id	sid	tid	token	lemma	pos
hi-232	1	1	hamdard	hamdard	ADJ
hi-232	1	2	islamicus	islamicus	NOUN
hi-232	1	3	,	,	PUNCT
hi-232	1	4	vol	vol	NOUN
hi-232	1	5	.	.	PROPN
hi-232	2	1	43	43	NUM
hi-232	2	2	no	no	NOUN
hi-232	2	3	.	.	PUNCT
hi-232	2	4	s.2	s.2	X
hi-232	2	5	(	(	PUNCT
hi-232	2	6	2020	2020	NUM
hi-232	2	7	)	)	PUNCT
hi-232	2	8	,	,	PUNCT
hi-232	2	9	674684	674684	NUM
hi-232	2	10	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	2	11	islamicus/	islamicus/	NUM
hi-232	2	12	674	674	NUM
hi-232	2	13	issn	issn	NOUN
hi-232	2	14	:	:	PUNCT
hi-232	2	15	02507196	02507196	NUM
hi-232	2	16	the	the	DET
hi-232	2	17	quality	quality	NOUN
hi-232	2	18	analysis	analysis	NOUN
hi-232	2	19	of	of	ADP
hi-232	2	20	service	service	NOUN
hi-232	2	21	on	on	ADP
hi-232	2	22	the	the	DET
hi-232	2	23	level	level	NOUN
hi-232	2	24	of	of	ADP
hi-232	2	25	trust	trust	NOUN
hi-232	2	26	about	about	ADP
hi-232	2	27	the	the	DET
hi-232	2	28	atm	atm	NOUN
hi-232	2	29	skimming	skim	VERB
hi-232	2	30	(	(	PUNCT
hi-232	2	31	case	case	NOUN
hi-232	2	32	study	study	NOUN
hi-232	2	33	at	at	ADP
hi-232	2	34	bri	bri	PROPN
hi-232	2	35	sharia	sharia	PROPN
hi-232	2	36	suniaraja	suniaraja	PROPN
hi-232	2	37	branch	branch	PROPN
hi-232	2	38	officebandung	officebandung	VERB
hi-232	2	39	)	)	PUNCT
hi-232	2	40	1popon	1popon	NUM
hi-232	2	41	srisusilawati	srisusilawati	NOUN
hi-232	2	42	,	,	PUNCT
hi-232	2	43	2akhmad	2akhmad	NUM
hi-232	2	44	yusup	yusup	NOUN
hi-232	2	45	,	,	PUNCT
hi-232	2	46	3ramdan	3ramdan	NUM
hi-232	2	47	fawzi	fawzi	NOUN
hi-232	2	48	abstract	abstract	ADJ
hi-232	2	49	atm	atm	NOUN
hi-232	2	50	is	be	AUX
hi-232	2	51	an	an	DET
hi-232	2	52	electronic	electronic	ADJ
hi-232	2	53	media	medium	NOUN
hi-232	2	54	that	that	PRON
hi-232	2	55	uses	use	VERB
hi-232	2	56	the	the	DET
hi-232	2	57	internet	internet	NOUN
hi-232	2	58	to	to	PART
hi-232	2	59	connect	connect	VERB
hi-232	2	60	to	to	ADP
hi-232	2	61	bank	bank	NOUN
hi-232	2	62	communication	communication	NOUN
hi-232	2	63	networks	network	NOUN
hi-232	2	64	that	that	PRON
hi-232	2	65	enable	enable	VERB
hi-232	2	66	customers	customer	NOUN
hi-232	2	67	to	to	PART
hi-232	2	68	carry	carry	VERB
hi-232	2	69	out	out	ADP
hi-232	2	70	financial	financial	ADJ
hi-232	2	71	transactions	transaction	NOUN
hi-232	2	72	independently	independently	ADV
hi-232	2	73	.	.	PUNCT
hi-232	3	1	atm	atm	PROPN
hi-232	3	2	skimming	skimming	NOUN
hi-232	3	3	is	be	AUX
hi-232	3	4	one	one	NUM
hi-232	3	5	of	of	ADP
hi-232	3	6	the	the	DET
hi-232	3	7	negative	negative	ADJ
hi-232	3	8	impacts	impact	NOUN
hi-232	3	9	of	of	ADP
hi-232	3	10	atms	atms	NOUN
hi-232	3	11	.	.	PUNCT
hi-232	4	1	this	this	DET
hi-232	4	2	case	case	NOUN
hi-232	4	3	affects	affect	VERB
hi-232	4	4	the	the	DET
hi-232	4	5	value	value	NOUN
hi-232	4	6	of	of	ADP
hi-232	4	7	service	service	NOUN
hi-232	4	8	quality	quality	NOUN
hi-232	4	9	at	at	ADP
hi-232	4	10	the	the	DET
hi-232	4	11	bank	bank	NOUN
hi-232	4	12	.	.	PUNCT
hi-232	5	1	this	this	DET
hi-232	5	2	study	study	NOUN
hi-232	5	3	aims	aim	VERB
hi-232	5	4	to	to	PART
hi-232	5	5	determine	determine	VERB
hi-232	5	6	whether	whether	SCONJ
hi-232	5	7	there	there	PRON
hi-232	5	8	is	be	VERB
hi-232	5	9	a	a	DET
hi-232	5	10	significant	significant	ADJ
hi-232	5	11	influence	influence	NOUN
hi-232	5	12	between	between	ADP
hi-232	5	13	service	service	NOUN
hi-232	5	14	quality	quality	NOUN
hi-232	5	15	and	and	CCONJ
hi-232	5	16	atm	atm	NOUN
hi-232	5	17	skimming	skim	VERB
hi-232	5	18	cases	case	NOUN
hi-232	5	19	on	on	ADP
hi-232	5	20	customer	customer	NOUN
hi-232	5	21	trust	trust	PROPN
hi-232	5	22	.	.	PUNCT
hi-232	6	1	this	this	DET
hi-232	6	2	research	research	NOUN
hi-232	6	3	uses	use	VERB
hi-232	6	4	quantitative	quantitative	ADJ
hi-232	6	5	methods	method	NOUN
hi-232	6	6	with	with	ADP
hi-232	6	7	descriptive	descriptive	ADJ
hi-232	6	8	analysis	analysis	NOUN
hi-232	6	9	techniques	technique	NOUN
hi-232	6	10	.	.	PUNCT
hi-232	7	1	primary	primary	ADJ
hi-232	7	2	data	datum	NOUN
hi-232	7	3	were	be	AUX
hi-232	7	4	obtained	obtain	VERB
hi-232	7	5	by	by	ADP
hi-232	7	6	distributing	distribute	VERB
hi-232	7	7	questionnaires	questionnaire	NOUN
hi-232	7	8	to	to	ADP
hi-232	7	9	98	98	NUM
hi-232	7	10	respondents	respondent	NOUN
hi-232	7	11	who	who	PRON
hi-232	7	12	were	be	AUX
hi-232	7	13	customers	customer	NOUN
hi-232	7	14	of	of	ADP
hi-232	7	15	bri	bri	PROPN
hi-232	7	16	shariasuniarajabranch	shariasuniarajabranch	PROPN
hi-232	7	17	office	office	PROPN
hi-232	7	18	,	,	PUNCT
hi-232	7	19	bandung	bandung	PROPN
hi-232	7	20	.	.	PUNCT
hi-232	8	1	the	the	DET
hi-232	8	2	results	result	NOUN
hi-232	8	3	of	of	ADP
hi-232	8	4	this	this	DET
hi-232	8	5	study	study	NOUN
hi-232	8	6	are	be	AUX
hi-232	8	7	the	the	DET
hi-232	8	8	service	service	NOUN
hi-232	8	9	quality	quality	NOUN
hi-232	8	10	variable	variable	NOUN
hi-232	8	11	(	(	PUNCT
hi-232	8	12	x1	x1	PROPN
hi-232	8	13	)	)	PUNCT
hi-232	8	14	which	which	PRON
hi-232	8	15	has	have	VERB
hi-232	8	16	a	a	DET
hi-232	8	17	positive	positive	ADJ
hi-232	8	18	influence	influence	NOUN
hi-232	8	19	on	on	ADP
hi-232	8	20	the	the	DET
hi-232	8	21	trust	trust	NOUN
hi-232	8	22	variable	variable	NOUN
hi-232	8	23	(	(	PUNCT
hi-232	8	24	y	y	NOUN
hi-232	8	25	)	)	PUNCT
hi-232	8	26	with	with	ADP
hi-232	8	27	a	a	DET
hi-232	8	28	regression	regression	NOUN
hi-232	8	29	coefficient	coefficient	NOUN
hi-232	8	30	of	of	ADP
hi-232	8	31	0.385	0.385	NUM
hi-232	8	32	and	and	CCONJ
hi-232	8	33	a	a	DET
hi-232	8	34	calculated	calculate	VERB
hi-232	8	35	t	t	NOUN
hi-232	8	36	value	value	NOUN
hi-232	8	37	of	of	ADP
hi-232	8	38	12.217	12.217	NUM
hi-232	8	39	<	<	X
hi-232	8	40	t	t	NOUN
hi-232	8	41	table	table	NOUN
hi-232	8	42	value	value	NOUN
hi-232	8	43	of	of	ADP
hi-232	8	44	1.665	1.665	NUM
hi-232	8	45	.	.	PUNCT
hi-232	9	1	while	while	SCONJ
hi-232	9	2	the	the	DET
hi-232	9	3	atm	atm	NOUN
hi-232	9	4	skimming	skim	VERB
hi-232	9	5	case	case	NOUN
hi-232	9	6	variable	variable	NOUN
hi-232	9	7	(	(	PUNCT
hi-232	9	8	x2	x2	PROPN
hi-232	9	9	)	)	PUNCT
hi-232	9	10	had	have	VERB
hi-232	9	11	no	no	DET
hi-232	9	12	effect	effect	NOUN
hi-232	9	13	on	on	ADP
hi-232	9	14	trust	trust	NOUN
hi-232	9	15	(	(	PUNCT
hi-232	9	16	y	y	NOUN
hi-232	9	17	)	)	PUNCT
hi-232	9	18	.	.	PUNCT
hi-232	10	1	the	the	DET
hi-232	10	2	existence	existence	NOUN
hi-232	10	3	of	of	ADP
hi-232	10	4	a	a	DET
hi-232	10	5	negative	negative	ADJ
hi-232	10	6	value	value	NOUN
hi-232	10	7	on	on	ADP
hi-232	10	8	the	the	DET
hi-232	10	9	results	result	NOUN
hi-232	10	10	of	of	ADP
hi-232	10	11	the	the	DET
hi-232	10	12	study	study	NOUN
hi-232	10	13	showed	show	VERB
hi-232	10	14	that	that	SCONJ
hi-232	10	15	there	there	PRON
hi-232	10	16	was	be	VERB
hi-232	10	17	no	no	DET
hi-232	10	18	influence	influence	NOUN
hi-232	10	19	on	on	ADP
hi-232	10	20	the	the	DET
hi-232	10	21	atm	atm	NOUN
hi-232	10	22	skimming	skim	VERB
hi-232	10	23	case	case	NOUN
hi-232	10	24	(	(	PUNCT
hi-232	10	25	x2	x2	ADJ
hi-232	10	26	)	)	PUNCT
hi-232	10	27	variable	variable	NOUN
hi-232	10	28	on	on	ADP
hi-232	10	29	trust	trust	NOUN
hi-232	10	30	(	(	PUNCT
hi-232	10	31	y	y	NOUN
hi-232	10	32	)	)	PUNCT
hi-232	10	33	.	.	PUNCT
hi-232	11	1	keywords	keyword	NOUN
hi-232	11	2	:	:	PUNCT
hi-232	11	3	service	service	NOUN
hi-232	11	4	qualit	qualit	NOUN
hi-232	11	5	;	;	PUNCT
hi-232	11	6	cybercrime	cybercrime	NOUN
hi-232	11	7	:	:	PUNCT
hi-232	11	8	atm	atm	PROPN
hi-232	11	9	skimming	skimming	NOUN
hi-232	11	10	;	;	PUNCT
hi-232	11	11	customer	customer	NOUN
hi-232	11	12	trust	trust	NOUN
hi-232	11	13	1	1	NUM
hi-232	11	14	.	.	PUNCT
hi-232	11	15	introduction	introduction	NOUN
hi-232	11	16	in	in	ADP
hi-232	11	17	banking	banking	NOUN
hi-232	11	18	,	,	PUNCT
hi-232	11	19	technological	technological	ADJ
hi-232	11	20	advances	advance	NOUN
hi-232	11	21	are	be	AUX
hi-232	11	22	used	use	VERB
hi-232	11	23	to	to	PART
hi-232	11	24	facilitate	facilitate	VERB
hi-232	11	25	transactions	transaction	NOUN
hi-232	11	26	and	and	CCONJ
hi-232	11	27	served	serve	VERB
hi-232	11	28	as	as	ADP
hi-232	11	29	the	the	DET
hi-232	11	30	leading	lead	VERB
hi-232	11	31	service	service	NOUN
hi-232	11	32	for	for	ADP
hi-232	11	33	banks	bank	NOUN
hi-232	11	34	.	.	PUNCT
hi-232	12	1	nowadays	nowadays	ADV
hi-232	12	2	,	,	PUNCT
hi-232	12	3	bank	bank	NOUN
hi-232	12	4	customers	customer	NOUN
hi-232	12	5	want	want	VERB
hi-232	12	6	smooth	smooth	ADJ
hi-232	12	7	,	,	PUNCT
hi-232	12	8	fast	fast	ADV
hi-232	12	9	,	,	PUNCT
hi-232	12	10	and	and	CCONJ
hi-232	12	11	secure	secure	VERB
hi-232	12	12	transactions	transaction	NOUN
hi-232	12	13	that	that	PRON
hi-232	12	14	can	can	AUX
hi-232	12	15	be	be	AUX
hi-232	12	16	done	do	VERB
hi-232	12	17	from	from	ADP
hi-232	12	18	anywhere	anywhere	ADV
hi-232	12	19	at	at	ADP
hi-232	12	20	any	any	DET
hi-232	12	21	time	time	NOUN
hi-232	12	22	.	.	PUNCT
hi-232	13	1	therefore	therefore	ADV
hi-232	13	2	,	,	PUNCT
hi-232	13	3	banks	bank	NOUN
hi-232	13	4	offer	offer	VERB
hi-232	13	5	products	product	NOUN
hi-232	13	6	that	that	PRON
hi-232	13	7	can	can	AUX
hi-232	13	8	provide	provide	VERB
hi-232	13	9	benefits	benefit	NOUN
hi-232	13	10	,	,	PUNCT
hi-232	13	11	namely	namely	ADV
hi-232	13	12	e	e	NOUN
hi-232	13	13	-	-	NOUN
hi-232	13	14	banking	banking	NOUN
hi-232	13	15	.	.	PUNCT
hi-232	14	1	e	e	X
hi-232	14	2	-	-	NOUN
hi-232	14	3	banking	banking	NOUN
hi-232	14	4	is	be	AUX
hi-232	14	5	a	a	DET
hi-232	14	6	service	service	NOUN
hi-232	14	7	that	that	PRON
hi-232	14	8	allows	allow	VERB
hi-232	14	9	customers	customer	NOUN
hi-232	14	10	to	to	PART
hi-232	14	11	obtain	obtain	VERB
hi-232	14	12	,	,	PUNCT
hi-232	14	13	communicate	communicate	VERB
hi-232	14	14	,	,	PUNCT
hi-232	14	15	and	and	CCONJ
hi-232	14	16	conduct	conduct	VERB
hi-232	14	17	banking	banking	NOUN
hi-232	14	18	transactions	transaction	NOUN
hi-232	14	19	through	through	ADP
hi-232	14	20	electronic	electronic	ADJ
hi-232	14	21	media	medium	NOUN
hi-232	14	22	such	such	ADJ
hi-232	14	23	as	as	ADP
hi-232	14	24	automatic	automatic	ADJ
hi-232	14	25	teller	teller	NOUN
hi-232	14	26	machines	machine	NOUN
hi-232	14	27	(	(	PUNCT
hi-232	14	28	atm	atm	NOUN
hi-232	14	29	)	)	PUNCT
hi-232	14	30	,	,	PUNCT
hi-232	14	31	electronic	electronic	ADJ
hi-232	14	32	data	data	NOUN
hi-232	14	33	capture	capture	NOUN
hi-232	14	34	(	(	PUNCT
hi-232	14	35	edc	edc	PROPN
hi-232	14	36	)	)	PUNCT
hi-232	14	37	/	/	SYM
hi-232	14	38	point	point	NOUN
hi-232	14	39	of	of	ADP
hi-232	14	40	sales	sale	NOUN
hi-232	14	41	(	(	PUNCT
hi-232	14	42	pos	pos	NOUN
hi-232	14	43	)	)	PUNCT
hi-232	14	44	,	,	PUNCT
hi-232	14	45	internet	internet	NOUN
hi-232	14	46	banking	banking	NOUN
hi-232	14	47	,	,	PUNCT
hi-232	14	48	sms	sms	PROPN
hi-232	14	49	banking	banking	NOUN
hi-232	14	50	,	,	PUNCT
hi-232	14	51	e	e	PROPN
hi-232	14	52	-	-	NOUN
hi-232	14	53	commerce	commerce	NOUN
hi-232	14	54	,	,	PUNCT
hi-232	14	55	mobile	mobile	ADJ
hi-232	14	56	banking	banking	NOUN
hi-232	14	57	and	and	CCONJ
hi-232	14	58	video	video	NOUN
hi-232	14	59	banking	banking	NOUN
hi-232	14	60	(	(	PUNCT
hi-232	14	61	ferdiansyah	ferdiansyah	NOUN
hi-232	14	62	,	,	PUNCT
hi-232	14	63	2017	2017	NUM
hi-232	14	64	)	)	PUNCT
hi-232	14	65	.	.	PUNCT
hi-232	15	1	banking	banking	NOUN
hi-232	15	2	has	have	AUX
hi-232	15	3	opened	open	VERB
hi-232	15	4	accessible	accessible	ADJ
hi-232	15	5	opportunities	opportunity	NOUN
hi-232	15	6	for	for	SCONJ
hi-232	15	7	customers	customer	NOUN
hi-232	15	8	to	to	PART
hi-232	15	9	make	make	VERB
hi-232	15	10	a	a	DET
hi-232	15	11	transaction	transaction	NOUN
hi-232	15	12	.	.	PUNCT
hi-232	16	1	besides	besides	SCONJ
hi-232	16	2	the	the	DET
hi-232	16	3	development	development	NOUN
hi-232	16	4	of	of	ADP
hi-232	16	5	the	the	DET
hi-232	16	6	world	world	NOUN
hi-232	16	7	of	of	ADP
hi-232	16	8	technology	technology	NOUN
hi-232	16	9	,	,	PUNCT
hi-232	16	10	crime	crime	NOUN
hi-232	16	11	is	be	AUX
hi-232	16	12	also	also	ADV
hi-232	16	13	increasingly	increasingly	ADV
hi-232	16	14	sophisticated	sophisticated	ADJ
hi-232	16	15	,	,	PUNCT
hi-232	16	16	and	and	CCONJ
hi-232	16	17	this	this	PRON
hi-232	16	18	can	can	AUX
hi-232	16	19	be	be	AUX
hi-232	16	20	detrimental	detrimental	ADJ
hi-232	16	21	the	the	DET
hi-232	16	22	customers	customer	NOUN
hi-232	16	23	,	,	PUNCT
hi-232	16	24	for	for	ADP
hi-232	16	25	instance	instance	NOUN
hi-232	16	26	:	:	PUNCT
hi-232	16	27	atm	atm	PROPN
hi-232	16	28	skimming	skim	VERB
hi-232	16	29	(	(	PUNCT
hi-232	16	30	burki	burki	ADJ
hi-232	16	31	,	,	PUNCT
hi-232	16	32	2017	2017	NUM
hi-232	16	33	;	;	PUNCT
hi-232	16	34	sankhwar	sankhwar	ADJ
hi-232	16	35	,	,	PUNCT
hi-232	16	36	2016	2016	NUM
hi-232	16	37	)	)	PUNCT
hi-232	16	38	.	.	PUNCT
hi-232	17	1	1faculty	1faculty	NUM
hi-232	17	2	of	of	ADP
hi-232	17	3	sharia	sharia	PROPN
hi-232	17	4	,	,	PUNCT
hi-232	17	5	universitas	universitas	PROPN
hi-232	17	6	islam	islam	PROPN
hi-232	17	7	bandung	bandung	PROPN
hi-232	17	8	,	,	PUNCT
hi-232	17	9	jl	jl	PROPN
hi-232	17	10	.	.	PROPN
hi-232	17	11	tamansari	tamansari	PROPN
hi-232	18	1	no	no	INTJ
hi-232	18	2	.	.	NOUN
hi-232	18	3	1	1	NUM
hi-232	18	4	bandung	bandung	PROPN
hi-232	18	5	indonesia	indonesia	PROPN
hi-232	18	6	40116	40116	NUM
hi-232	18	7	.	.	PUNCT
hi-232	19	1	email	email	NOUN
hi-232	19	2	:	:	PUNCT
hi-232	19	3	po2nss@gmail.com	po2nss@gmail.com	X
hi-232	19	4	2	2	NUM
hi-232	19	5	faculty	faculty	NOUN
hi-232	19	6	of	of	ADP
hi-232	19	7	sharia	sharia	PROPN
hi-232	19	8	,	,	PUNCT
hi-232	19	9	universitas	universitas	PROPN
hi-232	19	10	islam	islam	PROPN
hi-232	19	11	bandung	bandung	PROPN
hi-232	19	12	,	,	PUNCT
hi-232	19	13	jl	jl	PROPN
hi-232	19	14	.	.	PROPN
hi-232	19	15	tamansari	tamansari	PROPN
hi-232	20	1	no	no	INTJ
hi-232	20	2	.	.	NOUN
hi-232	20	3	1	1	NUM
hi-232	20	4	bandung	bandung	PROPN
hi-232	20	5	indonesia	indonesia	PROPN
hi-232	20	6	40116	40116	NUM
hi-232	20	7	3	3	NUM
hi-232	20	8	faculty	faculty	NOUN
hi-232	20	9	of	of	ADP
hi-232	20	10	sharia	sharia	PROPN
hi-232	20	11	,	,	PUNCT
hi-232	20	12	universitas	universitas	PROPN
hi-232	20	13	islam	islam	PROPN
hi-232	20	14	bandung	bandung	PROPN
hi-232	20	15	,	,	PUNCT
hi-232	20	16	jl	jl	PROPN
hi-232	20	17	.	.	PROPN
hi-232	20	18	tamansari	tamansari	PROPN
hi-232	21	1	no	no	INTJ
hi-232	21	2	.	.	NOUN
hi-232	21	3	1	1	NUM
hi-232	21	4	bandung	bandung	PROPN
hi-232	21	5	indonesia	indonesia	PROPN
hi-232	21	6	40116	40116	NUM
hi-232	21	7	.	.	PUNCT
hi-232	22	1	mailto:po2nss@gmail.com	mailto:po2nss@gmail.com	X
hi-232	23	1	hamdard	hamdard	ADJ
hi-232	23	2	islamicus	islamicus	NOUN
hi-232	23	3	,	,	PUNCT
hi-232	23	4	vol	vol	NOUN
hi-232	23	5	.	.	PROPN
hi-232	24	1	43	43	NUM
hi-232	24	2	no	no	NOUN
hi-232	24	3	.	.	PUNCT
hi-232	24	4	s.2	s.2	X
hi-232	24	5	(	(	PUNCT
hi-232	24	6	2020	2020	NUM
hi-232	24	7	)	)	PUNCT
hi-232	24	8	,	,	PUNCT
hi-232	24	9	674684	674684	NUM
hi-232	24	10	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	25	1	islamicus/	islamicus/	NUM
hi-232	25	2	675	675	NUM
hi-232	25	3	issn	issn	PROPN
hi-232	25	4	:	:	PUNCT
hi-232	25	5	02507196	02507196	NUM
hi-232	25	6	atm	atm	PROPN
hi-232	25	7	skimming	skimming	NOUN
hi-232	25	8	is	be	AUX
hi-232	25	9	one	one	NUM
hi-232	25	10	of	of	ADP
hi-232	25	11	the	the	DET
hi-232	25	12	cybercrimes	cybercrime	NOUN
hi-232	25	13	by	by	ADP
hi-232	25	14	copying	copy	VERB
hi-232	25	15	customer	customer	NOUN
hi-232	25	16	data	datum	NOUN
hi-232	25	17	obtained	obtain	VERB
hi-232	25	18	from	from	ADP
hi-232	25	19	an	an	DET
hi-232	25	20	atm	atm	NOUN
hi-232	25	21	card	card	NOUN
hi-232	25	22	(	(	PUNCT
hi-232	25	23	mustari	mustari	NOUN
hi-232	25	24	d	d	PROPN
hi-232	25	25	,	,	PUNCT
hi-232	25	26	2015	2015	NUM
hi-232	25	27	)	)	PUNCT
hi-232	25	28	.	.	PUNCT
hi-232	26	1	in	in	ADP
hi-232	26	2	banking	banking	NOUN
hi-232	26	3	,	,	PUNCT
hi-232	26	4	customers	customer	NOUN
hi-232	26	5	often	often	ADV
hi-232	26	6	asking	ask	VERB
hi-232	26	7	their	their	PRON
hi-232	26	8	security	security	NOUN
hi-232	26	9	,	,	PUNCT
hi-232	26	10	the	the	DET
hi-232	26	11	confidentiality	confidentiality	NOUN
hi-232	26	12	of	of	ADP
hi-232	26	13	personal	personal	ADJ
hi-232	26	14	,	,	PUNCT
hi-232	26	15	and	and	CCONJ
hi-232	26	16	the	the	DET
hi-232	26	17	financial	financial	ADJ
hi-232	26	18	data	datum	NOUN
hi-232	26	19	secure	secure	ADJ
hi-232	26	20	before	before	ADP
hi-232	26	21	deciding	decide	VERB
hi-232	26	22	to	to	PART
hi-232	26	23	use	use	VERB
hi-232	26	24	internet	internet	NOUN
hi-232	26	25	banking	banking	NOUN
hi-232	26	26	.	.	PUNCT
hi-232	27	1	internet	internet	NOUN
hi-232	27	2	banking	banking	NOUN
hi-232	27	3	that	that	PRON
hi-232	27	4	provides	provide	VERB
hi-232	27	5	security	security	NOUN
hi-232	27	6	and	and	CCONJ
hi-232	27	7	confidentiality	confidentiality	NOUN
hi-232	27	8	of	of	ADP
hi-232	27	9	customer	customer	NOUN
hi-232	27	10	data	datum	NOUN
hi-232	27	11	will	will	AUX
hi-232	27	12	get	get	VERB
hi-232	27	13	the	the	DET
hi-232	27	14	trust	trust	NOUN
hi-232	27	15	of	of	ADP
hi-232	27	16	customers	customer	NOUN
hi-232	27	17	(	(	PUNCT
hi-232	27	18	dianita	dianita	NOUN
hi-232	27	19	,	,	PUNCT
hi-232	27	20	2015	2015	NUM
hi-232	27	21	;	;	PUNCT
hi-232	27	22	oko	oko	PROPN
hi-232	27	23	,	,	PUNCT
hi-232	27	24	2012	2012	NUM
hi-232	27	25	;	;	PUNCT
hi-232	27	26	maharsi	maharsi	NOUN
hi-232	27	27	&	&	CCONJ
hi-232	27	28	fenny	fenny	NOUN
hi-232	27	29	,	,	PUNCT
hi-232	27	30	2006	2006	NUM
hi-232	27	31	)	)	PUNCT
hi-232	27	32	.	.	PUNCT
hi-232	28	1	the	the	DET
hi-232	28	2	trust	trust	NOUN
hi-232	28	3	of	of	ADP
hi-232	28	4	a	a	DET
hi-232	28	5	banking	banking	NOUN
hi-232	28	6	service	service	NOUN
hi-232	28	7	system	system	NOUN
hi-232	28	8	will	will	AUX
hi-232	28	9	determine	determine	VERB
hi-232	28	10	the	the	DET
hi-232	28	11	consumer	consumer	NOUN
hi-232	28	12	's	's	PART
hi-232	28	13	decision	decision	NOUN
hi-232	28	14	to	to	PART
hi-232	28	15	use	use	VERB
hi-232	28	16	the	the	DET
hi-232	28	17	system	system	NOUN
hi-232	28	18	.	.	PUNCT
hi-232	29	1	thus	thus	ADV
hi-232	29	2	,	,	PUNCT
hi-232	29	3	it	it	PRON
hi-232	29	4	will	will	AUX
hi-232	29	5	make	make	VERB
hi-232	29	6	customers	customer	NOUN
hi-232	29	7	satisfied	satisfied	ADJ
hi-232	29	8	with	with	ADP
hi-232	29	9	the	the	DET
hi-232	29	10	provided	provide	VERB
hi-232	29	11	facilities	facility	NOUN
hi-232	29	12	.	.	PUNCT
hi-232	30	1	atm	atm	PROPN
hi-232	30	2	skimming	skimming	NOUN
hi-232	30	3	is	be	AUX
hi-232	30	4	one	one	NUM
hi-232	30	5	of	of	ADP
hi-232	30	6	the	the	DET
hi-232	30	7	world	world	NOUN
hi-232	30	8	's	's	PART
hi-232	30	9	problems	problem	NOUN
hi-232	30	10	in	in	ADP
hi-232	30	11	world	world	NOUN
hi-232	30	12	banking	banking	NOUN
hi-232	30	13	crime	crime	NOUN
hi-232	30	14	.	.	PUNCT
hi-232	31	1	this	this	DET
hi-232	31	2	research	research	NOUN
hi-232	31	3	implies	imply	VERB
hi-232	31	4	that	that	SCONJ
hi-232	31	5	by	by	ADP
hi-232	31	6	knowing	know	VERB
hi-232	31	7	the	the	DET
hi-232	31	8	weaknesses	weakness	NOUN
hi-232	31	9	of	of	ADP
hi-232	31	10	the	the	DET
hi-232	31	11	bank	bank	NOUN
hi-232	31	12	concerned	concern	VERB
hi-232	31	13	,	,	PUNCT
hi-232	31	14	the	the	DET
hi-232	31	15	quality	quality	NOUN
hi-232	31	16	of	of	ADP
hi-232	31	17	service	service	NOUN
hi-232	31	18	can	can	AUX
hi-232	31	19	be	be	AUX
hi-232	31	20	advanced	advance	VERB
hi-232	31	21	and	and	CCONJ
hi-232	31	22	improved	improve	VERB
hi-232	31	23	so	so	SCONJ
hi-232	31	24	that	that	SCONJ
hi-232	31	25	it	it	PRON
hi-232	31	26	will	will	AUX
hi-232	31	27	increase	increase	VERB
hi-232	31	28	the	the	DET
hi-232	31	29	number	number	NOUN
hi-232	31	30	of	of	ADP
hi-232	31	31	new	new	ADJ
hi-232	31	32	customers	customer	NOUN
hi-232	31	33	.	.	PUNCT
hi-232	32	1	based	base	VERB
hi-232	32	2	on	on	ADP
hi-232	32	3	the	the	DET
hi-232	32	4	explained	explain	VERB
hi-232	32	5	description	description	NOUN
hi-232	32	6	in	in	ADP
hi-232	32	7	the	the	DET
hi-232	32	8	background	background	NOUN
hi-232	32	9	of	of	ADP
hi-232	32	10	the	the	DET
hi-232	32	11	problem	problem	NOUN
hi-232	32	12	,	,	PUNCT
hi-232	32	13	researchers	researcher	NOUN
hi-232	32	14	can	can	AUX
hi-232	32	15	formulate	formulate	VERB
hi-232	32	16	this	this	DET
hi-232	32	17	research	research	NOUN
hi-232	32	18	problem	problem	NOUN
hi-232	32	19	,	,	PUNCT
hi-232	32	20	namely	namely	ADV
hi-232	32	21	how	how	SCONJ
hi-232	32	22	does	do	AUX
hi-232	32	23	the	the	DET
hi-232	32	24	quality	quality	NOUN
hi-232	32	25	of	of	ADP
hi-232	32	26	service	service	NOUN
hi-232	32	27	and	and	CCONJ
hi-232	32	28	atm	atm	NOUN
hi-232	32	29	skimming	skim	VERB
hi-232	32	30	cases	case	NOUN
hi-232	32	31	affect	affect	VERB
hi-232	32	32	customer	customer	NOUN
hi-232	32	33	confidence	confidence	NOUN
hi-232	32	34	?	?	PUNCT
hi-232	33	1	the	the	DET
hi-232	33	2	novelty	novelty	NOUN
hi-232	33	3	of	of	ADP
hi-232	33	4	this	this	DET
hi-232	33	5	study	study	NOUN
hi-232	33	6	is	be	AUX
hi-232	33	7	how	how	SCONJ
hi-232	33	8	skiming	skiming	NOUN
hi-232	33	9	cases	case	NOUN
hi-232	33	10	affect	affect	VERB
hi-232	33	11	rural	rural	ADJ
hi-232	33	12	communities	community	NOUN
hi-232	33	13	.	.	PUNCT
hi-232	34	1	the	the	DET
hi-232	34	2	significance	significance	NOUN
hi-232	34	3	of	of	ADP
hi-232	34	4	the	the	DET
hi-232	34	5	research	research	NOUN
hi-232	34	6	:	:	PUNCT
hi-232	34	7	for	for	ADP
hi-232	34	8	academics	academic	NOUN
hi-232	34	9	.	.	PUNCT
hi-232	35	1	this	this	DET
hi-232	35	2	research	research	NOUN
hi-232	35	3	is	be	AUX
hi-232	35	4	expected	expect	VERB
hi-232	35	5	to	to	PART
hi-232	35	6	provide	provide	VERB
hi-232	35	7	benefits	benefit	NOUN
hi-232	35	8	for	for	ADP
hi-232	35	9	the	the	DET
hi-232	35	10	development	development	NOUN
hi-232	35	11	of	of	ADP
hi-232	35	12	science	science	NOUN
hi-232	35	13	,	,	PUNCT
hi-232	35	14	especially	especially	ADV
hi-232	35	15	in	in	ADP
hi-232	35	16	the	the	DET
hi-232	35	17	theory	theory	NOUN
hi-232	35	18	of	of	ADP
hi-232	35	19	service	service	NOUN
hi-232	35	20	quality	quality	NOUN
hi-232	35	21	and	and	CCONJ
hi-232	35	22	the	the	DET
hi-232	35	23	level	level	NOUN
hi-232	35	24	of	of	ADP
hi-232	35	25	trust	trust	NOUN
hi-232	35	26	for	for	ADP
hi-232	35	27	shariah	shariah	PROPN
hi-232	35	28	banking	banking	NOUN
hi-232	35	29	.	.	PUNCT
hi-232	36	1	the	the	DET
hi-232	36	2	results	result	NOUN
hi-232	36	3	of	of	ADP
hi-232	36	4	this	this	DET
hi-232	36	5	study	study	NOUN
hi-232	36	6	are	be	AUX
hi-232	36	7	expected	expect	VERB
hi-232	36	8	to	to	PART
hi-232	36	9	broaden	broaden	VERB
hi-232	36	10	the	the	DET
hi-232	36	11	perspective	perspective	NOUN
hi-232	36	12	of	of	ADP
hi-232	36	13	knowledge	knowledge	NOUN
hi-232	36	14	in	in	ADP
hi-232	36	15	the	the	DET
hi-232	36	16	field	field	NOUN
hi-232	36	17	of	of	ADP
hi-232	36	18	sharia	sharia	PROPN
hi-232	36	19	banking	banking	NOUN
hi-232	36	20	management	management	NOUN
hi-232	36	21	,	,	PUNCT
hi-232	36	22	to	to	PART
hi-232	36	23	improve	improve	VERB
hi-232	36	24	and	and	CCONJ
hi-232	36	25	build	build	VERB
hi-232	36	26	sustainable	sustainable	ADJ
hi-232	36	27	sharia	sharia	PROPN
hi-232	36	28	banking	banking	NOUN
hi-232	36	29	performance	performance	NOUN
hi-232	36	30	by	by	ADP
hi-232	36	31	considering	consider	VERB
hi-232	36	32	external	external	ADJ
hi-232	36	33	and	and	CCONJ
hi-232	36	34	internal	internal	ADJ
hi-232	36	35	factors	factor	NOUN
hi-232	36	36	;	;	PUNCT
hi-232	36	37	for	for	ADP
hi-232	36	38	researchers	researcher	NOUN
hi-232	36	39	.	.	PUNCT
hi-232	37	1	this	this	DET
hi-232	37	2	research	research	NOUN
hi-232	37	3	is	be	AUX
hi-232	37	4	expected	expect	VERB
hi-232	37	5	to	to	PART
hi-232	37	6	provide	provide	VERB
hi-232	37	7	useful	useful	ADJ
hi-232	37	8	information	information	NOUN
hi-232	37	9	,	,	PUNCT
hi-232	37	10	references	reference	NOUN
hi-232	37	11	,	,	PUNCT
hi-232	37	12	and	and	CCONJ
hi-232	37	13	motivations	motivation	NOUN
hi-232	37	14	for	for	ADP
hi-232	37	15	conducting	conduct	VERB
hi-232	37	16	further	further	ADJ
hi-232	37	17	research	research	NOUN
hi-232	37	18	related	relate	VERB
hi-232	37	19	to	to	ADP
hi-232	37	20	the	the	DET
hi-232	37	21	topic	topic	NOUN
hi-232	37	22	of	of	ADP
hi-232	37	23	customer	customer	NOUN
hi-232	37	24	trust	trust	NOUN
hi-232	37	25	and	and	CCONJ
hi-232	37	26	service	service	NOUN
hi-232	37	27	quality	quality	NOUN
hi-232	37	28	at	at	ADP
hi-232	37	29	the	the	DET
hi-232	37	30	regional	regional	ADJ
hi-232	37	31	level	level	NOUN
hi-232	37	32	banking	banking	NOUN
hi-232	37	33	and	and	CCONJ
hi-232	37	34	for	for	ADP
hi-232	37	35	government	government	NOUN
hi-232	37	36	and	and	CCONJ
hi-232	37	37	regulators	regulator	NOUN
hi-232	37	38	.	.	PUNCT
hi-232	38	1	the	the	DET
hi-232	38	2	purpose	purpose	NOUN
hi-232	38	3	of	of	ADP
hi-232	38	4	the	the	DET
hi-232	38	5	results	result	NOUN
hi-232	38	6	of	of	ADP
hi-232	38	7	this	this	DET
hi-232	38	8	study	study	NOUN
hi-232	38	9	is	be	AUX
hi-232	38	10	to	to	PART
hi-232	38	11	be	be	AUX
hi-232	38	12	input	input	NOUN
hi-232	38	13	to	to	PART
hi-232	38	14	improve	improve	VERB
hi-232	38	15	the	the	DET
hi-232	38	16	regulation	regulation	NOUN
hi-232	38	17	and	and	CCONJ
hi-232	38	18	supervision	supervision	NOUN
hi-232	38	19	of	of	ADP
hi-232	38	20	activities	activity	NOUN
hi-232	38	21	in	in	ADP
hi-232	38	22	sharia	sharia	PROPN
hi-232	38	23	banking	banking	NOUN
hi-232	38	24	.	.	PUNCT
hi-232	39	1	2	2	X
hi-232	39	2	.	.	X
hi-232	39	3	theoretical	theoretical	ADJ
hi-232	39	4	basis	basis	NOUN
hi-232	39	5	service	service	NOUN
hi-232	39	6	quality	quality	NOUN
hi-232	39	7	is	be	AUX
hi-232	39	8	an	an	DET
hi-232	39	9	activity	activity	NOUN
hi-232	39	10	that	that	PRON
hi-232	39	11	can	can	AUX
hi-232	39	12	not	not	PART
hi-232	39	13	be	be	AUX
hi-232	39	14	defined	define	VERB
hi-232	39	15	independently	independently	ADV
hi-232	39	16	because	because	SCONJ
hi-232	39	17	service	service	NOUN
hi-232	39	18	quality	quality	NOUN
hi-232	39	19	is	be	AUX
hi-232	39	20	intangible	intangible	ADJ
hi-232	39	21	,	,	PUNCT
hi-232	39	22	this	this	PRON
hi-232	39	23	is	be	AUX
hi-232	39	24	a	a	DET
hi-232	39	25	fulfilment	fulfilment	NOUN
hi-232	39	26	of	of	ADP
hi-232	39	27	needs	need	NOUN
hi-232	39	28	and	and	CCONJ
hi-232	39	29	does	do	AUX
hi-232	39	30	not	not	PART
hi-232	39	31	have	have	VERB
hi-232	39	32	to	to	PART
hi-232	39	33	be	be	AUX
hi-232	39	34	tied	tie	VERB
hi-232	39	35	to	to	ADP
hi-232	39	36	product	product	NOUN
hi-232	39	37	sales	sale	NOUN
hi-232	39	38	or	or	CCONJ
hi-232	39	39	other	other	ADJ
hi-232	39	40	sales	sale	NOUN
hi-232	39	41	(	(	PUNCT
hi-232	39	42	ismerelda&ruzikna	ismerelda&ruzikna	NOUN
hi-232	39	43	,	,	PUNCT
hi-232	39	44	2015	2015	NUM
hi-232	39	45	)	)	PUNCT
hi-232	39	46	.	.	PUNCT
hi-232	40	1	according	accord	VERB
hi-232	40	2	to	to	ADP
hi-232	40	3	(	(	PUNCT
hi-232	40	4	abdul	abdul	PROPN
hi-232	40	5	qawi	qawi	PROPN
hi-232	40	6	othman	othman	PROPN
hi-232	40	7	,	,	PUNCT
hi-232	40	8	2001	2001	NUM
hi-232	40	9	;	;	PUNCT
hi-232	40	10	rafiah	rafiah	PROPN
hi-232	40	11	&	&	CCONJ
hi-232	40	12	ariyanti	ariyanti	PROPN
hi-232	40	13	,	,	PUNCT
hi-232	40	14	2017	2017	NUM
hi-232	40	15	)	)	PUNCT
hi-232	40	16	,	,	PUNCT
hi-232	40	17	there	there	PRON
hi-232	40	18	are	be	VERB
hi-232	40	19	six	six	NUM
hi-232	40	20	dimensions	dimension	NOUN
hi-232	40	21	of	of	ADP
hi-232	40	22	service	service	NOUN
hi-232	40	23	quality	quality	NOUN
hi-232	40	24	in	in	ADP
hi-232	40	25	sharia	sharia	PROPN
hi-232	40	26	banking	banking	NOUN
hi-232	40	27	,	,	PUNCT
hi-232	40	28	namely	namely	ADV
hi-232	40	29	:	:	PUNCT
hi-232	40	30	tangible	tangible	ADJ
hi-232	40	31	,	,	PUNCT
hi-232	40	32	responsiveness	responsiveness	NOUN
hi-232	40	33	,	,	PUNCT
hi-232	40	34	assurance	assurance	NOUN
hi-232	40	35	,	,	PUNCT
hi-232	40	36	empathyand	empathyand	NOUN
hi-232	40	37	compliance	compliance	NOUN
hi-232	40	38	trust	trust	NOUN
hi-232	40	39	in	in	ADP
hi-232	40	40	the	the	DET
hi-232	40	41	banking	banking	NOUN
hi-232	40	42	service	service	NOUN
hi-232	40	43	system	system	NOUN
hi-232	40	44	will	will	AUX
hi-232	40	45	determine	determine	VERB
hi-232	40	46	the	the	DET
hi-232	40	47	consumer	consumer	NOUN
hi-232	40	48	's	's	PART
hi-232	40	49	decision	decision	NOUN
hi-232	40	50	to	to	PART
hi-232	40	51	use	use	VERB
hi-232	40	52	the	the	DET
hi-232	40	53	system	system	NOUN
hi-232	40	54	so	so	SCONJ
hi-232	40	55	that	that	SCONJ
hi-232	40	56	it	it	PRON
hi-232	40	57	will	will	AUX
hi-232	40	58	make	make	VERB
hi-232	40	59	customers	customer	NOUN
hi-232	40	60	satisfied	satisfied	ADJ
hi-232	40	61	with	with	ADP
hi-232	40	62	the	the	DET
hi-232	40	63	facilities	facility	NOUN
hi-232	40	64	provided	provide	VERB
hi-232	40	65	(	(	PUNCT
hi-232	40	66	oko	oko	PROPN
hi-232	40	67	,	,	PUNCT
hi-232	40	68	2012	2012	NUM
hi-232	40	69	;	;	PUNCT
hi-232	40	70	and	and	CCONJ
hi-232	40	71	maharsi	maharsi	NOUN
hi-232	40	72	&	&	CCONJ
hi-232	40	73	fenny	fenny	PROPN
hi-232	40	74	,	,	PUNCT
hi-232	40	75	2006	2006	NUM
hi-232	40	76	)	)	PUNCT
hi-232	40	77	.	.	PUNCT
hi-232	41	1	in	in	ADP
hi-232	41	2	indonesian	indonesian	PROPN
hi-232	41	3	dictionary	dictionary	PROPN
hi-232	41	4	,	,	PUNCT
hi-232	41	5	skimming	skim	VERB
hi-232	41	6	is	be	AUX
hi-232	41	7	a	a	DET
hi-232	41	8	way	way	NOUN
hi-232	41	9	to	to	PART
hi-232	41	10	read	read	VERB
hi-232	41	11	quickly	quickly	ADV
hi-232	41	12	/	/	PUNCT
hi-232	41	13	at	at	ADP
hi-232	41	14	a	a	DET
hi-232	41	15	glance	glance	NOUN
hi-232	41	16	.	.	PUNCT
hi-232	42	1	in	in	ADP
hi-232	42	2	modern	modern	ADJ
hi-232	42	3	times	time	NOUN
hi-232	42	4	skimming	skimming	NOUN
hi-232	42	5	is	be	AUX
hi-232	42	6	known	know	VERB
hi-232	42	7	as	as	ADP
hi-232	42	8	one	one	NUM
hi-232	42	9	of	of	ADP
hi-232	42	10	the	the	DET
hi-232	42	11	crimes	crime	NOUN
hi-232	42	12	in	in	ADP
hi-232	42	13	cybercrime	cybercrime	NOUN
hi-232	42	14	,	,	PUNCT
hi-232	42	15	where	where	SCONJ
hi-232	42	16	this	this	DET
hi-232	42	17	crime	crime	NOUN
hi-232	42	18	is	be	AUX
hi-232	42	19	committed	commit	VERB
hi-232	42	20	through	through	ADP
hi-232	42	21	a	a	DET
hi-232	42	22	computer	computer	NOUN
hi-232	42	23	system	system	NOUN
hi-232	42	24	network	network	NOUN
hi-232	42	25	,	,	PUNCT
hi-232	42	26	both	both	CCONJ
hi-232	42	27	locally	locally	ADV
hi-232	42	28	and	and	CCONJ
hi-232	42	29	globally	globally	ADV
hi-232	42	30	byutilizing	byutilize	VERB
hi-232	42	31	technology	technology	NOUN
hi-232	42	32	by	by	ADP
hi-232	42	33	hamdard	hamdard	ADJ
hi-232	42	34	islamicus	islamicus	PROPN
hi-232	42	35	,	,	PUNCT
hi-232	42	36	vol	vol	NOUN
hi-232	42	37	.	.	PROPN
hi-232	43	1	43	43	NUM
hi-232	43	2	no	no	NOUN
hi-232	43	3	.	.	PUNCT
hi-232	43	4	s.2	s.2	X
hi-232	43	5	(	(	PUNCT
hi-232	43	6	2020	2020	NUM
hi-232	43	7	)	)	PUNCT
hi-232	43	8	,	,	PUNCT
hi-232	43	9	674684	674684	NUM
hi-232	43	10	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	43	11	islamicus/	islamicus/	NUM
hi-232	43	12	676	676	NUM
hi-232	43	13	issn	issn	PROPN
hi-232	43	14	:	:	PUNCT
hi-232	43	15	02507196	02507196	NUM
hi-232	43	16	copying	copying	NOUN
hi-232	43	17	information	information	NOUN
hi-232	43	18	contained	contain	VERB
hi-232	43	19	in	in	ADP
hi-232	43	20	the	the	DET
hi-232	43	21	magnetic	magnetic	ADJ
hi-232	43	22	stripe	stripe	NOUN
hi-232	43	23	that	that	PRON
hi-232	43	24	is	be	AUX
hi-232	43	25	on	on	ADP
hi-232	43	26	the	the	DET
hi-232	43	27	atm	atm	ADJ
hi-232	43	28	card	card	NOUN
hi-232	43	29	illegally	illegally	ADV
hi-232	43	30	to	to	PART
hi-232	43	31	have	have	VERB
hi-232	43	32	control	control	NOUN
hi-232	43	33	against	against	ADP
hi-232	43	34	the	the	DET
hi-232	43	35	victim	victim	NOUN
hi-232	43	36	's	's	PART
hi-232	43	37	account	account	NOUN
hi-232	43	38	(	(	PUNCT
hi-232	43	39	nugraha	nugraha	NOUN
hi-232	43	40	,	,	PUNCT
hi-232	43	41	2018	2018	NUM
hi-232	43	42	)	)	PUNCT
hi-232	43	43	.	.	PUNCT
hi-232	44	1	this	this	DET
hi-232	44	2	statement	statement	NOUN
hi-232	44	3	confirmed	confirm	VERB
hi-232	44	4	by	by	ADP
hi-232	44	5	his	his	PRON
hi-232	44	6	research	research	NOUN
hi-232	44	7	sakhwar	sakhwar	NOUN
hi-232	44	8	(	(	PUNCT
hi-232	44	9	sankhwar	sankhwar	ADJ
hi-232	44	10	,	,	PUNCT
hi-232	44	11	february	february	PROPN
hi-232	44	12	2016	2016	NUM
hi-232	44	13	)	)	PUNCT
hi-232	44	14	and	and	CCONJ
hi-232	44	15	mustari	mustari	ADJ
hi-232	44	16	(	(	PUNCT
hi-232	44	17	mustari	mustari	ADJ
hi-232	44	18	,	,	PUNCT
hi-232	44	19	2015	2015	NUM
hi-232	44	20	)	)	PUNCT
hi-232	44	21	.	.	PUNCT
hi-232	45	1	the	the	DET
hi-232	45	2	tool	tool	NOUN
hi-232	45	3	used	use	VERB
hi-232	45	4	for	for	ADP
hi-232	45	5	skimming	skim	VERB
hi-232	45	6	is	be	AUX
hi-232	45	7	called	call	VERB
hi-232	45	8	skimmer	skimmer	NOUN
hi-232	45	9	.	.	PUNCT
hi-232	46	1	the	the	DET
hi-232	46	2	skimmer	skimmer	NOUN
hi-232	46	3	is	be	AUX
hi-232	46	4	a	a	DET
hi-232	46	5	customer	customer	NOUN
hi-232	46	6	data	data	NOUN
hi-232	46	7	thief	thief	NOUN
hi-232	46	8	tool	tool	NOUN
hi-232	46	9	(	(	PUNCT
hi-232	46	10	mustari	mustari	ADJ
hi-232	46	11	,	,	PUNCT
hi-232	46	12	2015	2015	NUM
hi-232	46	13	)	)	PUNCT
hi-232	46	14	.	.	PUNCT
hi-232	47	1	the	the	DET
hi-232	47	2	skimmer	skimmer	NOUN
hi-232	47	3	placed	place	VERB
hi-232	47	4	in	in	ADP
hi-232	47	5	the	the	DET
hi-232	47	6	gap	gap	NOUN
hi-232	47	7	of	of	ADP
hi-232	47	8	the	the	DET
hi-232	47	9	atm	atm	PROPN
hi-232	47	10	machines	machine	NOUN
hi-232	47	11	,	,	PUNCT
hi-232	47	12	then	then	ADV
hi-232	47	13	the	the	DET
hi-232	47	14	customer	customer	NOUN
hi-232	47	15	's	's	PART
hi-232	47	16	data	datum	NOUN
hi-232	47	17	will	will	AUX
hi-232	47	18	be	be	AUX
hi-232	47	19	copied	copy	VERB
hi-232	47	20	quickly	quickly	ADV
hi-232	47	21	into	into	ADP
hi-232	47	22	the	the	DET
hi-232	47	23	atm	atm	NOUN
hi-232	47	24	of	of	ADP
hi-232	47	25	the	the	DET
hi-232	47	26	offender	offender	NOUN
hi-232	47	27	,	,	PUNCT
hi-232	47	28	and	and	CCONJ
hi-232	47	29	after	after	ADP
hi-232	47	30	that	that	PRON
hi-232	47	31	,	,	PUNCT
hi-232	47	32	the	the	DET
hi-232	47	33	offender	offender	NOUN
hi-232	47	34	will	will	AUX
hi-232	47	35	take	take	VERB
hi-232	47	36	the	the	DET
hi-232	47	37	victim	victim	NOUN
hi-232	47	38	's	's	PART
hi-232	47	39	money	money	NOUN
hi-232	47	40	.	.	PUNCT
hi-232	48	1	trust	trust	NOUN
hi-232	48	2	is	be	AUX
hi-232	48	3	a	a	DET
hi-232	48	4	belief	belief	NOUN
hi-232	48	5	to	to	PART
hi-232	48	6	establish	establish	VERB
hi-232	48	7	long	long	ADJ
hi-232	48	8	-	-	PUNCT
hi-232	48	9	term	term	NOUN
hi-232	48	10	relationships	relationship	NOUN
hi-232	48	11	to	to	PART
hi-232	48	12	produce	produce	VERB
hi-232	48	13	actual	actual	ADJ
hi-232	48	14	work	work	NOUN
hi-232	48	15	(	(	PUNCT
hi-232	48	16	yulianto	yulianto	PROPN
hi-232	48	17	&	&	CCONJ
hi-232	48	18	waluyo	waluyo	PROPN
hi-232	48	19	,	,	PUNCT
hi-232	48	20	2004	2004	NUM
hi-232	48	21	)	)	PUNCT
hi-232	48	22	.	.	PUNCT
hi-232	49	1	trust	trust	NOUN
hi-232	49	2	will	will	AUX
hi-232	49	3	arise	arise	VERB
hi-232	49	4	when	when	SCONJ
hi-232	49	5	a	a	DET
hi-232	49	6	consumer	consumer	NOUN
hi-232	49	7	/	/	SYM
hi-232	49	8	customer	customer	NOUN
hi-232	49	9	or	or	CCONJ
hi-232	49	10	a	a	DET
hi-232	49	11	group	group	NOUN
hi-232	49	12	believes	believe	VERB
hi-232	49	13	in	in	ADP
hi-232	49	14	the	the	DET
hi-232	49	15	trustworthiness	trustworthiness	NOUN
hi-232	49	16	and	and	CCONJ
hi-232	49	17	integrity	integrity	NOUN
hi-232	49	18	of	of	ADP
hi-232	49	19	partners	partner	NOUN
hi-232	49	20	.	.	PUNCT
hi-232	50	1	trusted	trust	VERB
hi-232	50	2	groups	group	NOUN
hi-232	50	3	need	need	VERB
hi-232	50	4	to	to	PART
hi-232	50	5	have	have	VERB
hi-232	50	6	high	high	ADJ
hi-232	50	7	integrity	integrity	NOUN
hi-232	50	8	and	and	CCONJ
hi-232	50	9	can	can	AUX
hi-232	50	10	be	be	AUX
hi-232	50	11	trusted	trust	VERB
hi-232	50	12	,	,	PUNCT
hi-232	50	13	then	then	ADV
hi-232	50	14	associated	associate	VERB
hi-232	50	15	with	with	ADP
hi-232	50	16	quality	quality	NOUN
hi-232	50	17	,	,	PUNCT
hi-232	50	18	such	such	ADJ
hi-232	50	19	as	as	ADP
hi-232	50	20	;	;	PUNCT
hi-232	50	21	consistent	consistent	ADJ
hi-232	50	22	,	,	PUNCT
hi-232	50	23	competent	competent	ADJ
hi-232	50	24	,	,	PUNCT
hi-232	50	25	honest	honest	ADJ
hi-232	50	26	,	,	PUNCT
hi-232	50	27	fair	fair	ADJ
hi-232	50	28	,	,	PUNCT
hi-232	50	29	and	and	CCONJ
hi-232	50	30	responsible	responsible	ADJ
hi-232	50	31	(	(	PUNCT
hi-232	50	32	yulianto&waluyo	yulianto&waluyo	NOUN
hi-232	50	33	,	,	PUNCT
hi-232	50	34	2004	2004	NUM
hi-232	50	35	)	)	PUNCT
hi-232	50	36	.	.	PUNCT
hi-232	51	1	below	below	ADP
hi-232	51	2	are	be	AUX
hi-232	51	3	indicators	indicator	NOUN
hi-232	51	4	of	of	ADP
hi-232	51	5	customer	customer	NOUN
hi-232	51	6	trust	trust	NOUN
hi-232	51	7	,	,	PUNCT
hi-232	51	8	according	accord	VERB
hi-232	51	9	to	to	ADP
hi-232	51	10	junai	junai	PROPN
hi-232	51	11	a.	a.	NOUN
hi-232	51	12	fian	fian	PROPN
hi-232	51	13	(	(	PUNCT
hi-232	51	14	fian	fian	NOUN
hi-232	51	15	,	,	PUNCT
hi-232	51	16	2016	2016	NUM
hi-232	51	17	)	)	PUNCT
hi-232	51	18	,	,	PUNCT
hi-232	51	19	as	as	SCONJ
hi-232	51	20	follows	follow	VERB
hi-232	51	21	:	:	PUNCT
hi-232	51	22	the	the	DET
hi-232	51	23	reputation	reputation	NOUN
hi-232	51	24	of	of	ADP
hi-232	51	25	the	the	DET
hi-232	51	26	product	product	NOUN
hi-232	51	27	or	or	CCONJ
hi-232	51	28	service	service	NOUN
hi-232	51	29	;	;	PUNCT
hi-232	51	30	customers	customer	NOUN
hi-232	51	31	feel	feel	VERB
hi-232	51	32	safety	safety	NOUN
hi-232	51	33	and	and	CCONJ
hi-232	51	34	comfort	comfort	NOUN
hi-232	51	35	in	in	ADP
hi-232	51	36	using	use	VERB
hi-232	51	37	products	product	NOUN
hi-232	51	38	or	or	CCONJ
hi-232	51	39	services	service	NOUN
hi-232	51	40	;	;	PUNCT
hi-232	51	41	customers	customer	NOUN
hi-232	51	42	get	get	VERB
hi-232	51	43	the	the	DET
hi-232	51	44	benefits	benefit	NOUN
hi-232	51	45	of	of	ADP
hi-232	51	46	products	product	NOUN
hi-232	51	47	or	or	CCONJ
hi-232	51	48	services	service	NOUN
hi-232	51	49	.	.	PUNCT
hi-232	52	1	3	3	X
hi-232	52	2	.	.	X
hi-232	52	3	research	research	NOUN
hi-232	52	4	methodology	methodology	NOUN
hi-232	52	5	this	this	DET
hi-232	52	6	type	type	NOUN
hi-232	52	7	of	of	ADP
hi-232	52	8	research	research	NOUN
hi-232	52	9	uses	use	VERB
hi-232	52	10	quantitative	quantitative	ADJ
hi-232	52	11	research	research	NOUN
hi-232	52	12	.	.	PUNCT
hi-232	53	1	this	this	DET
hi-232	53	2	method	method	NOUN
hi-232	53	3	aims	aim	VERB
hi-232	53	4	to	to	PART
hi-232	53	5	develop	develop	VERB
hi-232	53	6	and	and	CCONJ
hi-232	53	7	use	use	VERB
hi-232	53	8	mathematical	mathematical	ADJ
hi-232	53	9	models	model	NOUN
hi-232	53	10	,	,	PUNCT
hi-232	53	11	theories	theory	NOUN
hi-232	53	12	and	and	CCONJ
hi-232	53	13	/	/	SYM
hi-232	53	14	or	or	CCONJ
hi-232	53	15	hypotheses	hypothesis	NOUN
hi-232	53	16	related	relate	VERB
hi-232	53	17	to	to	ADP
hi-232	53	18	the	the	DET
hi-232	53	19	phenomena	phenomenon	NOUN
hi-232	53	20	investigated	investigate	VERB
hi-232	53	21	by	by	ADP
hi-232	53	22	researchers	researcher	NOUN
hi-232	53	23	.	.	PUNCT
hi-232	54	1	this	this	DET
hi-232	54	2	study	study	NOUN
hi-232	54	3	uses	use	VERB
hi-232	54	4	survey	survey	NOUN
hi-232	54	5	research	research	NOUN
hi-232	54	6	(	(	PUNCT
hi-232	54	7	survey	survey	NOUN
hi-232	54	8	research	research	NOUN
hi-232	54	9	)	)	PUNCT
hi-232	54	10	,	,	PUNCT
hi-232	54	11	which	which	PRON
hi-232	54	12	is	be	AUX
hi-232	54	13	a	a	DET
hi-232	54	14	study	study	NOUN
hi-232	54	15	that	that	PRON
hi-232	54	16	uses	use	VERB
hi-232	54	17	a	a	DET
hi-232	54	18	questionnaire	questionnaire	NOUN
hi-232	54	19	/	/	SYM
hi-232	54	20	questionnaire	questionnaire	NOUN
hi-232	54	21	as	as	ADP
hi-232	54	22	the	the	DET
hi-232	54	23	primary	primary	ADJ
hi-232	54	24	data	datum	NOUN
hi-232	54	25	source	source	NOUN
hi-232	54	26	,	,	PUNCT
hi-232	54	27	which	which	PRON
hi-232	54	28	is	be	AUX
hi-232	54	29	a	a	DET
hi-232	54	30	survey	survey	NOUN
hi-232	54	31	of	of	ADP
hi-232	54	32	bri	bri	PROPN
hi-232	54	33	sharia	sharia	PROPN
hi-232	54	34	customers	customer	NOUN
hi-232	54	35	at	at	ADP
hi-232	54	36	the	the	DET
hi-232	54	37	suniaraja	suniaraja	PROPN
hi-232	54	38	branch	branch	PROPN
hi-232	54	39	office	office	PROPN
hi-232	54	40	,	,	PUNCT
hi-232	54	41	bandung	bandung	PROPN
hi-232	54	42	.	.	PUNCT
hi-232	55	1	this	this	DET
hi-232	55	2	study	study	NOUN
hi-232	55	3	uses	use	VERB
hi-232	55	4	survey	survey	NOUN
hi-232	55	5	research	research	NOUN
hi-232	55	6	(	(	PUNCT
hi-232	55	7	survey	survey	NOUN
hi-232	55	8	research	research	NOUN
hi-232	55	9	)	)	PUNCT
hi-232	55	10	,	,	PUNCT
hi-232	55	11	which	which	PRON
hi-232	55	12	is	be	AUX
hi-232	55	13	a	a	DET
hi-232	55	14	study	study	NOUN
hi-232	55	15	that	that	PRON
hi-232	55	16	uses	use	VERB
hi-232	55	17	a	a	DET
hi-232	55	18	questionnaire	questionnaire	NOUN
hi-232	55	19	/	/	SYM
hi-232	55	20	questionnaire	questionnaire	NOUN
hi-232	55	21	as	as	ADP
hi-232	55	22	the	the	DET
hi-232	55	23	primary	primary	ADJ
hi-232	55	24	data	datum	NOUN
hi-232	55	25	source	source	NOUN
hi-232	55	26	,	,	PUNCT
hi-232	55	27	which	which	PRON
hi-232	55	28	is	be	AUX
hi-232	55	29	a	a	DET
hi-232	55	30	survey	survey	NOUN
hi-232	55	31	of	of	ADP
hi-232	55	32	bri	bri	PROPN
hi-232	55	33	sharia	sharia	PROPN
hi-232	55	34	customers	customer	NOUN
hi-232	55	35	at	at	ADP
hi-232	55	36	the	the	DET
hi-232	55	37	suniaraja	suniaraja	PROPN
hi-232	55	38	branch	branch	PROPN
hi-232	55	39	office	office	PROPN
hi-232	55	40	,	,	PUNCT
hi-232	55	41	bandung	bandung	PROPN
hi-232	55	42	.	.	PUNCT
hi-232	56	1	in	in	ADP
hi-232	56	2	this	this	DET
hi-232	56	3	study	study	NOUN
hi-232	56	4	,	,	PUNCT
hi-232	56	5	there	there	PRON
hi-232	56	6	are	be	VERB
hi-232	56	7	independent	independent	ADJ
hi-232	56	8	variables	variable	NOUN
hi-232	56	9	and	and	CCONJ
hi-232	56	10	dependent	dependent	ADJ
hi-232	56	11	variables	variable	NOUN
hi-232	56	12	.	.	PUNCT
hi-232	57	1	the	the	DET
hi-232	57	2	independent	independent	ADJ
hi-232	57	3	variable	variable	NOUN
hi-232	57	4	consists	consist	VERB
hi-232	57	5	of	of	ADP
hi-232	57	6	two	two	NUM
hi-232	57	7	variables	variable	NOUN
hi-232	57	8	,	,	PUNCT
hi-232	57	9	namely	namely	ADV
hi-232	57	10	service	service	NOUN
hi-232	57	11	quality	quality	NOUN
hi-232	57	12	(	(	PUNCT
hi-232	57	13	x1	x1	PROPN
hi-232	57	14	)	)	PUNCT
hi-232	57	15	and	and	CCONJ
hi-232	57	16	skimming	skim	VERB
hi-232	57	17	atm	atm	NOUN
hi-232	57	18	cases	case	NOUN
hi-232	57	19	(	(	PUNCT
hi-232	57	20	x2	x2	NOUN
hi-232	57	21	)	)	PUNCT
hi-232	57	22	.	.	PUNCT
hi-232	58	1	the	the	DET
hi-232	58	2	dependent	dependent	ADJ
hi-232	58	3	variable	variable	NOUN
hi-232	58	4	consists	consist	VERB
hi-232	58	5	of	of	ADP
hi-232	58	6	one	one	NUM
hi-232	58	7	variable	variable	NOUN
hi-232	58	8	,	,	PUNCT
hi-232	58	9	namely	namely	ADV
hi-232	58	10	,	,	PUNCT
hi-232	58	11	customer	customer	NOUN
hi-232	58	12	trust	trust	NOUN
hi-232	58	13	(	(	PUNCT
hi-232	58	14	y	y	NOUN
hi-232	58	15	)	)	PUNCT
hi-232	58	16	.	.	PUNCT
hi-232	59	1	furthermore	furthermore	ADV
hi-232	59	2	,	,	PUNCT
hi-232	59	3	there	there	PRON
hi-232	59	4	are	be	VERB
hi-232	59	5	two	two	NUM
hi-232	59	6	sources	source	NOUN
hi-232	59	7	of	of	ADP
hi-232	59	8	data	datum	NOUN
hi-232	59	9	,	,	PUNCT
hi-232	59	10	namely	namely	ADV
hi-232	59	11	primary	primary	ADJ
hi-232	59	12	data	datum	NOUN
hi-232	59	13	and	and	CCONJ
hi-232	59	14	secondary	secondary	ADJ
hi-232	59	15	data	datum	NOUN
hi-232	59	16	.	.	PUNCT
hi-232	60	1	the	the	DET
hi-232	60	2	primary	primary	ADJ
hi-232	60	3	data	datum	NOUN
hi-232	60	4	source	source	NOUN
hi-232	60	5	in	in	ADP
hi-232	60	6	this	this	DET
hi-232	60	7	study	study	NOUN
hi-232	60	8	was	be	AUX
hi-232	60	9	obtained	obtain	VERB
hi-232	60	10	directly	directly	ADV
hi-232	60	11	from	from	ADP
hi-232	60	12	the	the	DET
hi-232	60	13	research	research	NOUN
hi-232	60	14	location	location	NOUN
hi-232	60	15	,	,	PUNCT
hi-232	60	16	namely	namely	ADV
hi-232	60	17	bri	bri	PROPN
hi-232	60	18	sharia	sharia	PROPN
hi-232	60	19	suniaraja	suniaraja	PROPN
hi-232	60	20	branch	branch	PROPN
hi-232	60	21	office	office	NOUN
hi-232	60	22	,	,	PUNCT
hi-232	60	23	bandung.the	bandung.the	DET
hi-232	60	24	source	source	NOUN
hi-232	60	25	is	be	AUX
hi-232	60	26	given	give	VERB
hi-232	60	27	directly	directly	ADV
hi-232	60	28	to	to	ADP
hi-232	60	29	the	the	DET
hi-232	60	30	respondent	respondent	NOUN
hi-232	60	31	.	.	PUNCT
hi-232	61	1	the	the	DET
hi-232	61	2	population	population	NOUN
hi-232	61	3	in	in	ADP
hi-232	61	4	this	this	DET
hi-232	61	5	study	study	NOUN
hi-232	61	6	was	be	AUX
hi-232	61	7	6,892	6,892	NUM
hi-232	61	8	atm	atm	NOUN
hi-232	61	9	user	user	NOUN
hi-232	61	10	customers	customer	NOUN
hi-232	61	11	at	at	ADP
hi-232	61	12	the	the	DET
hi-232	61	13	bri	bri	PROPN
hi-232	61	14	sharia	sharia	PROPN
hi-232	61	15	suniaraja	suniaraja	PROPN
hi-232	61	16	branch	branch	PROPN
hi-232	61	17	office	office	PROPN
hi-232	61	18	,	,	PUNCT
hi-232	61	19	bandung	bandung	PROPN
hi-232	61	20	.	.	PUNCT
hi-232	62	1	samples	sample	NOUN
hi-232	62	2	were	be	AUX
hi-232	62	3	taken	take	VERB
hi-232	62	4	from	from	ADP
hi-232	62	5	active	active	ADJ
hi-232	62	6	customers	customer	NOUN
hi-232	62	7	of	of	ADP
hi-232	62	8	atm	atm	NOUN
hi-232	62	9	users	user	NOUN
hi-232	62	10	at	at	ADP
hi-232	62	11	the	the	DET
hi-232	62	12	research	research	NOUN
hi-232	62	13	’s	’s	PART
hi-232	62	14	location	location	NOUN
hi-232	62	15	in	in	ADP
hi-232	62	16	the	the	DET
hi-232	62	17	last	last	ADJ
hi-232	62	18	six	six	NUM
hi-232	62	19	months	month	NOUN
hi-232	62	20	,	,	PUNCT
hi-232	62	21	so	so	SCONJ
hi-232	62	22	researchers	researcher	NOUN
hi-232	62	23	only	only	ADV
hi-232	62	24	took	take	VERB
hi-232	62	25	samples	sample	NOUN
hi-232	62	26	from	from	ADP
hi-232	62	27	the	the	DET
hi-232	62	28	population	population	NOUN
hi-232	62	29	that	that	PRON
hi-232	62	30	would	would	AUX
hi-232	62	31	be	be	AUX
hi-232	62	32	the	the	DET
hi-232	62	33	subject	subject	NOUN
hi-232	62	34	of	of	ADP
hi-232	62	35	the	the	DET
hi-232	62	36	study	study	NOUN
hi-232	62	37	.	.	PUNCT
hi-232	63	1	the	the	DET
hi-232	63	2	sampling	sample	VERB
hi-232	63	3	technique	technique	NOUN
hi-232	63	4	used	use	VERB
hi-232	63	5	in	in	ADP
hi-232	63	6	this	this	DET
hi-232	63	7	study	study	NOUN
hi-232	63	8	is	be	AUX
hi-232	63	9	purposive	purposive	ADJ
hi-232	63	10	sampling	sampling	NOUN
hi-232	63	11	,	,	PUNCT
hi-232	63	12	which	which	PRON
hi-232	63	13	is	be	AUX
hi-232	63	14	sampling	sample	VERB
hi-232	63	15	based	base	VERB
hi-232	63	16	on	on	ADP
hi-232	63	17	specific	specific	ADJ
hi-232	63	18	characteristics	characteristic	NOUN
hi-232	63	19	,	,	PUNCT
hi-232	63	20	characteristics	characteristic	NOUN
hi-232	63	21	or	or	CCONJ
hi-232	63	22	characteristics	characteristic	NOUN
hi-232	63	23	that	that	PRON
hi-232	63	24	are	be	AUX
hi-232	63	25	the	the	DET
hi-232	63	26	main	main	ADJ
hi-232	63	27	characteristics	characteristic	NOUN
hi-232	63	28	of	of	ADP
hi-232	63	29	the	the	DET
hi-232	63	30	population	population	NOUN
hi-232	63	31	.	.	PUNCT
hi-232	64	1	in	in	ADP
hi-232	64	2	determining	determine	VERB
hi-232	64	3	the	the	DET
hi-232	64	4	number	number	NOUN
hi-232	64	5	of	of	ADP
hi-232	64	6	samples	sample	NOUN
hi-232	64	7	from	from	ADP
hi-232	64	8	the	the	DET
hi-232	64	9	population	population	NOUN
hi-232	64	10	using	use	VERB
hi-232	64	11	the	the	DET
hi-232	64	12	slovin	slovin	NOUN
hi-232	64	13	formula	formula	NOUN
hi-232	64	14	,	,	PUNCT
hi-232	64	15	which	which	PRON
hi-232	64	16	is	be	AUX
hi-232	64	17	as	as	SCONJ
hi-232	64	18	follows	follow	VERB
hi-232	64	19	:	:	PUNCT
hi-232	64	20	hamdard	hamdard	ADJ
hi-232	64	21	islamicus	islamicus	NOUN
hi-232	64	22	,	,	PUNCT
hi-232	64	23	vol	vol	NOUN
hi-232	64	24	.	.	PROPN
hi-232	65	1	43	43	NUM
hi-232	65	2	no	no	NOUN
hi-232	65	3	.	.	PUNCT
hi-232	65	4	s.2	s.2	X
hi-232	65	5	(	(	PUNCT
hi-232	65	6	2020	2020	NUM
hi-232	65	7	)	)	PUNCT
hi-232	65	8	,	,	PUNCT
hi-232	65	9	674684	674684	NUM
hi-232	65	10	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	65	11	islamicus/	islamicus/	NUM
hi-232	65	12	677	677	NUM
hi-232	65	13	issn	issn	PROPN
hi-232	65	14	:	:	PUNCT
hi-232	65	15	02507196	02507196	NUM
hi-232	65	16	from	from	ADP
hi-232	65	17	the	the	DET
hi-232	65	18	above	above	ADJ
hi-232	65	19	calculation	calculation	NOUN
hi-232	65	20	,	,	PUNCT
hi-232	65	21	there	there	PRON
hi-232	65	22	are	be	VERB
hi-232	65	23	98	98	NUM
hi-232	65	24	respondents	respondent	NOUN
hi-232	65	25	.	.	PUNCT
hi-232	66	1	the	the	DET
hi-232	66	2	sample	sample	NOUN
hi-232	66	3	used	use	VERB
hi-232	66	4	in	in	ADP
hi-232	66	5	this	this	DET
hi-232	66	6	study	study	NOUN
hi-232	66	7	is	be	AUX
hi-232	66	8	a	a	DET
hi-232	66	9	customer	customer	NOUN
hi-232	66	10	of	of	ADP
hi-232	66	11	bank	bank	PROPN
hi-232	66	12	bri	bri	PROPN
hi-232	66	13	sharia	sharia	PROPN
hi-232	66	14	suniaraja	suniaraja	PROPN
hi-232	66	15	branch	branch	PROPN
hi-232	66	16	office	office	PROPN
hi-232	66	17	,	,	PUNCT
hi-232	66	18	bandung	bandung	PROPN
hi-232	66	19	,	,	PUNCT
hi-232	66	20	especially	especially	ADV
hi-232	66	21	atm	atm	PROPN
hi-232	66	22	users	user	NOUN
hi-232	66	23	.	.	PUNCT
hi-232	67	1	the	the	DET
hi-232	67	2	following	follow	VERB
hi-232	67	3	results	result	NOUN
hi-232	67	4	of	of	ADP
hi-232	67	5	the	the	DET
hi-232	67	6	development	development	NOUN
hi-232	67	7	of	of	ADP
hi-232	67	8	the	the	DET
hi-232	67	9	variables	variable	NOUN
hi-232	67	10	studied	study	VERB
hi-232	67	11	are	be	AUX
hi-232	67	12	as	as	SCONJ
hi-232	67	13	follows	follow	VERB
hi-232	67	14	:	:	PUNCT
hi-232	67	15	the	the	DET
hi-232	67	16	development	development	NOUN
hi-232	67	17	of	of	ADP
hi-232	67	18	variable	variable	ADJ
hi-232	67	19	instrument	instrument	NOUN
hi-232	67	20	quality	quality	NOUN
hi-232	67	21	of	of	ADP
hi-232	67	22	service	service	NOUN
hi-232	67	23	(	(	PUNCT
hi-232	67	24	x1	x1	PROPN
hi-232	67	25	)	)	PUNCT
hi-232	67	26	(	(	PUNCT
hi-232	67	27	abdul	abdul	PROPN
hi-232	67	28	qawi	qawi	PROPN
hi-232	67	29	othman	othman	PROPN
hi-232	67	30	,	,	PUNCT
hi-232	67	31	2001	2001	NUM
hi-232	67	32	)	)	PUNCT
hi-232	67	33	table	table	NOUN
hi-232	67	34	1	1	NUM
hi-232	67	35	:	:	PUNCT
hi-232	67	36	service	service	NOUN
hi-232	67	37	quality	quality	NOUN
hi-232	67	38	variable	variable	NOUN
hi-232	67	39	instruments	instrument	NOUN
hi-232	67	40	dimensions	dimension	NOUN
hi-232	67	41	indicators	indicator	NOUN
hi-232	67	42	tangible	tangible	ADJ
hi-232	67	43	1	1	NUM
hi-232	67	44	.	.	PUNCT
hi-232	67	45	display	display	NOUN
hi-232	67	46	outside	outside	ADP
hi-232	67	47	and	and	CCONJ
hi-232	67	48	inside	inside	ADP
hi-232	67	49	the	the	DET
hi-232	67	50	office	office	NOUN
hi-232	67	51	that	that	PRON
hi-232	67	52	is	be	AUX
hi-232	67	53	clean	clean	ADJ
hi-232	67	54	,	,	PUNCT
hi-232	67	55	neat	neat	ADJ
hi-232	67	56	,	,	PUNCT
hi-232	67	57	and	and	CCONJ
hi-232	67	58	comfortable	comfortable	ADJ
hi-232	67	59	.	.	PUNCT
hi-232	68	1	2	2	X
hi-232	68	2	.	.	X
hi-232	68	3	good	good	ADJ
hi-232	68	4	looking	look	VERB
hi-232	68	5	neat	neat	ADJ
hi-232	68	6	and	and	CCONJ
hi-232	68	7	polite	polite	ADJ
hi-232	68	8	.	.	PUNCT
hi-232	69	1	operating	operate	VERB
hi-232	69	2	hours	hour	NOUN
hi-232	69	3	are	be	AUX
hi-232	69	4	clear	clear	ADJ
hi-232	69	5	.	.	PUNCT
hi-232	70	1	3	3	X
hi-232	70	2	.	.	X
hi-232	70	3	completeness	completeness	NOUN
hi-232	70	4	of	of	ADP
hi-232	70	5	physical	physical	ADJ
hi-232	70	6	facilities	facility	NOUN
hi-232	70	7	owned	own	VERB
hi-232	70	8	.	.	PUNCT
hi-232	71	1	have	have	VERB
hi-232	71	2	a	a	DET
hi-232	71	3	website	website	NOUN
hi-232	71	4	to	to	PART
hi-232	71	5	facilitate	facilitate	VERB
hi-232	71	6	customers	customer	NOUN
hi-232	71	7	in	in	ADP
hi-232	71	8	accessing	access	VERB
hi-232	71	9	information	information	NOUN
hi-232	71	10	about	about	ADP
hi-232	71	11	customer	customer	NOUN
hi-232	71	12	data	datum	NOUN
hi-232	71	13	responsiveness	responsiveness	NOUN
hi-232	71	14	1	1	NUM
hi-232	71	15	.	.	PUNCT
hi-232	72	1	provide	provide	VERB
hi-232	72	2	information	information	NOUN
hi-232	72	3	clearly	clearly	ADV
hi-232	72	4	and	and	CCONJ
hi-232	72	5	easily	easily	ADV
hi-232	72	6	understood	understand	VERB
hi-232	72	7	.	.	PUNCT
hi-232	73	1	2	2	X
hi-232	73	2	.	.	X
hi-232	73	3	knowing	know	VERB
hi-232	73	4	the	the	DET
hi-232	73	5	customer	customer	NOUN
hi-232	73	6	's	's	PART
hi-232	73	7	needs	need	NOUN
hi-232	73	8	and	and	CCONJ
hi-232	73	9	willing	willing	ADJ
hi-232	73	10	to	to	PART
hi-232	73	11	help	help	VERB
hi-232	73	12	.	.	PUNCT
hi-232	74	1	3	3	X
hi-232	74	2	.	.	X
hi-232	74	3	islamic	islamic	PROPN
hi-232	74	4	service	service	PROPN
hi-232	74	5	.	.	PUNCT
hi-232	75	1	4	4	X
hi-232	75	2	.	.	X
hi-232	75	3	knowledge	knowledge	NOUN
hi-232	75	4	and	and	CCONJ
hi-232	75	5	ability	ability	NOUN
hi-232	75	6	to	to	PART
hi-232	75	7	conduct	conduct	VERB
hi-232	75	8	transactions	transaction	NOUN
hi-232	75	9	.	.	PUNCT
hi-232	76	1	fast	fast	ADJ
hi-232	76	2	response	response	NOUN
hi-232	76	3	service	service	NOUN
hi-232	76	4	reliability	reliability	NOUN
hi-232	76	5	1	1	NUM
hi-232	76	6	.	.	PUNCT
hi-232	76	7	fast	fast	ADJ
hi-232	76	8	and	and	CCONJ
hi-232	76	9	convenient	convenient	ADJ
hi-232	76	10	service	service	NOUN
hi-232	76	11	time	time	NOUN
hi-232	76	12	.	.	PUNCT
hi-232	77	1	2	2	X
hi-232	77	2	.	.	X
hi-232	77	3	extensive	extensive	ADJ
hi-232	77	4	knowledge	knowledge	NOUN
hi-232	77	5	of	of	ADP
hi-232	77	6	the	the	DET
hi-232	77	7	products	product	NOUN
hi-232	77	8	offered	offer	VERB
hi-232	77	9	3	3	NUM
hi-232	77	10	.	.	PUNCT
hi-232	78	1	guarantee	guarantee	NOUN
hi-232	78	2	of	of	ADP
hi-232	78	3	security	security	NOUN
hi-232	78	4	when	when	SCONJ
hi-232	78	5	making	make	VERB
hi-232	78	6	transactions	transaction	NOUN
hi-232	78	7	.	.	PUNCT
hi-232	79	1	optimal	optimal	ADJ
hi-232	79	2	service	service	NOUN
hi-232	79	3	assurance	assurance	NOUN
hi-232	79	4	1	1	NUM
hi-232	79	5	.	.	PUNCT
hi-232	79	6	staff	staff	NOUN
hi-232	79	7	are	be	AUX
hi-232	79	8	polite	polite	ADJ
hi-232	79	9	and	and	CCONJ
hi-232	79	10	friendly	friendly	ADJ
hi-232	79	11	.	.	PUNCT
hi-232	80	1	2	2	X
hi-232	80	2	.	.	X
hi-232	80	3	they	they	PRON
hi-232	80	4	are	be	AUX
hi-232	80	5	providing	provide	VERB
hi-232	80	6	financial	financial	ADJ
hi-232	80	7	advice	advice	NOUN
hi-232	80	8	.	.	PUNCT
hi-232	81	1	3	3	X
hi-232	81	2	.	.	X
hi-232	81	3	provides	provide	VERB
hi-232	81	4	easy	easy	ADJ
hi-232	81	5	access	access	NOUN
hi-232	81	6	to	to	ADP
hi-232	81	7	financial	financial	ADJ
hi-232	81	8	information	information	NOUN
hi-232	81	9	.	.	PUNCT
hi-232	82	1	experienced	experienced	ADJ
hi-232	82	2	and	and	CCONJ
hi-232	82	3	knowledgeable	knowledgeable	ADJ
hi-232	82	4	management	management	NOUN
hi-232	82	5	.	.	PUNCT
hi-232	83	1	empathy	empathy	NOUN
hi-232	83	2	1	1	NUM
hi-232	83	3	.	.	PUNCT
hi-232	84	1	customer	customer	NOUN
hi-232	84	2	data	datum	NOUN
hi-232	84	3	is	be	AUX
hi-232	84	4	guaranteed	guarantee	VERB
hi-232	84	5	confidentiality	confidentiality	NOUN
hi-232	84	6	.	.	PUNCT
hi-232	85	1	hamdard	hamdard	ADJ
hi-232	85	2	islamicus	islamicus	PROPN
hi-232	85	3	,	,	PUNCT
hi-232	85	4	vol	vol	NOUN
hi-232	85	5	.	.	PROPN
hi-232	85	6	43	43	NUM
hi-232	86	1	no	no	NOUN
hi-232	86	2	.	.	PUNCT
hi-232	86	3	s.2	s.2	X
hi-232	86	4	(	(	PUNCT
hi-232	86	5	2020	2020	NUM
hi-232	86	6	)	)	PUNCT
hi-232	86	7	,	,	PUNCT
hi-232	86	8	674684	674684	NUM
hi-232	86	9	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	86	10	islamicus/	islamicus/	NUM
hi-232	86	11	678	678	NUM
hi-232	86	12	issn	issn	PROPN
hi-232	86	13	:	:	PUNCT
hi-232	86	14	02507196	02507196	NUM
hi-232	86	15	2	2	NUM
hi-232	86	16	.	.	X
hi-232	86	17	give	give	VERB
hi-232	86	18	individual	individual	ADJ
hi-232	86	19	attention	attention	NOUN
hi-232	86	20	to	to	ADP
hi-232	86	21	its	its	PRON
hi-232	86	22	customers	customer	NOUN
hi-232	86	23	.	.	PUNCT
hi-232	87	1	low	low	ADJ
hi-232	87	2	service	service	NOUN
hi-232	87	3	costs	cost	VERB
hi-232	87	4	the	the	DET
hi-232	87	5	development	development	NOUN
hi-232	87	6	of	of	ADP
hi-232	87	7	variable	variable	ADJ
hi-232	87	8	atm	atm	NOUN
hi-232	87	9	skimming	skim	VERB
hi-232	87	10	instruments	instrument	NOUN
hi-232	87	11	(	(	PUNCT
hi-232	87	12	x2	x2	PROPN
hi-232	87	13	)	)	PUNCT
hi-232	87	14	(	(	PUNCT
hi-232	87	15	mustari	mustari	PROPN
hi-232	87	16	d.	d.	PROPN
hi-232	87	17	,	,	PUNCT
hi-232	87	18	cyber	cyber	PROPN
hi-232	87	19	crime	crime	NOUN
hi-232	87	20	:	:	PUNCT
hi-232	87	21	penggunaan	penggunaan	PROPN
hi-232	87	22	skimmer	skimmer	PROPN
hi-232	87	23	terhadap	terhadap	PROPN
hi-232	87	24	pembobolan	pembobolan	NOUN
hi-232	87	25	atm	atm	PROPN
hi-232	87	26	,	,	PUNCT
hi-232	87	27	2015	2015	NUM
hi-232	87	28	)	)	PUNCT
hi-232	87	29	.	.	PUNCT
hi-232	88	1	table	table	NOUN
hi-232	88	2	2	2	NUM
hi-232	88	3	:	:	PUNCT
hi-232	88	4	atm	atm	ADJ
hi-232	88	5	variable	variable	ADJ
hi-232	88	6	skimming	skim	VERB
hi-232	88	7	instrument	instrument	NOUN
hi-232	88	8	dimensi	dimensi	NOUN
hi-232	88	9	indikator	indikator	NOUN
hi-232	88	10	cyber	cyber	NOUN
hi-232	88	11	crime	crime	NOUN
hi-232	88	12	1	1	X
hi-232	88	13	.	.	PUNCT
hi-232	89	1	customers	customer	NOUN
hi-232	89	2	understand	understand	VERB
hi-232	89	3	about	about	ADP
hi-232	89	4	cybercrime	cybercrime	NOUN
hi-232	89	5	.	.	PUNCT
hi-232	90	1	2	2	X
hi-232	90	2	.	.	X
hi-232	90	3	protection	protection	NOUN
hi-232	90	4	from	from	ADP
hi-232	90	5	cybercrime	cybercrime	NOUN
hi-232	90	6	.	.	PUNCT
hi-232	91	1	applicable	applicable	ADJ
hi-232	91	2	regulations	regulation	NOUN
hi-232	91	3	skimming	skim	VERB
hi-232	91	4	atm	atm	NOUN
hi-232	91	5	1	1	NUM
hi-232	91	6	.	.	PUNCT
hi-232	92	1	the	the	DET
hi-232	92	2	occurrence	occurrence	NOUN
hi-232	92	3	of	of	ADP
hi-232	92	4	atm	atm	NOUN
hi-232	92	5	skimming	skim	VERB
hi-232	92	6	to	to	ADP
hi-232	92	7	customers	customer	NOUN
hi-232	92	8	.	.	PUNCT
hi-232	93	1	2	2	X
hi-232	93	2	.	.	X
hi-232	93	3	bank	bank	NOUN
hi-232	93	4	’s	’s	PART
hi-232	93	5	form	form	NOUN
hi-232	93	6	of	of	ADP
hi-232	93	7	compensation	compensation	NOUN
hi-232	93	8	.	.	PUNCT
hi-232	94	1	3	3	X
hi-232	94	2	.	.	X
hi-232	94	3	follow	follow	VERB
hi-232	94	4	-	-	PUNCT
hi-232	94	5	up	up	NOUN
hi-232	94	6	by	by	ADP
hi-232	94	7	the	the	DET
hi-232	94	8	bank	bank	NOUN
hi-232	94	9	.	.	PUNCT
hi-232	95	1	customer	customer	PROPN
hi-232	95	2	trust	trust	PROPN
hi-232	95	3	.	.	PUNCT
hi-232	96	1	the	the	DET
hi-232	96	2	development	development	NOUN
hi-232	96	3	of	of	ADP
hi-232	96	4	the	the	DET
hi-232	96	5	instrument	instrument	NOUN
hi-232	96	6	table	table	NOUN
hi-232	96	7	3	3	NUM
hi-232	96	8	:	:	PUNCT
hi-232	96	9	trust	trust	VERB
hi-232	96	10	variable	variable	ADJ
hi-232	96	11	instrument	instrument	NOUN
hi-232	96	12	(	(	PUNCT
hi-232	96	13	y	y	NOUN
hi-232	96	14	)	)	PUNCT
hi-232	96	15	dimensi	dimensi	NOUN
hi-232	96	16	indikator	indikator	NOUN
hi-232	96	17	reputation	reputation	NOUN
hi-232	96	18	1	1	NUM
hi-232	96	19	.	.	PUNCT
hi-232	96	20	provide	provide	VERB
hi-232	96	21	quality	quality	NOUN
hi-232	96	22	services	service	NOUN
hi-232	96	23	.	.	PUNCT
hi-232	97	1	2	2	X
hi-232	97	2	.	.	X
hi-232	97	3	they	they	PRON
hi-232	97	4	have	have	VERB
hi-232	97	5	reliable	reliable	ADJ
hi-232	97	6	staff	staff	NOUN
hi-232	97	7	in	in	ADP
hi-232	97	8	their	their	PRON
hi-232	97	9	field	field	NOUN
hi-232	97	10	.	.	PUNCT
hi-232	98	1	trusted	trust	VERB
hi-232	98	2	bank	bank	NOUN
hi-232	98	3	safety	safety	NOUN
hi-232	98	4	and	and	CCONJ
hi-232	98	5	comfort	comfort	NOUN
hi-232	98	6	1	1	NUM
hi-232	98	7	.	.	PUNCT
hi-232	98	8	able	able	ADJ
hi-232	98	9	to	to	PART
hi-232	98	10	provide	provide	VERB
hi-232	98	11	protection	protection	NOUN
hi-232	98	12	and	and	CCONJ
hi-232	98	13	safety	safety	NOUN
hi-232	98	14	for	for	ADP
hi-232	98	15	customers	customer	NOUN
hi-232	98	16	.	.	PUNCT
hi-232	99	1	they	they	PRON
hi-232	99	2	are	be	AUX
hi-232	99	3	providing	provide	VERB
hi-232	99	4	a	a	DET
hi-232	99	5	sense	sense	NOUN
hi-232	99	6	of	of	ADP
hi-232	99	7	security	security	NOUN
hi-232	99	8	and	and	CCONJ
hi-232	99	9	comfort	comfort	NOUN
hi-232	99	10	when	when	SCONJ
hi-232	99	11	customers	customer	NOUN
hi-232	99	12	transact	transact	VERB
hi-232	99	13	.	.	PUNCT
hi-232	100	1	benefit	benefit	VERB
hi-232	100	2	1	1	NUM
hi-232	100	3	.	.	PUNCT
hi-232	101	1	provide	provide	VERB
hi-232	101	2	services	service	NOUN
hi-232	101	3	as	as	SCONJ
hi-232	101	4	expected	expect	VERB
hi-232	101	5	.	.	PUNCT
hi-232	102	1	the	the	DET
hi-232	102	2	bank	bank	NOUN
hi-232	102	3	is	be	AUX
hi-232	102	4	providing	provide	VERB
hi-232	102	5	shortand	shortand	NOUN
hi-232	102	6	long	long	ADJ
hi-232	102	7	-	-	PUNCT
hi-232	102	8	term	term	NOUN
hi-232	102	9	benefits	benefit	NOUN
hi-232	102	10	.	.	PUNCT
hi-232	103	1	variable	variable	ADJ
hi-232	103	2	trust	trust	NOUN
hi-232	103	3	(	(	PUNCT
hi-232	103	4	y	y	PROPN
hi-232	103	5	(	(	PUNCT
hi-232	103	6	fian	fian	PROPN
hi-232	103	7	j.	j.	PROPN
hi-232	103	8	a.	a.	PROPN
hi-232	103	9	,	,	PUNCT
hi-232	103	10	2016	2016	NUM
hi-232	103	11	)	)	PUNCT
hi-232	103	12	the	the	DET
hi-232	103	13	t	t	PROPN
hi-232	103	14	-	-	PUNCT
hi-232	103	15	test	test	NOUN
hi-232	103	16	is	be	AUX
hi-232	103	17	done	do	VERB
hi-232	103	18	to	to	PART
hi-232	103	19	test	test	VERB
hi-232	103	20	the	the	DET
hi-232	103	21	significance	significance	NOUN
hi-232	103	22	of	of	ADP
hi-232	103	23	the	the	DET
hi-232	103	24	relationship	relationship	NOUN
hi-232	103	25	between	between	ADP
hi-232	103	26	variables	variable	NOUN
hi-232	103	27	x1	x1	PROPN
hi-232	103	28	,	,	PUNCT
hi-232	103	29	and	and	CCONJ
hi-232	103	30	x2	x2	PROPN
hi-232	103	31	on	on	ADP
hi-232	103	32	y	y	PROPN
hi-232	103	33	,	,	PUNCT
hi-232	103	34	whether	whether	SCONJ
hi-232	103	35	the	the	DET
hi-232	103	36	variables	variable	NOUN
hi-232	103	37	x1	x1	PROPN
hi-232	103	38	and	and	CCONJ
hi-232	103	39	x2	x2	PROPN
hi-232	103	40	have	have	VERB
hi-232	103	41	a	a	DET
hi-232	103	42	partial	partial	ADJ
hi-232	103	43	effect	effect	NOUN
hi-232	103	44	(	(	PUNCT
hi-232	103	45	individually	individually	ADV
hi-232	103	46	)	)	PUNCT
hi-232	103	47	on	on	ADP
hi-232	103	48	the	the	DET
hi-232	103	49	variable	variable	ADJ
hi-232	103	50	y.	y.	NOUN
hi-232	103	51	to	to	PART
hi-232	103	52	draw	draw	VERB
hi-232	103	53	conclusions	conclusion	NOUN
hi-232	103	54	expressed	express	VERB
hi-232	103	55	by	by	ADP
hi-232	103	56	looking	look	VERB
hi-232	103	57	at	at	ADP
hi-232	103	58	the	the	DET
hi-232	103	59	significant	significant	ADJ
hi-232	103	60	value	value	NOUN
hi-232	103	61	and	and	CCONJ
hi-232	103	62	comparing	compare	VERB
hi-232	103	63	with	with	ADP
hi-232	103	64	the	the	DET
hi-232	103	65	level	level	NOUN
hi-232	103	66	of	of	ADP
hi-232	103	67	error	error	NOUN
hi-232	103	68	that	that	PRON
hi-232	103	69	is	be	AUX
hi-232	103	70	if	if	SCONJ
hi-232	103	71	the	the	DET
hi-232	103	72	probability	probability	NOUN
hi-232	103	73	value	value	NOUN
hi-232	103	74	<	<	X
hi-232	103	75	alpha	alpha	NOUN
hi-232	103	76	value	value	NOUN
hi-232	103	77	(	(	PUNCT
hi-232	103	78	α	α	NOUN
hi-232	103	79	)	)	PUNCT
hi-232	103	80	,	,	PUNCT
hi-232	103	81	then	then	ADV
hi-232	103	82	the	the	DET
hi-232	103	83	dependent	dependent	ADJ
hi-232	103	84	variable	variable	NOUN
hi-232	103	85	significantly	significantly	ADV
hi-232	103	86	influences	influence	VERB
hi-232	103	87	the	the	DET
hi-232	103	88	independent	independent	ADJ
hi-232	103	89	variable	variable	NOUN
hi-232	103	90	.	.	PUNCT
hi-232	104	1	here	here	ADV
hi-232	104	2	is	be	AUX
hi-232	104	3	the	the	DET
hi-232	104	4	basis	basis	NOUN
hi-232	104	5	for	for	ADP
hi-232	104	6	taking	take	VERB
hi-232	104	7	a	a	DET
hi-232	104	8	hypothesis	hypothesis	NOUN
hi-232	104	9	:	:	PUNCT
hi-232	104	10	hamdard	hamdard	ADJ
hi-232	104	11	islamicus	islamicus	NOUN
hi-232	104	12	,	,	PUNCT
hi-232	104	13	vol	vol	NOUN
hi-232	104	14	.	.	PROPN
hi-232	105	1	43	43	NUM
hi-232	105	2	no	no	NOUN
hi-232	105	3	.	.	PUNCT
hi-232	105	4	s.2	s.2	X
hi-232	105	5	(	(	PUNCT
hi-232	105	6	2020	2020	NUM
hi-232	105	7	)	)	PUNCT
hi-232	105	8	,	,	PUNCT
hi-232	105	9	674684	674684	NUM
hi-232	105	10	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	106	1	islamicus/	islamicus/	NUM
hi-232	106	2	679	679	NUM
hi-232	106	3	issn	issn	VERB
hi-232	106	4	:	:	PUNCT
hi-232	106	5	02507196	02507196	NUM
hi-232	106	6	the	the	DET
hi-232	106	7	confidence	confidence	NOUN
hi-232	106	8	level	level	NOUN
hi-232	106	9	used	use	VERB
hi-232	106	10	is	be	AUX
hi-232	106	11	90	90	NUM
hi-232	106	12	%	%	NOUN
hi-232	106	13	or	or	CCONJ
hi-232	106	14	a	a	DET
hi-232	106	15	significant	significant	ADJ
hi-232	106	16	level	level	NOUN
hi-232	106	17	of	of	ADP
hi-232	106	18	10	10	NUM
hi-232	106	19	%	%	NOUN
hi-232	106	20	or	or	CCONJ
hi-232	106	21	0.1	0.1	NUM
hi-232	106	22	with	with	ADP
hi-232	106	23	the	the	DET
hi-232	106	24	following	follow	VERB
hi-232	106	25	criteria	criterion	NOUN
hi-232	106	26	:	:	PUNCT
hi-232	107	1	1	1	X
hi-232	107	2	.	.	X
hi-232	108	1	if	if	SCONJ
hi-232	108	2	t	t	PROPN
hi-232	108	3	arithmetic	arithmetic	VERB
hi-232	108	4	>	>	X
hi-232	108	5	t	t	PROPN
hi-232	108	6	table	table	NOUN
hi-232	108	7	,	,	PUNCT
hi-232	108	8	then	then	ADV
hi-232	108	9	h0	h0	PROPN
hi-232	108	10	is	be	AUX
hi-232	108	11	rejected	reject	VERB
hi-232	108	12	and	and	CCONJ
hi-232	108	13	ha	ha	INTJ
hi-232	108	14	is	be	AUX
hi-232	108	15	accepted	accept	VERB
hi-232	108	16	.	.	PUNCT
hi-232	109	1	means	mean	VERB
hi-232	109	2	the	the	DET
hi-232	109	3	dependent	dependent	ADJ
hi-232	109	4	variable	variable	NOUN
hi-232	109	5	(	(	PUNCT
hi-232	109	6	x	x	X
hi-232	109	7	)	)	PUNCT
hi-232	109	8	has	have	VERB
hi-232	109	9	a	a	DET
hi-232	109	10	significant	significant	ADJ
hi-232	109	11	influence	influence	NOUN
hi-232	109	12	on	on	ADP
hi-232	109	13	the	the	DET
hi-232	109	14	independent	independent	ADJ
hi-232	109	15	variable	variable	NOUN
hi-232	109	16	(	(	PUNCT
hi-232	109	17	y	y	NOUN
hi-232	109	18	)	)	PUNCT
hi-232	109	19	.	.	PUNCT
hi-232	110	1	2	2	X
hi-232	110	2	.	.	X
hi-232	110	3	jika	jika	PROPN
hi-232	110	4	t	t	PROPN
hi-232	110	5	hitung	hitung	PROPN
hi-232	110	6	<	<	X
hi-232	110	7	t	t	PROPN
hi-232	110	8	table	table	NOUN
hi-232	110	9	,	,	PUNCT
hi-232	110	10	maka	maka	PROPN
hi-232	110	11	h0ditolakdan	h0ditolakdan	PROPN
hi-232	110	12	haditerima	haditerima	PROPN
hi-232	110	13	.	.	PUNCT
hi-232	111	1	berartivariabeldependen	berartivariabeldependen	PROPN
hi-232	111	2	(	(	PUNCT
hi-232	111	3	x	x	X
hi-232	111	4	)	)	PUNCT
hi-232	111	5	tidakmempunyaipengaruhsignifikanterhadapveriabelindependen	tidakmempunyaipengaruhsignifikanterhadapveriabelindependen	PROPN
hi-232	111	6	(	(	PUNCT
hi-232	111	7	y	y	NOUN
hi-232	111	8	)	)	PUNCT
hi-232	111	9	.	.	PUNCT
hi-232	112	1	3	3	X
hi-232	112	2	.	.	X
hi-232	112	3	if	if	SCONJ
hi-232	112	4	t	t	PROPN
hi-232	112	5	arithmetic	arithmetic	VERB
hi-232	112	6	<	<	PROPN
hi-232	112	7	t	t	NOUN
hi-232	112	8	table	table	NOUN
hi-232	112	9	,	,	PUNCT
hi-232	112	10	then	then	ADV
hi-232	112	11	h0	h0	PROPN
hi-232	112	12	is	be	AUX
hi-232	112	13	rejected	reject	VERB
hi-232	112	14	,	,	PUNCT
hi-232	112	15	and	and	CCONJ
hi-232	112	16	ha	ha	INTJ
hi-232	112	17	is	be	AUX
hi-232	112	18	accepted	accept	VERB
hi-232	112	19	.	.	PUNCT
hi-232	113	1	means	mean	VERB
hi-232	113	2	the	the	DET
hi-232	113	3	dependent	dependent	ADJ
hi-232	113	4	variable	variable	NOUN
hi-232	113	5	(	(	PUNCT
hi-232	113	6	x	x	X
hi-232	113	7	)	)	PUNCT
hi-232	113	8	does	do	AUX
hi-232	113	9	not	not	PART
hi-232	113	10	have	have	VERB
hi-232	113	11	a	a	DET
hi-232	113	12	significant	significant	ADJ
hi-232	113	13	effect	effect	NOUN
hi-232	113	14	on	on	ADP
hi-232	113	15	the	the	DET
hi-232	113	16	independent	independent	ADJ
hi-232	113	17	variable	variable	NOUN
hi-232	113	18	(	(	PUNCT
hi-232	113	19	y	y	NOUN
hi-232	113	20	)	)	PUNCT
hi-232	113	21	.	.	PUNCT
hi-232	114	1	conclusions	conclusion	NOUN
hi-232	114	2	drawn	draw	VERB
hi-232	114	3	:	:	PUNCT
hi-232	114	4	a.	a.	NOUN
hi-232	114	5	if	if	SCONJ
hi-232	114	6	sig	sig	X
hi-232	114	7	.	.	PUNCT
hi-232	114	8	>	>	X
hi-232	115	1	α	α	PROPN
hi-232	115	2	(	(	PUNCT
hi-232	115	3	0,1	0,1	NUM
hi-232	115	4	)	)	PUNCT
hi-232	115	5	,	,	PUNCT
hi-232	115	6	then	then	ADV
hi-232	115	7	h0	h0	PROPN
hi-232	115	8	is	be	AUX
hi-232	115	9	accepted	accept	VERB
hi-232	115	10	,	,	PUNCT
hi-232	115	11	and	and	CCONJ
hi-232	115	12	ha	ha	INTJ
hi-232	115	13	is	be	AUX
hi-232	115	14	rejected	reject	VERB
hi-232	115	15	.	.	PUNCT
hi-232	116	1	b.	b.	PROPN
hi-232	117	1	if	if	SCONJ
hi-232	117	2	sig	sig	PROPN
hi-232	117	3	.	.	PUNCT
hi-232	118	1	<	<	X
hi-232	118	2	α	α	X
hi-232	118	3	(	(	PUNCT
hi-232	118	4	0,1	0,1	NUM
hi-232	118	5	)	)	PUNCT
hi-232	118	6	,	,	PUNCT
hi-232	118	7	then	then	ADV
hi-232	118	8	h0	h0	PROPN
hi-232	118	9	is	be	AUX
hi-232	118	10	rejected	reject	VERB
hi-232	118	11	,	,	PUNCT
hi-232	118	12	and	and	CCONJ
hi-232	118	13	ha	ha	INTJ
hi-232	118	14	is	be	AUX
hi-232	118	15	accepted	accept	VERB
hi-232	118	16	.	.	PUNCT
hi-232	119	1	4	4	X
hi-232	119	2	.	.	NOUN
hi-232	119	3	results	result	NOUN
hi-232	119	4	and	and	CCONJ
hi-232	119	5	discussion	discussion	NOUN
hi-232	119	6	the	the	DET
hi-232	119	7	researcher	researcher	NOUN
hi-232	119	8	uses	use	VERB
hi-232	119	9	multiple	multiple	ADJ
hi-232	119	10	linear	linear	ADJ
hi-232	119	11	regression	regression	NOUN
hi-232	119	12	analysis	analysis	NOUN
hi-232	119	13	using	use	VERB
hi-232	119	14	spss	spss	PROPN
hi-232	119	15	version	version	NOUN
hi-232	119	16	2.0	2.0	NUM
hi-232	119	17	which	which	PRON
hi-232	119	18	aims	aim	VERB
hi-232	119	19	to	to	PART
hi-232	119	20	examine	examine	VERB
hi-232	119	21	whether	whether	SCONJ
hi-232	119	22	or	or	CCONJ
hi-232	119	23	not	not	PART
hi-232	119	24	the	the	DET
hi-232	119	25	effect	effect	NOUN
hi-232	119	26	of	of	ADP
hi-232	119	27	service	service	NOUN
hi-232	119	28	quality	quality	NOUN
hi-232	119	29	(	(	PUNCT
hi-232	119	30	x1	x1	PROPN
hi-232	119	31	)	)	PUNCT
hi-232	119	32	,	,	PUNCT
hi-232	119	33	and	and	CCONJ
hi-232	119	34	atm	atm	NOUN
hi-232	119	35	skimming	skim	VERB
hi-232	119	36	(	(	PUNCT
hi-232	119	37	x2	x2	ADJ
hi-232	119	38	)	)	PUNCT
hi-232	119	39	cases	case	NOUN
hi-232	119	40	on	on	ADP
hi-232	119	41	the	the	DET
hi-232	119	42	trust	trust	NOUN
hi-232	119	43	(	(	PUNCT
hi-232	119	44	y	y	NOUN
hi-232	119	45	)	)	PUNCT
hi-232	119	46	of	of	ADP
hi-232	119	47	bri	bri	PROPN
hi-232	119	48	sharia	sharia	PROPN
hi-232	119	49	customers.the	customers.the	DET
hi-232	119	50	influence	influence	NOUN
hi-232	119	51	of	of	ADP
hi-232	119	52	service	service	NOUN
hi-232	119	53	quality	quality	NOUN
hi-232	119	54	on	on	ADP
hi-232	119	55	the	the	DET
hi-232	119	56	trust	trust	NOUN
hi-232	119	57	of	of	ADP
hi-232	119	58	atm	atm	PROPN
hi-232	119	59	users	user	NOUN
hi-232	119	60	in	in	ADP
hi-232	119	61	bank	bank	PROPN
hi-232	119	62	bri	bri	PROPN
hi-232	119	63	sharia	sharia	PROPN
hi-232	119	64	suniaraja	suniaraja	PROPN
hi-232	119	65	branch	branch	PROPN
hi-232	119	66	office	office	PROPN
hi-232	119	67	,	,	PUNCT
hi-232	119	68	bandung	bandung	PROPN
hi-232	119	69	.	.	PUNCT
hi-232	119	70	table	table	NOUN
hi-232	119	71	4	4	NUM
hi-232	119	72	:	:	PUNCT
hi-232	119	73	results	result	VERB
hi-232	119	74	analysis	analysis	NOUN
hi-232	119	75	of	of	ADP
hi-232	119	76	the	the	DET
hi-232	119	77	effect	effect	NOUN
hi-232	119	78	of	of	ADP
hi-232	119	79	service	service	NOUN
hi-232	119	80	quality	quality	NOUN
hi-232	119	81	(	(	PUNCT
hi-232	119	82	x1	x1	PROPN
hi-232	119	83	)	)	PUNCT
hi-232	119	84	on	on	ADP
hi-232	119	85	trust	trust	NOUN
hi-232	119	86	(	(	PUNCT
hi-232	119	87	y	y	NOUN
hi-232	119	88	)	)	PUNCT
hi-232	119	89	varible	varible	ADJ
hi-232	119	90	regression	regression	NOUN
hi-232	119	91	coefficient	coefficient	PROPN
hi-232	119	92	t	t	PROPN
hi-232	119	93	arithmetic	arithmetic	PROPN
hi-232	119	94	t	t	PROPN
hi-232	119	95	table	table	NOUN
hi-232	119	96	decision	decision	NOUN
hi-232	119	97	table	table	NOUN
hi-232	120	1	x1	x1	PROPN
hi-232	120	2	againts	againt	NOUN
hi-232	120	3	y	y	PROPN
hi-232	120	4	0,385	0,385	NUM
hi-232	120	5	12,217	12,217	NUM
hi-232	120	6	1,665	1,665	NUM
hi-232	120	7	ha	ha	INTJ
hi-232	120	8	received	receive	VERB
hi-232	120	9	based	base	VERB
hi-232	120	10	on	on	ADP
hi-232	120	11	data	datum	NOUN
hi-232	120	12	analysis	analysis	NOUN
hi-232	120	13	,	,	PUNCT
hi-232	120	14	the	the	DET
hi-232	120	15	regression	regression	NOUN
hi-232	120	16	coefficient	coefficient	NOUN
hi-232	120	17	is	be	AUX
hi-232	120	18	0.385	0.385	NUM
hi-232	120	19	.	.	PUNCT
hi-232	121	1	,	,	PUNCT
hi-232	121	2	it	it	PRON
hi-232	121	3	means	mean	VERB
hi-232	121	4	that	that	SCONJ
hi-232	121	5	if	if	SCONJ
hi-232	121	6	the	the	DET
hi-232	121	7	service	service	NOUN
hi-232	121	8	quality	quality	NOUN
hi-232	121	9	variable	variable	ADJ
hi-232	121	10	increases	increase	NOUN
hi-232	121	11	by	by	ADP
hi-232	121	12	1	1	NUM
hi-232	121	13	%	%	NOUN
hi-232	121	14	,	,	PUNCT
hi-232	121	15	then	then	ADV
hi-232	121	16	trust	trust	NOUN
hi-232	121	17	will	will	AUX
hi-232	121	18	increase	increase	VERB
hi-232	121	19	by	by	ADP
hi-232	121	20	38.5	38.5	NUM
hi-232	121	21	%	%	NOUN
hi-232	121	22	.	.	PUNCT
hi-232	122	1	,	,	PUNCT
hi-232	122	2	it	it	PRON
hi-232	122	3	is	be	AUX
hi-232	122	4	because	because	SCONJ
hi-232	122	5	the	the	DET
hi-232	122	6	quality	quality	NOUN
hi-232	122	7	of	of	ADP
hi-232	122	8	service	service	NOUN
hi-232	122	9	is	be	AUX
hi-232	122	10	positive	positive	ADJ
hi-232	122	11	,	,	PUNCT
hi-232	122	12	so	so	ADV
hi-232	122	13	the	the	PRON
hi-232	122	14	higher	high	ADJ
hi-232	122	15	the	the	DET
hi-232	122	16	level	level	NOUN
hi-232	122	17	of	of	ADP
hi-232	122	18	service	service	NOUN
hi-232	122	19	quality	quality	NOUN
hi-232	122	20	,	,	PUNCT
hi-232	122	21	the	the	PRON
hi-232	122	22	higher	high	ADJ
hi-232	122	23	the	the	DET
hi-232	122	24	level	level	NOUN
hi-232	122	25	of	of	ADP
hi-232	122	26	customer	customer	NOUN
hi-232	122	27	confidence	confidence	NOUN
hi-232	122	28	.	.	PUNCT
hi-232	123	1	based	base	VERB
hi-232	123	2	on	on	ADP
hi-232	123	3	the	the	DET
hi-232	123	4	t	t	NOUN
hi-232	123	5	-	-	PUNCT
hi-232	123	6	test	test	NOUN
hi-232	123	7	results	result	NOUN
hi-232	123	8	,	,	PUNCT
hi-232	123	9	it	it	PRON
hi-232	123	10	is	be	AUX
hi-232	123	11	known	know	VERB
hi-232	123	12	that	that	SCONJ
hi-232	123	13	the	the	DET
hi-232	123	14	t	t	NOUN
hi-232	123	15	value	value	NOUN
hi-232	123	16	is	be	AUX
hi-232	123	17	12.217	12.217	NUM
hi-232	123	18	>	>	X
hi-232	123	19	t	t	NOUN
hi-232	123	20	table	table	NOUN
hi-232	123	21	value	value	NOUN
hi-232	123	22	is	be	AUX
hi-232	123	23	1.665	1.665	NUM
hi-232	123	24	.	.	PUNCT
hi-232	124	1	thus	thus	ADV
hi-232	124	2	,	,	PUNCT
hi-232	124	3	h0	h0	PROPN
hi-232	124	4	is	be	AUX
hi-232	124	5	rejected	reject	VERB
hi-232	124	6	,	,	PUNCT
hi-232	124	7	and	and	CCONJ
hi-232	124	8	ha	ha	INTJ
hi-232	124	9	is	be	AUX
hi-232	124	10	accepted	accept	VERB
hi-232	124	11	,	,	PUNCT
hi-232	124	12	so	so	SCONJ
hi-232	124	13	it	it	PRON
hi-232	124	14	can	can	AUX
hi-232	124	15	be	be	AUX
hi-232	124	16	concluded	conclude	VERB
hi-232	124	17	that	that	SCONJ
hi-232	124	18	there	there	PRON
hi-232	124	19	is	be	VERB
hi-232	124	20	a	a	DET
hi-232	124	21	significant	significant	ADJ
hi-232	124	22	influence	influence	NOUN
hi-232	124	23	between	between	ADP
hi-232	124	24	the	the	DET
hi-232	124	25	quality	quality	NOUN
hi-232	124	26	of	of	ADP
hi-232	124	27	service	service	NOUN
hi-232	124	28	on	on	ADP
hi-232	124	29	the	the	DET
hi-232	124	30	trust	trust	NOUN
hi-232	124	31	of	of	ADP
hi-232	124	32	customers	customer	NOUN
hi-232	124	33	of	of	ADP
hi-232	124	34	atm	atm	NOUN
hi-232	124	35	users	user	NOUN
hi-232	124	36	.	.	PUNCT
hi-232	125	1	thus	thus	ADV
hi-232	125	2	,	,	PUNCT
hi-232	125	3	the	the	PRON
hi-232	125	4	better	well	ADJ
hi-232	125	5	the	the	DET
hi-232	125	6	quality	quality	NOUN
hi-232	125	7	of	of	ADP
hi-232	125	8	services	service	NOUN
hi-232	125	9	provided	provide	VERB
hi-232	125	10	by	by	ADP
hi-232	125	11	bri	bri	PROPN
hi-232	125	12	sharia	sharia	PROPN
hi-232	125	13	suniaraja	suniaraja	PROPN
hi-232	125	14	branch	branch	PROPN
hi-232	125	15	ffice	ffice	NOUN
hi-232	125	16	,	,	PUNCT
hi-232	125	17	bandung	bandung	PROPN
hi-232	125	18	,	,	PUNCT
hi-232	125	19	the	the	PRON
hi-232	125	20	higher	high	ADJ
hi-232	125	21	the	the	DET
hi-232	125	22	trust	trust	NOUN
hi-232	125	23	that	that	PRON
hi-232	125	24	bank	bank	NOUN
hi-232	125	25	customers	customer	NOUN
hi-232	125	26	have	have	VERB
hi-232	125	27	.	.	PUNCT
hi-232	126	1	so	so	ADV
hi-232	126	2	that	that	SCONJ
hi-232	126	3	customer	customer	NOUN
hi-232	126	4	confidence	confidence	NOUN
hi-232	126	5	is	be	AUX
hi-232	126	6	well	well	ADV
hi-232	126	7	established	establish	VERB
hi-232	126	8	with	with	ADP
hi-232	126	9	bri	bri	PROPN
hi-232	126	10	sharia	sharia	PROPN
hi-232	126	11	suniaraja	suniaraja	PROPN
hi-232	126	12	branch	branch	PROPN
hi-232	126	13	office	office	PROPN
hi-232	126	14	,	,	PUNCT
hi-232	126	15	bandung	bandung	PROPN
hi-232	126	16	.	.	PUNCT
hi-232	127	1	therefore	therefore	ADV
hi-232	127	2	,	,	PUNCT
hi-232	127	3	the	the	PRON
hi-232	127	4	better	well	ADJ
hi-232	127	5	the	the	DET
hi-232	127	6	quality	quality	NOUN
hi-232	127	7	of	of	ADP
hi-232	127	8	services	service	NOUN
hi-232	127	9	provided	provide	VERB
hi-232	127	10	by	by	ADP
hi-232	127	11	bri	bri	PROPN
hi-232	127	12	sharia	sharia	PROPN
hi-232	127	13	suniarajabranch	suniarajabranch	PROPN
hi-232	127	14	office	office	PROPN
hi-232	127	15	,	,	PUNCT
hi-232	127	16	bandung	bandung	PROPN
hi-232	127	17	,	,	PUNCT
hi-232	127	18	the	the	PRON
hi-232	127	19	higher	high	ADJ
hi-232	127	20	the	the	DET
hi-232	127	21	trust	trust	NOUN
hi-232	127	22	that	that	PRON
hi-232	127	23	bank	bank	NOUN
hi-232	127	24	customers	customer	NOUN
hi-232	127	25	have	have	VERB
hi-232	127	26	.	.	PUNCT
hi-232	128	1	so	so	ADV
hi-232	128	2	that	that	PRON
hi-232	128	3	customerconfidence	customerconfidence	NOUN
hi-232	128	4	is	be	AUX
hi-232	128	5	well	well	ADV
hi-232	128	6	established	establish	VERB
hi-232	128	7	with	with	ADP
hi-232	128	8	bri	bri	PROPN
hi-232	128	9	sharia	sharia	PROPN
hi-232	128	10	suniaraja	suniaraja	PROPN
hi-232	128	11	branch	branch	PROPN
hi-232	128	12	office	office	NOUN
hi-232	128	13	,	,	PUNCT
hi-232	128	14	bandung	bandung	PROPN
hi-232	128	15	hamdard	hamdard	PROPN
hi-232	128	16	islamicus	islamicus	PROPN
hi-232	128	17	,	,	PUNCT
hi-232	128	18	vol	vol	NOUN
hi-232	128	19	.	.	PROPN
hi-232	129	1	43	43	NUM
hi-232	129	2	no	no	NOUN
hi-232	129	3	.	.	PUNCT
hi-232	129	4	s.2	s.2	X
hi-232	129	5	(	(	PUNCT
hi-232	129	6	2020	2020	NUM
hi-232	129	7	)	)	PUNCT
hi-232	129	8	,	,	PUNCT
hi-232	129	9	674684	674684	NUM
hi-232	129	10	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	129	11	islamicus/	islamicus/	NUM
hi-232	129	12	680	680	NUM
hi-232	129	13	issn	issn	PROPN
hi-232	129	14	:	:	PUNCT
hi-232	129	15	02507196	02507196	NUM
hi-232	129	16	the	the	DET
hi-232	129	17	effect	effect	NOUN
hi-232	129	18	of	of	ADP
hi-232	129	19	atm	atm	NOUN
hi-232	129	20	skimming	skim	VERB
hi-232	129	21	cases	case	NOUN
hi-232	129	22	on	on	ADP
hi-232	129	23	the	the	DET
hi-232	129	24	belief	belief	NOUN
hi-232	129	25	of	of	ADP
hi-232	129	26	customer	customer	NOUN
hi-232	129	27	atm	atm	NOUN
hi-232	129	28	users	user	NOUN
hi-232	129	29	in	in	ADP
hi-232	129	30	bri	bri	PROPN
hi-232	129	31	sharia	sharia	PROPN
hi-232	129	32	suniaraja	suniaraja	PROPN
hi-232	129	33	branch	branch	PROPN
hi-232	129	34	office	office	PROPN
hi-232	129	35	,	,	PUNCT
hi-232	129	36	bandung	bandung	PROPN
hi-232	129	37	.	.	PUNCT
hi-232	129	38	table	table	NOUN
hi-232	129	39	5	5	NUM
hi-232	129	40	:	:	PUNCT
hi-232	129	41	analysis	analysis	NOUN
hi-232	129	42	of	of	ADP
hi-232	129	43	the	the	DET
hi-232	129	44	effect	effect	NOUN
hi-232	129	45	of	of	ADP
hi-232	129	46	the	the	DET
hi-232	129	47	case	case	NOUN
hi-232	129	48	of	of	ADP
hi-232	129	49	atm	atm	NOUN
hi-232	129	50	skimming	skim	VERB
hi-232	129	51	(	(	PUNCT
hi-232	129	52	x2	x2	PROPN
hi-232	129	53	)	)	PUNCT
hi-232	129	54	on	on	ADP
hi-232	129	55	trust	trust	NOUN
hi-232	129	56	(	(	PUNCT
hi-232	129	57	y	y	NOUN
hi-232	129	58	)	)	PUNCT
hi-232	129	59	model	model	NOUN
hi-232	129	60	unstandardized	unstandardized	ADJ
hi-232	129	61	coefficients	coefficient	NOUN
hi-232	129	62	standardised	standardise	VERB
hi-232	129	63	coefficients	coefficient	NOUN
hi-232	129	64	t	t	PROPN
hi-232	129	65	sig	sig	PROPN
hi-232	129	66	.	.	PUNCT
hi-232	130	1	b	b	X
hi-232	130	2	std	std	PROPN
hi-232	130	3	.	.	NOUN
hi-232	130	4	error	error	NOUN
hi-232	130	5	beta	beta	NOUN
hi-232	130	6	(	(	PUNCT
hi-232	130	7	constant	constant	ADJ
hi-232	130	8	)	)	PUNCT
hi-232	130	9	7,315	7,315	NUM
hi-232	130	10	3,615	3,615	NUM
hi-232	130	11	2,023	2,023	NUM
hi-232	130	12	,	,	PUNCT
hi-232	130	13	046	046	NUM
hi-232	130	14	service	service	NOUN
hi-232	130	15	quality	quality	NOUN
hi-232	130	16	(	(	PUNCT
hi-232	130	17	x1	x1	PROPN
hi-232	130	18	)	)	PUNCT
hi-232	130	19	,	,	PUNCT
hi-232	130	20	385	385	NUM
hi-232	130	21	,	,	PUNCT
hi-232	130	22	032	032	NUM
hi-232	130	23	,	,	PUNCT
hi-232	130	24	882	882	NUM
hi-232	130	25	12,217	12,217	NUM
hi-232	130	26	,	,	PUNCT
hi-232	130	27	000	000	NUM
hi-232	130	28	1	1	NUM
hi-232	130	29	atm	atm	NOUN
hi-232	130	30	skimming	skim	VERB
hi-232	130	31	case	case	NOUN
hi-232	130	32	(	(	PUNCT
hi-232	130	33	x2	x2	X
hi-232	130	34	)	)	PUNCT
hi-232	130	35	-,061	-,061	PROPN
hi-232	130	36	,	,	PUNCT
hi-232	130	37	088	088	NUM
hi-232	131	1	-,050	-,050	PROPN
hi-232	131	2	-,697	-,697	INTJ
hi-232	131	3	,	,	PUNCT
hi-232	131	4	487	487	NUM
hi-232	131	5	based	base	VERB
hi-232	131	6	on	on	ADP
hi-232	131	7	data	datum	NOUN
hi-232	131	8	analysis	analysis	NOUN
hi-232	131	9	,	,	PUNCT
hi-232	131	10	the	the	DET
hi-232	131	11	regression	regression	NOUN
hi-232	131	12	coefficient	coefficient	NOUN
hi-232	131	13	(	(	PUNCT
hi-232	131	14	β	β	NOUN
hi-232	131	15	)	)	PUNCT
hi-232	131	16	value	value	NOUN
hi-232	131	17	of	of	ADP
hi-232	131	18	-0.061	-0.061	PROPN
hi-232	131	19	.	.	PUNCT
hi-232	131	20	,	,	PUNCT
hi-232	131	21	it	it	PRON
hi-232	131	22	means	mean	VERB
hi-232	131	23	that	that	SCONJ
hi-232	131	24	if	if	SCONJ
hi-232	131	25	the	the	DET
hi-232	131	26	atm	atm	NOUN
hi-232	131	27	skimming	skim	VERB
hi-232	131	28	case	case	NOUN
hi-232	131	29	variable	variable	ADJ
hi-232	131	30	increases	increase	NOUN
hi-232	131	31	by	by	ADP
hi-232	131	32	1	1	NUM
hi-232	131	33	%	%	NOUN
hi-232	131	34	,	,	PUNCT
hi-232	131	35	the	the	DET
hi-232	131	36	trust	trust	NOUN
hi-232	131	37	will	will	AUX
hi-232	131	38	drop	drop	VERB
hi-232	131	39	by	by	ADP
hi-232	131	40	-6.1	-6.1	ADJ
hi-232	131	41	%	%	NOUN
hi-232	131	42	,	,	PUNCT
hi-232	131	43	this	this	PRON
hi-232	131	44	is	be	AUX
hi-232	131	45	because	because	SCONJ
hi-232	131	46	the	the	DET
hi-232	131	47	atm	atm	NOUN
hi-232	131	48	skimming	skim	VERB
hi-232	131	49	case	case	NOUN
hi-232	131	50	has	have	VERB
hi-232	131	51	a	a	DET
hi-232	131	52	negative	negative	ADJ
hi-232	131	53	value	value	NOUN
hi-232	131	54	,	,	PUNCT
hi-232	131	55	so	so	CCONJ
hi-232	131	56	there	there	PRON
hi-232	131	57	is	be	VERB
hi-232	131	58	an	an	DET
hi-232	131	59	inverse	inverse	NOUN
hi-232	131	60	relationship	relationship	NOUN
hi-232	131	61	with	with	ADP
hi-232	131	62	customer	customer	NOUN
hi-232	131	63	trust	trust	PROPN
hi-232	131	64	.	.	PUNCT
hi-232	132	1	based	base	VERB
hi-232	132	2	on	on	ADP
hi-232	132	3	the	the	DET
hi-232	132	4	results	result	NOUN
hi-232	132	5	of	of	ADP
hi-232	132	6	the	the	DET
hi-232	132	7	t	t	NOUN
hi-232	132	8	-	-	PUNCT
hi-232	132	9	test	test	NOUN
hi-232	132	10	,	,	PUNCT
hi-232	132	11	it	it	PRON
hi-232	132	12	is	be	AUX
hi-232	132	13	known	know	VERB
hi-232	132	14	that	that	SCONJ
hi-232	132	15	the	the	DET
hi-232	132	16	t	t	NOUN
hi-232	132	17	value	value	NOUN
hi-232	132	18	is	be	AUX
hi-232	132	19	-0.679	-0.679	PUNCT
hi-232	132	20	<	<	X
hi-232	132	21	t	t	NOUN
hi-232	132	22	table	table	NOUN
hi-232	132	23	value	value	NOUN
hi-232	132	24	of	of	ADP
hi-232	132	25	1.665	1.665	NUM
hi-232	132	26	.	.	PUNCT
hi-232	133	1	thus	thus	ADV
hi-232	133	2	,	,	PUNCT
hi-232	133	3	h0	h0	PROPN
hi-232	133	4	is	be	AUX
hi-232	133	5	accepted	accept	VERB
hi-232	133	6	,	,	PUNCT
hi-232	133	7	and	and	CCONJ
hi-232	133	8	ha	ha	INTJ
hi-232	133	9	is	be	AUX
hi-232	133	10	rejected	reject	VERB
hi-232	133	11	,	,	PUNCT
hi-232	133	12	and	and	CCONJ
hi-232	133	13	the	the	DET
hi-232	133	14	t	t	NOUN
hi-232	133	15	value	value	NOUN
hi-232	133	16	is	be	AUX
hi-232	133	17	negative	negative	ADJ
hi-232	133	18	.	.	PUNCT
hi-232	134	1	so	so	ADV
hi-232	134	2	it	it	PRON
hi-232	134	3	can	can	AUX
hi-232	134	4	be	be	AUX
hi-232	134	5	concluded	conclude	VERB
hi-232	134	6	that	that	SCONJ
hi-232	134	7	there	there	PRON
hi-232	134	8	is	be	VERB
hi-232	134	9	no	no	DET
hi-232	134	10	significant	significant	ADJ
hi-232	134	11	effect	effect	NOUN
hi-232	134	12	between	between	ADP
hi-232	134	13	atm	atm	NOUN
hi-232	134	14	skimming	skim	VERB
hi-232	134	15	cases	case	NOUN
hi-232	134	16	on	on	ADP
hi-232	134	17	trust	trust	NOUN
hi-232	134	18	,	,	PUNCT
hi-232	134	19	and	and	CCONJ
hi-232	134	20	negative	negative	ADJ
hi-232	134	21	values	value	NOUN
hi-232	134	22	indicate	indicate	VERB
hi-232	134	23	a	a	DET
hi-232	134	24	negative	negative	ADJ
hi-232	134	25	relationship	relationship	NOUN
hi-232	134	26	between	between	ADP
hi-232	134	27	variable	variable	ADJ
hi-232	134	28	atm	atm	NOUN
hi-232	134	29	skimming	skim	VERB
hi-232	134	30	cases	case	NOUN
hi-232	134	31	with	with	ADP
hi-232	134	32	customer	customer	NOUN
hi-232	134	33	confidence	confidence	NOUN
hi-232	134	34	.	.	PUNCT
hi-232	135	1	the	the	DET
hi-232	135	2	atm	atm	NOUN
hi-232	135	3	skimming	skim	VERB
hi-232	135	4	case	case	NOUN
hi-232	135	5	does	do	AUX
hi-232	135	6	not	not	PART
hi-232	135	7	affect	affect	VERB
hi-232	135	8	customer	customer	NOUN
hi-232	135	9	confidence	confidence	NOUN
hi-232	135	10	,	,	PUNCT
hi-232	135	11	and	and	CCONJ
hi-232	135	12	this	this	PRON
hi-232	135	13	is	be	AUX
hi-232	135	14	caused	cause	VERB
hi-232	135	15	many	many	ADJ
hi-232	135	16	respondents	respondent	NOUN
hi-232	135	17	do	do	AUX
hi-232	135	18	not	not	PART
hi-232	135	19	understand	understand	VERB
hi-232	135	20	the	the	DET
hi-232	135	21	knowledge	knowledge	NOUN
hi-232	135	22	of	of	ADP
hi-232	135	23	atm	atm	NOUN
hi-232	135	24	skimming	skimming	NOUN
hi-232	135	25	cases	case	NOUN
hi-232	135	26	.	.	PUNCT
hi-232	136	1	table	table	NOUN
hi-232	136	2	6	6	NUM
hi-232	136	3	:	:	PUNCT
hi-232	136	4	results	result	NOUN
hi-232	136	5	of	of	ADP
hi-232	136	6	analysis	analysis	NOUN
hi-232	136	7	of	of	ADP
hi-232	136	8	the	the	DET
hi-232	136	9	effect	effect	NOUN
hi-232	136	10	of	of	ADP
hi-232	136	11	service	service	NOUN
hi-232	136	12	quality	quality	NOUN
hi-232	136	13	(	(	PUNCT
hi-232	136	14	x1	x1	PROPN
hi-232	136	15	)	)	PUNCT
hi-232	136	16	and	and	CCONJ
hi-232	136	17	atm	atm	NOUN
hi-232	136	18	skimming	skim	VERB
hi-232	136	19	(	(	PUNCT
hi-232	136	20	x2	x2	PROPN
hi-232	136	21	)	)	PUNCT
hi-232	136	22	on	on	ADP
hi-232	136	23	trust	trust	NOUN
hi-232	136	24	(	(	PUNCT
hi-232	136	25	y	y	NOUN
hi-232	136	26	)	)	PUNCT
hi-232	136	27	model	model	NOUN
hi-232	136	28	sum	sum	NOUN
hi-232	136	29	of	of	ADP
hi-232	136	30	squares	square	NOUN
hi-232	136	31	df	df	PROPN
hi-232	136	32	mean	mean	PROPN
hi-232	136	33	square	square	PROPN
hi-232	136	34	f	f	PROPN
hi-232	136	35	sig	sig	PROPN
hi-232	136	36	.	.	PUNCT
hi-232	137	1	hamdard	hamdard	PROPN
hi-232	137	2	islamicus	islamicus	PROPN
hi-232	137	3	,	,	PUNCT
hi-232	137	4	vol	vol	NOUN
hi-232	137	5	.	.	PROPN
hi-232	138	1	43	43	NUM
hi-232	138	2	no	no	NOUN
hi-232	138	3	.	.	PUNCT
hi-232	138	4	s.2	s.2	X
hi-232	138	5	(	(	PUNCT
hi-232	138	6	2020	2020	NUM
hi-232	138	7	)	)	PUNCT
hi-232	138	8	,	,	PUNCT
hi-232	138	9	674684	674684	NUM
hi-232	138	10	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	139	1	islamicus/	islamicus/	NUM
hi-232	139	2	681	681	NUM
hi-232	139	3	issn	issn	PROPN
hi-232	139	4	:	:	PUNCT
hi-232	139	5	02507196	02507196	NUM
hi-232	139	6	regression	regression	NOUN
hi-232	139	7	3084,816	3084,816	NUM
hi-232	139	8	2	2	NUM
hi-232	139	9	1542,408	1542,408	NUM
hi-232	139	10	122,976	122,976	NUM
hi-232	139	11	,	,	PUNCT
hi-232	139	12	000b	000b	PROPN
hi-232	139	13	1	1	NUM
hi-232	139	14	residual	residual	ADJ
hi-232	139	15	1191,520	1191,520	NUM
hi-232	139	16	95	95	NUM
hi-232	139	17	12,542	12,542	NUM
hi-232	139	18	total	total	NOUN
hi-232	139	19	4276,337	4276,337	NUM
hi-232	139	20	97	97	NUM
hi-232	139	21	based	base	VERB
hi-232	139	22	on	on	ADP
hi-232	139	23	the	the	DET
hi-232	139	24	analysis	analysis	NOUN
hi-232	139	25	,	,	PUNCT
hi-232	139	26	shows	show	VERB
hi-232	139	27	that	that	SCONJ
hi-232	139	28	the	the	DET
hi-232	139	29	calculated	calculated	ADJ
hi-232	139	30	f	f	PROPN
hi-232	139	31	value	value	NOUN
hi-232	139	32	of	of	ADP
hi-232	139	33	122.976	122.976	NUM
hi-232	139	34	indicates	indicate	VERB
hi-232	139	35	the	the	DET
hi-232	139	36	influence	influence	NOUN
hi-232	139	37	of	of	ADP
hi-232	139	38	service	service	NOUN
hi-232	139	39	quality	quality	NOUN
hi-232	139	40	and	and	CCONJ
hi-232	139	41	atm	atm	NOUN
hi-232	139	42	skimming	skim	VERB
hi-232	139	43	cases	case	NOUN
hi-232	139	44	on	on	ADP
hi-232	139	45	customer	customer	NOUN
hi-232	139	46	confidence	confidence	NOUN
hi-232	139	47	,	,	PUNCT
hi-232	139	48	and	and	CCONJ
hi-232	139	49	this	this	DET
hi-232	139	50	>	>	X
hi-232	139	51	table	table	NOUN
hi-232	139	52	f	f	PROPN
hi-232	139	53	value	value	NOUN
hi-232	139	54	of	of	ADP
hi-232	139	55	2.36	2.36	NUM
hi-232	139	56	.	.	PUNCT
hi-232	140	1	thus	thus	ADV
hi-232	140	2	,	,	PUNCT
hi-232	140	3	h0	h0	PROPN
hi-232	140	4	is	be	AUX
hi-232	140	5	rejected	reject	VERB
hi-232	140	6	,	,	PUNCT
hi-232	140	7	and	and	CCONJ
hi-232	140	8	ha	ha	INTJ
hi-232	140	9	is	be	AUX
hi-232	140	10	accepted	accept	VERB
hi-232	140	11	,	,	PUNCT
hi-232	140	12	so	so	SCONJ
hi-232	140	13	it	it	PRON
hi-232	140	14	can	can	AUX
hi-232	140	15	be	be	AUX
hi-232	140	16	concluded	conclude	VERB
hi-232	140	17	that	that	SCONJ
hi-232	140	18	the	the	DET
hi-232	140	19	quality	quality	NOUN
hi-232	140	20	of	of	ADP
hi-232	140	21	service	service	NOUN
hi-232	140	22	and	and	CCONJ
hi-232	140	23	atm	atm	NOUN
hi-232	140	24	skimming	skim	VERB
hi-232	140	25	cases	case	NOUN
hi-232	140	26	have	have	VERB
hi-232	140	27	a	a	DET
hi-232	140	28	significant	significant	ADJ
hi-232	140	29	effect	effect	NOUN
hi-232	140	30	together	together	ADV
hi-232	140	31	on	on	ADP
hi-232	140	32	trust	trust	NOUN
hi-232	140	33	,	,	PUNCT
hi-232	140	34	this	this	PRON
hi-232	140	35	is	be	AUX
hi-232	140	36	in	in	ADP
hi-232	140	37	accordance	accordance	NOUN
hi-232	140	38	with	with	ADP
hi-232	140	39	his	his	PRON
hi-232	140	40	research	research	NOUN
hi-232	140	41	(	(	PUNCT
hi-232	140	42	fian	fian	NOUN
hi-232	140	43	,	,	PUNCT
hi-232	140	44	2016	2016	NUM
hi-232	140	45	;	;	PUNCT
hi-232	140	46	maharsi	maharsi	NOUN
hi-232	140	47	&	&	CCONJ
hi-232	140	48	fenny	fenny	PROPN
hi-232	140	49	,	,	PUNCT
hi-232	140	50	2006	2006	NUM
hi-232	140	51	;	;	PUNCT
hi-232	140	52	mustari	mustari	NOUN
hi-232	140	53	,	,	PUNCT
hi-232	140	54	2015	2015	NUM
hi-232	140	55	;	;	PUNCT
hi-232	140	56	oko	oko	PROPN
hi-232	140	57	,	,	PUNCT
hi-232	140	58	2012	2012	NUM
hi-232	140	59	)	)	PUNCT
hi-232	140	60	.	.	PUNCT
hi-232	141	1	based	base	VERB
hi-232	141	2	on	on	ADP
hi-232	141	3	these	these	DET
hi-232	141	4	results	result	NOUN
hi-232	141	5	,	,	PUNCT
hi-232	141	6	it	it	PRON
hi-232	141	7	appears	appear	VERB
hi-232	141	8	that	that	SCONJ
hi-232	141	9	the	the	DET
hi-232	141	10	quality	quality	NOUN
hi-232	141	11	of	of	ADP
hi-232	141	12	service	service	NOUN
hi-232	141	13	and	and	CCONJ
hi-232	141	14	atm	atm	NOUN
hi-232	141	15	skimming	skim	VERB
hi-232	141	16	cases	case	NOUN
hi-232	141	17	jointly	jointly	ADV
hi-232	141	18	influence	influence	VERB
hi-232	141	19	trust	trust	NOUN
hi-232	141	20	.	.	PUNCT
hi-232	142	1	if	if	SCONJ
hi-232	142	2	seen	see	VERB
hi-232	142	3	from	from	ADP
hi-232	142	4	the	the	DET
hi-232	142	5	results	result	NOUN
hi-232	142	6	of	of	ADP
hi-232	142	7	the	the	DET
hi-232	142	8	t	t	NOUN
hi-232	142	9	-	-	PUNCT
hi-232	142	10	test	test	NOUN
hi-232	142	11	,	,	PUNCT
hi-232	142	12	one	one	NUM
hi-232	142	13	of	of	ADP
hi-232	142	14	the	the	DET
hi-232	142	15	variables	variable	NOUN
hi-232	142	16	is	be	AUX
hi-232	142	17	the	the	DET
hi-232	142	18	case	case	NOUN
hi-232	142	19	of	of	ADP
hi-232	142	20	atm	atm	NOUN
hi-232	142	21	skimming	skimming	NOUN
hi-232	142	22	does	do	AUX
hi-232	142	23	not	not	PART
hi-232	142	24	affect	affect	VERB
hi-232	142	25	trust	trust	NOUN
hi-232	142	26	.	.	PUNCT
hi-232	143	1	however	however	ADV
hi-232	143	2	,	,	PUNCT
hi-232	143	3	if	if	SCONJ
hi-232	143	4	combined	combine	VERB
hi-232	143	5	with	with	ADP
hi-232	143	6	service	service	NOUN
hi-232	143	7	quality	quality	NOUN
hi-232	143	8	,	,	PUNCT
hi-232	143	9	the	the	DET
hi-232	143	10	results	result	NOUN
hi-232	143	11	will	will	AUX
hi-232	143	12	affect	affect	VERB
hi-232	143	13	trust	trust	NOUN
hi-232	143	14	.	.	PUNCT
hi-232	144	1	therefore	therefore	ADV
hi-232	144	2	,	,	PUNCT
hi-232	144	3	the	the	DET
hi-232	144	4	quality	quality	NOUN
hi-232	144	5	of	of	ADP
hi-232	144	6	service	service	NOUN
hi-232	144	7	at	at	ADP
hi-232	144	8	the	the	DET
hi-232	144	9	bri	bri	PROPN
hi-232	144	10	sharia	sharia	PROPN
hi-232	144	11	suniaraja	suniaraja	PROPN
hi-232	144	12	branch	branch	PROPN
hi-232	144	13	office	office	NOUN
hi-232	144	14	,	,	PUNCT
hi-232	144	15	bandung	bandung	PROPN
hi-232	144	16	is	be	AUX
hi-232	144	17	excellent	excellent	ADJ
hi-232	144	18	,	,	PUNCT
hi-232	144	19	so	so	SCONJ
hi-232	144	20	that	that	SCONJ
hi-232	144	21	the	the	DET
hi-232	144	22	bank	bank	NOUN
hi-232	144	23	can	can	AUX
hi-232	144	24	evaluate	evaluate	VERB
hi-232	144	25	quickly	quickly	ADV
hi-232	144	26	to	to	PART
hi-232	144	27	maintain	maintain	VERB
hi-232	144	28	trust	trust	NOUN
hi-232	144	29	in	in	ADP
hi-232	144	30	establishing	establish	VERB
hi-232	144	31	a	a	DET
hi-232	144	32	good	good	ADJ
hi-232	144	33	relationship	relationship	NOUN
hi-232	144	34	between	between	ADP
hi-232	144	35	the	the	DET
hi-232	144	36	bank	bank	NOUN
hi-232	144	37	and	and	CCONJ
hi-232	144	38	customers	customer	NOUN
hi-232	144	39	,	,	PUNCT
hi-232	144	40	especially	especially	ADV
hi-232	144	41	atm	atm	PROPN
hi-232	144	42	users	user	NOUN
hi-232	144	43	.	.	PUNCT
hi-232	145	1	the	the	DET
hi-232	145	2	contribution	contribution	NOUN
hi-232	145	3	of	of	ADP
hi-232	145	4	the	the	DET
hi-232	145	5	two	two	NUM
hi-232	145	6	independent	independent	ADJ
hi-232	145	7	variables	variable	NOUN
hi-232	145	8	(	(	PUNCT
hi-232	145	9	service	service	NOUN
hi-232	145	10	quality	quality	NOUN
hi-232	145	11	(	(	PUNCT
hi-232	145	12	x1	x1	PROPN
hi-232	145	13	)	)	PUNCT
hi-232	145	14	and	and	CCONJ
hi-232	145	15	atm	atm	NOUN
hi-232	145	16	skimming	skim	VERB
hi-232	145	17	case	case	NOUN
hi-232	145	18	(	(	PUNCT
hi-232	145	19	x2	x2	NOUN
hi-232	145	20	)	)	PUNCT
hi-232	145	21	)	)	PUNCT
hi-232	145	22	to	to	ADP
hi-232	145	23	the	the	DET
hi-232	145	24	dependent	dependent	ADJ
hi-232	145	25	variable	variable	NOUN
hi-232	145	26	(	(	PUNCT
hi-232	145	27	trust	trust	NOUN
hi-232	145	28	(	(	PUNCT
hi-232	145	29	y	y	NOUN
hi-232	145	30	)	)	PUNCT
hi-232	145	31	)	)	PUNCT
hi-232	145	32	can	can	AUX
hi-232	145	33	be	be	AUX
hi-232	145	34	seen	see	VERB
hi-232	145	35	from	from	ADP
hi-232	145	36	the	the	DET
hi-232	145	37	results	result	NOUN
hi-232	145	38	of	of	ADP
hi-232	145	39	the	the	DET
hi-232	145	40	coefficient	coefficient	NOUN
hi-232	145	41	of	of	ADP
hi-232	145	42	determination	determination	NOUN
hi-232	145	43	(	(	PUNCT
hi-232	145	44	r2	r2	PROPN
hi-232	145	45	)	)	PUNCT
hi-232	145	46	of	of	ADP
hi-232	145	47	72.1	72.1	NUM
hi-232	145	48	%	%	NOUN
hi-232	145	49	,	,	PUNCT
hi-232	145	50	meaning	mean	VERB
hi-232	145	51	that	that	SCONJ
hi-232	145	52	the	the	DET
hi-232	145	53	presentation	presentation	NOUN
hi-232	145	54	of	of	ADP
hi-232	145	55	the	the	DET
hi-232	145	56	contribution	contribution	NOUN
hi-232	145	57	of	of	ADP
hi-232	145	58	the	the	DET
hi-232	145	59	influence	influence	NOUN
hi-232	145	60	of	of	ADP
hi-232	145	61	service	service	NOUN
hi-232	145	62	quality	quality	NOUN
hi-232	145	63	and	and	CCONJ
hi-232	145	64	atm	atm	NOUN
hi-232	145	65	skimming	skim	VERB
hi-232	145	66	cases	case	NOUN
hi-232	145	67	on	on	ADP
hi-232	145	68	trust	trust	NOUN
hi-232	145	69	obtained	obtain	VERB
hi-232	145	70	a	a	DET
hi-232	145	71	value	value	NOUN
hi-232	145	72	of	of	ADP
hi-232	145	73	72.1	72.1	NUM
hi-232	145	74	%	%	NOUN
hi-232	145	75	,	,	PUNCT
hi-232	145	76	while	while	SCONJ
hi-232	145	77	the	the	DET
hi-232	145	78	other	other	ADJ
hi-232	145	79	27.9	27.9	NUM
hi-232	145	80	%	%	NOUN
hi-232	145	81	was	be	AUX
hi-232	145	82	influenced	influence	VERB
hi-232	145	83	by	by	ADP
hi-232	145	84	other	other	ADJ
hi-232	145	85	variables	variable	NOUN
hi-232	145	86	not	not	PART
hi-232	145	87	included	include	VERB
hi-232	145	88	in	in	ADP
hi-232	145	89	this	this	DET
hi-232	145	90	study	study	NOUN
hi-232	145	91	.	.	PUNCT
hi-232	146	1	5	5	X
hi-232	146	2	.	.	X
hi-232	146	3	conclusion	conclusion	NOUN
hi-232	146	4	the	the	DET
hi-232	146	5	atm	atm	NOUN
hi-232	146	6	skimming	skim	VERB
hi-232	146	7	case	case	NOUN
hi-232	146	8	does	do	AUX
hi-232	146	9	not	not	PART
hi-232	146	10	affect	affect	VERB
hi-232	146	11	the	the	DET
hi-232	146	12	confidence	confidence	NOUN
hi-232	146	13	of	of	ADP
hi-232	146	14	bri	bri	PROPN
hi-232	146	15	syariah	syariah	PROPN
hi-232	146	16	kc	kc	PROPN
hi-232	146	17	customers	customers	PROPN
hi-232	146	18	.	.	PUNCT
hi-232	147	1	suniaraja	suniaraja	PROPN
hi-232	147	2	atm	atm	PROPN
hi-232	147	3	skimming	skim	VERB
hi-232	147	4	cases	case	NOUN
hi-232	147	5	do	do	AUX
hi-232	147	6	not	not	PART
hi-232	147	7	affect	affect	VERB
hi-232	147	8	trust	trust	NOUN
hi-232	147	9	because	because	SCONJ
hi-232	147	10	,	,	PUNCT
hi-232	147	11	there	there	PRON
hi-232	147	12	are	be	VERB
hi-232	147	13	some	some	DET
hi-232	147	14	customers	customer	NOUN
hi-232	147	15	who	who	PRON
hi-232	147	16	are	be	AUX
hi-232	147	17	still	still	ADV
hi-232	147	18	doubtful	doubtful	ADJ
hi-232	147	19	about	about	ADP
hi-232	147	20	atm	atm	NOUN
hi-232	147	21	skimming	skim	VERB
hi-232	147	22	cases	case	NOUN
hi-232	147	23	and	and	CCONJ
hi-232	147	24	the	the	DET
hi-232	147	25	lack	lack	NOUN
hi-232	147	26	of	of	ADP
hi-232	147	27	customer	customer	NOUN
hi-232	147	28	knowledge	knowledge	NOUN
hi-232	147	29	about	about	ADP
hi-232	147	30	the	the	DET
hi-232	147	31	impact	impact	NOUN
hi-232	147	32	of	of	ADP
hi-232	147	33	atm	atm	NOUN
hi-232	147	34	skimming	skim	VERB
hi-232	147	35	cases	case	NOUN
hi-232	147	36	in	in	ADP
hi-232	147	37	islamic	islamic	ADJ
hi-232	147	38	banks	bank	NOUN
hi-232	147	39	,	,	PUNCT
hi-232	147	40	especially	especially	ADV
hi-232	147	41	atm	atm	VERB
hi-232	147	42	users.service	users.service	PROPN
hi-232	147	43	quality	quality	NOUN
hi-232	147	44	of	of	ADP
hi-232	147	45	bri	bri	PROPN
hi-232	147	46	syariah	syariah	PROPN
hi-232	147	47	kc	kc	PROPN
hi-232	147	48	.	.	PROPN
hi-232	147	49	suniaraja	suniaraja	PROPN
hi-232	147	50	and	and	CCONJ
hi-232	147	51	atm	atm	NOUN
hi-232	147	52	skimming	skim	VERB
hi-232	147	53	cases	case	NOUN
hi-232	147	54	have	have	VERB
hi-232	147	55	a	a	DET
hi-232	147	56	positive	positive	ADJ
hi-232	147	57	effect	effect	NOUN
hi-232	147	58	on	on	ADP
hi-232	147	59	bri	bri	PROPN
hi-232	147	60	syariah	syariah	PROPN
hi-232	147	61	kc	kc	PROPN
hi-232	147	62	customers	customers	PROPN
hi-232	147	63	'	'	PART
hi-232	147	64	trust	trust	NOUN
hi-232	147	65	.	.	PUNCT
hi-232	148	1	suniarajathis	suniarajathis	PROPN
hi-232	148	2	is	be	AUX
hi-232	148	3	because	because	SCONJ
hi-232	148	4	,	,	PUNCT
hi-232	148	5	the	the	DET
hi-232	148	6	case	case	NOUN
hi-232	148	7	of	of	ADP
hi-232	148	8	atm	atm	NOUN
hi-232	148	9	skimming	skimming	NOUN
hi-232	148	10	does	do	AUX
hi-232	148	11	not	not	PART
hi-232	148	12	have	have	VERB
hi-232	148	13	a	a	DET
hi-232	148	14	negative	negative	ADJ
hi-232	148	15	effect	effect	NOUN
hi-232	148	16	on	on	ADP
hi-232	148	17	customer	customer	NOUN
hi-232	148	18	confidence	confidence	NOUN
hi-232	148	19	due	due	ADP
hi-232	148	20	to	to	ADP
hi-232	148	21	the	the	DET
hi-232	148	22	quality	quality	NOUN
hi-232	148	23	of	of	ADP
hi-232	148	24	bri	bri	PROPN
hi-232	148	25	syariah	syariah	PROPN
hi-232	148	26	kc	kc	PROPN
hi-232	148	27	services	services	PROPN
hi-232	148	28	.	.	PUNCT
hi-232	149	1	suniaraja	suniaraja	PROPN
hi-232	149	2	has	have	VERB
hi-232	149	3	a	a	DET
hi-232	149	4	dominant	dominant	ADJ
hi-232	149	5	positive	positive	ADJ
hi-232	149	6	effect	effect	NOUN
hi-232	149	7	on	on	ADP
hi-232	149	8	cases	case	NOUN
hi-232	149	9	of	of	ADP
hi-232	149	10	atm	atm	NOUN
hi-232	149	11	skimming	skimming	NOUN
hi-232	149	12	.	.	PUNCT
hi-232	150	1	6	6	NUM
hi-232	150	2	.	.	X
hi-232	150	3	acknowledgement	acknowledgement	NOUN
hi-232	150	4	this	this	DET
hi-232	150	5	paper	paper	NOUN
hi-232	150	6	is	be	AUX
hi-232	150	7	the	the	DET
hi-232	150	8	result	result	NOUN
hi-232	150	9	of	of	ADP
hi-232	150	10	a	a	DET
hi-232	150	11	grant	grant	NOUN
hi-232	150	12	from	from	ADP
hi-232	150	13	lppm	lppm	PROPN
hi-232	150	14	unisba	unisba	NOUN
hi-232	150	15	in	in	ADP
hi-232	150	16	the	the	DET
hi-232	150	17	field	field	NOUN
hi-232	150	18	of	of	ADP
hi-232	150	19	community	community	NOUN
hi-232	150	20	service	service	NOUN
hi-232	150	21	,	,	PUNCT
hi-232	150	22	thank	thank	VERB
hi-232	150	23	you	you	PRON
hi-232	150	24	to	to	ADP
hi-232	150	25	rector	rector	NOUN
hi-232	150	26	unisba	unisba	NOUN
hi-232	150	27	,	,	PUNCT
hi-232	150	28	the	the	DET
hi-232	150	29	chairman	chairman	NOUN
hi-232	150	30	of	of	ADP
hi-232	150	31	the	the	DET
hi-232	150	32	lppm	lppm	NOUN
hi-232	150	33	and	and	CCONJ
hi-232	150	34	the	the	DET
hi-232	150	35	lppm	lppm	ADJ
hi-232	150	36	reviewers	reviewer	NOUN
hi-232	150	37	who	who	PRON
hi-232	150	38	gave	give	VERB
hi-232	150	39	us	we	PRON
hi-232	150	40	the	the	DET
hi-232	150	41	opportunity	opportunity	NOUN
hi-232	150	42	to	to	PART
hi-232	150	43	complete	complete	VERB
hi-232	150	44	this	this	DET
hi-232	150	45	paper	paper	NOUN
hi-232	150	46	references	reference	NOUN
hi-232	150	47	hamdard	hamdard	ADJ
hi-232	150	48	islamicus	islamicus	PROPN
hi-232	150	49	,	,	PUNCT
hi-232	150	50	vol	vol	NOUN
hi-232	150	51	.	.	PROPN
hi-232	151	1	43	43	NUM
hi-232	151	2	no	no	NOUN
hi-232	151	3	.	.	PUNCT
hi-232	151	4	s.2	s.2	X
hi-232	151	5	(	(	PUNCT
hi-232	151	6	2020	2020	NUM
hi-232	151	7	)	)	PUNCT
hi-232	151	8	,	,	PUNCT
hi-232	151	9	674684	674684	NUM
hi-232	151	10	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	152	1	islamicus/	islamicus/	NOUN
hi-232	152	2	682	682	NUM
hi-232	152	3	issn	issn	PROPN
hi-232	152	4	:	:	PUNCT
hi-232	152	5	02507196	02507196	NUM
hi-232	152	6	abdul	abdul	PROPN
hi-232	152	7	qawi	qawi	PROPN
hi-232	152	8	othman	othman	PROPN
hi-232	152	9	,	,	PUNCT
hi-232	152	10	l.	l.	PROPN
hi-232	152	11	o.	o.	PROPN
hi-232	152	12	(	(	PUNCT
hi-232	152	13	2001	2001	NUM
hi-232	152	14	)	)	PUNCT
hi-232	152	15	.	.	PUNCT
hi-232	153	1	adopting	adopt	VERB
hi-232	153	2	and	and	CCONJ
hi-232	153	3	measuring	measure	VERB
hi-232	153	4	customer	customer	NOUN
hi-232	153	5	service	service	NOUN
hi-232	153	6	quality	quality	NOUN
hi-232	153	7	(	(	PUNCT
hi-232	153	8	sq	sq	ADJ
hi-232	153	9	)	)	PUNCT
hi-232	153	10	in	in	ADP
hi-232	153	11	islamic	islamic	ADJ
hi-232	153	12	banks	bank	NOUN
hi-232	153	13	:	:	PUNCT
hi-232	153	14	a	a	DET
hi-232	153	15	case	case	NOUN
hi-232	153	16	study	study	NOUN
hi-232	153	17	in	in	ADP
hi-232	153	18	kuwait	kuwait	PROPN
hi-232	153	19	finance	finance	PROPN
hi-232	153	20	house	house	PROPN
hi-232	153	21	.	.	PUNCT
hi-232	154	1	international	international	ADJ
hi-232	154	2	journal	journal	PROPN
hi-232	154	3	of	of	ADP
hi-232	154	4	islamic	islamic	ADJ
hi-232	154	5	financial	financial	PROPN
hi-232	154	6	services	service	NOUN
hi-232	154	7	,	,	PUNCT
hi-232	154	8	3	3	NUM
hi-232	154	9	,	,	PUNCT
hi-232	154	10	10	10	NUM
hi-232	154	11	.	.	PUNCT
hi-232	155	1	burki	burki	PROPN
hi-232	155	2	,	,	PUNCT
hi-232	155	3	a.	a.	PROPN
hi-232	155	4	k.	k.	PROPN
hi-232	156	1	(	(	PUNCT
hi-232	156	2	2017	2017	NUM
hi-232	156	3	)	)	PUNCT
hi-232	156	4	.	.	PUNCT
hi-232	157	1	financial	financial	ADJ
hi-232	157	2	crisis	crisis	NOUN
hi-232	157	3	and	and	CCONJ
hi-232	157	4	determinants	determinant	NOUN
hi-232	157	5	of	of	ADP
hi-232	157	6	capital	capital	NOUN
hi-232	157	7	structure	structure	NOUN
hi-232	157	8	of	of	ADP
hi-232	157	9	investment	investment	NOUN
hi-232	157	10	banking	banking	NOUN
hi-232	157	11	sector	sector	NOUN
hi-232	157	12	in	in	ADP
hi-232	157	13	pakistan	pakistan	PROPN
hi-232	157	14	.	.	PUNCT
hi-232	158	1	journal	journal	PROPN
hi-232	158	2	of	of	ADP
hi-232	158	3	administrative	administrative	ADJ
hi-232	158	4	and	and	CCONJ
hi-232	158	5	business	business	NOUN
hi-232	158	6	studies	study	NOUN
hi-232	158	7	,	,	PUNCT
hi-232	158	8	3(3	3(3	NUM
hi-232	158	9	)	)	PUNCT
hi-232	158	10	,	,	PUNCT
hi-232	158	11	153	153	NUM
hi-232	158	12	160	160	NUM
hi-232	158	13	.	.	PUNCT
hi-232	159	1	dianita	dianita	NOUN
hi-232	159	2	,	,	PUNCT
hi-232	159	3	m.	m.	NOUN
hi-232	159	4	(	(	PUNCT
hi-232	159	5	2015	2015	NUM
hi-232	159	6	)	)	PUNCT
hi-232	159	7	.	.	PUNCT
hi-232	160	1	role	role	NOUN
hi-232	160	2	of	of	ADP
hi-232	160	3	the	the	DET
hi-232	160	4	internal	internal	ADJ
hi-232	160	5	auditor	auditor	NOUN
hi-232	160	6	influence	influence	NOUN
hi-232	160	7	and	and	CCONJ
hi-232	160	8	good	good	ADJ
hi-232	160	9	corporate	corporate	ADJ
hi-232	160	10	governance	governance	NOUN
hi-232	160	11	in	in	ADP
hi-232	160	12	banking	bank	VERB
hi-232	160	13	financial	financial	ADJ
hi-232	160	14	performance	performance	NOUN
hi-232	160	15	against	against	ADP
hi-232	160	16	state	state	NOUN
hi-232	160	17	owned	own	VERB
hi-232	160	18	corporation	corporation	NOUN
hi-232	160	19	.	.	PUNCT
hi-232	161	1	international	international	ADJ
hi-232	161	2	journal	journal	PROPN
hi-232	161	3	of	of	ADP
hi-232	161	4	business	business	NOUN
hi-232	161	5	and	and	CCONJ
hi-232	161	6	administrative	administrative	ADJ
hi-232	161	7	studies	study	NOUN
hi-232	161	8	,	,	PUNCT
hi-232	161	9	1(4	1(4	NUM
hi-232	161	10	)	)	PUNCT
hi-232	161	11	,	,	PUNCT
hi-232	161	12	176179	176179	NUM
hi-232	161	13	.	.	PUNCT
hi-232	162	1	ferdiansyah	ferdiansyah	NOUN
hi-232	162	2	,	,	PUNCT
hi-232	162	3	a.	a.	NOUN
hi-232	162	4	n.	n.	NOUN
hi-232	162	5	(	(	PUNCT
hi-232	162	6	2017	2017	NUM
hi-232	162	7	)	)	PUNCT
hi-232	162	8	.	.	PUNCT
hi-232	163	1	pembobolan	pembobolan	NOUN
hi-232	163	2	atm	atm	PROPN
hi-232	163	3	melalui	melalui	PROPN
hi-232	163	4	teknik	teknik	NOUN
hi-232	163	5	skimming	skim	VERB
hi-232	163	6	dihubungkan	dihubungkan	PROPN
hi-232	163	7	dengan	dengan	PROPN
hi-232	163	8	undang	undang	PROPN
hi-232	163	9	-	-	PUNCT
hi-232	163	10	undang	undang	PROPN
hi-232	163	11	nomor	nomor	PROPN
hi-232	163	12	19	19	NUM
hi-232	163	13	tahun	tahun	PROPN
hi-232	163	14	2016	2016	NUM
hi-232	163	15	tentang	tentang	PROPN
hi-232	163	16	perubahan	perubahan	PROPN
hi-232	163	17	atas	atas	PROPN
hi-232	163	18	undang	undang	PROPN
hi-232	163	19	-	-	PUNCT
hi-232	163	20	undang	undang	PROPN
hi-232	163	21	nomor	nomor	PROPN
hi-232	163	22	11	11	NUM
hi-232	163	23	tahun	tahun	PROPN
hi-232	163	24	2008	2008	NUM
hi-232	163	25	tentang	tentang	PROPN
hi-232	163	26	informasi	informasi	PROPN
hi-232	163	27	dan	dan	PROPN
hi-232	163	28	transaksi	transaksi	PROPN
hi-232	163	29	elektronik	elektronik	PROPN
hi-232	163	30	.	.	PUNCT
hi-232	164	1	skripsi	skripsi	PROPN
hi-232	164	2	univesitas	univesita	NOUN
hi-232	164	3	pasundan	pasundan	PROPN
hi-232	164	4	bandung	bandung	PROPN
hi-232	164	5	.	.	PUNCT
hi-232	164	6	fian	fian	PROPN
hi-232	164	7	,	,	PUNCT
hi-232	164	8	j.	j.	PROPN
hi-232	164	9	a.	a.	PROPN
hi-232	164	10	(	(	PUNCT
hi-232	164	11	2016	2016	NUM
hi-232	164	12	)	)	PUNCT
hi-232	164	13	.	.	PUNCT
hi-232	165	1	pengaruh	pengaruh	PROPN
hi-232	165	2	kepuasan	kepuasan	PROPN
hi-232	165	3	dan	dan	PROPN
hi-232	165	4	kepercayaan	kepercayaan	PROPN
hi-232	165	5	pelanggan	pelanggan	PROPN
hi-232	165	6	terhadap	terhadap	PROPN
hi-232	165	7	loyalitas	loyalitas	PROPN
hi-232	165	8	pelanggan	pelanggan	PROPN
hi-232	165	9	auto	auto	NOUN
hi-232	165	10	2000	2000	NUM
hi-232	165	11	sungkono	sungkono	PROPN
hi-232	165	12	surabaya	surabaya	PROPN
hi-232	165	13	.	.	PUNCT
hi-232	166	1	jurnal	jurnal	PROPN
hi-232	166	2	ilmu	ilmu	PROPN
hi-232	166	3	dan	dan	PROPN
hi-232	166	4	riset	riset	PROPN
hi-232	166	5	manajemen	manajeman	NOUN
hi-232	166	6	,	,	PUNCT
hi-232	166	7	5	5	NUM
hi-232	166	8	,	,	PUNCT
hi-232	166	9	5	5	NUM
hi-232	166	10	.	.	PUNCT
hi-232	166	11	ismerelda	ismerelda	NOUN
hi-232	166	12	,	,	PUNCT
hi-232	166	13	&	&	CCONJ
hi-232	166	14	ruzikna	ruzikna	PROPN
hi-232	166	15	.	.	PUNCT
hi-232	167	1	(	(	PUNCT
hi-232	167	2	2015	2015	NUM
hi-232	167	3	)	)	PUNCT
hi-232	167	4	.	.	PUNCT
hi-232	168	1	pengaruh	pengaruh	NOUN
hi-232	168	2	kualitas	kualita	NOUN
hi-232	168	3	pelayanan	pelayanan	VERB
hi-232	168	4	terhadap	terhadap	PROPN
hi-232	168	5	loyalitas	loyalitas	PROPN
hi-232	168	6	nasabah	nasabah	PROPN
hi-232	168	7	bisnis	bisnis	PROPN
hi-232	168	8	perbankan	perbankan	PROPN
hi-232	168	9	(	(	PUNCT
hi-232	168	10	studi	studi	PROPN
hi-232	168	11	kasus	kasus	PROPN
hi-232	168	12	bank	bank	PROPN
hi-232	168	13	bri	bri	PROPN
hi-232	168	14	sharia	sharia	PROPN
hi-232	168	15	cabang	cabang	PROPN
hi-232	168	16	pekanbaru	pekanbaru	PROPN
hi-232	168	17	)	)	PUNCT
hi-232	168	18	.	.	PUNCT
hi-232	169	1	jom	jom	PROPN
hi-232	169	2	fisip	fisip	NOUN
hi-232	169	3	,	,	PUNCT
hi-232	169	4	2(2	2(2	NUM
hi-232	169	5	)	)	PUNCT
hi-232	169	6	,	,	PUNCT
hi-232	169	7	4	4	X
hi-232	169	8	.	.	NOUN
hi-232	169	9	maharsi	maharsi	NOUN
hi-232	169	10	,	,	PUNCT
hi-232	169	11	s.	s.	PROPN
hi-232	169	12	,	,	PUNCT
hi-232	169	13	&	&	CCONJ
hi-232	169	14	fenny	fenny	PROPN
hi-232	169	15	.	.	PUNCT
hi-232	170	1	(	(	PUNCT
hi-232	170	2	2006	2006	NUM
hi-232	170	3	)	)	PUNCT
hi-232	170	4	.	.	PUNCT
hi-232	171	1	analisa	analisa	NOUN
hi-232	171	2	faktor	faktor	NOUN
hi-232	171	3	-	-	PUNCT
hi-232	171	4	faktor	faktor	NOUN
hi-232	171	5	yang	yang	PROPN
hi-232	171	6	mempengaruhi	mempengaruhi	PROPN
hi-232	171	7	kepercayaan	kepercayaan	PROPN
hi-232	171	8	dan	dan	PROPN
hi-232	171	9	pengaruh	pengaruh	PROPN
hi-232	171	10	kepercayaan	kepercayaan	PROPN
hi-232	171	11	terhadap	terhadap	PROPN
hi-232	171	12	loyalitas	loyalitas	PROPN
hi-232	171	13	pengguna	pengguna	PROPN
hi-232	171	14	internet	internet	PROPN
hi-232	171	15	banking	banking	NOUN
hi-232	171	16	di	di	X
hi-232	171	17	surabaya	surabaya	PROPN
hi-232	171	18	.	.	PUNCT
hi-232	172	1	jurnal	jurnal	PROPN
hi-232	172	2	akuntansi	akuntansi	PROPN
hi-232	172	3	dan	dan	PROPN
hi-232	172	4	keuangan	keuangan	PROPN
hi-232	172	5	,	,	PUNCT
hi-232	172	6	8(5	8(5	NUM
hi-232	172	7	)	)	PUNCT
hi-232	172	8	,	,	PUNCT
hi-232	172	9	36	36	NUM
hi-232	172	10	.	.	PUNCT
hi-232	173	1	meilianasari	meilianasari	PROPN
hi-232	173	2	,	,	PUNCT
hi-232	173	3	y.	y.	PROPN
hi-232	173	4	d.	d.	PROPN
hi-232	173	5	(	(	PUNCT
hi-232	173	6	2012	2012	NUM
hi-232	173	7	)	)	PUNCT
hi-232	173	8	.	.	PUNCT
hi-232	174	1	analisis	analisis	PROPN
hi-232	174	2	kepercayaan	kepercayaan	PROPN
hi-232	174	3	nasabah	nasabah	PROPN
hi-232	174	4	pengguna	pengguna	PROPN
hi-232	174	5	atm	atm	PROPN
hi-232	174	6	.	.	PUNCT
hi-232	175	1	jurnal	jurnal	PROPN
hi-232	175	2	manajemenn	manajemenn	PROPN
hi-232	175	3	bisnis	bisnis	PROPN
hi-232	175	4	umm	umm	PROPN
hi-232	175	5	,	,	PUNCT
hi-232	175	6	5(3	5(3	NUM
hi-232	175	7	)	)	PUNCT
hi-232	175	8	,	,	PUNCT
hi-232	175	9	34	34	NUM
hi-232	175	10	-	-	SYM
hi-232	175	11	50	50	NUM
hi-232	175	12	mustari	mustari	NOUN
hi-232	175	13	,	,	PUNCT
hi-232	175	14	d.	d.	PROPN
hi-232	175	15	(	(	PUNCT
hi-232	175	16	2015	2015	NUM
hi-232	175	17	)	)	PUNCT
hi-232	175	18	.	.	PUNCT
hi-232	176	1	cyber	cyber	PROPN
hi-232	176	2	crime	crime	NOUN
hi-232	176	3	:	:	PUNCT
hi-232	176	4	penggunaan	penggunaan	PROPN
hi-232	176	5	skimmer	skimmer	PROPN
hi-232	176	6	terhadap	terhadap	PROPN
hi-232	176	7	pembobolan	pembobolan	NOUN
hi-232	176	8	atm	atm	PROPN
hi-232	176	9	.	.	PUNCT
hi-232	177	1	faktor	faktor	PROPN
hi-232	177	2	exacta	exacta	PROPN
hi-232	177	3	,	,	PUNCT
hi-232	177	4	8(3	8(3	NUM
hi-232	177	5	)	)	PUNCT
hi-232	177	6	,	,	PUNCT
hi-232	177	7	261	261	NUM
hi-232	177	8	-	-	SYM
hi-232	177	9	265	265	NUM
hi-232	177	10	.	.	PUNCT
hi-232	178	1	nugraha	nugraha	NOUN
hi-232	178	2	,	,	PUNCT
hi-232	178	3	h.	h.	PROPN
hi-232	178	4	f.	f.	PROPN
hi-232	178	5	(	(	PUNCT
hi-232	178	6	2018	2018	NUM
hi-232	178	7	)	)	PUNCT
hi-232	178	8	.	.	PUNCT
hi-232	179	1	penerapan	penerapan	PROPN
hi-232	179	2	hukum	hukum	PROPN
hi-232	179	3	pidana	pidana	PROPN
hi-232	179	4	terhadap	terhadap	PROPN
hi-232	179	5	warga	warga	PROPN
hi-232	179	6	negara	negara	PROPN
hi-232	179	7	asing	asing	PROPN
hi-232	179	8	yang	yang	PROPN
hi-232	179	9	melakukan	melakukan	PROPN
hi-232	179	10	tindakan	tindakan	PROPN
hi-232	179	11	terhadap	terhadap	PROPN
hi-232	179	12	pembobolan	pembobolan	NOUN
hi-232	179	13	anjungan	anjungan	VERB
hi-232	179	14	tunai	tunai	VERB
hi-232	180	1	mandiri	mandiri	NOUN
hi-232	180	2	(	(	PUNCT
hi-232	180	3	atm	atm	NOUN
hi-232	180	4	)	)	PUNCT
hi-232	180	5	dengan	dengan	PROPN
hi-232	180	6	menggunakan	menggunakan	PROPN
hi-232	180	7	teknik	teknik	NOUN
hi-232	180	8	skimming	skim	VERB
hi-232	180	9	dihubungkan	dihubungkan	PROPN
hi-232	180	10	dengan	dengan	PROPN
hi-232	180	11	undang	undang	PROPN
hi-232	180	12	–	–	PUNCT
hi-232	180	13	undang	undang	PROPN
hi-232	180	14	nomor	nomor	VERB
hi-232	180	15	19	19	NUM
hi-232	180	16	tahun	tahun	PROPN
hi-232	180	17	2016	2016	NUM
hi-232	180	18	tentang	tentang	PROPN
hi-232	180	19	informasi	informasi	PROPN
hi-232	180	20	dan	dan	PROPN
hi-232	180	21	transaksi	transaksi	PROPN
hi-232	180	22	elektronik	elektronik	X
hi-232	180	23	(	(	PUNCT
hi-232	180	24	mastert	mastert	VERB
hi-232	180	25	’s	’s	PART
hi-232	180	26	thesis	thesis	NOUN
hi-232	180	27	)	)	PUNCT
hi-232	180	28	.	.	PUNCT
hi-232	181	1	fakultas	fakultas	PROPN
hi-232	181	2	hukum	hukum	NOUN
hi-232	181	3	universitas	universita	NOUN
hi-232	181	4	pasundan	pasundan	NOUN
hi-232	181	5	,	,	PUNCT
hi-232	181	6	13	13	NUM
hi-232	181	7	.	.	PUNCT
hi-232	182	1	oko	oko	PROPN
hi-232	182	2	,	,	PUNCT
hi-232	182	3	s.	s.	PROPN
hi-232	182	4	(	(	PUNCT
hi-232	182	5	2012	2012	NUM
hi-232	182	6	)	)	PUNCT
hi-232	182	7	.	.	PUNCT
hi-232	183	1	enhanced	enhance	VERB
hi-232	183	2	atm	atm	NOUN
hi-232	183	3	security	security	NOUN
hi-232	183	4	system	system	NOUN
hi-232	183	5	using	use	VERB
hi-232	183	6	biometrics	biometric	NOUN
hi-232	183	7	.	.	PUNCT
hi-232	184	1	international	international	ADJ
hi-232	184	2	journal	journal	PROPN
hi-232	184	3	of	of	ADP
hi-232	184	4	computer	computer	NOUN
hi-232	184	5	science	science	NOUN
hi-232	184	6	issues	issue	NOUN
hi-232	184	7	(	(	PUNCT
hi-232	184	8	ijcsi	ijcsi	PROPN
hi-232	184	9	)	)	PUNCT
hi-232	184	10	,	,	PUNCT
hi-232	184	11	9(5	9(5	NUM
hi-232	184	12	)	)	PUNCT
hi-232	184	13	,	,	PUNCT
hi-232	184	14	352	352	NUM
hi-232	184	15	.	.	X
hi-232	184	16	praman	praman	NOUN
hi-232	184	17	,	,	PUNCT
hi-232	184	18	i.	i.	PROPN
hi-232	184	19	g.	g.	PROPN
hi-232	184	20	,	,	PUNCT
hi-232	184	21	&	&	CCONJ
hi-232	184	22	rastini	rastini	PROPN
hi-232	184	23	,	,	PUNCT
hi-232	184	24	n.	n.	NOUN
hi-232	184	25	m.	m.	NOUN
hi-232	184	26	(	(	PUNCT
hi-232	184	27	2016	2016	NUM
hi-232	184	28	)	)	PUNCT
hi-232	184	29	.	.	PUNCT
hi-232	185	1	pengaruh	pengaruh	NOUN
hi-232	185	2	kualitas	kualita	NOUN
hi-232	185	3	pelayanan	pelayanan	VERB
hi-232	185	4	terhadap	terhadap	PROPN
hi-232	185	5	kepercayaan	kepercayaan	PROPN
hi-232	185	6	nasabah	nasabah	PROPN
hi-232	185	7	dan	dan	PROPN
hi-232	185	8	loyalitas	loyalitas	PROPN
hi-232	185	9	nasabah	nasabah	PROPN
hi-232	185	10	bank	bank	PROPN
hi-232	185	11	mandiri	mandiri	PROPN
hi-232	185	12	cabang	cabang	VERB
hi-232	185	13	veteran	veteran	PROPN
hi-232	185	14	denpasar	denpasar	PROPN
hi-232	185	15	bali	bali	PROPN
hi-232	185	16	.	.	PUNCT
hi-232	186	1	jurnal	jurnal	PROPN
hi-232	186	2	fakultas	fakultas	AUX
hi-232	186	3	ekonomi	ekonomi	PROPN
hi-232	186	4	dan	dan	PROPN
hi-232	186	5	bisnis	bisnis	PROPN
hi-232	186	6	universitas	universita	VERB
hi-232	186	7	udayana	udayana	PROPN
hi-232	186	8	,	,	PUNCT
hi-232	186	9	56(6	56(6	NUM
hi-232	186	10	)	)	PUNCT
hi-232	186	11	,	,	PUNCT
hi-232	186	12	67	67	NUM
hi-232	186	13	-	-	SYM
hi-232	186	14	90	90	NUM
hi-232	186	15	purnomo	purnomo	ADJ
hi-232	186	16	,	,	PUNCT
hi-232	186	17	i.	i.	PROPN
hi-232	186	18	d.	d.	PROPN
hi-232	186	19	(	(	PUNCT
hi-232	186	20	2012	2012	NUM
hi-232	186	21	)	)	PUNCT
hi-232	186	22	.	.	PUNCT
hi-232	187	1	untung	untung	PROPN
hi-232	187	2	dengan	dengan	PROPN
hi-232	187	3	kartu	kartu	PROPN
hi-232	187	4	kredit	kredit	PROPN
hi-232	187	5	,	,	PUNCT
hi-232	187	6	kartu	kartu	PROPN
hi-232	187	7	atm	atm	PROPN
hi-232	187	8	-	-	PUNCT
hi-232	187	9	debit	debit	NOUN
hi-232	187	10	&	&	CCONJ
hi-232	187	11	uang	uang	PROPN
hi-232	187	12	elektronik	elektronik	PROPN
hi-232	187	13	.	.	PUNCT
hi-232	188	1	jakarta	jakarta	PROPN
hi-232	188	2	:	:	PUNCT
hi-232	189	1	visimedia	visimedia	PROPN
hi-232	189	2	.	.	PUNCT
hi-232	190	1	hamdard	hamdard	ADJ
hi-232	190	2	islamicus	islamicus	PROPN
hi-232	190	3	,	,	PUNCT
hi-232	190	4	vol	vol	NOUN
hi-232	190	5	.	.	PROPN
hi-232	190	6	43	43	NUM
hi-232	191	1	no	no	NOUN
hi-232	191	2	.	.	PUNCT
hi-232	191	3	s.2	s.2	X
hi-232	191	4	(	(	PUNCT
hi-232	191	5	2020	2020	NUM
hi-232	191	6	)	)	PUNCT
hi-232	191	7	,	,	PUNCT
hi-232	191	8	674684	674684	NUM
hi-232	191	9	https://hamdardfoundation.org/hamdard	https://hamdardfoundation.org/hamdard	PROPN
hi-232	191	10	islamicus/	islamicus/	NUM
hi-232	191	11	683	683	NUM
hi-232	191	12	issn	issn	PROPN
hi-232	191	13	:	:	PUNCT
hi-232	191	14	02507196	02507196	NUM
hi-232	191	15	rafiah	rafiah	PROPN
hi-232	191	16	,	,	PUNCT
hi-232	191	17	k.	k.	PROPN
hi-232	191	18	k.	k.	PROPN
hi-232	191	19	,	,	PUNCT
hi-232	191	20	&	&	CCONJ
hi-232	191	21	ariyanti	ariyanti	PROPN
hi-232	191	22	,	,	PUNCT
hi-232	191	23	m.	m.	NOUN
hi-232	191	24	(	(	PUNCT
hi-232	191	25	2017	2017	NUM
hi-232	191	26	)	)	PUNCT
hi-232	191	27	.	.	PUNCT
hi-232	192	1	role	role	NOUN
hi-232	192	2	of	of	ADP
hi-232	192	3	transactional	transactional	ADJ
hi-232	192	4	quality	quality	NOUN
hi-232	192	5	and	and	CCONJ
hi-232	192	6	relational	relational	ADJ
hi-232	192	7	quality	quality	NOUN
hi-232	192	8	to	to	ADP
hi-232	192	9	customer	customer	NOUN
hi-232	192	10	e	e	NOUN
hi-232	192	11	-	-	NOUN
hi-232	192	12	loyalty	loyalty	NOUN
hi-232	192	13	in	in	ADP
hi-232	192	14	marketplace	marketplace	NOUN
hi-232	192	15	c2c	c2c	PROPN
hi-232	192	16	in	in	ADP
hi-232	192	17	indonesia	indonesia	PROPN
hi-232	192	18	.	.	PUNCT
hi-232	193	1	international	international	ADJ
hi-232	193	2	journal	journal	PROPN
hi-232	193	3	of	of	ADP
hi-232	193	4	business	business	NOUN
hi-232	193	5	and	and	CCONJ
hi-232	193	6	economic	economic	ADJ
hi-232	193	7	affairs	affair	NOUN
hi-232	193	8	,	,	PUNCT
hi-232	193	9	2(2	2(2	NUM
hi-232	193	10	)	)	PUNCT
hi-232	193	11	,	,	PUNCT
hi-232	193	12	116	116	NUM
hi-232	193	13	-	-	SYM
hi-232	193	14	126	126	NUM
hi-232	193	15	.	.	PUNCT
hi-232	194	1	sankhwar	sankhwar	PROPN
hi-232	194	2	,	,	PUNCT
hi-232	194	3	s.	s.	PROPN
hi-232	194	4	(	(	PUNCT
hi-232	194	5	2016	2016	NUM
hi-232	194	6	)	)	PUNCT
hi-232	194	7	.	.	PUNCT
hi-232	195	1	a	a	DET
hi-232	195	2	safeguard	safeguard	NOUN
hi-232	195	3	against	against	ADP
hi-232	195	4	atm	atm	PROPN
hi-232	195	5	fraud	fraud	NOUN
hi-232	195	6	.	.	PUNCT
hi-232	196	1	ieee	ieee	PROPN
hi-232	196	2	6th	6th	ADJ
hi-232	196	3	international	international	ADJ
hi-232	196	4	conference	conference	NOUN
hi-232	196	5	on	on	ADP
hi-232	196	6	advanced	advanced	ADJ
hi-232	196	7	computing	computing	NOUN
hi-232	196	8	(	(	PUNCT
hi-232	196	9	iacc	iacc	PROPN
hi-232	196	10	)	)	PUNCT
hi-232	196	11	,	,	PUNCT
hi-232	196	12	signapore	signapore	NOUN
hi-232	196	13	.	.	PUNCT
hi-232	197	1	tampubolon	tampubolon	PROPN
hi-232	197	2	,	,	PUNCT
hi-232	197	3	n.	n.	NOUN
hi-232	197	4	(	(	PUNCT
hi-232	197	5	2015	2015	NUM
hi-232	197	6	)	)	PUNCT
hi-232	197	7	.	.	PUNCT
hi-232	198	1	bijak	bijak	PROPN
hi-232	198	2	ber	ber	PROPN
hi-232	198	3	-	-	PUNCT
hi-232	198	4	electronic	electronic	ADJ
hi-232	198	5	banking	banking	NOUN
hi-232	198	6	.	.	PUNCT
hi-232	199	1	jakarta	jakarta	PROPN
hi-232	199	2	:	:	PUNCT
hi-232	199	3	otoritas	otoritas	PROPN
hi-232	199	4	jasa	jasa	PROPN
hi-232	199	5	keuangan	keuangan	PROPN
hi-232	199	6	.	.	PUNCT
hi-232	200	1	wulandari	wulandari	PROPN
hi-232	200	2	,	,	PUNCT
hi-232	200	3	w.	w.	PROPN
hi-232	200	4	p.	p.	PROPN
hi-232	200	5	(	(	PUNCT
hi-232	200	6	2018	2018	NUM
hi-232	200	7	)	)	PUNCT
hi-232	200	8	.	.	PUNCT
hi-232	201	1	pengaruh	pengaruh	NOUN
hi-232	201	2	kualitas	kualita	NOUN
hi-232	201	3	pelayanan	pelayanan	VERB
hi-232	201	4	atm	atm	PROPN
hi-232	201	5	dan	dan	PROPN
hi-232	201	6	kepuasan	kepuasan	PROPN
hi-232	201	7	terhadap	terhadap	PROPN
hi-232	201	8	loyalitas	loyalitas	PROPN
hi-232	201	9	nasabah	nasabah	PROPN
hi-232	201	10	bri	bri	PROPN
hi-232	201	11	sharia	sharia	PROPN
hi-232	201	12	ponorogo	ponorogo	PROPN
hi-232	201	13	.	.	PUNCT
hi-232	202	1	skripsi	skripsi	PROPN
hi-232	202	2	muamalah	muamalah	PROPN
hi-232	202	3	institut	institut	PROPN
hi-232	202	4	agaman	agaman	PROPN
hi-232	202	5	islam	islam	PROPN
hi-232	202	6	negeri	negeri	PROPN
hi-232	202	7	ponorogo	ponorogo	PROPN
hi-232	202	8	,	,	PUNCT
hi-232	202	9	5(6	5(6	NUM
hi-232	202	10	)	)	PUNCT
hi-232	202	11	,	,	PUNCT
hi-232	202	12	45	45	NUM
hi-232	202	13	-	-	SYM
hi-232	202	14	60	60	NUM
hi-232	202	15	.	.	PUNCT
hi-232	202	16	yulianto	yulianto	NOUN
hi-232	202	17	,	,	PUNCT
hi-232	202	18	g.	g.	PROPN
hi-232	202	19	,	,	PUNCT
hi-232	202	20	&	&	CCONJ
hi-232	202	21	waluyo	waluyo	VERB
hi-232	202	22	,	,	PUNCT
hi-232	202	23	p.	p.	NOUN
hi-232	202	24	(	(	PUNCT
hi-232	202	25	2004	2004	NUM
hi-232	202	26	)	)	PUNCT
hi-232	202	27	.	.	PUNCT
hi-232	203	1	pengaruh	pengaruh	PROPN
hi-232	203	2	keefektifan	keefektifan	PROPN
hi-232	203	3	komunikasi	komunikasi	PROPN
hi-232	203	4	,	,	PUNCT
hi-232	203	5	kualitas	kualitas	PROPN
hi-232	203	6	fungsional	fungsional	PROPN
hi-232	203	7	dan	dan	PROPN
hi-232	203	8	kepercayaan	kepercayaan	PROPN
hi-232	203	9	pada	pada	PROPN
hi-232	203	10	komitmen	komitmen	PROPN
hi-232	203	11	keterhubungan	keterhubungan	PROPN
hi-232	203	12	.	.	PUNCT
hi-232	204	1	telaah	telaah	PROPN
hi-232	204	2	manajemen	manajeman	NOUN
hi-232	204	3	,	,	PUNCT
hi-232	204	4	magister	magister	PROPN
hi-232	204	5	manajemen	manajeman	NOUN
hi-232	204	6	stie	stie	PROPN
hi-232	204	7	,	,	PUNCT
hi-232	204	8	1(5	1(5	NUM
hi-232	204	9	)	)	PUNCT
hi-232	204	10	,	,	PUNCT
hi-232	204	11	349	349	NUM
hi-232	204	12	.	.	PUNCT
hi-232	204	13	yulianto	yulianto	NOUN
hi-232	204	14	,	,	PUNCT
hi-232	204	15	t.	t.	PROPN
hi-232	204	16	(	(	PUNCT
hi-232	204	17	2015	2015	NUM
hi-232	204	18	)	)	PUNCT
hi-232	204	19	.	.	PUNCT
hi-232	205	1	pengaruh	pengaruh	NOUN
hi-232	205	2	kualitas	kualita	NOUN
hi-232	205	3	pelayanan	pelayanan	VERB
hi-232	205	4	atm	atm	PROPN
hi-232	205	5	dan	dan	PROPN
hi-232	205	6	kepercayaan	kepercayaan	PROPN
hi-232	205	7	terhadap	terhadap	PROPN
hi-232	205	8	kepuasan	kepuasan	PROPN
hi-232	205	9	nasabah	nasabah	PROPN
hi-232	205	10	(	(	PUNCT
hi-232	205	11	studi	studi	PROPN
hi-232	205	12	kasus	kasus	PROPN
hi-232	205	13	nasabah	nasabah	PROPN
hi-232	205	14	bank	bank	PROPN
hi-232	205	15	bri	bri	PROPN
hi-232	205	16	)	)	PUNCT
hi-232	205	17	.	.	PUNCT
hi-232	206	1	skripsi	skripsi	PROPN
hi-232	206	2	ekonomi	ekonomi	PROPN
hi-232	206	3	dan	dan	PROPN
hi-232	206	4	bisnis	bisnis	PROPN
hi-232	206	5	universitas	universita	VERB
hi-232	206	6	muhammadiyah	muhammadiyah	ADP
hi-232	206	7	surkarta	surkarta	NOUN
hi-232	206	8	,	,	PUNCT
hi-232	206	9	5(6	5(6	NUM
hi-232	206	10	)	)	PUNCT
hi-232	206	11	,	,	PUNCT
hi-232	206	12	45	45	NUM
hi-232	206	13	-	-	SYM
hi-232	206	14	60	60	NUM
hi-232	206	15	yuliza	yuliza	PROPN
hi-232	206	16	,	,	PUNCT
hi-232	206	17	&	&	CCONJ
hi-232	206	18	sari	sari	PROPN
hi-232	206	19	,	,	PUNCT
hi-232	206	20	r.	r.	PROPN
hi-232	206	21	l.	l.	PROPN
hi-232	206	22	(	(	PUNCT
hi-232	206	23	2013	2013	NUM
hi-232	206	24	)	)	PUNCT
hi-232	206	25	.	.	PUNCT
hi-232	207	1	analisis	analisis	NOUN
hi-232	207	2	tingkat	tingkat	PROPN
hi-232	207	3	kepercayaan	kepercayaan	PROPN
hi-232	207	4	pada	pada	PROPN
hi-232	207	5	nasabah	nasabah	PROPN
hi-232	207	6	bank	bank	PROPN
hi-232	207	7	umum	umum	PROPN
hi-232	207	8	pasca	pasca	PROPN
hi-232	207	9	kasus	kasus	PROPN
hi-232	207	10	century	century	NOUN
hi-232	207	11	.	.	PUNCT
hi-232	208	1	jurnal	jurnal	ADJ
hi-232	208	2	ekonomi	ekonomi	PROPN
hi-232	208	3	dan	dan	PROPN
hi-232	208	4	keuangan	keuangan	PROPN
hi-232	208	5	,	,	PUNCT
hi-232	208	6	1(4	1(4	NUM
hi-232	208	7	)	)	PUNCT
hi-232	208	8	,	,	PUNCT
hi-232	208	9	56	56	NUM
hi-232	208	10	-	-	SYM
hi-232	208	11	80	80	NUM
