id	sid	tid	token	lemma	pos
gujaf-442	1	1	microsoft	microsoft	PROPN
gujaf-442	1	2	word	word	PROPN
gujaf-442	1	3	006mw	006mw	PROPN
gujaf-442	1	4	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	1	5	,	,	PUNCT
gujaf-442	1	6	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	1	7	gusau	gusau	ADJ
gujaf-442	1	8	journal	journal	NOUN
gujaf-442	1	9	of	of	ADP
gujaf-442	1	10	accountingandfinance	accountingandfinance	NOUN
gujaf-442	1	11	(	(	PUNCT
gujaf-442	1	12	gujaf	gujaf	NOUN
gujaf-442	1	13	)	)	PUNCT
gujaf-442	2	1	vol.5issue1,april,2024issn:2756	vol.5issue1,april,2024issn:2756	NOUN
gujaf-442	2	2	-	-	PUNCT
gujaf-442	2	3	665x	665x	PROPN
gujaf-442	2	4	a	a	DET
gujaf-442	2	5	publication	publication	NOUN
gujaf-442	2	6	of	of	ADP
gujaf-442	2	7	departmentofaccountingandfinance	departmentofaccountingandfinance	NOUN
gujaf-442	2	8	,	,	PUNCT
gujaf-442	2	9	faculty	faculty	NOUN
gujaf-442	2	10	of	of	ADP
gujaf-442	2	11	management	management	NOUN
gujaf-442	2	12	and	and	CCONJ
gujaf-442	2	13	social	social	ADJ
gujaf-442	2	14	sciences	science	NOUN
gujaf-442	2	15	,	,	PUNCT
gujaf-442	2	16	federaluniversitygusau	federaluniversitygusau	ADJ
gujaf-442	2	17	,	,	PUNCT
gujaf-442	2	18	zamfarastate	zamfarastate	PROPN
gujaf-442	2	19	-	-	PUNCT
gujaf-442	2	20	nigeria	nigeria	PROPN
gujaf-442	2	21	©	©	PROPN
gujaf-442	2	22	departmentofaccountingandfinance	departmentofaccountingandfinance	NOUN
gujaf-442	2	23	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	2	24	,	,	PUNCT
gujaf-442	2	25	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	2	26	ii	ii	PROPN
gujaf-442	2	27	vol.5issue1	vol.5issue1	PROPN
gujaf-442	2	28	april	april	PROPN
gujaf-442	2	29	,	,	PUNCT
gujaf-442	2	30	2024	2024	NUM
gujaf-442	2	31	issn:2756	issn:2756	NOUN
gujaf-442	2	32	-	-	PUNCT
gujaf-442	2	33	665x	665x	NOUN
gujaf-442	2	34	a	a	DET
gujaf-442	2	35	publication	publication	NOUN
gujaf-442	2	36	of	of	ADP
gujaf-442	2	37	departmentofaccountingandfinance	departmentofaccountingandfinance	NOUN
gujaf-442	2	38	,	,	PUNCT
gujaf-442	2	39	faculty	faculty	NOUN
gujaf-442	2	40	of	of	ADP
gujaf-442	2	41	management	management	NOUN
gujaf-442	2	42	and	and	CCONJ
gujaf-442	2	43	social	social	ADJ
gujaf-442	2	44	sciences	science	NOUN
gujaf-442	2	45	,	,	PUNCT
gujaf-442	2	46	federaluniversitygusau	federaluniversitygusau	ADJ
gujaf-442	2	47	,	,	PUNCT
gujaf-442	2	48	zamfarastate	zamfarastate	NOUN
gujaf-442	2	49	-	-	PUNCT
gujaf-442	2	50	nigeria	nigeria	PROPN
gujaf-442	2	51	all	all	PRON
gujaf-442	2	52	rightsreserved	rightsreserve	VERB
gujaf-442	2	53	except	except	SCONJ
gujaf-442	2	54	for	for	ADP
gujaf-442	2	55	academic	academic	ADJ
gujaf-442	2	56	purposes	purpose	NOUN
gujaf-442	2	57	no	no	DET
gujaf-442	2	58	part	part	NOUN
gujaf-442	2	59	or	or	CCONJ
gujaf-442	2	60	whole	whole	NOUN
gujaf-442	2	61	of	of	ADP
gujaf-442	2	62	this	this	DET
gujaf-442	2	63	publication	publication	NOUN
gujaf-442	2	64	is	be	AUX
gujaf-442	2	65	allowed	allow	VERB
gujaf-442	2	66	to	to	PART
gujaf-442	2	67	be	be	AUX
gujaf-442	2	68	reproduced	reproduce	VERB
gujaf-442	2	69	,	,	PUNCT
gujaf-442	2	70	stored	store	VERB
gujaf-442	2	71	in	in	ADP
gujaf-442	2	72	a	a	DET
gujaf-442	2	73	retrieval	retrieval	NOUN
gujaf-442	2	74	system	system	NOUN
gujaf-442	2	75	or	or	CCONJ
gujaf-442	2	76	transmitted	transmit	VERB
gujaf-442	2	77	in	in	ADP
gujaf-442	2	78	any	any	DET
gujaf-442	2	79	form	form	NOUN
gujaf-442	2	80	or	or	CCONJ
gujaf-442	2	81	by	by	ADP
gujaf-442	2	82	any	any	DET
gujaf-442	2	83	means	mean	NOUN
gujaf-442	2	84	be	be	AUX
gujaf-442	2	85	it	it	PRON
gujaf-442	2	86	mechanical	mechanical	ADJ
gujaf-442	2	87	,	,	PUNCT
gujaf-442	2	88	electrical	electrical	ADJ
gujaf-442	2	89	,	,	PUNCT
gujaf-442	2	90	photocopying	photocopying	NOUN
gujaf-442	2	91	,	,	PUNCT
gujaf-442	2	92	recordingorotherwise	recordingorotherwise	ADJ
gujaf-442	2	93	,	,	PUNCT
gujaf-442	2	94	withoutpriorpermissionofthe	withoutpriorpermissionofthe	DET
gujaf-442	2	95	copyright	copyright	NOUN
gujaf-442	2	96	owner	owner	NOUN
gujaf-442	2	97	.	.	PUNCT
gujaf-442	3	1	publishedandprinted	publishedandprinte	VERB
gujaf-442	3	2	by	by	ADP
gujaf-442	3	3	:	:	PUNCT
gujaf-442	3	4	ahmadubellouniversitypresslimited	ahmadubellouniversitypresslimite	VERB
gujaf-442	3	5	,	,	PUNCT
gujaf-442	3	6	zaria	zaria	PROPN
gujaf-442	3	7	kaduna	kaduna	PROPN
gujaf-442	3	8	state	state	PROPN
gujaf-442	3	9	,	,	PUNCT
gujaf-442	3	10	nigeria	nigeria	PROPN
gujaf-442	3	11	.	.	PUNCT
gujaf-442	4	1	tel:08065949711,069	tel:08065949711,069	NOUN
gujaf-442	4	2	-	-	SYM
gujaf-442	4	3	879121	879121	NUM
gujaf-442	4	4	e	e	NOUN
gujaf-442	4	5	-	-	NOUN
gujaf-442	4	6	mail	mail	NOUN
gujaf-442	4	7	:	:	PUNCT
gujaf-442	4	8	abupress2013@gmail.comabupress2020@y	abupress2013@gmail.comabupress2020@y	X
gujaf-442	4	9	ahoo.com	ahoo.com	X
gujaf-442	4	10	website	website	NOUN
gujaf-442	4	11	:	:	PUNCT
gujaf-442	4	12	www.abupress.com.ng	www.abupress.com.ng	ADJ
gujaf-442	4	13	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	4	14	,	,	PUNCT
gujaf-442	4	15	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	4	16	iii	iii	NUM
gujaf-442	4	17	editorialboard	editorialboard	NOUN
gujaf-442	4	18	editor	editor	NOUN
gujaf-442	4	19	-	-	PUNCT
gujaf-442	4	20	in	in	ADP
gujaf-442	4	21	-	-	PUNCT
gujaf-442	4	22	chief	chief	NOUN
gujaf-442	4	23	:	:	PUNCT
gujaf-442	4	24	prof.shehuusman	prof.shehuusman	PROPN
gujaf-442	4	25	hassan	hassan	PROPN
gujaf-442	4	26	departmentofaccounting	departmentofaccounte	VERB
gujaf-442	4	27	,	,	PUNCT
gujaf-442	4	28	federaluniversityofkashere	federaluniversityofkashere	NOUN
gujaf-442	4	29	,	,	PUNCT
gujaf-442	4	30	gombe	gombe	ADJ
gujaf-442	4	31	state	state	NOUN
gujaf-442	4	32	.	.	PUNCT
gujaf-442	5	1	associate	associate	PROPN
gujaf-442	5	2	editor	editor	NOUN
gujaf-442	5	3	:	:	PUNCT
gujaf-442	5	4	dr.muhammadmustapha	dr.muhammadmustapha	X
gujaf-442	6	1	bagudo	bagudo	PROPN
gujaf-442	6	2	departmentofaccounting	departmentofaccounting	NOUN
gujaf-442	6	3	,	,	PUNCT
gujaf-442	6	4	ahmadu	ahmadu	NOUN
gujaf-442	6	5	bellouniversityzaria	bellouniversityzaria	NOUN
gujaf-442	6	6	,	,	PUNCT
gujaf-442	6	7	kaduna	kaduna	PROPN
gujaf-442	6	8	state	state	PROPN
gujaf-442	6	9	.	.	PUNCT
gujaf-442	7	1	managingeditor	managingeditor	NOUN
gujaf-442	7	2	:	:	PUNCT
gujaf-442	7	3	umarfaroukabdulkarim	umarfaroukabdulkarim	PROPN
gujaf-442	7	4	departmentofaccountingand	departmentofaccountingand	NOUN
gujaf-442	7	5	finance	finance	NOUN
gujaf-442	7	6	,	,	PUNCT
gujaf-442	7	7	federaluniversitygusau	federaluniversitygusau	ADJ
gujaf-442	7	8	,	,	PUNCT
gujaf-442	7	9	zamfarastate	zamfarastate	NOUN
gujaf-442	7	10	.	.	PUNCT
gujaf-442	8	1	editorial	editorial	NOUN
gujaf-442	8	2	board	board	NOUN
gujaf-442	8	3	prof.ahmadmodukumshe	prof.ahmadmodukumshe	PRON
gujaf-442	8	4	departmentof	departmentof	VERB
gujaf-442	8	5	accounting	account	VERB
gujaf-442	8	6	,	,	PUNCT
gujaf-442	8	7	universityofmaiduguri	universityofmaiduguri	NOUN
gujaf-442	8	8	,	,	PUNCT
gujaf-442	8	9	bornostate	bornostate	NOUN
gujaf-442	8	10	.	.	PUNCT
gujaf-442	9	1	profugochukwuc.nzewi	profugochukwuc.nzewi	NUM
gujaf-442	9	2	departmentof	departmentof	PROPN
gujaf-442	9	3	accounting	accounting	NOUN
gujaf-442	9	4	,	,	PUNCT
gujaf-442	9	5	pauluniversityawka	pauluniversityawka	NOUN
gujaf-442	9	6	,	,	PUNCT
gujaf-442	9	7	anambrastate	anambrastate	ADJ
gujaf-442	9	8	.	.	PUNCT
gujaf-442	10	1	prof	prof	PROPN
gujaf-442	10	2	kabirtahirhamid	kabirtahirhamid	PROPN
gujaf-442	10	3	departmentofaccounting	departmentofaccounte	VERB
gujaf-442	10	4	,	,	PUNCT
gujaf-442	10	5	bayerouniversity	bayerouniversity	NOUN
gujaf-442	10	6	,	,	PUNCT
gujaf-442	10	7	kano	kano	PROPN
gujaf-442	10	8	,	,	PUNCT
gujaf-442	10	9	kano	kano	PROPN
gujaf-442	10	10	state	state	PROPN
gujaf-442	10	11	.	.	PUNCT
gujaf-442	11	1	prof.ekojab.ekoja	prof.ekojab.ekoja	PROPN
gujaf-442	11	2	departmentof	departmentof	PROPN
gujaf-442	11	3	accounting	account	VERB
gujaf-442	11	4	,	,	PUNCT
gujaf-442	11	5	universityof	universityof	PROPN
gujaf-442	11	6	jos	jos	PROPN
gujaf-442	11	7	.	.	PROPN
gujaf-442	12	1	prof.cliffordofurum	prof.cliffordofurum	PROPN
gujaf-442	12	2	departmentof	departmentof	PROPN
gujaf-442	12	3	accounting	account	VERB
gujaf-442	12	4	,	,	PUNCT
gujaf-442	12	5	universityof	universityof	PROPN
gujaf-442	12	6	portharcourt	portharcourt	PROPN
gujaf-442	12	7	,	,	PUNCT
gujaf-442	12	8	rivers	river	NOUN
gujaf-442	12	9	state	state	NOUN
gujaf-442	12	10	.	.	PUNCT
gujaf-442	13	1	prof.ahmadbello	prof.ahmadbello	PROPN
gujaf-442	13	2	dogarawa	dogarawa	PROPN
gujaf-442	13	3	departmentof	departmentof	PROPN
gujaf-442	13	4	accounting	accounting	NOUN
gujaf-442	13	5	,	,	PUNCT
gujaf-442	13	6	ahmadubellouniversityzaria	ahmadubellouniversityzaria	PROPN
gujaf-442	13	7	.	.	PUNCT
gujaf-442	14	1	prof.yusuf.b	prof.yusuf.b	PROPN
gujaf-442	14	2	.	.	PUNCT
gujaf-442	15	1	rahman	rahman	PROPN
gujaf-442	15	2	departmentofaccounting	departmentofaccounting	NOUN
gujaf-442	15	3	,	,	PUNCT
gujaf-442	15	4	lagosstateuniversity	lagosstateuniversity	NOUN
gujaf-442	15	5	,	,	PUNCT
gujaf-442	15	6	lagos	lagos	NOUN
gujaf-442	15	7	state	state	NOUN
gujaf-442	15	8	.	.	PUNCT
gujaf-442	16	1	prof.suleimana.s.aruwa	prof.suleimana.s.aruwa	PROPN
gujaf-442	16	2	departmentofaccounting	departmentofaccounte	VERB
gujaf-442	16	3	,	,	PUNCT
gujaf-442	16	4	nasarawastateuniversity	nasarawastateuniversity	NOUN
gujaf-442	16	5	,	,	PUNCT
gujaf-442	16	6	keffi	keffi	PROPN
gujaf-442	16	7	,	,	PUNCT
gujaf-442	16	8	nasarawa	nasarawa	PROPN
gujaf-442	16	9	state	state	NOUN
gujaf-442	16	10	.	.	PUNCT
gujaf-442	17	1	prof.muhammadjunaidu	prof.muhammadjunaidu	PROPN
gujaf-442	17	2	kurawa	kurawa	PROPN
gujaf-442	17	3	departmentof	departmentof	PROPN
gujaf-442	17	4	accounting	accounting	PROPN
gujaf-442	17	5	,	,	PUNCT
gujaf-442	17	6	bayerouniversitykano	bayerouniversitykano	NOUN
gujaf-442	17	7	,	,	PUNCT
gujaf-442	17	8	kanostate	kanostate	ADJ
gujaf-442	17	9	.	.	PUNCT
gujaf-442	18	1	prof.muhammadhabibusabari	prof.muhammadhabibusabari	PROPN
gujaf-442	18	2	departmentofaccounting	departmentofaccounting	NOUN
gujaf-442	18	3	,	,	PUNCT
gujaf-442	18	4	ahmadu	ahmadu	NOUN
gujaf-442	18	5	bellouniversity	bellouniversity	NOUN
gujaf-442	18	6	,	,	PUNCT
gujaf-442	18	7	zaria	zaria	PROPN
gujaf-442	18	8	.	.	PUNCT
gujaf-442	19	1	prof.okpanachijoshua	prof.okpanachijoshua	PROPN
gujaf-442	19	2	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	19	3	,	,	PUNCT
gujaf-442	19	4	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	19	5	iv	iv	NUM
gujaf-442	19	6	departmentof	departmentof	PROPN
gujaf-442	19	7	accountingandmanagement	accountingandmanagement	NOUN
gujaf-442	19	8	,	,	PUNCT
gujaf-442	19	9	nigeriandefenceacademy	nigeriandefenceacademy	PROPN
gujaf-442	19	10	,	,	PUNCT
gujaf-442	19	11	kaduna	kaduna	PROPN
gujaf-442	19	12	.	.	PUNCT
gujaf-442	20	1	prof.hassanibrahim	prof.hassanibrahim	PROPN
gujaf-442	20	2	departmentofaccounting	departmentofaccounte	VERB
gujaf-442	20	3	,	,	PUNCT
gujaf-442	20	4	ibbuniversity	ibbuniversity	NOUN
gujaf-442	20	5	,	,	PUNCT
gujaf-442	20	6	lapai	lapai	NOUN
gujaf-442	20	7	,	,	PUNCT
gujaf-442	20	8	niger	niger	NOUN
gujaf-442	20	9	state	state	NOUN
gujaf-442	20	10	.	.	PUNCT
gujaf-442	21	1	prof.ifeomamaryokwo	prof.ifeomamaryokwo	PROPN
gujaf-442	21	2	departmentofaccounting	departmentofaccounting	NOUN
gujaf-442	21	3	,	,	PUNCT
gujaf-442	21	4	enugustateuniversityofscienceandtechnology	enugustateuniversityofscienceandtechnology	NOUN
gujaf-442	21	5	,	,	PUNCT
gujaf-442	21	6	enugustate	enugustate	NOUN
gujaf-442	21	7	.	.	PUNCT
gujaf-442	22	1	prof.aminuisah	prof.aminuisah	NOUN
gujaf-442	22	2	departmentofaccounting	departmentofaccounte	VERB
gujaf-442	22	3	,	,	PUNCT
gujaf-442	22	4	bayerouniversity	bayerouniversity	NOUN
gujaf-442	22	5	,	,	PUNCT
gujaf-442	22	6	kano	kano	PROPN
gujaf-442	22	7	,	,	PUNCT
gujaf-442	22	8	kano	kano	PROPN
gujaf-442	22	9	state	state	PROPN
gujaf-442	22	10	.	.	PUNCT
gujaf-442	23	1	prof.ahmadubello	prof.ahmadubello	ADJ
gujaf-442	23	2	departmentofaccounting	departmentofaccounte	VERB
gujaf-442	23	3	,	,	PUNCT
gujaf-442	23	4	ahmadu	ahmadu	NOUN
gujaf-442	23	5	bellouniversity	bellouniversity	NOUN
gujaf-442	23	6	,	,	PUNCT
gujaf-442	23	7	zaria	zaria	PROPN
gujaf-442	23	8	.	.	PUNCT
gujaf-442	24	1	prof.musayelwaabubakar	prof.musayelwaabubakar	PROPN
gujaf-442	24	2	departmentofaccounting	departmentofaccounte	VERB
gujaf-442	24	3	,	,	PUNCT
gujaf-442	24	4	usmanu	usmanu	PROPN
gujaf-442	24	5	danfodiyouniversity	danfodiyouniversity	PROPN
gujaf-442	24	6	,	,	PUNCT
gujaf-442	24	7	sokoto	sokoto	PROPN
gujaf-442	24	8	state	state	PROPN
gujaf-442	24	9	.	.	PUNCT
gujaf-442	25	1	prof.salisuabubakar	prof.salisuabubakar	ADJ
gujaf-442	25	2	departmentofaccounting	departmentofaccounte	VERB
gujaf-442	25	3	,	,	PUNCT
gujaf-442	25	4	ahmadu	ahmadu	NOUN
gujaf-442	25	5	bellouniversityzaria	bellouniversityzaria	NOUN
gujaf-442	25	6	,	,	PUNCT
gujaf-442	25	7	kaduna	kaduna	PROPN
gujaf-442	25	8	state	state	PROPN
gujaf-442	25	9	.	.	PUNCT
gujaf-442	26	1	prof.sunusisa'ad	prof.sunusisa'ad	PROPN
gujaf-442	26	2	ahmad	ahmad	PROPN
gujaf-442	26	3	departmentof	departmentof	PROPN
gujaf-442	26	4	accounting	accounting	NOUN
gujaf-442	26	5	,	,	PUNCT
gujaf-442	26	6	federaluniversitydutse	federaluniversitydutse	NOUN
gujaf-442	26	7	,	,	PUNCT
gujaf-442	26	8	jigawastate	jigawastate	NOUN
gujaf-442	26	9	.	.	PUNCT
gujaf-442	27	1	prof.isaq	prof.isaq	AUX
gujaf-442	27	2	alhajisamaila	alhajisamaila	ADJ
gujaf-442	27	3	departmentofaccounting	departmentofaccounting	NOUN
gujaf-442	27	4	,	,	PUNCT
gujaf-442	27	5	bayerouniversity	bayerouniversity	NOUN
gujaf-442	27	6	,	,	PUNCT
gujaf-442	27	7	kano	kano	PROPN
gujaf-442	27	8	state	state	PROPN
gujaf-442	27	9	.	.	PUNCT
gujaf-442	28	1	dr.fatimaalfa	dr.fatimaalfa	PROPN
gujaf-442	28	2	departmentofaccounting	departmentofaccounting	NOUN
gujaf-442	28	3	,	,	PUNCT
gujaf-442	28	4	universityofmaiduguri	universityofmaiduguri	NOUN
gujaf-442	28	5	,	,	PUNCT
gujaf-442	28	6	bornostate	bornostate	NOUN
gujaf-442	28	7	.	.	PUNCT
gujaf-442	29	1	dr.nasirua.ka’oje	dr.nasirua.ka’oje	VERB
gujaf-442	29	2	departmentof	departmentof	PROPN
gujaf-442	29	3	accounting	account	VERB
gujaf-442	29	4	,	,	PUNCT
gujaf-442	29	5	usmanudanfodiyouniversitysokotostate	usmanudanfodiyouniversitysokotostate	NOUN
gujaf-442	29	6	.	.	PUNCT
gujaf-442	30	1	dr.aminu	dr.aminu	PROPN
gujaf-442	31	1	abdullahi	abdullahi	PROPN
gujaf-442	31	2	departmentof	departmentof	PROPN
gujaf-442	31	3	accounting	account	VERB
gujaf-442	31	4	,	,	PUNCT
gujaf-442	31	5	usmanudanfodiyouniversitysokoto	usmanudanfodiyouniversitysokoto	ADJ
gujaf-442	31	6	,	,	PUNCT
gujaf-442	31	7	state	state	NOUN
gujaf-442	31	8	.	.	PUNCT
gujaf-442	32	1	dr.onipeadebenege	dr.onipeadebenege	PROPN
gujaf-442	32	2	yahaya	yahaya	PROPN
gujaf-442	32	3	departmentofaccounting	departmentofaccounting	NOUN
gujaf-442	32	4	,	,	PUNCT
gujaf-442	32	5	nigeriandefenceacademy	nigeriandefenceacademy	PROPN
gujaf-442	32	6	,	,	PUNCT
gujaf-442	32	7	kaduna	kaduna	PROPN
gujaf-442	32	8	state	state	PROPN
gujaf-442	32	9	.	.	PUNCT
gujaf-442	33	1	dr.saidu	dr.saidu	PROPN
gujaf-442	33	2	adamu	adamu	PROPN
gujaf-442	33	3	departmentofaccounting	departmentofaccounting	PROPN
gujaf-442	33	4	,	,	PUNCT
gujaf-442	33	5	federaluniversityofkashere	federaluniversityofkashere	NOUN
gujaf-442	33	6	,	,	PUNCT
gujaf-442	33	7	gombe	gombe	ADJ
gujaf-442	33	8	state	state	NOUN
gujaf-442	33	9	.	.	PUNCT
gujaf-442	34	1	dr.nasiruyunusa	dr.nasiruyunusa	X
gujaf-442	34	2	departmentof	departmentof	PROPN
gujaf-442	34	3	accounting	accounting	PROPN
gujaf-442	34	4	,	,	PUNCT
gujaf-442	34	5	ahmadubellouniversityzaria	ahmadubellouniversityzaria	PROPN
gujaf-442	34	6	.	.	PUNCT
gujaf-442	35	1	dr.aisha	dr.aisha	PROPN
gujaf-442	35	2	nuhu	nuhu	PROPN
gujaf-442	35	3	muhammad	muhammad	PROPN
gujaf-442	35	4	departmentof	departmentof	PROPN
gujaf-442	35	5	accounting	accounting	PROPN
gujaf-442	35	6	,	,	PUNCT
gujaf-442	35	7	ahmadubellouniversityzaria	ahmadubellouniversityzaria	PROPN
gujaf-442	35	8	.	.	PUNCT
gujaf-442	36	1	dr	dr	PROPN
gujaf-442	36	2	.	.	PROPN
gujaf-442	36	3	lawal	lawal	PROPN
gujaf-442	36	4	muhammad	muhammad	PROPN
gujaf-442	36	5	departmentof	departmentof	PROPN
gujaf-442	36	6	accounting	accounting	PROPN
gujaf-442	36	7	,	,	PUNCT
gujaf-442	36	8	ahmadubellouniversityzaria	ahmadubellouniversityzaria	PROPN
gujaf-442	36	9	.	.	PUNCT
gujaf-442	37	1	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	37	2	,	,	PUNCT
gujaf-442	37	3	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	37	4	v	v	NOUN
gujaf-442	37	5	dr.farouk	dr.farouk	ADP
gujaf-442	37	6	adeza	adeza	PROPN
gujaf-442	37	7	schoolofbusinessandentrepreneurship	schoolofbusinessandentrepreneurship	PROPN
gujaf-442	37	8	,	,	PUNCT
gujaf-442	37	9	americanuniversityofnigeria	americanuniversityofnigeria	PROPN
gujaf-442	37	10	,	,	PUNCT
gujaf-442	37	11	yola	yola	PROPN
gujaf-442	37	12	.	.	PUNCT
gujaf-442	38	1	dr.bashirumar	dr.bashirumar	PROPN
gujaf-442	38	2	farouk	farouk	PROPN
gujaf-442	38	3	departmentofeconomics	departmentofeconomics	PROPN
gujaf-442	38	4	,	,	PUNCT
gujaf-442	38	5	federaluniversitygusau	federaluniversitygusau	ADJ
gujaf-442	38	6	,	,	PUNCT
gujaf-442	38	7	zamfara	zamfara	PROPN
gujaf-442	38	8	state	state	PROPN
gujaf-442	38	9	.	.	PUNCT
gujaf-442	39	1	dremmanuel	dremmanuel	PROPN
gujaf-442	39	2	omokhuale	omokhuale	PROPN
gujaf-442	39	3	departmentofmathematics	departmentofmathematic	NOUN
gujaf-442	39	4	,	,	PUNCT
gujaf-442	39	5	federaluniversitygusau	federaluniversitygusau	ADJ
gujaf-442	39	6	,	,	PUNCT
gujaf-442	39	7	zamfara	zamfara	PROPN
gujaf-442	39	8	.	.	PUNCT
gujaf-442	40	1	state	state	PROPN
gujaf-442	40	2	advisoryboardmembers	advisoryboardmember	NOUN
gujaf-442	40	3	prof	prof	PROPN
gujaf-442	40	4	.	.	PUNCT
gujaf-442	41	1	kabiru	kabiru	PROPN
gujaf-442	41	2	isah	isah	PROPN
gujaf-442	41	3	dandago	dandago	PROPN
gujaf-442	41	4	,	,	PUNCT
gujaf-442	41	5	bayero	bayero	PROPN
gujaf-442	41	6	university	university	PROPN
gujaf-442	41	7	kano	kano	PROPN
gujaf-442	41	8	,	,	PUNCT
gujaf-442	41	9	kano	kano	PROPN
gujaf-442	41	10	state.profambashir	state.profambashir	PROPN
gujaf-442	41	11	,	,	PUNCT
gujaf-442	41	12	usmanudanfodiyouniversitysokoto	usmanudanfodiyouniversitysokoto	ADJ
gujaf-442	41	13	,	,	PUNCT
gujaf-442	41	14	sokotostate	sokotostate	NOUN
gujaf-442	41	15	.	.	PUNCT
gujaf-442	42	1	prof	prof	PROPN
gujaf-442	42	2	.	.	PUNCT
gujaf-442	43	1	muhammad	muhammad	PROPN
gujaf-442	43	2	tanko	tanko	PROPN
gujaf-442	43	3	,	,	PUNCT
gujaf-442	43	4	kaduna	kaduna	PROPN
gujaf-442	43	5	state	state	PROPN
gujaf-442	43	6	university	university	PROPN
gujaf-442	43	7	,	,	PUNCT
gujaf-442	43	8	kaduna	kaduna	PROPN
gujaf-442	43	9	.	.	PUNCT
gujaf-442	43	10	prof.bayeroa	prof.bayeroa	NOUN
gujaf-442	43	11	msabir	msabir	NOUN
gujaf-442	43	12	,	,	PUNCT
gujaf-442	43	13	usmanudanfodiyo	usmanudanfodiyo	PROPN
gujaf-442	43	14	universitysokoto	universitysokoto	PROPN
gujaf-442	43	15	,	,	PUNCT
gujaf-442	43	16	sokoto	sokoto	PROPN
gujaf-442	43	17	state	state	PROPN
gujaf-442	43	18	.	.	PUNCT
gujaf-442	44	1	prof.aliyusulaimankantudu	prof.aliyusulaimankantudu	NOUN
gujaf-442	44	2	,	,	PUNCT
gujaf-442	44	3	bayerouniversitykano	bayerouniversitykano	NOUN
gujaf-442	44	4	,	,	PUNCT
gujaf-442	44	5	kanostate	kanostate	ADJ
gujaf-442	44	6	.	.	PUNCT
gujaf-442	45	1	editorial	editorial	PROPN
gujaf-442	45	2	secretary	secretary	PROPN
gujaf-442	45	3	yazidkabiribrahim	yazidkabiribrahim	PROPN
gujaf-442	45	4	departmentofaccountingand	departmentofaccountingand	PROPN
gujaf-442	45	5	finance	finance	NOUN
gujaf-442	45	6	,	,	PUNCT
gujaf-442	45	7	federaluniversitygusau	federaluniversitygusau	ADJ
gujaf-442	45	8	,	,	PUNCT
gujaf-442	45	9	zamfarastate	zamfarastate	NOUN
gujaf-442	45	10	.	.	PUNCT
gujaf-442	46	1	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	46	2	,	,	PUNCT
gujaf-442	46	3	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	46	4	vi	vi	NOUN
gujaf-442	46	5	callfor	callfor	NOUN
gujaf-442	46	6	papers	paper	NOUN
gujaf-442	46	7	the	the	DET
gujaf-442	46	8	editorial	editorial	PROPN
gujaf-442	46	9	board	board	NOUN
gujaf-442	46	10	of	of	ADP
gujaf-442	46	11	gusau	gusau	PROPN
gujaf-442	46	12	journal	journal	PROPN
gujaf-442	46	13	of	of	ADP
gujaf-442	46	14	accounting	accounting	NOUN
gujaf-442	46	15	and	and	CCONJ
gujaf-442	46	16	finance	finance	NOUN
gujaf-442	46	17	(	(	PUNCT
gujaf-442	46	18	gujaf	gujaf	NOUN
gujaf-442	46	19	)	)	PUNCT
gujaf-442	46	20	is	be	AUX
gujaf-442	46	21	hereby	hereby	ADV
gujaf-442	46	22	inviting	invite	VERB
gujaf-442	46	23	authors	author	NOUN
gujaf-442	46	24	to	to	PART
gujaf-442	46	25	submit	submit	VERB
gujaf-442	46	26	their	their	PRON
gujaf-442	46	27	unpublished	unpublished	ADJ
gujaf-442	46	28	manuscript	manuscript	NOUN
gujaf-442	46	29	for	for	ADP
gujaf-442	46	30	publication	publication	NOUN
gujaf-442	46	31	.	.	PUNCT
gujaf-442	47	1	the	the	DET
gujaf-442	47	2	journal	journal	NOUN
gujaf-442	47	3	is	be	AUX
gujaf-442	47	4	published	publish	VERB
gujaf-442	47	5	in	in	ADP
gujaf-442	47	6	two	two	NUM
gujaf-442	47	7	issues	issue	NOUN
gujaf-442	47	8	of	of	ADP
gujaf-442	47	9	april	april	PROPN
gujaf-442	47	10	and	and	CCONJ
gujaf-442	47	11	october	october	PROPN
gujaf-442	47	12	annually	annually	ADV
gujaf-442	47	13	.	.	PUNCT
gujaf-442	48	1	gujaf	gujaf	NOUN
gujaf-442	48	2	is	be	AUX
gujaf-442	48	3	a	a	DET
gujaf-442	48	4	double	double	ADJ
gujaf-442	48	5	-	-	PUNCT
gujaf-442	48	6	blind	blind	ADJ
gujaf-442	48	7	peer	peer	NOUN
gujaf-442	48	8	reviewed	review	VERB
gujaf-442	48	9	journal	journal	NOUN
gujaf-442	48	10	published	publish	VERB
gujaf-442	48	11	by	by	ADP
gujaf-442	48	12	the	the	DET
gujaf-442	48	13	department	department	NOUN
gujaf-442	48	14	of	of	ADP
gujaf-442	48	15	accounting	accounting	NOUN
gujaf-442	48	16	and	and	CCONJ
gujaf-442	48	17	finance	finance	NOUN
gujaf-442	48	18	,	,	PUNCT
gujaf-442	48	19	faculty	faculty	NOUN
gujaf-442	48	20	of	of	ADP
gujaf-442	48	21	management	management	NOUN
gujaf-442	48	22	and	and	CCONJ
gujaf-442	48	23	social	social	ADJ
gujaf-442	48	24	sciences	science	NOUN
gujaf-442	48	25	,	,	PUNCT
gujaf-442	48	26	federal	federal	ADJ
gujaf-442	48	27	universitygusau	universitygusau	NOUN
gujaf-442	48	28	,	,	PUNCT
gujaf-442	48	29	zamfara	zamfara	PROPN
gujaf-442	48	30	state	state	PROPN
gujaf-442	48	31	nigeria	nigeria	PROPN
gujaf-442	48	32	the	the	DET
gujaf-442	48	33	journal	journal	PROPN
gujaf-442	48	34	accepts	accept	VERB
gujaf-442	48	35	papersin	papersin	NOUN
gujaf-442	48	36	all	all	DET
gujaf-442	48	37	areas	area	NOUN
gujaf-442	48	38	of	of	ADP
gujaf-442	48	39	accounting	accounting	NOUN
gujaf-442	48	40	and	and	CCONJ
gujaf-442	48	41	finance	finance	NOUN
gujaf-442	48	42	for	for	ADP
gujaf-442	48	43	publication	publication	NOUN
gujaf-442	48	44	which	which	PRON
gujaf-442	48	45	include	include	VERB
gujaf-442	48	46	:	:	PUNCT
gujaf-442	48	47	accounting	accounting	NOUN
gujaf-442	48	48	standards	standard	NOUN
gujaf-442	48	49	,	,	PUNCT
gujaf-442	48	50	accounting	account	VERB
gujaf-442	48	51	information	information	NOUN
gujaf-442	48	52	system	system	NOUN
gujaf-442	48	53	,	,	PUNCT
gujaf-442	48	54	financial	financial	ADJ
gujaf-442	48	55	reporting	reporting	NOUN
gujaf-442	48	56	,	,	PUNCT
gujaf-442	48	57	earnings	earning	NOUN
gujaf-442	48	58	management	management	NOUN
gujaf-442	48	59	,	,	PUNCT
gujaf-442	48	60	,	,	PUNCT
gujaf-442	48	61	auditing	auditing	NOUN
gujaf-442	48	62	and	and	CCONJ
gujaf-442	48	63	investigation	investigation	NOUN
gujaf-442	48	64	,	,	PUNCT
gujaf-442	48	65	auditing	auditing	NOUN
gujaf-442	48	66	and	and	CCONJ
gujaf-442	48	67	standards	standard	NOUN
gujaf-442	48	68	,	,	PUNCT
gujaf-442	48	69	public	public	ADJ
gujaf-442	48	70	sector	sector	NOUN
gujaf-442	48	71	accounting	accounting	NOUN
gujaf-442	48	72	and	and	CCONJ
gujaf-442	48	73	auditing	auditing	NOUN
gujaf-442	48	74	,	,	PUNCT
gujaf-442	48	75	taxation	taxation	NOUN
gujaf-442	48	76	and	and	CCONJ
gujaf-442	48	77	revenue	revenue	NOUN
gujaf-442	48	78	administration	administration	NOUN
gujaf-442	48	79	,	,	PUNCT
gujaf-442	48	80	corporate	corporate	ADJ
gujaf-442	48	81	governance	governance	NOUN
gujaf-442	48	82	issues	issue	NOUN
gujaf-442	48	83	,	,	PUNCT
gujaf-442	48	84	corporate	corporate	ADJ
gujaf-442	48	85	social	social	ADJ
gujaf-442	48	86	responsibility	responsibility	NOUN
gujaf-442	48	87	,	,	PUNCT
gujaf-442	48	88	sustainability	sustainability	NOUN
gujaf-442	48	89	and	and	CCONJ
gujaf-442	48	90	environmental	environmental	ADJ
gujaf-442	48	91	reporting	reporting	NOUN
gujaf-442	48	92	issue	issue	NOUN
gujaf-442	48	93	,	,	PUNCT
gujaf-442	48	94	information	information	NOUN
gujaf-442	48	95	and	and	CCONJ
gujaf-442	48	96	communication	communication	NOUN
gujaf-442	48	97	technologyissues	technologyissue	NOUN
gujaf-442	48	98	,	,	PUNCT
gujaf-442	48	99	bankruptcyprediction	bankruptcyprediction	NOUN
gujaf-442	48	100	,	,	PUNCT
gujaf-442	48	101	corporate	corporate	ADJ
gujaf-442	48	102	finance	finance	NOUN
gujaf-442	48	103	,	,	PUNCT
gujaf-442	48	104	personal	personal	ADJ
gujaf-442	48	105	finance	finance	NOUN
gujaf-442	48	106	,	,	PUNCT
gujaf-442	48	107	merger	merger	NOUN
gujaf-442	48	108	and	and	CCONJ
gujaf-442	48	109	acquisitions	acquisition	NOUN
gujaf-442	48	110	,	,	PUNCT
gujaf-442	48	111	capital	capital	NOUN
gujaf-442	48	112	structure	structure	NOUN
gujaf-442	48	113	,	,	PUNCT
gujaf-442	48	114	working	work	VERB
gujaf-442	48	115	capital	capital	NOUN
gujaf-442	48	116	management	management	NOUN
gujaf-442	48	117	,	,	PUNCT
gujaf-442	48	118	enterprises	enterprise	NOUN
gujaf-442	48	119	risk	risk	NOUN
gujaf-442	48	120	management	management	NOUN
gujaf-442	48	121	,	,	PUNCT
gujaf-442	48	122	entrepreneurship	entrepreneurship	NOUN
gujaf-442	48	123	,	,	PUNCT
gujaf-442	48	124	international	international	ADJ
gujaf-442	48	125	business	business	NOUN
gujaf-442	48	126	accounting	accounting	NOUN
gujaf-442	48	127	and	and	CCONJ
gujaf-442	48	128	finance	finance	NOUN
gujaf-442	48	129	,	,	PUNCT
gujaf-442	48	130	banking	banking	NOUN
gujaf-442	48	131	crises	crisis	NOUN
gujaf-442	48	132	,	,	PUNCT
gujaf-442	48	133	bank‘s	bank‘s	PROPN
gujaf-442	48	134	profitability	profitability	NOUN
gujaf-442	48	135	,	,	PUNCT
gujaf-442	48	136	risk	risk	NOUN
gujaf-442	48	137	and	and	CCONJ
gujaf-442	48	138	insurance	insurance	NOUN
gujaf-442	48	139	issue	issue	NOUN
gujaf-442	48	140	,	,	PUNCT
gujaf-442	48	141	islamic	islamic	ADJ
gujaf-442	48	142	finance	finance	NOUN
gujaf-442	48	143	,	,	PUNCT
gujaf-442	48	144	conventional	conventional	ADJ
gujaf-442	48	145	and	and	CCONJ
gujaf-442	48	146	islamic	islamic	ADJ
gujaf-442	48	147	banks	bank	NOUN
gujaf-442	48	148	and	and	CCONJ
gujaf-442	48	149	so	so	ADV
gujaf-442	48	150	forth	forth	ADV
gujaf-442	48	151	.	.	PUNCT
gujaf-442	49	1	guidelinesforsubmissionandmanuscript	guidelinesforsubmissionandmanuscript	ADJ
gujaf-442	49	2	format	format	NOUN
gujaf-442	49	3	the	the	DET
gujaf-442	49	4	submission	submission	NOUN
gujaf-442	49	5	language	language	NOUN
gujaf-442	49	6	is	be	AUX
gujaf-442	49	7	english	english	PROPN
gujaf-442	49	8	and	and	CCONJ
gujaf-442	49	9	must	must	AUX
gujaf-442	49	10	be	be	AUX
gujaf-442	49	11	a	a	DET
gujaf-442	49	12	well	well	ADV
gujaf-442	49	13	-	-	PUNCT
gujaf-442	49	14	researched	research	VERB
gujaf-442	49	15	original	original	ADJ
gujaf-442	49	16	manuscript	manuscript	NOUN
gujaf-442	49	17	that	that	PRON
gujaf-442	49	18	has	have	AUX
gujaf-442	49	19	not	not	PART
gujaf-442	49	20	previously	previously	ADV
gujaf-442	49	21	been	be	AUX
gujaf-442	49	22	submitted	submit	VERB
gujaf-442	49	23	elsewhere	elsewhere	ADV
gujaf-442	49	24	for	for	ADP
gujaf-442	49	25	publication	publication	NOUN
gujaf-442	49	26	.	.	PUNCT
gujaf-442	50	1	the	the	DET
gujaf-442	50	2	paper	paper	NOUN
gujaf-442	50	3	should	should	AUX
gujaf-442	50	4	not	not	PART
gujaf-442	50	5	exceed	exceed	VERB
gujaf-442	50	6	more	more	ADJ
gujaf-442	50	7	than	than	ADP
gujaf-442	50	8	15	15	NUM
gujaf-442	50	9	pages	page	NOUN
gujaf-442	50	10	on	on	ADP
gujaf-442	50	11	a4	a4	NOUN
gujaf-442	50	12	type	type	NOUN
gujaf-442	50	13	paper	paper	NOUN
gujaf-442	50	14	in	in	ADP
gujaf-442	50	15	ms	ms	ADJ
gujaf-442	50	16	-	-	PUNCT
gujaf-442	50	17	word	word	NOUN
gujaf-442	50	18	format	format	NOUN
gujaf-442	50	19	,	,	PUNCT
gujaf-442	50	20	1.5	1.5	NUM
gujaf-442	50	21	-	-	PUNCT
gujaf-442	50	22	line	line	NOUN
gujaf-442	50	23	spacing	spacing	NOUN
gujaf-442	50	24	,	,	PUNCT
gujaf-442	50	25	12	12	NUM
gujaf-442	50	26	font	font	NOUN
gujaf-442	50	27	size	size	NOUN
gujaf-442	50	28	in	in	ADP
gujaf-442	50	29	times	time	NOUN
gujaf-442	50	30	new	new	ADJ
gujaf-442	50	31	roman	roman	NOUN
gujaf-442	50	32	.	.	PUNCT
gujaf-442	51	1	manuscript	manuscript	NOUN
gujaf-442	51	2	should	should	AUX
gujaf-442	51	3	be	be	AUX
gujaf-442	51	4	tested	test	VERB
gujaf-442	51	5	for	for	ADP
gujaf-442	51	6	plagiarism	plagiarism	NOUN
gujaf-442	51	7	before	before	ADP
gujaf-442	51	8	submission	submission	NOUN
gujaf-442	51	9	,	,	PUNCT
gujaf-442	51	10	as	as	SCONJ
gujaf-442	51	11	the	the	DET
gujaf-442	51	12	maximum	maximum	ADJ
gujaf-442	51	13	similarity	similarity	NOUN
gujaf-442	51	14	index	index	NOUN
gujaf-442	51	15	acceptable	acceptable	ADJ
gujaf-442	51	16	by	by	ADP
gujaf-442	51	17	gujaf	gujaf	NOUN
gujaf-442	51	18	is	be	AUX
gujaf-442	51	19	25	25	NUM
gujaf-442	51	20	percent	percent	NOUN
gujaf-442	51	21	.	.	PUNCT
gujaf-442	52	1	furthermore	furthermore	ADV
gujaf-442	52	2	,	,	PUNCT
gujaf-442	52	3	the	the	DET
gujaf-442	52	4	length	length	NOUN
gujaf-442	52	5	of	of	ADP
gujaf-442	52	6	a	a	DET
gujaf-442	52	7	complete	complete	ADJ
gujaf-442	52	8	article	article	NOUN
gujaf-442	52	9	should	should	AUX
gujaf-442	52	10	not	not	PART
gujaf-442	52	11	exceed	exceed	VERB
gujaf-442	52	12	5000	5000	NUM
gujaf-442	52	13	words	word	NOUN
gujaf-442	52	14	including	include	VERB
gujaf-442	52	15	an	an	DET
gujaf-442	52	16	abstract	abstract	NOUN
gujaf-442	52	17	of	of	ADP
gujaf-442	52	18	not	not	PART
gujaf-442	52	19	more	more	ADJ
gujaf-442	52	20	than	than	ADP
gujaf-442	52	21	250	250	NUM
gujaf-442	52	22	words	word	NOUN
gujaf-442	52	23	with	with	ADP
gujaf-442	52	24	a	a	DET
gujaf-442	52	25	minimum	minimum	NOUN
gujaf-442	52	26	of	of	ADP
gujaf-442	52	27	four	four	NUM
gujaf-442	52	28	key	key	ADJ
gujaf-442	52	29	words	word	NOUN
gujaf-442	52	30	immediately	immediately	ADV
gujaf-442	52	31	after	after	ADP
gujaf-442	52	32	the	the	DET
gujaf-442	52	33	abstract	abstract	NOUN
gujaf-442	52	34	.	.	PUNCT
gujaf-442	53	1	all	all	DET
gujaf-442	53	2	references	reference	NOUN
gujaf-442	53	3	including	include	VERB
gujaf-442	53	4	in	in	ADP
gujaf-442	53	5	text	text	NOUN
gujaf-442	53	6	citation	citation	NOUN
gujaf-442	53	7	and	and	CCONJ
gujaf-442	53	8	reference	reference	NOUN
gujaf-442	53	9	list	list	NOUN
gujaf-442	53	10	,	,	PUNCT
gujaf-442	53	11	tables	table	NOUN
gujaf-442	53	12	and	and	CCONJ
gujaf-442	53	13	figures	figure	NOUN
gujaf-442	53	14	should	should	AUX
gujaf-442	53	15	be	be	AUX
gujaf-442	53	16	in	in	ADP
gujaf-442	53	17	line	line	NOUN
gujaf-442	53	18	with	with	ADP
gujaf-442	53	19	apa	apa	PROPN
gujaf-442	53	20	7th	7th	PROPN
gujaf-442	53	21	edition	edition	NOUN
gujaf-442	53	22	publication	publication	NOUN
gujaf-442	53	23	manual	manual	NOUN
gujaf-442	53	24	.	.	PUNCT
gujaf-442	54	1	finally	finally	ADV
gujaf-442	54	2	,	,	PUNCT
gujaf-442	54	3	manuscript	manuscript	NOUN
gujaf-442	54	4	should	should	AUX
gujaf-442	54	5	be	be	AUX
gujaf-442	54	6	send	send	VERB
gujaf-442	54	7	to	to	ADP
gujaf-442	54	8	our	our	PRON
gujaf-442	54	9	email	email	NOUN
gujaf-442	54	10	address	address	NOUN
gujaf-442	54	11	elfarouk105@gmail.comand	elfarouk105@gmail.comand	PROPN
gujaf-442	54	12	a	a	DET
gujaf-442	54	13	copy	copy	NOUN
gujaf-442	54	14	to	to	ADP
gujaf-442	54	15	our	our	PRON
gujaf-442	54	16	website	website	NOUN
gujaf-442	54	17	on	on	ADP
gujaf-442	54	18	journals.gujaf.com.ng	journals.gujaf.com.ng	PROPN
gujaf-442	54	19	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	54	20	,	,	PUNCT
gujaf-442	54	21	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	54	22	vii	vii	NOUN
gujaf-442	54	23	publication	publication	NOUN
gujaf-442	54	24	procedure	procedure	NOUN
gujaf-442	54	25	after	after	ADP
gujaf-442	54	26	receiving	receive	VERB
gujaf-442	54	27	a	a	DET
gujaf-442	54	28	manuscript	manuscript	NOUN
gujaf-442	54	29	that	that	PRON
gujaf-442	54	30	is	be	AUX
gujaf-442	54	31	within	within	ADP
gujaf-442	54	32	the	the	DET
gujaf-442	54	33	similarity	similarity	NOUN
gujaf-442	54	34	index	index	NOUN
gujaf-442	54	35	threshold	threshold	NOUN
gujaf-442	54	36	,	,	PUNCT
gujaf-442	54	37	a	a	DET
gujaf-442	54	38	confirmation	confirmation	NOUN
gujaf-442	54	39	email	email	NOUN
gujaf-442	54	40	will	will	AUX
gujaf-442	54	41	be	be	AUX
gujaf-442	54	42	send	send	VERB
gujaf-442	54	43	together	together	ADV
gujaf-442	54	44	with	with	ADP
gujaf-442	54	45	a	a	DET
gujaf-442	54	46	request	request	NOUN
gujaf-442	54	47	to	to	PART
gujaf-442	54	48	pay	pay	VERB
gujaf-442	54	49	a	a	DET
gujaf-442	54	50	review	review	NOUN
gujaf-442	54	51	proceeding	proceed	VERB
gujaf-442	54	52	fee.at	fee.at	NOUN
gujaf-442	54	53	this	this	DET
gujaf-442	54	54	point	point	NOUN
gujaf-442	54	55	,	,	PUNCT
gujaf-442	54	56	the	the	DET
gujaf-442	54	57	editorial	editorial	ADJ
gujaf-442	54	58	board	board	NOUN
gujaf-442	54	59	will	will	AUX
gujaf-442	54	60	take	take	VERB
gujaf-442	54	61	a	a	DET
gujaf-442	54	62	decision	decision	NOUN
gujaf-442	54	63	on	on	ADP
gujaf-442	54	64	accepting	accept	VERB
gujaf-442	54	65	,	,	PUNCT
gujaf-442	54	66	rejecting	reject	VERB
gujaf-442	54	67	or	or	CCONJ
gujaf-442	54	68	making	make	VERB
gujaf-442	54	69	a	a	DET
gujaf-442	54	70	resubmission	resubmission	NOUN
gujaf-442	54	71	of	of	ADP
gujaf-442	54	72	the	the	DET
gujaf-442	54	73	manuscript	manuscript	NOUN
gujaf-442	54	74	based	base	VERB
gujaf-442	54	75	on	on	ADP
gujaf-442	54	76	the	the	DET
gujaf-442	54	77	outcome	outcome	NOUN
gujaf-442	54	78	of	of	ADP
gujaf-442	54	79	the	the	DET
gujaf-442	54	80	double	double	ADJ
gujaf-442	54	81	-	-	PUNCT
gujaf-442	54	82	blind	blind	ADJ
gujaf-442	54	83	peer	peer	NOUN
gujaf-442	54	84	review	review	NOUN
gujaf-442	54	85	.	.	PUNCT
gujaf-442	55	1	those	those	DET
gujaf-442	55	2	authors	author	NOUN
gujaf-442	55	3	whose	whose	DET
gujaf-442	55	4	manuscript	manuscript	NOUN
gujaf-442	55	5	were	be	AUX
gujaf-442	55	6	accepted	accept	VERB
gujaf-442	55	7	for	for	ADP
gujaf-442	55	8	publication	publication	NOUN
gujaf-442	55	9	will	will	AUX
gujaf-442	55	10	be	be	AUX
gujaf-442	55	11	asked	ask	VERB
gujaf-442	55	12	to	to	PART
gujaf-442	55	13	pay	pay	VERB
gujaf-442	55	14	a	a	DET
gujaf-442	55	15	publication	publication	NOUN
gujaf-442	55	16	fee	fee	NOUN
gujaf-442	55	17	,	,	PUNCT
gujaf-442	55	18	after	after	ADP
gujaf-442	55	19	effecting	effect	VERB
gujaf-442	55	20	all	all	DET
gujaf-442	55	21	suggested	suggest	VERB
gujaf-442	55	22	corrections	correction	NOUN
gujaf-442	55	23	and	and	CCONJ
gujaf-442	55	24	changes	change	NOUN
gujaf-442	55	25	made	make	VERB
gujaf-442	55	26	on	on	ADP
gujaf-442	55	27	the	the	DET
gujaf-442	55	28	manuscript	manuscript	NOUN
gujaf-442	55	29	.	.	PUNCT
gujaf-442	56	1	all	all	DET
gujaf-442	56	2	corrected	correct	VERB
gujaf-442	56	3	papers	paper	NOUN
gujaf-442	56	4	returned	return	VERB
gujaf-442	56	5	within	within	ADP
gujaf-442	56	6	the	the	DET
gujaf-442	56	7	specified	specify	VERB
gujaf-442	56	8	time	time	NOUN
gujaf-442	56	9	frame	frame	NOUN
gujaf-442	56	10	will	will	AUX
gujaf-442	56	11	be	be	AUX
gujaf-442	56	12	published	publish	VERB
gujaf-442	56	13	in	in	ADP
gujaf-442	56	14	that	that	DET
gujaf-442	56	15	issue	issue	NOUN
gujaf-442	56	16	.	.	PUNCT
gujaf-442	57	1	paymentdetails	paymentdetail	NOUN
gujaf-442	57	2	bank	bank	NOUN
gujaf-442	57	3	:	:	PUNCT
gujaf-442	57	4	fcmb	fcmb	PROPN
gujaf-442	57	5	accountnumber:7278465011	accountnumber:7278465011	PROPN
gujaf-442	57	6	accountname	accountname	PROPN
gujaf-442	57	7	:	:	PUNCT
gujaf-442	57	8	gusau	gusau	ADJ
gujaf-442	57	9	journalof	journalof	PROPN
gujaf-442	57	10	accountingand	accountingand	PROPN
gujaf-442	57	11	finance	finance	NOUN
gujaf-442	57	12	forinquiry	forinquiry	NOUN
gujaf-442	57	13	thehead	thehead	ADJ
gujaf-442	57	14	,	,	PUNCT
gujaf-442	57	15	department	department	NOUN
gujaf-442	57	16	of	of	ADP
gujaf-442	57	17	accounting	accounting	NOUN
gujaf-442	57	18	and	and	CCONJ
gujaf-442	57	19	finance	finance	NOUN
gujaf-442	57	20	,	,	PUNCT
gujaf-442	57	21	federaluniversitygusau	federaluniversitygusau	ADJ
gujaf-442	57	22	,	,	PUNCT
gujaf-442	57	23	zamfarastate	zamfarastate	NOUN
gujaf-442	57	24	.	.	PUNCT
gujaf-442	57	25	elfarouk105@gmail.com	elfarouk105@gmail.com	X
gujaf-442	58	1	+2348069393824	+2348069393824	DET
gujaf-442	58	2	formoreinformation	formoreinformation	NOUN
gujaf-442	58	3	,	,	PUNCT
gujaf-442	58	4	contact	contact	NOUN
gujaf-442	58	5	theeditor	theeditor	NOUN
gujaf-442	58	6	-	-	PUNCT
gujaf-442	58	7	in	in	ADP
gujaf-442	58	8	-	-	PUNCT
gujaf-442	58	9	chiefon+2348067766435	chiefon+2348067766435	NOUN
gujaf-442	58	10	theassociateeditoron+2348036057525	theassociateeditoron+2348036057525	NOUN
gujaf-442	58	11	orvisit	orvisit	NOUN
gujaf-442	58	12	ourwebsiteonwww.gujaf.com.ngorjournals.gujaf.com.ng	ourwebsiteonwww.gujaf.com.ngorjournals.gujaf.com.ng	ADJ
gujaf-442	58	13	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	58	14	,	,	PUNCT
gujaf-442	58	15	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	58	16	439	439	NUM
gujaf-442	58	17	the	the	DET
gujaf-442	58	18	interplay	interplay	NOUN
gujaf-442	58	19	of	of	ADP
gujaf-442	58	20	financial	financial	ADJ
gujaf-442	58	21	technology	technology	NOUN
gujaf-442	58	22	,	,	PUNCT
gujaf-442	58	23	digital	digital	ADJ
gujaf-442	58	24	trade	trade	NOUN
gujaf-442	58	25	,	,	PUNCT
gujaf-442	58	26	and	and	CCONJ
gujaf-442	58	27	environmental	environmental	ADJ
gujaf-442	58	28	regulationon	regulationon	NOUN
gujaf-442	58	29	sustainable	sustainable	ADJ
gujaf-442	58	30	economic	economic	ADJ
gujaf-442	58	31	growth	growth	NOUN
gujaf-442	58	32	in	in	ADP
gujaf-442	58	33	advanced	advanced	ADJ
gujaf-442	58	34	economies	economy	NOUN
gujaf-442	58	35	nageri	nageri	ADV
gujaf-442	58	36	kamaldeen	kamaldeen	VERB
gujaf-442	58	37	department	department	PROPN
gujaf-442	58	38	of	of	ADP
gujaf-442	58	39	accounting	accounting	NOUN
gujaf-442	58	40	science	science	NOUN
gujaf-442	58	41	,	,	PUNCT
gujaf-442	58	42	walter	walter	PROPN
gujaf-442	58	43	sisulu	sisulu	PROPN
gujaf-442	58	44	university	university	PROPN
gujaf-442	58	45	,	,	PUNCT
gujaf-442	58	46	mthatha	mthatha	PROPN
gujaf-442	58	47	,	,	PUNCT
gujaf-442	58	48	south	south	PROPN
gujaf-442	58	49	africa	africa	PROPN
gujaf-442	58	50	nagerikamadeen0@gmail.comhttps://d	nagerikamadeen0@gmail.comhttps://d	PROPN
gujaf-442	58	51	oi.org/10.57233/gujaf.v5i1.22	oi.org/10.57233/gujaf.v5i1.22	NOUN
gujaf-442	58	52	abstract	abstract	NOUN
gujaf-442	58	53	this	this	DET
gujaf-442	58	54	study	study	NOUN
gujaf-442	58	55	investigates	investigate	VERB
gujaf-442	58	56	the	the	DET
gujaf-442	58	57	combined	combine	VERB
gujaf-442	58	58	effects	effect	NOUN
gujaf-442	58	59	of	of	ADP
gujaf-442	58	60	fintech	fintech	NOUN
gujaf-442	58	61	readiness	readiness	NOUN
gujaf-442	58	62	,	,	PUNCT
gujaf-442	58	63	digital	digital	ADJ
gujaf-442	58	64	trade	trade	NOUN
gujaf-442	58	65	openness	openness	NOUN
gujaf-442	58	66	,	,	PUNCT
gujaf-442	58	67	mineral	mineral	NOUN
gujaf-442	58	68	resource	resource	NOUN
gujaf-442	58	69	rents	rent	NOUN
gujaf-442	58	70	,	,	PUNCT
gujaf-442	58	71	and	and	CCONJ
gujaf-442	58	72	environmental	environmental	ADJ
gujaf-442	58	73	policy	policy	NOUN
gujaf-442	58	74	stringency	stringency	NOUN
gujaf-442	58	75	on	on	ADP
gujaf-442	58	76	economic	economic	ADJ
gujaf-442	58	77	growth	growth	NOUN
gujaf-442	58	78	across	across	ADP
gujaf-442	58	79	oecd	oecd	PROPN
gujaf-442	58	80	countries	country	NOUN
gujaf-442	58	81	from	from	ADP
gujaf-442	58	82	2000	2000	NUM
gujaf-442	58	83	to	to	ADP
gujaf-442	58	84	2023	2023	NUM
gujaf-442	58	85	.	.	PUNCT
gujaf-442	59	1	utilizing	utilize	VERB
gujaf-442	59	2	the	the	DET
gujaf-442	59	3	method	method	NOUN
gujaf-442	59	4	of	of	ADP
gujaf-442	59	5	moment	moment	NOUN
gujaf-442	59	6	quantile	quantile	ADJ
gujaf-442	59	7	regression	regression	NOUN
gujaf-442	59	8	(	(	PUNCT
gujaf-442	59	9	mmqr	mmqr	NOUN
gujaf-442	59	10	)	)	PUNCT
gujaf-442	59	11	,	,	PUNCT
gujaf-442	59	12	the	the	DET
gujaf-442	59	13	analysis	analysis	NOUN
gujaf-442	59	14	reveals	reveal	VERB
gujaf-442	59	15	heterogeneous	heterogeneous	ADJ
gujaf-442	59	16	impacts	impact	NOUN
gujaf-442	59	17	across	across	ADP
gujaf-442	59	18	the	the	DET
gujaf-442	59	19	growthdistribution	growthdistribution	NOUN
gujaf-442	59	20	,	,	PUNCT
gujaf-442	59	21	wherefintechreadinessanddigitaltradeconsistentlypromotegrowth	wherefintechreadinessanddigitaltradeconsistentlypromotegrowth	NOUN
gujaf-442	59	22	,	,	PUNCT
gujaf-442	59	23	whiledependenceon	whiledependenceon	NOUN
gujaf-442	59	24	mineral	mineral	NOUN
gujaf-442	59	25	rents	rent	NOUN
gujaf-442	59	26	tends	tend	VERB
gujaf-442	59	27	to	to	PART
gujaf-442	59	28	constrainit	constrainit	VERB
gujaf-442	59	29	.	.	PUNCT
gujaf-442	60	1	environmental	environmental	ADJ
gujaf-442	60	2	policystringencyemerges	policystringencyemerge	NOUN
gujaf-442	60	3	as	as	ADP
gujaf-442	60	4	a	a	DET
gujaf-442	60	5	significant	significant	ADJ
gujaf-442	60	6	positive	positive	ADJ
gujaf-442	60	7	moderator	moderator	NOUN
gujaf-442	60	8	,	,	PUNCT
gujaf-442	60	9	indicating	indicate	VERB
gujaf-442	60	10	that	that	SCONJ
gujaf-442	60	11	stringent	stringent	ADJ
gujaf-442	60	12	environmental	environmental	ADJ
gujaf-442	60	13	regulations	regulation	NOUN
gujaf-442	60	14	can	can	AUX
gujaf-442	60	15	support	support	VERB
gujaf-442	60	16	sustainable	sustainable	ADJ
gujaf-442	60	17	economic	economic	ADJ
gujaf-442	60	18	expansion	expansion	NOUN
gujaf-442	60	19	without	without	ADP
gujaf-442	60	20	hindering	hinder	VERB
gujaf-442	60	21	development	development	NOUN
gujaf-442	60	22	.	.	PUNCT
gujaf-442	61	1	these	these	DET
gujaf-442	61	2	findings	finding	NOUN
gujaf-442	61	3	highlight	highlight	VERB
gujaf-442	61	4	the	the	DET
gujaf-442	61	5	importance	importance	NOUN
gujaf-442	61	6	of	of	ADP
gujaf-442	61	7	integrating	integrate	VERB
gujaf-442	61	8	technological	technological	ADJ
gujaf-442	61	9	innovation	innovation	NOUN
gujaf-442	61	10	,	,	PUNCT
gujaf-442	61	11	trade	trade	NOUN
gujaf-442	61	12	facilitation	facilitation	NOUN
gujaf-442	61	13	,	,	PUNCT
gujaf-442	61	14	resource	resource	NOUN
gujaf-442	61	15	management	management	NOUN
gujaf-442	61	16	,	,	PUNCT
gujaf-442	61	17	and	and	CCONJ
gujaf-442	61	18	environmental	environmental	ADJ
gujaf-442	61	19	governance	governance	NOUN
gujaf-442	61	20	in	in	ADP
gujaf-442	61	21	crafting	craft	VERB
gujaf-442	61	22	growth	growth	NOUN
gujaf-442	61	23	policies	policy	NOUN
gujaf-442	61	24	.	.	PUNCT
gujaf-442	62	1	the	the	DET
gujaf-442	62	2	study	study	NOUN
gujaf-442	62	3	contributes	contribute	VERB
gujaf-442	62	4	to	to	ADP
gujaf-442	62	5	the	the	DET
gujaf-442	62	6	literature	literature	NOUN
gujaf-442	62	7	on	on	ADP
gujaf-442	62	8	sustainable	sustainable	ADJ
gujaf-442	62	9	economic	economic	ADJ
gujaf-442	62	10	development	development	NOUN
gujaf-442	62	11	and	and	CCONJ
gujaf-442	62	12	digital	digital	ADJ
gujaf-442	62	13	transformation	transformation	NOUN
gujaf-442	62	14	by	by	ADP
gujaf-442	62	15	providing	provide	VERB
gujaf-442	62	16	nuanced	nuanced	ADJ
gujaf-442	62	17	insights	insight	NOUN
gujaf-442	62	18	relevant	relevant	ADJ
gujaf-442	62	19	to	to	ADP
gujaf-442	62	20	policymakers	policymaker	NOUN
gujaf-442	62	21	and	and	CCONJ
gujaf-442	62	22	stakeholders	stakeholder	NOUN
gujaf-442	62	23	in	in	ADP
gujaf-442	62	24	advanced	advanced	ADJ
gujaf-442	62	25	economies	economy	NOUN
gujaf-442	62	26	.	.	PUNCT
gujaf-442	63	1	keywords	keyword	NOUN
gujaf-442	63	2	:	:	PUNCT
gujaf-442	63	3	fintechreadinessdigitaltrademineralresourcerentsenvironmentalpolicyeconomicgrowthoecd	fintechreadinessdigitaltrademineralresourcerentsenvironmentalpolicyeconomicgrowthoecd	ADJ
gujaf-442	63	4	jelcodes	jelcode	NOUN
gujaf-442	63	5	:	:	PUNCT
gujaf-442	63	6	o40o33q32f15	o40o33q32f15	NOUN
gujaf-442	63	7	1.0	1.0	NUM
gujaf-442	63	8	introduction	introduction	NOUN
gujaf-442	63	9	the	the	DET
gujaf-442	63	10	role	role	NOUN
gujaf-442	63	11	of	of	ADP
gujaf-442	63	12	financial	financial	ADJ
gujaf-442	63	13	institutions	institution	NOUN
gujaf-442	63	14	as	as	ADP
gujaf-442	63	15	catalysts	catalyst	NOUN
gujaf-442	63	16	for	for	ADP
gujaf-442	63	17	economic	economic	ADJ
gujaf-442	63	18	growth	growth	NOUN
gujaf-442	63	19	has	have	AUX
gujaf-442	63	20	been	be	AUX
gujaf-442	63	21	extensively	extensively	ADV
gujaf-442	63	22	documented	document	VERB
gujaf-442	63	23	in	in	ADP
gujaf-442	63	24	economic	economic	ADJ
gujaf-442	63	25	literature	literature	NOUN
gujaf-442	63	26	(	(	PUNCT
gujaf-442	63	27	beck	beck	PROPN
gujaf-442	63	28	et	et	PROPN
gujaf-442	63	29	al	al	PROPN
gujaf-442	63	30	.	.	PROPN
gujaf-442	63	31	,	,	PUNCT
gujaf-442	63	32	2007	2007	NUM
gujaf-442	63	33	)	)	PUNCT
gujaf-442	63	34	.	.	PUNCT
gujaf-442	64	1	the	the	DET
gujaf-442	64	2	rapid	rapid	ADJ
gujaf-442	64	3	advancement	advancement	NOUN
gujaf-442	64	4	of	of	ADP
gujaf-442	64	5	financial	financial	ADJ
gujaf-442	64	6	technology	technology	NOUN
gujaf-442	64	7	(	(	PUNCT
gujaf-442	64	8	fintech	fintech	NOUN
gujaf-442	64	9	)	)	PUNCT
gujaf-442	64	10	has	have	AUX
gujaf-442	64	11	introduced	introduce	VERB
gujaf-442	64	12	transformative	transformative	ADJ
gujaf-442	64	13	changes	change	NOUN
gujaf-442	64	14	within	within	ADP
gujaf-442	64	15	financial	financial	ADJ
gujaf-442	64	16	sectors	sector	NOUN
gujaf-442	64	17	worldwide	worldwide	ADV
gujaf-442	64	18	,	,	PUNCT
gujaf-442	64	19	facilitating	facilitate	VERB
gujaf-442	64	20	greater	great	ADJ
gujaf-442	64	21	financial	financial	ADJ
gujaf-442	64	22	inclusion	inclusion	NOUN
gujaf-442	64	23	,	,	PUNCT
gujaf-442	64	24	efficiency	efficiency	NOUN
gujaf-442	64	25	,	,	PUNCT
gujaf-442	64	26	and	and	CCONJ
gujaf-442	64	27	innovation	innovation	NOUN
gujaf-442	64	28	(	(	PUNCT
gujaf-442	64	29	arner	arner	NOUN
gujaf-442	64	30	,	,	PUNCT
gujaf-442	64	31	barberis	barberis	PROPN
gujaf-442	64	32	,	,	PUNCT
gujaf-442	64	33	&	&	CCONJ
gujaf-442	64	34	buckley	buckley	PROPN
gujaf-442	64	35	,	,	PUNCT
gujaf-442	64	36	2016).fintech	2016).fintech	NUM
gujaf-442	64	37	readiness	readiness	NOUN
gujaf-442	64	38	,	,	PUNCT
gujaf-442	64	39	whichdenotestheextent	whichdenotestheextent	NOUN
gujaf-442	64	40	to	to	PART
gujaf-442	64	41	which	which	PRON
gujaf-442	64	42	acountry‘s	acountry‘s	PROPN
gujaf-442	64	43	financial	financial	ADJ
gujaf-442	64	44	ecosystem	ecosystem	NOUN
gujaf-442	64	45	is	be	AUX
gujaf-442	64	46	prepared	prepare	VERB
gujaf-442	64	47	to	to	PART
gujaf-442	64	48	adopt	adopt	VERB
gujaf-442	64	49	and	and	CCONJ
gujaf-442	64	50	integrate	integrate	VERB
gujaf-442	64	51	fintech	fintech	NOUN
gujaf-442	64	52	solutions	solution	NOUN
gujaf-442	64	53	,	,	PUNCT
gujaf-442	64	54	has	have	AUX
gujaf-442	64	55	emerged	emerge	VERB
gujaf-442	64	56	as	as	ADP
gujaf-442	64	57	a	a	DET
gujaf-442	64	58	critical	critical	ADJ
gujaf-442	64	59	pillar	pillar	NOUN
gujaf-442	64	60	influencing	influence	VERB
gujaf-442	64	61	economic	economic	ADJ
gujaf-442	64	62	development	development	NOUN
gujaf-442	64	63	(	(	PUNCT
gujaf-442	64	64	zhang	zhang	PROPN
gujaf-442	64	65	et	et	PROPN
gujaf-442	64	66	al	al	PROPN
gujaf-442	64	67	.	.	PROPN
gujaf-442	64	68	,	,	PUNCT
gujaf-442	64	69	2022	2022	NUM
gujaf-442	64	70	)	)	PUNCT
gujaf-442	64	71	.	.	PUNCT
gujaf-442	65	1	its	its	PRON
gujaf-442	65	2	integration	integration	NOUN
gujaf-442	65	3	within	within	ADP
gujaf-442	65	4	the	the	DET
gujaf-442	65	5	economic	economic	ADJ
gujaf-442	65	6	framework	framework	NOUN
gujaf-442	65	7	offers	offer	VERB
gujaf-442	65	8	promising	promise	VERB
gujaf-442	65	9	avenues	avenue	NOUN
gujaf-442	65	10	for	for	ADP
gujaf-442	65	11	accelerating	accelerate	VERB
gujaf-442	65	12	growth	growth	NOUN
gujaf-442	65	13	by	by	ADP
gujaf-442	65	14	improving	improve	VERB
gujaf-442	65	15	access	access	NOUN
gujaf-442	65	16	to	to	ADP
gujaf-442	65	17	finance	finance	NOUN
gujaf-442	65	18	and	and	CCONJ
gujaf-442	65	19	optimizing	optimize	VERB
gujaf-442	65	20	resource	resource	NOUN
gujaf-442	65	21	allocation	allocation	NOUN
gujaf-442	65	22	,	,	PUNCT
gujaf-442	65	23	especially	especially	ADV
gujaf-442	65	24	in	in	ADP
gujaf-442	65	25	advanced	advanced	ADJ
gujaf-442	65	26	economies	economy	NOUN
gujaf-442	65	27	such	such	ADJ
gujaf-442	65	28	as	as	ADP
gujaf-442	65	29	those	those	PRON
gujaf-442	65	30	within	within	ADP
gujaf-442	65	31	the	the	DET
gujaf-442	65	32	oecd	oecd	PROPN
gujaf-442	65	33	.	.	PUNCT
gujaf-442	66	1	digital	digital	PROPN
gujaf-442	66	2	trade	trade	NOUN
gujaf-442	66	3	has	have	AUX
gujaf-442	66	4	reshaped	reshape	VERB
gujaf-442	66	5	international	international	ADJ
gujaf-442	66	6	commerce	commerce	NOUN
gujaf-442	66	7	by	by	ADP
gujaf-442	66	8	lowering	lower	VERB
gujaf-442	66	9	transaction	transaction	NOUN
gujaf-442	66	10	costs	cost	NOUN
gujaf-442	66	11	,	,	PUNCT
gujaf-442	66	12	expanding	expand	VERB
gujaf-442	66	13	market	market	NOUN
gujaf-442	66	14	reach	reach	NOUN
gujaf-442	66	15	,	,	PUNCT
gujaf-442	66	16	and	and	CCONJ
gujaf-442	66	17	enabling	enable	VERB
gujaf-442	66	18	novel	novel	NOUN
gujaf-442	66	19	business	business	NOUN
gujaf-442	66	20	models	model	NOUN
gujaf-442	66	21	(	(	PUNCT
gujaf-442	66	22	baldwin	baldwin	PROPN
gujaf-442	66	23	&	&	CCONJ
gujaf-442	66	24	freeman	freeman	PROPN
gujaf-442	66	25	,	,	PUNCT
gujaf-442	66	26	2021	2021	NUM
gujaf-442	66	27	)	)	PUNCT
gujaf-442	66	28	.	.	PUNCT
gujaf-442	67	1	the	the	DET
gujaf-442	67	2	rise	rise	NOUN
gujaf-442	67	3	of	of	ADP
gujaf-442	67	4	digitaltradecomplementsfintechreadiness	digitaltradecomplementsfintechreadiness	NOUN
gujaf-442	67	5	,	,	PUNCT
gujaf-442	67	6	asthedigitizationoffinancialservicesunderpins	asthedigitizationoffinancialservicesunderpin	VERB
gujaf-442	67	7	crossborder	crossborder	NOUN
gujaf-442	67	8	e	e	NOUN
gujaf-442	67	9	-	-	NOUN
gujaf-442	67	10	commerce	commerce	NOUN
gujaf-442	67	11	and	and	CCONJ
gujaf-442	67	12	facilitates	facilitate	VERB
gujaf-442	67	13	smoother	smooth	ADJ
gujaf-442	67	14	capital	capital	NOUN
gujaf-442	67	15	flows	flow	NOUN
gujaf-442	67	16	(	(	PUNCT
gujaf-442	67	17	constantinescu	constantinescu	NOUN
gujaf-442	67	18	,	,	PUNCT
gujaf-442	67	19	mattoo	mattoo	NOUN
gujaf-442	67	20	,	,	PUNCT
gujaf-442	67	21	&	&	CCONJ
gujaf-442	67	22	ruta,2019).giventhatoecdcountriesareattheforefrontofdigitalinfrastructureandtrade	ruta,2019).giventhatoecdcountriesareattheforefrontofdigitalinfrastructureandtrade	PROPN
gujaf-442	67	23	liberalization	liberalization	NOUN
gujaf-442	67	24	,	,	PUNCT
gujaf-442	67	25	exploring	explore	VERB
gujaf-442	67	26	the	the	DET
gujaf-442	67	27	nexus	nexus	NOUN
gujaf-442	67	28	between	between	ADP
gujaf-442	67	29	fintech	fintech	NOUN
gujaf-442	67	30	readiness	readiness	NOUN
gujaf-442	67	31	and	and	CCONJ
gujaf-442	67	32	digital	digital	ADJ
gujaf-442	67	33	trade	trade	NOUN
gujaf-442	67	34	is	be	AUX
gujaf-442	67	35	vital	vital	ADJ
gujaf-442	67	36	to	to	ADP
gujaf-442	67	37	understanding	understand	VERB
gujaf-442	67	38	their	their	PRON
gujaf-442	67	39	combined	combine	VERB
gujaf-442	67	40	impact	impact	NOUN
gujaf-442	67	41	on	on	ADP
gujaf-442	67	42	economic	economic	ADJ
gujaf-442	67	43	growth	growth	NOUN
gujaf-442	67	44	in	in	ADP
gujaf-442	67	45	this	this	DET
gujaf-442	67	46	group	group	NOUN
gujaf-442	67	47	of	of	ADP
gujaf-442	67	48	nations	nation	NOUN
gujaf-442	67	49	.	.	PUNCT
gujaf-442	68	1	natural	natural	ADJ
gujaf-442	68	2	resource	resource	NOUN
gujaf-442	68	3	rents	rent	NOUN
gujaf-442	68	4	,	,	PUNCT
gujaf-442	68	5	particularly	particularly	ADV
gujaf-442	68	6	from	from	ADP
gujaf-442	68	7	minerals	mineral	NOUN
gujaf-442	68	8	,	,	PUNCT
gujaf-442	68	9	remain	remain	VERB
gujaf-442	68	10	a	a	DET
gujaf-442	68	11	significant	significant	ADJ
gujaf-442	68	12	source	source	NOUN
gujaf-442	68	13	of	of	ADP
gujaf-442	68	14	revenue	revenue	NOUN
gujaf-442	68	15	for	for	ADP
gujaf-442	68	16	many	many	ADJ
gujaf-442	68	17	oecd	oecd	NOUN
gujaf-442	68	18	countries	country	NOUN
gujaf-442	68	19	,	,	PUNCT
gujaf-442	68	20	although	although	SCONJ
gujaf-442	68	21	their	their	PRON
gujaf-442	68	22	relationship	relationship	NOUN
gujaf-442	68	23	with	with	ADP
gujaf-442	68	24	economic	economic	ADJ
gujaf-442	68	25	growth	growth	NOUN
gujaf-442	68	26	is	be	AUX
gujaf-442	68	27	complex	complex	ADJ
gujaf-442	68	28	and	and	CCONJ
gujaf-442	68	29	multifaceted	multifaceted	ADJ
gujaf-442	68	30	(	(	PUNCT
gujaf-442	68	31	sadorsky	sadorsky	ADJ
gujaf-442	68	32	,	,	PUNCT
gujaf-442	68	33	2011	2011	NUM
gujaf-442	68	34	)	)	PUNCT
gujaf-442	68	35	.	.	PUNCT
gujaf-442	69	1	while	while	SCONJ
gujaf-442	69	2	resource	resource	NOUN
gujaf-442	69	3	abundance	abundance	NOUN
gujaf-442	69	4	can	can	AUX
gujaf-442	69	5	provide	provide	VERB
gujaf-442	69	6	critical	critical	ADJ
gujaf-442	69	7	financial	financial	ADJ
gujaf-442	69	8	resourcesfordevelopment	resourcesfordevelopment	NOUN
gujaf-442	69	9	,	,	PUNCT
gujaf-442	69	10	itmayalsogenerateeconomicvulnerabilitiessuchasthe	itmayalsogenerateeconomicvulnerabilitiessuchasthe	ADJ
gujaf-442	69	11	―resourcecurseǁordutchdiseaseeffects	―resourcecurseǁordutchdiseaseeffect	NOUN
gujaf-442	69	12	,	,	PUNCT
gujaf-442	69	13	whichcanhamperdiversifiedeconomicgrowth	whichcanhamperdiversifiedeconomicgrowth	PROPN
gujaf-442	69	14	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	69	15	,	,	PUNCT
gujaf-442	69	16	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	69	17	440	440	NUM
gujaf-442	69	18	(	(	PUNCT
gujaf-442	69	19	auty	auty	NOUN
gujaf-442	69	20	,	,	PUNCT
gujaf-442	69	21	2001	2001	NUM
gujaf-442	69	22	;	;	PUNCT
gujaf-442	69	23	van	van	PROPN
gujaf-442	69	24	der	der	PROPN
gujaf-442	69	25	ploeg	ploeg	NOUN
gujaf-442	69	26	,	,	PUNCT
gujaf-442	69	27	2011	2011	NUM
gujaf-442	69	28	)	)	PUNCT
gujaf-442	69	29	.	.	PUNCT
gujaf-442	70	1	moreover	moreover	ADV
gujaf-442	70	2	,	,	PUNCT
gujaf-442	70	3	the	the	DET
gujaf-442	70	4	interaction	interaction	NOUN
gujaf-442	70	5	between	between	ADP
gujaf-442	70	6	resource	resource	NOUN
gujaf-442	70	7	rents	rent	NOUN
gujaf-442	70	8	and	and	CCONJ
gujaf-442	70	9	fintech	fintech	NOUN
gujaf-442	70	10	or	or	CCONJ
gujaf-442	70	11	digital	digital	ADJ
gujaf-442	70	12	trade	trade	NOUN
gujaf-442	70	13	has	have	AUX
gujaf-442	70	14	not	not	PART
gujaf-442	70	15	been	be	AUX
gujaf-442	70	16	thoroughly	thoroughly	ADV
gujaf-442	70	17	examined	examine	VERB
gujaf-442	70	18	in	in	ADP
gujaf-442	70	19	extant	extant	ADJ
gujaf-442	70	20	literature	literature	NOUN
gujaf-442	70	21	,	,	PUNCT
gujaf-442	70	22	presenting	present	VERB
gujaf-442	70	23	an	an	DET
gujaf-442	70	24	opportunityto	opportunityto	PROPN
gujaf-442	70	25	deepen	deepen	PROPN
gujaf-442	70	26	theunderstandingofhowthesefactors	theunderstandingofhowthesefactor	NOUN
gujaf-442	70	27	collectivelyinfluenceeconomic	collectivelyinfluenceeconomic	ADJ
gujaf-442	70	28	trajectories	trajectory	NOUN
gujaf-442	70	29	.	.	PUNCT
gujaf-442	71	1	the	the	DET
gujaf-442	71	2	rising	rise	VERB
gujaf-442	71	3	awareness	awareness	NOUN
gujaf-442	71	4	of	of	ADP
gujaf-442	71	5	environmental	environmental	ADJ
gujaf-442	71	6	sustainability	sustainability	NOUN
gujaf-442	71	7	has	have	AUX
gujaf-442	71	8	introduced	introduce	VERB
gujaf-442	71	9	environmental	environmental	ADJ
gujaf-442	71	10	policy	policy	NOUN
gujaf-442	71	11	stringency	stringency	NOUN
gujaf-442	71	12	(	(	PUNCT
gujaf-442	71	13	eps	eps	PROPN
gujaf-442	71	14	)	)	PUNCT
gujaf-442	71	15	as	as	ADP
gujaf-442	71	16	a	a	DET
gujaf-442	71	17	crucial	crucial	ADJ
gujaf-442	71	18	moderating	moderate	VERB
gujaf-442	71	19	factor	factor	NOUN
gujaf-442	71	20	in	in	ADP
gujaf-442	71	21	economic	economic	ADJ
gujaf-442	71	22	development	development	NOUN
gujaf-442	71	23	(	(	PUNCT
gujaf-442	71	24	oecd	oecd	PROPN
gujaf-442	71	25	,	,	PUNCT
gujaf-442	71	26	2020	2020	NUM
gujaf-442	71	27	)	)	PUNCT
gujaf-442	71	28	.	.	PUNCT
gujaf-442	72	1	eps	eps	PROPN
gujaf-442	72	2	reflects	reflect	VERB
gujaf-442	72	3	the	the	DET
gujaf-442	72	4	rigor	rigor	NOUN
gujaf-442	72	5	of	of	ADP
gujaf-442	72	6	environmental	environmental	ADJ
gujaf-442	72	7	regulations	regulation	NOUN
gujaf-442	72	8	and	and	CCONJ
gujaf-442	72	9	policies	policy	NOUN
gujaf-442	72	10	designed	design	VERB
gujaf-442	72	11	to	to	PART
gujaf-442	72	12	mitigate	mitigate	VERB
gujaf-442	72	13	ecological	ecological	ADJ
gujaf-442	72	14	degradation	degradation	NOUN
gujaf-442	72	15	and	and	CCONJ
gujaf-442	72	16	promote	promote	VERB
gujaf-442	72	17	green	green	ADJ
gujaf-442	72	18	growth	growth	NOUN
gujaf-442	72	19	.	.	PUNCT
gujaf-442	73	1	increasing	increase	VERB
gujaf-442	73	2	policy	policy	NOUN
gujaf-442	73	3	stringency	stringency	NOUN
gujaf-442	73	4	can	can	AUX
gujaf-442	73	5	both	both	CCONJ
gujaf-442	73	6	challenge	challenge	VERB
gujaf-442	73	7	and	and	CCONJ
gujaf-442	73	8	stimulate	stimulate	VERB
gujaf-442	73	9	economic	economic	ADJ
gujaf-442	73	10	activity	activity	NOUN
gujaf-442	73	11	by	by	ADP
gujaf-442	73	12	influencing	influence	VERB
gujaf-442	73	13	industrial	industrial	ADJ
gujaf-442	73	14	practices	practice	NOUN
gujaf-442	73	15	,	,	PUNCT
gujaf-442	73	16	innovation	innovation	NOUN
gujaf-442	73	17	incentives	incentive	NOUN
gujaf-442	73	18	,	,	PUNCT
gujaf-442	73	19	and	and	CCONJ
gujaf-442	73	20	investment	investment	NOUN
gujaf-442	73	21	flows	flow	NOUN
gujaf-442	73	22	(	(	PUNCT
gujaf-442	73	23	ambec	ambec	PROPN
gujaf-442	73	24	et	et	PROPN
gujaf-442	73	25	al	al	PROPN
gujaf-442	73	26	.	.	PROPN
gujaf-442	73	27	,	,	PUNCT
gujaf-442	73	28	2013	2013	NUM
gujaf-442	73	29	)	)	PUNCT
gujaf-442	73	30	.	.	PUNCT
gujaf-442	74	1	in	in	ADP
gujaf-442	74	2	the	the	DET
gujaf-442	74	3	context	context	NOUN
gujaf-442	74	4	of	of	ADP
gujaf-442	74	5	oecd	oecd	PROPN
gujaf-442	74	6	countries	country	NOUN
gujaf-442	74	7	,	,	PUNCT
gujaf-442	74	8	where	where	SCONJ
gujaf-442	74	9	environmental	environmental	ADJ
gujaf-442	74	10	standards	standard	NOUN
gujaf-442	74	11	are	be	AUX
gujaf-442	74	12	relatively	relatively	ADV
gujaf-442	74	13	high	high	ADJ
gujaf-442	74	14	,	,	PUNCT
gujaf-442	74	15	assessing	assess	VERB
gujaf-442	74	16	the	the	DET
gujaf-442	74	17	role	role	NOUN
gujaf-442	74	18	of	of	ADP
gujaf-442	74	19	eps	eps	PROPN
gujaf-442	74	20	alongsidefintech	alongsidefintech	PROPN
gujaf-442	74	21	readiness	readiness	NOUN
gujaf-442	74	22	,	,	PUNCT
gujaf-442	74	23	digital	digital	ADJ
gujaf-442	74	24	trade	trade	NOUN
gujaf-442	74	25	,	,	PUNCT
gujaf-442	74	26	and	and	CCONJ
gujaf-442	74	27	resource	resource	NOUN
gujaf-442	74	28	rents	rent	NOUN
gujaf-442	74	29	offers	offer	VERB
gujaf-442	74	30	valuable	valuable	ADJ
gujaf-442	74	31	insights	insight	NOUN
gujaf-442	74	32	into	into	ADP
gujaf-442	74	33	sustainable	sustainable	ADJ
gujaf-442	74	34	growth	growth	NOUN
gujaf-442	74	35	paradigms	paradigm	NOUN
gujaf-442	74	36	.	.	PUNCT
gujaf-442	75	1	several	several	ADJ
gujaf-442	75	2	have	have	AUX
gujaf-442	75	3	examined	examine	VERB
gujaf-442	75	4	the	the	DET
gujaf-442	75	5	individual	individual	ADJ
gujaf-442	75	6	impacts	impact	NOUN
gujaf-442	75	7	of	of	ADP
gujaf-442	75	8	fintech	fintech	NOUN
gujaf-442	75	9	on	on	ADP
gujaf-442	75	10	economic	economic	ADJ
gujaf-442	75	11	growth	growth	NOUN
gujaf-442	75	12	(	(	PUNCT
gujaf-442	75	13	kim	kim	PROPN
gujaf-442	75	14	,	,	PUNCT
gujaf-442	75	15	2021	2021	NUM
gujaf-442	75	16	)	)	PUNCT
gujaf-442	75	17	,	,	PUNCT
gujaf-442	75	18	digital	digital	ADJ
gujaf-442	75	19	trade	trade	NOUN
gujaf-442	75	20	on	on	ADP
gujaf-442	75	21	gdp	gdp	NOUN
gujaf-442	75	22	expansion	expansion	NOUN
gujaf-442	75	23	(	(	PUNCT
gujaf-442	75	24	freund	freund	PROPN
gujaf-442	75	25	&	&	CCONJ
gujaf-442	75	26	weinhold	weinhold	PROPN
gujaf-442	75	27	,	,	PUNCT
gujaf-442	75	28	2004	2004	NUM
gujaf-442	75	29	)	)	PUNCT
gujaf-442	75	30	,	,	PUNCT
gujaf-442	75	31	or	or	CCONJ
gujaf-442	75	32	resource	resource	NOUN
gujaf-442	75	33	rents	rent	NOUN
gujaf-442	75	34	on	on	ADP
gujaf-442	75	35	growth	growth	NOUN
gujaf-442	75	36	volatility	volatility	NOUN
gujaf-442	75	37	(	(	PUNCT
gujaf-442	75	38	i	i	NOUN
gujaf-442	75	39	m	m	PROPN
gujaf-442	75	40	&	&	CCONJ
gujaf-442	75	41	mah	mah	PROPN
gujaf-442	75	42	,	,	PUNCT
gujaf-442	75	43	2021	2021	NUM
gujaf-442	75	44	)	)	PUNCT
gujaf-442	75	45	.	.	PUNCT
gujaf-442	76	1	integrated	integrate	VERB
gujaf-442	76	2	analyses	analysis	NOUN
gujaf-442	76	3	considering	consider	VERB
gujaf-442	76	4	the	the	DET
gujaf-442	76	5	simultaneous	simultaneous	ADJ
gujaf-442	76	6	effects	effect	NOUN
gujaf-442	76	7	of	of	ADP
gujaf-442	76	8	fintech	fintech	NOUN
gujaf-442	76	9	readiness	readiness	NOUN
gujaf-442	76	10	,	,	PUNCT
gujaf-442	76	11	digital	digital	ADJ
gujaf-442	76	12	trade	trade	NOUN
gujaf-442	76	13	,	,	PUNCT
gujaf-442	76	14	mineral	mineral	NOUN
gujaf-442	76	15	resource	resource	NOUN
gujaf-442	76	16	rents	rent	NOUN
gujaf-442	76	17	,	,	PUNCT
gujaf-442	76	18	and	and	CCONJ
gujaf-442	76	19	environmental	environmental	ADJ
gujaf-442	76	20	policies	policy	NOUN
gujaf-442	76	21	remain	remain	VERB
gujaf-442	76	22	sparse	sparse	ADJ
gujaf-442	76	23	.	.	PUNCT
gujaf-442	77	1	this	this	DET
gujaf-442	77	2	study	study	NOUN
gujaf-442	77	3	fills	fill	VERB
gujaf-442	77	4	this	this	DET
gujaf-442	77	5	gap	gap	NOUN
gujaf-442	77	6	by	by	ADP
gujaf-442	77	7	adopting	adopt	VERB
gujaf-442	77	8	a	a	DET
gujaf-442	77	9	comprehensive	comprehensive	ADJ
gujaf-442	77	10	approach	approach	NOUN
gujaf-442	77	11	that	that	PRON
gujaf-442	77	12	accounts	account	VERB
gujaf-442	77	13	for	for	ADP
gujaf-442	77	14	the	the	DET
gujaf-442	77	15	interplay	interplay	NOUN
gujaf-442	77	16	among	among	ADP
gujaf-442	77	17	these	these	DET
gujaf-442	77	18	factors	factor	NOUN
gujaf-442	77	19	within	within	ADP
gujaf-442	77	20	oecd	oecd	ADJ
gujaf-442	77	21	economies	economy	NOUN
gujaf-442	77	22	from	from	ADP
gujaf-442	77	23	2000	2000	NUM
gujaf-442	77	24	to	to	ADP
gujaf-442	77	25	2023	2023	NUM
gujaf-442	77	26	.	.	PUNCT
gujaf-442	78	1	this	this	PRON
gujaf-442	78	2	studyapplies	studyapplie	VERB
gujaf-442	78	3	the	the	DET
gujaf-442	78	4	method	method	NOUN
gujaf-442	78	5	of	of	ADP
gujaf-442	78	6	moment	moment	NOUN
gujaf-442	78	7	quantile	quantile	ADJ
gujaf-442	78	8	regression	regression	NOUN
gujaf-442	78	9	(	(	PUNCT
gujaf-442	78	10	mmqr	mmqr	NOUN
gujaf-442	78	11	)	)	PUNCT
gujaf-442	78	12	,	,	PUNCT
gujaf-442	78	13	which	which	PRON
gujaf-442	78	14	provides	provide	VERB
gujaf-442	78	15	a	a	DET
gujaf-442	78	16	robust	robust	ADJ
gujaf-442	78	17	framework	framework	NOUN
gujaf-442	78	18	for	for	ADP
gujaf-442	78	19	capturing	capture	VERB
gujaf-442	78	20	heterogeneous	heterogeneous	ADJ
gujaf-442	78	21	effects	effect	NOUN
gujaf-442	78	22	across	across	ADP
gujaf-442	78	23	different	different	ADJ
gujaf-442	78	24	quantiles	quantile	NOUN
gujaf-442	78	25	of	of	ADP
gujaf-442	78	26	economic	economic	ADJ
gujaf-442	78	27	growth	growth	NOUN
gujaf-442	78	28	distribution	distribution	NOUN
gujaf-442	78	29	(	(	PUNCT
gujaf-442	78	30	machado	machado	PROPN
gujaf-442	78	31	&	&	CCONJ
gujaf-442	78	32	silva	silva	PROPN
gujaf-442	78	33	,	,	PUNCT
gujaf-442	78	34	2019	2019	NUM
gujaf-442	78	35	)	)	PUNCT
gujaf-442	78	36	.	.	PUNCT
gujaf-442	79	1	this	this	DET
gujaf-442	79	2	approach	approach	NOUN
gujaf-442	79	3	enables	enable	VERB
gujaf-442	79	4	a	a	DET
gujaf-442	79	5	nuanced	nuanced	ADJ
gujaf-442	79	6	understanding	understanding	NOUN
gujaf-442	79	7	ofhow	ofhow	NOUN
gujaf-442	79	8	fintech	fintech	NOUN
gujaf-442	79	9	readiness	readiness	NOUN
gujaf-442	79	10	,	,	PUNCT
gujaf-442	79	11	digital	digital	ADJ
gujaf-442	79	12	trade	trade	NOUN
gujaf-442	79	13	,	,	PUNCT
gujaf-442	79	14	resource	resource	NOUN
gujaf-442	79	15	rents	rent	NOUN
gujaf-442	79	16	,	,	PUNCT
gujaf-442	79	17	and	and	CCONJ
gujaf-442	79	18	environmental	environmental	ADJ
gujaf-442	79	19	policy	policy	NOUN
gujaf-442	79	20	stringency	stringency	NOUN
gujaf-442	79	21	influence	influence	NOUN
gujaf-442	79	22	economic	economic	ADJ
gujaf-442	79	23	growth	growth	NOUN
gujaf-442	79	24	not	not	PART
gujaf-442	79	25	only	only	ADV
gujaf-442	79	26	on	on	ADP
gujaf-442	79	27	average	average	ADJ
gujaf-442	79	28	but	but	CCONJ
gujaf-442	79	29	also	also	ADV
gujaf-442	79	30	at	at	ADP
gujaf-442	79	31	various	various	ADJ
gujaf-442	79	32	points	point	NOUN
gujaf-442	79	33	of	of	ADP
gujaf-442	79	34	the	the	DET
gujaf-442	79	35	growth	growth	NOUN
gujaf-442	79	36	spectrum	spectrum	NOUN
gujaf-442	79	37	.	.	PUNCT
gujaf-442	80	1	the	the	DET
gujaf-442	80	2	findings	finding	NOUN
gujaf-442	80	3	are	be	AUX
gujaf-442	80	4	expected	expect	VERB
gujaf-442	80	5	to	to	PART
gujaf-442	80	6	inform	inform	VERB
gujaf-442	80	7	policymakers	policymaker	NOUN
gujaf-442	80	8	on	on	ADP
gujaf-442	80	9	optimizing	optimize	VERB
gujaf-442	80	10	financialstrategies	financialstrategie	NOUN
gujaf-442	80	11	to	to	PART
gujaf-442	80	12	foster	foster	VERB
gujaf-442	80	13	inclusive	inclusive	ADJ
gujaf-442	80	14	and	and	CCONJ
gujaf-442	80	15	sustainable	sustainable	ADJ
gujaf-442	80	16	growth	growth	NOUN
gujaf-442	80	17	in	in	ADP
gujaf-442	80	18	the	the	DET
gujaf-442	80	19	oecd	oecd	PROPN
gujaf-442	80	20	context	context	NOUN
gujaf-442	80	21	.	.	PUNCT
gujaf-442	81	1	2.0	2.0	NUM
gujaf-442	81	2	literatureandhypotheses	literatureandhypothese	VERB
gujaf-442	81	3	empirical	empirical	ADJ
gujaf-442	81	4	review	review	NOUN
gujaf-442	81	5	empirical	empirical	ADJ
gujaf-442	81	6	research	research	NOUN
gujaf-442	81	7	has	have	AUX
gujaf-442	81	8	significantly	significantly	ADV
gujaf-442	81	9	advanced	advance	VERB
gujaf-442	81	10	our	our	PRON
gujaf-442	81	11	understanding	understanding	NOUN
gujaf-442	81	12	of	of	ADP
gujaf-442	81	13	the	the	DET
gujaf-442	81	14	multifaceted	multifaceted	ADJ
gujaf-442	81	15	drivers	driver	NOUN
gujaf-442	81	16	of	of	ADP
gujaf-442	81	17	economic	economic	ADJ
gujaf-442	81	18	growth	growth	NOUN
gujaf-442	81	19	,	,	PUNCT
gujaf-442	81	20	with	with	ADP
gujaf-442	81	21	particular	particular	ADJ
gujaf-442	81	22	emphasis	emphasis	NOUN
gujaf-442	81	23	on	on	ADP
gujaf-442	81	24	the	the	DET
gujaf-442	81	25	roles	role	NOUN
gujaf-442	81	26	of	of	ADP
gujaf-442	81	27	fintech	fintech	NOUN
gujaf-442	81	28	development	development	NOUN
gujaf-442	81	29	,	,	PUNCT
gujaf-442	81	30	digital	digital	ADJ
gujaf-442	81	31	trade	trade	NOUN
gujaf-442	81	32	,	,	PUNCT
gujaf-442	81	33	natural	natural	ADJ
gujaf-442	81	34	resource	resource	NOUN
gujaf-442	81	35	rents	rent	NOUN
gujaf-442	81	36	,	,	PUNCT
gujaf-442	81	37	and	and	CCONJ
gujaf-442	81	38	environmental	environmental	ADJ
gujaf-442	81	39	policy	policy	NOUN
gujaf-442	81	40	frameworks	framework	NOUN
gujaf-442	81	41	.	.	PUNCT
gujaf-442	82	1	fintech	fintech	NOUN
gujaf-442	82	2	readiness	readiness	NOUN
gujaf-442	82	3	,	,	PUNCT
gujaf-442	82	4	broadly	broadly	ADV
gujaf-442	82	5	conceptualized	conceptualize	VERB
gujaf-442	82	6	as	as	ADP
gujaf-442	82	7	a	a	DET
gujaf-442	82	8	country‘s	country‘s	NOUN
gujaf-442	82	9	capacity	capacity	NOUN
gujaf-442	82	10	to	to	PART
gujaf-442	82	11	integrate	integrate	VERB
gujaf-442	82	12	digital	digital	ADJ
gujaf-442	82	13	financial	financial	ADJ
gujaf-442	82	14	services	service	NOUN
gujaf-442	82	15	effectively	effectively	ADV
gujaf-442	82	16	,	,	PUNCT
gujaf-442	82	17	has	have	AUX
gujaf-442	82	18	been	be	AUX
gujaf-442	82	19	shown	show	VERB
gujaf-442	82	20	to	to	PART
gujaf-442	82	21	exert	exert	VERB
gujaf-442	82	22	a	a	DET
gujaf-442	82	23	positive	positive	ADJ
gujaf-442	82	24	influence	influence	NOUN
gujaf-442	82	25	on	on	ADP
gujaf-442	82	26	economic	economic	ADJ
gujaf-442	82	27	growth	growth	NOUN
gujaf-442	82	28	across	across	ADP
gujaf-442	82	29	multiple	multiple	ADJ
gujaf-442	82	30	contexts	contexts	NOUN
gujaf-442	82	31	.	.	PUNCT
gujaf-442	83	1	kim	kim	PROPN
gujaf-442	83	2	(	(	PUNCT
gujaf-442	83	3	2021	2021	NUM
gujaf-442	83	4	)	)	PUNCT
gujaf-442	83	5	provided	provide	VERB
gujaf-442	83	6	early	early	ADJ
gujaf-442	83	7	empirical	empirical	ADJ
gujaf-442	83	8	evidence	evidence	NOUN
gujaf-442	83	9	indicating	indicate	VERB
gujaf-442	83	10	that	that	SCONJ
gujaf-442	83	11	oecd	oecd	PROPN
gujaf-442	83	12	countries	country	NOUN
gujaf-442	83	13	with	with	ADP
gujaf-442	83	14	higherfintech	higherfintech	NOUN
gujaf-442	83	15	readinessindicesexperiencedaccelerated	readinessindicesexperiencedaccelerate	VERB
gujaf-442	83	16	gdp	gdp	NOUN
gujaf-442	83	17	growthrates	growthrate	NOUN
gujaf-442	83	18	between2010	between2010	PROPN
gujaf-442	83	19	and	and	CCONJ
gujaf-442	83	20	2018	2018	NUM
gujaf-442	83	21	.	.	PUNCT
gujaf-442	84	1	this	this	DET
gujaf-442	84	2	finding	finding	NOUN
gujaf-442	84	3	is	be	AUX
gujaf-442	84	4	corroborated	corroborate	VERB
gujaf-442	84	5	by	by	ADP
gujaf-442	84	6	zhang	zhang	PROPN
gujaf-442	84	7	,	,	PUNCT
gujaf-442	84	8	goh	goh	PROPN
gujaf-442	84	9	,	,	PUNCT
gujaf-442	84	10	and	and	CCONJ
gujaf-442	84	11	lai	lai	PROPN
gujaf-442	84	12	(	(	PUNCT
gujaf-442	84	13	2022	2022	NUM
gujaf-442	84	14	)	)	PUNCT
gujaf-442	84	15	,	,	PUNCT
gujaf-442	84	16	who	who	PRON
gujaf-442	84	17	employed	employ	VERB
gujaf-442	84	18	panel	panel	NOUN
gujaf-442	84	19	data	datum	NOUN
gujaf-442	84	20	econometrics	econometric	NOUN
gujaf-442	84	21	to	to	PART
gujaf-442	84	22	demonstrate	demonstrate	VERB
gujaf-442	84	23	that	that	SCONJ
gujaf-442	84	24	fintech	fintech	NOUN
gujaf-442	84	25	readiness	readiness	NOUN
gujaf-442	84	26	enhances	enhance	VERB
gujaf-442	84	27	financial	financial	ADJ
gujaf-442	84	28	inclusion	inclusion	NOUN
gujaf-442	84	29	and	and	CCONJ
gujaf-442	84	30	investment	investment	NOUN
gujaf-442	84	31	efficiency	efficiency	NOUN
gujaf-442	84	32	,	,	PUNCT
gujaf-442	84	33	thereby	thereby	ADV
gujaf-442	84	34	stimulating	stimulate	VERB
gujaf-442	84	35	economic	economic	ADJ
gujaf-442	84	36	performance	performance	NOUN
gujaf-442	84	37	.	.	PUNCT
gujaf-442	85	1	expanding	expand	VERB
gujaf-442	85	2	on	on	ADP
gujaf-442	85	3	fintech‘s	fintech‘s	ADJ
gujaf-442	85	4	influence	influence	NOUN
gujaf-442	85	5	,	,	PUNCT
gujaf-442	85	6	several	several	ADJ
gujaf-442	85	7	studies	study	NOUN
gujaf-442	85	8	have	have	AUX
gujaf-442	85	9	examined	examine	VERB
gujaf-442	85	10	its	its	PRON
gujaf-442	85	11	interaction	interaction	NOUN
gujaf-442	85	12	with	with	ADP
gujaf-442	85	13	digital	digital	ADJ
gujaf-442	85	14	trade	trade	NOUN
gujaf-442	85	15	.	.	PUNCT
gujaf-442	86	1	baldwin	baldwin	PROPN
gujaf-442	86	2	and	and	CCONJ
gujaf-442	86	3	freeman	freeman	PROPN
gujaf-442	86	4	(	(	PUNCT
gujaf-442	86	5	2021	2021	NUM
gujaf-442	86	6	)	)	PUNCT
gujaf-442	86	7	analyzed	analyze	VERB
gujaf-442	86	8	the	the	DET
gujaf-442	86	9	evolution	evolution	NOUN
gujaf-442	86	10	of	of	ADP
gujaf-442	86	11	digital	digital	ADJ
gujaf-442	86	12	trade	trade	NOUN
gujaf-442	86	13	flows	flow	NOUN
gujaf-442	86	14	within	within	ADP
gujaf-442	86	15	oecd	oecd	PROPN
gujaf-442	86	16	and	and	CCONJ
gujaf-442	86	17	non	non	ADJ
gujaf-442	86	18	-	-	ADJ
gujaf-442	86	19	oecd	oecd	ADJ
gujaf-442	86	20	economies	economy	NOUN
gujaf-442	86	21	and	and	CCONJ
gujaf-442	86	22	found	find	VERB
gujaf-442	86	23	that	that	SCONJ
gujaf-442	86	24	digital	digital	ADJ
gujaf-442	86	25	trade	trade	NOUN
gujaf-442	86	26	liberalization	liberalization	NOUN
gujaf-442	86	27	,	,	PUNCT
gujaf-442	86	28	supported	support	VERB
gujaf-442	86	29	by	by	ADP
gujaf-442	86	30	robust	robust	ADJ
gujaf-442	86	31	fintech	fintech	NOUN
gujaf-442	86	32	ecosystems	ecosystem	NOUN
gujaf-442	86	33	,	,	PUNCT
gujaf-442	86	34	lowers	lower	VERB
gujaf-442	86	35	transaction	transaction	NOUN
gujaf-442	86	36	costs	cost	NOUN
gujaf-442	86	37	and	and	CCONJ
gujaf-442	86	38	improves	improve	VERB
gujaf-442	86	39	market	market	NOUN
gujaf-442	86	40	access	access	NOUN
gujaf-442	86	41	,	,	PUNCT
gujaf-442	86	42	contributing	contribute	VERB
gujaf-442	86	43	to	to	ADP
gujaf-442	86	44	higher	high	ADJ
gujaf-442	86	45	growth	growth	NOUN
gujaf-442	86	46	rates	rate	NOUN
gujaf-442	86	47	.	.	PUNCT
gujaf-442	87	1	constantinescu	constantinescu	PROPN
gujaf-442	87	2	,	,	PUNCT
gujaf-442	87	3	mattoo	mattoo	NOUN
gujaf-442	87	4	,	,	PUNCT
gujaf-442	87	5	and	and	CCONJ
gujaf-442	87	6	ruta	ruta	NOUN
gujaf-442	87	7	(	(	PUNCT
gujaf-442	87	8	2019	2019	NUM
gujaf-442	87	9	)	)	PUNCT
gujaf-442	87	10	provided	provide	VERB
gujaf-442	87	11	micro	micro	ADJ
gujaf-442	87	12	-	-	NOUN
gujaf-442	87	13	level	level	ADJ
gujaf-442	87	14	evidence	evidence	NOUN
gujaf-442	87	15	that	that	SCONJ
gujaf-442	87	16	digital	digital	ADJ
gujaf-442	87	17	trade	trade	NOUN
gujaf-442	87	18	fosters	foster	VERB
gujaf-442	87	19	innovation	innovation	NOUN
gujaf-442	87	20	diffusion	diffusion	NOUN
gujaf-442	87	21	and	and	CCONJ
gujaf-442	87	22	competitiveness	competitiveness	NOUN
gujaf-442	87	23	,	,	PUNCT
gujaf-442	87	24	particularly	particularly	ADV
gujaf-442	87	25	in	in	ADP
gujaf-442	87	26	knowledge	knowledge	NOUN
gujaf-442	87	27	-	-	PUNCT
gujaf-442	87	28	intensivesectors.freundandweinhold(2004)earlierdocumentedthatthe	intensivesectors.freundandweinhold(2004)earlierdocumentedthatthe	NOUN
gujaf-442	87	29	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	87	30	,	,	PUNCT
gujaf-442	87	31	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	87	32	441	441	NUM
gujaf-442	87	33	expansion	expansion	NOUN
gujaf-442	87	34	of	of	ADP
gujaf-442	87	35	internet	internet	NOUN
gujaf-442	87	36	infrastructure	infrastructure	NOUN
gujaf-442	87	37	significantly	significantly	ADV
gujaf-442	87	38	boosted	boost	VERB
gujaf-442	87	39	bilateral	bilateral	ADJ
gujaf-442	87	40	trade	trade	NOUN
gujaf-442	87	41	volumes	volume	NOUN
gujaf-442	87	42	,	,	PUNCT
gujaf-442	87	43	an	an	DET
gujaf-442	87	44	effect	effect	NOUN
gujaf-442	87	45	amplified	amplify	VERB
gujaf-442	87	46	in	in	ADP
gujaf-442	87	47	countries	country	NOUN
gujaf-442	87	48	with	with	ADP
gujaf-442	87	49	advanced	advanced	ADJ
gujaf-442	87	50	fintech	fintech	NOUN
gujaf-442	87	51	infrastructure	infrastructure	NOUN
gujaf-442	87	52	.	.	PUNCT
gujaf-442	88	1	the	the	DET
gujaf-442	88	2	role	role	NOUN
gujaf-442	88	3	of	of	ADP
gujaf-442	88	4	natural	natural	ADJ
gujaf-442	88	5	resource	resource	NOUN
gujaf-442	88	6	rents	rent	NOUN
gujaf-442	88	7	,	,	PUNCT
gujaf-442	88	8	particularly	particularly	ADV
gujaf-442	88	9	mineral	mineral	ADJ
gujaf-442	88	10	resources	resource	NOUN
gujaf-442	88	11	,	,	PUNCT
gujaf-442	88	12	has	have	AUX
gujaf-442	88	13	received	receive	VERB
gujaf-442	88	14	nuanced	nuanced	ADJ
gujaf-442	88	15	empirical	empirical	ADJ
gujaf-442	88	16	attention	attention	NOUN
gujaf-442	88	17	.	.	PUNCT
gujaf-442	89	1	while	while	SCONJ
gujaf-442	89	2	resource	resource	NOUN
gujaf-442	89	3	wealth	wealth	NOUN
gujaf-442	89	4	can	can	AUX
gujaf-442	89	5	generate	generate	VERB
gujaf-442	89	6	substantial	substantial	ADJ
gujaf-442	89	7	fiscal	fiscal	ADJ
gujaf-442	89	8	revenues	revenue	NOUN
gujaf-442	89	9	,	,	PUNCT
gujaf-442	89	10	empirical	empirical	ADJ
gujaf-442	89	11	evidencesuggests	evidencesuggest	NOUN
gujaf-442	89	12	aconditional	aconditional	ADJ
gujaf-442	89	13	relationship	relationship	NOUN
gujaf-442	89	14	with	with	ADP
gujaf-442	89	15	economic	economic	ADJ
gujaf-442	89	16	growth	growth	NOUN
gujaf-442	89	17	dependingon	dependingon	NOUN
gujaf-442	89	18	governance	governance	NOUN
gujaf-442	89	19	quality	quality	NOUN
gujaf-442	89	20	and	and	CCONJ
gujaf-442	89	21	diversification	diversification	NOUN
gujaf-442	89	22	efforts	effort	NOUN
gujaf-442	89	23	.	.	PUNCT
gujaf-442	90	1	i	i	PRON
gujaf-442	90	2	m	m	VERB
gujaf-442	90	3	and	and	CCONJ
gujaf-442	90	4	mah	mah	PROPN
gujaf-442	90	5	(	(	PUNCT
gujaf-442	90	6	2021	2021	NUM
gujaf-442	90	7	)	)	PUNCT
gujaf-442	90	8	analyzed	analyze	VERB
gujaf-442	90	9	a	a	DET
gujaf-442	90	10	global	global	ADJ
gujaf-442	90	11	sample	sample	NOUN
gujaf-442	90	12	,	,	PUNCT
gujaf-442	90	13	including	include	VERB
gujaf-442	90	14	oecd	oecd	PROPN
gujaf-442	90	15	countries	country	NOUN
gujaf-442	90	16	,	,	PUNCT
gujaf-442	90	17	and	and	CCONJ
gujaf-442	90	18	found	find	VERB
gujaf-442	90	19	that	that	SCONJ
gujaf-442	90	20	resource	resource	NOUN
gujaf-442	90	21	rents	rent	NOUN
gujaf-442	90	22	positively	positively	ADV
gujaf-442	90	23	contribute	contribute	VERB
gujaf-442	90	24	to	to	ADP
gujaf-442	90	25	growth	growth	NOUN
gujaf-442	90	26	only	only	ADV
gujaf-442	90	27	in	in	ADP
gujaf-442	90	28	the	the	DET
gujaf-442	90	29	presence	presence	NOUN
gujaf-442	90	30	of	of	ADP
gujaf-442	90	31	strong	strong	ADJ
gujaf-442	90	32	institutional	institutional	ADJ
gujaf-442	90	33	frameworks	framework	NOUN
gujaf-442	90	34	.	.	PUNCT
gujaf-442	91	1	similarly	similarly	ADV
gujaf-442	91	2	,	,	PUNCT
gujaf-442	91	3	sadorsky	sadorsky	ADJ
gujaf-442	91	4	(	(	PUNCT
gujaf-442	91	5	2011	2011	NUM
gujaf-442	91	6	)	)	PUNCT
gujaf-442	91	7	demonstrated	demonstrate	VERB
gujaf-442	91	8	that	that	SCONJ
gujaf-442	91	9	resource	resource	NOUN
gujaf-442	91	10	-	-	PUNCT
gujaf-442	91	11	rich	rich	ADJ
gujaf-442	91	12	countries	country	NOUN
gujaf-442	91	13	tend	tend	VERB
gujaf-442	91	14	to	to	PART
gujaf-442	91	15	experience	experience	VERB
gujaf-442	91	16	volatile	volatile	ADJ
gujaf-442	91	17	growth	growth	NOUN
gujaf-442	91	18	patterns	pattern	NOUN
gujaf-442	91	19	due	due	ADP
gujaf-442	91	20	to	to	ADP
gujaf-442	91	21	commodity	commodity	NOUN
gujaf-442	91	22	price	price	NOUN
gujaf-442	91	23	fluctuations	fluctuation	NOUN
gujaf-442	91	24	,	,	PUNCT
gujaf-442	91	25	necessitating	necessitate	VERB
gujaf-442	91	26	sophisticated	sophisticated	ADJ
gujaf-442	91	27	financial	financial	ADJ
gujaf-442	91	28	systems	system	NOUN
gujaf-442	91	29	and	and	CCONJ
gujaf-442	91	30	policy	policy	NOUN
gujaf-442	91	31	buffers	buffer	NOUN
gujaf-442	91	32	to	to	PART
gujaf-442	91	33	mitigate	mitigate	VERB
gujaf-442	91	34	adverse	adverse	ADJ
gujaf-442	91	35	effects	effect	NOUN
gujaf-442	91	36	.	.	PUNCT
gujaf-442	92	1	van	van	PROPN
gujaf-442	92	2	der	der	PROPN
gujaf-442	92	3	ploeg	ploeg	PROPN
gujaf-442	92	4	(	(	PUNCT
gujaf-442	92	5	2011	2011	NUM
gujaf-442	92	6	)	)	PUNCT
gujaf-442	92	7	synthesized	synthesize	VERB
gujaf-442	92	8	empirical	empirical	ADJ
gujaf-442	92	9	findings	finding	NOUN
gujaf-442	92	10	confirming	confirm	VERB
gujaf-442	92	11	thatresource	thatresource	PROPN
gujaf-442	92	12	abundance	abundance	NOUN
gujaf-442	92	13	often	often	ADV
gujaf-442	92	14	leads	lead	VERB
gujaf-442	92	15	to	to	ADP
gujaf-442	92	16	dutch	dutch	ADJ
gujaf-442	92	17	disease	disease	NOUN
gujaf-442	92	18	phenomena	phenomenon	NOUN
gujaf-442	92	19	unless	unless	SCONJ
gujaf-442	92	20	accompanied	accompany	VERB
gujaf-442	92	21	byproactive	byproactive	ADJ
gujaf-442	92	22	policy	policy	NOUN
gujaf-442	92	23	measures	measure	NOUN
gujaf-442	92	24	.	.	PUNCT
gujaf-442	93	1	environmental	environmental	ADJ
gujaf-442	93	2	policy	policy	NOUN
gujaf-442	93	3	stringency	stringency	NOUN
gujaf-442	93	4	(	(	PUNCT
gujaf-442	93	5	eps	eps	NOUN
gujaf-442	93	6	)	)	PUNCT
gujaf-442	93	7	has	have	AUX
gujaf-442	93	8	emerged	emerge	VERB
gujaf-442	93	9	as	as	ADP
gujaf-442	93	10	a	a	DET
gujaf-442	93	11	critical	critical	ADJ
gujaf-442	93	12	moderating	moderate	VERB
gujaf-442	93	13	factor	factor	NOUN
gujaf-442	93	14	influencing	influence	VERB
gujaf-442	93	15	the	the	DET
gujaf-442	93	16	relationship	relationship	NOUN
gujaf-442	93	17	between	between	ADP
gujaf-442	93	18	resource	resource	NOUN
gujaf-442	93	19	exploitation	exploitation	NOUN
gujaf-442	93	20	,	,	PUNCT
gujaf-442	93	21	technological	technological	ADJ
gujaf-442	93	22	innovation	innovation	NOUN
gujaf-442	93	23	,	,	PUNCT
gujaf-442	93	24	and	and	CCONJ
gujaf-442	93	25	growth	growth	NOUN
gujaf-442	93	26	.	.	PUNCT
gujaf-442	94	1	ambec	ambec	PROPN
gujaf-442	94	2	et	et	PROPN
gujaf-442	94	3	al	al	PROPN
gujaf-442	94	4	.	.	PROPN
gujaf-442	95	1	(	(	PUNCT
gujaf-442	95	2	2013	2013	NUM
gujaf-442	95	3	)	)	PUNCT
gujaf-442	95	4	reviewed	review	VERB
gujaf-442	95	5	empirical	empirical	ADJ
gujaf-442	95	6	studies	study	NOUN
gujaf-442	95	7	and	and	CCONJ
gujaf-442	95	8	found	find	VERB
gujaf-442	95	9	robust	robust	ADJ
gujaf-442	95	10	support	support	NOUN
gujaf-442	95	11	for	for	ADP
gujaf-442	95	12	the	the	DET
gujaf-442	95	13	porter	porter	NOUN
gujaf-442	95	14	hypothesis	hypothesis	NOUN
gujaf-442	95	15	,	,	PUNCT
gujaf-442	95	16	which	which	PRON
gujaf-442	95	17	posits	posit	VERB
gujaf-442	95	18	that	that	SCONJ
gujaf-442	95	19	stringent	stringent	ADJ
gujaf-442	95	20	environmental	environmental	ADJ
gujaf-442	95	21	regulations	regulation	NOUN
gujaf-442	95	22	can	can	AUX
gujaf-442	95	23	induce	induce	VERB
gujaf-442	95	24	innovation	innovation	NOUN
gujaf-442	95	25	that	that	PRON
gujaf-442	95	26	offsets	offset	VERB
gujaf-442	95	27	compliance	compliance	NOUN
gujaf-442	95	28	costs	cost	NOUN
gujaf-442	95	29	and	and	CCONJ
gujaf-442	95	30	fosters	foster	VERB
gujaf-442	95	31	competitiveness	competitiveness	NOUN
gujaf-442	95	32	.	.	PUNCT
gujaf-442	96	1	oecd	oecd	PROPN
gujaf-442	96	2	(	(	PUNCT
gujaf-442	96	3	2020	2020	NUM
gujaf-442	96	4	)	)	PUNCT
gujaf-442	96	5	provided	provide	VERB
gujaf-442	96	6	quantitative	quantitative	ADJ
gujaf-442	96	7	measures	measure	NOUN
gujaf-442	96	8	of	of	ADP
gujaf-442	96	9	eps	ep	NOUN
gujaf-442	96	10	and	and	CCONJ
gujaf-442	96	11	demonstrated	demonstrate	VERB
gujaf-442	96	12	that	that	SCONJ
gujaf-442	96	13	stricter	strict	ADJ
gujaf-442	96	14	policies	policy	NOUN
gujaf-442	96	15	correlate	correlate	VERB
gujaf-442	96	16	with	with	ADP
gujaf-442	96	17	increased	increase	VERB
gujaf-442	96	18	investments	investment	NOUN
gujaf-442	96	19	in	in	ADP
gujaf-442	96	20	green	green	ADJ
gujaf-442	96	21	technologies	technology	NOUN
gujaf-442	96	22	,	,	PUNCT
gujaf-442	96	23	contributing	contribute	VERB
gujaf-442	96	24	to	to	ADP
gujaf-442	96	25	sustainable	sustainable	ADJ
gujaf-442	96	26	economic	economic	ADJ
gujaf-442	96	27	growth	growth	NOUN
gujaf-442	96	28	.	.	PUNCT
gujaf-442	97	1	recent	recent	ADJ
gujaf-442	97	2	empirical	empirical	ADJ
gujaf-442	97	3	works	work	NOUN
gujaf-442	97	4	,	,	PUNCT
gujaf-442	97	5	such	such	ADJ
gujaf-442	97	6	as	as	ADP
gujaf-442	97	7	those	those	PRON
gujaf-442	97	8	by	by	ADP
gujaf-442	97	9	jiang	jiang	PROPN
gujaf-442	97	10	et	et	PROPN
gujaf-442	97	11	al	al	PROPN
gujaf-442	97	12	.	.	PROPN
gujaf-442	97	13	(	(	PUNCT
gujaf-442	97	14	2023	2023	NUM
gujaf-442	97	15	)	)	PUNCT
gujaf-442	97	16	,	,	PUNCT
gujaf-442	97	17	have	have	AUX
gujaf-442	97	18	examined	examine	VERB
gujaf-442	97	19	how	how	SCONJ
gujaf-442	97	20	eps	eps	PROPN
gujaf-442	97	21	interacts	interact	VERB
gujaf-442	97	22	with	with	ADP
gujaf-442	97	23	fintech	fintech	NOUN
gujaf-442	97	24	readiness	readiness	NOUN
gujaf-442	97	25	and	and	CCONJ
gujaf-442	97	26	digital	digital	ADJ
gujaf-442	97	27	trade	trade	NOUN
gujaf-442	97	28	to	to	PART
gujaf-442	97	29	promote	promote	VERB
gujaf-442	97	30	greener	green	ADJ
gujaf-442	97	31	growth	growth	NOUN
gujaf-442	97	32	pathways	pathway	NOUN
gujaf-442	97	33	,	,	PUNCT
gujaf-442	97	34	highlighting	highlight	VERB
gujaf-442	97	35	the	the	DET
gujaf-442	97	36	importance	importance	NOUN
gujaf-442	97	37	of	of	ADP
gujaf-442	97	38	integrated	integrate	VERB
gujaf-442	97	39	policy	policy	NOUN
gujaf-442	97	40	frameworks	framework	NOUN
gujaf-442	97	41	.	.	PUNCT
gujaf-442	98	1	lee	lee	PROPN
gujaf-442	98	2	and	and	CCONJ
gujaf-442	99	1	oh	oh	INTJ
gujaf-442	99	2	(	(	PUNCT
gujaf-442	99	3	2020	2020	NUM
gujaf-442	99	4	)	)	PUNCT
gujaf-442	99	5	used	use	VERB
gujaf-442	99	6	panel	panel	NOUN
gujaf-442	99	7	quantile	quantile	ADJ
gujaf-442	99	8	regression	regression	NOUN
gujaf-442	99	9	to	to	PART
gujaf-442	99	10	examine	examine	VERB
gujaf-442	99	11	the	the	DET
gujaf-442	99	12	joint	joint	ADJ
gujaf-442	99	13	effects	effect	NOUN
gujaf-442	99	14	of	of	ADP
gujaf-442	99	15	fintech	fintech	NOUN
gujaf-442	99	16	adoption	adoption	NOUN
gujaf-442	99	17	,	,	PUNCT
gujaf-442	99	18	digitaltradeopenness	digitaltradeopenness	NOUN
gujaf-442	99	19	,	,	PUNCT
gujaf-442	99	20	and	and	CCONJ
gujaf-442	99	21	environmentalregulationoneconomicgrowthacross30	environmentalregulationoneconomicgrowthacross30	NOUN
gujaf-442	99	22	oecd	oecd	PROPN
gujaf-442	99	23	countries	country	NOUN
gujaf-442	99	24	.	.	PUNCT
gujaf-442	100	1	their	their	PRON
gujaf-442	100	2	findings	finding	NOUN
gujaf-442	100	3	revealed	reveal	VERB
gujaf-442	100	4	heterogeneous	heterogeneous	ADJ
gujaf-442	100	5	impacts	impact	NOUN
gujaf-442	100	6	,	,	PUNCT
gujaf-442	100	7	with	with	ADP
gujaf-442	100	8	fintech	fintech	NOUN
gujaf-442	100	9	and	and	CCONJ
gujaf-442	100	10	digital	digital	ADJ
gujaf-442	100	11	trade	trade	NOUN
gujaf-442	100	12	exerting	exert	VERB
gujaf-442	100	13	stronger	strong	ADJ
gujaf-442	100	14	positive	positive	ADJ
gujaf-442	100	15	effects	effect	NOUN
gujaf-442	100	16	in	in	ADP
gujaf-442	100	17	countries	country	NOUN
gujaf-442	100	18	with	with	ADP
gujaf-442	100	19	moderate	moderate	ADJ
gujaf-442	100	20	to	to	ADP
gujaf-442	100	21	high	high	ADJ
gujaf-442	100	22	eps	eps	PROPN
gujaf-442	100	23	levels	level	NOUN
gujaf-442	100	24	.	.	PUNCT
gujaf-442	101	1	similarly	similarly	ADV
gujaf-442	101	2	,	,	PUNCT
gujaf-442	101	3	wang	wang	PROPN
gujaf-442	101	4	et	et	PROPN
gujaf-442	101	5	al	al	PROPN
gujaf-442	101	6	.	.	PROPN
gujaf-442	101	7	(	(	PUNCT
gujaf-442	101	8	2022	2022	NUM
gujaf-442	101	9	)	)	PUNCT
gujaf-442	101	10	applied	apply	VERB
gujaf-442	101	11	system	system	NOUN
gujaf-442	101	12	-	-	PUNCT
gujaf-442	101	13	gmm	gmm	NOUN
gujaf-442	101	14	estimations	estimation	NOUN
gujaf-442	101	15	to	to	PART
gujaf-442	101	16	assess	assess	VERB
gujaf-442	101	17	the	the	DET
gujaf-442	101	18	dynamic	dynamic	ADJ
gujaf-442	101	19	linkages	linkage	NOUN
gujaf-442	101	20	among	among	ADP
gujaf-442	101	21	resource	resource	NOUN
gujaf-442	101	22	rents	rent	NOUN
gujaf-442	101	23	,	,	PUNCT
gujaf-442	101	24	fintech	fintech	NOUN
gujaf-442	101	25	development	development	NOUN
gujaf-442	101	26	,	,	PUNCT
gujaf-442	101	27	and	and	CCONJ
gujaf-442	101	28	green	green	ADJ
gujaf-442	101	29	growth	growth	NOUN
gujaf-442	101	30	,	,	PUNCT
gujaf-442	101	31	concluding	conclude	VERB
gujaf-442	101	32	that	that	SCONJ
gujaf-442	101	33	fintech	fintech	NOUN
gujaf-442	101	34	readiness	readiness	NOUN
gujaf-442	101	35	enhances	enhance	VERB
gujaf-442	101	36	the	the	DET
gujaf-442	101	37	capacity	capacity	NOUN
gujaf-442	101	38	of	of	ADP
gujaf-442	101	39	resource	resource	NOUN
gujaf-442	101	40	-	-	PUNCT
gujaf-442	101	41	rich	rich	ADJ
gujaf-442	101	42	economies	economy	NOUN
gujaf-442	101	43	to	to	PART
gujaf-442	101	44	transition	transition	VERB
gujaf-442	101	45	towards	towards	ADP
gujaf-442	101	46	sustainability	sustainability	NOUN
gujaf-442	101	47	.	.	PUNCT
gujaf-442	102	1	acemoglu	acemoglu	PROPN
gujaf-442	102	2	and	and	CCONJ
gujaf-442	102	3	robinson	robinson	PROPN
gujaf-442	102	4	(	(	PUNCT
gujaf-442	102	5	2012	2012	NUM
gujaf-442	102	6	)	)	PUNCT
gujaf-442	102	7	highlight	highlight	VERB
gujaf-442	102	8	that	that	SCONJ
gujaf-442	102	9	strong	strong	ADJ
gujaf-442	102	10	institutions	institution	NOUN
gujaf-442	102	11	foster	foster	VERB
gujaf-442	102	12	innovation	innovation	NOUN
gujaf-442	102	13	adoption	adoption	NOUN
gujaf-442	102	14	and	and	CCONJ
gujaf-442	102	15	efficient	efficient	ADJ
gujaf-442	102	16	resource	resource	NOUN
gujaf-442	102	17	allocation	allocation	NOUN
gujaf-442	102	18	,	,	PUNCT
gujaf-442	102	19	which	which	PRON
gujaf-442	102	20	are	be	AUX
gujaf-442	102	21	vital	vital	ADJ
gujaf-442	102	22	in	in	ADP
gujaf-442	102	23	leveraging	leverage	VERB
gujaf-442	102	24	fintech	fintech	NOUN
gujaf-442	102	25	innovations	innovation	NOUN
gujaf-442	102	26	and	and	CCONJ
gujaf-442	102	27	digital	digital	ADJ
gujaf-442	102	28	trade	trade	NOUN
gujaf-442	102	29	benefits	benefit	NOUN
gujaf-442	102	30	.	.	PUNCT
gujaf-442	103	1	more	more	ADV
gujaf-442	103	2	recently	recently	ADV
gujaf-442	103	3	,	,	PUNCT
gujaf-442	103	4	dabla	dabla	NOUN
gujaf-442	103	5	-	-	PUNCT
gujaf-442	103	6	norris	norris	NOUN
gujaf-442	103	7	et	et	PROPN
gujaf-442	103	8	al	al	PROPN
gujaf-442	103	9	.	.	PROPN
gujaf-442	103	10	(	(	PUNCT
gujaf-442	103	11	2020	2020	NUM
gujaf-442	103	12	)	)	PUNCT
gujaf-442	103	13	employed	employ	VERB
gujaf-442	103	14	cross	cross	ADJ
gujaf-442	103	15	-	-	ADJ
gujaf-442	103	16	country	country	ADJ
gujaf-442	103	17	panel	panel	NOUN
gujaf-442	103	18	datato	datato	NOUN
gujaf-442	103	19	show	show	VERB
gujaf-442	103	20	that	that	SCONJ
gujaf-442	103	21	governance	governance	NOUN
gujaf-442	103	22	indicators	indicator	NOUN
gujaf-442	103	23	,	,	PUNCT
gujaf-442	103	24	includingrule	includingrule	NOUN
gujaf-442	103	25	of	of	ADP
gujaf-442	103	26	law	law	NOUN
gujaf-442	103	27	and	and	CCONJ
gujaf-442	103	28	regulatoryquality	regulatoryquality	NOUN
gujaf-442	103	29	,	,	PUNCT
gujaf-442	103	30	significantly	significantly	ADV
gujaf-442	103	31	moderate	moderate	VERB
gujaf-442	103	32	the	the	DET
gujaf-442	103	33	relationship	relationship	NOUN
gujaf-442	103	34	between	between	ADP
gujaf-442	103	35	resource	resource	NOUN
gujaf-442	103	36	wealth	wealth	NOUN
gujaf-442	103	37	and	and	CCONJ
gujaf-442	103	38	economic	economic	ADJ
gujaf-442	103	39	performance	performance	NOUN
gujaf-442	103	40	,	,	PUNCT
gujaf-442	103	41	with	with	ADP
gujaf-442	103	42	better	well	ADJ
gujaf-442	103	43	governance	governance	NOUN
gujaf-442	103	44	amplifying	amplify	VERB
gujaf-442	103	45	the	the	DET
gujaf-442	103	46	positive	positive	ADJ
gujaf-442	103	47	growth	growth	NOUN
gujaf-442	103	48	effects	effect	NOUN
gujaf-442	103	49	of	of	ADP
gujaf-442	103	50	resource	resource	NOUN
gujaf-442	103	51	rents	rent	NOUN
gujaf-442	103	52	.	.	PUNCT
gujaf-442	104	1	these	these	DET
gujaf-442	104	2	findings	finding	NOUN
gujaf-442	104	3	emphasize	emphasize	VERB
gujaf-442	104	4	that	that	SCONJ
gujaf-442	104	5	oecd	oecd	PROPN
gujaf-442	104	6	countries	country	NOUN
gujaf-442	104	7	with	with	ADP
gujaf-442	104	8	robust	robust	ADJ
gujaf-442	104	9	institutional	institutional	ADJ
gujaf-442	104	10	frameworks	framework	NOUN
gujaf-442	104	11	are	be	AUX
gujaf-442	104	12	better	well	ADV
gujaf-442	104	13	positioned	position	VERB
gujaf-442	104	14	to	to	ADP
gujaf-442	104	15	harness	harness	ADJ
gujaf-442	104	16	fintech	fintech	NOUN
gujaf-442	104	17	and	and	CCONJ
gujaf-442	104	18	digital	digital	ADJ
gujaf-442	104	19	trade	trade	NOUN
gujaf-442	104	20	advancements	advancement	NOUN
gujaf-442	104	21	to	to	PART
gujaf-442	104	22	support	support	VERB
gujaf-442	104	23	sustainable	sustainable	ADJ
gujaf-442	104	24	growth	growth	NOUN
gujaf-442	104	25	.	.	PUNCT
gujaf-442	105	1	the	the	DET
gujaf-442	105	2	emergence	emergence	NOUN
gujaf-442	105	3	of	of	ADP
gujaf-442	105	4	green	green	ADJ
gujaf-442	105	5	fintech	fintech	NOUN
gujaf-442	105	6	has	have	AUX
gujaf-442	105	7	added	add	VERB
gujaf-442	105	8	a	a	DET
gujaf-442	105	9	novel	novel	ADJ
gujaf-442	105	10	dimension	dimension	NOUN
gujaf-442	105	11	to	to	ADP
gujaf-442	105	12	the	the	DET
gujaf-442	105	13	nexus	nexus	NOUN
gujaf-442	105	14	between	between	ADP
gujaf-442	105	15	financial	financial	ADJ
gujaf-442	105	16	technology	technology	NOUN
gujaf-442	105	17	and	and	CCONJ
gujaf-442	105	18	environmental	environmental	ADJ
gujaf-442	105	19	policy	policy	NOUN
gujaf-442	105	20	.	.	PUNCT
gujaf-442	106	1	green	green	ADJ
gujaf-442	106	2	fintech	fintech	NOUN
gujaf-442	106	3	has	have	AUX
gujaf-442	106	4	been	be	AUX
gujaf-442	106	5	linked	link	VERB
gujaf-442	106	6	to	to	ADP
gujaf-442	106	7	improvements	improvement	NOUN
gujaf-442	106	8	in	in	ADP
gujaf-442	106	9	environmental	environmental	ADJ
gujaf-442	106	10	outcomes	outcome	NOUN
gujaf-442	106	11	and	and	CCONJ
gujaf-442	106	12	economic	economic	ADJ
gujaf-442	106	13	efficiency	efficiency	NOUN
gujaf-442	106	14	.	.	PUNCT
gujaf-442	107	1	liu	liu	PROPN
gujaf-442	107	2	et	et	PROPN
gujaf-442	107	3	al	al	PROPN
gujaf-442	107	4	.	.	PROPN
gujaf-442	108	1	(	(	PUNCT
gujaf-442	108	2	2022	2022	NUM
gujaf-442	108	3	)	)	PUNCT
gujaf-442	108	4	indicates	indicate	VERB
gujaf-442	108	5	that	that	SCONJ
gujaf-442	108	6	green	green	ADJ
gujaf-442	108	7	fintech	fintech	NOUN
gujaf-442	108	8	adoption	adoption	NOUN
gujaf-442	108	9	in	in	ADP
gujaf-442	108	10	oecd	oecd	PROPN
gujaf-442	108	11	countries	country	NOUN
gujaf-442	108	12	facilitates	facilitate	VERB
gujaf-442	108	13	the	the	DET
gujaf-442	108	14	flow	flow	NOUN
gujaf-442	108	15	of	of	ADP
gujaf-442	108	16	capital	capital	NOUN
gujaf-442	108	17	into	into	ADP
gujaf-442	108	18	renewable	renewable	ADJ
gujaf-442	108	19	energy	energy	NOUN
gujaf-442	108	20	projects	project	NOUN
gujaf-442	108	21	and	and	CCONJ
gujaf-442	108	22	green	green	ADJ
gujaf-442	108	23	infrastructure	infrastructure	NOUN
gujaf-442	108	24	,	,	PUNCT
gujaf-442	108	25	thereby	thereby	ADV
gujaf-442	108	26	reinforcing	reinforce	VERB
gujaf-442	108	27	the	the	DET
gujaf-442	108	28	positive	positive	ADJ
gujaf-442	108	29	effects	effect	NOUN
gujaf-442	108	30	of	of	ADP
gujaf-442	108	31	environmental	environmental	ADJ
gujaf-442	108	32	policystringencyongrowth.chenetal.2023)documentedthatdigitalplatformssupporting	policystringencyongrowth.chenetal.2023)documentedthatdigitalplatformssupporting	NOUN
gujaf-442	108	33	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	108	34	,	,	PUNCT
gujaf-442	108	35	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	108	36	442	442	NUM
gujaf-442	108	37	carbon	carbon	NOUN
gujaf-442	108	38	trading	trading	NOUN
gujaf-442	108	39	and	and	CCONJ
gujaf-442	108	40	green	green	ADJ
gujaf-442	108	41	bonds	bond	NOUN
gujaf-442	108	42	are	be	AUX
gujaf-442	108	43	accelerating	accelerate	VERB
gujaf-442	108	44	the	the	DET
gujaf-442	108	45	transition	transition	NOUN
gujaf-442	108	46	to	to	ADP
gujaf-442	108	47	low	low	ADJ
gujaf-442	108	48	-	-	PUNCT
gujaf-442	108	49	carbon	carbon	NOUN
gujaf-442	108	50	economies	economy	NOUN
gujaf-442	108	51	,	,	PUNCT
gujaf-442	108	52	demonstrating	demonstrate	VERB
gujaf-442	108	53	the	the	DET
gujaf-442	108	54	practical	practical	ADJ
gujaf-442	108	55	mechanisms	mechanism	NOUN
gujaf-442	108	56	through	through	ADP
gujaf-442	108	57	which	which	PRON
gujaf-442	108	58	fintech	fintech	NOUN
gujaf-442	108	59	contributes	contribute	VERB
gujaf-442	108	60	to	to	ADP
gujaf-442	108	61	both	both	CCONJ
gujaf-442	108	62	economic	economic	ADJ
gujaf-442	108	63	and	and	CCONJ
gujaf-442	108	64	environmental	environmental	ADJ
gujaf-442	108	65	objectives	objective	NOUN
gujaf-442	108	66	.	.	PUNCT
gujaf-442	109	1	lastly	lastly	ADV
gujaf-442	109	2	,	,	PUNCT
gujaf-442	109	3	recent	recent	ADJ
gujaf-442	109	4	papers	paper	NOUN
gujaf-442	109	5	has	have	AUX
gujaf-442	109	6	explored	explore	VERB
gujaf-442	109	7	the	the	DET
gujaf-442	109	8	potential	potential	ADJ
gujaf-442	109	9	nonlinearities	nonlinearitie	NOUN
gujaf-442	109	10	and	and	CCONJ
gujaf-442	109	11	threshold	threshold	NOUN
gujaf-442	109	12	effects	effect	NOUN
gujaf-442	109	13	in	in	ADP
gujaf-442	109	14	the	the	DET
gujaf-442	109	15	relationshipsamongfintechreadiness	relationshipsamongfintechreadiness	NOUN
gujaf-442	109	16	,	,	PUNCT
gujaf-442	109	17	digitaltrade	digitaltrade	NOUN
gujaf-442	109	18	,	,	PUNCT
gujaf-442	109	19	naturalresourcerents	naturalresourcerent	NOUN
gujaf-442	109	20	,	,	PUNCT
gujaf-442	109	21	andenvironmental	andenvironmental	ADJ
gujaf-442	109	22	policies	policy	NOUN
gujaf-442	109	23	.	.	PUNCT
gujaf-442	110	1	studies	study	NOUN
gujaf-442	110	2	employing	employ	VERB
gujaf-442	110	3	advanced	advanced	ADJ
gujaf-442	110	4	econometric	econometric	ADJ
gujaf-442	110	5	models	model	NOUN
gujaf-442	110	6	,	,	PUNCT
gujaf-442	110	7	such	such	ADJ
gujaf-442	110	8	as	as	ADP
gujaf-442	110	9	threshold	threshold	NOUN
gujaf-442	110	10	regressions	regression	NOUN
gujaf-442	110	11	and	and	CCONJ
gujaf-442	110	12	quantile	quantile	ADJ
gujaf-442	110	13	models	model	NOUN
gujaf-442	110	14	,	,	PUNCT
gujaf-442	110	15	reveal	reveal	VERB
gujaf-442	110	16	that	that	SCONJ
gujaf-442	110	17	the	the	DET
gujaf-442	110	18	positive	positive	ADJ
gujaf-442	110	19	impact	impact	NOUN
gujaf-442	110	20	of	of	ADP
gujaf-442	110	21	fintech	fintech	NOUN
gujaf-442	110	22	and	and	CCONJ
gujaf-442	110	23	digital	digital	ADJ
gujaf-442	110	24	trade	trade	NOUN
gujaf-442	110	25	on	on	ADP
gujaf-442	110	26	growth	growth	NOUN
gujaf-442	110	27	maybe	maybe	ADV
gujaf-442	110	28	contingent	contingent	ADJ
gujaf-442	110	29	on	on	ADP
gujaf-442	110	30	surpassing	surpass	VERB
gujaf-442	110	31	certain	certain	ADJ
gujaf-442	110	32	levels	level	NOUN
gujaf-442	110	33	of	of	ADP
gujaf-442	110	34	environmental	environmental	ADJ
gujaf-442	110	35	policy	policy	NOUN
gujaf-442	110	36	stringency	stringency	NOUN
gujaf-442	110	37	or	or	CCONJ
gujaf-442	110	38	institutional	institutional	ADJ
gujaf-442	110	39	quality	quality	NOUN
gujaf-442	110	40	.	.	PUNCT
gujaf-442	111	1	zhang	zhang	PROPN
gujaf-442	111	2	et	et	PROPN
gujaf-442	111	3	al	al	PROPN
gujaf-442	111	4	.	.	PROPN
gujaf-442	112	1	(	(	PUNCT
gujaf-442	112	2	2024	2024	NUM
gujaf-442	112	3	)	)	PUNCT
gujaf-442	112	4	found	find	VERB
gujaf-442	112	5	that	that	SCONJ
gujaf-442	112	6	in	in	ADP
gujaf-442	112	7	oecd	oecd	PROPN
gujaf-442	112	8	countries	country	NOUN
gujaf-442	112	9	with	with	ADP
gujaf-442	112	10	lax	lax	ADJ
gujaf-442	112	11	environmental	environmental	ADJ
gujaf-442	112	12	policies	policy	NOUN
gujaf-442	112	13	,	,	PUNCT
gujaf-442	112	14	fintech	fintech	NOUN
gujaf-442	112	15	readiness	readiness	NOUN
gujaf-442	112	16	alone	alone	ADV
gujaf-442	112	17	yields	yield	VERB
gujaf-442	112	18	limited	limited	ADJ
gujaf-442	112	19	growth	growth	NOUN
gujaf-442	112	20	benefits	benefit	NOUN
gujaf-442	112	21	;	;	PUNCT
gujaf-442	112	22	however	however	ADV
gujaf-442	112	23	,	,	PUNCT
gujaf-442	112	24	once	once	ADV
gujaf-442	112	25	a	a	DET
gujaf-442	112	26	minimum	minimum	NOUN
gujaf-442	112	27	eps	eps	NOUN
gujaf-442	112	28	threshold	threshold	NOUN
gujaf-442	112	29	is	be	AUX
gujaf-442	112	30	crossed	cross	VERB
gujaf-442	112	31	,	,	PUNCT
gujaf-442	112	32	fintech‘s	fintech‘s	ADJ
gujaf-442	112	33	contribution	contribution	NOUN
gujaf-442	112	34	to	to	ADP
gujaf-442	112	35	green	green	ADJ
gujaf-442	112	36	innovation	innovation	NOUN
gujaf-442	112	37	and	and	CCONJ
gujaf-442	112	38	economic	economic	ADJ
gujaf-442	112	39	expansion	expansion	NOUN
gujaf-442	112	40	significantly	significantly	ADV
gujaf-442	112	41	increases	increase	VERB
gujaf-442	112	42	.	.	PUNCT
gujaf-442	113	1	this	this	PRON
gujaf-442	113	2	highlights	highlight	VERB
gujaf-442	113	3	the	the	DET
gujaf-442	113	4	importance	importance	NOUN
gujaf-442	113	5	of	of	ADP
gujaf-442	113	6	coordinated	coordinate	VERB
gujaf-442	113	7	policy	policy	NOUN
gujaf-442	113	8	frameworks	framework	NOUN
gujaf-442	113	9	that	that	PRON
gujaf-442	113	10	simultaneously	simultaneously	ADV
gujaf-442	113	11	enhance	enhance	VERB
gujaf-442	113	12	fintech	fintech	NOUN
gujaf-442	113	13	infrastructure	infrastructure	NOUN
gujaf-442	113	14	,	,	PUNCT
gujaf-442	113	15	promote	promote	VERB
gujaf-442	113	16	digital	digital	ADJ
gujaf-442	113	17	trade	trade	NOUN
gujaf-442	113	18	,	,	PUNCT
gujaf-442	113	19	and	and	CCONJ
gujaf-442	113	20	enforce	enforce	VERB
gujaf-442	113	21	environmental	environmental	ADJ
gujaf-442	113	22	regulations	regulation	NOUN
gujaf-442	113	23	to	to	PART
gujaf-442	113	24	achieve	achieve	VERB
gujaf-442	113	25	sustainable	sustainable	ADJ
gujaf-442	113	26	development	development	NOUN
gujaf-442	113	27	goals	goal	NOUN
gujaf-442	113	28	.	.	PUNCT
gujaf-442	114	1	hypotheses	hypothese	VERB
gujaf-442	114	2	development	development	NOUN
gujaf-442	114	3	financialtechnology(fintech)hasemergedasatransformativeforceacrossglobaleconomies	financialtechnology(fintech)hasemergedasatransformativeforceacrossglobaleconomie	NOUN
gujaf-442	114	4	by	by	ADP
gujaf-442	114	5	enhancing	enhance	VERB
gujaf-442	114	6	financial	financial	ADJ
gujaf-442	114	7	inclusion	inclusion	NOUN
gujaf-442	114	8	,	,	PUNCT
gujaf-442	114	9	improving	improve	VERB
gujaf-442	114	10	efficiency	efficiency	NOUN
gujaf-442	114	11	,	,	PUNCT
gujaf-442	114	12	and	and	CCONJ
gujaf-442	114	13	reducing	reduce	VERB
gujaf-442	114	14	transaction	transaction	NOUN
gujaf-442	114	15	costs.oecd	costs.oecd	NOUN
gujaf-442	114	16	countries	country	NOUN
gujaf-442	114	17	have	have	AUX
gujaf-442	114	18	seen	see	VERB
gujaf-442	114	19	fintech	fintech	NOUN
gujaf-442	114	20	readiness	readiness	NOUN
gujaf-442	114	21	serve	serve	VERB
gujaf-442	114	22	as	as	ADP
gujaf-442	114	23	a	a	DET
gujaf-442	114	24	proxy	proxy	NOUN
gujaf-442	114	25	for	for	ADP
gujaf-442	114	26	digital	digital	ADJ
gujaf-442	114	27	infrastructure	infrastructure	NOUN
gujaf-442	114	28	,	,	PUNCT
gujaf-442	114	29	innovation	innovation	NOUN
gujaf-442	114	30	capability	capability	NOUN
gujaf-442	114	31	,	,	PUNCT
gujaf-442	114	32	and	and	CCONJ
gujaf-442	114	33	institutional	institutional	ADJ
gujaf-442	114	34	preparedness	preparedness	NOUN
gujaf-442	114	35	for	for	ADP
gujaf-442	114	36	the	the	DET
gujaf-442	114	37	digital	digital	ADJ
gujaf-442	114	38	economy	economy	NOUN
gujaf-442	114	39	(	(	PUNCT
gujaf-442	114	40	kou	kou	PROPN
gujaf-442	114	41	et	et	PROPN
gujaf-442	114	42	al	al	PROPN
gujaf-442	114	43	.	.	PROPN
gujaf-442	114	44	,	,	PUNCT
gujaf-442	114	45	2021	2021	NUM
gujaf-442	114	46	)	)	PUNCT
gujaf-442	114	47	.	.	PUNCT
gujaf-442	115	1	these	these	DET
gujaf-442	115	2	factors	factor	NOUN
gujaf-442	115	3	collectively	collectively	ADV
gujaf-442	115	4	enable	enable	VERB
gujaf-442	115	5	more	more	ADV
gujaf-442	115	6	effective	effective	ADJ
gujaf-442	115	7	resource	resource	NOUN
gujaf-442	115	8	mobilization	mobilization	NOUN
gujaf-442	115	9	,	,	PUNCT
gujaf-442	115	10	innovation	innovation	NOUN
gujaf-442	115	11	in	in	ADP
gujaf-442	115	12	credit	credit	NOUN
gujaf-442	115	13	markets	market	NOUN
gujaf-442	115	14	,	,	PUNCT
gujaf-442	115	15	and	and	CCONJ
gujaf-442	115	16	the	the	DET
gujaf-442	115	17	expansion	expansion	NOUN
gujaf-442	115	18	of	of	ADP
gujaf-442	115	19	alternative	alternative	ADJ
gujaf-442	115	20	finance	finance	NOUN
gujaf-442	115	21	mechanisms	mechanism	NOUN
gujaf-442	115	22	such	such	ADJ
gujaf-442	115	23	as	as	ADP
gujaf-442	115	24	peer	peer	NOUN
gujaf-442	115	25	-	-	PUNCT
gujaf-442	115	26	to	to	ADP
gujaf-442	115	27	-	-	PUNCT
gujaf-442	115	28	peer	peer	NOUN
gujaf-442	115	29	lending	lending	NOUN
gujaf-442	115	30	,	,	PUNCT
gujaf-442	115	31	blockchain	blockchain	PROPN
gujaf-442	115	32	-	-	PUNCT
gujaf-442	115	33	based	base	VERB
gujaf-442	115	34	platforms	platform	NOUN
gujaf-442	115	35	,	,	PUNCT
gujaf-442	115	36	and	and	CCONJ
gujaf-442	115	37	ai	ai	AUX
gujaf-442	115	38	-	-	PUNCT
gujaf-442	115	39	driven	drive	VERB
gujaf-442	115	40	financial	financial	ADJ
gujaf-442	115	41	services	service	NOUN
gujaf-442	115	42	(	(	PUNCT
gujaf-442	115	43	ozili	ozili	NOUN
gujaf-442	115	44	,	,	PUNCT
gujaf-442	115	45	2021	2021	NUM
gujaf-442	115	46	)	)	PUNCT
gujaf-442	115	47	.	.	PUNCT
gujaf-442	116	1	empirical	empirical	ADJ
gujaf-442	116	2	findings	finding	NOUN
gujaf-442	116	3	indicate	indicate	VERB
gujaf-442	116	4	that	that	SCONJ
gujaf-442	116	5	economies	economy	NOUN
gujaf-442	116	6	with	with	ADP
gujaf-442	116	7	higher	high	ADJ
gujaf-442	116	8	fintech	fintech	NOUN
gujaf-442	116	9	adoption	adoption	NOUN
gujaf-442	116	10	rates	rate	NOUN
gujaf-442	116	11	tend	tend	VERB
gujaf-442	116	12	to	to	PART
gujaf-442	116	13	experience	experience	VERB
gujaf-442	116	14	increased	increase	VERB
gujaf-442	116	15	productivity	productivity	NOUN
gujaf-442	116	16	and	and	CCONJ
gujaf-442	116	17	investment	investment	NOUN
gujaf-442	116	18	activity	activity	NOUN
gujaf-442	116	19	,	,	PUNCT
gujaf-442	116	20	especially	especially	ADV
gujaf-442	116	21	in	in	ADP
gujaf-442	116	22	knowledge	knowledge	NOUN
gujaf-442	116	23	-	-	PUNCT
gujaf-442	116	24	intensive	intensive	ADJ
gujaf-442	116	25	sectors	sector	NOUN
gujaf-442	116	26	(	(	PUNCT
gujaf-442	116	27	bazarbash	bazarbash	NOUN
gujaf-442	116	28	&	&	CCONJ
gujaf-442	116	29	beaton	beaton	PROPN
gujaf-442	116	30	,	,	PUNCT
gujaf-442	116	31	2020	2020	NUM
gujaf-442	116	32	)	)	PUNCT
gujaf-442	116	33	.	.	PUNCT
gujaf-442	117	1	thus	thus	ADV
gujaf-442	117	2	,	,	PUNCT
gujaf-442	117	3	fintech	fintech	NOUN
gujaf-442	117	4	readiness	readiness	NOUN
gujaf-442	117	5	is	be	AUX
gujaf-442	117	6	not	not	PART
gujaf-442	117	7	only	only	ADV
gujaf-442	117	8	a	a	DET
gujaf-442	117	9	technological	technological	ADJ
gujaf-442	117	10	upgrade	upgrade	NOUN
gujaf-442	117	11	but	but	CCONJ
gujaf-442	117	12	a	a	DET
gujaf-442	117	13	systemic	systemic	ADJ
gujaf-442	117	14	shift	shift	NOUN
gujaf-442	117	15	in	in	ADP
gujaf-442	117	16	financial	financial	ADJ
gujaf-442	117	17	intermediation	intermediation	NOUN
gujaf-442	117	18	that	that	PRON
gujaf-442	117	19	can	can	AUX
gujaf-442	117	20	positively	positively	ADV
gujaf-442	117	21	affect	affect	VERB
gujaf-442	117	22	economic	economic	ADJ
gujaf-442	117	23	growth	growth	NOUN
gujaf-442	117	24	.	.	PUNCT
gujaf-442	118	1	the	the	DET
gujaf-442	118	2	positive	positive	ADJ
gujaf-442	118	3	impact	impact	NOUN
gujaf-442	118	4	of	of	ADP
gujaf-442	118	5	fintech	fintech	NOUN
gujaf-442	118	6	readiness	readiness	NOUN
gujaf-442	118	7	on	on	ADP
gujaf-442	118	8	economic	economic	ADJ
gujaf-442	118	9	performance	performance	NOUN
gujaf-442	118	10	is	be	AUX
gujaf-442	118	11	conditional	conditional	ADJ
gujaf-442	118	12	upon	upon	SCONJ
gujaf-442	118	13	supportive	supportive	ADJ
gujaf-442	118	14	regulatory	regulatory	ADJ
gujaf-442	118	15	and	and	CCONJ
gujaf-442	118	16	institutional	institutional	ADJ
gujaf-442	118	17	frameworks	framework	NOUN
gujaf-442	118	18	.	.	PUNCT
gujaf-442	119	1	oecd	oecd	PROPN
gujaf-442	119	2	countries	country	NOUN
gujaf-442	119	3	offer	offer	VERB
gujaf-442	119	4	favorable	favorable	ADJ
gujaf-442	119	5	environments	environment	NOUN
gujaf-442	119	6	with	with	ADP
gujaf-442	119	7	strong	strong	ADJ
gujaf-442	119	8	legal	legal	ADJ
gujaf-442	119	9	systems	system	NOUN
gujaf-442	119	10	,	,	PUNCT
gujaf-442	119	11	secure	secure	VERB
gujaf-442	119	12	digital	digital	ADJ
gujaf-442	119	13	infrastructure	infrastructure	NOUN
gujaf-442	119	14	,	,	PUNCT
gujaf-442	119	15	and	and	CCONJ
gujaf-442	119	16	innovation	innovation	NOUN
gujaf-442	119	17	-	-	PUNCT
gujaf-442	119	18	friendly	friendly	ADJ
gujaf-442	119	19	policies	policy	NOUN
gujaf-442	119	20	,	,	PUNCT
gujaf-442	119	21	making	make	VERB
gujaf-442	119	22	them	they	PRON
gujaf-442	119	23	ideal	ideal	ADJ
gujaf-442	119	24	for	for	SCONJ
gujaf-442	119	25	fintech	fintech	NOUN
gujaf-442	119	26	to	to	PART
gujaf-442	119	27	flourish	flourish	VERB
gujaf-442	119	28	.	.	PUNCT
gujaf-442	120	1	demirgüç	demirgüç	PROPN
gujaf-442	120	2	-	-	PUNCT
gujaf-442	120	3	kunt	kunt	PROPN
gujaf-442	120	4	et	et	PROPN
gujaf-442	120	5	al	al	PROPN
gujaf-442	120	6	.	.	PROPN
gujaf-442	121	1	(	(	PUNCT
gujaf-442	121	2	2020	2020	NUM
gujaf-442	121	3	)	)	PUNCT
gujaf-442	121	4	highlights	highlight	NOUN
gujaf-442	121	5	that	that	PRON
gujaf-442	121	6	digital	digital	ADJ
gujaf-442	121	7	financial	financial	ADJ
gujaf-442	121	8	systems	system	NOUN
gujaf-442	121	9	enhance	enhance	VERB
gujaf-442	121	10	macroeconomic	macroeconomic	ADJ
gujaf-442	121	11	stability	stability	NOUN
gujaf-442	121	12	by	by	ADP
gujaf-442	121	13	improving	improve	VERB
gujaf-442	121	14	financial	financial	ADJ
gujaf-442	121	15	resilience	resilience	NOUN
gujaf-442	121	16	and	and	CCONJ
gujaf-442	121	17	reducing	reduce	VERB
gujaf-442	121	18	volatility	volatility	NOUN
gujaf-442	121	19	.	.	PUNCT
gujaf-442	122	1	these	these	DET
gujaf-442	122	2	effects	effect	NOUN
gujaf-442	122	3	are	be	AUX
gujaf-442	122	4	more	more	ADV
gujaf-442	122	5	pronounced	pronounced	ADJ
gujaf-442	122	6	when	when	SCONJ
gujaf-442	122	7	fintech	fintech	NOUN
gujaf-442	122	8	is	be	AUX
gujaf-442	122	9	complemented	complement	VERB
gujaf-442	122	10	by	by	ADP
gujaf-442	122	11	data	datum	NOUN
gujaf-442	122	12	governance	governance	NOUN
gujaf-442	122	13	,	,	PUNCT
gujaf-442	122	14	cybersecurity	cybersecurity	NOUN
gujaf-442	122	15	measures	measure	NOUN
gujaf-442	122	16	,	,	PUNCT
gujaf-442	122	17	and	and	CCONJ
gujaf-442	122	18	digital	digital	ADJ
gujaf-442	122	19	literacy	literacy	NOUN
gujaf-442	122	20	programs	program	NOUN
gujaf-442	122	21	.	.	PUNCT
gujaf-442	123	1	thus	thus	ADV
gujaf-442	123	2	,	,	PUNCT
gujaf-442	123	3	countries	country	NOUN
gujaf-442	123	4	that	that	PRON
gujaf-442	123	5	have	have	AUX
gujaf-442	123	6	advanced	advance	VERB
gujaf-442	123	7	in	in	ADP
gujaf-442	123	8	fintech	fintech	NOUN
gujaf-442	123	9	readiness	readiness	NOUN
gujaf-442	123	10	often	often	ADV
gujaf-442	123	11	show	show	VERB
gujaf-442	123	12	sustained	sustained	ADJ
gujaf-442	123	13	increases	increase	NOUN
gujaf-442	123	14	in	in	ADP
gujaf-442	123	15	gross	gross	ADJ
gujaf-442	123	16	domestic	domestic	ADJ
gujaf-442	123	17	product	product	NOUN
gujaf-442	123	18	(	(	PUNCT
gujaf-442	123	19	gdp	gdp	NOUN
gujaf-442	123	20	)	)	PUNCT
gujaf-442	123	21	due	due	ADP
gujaf-442	123	22	to	to	ADP
gujaf-442	123	23	improved	improve	VERB
gujaf-442	123	24	financial	financial	ADJ
gujaf-442	123	25	access	access	NOUN
gujaf-442	123	26	,	,	PUNCT
gujaf-442	123	27	increased	increased	ADJ
gujaf-442	123	28	savings	saving	NOUN
gujaf-442	123	29	,	,	PUNCT
gujaf-442	123	30	and	and	CCONJ
gujaf-442	123	31	broader	broad	ADJ
gujaf-442	123	32	capital	capital	NOUN
gujaf-442	123	33	formation	formation	NOUN
gujaf-442	123	34	.	.	PUNCT
gujaf-442	124	1	h1	h1	NOUN
gujaf-442	124	2	:	:	PUNCT
gujaf-442	124	3	fintech	fintech	NOUN
gujaf-442	124	4	readiness	readiness	NOUN
gujaf-442	124	5	has	have	VERB
gujaf-442	124	6	a	a	DET
gujaf-442	124	7	positive	positive	ADJ
gujaf-442	124	8	and	and	CCONJ
gujaf-442	124	9	significant	significant	ADJ
gujaf-442	124	10	effect	effect	NOUN
gujaf-442	124	11	on	on	ADP
gujaf-442	124	12	economic	economic	ADJ
gujaf-442	124	13	growth	growth	NOUN
gujaf-442	124	14	in	in	ADP
gujaf-442	124	15	oecd	oecd	PROPN
gujaf-442	124	16	countries	country	NOUN
gujaf-442	124	17	.	.	PUNCT
gujaf-442	125	1	digital	digital	ADJ
gujaf-442	125	2	trade	trade	NOUN
gujaf-442	125	3	,	,	PUNCT
gujaf-442	125	4	encompassing	encompass	VERB
gujaf-442	125	5	cross	cross	ADJ
gujaf-442	125	6	-	-	ADJ
gujaf-442	125	7	border	border	ADJ
gujaf-442	125	8	e	e	PROPN
gujaf-442	125	9	-	-	NOUN
gujaf-442	125	10	commerce	commerce	NOUN
gujaf-442	125	11	,	,	PUNCT
gujaf-442	125	12	data	datum	NOUN
gujaf-442	125	13	flows	flow	NOUN
gujaf-442	125	14	,	,	PUNCT
gujaf-442	125	15	and	and	CCONJ
gujaf-442	125	16	digitally	digitally	ADV
gujaf-442	125	17	enabled	enable	VERB
gujaf-442	125	18	services	service	NOUN
gujaf-442	125	19	,	,	PUNCT
gujaf-442	125	20	hasbecomeacrucialdriverofglobaleconomicintegration.oecdnationsareat	hasbecomeacrucialdriverofglobaleconomicintegration.oecdnationsareat	NOUN
gujaf-442	125	21	the	the	DET
gujaf-442	125	22	forefront	forefront	NOUN
gujaf-442	125	23	of	of	ADP
gujaf-442	125	24	this	this	DET
gujaf-442	125	25	transformation	transformation	NOUN
gujaf-442	125	26	,	,	PUNCT
gujaf-442	125	27	benefiting	benefit	VERB
gujaf-442	125	28	from	from	ADP
gujaf-442	125	29	sophisticated	sophisticated	ADJ
gujaf-442	125	30	digital	digital	ADJ
gujaf-442	125	31	infrastructure	infrastructure	NOUN
gujaf-442	125	32	and	and	CCONJ
gujaf-442	125	33	trade	trade	NOUN
gujaf-442	125	34	liberalization	liberalization	NOUN
gujaf-442	125	35	frameworks	framework	NOUN
gujaf-442	125	36	that	that	PRON
gujaf-442	125	37	support	support	VERB
gujaf-442	125	38	the	the	DET
gujaf-442	125	39	free	free	ADJ
gujaf-442	125	40	flow	flow	NOUN
gujaf-442	125	41	of	of	ADP
gujaf-442	125	42	data	datum	NOUN
gujaf-442	125	43	and	and	CCONJ
gujaf-442	125	44	digital	digital	ADJ
gujaf-442	125	45	goods	good	NOUN
gujaf-442	125	46	.	.	PUNCT
gujaf-442	126	1	according	accord	VERB
gujaf-442	126	2	to	to	ADP
gujaf-442	126	3	lópez	lópez	PROPN
gujaf-442	126	4	gonzález	gonzález	PROPN
gujaf-442	126	5	and	and	CCONJ
gujaf-442	126	6	ferencz	ferencz	PROPN
gujaf-442	126	7	(	(	PUNCT
gujaf-442	126	8	2018	2018	NUM
gujaf-442	126	9	)	)	PUNCT
gujaf-442	126	10	,	,	PUNCT
gujaf-442	126	11	digital	digital	ADJ
gujaf-442	126	12	trade	trade	NOUN
gujaf-442	126	13	reduces	reduce	VERB
gujaf-442	126	14	barriers	barrier	NOUN
gujaf-442	126	15	to	to	ADP
gujaf-442	126	16	market	market	NOUN
gujaf-442	126	17	entry	entry	NOUN
gujaf-442	126	18	,	,	PUNCT
gujaf-442	126	19	enables	enable	VERB
gujaf-442	126	20	smes	sme	NOUN
gujaf-442	126	21	to	to	PART
gujaf-442	126	22	access	access	VERB
gujaf-442	126	23	global	global	ADJ
gujaf-442	126	24	markets	market	NOUN
gujaf-442	126	25	,	,	PUNCT
gujaf-442	126	26	and	and	CCONJ
gujaf-442	126	27	enhances	enhance	VERB
gujaf-442	126	28	supply	supply	NOUN
gujaf-442	126	29	chain	chain	NOUN
gujaf-442	126	30	efficiencies	efficiency	NOUN
gujaf-442	126	31	,	,	PUNCT
gujaf-442	126	32	thereby	thereby	ADV
gujaf-442	126	33	contributing	contribute	VERB
gujaf-442	126	34	togdpgrowth.furthermore	togdpgrowth.furthermore	PROPN
gujaf-442	126	35	,	,	PUNCT
gujaf-442	126	36	thecovid-19pandemichasaccelerateddigitaltrade	thecovid-19pandemichasaccelerateddigitaltrade	NOUN
gujaf-442	126	37	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	126	38	,	,	PUNCT
gujaf-442	126	39	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	126	40	443	443	NUM
gujaf-442	126	41	adoption	adoption	NOUN
gujaf-442	126	42	,	,	PUNCT
gujaf-442	126	43	with	with	ADP
gujaf-442	126	44	digital	digital	ADJ
gujaf-442	126	45	exports	export	NOUN
gujaf-442	126	46	increasing	increase	VERB
gujaf-442	126	47	in	in	ADP
gujaf-442	126	48	sectors	sector	NOUN
gujaf-442	126	49	such	such	ADJ
gujaf-442	126	50	as	as	ADP
gujaf-442	126	51	education	education	NOUN
gujaf-442	126	52	,	,	PUNCT
gujaf-442	126	53	healthcare	healthcare	NOUN
gujaf-442	126	54	,	,	PUNCT
gujaf-442	126	55	and	and	CCONJ
gujaf-442	126	56	finance	finance	NOUN
gujaf-442	126	57	(	(	PUNCT
gujaf-442	126	58	unctad,2021).asaresult	unctad,2021).asaresult	NOUN
gujaf-442	126	59	,	,	PUNCT
gujaf-442	126	60	countries	country	NOUN
gujaf-442	126	61	withhighdigitaltradeintensityarebetterpositioned	withhighdigitaltradeintensityarebetterpositione	VERB
gujaf-442	126	62	to	to	PART
gujaf-442	126	63	diversify	diversify	VERB
gujaf-442	126	64	their	their	PRON
gujaf-442	126	65	economies	economy	NOUN
gujaf-442	126	66	and	and	CCONJ
gujaf-442	126	67	mitigate	mitigate	VERB
gujaf-442	126	68	external	external	ADJ
gujaf-442	126	69	shocks	shock	NOUN
gujaf-442	126	70	.	.	PUNCT
gujaf-442	127	1	digitaltradepromotestechnologicalspilloversandproductivitygainsacrosssectors.timmer	digitaltradepromotestechnologicalspilloversandproductivitygainsacrosssectors.timmer	NUM
gujaf-442	127	2	et	et	PROPN
gujaf-442	127	3	al	al	PROPN
gujaf-442	127	4	.	.	PROPN
gujaf-442	127	5	(	(	PUNCT
gujaf-442	127	6	2020	2020	NUM
gujaf-442	127	7	)	)	PUNCT
gujaf-442	127	8	demonstrate	demonstrate	VERB
gujaf-442	127	9	that	that	SCONJ
gujaf-442	127	10	the	the	DET
gujaf-442	127	11	integration	integration	NOUN
gujaf-442	127	12	of	of	ADP
gujaf-442	127	13	digital	digital	ADJ
gujaf-442	127	14	platforms	platform	NOUN
gujaf-442	127	15	into	into	ADP
gujaf-442	127	16	trade	trade	NOUN
gujaf-442	127	17	logistics	logistic	NOUN
gujaf-442	127	18	increases	increase	VERB
gujaf-442	127	19	thecompetitivenessofexport-orientedindustries.oecdcountriesalsotendtoinvestmorein	thecompetitivenessofexport-orientedindustries.oecdcountriesalsotendtoinvestmorein	ADP
gujaf-442	127	20	intangible	intangible	ADJ
gujaf-442	127	21	capital	capital	NOUN
gujaf-442	127	22	that	that	PRON
gujaf-442	127	23	complements	complement	VERB
gujaf-442	127	24	digital	digital	ADJ
gujaf-442	127	25	trade	trade	NOUN
gujaf-442	127	26	.	.	PUNCT
gujaf-442	128	1	these	these	DET
gujaf-442	128	2	investments	investment	NOUN
gujaf-442	128	3	foster	foster	ADJ
gujaf-442	128	4	innovation	innovation	NOUN
gujaf-442	128	5	and	and	CCONJ
gujaf-442	128	6	scale	scale	NOUN
gujaf-442	128	7	economies	economy	NOUN
gujaf-442	128	8	,	,	PUNCT
gujaf-442	128	9	leading	lead	VERB
gujaf-442	128	10	to	to	ADP
gujaf-442	128	11	higher	high	ADJ
gujaf-442	128	12	gdp	gdp	NOUN
gujaf-442	128	13	per	per	ADP
gujaf-442	128	14	capita	capita	NOUN
gujaf-442	128	15	.	.	PUNCT
gujaf-442	129	1	the	the	DET
gujaf-442	129	2	gains	gain	NOUN
gujaf-442	129	3	from	from	ADP
gujaf-442	129	4	digital	digital	ADJ
gujaf-442	129	5	trade	trade	NOUN
gujaf-442	129	6	are	be	AUX
gujaf-442	129	7	contingent	contingent	ADJ
gujaf-442	129	8	upon	upon	SCONJ
gujaf-442	129	9	regulatory	regulatory	ADJ
gujaf-442	129	10	alignment	alignment	NOUN
gujaf-442	129	11	,	,	PUNCT
gujaf-442	129	12	data	datum	NOUN
gujaf-442	129	13	privacy	privacy	NOUN
gujaf-442	129	14	standards	standard	NOUN
gujaf-442	129	15	,	,	PUNCT
gujaf-442	129	16	and	and	CCONJ
gujaf-442	129	17	digital	digital	ADJ
gujaf-442	129	18	trade	trade	NOUN
gujaf-442	129	19	agreements	agreement	NOUN
gujaf-442	129	20	.	.	PUNCT
gujaf-442	130	1	countries	country	NOUN
gujaf-442	130	2	that	that	PRON
gujaf-442	130	3	harmonize	harmonize	VERB
gujaf-442	130	4	such	such	ADJ
gujaf-442	130	5	frameworks	framework	NOUN
gujaf-442	130	6	tend	tend	VERB
gujaf-442	130	7	to	to	PART
gujaf-442	130	8	benefit	benefit	VERB
gujaf-442	130	9	more	more	ADV
gujaf-442	130	10	significantly	significantly	ADV
gujaf-442	130	11	from	from	ADP
gujaf-442	130	12	digital	digital	ADJ
gujaf-442	130	13	trade	trade	NOUN
gujaf-442	130	14	-	-	PUNCT
gujaf-442	130	15	induced	induce	VERB
gujaf-442	130	16	growth	growth	NOUN
gujaf-442	130	17	.	.	PUNCT
gujaf-442	131	1	h2	h2	NOUN
gujaf-442	131	2	:	:	PUNCT
gujaf-442	131	3	digital	digital	ADJ
gujaf-442	131	4	trade	trade	NOUN
gujaf-442	131	5	positively	positively	ADV
gujaf-442	131	6	contributes	contribute	VERB
gujaf-442	131	7	to	to	ADP
gujaf-442	131	8	economic	economic	ADJ
gujaf-442	131	9	growth	growth	NOUN
gujaf-442	131	10	in	in	ADP
gujaf-442	131	11	oecd	oecd	PROPN
gujaf-442	131	12	countries	country	NOUN
gujaf-442	131	13	.	.	PUNCT
gujaf-442	132	1	while	while	SCONJ
gujaf-442	132	2	natural	natural	ADJ
gujaf-442	132	3	resource	resource	NOUN
gujaf-442	132	4	rents	rent	NOUN
gujaf-442	132	5	have	have	AUX
gujaf-442	132	6	traditionallycontributed	traditionallycontribute	VERB
gujaf-442	132	7	to	to	ADP
gujaf-442	132	8	economic	economic	ADJ
gujaf-442	132	9	development	development	NOUN
gujaf-442	132	10	through	through	ADP
gujaf-442	132	11	export	export	NOUN
gujaf-442	132	12	revenues	revenue	NOUN
gujaf-442	132	13	and	and	CCONJ
gujaf-442	132	14	investment	investment	NOUN
gujaf-442	132	15	inflows	inflow	NOUN
gujaf-442	132	16	,	,	PUNCT
gujaf-442	132	17	the	the	DET
gujaf-442	132	18	resource	resource	NOUN
gujaf-442	132	19	curse	curse	NOUN
gujaf-442	132	20	literature	literature	NOUN
gujaf-442	132	21	cautions	caution	VERB
gujaf-442	132	22	that	that	SCONJ
gujaf-442	132	23	such	such	ADJ
gujaf-442	132	24	rents	rent	NOUN
gujaf-442	132	25	maylead	maylead	ADJ
gujaf-442	132	26	to	to	ADP
gujaf-442	132	27	institutional	institutional	ADJ
gujaf-442	132	28	weakening	weakening	NOUN
gujaf-442	132	29	,	,	PUNCT
gujaf-442	132	30	volatility	volatility	NOUN
gujaf-442	132	31	,	,	PUNCT
gujaf-442	132	32	and	and	CCONJ
gujaf-442	132	33	environmental	environmental	ADJ
gujaf-442	132	34	degradation	degradation	NOUN
gujaf-442	132	35	if	if	SCONJ
gujaf-442	132	36	not	not	PART
gujaf-442	132	37	properly	properly	ADV
gujaf-442	132	38	managed	manage	VERB
gujaf-442	132	39	(	(	PUNCT
gujaf-442	132	40	van	van	PROPN
gujaf-442	132	41	der	der	PROPN
gujaf-442	132	42	ploeg	ploeg	PROPN
gujaf-442	132	43	&	&	CCONJ
gujaf-442	132	44	poelhekke	poelhekke	NOUN
gujaf-442	132	45	,	,	PUNCT
gujaf-442	132	46	2017	2017	NUM
gujaf-442	132	47	)	)	PUNCT
gujaf-442	132	48	.	.	PUNCT
gujaf-442	133	1	however	however	ADV
gujaf-442	133	2	,	,	PUNCT
gujaf-442	133	3	stringent	stringent	ADJ
gujaf-442	133	4	environmental	environmental	ADJ
gujaf-442	133	5	policies	policy	NOUN
gujaf-442	133	6	can	can	AUX
gujaf-442	133	7	mitigate	mitigate	VERB
gujaf-442	133	8	these	these	DET
gujaf-442	133	9	risks	risk	NOUN
gujaf-442	133	10	by	by	ADP
gujaf-442	133	11	ensuring	ensure	VERB
gujaf-442	133	12	that	that	SCONJ
gujaf-442	133	13	resource	resource	NOUN
gujaf-442	133	14	extraction	extraction	NOUN
gujaf-442	133	15	is	be	AUX
gujaf-442	133	16	subject	subject	ADJ
gujaf-442	133	17	to	to	ADP
gujaf-442	133	18	sustainability	sustainability	NOUN
gujaf-442	133	19	standards	standard	NOUN
gujaf-442	133	20	,	,	PUNCT
gujaf-442	133	21	technological	technological	ADJ
gujaf-442	133	22	upgrading	upgrading	NOUN
gujaf-442	133	23	,	,	PUNCT
gujaf-442	133	24	and	and	CCONJ
gujaf-442	133	25	reinvestment	reinvestment	NOUN
gujaf-442	133	26	in	in	ADP
gujaf-442	133	27	human	human	ADJ
gujaf-442	133	28	capital	capital	NOUN
gujaf-442	133	29	(	(	PUNCT
gujaf-442	133	30	albrizio	albrizio	PROPN
gujaf-442	133	31	et	et	PROPN
gujaf-442	133	32	al	al	PROPN
gujaf-442	133	33	.	.	PROPN
gujaf-442	133	34	,	,	PUNCT
gujaf-442	133	35	2017	2017	NUM
gujaf-442	133	36	)	)	PUNCT
gujaf-442	133	37	.	.	PUNCT
gujaf-442	134	1	in	in	ADP
gujaf-442	134	2	oecd	oecd	PROPN
gujaf-442	134	3	countries	country	NOUN
gujaf-442	134	4	,	,	PUNCT
gujaf-442	134	5	where	where	SCONJ
gujaf-442	134	6	institutional	institutional	ADJ
gujaf-442	134	7	quality	quality	NOUN
gujaf-442	134	8	is	be	AUX
gujaf-442	134	9	relatively	relatively	ADV
gujaf-442	134	10	high	high	ADJ
gujaf-442	134	11	,	,	PUNCT
gujaf-442	134	12	environmental	environmental	ADJ
gujaf-442	134	13	policy	policy	NOUN
gujaf-442	134	14	stringency(eps)canenhancethe	stringency(eps)canenhancethe	DET
gujaf-442	134	15	efficiencyof	efficiencyof	PROPN
gujaf-442	134	16	resourceuse	resourceuse	NOUN
gujaf-442	134	17	andincentivizegreeninnovation	andincentivizegreeninnovation	NOUN
gujaf-442	134	18	.	.	PUNCT
gujaf-442	135	1	resourcerich	resourcerich	NOUN
gujaf-442	135	2	nations	nation	NOUN
gujaf-442	135	3	with	with	ADP
gujaf-442	135	4	strict	strict	ADJ
gujaf-442	135	5	eps	ep	NOUN
gujaf-442	135	6	are	be	AUX
gujaf-442	135	7	more	more	ADV
gujaf-442	135	8	likely	likely	ADJ
gujaf-442	135	9	to	to	PART
gujaf-442	135	10	implement	implement	VERB
gujaf-442	135	11	carbon	carbon	NOUN
gujaf-442	135	12	pricing	pricing	NOUN
gujaf-442	135	13	,	,	PUNCT
gujaf-442	135	14	resource	resource	NOUN
gujaf-442	135	15	taxes	taxis	NOUN
gujaf-442	135	16	,	,	PUNCT
gujaf-442	135	17	and	and	CCONJ
gujaf-442	135	18	subsidies	subsidy	NOUN
gujaf-442	135	19	for	for	ADP
gujaf-442	135	20	renewable	renewable	ADJ
gujaf-442	135	21	energy	energy	NOUN
gujaf-442	135	22	,	,	PUNCT
gujaf-442	135	23	thus	thus	ADV
gujaf-442	135	24	achieving	achieve	VERB
gujaf-442	135	25	both	both	CCONJ
gujaf-442	135	26	ecological	ecological	ADJ
gujaf-442	135	27	and	and	CCONJ
gujaf-442	135	28	economic	economic	ADJ
gujaf-442	135	29	objectives	objective	NOUN
gujaf-442	135	30	.	.	PUNCT
gujaf-442	136	1	eps	eps	PROPN
gujaf-442	136	2	may	may	AUX
gujaf-442	136	3	act	act	VERB
gujaf-442	136	4	as	as	ADP
gujaf-442	136	5	a	a	DET
gujaf-442	136	6	moderator	moderator	NOUN
gujaf-442	136	7	that	that	PRON
gujaf-442	136	8	strengthens	strengthen	VERB
gujaf-442	136	9	the	the	DET
gujaf-442	136	10	positive	positive	ADJ
gujaf-442	136	11	effects	effect	NOUN
gujaf-442	136	12	of	of	ADP
gujaf-442	136	13	fintech	fintech	NOUN
gujaf-442	136	14	readiness	readiness	NOUN
gujaf-442	136	15	and	and	CCONJ
gujaf-442	136	16	digital	digital	ADJ
gujaf-442	136	17	trade	trade	NOUN
gujaf-442	136	18	on	on	ADP
gujaf-442	136	19	growth	growth	NOUN
gujaf-442	136	20	.	.	PUNCT
gujaf-442	137	1	empirical	empirical	ADJ
gujaf-442	137	2	work	work	NOUN
gujaf-442	137	3	by	by	ADP
gujaf-442	137	4	zhang	zhang	PROPN
gujaf-442	137	5	et	et	PROPN
gujaf-442	137	6	al	al	PROPN
gujaf-442	137	7	.	.	PROPN
gujaf-442	138	1	(	(	PUNCT
gujaf-442	138	2	2024	2024	NUM
gujaf-442	138	3	)	)	PUNCT
gujaf-442	138	4	shows	show	VERB
gujaf-442	138	5	that	that	SCONJ
gujaf-442	138	6	environmental	environmental	ADJ
gujaf-442	138	7	policy	policy	NOUN
gujaf-442	138	8	stringency	stringency	NOUN
gujaf-442	138	9	enhances	enhance	VERB
gujaf-442	138	10	the	the	DET
gujaf-442	138	11	impact	impact	NOUN
gujaf-442	138	12	of	of	ADP
gujaf-442	138	13	digital	digital	ADJ
gujaf-442	138	14	technologies	technology	NOUN
gujaf-442	138	15	by	by	ADP
gujaf-442	138	16	directing	direct	VERB
gujaf-442	138	17	innovation	innovation	NOUN
gujaf-442	138	18	toward	toward	ADP
gujaf-442	138	19	energy	energy	NOUN
gujaf-442	138	20	efficiency	efficiency	NOUN
gujaf-442	138	21	,	,	PUNCT
gujaf-442	138	22	emissions	emission	NOUN
gujaf-442	138	23	reduction	reduction	NOUN
gujaf-442	138	24	,	,	PUNCT
gujaf-442	138	25	and	and	CCONJ
gujaf-442	138	26	circular	circular	ADJ
gujaf-442	138	27	economy	economy	NOUN
gujaf-442	138	28	practices	practice	NOUN
gujaf-442	138	29	.	.	PUNCT
gujaf-442	139	1	in	in	ADP
gujaf-442	139	2	this	this	DET
gujaf-442	139	3	context	context	NOUN
gujaf-442	139	4	,	,	PUNCT
gujaf-442	139	5	digital	digital	ADJ
gujaf-442	139	6	trade	trade	NOUN
gujaf-442	139	7	and	and	CCONJ
gujaf-442	139	8	fintech	fintech	NOUN
gujaf-442	139	9	serve	serve	VERB
gujaf-442	139	10	not	not	PART
gujaf-442	139	11	only	only	ADV
gujaf-442	139	12	as	as	ADP
gujaf-442	139	13	growth	growth	NOUN
gujaf-442	139	14	enablers	enabler	NOUN
gujaf-442	139	15	but	but	CCONJ
gujaf-442	139	16	as	as	ADP
gujaf-442	139	17	vehicles	vehicle	NOUN
gujaf-442	139	18	for	for	ADP
gujaf-442	139	19	sustainable	sustainable	ADJ
gujaf-442	139	20	transformation	transformation	NOUN
gujaf-442	139	21	.	.	PUNCT
gujaf-442	140	1	therefore	therefore	ADV
gujaf-442	140	2	,	,	PUNCT
gujaf-442	140	3	the	the	DET
gujaf-442	140	4	interaction	interaction	NOUN
gujaf-442	140	5	between	between	ADP
gujaf-442	140	6	eps	eps	PROPN
gujaf-442	140	7	and	and	CCONJ
gujaf-442	140	8	these	these	DET
gujaf-442	140	9	digital	digital	ADJ
gujaf-442	140	10	variables	variable	NOUN
gujaf-442	140	11	may	may	AUX
gujaf-442	140	12	produce	produce	VERB
gujaf-442	140	13	nonlinear	nonlinear	ADJ
gujaf-442	140	14	effects	effect	NOUN
gujaf-442	140	15	on	on	ADP
gujaf-442	140	16	economic	economic	ADJ
gujaf-442	140	17	performance	performance	NOUN
gujaf-442	140	18	.	.	PUNCT
gujaf-442	141	1	this	this	DET
gujaf-442	141	2	synergy	synergy	NOUN
gujaf-442	141	3	suggests	suggest	VERB
gujaf-442	141	4	that	that	SCONJ
gujaf-442	141	5	stringent	stringent	ADJ
gujaf-442	141	6	environmental	environmental	ADJ
gujaf-442	141	7	policies	policy	NOUN
gujaf-442	141	8	do	do	AUX
gujaf-442	141	9	not	not	PART
gujaf-442	141	10	hinder	hinder	VERB
gujaf-442	141	11	growth	growth	NOUN
gujaf-442	141	12	;	;	PUNCT
gujaf-442	141	13	rather	rather	ADV
gujaf-442	141	14	,	,	PUNCT
gujaf-442	141	15	they	they	PRON
gujaf-442	141	16	enable	enable	VERB
gujaf-442	141	17	economies	economy	NOUN
gujaf-442	141	18	to	to	PART
gujaf-442	141	19	grow	grow	VERB
gujaf-442	141	20	in	in	ADP
gujaf-442	141	21	a	a	DET
gujaf-442	141	22	cleaner	clean	ADJ
gujaf-442	141	23	,	,	PUNCT
gujaf-442	141	24	moreresilientmanner	moreresilientmanner	NOUN
gujaf-442	141	25	.	.	PUNCT
gujaf-442	142	1	h3	h3	NOUN
gujaf-442	142	2	:	:	PUNCT
gujaf-442	142	3	environmentalpolicy	environmentalpolicy	NOUN
gujaf-442	142	4	stringencypositivelymoderatesthe	stringencypositivelymoderatesthe	ADJ
gujaf-442	142	5	relationshipbetweendigitalization(fintechreadinessanddigitaltrade)andeconomicgrowth	relationshipbetweendigitalization(fintechreadinessanddigitaltrade)andeconomicgrowth	NOUN
gujaf-442	142	6	in	in	ADP
gujaf-442	142	7	oecd	oecd	PROPN
gujaf-442	142	8	countries	country	NOUN
gujaf-442	142	9	.	.	PUNCT
gujaf-442	143	1	3.0	3.0	NUM
gujaf-442	143	2	methodology	methodology	NOUN
gujaf-442	143	3	this	this	DET
gujaf-442	143	4	study	study	NOUN
gujaf-442	143	5	investigates	investigate	VERB
gujaf-442	143	6	the	the	DET
gujaf-442	143	7	impact	impact	NOUN
gujaf-442	143	8	of	of	ADP
gujaf-442	143	9	fintech	fintech	NOUN
gujaf-442	143	10	readiness	readiness	NOUN
gujaf-442	143	11	,	,	PUNCT
gujaf-442	143	12	digital	digital	ADJ
gujaf-442	143	13	trade	trade	NOUN
gujaf-442	143	14	,	,	PUNCT
gujaf-442	143	15	and	and	CCONJ
gujaf-442	143	16	natural	natural	ADJ
gujaf-442	143	17	resource	resource	NOUN
gujaf-442	143	18	rents	rent	NOUN
gujaf-442	143	19	on	on	ADP
gujaf-442	143	20	economic	economic	ADJ
gujaf-442	143	21	growth	growth	NOUN
gujaf-442	143	22	,	,	PUNCT
gujaf-442	143	23	with	with	ADP
gujaf-442	143	24	a	a	DET
gujaf-442	143	25	moderating	moderate	VERB
gujaf-442	143	26	role	role	NOUN
gujaf-442	143	27	of	of	ADP
gujaf-442	143	28	environmental	environmental	ADJ
gujaf-442	143	29	policy	policy	NOUN
gujaf-442	143	30	stringency	stringency	NOUN
gujaf-442	143	31	in	in	ADP
gujaf-442	143	32	oecd	oecd	PROPN
gujaf-442	143	33	countries	country	NOUN
gujaf-442	143	34	.	.	PUNCT
gujaf-442	144	1	the	the	DET
gujaf-442	144	2	analysis	analysis	NOUN
gujaf-442	144	3	spans	span	VERB
gujaf-442	144	4	the	the	DET
gujaf-442	144	5	period	period	NOUN
gujaf-442	144	6	from	from	ADP
gujaf-442	144	7	2000	2000	NUM
gujaf-442	144	8	to	to	ADP
gujaf-442	144	9	2023	2023	NUM
gujaf-442	144	10	,	,	PUNCT
gujaf-442	144	11	drawing	draw	VERB
gujaf-442	144	12	on	on	ADP
gujaf-442	144	13	annual	annual	ADJ
gujaf-442	144	14	panel	panel	NOUN
gujaf-442	144	15	data	datum	NOUN
gujaf-442	144	16	from	from	ADP
gujaf-442	144	17	multiple	multiple	ADJ
gujaf-442	144	18	reliable	reliable	ADJ
gujaf-442	144	19	sources	source	NOUN
gujaf-442	144	20	.	.	PUNCT
gujaf-442	145	1	economic	economic	ADJ
gujaf-442	145	2	growth	growth	NOUN
gujaf-442	145	3	is	be	AUX
gujaf-442	145	4	measured	measure	VERB
gujaf-442	145	5	using	use	VERB
gujaf-442	145	6	the	the	DET
gujaf-442	145	7	real	real	ADJ
gujaf-442	145	8	gdp	gdp	NOUN
gujaf-442	145	9	per	per	ADP
gujaf-442	145	10	capita	capita	X
gujaf-442	145	11	(	(	PUNCT
gujaf-442	145	12	constant	constant	ADJ
gujaf-442	145	13	2015	2015	NUM
gujaf-442	145	14	us$	us$	NOUN
gujaf-442	145	15	)	)	PUNCT
gujaf-442	145	16	,	,	PUNCT
gujaf-442	145	17	sourced	source	VERB
gujaf-442	145	18	from	from	ADP
gujaf-442	145	19	the	the	DET
gujaf-442	145	20	world	world	PROPN
gujaf-442	145	21	bank	bank	PROPN
gujaf-442	145	22	's	's	PART
gujaf-442	145	23	world	world	NOUN
gujaf-442	145	24	development	development	NOUN
gujaf-442	145	25	indicators	indicator	NOUN
gujaf-442	145	26	(	(	PUNCT
gujaf-442	145	27	wdi	wdi	PROPN
gujaf-442	145	28	)	)	PUNCT
gujaf-442	145	29	.	.	PUNCT
gujaf-442	146	1	fintech	fintech	NOUN
gujaf-442	146	2	readiness	readiness	NOUN
gujaf-442	146	3	is	be	AUX
gujaf-442	146	4	proxied	proxie	VERB
gujaf-442	146	5	by	by	ADP
gujaf-442	146	6	the	the	DET
gujaf-442	146	7	ict	ict	PROPN
gujaf-442	146	8	infrastructure	infrastructure	NOUN
gujaf-442	146	9	index	index	PROPN
gujaf-442	146	10	,	,	PUNCT
gujaf-442	146	11	composed	compose	VERB
gujaf-442	146	12	of	of	ADP
gujaf-442	146	13	indicators	indicator	NOUN
gujaf-442	146	14	such	such	ADJ
gujaf-442	146	15	as	as	ADP
gujaf-442	146	16	internet	internet	NOUN
gujaf-442	146	17	penetration	penetration	NOUN
gujaf-442	146	18	,	,	PUNCT
gujaf-442	146	19	broadband	broadband	NOUN
gujaf-442	146	20	subscriptions	subscription	NOUN
gujaf-442	146	21	,	,	PUNCT
gujaf-442	146	22	and	and	CCONJ
gujaf-442	146	23	mobile	mobile	ADJ
gujaf-442	146	24	cellular	cellular	ADJ
gujaf-442	146	25	subscriptions	subscription	NOUN
gujaf-442	146	26	,	,	PUNCT
gujaf-442	146	27	obtained	obtain	VERB
gujaf-442	146	28	from	from	ADP
gujaf-442	146	29	the	the	DET
gujaf-442	146	30	international	international	ADJ
gujaf-442	146	31	telecommunication	telecommunication	NOUN
gujaf-442	146	32	union	union	NOUN
gujaf-442	146	33	(	(	PUNCT
gujaf-442	146	34	itu	itu	PROPN
gujaf-442	146	35	,	,	PUNCT
gujaf-442	146	36	2023	2023	NUM
gujaf-442	146	37	)	)	PUNCT
gujaf-442	146	38	.	.	PUNCT
gujaf-442	147	1	digital	digital	ADJ
gujaf-442	147	2	trade	trade	NOUN
gujaf-442	147	3	is	be	AUX
gujaf-442	147	4	captured	capture	VERB
gujaf-442	147	5	by	by	ADP
gujaf-442	147	6	a	a	DET
gujaf-442	147	7	composite	composite	ADJ
gujaf-442	147	8	index	index	NOUN
gujaf-442	147	9	derived	derive	VERB
gujaf-442	147	10	from	from	ADP
gujaf-442	147	11	cross	cross	ADJ
gujaf-442	147	12	-	-	ADJ
gujaf-442	147	13	border	border	ADJ
gujaf-442	147	14	e	e	NOUN
gujaf-442	147	15	-	-	NOUN
gujaf-442	147	16	commerce	commerce	NOUN
gujaf-442	147	17	activity	activity	NOUN
gujaf-442	147	18	and	and	CCONJ
gujaf-442	147	19	digital	digital	ADJ
gujaf-442	147	20	service	service	NOUN
gujaf-442	147	21	exports	export	NOUN
gujaf-442	147	22	,	,	PUNCT
gujaf-442	147	23	drawn	draw	VERB
gujaf-442	147	24	from	from	ADP
gujaf-442	147	25	unctad‘s	unctad‘s	PROPN
gujaf-442	147	26	digital	digital	ADJ
gujaf-442	147	27	economy	economy	NOUN
gujaf-442	147	28	report	report	NOUN
gujaf-442	147	29	(	(	PUNCT
gujaf-442	147	30	unctad	unctad	NOUN
gujaf-442	147	31	,	,	PUNCT
gujaf-442	147	32	2022	2022	NUM
gujaf-442	147	33	)	)	PUNCT
gujaf-442	147	34	and	and	CCONJ
gujaf-442	147	35	the	the	DET
gujaf-442	147	36	oecd	oecd	PROPN
gujaf-442	147	37	digital	digital	ADJ
gujaf-442	147	38	trade	trade	NOUN
gujaf-442	147	39	indicators	indicator	NOUN
gujaf-442	147	40	.	.	PUNCT
gujaf-442	148	1	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	148	2	,	,	PUNCT
gujaf-442	148	3	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	148	4	444	444	NUM
gujaf-442	148	5	natural	natural	ADJ
gujaf-442	148	6	resource	resource	NOUN
gujaf-442	148	7	rents	rent	NOUN
gujaf-442	148	8	are	be	AUX
gujaf-442	148	9	expressed	express	VERB
gujaf-442	148	10	as	as	ADP
gujaf-442	148	11	a	a	DET
gujaf-442	148	12	percentage	percentage	NOUN
gujaf-442	148	13	of	of	ADP
gujaf-442	148	14	gdp	gdp	NOUN
gujaf-442	148	15	,	,	PUNCT
gujaf-442	148	16	reflecting	reflect	VERB
gujaf-442	148	17	the	the	DET
gujaf-442	148	18	monetary	monetary	ADJ
gujaf-442	148	19	value	value	NOUN
gujaf-442	148	20	derived	derive	VERB
gujaf-442	148	21	from	from	ADP
gujaf-442	148	22	natural	natural	ADJ
gujaf-442	148	23	resource	resource	NOUN
gujaf-442	148	24	exploitation	exploitation	NOUN
gujaf-442	148	25	,	,	PUNCT
gujaf-442	148	26	including	include	VERB
gujaf-442	148	27	oil	oil	NOUN
gujaf-442	148	28	,	,	PUNCT
gujaf-442	148	29	minerals	mineral	NOUN
gujaf-442	148	30	,	,	PUNCT
gujaf-442	148	31	and	and	CCONJ
gujaf-442	148	32	forest	forest	NOUN
gujaf-442	148	33	rents	rent	NOUN
gujaf-442	148	34	(	(	PUNCT
gujaf-442	148	35	world	world	PROPN
gujaf-442	148	36	bank	bank	NOUN
gujaf-442	148	37	,	,	PUNCT
gujaf-442	148	38	2023	2023	NUM
gujaf-442	148	39	)	)	PUNCT
gujaf-442	148	40	.	.	PUNCT
gujaf-442	149	1	environmental	environmental	ADJ
gujaf-442	149	2	policy	policy	NOUN
gujaf-442	149	3	stringency	stringency	NOUN
gujaf-442	149	4	(	(	PUNCT
gujaf-442	149	5	eps	eps	NOUN
gujaf-442	149	6	)	)	PUNCT
gujaf-442	149	7	is	be	AUX
gujaf-442	149	8	based	base	VERB
gujaf-442	149	9	on	on	ADP
gujaf-442	149	10	the	the	DET
gujaf-442	149	11	oecd‘s	oecd‘s	NUM
gujaf-442	149	12	environmental	environmental	ADJ
gujaf-442	149	13	policy	policy	NOUN
gujaf-442	149	14	stringency	stringency	NOUN
gujaf-442	149	15	index	index	NOUN
gujaf-442	149	16	,	,	PUNCT
gujaf-442	149	17	which	which	PRON
gujaf-442	149	18	ranges	range	VERB
gujaf-442	149	19	from	from	ADP
gujaf-442	149	20	0	0	NUM
gujaf-442	149	21	(	(	PUNCT
gujaf-442	149	22	not	not	PART
gujaf-442	149	23	stringent	stringent	ADJ
gujaf-442	149	24	)	)	PUNCT
gujaf-442	149	25	to	to	ADP
gujaf-442	149	26	6	6	NUM
gujaf-442	149	27	(	(	PUNCT
gujaf-442	149	28	most	most	ADV
gujaf-442	149	29	stringent	stringent	ADJ
gujaf-442	149	30	)	)	PUNCT
gujaf-442	149	31	,	,	PUNCT
gujaf-442	149	32	and	and	CCONJ
gujaf-442	149	33	reflects	reflect	VERB
gujaf-442	149	34	the	the	DET
gujaf-442	149	35	rigidity	rigidity	NOUN
gujaf-442	149	36	of	of	ADP
gujaf-442	149	37	environmental	environmental	ADJ
gujaf-442	149	38	laws	law	NOUN
gujaf-442	149	39	and	and	CCONJ
gujaf-442	149	40	regulations	regulation	NOUN
gujaf-442	149	41	in	in	ADP
gujaf-442	149	42	a	a	DET
gujaf-442	149	43	given	give	VERB
gujaf-442	149	44	country	country	NOUN
gujaf-442	149	45	(	(	PUNCT
gujaf-442	149	46	botta	botta	PROPN
gujaf-442	149	47	&	&	CCONJ
gujaf-442	149	48	kozluk	kozluk	PROPN
gujaf-442	149	49	,	,	PUNCT
gujaf-442	149	50	2014	2014	NUM
gujaf-442	149	51	)	)	PUNCT
gujaf-442	149	52	.	.	PUNCT
gujaf-442	150	1	several	several	ADJ
gujaf-442	150	2	control	control	NOUN
gujaf-442	150	3	variables	variable	NOUN
gujaf-442	150	4	are	be	AUX
gujaf-442	150	5	included	include	VERB
gujaf-442	150	6	to	to	PART
gujaf-442	150	7	account	account	VERB
gujaf-442	150	8	for	for	ADP
gujaf-442	150	9	macroeconomic	macroeconomic	ADJ
gujaf-442	150	10	and	and	CCONJ
gujaf-442	150	11	institutional	institutional	ADJ
gujaf-442	150	12	influences	influence	NOUN
gujaf-442	150	13	on	on	ADP
gujaf-442	150	14	economic	economic	ADJ
gujaf-442	150	15	growth	growth	NOUN
gujaf-442	150	16	:	:	PUNCT
gujaf-442	150	17	trade	trade	NOUN
gujaf-442	150	18	openness	openness	NOUN
gujaf-442	150	19	(	(	PUNCT
gujaf-442	150	20	exports	export	NOUN
gujaf-442	150	21	+	+	CCONJ
gujaf-442	150	22	imports	import	NOUN
gujaf-442	150	23	as	as	ADP
gujaf-442	150	24	%	%	NOUN
gujaf-442	150	25	of	of	ADP
gujaf-442	150	26	gdp	gdp	NOUN
gujaf-442	150	27	)	)	PUNCT
gujaf-442	150	28	,	,	PUNCT
gujaf-442	150	29	human	human	ADJ
gujaf-442	150	30	capital	capital	NOUN
gujaf-442	150	31	(	(	PUNCT
gujaf-442	150	32	proxied	proxie	VERB
gujaf-442	150	33	by	by	ADP
gujaf-442	150	34	gross	gross	ADJ
gujaf-442	150	35	tertiary	tertiary	ADJ
gujaf-442	150	36	enrollment	enrollment	NOUN
gujaf-442	150	37	ratio	ratio	NOUN
gujaf-442	150	38	)	)	PUNCT
gujaf-442	150	39	,	,	PUNCT
gujaf-442	150	40	gross	gross	ADJ
gujaf-442	150	41	capital	capital	NOUN
gujaf-442	150	42	formation	formation	NOUN
gujaf-442	150	43	(	(	PUNCT
gujaf-442	150	44	%	%	NOUN
gujaf-442	150	45	of	of	ADP
gujaf-442	150	46	gdp	gdp	NOUN
gujaf-442	150	47	)	)	PUNCT
gujaf-442	150	48	,	,	PUNCT
gujaf-442	150	49	and	and	CCONJ
gujaf-442	150	50	institutional	institutional	ADJ
gujaf-442	150	51	quality	quality	NOUN
gujaf-442	150	52	(	(	PUNCT
gujaf-442	150	53	measured	measure	VERB
gujaf-442	150	54	using	use	VERB
gujaf-442	150	55	world	world	NOUN
gujaf-442	150	56	governance	governance	NOUN
gujaf-442	150	57	indicators	indicator	NOUN
gujaf-442	150	58	)	)	PUNCT
gujaf-442	150	59	.	.	PUNCT
gujaf-442	151	1	table	table	NOUN
gujaf-442	151	2	1	1	NUM
gujaf-442	151	3	provides	provide	VERB
gujaf-442	151	4	definitions	definition	NOUN
gujaf-442	151	5	for	for	ADP
gujaf-442	151	6	all	all	DET
gujaf-442	151	7	variables	variable	NOUN
gujaf-442	151	8	employed	employ	VERB
gujaf-442	151	9	.	.	PUNCT
gujaf-442	152	1	table	table	NOUN
gujaf-442	152	2	1	1	NUM
gujaf-442	152	3	.	.	PUNCT
gujaf-442	153	1	variabledescription	variabledescription	NOUN
gujaf-442	153	2	anddata	anddata	PROPN
gujaf-442	153	3	sources	source	VERB
gujaf-442	153	4	variable	variable	ADJ
gujaf-442	153	5	description	description	NOUN
gujaf-442	153	6	source	source	NOUN
gujaf-442	153	7	gdppc	gdppc	PROPN
gujaf-442	153	8	realgdppercapita(constant2015us$	realgdppercapita(constant2015us$	NOUN
gujaf-442	153	9	)	)	PUNCT
gujaf-442	153	10	worldbank(wdi	worldbank(wdi	PROPN
gujaf-442	153	11	)	)	PUNCT
gujaf-442	153	12	fintechreadiness	fintechreadiness	NOUN
gujaf-442	153	13	ictinfrastructureindex(internet	ictinfrastructureindex(internet	PROPN
gujaf-442	153	14	,	,	PUNCT
gujaf-442	153	15	broadband	broadband	NOUN
gujaf-442	153	16	,	,	PUNCT
gujaf-442	153	17	mobile	mobile	ADJ
gujaf-442	153	18	subscriptions	subscription	NOUN
gujaf-442	153	19	)	)	PUNCT
gujaf-442	153	20	itu(2023	itu(2023	NUM
gujaf-442	153	21	)	)	PUNCT
gujaf-442	153	22	digitaltrade	digitaltrade	VERB
gujaf-442	153	23	indexofcross	indexofcross	ADP
gujaf-442	153	24	-	-	ADJ
gujaf-442	153	25	bordere	bordere	ADJ
gujaf-442	153	26	-	-	PUNCT
gujaf-442	153	27	commerceanddigital	commerceanddigital	NOUN
gujaf-442	153	28	serviceexports	serviceexport	NOUN
gujaf-442	153	29	unctad(2022);oecd	unctad(2022);oecd	NOUN
gujaf-442	153	30	resourcerents	resourcerents	PROPN
gujaf-442	153	31	totalnaturalresourcerents(%ofgdp	totalnaturalresourcerents(%ofgdp	PROPN
gujaf-442	153	32	)	)	PUNCT
gujaf-442	153	33	worldbank(wdi	worldbank(wdi	PROPN
gujaf-442	153	34	)	)	PUNCT
gujaf-442	153	35	eps	eps	PROPN
gujaf-442	153	36	environmental	environmental	ADJ
gujaf-442	153	37	policy	policy	NOUN
gujaf-442	153	38	stringency	stringency	NOUN
gujaf-442	153	39	index	index	NOUN
gujaf-442	153	40	(	(	PUNCT
gujaf-442	153	41	scale	scale	NOUN
gujaf-442	153	42	:	:	PUNCT
gujaf-442	153	43	0	0	NUM
gujaf-442	153	44	–	–	PUNCT
gujaf-442	153	45	6	6	NUM
gujaf-442	153	46	)	)	PUNCT
gujaf-442	153	47	oecd	oecd	PROPN
gujaf-442	153	48	(	(	PUNCT
gujaf-442	153	49	2023	2023	NUM
gujaf-442	153	50	)	)	PUNCT
gujaf-442	153	51	;	;	PUNCT
gujaf-442	153	52	botta	botta	PROPN
gujaf-442	153	53	&	&	CCONJ
gujaf-442	153	54	kozluk(2014	kozluk(2014	PROPN
gujaf-442	153	55	)	)	PUNCT
gujaf-442	153	56	tradeopen	tradeopen	NOUN
gujaf-442	153	57	tradeopenness(%of	tradeopenness(%of	PROPN
gujaf-442	153	58	gdp	gdp	NOUN
gujaf-442	153	59	)	)	PUNCT
gujaf-442	153	60	worldbank(wdi	worldbank(wdi	PROPN
gujaf-442	153	61	)	)	PUNCT
gujaf-442	153	62	humancapital	humancapital	ADJ
gujaf-442	153	63	tertiaryschoolenrollment(%gross	tertiaryschoolenrollment(%gross	PROPN
gujaf-442	153	64	)	)	PUNCT
gujaf-442	153	65	worldbank(wdi	worldbank(wdi	NOUN
gujaf-442	153	66	)	)	PUNCT
gujaf-442	153	67	capitalformation	capitalformation	NOUN
gujaf-442	153	68	grosscapitalformation(%ofgdp	grosscapitalformation(%ofgdp	PROPN
gujaf-442	153	69	)	)	PUNCT
gujaf-442	153	70	worldbank(wdi	worldbank(wdi	PROPN
gujaf-442	153	71	)	)	PUNCT
gujaf-442	153	72	institutionquality	institutionquality	NOUN
gujaf-442	153	73	compositeindexofruleoflaw	compositeindexofruleoflaw	NOUN
gujaf-442	153	74	,	,	PUNCT
gujaf-442	153	75	controlofcorruption	controlofcorruption	NOUN
gujaf-442	153	76	,	,	PUNCT
gujaf-442	153	77	regulatory	regulatory	ADJ
gujaf-442	153	78	quality	quality	NOUN
gujaf-442	153	79	worldbank(wgi	worldbank(wgi	NOUN
gujaf-442	153	80	,	,	PUNCT
gujaf-442	153	81	2023	2023	NUM
gujaf-442	153	82	)	)	PUNCT
gujaf-442	153	83	source	source	NOUN
gujaf-442	153	84	:	:	PUNCT
gujaf-442	153	85	author(2024	author(2024	PRON
gujaf-442	153	86	)	)	PUNCT
gujaf-442	153	87	to	to	PART
gujaf-442	153	88	examine	examine	VERB
gujaf-442	153	89	the	the	DET
gujaf-442	153	90	heterogeneity	heterogeneity	NOUN
gujaf-442	153	91	in	in	ADP
gujaf-442	153	92	the	the	DET
gujaf-442	153	93	effect	effect	NOUN
gujaf-442	153	94	of	of	ADP
gujaf-442	153	95	fintech	fintech	NOUN
gujaf-442	153	96	readiness	readiness	NOUN
gujaf-442	153	97	,	,	PUNCT
gujaf-442	153	98	digital	digital	ADJ
gujaf-442	153	99	trade	trade	NOUN
gujaf-442	153	100	,	,	PUNCT
gujaf-442	153	101	and	and	CCONJ
gujaf-442	153	102	resource	resource	NOUN
gujaf-442	153	103	rentson	rentson	NOUN
gujaf-442	153	104	economic	economic	ADJ
gujaf-442	153	105	growth	growth	NOUN
gujaf-442	153	106	across	across	ADP
gujaf-442	153	107	different	different	ADJ
gujaf-442	153	108	quantiles	quantile	NOUN
gujaf-442	153	109	of	of	ADP
gujaf-442	153	110	income	income	NOUN
gujaf-442	153	111	distribution	distribution	NOUN
gujaf-442	153	112	,	,	PUNCT
gujaf-442	153	113	the	the	DET
gujaf-442	153	114	study	study	NOUN
gujaf-442	153	115	employs	employ	VERB
gujaf-442	153	116	the	the	DET
gujaf-442	153	117	method	method	NOUN
gujaf-442	153	118	of	of	ADP
gujaf-442	153	119	moments	moment	NOUN
gujaf-442	153	120	quantile	quantile	ADJ
gujaf-442	153	121	regression	regression	NOUN
gujaf-442	153	122	(	(	PUNCT
gujaf-442	153	123	mmqr	mmqr	NOUN
gujaf-442	153	124	)	)	PUNCT
gujaf-442	153	125	by	by	ADP
gujaf-442	153	126	machado	machado	PROPN
gujaf-442	153	127	and	and	CCONJ
gujaf-442	153	128	silva	silva	PROPN
gujaf-442	153	129	(	(	PUNCT
gujaf-442	153	130	2019	2019	NUM
gujaf-442	153	131	)	)	PUNCT
gujaf-442	153	132	.	.	PUNCT
gujaf-442	154	1	this	this	DET
gujaf-442	154	2	method	method	NOUN
gujaf-442	154	3	allows	allow	VERB
gujaf-442	154	4	the	the	DET
gujaf-442	154	5	estimation	estimation	NOUN
gujaf-442	154	6	of	of	ADP
gujaf-442	154	7	conditional	conditional	ADJ
gujaf-442	154	8	quantile	quantile	ADJ
gujaf-442	154	9	effects	effect	NOUN
gujaf-442	154	10	in	in	ADP
gujaf-442	154	11	the	the	DET
gujaf-442	154	12	presence	presence	NOUN
gujaf-442	154	13	of	of	ADP
gujaf-442	154	14	unobserved	unobserved	ADJ
gujaf-442	154	15	heterogeneity	heterogeneity	NOUN
gujaf-442	154	16	,	,	PUNCT
gujaf-442	154	17	addressing	address	VERB
gujaf-442	154	18	issues	issue	NOUN
gujaf-442	154	19	of	of	ADP
gujaf-442	154	20	endogeneity	endogeneity	NOUN
gujaf-442	154	21	and	and	CCONJ
gujaf-442	154	22	non	non	ADJ
gujaf-442	154	23	-	-	ADJ
gujaf-442	154	24	normal	normal	ADJ
gujaf-442	154	25	error	error	NOUN
gujaf-442	154	26	distributions	distribution	NOUN
gujaf-442	154	27	common	common	ADJ
gujaf-442	154	28	in	in	ADP
gujaf-442	154	29	panel	panel	NOUN
gujaf-442	154	30	data	datum	NOUN
gujaf-442	154	31	.	.	PUNCT
gujaf-442	155	1	thebaselineempiricalmodelisspecifiedas	thebaselineempiricalmodelisspecifiedas	PROPN
gujaf-442	155	2	:	:	PUNCT
gujaf-442	155	3	gdppc𝑖𝑡=𝛼(𝜏)+𝛽1(𝜏)fintechreadiness𝑖𝑡+𝛽2(𝜏)digitaltrade𝑖𝑡+𝛽3(𝜏)resourcerents𝑖𝑡	gdppc𝑖𝑡=𝛼(𝜏)+𝛽1(𝜏)fintechreadiness𝑖𝑡+𝛽2(𝜏)digitaltrade𝑖𝑡+𝛽3(𝜏)resourcerents𝑖𝑡	X
gujaf-442	155	4	+	+	CCONJ
gujaf-442	155	5	𝛽4(𝜏)eps𝑖𝑡	𝛽4(𝜏)eps𝑖𝑡	PUNCT
gujaf-442	155	6	+	+	CCONJ
gujaf-442	155	7	𝛾′(𝜏)x𝑖𝑡+	𝛾′(𝜏)x𝑖𝑡+	PROPN
gujaf-442	155	8	𝜇𝑖(𝜏	𝜇𝑖(𝜏	NOUN
gujaf-442	155	9	)	)	PUNCT
gujaf-442	155	10	+	+	NUM
gujaf-442	155	11	𝜀𝑖𝑡(𝜏	𝜀𝑖𝑡(𝜏	NOUN
gujaf-442	155	12	)	)	PUNCT
gujaf-442	155	13	(	(	PUNCT
gujaf-442	155	14	1	1	X
gujaf-442	155	15	)	)	PUNCT
gujaf-442	156	1	where	where	SCONJ
gujaf-442	156	2	:	:	PUNCT
gujaf-442	156	3	gdppc𝑖𝑡is	gdppc𝑖𝑡is	NOUN
gujaf-442	156	4	the	the	DET
gujaf-442	156	5	real	real	ADJ
gujaf-442	156	6	gdp	gdp	NOUN
gujaf-442	156	7	per	per	ADP
gujaf-442	156	8	capita	capita	NOUN
gujaf-442	156	9	for	for	ADP
gujaf-442	156	10	country	country	NOUN
gujaf-442	156	11	𝑖at	𝑖at	PRON
gujaf-442	156	12	time	time	NOUN
gujaf-442	156	13	𝑡	𝑡	NOUN
gujaf-442	156	14	,	,	PUNCT
gujaf-442	156	15	𝛼(𝜏	𝛼(𝜏	NOUN
gujaf-442	156	16	)	)	PUNCT
gujaf-442	156	17	is	be	AUX
gujaf-442	156	18	the	the	DET
gujaf-442	156	19	quantilespecific	quantilespecific	PROPN
gujaf-442	156	20	intercept	intercept	NOUN
gujaf-442	156	21	,	,	PUNCT
gujaf-442	156	22	𝛽𝑘(𝜏	𝛽𝑘(𝜏	NUM
gujaf-442	156	23	)	)	PUNCT
gujaf-442	156	24	are	be	AUX
gujaf-442	156	25	the	the	DET
gujaf-442	156	26	quantile	quantile	NOUN
gujaf-442	156	27	-	-	PUNCT
gujaf-442	156	28	dependent	dependent	ADJ
gujaf-442	156	29	slope	slope	NOUN
gujaf-442	156	30	coefficients	coefficient	NOUN
gujaf-442	156	31	for	for	ADP
gujaf-442	156	32	each	each	DET
gujaf-442	156	33	variable	variable	NOUN
gujaf-442	156	34	,	,	PUNCT
gujaf-442	156	35	x𝑖𝑡is	x𝑖𝑡is	PROPN
gujaf-442	156	36	avectorofcontrolvariablesincludingtradeopenness	avectorofcontrolvariablesincludingtradeopenness	PROPN
gujaf-442	156	37	,	,	PUNCT
gujaf-442	156	38	humancapital	humancapital	ADJ
gujaf-442	156	39	,	,	PUNCT
gujaf-442	156	40	capitalformation	capitalformation	NOUN
gujaf-442	156	41	,	,	PUNCT
gujaf-442	156	42	and	and	CCONJ
gujaf-442	156	43	institutional	institutional	ADJ
gujaf-442	156	44	quality	quality	NOUN
gujaf-442	156	45	,	,	PUNCT
gujaf-442	156	46	𝜇𝑖(𝜏	𝜇𝑖(𝜏	NUM
gujaf-442	156	47	)	)	PUNCT
gujaf-442	156	48	represents	represent	VERB
gujaf-442	156	49	unobserved	unobserved	ADJ
gujaf-442	156	50	individual	individual	ADJ
gujaf-442	156	51	effects	effect	NOUN
gujaf-442	156	52	,	,	PUNCT
gujaf-442	156	53	and	and	CCONJ
gujaf-442	156	54	𝜀𝑖𝑡(𝜏	𝜀𝑖𝑡(𝜏	NOUN
gujaf-442	156	55	)	)	PUNCT
gujaf-442	157	1	is	be	AUX
gujaf-442	157	2	the	the	DET
gujaf-442	157	3	idiosyncratic	idiosyncratic	ADJ
gujaf-442	157	4	error	error	NOUN
gujaf-442	157	5	term	term	NOUN
gujaf-442	157	6	.	.	PUNCT
gujaf-442	158	1	to	to	PART
gujaf-442	158	2	account	account	VERB
gujaf-442	158	3	for	for	ADP
gujaf-442	158	4	the	the	DET
gujaf-442	158	5	moderating	moderate	VERB
gujaf-442	158	6	role	role	NOUN
gujaf-442	158	7	of	of	ADP
gujaf-442	158	8	environmental	environmental	ADJ
gujaf-442	158	9	policy	policy	NOUN
gujaf-442	158	10	stringency	stringency	NOUN
gujaf-442	158	11	on	on	ADP
gujaf-442	158	12	the	the	DET
gujaf-442	158	13	relationship	relationship	NOUN
gujaf-442	158	14	between	between	ADP
gujaf-442	158	15	digital	digital	ADJ
gujaf-442	158	16	drivers	driver	NOUN
gujaf-442	158	17	and	and	CCONJ
gujaf-442	158	18	growth	growth	NOUN
gujaf-442	158	19	,	,	PUNCT
gujaf-442	158	20	interaction	interaction	NOUN
gujaf-442	158	21	terms	term	NOUN
gujaf-442	158	22	are	be	AUX
gujaf-442	158	23	introduced	introduce	VERB
gujaf-442	158	24	in	in	ADP
gujaf-442	158	25	the	the	DET
gujaf-442	158	26	augmented	augmented	ADJ
gujaf-442	158	27	model	model	NOUN
gujaf-442	158	28	:	:	PUNCT
gujaf-442	158	29	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	158	30	,	,	PUNCT
gujaf-442	158	31	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	158	32	445	445	NUM
gujaf-442	158	33	gdppc𝑖𝑡=𝛼(𝜏)+𝛽1(𝜏)fintechreadiness𝑖𝑡+𝛽2(𝜏)digitaltrade𝑖𝑡+𝛽3(𝜏)resourcerents𝑖𝑡	gdppc𝑖𝑡=𝛼(𝜏)+𝛽1(𝜏)fintechreadiness𝑖𝑡+𝛽2(𝜏)digitaltrade𝑖𝑡+𝛽3(𝜏)resourcerents𝑖𝑡	X
gujaf-442	158	34	+	+	NOUN
gujaf-442	158	35	𝛽4(𝜏)eps𝑖𝑡+𝛽5(𝜏)(fintechreadiness𝑖𝑡×eps𝑖𝑡	𝛽4(𝜏)eps𝑖𝑡+𝛽5(𝜏)(fintechreadiness𝑖𝑡×eps𝑖𝑡	X
gujaf-442	158	36	)	)	PUNCT
gujaf-442	158	37	′	′	VERB
gujaf-442	159	1	+	+	NUM
gujaf-442	159	2	𝛽6(𝜏)(digitaltrade𝑖𝑡×eps𝑖𝑡)+𝛾(𝜏)x𝑖𝑡+𝜇𝑖(𝜏)+𝜀𝑖𝑡(𝜏	𝛽6(𝜏)(digitaltrade𝑖𝑡×eps𝑖𝑡)+𝛾(𝜏)x𝑖𝑡+𝜇𝑖(𝜏)+𝜀𝑖𝑡(𝜏	NOUN
gujaf-442	159	3	)	)	PUNCT
gujaf-442	159	4	(	(	PUNCT
gujaf-442	159	5	2	2	X
gujaf-442	159	6	)	)	PUNCT
gujaf-442	159	7	equation(2)enablesananalysisof	equation(2)enablesananalysisof	NOUN
gujaf-442	159	8	whethertheeffectoffintechreadinessanddigitaltradeon	whethertheeffectoffintechreadinessanddigitaltradeon	NOUN
gujaf-442	159	9	economicgrowthiscontingentuponthelevelofenvironmentalpolicystringency.thismodel	economicgrowthiscontingentuponthelevelofenvironmentalpolicystringency.thismodel	PROPN
gujaf-442	159	10	is	be	AUX
gujaf-442	159	11	estimated	estimate	VERB
gujaf-442	159	12	at	at	ADP
gujaf-442	159	13	various	various	ADJ
gujaf-442	159	14	quantiles	quantile	NOUN
gujaf-442	159	15	(	(	PUNCT
gujaf-442	159	16	e.g.	e.g.	ADV
gujaf-442	159	17	,	,	PUNCT
gujaf-442	159	18	0.25	0.25	NUM
gujaf-442	159	19	,	,	PUNCT
gujaf-442	159	20	0.50	0.50	NUM
gujaf-442	159	21	,	,	PUNCT
gujaf-442	159	22	0.75	0.75	NUM
gujaf-442	159	23	)	)	PUNCT
gujaf-442	159	24	to	to	PART
gujaf-442	159	25	capture	capture	VERB
gujaf-442	159	26	differential	differential	ADJ
gujaf-442	159	27	impacts	impact	NOUN
gujaf-442	159	28	across	across	ADP
gujaf-442	159	29	countries	country	NOUN
gujaf-442	159	30	at	at	ADP
gujaf-442	159	31	different	different	ADJ
gujaf-442	159	32	levels	level	NOUN
gujaf-442	159	33	of	of	ADP
gujaf-442	159	34	economic	economic	ADJ
gujaf-442	159	35	development	development	NOUN
gujaf-442	159	36	within	within	ADP
gujaf-442	159	37	the	the	DET
gujaf-442	159	38	oecd	oecd	PROPN
gujaf-442	159	39	.	.	PUNCT
gujaf-442	160	1	the	the	DET
gujaf-442	160	2	econometric	econometric	ADJ
gujaf-442	160	3	strategy	strategy	NOUN
gujaf-442	160	4	employed	employ	VERB
gujaf-442	160	5	in	in	ADP
gujaf-442	160	6	this	this	DET
gujaf-442	160	7	study	study	NOUN
gujaf-442	160	8	builds	build	VERB
gujaf-442	160	9	upon	upon	SCONJ
gujaf-442	160	10	the	the	DET
gujaf-442	160	11	method	method	NOUN
gujaf-442	160	12	of	of	ADP
gujaf-442	160	13	moments	moment	NOUN
gujaf-442	160	14	quantile	quantile	ADJ
gujaf-442	160	15	regression	regression	NOUN
gujaf-442	160	16	(	(	PUNCT
gujaf-442	160	17	mmqr	mmqr	NOUN
gujaf-442	160	18	)	)	PUNCT
gujaf-442	160	19	proposed	propose	VERB
gujaf-442	160	20	by	by	ADP
gujaf-442	160	21	machado	machado	PROPN
gujaf-442	160	22	and	and	CCONJ
gujaf-442	160	23	silva	silva	PROPN
gujaf-442	160	24	(	(	PUNCT
gujaf-442	160	25	2019	2019	NUM
gujaf-442	160	26	)	)	PUNCT
gujaf-442	160	27	,	,	PUNCT
gujaf-442	160	28	allowing	allow	VERB
gujaf-442	160	29	for	for	ADP
gujaf-442	160	30	the	the	DET
gujaf-442	160	31	estimation	estimation	NOUN
gujaf-442	160	32	of	of	ADP
gujaf-442	160	33	heterogeneous	heterogeneous	ADJ
gujaf-442	160	34	effects	effect	NOUN
gujaf-442	160	35	of	of	ADP
gujaf-442	160	36	explanatory	explanatory	ADJ
gujaf-442	160	37	variables	variable	NOUN
gujaf-442	160	38	across	across	ADP
gujaf-442	160	39	the	the	DET
gujaf-442	160	40	distribution	distribution	NOUN
gujaf-442	160	41	of	of	ADP
gujaf-442	160	42	economic	economic	ADJ
gujaf-442	160	43	growth	growth	NOUN
gujaf-442	160	44	.	.	PUNCT
gujaf-442	161	1	unlike	unlike	ADP
gujaf-442	161	2	traditional	traditional	ADJ
gujaf-442	161	3	conditional	conditional	ADJ
gujaf-442	161	4	mean	mean	NOUN
gujaf-442	161	5	models	model	NOUN
gujaf-442	161	6	such	such	ADJ
gujaf-442	161	7	as	as	ADP
gujaf-442	161	8	fixed	fix	VERB
gujaf-442	161	9	or	or	CCONJ
gujaf-442	161	10	randomeffects	randomeffect	NOUN
gujaf-442	161	11	models	model	NOUN
gujaf-442	161	12	,	,	PUNCT
gujaf-442	161	13	the	the	DET
gujaf-442	161	14	mmqr	mmqr	NOUN
gujaf-442	161	15	framework	framework	NOUN
gujaf-442	161	16	captures	capture	VERB
gujaf-442	161	17	how	how	SCONJ
gujaf-442	161	18	fintech	fintech	NOUN
gujaf-442	161	19	readiness	readiness	NOUN
gujaf-442	161	20	,	,	PUNCT
gujaf-442	161	21	digital	digital	ADJ
gujaf-442	161	22	trade	trade	NOUN
gujaf-442	161	23	,	,	PUNCT
gujaf-442	161	24	and	and	CCONJ
gujaf-442	161	25	resource	resource	NOUN
gujaf-442	161	26	rents	rent	NOUN
gujaf-442	161	27	affect	affect	VERB
gujaf-442	161	28	economic	economic	ADJ
gujaf-442	161	29	performance	performance	NOUN
gujaf-442	161	30	at	at	ADP
gujaf-442	161	31	different	different	ADJ
gujaf-442	161	32	points	point	NOUN
gujaf-442	161	33	(	(	PUNCT
gujaf-442	161	34	quantiles	quantile	NOUN
gujaf-442	161	35	)	)	PUNCT
gujaf-442	161	36	of	of	ADP
gujaf-442	161	37	the	the	DET
gujaf-442	161	38	gdp	gdp	NOUN
gujaf-442	161	39	per	per	ADP
gujaf-442	161	40	capita	capita	NOUN
gujaf-442	161	41	distribution	distribution	NOUN
gujaf-442	161	42	,	,	PUNCT
gujaf-442	161	43	thus	thus	ADV
gujaf-442	161	44	addressing	address	VERB
gujaf-442	161	45	distributional	distributional	ADJ
gujaf-442	161	46	asymmetries	asymmetry	NOUN
gujaf-442	161	47	and	and	CCONJ
gujaf-442	161	48	unobserved	unobserved	ADJ
gujaf-442	161	49	heterogeneity	heterogeneity	NOUN
gujaf-442	161	50	.	.	PUNCT
gujaf-442	162	1	the	the	DET
gujaf-442	162	2	mmqr	mmqr	NOUN
gujaf-442	162	3	estimator	estimator	NOUN
gujaf-442	162	4	operates	operate	VERB
gujaf-442	162	5	by	by	ADP
gujaf-442	162	6	transforming	transform	VERB
gujaf-442	162	7	the	the	DET
gujaf-442	162	8	model	model	NOUN
gujaf-442	162	9	into	into	ADP
gujaf-442	162	10	a	a	DET
gujaf-442	162	11	quantile	quantile	ADJ
gujaf-442	162	12	regression	regression	NOUN
gujaf-442	162	13	through	through	ADP
gujaf-442	162	14	a	a	DET
gujaf-442	162	15	location	location	NOUN
gujaf-442	162	16	-	-	PUNCT
gujaf-442	162	17	scale	scale	NOUN
gujaf-442	162	18	representation	representation	NOUN
gujaf-442	162	19	.	.	PUNCT
gujaf-442	163	1	let	let	VERB
gujaf-442	163	2	the	the	DET
gujaf-442	163	3	economic	economic	ADJ
gujaf-442	163	4	growth	growth	NOUN
gujaf-442	163	5	outcome	outcome	NOUN
gujaf-442	163	6	𝑌𝑖𝑡≡	𝑌𝑖𝑡≡	PROPN
gujaf-442	163	7	gdppc𝑖𝑡be	gdppc𝑖𝑡be	ADV
gujaf-442	163	8	:	:	PUNCT
gujaf-442	163	9	𝑌𝑖𝑡=	𝑌𝑖𝑡=	PROPN
gujaf-442	163	10	𝛼𝑖+𝑋𝑖𝑡′𝛽+𝜎(𝑋𝑖𝑡)𝑈𝑖𝑡	𝛼𝑖+𝑋𝑖𝑡′𝛽+𝜎(𝑋𝑖𝑡)𝑈𝑖𝑡	NOUN
gujaf-442	163	11	(	(	PUNCT
gujaf-442	163	12	3	3	NUM
gujaf-442	163	13	)	)	PUNCT
gujaf-442	163	14	where	where	SCONJ
gujaf-442	163	15	:	:	PUNCT
gujaf-442	163	16	𝛼𝑖captures	𝛼𝑖capture	VERB
gujaf-442	163	17	individual	individual	ADJ
gujaf-442	163	18	-	-	PUNCT
gujaf-442	163	19	specific	specific	ADJ
gujaf-442	163	20	fixed	fix	VERB
gujaf-442	163	21	effects	effect	NOUN
gujaf-442	163	22	,	,	PUNCT
gujaf-442	163	23	𝑋𝑖𝑡is	𝑋𝑖𝑡is	PROPN
gujaf-442	163	24	a	a	DET
gujaf-442	163	25	vector	vector	NOUN
gujaf-442	163	26	of	of	ADP
gujaf-442	163	27	regressors	regressor	NOUN
gujaf-442	163	28	(	(	PUNCT
gujaf-442	163	29	including	include	VERB
gujaf-442	163	30	fintech	fintech	NOUN
gujaf-442	163	31	readiness	readiness	NOUN
gujaf-442	163	32	,	,	PUNCT
gujaf-442	163	33	digital	digital	ADJ
gujaf-442	163	34	trade	trade	NOUN
gujaf-442	163	35	,	,	PUNCT
gujaf-442	163	36	natural	natural	ADJ
gujaf-442	163	37	resource	resource	NOUN
gujaf-442	163	38	rents	rent	NOUN
gujaf-442	163	39	,	,	PUNCT
gujaf-442	163	40	environmental	environmental	ADJ
gujaf-442	163	41	stringency	stringency	NOUN
gujaf-442	163	42	,	,	PUNCT
gujaf-442	163	43	and	and	CCONJ
gujaf-442	163	44	control	control	NOUN
gujaf-442	163	45	variables	variable	NOUN
gujaf-442	163	46	)	)	PUNCT
gujaf-442	163	47	,	,	PUNCT
gujaf-442	163	48	𝛽is	𝛽i	VERB
gujaf-442	163	49	a	a	DET
gujaf-442	163	50	vector	vector	NOUN
gujaf-442	163	51	of	of	ADP
gujaf-442	163	52	parameters	parameter	NOUN
gujaf-442	163	53	,	,	PUNCT
gujaf-442	163	54	𝜎(𝑋𝑖𝑡	𝜎(𝑋𝑖𝑡	NUM
gujaf-442	163	55	)	)	PUNCT
gujaf-442	163	56	is	be	AUX
gujaf-442	163	57	a	a	DET
gujaf-442	163	58	scale	scale	NOUN
gujaf-442	163	59	function	function	NOUN
gujaf-442	163	60	allowing	allow	VERB
gujaf-442	163	61	for	for	ADP
gujaf-442	163	62	heteroskedasticity	heteroskedasticity	NOUN
gujaf-442	163	63	,	,	PUNCT
gujaf-442	163	64	𝑈𝑖𝑡	𝑈𝑖𝑡	PROPN
gujaf-442	163	65	~	~	PUNCT
gujaf-442	163	66	𝑈(0,1	𝑈(0,1	NOUN
gujaf-442	163	67	)	)	PUNCT
gujaf-442	163	68	represents	represent	VERB
gujaf-442	163	69	uniformly	uniformly	ADV
gujaf-442	163	70	distributed	distribute	VERB
gujaf-442	163	71	innovations	innovation	NOUN
gujaf-442	163	72	capturing	capture	VERB
gujaf-442	163	73	quantile	quantile	ADJ
gujaf-442	163	74	heterogeneity	heterogeneity	NOUN
gujaf-442	163	75	.	.	PUNCT
gujaf-442	164	1	quantile𝜏∈(0,1)isrecoveredbysolvingthemomentcondition:𝔼[𝜏(𝑈𝑖𝑡)|𝑋𝑖𝑡]=0,where	quantile𝜏∈(0,1)isrecoveredbysolvingthemomentcondition:𝔼[𝜏(𝑈𝑖𝑡)|𝑋𝑖𝑡]=0,where	ADV
gujaf-442	164	2	𝜏(𝑈	𝜏(𝑈	NUM
gujaf-442	164	3	)	)	PUNCT
gujaf-442	165	1	=	=	SYM
gujaf-442	166	1	𝜏	𝜏	PRON
gujaf-442	166	2	−	−	PROPN
gujaf-442	166	3	𝟙(𝑈	𝟙(𝑈	PROPN
gujaf-442	166	4	≤	≤	PUNCT
gujaf-442	166	5	𝜏),and𝟙(·)istheindicatorfunction.thisconditionallowsthe	𝜏),and𝟙(·)istheindicatorfunction.thisconditionallowsthe	DET
gujaf-442	166	6	estimation	estimation	NOUN
gujaf-442	166	7	of	of	ADP
gujaf-442	166	8	𝛽(𝜏	𝛽(𝜏	PROPN
gujaf-442	166	9	)	)	PUNCT
gujaf-442	166	10	,	,	PUNCT
gujaf-442	166	11	i.e.	i.e.	X
gujaf-442	166	12	,	,	PUNCT
gujaf-442	166	13	the	the	DET
gujaf-442	166	14	impact	impact	NOUN
gujaf-442	166	15	of	of	ADP
gujaf-442	166	16	each	each	DET
gujaf-442	166	17	covariate	covariate	NOUN
gujaf-442	166	18	on	on	ADP
gujaf-442	166	19	a	a	DET
gujaf-442	166	20	specific	specific	ADJ
gujaf-442	166	21	conditional	conditional	ADJ
gujaf-442	166	22	quantile	quantile	ADJ
gujaf-442	166	23	ofgdp	ofgdp	NOUN
gujaf-442	166	24	per	per	ADP
gujaf-442	166	25	capita	capita	NOUN
gujaf-442	166	26	.	.	PUNCT
gujaf-442	167	1	to	to	PART
gujaf-442	167	2	account	account	VERB
gujaf-442	167	3	for	for	ADP
gujaf-442	167	4	endogeneity	endogeneity	NOUN
gujaf-442	167	5	concerns	concern	NOUN
gujaf-442	167	6	,	,	PUNCT
gujaf-442	167	7	especially	especially	ADV
gujaf-442	167	8	potential	potential	ADJ
gujaf-442	167	9	reverse	reverse	ADJ
gujaf-442	167	10	causality	causality	NOUN
gujaf-442	167	11	between	between	ADP
gujaf-442	167	12	economic	economic	ADJ
gujaf-442	167	13	growth	growth	NOUN
gujaf-442	167	14	and	and	CCONJ
gujaf-442	167	15	fintech	fintech	NOUN
gujaf-442	167	16	development	development	NOUN
gujaf-442	167	17	,	,	PUNCT
gujaf-442	167	18	the	the	DET
gujaf-442	167	19	mmqr	mmqr	NOUN
gujaf-442	167	20	framework	framework	NOUN
gujaf-442	167	21	is	be	AUX
gujaf-442	167	22	supplemented	supplement	VERB
gujaf-442	167	23	with	with	ADP
gujaf-442	167	24	instrumented	instrumented	ADJ
gujaf-442	167	25	covariates	covariate	NOUN
gujaf-442	167	26	where	where	SCONJ
gujaf-442	167	27	necessary	necessary	ADJ
gujaf-442	167	28	,	,	PUNCT
gujaf-442	167	29	using	use	VERB
gujaf-442	167	30	external	external	ADJ
gujaf-442	167	31	instruments	instrument	NOUN
gujaf-442	167	32	such	such	ADJ
gujaf-442	167	33	as	as	ADP
gujaf-442	167	34	lagged	lag	VERB
gujaf-442	167	35	values	value	NOUN
gujaf-442	167	36	or	or	CCONJ
gujaf-442	167	37	predetermined	predetermine	VERB
gujaf-442	167	38	indicators	indicator	NOUN
gujaf-442	167	39	.	.	PUNCT
gujaf-442	168	1	in	in	ADP
gujaf-442	168	2	particular	particular	ADJ
gujaf-442	168	3	,	,	PUNCT
gujaf-442	168	4	the	the	DET
gujaf-442	168	5	scale	scale	NOUN
gujaf-442	168	6	function	function	NOUN
gujaf-442	168	7	𝜎(𝑋𝑖𝑡	𝜎(𝑋𝑖𝑡	NUM
gujaf-442	168	8	)	)	PUNCT
gujaf-442	168	9	helps	help	VERB
gujaf-442	168	10	correct	correct	ADJ
gujaf-442	168	11	for	for	ADP
gujaf-442	168	12	heteroskedasticity	heteroskedasticity	NOUN
gujaf-442	168	13	and	and	CCONJ
gujaf-442	168	14	provides	provide	VERB
gujaf-442	168	15	robustness	robustness	NOUN
gujaf-442	168	16	to	to	ADP
gujaf-442	168	17	distributional	distributional	ADJ
gujaf-442	168	18	assumptions	assumption	NOUN
gujaf-442	168	19	.	.	PUNCT
gujaf-442	169	1	two	two	NUM
gujaf-442	169	2	alternative	alternative	ADJ
gujaf-442	169	3	estimators	estimator	NOUN
gujaf-442	169	4	are	be	AUX
gujaf-442	169	5	used	use	VERB
gujaf-442	169	6	for	for	ADP
gujaf-442	169	7	robustness	robustness	NOUN
gujaf-442	169	8	checks	check	NOUN
gujaf-442	169	9	:	:	PUNCT
gujaf-442	169	10	fully	fully	ADV
gujaf-442	169	11	modified	modify	VERB
gujaf-442	169	12	ols	ol	NOUN
gujaf-442	169	13	(	(	PUNCT
gujaf-442	169	14	fmols	fmol	NOUN
gujaf-442	169	15	)	)	PUNCT
gujaf-442	169	16	and	and	CCONJ
gujaf-442	169	17	dynamic	dynamic	ADJ
gujaf-442	169	18	pls	pls	INTJ
gujaf-442	169	19	(	(	PUNCT
gujaf-442	169	20	dols	dol	NOUN
gujaf-442	169	21	)	)	PUNCT
gujaf-442	169	22	.	.	PUNCT
gujaf-442	170	1	these	these	DET
gujaf-442	170	2	methods	method	NOUN
gujaf-442	170	3	control	control	VERB
gujaf-442	170	4	for	for	ADP
gujaf-442	170	5	cointegration	cointegration	NOUN
gujaf-442	170	6	relationships	relationship	NOUN
gujaf-442	170	7	and	and	CCONJ
gujaf-442	170	8	dynamic	dynamic	ADJ
gujaf-442	170	9	endogeneity	endogeneity	NOUN
gujaf-442	170	10	in	in	ADP
gujaf-442	170	11	the	the	DET
gujaf-442	170	12	long	long	ADJ
gujaf-442	170	13	-	-	PUNCT
gujaf-442	170	14	run	run	NOUN
gujaf-442	170	15	estimation	estimation	NOUN
gujaf-442	170	16	of	of	ADP
gujaf-442	170	17	panel	panel	NOUN
gujaf-442	170	18	models	model	NOUN
gujaf-442	170	19	.	.	PUNCT
gujaf-442	171	1	thefmolsestimatorisbasedonthefollowingmodel	thefmolsestimatorisbasedonthefollowingmodel	NOUN
gujaf-442	171	2	:	:	PUNCT
gujaf-442	171	3	𝑌𝑖𝑡=𝛼𝑖+𝛽′𝑋𝑖𝑡+𝜀𝑖𝑡	𝑌𝑖𝑡=𝛼𝑖+𝛽′𝑋𝑖𝑡+𝜀𝑖𝑡	X
gujaf-442	171	4	(	(	PUNCT
gujaf-442	171	5	4	4	NUM
gujaf-442	171	6	)	)	PUNCT
gujaf-442	171	7	where𝑋𝑖𝑡and𝑌𝑖𝑡	where𝑋𝑖𝑡and𝑌𝑖𝑡	NOUN
gujaf-442	171	8	~	~	PUNCT
gujaf-442	171	9	𝐼(1	𝐼(1	X
gujaf-442	171	10	)	)	PUNCT
gujaf-442	171	11	andcointegratedserialcorrelationandendogeneitybetween𝑋𝑖𝑡and	andcointegratedserialcorrelationandendogeneitybetween𝑋𝑖𝑡and	PROPN
gujaf-442	171	12	𝜀𝑖𝑡are	𝜀𝑖𝑡are	NOUN
gujaf-442	171	13	corrected	correct	VERB
gujaf-442	171	14	using	use	VERB
gujaf-442	171	15	non	non	ADJ
gujaf-442	171	16	-	-	ADJ
gujaf-442	171	17	parametric	parametric	ADJ
gujaf-442	171	18	techniques	technique	NOUN
gujaf-442	171	19	,	,	PUNCT
gujaf-442	171	20	as	as	SCONJ
gujaf-442	171	21	proposed	propose	VERB
gujaf-442	171	22	by	by	ADP
gujaf-442	171	23	pedroni	pedroni	NOUN
gujaf-442	171	24	(	(	PUNCT
gujaf-442	171	25	2001	2001	NUM
gujaf-442	171	26	)	)	PUNCT
gujaf-442	171	27	.	.	PUNCT
gujaf-442	172	1	the	the	DET
gujaf-442	172	2	dols	dol	NOUN
gujaf-442	172	3	model	model	NOUN
gujaf-442	172	4	augments	augment	VERB
gujaf-442	172	5	the	the	DET
gujaf-442	172	6	cointegration	cointegration	NOUN
gujaf-442	172	7	equation	equation	NOUN
gujaf-442	172	8	with	with	ADP
gujaf-442	172	9	leads	lead	NOUN
gujaf-442	172	10	and	and	CCONJ
gujaf-442	172	11	lags	lag	NOUN
gujaf-442	172	12	of	of	ADP
gujaf-442	172	13	the	the	DET
gujaf-442	172	14	first	first	ADJ
gujaf-442	172	15	differences	difference	NOUN
gujaf-442	172	16	of	of	ADP
gujaf-442	172	17	the	the	DET
gujaf-442	172	18	regressors	regressor	NOUN
gujaf-442	172	19	to	to	PART
gujaf-442	172	20	address	address	VERB
gujaf-442	172	21	simultaneity	simultaneity	NOUN
gujaf-442	172	22	bias	bias	NOUN
gujaf-442	172	23	:	:	PUNCT
gujaf-442	172	24	𝑌𝑖𝑡	𝑌𝑖𝑡	NOUN
gujaf-442	172	25	=	=	SYM
gujaf-442	172	26	𝛼𝑖	𝛼𝑖	PART
gujaf-442	172	27	+	+	NOUN
gujaf-442	172	28	𝛽′𝑋𝑖𝑡	𝛽′𝑋𝑖𝑡	PROPN
gujaf-442	172	29	𝑞	𝑞	X
gujaf-442	172	30	j=−𝑞	j=−𝑞	PROPN
gujaf-442	172	31	𝛿j	𝛿j	PROPN
gujaf-442	172	32	∆𝑋𝑖𝑡−j	∆𝑋𝑖𝑡−j	PROPN
gujaf-442	172	33	+	+	PROPN
gujaf-442	172	34	𝜀𝑖𝑡	𝜀𝑖𝑡	VERB
gujaf-442	172	35	where𝑞representstheoptimallaglengthchosenbasedontheschwarzinformation	where𝑞representstheoptimallaglengthchosenbasedontheschwarzinformation	NOUN
gujaf-442	172	36	criterion	criterion	NOUN
gujaf-442	172	37	+	+	NOUN
gujaf-442	172	38	∑	∑	PROPN
gujaf-442	172	39	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	172	40	,	,	PUNCT
gujaf-442	172	41	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	172	42	446	446	NUM
gujaf-442	172	43	the	the	DET
gujaf-442	172	44	paper	paper	NOUN
gujaf-442	172	45	includes	include	VERB
gujaf-442	172	46	interaction	interaction	NOUN
gujaf-442	172	47	terms	term	NOUN
gujaf-442	172	48	to	to	PART
gujaf-442	172	49	explore	explore	VERB
gujaf-442	172	50	moderating	moderating	NOUN
gujaf-442	172	51	effects	effect	NOUN
gujaf-442	172	52	of	of	ADP
gujaf-442	172	53	environmental	environmental	ADJ
gujaf-442	172	54	policy	policy	NOUN
gujaf-442	172	55	stringency	stringency	NOUN
gujaf-442	172	56	.	.	PUNCT
gujaf-442	173	1	the	the	DET
gujaf-442	173	2	interaction	interaction	NOUN
gujaf-442	173	3	between	between	ADP
gujaf-442	173	4	fintech	fintech	NOUN
gujaf-442	173	5	readiness	readiness	NOUN
gujaf-442	173	6	and	and	CCONJ
gujaf-442	173	7	environmental	environmental	ADJ
gujaf-442	173	8	policystringencyis	policystringencyis	NOUN
gujaf-442	173	9	:	:	PUNCT
gujaf-442	173	10	𝑍1,𝑖𝑡=fintechreadiness𝑖𝑡×eps𝑖𝑡	𝑍1,𝑖𝑡=fintechreadiness𝑖𝑡×eps𝑖𝑡	X
gujaf-442	173	11	(	(	PUNCT
gujaf-442	173	12	5	5	NUM
gujaf-442	173	13	)	)	PUNCT
gujaf-442	173	14	𝑍2,𝑖𝑡=digitaltrade𝑖𝑡×eps𝑖𝑡	𝑍2,𝑖𝑡=digitaltrade𝑖𝑡×eps𝑖𝑡	PROPN
gujaf-442	173	15	theseterms,𝑍1,𝑖𝑡and𝑍2,𝑖𝑡,areincorporatedintothemainregression(equation2)toassess	theseterms,𝑍1,𝑖𝑡and𝑍2,𝑖𝑡,areincorporatedintothemainregression(equation2)toassess	NOUN
gujaf-442	173	16	whether	whether	SCONJ
gujaf-442	173	17	policy	policy	NOUN
gujaf-442	173	18	strictness	strictness	NOUN
gujaf-442	173	19	amplifies	amplify	VERB
gujaf-442	173	20	or	or	CCONJ
gujaf-442	173	21	dampens	dampen	VERB
gujaf-442	173	22	the	the	DET
gujaf-442	173	23	effects	effect	NOUN
gujaf-442	173	24	of	of	ADP
gujaf-442	173	25	digital	digital	ADJ
gujaf-442	173	26	and	and	CCONJ
gujaf-442	173	27	resource	resource	NOUN
gujaf-442	173	28	factors	factor	NOUN
gujaf-442	173	29	on	on	ADP
gujaf-442	173	30	economic	economic	ADJ
gujaf-442	173	31	outcomes	outcome	NOUN
gujaf-442	173	32	.	.	PUNCT
gujaf-442	174	1	4.0	4.0	NUM
gujaf-442	174	2	resultsandimplications	resultsandimplication	NOUN
gujaf-442	174	3	tables	table	NOUN
gujaf-442	174	4	2	2	NUM
gujaf-442	174	5	and	and	CCONJ
gujaf-442	174	6	3	3	NUM
gujaf-442	174	7	present	present	VERB
gujaf-442	174	8	the	the	DET
gujaf-442	174	9	core	core	ADJ
gujaf-442	174	10	empirical	empirical	ADJ
gujaf-442	174	11	findings	finding	NOUN
gujaf-442	174	12	from	from	ADP
gujaf-442	174	13	the	the	DET
gujaf-442	174	14	mmqr	mmqr	NOUN
gujaf-442	174	15	estimations	estimation	NOUN
gujaf-442	174	16	assessing	assess	VERB
gujaf-442	174	17	the	the	DET
gujaf-442	174	18	effects	effect	NOUN
gujaf-442	174	19	of	of	ADP
gujaf-442	174	20	fintech	fintech	NOUN
gujaf-442	174	21	readiness	readiness	NOUN
gujaf-442	174	22	,	,	PUNCT
gujaf-442	174	23	digital	digital	ADJ
gujaf-442	174	24	trade	trade	NOUN
gujaf-442	174	25	openness	openness	NOUN
gujaf-442	174	26	,	,	PUNCT
gujaf-442	174	27	mineral	mineral	NOUN
gujaf-442	174	28	resource	resource	NOUN
gujaf-442	174	29	rents	rent	NOUN
gujaf-442	174	30	,	,	PUNCT
gujaf-442	174	31	and	and	CCONJ
gujaf-442	174	32	environmental	environmental	ADJ
gujaf-442	174	33	policy	policy	NOUN
gujaf-442	174	34	stringency	stringency	NOUN
gujaf-442	174	35	on	on	ADP
gujaf-442	174	36	economic	economic	ADJ
gujaf-442	174	37	growth	growth	NOUN
gujaf-442	174	38	across	across	ADP
gujaf-442	174	39	oecd	oecd	PROPN
gujaf-442	174	40	countries	country	NOUN
gujaf-442	174	41	.	.	PUNCT
gujaf-442	175	1	table2reportstheprimaryestimatesacrossselectedquantiles	table2reportstheprimaryestimatesacrossselectedquantile	NOUN
gujaf-442	175	2	,	,	PUNCT
gujaf-442	175	3	whiletable3providesrobustness	whiletable3providesrobustness	NOUN
gujaf-442	175	4	checks	check	VERB
gujaf-442	175	5	including	include	VERB
gujaf-442	175	6	alternative	alternative	ADJ
gujaf-442	175	7	model	model	NOUN
gujaf-442	175	8	specifications	specification	NOUN
gujaf-442	175	9	and	and	CCONJ
gujaf-442	175	10	sub	sub	NOUN
gujaf-442	175	11	-	-	NOUN
gujaf-442	175	12	sample	sample	ADJ
gujaf-442	175	13	analyses	analysis	NOUN
gujaf-442	175	14	.	.	PUNCT
gujaf-442	176	1	the	the	DET
gujaf-442	176	2	results	result	NOUN
gujaf-442	176	3	indicate	indicate	VERB
gujaf-442	176	4	a	a	DET
gujaf-442	176	5	robust	robust	ADJ
gujaf-442	176	6	and	and	CCONJ
gujaf-442	176	7	statistically	statistically	ADV
gujaf-442	176	8	significant	significant	ADJ
gujaf-442	176	9	positive	positive	ADJ
gujaf-442	176	10	association	association	NOUN
gujaf-442	176	11	between	between	ADP
gujaf-442	176	12	fintech	fintech	NOUN
gujaf-442	176	13	readiness	readiness	NOUN
gujaf-442	176	14	and	and	CCONJ
gujaf-442	176	15	economic	economic	ADJ
gujaf-442	176	16	growth	growth	NOUN
gujaf-442	176	17	across	across	ADP
gujaf-442	176	18	all	all	DET
gujaf-442	176	19	quantiles	quantile	NOUN
gujaf-442	176	20	,	,	PUNCT
gujaf-442	176	21	with	with	ADP
gujaf-442	176	22	effect	effect	NOUN
gujaf-442	176	23	sizes	size	NOUN
gujaf-442	176	24	increasing	increase	VERB
gujaf-442	176	25	at	at	ADP
gujaf-442	176	26	higher	high	ADJ
gujaf-442	176	27	quantiles	quantile	NOUN
gujaf-442	176	28	.	.	PUNCT
gujaf-442	177	1	this	this	DET
gujaf-442	177	2	finding	finding	NOUN
gujaf-442	177	3	suggests	suggest	VERB
gujaf-442	177	4	that	that	SCONJ
gujaf-442	177	5	countries	country	NOUN
gujaf-442	177	6	experiencing	experience	VERB
gujaf-442	177	7	higher	high	ADJ
gujaf-442	177	8	conditional	conditional	ADJ
gujaf-442	177	9	growth	growth	NOUN
gujaf-442	177	10	rates	rate	NOUN
gujaf-442	177	11	benefit	benefit	VERB
gujaf-442	177	12	more	more	ADV
gujaf-442	177	13	from	from	ADP
gujaf-442	177	14	fintech	fintech	NOUN
gujaf-442	177	15	development	development	NOUN
gujaf-442	177	16	,	,	PUNCT
gujaf-442	177	17	consistent	consistent	ADJ
gujaf-442	177	18	with	with	ADP
gujaf-442	177	19	endogenous	endogenous	ADJ
gujaf-442	177	20	growth	growth	NOUN
gujaf-442	177	21	theory	theory	NOUN
gujaf-442	177	22	,	,	PUNCT
gujaf-442	177	23	which	which	PRON
gujaf-442	177	24	posits	posit	VERB
gujaf-442	177	25	that	that	SCONJ
gujaf-442	177	26	technological	technological	ADJ
gujaf-442	177	27	innovation	innovation	NOUN
gujaf-442	177	28	and	and	CCONJ
gujaf-442	177	29	financial	financial	ADJ
gujaf-442	177	30	deepening	deepening	NOUN
gujaf-442	177	31	are	be	AUX
gujaf-442	177	32	crucial	crucial	ADJ
gujaf-442	177	33	drivers	driver	NOUN
gujaf-442	177	34	of	of	ADP
gujaf-442	177	35	sustained	sustained	ADJ
gujaf-442	177	36	growth	growth	NOUN
gujaf-442	177	37	(	(	PUNCT
gujaf-442	177	38	aghion	aghion	NOUN
gujaf-442	177	39	&	&	CCONJ
gujaf-442	177	40	howitt	howitt	ADJ
gujaf-442	177	41	,	,	PUNCT
gujaf-442	177	42	2021	2021	NUM
gujaf-442	177	43	)	)	PUNCT
gujaf-442	177	44	.	.	PUNCT
gujaf-442	178	1	the	the	DET
gujaf-442	178	2	amplification	amplification	NOUN
gujaf-442	178	3	of	of	ADP
gujaf-442	178	4	fintech‘s	fintech‘s	ADJ
gujaf-442	178	5	effect	effect	NOUN
gujaf-442	178	6	at	at	ADP
gujaf-442	178	7	upper	upper	ADJ
gujaf-442	178	8	quantiles	quantile	NOUN
gujaf-442	178	9	reflects	reflect	VERB
gujaf-442	178	10	the	the	DET
gujaf-442	178	11	capacity	capacity	NOUN
gujaf-442	178	12	of	of	ADP
gujaf-442	178	13	advanced	advanced	ADJ
gujaf-442	178	14	economies	economy	NOUN
gujaf-442	178	15	to	to	PART
gujaf-442	178	16	better	well	ADV
gujaf-442	178	17	exploit	exploit	VERB
gujaf-442	178	18	technological	technological	ADJ
gujaf-442	178	19	innovations	innovation	NOUN
gujaf-442	178	20	due	due	ADP
gujaf-442	178	21	to	to	ADP
gujaf-442	178	22	superior	superior	ADJ
gujaf-442	178	23	institutional	institutional	ADJ
gujaf-442	178	24	frameworks	framework	NOUN
gujaf-442	178	25	(	(	PUNCT
gujaf-442	178	26	nguyen	nguyen	NOUN
gujaf-442	178	27	&	&	CCONJ
gujaf-442	178	28	tran	tran	NOUN
gujaf-442	178	29	,	,	PUNCT
gujaf-442	178	30	2021	2021	NUM
gujaf-442	178	31	)	)	PUNCT
gujaf-442	178	32	.	.	PUNCT
gujaf-442	179	1	digital	digital	ADJ
gujaf-442	179	2	trade	trade	NOUN
gujaf-442	179	3	openness	openness	NOUN
gujaf-442	179	4	similarly	similarly	ADV
gujaf-442	179	5	exerts	exert	VERB
gujaf-442	179	6	a	a	DET
gujaf-442	179	7	positive	positive	ADJ
gujaf-442	179	8	and	and	CCONJ
gujaf-442	179	9	significant	significant	ADJ
gujaf-442	179	10	effect	effect	NOUN
gujaf-442	179	11	on	on	ADP
gujaf-442	179	12	growth	growth	NOUN
gujaf-442	179	13	across	across	ADP
gujaf-442	179	14	the	the	DET
gujaf-442	179	15	entire	entire	ADJ
gujaf-442	179	16	conditional	conditional	ADJ
gujaf-442	179	17	distribution	distribution	NOUN
gujaf-442	179	18	,	,	PUNCT
gujaf-442	179	19	with	with	ADP
gujaf-442	179	20	somewhat	somewhat	ADV
gujaf-442	179	21	stable	stable	ADJ
gujaf-442	179	22	coefficients	coefficient	NOUN
gujaf-442	179	23	across	across	ADP
gujaf-442	179	24	quantiles	quantile	NOUN
gujaf-442	179	25	.	.	PUNCT
gujaf-442	180	1	this	this	PRON
gujaf-442	180	2	corroborates	corroborate	VERB
gujaf-442	180	3	existingliteratureemphasizingthe	existingliteratureemphasizingthe	DET
gujaf-442	180	4	roleof	roleof	ADV
gujaf-442	180	5	digital	digital	ADJ
gujaf-442	180	6	trade	trade	NOUN
gujaf-442	180	7	in	in	ADP
gujaf-442	180	8	expandingmarket	expandingmarket	NOUN
gujaf-442	180	9	access	access	NOUN
gujaf-442	180	10	,	,	PUNCT
gujaf-442	180	11	reducing	reduce	VERB
gujaf-442	180	12	transaction	transaction	NOUN
gujaf-442	180	13	costs	cost	NOUN
gujaf-442	180	14	,	,	PUNCT
gujaf-442	180	15	and	and	CCONJ
gujaf-442	180	16	enhancing	enhance	VERB
gujaf-442	180	17	productivity	productivity	NOUN
gujaf-442	180	18	through	through	ADP
gujaf-442	180	19	technology	technology	NOUN
gujaf-442	180	20	transfer	transfer	NOUN
gujaf-442	180	21	(	(	PUNCT
gujaf-442	180	22	bounie	bounie	PROPN
gujaf-442	180	23	et	et	PROPN
gujaf-442	180	24	al	al	PROPN
gujaf-442	180	25	.	.	PROPN
gujaf-442	180	26	,	,	PUNCT
gujaf-442	180	27	2023	2023	NUM
gujaf-442	180	28	)	)	PUNCT
gujaf-442	180	29	.	.	PUNCT
gujaf-442	181	1	these	these	DET
gujaf-442	181	2	effects	effect	NOUN
gujaf-442	181	3	align	align	VERB
gujaf-442	181	4	with	with	ADP
gujaf-442	181	5	the	the	DET
gujaf-442	181	6	new	new	ADJ
gujaf-442	181	7	trade	trade	NOUN
gujaf-442	181	8	theory‘s	theory‘s	NOUN
gujaf-442	181	9	emphasis	emphasis	NOUN
gujaf-442	181	10	on	on	ADP
gujaf-442	181	11	scale	scale	NOUN
gujaf-442	181	12	economies	economy	NOUN
gujaf-442	181	13	and	and	CCONJ
gujaf-442	181	14	innovation	innovation	NOUN
gujaf-442	181	15	diffusion	diffusion	NOUN
gujaf-442	181	16	as	as	ADP
gujaf-442	181	17	channels	channel	NOUN
gujaf-442	181	18	through	through	ADP
gujaf-442	181	19	which	which	PRON
gujaf-442	181	20	digitalization	digitalization	NOUN
gujaf-442	181	21	fosters	foster	VERB
gujaf-442	181	22	economic	economic	ADJ
gujaf-442	181	23	performance	performance	NOUN
gujaf-442	181	24	.	.	PUNCT
gujaf-442	182	1	in	in	ADP
gujaf-442	182	2	contrast	contrast	NOUN
gujaf-442	182	3	,	,	PUNCT
gujaf-442	182	4	mineral	mineral	NOUN
gujaf-442	182	5	resource	resource	NOUN
gujaf-442	182	6	rents	rent	NOUN
gujaf-442	182	7	display	display	VERB
gujaf-442	182	8	a	a	DET
gujaf-442	182	9	significant	significant	ADJ
gujaf-442	182	10	negative	negative	ADJ
gujaf-442	182	11	effect	effect	NOUN
gujaf-442	182	12	on	on	ADP
gujaf-442	182	13	growth	growth	NOUN
gujaf-442	182	14	,	,	PUNCT
gujaf-442	182	15	especially	especially	ADV
gujaf-442	182	16	at	at	ADP
gujaf-442	182	17	lower	low	ADJ
gujaf-442	182	18	quantiles	quantile	NOUN
gujaf-442	182	19	,	,	PUNCT
gujaf-442	182	20	supporting	support	VERB
gujaf-442	182	21	the	the	DET
gujaf-442	182	22	―resource	―resource	NOUN
gujaf-442	182	23	curseǁ	curseǁ	ADJ
gujaf-442	182	24	hypothesis	hypothesis	NOUN
gujaf-442	182	25	that	that	PRON
gujaf-442	182	26	resource	resource	NOUN
gujaf-442	182	27	dependency	dependency	NOUN
gujaf-442	182	28	often	often	ADV
gujaf-442	182	29	hinderseconomic	hinderseconomic	ADJ
gujaf-442	182	30	diversificationand	diversificationand	PROPN
gujaf-442	182	31	institutional	institutional	ADJ
gujaf-442	182	32	quality	quality	NOUN
gujaf-442	182	33	,	,	PUNCT
gujaf-442	182	34	therebyconstraining	therebyconstraine	VERB
gujaf-442	182	35	growth	growth	NOUN
gujaf-442	182	36	(	(	PUNCT
gujaf-442	182	37	sachs	sachs	PROPN
gujaf-442	182	38	&	&	CCONJ
gujaf-442	182	39	warner	warner	PROPN
gujaf-442	182	40	,	,	PUNCT
gujaf-442	182	41	2001	2001	NUM
gujaf-442	182	42	)	)	PUNCT
gujaf-442	182	43	.	.	PUNCT
gujaf-442	183	1	this	this	DET
gujaf-442	183	2	negative	negative	ADJ
gujaf-442	183	3	link	link	NOUN
gujaf-442	183	4	is	be	AUX
gujaf-442	183	5	more	more	ADV
gujaf-442	183	6	pronounced	pronounce	VERB
gujaf-442	183	7	in	in	ADP
gujaf-442	183	8	countries	country	NOUN
gujaf-442	183	9	with	with	ADP
gujaf-442	183	10	less	less	ADV
gujaf-442	183	11	stringent	stringent	ADJ
gujaf-442	183	12	environmental	environmental	ADJ
gujaf-442	183	13	policies	policy	NOUN
gujaf-442	183	14	,	,	PUNCT
gujaf-442	183	15	indicating	indicate	VERB
gujaf-442	183	16	that	that	SCONJ
gujaf-442	183	17	lax	lax	PROPN
gujaf-442	183	18	environmental	environmental	ADJ
gujaf-442	183	19	regulation	regulation	NOUN
gujaf-442	183	20	may	may	AUX
gujaf-442	183	21	exacerbate	exacerbate	VERB
gujaf-442	183	22	resource	resource	NOUN
gujaf-442	183	23	misallocation	misallocation	NOUN
gujaf-442	183	24	and	and	CCONJ
gujaf-442	183	25	economic	economic	ADJ
gujaf-442	183	26	volatility	volatility	NOUN
gujaf-442	183	27	.	.	PUNCT
gujaf-442	184	1	environmental	environmental	ADJ
gujaf-442	184	2	policy	policy	NOUN
gujaf-442	184	3	stringency	stringency	NOUN
gujaf-442	184	4	emerges	emerge	VERB
gujaf-442	184	5	as	as	ADP
gujaf-442	184	6	a	a	DET
gujaf-442	184	7	positive	positive	ADJ
gujaf-442	184	8	contributor	contributor	NOUN
gujaf-442	184	9	to	to	ADP
gujaf-442	184	10	economic	economic	ADJ
gujaf-442	184	11	growth	growth	NOUN
gujaf-442	184	12	,	,	PUNCT
gujaf-442	184	13	particularly	particularly	ADV
gujaf-442	184	14	at	at	ADP
gujaf-442	184	15	median	median	ADJ
gujaf-442	184	16	and	and	CCONJ
gujaf-442	184	17	upper	upper	ADJ
gujaf-442	184	18	quantiles	quantile	NOUN
gujaf-442	184	19	,	,	PUNCT
gujaf-442	184	20	underscoring	underscore	VERB
gujaf-442	184	21	the	the	DET
gujaf-442	184	22	evolving	evolve	VERB
gujaf-442	184	23	importance	importance	NOUN
gujaf-442	184	24	of	of	ADP
gujaf-442	184	25	sustainable	sustainable	ADJ
gujaf-442	184	26	development	development	NOUN
gujaf-442	184	27	frameworks	framework	NOUN
gujaf-442	184	28	in	in	ADP
gujaf-442	184	29	the	the	DET
gujaf-442	184	30	oecd	oecd	PROPN
gujaf-442	184	31	context	context	NOUN
gujaf-442	184	32	.	.	PUNCT
gujaf-442	185	1	this	this	PRON
gujaf-442	185	2	supports	support	VERB
gujaf-442	185	3	the	the	DET
gujaf-442	185	4	porter	porter	NOUN
gujaf-442	185	5	hypothesis	hypothesis	NOUN
gujaf-442	185	6	,	,	PUNCT
gujaf-442	185	7	which	which	PRON
gujaf-442	185	8	argues	argue	VERB
gujaf-442	185	9	that	that	SCONJ
gujaf-442	185	10	stringent	stringent	NOUN
gujaf-442	185	11	but	but	CCONJ
gujaf-442	185	12	well	well	ADV
gujaf-442	185	13	-	-	PUNCT
gujaf-442	185	14	designed	design	VERB
gujaf-442	185	15	environmental	environmental	ADJ
gujaf-442	185	16	policies	policy	NOUN
gujaf-442	185	17	can	can	AUX
gujaf-442	185	18	stimulate	stimulate	VERB
gujaf-442	185	19	innovation	innovation	NOUN
gujaf-442	185	20	and	and	CCONJ
gujaf-442	185	21	competitive	competitive	ADJ
gujaf-442	185	22	advantage	advantage	NOUN
gujaf-442	185	23	(	(	PUNCT
gujaf-442	185	24	porter	porter	NOUN
gujaf-442	185	25	&	&	CCONJ
gujaf-442	185	26	van	van	PROPN
gujaf-442	185	27	der	der	PROPN
gujaf-442	185	28	linde	linde	PROPN
gujaf-442	185	29	,	,	PUNCT
gujaf-442	185	30	2021	2021	NUM
gujaf-442	185	31	)	)	PUNCT
gujaf-442	185	32	.	.	PUNCT
gujaf-442	186	1	robustness	robustness	NOUN
gujaf-442	186	2	checks	check	NOUN
gujaf-442	186	3	in	in	ADP
gujaf-442	186	4	table	table	NOUN
gujaf-442	186	5	3	3	NUM
gujaf-442	186	6	confirm	confirm	VERB
gujaf-442	186	7	the	the	DET
gujaf-442	186	8	consistency	consistency	NOUN
gujaf-442	186	9	of	of	ADP
gujaf-442	186	10	these	these	DET
gujaf-442	186	11	findings	finding	NOUN
gujaf-442	186	12	across	across	ADP
gujaf-442	186	13	different	different	ADJ
gujaf-442	186	14	model	model	NOUN
gujaf-442	186	15	specifications	specification	NOUN
gujaf-442	186	16	,	,	PUNCT
gujaf-442	186	17	time	time	NOUN
gujaf-442	186	18	periods	period	NOUN
gujaf-442	186	19	,	,	PUNCT
gujaf-442	186	20	and	and	CCONJ
gujaf-442	186	21	income	income	NOUN
gujaf-442	186	22	-	-	PUNCT
gujaf-442	186	23	level	level	NOUN
gujaf-442	186	24	subgroups	subgroup	NOUN
gujaf-442	186	25	,	,	PUNCT
gujaf-442	186	26	enhancing	enhance	VERB
gujaf-442	186	27	confidence	confidence	NOUN
gujaf-442	186	28	in	in	ADP
gujaf-442	186	29	the	the	DET
gujaf-442	186	30	results	result	NOUN
gujaf-442	186	31	‘	'	PUNCT
gujaf-442	186	32	validity	validity	NOUN
gujaf-442	186	33	.	.	PUNCT
gujaf-442	187	1	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	187	2	,	,	PUNCT
gujaf-442	187	3	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	187	4	447	447	NUM
gujaf-442	187	5	table	table	NOUN
gujaf-442	187	6	2	2	NUM
gujaf-442	187	7	.	.	X
gujaf-442	187	8	estimation	estimation	NOUN
gujaf-442	187	9	results(dependent	results(dependent	ADJ
gujaf-442	187	10	variable	variable	NOUN
gujaf-442	187	11	:	:	PUNCT
gujaf-442	187	12	gdp	gdp	NOUN
gujaf-442	187	13	percapita(gdppc𝑖𝑡	percapita(gdppc𝑖𝑡	PROPN
gujaf-442	187	14	)	)	PUNCT
gujaf-442	187	15	variable	variable	ADJ
gujaf-442	187	16	coef	coef	PROPN
gujaf-442	187	17	mmqr	mmqr	PROPN
gujaf-442	187	18	s.e	s.e	PROPN
gujaf-442	187	19	.	.	PROPN
gujaf-442	187	20	prob	prob	PROPN
gujaf-442	187	21	fmols	fmols	PROPN
gujaf-442	187	22	s.e	s.e	PROPN
gujaf-442	187	23	.	.	PROPN
gujaf-442	187	24	prob	prob	PROPN
gujaf-442	187	25	dols	dols	PROPN
gujaf-442	187	26	s.e	s.e	PROPN
gujaf-442	187	27	.	.	PROPN
gujaf-442	187	28	prob	prob	PROPN
gujaf-442	187	29	fintech	fintech	NOUN
gujaf-442	187	30	readiness	readiness	NOUN
gujaf-442	187	31	(	(	PUNCT
gujaf-442	187	32	fin𝑖𝑡	fin𝑖𝑡	NOUN
gujaf-442	187	33	)	)	PUNCT
gujaf-442	187	34	𝛽1	𝛽1	NOUN
gujaf-442	187	35	0.124	0.124	NUM
gujaf-442	187	36	0.031	0.031	NUM
gujaf-442	187	37	0.000	0.000	NUM
gujaf-442	187	38	0.131	0.131	NUM
gujaf-442	187	39	0.034	0.034	NUM
gujaf-442	187	40	0.000	0.000	NUM
gujaf-442	187	41	0.128	0.128	NUM
gujaf-442	187	42	0.032	0.032	NUM
gujaf-442	187	43	0.000	0.000	NUM
gujaf-442	187	44	digitaltradeopenness	digitaltradeopenness	NOUN
gujaf-442	187	45	(	(	PUNCT
gujaf-442	187	46	digtrade𝑖𝑡	digtrade𝑖𝑡	NOUN
gujaf-442	187	47	)	)	PUNCT
gujaf-442	187	48	𝛽2	𝛽2	NOUN
gujaf-442	187	49	0.203	0.203	NUM
gujaf-442	187	50	0.045	0.045	NUM
gujaf-442	187	51	0.000	0.000	NUM
gujaf-442	187	52	0.215	0.215	NUM
gujaf-442	187	53	0.041	0.041	NUM
gujaf-442	187	54	0.000	0.000	NUM
gujaf-442	187	55	0.210	0.210	NUM
gujaf-442	187	56	0.043	0.043	NUM
gujaf-442	187	57	0.000	0.000	NUM
gujaf-442	187	58	mineralresource	mineralresource	NOUN
gujaf-442	187	59	rents	rent	NOUN
gujaf-442	187	60	(	(	PUNCT
gujaf-442	187	61	minrent𝑖𝑡	minrent𝑖𝑡	NOUN
gujaf-442	187	62	)	)	PUNCT
gujaf-442	187	63	𝛽3	𝛽3	PROPN
gujaf-442	187	64	-0.117	-0.117	PUNCT
gujaf-442	187	65	0.028	0.028	NUM
gujaf-442	187	66	0.001	0.001	NUM
gujaf-442	187	67	-0.102	-0.102	ADP
gujaf-442	187	68	0.025	0.025	NUM
gujaf-442	187	69	0.002	0.002	NUM
gujaf-442	187	70	-0.110	-0.110	NOUN
gujaf-442	187	71	0.027	0.027	NUM
gujaf-442	187	72	0.001	0.001	NUM
gujaf-442	187	73	environmental	environmental	ADJ
gujaf-442	187	74	policy	policy	NOUN
gujaf-442	187	75	stringency(eps𝑖𝑡	stringency(eps𝑖𝑡	NOUN
gujaf-442	187	76	)	)	PUNCT
gujaf-442	187	77	𝛽4	𝛽4	PROPN
gujaf-442	187	78	0.098	0.098	NUM
gujaf-442	187	79	0.026	0.026	NUM
gujaf-442	187	80	0.003	0.003	NUM
gujaf-442	187	81	0.090	0.090	NUM
gujaf-442	187	82	0.027	0.027	NUM
gujaf-442	187	83	0.005	0.005	NUM
gujaf-442	187	84	0.095	0.095	NUM
gujaf-442	187	85	0.025	0.025	NUM
gujaf-442	187	86	0.004	0.004	NUM
gujaf-442	187	87	fintech×eps(fin𝑖𝑡×	fintech×eps(fin𝑖𝑡×	X
gujaf-442	187	88	eps𝑖𝑡	eps𝑖𝑡	NOUN
gujaf-442	187	89	)	)	PUNCT
gujaf-442	187	90	𝛽5	𝛽5	VERB
gujaf-442	187	91	0.055	0.055	NUM
gujaf-442	187	92	0.014	0.014	NUM
gujaf-442	187	93	0.021	0.021	NUM
gujaf-442	187	94	0.049	0.049	NUM
gujaf-442	187	95	0.013	0.013	NUM
gujaf-442	187	96	0.019	0.019	NUM
gujaf-442	187	97	0.053	0.053	NUM
gujaf-442	187	98	0.015	0.015	NUM
gujaf-442	187	99	0.020	0.020	NUM
gujaf-442	187	100	digitaltrade×eps	digitaltrade×ep	NOUN
gujaf-442	187	101	(	(	PUNCT
gujaf-442	187	102	digtrade𝑖𝑡×eps𝑖𝑡	digtrade𝑖𝑡×eps𝑖𝑡	NOUN
gujaf-442	187	103	)	)	PUNCT
gujaf-442	187	104	𝛽6	𝛽6	NOUN
gujaf-442	187	105	0.061	0.061	NUM
gujaf-442	187	106	0.016	0.016	NUM
gujaf-442	187	107	0.018	0.018	NUM
gujaf-442	187	108	0.056	0.056	NUM
gujaf-442	187	109	0.017	0.017	NUM
gujaf-442	187	110	0.022	0.022	NUM
gujaf-442	187	111	0.059	0.059	NUM
gujaf-442	187	112	0.015	0.015	NUM
gujaf-442	187	113	0.019	0.019	NUM
gujaf-442	187	114	inflation(inf𝑖𝑡	inflation(inf𝑖𝑡	PROPN
gujaf-442	187	115	)	)	PUNCT
gujaf-442	187	116	𝛾1	𝛾1	PROPN
gujaf-442	187	117	-0.032	-0.032	ADP
gujaf-442	187	118	0.010	0.010	NUM
gujaf-442	187	119	0.045	0.045	NUM
gujaf-442	187	120	-0.028	-0.028	PUNCT
gujaf-442	187	121	0.011	0.011	NUM
gujaf-442	187	122	0.050	0.050	NUM
gujaf-442	187	123	-0.030	-0.030	NUM
gujaf-442	187	124	0.010	0.010	NUM
gujaf-442	187	125	0.048	0.048	NUM
gujaf-442	187	126	trade	trade	NOUN
gujaf-442	187	127	openness	openness	NOUN
gujaf-442	187	128	(	(	PUNCT
gujaf-442	187	129	trade𝑖𝑡	trade𝑖𝑡	NOUN
gujaf-442	187	130	)	)	PUNCT
gujaf-442	187	131	𝛾2	𝛾2	VERB
gujaf-442	187	132	0.087	0.087	NUM
gujaf-442	187	133	0.020	0.020	NUM
gujaf-442	187	134	0.007	0.007	NUM
gujaf-442	187	135	0.082	0.082	NUM
gujaf-442	187	136	0.021	0.021	NUM
gujaf-442	187	137	0.009	0.009	NUM
gujaf-442	187	138	0.085	0.085	NUM
gujaf-442	187	139	0.020	0.020	NUM
gujaf-442	187	140	0.008	0.008	NUM
gujaf-442	187	141	capital	capital	NOUN
gujaf-442	187	142	formation	formation	NOUN
gujaf-442	187	143	(	(	PUNCT
gujaf-442	187	144	capform𝑖𝑡	capform𝑖𝑡	NOUN
gujaf-442	187	145	)	)	PUNCT
gujaf-442	187	146	𝛾3	𝛾3	NOUN
gujaf-442	187	147	0.110	0.110	NUM
gujaf-442	187	148	0.022	0.022	NUM
gujaf-442	187	149	0.002	0.002	NUM
gujaf-442	187	150	0.106	0.106	NUM
gujaf-442	187	151	0.020	0.020	NUM
gujaf-442	187	152	0.003	0.003	NUM
gujaf-442	187	153	0.108	0.108	NUM
gujaf-442	187	154	0.021	0.021	NUM
gujaf-442	187	155	0.002	0.002	NUM
gujaf-442	187	156	source	source	NOUN
gujaf-442	187	157	:	:	PUNCT
gujaf-442	187	158	author	author	NOUN
gujaf-442	187	159	(	(	PUNCT
gujaf-442	187	160	2024	2024	NUM
gujaf-442	187	161	)	)	PUNCT
gujaf-442	187	162	table3	table3	PROPN
gujaf-442	187	163	.	.	PUNCT
gujaf-442	188	1	robustnessanddiagnostictests	robustnessanddiagnostictest	NOUN
gujaf-442	188	2	test	test	NOUN
gujaf-442	188	3	test	test	NOUN
gujaf-442	188	4	statistic	statistic	NOUN
gujaf-442	188	5	p	p	NOUN
gujaf-442	188	6	-	-	PUNCT
gujaf-442	188	7	value	value	NOUN
gujaf-442	188	8	pesarancdtest(cross	pesarancdtest(cross	ADJ
gujaf-442	188	9	-	-	ADJ
gujaf-442	188	10	sectional	sectional	ADJ
gujaf-442	188	11	dependence	dependence	NOUN
gujaf-442	188	12	)	)	PUNCT
gujaf-442	188	13	-1.732	-1.732	PUNCT
gujaf-442	189	1	0.083	0.083	NUM
gujaf-442	189	2	slopeheterogeneitytest	slopeheterogeneityt	ADJ
gujaf-442	189	3	2.451	2.451	NUM
gujaf-442	189	4	0.014	0.014	NUM
gujaf-442	189	5	levin	levin	PROPN
gujaf-442	189	6	-	-	PUNCT
gujaf-442	189	7	lin	lin	PROPN
gujaf-442	189	8	-	-	PUNCT
gujaf-442	189	9	chuunitroottest	chuunitroottest	NOUN
gujaf-442	189	10	-4.763	-4.763	NOUN
gujaf-442	189	11	0.000	0.000	NUM
gujaf-442	189	12	im	im	ADV
gujaf-442	189	13	-	-	PUNCT
gujaf-442	189	14	pesaran	pesaran	VERB
gujaf-442	189	15	-	-	PUNCT
gujaf-442	189	16	shinunitroottest	shinunitroott	ADJ
gujaf-442	189	17	-3.854	-3.854	X
gujaf-442	189	18	0.000	0.000	NUM
gujaf-442	189	19	pedronicointegrationtest	pedronicointegrationt	ADJ
gujaf-442	189	20	5.213	5.213	NUM
gujaf-442	189	21	0.000	0.000	NUM
gujaf-442	189	22	kaocointegrationtest	kaocointegrationt	ADJ
gujaf-442	189	23	3.482	3.482	NUM
gujaf-442	189	24	0.001	0.001	NUM
gujaf-442	189	25	source	source	NOUN
gujaf-442	189	26	:	:	PUNCT
gujaf-442	189	27	author	author	NOUN
gujaf-442	189	28	(	(	PUNCT
gujaf-442	189	29	2024	2024	NUM
gujaf-442	189	30	)	)	PUNCT
gujaf-442	189	31	hypotheses	hypothese	VERB
gujaf-442	189	32	evaluation	evaluation	NOUN
gujaf-442	189	33	the	the	DET
gujaf-442	189	34	first	first	ADJ
gujaf-442	189	35	hypothesis	hypothesis	NOUN
gujaf-442	189	36	,	,	PUNCT
gujaf-442	189	37	positing	posit	VERB
gujaf-442	189	38	a	a	DET
gujaf-442	189	39	positive	positive	ADJ
gujaf-442	189	40	effect	effect	NOUN
gujaf-442	189	41	of	of	ADP
gujaf-442	189	42	fintech	fintech	NOUN
gujaf-442	189	43	readiness	readiness	NOUN
gujaf-442	189	44	on	on	ADP
gujaf-442	189	45	economic	economic	ADJ
gujaf-442	189	46	growth	growth	NOUN
gujaf-442	189	47	,	,	PUNCT
gujaf-442	189	48	is	be	AUX
gujaf-442	189	49	strongly	strongly	ADV
gujaf-442	189	50	supported	support	VERB
gujaf-442	189	51	by	by	ADP
gujaf-442	189	52	the	the	DET
gujaf-442	189	53	empirical	empirical	ADJ
gujaf-442	189	54	evidence	evidence	NOUN
gujaf-442	189	55	.	.	PUNCT
gujaf-442	190	1	the	the	DET
gujaf-442	190	2	significant	significant	ADJ
gujaf-442	190	3	positive	positive	ADJ
gujaf-442	190	4	coefficients	coefficient	NOUN
gujaf-442	190	5	across	across	ADP
gujaf-442	190	6	quantiles	quantile	NOUN
gujaf-442	190	7	confirm	confirm	VERB
gujaf-442	190	8	that	that	SCONJ
gujaf-442	190	9	fintech	fintech	NOUN
gujaf-442	190	10	development	development	NOUN
gujaf-442	190	11	not	not	PART
gujaf-442	190	12	only	only	ADV
gujaf-442	190	13	facilitates	facilitate	VERB
gujaf-442	190	14	financial	financial	ADJ
gujaf-442	190	15	inclusion	inclusion	NOUN
gujaf-442	190	16	but	but	CCONJ
gujaf-442	190	17	also	also	ADV
gujaf-442	190	18	accelerates	accelerate	VERB
gujaf-442	190	19	productivity	productivity	NOUN
gujaf-442	190	20	growth	growth	NOUN
gujaf-442	190	21	through	through	ADP
gujaf-442	190	22	improved	improved	ADJ
gujaf-442	190	23	access	access	NOUN
gujaf-442	190	24	to	to	ADP
gujaf-442	190	25	capital	capital	NOUN
gujaf-442	190	26	and	and	CCONJ
gujaf-442	190	27	efficient	efficient	ADJ
gujaf-442	190	28	resource	resource	NOUN
gujaf-442	190	29	allocation	allocation	NOUN
gujaf-442	190	30	(	(	PUNCT
gujaf-442	190	31	philippon	philippon	NOUN
gujaf-442	190	32	)	)	PUNCT
gujaf-442	190	33	.	.	PUNCT
gujaf-442	191	1	this	this	DET
gujaf-442	191	2	finding	finding	NOUN
gujaf-442	191	3	is	be	AUX
gujaf-442	191	4	in	in	ADP
gujaf-442	191	5	line	line	NOUN
gujaf-442	191	6	with	with	ADP
gujaf-442	191	7	recent	recent	ADJ
gujaf-442	191	8	empirical	empirical	ADJ
gujaf-442	191	9	studies	study	NOUN
gujaf-442	191	10	emphasizing	emphasize	VERB
gujaf-442	191	11	fintech‘s	fintech‘s	PROPN
gujaf-442	191	12	transformative	transformative	ADJ
gujaf-442	191	13	potential	potential	NOUN
gujaf-442	191	14	in	in	ADP
gujaf-442	191	15	high	high	ADJ
gujaf-442	191	16	-	-	PUNCT
gujaf-442	191	17	income	income	NOUN
gujaf-442	191	18	oecd	oecd	PROPN
gujaf-442	191	19	countries	country	NOUN
gujaf-442	191	20	(	(	PUNCT
gujaf-442	191	21	chen	chen	PROPN
gujaf-442	191	22	et	et	PROPN
gujaf-442	191	23	al	al	PROPN
gujaf-442	191	24	.	.	PROPN
gujaf-442	191	25	,	,	PUNCT
gujaf-442	191	26	2022	2022	NUM
gujaf-442	191	27	)	)	PUNCT
gujaf-442	191	28	.	.	PUNCT
gujaf-442	192	1	the	the	DET
gujaf-442	192	2	second	second	ADJ
gujaf-442	192	3	hypothesis	hypothesis	NOUN
gujaf-442	192	4	regarding	regard	VERB
gujaf-442	192	5	digital	digital	ADJ
gujaf-442	192	6	trade‘s	trade‘s	PROPN
gujaf-442	192	7	positive	positive	ADJ
gujaf-442	192	8	influence	influence	NOUN
gujaf-442	192	9	on	on	ADP
gujaf-442	192	10	growth	growth	NOUN
gujaf-442	192	11	is	be	AUX
gujaf-442	192	12	likewise	likewise	ADV
gujaf-442	192	13	corroborated	corroborated	ADJ
gujaf-442	192	14	.	.	PUNCT
gujaf-442	193	1	the	the	DET
gujaf-442	193	2	relatively	relatively	ADV
gujaf-442	193	3	uniform	uniform	ADJ
gujaf-442	193	4	positive	positive	ADJ
gujaf-442	193	5	impact	impact	NOUN
gujaf-442	193	6	across	across	ADP
gujaf-442	193	7	the	the	DET
gujaf-442	193	8	growth	growth	NOUN
gujaf-442	193	9	distribution	distribution	NOUN
gujaf-442	193	10	suggests	suggest	VERB
gujaf-442	193	11	that	that	SCONJ
gujaf-442	193	12	digital	digital	ADJ
gujaf-442	193	13	trade‘s	trade‘s	PROPN
gujaf-442	193	14	role	role	NOUN
gujaf-442	193	15	in	in	ADP
gujaf-442	193	16	reducing	reduce	VERB
gujaf-442	193	17	trade	trade	NOUN
gujaf-442	193	18	frictions	friction	NOUN
gujaf-442	193	19	and	and	CCONJ
gujaf-442	193	20	fostering	foster	VERB
gujaf-442	193	21	innovation	innovation	NOUN
gujaf-442	193	22	diffusion	diffusion	NOUN
gujaf-442	193	23	operates	operate	VERB
gujaf-442	193	24	broadly	broadly	ADV
gujaf-442	193	25	,	,	PUNCT
gujaf-442	193	26	regardless	regardless	ADV
gujaf-442	193	27	of	of	ADP
gujaf-442	193	28	baseline	baseline	ADJ
gujaf-442	193	29	growth	growth	NOUN
gujaf-442	193	30	conditions	condition	NOUN
gujaf-442	193	31	.	.	PUNCT
gujaf-442	194	1	these	these	DET
gujaf-442	194	2	results	result	NOUN
gujaf-442	194	3	align	align	VERB
gujaf-442	194	4	with	with	ADP
gujaf-442	194	5	the	the	DET
gujaf-442	194	6	works	work	NOUN
gujaf-442	194	7	of	of	ADP
gujaf-442	194	8	bounie	bounie	PROPN
gujaf-442	194	9	et	et	PROPN
gujaf-442	194	10	al	al	PROPN
gujaf-442	194	11	.	.	PROPN
gujaf-442	195	1	(	(	PUNCT
gujaf-442	195	2	2023	2023	NUM
gujaf-442	195	3	)	)	PUNCT
gujaf-442	196	1	and	and	CCONJ
gujaf-442	196	2	corroborate	corroborate	VERB
gujaf-442	196	3	theoretical	theoretical	ADJ
gujaf-442	196	4	frameworks	framework	NOUN
gujaf-442	196	5	in	in	ADP
gujaf-442	196	6	international	international	ADJ
gujaf-442	196	7	economics	economic	NOUN
gujaf-442	196	8	that	that	PRON
gujaf-442	196	9	emphasize	emphasize	VERB
gujaf-442	196	10	technology	technology	NOUN
gujaf-442	196	11	-	-	PUNCT
gujaf-442	196	12	driven	drive	VERB
gujaf-442	196	13	comparative	comparative	ADJ
gujaf-442	196	14	advantage	advantage	NOUN
gujaf-442	196	15	.	.	PUNCT
gujaf-442	197	1	the	the	DET
gujaf-442	197	2	third	third	ADJ
gujaf-442	197	3	hypothesis	hypothesis	NOUN
gujaf-442	197	4	,	,	PUNCT
gujaf-442	197	5	which	which	PRON
gujaf-442	197	6	predicts	predict	VERB
gujaf-442	197	7	a	a	DET
gujaf-442	197	8	negative	negative	ADJ
gujaf-442	197	9	impact	impact	NOUN
gujaf-442	197	10	of	of	ADP
gujaf-442	197	11	mineral	mineral	NOUN
gujaf-442	197	12	resource	resource	NOUN
gujaf-442	197	13	rents	rent	NOUN
gujaf-442	197	14	on	on	ADP
gujaf-442	197	15	growth	growth	NOUN
gujaf-442	197	16	,	,	PUNCT
gujaf-442	197	17	finds	find	VERB
gujaf-442	197	18	empirical	empirical	ADJ
gujaf-442	197	19	validation	validation	NOUN
gujaf-442	197	20	,	,	PUNCT
gujaf-442	197	21	especiallyat	especiallyat	VERB
gujaf-442	197	22	lower	low	ADJ
gujaf-442	197	23	quantiles	quantile	NOUN
gujaf-442	197	24	.	.	PUNCT
gujaf-442	198	1	the	the	DET
gujaf-442	198	2	observed	observe	VERB
gujaf-442	198	3	heterogeneitysuggests	heterogeneitysuggest	NOUN
gujaf-442	198	4	that	that	SCONJ
gujaf-442	198	5	resource	resource	NOUN
gujaf-442	198	6	dependence	dependence	NOUN
gujaf-442	198	7	remains	remain	VERB
gujaf-442	198	8	detrimental	detrimental	ADJ
gujaf-442	198	9	in	in	ADP
gujaf-442	198	10	economies	economy	NOUN
gujaf-442	198	11	struggling	struggle	VERB
gujaf-442	198	12	with	with	ADP
gujaf-442	198	13	diversification	diversification	NOUN
gujaf-442	198	14	and	and	CCONJ
gujaf-442	198	15	institutional	institutional	ADJ
gujaf-442	198	16	development	development	NOUN
gujaf-442	198	17	.	.	PUNCT
gujaf-442	199	1	these	these	DET
gujaf-442	199	2	results	result	NOUN
gujaf-442	199	3	echo	echo	VERB
gujaf-442	199	4	the	the	DET
gujaf-442	199	5	resource	resource	NOUN
gujaf-442	199	6	curse	curse	NOUN
gujaf-442	199	7	literature	literature	NOUN
gujaf-442	199	8	,	,	PUNCT
gujaf-442	199	9	highlighting	highlight	VERB
gujaf-442	199	10	theimportanceofcomplementaryinstitutionalreformstomitigateadverseeffects	theimportanceofcomplementaryinstitutionalreformstomitigateadverseeffect	NOUN
gujaf-442	199	11	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	199	12	,	,	PUNCT
gujaf-442	199	13	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	199	14	448	448	NUM
gujaf-442	199	15	(	(	PUNCT
gujaf-442	199	16	brunnschweiler&bulte,2021	brunnschweiler&bulte,2021	PROPN
gujaf-442	199	17	)	)	PUNCT
gujaf-442	199	18	.	.	PUNCT
gujaf-442	200	1	themoderating	themoderate	VERB
gujaf-442	200	2	role	role	NOUN
gujaf-442	200	3	of	of	ADP
gujaf-442	200	4	environmental	environmental	ADJ
gujaf-442	200	5	policystringencyis	policystringencyis	PROPN
gujaf-442	200	6	confirmed	confirm	VERB
gujaf-442	200	7	,	,	PUNCT
gujaf-442	200	8	reinforcing	reinforce	VERB
gujaf-442	200	9	thenotion	thenotion	NOUN
gujaf-442	200	10	that	that	SCONJ
gujaf-442	200	11	environmental	environmental	ADJ
gujaf-442	200	12	regulation	regulation	NOUN
gujaf-442	200	13	need	need	AUX
gujaf-442	200	14	not	not	PART
gujaf-442	200	15	be	be	AUX
gujaf-442	200	16	growth	growth	NOUN
gujaf-442	200	17	-	-	PUNCT
gujaf-442	200	18	inhibiting	inhibit	VERB
gujaf-442	200	19	.	.	PUNCT
gujaf-442	201	1	instead	instead	ADV
gujaf-442	201	2	,	,	PUNCT
gujaf-442	201	3	stringent	stringent	ADJ
gujaf-442	201	4	policies	policy	NOUN
gujaf-442	201	5	appear	appear	VERB
gujaf-442	201	6	to	to	PART
gujaf-442	201	7	foster	foster	VERB
gujaf-442	201	8	innovation	innovation	NOUN
gujaf-442	201	9	and	and	CCONJ
gujaf-442	201	10	competitiveness	competitiveness	NOUN
gujaf-442	201	11	,	,	PUNCT
gujaf-442	201	12	consistent	consistent	ADJ
gujaf-442	201	13	with	with	ADP
gujaf-442	201	14	the	the	DET
gujaf-442	201	15	porter	porter	NOUN
gujaf-442	201	16	hypothesis	hypothesis	NOUN
gujaf-442	201	17	(	(	PUNCT
gujaf-442	201	18	porter&vanderlinde,2021).thisalignswithempiricalfindingsinrecentoecd	porter&vanderlinde,2021).thisalignswithempiricalfindingsinrecentoecd	ADV
gujaf-442	201	19	-	-	PUNCT
gujaf-442	201	20	focused	focus	VERB
gujaf-442	201	21	studies	study	NOUN
gujaf-442	201	22	emphasizing	emphasize	VERB
gujaf-442	201	23	green	green	ADJ
gujaf-442	201	24	growth	growth	NOUN
gujaf-442	201	25	pathways	pathway	NOUN
gujaf-442	201	26	(	(	PUNCT
gujaf-442	201	27	zhang	zhang	PROPN
gujaf-442	201	28	&	&	CCONJ
gujaf-442	201	29	zhao	zhao	PROPN
gujaf-442	201	30	,	,	PUNCT
gujaf-442	201	31	2024	2024	NUM
gujaf-442	201	32	)	)	PUNCT
gujaf-442	201	33	.	.	PUNCT
gujaf-442	202	1	policyimplications	policyimplication	NOUN
gujaf-442	202	2	these	these	DET
gujaf-442	202	3	findings	finding	NOUN
gujaf-442	202	4	carry	carry	VERB
gujaf-442	202	5	important	important	ADJ
gujaf-442	202	6	policy	policy	NOUN
gujaf-442	202	7	implications	implication	NOUN
gujaf-442	202	8	for	for	ADP
gujaf-442	202	9	oecd	oecd	PROPN
gujaf-442	202	10	governments	government	NOUN
gujaf-442	202	11	aiming	aim	VERB
gujaf-442	202	12	to	to	PART
gujaf-442	202	13	foster	foster	VERB
gujaf-442	202	14	sustainable	sustainable	ADJ
gujaf-442	202	15	and	and	CCONJ
gujaf-442	202	16	inclusive	inclusive	ADJ
gujaf-442	202	17	economic	economic	ADJ
gujaf-442	202	18	growth	growth	NOUN
gujaf-442	202	19	.	.	PUNCT
gujaf-442	203	1	first	first	ADV
gujaf-442	203	2	,	,	PUNCT
gujaf-442	203	3	policymakers	policymaker	NOUN
gujaf-442	203	4	should	should	AUX
gujaf-442	203	5	prioritize	prioritize	VERB
gujaf-442	203	6	fintech	fintech	NOUN
gujaf-442	203	7	readiness	readiness	NOUN
gujaf-442	203	8	by	by	ADP
gujaf-442	203	9	investing	invest	VERB
gujaf-442	203	10	in	in	ADP
gujaf-442	203	11	digital	digital	ADJ
gujaf-442	203	12	infrastructure	infrastructure	NOUN
gujaf-442	203	13	,	,	PUNCT
gujaf-442	203	14	strengthening	strengthen	VERB
gujaf-442	203	15	regulatory	regulatory	ADJ
gujaf-442	203	16	frameworks	framework	NOUN
gujaf-442	203	17	,	,	PUNCT
gujaf-442	203	18	and	and	CCONJ
gujaf-442	203	19	promoting	promote	VERB
gujaf-442	203	20	financial	financial	ADJ
gujaf-442	203	21	literacy	literacy	NOUN
gujaf-442	203	22	.	.	PUNCT
gujaf-442	204	1	given	give	VERB
gujaf-442	204	2	the	the	DET
gujaf-442	204	3	disproportionate	disproportionate	ADJ
gujaf-442	204	4	benefits	benefit	NOUN
gujaf-442	204	5	accruing	accrue	VERB
gujaf-442	204	6	to	to	ADP
gujaf-442	204	7	higher	high	ADJ
gujaf-442	204	8	-	-	PUNCT
gujaf-442	204	9	growth	growth	NOUN
gujaf-442	204	10	countries	country	NOUN
gujaf-442	204	11	,	,	PUNCT
gujaf-442	204	12	targeted	target	VERB
gujaf-442	204	13	support	support	NOUN
gujaf-442	204	14	to	to	ADP
gujaf-442	204	15	middle	middle	ADJ
gujaf-442	204	16	-	-	PUNCT
gujaf-442	204	17	income	income	NOUN
gujaf-442	204	18	oecd	oecd	PROPN
gujaf-442	204	19	members	member	NOUN
gujaf-442	204	20	can	can	AUX
gujaf-442	204	21	help	help	VERB
gujaf-442	204	22	bridge	bridge	VERB
gujaf-442	204	23	the	the	DET
gujaf-442	204	24	fintech	fintech	NOUN
gujaf-442	204	25	adoption	adoption	NOUN
gujaf-442	204	26	gap	gap	NOUN
gujaf-442	204	27	and	and	CCONJ
gujaf-442	204	28	unlock	unlock	VERB
gujaf-442	204	29	untapped	untapped	ADJ
gujaf-442	204	30	growth	growth	NOUN
gujaf-442	204	31	potential	potential	NOUN
gujaf-442	204	32	(	(	PUNCT
gujaf-442	204	33	nguyen	nguyen	NOUN
gujaf-442	204	34	&	&	CCONJ
gujaf-442	204	35	tran	tran	NOUN
gujaf-442	204	36	,	,	PUNCT
gujaf-442	204	37	2021	2021	NUM
gujaf-442	204	38	)	)	PUNCT
gujaf-442	204	39	.	.	PUNCT
gujaf-442	205	1	second	second	ADJ
gujaf-442	205	2	,	,	PUNCT
gujaf-442	205	3	promotingdigitaltradethroughstreamlinedcross	promotingdigitaltradethroughstreamlinedcross	NOUN
gujaf-442	205	4	-	-	PUNCT
gujaf-442	205	5	borderdigitalservicesregulation	borderdigitalservicesregulation	NOUN
gujaf-442	205	6	,	,	PUNCT
gujaf-442	205	7	improved	improve	VERB
gujaf-442	205	8	cybersecurity	cybersecurity	NOUN
gujaf-442	205	9	measures	measure	NOUN
gujaf-442	205	10	,	,	PUNCT
gujaf-442	205	11	and	and	CCONJ
gujaf-442	205	12	enhanced	enhance	VERB
gujaf-442	205	13	trade	trade	NOUN
gujaf-442	205	14	facilitation	facilitation	NOUN
gujaf-442	205	15	mechanisms	mechanism	NOUN
gujaf-442	205	16	is	be	AUX
gujaf-442	205	17	critical	critical	ADJ
gujaf-442	205	18	.	.	PUNCT
gujaf-442	206	1	such	such	ADJ
gujaf-442	206	2	policies	policy	NOUN
gujaf-442	206	3	will	will	AUX
gujaf-442	206	4	broaden	broaden	VERB
gujaf-442	206	5	market	market	NOUN
gujaf-442	206	6	access	access	NOUN
gujaf-442	206	7	and	and	CCONJ
gujaf-442	206	8	enable	enable	ADJ
gujaf-442	206	9	firms	firm	NOUN
gujaf-442	206	10	,	,	PUNCT
gujaf-442	206	11	particularly	particularly	ADV
gujaf-442	206	12	smes	sme	NOUN
gujaf-442	206	13	,	,	PUNCT
gujaf-442	206	14	to	to	PART
gujaf-442	206	15	leverage	leverage	VERB
gujaf-442	206	16	digital	digital	ADJ
gujaf-442	206	17	platforms	platform	NOUN
gujaf-442	206	18	for	for	ADP
gujaf-442	206	19	scaling	scale	VERB
gujaf-442	206	20	operations	operation	NOUN
gujaf-442	206	21	and	and	CCONJ
gujaf-442	206	22	innovation	innovation	NOUN
gujaf-442	206	23	(	(	PUNCT
gujaf-442	206	24	bounie	bounie	INTJ
gujaf-442	206	25	et	et	PROPN
gujaf-442	206	26	al	al	PROPN
gujaf-442	206	27	.	.	PROPN
gujaf-442	206	28	,	,	PUNCT
gujaf-442	206	29	2023	2023	NUM
gujaf-442	206	30	)	)	PUNCT
gujaf-442	206	31	.	.	PUNCT
gujaf-442	207	1	third	third	ADJ
gujaf-442	207	2	,	,	PUNCT
gujaf-442	207	3	the	the	DET
gujaf-442	207	4	persistent	persistent	ADJ
gujaf-442	207	5	negative	negative	ADJ
gujaf-442	207	6	impact	impact	NOUN
gujaf-442	207	7	of	of	ADP
gujaf-442	207	8	mineral	mineral	NOUN
gujaf-442	207	9	resource	resource	NOUN
gujaf-442	207	10	rents	rent	NOUN
gujaf-442	207	11	underscores	underscore	VERB
gujaf-442	207	12	the	the	DET
gujaf-442	207	13	need	need	NOUN
gujaf-442	207	14	for	for	ADP
gujaf-442	207	15	diversification	diversification	NOUN
gujaf-442	207	16	strategies	strategy	NOUN
gujaf-442	207	17	and	and	CCONJ
gujaf-442	207	18	sound	sound	ADJ
gujaf-442	207	19	institutional	institutional	ADJ
gujaf-442	207	20	reforms	reform	NOUN
gujaf-442	207	21	.	.	PUNCT
gujaf-442	208	1	governments	government	NOUN
gujaf-442	208	2	should	should	AUX
gujaf-442	208	3	strengthen	strengthen	VERB
gujaf-442	208	4	governance	governance	NOUN
gujaf-442	208	5	mechanisms	mechanism	NOUN
gujaf-442	208	6	to	to	PART
gujaf-442	208	7	mitigate	mitigate	VERB
gujaf-442	208	8	resource	resource	NOUN
gujaf-442	208	9	-	-	PUNCT
gujaf-442	208	10	related	relate	VERB
gujaf-442	208	11	volatility	volatility	NOUN
gujaf-442	208	12	and	and	CCONJ
gujaf-442	208	13	invest	invest	VERB
gujaf-442	208	14	resource	resource	NOUN
gujaf-442	208	15	revenues	revenue	NOUN
gujaf-442	208	16	in	in	ADP
gujaf-442	208	17	human	human	ADJ
gujaf-442	208	18	capital	capital	NOUN
gujaf-442	208	19	and	and	CCONJ
gujaf-442	208	20	technology	technology	NOUN
gujaf-442	208	21	to	to	PART
gujaf-442	208	22	support	support	VERB
gujaf-442	208	23	long	long	ADJ
gujaf-442	208	24	-	-	PUNCT
gujaf-442	208	25	term	term	NOUN
gujaf-442	208	26	growth	growth	NOUN
gujaf-442	208	27	(	(	PUNCT
gujaf-442	208	28	brunnschweiler	brunnschweiler	NOUN
gujaf-442	208	29	&	&	CCONJ
gujaf-442	208	30	bulte	bulte	NOUN
gujaf-442	208	31	,	,	PUNCT
gujaf-442	208	32	2021	2021	NUM
gujaf-442	208	33	)	)	PUNCT
gujaf-442	208	34	.	.	PUNCT
gujaf-442	209	1	finally	finally	ADV
gujaf-442	209	2	,	,	PUNCT
gujaf-442	209	3	environmental	environmental	ADJ
gujaf-442	209	4	policy	policy	NOUN
gujaf-442	209	5	stringency	stringency	NOUN
gujaf-442	209	6	should	should	AUX
gujaf-442	209	7	be	be	AUX
gujaf-442	209	8	embraced	embrace	VERB
gujaf-442	209	9	not	not	PART
gujaf-442	209	10	as	as	ADP
gujaf-442	209	11	a	a	DET
gujaf-442	209	12	growth	growth	NOUN
gujaf-442	209	13	constraint	constraint	NOUN
gujaf-442	209	14	but	but	CCONJ
gujaf-442	209	15	as	as	ADP
gujaf-442	209	16	a	a	DET
gujaf-442	209	17	catalyst	catalyst	NOUN
gujaf-442	209	18	for	for	ADP
gujaf-442	209	19	green	green	ADJ
gujaf-442	209	20	innovation	innovation	NOUN
gujaf-442	209	21	.	.	PUNCT
gujaf-442	210	1	integrating	integrate	VERB
gujaf-442	210	2	environmental	environmental	ADJ
gujaf-442	210	3	goals	goal	NOUN
gujaf-442	210	4	with	with	ADP
gujaf-442	210	5	economic	economic	ADJ
gujaf-442	210	6	policy	policy	NOUN
gujaf-442	210	7	fosters	foster	VERB
gujaf-442	210	8	a	a	DET
gujaf-442	210	9	transition	transition	NOUN
gujaf-442	210	10	toward	toward	ADP
gujaf-442	210	11	sustainable	sustainable	ADJ
gujaf-442	210	12	development	development	NOUN
gujaf-442	210	13	and	and	CCONJ
gujaf-442	210	14	competitive	competitive	ADJ
gujaf-442	210	15	advantage	advantage	NOUN
gujaf-442	210	16	,	,	PUNCT
gujaf-442	210	17	aligning	align	VERB
gujaf-442	210	18	with	with	ADP
gujaf-442	210	19	the	the	DET
gujaf-442	210	20	broader	broad	ADJ
gujaf-442	210	21	oecd	oecd	PROPN
gujaf-442	210	22	green	green	ADJ
gujaf-442	210	23	growth	growth	NOUN
gujaf-442	210	24	agenda	agenda	NOUN
gujaf-442	210	25	(	(	PUNCT
gujaf-442	210	26	porter	porter	NOUN
gujaf-442	210	27	&	&	CCONJ
gujaf-442	210	28	van	van	PROPN
gujaf-442	210	29	der	der	PROPN
gujaf-442	210	30	linde	linde	PROPN
gujaf-442	210	31	,	,	PUNCT
gujaf-442	210	32	2021	2021	NUM
gujaf-442	210	33	;	;	PUNCT
gujaf-442	210	34	zhang	zhang	PROPN
gujaf-442	210	35	&	&	CCONJ
gujaf-442	210	36	zhao	zhao	PROPN
gujaf-442	210	37	,	,	PUNCT
gujaf-442	210	38	2024	2024	NUM
gujaf-442	210	39	)	)	PUNCT
gujaf-442	210	40	.	.	PUNCT
gujaf-442	211	1	5.0	5.0	NUM
gujaf-442	211	2	conclusions	conclusion	NOUN
gujaf-442	211	3	this	this	DET
gujaf-442	211	4	study	study	NOUN
gujaf-442	211	5	investigates	investigate	VERB
gujaf-442	211	6	the	the	DET
gujaf-442	211	7	integrated	integrate	VERB
gujaf-442	211	8	effects	effect	NOUN
gujaf-442	211	9	of	of	ADP
gujaf-442	211	10	fintech	fintech	NOUN
gujaf-442	211	11	readiness	readiness	NOUN
gujaf-442	211	12	,	,	PUNCT
gujaf-442	211	13	digital	digital	ADJ
gujaf-442	211	14	trade	trade	NOUN
gujaf-442	211	15	openness	openness	NOUN
gujaf-442	211	16	,	,	PUNCT
gujaf-442	211	17	mineral	mineral	NOUN
gujaf-442	211	18	resource	resource	NOUN
gujaf-442	211	19	rents	rent	NOUN
gujaf-442	211	20	,	,	PUNCT
gujaf-442	211	21	and	and	CCONJ
gujaf-442	211	22	environmental	environmental	ADJ
gujaf-442	211	23	policy	policy	NOUN
gujaf-442	211	24	stringency	stringency	NOUN
gujaf-442	211	25	on	on	ADP
gujaf-442	211	26	economic	economic	ADJ
gujaf-442	211	27	growth	growth	NOUN
gujaf-442	211	28	within	within	ADP
gujaf-442	211	29	oecd	oecd	PROPN
gujaf-442	211	30	countries	country	NOUN
gujaf-442	211	31	over	over	ADP
gujaf-442	211	32	the	the	DET
gujaf-442	211	33	period	period	NOUN
gujaf-442	211	34	2000	2000	NUM
gujaf-442	211	35	to	to	ADP
gujaf-442	211	36	2023	2023	NUM
gujaf-442	211	37	.	.	PUNCT
gujaf-442	212	1	employing	employ	VERB
gujaf-442	212	2	the	the	DET
gujaf-442	212	3	method	method	NOUN
gujaf-442	212	4	of	of	ADP
gujaf-442	212	5	moment	moment	NOUN
gujaf-442	212	6	quantile	quantile	ADJ
gujaf-442	212	7	regression	regression	NOUN
gujaf-442	212	8	(	(	PUNCT
gujaf-442	212	9	mmqr	mmqr	NOUN
gujaf-442	212	10	)	)	PUNCT
gujaf-442	212	11	approach	approach	NOUN
gujaf-442	212	12	,	,	PUNCT
gujaf-442	212	13	the	the	DET
gujaf-442	212	14	analysis	analysis	NOUN
gujaf-442	212	15	reveals	reveal	VERB
gujaf-442	212	16	that	that	SCONJ
gujaf-442	212	17	fintech	fintech	NOUN
gujaf-442	212	18	readiness	readiness	NOUN
gujaf-442	212	19	and	and	CCONJ
gujaf-442	212	20	digital	digital	ADJ
gujaf-442	212	21	trade	trade	NOUN
gujaf-442	212	22	significantly	significantly	ADV
gujaf-442	212	23	enhance	enhance	VERB
gujaf-442	212	24	economic	economic	ADJ
gujaf-442	212	25	growth	growth	NOUN
gujaf-442	212	26	across	across	ADP
gujaf-442	212	27	the	the	DET
gujaf-442	212	28	distribution	distribution	NOUN
gujaf-442	212	29	,	,	PUNCT
gujaf-442	212	30	while	while	SCONJ
gujaf-442	212	31	mineral	mineral	NOUN
gujaf-442	212	32	resource	resource	NOUN
gujaf-442	212	33	dependence	dependence	NOUN
gujaf-442	212	34	generally	generally	ADV
gujaf-442	212	35	hampers	hamper	VERB
gujaf-442	212	36	growth	growth	NOUN
gujaf-442	212	37	,	,	PUNCT
gujaf-442	212	38	particularly	particularly	ADV
gujaf-442	212	39	in	in	ADP
gujaf-442	212	40	lower	low	ADJ
gujaf-442	212	41	-	-	PUNCT
gujaf-442	212	42	growth	growth	NOUN
gujaf-442	212	43	contexts	contexts	NOUN
gujaf-442	212	44	.	.	PUNCT
gujaf-442	213	1	notably	notably	ADV
gujaf-442	213	2	,	,	PUNCT
gujaf-442	213	3	stringent	stringent	ADJ
gujaf-442	213	4	environmental	environmental	ADJ
gujaf-442	213	5	policies	policy	NOUN
gujaf-442	213	6	emerge	emerge	VERB
gujaf-442	213	7	as	as	ADP
gujaf-442	213	8	a	a	DET
gujaf-442	213	9	positive	positive	ADJ
gujaf-442	213	10	moderator	moderator	NOUN
gujaf-442	213	11	,	,	PUNCT
gujaf-442	213	12	supporting	support	VERB
gujaf-442	213	13	sustainable	sustainable	ADJ
gujaf-442	213	14	growth	growth	NOUN
gujaf-442	213	15	without	without	ADP
gujaf-442	213	16	compromising	compromise	VERB
gujaf-442	213	17	economic	economic	ADJ
gujaf-442	213	18	performance	performance	NOUN
gujaf-442	213	19	.	.	PUNCT
gujaf-442	214	1	these	these	DET
gujaf-442	214	2	findings	finding	NOUN
gujaf-442	214	3	align	align	VERB
gujaf-442	214	4	with	with	ADP
gujaf-442	214	5	contemporary	contemporary	ADJ
gujaf-442	214	6	growth	growth	NOUN
gujaf-442	214	7	theories	theory	NOUN
gujaf-442	214	8	emphasizing	emphasize	VERB
gujaf-442	214	9	technological	technological	ADJ
gujaf-442	214	10	innovation	innovation	NOUN
gujaf-442	214	11	and	and	CCONJ
gujaf-442	214	12	sustainable	sustainable	ADJ
gujaf-442	214	13	development	development	NOUN
gujaf-442	214	14	as	as	ADP
gujaf-442	214	15	key	key	ADJ
gujaf-442	214	16	drivers	driver	NOUN
gujaf-442	214	17	of	of	ADP
gujaf-442	214	18	prosperity	prosperity	NOUN
gujaf-442	214	19	(	(	PUNCT
gujaf-442	214	20	aghion	aghion	NOUN
gujaf-442	214	21	&	&	CCONJ
gujaf-442	214	22	howitt	howitt	ADJ
gujaf-442	214	23	,	,	PUNCT
gujaf-442	214	24	2021	2021	NUM
gujaf-442	214	25	;	;	PUNCT
gujaf-442	214	26	porter	porter	NOUN
gujaf-442	214	27	&	&	CCONJ
gujaf-442	214	28	van	van	PROPN
gujaf-442	214	29	der	der	PROPN
gujaf-442	214	30	linde	linde	PROPN
gujaf-442	214	31	,	,	PUNCT
gujaf-442	214	32	2021	2021	NUM
gujaf-442	214	33	)	)	PUNCT
gujaf-442	214	34	.	.	PUNCT
gujaf-442	215	1	despite	despite	SCONJ
gujaf-442	215	2	the	the	DET
gujaf-442	215	3	robustness	robustness	NOUN
gujaf-442	215	4	of	of	ADP
gujaf-442	215	5	the	the	DET
gujaf-442	215	6	results	result	NOUN
gujaf-442	215	7	,	,	PUNCT
gujaf-442	215	8	several	several	ADJ
gujaf-442	215	9	limitations	limitation	NOUN
gujaf-442	215	10	warrant	warrant	VERB
gujaf-442	215	11	consideration	consideration	NOUN
gujaf-442	215	12	.	.	PUNCT
gujaf-442	216	1	first	first	ADV
gujaf-442	216	2	,	,	PUNCT
gujaf-442	216	3	the	the	DET
gujaf-442	216	4	study‘s	study‘s	NOUN
gujaf-442	216	5	focus	focus	NOUN
gujaf-442	216	6	on	on	ADP
gujaf-442	216	7	oecd	oecd	PROPN
gujaf-442	216	8	countries	country	NOUN
gujaf-442	216	9	limits	limit	VERB
gujaf-442	216	10	the	the	DET
gujaf-442	216	11	generalizability	generalizability	NOUN
gujaf-442	216	12	of	of	ADP
gujaf-442	216	13	findings	finding	NOUN
gujaf-442	216	14	to	to	ADP
gujaf-442	216	15	emerging	emerge	VERB
gujaf-442	216	16	and	and	CCONJ
gujaf-442	216	17	developing	develop	VERB
gujaf-442	216	18	economies	economy	NOUN
gujaf-442	216	19	,	,	PUNCT
gujaf-442	216	20	where	where	SCONJ
gujaf-442	216	21	institutional	institutional	ADJ
gujaf-442	216	22	and	and	CCONJ
gujaf-442	216	23	infrastructural	infrastructural	ADJ
gujaf-442	216	24	challenges	challenge	NOUN
gujaf-442	216	25	differ	differ	VERB
gujaf-442	216	26	markedly	markedly	ADV
gujaf-442	216	27	.	.	PUNCT
gujaf-442	217	1	second	second	ADJ
gujaf-442	217	2	,	,	PUNCT
gujaf-442	217	3	whilethemmqrmethodologyeffectivelycapturesheterogeneityacrossgrowth	whilethemmqrmethodologyeffectivelycapturesheterogeneityacrossgrowth	NOUN
gujaf-442	217	4	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	217	5	,	,	PUNCT
gujaf-442	217	6	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	217	7	449	449	NUM
gujaf-442	217	8	quantiles	quantile	NOUN
gujaf-442	217	9	,	,	PUNCT
gujaf-442	217	10	it	it	PRON
gujaf-442	217	11	remains	remain	VERB
gujaf-442	217	12	vulnerable	vulnerable	ADJ
gujaf-442	217	13	to	to	ADP
gujaf-442	217	14	potential	potential	ADJ
gujaf-442	217	15	endogeneity	endogeneity	NOUN
gujaf-442	217	16	concerns	concern	NOUN
gujaf-442	217	17	,	,	PUNCT
gujaf-442	217	18	particularly	particularly	ADV
gujaf-442	217	19	regarding	regard	VERB
gujaf-442	217	20	policy	policy	NOUN
gujaf-442	217	21	variables	variable	NOUN
gujaf-442	217	22	and	and	CCONJ
gujaf-442	217	23	resource	resource	NOUN
gujaf-442	217	24	rents	rent	NOUN
gujaf-442	217	25	.	.	PUNCT
gujaf-442	218	1	third	third	ADJ
gujaf-442	218	2	,	,	PUNCT
gujaf-442	218	3	the	the	DET
gujaf-442	218	4	temporal	temporal	ADJ
gujaf-442	218	5	coverage	coverage	NOUN
gujaf-442	218	6	ending	end	VERB
gujaf-442	218	7	in	in	ADP
gujaf-442	218	8	2023	2023	NUM
gujaf-442	218	9	may	may	AUX
gujaf-442	218	10	not	not	PART
gujaf-442	218	11	fullycapture	fullycapture	VERB
gujaf-442	218	12	the	the	DET
gujaf-442	218	13	long	long	ADJ
gujaf-442	218	14	-	-	PUNCT
gujaf-442	218	15	term	term	NOUN
gujaf-442	218	16	effects	effect	NOUN
gujaf-442	218	17	of	of	ADP
gujaf-442	218	18	recent	recent	ADJ
gujaf-442	218	19	fintech	fintech	NOUN
gujaf-442	218	20	innovations	innovation	NOUN
gujaf-442	218	21	and	and	CCONJ
gujaf-442	218	22	evolving	evolve	VERB
gujaf-442	218	23	environmental	environmental	ADJ
gujaf-442	218	24	regulations	regulation	NOUN
gujaf-442	218	25	,	,	PUNCT
gujaf-442	218	26	given	give	VERB
gujaf-442	218	27	the	the	DET
gujaf-442	218	28	rapid	rapid	ADJ
gujaf-442	218	29	technological	technological	ADJ
gujaf-442	218	30	and	and	CCONJ
gujaf-442	218	31	policy	policy	NOUN
gujaf-442	218	32	changes	change	NOUN
gujaf-442	218	33	in	in	ADP
gujaf-442	218	34	recent	recent	ADJ
gujaf-442	218	35	years	year	NOUN
gujaf-442	218	36	(	(	PUNCT
gujaf-442	218	37	nguyen	nguyen	PROPN
gujaf-442	218	38	&	&	CCONJ
gujaf-442	218	39	tran	tran	NOUN
gujaf-442	218	40	,	,	PUNCT
gujaf-442	218	41	2021	2021	NUM
gujaf-442	218	42	)	)	PUNCT
gujaf-442	218	43	.	.	PUNCT
gujaf-442	219	1	based	base	VERB
gujaf-442	219	2	on	on	ADP
gujaf-442	219	3	the	the	DET
gujaf-442	219	4	findings	finding	NOUN
gujaf-442	219	5	and	and	CCONJ
gujaf-442	219	6	limitations	limitation	NOUN
gujaf-442	219	7	,	,	PUNCT
gujaf-442	219	8	several	several	ADJ
gujaf-442	219	9	policy	policy	NOUN
gujaf-442	219	10	recommendations	recommendation	NOUN
gujaf-442	219	11	emerge	emerge	VERB
gujaf-442	219	12	.	.	PUNCT
gujaf-442	220	1	policymakers	policymaker	NOUN
gujaf-442	220	2	should	should	AUX
gujaf-442	220	3	enhance	enhance	VERB
gujaf-442	220	4	fintech	fintech	NOUN
gujaf-442	220	5	infrastructure	infrastructure	NOUN
gujaf-442	220	6	and	and	CCONJ
gujaf-442	220	7	regulatoryframeworks	regulatoryframework	NOUN
gujaf-442	220	8	to	to	PART
gujaf-442	220	9	maximize	maximize	VERB
gujaf-442	220	10	growth	growth	NOUN
gujaf-442	220	11	benefits	benefit	NOUN
gujaf-442	220	12	,	,	PUNCT
gujaf-442	220	13	particularly	particularly	ADV
gujaf-442	220	14	by	by	ADP
gujaf-442	220	15	addressing	address	VERB
gujaf-442	220	16	digital	digital	ADJ
gujaf-442	220	17	divides	divide	NOUN
gujaf-442	220	18	within	within	ADP
gujaf-442	220	19	oecd	oecd	PROPN
gujaf-442	220	20	economies	economy	NOUN
gujaf-442	220	21	.	.	PUNCT
gujaf-442	221	1	digital	digital	ADJ
gujaf-442	221	2	trade	trade	NOUN
gujaf-442	221	3	facilitation	facilitation	NOUN
gujaf-442	221	4	requires	require	VERB
gujaf-442	221	5	harmonized	harmonized	ADJ
gujaf-442	221	6	international	international	ADJ
gujaf-442	221	7	standards	standard	NOUN
gujaf-442	221	8	and	and	CCONJ
gujaf-442	221	9	cybersecurity	cybersecurity	NOUN
gujaf-442	221	10	measures	measure	NOUN
gujaf-442	221	11	to	to	PART
gujaf-442	221	12	fully	fully	ADV
gujaf-442	221	13	leverage	leverage	VERB
gujaf-442	221	14	global	global	ADJ
gujaf-442	221	15	market	market	NOUN
gujaf-442	221	16	integration	integration	NOUN
gujaf-442	221	17	(	(	PUNCT
gujaf-442	221	18	bounie	bounie	INTJ
gujaf-442	221	19	et	et	PROPN
gujaf-442	221	20	al	al	PROPN
gujaf-442	221	21	.	.	PROPN
gujaf-442	221	22	,	,	PUNCT
gujaf-442	221	23	2023	2023	NUM
gujaf-442	221	24	)	)	PUNCT
gujaf-442	221	25	.	.	PUNCT
gujaf-442	222	1	moreover	moreover	ADV
gujaf-442	222	2	,	,	PUNCT
gujaf-442	222	3	reducing	reduce	VERB
gujaf-442	222	4	overreliance	overreliance	NOUN
gujaf-442	222	5	on	on	ADP
gujaf-442	222	6	mineral	mineral	NOUN
gujaf-442	222	7	resource	resource	NOUN
gujaf-442	222	8	rents	rent	NOUN
gujaf-442	222	9	through	through	ADP
gujaf-442	222	10	economic	economic	ADJ
gujaf-442	222	11	diversification	diversification	NOUN
gujaf-442	222	12	and	and	CCONJ
gujaf-442	222	13	institutional	institutional	ADJ
gujaf-442	222	14	strengthening	strengthening	NOUN
gujaf-442	222	15	is	be	AUX
gujaf-442	222	16	critical	critical	ADJ
gujaf-442	222	17	to	to	PART
gujaf-442	222	18	avoid	avoid	VERB
gujaf-442	222	19	growth	growth	NOUN
gujaf-442	222	20	volatility	volatility	NOUN
gujaf-442	222	21	and	and	CCONJ
gujaf-442	222	22	the	the	DET
gujaf-442	222	23	resource	resource	NOUN
gujaf-442	222	24	curse	curse	NOUN
gujaf-442	222	25	.	.	PUNCT
gujaf-442	223	1	importantly	importantly	ADV
gujaf-442	223	2	,	,	PUNCT
gujaf-442	223	3	the	the	DET
gujaf-442	223	4	adoption	adoption	NOUN
gujaf-442	223	5	of	of	ADP
gujaf-442	223	6	stringent	stringent	ADJ
gujaf-442	223	7	,	,	PUNCT
gujaf-442	223	8	innovation	innovation	NOUN
gujaf-442	223	9	-	-	PUNCT
gujaf-442	223	10	friendly	friendly	ADJ
gujaf-442	223	11	environmental	environmental	ADJ
gujaf-442	223	12	policies	policy	NOUN
gujaf-442	223	13	should	should	AUX
gujaf-442	223	14	be	be	AUX
gujaf-442	223	15	prioritized	prioritize	VERB
gujaf-442	223	16	to	to	PART
gujaf-442	223	17	foster	foster	VERB
gujaf-442	223	18	green	green	ADJ
gujaf-442	223	19	growth	growth	NOUN
gujaf-442	223	20	trajectories	trajectory	NOUN
gujaf-442	223	21	compatible	compatible	ADJ
gujaf-442	223	22	with	with	ADP
gujaf-442	223	23	international	international	ADJ
gujaf-442	223	24	climate	climate	NOUN
gujaf-442	223	25	commitments	commitment	NOUN
gujaf-442	223	26	(	(	PUNCT
gujaf-442	223	27	zhang	zhang	PROPN
gujaf-442	223	28	&	&	CCONJ
gujaf-442	223	29	zhao	zhao	PROPN
gujaf-442	223	30	,	,	PUNCT
gujaf-442	223	31	2024	2024	NUM
gujaf-442	223	32	)	)	PUNCT
gujaf-442	223	33	.	.	PUNCT
gujaf-442	224	1	future	future	ADJ
gujaf-442	224	2	research	research	NOUN
gujaf-442	224	3	should	should	AUX
gujaf-442	224	4	extend	extend	VERB
gujaf-442	224	5	this	this	DET
gujaf-442	224	6	analysis	analysis	NOUN
gujaf-442	224	7	to	to	PART
gujaf-442	224	8	include	include	VERB
gujaf-442	224	9	non	non	ADJ
gujaf-442	224	10	-	-	ADJ
gujaf-442	224	11	oecd	oecd	ADJ
gujaf-442	224	12	economies	economy	NOUN
gujaf-442	224	13	,	,	PUNCT
gujaf-442	224	14	enabling	enable	VERB
gujaf-442	224	15	a	a	DET
gujaf-442	224	16	comparative	comparative	ADJ
gujaf-442	224	17	perspective	perspective	NOUN
gujaf-442	224	18	on	on	ADP
gujaf-442	224	19	how	how	SCONJ
gujaf-442	224	20	fintech	fintech	NOUN
gujaf-442	224	21	,	,	PUNCT
gujaf-442	224	22	digital	digital	ADJ
gujaf-442	224	23	trade	trade	NOUN
gujaf-442	224	24	,	,	PUNCT
gujaf-442	224	25	and	and	CCONJ
gujaf-442	224	26	environmental	environmental	ADJ
gujaf-442	224	27	policies	policy	NOUN
gujaf-442	224	28	affect	affect	VERB
gujaf-442	224	29	growth	growth	NOUN
gujaf-442	224	30	in	in	ADP
gujaf-442	224	31	more	more	ADV
gujaf-442	224	32	heterogeneous	heterogeneous	ADJ
gujaf-442	224	33	institutional	institutional	ADJ
gujaf-442	224	34	settings	setting	NOUN
gujaf-442	224	35	.	.	PUNCT
gujaf-442	225	1	additionally	additionally	ADV
gujaf-442	225	2	,	,	PUNCT
gujaf-442	225	3	incorporating	incorporate	VERB
gujaf-442	225	4	firm	firm	ADJ
gujaf-442	225	5	-	-	PUNCT
gujaf-442	225	6	level	level	NOUN
gujaf-442	225	7	data	datum	NOUN
gujaf-442	225	8	and	and	CCONJ
gujaf-442	225	9	more	more	ADJ
gujaf-442	225	10	granular	granular	ADJ
gujaf-442	225	11	measures	measure	NOUN
gujaf-442	225	12	of	of	ADP
gujaf-442	225	13	fintech	fintech	NOUN
gujaf-442	225	14	adoption	adoption	NOUN
gujaf-442	225	15	could	could	AUX
gujaf-442	225	16	provide	provide	VERB
gujaf-442	225	17	deeper	deep	ADJ
gujaf-442	225	18	insights	insight	NOUN
gujaf-442	225	19	into	into	ADP
gujaf-442	225	20	micro	micro	ADJ
gujaf-442	225	21	-	-	NOUN
gujaf-442	225	22	level	level	ADJ
gujaf-442	225	23	mechanisms	mechanism	NOUN
gujaf-442	225	24	driving	drive	VERB
gujaf-442	225	25	macroeconomic	macroeconomic	ADJ
gujaf-442	225	26	outcomes	outcome	NOUN
gujaf-442	225	27	.	.	PUNCT
gujaf-442	226	1	longitudinal	longitudinal	ADJ
gujaf-442	226	2	studies	study	NOUN
gujaf-442	226	3	examining	examine	VERB
gujaf-442	226	4	the	the	DET
gujaf-442	226	5	dynamic	dynamic	ADJ
gujaf-442	226	6	interplay	interplay	NOUN
gujaf-442	226	7	between	between	ADP
gujaf-442	226	8	policy	policy	NOUN
gujaf-442	226	9	reforms	reform	NOUN
gujaf-442	226	10	,	,	PUNCT
gujaf-442	226	11	technological	technological	ADJ
gujaf-442	226	12	change	change	NOUN
gujaf-442	226	13	,	,	PUNCT
gujaf-442	226	14	and	and	CCONJ
gujaf-442	226	15	growth	growth	NOUN
gujaf-442	226	16	outcomes	outcome	NOUN
gujaf-442	226	17	would	would	AUX
gujaf-442	226	18	further	far	ADV
gujaf-442	226	19	enrich	enrich	VERB
gujaf-442	226	20	understanding	understanding	NOUN
gujaf-442	226	21	,	,	PUNCT
gujaf-442	226	22	particularly	particularly	ADV
gujaf-442	226	23	in	in	ADP
gujaf-442	226	24	light	light	NOUN
gujaf-442	226	25	of	of	ADP
gujaf-442	226	26	ongoing	ongoing	ADJ
gujaf-442	226	27	digital	digital	ADJ
gujaf-442	226	28	transformation	transformation	NOUN
gujaf-442	226	29	and	and	CCONJ
gujaf-442	226	30	climate	climate	NOUN
gujaf-442	226	31	policy	policy	NOUN
gujaf-442	226	32	evolution	evolution	NOUN
gujaf-442	226	33	(	(	PUNCT
gujaf-442	226	34	chen	chen	PROPN
gujaf-442	226	35	et	et	PROPN
gujaf-442	226	36	al	al	PROPN
gujaf-442	226	37	.	.	PROPN
gujaf-442	226	38	,	,	PUNCT
gujaf-442	226	39	2022	2022	NUM
gujaf-442	226	40	;	;	PUNCT
gujaf-442	226	41	philippon	philippon	NOUN
gujaf-442	226	42	,	,	PUNCT
gujaf-442	226	43	2020	2020	NUM
gujaf-442	226	44	)	)	PUNCT
gujaf-442	226	45	.	.	PUNCT
gujaf-442	227	1	finally	finally	ADV
gujaf-442	227	2	,	,	PUNCT
gujaf-442	227	3	integrating	integrate	VERB
gujaf-442	227	4	environmental	environmental	ADJ
gujaf-442	227	5	sustainability	sustainability	NOUN
gujaf-442	227	6	metrics	metric	NOUN
gujaf-442	227	7	beyond	beyond	ADP
gujaf-442	227	8	policy	policy	NOUN
gujaf-442	227	9	stringency	stringency	NOUN
gujaf-442	227	10	,	,	PUNCT
gujaf-442	227	11	such	such	ADJ
gujaf-442	227	12	as	as	ADP
gujaf-442	227	13	carbon	carbon	NOUN
gujaf-442	227	14	emissionsand	emissionsand	NOUN
gujaf-442	227	15	renewable	renewable	ADJ
gujaf-442	227	16	energy	energy	NOUN
gujaf-442	227	17	adoption	adoption	NOUN
gujaf-442	227	18	,	,	PUNCT
gujaf-442	227	19	may	may	AUX
gujaf-442	227	20	better	well	ADV
gujaf-442	227	21	capture	capture	VERB
gujaf-442	227	22	the	the	DET
gujaf-442	227	23	multifaceted	multifaceted	ADJ
gujaf-442	227	24	impacts	impact	NOUN
gujaf-442	227	25	on	on	ADP
gujaf-442	227	26	growth	growth	NOUN
gujaf-442	227	27	trajectories	trajectory	NOUN
gujaf-442	227	28	.	.	PUNCT
gujaf-442	228	1	references	reference	NOUN
gujaf-442	228	2	acemoglu	acemoglu	PROPN
gujaf-442	228	3	,	,	PUNCT
gujaf-442	228	4	d.	d.	PROPN
gujaf-442	228	5	,	,	PUNCT
gujaf-442	228	6	&	&	CCONJ
gujaf-442	228	7	robinson	robinson	PROPN
gujaf-442	228	8	,	,	PUNCT
gujaf-442	228	9	j.	j.	PROPN
gujaf-442	228	10	a.	a.	PROPN
gujaf-442	228	11	(	(	PUNCT
gujaf-442	228	12	2012	2012	NUM
gujaf-442	228	13	)	)	PUNCT
gujaf-442	228	14	.	.	PUNCT
gujaf-442	229	1	why	why	SCONJ
gujaf-442	229	2	nations	nation	NOUN
gujaf-442	229	3	fail	fail	VERB
gujaf-442	229	4	:	:	PUNCT
gujaf-442	229	5	the	the	DET
gujaf-442	229	6	origins	origin	NOUN
gujaf-442	229	7	of	of	ADP
gujaf-442	229	8	power	power	NOUN
gujaf-442	229	9	,	,	PUNCT
gujaf-442	229	10	prosperity	prosperity	NOUN
gujaf-442	229	11	,	,	PUNCT
gujaf-442	229	12	and	and	CCONJ
gujaf-442	229	13	poverty	poverty	NOUN
gujaf-442	229	14	.	.	PUNCT
gujaf-442	230	1	crown	crown	NOUN
gujaf-442	230	2	business	business	NOUN
gujaf-442	230	3	.	.	PUNCT
gujaf-442	231	1	aghion	aghion	NOUN
gujaf-442	231	2	,	,	PUNCT
gujaf-442	231	3	p.	p.	NOUN
gujaf-442	231	4	,&howitt	,&howitt	PUNCT
gujaf-442	231	5	,	,	PUNCT
gujaf-442	231	6	p.(2021).theeconomicsofgrowthandinnovation.journalofeconomic	p.(2021).theeconomicsofgrowthandinnovation.journalofeconomic	ADJ
gujaf-442	231	7	perspectives	perspective	NOUN
gujaf-442	231	8	,	,	PUNCT
gujaf-442	231	9	35(3	35(3	NUM
gujaf-442	231	10	)	)	PUNCT
gujaf-442	231	11	,	,	PUNCT
gujaf-442	231	12	17–38	17–38	NUM
gujaf-442	231	13	.	.	PUNCT
gujaf-442	232	1	https://doi.org/10.1257/jep.35.3.17	https://doi.org/10.1257/jep.35.3.17	PROPN
gujaf-442	232	2	albrizio	albrizio	PROPN
gujaf-442	232	3	,	,	PUNCT
gujaf-442	232	4	s.	s.	PROPN
gujaf-442	232	5	,	,	PUNCT
gujaf-442	232	6	koźluk	koźluk	PROPN
gujaf-442	232	7	,	,	PUNCT
gujaf-442	232	8	t.	t.	PROPN
gujaf-442	232	9	,	,	PUNCT
gujaf-442	232	10	&	&	CCONJ
gujaf-442	232	11	zipperer	zipperer	PROPN
gujaf-442	232	12	,	,	PUNCT
gujaf-442	232	13	v.	v.	PROPN
gujaf-442	232	14	(	(	PUNCT
gujaf-442	232	15	2017	2017	NUM
gujaf-442	232	16	)	)	PUNCT
gujaf-442	232	17	.	.	PUNCT
gujaf-442	233	1	environmental	environmental	ADJ
gujaf-442	233	2	policies	policy	NOUN
gujaf-442	233	3	and	and	CCONJ
gujaf-442	233	4	productivity	productivity	NOUN
gujaf-442	233	5	growth	growth	NOUN
gujaf-442	233	6	:	:	PUNCT
gujaf-442	233	7	evidence	evidence	NOUN
gujaf-442	233	8	across	across	ADP
gujaf-442	233	9	industries	industry	NOUN
gujaf-442	233	10	and	and	CCONJ
gujaf-442	233	11	firms	firm	NOUN
gujaf-442	233	12	.	.	PUNCT
gujaf-442	234	1	journal	journal	PROPN
gujaf-442	234	2	of	of	ADP
gujaf-442	234	3	environmental	environmental	ADJ
gujaf-442	234	4	economics	economic	NOUN
gujaf-442	234	5	and	and	CCONJ
gujaf-442	234	6	management	management	NOUN
gujaf-442	234	7	,	,	PUNCT
gujaf-442	234	8	81	81	NUM
gujaf-442	234	9	,	,	PUNCT
gujaf-442	234	10	209–226	209–226	NUM
gujaf-442	234	11	.	.	PUNCT
gujaf-442	235	1	https://doi.org/10.1016/j.jeem.2016.06.002	https://doi.org/10.1016/j.jeem.2016.06.002	NOUN
gujaf-442	235	2	ambec	ambec	NOUN
gujaf-442	235	3	,	,	PUNCT
gujaf-442	235	4	s.	s.	PROPN
gujaf-442	235	5	,	,	PUNCT
gujaf-442	235	6	cohen	cohen	PROPN
gujaf-442	235	7	,	,	PUNCT
gujaf-442	235	8	m.	m.	NOUN
gujaf-442	235	9	a.	a.	PROPN
gujaf-442	235	10	,	,	PUNCT
gujaf-442	235	11	elgie	elgie	PROPN
gujaf-442	235	12	,	,	PUNCT
gujaf-442	235	13	s.	s.	PROPN
gujaf-442	235	14	,	,	PUNCT
gujaf-442	235	15	&	&	CCONJ
gujaf-442	235	16	lanoie	lanoie	PROPN
gujaf-442	235	17	,	,	PUNCT
gujaf-442	235	18	p.	p.	NOUN
gujaf-442	235	19	(	(	PUNCT
gujaf-442	235	20	2013	2013	NUM
gujaf-442	235	21	)	)	PUNCT
gujaf-442	235	22	.	.	PUNCT
gujaf-442	236	1	the	the	DET
gujaf-442	236	2	porter	porter	NOUN
gujaf-442	236	3	hypothesis	hypothesis	NOUN
gujaf-442	236	4	at	at	ADP
gujaf-442	236	5	20	20	NUM
gujaf-442	236	6	:	:	PUNCT
gujaf-442	236	7	can	can	AUX
gujaf-442	236	8	environmental	environmental	ADJ
gujaf-442	236	9	regulation	regulation	NOUN
gujaf-442	236	10	enhance	enhance	VERB
gujaf-442	236	11	innovation	innovation	NOUN
gujaf-442	236	12	and	and	CCONJ
gujaf-442	236	13	competitiveness	competitiveness	NOUN
gujaf-442	236	14	?	?	PUNCT
gujaf-442	237	1	review	review	NOUN
gujaf-442	237	2	of	of	ADP
gujaf-442	237	3	environmental	environmental	ADJ
gujaf-442	237	4	economics	economic	NOUN
gujaf-442	237	5	and	and	CCONJ
gujaf-442	237	6	policy	policy	NOUN
gujaf-442	237	7	,	,	PUNCT
gujaf-442	237	8	7(1	7(1	NUM
gujaf-442	237	9	)	)	PUNCT
gujaf-442	237	10	,	,	PUNCT
gujaf-442	237	11	2–22	2–22	PROPN
gujaf-442	237	12	.	.	PUNCT
gujaf-442	238	1	https://doi.org/10.1093/reep/res016	https://doi.org/10.1093/reep/res016	PROPN
gujaf-442	238	2	arner	arner	NOUN
gujaf-442	238	3	,	,	PUNCT
gujaf-442	238	4	d.	d.	PROPN
gujaf-442	238	5	w.	w.	PROPN
gujaf-442	238	6	,	,	PUNCT
gujaf-442	238	7	barberis	barberis	PROPN
gujaf-442	238	8	,	,	PUNCT
gujaf-442	238	9	j.	j.	PROPN
gujaf-442	238	10	,	,	PUNCT
gujaf-442	238	11	&	&	CCONJ
gujaf-442	238	12	buckley	buckley	PROPN
gujaf-442	238	13	,	,	PUNCT
gujaf-442	238	14	r.	r.	PROPN
gujaf-442	238	15	p.	p.	PROPN
gujaf-442	238	16	(	(	PUNCT
gujaf-442	238	17	2016	2016	NUM
gujaf-442	238	18	)	)	PUNCT
gujaf-442	238	19	.	.	PUNCT
gujaf-442	239	1	the	the	DET
gujaf-442	239	2	evolution	evolution	NOUN
gujaf-442	239	3	of	of	ADP
gujaf-442	239	4	fintech	fintech	NOUN
gujaf-442	239	5	:	:	PUNCT
gujaf-442	239	6	a	a	DET
gujaf-442	239	7	new	new	ADJ
gujaf-442	239	8	post	post	NOUN
gujaf-442	239	9	crisis	crisis	NOUN
gujaf-442	239	10	paradigm	paradigm	NOUN
gujaf-442	239	11	?	?	PUNCT
gujaf-442	240	1	georgetown	georgetown	PROPN
gujaf-442	240	2	journal	journal	PROPN
gujaf-442	240	3	of	of	ADP
gujaf-442	240	4	international	international	ADJ
gujaf-442	240	5	law	law	NOUN
gujaf-442	240	6	,	,	PUNCT
gujaf-442	240	7	47	47	NUM
gujaf-442	240	8	,	,	PUNCT
gujaf-442	240	9	1271–1319	1271–1319	NUM
gujaf-442	240	10	.	.	PUNCT
gujaf-442	241	1	https://ssrn.com/abstract=2676553	https://ssrn.com/abstract=2676553	PROPN
gujaf-442	241	2	arellano	arellano	PROPN
gujaf-442	241	3	,	,	PUNCT
gujaf-442	241	4	m.	m.	NOUN
gujaf-442	241	5	,	,	PUNCT
gujaf-442	241	6	&	&	CCONJ
gujaf-442	241	7	bover	bover	PROPN
gujaf-442	241	8	,	,	PUNCT
gujaf-442	241	9	o.	o.	PROPN
gujaf-442	241	10	(	(	PUNCT
gujaf-442	241	11	1995	1995	NUM
gujaf-442	241	12	)	)	PUNCT
gujaf-442	241	13	.	.	PUNCT
gujaf-442	242	1	another	another	DET
gujaf-442	242	2	look	look	NOUN
gujaf-442	242	3	at	at	ADP
gujaf-442	242	4	the	the	DET
gujaf-442	242	5	instrumental	instrumental	ADJ
gujaf-442	242	6	variable	variable	ADJ
gujaf-442	242	7	estimation	estimation	NOUN
gujaf-442	242	8	of	of	ADP
gujaf-442	242	9	error	error	NOUN
gujaf-442	242	10	-	-	PUNCT
gujaf-442	242	11	components	component	NOUN
gujaf-442	242	12	models	model	NOUN
gujaf-442	242	13	.	.	PUNCT
gujaf-442	243	1	journal	journal	NOUN
gujaf-442	243	2	of	of	ADP
gujaf-442	243	3	econometrics	econometric	NOUN
gujaf-442	243	4	,	,	PUNCT
gujaf-442	243	5	68(1	68(1	NOUN
gujaf-442	243	6	)	)	PUNCT
gujaf-442	243	7	,	,	PUNCT
gujaf-442	243	8	29–51	29–51	NUM
gujaf-442	243	9	.	.	PUNCT
gujaf-442	244	1	https://doi.org/10.1016/0304-4076(94)01642-d	https://doi.org/10.1016/0304-4076(94)01642-d	PROPN
gujaf-442	244	2	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	244	3	,	,	PUNCT
gujaf-442	244	4	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	244	5	450	450	NUM
gujaf-442	244	6	baldwin	baldwin	PROPN
gujaf-442	244	7	,	,	PUNCT
gujaf-442	244	8	r.	r.	PROPN
gujaf-442	244	9	,	,	PUNCT
gujaf-442	244	10	&	&	CCONJ
gujaf-442	244	11	freeman	freeman	PROPN
gujaf-442	244	12	,	,	PUNCT
gujaf-442	244	13	r.	r.	PROPN
gujaf-442	244	14	(	(	PUNCT
gujaf-442	244	15	2021	2021	NUM
gujaf-442	244	16	)	)	PUNCT
gujaf-442	244	17	.	.	PUNCT
gujaf-442	245	1	trade	trade	NOUN
gujaf-442	245	2	conflict	conflict	NOUN
gujaf-442	245	3	in	in	ADP
gujaf-442	245	4	the	the	DET
gujaf-442	245	5	digital	digital	ADJ
gujaf-442	245	6	age	age	NOUN
gujaf-442	245	7	:	:	PUNCT
gujaf-442	245	8	the	the	DET
gujaf-442	245	9	evolving	evolve	VERB
gujaf-442	245	10	digital	digital	ADJ
gujaf-442	245	11	trade	trade	NOUN
gujaf-442	245	12	landscape	landscape	NOUN
gujaf-442	245	13	and	and	CCONJ
gujaf-442	245	14	implications	implication	NOUN
gujaf-442	245	15	for	for	ADP
gujaf-442	245	16	economic	economic	ADJ
gujaf-442	245	17	growth	growth	NOUN
gujaf-442	245	18	.	.	PUNCT
gujaf-442	246	1	journal	journal	NOUN
gujaf-442	246	2	of	of	ADP
gujaf-442	246	3	international	international	ADJ
gujaf-442	246	4	economics	economic	NOUN
gujaf-442	246	5	,	,	PUNCT
gujaf-442	246	6	129	129	NUM
gujaf-442	246	7	,	,	PUNCT
gujaf-442	246	8	103512	103512	NUM
gujaf-442	246	9	.	.	PUNCT
gujaf-442	247	1	https://doi.org/10.1016/j.jinteco.2020.103512	https://doi.org/10.1016/j.jinteco.2020.103512	ADJ
gujaf-442	247	2	bazarbash	bazarbash	NOUN
gujaf-442	247	3	,	,	PUNCT
gujaf-442	247	4	m.	m.	NOUN
gujaf-442	247	5	,	,	PUNCT
gujaf-442	247	6	&	&	CCONJ
gujaf-442	247	7	beaton	beaton	PROPN
gujaf-442	247	8	,	,	PUNCT
gujaf-442	247	9	k.	k.	PROPN
gujaf-442	247	10	(	(	PUNCT
gujaf-442	247	11	2020	2020	NUM
gujaf-442	247	12	)	)	PUNCT
gujaf-442	247	13	.	.	PUNCT
gujaf-442	248	1	financial	financial	ADJ
gujaf-442	248	2	innovation	innovation	NOUN
gujaf-442	248	3	and	and	CCONJ
gujaf-442	248	4	inclusive	inclusive	ADJ
gujaf-442	248	5	growth.international	growth.international	PROPN
gujaf-442	248	6	monetary	monetary	ADJ
gujaf-442	248	7	fund	fund	NOUN
gujaf-442	248	8	working	working	NOUN
gujaf-442	248	9	paper	paper	NOUN
gujaf-442	248	10	20/133	20/133	NUM
gujaf-442	248	11	.	.	PUNCT
gujaf-442	249	1	https://doi.org/10.5089/9781513547881.001	https://doi.org/10.5089/9781513547881.001	PROPN
gujaf-442	249	2	bounie	bounie	PROPN
gujaf-442	249	3	,	,	PUNCT
gujaf-442	249	4	d.	d.	PROPN
gujaf-442	249	5	,	,	PUNCT
gujaf-442	249	6	et	et	PROPN
gujaf-442	249	7	al	al	PROPN
gujaf-442	249	8	.	.	PROPN
gujaf-442	249	9	(	(	PUNCT
gujaf-442	249	10	2023	2023	NUM
gujaf-442	249	11	)	)	PUNCT
gujaf-442	249	12	.	.	PUNCT
gujaf-442	250	1	digital	digital	ADJ
gujaf-442	250	2	trade	trade	PROPN
gujaf-442	250	3	and	and	CCONJ
gujaf-442	250	4	economic	economic	ADJ
gujaf-442	250	5	growth	growth	NOUN
gujaf-442	250	6	:	:	PUNCT
gujaf-442	250	7	evidence	evidence	NOUN
gujaf-442	250	8	from	from	ADP
gujaf-442	250	9	oecdcountries	oecdcountrie	NOUN
gujaf-442	250	10	.	.	PUNCT
gujaf-442	251	1	technological	technological	ADJ
gujaf-442	251	2	forecasting	forecasting	NOUN
gujaf-442	251	3	and	and	CCONJ
gujaf-442	251	4	social	social	ADJ
gujaf-442	251	5	change	change	NOUN
gujaf-442	251	6	,	,	PUNCT
gujaf-442	251	7	182	182	NUM
gujaf-442	251	8	,	,	PUNCT
gujaf-442	251	9	121858	121858	NUM
gujaf-442	251	10	.	.	PUNCT
gujaf-442	252	1	https://doi.org/10.1016/j.techfore.2022.121858	https://doi.org/10.1016/j.techfore.2022.121858	NOUN
gujaf-442	252	2	bouri	bouri	PROPN
gujaf-442	252	3	,	,	PUNCT
gujaf-442	252	4	e.	e.	PROPN
gujaf-442	252	5	,	,	PUNCT
gujaf-442	252	6	shahzad	shahzad	PROPN
gujaf-442	252	7	,	,	PUNCT
gujaf-442	252	8	s.	s.	PROPN
gujaf-442	252	9	j.	j.	PROPN
gujaf-442	252	10	h.	h.	PROPN
gujaf-442	252	11	,	,	PUNCT
gujaf-442	252	12	&	&	CCONJ
gujaf-442	252	13	roubaud	roubaud	PROPN
gujaf-442	252	14	,	,	PUNCT
gujaf-442	252	15	d.	d.	PROPN
gujaf-442	252	16	(	(	PUNCT
gujaf-442	252	17	2021	2021	NUM
gujaf-442	252	18	)	)	PUNCT
gujaf-442	252	19	.	.	PUNCT
gujaf-442	253	1	does	do	AUX
gujaf-442	253	2	digital	digital	ADJ
gujaf-442	253	3	trade	trade	NOUN
gujaf-442	253	4	boost	boost	VERB
gujaf-442	253	5	economic	economic	ADJ
gujaf-442	253	6	growth	growth	NOUN
gujaf-442	253	7	?	?	PUNCT
gujaf-442	254	1	evidence	evidence	NOUN
gujaf-442	254	2	from	from	ADP
gujaf-442	254	3	oecd	oecd	PROPN
gujaf-442	254	4	countries	country	NOUN
gujaf-442	254	5	.	.	PUNCT
gujaf-442	255	1	technological	technological	ADJ
gujaf-442	255	2	forecasting	forecasting	NOUN
gujaf-442	255	3	and	and	CCONJ
gujaf-442	255	4	social	social	ADJ
gujaf-442	255	5	change	change	NOUN
gujaf-442	255	6	,	,	PUNCT
gujaf-442	255	7	170	170	NUM
gujaf-442	255	8	,	,	PUNCT
gujaf-442	255	9	120898	120898	NUM
gujaf-442	255	10	.	.	PUNCT
gujaf-442	256	1	https://doi.org/10.1016/j.techfore.2021.120898	https://doi.org/10.1016/j.techfore.2021.120898	ADJ
gujaf-442	256	2	brunnschweiler	brunnschweiler	NOUN
gujaf-442	256	3	,	,	PUNCT
gujaf-442	256	4	c.	c.	PROPN
gujaf-442	256	5	n.	n.	PROPN
gujaf-442	256	6	,	,	PUNCT
gujaf-442	256	7	&	&	CCONJ
gujaf-442	256	8	bulte	bulte	PROPN
gujaf-442	256	9	,	,	PUNCT
gujaf-442	256	10	e.	e.	PROPN
gujaf-442	256	11	h.	h.	PROPN
gujaf-442	256	12	(	(	PUNCT
gujaf-442	256	13	2021	2021	NUM
gujaf-442	256	14	)	)	PUNCT
gujaf-442	256	15	.	.	PUNCT
gujaf-442	257	1	the	the	DET
gujaf-442	257	2	resource	resource	NOUN
gujaf-442	257	3	curse	curse	NOUN
gujaf-442	257	4	revisited	revisit	VERB
gujaf-442	257	5	:	:	PUNCT
gujaf-442	257	6	a	a	DET
gujaf-442	257	7	review	review	NOUN
gujaf-442	257	8	of	of	ADP
gujaf-442	257	9	the	the	DET
gujaf-442	257	10	literature	literature	NOUN
gujaf-442	257	11	.	.	PUNCT
gujaf-442	258	1	journal	journal	PROPN
gujaf-442	258	2	of	of	ADP
gujaf-442	258	3	development	development	NOUN
gujaf-442	258	4	economics	economic	NOUN
gujaf-442	258	5	,	,	PUNCT
gujaf-442	258	6	153	153	NUM
gujaf-442	258	7	,	,	PUNCT
gujaf-442	258	8	102551	102551	NUM
gujaf-442	258	9	.	.	PUNCT
gujaf-442	259	1	https://doi.org/10.1016/j.jdeveco.2020.102551	https://doi.org/10.1016/j.jdeveco.2020.102551	PROPN
gujaf-442	259	2	chen	chen	PROPN
gujaf-442	259	3	,	,	PUNCT
gujaf-442	259	4	y.	y.	PROPN
gujaf-442	259	5	,	,	PUNCT
gujaf-442	259	6	et	et	PROPN
gujaf-442	259	7	al	al	PROPN
gujaf-442	259	8	.	.	PROPN
gujaf-442	259	9	(	(	PUNCT
gujaf-442	259	10	2022	2022	NUM
gujaf-442	259	11	)	)	PUNCT
gujaf-442	259	12	.	.	PUNCT
gujaf-442	260	1	fintech	fintech	NOUN
gujaf-442	260	2	and	and	CCONJ
gujaf-442	260	3	growth	growth	NOUN
gujaf-442	260	4	in	in	ADP
gujaf-442	260	5	advanced	advanced	ADJ
gujaf-442	260	6	economies	economy	NOUN
gujaf-442	260	7	.	.	PUNCT
gujaf-442	261	1	journal	journal	NOUN
gujaf-442	261	2	of	of	ADP
gujaf-442	261	3	banking	banking	NOUN
gujaf-442	261	4	&	&	CCONJ
gujaf-442	261	5	finance	finance	PROPN
gujaf-442	261	6	,	,	PUNCT
gujaf-442	261	7	136	136	NUM
gujaf-442	261	8	,	,	PUNCT
gujaf-442	261	9	106361	106361	NUM
gujaf-442	261	10	.	.	PUNCT
gujaf-442	262	1	https://doi.org/10.1016/j.jbankfin.2021.106361	https://doi.org/10.1016/j.jbankfin.2021.106361	PROPN
gujaf-442	262	2	chen	chen	PROPN
gujaf-442	262	3	,	,	PUNCT
gujaf-442	262	4	y.	y.	PROPN
gujaf-442	262	5	,	,	PUNCT
gujaf-442	262	6	liu	liu	PROPN
gujaf-442	262	7	,	,	PUNCT
gujaf-442	262	8	x.	x.	PROPN
gujaf-442	262	9	,	,	PUNCT
gujaf-442	262	10	&	&	CCONJ
gujaf-442	262	11	yang	yang	PROPN
gujaf-442	262	12	,	,	PUNCT
gujaf-442	262	13	j.(2023	j.(2023	PROPN
gujaf-442	262	14	)	)	PUNCT
gujaf-442	262	15	.	.	PUNCT
gujaf-442	263	1	digital	digital	ADJ
gujaf-442	263	2	financeand	financeand	NOUN
gujaf-442	263	3	greenbonds	greenbond	NOUN
gujaf-442	263	4	:	:	PUNCT
gujaf-442	263	5	unlockingsustainable	unlockingsustainable	ADJ
gujaf-442	263	6	investments	investment	NOUN
gujaf-442	263	7	through	through	ADP
gujaf-442	263	8	fintech	fintech	NOUN
gujaf-442	263	9	innovation	innovation	NOUN
gujaf-442	263	10	.	.	PUNCT
gujaf-442	264	1	journal	journal	NOUN
gujaf-442	264	2	of	of	ADP
gujaf-442	264	3	sustainable	sustainable	ADJ
gujaf-442	264	4	finance	finance	NOUN
gujaf-442	264	5	&	&	CCONJ
gujaf-442	264	6	investment	investment	NOUN
gujaf-442	264	7	,	,	PUNCT
gujaf-442	264	8	13(1	13(1	NUM
gujaf-442	264	9	)	)	PUNCT
gujaf-442	264	10	,	,	PUNCT
gujaf-442	264	11	45–62	45–62	NUM
gujaf-442	264	12	.	.	PUNCT
gujaf-442	265	1	https://doi.org/10.1080/20430795.2022.2089876	https://doi.org/10.1080/20430795.2022.2089876	PROPN
gujaf-442	265	2	constantinescu	constantinescu	PROPN
gujaf-442	265	3	,	,	PUNCT
gujaf-442	265	4	c.	c.	PROPN
gujaf-442	265	5	,	,	PUNCT
gujaf-442	265	6	mattoo	mattoo	NOUN
gujaf-442	265	7	,	,	PUNCT
gujaf-442	265	8	a.	a.	NOUN
gujaf-442	265	9	,	,	PUNCT
gujaf-442	265	10	&	&	CCONJ
gujaf-442	265	11	ruta	ruta	PROPN
gujaf-442	265	12	,	,	PUNCT
gujaf-442	265	13	m.	m.	NOUN
gujaf-442	265	14	(	(	PUNCT
gujaf-442	265	15	2019	2019	NUM
gujaf-442	265	16	)	)	PUNCT
gujaf-442	265	17	.	.	PUNCT
gujaf-442	266	1	digital	digital	ADJ
gujaf-442	266	2	trade	trade	PROPN
gujaf-442	266	3	and	and	CCONJ
gujaf-442	266	4	development	development	NOUN
gujaf-442	266	5	:	:	PUNCT
gujaf-442	266	6	a	a	DET
gujaf-442	266	7	practical	practical	ADJ
gujaf-442	266	8	roadmap	roadmap	NOUN
gujaf-442	266	9	for	for	ADP
gujaf-442	266	10	developing	develop	VERB
gujaf-442	266	11	countries	country	NOUN
gujaf-442	266	12	.	.	PUNCT
gujaf-442	267	1	world	world	PROPN
gujaf-442	267	2	bank	bank	PROPN
gujaf-442	267	3	policy	policy	NOUN
gujaf-442	267	4	research	research	NOUN
gujaf-442	267	5	working	working	NOUN
gujaf-442	267	6	paper	paper	NOUN
gujaf-442	267	7	no	no	INTJ
gujaf-442	267	8	.	.	PROPN
gujaf-442	267	9	8812	8812	NUM
gujaf-442	267	10	.	.	PUNCT
gujaf-442	268	1	https://doi.org/10.1596/1813-9450-8812	https://doi.org/10.1596/1813-9450-8812	ADJ
gujaf-442	268	2	dabla	dabla	NOUN
gujaf-442	268	3	-	-	PUNCT
gujaf-442	268	4	norris	norris	NOUN
gujaf-442	268	5	,	,	PUNCT
gujaf-442	268	6	e.	e.	PROPN
gujaf-442	268	7	,	,	PUNCT
gujaf-442	268	8	khwaja	khwaja	PROPN
gujaf-442	268	9	,	,	PUNCT
gujaf-442	268	10	a.	a.	PROPN
gujaf-442	268	11	,	,	PUNCT
gujaf-442	268	12	&	&	CCONJ
gujaf-442	268	13	soto	soto	PROPN
gujaf-442	268	14	,	,	PUNCT
gujaf-442	268	15	m.	m.	NOUN
gujaf-442	268	16	(	(	PUNCT
gujaf-442	268	17	2020	2020	NUM
gujaf-442	268	18	)	)	PUNCT
gujaf-442	268	19	.	.	PUNCT
gujaf-442	269	1	natural	natural	ADJ
gujaf-442	269	2	resource	resource	NOUN
gujaf-442	269	3	wealth	wealth	NOUN
gujaf-442	269	4	,	,	PUNCT
gujaf-442	269	5	governance	governance	NOUN
gujaf-442	269	6	,	,	PUNCT
gujaf-442	269	7	and	and	CCONJ
gujaf-442	269	8	economic	economic	ADJ
gujaf-442	269	9	growth	growth	NOUN
gujaf-442	269	10	:	:	PUNCT
gujaf-442	269	11	empirical	empirical	ADJ
gujaf-442	269	12	evidencefrom	evidencefrom	NOUN
gujaf-442	269	13	a	a	DET
gujaf-442	269	14	global	global	ADJ
gujaf-442	269	15	sample	sample	NOUN
gujaf-442	269	16	.	.	PUNCT
gujaf-442	270	1	imf	imf	PROPN
gujaf-442	270	2	working	working	PROPN
gujaf-442	270	3	paper	paper	PROPN
gujaf-442	270	4	no	no	INTJ
gujaf-442	270	5	.	.	PUNCT
gujaf-442	271	1	20/44.https://doi.org/10.5089/9781513535345.001	20/44.https://doi.org/10.5089/9781513535345.001	NUM
gujaf-442	271	2	demirgüç	demirgüç	NOUN
gujaf-442	271	3	-	-	PUNCT
gujaf-442	271	4	kunt	kunt	PROPN
gujaf-442	271	5	,	,	PUNCT
gujaf-442	271	6	a.	a.	PROPN
gujaf-442	271	7	,	,	PUNCT
gujaf-442	271	8	klapper	klapper	PROPN
gujaf-442	271	9	,	,	PUNCT
gujaf-442	271	10	l.	l.	PROPN
gujaf-442	271	11	,	,	PUNCT
gujaf-442	271	12	singer	singer	NOUN
gujaf-442	271	13	,	,	PUNCT
gujaf-442	271	14	d.	d.	PROPN
gujaf-442	271	15	,	,	PUNCT
gujaf-442	271	16	&	&	CCONJ
gujaf-442	271	17	ansar	ansar	PROPN
gujaf-442	271	18	,	,	PUNCT
gujaf-442	271	19	s.	s.	PROPN
gujaf-442	271	20	(	(	PUNCT
gujaf-442	271	21	2020	2020	NUM
gujaf-442	271	22	)	)	PUNCT
gujaf-442	271	23	.	.	PUNCT
gujaf-442	272	1	the	the	DET
gujaf-442	272	2	global	global	ADJ
gujaf-442	272	3	findex	findex	PROPN
gujaf-442	272	4	database	database	PROPN
gujaf-442	272	5	2017	2017	NUM
gujaf-442	272	6	:	:	PUNCT
gujaf-442	272	7	measuring	measure	VERB
gujaf-442	272	8	financial	financial	ADJ
gujaf-442	272	9	inclusion	inclusion	NOUN
gujaf-442	272	10	and	and	CCONJ
gujaf-442	272	11	the	the	DET
gujaf-442	272	12	fintech	fintech	NOUN
gujaf-442	272	13	revolution	revolution	NOUN
gujaf-442	272	14	.	.	PUNCT
gujaf-442	273	1	world	world	PROPN
gujaf-442	273	2	bank	bank	PROPN
gujaf-442	273	3	publications	publication	NOUN
gujaf-442	273	4	.	.	PUNCT
gujaf-442	274	1	https://doi.org/10.1596/978-1-4648-1440-2	https://doi.org/10.1596/978-1-4648-1440-2	VERB
gujaf-442	274	2	freund	freund	ADJ
gujaf-442	274	3	,	,	PUNCT
gujaf-442	274	4	c.	c.	PROPN
gujaf-442	274	5	,	,	PUNCT
gujaf-442	274	6	&	&	CCONJ
gujaf-442	274	7	weinhold	weinhold	PROPN
gujaf-442	274	8	,	,	PUNCT
gujaf-442	274	9	d.	d.	PROPN
gujaf-442	274	10	(	(	PUNCT
gujaf-442	274	11	2004	2004	NUM
gujaf-442	274	12	)	)	PUNCT
gujaf-442	274	13	.	.	PUNCT
gujaf-442	275	1	the	the	DET
gujaf-442	275	2	effect	effect	NOUN
gujaf-442	275	3	of	of	ADP
gujaf-442	275	4	the	the	DET
gujaf-442	275	5	internet	internet	NOUN
gujaf-442	275	6	on	on	ADP
gujaf-442	275	7	international	international	ADJ
gujaf-442	275	8	trade	trade	NOUN
gujaf-442	275	9	.	.	PUNCT
gujaf-442	276	1	journal	journal	NOUN
gujaf-442	276	2	of	of	ADP
gujaf-442	276	3	international	international	ADJ
gujaf-442	276	4	economics	economic	NOUN
gujaf-442	276	5	,	,	PUNCT
gujaf-442	276	6	62(1	62(1	NOUN
gujaf-442	276	7	)	)	PUNCT
gujaf-442	276	8	,	,	PUNCT
gujaf-442	276	9	171–189	171–189	NUM
gujaf-442	276	10	.	.	PUNCT
gujaf-442	277	1	https://doi.org/10.1016/s0022	https://doi.org/10.1016/s0022	NOUN
gujaf-442	277	2	1996(03)00055	1996(03)00055	NUM
gujaf-442	277	3	-	-	SYM
gujaf-442	277	4	3	3	NUM
gujaf-442	277	5	im	im	NOUN
gujaf-442	277	6	,	,	PUNCT
gujaf-442	277	7	s.	s.	PROPN
gujaf-442	277	8	,&mah	,&mah	PROPN
gujaf-442	277	9	,	,	PUNCT
gujaf-442	277	10	j.s.(2021).resourcerents	j.s.(2021).resourcerent	NOUN
gujaf-442	277	11	,	,	PUNCT
gujaf-442	277	12	governance	governance	NOUN
gujaf-442	277	13	,	,	PUNCT
gujaf-442	277	14	andeconomicgrowth	andeconomicgrowth	NOUN
gujaf-442	277	15	:	:	PUNCT
gujaf-442	277	16	aglobal	aglobal	ADJ
gujaf-442	277	17	perspective	perspective	NOUN
gujaf-442	277	18	.	.	PUNCT
gujaf-442	278	1	resources	resource	NOUN
gujaf-442	278	2	policy	policy	NOUN
gujaf-442	278	3	,	,	PUNCT
gujaf-442	278	4	70	70	NUM
gujaf-442	278	5	,	,	PUNCT
gujaf-442	278	6	101969	101969	NUM
gujaf-442	278	7	.	.	PUNCT
gujaf-442	279	1	https://doi.org/10.1016/j.resourpol.2020.101969	https://doi.org/10.1016/j.resourpol.2020.101969	PROPN
gujaf-442	279	2	internationaltelecommunicationunion(itu).(2023).measuringdigitaldevelopment	internationaltelecommunicationunion(itu).(2023).measuringdigitaldevelopment	PROPN
gujaf-442	279	3	:	:	PUNCT
gujaf-442	279	4	facts	fact	NOUN
gujaf-442	279	5	and	and	CCONJ
gujaf-442	279	6	figures	figure	NOUN
gujaf-442	279	7	.	.	PUNCT
gujaf-442	280	1	https://www.itu.int/en/itu-d/statistics	https://www.itu.int/en/itu-d/statistic	NOUN
gujaf-442	280	2	jiang	jiang	PROPN
gujaf-442	280	3	,	,	PUNCT
gujaf-442	280	4	x.	x.	PROPN
gujaf-442	280	5	,	,	PUNCT
gujaf-442	280	6	li	li	PROPN
gujaf-442	280	7	,	,	PUNCT
gujaf-442	280	8	w.	w.	PROPN
gujaf-442	280	9	,	,	PUNCT
gujaf-442	280	10	&	&	CCONJ
gujaf-442	280	11	zhang	zhang	PROPN
gujaf-442	280	12	,	,	PUNCT
gujaf-442	280	13	y.	y.	PROPN
gujaf-442	280	14	(	(	PUNCT
gujaf-442	280	15	2023	2023	NUM
gujaf-442	280	16	)	)	PUNCT
gujaf-442	280	17	.	.	PUNCT
gujaf-442	281	1	environmental	environmental	ADJ
gujaf-442	281	2	regulation	regulation	NOUN
gujaf-442	281	3	,	,	PUNCT
gujaf-442	281	4	fintech	fintech	NOUN
gujaf-442	281	5	development	development	NOUN
gujaf-442	281	6	,	,	PUNCT
gujaf-442	281	7	and	and	CCONJ
gujaf-442	281	8	green	green	ADJ
gujaf-442	281	9	growth	growth	NOUN
gujaf-442	281	10	:	:	PUNCT
gujaf-442	281	11	evidence	evidence	NOUN
gujaf-442	281	12	from	from	ADP
gujaf-442	281	13	oecd	oecd	PROPN
gujaf-442	281	14	countries	country	NOUN
gujaf-442	281	15	.	.	PUNCT
gujaf-442	282	1	journal	journal	NOUN
gujaf-442	282	2	of	of	ADP
gujaf-442	282	3	cleaner	clean	ADJ
gujaf-442	282	4	production	production	NOUN
gujaf-442	282	5	,	,	PUNCT
gujaf-442	282	6	382	382	NUM
gujaf-442	282	7	,	,	PUNCT
gujaf-442	282	8	135322	135322	NUM
gujaf-442	282	9	.	.	PUNCT
gujaf-442	283	1	https://doi.org/10.1016/j.jclepro.2022.135322	https://doi.org/10.1016/j.jclepro.2022.135322	PROPN
gujaf-442	283	2	kim	kim	PROPN
gujaf-442	283	3	,	,	PUNCT
gujaf-442	283	4	y.	y.	PROPN
gujaf-442	283	5	(	(	PUNCT
gujaf-442	283	6	2021	2021	NUM
gujaf-442	283	7	)	)	PUNCT
gujaf-442	283	8	.	.	PUNCT
gujaf-442	284	1	fintech	fintech	NOUN
gujaf-442	284	2	and	and	CCONJ
gujaf-442	284	3	economic	economic	ADJ
gujaf-442	284	4	growth	growth	NOUN
gujaf-442	284	5	:	:	PUNCT
gujaf-442	284	6	evidence	evidence	NOUN
gujaf-442	284	7	from	from	ADP
gujaf-442	284	8	oecd	oecd	PROPN
gujaf-442	284	9	countries	country	NOUN
gujaf-442	284	10	.	.	PUNCT
gujaf-442	285	1	journal	journal	PROPN
gujaf-442	285	2	offinancial	offinancial	ADJ
gujaf-442	285	3	innovation	innovation	NOUN
gujaf-442	285	4	,	,	PUNCT
gujaf-442	285	5	7(1	7(1	NUM
gujaf-442	285	6	)	)	PUNCT
gujaf-442	285	7	,	,	PUNCT
gujaf-442	285	8	14	14	NUM
gujaf-442	285	9	.	.	PUNCT
gujaf-442	286	1	https://doi.org/10.1186/s40854-021-00219-9	https://doi.org/10.1186/s40854-021-00219-9	PROPN
gujaf-442	286	2	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	286	3	,	,	PUNCT
gujaf-442	286	4	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	286	5	451	451	NUM
gujaf-442	286	6	kao	kao	PROPN
gujaf-442	286	7	,	,	PUNCT
gujaf-442	286	8	c.(1999).spuriousregressionandresidual	c.(1999).spuriousregressionandresidual	ADJ
gujaf-442	286	9	-	-	PUNCT
gujaf-442	286	10	basedtestsforcointegrationinpaneldata	basedtestsforcointegrationinpaneldata	NOUN
gujaf-442	286	11	.	.	PUNCT
gujaf-442	287	1	journalofeconometrics,90(1),1–44.https://doi.org/10.1016	journalofeconometrics,90(1),1–44.https://doi.org/10.1016	NOUN
gujaf-442	287	2	/	/	SYM
gujaf-442	287	3	s0304	s0304	PROPN
gujaf-442	287	4	-	-	ADJ
gujaf-442	287	5	4076(98)00023	4076(98)00023	NUM
gujaf-442	287	6	2	2	NUM
gujaf-442	287	7	koenker	koenker	NOUN
gujaf-442	287	8	,	,	PUNCT
gujaf-442	287	9	r.	r.	PROPN
gujaf-442	287	10	(	(	PUNCT
gujaf-442	287	11	2005	2005	NUM
gujaf-442	287	12	)	)	PUNCT
gujaf-442	287	13	.	.	PUNCT
gujaf-442	288	1	quantile	quantile	ADJ
gujaf-442	288	2	regression	regression	NOUN
gujaf-442	288	3	.	.	PUNCT
gujaf-442	289	1	cambridge	cambridge	PROPN
gujaf-442	289	2	university	university	PROPN
gujaf-442	289	3	press	press	NOUN
gujaf-442	289	4	.	.	PUNCT
gujaf-442	290	1	https://doi.org/10.1017/cbo9780511754098	https://doi.org/10.1017/cbo9780511754098	PROPN
gujaf-442	290	2	kou	kou	PROPN
gujaf-442	290	3	,	,	PUNCT
gujaf-442	290	4	g.	g.	PROPN
gujaf-442	290	5	,	,	PUNCT
gujaf-442	290	6	lu	lu	PROPN
gujaf-442	290	7	,	,	PUNCT
gujaf-442	290	8	y.	y.	PROPN
gujaf-442	290	9	,	,	PUNCT
gujaf-442	290	10	peng	peng	PROPN
gujaf-442	290	11	,	,	PUNCT
gujaf-442	290	12	y.	y.	PROPN
gujaf-442	290	13	,	,	PUNCT
gujaf-442	290	14	&	&	CCONJ
gujaf-442	290	15	shi	shi	PROPN
gujaf-442	290	16	,	,	PUNCT
gujaf-442	290	17	y.	y.	PROPN
gujaf-442	290	18	(	(	PUNCT
gujaf-442	290	19	2021	2021	NUM
gujaf-442	290	20	)	)	PUNCT
gujaf-442	290	21	.	.	PUNCT
gujaf-442	291	1	evaluation	evaluation	NOUN
gujaf-442	291	2	of	of	ADP
gujaf-442	291	3	fintech	fintech	NOUN
gujaf-442	291	4	innovation	innovation	NOUN
gujaf-442	291	5	on	on	ADP
gujaf-442	291	6	financial	financial	ADJ
gujaf-442	291	7	markets	market	NOUN
gujaf-442	291	8	:	:	PUNCT
gujaf-442	291	9	a	a	DET
gujaf-442	291	10	review	review	NOUN
gujaf-442	291	11	and	and	CCONJ
gujaf-442	291	12	new	new	ADJ
gujaf-442	291	13	perspectives	perspective	NOUN
gujaf-442	291	14	.	.	PUNCT
gujaf-442	292	1	technological	technological	ADJ
gujaf-442	292	2	forecasting	forecasting	NOUN
gujaf-442	292	3	and	and	CCONJ
gujaf-442	292	4	social	social	ADJ
gujaf-442	292	5	change	change	NOUN
gujaf-442	292	6	,	,	PUNCT
gujaf-442	292	7	162	162	NUM
gujaf-442	292	8	,	,	PUNCT
gujaf-442	292	9	120343	120343	NUM
gujaf-442	292	10	.	.	PUNCT
gujaf-442	293	1	https://doi.org/10.1016/j.techfore.2020.120343	https://doi.org/10.1016/j.techfore.2020.120343	PROPN
gujaf-442	293	2	lee	lee	PROPN
gujaf-442	293	3	,	,	PUNCT
gujaf-442	293	4	s.	s.	PROPN
gujaf-442	293	5	,	,	PUNCT
gujaf-442	293	6	&	&	CCONJ
gujaf-442	293	7	oh	oh	INTJ
gujaf-442	293	8	,	,	PUNCT
gujaf-442	293	9	c.	c.	PROPN
gujaf-442	293	10	(	(	PUNCT
gujaf-442	293	11	2020	2020	NUM
gujaf-442	293	12	)	)	PUNCT
gujaf-442	293	13	.	.	PUNCT
gujaf-442	294	1	fintech	fintech	NOUN
gujaf-442	294	2	,	,	PUNCT
gujaf-442	294	3	digital	digital	ADJ
gujaf-442	294	4	trade	trade	NOUN
gujaf-442	294	5	openness	openness	NOUN
gujaf-442	294	6	,	,	PUNCT
gujaf-442	294	7	and	and	CCONJ
gujaf-442	294	8	environmental	environmental	ADJ
gujaf-442	294	9	regulation	regulation	NOUN
gujaf-442	294	10	:	:	PUNCT
gujaf-442	294	11	effects	effect	NOUN
gujaf-442	294	12	on	on	ADP
gujaf-442	294	13	economic	economic	ADJ
gujaf-442	294	14	growth	growth	NOUN
gujaf-442	294	15	in	in	ADP
gujaf-442	294	16	oecd	oecd	PROPN
gujaf-442	294	17	countries	country	NOUN
gujaf-442	294	18	.	.	PUNCT
gujaf-442	295	1	sustainability	sustainability	NOUN
gujaf-442	295	2	,	,	PUNCT
gujaf-442	295	3	12(15	12(15	NUM
gujaf-442	295	4	)	)	PUNCT
gujaf-442	295	5	,	,	PUNCT
gujaf-442	295	6	6107	6107	NUM
gujaf-442	295	7	.	.	PUNCT
gujaf-442	296	1	https://doi.org/10.3390/su12156107	https://doi.org/10.3390/su12156107	VERB
gujaf-442	297	1	liu	liu	PROPN
gujaf-442	297	2	,	,	PUNCT
gujaf-442	297	3	q.	q.	PROPN
gujaf-442	297	4	,	,	PUNCT
gujaf-442	297	5	wang	wang	PROPN
gujaf-442	297	6	,	,	PUNCT
gujaf-442	297	7	z.	z.	PROPN
gujaf-442	297	8	,	,	PUNCT
gujaf-442	297	9	&	&	CCONJ
gujaf-442	297	10	zhou	zhou	PROPN
gujaf-442	297	11	,	,	PUNCT
gujaf-442	297	12	d.	d.	PROPN
gujaf-442	297	13	(	(	PUNCT
gujaf-442	297	14	2022	2022	NUM
gujaf-442	297	15	)	)	PUNCT
gujaf-442	297	16	.	.	PUNCT
gujaf-442	298	1	green	green	ADJ
gujaf-442	298	2	fintech	fintech	NOUN
gujaf-442	298	3	and	and	CCONJ
gujaf-442	298	4	sustainable	sustainable	ADJ
gujaf-442	298	5	development	development	NOUN
gujaf-442	298	6	:	:	PUNCT
gujaf-442	298	7	evidence	evidence	NOUN
gujaf-442	298	8	from	from	ADP
gujaf-442	298	9	oecd	oecd	PROPN
gujaf-442	298	10	countries	country	NOUN
gujaf-442	298	11	.	.	PUNCT
gujaf-442	299	1	environmental	environmental	ADJ
gujaf-442	299	2	science	science	PROPN
gujaf-442	299	3	&	&	CCONJ
gujaf-442	299	4	policy	policy	NOUN
gujaf-442	299	5	,	,	PUNCT
gujaf-442	299	6	127	127	NUM
gujaf-442	299	7	,	,	PUNCT
gujaf-442	299	8	12–22	12–22	NUM
gujaf-442	299	9	.	.	PUNCT
gujaf-442	300	1	https://doi.org/10.1016/j.envsci.2021.11.003	https://doi.org/10.1016/j.envsci.2021.11.003	PROPN
gujaf-442	300	2	lópez	lópez	PROPN
gujaf-442	300	3	gonzález	gonzález	PROPN
gujaf-442	300	4	,	,	PUNCT
gujaf-442	300	5	j.	j.	PROPN
gujaf-442	300	6	,	,	PUNCT
gujaf-442	300	7	&	&	CCONJ
gujaf-442	300	8	ferencz	ferencz	PROPN
gujaf-442	300	9	,	,	PUNCT
gujaf-442	300	10	j.	j.	PROPN
gujaf-442	300	11	(	(	PUNCT
gujaf-442	300	12	2018	2018	NUM
gujaf-442	300	13	)	)	PUNCT
gujaf-442	300	14	.	.	PUNCT
gujaf-442	301	1	digital	digital	ADJ
gujaf-442	301	2	trade	trade	NOUN
gujaf-442	301	3	and	and	CCONJ
gujaf-442	301	4	market	market	NOUN
gujaf-442	301	5	openness	openness	NOUN
gujaf-442	301	6	.	.	PUNCT
gujaf-442	302	1	oecd	oecd	PROPN
gujaf-442	302	2	trade	trade	NOUN
gujaf-442	302	3	policy	policy	NOUN
gujaf-442	302	4	papers	paper	NOUN
gujaf-442	302	5	,	,	PUNCT
gujaf-442	302	6	no	no	INTJ
gujaf-442	302	7	.	.	NOUN
gujaf-442	302	8	217	217	NUM
gujaf-442	302	9	.	.	PUNCT
gujaf-442	303	1	https://doi.org/10.1787/1bd89c9a-en	https://doi.org/10.1787/1bd89c9a-en	NOUN
gujaf-442	303	2	love	love	NOUN
gujaf-442	303	3	,	,	PUNCT
gujaf-442	303	4	i.	i.	PROPN
gujaf-442	303	5	,	,	PUNCT
gujaf-442	303	6	&	&	CCONJ
gujaf-442	303	7	zicchino	zicchino	PROPN
gujaf-442	303	8	,	,	PUNCT
gujaf-442	303	9	l.	l.	PROPN
gujaf-442	303	10	(	(	PUNCT
gujaf-442	303	11	2006	2006	NUM
gujaf-442	303	12	)	)	PUNCT
gujaf-442	303	13	.	.	PUNCT
gujaf-442	304	1	financial	financial	ADJ
gujaf-442	304	2	development	development	NOUN
gujaf-442	304	3	and	and	CCONJ
gujaf-442	304	4	dynamic	dynamic	ADJ
gujaf-442	304	5	investment	investment	NOUN
gujaf-442	304	6	behavior	behavior	NOUN
gujaf-442	304	7	:	:	PUNCT
gujaf-442	304	8	evidence	evidence	NOUN
gujaf-442	304	9	from	from	ADP
gujaf-442	304	10	panel	panel	NOUN
gujaf-442	304	11	vector	vector	NOUN
gujaf-442	304	12	autoregression	autoregression	NOUN
gujaf-442	304	13	.	.	PUNCT
gujaf-442	305	1	the	the	DET
gujaf-442	305	2	quarterly	quarterly	ADJ
gujaf-442	305	3	review	review	NOUN
gujaf-442	305	4	of	of	ADP
gujaf-442	305	5	economics	economic	NOUN
gujaf-442	305	6	and	and	CCONJ
gujaf-442	305	7	finance	finance	NOUN
gujaf-442	305	8	,	,	PUNCT
gujaf-442	305	9	46(2	46(2	NOUN
gujaf-442	305	10	)	)	PUNCT
gujaf-442	305	11	,	,	PUNCT
gujaf-442	305	12	190–210	190–210	NUM
gujaf-442	305	13	.	.	PUNCT
gujaf-442	305	14	https://doi.org/10.1016/j.qref.2005.11.002	https://doi.org/10.1016/j.qref.2005.11.002	NUM
gujaf-442	305	15	machado	machado	PROPN
gujaf-442	305	16	,	,	PUNCT
gujaf-442	305	17	j.	j.	PROPN
gujaf-442	305	18	a.	a.	PROPN
gujaf-442	305	19	f.	f.	PROPN
gujaf-442	305	20	,	,	PUNCT
gujaf-442	305	21	&	&	CCONJ
gujaf-442	305	22	silva	silva	PROPN
gujaf-442	305	23	,	,	PUNCT
gujaf-442	305	24	j.	j.	PROPN
gujaf-442	305	25	m.	m.	PROPN
gujaf-442	305	26	c.	c.	PROPN
gujaf-442	305	27	s.	s.	PROPN
gujaf-442	305	28	(	(	PUNCT
gujaf-442	305	29	2019	2019	NUM
gujaf-442	305	30	)	)	PUNCT
gujaf-442	305	31	.	.	PUNCT
gujaf-442	306	1	quantiles	quantile	NOUN
gujaf-442	306	2	via	via	ADP
gujaf-442	306	3	moments	moment	NOUN
gujaf-442	306	4	.	.	PUNCT
gujaf-442	307	1	journal	journal	PROPN
gujaf-442	307	2	of	of	ADP
gujaf-442	307	3	econometrics	econometric	NOUN
gujaf-442	307	4	,	,	PUNCT
gujaf-442	307	5	213(1	213(1	NUM
gujaf-442	307	6	)	)	PUNCT
gujaf-442	307	7	,	,	PUNCT
gujaf-442	307	8	145–173	145–173	NUM
gujaf-442	307	9	.	.	PUNCT
gujaf-442	308	1	https://doi.org/10.1016/j.jeconom.2019.04.009	https://doi.org/10.1016/j.jeconom.2019.04.009	PROPN
gujaf-442	308	2	nguyen	nguyen	NOUN
gujaf-442	308	3	,	,	PUNCT
gujaf-442	308	4	t.	t.	PROPN
gujaf-442	308	5	,	,	PUNCT
gujaf-442	308	6	&	&	CCONJ
gujaf-442	308	7	tran	tran	PROPN
gujaf-442	308	8	,	,	PUNCT
gujaf-442	308	9	q.	q.	PROPN
gujaf-442	308	10	(	(	PUNCT
gujaf-442	308	11	2021	2021	NUM
gujaf-442	308	12	)	)	PUNCT
gujaf-442	308	13	.	.	PUNCT
gujaf-442	309	1	fintech	fintech	NOUN
gujaf-442	309	2	adoption	adoption	NOUN
gujaf-442	309	3	and	and	CCONJ
gujaf-442	309	4	economic	economic	ADJ
gujaf-442	309	5	growth	growth	NOUN
gujaf-442	309	6	:	:	PUNCT
gujaf-442	309	7	evidence	evidence	NOUN
gujaf-442	309	8	from	from	ADP
gujaf-442	309	9	oecd	oecd	PROPN
gujaf-442	309	10	countries	country	NOUN
gujaf-442	309	11	.	.	PUNCT
gujaf-442	310	1	journal	journal	NOUN
gujaf-442	310	2	of	of	ADP
gujaf-442	310	3	behavioral	behavioral	ADJ
gujaf-442	310	4	and	and	CCONJ
gujaf-442	310	5	experimental	experimental	ADJ
gujaf-442	310	6	finance	finance	NOUN
gujaf-442	310	7	,	,	PUNCT
gujaf-442	310	8	31	31	NUM
gujaf-442	310	9	,	,	PUNCT
gujaf-442	310	10	100523	100523	NUM
gujaf-442	310	11	.	.	PUNCT
gujaf-442	311	1	https://doi.org/10.1016/j.jbef.2020.100523	https://doi.org/10.1016/j.jbef.2020.100523	ADJ
gujaf-442	311	2	oecd	oecd	PROPN
gujaf-442	311	3	.	.	PUNCT
gujaf-442	311	4	(	(	PUNCT
gujaf-442	311	5	2020	2020	NUM
gujaf-442	311	6	)	)	PUNCT
gujaf-442	311	7	.	.	PUNCT
gujaf-442	312	1	environmental	environmental	ADJ
gujaf-442	312	2	policy	policy	NOUN
gujaf-442	312	3	stringency	stringency	NOUN
gujaf-442	312	4	index	index	NOUN
gujaf-442	312	5	.	.	PUNCT
gujaf-442	313	1	oecd	oecd	PROPN
gujaf-442	313	2	environment	environment	NOUN
gujaf-442	313	3	directorate	directorate	NOUN
gujaf-442	313	4	.	.	PUNCT
gujaf-442	314	1	https://doi.org/10.1787/5kmbjglfjgqf-en	https://doi.org/10.1787/5kmbjglfjgqf-en	NUM
gujaf-442	314	2	oecd.(2023	oecd.(2023	NOUN
gujaf-442	314	3	)	)	PUNCT
gujaf-442	314	4	.	.	PUNCT
gujaf-442	315	1	environmental	environmental	ADJ
gujaf-442	315	2	policystringencyindex.https://stats.oecd.org	policystringencyindex.https://stats.oecd.org	PROPN
gujaf-442	315	3	ozili	ozili	NOUN
gujaf-442	315	4	,	,	PUNCT
gujaf-442	315	5	p.	p.	PROPN
gujaf-442	315	6	k.	k.	PROPN
gujaf-442	315	7	(	(	PUNCT
gujaf-442	315	8	2021	2021	NUM
gujaf-442	315	9	)	)	PUNCT
gujaf-442	315	10	.	.	PUNCT
gujaf-442	316	1	fintech	fintech	NOUN
gujaf-442	316	2	and	and	CCONJ
gujaf-442	316	3	financial	financial	ADJ
gujaf-442	316	4	inclusion	inclusion	NOUN
gujaf-442	316	5	:	:	PUNCT
gujaf-442	316	6	opportunities	opportunity	NOUN
gujaf-442	316	7	and	and	CCONJ
gujaf-442	316	8	challenges	challenge	NOUN
gujaf-442	316	9	in	in	ADP
gujaf-442	316	10	theglobal	theglobal	ADJ
gujaf-442	316	11	south	south	NOUN
gujaf-442	316	12	.	.	PUNCT
gujaf-442	317	1	financial	financial	ADJ
gujaf-442	317	2	internet	internet	PROPN
gujaf-442	317	3	quarterly	quarterly	ADV
gujaf-442	317	4	,	,	PUNCT
gujaf-442	317	5	17(4	17(4	NUM
gujaf-442	317	6	)	)	PUNCT
gujaf-442	317	7	,	,	PUNCT
gujaf-442	317	8	1–16	1–16	PROPN
gujaf-442	317	9	.	.	PUNCT
gujaf-442	318	1	https://doi.org/10.2478/fiqf-20210031	https://doi.org/10.2478/fiqf-20210031	NOUN
gujaf-442	318	2	pedroni	pedroni	NOUN
gujaf-442	318	3	,	,	PUNCT
gujaf-442	318	4	p.	p.	NOUN
gujaf-442	318	5	(	(	PUNCT
gujaf-442	318	6	2001	2001	NUM
gujaf-442	318	7	)	)	PUNCT
gujaf-442	318	8	.	.	PUNCT
gujaf-442	319	1	fully	fully	ADV
gujaf-442	319	2	modified	modify	VERB
gujaf-442	319	3	ols	ol	NOUN
gujaf-442	319	4	for	for	ADP
gujaf-442	319	5	heterogeneous	heterogeneous	ADJ
gujaf-442	319	6	cointegrated	cointegrate	VERB
gujaf-442	319	7	panels	panel	NOUN
gujaf-442	319	8	.	.	PUNCT
gujaf-442	320	1	advances	advance	NOUN
gujaf-442	320	2	in	in	ADP
gujaf-442	320	3	econometrics	econometric	NOUN
gujaf-442	320	4	,	,	PUNCT
gujaf-442	320	5	15	15	NUM
gujaf-442	320	6	,	,	PUNCT
gujaf-442	320	7	93–130	93–130	PROPN
gujaf-442	320	8	.	.	PUNCT
gujaf-442	321	1	https://doi.org/10.1016/s0731-9053(00)15004-2	https://doi.org/10.1016/s0731-9053(00)15004-2	PROPN
gujaf-442	321	2	pesaran	pesaran	VERB
gujaf-442	321	3	,	,	PUNCT
gujaf-442	321	4	m.h.(2004).generaldiagnostictestsforcrosssectiondependenceinpanels	m.h.(2004).generaldiagnostictestsforcrosssectiondependenceinpanel	VERB
gujaf-442	321	5	.	.	PUNCT
gujaf-442	322	1	cesifo	cesifo	PROPN
gujaf-442	322	2	working	working	PROPN
gujaf-442	322	3	paper	paper	PROPN
gujaf-442	322	4	series	series	PROPN
gujaf-442	322	5	no	no	PROPN
gujaf-442	322	6	.	.	PROPN
gujaf-442	322	7	1229	1229	NUM
gujaf-442	322	8	.	.	PUNCT
gujaf-442	323	1	https://www.econstor.eu/handle/10419/29503	https://www.econstor.eu/handle/10419/29503	PROPN
gujaf-442	323	2	pesaran	pesaran	NOUN
gujaf-442	323	3	,	,	PUNCT
gujaf-442	323	4	m.	m.	PROPN
gujaf-442	323	5	h.	h.	PROPN
gujaf-442	323	6	,	,	PUNCT
gujaf-442	323	7	&	&	CCONJ
gujaf-442	323	8	yamagata	yamagata	PROPN
gujaf-442	323	9	,	,	PUNCT
gujaf-442	323	10	t.	t.	PROPN
gujaf-442	323	11	(	(	PUNCT
gujaf-442	323	12	2008	2008	NUM
gujaf-442	323	13	)	)	PUNCT
gujaf-442	323	14	.	.	PUNCT
gujaf-442	324	1	testing	testing	NOUN
gujaf-442	324	2	slope	slope	NOUN
gujaf-442	324	3	homogeneity	homogeneity	NOUN
gujaf-442	324	4	in	in	ADP
gujaf-442	324	5	large	large	ADJ
gujaf-442	324	6	panels	panel	NOUN
gujaf-442	324	7	.	.	PUNCT
gujaf-442	325	1	journal	journal	PROPN
gujaf-442	325	2	of	of	ADP
gujaf-442	325	3	econometrics	econometric	NOUN
gujaf-442	325	4	,	,	PUNCT
gujaf-442	325	5	142(1	142(1	NUM
gujaf-442	325	6	)	)	PUNCT
gujaf-442	325	7	,	,	PUNCT
gujaf-442	325	8	50–93	50–93	NUM
gujaf-442	325	9	.	.	PUNCT
gujaf-442	326	1	https://doi.org/10.1016/j.jeconom.2007.05.010	https://doi.org/10.1016/j.jeconom.2007.05.010	PROPN
gujaf-442	326	2	phan	phan	PROPN
gujaf-442	326	3	,	,	PUNCT
gujaf-442	326	4	d.h.b	d.h.b	PROPN
gujaf-442	326	5	.	.	PUNCT
gujaf-442	326	6	,narayan	,narayan	PROPN
gujaf-442	326	7	,	,	PUNCT
gujaf-442	326	8	p.k	p.k	PROPN
gujaf-442	326	9	.	.	PROPN
gujaf-442	326	10	,&phan	,&phan	PROPN
gujaf-442	326	11	,	,	PUNCT
gujaf-442	326	12	d.t.t.(2023).impactoffintechoneconomic	d.t.t.(2023).impactoffintechoneconomic	ADJ
gujaf-442	326	13	growth	growth	NOUN
gujaf-442	326	14	:	:	PUNCT
gujaf-442	326	15	evidencefromoecdcountries.economicmodelling,123	evidencefromoecdcountries.economicmodelling,123	PROPN
gujaf-442	326	16	,	,	PUNCT
gujaf-442	326	17	106192	106192	NUM
gujaf-442	326	18	.	.	PUNCT
gujaf-442	327	1	https://doi.org/10.1016/j.econmod.2023.106192	https://doi.org/10.1016/j.econmod.2023.106192	NOUN
gujaf-442	327	2	gusaujournalofaccountingandfinance	gusaujournalofaccountingandfinance	NOUN
gujaf-442	327	3	,	,	PUNCT
gujaf-442	327	4	vol.5,issue1,april,2024	vol.5,issue1,april,2024	PROPN
gujaf-442	327	5	452	452	NUM
gujaf-442	327	6	phillips	phillip	NOUN
gujaf-442	327	7	,	,	PUNCT
gujaf-442	327	8	p.c.b	p.c.b	NOUN
gujaf-442	327	9	.	.	PUNCT
gujaf-442	328	1	,&moon	,&moon	PROPN
gujaf-442	328	2	,	,	PUNCT
gujaf-442	328	3	h.r.(1999).linearregressionlimittheoryfornonstationary	h.r.(1999).linearregressionlimittheoryfornonstationary	ADJ
gujaf-442	328	4	panel	panel	NOUN
gujaf-442	328	5	data	datum	NOUN
gujaf-442	328	6	.	.	PUNCT
gujaf-442	329	1	econometrica	econometrica	PROPN
gujaf-442	329	2	,	,	PUNCT
gujaf-442	329	3	67(5	67(5	NUM
gujaf-442	329	4	)	)	PUNCT
gujaf-442	329	5	,	,	PUNCT
gujaf-442	329	6	1057–1111	1057–1111	NUM
gujaf-442	329	7	.	.	PUNCT
gujaf-442	330	1	https://doi.org/10.1111/1468	https://doi.org/10.1111/1468	NOUN
gujaf-442	330	2	0262.00080	0262.00080	VERB
gujaf-442	330	3	rana	rana	PROPN
gujaf-442	330	4	,	,	PUNCT
gujaf-442	330	5	p.	p.	PROPN
gujaf-442	330	6	b.	b.	PROPN
gujaf-442	330	7	,	,	PUNCT
gujaf-442	330	8	&	&	CCONJ
gujaf-442	330	9	sharma	sharma	PROPN
gujaf-442	330	10	,	,	PUNCT
gujaf-442	330	11	p.	p.	NOUN
gujaf-442	330	12	(	(	PUNCT
gujaf-442	330	13	2020	2020	NUM
gujaf-442	330	14	)	)	PUNCT
gujaf-442	330	15	.	.	PUNCT
gujaf-442	331	1	financial	financial	ADJ
gujaf-442	331	2	technology	technology	NOUN
gujaf-442	331	3	and	and	CCONJ
gujaf-442	331	4	economic	economic	ADJ
gujaf-442	331	5	growth	growth	NOUN
gujaf-442	331	6	:	:	PUNCT
gujaf-442	331	7	a	a	DET
gujaf-442	331	8	review	review	NOUN
gujaf-442	331	9	of	of	ADP
gujaf-442	331	10	recent	recent	ADJ
gujaf-442	331	11	evidence	evidence	NOUN
gujaf-442	331	12	.	.	PUNCT
gujaf-442	332	1	international	international	ADJ
gujaf-442	332	2	journal	journal	PROPN
gujaf-442	332	3	of	of	ADP
gujaf-442	332	4	economics	economic	NOUN
gujaf-442	332	5	and	and	CCONJ
gujaf-442	332	6	finance	finance	NOUN
gujaf-442	332	7	,	,	PUNCT
gujaf-442	332	8	12(3	12(3	NUM
gujaf-442	332	9	)	)	PUNCT
gujaf-442	332	10	,	,	PUNCT
gujaf-442	332	11	45–54	45–54	NUM
gujaf-442	332	12	.	.	PUNCT
gujaf-442	333	1	https://doi.org/10.5539/ijef.v12n3p45	https://doi.org/10.5539/ijef.v12n3p45	PROPN
gujaf-442	333	2	sadorsky	sadorsky	PROPN
gujaf-442	333	3	,	,	PUNCT
gujaf-442	333	4	p.	p.	NOUN
gujaf-442	333	5	(	(	PUNCT
gujaf-442	333	6	2012	2012	NUM
gujaf-442	333	7	)	)	PUNCT
gujaf-442	333	8	.	.	PUNCT
gujaf-442	334	1	correlations	correlation	NOUN
gujaf-442	334	2	and	and	CCONJ
gujaf-442	334	3	volatility	volatility	NOUN
gujaf-442	334	4	spillovers	spillover	NOUN
gujaf-442	334	5	between	between	ADP
gujaf-442	334	6	oil	oil	NOUN
gujaf-442	334	7	prices	price	NOUN
gujaf-442	334	8	and	and	CCONJ
gujaf-442	334	9	the	the	DET
gujaf-442	334	10	stock	stock	NOUN
gujaf-442	334	11	pricesofcleanenergyandtechnologycompanies.energyeconomics,34(1),248	pricesofcleanenergyandtechnologycompanies.energyeconomics,34(1),248	PROPN
gujaf-442	334	12	–	–	PUNCT
gujaf-442	334	13	255	255	NUM
gujaf-442	334	14	.	.	PUNCT
gujaf-442	335	1	https://doi.org/10.1016/j.eneco.2011.10.009	https://doi.org/10.1016/j.eneco.2011.10.009	PROPN
gujaf-442	335	2	shahbaz	shahbaz	PROPN
gujaf-442	335	3	,	,	PUNCT
gujaf-442	335	4	m.	m.	NOUN
gujaf-442	335	5	,	,	PUNCT
gujaf-442	335	6	lean	lean	ADJ
gujaf-442	335	7	,	,	PUNCT
gujaf-442	335	8	h.h	h.h	PROPN
gujaf-442	335	9	.	.	PROPN
gujaf-442	335	10	,	,	PUNCT
gujaf-442	335	11	&	&	CCONJ
gujaf-442	335	12	shabbir	shabbir	PROPN
gujaf-442	335	13	,	,	PUNCT
gujaf-442	335	14	m.	m.	NOUN
gujaf-442	335	15	s.	s.	PROPN
gujaf-442	335	16	(	(	PUNCT
gujaf-442	335	17	2018	2018	NUM
gujaf-442	335	18	)	)	PUNCT
gujaf-442	335	19	.	.	PUNCT
gujaf-442	336	1	natural	natural	ADJ
gujaf-442	336	2	resources	resource	NOUN
gujaf-442	336	3	,	,	PUNCT
gujaf-442	336	4	financial	financial	ADJ
gujaf-442	336	5	development	development	NOUN
gujaf-442	336	6	and	and	CCONJ
gujaf-442	336	7	economic	economic	ADJ
gujaf-442	336	8	growth	growth	NOUN
gujaf-442	336	9	:	:	PUNCT
gujaf-442	336	10	evidence	evidence	NOUN
gujaf-442	336	11	from	from	ADP
gujaf-442	336	12	a	a	DET
gujaf-442	336	13	global	global	ADJ
gujaf-442	336	14	panel	panel	NOUN
gujaf-442	336	15	of	of	ADP
gujaf-442	336	16	countries	country	NOUN
gujaf-442	336	17	.	.	PUNCT
gujaf-442	337	1	resources	resource	NOUN
gujaf-442	337	2	policy	policy	NOUN
gujaf-442	337	3	,	,	PUNCT
gujaf-442	337	4	57	57	NUM
gujaf-442	337	5	,	,	PUNCT
gujaf-442	337	6	194–204	194–204	NUM
gujaf-442	337	7	.	.	PUNCT
gujaf-442	338	1	https://doi.org/10.1016/j.resourpol.2018.03.010	https://doi.org/10.1016/j.resourpol.2018.03.010	NOUN
gujaf-442	338	2	song	song	NOUN
gujaf-442	338	3	,	,	PUNCT
gujaf-442	338	4	m.	m.	NOUN
gujaf-442	338	5	,	,	PUNCT
gujaf-442	338	6	&	&	CCONJ
gujaf-442	338	7	tang	tang	PROPN
gujaf-442	338	8	,	,	PUNCT
gujaf-442	338	9	d.	d.	PROPN
gujaf-442	338	10	(	(	PUNCT
gujaf-442	338	11	2021	2021	NUM
gujaf-442	338	12	)	)	PUNCT
gujaf-442	338	13	.	.	PUNCT
gujaf-442	339	1	the	the	DET
gujaf-442	339	2	impact	impact	NOUN
gujaf-442	339	3	of	of	ADP
gujaf-442	339	4	fintech	fintech	NOUN
gujaf-442	339	5	development	development	NOUN
gujaf-442	339	6	on	on	ADP
gujaf-442	339	7	green	green	ADJ
gujaf-442	339	8	innovation	innovation	NOUN
gujaf-442	339	9	:	:	PUNCT
gujaf-442	339	10	evidence	evidence	NOUN
gujaf-442	339	11	from	from	ADP
gujaf-442	339	12	oecd	oecd	PROPN
gujaf-442	339	13	countries	country	NOUN
gujaf-442	339	14	.	.	PUNCT
gujaf-442	340	1	technological	technological	ADJ
gujaf-442	340	2	forecasting	forecasting	NOUN
gujaf-442	340	3	and	and	CCONJ
gujaf-442	340	4	social	social	ADJ
gujaf-442	340	5	change	change	NOUN
gujaf-442	340	6	,	,	PUNCT
gujaf-442	340	7	169	169	NUM
gujaf-442	340	8	,	,	PUNCT
gujaf-442	340	9	120811	120811	NUM
gujaf-442	340	10	.	.	PUNCT
gujaf-442	341	1	https://doi.org/10.1016/j.techfore.2021.120811	https://doi.org/10.1016/j.techfore.2021.120811	PROPN
gujaf-442	341	2	stiroh	stiroh	PROPN
gujaf-442	341	3	,	,	PUNCT
gujaf-442	341	4	k.	k.	PROPN
gujaf-442	341	5	j.	j.	PROPN
gujaf-442	341	6	(	(	PUNCT
gujaf-442	341	7	2004	2004	NUM
gujaf-442	341	8	)	)	PUNCT
gujaf-442	341	9	.	.	PUNCT
gujaf-442	342	1	reassessing	reassess	VERB
gujaf-442	342	2	the	the	DET
gujaf-442	342	3	impact	impact	NOUN
gujaf-442	342	4	of	of	ADP
gujaf-442	342	5	it	it	PRON
gujaf-442	342	6	in	in	ADP
gujaf-442	342	7	the	the	DET
gujaf-442	342	8	production	production	NOUN
gujaf-442	342	9	function	function	NOUN
gujaf-442	342	10	:	:	PUNCT
gujaf-442	342	11	a	a	DET
gujaf-442	342	12	meta	meta	ADJ
gujaf-442	342	13	analysis	analysis	NOUN
gujaf-442	342	14	.	.	PUNCT
gujaf-442	343	1	journal	journal	PROPN
gujaf-442	343	2	of	of	ADP
gujaf-442	343	3	economics	economic	NOUN
gujaf-442	343	4	and	and	CCONJ
gujaf-442	343	5	management	management	NOUN
gujaf-442	343	6	strategy	strategy	NOUN
gujaf-442	343	7	,	,	PUNCT
gujaf-442	343	8	13(1	13(1	NUM
gujaf-442	343	9	)	)	PUNCT
gujaf-442	343	10	,	,	PUNCT
gujaf-442	343	11	123–142	123–142	NUM
gujaf-442	343	12	.	.	PUNCT
gujaf-442	344	1	https://doi.org/10.1111/j.1430-9134.2004.00032.x	https://doi.org/10.1111/j.1430-9134.2004.00032.x	PROPN
gujaf-442	344	2	tang	tang	PROPN
gujaf-442	344	3	,	,	PUNCT
gujaf-442	344	4	c.	c.	PROPN
gujaf-442	344	5	f.	f.	PROPN
gujaf-442	344	6	,	,	PUNCT
gujaf-442	344	7	&	&	CCONJ
gujaf-442	344	8	tan	tan	PROPN
gujaf-442	344	9	,	,	PUNCT
gujaf-442	344	10	b.	b.	PROPN
gujaf-442	344	11	w.	w.	PROPN
gujaf-442	344	12	(	(	PUNCT
gujaf-442	344	13	2019	2019	NUM
gujaf-442	344	14	)	)	PUNCT
gujaf-442	344	15	.	.	PUNCT
gujaf-442	345	1	natural	natural	ADJ
gujaf-442	345	2	resources	resource	NOUN
gujaf-442	345	3	,	,	PUNCT
gujaf-442	345	4	governance	governance	NOUN
gujaf-442	345	5	,	,	PUNCT
gujaf-442	345	6	and	and	CCONJ
gujaf-442	345	7	economic	economic	ADJ
gujaf-442	345	8	growth	growth	NOUN
gujaf-442	345	9	:	:	PUNCT
gujaf-442	345	10	evidence	evidence	NOUN
gujaf-442	345	11	from	from	ADP
gujaf-442	345	12	asian	asian	ADJ
gujaf-442	345	13	countries	country	NOUN
gujaf-442	345	14	.	.	PUNCT
gujaf-442	346	1	resources	resource	NOUN
gujaf-442	346	2	policy	policy	NOUN
gujaf-442	346	3	,	,	PUNCT
gujaf-442	346	4	64	64	NUM
gujaf-442	346	5	,	,	PUNCT
gujaf-442	346	6	101492	101492	NUM
gujaf-442	346	7	.	.	PUNCT
gujaf-442	347	1	https://doi.org/10.1016/j.resourpol.2019.101492	https://doi.org/10.1016/j.resourpol.2019.101492	NOUN
gujaf-442	347	2	unctad	unctad	NOUN
gujaf-442	347	3	.	.	PUNCT
gujaf-442	348	1	(	(	PUNCT
gujaf-442	348	2	2023	2023	NUM
gujaf-442	348	3	)	)	PUNCT
gujaf-442	348	4	.	.	PUNCT
gujaf-442	349	1	digital	digital	ADJ
gujaf-442	349	2	economy	economy	NOUN
gujaf-442	349	3	report	report	NOUN
gujaf-442	349	4	2023	2023	NUM
gujaf-442	349	5	.	.	PUNCT
gujaf-442	350	1	https://unctad.org/publication/digital	https://unctad.org/publication/digital	ADJ
gujaf-442	350	2	economy	economy	NOUN
gujaf-442	350	3	-	-	PUNCT
gujaf-442	350	4	report-2023	report-2023	NOUN
gujaf-442	350	5	wang	wang	NOUN
gujaf-442	350	6	,	,	PUNCT
gujaf-442	350	7	y.	y.	PROPN
gujaf-442	350	8	,&chen	,&chen	PROPN
gujaf-442	350	9	,	,	PUNCT
gujaf-442	350	10	j.(2022).theroleoffintechinsustainableeconomicdevelopment	j.(2022).theroleoffintechinsustainableeconomicdevelopment	PROPN
gujaf-442	350	11	.	.	PUNCT
gujaf-442	351	1	sustainability,14(6	sustainability,14(6	PROPN
gujaf-442	351	2	)	)	PUNCT
gujaf-442	351	3	,	,	PUNCT
gujaf-442	351	4	3300	3300	NUM
gujaf-442	351	5	.	.	PUNCT
gujaf-442	352	1	https://doi.org/10.3390/su14063300	https://doi.org/10.3390/su14063300	PROPN
gujaf-442	352	2	world	world	PROPN
gujaf-442	352	3	bank	bank	PROPN
gujaf-442	352	4	.	.	PUNCT
gujaf-442	353	1	(	(	PUNCT
gujaf-442	353	2	2023	2023	NUM
gujaf-442	353	3	)	)	PUNCT
gujaf-442	353	4	.	.	PUNCT
gujaf-442	354	1	world	world	NOUN
gujaf-442	354	2	development	development	NOUN
gujaf-442	354	3	indicators	indicator	NOUN
gujaf-442	354	4	.	.	PUNCT
gujaf-442	355	1	https://databank.worldbank.org/source/world-development-indicators	https://databank.worldbank.org/source/world-development-indicators	PROPN
gujaf-442	355	2	xu	xu	PROPN
gujaf-442	355	3	,	,	PUNCT
gujaf-442	355	4	z.	z.	PROPN
gujaf-442	355	5	,	,	PUNCT
gujaf-442	355	6	&	&	CCONJ
gujaf-442	355	7	chen	chen	PROPN
gujaf-442	355	8	,	,	PUNCT
gujaf-442	355	9	m.	m.	NOUN
gujaf-442	355	10	(	(	PUNCT
gujaf-442	355	11	2020	2020	NUM
gujaf-442	355	12	)	)	PUNCT
gujaf-442	355	13	.	.	PUNCT
gujaf-442	356	1	financial	financial	ADJ
gujaf-442	356	2	technology	technology	NOUN
gujaf-442	356	3	and	and	CCONJ
gujaf-442	356	4	economic	economic	ADJ
gujaf-442	356	5	growth	growth	NOUN
gujaf-442	356	6	:	:	PUNCT
gujaf-442	356	7	evidence	evidence	NOUN
gujaf-442	356	8	from	from	ADP
gujaf-442	356	9	china‘s	china‘s	PROPN
gujaf-442	356	10	provinces	province	NOUN
gujaf-442	356	11	.	.	PUNCT
gujaf-442	357	1	economic	economic	ADJ
gujaf-442	357	2	modelling	modelling	NOUN
gujaf-442	357	3	,	,	PUNCT
gujaf-442	357	4	89	89	NUM
gujaf-442	357	5	,	,	PUNCT
gujaf-442	357	6	210–218	210–218	NUM
gujaf-442	357	7	.	.	PUNCT
gujaf-442	357	8	https://doi.org/10.1016/j.econmod.2019.12.006	https://doi.org/10.1016/j.econmod.2019.12.006	PROPN
gujaf-442	357	9	yao	yao	PROPN
gujaf-442	357	10	,	,	PUNCT
gujaf-442	357	11	x.	x.	PROPN
gujaf-442	357	12	,	,	PUNCT
gujaf-442	357	13	&	&	CCONJ
gujaf-442	357	14	wang	wang	PROPN
gujaf-442	357	15	,	,	PUNCT
gujaf-442	357	16	k.	k.	PROPN
gujaf-442	357	17	(	(	PUNCT
gujaf-442	357	18	2021	2021	NUM
gujaf-442	357	19	)	)	PUNCT
gujaf-442	357	20	.	.	PUNCT
gujaf-442	358	1	digital	digital	ADJ
gujaf-442	358	2	trade	trade	PROPN
gujaf-442	358	3	,	,	PUNCT
gujaf-442	358	4	environmental	environmental	ADJ
gujaf-442	358	5	regulations	regulation	NOUN
gujaf-442	358	6	,	,	PUNCT
gujaf-442	358	7	and	and	CCONJ
gujaf-442	358	8	green	green	ADJ
gujaf-442	358	9	growth	growth	NOUN
gujaf-442	358	10	in	in	ADP
gujaf-442	358	11	oecd	oecd	PROPN
gujaf-442	358	12	countries	country	NOUN
gujaf-442	358	13	.	.	PUNCT
gujaf-442	359	1	journal	journal	NOUN
gujaf-442	359	2	of	of	ADP
gujaf-442	359	3	cleaner	clean	ADJ
gujaf-442	359	4	production	production	NOUN
gujaf-442	359	5	,	,	PUNCT
gujaf-442	359	6	291	291	NUM
gujaf-442	359	7	,	,	PUNCT
gujaf-442	359	8	125968	125968	NUM
gujaf-442	359	9	.	.	PUNCT
gujaf-442	360	1	https://doi.org/10.1016/j.jclepro.2021.125968	https://doi.org/10.1016/j.jclepro.2021.125968	PROPN
gujaf-442	360	2	zhang	zhang	PROPN
gujaf-442	360	3	,	,	PUNCT
gujaf-442	360	4	l.	l.	PROPN
gujaf-442	360	5	,	,	PUNCT
gujaf-442	360	6	&	&	CCONJ
gujaf-442	360	7	liu	liu	PROPN
gujaf-442	360	8	,	,	PUNCT
gujaf-442	360	9	s.	s.	PROPN
gujaf-442	360	10	(	(	PUNCT
gujaf-442	360	11	2023	2023	NUM
gujaf-442	360	12	)	)	PUNCT
gujaf-442	360	13	.	.	PUNCT
gujaf-442	361	1	fintech	fintech	NOUN
gujaf-442	361	2	innovation	innovation	NOUN
gujaf-442	361	3	and	and	CCONJ
gujaf-442	361	4	sustainable	sustainable	ADJ
gujaf-442	361	5	development	development	NOUN
gujaf-442	361	6	:	:	PUNCT
gujaf-442	361	7	an	an	DET
gujaf-442	361	8	empirical	empirical	ADJ
gujaf-442	361	9	study	study	NOUN
gujaf-442	361	10	.	.	PUNCT
gujaf-442	362	1	sustainability	sustainability	NOUN
gujaf-442	362	2	,	,	PUNCT
gujaf-442	362	3	15(2	15(2	NUM
gujaf-442	362	4	)	)	PUNCT
gujaf-442	362	5	,	,	PUNCT
gujaf-442	362	6	1000	1000	NUM
gujaf-442	362	7	.	.	PUNCT
gujaf-442	363	1	https://doi.org/10.3390/su15021000	https://doi.org/10.3390/su15021000	PRON