id	keyword
gujaf-374	housing
gujaf-374	mortgage
gujaf-374	finance
gujaf-374	development
gujaf-374	mortgage finance
gujaf-374	factors
gujaf-374	nigeria
gujaf-374	test
gujaf-374	study
gujaf-374	housing development
gujaf-374	journal
gujaf-374	issue
gujaf-374	delivery
gujaf-374	accounting