id	keyword
gujaf-258	distress
gujaf-258	gender
gujaf-258	distress likelihood
gujaf-258	nigeria
gujaf-258	study
gujaf-258	risk
gujaf-258	ceo
gujaf-258	university
gujaf-258	accounting
gujaf-258	age
gujaf-258	committee
gujaf-258	variable
gujaf-258	state
gujaf-258	department
gujaf-258	effect
gujaf-258	committee gender
gujaf-258	ceos
gujaf-258	dmbs
gujaf-258	bank
gujaf-258	management
gujaf-258	ceo gender