id	keyword
gujaf-112	banks
gujaf-112	efficiency
gujaf-112	university
gujaf-112	accounting
gujaf-112	state
gujaf-112	department
gujaf-112	dea
gujaf-112	nigeria
gujaf-112	analysis
gujaf-112	data
gujaf-112	scale
gujaf-112	prof
gujaf-112	study
gujaf-112	output
gujaf-112	banking
gujaf-112	inputs
gujaf-112	phd
gujaf-112	finance
gujaf-112	performance