id	sid	tid	token	lemma	pos
hi-469	1	1	untitled	untitle	VERB
hi-469	1	2	hamdard	hamdard	ADJ
hi-469	1	3	islamicus	islamicus	PROPN
hi-469	1	4	vol	vol	PROPN
hi-469	1	5	.	.	PUNCT
hi-469	2	1	xlviii	xlviii	PROPN
hi-469	2	2	,	,	PUNCT
hi-469	2	3	no.1	no.1	X
hi-469	2	4	57	57	NUM
hi-469	2	5	family	family	NOUN
hi-469	2	6	takaful	takaful	NOUN
hi-469	2	7	(	(	PUNCT
hi-469	2	8	islamic	islamic	ADJ
hi-469	2	9	life	life	NOUN
hi-469	2	10	insurance	insurance	NOUN
hi-469	2	11	)	)	PUNCT
hi-469	2	12	in	in	ADP
hi-469	2	13	bangladesh	bangladesh	NOUN
hi-469	2	14	:	:	PUNCT
hi-469	2	15	operational	operational	ADJ
hi-469	2	16	dilemmas	dilemma	NOUN
hi-469	2	17	and	and	CCONJ
hi-469	2	18	remedial	remedial	ADJ
hi-469	2	19	approaches	approach	NOUN
hi-469	2	20	dr	dr	PROPN
hi-469	2	21	.	.	PROPN
hi-469	2	22	issa	issa	PROPN
hi-469	2	23	khan	khan	PROPN
hi-469	2	24	department	department	PROPN
hi-469	2	25	of	of	ADP
hi-469	2	26	shari’ah	shari’ah	PROPN
hi-469	2	27	and	and	CCONJ
hi-469	2	28	management	management	NOUN
hi-469	2	29	,	,	PUNCT
hi-469	2	30	academy	academy	NOUN
hi-469	2	31	of	of	ADP
hi-469	2	32	islamic	islamic	PROPN
hi-469	2	33	studies	study	NOUN
hi-469	2	34	,	,	PUNCT
hi-469	2	35	university	university	PROPN
hi-469	2	36	of	of	ADP
hi-469	2	37	malaya	malaya	PROPN
hi-469	2	38	,	,	PUNCT
hi-469	2	39	50603	50603	NUM
hi-469	2	40	,	,	PUNCT
hi-469	2	41	kuala	kuala	PROPN
hi-469	2	42	lumpur	lumpur	PROPN
hi-469	2	43	,	,	PUNCT
hi-469	2	44	malaysia	malaysia	PROPN
hi-469	2	45	email	email	NOUN
hi-469	2	46	:	:	PUNCT
hi-469	2	47	issa@um.edu.my	issa@um.edu.my	PROPN
hi-469	2	48	dr	dr	PROPN
hi-469	2	49	.	.	PROPN
hi-469	2	50	md	md	PROPN
hi-469	2	51	.	.	PUNCT
hi-469	3	1	mahfujur	mahfujur	PROPN
hi-469	3	2	rahman	rahman	PROPN
hi-469	3	3	islamic	islamic	PROPN
hi-469	3	4	businesses	businesses	PROPN
hi-469	3	5	school	school	NOUN
hi-469	3	6	,	,	PUNCT
hi-469	3	7	universiti	universiti	PROPN
hi-469	3	8	utara	utara	PROPN
hi-469	3	9	malaysia	malaysia	PROPN
hi-469	3	10	,	,	PUNCT
hi-469	3	11	06010	06010	NUM
hi-469	3	12	,	,	PUNCT
hi-469	3	13	kedah	kedah	PROPN
hi-469	3	14	,	,	PUNCT
hi-469	3	15	malaysia	malaysia	PROPN
hi-469	3	16	email	email	NOUN
hi-469	3	17	:	:	PUNCT
hi-469	3	18	dr_mahfuj@yahoo.co.uk	dr_mahfuj@yahoo.co.uk	PROPN
hi-469	3	19	dr	dr	PROPN
hi-469	3	20	.	.	PROPN
hi-469	3	21	azian	azian	PROPN
hi-469	3	22	bin	bin	PROPN
hi-469	3	23	madun	madun	PROPN
hi-469	3	24	department	department	PROPN
hi-469	3	25	of	of	ADP
hi-469	3	26	shari’ah	shari’ah	PROPN
hi-469	3	27	and	and	CCONJ
hi-469	3	28	management	management	NOUN
hi-469	3	29	,	,	PUNCT
hi-469	3	30	academy	academy	NOUN
hi-469	3	31	of	of	ADP
hi-469	3	32	islamic	islamic	PROPN
hi-469	3	33	studies	study	NOUN
hi-469	3	34	,	,	PUNCT
hi-469	3	35	university	university	PROPN
hi-469	3	36	of	of	ADP
hi-469	3	37	malaya	malaya	PROPN
hi-469	3	38	,	,	PUNCT
hi-469	3	39	50603	50603	NUM
hi-469	3	40	,	,	PUNCT
hi-469	3	41	kuala	kuala	PROPN
hi-469	3	42	lumpur	lumpur	PROPN
hi-469	3	43	,	,	PUNCT
hi-469	3	44	malaysia	malaysia	PROPN
hi-469	3	45	email	email	NOUN
hi-469	3	46	:	:	PUNCT
hi-469	3	47	azianm@um.edu.my	azianm@um.edu.my	NOUN
hi-469	3	48	received	receive	VERB
hi-469	3	49	on	on	ADP
hi-469	3	50	:	:	PUNCT
hi-469	3	51	24	24	NUM
hi-469	3	52	-	-	PUNCT
hi-469	3	53	03	03	NUM
hi-469	3	54	-	-	PUNCT
hi-469	3	55	2022	2022	NUM
hi-469	3	56	accepted	accept	VERB
hi-469	3	57	on	on	ADP
hi-469	3	58	:	:	PUNCT
hi-469	3	59	28	28	NUM
hi-469	3	60	-	-	SYM
hi-469	3	61	01	01	NUM
hi-469	3	62	-	-	PUNCT
hi-469	3	63	2025	2025	NUM
hi-469	3	64	https://doi.org/10.57144/hi.v48i1.469	https://doi.org/10.57144/hi.v48i1.469	NOUN
hi-469	3	65	abstract	abstract	ADJ
hi-469	3	66	takaful	takaful	ADJ
hi-469	3	67	industry	industry	NOUN
hi-469	3	68	in	in	ADP
hi-469	3	69	bangladesh	bangladesh	NOUN
hi-469	3	70	has	have	AUX
hi-469	3	71	been	be	AUX
hi-469	3	72	facing	face	VERB
hi-469	3	73	numerous	numerous	ADJ
hi-469	3	74	problems	problem	NOUN
hi-469	3	75	.	.	PUNCT
hi-469	4	1	the	the	DET
hi-469	4	2	study	study	NOUN
hi-469	4	3	explores	explore	VERB
hi-469	4	4	the	the	DET
hi-469	4	5	operational	operational	ADJ
hi-469	4	6	dilemmas	dilemma	NOUN
hi-469	4	7	of	of	ADP
hi-469	4	8	family	family	NOUN
hi-469	4	9	takaful	takaful	ADJ
hi-469	4	10	(	(	PUNCT
hi-469	4	11	islamic	islamic	ADJ
hi-469	4	12	life	life	NOUN
hi-469	4	13	insurance	insurance	NOUN
hi-469	4	14	)	)	PUNCT
hi-469	4	15	in	in	ADP
hi-469	4	16	bangladesh	bangladesh	NOUN
hi-469	4	17	and	and	CCONJ
hi-469	4	18	recommends	recommend	VERB
hi-469	4	19	approaches	approach	NOUN
hi-469	4	20	to	to	PART
hi-469	4	21	meet	meet	VERB
hi-469	4	22	the	the	DET
hi-469	4	23	challenges	challenge	NOUN
hi-469	4	24	.	.	PUNCT
hi-469	5	1	a	a	DET
hi-469	5	2	qualitative	qualitative	ADJ
hi-469	5	3	method	method	NOUN
hi-469	5	4	is	be	AUX
hi-469	5	5	used	use	VERB
hi-469	5	6	in	in	ADP
hi-469	5	7	this	this	DET
hi-469	5	8	study	study	NOUN
hi-469	5	9	,	,	PUNCT
hi-469	5	10	using	use	VERB
hi-469	5	11	data	datum	NOUN
hi-469	5	12	from	from	ADP
hi-469	5	13	thirty	thirty	NUM
hi-469	5	14	-	-	PUNCT
hi-469	5	15	two	two	NUM
hi-469	5	16	respondents	respondent	NOUN
hi-469	5	17	,	,	PUNCT
hi-469	5	18	along	along	ADP
hi-469	5	19	with	with	ADP
hi-469	5	20	officers	officer	NOUN
hi-469	5	21	and	and	CCONJ
hi-469	5	22	sharê‘ah	sharê‘ah	NOUN
hi-469	5	23	board	board	NOUN
hi-469	5	24	members	member	NOUN
hi-469	5	25	of	of	ADP
hi-469	5	26	takaful	takaful	ADJ
hi-469	5	27	companies	company	NOUN
hi-469	5	28	,	,	PUNCT
hi-469	5	29	as	as	ADV
hi-469	5	30	well	well	ADV
hi-469	5	31	as	as	ADP
hi-469	5	32	takaful	takaful	ADJ
hi-469	5	33	participants	participant	NOUN
hi-469	5	34	.	.	PUNCT
hi-469	6	1	the	the	DET
hi-469	6	2	findings	finding	NOUN
hi-469	6	3	revealed	reveal	VERB
hi-469	6	4	a	a	DET
hi-469	6	5	lack	lack	NOUN
hi-469	6	6	of	of	ADP
hi-469	6	7	legislation	legislation	NOUN
hi-469	6	8	,	,	PUNCT
hi-469	6	9	regulations	regulation	NOUN
hi-469	6	10	,	,	PUNCT
hi-469	6	11	and	and	CCONJ
hi-469	6	12	policies	policy	NOUN
hi-469	6	13	for	for	ADP
hi-469	6	14	the	the	DET
hi-469	6	15	development	development	NOUN
hi-469	6	16	family	family	NOUN
hi-469	6	17	takaful	takaful	ADJ
hi-469	6	18	in	in	ADP
hi-469	6	19	bangladesh	bangladesh	NOUN
hi-469	6	20	.	.	PUNCT
hi-469	7	1	furthermore	furthermore	ADV
hi-469	7	2	,	,	PUNCT
hi-469	7	3	mismanagement	mismanagement	NOUN
hi-469	7	4	and	and	CCONJ
hi-469	7	5	profit	profit	NOUN
hi-469	7	6	-	-	PUNCT
hi-469	7	7	driven	drive	VERB
hi-469	7	8	activities	activity	NOUN
hi-469	7	9	have	have	AUX
hi-469	7	10	adversely	adversely	ADV
hi-469	7	11	affected	affect	VERB
hi-469	7	12	the	the	DET
hi-469	7	13	family	family	NOUN
hi-469	7	14	takaful	takaful	ADJ
hi-469	7	15	industry	industry	NOUN
hi-469	7	16	in	in	ADP
hi-469	7	17	bangladesh	bangladesh	NOUN
hi-469	7	18	.	.	PUNCT
hi-469	8	1	the	the	DET
hi-469	8	2	ignorance	ignorance	NOUN
hi-469	8	3	of	of	ADP
hi-469	8	4	participants	participant	NOUN
hi-469	8	5	about	about	ADP
hi-469	8	6	the	the	DET
hi-469	8	7	family	family	NOUN
hi-469	8	8	takaful	takaful	NOUN
hi-469	8	9	is	be	AUX
hi-469	8	10	another	another	DET
hi-469	8	11	setback	setback	NOUN
hi-469	8	12	in	in	ADP
hi-469	8	13	establishing	establish	VERB
hi-469	8	14	a	a	DET
hi-469	8	15	sustainable	sustainable	ADJ
hi-469	8	16	takaful	takaful	ADJ
hi-469	8	17	industry	industry	NOUN
hi-469	8	18	in	in	ADP
hi-469	8	19	bangladesh	bangladesh	NOUN
hi-469	8	20	.	.	PUNCT
hi-469	9	1	the	the	DET
hi-469	9	2	study	study	NOUN
hi-469	9	3	proposed	propose	VERB
hi-469	9	4	strategies	strategy	NOUN
hi-469	9	5	to	to	PART
hi-469	9	6	overcome	overcome	VERB
hi-469	9	7	the	the	DET
hi-469	9	8	challenges	challenge	NOUN
hi-469	9	9	such	such	ADJ
hi-469	9	10	as	as	ADP
hi-469	9	11	the	the	DET
hi-469	9	12	family	family	NOUN
hi-469	9	13	takaful	takaful	ADJ
hi-469	9	14	industry	industry	NOUN
hi-469	9	15	in	in	ADP
hi-469	9	16	bangladesh	bangladesh	NOUN
hi-469	9	17	may	may	AUX
hi-469	9	18	use	use	VERB
hi-469	9	19	commercial	commercial	ADJ
hi-469	9	20	contracts	contract	NOUN
hi-469	9	21	that	that	PRON
hi-469	9	22	give	give	VERB
hi-469	9	23	sharê‘ah	sharê‘ah	NOUN
hi-469	9	24	-	-	PUNCT
hi-469	9	25	specific	specific	ADJ
hi-469	9	26	funding	funding	NOUN
hi-469	9	27	and	and	CCONJ
hi-469	9	28	adopt	adopt	VERB
hi-469	9	29	different	different	ADJ
hi-469	9	30	models	model	NOUN
hi-469	9	31	of	of	ADP
hi-469	9	32	takaful	takaful	NOUN
hi-469	9	33	in	in	ADP
hi-469	9	34	accordance	accordance	NOUN
hi-469	9	35	with	with	ADP
hi-469	9	36	the	the	DET
hi-469	9	37	legislation	legislation	NOUN
hi-469	9	38	of	of	ADP
hi-469	9	39	malaysia	malaysia	PROPN
hi-469	9	40	.	.	PUNCT
hi-469	10	1	the	the	DET
hi-469	10	2	findings	finding	NOUN
hi-469	10	3	of	of	ADP
hi-469	10	4	the	the	DET
hi-469	10	5	research	research	NOUN
hi-469	10	6	will	will	AUX
hi-469	10	7	be	be	AUX
hi-469	10	8	immensely	immensely	ADV
hi-469	10	9	useful	useful	ADJ
hi-469	10	10	in	in	ADP
hi-469	10	11	overcoming	overcome	VERB
hi-469	10	12	the	the	DET
hi-469	10	13	constraints	constraint	NOUN
hi-469	10	14	that	that	SCONJ
hi-469	10	15	the	the	DET
hi-469	10	16	family	family	NOUN
hi-469	10	17	takaful	takaful	ADJ
hi-469	10	18	in	in	ADP
hi-469	10	19	bangladesh	bangladesh	NOUN
hi-469	10	20	is	be	AUX
hi-469	10	21	now	now	ADV
hi-469	10	22	confronting	confront	VERB
hi-469	10	23	.	.	PUNCT
hi-469	11	1	mailto:issa@um.edu.my	mailto:issa@um.edu.my	PROPN
hi-469	11	2	mailto:dr_mahfuj@yahoo.co.uk	mailto:dr_mahfuj@yahoo.co.uk	ADJ
hi-469	11	3	mailto:azianm@um.edu.my	mailto:azianm@um.edu.my	NOUN
hi-469	11	4	https://doi.org/10.57144/hi.v48i1.469	https://doi.org/10.57144/hi.v48i1.469	X
hi-469	11	5	58	58	NUM
hi-469	11	6	family	family	NOUN
hi-469	11	7	takaful	takaful	ADJ
hi-469	11	8	in	in	ADP
hi-469	11	9	bangladesh	bangladesh	NOUN
hi-469	11	10	…	…	PUNCT
hi-469	11	11	keywords	keyword	NOUN
hi-469	11	12	:	:	PUNCT
hi-469	11	13	family	family	NOUN
hi-469	11	14	takaful	takaful	ADJ
hi-469	11	15	,	,	PUNCT
hi-469	11	16	operational	operational	ADJ
hi-469	11	17	dilemmas	dilemma	NOUN
hi-469	11	18	,	,	PUNCT
hi-469	11	19	government	government	NOUN
hi-469	11	20	,	,	PUNCT
hi-469	11	21	company	company	NOUN
hi-469	11	22	,	,	PUNCT
hi-469	11	23	participants	participant	NOUN
hi-469	11	24	,	,	PUNCT
hi-469	11	25	remedial	remedial	ADJ
hi-469	11	26	approaches	approach	NOUN
hi-469	11	27	,	,	PUNCT
hi-469	11	28	bangladesh	bangladesh	PROPN
hi-469	11	29	.	.	PUNCT
hi-469	12	1	introduction	introduction	NOUN
hi-469	12	2	takaful	takaful	ADJ
hi-469	12	3	has	have	AUX
hi-469	12	4	been	be	AUX
hi-469	12	5	gaining	gain	VERB
hi-469	12	6	momentum	momentum	NOUN
hi-469	12	7	since	since	SCONJ
hi-469	12	8	its	its	PRON
hi-469	12	9	inception	inception	NOUN
hi-469	12	10	.	.	PUNCT
hi-469	13	1	the	the	DET
hi-469	13	2	main	main	ADJ
hi-469	13	3	contribution	contribution	NOUN
hi-469	13	4	is	be	AUX
hi-469	13	5	from	from	ADP
hi-469	13	6	the	the	DET
hi-469	13	7	muslim	muslim	ADJ
hi-469	13	8	society	society	NOUN
hi-469	13	9	especially	especially	ADV
hi-469	13	10	in	in	ADP
hi-469	13	11	southeast	southeast	PROPN
hi-469	13	12	asia	asia	PROPN
hi-469	13	13	,	,	PUNCT
hi-469	13	14	africa	africa	PROPN
hi-469	13	15	,	,	PUNCT
hi-469	13	16	and	and	CCONJ
hi-469	13	17	the	the	DET
hi-469	13	18	gulf	gulf	PROPN
hi-469	13	19	cooperation	cooperation	PROPN
hi-469	13	20	council	council	PROPN
hi-469	13	21	(	(	PUNCT
hi-469	13	22	gcc	gcc	NOUN
hi-469	13	23	)	)	PUNCT
hi-469	13	24	region	region	NOUN
hi-469	13	25	as	as	SCONJ
hi-469	13	26	there	there	PRON
hi-469	13	27	is	be	VERB
hi-469	13	28	a	a	DET
hi-469	13	29	large	large	ADJ
hi-469	13	30	muslim	muslim	ADJ
hi-469	13	31	population.1	population.1	NOUN
hi-469	13	32	in	in	ADP
hi-469	13	33	the	the	DET
hi-469	13	34	realm	realm	NOUN
hi-469	13	35	of	of	ADP
hi-469	13	36	islamic	islamic	ADJ
hi-469	13	37	finance	finance	NOUN
hi-469	13	38	,	,	PUNCT
hi-469	13	39	the	the	DET
hi-469	13	40	equivalent	equivalent	NOUN
hi-469	13	41	of	of	ADP
hi-469	13	42	the	the	DET
hi-469	13	43	insurance	insurance	NOUN
hi-469	13	44	industry	industry	NOUN
hi-469	13	45	is	be	AUX
hi-469	13	46	known	know	VERB
hi-469	13	47	as	as	ADP
hi-469	13	48	takaful	takaful	ADJ
hi-469	13	49	.	.	PUNCT
hi-469	14	1	the	the	DET
hi-469	14	2	arabic	arabic	ADJ
hi-469	14	3	word	word	NOUN
hi-469	14	4	“	"	PUNCT
hi-469	14	5	takaful	takaful	ADJ
hi-469	14	6	”	"	PUNCT
hi-469	14	7	is	be	AUX
hi-469	14	8	derived	derive	VERB
hi-469	14	9	from	from	ADP
hi-469	14	10	“	"	PUNCT
hi-469	14	11	kafala”2	kafala”2	ADV
hi-469	14	12	meaning	meaning	NOUN
hi-469	14	13	to	to	PART
hi-469	14	14	protect	protect	VERB
hi-469	14	15	and	and	CCONJ
hi-469	14	16	guarantee.3	guarantee.3	VERB
hi-469	14	17	the	the	DET
hi-469	14	18	concept	concept	NOUN
hi-469	14	19	of	of	ADP
hi-469	14	20	takaful	takaful	ADJ
hi-469	14	21	dates	date	NOUN
hi-469	14	22	back	back	ADV
hi-469	14	23	more	more	ADJ
hi-469	14	24	than	than	ADP
hi-469	14	25	a	a	DET
hi-469	14	26	thousand	thousand	NUM
hi-469	14	27	years	year	NOUN
hi-469	14	28	.4	.4	NUM
hi-469	14	29	at	at	ADP
hi-469	14	30	the	the	DET
hi-469	14	31	international	international	ADJ
hi-469	14	32	muslim	muslim	PROPN
hi-469	14	33	conference	conference	NOUN
hi-469	14	34	held	hold	VERB
hi-469	14	35	in	in	ADP
hi-469	14	36	jeddah	jeddah	PROPN
hi-469	14	37	,	,	PUNCT
hi-469	14	38	king	king	PROPN
hi-469	14	39	faisal	faisal	PROPN
hi-469	14	40	invoked	invoke	VERB
hi-469	14	41	all	all	DET
hi-469	14	42	muslim	muslim	ADJ
hi-469	14	43	countries	country	NOUN
hi-469	14	44	to	to	PART
hi-469	14	45	reconstruct	reconstruct	VERB
hi-469	14	46	their	their	PRON
hi-469	14	47	banking	banking	NOUN
hi-469	14	48	systems	system	NOUN
hi-469	14	49	in	in	ADP
hi-469	14	50	the	the	DET
hi-469	14	51	light	light	NOUN
hi-469	14	52	of	of	ADP
hi-469	14	53	sharê‘ah.5	sharê‘ah.5	NOUN
hi-469	14	54	because	because	SCONJ
hi-469	14	55	of	of	ADP
hi-469	14	56	this	this	DET
hi-469	14	57	conference	conference	NOUN
hi-469	14	58	,	,	PUNCT
hi-469	14	59	a	a	DET
hi-469	14	60	group	group	NOUN
hi-469	14	61	of	of	ADP
hi-469	14	62	businessmen	businessman	NOUN
hi-469	14	63	who	who	PRON
hi-469	14	64	had	have	AUX
hi-469	14	65	earlier	early	ADV
hi-469	14	66	established	establish	VERB
hi-469	14	67	the	the	DET
hi-469	14	68	islamic	islamic	ADJ
hi-469	14	69	banking	banking	NOUN
hi-469	14	70	system	system	NOUN
hi-469	14	71	in	in	ADP
hi-469	14	72	1983	1983	NUM
hi-469	14	73	launched	launch	VERB
hi-469	14	74	the	the	DET
hi-469	14	75	takaful	takaful	ADJ
hi-469	14	76	industry	industry	NOUN
hi-469	14	77	in	in	ADP
hi-469	14	78	the	the	DET
hi-469	14	79	private	private	ADJ
hi-469	14	80	sector	sector	NOUN
hi-469	14	81	of	of	ADP
hi-469	14	82	the	the	DET
hi-469	14	83	country	country	NOUN
hi-469	14	84	.	.	PUNCT
hi-469	15	1	‘	'	PUNCT
hi-469	15	2	islami	islami	ADJ
hi-469	15	3	insurance	insurance	NOUN
hi-469	15	4	bangladesh	bangladesh	NOUN
hi-469	15	5	limited	limit	VERB
hi-469	15	6	’	'	PUNCT
hi-469	15	7	was	be	AUX
hi-469	15	8	established	establish	VERB
hi-469	15	9	in	in	ADP
hi-469	15	10	1999	1999	NUM
hi-469	15	11	as	as	SCONJ
hi-469	15	12	the	the	DET
hi-469	15	13	first	first	ADJ
hi-469	15	14	takaful	takaful	ADJ
hi-469	15	15	company	company	NOUN
hi-469	15	16	in	in	ADP
hi-469	15	17	bangladesh.6	bangladesh.6	PROPN
hi-469	15	18	bangladesh	bangladesh	NOUN
hi-469	15	19	is	be	AUX
hi-469	15	20	a	a	DET
hi-469	15	21	muslim	muslim	ADJ
hi-469	15	22	majority	majority	NOUN
hi-469	15	23	country	country	NOUN
hi-469	15	24	.	.	PUNCT
hi-469	16	1	therefore	therefore	ADV
hi-469	16	2	,	,	PUNCT
hi-469	16	3	local	local	ADJ
hi-469	16	4	demand	demand	NOUN
hi-469	16	5	for	for	ADP
hi-469	16	6	takaful	takaful	ADJ
hi-469	16	7	is	be	AUX
hi-469	16	8	growing	grow	VERB
hi-469	16	9	in	in	ADP
hi-469	16	10	the	the	DET
hi-469	16	11	country.7	country.7	NOUN
hi-469	16	12	currently	currently	ADV
hi-469	16	13	,	,	PUNCT
hi-469	16	14	six	six	NUM
hi-469	16	15	full	full	ADV
hi-469	16	16	-	-	PUNCT
hi-469	16	17	fledged	fledged	ADJ
hi-469	16	18	family	family	NOUN
hi-469	16	19	takaful	takaful	NOUN
hi-469	16	20	and	and	CCONJ
hi-469	16	21	three	three	NUM
hi-469	16	22	full	full	ADJ
hi-469	16	23	-	-	PUNCT
hi-469	16	24	fledged	fledge	VERB
hi-469	16	25	general	general	ADJ
hi-469	16	26	takaful	takaful	ADJ
hi-469	16	27	companies	company	NOUN
hi-469	16	28	are	be	AUX
hi-469	16	29	offering	offer	VERB
hi-469	16	30	their	their	PRON
hi-469	16	31	services	service	NOUN
hi-469	16	32	in	in	ADP
hi-469	16	33	the	the	DET
hi-469	16	34	country.8	country.8	PROPN
hi-469	16	35	until	until	ADP
hi-469	16	36	today	today	NOUN
hi-469	16	37	,	,	PUNCT
hi-469	16	38	separate	separate	ADJ
hi-469	16	39	rules	rule	NOUN
hi-469	16	40	and	and	CCONJ
hi-469	16	41	regulations	regulation	NOUN
hi-469	16	42	have	have	AUX
hi-469	16	43	not	not	PART
hi-469	16	44	been	be	AUX
hi-469	16	45	introduced	introduce	VERB
hi-469	16	46	by	by	ADP
hi-469	16	47	the	the	DET
hi-469	16	48	government	government	NOUN
hi-469	16	49	to	to	PART
hi-469	16	50	guide	guide	VERB
hi-469	16	51	the	the	DET
hi-469	16	52	operations	operation	NOUN
hi-469	16	53	of	of	ADP
hi-469	16	54	takaful	takaful	ADJ
hi-469	16	55	companies	company	NOUN
hi-469	16	56	.	.	PUNCT
hi-469	17	1	the	the	DET
hi-469	17	2	whole	whole	ADJ
hi-469	17	3	insurance	insurance	NOUN
hi-469	17	4	industry	industry	NOUN
hi-469	17	5	is	be	AUX
hi-469	17	6	governed	govern	VERB
hi-469	17	7	by	by	ADP
hi-469	17	8	the	the	DET
hi-469	17	9	insurance	insurance	NOUN
hi-469	17	10	act	act	NOUN
hi-469	17	11	2010	2010	NUM
hi-469	17	12	,	,	PUNCT
hi-469	17	13	which	which	PRON
hi-469	17	14	conflicts	conflict	VERB
hi-469	17	15	with	with	ADP
hi-469	17	16	the	the	DET
hi-469	17	17	principles	principle	NOUN
hi-469	17	18	of	of	ADP
hi-469	17	19	takaful	takaful	NOUN
hi-469	17	20	,	,	PUNCT
hi-469	17	21	resulting	result	VERB
hi-469	17	22	in	in	ADP
hi-469	17	23	various	various	ADJ
hi-469	17	24	obstacles	obstacle	NOUN
hi-469	17	25	to	to	ADP
hi-469	17	26	takaful	takaful	ADJ
hi-469	17	27	companies.9	companies.9	PROPN
hi-469	17	28	regardless	regardless	ADV
hi-469	17	29	of	of	ADP
hi-469	17	30	the	the	DET
hi-469	17	31	conflicting	conflict	VERB
hi-469	17	32	principles	principle	NOUN
hi-469	17	33	between	between	ADP
hi-469	17	34	conventional	conventional	ADJ
hi-469	17	35	insurance	insurance	NOUN
hi-469	17	36	and	and	CCONJ
hi-469	17	37	takaful	takaful	ADJ
hi-469	17	38	services	service	NOUN
hi-469	17	39	,	,	PUNCT
hi-469	17	40	little	little	ADJ
hi-469	17	41	research	research	NOUN
hi-469	17	42	has	have	AUX
hi-469	17	43	been	be	AUX
hi-469	17	44	conducted	conduct	VERB
hi-469	17	45	on	on	ADP
hi-469	17	46	insurance	insurance	NOUN
hi-469	17	47	in	in	ADP
hi-469	17	48	bangladesh	bangladesh	NOUN
hi-469	17	49	,	,	PUNCT
hi-469	17	50	particularly	particularly	ADV
hi-469	17	51	the	the	DET
hi-469	17	52	family	family	NOUN
hi-469	17	53	takaful.10	takaful.10	NOUN
hi-469	17	54	these	these	DET
hi-469	17	55	merits	merit	NOUN
hi-469	17	56	in	in	ADP
hi-469	17	57	-	-	PUNCT
hi-469	17	58	depth	depth	NOUN
hi-469	17	59	research	research	NOUN
hi-469	17	60	into	into	ADP
hi-469	17	61	the	the	DET
hi-469	17	62	field	field	NOUN
hi-469	17	63	of	of	ADP
hi-469	17	64	family	family	NOUN
hi-469	17	65	takaful	takaful	ADJ
hi-469	17	66	in	in	ADP
hi-469	17	67	bangladesh	bangladesh	PROPN
hi-469	17	68	.	.	PUNCT
hi-469	18	1	objectives	objective	NOUN
hi-469	18	2	and	and	CCONJ
hi-469	18	3	research	research	NOUN
hi-469	18	4	questions	question	NOUN
hi-469	18	5	of	of	ADP
hi-469	18	6	the	the	DET
hi-469	18	7	study	study	NOUN
hi-469	18	8	1	1	NUM
hi-469	18	9	.	.	PUNCT
hi-469	19	1	the	the	DET
hi-469	19	2	objective	objective	NOUN
hi-469	19	3	of	of	ADP
hi-469	19	4	the	the	DET
hi-469	19	5	study	study	NOUN
hi-469	19	6	is	be	AUX
hi-469	19	7	to	to	PART
hi-469	19	8	identify	identify	VERB
hi-469	19	9	the	the	DET
hi-469	19	10	challenges	challenge	NOUN
hi-469	19	11	that	that	PRON
hi-469	19	12	hinder	hinder	VERB
hi-469	19	13	the	the	DET
hi-469	19	14	operation	operation	NOUN
hi-469	19	15	of	of	ADP
hi-469	19	16	the	the	DET
hi-469	19	17	family	family	NOUN
hi-469	19	18	takaful	takaful	ADJ
hi-469	19	19	business	business	NOUN
hi-469	19	20	in	in	ADP
hi-469	19	21	bangladesh	bangladesh	NOUN
hi-469	19	22	and	and	CCONJ
hi-469	19	23	2	2	NUM
hi-469	19	24	.	.	PUNCT
hi-469	19	25	to	to	PART
hi-469	19	26	propose	propose	VERB
hi-469	19	27	remedial	remedial	ADJ
hi-469	19	28	strategies	strategy	NOUN
hi-469	19	29	to	to	PART
hi-469	19	30	overcome	overcome	VERB
hi-469	19	31	the	the	DET
hi-469	19	32	challenges	challenge	NOUN
hi-469	19	33	based	base	VERB
hi-469	19	34	on	on	ADP
hi-469	19	35	the	the	DET
hi-469	19	36	objectives	objective	NOUN
hi-469	19	37	,	,	PUNCT
hi-469	19	38	two	two	NUM
hi-469	19	39	research	research	NOUN
hi-469	19	40	questions	question	NOUN
hi-469	19	41	can	can	AUX
hi-469	19	42	be	be	AUX
hi-469	19	43	formed	form	VERB
hi-469	19	44	:	:	PUNCT
hi-469	20	1	1	1	X
hi-469	20	2	.	.	X
hi-469	20	3	what	what	PRON
hi-469	20	4	are	be	AUX
hi-469	20	5	the	the	DET
hi-469	20	6	challenges	challenge	NOUN
hi-469	20	7	of	of	ADP
hi-469	20	8	family	family	NOUN
hi-469	20	9	takaful	takaful	ADJ
hi-469	20	10	in	in	ADP
hi-469	20	11	bangladesh	bangladesh	NOUN
hi-469	20	12	that	that	PRON
hi-469	20	13	hinder	hinder	VERB
hi-469	20	14	the	the	DET
hi-469	20	15	operation	operation	NOUN
hi-469	20	16	of	of	ADP
hi-469	20	17	the	the	DET
hi-469	20	18	family	family	NOUN
hi-469	20	19	takaful	takaful	ADJ
hi-469	20	20	business	business	NOUN
hi-469	20	21	?	?	PUNCT
hi-469	21	1	and	and	CCONJ
hi-469	21	2	2	2	X
hi-469	21	3	.	.	X
hi-469	21	4	what	what	PRON
hi-469	21	5	are	be	AUX
hi-469	21	6	the	the	DET
hi-469	21	7	strategies	strategy	NOUN
hi-469	21	8	can	can	AUX
hi-469	21	9	be	be	AUX
hi-469	21	10	proposed	propose	VERB
hi-469	21	11	to	to	PART
hi-469	21	12	overcome	overcome	VERB
hi-469	21	13	the	the	DET
hi-469	21	14	challenges	challenge	NOUN
hi-469	21	15	?	?	PUNCT
hi-469	22	1	hamdard	hamdard	ADJ
hi-469	22	2	islamicus	islamicus	PROPN
hi-469	22	3	vol	vol	PROPN
hi-469	22	4	.	.	PUNCT
hi-469	23	1	xlviii	xlviii	PROPN
hi-469	23	2	,	,	PUNCT
hi-469	23	3	no.1	no.1	X
hi-469	23	4	59	59	NUM
hi-469	23	5	literature	literature	NOUN
hi-469	23	6	review	review	NOUN
hi-469	23	7	definition	definition	NOUN
hi-469	23	8	of	of	ADP
hi-469	23	9	takaful	takaful	ADJ
hi-469	23	10	takaful	takaful	NOUN
hi-469	23	11	is	be	AUX
hi-469	23	12	defined	define	VERB
hi-469	23	13	by	by	ADP
hi-469	23	14	several	several	ADJ
hi-469	23	15	muslim	muslim	ADJ
hi-469	23	16	scholars	scholar	NOUN
hi-469	23	17	as	as	ADV
hi-469	23	18	well	well	ADV
hi-469	23	19	as	as	ADP
hi-469	23	20	some	some	DET
hi-469	23	21	islamic	islamic	ADJ
hi-469	23	22	financial	financial	ADJ
hi-469	23	23	institutions	institution	NOUN
hi-469	23	24	,	,	PUNCT
hi-469	23	25	i.e.	i.e.	X
hi-469	23	26	billah	billah	PROPN
hi-469	23	27	,	,	PUNCT
hi-469	23	28	et	et	PROPN
hi-469	23	29	al11	al11	PROPN
hi-469	23	30	defined	define	VERB
hi-469	23	31	:	:	PUNCT
hi-469	23	32	takaful	takaful	ADJ
hi-469	23	33	is	be	AUX
hi-469	23	34	a	a	DET
hi-469	23	35	mutual	mutual	ADJ
hi-469	23	36	guarantee	guarantee	NOUN
hi-469	23	37	or	or	CCONJ
hi-469	23	38	assurance	assurance	NOUN
hi-469	23	39	,	,	PUNCT
hi-469	23	40	based	base	VERB
hi-469	23	41	on	on	ADP
hi-469	23	42	the	the	DET
hi-469	23	43	principles	principle	NOUN
hi-469	23	44	of	of	ADP
hi-469	23	45	al-‘aqd	al-‘aqd	PROPN
hi-469	23	46	(	(	PUNCT
hi-469	23	47	contract	contract	NOUN
hi-469	23	48	)	)	PUNCT
hi-469	23	49	,	,	PUNCT
hi-469	23	50	provided	provide	VERB
hi-469	23	51	by	by	ADP
hi-469	23	52	a	a	DET
hi-469	23	53	group	group	NOUN
hi-469	23	54	of	of	ADP
hi-469	23	55	people	people	NOUN
hi-469	23	56	living	live	VERB
hi-469	23	57	in	in	ADP
hi-469	23	58	the	the	DET
hi-469	23	59	same	same	ADJ
hi-469	23	60	society	society	NOUN
hi-469	23	61	,	,	PUNCT
hi-469	23	62	against	against	ADP
hi-469	23	63	a	a	DET
hi-469	23	64	well	well	ADV
hi-469	23	65	-	-	PUNCT
hi-469	23	66	defined	define	VERB
hi-469	23	67	risk	risk	NOUN
hi-469	23	68	or	or	CCONJ
hi-469	23	69	catastrophe	catastrophe	NOUN
hi-469	23	70	affecting	affect	VERB
hi-469	23	71	one	one	NUM
hi-469	23	72	’s	’s	PART
hi-469	23	73	life	life	NOUN
hi-469	23	74	,	,	PUNCT
hi-469	23	75	property	property	NOUN
hi-469	23	76	,	,	PUNCT
hi-469	23	77	or	or	CCONJ
hi-469	23	78	any	any	DET
hi-469	23	79	possession	possession	NOUN
hi-469	23	80	of	of	ADP
hi-469	23	81	value	value	NOUN
hi-469	23	82	.	.	PUNCT
hi-469	24	1	the	the	DET
hi-469	24	2	islamic	islamic	PROPN
hi-469	24	3	financial	financial	PROPN
hi-469	24	4	services	services	PROPN
hi-469	24	5	board	board	PROPN
hi-469	24	6	(	(	PUNCT
hi-469	24	7	ifsb	ifsb	NOUN
hi-469	24	8	)	)	PUNCT
hi-469	24	9	and	and	CCONJ
hi-469	24	10	the	the	DET
hi-469	24	11	international	international	ADJ
hi-469	24	12	association	association	NOUN
hi-469	24	13	of	of	ADP
hi-469	24	14	insurance	insurance	NOUN
hi-469	24	15	supervisors	supervisor	NOUN
hi-469	24	16	(	(	PUNCT
hi-469	24	17	iais)12	iais)12	PROPN
hi-469	24	18	described	describe	VERB
hi-469	24	19	takaful	takaful	ADJ
hi-469	24	20	as	as	ADP
hi-469	24	21	:	:	PUNCT
hi-469	24	22	"	"	PUNCT
hi-469	24	23	the	the	DET
hi-469	24	24	islamic	islamic	ADJ
hi-469	24	25	counterpart	counterpart	NOUN
hi-469	24	26	of	of	ADP
hi-469	24	27	conventional	conventional	ADJ
hi-469	24	28	insurance	insurance	NOUN
hi-469	24	29	and	and	CCONJ
hi-469	24	30	exists	exist	VERB
hi-469	24	31	in	in	ADP
hi-469	24	32	both	both	DET
hi-469	24	33	life	life	NOUN
hi-469	24	34	(	(	PUNCT
hi-469	24	35	"	"	PUNCT
hi-469	24	36	family	family	NOUN
hi-469	24	37	"	"	PUNCT
hi-469	24	38	)	)	PUNCT
hi-469	24	39	and	and	CCONJ
hi-469	24	40	general	general	ADJ
hi-469	24	41	forms	form	NOUN
hi-469	24	42	.	.	PUNCT
hi-469	25	1	it	it	PRON
hi-469	25	2	is	be	AUX
hi-469	25	3	based	base	VERB
hi-469	25	4	on	on	ADP
hi-469	25	5	the	the	DET
hi-469	25	6	concepts	concept	NOUN
hi-469	25	7	of	of	ADP
hi-469	25	8	mutual	mutual	ADJ
hi-469	25	9	help	help	NOUN
hi-469	25	10	and	and	CCONJ
hi-469	25	11	solidarity	solidarity	NOUN
hi-469	25	12	"	"	PUNCT
hi-469	25	13	.	.	PUNCT
hi-469	26	1	basically	basically	ADV
hi-469	26	2	,	,	PUNCT
hi-469	26	3	takaful	takaful	ADJ
hi-469	26	4	is	be	AUX
hi-469	26	5	an	an	DET
hi-469	26	6	alternative	alternative	NOUN
hi-469	26	7	to	to	ADP
hi-469	26	8	the	the	DET
hi-469	26	9	conventional	conventional	ADJ
hi-469	26	10	insurance	insurance	NOUN
hi-469	26	11	system	system	NOUN
hi-469	26	12	which	which	PRON
hi-469	26	13	follows	follow	VERB
hi-469	26	14	the	the	DET
hi-469	26	15	sharīʿah	sharīʿah	NOUN
hi-469	26	16	guidelines	guideline	NOUN
hi-469	26	17	to	to	PART
hi-469	26	18	provide	provide	VERB
hi-469	26	19	the	the	DET
hi-469	26	20	necessary	necessary	ADJ
hi-469	26	21	services	service	NOUN
hi-469	26	22	to	to	ADP
hi-469	26	23	its	its	PRON
hi-469	26	24	participants	participant	NOUN
hi-469	26	25	against	against	ADP
hi-469	26	26	any	any	DET
hi-469	26	27	unexpected	unexpected	ADJ
hi-469	26	28	harm	harm	NOUN
hi-469	26	29	,	,	PUNCT
hi-469	26	30	damage	damage	NOUN
hi-469	26	31	,	,	PUNCT
hi-469	26	32	or	or	CCONJ
hi-469	26	33	loss	loss	NOUN
hi-469	26	34	if	if	SCONJ
hi-469	26	35	it	it	PRON
hi-469	26	36	happens	happen	VERB
hi-469	26	37	among	among	ADP
hi-469	26	38	them	they	PRON
hi-469	26	39	.	.	PUNCT
hi-469	27	1	it	it	PRON
hi-469	27	2	is	be	AUX
hi-469	27	3	also	also	ADV
hi-469	27	4	called	call	VERB
hi-469	27	5	islamic	islamic	ADJ
hi-469	27	6	insurance.13	insurance.13	PROPN
hi-469	27	7	types	type	NOUN
hi-469	27	8	of	of	ADP
hi-469	27	9	takaful	takaful	ADJ
hi-469	27	10	general	general	ADJ
hi-469	27	11	takaful	takaful	NOUN
hi-469	27	12	in	in	ADP
hi-469	27	13	most	most	ADJ
hi-469	27	14	cases	case	NOUN
hi-469	27	15	,	,	PUNCT
hi-469	27	16	a	a	DET
hi-469	27	17	general	general	ADJ
hi-469	27	18	takaful	takaful	ADJ
hi-469	27	19	agreement	agreement	NOUN
hi-469	27	20	is	be	AUX
hi-469	27	21	a	a	DET
hi-469	27	22	short	short	ADJ
hi-469	27	23	-	-	PUNCT
hi-469	27	24	term	term	NOUN
hi-469	27	25	plan	plan	NOUN
hi-469	27	26	in	in	ADP
hi-469	27	27	which	which	PRON
hi-469	27	28	takaful	takaful	ADJ
hi-469	27	29	participants	participant	NOUN
hi-469	27	30	make	make	VERB
hi-469	27	31	contributions	contribution	NOUN
hi-469	27	32	and	and	CCONJ
hi-469	27	33	takaful	takaful	ADJ
hi-469	27	34	firms	firm	NOUN
hi-469	27	35	invest	invest	VERB
hi-469	27	36	and	and	CCONJ
hi-469	27	37	manage	manage	VERB
hi-469	27	38	their	their	PRON
hi-469	27	39	contributions	contribution	NOUN
hi-469	27	40	in	in	ADP
hi-469	27	41	a	a	DET
hi-469	27	42	manner	manner	NOUN
hi-469	27	43	that	that	PRON
hi-469	27	44	is	be	AUX
hi-469	27	45	considered	consider	VERB
hi-469	27	46	to	to	PART
hi-469	27	47	be	be	AUX
hi-469	27	48	acceptable	acceptable	ADJ
hi-469	27	49	.	.	PUNCT
hi-469	28	1	because	because	SCONJ
hi-469	28	2	participants	participant	NOUN
hi-469	28	3	in	in	ADP
hi-469	28	4	general	general	ADJ
hi-469	28	5	takaful	takaful	NOUN
hi-469	28	6	often	often	ADV
hi-469	28	7	perceive	perceive	VERB
hi-469	28	8	their	their	PRON
hi-469	28	9	donations	donation	NOUN
hi-469	28	10	to	to	PART
hi-469	28	11	be	be	AUX
hi-469	28	12	a	a	DET
hi-469	28	13	contribution	contribution	NOUN
hi-469	28	14	to	to	ADP
hi-469	28	15	their	their	PRON
hi-469	28	16	fellow	fellow	ADJ
hi-469	28	17	participants	participant	NOUN
hi-469	28	18	,	,	PUNCT
hi-469	28	19	the	the	DET
hi-469	28	20	tabarru	tabarru	NOUN
hi-469	28	21	‘	'	PUNCT
hi-469	28	22	contract	contract	NOUN
hi-469	28	23	,	,	PUNCT
hi-469	28	24	also	also	ADV
hi-469	28	25	known	know	VERB
hi-469	28	26	as	as	ADP
hi-469	28	27	a	a	DET
hi-469	28	28	gift	gift	NOUN
hi-469	28	29	,	,	PUNCT
hi-469	28	30	is	be	AUX
hi-469	28	31	most	most	ADV
hi-469	28	32	commonly	commonly	ADV
hi-469	28	33	employed	employ	VERB
hi-469	28	34	in	in	ADP
hi-469	28	35	general	general	ADJ
hi-469	28	36	takaful	takaful	NOUN
hi-469	28	37	.	.	PUNCT
hi-469	29	1	there	there	PRON
hi-469	29	2	will	will	AUX
hi-469	29	3	be	be	AUX
hi-469	29	4	an	an	DET
hi-469	29	5	annual	annual	ADJ
hi-469	29	6	distribution	distribution	NOUN
hi-469	29	7	of	of	ADP
hi-469	29	8	an	an	DET
hi-469	29	9	extra	extra	ADJ
hi-469	29	10	surplus	surplus	NOUN
hi-469	29	11	that	that	PRON
hi-469	29	12	will	will	AUX
hi-469	29	13	be	be	AUX
hi-469	29	14	distributed	distribute	VERB
hi-469	29	15	to	to	ADP
hi-469	29	16	the	the	DET
hi-469	29	17	members	member	NOUN
hi-469	29	18	by	by	ADP
hi-469	29	19	the	the	DET
hi-469	29	20	corporation.14	corporation.14	PROPN
hi-469	29	21	general	general	ADJ
hi-469	29	22	takaful	takaful	PROPN
hi-469	29	23	covers	cover	VERB
hi-469	29	24	motor	motor	NOUN
hi-469	29	25	takaful	takaful	NOUN
hi-469	29	26	,	,	PUNCT
hi-469	29	27	including	include	VERB
hi-469	29	28	the	the	DET
hi-469	29	29	protection	protection	NOUN
hi-469	29	30	of	of	ADP
hi-469	29	31	private	private	ADJ
hi-469	29	32	cars	car	NOUN
hi-469	29	33	,	,	PUNCT
hi-469	29	34	motorcycles	motorcycle	NOUN
hi-469	29	35	,	,	PUNCT
hi-469	29	36	and	and	CCONJ
hi-469	29	37	commercial	commercial	ADJ
hi-469	29	38	vehicles	vehicle	NOUN
hi-469	29	39	,	,	PUNCT
hi-469	29	40	while	while	SCONJ
hi-469	29	41	non	non	ADJ
hi-469	29	42	-	-	ADJ
hi-469	29	43	motor	motor	ADJ
hi-469	29	44	takaful	takaful	ADJ
hi-469	29	45	covers	cover	VERB
hi-469	29	46	health	health	NOUN
hi-469	29	47	,	,	PUNCT
hi-469	29	48	property	property	NOUN
hi-469	29	49	,	,	PUNCT
hi-469	29	50	fire	fire	NOUN
hi-469	29	51	,	,	PUNCT
hi-469	29	52	personal	personal	ADJ
hi-469	29	53	accidents	accident	NOUN
hi-469	29	54	,	,	PUNCT
hi-469	29	55	and	and	CCONJ
hi-469	29	56	many	many	ADJ
hi-469	29	57	more.15	more.15	NOUN
hi-469	29	58	family	family	NOUN
hi-469	29	59	takaful	takaful	ADJ
hi-469	29	60	family	family	NOUN
hi-469	29	61	takaful	takaful	NOUN
hi-469	29	62	is	be	AUX
hi-469	29	63	a	a	DET
hi-469	29	64	long	long	ADJ
hi-469	29	65	-	-	PUNCT
hi-469	29	66	term	term	NOUN
hi-469	29	67	insurance	insurance	NOUN
hi-469	29	68	in	in	ADP
hi-469	29	69	which	which	PRON
hi-469	29	70	most	most	ADJ
hi-469	29	71	members	member	NOUN
hi-469	29	72	plan	plan	VERB
hi-469	29	73	to	to	PART
hi-469	29	74	contribute	contribute	VERB
hi-469	29	75	in	in	ADP
hi-469	29	76	order	order	NOUN
hi-469	29	77	to	to	PART
hi-469	29	78	fulfill	fulfill	VERB
hi-469	29	79	their	their	PRON
hi-469	29	80	long	long	ADJ
hi-469	29	81	-	-	PUNCT
hi-469	29	82	term	term	NOUN
hi-469	29	83	needs	need	NOUN
hi-469	29	84	.	.	PUNCT
hi-469	30	1	the	the	DET
hi-469	30	2	family	family	NOUN
hi-469	30	3	takaful	takaful	NOUN
hi-469	30	4	covers	cover	VERB
hi-469	30	5	life	life	NOUN
hi-469	30	6	,	,	PUNCT
hi-469	30	7	whole	whole	ADJ
hi-469	30	8	life	life	NOUN
hi-469	30	9	,	,	PUNCT
hi-469	30	10	endowment	endowment	NOUN
hi-469	30	11	takaful	takaful	ADJ
hi-469	30	12	,	,	PUNCT
hi-469	30	13	universal	universal	ADJ
hi-469	30	14	takaful	takaful	ADJ
hi-469	30	15	,	,	PUNCT
hi-469	30	16	marriage	marriage	NOUN
hi-469	30	17	takaful	takaful	ADJ
hi-469	30	18	,	,	PUNCT
hi-469	30	19	education	education	NOUN
hi-469	30	20	plan	plan	NOUN
hi-469	30	21	,	,	PUNCT
hi-469	30	22	íajj	íajj	NOUN
hi-469	30	23	and	and	CCONJ
hi-469	30	24	‘	'	PUNCT
hi-469	30	25	umrah.16	umrah.16	NOUN
hi-469	30	26	most	most	ADJ
hi-469	30	27	of	of	ADP
hi-469	30	28	the	the	DET
hi-469	30	29	time	time	NOUN
hi-469	30	30	,	,	PUNCT
hi-469	30	31	operators	operator	NOUN
hi-469	30	32	in	in	ADP
hi-469	30	33	family	family	NOUN
hi-469	30	34	takaful	takaful	ADJ
hi-469	30	35	split	split	NOUN
hi-469	30	36	contributions	contribution	NOUN
hi-469	30	37	into	into	ADP
hi-469	30	38	two	two	NUM
hi-469	30	39	parts	part	NOUN
hi-469	30	40	:	:	PUNCT
hi-469	30	41	one	one	NUM
hi-469	30	42	goes	go	VERB
hi-469	30	43	into	into	ADP
hi-469	30	44	the	the	DET
hi-469	30	45	participant	participant	NOUN
hi-469	30	46	's	's	PART
hi-469	30	47	account	account	NOUN
hi-469	30	48	,	,	PUNCT
hi-469	30	49	and	and	CCONJ
hi-469	30	50	the	the	DET
hi-469	30	51	other	other	ADJ
hi-469	30	52	goes	go	VERB
hi-469	30	53	into	into	ADP
hi-469	30	54	the	the	DET
hi-469	30	55	subscriber	subscriber	NOUN
hi-469	30	56	's	's	PART
hi-469	30	57	account	account	NOUN
hi-469	30	58	(	(	PUNCT
hi-469	30	59	tabarru	tabarru	NOUN
hi-469	30	60	‘	'	PUNCT
hi-469	30	61	account	account	NOUN
hi-469	30	62	)	)	PUNCT
hi-469	30	63	to	to	PART
hi-469	30	64	cover	cover	VERB
hi-469	30	65	the	the	DET
hi-469	30	66	losses	loss	NOUN
hi-469	30	67	of	of	ADP
hi-469	30	68	other	other	ADJ
hi-469	30	69	participants	participant	NOUN
hi-469	30	70	.	.	PUNCT
hi-469	31	1	both	both	DET
hi-469	31	2	accounts	account	NOUN
hi-469	31	3	are	be	AUX
hi-469	31	4	invested	invest	VERB
hi-469	31	5	in	in	ADP
hi-469	31	6	60	60	NUM
hi-469	31	7	family	family	NOUN
hi-469	31	8	takaful	takaful	NOUN
hi-469	31	9	in	in	ADP
hi-469	31	10	bangladesh	bangladesh	NOUN
hi-469	31	11	…	…	PUNCT
hi-469	31	12	ways	way	NOUN
hi-469	31	13	that	that	PRON
hi-469	31	14	are	be	AUX
hi-469	31	15	legal	legal	ADJ
hi-469	31	16	according	accord	VERB
hi-469	31	17	to	to	ADP
hi-469	31	18	sharê‘ah	sharê‘ah	NUM
hi-469	31	19	.	.	PUNCT
hi-469	32	1	based	base	VERB
hi-469	32	2	on	on	ADP
hi-469	32	3	the	the	DET
hi-469	32	4	contracts	contract	NOUN
hi-469	32	5	,	,	PUNCT
hi-469	32	6	the	the	DET
hi-469	32	7	takaful	takaful	ADJ
hi-469	32	8	operator	operator	NOUN
hi-469	32	9	gets	get	AUX
hi-469	32	10	paid	pay	VERB
hi-469	32	11	a	a	DET
hi-469	32	12	fee	fee	NOUN
hi-469	32	13	or	or	CCONJ
hi-469	32	14	a	a	DET
hi-469	32	15	share	share	NOUN
hi-469	32	16	of	of	ADP
hi-469	32	17	the	the	DET
hi-469	32	18	investment	investment	NOUN
hi-469	32	19	profits.17	profits.17	ADJ
hi-469	32	20	sharê‘ah	sharê‘ah	ADJ
hi-469	32	21	principles	principle	NOUN
hi-469	32	22	of	of	ADP
hi-469	32	23	takaful	takaful	ADJ
hi-469	32	24	most	most	ADJ
hi-469	32	25	contemporary	contemporary	ADJ
hi-469	32	26	islamic	islamic	ADJ
hi-469	32	27	scholars	scholar	NOUN
hi-469	32	28	and	and	CCONJ
hi-469	32	29	regulatory	regulatory	ADJ
hi-469	32	30	bodies	body	NOUN
hi-469	32	31	,	,	PUNCT
hi-469	32	32	i.e.	i.e.	X
hi-469	32	33	,	,	PUNCT
hi-469	32	34	muḥammad	muḥammad	PROPN
hi-469	32	35	taqī	taqī	PROPN
hi-469	32	36	usmanī	usmanī	PROPN
hi-469	32	37	and	and	CCONJ
hi-469	32	38	alī	alī	PROPN
hi-469	32	39	muḥiuddin	muḥiuddin	PROPN
hi-469	32	40	al	al	PROPN
hi-469	32	41	-	-	PUNCT
hi-469	32	42	qarah	qarah	PROPN
hi-469	32	43	-	-	PUNCT
hi-469	32	44	dāghī	dāghī	PROPN
hi-469	32	45	,	,	PUNCT
hi-469	32	46	the	the	DET
hi-469	32	47	accounting	accounting	NOUN
hi-469	32	48	and	and	CCONJ
hi-469	32	49	auditing	auditing	NOUN
hi-469	32	50	organization	organization	NOUN
hi-469	32	51	for	for	ADP
hi-469	32	52	islamic	islamic	ADJ
hi-469	32	53	financial	financial	ADJ
hi-469	32	54	institutions	institution	NOUN
hi-469	32	55	(	(	PUNCT
hi-469	32	56	aaoifi	aaoifi	PROPN
hi-469	32	57	)	)	PUNCT
hi-469	32	58	,	,	PUNCT
hi-469	32	59	the	the	DET
hi-469	32	60	sharê‘ah	sharê‘ah	NOUN
hi-469	32	61	advisory	advisory	ADJ
hi-469	32	62	council	council	PROPN
hi-469	32	63	(	(	PUNCT
hi-469	32	64	sac	sac	NOUN
hi-469	32	65	)	)	PUNCT
hi-469	32	66	of	of	ADP
hi-469	32	67	bank	bank	PROPN
hi-469	32	68	negara	negara	PROPN
hi-469	32	69	malaysia	malaysia	PROPN
hi-469	32	70	(	(	PUNCT
hi-469	32	71	bnm	bnm	PROPN
hi-469	32	72	)	)	PUNCT
hi-469	32	73	strongly	strongly	ADV
hi-469	32	74	urge	urge	VERB
hi-469	32	75	takaful	takaful	ADJ
hi-469	32	76	companies	company	NOUN
hi-469	32	77	to	to	PART
hi-469	32	78	observe	observe	VERB
hi-469	32	79	islamic	islamic	ADJ
hi-469	32	80	principles	principle	NOUN
hi-469	32	81	in	in	ADP
hi-469	32	82	order	order	NOUN
hi-469	32	83	to	to	PART
hi-469	32	84	be	be	AUX
hi-469	32	85	sharê‘ah	sharê‘ah	NOUN
hi-469	32	86	compliant	compliant	ADJ
hi-469	32	87	for	for	ADP
hi-469	32	88	their	their	PRON
hi-469	32	89	islamic	islamic	ADJ
hi-469	32	90	insurance	insurance	NOUN
hi-469	32	91	services	service	NOUN
hi-469	32	92	.	.	PUNCT
hi-469	33	1	the	the	DET
hi-469	33	2	first	first	ADJ
hi-469	33	3	principle	principle	NOUN
hi-469	33	4	is	be	AUX
hi-469	33	5	indemnity.18	indemnity.18	NOUN
hi-469	33	6	it	it	PRON
hi-469	33	7	is	be	AUX
hi-469	33	8	a	a	DET
hi-469	33	9	legal	legal	ADJ
hi-469	33	10	principle	principle	NOUN
hi-469	33	11	that	that	PRON
hi-469	33	12	stipulates	stipulate	VERB
hi-469	33	13	the	the	DET
hi-469	33	14	takaful	takaful	ADJ
hi-469	33	15	operator	operator	NOUN
hi-469	33	16	to	to	PART
hi-469	33	17	pay	pay	VERB
hi-469	33	18	full	full	ADJ
hi-469	33	19	compensation	compensation	NOUN
hi-469	33	20	to	to	ADP
hi-469	33	21	the	the	DET
hi-469	33	22	participant	participant	NOUN
hi-469	33	23	in	in	ADP
hi-469	33	24	the	the	DET
hi-469	33	25	event	event	NOUN
hi-469	33	26	of	of	ADP
hi-469	33	27	an	an	DET
hi-469	33	28	actual	actual	ADJ
hi-469	33	29	loss	loss	NOUN
hi-469	33	30	when	when	SCONJ
hi-469	33	31	the	the	DET
hi-469	33	32	company	company	NOUN
hi-469	33	33	has	have	VERB
hi-469	33	34	adequate	adequate	ADJ
hi-469	33	35	protection	protection	NOUN
hi-469	33	36	.	.	PUNCT
hi-469	34	1	this	this	DET
hi-469	34	2	principle	principle	NOUN
hi-469	34	3	is	be	AUX
hi-469	34	4	widely	widely	ADV
hi-469	34	5	used	use	VERB
hi-469	34	6	in	in	ADP
hi-469	34	7	general	general	ADJ
hi-469	34	8	insurance	insurance	NOUN
hi-469	34	9	,	,	PUNCT
hi-469	34	10	and	and	CCONJ
hi-469	34	11	rarely	rarely	ADV
hi-469	34	12	applies	apply	VERB
hi-469	34	13	to	to	ADP
hi-469	34	14	life	life	NOUN
hi-469	34	15	insurance	insurance	NOUN
hi-469	34	16	and	and	CCONJ
hi-469	34	17	health	health	NOUN
hi-469	34	18	insurance.19	insurance.19	NOUN
hi-469	34	19	the	the	DET
hi-469	34	20	second	second	ADJ
hi-469	34	21	principle	principle	NOUN
hi-469	34	22	is	be	AUX
hi-469	34	23	cooperation	cooperation	NOUN
hi-469	34	24	.	.	PUNCT
hi-469	35	1	most	most	ADJ
hi-469	35	2	contemporary	contemporary	ADJ
hi-469	35	3	islamic	islamic	ADJ
hi-469	35	4	scholars	scholar	NOUN
hi-469	35	5	agree	agree	VERB
hi-469	35	6	that	that	SCONJ
hi-469	35	7	the	the	DET
hi-469	35	8	insurance	insurance	NOUN
hi-469	35	9	policy	policy	NOUN
hi-469	35	10	is	be	AUX
hi-469	35	11	legally	legally	ADV
hi-469	35	12	permissible	permissible	ADJ
hi-469	35	13	when	when	SCONJ
hi-469	35	14	it	it	PRON
hi-469	35	15	is	be	AUX
hi-469	35	16	based	base	VERB
hi-469	35	17	on	on	ADP
hi-469	35	18	the	the	DET
hi-469	35	19	principle	principle	NOUN
hi-469	35	20	of	of	ADP
hi-469	35	21	cooperation.20	cooperation.20	NOUN
hi-469	35	22	the	the	DET
hi-469	35	23	principle	principle	NOUN
hi-469	35	24	of	of	ADP
hi-469	35	25	tabarru	tabarru	PROPN
hi-469	35	26	‘	'	PUNCT
hi-469	35	27	(	(	PUNCT
hi-469	35	28	donation	donation	NOUN
hi-469	35	29	)	)	PUNCT
hi-469	35	30	is	be	AUX
hi-469	35	31	a	a	DET
hi-469	35	32	basic	basic	ADJ
hi-469	35	33	principle	principle	NOUN
hi-469	35	34	of	of	ADP
hi-469	35	35	takaful	takaful	NOUN
hi-469	35	36	where	where	SCONJ
hi-469	35	37	every	every	DET
hi-469	35	38	participant	participant	NOUN
hi-469	35	39	must	must	AUX
hi-469	35	40	have	have	VERB
hi-469	35	41	a	a	DET
hi-469	35	42	sincere	sincere	ADJ
hi-469	35	43	intention	intention	NOUN
hi-469	35	44	of	of	ADP
hi-469	35	45	cooperating	cooperate	VERB
hi-469	35	46	with	with	ADP
hi-469	35	47	other	other	ADJ
hi-469	35	48	participants	participant	NOUN
hi-469	35	49	in	in	ADP
hi-469	35	50	case	case	NOUN
hi-469	35	51	of	of	ADP
hi-469	35	52	peril	peril	NOUN
hi-469	35	53	or	or	CCONJ
hi-469	35	54	difficulty.21	difficulty.21	PROPN
hi-469	35	55	besides	besides	SCONJ
hi-469	35	56	tabarru	tabarru	NOUN
hi-469	35	57	‘	'	PUNCT
hi-469	35	58	,	,	PUNCT
hi-469	35	59	the	the	DET
hi-469	35	60	principles	principle	NOUN
hi-469	35	61	of	of	ADP
hi-469	35	62	muìārabah	muìārabah	NOUN
hi-469	35	63	(	(	PUNCT
hi-469	35	64	profit	profit	NOUN
hi-469	35	65	-	-	PUNCT
hi-469	35	66	lose	lose	ADJ
hi-469	35	67	sharing	sharing	NOUN
hi-469	35	68	)	)	PUNCT
hi-469	35	69	or	or	CCONJ
hi-469	35	70	wakālah	wakālah	ADJ
hi-469	35	71	(	(	PUNCT
hi-469	35	72	agency	agency	NOUN
hi-469	35	73	system	system	NOUN
hi-469	35	74	)	)	PUNCT
hi-469	35	75	are	be	AUX
hi-469	35	76	also	also	ADV
hi-469	35	77	an	an	DET
hi-469	35	78	important	important	ADJ
hi-469	35	79	model	model	NOUN
hi-469	35	80	of	of	ADP
hi-469	35	81	takaful.22	takaful.22	NOUN
hi-469	35	82	in	in	ADP
hi-469	35	83	the	the	DET
hi-469	35	84	muìārabah	muìārabah	NOUN
hi-469	35	85	contract	contract	NOUN
hi-469	35	86	,	,	PUNCT
hi-469	35	87	the	the	DET
hi-469	35	88	company	company	NOUN
hi-469	35	89	acts	act	VERB
hi-469	35	90	as	as	ADP
hi-469	35	91	a	a	DET
hi-469	35	92	muìārib	muìārib	NOUN
hi-469	35	93	(	(	PUNCT
hi-469	35	94	entrepreneur	entrepreneur	NOUN
hi-469	35	95	)	)	PUNCT
hi-469	35	96	,	,	PUNCT
hi-469	35	97	the	the	DET
hi-469	35	98	participant	participant	NOUN
hi-469	35	99	acts	act	VERB
hi-469	35	100	as	as	ADP
hi-469	35	101	a	a	DET
hi-469	35	102	rabbul	rabbul	NOUN
hi-469	35	103	mal	mal	ADJ
hi-469	35	104	(	(	PUNCT
hi-469	35	105	capital	capital	NOUN
hi-469	35	106	provider	provider	NOUN
hi-469	35	107	)	)	PUNCT
hi-469	35	108	and	and	CCONJ
hi-469	35	109	profit	profit	NOUN
hi-469	35	110	or	or	CCONJ
hi-469	35	111	loss	loss	NOUN
hi-469	35	112	is	be	AUX
hi-469	35	113	distributed	distribute	VERB
hi-469	35	114	according	accord	VERB
hi-469	35	115	to	to	ADP
hi-469	35	116	the	the	DET
hi-469	35	117	agreed	agree	VERB
hi-469	35	118	ratio	ratio	NOUN
hi-469	35	119	between	between	ADP
hi-469	35	120	the	the	DET
hi-469	35	121	company	company	NOUN
hi-469	35	122	and	and	CCONJ
hi-469	35	123	the	the	DET
hi-469	35	124	participant	participant	NOUN
hi-469	35	125	.	.	PUNCT
hi-469	36	1	however	however	ADV
hi-469	36	2	,	,	PUNCT
hi-469	36	3	in	in	ADP
hi-469	36	4	the	the	DET
hi-469	36	5	wakālah	wakālah	PROPN
hi-469	36	6	(	(	PUNCT
hi-469	36	7	agency	agency	NOUN
hi-469	36	8	)	)	PUNCT
hi-469	36	9	model	model	NOUN
hi-469	36	10	,	,	PUNCT
hi-469	36	11	the	the	DET
hi-469	36	12	company	company	NOUN
hi-469	36	13	acts	act	VERB
hi-469	36	14	as	as	ADP
hi-469	36	15	an	an	DET
hi-469	36	16	agent	agent	NOUN
hi-469	36	17	for	for	ADP
hi-469	36	18	the	the	DET
hi-469	36	19	participants	participant	NOUN
hi-469	36	20	and	and	CCONJ
hi-469	36	21	charges	charge	VERB
hi-469	36	22	fees	fee	NOUN
hi-469	36	23	for	for	ADP
hi-469	36	24	services	service	NOUN
hi-469	36	25	that	that	PRON
hi-469	36	26	are	be	AUX
hi-469	36	27	provided	provide	VERB
hi-469	36	28	to	to	ADP
hi-469	36	29	the	the	DET
hi-469	36	30	participants	participant	NOUN
hi-469	36	31	on	on	ADP
hi-469	36	32	the	the	DET
hi-469	36	33	basis	basis	NOUN
hi-469	36	34	of	of	ADP
hi-469	36	35	a	a	DET
hi-469	36	36	fixed	fix	VERB
hi-469	36	37	amount	amount	NOUN
hi-469	36	38	or	or	CCONJ
hi-469	36	39	an	an	DET
hi-469	36	40	agreed	agree	VERB
hi-469	36	41	profit	profit	NOUN
hi-469	36	42	ratio.23	ratio.23	NOUN
hi-469	36	43	all	all	DET
hi-469	36	44	contracts	contract	NOUN
hi-469	36	45	should	should	AUX
hi-469	36	46	also	also	ADV
hi-469	36	47	be	be	AUX
hi-469	36	48	free	free	ADJ
hi-469	36	49	from	from	ADP
hi-469	36	50	elements	element	NOUN
hi-469	36	51	of	of	ADP
hi-469	36	52	ambiguity	ambiguity	NOUN
hi-469	36	53	and	and	CCONJ
hi-469	36	54	all	all	ADV
hi-469	36	55	-	-	PUNCT
hi-469	36	56	important	important	ADJ
hi-469	36	57	information	information	NOUN
hi-469	36	58	in	in	ADP
hi-469	36	59	the	the	DET
hi-469	36	60	contracts	contract	NOUN
hi-469	36	61	must	must	AUX
hi-469	36	62	be	be	AUX
hi-469	36	63	transparent	transparent	ADJ
hi-469	36	64	between	between	ADP
hi-469	36	65	the	the	DET
hi-469	36	66	takaful	takaful	ADJ
hi-469	36	67	company	company	NOUN
hi-469	36	68	and	and	CCONJ
hi-469	36	69	its	its	PRON
hi-469	36	70	participants.24	participants.24	NOUN
hi-469	36	71	in	in	ADP
hi-469	36	72	terms	term	NOUN
hi-469	36	73	of	of	ADP
hi-469	36	74	commitment	commitment	NOUN
hi-469	36	75	,	,	PUNCT
hi-469	36	76	the	the	DET
hi-469	36	77	participants	participant	NOUN
hi-469	36	78	must	must	AUX
hi-469	36	79	pay	pay	VERB
hi-469	36	80	insurance	insurance	NOUN
hi-469	36	81	premiums	premium	NOUN
hi-469	36	82	at	at	ADP
hi-469	36	83	a	a	DET
hi-469	36	84	specific	specific	ADJ
hi-469	36	85	time	time	NOUN
hi-469	36	86	that	that	PRON
hi-469	36	87	is	be	AUX
hi-469	36	88	agreed	agree	VERB
hi-469	36	89	upon	upon	SCONJ
hi-469	36	90	signing	sign	VERB
hi-469	36	91	the	the	DET
hi-469	36	92	contract	contract	NOUN
hi-469	36	93	.	.	PUNCT
hi-469	37	1	the	the	DET
hi-469	37	2	takaful	takaful	ADJ
hi-469	37	3	company	company	NOUN
hi-469	37	4	should	should	AUX
hi-469	37	5	pay	pay	VERB
hi-469	37	6	suitable	suitable	ADJ
hi-469	37	7	compensation	compensation	NOUN
hi-469	37	8	without	without	ADP
hi-469	37	9	delay	delay	NOUN
hi-469	37	10	and	and	CCONJ
hi-469	37	11	procrastination	procrastination	NOUN
hi-469	37	12	when	when	SCONJ
hi-469	37	13	a	a	DET
hi-469	37	14	risk	risk	NOUN
hi-469	37	15	is	be	AUX
hi-469	37	16	encountered.25	encountered.25	ADJ
hi-469	37	17	the	the	DET
hi-469	37	18	takaful	takaful	ADJ
hi-469	37	19	contract	contract	NOUN
hi-469	37	20	is	be	AUX
hi-469	37	21	not	not	PART
hi-469	37	22	intended	intend	VERB
hi-469	37	23	to	to	PART
hi-469	37	24	achieve	achieve	VERB
hi-469	37	25	material	material	NOUN
hi-469	37	26	gain,26	gain,26	NOUN
hi-469	37	27	rather	rather	ADV
hi-469	37	28	it	it	PRON
hi-469	37	29	aims	aim	VERB
hi-469	37	30	to	to	PART
hi-469	37	31	provide	provide	VERB
hi-469	37	32	help	help	NOUN
hi-469	37	33	and	and	CCONJ
hi-469	37	34	assistance	assistance	NOUN
hi-469	37	35	for	for	ADP
hi-469	37	36	each	each	DET
hi-469	37	37	participant	participant	NOUN
hi-469	37	38	who	who	PRON
hi-469	37	39	suffers	suffer	VERB
hi-469	37	40	a	a	DET
hi-469	37	41	loss	loss	NOUN
hi-469	37	42	.	.	PUNCT
hi-469	38	1	this	this	PRON
hi-469	38	2	is	be	AUX
hi-469	38	3	the	the	DET
hi-469	38	4	principle	principle	NOUN
hi-469	38	5	of	of	ADP
hi-469	38	6	humanity.27	humanity.27	PROPN
hi-469	38	7	islam	islam	PROPN
hi-469	38	8	allows	allow	VERB
hi-469	38	9	people	people	NOUN
hi-469	38	10	to	to	PART
hi-469	38	11	accumulate	accumulate	VERB
hi-469	38	12	wealth	wealth	NOUN
hi-469	38	13	and	and	CCONJ
hi-469	38	14	keep	keep	VERB
hi-469	38	15	it	it	PRON
hi-469	38	16	for	for	ADP
hi-469	38	17	the	the	DET
hi-469	38	18	future	future	NOUN
hi-469	38	19	for	for	ADP
hi-469	38	20	the	the	DET
hi-469	38	21	protection	protection	NOUN
hi-469	38	22	of	of	ADP
hi-469	38	23	society	society	NOUN
hi-469	38	24	in	in	ADP
hi-469	38	25	a	a	DET
hi-469	38	26	permissible	permissible	ADJ
hi-469	38	27	manner	manner	NOUN
hi-469	38	28	according	accord	VERB
hi-469	38	29	to	to	ADP
hi-469	38	30	sharê‘ah.28	sharê‘ah.28	NOUN
hi-469	38	31	the	the	DET
hi-469	38	32	takaful	takaful	ADJ
hi-469	38	33	company	company	NOUN
hi-469	38	34	should	should	AUX
hi-469	38	35	observe	observe	VERB
hi-469	38	36	all	all	DET
hi-469	38	37	the	the	DET
hi-469	38	38	provisions	provision	NOUN
hi-469	38	39	and	and	CCONJ
hi-469	38	40	principles	principle	NOUN
hi-469	38	41	of	of	ADP
hi-469	38	42	sharê‘ah	sharê‘ah	NOUN
hi-469	38	43	in	in	ADP
hi-469	38	44	all	all	DET
hi-469	38	45	business	business	NOUN
hi-469	38	46	activities	activity	NOUN
hi-469	38	47	and	and	CCONJ
hi-469	38	48	investments	investment	NOUN
hi-469	38	49	and	and	CCONJ
hi-469	38	50	avoid	avoid	VERB
hi-469	38	51	illegal	illegal	ADJ
hi-469	38	52	dealings.29	dealings.29	NOUN
hi-469	38	53	the	the	DET
hi-469	38	54	internal	internal	ADJ
hi-469	38	55	sharê‘ah	sharê‘ah	NOUN
hi-469	38	56	supervisory	supervisory	ADJ
hi-469	38	57	board	board	NOUN
hi-469	38	58	is	be	AUX
hi-469	38	59	hamdard	hamdard	ADJ
hi-469	38	60	islamicus	islamicus	NOUN
hi-469	38	61	vol	vol	NOUN
hi-469	38	62	.	.	PUNCT
hi-469	39	1	xlviii	xlviii	PROPN
hi-469	39	2	,	,	PUNCT
hi-469	39	3	no.1	no.1	X
hi-469	39	4	61	61	NUM
hi-469	39	5	also	also	ADV
hi-469	39	6	required	require	VERB
hi-469	39	7	to	to	PART
hi-469	39	8	determine	determine	VERB
hi-469	39	9	and	and	CCONJ
hi-469	39	10	monitor	monitor	VERB
hi-469	39	11	all	all	DET
hi-469	39	12	activities	activity	NOUN
hi-469	39	13	,	,	PUNCT
hi-469	39	14	especially	especially	ADV
hi-469	39	15	new	new	ADJ
hi-469	39	16	products	product	NOUN
hi-469	39	17	or	or	CCONJ
hi-469	39	18	services	service	NOUN
hi-469	39	19	.	.	PUNCT
hi-469	40	1	the	the	DET
hi-469	40	2	government	government	NOUN
hi-469	40	3	should	should	AUX
hi-469	40	4	introduce	introduce	VERB
hi-469	40	5	dedicated	dedicated	ADJ
hi-469	40	6	regulations	regulation	NOUN
hi-469	40	7	to	to	PART
hi-469	40	8	monitor	monitor	VERB
hi-469	40	9	takaful	takaful	ADJ
hi-469	40	10	activities	activity	NOUN
hi-469	40	11	through	through	ADP
hi-469	40	12	the	the	DET
hi-469	40	13	sharê‘ah	sharê‘ah	NOUN
hi-469	40	14	board.30	board.30	NOUN
hi-469	40	15	in	in	ADP
hi-469	40	16	the	the	DET
hi-469	40	17	absence	absence	NOUN
hi-469	40	18	of	of	ADP
hi-469	40	19	regulations	regulation	NOUN
hi-469	40	20	,	,	PUNCT
hi-469	40	21	takaful	takaful	ADJ
hi-469	40	22	companies	company	NOUN
hi-469	40	23	must	must	AUX
hi-469	40	24	form	form	VERB
hi-469	40	25	sharê‘ah	sharê‘ah	NOUN
hi-469	40	26	boards	board	NOUN
hi-469	40	27	to	to	PART
hi-469	40	28	observe	observe	VERB
hi-469	40	29	the	the	DET
hi-469	40	30	activities	activity	NOUN
hi-469	40	31	of	of	ADP
hi-469	40	32	the	the	DET
hi-469	40	33	takaful	takaful	ADJ
hi-469	40	34	company.31	company.31	NOUN
hi-469	40	35	differences	difference	NOUN
hi-469	40	36	between	between	ADP
hi-469	40	37	takaful	takaful	ADJ
hi-469	40	38	and	and	CCONJ
hi-469	40	39	conventional	conventional	ADJ
hi-469	40	40	insurance	insurance	NOUN
hi-469	40	41	takaful	takaful	NOUN
hi-469	40	42	is	be	AUX
hi-469	40	43	an	an	DET
hi-469	40	44	agreement	agreement	NOUN
hi-469	40	45	between	between	ADP
hi-469	40	46	the	the	DET
hi-469	40	47	participants	participant	NOUN
hi-469	40	48	to	to	PART
hi-469	40	49	share	share	VERB
hi-469	40	50	joint	joint	ADJ
hi-469	40	51	responsibility	responsibility	NOUN
hi-469	40	52	for	for	ADP
hi-469	40	53	any	any	DET
hi-469	40	54	loss	loss	NOUN
hi-469	40	55	or	or	CCONJ
hi-469	40	56	damage	damage	NOUN
hi-469	40	57	from	from	ADP
hi-469	40	58	the	the	DET
hi-469	40	59	fund	fund	NOUN
hi-469	40	60	to	to	PART
hi-469	40	61	which	which	PRON
hi-469	40	62	they	they	PRON
hi-469	40	63	donate	donate	VERB
hi-469	40	64	collectively	collectively	ADV
hi-469	40	65	.	.	PUNCT
hi-469	41	1	table	table	NOUN
hi-469	41	2	1	1	NUM
hi-469	41	3	:	:	PUNCT
hi-469	41	4	key	key	ADJ
hi-469	41	5	differences	difference	NOUN
hi-469	41	6	between	between	ADP
hi-469	41	7	takaful	takaful	ADJ
hi-469	41	8	and	and	CCONJ
hi-469	41	9	conventional	conventional	ADJ
hi-469	41	10	insurance	insurance	NOUN
hi-469	41	11	sources	source	NOUN
hi-469	41	12	:	:	PUNCT
hi-469	41	13	32and	32and	NOUN
hi-469	41	14	33	33	NUM
hi-469	41	15	.	.	PUNCT
hi-469	42	1	issues	issue	NOUN
hi-469	42	2	takaful	takaful	ADJ
hi-469	42	3	insurance	insurance	NOUN
hi-469	42	4	regulatory	regulatory	ADJ
hi-469	42	5	framework	framework	NOUN
hi-469	42	6	sharê‘ah	sharê‘ah	NOUN
hi-469	42	7	accepted	accept	VERB
hi-469	42	8	laws	law	NOUN
hi-469	42	9	,	,	PUNCT
hi-469	42	10	fatāwé	fatāwé	NOUN
hi-469	42	11	,	,	PUNCT
hi-469	42	12	decisions	decision	NOUN
hi-469	42	13	of	of	ADP
hi-469	42	14	the	the	DET
hi-469	42	15	sharê‘ah	sharê‘ah	PROPN
hi-469	42	16	board	board	NOUN
hi-469	42	17	,	,	PUNCT
hi-469	42	18	cases	case	NOUN
hi-469	42	19	are	be	AUX
hi-469	42	20	solved	solve	VERB
hi-469	42	21	based	base	VERB
hi-469	42	22	on	on	ADP
hi-469	42	23	sharê‘ah	sharê‘ah	NUM
hi-469	42	24	statutory	statutory	ADJ
hi-469	42	25	law	law	NOUN
hi-469	42	26	,	,	PUNCT
hi-469	42	27	case	case	NOUN
hi-469	42	28	law	law	NOUN
hi-469	42	29	,	,	PUNCT
hi-469	42	30	judgements	judgement	NOUN
hi-469	42	31	of	of	ADP
hi-469	42	32	court	court	NOUN
hi-469	42	33	,	,	PUNCT
hi-469	42	34	tradition	tradition	NOUN
hi-469	42	35	and	and	CCONJ
hi-469	42	36	customs	custom	NOUN
hi-469	42	37	source	source	NOUN
hi-469	42	38	of	of	ADP
hi-469	42	39	law	law	PROPN
hi-469	42	40	holy	holy	PROPN
hi-469	42	41	qur’én	qur’én	PROPN
hi-469	42	42	,	,	PUNCT
hi-469	42	43	sunnah	sunnah	NOUN
hi-469	42	44	,	,	PUNCT
hi-469	42	45	consensus	consensus	NOUN
hi-469	42	46	,	,	PUNCT
hi-469	42	47	analogy	analogy	NOUN
hi-469	42	48	man	man	NOUN
hi-469	42	49	-	-	PUNCT
hi-469	42	50	made	make	VERB
hi-469	42	51	and	and	CCONJ
hi-469	42	52	laws	law	NOUN
hi-469	42	53	secular	secular	ADJ
hi-469	42	54	company	company	NOUN
hi-469	42	55	relations	relation	NOUN
hi-469	42	56	the	the	DET
hi-469	42	57	company	company	NOUN
hi-469	42	58	works	work	VERB
hi-469	42	59	as	as	ADP
hi-469	42	60	an	an	DET
hi-469	42	61	operator	operator	NOUN
hi-469	42	62	,	,	PUNCT
hi-469	42	63	trustee	trustee	NOUN
hi-469	42	64	,	,	PUNCT
hi-469	42	65	manager	manager	NOUN
hi-469	42	66	,	,	PUNCT
hi-469	42	67	and	and	CCONJ
hi-469	42	68	entrepreneur	entrepreneur	NOUN
hi-469	42	69	buyer	buyer	NOUN
hi-469	42	70	and	and	CCONJ
hi-469	42	71	seller	seller	NOUN
hi-469	42	72	advisory	advisory	PROPN
hi-469	42	73	board	board	NOUN
hi-469	42	74	sharê‘ah	sharê‘ah	PROPN
hi-469	42	75	advisory	advisory	PROPN
hi-469	42	76	board	board	NOUN
hi-469	42	77	is	be	AUX
hi-469	42	78	compulsory	compulsory	ADJ
hi-469	42	79	sharê‘ah	sharê‘ah	NOUN
hi-469	42	80	advisory	advisory	PROPN
hi-469	42	81	board	board	NOUN
hi-469	42	82	is	be	AUX
hi-469	42	83	not	not	PART
hi-469	42	84	formed	form	VERB
hi-469	42	85	investment	investment	NOUN
hi-469	42	86	all	all	DET
hi-469	42	87	investments	investment	NOUN
hi-469	42	88	must	must	AUX
hi-469	42	89	be	be	AUX
hi-469	42	90	permissible	permissible	ADJ
hi-469	42	91	based	base	VERB
hi-469	42	92	on	on	ADP
hi-469	42	93	sharê‘ah	sharê‘ah	NOUN
hi-469	42	94	compliance	compliance	NOUN
hi-469	42	95	.	.	PUNCT
hi-469	43	1	not	not	PART
hi-469	43	2	required	require	VERB
hi-469	43	3	to	to	PART
hi-469	43	4	follow	follow	VERB
hi-469	43	5	sharê‘ah	sharê‘ah	NOUN
hi-469	43	6	risk	risk	NOUN
hi-469	43	7	sharing	share	VERB
hi-469	43	8	responsibilities	responsibility	NOUN
hi-469	43	9	for	for	ADP
hi-469	43	10	loss	loss	NOUN
hi-469	43	11	or	or	CCONJ
hi-469	43	12	damage	damage	NOUN
hi-469	43	13	.	.	PUNCT
hi-469	44	1	risk	risk	NOUN
hi-469	44	2	is	be	AUX
hi-469	44	3	transferred	transfer	VERB
hi-469	44	4	to	to	ADP
hi-469	44	5	another	another	DET
hi-469	44	6	party	party	NOUN
hi-469	44	7	.	.	PUNCT
hi-469	45	1	purpose	purpose	NOUN
hi-469	45	2	solely	solely	ADV
hi-469	45	3	based	base	VERB
hi-469	45	4	on	on	ADP
hi-469	45	5	mutual	mutual	ADJ
hi-469	45	6	cooperation	cooperation	NOUN
hi-469	45	7	and	and	CCONJ
hi-469	45	8	solidarity	solidarity	NOUN
hi-469	45	9	solely	solely	ADV
hi-469	45	10	based	base	VERB
hi-469	45	11	on	on	ADP
hi-469	45	12	commercial	commercial	ADJ
hi-469	45	13	aspects	aspect	NOUN
hi-469	45	14	element	element	NOUN
hi-469	45	15	free	free	ADJ
hi-469	45	16	from	from	ADP
hi-469	45	17	interest	interest	NOUN
hi-469	45	18	(	(	PUNCT
hi-469	45	19	riba	riba	PROPN
hi-469	45	20	’	'	PUNCT
hi-469	45	21	)	)	PUNCT
hi-469	45	22	,	,	PUNCT
hi-469	45	23	gambling	gambling	NOUN
hi-469	45	24	(	(	PUNCT
hi-469	45	25	maisir	maisir	NOUN
hi-469	45	26	)	)	PUNCT
hi-469	45	27	excessive	excessive	ADJ
hi-469	45	28	uncertainty	uncertainty	NOUN
hi-469	45	29	(	(	PUNCT
hi-469	45	30	gharar	gharar	NOUN
hi-469	45	31	)	)	PUNCT
hi-469	45	32	.	.	PUNCT
hi-469	46	1	no	no	DET
hi-469	46	2	restrictions	restriction	NOUN
hi-469	46	3	fund	fund	NOUN
hi-469	46	4	participants	participant	NOUN
hi-469	46	5	are	be	AUX
hi-469	46	6	owners	owner	NOUN
hi-469	46	7	of	of	ADP
hi-469	46	8	the	the	DET
hi-469	46	9	fund	fund	NOUN
hi-469	46	10	and	and	CCONJ
hi-469	46	11	the	the	DET
hi-469	46	12	company	company	NOUN
hi-469	46	13	manages	manage	VERB
hi-469	46	14	it	it	PRON
hi-469	46	15	.	.	PUNCT
hi-469	47	1	the	the	DET
hi-469	47	2	company	company	NOUN
hi-469	47	3	is	be	AUX
hi-469	47	4	the	the	DET
hi-469	47	5	owner	owner	NOUN
hi-469	47	6	of	of	ADP
hi-469	47	7	the	the	DET
hi-469	47	8	fund	fund	NOUN
hi-469	47	9	.	.	PUNCT
hi-469	48	1	nomination	nomination	NOUN
hi-469	48	2	in	in	ADP
hi-469	48	3	the	the	DET
hi-469	48	4	family	family	NOUN
hi-469	48	5	takaful	takaful	NOUN
hi-469	48	6	,	,	PUNCT
hi-469	48	7	the	the	DET
hi-469	48	8	nominee	nominee	NOUN
hi-469	48	9	acts	act	VERB
hi-469	48	10	as	as	ADP
hi-469	48	11	a	a	DET
hi-469	48	12	trustee	trustee	NOUN
hi-469	48	13	and	and	CCONJ
hi-469	48	14	distributes	distribute	VERB
hi-469	48	15	the	the	DET
hi-469	48	16	whole	whole	ADJ
hi-469	48	17	wealth	wealth	NOUN
hi-469	48	18	among	among	ADP
hi-469	48	19	inheritors	inheritor	NOUN
hi-469	48	20	.	.	PUNCT
hi-469	49	1	the	the	DET
hi-469	49	2	nominee	nominee	NOUN
hi-469	49	3	is	be	AUX
hi-469	49	4	the	the	DET
hi-469	49	5	sole	sole	ADJ
hi-469	49	6	owner	owner	NOUN
hi-469	49	7	of	of	ADP
hi-469	49	8	the	the	DET
hi-469	49	9	wealth	wealth	NOUN
hi-469	49	10	.	.	PUNCT
hi-469	50	1	model	model	NOUN
hi-469	50	2	muìārabah(profit	muìārabah(profit	PROPN
hi-469	50	3	-	-	PUNCT
hi-469	50	4	loss	loss	NOUN
hi-469	50	5	sharing	sharing	NOUN
hi-469	50	6	)	)	PUNCT
hi-469	50	7	,	,	PUNCT
hi-469	50	8	wakélah	wakélah	PROPN
hi-469	50	9	,	,	PUNCT
hi-469	50	10	(	(	PUNCT
hi-469	50	11	agency	agency	NOUN
hi-469	50	12	)	)	PUNCT
hi-469	50	13	hybrids	hybrid	NOUN
hi-469	50	14	,	,	PUNCT
hi-469	50	15	waqf	waqf	NOUN
hi-469	50	16	(	(	PUNCT
hi-469	50	17	endowment	endowment	NOUN
hi-469	50	18	)	)	PUNCT
hi-469	50	19	no	no	DET
hi-469	50	20	restrictions	restriction	NOUN
hi-469	50	21	62	62	NUM
hi-469	50	22	family	family	NOUN
hi-469	50	23	takaful	takaful	ADJ
hi-469	50	24	in	in	ADP
hi-469	50	25	bangladesh	bangladesh	PROPN
hi-469	50	26	…	…	PUNCT
hi-469	50	27	it	it	PRON
hi-469	50	28	is	be	AUX
hi-469	50	29	free	free	ADJ
hi-469	50	30	from	from	ADP
hi-469	50	31	excessive	excessive	ADJ
hi-469	50	32	gharar	gharar	NOUN
hi-469	50	33	(	(	PUNCT
hi-469	50	34	uncertainty	uncertainty	NOUN
hi-469	50	35	)	)	PUNCT
hi-469	50	36	,	,	PUNCT
hi-469	50	37	ribā	ribā	ADJ
hi-469	50	38	(	(	PUNCT
hi-469	50	39	interest	interest	NOUN
hi-469	50	40	)	)	PUNCT
hi-469	50	41	and	and	CCONJ
hi-469	50	42	maisir	maisir	NOUN
hi-469	50	43	(	(	PUNCT
hi-469	50	44	gambling).34	gambling).34	VERB
hi-469	50	45	the	the	DET
hi-469	50	46	conventional	conventional	ADJ
hi-469	50	47	practice	practice	NOUN
hi-469	50	48	of	of	ADP
hi-469	50	49	insurance	insurance	NOUN
hi-469	50	50	,	,	PUNCT
hi-469	50	51	however	however	ADV
hi-469	50	52	,	,	PUNCT
hi-469	50	53	is	be	AUX
hi-469	50	54	based	base	VERB
hi-469	50	55	on	on	ADP
hi-469	50	56	interest	interest	NOUN
hi-469	50	57	and	and	CCONJ
hi-469	50	58	is	be	AUX
hi-469	50	59	considered	consider	VERB
hi-469	50	60	impermissible	impermissible	ADJ
hi-469	50	61	in	in	ADP
hi-469	50	62	the	the	DET
hi-469	50	63	sharê‘ah.35	sharê‘ah.35	NOUN
hi-469	50	64	the	the	DET
hi-469	50	65	main	main	ADJ
hi-469	50	66	distinctions	distinction	NOUN
hi-469	50	67	between	between	ADP
hi-469	50	68	takaful	takaful	ADJ
hi-469	50	69	and	and	CCONJ
hi-469	50	70	insurance	insurance	NOUN
hi-469	50	71	are	be	AUX
hi-469	50	72	listed	list	VERB
hi-469	50	73	above	above	ADV
hi-469	50	74	(	(	PUNCT
hi-469	50	75	table	table	NOUN
hi-469	50	76	1	1	NUM
hi-469	50	77	):	):	PUNCT
hi-469	50	78	takaful	takaful	ADJ
hi-469	50	79	industry	industry	NOUN
hi-469	50	80	and	and	CCONJ
hi-469	50	81	its	its	PRON
hi-469	50	82	challenges	challenge	NOUN
hi-469	50	83	it	it	PRON
hi-469	50	84	was	be	AUX
hi-469	50	85	mentioned	mention	VERB
hi-469	50	86	earlier	early	ADV
hi-469	50	87	that	that	SCONJ
hi-469	50	88	king	king	PROPN
hi-469	50	89	faisal	faisal	PROPN
hi-469	50	90	invoked	invoke	VERB
hi-469	50	91	all	all	DET
hi-469	50	92	muslim	muslim	ADJ
hi-469	50	93	countries	country	NOUN
hi-469	50	94	at	at	ADP
hi-469	50	95	the	the	DET
hi-469	50	96	international	international	ADJ
hi-469	50	97	muslim	muslim	PROPN
hi-469	50	98	conference	conference	PROPN
hi-469	50	99	in	in	ADP
hi-469	50	100	jeddah	jeddah	PROPN
hi-469	50	101	to	to	PART
hi-469	50	102	reform	reform	VERB
hi-469	50	103	their	their	PRON
hi-469	50	104	banking	banking	NOUN
hi-469	50	105	structures	structure	NOUN
hi-469	50	106	based	base	VERB
hi-469	50	107	on	on	ADP
hi-469	50	108	islamic	islamic	PROPN
hi-469	50	109	sharê‘ah.36	sharê‘ah.36	PROPN
hi-469	50	110	as	as	ADP
hi-469	50	111	a	a	DET
hi-469	50	112	result	result	NOUN
hi-469	50	113	of	of	ADP
hi-469	50	114	this	this	DET
hi-469	50	115	conference	conference	NOUN
hi-469	50	116	,	,	PUNCT
hi-469	50	117	the	the	DET
hi-469	50	118	first	first	ADJ
hi-469	50	119	country	country	NOUN
hi-469	50	120	to	to	PART
hi-469	50	121	establish	establish	VERB
hi-469	50	122	a	a	DET
hi-469	50	123	takaful	takaful	ADJ
hi-469	50	124	company	company	NOUN
hi-469	50	125	was	be	AUX
hi-469	50	126	sudan	sudan	PROPN
hi-469	50	127	in	in	ADP
hi-469	50	128	1979.37	1979.37	NUM
hi-469	50	129	soon	soon	ADV
hi-469	50	130	after	after	ADV
hi-469	50	131	,	,	PUNCT
hi-469	50	132	many	many	ADJ
hi-469	50	133	takaful	takaful	ADJ
hi-469	50	134	companies	company	NOUN
hi-469	50	135	were	be	AUX
hi-469	50	136	introduced	introduce	VERB
hi-469	50	137	in	in	ADP
hi-469	50	138	many	many	ADJ
hi-469	50	139	muslim	muslim	ADJ
hi-469	50	140	and	and	CCONJ
hi-469	50	141	non	non	ADJ
hi-469	50	142	-	-	ADJ
hi-469	50	143	muslim	muslim	ADJ
hi-469	50	144	countries	country	NOUN
hi-469	50	145	around	around	ADP
hi-469	50	146	the	the	DET
hi-469	50	147	world	world	NOUN
hi-469	50	148	.	.	PUNCT
hi-469	51	1	the	the	DET
hi-469	51	2	regulatory	regulatory	ADJ
hi-469	51	3	framework	framework	NOUN
hi-469	51	4	is	be	AUX
hi-469	51	5	an	an	DET
hi-469	51	6	important	important	ADJ
hi-469	51	7	tool	tool	NOUN
hi-469	51	8	that	that	PRON
hi-469	51	9	supports	support	VERB
hi-469	51	10	a	a	DET
hi-469	51	11	company	company	NOUN
hi-469	51	12	or	or	CCONJ
hi-469	51	13	a	a	DET
hi-469	51	14	system	system	NOUN
hi-469	51	15	to	to	PART
hi-469	51	16	boost	boost	VERB
hi-469	51	17	its	its	PRON
hi-469	51	18	market	market	NOUN
hi-469	51	19	growth	growth	NOUN
hi-469	51	20	.	.	PUNCT
hi-469	52	1	however	however	ADV
hi-469	52	2	,	,	PUNCT
hi-469	52	3	the	the	DET
hi-469	52	4	regulatory	regulatory	ADJ
hi-469	52	5	framework	framework	NOUN
hi-469	52	6	for	for	ADP
hi-469	52	7	takaful	takaful	ADJ
hi-469	52	8	is	be	AUX
hi-469	52	9	missing	miss	VERB
hi-469	52	10	in	in	ADP
hi-469	52	11	many	many	ADJ
hi-469	52	12	countries	country	NOUN
hi-469	52	13	.	.	PUNCT
hi-469	53	1	for	for	ADP
hi-469	53	2	example	example	NOUN
hi-469	53	3	,	,	PUNCT
hi-469	53	4	in	in	ADP
hi-469	53	5	bangladesh	bangladesh	NOUN
hi-469	53	6	,	,	PUNCT
hi-469	53	7	pakistan	pakistan	PROPN
hi-469	53	8	and	and	CCONJ
hi-469	53	9	nigeria	nigeria	PROPN
hi-469	53	10	,	,	PUNCT
hi-469	53	11	the	the	DET
hi-469	53	12	takaful	takaful	ADJ
hi-469	53	13	companies	company	NOUN
hi-469	53	14	are	be	AUX
hi-469	53	15	operated	operate	VERB
hi-469	53	16	under	under	ADP
hi-469	53	17	an	an	DET
hi-469	53	18	insurance	insurance	NOUN
hi-469	53	19	act	act	NOUN
hi-469	53	20	,	,	PUNCT
hi-469	53	21	which	which	PRON
hi-469	53	22	is	be	AUX
hi-469	53	23	completely	completely	ADV
hi-469	53	24	contrasted	contrast	VERB
hi-469	53	25	to	to	ADP
hi-469	53	26	the	the	DET
hi-469	53	27	nature	nature	NOUN
hi-469	53	28	of	of	ADP
hi-469	53	29	takaful	takaful	ADJ
hi-469	53	30	.	.	PUNCT
hi-469	54	1	the	the	DET
hi-469	54	2	skilled	skilled	ADJ
hi-469	54	3	human	human	ADJ
hi-469	54	4	capital	capital	NOUN
hi-469	54	5	will	will	AUX
hi-469	54	6	assist	assist	VERB
hi-469	54	7	the	the	DET
hi-469	54	8	company	company	NOUN
hi-469	54	9	to	to	PART
hi-469	54	10	fulfill	fulfill	VERB
hi-469	54	11	its	its	PRON
hi-469	54	12	target	target	NOUN
hi-469	54	13	and	and	CCONJ
hi-469	54	14	goals	goal	NOUN
hi-469	54	15	.	.	PUNCT
hi-469	55	1	the	the	DET
hi-469	55	2	takaful	takaful	ADJ
hi-469	55	3	industries	industry	NOUN
hi-469	55	4	need	need	VERB
hi-469	55	5	more	more	ADV
hi-469	55	6	skilled	skilled	ADJ
hi-469	55	7	human	human	ADJ
hi-469	55	8	capital	capital	NOUN
hi-469	55	9	in	in	ADP
hi-469	55	10	order	order	NOUN
hi-469	55	11	to	to	PART
hi-469	55	12	create	create	VERB
hi-469	55	13	and	and	CCONJ
hi-469	55	14	innovate	innovate	VERB
hi-469	55	15	products	product	NOUN
hi-469	55	16	and	and	CCONJ
hi-469	55	17	services	service	NOUN
hi-469	55	18	.	.	PUNCT
hi-469	56	1	the	the	DET
hi-469	56	2	absence	absence	NOUN
hi-469	56	3	of	of	ADP
hi-469	56	4	knowledge	knowledge	NOUN
hi-469	56	5	about	about	ADP
hi-469	56	6	sharê‘ah	sharê‘ah	NOUN
hi-469	56	7	and	and	CCONJ
hi-469	56	8	its	its	PRON
hi-469	56	9	principles	principle	NOUN
hi-469	56	10	in	in	ADP
hi-469	56	11	some	some	DET
hi-469	56	12	employees	employee	NOUN
hi-469	56	13	may	may	AUX
hi-469	56	14	lead	lead	VERB
hi-469	56	15	to	to	ADP
hi-469	56	16	sharê‘ah	sharê‘ah	NOUN
hi-469	56	17	issues	issue	NOUN
hi-469	56	18	in	in	ADP
hi-469	56	19	the	the	DET
hi-469	56	20	products	product	NOUN
hi-469	56	21	or	or	CCONJ
hi-469	56	22	the	the	DET
hi-469	56	23	islamic	islamic	ADJ
hi-469	56	24	image	image	NOUN
hi-469	56	25	of	of	ADP
hi-469	56	26	the	the	DET
hi-469	56	27	company	company	NOUN
hi-469	56	28	.	.	PUNCT
hi-469	57	1	qualified	qualified	ADJ
hi-469	57	2	sharê‘ah	sharê‘ah	NOUN
hi-469	57	3	scholars	scholar	NOUN
hi-469	57	4	will	will	AUX
hi-469	57	5	assist	assist	VERB
hi-469	57	6	the	the	DET
hi-469	57	7	takaful	takaful	ADJ
hi-469	57	8	company	company	NOUN
hi-469	57	9	to	to	PART
hi-469	57	10	comply	comply	VERB
hi-469	57	11	with	with	ADP
hi-469	57	12	its	its	PRON
hi-469	57	13	activities	activity	NOUN
hi-469	57	14	according	accord	VERB
hi-469	57	15	to	to	ADP
hi-469	57	16	sharê‘ah	sharê‘ah	NUM
hi-469	57	17	and	and	CCONJ
hi-469	57	18	show	show	VERB
hi-469	57	19	a	a	DET
hi-469	57	20	good	good	ADJ
hi-469	57	21	reputation	reputation	NOUN
hi-469	57	22	to	to	ADP
hi-469	57	23	the	the	DET
hi-469	57	24	public	public	NOUN
hi-469	57	25	.	.	PUNCT
hi-469	58	1	however	however	ADV
hi-469	58	2	,	,	PUNCT
hi-469	58	3	there	there	PRON
hi-469	58	4	is	be	VERB
hi-469	58	5	a	a	DET
hi-469	58	6	shortage	shortage	NOUN
hi-469	58	7	of	of	ADP
hi-469	58	8	skilled	skilled	ADJ
hi-469	58	9	sharê‘ah	sharê‘ah	NOUN
hi-469	58	10	board	board	NOUN
hi-469	58	11	members	member	NOUN
hi-469	58	12	for	for	ADP
hi-469	58	13	the	the	DET
hi-469	58	14	takaful	takaful	ADJ
hi-469	58	15	industry	industry	NOUN
hi-469	58	16	in	in	ADP
hi-469	58	17	many	many	ADJ
hi-469	58	18	countries.38	countries.38	PROPN
hi-469	58	19	many	many	ADJ
hi-469	58	20	people	people	NOUN
hi-469	58	21	are	be	AUX
hi-469	58	22	not	not	PART
hi-469	58	23	aware	aware	ADJ
hi-469	58	24	of	of	ADP
hi-469	58	25	the	the	DET
hi-469	58	26	benefits	benefit	NOUN
hi-469	58	27	and	and	CCONJ
hi-469	58	28	nature	nature	NOUN
hi-469	58	29	of	of	ADP
hi-469	58	30	takaful	takaful	ADJ
hi-469	58	31	.	.	PUNCT
hi-469	59	1	some	some	DET
hi-469	59	2	misconceptions	misconception	NOUN
hi-469	59	3	related	relate	VERB
hi-469	59	4	to	to	ADP
hi-469	59	5	islam	islam	PROPN
hi-469	59	6	and	and	CCONJ
hi-469	59	7	the	the	DET
hi-469	59	8	takaful	takaful	ADJ
hi-469	59	9	system	system	NOUN
hi-469	59	10	among	among	ADP
hi-469	59	11	people	people	NOUN
hi-469	59	12	lead	lead	VERB
hi-469	59	13	them	they	PRON
hi-469	59	14	to	to	PART
hi-469	59	15	run	run	VERB
hi-469	59	16	away	away	ADV
hi-469	59	17	from	from	ADP
hi-469	59	18	takaful	takaful	ADJ
hi-469	59	19	services	service	NOUN
hi-469	59	20	.	.	PUNCT
hi-469	60	1	some	some	DET
hi-469	60	2	people	people	NOUN
hi-469	60	3	think	think	VERB
hi-469	60	4	takaful	takaful	ADJ
hi-469	60	5	and	and	CCONJ
hi-469	60	6	islamic	islamic	ADJ
hi-469	60	7	finance	finance	NOUN
hi-469	60	8	are	be	AUX
hi-469	60	9	for	for	ADP
hi-469	60	10	muslims	muslim	NOUN
hi-469	60	11	only	only	ADV
hi-469	60	12	as	as	SCONJ
hi-469	60	13	they	they	PRON
hi-469	60	14	apply	apply	VERB
hi-469	60	15	sharê‘ah	sharê‘ah	NOUN
hi-469	60	16	principles	principle	NOUN
hi-469	60	17	to	to	ADP
hi-469	60	18	their	their	PRON
hi-469	60	19	operational	operational	ADJ
hi-469	60	20	activities	activity	NOUN
hi-469	60	21	.	.	PUNCT
hi-469	61	1	takaful	takaful	ADJ
hi-469	61	2	(	(	PUNCT
hi-469	61	3	islamic	islamic	ADJ
hi-469	61	4	insurance	insurance	NOUN
hi-469	61	5	)	)	PUNCT
hi-469	61	6	is	be	AUX
hi-469	61	7	operated	operate	VERB
hi-469	61	8	for	for	ADP
hi-469	61	9	all	all	PRON
hi-469	61	10	regardless	regardless	ADV
hi-469	61	11	of	of	ADP
hi-469	61	12	religions	religion	NOUN
hi-469	61	13	,	,	PUNCT
hi-469	61	14	and	and	CCONJ
hi-469	61	15	races.39	races.39	NOUN
hi-469	61	16	takaful	takaful	ADJ
hi-469	61	17	industry	industry	NOUN
hi-469	61	18	in	in	ADP
hi-469	61	19	bangladesh	bangladesh	PROPN
hi-469	61	20	in	in	ADP
hi-469	61	21	bangladesh	bangladesh	PROPN
hi-469	61	22	,	,	PUNCT
hi-469	61	23	takaful	takaful	ADJ
hi-469	61	24	companies	company	NOUN
hi-469	61	25	are	be	AUX
hi-469	61	26	encountering	encounter	VERB
hi-469	61	27	many	many	ADJ
hi-469	61	28	challenges	challenge	NOUN
hi-469	61	29	due	due	ADP
hi-469	61	30	to	to	ADP
hi-469	61	31	the	the	DET
hi-469	61	32	lack	lack	NOUN
hi-469	61	33	of	of	ADP
hi-469	61	34	rules	rule	NOUN
hi-469	61	35	and	and	CCONJ
hi-469	61	36	regulations.40	regulations.40	NOUN
hi-469	61	37	although	although	SCONJ
hi-469	61	38	many	many	ADJ
hi-469	61	39	initiatives	initiative	NOUN
hi-469	61	40	have	have	AUX
hi-469	61	41	been	be	AUX
hi-469	61	42	proposed	propose	VERB
hi-469	61	43	to	to	PART
hi-469	61	44	separate	separate	VERB
hi-469	61	45	the	the	DET
hi-469	61	46	rules	rule	NOUN
hi-469	61	47	and	and	CCONJ
hi-469	61	48	regulations	regulation	NOUN
hi-469	61	49	between	between	ADP
hi-469	61	50	islamic	islamic	ADJ
hi-469	61	51	insurance	insurance	NOUN
hi-469	61	52	(	(	PUNCT
hi-469	61	53	takaful	takaful	ADJ
hi-469	61	54	)	)	PUNCT
hi-469	61	55	and	and	CCONJ
hi-469	61	56	conventional	conventional	ADJ
hi-469	61	57	insurance	insurance	NOUN
hi-469	61	58	,	,	PUNCT
hi-469	61	59	the	the	DET
hi-469	61	60	result	result	NOUN
hi-469	61	61	of	of	ADP
hi-469	61	62	the	the	DET
hi-469	61	63	attempt	attempt	NOUN
hi-469	61	64	has	have	VERB
hi-469	61	65	yet	yet	ADV
hi-469	61	66	to	to	PART
hi-469	61	67	take	take	VERB
hi-469	61	68	place.41	place.41	NOUN
hi-469	61	69	the	the	DET
hi-469	61	70	absence	absence	NOUN
hi-469	61	71	of	of	ADP
hi-469	61	72	a	a	DET
hi-469	61	73	strong	strong	ADJ
hi-469	61	74	constitutional	constitutional	ADJ
hi-469	61	75	regulatory	regulatory	ADJ
hi-469	61	76	framework	framework	NOUN
hi-469	61	77	has	have	AUX
hi-469	61	78	hindered	hinder	VERB
hi-469	61	79	takaful	takaful	ADJ
hi-469	61	80	activities	activity	NOUN
hi-469	61	81	in	in	ADP
hi-469	61	82	the	the	DET
hi-469	61	83	country.42	country.42	NOUN
hi-469	61	84	there	there	PRON
hi-469	61	85	are	be	VERB
hi-469	61	86	many	many	ADJ
hi-469	61	87	hamdard	hamdard	ADJ
hi-469	61	88	islamicus	islamicus	NOUN
hi-469	61	89	vol	vol	NOUN
hi-469	61	90	.	.	PUNCT
hi-469	62	1	xlviii	xlviii	PROPN
hi-469	62	2	,	,	PUNCT
hi-469	62	3	no.1	no.1	X
hi-469	62	4	63	63	NUM
hi-469	62	5	problems	problem	NOUN
hi-469	62	6	related	relate	VERB
hi-469	62	7	to	to	ADP
hi-469	62	8	takaful	takaful	ADJ
hi-469	62	9	companies	company	NOUN
hi-469	62	10	,	,	PUNCT
hi-469	62	11	where	where	SCONJ
hi-469	62	12	limited	limited	ADJ
hi-469	62	13	skilled	skilled	ADJ
hi-469	62	14	human	human	ADJ
hi-469	62	15	capital	capital	NOUN
hi-469	62	16	is	be	AUX
hi-469	62	17	one	one	NUM
hi-469	62	18	of	of	ADP
hi-469	62	19	the	the	DET
hi-469	62	20	major	major	ADJ
hi-469	62	21	issues43	issues43	NOUN
hi-469	62	22	.	.	PUNCT
hi-469	63	1	additionally	additionally	ADV
hi-469	63	2	,	,	PUNCT
hi-469	63	3	family	family	NOUN
hi-469	63	4	takaful	takaful	ADJ
hi-469	63	5	businesses	business	NOUN
hi-469	63	6	must	must	AUX
hi-469	63	7	allocate	allocate	VERB
hi-469	63	8	30	30	NUM
hi-469	63	9	%	%	NOUN
hi-469	63	10	of	of	ADP
hi-469	63	11	their	their	PRON
hi-469	63	12	assets	asset	NOUN
hi-469	63	13	to	to	ADP
hi-469	63	14	interest	interest	NOUN
hi-469	63	15	bearing	bear	VERB
hi-469	63	16	government	government	NOUN
hi-469	63	17	bonds	bond	NOUN
hi-469	63	18	and	and	CCONJ
hi-469	63	19	securities	security	NOUN
hi-469	63	20	.	.	PUNCT
hi-469	64	1	guaranteed	guarantee	VERB
hi-469	64	2	investment	investment	NOUN
hi-469	64	3	vehicles	vehicle	NOUN
hi-469	64	4	must	must	AUX
hi-469	64	5	reinvest	reinvest	VERB
hi-469	64	6	their	their	PRON
hi-469	64	7	profits	profit	NOUN
hi-469	64	8	only	only	ADV
hi-469	64	9	in	in	ADP
hi-469	64	10	industries	industry	NOUN
hi-469	64	11	recognized	recognize	VERB
hi-469	64	12	by	by	ADP
hi-469	64	13	the	the	DET
hi-469	64	14	government.44	government.44	NOUN
hi-469	64	15	another	another	DET
hi-469	64	16	obstacle	obstacle	NOUN
hi-469	64	17	to	to	ADP
hi-469	64	18	takaful	takaful	ADJ
hi-469	64	19	is	be	AUX
hi-469	64	20	the	the	DET
hi-469	64	21	scarcity	scarcity	NOUN
hi-469	64	22	of	of	ADP
hi-469	64	23	an	an	DET
hi-469	64	24	islamic	islamic	ADJ
hi-469	64	25	capital	capital	NOUN
hi-469	64	26	market	market	NOUN
hi-469	64	27	and	and	CCONJ
hi-469	64	28	re	re	NOUN
hi-469	64	29	-	-	VERB
hi-469	64	30	takaful.45	takaful.45	NOUN
hi-469	64	31	for	for	ADP
hi-469	64	32	this	this	DET
hi-469	64	33	reason	reason	NOUN
hi-469	64	34	,	,	PUNCT
hi-469	64	35	some	some	DET
hi-469	64	36	takaful	takaful	ADJ
hi-469	64	37	companies	company	NOUN
hi-469	64	38	have	have	AUX
hi-469	64	39	engaged	engage	VERB
hi-469	64	40	with	with	ADP
hi-469	64	41	conventional	conventional	ADJ
hi-469	64	42	reinsurance	reinsurance	NOUN
hi-469	64	43	companies	company	NOUN
hi-469	64	44	in	in	ADP
hi-469	64	45	bangladesh	bangladesh	NOUN
hi-469	64	46	.	.	PUNCT
hi-469	65	1	furthermore	furthermore	ADV
hi-469	65	2	,	,	PUNCT
hi-469	65	3	the	the	DET
hi-469	65	4	unethical	unethical	ADJ
hi-469	65	5	practices	practice	NOUN
hi-469	65	6	of	of	ADP
hi-469	65	7	some	some	DET
hi-469	65	8	employees	employee	NOUN
hi-469	65	9	,	,	PUNCT
hi-469	65	10	such	such	ADJ
hi-469	65	11	as	as	ADP
hi-469	65	12	fraud	fraud	NOUN
hi-469	65	13	and	and	CCONJ
hi-469	65	14	misinformation	misinformation	NOUN
hi-469	65	15	,	,	PUNCT
hi-469	65	16	particularly	particularly	ADV
hi-469	65	17	in	in	ADP
hi-469	65	18	family	family	NOUN
hi-469	65	19	takaful	takaful	ADJ
hi-469	65	20	,	,	PUNCT
hi-469	65	21	have	have	AUX
hi-469	65	22	caused	cause	VERB
hi-469	65	23	an	an	DET
hi-469	65	24	adverse	adverse	ADJ
hi-469	65	25	impression	impression	NOUN
hi-469	65	26	of	of	ADP
hi-469	65	27	takaful	takaful	NOUN
hi-469	65	28	among	among	ADP
hi-469	65	29	the	the	DET
hi-469	65	30	general	general	ADJ
hi-469	65	31	public	public	NOUN
hi-469	65	32	.	.	PUNCT
hi-469	66	1	in	in	ADP
hi-469	66	2	addition	addition	NOUN
hi-469	66	3	,	,	PUNCT
hi-469	66	4	there	there	PRON
hi-469	66	5	is	be	VERB
hi-469	66	6	a	a	DET
hi-469	66	7	huge	huge	ADJ
hi-469	66	8	lack	lack	NOUN
hi-469	66	9	of	of	ADP
hi-469	66	10	sharê‘ah	sharê‘ah	NOUN
hi-469	66	11	advisory	advisory	ADJ
hi-469	66	12	institutions	institution	NOUN
hi-469	66	13	and	and	CCONJ
hi-469	66	14	experts	expert	NOUN
hi-469	66	15	in	in	ADP
hi-469	66	16	islamic	islamic	ADJ
hi-469	66	17	economics	economic	NOUN
hi-469	66	18	and	and	CCONJ
hi-469	66	19	takaful	takaful	ADJ
hi-469	66	20	in	in	ADP
hi-469	66	21	the	the	DET
hi-469	66	22	country).46	country).46	PROPN
hi-469	66	23	methodology	methodology	NOUN
hi-469	66	24	it	it	PRON
hi-469	66	25	is	be	AUX
hi-469	66	26	mentioned	mention	VERB
hi-469	66	27	earlier	early	ADV
hi-469	66	28	that	that	SCONJ
hi-469	66	29	the	the	DET
hi-469	66	30	objective	objective	NOUN
hi-469	66	31	of	of	ADP
hi-469	66	32	this	this	DET
hi-469	66	33	research	research	NOUN
hi-469	66	34	is	be	AUX
hi-469	66	35	to	to	PART
hi-469	66	36	identify	identify	VERB
hi-469	66	37	the	the	DET
hi-469	66	38	challenges	challenge	NOUN
hi-469	66	39	of	of	ADP
hi-469	66	40	family	family	NOUN
hi-469	66	41	takaful	takaful	ADJ
hi-469	66	42	in	in	ADP
hi-469	66	43	bangladesh	bangladesh	NOUN
hi-469	66	44	that	that	PRON
hi-469	66	45	hinder	hinder	VERB
hi-469	66	46	the	the	DET
hi-469	66	47	operation	operation	NOUN
hi-469	66	48	of	of	ADP
hi-469	66	49	the	the	DET
hi-469	66	50	family	family	NOUN
hi-469	66	51	takaful	takaful	ADJ
hi-469	66	52	business	business	NOUN
hi-469	66	53	in	in	ADP
hi-469	66	54	the	the	DET
hi-469	66	55	country	country	NOUN
hi-469	66	56	and	and	CCONJ
hi-469	66	57	to	to	PART
hi-469	66	58	propose	propose	VERB
hi-469	66	59	remedial	remedial	ADJ
hi-469	66	60	strategies	strategy	NOUN
hi-469	66	61	to	to	PART
hi-469	66	62	overcome	overcome	VERB
hi-469	66	63	these	these	DET
hi-469	66	64	challenges	challenge	NOUN
hi-469	66	65	accordingly	accordingly	ADV
hi-469	66	66	.	.	PUNCT
hi-469	67	1	to	to	PART
hi-469	67	2	achieve	achieve	VERB
hi-469	67	3	the	the	DET
hi-469	67	4	objective	objective	NOUN
hi-469	67	5	of	of	ADP
hi-469	67	6	the	the	DET
hi-469	67	7	study	study	NOUN
hi-469	67	8	,	,	PUNCT
hi-469	67	9	in	in	ADP
hi-469	67	10	-	-	PUNCT
hi-469	67	11	depth	depth	NOUN
hi-469	67	12	data	datum	NOUN
hi-469	67	13	is	be	AUX
hi-469	67	14	required	require	VERB
hi-469	67	15	.	.	PUNCT
hi-469	68	1	qualitative	qualitative	ADJ
hi-469	68	2	method	method	NOUN
hi-469	68	3	dries	dry	NOUN
hi-469	68	4	thoroughly	thoroughly	ADV
hi-469	68	5	study.47	study.47	NOUN
hi-469	68	6	therefore	therefore	ADV
hi-469	68	7	,	,	PUNCT
hi-469	68	8	to	to	PART
hi-469	68	9	determine	determine	VERB
hi-469	68	10	in	in	ADP
hi-469	68	11	-	-	PUNCT
hi-469	68	12	depth	depth	NOUN
hi-469	68	13	information	information	NOUN
hi-469	68	14	about	about	ADP
hi-469	68	15	family	family	NOUN
hi-469	68	16	takaful	takaful	ADJ
hi-469	68	17	in	in	ADP
hi-469	68	18	bangladesh	bangladesh	NOUN
hi-469	68	19	,	,	PUNCT
hi-469	68	20	this	this	DET
hi-469	68	21	study	study	NOUN
hi-469	68	22	adopted	adopt	VERB
hi-469	68	23	a	a	DET
hi-469	68	24	qualitative	qualitative	ADJ
hi-469	68	25	approach	approach	NOUN
hi-469	68	26	.	.	PUNCT
hi-469	69	1	interview	interview	NOUN
hi-469	69	2	is	be	AUX
hi-469	69	3	one	one	NUM
hi-469	69	4	of	of	ADP
hi-469	69	5	an	an	DET
hi-469	69	6	important	important	ADJ
hi-469	69	7	primary	primary	ADJ
hi-469	69	8	source	source	NOUN
hi-469	69	9	of	of	ADP
hi-469	69	10	data	data	NOUN
hi-469	69	11	collection	collection	NOUN
hi-469	69	12	,	,	PUNCT
hi-469	69	13	and	and	CCONJ
hi-469	69	14	it	it	PRON
hi-469	69	15	is	be	AUX
hi-469	69	16	commonly	commonly	ADV
hi-469	69	17	used	use	VERB
hi-469	69	18	in	in	ADP
hi-469	69	19	a	a	DET
hi-469	69	20	qualitative	qualitative	ADJ
hi-469	69	21	method	method	NOUN
hi-469	69	22	for	for	ADP
hi-469	69	23	the	the	DET
hi-469	69	24	profound	profound	ADJ
hi-469	69	25	study.48	study.48	PROPN
hi-469	69	26	in	in	ADP
hi-469	69	27	addition	addition	NOUN
hi-469	69	28	,	,	PUNCT
hi-469	69	29	semistructured	semistructure	VERB
hi-469	69	30	interview	interview	NOUN
hi-469	69	31	questions	question	NOUN
hi-469	69	32	are	be	AUX
hi-469	69	33	widely	widely	ADV
hi-469	69	34	used	use	VERB
hi-469	69	35	in	in	ADP
hi-469	69	36	the	the	DET
hi-469	69	37	qualitative	qualitative	NOUN
hi-469	69	38	research.49	research.49	NOUN
hi-469	69	39	so	so	ADV
hi-469	69	40	,	,	PUNCT
hi-469	69	41	this	this	DET
hi-469	69	42	study	study	NOUN
hi-469	69	43	adopted	adopt	VERB
hi-469	69	44	a	a	DET
hi-469	69	45	semi	semi	ADJ
hi-469	69	46	-	-	ADJ
hi-469	69	47	structured	structured	ADJ
hi-469	69	48	interview	interview	NOUN
hi-469	69	49	approach	approach	NOUN
hi-469	69	50	to	to	PART
hi-469	69	51	collect	collect	VERB
hi-469	69	52	information	information	NOUN
hi-469	69	53	from	from	ADP
hi-469	69	54	officers	officer	NOUN
hi-469	69	55	and	and	CCONJ
hi-469	69	56	sharê‘ah	sharê‘ah	NOUN
hi-469	69	57	board	board	NOUN
hi-469	69	58	members	member	NOUN
hi-469	69	59	as	as	ADV
hi-469	69	60	well	well	ADV
hi-469	69	61	as	as	ADP
hi-469	69	62	participants	participant	NOUN
hi-469	69	63	of	of	ADP
hi-469	69	64	two	two	NUM
hi-469	69	65	-	-	PUNCT
hi-469	69	66	family	family	NOUN
hi-469	69	67	takaful	takaful	ADJ
hi-469	69	68	companies	company	NOUN
hi-469	69	69	in	in	ADP
hi-469	69	70	bangladesh	bangladesh	PROPN
hi-469	69	71	(	(	PUNCT
hi-469	69	72	table	table	NOUN
hi-469	69	73	2	2	NUM
hi-469	69	74	)	)	PUNCT
hi-469	69	75	.	.	PUNCT
hi-469	70	1	this	this	DET
hi-469	70	2	study	study	NOUN
hi-469	70	3	used	use	VERB
hi-469	70	4	a	a	DET
hi-469	70	5	purposive	purposive	ADJ
hi-469	70	6	sampling	sampling	NOUN
hi-469	70	7	technique	technique	NOUN
hi-469	70	8	which	which	PRON
hi-469	70	9	is	be	AUX
hi-469	70	10	supported	support	VERB
hi-469	70	11	by	by	ADP
hi-469	70	12	several	several	ADJ
hi-469	70	13	research	research	NOUN
hi-469	70	14	50	50	NUM
hi-469	70	15	to	to	PART
hi-469	70	16	select	select	VERB
hi-469	70	17	respondents	respondent	NOUN
hi-469	70	18	from	from	ADP
hi-469	70	19	two	two	NUM
hi-469	70	20	-	-	PUNCT
hi-469	70	21	family	family	NOUN
hi-469	70	22	takaful	takaful	ADJ
hi-469	70	23	companies	company	NOUN
hi-469	70	24	in	in	ADP
hi-469	70	25	bangladesh	bangladesh	NOUN
hi-469	70	26	.	.	PUNCT
hi-469	71	1	the	the	DET
hi-469	71	2	names	name	NOUN
hi-469	71	3	of	of	ADP
hi-469	71	4	all	all	DET
hi-469	71	5	respondents	respondent	NOUN
hi-469	71	6	and	and	CCONJ
hi-469	71	7	companies	company	NOUN
hi-469	71	8	are	be	AUX
hi-469	71	9	not	not	PART
hi-469	71	10	revealed	reveal	VERB
hi-469	71	11	in	in	ADP
hi-469	71	12	the	the	DET
hi-469	71	13	study	study	NOUN
hi-469	71	14	to	to	PART
hi-469	71	15	confirm	confirm	VERB
hi-469	71	16	the	the	DET
hi-469	71	17	job	job	NOUN
hi-469	71	18	safety	safety	NOUN
hi-469	71	19	of	of	ADP
hi-469	71	20	the	the	DET
hi-469	71	21	respondents	respondent	NOUN
hi-469	71	22	and	and	CCONJ
hi-469	71	23	to	to	PART
hi-469	71	24	secure	secure	VERB
hi-469	71	25	the	the	DET
hi-469	71	26	company	company	NOUN
hi-469	71	27	's	's	PART
hi-469	71	28	reputation	reputation	NOUN
hi-469	71	29	.	.	PUNCT
hi-469	72	1	in	in	ADP
hi-469	72	2	order	order	NOUN
hi-469	72	3	to	to	PART
hi-469	72	4	provide	provide	VERB
hi-469	72	5	research	research	NOUN
hi-469	72	6	findings	finding	NOUN
hi-469	72	7	,	,	PUNCT
hi-469	72	8	the	the	DET
hi-469	72	9	data	datum	NOUN
hi-469	72	10	analysis	analysis	NOUN
hi-469	72	11	approach	approach	NOUN
hi-469	72	12	transforms	transform	VERB
hi-469	72	13	raw	raw	ADJ
hi-469	72	14	data	datum	NOUN
hi-469	72	15	.	.	PUNCT
hi-469	73	1	one	one	NUM
hi-469	73	2	of	of	ADP
hi-469	73	3	the	the	DET
hi-469	73	4	most	most	ADV
hi-469	73	5	ubiquitous	ubiquitous	ADJ
hi-469	73	6	approaches	approach	NOUN
hi-469	73	7	used	use	VERB
hi-469	73	8	in	in	ADP
hi-469	73	9	qualitative	qualitative	ADJ
hi-469	73	10	research	research	NOUN
hi-469	73	11	is	be	AUX
hi-469	73	12	known	know	VERB
hi-469	73	13	as	as	ADP
hi-469	73	14	thematic	thematic	ADJ
hi-469	73	15	analysis	analysis	NOUN
hi-469	73	16	.	.	PUNCT
hi-469	74	1	a	a	DET
hi-469	74	2	comprehensive	comprehensive	ADJ
hi-469	74	3	knowledge	knowledge	NOUN
hi-469	74	4	of	of	ADP
hi-469	74	5	the	the	DET
hi-469	74	6	data	datum	NOUN
hi-469	74	7	must	must	AUX
hi-469	74	8	be	be	AUX
hi-469	74	9	obtained	obtain	VERB
hi-469	74	10	several	several	ADJ
hi-469	74	11	times	time	NOUN
hi-469	74	12	in	in	ADP
hi-469	74	13	order	order	NOUN
hi-469	74	14	to	to	PART
hi-469	74	15	discover	discover	VERB
hi-469	74	16	the	the	DET
hi-469	74	17	themes.51	themes.51	NOUN
hi-469	74	18	in	in	ADP
hi-469	74	19	this	this	DET
hi-469	74	20	study	study	NOUN
hi-469	74	21	,	,	PUNCT
hi-469	74	22	the	the	DET
hi-469	74	23	thematic	thematic	ADJ
hi-469	74	24	method	method	NOUN
hi-469	74	25	has	have	AUX
hi-469	74	26	been	be	AUX
hi-469	74	27	implemented	implement	VERB
hi-469	74	28	for	for	ADP
hi-469	74	29	data	datum	NOUN
hi-469	74	30	analysis	analysis	NOUN
hi-469	74	31	.	.	PUNCT
hi-469	75	1	the	the	DET
hi-469	75	2	data	datum	NOUN
hi-469	75	3	obtained	obtain	VERB
hi-469	75	4	from	from	ADP
hi-469	75	5	the	the	DET
hi-469	75	6	different	different	ADJ
hi-469	75	7	sources	source	NOUN
hi-469	75	8	and	and	CCONJ
hi-469	75	9	interviews	interview	NOUN
hi-469	75	10	was	be	AUX
hi-469	75	11	classified	classify	VERB
hi-469	75	12	based	base	VERB
hi-469	75	13	on	on	ADP
hi-469	75	14	several	several	ADJ
hi-469	75	15	themes	theme	NOUN
hi-469	75	16	and	and	CCONJ
hi-469	75	17	sub	sub	NOUN
hi-469	75	18	-	-	NOUN
hi-469	75	19	themes	theme	NOUN
hi-469	75	20	64	64	NUM
hi-469	75	21	family	family	NOUN
hi-469	75	22	takaful	takaful	ADJ
hi-469	75	23	in	in	ADP
hi-469	75	24	bangladesh	bangladesh	PROPN
hi-469	75	25	…	…	PUNCT
hi-469	75	26	company	company	NOUN
hi-469	75	27	respondents	respondent	NOUN
hi-469	75	28	total	total	ADJ
hi-469	75	29	officer	officer	NOUN
hi-469	75	30	sharê‘ah	sharê‘ah	PROPN
hi-469	75	31	board	board	PROPN
hi-469	75	32	member	member	PROPN
hi-469	75	33	participant	participant	NOUN
hi-469	75	34	a	a	DET
hi-469	75	35	5	5	NUM
hi-469	75	36	1	1	NUM
hi-469	75	37	10	10	NUM
hi-469	75	38	16	16	NUM
hi-469	75	39	b	b	SYM
hi-469	75	40	5	5	NUM
hi-469	75	41	1	1	NUM
hi-469	75	42	10	10	NUM
hi-469	75	43	16	16	NUM
hi-469	75	44	total	total	NOUN
hi-469	75	45	10	10	NUM
hi-469	75	46	2	2	NUM
hi-469	75	47	20	20	NUM
hi-469	75	48	32	32	NUM
hi-469	75	49	table	table	NOUN
hi-469	75	50	2	2	NUM
hi-469	75	51	:	:	PUNCT
hi-469	75	52	distribution	distribution	NOUN
hi-469	75	53	of	of	ADP
hi-469	75	54	respondents	respondent	NOUN
hi-469	75	55	the	the	DET
hi-469	75	56	major	major	ADJ
hi-469	75	57	themes	theme	NOUN
hi-469	75	58	are	be	AUX
hi-469	75	59	family	family	NOUN
hi-469	75	60	takaful	takaful	ADJ
hi-469	75	61	,	,	PUNCT
hi-469	75	62	challenges	challenge	NOUN
hi-469	75	63	and	and	CCONJ
hi-469	75	64	overcoming	overcome	VERB
hi-469	75	65	policies	policy	NOUN
hi-469	75	66	for	for	ADP
hi-469	75	67	bangladesh	bangladesh	NOUN
hi-469	75	68	.	.	PUNCT
hi-469	76	1	the	the	DET
hi-469	76	2	sub	sub	NOUN
hi-469	76	3	-	-	NOUN
hi-469	76	4	themes	theme	NOUN
hi-469	76	5	are	be	AUX
hi-469	76	6	rules	rule	NOUN
hi-469	76	7	,	,	PUNCT
hi-469	76	8	regulations	regulation	NOUN
hi-469	76	9	,	,	PUNCT
hi-469	76	10	policies	policy	NOUN
hi-469	76	11	,	,	PUNCT
hi-469	76	12	management	management	NOUN
hi-469	76	13	of	of	ADP
hi-469	76	14	a	a	DET
hi-469	76	15	and	and	CCONJ
hi-469	76	16	b	b	NOUN
hi-469	76	17	takaful	takaful	ADJ
hi-469	76	18	companies	company	NOUN
hi-469	76	19	,	,	PUNCT
hi-469	76	20	and	and	CCONJ
hi-469	76	21	participants	participant	NOUN
hi-469	76	22	in	in	ADP
hi-469	76	23	bangladesh	bangladesh	NOUN
hi-469	76	24	.	.	PUNCT
hi-469	77	1	the	the	DET
hi-469	77	2	data	data	NOUN
hi-469	77	3	analysis	analysis	NOUN
hi-469	77	4	for	for	ADP
hi-469	77	5	this	this	DET
hi-469	77	6	research	research	NOUN
hi-469	77	7	began	begin	VERB
hi-469	77	8	at	at	ADP
hi-469	77	9	the	the	DET
hi-469	77	10	same	same	ADJ
hi-469	77	11	time	time	NOUN
hi-469	77	12	as	as	ADP
hi-469	77	13	data	data	NOUN
hi-469	77	14	collection	collection	NOUN
hi-469	77	15	.	.	PUNCT
hi-469	78	1	findings	finding	VERB
hi-469	78	2	the	the	DET
hi-469	78	3	study	study	NOUN
hi-469	78	4	's	's	PART
hi-469	78	5	findings	finding	NOUN
hi-469	78	6	are	be	AUX
hi-469	78	7	categorized	categorize	VERB
hi-469	78	8	into	into	ADP
hi-469	78	9	challenges	challenge	NOUN
hi-469	78	10	and	and	CCONJ
hi-469	78	11	remedial	remedial	ADJ
hi-469	78	12	strategies	strategy	NOUN
hi-469	78	13	.	.	PUNCT
hi-469	79	1	the	the	DET
hi-469	79	2	initial	initial	ADJ
hi-469	79	3	segment	segment	NOUN
hi-469	79	4	addresses	address	VERB
hi-469	79	5	the	the	DET
hi-469	79	6	obstacles	obstacle	NOUN
hi-469	79	7	encountered	encounter	VERB
hi-469	79	8	in	in	ADP
hi-469	79	9	implementing	implement	VERB
hi-469	79	10	family	family	NOUN
hi-469	79	11	takaful	takaful	NOUN
hi-469	79	12	in	in	ADP
hi-469	79	13	bangladesh	bangladesh	NOUN
hi-469	79	14	.	.	PUNCT
hi-469	80	1	the	the	DET
hi-469	80	2	roots	root	NOUN
hi-469	80	3	of	of	ADP
hi-469	80	4	the	the	DET
hi-469	80	5	issues	issue	NOUN
hi-469	80	6	are	be	AUX
hi-469	80	7	explored	explore	VERB
hi-469	80	8	from	from	ADP
hi-469	80	9	the	the	DET
hi-469	80	10	perspectives	perspective	NOUN
hi-469	80	11	of	of	ADP
hi-469	80	12	the	the	DET
hi-469	80	13	rules	rule	NOUN
hi-469	80	14	and	and	CCONJ
hi-469	80	15	regulation	regulation	NOUN
hi-469	80	16	in	in	ADP
hi-469	80	17	line	line	NOUN
hi-469	80	18	with	with	ADP
hi-469	80	19	the	the	DET
hi-469	80	20	government	government	NOUN
hi-469	80	21	,	,	PUNCT
hi-469	80	22	companies	company	NOUN
hi-469	80	23	,	,	PUNCT
hi-469	80	24	and	and	CCONJ
hi-469	80	25	participants	participant	NOUN
hi-469	80	26	in	in	ADP
hi-469	80	27	family	family	NOUN
hi-469	80	28	takaful	takaful	ADJ
hi-469	80	29	in	in	ADP
hi-469	80	30	bangladesh	bangladesh	NOUN
hi-469	80	31	.	.	PUNCT
hi-469	81	1	the	the	DET
hi-469	81	2	second	second	ADJ
hi-469	81	3	part	part	NOUN
hi-469	81	4	suggests	suggest	VERB
hi-469	81	5	strategies	strategy	NOUN
hi-469	81	6	that	that	PRON
hi-469	81	7	may	may	AUX
hi-469	81	8	help	help	VERB
hi-469	81	9	overcome	overcome	VERB
hi-469	81	10	the	the	DET
hi-469	81	11	challenges	challenge	NOUN
hi-469	81	12	.	.	PUNCT
hi-469	82	1	challenges	challenge	NOUN
hi-469	82	2	for	for	ADP
hi-469	82	3	family	family	NOUN
hi-469	82	4	takaful	takaful	ADJ
hi-469	82	5	in	in	ADP
hi-469	82	6	bangladesh	bangladesh	NOUN
hi-469	82	7	challenges	challenge	NOUN
hi-469	82	8	related	relate	VERB
hi-469	82	9	with	with	ADP
hi-469	82	10	rules	rule	NOUN
hi-469	82	11	and	and	CCONJ
hi-469	82	12	regulations	regulation	NOUN
hi-469	82	13	in	in	ADP
hi-469	82	14	bangladesh	bangladesh	NOUN
hi-469	82	15	theme	theme	NOUN
hi-469	82	16	1	1	NUM
hi-469	82	17	(	(	PUNCT
hi-469	82	18	table	table	NOUN
hi-469	82	19	3	3	NUM
hi-469	82	20	):	):	PUNCT
hi-469	82	21	the	the	DET
hi-469	82	22	major	major	ADJ
hi-469	82	23	challenges	challenge	NOUN
hi-469	82	24	faced	face	VERB
hi-469	82	25	by	by	ADP
hi-469	82	26	the	the	DET
hi-469	82	27	takaful	takaful	ADJ
hi-469	82	28	industry	industry	NOUN
hi-469	82	29	in	in	ADP
hi-469	82	30	bangladesh	bangladesh	NOUN
hi-469	82	31	related	relate	VERB
hi-469	82	32	to	to	ADP
hi-469	82	33	the	the	DET
hi-469	82	34	government	government	NOUN
hi-469	82	35	’s	’s	PART
hi-469	82	36	rules	rule	NOUN
hi-469	82	37	and	and	CCONJ
hi-469	82	38	regulations	regulation	NOUN
hi-469	82	39	.	.	PUNCT
hi-469	83	1	the	the	DET
hi-469	83	2	bangladesh	bangladesh	NOUN
hi-469	83	3	government	government	NOUN
hi-469	83	4	allowed	allow	VERB
hi-469	83	5	the	the	DET
hi-469	83	6	establishment	establishment	NOUN
hi-469	83	7	of	of	ADP
hi-469	83	8	takaful	takaful	ADJ
hi-469	83	9	companies	company	NOUN
hi-469	83	10	in	in	ADP
hi-469	83	11	2000	2000	NUM
hi-469	83	12	.	.	PUNCT
hi-469	84	1	however	however	ADV
hi-469	84	2	,	,	PUNCT
hi-469	84	3	the	the	DET
hi-469	84	4	rules	rule	NOUN
hi-469	84	5	and	and	CCONJ
hi-469	84	6	regulations	regulation	NOUN
hi-469	84	7	have	have	AUX
hi-469	84	8	not	not	PART
hi-469	84	9	been	be	AUX
hi-469	84	10	introduced	introduce	VERB
hi-469	84	11	to	to	PART
hi-469	84	12	guide	guide	VERB
hi-469	84	13	takaful	takaful	ADJ
hi-469	84	14	companies	company	NOUN
hi-469	84	15	in	in	ADP
hi-469	84	16	their	their	PRON
hi-469	84	17	operations	operation	NOUN
hi-469	84	18	.	.	PUNCT
hi-469	85	1	several	several	ADJ
hi-469	85	2	initiatives	initiative	NOUN
hi-469	85	3	have	have	AUX
hi-469	85	4	been	be	AUX
hi-469	85	5	introduced	introduce	VERB
hi-469	85	6	to	to	PART
hi-469	85	7	form	form	VERB
hi-469	85	8	particular	particular	ADJ
hi-469	85	9	rules	rule	NOUN
hi-469	85	10	and	and	CCONJ
hi-469	85	11	regulations	regulation	NOUN
hi-469	85	12	governing	govern	VERB
hi-469	85	13	the	the	DET
hi-469	85	14	operations	operation	NOUN
hi-469	85	15	of	of	ADP
hi-469	85	16	takaful	takaful	ADJ
hi-469	85	17	companies	company	NOUN
hi-469	85	18	,	,	PUNCT
hi-469	85	19	but	but	CCONJ
hi-469	85	20	the	the	DET
hi-469	85	21	absence	absence	NOUN
hi-469	85	22	of	of	ADP
hi-469	85	23	the	the	DET
hi-469	85	24	government	government	NOUN
hi-469	85	25	’s	’s	PART
hi-469	85	26	sincere	sincere	ADJ
hi-469	85	27	attention	attention	NOUN
hi-469	85	28	has	have	AUX
hi-469	85	29	resulted	result	VERB
hi-469	85	30	in	in	ADP
hi-469	85	31	a	a	DET
hi-469	85	32	lack	lack	NOUN
hi-469	85	33	of	of	ADP
hi-469	85	34	progress	progress	NOUN
hi-469	85	35	in	in	ADP
hi-469	85	36	this	this	DET
hi-469	85	37	regard	regard	NOUN
hi-469	85	38	.	.	PUNCT
hi-469	86	1	at	at	ADP
hi-469	86	2	present	present	ADJ
hi-469	86	3	,	,	PUNCT
hi-469	86	4	takaful	takaful	ADJ
hi-469	86	5	is	be	AUX
hi-469	86	6	monitored	monitor	VERB
hi-469	86	7	by	by	ADP
hi-469	86	8	the	the	DET
hi-469	86	9	insurance	insurance	NOUN
hi-469	86	10	act	act	NOUN
hi-469	86	11	2010	2010	NUM
hi-469	86	12	,	,	PUNCT
hi-469	86	13	which	which	PRON
hi-469	86	14	is	be	AUX
hi-469	86	15	antithetical	antithetical	ADJ
hi-469	86	16	to	to	AUX
hi-469	86	17	takaful	takaful	ADJ
hi-469	86	18	.	.	PUNCT
hi-469	87	1	currently	currently	ADV
hi-469	87	2	,	,	PUNCT
hi-469	87	3	the	the	DET
hi-469	87	4	insurance	insurance	NOUN
hi-469	87	5	development	development	NOUN
hi-469	87	6	and	and	CCONJ
hi-469	87	7	regulatory	regulatory	ADJ
hi-469	87	8	authority	authority	NOUN
hi-469	87	9	(	(	PUNCT
hi-469	87	10	idra	idra	PROPN
hi-469	87	11	)	)	PUNCT
hi-469	87	12	monitors	monitor	NOUN
hi-469	87	13	and	and	CCONJ
hi-469	87	14	controls	control	VERB
hi-469	87	15	insurance	insurance	NOUN
hi-469	87	16	companies	company	NOUN
hi-469	87	17	for	for	ADP
hi-469	87	18	both	both	CCONJ
hi-469	87	19	islamic	islamic	ADJ
hi-469	87	20	and	and	CCONJ
hi-469	87	21	conventional	conventional	ADJ
hi-469	87	22	insurance	insurance	NOUN
hi-469	87	23	.	.	PUNCT
hi-469	88	1	the	the	DET
hi-469	88	2	government	government	NOUN
hi-469	88	3	has	have	AUX
hi-469	88	4	not	not	PART
hi-469	88	5	formed	form	VERB
hi-469	88	6	a	a	DET
hi-469	88	7	specific	specific	ADJ
hi-469	88	8	sharê‘ah	sharê‘ah	NOUN
hi-469	88	9	board	board	NOUN
hi-469	88	10	to	to	PART
hi-469	88	11	monitor	monitor	VERB
hi-469	88	12	takaful	takaful	ADJ
hi-469	88	13	businesses	business	NOUN
hi-469	88	14	.	.	PUNCT
hi-469	89	1	later	later	ADV
hi-469	89	2	,	,	PUNCT
hi-469	89	3	in	in	ADP
hi-469	89	4	2008	2008	NUM
hi-469	89	5	,	,	PUNCT
hi-469	89	6	the	the	DET
hi-469	89	7	central	central	ADJ
hi-469	89	8	sharê‘ah	sharê‘ah	NOUN
hi-469	89	9	council	council	PROPN
hi-469	89	10	for	for	ADP
hi-469	89	11	islamic	islamic	PROPN
hi-469	89	12	insurance	insurance	NOUN
hi-469	89	13	of	of	ADP
hi-469	89	14	bangladesh	bangladesh	NOUN
hi-469	89	15	was	be	AUX
hi-469	89	16	formed	form	VERB
hi-469	89	17	and	and	CCONJ
hi-469	89	18	registered	register	VERB
hi-469	89	19	by	by	ADP
hi-469	89	20	the	the	DET
hi-469	89	21	government	government	NOUN
hi-469	89	22	.	.	PUNCT
hi-469	90	1	it	it	PRON
hi-469	90	2	works	work	VERB
hi-469	90	3	as	as	ADP
hi-469	90	4	an	an	DET
hi-469	90	5	advisory	advisory	ADJ
hi-469	90	6	board	board	NOUN
hi-469	90	7	as	as	SCONJ
hi-469	90	8	it	it	PRON
hi-469	90	9	has	have	VERB
hi-469	90	10	hamdard	hamdard	ADJ
hi-469	90	11	islamicus	islamicus	NOUN
hi-469	90	12	vol	vol	NOUN
hi-469	90	13	.	.	PUNCT
hi-469	91	1	xlviii	xlviii	PROPN
hi-469	91	2	,	,	PUNCT
hi-469	91	3	no.1	no.1	X
hi-469	91	4	65	65	NUM
hi-469	91	5	no	no	DET
hi-469	91	6	legal	legal	ADJ
hi-469	91	7	authority	authority	NOUN
hi-469	91	8	to	to	PART
hi-469	91	9	control	control	VERB
hi-469	91	10	takaful	takaful	ADJ
hi-469	91	11	companies	company	NOUN
hi-469	91	12	.	.	PUNCT
hi-469	92	1	thus	thus	ADV
hi-469	92	2	,	,	PUNCT
hi-469	92	3	companies	company	NOUN
hi-469	92	4	are	be	AUX
hi-469	92	5	not	not	PART
hi-469	92	6	obligated	obligate	VERB
hi-469	92	7	to	to	PART
hi-469	92	8	follow	follow	VERB
hi-469	92	9	their	their	PRON
hi-469	92	10	guidelines	guideline	NOUN
hi-469	92	11	.	.	PUNCT
hi-469	93	1	after	after	ADP
hi-469	93	2	the	the	DET
hi-469	93	3	establishment	establishment	NOUN
hi-469	93	4	of	of	ADP
hi-469	93	5	takaful	takaful	ADJ
hi-469	93	6	companies	company	NOUN
hi-469	93	7	,	,	PUNCT
hi-469	93	8	there	there	PRON
hi-469	93	9	have	have	AUX
hi-469	93	10	been	be	AUX
hi-469	93	11	many	many	ADJ
hi-469	93	12	changes	change	NOUN
hi-469	93	13	in	in	ADP
hi-469	93	14	terms	term	NOUN
hi-469	93	15	of	of	ADP
hi-469	93	16	government	government	NOUN
hi-469	93	17	regimes	regime	NOUN
hi-469	93	18	,	,	PUNCT
hi-469	93	19	but	but	CCONJ
hi-469	93	20	none	none	NOUN
hi-469	93	21	have	have	AUX
hi-469	93	22	sought	seek	VERB
hi-469	93	23	to	to	PART
hi-469	93	24	implement	implement	VERB
hi-469	93	25	the	the	DET
hi-469	93	26	rules	rule	NOUN
hi-469	93	27	of	of	ADP
hi-469	93	28	takaful	takaful	ADJ
hi-469	93	29	operations	operation	NOUN
hi-469	93	30	in	in	ADP
hi-469	93	31	the	the	DET
hi-469	93	32	islamic	islamic	PROPN
hi-469	93	33	insurance	insurance	NOUN
hi-469	93	34	industry	industry	NOUN
hi-469	93	35	.	.	PUNCT
hi-469	94	1	this	this	PRON
hi-469	94	2	is	be	AUX
hi-469	94	3	because	because	SCONJ
hi-469	94	4	many	many	ADJ
hi-469	94	5	key	key	ADJ
hi-469	94	6	members	member	NOUN
hi-469	94	7	of	of	ADP
hi-469	94	8	the	the	DET
hi-469	94	9	governing	govern	VERB
hi-469	94	10	body	body	NOUN
hi-469	94	11	are	be	AUX
hi-469	94	12	secular	secular	ADJ
hi-469	94	13	-	-	ADJ
hi-469	94	14	minded	minded	ADJ
hi-469	94	15	and	and	CCONJ
hi-469	94	16	they	they	PRON
hi-469	94	17	seem	seem	VERB
hi-469	94	18	to	to	PART
hi-469	94	19	have	have	VERB
hi-469	94	20	no	no	DET
hi-469	94	21	interest	interest	NOUN
hi-469	94	22	in	in	ADP
hi-469	94	23	applying	apply	VERB
hi-469	94	24	islamic	islamic	ADJ
hi-469	94	25	principles	principle	NOUN
hi-469	94	26	to	to	ADP
hi-469	94	27	insurance	insurance	NOUN
hi-469	94	28	contracts	contract	NOUN
hi-469	94	29	in	in	ADP
hi-469	94	30	the	the	DET
hi-469	94	31	country	country	NOUN
hi-469	94	32	.	.	PUNCT
hi-469	95	1	no	no	DET
hi-469	95	2	challenges	challenge	NOUN
hi-469	95	3	related	relate	VERB
hi-469	95	4	to	to	ADP
hi-469	95	5	rules	rule	NOUN
hi-469	95	6	and	and	CCONJ
hi-469	95	7	regulation	regulation	NOUN
hi-469	95	8	1	1	NUM
hi-469	95	9	absence	absence	NOUN
hi-469	95	10	of	of	ADP
hi-469	95	11	proper	proper	ADJ
hi-469	95	12	regulations	regulation	NOUN
hi-469	95	13	on	on	ADP
hi-469	95	14	family	family	NOUN
hi-469	95	15	takaful	takaful	ADJ
hi-469	95	16	in	in	ADP
hi-469	95	17	bangladesh	bangladesh	PROPN
hi-469	95	18	2	2	NUM
hi-469	95	19	insurance	insurance	NOUN
hi-469	95	20	development	development	NOUN
hi-469	95	21	and	and	CCONJ
hi-469	95	22	regulatory	regulatory	ADJ
hi-469	95	23	authority	authority	NOUN
hi-469	95	24	control	control	NOUN
hi-469	95	25	3	3	NUM
hi-469	95	26	absence	absence	NOUN
hi-469	95	27	of	of	ADP
hi-469	95	28	legal	legal	ADJ
hi-469	95	29	power	power	NOUN
hi-469	95	30	of	of	ADP
hi-469	95	31	central	central	ADJ
hi-469	95	32	sharê‘ah	sharê‘ah	NOUN
hi-469	95	33	4	4	NUM
hi-469	95	34	negligence	negligence	NOUN
hi-469	95	35	of	of	ADP
hi-469	95	36	the	the	DET
hi-469	95	37	family	family	NOUN
hi-469	95	38	takaful	takaful	ADJ
hi-469	95	39	in	in	ADP
hi-469	95	40	bangladesh	bangladesh	PROPN
hi-469	95	41	.	.	PUNCT
hi-469	96	1	table	table	NOUN
hi-469	96	2	3	3	NUM
hi-469	96	3	:	:	PUNCT
hi-469	96	4	challenges	challenge	NOUN
hi-469	96	5	based	base	VERB
hi-469	96	6	on	on	ADP
hi-469	96	7	the	the	DET
hi-469	96	8	government	government	NOUN
hi-469	96	9	’s	’s	PART
hi-469	96	10	rules	rule	NOUN
hi-469	96	11	and	and	CCONJ
hi-469	96	12	regulations	regulation	NOUN
hi-469	96	13	of	of	ADP
hi-469	96	14	bangladesh	bangladesh	NOUN
hi-469	96	15	sources	source	NOUN
hi-469	96	16	:	:	PUNCT
hi-469	96	17	interviews	interview	NOUN
hi-469	96	18	with	with	ADP
hi-469	96	19	stakeholders	stakeholder	NOUN
hi-469	96	20	of	of	ADP
hi-469	96	21	a	a	DET
hi-469	96	22	and	and	CCONJ
hi-469	96	23	b	b	NOUN
hi-469	96	24	companies	company	NOUN
hi-469	96	25	in	in	ADP
hi-469	96	26	bangladesh	bangladesh	NOUN
hi-469	96	27	challenges	challenge	NOUN
hi-469	96	28	related	relate	VERB
hi-469	96	29	to	to	ADP
hi-469	96	30	takaful	takaful	ADJ
hi-469	96	31	companies	company	NOUN
hi-469	96	32	in	in	ADP
hi-469	96	33	bangladesh	bangladesh	NOUN
hi-469	96	34	theme	theme	NOUN
hi-469	96	35	2	2	NUM
hi-469	96	36	(	(	PUNCT
hi-469	96	37	table	table	NOUN
hi-469	96	38	4	4	NUM
hi-469	96	39	):	):	PUNCT
hi-469	96	40	the	the	DET
hi-469	96	41	major	major	ADJ
hi-469	96	42	challenges	challenge	NOUN
hi-469	96	43	related	relate	VERB
hi-469	96	44	to	to	ADP
hi-469	96	45	family	family	NOUN
hi-469	96	46	takaful	takaful	ADJ
hi-469	96	47	issues	issue	NOUN
hi-469	96	48	in	in	ADP
hi-469	96	49	line	line	NOUN
hi-469	96	50	with	with	ADP
hi-469	96	51	the	the	DET
hi-469	96	52	companies	company	NOUN
hi-469	96	53	in	in	ADP
hi-469	96	54	bangladesh	bangladesh	PROPN
hi-469	96	55	.	.	PUNCT
hi-469	97	1	takaful	takaful	ADJ
hi-469	97	2	companies	company	NOUN
hi-469	97	3	seek	seek	VERB
hi-469	97	4	to	to	PART
hi-469	97	5	employ	employ	VERB
hi-469	97	6	people	people	NOUN
hi-469	97	7	who	who	PRON
hi-469	97	8	can	can	AUX
hi-469	97	9	benefit	benefit	VERB
hi-469	97	10	the	the	DET
hi-469	97	11	company	company	NOUN
hi-469	97	12	most	most	ADV
hi-469	97	13	;	;	PUNCT
hi-469	97	14	however	however	ADV
hi-469	97	15	,	,	PUNCT
hi-469	97	16	many	many	ADJ
hi-469	97	17	employees	employee	NOUN
hi-469	97	18	of	of	ADP
hi-469	97	19	takaful	takaful	ADJ
hi-469	97	20	companies	company	NOUN
hi-469	97	21	are	be	AUX
hi-469	97	22	poorly	poorly	ADV
hi-469	97	23	educated	educate	VERB
hi-469	97	24	and	and	CCONJ
hi-469	97	25	have	have	VERB
hi-469	97	26	no	no	DET
hi-469	97	27	knowledge	knowledge	NOUN
hi-469	97	28	of	of	ADP
hi-469	97	29	takaful	takaful	ADJ
hi-469	97	30	.	.	PUNCT
hi-469	98	1	besides	besides	SCONJ
hi-469	98	2	,	,	PUNCT
hi-469	98	3	takaful	takaful	ADJ
hi-469	98	4	companies	company	NOUN
hi-469	98	5	do	do	AUX
hi-469	98	6	not	not	PART
hi-469	98	7	inform	inform	VERB
hi-469	98	8	participants	participant	NOUN
hi-469	98	9	of	of	ADP
hi-469	98	10	takaful	takaful	ADJ
hi-469	98	11	the	the	DET
hi-469	98	12	model	model	NOUN
hi-469	98	13	of	of	ADP
hi-469	98	14	takaful	takaful	ADJ
hi-469	98	15	operation	operation	NOUN
hi-469	98	16	that	that	PRON
hi-469	98	17	is	be	AUX
hi-469	98	18	being	be	AUX
hi-469	98	19	adopted	adopt	VERB
hi-469	98	20	by	by	ADP
hi-469	98	21	the	the	DET
hi-469	98	22	companies	company	NOUN
hi-469	98	23	.	.	PUNCT
hi-469	99	1	the	the	DET
hi-469	99	2	commission	commission	NOUN
hi-469	99	3	system	system	NOUN
hi-469	99	4	is	be	AUX
hi-469	99	5	another	another	DET
hi-469	99	6	major	major	ADJ
hi-469	99	7	issue	issue	NOUN
hi-469	99	8	in	in	ADP
hi-469	99	9	the	the	DET
hi-469	99	10	operations	operation	NOUN
hi-469	99	11	of	of	ADP
hi-469	99	12	takaful	takaful	ADJ
hi-469	99	13	companies	company	NOUN
hi-469	99	14	.	.	PUNCT
hi-469	100	1	the	the	DET
hi-469	100	2	companies	company	NOUN
hi-469	100	3	take	take	VERB
hi-469	100	4	a	a	DET
hi-469	100	5	significant	significant	ADJ
hi-469	100	6	amount	amount	NOUN
hi-469	100	7	of	of	ADP
hi-469	100	8	money	money	NOUN
hi-469	100	9	as	as	ADP
hi-469	100	10	commissions	commission	NOUN
hi-469	100	11	from	from	ADP
hi-469	100	12	the	the	DET
hi-469	100	13	participant	participant	NOUN
hi-469	100	14	’s	’s	PART
hi-469	100	15	premium	premium	NOUN
hi-469	100	16	without	without	ADP
hi-469	100	17	informing	inform	VERB
hi-469	100	18	them	they	PRON
hi-469	100	19	.	.	PUNCT
hi-469	101	1	for	for	ADP
hi-469	101	2	example	example	NOUN
hi-469	101	3	,	,	PUNCT
hi-469	101	4	the	the	DET
hi-469	101	5	first	first	ADJ
hi-469	101	6	-	-	PUNCT
hi-469	101	7	year	year	NOUN
hi-469	101	8	participant	participant	NOUN
hi-469	101	9	’s	’s	PART
hi-469	101	10	contribution	contribution	NOUN
hi-469	101	11	to	to	ADP
hi-469	101	12	the	the	DET
hi-469	101	13	takaful	takaful	ADJ
hi-469	101	14	pool	pool	NOUN
hi-469	101	15	is	be	AUX
hi-469	101	16	not	not	PART
hi-469	101	17	invested	invest	VERB
hi-469	101	18	;	;	PUNCT
hi-469	101	19	rather	rather	ADV
hi-469	101	20	,	,	PUNCT
hi-469	101	21	it	it	PRON
hi-469	101	22	is	be	AUX
hi-469	101	23	distributed	distribute	VERB
hi-469	101	24	among	among	ADP
hi-469	101	25	brokers	broker	NOUN
hi-469	101	26	and	and	CCONJ
hi-469	101	27	related	related	ADJ
hi-469	101	28	staff	staff	NOUN
hi-469	101	29	of	of	ADP
hi-469	101	30	the	the	DET
hi-469	101	31	company	company	NOUN
hi-469	101	32	proportionally	proportionally	ADV
hi-469	101	33	.	.	PUNCT
hi-469	102	1	in	in	ADP
hi-469	102	2	some	some	DET
hi-469	102	3	cases	case	NOUN
hi-469	102	4	,	,	PUNCT
hi-469	102	5	participants	participant	NOUN
hi-469	102	6	face	face	VERB
hi-469	102	7	difficulties	difficulty	NOUN
hi-469	102	8	in	in	ADP
hi-469	102	9	paying	pay	VERB
hi-469	102	10	their	their	PRON
hi-469	102	11	contributions	contribution	NOUN
hi-469	102	12	to	to	ADP
hi-469	102	13	the	the	DET
hi-469	102	14	takaful	takaful	ADJ
hi-469	102	15	due	due	ADP
hi-469	102	16	to	to	ADP
hi-469	102	17	the	the	DET
hi-469	102	18	closure	closure	NOUN
hi-469	102	19	of	of	ADP
hi-469	102	20	takaful	takaful	ADJ
hi-469	102	21	branch	branch	NOUN
hi-469	102	22	as	as	SCONJ
hi-469	102	23	there	there	PRON
hi-469	102	24	are	be	VERB
hi-469	102	25	insufficient	insufficient	ADJ
hi-469	102	26	participants	participant	NOUN
hi-469	102	27	.	.	PUNCT
hi-469	103	1	in	in	ADP
hi-469	103	2	this	this	DET
hi-469	103	3	situation	situation	NOUN
hi-469	103	4	,	,	PUNCT
hi-469	103	5	participants	participant	NOUN
hi-469	103	6	must	must	AUX
hi-469	103	7	go	go	VERB
hi-469	103	8	to	to	ADP
hi-469	103	9	the	the	DET
hi-469	103	10	head	head	NOUN
hi-469	103	11	office	office	NOUN
hi-469	103	12	to	to	PART
hi-469	103	13	pay	pay	VERB
hi-469	103	14	their	their	PRON
hi-469	103	15	takaful	takaful	ADJ
hi-469	103	16	premium	premium	NOUN
hi-469	103	17	.	.	PUNCT
hi-469	104	1	many	many	ADJ
hi-469	104	2	participants	participant	NOUN
hi-469	104	3	can	can	AUX
hi-469	104	4	not	not	PART
hi-469	104	5	do	do	VERB
hi-469	104	6	it	it	PRON
hi-469	104	7	because	because	SCONJ
hi-469	104	8	of	of	ADP
hi-469	104	9	the	the	DET
hi-469	104	10	distance	distance	NOUN
hi-469	104	11	.	.	PUNCT
hi-469	105	1	this	this	PRON
hi-469	105	2	allows	allow	VERB
hi-469	105	3	takaful	takaful	ADJ
hi-469	105	4	companies	company	NOUN
hi-469	105	5	to	to	PART
hi-469	105	6	devour	devour	VERB
hi-469	105	7	their	their	PRON
hi-469	105	8	premiums	premium	NOUN
hi-469	105	9	unjustly	unjustly	ADV
hi-469	105	10	.	.	PUNCT
hi-469	106	1	there	there	PRON
hi-469	106	2	is	be	VERB
hi-469	106	3	also	also	ADV
hi-469	106	4	a	a	DET
hi-469	106	5	lot	lot	NOUN
hi-469	106	6	of	of	ADP
hi-469	106	7	mismanagement	mismanagement	NOUN
hi-469	106	8	of	of	ADP
hi-469	106	9	takaful	takaful	NOUN
hi-469	106	10	.	.	PUNCT
hi-469	107	1	for	for	ADP
hi-469	107	2	example	example	NOUN
hi-469	107	3	,	,	PUNCT
hi-469	107	4	takaful	takaful	ADJ
hi-469	107	5	companies	company	NOUN
hi-469	107	6	recruit	recruit	VERB
hi-469	107	7	unauthorized	unauthorized	ADJ
hi-469	107	8	brokers	broker	NOUN
hi-469	107	9	who	who	PRON
hi-469	107	10	have	have	VERB
hi-469	107	11	no	no	DET
hi-469	107	12	legal	legal	ADJ
hi-469	107	13	license	license	NOUN
hi-469	107	14	.	.	PUNCT
hi-469	108	1	many	many	ADJ
hi-469	108	2	employees	employee	NOUN
hi-469	108	3	emphasize	emphasize	VERB
hi-469	108	4	earning	earn	VERB
hi-469	108	5	money	money	NOUN
hi-469	108	6	instead	instead	ADV
hi-469	108	7	66	66	NUM
hi-469	108	8	family	family	NOUN
hi-469	108	9	takaful	takaful	ADJ
hi-469	108	10	in	in	ADP
hi-469	108	11	bangladesh	bangladesh	NOUN
hi-469	108	12	…	…	PUNCT
hi-469	108	13	of	of	ADP
hi-469	108	14	implementing	implement	VERB
hi-469	108	15	takaful	takaful	ADJ
hi-469	108	16	principles	principle	NOUN
hi-469	108	17	because	because	SCONJ
hi-469	108	18	most	most	ADJ
hi-469	108	19	of	of	ADP
hi-469	108	20	them	they	PRON
hi-469	108	21	have	have	AUX
hi-469	108	22	come	come	VERB
hi-469	108	23	from	from	ADP
hi-469	108	24	conventional	conventional	ADJ
hi-469	108	25	insurance	insurance	NOUN
hi-469	108	26	.	.	PUNCT
hi-469	109	1	earning	earn	VERB
hi-469	109	2	money	money	NOUN
hi-469	109	3	by	by	ADP
hi-469	109	4	any	any	DET
hi-469	109	5	means	mean	NOUN
hi-469	109	6	seems	seem	VERB
hi-469	109	7	to	to	PART
hi-469	109	8	guide	guide	VERB
hi-469	109	9	their	their	PRON
hi-469	109	10	behavior	behavior	NOUN
hi-469	109	11	.	.	PUNCT
hi-469	110	1	furthermore	furthermore	ADV
hi-469	110	2	,	,	PUNCT
hi-469	110	3	profit	profit	NOUN
hi-469	110	4	-	-	PUNCT
hi-469	110	5	oriented	orient	VERB
hi-469	110	6	policy	policy	NOUN
hi-469	110	7	bars	bar	NOUN
hi-469	110	8	the	the	DET
hi-469	110	9	further	further	ADJ
hi-469	110	10	development	development	NOUN
hi-469	110	11	of	of	ADP
hi-469	110	12	takaful	takaful	ADJ
hi-469	110	13	as	as	SCONJ
hi-469	110	14	many	many	ADJ
hi-469	110	15	are	be	AUX
hi-469	110	16	established	establish	VERB
hi-469	110	17	solely	solely	ADV
hi-469	110	18	for	for	ADP
hi-469	110	19	profit	profit	NOUN
hi-469	110	20	,	,	PUNCT
hi-469	110	21	and	and	CCONJ
hi-469	110	22	have	have	VERB
hi-469	110	23	no	no	DET
hi-469	110	24	intention	intention	NOUN
hi-469	110	25	to	to	PART
hi-469	110	26	implement	implement	VERB
hi-469	110	27	the	the	DET
hi-469	110	28	principles	principle	NOUN
hi-469	110	29	of	of	ADP
hi-469	110	30	takaful	takaful	ADJ
hi-469	110	31	.	.	PUNCT
hi-469	111	1	no	no	DET
hi-469	111	2	challenges	challenge	NOUN
hi-469	111	3	related	relate	VERB
hi-469	111	4	to	to	ADP
hi-469	111	5	company	company	NOUN
hi-469	111	6	’s	’s	PART
hi-469	111	7	perspective	perspective	NOUN
hi-469	111	8	1	1	NUM
hi-469	111	9	absence	absence	NOUN
hi-469	111	10	of	of	ADP
hi-469	111	11	sufficient	sufficient	ADJ
hi-469	111	12	skilled	skilled	ADJ
hi-469	111	13	human	human	ADJ
hi-469	111	14	2	2	NUM
hi-469	111	15	lack	lack	NOUN
hi-469	111	16	of	of	ADP
hi-469	111	17	disclosure	disclosure	NOUN
hi-469	111	18	of	of	ADP
hi-469	111	19	information	information	NOUN
hi-469	111	20	on	on	ADP
hi-469	111	21	family	family	NOUN
hi-469	111	22	takaful	takaful	ADJ
hi-469	111	23	in	in	ADP
hi-469	111	24	bangladesh	bangladesh	PROPN
hi-469	111	25	3	3	NUM
hi-469	111	26	commission	commission	NOUN
hi-469	111	27	system	system	NOUN
hi-469	111	28	in	in	ADP
hi-469	111	29	family	family	NOUN
hi-469	111	30	takaful	takaful	ADJ
hi-469	111	31	in	in	ADP
hi-469	111	32	bangladesh	bangladesh	NOUN
hi-469	111	33	4	4	NUM
hi-469	111	34	absence	absence	NOUN
hi-469	111	35	of	of	ADP
hi-469	111	36	interlink	interlink	NOUN
hi-469	111	37	of	of	ADP
hi-469	111	38	the	the	DET
hi-469	111	39	branches	branch	NOUN
hi-469	111	40	5	5	NUM
hi-469	111	41	mismanagement	mismanagement	NOUN
hi-469	111	42	6	6	NUM
hi-469	111	43	business	business	NOUN
hi-469	111	44	oriented	orient	VERB
hi-469	111	45	policy	policy	NOUN
hi-469	111	46	for	for	ADP
hi-469	111	47	family	family	NOUN
hi-469	111	48	takaful	takaful	ADJ
hi-469	111	49	in	in	ADP
hi-469	111	50	bangladesh	bangladesh	NOUN
hi-469	111	51	table	table	NOUN
hi-469	111	52	4	4	NUM
hi-469	111	53	:	:	PUNCT
hi-469	111	54	challenges	challenge	NOUN
hi-469	111	55	based	base	VERB
hi-469	111	56	on	on	ADP
hi-469	111	57	the	the	DET
hi-469	111	58	company	company	NOUN
hi-469	111	59	’s	’s	PART
hi-469	111	60	perspective	perspective	NOUN
hi-469	111	61	in	in	ADP
hi-469	111	62	bangladesh	bangladesh	NOUN
hi-469	111	63	sources	source	NOUN
hi-469	111	64	:	:	PUNCT
hi-469	111	65	interview	interview	NOUN
hi-469	111	66	with	with	ADP
hi-469	111	67	stakeholders	stakeholder	NOUN
hi-469	111	68	of	of	ADP
hi-469	111	69	a	a	DET
hi-469	111	70	and	and	CCONJ
hi-469	111	71	b	b	NOUN
hi-469	111	72	companies	company	NOUN
hi-469	111	73	in	in	ADP
hi-469	111	74	bangladesh	bangladesh	NOUN
hi-469	111	75	.	.	PUNCT
hi-469	112	1	challenges	challenge	NOUN
hi-469	112	2	pertaining	pertain	VERB
hi-469	112	3	to	to	ADP
hi-469	112	4	participants	participant	NOUN
hi-469	112	5	in	in	ADP
hi-469	112	6	bangladesh	bangladesh	NOUN
hi-469	112	7	theme	theme	NOUN
hi-469	112	8	3	3	NUM
hi-469	112	9	(	(	PUNCT
hi-469	112	10	table	table	NOUN
hi-469	112	11	5	5	NUM
hi-469	112	12	):	):	PUNCT
hi-469	112	13	the	the	DET
hi-469	112	14	challenges	challenge	NOUN
hi-469	112	15	based	base	VERB
hi-469	112	16	on	on	ADP
hi-469	112	17	the	the	DET
hi-469	112	18	participants	participant	NOUN
hi-469	112	19	of	of	ADP
hi-469	112	20	family	family	NOUN
hi-469	112	21	takaful	takaful	ADJ
hi-469	112	22	company	company	NOUN
hi-469	112	23	in	in	ADP
hi-469	112	24	bangladesh	bangladesh	PROPN
hi-469	112	25	.	.	PUNCT
hi-469	113	1	in	in	ADP
hi-469	113	2	bangladesh	bangladesh	PROPN
hi-469	113	3	,	,	PUNCT
hi-469	113	4	there	there	PRON
hi-469	113	5	is	be	VERB
hi-469	113	6	a	a	DET
hi-469	113	7	lack	lack	NOUN
hi-469	113	8	of	of	ADP
hi-469	113	9	information	information	NOUN
hi-469	113	10	about	about	ADP
hi-469	113	11	family	family	NOUN
hi-469	113	12	takaful	takaful	ADJ
hi-469	113	13	.	.	PUNCT
hi-469	114	1	hence	hence	ADV
hi-469	114	2	,	,	PUNCT
hi-469	114	3	most	most	ADJ
hi-469	114	4	participants	participant	NOUN
hi-469	114	5	do	do	AUX
hi-469	114	6	not	not	PART
hi-469	114	7	have	have	VERB
hi-469	114	8	knowledge	knowledge	NOUN
hi-469	114	9	about	about	ADP
hi-469	114	10	the	the	DET
hi-469	114	11	family	family	NOUN
hi-469	114	12	takaful	takaful	ADJ
hi-469	114	13	,	,	PUNCT
hi-469	114	14	its	its	PRON
hi-469	114	15	model	model	NOUN
hi-469	114	16	of	of	ADP
hi-469	114	17	operations	operation	NOUN
hi-469	114	18	and	and	CCONJ
hi-469	114	19	investment	investment	NOUN
hi-469	114	20	rules	rule	NOUN
hi-469	114	21	.	.	PUNCT
hi-469	115	1	consequently	consequently	ADV
hi-469	115	2	,	,	PUNCT
hi-469	115	3	they	they	PRON
hi-469	115	4	are	be	AUX
hi-469	115	5	unaware	unaware	ADJ
hi-469	115	6	of	of	ADP
hi-469	115	7	the	the	DET
hi-469	115	8	benefits	benefit	NOUN
hi-469	115	9	of	of	ADP
hi-469	115	10	family	family	NOUN
hi-469	115	11	takaful	takaful	ADJ
hi-469	115	12	that	that	PRON
hi-469	115	13	make	make	VERB
hi-469	115	14	people	people	NOUN
hi-469	115	15	solvent	solvent	ADJ
hi-469	115	16	in	in	ADP
hi-469	115	17	society	society	NOUN
hi-469	115	18	by	by	ADP
hi-469	115	19	keeping	keep	VERB
hi-469	115	20	wealth	wealth	NOUN
hi-469	115	21	for	for	ADP
hi-469	115	22	the	the	DET
hi-469	115	23	future	future	NOUN
hi-469	115	24	in	in	ADP
hi-469	115	25	a	a	DET
hi-469	115	26	legitimate	legitimate	ADJ
hi-469	115	27	way	way	NOUN
hi-469	115	28	.	.	PUNCT
hi-469	116	1	lack	lack	NOUN
hi-469	116	2	of	of	ADP
hi-469	116	3	documentation	documentation	NOUN
hi-469	116	4	and	and	CCONJ
hi-469	116	5	proper	proper	ADJ
hi-469	116	6	information	information	NOUN
hi-469	116	7	about	about	ADP
hi-469	116	8	claims	claim	NOUN
hi-469	116	9	means	mean	VERB
hi-469	116	10	many	many	ADJ
hi-469	116	11	participants	participant	NOUN
hi-469	116	12	are	be	AUX
hi-469	116	13	unable	unable	ADJ
hi-469	116	14	to	to	PART
hi-469	116	15	claim	claim	VERB
hi-469	116	16	the	the	DET
hi-469	116	17	surplus	surplus	NOUN
hi-469	116	18	from	from	ADP
hi-469	116	19	family	family	NOUN
hi-469	116	20	takaful	takaful	ADJ
hi-469	116	21	products	product	NOUN
hi-469	116	22	because	because	SCONJ
hi-469	116	23	they	they	PRON
hi-469	116	24	are	be	AUX
hi-469	116	25	not	not	PART
hi-469	116	26	asked	ask	VERB
hi-469	116	27	by	by	ADP
hi-469	116	28	the	the	DET
hi-469	116	29	respective	respective	ADJ
hi-469	116	30	company	company	NOUN
hi-469	116	31	to	to	PART
hi-469	116	32	provide	provide	VERB
hi-469	116	33	all	all	DET
hi-469	116	34	documents	document	NOUN
hi-469	116	35	at	at	ADP
hi-469	116	36	the	the	DET
hi-469	116	37	time	time	NOUN
hi-469	116	38	of	of	ADP
hi-469	116	39	initiating	initiate	VERB
hi-469	116	40	the	the	DET
hi-469	116	41	policy	policy	NOUN
hi-469	116	42	.	.	PUNCT
hi-469	117	1	when	when	SCONJ
hi-469	117	2	they	they	PRON
hi-469	117	3	want	want	VERB
hi-469	117	4	to	to	PART
hi-469	117	5	claim	claim	VERB
hi-469	117	6	,	,	PUNCT
hi-469	117	7	the	the	DET
hi-469	117	8	company	company	NOUN
hi-469	117	9	asks	ask	VERB
hi-469	117	10	them	they	PRON
hi-469	117	11	to	to	PART
hi-469	117	12	provide	provide	VERB
hi-469	117	13	all	all	DET
hi-469	117	14	the	the	DET
hi-469	117	15	necessary	necessary	ADJ
hi-469	117	16	documents	document	NOUN
hi-469	117	17	and	and	CCONJ
hi-469	117	18	information	information	NOUN
hi-469	117	19	related	relate	VERB
hi-469	117	20	to	to	ADP
hi-469	117	21	the	the	DET
hi-469	117	22	policy	policy	NOUN
hi-469	117	23	.	.	PUNCT
hi-469	118	1	some	some	DET
hi-469	118	2	takaful	takaful	ADJ
hi-469	118	3	branches	branch	NOUN
hi-469	118	4	had	have	VERB
hi-469	118	5	to	to	PART
hi-469	118	6	close	close	VERB
hi-469	118	7	due	due	ADJ
hi-469	118	8	to	to	ADP
hi-469	118	9	a	a	DET
hi-469	118	10	shortage	shortage	NOUN
hi-469	118	11	of	of	ADP
hi-469	118	12	participation	participation	NOUN
hi-469	118	13	,	,	PUNCT
hi-469	118	14	and	and	CCONJ
hi-469	118	15	the	the	DET
hi-469	118	16	firm	firm	NOUN
hi-469	118	17	does	do	AUX
hi-469	118	18	n't	not	PART
hi-469	118	19	have	have	VERB
hi-469	118	20	a	a	DET
hi-469	118	21	central	central	ADJ
hi-469	118	22	database	database	NOUN
hi-469	118	23	to	to	PART
hi-469	118	24	monitor	monitor	VERB
hi-469	118	25	all	all	PRON
hi-469	118	26	of	of	ADP
hi-469	118	27	its	its	PRON
hi-469	118	28	branches	branch	NOUN
hi-469	118	29	online	online	ADV
hi-469	118	30	.	.	PUNCT
hi-469	119	1	the	the	DET
hi-469	119	2	only	only	ADJ
hi-469	119	3	way	way	NOUN
hi-469	119	4	for	for	SCONJ
hi-469	119	5	participants	participant	NOUN
hi-469	119	6	to	to	PART
hi-469	119	7	pay	pay	VERB
hi-469	119	8	the	the	DET
hi-469	119	9	premium	premium	NOUN
hi-469	119	10	and	and	CCONJ
hi-469	119	11	get	get	VERB
hi-469	119	12	their	their	PRON
hi-469	119	13	excess	excess	NOUN
hi-469	119	14	is	be	AUX
hi-469	119	15	to	to	PART
hi-469	119	16	go	go	VERB
hi-469	119	17	to	to	ADP
hi-469	119	18	the	the	DET
hi-469	119	19	main	main	ADJ
hi-469	119	20	office	office	NOUN
hi-469	119	21	.	.	PUNCT
hi-469	120	1	the	the	DET
hi-469	120	2	corporation	corporation	NOUN
hi-469	120	3	unjustly	unjustly	ADV
hi-469	120	4	absorbs	absorb	VERB
hi-469	120	5	the	the	DET
hi-469	120	6	owing	owe	VERB
hi-469	120	7	money	money	NOUN
hi-469	120	8	as	as	SCONJ
hi-469	120	9	many	many	ADJ
hi-469	120	10	participants	participant	NOUN
hi-469	120	11	are	be	AUX
hi-469	120	12	unable	unable	ADJ
hi-469	120	13	to	to	PART
hi-469	120	14	reach	reach	VERB
hi-469	120	15	the	the	DET
hi-469	120	16	main	main	ADJ
hi-469	120	17	office	office	NOUN
hi-469	120	18	due	due	ADP
hi-469	120	19	to	to	ADP
hi-469	120	20	distance	distance	NOUN
hi-469	120	21	.	.	PUNCT
hi-469	121	1	usually	usually	ADV
hi-469	121	2	,	,	PUNCT
hi-469	121	3	participants	participant	NOUN
hi-469	121	4	are	be	AUX
hi-469	121	5	involved	involve	VERB
hi-469	121	6	in	in	ADP
hi-469	121	7	takaful	takaful	ADJ
hi-469	121	8	via	via	ADP
hi-469	121	9	agents	agent	NOUN
hi-469	121	10	and	and	CCONJ
hi-469	121	11	brokers	broker	NOUN
hi-469	121	12	of	of	ADP
hi-469	121	13	the	the	DET
hi-469	121	14	company	company	NOUN
hi-469	121	15	,	,	PUNCT
hi-469	121	16	and	and	CCONJ
hi-469	121	17	they	they	PRON
hi-469	121	18	have	have	VERB
hi-469	121	19	no	no	DET
hi-469	121	20	information	information	NOUN
hi-469	121	21	about	about	ADP
hi-469	121	22	these	these	DET
hi-469	121	23	agents	agent	NOUN
hi-469	121	24	and	and	CCONJ
hi-469	121	25	brokers	broker	NOUN
hi-469	121	26	.	.	PUNCT
hi-469	122	1	many	many	ADJ
hi-469	122	2	brokers	broker	NOUN
hi-469	122	3	and	and	CCONJ
hi-469	122	4	agents	agent	NOUN
hi-469	122	5	provide	provide	VERB
hi-469	122	6	fake	fake	ADJ
hi-469	122	7	information	information	NOUN
hi-469	122	8	about	about	ADP
hi-469	122	9	the	the	DET
hi-469	122	10	company	company	NOUN
hi-469	122	11	and	and	CCONJ
hi-469	122	12	have	have	VERB
hi-469	122	13	no	no	DET
hi-469	122	14	legal	legal	ADJ
hi-469	122	15	license	license	NOUN
hi-469	122	16	from	from	ADP
hi-469	122	17	the	the	DET
hi-469	122	18	government	government	NOUN
hi-469	122	19	,	,	PUNCT
hi-469	122	20	and	and	CCONJ
hi-469	122	21	many	many	ADJ
hi-469	122	22	of	of	ADP
hi-469	122	23	them	they	PRON
hi-469	122	24	give	give	VERB
hi-469	122	25	fake	fake	ADJ
hi-469	122	26	receipts	receipt	NOUN
hi-469	122	27	to	to	ADP
hi-469	122	28	participants	participant	NOUN
hi-469	122	29	.	.	PUNCT
hi-469	123	1	sometimes	sometimes	ADV
hi-469	123	2	they	they	PRON
hi-469	123	3	do	do	AUX
hi-469	123	4	not	not	PART
hi-469	123	5	hand	hand	VERB
hi-469	123	6	over	over	ADP
hi-469	123	7	the	the	DET
hi-469	123	8	participants	participant	NOUN
hi-469	123	9	’	'	PUNCT
hi-469	123	10	premium	premium	NOUN
hi-469	123	11	and	and	CCONJ
hi-469	123	12	hamdard	hamdard	ADJ
hi-469	123	13	islamicus	islamicus	PROPN
hi-469	123	14	vol	vol	NOUN
hi-469	123	15	.	.	PUNCT
hi-469	124	1	xlviii	xlviii	PROPN
hi-469	124	2	,	,	PUNCT
hi-469	124	3	no.1	no.1	X
hi-469	124	4	67	67	NUM
hi-469	124	5	disappear	disappear	NOUN
hi-469	124	6	from	from	ADP
hi-469	124	7	the	the	DET
hi-469	124	8	company	company	NOUN
hi-469	124	9	,	,	PUNCT
hi-469	124	10	while	while	SCONJ
hi-469	124	11	the	the	DET
hi-469	124	12	participants	participant	NOUN
hi-469	124	13	lose	lose	VERB
hi-469	124	14	all	all	DET
hi-469	124	15	their	their	PRON
hi-469	124	16	money	money	NOUN
hi-469	124	17	.	.	PUNCT
hi-469	125	1	no	no	DET
hi-469	125	2	challenges	challenge	NOUN
hi-469	125	3	related	relate	VERB
hi-469	125	4	to	to	ADP
hi-469	125	5	the	the	DET
hi-469	125	6	participants	participant	NOUN
hi-469	125	7	1	1	NUM
hi-469	125	8	lack	lack	NOUN
hi-469	125	9	of	of	ADP
hi-469	125	10	knowledge	knowledge	NOUN
hi-469	125	11	on	on	ADP
hi-469	125	12	family	family	NOUN
hi-469	125	13	takaful	takaful	ADJ
hi-469	125	14	2	2	NUM
hi-469	125	15	inability	inability	NOUN
hi-469	125	16	to	to	PART
hi-469	125	17	claim	claim	VERB
hi-469	125	18	surplus	surplus	NOUN
hi-469	125	19	in	in	ADP
hi-469	125	20	family	family	NOUN
hi-469	125	21	takaful	takaful	ADJ
hi-469	125	22	in	in	ADP
hi-469	125	23	bangladesh	bangladesh	PROPN
hi-469	125	24	3	3	NUM
hi-469	125	25	participant	participant	ADJ
hi-469	125	26	-	-	PUNCT
hi-469	125	27	agent	agent	NOUN
hi-469	125	28	conflict	conflict	NOUN
hi-469	125	29	on	on	ADP
hi-469	125	30	family	family	NOUN
hi-469	125	31	takaful	takaful	ADJ
hi-469	125	32	table	table	NOUN
hi-469	125	33	5	5	NUM
hi-469	125	34	:	:	PUNCT
hi-469	125	35	challenges	challenge	NOUN
hi-469	125	36	based	base	VERB
hi-469	125	37	on	on	ADP
hi-469	125	38	the	the	DET
hi-469	125	39	participants	participant	NOUN
hi-469	125	40	’	'	PUNCT
hi-469	125	41	perspective	perspective	NOUN
hi-469	125	42	in	in	ADP
hi-469	125	43	bangladesh	bangladesh	NOUN
hi-469	125	44	sources	source	NOUN
hi-469	125	45	:	:	PUNCT
hi-469	125	46	interview	interview	NOUN
hi-469	125	47	with	with	ADP
hi-469	125	48	stakeholders	stakeholder	NOUN
hi-469	125	49	of	of	ADP
hi-469	125	50	a	a	PRON
hi-469	125	51	and	and	CCONJ
hi-469	125	52	b	b	NOUN
hi-469	125	53	from	from	ADP
hi-469	125	54	bangladesh	bangladesh	NOUN
hi-469	125	55	discussions	discussion	NOUN
hi-469	125	56	the	the	DET
hi-469	125	57	study	study	NOUN
hi-469	125	58	identified	identify	VERB
hi-469	125	59	three	three	NUM
hi-469	125	60	key	key	ADJ
hi-469	125	61	dilemmas	dilemma	NOUN
hi-469	125	62	that	that	PRON
hi-469	125	63	need	need	VERB
hi-469	125	64	to	to	PART
hi-469	125	65	be	be	AUX
hi-469	125	66	addressed	address	VERB
hi-469	125	67	in	in	ADP
hi-469	125	68	order	order	NOUN
hi-469	125	69	to	to	PART
hi-469	125	70	improve	improve	VERB
hi-469	125	71	the	the	DET
hi-469	125	72	existing	exist	VERB
hi-469	125	73	condition	condition	NOUN
hi-469	125	74	and	and	CCONJ
hi-469	125	75	enhance	enhance	VERB
hi-469	125	76	the	the	DET
hi-469	125	77	overall	overall	ADJ
hi-469	125	78	performance	performance	NOUN
hi-469	125	79	of	of	ADP
hi-469	125	80	the	the	DET
hi-469	125	81	family	family	NOUN
hi-469	125	82	takaful	takaful	ADJ
hi-469	125	83	industry	industry	NOUN
hi-469	125	84	in	in	ADP
hi-469	125	85	bangladesh	bangladesh	PROPN
hi-469	125	86	,	,	PUNCT
hi-469	125	87	which	which	PRON
hi-469	125	88	covers	cover	VERB
hi-469	125	89	in	in	ADP
hi-469	125	90	this	this	DET
hi-469	125	91	section	section	NOUN
hi-469	125	92	of	of	ADP
hi-469	125	93	this	this	DET
hi-469	125	94	article	article	NOUN
hi-469	125	95	.	.	PUNCT
hi-469	126	1	thus	thus	ADV
hi-469	126	2	,	,	PUNCT
hi-469	126	3	the	the	DET
hi-469	126	4	restorative	restorative	ADJ
hi-469	126	5	strategies	strategy	NOUN
hi-469	126	6	for	for	ADP
hi-469	126	7	rules	rule	NOUN
hi-469	126	8	and	and	CCONJ
hi-469	126	9	regulations	regulation	NOUN
hi-469	126	10	are	be	AUX
hi-469	126	11	explored	explore	VERB
hi-469	126	12	first	first	ADV
hi-469	126	13	,	,	PUNCT
hi-469	126	14	followed	follow	VERB
hi-469	126	15	by	by	ADP
hi-469	126	16	the	the	DET
hi-469	126	17	remedial	remedial	ADJ
hi-469	126	18	strategies	strategy	NOUN
hi-469	126	19	for	for	ADP
hi-469	126	20	the	the	DET
hi-469	126	21	company	company	NOUN
hi-469	126	22	,	,	PUNCT
hi-469	126	23	and	and	CCONJ
hi-469	126	24	finally	finally	ADV
hi-469	126	25	the	the	DET
hi-469	126	26	remedial	remedial	ADJ
hi-469	126	27	approaches	approach	NOUN
hi-469	126	28	for	for	ADP
hi-469	126	29	the	the	DET
hi-469	126	30	family	family	NOUN
hi-469	126	31	takaful	takaful	ADJ
hi-469	126	32	participants	participant	NOUN
hi-469	126	33	in	in	ADP
hi-469	126	34	bangladesh	bangladesh	NOUN
hi-469	126	35	are	be	AUX
hi-469	126	36	discussed	discuss	VERB
hi-469	126	37	here	here	ADV
hi-469	126	38	.	.	PUNCT
hi-469	127	1	remedial	remedial	ADJ
hi-469	127	2	strategies	strategy	NOUN
hi-469	127	3	for	for	ADP
hi-469	127	4	the	the	DET
hi-469	127	5	family	family	NOUN
hi-469	127	6	takaful	takaful	NOUN
hi-469	127	7	of	of	ADP
hi-469	127	8	bangladesh	bangladesh	NOUN
hi-469	127	9	remedial	remedial	ADJ
hi-469	127	10	strategies	strategy	NOUN
hi-469	127	11	for	for	ADP
hi-469	127	12	the	the	DET
hi-469	127	13	rules	rule	NOUN
hi-469	127	14	and	and	CCONJ
hi-469	127	15	regulations	regulation	NOUN
hi-469	127	16	the	the	DET
hi-469	127	17	bangladesh	bangladesh	NOUN
hi-469	127	18	government	government	NOUN
hi-469	127	19	should	should	AUX
hi-469	127	20	introduce	introduce	VERB
hi-469	127	21	dedicated	dedicated	ADJ
hi-469	127	22	rules	rule	NOUN
hi-469	127	23	and	and	CCONJ
hi-469	127	24	regulations	regulation	NOUN
hi-469	127	25	to	to	PART
hi-469	127	26	govern	govern	VERB
hi-469	127	27	the	the	DET
hi-469	127	28	family	family	NOUN
hi-469	127	29	takaful	takaful	ADJ
hi-469	127	30	operations	operation	NOUN
hi-469	127	31	.	.	PUNCT
hi-469	128	1	in	in	ADP
hi-469	128	2	this	this	DET
hi-469	128	3	matter	matter	NOUN
hi-469	128	4	,	,	PUNCT
hi-469	128	5	the	the	DET
hi-469	128	6	government	government	NOUN
hi-469	128	7	can	can	AUX
hi-469	128	8	appoint	appoint	VERB
hi-469	128	9	a	a	DET
hi-469	128	10	group	group	NOUN
hi-469	128	11	of	of	ADP
hi-469	128	12	muslim	muslim	ADJ
hi-469	128	13	scholars	scholar	NOUN
hi-469	128	14	in	in	ADP
hi-469	128	15	the	the	DET
hi-469	128	16	related	relate	VERB
hi-469	128	17	field	field	NOUN
hi-469	128	18	to	to	PART
hi-469	128	19	draft	draft	VERB
hi-469	128	20	relevant	relevant	ADJ
hi-469	128	21	and	and	CCONJ
hi-469	128	22	suitable	suitable	ADJ
hi-469	128	23	rules	rule	NOUN
hi-469	128	24	and	and	CCONJ
hi-469	128	25	regulations	regulation	NOUN
hi-469	128	26	for	for	ADP
hi-469	128	27	family	family	NOUN
hi-469	128	28	takaful	takaful	NOUN
hi-469	128	29	(	(	PUNCT
hi-469	128	30	member	member	NOUN
hi-469	128	31	of	of	ADP
hi-469	128	32	sharê‘ah	sharê‘ah	PROPN
hi-469	128	33	board	board	PROPN
hi-469	128	34	and	and	CCONJ
hi-469	128	35	officers	officer	NOUN
hi-469	128	36	of	of	ADP
hi-469	128	37	a	a	PRON
hi-469	128	38	and	and	CCONJ
hi-469	128	39	b	b	NOUN
hi-469	128	40	)	)	PUNCT
hi-469	128	41	.	.	PUNCT
hi-469	129	1	it	it	PRON
hi-469	129	2	can	can	AUX
hi-469	129	3	send	send	VERB
hi-469	129	4	a	a	DET
hi-469	129	5	special	special	ADJ
hi-469	129	6	group	group	NOUN
hi-469	129	7	of	of	ADP
hi-469	129	8	people	people	NOUN
hi-469	129	9	to	to	PART
hi-469	129	10	work	work	VERB
hi-469	129	11	with	with	ADP
hi-469	129	12	highly	highly	ADV
hi-469	129	13	regulated	regulated	ADJ
hi-469	129	14	takaful	takaful	ADJ
hi-469	129	15	industries	industry	NOUN
hi-469	129	16	such	such	ADJ
hi-469	129	17	as	as	ADP
hi-469	129	18	in	in	ADP
hi-469	129	19	the	the	DET
hi-469	129	20	united	united	PROPN
hi-469	129	21	arab	arab	PROPN
hi-469	129	22	emirate	emirate	PROPN
hi-469	129	23	(	(	PUNCT
hi-469	129	24	uae	uae	PROPN
hi-469	129	25	)	)	PUNCT
hi-469	129	26	and	and	CCONJ
hi-469	129	27	malaysia	malaysia	PROPN
hi-469	129	28	to	to	PART
hi-469	129	29	benefit	benefit	VERB
hi-469	129	30	from	from	ADP
hi-469	129	31	their	their	PRON
hi-469	129	32	regulatory	regulatory	ADJ
hi-469	129	33	systems	system	NOUN
hi-469	129	34	.	.	PUNCT
hi-469	130	1	the	the	DET
hi-469	130	2	takaful	takaful	ADJ
hi-469	130	3	company	company	NOUN
hi-469	130	4	can	can	AUX
hi-469	130	5	be	be	AUX
hi-469	130	6	regulated	regulate	VERB
hi-469	130	7	by	by	ADP
hi-469	130	8	the	the	DET
hi-469	130	9	central	central	ADJ
hi-469	130	10	bank	bank	PROPN
hi-469	130	11	of	of	ADP
hi-469	130	12	bangladesh	bangladesh	PROPN
hi-469	130	13	following	follow	VERB
hi-469	130	14	the	the	DET
hi-469	130	15	central	central	ADJ
hi-469	130	16	bank	bank	NOUN
hi-469	130	17	of	of	ADP
hi-469	130	18	malaysia.52	malaysia.52	NOUN
hi-469	130	19	the	the	DET
hi-469	130	20	central	central	ADJ
hi-469	130	21	bank	bank	PROPN
hi-469	130	22	of	of	ADP
hi-469	130	23	malaysia	malaysia	PROPN
hi-469	130	24	regulates	regulate	VERB
hi-469	130	25	both	both	DET
hi-469	130	26	insurance	insurance	NOUN
hi-469	130	27	and	and	CCONJ
hi-469	130	28	takaful	takaful	ADJ
hi-469	130	29	companies	company	NOUN
hi-469	130	30	by	by	ADP
hi-469	130	31	having	have	VERB
hi-469	130	32	separate	separate	ADJ
hi-469	130	33	acts	act	NOUN
hi-469	130	34	for	for	ADP
hi-469	130	35	both	both	DET
hi-469	130	36	insurance	insurance	NOUN
hi-469	130	37	and	and	CCONJ
hi-469	130	38	takaful.53	takaful.53	NOUN
hi-469	130	39	it	it	PRON
hi-469	130	40	could	could	AUX
hi-469	130	41	establish	establish	VERB
hi-469	130	42	an	an	DET
hi-469	130	43	authority	authority	NOUN
hi-469	130	44	to	to	PART
hi-469	130	45	guide	guide	VERB
hi-469	130	46	all	all	DET
hi-469	130	47	takaful	takaful	ADJ
hi-469	130	48	operators	operator	NOUN
hi-469	130	49	in	in	ADP
hi-469	130	50	the	the	DET
hi-469	130	51	country.54	country.54	NOUN
hi-469	130	52	the	the	DET
hi-469	130	53	government	government	NOUN
hi-469	130	54	can	can	AUX
hi-469	130	55	form	form	VERB
hi-469	130	56	a	a	DET
hi-469	130	57	dedicated	dedicated	ADJ
hi-469	130	58	group	group	NOUN
hi-469	130	59	of	of	ADP
hi-469	130	60	muslim	muslim	ADJ
hi-469	130	61	scholars	scholar	NOUN
hi-469	130	62	by	by	ADP
hi-469	130	63	giving	give	VERB
hi-469	130	64	them	they	PRON
hi-469	130	65	authority	authority	NOUN
hi-469	130	66	in	in	ADP
hi-469	130	67	the	the	DET
hi-469	130	68	idra	idra	PROPN
hi-469	130	69	to	to	PART
hi-469	130	70	observe	observe	VERB
hi-469	130	71	takaful	takaful	ADJ
hi-469	130	72	practices	practice	NOUN
hi-469	130	73	in	in	ADP
hi-469	130	74	the	the	DET
hi-469	130	75	country	country	NOUN
hi-469	130	76	.	.	PUNCT
hi-469	131	1	a	a	DET
hi-469	131	2	central	central	ADJ
hi-469	131	3	sharê‘ah	sharê‘ah	NOUN
hi-469	131	4	board	board	NOUN
hi-469	131	5	should	should	AUX
hi-469	131	6	be	be	AUX
hi-469	131	7	formed	form	VERB
hi-469	131	8	by	by	ADP
hi-469	131	9	the	the	DET
hi-469	131	10	government	government	NOUN
hi-469	131	11	to	to	PART
hi-469	131	12	oversee	oversee	VERB
hi-469	131	13	takaful	takaful	ADJ
hi-469	131	14	companies	company	NOUN
hi-469	131	15	(	(	PUNCT
hi-469	131	16	officers	officer	NOUN
hi-469	131	17	and	and	CCONJ
hi-469	131	18	member	member	NOUN
hi-469	131	19	of	of	ADP
hi-469	131	20	sharê‘ah	sharê‘ah	PROPN
hi-469	131	21	board	board	PROPN
hi-469	131	22	for	for	ADP
hi-469	131	23	a	a	PRON
hi-469	131	24	and	and	CCONJ
hi-469	131	25	b	b	NOUN
hi-469	131	26	)	)	PUNCT
hi-469	131	27	.	.	PUNCT
hi-469	132	1	the	the	DET
hi-469	132	2	government	government	NOUN
hi-469	132	3	may	may	AUX
hi-469	132	4	authorise	authorise	VERB
hi-469	132	5	the	the	DET
hi-469	132	6	central	central	ADJ
hi-469	132	7	sharê‘ah	sharê‘ah	NOUN
hi-469	132	8	council	council	PROPN
hi-469	132	9	for	for	ADP
hi-469	132	10	islamic	islamic	PROPN
hi-469	132	11	insurance	insurance	NOUN
hi-469	132	12	of	of	ADP
hi-469	132	13	bangladesh	bangladesh	NOUN
hi-469	132	14	by	by	ADP
hi-469	132	15	giving	give	VERB
hi-469	132	16	it	it	PRON
hi-469	132	17	legal	legal	ADJ
hi-469	132	18	power	power	NOUN
hi-469	132	19	to	to	PART
hi-469	132	20	control	control	VERB
hi-469	132	21	takaful	takaful	ADJ
hi-469	132	22	activities	activity	NOUN
hi-469	132	23	(	(	PUNCT
hi-469	132	24	member	member	NOUN
hi-469	132	25	of	of	ADP
hi-469	132	26	68	68	NUM
hi-469	132	27	family	family	NOUN
hi-469	132	28	takaful	takaful	NOUN
hi-469	132	29	in	in	ADP
hi-469	132	30	bangladesh	bangladesh	PROPN
hi-469	132	31	…	…	PUNCT
hi-469	132	32	sharê‘ah	sharê‘ah	NOUN
hi-469	132	33	board	board	NOUN
hi-469	132	34	of	of	ADP
hi-469	132	35	a	a	PRON
hi-469	132	36	and	and	CCONJ
hi-469	132	37	b).thus	b).thus	PROPN
hi-469	132	38	,	,	PUNCT
hi-469	132	39	the	the	DET
hi-469	132	40	government	government	NOUN
hi-469	132	41	should	should	AUX
hi-469	132	42	pay	pay	VERB
hi-469	132	43	attention	attention	NOUN
hi-469	132	44	to	to	ADP
hi-469	132	45	implementing	implement	VERB
hi-469	132	46	takaful	takaful	ADJ
hi-469	132	47	in	in	ADP
hi-469	132	48	order	order	NOUN
hi-469	132	49	to	to	PART
hi-469	132	50	meet	meet	VERB
hi-469	132	51	the	the	DET
hi-469	132	52	demands	demand	NOUN
hi-469	132	53	of	of	ADP
hi-469	132	54	the	the	DET
hi-469	132	55	majority	majority	NOUN
hi-469	132	56	muslim	muslim	ADJ
hi-469	132	57	population	population	NOUN
hi-469	132	58	.	.	PUNCT
hi-469	133	1	in	in	ADP
hi-469	133	2	order	order	NOUN
hi-469	133	3	to	to	PART
hi-469	133	4	comply	comply	VERB
hi-469	133	5	with	with	ADP
hi-469	133	6	sharê‘ah	sharê‘ah	NOUN
hi-469	133	7	principles	principle	NOUN
hi-469	133	8	by	by	ADP
hi-469	133	9	the	the	DET
hi-469	133	10	takaful	takaful	ADJ
hi-469	133	11	companies	company	NOUN
hi-469	133	12	,	,	PUNCT
hi-469	133	13	the	the	DET
hi-469	133	14	government	government	NOUN
hi-469	133	15	should	should	AUX
hi-469	133	16	regulate	regulate	VERB
hi-469	133	17	,	,	PUNCT
hi-469	133	18	monitor	monitor	NOUN
hi-469	133	19	,	,	PUNCT
hi-469	133	20	and	and	CCONJ
hi-469	133	21	enforce	enforce	VERB
hi-469	133	22	the	the	DET
hi-469	133	23	rules	rule	NOUN
hi-469	133	24	,	,	PUNCT
hi-469	133	25	and	and	CCONJ
hi-469	133	26	,	,	PUNCT
hi-469	133	27	in	in	ADP
hi-469	133	28	their	their	PRON
hi-469	133	29	absence	absence	NOUN
hi-469	133	30	,	,	PUNCT
hi-469	133	31	a	a	DET
hi-469	133	32	sharê‘ah	sharê‘ah	NUM
hi-469	133	33	board	board	NOUN
hi-469	133	34	should	should	AUX
hi-469	133	35	oversee	oversee	VERB
hi-469	133	36	the	the	DET
hi-469	133	37	operations	operation	NOUN
hi-469	133	38	of	of	ADP
hi-469	133	39	takaful	takaful	ADJ
hi-469	133	40	companies.55	companies.55	NOUN
hi-469	133	41	the	the	DET
hi-469	133	42	political	political	ADJ
hi-469	133	43	instability	instability	NOUN
hi-469	133	44	is	be	AUX
hi-469	133	45	another	another	DET
hi-469	133	46	factor.56	factor.56	NOUN
hi-469	133	47	a	a	DET
hi-469	133	48	stable	stable	ADJ
hi-469	133	49	government	government	NOUN
hi-469	133	50	is	be	AUX
hi-469	133	51	a	a	DET
hi-469	133	52	product	product	NOUN
hi-469	133	53	of	of	ADP
hi-469	133	54	a	a	DET
hi-469	133	55	responsible	responsible	ADJ
hi-469	133	56	government	government	NOUN
hi-469	133	57	.	.	PUNCT
hi-469	134	1	in	in	ADP
hi-469	134	2	the	the	DET
hi-469	134	3	context	context	NOUN
hi-469	134	4	of	of	ADP
hi-469	134	5	takaful	takaful	ADJ
hi-469	134	6	,	,	PUNCT
hi-469	134	7	the	the	DET
hi-469	134	8	state	state	NOUN
hi-469	134	9	government	government	NOUN
hi-469	134	10	is	be	AUX
hi-469	134	11	responsible	responsible	ADJ
hi-469	134	12	to	to	PART
hi-469	134	13	form	form	VERB
hi-469	134	14	a	a	DET
hi-469	134	15	designated	designate	VERB
hi-469	134	16	regulation	regulation	NOUN
hi-469	134	17	for	for	ADP
hi-469	134	18	the	the	DET
hi-469	134	19	industry	industry	NOUN
hi-469	134	20	.	.	PUNCT
hi-469	135	1	in	in	ADP
hi-469	135	2	this	this	DET
hi-469	135	3	regard	regard	NOUN
hi-469	135	4	,	,	PUNCT
hi-469	135	5	prophet	prophet	NOUN
hi-469	135	6	mohammad	mohammad	PROPN
hi-469	135	7	(	(	PUNCT
hi-469	135	8	the	the	DET
hi-469	135	9	final	final	ADJ
hi-469	135	10	prophet	prophet	NOUN
hi-469	135	11	of	of	ADP
hi-469	135	12	allah	allah	PROPN
hi-469	135	13	,	,	PUNCT
hi-469	135	14	peace	peace	NOUN
hi-469	135	15	be	be	VERB
hi-469	135	16	upon	upon	SCONJ
hi-469	135	17	him	he	PRON
hi-469	135	18	,	,	PUNCT
hi-469	135	19	his	his	PRON
hi-469	135	20	progeny	progeny	NOUN
hi-469	135	21	and	and	CCONJ
hi-469	135	22	companions	companion	NOUN
hi-469	135	23	)	)	PUNCT
hi-469	135	24	said	say	VERB
hi-469	135	25	:	:	PUNCT
hi-469	135	26	"	"	PUNCT
hi-469	135	27	every	every	DET
hi-469	135	28	one	one	NUM
hi-469	135	29	of	of	ADP
hi-469	135	30	you	you	PRON
hi-469	135	31	is	be	AUX
hi-469	135	32	a	a	DET
hi-469	135	33	shepherd	shepherd	NOUN
hi-469	135	34	,	,	PUNCT
hi-469	135	35	and	and	CCONJ
hi-469	135	36	every	every	DET
hi-469	135	37	one	one	NUM
hi-469	135	38	of	of	ADP
hi-469	135	39	you	you	PRON
hi-469	135	40	will	will	AUX
hi-469	135	41	be	be	AUX
hi-469	135	42	questioned	question	VERB
hi-469	135	43	about	about	ADP
hi-469	135	44	those	those	PRON
hi-469	135	45	under	under	ADP
hi-469	135	46	his	his	PRON
hi-469	135	47	rule	rule	NOUN
hi-469	135	48	,	,	PUNCT
hi-469	135	49	the	the	DET
hi-469	135	50	ruler	ruler	NOUN
hi-469	135	51	is	be	AUX
hi-469	135	52	a	a	DET
hi-469	135	53	shepherd	shepherd	NOUN
hi-469	135	54	,	,	PUNCT
hi-469	135	55	and	and	CCONJ
hi-469	135	56	he	he	PRON
hi-469	135	57	will	will	AUX
hi-469	135	58	be	be	AUX
hi-469	135	59	questioned	question	VERB
hi-469	135	60	about	about	ADP
hi-469	135	61	his	his	PRON
hi-469	135	62	subjects	subject	NOUN
hi-469	135	63	;	;	PUNCT
hi-469	135	64	the	the	DET
hi-469	135	65	man	man	NOUN
hi-469	135	66	is	be	AUX
hi-469	135	67	a	a	DET
hi-469	135	68	shepherd	shepherd	NOUN
hi-469	135	69	in	in	ADP
hi-469	135	70	his	his	PRON
hi-469	135	71	family	family	NOUN
hi-469	135	72	,	,	PUNCT
hi-469	135	73	and	and	CCONJ
hi-469	135	74	he	he	PRON
hi-469	135	75	will	will	AUX
hi-469	135	76	be	be	AUX
hi-469	135	77	questioned	question	VERB
hi-469	135	78	about	about	ADP
hi-469	135	79	those	those	PRON
hi-469	135	80	under	under	ADP
hi-469	135	81	his	his	PRON
hi-469	135	82	care	care	NOUN
hi-469	135	83	;	;	PUNCT
hi-469	135	84	and	and	CCONJ
hi-469	135	85	the	the	DET
hi-469	135	86	woman	woman	NOUN
hi-469	135	87	is	be	AUX
hi-469	135	88	a	a	DET
hi-469	135	89	shepherd	shepherd	NOUN
hi-469	135	90	in	in	ADP
hi-469	135	91	the	the	DET
hi-469	135	92	house	house	NOUN
hi-469	135	93	of	of	ADP
hi-469	135	94	her	her	PRON
hi-469	135	95	husband	husband	NOUN
hi-469	135	96	,	,	PUNCT
hi-469	135	97	and	and	CCONJ
hi-469	135	98	she	she	PRON
hi-469	135	99	will	will	AUX
hi-469	135	100	be	be	AUX
hi-469	135	101	questioned	question	VERB
hi-469	135	102	about	about	ADP
hi-469	135	103	those	those	PRON
hi-469	135	104	under	under	ADP
hi-469	135	105	her	her	PRON
hi-469	135	106	care	care	NOUN
hi-469	135	107	,	,	PUNCT
hi-469	135	108	server	server	NOUN
hi-469	135	109	is	be	AUX
hi-469	135	110	a	a	DET
hi-469	135	111	shepherd	shepherd	NOUN
hi-469	135	112	of	of	ADP
hi-469	135	113	his	his	PRON
hi-469	135	114	owner	owner	NOUN
hi-469	135	115	’s	’s	PART
hi-469	135	116	wealth".57	wealth".57	NOUN
hi-469	135	117	if	if	SCONJ
hi-469	135	118	the	the	DET
hi-469	135	119	government	government	NOUN
hi-469	135	120	introduces	introduce	VERB
hi-469	135	121	dedicated	dedicated	ADJ
hi-469	135	122	regulations	regulation	NOUN
hi-469	135	123	for	for	ADP
hi-469	135	124	the	the	DET
hi-469	135	125	takaful	takaful	ADJ
hi-469	135	126	company	company	NOUN
hi-469	135	127	like	like	ADP
hi-469	135	128	in	in	ADP
hi-469	135	129	malaysia,58	malaysia,58	NOUN
hi-469	135	130	then	then	ADV
hi-469	135	131	participants	participant	NOUN
hi-469	135	132	of	of	ADP
hi-469	135	133	takaful	takaful	ADJ
hi-469	135	134	can	can	AUX
hi-469	135	135	help	help	VERB
hi-469	135	136	each	each	DET
hi-469	135	137	other	other	ADJ
hi-469	135	138	during	during	ADP
hi-469	135	139	difficult	difficult	ADJ
hi-469	135	140	times	time	NOUN
hi-469	135	141	.	.	PUNCT
hi-469	136	1	solvency	solvency	NOUN
hi-469	136	2	of	of	ADP
hi-469	136	3	takaful	takaful	ADJ
hi-469	136	4	companies	company	NOUN
hi-469	136	5	will	will	AUX
hi-469	136	6	help	help	VERB
hi-469	136	7	reduce	reduce	VERB
hi-469	136	8	the	the	DET
hi-469	136	9	burden	burden	NOUN
hi-469	136	10	of	of	ADP
hi-469	136	11	the	the	DET
hi-469	136	12	government	government	NOUN
hi-469	136	13	,	,	PUNCT
hi-469	136	14	which	which	PRON
hi-469	136	15	will	will	AUX
hi-469	136	16	help	help	VERB
hi-469	136	17	the	the	DET
hi-469	136	18	industry	industry	NOUN
hi-469	136	19	to	to	PART
hi-469	136	20	develop	develop	VERB
hi-469	136	21	faster	fast	ADV
hi-469	136	22	and	and	CCONJ
hi-469	136	23	establish	establish	VERB
hi-469	136	24	the	the	DET
hi-469	136	25	economy	economy	NOUN
hi-469	136	26	of	of	ADP
hi-469	136	27	muslim	muslim	ADJ
hi-469	136	28	communities	community	NOUN
hi-469	136	29	,	,	PUNCT
hi-469	136	30	which	which	PRON
hi-469	136	31	will	will	AUX
hi-469	136	32	increase	increase	VERB
hi-469	136	33	the	the	DET
hi-469	136	34	national	national	ADJ
hi-469	136	35	gdp	gdp	NOUN
hi-469	136	36	of	of	ADP
hi-469	136	37	bangladesh	bangladesh	PROPN
hi-469	136	38	.	.	PUNCT
hi-469	137	1	remedial	remedial	ADJ
hi-469	137	2	strategies	strategy	NOUN
hi-469	137	3	for	for	ADP
hi-469	137	4	the	the	DET
hi-469	137	5	companies	company	NOUN
hi-469	137	6	of	of	ADP
hi-469	137	7	bangladesh	bangladesh	ADJ
hi-469	137	8	takaful	takaful	ADJ
hi-469	137	9	companies	company	NOUN
hi-469	137	10	in	in	ADP
hi-469	137	11	bangladesh	bangladesh	NOUN
hi-469	137	12	should	should	AUX
hi-469	137	13	employ	employ	VERB
hi-469	137	14	qualified	qualified	ADJ
hi-469	137	15	and	and	CCONJ
hi-469	137	16	well	well	ADV
hi-469	137	17	-	-	PUNCT
hi-469	137	18	educated	educate	VERB
hi-469	137	19	staff	staff	NOUN
hi-469	137	20	,	,	PUNCT
hi-469	137	21	and	and	CCONJ
hi-469	137	22	should	should	AUX
hi-469	137	23	not	not	PART
hi-469	137	24	engage	engage	VERB
hi-469	137	25	in	in	ADP
hi-469	137	26	nepotism	nepotism	NOUN
hi-469	137	27	during	during	ADP
hi-469	137	28	the	the	DET
hi-469	137	29	recruitment	recruitment	NOUN
hi-469	137	30	of	of	ADP
hi-469	137	31	employees	employee	NOUN
hi-469	137	32	(	(	PUNCT
hi-469	137	33	participants	participant	NOUN
hi-469	137	34	and	and	CCONJ
hi-469	137	35	member	member	NOUN
hi-469	137	36	of	of	ADP
hi-469	137	37	sharê‘ah	sharê‘ah	PROPN
hi-469	137	38	board	board	PROPN
hi-469	137	39	for	for	ADP
hi-469	137	40	a	a	PRON
hi-469	137	41	and	and	CCONJ
hi-469	137	42	b	b	NOUN
hi-469	137	43	)	)	PUNCT
hi-469	137	44	.	.	PUNCT
hi-469	138	1	it	it	PRON
hi-469	138	2	should	should	AUX
hi-469	138	3	emphasise	emphasise	VERB
hi-469	138	4	good	good	ADJ
hi-469	138	5	manners	manner	NOUN
hi-469	138	6	and	and	CCONJ
hi-469	138	7	ethics	ethic	NOUN
hi-469	138	8	in	in	ADP
hi-469	138	9	selecting	select	VERB
hi-469	138	10	employees	employee	NOUN
hi-469	138	11	to	to	PART
hi-469	138	12	reach	reach	VERB
hi-469	138	13	the	the	DET
hi-469	138	14	goal	goal	NOUN
hi-469	138	15	of	of	ADP
hi-469	138	16	establishing	establish	VERB
hi-469	138	17	an	an	DET
hi-469	138	18	islamic	islamic	ADJ
hi-469	138	19	economy	economy	NOUN
hi-469	138	20	in	in	ADP
hi-469	138	21	bangladesh	bangladesh	PROPN
hi-469	138	22	(	(	PUNCT
hi-469	138	23	officers	officer	NOUN
hi-469	138	24	of	of	ADP
hi-469	138	25	a	a	PRON
hi-469	138	26	and	and	CCONJ
hi-469	138	27	b	b	NOUN
hi-469	138	28	)	)	PUNCT
hi-469	138	29	.	.	PUNCT
hi-469	139	1	takaful	takaful	ADJ
hi-469	139	2	companies	company	NOUN
hi-469	139	3	should	should	AUX
hi-469	139	4	inform	inform	VERB
hi-469	139	5	their	their	PRON
hi-469	139	6	participants	participant	NOUN
hi-469	139	7	about	about	ADP
hi-469	139	8	their	their	PRON
hi-469	139	9	activities	activity	NOUN
hi-469	139	10	and	and	CCONJ
hi-469	139	11	models	model	NOUN
hi-469	139	12	used	use	VERB
hi-469	139	13	for	for	ADP
hi-469	139	14	the	the	DET
hi-469	139	15	investment	investment	NOUN
hi-469	139	16	of	of	ADP
hi-469	139	17	participants	participant	NOUN
hi-469	139	18	’	'	PUNCT
hi-469	139	19	contributions	contribution	NOUN
hi-469	139	20	for	for	ADP
hi-469	139	21	the	the	DET
hi-469	139	22	family	family	NOUN
hi-469	139	23	takaful	takaful	NOUN
hi-469	139	24	(	(	PUNCT
hi-469	139	25	participants	participant	NOUN
hi-469	139	26	of	of	ADP
hi-469	139	27	a	a	PRON
hi-469	139	28	and	and	CCONJ
hi-469	139	29	b	b	NOUN
hi-469	139	30	)	)	PUNCT
hi-469	139	31	.	.	PUNCT
hi-469	140	1	they	they	PRON
hi-469	140	2	should	should	AUX
hi-469	140	3	employ	employ	VERB
hi-469	140	4	brokers	broker	NOUN
hi-469	140	5	who	who	PRON
hi-469	140	6	have	have	VERB
hi-469	140	7	legal	legal	ADJ
hi-469	140	8	licenses	license	NOUN
hi-469	140	9	.	.	PUNCT
hi-469	141	1	they	they	PRON
hi-469	141	2	should	should	AUX
hi-469	141	3	investigate	investigate	VERB
hi-469	141	4	all	all	DET
hi-469	141	5	documents	document	NOUN
hi-469	141	6	related	relate	VERB
hi-469	141	7	to	to	ADP
hi-469	141	8	the	the	DET
hi-469	141	9	family	family	NOUN
hi-469	141	10	takaful	takaful	ADJ
hi-469	141	11	policy	policy	NOUN
hi-469	141	12	and	and	CCONJ
hi-469	141	13	offer	offer	VERB
hi-469	141	14	participants	participant	NOUN
hi-469	141	15	policies	policy	NOUN
hi-469	141	16	after	after	ADP
hi-469	141	17	all	all	DET
hi-469	141	18	evidence	evidence	NOUN
hi-469	141	19	(	(	PUNCT
hi-469	141	20	member	member	NOUN
hi-469	141	21	of	of	ADP
hi-469	141	22	sharê‘ah	sharê‘ah	PROPN
hi-469	141	23	board	board	PROPN
hi-469	141	24	and	and	CCONJ
hi-469	141	25	participants	participant	NOUN
hi-469	141	26	of	of	ADP
hi-469	141	27	a	a	PRON
hi-469	141	28	and	and	CCONJ
hi-469	141	29	b	b	NOUN
hi-469	141	30	)	)	PUNCT
hi-469	141	31	.	.	PUNCT
hi-469	142	1	the	the	DET
hi-469	142	2	takaful	takaful	ADJ
hi-469	142	3	companies	company	NOUN
hi-469	142	4	should	should	AUX
hi-469	142	5	disclose	disclose	VERB
hi-469	142	6	to	to	ADP
hi-469	142	7	all	all	DET
hi-469	142	8	participants	participant	NOUN
hi-469	142	9	about	about	ADP
hi-469	142	10	their	their	PRON
hi-469	142	11	investment	investment	NOUN
hi-469	142	12	activities	activity	NOUN
hi-469	142	13	for	for	ADP
hi-469	142	14	the	the	DET
hi-469	142	15	family	family	NOUN
hi-469	142	16	takaful	takaful	ADJ
hi-469	142	17	policy	policy	NOUN
hi-469	142	18	in	in	ADP
hi-469	142	19	bangladesh	bangladesh	NOUN
hi-469	142	20	.	.	PUNCT
hi-469	143	1	the	the	DET
hi-469	143	2	company	company	NOUN
hi-469	143	3	should	should	AUX
hi-469	143	4	give	give	VERB
hi-469	143	5	up	up	ADP
hi-469	143	6	illegal	illegal	ADJ
hi-469	143	7	commissions	commission	NOUN
hi-469	143	8	from	from	ADP
hi-469	143	9	participants	participant	NOUN
hi-469	143	10	’	'	PUNCT
hi-469	143	11	insurance	insurance	NOUN
hi-469	143	12	policies	policy	NOUN
hi-469	143	13	(	(	PUNCT
hi-469	143	14	member	member	NOUN
hi-469	143	15	of	of	ADP
hi-469	143	16	sharê‘ah	sharê‘ah	PROPN
hi-469	143	17	board	board	PROPN
hi-469	143	18	,	,	PUNCT
hi-469	143	19	participants	participant	NOUN
hi-469	143	20	and	and	CCONJ
hi-469	143	21	officers	officer	NOUN
hi-469	143	22	of	of	ADP
hi-469	143	23	a	a	PRON
hi-469	143	24	and	and	CCONJ
hi-469	143	25	b	b	NOUN
hi-469	143	26	)	)	PUNCT
hi-469	143	27	.	.	PUNCT
hi-469	144	1	in	in	ADP
hi-469	144	2	this	this	DET
hi-469	144	3	situation	situation	NOUN
hi-469	144	4	,	,	PUNCT
hi-469	144	5	the	the	DET
hi-469	144	6	researcher	researcher	NOUN
hi-469	144	7	suggests	suggest	VERB
hi-469	144	8	takaful	takaful	ADJ
hi-469	144	9	companies	company	NOUN
hi-469	144	10	to	to	PART
hi-469	144	11	follow	follow	VERB
hi-469	144	12	the	the	DET
hi-469	144	13	wakālah	wakālah	NOUN
hi-469	144	14	(	(	PUNCT
hi-469	144	15	agency	agency	NOUN
hi-469	144	16	system)59	system)59	ADJ
hi-469	144	17	or	or	CCONJ
hi-469	144	18	hybrid60	hybrid60	NOUN
hi-469	144	19	model	model	NOUN
hi-469	144	20	hamdard	hamdard	PROPN
hi-469	144	21	islamicus	islamicus	PROPN
hi-469	144	22	vol	vol	PROPN
hi-469	144	23	.	.	PUNCT
hi-469	145	1	xlviii	xlviii	PROPN
hi-469	145	2	,	,	PUNCT
hi-469	145	3	no.1	no.1	X
hi-469	145	4	69	69	NUM
hi-469	145	5	of	of	ADP
hi-469	145	6	operation	operation	NOUN
hi-469	145	7	to	to	PART
hi-469	145	8	avoid	avoid	VERB
hi-469	145	9	any	any	DET
hi-469	145	10	issues	issue	NOUN
hi-469	145	11	regarding	regard	VERB
hi-469	145	12	commissions	commission	NOUN
hi-469	145	13	on	on	ADP
hi-469	145	14	family	family	NOUN
hi-469	145	15	takaful	takaful	ADJ
hi-469	145	16	.	.	PUNCT
hi-469	146	1	takaful	takaful	ADJ
hi-469	146	2	companies	company	NOUN
hi-469	146	3	should	should	AUX
hi-469	146	4	be	be	AUX
hi-469	146	5	linked	link	VERB
hi-469	146	6	with	with	ADP
hi-469	146	7	each	each	DET
hi-469	146	8	branch	branch	NOUN
hi-469	146	9	.	.	PUNCT
hi-469	147	1	each	each	DET
hi-469	147	2	participant	participant	NOUN
hi-469	147	3	should	should	AUX
hi-469	147	4	be	be	AUX
hi-469	147	5	able	able	ADJ
hi-469	147	6	to	to	PART
hi-469	147	7	get	get	VERB
hi-469	147	8	all	all	DET
hi-469	147	9	information	information	NOUN
hi-469	147	10	from	from	ADP
hi-469	147	11	any	any	DET
hi-469	147	12	branch	branch	NOUN
hi-469	147	13	.	.	PUNCT
hi-469	148	1	to	to	PART
hi-469	148	2	solve	solve	VERB
hi-469	148	3	the	the	DET
hi-469	148	4	mismanagement	mismanagement	NOUN
hi-469	148	5	of	of	ADP
hi-469	148	6	takaful	takaful	ADJ
hi-469	148	7	companies	company	NOUN
hi-469	148	8	,	,	PUNCT
hi-469	148	9	it	it	PRON
hi-469	148	10	can	can	AUX
hi-469	148	11	recruit	recruit	VERB
hi-469	148	12	authorised	authorise	VERB
hi-469	148	13	brokers	broker	NOUN
hi-469	148	14	who	who	PRON
hi-469	148	15	have	have	VERB
hi-469	148	16	legal	legal	ADJ
hi-469	148	17	licenses	license	NOUN
hi-469	148	18	(	(	PUNCT
hi-469	148	19	officers	officer	NOUN
hi-469	148	20	and	and	CCONJ
hi-469	148	21	member	member	NOUN
hi-469	148	22	of	of	ADP
hi-469	148	23	sharê‘ah	sharê‘ah	PROPN
hi-469	148	24	board	board	PROPN
hi-469	148	25	of	of	ADP
hi-469	148	26	a	a	PRON
hi-469	148	27	and	and	CCONJ
hi-469	148	28	b	b	NOUN
hi-469	148	29	)	)	PUNCT
hi-469	148	30	.	.	PUNCT
hi-469	149	1	it	it	PRON
hi-469	149	2	should	should	AUX
hi-469	149	3	monitor	monitor	VERB
hi-469	149	4	its	its	PRON
hi-469	149	5	staff	staff	NOUN
hi-469	149	6	and	and	CCONJ
hi-469	149	7	workers	worker	NOUN
hi-469	149	8	about	about	ADP
hi-469	149	9	their	their	PRON
hi-469	149	10	responsibilities	responsibility	NOUN
hi-469	149	11	and	and	CCONJ
hi-469	149	12	duties	duty	NOUN
hi-469	149	13	.	.	PUNCT
hi-469	150	1	in	in	ADP
hi-469	150	2	this	this	DET
hi-469	150	3	regard	regard	NOUN
hi-469	150	4	,	,	PUNCT
hi-469	150	5	companies	company	NOUN
hi-469	150	6	can	can	AUX
hi-469	150	7	give	give	VERB
hi-469	150	8	full	full	ADJ
hi-469	150	9	authority	authority	NOUN
hi-469	150	10	to	to	ADP
hi-469	150	11	the	the	DET
hi-469	150	12	internal	internal	ADJ
hi-469	150	13	sharê‘ah	sharê‘ah	NOUN
hi-469	150	14	board	board	NOUN
hi-469	150	15	to	to	PART
hi-469	150	16	monitor	monitor	VERB
hi-469	150	17	all	all	PRON
hi-469	150	18	activities.61	activities.61	ADP
hi-469	150	19	the	the	DET
hi-469	150	20	company	company	NOUN
hi-469	150	21	should	should	AUX
hi-469	150	22	penalise	penalise	VERB
hi-469	150	23	unethical	unethical	ADJ
hi-469	150	24	employees	employee	NOUN
hi-469	150	25	by	by	ADP
hi-469	150	26	establishing	establish	VERB
hi-469	150	27	commissions	commission	NOUN
hi-469	150	28	of	of	ADP
hi-469	150	29	inquiry	inquiry	NOUN
hi-469	150	30	and	and	CCONJ
hi-469	150	31	inspection	inspection	NOUN
hi-469	150	32	.	.	PUNCT
hi-469	151	1	it	it	PRON
hi-469	151	2	can	can	AUX
hi-469	151	3	also	also	ADV
hi-469	151	4	refer	refer	VERB
hi-469	151	5	to	to	ADP
hi-469	151	6	the	the	DET
hi-469	151	7	court	court	NOUN
hi-469	151	8	of	of	ADP
hi-469	151	9	law	law	NOUN
hi-469	151	10	to	to	PART
hi-469	151	11	take	take	VERB
hi-469	151	12	legal	legal	ADJ
hi-469	151	13	action	action	NOUN
hi-469	151	14	against	against	ADP
hi-469	151	15	those	those	PRON
hi-469	151	16	involved	involve	VERB
hi-469	151	17	in	in	ADP
hi-469	151	18	unethical	unethical	ADJ
hi-469	151	19	acts.62	acts.62	NOUN
hi-469	151	20	companies	company	NOUN
hi-469	151	21	should	should	AUX
hi-469	151	22	emphasise	emphasise	VERB
hi-469	151	23	to	to	ADP
hi-469	151	24	its	its	PRON
hi-469	151	25	stakeholders	stakeholder	NOUN
hi-469	151	26	that	that	SCONJ
hi-469	151	27	the	the	DET
hi-469	151	28	main	main	ADJ
hi-469	151	29	goal	goal	NOUN
hi-469	151	30	of	of	ADP
hi-469	151	31	establishing	establish	VERB
hi-469	151	32	takaful	takaful	ADJ
hi-469	151	33	is	be	AUX
hi-469	151	34	to	to	PART
hi-469	151	35	establish	establish	VERB
hi-469	151	36	genuine	genuine	ADJ
hi-469	151	37	islamic	islamic	ADJ
hi-469	151	38	finance	finance	NOUN
hi-469	151	39	and	and	CCONJ
hi-469	151	40	takaful	takaful	ADJ
hi-469	151	41	in	in	ADP
hi-469	151	42	the	the	DET
hi-469	151	43	country	country	NOUN
hi-469	151	44	.	.	PUNCT
hi-469	152	1	if	if	SCONJ
hi-469	152	2	the	the	DET
hi-469	152	3	takaful	takaful	ADJ
hi-469	152	4	company	company	NOUN
hi-469	152	5	is	be	AUX
hi-469	152	6	sincere	sincere	ADJ
hi-469	152	7	,	,	PUNCT
hi-469	152	8	many	many	ADJ
hi-469	152	9	issues	issue	NOUN
hi-469	152	10	can	can	AUX
hi-469	152	11	be	be	AUX
hi-469	152	12	resolved	resolve	VERB
hi-469	152	13	such	such	ADJ
hi-469	152	14	as	as	ADP
hi-469	152	15	unethical	unethical	ADJ
hi-469	152	16	activities.63	activities.63	NOUN
hi-469	152	17	issues	issue	NOUN
hi-469	152	18	within	within	ADP
hi-469	152	19	the	the	DET
hi-469	152	20	takaful	takaful	ADJ
hi-469	152	21	companies	company	NOUN
hi-469	152	22	are	be	AUX
hi-469	152	23	considered	consider	VERB
hi-469	152	24	significant	significant	ADJ
hi-469	152	25	in	in	ADP
hi-469	152	26	bangladesh	bangladesh	NOUN
hi-469	152	27	.	.	PUNCT
hi-469	153	1	the	the	DET
hi-469	153	2	findings	finding	NOUN
hi-469	153	3	contradict	contradict	VERB
hi-469	153	4	the	the	DET
hi-469	153	5	principles	principle	NOUN
hi-469	153	6	of	of	ADP
hi-469	153	7	takaful	takaful	ADJ
hi-469	153	8	as	as	ADP
hi-469	153	9	contracts	contract	NOUN
hi-469	153	10	between	between	ADP
hi-469	153	11	the	the	DET
hi-469	153	12	takaful	takaful	ADJ
hi-469	153	13	company	company	NOUN
hi-469	153	14	and	and	CCONJ
hi-469	153	15	its	its	PRON
hi-469	153	16	participants	participant	NOUN
hi-469	153	17	are	be	AUX
hi-469	153	18	not	not	PART
hi-469	153	19	transparent	transparent	ADJ
hi-469	153	20	.	.	PUNCT
hi-469	154	1	the	the	DET
hi-469	154	2	companies	company	NOUN
hi-469	154	3	do	do	AUX
hi-469	154	4	not	not	PART
hi-469	154	5	inform	inform	VERB
hi-469	154	6	participants	participant	NOUN
hi-469	154	7	about	about	ADP
hi-469	154	8	their	their	PRON
hi-469	154	9	investment	investment	NOUN
hi-469	154	10	system	system	NOUN
hi-469	154	11	and	and	CCONJ
hi-469	154	12	its	its	PRON
hi-469	154	13	model	model	NOUN
hi-469	154	14	as	as	SCONJ
hi-469	154	15	required	require	VERB
hi-469	154	16	by	by	ADP
hi-469	154	17	contemporary	contemporary	ADJ
hi-469	154	18	muslim	muslim	PROPN
hi-469	154	19	scholars.64	scholars.64	PROPN
hi-469	154	20	thus	thus	ADV
hi-469	154	21	,	,	PUNCT
hi-469	154	22	an	an	DET
hi-469	154	23	element	element	NOUN
hi-469	154	24	of	of	ADP
hi-469	154	25	gharar	gharar	NOUN
hi-469	154	26	(	(	PUNCT
hi-469	154	27	ambiguity	ambiguity	NOUN
hi-469	154	28	)	)	PUNCT
hi-469	154	29	is	be	AUX
hi-469	154	30	present	present	ADJ
hi-469	154	31	in	in	ADP
hi-469	154	32	the	the	DET
hi-469	154	33	contract	contract	NOUN
hi-469	154	34	,	,	PUNCT
hi-469	154	35	as	as	SCONJ
hi-469	154	36	abū	abū	NOUN
hi-469	154	37	hurayrah	hurayrah	PROPN
hi-469	154	38	narrates	narrate	VERB
hi-469	154	39	that	that	SCONJ
hi-469	154	40	the	the	DET
hi-469	154	41	prophet	prophet	NOUN
hi-469	154	42	(	(	PUNCT
hi-469	154	43	øal	øal	PROPN
hi-469	154	44	allah	allah	PROPN
hi-469	154	45	-	-	PUNCT
hi-469	154	46	u-‘alaihe	u-‘alaihe	PROPN
hi-469	154	47	wa	wa	PROPN
hi-469	154	48	sallam	sallam	NOUN
hi-469	154	49	)	)	PUNCT
hi-469	154	50	prohibits	prohibit	VERB
hi-469	154	51	any	any	DET
hi-469	154	52	transaction	transaction	NOUN
hi-469	154	53	that	that	PRON
hi-469	154	54	involved	involve	VERB
hi-469	154	55	gharar	gharar	NOUN
hi-469	154	56	(	(	PUNCT
hi-469	154	57	ambiguity).65	ambiguity).65	PROPN
hi-469	154	58	in	in	ADP
hi-469	154	59	addition	addition	NOUN
hi-469	154	60	,	,	PUNCT
hi-469	154	61	there	there	PRON
hi-469	154	62	are	be	VERB
hi-469	154	63	many	many	ADJ
hi-469	154	64	unethical	unethical	ADJ
hi-469	154	65	activities	activity	NOUN
hi-469	154	66	of	of	ADP
hi-469	154	67	some	some	DET
hi-469	154	68	directors	director	NOUN
hi-469	154	69	and	and	CCONJ
hi-469	154	70	employees	employee	NOUN
hi-469	154	71	of	of	ADP
hi-469	154	72	the	the	DET
hi-469	154	73	companies	company	NOUN
hi-469	154	74	which	which	PRON
hi-469	154	75	are	be	AUX
hi-469	154	76	totally	totally	ADV
hi-469	154	77	unacceptable	unacceptable	ADJ
hi-469	154	78	in	in	ADP
hi-469	154	79	islam	islam	PROPN
hi-469	154	80	,	,	PUNCT
hi-469	154	81	as	as	SCONJ
hi-469	154	82	the	the	DET
hi-469	154	83	prophet	prophet	NOUN
hi-469	154	84	(	(	PUNCT
hi-469	154	85	øal	øal	PROPN
hi-469	154	86	allah	allah	PROPN
hi-469	154	87	-	-	PUNCT
hi-469	154	88	u-‘alaihe	u-‘alaihe	PROPN
hi-469	154	89	wa	wa	PROPN
hi-469	154	90	sallam	sallam	NOUN
hi-469	154	91	)	)	PUNCT
hi-469	154	92	said	say	VERB
hi-469	154	93	"	"	PUNCT
hi-469	154	94	he	he	PRON
hi-469	154	95	who	who	PRON
hi-469	154	96	cheats	cheat	VERB
hi-469	154	97	is	be	AUX
hi-469	154	98	not	not	PART
hi-469	154	99	from	from	ADP
hi-469	154	100	us".66	us".66	NUM
hi-469	154	101	analysis	analysis	NOUN
hi-469	154	102	of	of	ADP
hi-469	154	103	different	different	ADJ
hi-469	154	104	model	model	NOUN
hi-469	154	105	of	of	ADP
hi-469	154	106	takaful	takaful	NOUN
hi-469	154	107	in	in	ADP
hi-469	154	108	line	line	NOUN
hi-469	154	109	with	with	ADP
hi-469	154	110	the	the	DET
hi-469	154	111	laws	law	NOUN
hi-469	154	112	like	like	ADP
hi-469	154	113	malaysia	malaysia	PROPN
hi-469	154	114	as	as	SCONJ
hi-469	154	115	described	describe	VERB
hi-469	154	116	by	by	ADP
hi-469	154	117	elahi67	elahi67	NOUN
hi-469	154	118	,	,	PUNCT
hi-469	154	119	can	can	AUX
hi-469	154	120	be	be	AUX
hi-469	154	121	done	do	VERB
hi-469	154	122	for	for	ADP
hi-469	154	123	the	the	DET
hi-469	154	124	family	family	NOUN
hi-469	154	125	takaful	takaful	ADJ
hi-469	154	126	companies	company	NOUN
hi-469	154	127	in	in	ADP
hi-469	154	128	bangladesh	bangladesh	NOUN
hi-469	154	129	.	.	PUNCT
hi-469	155	1	the	the	DET
hi-469	155	2	goal	goal	NOUN
hi-469	155	3	of	of	ADP
hi-469	155	4	the	the	DET
hi-469	155	5	establishment	establishment	NOUN
hi-469	155	6	of	of	ADP
hi-469	155	7	takaful	takaful	ADJ
hi-469	155	8	companies	company	NOUN
hi-469	155	9	is	be	AUX
hi-469	155	10	mutual	mutual	ADJ
hi-469	155	11	help	help	NOUN
hi-469	155	12	,	,	PUNCT
hi-469	155	13	but	but	CCONJ
hi-469	155	14	this	this	PRON
hi-469	155	15	is	be	AUX
hi-469	155	16	absent	absent	ADJ
hi-469	155	17	in	in	ADP
hi-469	155	18	the	the	DET
hi-469	155	19	family	family	NOUN
hi-469	155	20	takaful	takaful	ADJ
hi-469	155	21	companies	company	NOUN
hi-469	155	22	in	in	ADP
hi-469	155	23	bangladesh	bangladesh	NOUN
hi-469	155	24	.	.	PUNCT
hi-469	156	1	sudden	sudden	ADJ
hi-469	156	2	closing	close	VERB
hi-469	156	3	the	the	DET
hi-469	156	4	branches	branch	NOUN
hi-469	156	5	of	of	ADP
hi-469	156	6	takaful	takaful	ADJ
hi-469	156	7	companies	company	NOUN
hi-469	156	8	causes	cause	VERB
hi-469	156	9	harm	harm	NOUN
hi-469	156	10	for	for	ADP
hi-469	156	11	participants	participant	NOUN
hi-469	156	12	,	,	PUNCT
hi-469	156	13	and	and	CCONJ
hi-469	156	14	harming	harm	VERB
hi-469	156	15	others	other	NOUN
hi-469	156	16	is	be	AUX
hi-469	156	17	strongly	strongly	ADV
hi-469	156	18	prohibited	prohibit	VERB
hi-469	156	19	in	in	ADP
hi-469	156	20	islam	islam	PROPN
hi-469	156	21	and	and	CCONJ
hi-469	156	22	it	it	PRON
hi-469	156	23	contradicts	contradict	VERB
hi-469	156	24	the	the	DET
hi-469	156	25	spirit	spirit	NOUN
hi-469	156	26	of	of	ADP
hi-469	156	27	takaful.68	takaful.68	PROPN
hi-469	156	28	many	many	ADJ
hi-469	156	29	muslim	muslim	PROPN
hi-469	156	30	do	do	AUX
hi-469	156	31	not	not	PART
hi-469	156	32	practice	practice	VERB
hi-469	156	33	islam	islam	PROPN
hi-469	156	34	due	due	ADP
hi-469	156	35	to	to	ADP
hi-469	156	36	lack	lack	NOUN
hi-469	156	37	of	of	ADP
hi-469	156	38	islamic	islamic	ADJ
hi-469	156	39	knowledge	knowledge	NOUN
hi-469	156	40	.	.	PUNCT
hi-469	157	1	although	although	SCONJ
hi-469	157	2	there	there	PRON
hi-469	157	3	are	be	VERB
hi-469	157	4	some	some	DET
hi-469	157	5	islamic	islamic	ADJ
hi-469	157	6	subjects	subject	NOUN
hi-469	157	7	that	that	PRON
hi-469	157	8	are	be	AUX
hi-469	157	9	thought	think	VERB
hi-469	157	10	in	in	ADP
hi-469	157	11	the	the	DET
hi-469	157	12	primary	primary	ADJ
hi-469	157	13	and	and	CCONJ
hi-469	157	14	secondary	secondary	ADJ
hi-469	157	15	school	school	NOUN
hi-469	157	16	level	level	NOUN
hi-469	157	17	,	,	PUNCT
hi-469	157	18	these	these	PRON
hi-469	157	19	are	be	AUX
hi-469	157	20	insufficient.69	insufficient.69	NOUN
hi-469	157	21	in	in	ADP
hi-469	157	22	this	this	DET
hi-469	157	23	regard	regard	NOUN
hi-469	157	24	,	,	PUNCT
hi-469	157	25	bangladesh	bangladesh	NOUN
hi-469	157	26	can	can	AUX
hi-469	157	27	follow	follow	VERB
hi-469	157	28	malaysia	malaysia	NOUN
hi-469	157	29	which	which	PRON
hi-469	157	30	offers	offer	VERB
hi-469	157	31	higher	high	ADJ
hi-469	157	32	education	education	NOUN
hi-469	157	33	in	in	ADP
hi-469	157	34	takaful	takaful	ADJ
hi-469	157	35	.	.	PUNCT
hi-469	158	1	for	for	ADP
hi-469	158	2	instance	instance	NOUN
hi-469	158	3	,	,	PUNCT
hi-469	158	4	most	most	ADJ
hi-469	158	5	malaysian	malaysian	ADJ
hi-469	158	6	government	government	NOUN
hi-469	158	7	universities	university	NOUN
hi-469	158	8	such	such	ADJ
hi-469	158	9	as	as	ADP
hi-469	158	10	university	university	NOUN
hi-469	158	11	of	of	ADP
hi-469	158	12	malaya	malaya	PROPN
hi-469	158	13	(	(	PUNCT
hi-469	158	14	um),70	um),70	PROPN
hi-469	158	15	international	international	PROPN
hi-469	158	16	islamic	islamic	PROPN
hi-469	158	17	university	university	PROPN
hi-469	158	18	of	of	ADP
hi-469	158	19	malaysia	malaysia	PROPN
hi-469	158	20	(	(	PUNCT
hi-469	158	21	iium)71	iium)71	PROPN
hi-469	158	22	and	and	CCONJ
hi-469	158	23	northern	northern	ADJ
hi-469	158	24	university	university	PROPN
hi-469	158	25	of	of	ADP
hi-469	158	26	malaysia	malaysia	PROPN
hi-469	158	27	(	(	PUNCT
hi-469	158	28	uum)72	uum)72	PROPN
hi-469	158	29	and	and	CCONJ
hi-469	158	30	many	many	ADJ
hi-469	158	31	non	non	ADJ
hi-469	158	32	-	-	ADJ
hi-469	158	33	government	government	ADJ
hi-469	158	34	universities	university	NOUN
hi-469	158	35	i.e.	i.e.	X
hi-469	158	36	sultan	sultan	PROPN
hi-469	158	37	70	70	NUM
hi-469	158	38	family	family	NOUN
hi-469	158	39	takaful	takaful	ADJ
hi-469	158	40	in	in	ADP
hi-469	158	41	bangladesh	bangladesh	PROPN
hi-469	158	42	…	…	PUNCT
hi-469	158	43	azlan	azlan	PROPN
hi-469	158	44	shah	shah	PROPN
hi-469	158	45	university	university	PROPN
hi-469	158	46	(	(	PUNCT
hi-469	158	47	usas),73	usas),73	ADP
hi-469	158	48	international	international	ADJ
hi-469	158	49	islamic	islamic	PROPN
hi-469	158	50	university	university	PROPN
hi-469	158	51	college	college	PROPN
hi-469	158	52	selangor	selangor	PROPN
hi-469	158	53	(	(	PUNCT
hi-469	158	54	kuis)74	kuis)74	PROPN
hi-469	158	55	and	and	CCONJ
hi-469	158	56	college	college	NOUN
hi-469	158	57	of	of	ADP
hi-469	158	58	islamic	islamic	PROPN
hi-469	158	59	university	university	PROPN
hi-469	158	60	of	of	ADP
hi-469	158	61	pahang	pahang	PROPN
hi-469	158	62	sultan	sultan	PROPN
hi-469	158	63	ahmad	ahmad	PROPN
hi-469	158	64	shah	shah	PROPN
hi-469	158	65	(	(	PUNCT
hi-469	158	66	kuipsas)75	kuipsas)75	PROPN
hi-469	158	67	have	have	AUX
hi-469	158	68	islamic	islamic	ADJ
hi-469	158	69	finance	finance	NOUN
hi-469	158	70	,	,	PUNCT
hi-469	158	71	takaful	takaful	ADJ
hi-469	158	72	and	and	CCONJ
hi-469	158	73	islamic	islamic	ADJ
hi-469	158	74	banking	banking	NOUN
hi-469	158	75	departments	department	NOUN
hi-469	158	76	.	.	PUNCT
hi-469	159	1	along	along	ADP
hi-469	159	2	with	with	ADP
hi-469	159	3	this	this	PRON
hi-469	159	4	,	,	PUNCT
hi-469	159	5	there	there	PRON
hi-469	159	6	are	be	VERB
hi-469	159	7	specialized	specialized	ADJ
hi-469	159	8	islamic	islamic	ADJ
hi-469	159	9	finance	finance	NOUN
hi-469	159	10	-	-	PUNCT
hi-469	159	11	related	relate	VERB
hi-469	159	12	university	university	NOUN
hi-469	159	13	and	and	CCONJ
hi-469	159	14	institutes	institute	NOUN
hi-469	159	15	launched	launch	VERB
hi-469	159	16	by	by	ADP
hi-469	159	17	the	the	DET
hi-469	159	18	help	help	NOUN
hi-469	159	19	of	of	ADP
hi-469	159	20	bank	bank	PROPN
hi-469	159	21	negara	negara	PROPN
hi-469	159	22	(	(	PUNCT
hi-469	159	23	central	central	ADJ
hi-469	159	24	bank	bank	PROPN
hi-469	159	25	of	of	ADP
hi-469	159	26	malaysia	malaysia	PROPN
hi-469	159	27	)	)	PUNCT
hi-469	159	28	such	such	ADJ
hi-469	159	29	as	as	ADP
hi-469	159	30	the	the	DET
hi-469	159	31	global	global	ADJ
hi-469	159	32	university	university	PROPN
hi-469	159	33	of	of	ADP
hi-469	159	34	islamic	islamic	ADJ
hi-469	159	35	finance.76	finance.76	PROPN
hi-469	159	36	remedial	remedial	ADJ
hi-469	159	37	strategies	strategy	NOUN
hi-469	159	38	for	for	ADP
hi-469	159	39	the	the	DET
hi-469	159	40	participants	participant	NOUN
hi-469	159	41	of	of	ADP
hi-469	159	42	family	family	NOUN
hi-469	159	43	takaful	takaful	ADJ
hi-469	159	44	in	in	ADP
hi-469	159	45	bangladesh	bangladesh	PROPN
hi-469	159	46	the	the	DET
hi-469	159	47	company	company	NOUN
hi-469	159	48	should	should	AUX
hi-469	159	49	inform	inform	VERB
hi-469	159	50	participants	participant	NOUN
hi-469	159	51	about	about	ADP
hi-469	159	52	the	the	DET
hi-469	159	53	takaful	takaful	ADJ
hi-469	159	54	model	model	NOUN
hi-469	159	55	and	and	CCONJ
hi-469	159	56	its	its	PRON
hi-469	159	57	investment	investment	NOUN
hi-469	159	58	rules	rule	NOUN
hi-469	159	59	(	(	PUNCT
hi-469	159	60	participants	participant	NOUN
hi-469	159	61	,	,	PUNCT
hi-469	159	62	officers	officer	NOUN
hi-469	159	63	and	and	CCONJ
hi-469	159	64	member	member	NOUN
hi-469	159	65	of	of	ADP
hi-469	159	66	sharê‘ah	sharê‘ah	PROPN
hi-469	159	67	board	board	PROPN
hi-469	159	68	for	for	ADP
hi-469	159	69	a	a	PRON
hi-469	159	70	and	and	CCONJ
hi-469	159	71	b	b	NOUN
hi-469	159	72	)	)	PUNCT
hi-469	159	73	.	.	PUNCT
hi-469	160	1	the	the	DET
hi-469	160	2	government	government	NOUN
hi-469	160	3	and	and	CCONJ
hi-469	160	4	takaful	takaful	ADJ
hi-469	160	5	companies	company	NOUN
hi-469	160	6	should	should	AUX
hi-469	160	7	have	have	AUX
hi-469	160	8	undertaken	undertake	VERB
hi-469	160	9	joint	joint	ADJ
hi-469	160	10	-	-	PUNCT
hi-469	160	11	campaign	campaign	NOUN
hi-469	160	12	concerning	concern	VERB
hi-469	160	13	the	the	DET
hi-469	160	14	benefits	benefit	NOUN
hi-469	160	15	of	of	ADP
hi-469	160	16	family	family	NOUN
hi-469	160	17	takaful	takaful	ADJ
hi-469	160	18	through	through	ADP
hi-469	160	19	radio	radio	NOUN
hi-469	160	20	,	,	PUNCT
hi-469	160	21	tv	tv	NOUN
hi-469	160	22	and	and	CCONJ
hi-469	160	23	newspapers	newspaper	NOUN
hi-469	160	24	,	,	PUNCT
hi-469	160	25	etc	etc	X
hi-469	160	26	.	.	X
hi-469	161	1	moreover	moreover	ADV
hi-469	161	2	,	,	PUNCT
hi-469	161	3	there	there	PRON
hi-469	161	4	are	be	VERB
hi-469	161	5	250,399	250,399	NUM
hi-469	161	6	mosques	mosque	NOUN
hi-469	161	7	in	in	ADP
hi-469	161	8	bangladesh	bangladesh	NOUN
hi-469	161	9	and	and	CCONJ
hi-469	161	10	the	the	DET
hi-469	161	11	iméms	iméms	ADJ
hi-469	161	12	(	(	PUNCT
hi-469	161	13	leaders	leader	NOUN
hi-469	161	14	)	)	PUNCT
hi-469	161	15	of	of	ADP
hi-469	161	16	those	those	DET
hi-469	161	17	mosques	mosque	NOUN
hi-469	161	18	can	can	AUX
hi-469	161	19	take	take	VERB
hi-469	161	20	part	part	NOUN
hi-469	161	21	in	in	ADP
hi-469	161	22	spreading	spread	VERB
hi-469	161	23	knowledge	knowledge	NOUN
hi-469	161	24	and	and	CCONJ
hi-469	161	25	advising	advise	VERB
hi-469	161	26	people	people	NOUN
hi-469	161	27	the	the	DET
hi-469	161	28	benefit	benefit	NOUN
hi-469	161	29	of	of	ADP
hi-469	161	30	family	family	NOUN
hi-469	161	31	takaful.77	takaful.77	NOUN
hi-469	161	32	the	the	DET
hi-469	161	33	companies	company	NOUN
hi-469	161	34	should	should	AUX
hi-469	161	35	inquire	inquire	VERB
hi-469	161	36	about	about	ADP
hi-469	161	37	all	all	DET
hi-469	161	38	relevant	relevant	ADJ
hi-469	161	39	documents	document	NOUN
hi-469	161	40	and	and	CCONJ
hi-469	161	41	offer	offer	VERB
hi-469	161	42	a	a	DET
hi-469	161	43	policy	policy	NOUN
hi-469	161	44	for	for	ADP
hi-469	161	45	the	the	DET
hi-469	161	46	family	family	NOUN
hi-469	161	47	takaful	takaful	ADJ
hi-469	161	48	to	to	ADP
hi-469	161	49	the	the	DET
hi-469	161	50	participants	participant	NOUN
hi-469	161	51	after	after	ADP
hi-469	161	52	submitting	submit	VERB
hi-469	161	53	all	all	DET
hi-469	161	54	information	information	NOUN
hi-469	161	55	to	to	ADP
hi-469	161	56	their	their	PRON
hi-469	161	57	respective	respective	ADJ
hi-469	161	58	companies	company	NOUN
hi-469	161	59	.	.	PUNCT
hi-469	162	1	the	the	DET
hi-469	162	2	company	company	NOUN
hi-469	162	3	should	should	AUX
hi-469	162	4	send	send	VERB
hi-469	162	5	agents	agent	NOUN
hi-469	162	6	or	or	CCONJ
hi-469	162	7	employees	employee	NOUN
hi-469	162	8	to	to	PART
hi-469	162	9	explain	explain	VERB
hi-469	162	10	policies	policy	NOUN
hi-469	162	11	,	,	PUNCT
hi-469	162	12	while	while	SCONJ
hi-469	162	13	the	the	DET
hi-469	162	14	participants	participant	NOUN
hi-469	162	15	will	will	AUX
hi-469	162	16	hand	hand	VERB
hi-469	162	17	over	over	ADP
hi-469	162	18	money	money	NOUN
hi-469	162	19	to	to	ADP
hi-469	162	20	agents	agent	NOUN
hi-469	162	21	who	who	PRON
hi-469	162	22	have	have	VERB
hi-469	162	23	a	a	DET
hi-469	162	24	legal	legal	ADJ
hi-469	162	25	license	license	NOUN
hi-469	162	26	from	from	ADP
hi-469	162	27	the	the	DET
hi-469	162	28	government.78	government.78	NOUN
hi-469	162	29	the	the	DET
hi-469	162	30	takaful	takaful	ADJ
hi-469	162	31	company	company	NOUN
hi-469	162	32	may	may	AUX
hi-469	162	33	take	take	VERB
hi-469	162	34	legal	legal	ADJ
hi-469	162	35	action	action	NOUN
hi-469	162	36	against	against	ADP
hi-469	162	37	all	all	DET
hi-469	162	38	unethical	unethical	ADJ
hi-469	162	39	activities	activity	NOUN
hi-469	162	40	of	of	ADP
hi-469	162	41	brokers	broker	NOUN
hi-469	162	42	and	and	CCONJ
hi-469	162	43	staff	staff	NOUN
hi-469	162	44	of	of	ADP
hi-469	162	45	the	the	DET
hi-469	162	46	takaful	takaful	ADJ
hi-469	162	47	company	company	NOUN
hi-469	162	48	to	to	PART
hi-469	162	49	save	save	VERB
hi-469	162	50	the	the	DET
hi-469	162	51	participant	participant	PROPN
hi-469	162	52	trust	trust	NOUN
hi-469	162	53	.	.	PUNCT
hi-469	163	1	the	the	DET
hi-469	163	2	findings	finding	NOUN
hi-469	163	3	show	show	VERB
hi-469	163	4	the	the	DET
hi-469	163	5	absence	absence	NOUN
hi-469	163	6	of	of	ADP
hi-469	163	7	minimal	minimal	ADJ
hi-469	163	8	knowledge	knowledge	NOUN
hi-469	163	9	of	of	ADP
hi-469	163	10	takaful	takaful	NOUN
hi-469	163	11	among	among	ADP
hi-469	163	12	participants	participant	NOUN
hi-469	163	13	of	of	ADP
hi-469	163	14	bangladesh	bangladesh	NOUN
hi-469	163	15	.	.	PUNCT
hi-469	164	1	participants	participant	NOUN
hi-469	164	2	have	have	AUX
hi-469	164	3	had	have	VERB
hi-469	164	4	little	little	ADJ
hi-469	164	5	opportunity	opportunity	NOUN
hi-469	164	6	to	to	PART
hi-469	164	7	learn	learn	VERB
hi-469	164	8	about	about	ADP
hi-469	164	9	takaful.79	takaful.79	NOUN
hi-469	164	10	if	if	SCONJ
hi-469	164	11	sufficient	sufficient	ADJ
hi-469	164	12	islamic	islamic	ADJ
hi-469	164	13	subjects	subject	NOUN
hi-469	164	14	are	be	AUX
hi-469	164	15	included	include	VERB
hi-469	164	16	in	in	ADP
hi-469	164	17	primary	primary	ADJ
hi-469	164	18	and	and	CCONJ
hi-469	164	19	secondary	secondary	ADJ
hi-469	164	20	school	school	NOUN
hi-469	164	21	education	education	NOUN
hi-469	164	22	,	,	PUNCT
hi-469	164	23	many	many	ADJ
hi-469	164	24	muslims	muslim	NOUN
hi-469	164	25	may	may	AUX
hi-469	164	26	get	get	VERB
hi-469	164	27	enough	enough	ADJ
hi-469	164	28	information	information	NOUN
hi-469	164	29	and	and	CCONJ
hi-469	164	30	they	they	PRON
hi-469	164	31	may	may	AUX
hi-469	164	32	become	become	VERB
hi-469	164	33	capable	capable	ADJ
hi-469	164	34	to	to	PART
hi-469	164	35	practice	practice	VERB
hi-469	164	36	islam	islam	PROPN
hi-469	164	37	correctly	correctly	ADV
hi-469	164	38	.	.	PUNCT
hi-469	165	1	as	as	ADP
hi-469	165	2	a	a	DET
hi-469	165	3	result	result	NOUN
hi-469	165	4	,	,	PUNCT
hi-469	165	5	the	the	DET
hi-469	165	6	islamic	islamic	ADJ
hi-469	165	7	economy	economy	NOUN
hi-469	165	8	will	will	AUX
hi-469	165	9	increase	increase	VERB
hi-469	165	10	and	and	CCONJ
hi-469	165	11	poverty	poverty	NOUN
hi-469	165	12	will	will	AUX
hi-469	165	13	reduce	reduce	VERB
hi-469	165	14	,	,	PUNCT
hi-469	165	15	as	as	SCONJ
hi-469	165	16	is	be	AUX
hi-469	165	17	the	the	DET
hi-469	165	18	case	case	NOUN
hi-469	165	19	of	of	ADP
hi-469	165	20	malaysia	malaysia	NOUN
hi-469	165	21	which	which	PRON
hi-469	165	22	is	be	AUX
hi-469	165	23	the	the	DET
hi-469	165	24	global	global	ADJ
hi-469	165	25	pioneer	pioneer	NOUN
hi-469	165	26	in	in	ADP
hi-469	165	27	takaful	takaful	ADJ
hi-469	165	28	,	,	PUNCT
hi-469	165	29	islamic	islamic	ADJ
hi-469	165	30	banking	banking	NOUN
hi-469	165	31	and	and	CCONJ
hi-469	165	32	finance	finance	NOUN
hi-469	165	33	in	in	ADP
hi-469	165	34	the	the	DET
hi-469	165	35	world	world	NOUN
hi-469	165	36	,	,	PUNCT
hi-469	165	37	because	because	SCONJ
hi-469	165	38	it	it	PRON
hi-469	165	39	is	be	AUX
hi-469	165	40	highly	highly	ADV
hi-469	165	41	regulated	regulate	VERB
hi-469	165	42	and	and	CCONJ
hi-469	165	43	facilitated	facilitate	VERB
hi-469	165	44	in	in	ADP
hi-469	165	45	the	the	DET
hi-469	165	46	islamic	islamic	ADJ
hi-469	165	47	financial	financial	PROPN
hi-469	165	48	sectors.80	sectors.80	PROPN
hi-469	165	49	conclusion	conclusion	NOUN
hi-469	165	50	based	base	VERB
hi-469	165	51	on	on	ADP
hi-469	165	52	the	the	DET
hi-469	165	53	discussion	discussion	NOUN
hi-469	165	54	on	on	ADP
hi-469	165	55	the	the	DET
hi-469	165	56	challenges	challenge	NOUN
hi-469	165	57	of	of	ADP
hi-469	165	58	family	family	NOUN
hi-469	165	59	takaful	takaful	ADJ
hi-469	165	60	in	in	ADP
hi-469	165	61	bangladesh	bangladesh	NOUN
hi-469	165	62	,	,	PUNCT
hi-469	165	63	the	the	DET
hi-469	165	64	study	study	NOUN
hi-469	165	65	concludes	conclude	VERB
hi-469	165	66	that	that	SCONJ
hi-469	165	67	government	government	NOUN
hi-469	165	68	-	-	PUNCT
hi-469	165	69	imposed	impose	VERB
hi-469	165	70	rules	rule	NOUN
hi-469	165	71	,	,	PUNCT
hi-469	165	72	regulations	regulation	NOUN
hi-469	165	73	,	,	PUNCT
hi-469	165	74	and	and	CCONJ
hi-469	165	75	policies	policy	NOUN
hi-469	165	76	are	be	AUX
hi-469	165	77	lacking	lack	VERB
hi-469	165	78	in	in	ADP
hi-469	165	79	the	the	DET
hi-469	165	80	takaful	takaful	ADJ
hi-469	165	81	industry	industry	NOUN
hi-469	165	82	.	.	PUNCT
hi-469	166	1	the	the	DET
hi-469	166	2	mismanagement	mismanagement	NOUN
hi-469	166	3	of	of	ADP
hi-469	166	4	takaful	takaful	ADJ
hi-469	166	5	companies	company	NOUN
hi-469	166	6	hinders	hinder	VERB
hi-469	166	7	the	the	DET
hi-469	166	8	further	further	ADJ
hi-469	166	9	development	development	NOUN
hi-469	166	10	of	of	ADP
hi-469	166	11	family	family	NOUN
hi-469	166	12	takaful	takaful	ADJ
hi-469	166	13	in	in	ADP
hi-469	166	14	bangladesh	bangladesh	NOUN
hi-469	166	15	.	.	PUNCT
hi-469	167	1	many	many	ADJ
hi-469	167	2	employees	employee	NOUN
hi-469	167	3	of	of	ADP
hi-469	167	4	takaful	takaful	ADJ
hi-469	167	5	companies	company	NOUN
hi-469	167	6	and	and	CCONJ
hi-469	167	7	most	most	ADJ
hi-469	167	8	participants	participant	NOUN
hi-469	167	9	have	have	VERB
hi-469	167	10	little	little	ADJ
hi-469	167	11	knowledge	knowledge	NOUN
hi-469	167	12	about	about	ADP
hi-469	167	13	family	family	NOUN
hi-469	167	14	takaful	takaful	ADJ
hi-469	167	15	,	,	PUNCT
hi-469	167	16	its	its	PRON
hi-469	167	17	operations	operation	NOUN
hi-469	167	18	,	,	PUNCT
hi-469	167	19	and	and	CCONJ
hi-469	167	20	investment	investment	NOUN
hi-469	167	21	rules	rule	NOUN
hi-469	167	22	.	.	PUNCT
hi-469	168	1	hamdard	hamdard	ADJ
hi-469	168	2	islamicus	islamicus	PROPN
hi-469	168	3	vol	vol	PROPN
hi-469	168	4	.	.	PUNCT
hi-469	169	1	xlviii	xlviii	PROPN
hi-469	169	2	,	,	PUNCT
hi-469	169	3	no.1	no.1	X
hi-469	169	4	71	71	NUM
hi-469	169	5	to	to	PART
hi-469	169	6	address	address	VERB
hi-469	169	7	these	these	DET
hi-469	169	8	issues	issue	NOUN
hi-469	169	9	,	,	PUNCT
hi-469	169	10	the	the	DET
hi-469	169	11	government	government	NOUN
hi-469	169	12	of	of	ADP
hi-469	169	13	bangladesh	bangladesh	NOUN
hi-469	169	14	should	should	AUX
hi-469	169	15	adopt	adopt	VERB
hi-469	169	16	islamic	islamic	ADJ
hi-469	169	17	principles	principle	NOUN
hi-469	169	18	and	and	CCONJ
hi-469	169	19	theories	theory	NOUN
hi-469	169	20	specific	specific	ADJ
hi-469	169	21	to	to	ADP
hi-469	169	22	family	family	NOUN
hi-469	169	23	takaful	takaful	ADJ
hi-469	169	24	by	by	ADP
hi-469	169	25	separating	separate	VERB
hi-469	169	26	the	the	DET
hi-469	169	27	rules	rule	NOUN
hi-469	169	28	and	and	CCONJ
hi-469	169	29	regulations	regulation	NOUN
hi-469	169	30	of	of	ADP
hi-469	169	31	takaful	takaful	ADJ
hi-469	169	32	from	from	ADP
hi-469	169	33	conventional	conventional	ADJ
hi-469	169	34	insurance	insurance	NOUN
hi-469	169	35	.	.	PUNCT
hi-469	170	1	a	a	DET
hi-469	170	2	central	central	ADJ
hi-469	170	3	committee	committee	NOUN
hi-469	170	4	composed	compose	VERB
hi-469	170	5	of	of	ADP
hi-469	170	6	experts	expert	NOUN
hi-469	170	7	in	in	ADP
hi-469	170	8	islamic	islamic	ADJ
hi-469	170	9	finance	finance	NOUN
hi-469	170	10	and	and	CCONJ
hi-469	170	11	various	various	ADJ
hi-469	170	12	takaful	takaful	ADJ
hi-469	170	13	products	product	NOUN
hi-469	170	14	,	,	PUNCT
hi-469	170	15	including	include	VERB
hi-469	170	16	family	family	NOUN
hi-469	170	17	takaful	takaful	NOUN
hi-469	170	18	,	,	PUNCT
hi-469	170	19	can	can	AUX
hi-469	170	20	be	be	AUX
hi-469	170	21	formed	form	VERB
hi-469	170	22	to	to	PART
hi-469	170	23	develop	develop	VERB
hi-469	170	24	and	and	CCONJ
hi-469	170	25	implement	implement	VERB
hi-469	170	26	these	these	DET
hi-469	170	27	regulations	regulation	NOUN
hi-469	170	28	.	.	PUNCT
hi-469	171	1	to	to	PART
hi-469	171	2	gain	gain	VERB
hi-469	171	3	more	more	ADJ
hi-469	171	4	knowledge	knowledge	NOUN
hi-469	171	5	and	and	CCONJ
hi-469	171	6	experience	experience	NOUN
hi-469	171	7	,	,	PUNCT
hi-469	171	8	takaful	takaful	ADJ
hi-469	171	9	industry	industry	NOUN
hi-469	171	10	stakeholders	stakeholder	NOUN
hi-469	171	11	from	from	ADP
hi-469	171	12	bangladesh	bangladesh	PROPN
hi-469	171	13	should	should	AUX
hi-469	171	14	visit	visit	VERB
hi-469	171	15	countries	country	NOUN
hi-469	171	16	with	with	ADP
hi-469	171	17	wellestablished	wellestablished	ADJ
hi-469	171	18	takaful	takaful	ADJ
hi-469	171	19	systems	system	NOUN
hi-469	171	20	.	.	PUNCT
hi-469	172	1	creating	create	VERB
hi-469	172	2	awareness	awareness	NOUN
hi-469	172	3	about	about	ADP
hi-469	172	4	family	family	NOUN
hi-469	172	5	takaful	takaful	ADJ
hi-469	172	6	through	through	ADP
hi-469	172	7	mass	mass	ADJ
hi-469	172	8	media	medium	NOUN
hi-469	172	9	can	can	AUX
hi-469	172	10	help	help	VERB
hi-469	172	11	educate	educate	VERB
hi-469	172	12	participants	participant	NOUN
hi-469	172	13	about	about	ADP
hi-469	172	14	its	its	PRON
hi-469	172	15	benefits	benefit	NOUN
hi-469	172	16	and	and	CCONJ
hi-469	172	17	operational	operational	ADJ
hi-469	172	18	procedures	procedure	NOUN
hi-469	172	19	.	.	PUNCT
hi-469	173	1	the	the	DET
hi-469	173	2	government	government	NOUN
hi-469	173	3	should	should	AUX
hi-469	173	4	also	also	ADV
hi-469	173	5	authorize	authorize	VERB
hi-469	173	6	the	the	DET
hi-469	173	7	central	central	ADJ
hi-469	173	8	sharê‘ah	sharê‘ah	NOUN
hi-469	173	9	board	board	NOUN
hi-469	173	10	to	to	PART
hi-469	173	11	monitor	monitor	VERB
hi-469	173	12	the	the	DET
hi-469	173	13	activities	activity	NOUN
hi-469	173	14	of	of	ADP
hi-469	173	15	sharê‘ah	sharê‘ah	NOUN
hi-469	173	16	board	board	NOUN
hi-469	173	17	members	member	NOUN
hi-469	173	18	to	to	PART
hi-469	173	19	ensure	ensure	VERB
hi-469	173	20	compliance	compliance	NOUN
hi-469	173	21	with	with	ADP
hi-469	173	22	family	family	NOUN
hi-469	173	23	takaful	takaful	ADJ
hi-469	173	24	policies	policy	NOUN
hi-469	173	25	.	.	PUNCT
hi-469	174	1	takaful	takaful	ADJ
hi-469	174	2	companies	company	NOUN
hi-469	174	3	should	should	AUX
hi-469	174	4	take	take	VERB
hi-469	174	5	responsibility	responsibility	NOUN
hi-469	174	6	for	for	ADP
hi-469	174	7	developing	develop	VERB
hi-469	174	8	the	the	DET
hi-469	174	9	industry	industry	NOUN
hi-469	174	10	by	by	ADP
hi-469	174	11	training	train	VERB
hi-469	174	12	their	their	PRON
hi-469	174	13	employees	employee	NOUN
hi-469	174	14	and	and	CCONJ
hi-469	174	15	instilling	instill	VERB
hi-469	174	16	islamic	islamic	ADJ
hi-469	174	17	ethics	ethic	NOUN
hi-469	174	18	and	and	CCONJ
hi-469	174	19	values	value	NOUN
hi-469	174	20	,	,	PUNCT
hi-469	174	21	especially	especially	ADV
hi-469	174	22	for	for	ADP
hi-469	174	23	those	those	PRON
hi-469	174	24	selling	sell	VERB
hi-469	174	25	family	family	NOUN
hi-469	174	26	takaful	takaful	ADJ
hi-469	174	27	products	product	NOUN
hi-469	174	28	.	.	PUNCT
hi-469	175	1	teamwork	teamwork	NOUN
hi-469	175	2	is	be	AUX
hi-469	175	3	crucial	crucial	ADJ
hi-469	175	4	for	for	ADP
hi-469	175	5	establishing	establish	VERB
hi-469	175	6	family	family	NOUN
hi-469	175	7	takaful	takaful	ADJ
hi-469	175	8	in	in	ADP
hi-469	175	9	bangladesh	bangladesh	NOUN
hi-469	175	10	.	.	PUNCT
hi-469	176	1	by	by	ADP
hi-469	176	2	implementing	implement	VERB
hi-469	176	3	these	these	DET
hi-469	176	4	recommendations	recommendation	NOUN
hi-469	176	5	,	,	PUNCT
hi-469	176	6	the	the	DET
hi-469	176	7	challenges	challenge	NOUN
hi-469	176	8	faced	face	VERB
hi-469	176	9	by	by	ADP
hi-469	176	10	takaful	takaful	ADJ
hi-469	176	11	companies	company	NOUN
hi-469	176	12	can	can	AUX
hi-469	176	13	be	be	AUX
hi-469	176	14	marginalized	marginalize	VERB
hi-469	176	15	,	,	PUNCT
hi-469	176	16	promoting	promote	VERB
hi-469	176	17	islamic	islamic	ADJ
hi-469	176	18	finance	finance	NOUN
hi-469	176	19	and	and	CCONJ
hi-469	176	20	raising	raise	VERB
hi-469	176	21	islamic	islamic	ADJ
hi-469	176	22	values	value	NOUN
hi-469	176	23	that	that	PRON
hi-469	176	24	foster	foster	ADJ
hi-469	176	25	family	family	NOUN
hi-469	176	26	life	life	NOUN
hi-469	176	27	,	,	PUNCT
hi-469	176	28	cooperation	cooperation	NOUN
hi-469	176	29	,	,	PUNCT
hi-469	176	30	peace	peace	NOUN
hi-469	176	31	,	,	PUNCT
hi-469	176	32	and	and	CCONJ
hi-469	176	33	harmony	harmony	NOUN
hi-469	176	34	in	in	ADP
hi-469	176	35	society	society	NOUN
hi-469	176	36	.	.	PUNCT
hi-469	177	1	furthermore	furthermore	ADV
hi-469	177	2	,	,	PUNCT
hi-469	177	3	it	it	PRON
hi-469	177	4	is	be	AUX
hi-469	177	5	expected	expect	VERB
hi-469	177	6	that	that	SCONJ
hi-469	177	7	the	the	DET
hi-469	177	8	study	study	NOUN
hi-469	177	9	's	's	PART
hi-469	177	10	findings	finding	NOUN
hi-469	177	11	and	and	CCONJ
hi-469	177	12	recommendations	recommendation	NOUN
hi-469	177	13	will	will	AUX
hi-469	177	14	aid	aid	VERB
hi-469	177	15	policymakers	policymaker	NOUN
hi-469	177	16	in	in	ADP
hi-469	177	17	enhancing	enhance	VERB
hi-469	177	18	the	the	DET
hi-469	177	19	condition	condition	NOUN
hi-469	177	20	of	of	ADP
hi-469	177	21	family	family	NOUN
hi-469	177	22	takaful	takaful	ADJ
hi-469	177	23	companies	company	NOUN
hi-469	177	24	in	in	ADP
hi-469	177	25	bangladesh	bangladesh	NOUN
hi-469	177	26	.	.	PUNCT
hi-469	178	1	the	the	DET
hi-469	178	2	proposed	propose	VERB
hi-469	178	3	measures	measure	NOUN
hi-469	178	4	will	will	AUX
hi-469	178	5	contribute	contribute	VERB
hi-469	178	6	to	to	ADP
hi-469	178	7	a	a	DET
hi-469	178	8	more	more	ADV
hi-469	178	9	robust	robust	ADJ
hi-469	178	10	and	and	CCONJ
hi-469	178	11	sustainable	sustainable	ADJ
hi-469	178	12	takaful	takaful	ADJ
hi-469	178	13	industry	industry	NOUN
hi-469	178	14	,	,	PUNCT
hi-469	178	15	benefiting	benefit	VERB
hi-469	178	16	the	the	DET
hi-469	178	17	economy	economy	NOUN
hi-469	178	18	and	and	CCONJ
hi-469	178	19	society	society	NOUN
hi-469	178	20	.	.	PUNCT
hi-469	179	1	the	the	DET
hi-469	179	2	following	follow	VERB
hi-469	179	3	key	key	ADJ
hi-469	179	4	points	point	NOUN
hi-469	179	5	summarize	summarize	VERB
hi-469	179	6	the	the	DET
hi-469	179	7	recommendations	recommendation	NOUN
hi-469	179	8	:	:	PUNCT
hi-469	179	9	1	1	X
hi-469	179	10	.	.	X
hi-469	179	11	regulatory	regulatory	ADJ
hi-469	179	12	framework	framework	NOUN
hi-469	179	13	:	:	PUNCT
hi-469	179	14	separate	separate	ADJ
hi-469	179	15	takaful	takaful	ADJ
hi-469	179	16	regulations	regulation	NOUN
hi-469	179	17	from	from	ADP
hi-469	179	18	conventional	conventional	ADJ
hi-469	179	19	insurance	insurance	NOUN
hi-469	179	20	and	and	CCONJ
hi-469	179	21	establish	establish	VERB
hi-469	179	22	a	a	DET
hi-469	179	23	central	central	ADJ
hi-469	179	24	committee	committee	NOUN
hi-469	179	25	dedicated	dedicate	VERB
hi-469	179	26	to	to	ADP
hi-469	179	27	islamic	islamic	ADJ
hi-469	179	28	finance	finance	NOUN
hi-469	179	29	and	and	CCONJ
hi-469	179	30	takaful	takaful	ADJ
hi-469	179	31	products	product	NOUN
hi-469	179	32	.	.	PUNCT
hi-469	180	1	2	2	X
hi-469	180	2	.	.	X
hi-469	180	3	knowledge	knowledge	NOUN
hi-469	180	4	and	and	CCONJ
hi-469	180	5	training	training	NOUN
hi-469	180	6	:	:	PUNCT
hi-469	180	7	enhance	enhance	VERB
hi-469	180	8	knowledge	knowledge	NOUN
hi-469	180	9	and	and	CCONJ
hi-469	180	10	skills	skill	NOUN
hi-469	180	11	through	through	ADP
hi-469	180	12	international	international	ADJ
hi-469	180	13	exposure	exposure	NOUN
hi-469	180	14	and	and	CCONJ
hi-469	180	15	training	training	NOUN
hi-469	180	16	programs	program	NOUN
hi-469	180	17	focused	focus	VERB
hi-469	180	18	on	on	ADP
hi-469	180	19	islamic	islamic	ADJ
hi-469	180	20	ethics	ethic	NOUN
hi-469	180	21	and	and	CCONJ
hi-469	180	22	values	value	NOUN
hi-469	180	23	.	.	PUNCT
hi-469	181	1	3	3	X
hi-469	181	2	.	.	X
hi-469	181	3	awareness	awareness	NOUN
hi-469	181	4	campaigns	campaign	NOUN
hi-469	181	5	:	:	PUNCT
hi-469	181	6	utilize	utilize	VERB
hi-469	181	7	mass	mass	ADJ
hi-469	181	8	media	medium	NOUN
hi-469	181	9	to	to	PART
hi-469	181	10	educate	educate	VERB
hi-469	181	11	the	the	DET
hi-469	181	12	public	public	NOUN
hi-469	181	13	about	about	ADP
hi-469	181	14	family	family	NOUN
hi-469	181	15	takaful	takaful	ADJ
hi-469	181	16	benefits	benefit	NOUN
hi-469	181	17	and	and	CCONJ
hi-469	181	18	operations	operation	NOUN
hi-469	181	19	.	.	PUNCT
hi-469	182	1	4	4	X
hi-469	182	2	.	.	X
hi-469	182	3	sharê‘ah	sharê‘ah	NOUN
hi-469	182	4	compliance	compliance	NOUN
hi-469	182	5	:	:	PUNCT
hi-469	182	6	empower	empower	VERB
hi-469	182	7	the	the	DET
hi-469	182	8	central	central	ADJ
hi-469	182	9	sharê‘ah	sharê‘ah	PROPN
hi-469	182	10	board	board	NOUN
hi-469	182	11	to	to	PART
hi-469	182	12	oversee	oversee	VERB
hi-469	182	13	compliance	compliance	NOUN
hi-469	182	14	and	and	CCONJ
hi-469	182	15	maintain	maintain	VERB
hi-469	182	16	the	the	DET
hi-469	182	17	integrity	integrity	NOUN
hi-469	182	18	of	of	ADP
hi-469	182	19	family	family	NOUN
hi-469	182	20	takaful	takaful	ADJ
hi-469	182	21	policies	policy	NOUN
hi-469	182	22	.	.	PUNCT
hi-469	183	1	5	5	X
hi-469	183	2	.	.	X
hi-469	183	3	employee	employee	NOUN
hi-469	183	4	development	development	NOUN
hi-469	183	5	:	:	PUNCT
hi-469	183	6	invest	invest	VERB
hi-469	183	7	in	in	ADP
hi-469	183	8	training	train	VERB
hi-469	183	9	employees	employee	NOUN
hi-469	183	10	on	on	ADP
hi-469	183	11	islamic	islamic	ADJ
hi-469	183	12	finance	finance	NOUN
hi-469	183	13	principles	principle	NOUN
hi-469	183	14	and	and	CCONJ
hi-469	183	15	ethical	ethical	ADJ
hi-469	183	16	practices	practice	NOUN
hi-469	183	17	.	.	PUNCT
hi-469	184	1	6	6	X
hi-469	184	2	.	.	X
hi-469	184	3	collaboration	collaboration	NOUN
hi-469	184	4	:	:	PUNCT
hi-469	184	5	foster	foster	ADJ
hi-469	184	6	teamwork	teamwork	NOUN
hi-469	184	7	among	among	ADP
hi-469	184	8	all	all	DET
hi-469	184	9	stakeholders	stakeholder	NOUN
hi-469	184	10	to	to	PART
hi-469	184	11	ensure	ensure	VERB
hi-469	184	12	the	the	DET
hi-469	184	13	successful	successful	ADJ
hi-469	184	14	implementation	implementation	NOUN
hi-469	184	15	of	of	ADP
hi-469	184	16	family	family	NOUN
hi-469	184	17	takaful	takaful	ADJ
hi-469	184	18	.	.	PUNCT
hi-469	185	1	by	by	ADP
hi-469	185	2	addressing	address	VERB
hi-469	185	3	these	these	DET
hi-469	185	4	areas	area	NOUN
hi-469	185	5	,	,	PUNCT
hi-469	185	6	the	the	DET
hi-469	185	7	takaful	takaful	ADJ
hi-469	185	8	industry	industry	NOUN
hi-469	185	9	in	in	ADP
hi-469	185	10	bangladesh	bangladesh	NOUN
hi-469	185	11	and	and	CCONJ
hi-469	185	12	policymakers	policymaker	NOUN
hi-469	185	13	can	can	AUX
hi-469	185	14	overcome	overcome	VERB
hi-469	185	15	existing	exist	VERB
hi-469	185	16	challenges	challenge	NOUN
hi-469	185	17	and	and	CCONJ
hi-469	185	18	72	72	NUM
hi-469	185	19	family	family	NOUN
hi-469	185	20	takaful	takaful	ADJ
hi-469	185	21	in	in	ADP
hi-469	185	22	bangladesh	bangladesh	NOUN
hi-469	185	23	…	…	PUNCT
hi-469	185	24	contribute	contribute	VERB
hi-469	185	25	significantly	significantly	ADV
hi-469	185	26	to	to	ADP
hi-469	185	27	promoting	promote	VERB
hi-469	185	28	islamic	islamic	ADJ
hi-469	185	29	finance	finance	NOUN
hi-469	185	30	and	and	CCONJ
hi-469	185	31	enhancing	enhance	VERB
hi-469	185	32	the	the	DET
hi-469	185	33	socio	socio	NOUN
hi-469	185	34	-	-	PUNCT
hi-469	185	35	economic	economic	ADJ
hi-469	185	36	well	well	NOUN
hi-469	185	37	-	-	PUNCT
hi-469	185	38	being	being	NOUN
hi-469	185	39	of	of	ADP
hi-469	185	40	the	the	DET
hi-469	185	41	community	community	NOUN
hi-469	185	42	.	.	PUNCT
hi-469	186	1	conflicts	conflict	NOUN
hi-469	186	2	of	of	ADP
hi-469	186	3	interest	interest	NOUN
hi-469	186	4	:	:	PUNCT
hi-469	186	5	the	the	DET
hi-469	186	6	authors	author	NOUN
hi-469	186	7	declare	declare	VERB
hi-469	186	8	no	no	DET
hi-469	186	9	conflict	conflict	NOUN
hi-469	186	10	of	of	ADP
hi-469	186	11	interest	interest	NOUN
hi-469	186	12	.	.	PUNCT
hi-469	187	1	notes	note	NOUN
hi-469	187	2	and	and	CCONJ
hi-469	187	3	references	reference	NOUN
hi-469	187	4	1	1	NUM
hi-469	187	5	issa	issa	PROPN
hi-469	187	6	khan	khan	PROPN
hi-469	187	7	,	,	PUNCT
hi-469	187	8	takaful	takaful	ADJ
hi-469	187	9	and	and	CCONJ
hi-469	187	10	retakafull	retakafull	NOUN
hi-469	187	11	:	:	PUNCT
hi-469	187	12	principles	principle	NOUN
hi-469	187	13	,	,	PUNCT
hi-469	187	14	practices	practice	NOUN
hi-469	187	15	,	,	PUNCT
hi-469	187	16	and	and	CCONJ
hi-469	187	17	challenges	challenge	NOUN
hi-469	187	18	.	.	PUNCT
hi-469	188	1	(	(	PUNCT
hi-469	188	2	university	university	NOUN
hi-469	188	3	tun	tun	PROPN
hi-469	188	4	hossein	hossein	PROPN
hi-469	188	5	onn	onn	PROPN
hi-469	188	6	malaysia	malaysia	PROPN
hi-469	188	7	publisher	publisher	NOUN
hi-469	188	8	‘	'	PUNCT
hi-469	188	9	uhtm	uhtm	ADJ
hi-469	188	10	’	'	PUNCT
hi-469	188	11	,	,	PUNCT
hi-469	188	12	2023	2023	NUM
hi-469	188	13	)	)	PUNCT
hi-469	188	14	.	.	PUNCT
hi-469	189	1	2	2	NUM
hi-469	189	2	maizaitulaidawati	maizaitulaidawati	PROPN
hi-469	189	3	md	md	PROPN
hi-469	189	4	husin	husin	PROPN
hi-469	189	5	,	,	PUNCT
hi-469	189	6	asmak	asmak	PROPN
hi-469	189	7	ab	ab	PROPN
hi-469	189	8	rahman	rahman	PROPN
hi-469	189	9	,	,	PUNCT
hi-469	189	10	“	"	PUNCT
hi-469	189	11	predicting	predict	VERB
hi-469	189	12	intention	intention	NOUN
hi-469	189	13	to	to	PART
hi-469	189	14	participate	participate	VERB
hi-469	189	15	in	in	ADP
hi-469	189	16	family	family	NOUN
hi-469	189	17	takaful	takaful	ADJ
hi-469	189	18	scheme	scheme	NOUN
hi-469	189	19	using	use	VERB
hi-469	189	20	decomposed	decompose	VERB
hi-469	189	21	theory	theory	NOUN
hi-469	189	22	of	of	ADP
hi-469	189	23	planned	plan	VERB
hi-469	189	24	behavior	behavior	NOUN
hi-469	189	25	”	"	PUNCT
hi-469	189	26	international	international	ADJ
hi-469	189	27	journal	journal	NOUN
hi-469	189	28	of	of	ADP
hi-469	189	29	social	social	ADJ
hi-469	189	30	economics	economic	NOUN
hi-469	189	31	43	43	NUM
hi-469	189	32	,	,	PUNCT
hi-469	189	33	no	no	INTJ
hi-469	189	34	.	.	NOUN
hi-469	189	35	12	12	NUM
hi-469	189	36	(	(	PUNCT
hi-469	189	37	2016	2016	NUM
hi-469	189	38	)	)	PUNCT
hi-469	189	39	,	,	PUNCT
hi-469	189	40	1351	1351	NUM
hi-469	189	41	-	-	SYM
hi-469	189	42	1366	1366	NUM
hi-469	189	43	.	.	PUNCT
hi-469	190	1	3	3	NUM
hi-469	190	2	mohd	mohd	PROPN
hi-469	190	3	shril	shril	NOUN
hi-469	190	4	matsawali	matsawali	PROPN
hi-469	190	5	,	,	PUNCT
hi-469	190	6	mohd	mohd	PROPN
hi-469	190	7	fadzilah	fadzilah	PROPN
hi-469	190	8	abdullah	abdullah	PROPN
hi-469	190	9	,	,	PUNCT
hi-469	190	10	yeo	yeo	PROPN
hi-469	190	11	chui	chui	PROPN
hi-469	190	12	ping	ping	PROPN
hi-469	190	13	,	,	PUNCT
hi-469	190	14	siti	siti	PROPN
hi-469	190	15	yusmardinah	yusmardinah	PROPN
hi-469	190	16	abidin	abidin	PROPN
hi-469	190	17	,	,	PUNCT
hi-469	190	18	masnalliza	masnalliza	ADJ
hi-469	190	19	m.	m.	NOUN
hi-469	190	20	zaini	zaini	PROPN
hi-469	190	21	,	,	PUNCT
hi-469	190	22	hardi	hardi	PROPN
hi-469	190	23	m.	m.	PROPN
hi-469	190	24	ali	ali	PROPN
hi-469	190	25	,	,	PUNCT
hi-469	190	26	“	"	PUNCT
hi-469	190	27	a	a	DET
hi-469	190	28	study	study	NOUN
hi-469	190	29	on	on	ADP
hi-469	190	30	takaful	takaful	ADJ
hi-469	190	31	and	and	CCONJ
hi-469	190	32	conventional	conventional	ADJ
hi-469	190	33	insurance	insurance	NOUN
hi-469	190	34	preferences	preference	NOUN
hi-469	190	35	:	:	PUNCT
hi-469	190	36	the	the	DET
hi-469	190	37	case	case	NOUN
hi-469	190	38	of	of	ADP
hi-469	190	39	brunei	brunei	PROPN
hi-469	190	40	”	"	PUNCT
hi-469	190	41	international	international	PROPN
hi-469	190	42	journal	journal	NOUN
hi-469	190	43	of	of	ADP
hi-469	190	44	business	business	NOUN
hi-469	190	45	and	and	CCONJ
hi-469	190	46	social	social	ADJ
hi-469	190	47	science	science	NOUN
hi-469	190	48	3	3	NUM
hi-469	190	49	,	,	PUNCT
hi-469	190	50	no	no	INTJ
hi-469	190	51	.	.	NOUN
hi-469	190	52	22	22	NUM
hi-469	190	53	(	(	PUNCT
hi-469	190	54	2012	2012	NUM
hi-469	190	55	)	)	PUNCT
hi-469	190	56	,	,	PUNCT
hi-469	190	57	163	163	NUM
hi-469	190	58	176	176	NUM
hi-469	190	59	.	.	PUNCT
hi-469	191	1	4	4	NUM
hi-469	191	2	vardit	vardit	NOUN
hi-469	191	3	rispler	rispler	NOUN
hi-469	191	4	-	-	PUNCT
hi-469	191	5	chaim	chaim	NOUN
hi-469	191	6	,	,	PUNCT
hi-469	191	7	“	"	PUNCT
hi-469	191	8	insurance	insurance	NOUN
hi-469	191	9	and	and	CCONJ
hi-469	191	10	semiinsurance	semiinsurance	NOUN
hi-469	191	11	transaction	transaction	NOUN
hi-469	191	12	in	in	ADP
hi-469	191	13	islamic	islamic	ADJ
hi-469	191	14	history	history	NOUN
hi-469	191	15	the19th	the19th	NOUN
hi-469	191	16	century	century	NOUN
hi-469	191	17	”	"	PUNCT
hi-469	191	18	,	,	PUNCT
hi-469	191	19	journal	journal	NOUN
hi-469	191	20	of	of	ADP
hi-469	191	21	economic	economic	ADJ
hi-469	191	22	and	and	CCONJ
hi-469	191	23	social	social	ADJ
hi-469	191	24	history	history	NOUN
hi-469	191	25	of	of	ADP
hi-469	191	26	the	the	DET
hi-469	191	27	orient	orient	PROPN
hi-469	191	28	34	34	NUM
hi-469	191	29	,	,	PUNCT
hi-469	191	30	no	no	INTJ
hi-469	191	31	.	.	NOUN
hi-469	191	32	3	3	NUM
hi-469	191	33	(	(	PUNCT
hi-469	191	34	1991):142	1991):142	NUM
hi-469	191	35	-	-	SYM
hi-469	191	36	158	158	NUM
hi-469	191	37	.	.	PUNCT
hi-469	191	38	url	url	PROPN
hi-469	191	39	:	:	PUNCT
hi-469	192	1	http://www.jstor.org/stable/3632242	http://www.jstor.org/stable/3632242	PROPN
hi-469	192	2	.	.	PROPN
hi-469	192	3	5	5	NUM
hi-469	192	4	issa	issa	PROPN
hi-469	192	5	khan	khan	PROPN
hi-469	192	6	,	,	PUNCT
hi-469	192	7	noor	noor	PROPN
hi-469	192	8	naemah	naemah	PROPN
hi-469	192	9	binti	binti	PROPN
hi-469	192	10	abdul	abdul	PROPN
hi-469	192	11	rahman	rahman	PROPN
hi-469	192	12	,	,	PUNCT
hi-469	192	13	mohd	mohd	PROPN
hi-469	192	14	yakub	yakub	PROPN
hi-469	192	15	zulkifli	zulkifli	PROPN
hi-469	192	16	bin	bin	PROPN
hi-469	192	17	mohd	mohd	PROPN
hi-469	192	18	yusoff	yusoff	PROPN
hi-469	192	19	and	and	CCONJ
hi-469	192	20	mohd	mohd	PROPN
hi-469	192	21	roslan	roslan	PROPN
hi-469	192	22	bin	bin	PROPN
hi-469	192	23	mohd	mohd	PROPN
hi-469	192	24	nor	nor	CCONJ
hi-469	192	25	,	,	PUNCT
hi-469	192	26	“	"	PUNCT
hi-469	192	27	history	history	NOUN
hi-469	192	28	,	,	PUNCT
hi-469	192	29	problems	problem	NOUN
hi-469	192	30	,	,	PUNCT
hi-469	192	31	and	and	CCONJ
hi-469	192	32	prospects	prospect	NOUN
hi-469	192	33	of	of	ADP
hi-469	192	34	islamic	islamic	ADJ
hi-469	192	35	insurance	insurance	NOUN
hi-469	192	36	(	(	PUNCT
hi-469	192	37	takaful	takaful	ADJ
hi-469	192	38	)	)	PUNCT
hi-469	192	39	in	in	ADP
hi-469	192	40	bangladesh	bangladesh	NOUN
hi-469	192	41	”	"	PUNCT
hi-469	192	42	springerplus	springerplus	NOUN
hi-469	192	43	5	5	NUM
hi-469	192	44	,	,	PUNCT
hi-469	192	45	no	no	INTJ
hi-469	192	46	.	.	NOUN
hi-469	192	47	785	785	NUM
hi-469	192	48	(	(	PUNCT
hi-469	192	49	2016	2016	NUM
hi-469	192	50	)	)	PUNCT
hi-469	192	51	,	,	PUNCT
hi-469	192	52	1	1	NUM
hi-469	192	53	-	-	SYM
hi-469	192	54	7	7	NUM
hi-469	192	55	.	.	NOUN
hi-469	192	56	6	6	NUM
hi-469	192	57	mohammad	mohammad	PROPN
hi-469	192	58	ibrahim	ibrahim	PROPN
hi-469	192	59	kalil	kalil	PROPN
hi-469	192	60	,	,	PUNCT
hi-469	192	61	“	"	PUNCT
hi-469	192	62	islamee	islamee	NOUN
hi-469	192	63	banking	banking	NOUN
hi-469	192	64	and	and	CCONJ
hi-469	192	65	insurance	insurance	NOUN
hi-469	192	66	”	"	PUNCT
hi-469	192	67	,	,	PUNCT
hi-469	192	68	dhaka	dhaka	PROPN
hi-469	192	69	:	:	PUNCT
hi-469	192	70	merit	merit	NOUN
hi-469	192	71	fair	fair	ADJ
hi-469	192	72	prokashon	prokashon	NOUN
hi-469	192	73	,	,	PUNCT
hi-469	192	74	2011	2011	NUM
hi-469	192	75	)	)	PUNCT
hi-469	192	76	.	.	PUNCT
hi-469	192	77	7	7	NUM
hi-469	192	78	md	md	PROPN
hi-469	192	79	.	.	PROPN
hi-469	192	80	kausar	kausar	PROPN
hi-469	192	81	alam	alam	PROPN
hi-469	192	82	,	,	PUNCT
hi-469	192	83	suhaimi	suhaimi	PROPN
hi-469	192	84	ab	ab	PROPN
hi-469	192	85	rahman	rahman	PROPN
hi-469	192	86	,	,	PUNCT
hi-469	192	87	md	md	PROPN
hi-469	192	88	.	.	PROPN
hi-469	192	89	shamim	shamim	PROPN
hi-469	192	90	hossain	hossain	PROPN
hi-469	192	91	and	and	CCONJ
hi-469	192	92	sharif	sharif	PROPN
hi-469	192	93	hosen	hosen	PROPN
hi-469	192	94	,	,	PUNCT
hi-469	192	95	“	"	PUNCT
hi-469	192	96	shariah	shariah	PROPN
hi-469	192	97	governance	governance	NOUN
hi-469	192	98	practices	practice	NOUN
hi-469	192	99	and	and	CCONJ
hi-469	192	100	regulatory	regulatory	ADJ
hi-469	192	101	problems	problem	NOUN
hi-469	192	102	of	of	ADP
hi-469	192	103	islamic	islamic	ADJ
hi-469	192	104	insurance	insurance	NOUN
hi-469	192	105	companies	company	NOUN
hi-469	192	106	in	in	ADP
hi-469	192	107	bangladesh	bangladesh	PROPN
hi-469	192	108	”	"	PUNCT
hi-469	192	109	international	international	ADJ
hi-469	192	110	journal	journal	NOUN
hi-469	192	111	of	of	ADP
hi-469	192	112	academic	academic	ADJ
hi-469	192	113	research	research	NOUN
hi-469	192	114	in	in	ADP
hi-469	192	115	business	business	NOUN
hi-469	192	116	and	and	CCONJ
hi-469	192	117	social	social	ADJ
hi-469	192	118	sciences	science	NOUN
hi-469	192	119	9	9	NUM
hi-469	192	120	,	,	PUNCT
hi-469	192	121	(	(	PUNCT
hi-469	192	122	2019	2019	NUM
hi-469	192	123	)	)	PUNCT
hi-469	192	124	,	,	PUNCT
hi-469	192	125	109–124	109–124	NUM
hi-469	192	126	.	.	PUNCT
hi-469	192	127	8	8	NUM
hi-469	192	128	issa	issa	PROPN
hi-469	192	129	khan	khan	PROPN
hi-469	192	130	,	,	PUNCT
hi-469	192	131	noor	noor	PROPN
hi-469	192	132	naemah	naemah	PROPN
hi-469	192	133	binti	binti	PROPN
hi-469	192	134	abdul	abdul	PROPN
hi-469	192	135	rahman	rahman	PROPN
hi-469	192	136	,	,	PUNCT
hi-469	192	137	mohd	mohd	PROPN
hi-469	192	138	yakub	yakub	PROPN
hi-469	192	139	zulkifli	zulkifli	PROPN
hi-469	192	140	bin	bin	PROPN
hi-469	192	141	mohd	mohd	PROPN
hi-469	192	142	yusoff	yusoff	PROPN
hi-469	192	143	and	and	CCONJ
hi-469	192	144	mohd	mohd	PROPN
hi-469	192	145	roslan	roslan	PROPN
hi-469	192	146	bin	bin	PROPN
hi-469	192	147	mohd	mohd	PROPN
hi-469	192	148	nor	nor	CCONJ
hi-469	192	149	,	,	PUNCT
hi-469	192	150	“	"	PUNCT
hi-469	192	151	history	history	NOUN
hi-469	192	152	,	,	PUNCT
hi-469	192	153	problems	problem	NOUN
hi-469	192	154	,	,	PUNCT
hi-469	192	155	and	and	CCONJ
hi-469	192	156	prospects	prospect	NOUN
hi-469	192	157	of	of	ADP
hi-469	192	158	islamic	islamic	ADJ
hi-469	192	159	insurance	insurance	NOUN
hi-469	192	160	(	(	PUNCT
hi-469	192	161	takaful	takaful	ADJ
hi-469	192	162	)	)	PUNCT
hi-469	192	163	in	in	ADP
hi-469	192	164	bangladesh	bangladesh	NOUN
hi-469	192	165	”	"	PUNCT
hi-469	192	166	.	.	PUNCT
hi-469	193	1	9	9	NUM
hi-469	193	2	serajul	serajul	PROPN
hi-469	193	3	islam	islam	PROPN
hi-469	193	4	and	and	CCONJ
hi-469	193	5	tania	tania	PROPN
hi-469	193	6	sultana	sultana	PROPN
hi-469	193	7	,	,	PUNCT
hi-469	193	8	“	"	PUNCT
hi-469	193	9	islamic	islamic	ADJ
hi-469	193	10	insurance	insurance	NOUN
hi-469	193	11	in	in	ADP
hi-469	193	12	bangladesh	bangladesh	NOUN
hi-469	193	13	:	:	PUNCT
hi-469	193	14	performance	performance	NOUN
hi-469	193	15	,	,	PUNCT
hi-469	193	16	problems	problem	NOUN
hi-469	193	17	and	and	CCONJ
hi-469	193	18	prospects	prospect	NOUN
hi-469	193	19	,	,	PUNCT
hi-469	193	20	"	"	PUNCT
hi-469	193	21	international	international	ADJ
hi-469	193	22	journal	journal	NOUN
hi-469	193	23	of	of	ADP
hi-469	193	24	islamic	islamic	PROPN
hi-469	193	25	business	business	PROPN
hi-469	193	26	&	&	CCONJ
hi-469	193	27	management	management	PROPN
hi-469	193	28	2	2	NUM
hi-469	193	29	,	,	PUNCT
hi-469	193	30	no	no	INTJ
hi-469	193	31	.	.	NOUN
hi-469	193	32	2	2	NUM
hi-469	193	33	(	(	PUNCT
hi-469	193	34	1018	1018	NUM
hi-469	193	35	)	)	PUNCT
hi-469	193	36	,	,	PUNCT
hi-469	193	37	39	39	NUM
hi-469	193	38	-	-	SYM
hi-469	193	39	53	53	NUM
hi-469	193	40	.	.	PUNCT
hi-469	193	41	10	10	NUM
hi-469	193	42	issa	issa	PROPN
hi-469	193	43	khan	khan	PROPN
hi-469	193	44	,	,	PUNCT
hi-469	193	45	noor	noor	PROPN
hi-469	193	46	naemah	naemah	PROPN
hi-469	193	47	binti	binti	PROPN
hi-469	193	48	abdul	abdul	PROPN
hi-469	193	49	rahman	rahman	PROPN
hi-469	193	50	,	,	PUNCT
hi-469	193	51	mohd	mohd	PROPN
hi-469	193	52	yakub	yakub	PROPN
hi-469	193	53	@	@	ADP
hi-469	193	54	zulkifli	zulkifli	PROPN
hi-469	193	55	bin	bin	PROPN
hi-469	193	56	mohd	mohd	PROPN
hi-469	193	57	yusoff	yusoff	PROPN
hi-469	193	58	,	,	PUNCT
hi-469	193	59	mohd	mohd	PROPN
hi-469	193	60	roslan	roslan	VERB
hi-469	193	61	mohd	mohd	PROPN
hi-469	193	62	nor	nor	CCONJ
hi-469	193	63	,	,	PUNCT
hi-469	193	64	kamaruzaman	kamaruzaman	NOUN
hi-469	193	65	bin	bin	PROPN
hi-469	193	66	noordin	noordin	PROPN
hi-469	193	67	,	,	PUNCT
hi-469	193	68	"	"	PUNCT
hi-469	193	69	a	a	DET
hi-469	193	70	narrative	narrative	NOUN
hi-469	193	71	on	on	ADP
hi-469	193	72	islamic	islamic	ADJ
hi-469	193	73	insurance	insurance	NOUN
hi-469	193	74	in	in	ADP
hi-469	193	75	bangladesh	bangladesh	NOUN
hi-469	193	76	:	:	PUNCT
hi-469	193	77	problems	problem	NOUN
hi-469	193	78	and	and	CCONJ
hi-469	193	79	prospects	prospect	NOUN
hi-469	193	80	"	"	PUNCT
hi-469	193	81	,	,	PUNCT
hi-469	193	82	international	international	ADJ
hi-469	193	83	journal	journal	NOUN
hi-469	193	84	of	of	ADP
hi-469	193	85	ethics	ethic	NOUN
hi-469	193	86	and	and	CCONJ
hi-469	193	87	systems	system	NOUN
hi-469	193	88	34	34	NUM
hi-469	193	89	,	,	PUNCT
hi-469	193	90	no	no	INTJ
hi-469	193	91	.	.	PUNCT
hi-469	194	1	3(2018	3(2018	NUM
hi-469	194	2	)	)	PUNCT
hi-469	194	3	,	,	PUNCT
hi-469	194	4	1	1	NUM
hi-469	194	5	-	-	SYM
hi-469	194	6	15	15	NUM
hi-469	194	7	.	.	NOUN
hi-469	194	8	11	11	NUM
hi-469	194	9	mohd	mohd	PROPN
hi-469	194	10	ma‘sum	ma‘sum	NOUN
hi-469	194	11	billah	billah	PROPN
hi-469	194	12	,	,	PUNCT
hi-469	194	13	ezzedine	ezzedine	NOUN
hi-469	194	14	ghlamallah	ghlamallah	PROPN
hi-469	194	15	and	and	CCONJ
hi-469	194	16	christos	christos	PROPN
hi-469	194	17	alexakis	alexakis	PROPN
hi-469	194	18	,	,	PUNCT
hi-469	194	19	encyclopedia	encyclopedia	NOUN
hi-469	194	20	of	of	ADP
hi-469	194	21	islamic	islamic	ADJ
hi-469	194	22	insurance	insurance	NOUN
hi-469	194	23	,	,	PUNCT
hi-469	194	24	takaful	takaful	ADJ
hi-469	194	25	and	and	CCONJ
hi-469	194	26	retakaful	retakaful	ADJ
hi-469	194	27	,	,	PUNCT
hi-469	194	28	(	(	PUNCT
hi-469	194	29	edward	edward	PROPN
hi-469	194	30	elgar	elgar	PROPN
hi-469	194	31	publishing	publishing	PROPN
hi-469	194	32	,	,	PUNCT
hi-469	194	33	2019	2019	NUM
hi-469	194	34	)	)	PUNCT
hi-469	194	35	.	.	PUNCT
hi-469	195	1	12	12	NUM
hi-469	195	2	islamic	islamic	ADJ
hi-469	195	3	financial	financial	PROPN
hi-469	195	4	services	services	PROPN
hi-469	195	5	board	board	PROPN
hi-469	195	6	(	(	PUNCT
hi-469	195	7	ifsb	ifsb	NOUN
hi-469	195	8	)	)	PUNCT
hi-469	195	9	and	and	CCONJ
hi-469	195	10	international	international	PROPN
hi-469	195	11	association	association	NOUN
hi-469	195	12	of	of	ADP
hi-469	195	13	insurance	insurance	NOUN
hi-469	195	14	supervisors	supervisor	NOUN
hi-469	195	15	(	(	PUNCT
hi-469	195	16	iais	iais	PROPN
hi-469	195	17	)	)	PUNCT
hi-469	195	18	,	,	PUNCT
hi-469	195	19	issues	issue	NOUN
hi-469	195	20	in	in	ADP
hi-469	195	21	regulation	regulation	NOUN
hi-469	195	22	and	and	CCONJ
hi-469	195	23	supervision	supervision	NOUN
hi-469	195	24	of	of	ADP
hi-469	195	25	takaful	takaful	ADJ
hi-469	195	26	(	(	PUNCT
hi-469	195	27	islamic	islamic	ADJ
hi-469	195	28	insurance	insurance	NOUN
hi-469	195	29	)	)	PUNCT
hi-469	195	30	,	,	PUNCT
hi-469	195	31	(	(	PUNCT
hi-469	195	32	kuala	kuala	PROPN
hi-469	195	33	lumpur	lumpur	PROPN
hi-469	195	34	:	:	PUNCT
hi-469	195	35	ifsb	ifsb	PROPN
hi-469	195	36	&	&	CCONJ
hi-469	195	37	iais	iais	PROPN
hi-469	195	38	,	,	PUNCT
hi-469	195	39	2006	2006	NUM
hi-469	195	40	)	)	PUNCT
hi-469	195	41	,	,	PUNCT
hi-469	195	42	4	4	X
hi-469	195	43	.	.	X
hi-469	195	44	https://www.emerald.com/insight/search?q=maizaitulaidawati%20md%20husin	https://www.emerald.com/insight/search?q=maizaitulaidawati%20md%20husin	PROPN
hi-469	195	45	https://www.emerald.com/insight/search?q=asmak%20ab%20rahman	https://www.emerald.com/insight/search?q=asmak%20ab%20rahman	PROPN
hi-469	195	46	http://www.jstor.org/stable/3632242	http://www.jstor.org/stable/3632242	VERB
hi-469	195	47	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	PROPN
hi-469	195	48	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	NOUN
hi-469	195	49	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	195	50	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	195	51	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	PROPN
hi-469	195	52	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	PROPN
hi-469	195	53	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	NOUN
hi-469	195	54	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	195	55	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	195	56	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	PROPN
hi-469	196	1	https://www.emerald.com/insight/search?q=issa%20khan	https://www.emerald.com/insight/search?q=issa%20khan	PROPN
hi-469	196	2	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	NUM
hi-469	196	3	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	196	4	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	196	5	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	NOUN
hi-469	196	6	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	VERB
hi-469	196	7	hamdard	hamdard	ADJ
hi-469	196	8	islamicus	islamicus	NOUN
hi-469	196	9	vol	vol	NOUN
hi-469	196	10	.	.	PUNCT
hi-469	196	11	xlviii	xlviii	PROPN
hi-469	196	12	,	,	PUNCT
hi-469	196	13	no.1	no.1	X
hi-469	196	14	73	73	NUM
hi-469	196	15	13	13	NUM
hi-469	196	16	international	international	ADJ
hi-469	196	17	sharê‘ah	sharê‘ah	NOUN
hi-469	196	18	research	research	PROPN
hi-469	196	19	academy	academy	PROPN
hi-469	196	20	for	for	ADP
hi-469	196	21	islamic	islamic	ADJ
hi-469	196	22	finance	finance	PROPN
hi-469	196	23	(	(	PUNCT
hi-469	196	24	isra	isra	PROPN
hi-469	196	25	)	)	PUNCT
hi-469	196	26	,	,	PUNCT
hi-469	196	27	islamic	islamic	ADJ
hi-469	196	28	financial	financial	ADJ
hi-469	196	29	system	system	NOUN
hi-469	196	30	:	:	PUNCT
hi-469	196	31	principles	principle	NOUN
hi-469	196	32	and	and	CCONJ
hi-469	196	33	operations	operation	NOUN
hi-469	196	34	,	,	PUNCT
hi-469	196	35	2nd	2nd	ADJ
hi-469	196	36	ed	ed	NOUN
hi-469	196	37	.	.	PUNCT
hi-469	197	1	(	(	PUNCT
hi-469	197	2	kuala	kuala	PROPN
hi-469	197	3	lumpur	lumpur	PROPN
hi-469	197	4	,	,	PUNCT
hi-469	197	5	2016	2016	NUM
hi-469	197	6	)	)	PUNCT
hi-469	197	7	.	.	PUNCT
hi-469	198	1	14	14	NUM
hi-469	198	2	habeebullah	habeebullah	PROPN
hi-469	198	3	zakariyah	zakariyah	PROPN
hi-469	198	4	&	&	CCONJ
hi-469	198	5	alinasser	alinasser	PROPN
hi-469	198	6	abdirasak	abdirasak	PROPN
hi-469	198	7	ahmed	ahmed	PROPN
hi-469	198	8	,	,	PUNCT
hi-469	198	9	“	"	PUNCT
hi-469	198	10	contemporary	contemporary	ADJ
hi-469	198	11	issues	issue	NOUN
hi-469	198	12	and	and	CCONJ
hi-469	198	13	challenges	challenge	NOUN
hi-469	198	14	faced	face	VERB
hi-469	198	15	by	by	ADP
hi-469	198	16	the	the	DET
hi-469	198	17	takaful	takaful	ADJ
hi-469	198	18	industry	industry	NOUN
hi-469	198	19	in	in	ADP
hi-469	198	20	malaysia	malaysia	PROPN
hi-469	198	21	:	:	PUNCT
hi-469	198	22	special	special	ADJ
hi-469	198	23	reference	reference	NOUN
hi-469	198	24	to	to	ADP
hi-469	198	25	shariah	shariah	PROPN
hi-469	198	26	”	"	PUNCT
hi-469	198	27	.	.	PUNCT
hi-469	199	1	alhikmah	alhikmah	PROPN
hi-469	199	2	international	international	PROPN
hi-469	199	3	journal	journal	PROPN
hi-469	199	4	of	of	ADP
hi-469	199	5	islamic	islamic	ADJ
hi-469	199	6	studies	study	NOUN
hi-469	199	7	and	and	CCONJ
hi-469	199	8	human	human	ADJ
hi-469	199	9	sciences	science	NOUN
hi-469	199	10	2	2	NUM
hi-469	199	11	,	,	PUNCT
hi-469	199	12	issue	issue	NOUN
hi-469	199	13	4	4	NUM
hi-469	199	14	(	(	PUNCT
hi-469	199	15	2019	2019	NUM
hi-469	199	16	)	)	PUNCT
hi-469	199	17	,	,	PUNCT
hi-469	199	18	123	123	NUM
hi-469	199	19	-	-	SYM
hi-469	199	20	135	135	NUM
hi-469	199	21	.	.	NOUN
hi-469	199	22	15	15	NUM
hi-469	199	23	international	international	ADJ
hi-469	199	24	shariah	shariah	PROPN
hi-469	199	25	research	research	PROPN
hi-469	199	26	academy	academy	PROPN
hi-469	199	27	for	for	ADP
hi-469	199	28	islamic	islamic	ADJ
hi-469	199	29	finance	finance	PROPN
hi-469	199	30	(	(	PUNCT
hi-469	199	31	isra	isra	PROPN
hi-469	199	32	)	)	PUNCT
hi-469	199	33	,	,	PUNCT
hi-469	199	34	islamic	islamic	ADJ
hi-469	199	35	financial	financial	ADJ
hi-469	199	36	system	system	NOUN
hi-469	199	37	:	:	PUNCT
hi-469	199	38	principles	principle	NOUN
hi-469	199	39	and	and	CCONJ
hi-469	199	40	operations	operation	NOUN
hi-469	199	41	.	.	PUNCT
hi-469	200	1	16	16	NUM
hi-469	200	2	mohd	mohd	PROPN
hi-469	200	3	ma’sum	ma’sum	PROPN
hi-469	200	4	billah	billah	PROPN
hi-469	200	5	,	,	PUNCT
hi-469	200	6	ezzedine	ezzedine	NOUN
hi-469	200	7	ghlamallah	ghlamallah	PROPN
hi-469	200	8	and	and	CCONJ
hi-469	200	9	christos	christos	PROPN
hi-469	200	10	alexakis	alexakis	PROPN
hi-469	200	11	,	,	PUNCT
hi-469	200	12	encyclopedia	encyclopedia	NOUN
hi-469	200	13	of	of	ADP
hi-469	200	14	islamic	islamic	ADJ
hi-469	200	15	insurance	insurance	NOUN
hi-469	200	16	,	,	PUNCT
hi-469	200	17	takaful	takaful	ADJ
hi-469	200	18	and	and	CCONJ
hi-469	200	19	retakaful	retakaful	ADJ
hi-469	200	20	.	.	PUNCT
hi-469	201	1	17	17	NUM
hi-469	201	2	habeebullah	habeebullah	PROPN
hi-469	201	3	zakariyah	zakariyah	PROPN
hi-469	201	4	&	&	CCONJ
hi-469	201	5	alinasser	alinasser	PROPN
hi-469	201	6	abdirasak	abdirasak	PROPN
hi-469	201	7	ahmed	ahmed	PROPN
hi-469	201	8	,	,	PUNCT
hi-469	201	9	“	"	PUNCT
hi-469	201	10	contemporary	contemporary	ADJ
hi-469	201	11	issues	issue	NOUN
hi-469	201	12	and	and	CCONJ
hi-469	201	13	challenges	challenge	NOUN
hi-469	201	14	faced	face	VERB
hi-469	201	15	by	by	ADP
hi-469	201	16	the	the	DET
hi-469	201	17	takaful	takaful	ADJ
hi-469	201	18	industry	industry	NOUN
hi-469	201	19	in	in	ADP
hi-469	201	20	malaysia	malaysia	PROPN
hi-469	201	21	:	:	PUNCT
hi-469	201	22	special	special	ADJ
hi-469	201	23	reference	reference	NOUN
hi-469	201	24	to	to	ADP
hi-469	201	25	shariah	shariah	PROPN
hi-469	201	26	”	"	PUNCT
hi-469	201	27	.	.	PUNCT
hi-469	202	1	18	18	NUM
hi-469	202	2	m.mahbubi	m.mahbubi	PROPN
hi-469	202	3	ali	ali	PROPN
hi-469	202	4	,	,	PUNCT
hi-469	202	5	rusni	rusni	PROPN
hi-469	202	6	hassan	hassan	PROPN
hi-469	202	7	and	and	CCONJ
hi-469	202	8	shabana	shabana	PROPN
hi-469	202	9	m.	m.	PROPN
hi-469	202	10	hasan	hasan	PROPN
hi-469	202	11	,	,	PUNCT
hi-469	202	12	“	"	PUNCT
hi-469	202	13	an	an	DET
hi-469	202	14	exploratory	exploratory	ADJ
hi-469	202	15	study	study	NOUN
hi-469	202	16	of	of	ADP
hi-469	202	17	shari'ah	shari'ah	NOUN
hi-469	202	18	issues	issue	NOUN
hi-469	202	19	in	in	ADP
hi-469	202	20	the	the	DET
hi-469	202	21	application	application	NOUN
hi-469	202	22	of	of	ADP
hi-469	202	23	tabarru	tabarru	NOUN
hi-469	202	24	'	'	PUNCT
hi-469	202	25	for	for	ADP
hi-469	202	26	takaful	takaful	ADJ
hi-469	202	27	”	"	PUNCT
hi-469	202	28	,	,	PUNCT
hi-469	202	29	global	global	ADJ
hi-469	202	30	review	review	NOUN
hi-469	202	31	of	of	ADP
hi-469	202	32	islamic	islamic	ADJ
hi-469	202	33	economics	economic	NOUN
hi-469	202	34	and	and	CCONJ
hi-469	202	35	business	business	NOUN
hi-469	202	36	1	1	NUM
hi-469	202	37	,	,	PUNCT
hi-469	202	38	no	no	INTJ
hi-469	202	39	.	.	NOUN
hi-469	202	40	3(2014	3(2014	NUM
hi-469	202	41	)	)	PUNCT
hi-469	202	42	,	,	PUNCT
hi-469	202	43	164	164	NUM
hi-469	202	44	-	-	SYM
hi-469	202	45	173	173	NUM
hi-469	202	46	.	.	NOUN
hi-469	202	47	19	19	NUM
hi-469	202	48	kamaruzzaman	kamaruzzaman	NOUN
hi-469	202	49	bin	bin	PROPN
hi-469	202	50	noordin	noordin	NOUN
hi-469	202	51	(	(	PUNCT
hi-469	202	52	2011	2011	NUM
hi-469	202	53	)	)	PUNCT
hi-469	202	54	“	"	PUNCT
hi-469	202	55	a	a	DET
hi-469	202	56	comparative	comparative	ADJ
hi-469	202	57	analysis	analysis	NOUN
hi-469	202	58	of	of	ADP
hi-469	202	59	conventional	conventional	ADJ
hi-469	202	60	insurance	insurance	NOUN
hi-469	202	61	and	and	CCONJ
hi-469	202	62	islamic	islamic	ADJ
hi-469	202	63	insurance	insurance	NOUN
hi-469	202	64	(	(	PUNCT
hi-469	202	65	takaful	takaful	ADJ
hi-469	202	66	)	)	PUNCT
hi-469	202	67	in	in	ADP
hi-469	202	68	malaysia	malaysia	PROPN
hi-469	202	69	:	:	PUNCT
hi-469	202	70	an	an	DET
hi-469	202	71	emphasis	emphasis	NOUN
hi-469	202	72	on	on	ADP
hi-469	202	73	pricing	pricing	NOUN
hi-469	202	74	issues	issue	NOUN
hi-469	202	75	”	"	PUNCT
hi-469	202	76	,	,	PUNCT
hi-469	202	77	master	master	NOUN
hi-469	202	78	’s	’s	PART
hi-469	202	79	thesis	thesis	NOUN
hi-469	202	80	,	,	PUNCT
hi-469	202	81	(	(	PUNCT
hi-469	202	82	faculty	faculty	NOUN
hi-469	202	83	of	of	ADP
hi-469	202	84	business	business	NOUN
hi-469	202	85	and	and	CCONJ
hi-469	202	86	accountancy	accountancy	NOUN
hi-469	202	87	,	,	PUNCT
hi-469	202	88	university	university	PROPN
hi-469	202	89	of	of	ADP
hi-469	202	90	malaya	malaya	PROPN
hi-469	202	91	,	,	PUNCT
hi-469	202	92	2011	2011	NUM
hi-469	202	93	)	)	PUNCT
hi-469	202	94	.	.	PUNCT
hi-469	203	1	20	20	NUM
hi-469	203	2	asif	asif	PROPN
hi-469	203	3	ahmed	ahmed	PROPN
hi-469	203	4	qureshi	qureshi	PROPN
hi-469	203	5	,	,	PUNCT
hi-469	203	6	(	(	PUNCT
hi-469	203	7	2011	2011	NUM
hi-469	203	8	)	)	PUNCT
hi-469	203	9	analyzing	analyze	VERB
hi-469	203	10	the	the	DET
hi-469	203	11	sharia'h	sharia'h	PROPN
hi-469	203	12	compliant	compliant	NOUN
hi-469	203	13	,	,	PUNCT
hi-469	203	14	issues	issue	NOUN
hi-469	203	15	currently	currently	ADV
hi-469	203	16	faced	face	VERB
hi-469	203	17	by	by	ADP
hi-469	203	18	islamic	islamic	ADJ
hi-469	203	19	insurance	insurance	PROPN
hi-469	203	20	,	,	PUNCT
hi-469	203	21	journal	journal	NOUN
hi-469	203	22	of	of	ADP
hi-469	203	23	contemporary	contemporary	ADJ
hi-469	203	24	research	research	NOUN
hi-469	203	25	in	in	ADP
hi-469	203	26	business	business	NOUN
hi-469	203	27	3	3	NUM
hi-469	203	28	,	,	PUNCT
hi-469	203	29	no	no	INTJ
hi-469	203	30	.	.	NOUN
hi-469	203	31	5	5	NUM
hi-469	203	32	(	(	PUNCT
hi-469	203	33	2011	2011	NUM
hi-469	203	34	)	)	PUNCT
hi-469	203	35	,	,	PUNCT
hi-469	203	36	279	279	NUM
hi-469	203	37	-	-	SYM
hi-469	203	38	295	295	NUM
hi-469	203	39	.	.	PUNCT
hi-469	204	1	21	21	NUM
hi-469	204	2	azman	azman	PROPN
hi-469	204	3	mohd	mohd	PROPN
hi-469	204	4	noor	noor	PROPN
hi-469	204	5	and	and	CCONJ
hi-469	204	6	muhammad	muhammad	PROPN
hi-469	204	7	abd	abd	PROPN
hi-469	204	8	hadi	hadi	PROPN
hi-469	204	9	bin	bin	PROPN
hi-469	204	10	abd	abd	PROPN
hi-469	204	11	rahman	rahman	PROPN
hi-469	204	12	,	,	PUNCT
hi-469	204	13	“	"	PUNCT
hi-469	204	14	cooperative	cooperative	ADJ
hi-469	204	15	takaful	takaful	NOUN
hi-469	204	16	for	for	ADP
hi-469	204	17	non	non	ADJ
hi-469	204	18	-	-	ADJ
hi-469	204	19	banking	banking	ADJ
hi-469	204	20	financial	financial	ADJ
hi-469	204	21	institutions	institution	NOUN
hi-469	204	22	:	:	PUNCT
hi-469	204	23	islamization	islamization	NOUN
hi-469	204	24	of	of	ADP
hi-469	204	25	socso	socso	NOUN
hi-469	204	26	in	in	ADP
hi-469	204	27	the	the	DET
hi-469	204	28	case	case	NOUN
hi-469	204	29	of	of	ADP
hi-469	204	30	malaysia	malaysia	PROPN
hi-469	204	31	”	"	PUNCT
hi-469	204	32	,	,	PUNCT
hi-469	204	33	intellectual	intellectual	ADJ
hi-469	204	34	discourse	discourse	NOUN
hi-469	204	35	24	24	NUM
hi-469	204	36	,	,	PUNCT
hi-469	204	37	(	(	PUNCT
hi-469	204	38	2017	2017	NUM
hi-469	204	39	)	)	PUNCT
hi-469	204	40	,	,	PUNCT
hi-469	204	41	459–476	459–476	NUM
hi-469	204	42	.	.	NOUN
hi-469	204	43	22	22	NUM
hi-469	204	44	m.mahbubi	m.mahbubi	PROPN
hi-469	204	45	ali	ali	PROPN
hi-469	204	46	,	,	PUNCT
hi-469	204	47	rusni	rusni	PROPN
hi-469	204	48	hassan	hassan	PROPN
hi-469	204	49	and	and	CCONJ
hi-469	204	50	shabana	shabana	PROPN
hi-469	204	51	m.	m.	PROPN
hi-469	204	52	hasan	hasan	PROPN
hi-469	204	53	,	,	PUNCT
hi-469	204	54	“	"	PUNCT
hi-469	204	55	an	an	DET
hi-469	204	56	exploratory	exploratory	ADJ
hi-469	204	57	study	study	NOUN
hi-469	204	58	of	of	ADP
hi-469	204	59	shari'ah	shari'ah	NOUN
hi-469	204	60	issues	issue	NOUN
hi-469	204	61	in	in	ADP
hi-469	204	62	the	the	DET
hi-469	204	63	application	application	NOUN
hi-469	204	64	of	of	ADP
hi-469	204	65	tabarru	tabarru	NOUN
hi-469	204	66	'	'	PUNCT
hi-469	204	67	for	for	ADP
hi-469	204	68	takaful	takaful	ADJ
hi-469	204	69	”	"	PUNCT
hi-469	204	70	.	.	PUNCT
hi-469	205	1	23	23	NUM
hi-469	205	2	issa	issa	PROPN
hi-469	205	3	khan	khan	PROPN
hi-469	205	4	,	,	PUNCT
hi-469	205	5	“	"	PUNCT
hi-469	205	6	juristical	juristical	ADJ
hi-469	205	7	study	study	NOUN
hi-469	205	8	of	of	ADP
hi-469	205	9	takaful	takaful	NOUN
hi-469	205	10	and	and	CCONJ
hi-469	205	11	it	it	PRON
hi-469	205	12	’s	’	VERB
hi-469	205	13	application	application	NOUN
hi-469	205	14	in	in	ADP
hi-469	205	15	bangladesh	bangladesh	NOUN
hi-469	205	16	”	"	PUNCT
hi-469	205	17	,	,	PUNCT
hi-469	205	18	(	(	PUNCT
hi-469	205	19	phd	phd	NOUN
hi-469	205	20	dissertation	dissertation	NOUN
hi-469	205	21	,	,	PUNCT
hi-469	205	22	university	university	NOUN
hi-469	205	23	of	of	ADP
hi-469	205	24	malaya	malaya	PROPN
hi-469	205	25	2015	2015	NUM
hi-469	205	26	)	)	PUNCT
hi-469	205	27	.	.	PUNCT
hi-469	206	1	24	24	NUM
hi-469	206	2	renat	renat	PROPN
hi-469	206	3	i.	i.	PROPN
hi-469	206	4	bekkin	bekkin	PROPN
hi-469	206	5	,	,	PUNCT
hi-469	206	6	“	"	PUNCT
hi-469	206	7	islamic	islamic	ADJ
hi-469	206	8	insurance	insurance	NOUN
hi-469	206	9	:	:	PUNCT
hi-469	206	10	national	national	ADJ
hi-469	206	11	features	feature	NOUN
hi-469	206	12	and	and	CCONJ
hi-469	206	13	legal	legal	ADJ
hi-469	206	14	regulation	regulation	NOUN
hi-469	206	15	”	"	PUNCT
hi-469	206	16	,	,	PUNCT
hi-469	206	17	arab	arab	ADJ
hi-469	206	18	law	law	NOUN
hi-469	206	19	quarterly	quarterly	ADV
hi-469	206	20	21	21	NUM
hi-469	206	21	,	,	PUNCT
hi-469	206	22	no1	no1	NOUN
hi-469	206	23	2007	2007	NUM
hi-469	206	24	)	)	PUNCT
hi-469	206	25	,	,	PUNCT
hi-469	206	26	109	109	NUM
hi-469	206	27	-	-	SYM
hi-469	206	28	134	134	NUM
hi-469	206	29	.	.	PUNCT
hi-469	206	30	25	25	NUM
hi-469	206	31	renat	renat	PROPN
hi-469	206	32	i.	i.	PROPN
hi-469	206	33	bekkin	bekkin	PROPN
hi-469	206	34	,	,	PUNCT
hi-469	206	35	“	"	PUNCT
hi-469	206	36	islamic	islamic	ADJ
hi-469	206	37	insurance	insurance	NOUN
hi-469	206	38	:	:	PUNCT
hi-469	206	39	national	national	ADJ
hi-469	206	40	features	feature	NOUN
hi-469	206	41	and	and	CCONJ
hi-469	206	42	legal	legal	ADJ
hi-469	206	43	regulation	regulation	NOUN
hi-469	206	44	”	"	PUNCT
hi-469	206	45	.	.	PUNCT
hi-469	207	1	26	26	NUM
hi-469	207	2	syahida	syahida	PROPN
hi-469	207	3	abdullah	abdullah	PROPN
hi-469	207	4	,	,	PUNCT
hi-469	207	5	(	(	PUNCT
hi-469	207	6	2015	2015	NUM
hi-469	207	7	)	)	PUNCT
hi-469	207	8	the	the	DET
hi-469	207	9	objectives	objective	NOUN
hi-469	207	10	of	of	ADP
hi-469	207	11	takaful	takaful	NOUN
hi-469	207	12	and	and	CCONJ
hi-469	207	13	shariah	shariah	PROPN
hi-469	207	14	:	:	PUNCT
hi-469	207	15	towards	towards	ADP
hi-469	207	16	the	the	DET
hi-469	207	17	achievement	achievement	NOUN
hi-469	207	18	of	of	ADP
hi-469	207	19	maqasid	maqasid	PROPN
hi-469	207	20	shariah	shariah	PROPN
hi-469	207	21	,	,	PUNCT
hi-469	207	22	journal	journal	NOUN
hi-469	207	23	of	of	ADP
hi-469	207	24	human	human	ADJ
hi-469	207	25	capital	capital	NOUN
hi-469	207	26	development	development	PROPN
hi-469	207	27	8	8	NUM
hi-469	207	28	,	,	PUNCT
hi-469	207	29	no.1(2015	no.1(2015	ADV
hi-469	207	30	)	)	PUNCT
hi-469	207	31	,	,	PUNCT
hi-469	207	32	93	93	NUM
hi-469	207	33	-	-	SYM
hi-469	207	34	104	104	NUM
hi-469	207	35	.	.	PUNCT
hi-469	207	36	27	27	NUM
hi-469	207	37	issa	issa	ADJ
hi-469	207	38	khan	khan	PROPN
hi-469	207	39	,	,	PUNCT
hi-469	207	40	“	"	PUNCT
hi-469	207	41	juristical	juristical	ADJ
hi-469	207	42	study	study	NOUN
hi-469	207	43	of	of	ADP
hi-469	207	44	takaful	takaful	NOUN
hi-469	207	45	and	and	CCONJ
hi-469	207	46	it	it	PRON
hi-469	207	47	’s	’	VERB
hi-469	207	48	application	application	NOUN
hi-469	207	49	in	in	ADP
hi-469	207	50	bangladesh	bangladesh	NOUN
hi-469	207	51	”	"	PUNCT
hi-469	207	52	.	.	PUNCT
hi-469	208	1	28	28	NUM
hi-469	208	2	renat	renat	PROPN
hi-469	208	3	i.	i.	PROPN
hi-469	208	4	bekkin	bekkin	PROPN
hi-469	208	5	,	,	PUNCT
hi-469	208	6	“	"	PUNCT
hi-469	208	7	islamic	islamic	ADJ
hi-469	208	8	insurance	insurance	NOUN
hi-469	208	9	:	:	PUNCT
hi-469	208	10	national	national	ADJ
hi-469	208	11	features	feature	NOUN
hi-469	208	12	and	and	CCONJ
hi-469	208	13	legal	legal	ADJ
hi-469	208	14	regulation	regulation	NOUN
hi-469	208	15	”	"	PUNCT
hi-469	208	16	.	.	PUNCT
hi-469	209	1	29	29	NUM
hi-469	209	2	shafi	shafi	PROPN
hi-469	209	3	,	,	PUNCT
hi-469	209	4	islamic	islamic	ADJ
hi-469	209	5	alternative	alternative	NOUN
hi-469	209	6	to	to	ADP
hi-469	209	7	insurance	insurance	NOUN
hi-469	209	8	,	,	PUNCT
hi-469	209	9	(	(	PUNCT
hi-469	209	10	egypt	egypt	PROPN
hi-469	209	11	,	,	PUNCT
hi-469	209	12	alexandria	alexandria	PROPN
hi-469	209	13	:	:	PUNCT
hi-469	209	14	new	new	PROPN
hi-469	209	15	university	university	NOUN
hi-469	209	16	house	house	NOUN
hi-469	209	17	,	,	PUNCT
hi-469	209	18	2009	2009	NUM
hi-469	209	19	)	)	PUNCT
hi-469	209	20	.	.	PUNCT
hi-469	210	1	30	30	NUM
hi-469	210	2	renat	renat	NOUN
hi-469	210	3	i.	i.	PROPN
hi-469	210	4	bekkin	bekkin	PROPN
hi-469	210	5	,	,	PUNCT
hi-469	210	6	“	"	PUNCT
hi-469	210	7	islamic	islamic	ADJ
hi-469	210	8	insurance	insurance	NOUN
hi-469	210	9	:	:	PUNCT
hi-469	210	10	national	national	ADJ
hi-469	210	11	features	feature	NOUN
hi-469	210	12	and	and	CCONJ
hi-469	210	13	legal	legal	ADJ
hi-469	210	14	regulation	regulation	NOUN
hi-469	210	15	”	"	PUNCT
hi-469	210	16	.	.	PUNCT
hi-469	211	1	31	31	NUM
hi-469	211	2	issa	issa	PROPN
hi-469	211	3	khan	khan	PROPN
hi-469	211	4	,	,	PUNCT
hi-469	211	5	“	"	PUNCT
hi-469	211	6	juristical	juristical	ADJ
hi-469	211	7	study	study	NOUN
hi-469	211	8	of	of	ADP
hi-469	211	9	takaful	takaful	NOUN
hi-469	211	10	and	and	CCONJ
hi-469	211	11	it	it	PRON
hi-469	211	12	’s	’	VERB
hi-469	211	13	application	application	NOUN
hi-469	211	14	in	in	ADP
hi-469	211	15	bangladesh	bangladesh	NOUN
hi-469	211	16	”	"	PUNCT
hi-469	211	17	.	.	PUNCT
hi-469	212	1	32	32	NUM
hi-469	212	2	puteri	puteri	PROPN
hi-469	212	3	nur	nur	VERB
hi-469	212	4	farah	farah	PROPN
hi-469	212	5	naadia	naadia	PROPN
hi-469	212	6	mohd	mohd	PROPN
hi-469	212	7	fauzi	fauzi	PROPN
hi-469	212	8	,	,	PUNCT
hi-469	212	9	khairuddin	khairuddin	VERB
hi-469	212	10	abdul	abdul	PROPN
hi-469	212	11	rashid	rashid	PROPN
hi-469	212	12	,	,	PUNCT
hi-469	212	13	azila	azila	PROPN
hi-469	212	14	ahmad	ahmad	PROPN
hi-469	212	15	sarkawi	sarkawi	PROPN
hi-469	212	16	,	,	PUNCT
hi-469	212	17	sharina	sharina	PROPN
hi-469	212	18	farihah	farihah	PROPN
hi-469	212	19	hasan	hasan	PROPN
hi-469	212	20	,	,	PUNCT
hi-469	212	21	srazali	srazali	VERB
hi-469	212	22	aripin	aripin	NOUN
hi-469	212	23	and	and	CCONJ
hi-469	212	24	muhammad	muhammad	PROPN
hi-469	212	25	ariffuddin	ariffuddin	NOUN
hi-469	212	26	ariffin	ariffin	NOUN
hi-469	212	27	,	,	PUNCT
hi-469	212	28	(	(	PUNCT
hi-469	212	29	2016	2016	NUM
hi-469	212	30	)	)	PUNCT
hi-469	212	31	“	"	PUNCT
hi-469	212	32	takaful	takaful	ADJ
hi-469	212	33	:	:	PUNCT
hi-469	212	34	a	a	DET
hi-469	212	35	review	review	NOUN
hi-469	212	36	on	on	ADP
hi-469	212	37	performance	performance	NOUN
hi-469	212	38	,	,	PUNCT
hi-469	212	39	issues	issue	NOUN
hi-469	212	40	and	and	CCONJ
hi-469	212	41	challenges	challenge	NOUN
hi-469	212	42	in	in	ADP
hi-469	212	43	malaysia	malaysia	PROPN
hi-469	212	44	”	"	PUNCT
hi-469	212	45	,	,	PUNCT
hi-469	212	46	journal	journal	NOUN
hi-469	212	47	of	of	ADP
hi-469	212	48	scientific	scientific	ADJ
hi-469	212	49	research	research	NOUN
hi-469	212	50	and	and	CCONJ
hi-469	212	51	development	development	NOUN
hi-469	212	52	3	3	NUM
hi-469	212	53	,	,	PUNCT
hi-469	212	54	no	no	INTJ
hi-469	212	55	.	.	NOUN
hi-469	212	56	4	4	NUM
hi-469	212	57	(	(	PUNCT
hi-469	212	58	2016	2016	NUM
hi-469	212	59	)	)	PUNCT
hi-469	212	60	,	,	PUNCT
hi-469	212	61	71	71	NUM
hi-469	212	62	-	-	SYM
hi-469	212	63	76	76	NUM
hi-469	212	64	.	.	PUNCT
hi-469	213	1	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	PROPN
hi-469	213	2	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	PROPN
hi-469	214	1	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	PROPN
hi-469	214	2	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	PROPN
hi-469	215	1	https://researchportal.hw.ac.uk/en/persons/puteri-nur-farah-naadia-mohd-fauzi	https://researchportal.hw.ac.uk/en/persons/puteri-nur-farah-naadia-mohd-fauzi	PROPN
hi-469	215	2	74	74	NUM
hi-469	215	3	family	family	NOUN
hi-469	215	4	takaful	takaful	ADJ
hi-469	215	5	in	in	ADP
hi-469	215	6	bangladesh	bangladesh	PROPN
hi-469	215	7	…	…	PUNCT
hi-469	215	8	33	33	NUM
hi-469	215	9	mohd	mohd	PROPN
hi-469	215	10	shril	shril	NOUN
hi-469	215	11	matsawali	matsawali	PROPN
hi-469	215	12	,	,	PUNCT
hi-469	215	13	mohd	mohd	PROPN
hi-469	215	14	fadzilah	fadzilah	PROPN
hi-469	215	15	abdullah	abdullah	PROPN
hi-469	215	16	,	,	PUNCT
hi-469	215	17	yeo	yeo	PROPN
hi-469	215	18	chui	chui	PROPN
hi-469	215	19	ping	ping	PROPN
hi-469	215	20	,	,	PUNCT
hi-469	215	21	siti	siti	PROPN
hi-469	215	22	yusmardinah	yusmardinah	PROPN
hi-469	215	23	abidin	abidin	PROPN
hi-469	215	24	,	,	PUNCT
hi-469	215	25	masnalliza	masnalliza	ADJ
hi-469	215	26	m.	m.	NOUN
hi-469	215	27	zaini	zaini	PROPN
hi-469	215	28	,	,	PUNCT
hi-469	215	29	hardi	hardi	PROPN
hi-469	215	30	m.	m.	PROPN
hi-469	215	31	ali	ali	PROPN
hi-469	215	32	,	,	PUNCT
hi-469	215	33	farooq	farooq	PROPN
hi-469	215	34	alani	alani	PROPN
hi-469	215	35	and	and	CCONJ
hi-469	215	36	hisham	hisham	PROPN
hi-469	215	37	,	,	PUNCT
hi-469	215	38	)	)	PUNCT
hi-469	215	39	“	"	PUNCT
hi-469	215	40	a	a	DET
hi-469	215	41	study	study	NOUN
hi-469	215	42	on	on	ADP
hi-469	215	43	takaful	takaful	ADJ
hi-469	215	44	and	and	CCONJ
hi-469	215	45	conventional	conventional	ADJ
hi-469	215	46	insurance	insurance	NOUN
hi-469	215	47	preferences	preference	NOUN
hi-469	215	48	:	:	PUNCT
hi-469	215	49	the	the	DET
hi-469	215	50	case	case	NOUN
hi-469	215	51	of	of	ADP
hi-469	215	52	brunei	brunei	PROPN
hi-469	215	53	”	"	PUNCT
hi-469	215	54	,	,	PUNCT
hi-469	215	55	international	international	ADJ
hi-469	215	56	journal	journal	NOUN
hi-469	215	57	of	of	ADP
hi-469	215	58	business	business	NOUN
hi-469	215	59	and	and	CCONJ
hi-469	215	60	social	social	ADJ
hi-469	215	61	science	science	NOUN
hi-469	215	62	3	3	NUM
hi-469	215	63	,	,	PUNCT
hi-469	215	64	no	no	INTJ
hi-469	215	65	.	.	NOUN
hi-469	215	66	22	22	NUM
hi-469	215	67	(	(	PUNCT
hi-469	215	68	2012	2012	NUM
hi-469	215	69	)	)	PUNCT
hi-469	215	70	,	,	PUNCT
hi-469	215	71	163176	163176	NUM
hi-469	215	72	.	.	PUNCT
hi-469	216	1	34	34	NUM
hi-469	216	2	mohammed	mohammed	PROPN
hi-469	216	3	jabed	jabed	PROPN
hi-469	216	4	sarwar	sarwar	PROPN
hi-469	216	5	,	,	PUNCT
hi-469	216	6	(	(	PUNCT
hi-469	216	7	2016	2016	NUM
hi-469	216	8	)	)	PUNCT
hi-469	216	9	“	"	PUNCT
hi-469	216	10	future	future	ADJ
hi-469	216	11	challenge	challenge	NOUN
hi-469	216	12	in	in	ADP
hi-469	216	13	islamic	islamic	ADJ
hi-469	216	14	insurance	insurance	NOUN
hi-469	216	15	(	(	PUNCT
hi-469	216	16	takaful	takaful	ADJ
hi-469	216	17	)	)	PUNCT
hi-469	216	18	in	in	ADP
hi-469	216	19	bngladesh	bngladesh	NOUN
hi-469	216	20	.	.	PUNCT
hi-469	217	1	australian	australian	ADJ
hi-469	217	2	journal	journal	NOUN
hi-469	217	3	of	of	ADP
hi-469	217	4	sustainable	sustainable	ADJ
hi-469	217	5	business	business	NOUN
hi-469	217	6	and	and	CCONJ
hi-469	217	7	society	society	NOUN
hi-469	217	8	2	2	NUM
hi-469	217	9	,	,	PUNCT
hi-469	217	10	no.1	no.1	X
hi-469	217	11	(	(	PUNCT
hi-469	217	12	2016	2016	NUM
hi-469	217	13	)	)	PUNCT
hi-469	217	14	,	,	PUNCT
hi-469	217	15	69	69	NUM
hi-469	217	16	-	-	SYM
hi-469	217	17	80	80	NUM
hi-469	217	18	35	35	NUM
hi-469	217	19	murat	murat	NOUN
hi-469	217	20	ustaoğlu	ustaoğlu	NOUN
hi-469	217	21	“	"	PUNCT
hi-469	217	22	public	public	ADJ
hi-469	217	23	awareness	awareness	NOUN
hi-469	217	24	,	,	PUNCT
hi-469	217	25	understanding	understanding	NOUN
hi-469	217	26	and	and	CCONJ
hi-469	217	27	attitudes	attitude	NOUN
hi-469	217	28	towards	towards	ADP
hi-469	217	29	interest	interest	NOUN
hi-469	217	30	free	free	ADJ
hi-469	217	31	insurance	insurance	NOUN
hi-469	217	32	(	(	PUNCT
hi-469	217	33	takaful	takaful	ADJ
hi-469	217	34	)	)	PUNCT
hi-469	217	35	services	service	NOUN
hi-469	217	36	evaluation	evaluation	NOUN
hi-469	217	37	by	by	ADP
hi-469	217	38	education	education	NOUN
hi-469	217	39	level	level	NOUN
hi-469	217	40	:	:	PUNCT
hi-469	217	41	survey	survey	NOUN
hi-469	217	42	based	base	VERB
hi-469	217	43	on	on	ADP
hi-469	217	44	empirical	empirical	ADJ
hi-469	217	45	analysis	analysis	NOUN
hi-469	217	46	for	for	ADP
hi-469	217	47	turkey	turkey	NOUN
hi-469	217	48	”	"	PUNCT
hi-469	217	49	,	,	PUNCT
hi-469	217	50	journal	journal	NOUN
hi-469	217	51	of	of	ADP
hi-469	217	52	asian	asian	ADJ
hi-469	217	53	and	and	CCONJ
hi-469	217	54	african	african	ADJ
hi-469	217	55	studies	study	NOUN
hi-469	217	56	50	50	NUM
hi-469	217	57	,	,	PUNCT
hi-469	217	58	no	no	INTJ
hi-469	217	59	.	.	NOUN
hi-469	217	60	4	4	NUM
hi-469	217	61	(	(	PUNCT
hi-469	217	62	2015	2015	NUM
hi-469	217	63	)	)	PUNCT
hi-469	217	64	,	,	PUNCT
hi-469	217	65	445456	445456	NUM
hi-469	217	66	.	.	PUNCT
hi-469	218	1	36	36	NUM
hi-469	218	2	issa	issa	PROPN
hi-469	218	3	khan	khan	PROPN
hi-469	218	4	,	,	PUNCT
hi-469	218	5	noor	noor	PROPN
hi-469	218	6	naemah	naemah	PROPN
hi-469	218	7	binti	binti	PROPN
hi-469	218	8	abdul	abdul	PROPN
hi-469	218	9	rahman	rahman	PROPN
hi-469	218	10	,	,	PUNCT
hi-469	218	11	mohd	mohd	PROPN
hi-469	218	12	yakub	yakub	PROPN
hi-469	218	13	zulkifli	zulkifli	PROPN
hi-469	218	14	bin	bin	PROPN
hi-469	218	15	mohd	mohd	PROPN
hi-469	218	16	yusoff	yusoff	PROPN
hi-469	218	17	and	and	CCONJ
hi-469	218	18	mohd	mohd	PROPN
hi-469	218	19	roslan	roslan	PROPN
hi-469	218	20	bin	bin	PROPN
hi-469	218	21	mohd	mohd	PROPN
hi-469	218	22	nor	nor	CCONJ
hi-469	218	23	,	,	PUNCT
hi-469	218	24	history	history	NOUN
hi-469	218	25	,	,	PUNCT
hi-469	218	26	problems	problem	NOUN
hi-469	218	27	,	,	PUNCT
hi-469	218	28	and	and	CCONJ
hi-469	218	29	prospects	prospect	NOUN
hi-469	218	30	of	of	ADP
hi-469	218	31	islamic	islamic	ADJ
hi-469	218	32	insurance	insurance	NOUN
hi-469	218	33	(	(	PUNCT
hi-469	218	34	takaful	takaful	ADJ
hi-469	218	35	)	)	PUNCT
hi-469	218	36	in	in	ADP
hi-469	218	37	bangladesh	bangladesh	NOUN
hi-469	218	38	springerplus	springerplus	NOUN
hi-469	218	39	5	5	NUM
hi-469	218	40	,	,	PUNCT
hi-469	218	41	issue	issue	NOUN
hi-469	218	42	785	785	NUM
hi-469	218	43	(	(	PUNCT
hi-469	218	44	2016	2016	NUM
hi-469	218	45	)	)	PUNCT
hi-469	218	46	,	,	PUNCT
hi-469	218	47	1	1	NUM
hi-469	218	48	-	-	SYM
hi-469	218	49	7	7	NUM
hi-469	218	50	.	.	NOUN
hi-469	218	51	37	37	NUM
hi-469	218	52	habeebullah	habeebullah	PROPN
hi-469	218	53	zakariyah	zakariyah	PROPN
hi-469	218	54	&	&	CCONJ
hi-469	218	55	alinasser	alinasser	PROPN
hi-469	218	56	abdirasak	abdirasak	PROPN
hi-469	218	57	ahmed	ahmed	PROPN
hi-469	218	58	,	,	PUNCT
hi-469	218	59	“	"	PUNCT
hi-469	218	60	contemporary	contemporary	ADJ
hi-469	218	61	issues	issue	NOUN
hi-469	218	62	and	and	CCONJ
hi-469	218	63	challenges	challenge	NOUN
hi-469	218	64	faced	face	VERB
hi-469	218	65	by	by	ADP
hi-469	218	66	the	the	DET
hi-469	218	67	takaful	takaful	ADJ
hi-469	218	68	industry	industry	NOUN
hi-469	218	69	in	in	ADP
hi-469	218	70	malaysia	malaysia	PROPN
hi-469	218	71	:	:	PUNCT
hi-469	218	72	special	special	ADJ
hi-469	218	73	reference	reference	NOUN
hi-469	218	74	to	to	ADP
hi-469	218	75	shariah	shariah	PROPN
hi-469	218	76	.	.	PUNCT
hi-469	218	77	”	"	PUNCT
hi-469	219	1	38	38	NUM
hi-469	219	2	bank	bank	NOUN
hi-469	219	3	negara	negara	PROPN
hi-469	219	4	malaysia	malaysia	PROPN
hi-469	219	5	(	(	PUNCT
hi-469	219	6	bnm	bnm	PROPN
hi-469	219	7	)	)	PUNCT
hi-469	219	8	,	,	PUNCT
hi-469	219	9	sharīʿah	sharīʿah	NOUN
hi-469	219	10	governance	governance	NOUN
hi-469	219	11	framework	framework	NOUN
hi-469	219	12	,	,	PUNCT
hi-469	219	13	(	(	PUNCT
hi-469	219	14	kuala	kuala	PROPN
hi-469	219	15	lumpur	lumpur	PROPN
hi-469	219	16	:	:	PUNCT
hi-469	219	17	2019	2019	NUM
hi-469	219	18	)	)	PUNCT
hi-469	219	19	,	,	PUNCT
hi-469	219	20	p.12	p.12	X
hi-469	219	21	.	.	NOUN
hi-469	219	22	39	39	NUM
hi-469	219	23	jaffer	jaffer	PROPN
hi-469	219	24	,	,	PUNCT
hi-469	219	25	safder	safder	PROPN
hi-469	219	26	,	,	PUNCT
hi-469	219	27	farzana	farzana	PROPN
hi-469	219	28	ismail	ismail	PROPN
hi-469	219	29	,	,	PUNCT
hi-469	219	30	jabran	jabran	ADJ
hi-469	219	31	noor	noor	PROPN
hi-469	219	32	,	,	PUNCT
hi-469	219	33	and	and	CCONJ
hi-469	219	34	lindsay	lindsay	PROPN
hi-469	219	35	unwin	unwin	PROPN
hi-469	219	36	.	.	PUNCT
hi-469	220	1	"	"	PUNCT
hi-469	220	2	takaful	takaful	ADJ
hi-469	220	3	(	(	PUNCT
hi-469	220	4	islamic	islamic	ADJ
hi-469	220	5	insurance	insurance	NOUN
hi-469	220	6	):	):	PUNCT
hi-469	220	7	concept	concept	NOUN
hi-469	220	8	,	,	PUNCT
hi-469	220	9	challenges	challenge	NOUN
hi-469	220	10	,	,	PUNCT
hi-469	220	11	and	and	CCONJ
hi-469	220	12	opportunities	opportunity	NOUN
hi-469	220	13	.	.	PUNCT
hi-469	220	14	"	"	PUNCT
hi-469	221	1	milliman	milliman	PROPN
hi-469	221	2	,	,	PUNCT
hi-469	221	3	(	(	PUNCT
hi-469	221	4	2010	2010	NUM
hi-469	221	5	)	)	PUNCT
hi-469	221	6	.	.	PUNCT
hi-469	222	1	40	40	NUM
hi-469	222	2	md	md	PROPN
hi-469	222	3	.	.	PROPN
hi-469	223	1	kausar	kausar	PROPN
hi-469	223	2	alam	alam	PROPN
hi-469	223	3	,	,	PUNCT
hi-469	223	4	suhaimi	suhaimi	PROPN
hi-469	223	5	ab	ab	PROPN
hi-469	223	6	rahman	rahman	PROPN
hi-469	223	7	,	,	PUNCT
hi-469	223	8	md	md	PROPN
hi-469	223	9	.	.	PROPN
hi-469	223	10	shamim	shamim	PROPN
hi-469	223	11	hossain	hossain	PROPN
hi-469	223	12	and	and	CCONJ
hi-469	223	13	sharif	sharif	PROPN
hi-469	223	14	hosen	hosen	PROPN
hi-469	223	15	,	,	PUNCT
hi-469	223	16	“	"	PUNCT
hi-469	223	17	shariah	shariah	PROPN
hi-469	223	18	governance	governance	NOUN
hi-469	223	19	practices	practice	NOUN
hi-469	223	20	and	and	CCONJ
hi-469	223	21	regulatory	regulatory	ADJ
hi-469	223	22	problems	problem	NOUN
hi-469	223	23	of	of	ADP
hi-469	223	24	islamic	islamic	ADJ
hi-469	223	25	insurance	insurance	NOUN
hi-469	223	26	companies	company	NOUN
hi-469	223	27	in	in	ADP
hi-469	223	28	bangladesh	bangladesh	PROPN
hi-469	223	29	”	"	PUNCT
hi-469	223	30	international	international	ADJ
hi-469	223	31	journal	journal	NOUN
hi-469	223	32	of	of	ADP
hi-469	223	33	academic	academic	ADJ
hi-469	223	34	research	research	NOUN
hi-469	223	35	in	in	ADP
hi-469	223	36	business	business	NOUN
hi-469	223	37	and	and	CCONJ
hi-469	223	38	social	social	ADJ
hi-469	223	39	sciences	science	NOUN
hi-469	223	40	9	9	NUM
hi-469	223	41	,	,	PUNCT
hi-469	223	42	no	no	INTJ
hi-469	223	43	.	.	NOUN
hi-469	223	44	1	1	NUM
hi-469	223	45	(	(	PUNCT
hi-469	223	46	2019	2019	NUM
hi-469	223	47	)	)	PUNCT
hi-469	223	48	,	,	PUNCT
hi-469	223	49	109	109	NUM
hi-469	223	50	-	-	SYM
hi-469	223	51	124	124	NUM
hi-469	223	52	.	.	PUNCT
hi-469	224	1	41	41	NUM
hi-469	224	2	kazi	kazi	PROPN
hi-469	224	3	md	md	PROPN
hi-469	224	4	.	.	PROPN
hi-469	225	1	mortuza	mortuza	PROPN
hi-469	225	2	ali	ali	PROPN
hi-469	225	3	,	,	PUNCT
hi-469	225	4	“	"	PUNCT
hi-469	225	5	takaful	takaful	ADJ
hi-469	225	6	in	in	ADP
hi-469	225	7	bangladesh	bangladesh	NOUN
hi-469	225	8	seeking	seek	VERB
hi-469	225	9	a	a	DET
hi-469	225	10	framework	framework	NOUN
hi-469	225	11	for	for	ADP
hi-469	225	12	growth	growth	NOUN
hi-469	225	13	,	,	PUNCT
hi-469	225	14	”	"	PUNCT
hi-469	225	15	available	available	ADJ
hi-469	225	16	at	at	ADP
hi-469	225	17	:	:	PUNCT
hi-469	225	18	https://www.primeislamilifebd.com/aritcle/takaful/takafulinbangladesh	https://www.primeislamilifebd.com/aritcle/takaful/takafulinbangladesh	PROPN
hi-469	225	19	(	(	PUNCT
hi-469	225	20	accessed	access	VERB
hi-469	225	21	17	17	NUM
hi-469	225	22	january	january	PROPN
hi-469	225	23	2017	2017	NUM
hi-469	225	24	)	)	PUNCT
hi-469	225	25	.	.	PUNCT
hi-469	226	1	42	42	NUM
hi-469	226	2	issa	issa	PROPN
hi-469	226	3	khan	khan	PROPN
hi-469	226	4	,	,	PUNCT
hi-469	226	5	noor	noor	PROPN
hi-469	226	6	naemah	naemah	PROPN
hi-469	226	7	binti	binti	PROPN
hi-469	226	8	abdul	abdul	PROPN
hi-469	226	9	rahman	rahman	PROPN
hi-469	226	10	,	,	PUNCT
hi-469	226	11	mohd	mohd	PROPN
hi-469	226	12	yakub	yakub	PROPN
hi-469	226	13	zulkifli	zulkifli	PROPN
hi-469	226	14	bin	bin	PROPN
hi-469	226	15	mohd	mohd	PROPN
hi-469	226	16	yusoff	yusoff	PROPN
hi-469	226	17	and	and	CCONJ
hi-469	226	18	mohd	mohd	PROPN
hi-469	226	19	roslan	roslan	PROPN
hi-469	226	20	bin	bin	PROPN
hi-469	226	21	mohd	mohd	PROPN
hi-469	226	22	nor	nor	CCONJ
hi-469	226	23	,	,	PUNCT
hi-469	226	24	history	history	NOUN
hi-469	226	25	,	,	PUNCT
hi-469	226	26	problems	problem	NOUN
hi-469	226	27	,	,	PUNCT
hi-469	226	28	and	and	CCONJ
hi-469	226	29	prospects	prospect	NOUN
hi-469	226	30	of	of	ADP
hi-469	226	31	islamic	islamic	ADJ
hi-469	226	32	insurance	insurance	NOUN
hi-469	226	33	(	(	PUNCT
hi-469	226	34	takaful	takaful	ADJ
hi-469	226	35	)	)	PUNCT
hi-469	226	36	in	in	ADP
hi-469	226	37	bangladesh	bangladesh	NOUN
hi-469	226	38	”	"	PUNCT
hi-469	226	39	.	.	PUNCT
hi-469	227	1	43	43	NUM
hi-469	227	2	issa	issa	PROPN
hi-469	227	3	khan	khan	PROPN
hi-469	227	4	,	,	PUNCT
hi-469	227	5	noor	noor	PROPN
hi-469	227	6	naemah	naemah	PROPN
hi-469	227	7	binti	binti	PROPN
hi-469	227	8	abdul	abdul	PROPN
hi-469	227	9	rahman	rahman	PROPN
hi-469	227	10	,	,	PUNCT
hi-469	227	11	mohd	mohd	PROPN
hi-469	227	12	yakub	yakub	PROPN
hi-469	227	13	@	@	ADP
hi-469	227	14	zulkifli	zulkifli	PROPN
hi-469	227	15	bin	bin	PROPN
hi-469	227	16	mohd	mohd	PROPN
hi-469	227	17	yusoff	yusoff	PROPN
hi-469	227	18	,	,	PUNCT
hi-469	227	19	mohd	mohd	PROPN
hi-469	227	20	roslan	roslan	VERB
hi-469	227	21	mohd	mohd	PROPN
hi-469	227	22	nor	nor	CCONJ
hi-469	227	23	,	,	PUNCT
hi-469	227	24	kamaruzaman	kamaruzaman	NOUN
hi-469	227	25	bin	bin	PROPN
hi-469	227	26	noordin	noordin	PROPN
hi-469	227	27	,	,	PUNCT
hi-469	227	28	"	"	PUNCT
hi-469	227	29	a	a	DET
hi-469	227	30	narrative	narrative	NOUN
hi-469	227	31	on	on	ADP
hi-469	227	32	islamic	islamic	ADJ
hi-469	227	33	insurance	insurance	NOUN
hi-469	227	34	in	in	ADP
hi-469	227	35	bangladesh	bangladesh	NOUN
hi-469	227	36	:	:	PUNCT
hi-469	227	37	problems	problem	NOUN
hi-469	227	38	and	and	CCONJ
hi-469	227	39	prospects	prospect	NOUN
hi-469	227	40	"	"	PUNCT
hi-469	227	41	.	.	PUNCT
hi-469	228	1	md	md	PROPN
hi-469	228	2	.	.	PROPN
hi-469	229	1	anowar	anowar	PROPN
hi-469	229	2	hossain	hossain	PROPN
hi-469	229	3	bhuiyan	bhuiyan	PROPN
hi-469	229	4	,	,	PUNCT
hi-469	229	5	md	md	PROPN
hi-469	229	6	.	.	PROPN
hi-469	230	1	belal	belal	PROPN
hi-469	230	2	hossain	hossain	PROPN
hi-469	230	3	and	and	CCONJ
hi-469	230	4	and	and	CCONJ
hi-469	230	5	md	md	PROPN
hi-469	230	6	.	.	PROPN
hi-469	230	7	khalilur	khalilur	PROPN
hi-469	230	8	rahman	rahman	PROPN
hi-469	230	9	“	"	PUNCT
hi-469	230	10	islamic	islamic	ADJ
hi-469	230	11	management	management	NOUN
hi-469	230	12	practices	practice	NOUN
hi-469	230	13	in	in	ADP
hi-469	230	14	islamic	islamic	ADJ
hi-469	230	15	life	life	NOUN
hi-469	230	16	insurance	insurance	NOUN
hi-469	230	17	companies	company	NOUN
hi-469	230	18	of	of	ADP
hi-469	230	19	bangladesh	bangladesh	NOUN
hi-469	230	20	”	"	PUNCT
hi-469	230	21	journal	journal	NOUN
hi-469	230	22	novel	novel	NOUN
hi-469	230	23	applied	apply	VERB
hi-469	230	24	science	science	NOUN
hi-469	230	25	1	1	NUM
hi-469	230	26	,	,	PUNCT
hi-469	230	27	no.4	no.4	PROPN
hi-469	230	28	(	(	PUNCT
hi-469	230	29	2012	2012	NUM
hi-469	230	30	)	)	PUNCT
hi-469	230	31	,	,	PUNCT
hi-469	230	32	128–136	128–136	NUM
hi-469	230	33	.	.	PUNCT
hi-469	231	1	44	44	NUM
hi-469	231	2	kazi	kazi	PROPN
hi-469	231	3	md	md	PROPN
hi-469	231	4	.	.	PROPN
hi-469	231	5	mortuza	mortuza	PROPN
hi-469	231	6	ali	ali	PROPN
hi-469	231	7	,	,	PUNCT
hi-469	231	8	“	"	PUNCT
hi-469	231	9	takaful	takaful	ADJ
hi-469	231	10	in	in	ADP
hi-469	231	11	bangladesh	bangladesh	NOUN
hi-469	231	12	seeking	seek	VERB
hi-469	231	13	a	a	DET
hi-469	231	14	framework	framework	NOUN
hi-469	231	15	for	for	ADP
hi-469	231	16	growth	growth	NOUN
hi-469	231	17	”	"	PUNCT
hi-469	231	18	.	.	PUNCT
hi-469	232	1	45	45	NUM
hi-469	232	2	md	md	PROPN
hi-469	232	3	.	.	PUNCT
hi-469	233	1	abul	abul	PROPN
hi-469	233	2	kalam	kalam	PROPN
hi-469	233	3	azad	azad	PROPN
hi-469	233	4	,	,	PUNCT
hi-469	233	5	mohammad	mohammad	PROPN
hi-469	233	6	rokibul	rokibul	PROPN
hi-469	233	7	kabir	kabir	PROPN
hi-469	233	8	,	,	PUNCT
hi-469	233	9	faruk	faruk	PROPN
hi-469	233	10	bhuiyan	bhuiyan	PROPN
hi-469	233	11	and	and	CCONJ
hi-469	233	12	abdul	abdul	PROPN
hi-469	233	13	kadar	kadar	PROPN
hi-469	233	14	muhammad	muhammad	PROPN
hi-469	233	15	masum	masum	PROPN
hi-469	233	16	,	,	PUNCT
hi-469	233	17	“	"	PUNCT
hi-469	233	18	prospects	prospect	VERB
hi-469	233	19	analysis	analysis	NOUN
hi-469	233	20	of	of	ADP
hi-469	233	21	an	an	DET
hi-469	233	22	islamic	islamic	ADJ
hi-469	233	23	capital	capital	NOUN
hi-469	233	24	market	market	NOUN
hi-469	233	25	in	in	ADP
hi-469	233	26	bangladesh	bangladesh	NOUN
hi-469	233	27	”	"	PUNCT
hi-469	233	28	,	,	PUNCT
hi-469	233	29	global	global	ADJ
hi-469	233	30	journal	journal	NOUN
hi-469	233	31	of	of	ADP
hi-469	233	32	management	management	NOUN
hi-469	233	33	and	and	CCONJ
hi-469	233	34	business	business	NOUN
hi-469	233	35	research	research	NOUN
hi-469	233	36	finance	finance	NOUN
hi-469	233	37	13	13	NUM
hi-469	233	38	,	,	PUNCT
hi-469	233	39	no	no	INTJ
hi-469	233	40	.	.	NOUN
hi-469	233	41	6	6	NUM
hi-469	233	42	(	(	PUNCT
hi-469	233	43	2013	2013	NUM
hi-469	233	44	)	)	PUNCT
hi-469	233	45	,	,	PUNCT
hi-469	233	46	5761	5761	NUM
hi-469	233	47	.	.	PUNCT
hi-469	234	1	46	46	NUM
hi-469	234	2	issa	issa	PROPN
hi-469	234	3	khan	khan	PROPN
hi-469	234	4	,	,	PUNCT
hi-469	234	5	noor	noor	PROPN
hi-469	234	6	naemah	naemah	PROPN
hi-469	234	7	binti	binti	PROPN
hi-469	234	8	abdul	abdul	PROPN
hi-469	234	9	rahman	rahman	PROPN
hi-469	234	10	,	,	PUNCT
hi-469	234	11	mohd	mohd	PROPN
hi-469	234	12	yakub	yakub	PROPN
hi-469	234	13	@	@	ADP
hi-469	234	14	zulkifli	zulkifli	PROPN
hi-469	234	15	bin	bin	PROPN
hi-469	234	16	mohd	mohd	PROPN
hi-469	234	17	yusoff	yusoff	PROPN
hi-469	234	18	,	,	PUNCT
hi-469	234	19	mohd	mohd	PROPN
hi-469	234	20	roslan	roslan	VERB
hi-469	234	21	mohd	mohd	PROPN
hi-469	234	22	nor	nor	CCONJ
hi-469	234	23	,	,	PUNCT
hi-469	234	24	kamaruzaman	kamaruzaman	NOUN
hi-469	234	25	bin	bin	PROPN
hi-469	234	26	noordin	noordin	PROPN
hi-469	234	27	,	,	PUNCT
hi-469	234	28	"	"	PUNCT
hi-469	234	29	a	a	DET
hi-469	234	30	narrative	narrative	NOUN
hi-469	234	31	on	on	ADP
hi-469	234	32	islamic	islamic	ADJ
hi-469	234	33	insurance	insurance	NOUN
hi-469	234	34	in	in	ADP
hi-469	234	35	bangladesh	bangladesh	NOUN
hi-469	234	36	:	:	PUNCT
hi-469	234	37	problems	problem	NOUN
hi-469	234	38	and	and	CCONJ
hi-469	234	39	prospects	prospect	NOUN
hi-469	234	40	"	"	PUNCT
hi-469	234	41	.	.	PUNCT
hi-469	235	1	47	47	NUM
hi-469	235	2	issa	issa	PROPN
hi-469	235	3	khan	khan	PROPN
hi-469	235	4	,	,	PUNCT
hi-469	235	5	noor	noor	PROPN
hi-469	235	6	naemah	naemah	PROPN
hi-469	235	7	binti	binti	PROPN
hi-469	235	8	abdul	abdul	PROPN
hi-469	235	9	rahman	rahman	PROPN
hi-469	235	10	,	,	PUNCT
hi-469	235	11	mohd	mohd	PROPN
hi-469	235	12	yakub	yakub	PROPN
hi-469	235	13	@	@	ADP
hi-469	235	14	zulkifli	zulkifli	PROPN
hi-469	235	15	bin	bin	PROPN
hi-469	235	16	mohd	mohd	PROPN
hi-469	235	17	yusoff	yusoff	PROPN
hi-469	235	18	,	,	PUNCT
hi-469	235	19	mohd	mohd	PROPN
hi-469	235	20	roslan	roslan	VERB
hi-469	235	21	mohd	mohd	PROPN
hi-469	235	22	nor	nor	CCONJ
hi-469	235	23	,	,	PUNCT
hi-469	235	24	kamaruzaman	kamaruzaman	NOUN
hi-469	235	25	bin	bin	PROPN
hi-469	235	26	noordin	noordin	PROPN
hi-469	235	27	,	,	PUNCT
hi-469	235	28	"	"	PUNCT
hi-469	235	29	a	a	DET
hi-469	235	30	narrative	narrative	NOUN
hi-469	235	31	on	on	ADP
hi-469	235	32	islamic	islamic	ADJ
hi-469	235	33	insurance	insurance	NOUN
hi-469	235	34	in	in	ADP
hi-469	235	35	bangladesh	bangladesh	NOUN
hi-469	235	36	:	:	PUNCT
hi-469	235	37	problems	problem	NOUN
hi-469	235	38	and	and	CCONJ
hi-469	235	39	prospects	prospect	NOUN
hi-469	235	40	"	"	PUNCT
hi-469	235	41	.	.	PUNCT
hi-469	236	1	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	X
hi-469	236	2	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	NOUN
hi-469	236	3	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	236	4	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	236	5	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	PROPN
hi-469	236	6	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	PROPN
hi-469	236	7	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	NOUN
hi-469	236	8	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	236	9	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	236	10	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	PROPN
hi-469	237	1	https://www.emerald.com/insight/search?q=issa%20khan	https://www.emerald.com/insight/search?q=issa%20khan	PROPN
hi-469	237	2	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	NUM
hi-469	237	3	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	237	4	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	237	5	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	NOUN
hi-469	237	6	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	VERB
hi-469	237	7	https://www.emerald.com/insight/search?q=issa%20khan	https://www.emerald.com/insight/search?q=issa%20khan	PROPN
hi-469	237	8	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	PRON
hi-469	237	9	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	237	10	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	237	11	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	NOUN
hi-469	237	12	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	VERB
hi-469	237	13	https://www.emerald.com/insight/search?q=issa%20khan	https://www.emerald.com/insight/search?q=issa%20khan	PROPN
hi-469	237	14	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	PRON
hi-469	237	15	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	237	16	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	237	17	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	NOUN
hi-469	237	18	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	VERB
hi-469	237	19	hamdard	hamdard	ADJ
hi-469	237	20	islamicus	islamicus	NOUN
hi-469	237	21	vol	vol	NOUN
hi-469	237	22	.	.	PUNCT
hi-469	238	1	xlviii	xlviii	PROPN
hi-469	238	2	,	,	PUNCT
hi-469	238	3	no.1	no.1	X
hi-469	238	4	75	75	NUM
hi-469	238	5	48	48	NUM
hi-469	238	6	king	king	NOUN
hi-469	238	7	n	n	PROPN
hi-469	238	8	and	and	CCONJ
hi-469	238	9	horrocks	horrock	VERB
hi-469	238	10	c	c	PROPN
hi-469	238	11	,	,	PUNCT
hi-469	238	12	(	(	PUNCT
hi-469	238	13	2010	2010	NUM
hi-469	238	14	)	)	PUNCT
hi-469	238	15	“	"	PUNCT
hi-469	238	16	interviews	interview	NOUN
hi-469	238	17	in	in	ADP
hi-469	238	18	qualitative	qualitative	ADJ
hi-469	238	19	research	research	NOUN
hi-469	238	20	”	"	PUNCT
hi-469	238	21	,	,	PUNCT
hi-469	238	22	london	london	PROPN
hi-469	238	23	:	:	PUNCT
hi-469	238	24	sage	sage	NOUN
hi-469	238	25	publications	publication	NOUN
hi-469	238	26	ltd	ltd	PROPN
hi-469	238	27	.	.	PROPN
hi-469	238	28	,	,	PUNCT
hi-469	238	29	2010	2010	NUM
hi-469	238	30	)	)	PUNCT
hi-469	238	31	.	.	PUNCT
hi-469	239	1	49	49	NUM
hi-469	239	2	philipp	philipp	PROPN
hi-469	239	3	köker	köker	PROPN
hi-469	239	4	,	,	PUNCT
hi-469	239	5	(	(	PUNCT
hi-469	239	6	2014	2014	NUM
hi-469	239	7	)	)	PUNCT
hi-469	239	8	“	"	PUNCT
hi-469	239	9	semi	semi	ADJ
hi-469	239	10	-	-	ADJ
hi-469	239	11	structured	structured	ADJ
hi-469	239	12	elite	elite	ADJ
hi-469	239	13	interviews	interview	NOUN
hi-469	239	14	in	in	ADP
hi-469	239	15	a	a	DET
hi-469	239	16	nested	nested	ADJ
hi-469	239	17	–	–	PUNCT
hi-469	239	18	analysis	analysis	NOUN
hi-469	239	19	framework	framework	NOUN
hi-469	239	20	:	:	PUNCT
hi-469	239	21	studying	study	VERB
hi-469	239	22	presidential	presidential	ADJ
hi-469	239	23	activism	activism	NOUN
hi-469	239	24	in	in	ADP
hi-469	239	25	central	central	ADJ
hi-469	239	26	and	and	CCONJ
hi-469	239	27	eastern	eastern	ADJ
hi-469	239	28	europe	europe	PROPN
hi-469	239	29	”	"	PUNCT
hi-469	239	30	,	,	PUNCT
hi-469	239	31	in	in	ADP
hi-469	239	32	sage	sage	NOUN
hi-469	239	33	research	research	NOUN
hi-469	239	34	methods	method	NOUN
hi-469	239	35	cases	case	NOUN
hi-469	239	36	,	,	PUNCT
hi-469	239	37	london	london	PROPN
hi-469	239	38	:	:	PUNCT
hi-469	239	39	sage	sage	NOUN
hi-469	239	40	publications	publication	NOUN
hi-469	239	41	ltd	ltd	PROPN
hi-469	239	42	.	.	PROPN
hi-469	239	43	,	,	PUNCT
hi-469	239	44	2014	2014	NUM
hi-469	239	45	)	)	PUNCT
hi-469	239	46	.	.	PUNCT
hi-469	240	1	50	50	NUM
hi-469	240	2	ahmad	ahmad	PROPN
hi-469	240	3	muhammad	muhammad	PROPN
hi-469	240	4	gusau	gusau	PROPN
hi-469	240	5	(	(	PUNCT
hi-469	240	6	2013	2013	NUM
hi-469	240	7	)	)	PUNCT
hi-469	240	8	“	"	PUNCT
hi-469	240	9	challenges	challenge	NOUN
hi-469	240	10	facing	face	VERB
hi-469	240	11	by	by	ADP
hi-469	240	12	muslim	muslim	ADJ
hi-469	240	13	female	female	ADJ
hi-469	240	14	students	student	NOUN
hi-469	240	15	in	in	ADP
hi-469	240	16	nigerian	nigerian	ADJ
hi-469	240	17	higher	high	ADJ
hi-469	240	18	education	education	NOUN
hi-469	240	19	:	:	PUNCT
hi-469	240	20	a	a	DET
hi-469	240	21	case	case	NOUN
hi-469	240	22	study	study	NOUN
hi-469	240	23	of	of	ADP
hi-469	240	24	zamfara	zamfara	PROPN
hi-469	240	25	state	state	PROPN
hi-469	240	26	"	"	PUNCT
hi-469	240	27	,	,	PUNCT
hi-469	240	28	ph.d	ph.d	PROPN
hi-469	240	29	.	.	PUNCT
hi-469	241	1	thesis	thesis	NOUN
hi-469	241	2	,	,	PUNCT
hi-469	241	3	(	(	PUNCT
hi-469	241	4	university	university	NOUN
hi-469	241	5	of	of	ADP
hi-469	241	6	malaya	malaya	PROPN
hi-469	241	7	:	:	PUNCT
hi-469	241	8	2013	2013	NUM
hi-469	241	9	)	)	PUNCT
hi-469	241	10	.	.	PUNCT
hi-469	242	1	51	51	NUM
hi-469	242	2	md	md	PROPN
hi-469	242	3	.	.	PUNCT
hi-469	243	1	faruk	faruk	PROPN
hi-469	243	2	abdullah	abdullah	PROPN
hi-469	243	3	(	(	PUNCT
hi-469	243	4	2016	2016	NUM
hi-469	243	5	)	)	PUNCT
hi-469	243	6	“	"	PUNCT
hi-469	243	7	application	application	NOUN
hi-469	243	8	of	of	ADP
hi-469	243	9	wa’d	wa’d	PROPN
hi-469	243	10	(	(	PUNCT
hi-469	243	11	promise	promise	NOUN
hi-469	243	12	)	)	PUNCT
hi-469	243	13	in	in	ADP
hi-469	243	14	islamic	islamic	ADJ
hi-469	243	15	banking	banking	NOUN
hi-469	243	16	products	product	NOUN
hi-469	243	17	:	:	PUNCT
hi-469	243	18	a	a	DET
hi-469	243	19	study	study	NOUN
hi-469	243	20	in	in	ADP
hi-469	243	21	malaysia	malaysia	PROPN
hi-469	243	22	and	and	CCONJ
hi-469	243	23	bangladesh	bangladesh	PROPN
hi-469	243	24	,	,	PUNCT
hi-469	243	25	ph.d	ph.d	PROPN
hi-469	243	26	.	.	PUNCT
hi-469	244	1	thesis	thesis	NOUN
hi-469	244	2	,	,	PUNCT
hi-469	244	3	(	(	PUNCT
hi-469	244	4	university	university	NOUN
hi-469	244	5	of	of	ADP
hi-469	244	6	malaya	malaya	PROPN
hi-469	244	7	:	:	PUNCT
hi-469	244	8	2016	2016	NUM
hi-469	244	9	)	)	PUNCT
hi-469	244	10	.	.	PUNCT
hi-469	245	1	52	52	NUM
hi-469	245	2	mohd	mohd	PROPN
hi-469	245	3	fauzi	fauzi	PROPN
hi-469	245	4	abu	abu	PROPN
hi-469	245	5	-	-	PUNCT
hi-469	245	6	hussin	hussin	PROPN
hi-469	245	7	,	,	PUNCT
hi-469	245	8	nasrul	nasrul	NOUN
hi-469	245	9	hisyam	hisyam	NOUN
hi-469	245	10	nor	nor	CCONJ
hi-469	245	11	muhamad	muhamad	PROPN
hi-469	245	12	and	and	CCONJ
hi-469	245	13	mohd	mohd	PROPN
hi-469	245	14	.	.	PUNCT
hi-469	246	1	yahya	yahya	PROPN
hi-469	246	2	mohd	mohd	PROPN
hi-469	246	3	.	.	PUNCT
hi-469	247	1	hussin	hussin	PROPN
hi-469	247	2	,	,	PUNCT
hi-469	247	3	takaful	takaful	ADJ
hi-469	247	4	(	(	PUNCT
hi-469	247	5	islamic	islamic	ADJ
hi-469	247	6	insurance	insurance	NOUN
hi-469	247	7	industry	industry	NOUN
hi-469	247	8	in	in	ADP
hi-469	247	9	malaysia	malaysia	PROPN
hi-469	247	10	and	and	CCONJ
hi-469	247	11	the	the	DET
hi-469	247	12	arab	arab	PROPN
hi-469	247	13	gulf	gulf	PROPN
hi-469	247	14	states	state	NOUN
hi-469	247	15	:	:	PUNCT
hi-469	247	16	challenges	challenge	NOUN
hi-469	247	17	and	and	CCONJ
hi-469	247	18	future	future	ADJ
hi-469	247	19	direction	direction	NOUN
hi-469	247	20	”	"	PUNCT
hi-469	247	21	.	.	PUNCT
hi-469	248	1	asian	asian	ADJ
hi-469	248	2	social	social	ADJ
hi-469	248	3	science	science	NOUN
hi-469	248	4	10	10	NUM
hi-469	248	5	,	,	PUNCT
hi-469	248	6	no	no	INTJ
hi-469	248	7	.	.	NOUN
hi-469	248	8	21(2014	21(2014	NUM
hi-469	248	9	)	)	PUNCT
hi-469	248	10	,	,	PUNCT
hi-469	248	11	6	6	NUM
hi-469	248	12	-	-	SYM
hi-469	248	13	34	34	NUM
hi-469	248	14	.	.	PUNCT
hi-469	249	1	53	53	NUM
hi-469	249	2	zohair	zohair	PROPN
hi-469	249	3	berkem	berkem	PROPN
hi-469	249	4	,	,	PUNCT
hi-469	249	5	(	(	PUNCT
hi-469	249	6	2014	2014	NUM
hi-469	249	7	)	)	PUNCT
hi-469	249	8	“	"	PUNCT
hi-469	249	9	effective	effective	ADJ
hi-469	249	10	supervision	supervision	NOUN
hi-469	249	11	of	of	ADP
hi-469	249	12	islamic	islamic	ADJ
hi-469	249	13	insurance	insurance	NOUN
hi-469	249	14	according	accord	VERB
hi-469	249	15	to	to	ADP
hi-469	249	16	malaysian	malaysian	ADJ
hi-469	249	17	experience	experience	NOUN
hi-469	249	18	(	(	PUNCT
hi-469	249	19	1984	1984	NUM
hi-469	249	20	-	-	SYM
hi-469	249	21	2012	2012	NUM
hi-469	249	22	)	)	PUNCT
hi-469	249	23	”	"	PUNCT
hi-469	249	24	,	,	PUNCT
hi-469	249	25	international	international	ADJ
hi-469	249	26	journal	journal	NOUN
hi-469	249	27	of	of	ADP
hi-469	249	28	social	social	ADJ
hi-469	249	29	economics	economic	NOUN
hi-469	249	30	41	41	NUM
hi-469	249	31	,	,	PUNCT
hi-469	249	32	no.12	no.12	NOUN
hi-469	249	33	(	(	PUNCT
hi-469	249	34	2014	2014	NUM
hi-469	249	35	)	)	PUNCT
hi-469	249	36	,	,	PUNCT
hi-469	249	37	1220	1220	NUM
hi-469	249	38	-	-	SYM
hi-469	249	39	1242	1242	NUM
hi-469	249	40	.	.	PUNCT
hi-469	250	1	54	54	NUM
hi-469	250	2	issa	issa	PROPN
hi-469	250	3	khan	khan	PROPN
hi-469	250	4	,	,	PUNCT
hi-469	250	5	noor	noor	PROPN
hi-469	250	6	naemah	naemah	PROPN
hi-469	250	7	binti	binti	PROPN
hi-469	250	8	abdul	abdul	PROPN
hi-469	250	9	rahman	rahman	PROPN
hi-469	250	10	,	,	PUNCT
hi-469	250	11	mohd	mohd	PROPN
hi-469	250	12	yakub	yakub	PROPN
hi-469	250	13	@	@	ADP
hi-469	250	14	zulkifli	zulkifli	PROPN
hi-469	250	15	bin	bin	PROPN
hi-469	250	16	mohd	mohd	PROPN
hi-469	250	17	yusoff	yusoff	PROPN
hi-469	250	18	,	,	PUNCT
hi-469	250	19	mohd	mohd	PROPN
hi-469	250	20	roslan	roslan	VERB
hi-469	250	21	mohd	mohd	PROPN
hi-469	250	22	nor	nor	CCONJ
hi-469	250	23	,	,	PUNCT
hi-469	250	24	kamaruzaman	kamaruzaman	NOUN
hi-469	250	25	bin	bin	PROPN
hi-469	250	26	noordin	noordin	PROPN
hi-469	250	27	,	,	PUNCT
hi-469	250	28	"	"	PUNCT
hi-469	250	29	a	a	DET
hi-469	250	30	narrative	narrative	NOUN
hi-469	250	31	on	on	ADP
hi-469	250	32	islamic	islamic	ADJ
hi-469	250	33	insurance	insurance	NOUN
hi-469	250	34	in	in	ADP
hi-469	250	35	bangladesh	bangladesh	NOUN
hi-469	250	36	:	:	PUNCT
hi-469	250	37	problems	problem	NOUN
hi-469	250	38	and	and	CCONJ
hi-469	250	39	prospects	prospect	NOUN
hi-469	250	40	"	"	PUNCT
hi-469	250	41	.	.	PUNCT
hi-469	250	42	55	55	NUM
hi-469	250	43	renat	renat	NOUN
hi-469	250	44	i.	i.	PROPN
hi-469	250	45	bekkin	bekkin	PROPN
hi-469	250	46	,	,	PUNCT
hi-469	250	47	“	"	PUNCT
hi-469	250	48	islamic	islamic	ADJ
hi-469	250	49	insurance	insurance	NOUN
hi-469	250	50	:	:	PUNCT
hi-469	250	51	national	national	ADJ
hi-469	250	52	features	feature	NOUN
hi-469	250	53	and	and	CCONJ
hi-469	250	54	legal	legal	ADJ
hi-469	250	55	regulation	regulation	NOUN
hi-469	250	56	”	"	PUNCT
hi-469	250	57	.	.	PUNCT
hi-469	251	1	56	56	NUM
hi-469	251	2	issa	issa	PROPN
hi-469	251	3	khan	khan	PROPN
hi-469	251	4	,	,	PUNCT
hi-469	251	5	noor	noor	PROPN
hi-469	251	6	naemah	naemah	PROPN
hi-469	251	7	binti	binti	PROPN
hi-469	251	8	abdul	abdul	PROPN
hi-469	251	9	rahman	rahman	PROPN
hi-469	251	10	,	,	PUNCT
hi-469	251	11	mohd	mohd	PROPN
hi-469	251	12	yakub	yakub	PROPN
hi-469	251	13	@	@	ADP
hi-469	251	14	zulkifli	zulkifli	PROPN
hi-469	251	15	bin	bin	PROPN
hi-469	251	16	mohd	mohd	PROPN
hi-469	251	17	yusoff	yusoff	PROPN
hi-469	251	18	,	,	PUNCT
hi-469	251	19	mohd	mohd	PROPN
hi-469	251	20	roslan	roslan	VERB
hi-469	251	21	mohd	mohd	PROPN
hi-469	251	22	nor	nor	CCONJ
hi-469	251	23	,	,	PUNCT
hi-469	251	24	kamaruzaman	kamaruzaman	NOUN
hi-469	251	25	bin	bin	PROPN
hi-469	251	26	noordin	noordin	PROPN
hi-469	251	27	,	,	PUNCT
hi-469	251	28	"	"	PUNCT
hi-469	251	29	a	a	DET
hi-469	251	30	narrative	narrative	NOUN
hi-469	251	31	on	on	ADP
hi-469	251	32	islamic	islamic	ADJ
hi-469	251	33	insurance	insurance	NOUN
hi-469	251	34	in	in	ADP
hi-469	251	35	bangladesh	bangladesh	NOUN
hi-469	251	36	:	:	PUNCT
hi-469	251	37	problems	problem	NOUN
hi-469	251	38	and	and	CCONJ
hi-469	251	39	prospects	prospect	NOUN
hi-469	251	40	"	"	PUNCT
hi-469	251	41	.	.	PUNCT
hi-469	252	1	57	57	NUM
hi-469	252	2	muḥammad	muḥammad	NOUN
hi-469	252	3	ibn	ibn	PROPN
hi-469	252	4	ismā‘īl	ismā‘īl	NOUN
hi-469	252	5	al	al	PROPN
hi-469	252	6	-	-	PUNCT
hi-469	252	7	bukhārī	bukhārī	NOUN
hi-469	252	8	,	,	PUNCT
hi-469	252	9	“	"	PUNCT
hi-469	252	10	ṣaḥīḥ	ṣaḥīḥ	PROPN
hi-469	252	11	al	al	PROPN
hi-469	252	12	-	-	PUNCT
hi-469	252	13	bukhārī	bukhārī	NOUN
hi-469	252	14	,	,	PUNCT
hi-469	252	15	in	in	ADP
hi-469	252	16	mawsu'ah	mawsu'ah	PROPN
hi-469	252	17	al	al	PROPN
hi-469	252	18	-	-	PUNCT
hi-469	252	19	hadith	hadith	PROPN
hi-469	252	20	al	al	PROPN
hi-469	252	21	sharif	sharif	PROPN
hi-469	252	22	al	al	PROPN
hi-469	252	23	kutub	kutub	PROPN
hi-469	252	24	al	al	PROPN
hi-469	252	25	-	-	PROPN
hi-469	252	26	sittah	sittah	PROPN
hi-469	252	27	(	(	PUNCT
hi-469	252	28	riyad	riyad	NOUN
hi-469	252	29	:	:	PUNCT
hi-469	252	30	dar	dar	PROPN
hi-469	252	31	alsalam	alsalam	PROPN
hi-469	252	32	,	,	PUNCT
hi-469	252	33	2008	2008	NUM
hi-469	252	34	)	)	PUNCT
hi-469	252	35	,	,	PUNCT
hi-469	252	36	p.70	p.70	PROPN
hi-469	252	37	.	.	PROPN
hi-469	252	38	58	58	NUM
hi-469	252	39	muhamad	muhamad	PROPN
hi-469	252	40	badri	badri	PROPN
hi-469	252	41	othman	othman	PROPN
hi-469	252	42	,	,	PUNCT
hi-469	252	43	(	(	PUNCT
hi-469	252	44	2017	2017	NUM
hi-469	252	45	)	)	PUNCT
hi-469	252	46	“	"	PUNCT
hi-469	252	47	development	development	NOUN
hi-469	252	48	and	and	CCONJ
hi-469	252	49	shari’ah	shari’ah	NOUN
hi-469	252	50	issues	issue	NOUN
hi-469	252	51	of	of	ADP
hi-469	252	52	the	the	DET
hi-469	252	53	takaful	takaful	ADJ
hi-469	252	54	industry	industry	NOUN
hi-469	252	55	in	in	ADP
hi-469	252	56	malaysia	malaysia	PROPN
hi-469	252	57	effects	effect	NOUN
hi-469	252	58	of	of	ADP
hi-469	252	59	the	the	DET
hi-469	252	60	regulatory	regulatory	ADJ
hi-469	252	61	framework	framework	NOUN
hi-469	252	62	on	on	ADP
hi-469	252	63	implementation	implementation	NOUN
hi-469	252	64	and	and	CCONJ
hi-469	252	65	growth	growth	NOUN
hi-469	252	66	”	"	PUNCT
hi-469	252	67	,	,	PUNCT
hi-469	252	68	journal	journal	NOUN
hi-469	252	69	of	of	ADP
hi-469	252	70	finance	finance	NOUN
hi-469	252	71	and	and	CCONJ
hi-469	252	72	banking	banking	NOUN
hi-469	252	73	review	review	NOUN
hi-469	252	74	2	2	NUM
hi-469	252	75	,	,	PUNCT
hi-469	252	76	no	no	INTJ
hi-469	252	77	.	.	NOUN
hi-469	252	78	1	1	NUM
hi-469	252	79	(	(	PUNCT
hi-469	252	80	2017	2017	NUM
hi-469	252	81	)	)	PUNCT
hi-469	252	82	,	,	PUNCT
hi-469	252	83	38	38	NUM
hi-469	252	84	-	-	SYM
hi-469	252	85	43	43	NUM
hi-469	252	86	.	.	PUNCT
hi-469	253	1	59	59	NUM
hi-469	253	2	ahmad	ahmad	PROPN
hi-469	253	3	rufai	rufai	PROPN
hi-469	253	4	muhammad	muhammad	X
hi-469	253	5	,	,	PUNCT
hi-469	253	6	“	"	PUNCT
hi-469	253	7	theory	theory	NOUN
hi-469	253	8	and	and	CCONJ
hi-469	253	9	application	application	NOUN
hi-469	253	10	of	of	ADP
hi-469	253	11	islamic	islamic	ADJ
hi-469	253	12	insurance	insurance	NOUN
hi-469	253	13	in	in	ADP
hi-469	253	14	malaysia	malaysia	PROPN
hi-469	253	15	and	and	CCONJ
hi-469	253	16	sudan	sudan	PROPN
hi-469	253	17	:	:	PUNCT
hi-469	253	18	a	a	DET
hi-469	253	19	comparative	comparative	ADJ
hi-469	253	20	study	study	NOUN
hi-469	253	21	.	.	PUNCT
hi-469	254	1	phd	phd	NOUN
hi-469	254	2	thesis	thesis	PROPN
hi-469	254	3	,	,	PUNCT
hi-469	254	4	(	(	PUNCT
hi-469	254	5	university	university	NOUN
hi-469	254	6	of	of	ADP
hi-469	254	7	malaya	malaya	PROPN
hi-469	254	8	:	:	PUNCT
hi-469	254	9	2006	2006	NUM
hi-469	254	10	)	)	PUNCT
hi-469	254	11	.	.	PUNCT
hi-469	255	1	60	60	NUM
hi-469	255	2	sheila	sheila	NOUN
hi-469	255	3	nu	nu	PROPN
hi-469	255	4	nuhtay	nuhtay	PROPN
hi-469	255	5	,	,	PUNCT
hi-469	255	6	mustapha	mustapha	PROPN
hi-469	255	7	hamat	hamat	PROPN
hi-469	255	8	,	,	PUNCT
hi-469	255	9	wan	wan	PROPN
hi-469	255	10	zamri	zamri	PROPN
hi-469	255	11	wan	wan	PROPN
hi-469	255	12	ismail	ismail	PROPN
hi-469	255	13	and	and	CCONJ
hi-469	255	14	syed	syed	PROPN
hi-469	255	15	ahmed	ahmed	PROPN
hi-469	255	16	salman	salman	PROPN
hi-469	255	17	,	,	PUNCT
hi-469	255	18	m.	m.	NOUN
hi-469	255	19	hamat	hamat	NOUN
hi-469	255	20	,	,	PUNCT
hi-469	255	21	“	"	PUNCT
hi-469	255	22	takaful	takaful	ADJ
hi-469	255	23	(	(	PUNCT
hi-469	255	24	islamic	islamic	ADJ
hi-469	255	25	insurance	insurance	NOUN
hi-469	255	26	):	):	PUNCT
hi-469	255	27	historical	historical	ADJ
hi-469	255	28	,	,	PUNCT
hi-469	255	29	shariah	shariah	PROPN
hi-469	255	30	and	and	CCONJ
hi-469	255	31	operational	operational	ADJ
hi-469	255	32	perspectives	perspective	NOUN
hi-469	255	33	”	"	PUNCT
hi-469	255	34	,	,	PUNCT
hi-469	255	35	global	global	ADJ
hi-469	255	36	illuminators	illuminator	NOUN
hi-469	255	37	,	,	PUNCT
hi-469	255	38	no	no	INTJ
hi-469	255	39	.	.	PUNCT
hi-469	256	1	1(2014	1(2014	NUM
hi-469	256	2	)	)	PUNCT
hi-469	257	1	,	,	PUNCT
hi-469	257	2	9	9	NUM
hi-469	257	3	-	-	SYM
hi-469	257	4	25	25	NUM
hi-469	257	5	.	.	PUNCT
hi-469	257	6	61	61	NUM
hi-469	257	7	issa	issa	PROPN
hi-469	257	8	khan	khan	PROPN
hi-469	257	9	,	,	PUNCT
hi-469	257	10	noor	noor	PROPN
hi-469	257	11	naemah	naemah	PROPN
hi-469	257	12	binti	binti	PROPN
hi-469	257	13	abdul	abdul	PROPN
hi-469	257	14	rahman	rahman	PROPN
hi-469	257	15	,	,	PUNCT
hi-469	257	16	mohd	mohd	PROPN
hi-469	257	17	yakub	yakub	PROPN
hi-469	257	18	zulkifli	zulkifli	PROPN
hi-469	257	19	bin	bin	PROPN
hi-469	257	20	mohd	mohd	PROPN
hi-469	257	21	yusoff	yusoff	PROPN
hi-469	257	22	and	and	CCONJ
hi-469	257	23	mohd	mohd	PROPN
hi-469	257	24	roslan	roslan	PROPN
hi-469	257	25	bin	bin	PROPN
hi-469	257	26	mohd	mohd	PROPN
hi-469	257	27	nor	nor	CCONJ
hi-469	257	28	,	,	PUNCT
hi-469	257	29	history	history	NOUN
hi-469	257	30	,	,	PUNCT
hi-469	257	31	problems	problem	NOUN
hi-469	257	32	,	,	PUNCT
hi-469	257	33	and	and	CCONJ
hi-469	257	34	prospects	prospect	NOUN
hi-469	257	35	of	of	ADP
hi-469	257	36	islamic	islamic	ADJ
hi-469	257	37	insurance	insurance	NOUN
hi-469	257	38	(	(	PUNCT
hi-469	257	39	takaful	takaful	ADJ
hi-469	257	40	)	)	PUNCT
hi-469	257	41	in	in	ADP
hi-469	257	42	bangladesh	bangladesh	NOUN
hi-469	257	43	”	"	PUNCT
hi-469	257	44	.	.	PUNCT
hi-469	258	1	62	62	NUM
hi-469	258	2	issa	issa	PROPN
hi-469	258	3	khan	khan	PROPN
hi-469	258	4	,	,	PUNCT
hi-469	258	5	noor	noor	PROPN
hi-469	258	6	naemah	naemah	PROPN
hi-469	258	7	binti	binti	PROPN
hi-469	258	8	abdul	abdul	PROPN
hi-469	258	9	rahman	rahman	PROPN
hi-469	258	10	,	,	PUNCT
hi-469	258	11	mohd	mohd	PROPN
hi-469	258	12	yakub	yakub	PROPN
hi-469	258	13	@	@	ADP
hi-469	258	14	zulkifli	zulkifli	PROPN
hi-469	258	15	bin	bin	PROPN
hi-469	258	16	mohd	mohd	PROPN
hi-469	258	17	yusoff	yusoff	PROPN
hi-469	258	18	,	,	PUNCT
hi-469	258	19	mohd	mohd	PROPN
hi-469	258	20	roslan	roslan	VERB
hi-469	258	21	mohd	mohd	PROPN
hi-469	258	22	nor	nor	CCONJ
hi-469	258	23	,	,	PUNCT
hi-469	258	24	kamaruzaman	kamaruzaman	NOUN
hi-469	258	25	bin	bin	PROPN
hi-469	258	26	noordin	noordin	PROPN
hi-469	258	27	,	,	PUNCT
hi-469	258	28	"	"	PUNCT
hi-469	258	29	a	a	DET
hi-469	258	30	narrative	narrative	NOUN
hi-469	258	31	on	on	ADP
hi-469	258	32	islamic	islamic	ADJ
hi-469	258	33	insurance	insurance	NOUN
hi-469	258	34	in	in	ADP
hi-469	258	35	bangladesh	bangladesh	NOUN
hi-469	258	36	:	:	PUNCT
hi-469	258	37	problems	problem	NOUN
hi-469	258	38	and	and	CCONJ
hi-469	258	39	prospects	prospect	NOUN
hi-469	258	40	"	"	PUNCT
hi-469	258	41	.	.	PUNCT
hi-469	259	1	63	63	NUM
hi-469	259	2	kazi	kazi	PROPN
hi-469	259	3	md	md	PROPN
hi-469	259	4	.	.	PROPN
hi-469	260	1	mortuza	mortuza	PROPN
hi-469	260	2	ali	ali	PROPN
hi-469	260	3	,	,	PUNCT
hi-469	260	4	(	(	PUNCT
hi-469	260	5	2009	2009	NUM
hi-469	260	6	)	)	PUNCT
hi-469	260	7	“	"	PUNCT
hi-469	260	8	islami	islami	VERB
hi-469	260	9	life	life	NOUN
hi-469	260	10	insurance	insurance	NOUN
hi-469	260	11	:	:	PUNCT
hi-469	260	12	present	present	PROPN
hi-469	260	13	perspective,”(dhaka	perspective,”(dhaka	PROPN
hi-469	260	14	,	,	PUNCT
hi-469	260	15	bangladesh	bangladesh	PROPN
hi-469	260	16	:	:	PUNCT
hi-469	260	17	bangladesh	bangladesh	PROPN
hi-469	260	18	institute	institute	PROPN
hi-469	260	19	of	of	ADP
hi-469	260	20	islamic	islamic	PROPN
hi-469	260	21	thought	thought	PROPN
hi-469	260	22	,	,	PUNCT
hi-469	260	23	2009	2009	NUM
hi-469	260	24	)	)	PUNCT
hi-469	260	25	.	.	PUNCT
hi-469	261	1	64	64	NUM
hi-469	261	2	renat	renat	NOUN
hi-469	261	3	i.	i.	PROPN
hi-469	261	4	bekkin	bekkin	PROPN
hi-469	261	5	,	,	PUNCT
hi-469	261	6	“	"	PUNCT
hi-469	261	7	islamic	islamic	ADJ
hi-469	261	8	insurance	insurance	NOUN
hi-469	261	9	:	:	PUNCT
hi-469	261	10	national	national	ADJ
hi-469	261	11	features	feature	NOUN
hi-469	261	12	and	and	CCONJ
hi-469	261	13	legal	legal	ADJ
hi-469	261	14	regulation	regulation	NOUN
hi-469	261	15	”	"	PUNCT
hi-469	261	16	.	.	PUNCT
hi-469	262	1	65	65	NUM
hi-469	262	2	muslim	muslim	PROPN
hi-469	262	3	ibn	ibn	PROPN
hi-469	262	4	al	al	PROPN
hi-469	262	5	-	-	PROPN
hi-469	262	6	hajjaj	hajjaj	ADJ
hi-469	262	7	,	,	PUNCT
hi-469	262	8	sahih	sahih	NOUN
hi-469	262	9	muslim	muslim	PROPN
hi-469	262	10	in	in	ADP
hi-469	262	11	in	in	ADP
hi-469	262	12	mawsu'ah	mawsu'ah	PROPN
hi-469	262	13	al	al	PROPN
hi-469	262	14	-	-	PUNCT
hi-469	262	15	hadith	hadith	PROPN
hi-469	262	16	alsharif	alsharif	NOUN
hi-469	262	17	al	al	PROPN
hi-469	262	18	kutub	kutub	PROPN
hi-469	262	19	al	al	PROPN
hi-469	262	20	-	-	PROPN
hi-469	262	21	sittah	sittah	PROPN
hi-469	262	22	(	(	PUNCT
hi-469	262	23	riyad	riyad	NOUN
hi-469	262	24	:	:	PUNCT
hi-469	262	25	dar	dar	PROPN
hi-469	262	26	alsalam	alsalam	PROPN
hi-469	262	27	,	,	PUNCT
hi-469	262	28	2008	2008	NUM
hi-469	262	29	)	)	PUNCT
hi-469	262	30	,	,	PUNCT
hi-469	263	1	p.	p.	NOUN
hi-469	263	2	939	939	NUM
hi-469	263	3	.	.	PUNCT
hi-469	264	1	66	66	NUM
hi-469	264	2	abu	abu	PROPN
hi-469	264	3	dawud	dawud	PROPN
hi-469	264	4	as	as	ADP
hi-469	264	5	-	-	PUNCT
hi-469	264	6	sijistani	sijistani	ADJ
hi-469	264	7	,	,	PUNCT
hi-469	264	8	sunan	sunan	PROPN
hi-469	264	9	abi	abi	PROPN
hi-469	264	10	dawud	dawud	PROPN
hi-469	264	11	,	,	PUNCT
hi-469	264	12	in	in	ADP
hi-469	264	13	mawsu'ah	mawsu'ah	ADJ
hi-469	264	14	al	al	PROPN
hi-469	264	15	-	-	PUNCT
hi-469	264	16	hadith	hadith	PROPN
hi-469	264	17	alsharif	alsharif	NOUN
hi-469	264	18	al	al	PROPN
hi-469	264	19	kutub	kutub	PROPN
hi-469	264	20	al	al	PROPN
hi-469	264	21	-	-	PROPN
hi-469	264	22	sittah	sittah	PROPN
hi-469	264	23	(	(	PUNCT
hi-469	264	24	riyad	riyad	NOUN
hi-469	264	25	:	:	PUNCT
hi-469	264	26	dar	dar	PROPN
hi-469	264	27	alsalam	alsalam	PROPN
hi-469	264	28	,	,	PUNCT
hi-469	264	29	2008	2008	NUM
hi-469	264	30	)	)	PUNCT
hi-469	264	31	,	,	PUNCT
hi-469	264	32	p.1481	p.1481	PROPN
hi-469	264	33	.	.	PUNCT
hi-469	265	1	https://www.emerald.com/insight/search?q=issa%20khan	https://www.emerald.com/insight/search?q=issa%20khan	ADP
hi-469	265	2	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	NUM
hi-469	265	3	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	265	4	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	265	5	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	NOUN
hi-469	265	6	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	VERB
hi-469	265	7	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	NOUN
hi-469	265	8	https://www.emerald.com/insight/search?q=issa%20khan	https://www.emerald.com/insight/search?q=issa%20khan	ADV
hi-469	265	9	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	NUM
hi-469	265	10	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	265	11	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	265	12	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	NOUN
hi-469	265	13	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	VERB
hi-469	265	14	https://www.researchgate.net/profile/muhamad-othman-5?_sg%5b0%5d=bdebujersodcizepx9zq_etcfjjsxgiotqolflsy0opdg6wwjwpoucnivo31clzagmofu8e.txz23e0jftjghqxnjhvwoqhyzxunjvxpefy8s3equbrerkl5fyvo8ufhwro7xxokkyko9pvatl9rmygioby1ww&_sg%5b1%5d=r0lek2cp2jw0lmyhsidmjjrqbqedr2goarz7-1asdmwmt1s49w249pgxkejfm8xcl5sj2tm.lhodm7zktsss5pc8dxdb9g2n6d8wrkh_crwrjp17r3meo1bww6m4fjpwgiafo1f5ejwfzavjjiqulzkrodqqcw	https://www.researchgate.net/profile/muhamad-othman-5?_sg%5b0%5d=bdebujersodcizepx9zq_etcfjjsxgiotqolflsy0opdg6wwjwpoucnivo31clzagmofu8e.txz23e0jftjghqxnjhvwoqhyzxunjvxpefy8s3equbrerkl5fyvo8ufhwro7xxokkyko9pvatl9rmygioby1ww&_sg%5b1%5d=r0lek2cp2jw0lmyhsidmjjrqbqedr2goarz7-1asdmwmt1s49w249pgxkejfm8xcl5sj2tm.lhodm7zktsss5pc8dxdb9g2n6d8wrkh_crwrjp17r3meo1bww6m4fjpwgiafo1f5ejwfzavjjiqulzkrodqqcw	ADP
hi-469	265	15	https://www.researchgate.net/scientific-contributions/mustapha-hamat-2092363515	https://www.researchgate.net/scientific-contributions/mustapha-hamat-2092363515	NOUN
hi-469	265	16	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	NOUN
hi-469	265	17	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	NOUN
hi-469	265	18	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	X
hi-469	265	19	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	265	20	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	PROPN
hi-469	266	1	https://www.emerald.com/insight/search?q=issa%20khan	https://www.emerald.com/insight/search?q=issa%20khan	PROPN
hi-469	266	2	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	NUM
hi-469	266	3	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	266	4	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	266	5	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	NOUN
hi-469	266	6	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	VERB
hi-469	266	7	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	https://www.researchgate.net/scientific-contributions/renat-i-bekkin-2003504778?_sg%5b0%5d=egcs_f5i9px1aj52ll7ovwxtlvei5wjpvp4xqyeaspwkfhyfwj_4oztp-7a6q2bnpj-x9o8.2vmureeh-orkh3ggi2p-zz5pwhkqxss4qfj0kzlr-gpqe1dezjbbcvg7m-4_n8dks7udktrmzqoam1aizsjckw&_sg%5b1%5d=2qxewdrxue8jksey8ig8g7zn7mn2mlejn77rgsrnlwq4kvp4v0akvu0pcji26-kz_bipxi4.szswmbmk4mxac2tksvell2kdgjakkpolackk2uhtaxgcsvc3ulvcvwz9smykgnv74goxpq7sblbvfsajvdu_nw	PROPN
hi-469	266	8	https://en.wikipedia.org/wiki/muslim_ibn_al-hajjaj	https://en.wikipedia.org/wiki/muslim_ibn_al-hajjaj	ADJ
hi-469	266	9	76	76	NUM
hi-469	266	10	family	family	NOUN
hi-469	266	11	takaful	takaful	ADJ
hi-469	266	12	in	in	ADP
hi-469	266	13	bangladesh	bangladesh	PROPN
hi-469	266	14	…	…	PUNCT
hi-469	266	15	67	67	NUM
hi-469	266	16	elahi	elahi	NOUN
hi-469	266	17	m.	m.	NOUN
hi-469	266	18	,	,	PUNCT
hi-469	266	19	analysis	analysis	NOUN
hi-469	266	20	of	of	ADP
hi-469	266	21	two	two	NUM
hi-469	266	22	endowment	endowment	NOUN
hi-469	266	23	and	and	CCONJ
hi-469	266	24	attorney	attorney	NOUN
hi-469	266	25	models	model	NOUN
hi-469	266	26	of	of	ADP
hi-469	266	27	takaful	takaful	NOUN
hi-469	266	28	in	in	ADP
hi-469	266	29	malaysia	malaysia	PROPN
hi-469	266	30	and	and	CCONJ
hi-469	266	31	iranian	iranian	ADJ
hi-469	266	32	law	law	NOUN
hi-469	266	33	.	.	PUNCT
hi-469	267	1	ilr	ilr	PROPN
hi-469	267	2	2020	2020	NUM
hi-469	267	3	;	;	PUNCT
hi-469	267	4	1	1	NUM
hi-469	267	5	(	(	PUNCT
hi-469	267	6	3	3	NUM
hi-469	267	7	)	)	PUNCT
hi-469	267	8	:	:	PUNCT
hi-469	267	9	16	16	NUM
hi-469	267	10	-	-	SYM
hi-469	267	11	31	31	NUM
hi-469	267	12	68	68	NUM
hi-469	267	13	issa	issa	PROPN
hi-469	267	14	khan	khan	PROPN
hi-469	267	15	,	,	PUNCT
hi-469	267	16	“	"	PUNCT
hi-469	267	17	juristical	juristical	ADJ
hi-469	267	18	study	study	NOUN
hi-469	267	19	of	of	ADP
hi-469	267	20	takaful	takaful	NOUN
hi-469	267	21	and	and	CCONJ
hi-469	267	22	it	it	PRON
hi-469	267	23	’s	’	VERB
hi-469	267	24	application	application	NOUN
hi-469	267	25	in	in	ADP
hi-469	267	26	bangladesh	bangladesh	NOUN
hi-469	267	27	”	"	PUNCT
hi-469	267	28	.	.	PUNCT
hi-469	268	1	69	69	NUM
hi-469	268	2	issa	issa	PROPN
hi-469	268	3	khan	khan	PROPN
hi-469	268	4	,	,	PUNCT
hi-469	268	5	noor	noor	PROPN
hi-469	268	6	naemah	naemah	PROPN
hi-469	268	7	binti	binti	PROPN
hi-469	268	8	abdul	abdul	PROPN
hi-469	268	9	rahman	rahman	PROPN
hi-469	268	10	,	,	PUNCT
hi-469	268	11	mohd	mohd	PROPN
hi-469	268	12	yakub	yakub	PROPN
hi-469	268	13	zulkifli	zulkifli	PROPN
hi-469	268	14	bin	bin	PROPN
hi-469	268	15	mohd	mohd	PROPN
hi-469	268	16	yusoff	yusoff	PROPN
hi-469	268	17	and	and	CCONJ
hi-469	268	18	mohd	mohd	PROPN
hi-469	268	19	roslan	roslan	PROPN
hi-469	268	20	bin	bin	PROPN
hi-469	268	21	mohd	mohd	PROPN
hi-469	268	22	nor	nor	CCONJ
hi-469	268	23	,	,	PUNCT
hi-469	268	24	history	history	NOUN
hi-469	268	25	,	,	PUNCT
hi-469	268	26	problems	problem	NOUN
hi-469	268	27	,	,	PUNCT
hi-469	268	28	and	and	CCONJ
hi-469	268	29	prospects	prospect	NOUN
hi-469	268	30	of	of	ADP
hi-469	268	31	islamic	islamic	ADJ
hi-469	268	32	insurance	insurance	NOUN
hi-469	268	33	(	(	PUNCT
hi-469	268	34	takaful	takaful	ADJ
hi-469	268	35	)	)	PUNCT
hi-469	268	36	in	in	ADP
hi-469	268	37	bangladesh	bangladesh	NOUN
hi-469	268	38	”	"	PUNCT
hi-469	268	39	.	.	PUNCT
hi-469	269	1	70	70	NUM
hi-469	269	2	university	university	PROPN
hi-469	269	3	of	of	ADP
hi-469	269	4	malaya	malaya	PROPN
hi-469	269	5	(	(	PUNCT
hi-469	269	6	um	um	INTJ
hi-469	269	7	)	)	PUNCT
hi-469	269	8	,	,	PUNCT
hi-469	269	9	available	available	ADJ
hi-469	269	10	at	at	ADP
hi-469	269	11	https://www.um.edu.my/	https://www.um.edu.my/	PROPN
hi-469	269	12	(	(	PUNCT
hi-469	269	13	accessed	access	VERB
hi-469	269	14	30	30	NUM
hi-469	269	15	december	december	PROPN
hi-469	269	16	2019	2019	NUM
hi-469	269	17	)	)	PUNCT
hi-469	269	18	.	.	PUNCT
hi-469	270	1	71	71	NUM
hi-469	270	2	international	international	ADJ
hi-469	270	3	islamic	islamic	PROPN
hi-469	270	4	university	university	PROPN
hi-469	270	5	of	of	ADP
hi-469	270	6	malaysia	malaysia	PROPN
hi-469	270	7	(	(	PUNCT
hi-469	270	8	iium	iium	NOUN
hi-469	270	9	)	)	PUNCT
hi-469	270	10	,	,	PUNCT
hi-469	270	11	available	available	ADJ
hi-469	270	12	at	at	ADP
hi-469	270	13	http://www.iium.edu.my/	http://www.iium.edu.my/	PROPN
hi-469	270	14	(	(	PUNCT
hi-469	270	15	accessed	access	VERB
hi-469	270	16	on	on	ADP
hi-469	270	17	30	30	NUM
hi-469	270	18	december	december	PROPN
hi-469	270	19	2019	2019	NUM
hi-469	270	20	)	)	PUNCT
hi-469	270	21	.	.	PUNCT
hi-469	271	1	72	72	NUM
hi-469	271	2	northern	northern	ADJ
hi-469	271	3	university	university	PROPN
hi-469	271	4	of	of	ADP
hi-469	271	5	malaysia	malaysia	PROPN
hi-469	271	6	(	(	PUNCT
hi-469	271	7	uum	uum	PROPN
hi-469	271	8	)	)	PUNCT
hi-469	271	9	,	,	PUNCT
hi-469	271	10	available	available	ADJ
hi-469	271	11	at	at	ADP
hi-469	271	12	http://www.uum.edu.my/	http://www.uum.edu.my/	PROPN
hi-469	271	13	(	(	PUNCT
hi-469	271	14	accessed	access	VERB
hi-469	271	15	on	on	ADP
hi-469	271	16	30	30	NUM
hi-469	271	17	december	december	PROPN
hi-469	271	18	2019	2019	NUM
hi-469	271	19	)	)	PUNCT
hi-469	271	20	.	.	PUNCT
hi-469	272	1	73	73	NUM
hi-469	272	2	sultan	sultan	PROPN
hi-469	272	3	azlan	azlan	PROPN
hi-469	272	4	shah	shah	PROPN
hi-469	272	5	university	university	PROPN
hi-469	272	6	(	(	PUNCT
hi-469	272	7	usas	usas	PROPN
hi-469	272	8	)	)	PUNCT
hi-469	272	9	available	available	ADJ
hi-469	272	10	at	at	ADP
hi-469	272	11	https://www.usas.edu.my/index.php/en/	https://www.usas.edu.my/index.php/en/	PROPN
hi-469	272	12	(	(	PUNCT
hi-469	272	13	accessed	access	VERB
hi-469	272	14	30	30	NUM
hi-469	272	15	december	december	PROPN
hi-469	272	16	2019	2019	NUM
hi-469	272	17	)	)	PUNCT
hi-469	272	18	.	.	PUNCT
hi-469	273	1	74	74	NUM
hi-469	273	2	international	international	ADJ
hi-469	273	3	islamic	islamic	PROPN
hi-469	273	4	university	university	PROPN
hi-469	273	5	college	college	PROPN
hi-469	273	6	selangor	selangor	PROPN
hi-469	273	7	(	(	PUNCT
hi-469	273	8	kuis	kuis	PROPN
hi-469	273	9	)	)	PUNCT
hi-469	273	10	,	,	PUNCT
hi-469	273	11	available	available	ADJ
hi-469	273	12	at	at	ADP
hi-469	273	13	http://www.kuis.edu.my/v4/	http://www.kuis.edu.my/v4/	PROPN
hi-469	273	14	(	(	PUNCT
hi-469	273	15	accessed	access	VERB
hi-469	273	16	on	on	ADP
hi-469	273	17	30	30	NUM
hi-469	273	18	december	december	PROPN
hi-469	273	19	2019	2019	NUM
hi-469	273	20	)	)	PUNCT
hi-469	273	21	.	.	PUNCT
hi-469	274	1	75	75	NUM
hi-469	274	2	college	college	NOUN
hi-469	274	3	of	of	ADP
hi-469	274	4	islamic	islamic	PROPN
hi-469	274	5	university	university	PROPN
hi-469	274	6	of	of	ADP
hi-469	274	7	pahang	pahang	PROPN
hi-469	274	8	sultan	sultan	PROPN
hi-469	274	9	ahmad	ahmad	PROPN
hi-469	274	10	shah	shah	PROPN
hi-469	274	11	(	(	PUNCT
hi-469	274	12	kuipsas	kuipsas	PROPN
hi-469	274	13	)	)	PUNCT
hi-469	274	14	,	,	PUNCT
hi-469	274	15	available	available	ADJ
hi-469	274	16	at	at	ADP
hi-469	274	17	https://www.kuipsas.edu.my/	https://www.kuipsas.edu.my/	PROPN
hi-469	274	18	(	(	PUNCT
hi-469	274	19	accessed	access	VERB
hi-469	274	20	on	on	ADP
hi-469	274	21	30	30	NUM
hi-469	274	22	december	december	PROPN
hi-469	274	23	2019	2019	NUM
hi-469	274	24	)	)	PUNCT
hi-469	274	25	.	.	PUNCT
hi-469	275	1	76	76	NUM
hi-469	276	1	the	the	DET
hi-469	276	2	global	global	ADJ
hi-469	276	3	university	university	PROPN
hi-469	276	4	of	of	ADP
hi-469	276	5	islamic	islamic	PROPN
hi-469	276	6	finance	finance	PROPN
hi-469	276	7	(	(	PUNCT
hi-469	276	8	inceif	inceif	PROPN
hi-469	276	9	)	)	PUNCT
hi-469	276	10	,	,	PUNCT
hi-469	276	11	available	available	ADJ
hi-469	276	12	at	at	ADP
hi-469	276	13	https://www.inceif.org/	https://www.inceif.org/	NOUN
hi-469	276	14	(	(	PUNCT
hi-469	276	15	accessed	access	VERB
hi-469	276	16	15	15	NUM
hi-469	276	17	october	october	NOUN
hi-469	276	18	2019	2019	NUM
hi-469	276	19	)	)	PUNCT
hi-469	276	20	.	.	PUNCT
hi-469	277	1	77	77	NUM
hi-469	277	2	issa	issa	PROPN
hi-469	277	3	khan	khan	PROPN
hi-469	277	4	,	,	PUNCT
hi-469	277	5	noor	noor	PROPN
hi-469	277	6	naemah	naemah	PROPN
hi-469	277	7	binti	binti	PROPN
hi-469	277	8	abdul	abdul	PROPN
hi-469	277	9	rahman	rahman	PROPN
hi-469	277	10	,	,	PUNCT
hi-469	277	11	mohd	mohd	PROPN
hi-469	277	12	yakub	yakub	PROPN
hi-469	277	13	zulkifli	zulkifli	PROPN
hi-469	277	14	bin	bin	PROPN
hi-469	277	15	mohd	mohd	PROPN
hi-469	277	16	yusoff	yusoff	PROPN
hi-469	277	17	and	and	CCONJ
hi-469	277	18	mohd	mohd	PROPN
hi-469	277	19	roslan	roslan	PROPN
hi-469	277	20	bin	bin	PROPN
hi-469	277	21	mohd	mohd	PROPN
hi-469	277	22	nor	nor	CCONJ
hi-469	277	23	,	,	PUNCT
hi-469	277	24	history	history	NOUN
hi-469	277	25	,	,	PUNCT
hi-469	277	26	problems	problem	NOUN
hi-469	277	27	,	,	PUNCT
hi-469	277	28	and	and	CCONJ
hi-469	277	29	prospects	prospect	NOUN
hi-469	277	30	of	of	ADP
hi-469	277	31	islamic	islamic	ADJ
hi-469	277	32	insurance	insurance	NOUN
hi-469	277	33	(	(	PUNCT
hi-469	277	34	takaful	takaful	ADJ
hi-469	277	35	)	)	PUNCT
hi-469	277	36	in	in	ADP
hi-469	277	37	bangladesh	bangladesh	NOUN
hi-469	277	38	”	"	PUNCT
hi-469	277	39	.	.	PUNCT
hi-469	278	1	78	78	NUM
hi-469	278	2	issa	issa	PROPN
hi-469	278	3	khan	khan	PROPN
hi-469	278	4	,	,	PUNCT
hi-469	278	5	noor	noor	PROPN
hi-469	278	6	naemah	naemah	PROPN
hi-469	278	7	binti	binti	PROPN
hi-469	278	8	abdul	abdul	PROPN
hi-469	278	9	rahman	rahman	PROPN
hi-469	278	10	,	,	PUNCT
hi-469	278	11	mohd	mohd	PROPN
hi-469	278	12	yakub	yakub	PROPN
hi-469	278	13	@	@	ADP
hi-469	278	14	zulkifli	zulkifli	PROPN
hi-469	278	15	bin	bin	PROPN
hi-469	278	16	mohd	mohd	PROPN
hi-469	278	17	yusoff	yusoff	PROPN
hi-469	278	18	,	,	PUNCT
hi-469	278	19	mohd	mohd	PROPN
hi-469	278	20	roslan	roslan	VERB
hi-469	278	21	mohd	mohd	PROPN
hi-469	278	22	nor	nor	CCONJ
hi-469	278	23	,	,	PUNCT
hi-469	278	24	kamaruzaman	kamaruzaman	NOUN
hi-469	278	25	bin	bin	PROPN
hi-469	278	26	noordin	noordin	PROPN
hi-469	278	27	,	,	PUNCT
hi-469	278	28	"	"	PUNCT
hi-469	278	29	a	a	DET
hi-469	278	30	narrative	narrative	NOUN
hi-469	278	31	on	on	ADP
hi-469	278	32	islamic	islamic	ADJ
hi-469	278	33	insurance	insurance	NOUN
hi-469	278	34	in	in	ADP
hi-469	278	35	bangladesh	bangladesh	NOUN
hi-469	278	36	:	:	PUNCT
hi-469	278	37	problems	problem	NOUN
hi-469	278	38	and	and	CCONJ
hi-469	278	39	prospects	prospect	NOUN
hi-469	278	40	"	"	PUNCT
hi-469	278	41	.	.	PUNCT
hi-469	279	1	79	79	NUM
hi-469	279	2	issa	issa	PROPN
hi-469	279	3	khan	khan	PROPN
hi-469	279	4	,	,	PUNCT
hi-469	279	5	noor	noor	PROPN
hi-469	279	6	naemah	naemah	PROPN
hi-469	279	7	binti	binti	PROPN
hi-469	279	8	abdul	abdul	PROPN
hi-469	279	9	rahman	rahman	PROPN
hi-469	279	10	,	,	PUNCT
hi-469	279	11	mohd	mohd	PROPN
hi-469	279	12	yakub	yakub	PROPN
hi-469	279	13	zulkifli	zulkifli	PROPN
hi-469	279	14	bin	bin	PROPN
hi-469	279	15	mohd	mohd	PROPN
hi-469	279	16	yusoff	yusoff	PROPN
hi-469	279	17	and	and	CCONJ
hi-469	279	18	mohd	mohd	PROPN
hi-469	279	19	roslan	roslan	PROPN
hi-469	279	20	bin	bin	PROPN
hi-469	279	21	mohd	mohd	PROPN
hi-469	279	22	nor	nor	CCONJ
hi-469	279	23	,	,	PUNCT
hi-469	279	24	history	history	NOUN
hi-469	279	25	,	,	PUNCT
hi-469	279	26	problems	problem	NOUN
hi-469	279	27	,	,	PUNCT
hi-469	279	28	and	and	CCONJ
hi-469	279	29	prospects	prospect	NOUN
hi-469	279	30	of	of	ADP
hi-469	279	31	islamic	islamic	ADJ
hi-469	279	32	insurance	insurance	NOUN
hi-469	279	33	(	(	PUNCT
hi-469	279	34	takaful	takaful	ADJ
hi-469	279	35	)	)	PUNCT
hi-469	279	36	in	in	ADP
hi-469	279	37	bangladesh	bangladesh	NOUN
hi-469	279	38	”	"	PUNCT
hi-469	279	39	.	.	PUNCT
hi-469	280	1	80	80	NUM
hi-469	280	2	puteri	puteri	PROPN
hi-469	280	3	nur	nur	VERB
hi-469	280	4	farah	farah	PROPN
hi-469	280	5	naadia	naadia	PROPN
hi-469	280	6	mohd	mohd	PROPN
hi-469	280	7	fauzi	fauzi	PROPN
hi-469	280	8	,	,	PUNCT
hi-469	280	9	khairuddin	khairuddin	VERB
hi-469	280	10	abdul	abdul	PROPN
hi-469	280	11	rashid	rashid	PROPN
hi-469	280	12	,	,	PUNCT
hi-469	280	13	azila	azila	PROPN
hi-469	280	14	ahmad	ahmad	PROPN
hi-469	280	15	sarkawi	sarkawi	PROPN
hi-469	280	16	,	,	PUNCT
hi-469	280	17	sharina	sharina	PROPN
hi-469	280	18	farihah	farihah	PROPN
hi-469	280	19	hasan	hasan	PROPN
hi-469	280	20	,	,	PUNCT
hi-469	280	21	srazali	srazali	VERB
hi-469	280	22	aripin	aripin	NOUN
hi-469	280	23	and	and	CCONJ
hi-469	280	24	muhammad	muhammad	PROPN
hi-469	280	25	ariffuddin	ariffuddin	PROPN
hi-469	280	26	ariffin	ariffin	NOUN
hi-469	280	27	“	"	PUNCT
hi-469	280	28	takaful	takaful	ADJ
hi-469	280	29	:	:	PUNCT
hi-469	280	30	a	a	DET
hi-469	280	31	review	review	NOUN
hi-469	280	32	on	on	ADP
hi-469	280	33	performance	performance	NOUN
hi-469	280	34	,	,	PUNCT
hi-469	280	35	issues	issue	NOUN
hi-469	280	36	and	and	CCONJ
hi-469	280	37	challenges	challenge	NOUN
hi-469	280	38	in	in	ADP
hi-469	280	39	malaysia	malaysia	PROPN
hi-469	280	40	”	"	PUNCT
hi-469	280	41	.	.	PUNCT
hi-469	281	1	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	X
hi-469	281	2	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	NOUN
hi-469	281	3	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	281	4	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	281	5	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	PROPN
hi-469	281	6	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	PROPN
hi-469	281	7	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	NOUN
hi-469	281	8	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	281	9	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	281	10	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	PROPN
hi-469	282	1	https://www.emerald.com/insight/search?q=issa%20khan	https://www.emerald.com/insight/search?q=issa%20khan	PROPN
hi-469	282	2	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	https://www.emerald.com/insight/search?q=noor%20naemah%20binti%20abdul%20rahman	NUM
hi-469	282	3	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	282	4	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	https://www.emerald.com/insight/search?q=mohd%20yakub%20@%20zulkifli%20bin%20mohd%20yusoff	PROPN
hi-469	282	5	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	https://www.emerald.com/insight/search?q=mohd%20roslan%20mohd%20nor	NOUN
hi-469	282	6	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	https://www.emerald.com/insight/search?q=kamaruzaman%20bin%20noordin	VERB
hi-469	282	7	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-issa-khan	X
hi-469	282	8	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-noor_naemah_binti_abdul-rahman	NOUN
hi-469	282	9	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	NOUN
hi-469	282	10	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_yakub_zulkifli_bin_mohd-yusoff	PROPN
hi-469	282	11	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	https://springerplus.springeropen.com/articles/10.1186/s40064-016-2400-5#auth-mohd_roslan_bin_mohd-nor	PROPN
hi-469	282	12	https://researchportal.hw.ac.uk/en/persons/puteri-nur-farah-naadia-mohd-fauzi	https://researchportal.hw.ac.uk/en/persons/puteri-nur-farah-naadia-mohd-fauzi	PROPN