id	keyword
gujaf-183	pension
gujaf-183	accounting
gujaf-183	growth
gujaf-183	capital
gujaf-183	finance
gujaf-183	university
gujaf-183	market
gujaf-183	journal
gujaf-183	economic
gujaf-183	run
gujaf-183	state
gujaf-183	nigeria
gujaf-183	department
gujaf-183	gusau
gujaf-183	development
gujaf-183	issue
gujaf-183	model
gujaf-183	vol
gujaf-183	study