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gujaf-383	doi.org	https://doi.org/10.5897/jat2018.0310
gujaf-383	doi.org	https://doi.org/10.1080/00014788.2021.1934891
gujaf-383	doi.org	https://doi.org/10.5430/afr.v8n2p15
gujaf-383	doi.org	https://doi.org/10.2307/2978933
gujaf-383	doi.org	https://doi.org/10.1111/abac.12100
gujaf-383	doi.org	https://doi.org/10.1111/jbfa.12327
gujaf-383	doi.org	https://doi.org/10.1016/j.jfs.2017.11.001
gujaf-383	doi.org	https://doi.org/10.1016/s0378-4266(01)00141-4
gujaf-383	doi.org	https://doi.org/10.1016/s15740102(03)01027-6
gujaf-383	doi.org	https://doi.org/10.2307/2490171
gujaf-383	doi.org	https://doi.org/10.1016/j.jacceco.2021.101400
gujaf-383	doi.org	https://doi.org/10.1007/s11142-018-9459-1
gujaf-383	doi.org	https://doi.org/10.1007/s11142-017-9417-8
gujaf-383	doi.org	https://doi.org/10.1016/j.ejor.2022.11.022
gujaf-383	doi.org	https://doi.org/10.1093/rfs/hhm049
gujaf-383	doi.org	https://doi.org/10.1016/j.eswa.2022.118527
gujaf-383	doi.org	https://doi.org/10.1016/j.pacfin.2020.101283
gujaf-383	doi.org	https://doi.org/10.1016/j.intfin.2021.101340
gujaf-383	doi.org	https://doi.org/10.1016/j.jacceco.2010.09.001
gujaf-383	doi.org	https://doi.org/10.1111/jofi.12851
gujaf-383	doi.org	https://doi.org/10.2307/2325486
gujaf-383	doi.org	https://doi.org/10.1016/j.jacceco.2013.01.002
gujaf-383	doi.org	https://doi.org/10.1016/j.jbusres.2022.01.013
gujaf-383	doi.org	https://doi.org/10.26668/businessreview/2023.v8i9.3074
gujaf-383	doi.org	https://doi.org/10.1109/tkde.2008.239
gujaf-383	doi.org	https://doi.org/10.1016/j.jimonfin.2021.102581
gujaf-383	doi.org	https://doi.org/10.1016/j.eswa.2007.05.002
gujaf-383	doi.org	https://doi.org/10.1080/15228916.2017.1403170
gujaf-383	doi.org	https://doi.org/10.1016/0304-405x(76)90026-x
gujaf-383	doi.org	https://doi.org/10.2307/2490395
gujaf-383	doi.org	https://doi.org/10.4314/ajep.v29i1.3
gujaf-383	doi.org	https://doi.org/10.3929/ethz-a-005539091
gujaf-383	doi.org	https://doi.org/10.1111/j.1468-5957.1990.tb00548.x
gujaf-383	doi.org	https://doi.org/10.1002/ijfe.2094
gujaf-383	doi.org	https://doi.org/10.1016/j.eswa.2004.08.009
gujaf-383	doi.org	https://doi.org/10.1016/j.jbusres.2021.12.063
gujaf-383	doi.org	https://doi.org/10.1016/j.irfa.2013.02.013
gujaf-383	doi.org	https://doi.org/10.1016/j.knosys.2008.08.002
gujaf-383	doi.org	https://doi.org/10.1016/j.physa.2018.02.145
gujaf-383	doi.org	https://doi.org/10.1111/j.1468-5957.1985.tb00077.x
gujaf-383	doi.org	https://doi.org/10.1016/j.eswa.2021.114899