id	keyword
gujaf-67	efficiency
gujaf-67	banks
gujaf-67	indicators
gujaf-67	soundness
gujaf-67	study
gujaf-67	capital
gujaf-67	fsis
gujaf-67	effect
gujaf-67	finance
gujaf-67	variables
gujaf-67	nigeria
gujaf-67	period
gujaf-67	journal
gujaf-67	value
gujaf-67	banking