id	keyword
gujaf-336	risk
gujaf-336	study
gujaf-336	accounting
gujaf-336	market
gujaf-336	stock
gujaf-336	rate
gujaf-336	finance
gujaf-336	money
gujaf-336	interest
gujaf-336	university
gujaf-336	journal
gujaf-336	variables
gujaf-336	effect
gujaf-336	state
gujaf-336	department
gujaf-336	prof
gujaf-336	return
gujaf-336	supply
gujaf-336	gusau
gujaf-336	exchange
gujaf-336	issue
gujaf-336	value