROPN
gujaf-143	22	31	.	.	PROPN
gujaf-143	22	32	,	,	PUNCT
gujaf-143	22	33	2011	2011	NUM
gujaf-143	22	34	)	)	PUNCT
gujaf-143	22	35	.	.	PUNCT
gujaf-143	23	1	in	in	ADP
gujaf-143	23	2	nigeria	nigeria	PROPN
gujaf-143	23	3	,	,	PUNCT
gujaf-143	23	4	non	non	ADJ
gujaf-143	23	5	-	-	ADJ
gujaf-143	23	6	interest	interest	ADJ
gujaf-143	23	7	banking	banking	NOUN
gujaf-143	23	8	is	be	AUX
gujaf-143	23	9	part	part	NOUN
gujaf-143	23	10	of	of	ADP
gujaf-143	23	11	the	the	DET
gujaf-143	23	12	initiatives	initiative	NOUN
gujaf-143	23	13	of	of	ADP
gujaf-143	23	14	the	the	DET
gujaf-143	23	15	central	central	ADJ
gujaf-143	23	16	bank	bank	PROPN
gujaf-143	23	17	of	of	ADP
gujaf-143	23	18	nigeria	nigeria	PROPN
gujaf-143	23	19	(	(	PUNCT
gujaf-143	23	20	cbn	cbn	PROPN
gujaf-143	23	21	)	)	PUNCT
gujaf-143	23	22	to	to	PART
gujaf-143	23	23	stimulate	stimulate	VERB
gujaf-143	23	24	nigerian	nigerian	ADJ
gujaf-143	23	25	economic	economic	ADJ
gujaf-143	23	26	growth	growth	NOUN
gujaf-143	23	27	and	and	CCONJ
gujaf-143	23	28	promote	promote	VERB
gujaf-143	23	29	financial	financial	ADJ
gujaf-143	23	30	inclusion	inclusion	NOUN
gujaf-143	23	31	as	as	ADV
gujaf-143	23	32	well	well	ADV
gujaf-143	23	33	as	as	ADP
gujaf-143	23	34	marking	mark	VERB
gujaf-143	23	35	other	other	ADJ
gujaf-143	23	36	alternative	alternative	ADJ
gujaf-143	23	37	products	product	NOUN
gujaf-143	23	38	available	available	ADJ
gujaf-143	23	39	to	to	ADP
gujaf-143	23	40	various	various	ADJ
gujaf-143	23	41	banks	bank	NOUN
gujaf-143	23	42	’	’	PART
gujaf-143	23	43	clients	client	NOUN
gujaf-143	23	44	.	.	PUNCT
gujaf-143	24	1	in	in	ADP
gujaf-143	24	2	doing	do	VERB
gujaf-143	24	3	so	so	ADV
gujaf-143	24	4	,	,	PUNCT
gujaf-143	24	5	the	the	DET
gujaf-143	24	6	cbn	cbn	PROPN
gujaf-143	24	7	in	in	ADP
gujaf-143	24	8	2010	2010	NUM
gujaf-143	24	9	granted	grant	VERB
gujaf-143	24	10	three	three	NUM
gujaf-143	24	11	types	type	NOUN
gujaf-143	24	12	of	of	ADP
gujaf-143	24	13	licenses	license	NOUN
gujaf-143	24	14	to	to	PART
gujaf-143	24	15	deal	deal	VERB
gujaf-143	24	16	in	in	ADP
gujaf-143	24	17	noninterest	noninter	ADJ
gujaf-143	24	18	banking	banking	NOUN
gujaf-143	24	19	in	in	ADP
gujaf-143	24	20	nigeria	nigeria	PROPN
gujaf-143	24	21	,	,	PUNCT
gujaf-143	24	22	such	such	ADJ
gujaf-143	24	23	as	as	ADP
gujaf-143	24	24	:	:	PUNCT
gujaf-143	24	25	full	full	ADJ
gujaf-143	24	26	-	-	PUNCT
gujaf-143	24	27	fledged	fledge	VERB
gujaf-143	24	28	non	non	ADJ
gujaf-143	24	29	-	-	ADJ
gujaf-143	24	30	interest	interest	ADJ
gujaf-143	24	31	bank	bank	NOUN
gujaf-143	24	32	or	or	CCONJ
gujaf-143	24	33	subsidiary	subsidiary	NOUN
gujaf-143	24	34	,	,	PUNCT
gujaf-143	24	35	non	non	ADJ
gujaf-143	24	36	-	-	ADJ
gujaf-143	24	37	interest	interest	ADJ
gujaf-143	24	38	banking	banking	NOUN
gujaf-143	24	39	branch	branch	NOUN
gujaf-143	24	40	of	of	ADP
gujaf-143	24	41	a	a	DET
gujaf-143	24	42	conventional	conventional	ADJ
gujaf-143	24	43	bank	bank	NOUN
gujaf-143	24	44	or	or	CCONJ
gujaf-143	24	45	non	non	ADJ
gujaf-143	24	46	-	-	ADJ
gujaf-143	24	47	interest	interest	ADJ
gujaf-143	24	48	banking	banking	NOUN
gujaf-143	24	49	3	3	NUM
gujaf-143	24	50	window	window	NOUN
gujaf-143	24	51	of	of	ADP
gujaf-143	24	52	a	a	DET
gujaf-143	24	53	conventional	conventional	ADJ
gujaf-143	24	54	bank	bank	NOUN
gujaf-143	24	55	(	(	PUNCT
gujaf-143	24	56	mamman	mamman	NOUN
gujaf-143	24	57	et	et	PROPN
gujaf-143	24	58	al	al	PROPN
gujaf-143	24	59	.	.	PROPN
gujaf-143	24	60	,	,	PUNCT
gujaf-143	24	61	2017	2017	NUM
gujaf-143	24	62	)	)	PUNCT
gujaf-143	24	63	.	.	PUNCT
gujaf-143	25	1	according	accord	VERB
gujaf-143	25	2	to	to	ADP
gujaf-143	25	3	vrajlal	vrajlal	PROPN
gujaf-143	25	4	(	(	PUNCT
gujaf-143	25	5	2015	2015	NUM
gujaf-143	25	6	)	)	PUNCT
gujaf-143	25	7	,	,	PUNCT
gujaf-143	25	8	non	non	ADJ
gujaf-143	25	9	-	-	ADJ
gujaf-143	25	10	interest	interest	ADJ
gujaf-143	25	11	banks	bank	NOUN
gujaf-143	25	12	would	would	AUX
gujaf-143	25	13	transact	transact	VERB
gujaf-143	25	14	businesses	business	NOUN
gujaf-143	25	15	using	use	VERB
gujaf-143	25	16	any	any	PRON
gujaf-143	25	17	of	of	ADP
gujaf-143	25	18	the	the	DET
gujaf-143	25	19	following	follow	VERB
gujaf-143	25	20	instruments	instrument	NOUN
gujaf-143	25	21	or	or	CCONJ
gujaf-143	25	22	mode	mode	NOUN
gujaf-143	25	23	of	of	ADP
gujaf-143	25	24	financing	financing	NOUN
gujaf-143	25	25	:	:	PUNCT
gujaf-143	25	26	murabahah	murabahah	PROPN
gujaf-143	25	27	,	,	PUNCT
gujaf-143	25	28	mudarabah	mudarabah	NOUN
gujaf-143	25	29	,	,	PUNCT
gujaf-143	25	30	musharakah	musharakah	PROPN
gujaf-143	25	31	,	,	PUNCT
gujaf-143	25	32	ijarah	ijarah	PROPN
gujaf-143	25	33	,	,	PUNCT
gujaf-143	25	34	salam	salam	PROPN
gujaf-143	25	35	,	,	PUNCT
gujaf-143	25	36	istisna	istisna	NOUN
gujaf-143	25	37	,	,	PUNCT
gujaf-143	25	38	sukuk	sukuk	NOUN
gujaf-143	25	39	and	and	CCONJ
gujaf-143	25	40	any	any	DET
gujaf-143	25	41	other	other	ADJ
gujaf-143	25	42	mode	mode	NOUN
gujaf-143	25	43	of	of	ADP
gujaf-143	25	44	financing	financing	NOUN
gujaf-143	25	45	related	relate	VERB
gujaf-143	25	46	to	to	ADP
gujaf-143	25	47	islamic	islamic	ADJ
gujaf-143	25	48	banking	banking	NOUN
gujaf-143	25	49	and	and	CCONJ
gujaf-143	25	50	finance	finance	NOUN
gujaf-143	25	51	products	product	NOUN
gujaf-143	25	52	that	that	PRON
gujaf-143	25	53	is	be	AUX
gujaf-143	25	54	in	in	ADP
gujaf-143	25	55	compliance	compliance	NOUN
gujaf-143	25	56	with	with	ADP
gujaf-143	25	57	shari’ah	shari’ah	PROPN
gujaf-143	25	58	and	and	CCONJ
gujaf-143	25	59	got	get	VERB
gujaf-143	25	60	approval	approval	NOUN
gujaf-143	25	61	from	from	ADP
gujaf-143	25	62	the	the	DET
gujaf-143	25	63	central	central	ADJ
gujaf-143	25	64	bank	bank	PROPN
gujaf-143	25	65	of	of	ADP
gujaf-143	25	66	nigeria	nigeria	PROPN
gujaf-143	25	67	.	.	PUNCT
gujaf-143	26	1	several	several	ADJ
gujaf-143	26	2	studies	study	NOUN
gujaf-143	26	3	have	have	AUX
gujaf-143	26	4	examined	examine	VERB
gujaf-143	26	5	the	the	DET
gujaf-143	26	6	level	level	NOUN
gujaf-143	26	7	of	of	ADP
gujaf-143	26	8	islamic	islamic	ADJ
gujaf-143	26	9	banking	banking	NOUN
gujaf-143	26	10	awareness	awareness	NOUN
gujaf-143	26	11	across	across	ADP
gujaf-143	26	12	the	the	DET
gujaf-143	26	13	globe	globe	NOUN
gujaf-143	26	14	,	,	PUNCT
gujaf-143	26	15	such	such	ADJ
gujaf-143	26	16	as	as	ADP
gujaf-143	26	17	that	that	PRON
gujaf-143	26	18	of	of	ADP
gujaf-143	26	19	:	:	PUNCT
gujaf-143	26	20	(	(	PUNCT
gujaf-143	26	21	cheteni	cheteni	PROPN
gujaf-143	26	22	,	,	PUNCT
gujaf-143	26	23	2014	2014	NUM
gujaf-143	26	24	;	;	PUNCT
gujaf-143	26	25	unegbu	unegbu	NOUN
gujaf-143	26	26	,	,	PUNCT
gujaf-143	26	27	2016	2016	NUM
gujaf-143	26	28	;	;	PUNCT
gujaf-143	26	29	khattak	khattak	PROPN
gujaf-143	26	30	,	,	PUNCT
gujaf-143	26	31	2010	2010	NUM
gujaf-143	26	32	;	;	PUNCT
gujaf-143	26	33	naser	naser	PROPN
gujaf-143	26	34	et	et	PROPN
gujaf-143	26	35	al	al	PROPN
gujaf-143	26	36	.	.	PROPN
gujaf-143	26	37	,	,	PUNCT
gujaf-143	26	38	2013	2013	NUM
gujaf-143	26	39	;	;	PUNCT
gujaf-143	26	40	wasimah	wasimah	NOUN
gujaf-143	26	41	et	et	PROPN
gujaf-143	26	42	al	al	PROPN
gujaf-143	26	43	.	.	PROPN
gujaf-143	26	44	,2015	,2015	PROPN
gujaf-143	26	45	;	;	PUNCT
gujaf-143	26	46	yahaya	yahaya	PROPN
gujaf-143	26	47	,	,	PUNCT
gujaf-143	26	48	2016	2016	NUM
gujaf-143	26	49	)	)	PUNCT
gujaf-143	26	50	but	but	CCONJ
gujaf-143	26	51	these	these	DET
gujaf-143	26	52	studies	study	NOUN
gujaf-143	26	53	among	among	ADP
gujaf-143	26	54	others	other	NOUN
gujaf-143	26	55	,	,	PUNCT
gujaf-143	26	56	to	to	ADP
gujaf-143	26	57	the	the	DET
gujaf-143	26	58	best	good	ADJ
gujaf-143	26	59	of	of	ADP
gujaf-143	26	60	our	our	PRON
gujaf-143	26	61	knowledge	knowledge	NOUN
gujaf-143	26	62	looked	look	VERB
gujaf-143	26	63	at	at	ADP
gujaf-143	26	64	the	the	DET
gujaf-143	26	65	issue	issue	NOUN
gujaf-143	26	66	of	of	ADP
gujaf-143	26	67	awareness	awareness	NOUN
gujaf-143	26	68	in	in	ADP
gujaf-143	26	69	the	the	DET
gujaf-143	26	70	general	general	ADJ
gujaf-143	26	71	form	form	NOUN
gujaf-143	26	72	,	,	PUNCT
gujaf-143	26	73	no	no	DET
gujaf-143	26	74	one	one	NOUN
gujaf-143	26	75	has	have	AUX
gujaf-143	26	76	segregated	segregate	VERB
gujaf-143	26	77	the	the	DET
gujaf-143	26	78	different	different	ADJ
gujaf-143	26	79	islamic	islamic	ADJ
gujaf-143	26	80	banking	banking	NOUN
gujaf-143	26	81	products	product	NOUN
gujaf-143	26	82	and	and	CCONJ
gujaf-143	26	83	measure	measure	VERB
gujaf-143	26	84	the	the	DET
gujaf-143	26	85	level	level	NOUN
gujaf-143	26	86	of	of	ADP
gujaf-143	26	87	customers	customer	NOUN
gujaf-143	26	88	’	'	PUNCT
gujaf-143	26	89	awareness	awareness	NOUN
gujaf-143	26	90	of	of	ADP
gujaf-143	26	91	those	those	DET
gujaf-143	26	92	different	different	ADJ
gujaf-143	26	93	individual	individual	ADJ
gujaf-143	26	94	products	product	NOUN
gujaf-143	26	95	like	like	VERB
gujaf-143	26	96	done	do	VERB
gujaf-143	26	97	in	in	ADP
gujaf-143	26	98	this	this	DET
gujaf-143	26	99	work	work	NOUN
gujaf-143	26	100	.	.	PUNCT
gujaf-143	27	1	the	the	DET
gujaf-143	27	2	style	style	NOUN
gujaf-143	27	3	of	of	ADP
gujaf-143	27	4	literature	literature	NOUN
gujaf-143	27	5	review	review	NOUN
gujaf-143	27	6	in	in	ADP
gujaf-143	27	7	this	this	DET
gujaf-143	27	8	study	study	NOUN
gujaf-143	27	9	was	be	AUX
gujaf-143	27	10	done	do	VERB
gujaf-143	27	11	purposely	purposely	ADV
gujaf-143	27	12	to	to	PART
gujaf-143	27	13	serve	serve	VERB
gujaf-143	27	14	as	as	ADP
gujaf-143	27	15	an	an	DET
gujaf-143	27	16	avenue	avenue	NOUN
gujaf-143	27	17	for	for	ADP
gujaf-143	27	18	awareness	awareness	NOUN
gujaf-143	27	19	creation	creation	NOUN
gujaf-143	27	20	about	about	ADP
gujaf-143	27	21	those	those	DET
gujaf-143	27	22	products	product	NOUN
gujaf-143	27	23	(	(	PUNCT
gujaf-143	27	24	mudarabah	mudarabah	NOUN
gujaf-143	27	25	,	,	PUNCT
gujaf-143	27	26	musharakah	musharakah	PROPN
gujaf-143	27	27	,	,	PUNCT
gujaf-143	27	28	muarabah	muarabah	NOUN
gujaf-143	27	29	,	,	PUNCT
gujaf-143	27	30	istisna	istisna	NOUN
gujaf-143	27	31	and	and	CCONJ
gujaf-143	27	32	ijara	ijara	PROPN
gujaf-143	27	33	)	)	PUNCT
gujaf-143	27	34	.	.	PUNCT
gujaf-143	28	1	in	in	ADP
gujaf-143	28	2	line	line	NOUN
gujaf-143	28	3	with	with	ADP
gujaf-143	28	4	this	this	DET
gujaf-143	28	5	argument	argument	NOUN
gujaf-143	28	6	,	,	PUNCT
gujaf-143	28	7	this	this	DET
gujaf-143	28	8	paper	paper	NOUN
gujaf-143	28	9	sought	seek	VERB
gujaf-143	28	10	to	to	PART
gujaf-143	28	11	analyse	analyse	VERB
gujaf-143	28	12	the	the	DET
gujaf-143	28	13	level	level	NOUN
gujaf-143	28	14	of	of	ADP
gujaf-143	28	15	the	the	DET
gujaf-143	28	16	respondents	respondent	NOUN
gujaf-143	28	17	’	’	PART
gujaf-143	28	18	awareness	awareness	NOUN
gujaf-143	28	19	on	on	ADP
gujaf-143	28	20	some	some	DET
gujaf-143	28	21	unique	unique	ADJ
gujaf-143	28	22	products	product	NOUN
gujaf-143	28	23	of	of	ADP
gujaf-143	28	24	islamic	islamic	ADJ
gujaf-143	28	25	banks	bank	NOUN
gujaf-143	28	26	in	in	ADP
gujaf-143	28	27	nigeria	nigeria	PROPN
gujaf-143	28	28	with	with	ADP
gujaf-143	28	29	the	the	DET
gujaf-143	28	30	aim	aim	NOUN
gujaf-143	28	31	of	of	ADP
gujaf-143	28	32	creating	create	VERB
gujaf-143	28	33	more	more	ADJ
gujaf-143	28	34	awareness	awareness	NOUN
gujaf-143	28	35	among	among	ADP
gujaf-143	28	36	the	the	DET
gujaf-143	28	37	people	people	NOUN
gujaf-143	28	38	.	.	PUNCT
gujaf-143	29	1	2	2	X
gujaf-143	29	2	.	.	X
gujaf-143	29	3	review	review	NOUN
gujaf-143	29	4	of	of	ADP
gujaf-143	29	5	empirical	empirical	ADJ
gujaf-143	29	6	evidence	evidence	NOUN
gujaf-143	29	7	islamic	islamic	ADJ
gujaf-143	29	8	banking	banking	NOUN
gujaf-143	29	9	and	and	CCONJ
gujaf-143	29	10	finance	finance	NOUN
gujaf-143	29	11	have	have	VERB
gujaf-143	29	12	various	various	ADJ
gujaf-143	29	13	types	type	NOUN
gujaf-143	29	14	of	of	ADP
gujaf-143	29	15	investments	investment	NOUN
gujaf-143	29	16	that	that	PRON
gujaf-143	29	17	are	be	AUX
gujaf-143	29	18	called	call	VERB
gujaf-143	29	19	modes	mode	NOUN
gujaf-143	29	20	of	of	ADP
gujaf-143	29	21	financing	financing	NOUN
gujaf-143	29	22	in	in	ADP
gujaf-143	29	23	the	the	DET
gujaf-143	29	24	literature	literature	NOUN
gujaf-143	29	25	of	of	ADP
gujaf-143	29	26	islamic	islamic	PROPN
gujaf-143	29	27	banking	banking	NOUN
gujaf-143	29	28	.	.	PUNCT
gujaf-143	30	1	financing	financing	NOUN
gujaf-143	30	2	tools	tool	NOUN
gujaf-143	30	3	that	that	PRON
gujaf-143	30	4	have	have	AUX
gujaf-143	30	5	been	be	AUX
gujaf-143	30	6	widely	widely	ADV
gujaf-143	30	7	exercised	exercise	VERB
gujaf-143	30	8	by	by	ADP
gujaf-143	30	9	islamic	islamic	ADJ
gujaf-143	30	10	banks	bank	NOUN
gujaf-143	30	11	are	be	AUX
gujaf-143	30	12	primarily	primarily	ADV
gujaf-143	30	13	based	base	VERB
gujaf-143	30	14	on	on	ADP
gujaf-143	30	15	two	two	NUM
gujaf-143	30	16	general	general	ADJ
gujaf-143	30	17	principles	principle	NOUN
gujaf-143	30	18	:	:	PUNCT
gujaf-143	30	19	the	the	DET
gujaf-143	30	20	profit	profit	NOUN
gujaf-143	30	21	-	-	PUNCT
gujaf-143	30	22	loss	loss	NOUN
gujaf-143	30	23	sharing	sharing	NOUN
gujaf-143	30	24	(	(	PUNCT
gujaf-143	30	25	pls	pls	INTJ
gujaf-143	30	26	)	)	PUNCT
gujaf-143	30	27	principle	principle	NOUN
gujaf-143	30	28	and	and	CCONJ
gujaf-143	30	29	the	the	DET
gujaf-143	30	30	mark	mark	NOUN
gujaf-143	30	31	-	-	PUNCT
gujaf-143	30	32	up	up	ADP
gujaf-143	30	33	(	(	PUNCT
gujaf-143	30	34	mup	mup	NOUN
gujaf-143	30	35	)	)	PUNCT
gujaf-143	30	36	principle	principle	NOUN
gujaf-143	30	37	.	.	PUNCT
gujaf-143	31	1	the	the	DET
gujaf-143	31	2	first	first	ADJ
gujaf-143	31	3	principle	principle	ADJ
gujaf-143	31	4	states	state	NOUN
gujaf-143	31	5	that	that	SCONJ
gujaf-143	31	6	the	the	DET
gujaf-143	31	7	bank	bank	NOUN
gujaf-143	31	8	is	be	AUX
gujaf-143	31	9	allowed	allow	VERB
gujaf-143	31	10	to	to	PART
gujaf-143	31	11	benefit	benefit	VERB
gujaf-143	31	12	in	in	ADP
gujaf-143	31	13	the	the	DET
gujaf-143	31	14	sharing	sharing	NOUN
gujaf-143	31	15	of	of	ADP
gujaf-143	31	16	profit	profit	NOUN
gujaf-143	31	17	from	from	ADP
gujaf-143	31	18	a	a	DET
gujaf-143	31	19	given	give	VERB
gujaf-143	31	20	loan	loan	NOUN
gujaf-143	31	21	under	under	ADP
gujaf-143	31	22	the	the	DET
gujaf-143	31	23	condition	condition	NOUN
gujaf-143	31	24	that	that	SCONJ
gujaf-143	31	25	the	the	DET
gujaf-143	31	26	bank	bank	NOUN
gujaf-143	31	27	is	be	AUX
gujaf-143	31	28	willing	willing	ADJ
gujaf-143	31	29	to	to	PART
gujaf-143	31	30	share	share	VERB
gujaf-143	31	31	in	in	ADP
gujaf-143	31	32	the	the	DET
gujaf-143	31	33	investment	investment	NOUN
gujaf-143	31	34	risk	risk	NOUN
gujaf-143	31	35	.	.	PUNCT
gujaf-143	32	1	musharakah	musharakah	PROPN
gujaf-143	32	2	and	and	CCONJ
gujaf-143	32	3	mudarabah	mudarabah	NOUN
gujaf-143	32	4	are	be	AUX
gujaf-143	32	5	the	the	DET
gujaf-143	32	6	contracts	contract	NOUN
gujaf-143	32	7	under	under	ADP
gujaf-143	32	8	this	this	DET
gujaf-143	32	9	principle	principle	NOUN
gujaf-143	32	10	and	and	CCONJ
gujaf-143	32	11	are	be	AUX
gujaf-143	32	12	considered	consider	VERB
gujaf-143	32	13	as	as	ADP
gujaf-143	32	14	equity	equity	NOUN
gujaf-143	32	15	investment	investment	NOUN
gujaf-143	32	16	.	.	PUNCT
gujaf-143	33	1	under	under	ADP
gujaf-143	33	2	the	the	DET
gujaf-143	33	3	system	system	NOUN
gujaf-143	33	4	of	of	ADP
gujaf-143	33	5	mark	mark	NOUN
gujaf-143	33	6	-	-	PUNCT
gujaf-143	33	7	up	up	NOUN
gujaf-143	33	8	,	,	PUNCT
gujaf-143	33	9	the	the	DET
gujaf-143	33	10	banks	bank	NOUN
gujaf-143	33	11	buy	buy	VERB
gujaf-143	33	12	tangle	tangle	NOUN
gujaf-143	33	13	goods	good	NOUN
gujaf-143	33	14	,	,	PUNCT
gujaf-143	33	15	products	product	NOUN
gujaf-143	33	16	,	,	PUNCT
gujaf-143	33	17	equipment	equipment	NOUN
gujaf-143	33	18	and	and	CCONJ
gujaf-143	33	19	commodities	commodity	NOUN
gujaf-143	33	20	from	from	ADP
gujaf-143	33	21	the	the	DET
gujaf-143	33	22	open	open	ADJ
gujaf-143	33	23	market	market	NOUN
gujaf-143	33	24	and	and	CCONJ
gujaf-143	33	25	then	then	ADV
gujaf-143	33	26	sell	sell	VERB
gujaf-143	33	27	them	they	PRON
gujaf-143	33	28	at	at	ADP
gujaf-143	33	29	an	an	DET
gujaf-143	33	30	agreed	agree	VERB
gujaf-143	33	31	marked	mark	VERB
gujaf-143	33	32	-	-	PUNCT
gujaf-143	33	33	up	up	ADP
gujaf-143	33	34	price	price	NOUN
gujaf-143	33	35	to	to	ADP
gujaf-143	33	36	their	their	PRON
gujaf-143	33	37	clients	client	NOUN
gujaf-143	33	38	.	.	PUNCT
gujaf-143	34	1	the	the	DET
gujaf-143	34	2	difference	difference	NOUN
gujaf-143	34	3	between	between	ADP
gujaf-143	34	4	the	the	DET
gujaf-143	34	5	original	original	ADJ
gujaf-143	34	6	price	price	NOUN
gujaf-143	34	7	and	and	CCONJ
gujaf-143	34	8	the	the	DET
gujaf-143	34	9	selling	sell	VERB
gujaf-143	34	10	price	price	NOUN
gujaf-143	34	11	serves	serve	VERB
gujaf-143	34	12	as	as	ADP
gujaf-143	34	13	a	a	DET
gujaf-143	34	14	profit	profit	NOUN
gujaf-143	34	15	to	to	ADP
gujaf-143	34	16	the	the	DET
gujaf-143	34	17	banks	bank	NOUN
gujaf-143	34	18	.	.	PUNCT
gujaf-143	35	1	murabahah	murabahah	PROPN
gujaf-143	35	2	,	,	PUNCT
gujaf-143	35	3	salam	salam	PROPN
gujaf-143	35	4	istisnah	istisnah	PROPN
gujaf-143	35	5	and	and	CCONJ
gujaf-143	35	6	ijara	ijara	NOUN
gujaf-143	35	7	are	be	AUX
gujaf-143	35	8	referred	refer	VERB
gujaf-143	35	9	as	as	ADP
gujaf-143	35	10	mark	mark	NOUN
gujaf-143	35	11	-	-	PUNCT
gujaf-143	35	12	up	up	NOUN
gujaf-143	35	13	or	or	CCONJ
gujaf-143	35	14	cost	cost	NOUN
gujaf-143	35	15	-	-	PUNCT
gujaf-143	35	16	plus	plus	CCONJ
gujaf-143	35	17	contacts	contact	NOUN
gujaf-143	35	18	.	.	PUNCT
gujaf-143	36	1	(	(	PUNCT
gujaf-143	36	2	rahman	rahman	PROPN
gujaf-143	36	3	,	,	PUNCT
gujaf-143	36	4	2009	2009	NUM
gujaf-143	36	5	;	;	PUNCT
gujaf-143	36	6	taqi	taqi	NOUN
gujaf-143	36	7	,	,	PUNCT
gujaf-143	36	8	2009	2009	NUM
gujaf-143	36	9	;	;	PUNCT
gujaf-143	36	10	ayub	ayub	NOUN
gujaf-143	36	11	,	,	PUNCT
gujaf-143	36	12	2007	2007	NUM
gujaf-143	36	13	)	)	PUNCT
gujaf-143	36	14	the	the	DET
gujaf-143	36	15	common	common	ADJ
gujaf-143	36	16	forms	form	NOUN
gujaf-143	36	17	of	of	ADP
gujaf-143	36	18	islamic	islamic	ADJ
gujaf-143	36	19	banking	banking	NOUN
gujaf-143	36	20	reviewed	review	VERB
gujaf-143	36	21	in	in	ADP
gujaf-143	36	22	this	this	DET
gujaf-143	36	23	study	study	NOUN
gujaf-143	36	24	are	be	AUX
gujaf-143	36	25	mudaraba	mudaraba	NOUN
gujaf-143	36	26	,	,	PUNCT
gujaf-143	36	27	musharaka	musharaka	PROPN
gujaf-143	36	28	,	,	PUNCT
gujaf-143	36	29	murabaha	murabaha	NOUN
gujaf-143	36	30	,	,	PUNCT
gujaf-143	36	31	istisna	istisna	NOUN
gujaf-143	36	32	and	and	CCONJ
gujaf-143	36	33	ijara	ijara	PROPN
gujaf-143	36	34	.	.	PUNCT
gujaf-143	37	1	i.	i.	PROPN
gujaf-143	37	2	mudarabah	mudarabah	PROPN
gujaf-143	37	3	mode	mode	PROPN
gujaf-143	37	4	of	of	ADP
gujaf-143	37	5	finance	finance	NOUN
gujaf-143	37	6	:	:	PUNCT
gujaf-143	37	7	mudarabah	mudarabah	NOUN
gujaf-143	37	8	is	be	AUX
gujaf-143	37	9	seen	see	VERB
gujaf-143	37	10	as	as	ADP
gujaf-143	37	11	partnership	partnership	NOUN
gujaf-143	37	12	arrangement	arrangement	NOUN
gujaf-143	37	13	in	in	ADP
gujaf-143	37	14	which	which	PRON
gujaf-143	37	15	one	one	NUM
gujaf-143	37	16	party	party	NOUN
gujaf-143	37	17	(	(	PUNCT
gujaf-143	37	18	rabbul	rabbul	PROPN
gujaf-143	37	19	mal	mal	ADJ
gujaf-143	37	20	)	)	PUNCT
gujaf-143	37	21	provides	provide	VERB
gujaf-143	37	22	capital	capital	NOUN
gujaf-143	37	23	and	and	CCONJ
gujaf-143	37	24	the	the	DET
gujaf-143	37	25	other	other	ADJ
gujaf-143	37	26	party	party	NOUN
gujaf-143	37	27	(	(	PUNCT
gujaf-143	37	28	mudarib	mudarib	NOUN
gujaf-143	37	29	)	)	PUNCT
gujaf-143	37	30	provides	provide	VERB
gujaf-143	37	31	business	business	NOUN
gujaf-143	37	32	expertise	expertise	NOUN
gujaf-143	37	33	and	and	CCONJ
gujaf-143	37	34	entrepreneurial	entrepreneurial	ADJ
gujaf-143	37	35	4	4	NUM
gujaf-143	37	36	skills	skill	NOUN
gujaf-143	37	37	.	.	PUNCT
gujaf-143	38	1	in	in	ADP
gujaf-143	38	2	this	this	DET
gujaf-143	38	3	system	system	NOUN
gujaf-143	38	4	,	,	PUNCT
gujaf-143	38	5	the	the	DET
gujaf-143	38	6	investment	investment	NOUN
gujaf-143	38	7	capital	capital	NOUN
gujaf-143	38	8	comes	come	VERB
gujaf-143	38	9	from	from	ADP
gujaf-143	38	10	one	one	NUM
gujaf-143	38	11	partner	partner	NOUN
gujaf-143	38	12	(	(	PUNCT
gujaf-143	38	13	the	the	DET
gujaf-143	38	14	investor	investor	NOUN
gujaf-143	38	15	)	)	PUNCT
gujaf-143	38	16	while	while	SCONJ
gujaf-143	38	17	the	the	DET
gujaf-143	38	18	second	second	ADJ
gujaf-143	38	19	partner	partner	NOUN
gujaf-143	38	20	will	will	AUX
gujaf-143	38	21	be	be	AUX
gujaf-143	38	22	responsible	responsible	ADJ
gujaf-143	38	23	for	for	ADP
gujaf-143	38	24	labour	labour	NOUN
gujaf-143	38	25	and	and	CCONJ
gujaf-143	38	26	other	other	ADJ
gujaf-143	38	27	managerial	managerial	ADJ
gujaf-143	38	28	activities	activity	NOUN
gujaf-143	38	29	.	.	PUNCT
gujaf-143	39	1	in	in	ADP
gujaf-143	39	2	this	this	DET
gujaf-143	39	3	arrangement	arrangement	NOUN
gujaf-143	39	4	,	,	PUNCT
gujaf-143	39	5	both	both	DET
gujaf-143	39	6	patties	patty	NOUN
gujaf-143	39	7	will	will	AUX
gujaf-143	39	8	enter	enter	VERB
gujaf-143	39	9	into	into	ADP
gujaf-143	39	10	a	a	DET
gujaf-143	39	11	contractual	contractual	ADJ
gujaf-143	39	12	agreement	agreement	NOUN
gujaf-143	39	13	on	on	ADP
gujaf-143	39	14	how	how	SCONJ
gujaf-143	39	15	the	the	DET
gujaf-143	39	16	profit	profit	NOUN
gujaf-143	39	17	will	will	AUX
gujaf-143	39	18	be	be	AUX
gujaf-143	39	19	shared	share	VERB
gujaf-143	39	20	based	base	VERB
gujaf-143	39	21	on	on	ADP
gujaf-143	39	22	a	a	DET
gujaf-143	39	23	predetermined	predetermine	VERB
gujaf-143	39	24	ratio	ratio	NOUN
gujaf-143	39	25	,	,	PUNCT
gujaf-143	39	26	while	while	SCONJ
gujaf-143	39	27	in	in	ADP
gujaf-143	39	28	case	case	NOUN
gujaf-143	39	29	of	of	ADP
gujaf-143	39	30	a	a	DET
gujaf-143	39	31	loss	loss	NOUN
gujaf-143	39	32	,	,	PUNCT
gujaf-143	39	33	the	the	DET
gujaf-143	39	34	provisions	provision	NOUN
gujaf-143	39	35	of	of	ADP
gujaf-143	39	36	shari’a	shari’a	NOUN
gujaf-143	39	37	indicates	indicate	VERB
gujaf-143	39	38	that	that	SCONJ
gujaf-143	39	39	it	it	PRON
gujaf-143	39	40	should	should	AUX
gujaf-143	39	41	be	be	AUX
gujaf-143	39	42	borne	bear	VERB
gujaf-143	39	43	by	by	ADP
gujaf-143	39	44	the	the	DET
gujaf-143	39	45	capital	capital	NOUN
gujaf-143	39	46	owner	owner	NOUN
gujaf-143	39	47	,	,	PUNCT
gujaf-143	39	48	unless	unless	SCONJ
gujaf-143	39	49	it	it	PRON
gujaf-143	39	50	was	be	AUX
gujaf-143	39	51	discovered	discover	VERB
gujaf-143	39	52	that	that	SCONJ
gujaf-143	39	53	the	the	DET
gujaf-143	39	54	loss	loss	NOUN
gujaf-143	39	55	was	be	AUX
gujaf-143	39	56	as	as	ADP
gujaf-143	39	57	a	a	DET
gujaf-143	39	58	result	result	NOUN
gujaf-143	39	59	of	of	ADP
gujaf-143	39	60	negligence	negligence	NOUN
gujaf-143	39	61	or	or	CCONJ
gujaf-143	39	62	fraud	fraud	NOUN
gujaf-143	39	63	on	on	ADP
gujaf-143	39	64	the	the	DET
gujaf-143	39	65	part	part	NOUN
gujaf-143	39	66	of	of	ADP
gujaf-143	39	67	the	the	DET
gujaf-143	39	68	manager	manager	NOUN
gujaf-143	39	69	(	(	PUNCT
gujaf-143	39	70	entrepreneur	entrepreneur	NOUN
gujaf-143	39	71	)	)	PUNCT
gujaf-143	39	72	,	,	PUNCT
gujaf-143	39	73	then	then	ADV
gujaf-143	39	74	he	he	PRON
gujaf-143	39	75	should	should	AUX
gujaf-143	39	76	fully	fully	ADV
gujaf-143	39	77	bear	bear	VERB
gujaf-143	39	78	the	the	DET
gujaf-143	39	79	liability	liability	NOUN
gujaf-143	39	80	(	(	PUNCT
gujaf-143	39	81	rahman	rahman	PROPN
gujaf-143	39	82	,	,	PUNCT
gujaf-143	39	83	2009	2009	NUM
gujaf-143	39	84	)	)	PUNCT
gujaf-143	39	85	.	.	PUNCT
gujaf-143	40	1	according	accord	VERB
gujaf-143	40	2	to	to	ADP
gujaf-143	40	3	uzair	uzair	PROPN
gujaf-143	40	4	(	(	PUNCT
gujaf-143	40	5	1955	1955	NUM
gujaf-143	40	6	)	)	PUNCT
gujaf-143	40	7	,	,	PUNCT
gujaf-143	40	8	in	in	ADP
gujaf-143	40	9	modern	modern	ADJ
gujaf-143	40	10	day	day	NOUN
gujaf-143	40	11	islamic	islamic	PROPN
gujaf-143	40	12	banking	banking	NOUN
gujaf-143	40	13	,	,	PUNCT
gujaf-143	40	14	this	this	DET
gujaf-143	40	15	arrangement	arrangement	NOUN
gujaf-143	40	16	was	be	AUX
gujaf-143	40	17	designed	design	VERB
gujaf-143	40	18	in	in	ADP
gujaf-143	40	19	the	the	DET
gujaf-143	40	20	early	early	ADJ
gujaf-143	40	21	50s	50	NOUN
gujaf-143	40	22	.	.	PUNCT
gujaf-143	41	1	ii	ii	PROPN
gujaf-143	41	2	.	.	PROPN
gujaf-143	41	3	musharakah	musharakah	PROPN
gujaf-143	41	4	mode	mode	PROPN
gujaf-143	41	5	of	of	ADP
gujaf-143	41	6	finance	finance	NOUN
gujaf-143	41	7	(	(	PUNCT
gujaf-143	41	8	equity	equity	NOUN
gujaf-143	41	9	financing	financing	NOUN
gujaf-143	41	10	):	):	PUNCT
gujaf-143	41	11	musharakah	musharakah	PROPN
gujaf-143	41	12	is	be	AUX
gujaf-143	41	13	defined	define	VERB
gujaf-143	41	14	as	as	ADP
gujaf-143	41	15	a	a	DET
gujaf-143	41	16	contract	contract	NOUN
gujaf-143	41	17	partnership	partnership	NOUN
gujaf-143	41	18	which	which	PRON
gujaf-143	41	19	is	be	AUX
gujaf-143	41	20	an	an	DET
gujaf-143	41	21	agreement	agreement	NOUN
gujaf-143	41	22	between	between	ADP
gujaf-143	41	23	two	two	NUM
gujaf-143	41	24	or	or	CCONJ
gujaf-143	41	25	more	more	ADJ
gujaf-143	41	26	parties	party	NOUN
gujaf-143	41	27	to	to	PART
gujaf-143	41	28	combine	combine	VERB
gujaf-143	41	29	their	their	PRON
gujaf-143	41	30	assets	asset	NOUN
gujaf-143	41	31	or	or	CCONJ
gujaf-143	41	32	to	to	PART
gujaf-143	41	33	merge	merge	VERB
gujaf-143	41	34	their	their	PRON
gujaf-143	41	35	services	service	NOUN
gujaf-143	41	36	or	or	CCONJ
gujaf-143	41	37	obligations	obligation	NOUN
gujaf-143	41	38	and	and	CCONJ
gujaf-143	41	39	liabilities	liability	NOUN
gujaf-143	41	40	with	with	ADP
gujaf-143	41	41	the	the	DET
gujaf-143	41	42	aim	aim	NOUN
gujaf-143	41	43	of	of	ADP
gujaf-143	41	44	making	make	VERB
gujaf-143	41	45	profit	profit	NOUN
gujaf-143	41	46	.	.	PUNCT
gujaf-143	42	1	in	in	ADP
gujaf-143	42	2	musharakah	musharakah	PROPN
gujaf-143	42	3	arraignment	arraignment	NOUN
gujaf-143	42	4	,	,	PUNCT
gujaf-143	42	5	all	all	DET
gujaf-143	42	6	parties	party	NOUN
gujaf-143	42	7	involved	involve	VERB
gujaf-143	42	8	are	be	AUX
gujaf-143	42	9	to	to	PART
gujaf-143	42	10	provide	provide	VERB
gujaf-143	42	11	the	the	DET
gujaf-143	42	12	capital	capital	NOUN
gujaf-143	42	13	towards	towards	ADP
gujaf-143	42	14	the	the	DET
gujaf-143	42	15	investment	investment	NOUN
gujaf-143	42	16	.	.	PUNCT
gujaf-143	43	1	profits	profit	NOUN
gujaf-143	43	2	are	be	AUX
gujaf-143	43	3	shared	share	VERB
gujaf-143	43	4	between	between	ADP
gujaf-143	43	5	partners	partner	NOUN
gujaf-143	43	6	on	on	ADP
gujaf-143	43	7	a	a	DET
gujaf-143	43	8	pre	pre	ADJ
gujaf-143	43	9	-	-	ADJ
gujaf-143	43	10	agreed	agreed	ADJ
gujaf-143	43	11	ratio	ratio	NOUN
gujaf-143	43	12	,	,	PUNCT
gujaf-143	43	13	but	but	CCONJ
gujaf-143	43	14	losses	loss	NOUN
gujaf-143	43	15	are	be	AUX
gujaf-143	43	16	shared	share	VERB
gujaf-143	43	17	in	in	ADP
gujaf-143	43	18	proportion	proportion	NOUN
gujaf-143	43	19	to	to	ADP
gujaf-143	43	20	the	the	DET
gujaf-143	43	21	capital	capital	NOUN
gujaf-143	43	22	each	each	DET
gujaf-143	43	23	party	party	NOUN
gujaf-143	43	24	invested	invest	VERB
gujaf-143	43	25	(	(	PUNCT
gujaf-143	43	26	abd	abd	PROPN
gujaf-143	43	27	.	.	PUNCT
gujaf-143	44	1	rahman	rahman	PROPN
gujaf-143	44	2	,	,	PUNCT
gujaf-143	44	3	2014	2014	NUM
gujaf-143	44	4	)	)	PUNCT
gujaf-143	44	5	.	.	PUNCT
gujaf-143	45	1	the	the	DET
gujaf-143	45	2	modern	modern	ADJ
gujaf-143	45	3	ways	way	NOUN
gujaf-143	45	4	of	of	ADP
gujaf-143	45	5	applying	apply	VERB
gujaf-143	45	6	musharikah	musharikah	NOUN
gujaf-143	45	7	may	may	AUX
gujaf-143	45	8	take	take	VERB
gujaf-143	45	9	the	the	DET
gujaf-143	45	10	form	form	NOUN
gujaf-143	45	11	of	of	ADP
gujaf-143	45	12	musharikah	musharikah	ADJ
gujaf-143	45	13	investment	investment	NOUN
gujaf-143	45	14	or	or	CCONJ
gujaf-143	45	15	mushrikah	mushrikah	VERB
gujaf-143	45	16	financing	financing	NOUN
gujaf-143	45	17	as	as	SCONJ
gujaf-143	45	18	the	the	DET
gujaf-143	45	19	case	case	NOUN
gujaf-143	45	20	may	may	AUX
gujaf-143	45	21	be	be	AUX
gujaf-143	45	22	.	.	PUNCT
gujaf-143	45	23	project	project	NOUN
gujaf-143	45	24	financing	financing	NOUN
gujaf-143	45	25	,	,	PUNCT
gujaf-143	45	26	syndicated	syndicate	VERB
gujaf-143	45	27	financing	financing	NOUN
gujaf-143	45	28	,	,	PUNCT
gujaf-143	45	29	asset	asset	NOUN
gujaf-143	45	30	financing	financing	NOUN
gujaf-143	45	31	,	,	PUNCT
gujaf-143	45	32	working	work	VERB
gujaf-143	45	33	capital	capital	NOUN
gujaf-143	45	34	financing	financing	NOUN
gujaf-143	45	35	,	,	PUNCT
gujaf-143	45	36	contract	contract	NOUN
gujaf-143	45	37	financing	financing	NOUN
gujaf-143	45	38	,	,	PUNCT
gujaf-143	45	39	trade	trade	NOUN
gujaf-143	45	40	financing	financing	NOUN
gujaf-143	45	41	and	and	CCONJ
gujaf-143	45	42	structured	structured	ADJ
gujaf-143	45	43	product	product	NOUN
gujaf-143	45	44	based	base	VERB
gujaf-143	45	45	on	on	ADP
gujaf-143	45	46	securitization	securitization	NOUN
gujaf-143	45	47	such	such	ADJ
gujaf-143	45	48	as	as	ADP
gujaf-143	45	49	sukuk	sukuk	NOUN
gujaf-143	45	50	are	be	AUX
gujaf-143	45	51	all	all	PRON
gujaf-143	45	52	kinds	kind	NOUN
gujaf-143	45	53	of	of	ADP
gujaf-143	45	54	musharikah	musharikah	ADJ
gujaf-143	45	55	financing	financing	NOUN
gujaf-143	45	56	system	system	NOUN
gujaf-143	45	57	.	.	PUNCT
gujaf-143	46	1	the	the	DET
gujaf-143	46	2	diminishing	diminish	VERB
gujaf-143	46	3	musharikah	musharikah	PROPN
gujaf-143	46	4	(	(	PUNCT
gujaf-143	46	5	musharikah	musharikah	PROPN
gujaf-143	46	6	mutanaqisah	mutanaqisah	PROPN
gujaf-143	46	7	)	)	PUNCT
gujaf-143	46	8	is	be	AUX
gujaf-143	46	9	getting	get	VERB
gujaf-143	46	10	relatively	relatively	ADV
gujaf-143	46	11	more	more	ADV
gujaf-143	46	12	popular	popular	ADJ
gujaf-143	46	13	and	and	CCONJ
gujaf-143	46	14	common	common	ADJ
gujaf-143	46	15	in	in	ADP
gujaf-143	46	16	the	the	DET
gujaf-143	46	17	present	present	ADJ
gujaf-143	46	18	islamic	islamic	ADJ
gujaf-143	46	19	banking	banking	NOUN
gujaf-143	46	20	system	system	NOUN
gujaf-143	46	21	most	most	ADV
gujaf-143	46	22	especially	especially	ADV
gujaf-143	46	23	in	in	ADP
gujaf-143	46	24	the	the	DET
gujaf-143	46	25	islamic	islamic	PROPN
gujaf-143	46	26	housing	housing	PROPN
gujaf-143	46	27	finance	finance	NOUN
gujaf-143	46	28	market	market	NOUN
gujaf-143	46	29	(	(	PUNCT
gujaf-143	46	30	iqbal	iqbal	PROPN
gujaf-143	46	31	&	&	CCONJ
gujaf-143	46	32	mirakahor	mirakahor	PROPN
gujaf-143	46	33	,	,	PUNCT
gujaf-143	46	34	2008	2008	NUM
gujaf-143	46	35	;	;	PUNCT
gujaf-143	46	36	taqi	taqi	NOUN
gujaf-143	46	37	,	,	PUNCT
gujaf-143	46	38	2009	2009	NUM
gujaf-143	46	39	;	;	PUNCT
gujaf-143	46	40	rahman	rahman	PROPN
gujaf-143	46	41	,	,	PUNCT
gujaf-143	46	42	2009	2009	NUM
gujaf-143	46	43	;	;	PUNCT
gujaf-143	46	44	abd.rahman	abd.rahman	NOUN
gujaf-143	46	45	,	,	PUNCT
gujaf-143	46	46	2014	2014	NUM
gujaf-143	46	47	)	)	PUNCT
gujaf-143	46	48	.	.	PUNCT
gujaf-143	47	1	iii	iii	X
gujaf-143	47	2	.	.	PROPN
gujaf-143	47	3	murabahah	murabahah	PROPN
gujaf-143	47	4	system	system	NOUN
gujaf-143	47	5	(	(	PUNCT
gujaf-143	47	6	mark	mark	NOUN
gujaf-143	47	7	-	-	PUNCT
gujaf-143	47	8	up	up	ADP
gujaf-143	47	9	sale	sale	NOUN
gujaf-143	47	10	):	):	PUNCT
gujaf-143	47	11	saeed	saeed	PROPN
gujaf-143	47	12	(	(	PUNCT
gujaf-143	47	13	2011	2011	NUM
gujaf-143	47	14	)	)	PUNCT
gujaf-143	47	15	defined	define	VERB
gujaf-143	47	16	murabaha	murabaha	NOUN
gujaf-143	47	17	as	as	ADP
gujaf-143	47	18	a	a	DET
gujaf-143	47	19	sale	sale	NOUN
gujaf-143	47	20	of	of	ADP
gujaf-143	47	21	commodity	commodity	NOUN
gujaf-143	47	22	at	at	ADP
gujaf-143	47	23	the	the	DET
gujaf-143	47	24	price	price	NOUN
gujaf-143	47	25	which	which	PRON
gujaf-143	47	26	the	the	DET
gujaf-143	47	27	seller	seller	NOUN
gujaf-143	47	28	paid	pay	VERB
gujaf-143	47	29	for	for	ADP
gujaf-143	47	30	it	it	PRON
gujaf-143	47	31	originally	originally	ADV
gujaf-143	47	32	,	,	PUNCT
gujaf-143	47	33	plus	plus	CCONJ
gujaf-143	47	34	a	a	DET
gujaf-143	47	35	profit	profit	NOUN
gujaf-143	47	36	margin	margin	NOUN
gujaf-143	47	37	known	know	VERB
gujaf-143	47	38	to	to	ADP
gujaf-143	47	39	seller	seller	NOUN
gujaf-143	47	40	and	and	CCONJ
gujaf-143	47	41	buyer	buyer	NOUN
gujaf-143	47	42	.	.	PUNCT
gujaf-143	48	1	murabaha	murabaha	PROPN
gujaf-143	48	2	can	can	AUX
gujaf-143	48	3	be	be	AUX
gujaf-143	48	4	contracted	contract	VERB
gujaf-143	48	5	either	either	CCONJ
gujaf-143	48	6	on	on	ADP
gujaf-143	48	7	a	a	DET
gujaf-143	48	8	cash	cash	NOUN
gujaf-143	48	9	basis	basis	NOUN
gujaf-143	48	10	or	or	CCONJ
gujaf-143	48	11	deferred	defer	VERB
gujaf-143	48	12	payment	payment	NOUN
gujaf-143	48	13	basis	basis	NOUN
gujaf-143	48	14	.	.	PUNCT
gujaf-143	49	1	to	to	PART
gujaf-143	49	2	ayub	ayub	VERB
gujaf-143	49	3	(	(	PUNCT
gujaf-143	49	4	2007	2007	NUM
gujaf-143	49	5	)	)	PUNCT
gujaf-143	49	6	as	as	SCONJ
gujaf-143	49	7	cited	cite	VERB
gujaf-143	49	8	in	in	ADP
gujaf-143	49	9	abdullahi	abdullahi	PROPN
gujaf-143	49	10	(	(	PUNCT
gujaf-143	49	11	2013	2013	NUM
gujaf-143	49	12	)	)	PUNCT
gujaf-143	49	13	murabaha	murabaha	NOUN
gujaf-143	49	14	is	be	AUX
gujaf-143	49	15	a	a	DET
gujaf-143	49	16	trust	trust	NOUN
gujaf-143	49	17	sale	sale	NOUN
gujaf-143	49	18	in	in	ADP
gujaf-143	49	19	which	which	PRON
gujaf-143	49	20	the	the	DET
gujaf-143	49	21	buyer	buyer	NOUN
gujaf-143	49	22	trusts	trust	VERB
gujaf-143	49	23	the	the	DET
gujaf-143	49	24	seller	seller	NOUN
gujaf-143	49	25	that	that	PRON
gujaf-143	49	26	he	he	PRON
gujaf-143	49	27	has	have	AUX
gujaf-143	49	28	actually	actually	ADV
gujaf-143	49	29	disclosed	disclose	VERB
gujaf-143	49	30	the	the	DET
gujaf-143	49	31	actual	actual	ADJ
gujaf-143	49	32	cost	cost	NOUN
gujaf-143	49	33	of	of	ADP
gujaf-143	49	34	the	the	DET
gujaf-143	49	35	asset	asset	NOUN
gujaf-143	49	36	or	or	CCONJ
gujaf-143	49	37	object	object	VERB
gujaf-143	49	38	sincerely	sincerely	ADV
gujaf-143	49	39	,	,	PUNCT
gujaf-143	49	40	and	and	CCONJ
gujaf-143	49	41	then	then	ADV
gujaf-143	49	42	specify	specify	VERB
gujaf-143	49	43	a	a	DET
gujaf-143	49	44	mark	mark	NOUN
gujaf-143	49	45	-	-	PUNCT
gujaf-143	49	46	up	up	ADP
gujaf-143	49	47	profit	profit	NOUN
gujaf-143	49	48	which	which	PRON
gujaf-143	49	49	they	they	PRON
gujaf-143	49	50	both	both	PRON
gujaf-143	49	51	have	have	VERB
gujaf-143	49	52	to	to	PART
gujaf-143	49	53	agree	agree	VERB
gujaf-143	49	54	upon	upon	SCONJ
gujaf-143	49	55	.	.	PUNCT
gujaf-143	50	1	when	when	SCONJ
gujaf-143	50	2	a	a	DET
gujaf-143	50	3	seller	seller	NOUN
gujaf-143	50	4	betrays	betray	VERB
gujaf-143	50	5	this	this	DET
gujaf-143	50	6	trust	trust	NOUN
gujaf-143	50	7	,	,	PUNCT
gujaf-143	50	8	the	the	DET
gujaf-143	50	9	buyer	buyer	NOUN
gujaf-143	50	10	has	have	VERB
gujaf-143	50	11	a	a	DET
gujaf-143	50	12	right	right	NOUN
gujaf-143	50	13	to	to	PART
gujaf-143	50	14	declare	declare	VERB
gujaf-143	50	15	such	such	ADJ
gujaf-143	50	16	transaction	transaction	NOUN
gujaf-143	50	17	as	as	ADP
gujaf-143	50	18	null	null	NOUN
gujaf-143	50	19	and	and	CCONJ
gujaf-143	50	20	void	void	ADJ
gujaf-143	50	21	,	,	PUNCT
gujaf-143	50	22	and	and	CCONJ
gujaf-143	50	23	ask	ask	VERB
gujaf-143	50	24	for	for	ADP
gujaf-143	50	25	repayment	repayment	NOUN
gujaf-143	50	26	of	of	ADP
gujaf-143	50	27	the	the	DET
gujaf-143	50	28	inflated	inflated	ADJ
gujaf-143	50	29	cost	cost	NOUN
gujaf-143	50	30	.	.	PUNCT
gujaf-143	51	1	murabaha	murabaha	NOUN
gujaf-143	51	2	according	accord	VERB
gujaf-143	51	3	to	to	ADP
gujaf-143	51	4	ahmed	ahmed	PROPN
gujaf-143	51	5	(	(	PUNCT
gujaf-143	51	6	2009	2009	NUM
gujaf-143	51	7	)	)	PUNCT
gujaf-143	51	8	is	be	AUX
gujaf-143	51	9	widely	widely	ADV
gujaf-143	51	10	used	use	VERB
gujaf-143	51	11	by	by	ADP
gujaf-143	51	12	the	the	DET
gujaf-143	51	13	islamic	islamic	ADJ
gujaf-143	51	14	banks	bank	NOUN
gujaf-143	51	15	as	as	SCONJ
gujaf-143	51	16	70	70	NUM
gujaf-143	51	17	%	%	NOUN
gujaf-143	51	18	of	of	ADP
gujaf-143	51	19	islamic	islamic	ADJ
gujaf-143	51	20	funds	fund	NOUN
gujaf-143	51	21	are	be	AUX
gujaf-143	51	22	5	5	NUM
gujaf-143	51	23	employed	employ	VERB
gujaf-143	51	24	in	in	ADP
gujaf-143	51	25	short	short	ADJ
gujaf-143	51	26	-	-	PUNCT
gujaf-143	51	27	term	term	NOUN
gujaf-143	51	28	low	low	ADJ
gujaf-143	51	29	risk	risk	NOUN
gujaf-143	51	30	murabaha	murabaha	NOUN
gujaf-143	51	31	system	system	NOUN
gujaf-143	51	32	of	of	ADP
gujaf-143	51	33	transaction	transaction	NOUN
gujaf-143	51	34	.	.	PUNCT
gujaf-143	52	1	banks	bank	NOUN
gujaf-143	52	2	use	use	VERB
gujaf-143	52	3	this	this	DET
gujaf-143	52	4	system	system	NOUN
gujaf-143	52	5	for	for	ADP
gujaf-143	52	6	home	home	NOUN
gujaf-143	52	7	financing	financing	NOUN
gujaf-143	52	8	,	,	PUNCT
gujaf-143	52	9	motor	motor	NOUN
gujaf-143	52	10	vehicle	vehicle	NOUN
gujaf-143	52	11	financing	financing	NOUN
gujaf-143	52	12	,	,	PUNCT
gujaf-143	52	13	personal	personal	ADJ
gujaf-143	52	14	financing	financing	NOUN
gujaf-143	52	15	and	and	CCONJ
gujaf-143	52	16	trade	trade	NOUN
gujaf-143	52	17	financing	financing	NOUN
gujaf-143	52	18	.	.	PUNCT
gujaf-143	53	1	iv	iv	X
gujaf-143	53	2	.	.	X
gujaf-143	53	3	istisna	istisna	NOUN
gujaf-143	53	4	system	system	NOUN
gujaf-143	53	5	(	(	PUNCT
gujaf-143	53	6	manufacturing	manufacturing	NOUN
gujaf-143	53	7	sale	sale	NOUN
gujaf-143	53	8	):	):	PUNCT
gujaf-143	53	9	the	the	DET
gujaf-143	53	10	word	word	NOUN
gujaf-143	53	11	istisna	istisna	NOUN
gujaf-143	53	12	is	be	AUX
gujaf-143	53	13	an	an	DET
gujaf-143	53	14	arabic	arabic	ADJ
gujaf-143	53	15	word	word	NOUN
gujaf-143	53	16	derived	derive	VERB
gujaf-143	53	17	from	from	ADP
gujaf-143	53	18	the	the	DET
gujaf-143	53	19	verb	verb	NOUN
gujaf-143	53	20	“	"	PUNCT
gujaf-143	53	21	istasna’a	istasna’a	X
gujaf-143	53	22	”	"	PUNCT
gujaf-143	53	23	which	which	PRON
gujaf-143	53	24	means	mean	VERB
gujaf-143	53	25	to	to	PART
gujaf-143	53	26	request	request	VERB
gujaf-143	53	27	someone	someone	PRON
gujaf-143	53	28	to	to	PART
gujaf-143	53	29	manufacture	manufacture	VERB
gujaf-143	53	30	an	an	DET
gujaf-143	53	31	asset	asset	NOUN
gujaf-143	53	32	.	.	PUNCT
gujaf-143	54	1	istisna	istisna	PROPN
gujaf-143	54	2	technically	technically	ADV
gujaf-143	54	3	is	be	AUX
gujaf-143	54	4	considered	consider	VERB
gujaf-143	54	5	to	to	PART
gujaf-143	54	6	be	be	AUX
gujaf-143	54	7	a	a	DET
gujaf-143	54	8	contractual	contractual	ADJ
gujaf-143	54	9	agreement	agreement	NOUN
gujaf-143	54	10	between	between	ADP
gujaf-143	54	11	a	a	DET
gujaf-143	54	12	buyer	buyer	NOUN
gujaf-143	54	13	and	and	CCONJ
gujaf-143	54	14	a	a	DET
gujaf-143	54	15	manufacturer	manufacturer	NOUN
gujaf-143	54	16	in	in	ADP
gujaf-143	54	17	such	such	DET
gujaf-143	54	18	a	a	DET
gujaf-143	54	19	way	way	NOUN
gujaf-143	54	20	a	a	DET
gujaf-143	54	21	manufacturer	manufacturer	NOUN
gujaf-143	54	22	is	be	AUX
gujaf-143	54	23	asked	ask	VERB
gujaf-143	54	24	to	to	PART
gujaf-143	54	25	produce	produce	VERB
gujaf-143	54	26	a	a	DET
gujaf-143	54	27	certain	certain	ADJ
gujaf-143	54	28	item	item	NOUN
gujaf-143	54	29	,	,	PUNCT
gujaf-143	54	30	with	with	ADP
gujaf-143	54	31	a	a	DET
gujaf-143	54	32	clear	clear	ADJ
gujaf-143	54	33	defined	define	VERB
gujaf-143	54	34	speciation	speciation	NOUN
gujaf-143	54	35	and	and	CCONJ
gujaf-143	54	36	at	at	ADP
gujaf-143	54	37	a	a	DET
gujaf-143	54	38	determined	determined	ADJ
gujaf-143	54	39	price	price	NOUN
gujaf-143	54	40	.	.	PUNCT
gujaf-143	55	1	in	in	ADP
gujaf-143	55	2	this	this	DET
gujaf-143	55	3	arrangement	arrangement	NOUN
gujaf-143	55	4	,	,	PUNCT
gujaf-143	55	5	the	the	DET
gujaf-143	55	6	manufacturer	manufacturer	NOUN
gujaf-143	55	7	is	be	AUX
gujaf-143	55	8	to	to	PART
gujaf-143	55	9	use	use	VERB
gujaf-143	55	10	his	his	PRON
gujaf-143	55	11	own	own	ADJ
gujaf-143	55	12	capital	capital	NOUN
gujaf-143	55	13	,	,	PUNCT
gujaf-143	55	14	material	material	NOUN
gujaf-143	55	15	or	or	CCONJ
gujaf-143	55	16	assets	asset	NOUN
gujaf-143	55	17	to	to	PART
gujaf-143	55	18	produce	produce	VERB
gujaf-143	55	19	what	what	PRON
gujaf-143	55	20	was	be	AUX
gujaf-143	55	21	agreed	agree	VERB
gujaf-143	55	22	upon	upon	SCONJ
gujaf-143	55	23	.	.	PUNCT
gujaf-143	56	1	from	from	ADP
gujaf-143	56	2	the	the	DET
gujaf-143	56	3	legality	legality	NOUN
gujaf-143	56	4	point	point	NOUN
gujaf-143	56	5	of	of	ADP
gujaf-143	56	6	view	view	NOUN
gujaf-143	56	7	,	,	PUNCT
gujaf-143	56	8	abdullahi	abdullahi	PROPN
gujaf-143	56	9	ibn	ibn	PROPN
gujaf-143	56	10	umar	umar	PROPN
gujaf-143	56	11	reported	report	VERB
gujaf-143	56	12	that	that	SCONJ
gujaf-143	56	13	the	the	DET
gujaf-143	56	14	prophet	prophet	NOUN
gujaf-143	56	15	(	(	PUNCT
gujaf-143	56	16	saw	see	VERB
gujaf-143	56	17	)	)	PUNCT
gujaf-143	56	18	requested	request	VERB
gujaf-143	56	19	for	for	SCONJ
gujaf-143	56	20	his	his	PRON
gujaf-143	56	21	ring	ring	NOUN
gujaf-143	56	22	to	to	PART
gujaf-143	56	23	be	be	AUX
gujaf-143	56	24	manufactured	manufacture	VERB
gujaf-143	56	25	(	(	PUNCT
gujaf-143	56	26	isra	isra	ADJ
gujaf-143	56	27	,	,	PUNCT
gujaf-143	56	28	2010	2010	NUM
gujaf-143	56	29	)	)	PUNCT
gujaf-143	56	30	.	.	PUNCT
gujaf-143	57	1	v.	v.	ADP
gujaf-143	57	2	ijara	ijara	PROPN
gujaf-143	57	3	system	system	NOUN
gujaf-143	57	4	(	(	PUNCT
gujaf-143	57	5	leasing	leasing	NOUN
gujaf-143	57	6	):	):	PUNCT
gujaf-143	57	7	according	accord	VERB
gujaf-143	57	8	to	to	ADP
gujaf-143	57	9	yusuf	yusuf	PROPN
gujaf-143	57	10	and	and	CCONJ
gujaf-143	57	11	isa	isa	PROPN
gujaf-143	57	12	(	(	PUNCT
gujaf-143	57	13	2021	2021	NUM
gujaf-143	57	14	)	)	PUNCT
gujaf-143	57	15	“	"	PUNCT
gujaf-143	57	16	ijarah	ijarah	NOUN
gujaf-143	57	17	(	(	PUNCT
gujaf-143	57	18	lease	lease	NOUN
gujaf-143	57	19	contract	contract	NOUN
gujaf-143	57	20	)	)	PUNCT
gujaf-143	57	21	is	be	AUX
gujaf-143	57	22	one	one	NUM
gujaf-143	57	23	of	of	ADP
gujaf-143	57	24	the	the	DET
gujaf-143	57	25	essential	essential	ADJ
gujaf-143	57	26	financing	financing	NOUN
gujaf-143	57	27	contracts	contract	NOUN
gujaf-143	57	28	offered	offer	VERB
gujaf-143	57	29	by	by	ADP
gujaf-143	57	30	islamic	islamic	ADJ
gujaf-143	57	31	banking	banking	NOUN
gujaf-143	57	32	institutions	institution	NOUN
gujaf-143	57	33	to	to	PART
gujaf-143	57	34	meet	meet	VERB
gujaf-143	57	35	the	the	DET
gujaf-143	57	36	demand	demand	NOUN
gujaf-143	57	37	of	of	ADP
gujaf-143	57	38	the	the	DET
gujaf-143	57	39	clients	client	NOUN
gujaf-143	57	40	”	"	PUNCT
gujaf-143	57	41	.	.	PUNCT
gujaf-143	58	1	the	the	DET
gujaf-143	58	2	ijarah	ijarah	NOUN
gujaf-143	58	3	arrangement	arrangement	NOUN
gujaf-143	58	4	in	in	ADP
gujaf-143	58	5	the	the	DET
gujaf-143	58	6	modern	modern	ADJ
gujaf-143	58	7	islamic	islamic	ADJ
gujaf-143	58	8	banking	banking	NOUN
gujaf-143	58	9	system	system	NOUN
gujaf-143	58	10	,	,	PUNCT
gujaf-143	58	11	entails	entail	VERB
gujaf-143	58	12	a	a	DET
gujaf-143	58	13	usufruct	usufruct	NOUN
gujaf-143	58	14	transfer	transfer	NOUN
gujaf-143	58	15	of	of	ADP
gujaf-143	58	16	property	property	NOUN
gujaf-143	58	17	for	for	ADP
gujaf-143	58	18	a	a	DET
gujaf-143	58	19	specified	specified	ADJ
gujaf-143	58	20	period	period	NOUN
gujaf-143	58	21	of	of	ADP
gujaf-143	58	22	time	time	NOUN
gujaf-143	58	23	from	from	ADP
gujaf-143	58	24	one	one	NUM
gujaf-143	58	25	person	person	NOUN
gujaf-143	58	26	to	to	ADP
gujaf-143	58	27	another	another	PRON
gujaf-143	58	28	(	(	PUNCT
gujaf-143	58	29	rahman	rahman	PROPN
gujaf-143	58	30	,	,	PUNCT
gujaf-143	58	31	2012	2012	NUM
gujaf-143	58	32	)	)	PUNCT
gujaf-143	58	33	.	.	PUNCT
gujaf-143	59	1	this	this	DET
gujaf-143	59	2	finance	finance	NOUN
gujaf-143	59	3	leasing	leasing	NOUN
gujaf-143	59	4	is	be	AUX
gujaf-143	59	5	conducted	conduct	VERB
gujaf-143	59	6	based	base	VERB
gujaf-143	59	7	on	on	ADP
gujaf-143	59	8	ijarah	ijarah	PROPN
gujaf-143	59	9	wa’iqtina	wa’iqtina	PROPN
gujaf-143	59	10	(	(	PUNCT
gujaf-143	59	11	hire	hire	VERB
gujaf-143	59	12	purchase	purchase	NOUN
gujaf-143	59	13	contract	contract	NOUN
gujaf-143	59	14	)	)	PUNCT
gujaf-143	59	15	.	.	PUNCT
gujaf-143	60	1	in	in	ADP
gujaf-143	60	2	the	the	DET
gujaf-143	60	3	arrangement	arrangement	NOUN
gujaf-143	60	4	,	,	PUNCT
gujaf-143	60	5	an	an	DET
gujaf-143	60	6	agreement	agreement	NOUN
gujaf-143	60	7	will	will	AUX
gujaf-143	60	8	be	be	AUX
gujaf-143	60	9	signed	sign	VERB
gujaf-143	60	10	in	in	ADP
gujaf-143	60	11	such	such	DET
gujaf-143	60	12	a	a	DET
gujaf-143	60	13	way	way	NOUN
gujaf-143	60	14	,	,	PUNCT
gujaf-143	60	15	apart	apart	ADV
gujaf-143	60	16	from	from	ADP
gujaf-143	60	17	the	the	DET
gujaf-143	60	18	monthly	monthly	ADJ
gujaf-143	60	19	payment	payment	NOUN
gujaf-143	60	20	for	for	ADP
gujaf-143	60	21	the	the	DET
gujaf-143	60	22	rental	rental	ADJ
gujaf-143	60	23	usufruct	usufruct	NOUN
gujaf-143	60	24	of	of	ADP
gujaf-143	60	25	the	the	DET
gujaf-143	60	26	asset	asset	NOUN
gujaf-143	60	27	by	by	ADP
gujaf-143	60	28	the	the	DET
gujaf-143	60	29	client	client	NOUN
gujaf-143	60	30	,	,	PUNCT
gujaf-143	60	31	he	he	PRON
gujaf-143	60	32	or	or	CCONJ
gujaf-143	60	33	she	she	PRON
gujaf-143	60	34	will	will	AUX
gujaf-143	60	35	have	have	VERB
gujaf-143	60	36	to	to	PART
gujaf-143	60	37	buy	buy	VERB
gujaf-143	60	38	the	the	DET
gujaf-143	60	39	product	product	NOUN
gujaf-143	60	40	at	at	ADP
gujaf-143	60	41	the	the	DET
gujaf-143	60	42	expiry	expiry	NOUN
gujaf-143	60	43	of	of	ADP
gujaf-143	60	44	such	such	ADJ
gujaf-143	60	45	contract	contract	NOUN
gujaf-143	60	46	.	.	PUNCT
gujaf-143	61	1	the	the	DET
gujaf-143	61	2	client	client	NOUN
gujaf-143	61	3	will	will	AUX
gujaf-143	61	4	be	be	AUX
gujaf-143	61	5	paying	pay	VERB
gujaf-143	61	6	proportional	proportional	ADJ
gujaf-143	61	7	value	value	NOUN
gujaf-143	61	8	of	of	ADP
gujaf-143	61	9	an	an	DET
gujaf-143	61	10	asset	asset	NOUN
gujaf-143	61	11	as	as	ADV
gujaf-143	61	12	well	well	ADV
gujaf-143	61	13	as	as	ADP
gujaf-143	61	14	the	the	DET
gujaf-143	61	15	rental	rental	ADJ
gujaf-143	61	16	payment	payment	NOUN
gujaf-143	61	17	in	in	ADP
gujaf-143	61	18	instalments	instalment	NOUN
gujaf-143	61	19	until	until	SCONJ
gujaf-143	61	20	the	the	DET
gujaf-143	61	21	entire	entire	ADJ
gujaf-143	61	22	money	money	NOUN
gujaf-143	61	23	is	be	AUX
gujaf-143	61	24	paid	pay	VERB
gujaf-143	61	25	to	to	ADP
gujaf-143	61	26	the	the	DET
gujaf-143	61	27	bank	bank	NOUN
gujaf-143	61	28	and	and	CCONJ
gujaf-143	61	29	the	the	DET
gujaf-143	61	30	client	client	NOUN
gujaf-143	61	31	takes	take	VERB
gujaf-143	61	32	the	the	DET
gujaf-143	61	33	full	full	ADJ
gujaf-143	61	34	ownership	ownership	NOUN
gujaf-143	61	35	of	of	ADP
gujaf-143	61	36	such	such	ADJ
gujaf-143	61	37	asset	asset	NOUN
gujaf-143	61	38	.	.	PUNCT
gujaf-143	62	1	in	in	ADP
gujaf-143	62	2	this	this	DET
gujaf-143	62	3	situation	situation	NOUN
gujaf-143	62	4	,	,	PUNCT
gujaf-143	62	5	the	the	DET
gujaf-143	62	6	rental	rental	ADJ
gujaf-143	62	7	payments	payment	NOUN
gujaf-143	62	8	decrease	decrease	VERB
gujaf-143	62	9	as	as	SCONJ
gujaf-143	62	10	the	the	DET
gujaf-143	62	11	units	unit	NOUN
gujaf-143	62	12	of	of	ADP
gujaf-143	62	13	the	the	DET
gujaf-143	62	14	share	share	NOUN
gujaf-143	62	15	or	or	CCONJ
gujaf-143	62	16	equity	equity	NOUN
gujaf-143	62	17	of	of	ADP
gujaf-143	62	18	the	the	DET
gujaf-143	62	19	bank	bank	NOUN
gujaf-143	62	20	diminishes	diminish	VERB
gujaf-143	62	21	(	(	PUNCT
gujaf-143	62	22	rahman	rahman	NOUN
gujaf-143	62	23	,	,	PUNCT
gujaf-143	62	24	2012	2012	NUM
gujaf-143	62	25	)	)	PUNCT
gujaf-143	62	26	.	.	PUNCT
gujaf-143	63	1	from	from	ADP
gujaf-143	63	2	the	the	DET
gujaf-143	63	3	empirical	empirical	ADJ
gujaf-143	63	4	literature	literature	NOUN
gujaf-143	63	5	point	point	NOUN
gujaf-143	63	6	of	of	ADP
gujaf-143	63	7	view	view	NOUN
gujaf-143	63	8	,	,	PUNCT
gujaf-143	63	9	islamic	islamic	ADJ
gujaf-143	63	10	banking	banking	NOUN
gujaf-143	63	11	and	and	CCONJ
gujaf-143	63	12	finance	finance	NOUN
gujaf-143	63	13	is	be	AUX
gujaf-143	63	14	considered	consider	VERB
gujaf-143	63	15	to	to	PART
gujaf-143	63	16	be	be	AUX
gujaf-143	63	17	more	more	ADV
gujaf-143	63	18	complex	complex	ADJ
gujaf-143	63	19	as	as	SCONJ
gujaf-143	63	20	compared	compare	VERB
gujaf-143	63	21	with	with	ADP
gujaf-143	63	22	that	that	PRON
gujaf-143	63	23	of	of	ADP
gujaf-143	63	24	conventional	conventional	ADJ
gujaf-143	63	25	commercial	commercial	ADJ
gujaf-143	63	26	banks	bank	NOUN
gujaf-143	63	27	,	,	PUNCT
gujaf-143	63	28	therefore	therefore	ADV
gujaf-143	63	29	awareness	awareness	NOUN
gujaf-143	63	30	of	of	ADP
gujaf-143	63	31	islamic	islamic	ADJ
gujaf-143	63	32	banking	banking	NOUN
gujaf-143	63	33	system	system	NOUN
gujaf-143	63	34	remain	remain	VERB
gujaf-143	63	35	vital	vital	ADJ
gujaf-143	63	36	and	and	CCONJ
gujaf-143	63	37	important	important	ADJ
gujaf-143	63	38	(	(	PUNCT
gujaf-143	63	39	cheteni	cheteni	ADJ
gujaf-143	63	40	,	,	PUNCT
gujaf-143	63	41	2014	2014	NUM
gujaf-143	63	42	)	)	PUNCT
gujaf-143	63	43	.	.	PUNCT
gujaf-143	64	1	for	for	ADP
gujaf-143	64	2	example	example	NOUN
gujaf-143	64	3	khafafa	khafafa	PROPN
gujaf-143	64	4	and	and	CCONJ
gujaf-143	64	5	shafi	shafi	PROPN
gujaf-143	64	6	(	(	PUNCT
gujaf-143	64	7	2013	2013	NUM
gujaf-143	64	8	)	)	PUNCT
gujaf-143	64	9	examined	examine	VERB
gujaf-143	64	10	the	the	DET
gujaf-143	64	11	level	level	NOUN
gujaf-143	64	12	of	of	ADP
gujaf-143	64	13	customers	customer	NOUN
gujaf-143	64	14	’	'	PUNCT
gujaf-143	64	15	awareness	awareness	NOUN
gujaf-143	64	16	of	of	ADP
gujaf-143	64	17	islamic	islamic	ADJ
gujaf-143	64	18	banking	banking	NOUN
gujaf-143	64	19	products	product	NOUN
gujaf-143	64	20	in	in	ADP
gujaf-143	64	21	libya	libya	PROPN
gujaf-143	64	22	.	.	PUNCT
gujaf-143	65	1	the	the	DET
gujaf-143	65	2	sample	sample	NOUN
gujaf-143	65	3	size	size	NOUN
gujaf-143	65	4	of	of	ADP
gujaf-143	65	5	this	this	DET
gujaf-143	65	6	study	study	NOUN
gujaf-143	65	7	was	be	AUX
gujaf-143	65	8	366	366	NUM
gujaf-143	65	9	respondents	respondent	NOUN
gujaf-143	65	10	in	in	ADP
gujaf-143	65	11	which	which	PRON
gujaf-143	65	12	3	3	NUM
gujaf-143	65	13	commercial	commercial	ADJ
gujaf-143	65	14	banks	bank	NOUN
gujaf-143	65	15	that	that	PRON
gujaf-143	65	16	operate	operate	VERB
gujaf-143	65	17	window	window	NOUN
gujaf-143	65	18	islamic	islamic	ADJ
gujaf-143	65	19	system	system	NOUN
gujaf-143	65	20	were	be	AUX
gujaf-143	65	21	selected	select	VERB
gujaf-143	65	22	and	and	CCONJ
gujaf-143	65	23	cronbach	cronbach	VERB
gujaf-143	65	24	alpha	alpha	NOUN
gujaf-143	65	25	was	be	AUX
gujaf-143	65	26	used	use	VERB
gujaf-143	65	27	to	to	PART
gujaf-143	65	28	measure	measure	VERB
gujaf-143	65	29	the	the	DET
gujaf-143	65	30	6	6	NUM
gujaf-143	65	31	reliability	reliability	NOUN
gujaf-143	65	32	of	of	ADP
gujaf-143	65	33	the	the	DET
gujaf-143	65	34	questionnaire	questionnaire	NOUN
gujaf-143	65	35	.	.	PUNCT
gujaf-143	66	1	they	they	PRON
gujaf-143	66	2	concluded	conclude	VERB
gujaf-143	66	3	that	that	SCONJ
gujaf-143	66	4	customers	customer	NOUN
gujaf-143	66	5	are	be	AUX
gujaf-143	66	6	ready	ready	ADJ
gujaf-143	66	7	for	for	ADP
gujaf-143	66	8	fullfledged	fullfledged	ADJ
gujaf-143	66	9	islamic	islamic	ADJ
gujaf-143	66	10	banking	banking	NOUN
gujaf-143	66	11	operation	operation	NOUN
gujaf-143	66	12	,	,	PUNCT
gujaf-143	66	13	as	as	ADV
gujaf-143	66	14	well	well	ADV
gujaf-143	66	15	the	the	DET
gujaf-143	66	16	study	study	NOUN
gujaf-143	66	17	will	will	AUX
gujaf-143	66	18	be	be	AUX
gujaf-143	66	19	useful	useful	ADJ
gujaf-143	66	20	to	to	ADP
gujaf-143	66	21	policy	policy	NOUN
gujaf-143	66	22	makers	maker	NOUN
gujaf-143	66	23	in	in	ADP
gujaf-143	66	24	libya	libya	PROPN
gujaf-143	66	25	that	that	PRON
gujaf-143	66	26	are	be	AUX
gujaf-143	66	27	saddled	saddle	VERB
gujaf-143	66	28	with	with	ADP
gujaf-143	66	29	the	the	DET
gujaf-143	66	30	responsibility	responsibility	NOUN
gujaf-143	66	31	of	of	ADP
gujaf-143	66	32	policy	policy	NOUN
gujaf-143	66	33	making	making	NOUN
gujaf-143	66	34	.	.	PUNCT
gujaf-143	67	1	while	while	SCONJ
gujaf-143	67	2	unegbu	unegbu	NOUN
gujaf-143	67	3	(	(	PUNCT
gujaf-143	67	4	2016	2016	NUM
gujaf-143	67	5	)	)	PUNCT
gujaf-143	67	6	studied	study	VERB
gujaf-143	67	7	the	the	DET
gujaf-143	67	8	awareness	awareness	NOUN
gujaf-143	67	9	and	and	CCONJ
gujaf-143	67	10	use	use	NOUN
gujaf-143	67	11	of	of	ADP
gujaf-143	67	12	islamic	islamic	ADJ
gujaf-143	67	13	banking	banking	NOUN
gujaf-143	67	14	in	in	ADP
gujaf-143	67	15	nigeria	nigeria	PROPN
gujaf-143	67	16	in	in	ADP
gujaf-143	67	17	which	which	PRON
gujaf-143	67	18	90	90	NUM
gujaf-143	67	19	questionnaires	questionnaire	NOUN
gujaf-143	67	20	were	be	AUX
gujaf-143	67	21	distributed	distribute	VERB
gujaf-143	67	22	to	to	ADP
gujaf-143	67	23	elites	elite	NOUN
gujaf-143	67	24	from	from	ADP
gujaf-143	67	25	babcock	babcock	PROPN
gujaf-143	67	26	university	university	PROPN
gujaf-143	67	27	in	in	ADP
gujaf-143	67	28	the	the	DET
gujaf-143	67	29	western	western	ADJ
gujaf-143	67	30	part	part	NOUN
gujaf-143	67	31	nigeria	nigeria	PROPN
gujaf-143	67	32	.	.	PUNCT
gujaf-143	68	1	the	the	DET
gujaf-143	68	2	author	author	NOUN
gujaf-143	68	3	discovered	discover	VERB
gujaf-143	68	4	that	that	SCONJ
gujaf-143	68	5	many	many	ADJ
gujaf-143	68	6	respondents	respondent	NOUN
gujaf-143	68	7	among	among	ADP
gujaf-143	68	8	the	the	DET
gujaf-143	68	9	lectures	lecture	NOUN
gujaf-143	68	10	have	have	AUX
gujaf-143	68	11	not	not	PART
gujaf-143	68	12	understood	understand	VERB
gujaf-143	68	13	the	the	DET
gujaf-143	68	14	operation	operation	NOUN
gujaf-143	68	15	of	of	ADP
gujaf-143	68	16	islamic	islamic	ADJ
gujaf-143	68	17	banking	banking	NOUN
gujaf-143	68	18	some	some	PRON
gujaf-143	68	19	indicated	indicate	VERB
gujaf-143	68	20	they	they	PRON
gujaf-143	68	21	are	be	AUX
gujaf-143	68	22	not	not	PART
gujaf-143	68	23	aware	aware	ADJ
gujaf-143	68	24	of	of	ADP
gujaf-143	68	25	its	its	PRON
gujaf-143	68	26	existence	existence	NOUN
gujaf-143	68	27	.	.	PUNCT
gujaf-143	69	1	the	the	DET
gujaf-143	69	2	study	study	NOUN
gujaf-143	69	3	concluded	conclude	VERB
gujaf-143	69	4	that	that	SCONJ
gujaf-143	69	5	the	the	DET
gujaf-143	69	6	custodian	custodian	NOUN
gujaf-143	69	7	of	of	ADP
gujaf-143	69	8	an	an	DET
gujaf-143	69	9	islamic	islamic	ADJ
gujaf-143	69	10	banks	bank	NOUN
gujaf-143	69	11	should	should	AUX
gujaf-143	69	12	intensify	intensify	VERB
gujaf-143	69	13	efforts	effort	NOUN
gujaf-143	69	14	to	to	PART
gujaf-143	69	15	create	create	VERB
gujaf-143	69	16	more	more	ADJ
gujaf-143	69	17	awareness	awareness	NOUN
gujaf-143	69	18	about	about	ADP
gujaf-143	69	19	the	the	DET
gujaf-143	69	20	existence	existence	NOUN
gujaf-143	69	21	and	and	CCONJ
gujaf-143	69	22	important	important	ADJ
gujaf-143	69	23	of	of	ADP
gujaf-143	69	24	islamic	islamic	ADJ
gujaf-143	69	25	banking	banking	NOUN
gujaf-143	69	26	in	in	ADP
gujaf-143	69	27	the	the	DET
gujaf-143	69	28	country	country	NOUN
gujaf-143	69	29	.	.	PUNCT
gujaf-143	70	1	khattak	khattak	PROPN
gujaf-143	70	2	(	(	PUNCT
gujaf-143	70	3	2010	2010	NUM
gujaf-143	70	4	)	)	PUNCT
gujaf-143	70	5	collected	collect	VERB
gujaf-143	70	6	information	information	NOUN
gujaf-143	70	7	from	from	ADP
gujaf-143	70	8	156	156	NUM
gujaf-143	70	9	respondent	respondent	NOUN
gujaf-143	70	10	in	in	ADP
gujaf-143	70	11	pakistan	pakistan	PROPN
gujaf-143	70	12	in	in	ADP
gujaf-143	70	13	which	which	PRON
gujaf-143	70	14	one	one	NUM
gujaf-143	70	15	-	-	PUNCT
gujaf-143	70	16	way	way	NOUN
gujaf-143	70	17	anova	anova	PROPN
gujaf-143	70	18	was	be	AUX
gujaf-143	70	19	employed	employ	VERB
gujaf-143	70	20	to	to	PART
gujaf-143	70	21	check	check	VERB
gujaf-143	70	22	the	the	DET
gujaf-143	70	23	relationship	relationship	NOUN
gujaf-143	70	24	that	that	PRON
gujaf-143	70	25	exist	exist	VERB
gujaf-143	70	26	between	between	ADP
gujaf-143	70	27	the	the	DET
gujaf-143	70	28	level	level	NOUN
gujaf-143	70	29	of	of	ADP
gujaf-143	70	30	awareness	awareness	NOUN
gujaf-143	70	31	and	and	CCONJ
gujaf-143	70	32	demographic	demographic	ADJ
gujaf-143	70	33	characteristics	characteristic	NOUN
gujaf-143	70	34	.	.	PUNCT
gujaf-143	71	1	it	it	PRON
gujaf-143	71	2	was	be	AUX
gujaf-143	71	3	concluded	conclude	VERB
gujaf-143	71	4	in	in	ADP
gujaf-143	71	5	this	this	DET
gujaf-143	71	6	study	study	NOUN
gujaf-143	71	7	that	that	SCONJ
gujaf-143	71	8	respondents	respondent	NOUN
gujaf-143	71	9	are	be	AUX
gujaf-143	71	10	aware	aware	ADJ
gujaf-143	71	11	of	of	ADP
gujaf-143	71	12	different	different	ADJ
gujaf-143	71	13	islamic	islamic	ADJ
gujaf-143	71	14	banking	banking	NOUN
gujaf-143	71	15	products	product	NOUN
gujaf-143	71	16	but	but	CCONJ
gujaf-143	71	17	do	do	AUX
gujaf-143	71	18	not	not	PART
gujaf-143	71	19	subscribe	subscribe	VERB
gujaf-143	71	20	to	to	ADP
gujaf-143	71	21	some	some	PRON
gujaf-143	71	22	of	of	ADP
gujaf-143	71	23	them	they	PRON
gujaf-143	71	24	.	.	PUNCT
gujaf-143	72	1	in	in	ADP
gujaf-143	72	2	kuwait	kuwait	PROPN
gujaf-143	72	3	finance	finance	PROPN
gujaf-143	72	4	house	house	PROPN
gujaf-143	72	5	(	(	PUNCT
gujaf-143	72	6	naser	naser	PROPN
gujaf-143	72	7	et	et	PROPN
gujaf-143	72	8	al	al	PROPN
gujaf-143	72	9	.	.	PROPN
gujaf-143	72	10	,	,	PUNCT
gujaf-143	72	11	2013	2013	NUM
gujaf-143	72	12	)	)	PUNCT
gujaf-143	72	13	studied	study	VERB
gujaf-143	72	14	customers	customer	NOUN
gujaf-143	72	15	’	’	PART
gujaf-143	72	16	awareness	awareness	NOUN
gujaf-143	72	17	and	and	CCONJ
gujaf-143	72	18	satisfactions	satisfaction	NOUN
gujaf-143	72	19	of	of	ADP
gujaf-143	72	20	banking	banking	NOUN
gujaf-143	72	21	services	service	NOUN
gujaf-143	72	22	and	and	CCONJ
gujaf-143	72	23	product	product	NOUN
gujaf-143	72	24	with	with	ADP
gujaf-143	72	25	the	the	DET
gujaf-143	72	26	aim	aim	NOUN
gujaf-143	72	27	of	of	ADP
gujaf-143	72	28	exploring	explore	VERB
gujaf-143	72	29	how	how	SCONJ
gujaf-143	72	30	customers	customer	NOUN
gujaf-143	72	31	are	be	AUX
gujaf-143	72	32	satisfied	satisfied	ADJ
gujaf-143	72	33	and	and	CCONJ
gujaf-143	72	34	aware	aware	ADJ
gujaf-143	72	35	of	of	ADP
gujaf-143	72	36	various	various	ADJ
gujaf-143	72	37	islamic	islamic	ADJ
gujaf-143	72	38	banking	banking	NOUN
gujaf-143	72	39	products	product	NOUN
gujaf-143	72	40	.	.	PUNCT
gujaf-143	73	1	to	to	PART
gujaf-143	73	2	achieve	achieve	VERB
gujaf-143	73	3	this	this	DET
gujaf-143	73	4	objective	objective	NOUN
gujaf-143	73	5	,	,	PUNCT
gujaf-143	73	6	650	650	NUM
gujaf-143	73	7	questionnaires	questionnaire	NOUN
gujaf-143	73	8	were	be	AUX
gujaf-143	73	9	distributed	distribute	VERB
gujaf-143	73	10	and	and	CCONJ
gujaf-143	73	11	429	429	NUM
gujaf-143	73	12	were	be	AUX
gujaf-143	73	13	used	use	VERB
gujaf-143	73	14	for	for	ADP
gujaf-143	73	15	further	further	ADJ
gujaf-143	73	16	analysis	analysis	NOUN
gujaf-143	73	17	.	.	PUNCT
gujaf-143	74	1	this	this	DET
gujaf-143	74	2	study	study	NOUN
gujaf-143	74	3	discovered	discover	VERB
gujaf-143	74	4	that	that	SCONJ
gujaf-143	74	5	many	many	ADJ
gujaf-143	74	6	respondents	respondent	NOUN
gujaf-143	74	7	are	be	AUX
gujaf-143	74	8	not	not	PART
gujaf-143	74	9	aware	aware	ADJ
gujaf-143	74	10	of	of	ADP
gujaf-143	74	11	the	the	DET
gujaf-143	74	12	various	various	ADJ
gujaf-143	74	13	islamic	islamic	ADJ
gujaf-143	74	14	products	product	NOUN
gujaf-143	74	15	that	that	PRON
gujaf-143	74	16	are	be	AUX
gujaf-143	74	17	currently	currently	ADV
gujaf-143	74	18	on	on	ADP
gujaf-143	74	19	offer	offer	NOUN
gujaf-143	74	20	by	by	ADP
gujaf-143	74	21	the	the	DET
gujaf-143	74	22	kuwait	kuwait	PROPN
gujaf-143	74	23	finance	finance	PROPN
gujaf-143	74	24	house	house	PROPN
gujaf-143	74	25	(	(	PUNCT
gujaf-143	74	26	kfh	kfh	PROPN
gujaf-143	74	27	)	)	PUNCT
gujaf-143	74	28	.	.	PUNCT
gujaf-143	75	1	according	accord	VERB
gujaf-143	75	2	to	to	ADP
gujaf-143	75	3	wasimah	wasimah	PROPN
gujaf-143	75	4	et	et	PROPN
gujaf-143	75	5	al	al	PROPN
gujaf-143	75	6	.	.	PROPN
gujaf-143	76	1	(	(	PUNCT
gujaf-143	76	2	2015	2015	NUM
gujaf-143	76	3	)	)	PUNCT
gujaf-143	76	4	“	"	PUNCT
gujaf-143	76	5	the	the	DET
gujaf-143	76	6	management	management	NOUN
gujaf-143	76	7	of	of	ADP
gujaf-143	76	8	islamic	islamic	ADJ
gujaf-143	76	9	banking	banking	NOUN
gujaf-143	76	10	industry	industry	NOUN
gujaf-143	76	11	need	need	VERB
gujaf-143	76	12	to	to	PART
gujaf-143	76	13	inculcate	inculcate	VERB
gujaf-143	76	14	their	their	PRON
gujaf-143	76	15	staff	staff	NOUN
gujaf-143	76	16	with	with	ADP
gujaf-143	76	17	islamic	islamic	ADJ
gujaf-143	76	18	knowledge	knowledge	NOUN
gujaf-143	76	19	.	.	PUNCT
gujaf-143	77	1	aside	aside	ADV
gujaf-143	77	2	,	,	PUNCT
gujaf-143	77	3	regular	regular	ADJ
gujaf-143	77	4	workshops	workshop	NOUN
gujaf-143	77	5	and	and	CCONJ
gujaf-143	77	6	seminars	seminar	NOUN
gujaf-143	77	7	,	,	PUNCT
gujaf-143	77	8	courses	course	NOUN
gujaf-143	77	9	on	on	ADP
gujaf-143	77	10	training	training	NOUN
gujaf-143	77	11	program	program	NOUN
gujaf-143	77	12	can	can	AUX
gujaf-143	77	13	be	be	AUX
gujaf-143	77	14	augmented	augment	VERB
gujaf-143	77	15	to	to	ADP
gujaf-143	77	16	islamic	islamic	ADJ
gujaf-143	77	17	banking	banking	NOUN
gujaf-143	77	18	employees	employee	NOUN
gujaf-143	77	19	so	so	SCONJ
gujaf-143	77	20	as	as	SCONJ
gujaf-143	77	21	to	to	PART
gujaf-143	77	22	instil	instil	VERB
gujaf-143	77	23	more	more	ADJ
gujaf-143	77	24	skills	skill	NOUN
gujaf-143	77	25	in	in	ADP
gujaf-143	77	26	the	the	DET
gujaf-143	77	27	practical	practical	ADJ
gujaf-143	77	28	area	area	NOUN
gujaf-143	77	29	of	of	ADP
gujaf-143	77	30	islamic	islamic	ADJ
gujaf-143	77	31	banking	banking	NOUN
gujaf-143	77	32	”	"	PUNCT
gujaf-143	77	33	.	.	PUNCT
gujaf-143	78	1	they	they	PRON
gujaf-143	78	2	came	come	VERB
gujaf-143	78	3	to	to	ADP
gujaf-143	78	4	this	this	DET
gujaf-143	78	5	conclusion	conclusion	NOUN
gujaf-143	78	6	after	after	ADP
gujaf-143	78	7	obtaining	obtain	VERB
gujaf-143	78	8	information	information	NOUN
gujaf-143	78	9	from	from	ADP
gujaf-143	78	10	150	150	NUM
gujaf-143	78	11	staff	staff	NOUN
gujaf-143	78	12	of	of	ADP
gujaf-143	78	13	islamic	islamic	ADJ
gujaf-143	78	14	banks	bank	NOUN
gujaf-143	78	15	in	in	ADP
gujaf-143	78	16	malaysia	malaysia	PROPN
gujaf-143	78	17	and	and	CCONJ
gujaf-143	78	18	spss	spss	PROPN
gujaf-143	78	19	software	software	NOUN
gujaf-143	78	20	was	be	AUX
gujaf-143	78	21	used	use	VERB
gujaf-143	78	22	to	to	PART
gujaf-143	78	23	analyse	analyse	VERB
gujaf-143	78	24	the	the	DET
gujaf-143	78	25	result	result	NOUN
gujaf-143	78	26	.	.	PUNCT
gujaf-143	79	1	another	another	DET
gujaf-143	79	2	study	study	NOUN
gujaf-143	79	3	conducted	conduct	VERB
gujaf-143	79	4	by	by	ADP
gujaf-143	79	5	saiti	saiti	PROPN
gujaf-143	79	6	(	(	PUNCT
gujaf-143	79	7	2015	2015	NUM
gujaf-143	79	8	)	)	PUNCT
gujaf-143	79	9	aimed	aim	VERB
gujaf-143	79	10	at	at	ADP
gujaf-143	79	11	establishing	establish	VERB
gujaf-143	79	12	the	the	DET
gujaf-143	79	13	level	level	NOUN
gujaf-143	79	14	of	of	ADP
gujaf-143	79	15	customers	customer	NOUN
gujaf-143	79	16	awareness	awareness	NOUN
gujaf-143	79	17	about	about	ADP
gujaf-143	79	18	the	the	DET
gujaf-143	79	19	culture	culture	NOUN
gujaf-143	79	20	of	of	ADP
gujaf-143	79	21	islamic	islamic	ADJ
gujaf-143	79	22	banking	banking	NOUN
gujaf-143	79	23	in	in	ADP
gujaf-143	79	24	malaysia	malaysia	PROPN
gujaf-143	79	25	.	.	PUNCT
gujaf-143	80	1	150	150	NUM
gujaf-143	80	2	muslims	muslim	NOUN
gujaf-143	80	3	and	and	CCONJ
gujaf-143	80	4	non	non	ADJ
gujaf-143	80	5	-	-	ADJ
gujaf-143	80	6	muslims	muslims	ADJ
gujaf-143	80	7	customers	customer	NOUN
gujaf-143	80	8	were	be	AUX
gujaf-143	80	9	selected	select	VERB
gujaf-143	80	10	to	to	PART
gujaf-143	80	11	form	form	VERB
gujaf-143	80	12	a	a	DET
gujaf-143	80	13	sample	sample	NOUN
gujaf-143	80	14	size	size	NOUN
gujaf-143	80	15	of	of	ADP
gujaf-143	80	16	the	the	DET
gujaf-143	80	17	study	study	NOUN
gujaf-143	80	18	.	.	PUNCT
gujaf-143	81	1	the	the	DET
gujaf-143	81	2	study	study	NOUN
gujaf-143	81	3	found	find	VERB
gujaf-143	81	4	out	out	ADP
gujaf-143	81	5	that	that	SCONJ
gujaf-143	81	6	muslims	muslims	PROPN
gujaf-143	81	7	customers	customer	NOUN
gujaf-143	81	8	are	be	AUX
gujaf-143	81	9	more	more	ADV
gujaf-143	81	10	aware	aware	ADJ
gujaf-143	81	11	about	about	ADP
gujaf-143	81	12	the	the	DET
gujaf-143	81	13	culture	culture	NOUN
gujaf-143	81	14	of	of	ADP
gujaf-143	81	15	islamic	islamic	ADJ
gujaf-143	81	16	banking	banking	NOUN
gujaf-143	81	17	than	than	ADP
gujaf-143	81	18	the	the	DET
gujaf-143	81	19	non	non	NOUN
gujaf-143	81	20	-	-	NOUN
gujaf-143	81	21	muslims	muslims	PROPN
gujaf-143	81	22	and	and	CCONJ
gujaf-143	81	23	concluded	conclude	VERB
gujaf-143	81	24	that	that	SCONJ
gujaf-143	81	25	,	,	PUNCT
gujaf-143	81	26	this	this	DET
gujaf-143	81	27	result	result	NOUN
gujaf-143	81	28	could	could	AUX
gujaf-143	81	29	be	be	AUX
gujaf-143	81	30	used	use	VERB
gujaf-143	81	31	by	by	ADP
gujaf-143	81	32	the	the	DET
gujaf-143	81	33	islamic	islamic	ADJ
gujaf-143	81	34	banks	bank	NOUN
gujaf-143	81	35	to	to	PART
gujaf-143	81	36	measure	measure	VERB
gujaf-143	81	37	how	how	SCONJ
gujaf-143	81	38	their	their	PRON
gujaf-143	81	39	customers	customer	NOUN
gujaf-143	81	40	are	be	AUX
gujaf-143	81	41	aware	aware	ADJ
gujaf-143	81	42	of	of	ADP
gujaf-143	81	43	their	their	PRON
gujaf-143	81	44	various	various	ADJ
gujaf-143	81	45	products	product	NOUN
gujaf-143	81	46	.	.	PUNCT
gujaf-143	82	1	ernawati	ernawati	PROPN
gujaf-143	82	2	and	and	CCONJ
gujaf-143	82	3	asri	asri	PROPN
gujaf-143	82	4	(	(	PUNCT
gujaf-143	82	5	2020	2020	NUM
gujaf-143	82	6	)	)	PUNCT
gujaf-143	82	7	conducted	conduct	VERB
gujaf-143	82	8	a	a	DET
gujaf-143	82	9	study	study	NOUN
gujaf-143	82	10	in	in	ADP
gujaf-143	82	11	42	42	NUM
gujaf-143	82	12	european	european	ADJ
gujaf-143	82	13	and	and	CCONJ
gujaf-143	82	14	american	american	ADJ
gujaf-143	82	15	countries	country	NOUN
gujaf-143	82	16	with	with	ADP
gujaf-143	82	17	the	the	DET
gujaf-143	82	18	objective	objective	NOUN
gujaf-143	82	19	of	of	ADP
gujaf-143	82	20	determining	determine	VERB
gujaf-143	82	21	the	the	DET
gujaf-143	82	22	knowledge	knowledge	NOUN
gujaf-143	82	23	and	and	CCONJ
gujaf-143	82	24	awareness	awareness	NOUN
gujaf-143	82	25	of	of	ADP
gujaf-143	82	26	customers	customer	NOUN
gujaf-143	82	27	about	about	ADP
gujaf-143	82	28	islamic	islamic	ADJ
gujaf-143	82	29	finance	finance	NOUN
gujaf-143	82	30	products	product	NOUN
gujaf-143	82	31	.	.	PUNCT
gujaf-143	83	1	the	the	DET
gujaf-143	83	2	study	study	NOUN
gujaf-143	83	3	concluded	conclude	VERB
gujaf-143	83	4	that	that	SCONJ
gujaf-143	83	5	islamic	islamic	ADJ
gujaf-143	83	6	knowledge	knowledge	NOUN
gujaf-143	83	7	correlates	correlate	VERB
gujaf-143	83	8	with	with	ADP
gujaf-143	83	9	the	the	DET
gujaf-143	83	10	level	level	NOUN
gujaf-143	83	11	of	of	ADP
gujaf-143	83	12	customers	customer	NOUN
gujaf-143	83	13	’	'	PUNCT
gujaf-143	83	14	awareness	awareness	NOUN
gujaf-143	83	15	of	of	ADP
gujaf-143	83	16	islamic	islamic	ADJ
gujaf-143	83	17	finance	finance	NOUN
gujaf-143	83	18	products	product	NOUN
gujaf-143	83	19	in	in	ADP
gujaf-143	83	20	a	a	DET
gujaf-143	83	21	scientific	scientific	ADJ
gujaf-143	83	22	manner	manner	NOUN
gujaf-143	83	23	and	and	CCONJ
gujaf-143	83	24	recommended	recommend	VERB
gujaf-143	83	25	for	for	ADP
gujaf-143	83	26	the	the	DET
gujaf-143	83	27	unification	unification	NOUN
gujaf-143	83	28	of	of	ADP
gujaf-143	83	29	7	7	NUM
gujaf-143	83	30	academics	academic	NOUN
gujaf-143	83	31	and	and	CCONJ
gujaf-143	83	32	publics	public	NOUN
gujaf-143	83	33	aspect	aspect	NOUN
gujaf-143	83	34	in	in	ADP
gujaf-143	83	35	an	an	DET
gujaf-143	83	36	inclusive	inclusive	ADJ
gujaf-143	83	37	awareness	awareness	NOUN
gujaf-143	83	38	movement	movement	NOUN
gujaf-143	83	39	about	about	ADP
gujaf-143	83	40	islamic	islamic	ADJ
gujaf-143	83	41	finance	finance	NOUN
gujaf-143	83	42	.	.	PUNCT
gujaf-143	84	1	a	a	DET
gujaf-143	84	2	study	study	NOUN
gujaf-143	84	3	by	by	ADP
gujaf-143	84	4	mawoli	mawoli	NOUN
gujaf-143	84	5	(	(	PUNCT
gujaf-143	84	6	n.d	n.d	PROPN
gujaf-143	84	7	.	.	PROPN
gujaf-143	84	8	)	)	PUNCT
gujaf-143	84	9	indicated	indicate	VERB
gujaf-143	84	10	that	that	SCONJ
gujaf-143	84	11	a	a	DET
gujaf-143	84	12	partial	partial	ADJ
gujaf-143	84	13	awareness	awareness	NOUN
gujaf-143	84	14	about	about	ADP
gujaf-143	84	15	islamic	islamic	ADJ
gujaf-143	84	16	banking	banking	NOUN
gujaf-143	84	17	product	product	NOUN
gujaf-143	84	18	among	among	ADP
gujaf-143	84	19	both	both	CCONJ
gujaf-143	84	20	muslim	muslim	ADJ
gujaf-143	84	21	and	and	CCONJ
gujaf-143	84	22	christian	christian	ADJ
gujaf-143	84	23	traders	trader	NOUN
gujaf-143	84	24	within	within	ADP
gujaf-143	84	25	the	the	DET
gujaf-143	84	26	study	study	NOUN
gujaf-143	84	27	area	area	NOUN
gujaf-143	84	28	.	.	PUNCT
gujaf-143	85	1	the	the	DET
gujaf-143	85	2	author	author	NOUN
gujaf-143	85	3	came	come	VERB
gujaf-143	85	4	to	to	ADP
gujaf-143	85	5	this	this	DET
gujaf-143	85	6	conclusion	conclusion	NOUN
gujaf-143	85	7	after	after	ADP
gujaf-143	85	8	obtaining	obtain	VERB
gujaf-143	85	9	a	a	DET
gujaf-143	85	10	data	data	NOUN
gujaf-143	85	11	from	from	ADP
gujaf-143	85	12	158	158	NUM
gujaf-143	85	13	traders	trader	NOUN
gujaf-143	85	14	who	who	PRON
gujaf-143	85	15	were	be	AUX
gujaf-143	85	16	randomly	randomly	ADV
gujaf-143	85	17	selected	select	VERB
gujaf-143	85	18	in	in	ADP
gujaf-143	85	19	niger	niger	NOUN
gujaf-143	85	20	state	state	NOUN
gujaf-143	85	21	,	,	PUNCT
gujaf-143	85	22	nigeria	nigeria	PROPN
gujaf-143	85	23	.	.	PUNCT
gujaf-143	86	1	therefore	therefore	ADV
gujaf-143	86	2	,	,	PUNCT
gujaf-143	86	3	it	it	PRON
gujaf-143	86	4	was	be	AUX
gujaf-143	86	5	recommended	recommend	VERB
gujaf-143	86	6	that	that	SCONJ
gujaf-143	86	7	a	a	DET
gujaf-143	86	8	special	special	ADJ
gujaf-143	86	9	promotion	promotion	NOUN
gujaf-143	86	10	campaign	campaign	NOUN
gujaf-143	86	11	needs	need	VERB
gujaf-143	86	12	to	to	PART
gujaf-143	86	13	be	be	AUX
gujaf-143	86	14	mounted	mount	VERB
gujaf-143	86	15	so	so	SCONJ
gujaf-143	86	16	as	as	SCONJ
gujaf-143	86	17	to	to	PART
gujaf-143	86	18	create	create	VERB
gujaf-143	86	19	more	more	ADJ
gujaf-143	86	20	awareness	awareness	NOUN
gujaf-143	86	21	about	about	ADP
gujaf-143	86	22	the	the	DET
gujaf-143	86	23	virtues	virtue	NOUN
gujaf-143	86	24	,	,	PUNCT
gujaf-143	86	25	operation	operation	NOUN
gujaf-143	86	26	and	and	CCONJ
gujaf-143	86	27	existence	existence	NOUN
gujaf-143	86	28	of	of	ADP
gujaf-143	86	29	islamic	islamic	ADJ
gujaf-143	86	30	banking	banking	NOUN
gujaf-143	86	31	in	in	ADP
gujaf-143	86	32	nigeria	nigeria	PROPN
gujaf-143	86	33	.	.	PUNCT
gujaf-143	87	1	in	in	ADP
gujaf-143	87	2	similar	similar	ADJ
gujaf-143	87	3	study	study	NOUN
gujaf-143	87	4	conducted	conduct	VERB
gujaf-143	87	5	in	in	ADP
gujaf-143	87	6	nigeria	nigeria	PROPN
gujaf-143	87	7	by	by	ADP
gujaf-143	87	8	yahaya	yahaya	PROPN
gujaf-143	87	9	(	(	PUNCT
gujaf-143	87	10	2016	2016	NUM
gujaf-143	87	11	)	)	PUNCT
gujaf-143	87	12	discovered	discover	VERB
gujaf-143	87	13	that	that	SCONJ
gujaf-143	87	14	awareness	awareness	NOUN
gujaf-143	87	15	and	and	CCONJ
gujaf-143	87	16	perception	perception	NOUN
gujaf-143	87	17	of	of	ADP
gujaf-143	87	18	the	the	DET
gujaf-143	87	19	intended	intend	VERB
gujaf-143	87	20	customers	customer	NOUN
gujaf-143	87	21	of	of	ADP
gujaf-143	87	22	islamic	islamic	ADJ
gujaf-143	87	23	banks	bank	NOUN
gujaf-143	87	24	have	have	VERB
gujaf-143	87	25	positive	positive	ADJ
gujaf-143	87	26	and	and	CCONJ
gujaf-143	87	27	significance	significance	NOUN
gujaf-143	87	28	influence	influence	NOUN
gujaf-143	87	29	on	on	ADP
gujaf-143	87	30	the	the	DET
gujaf-143	87	31	willingness	willingness	NOUN
gujaf-143	87	32	to	to	PART
gujaf-143	87	33	adopt	adopt	VERB
gujaf-143	87	34	the	the	DET
gujaf-143	87	35	products	product	NOUN
gujaf-143	87	36	of	of	ADP
gujaf-143	87	37	islamic	islamic	ADJ
gujaf-143	87	38	banks	bank	NOUN
gujaf-143	87	39	within	within	ADP
gujaf-143	87	40	the	the	DET
gujaf-143	87	41	study	study	NOUN
gujaf-143	87	42	area	area	NOUN
gujaf-143	87	43	.	.	PUNCT
gujaf-143	88	1	this	this	DET
gujaf-143	88	2	study	study	NOUN
gujaf-143	88	3	was	be	AUX
gujaf-143	88	4	conduct	conduct	NOUN
gujaf-143	88	5	at	at	ADP
gujaf-143	88	6	abdu	abdu	PROPN
gujaf-143	88	7	gusau	gusau	PROPN
gujaf-143	88	8	polytechnic	polytechnic	PROPN
gujaf-143	88	9	,	,	PUNCT
gujaf-143	88	10	zamfara	zamfara	PROPN
gujaf-143	88	11	state	state	PROPN
gujaf-143	88	12	in	in	ADP
gujaf-143	88	13	which	which	PRON
gujaf-143	88	14	103	103	NUM
gujaf-143	88	15	academic	academic	ADJ
gujaf-143	88	16	staff	staff	NOUN
gujaf-143	88	17	were	be	AUX
gujaf-143	88	18	sampled	sample	VERB
gujaf-143	88	19	.	.	PUNCT
gujaf-143	89	1	bin	bin	NOUN
gujaf-143	89	2	and	and	CCONJ
gujaf-143	89	3	razak	razak	PROPN
gujaf-143	89	4	(	(	PUNCT
gujaf-143	89	5	2019	2019	NUM
gujaf-143	89	6	)	)	PUNCT
gujaf-143	89	7	used	use	VERB
gujaf-143	89	8	qualitative	qualitative	ADJ
gujaf-143	89	9	data	datum	NOUN
gujaf-143	89	10	to	to	PART
gujaf-143	89	11	study	study	VERB
gujaf-143	89	12	the	the	DET
gujaf-143	89	13	islamic	islamic	ADJ
gujaf-143	89	14	banking	banking	NOUN
gujaf-143	89	15	adoption	adoption	NOUN
gujaf-143	89	16	in	in	ADP
gujaf-143	89	17	ghana	ghana	PROPN
gujaf-143	89	18	with	with	ADP
gujaf-143	89	19	the	the	DET
gujaf-143	89	20	aim	aim	NOUN
gujaf-143	89	21	of	of	ADP
gujaf-143	89	22	examining	examine	VERB
gujaf-143	89	23	the	the	DET
gujaf-143	89	24	banking	banking	NOUN
gujaf-143	89	25	awareness	awareness	NOUN
gujaf-143	89	26	among	among	ADP
gujaf-143	89	27	other	other	ADJ
gujaf-143	89	28	things	thing	NOUN
gujaf-143	89	29	.	.	PUNCT
gujaf-143	90	1	the	the	DET
gujaf-143	90	2	result	result	NOUN
gujaf-143	90	3	of	of	ADP
gujaf-143	90	4	the	the	DET
gujaf-143	90	5	study	study	NOUN
gujaf-143	90	6	indicated	indicate	VERB
gujaf-143	90	7	a	a	DET
gujaf-143	90	8	low	low	ADJ
gujaf-143	90	9	level	level	NOUN
gujaf-143	90	10	of	of	ADP
gujaf-143	90	11	awareness	awareness	NOUN
gujaf-143	90	12	among	among	ADP
gujaf-143	90	13	the	the	DET
gujaf-143	90	14	ghanaians	ghanaians	PROPN
gujaf-143	90	15	though	though	SCONJ
gujaf-143	90	16	many	many	ADJ
gujaf-143	90	17	people	people	NOUN
gujaf-143	90	18	indicated	indicate	VERB
gujaf-143	90	19	their	their	PRON
gujaf-143	90	20	willingness	willingness	NOUN
gujaf-143	90	21	to	to	PART
gujaf-143	90	22	adopt	adopt	VERB
gujaf-143	90	23	islamic	islamic	ADJ
gujaf-143	90	24	banking	banking	NOUN
gujaf-143	90	25	system	system	NOUN
gujaf-143	90	26	.	.	PUNCT
gujaf-143	91	1	although	although	SCONJ
gujaf-143	91	2	,	,	PUNCT
gujaf-143	91	3	some	some	DET
gujaf-143	91	4	studies	study	NOUN
gujaf-143	91	5	discovered	discover	VERB
gujaf-143	91	6	that	that	SCONJ
gujaf-143	91	7	,	,	PUNCT
gujaf-143	91	8	the	the	DET
gujaf-143	91	9	level	level	NOUN
gujaf-143	91	10	of	of	ADP
gujaf-143	91	11	customers	customer	NOUN
gujaf-143	91	12	awareness	awareness	NOUN
gujaf-143	91	13	can	can	AUX
gujaf-143	91	14	determine	determine	VERB
gujaf-143	91	15	how	how	SCONJ
gujaf-143	91	16	islamic	islamic	ADJ
gujaf-143	91	17	banking	banking	NOUN
gujaf-143	91	18	and	and	CCONJ
gujaf-143	91	19	finance	finance	NOUN
gujaf-143	91	20	products	product	NOUN
gujaf-143	91	21	and	and	CCONJ
gujaf-143	91	22	services	service	NOUN
gujaf-143	91	23	are	be	AUX
gujaf-143	91	24	selected	select	VERB
gujaf-143	91	25	(	(	PUNCT
gujaf-143	91	26	aziz	aziz	PROPN
gujaf-143	91	27	&	&	CCONJ
gujaf-143	91	28	chok	chok	PROPN
gujaf-143	91	29	,	,	PUNCT
gujaf-143	91	30	2013	2013	NUM
gujaf-143	91	31	;	;	PUNCT
gujaf-143	91	32	basheer	basheer	PROPN
gujaf-143	91	33	et	et	PROPN
gujaf-143	91	34	al	al	PROPN
gujaf-143	91	35	.	.	PROPN
gujaf-143	91	36	,	,	PUNCT
gujaf-143	91	37	2015	2015	NUM
gujaf-143	91	38	;	;	PUNCT
gujaf-143	91	39	bodibe	bodibe	VERB
gujaf-143	91	40	et	et	PROPN
gujaf-143	91	41	al	al	PROPN
gujaf-143	91	42	.	.	PROPN
gujaf-143	91	43	,	,	PUNCT
gujaf-143	91	44	2016	2016	NUM
gujaf-143	91	45	;	;	PUNCT
gujaf-143	91	46	hasan	hasan	PROPN
gujaf-143	91	47	,	,	PUNCT
gujaf-143	91	48	2016	2016	NUM
gujaf-143	91	49	;	;	PUNCT
gujaf-143	91	50	mahdzan	mahdzan	X
gujaf-143	91	51	et	et	PROPN
gujaf-143	91	52	al	al	PROPN
gujaf-143	91	53	.	.	PROPN
gujaf-143	91	54	,	,	PUNCT
gujaf-143	91	55	2017	2017	NUM
gujaf-143	91	56	)	)	PUNCT
gujaf-143	91	57	.	.	PUNCT
gujaf-143	92	1	but	but	CCONJ
gujaf-143	92	2	the	the	DET
gujaf-143	92	3	level	level	NOUN
gujaf-143	92	4	of	of	ADP
gujaf-143	92	5	this	this	DET
gujaf-143	92	6	islamic	islamic	ADJ
gujaf-143	92	7	banking	banking	NOUN
gujaf-143	92	8	awareness	awareness	NOUN
gujaf-143	92	9	is	be	AUX
gujaf-143	92	10	still	still	ADV
gujaf-143	92	11	low	low	ADJ
gujaf-143	92	12	in	in	ADP
gujaf-143	92	13	some	some	DET
gujaf-143	92	14	countries	country	NOUN
gujaf-143	92	15	,	,	PUNCT
gujaf-143	92	16	this	this	PRON
gujaf-143	92	17	is	be	AUX
gujaf-143	92	18	because	because	SCONJ
gujaf-143	92	19	muslim	muslim	ADJ
gujaf-143	92	20	customers	customer	NOUN
gujaf-143	92	21	in	in	ADP
gujaf-143	92	22	most	most	ADJ
gujaf-143	92	23	cases	case	NOUN
gujaf-143	92	24	consider	consider	VERB
gujaf-143	92	25	lower	low	ADJ
gujaf-143	92	26	banking	banking	NOUN
gujaf-143	92	27	services	service	NOUN
gujaf-143	92	28	cost	cost	NOUN
gujaf-143	92	29	,	,	PUNCT
gujaf-143	92	30	efficiency	efficiency	NOUN
gujaf-143	92	31	,	,	PUNCT
gujaf-143	92	32	availability	availability	NOUN
gujaf-143	92	33	of	of	ADP
gujaf-143	92	34	atm	atm	PROPN
gujaf-143	92	35	machines	machine	NOUN
gujaf-143	92	36	,	,	PUNCT
gujaf-143	92	37	wide	wide	ADJ
gujaf-143	92	38	and	and	CCONJ
gujaf-143	92	39	sufficient	sufficient	ADJ
gujaf-143	92	40	branch	branch	NOUN
gujaf-143	92	41	networks	network	NOUN
gujaf-143	92	42	among	among	ADP
gujaf-143	92	43	other	other	ADJ
gujaf-143	92	44	consideration	consideration	NOUN
gujaf-143	92	45	aside	aside	ADP
gujaf-143	92	46	religious	religious	ADJ
gujaf-143	92	47	consideration	consideration	NOUN
gujaf-143	92	48	(	(	PUNCT
gujaf-143	92	49	obeid	obeid	NOUN
gujaf-143	92	50	2016	2016	NUM
gujaf-143	92	51	;	;	PUNCT
gujaf-143	92	52	mada	mada	PROPN
gujaf-143	92	53	et	et	PROPN
gujaf-143	92	54	al	al	PROPN
gujaf-143	92	55	.	.	PROPN
gujaf-143	92	56	,	,	PUNCT
gujaf-143	92	57	2009	2009	NUM
gujaf-143	92	58	;	;	PUNCT
gujaf-143	92	59	saini	saini	PROPN
gujaf-143	92	60	et	et	PROPN
gujaf-143	92	61	al	al	PROPN
gujaf-143	92	62	.	.	PROPN
gujaf-143	92	63	,	,	PUNCT
gujaf-143	92	64	2011).s	2011).s	NUM
gujaf-143	92	65	3	3	NUM
gujaf-143	92	66	.	.	PUNCT
gujaf-143	92	67	data	datum	NOUN
gujaf-143	92	68	and	and	CCONJ
gujaf-143	92	69	techniques	technique	NOUN
gujaf-143	92	70	the	the	DET
gujaf-143	92	71	questionnaire	questionnaire	NOUN
gujaf-143	92	72	was	be	AUX
gujaf-143	92	73	distributed	distribute	VERB
gujaf-143	92	74	to	to	ADP
gujaf-143	92	75	people	people	NOUN
gujaf-143	92	76	who	who	PRON
gujaf-143	92	77	hold	hold	VERB
gujaf-143	92	78	an	an	DET
gujaf-143	92	79	account	account	NOUN
gujaf-143	92	80	with	with	ADP
gujaf-143	92	81	an	an	DET
gujaf-143	92	82	islamic	islamic	ADJ
gujaf-143	92	83	bank	bank	PROPN
gujaf-143	92	84	in	in	ADP
gujaf-143	92	85	nigeria	nigeria	PROPN
gujaf-143	92	86	(	(	PUNCT
gujaf-143	92	87	most	most	ADV
gujaf-143	92	88	especially	especially	ADV
gujaf-143	92	89	those	those	PRON
gujaf-143	92	90	who	who	PRON
gujaf-143	92	91	bank	bank	VERB
gujaf-143	92	92	with	with	ADP
gujaf-143	92	93	jaiz	jaiz	PROPN
gujaf-143	92	94	bank	bank	PROPN
gujaf-143	92	95	being	be	AUX
gujaf-143	92	96	the	the	DET
gujaf-143	92	97	first	first	ADJ
gujaf-143	92	98	fullfledged	fullfledged	ADJ
gujaf-143	92	99	islamic	islamic	PROPN
gujaf-143	92	100	bank	bank	PROPN
gujaf-143	92	101	in	in	ADP
gujaf-143	92	102	the	the	DET
gujaf-143	92	103	country	country	NOUN
gujaf-143	92	104	)	)	PUNCT
gujaf-143	92	105	.	.	PUNCT
gujaf-143	93	1	those	those	DET
gujaf-143	93	2	customers	customer	NOUN
gujaf-143	93	3	were	be	AUX
gujaf-143	93	4	selected	select	VERB
gujaf-143	93	5	from	from	ADP
gujaf-143	93	6	four	four	NUM
gujaf-143	93	7	different	different	ADJ
gujaf-143	93	8	cities	city	NOUN
gujaf-143	93	9	in	in	ADP
gujaf-143	93	10	nigeria	nigeria	PROPN
gujaf-143	93	11	which	which	PRON
gujaf-143	93	12	include	include	VERB
gujaf-143	93	13	:	:	PUNCT
gujaf-143	93	14	abuja	abuja	PROPN
gujaf-143	93	15	,	,	PUNCT
gujaf-143	93	16	kano	kano	PROPN
gujaf-143	93	17	,	,	PUNCT
gujaf-143	93	18	sokoto	sokoto	PROPN
gujaf-143	93	19	and	and	CCONJ
gujaf-143	93	20	bauchi	bauchi	ADJ
gujaf-143	93	21	,	,	PUNCT
gujaf-143	93	22	and	and	CCONJ
gujaf-143	93	23	those	those	DET
gujaf-143	93	24	respondents	respondent	NOUN
gujaf-143	93	25	came	come	VERB
gujaf-143	93	26	from	from	ADP
gujaf-143	93	27	various	various	ADJ
gujaf-143	93	28	state	state	NOUN
gujaf-143	93	29	across	across	ADP
gujaf-143	93	30	the	the	DET
gujaf-143	93	31	country	country	NOUN
gujaf-143	93	32	.	.	PUNCT
gujaf-143	94	1	the	the	DET
gujaf-143	94	2	survey	survey	NOUN
gujaf-143	94	3	took	take	VERB
gujaf-143	94	4	place	place	NOUN
gujaf-143	94	5	around	around	ADP
gujaf-143	94	6	july	july	PROPN
gujaf-143	94	7	2019	2019	NUM
gujaf-143	94	8	to	to	ADP
gujaf-143	94	9	december	december	PROPN
gujaf-143	94	10	2019	2019	NUM
gujaf-143	94	11	.	.	PUNCT
gujaf-143	95	1	according	accord	VERB
gujaf-143	95	2	to	to	ADP
gujaf-143	95	3	salvator	salvator	NOUN
gujaf-143	95	4	and	and	CCONJ
gujaf-143	95	5	reagle	reagle	PROPN
gujaf-143	95	6	(	(	PUNCT
gujaf-143	95	7	2002	2002	NUM
gujaf-143	95	8	)	)	PUNCT
gujaf-143	95	9	,	,	PUNCT
gujaf-143	95	10	when	when	SCONJ
gujaf-143	95	11	the	the	DET
gujaf-143	95	12	actual	actual	ADJ
gujaf-143	95	13	knowledge	knowledge	NOUN
gujaf-143	95	14	about	about	ADP
gujaf-143	95	15	size	size	NOUN
gujaf-143	95	16	of	of	ADP
gujaf-143	95	17	the	the	DET
gujaf-143	95	18	population	population	NOUN
gujaf-143	95	19	is	be	AUX
gujaf-143	95	20	difficult	difficult	ADJ
gujaf-143	95	21	to	to	PART
gujaf-143	95	22	determine	determine	VERB
gujaf-143	95	23	,	,	PUNCT
gujaf-143	95	24	a	a	DET
gujaf-143	95	25	researcher	researcher	NOUN
gujaf-143	95	26	should	should	AUX
gujaf-143	95	27	consider	consider	VERB
gujaf-143	95	28	a	a	DET
gujaf-143	95	29	reasonable	reasonable	ADJ
gujaf-143	95	30	sample	sample	NOUN
gujaf-143	95	31	size	size	NOUN
gujaf-143	95	32	.	.	PUNCT
gujaf-143	96	1	thus	thus	ADV
gujaf-143	96	2	,	,	PUNCT
gujaf-143	96	3	a	a	DET
gujaf-143	96	4	sample	sample	NOUN
gujaf-143	96	5	size	size	NOUN
gujaf-143	96	6	of	of	ADP
gujaf-143	96	7	100	100	NUM
gujaf-143	96	8	gives	give	VERB
gujaf-143	96	9	a	a	DET
gujaf-143	96	10	sampling	sampling	NOUN
gujaf-143	96	11	error	error	NOUN
gujaf-143	96	12	of	of	ADP
gujaf-143	96	13	10	10	NUM
gujaf-143	96	14	%	%	NOUN
gujaf-143	96	15	;	;	PUNCT
gujaf-143	96	16	a	a	DET
gujaf-143	96	17	sample	sample	NOUN
gujaf-143	96	18	of	of	ADP
gujaf-143	96	19	400	400	NUM
gujaf-143	96	20	has	have	VERB
gujaf-143	96	21	a	a	DET
gujaf-143	96	22	sampling	sampling	NOUN
gujaf-143	96	23	error	error	NOUN
gujaf-143	96	24	of	of	ADP
gujaf-143	96	25	5	5	NUM
gujaf-143	96	26	%	%	NOUN
gujaf-143	96	27	”	"	PUNCT
gujaf-143	96	28	.	.	PUNCT
gujaf-143	97	1	in	in	ADP
gujaf-143	97	2	line	line	NOUN
gujaf-143	97	3	with	with	ADP
gujaf-143	97	4	this	this	DET
gujaf-143	97	5	reason	reason	NOUN
gujaf-143	97	6	,	,	PUNCT
gujaf-143	97	7	this	this	DET
gujaf-143	97	8	study	study	NOUN
gujaf-143	97	9	drew	draw	VERB
gujaf-143	97	10	a	a	DET
gujaf-143	97	11	sample	sample	NOUN
gujaf-143	97	12	of	of	ADP
gujaf-143	97	13	400	400	NUM
gujaf-143	97	14	respondents	respondent	NOUN
gujaf-143	97	15	,	,	PUNCT
gujaf-143	97	16	since	since	SCONJ
gujaf-143	97	17	8	8	NUM
gujaf-143	97	18	the	the	DET
gujaf-143	97	19	actual	actual	ADJ
gujaf-143	97	20	total	total	ADJ
gujaf-143	97	21	number	number	NOUN
gujaf-143	97	22	of	of	ADP
gujaf-143	97	23	individuals	individual	NOUN
gujaf-143	97	24	banking	bank	VERB
gujaf-143	97	25	with	with	ADP
gujaf-143	97	26	islamic	islamic	ADJ
gujaf-143	97	27	banks	bank	NOUN
gujaf-143	97	28	in	in	ADP
gujaf-143	97	29	the	the	DET
gujaf-143	97	30	northern	northern	ADJ
gujaf-143	97	31	part	part	NOUN
gujaf-143	97	32	of	of	ADP
gujaf-143	97	33	country	country	NOUN
gujaf-143	97	34	could	could	AUX
gujaf-143	97	35	not	not	PART
gujaf-143	97	36	be	be	AUX
gujaf-143	97	37	ascertained	ascertain	VERB
gujaf-143	97	38	.	.	PUNCT
gujaf-143	98	1	out	out	ADP
gujaf-143	98	2	of	of	ADP
gujaf-143	98	3	400	400	NUM
gujaf-143	98	4	questionnaires	questionnaire	NOUN
gujaf-143	98	5	distributed	distribute	VERB
gujaf-143	98	6	,	,	PUNCT
gujaf-143	98	7	370	370	NUM
gujaf-143	98	8	were	be	AUX
gujaf-143	98	9	properly	properly	ADV
gujaf-143	98	10	filled	fill	VERB
gujaf-143	98	11	and	and	CCONJ
gujaf-143	98	12	retuned	retune	VERB
gujaf-143	98	13	,	,	PUNCT
gujaf-143	98	14	amounting	amount	VERB
gujaf-143	98	15	to	to	ADP
gujaf-143	98	16	a	a	DET
gujaf-143	98	17	92.5	92.5	NUM
gujaf-143	98	18	%	%	NOUN
gujaf-143	98	19	response	response	NOUN
gujaf-143	98	20	rate	rate	NOUN
gujaf-143	98	21	.	.	PUNCT
gujaf-143	99	1	the	the	DET
gujaf-143	99	2	questionnaire	questionnaire	NOUN
gujaf-143	99	3	was	be	AUX
gujaf-143	99	4	administered	administer	VERB
gujaf-143	99	5	base	base	NOUN
gujaf-143	99	6	on	on	ADP
gujaf-143	99	7	“	"	PUNCT
gujaf-143	99	8	random	random	ADJ
gujaf-143	99	9	arrival	arrival	NOUN
gujaf-143	99	10	system	system	NOUN
gujaf-143	99	11	”	"	PUNCT
gujaf-143	99	12	but	but	CCONJ
gujaf-143	99	13	in	in	ADP
gujaf-143	99	14	two	two	NUM
gujaf-143	99	15	ways	way	NOUN
gujaf-143	99	16	:	:	PUNCT
gujaf-143	99	17	one	one	NUM
gujaf-143	99	18	by	by	ADP
gujaf-143	99	19	dropping	drop	VERB
gujaf-143	99	20	those	those	DET
gujaf-143	99	21	questionnaires	questionnaire	NOUN
gujaf-143	99	22	with	with	ADP
gujaf-143	99	23	the	the	DET
gujaf-143	99	24	banks	bank	NOUN
gujaf-143	99	25	’	’	PART
gujaf-143	99	26	officials	official	NOUN
gujaf-143	99	27	to	to	PART
gujaf-143	99	28	give	give	VERB
gujaf-143	99	29	to	to	ADP
gujaf-143	99	30	their	their	PRON
gujaf-143	99	31	customers	customer	NOUN
gujaf-143	99	32	,	,	PUNCT
gujaf-143	99	33	and	and	CCONJ
gujaf-143	99	34	the	the	DET
gujaf-143	99	35	second	second	ADJ
gujaf-143	99	36	way	way	NOUN
gujaf-143	99	37	,	,	PUNCT
gujaf-143	99	38	was	be	AUX
gujaf-143	99	39	that	that	SCONJ
gujaf-143	99	40	the	the	DET
gujaf-143	99	41	researchers	researcher	NOUN
gujaf-143	99	42	personally	personally	ADV
gujaf-143	99	43	distributed	distribute	VERB
gujaf-143	99	44	the	the	DET
gujaf-143	99	45	questionnaires	questionnaire	NOUN
gujaf-143	99	46	directly	directly	ADV
gujaf-143	99	47	to	to	ADP
gujaf-143	99	48	the	the	DET
gujaf-143	99	49	customers	customer	NOUN
gujaf-143	99	50	either	either	CCONJ
gujaf-143	99	51	at	at	ADP
gujaf-143	99	52	the	the	DET
gujaf-143	99	53	banking	banking	NOUN
gujaf-143	99	54	hall	hall	NOUN
gujaf-143	99	55	or	or	CCONJ
gujaf-143	99	56	outside	outside	ADP
gujaf-143	99	57	the	the	DET
gujaf-143	99	58	banking	banking	NOUN
gujaf-143	99	59	hall	hall	NOUN
gujaf-143	99	60	.	.	PUNCT
gujaf-143	100	1	to	to	PART
gujaf-143	100	2	obtain	obtain	VERB
gujaf-143	100	3	more	more	ADJ
gujaf-143	100	4	information	information	NOUN
gujaf-143	100	5	and	and	CCONJ
gujaf-143	100	6	ensure	ensure	VERB
gujaf-143	100	7	proper	proper	ADJ
gujaf-143	100	8	data	datum	NOUN
gujaf-143	100	9	triangulation	triangulation	NOUN
gujaf-143	100	10	,	,	PUNCT
gujaf-143	100	11	a	a	DET
gujaf-143	100	12	semi	semi	ADJ
gujaf-143	100	13	-	-	ADJ
gujaf-143	100	14	structured	structured	ADJ
gujaf-143	100	15	interview	interview	NOUN
gujaf-143	100	16	was	be	AUX
gujaf-143	100	17	conducted	conduct	VERB
gujaf-143	100	18	with	with	ADP
gujaf-143	100	19	some	some	DET
gujaf-143	100	20	officials	official	NOUN
gujaf-143	100	21	of	of	ADP
gujaf-143	100	22	jaiz	jaiz	PROPN
gujaf-143	100	23	bank	bank	PROPN
gujaf-143	100	24	plc	plc	PROPN
gujaf-143	100	25	.	.	PUNCT
gujaf-143	101	1	descriptive	descriptive	ADJ
gujaf-143	101	2	statistics	statistic	NOUN
gujaf-143	101	3	was	be	AUX
gujaf-143	101	4	used	use	VERB
gujaf-143	101	5	to	to	PART
gujaf-143	101	6	analyse	analyse	VERB
gujaf-143	101	7	the	the	DET
gujaf-143	101	8	level	level	NOUN
gujaf-143	101	9	of	of	ADP
gujaf-143	101	10	customers	customer	NOUN
gujaf-143	101	11	’	’	PART
gujaf-143	101	12	awareness	awareness	NOUN
gujaf-143	101	13	about	about	ADP
gujaf-143	101	14	the	the	DET
gujaf-143	101	15	four	four	NUM
gujaf-143	101	16	basic	basic	ADJ
gujaf-143	101	17	islamic	islamic	ADJ
gujaf-143	101	18	banking	banking	NOUN
gujaf-143	101	19	products	product	NOUN
gujaf-143	101	20	(	(	PUNCT
gujaf-143	101	21	mudarabah	mudarabah	NOUN
gujaf-143	101	22	,	,	PUNCT
gujaf-143	101	23	musharakah	musharakah	PROPN
gujaf-143	101	24	,	,	PUNCT
gujaf-143	101	25	murabahah	murabahah	PROPN
gujaf-143	101	26	,	,	PUNCT
gujaf-143	101	27	istisnah	istisnah	PROPN
gujaf-143	101	28	and	and	CCONJ
gujaf-143	101	29	ijara	ijara	PROPN
gujaf-143	101	30	)	)	PUNCT
gujaf-143	101	31	.	.	PUNCT
gujaf-143	102	1	this	this	DET
gujaf-143	102	2	analysis	analysis	NOUN
gujaf-143	102	3	was	be	AUX
gujaf-143	102	4	used	use	VERB
gujaf-143	102	5	to	to	PART
gujaf-143	102	6	ascertain	ascertain	VERB
gujaf-143	102	7	different	different	ADJ
gujaf-143	102	8	level	level	NOUN
gujaf-143	102	9	of	of	ADP
gujaf-143	102	10	customers	customer	NOUN
gujaf-143	102	11	’	'	PUNCT
gujaf-143	102	12	awareness	awareness	NOUN
gujaf-143	102	13	of	of	ADP
gujaf-143	102	14	those	those	DET
gujaf-143	102	15	products	product	NOUN
gujaf-143	102	16	,	,	PUNCT
gujaf-143	102	17	in	in	ADP
gujaf-143	102	18	such	such	DET
gujaf-143	102	19	a	a	DET
gujaf-143	102	20	way	way	NOUN
gujaf-143	102	21	that	that	PRON
gujaf-143	102	22	each	each	DET
gujaf-143	102	23	product	product	NOUN
gujaf-143	102	24	has	have	VERB
gujaf-143	102	25	certain	certain	ADJ
gujaf-143	102	26	questions	question	NOUN
gujaf-143	102	27	based	base	VERB
gujaf-143	102	28	on	on	ADP
gujaf-143	102	29	likert	likert	ADJ
gujaf-143	102	30	scale	scale	NOUN
gujaf-143	102	31	system	system	NOUN
gujaf-143	102	32	,	,	PUNCT
gujaf-143	102	33	such	such	ADJ
gujaf-143	102	34	as	as	ADP
gujaf-143	102	35	fully	fully	ADV
gujaf-143	102	36	aware	aware	ADJ
gujaf-143	102	37	,	,	PUNCT
gujaf-143	102	38	aware	aware	ADJ
gujaf-143	102	39	,	,	PUNCT
gujaf-143	102	40	little	little	ADJ
gujaf-143	102	41	awareness	awareness	NOUN
gujaf-143	102	42	,	,	PUNCT
gujaf-143	102	43	unaware	unaware	ADJ
gujaf-143	102	44	and	and	CCONJ
gujaf-143	102	45	fully	fully	ADV
gujaf-143	102	46	unaware	unaware	ADJ
gujaf-143	102	47	.	.	PUNCT
gujaf-143	103	1	4	4	X
gujaf-143	103	2	.	.	NUM
gujaf-143	103	3	findings	finding	NOUN
gujaf-143	103	4	and	and	CCONJ
gujaf-143	103	5	discussions	discussion	NOUN
gujaf-143	103	6	4.1	4.1	NUM
gujaf-143	103	7	analysis	analysis	NOUN
gujaf-143	103	8	of	of	ADP
gujaf-143	103	9	customers	customer	NOUN
gujaf-143	103	10	awareness	awareness	NOUN
gujaf-143	103	11	of	of	ADP
gujaf-143	103	12	some	some	DET
gujaf-143	103	13	islamic	islamic	ADJ
gujaf-143	103	14	banking	banking	NOUN
gujaf-143	103	15	products	product	NOUN
gujaf-143	103	16	this	this	DET
gujaf-143	103	17	section	section	NOUN
gujaf-143	103	18	analyses	analyse	VERB
gujaf-143	103	19	the	the	DET
gujaf-143	103	20	level	level	NOUN
gujaf-143	103	21	of	of	ADP
gujaf-143	103	22	jaiz	jaiz	PROPN
gujaf-143	103	23	bank	bank	PROPN
gujaf-143	103	24	customers	customer	NOUN
gujaf-143	103	25	’	’	PART
gujaf-143	103	26	awareness	awareness	NOUN
gujaf-143	103	27	about	about	ADP
gujaf-143	103	28	the	the	DET
gujaf-143	103	29	islamic	islamic	ADJ
gujaf-143	103	30	banking	banking	NOUN
gujaf-143	103	31	products	product	NOUN
gujaf-143	103	32	.	.	PUNCT
gujaf-143	104	1	understanding	understand	VERB
gujaf-143	104	2	these	these	DET
gujaf-143	104	3	products	product	NOUN
gujaf-143	104	4	will	will	AUX
gujaf-143	104	5	make	make	VERB
gujaf-143	104	6	the	the	DET
gujaf-143	104	7	customers	customer	NOUN
gujaf-143	104	8	realize	realize	VERB
gujaf-143	104	9	the	the	DET
gujaf-143	104	10	advantages	advantage	NOUN
gujaf-143	104	11	and	and	CCONJ
gujaf-143	104	12	benefits	benefit	NOUN
gujaf-143	104	13	of	of	ADP
gujaf-143	104	14	islamic	islamic	ADJ
gujaf-143	104	15	banking	banking	NOUN
gujaf-143	104	16	products	product	NOUN
gujaf-143	104	17	which	which	PRON
gujaf-143	104	18	will	will	AUX
gujaf-143	104	19	improve	improve	VERB
gujaf-143	104	20	the	the	DET
gujaf-143	104	21	level	level	NOUN
gujaf-143	104	22	of	of	ADP
gujaf-143	104	23	their	their	PRON
gujaf-143	104	24	financial	financial	ADJ
gujaf-143	104	25	inclusion	inclusion	NOUN
gujaf-143	104	26	.	.	PUNCT
gujaf-143	105	1	table	table	NOUN
gujaf-143	105	2	1	1	NUM
gujaf-143	105	3	:	:	PUNCT
gujaf-143	105	4	reliability	reliability	NOUN
gujaf-143	105	5	analysis	analysis	NOUN
gujaf-143	105	6	unique	unique	ADJ
gujaf-143	105	7	islamic	islamic	ADJ
gujaf-143	105	8	banking	banking	NOUN
gujaf-143	105	9	products	product	NOUN
gujaf-143	105	10	cronbach	cronbach	VERB
gujaf-143	105	11	’s	’s	PART
gujaf-143	105	12	alpha	alpha	NOUN
gujaf-143	105	13	value	value	NOUN
gujaf-143	105	14	musharakah	musharakah	NOUN
gujaf-143	105	15	0.848	0.848	NUM
gujaf-143	105	16	mudarabah	mudarabah	NOUN
gujaf-143	105	17	0.831	0.831	NUM
gujaf-143	105	18	murabaha	murabaha	NOUN
gujaf-143	105	19	0.845	0.845	NUM
gujaf-143	105	20	istisna	istisna	NOUN
gujaf-143	105	21	0.854	0.854	NUM
gujaf-143	105	22	ijara	ijara	NOUN
gujaf-143	105	23	0.879	0.879	NUM
gujaf-143	105	24	source	source	NOUN
gujaf-143	105	25	:	:	PUNCT
gujaf-143	105	26	authors	author	NOUN
gujaf-143	105	27	’	'	PUNCT
gujaf-143	105	28	computation	computation	NOUN
gujaf-143	105	29	,	,	PUNCT
gujaf-143	105	30	2022	2022	NUM
gujaf-143	105	31	cronbach	cronbach	NOUN
gujaf-143	105	32	’s	’s	PART
gujaf-143	105	33	alpha	alpha	NOUN
gujaf-143	105	34	reliability	reliability	NOUN
gujaf-143	105	35	test	test	NOUN
gujaf-143	105	36	was	be	AUX
gujaf-143	105	37	conducted	conduct	VERB
gujaf-143	105	38	to	to	PART
gujaf-143	105	39	test	test	VERB
gujaf-143	105	40	the	the	DET
gujaf-143	105	41	internal	internal	ADJ
gujaf-143	105	42	consistency	consistency	NOUN
gujaf-143	105	43	and	and	CCONJ
gujaf-143	105	44	stability	stability	NOUN
gujaf-143	105	45	of	of	ADP
gujaf-143	105	46	the	the	DET
gujaf-143	105	47	questionnaire	questionnaire	NOUN
gujaf-143	105	48	.	.	PUNCT
gujaf-143	106	1	in	in	ADP
gujaf-143	106	2	this	this	DET
gujaf-143	106	3	regard	regard	NOUN
gujaf-143	106	4	,	,	PUNCT
gujaf-143	106	5	the	the	DET
gujaf-143	106	6	5	5	NUM
gujaf-143	106	7	products	product	NOUN
gujaf-143	106	8	were	be	AUX
gujaf-143	106	9	calculated	calculate	VERB
gujaf-143	106	10	as	as	SCONJ
gujaf-143	106	11	presented	present	VERB
gujaf-143	106	12	in	in	ADP
gujaf-143	106	13	table	table	NOUN
gujaf-143	106	14	1	1	NUM
gujaf-143	106	15	.	.	PUNCT
gujaf-143	107	1	when	when	SCONJ
gujaf-143	107	2	the	the	DET
gujaf-143	107	3	value	value	NOUN
gujaf-143	107	4	of	of	ADP
gujaf-143	107	5	cronbach	cronbach	PROPN
gujaf-143	107	6	’s	’s	PART
gujaf-143	107	7	alpha	alpha	NOUN
gujaf-143	107	8	is	be	AUX
gujaf-143	107	9	closer	close	ADJ
gujaf-143	107	10	to	to	ADP
gujaf-143	107	11	1	1	NUM
gujaf-143	107	12	,	,	PUNCT
gujaf-143	107	13	then	then	ADV
gujaf-143	107	14	the	the	DET
gujaf-143	107	15	more	more	ADV
gujaf-143	107	16	accurate	accurate	ADJ
gujaf-143	107	17	the	the	DET
gujaf-143	107	18	internal	internal	ADJ
gujaf-143	107	19	consistency	consistency	NOUN
gujaf-143	107	20	will	will	AUX
gujaf-143	107	21	be	be	AUX
gujaf-143	107	22	.	.	PUNCT
gujaf-143	108	1	in	in	ADP
gujaf-143	108	2	most	most	ADJ
gujaf-143	108	3	of	of	ADP
gujaf-143	108	4	the	the	DET
gujaf-143	108	5	literatures	literature	NOUN
gujaf-143	108	6	,	,	PUNCT
gujaf-143	108	7	when	when	SCONJ
gujaf-143	108	8	9	9	NUM
gujaf-143	108	9	variables	variable	NOUN
gujaf-143	108	10	are	be	AUX
gujaf-143	108	11	greater	great	ADJ
gujaf-143	108	12	than	than	ADP
gujaf-143	108	13	0.6	0.6	NUM
gujaf-143	108	14	,	,	PUNCT
gujaf-143	108	15	then	then	ADV
gujaf-143	108	16	the	the	DET
gujaf-143	108	17	result	result	NOUN
gujaf-143	108	18	is	be	AUX
gujaf-143	108	19	accepted	accept	VERB
gujaf-143	108	20	and	and	CCONJ
gujaf-143	108	21	the	the	DET
gujaf-143	108	22	respondents	respondent	NOUN
gujaf-143	108	23	responded	respond	VERB
gujaf-143	108	24	to	to	ADP
gujaf-143	108	25	the	the	DET
gujaf-143	108	26	questions	question	NOUN
gujaf-143	108	27	without	without	ADP
gujaf-143	108	28	biases	bias	NOUN
gujaf-143	108	29	(	(	PUNCT
gujaf-143	108	30	bahia	bahia	X
gujaf-143	108	31	&	&	CCONJ
gujaf-143	108	32	nantel	nantel	NOUN
gujaf-143	108	33	,	,	PUNCT
gujaf-143	108	34	2000	2000	NUM
gujaf-143	108	35	)	)	PUNCT
gujaf-143	108	36	.	.	PUNCT
gujaf-143	109	1	table	table	NOUN
gujaf-143	109	2	2	2	NUM
gujaf-143	109	3	:	:	PUNCT
gujaf-143	109	4	customers	customer	NOUN
gujaf-143	109	5	’	'	PUNCT
gujaf-143	109	6	awareness	awareness	NOUN
gujaf-143	109	7	about	about	ADP
gujaf-143	109	8	the	the	DET
gujaf-143	109	9	islamic	islamic	ADJ
gujaf-143	109	10	banking	banking	NOUN
gujaf-143	109	11	products	product	NOUN
gujaf-143	109	12	.	.	PUNCT
gujaf-143	110	1	category	category	NOUN
gujaf-143	110	2	frequency	frequency	NOUN
gujaf-143	110	3	percentage	percentage	NOUN
gujaf-143	110	4	cumulative%	cumulative%	NOUN
gujaf-143	110	5	mudarabah	mudarabah	NOUN
gujaf-143	110	6	fully	fully	ADV
gujaf-143	110	7	unaware	unaware	ADJ
gujaf-143	110	8	unaware	unaware	ADJ
gujaf-143	110	9	little	little	ADJ
gujaf-143	110	10	awareness	awareness	NOUN
gujaf-143	110	11	aware	aware	ADJ
gujaf-143	110	12	fully	fully	ADV
gujaf-143	110	13	aware	aware	ADJ
gujaf-143	110	14	total	total	ADJ
gujaf-143	110	15	18	18	NUM
gujaf-143	110	16	189	189	NUM
gujaf-143	110	17	29	29	NUM
gujaf-143	110	18	101	101	NUM
gujaf-143	110	19	33	33	NUM
gujaf-143	110	20	370	370	NUM
gujaf-143	110	21	4.9	4.9	NUM
gujaf-143	110	22	51.1	51.1	NUM
gujaf-143	110	23	7.8	7.8	NUM
gujaf-143	110	24	27.3	27.3	NUM
gujaf-143	110	25	8.9	8.9	NUM
gujaf-143	110	26	100.0	100.0	NUM
gujaf-143	110	27	4.9	4.9	NUM
gujaf-143	110	28	55.9	55.9	NUM
gujaf-143	110	29	63.8	63.8	NUM
gujaf-143	110	30	91.1	91.1	NUM
gujaf-143	110	31	100.0	100.0	NUM
gujaf-143	110	32	musharakah	musharakah	NOUN
gujaf-143	110	33	fully	fully	ADV
gujaf-143	110	34	unaware	unaware	ADJ
gujaf-143	110	35	unaware	unaware	ADJ
gujaf-143	110	36	little	little	ADJ
gujaf-143	110	37	awareness	awareness	NOUN
gujaf-143	110	38	aware	aware	ADJ
gujaf-143	110	39	fully	fully	ADV
gujaf-143	110	40	aware	aware	ADJ
gujaf-143	110	41	total	total	ADJ
gujaf-143	110	42	34	34	NUM
gujaf-143	110	43	184	184	NUM
gujaf-143	110	44	48	48	NUM
gujaf-143	110	45	73	73	NUM
gujaf-143	110	46	31	31	NUM
gujaf-143	110	47	370	370	NUM
gujaf-143	110	48	9.2	9.2	NUM
gujaf-143	110	49	49.7	49.7	NUM
gujaf-143	110	50	13.0	13.0	NUM
gujaf-143	110	51	19.7	19.7	NUM
gujaf-143	110	52	8.4	8.4	NUM
gujaf-143	110	53	100.0	100.0	NUM
gujaf-143	110	54	9.2	9.2	NUM
gujaf-143	110	55	58.9	58.9	NUM
gujaf-143	110	56	71.9	71.9	NUM
gujaf-143	110	57	91.6	91.6	NUM
gujaf-143	110	58	100	100	NUM
gujaf-143	110	59	murabahah	murabahah	NOUN
gujaf-143	110	60	fully	fully	ADV
gujaf-143	110	61	unaware	unaware	ADJ
gujaf-143	110	62	unaware	unaware	ADJ
gujaf-143	110	63	little	little	ADJ
gujaf-143	110	64	awareness	awareness	NOUN
gujaf-143	110	65	aware	aware	ADJ
gujaf-143	110	66	fully	fully	ADV
gujaf-143	110	67	aware	aware	ADJ
gujaf-143	110	68	total	total	ADJ
gujaf-143	110	69	29	29	NUM
gujaf-143	110	70	168	168	NUM
gujaf-143	110	71	28	28	NUM
gujaf-143	110	72	115	115	NUM
gujaf-143	110	73	30	30	NUM
gujaf-143	110	74	370	370	NUM
gujaf-143	110	75	7.8	7.8	NUM
gujaf-143	110	76	45.4	45.4	NUM
gujaf-143	110	77	7.6	7.6	NUM
gujaf-143	110	78	31.1	31.1	NUM
gujaf-143	110	79	8.1	8.1	NUM
gujaf-143	110	80	100.0	100.0	NUM
gujaf-143	110	81	7.8	7.8	NUM
gujaf-143	110	82	53.2	53.2	NUM
gujaf-143	110	83	60.8	60.8	NUM
gujaf-143	110	84	91.9	91.9	NUM
gujaf-143	110	85	100.0	100.0	NUM
gujaf-143	110	86	ijara	ijara	NOUN
gujaf-143	110	87	fully	fully	ADV
gujaf-143	110	88	unaware	unaware	ADJ
gujaf-143	110	89	unaware	unaware	ADJ
gujaf-143	110	90	little	little	ADJ
gujaf-143	110	91	awareness	awareness	NOUN
gujaf-143	110	92	aware	aware	ADJ
gujaf-143	110	93	fully	fully	ADV
gujaf-143	110	94	aware	aware	ADJ
gujaf-143	110	95	total	total	ADJ
gujaf-143	110	96	37	37	NUM
gujaf-143	110	97	170	170	NUM
gujaf-143	110	98	51	51	NUM
gujaf-143	110	99	88	88	NUM
gujaf-143	110	100	24	24	NUM
gujaf-143	110	101	370	370	NUM
gujaf-143	110	102	10.0	10.0	NUM
gujaf-143	110	103	45.9	45.9	NUM
gujaf-143	110	104	13.8	13.8	NUM
gujaf-143	110	105	23.8	23.8	NUM
gujaf-143	110	106	6.5	6.5	NUM
gujaf-143	110	107	100.0	100.0	NUM
gujaf-143	110	108	10.0	10.0	NUM
gujaf-143	110	109	55.9	55.9	NUM
gujaf-143	110	110	69.7	69.7	NUM
gujaf-143	110	111	93.5	93.5	NUM
gujaf-143	110	112	100.0	100.0	NUM
gujaf-143	110	113	istisnah	istisnah	NOUN
gujaf-143	110	114	fully	fully	ADV
gujaf-143	110	115	unaware	unaware	ADJ
gujaf-143	110	116	unaware	unaware	ADJ
gujaf-143	110	117	little	little	ADJ
gujaf-143	110	118	awareness	awareness	NOUN
gujaf-143	110	119	aware	aware	ADJ
gujaf-143	110	120	54	54	NUM
gujaf-143	110	121	174	174	NUM
gujaf-143	110	122	79	79	NUM
gujaf-143	110	123	49	49	NUM
gujaf-143	110	124	14.6	14.6	NUM
gujaf-143	110	125	47.0	47.0	NUM
gujaf-143	110	126	21.4	21.4	NUM
gujaf-143	110	127	13.2	13.2	NUM
gujaf-143	110	128	14.6	14.6	NUM
gujaf-143	110	129	61.6	61.6	NUM
gujaf-143	110	130	83.0	83.0	NUM
gujaf-143	110	131	96.2	96.2	NUM
gujaf-143	110	132	10	10	NUM
gujaf-143	110	133	fully	fully	ADV
gujaf-143	110	134	aware	aware	ADJ
gujaf-143	110	135	total	total	ADJ
gujaf-143	110	136	14	14	NUM
gujaf-143	110	137	370	370	NUM
gujaf-143	110	138	3.8	3.8	NUM
gujaf-143	110	139	100.0	100.0	NUM
gujaf-143	110	140	100.0	100.0	NUM
gujaf-143	110	141	source	source	NOUN
gujaf-143	110	142	:	:	PUNCT
gujaf-143	110	143	authors	author	NOUN
gujaf-143	110	144	’	'	PUNCT
gujaf-143	110	145	computation	computation	NOUN
gujaf-143	110	146	,	,	PUNCT
gujaf-143	110	147	2022	2022	NUM
gujaf-143	110	148	in	in	ADP
gujaf-143	110	149	table	table	NOUN
gujaf-143	110	150	2	2	NUM
gujaf-143	110	151	,	,	PUNCT
gujaf-143	110	152	mudarabah	mudarabah	NOUN
gujaf-143	110	153	system	system	NOUN
gujaf-143	110	154	of	of	ADP
gujaf-143	110	155	islamic	islamic	ADJ
gujaf-143	110	156	investment	investment	NOUN
gujaf-143	110	157	is	be	AUX
gujaf-143	110	158	presented	present	VERB
gujaf-143	110	159	to	to	PART
gujaf-143	110	160	assess	assess	VERB
gujaf-143	110	161	the	the	DET
gujaf-143	110	162	customers	customer	NOUN
gujaf-143	110	163	’	’	PART
gujaf-143	110	164	awareness	awareness	NOUN
gujaf-143	110	165	about	about	ADP
gujaf-143	110	166	this	this	DET
gujaf-143	110	167	important	important	ADJ
gujaf-143	110	168	islamic	islamic	ADJ
gujaf-143	110	169	banking	banking	NOUN
gujaf-143	110	170	and	and	CCONJ
gujaf-143	110	171	finance	finance	NOUN
gujaf-143	110	172	products	product	NOUN
gujaf-143	110	173	.	.	PUNCT
gujaf-143	111	1	the	the	DET
gujaf-143	111	2	survey	survey	NOUN
gujaf-143	111	3	showed	show	VERB
gujaf-143	111	4	that	that	SCONJ
gujaf-143	111	5	there	there	PRON
gujaf-143	111	6	were	be	VERB
gujaf-143	111	7	18	18	NUM
gujaf-143	111	8	(	(	PUNCT
gujaf-143	111	9	4.9	4.9	NUM
gujaf-143	111	10	%	%	NOUN
gujaf-143	111	11	)	)	PUNCT
gujaf-143	111	12	participants	participant	NOUN
gujaf-143	111	13	who	who	PRON
gujaf-143	111	14	are	be	AUX
gujaf-143	111	15	fully	fully	ADV
gujaf-143	111	16	unaware	unaware	ADJ
gujaf-143	111	17	of	of	ADP
gujaf-143	111	18	this	this	DET
gujaf-143	111	19	mode	mode	NOUN
gujaf-143	111	20	of	of	ADP
gujaf-143	111	21	investment	investment	NOUN
gujaf-143	111	22	,	,	PUNCT
gujaf-143	111	23	while	while	SCONJ
gujaf-143	111	24	189	189	NUM
gujaf-143	111	25	(	(	PUNCT
gujaf-143	111	26	51.1	51.1	NUM
gujaf-143	111	27	%	%	NOUN
gujaf-143	111	28	)	)	PUNCT
gujaf-143	111	29	are	be	AUX
gujaf-143	111	30	not	not	PART
gujaf-143	111	31	aware	aware	ADJ
gujaf-143	111	32	of	of	ADP
gujaf-143	111	33	it	it	PRON
gujaf-143	111	34	.	.	PUNCT
gujaf-143	112	1	this	this	PRON
gujaf-143	112	2	made	make	VERB
gujaf-143	112	3	the	the	DET
gujaf-143	112	4	total	total	ADJ
gujaf-143	112	5	number	number	NOUN
gujaf-143	112	6	of	of	ADP
gujaf-143	112	7	respondents	respondent	NOUN
gujaf-143	112	8	who	who	PRON
gujaf-143	112	9	are	be	AUX
gujaf-143	112	10	not	not	PART
gujaf-143	112	11	aware	aware	ADJ
gujaf-143	112	12	of	of	ADP
gujaf-143	112	13	the	the	DET
gujaf-143	112	14	mudarabah	mudarabah	NOUN
gujaf-143	112	15	system	system	NOUN
gujaf-143	112	16	to	to	PART
gujaf-143	112	17	be	be	AUX
gujaf-143	112	18	207	207	NUM
gujaf-143	112	19	(	(	PUNCT
gujaf-143	112	20	55.9	55.9	NUM
gujaf-143	112	21	%	%	NOUN
gujaf-143	112	22	)	)	PUNCT
gujaf-143	112	23	.	.	PUNCT
gujaf-143	113	1	those	those	PRON
gujaf-143	113	2	aware	aware	ADJ
gujaf-143	113	3	of	of	ADP
gujaf-143	113	4	this	this	DET
gujaf-143	113	5	system	system	NOUN
gujaf-143	113	6	among	among	ADP
gujaf-143	113	7	the	the	DET
gujaf-143	113	8	respondents	respondent	NOUN
gujaf-143	113	9	were	be	AUX
gujaf-143	113	10	29(7.8	29(7.8	NUM
gujaf-143	113	11	%	%	NOUN
gujaf-143	113	12	)	)	PUNCT
gujaf-143	113	13	,	,	PUNCT
gujaf-143	113	14	101(27.3	101(27.3	NUM
gujaf-143	113	15	%	%	NOUN
gujaf-143	113	16	)	)	PUNCT
gujaf-143	113	17	and	and	CCONJ
gujaf-143	113	18	33(8.9	33(8.9	NUM
gujaf-143	113	19	%	%	NOUN
gujaf-143	113	20	)	)	PUNCT
gujaf-143	113	21	respectively	respectively	ADV
gujaf-143	113	22	for	for	ADP
gujaf-143	113	23	little	little	ADJ
gujaf-143	113	24	awareness	awareness	NOUN
gujaf-143	113	25	,	,	PUNCT
gujaf-143	113	26	awareness	awareness	NOUN
gujaf-143	113	27	and	and	CCONJ
gujaf-143	113	28	fully	fully	ADV
gujaf-143	113	29	aware	aware	ADJ
gujaf-143	113	30	.	.	PUNCT
gujaf-143	114	1	regarding	regard	VERB
gujaf-143	114	2	musharaka	musharaka	PROPN
gujaf-143	114	3	mode	mode	NOUN
gujaf-143	114	4	of	of	ADP
gujaf-143	114	5	investment	investment	NOUN
gujaf-143	114	6	,	,	PUNCT
gujaf-143	114	7	about	about	ADV
gujaf-143	114	8	34(9.2	34(9.2	NUM
gujaf-143	114	9	%	%	NOUN
gujaf-143	114	10	)	)	PUNCT
gujaf-143	114	11	were	be	AUX
gujaf-143	114	12	not	not	PART
gujaf-143	114	13	fully	fully	ADV
gujaf-143	114	14	aware	aware	ADJ
gujaf-143	114	15	of	of	ADP
gujaf-143	114	16	it	it	PRON
gujaf-143	114	17	,	,	PUNCT
gujaf-143	114	18	while	while	SCONJ
gujaf-143	114	19	184(49.7	184(49.7	NUM
gujaf-143	114	20	%	%	NOUN
gujaf-143	114	21	)	)	PUNCT
gujaf-143	114	22	were	be	AUX
gujaf-143	114	23	not	not	PART
gujaf-143	114	24	aware	aware	ADJ
gujaf-143	114	25	of	of	ADP
gujaf-143	114	26	it	it	PRON
gujaf-143	114	27	.	.	PUNCT
gujaf-143	115	1	this	this	PRON
gujaf-143	115	2	is	be	AUX
gujaf-143	115	3	an	an	DET
gujaf-143	115	4	indication	indication	NOUN
gujaf-143	115	5	that	that	SCONJ
gujaf-143	115	6	about	about	ADV
gujaf-143	115	7	218(58.9	218(58.9	NUM
gujaf-143	115	8	%	%	NOUN
gujaf-143	115	9	)	)	PUNCT
gujaf-143	115	10	of	of	ADP
gujaf-143	115	11	the	the	DET
gujaf-143	115	12	sampled	sample	VERB
gujaf-143	115	13	jaiz	jaiz	PROPN
gujaf-143	115	14	bank	bank	NOUN
gujaf-143	115	15	customers	customer	NOUN
gujaf-143	115	16	were	be	AUX
gujaf-143	115	17	not	not	PART
gujaf-143	115	18	aware	aware	ADJ
gujaf-143	115	19	of	of	ADP
gujaf-143	115	20	this	this	DET
gujaf-143	115	21	mode	mode	NOUN
gujaf-143	115	22	of	of	ADP
gujaf-143	115	23	investment	investment	NOUN
gujaf-143	115	24	.	.	PUNCT
gujaf-143	116	1	from	from	ADP
gujaf-143	116	2	the	the	DET
gujaf-143	116	3	awareness	awareness	NOUN
gujaf-143	116	4	point	point	NOUN
gujaf-143	116	5	of	of	ADP
gujaf-143	116	6	view	view	NOUN
gujaf-143	116	7	,	,	PUNCT
gujaf-143	116	8	48(13.0	48(13.0	ADJ
gujaf-143	116	9	%	%	NOUN
gujaf-143	116	10	)	)	PUNCT
gujaf-143	116	11	had	have	VERB
gujaf-143	116	12	little	little	ADJ
gujaf-143	116	13	awareness	awareness	NOUN
gujaf-143	116	14	while	while	SCONJ
gujaf-143	116	15	73(19.7	73(19.7	NUM
gujaf-143	116	16	%	%	NOUN
gujaf-143	116	17	)	)	PUNCT
gujaf-143	116	18	and	and	CCONJ
gujaf-143	116	19	31(8.4	31(8.4	NUM
gujaf-143	116	20	%	%	NOUN
gujaf-143	116	21	)	)	PUNCT
gujaf-143	116	22	were	be	AUX
gujaf-143	116	23	aware	aware	ADJ
gujaf-143	116	24	and	and	CCONJ
gujaf-143	116	25	fully	fully	ADV
gujaf-143	116	26	aware	aware	ADJ
gujaf-143	116	27	respectively	respectively	ADV
gujaf-143	116	28	.	.	PUNCT
gujaf-143	117	1	looking	look	VERB
gujaf-143	117	2	at	at	ADP
gujaf-143	117	3	the	the	DET
gujaf-143	117	4	third	third	ADJ
gujaf-143	117	5	item	item	NOUN
gujaf-143	117	6	in	in	ADP
gujaf-143	117	7	the	the	DET
gujaf-143	117	8	table	table	NOUN
gujaf-143	117	9	,	,	PUNCT
gujaf-143	117	10	that	that	ADV
gujaf-143	117	11	is	is	ADV
gujaf-143	117	12	,	,	PUNCT
gujaf-143	117	13	murabaha	murabaha	NOUN
gujaf-143	117	14	sales	sale	NOUN
gujaf-143	117	15	-	-	PUNCT
gujaf-143	117	16	based	base	VERB
gujaf-143	117	17	instrument	instrument	NOUN
gujaf-143	117	18	,	,	PUNCT
gujaf-143	117	19	it	it	PRON
gujaf-143	117	20	was	be	AUX
gujaf-143	117	21	found	find	VERB
gujaf-143	117	22	that	that	SCONJ
gujaf-143	117	23	29(7.8	29(7.8	NUM
gujaf-143	117	24	%	%	NOUN
gujaf-143	117	25	)	)	PUNCT
gujaf-143	117	26	and	and	CCONJ
gujaf-143	117	27	168(45.4	168(45.4	NUM
gujaf-143	117	28	%	%	NOUN
gujaf-143	117	29	)	)	PUNCT
gujaf-143	117	30	were	be	AUX
gujaf-143	117	31	fully	fully	ADV
gujaf-143	117	32	unaware	unaware	ADJ
gujaf-143	117	33	and	and	CCONJ
gujaf-143	117	34	unaware	unaware	ADJ
gujaf-143	117	35	of	of	ADP
gujaf-143	117	36	the	the	DET
gujaf-143	117	37	instrument	instrument	NOUN
gujaf-143	117	38	respectively	respectively	ADV
gujaf-143	117	39	.	.	PUNCT
gujaf-143	118	1	combining	combine	VERB
gujaf-143	118	2	the	the	DET
gujaf-143	118	3	two	two	NUM
gujaf-143	118	4	questions	question	NOUN
gujaf-143	118	5	together	together	ADV
gujaf-143	118	6	,	,	PUNCT
gujaf-143	118	7	we	we	PRON
gujaf-143	118	8	realized	realize	VERB
gujaf-143	118	9	that	that	SCONJ
gujaf-143	118	10	the	the	DET
gujaf-143	118	11	total	total	ADJ
gujaf-143	118	12	number	number	NOUN
gujaf-143	118	13	of	of	ADP
gujaf-143	118	14	respondents	respondent	NOUN
gujaf-143	118	15	who	who	PRON
gujaf-143	118	16	were	be	AUX
gujaf-143	118	17	not	not	PART
gujaf-143	118	18	aware	aware	ADJ
gujaf-143	118	19	of	of	ADP
gujaf-143	118	20	it	it	PRON
gujaf-143	118	21	were	be	AUX
gujaf-143	118	22	197(53.2	197(53.2	NUM
gujaf-143	118	23	%	%	NOUN
gujaf-143	118	24	)	)	PUNCT
gujaf-143	118	25	,	,	PUNCT
gujaf-143	118	26	while	while	SCONJ
gujaf-143	118	27	28(7.6	28(7.6	NUM
gujaf-143	118	28	%	%	NOUN
gujaf-143	118	29	)	)	PUNCT
gujaf-143	118	30	,	,	PUNCT
gujaf-143	118	31	115(31.1	115(31.1	NUM
gujaf-143	118	32	%	%	NOUN
gujaf-143	118	33	)	)	PUNCT
gujaf-143	118	34	and	and	CCONJ
gujaf-143	118	35	30(8.1	30(8.1	NUM
gujaf-143	118	36	)	)	PUNCT
gujaf-143	118	37	had	have	VERB
gujaf-143	118	38	little	little	ADJ
gujaf-143	118	39	awareness	awareness	NOUN
gujaf-143	118	40	,	,	PUNCT
gujaf-143	118	41	were	be	AUX
gujaf-143	118	42	aware	aware	ADJ
gujaf-143	118	43	and	and	CCONJ
gujaf-143	118	44	fully	fully	ADV
gujaf-143	118	45	aware	aware	ADJ
gujaf-143	118	46	of	of	ADP
gujaf-143	118	47	this	this	DET
gujaf-143	118	48	product	product	NOUN
gujaf-143	118	49	.	.	PUNCT
gujaf-143	119	1	in	in	ADP
gujaf-143	119	2	case	case	NOUN
gujaf-143	119	3	of	of	ADP
gujaf-143	119	4	ijara	ijara	NOUN
gujaf-143	119	5	,	,	PUNCT
gujaf-143	119	6	which	which	PRON
gujaf-143	119	7	is	be	AUX
gujaf-143	119	8	a	a	DET
gujaf-143	119	9	lease	lease	NOUN
gujaf-143	119	10	-	-	PUNCT
gujaf-143	119	11	based	base	VERB
gujaf-143	119	12	product	product	NOUN
gujaf-143	119	13	,	,	PUNCT
gujaf-143	119	14	37(10	37(10	NUM
gujaf-143	119	15	%	%	NOUN
gujaf-143	119	16	)	)	PUNCT
gujaf-143	119	17	of	of	ADP
gujaf-143	119	18	the	the	DET
gujaf-143	119	19	respondents	respondent	NOUN
gujaf-143	119	20	were	be	AUX
gujaf-143	119	21	fully	fully	ADV
gujaf-143	119	22	unaware	unaware	ADJ
gujaf-143	119	23	and	and	CCONJ
gujaf-143	119	24	170(45.9	170(45.9	NUM
gujaf-143	119	25	%	%	NOUN
gujaf-143	119	26	)	)	PUNCT
gujaf-143	119	27	were	be	AUX
gujaf-143	119	28	not	not	PART
gujaf-143	119	29	aware	aware	ADJ
gujaf-143	119	30	about	about	ADP
gujaf-143	119	31	it	it	PRON
gujaf-143	119	32	,	,	PUNCT
gujaf-143	119	33	making	make	VERB
gujaf-143	119	34	the	the	DET
gujaf-143	119	35	total	total	ADJ
gujaf-143	119	36	number	number	NOUN
gujaf-143	119	37	of	of	ADP
gujaf-143	119	38	respondents	respondent	NOUN
gujaf-143	119	39	who	who	PRON
gujaf-143	119	40	were	be	AUX
gujaf-143	119	41	not	not	PART
gujaf-143	119	42	aware	aware	ADJ
gujaf-143	119	43	of	of	ADP
gujaf-143	119	44	this	this	DET
gujaf-143	119	45	product	product	NOUN
gujaf-143	119	46	to	to	PART
gujaf-143	119	47	be	be	AUX
gujaf-143	119	48	207(55.9	207(55.9	NUM
gujaf-143	119	49	%	%	NOUN
gujaf-143	119	50	)	)	PUNCT
gujaf-143	119	51	.	.	PUNCT
gujaf-143	120	1	looking	look	VERB
gujaf-143	120	2	at	at	ADP
gujaf-143	120	3	the	the	DET
gujaf-143	120	4	awareness	awareness	NOUN
gujaf-143	120	5	rate	rate	NOUN
gujaf-143	120	6	,	,	PUNCT
gujaf-143	120	7	the	the	DET
gujaf-143	120	8	study	study	NOUN
gujaf-143	120	9	found	find	VERB
gujaf-143	120	10	that	that	SCONJ
gujaf-143	120	11	51(13.8	51(13.8	NOUN
gujaf-143	120	12	%	%	NOUN
gujaf-143	120	13	)	)	PUNCT
gujaf-143	120	14	,	,	PUNCT
gujaf-143	120	15	88(23.8	88(23.8	NUM
gujaf-143	120	16	%	%	NOUN
gujaf-143	120	17	)	)	PUNCT
gujaf-143	120	18	and	and	CCONJ
gujaf-143	120	19	24(6.5	24(6.5	NUM
gujaf-143	120	20	%	%	NOUN
gujaf-143	120	21	)	)	PUNCT
gujaf-143	120	22	of	of	ADP
gujaf-143	120	23	the	the	DET
gujaf-143	120	24	respondents	respondent	NOUN
gujaf-143	120	25	had	have	VERB
gujaf-143	120	26	little	little	ADJ
gujaf-143	120	27	awareness	awareness	NOUN
gujaf-143	120	28	,	,	PUNCT
gujaf-143	120	29	were	be	AUX
gujaf-143	120	30	aware	aware	ADJ
gujaf-143	120	31	and	and	CCONJ
gujaf-143	120	32	fully	fully	ADV
gujaf-143	120	33	aware	aware	ADJ
gujaf-143	120	34	of	of	ADP
gujaf-143	120	35	the	the	DET
gujaf-143	120	36	product	product	NOUN
gujaf-143	120	37	.	.	PUNCT
gujaf-143	121	1	4.2	4.2	NUM
gujaf-143	121	2	discussion	discussion	NOUN
gujaf-143	121	3	on	on	ADP
gujaf-143	121	4	customers	customer	NOUN
gujaf-143	121	5	’	'	PUNCT
gujaf-143	121	6	awareness	awareness	NOUN
gujaf-143	121	7	of	of	ADP
gujaf-143	121	8	islamic	islamic	ADJ
gujaf-143	121	9	banking	banking	NOUN
gujaf-143	121	10	products	product	NOUN
gujaf-143	121	11	by	by	ADP
gujaf-143	121	12	making	make	VERB
gujaf-143	121	13	analysis	analysis	NOUN
gujaf-143	121	14	of	of	ADP
gujaf-143	121	15	these	these	DET
gujaf-143	121	16	products	product	NOUN
gujaf-143	121	17	generally	generally	ADV
gujaf-143	121	18	and	and	CCONJ
gujaf-143	121	19	individually	individually	ADV
gujaf-143	121	20	,	,	PUNCT
gujaf-143	121	21	it	it	PRON
gujaf-143	121	22	is	be	AUX
gujaf-143	121	23	very	very	ADV
gujaf-143	121	24	clear	clear	ADJ
gujaf-143	121	25	from	from	ADP
gujaf-143	121	26	the	the	DET
gujaf-143	121	27	table	table	NOUN
gujaf-143	121	28	that	that	SCONJ
gujaf-143	121	29	in	in	ADP
gujaf-143	121	30	each	each	DET
gujaf-143	121	31	product	product	NOUN
gujaf-143	121	32	,	,	PUNCT
gujaf-143	121	33	the	the	DET
gujaf-143	121	34	total	total	ADJ
gujaf-143	121	35	number	number	NOUN
gujaf-143	121	36	of	of	ADP
gujaf-143	121	37	respondents	respondent	NOUN
gujaf-143	121	38	who	who	PRON
gujaf-143	121	39	were	be	AUX
gujaf-143	121	40	not	not	PART
gujaf-143	121	41	aware	aware	ADJ
gujaf-143	121	42	of	of	ADP
gujaf-143	121	43	these	these	DET
gujaf-143	121	44	islamic	islamic	ADJ
gujaf-143	121	45	banking	banking	NOUN
gujaf-143	121	46	products	product	NOUN
gujaf-143	121	47	are	be	AUX
gujaf-143	121	48	higher	high	ADJ
gujaf-143	121	49	than	than	ADP
gujaf-143	121	50	the	the	DET
gujaf-143	121	51	number	number	NOUN
gujaf-143	121	52	of	of	ADP
gujaf-143	121	53	those	those	PRON
gujaf-143	121	54	who	who	PRON
gujaf-143	121	55	were	be	AUX
gujaf-143	121	56	aware	aware	ADJ
gujaf-143	121	57	of	of	ADP
gujaf-143	121	58	them	they	PRON
gujaf-143	121	59	.	.	PUNCT
gujaf-143	122	1	despite	despite	SCONJ
gujaf-143	122	2	their	their	PRON
gujaf-143	122	3	level	level	NOUN
gujaf-143	122	4	of	of	ADP
gujaf-143	122	5	unawareness	unawareness	NOUN
gujaf-143	122	6	of	of	ADP
gujaf-143	122	7	these	these	DET
gujaf-143	122	8	products	product	NOUN
gujaf-143	122	9	,	,	PUNCT
gujaf-143	122	10	some	some	PRON
gujaf-143	122	11	of	of	ADP
gujaf-143	122	12	them	they	PRON
gujaf-143	122	13	were	be	AUX
gujaf-143	122	14	more	more	ADV
gujaf-143	122	15	familiar	familiar	ADJ
gujaf-143	122	16	to	to	ADP
gujaf-143	122	17	some	some	DET
gujaf-143	122	18	customers	customer	NOUN
gujaf-143	122	19	than	than	ADP
gujaf-143	122	20	to	to	ADP
gujaf-143	122	21	others	other	NOUN
gujaf-143	122	22	.	.	PUNCT
gujaf-143	123	1	for	for	ADP
gujaf-143	123	2	example	example	NOUN
gujaf-143	123	3	,	,	PUNCT
gujaf-143	123	4	murabaha	murabaha	NOUN
gujaf-143	123	5	11	11	NUM
gujaf-143	123	6	had	have	VERB
gujaf-143	123	7	the	the	DET
gujaf-143	123	8	highest	high	ADJ
gujaf-143	123	9	number	number	NOUN
gujaf-143	123	10	of	of	ADP
gujaf-143	123	11	respondents	respondent	NOUN
gujaf-143	123	12	who	who	PRON
gujaf-143	123	13	were	be	AUX
gujaf-143	123	14	aware	aware	ADJ
gujaf-143	123	15	of	of	ADP
gujaf-143	123	16	it	it	PRON
gujaf-143	123	17	,	,	PUNCT
gujaf-143	123	18	that	that	ADV
gujaf-143	123	19	is	is	ADV
gujaf-143	123	20	,	,	PUNCT
gujaf-143	123	21	173	173	NUM
gujaf-143	123	22	out	out	ADP
gujaf-143	123	23	of	of	ADP
gujaf-143	123	24	the	the	DET
gujaf-143	123	25	total	total	ADJ
gujaf-143	123	26	sampled	sample	VERB
gujaf-143	123	27	respondents	respondent	NOUN
gujaf-143	123	28	.	.	PUNCT
gujaf-143	124	1	actually	actually	ADV
gujaf-143	124	2	,	,	PUNCT
gujaf-143	124	3	this	this	DET
gujaf-143	124	4	result	result	NOUN
gujaf-143	124	5	was	be	AUX
gujaf-143	124	6	expected	expect	VERB
gujaf-143	124	7	because	because	SCONJ
gujaf-143	124	8	from	from	ADP
gujaf-143	124	9	the	the	DET
gujaf-143	124	10	literature	literature	NOUN
gujaf-143	124	11	,	,	PUNCT
gujaf-143	124	12	murabah	murabah	PROPN
gujaf-143	124	13	is	be	AUX
gujaf-143	124	14	a	a	DET
gujaf-143	124	15	widely	widely	ADV
gujaf-143	124	16	used	use	VERB
gujaf-143	124	17	product	product	NOUN
gujaf-143	124	18	among	among	ADP
gujaf-143	124	19	islamic	islamic	ADJ
gujaf-143	124	20	banking	banking	NOUN
gujaf-143	124	21	institutions	institution	NOUN
gujaf-143	124	22	,	,	PUNCT
gujaf-143	124	23	not	not	PART
gujaf-143	124	24	only	only	ADV
gujaf-143	124	25	in	in	ADP
gujaf-143	124	26	nigeria	nigeria	PROPN
gujaf-143	125	1	but	but	CCONJ
gujaf-143	125	2	this	this	DET
gujaf-143	125	3	trend	trend	NOUN
gujaf-143	125	4	cut	cut	VERB
gujaf-143	125	5	across	across	ADP
gujaf-143	125	6	virtually	virtually	ADV
gujaf-143	125	7	all	all	PRON
gujaf-143	125	8	islamic	islamic	ADJ
gujaf-143	125	9	banks	bank	NOUN
gujaf-143	125	10	globally	globally	ADV
gujaf-143	125	11	.	.	PUNCT
gujaf-143	126	1	this	this	PRON
gujaf-143	126	2	is	be	AUX
gujaf-143	126	3	so	so	SCONJ
gujaf-143	126	4	because	because	SCONJ
gujaf-143	126	5	the	the	DET
gujaf-143	126	6	product	product	NOUN
gujaf-143	126	7	is	be	AUX
gujaf-143	126	8	a	a	DET
gujaf-143	126	9	less	less	ADV
gujaf-143	126	10	risky	risky	ADJ
gujaf-143	126	11	one	one	NOUN
gujaf-143	126	12	as	as	SCONJ
gujaf-143	126	13	compared	compare	VERB
gujaf-143	126	14	to	to	ADP
gujaf-143	126	15	others	other	NOUN
gujaf-143	126	16	.	.	PUNCT
gujaf-143	127	1	another	another	DET
gujaf-143	127	2	point	point	NOUN
gujaf-143	127	3	worthy	worthy	ADJ
gujaf-143	127	4	of	of	ADP
gujaf-143	127	5	note	note	NOUN
gujaf-143	127	6	here	here	ADV
gujaf-143	127	7	is	be	AUX
gujaf-143	127	8	that	that	SCONJ
gujaf-143	127	9	some	some	DET
gujaf-143	127	10	customers	customer	NOUN
gujaf-143	127	11	had	have	AUX
gujaf-143	127	12	testified	testify	VERB
gujaf-143	127	13	to	to	PART
gujaf-143	127	14	have	have	AUX
gujaf-143	127	15	acquired	acquire	VERB
gujaf-143	127	16	their	their	PRON
gujaf-143	127	17	cars	car	NOUN
gujaf-143	127	18	through	through	ADP
gujaf-143	127	19	murabahah	murabahah	NOUN
gujaf-143	127	20	system	system	NOUN
gujaf-143	127	21	,	,	PUNCT
gujaf-143	127	22	where	where	SCONJ
gujaf-143	127	23	monthly	monthly	ADJ
gujaf-143	127	24	deductions	deduction	NOUN
gujaf-143	127	25	were	be	AUX
gujaf-143	127	26	made	make	VERB
gujaf-143	127	27	in	in	ADP
gujaf-143	127	28	instalments	instalment	NOUN
gujaf-143	127	29	from	from	ADP
gujaf-143	127	30	their	their	PRON
gujaf-143	127	31	salary	salary	NOUN
gujaf-143	127	32	account	account	NOUN
gujaf-143	127	33	.	.	PUNCT
gujaf-143	128	1	the	the	DET
gujaf-143	128	2	second	second	ADJ
gujaf-143	128	3	products	product	NOUN
gujaf-143	128	4	in	in	ADP
gujaf-143	128	5	terms	term	NOUN
gujaf-143	128	6	of	of	ADP
gujaf-143	128	7	customer	customer	NOUN
gujaf-143	128	8	awareness	awareness	NOUN
gujaf-143	128	9	are	be	AUX
gujaf-143	128	10	mudarabah	mudarabah	NOUN
gujaf-143	128	11	and	and	CCONJ
gujaf-143	128	12	ijara	ijara	VERB
gujaf-143	128	13	with	with	ADP
gujaf-143	128	14	a	a	DET
gujaf-143	128	15	total	total	NOUN
gujaf-143	128	16	of	of	ADP
gujaf-143	128	17	163	163	NUM
gujaf-143	128	18	respondents	respondent	NOUN
gujaf-143	128	19	who	who	PRON
gujaf-143	128	20	indicated	indicate	VERB
gujaf-143	128	21	their	their	PRON
gujaf-143	128	22	awareness	awareness	NOUN
gujaf-143	128	23	each	each	PRON
gujaf-143	128	24	and	and	CCONJ
gujaf-143	128	25	every	every	DET
gujaf-143	128	26	one	one	NUM
gujaf-143	128	27	of	of	ADP
gujaf-143	128	28	them	they	PRON
gujaf-143	128	29	.	.	PUNCT
gujaf-143	129	1	regarding	regard	VERB
gujaf-143	129	2	mudarabah	mudarabah	NOUN
gujaf-143	129	3	,	,	PUNCT
gujaf-143	129	4	it	it	PRON
gujaf-143	129	5	is	be	AUX
gujaf-143	129	6	considered	consider	VERB
gujaf-143	129	7	as	as	ADP
gujaf-143	129	8	the	the	DET
gujaf-143	129	9	commonest	commonest	NOUN
gujaf-143	129	10	form	form	NOUN
gujaf-143	129	11	of	of	ADP
gujaf-143	129	12	islamic	islamic	ADJ
gujaf-143	129	13	mode	mode	NOUN
gujaf-143	129	14	of	of	ADP
gujaf-143	129	15	investment	investment	NOUN
gujaf-143	129	16	,	,	PUNCT
gujaf-143	129	17	where	where	SCONJ
gujaf-143	129	18	is	be	AUX
gujaf-143	129	19	done	do	VERB
gujaf-143	129	20	even	even	ADV
gujaf-143	129	21	outside	outside	ADP
gujaf-143	129	22	the	the	DET
gujaf-143	129	23	banking	banking	NOUN
gujaf-143	129	24	system	system	NOUN
gujaf-143	129	25	because	because	SCONJ
gujaf-143	129	26	it	it	PRON
gujaf-143	129	27	is	be	AUX
gujaf-143	129	28	a	a	DET
gujaf-143	129	29	very	very	ADV
gujaf-143	129	30	simple	simple	ADJ
gujaf-143	129	31	arrangement	arrangement	NOUN
gujaf-143	129	32	between	between	ADP
gujaf-143	129	33	the	the	DET
gujaf-143	129	34	two	two	NUM
gujaf-143	129	35	parties	party	NOUN
gujaf-143	129	36	,	,	PUNCT
gujaf-143	129	37	with	with	ADP
gujaf-143	129	38	one	one	NUM
gujaf-143	129	39	of	of	ADP
gujaf-143	129	40	them	they	PRON
gujaf-143	129	41	providing	provide	VERB
gujaf-143	129	42	the	the	DET
gujaf-143	129	43	capital	capital	NOUN
gujaf-143	129	44	and	and	CCONJ
gujaf-143	129	45	the	the	DET
gujaf-143	129	46	other	other	ADJ
gujaf-143	129	47	bringing	bringing	NOUN
gujaf-143	129	48	in	in	ADP
gujaf-143	129	49	the	the	DET
gujaf-143	129	50	skills	skill	NOUN
gujaf-143	129	51	required	require	VERB
gujaf-143	129	52	to	to	PART
gujaf-143	129	53	run	run	VERB
gujaf-143	129	54	a	a	DET
gujaf-143	129	55	business	business	NOUN
gujaf-143	129	56	.	.	PUNCT
gujaf-143	130	1	this	this	DET
gujaf-143	130	2	finding	finding	NOUN
gujaf-143	130	3	is	be	AUX
gujaf-143	130	4	in	in	ADP
gujaf-143	130	5	line	line	NOUN
gujaf-143	130	6	with	with	ADP
gujaf-143	130	7	the	the	DET
gujaf-143	130	8	statement	statement	NOUN
gujaf-143	130	9	made	make	VERB
gujaf-143	130	10	by	by	ADP
gujaf-143	130	11	the	the	DET
gujaf-143	130	12	relation	relation	NOUN
gujaf-143	130	13	manager	manager	NOUN
gujaf-143	130	14	of	of	ADP
gujaf-143	130	15	jaiz	jaiz	PROPN
gujaf-143	130	16	bank	bank	PROPN
gujaf-143	130	17	kano	kano	PROPN
gujaf-143	130	18	main	main	ADJ
gujaf-143	130	19	branch	branch	NOUN
gujaf-143	130	20	,	,	PUNCT
gujaf-143	130	21	where	where	SCONJ
gujaf-143	130	22	he	he	PRON
gujaf-143	130	23	said	say	VERB
gujaf-143	130	24	,	,	PUNCT
gujaf-143	130	25	“	"	PUNCT
gujaf-143	130	26	the	the	DET
gujaf-143	130	27	issue	issue	NOUN
gujaf-143	130	28	of	of	ADP
gujaf-143	130	29	business	business	NOUN
gujaf-143	130	30	with	with	ADP
gujaf-143	130	31	customers	customer	NOUN
gujaf-143	130	32	depends	depend	VERB
gujaf-143	130	33	on	on	ADP
gujaf-143	130	34	the	the	DET
gujaf-143	130	35	nature	nature	NOUN
gujaf-143	130	36	of	of	ADP
gujaf-143	130	37	the	the	DET
gujaf-143	130	38	customer	customer	NOUN
gujaf-143	130	39	and	and	CCONJ
gujaf-143	130	40	the	the	DET
gujaf-143	130	41	underlining	underlining	ADJ
gujaf-143	130	42	contract	contract	NOUN
gujaf-143	130	43	.	.	PUNCT
gujaf-143	131	1	but	but	CCONJ
gujaf-143	131	2	generally	generally	ADV
gujaf-143	131	3	,	,	PUNCT
gujaf-143	131	4	the	the	DET
gujaf-143	131	5	perception	perception	NOUN
gujaf-143	131	6	of	of	ADP
gujaf-143	131	7	people	people	NOUN
gujaf-143	131	8	is	be	AUX
gujaf-143	131	9	that	that	SCONJ
gujaf-143	131	10	islamic	islamic	ADJ
gujaf-143	131	11	banking	banking	NOUN
gujaf-143	131	12	is	be	AUX
gujaf-143	131	13	all	all	ADV
gujaf-143	131	14	about	about	ADP
gujaf-143	131	15	mudarabah	mudarabah	NOUN
gujaf-143	131	16	and	and	CCONJ
gujaf-143	131	17	musharakah	musharakah	PROPN
gujaf-143	131	18	”	"	PUNCT
gujaf-143	131	19	for	for	ADP
gujaf-143	131	20	the	the	DET
gujaf-143	131	21	ijara	ijara	NOUN
gujaf-143	131	22	product	product	NOUN
gujaf-143	131	23	,	,	PUNCT
gujaf-143	131	24	more	more	ADJ
gujaf-143	131	25	customers	customer	NOUN
gujaf-143	131	26	are	be	AUX
gujaf-143	131	27	becoming	become	VERB
gujaf-143	131	28	aware	aware	ADJ
gujaf-143	131	29	of	of	ADP
gujaf-143	131	30	it	it	PRON
gujaf-143	131	31	most	most	ADV
gujaf-143	131	32	especially	especially	ADV
gujaf-143	131	33	ijara	ijara	NOUN
gujaf-143	131	34	services	service	NOUN
gujaf-143	131	35	such	such	ADJ
gujaf-143	131	36	as	as	ADP
gujaf-143	131	37	:	:	PUNCT
gujaf-143	131	38	payment	payment	NOUN
gujaf-143	131	39	of	of	ADP
gujaf-143	131	40	school	school	NOUN
gujaf-143	131	41	fees	fee	NOUN
gujaf-143	131	42	,	,	PUNCT
gujaf-143	131	43	settlement	settlement	NOUN
gujaf-143	131	44	of	of	ADP
gujaf-143	131	45	hospital	hospital	NOUN
gujaf-143	131	46	bills	bill	NOUN
gujaf-143	131	47	as	as	ADV
gujaf-143	131	48	well	well	ADV
gujaf-143	131	49	as	as	ADP
gujaf-143	131	50	settlement	settlement	NOUN
gujaf-143	131	51	of	of	ADP
gujaf-143	131	52	travel	travel	NOUN
gujaf-143	131	53	fares	fare	NOUN
gujaf-143	131	54	among	among	ADP
gujaf-143	131	55	other	other	ADJ
gujaf-143	131	56	services	service	NOUN
gujaf-143	131	57	.	.	PUNCT
gujaf-143	132	1	in	in	ADP
gujaf-143	132	2	relation	relation	NOUN
gujaf-143	132	3	to	to	ADP
gujaf-143	132	4	this	this	DET
gujaf-143	132	5	research	research	NOUN
gujaf-143	132	6	,	,	PUNCT
gujaf-143	132	7	the	the	DET
gujaf-143	132	8	researchers	researcher	NOUN
gujaf-143	132	9	had	have	AUX
gujaf-143	132	10	discussed	discuss	VERB
gujaf-143	132	11	with	with	ADP
gujaf-143	132	12	some	some	DET
gujaf-143	132	13	customers	customer	NOUN
gujaf-143	132	14	who	who	PRON
gujaf-143	132	15	testified	testify	VERB
gujaf-143	132	16	to	to	PART
gujaf-143	132	17	have	have	AUX
gujaf-143	132	18	benefited	benefit	VERB
gujaf-143	132	19	from	from	ADP
gujaf-143	132	20	it	it	PRON
gujaf-143	132	21	.	.	PUNCT
gujaf-143	133	1	musharakah	musharakah	PROPN
gujaf-143	133	2	is	be	AUX
gujaf-143	133	3	the	the	DET
gujaf-143	133	4	third	third	ADJ
gujaf-143	133	5	product	product	NOUN
gujaf-143	133	6	in	in	ADP
gujaf-143	133	7	terms	term	NOUN
gujaf-143	133	8	of	of	ADP
gujaf-143	133	9	customer	customer	NOUN
gujaf-143	133	10	awareness	awareness	NOUN
gujaf-143	133	11	where	where	SCONJ
gujaf-143	133	12	152	152	NUM
gujaf-143	133	13	respondents	respondent	NOUN
gujaf-143	133	14	confirmed	confirm	VERB
gujaf-143	133	15	that	that	SCONJ
gujaf-143	133	16	they	they	PRON
gujaf-143	133	17	were	be	AUX
gujaf-143	133	18	aware	aware	ADJ
gujaf-143	133	19	of	of	ADP
gujaf-143	133	20	the	the	DET
gujaf-143	133	21	product	product	NOUN
gujaf-143	133	22	.	.	PUNCT
gujaf-143	134	1	the	the	DET
gujaf-143	134	2	general	general	ADJ
gujaf-143	134	3	understanding	understanding	NOUN
gujaf-143	134	4	is	be	AUX
gujaf-143	134	5	that	that	PRON
gujaf-143	134	6	musahraka	musahraka	PROPN
gujaf-143	134	7	and	and	CCONJ
gujaf-143	134	8	mudarabah	mudarabah	NOUN
gujaf-143	134	9	are	be	AUX
gujaf-143	134	10	the	the	DET
gujaf-143	134	11	two	two	NUM
gujaf-143	134	12	main	main	ADJ
gujaf-143	134	13	forms	form	NOUN
gujaf-143	134	14	of	of	ADP
gujaf-143	134	15	islamic	islamic	ADJ
gujaf-143	134	16	investment	investment	NOUN
gujaf-143	134	17	,	,	PUNCT
gujaf-143	134	18	however	however	ADV
gujaf-143	134	19	,	,	PUNCT
gujaf-143	134	20	the	the	DET
gujaf-143	134	21	reason	reason	NOUN
gujaf-143	134	22	why	why	SCONJ
gujaf-143	134	23	we	we	PRON
gujaf-143	134	24	have	have	VERB
gujaf-143	134	25	different	different	ADJ
gujaf-143	134	26	numbers	number	NOUN
gujaf-143	134	27	in	in	ADP
gujaf-143	134	28	terms	term	NOUN
gujaf-143	134	29	of	of	ADP
gujaf-143	134	30	awareness	awareness	NOUN
gujaf-143	134	31	between	between	ADP
gujaf-143	134	32	the	the	DET
gujaf-143	134	33	two	two	NUM
gujaf-143	134	34	is	be	AUX
gujaf-143	134	35	that	that	SCONJ
gujaf-143	134	36	,	,	PUNCT
gujaf-143	134	37	in	in	ADP
gujaf-143	134	38	some	some	DET
gujaf-143	134	39	cases	case	NOUN
gujaf-143	134	40	even	even	ADV
gujaf-143	134	41	the	the	DET
gujaf-143	134	42	customers	customer	NOUN
gujaf-143	134	43	who	who	PRON
gujaf-143	134	44	operate	operate	VERB
gujaf-143	134	45	investment	investment	NOUN
gujaf-143	134	46	account	account	NOUN
gujaf-143	134	47	may	may	AUX
gujaf-143	134	48	not	not	PART
gujaf-143	134	49	know	know	VERB
gujaf-143	134	50	whether	whether	SCONJ
gujaf-143	134	51	it	it	PRON
gujaf-143	134	52	is	be	AUX
gujaf-143	134	53	based	base	VERB
gujaf-143	134	54	on	on	ADP
gujaf-143	134	55	musharakah	musharakah	PROPN
gujaf-143	134	56	or	or	CCONJ
gujaf-143	134	57	mudaraba	mudaraba	NOUN
gujaf-143	134	58	system	system	NOUN
gujaf-143	134	59	.	.	PUNCT
gujaf-143	135	1	according	accord	VERB
gujaf-143	135	2	to	to	ADP
gujaf-143	135	3	prof	prof	PROPN
gujaf-143	135	4	.	.	PUNCT
gujaf-143	136	1	ahamd	ahamd	PROPN
gujaf-143	136	2	bello	bello	PROPN
gujaf-143	136	3	dogarawa	dogarawa	PROPN
gujaf-143	136	4	,	,	PUNCT
gujaf-143	136	5	a	a	DET
gujaf-143	136	6	member	member	NOUN
gujaf-143	136	7	of	of	ADP
gujaf-143	136	8	jaiz	jaiz	PROPN
gujaf-143	136	9	bank	bank	PROPN
gujaf-143	136	10	advisory	advisory	PROPN
gujaf-143	136	11	committee	committee	NOUN
gujaf-143	136	12	,	,	PUNCT
gujaf-143	136	13	an	an	DET
gujaf-143	136	14	expert	expert	NOUN
gujaf-143	136	15	who	who	PRON
gujaf-143	136	16	participated	participate	VERB
gujaf-143	136	17	in	in	ADP
gujaf-143	136	18	the	the	DET
gujaf-143	136	19	questionnaire	questionnaire	NOUN
gujaf-143	136	20	validation	validation	NOUN
gujaf-143	137	1	,	,	PUNCT
gujaf-143	137	2	he	he	PRON
gujaf-143	137	3	pointed	point	VERB
gujaf-143	137	4	out	out	ADP
gujaf-143	137	5	“	"	PUNCT
gujaf-143	137	6	that	that	SCONJ
gujaf-143	137	7	the	the	DET
gujaf-143	137	8	resources	resource	NOUN
gujaf-143	137	9	will	will	AUX
gujaf-143	137	10	simply	simply	ADV
gujaf-143	137	11	be	be	AUX
gujaf-143	137	12	pooled	pool	VERB
gujaf-143	137	13	together	together	ADV
gujaf-143	137	14	to	to	PART
gujaf-143	137	15	engage	engage	VERB
gujaf-143	137	16	in	in	ADP
gujaf-143	137	17	any	any	DET
gujaf-143	137	18	halal	halal	NOUN
gujaf-143	137	19	business	business	NOUN
gujaf-143	137	20	and	and	CCONJ
gujaf-143	137	21	the	the	DET
gujaf-143	137	22	profit	profit	NOUN
gujaf-143	137	23	will	will	AUX
gujaf-143	137	24	be	be	AUX
gujaf-143	137	25	shared	share	VERB
gujaf-143	137	26	based	base	VERB
gujaf-143	137	27	on	on	ADP
gujaf-143	137	28	pre	pre	ADJ
gujaf-143	137	29	-	-	ADJ
gujaf-143	137	30	agreed	agreed	ADJ
gujaf-143	137	31	ratio	ratio	NOUN
gujaf-143	137	32	”	"	PUNCT
gujaf-143	137	33	.	.	PUNCT
gujaf-143	138	1	this	this	PRON
gujaf-143	138	2	may	may	AUX
gujaf-143	138	3	account	account	VERB
gujaf-143	138	4	for	for	ADP
gujaf-143	138	5	why	why	SCONJ
gujaf-143	138	6	some	some	PRON
gujaf-143	138	7	of	of	ADP
gujaf-143	138	8	the	the	DET
gujaf-143	138	9	customers	customer	NOUN
gujaf-143	138	10	are	be	AUX
gujaf-143	138	11	not	not	PART
gujaf-143	138	12	specifically	specifically	ADV
gujaf-143	138	13	aware	aware	ADJ
gujaf-143	138	14	of	of	ADP
gujaf-143	138	15	how	how	SCONJ
gujaf-143	138	16	musharakah	musharakah	NOUN
gujaf-143	138	17	is	be	AUX
gujaf-143	138	18	organized	organize	VERB
gujaf-143	138	19	.	.	PUNCT
gujaf-143	139	1	12	12	NUM
gujaf-143	139	2	in	in	ADP
gujaf-143	139	3	the	the	DET
gujaf-143	139	4	case	case	NOUN
gujaf-143	139	5	of	of	ADP
gujaf-143	139	6	istisnah	istisnah	PROPN
gujaf-143	139	7	the	the	DET
gujaf-143	139	8	low	low	ADJ
gujaf-143	139	9	level	level	NOUN
gujaf-143	139	10	of	of	ADP
gujaf-143	139	11	awareness	awareness	NOUN
gujaf-143	139	12	among	among	ADP
gujaf-143	139	13	the	the	DET
gujaf-143	139	14	sampled	sample	VERB
gujaf-143	139	15	respondents	respondent	NOUN
gujaf-143	139	16	about	about	ADP
gujaf-143	139	17	these	these	DET
gujaf-143	139	18	products	product	NOUN
gujaf-143	139	19	has	have	VERB
gujaf-143	139	20	to	to	PART
gujaf-143	139	21	do	do	VERB
gujaf-143	139	22	with	with	ADP
gujaf-143	139	23	the	the	DET
gujaf-143	139	24	low	low	ADJ
gujaf-143	139	25	level	level	NOUN
gujaf-143	139	26	of	of	ADP
gujaf-143	139	27	its	its	PRON
gujaf-143	139	28	application	application	NOUN
gujaf-143	139	29	among	among	ADP
gujaf-143	139	30	the	the	DET
gujaf-143	139	31	islamic	islamic	ADJ
gujaf-143	139	32	banks	bank	NOUN
gujaf-143	139	33	.	.	PUNCT
gujaf-143	140	1	for	for	ADP
gujaf-143	140	2	example	example	NOUN
gujaf-143	140	3	,	,	PUNCT
gujaf-143	140	4	most	most	ADJ
gujaf-143	140	5	of	of	ADP
gujaf-143	140	6	the	the	DET
gujaf-143	140	7	banks	bank	NOUN
gujaf-143	140	8	are	be	AUX
gujaf-143	140	9	running	run	VERB
gujaf-143	140	10	away	away	ADV
gujaf-143	140	11	from	from	ADP
gujaf-143	140	12	it	it	PRON
gujaf-143	140	13	due	due	ADP
gujaf-143	140	14	to	to	ADP
gujaf-143	140	15	its	its	PRON
gujaf-143	140	16	high	high	ADJ
gujaf-143	140	17	level	level	NOUN
gujaf-143	140	18	of	of	ADP
gujaf-143	140	19	risk	risk	NOUN
gujaf-143	140	20	.	.	PUNCT
gujaf-143	141	1	some	some	PRON
gujaf-143	141	2	of	of	ADP
gujaf-143	141	3	the	the	DET
gujaf-143	141	4	customers	customer	NOUN
gujaf-143	141	5	interviewed	interview	VERB
gujaf-143	141	6	confirmed	confirm	VERB
gujaf-143	141	7	that	that	SCONJ
gujaf-143	141	8	they	they	PRON
gujaf-143	141	9	do	do	AUX
gujaf-143	141	10	not	not	PART
gujaf-143	141	11	have	have	VERB
gujaf-143	141	12	any	any	DET
gujaf-143	141	13	practical	practical	ADJ
gujaf-143	141	14	experience	experience	NOUN
gujaf-143	141	15	about	about	ADP
gujaf-143	141	16	it	it	PRON
gujaf-143	141	17	,	,	PUNCT
gujaf-143	141	18	rather	rather	ADV
gujaf-143	141	19	they	they	PRON
gujaf-143	141	20	knew	know	VERB
gujaf-143	141	21	about	about	ADP
gujaf-143	141	22	eat	eat	VERB
gujaf-143	141	23	from	from	ADP
gujaf-143	141	24	their	their	PRON
gujaf-143	141	25	readings	reading	NOUN
gujaf-143	141	26	in	in	ADP
gujaf-143	141	27	the	the	DET
gujaf-143	141	28	literature	literature	NOUN
gujaf-143	141	29	.	.	PUNCT
gujaf-143	142	1	generally	generally	ADV
gujaf-143	142	2	,	,	PUNCT
gujaf-143	142	3	the	the	DET
gujaf-143	142	4	findings	finding	NOUN
gujaf-143	142	5	of	of	ADP
gujaf-143	142	6	this	this	DET
gujaf-143	142	7	study	study	NOUN
gujaf-143	142	8	indicate	indicate	VERB
gujaf-143	142	9	that	that	SCONJ
gujaf-143	142	10	more	more	ADJ
gujaf-143	142	11	than	than	ADP
gujaf-143	142	12	half	half	NOUN
gujaf-143	142	13	of	of	ADP
gujaf-143	142	14	the	the	DET
gujaf-143	142	15	respondents	respondent	NOUN
gujaf-143	142	16	are	be	AUX
gujaf-143	142	17	not	not	PART
gujaf-143	142	18	aware	aware	ADJ
gujaf-143	142	19	of	of	ADP
gujaf-143	142	20	these	these	DET
gujaf-143	142	21	unique	unique	ADJ
gujaf-143	142	22	islamic	islamic	ADJ
gujaf-143	142	23	banking	banking	NOUN
gujaf-143	142	24	products	product	NOUN
gujaf-143	142	25	.	.	PUNCT
gujaf-143	143	1	this	this	DET
gujaf-143	143	2	finding	finding	NOUN
gujaf-143	143	3	may	may	AUX
gujaf-143	143	4	not	not	PART
gujaf-143	143	5	be	be	AUX
gujaf-143	143	6	unconnected	unconnected	ADJ
gujaf-143	143	7	to	to	ADP
gujaf-143	143	8	the	the	DET
gujaf-143	143	9	fact	fact	NOUN
gujaf-143	143	10	that	that	SCONJ
gujaf-143	143	11	most	most	ADJ
gujaf-143	143	12	of	of	ADP
gujaf-143	143	13	islamic	islamic	PROPN
gujaf-143	143	14	bank	bank	PROPN
gujaf-143	143	15	customers	customer	NOUN
gujaf-143	143	16	operate	operate	VERB
gujaf-143	143	17	their	their	PRON
gujaf-143	143	18	accounts	account	NOUN
gujaf-143	143	19	just	just	ADV
gujaf-143	143	20	like	like	ADP
gujaf-143	143	21	the	the	DET
gujaf-143	143	22	way	way	NOUN
gujaf-143	143	23	they	they	PRON
gujaf-143	143	24	operate	operate	VERB
gujaf-143	143	25	conventional	conventional	ADJ
gujaf-143	143	26	banks	bank	NOUN
gujaf-143	143	27	.	.	PUNCT
gujaf-143	144	1	this	this	DET
gujaf-143	144	2	result	result	NOUN
gujaf-143	144	3	is	be	AUX
gujaf-143	144	4	consistent	consistent	ADJ
gujaf-143	144	5	with	with	ADP
gujaf-143	144	6	that	that	PRON
gujaf-143	144	7	of	of	ADP
gujaf-143	144	8	obeid	obeid	NOUN
gujaf-143	144	9	(	(	PUNCT
gujaf-143	144	10	2016	2016	NUM
gujaf-143	144	11	)	)	PUNCT
gujaf-143	144	12	,	,	PUNCT
gujaf-143	144	13	who	who	PRON
gujaf-143	144	14	fund	fund	VERB
gujaf-143	144	15	that	that	SCONJ
gujaf-143	144	16	most	most	ADJ
gujaf-143	144	17	of	of	ADP
gujaf-143	144	18	his	his	PRON
gujaf-143	144	19	sampled	sample	VERB
gujaf-143	144	20	respondents	respondent	NOUN
gujaf-143	144	21	were	be	AUX
gujaf-143	144	22	not	not	PART
gujaf-143	144	23	aware	aware	ADJ
gujaf-143	144	24	of	of	ADP
gujaf-143	144	25	the	the	DET
gujaf-143	144	26	different	different	ADJ
gujaf-143	144	27	islamic	islamic	ADJ
gujaf-143	144	28	banking	banking	NOUN
gujaf-143	144	29	products	product	NOUN
gujaf-143	144	30	such	such	ADJ
gujaf-143	144	31	as	as	ADP
gujaf-143	144	32	mudarabah	mudarabah	NOUN
gujaf-143	144	33	,	,	PUNCT
gujaf-143	144	34	musharaka	musharaka	PROPN
gujaf-143	144	35	,	,	PUNCT
gujaf-143	144	36	murabah	murabah	NOUN
gujaf-143	144	37	and	and	CCONJ
gujaf-143	144	38	ijara	ijara	NOUN
gujaf-143	144	39	in	in	ADP
gujaf-143	144	40	tunisia	tunisia	PROPN
gujaf-143	144	41	.	.	PUNCT
gujaf-143	145	1	also	also	ADV
gujaf-143	145	2	,	,	PUNCT
gujaf-143	145	3	the	the	DET
gujaf-143	145	4	result	result	NOUN
gujaf-143	145	5	is	be	AUX
gujaf-143	145	6	in	in	ADP
gujaf-143	145	7	line	line	NOUN
gujaf-143	145	8	with	with	ADP
gujaf-143	145	9	that	that	PRON
gujaf-143	145	10	of	of	ADP
gujaf-143	145	11	(	(	PUNCT
gujaf-143	145	12	naser	naser	PROPN
gujaf-143	145	13	et	et	PROPN
gujaf-143	145	14	al	al	PROPN
gujaf-143	145	15	.	.	PROPN
gujaf-143	145	16	,	,	PUNCT
gujaf-143	145	17	2013	2013	NUM
gujaf-143	145	18	)	)	PUNCT
gujaf-143	145	19	who	who	PRON
gujaf-143	145	20	reported	report	VERB
gujaf-143	145	21	that	that	SCONJ
gujaf-143	145	22	many	many	ADJ
gujaf-143	145	23	respondents	respondent	NOUN
gujaf-143	145	24	are	be	AUX
gujaf-143	145	25	not	not	PART
gujaf-143	145	26	aware	aware	ADJ
gujaf-143	145	27	of	of	ADP
gujaf-143	145	28	the	the	DET
gujaf-143	145	29	various	various	ADJ
gujaf-143	145	30	islamic	islamic	ADJ
gujaf-143	145	31	products	product	NOUN
gujaf-143	145	32	that	that	PRON
gujaf-143	145	33	are	be	AUX
gujaf-143	145	34	currently	currently	ADV
gujaf-143	145	35	on	on	ADP
gujaf-143	145	36	offer	offer	NOUN
gujaf-143	145	37	by	by	ADP
gujaf-143	145	38	the	the	DET
gujaf-143	145	39	kuwait	kuwait	PROPN
gujaf-143	145	40	finance	finance	PROPN
gujaf-143	145	41	house	house	PROPN
gujaf-143	145	42	(	(	PUNCT
gujaf-143	145	43	kfh	kfh	PROPN
gujaf-143	145	44	)	)	PUNCT
gujaf-143	145	45	.	.	PUNCT
gujaf-143	146	1	another	another	DET
gujaf-143	146	2	similar	similar	ADJ
gujaf-143	146	3	result	result	NOUN
gujaf-143	146	4	is	be	AUX
gujaf-143	146	5	that	that	PRON
gujaf-143	146	6	of	of	ADP
gujaf-143	146	7	bin	bin	PROPN
gujaf-143	146	8	and	and	CCONJ
gujaf-143	146	9	razak	razak	PROPN
gujaf-143	146	10	(	(	PUNCT
gujaf-143	146	11	2019	2019	NUM
gujaf-143	146	12	)	)	PUNCT
gujaf-143	146	13	who	who	PRON
gujaf-143	146	14	found	find	VERB
gujaf-143	146	15	a	a	DET
gujaf-143	146	16	low	low	ADJ
gujaf-143	146	17	level	level	NOUN
gujaf-143	146	18	of	of	ADP
gujaf-143	146	19	awareness	awareness	NOUN
gujaf-143	146	20	among	among	ADP
gujaf-143	146	21	the	the	DET
gujaf-143	146	22	ghanaians	ghanaians	PROPN
gujaf-143	146	23	though	though	SCONJ
gujaf-143	146	24	many	many	ADJ
gujaf-143	146	25	people	people	NOUN
gujaf-143	146	26	indicated	indicate	VERB
gujaf-143	146	27	their	their	PRON
gujaf-143	146	28	willingness	willingness	NOUN
gujaf-143	146	29	to	to	PART
gujaf-143	146	30	adopt	adopt	VERB
gujaf-143	146	31	islamic	islamic	ADJ
gujaf-143	146	32	banking	banking	NOUN
gujaf-143	146	33	system	system	NOUN
gujaf-143	146	34	.	.	PUNCT
gujaf-143	147	1	the	the	DET
gujaf-143	147	2	finding	finding	NOUN
gujaf-143	147	3	of	of	ADP
gujaf-143	147	4	this	this	DET
gujaf-143	147	5	study	study	NOUN
gujaf-143	147	6	is	be	AUX
gujaf-143	147	7	also	also	ADV
gujaf-143	147	8	being	be	AUX
gujaf-143	147	9	substantiated	substantiate	VERB
gujaf-143	147	10	by	by	ADP
gujaf-143	147	11	the	the	DET
gujaf-143	147	12	result	result	NOUN
gujaf-143	147	13	of	of	ADP
gujaf-143	147	14	unegbu	unegbu	NOUN
gujaf-143	147	15	(	(	PUNCT
gujaf-143	147	16	2016	2016	NUM
gujaf-143	147	17	)	)	PUNCT
gujaf-143	147	18	who	who	PRON
gujaf-143	147	19	discovered	discover	VERB
gujaf-143	147	20	that	that	SCONJ
gujaf-143	147	21	many	many	ADJ
gujaf-143	147	22	respondents	respondent	NOUN
gujaf-143	147	23	among	among	ADP
gujaf-143	147	24	the	the	DET
gujaf-143	147	25	lectures	lecture	NOUN
gujaf-143	147	26	in	in	ADP
gujaf-143	147	27	babcock	babcock	PROPN
gujaf-143	147	28	university	university	PROPN
gujaf-143	147	29	have	have	AUX
gujaf-143	147	30	not	not	PART
gujaf-143	147	31	understood	understand	VERB
gujaf-143	147	32	the	the	DET
gujaf-143	147	33	operation	operation	NOUN
gujaf-143	147	34	of	of	ADP
gujaf-143	147	35	islamic	islamic	ADJ
gujaf-143	147	36	banking	banking	NOUN
gujaf-143	147	37	some	some	PRON
gujaf-143	147	38	indicated	indicate	VERB
gujaf-143	147	39	they	they	PRON
gujaf-143	147	40	are	be	AUX
gujaf-143	147	41	not	not	PART
gujaf-143	147	42	aware	aware	ADJ
gujaf-143	147	43	of	of	ADP
gujaf-143	147	44	its	its	PRON
gujaf-143	147	45	existence	existence	NOUN
gujaf-143	147	46	.	.	PUNCT
gujaf-143	148	1	going	go	VERB
gujaf-143	148	2	by	by	ADP
gujaf-143	148	3	all	all	DET
gujaf-143	148	4	the	the	DET
gujaf-143	148	5	above	above	ADJ
gujaf-143	148	6	findings	finding	NOUN
gujaf-143	148	7	,	,	PUNCT
gujaf-143	148	8	a	a	DET
gujaf-143	148	9	large	large	ADJ
gujaf-143	148	10	proportion	proportion	NOUN
gujaf-143	148	11	of	of	ADP
gujaf-143	148	12	participants	participant	NOUN
gujaf-143	148	13	across	across	ADP
gujaf-143	148	14	many	many	ADJ
gujaf-143	148	15	countries	country	NOUN
gujaf-143	148	16	do	do	AUX
gujaf-143	148	17	not	not	PART
gujaf-143	148	18	have	have	VERB
gujaf-143	148	19	a	a	DET
gujaf-143	148	20	clear	clear	ADJ
gujaf-143	148	21	understanding	understanding	NOUN
gujaf-143	148	22	of	of	ADP
gujaf-143	148	23	islamic	islamic	ADJ
gujaf-143	148	24	finance	finance	NOUN
gujaf-143	148	25	concepts	concept	NOUN
gujaf-143	148	26	and	and	CCONJ
gujaf-143	148	27	how	how	SCONJ
gujaf-143	148	28	these	these	DET
gujaf-143	148	29	concepts	concept	NOUN
gujaf-143	148	30	are	be	AUX
gujaf-143	148	31	organised	organise	VERB
gujaf-143	148	32	.	.	PUNCT
gujaf-143	149	1	according	accord	VERB
gujaf-143	149	2	to	to	ADP
gujaf-143	149	3	thambiah	thambiah	PROPN
gujaf-143	149	4	et	et	PROPN
gujaf-143	149	5	al	al	PROPN
gujaf-143	149	6	.	.	PROPN
gujaf-143	150	1	(	(	PUNCT
gujaf-143	150	2	2011	2011	NUM
gujaf-143	150	3	)	)	PUNCT
gujaf-143	150	4	banking	banking	NOUN
gujaf-143	150	5	products	product	NOUN
gujaf-143	150	6	awareness	awareness	NOUN
gujaf-143	150	7	of	of	ADP
gujaf-143	150	8	the	the	DET
gujaf-143	150	9	unique	unique	ADJ
gujaf-143	150	10	products	product	NOUN
gujaf-143	150	11	is	be	AUX
gujaf-143	150	12	fundamental	fundamental	ADJ
gujaf-143	150	13	factor	factor	NOUN
gujaf-143	150	14	in	in	ADP
gujaf-143	150	15	understanding	understand	VERB
gujaf-143	150	16	islamic	islamic	ADJ
gujaf-143	150	17	banking	banking	NOUN
gujaf-143	150	18	system	system	NOUN
gujaf-143	150	19	.	.	PUNCT
gujaf-143	151	1	another	another	DET
gujaf-143	151	2	proof	proof	NOUN
gujaf-143	151	3	to	to	ADP
gujaf-143	151	4	this	this	DET
gujaf-143	151	5	result	result	NOUN
gujaf-143	151	6	is	be	AUX
gujaf-143	151	7	the	the	DET
gujaf-143	151	8	interview	interview	NOUN
gujaf-143	151	9	granted	grant	VERB
gujaf-143	151	10	by	by	ADP
gujaf-143	151	11	the	the	DET
gujaf-143	151	12	representative	representative	NOUN
gujaf-143	151	13	of	of	ADP
gujaf-143	151	14	jaiz	jaiz	PROPN
gujaf-143	151	15	bank	bank	PROPN
gujaf-143	151	16	head	head	NOUN
gujaf-143	151	17	of	of	ADP
gujaf-143	151	18	sharia	sharia	PROPN
gujaf-143	151	19	audit	audit	NOUN
gujaf-143	151	20	unit	unit	NOUN
gujaf-143	151	21	where	where	SCONJ
gujaf-143	151	22	he	he	PRON
gujaf-143	151	23	pointed	point	VERB
gujaf-143	151	24	out	out	ADP
gujaf-143	151	25	that	that	SCONJ
gujaf-143	151	26	one	one	NUM
gujaf-143	151	27	of	of	ADP
gujaf-143	151	28	the	the	DET
gujaf-143	151	29	challenges	challenge	NOUN
gujaf-143	151	30	faced	face	VERB
gujaf-143	151	31	by	by	ADP
gujaf-143	151	32	some	some	DET
gujaf-143	151	33	islamic	islamic	ADJ
gujaf-143	151	34	banks	bank	NOUN
gujaf-143	151	35	in	in	ADP
gujaf-143	151	36	nigeria	nigeria	PROPN
gujaf-143	151	37	is	be	AUX
gujaf-143	151	38	having	have	VERB
gujaf-143	151	39	some	some	DET
gujaf-143	151	40	employees	employee	NOUN
gujaf-143	151	41	who	who	PRON
gujaf-143	151	42	can	can	AUX
gujaf-143	151	43	not	not	PART
gujaf-143	151	44	properly	properly	ADV
gujaf-143	151	45	define	define	VERB
gujaf-143	151	46	some	some	PRON
gujaf-143	151	47	of	of	ADP
gujaf-143	151	48	these	these	DET
gujaf-143	151	49	islamic	islamic	ADJ
gujaf-143	151	50	banking	banking	NOUN
gujaf-143	151	51	products	product	NOUN
gujaf-143	151	52	as	as	ADP
gujaf-143	151	53	a	a	DET
gujaf-143	151	54	result	result	NOUN
gujaf-143	151	55	of	of	ADP
gujaf-143	151	56	their	their	PRON
gujaf-143	151	57	background	background	NOUN
gujaf-143	151	58	experience	experience	NOUN
gujaf-143	151	59	in	in	ADP
gujaf-143	151	60	conventional	conventional	ADJ
gujaf-143	151	61	banks	bank	NOUN
gujaf-143	151	62	.	.	PUNCT
gujaf-143	152	1	5	5	X
gujaf-143	152	2	.	.	X
gujaf-143	152	3	conclusion	conclusion	NOUN
gujaf-143	152	4	and	and	CCONJ
gujaf-143	152	5	recommendation	recommendation	NOUN
gujaf-143	152	6	13	13	NUM
gujaf-143	152	7	in	in	ADP
gujaf-143	152	8	conclusion	conclusion	NOUN
gujaf-143	152	9	,	,	PUNCT
gujaf-143	152	10	the	the	DET
gujaf-143	152	11	result	result	NOUN
gujaf-143	152	12	of	of	ADP
gujaf-143	152	13	this	this	DET
gujaf-143	152	14	study	study	NOUN
gujaf-143	152	15	indicated	indicate	VERB
gujaf-143	152	16	that	that	SCONJ
gujaf-143	152	17	,	,	PUNCT
gujaf-143	152	18	more	more	ADJ
gujaf-143	152	19	than	than	ADP
gujaf-143	152	20	50	50	NUM
gujaf-143	152	21	%	%	NOUN
gujaf-143	152	22	of	of	ADP
gujaf-143	152	23	the	the	DET
gujaf-143	152	24	customers	customer	NOUN
gujaf-143	152	25	were	be	AUX
gujaf-143	152	26	not	not	PART
gujaf-143	152	27	aware	aware	ADJ
gujaf-143	152	28	of	of	ADP
gujaf-143	152	29	such	such	ADJ
gujaf-143	152	30	unique	unique	ADJ
gujaf-143	152	31	islamic	islamic	ADJ
gujaf-143	152	32	banking	banking	NOUN
gujaf-143	152	33	and	and	CCONJ
gujaf-143	152	34	finance	finance	NOUN
gujaf-143	152	35	products	product	NOUN
gujaf-143	152	36	,	,	PUNCT
gujaf-143	152	37	though	though	SCONJ
gujaf-143	152	38	the	the	DET
gujaf-143	152	39	level	level	NOUN
gujaf-143	152	40	of	of	ADP
gujaf-143	152	41	this	this	DET
gujaf-143	152	42	awareness	awareness	NOUN
gujaf-143	152	43	differs	differ	VERB
gujaf-143	152	44	from	from	ADP
gujaf-143	152	45	one	one	NUM
gujaf-143	152	46	product	product	NOUN
gujaf-143	152	47	to	to	ADP
gujaf-143	152	48	another	another	PRON
gujaf-143	152	49	as	as	SCONJ
gujaf-143	152	50	some	some	DET
gujaf-143	152	51	customers	customer	NOUN
gujaf-143	152	52	have	have	AUX
gujaf-143	152	53	had	have	VERB
gujaf-143	152	54	practical	practical	ADJ
gujaf-143	152	55	experience	experience	NOUN
gujaf-143	152	56	with	with	ADP
gujaf-143	152	57	some	some	PRON
gujaf-143	152	58	these	these	DET
gujaf-143	152	59	products	product	NOUN
gujaf-143	152	60	like	like	ADP
gujaf-143	152	61	in	in	ADP
gujaf-143	152	62	case	case	NOUN
gujaf-143	152	63	of	of	ADP
gujaf-143	152	64	murabahah	murabahah	NOUN
gujaf-143	152	65	and	and	CCONJ
gujaf-143	152	66	ijara	ijara	PROPN
gujaf-143	152	67	.	.	PUNCT
gujaf-143	153	1	therefore	therefore	ADV
gujaf-143	153	2	,	,	PUNCT
gujaf-143	153	3	to	to	PART
gujaf-143	153	4	achieve	achieve	VERB
gujaf-143	153	5	any	any	DET
gujaf-143	153	6	meaningful	meaningful	ADJ
gujaf-143	153	7	financial	financial	ADJ
gujaf-143	153	8	inclusion	inclusion	NOUN
gujaf-143	153	9	through	through	ADP
gujaf-143	153	10	islamic	islamic	ADJ
gujaf-143	153	11	banking	banking	NOUN
gujaf-143	153	12	arrangement	arrangement	NOUN
gujaf-143	153	13	in	in	ADP
gujaf-143	153	14	nigeria	nigeria	PROPN
gujaf-143	153	15	,	,	PUNCT
gujaf-143	153	16	the	the	DET
gujaf-143	153	17	islamic	islamic	ADJ
gujaf-143	153	18	banks	bank	NOUN
gujaf-143	153	19	employees	employee	NOUN
gujaf-143	153	20	,	,	PUNCT
gujaf-143	153	21	customers	customer	NOUN
gujaf-143	153	22	and	and	CCONJ
gujaf-143	153	23	the	the	DET
gujaf-143	153	24	general	general	ADJ
gujaf-143	153	25	public	public	NOUN
gujaf-143	153	26	need	need	VERB
gujaf-143	153	27	to	to	PART
gujaf-143	153	28	fully	fully	ADV
gujaf-143	153	29	understand	understand	VERB
gujaf-143	153	30	the	the	DET
gujaf-143	153	31	concepts	concept	NOUN
gujaf-143	153	32	of	of	ADP
gujaf-143	153	33	these	these	DET
gujaf-143	153	34	islamic	islamic	ADJ
gujaf-143	153	35	products	product	NOUN
gujaf-143	153	36	,	,	PUNCT
gujaf-143	153	37	as	as	ADV
gujaf-143	153	38	well	well	ADV
gujaf-143	153	39	as	as	ADP
gujaf-143	153	40	the	the	DET
gujaf-143	153	41	kind	kind	NOUN
gujaf-143	153	42	of	of	ADP
gujaf-143	153	43	advantages	advantage	NOUN
gujaf-143	153	44	they	they	PRON
gujaf-143	153	45	offer	offer	VERB
gujaf-143	153	46	.	.	PUNCT
gujaf-143	154	1	from	from	ADP
gujaf-143	154	2	the	the	DET
gujaf-143	154	3	literature	literature	NOUN
gujaf-143	154	4	,	,	PUNCT
gujaf-143	154	5	it	it	PRON
gujaf-143	154	6	was	be	AUX
gujaf-143	154	7	discovered	discover	VERB
gujaf-143	154	8	that	that	SCONJ
gujaf-143	154	9	islamic	islamic	ADJ
gujaf-143	154	10	banking	banking	NOUN
gujaf-143	154	11	products	product	NOUN
gujaf-143	154	12	help	help	VERB
gujaf-143	154	13	a	a	DET
gujaf-143	154	14	lot	lot	NOUN
gujaf-143	154	15	in	in	ADP
gujaf-143	154	16	bringing	bring	VERB
gujaf-143	154	17	people	people	NOUN
gujaf-143	154	18	into	into	ADP
gujaf-143	154	19	the	the	DET
gujaf-143	154	20	banking	banking	NOUN
gujaf-143	154	21	circle	circle	NOUN
gujaf-143	154	22	due	due	ADP
gujaf-143	154	23	to	to	ADP
gujaf-143	154	24	their	their	PRON
gujaf-143	154	25	nature	nature	NOUN
gujaf-143	154	26	of	of	ADP
gujaf-143	154	27	operation	operation	NOUN
gujaf-143	154	28	such	such	ADJ
gujaf-143	154	29	as	as	ADP
gujaf-143	154	30	:	:	PUNCT
gujaf-143	154	31	sharing	sharing	NOUN
gujaf-143	154	32	of	of	ADP
gujaf-143	154	33	risk	risk	NOUN
gujaf-143	154	34	between	between	ADP
gujaf-143	154	35	the	the	DET
gujaf-143	154	36	bank	bank	NOUN
gujaf-143	154	37	and	and	CCONJ
gujaf-143	154	38	the	the	DET
gujaf-143	154	39	investors	investor	NOUN
gujaf-143	154	40	as	as	ADV
gujaf-143	154	41	well	well	ADV
gujaf-143	154	42	as	as	ADP
gujaf-143	154	43	the	the	DET
gujaf-143	154	44	advantage	advantage	NOUN
gujaf-143	154	45	that	that	PRON
gujaf-143	154	46	the	the	DET
gujaf-143	154	47	entrepreneurs	entrepreneur	NOUN
gujaf-143	154	48	can	can	AUX
gujaf-143	154	49	have	have	VERB
gujaf-143	154	50	in	in	ADP
gujaf-143	154	51	getting	get	VERB
gujaf-143	154	52	capital	capital	NOUN
gujaf-143	154	53	for	for	ADP
gujaf-143	154	54	running	run	VERB
gujaf-143	154	55	any	any	DET
gujaf-143	154	56	halal	halal	NOUN
gujaf-143	154	57	business	business	NOUN
gujaf-143	154	58	like	like	ADP
gujaf-143	154	59	in	in	ADP
gujaf-143	154	60	the	the	DET
gujaf-143	154	61	system	system	NOUN
gujaf-143	154	62	of	of	ADP
gujaf-143	154	63	mudarabah	mudarabah	NOUN
gujaf-143	154	64	.	.	PUNCT
gujaf-143	155	1	therefore	therefore	ADV
gujaf-143	155	2	,	,	PUNCT
gujaf-143	155	3	many	many	ADJ
gujaf-143	155	4	customers	customer	NOUN
gujaf-143	155	5	need	need	VERB
gujaf-143	155	6	to	to	PART
gujaf-143	155	7	know	know	VERB
gujaf-143	155	8	more	more	ADJ
gujaf-143	155	9	about	about	ADP
gujaf-143	155	10	the	the	DET
gujaf-143	155	11	features	feature	NOUN
gujaf-143	155	12	,	,	PUNCT
gujaf-143	155	13	objectives	objective	NOUN
gujaf-143	155	14	and	and	CCONJ
gujaf-143	155	15	benefits	benefit	NOUN
gujaf-143	155	16	of	of	ADP
gujaf-143	155	17	islamic	islamic	ADJ
gujaf-143	155	18	banking	banking	NOUN
gujaf-143	155	19	as	as	SCONJ
gujaf-143	155	20	compared	compare	VERB
gujaf-143	155	21	to	to	ADP
gujaf-143	155	22	conventional	conventional	ADJ
gujaf-143	155	23	system	system	NOUN
gujaf-143	155	24	of	of	ADP
gujaf-143	155	25	banking	banking	NOUN
gujaf-143	155	26	.	.	PUNCT
gujaf-143	156	1	the	the	DET
gujaf-143	156	2	level	level	NOUN
gujaf-143	156	3	of	of	ADP
gujaf-143	156	4	demand	demand	NOUN
gujaf-143	156	5	for	for	ADP
gujaf-143	156	6	such	such	ADJ
gujaf-143	156	7	services	service	NOUN
gujaf-143	156	8	will	will	AUX
gujaf-143	156	9	only	only	ADV
gujaf-143	156	10	be	be	AUX
gujaf-143	156	11	improved	improve	VERB
gujaf-143	156	12	when	when	SCONJ
gujaf-143	156	13	customers	customer	NOUN
gujaf-143	156	14	are	be	AUX
gujaf-143	156	15	fully	fully	ADV
gujaf-143	156	16	aware	aware	ADJ
gujaf-143	156	17	of	of	ADP
gujaf-143	156	18	their	their	PRON
gujaf-143	156	19	existence	existence	NOUN
gujaf-143	156	20	and	and	CCONJ
gujaf-143	156	21	provisions	provision	NOUN
gujaf-143	156	22	of	of	ADP
gujaf-143	156	23	these	these	DET
gujaf-143	156	24	unique	unique	ADJ
gujaf-143	156	25	products	product	NOUN
gujaf-143	156	26	,	,	PUNCT
gujaf-143	156	27	and	and	CCONJ
gujaf-143	156	28	the	the	DET
gujaf-143	156	29	islamic	islamic	ADJ
gujaf-143	156	30	banks	bank	NOUN
gujaf-143	156	31	are	be	AUX
gujaf-143	156	32	always	always	ADV
gujaf-143	156	33	ready	ready	ADJ
gujaf-143	156	34	to	to	PART
gujaf-143	156	35	make	make	VERB
gujaf-143	156	36	them	they	PRON
gujaf-143	156	37	available	available	ADJ
gujaf-143	156	38	at	at	ADP
gujaf-143	156	39	any	any	DET
gujaf-143	156	40	point	point	NOUN
gujaf-143	156	41	in	in	ADP
gujaf-143	156	42	time	time	NOUN
gujaf-143	156	43	.	.	PUNCT
gujaf-143	157	1	in	in	ADP
gujaf-143	157	2	this	this	DET
gujaf-143	157	3	regard	regard	NOUN
gujaf-143	157	4	,	,	PUNCT
gujaf-143	157	5	it	it	PRON
gujaf-143	157	6	is	be	AUX
gujaf-143	157	7	very	very	ADV
gujaf-143	157	8	necessary	necessary	ADJ
gujaf-143	157	9	for	for	ADP
gujaf-143	157	10	all	all	DET
gujaf-143	157	11	financial	financial	ADJ
gujaf-143	157	12	institutions	institution	NOUN
gujaf-143	157	13	operating	operate	VERB
gujaf-143	157	14	islamic	islamic	ADJ
gujaf-143	157	15	system	system	NOUN
gujaf-143	157	16	of	of	ADP
gujaf-143	157	17	finance	finance	NOUN
gujaf-143	157	18	within	within	ADP
gujaf-143	157	19	the	the	DET
gujaf-143	157	20	study	study	NOUN
gujaf-143	157	21	area	area	NOUN
gujaf-143	157	22	to	to	PART
gujaf-143	157	23	design	design	VERB
gujaf-143	157	24	an	an	DET
gujaf-143	157	25	effective	effective	ADJ
gujaf-143	157	26	,	,	PUNCT
gujaf-143	157	27	comprehensive	comprehensive	ADJ
gujaf-143	157	28	informative	informative	ADJ
gujaf-143	157	29	and	and	CCONJ
gujaf-143	157	30	advertising	advertising	NOUN
gujaf-143	157	31	system	system	NOUN
gujaf-143	157	32	to	to	PART
gujaf-143	157	33	make	make	VERB
gujaf-143	157	34	more	more	ADJ
gujaf-143	157	35	people	people	NOUN
gujaf-143	157	36	aware	aware	ADJ
gujaf-143	157	37	about	about	ADP
gujaf-143	157	38	the	the	DET
gujaf-143	157	39	products	product	NOUN
gujaf-143	157	40	and	and	CCONJ
gujaf-143	157	41	the	the	DET
gujaf-143	157	42	functions	function	NOUN
gujaf-143	157	43	of	of	ADP
gujaf-143	157	44	islamic	islamic	ADJ
gujaf-143	157	45	banking	banking	NOUN
gujaf-143	157	46	and	and	CCONJ
gujaf-143	157	47	islamic	islamic	ADJ
gujaf-143	157	48	finance	finance	NOUN
gujaf-143	157	49	in	in	ADP
gujaf-143	157	50	general	general	ADJ
gujaf-143	157	51	.	.	PUNCT
gujaf-143	158	1	also	also	ADV
gujaf-143	158	2	,	,	PUNCT
gujaf-143	158	3	researches	research	NOUN
gujaf-143	158	4	of	of	ADP
gujaf-143	158	5	this	this	DET
gujaf-143	158	6	kind	kind	NOUN
gujaf-143	158	7	should	should	AUX
gujaf-143	158	8	be	be	AUX
gujaf-143	158	9	encouraged	encourage	VERB
gujaf-143	158	10	among	among	ADP
gujaf-143	158	11	the	the	DET
gujaf-143	158	12	academics	academic	NOUN
gujaf-143	158	13	and	and	CCONJ
gujaf-143	158	14	other	other	ADJ
gujaf-143	158	15	researchers	researcher	NOUN
gujaf-143	158	16	so	so	SCONJ
gujaf-143	158	17	as	as	SCONJ
gujaf-143	158	18	to	to	PART
gujaf-143	158	19	enhance	enhance	VERB
gujaf-143	158	20	the	the	DET
gujaf-143	158	21	level	level	NOUN
gujaf-143	158	22	of	of	ADP
gujaf-143	158	23	awareness	awareness	NOUN
gujaf-143	158	24	even	even	ADV
gujaf-143	158	25	among	among	ADP
gujaf-143	158	26	scholars	scholar	NOUN
gujaf-143	158	27	.	.	PUNCT
gujaf-143	159	1	the	the	DET
gujaf-143	159	2	implication	implication	NOUN
gujaf-143	159	3	of	of	ADP
gujaf-143	159	4	this	this	DET
gujaf-143	159	5	study	study	NOUN
gujaf-143	159	6	is	be	AUX
gujaf-143	159	7	that	that	SCONJ
gujaf-143	159	8	,	,	PUNCT
gujaf-143	159	9	without	without	ADP
gujaf-143	159	10	being	be	AUX
gujaf-143	159	11	fully	fully	ADV
gujaf-143	159	12	aware	aware	ADJ
gujaf-143	159	13	and	and	CCONJ
gujaf-143	159	14	understand	understand	VERB
gujaf-143	159	15	those	those	DET
gujaf-143	159	16	unique	unique	ADJ
gujaf-143	159	17	islamic	islamic	ADJ
gujaf-143	159	18	banking	banking	NOUN
gujaf-143	159	19	products	product	NOUN
gujaf-143	159	20	among	among	ADP
gujaf-143	159	21	the	the	DET
gujaf-143	159	22	customers	customer	NOUN
gujaf-143	159	23	and	and	CCONJ
gujaf-143	159	24	the	the	DET
gujaf-143	159	25	intended	intend	VERB
gujaf-143	159	26	ones	one	NOUN
gujaf-143	159	27	within	within	ADP
gujaf-143	159	28	the	the	DET
gujaf-143	159	29	study	study	NOUN
gujaf-143	159	30	area	area	NOUN
gujaf-143	159	31	,	,	PUNCT
gujaf-143	159	32	the	the	DET
gujaf-143	159	33	benefit	benefit	NOUN
gujaf-143	159	34	of	of	ADP
gujaf-143	159	35	them	they	PRON
gujaf-143	159	36	will	will	AUX
gujaf-143	159	37	not	not	PART
gujaf-143	159	38	be	be	AUX
gujaf-143	159	39	totally	totally	ADV
gujaf-143	159	40	reaped	reap	VERB
gujaf-143	159	41	.	.	PUNCT
gujaf-143	160	1	in	in	ADP
gujaf-143	160	2	the	the	DET
gujaf-143	160	3	same	same	ADJ
gujaf-143	160	4	manner	manner	NOUN
gujaf-143	160	5	such	such	ADJ
gujaf-143	160	6	customers	customer	NOUN
gujaf-143	160	7	will	will	AUX
gujaf-143	160	8	not	not	PART
gujaf-143	160	9	appreciate	appreciate	VERB
gujaf-143	160	10	much	much	ADJ
gujaf-143	160	11	,	,	PUNCT
gujaf-143	160	12	the	the	DET
gujaf-143	160	13	difference	difference	NOUN
gujaf-143	160	14	between	between	ADP
gujaf-143	160	15	islamic	islamic	ADJ
gujaf-143	160	16	banking	banking	NOUN
gujaf-143	160	17	and	and	CCONJ
gujaf-143	160	18	that	that	PRON
gujaf-143	160	19	of	of	ADP
gujaf-143	160	20	conventional	conventional	ADJ
gujaf-143	160	21	ones	one	NOUN
gujaf-143	160	22	,	,	PUNCT
gujaf-143	160	23	and	and	CCONJ
gujaf-143	160	24	cbn	cbn	VERB
gujaf-143	160	25	financial	financial	ADJ
gujaf-143	160	26	inclusion	inclusion	NOUN
gujaf-143	160	27	target	target	NOUN
gujaf-143	160	28	will	will	AUX
gujaf-143	160	29	take	take	VERB
gujaf-143	160	30	a	a	DET
gujaf-143	160	31	longterm	longterm	NOUN
gujaf-143	160	32	to	to	PART
gujaf-143	160	33	be	be	AUX
gujaf-143	160	34	achieved	achieve	VERB
gujaf-143	160	35	.	.	PUNCT
gujaf-143	161	1	references	reference	NOUN
gujaf-143	161	2	abd.rahman	abd.rahman	PROPN
gujaf-143	161	3	,	,	PUNCT
gujaf-143	161	4	z.	z.	PROPN
gujaf-143	161	5	(	(	PUNCT
gujaf-143	161	6	2014	2014	NUM
gujaf-143	161	7	)	)	PUNCT
gujaf-143	161	8	.	.	PUNCT
gujaf-143	162	1	contemporary	contemporary	ADJ
gujaf-143	162	2	islamic	islamic	ADJ
gujaf-143	162	3	finance	finance	NOUN
gujaf-143	162	4	architecture	architecture	NOUN
gujaf-143	162	5	.	.	PUNCT
gujaf-143	163	1	taman	taman	PROPN
gujaf-143	163	2	tun	tun	PROPN
gujaf-143	163	3	perak	perak	PROPN
gujaf-143	163	4	.	.	PUNCT
gujaf-143	164	1	abdullahi	abdullahi	PROPN
gujaf-143	164	2	,	,	PUNCT
gujaf-143	164	3	m.	m.	NOUN
gujaf-143	164	4	,	,	PUNCT
gujaf-143	164	5	i.	i.	PROPN
gujaf-143	164	6	(	(	PUNCT
gujaf-143	164	7	2013	2013	NUM
gujaf-143	164	8	)	)	PUNCT
gujaf-143	164	9	.	.	PUNCT
gujaf-143	165	1	a	a	DET
gujaf-143	165	2	theoretical	theoretical	ADJ
gujaf-143	165	3	introduction	introduction	NOUN
gujaf-143	165	4	to	to	ADP
gujaf-143	165	5	islamic	islamic	ADJ
gujaf-143	165	6	banking	banking	NOUN
gujaf-143	165	7	and	and	CCONJ
gujaf-143	165	8	finance	finance	NOUN
gujaf-143	165	9	:	:	PUNCT
gujaf-143	165	10	essential	essential	ADJ
gujaf-143	165	11	of	of	ADP
gujaf-143	165	12	islamic	islamic	ADJ
gujaf-143	165	13	banking	banking	NOUN
gujaf-143	165	14	and	and	CCONJ
gujaf-143	165	15	finance	finance	NOUN
gujaf-143	165	16	in	in	ADP
gujaf-143	165	17	nigeria	nigeria	PROPN
gujaf-143	165	18	.	.	PUNCT
gujaf-143	166	1	benchmark	benchmark	NOUN
gujaf-143	166	2	publishers	publisher	NOUN
gujaf-143	166	3	limited	limit	VERB
gujaf-143	166	4	.	.	PUNCT
gujaf-143	167	1	abikan	abikan	PROPN
gujaf-143	167	2	,	,	PUNCT
gujaf-143	167	3	a.	a.	PROPN
gujaf-143	167	4	,	,	PUNCT
gujaf-143	167	5	i.	i.	PROPN
gujaf-143	167	6	(	(	PUNCT
gujaf-143	167	7	2009	2009	NUM
gujaf-143	167	8	)	)	PUNCT
gujaf-143	167	9	.	.	PUNCT
gujaf-143	168	1	constitutionality	constitutionality	NOUN
gujaf-143	168	2	of	of	ADP
gujaf-143	168	3	islamic	islamic	ADJ
gujaf-143	168	4	banking	banking	NOUN
gujaf-143	168	5	in	in	ADP
gujaf-143	168	6	nigeria	nigeria	PROPN
gujaf-143	168	7	.	.	PUNCT
gujaf-143	169	1	rawel	rawel	PROPN
gujaf-143	169	2	fortune	fortune	NOUN
gujaf-143	169	3	resources	resource	NOUN
gujaf-143	169	4	.	.	PUNCT
gujaf-143	170	1	14	14	NUM
gujaf-143	170	2	ahmed	ahmed	PROPN
gujaf-143	170	3	,	,	PUNCT
gujaf-143	170	4	s.	s.	PROPN
gujaf-143	170	5	(	(	PUNCT
gujaf-143	170	6	2009	2009	NUM
gujaf-143	170	7	)	)	PUNCT
gujaf-143	170	8	.	.	PUNCT
gujaf-143	171	1	islamic	islamic	ADJ
gujaf-143	171	2	banking	banking	NOUN
gujaf-143	171	3	finance	finance	NOUN
gujaf-143	171	4	and	and	CCONJ
gujaf-143	171	5	insurance	insurance	NOUN
gujaf-143	171	6	:	:	PUNCT
gujaf-143	171	7	a	a	DET
gujaf-143	171	8	global	global	ADJ
gujaf-143	171	9	overview	overview	NOUN
gujaf-143	171	10	.	.	PUNCT
gujaf-143	172	1	a.s	a.s	PROPN
gujaf-143	172	2	.	.	PROPN
gujaf-143	172	3	noordeen	noordeen	PROPN
gujaf-143	172	4	.	.	PUNCT
gujaf-143	173	1	aslam	aslam	PROPN
gujaf-143	173	2	,	,	PUNCT
gujaf-143	173	3	s.	s.	PROPN
gujaf-143	173	4	,	,	PUNCT
gujaf-143	173	5	razi	razi	PROPN
gujaf-143	173	6	,	,	PUNCT
gujaf-143	173	7	a.	a.	PROPN
gujaf-143	173	8	,	,	PUNCT
gujaf-143	173	9	arshad	arshad	ADJ
gujaf-143	173	10	,	,	PUNCT
gujaf-143	173	11	m.	m.	NOUN
gujaf-143	173	12	,	,	PUNCT
gujaf-143	173	13	&	&	CCONJ
gujaf-143	173	14	ali	ali	PROPN
gujaf-143	173	15	,	,	PUNCT
gujaf-143	173	16	a.	a.	PROPN
gujaf-143	173	17	(	(	PUNCT
gujaf-143	173	18	2011	2011	NUM
gujaf-143	173	19	)	)	PUNCT
gujaf-143	173	20	.	.	PUNCT
gujaf-143	174	1	a	a	DET
gujaf-143	174	2	comparative	comparative	ADJ
gujaf-143	174	3	analysis	analysis	NOUN
gujaf-143	174	4	of	of	ADP
gujaf-143	174	5	bankers	banker	NOUN
gujaf-143	174	6	'	'	PART
gujaf-143	174	7	perception	perception	NOUN
gujaf-143	174	8	on	on	ADP
gujaf-143	174	9	islamic	islamic	ADJ
gujaf-143	174	10	banking	banking	NOUN
gujaf-143	174	11	in	in	ADP
gujaf-143	174	12	pakistan	pakistan	PROPN
gujaf-143	174	13	.	.	PUNCT
gujaf-143	175	1	international	international	ADJ
gujaf-143	175	2	journal	journal	PROPN
gujaf-143	175	3	of	of	ADP
gujaf-143	175	4	economic	economic	ADJ
gujaf-143	175	5	resources	resource	NOUN
gujaf-143	175	6	,	,	PUNCT
gujaf-143	175	7	1	1	NUM
gujaf-143	175	8	-	-	SYM
gujaf-143	175	9	12	12	NUM
gujaf-143	175	10	.	.	PUNCT
gujaf-143	176	1	ayub	ayub	PROPN
gujaf-143	176	2	m.	m.	NOUN
gujaf-143	176	3	(	(	PUNCT
gujaf-143	176	4	2009	2009	NUM
gujaf-143	176	5	)	)	PUNCT
gujaf-143	176	6	.	.	PUNCT
gujaf-143	177	1	understanding	understand	VERB
gujaf-143	177	2	islamic	islamic	ADJ
gujaf-143	177	3	finance	finance	NOUN
gujaf-143	177	4	.	.	PUNCT
gujaf-143	178	1	john	john	PROPN
gujaf-143	178	2	willey	willey	PROPN
gujaf-143	178	3	and	and	CCONJ
gujaf-143	178	4	sons	son	NOUN
gujaf-143	178	5	.	.	PUNCT
gujaf-143	179	1	aziz	aziz	PROPN
gujaf-143	179	2	,	,	PUNCT
gujaf-143	179	3	y.	y.	PROPN
gujaf-143	179	4	a.	a.	PROPN
gujaf-143	179	5	,	,	PUNCT
gujaf-143	179	6	&	&	CCONJ
gujaf-143	179	7	chok	chok	PROPN
gujaf-143	179	8	,	,	PUNCT
gujaf-143	179	9	n.	n.	PROPN
gujaf-143	179	10	v.	v.	PROPN
gujaf-143	179	11	(	(	PUNCT
gujaf-143	179	12	2013	2013	NUM
gujaf-143	179	13	)	)	PUNCT
gujaf-143	179	14	.	.	PUNCT
gujaf-143	180	1	the	the	DET
gujaf-143	180	2	role	role	NOUN
gujaf-143	180	3	of	of	ADP
gujaf-143	180	4	halal	halal	NOUN
gujaf-143	180	5	awareness	awareness	NOUN
gujaf-143	180	6	,	,	PUNCT
gujaf-143	180	7	halal	halal	NOUN
gujaf-143	180	8	certification	certification	NOUN
gujaf-143	180	9	,	,	PUNCT
gujaf-143	180	10	and	and	CCONJ
gujaf-143	180	11	marketing	marketing	NOUN
gujaf-143	180	12	components	component	NOUN
gujaf-143	180	13	in	in	ADP
gujaf-143	180	14	determining	determine	VERB
gujaf-143	180	15	halal	halal	NOUN
gujaf-143	180	16	purchase	purchase	NOUN
gujaf-143	180	17	intention	intention	NOUN
gujaf-143	180	18	among	among	ADP
gujaf-143	180	19	non	non	NOUN
gujaf-143	180	20	-	-	NOUN
gujaf-143	180	21	muslims	muslim	NOUN
gujaf-143	180	22	in	in	ADP
gujaf-143	180	23	malaysia	malaysia	PROPN
gujaf-143	180	24	:	:	PUNCT
gujaf-143	180	25	a	a	DET
gujaf-143	180	26	structural	structural	ADJ
gujaf-143	180	27	equation	equation	NOUN
gujaf-143	180	28	modeling	modeling	NOUN
gujaf-143	180	29	approach	approach	NOUN
gujaf-143	180	30	.	.	PUNCT
gujaf-143	181	1	journal	journal	NOUN
gujaf-143	181	2	of	of	ADP
gujaf-143	181	3	international	international	ADJ
gujaf-143	181	4	food	food	NOUN
gujaf-143	181	5	and	and	CCONJ
gujaf-143	181	6	agribusiness	agribusiness	NOUN
gujaf-143	181	7	marketing	marketing	NOUN
gujaf-143	181	8	,	,	PUNCT
gujaf-143	181	9	25(1	25(1	NUM
gujaf-143	181	10	)	)	PUNCT
gujaf-143	181	11	,	,	PUNCT
gujaf-143	181	12	1–23	1–23	PROPN
gujaf-143	181	13	.	.	PUNCT
gujaf-143	182	1	https://doi.org/10.1080/08974438.2013.723997	https://doi.org/10.1080/08974438.2013.723997	PROPN
gujaf-143	182	2	baba	baba	PROPN
gujaf-143	182	3	,	,	PUNCT
gujaf-143	182	4	r.	r.	PROPN
gujaf-143	182	5	,	,	PUNCT
gujaf-143	182	6	&	&	CCONJ
gujaf-143	182	7	amin	amin	PROPN
gujaf-143	182	8	,	,	PUNCT
gujaf-143	182	9	h.	h.	PROPN
gujaf-143	182	10	(	(	PUNCT
gujaf-143	182	11	2009	2009	NUM
gujaf-143	182	12	)	)	PUNCT
gujaf-143	182	13	.	.	PUNCT
gujaf-143	183	1	offshore	offshore	ADJ
gujaf-143	183	2	bankers	banker	NOUN
gujaf-143	183	3	'	'	PART
gujaf-143	183	4	perception	perception	NOUN
gujaf-143	183	5	on	on	ADP
gujaf-143	183	6	islamic	islamic	ADJ
gujaf-143	183	7	banking	banking	NOUN
gujaf-143	183	8	niche	niche	NOUN
gujaf-143	183	9	for	for	ADP
gujaf-143	183	10	labuan	labuan	PROPN
gujaf-143	183	11	:	:	PUNCT
gujaf-143	183	12	an	an	DET
gujaf-143	183	13	analysis	analysis	NOUN
gujaf-143	183	14	.	.	PUNCT
gujaf-143	184	1	international	international	ADJ
gujaf-143	184	2	journal	journal	PROPN
gujaf-143	184	3	of	of	ADP
gujaf-143	184	4	commerce	commerce	PROPN
gujaf-143	184	5	and	and	CCONJ
gujaf-143	184	6	management	management	NOUN
gujaf-143	184	7	,	,	PUNCT
gujaf-143	184	8	vol.19	vol.19	NOUN
gujaf-143	184	9	no.4	no.4	PROPN
gujaf-143	184	10	,	,	PUNCT
gujaf-143	184	11	293	293	NUM
gujaf-143	184	12	-	-	SYM
gujaf-143	184	13	308	308	NUM
gujaf-143	184	14	.	.	PUNCT
gujaf-143	184	15	bahia	bahia	PROPN
gujaf-143	184	16	,	,	PUNCT
gujaf-143	184	17	k.	k.	PROPN
gujaf-143	184	18	,	,	PUNCT
gujaf-143	184	19	&	&	CCONJ
gujaf-143	184	20	nantel	nantel	NOUN
gujaf-143	184	21	,	,	PUNCT
gujaf-143	184	22	j.	j.	PROPN
gujaf-143	184	23	(	(	PUNCT
gujaf-143	184	24	2000	2000	NUM
gujaf-143	184	25	)	)	PUNCT
gujaf-143	184	26	.	.	PUNCT
gujaf-143	185	1	a	a	DET
gujaf-143	185	2	reliable	reliable	ADJ
gujaf-143	185	3	and	and	CCONJ
gujaf-143	185	4	valid	valid	ADJ
gujaf-143	185	5	measurement	measurement	NOUN
gujaf-143	185	6	scale	scale	NOUN
gujaf-143	185	7	for	for	ADP
gujaf-143	185	8	the	the	DET
gujaf-143	185	9	perceived	perceive	VERB
gujaf-143	185	10	service	service	NOUN
gujaf-143	185	11	quality	quality	NOUN
gujaf-143	185	12	of	of	ADP
gujaf-143	185	13	banks	bank	NOUN
gujaf-143	185	14	.	.	PUNCT
gujaf-143	186	1	international	international	ADJ
gujaf-143	186	2	journal	journal	PROPN
gujaf-143	186	3	of	of	ADP
gujaf-143	186	4	bank	bank	PROPN
gujaf-143	186	5	marketing	marketing	NOUN
gujaf-143	186	6	,	,	PUNCT
gujaf-143	186	7	18(2	18(2	NUM
gujaf-143	186	8	)	)	PUNCT
gujaf-143	186	9	,	,	PUNCT
gujaf-143	186	10	84–91	84–91	NUM
gujaf-143	186	11	.	.	PUNCT
gujaf-143	187	1	https://doi	https://doi	PROPN
gujaf-143	187	2	.	.	PUNCT
gujaf-143	188	1	org/10.1108/02652320010322994	org/10.1108/02652320010322994	PROPN
gujaf-143	188	2	basheer	basheer	PROPN
gujaf-143	188	3	,	,	PUNCT
gujaf-143	188	4	m.	m.	PROPN
gujaf-143	188	5	f.	f.	PROPN
gujaf-143	188	6	,	,	PUNCT
gujaf-143	188	7	hussain	hussain	PROPN
gujaf-143	188	8	,	,	PUNCT
gujaf-143	188	9	t.	t.	PROPN
gujaf-143	188	10	,	,	PUNCT
gujaf-143	188	11	hussan	hussan	NOUN
gujaf-143	188	12	,	,	PUNCT
gujaf-143	188	13	s.	s.	PROPN
gujaf-143	188	14	g.	g.	PROPN
gujaf-143	188	15	,	,	PUNCT
gujaf-143	188	16	&	&	CCONJ
gujaf-143	188	17	javed	javed	PROPN
gujaf-143	188	18	,	,	PUNCT
gujaf-143	188	19	m.	m.	NOUN
gujaf-143	188	20	(	(	PUNCT
gujaf-143	188	21	2015	2015	NUM
gujaf-143	188	22	)	)	PUNCT
gujaf-143	188	23	.	.	PUNCT
gujaf-143	189	1	impact	impact	NOUN
gujaf-143	189	2	of	of	ADP
gujaf-143	189	3	customer	customer	NOUN
gujaf-143	189	4	awareness	awareness	NOUN
gujaf-143	189	5	competition	competition	NOUN
gujaf-143	189	6	and	and	CCONJ
gujaf-143	189	7	interest	interest	NOUN
gujaf-143	189	8	rate	rate	NOUN
gujaf-143	189	9	on	on	ADP
gujaf-143	189	10	growth	growth	NOUN
gujaf-143	189	11	of	of	ADP
gujaf-143	189	12	islamic	islamic	ADJ
gujaf-143	189	13	banking	banking	NOUN
gujaf-143	189	14	in	in	ADP
gujaf-143	189	15	pakistan	pakistan	PROPN
gujaf-143	189	16	.	.	PUNCT
gujaf-143	190	1	international	international	ADJ
gujaf-143	190	2	journal	journal	PROPN
gujaf-143	190	3	of	of	ADP
gujaf-143	190	4	scientific	scientific	PROPN
gujaf-143	190	5	&	&	CCONJ
gujaf-143	190	6	technology	technology	PROPN
gujaf-143	190	7	research	research	NOUN
gujaf-143	190	8	,	,	PUNCT
gujaf-143	190	9	4(8	4(8	NUM
gujaf-143	190	10	)	)	PUNCT
gujaf-143	190	11	,	,	PUNCT
gujaf-143	190	12	33–40	33–40	NUM
gujaf-143	190	13	.	.	PUNCT
gujaf-143	191	1	bin	bin	PROPN
gujaf-143	191	2	,	,	PUNCT
gujaf-143	191	3	d.	d.	PROPN
gujaf-143	191	4	,	,	PUNCT
gujaf-143	191	5	&	&	CCONJ
gujaf-143	191	6	razak	razak	PROPN
gujaf-143	191	7	,	,	PUNCT
gujaf-143	191	8	a.	a.	NOUN
gujaf-143	191	9	(	(	PUNCT
gujaf-143	191	10	2019	2019	NUM
gujaf-143	191	11	)	)	PUNCT
gujaf-143	191	12	.	.	PUNCT
gujaf-143	192	1	islamic	islamic	ADJ
gujaf-143	192	2	banking	banking	NOUN
gujaf-143	192	3	adoption	adoption	NOUN
gujaf-143	192	4	in	in	ADP
gujaf-143	192	5	ghana	ghana	PROPN
gujaf-143	192	6	.	.	PUNCT
gujaf-143	193	1	international	international	ADJ
gujaf-143	193	2	journal	journal	PROPN
gujaf-143	193	3	of	of	ADP
gujaf-143	193	4	busness	busness	NOUN
gujaf-143	193	5	,	,	PUNCT
gujaf-143	193	6	economics	economic	NOUN
gujaf-143	193	7	and	and	CCONJ
gujaf-143	193	8	law	law	NOUN
gujaf-143	193	9	,	,	PUNCT
gujaf-143	193	10	19(2	19(2	NUM
gujaf-143	193	11	)	)	PUNCT
gujaf-143	193	12	,	,	PUNCT
gujaf-143	193	13	14–21	14–21	NUM
gujaf-143	193	14	.	.	PUNCT
gujaf-143	194	1	bodibe	bodibe	PROPN
gujaf-143	194	2	,	,	PUNCT
gujaf-143	194	3	s.	s.	PROPN
gujaf-143	194	4	,	,	PUNCT
gujaf-143	194	5	chiliya	chiliya	PROPN
gujaf-143	194	6	,	,	PUNCT
gujaf-143	194	7	n.	n.	NOUN
gujaf-143	194	8	,	,	PUNCT
gujaf-143	194	9	&	&	CCONJ
gujaf-143	194	10	chikandiwa	chikandiwa	PROPN
gujaf-143	194	11	,	,	PUNCT
gujaf-143	194	12	c.	c.	PROPN
gujaf-143	194	13	t.	t.	PROPN
gujaf-143	194	14	(	(	PUNCT
gujaf-143	194	15	2016	2016	NUM
gujaf-143	194	16	)	)	PUNCT
gujaf-143	194	17	.	.	PUNCT
gujaf-143	195	1	the	the	DET
gujaf-143	195	2	factors	factor	NOUN
gujaf-143	195	3	affecting	affect	VERB
gujaf-143	195	4	customers	customer	NOUN
gujaf-143	195	5	’	'	PUNCT
gujaf-143	195	6	decisions	decision	NOUN
gujaf-143	195	7	to	to	PART
gujaf-143	195	8	adopt	adopt	VERB
gujaf-143	195	9	islamic	islamic	ADJ
gujaf-143	195	10	banking	banking	NOUN
gujaf-143	195	11	.	.	PUNCT
gujaf-143	196	1	banks	bank	NOUN
gujaf-143	196	2	and	and	CCONJ
gujaf-143	196	3	bank	bank	NOUN
gujaf-143	196	4	systems	system	NOUN
gujaf-143	196	5	,	,	PUNCT
gujaf-143	196	6	11(4	11(4	NUM
gujaf-143	196	7	)	)	PUNCT
gujaf-143	196	8	,	,	PUNCT
gujaf-143	196	9	144–151	144–151	NUM
gujaf-143	196	10	.	.	PUNCT
gujaf-143	197	1	https://doi.org/10.21511/bbs.11(4-1).2016.05	https://doi.org/10.21511/bbs.11(4-1).2016.05	NOUN
gujaf-143	197	2	buerhan	buerhan	PROPN
gujaf-143	197	3	s.	s.	PROPN
gujaf-143	197	4	(	(	PUNCT
gujaf-143	197	5	2015	2015	NUM
gujaf-143	197	6	)	)	PUNCT
gujaf-143	197	7	.	.	PUNCT
gujaf-143	198	1	the	the	DET
gujaf-143	198	2	awareness	awareness	NOUN
gujaf-143	198	3	and	and	CCONJ
gujaf-143	198	4	attitude	attitude	NOUN
gujaf-143	198	5	towards	towards	ADP
gujaf-143	198	6	islamic	islamic	ADJ
gujaf-143	198	7	banking	banking	NOUN
gujaf-143	198	8	:	:	PUNCT
gujaf-143	198	9	a	a	DET
gujaf-143	198	10	study	study	NOUN
gujaf-143	198	11	in	in	ADP
gujaf-143	198	12	malaysia	malaysia	PROPN
gujaf-143	198	13	.	.	PUNCT
gujaf-143	199	1	global	global	ADJ
gujaf-143	199	2	review	review	PROPN
gujaf-143	199	3	of	of	ADP
gujaf-143	199	4	islamic	islamic	ADJ
gujaf-143	199	5	economics	economic	NOUN
gujaf-143	199	6	and	and	CCONJ
gujaf-143	199	7	business	business	NOUN
gujaf-143	199	8	,	,	PUNCT
gujaf-143	199	9	vol.2	vol.2	PROPN
gujaf-143	199	10	.	.	PUNCT
gujaf-143	200	1	no.3	no.3	PROPN
gujaf-143	200	2	(	(	PUNCT
gujaf-143	200	3	2015	2015	NUM
gujaf-143	200	4	)	)	PUNCT
gujaf-143	200	5	172	172	NUM
gujaf-143	200	6	-	-	SYM
gujaf-143	200	7	196	196	NUM
gujaf-143	200	8	,	,	PUNCT
gujaf-143	200	9	2(3	2(3	NUM
gujaf-143	200	10	)	)	PUNCT
gujaf-143	200	11	,	,	PUNCT
gujaf-143	200	12	172–196	172–196	NUM
gujaf-143	200	13	.	.	PUNCT
gujaf-143	201	1	cheteni	cheteni	PROPN
gujaf-143	201	2	,	,	PUNCT
gujaf-143	201	3	p.	p.	NOUN
gujaf-143	201	4	(	(	PUNCT
gujaf-143	201	5	2014	2014	NUM
gujaf-143	201	6	)	)	PUNCT
gujaf-143	201	7	.	.	PUNCT
gujaf-143	202	1	awareness	awareness	NOUN
gujaf-143	202	2	of	of	ADP
gujaf-143	202	3	islamic	islamic	ADJ
gujaf-143	202	4	banking	banking	NOUN
gujaf-143	202	5	products	product	NOUN
gujaf-143	202	6	and	and	CCONJ
gujaf-143	202	7	services	service	NOUN
gujaf-143	202	8	among	among	ADP
gujaf-143	202	9	consumers	consumer	NOUN
gujaf-143	202	10	in	in	ADP
gujaf-143	202	11	south	south	PROPN
gujaf-143	202	12	africa	africa	PROPN
gujaf-143	202	13	.	.	PUNCT
gujaf-143	203	1	mediterranean	mediterranean	PROPN
gujaf-143	203	2	journal	journal	PROPN
gujaf-143	203	3	of	of	ADP
gujaf-143	203	4	social	social	ADJ
gujaf-143	203	5	sciences	science	NOUN
gujaf-143	203	6	,	,	PUNCT
gujaf-143	203	7	5(9	5(9	NUM
gujaf-143	203	8	)	)	PUNCT
gujaf-143	203	9	,	,	PUNCT
gujaf-143	203	10	96–103	96–103	NUM
gujaf-143	203	11	.	.	PUNCT
gujaf-143	204	1	https://doi.org/10.5901/mjss.2014.v5n9p96	https://doi.org/10.5901/mjss.2014.v5n9p96	PROPN
gujaf-143	204	2	dahiru	dahiru	PROPN
gujaf-143	204	3	,	,	PUNCT
gujaf-143	204	4	s.	s.	PROPN
gujaf-143	204	5	,	,	PUNCT
gujaf-143	204	6	&	&	CCONJ
gujaf-143	204	7	abubakar	abubakar	PROPN
gujaf-143	204	8	,	,	PUNCT
gujaf-143	204	9	a.	a.	NOUN
gujaf-143	204	10	u.	u.	PROPN
gujaf-143	204	11	(	(	PUNCT
gujaf-143	204	12	2018	2018	NUM
gujaf-143	204	13	)	)	PUNCT
gujaf-143	204	14	.	.	PUNCT
gujaf-143	205	1	mudarabah	mudarabah	NOUN
gujaf-143	205	2	system	system	NOUN
gujaf-143	205	3	of	of	ADP
gujaf-143	205	4	islamic	islamic	ADJ
gujaf-143	205	5	investment	investment	NOUN
gujaf-143	205	6	as	as	ADP
gujaf-143	205	7	a	a	DET
gujaf-143	205	8	panacea	panacea	NOUN
gujaf-143	205	9	to	to	ADP
gujaf-143	205	10	financial	financial	ADJ
gujaf-143	205	11	exclusion	exclusion	NOUN
gujaf-143	205	12	in	in	ADP
gujaf-143	205	13	nigeria	nigeria	PROPN
gujaf-143	205	14	.	.	PUNCT
gujaf-143	206	1	journal	journal	PROPN
gujaf-143	206	2	of	of	ADP
gujaf-143	206	3	economics	economic	NOUN
gujaf-143	206	4	and	and	CCONJ
gujaf-143	206	5	development	development	NOUN
gujaf-143	206	6	(	(	PUNCT
gujaf-143	206	7	ujed	ujed	NOUN
gujaf-143	206	8	)	)	PUNCT
gujaf-143	206	9	.	.	PUNCT
gujaf-143	207	1	dogarawa	dogarawa	PROPN
gujaf-143	207	2	,	,	PUNCT
gujaf-143	207	3	a.	a.	PROPN
gujaf-143	207	4	,	,	PUNCT
gujaf-143	207	5	b.	b.	PROPN
gujaf-143	207	6	(	(	PUNCT
gujaf-143	207	7	2013	2013	NUM
gujaf-143	207	8	)	)	PUNCT
gujaf-143	207	9	.	.	PUNCT
gujaf-143	208	1	principles	principle	NOUN
gujaf-143	208	2	of	of	ADP
gujaf-143	208	3	islamic	islamic	ADJ
gujaf-143	208	4	banking	banking	NOUN
gujaf-143	208	5	:	:	PUNCT
gujaf-143	208	6	readings	reading	NOUN
gujaf-143	208	7	in	in	ADP
gujaf-143	208	8	islamic	islamic	ADJ
gujaf-143	208	9	banking	banking	NOUN
gujaf-143	208	10	and	and	CCONJ
gujaf-143	208	11	finance	finance	NOUN
gujaf-143	208	12	.	.	PUNCT
gujaf-143	209	1	published	publish	VERB
gujaf-143	209	2	by	by	ADP
gujaf-143	209	3	international	international	PROPN
gujaf-143	209	4	institute	institute	PROPN
gujaf-143	209	5	of	of	ADP
gujaf-143	209	6	islamic	islamic	PROPN
gujaf-143	209	7	banking	banking	NOUN
gujaf-143	209	8	and	and	CCONJ
gujaf-143	209	9	finance	finance	NOUN
gujaf-143	209	10	(	(	PUNCT
gujaf-143	209	11	iiibf	iiibf	PROPN
gujaf-143	209	12	)	)	PUNCT
gujaf-143	209	13	.	.	PUNCT
gujaf-143	210	1	ernawati	ernawati	PROPN
gujaf-143	210	2	&	&	CCONJ
gujaf-143	210	3	asri	asri	PROPN
gujaf-143	210	4	m.	m.	PROPN
gujaf-143	210	5	(	(	PUNCT
gujaf-143	210	6	2020	2020	NUM
gujaf-143	210	7	)	)	PUNCT
gujaf-143	210	8	.	.	PUNCT
gujaf-143	211	1	knowledge	knowledge	NOUN
gujaf-143	211	2	and	and	CCONJ
gujaf-143	211	3	awareness	awareness	NOUN
gujaf-143	211	4	of	of	ADP
gujaf-143	211	5	islamic	islamic	ADJ
gujaf-143	211	6	financial	financial	NOUN
gujaf-143	211	7	in	in	ADP
gujaf-143	211	8	https://doi/	https://doi/	X
gujaf-143	211	9	15	15	NUM
gujaf-143	211	10	europe	europe	PROPN
gujaf-143	211	11	and	and	CCONJ
gujaf-143	211	12	america	america	PROPN
gujaf-143	211	13	countries	countries	PROPN
gujaf-143	211	14	.	.	PUNCT
gujaf-143	212	1	istishadia	istishadia	PROPN
gujaf-143	212	2	vol	vol	NOUN
gujaf-143	212	3	13	13	NUM
gujaf-143	212	4	(	(	PUNCT
gujaf-143	212	5	1	1	NUM
gujaf-143	212	6	)	)	PUNCT
gujaf-143	212	7	2020	2020	NUM
gujaf-143	212	8	,	,	PUNCT
gujaf-143	212	9	13(1	13(1	NUM
gujaf-143	212	10	)	)	PUNCT
gujaf-143	212	11	,	,	PUNCT
gujaf-143	212	12	23–36	23–36	NUM
gujaf-143	212	13	.	.	PUNCT
gujaf-143	213	1	hasan	hasan	PROPN
gujaf-143	213	2	,	,	PUNCT
gujaf-143	213	3	h.	h.	PROPN
gujaf-143	213	4	(	(	PUNCT
gujaf-143	213	5	2016	2016	NUM
gujaf-143	213	6	)	)	PUNCT
gujaf-143	213	7	.	.	PUNCT
gujaf-143	214	1	a	a	DET
gujaf-143	214	2	study	study	NOUN
gujaf-143	214	3	on	on	ADP
gujaf-143	214	4	awareness	awareness	NOUN
gujaf-143	214	5	and	and	CCONJ
gujaf-143	214	6	perception	perception	NOUN
gujaf-143	214	7	towards	towards	ADP
gujaf-143	214	8	halal	halal	NOUN
gujaf-143	214	9	foods	food	NOUN
gujaf-143	214	10	among	among	ADP
gujaf-143	214	11	muslim	muslim	ADJ
gujaf-143	214	12	students	student	NOUN
gujaf-143	214	13	in	in	ADP
gujaf-143	214	14	kota	kota	PROPN
gujaf-143	214	15	kinabalu	kinabalu	PROPN
gujaf-143	214	16	,	,	PUNCT
gujaf-143	214	17	sabah	sabah	PROPN
gujaf-143	214	18	.	.	PUNCT
gujaf-143	215	1	proceedings	proceeding	NOUN
gujaf-143	215	2	of	of	ADP
gujaf-143	215	3	the	the	DET
gujaf-143	215	4	australiamiddle	australiamiddle	PROPN
gujaf-143	215	5	east	east	PROPN
gujaf-143	215	6	conference	conference	PROPN
gujaf-143	215	7	on	on	ADP
gujaf-143	215	8	business	business	NOUN
gujaf-143	215	9	and	and	CCONJ
gujaf-143	215	10	social	social	ADJ
gujaf-143	215	11	sciences	science	NOUN
gujaf-143	215	12	,	,	PUNCT
gujaf-143	215	13	dubai	dubai	NOUN
gujaf-143	215	14	,	,	PUNCT
gujaf-143	215	15	803–811	803–811	NUM
gujaf-143	215	16	.	.	PUNCT
gujaf-143	216	1	idris	idris	PROPN
gujaf-143	216	2	,	,	PUNCT
gujaf-143	216	3	m.	m.	NOUN
gujaf-143	216	4	,	,	PUNCT
gujaf-143	216	5	&	&	CCONJ
gujaf-143	216	6	lawal	lawal	PROPN
gujaf-143	216	7	,	,	PUNCT
gujaf-143	216	8	r.	r.	PROPN
gujaf-143	216	9	(	(	PUNCT
gujaf-143	216	10	2013	2013	NUM
gujaf-143	216	11	)	)	PUNCT
gujaf-143	216	12	.	.	PUNCT
gujaf-143	217	1	evolution	evolution	NOUN
gujaf-143	217	2	of	of	ADP
gujaf-143	217	3	islamic	islamic	ADJ
gujaf-143	217	4	banking	banking	NOUN
gujaf-143	217	5	system	system	NOUN
gujaf-143	217	6	:	:	PUNCT
gujaf-143	217	7	readings	reading	NOUN
gujaf-143	217	8	in	in	ADP
gujaf-143	217	9	islamic	islamic	ADJ
gujaf-143	217	10	banking	banking	NOUN
gujaf-143	217	11	and	and	CCONJ
gujaf-143	217	12	finance	finance	NOUN
gujaf-143	217	13	.	.	PUNCT
gujaf-143	218	1	published	publish	VERB
gujaf-143	218	2	by	by	ADP
gujaf-143	218	3	international	international	PROPN
gujaf-143	218	4	institute	institute	PROPN
gujaf-143	218	5	of	of	ADP
gujaf-143	218	6	islamic	islamic	PROPN
gujaf-143	218	7	banking	banking	NOUN
gujaf-143	218	8	and	and	CCONJ
gujaf-143	218	9	finance	finance	NOUN
gujaf-143	218	10	(	(	PUNCT
gujaf-143	218	11	iiibf	iiibf	PROPN
gujaf-143	218	12	)	)	PUNCT
gujaf-143	218	13	.	.	PUNCT
gujaf-143	219	1	iqbal	iqbal	PROPN
gujaf-143	219	2	,	,	PUNCT
gujaf-143	219	3	z.	z.	PROPN
gujaf-143	219	4	,	,	PUNCT
gujaf-143	219	5	&	&	CCONJ
gujaf-143	219	6	mirakhor	mirakhor	NOUN
gujaf-143	219	7	,	,	PUNCT
gujaf-143	219	8	a.	a.	NOUN
gujaf-143	219	9	(	(	PUNCT
gujaf-143	219	10	2008	2008	NUM
gujaf-143	219	11	)	)	PUNCT
gujaf-143	219	12	.	.	PUNCT
gujaf-143	220	1	an	an	DET
gujaf-143	220	2	introduction	introduction	NOUN
gujaf-143	220	3	to	to	ADP
gujaf-143	220	4	islamic	islamic	ADJ
gujaf-143	220	5	finance	finance	NOUN
gujaf-143	220	6	:	:	PUNCT
gujaf-143	220	7	theory	theory	NOUN
gujaf-143	220	8	and	and	CCONJ
gujaf-143	220	9	practice	practice	NOUN
gujaf-143	220	10	’	'	PUNCT
gujaf-143	220	11	,	,	PUNCT
gujaf-143	220	12	john	john	PROPN
gujaf-143	220	13	wiley	wiley	PROPN
gujaf-143	220	14	&	&	CCONJ
gujaf-143	220	15	sons	son	NOUN
gujaf-143	220	16	.	.	PUNCT
gujaf-143	221	1	isra	isra	PROPN
gujaf-143	221	2	.	.	PUNCT
gujaf-143	222	1	(	(	PUNCT
gujaf-143	222	2	2013	2013	NUM
gujaf-143	222	3	)	)	PUNCT
gujaf-143	222	4	.	.	PUNCT
gujaf-143	223	1	islamic	islamic	ADJ
gujaf-143	223	2	financial	financial	ADJ
gujaf-143	223	3	system	system	NOUN
gujaf-143	223	4	:	:	PUNCT
gujaf-143	223	5	principles	principle	NOUN
gujaf-143	223	6	and	and	CCONJ
gujaf-143	223	7	operations	operation	NOUN
gujaf-143	223	8	.	.	PUNCT
gujaf-143	224	1	international	international	ADJ
gujaf-143	224	2	shari’ah	shari’ah	PROPN
gujaf-143	224	3	research	research	PROPN
gujaf-143	224	4	academy	academy	PROPN
gujaf-143	224	5	lorong	lorong	PROPN
gujaf-143	224	6	universiti	universiti	PROPN
gujaf-143	224	7	a.	a.	PROPN
gujaf-143	224	8	khafafa	khafafa	PROPN
gujaf-143	224	9	,	,	PUNCT
gujaf-143	224	10	a.	a.	PROPN
gujaf-143	224	11	j.	j.	PROPN
gujaf-143	224	12	,	,	PUNCT
gujaf-143	224	13	&	&	CCONJ
gujaf-143	224	14	shafii	shafii	ADJ
gujaf-143	224	15	,	,	PUNCT
gujaf-143	224	16	z.	z.	PROPN
gujaf-143	224	17	(	(	PUNCT
gujaf-143	224	18	2013	2013	NUM
gujaf-143	224	19	)	)	PUNCT
gujaf-143	224	20	.	.	PUNCT
gujaf-143	225	1	customer	customer	NOUN
gujaf-143	225	2	satisfaction	satisfaction	NOUN
gujaf-143	225	3	and	and	CCONJ
gujaf-143	225	4	islamic	islamic	ADJ
gujaf-143	225	5	banking	banking	NOUN
gujaf-143	225	6	awareness	awareness	NOUN
gujaf-143	225	7	in	in	ADP
gujaf-143	225	8	the	the	DET
gujaf-143	225	9	islamic	islamic	ADJ
gujaf-143	225	10	banking	banking	NOUN
gujaf-143	225	11	window	window	NOUN
gujaf-143	225	12	system	system	NOUN
gujaf-143	225	13	in	in	ADP
gujaf-143	225	14	libya	libya	PROPN
gujaf-143	225	15	.	.	PUNCT
gujaf-143	226	1	middle	middle	PROPN
gujaf-143	226	2	east	east	PROPN
gujaf-143	226	3	journal	journal	PROPN
gujaf-143	226	4	of	of	ADP
gujaf-143	226	5	scientific	scientific	ADJ
gujaf-143	226	6	research	research	NOUN
gujaf-143	226	7	,	,	PUNCT
gujaf-143	226	8	13(splissue	13(splissue	NUM
gujaf-143	226	9	)	)	PUNCT
gujaf-143	226	10	,	,	PUNCT
gujaf-143	226	11	12–17	12–17	NUM
gujaf-143	226	12	.	.	PUNCT
gujaf-143	227	1	https://doi.org/10.5829/idosi.mejsr.2013.13.1875	https://doi.org/10.5829/idosi.mejsr.2013.13.1875	PROPN
gujaf-143	227	2	khattak	khattak	PROPN
gujaf-143	227	3	,	,	PUNCT
gujaf-143	227	4	n.	n.	PROPN
gujaf-143	227	5	a.	a.	PROPN
gujaf-143	227	6	(	(	PUNCT
gujaf-143	227	7	2010	2010	NUM
gujaf-143	227	8	)	)	PUNCT
gujaf-143	227	9	.	.	PUNCT
gujaf-143	228	1	customer	customer	NOUN
gujaf-143	228	2	satisfaction	satisfaction	NOUN
gujaf-143	228	3	and	and	CCONJ
gujaf-143	228	4	awareness	awareness	NOUN
gujaf-143	228	5	of	of	ADP
gujaf-143	228	6	islamic	islamic	ADJ
gujaf-143	228	7	banking	banking	NOUN
gujaf-143	228	8	system	system	NOUN
gujaf-143	228	9	in	in	ADP
gujaf-143	228	10	pakistan	pakistan	PROPN
gujaf-143	228	11	.	.	PUNCT
gujaf-143	229	1	4(july	4(july	ADV
gujaf-143	229	2	1985	1985	NUM
gujaf-143	229	3	)	)	PUNCT
gujaf-143	229	4	,	,	PUNCT
gujaf-143	229	5	662–671	662–671	NUM
gujaf-143	229	6	.	.	PUNCT
gujaf-143	230	1	mada	mada	PROPN
gujaf-143	230	2	,	,	PUNCT
gujaf-143	230	3	g.	g.	PROPN
gujaf-143	230	4	,	,	PUNCT
gujaf-143	230	5	ismail	ismail	PROPN
gujaf-143	230	6	,	,	PUNCT
gujaf-143	230	7	s.	s.	PROPN
gujaf-143	230	8	,	,	PUNCT
gujaf-143	230	9	&	&	CCONJ
gujaf-143	230	10	mohd	mohd	PROPN
gujaf-143	230	11	ariffin	ariffin	PROPN
gujaf-143	230	12	,	,	PUNCT
gujaf-143	230	13	n.	n.	NOUN
gujaf-143	230	14	(	(	PUNCT
gujaf-143	230	15	2009	2009	NUM
gujaf-143	230	16	)	)	PUNCT
gujaf-143	230	17	.	.	PUNCT
gujaf-143	231	1	customers	customer	NOUN
gujaf-143	231	2	’	'	PUNCT
gujaf-143	231	3	perceptions	perception	NOUN
gujaf-143	231	4	on	on	ADP
gujaf-143	231	5	the	the	DET
gujaf-143	231	6	objectives	objective	NOUN
gujaf-143	231	7	,	,	PUNCT
gujaf-143	231	8	characteristics	characteristic	NOUN
gujaf-143	231	9	and	and	CCONJ
gujaf-143	231	10	selection	selection	NOUN
gujaf-143	231	11	criteria	criterion	NOUN
gujaf-143	231	12	of	of	ADP
gujaf-143	231	13	islamic	islamic	PROPN
gujaf-143	231	14	bank	bank	PROPN
gujaf-143	231	15	in	in	ADP
gujaf-143	231	16	thailand	thailand	PROPN
gujaf-143	231	17	.	.	PUNCT
gujaf-143	232	1	nasrina	nasrina	PROPN
gujaf-143	232	2	lateh	lateh	PROPN
gujaf-143	232	3	researcher	researcher	NOUN
gujaf-143	232	4	with	with	ADP
gujaf-143	232	5	thailand	thailand	PROPN
gujaf-143	232	6	embassy	embassy	PROPN
gujaf-143	232	7	office	office	NOUN
gujaf-143	232	8	based	base	VERB
gujaf-143	232	9	.	.	PUNCT
gujaf-143	233	1	international	international	ADJ
gujaf-143	233	2	journal	journal	PROPN
gujaf-143	233	3	of	of	ADP
gujaf-143	233	4	business	business	NOUN
gujaf-143	233	5	,	,	PUNCT
gujaf-143	233	6	11(2	11(2	NOUN
gujaf-143	233	7	)	)	PUNCT
gujaf-143	233	8	,	,	PUNCT
gujaf-143	233	9	167–189	167–189	NUM
gujaf-143	233	10	.	.	PUNCT
gujaf-143	234	1	mahdzan	mahdzan	PROPN
gujaf-143	234	2	,	,	PUNCT
gujaf-143	234	3	n.	n.	PROPN
gujaf-143	234	4	s.	s.	PROPN
gujaf-143	234	5	,	,	PUNCT
gujaf-143	234	6	zainudin	zainudin	PROPN
gujaf-143	234	7	,	,	PUNCT
gujaf-143	234	8	r.	r.	PROPN
gujaf-143	234	9	,	,	PUNCT
gujaf-143	234	10	&	&	CCONJ
gujaf-143	234	11	au	au	PROPN
gujaf-143	234	12	,	,	PUNCT
gujaf-143	234	13	s.	s.	PROPN
gujaf-143	234	14	f.	f.	PROPN
gujaf-143	234	15	(	(	PUNCT
gujaf-143	234	16	2017	2017	NUM
gujaf-143	234	17	)	)	PUNCT
gujaf-143	234	18	.	.	PUNCT
gujaf-143	235	1	the	the	DET
gujaf-143	235	2	adoption	adoption	NOUN
gujaf-143	235	3	of	of	ADP
gujaf-143	235	4	islamic	islamic	ADJ
gujaf-143	235	5	banking	banking	NOUN
gujaf-143	235	6	services	service	NOUN
gujaf-143	235	7	in	in	ADP
gujaf-143	235	8	malaysia	malaysia	PROPN
gujaf-143	235	9	.	.	PUNCT
gujaf-143	236	1	journal	journal	PROPN
gujaf-143	236	2	of	of	ADP
gujaf-143	236	3	islamic	islamic	PROPN
gujaf-143	236	4	marketing	marketing	NOUN
gujaf-143	236	5	,	,	PUNCT
gujaf-143	236	6	8(3	8(3	NUM
gujaf-143	236	7	)	)	PUNCT
gujaf-143	236	8	,	,	PUNCT
gujaf-143	236	9	496–512	496–512	NUM
gujaf-143	236	10	.	.	PUNCT
gujaf-143	237	1	https://doi.org/10.1108/jima-08-2015-0064	https://doi.org/10.1108/jima-08-2015-0064	PROPN
gujaf-143	237	2	mamman	mamman	NOUN
gujaf-143	237	3	,	,	PUNCT
gujaf-143	237	4	a.	a.	NOUN
gujaf-143	237	5	,	,	PUNCT
gujaf-143	237	6	abubakar	abubakar	PROPN
gujaf-143	237	7	,	,	PUNCT
gujaf-143	237	8	a.	a.	PROPN
gujaf-143	237	9	,	,	PUNCT
gujaf-143	237	10	&	&	CCONJ
gujaf-143	237	11	shagari	shagari	PROPN
gujaf-143	237	12	,	,	PUNCT
gujaf-143	237	13	j.	j.	PROPN
gujaf-143	237	14	n.	n.	PROPN
gujaf-143	237	15	(	(	PUNCT
gujaf-143	237	16	2017	2017	NUM
gujaf-143	237	17	)	)	PUNCT
gujaf-143	237	18	.	.	PUNCT
gujaf-143	238	1	consumers	consumer	NOUN
gujaf-143	238	2	’	’	PART
gujaf-143	238	3	perceptions	perception	NOUN
gujaf-143	238	4	on	on	ADP
gujaf-143	238	5	the	the	DET
gujaf-143	238	6	marketability	marketability	NOUN
gujaf-143	238	7	of	of	ADP
gujaf-143	238	8	non	non	ADJ
gujaf-143	238	9	-	-	ADJ
gujaf-143	238	10	interest	interest	ADJ
gujaf-143	238	11	banking	banking	NOUN
gujaf-143	238	12	services	service	NOUN
gujaf-143	238	13	in	in	ADP
gujaf-143	238	14	katsina	katsina	PROPN
gujaf-143	238	15	metropolis	metropolis	PROPN
gujaf-143	238	16	,	,	PUNCT
gujaf-143	238	17	nigeria	nigeria	PROPN
gujaf-143	238	18	.	.	PUNCT
gujaf-143	239	1	journal	journal	PROPN
gujaf-143	239	2	of	of	ADP
gujaf-143	239	3	business	business	PROPN
gujaf-143	239	4	administration	administration	NOUN
gujaf-143	239	5	,	,	PUNCT
gujaf-143	239	6	19	19	NUM
gujaf-143	239	7	(	(	PUNCT
gujaf-143	239	8	1	1	NUM
gujaf-143	239	9	&	&	CCONJ
gujaf-143	239	10	2	2	NUM
gujaf-143	239	11	)	)	PUNCT
gujaf-143	239	12	,	,	PUNCT
gujaf-143	239	13	94112	94112	NUM
gujaf-143	239	14	mawoli	mawoli	NOUN
gujaf-143	239	15	m.	m.	NOUN
gujaf-143	239	16	a.	a.	PROPN
gujaf-143	239	17	(	(	PUNCT
gujaf-143	239	18	n.d	n.d	PROPN
gujaf-143	239	19	.	.	PROPN
gujaf-143	239	20	)	)	PUNCT
gujaf-143	239	21	.	.	PUNCT
gujaf-143	240	1	a	a	DET
gujaf-143	240	2	survey	survey	NOUN
gujaf-143	240	3	of	of	ADP
gujaf-143	240	4	traders	trader	NOUN
gujaf-143	240	5	’	’	PART
gujaf-143	240	6	awareness	awareness	NOUN
gujaf-143	240	7	and	and	CCONJ
gujaf-143	240	8	preference	preference	NOUN
gujaf-143	240	9	for	for	ADP
gujaf-143	240	10	islamic	islamic	ADJ
gujaf-143	240	11	banking	banking	NOUN
gujaf-143	240	12	in	in	ADP
gujaf-143	240	13	selected	select	VERB
gujaf-143	240	14	shopping	shopping	NOUN
gujaf-143	240	15	complexes	complex	NOUN
gujaf-143	240	16	in	in	ADP
gujaf-143	240	17	niger	niger	PROPN
gujaf-143	240	18	state	state	NOUN
gujaf-143	240	19	,	,	PUNCT
gujaf-143	240	20	nigeria	nigeria	PROPN
gujaf-143	240	21	.	.	PUNCT
gujaf-143	241	1	electronic	electronic	ADJ
gujaf-143	241	2	copy	copy	NOUN
gujaf-143	241	3	at	at	ADP
gujaf-143	241	4	:	:	PUNCT
gujaf-143	241	5	https	https	NOUN
gujaf-143	241	6	:	:	PUNCT
gujaf-143	241	7	ssrn.com	ssrn.com	X
gujaf-143	241	8	/	/	SYM
gujaf-143	241	9	abstract=3065624	abstract=3065624	PROPN
gujaf-143	241	10	.	.	PUNCT
gujaf-143	242	1	naser	naser	PROPN
gujaf-143	242	2	,	,	PUNCT
gujaf-143	242	3	k.	k.	PROPN
gujaf-143	242	4	,	,	PUNCT
gujaf-143	242	5	salem	salem	PROPN
gujaf-143	242	6	,	,	PUNCT
gujaf-143	242	7	a.	a.	PROPN
gujaf-143	242	8	al	al	PROPN
gujaf-143	242	9	,	,	PUNCT
gujaf-143	242	10	&	&	CCONJ
gujaf-143	242	11	nuseibeh	nuseibeh	PROPN
gujaf-143	242	12	,	,	PUNCT
gujaf-143	242	13	r.	r.	PROPN
gujaf-143	242	14	(	(	PUNCT
gujaf-143	242	15	2013	2013	NUM
gujaf-143	242	16	)	)	PUNCT
gujaf-143	242	17	.	.	PUNCT
gujaf-143	243	1	customers	customer	NOUN
gujaf-143	243	2	awareness	awareness	NOUN
gujaf-143	243	3	and	and	CCONJ
gujaf-143	243	4	satisfaction	satisfaction	NOUN
gujaf-143	243	5	of	of	ADP
gujaf-143	243	6	islamic	islamic	ADJ
gujaf-143	243	7	banking	banking	NOUN
gujaf-143	243	8	products	product	NOUN
gujaf-143	243	9	and	and	CCONJ
gujaf-143	243	10	services	service	NOUN
gujaf-143	243	11	 	 	SPACE
gujaf-143	243	12	:	:	PUNCT
gujaf-143	243	13	evidence	evidence	NOUN
gujaf-143	243	14	from	from	ADP
gujaf-143	243	15	the	the	DET
gujaf-143	243	16	kuwait	kuwait	PROPN
gujaf-143	243	17	finance	finance	PROPN
gujaf-143	243	18	house	house	PROPN
gujaf-143	243	19	(	(	PUNCT
gujaf-143	243	20	note	note	NOUN
gujaf-143	243	21	1	1	NUM
gujaf-143	243	22	)	)	PUNCT
gujaf-143	243	23	.	.	PUNCT
gujaf-143	244	1	5(6	5(6	NUM
gujaf-143	244	2	)	)	PUNCT
gujaf-143	244	3	,	,	PUNCT
gujaf-143	245	1	185–199	185–199	NUM
gujaf-143	245	2	.	.	PUNCT
gujaf-143	246	1	https://doi.org/10.5539/ijms.v5n6p185	https://doi.org/10.5539/ijms.v5n6p185	PROPN
gujaf-143	246	2	naser	naser	PROPN
gujaf-143	246	3	,	,	PUNCT
gujaf-143	246	4	k.	k.	PROPN
gujaf-143	246	5	,	,	PUNCT
gujaf-143	246	6	&	&	CCONJ
gujaf-143	246	7	moutinho	moutinho	PROPN
gujaf-143	246	8	,	,	PUNCT
gujaf-143	246	9	l.	l.	PROPN
gujaf-143	246	10	(	(	PUNCT
gujaf-143	246	11	1997	1997	NUM
gujaf-143	246	12	)	)	PUNCT
gujaf-143	246	13	.	.	PUNCT
gujaf-143	247	1	strategic	strategic	ADJ
gujaf-143	247	2	marketing	marketing	NOUN
gujaf-143	247	3	management	management	NOUN
gujaf-143	247	4	:	:	PUNCT
gujaf-143	247	5	the	the	DET
gujaf-143	247	6	case	case	NOUN
gujaf-143	247	7	of	of	ADP
gujaf-143	247	8	islamic	islamic	ADJ
gujaf-143	247	9	banks	bank	NOUN
gujaf-143	247	10	.	.	PUNCT
gujaf-143	248	1	international	international	ADJ
gujaf-143	248	2	journal	journal	PROPN
gujaf-143	248	3	of	of	ADP
gujaf-143	248	4	bank	bank	PROPN
gujaf-143	248	5	marketing	marketing	NOUN
gujaf-143	248	6	,	,	PUNCT
gujaf-143	248	7	15(6	15(6	NUM
gujaf-143	248	8	)	)	PUNCT
gujaf-143	248	9	,	,	PUNCT
gujaf-143	248	10	187–203	187–203	NUM
gujaf-143	248	11	.	.	PUNCT
gujaf-143	249	1	http://dx.doi.org/10.1108/02652329710184424	http://dx.doi.org/10.1108/02652329710184424	PROPN
gujaf-143	249	2	rahman	rahman	PROPN
gujaf-143	249	3	,	,	PUNCT
gujaf-143	249	4	n.	n.	PROPN
gujaf-143	249	5	u.	u.	PROPN
gujaf-143	249	6	(	(	PUNCT
gujaf-143	249	7	2012).attitude	2012).attitude	NUM
gujaf-143	249	8	of	of	ADP
gujaf-143	249	9	muslims	muslims	PROPN
gujaf-143	249	10	towards	towards	ADP
gujaf-143	249	11	islamic	islamic	ADJ
gujaf-143	249	12	banking	banking	NOUN
gujaf-143	249	13	and	and	CCONJ
gujaf-143	249	14	finance	finance	NOUN
gujaf-143	249	15	in	in	ADP
gujaf-143	249	16	the	the	DET
gujaf-143	249	17	north	north	NOUN
gujaf-143	249	18	west	west	NOUN
gujaf-143	249	19	of	of	ADP
gujaf-143	249	20	england	england	PROPN
gujaf-143	249	21	:	:	PUNCT
gujaf-143	249	22	a	a	DET
gujaf-143	249	23	socio	socio	NOUN
gujaf-143	249	24	-	-	PUNCT
gujaf-143	249	25	economic	economic	ADJ
gujaf-143	249	26	perspective	perspective	NOUN
gujaf-143	249	27	.	.	PUNCT
gujaf-143	250	1	durham	durham	PROPN
gujaf-143	250	2	theses	theses	PROPN
gujaf-143	250	3	,	,	PUNCT
gujaf-143	250	4	16	16	NUM
gujaf-143	250	5	durham	durham	PROPN
gujaf-143	250	6	university	university	PROPN
gujaf-143	250	7	.	.	PUNCT
gujaf-143	250	8	available	available	ADJ
gujaf-143	250	9	at	at	ADP
gujaf-143	250	10	durham	durham	PROPN
gujaf-143	250	11	e	e	PROPN
gujaf-143	250	12	-	-	PROPN
gujaf-143	250	13	theses	theses	X
gujaf-143	250	14	online	online	ADV
gujaf-143	250	15	:	:	PUNCT
gujaf-143	250	16	http://etheses.dur.ac.uk/6394/	http://etheses.dur.ac.uk/6394/	PROPN
gujaf-143	250	17	rahman	rahman	PROPN
gujaf-143	250	18	,	,	PUNCT
gujaf-143	250	19	z.	z.	PROPN
gujaf-143	250	20	a.	a.	PROPN
gujaf-143	250	21	(	(	PUNCT
gujaf-143	250	22	2006	2006	NUM
gujaf-143	250	23	,	,	PUNCT
gujaf-143	250	24	june	june	PROPN
gujaf-143	250	25	28	28	NUM
gujaf-143	250	26	)	)	PUNCT
gujaf-143	250	27	.	.	PUNCT
gujaf-143	251	1	benarkah	benarkah	PROPN
gujaf-143	251	2	bank	bank	PROPN
gujaf-143	251	3	islam	islam	PROPN
gujaf-143	251	4	ini	ini	PROPN
gujaf-143	251	5	islam	islam	PROPN
gujaf-143	251	6	?	?	PUNCT
gujaf-143	252	1	http://zaharuddin.net/perbankan-&-insuran/78-benarkah-bank-islam-iniislam.html	http://zaharuddin.net/perbankan-&-insuran/78-benarkah-bank-islam-iniislam.html	PROPN
gujaf-143	252	2	saeed	saeed	PROPN
gujaf-143	252	3	,	,	PUNCT
gujaf-143	252	4	i.	i.	PROPN
gujaf-143	252	5	(	(	PUNCT
gujaf-143	252	6	2011	2011	NUM
gujaf-143	252	7	)	)	PUNCT
gujaf-143	252	8	.	.	PUNCT
gujaf-143	253	1	factors	factor	NOUN
gujaf-143	253	2	which	which	PRON
gujaf-143	253	3	motivate	motivate	VERB
gujaf-143	253	4	people	people	NOUN
gujaf-143	253	5	to	to	PART
gujaf-143	253	6	opt	opt	VERB
gujaf-143	253	7	for	for	ADP
gujaf-143	253	8	islamic	islamic	ADJ
gujaf-143	253	9	banking	banking	NOUN
gujaf-143	253	10	.	.	PUNCT
gujaf-143	254	1	journal	journal	PROPN
gujaf-143	254	2	of	of	ADP
gujaf-143	254	3	islamic	islamic	PROPN
gujaf-143	254	4	banking	banking	NOUN
gujaf-143	254	5	and	and	CCONJ
gujaf-143	254	6	finance	finance	NOUN
gujaf-143	254	7	,	,	PUNCT
gujaf-143	254	8	vol.25	vol.25	INTJ
gujaf-143	254	9	,	,	PUNCT
gujaf-143	254	10	no.4	no.4	PROPN
gujaf-143	254	11	,	,	PUNCT
gujaf-143	254	12	pp	pp	X
gujaf-143	254	13	.	.	PUNCT
gujaf-143	255	1	43	43	NUM
gujaf-143	255	2	-	-	SYM
gujaf-143	255	3	59	59	NUM
gujaf-143	255	4	.	.	PUNCT
gujaf-143	256	1	saini	saini	PROPN
gujaf-143	256	2	,	,	PUNCT
gujaf-143	256	3	y.	y.	PROPN
gujaf-143	256	4	,	,	PUNCT
gujaf-143	256	5	bick	bick	NOUN
gujaf-143	256	6	,	,	PUNCT
gujaf-143	256	7	g.	g.	PROPN
gujaf-143	256	8	,	,	PUNCT
gujaf-143	256	9	&	&	CCONJ
gujaf-143	256	10	abdulla	abdulla	PROPN
gujaf-143	256	11	,	,	PUNCT
gujaf-143	256	12	l.	l.	PROPN
gujaf-143	256	13	(	(	PUNCT
gujaf-143	256	14	2011	2011	NUM
gujaf-143	256	15	)	)	PUNCT
gujaf-143	256	16	.	.	PUNCT
gujaf-143	257	1	consumer	consumer	NOUN
gujaf-143	257	2	awareness	awareness	NOUN
gujaf-143	257	3	and	and	CCONJ
gujaf-143	257	4	usage	usage	NOUN
gujaf-143	257	5	of	of	ADP
gujaf-143	257	6	islamic	islamic	ADJ
gujaf-143	257	7	banking	banking	NOUN
gujaf-143	257	8	products	product	NOUN
gujaf-143	257	9	in	in	ADP
gujaf-143	257	10	south	south	PROPN
gujaf-143	257	11	africa	africa	PROPN
gujaf-143	257	12	.	.	PUNCT
gujaf-143	258	1	south	south	ADJ
gujaf-143	258	2	african	african	ADJ
gujaf-143	258	3	journal	journal	PROPN
gujaf-143	258	4	of	of	ADP
gujaf-143	258	5	economic	economic	ADJ
gujaf-143	258	6	and	and	CCONJ
gujaf-143	258	7	management	management	NOUN
gujaf-143	258	8	sciences	science	NOUN
gujaf-143	258	9	,	,	PUNCT
gujaf-143	258	10	14(3	14(3	NUM
gujaf-143	258	11	)	)	PUNCT
gujaf-143	258	12	,	,	PUNCT
gujaf-143	258	13	298–313	298–313	NUM
gujaf-143	258	14	.	.	PUNCT
gujaf-143	259	1	https://doi.org/10.4102/sajems.v14i3.193	https://doi.org/10.4102/sajems.v14i3.193	NOUN
gujaf-143	259	2	salvator	salvator	NOUN
gujaf-143	259	3	,	,	PUNCT
gujaf-143	259	4	d.	d.	PROPN
gujaf-143	259	5	,	,	PUNCT
gujaf-143	259	6	&	&	CCONJ
gujaf-143	259	7	reagle	reagle	PROPN
gujaf-143	259	8	,	,	PUNCT
gujaf-143	259	9	d.	d.	PROPN
gujaf-143	259	10	(	(	PUNCT
gujaf-143	259	11	2002	2002	NUM
gujaf-143	259	12	)	)	PUNCT
gujaf-143	259	13	.	.	PUNCT
gujaf-143	260	1	statistics	statistic	NOUN
gujaf-143	260	2	and	and	CCONJ
gujaf-143	260	3	econometrics	econometric	NOUN
gujaf-143	260	4	,	,	PUNCT
gujaf-143	260	5	2nd	2nd	PROPN
gujaf-143	260	6	edition	edition	NOUN
gujaf-143	260	7	.	.	PUNCT
gujaf-143	261	1	usa	usa	PROPN
gujaf-143	261	2	:	:	PUNCT
gujaf-143	261	3	macgaw	macgaw	PROPN
gujaf-143	261	4	-	-	PUNCT
gujaf-143	261	5	hill	hill	NOUN
gujaf-143	261	6	companies	company	NOUN
gujaf-143	261	7	lnc	lnc	PROPN
gujaf-143	261	8	.	.	PROPN
gujaf-143	261	9	taqi	taqi	PROPN
gujaf-143	261	10	,	,	PUNCT
gujaf-143	261	11	m.	m.	NOUN
gujaf-143	261	12	u.	u.	PROPN
gujaf-143	261	13	(	(	PUNCT
gujaf-143	261	14	2009	2009	NUM
gujaf-143	261	15	)	)	PUNCT
gujaf-143	261	16	.	.	PUNCT
gujaf-143	262	1	an	an	DET
gujaf-143	262	2	introduction	introduction	NOUN
gujaf-143	262	3	to	to	ADP
gujaf-143	262	4	islamic	islamic	ADJ
gujaf-143	262	5	finance	finance	NOUN
gujaf-143	262	6	:	:	PUNCT
gujaf-143	262	7	published	publish	VERB
gujaf-143	262	8	by	by	ADP
gujaf-143	262	9	iara	iara	PROPN
gujaf-143	262	10	isha’ate	isha’ate	PROPN
gujaf-143	262	11	-	-	PUNCT
gujaf-143	262	12	diniyat	diniyat	NOUN
gujaf-143	262	13	(	(	PUNCT
gujaf-143	262	14	p	p	PROPN
gujaf-143	262	15	)	)	PUNCT
gujaf-143	262	16	ltd	ltd	PROPN
gujaf-143	262	17	.	.	PROPN
gujaf-143	262	18	thambiah	thambiah	PROPN
gujaf-143	262	19	,	,	PUNCT
gujaf-143	262	20	s.	s.	PROPN
gujaf-143	262	21	,	,	PUNCT
gujaf-143	262	22	ismail	ismail	PROPN
gujaf-143	262	23	,	,	PUNCT
gujaf-143	262	24	h.	h.	PROPN
gujaf-143	262	25	,	,	PUNCT
gujaf-143	262	26	&	&	CCONJ
gujaf-143	262	27	eze	eze	PROPN
gujaf-143	262	28	,	,	PUNCT
gujaf-143	262	29	u.	u.	PROPN
gujaf-143	262	30	c.	c.	PROPN
gujaf-143	262	31	(	(	PUNCT
gujaf-143	262	32	2011	2011	NUM
gujaf-143	262	33	)	)	PUNCT
gujaf-143	262	34	.	.	PUNCT
gujaf-143	263	1	customer	customer	NOUN
gujaf-143	263	2	awareness	awareness	NOUN
gujaf-143	263	3	and	and	CCONJ
gujaf-143	263	4	current	current	ADJ
gujaf-143	263	5	usage	usage	NOUN
gujaf-143	263	6	of	of	ADP
gujaf-143	263	7	islamic	islamic	ADJ
gujaf-143	263	8	retail	retail	ADJ
gujaf-143	263	9	banking	banking	NOUN
gujaf-143	263	10	products	product	NOUN
gujaf-143	263	11	and	and	CCONJ
gujaf-143	263	12	services	service	NOUN
gujaf-143	263	13	in	in	ADP
gujaf-143	263	14	.	.	PUNCT
gujaf-143	264	1	malaysia	malaysia	PROPN
gujaf-143	264	2	.	.	PUNCT
gujaf-143	265	1	australian	australian	ADJ
gujaf-143	265	2	journal	journal	NOUN
gujaf-143	265	3	of	of	ADP
gujaf-143	265	4	basic	basic	ADJ
gujaf-143	265	5	and	and	CCONJ
gujaf-143	265	6	applied	applied	ADJ
gujaf-143	265	7	sciences	science	NOUN
gujaf-143	265	8	,	,	PUNCT
gujaf-143	265	9	667	667	NUM
gujaf-143	265	10	-	-	SYM
gujaf-143	265	11	671	671	NUM
gujaf-143	265	12	.	.	PUNCT
gujaf-143	266	1	umar	umar	PROPN
gujaf-143	266	2	,	,	PUNCT
gujaf-143	266	3	u.	u.	PROPN
gujaf-143	266	4	h.	h.	PROPN
gujaf-143	266	5	(	(	PUNCT
gujaf-143	266	6	2020	2020	NUM
gujaf-143	266	7	)	)	PUNCT
gujaf-143	266	8	.	.	PUNCT
gujaf-143	267	1	the	the	DET
gujaf-143	267	2	business	business	NOUN
gujaf-143	267	3	financial	financial	ADJ
gujaf-143	267	4	inclusion	inclusion	NOUN
gujaf-143	267	5	benefits	benefit	NOUN
gujaf-143	267	6	from	from	ADP
gujaf-143	267	7	an	an	DET
gujaf-143	267	8	islamic	islamic	ADJ
gujaf-143	267	9	point	point	NOUN
gujaf-143	267	10	of	of	ADP
gujaf-143	267	11	view	view	NOUN
gujaf-143	267	12	:	:	PUNCT
gujaf-143	267	13	a	a	DET
gujaf-143	267	14	qualitative	qualitative	ADJ
gujaf-143	267	15	inquiry	inquiry	NOUN
gujaf-143	267	16	.	.	PUNCT
gujaf-143	268	1	islamic	islamic	ADJ
gujaf-143	268	2	economic	economic	ADJ
gujaf-143	268	3	studies	study	NOUN
gujaf-143	268	4	,	,	PUNCT
gujaf-143	268	5	28(1	28(1	NOUN
gujaf-143	268	6	)	)	PUNCT
gujaf-143	268	7	,	,	PUNCT
gujaf-143	268	8	83	83	NUM
gujaf-143	268	9	-	-	SYM
gujaf-143	268	10	100	100	NUM
gujaf-143	268	11	.	.	PUNCT
gujaf-143	269	1	unegbu	unegbu	NOUN
gujaf-143	269	2	,	,	PUNCT
gujaf-143	269	3	v.	v.	PROPN
gujaf-143	269	4	(	(	PUNCT
gujaf-143	269	5	2016	2016	NUM
gujaf-143	269	6	)	)	PUNCT
gujaf-143	269	7	.	.	PUNCT
gujaf-143	270	1	awareness	awareness	NOUN
gujaf-143	270	2	and	and	CCONJ
gujaf-143	270	3	use	use	NOUN
gujaf-143	270	4	of	of	ADP
gujaf-143	270	5	islamic	islamic	ADJ
gujaf-143	270	6	banking	banking	NOUN
gujaf-143	270	7	in	in	ADP
gujaf-143	270	8	nigeria	nigeria	PROPN
gujaf-143	270	9	.	.	PUNCT
gujaf-143	271	1	august	august	PROPN
gujaf-143	271	2	2013	2013	NUM
gujaf-143	271	3	.	.	PUNCT
gujaf-143	272	1	https://doi.org/10.12816/0002355	https://doi.org/10.12816/0002355	PROPN
gujaf-143	272	2	uzair	uzair	PROPN
gujaf-143	272	3	,	,	PUNCT
gujaf-143	272	4	m.	m.	NOUN
gujaf-143	272	5	(	(	PUNCT
gujaf-143	272	6	1955	1955	NUM
gujaf-143	272	7	)	)	PUNCT
gujaf-143	272	8	.	.	PUNCT
gujaf-143	273	1	an	an	DET
gujaf-143	273	2	outline	outline	NOUN
gujaf-143	273	3	of	of	ADP
gujaf-143	273	4	interest	interest	NOUN
gujaf-143	273	5	less	less	ADJ
gujaf-143	273	6	banking	banking	NOUN
gujaf-143	273	7	.	.	PUNCT
gujaf-143	274	1	raihan	raihan	PROPN
gujaf-143	274	2	publications	publication	NOUN
gujaf-143	274	3	.	.	PUNCT
gujaf-143	275	1	vrajlal	vrajlal	PROPN
gujaf-143	275	2	,	,	PUNCT
gujaf-143	275	3	s.(2015	s.(2015	PROPN
gujaf-143	275	4	)	)	PUNCT
gujaf-143	275	5	.	.	PUNCT
gujaf-143	276	1	jaiz	jaiz	PROPN
gujaf-143	276	2	bank	bank	PROPN
gujaf-143	276	3	,	,	PUNCT
gujaf-143	276	4	nigeria	nigeria	PROPN
gujaf-143	276	5	:	:	PUNCT
gujaf-143	276	6	a	a	DET
gujaf-143	276	7	case	case	NOUN
gujaf-143	276	8	study	study	NOUN
gujaf-143	276	9	on	on	ADP
gujaf-143	276	10	non	non	ADJ
gujaf-143	276	11	-	-	ADJ
gujaf-143	276	12	interest	interest	ADJ
gujaf-143	276	13	bank	bank	NOUN
gujaf-143	276	14	,	,	PUNCT
gujaf-143	276	15	american	american	PROPN
gujaf-143	276	16	university	university	PROPN
gujaf-143	276	17	of	of	ADP
gujaf-143	276	18	nigeria	nigeria	PROPN
gujaf-143	276	19	.	.	PUNCT
gujaf-143	277	1	https://mpra.ub.uni-muenchen.de/68763/	https://mpra.ub.uni-muenchen.de/68763/	PROPN
gujaf-143	277	2	wasimah	wasimah	PROPN
gujaf-143	277	3	,	,	PUNCT
gujaf-143	277	4	t.	t.	PROPN
gujaf-143	277	5	,	,	PUNCT
gujaf-143	277	6	harun	harun	PROPN
gujaf-143	277	7	,	,	PUNCT
gujaf-143	277	8	r.	r.	PROPN
gujaf-143	277	9	,	,	PUNCT
gujaf-143	277	10	rashid	rashid	PROPN
gujaf-143	277	11	,	,	PUNCT
gujaf-143	277	12	r.	r.	PROPN
gujaf-143	277	13	a.	a.	PROPN
gujaf-143	277	14	,	,	PUNCT
gujaf-143	277	15	&	&	CCONJ
gujaf-143	277	16	hamed	hamed	PROPN
gujaf-143	277	17	,	,	PUNCT
gujaf-143	277	18	a.	a.	PROPN
gujaf-143	277	19	b.	b.	PROPN
gujaf-143	277	20	(	(	PUNCT
gujaf-143	277	21	2015	2015	NUM
gujaf-143	277	22	)	)	PUNCT
gujaf-143	277	23	.	.	PUNCT
gujaf-143	278	1	factors	factor	NOUN
gujaf-143	278	2	influencing	influence	VERB
gujaf-143	278	3	products	product	NOUN
gujaf-143	278	4	’	'	PUNCT
gujaf-143	278	5	knowledge	knowledge	NOUN
gujaf-143	278	6	of	of	ADP
gujaf-143	278	7	islamic	islamic	ADJ
gujaf-143	278	8	banking	banking	NOUN
gujaf-143	278	9	employees	employee	NOUN
gujaf-143	278	10	.	.	PUNCT
gujaf-143	279	1	3(1	3(1	NUM
gujaf-143	279	2	)	)	PUNCT
gujaf-143	280	1	,	,	PUNCT
gujaf-143	280	2	23–33	23–33	NUM
gujaf-143	280	3	.	.	PUNCT
gujaf-143	281	1	https://doi.org/10.15640/jisc.v3n1a4	https://doi.org/10.15640/jisc.v3n1a4	PROPN
gujaf-143	281	2	yahaya	yahaya	PROPN
gujaf-143	281	3	,	,	PUNCT
gujaf-143	281	4	b.	b.	PROPN
gujaf-143	281	5	(	(	PUNCT
gujaf-143	281	6	2016	2016	NUM
gujaf-143	281	7	)	)	PUNCT
gujaf-143	281	8	.	.	PUNCT
gujaf-143	282	1	influence	influence	NOUN
gujaf-143	282	2	of	of	ADP
gujaf-143	282	3	awareness	awareness	NOUN
gujaf-143	282	4	and	and	CCONJ
gujaf-143	282	5	perception	perception	NOUN
gujaf-143	282	6	of	of	ADP
gujaf-143	282	7	potential	potential	ADJ
gujaf-143	282	8	customers	customer	NOUN
gujaf-143	282	9	on	on	ADP
gujaf-143	282	10	willingness	willingness	NOUN
gujaf-143	282	11	to	to	PART
gujaf-143	282	12	adopt	adopt	VERB
gujaf-143	282	13	islamic	islamic	ADJ
gujaf-143	282	14	banking	banking	NOUN
gujaf-143	282	15	in	in	ADP
gujaf-143	282	16	nigeria	nigeria	PROPN
gujaf-143	282	17	.	.	PUNCT
gujaf-143	283	1	bakolori	bakolori	PROPN
gujaf-143	283	2	journal	journal	PROPN
gujaf-143	283	3	of	of	ADP
gujaf-143	283	4	general	general	ADJ
gujaf-143	283	5	studies	study	NOUN
gujaf-143	283	6	,	,	PUNCT
gujaf-143	283	7	11(1	11(1	NUM
gujaf-143	283	8	)	)	PUNCT
gujaf-143	283	9	,	,	PUNCT
gujaf-143	283	10	2973–2986	2973–2986	NUM
gujaf-143	283	11	.	.	PUNCT
gujaf-143	284	1	yates	yates	PROPN
gujaf-143	284	2	,	,	PUNCT
gujaf-143	284	3	f.	f.	PROPN
gujaf-143	284	4	(	(	PUNCT
gujaf-143	284	5	1971	1971	NUM
gujaf-143	284	6	)	)	PUNCT
gujaf-143	284	7	.	.	PUNCT
gujaf-143	285	1	sampling	sample	VERB
gujaf-143	285	2	methods	method	NOUN
gujaf-143	285	3	for	for	ADP
gujaf-143	285	4	censuses	census	NOUN
gujaf-143	285	5	and	and	CCONJ
gujaf-143	285	6	surveys	survey	NOUN
gujaf-143	285	7	.	.	PUNCT
gujaf-143	286	1	3rd	3rd	ADJ
gujaf-143	286	2	ed	ed	NOUN
gujaf-143	286	3	.	.	PUNCT
gujaf-143	287	1	yusuf	yusuf	PROPN
gujaf-143	287	2	,	,	PUNCT
gujaf-143	287	3	m.	m.	NOUN
gujaf-143	287	4	s	s	PROPN
gujaf-143	287	5	,	,	PUNCT
gujaf-143	287	6	&	&	CCONJ
gujaf-143	287	7	isa	isa	PROPN
gujaf-143	287	8	,	,	PUNCT
gujaf-143	287	9	m.	m.	NOUN
gujaf-143	287	10	y.	y.	PROPN
gujaf-143	287	11	(	(	PUNCT
gujaf-143	287	12	2021	2021	NUM
gujaf-143	287	13	)	)	PUNCT
gujaf-143	287	14	.	.	PUNCT
gujaf-143	288	1	the	the	DET
gujaf-143	288	2	impact	impact	NOUN
gujaf-143	288	3	of	of	ADP
gujaf-143	288	4	ijarah	ijarah	NOUN
gujaf-143	288	5	/	/	SYM
gujaf-143	288	6	lease	lease	NOUN
gujaf-143	288	7	financing	financing	NOUN
gujaf-143	288	8	on	on	ADP
gujaf-143	288	9	malaysian	malaysian	ADJ
gujaf-143	288	10	islamic	islamic	PROPN
gujaf-143	288	11	bank	bank	PROPN
gujaf-143	288	12	performance	performance	NOUN
gujaf-143	288	13	.	.	PUNCT
gujaf-143	289	1	international	international	ADJ
gujaf-143	289	2	journal	journal	PROPN
gujaf-143	289	3	of	of	ADP
gujaf-143	289	4	islamic	islamic	PROPN
gujaf-143	289	5	business	business	NOUN
gujaf-143	289	6	,	,	PUNCT
gujaf-143	289	7	6(1	6(1	NUM
gujaf-143	289	8	)	)	PUNCT
gujaf-143	289	9	,	,	PUNCT
gujaf-143	289	10	49	49	NUM
gujaf-143	289	11	-	-	SYM
gujaf-143	289	12	58	58	NUM
gujaf-143	289	13	.	.	PUNCT
gujaf-143	290	1	zainol	zainol	PROPN
gujaf-143	290	2	,	,	PUNCT
gujaf-143	290	3	z.	z.	PROPN
gujaf-143	290	4	,	,	PUNCT
gujaf-143	290	5	shaari	shaari	PROPN
gujaf-143	290	6	,	,	PUNCT
gujaf-143	290	7	r.	r.	PROPN
gujaf-143	290	8	,	,	PUNCT
gujaf-143	290	9	&	&	CCONJ
gujaf-143	290	10	ali	ali	PROPN
gujaf-143	290	11	,	,	PUNCT
gujaf-143	290	12	h.	h.	PROPN
gujaf-143	290	13	m.	m.	PROPN
gujaf-143	290	14	(	(	PUNCT
gujaf-143	290	15	2008	2008	NUM
gujaf-143	290	16	)	)	PUNCT
gujaf-143	290	17	.	.	PUNCT
gujaf-143	291	1	a	a	DET
gujaf-143	291	2	comparative	comparative	ADJ
gujaf-143	291	3	analysis	analysis	NOUN
gujaf-143	291	4	of	of	ADP
gujaf-143	291	5	bankers	banker	NOUN
gujaf-143	291	6	'	'	PART
gujaf-143	291	7	perceptions	perception	NOUN
gujaf-143	291	8	on	on	ADP
gujaf-143	291	9	islamic	islamic	ADJ
gujaf-143	291	10	banking	banking	NOUN
gujaf-143	291	11	.	.	PUNCT
gujaf-143	292	1	international	international	ADJ
gujaf-143	292	2	journal	journal	PROPN
gujaf-143	292	3	of	of	ADP
gujaf-143	292	4	business	business	NOUN
gujaf-143	292	5	and	and	CCONJ
gujaf-143	292	6	management	management	NOUN
gujaf-143	292	7	,	,	PUNCT
gujaf-143	292	8	157	157	NUM
gujaf-143	292	9	-	-	SYM
gujaf-143	292	10	168	168	NUM
gujaf-143	292	11	.	.	PUNCT
gujaf-143	293	1	http://etheses.dur.ac.uk/6394/	http://etheses.dur.ac.uk/6394/	NOUN
gujaf-143	293	2	http://zaharuddin.net/perbankan-&-insuran/78-benarkah-bank-islam-ini-islam.html	http://zaharuddin.net/perbankan-&-insuran/78-benarkah-bank-islam-ini-islam.html	PROPN
gujaf-143	294	1	http://zaharuddin.net/perbankan-&-insuran/78-benarkah-bank-islam-ini-islam.html	http://zaharuddin.net/perbankan-&-insuran/78-benarkah-bank-islam-ini-islam.html	PROPN
gujaf-143	294	2	https://mpra.ub.uni-muenchen.de/68763/	https://mpra.ub.uni-muenchen.de/68763/	PROPN
gujaf-143	294	3	17	17	NUM