id	sid	tid	token	lemma	pos
hi-719	1	1	hamdard	hamdard	PROPN
hi-719	1	2	islamicus	islamicus	PROPN
hi-719	1	3	vol	vol	NOUN
hi-719	1	4	.	.	PUNCT
hi-719	2	1	xlvi	xlvi	PROPN
hi-719	2	2	,	,	PUNCT
hi-719	2	3	no	no	INTJ
hi-719	2	4	.	.	NOUN
hi-719	2	5	4	4	NUM
hi-719	2	6	53	53	NUM
hi-719	2	7	the	the	DET
hi-719	2	8	implementation	implementation	NOUN
hi-719	2	9	of	of	ADP
hi-719	2	10	governance	governance	NOUN
hi-719	2	11	principles	principle	NOUN
hi-719	2	12	in	in	ADP
hi-719	2	13	islamic	islamic	ADJ
hi-719	2	14	microfinance	microfinance	NOUN
hi-719	2	15	:	:	PUNCT
hi-719	2	16	a	a	DET
hi-719	2	17	comparative	comparative	ADJ
hi-719	2	18	analysis	analysis	NOUN
hi-719	2	19	between	between	ADP
hi-719	2	20	türki̇ye	türki̇ye	NOUN
hi-719	2	21	and	and	CCONJ
hi-719	2	22	indonesia	indonesia	PROPN
hi-719	2	23	nur	nur	VERB
hi-719	2	24	amalia	amalia	PROPN
hi-719	2	25	aziza	aziza	PROPN
hi-719	2	26	institute	institute	PROPN
hi-719	2	27	of	of	ADP
hi-719	2	28	social	social	ADJ
hi-719	2	29	sciences	sciences	PROPN
hi-719	2	30	,	,	PUNCT
hi-719	2	31	research	research	NOUN
hi-719	2	32	center	center	NOUN
hi-719	2	33	for	for	ADP
hi-719	2	34	islamic	islamic	ADJ
hi-719	2	35	economics	economic	NOUN
hi-719	2	36	and	and	CCONJ
hi-719	2	37	finance	finance	NOUN
hi-719	2	38	,	,	PUNCT
hi-719	2	39	sakarya	sakarya	NOUN
hi-719	2	40	university	university	NOUN
hi-719	2	41	,	,	PUNCT
hi-719	2	42	sakarya	sakarya	NOUN
hi-719	2	43	,	,	PUNCT
hi-719	2	44	türkiye	türkiye	PROPN
hi-719	2	45	email	email	NOUN
hi-719	2	46	:	:	PUNCT
hi-719	2	47	nur.aziza@ogr.sakarya.edu.tr	nur.aziza@ogr.sakarya.edu.tr	PROPN
hi-719	2	48	dr	dr	PROPN
hi-719	2	49	.	.	PROPN
hi-719	2	50	salih	salih	PROPN
hi-719	2	51	ülev	ülev	PROPN
hi-719	2	52	islamic	islamic	PROPN
hi-719	2	53	economic	economic	ADJ
hi-719	2	54	and	and	CCONJ
hi-719	2	55	finance	finance	NOUN
hi-719	2	56	department	department	NOUN
hi-719	2	57	,	,	PUNCT
hi-719	2	58	faculty	faculty	NOUN
hi-719	2	59	of	of	ADP
hi-719	2	60	political	political	ADJ
hi-719	2	61	sciences	science	NOUN
hi-719	2	62	,	,	PUNCT
hi-719	2	63	sakarya	sakarya	NOUN
hi-719	2	64	university	university	NOUN
hi-719	2	65	,	,	PUNCT
hi-719	2	66	sakarya	sakarya	NOUN
hi-719	2	67	,	,	PUNCT
hi-719	2	68	türkiye	türkiye	PROPN
hi-719	2	69	email	email	NOUN
hi-719	2	70	:	:	PUNCT
hi-719	2	71	salihulev@sakarya.edu.tr	salihulev@sakarya.edu.tr	PROPN
hi-719	2	72	received	receive	VERB
hi-719	2	73	on	on	ADP
hi-719	2	74	:	:	PUNCT
hi-719	2	75	23	23	NUM
hi-719	2	76	-	-	SYM
hi-719	2	77	01	01	NUM
hi-719	2	78	-	-	SYM
hi-719	2	79	23	23	NUM
hi-719	2	80	accepted	accept	VERB
hi-719	2	81	on	on	ADP
hi-719	2	82	:	:	PUNCT
hi-719	2	83	12	12	NUM
hi-719	2	84	-	-	SYM
hi-719	2	85	07	07	NUM
hi-719	2	86	-	-	SYM
hi-719	2	87	23	23	NUM
hi-719	2	88	https://doi.org/10.57144/hi.v46i4.719	https://doi.org/10.57144/hi.v46i4.719	NOUN
hi-719	2	89	abstract	abstract	NOUN
hi-719	2	90	this	this	DET
hi-719	2	91	study	study	NOUN
hi-719	2	92	compares	compare	VERB
hi-719	2	93	implementing	implement	VERB
hi-719	2	94	the	the	DET
hi-719	2	95	governance	governance	NOUN
hi-719	2	96	principles	principle	NOUN
hi-719	2	97	in	in	ADP
hi-719	2	98	islamic	islamic	ADJ
hi-719	2	99	microfinance	microfinance	NOUN
hi-719	2	100	with	with	ADP
hi-719	2	101	a	a	DET
hi-719	2	102	social	social	ADJ
hi-719	2	103	objective	objective	NOUN
hi-719	2	104	in	in	ADP
hi-719	2	105	türkiye	türkiye	PROPN
hi-719	2	106	and	and	CCONJ
hi-719	2	107	indonesia	indonesia	PROPN
hi-719	2	108	.	.	PUNCT
hi-719	3	1	the	the	DET
hi-719	3	2	relevance	relevance	NOUN
hi-719	3	3	of	of	ADP
hi-719	3	4	this	this	DET
hi-719	3	5	study	study	NOUN
hi-719	3	6	is	be	AUX
hi-719	3	7	to	to	PART
hi-719	3	8	investigate	investigate	VERB
hi-719	3	9	the	the	DET
hi-719	3	10	best	good	ADJ
hi-719	3	11	practices	practice	NOUN
hi-719	3	12	to	to	PART
hi-719	3	13	apply	apply	VERB
hi-719	3	14	governance	governance	NOUN
hi-719	3	15	concepts	concept	NOUN
hi-719	3	16	to	to	ADP
hi-719	3	17	islamic	islamic	VERB
hi-719	3	18	microfinance	microfinance	NOUN
hi-719	3	19	to	to	PART
hi-719	3	20	achieve	achieve	VERB
hi-719	3	21	iksar	iksar	NOUN
hi-719	3	22	and	and	CCONJ
hi-719	3	23	bmt	bmt	PROPN
hi-719	3	24	muda	muda	PROPN
hi-719	3	25	’s	’s	PART
hi-719	3	26	social	social	ADJ
hi-719	3	27	goals	goal	NOUN
hi-719	3	28	.	.	PUNCT
hi-719	4	1	governance	governance	NOUN
hi-719	4	2	principles	principle	NOUN
hi-719	4	3	in	in	ADP
hi-719	4	4	two	two	NUM
hi-719	4	5	organizations	organization	NOUN
hi-719	4	6	were	be	AUX
hi-719	4	7	studied	study	VERB
hi-719	4	8	in	in	ADP
hi-719	4	9	this	this	DET
hi-719	4	10	qualitative	qualitative	ADJ
hi-719	4	11	comparative	comparative	ADJ
hi-719	4	12	case	case	NOUN
hi-719	4	13	study	study	NOUN
hi-719	4	14	.	.	PUNCT
hi-719	5	1	as	as	ADP
hi-719	5	2	for	for	ADP
hi-719	5	3	the	the	DET
hi-719	5	4	selection	selection	NOUN
hi-719	5	5	research	research	NOUN
hi-719	5	6	site	site	NOUN
hi-719	5	7	,	,	PUNCT
hi-719	5	8	iksar	iksar	VERB
hi-719	5	9	and	and	CCONJ
hi-719	5	10	bmt	bmt	PROPN
hi-719	5	11	muda	muda	NOUN
hi-719	5	12	both	both	PRON
hi-719	5	13	have	have	VERB
hi-719	5	14	an	an	DET
hi-719	5	15	adequate	adequate	ADJ
hi-719	5	16	report	report	NOUN
hi-719	5	17	until	until	ADP
hi-719	5	18	2021	2021	NUM
hi-719	5	19	on	on	ADP
hi-719	5	20	their	their	PRON
hi-719	5	21	website	website	NOUN
hi-719	5	22	.	.	PUNCT
hi-719	6	1	the	the	DET
hi-719	6	2	study	study	NOUN
hi-719	6	3	found	find	VERB
hi-719	6	4	that	that	SCONJ
hi-719	6	5	both	both	PRON
hi-719	6	6	iksar	iksar	VERB
hi-719	6	7	and	and	CCONJ
hi-719	6	8	bmt	bmt	PROPN
hi-719	6	9	muda	muda	NOUN
hi-719	6	10	tried	try	VERB
hi-719	6	11	to	to	PART
hi-719	6	12	realize	realize	VERB
hi-719	6	13	the	the	DET
hi-719	6	14	governing	govern	VERB
hi-719	6	15	principles	principle	NOUN
hi-719	6	16	,	,	PUNCT
hi-719	6	17	which	which	PRON
hi-719	6	18	meet	meet	VERB
hi-719	6	19	ethical	ethical	ADJ
hi-719	6	20	duty	duty	NOUN
hi-719	6	21	in	in	ADP
hi-719	6	22	some	some	DET
hi-719	6	23	areas	area	NOUN
hi-719	6	24	,	,	PUNCT
hi-719	6	25	namely	namely	ADV
hi-719	6	26	their	their	PRON
hi-719	6	27	top	top	ADJ
hi-719	6	28	management	management	NOUN
hi-719	6	29	trying	try	VERB
hi-719	6	30	to	to	PART
hi-719	6	31	fulfill	fulfill	VERB
hi-719	6	32	sharê‘ah	sharê‘ah	NOUN
hi-719	6	33	compliance	compliance	NOUN
hi-719	6	34	by	by	ADP
hi-719	6	35	sharê‘ah	sharê‘ah	NOUN
hi-719	6	36	experts	expert	NOUN
hi-719	6	37	,	,	PUNCT
hi-719	6	38	responsibility	responsibility	NOUN
hi-719	6	39	in	in	ADP
hi-719	6	40	their	their	PRON
hi-719	6	41	human	human	ADJ
hi-719	6	42	resources	resource	NOUN
hi-719	6	43	,	,	PUNCT
hi-719	6	44	fairness	fairness	NOUN
hi-719	6	45	decision	decision	NOUN
hi-719	6	46	-	-	PUNCT
hi-719	6	47	making	making	NOUN
hi-719	6	48	,	,	PUNCT
hi-719	6	49	understanding	understand	VERB
hi-719	6	50	the	the	DET
hi-719	6	51	importance	importance	NOUN
hi-719	6	52	of	of	ADP
hi-719	6	53	transparency	transparency	NOUN
hi-719	6	54	and	and	CCONJ
hi-719	6	55	accountability	accountability	NOUN
hi-719	6	56	to	to	PART
hi-719	6	57	report	report	VERB
hi-719	6	58	and	and	CCONJ
hi-719	6	59	disclose	disclose	VERB
hi-719	6	60	to	to	ADP
hi-719	6	61	stakeholder	stakeholder	NOUN
hi-719	6	62	,	,	PUNCT
hi-719	6	63	including	include	VERB
hi-719	6	64	the	the	DET
hi-719	6	65	public	public	NOUN
hi-719	6	66	,	,	PUNCT
hi-719	6	67	through	through	ADP
hi-719	6	68	their	their	PRON
hi-719	6	69	website	website	NOUN
hi-719	6	70	.	.	PUNCT
hi-719	7	1	bmt	bmt	PROPN
hi-719	7	2	muda	muda	PROPN
hi-719	7	3	appears	appear	VERB
hi-719	7	4	to	to	PART
hi-719	7	5	disclose	disclose	VERB
hi-719	7	6	more	more	ADJ
hi-719	7	7	information	information	NOUN
hi-719	7	8	than	than	ADP
hi-719	7	9	iksar	iksar	NOUN
hi-719	7	10	,	,	PUNCT
hi-719	7	11	which	which	PRON
hi-719	7	12	is	be	AUX
hi-719	7	13	relatively	relatively	ADV
hi-719	7	14	new	new	ADJ
hi-719	7	15	,	,	PUNCT
hi-719	7	16	has	have	AUX
hi-719	7	17	less	less	ADJ
hi-719	7	18	funding	funding	NOUN
hi-719	7	19	,	,	PUNCT
hi-719	7	20	and	and	CCONJ
hi-719	7	21	is	be	AUX
hi-719	7	22	staffed	staff	VERB
hi-719	7	23	by	by	ADP
hi-719	7	24	volunteers	volunteer	NOUN
hi-719	7	25	.	.	PUNCT
hi-719	8	1	however	however	ADV
hi-719	8	2	,	,	PUNCT
hi-719	8	3	they	they	PRON
hi-719	8	4	can	can	AUX
hi-719	8	5	use	use	VERB
hi-719	8	6	human	human	ADJ
hi-719	8	7	resources	resource	NOUN
hi-719	8	8	with	with	ADP
hi-719	8	9	their	their	PRON
hi-719	8	10	current	current	ADJ
hi-719	8	11	technology	technology	NOUN
hi-719	8	12	and	and	CCONJ
hi-719	8	13	report	report	VERB
hi-719	8	14	more	more	ADV
hi-719	8	15	regularly	regularly	ADV
hi-719	8	16	.	.	PUNCT
hi-719	9	1	it	it	PRON
hi-719	9	2	would	would	AUX
hi-719	9	3	increase	increase	VERB
hi-719	9	4	their	their	PRON
hi-719	9	5	transparency	transparency	NOUN
hi-719	9	6	,	,	PUNCT
hi-719	9	7	attract	attract	VERB
hi-719	9	8	contributors	contributor	NOUN
hi-719	9	9	,	,	PUNCT
hi-719	9	10	and	and	CCONJ
hi-719	9	11	build	build	VERB
hi-719	9	12	public	public	ADJ
hi-719	9	13	trust	trust	NOUN
hi-719	9	14	,	,	PUNCT
hi-719	9	15	hence	hence	ADV
hi-719	9	16	boosting	boost	VERB
hi-719	9	17	their	their	PRON
hi-719	9	18	long	long	ADJ
hi-719	9	19	-	-	PUNCT
hi-719	9	20	term	term	NOUN
hi-719	9	21	social	social	ADJ
hi-719	9	22	impact	impact	NOUN
hi-719	9	23	.	.	PUNCT
hi-719	10	1	keywords	keyword	NOUN
hi-719	10	2	:	:	PUNCT
hi-719	10	3	islamic	islamic	ADJ
hi-719	10	4	microfinance	microfinance	NOUN
hi-719	10	5	,	,	PUNCT
hi-719	10	6	governance	governance	NOUN
hi-719	10	7	principles	principle	NOUN
hi-719	10	8	,	,	PUNCT
hi-719	10	9	türkiye	türkiye	PROPN
hi-719	10	10	,	,	PUNCT
hi-719	10	11	indonesia	indonesia	PROPN
hi-719	10	12	mailto:nur.aziza@ogr.sakarya.edu.tr	mailto:nur.aziza@ogr.sakarya.edu.tr	PROPN
hi-719	10	13	mailto:salihulev@sakarya.edu.tr	mailto:salihulev@sakarya.edu.tr	PROPN
hi-719	10	14	https://doi.org/10.57144/hi.v46i4.719	https://doi.org/10.57144/hi.v46i4.719	PROPN
hi-719	10	15	54	54	NUM
hi-719	10	16	the	the	DET
hi-719	10	17	implementation	implementation	NOUN
hi-719	10	18	of	of	ADP
hi-719	10	19	governance	governance	NOUN
hi-719	10	20	…	…	PUNCT
hi-719	10	21	1	1	X
hi-719	10	22	.	.	PUNCT
hi-719	10	23	introduction	introduction	NOUN
hi-719	10	24	governance	governance	NOUN
hi-719	10	25	is	be	AUX
hi-719	10	26	essential	essential	ADJ
hi-719	10	27	for	for	ADP
hi-719	10	28	every	every	DET
hi-719	10	29	institution	institution	NOUN
hi-719	10	30	.	.	PUNCT
hi-719	11	1	according	accord	VERB
hi-719	11	2	to	to	ADP
hi-719	11	3	lewis	lewis	PROPN
hi-719	11	4	,	,	PUNCT
hi-719	11	5	it	it	PRON
hi-719	11	6	provides	provide	VERB
hi-719	11	7	a	a	DET
hi-719	11	8	mechanism	mechanism	NOUN
hi-719	11	9	to	to	PART
hi-719	11	10	determine	determine	VERB
hi-719	11	11	an	an	DET
hi-719	11	12	organization	organization	NOUN
hi-719	11	13	’s	’s	PART
hi-719	11	14	direction	direction	NOUN
hi-719	11	15	,	,	PUNCT
hi-719	11	16	assess	assess	VERB
hi-719	11	17	its	its	PRON
hi-719	11	18	progress	progress	NOUN
hi-719	11	19	,	,	PUNCT
hi-719	11	20	and	and	CCONJ
hi-719	11	21	facilitate	facilitate	NOUN
hi-719	11	22	decisionmaking.1governance	decisionmaking.1governance	NOUN
hi-719	11	23	also	also	ADV
hi-719	11	24	involves	involve	VERB
hi-719	11	25	managing	manage	VERB
hi-719	11	26	and	and	CCONJ
hi-719	11	27	controlling	control	VERB
hi-719	11	28	strategies	strategy	NOUN
hi-719	11	29	through	through	ADP
hi-719	11	30	best	good	ADJ
hi-719	11	31	management	management	NOUN
hi-719	11	32	practices.2	practices.2	PROPN
hi-719	11	33	kassim	kassim	PROPN
hi-719	11	34	et	et	PROPN
hi-719	11	35	al	al	PROPN
hi-719	11	36	.	.	PUNCT
hi-719	12	1	additionally	additionally	ADV
hi-719	12	2	assert	assert	VERB
hi-719	12	3	that	that	SCONJ
hi-719	12	4	governance	governance	NOUN
hi-719	12	5	plays	play	VERB
hi-719	12	6	a	a	DET
hi-719	12	7	vital	vital	ADJ
hi-719	12	8	role	role	NOUN
hi-719	12	9	in	in	ADP
hi-719	12	10	ensuring	ensure	VERB
hi-719	12	11	the	the	DET
hi-719	12	12	smooth	smooth	ADJ
hi-719	12	13	operation	operation	NOUN
hi-719	12	14	of	of	ADP
hi-719	12	15	institutions	institution	NOUN
hi-719	12	16	.	.	PUNCT
hi-719	13	1	consequently	consequently	ADV
hi-719	13	2	,	,	PUNCT
hi-719	13	3	governance	governance	NOUN
hi-719	13	4	is	be	AUX
hi-719	13	5	widely	widely	ADV
hi-719	13	6	recognized	recognize	VERB
hi-719	13	7	as	as	ADP
hi-719	13	8	a	a	DET
hi-719	13	9	factor	factor	NOUN
hi-719	13	10	influencing	influence	VERB
hi-719	13	11	the	the	DET
hi-719	13	12	performance	performance	NOUN
hi-719	13	13	of	of	ADP
hi-719	13	14	various	various	ADJ
hi-719	13	15	entities	entity	NOUN
hi-719	13	16	.	.	PUNCT
hi-719	14	1	3	3	NUM
hi-719	14	2	as	as	SCONJ
hi-719	14	3	kyereboah	kyereboah	PROPN
hi-719	14	4	-	-	PUNCT
hi-719	14	5	coleman	coleman	PROPN
hi-719	14	6	&	&	CCONJ
hi-719	14	7	osei	osei	PROPN
hi-719	14	8	argue	argue	PROPN
hi-719	14	9	,	,	PUNCT
hi-719	14	10	inadequate	inadequate	ADJ
hi-719	14	11	governance	governance	NOUN
hi-719	14	12	negatively	negatively	ADV
hi-719	14	13	impacts	impact	VERB
hi-719	14	14	the	the	DET
hi-719	14	15	performance	performance	NOUN
hi-719	14	16	of	of	ADP
hi-719	14	17	microfinance	microfinance	NOUN
hi-719	14	18	institutions	institution	NOUN
hi-719	14	19	,	,	PUNCT
hi-719	14	20	diminishing	diminish	VERB
hi-719	14	21	goodwill	goodwill	NOUN
hi-719	14	22	and	and	CCONJ
hi-719	14	23	investor	investor	NOUN
hi-719	14	24	confidence	confidence	NOUN
hi-719	14	25	.	.	PUNCT
hi-719	15	1	thus	thus	ADV
hi-719	15	2	,	,	PUNCT
hi-719	15	3	governance	governance	NOUN
hi-719	15	4	becomes	become	VERB
hi-719	15	5	a	a	DET
hi-719	15	6	crucial	crucial	ADJ
hi-719	15	7	factor	factor	NOUN
hi-719	15	8	affecting	affect	VERB
hi-719	15	9	the	the	DET
hi-719	15	10	microfinance	microfinance	NOUN
hi-719	15	11	objective	objective	NOUN
hi-719	15	12	,	,	PUNCT
hi-719	15	13	especially	especially	ADV
hi-719	15	14	in	in	ADP
hi-719	15	15	serving	serve	VERB
hi-719	15	16	low	low	ADJ
hi-719	15	17	-	-	PUNCT
hi-719	15	18	income	income	NOUN
hi-719	15	19	clients	client	NOUN
hi-719	15	20	and	and	CCONJ
hi-719	15	21	ensuring	ensure	VERB
hi-719	15	22	financial	financial	ADJ
hi-719	15	23	sustainability	sustainability	NOUN
hi-719	15	24	.	.	PUNCT
hi-719	16	1	4	4	NUM
hi-719	16	2	in	in	ADP
hi-719	16	3	conclusion	conclusion	NOUN
hi-719	16	4	,	,	PUNCT
hi-719	16	5	western	western	ADJ
hi-719	16	6	perspectives	perspective	NOUN
hi-719	16	7	primarily	primarily	ADV
hi-719	16	8	prioritize	prioritize	VERB
hi-719	16	9	shareholders	shareholder	NOUN
hi-719	16	10	,	,	PUNCT
hi-719	16	11	while	while	SCONJ
hi-719	16	12	the	the	DET
hi-719	16	13	islamic	islamic	ADJ
hi-719	16	14	viewpoint	viewpoint	NOUN
hi-719	16	15	emphasizes	emphasize	VERB
hi-719	16	16	the	the	DET
hi-719	16	17	significance	significance	NOUN
hi-719	16	18	of	of	ADP
hi-719	16	19	justice	justice	NOUN
hi-719	16	20	,	,	PUNCT
hi-719	16	21	equity	equity	NOUN
hi-719	16	22	,	,	PUNCT
hi-719	16	23	and	and	CCONJ
hi-719	16	24	social	social	ADJ
hi-719	16	25	responsibility	responsibility	NOUN
hi-719	16	26	in	in	ADP
hi-719	16	27	governance	governance	NOUN
hi-719	16	28	principles	principle	NOUN
hi-719	16	29	.	.	PUNCT
hi-719	17	1	5	5	NUM
hi-719	17	2	in	in	ADP
hi-719	17	3	the	the	DET
hi-719	17	4	context	context	NOUN
hi-719	17	5	of	of	ADP
hi-719	17	6	islamic	islamic	ADJ
hi-719	17	7	microfinance	microfinance	NOUN
hi-719	17	8	,	,	PUNCT
hi-719	17	9	part	part	NOUN
hi-719	17	10	of	of	ADP
hi-719	17	11	islamic	islamic	ADJ
hi-719	17	12	social	social	PROPN
hi-719	17	13	finance	finance	NOUN
hi-719	17	14	institutions	institution	NOUN
hi-719	17	15	has	have	VERB
hi-719	17	16	an	an	DET
hi-719	17	17	essential	essential	ADJ
hi-719	17	18	social	social	ADJ
hi-719	17	19	role	role	NOUN
hi-719	17	20	in	in	ADP
hi-719	17	21	poverty	poverty	NOUN
hi-719	17	22	alleviation	alleviation	NOUN
hi-719	17	23	.	.	PUNCT
hi-719	18	1	as	as	SCONJ
hi-719	18	2	stated	state	VERB
hi-719	18	3	in	in	ADP
hi-719	18	4	ülev	ülev	ADJ
hi-719	18	5	,	,	PUNCT
hi-719	18	6	microfınance	microfınance	NOUN
hi-719	18	7	’s	’s	PART
hi-719	18	8	objective	objective	NOUN
hi-719	18	9	is	be	AUX
hi-719	18	10	to	to	PART
hi-719	18	11	provide	provide	VERB
hi-719	18	12	financial	financial	ADJ
hi-719	18	13	assistance	assistance	NOUN
hi-719	18	14	to	to	ADP
hi-719	18	15	low	low	ADJ
hi-719	18	16	-	-	PUNCT
hi-719	18	17	middle	middle	ADJ
hi-719	18	18	-	-	PUNCT
hi-719	18	19	income	income	NOUN
hi-719	18	20	people	people	NOUN
hi-719	18	21	so	so	SCONJ
hi-719	18	22	that	that	SCONJ
hi-719	18	23	they	they	PRON
hi-719	18	24	can	can	AUX
hi-719	18	25	prevent	prevent	VERB
hi-719	18	26	poverty	poverty	NOUN
hi-719	18	27	at	at	ADP
hi-719	18	28	the	the	DET
hi-719	18	29	forefront.6	forefront.6	NOUN
hi-719	18	30	generally	generally	ADV
hi-719	18	31	,	,	PUNCT
hi-719	18	32	there	there	PRON
hi-719	18	33	are	be	VERB
hi-719	18	34	several	several	ADJ
hi-719	18	35	types	type	NOUN
hi-719	18	36	of	of	ADP
hi-719	18	37	microfinance	microfinance	NOUN
hi-719	18	38	,	,	PUNCT
hi-719	18	39	such	such	ADJ
hi-719	18	40	as	as	ADP
hi-719	18	41	rural	rural	ADJ
hi-719	18	42	banks	bank	NOUN
hi-719	18	43	,	,	PUNCT
hi-719	18	44	ngos	ngo	NOUN
hi-719	18	45	,	,	PUNCT
hi-719	18	46	non	non	ADJ
hi-719	18	47	-	-	ADJ
hi-719	18	48	bank	bank	ADJ
hi-719	18	49	financial	financial	ADJ
hi-719	18	50	institutions	institution	NOUN
hi-719	18	51	,	,	PUNCT
hi-719	18	52	cooperatives	cooperative	NOUN
hi-719	18	53	,	,	PUNCT
hi-719	18	54	islamic	islamic	ADJ
hi-719	18	55	commercial	commercial	ADJ
hi-719	18	56	banks	bank	NOUN
hi-719	18	57	,	,	PUNCT
hi-719	18	58	etc	etc	X
hi-719	18	59	.	.	X
hi-719	19	1	most	most	ADJ
hi-719	19	2	forms	form	NOUN
hi-719	19	3	of	of	ADP
hi-719	19	4	microfinance	microfinance	NOUN
hi-719	19	5	are	be	AUX
hi-719	19	6	fall	fall	NOUN
hi-719	19	7	under	under	ADP
hi-719	19	8	the	the	DET
hi-719	19	9	category	category	NOUN
hi-719	19	10	of	of	ADP
hi-719	19	11	banks	bank	NOUN
hi-719	19	12	because	because	SCONJ
hi-719	19	13	it	it	PRON
hi-719	19	14	is	be	AUX
hi-719	19	15	easier	easy	ADJ
hi-719	19	16	to	to	PART
hi-719	19	17	have	have	VERB
hi-719	19	18	a	a	DET
hi-719	19	19	large	large	ADJ
hi-719	19	20	number	number	NOUN
hi-719	19	21	in	in	ADP
hi-719	19	22	reach	reach	NOUN
hi-719	19	23	for	for	SCONJ
hi-719	19	24	people	people	NOUN
hi-719	19	25	to	to	PART
hi-719	19	26	be	be	AUX
hi-719	19	27	financed.7	financed.7	NOUN
hi-719	19	28	however	however	ADV
hi-719	19	29	,	,	PUNCT
hi-719	19	30	when	when	SCONJ
hi-719	19	31	discussing	discuss	VERB
hi-719	19	32	the	the	DET
hi-719	19	33	essential	essential	ADJ
hi-719	19	34	function	function	NOUN
hi-719	19	35	of	of	ADP
hi-719	19	36	microfinance	microfinance	NOUN
hi-719	19	37	,	,	PUNCT
hi-719	19	38	according	accord	VERB
hi-719	19	39	to	to	ADP
hi-719	19	40	gupta	gupta	PROPN
hi-719	19	41	&	&	CCONJ
hi-719	19	42	mirchandani	mirchandani	PROPN
hi-719	19	43	,	,	PUNCT
hi-719	19	44	socially	socially	ADV
hi-719	19	45	oriented	orient	VERB
hi-719	19	46	microfinance	microfinance	NOUN
hi-719	19	47	institutions	institution	NOUN
hi-719	19	48	,	,	PUNCT
hi-719	19	49	such	such	ADJ
hi-719	19	50	as	as	ADP
hi-719	19	51	ngos	ngo	NOUN
hi-719	19	52	and	and	CCONJ
hi-719	19	53	cooperatives	cooperative	NOUN
hi-719	19	54	,	,	PUNCT
hi-719	19	55	have	have	AUX
hi-719	19	56	demonstrated	demonstrate	VERB
hi-719	19	57	more	more	ADV
hi-719	19	58	robust	robust	ADJ
hi-719	19	59	focus	focus	NOUN
hi-719	19	60	goals	goal	NOUN
hi-719	19	61	than	than	ADP
hi-719	19	62	profit	profit	NOUN
hi-719	19	63	-	-	PUNCT
hi-719	19	64	focused	focus	VERB
hi-719	19	65	institutions	institution	NOUN
hi-719	19	66	like	like	ADP
hi-719	19	67	banks.8	banks.8	PROPN
hi-719	19	68	unfortunately	unfortunately	ADV
hi-719	19	69	,	,	PUNCT
hi-719	19	70	microfinance	microfinance	NOUN
hi-719	19	71	faces	face	VERB
hi-719	19	72	some	some	DET
hi-719	19	73	challenges	challenge	NOUN
hi-719	19	74	in	in	ADP
hi-719	19	75	achieving	achieve	VERB
hi-719	19	76	it	it	PRON
hi-719	19	77	’s	’	VERB
hi-719	19	78	objective	objective	NOUN
hi-719	19	79	is	be	AUX
hi-719	19	80	primarily	primarily	ADV
hi-719	19	81	socially	socially	ADV
hi-719	19	82	oriented	orient	VERB
hi-719	19	83	.	.	PUNCT
hi-719	20	1	microfinance	microfinance	NOUN
hi-719	20	2	faces	face	NOUN
hi-719	20	3	double	double	VERB
hi-719	20	4	the	the	DET
hi-719	20	5	challenges	challenge	NOUN
hi-719	20	6	to	to	PART
hi-719	20	7	fulfill	fulfill	VERB
hi-719	20	8	the	the	DET
hi-719	20	9	social	social	ADJ
hi-719	20	10	objective	objective	NOUN
hi-719	20	11	of	of	ADP
hi-719	20	12	poverty	poverty	NOUN
hi-719	20	13	alleviation	alleviation	NOUN
hi-719	20	14	and	and	CCONJ
hi-719	20	15	sustainability9;10;11	sustainability9;10;11	NOUN
hi-719	20	16	.	.	PUNCT
hi-719	21	1	fan	fan	PROPN
hi-719	21	2	et	et	PROPN
hi-719	21	3	al	al	PROPN
hi-719	21	4	.	.	PROPN
hi-719	21	5	’s	’s	PART
hi-719	21	6	cross	cross	ADJ
hi-719	21	7	-	-	ADJ
hi-719	21	8	country	country	ADJ
hi-719	21	9	research	research	NOUN
hi-719	21	10	revealed	reveal	VERB
hi-719	21	11	that	that	SCONJ
hi-719	21	12	islamic	islamic	ADJ
hi-719	21	13	microfinance	microfinance	NOUN
hi-719	21	14	in	in	ADP
hi-719	21	15	afghanistan	afghanistan	PROPN
hi-719	21	16	,	,	PUNCT
hi-719	21	17	bangladesh	bangladesh	PROPN
hi-719	21	18	,	,	PUNCT
hi-719	21	19	indonesia	indonesia	PROPN
hi-719	21	20	,	,	PUNCT
hi-719	21	21	iraq	iraq	PROPN
hi-719	21	22	,	,	PUNCT
hi-719	21	23	jordan	jordan	PROPN
hi-719	21	24	,	,	PUNCT
hi-719	21	25	kosovo	kosovo	PROPN
hi-719	21	26	,	,	PUNCT
hi-719	21	27	kyrgyzstan	kyrgyzstan	PROPN
hi-719	21	28	,	,	PUNCT
hi-719	21	29	lebanon	lebanon	PROPN
hi-719	21	30	,	,	PUNCT
hi-719	21	31	pakistan	pakistan	PROPN
hi-719	21	32	,	,	PUNCT
hi-719	21	33	palestine	palestine	PROPN
hi-719	21	34	,	,	PUNCT
hi-719	21	35	syria	syria	PROPN
hi-719	21	36	,	,	PUNCT
hi-719	21	37	and	and	CCONJ
hi-719	21	38	yemen	yemen	PROPN
hi-719	21	39	is	be	AUX
hi-719	21	40	less	less	ADV
hi-719	21	41	financially	financially	ADV
hi-719	21	42	sustainable	sustainable	ADJ
hi-719	21	43	than	than	ADP
hi-719	21	44	conventional	conventional	ADJ
hi-719	21	45	microfinance	microfinance	NOUN
hi-719	21	46	,	,	PUNCT
hi-719	21	47	but	but	CCONJ
hi-719	21	48	its	its	PRON
hi-719	21	49	reach	reach	NOUN
hi-719	21	50	and	and	CCONJ
hi-719	21	51	social	social	ADJ
hi-719	21	52	benefit	benefit	NOUN
hi-719	21	53	are	be	AUX
hi-719	21	54	more	more	ADV
hi-719	21	55	remarkable	remarkable	ADJ
hi-719	21	56	than	than	ADP
hi-719	21	57	conventional	conventional	ADJ
hi-719	21	58	microfinance.12	microfinance.12	NOUN
hi-719	21	59	in	in	ADP
hi-719	21	60	addition	addition	NOUN
hi-719	21	61	,	,	PUNCT
hi-719	21	62	abbas	abbas	PROPN
hi-719	21	63	conducted	conduct	VERB
hi-719	21	64	a	a	DET
hi-719	21	65	study	study	NOUN
hi-719	21	66	on	on	ADP
hi-719	21	67	islamic	islamic	ADJ
hi-719	21	68	microfinance	microfinance	NOUN
hi-719	21	69	in	in	ADP
hi-719	21	70	pakistan	pakistan	PROPN
hi-719	21	71	and	and	CCONJ
hi-719	21	72	identified	identify	VERB
hi-719	21	73	challenges	challenge	NOUN
hi-719	21	74	in	in	ADP
hi-719	21	75	managing	manage	VERB
hi-719	21	76	default	default	NOUN
hi-719	21	77	cases	case	NOUN
hi-719	21	78	,	,	PUNCT
hi-719	21	79	which	which	PRON
hi-719	21	80	can	can	AUX
hi-719	21	81	be	be	AUX
hi-719	21	82	attributed	attribute	VERB
hi-719	21	83	to	to	ADP
hi-719	21	84	hamdard	hamdard	PROPN
hi-719	21	85	islamicus	islamicus	NOUN
hi-719	21	86	vol	vol	NOUN
hi-719	21	87	.	.	PUNCT
hi-719	22	1	xlvi	xlvi	PROPN
hi-719	22	2	,	,	PUNCT
hi-719	22	3	no	no	INTJ
hi-719	22	4	.	.	NOUN
hi-719	22	5	4	4	NUM
hi-719	22	6	55	55	NUM
hi-719	22	7	inadequate	inadequate	ADJ
hi-719	22	8	risk	risk	NOUN
hi-719	22	9	management	management	NOUN
hi-719	22	10	practices.13	practices.13	PRON
hi-719	22	11	it	it	PRON
hi-719	22	12	can	can	AUX
hi-719	22	13	be	be	AUX
hi-719	22	14	concluded	conclude	VERB
hi-719	22	15	that	that	SCONJ
hi-719	22	16	these	these	DET
hi-719	22	17	problems	problem	NOUN
hi-719	22	18	related	relate	VERB
hi-719	22	19	to	to	ADP
hi-719	22	20	the	the	DET
hi-719	22	21	practice	practice	NOUN
hi-719	22	22	of	of	ADP
hi-719	22	23	governance	governance	NOUN
hi-719	22	24	problems	problem	NOUN
hi-719	22	25	,	,	PUNCT
hi-719	22	26	as	as	SCONJ
hi-719	22	27	demonstrated	demonstrate	VERB
hi-719	22	28	by	by	ADP
hi-719	22	29	iqbal	iqbal	PROPN
hi-719	22	30	et	et	PROPN
hi-719	22	31	al	al	PROPN
hi-719	22	32	.	.	PROPN
hi-719	22	33	’s	’s	PART
hi-719	22	34	study	study	NOUN
hi-719	22	35	,	,	PUNCT
hi-719	22	36	effective	effective	ADJ
hi-719	22	37	governance	governance	NOUN
hi-719	22	38	practices	practice	NOUN
hi-719	22	39	of	of	ADP
hi-719	22	40	microfinance	microfinance	NOUN
hi-719	22	41	in	in	ADP
hi-719	22	42	asia	asia	PROPN
hi-719	22	43	led	lead	VERB
hi-719	22	44	to	to	ADP
hi-719	22	45	greater	great	ADJ
hi-719	22	46	profitability	profitability	NOUN
hi-719	22	47	and	and	CCONJ
hi-719	22	48	sustainability	sustainability	NOUN
hi-719	22	49	,	,	PUNCT
hi-719	22	50	but	but	CCONJ
hi-719	22	51	many	many	ADJ
hi-719	22	52	microfinance	microfinance	NOUN
hi-719	22	53	failures	failure	NOUN
hi-719	22	54	were	be	AUX
hi-719	22	55	linked	link	VERB
hi-719	22	56	to	to	ADP
hi-719	22	57	weak	weak	ADJ
hi-719	22	58	governance	governance	NOUN
hi-719	22	59	systems	system	NOUN
hi-719	22	60	;	;	PUNCT
hi-719	22	61	for	for	ADP
hi-719	22	62	example	example	NOUN
hi-719	22	63	,	,	PUNCT
hi-719	22	64	microfinance	microfinance	NOUN
hi-719	22	65	in	in	ADP
hi-719	22	66	india	india	PROPN
hi-719	22	67	2010	2010	NUM
hi-719	22	68	induced	induce	VERB
hi-719	22	69	suicide	suicide	NOUN
hi-719	22	70	as	as	ADP
hi-719	22	71	a	a	DET
hi-719	22	72	result	result	NOUN
hi-719	22	73	of	of	ADP
hi-719	22	74	poor	poor	ADJ
hi-719	22	75	governance.14	governance.14	NOUN
hi-719	22	76	furthermore	furthermore	ADV
hi-719	22	77	,	,	PUNCT
hi-719	22	78	in	in	ADP
hi-719	22	79	accordance	accordance	NOUN
hi-719	22	80	with	with	ADP
hi-719	22	81	lansink	lansink	PROPN
hi-719	22	82	et	et	PROPN
hi-719	22	83	al	al	PROPN
hi-719	22	84	.	.	PROPN
hi-719	22	85	,	,	PUNCT
hi-719	22	86	ngos	ngo	NOUN
hi-719	22	87	and	and	CCONJ
hi-719	22	88	cooperatives	cooperative	NOUN
hi-719	22	89	categorized	categorize	VERB
hi-719	22	90	as	as	ADP
hi-719	22	91	socially	socially	ADV
hi-719	22	92	oriented	orient	VERB
hi-719	22	93	microfinance	microfinance	NOUN
hi-719	22	94	institutions	institution	NOUN
hi-719	22	95	are	be	AUX
hi-719	22	96	inefficient	inefficient	ADJ
hi-719	22	97	rather	rather	ADV
hi-719	22	98	than	than	ADP
hi-719	22	99	profit	profit	NOUN
hi-719	22	100	-	-	PUNCT
hi-719	22	101	oriented.15	oriented.15	NOUN
hi-719	22	102	for	for	ADP
hi-719	22	103	instance	instance	NOUN
hi-719	22	104	,	,	PUNCT
hi-719	22	105	in	in	ADP
hi-719	22	106	malaysia	malaysia	PROPN
hi-719	22	107	,	,	PUNCT
hi-719	22	108	the	the	DET
hi-719	22	109	focus	focus	NOUN
hi-719	22	110	of	of	ADP
hi-719	22	111	islamic	islamic	ADJ
hi-719	22	112	microfinance	microfinance	NOUN
hi-719	22	113	has	have	AUX
hi-719	22	114	shifted	shift	VERB
hi-719	22	115	,	,	PUNCT
hi-719	22	116	due	due	ADP
hi-719	22	117	to	to	ADP
hi-719	22	118	governance	governance	NOUN
hi-719	22	119	issues	issue	NOUN
hi-719	22	120	from	from	ADP
hi-719	22	121	social	social	ADJ
hi-719	22	122	purpose	purpose	NOUN
hi-719	22	123	to	to	ADP
hi-719	22	124	commercialization.16	commercialization.16	PROPN
hi-719	22	125	in	in	ADP
hi-719	22	126	indonesia	indonesia	PROPN
hi-719	22	127	,	,	PUNCT
hi-719	22	128	aziz	aziz	PROPN
hi-719	22	129	stated	state	VERB
hi-719	22	130	that	that	SCONJ
hi-719	22	131	microfinance	microfinance	NOUN
hi-719	22	132	as	as	ADP
hi-719	22	133	management	management	NOUN
hi-719	22	134	funding	funding	NOUN
hi-719	22	135	in	in	ADP
hi-719	22	136	some	some	DET
hi-719	22	137	cooperatives	cooperative	NOUN
hi-719	22	138	is	be	AUX
hi-719	22	139	relatively	relatively	ADV
hi-719	22	140	weak.17	weak.17	ADJ
hi-719	22	141	then	then	ADV
hi-719	22	142	conforming	conform	VERB
hi-719	22	143	to	to	ADP
hi-719	22	144	ülev	ülev	ADJ
hi-719	22	145	,	,	PUNCT
hi-719	22	146	islamic	islamic	ADJ
hi-719	22	147	microfinance	microfinance	NOUN
hi-719	22	148	in	in	ADP
hi-719	22	149	türkiye	türkiye	PROPN
hi-719	22	150	faces	face	VERB
hi-719	22	151	an	an	DET
hi-719	22	152	asymmetry	asymmetry	NOUN
hi-719	22	153	of	of	ADP
hi-719	22	154	information	information	NOUN
hi-719	22	155	problem.18	problem.18	PROPN
hi-719	22	156	it	it	PRON
hi-719	22	157	can	can	AUX
hi-719	22	158	be	be	AUX
hi-719	22	159	implied	imply	VERB
hi-719	22	160	that	that	SCONJ
hi-719	22	161	there	there	PRON
hi-719	22	162	is	be	VERB
hi-719	22	163	a	a	DET
hi-719	22	164	problem	problem	NOUN
hi-719	22	165	with	with	ADP
hi-719	22	166	governance	governance	NOUN
hi-719	22	167	.	.	PUNCT
hi-719	23	1	however	however	ADV
hi-719	23	2	,	,	PUNCT
hi-719	23	3	this	this	DET
hi-719	23	4	critical	critical	ADJ
hi-719	23	5	role	role	NOUN
hi-719	23	6	can	can	AUX
hi-719	23	7	not	not	PART
hi-719	23	8	run	run	VERB
hi-719	23	9	optimally	optimally	ADV
hi-719	23	10	without	without	ADP
hi-719	23	11	good	good	ADJ
hi-719	23	12	governance	governance	NOUN
hi-719	23	13	.	.	PUNCT
hi-719	24	1	because	because	SCONJ
hi-719	24	2	governance	governance	NOUN
hi-719	24	3	is	be	AUX
hi-719	24	4	closely	closely	ADV
hi-719	24	5	related	relate	VERB
hi-719	24	6	to	to	ADP
hi-719	24	7	the	the	DET
hi-719	24	8	sustainability	sustainability	NOUN
hi-719	24	9	of	of	ADP
hi-719	24	10	institutions	institution	NOUN
hi-719	24	11	and	and	CCONJ
hi-719	24	12	ensuring	ensure	VERB
hi-719	24	13	the	the	DET
hi-719	24	14	institution	institution	NOUN
hi-719	24	15	's	's	PART
hi-719	24	16	direction	direction	NOUN
hi-719	24	17	is	be	AUX
hi-719	24	18	still	still	ADV
hi-719	24	19	in	in	ADP
hi-719	24	20	line	line	NOUN
hi-719	24	21	with	with	ADP
hi-719	24	22	its	its	PRON
hi-719	24	23	objectives.19;20	objectives.19;20	NOUN
hi-719	24	24	to	to	PART
hi-719	24	25	avert	avert	VERB
hi-719	24	26	microfinance	microfinance	NOUN
hi-719	24	27	failures	failure	NOUN
hi-719	24	28	,	,	PUNCT
hi-719	24	29	particularly	particularly	ADV
hi-719	24	30	those	those	PRON
hi-719	24	31	associated	associate	VERB
hi-719	24	32	with	with	ADP
hi-719	24	33	issues	issue	NOUN
hi-719	24	34	like	like	ADP
hi-719	24	35	mission	mission	NOUN
hi-719	24	36	drift	drift	NOUN
hi-719	24	37	,	,	PUNCT
hi-719	24	38	it	it	PRON
hi-719	24	39	is	be	AUX
hi-719	24	40	imperative	imperative	ADJ
hi-719	24	41	to	to	PART
hi-719	24	42	focus	focus	VERB
hi-719	24	43	on	on	ADP
hi-719	24	44	strengthening	strengthen	VERB
hi-719	24	45	governance	governance	NOUN
hi-719	24	46	practices	practice	NOUN
hi-719	24	47	,	,	PUNCT
hi-719	24	48	as	as	SCONJ
hi-719	24	49	emphasized	emphasize	VERB
hi-719	24	50	by	by	ADP
hi-719	24	51	labie.21	labie.21	ADJ
hi-719	24	52	governance	governance	NOUN
hi-719	24	53	can	can	AUX
hi-719	24	54	help	help	VERB
hi-719	24	55	microfinance	microfinance	NOUN
hi-719	24	56	manage	manage	VERB
hi-719	24	57	the	the	DET
hi-719	24	58	challenge	challenge	NOUN
hi-719	24	59	and	and	CCONJ
hi-719	24	60	attract	attract	VERB
hi-719	24	61	external	external	ADJ
hi-719	24	62	funding	funding	NOUN
hi-719	24	63	22	22	NUM
hi-719	24	64	as	as	SCONJ
hi-719	24	65	hudon	hudon	PROPN
hi-719	24	66	stated	state	VERB
hi-719	24	67	,	,	PUNCT
hi-719	24	68	institutional	institutional	ADJ
hi-719	24	69	stability	stability	NOUN
hi-719	24	70	relates	relate	VERB
hi-719	24	71	to	to	ADP
hi-719	24	72	the	the	DET
hi-719	24	73	level	level	NOUN
hi-719	24	74	of	of	ADP
hi-719	24	75	subsidies	subsidy	NOUN
hi-719	24	76	received	receive	VERB
hi-719	24	77	in	in	ADP
hi-719	24	78	microfinance23	microfinance23	PROPN
hi-719	24	79	,	,	PUNCT
hi-719	24	80	which	which	PRON
hi-719	24	81	can	can	AUX
hi-719	24	82	vary	vary	VERB
hi-719	24	83	based	base	VERB
hi-719	24	84	on	on	ADP
hi-719	24	85	management	management	NOUN
hi-719	24	86	style	style	NOUN
hi-719	24	87	.	.	PUNCT
hi-719	25	1	indirectly	indirectly	ADV
hi-719	25	2	,	,	PUNCT
hi-719	25	3	this	this	DET
hi-719	25	4	condition	condition	NOUN
hi-719	25	5	is	be	AUX
hi-719	25	6	one	one	NUM
hi-719	25	7	of	of	ADP
hi-719	25	8	the	the	DET
hi-719	25	9	constraints	constraint	NOUN
hi-719	25	10	,	,	PUNCT
hi-719	25	11	especially	especially	ADV
hi-719	25	12	related	relate	VERB
hi-719	25	13	to	to	ADP
hi-719	25	14	stability	stability	NOUN
hi-719	25	15	in	in	ADP
hi-719	25	16	various	various	ADJ
hi-719	25	17	microfinance	microfinance	NOUN
hi-719	25	18	institutions	institution	NOUN
hi-719	25	19	.	.	PUNCT
hi-719	26	1	since	since	SCONJ
hi-719	26	2	the	the	DET
hi-719	26	3	success	success	NOUN
hi-719	26	4	rate	rate	NOUN
hi-719	26	5	of	of	ADP
hi-719	26	6	achieving	achieve	VERB
hi-719	26	7	goals	goal	NOUN
hi-719	26	8	depends	depend	VERB
hi-719	26	9	on	on	ADP
hi-719	26	10	the	the	DET
hi-719	26	11	governance	governance	NOUN
hi-719	26	12	system	system	NOUN
hi-719	26	13	,	,	PUNCT
hi-719	26	14	if	if	SCONJ
hi-719	26	15	governance	governance	NOUN
hi-719	26	16	practices	practice	NOUN
hi-719	26	17	are	be	AUX
hi-719	26	18	not	not	PART
hi-719	26	19	implemented	implement	VERB
hi-719	26	20	,	,	PUNCT
hi-719	26	21	microfinance	microfinance	NOUN
hi-719	26	22	may	may	AUX
hi-719	26	23	fail	fail	VERB
hi-719	26	24	or	or	CCONJ
hi-719	26	25	deviate	deviate	VERB
hi-719	26	26	from	from	ADP
hi-719	26	27	its	its	PRON
hi-719	26	28	stated	stated	ADJ
hi-719	26	29	purpose	purpose	NOUN
hi-719	26	30	.	.	PUNCT
hi-719	27	1	this	this	DET
hi-719	27	2	study	study	NOUN
hi-719	27	3	focuses	focus	VERB
hi-719	27	4	on	on	ADP
hi-719	27	5	social	social	ADJ
hi-719	27	6	purpose	purpose	NOUN
hi-719	27	7	-	-	PUNCT
hi-719	27	8	based	base	VERB
hi-719	27	9	islamic	islamic	ADJ
hi-719	27	10	microfinance	microfinance	NOUN
hi-719	27	11	and	and	CCONJ
hi-719	27	12	seeks	seek	VERB
hi-719	27	13	to	to	PART
hi-719	27	14	determine	determine	VERB
hi-719	27	15	whether	whether	SCONJ
hi-719	27	16	microfinance	microfinance	NOUN
hi-719	27	17	has	have	AUX
hi-719	27	18	implemented	implement	VERB
hi-719	27	19	practical	practical	ADJ
hi-719	27	20	governance	governance	NOUN
hi-719	27	21	principles	principle	NOUN
hi-719	27	22	so	so	SCONJ
hi-719	27	23	that	that	SCONJ
hi-719	27	24	it	it	PRON
hi-719	27	25	remains	remain	VERB
hi-719	27	26	consistent	consistent	ADJ
hi-719	27	27	with	with	ADP
hi-719	27	28	its	its	PRON
hi-719	27	29	mission	mission	NOUN
hi-719	27	30	and	and	CCONJ
hi-719	27	31	demonstrates	demonstrate	VERB
hi-719	27	32	sustainability	sustainability	NOUN
hi-719	27	33	that	that	PRON
hi-719	27	34	can	can	AUX
hi-719	27	35	gain	gain	VERB
hi-719	27	36	donor	donor	NOUN
hi-719	27	37	confidence	confidence	NOUN
hi-719	27	38	and	and	CCONJ
hi-719	27	39	goodwill	goodwill	NOUN
hi-719	27	40	.	.	PUNCT
hi-719	28	1	islamic	islamic	ADJ
hi-719	28	2	microfinance	microfinance	NOUN
hi-719	28	3	is	be	AUX
hi-719	28	4	relatively	relatively	ADV
hi-719	28	5	new	new	ADJ
hi-719	28	6	and	and	CCONJ
hi-719	28	7	limited	limit	VERB
hi-719	28	8	in	in	ADP
hi-719	28	9	türkiye	türkiye	PROPN
hi-719	28	10	.	.	PUNCT
hi-719	29	1	24	24	NUM
hi-719	29	2	however	however	ADV
hi-719	29	3	,	,	PUNCT
hi-719	29	4	it	it	PRON
hi-719	29	5	’s	’	VERB
hi-719	29	6	noteworthy	noteworthy	ADJ
hi-719	29	7	that	that	SCONJ
hi-719	29	8	there	there	PRON
hi-719	29	9	's	be	VERB
hi-719	29	10	a	a	DET
hi-719	29	11	good	good	ADJ
hi-719	29	12	level	level	NOUN
hi-719	29	13	of	of	ADP
hi-719	29	14	transparency	transparency	NOUN
hi-719	29	15	in	in	ADP
hi-719	29	16	its	its	PRON
hi-719	29	17	reports	report	NOUN
hi-719	29	18	.	.	PUNCT
hi-719	30	1	this	this	DET
hi-719	30	2	study	study	NOUN
hi-719	30	3	aims	aim	VERB
hi-719	30	4	to	to	PART
hi-719	30	5	compare	compare	VERB
hi-719	30	6	governance	governance	NOUN
hi-719	30	7	principles	principle	NOUN
hi-719	30	8	with	with	ADP
hi-719	30	9	islamic	islamic	ADJ
hi-719	30	10	microfinance	microfinance	NOUN
hi-719	30	11	cooperatives	cooperative	NOUN
hi-719	30	12	in	in	ADP
hi-719	30	13	indonesia	indonesia	PROPN
hi-719	30	14	.	.	PUNCT
hi-719	31	1	indonesia	indonesia	PROPN
hi-719	31	2	has	have	AUX
hi-719	31	3	been	be	AUX
hi-719	31	4	a	a	DET
hi-719	31	5	pioneer	pioneer	NOUN
hi-719	31	6	in	in	ADP
hi-719	31	7	implementing	implement	VERB
hi-719	31	8	financial	financial	ADJ
hi-719	31	9	reforms	reform	NOUN
hi-719	31	10	since	since	SCONJ
hi-719	31	11	1983	1983	NUM
hi-719	31	12	,	,	PUNCT
hi-719	31	13	maintaining	maintain	VERB
hi-719	31	14	stability	stability	NOUN
hi-719	31	15	even	even	ADV
hi-719	31	16	in	in	ADP
hi-719	31	17	challenging	challenge	VERB
hi-719	31	18	situations.25	situations.25	NOUN
hi-719	31	19	in	in	ADP
hi-719	31	20	terms	term	NOUN
hi-719	31	21	of	of	ADP
hi-719	31	22	stability	stability	NOUN
hi-719	31	23	,	,	PUNCT
hi-719	31	24	while	while	SCONJ
hi-719	31	25	obtaining	obtain	VERB
hi-719	31	26	social	social	ADJ
hi-719	31	27	objectives	objective	NOUN
hi-719	31	28	and	and	CCONJ
hi-719	31	29	tackling	tackle	VERB
hi-719	31	30	the	the	DET
hi-719	31	31	challenge	challenge	NOUN
hi-719	31	32	simultaneously	simultaneously	ADV
hi-719	31	33	,	,	PUNCT
hi-719	31	34	it	it	PRON
hi-719	31	35	is	be	AUX
hi-719	31	36	crucial	crucial	ADJ
hi-719	31	37	to	to	PART
hi-719	31	38	consider	consider	VERB
hi-719	31	39	how	how	SCONJ
hi-719	31	40	these	these	DET
hi-719	31	41	two	two	NUM
hi-719	31	42	types	type	NOUN
hi-719	31	43	of	of	ADP
hi-719	31	44	islamic	islamic	ADJ
hi-719	31	45	microfinance	microfinance	NOUN
hi-719	31	46	organizations	organization	NOUN
hi-719	31	47	applied	apply	VERB
hi-719	31	48	the	the	DET
hi-719	31	49	governance	governance	NOUN
hi-719	31	50	principle	principle	NOUN
hi-719	31	51	.	.	PUNCT
hi-719	32	1	hence	hence	ADV
hi-719	32	2	,	,	PUNCT
hi-719	32	3	this	this	DET
hi-719	32	4	study	study	NOUN
hi-719	32	5	aims	aim	VERB
hi-719	32	6	to	to	PART
hi-719	32	7	explore	explore	VERB
hi-719	32	8	and	and	CCONJ
hi-719	32	9	compare	compare	VERB
hi-719	32	10	56	56	NUM
hi-719	32	11	the	the	DET
hi-719	32	12	implementation	implementation	NOUN
hi-719	32	13	of	of	ADP
hi-719	32	14	governance	governance	NOUN
hi-719	32	15	…	…	PUNCT
hi-719	32	16	the	the	DET
hi-719	32	17	implementation	implementation	NOUN
hi-719	32	18	of	of	ADP
hi-719	32	19	governance	governance	NOUN
hi-719	32	20	principles	principle	NOUN
hi-719	32	21	in	in	ADP
hi-719	32	22	managing	manage	VERB
hi-719	32	23	islamic	islamic	ADJ
hi-719	32	24	microfinance	microfinance	NOUN
hi-719	32	25	at	at	ADP
hi-719	32	26	iksar	iksar	NOUN
hi-719	32	27	,	,	PUNCT
hi-719	32	28	the	the	DET
hi-719	32	29	first	first	ADJ
hi-719	32	30	islamic	islamic	ADJ
hi-719	32	31	microfinance	microfinance	NOUN
hi-719	32	32	in	in	ADP
hi-719	32	33	türkiye	türkiye	PROPN
hi-719	32	34	,	,	PUNCT
hi-719	32	35	and	and	CCONJ
hi-719	32	36	bmt	bmt	PROPN
hi-719	32	37	muda	muda	PROPN
hi-719	32	38	,	,	PUNCT
hi-719	32	39	a	a	DET
hi-719	32	40	modern	modern	ADJ
hi-719	32	41	islamic	islamic	ADJ
hi-719	32	42	cooperative	cooperative	NOUN
hi-719	32	43	with	with	ADP
hi-719	32	44	the	the	DET
hi-719	32	45	latest	late	ADJ
hi-719	32	46	financial	financial	ADJ
hi-719	32	47	report	report	NOUN
hi-719	32	48	2021	2021	NUM
hi-719	32	49	,	,	PUNCT
hi-719	32	50	both	both	PRON
hi-719	32	51	of	of	ADP
hi-719	32	52	which	which	PRON
hi-719	32	53	are	be	AUX
hi-719	32	54	social	social	ADJ
hi-719	32	55	objectives	objective	NOUN
hi-719	32	56	oriented	orient	VERB
hi-719	32	57	organizations	organization	NOUN
hi-719	32	58	.	.	PUNCT
hi-719	33	1	this	this	DET
hi-719	33	2	paper	paper	NOUN
hi-719	33	3	contributes	contribute	VERB
hi-719	33	4	to	to	ADP
hi-719	33	5	the	the	DET
hi-719	33	6	literature	literature	NOUN
hi-719	33	7	about	about	ADP
hi-719	33	8	the	the	DET
hi-719	33	9	implementation	implementation	NOUN
hi-719	33	10	of	of	ADP
hi-719	33	11	governance	governance	NOUN
hi-719	33	12	principles	principle	NOUN
hi-719	33	13	in	in	ADP
hi-719	33	14	the	the	DET
hi-719	33	15	different	different	ADJ
hi-719	33	16	structures	structure	NOUN
hi-719	33	17	of	of	ADP
hi-719	33	18	islamic	islamic	ADJ
hi-719	33	19	microfinance	microfinance	NOUN
hi-719	33	20	,	,	PUNCT
hi-719	33	21	especially	especially	ADV
hi-719	33	22	in	in	ADP
hi-719	33	23	social	social	ADJ
hi-719	33	24	-	-	PUNCT
hi-719	33	25	oriented	orient	VERB
hi-719	33	26	structures	structure	NOUN
hi-719	33	27	,	,	PUNCT
hi-719	33	28	and	and	CCONJ
hi-719	33	29	it	it	PRON
hi-719	33	30	might	might	AUX
hi-719	33	31	encourage	encourage	VERB
hi-719	33	32	other	other	ADJ
hi-719	33	33	islamic	islamic	ADJ
hi-719	33	34	microfinance	microfinance	NOUN
hi-719	33	35	organizations	organization	NOUN
hi-719	33	36	about	about	ADP
hi-719	33	37	the	the	DET
hi-719	33	38	importance	importance	NOUN
hi-719	33	39	of	of	ADP
hi-719	33	40	governance	governance	NOUN
hi-719	33	41	principles	principle	NOUN
hi-719	33	42	to	to	PART
hi-719	33	43	be	be	AUX
hi-719	33	44	applied	apply	VERB
hi-719	33	45	.	.	PUNCT
hi-719	34	1	section	section	NOUN
hi-719	34	2	2	2	NUM
hi-719	34	3	of	of	ADP
hi-719	34	4	this	this	DET
hi-719	34	5	research	research	NOUN
hi-719	34	6	presents	present	VERB
hi-719	34	7	the	the	DET
hi-719	34	8	study	study	NOUN
hi-719	34	9	’s	’s	PART
hi-719	34	10	conceptual	conceptual	ADJ
hi-719	34	11	framework	framework	NOUN
hi-719	34	12	regarding	regard	VERB
hi-719	34	13	ownership	ownership	NOUN
hi-719	34	14	structure	structure	NOUN
hi-719	34	15	and	and	CCONJ
hi-719	34	16	governance	governance	NOUN
hi-719	34	17	principle	principle	NOUN
hi-719	34	18	.	.	PUNCT
hi-719	35	1	section	section	NOUN
hi-719	35	2	3	3	NUM
hi-719	35	3	offers	offer	VERB
hi-719	35	4	research	research	NOUN
hi-719	35	5	methods	method	NOUN
hi-719	35	6	and	and	CCONJ
hi-719	35	7	data	datum	NOUN
hi-719	35	8	analysis	analysis	NOUN
hi-719	35	9	while	while	SCONJ
hi-719	35	10	section	section	NOUN
hi-719	35	11	4	4	NUM
hi-719	35	12	describes	describe	VERB
hi-719	35	13	the	the	DET
hi-719	35	14	findings	finding	NOUN
hi-719	35	15	about	about	ADP
hi-719	35	16	the	the	DET
hi-719	35	17	comparison	comparison	NOUN
hi-719	35	18	between	between	ADP
hi-719	35	19	iksar	iksar	NOUN
hi-719	35	20	and	and	CCONJ
hi-719	35	21	bmt	bmt	PROPN
hi-719	35	22	muda	muda	NOUN
hi-719	35	23	in	in	ADP
hi-719	35	24	their	their	PRON
hi-719	35	25	management	management	NOUN
hi-719	35	26	regarding	regard	VERB
hi-719	35	27	governance	governance	NOUN
hi-719	35	28	principles	principle	NOUN
hi-719	35	29	.	.	PUNCT
hi-719	36	1	section	section	NOUN
hi-719	36	2	5	5	NUM
hi-719	36	3	also	also	ADV
hi-719	36	4	discusses	discuss	VERB
hi-719	36	5	their	their	PRON
hi-719	36	6	implementation	implementation	NOUN
hi-719	36	7	.	.	PUNCT
hi-719	37	1	section	section	NOUN
hi-719	37	2	6	6	NUM
hi-719	37	3	presents	present	VERB
hi-719	37	4	the	the	DET
hi-719	37	5	conclusion	conclusion	NOUN
hi-719	37	6	,	,	PUNCT
hi-719	37	7	limitations	limitation	NOUN
hi-719	37	8	and	and	CCONJ
hi-719	37	9	advice	advice	NOUN
hi-719	37	10	for	for	ADP
hi-719	37	11	further	further	ADJ
hi-719	37	12	study	study	NOUN
hi-719	37	13	.	.	PUNCT
hi-719	38	1	2	2	X
hi-719	38	2	.	.	X
hi-719	38	3	literature	literature	PROPN
hi-719	38	4	review	review	PROPN
hi-719	38	5	indonesia	indonesia	PROPN
hi-719	38	6	started	start	VERB
hi-719	38	7	the	the	DET
hi-719	38	8	operation	operation	NOUN
hi-719	38	9	of	of	ADP
hi-719	38	10	islamic	islamic	ADJ
hi-719	38	11	microfinance	microfinance	NOUN
hi-719	38	12	as	as	ADP
hi-719	38	13	a	a	DET
hi-719	38	14	cooperative	cooperative	NOUN
hi-719	38	15	,	,	PUNCT
hi-719	38	16	commonly	commonly	ADV
hi-719	38	17	called	call	VERB
hi-719	38	18	bait	bait	NOUN
hi-719	38	19	al	al	PROPN
hi-719	38	20	-	-	PUNCT
hi-719	38	21	mél	mél	PROPN
hi-719	38	22	wa	wa	ADJ
hi-719	38	23	tamwêl	tamwêl	NOUN
hi-719	38	24	(	(	PUNCT
hi-719	38	25	bmt	bmt	NOUN
hi-719	38	26	)	)	PUNCT
hi-719	38	27	,	,	PUNCT
hi-719	38	28	in	in	ADP
hi-719	38	29	198426	198426	NUM
hi-719	38	30	,	,	PUNCT
hi-719	38	31	until	until	SCONJ
hi-719	38	32	2019	2019	NUM
hi-719	38	33	ranked	rank	VERB
hi-719	38	34	first	first	ADV
hi-719	38	35	in	in	ADP
hi-719	38	36	the	the	DET
hi-719	38	37	world	world	NOUN
hi-719	38	38	for	for	ADP
hi-719	38	39	islamic	islamic	ADJ
hi-719	38	40	finance	finance	NOUN
hi-719	38	41	due	due	ADP
hi-719	38	42	to	to	ADP
hi-719	38	43	the	the	DET
hi-719	38	44	number	number	NOUN
hi-719	38	45	of	of	ADP
hi-719	38	46	bmts	bmt	NOUN
hi-719	38	47	of	of	ADP
hi-719	38	48	more	more	ADJ
hi-719	38	49	than	than	ADP
hi-719	38	50	five	five	NUM
hi-719	38	51	thousand	thousand	NUM
hi-719	38	52	institutions.27	institutions.27	ADJ
hi-719	38	53	diverse	diverse	ADJ
hi-719	38	54	funding	funding	NOUN
hi-719	38	55	sources	source	NOUN
hi-719	38	56	have	have	AUX
hi-719	38	57	been	be	AUX
hi-719	38	58	utilized	utilize	VERB
hi-719	38	59	to	to	PART
hi-719	38	60	demonstrate	demonstrate	VERB
hi-719	38	61	this	this	DET
hi-719	38	62	point	point	NOUN
hi-719	38	63	.	.	PUNCT
hi-719	39	1	among	among	ADP
hi-719	39	2	the	the	DET
hi-719	39	3	many	many	ADJ
hi-719	39	4	bmts	bmt	NOUN
hi-719	39	5	in	in	ADP
hi-719	39	6	indonesia	indonesia	PROPN
hi-719	39	7	,	,	PUNCT
hi-719	39	8	as	as	ADV
hi-719	39	9	far	far	ADV
hi-719	39	10	as	as	ADP
hi-719	39	11	our	our	PRON
hi-719	39	12	awareness	awareness	NOUN
hi-719	39	13	,	,	PUNCT
hi-719	39	14	only	only	ADV
hi-719	39	15	bmt	bmt	PROPN
hi-719	39	16	muda	muda	NOUN
hi-719	39	17	was	be	AUX
hi-719	39	18	found	find	VERB
hi-719	39	19	to	to	PART
hi-719	39	20	disclose	disclose	VERB
hi-719	39	21	information	information	NOUN
hi-719	39	22	on	on	ADP
hi-719	39	23	a	a	DET
hi-719	39	24	website	website	NOUN
hi-719	39	25	that	that	PRON
hi-719	39	26	can	can	AUX
hi-719	39	27	be	be	AUX
hi-719	39	28	accessed	access	VERB
hi-719	39	29	until	until	ADP
hi-719	39	30	the	the	DET
hi-719	39	31	latest	late	ADJ
hi-719	39	32	report	report	NOUN
hi-719	39	33	in	in	ADP
hi-719	39	34	2021	2021	NUM
hi-719	39	35	.	.	PUNCT
hi-719	40	1	recorded	record	VERB
hi-719	40	2	in	in	ADP
hi-719	40	3	the	the	DET
hi-719	40	4	2021	2021	NUM
hi-719	40	5	financial	financial	ADJ
hi-719	40	6	position	position	NOUN
hi-719	40	7	report	report	NOUN
hi-719	40	8	,	,	PUNCT
hi-719	40	9	bmt	bmt	VERB
hi-719	40	10	mandiri	mandiri	ADV
hi-719	40	11	ukhuwah	ukhuwah	PROPN
hi-719	40	12	persada	persada	PROPN
hi-719	40	13	(	(	PUNCT
hi-719	40	14	muda	muda	NOUN
hi-719	40	15	)	)	PUNCT
hi-719	40	16	,	,	PUNCT
hi-719	40	17	on	on	ADP
hi-719	40	18	its	its	PRON
hi-719	40	19	website	website	NOUN
hi-719	40	20	,	,	PUNCT
hi-719	40	21	28	28	NUM
hi-719	40	22	has	have	AUX
hi-719	40	23	distributed	distribute	VERB
hi-719	40	24	several	several	ADJ
hi-719	40	25	financing	financing	NOUN
hi-719	40	26	,	,	PUNCT
hi-719	40	27	as	as	SCONJ
hi-719	40	28	shown	show	VERB
hi-719	40	29	in	in	ADP
hi-719	40	30	the	the	DET
hi-719	40	31	table	table	NOUN
hi-719	40	32	below	below	ADV
hi-719	40	33	.	.	PUNCT
hi-719	41	1	financing	financing	NOUN
hi-719	41	2	instruments	instrument	NOUN
hi-719	41	3	total	total	VERB
hi-719	41	4	in	in	ADP
hi-719	41	5	idr	idr	PROPN
hi-719	41	6	total	total	NOUN
hi-719	41	7	in	in	ADP
hi-719	41	8	usd	usd	PROPN
hi-719	41	9	muìérabah	muìérabah	NOUN
hi-719	41	10	955,401,425	955,401,425	NUM
hi-719	41	11	66,678	66,678	NUM
hi-719	41	12	murébaíah	murébaíah	PROPN
hi-719	41	13	855,045,098	855,045,098	NUM
hi-719	41	14	59,674	59,674	NUM
hi-719	41	15	qarì	qarì	PROPN
hi-719	41	16	al	al	PROPN
hi-719	41	17	-	-	PROPN
hi-719	41	18	íasan	íasan	VERB
hi-719	41	19	108,654,820	108,654,820	NUM
hi-719	41	20	7,583	7,583	NUM
hi-719	41	21	ijérah	ijérah	ADJ
hi-719	41	22	muntahiya	muntahiya	NOUN
hi-719	41	23	bit	bit	NOUN
hi-719	42	1	tamlêk	tamlêk	NOUN
hi-719	42	2	(	(	PUNCT
hi-719	42	3	imbt	imbt	NOUN
hi-719	42	4	)	)	PUNCT
hi-719	42	5	256,520,000	256,520,000	NUM
hi-719	42	6	17,902	17,902	NUM
hi-719	42	7	other	other	ADJ
hi-719	42	8	finances	finance	NOUN
hi-719	42	9	443,047,490	443,047,490	NUM
hi-719	42	10	30,920	30,920	NUM
hi-719	42	11	table	table	NOUN
hi-719	42	12	1	1	NUM
hi-719	42	13	.	.	PUNCT
hi-719	42	14	financing	financing	NOUN
hi-719	42	15	instruments	instrument	NOUN
hi-719	42	16	of	of	ADP
hi-719	42	17	bmt	bmt	PROPN
hi-719	42	18	muda	muda	NOUN
hi-719	42	19	in	in	ADP
hi-719	42	20	2021	2021	NUM
hi-719	42	21	türkiye	türkiye	NOUN
hi-719	42	22	,	,	PUNCT
hi-719	42	23	which	which	PRON
hi-719	42	24	began	begin	VERB
hi-719	42	25	islamic	islamic	ADJ
hi-719	42	26	microfinance	microfinance	NOUN
hi-719	42	27	in	in	ADP
hi-719	42	28	2018	2018	NUM
hi-719	42	29	,	,	PUNCT
hi-719	42	30	has	have	VERB
hi-719	42	31	one	one	NUM
hi-719	42	32	islamic	islamic	ADJ
hi-719	42	33	microfinance	microfinance	NOUN
hi-719	42	34	institution	institution	NOUN
hi-719	42	35	and	and	CCONJ
hi-719	42	36	two	two	NUM
hi-719	42	37	initiatives	initiative	NOUN
hi-719	42	38	activity	activity	NOUN
hi-719	42	39	of	of	ADP
hi-719	42	40	organizations	organization	NOUN
hi-719	42	41	that	that	PRON
hi-719	42	42	run	run	VERB
hi-719	42	43	qarì	qarì	PROPN
hi-719	42	44	al	al	PROPN
hi-719	42	45	×asan	×asan	PROPN
hi-719	42	46	,	,	PUNCT
hi-719	42	47	according	accord	VERB
hi-719	42	48	to	to	ADP
hi-719	42	49	the	the	DET
hi-719	42	50	islamic	islamic	ADJ
hi-719	42	51	social	social	PROPN
hi-719	42	52	finance	finance	NOUN
hi-719	42	53	2021	2021	NUM
hi-719	42	54	report.29	report.29	VERB
hi-719	42	55	the	the	DET
hi-719	42	56	development	development	NOUN
hi-719	42	57	of	of	ADP
hi-719	42	58	islamic	islamic	ADJ
hi-719	42	59	microfinance	microfinance	NOUN
hi-719	42	60	in	in	ADP
hi-719	42	61	türkiye	türkiye	PROPN
hi-719	42	62	can	can	AUX
hi-719	42	63	also	also	ADV
hi-719	42	64	be	be	AUX
hi-719	42	65	seen	see	VERB
hi-719	42	66	in	in	ADP
hi-719	42	67	the	the	DET
hi-719	42	68	distribution	distribution	NOUN
hi-719	42	69	of	of	ADP
hi-719	42	70	financing	financing	NOUN
hi-719	42	71	in	in	ADP
hi-719	42	72	iksar	iksar	NOUN
hi-719	42	73	as	as	ADP
hi-719	42	74	hamdard	hamdard	ADJ
hi-719	42	75	islamicus	islamicus	NOUN
hi-719	42	76	vol	vol	NOUN
hi-719	42	77	.	.	PUNCT
hi-719	43	1	xlvi	xlvi	PROPN
hi-719	43	2	,	,	PUNCT
hi-719	43	3	no	no	INTJ
hi-719	43	4	.	.	NOUN
hi-719	43	5	4	4	NUM
hi-719	43	6	57	57	NUM
hi-719	43	7	the	the	DET
hi-719	43	8	first	first	ADJ
hi-719	43	9	and	and	CCONJ
hi-719	43	10	only	only	ADV
hi-719	43	11	islamic	islamic	ADJ
hi-719	43	12	microfinance	microfinance	NOUN
hi-719	43	13	disclosing	disclose	VERB
hi-719	43	14	reporting	report	VERB
hi-719	43	15	organization	organization	NOUN
hi-719	43	16	,	,	PUNCT
hi-719	43	17	and	and	CCONJ
hi-719	43	18	it	it	PRON
hi-719	43	19	was	be	AUX
hi-719	43	20	recorded	record	VERB
hi-719	43	21	from	from	ADP
hi-719	43	22	their	their	PRON
hi-719	43	23	report	report	NOUN
hi-719	43	24	in	in	ADP
hi-719	43	25	2021	2021	NUM
hi-719	43	26	that	that	PRON
hi-719	43	27	the	the	DET
hi-719	43	28	financing	financing	NOUN
hi-719	43	29	that	that	PRON
hi-719	43	30	had	have	AUX
hi-719	43	31	been	be	AUX
hi-719	43	32	distributed	distribute	VERB
hi-719	43	33	with	with	ADP
hi-719	43	34	the	the	DET
hi-719	43	35	qarì	qarì	NOUN
hi-719	43	36	al	al	PROPN
hi-719	43	37	×asan	×asan	PROPN
hi-719	43	38	contract	contract	NOUN
hi-719	43	39	amounted	amount	VERB
hi-719	43	40	to	to	PART
hi-719	43	41	try	try	VERB
hi-719	43	42	336,400	336,400	NUM
hi-719	43	43	equivalent	equivalent	ADJ
hi-719	43	44	to	to	ADP
hi-719	43	45	usd	usd	NOUN
hi-719	43	46	24,992.30	24,992.30	NUM
hi-719	43	47	even	even	ADV
hi-719	43	48	though	though	ADV
hi-719	43	49	,	,	PUNCT
hi-719	43	50	both	both	PRON
hi-719	43	51	are	be	AUX
hi-719	43	52	microfinance	microfinance	NOUN
hi-719	43	53	with	with	ADP
hi-719	43	54	small	small	ADJ
hi-719	43	55	funds	fund	NOUN
hi-719	43	56	,	,	PUNCT
hi-719	43	57	the	the	DET
hi-719	43	58	availability	availability	NOUN
hi-719	43	59	of	of	ADP
hi-719	43	60	adequate	adequate	ADJ
hi-719	43	61	reports	report	NOUN
hi-719	43	62	on	on	ADP
hi-719	43	63	each	each	DET
hi-719	43	64	website	website	NOUN
hi-719	43	65	shows	show	VERB
hi-719	43	66	the	the	DET
hi-719	43	67	desire	desire	NOUN
hi-719	43	68	and	and	CCONJ
hi-719	43	69	ability31	ability31	NOUN
hi-719	43	70	to	to	PART
hi-719	43	71	be	be	AUX
hi-719	43	72	transparent	transparent	ADJ
hi-719	43	73	in	in	ADP
hi-719	43	74	their	their	PRON
hi-719	43	75	reporting	reporting	NOUN
hi-719	43	76	.	.	PUNCT
hi-719	44	1	thus	thus	ADV
hi-719	44	2	,	,	PUNCT
hi-719	44	3	both	both	DET
hi-719	44	4	entities	entity	NOUN
hi-719	44	5	are	be	AUX
hi-719	44	6	attempting	attempt	VERB
hi-719	44	7	not	not	PART
hi-719	44	8	to	to	PART
hi-719	44	9	violate	violate	VERB
hi-719	44	10	the	the	DET
hi-719	44	11	principle	principle	NOUN
hi-719	44	12	governing	govern	VERB
hi-719	44	13	their	their	PRON
hi-719	44	14	operations	operation	NOUN
hi-719	44	15	,	,	PUNCT
hi-719	44	16	policies	policy	NOUN
hi-719	44	17	,	,	PUNCT
hi-719	44	18	and	and	CCONJ
hi-719	44	19	procedures	procedure	NOUN
hi-719	44	20	,	,	PUNCT
hi-719	44	21	which	which	PRON
hi-719	44	22	many	many	ADJ
hi-719	44	23	microfinance	microfinance	NOUN
hi-719	44	24	institutions	institution	NOUN
hi-719	44	25	have	have	VERB
hi-719	44	26	difficulty	difficulty	NOUN
hi-719	44	27	in	in	ADP
hi-719	44	28	upholding	uphold	VERB
hi-719	44	29	governance	governance	NOUN
hi-719	44	30	principles.32	principles.32	VERB
hi-719	44	31	2.1	2.1	NUM
hi-719	44	32	ownership	ownership	NOUN
hi-719	44	33	structure	structure	NOUN
hi-719	44	34	the	the	DET
hi-719	44	35	form	form	NOUN
hi-719	44	36	of	of	ADP
hi-719	44	37	microfinance	microfinance	NOUN
hi-719	44	38	is	be	AUX
hi-719	44	39	divided	divide	VERB
hi-719	44	40	into	into	ADP
hi-719	44	41	several	several	ADJ
hi-719	44	42	organizational	organizational	ADJ
hi-719	44	43	parts	part	NOUN
hi-719	44	44	,	,	PUNCT
hi-719	44	45	be	be	AUX
hi-719	44	46	it	it	PRON
hi-719	44	47	traditional	traditional	ADJ
hi-719	44	48	institutions	institution	NOUN
hi-719	44	49	or	or	CCONJ
hi-719	44	50	local	local	ADJ
hi-719	44	51	and	and	CCONJ
hi-719	44	52	international	international	ADJ
hi-719	44	53	ngo	ngo	PROPN
hi-719	44	54	institutions	institution	NOUN
hi-719	44	55	funded	fund	VERB
hi-719	44	56	from	from	ADP
hi-719	44	57	donations	donation	NOUN
hi-719	44	58	,	,	PUNCT
hi-719	44	59	cooperatives	cooperative	NOUN
hi-719	44	60	and	and	CCONJ
hi-719	44	61	local	local	ADJ
hi-719	44	62	credit	credit	NOUN
hi-719	44	63	,	,	PUNCT
hi-719	44	64	local	local	ADJ
hi-719	44	65	government	government	NOUN
hi-719	44	66	institutions	institution	NOUN
hi-719	44	67	and	and	CCONJ
hi-719	44	68	formal	formal	ADJ
hi-719	44	69	commercial	commercial	ADJ
hi-719	44	70	financial	financial	ADJ
hi-719	44	71	institutions33	institutions33	NOUN
hi-719	44	72	.	.	PUNCT
hi-719	45	1	cooperatives	cooperative	NOUN
hi-719	45	2	and	and	CCONJ
hi-719	45	3	non	non	ADJ
hi-719	45	4	-	-	ADJ
hi-719	45	5	governmental	governmental	ADJ
hi-719	45	6	organizations	organization	NOUN
hi-719	45	7	are	be	AUX
hi-719	45	8	non	non	ADJ
hi-719	45	9	-	-	ADJ
hi-719	45	10	regulated	regulated	ADJ
hi-719	45	11	and	and	CCONJ
hi-719	45	12	more	more	ADV
hi-719	45	13	socially	socially	ADV
hi-719	45	14	oriented.34	oriented.34	NOUN
hi-719	45	15	djan	djan	NOUN
hi-719	45	16	and	and	CCONJ
hi-719	45	17	mersland	mersland	NOUN
hi-719	45	18	stated	state	VERB
hi-719	45	19	that	that	SCONJ
hi-719	45	20	various	various	ADJ
hi-719	45	21	forms	form	NOUN
hi-719	45	22	of	of	ADP
hi-719	45	23	ownership	ownership	NOUN
hi-719	45	24	influence	influence	NOUN
hi-719	45	25	the	the	DET
hi-719	45	26	challenge	challenge	NOUN
hi-719	45	27	and	and	CCONJ
hi-719	45	28	advantage	advantage	NOUN
hi-719	45	29	as	as	ADV
hi-719	45	30	well	well	ADV
hi-719	45	31	;	;	PUNCT
hi-719	45	32	cooperatives	cooperative	NOUN
hi-719	45	33	have	have	VERB
hi-719	45	34	member	member	NOUN
hi-719	45	35	-	-	PUNCT
hi-719	45	36	owned	own	VERB
hi-719	45	37	entities	entity	NOUN
hi-719	45	38	to	to	PART
hi-719	45	39	participate	participate	VERB
hi-719	45	40	in	in	ADP
hi-719	45	41	governance	governance	NOUN
hi-719	45	42	;	;	PUNCT
hi-719	45	43	on	on	ADP
hi-719	45	44	the	the	DET
hi-719	45	45	other	other	ADJ
hi-719	45	46	hand	hand	NOUN
hi-719	45	47	,	,	PUNCT
hi-719	45	48	ngos	ngo	NOUN
hi-719	45	49	are	be	AUX
hi-719	45	50	ownerless	ownerless	NOUN
hi-719	45	51	and	and	CCONJ
hi-719	45	52	only	only	ADV
hi-719	45	53	run	run	VERB
hi-719	45	54	by	by	ADP
hi-719	45	55	directors	director	NOUN
hi-719	45	56	,	,	PUNCT
hi-719	45	57	so	so	SCONJ
hi-719	45	58	cooperatives	cooperative	NOUN
hi-719	45	59	tend	tend	VERB
hi-719	45	60	larger	large	ADJ
hi-719	45	61	and	and	CCONJ
hi-719	45	62	organize	organize	VERB
hi-719	45	63	in	in	ADP
hi-719	45	64	meetings	meeting	NOUN
hi-719	45	65	,	,	PUNCT
hi-719	45	66	but	but	CCONJ
hi-719	45	67	ngos	ngo	NOUN
hi-719	45	68	prioritize	prioritize	VERB
hi-719	45	69	the	the	DET
hi-719	45	70	expansion	expansion	NOUN
hi-719	45	71	of	of	ADP
hi-719	45	72	loan	loan	NOUN
hi-719	45	73	accessibility	accessibility	NOUN
hi-719	45	74	to	to	ADP
hi-719	45	75	a	a	DET
hi-719	45	76	larger	large	ADJ
hi-719	45	77	people	people	NOUN
hi-719	45	78	in	in	ADP
hi-719	45	79	comparison	comparison	NOUN
hi-719	45	80	to	to	ADP
hi-719	45	81	cooperatives	cooperative	NOUN
hi-719	45	82	that	that	PRON
hi-719	45	83	have	have	VERB
hi-719	45	84	a	a	DET
hi-719	45	85	limit	limit	NOUN
hi-719	45	86	to	to	ADP
hi-719	45	87	the	the	DET
hi-719	45	88	members.35	members.35	NOUN
hi-719	45	89	hence	hence	ADV
hi-719	45	90	,	,	PUNCT
hi-719	45	91	according	accord	VERB
hi-719	45	92	to	to	ADP
hi-719	45	93	previous	previous	ADJ
hi-719	45	94	research	research	NOUN
hi-719	45	95	,	,	PUNCT
hi-719	45	96	a	a	DET
hi-719	45	97	distinct	distinct	ADJ
hi-719	45	98	form	form	NOUN
hi-719	45	99	of	of	ADP
hi-719	45	100	governance	governance	NOUN
hi-719	45	101	will	will	AUX
hi-719	45	102	affect	affect	VERB
hi-719	45	103	achieving	achieve	VERB
hi-719	45	104	social	social	ADJ
hi-719	45	105	goals	goal	NOUN
hi-719	45	106	and	and	CCONJ
hi-719	45	107	more	more	ADV
hi-719	45	108	related	related	ADJ
hi-719	45	109	to	to	ADP
hi-719	45	110	public	public	ADJ
hi-719	45	111	values	value	NOUN
hi-719	45	112	,	,	PUNCT
hi-719	45	113	issues	issue	NOUN
hi-719	45	114	,	,	PUNCT
hi-719	45	115	and	and	CCONJ
hi-719	45	116	strategies.36;37	strategies.36;37	ADV
hi-719	45	117	in	in	ADP
hi-719	45	118	indonesia	indonesia	PROPN
hi-719	45	119	,	,	PUNCT
hi-719	45	120	there	there	PRON
hi-719	45	121	are	be	VERB
hi-719	45	122	also	also	ADV
hi-719	45	123	several	several	ADJ
hi-719	45	124	forms	form	NOUN
hi-719	45	125	of	of	ADP
hi-719	45	126	islamic	islamic	ADJ
hi-719	45	127	microfinance	microfinance	NOUN
hi-719	45	128	institutions	institution	NOUN
hi-719	45	129	,	,	PUNCT
hi-719	45	130	sharê‘ah	sharê‘ah	NOUN
hi-719	45	131	rural	rural	ADJ
hi-719	45	132	banks	bank	NOUN
hi-719	45	133	as	as	ADP
hi-719	45	134	commercial	commercial	ADJ
hi-719	45	135	institutions	institution	NOUN
hi-719	45	136	and	and	CCONJ
hi-719	45	137	sharê‘ah	sharê‘ah	NOUN
hi-719	45	138	cooperatives	cooperative	NOUN
hi-719	45	139	as	as	ADP
hi-719	45	140	socially	socially	ADV
hi-719	45	141	oriented	orient	VERB
hi-719	45	142	,	,	PUNCT
hi-719	45	143	which	which	PRON
hi-719	45	144	have	have	AUX
hi-719	45	145	bait	bait	NOUN
hi-719	45	146	al	al	PROPN
hi-719	45	147	-	-	PUNCT
hi-719	45	148	mél	mél	PROPN
hi-719	45	149	division	division	NOUN
hi-719	45	150	as	as	ADP
hi-719	45	151	collecting	collect	VERB
hi-719	45	152	and	and	CCONJ
hi-719	45	153	distributing	distribute	VERB
hi-719	45	154	to	to	PART
hi-719	45	155	improve	improve	VERB
hi-719	45	156	the	the	DET
hi-719	45	157	welfare	welfare	NOUN
hi-719	45	158	of	of	ADP
hi-719	45	159	people	people	NOUN
hi-719	45	160	with	with	ADP
hi-719	45	161	low	low	ADJ
hi-719	45	162	incomes.38	incomes.38	PROPN
hi-719	45	163	the	the	DET
hi-719	45	164	sharê‘ah	sharê‘ah	NOUN
hi-719	45	165	cooperative	cooperative	ADJ
hi-719	45	166	empowers	empower	VERB
hi-719	45	167	the	the	DET
hi-719	45	168	community	community	NOUN
hi-719	45	169	through	through	ADP
hi-719	45	170	their	their	PRON
hi-719	45	171	bait	bait	NOUN
hi-719	45	172	al	al	PROPN
hi-719	45	173	-	-	PUNCT
hi-719	45	174	mél	mél	PROPN
hi-719	45	175	and	and	CCONJ
hi-719	45	176	bait	bait	VERB
hi-719	45	177	at	at	ADP
hi-719	45	178	-	-	PUNCT
hi-719	45	179	tamwêl	tamwêl	NOUN
hi-719	45	180	divisions	division	NOUN
hi-719	45	181	for	for	ADP
hi-719	45	182	small	small	ADJ
hi-719	45	183	trading	trading	NOUN
hi-719	45	184	businesses	business	NOUN
hi-719	45	185	supported	support	VERB
hi-719	45	186	by	by	ADP
hi-719	45	187	funds	fund	NOUN
hi-719	45	188	from	from	ADP
hi-719	45	189	members	member	NOUN
hi-719	45	190	and	and	CCONJ
hi-719	45	191	other	other	ADJ
hi-719	45	192	donations	donation	NOUN
hi-719	45	193	such	such	ADJ
hi-719	45	194	as	as	ADP
hi-719	45	195	zakét	zakét	PROPN
hi-719	45	196	,	,	PUNCT
hi-719	45	197	inféq	inféq	NOUN
hi-719	45	198	,	,	PUNCT
hi-719	45	199	and	and	CCONJ
hi-719	45	200	îadaqah.39	îadaqah.39	NOUN
hi-719	45	201	based	base	VERB
hi-719	45	202	on	on	ADP
hi-719	45	203	the	the	DET
hi-719	45	204	laws	law	NOUN
hi-719	45	205	and	and	CCONJ
hi-719	45	206	regulations	regulation	NOUN
hi-719	45	207	on	on	ADP
hi-719	45	208	sharê‘ah	sharê‘ah	ADJ
hi-719	45	209	savings	saving	NOUN
hi-719	45	210	and	and	CCONJ
hi-719	45	211	loan	loan	NOUN
hi-719	45	212	business	business	NOUN
hi-719	45	213	activities	activity	NOUN
hi-719	45	214	by	by	ADP
hi-719	45	215	cooperatives	cooperative	NOUN
hi-719	45	216	no	no	INTJ
hi-719	45	217	.	.	NOUN
hi-719	45	218	11	11	NUM
hi-719	45	219	of	of	ADP
hi-719	45	220	2017	2017	NUM
hi-719	45	221	,	,	PUNCT
hi-719	45	222	business	business	NOUN
hi-719	45	223	management	management	NOUN
hi-719	45	224	consists	consist	VERB
hi-719	45	225	of	of	ADP
hi-719	45	226	collecting	collect	VERB
hi-719	45	227	and	and	CCONJ
hi-719	45	228	distributing	distribute	VERB
hi-719	45	229	funds.40	funds.40	NOUN
hi-719	45	230	on	on	ADP
hi-719	45	231	the	the	DET
hi-719	45	232	other	other	ADJ
hi-719	45	233	hand	hand	NOUN
hi-719	45	234	,	,	PUNCT
hi-719	45	235	ngos	ngo	NOUN
hi-719	45	236	,	,	PUNCT
hi-719	45	237	whether	whether	SCONJ
hi-719	45	238	conventional	conventional	ADJ
hi-719	45	239	or	or	CCONJ
hi-719	45	240	islamic	islamic	ADJ
hi-719	45	241	,	,	PUNCT
hi-719	45	242	play	play	VERB
hi-719	45	243	a	a	DET
hi-719	45	244	crucial	crucial	ADJ
hi-719	45	245	role	role	NOUN
hi-719	45	246	in	in	ADP
hi-719	45	247	türkiye	türkiye	PROPN
hi-719	45	248	.	.	PUNCT
hi-719	46	1	microfinance	microfinance	PROPN
hi-719	46	2	,	,	PUNCT
hi-719	46	3	initially	initially	ADV
hi-719	46	4	introduced	introduce	VERB
hi-719	46	5	through	through	ADP
hi-719	46	6	ngos	ngo	NOUN
hi-719	46	7	,	,	PUNCT
hi-719	46	8	has	have	AUX
hi-719	46	9	primarily	primarily	ADV
hi-719	46	10	focused	focus	VERB
hi-719	46	11	on	on	ADP
hi-719	46	12	providing	provide	VERB
hi-719	46	13	financial	financial	ADJ
hi-719	46	14	assistance	assistance	NOUN
hi-719	46	15	to	to	ADP
hi-719	46	16	individuals	individual	NOUN
hi-719	46	17	facing	face	VERB
hi-719	46	18	poverty	poverty	NOUN
hi-719	46	19	,	,	PUNCT
hi-719	46	20	rather	rather	ADV
hi-719	46	21	than	than	ADP
hi-719	46	22	supporting	support	VERB
hi-719	46	23	small	small	ADJ
hi-719	46	24	businesses.41	businesses.41	NOUN
hi-719	46	25	the	the	DET
hi-719	46	26	first	first	ADJ
hi-719	46	27	and	and	CCONJ
hi-719	46	28	only	only	ADV
hi-719	46	29	islamic	islamic	ADJ
hi-719	46	30	microfinance	microfinance	NOUN
hi-719	46	31	institution	institution	NOUN
hi-719	46	32	in	in	ADP
hi-719	46	33	türkiye	türkiye	PROPN
hi-719	46	34	is	be	AUX
hi-719	46	35	iksar	iksar	VERB
hi-719	46	36	,	,	PUNCT
hi-719	46	37	which	which	PRON
hi-719	46	38	formed	form	VERB
hi-719	46	39	an	an	DET
hi-719	46	40	association	association	NOUN
hi-719	46	41	as	as	ADP
hi-719	46	42	an	an	DET
hi-719	46	43	ngo	ngo	PROPN
hi-719	46	44	by	by	ADP
hi-719	46	45	regulation	regulation	NOUN
hi-719	46	46	and	and	CCONJ
hi-719	46	47	characterized	characterize	VERB
hi-719	46	48	by	by	ADP
hi-719	46	49	collecting	collect	VERB
hi-719	46	50	funds	fund	NOUN
hi-719	46	51	that	that	PRON
hi-719	46	52	come	come	VERB
hi-719	46	53	from	from	ADP
hi-719	46	54	zakét	zakét	PROPN
hi-719	46	55	,	,	PUNCT
hi-719	46	56	inféq	inféq	NOUN
hi-719	46	57	,	,	PUNCT
hi-719	46	58	or	or	CCONJ
hi-719	46	59	îadaqah	îadaqah	NOUN
hi-719	46	60	for	for	ADP
hi-719	46	61	financing	finance	VERB
hi-719	46	62	the	the	DET
hi-719	46	63	people	people	NOUN
hi-719	46	64	experiencing	experience	VERB
hi-719	46	65	poverty.42	poverty.42	NOUN
hi-719	46	66	in	in	ADP
hi-719	46	67	addition	addition	NOUN
hi-719	46	68	,	,	PUNCT
hi-719	46	69	as	as	ADP
hi-719	46	70	part	part	NOUN
hi-719	46	71	of	of	ADP
hi-719	46	72	islamic	islamic	ADJ
hi-719	46	73	58	58	NUM
hi-719	46	74	the	the	DET
hi-719	46	75	implementation	implementation	NOUN
hi-719	46	76	of	of	ADP
hi-719	46	77	governance	governance	NOUN
hi-719	46	78	…	…	PUNCT
hi-719	46	79	social	social	ADJ
hi-719	46	80	finance	finance	NOUN
hi-719	46	81	actor	actor	NOUN
hi-719	46	82	,	,	PUNCT
hi-719	46	83	karz	karz	PROPN
hi-719	46	84	-	-	PUNCT
hi-719	46	85	ı	ı	PROPN
hi-719	46	86	hasen	hasen	PROPN
hi-719	46	87	vakfı	vakfı	NOUN
hi-719	46	88	(	(	PUNCT
hi-719	46	89	qarì	qarì	NOUN
hi-719	46	90	-	-	PUNCT
hi-719	46	91	al-×asan	al-×asan	ADJ
hi-719	46	92	waqf	waqf	NOUN
hi-719	46	93	)	)	PUNCT
hi-719	46	94	and	and	CCONJ
hi-719	46	95	musi̇ad	musi̇ad	PROPN
hi-719	46	96	,	,	PUNCT
hi-719	46	97	43	43	NUM
hi-719	46	98	have	have	VERB
hi-719	46	99	qarì	qarì	PROPN
hi-719	46	100	-	-	PUNCT
hi-719	46	101	al	al	PROPN
hi-719	46	102	-	-	ADJ
hi-719	46	103	íasan	íasan	ADJ
hi-719	46	104	financing	financing	NOUN
hi-719	46	105	activities	activity	NOUN
hi-719	46	106	to	to	PART
hi-719	46	107	meet	meet	VERB
hi-719	46	108	the	the	DET
hi-719	46	109	financing	financing	NOUN
hi-719	46	110	needs	need	NOUN
hi-719	46	111	of	of	ADP
hi-719	46	112	young	young	ADJ
hi-719	46	113	people	people	NOUN
hi-719	46	114	in	in	ADP
hi-719	46	115	the	the	DET
hi-719	46	116	marriage	marriage	NOUN
hi-719	46	117	process	process	NOUN
hi-719	46	118	,	,	PUNCT
hi-719	46	119	as	as	SCONJ
hi-719	46	120	abunnaja	abunnaja	NOUN
hi-719	46	121	stated	state	VERB
hi-719	46	122	that	that	SCONJ
hi-719	46	123	qarì	qarì	PROPN
hi-719	46	124	-	-	PUNCT
hi-719	46	125	al	al	PROPN
hi-719	46	126	-	-	ADJ
hi-719	46	127	íasan	íasan	NOUN
hi-719	46	128	could	could	AUX
hi-719	46	129	be	be	AUX
hi-719	46	130	used	use	VERB
hi-719	46	131	for	for	ADP
hi-719	46	132	microfinance	microfinance	NOUN
hi-719	46	133	programs	program	NOUN
hi-719	46	134	such	such	ADJ
hi-719	46	135	as	as	ADP
hi-719	46	136	marriage.44	marriage.44	NOUN
hi-719	46	137	it	it	PRON
hi-719	46	138	can	can	AUX
hi-719	46	139	be	be	AUX
hi-719	46	140	concluded	conclude	VERB
hi-719	46	141	that	that	SCONJ
hi-719	46	142	despite	despite	SCONJ
hi-719	46	143	the	the	DET
hi-719	46	144	difference	difference	NOUN
hi-719	46	145	of	of	ADP
hi-719	46	146	ownership	ownership	NOUN
hi-719	46	147	between	between	ADP
hi-719	46	148	ngos	ngo	NOUN
hi-719	46	149	and	and	CCONJ
hi-719	46	150	cooperative	cooperative	NOUN
hi-719	46	151	,	,	PUNCT
hi-719	46	152	the	the	DET
hi-719	46	153	management	management	NOUN
hi-719	46	154	aims	aim	VERB
hi-719	46	155	the	the	DET
hi-719	46	156	same	same	ADJ
hi-719	46	157	for	for	ADP
hi-719	46	158	socially	socially	ADV
hi-719	46	159	oriented	orient	VERB
hi-719	46	160	.	.	PUNCT
hi-719	47	1	generally	generally	ADV
hi-719	47	2	,	,	PUNCT
hi-719	47	3	microfinance	microfinance	NOUN
hi-719	47	4	management	management	NOUN
hi-719	47	5	,	,	PUNCT
hi-719	47	6	as	as	SCONJ
hi-719	47	7	discussed	discuss	VERB
hi-719	47	8	by	by	ADP
hi-719	47	9	hudon45	hudon45	NOUN
hi-719	47	10	,	,	PUNCT
hi-719	47	11	encompasses	encompass	VERB
hi-719	47	12	of	of	ADP
hi-719	47	13	a	a	DET
hi-719	47	14	)	)	PUNCT
hi-719	47	15	decision	decision	NOUN
hi-719	47	16	-	-	PUNCT
hi-719	47	17	making	making	NOUN
hi-719	47	18	related	related	ADJ
hi-719	47	19	to	to	ADP
hi-719	47	20	competence	competence	NOUN
hi-719	47	21	,	,	PUNCT
hi-719	47	22	in	in	ADP
hi-719	47	23	islamic	islamic	ADJ
hi-719	47	24	perspectives	perspective	NOUN
hi-719	47	25	,	,	PUNCT
hi-719	47	26	decision	decision	NOUN
hi-719	47	27	-	-	PUNCT
hi-719	47	28	making	making	NOUN
hi-719	47	29	is	be	AUX
hi-719	47	30	regarded	regard	VERB
hi-719	47	31	as	as	ADP
hi-719	47	32	a	a	DET
hi-719	47	33	sacred	sacred	ADJ
hi-719	47	34	duty	duty	NOUN
hi-719	47	35	,	,	PUNCT
hi-719	47	36	requiring	require	VERB
hi-719	47	37	those	those	PRON
hi-719	47	38	in	in	ADP
hi-719	47	39	authority	authority	NOUN
hi-719	47	40	to	to	PART
hi-719	47	41	promote	promote	VERB
hi-719	47	42	values	value	NOUN
hi-719	47	43	such	such	ADJ
hi-719	47	44	as	as	ADP
hi-719	47	45	truthfulness	truthfulness	ADJ
hi-719	47	46	,	,	PUNCT
hi-719	47	47	fairness	fairness	NOUN
hi-719	47	48	,	,	PUNCT
hi-719	47	49	consultation	consultation	NOUN
hi-719	47	50	,	,	PUNCT
hi-719	47	51	and	and	CCONJ
hi-719	47	52	consensus	consensus	NOUN
hi-719	47	53	-	-	PUNCT
hi-719	47	54	building	building	NOUN
hi-719	47	55	among	among	ADP
hi-719	47	56	participants.46	participants.46	NOUN
hi-719	47	57	;	;	PUNCT
hi-719	47	58	(	(	PUNCT
hi-719	47	59	b	b	X
hi-719	47	60	)	)	PUNCT
hi-719	47	61	accounting	accounting	NOUN
hi-719	47	62	and	and	CCONJ
hi-719	47	63	control	control	NOUN
hi-719	47	64	,	,	PUNCT
hi-719	47	65	related	relate	VERB
hi-719	47	66	to	to	ADP
hi-719	47	67	planning	planning	NOUN
hi-719	47	68	,	,	PUNCT
hi-719	47	69	budgeting	budgeting	NOUN
hi-719	47	70	,	,	PUNCT
hi-719	47	71	and	and	CCONJ
hi-719	47	72	reporting	report	VERB
hi-719	47	73	besides	besides	SCONJ
hi-719	47	74	that	that	PRON
hi-719	47	75	in	in	ADP
hi-719	47	76	islamic	islamic	ADJ
hi-719	47	77	views	view	NOUN
hi-719	47	78	require	require	VERB
hi-719	47	79	choosing	choose	VERB
hi-719	47	80	methods	method	NOUN
hi-719	47	81	that	that	PRON
hi-719	47	82	report	report	VERB
hi-719	47	83	the	the	DET
hi-719	47	84	current	current	ADJ
hi-719	47	85	situation	situation	NOUN
hi-719	47	86	in	in	ADP
hi-719	47	87	order	order	NOUN
hi-719	47	88	to	to	PART
hi-719	47	89	show	show	VERB
hi-719	47	90	responsibility	responsibility	NOUN
hi-719	47	91	and	and	CCONJ
hi-719	47	92	accountability	accountability	NOUN
hi-719	47	93	to	to	ADP
hi-719	47	94	allah	allah	PROPN
hi-719	47	95	almighty	almighty	PROPN
hi-719	47	96	,	,	PUNCT
hi-719	47	97	society	society	NOUN
hi-719	47	98	,	,	PUNCT
hi-719	47	99	and	and	CCONJ
hi-719	47	100	individuals	individual	NOUN
hi-719	47	101	47	47	NUM
hi-719	47	102	;	;	PUNCT
hi-719	47	103	(	(	PUNCT
hi-719	47	104	c	c	X
hi-719	47	105	)	)	PUNCT
hi-719	47	106	top	top	ADJ
hi-719	47	107	management	management	NOUN
hi-719	47	108	,	,	PUNCT
hi-719	47	109	related	relate	VERB
hi-719	47	110	to	to	ADP
hi-719	47	111	the	the	DET
hi-719	47	112	ability	ability	NOUN
hi-719	47	113	of	of	ADP
hi-719	47	114	team	team	NOUN
hi-719	47	115	management	management	NOUN
hi-719	47	116	and	and	CCONJ
hi-719	47	117	to	to	PART
hi-719	47	118	make	make	VERB
hi-719	47	119	proper	proper	ADJ
hi-719	47	120	management	management	NOUN
hi-719	47	121	48	48	NUM
hi-719	47	122	;	;	PUNCT
hi-719	47	123	(	(	PUNCT
hi-719	47	124	d	d	X
hi-719	47	125	)	)	PUNCT
hi-719	47	126	human	human	ADJ
hi-719	47	127	resources	resource	NOUN
hi-719	47	128	,	,	PUNCT
hi-719	47	129	because	because	SCONJ
hi-719	47	130	quantity	quantity	NOUN
hi-719	47	131	and	and	CCONJ
hi-719	47	132	quality	quality	NOUN
hi-719	47	133	are	be	AUX
hi-719	47	134	related	relate	VERB
hi-719	47	135	to	to	ADP
hi-719	47	136	commitment	commitment	NOUN
hi-719	47	137	,	,	PUNCT
hi-719	47	138	enthusiasm	enthusiasm	NOUN
hi-719	47	139	,	,	PUNCT
hi-719	47	140	intelligence	intelligence	NOUN
hi-719	47	141	,	,	PUNCT
hi-719	47	142	and	and	CCONJ
hi-719	47	143	drive	drive	VERB
hi-719	47	144	to	to	PART
hi-719	47	145	achieve	achieve	VERB
hi-719	47	146	the	the	DET
hi-719	47	147	goals.49	goals.49	PROPN
hi-719	47	148	2.2	2.2	NUM
hi-719	47	149	governance	governance	NOUN
hi-719	47	150	principles	principle	NOUN
hi-719	47	151	the	the	DET
hi-719	47	152	principles	principle	NOUN
hi-719	47	153	of	of	ADP
hi-719	47	154	governance	governance	NOUN
hi-719	47	155	services	service	NOUN
hi-719	47	156	make	make	VERB
hi-719	47	157	the	the	DET
hi-719	47	158	management	management	NOUN
hi-719	47	159	mechanism	mechanism	NOUN
hi-719	47	160	itself	itself	PRON
hi-719	47	161	smooth	smooth	VERB
hi-719	47	162	.	.	PUNCT
hi-719	48	1	governance	governance	NOUN
hi-719	48	2	entails	entail	VERB
hi-719	48	3	discipline	discipline	NOUN
hi-719	48	4	,	,	PUNCT
hi-719	48	5	checks	check	NOUN
hi-719	48	6	and	and	CCONJ
hi-719	48	7	balances	balance	NOUN
hi-719	48	8	,	,	PUNCT
hi-719	48	9	decision	decision	NOUN
hi-719	48	10	-	-	PUNCT
hi-719	48	11	making	making	NOUN
hi-719	48	12	of	of	ADP
hi-719	48	13	all	all	DET
hi-719	48	14	process	process	NOUN
hi-719	48	15	mechanisms	mechanism	NOUN
hi-719	48	16	,	,	PUNCT
hi-719	48	17	mechanisms	mechanism	NOUN
hi-719	48	18	for	for	ADP
hi-719	48	19	exercising	exercise	VERB
hi-719	48	20	power	power	NOUN
hi-719	48	21	,	,	PUNCT
hi-719	48	22	enforcing	enforce	VERB
hi-719	48	23	rules	rule	NOUN
hi-719	48	24	and	and	CCONJ
hi-719	48	25	procedures	procedure	NOUN
hi-719	48	26	,	,	PUNCT
hi-719	48	27	responsibility	responsibility	NOUN
hi-719	48	28	,	,	PUNCT
hi-719	48	29	control	control	NOUN
hi-719	48	30	,	,	PUNCT
hi-719	48	31	incentives	incentive	NOUN
hi-719	48	32	,	,	PUNCT
hi-719	48	33	and	and	CCONJ
hi-719	48	34	standards.50	standards.50	VERB
hi-719	48	35	prior	prior	ADJ
hi-719	48	36	research	research	NOUN
hi-719	48	37	has	have	AUX
hi-719	48	38	also	also	ADV
hi-719	48	39	pointed	point	VERB
hi-719	48	40	out	out	ADP
hi-719	48	41	the	the	DET
hi-719	48	42	importance	importance	NOUN
hi-719	48	43	of	of	ADP
hi-719	48	44	governance	governance	NOUN
hi-719	48	45	principles	principle	NOUN
hi-719	48	46	regarding	regard	VERB
hi-719	48	47	the	the	DET
hi-719	48	48	performance	performance	NOUN
hi-719	48	49	of	of	ADP
hi-719	48	50	microfinance	microfinance	NOUN
hi-719	48	51	institutions	institution	NOUN
hi-719	48	52	that	that	PRON
hi-719	48	53	have	have	VERB
hi-719	48	54	strong	strong	ADJ
hi-719	48	55	relations	relation	NOUN
hi-719	48	56	to	to	AUX
hi-719	48	57	sustainability	sustainability	NOUN
hi-719	48	58	in	in	ADP
hi-719	48	59	achieving	achieve	VERB
hi-719	48	60	the	the	DET
hi-719	48	61	goals	goal	NOUN
hi-719	48	62	theoretically51	theoretically51	VERB
hi-719	48	63	and	and	CCONJ
hi-719	48	64	empirically	empirically	ADV
hi-719	48	65	through	through	ADP
hi-719	48	66	cross	cross	NOUN
hi-719	48	67	countries	country	NOUN
hi-719	48	68	using	use	VERB
hi-719	48	69	quantitative	quantitative	ADJ
hi-719	48	70	methods52;53;54;55	methods52;53;54;55	NOUN
hi-719	48	71	.	.	PUNCT
hi-719	49	1	however	however	ADV
hi-719	49	2	,	,	PUNCT
hi-719	49	3	most	most	ADJ
hi-719	49	4	previous	previous	ADJ
hi-719	49	5	research	research	NOUN
hi-719	49	6	is	be	AUX
hi-719	49	7	based	base	VERB
hi-719	49	8	on	on	ADP
hi-719	49	9	conventional	conventional	ADJ
hi-719	49	10	and	and	CCONJ
hi-719	49	11	profit	profit	NOUN
hi-719	49	12	-	-	PUNCT
hi-719	49	13	oriented	orient	VERB
hi-719	49	14	microfinance	microfinance	NOUN
hi-719	49	15	institutions	institution	NOUN
hi-719	49	16	.	.	PUNCT
hi-719	50	1	by	by	ADP
hi-719	50	2	refocusing	refocus	VERB
hi-719	50	3	on	on	ADP
hi-719	50	4	research	research	NOUN
hi-719	50	5	related	relate	VERB
hi-719	50	6	to	to	ADP
hi-719	50	7	islamic	islamic	ADJ
hi-719	50	8	microfinance	microfinance	NOUN
hi-719	50	9	,	,	PUNCT
hi-719	50	10	kassim	kassim	PROPN
hi-719	50	11	et	et	PROPN
hi-719	50	12	al	al	PROPN
hi-719	50	13	.	.	PROPN
hi-719	50	14	examine	examine	VERB
hi-719	50	15	the	the	DET
hi-719	50	16	importance	importance	NOUN
hi-719	50	17	of	of	ADP
hi-719	50	18	governance	governance	NOUN
hi-719	50	19	as	as	SCONJ
hi-719	50	20	theoretically	theoretically	ADV
hi-719	50	21	described	describe	VERB
hi-719	50	22	in	in	ADP
hi-719	50	23	best	good	ADJ
hi-719	50	24	practices	practice	NOUN
hi-719	50	25	in	in	ADP
hi-719	50	26	malaysia	malaysia	PROPN
hi-719	50	27	and	and	CCONJ
hi-719	50	28	also	also	ADV
hi-719	50	29	state	state	NOUN
hi-719	50	30	effective	effective	ADJ
hi-719	50	31	governance	governance	NOUN
hi-719	50	32	helps	help	VERB
hi-719	50	33	microfinance	microfinance	NOUN
hi-719	50	34	institutions	institution	NOUN
hi-719	50	35	deal	deal	VERB
hi-719	50	36	with	with	ADP
hi-719	50	37	the	the	DET
hi-719	50	38	risks	risk	NOUN
hi-719	50	39	that	that	PRON
hi-719	50	40	come	come	VERB
hi-719	50	41	with	with	ADP
hi-719	50	42	doing	do	VERB
hi-719	50	43	business	business	NOUN
hi-719	50	44	,	,	PUNCT
hi-719	50	45	and	and	CCONJ
hi-719	50	46	governance	governance	NOUN
hi-719	50	47	systems	system	NOUN
hi-719	50	48	can	can	AUX
hi-719	50	49	impact	impact	VERB
hi-719	50	50	the	the	DET
hi-719	50	51	long	long	ADJ
hi-719	50	52	-	-	PUNCT
hi-719	50	53	term	term	NOUN
hi-719	50	54	viability	viability	NOUN
hi-719	50	55	of	of	ADP
hi-719	50	56	islamic	islamic	ADJ
hi-719	50	57	microfinance	microfinance	NOUN
hi-719	50	58	institutions	institution	NOUN
hi-719	50	59	,	,	PUNCT
hi-719	50	60	as	as	ADV
hi-719	50	61	well	well	ADV
hi-719	50	62	as	as	ADP
hi-719	50	63	attract	attract	VERB
hi-719	50	64	the	the	DET
hi-719	50	65	interest	interest	NOUN
hi-719	50	66	of	of	ADP
hi-719	50	67	funders.56	funders.56	NOUN
hi-719	50	68	however	however	ADV
hi-719	50	69	,	,	PUNCT
hi-719	50	70	following	follow	VERB
hi-719	50	71	are	be	AUX
hi-719	50	72	the	the	DET
hi-719	50	73	key	key	ADJ
hi-719	50	74	pillars	pillar	NOUN
hi-719	50	75	of	of	ADP
hi-719	50	76	governance	governance	NOUN
hi-719	50	77	principles	principle	NOUN
hi-719	50	78	in	in	ADP
hi-719	50	79	islamic	islamic	ADJ
hi-719	50	80	institutions	institution	NOUN
hi-719	50	81	based	base	VERB
hi-719	50	82	on	on	ADP
hi-719	50	83	aaoifi57	aaoifi57	NOUN
hi-719	50	84	:	:	PUNCT
hi-719	50	85	(	(	PUNCT
hi-719	50	86	a	a	X
hi-719	50	87	)	)	PUNCT
hi-719	50	88	sharê‘ah	sharê‘ah	NOUN
hi-719	50	89	compliance	compliance	NOUN
hi-719	50	90	,	,	PUNCT
hi-719	50	91	the	the	DET
hi-719	50	92	process	process	NOUN
hi-719	50	93	of	of	ADP
hi-719	50	94	religious	religious	ADJ
hi-719	50	95	supervision	supervision	NOUN
hi-719	50	96	to	to	PART
hi-719	50	97	ensure	ensure	VERB
hi-719	50	98	that	that	SCONJ
hi-719	50	99	all	all	DET
hi-719	50	100	business	business	NOUN
hi-719	50	101	dealings	dealing	NOUN
hi-719	50	102	,	,	PUNCT
hi-719	50	103	contracts	contract	NOUN
hi-719	50	104	,	,	PUNCT
hi-719	50	105	and	and	CCONJ
hi-719	50	106	procedures	procedure	NOUN
hi-719	50	107	adhere	adhere	VERB
hi-719	50	108	to	to	ADP
hi-719	50	109	islamic	islamic	ADJ
hi-719	50	110	moral	moral	ADJ
hi-719	50	111	precepts	precept	NOUN
hi-719	50	112	and	and	CCONJ
hi-719	50	113	are	be	AUX
hi-719	50	114	usury-	usury-	ADJ
hi-719	50	115	,	,	PUNCT
hi-719	50	116	gharar-	gharar-	X
hi-719	50	117	,	,	PUNCT
hi-719	50	118	and	and	CCONJ
hi-719	50	119	ribé	ribé	NOUN
hi-719	50	120	-	-	PUNCT
hi-719	50	121	free58	free58	NOUN
hi-719	50	122	;	;	PUNCT
hi-719	50	123	(	(	PUNCT
hi-719	50	124	b	b	X
hi-719	50	125	)	)	PUNCT
hi-719	50	126	responsibility	responsibility	NOUN
hi-719	50	127	,	,	PUNCT
hi-719	50	128	each	each	DET
hi-719	50	129	element	element	NOUN
hi-719	50	130	understands	understand	VERB
hi-719	50	131	its	its	PRON
hi-719	50	132	responsibility	responsibility	NOUN
hi-719	50	133	and	and	CCONJ
hi-719	50	134	a	a	DET
hi-719	50	135	firm	firm	ADJ
hi-719	50	136	moral	moral	ADJ
hi-719	50	137	hamdard	hamdard	ADJ
hi-719	50	138	islamicus	islamicus	NOUN
hi-719	50	139	vol	vol	NOUN
hi-719	50	140	.	.	PUNCT
hi-719	51	1	xlvi	xlvi	PROPN
hi-719	51	2	,	,	PUNCT
hi-719	51	3	no	no	INTJ
hi-719	51	4	.	.	NOUN
hi-719	51	5	4	4	NUM
hi-719	51	6	59	59	NUM
hi-719	51	7	foundation59	foundation59	NOUN
hi-719	51	8	;	;	PUNCT
hi-719	51	9	(	(	PUNCT
hi-719	51	10	c	c	X
hi-719	51	11	)	)	PUNCT
hi-719	51	12	fairness	fairness	NOUN
hi-719	51	13	,	,	PUNCT
hi-719	51	14	college	college	NOUN
hi-719	51	15	interests	interest	NOUN
hi-719	51	16	are	be	AUX
hi-719	51	17	addressed	address	VERB
hi-719	51	18	equally	equally	ADV
hi-719	51	19	and	and	CCONJ
hi-719	51	20	disputes	dispute	NOUN
hi-719	51	21	are	be	AUX
hi-719	51	22	avoided	avoid	VERB
hi-719	51	23	,	,	PUNCT
hi-719	51	24	as	as	ADV
hi-719	51	25	well	well	ADV
hi-719	51	26	as	as	ADP
hi-719	51	27	a	a	DET
hi-719	51	28	blend	blend	NOUN
hi-719	51	29	of	of	ADP
hi-719	51	30	moral	moral	ADJ
hi-719	51	31	and	and	CCONJ
hi-719	51	32	social	social	ADJ
hi-719	51	33	norms	norm	NOUN
hi-719	51	34	indicating	indicate	VERB
hi-719	51	35	justice	justice	NOUN
hi-719	51	36	,	,	PUNCT
hi-719	51	37	objectivity	objectivity	NOUN
hi-719	51	38	,	,	PUNCT
hi-719	51	39	temperance	temperance	NOUN
hi-719	51	40	,	,	PUNCT
hi-719	51	41	and	and	CCONJ
hi-719	51	42	straightforwardness	straightforwardness	NOUN
hi-719	51	43	prevails60	prevails60	NOUN
hi-719	51	44	;	;	PUNCT
hi-719	51	45	(	(	PUNCT
hi-719	51	46	d	d	X
hi-719	51	47	)	)	PUNCT
hi-719	51	48	transparency	transparency	NOUN
hi-719	51	49	,	,	PUNCT
hi-719	51	50	disclosing	disclose	VERB
hi-719	51	51	information	information	NOUN
hi-719	51	52	about	about	ADP
hi-719	51	53	the	the	DET
hi-719	51	54	organization	organization	NOUN
hi-719	51	55	and	and	CCONJ
hi-719	51	56	enhancement	enhancement	NOUN
hi-719	51	57	of	of	ADP
hi-719	51	58	the	the	DET
hi-719	51	59	flow	flow	NOUN
hi-719	51	60	of	of	ADP
hi-719	51	61	timely	timely	ADJ
hi-719	51	62	and	and	CCONJ
hi-719	51	63	trustworthy	trustworthy	ADJ
hi-719	51	64	economic	economic	ADJ
hi-719	51	65	,	,	PUNCT
hi-719	51	66	social	social	ADJ
hi-719	51	67	,	,	PUNCT
hi-719	51	68	and	and	CCONJ
hi-719	51	69	political	political	ADJ
hi-719	51	70	information	information	NOUN
hi-719	51	71	to	to	ADP
hi-719	51	72	all	all	DET
hi-719	51	73	critical	critical	ADJ
hi-719	51	74	stakeholders61	stakeholders61	NOUN
hi-719	51	75	and	and	CCONJ
hi-719	51	76	became	become	VERB
hi-719	51	77	the	the	DET
hi-719	51	78	attraction	attraction	NOUN
hi-719	51	79	of	of	ADP
hi-719	51	80	trust62	trust62	NOUN
hi-719	51	81	;	;	PUNCT
hi-719	51	82	(	(	PUNCT
hi-719	51	83	e	e	NOUN
hi-719	51	84	)	)	PUNCT
hi-719	51	85	accountability	accountability	NOUN
hi-719	51	86	,	,	PUNCT
hi-719	51	87	including	include	VERB
hi-719	51	88	components	component	NOUN
hi-719	51	89	of	of	ADP
hi-719	51	90	clarity	clarity	NOUN
hi-719	51	91	of	of	ADP
hi-719	51	92	function	function	NOUN
hi-719	51	93	and	and	CCONJ
hi-719	51	94	,	,	PUNCT
hi-719	51	95	from	from	ADP
hi-719	51	96	an	an	DET
hi-719	51	97	islamic	islamic	PROPN
hi-719	51	98	perspective	perspective	NOUN
hi-719	51	99	,	,	PUNCT
hi-719	51	100	it	it	PRON
hi-719	51	101	is	be	AUX
hi-719	51	102	the	the	DET
hi-719	51	103	duty	duty	NOUN
hi-719	51	104	of	of	ADP
hi-719	51	105	information	information	NOUN
hi-719	51	106	providers	provider	NOUN
hi-719	51	107	to	to	PART
hi-719	51	108	disclose	disclose	VERB
hi-719	51	109	as	as	ADV
hi-719	51	110	much	much	ADV
hi-719	51	111	as	as	ADP
hi-719	51	112	feasible	feasible	ADJ
hi-719	51	113	to	to	PART
hi-719	51	114	cleanse	cleanse	VERB
hi-719	51	115	their	their	PRON
hi-719	51	116	conscience	conscience	NOUN
hi-719	51	117	as	as	ADP
hi-719	51	118	trustees	trustee	NOUN
hi-719	51	119	and	and	CCONJ
hi-719	51	120	for	for	SCONJ
hi-719	51	121	users	user	NOUN
hi-719	51	122	to	to	PART
hi-719	51	123	shift	shift	VERB
hi-719	51	124	through	through	ADP
hi-719	51	125	the	the	DET
hi-719	51	126	material	material	NOUN
hi-719	51	127	and	and	CCONJ
hi-719	51	128	develop	develop	VERB
hi-719	51	129	their	their	PRON
hi-719	51	130	own	own	ADJ
hi-719	51	131	judgement.63	judgement.63	NOUN
hi-719	51	132	in	in	ADP
hi-719	51	133	general	general	ADJ
hi-719	51	134	,	,	PUNCT
hi-719	51	135	governance	governance	NOUN
hi-719	51	136	,	,	PUNCT
hi-719	51	137	particularly	particularly	ADV
hi-719	51	138	in	in	ADP
hi-719	51	139	microfinance	microfinance	NOUN
hi-719	51	140	institutions	institution	NOUN
hi-719	51	141	,	,	PUNCT
hi-719	51	142	is	be	AUX
hi-719	51	143	crucial	crucial	ADJ
hi-719	51	144	for	for	ADP
hi-719	51	145	addressing	address	VERB
hi-719	51	146	the	the	DET
hi-719	51	147	challenges	challenge	NOUN
hi-719	51	148	and	and	CCONJ
hi-719	51	149	maintaining	maintain	VERB
hi-719	51	150	stability	stability	NOUN
hi-719	51	151	while	while	SCONJ
hi-719	51	152	achieving	achieve	VERB
hi-719	51	153	the	the	DET
hi-719	51	154	goals	goal	NOUN
hi-719	51	155	.	.	PUNCT
hi-719	52	1	it	it	PRON
hi-719	52	2	is	be	AUX
hi-719	52	3	essential	essential	ADJ
hi-719	52	4	to	to	PART
hi-719	52	5	conduct	conduct	VERB
hi-719	52	6	extensive	extensive	ADJ
hi-719	52	7	empirical	empirical	ADJ
hi-719	52	8	research	research	NOUN
hi-719	52	9	on	on	ADP
hi-719	52	10	the	the	DET
hi-719	52	11	various	various	ADJ
hi-719	52	12	types	type	NOUN
hi-719	52	13	of	of	ADP
hi-719	52	14	microfinance	microfinance	NOUN
hi-719	52	15	,	,	PUNCT
hi-719	52	16	mainly	mainly	ADV
hi-719	52	17	socially	socially	ADV
hi-719	52	18	oriented	orient	VERB
hi-719	52	19	islamic	islamic	ADJ
hi-719	52	20	microfinance	microfinance	NOUN
hi-719	52	21	,	,	PUNCT
hi-719	52	22	in	in	ADP
hi-719	52	23	order	order	NOUN
hi-719	52	24	to	to	PART
hi-719	52	25	gain	gain	VERB
hi-719	52	26	public	public	ADJ
hi-719	52	27	trust	trust	NOUN
hi-719	52	28	and	and	CCONJ
hi-719	52	29	ensure	ensure	VERB
hi-719	52	30	long	long	ADJ
hi-719	52	31	-	-	PUNCT
hi-719	52	32	term	term	NOUN
hi-719	52	33	viability	viability	NOUN
hi-719	52	34	.	.	PUNCT
hi-719	53	1	as	as	SCONJ
hi-719	53	2	stated	state	VERB
hi-719	53	3	previously	previously	ADV
hi-719	53	4	,	,	PUNCT
hi-719	53	5	to	to	ADP
hi-719	53	6	the	the	DET
hi-719	53	7	best	good	ADJ
hi-719	53	8	of	of	ADP
hi-719	53	9	our	our	PRON
hi-719	53	10	knowledge	knowledge	NOUN
hi-719	53	11	,	,	PUNCT
hi-719	53	12	there	there	PRON
hi-719	53	13	are	be	VERB
hi-719	53	14	few	few	ADJ
hi-719	53	15	governance	governance	NOUN
hi-719	53	16	-	-	PUNCT
hi-719	53	17	related	relate	VERB
hi-719	53	18	studies	study	NOUN
hi-719	53	19	on	on	ADP
hi-719	53	20	islamic	islamic	ADJ
hi-719	53	21	microfinance	microfinance	NOUN
hi-719	53	22	,	,	PUNCT
hi-719	53	23	and	and	CCONJ
hi-719	53	24	no	no	DET
hi-719	53	25	current	current	ADJ
hi-719	53	26	studies	study	NOUN
hi-719	53	27	conducted	conduct	VERB
hi-719	53	28	on	on	ADP
hi-719	53	29	country	country	NOUN
hi-719	53	30	-	-	PUNCT
hi-719	53	31	level	level	NOUN
hi-719	53	32	governance	governance	NOUN
hi-719	53	33	practices	practice	NOUN
hi-719	53	34	in	in	ADP
hi-719	53	35	islamic	islamic	ADJ
hi-719	53	36	microfinance	microfinance	NOUN
hi-719	53	37	have	have	AUX
hi-719	53	38	been	be	AUX
hi-719	53	39	identified	identify	VERB
hi-719	53	40	in	in	ADP
hi-719	53	41	the	the	DET
hi-719	53	42	relevant	relevant	ADJ
hi-719	53	43	literature	literature	NOUN
hi-719	53	44	.	.	PUNCT
hi-719	54	1	hence	hence	ADV
hi-719	54	2	,	,	PUNCT
hi-719	54	3	to	to	PART
hi-719	54	4	contribute	contribute	VERB
hi-719	54	5	to	to	ADP
hi-719	54	6	this	this	DET
hi-719	54	7	gap	gap	NOUN
hi-719	54	8	in	in	ADP
hi-719	54	9	the	the	DET
hi-719	54	10	literature	literature	NOUN
hi-719	54	11	,	,	PUNCT
hi-719	54	12	our	our	PRON
hi-719	54	13	research	research	NOUN
hi-719	54	14	differs	differ	VERB
hi-719	54	15	from	from	ADP
hi-719	54	16	others	other	NOUN
hi-719	54	17	in	in	ADP
hi-719	54	18	some	some	DET
hi-719	54	19	ways	way	NOUN
hi-719	54	20	.	.	PUNCT
hi-719	55	1	first	first	ADV
hi-719	55	2	,	,	PUNCT
hi-719	55	3	delve	delve	VERB
hi-719	55	4	further	far	ADV
hi-719	55	5	into	into	ADP
hi-719	55	6	islamic	islamic	ADJ
hi-719	55	7	microfinance	microfinance	NOUN
hi-719	55	8	countries	country	NOUN
hi-719	55	9	between	between	ADP
hi-719	55	10	türkiye	türkiye	PROPN
hi-719	55	11	and	and	CCONJ
hi-719	55	12	indonesia	indonesia	PROPN
hi-719	55	13	.	.	PUNCT
hi-719	56	1	then	then	ADV
hi-719	56	2	,	,	PUNCT
hi-719	56	3	an	an	DET
hi-719	56	4	in	in	ADP
hi-719	56	5	-	-	PUNCT
hi-719	56	6	depth	depth	NOUN
hi-719	56	7	examination	examination	NOUN
hi-719	56	8	of	of	ADP
hi-719	56	9	the	the	DET
hi-719	56	10	distinctions	distinction	NOUN
hi-719	56	11	between	between	ADP
hi-719	56	12	socially	socially	ADV
hi-719	56	13	oriented	orient	VERB
hi-719	56	14	(	(	PUNCT
hi-719	56	15	ngos	ngo	NOUN
hi-719	56	16	and	and	CCONJ
hi-719	56	17	cooperatives	cooperative	NOUN
hi-719	56	18	)	)	PUNCT
hi-719	56	19	in	in	ADP
hi-719	56	20	islamic	islamic	ADJ
hi-719	56	21	microfinance	microfinance	NOUN
hi-719	56	22	governance	governance	NOUN
hi-719	56	23	principles	principle	NOUN
hi-719	56	24	concerns	concern	NOUN
hi-719	56	25	.	.	PUNCT
hi-719	57	1	3	3	X
hi-719	57	2	.	.	X
hi-719	57	3	methodology	methodology	NOUN
hi-719	57	4	as	as	ADP
hi-719	57	5	a	a	DET
hi-719	57	6	result	result	NOUN
hi-719	57	7	of	of	ADP
hi-719	57	8	the	the	DET
hi-719	57	9	importance	importance	NOUN
hi-719	57	10	of	of	ADP
hi-719	57	11	the	the	DET
hi-719	57	12	governance	governance	NOUN
hi-719	57	13	concept	concept	NOUN
hi-719	57	14	to	to	ADP
hi-719	57	15	the	the	DET
hi-719	57	16	strength	strength	NOUN
hi-719	57	17	and	and	CCONJ
hi-719	57	18	stability	stability	NOUN
hi-719	57	19	of	of	ADP
hi-719	57	20	islamic	islamic	ADJ
hi-719	57	21	microfinance	microfinance	NOUN
hi-719	57	22	institutions	institution	NOUN
hi-719	57	23	,	,	PUNCT
hi-719	57	24	particularly	particularly	ADV
hi-719	57	25	those	those	PRON
hi-719	57	26	with	with	ADP
hi-719	57	27	a	a	DET
hi-719	57	28	social	social	ADJ
hi-719	57	29	mission	mission	NOUN
hi-719	57	30	and	and	CCONJ
hi-719	57	31	different	different	ADJ
hi-719	57	32	management	management	NOUN
hi-719	57	33	that	that	PRON
hi-719	57	34	receive	receive	VERB
hi-719	57	35	varying	vary	VERB
hi-719	57	36	subsidies	subsidy	NOUN
hi-719	57	37	that	that	PRON
hi-719	57	38	impact	impact	VERB
hi-719	57	39	the	the	DET
hi-719	57	40	sustain	sustain	NOUN
hi-719	57	41	,	,	PUNCT
hi-719	57	42	this	this	DET
hi-719	57	43	study	study	NOUN
hi-719	57	44	uses	use	VERB
hi-719	57	45	qualitative	qualitative	ADJ
hi-719	57	46	approach	approach	NOUN
hi-719	57	47	.	.	PUNCT
hi-719	58	1	this	this	DET
hi-719	58	2	study	study	NOUN
hi-719	58	3	also	also	ADV
hi-719	58	4	employed	employ	VERB
hi-719	58	5	a	a	DET
hi-719	58	6	comparative	comparative	ADJ
hi-719	58	7	case	case	NOUN
hi-719	58	8	study	study	NOUN
hi-719	58	9	since	since	SCONJ
hi-719	58	10	it	it	PRON
hi-719	58	11	was	be	AUX
hi-719	58	12	the	the	DET
hi-719	58	13	most	most	ADV
hi-719	58	14	suitable	suitable	ADJ
hi-719	58	15	design	design	NOUN
hi-719	58	16	to	to	PART
hi-719	58	17	obtain	obtain	VERB
hi-719	58	18	a	a	DET
hi-719	58	19	full	full	ADJ
hi-719	58	20	picture	picture	NOUN
hi-719	58	21	between	between	ADP
hi-719	58	22	türkiye	türkiye	PROPN
hi-719	58	23	and	and	CCONJ
hi-719	58	24	indonesia	indonesia	PROPN
hi-719	58	25	and	and	CCONJ
hi-719	58	26	an	an	DET
hi-719	58	27	in	in	ADP
hi-719	58	28	-	-	PUNCT
hi-719	58	29	depth	depth	NOUN
hi-719	58	30	analysis	analysis	NOUN
hi-719	58	31	of	of	ADP
hi-719	58	32	the	the	DET
hi-719	58	33	study	study	NOUN
hi-719	58	34	objectives	objective	NOUN
hi-719	58	35	.	.	PUNCT
hi-719	59	1	the	the	DET
hi-719	59	2	use	use	NOUN
hi-719	59	3	of	of	ADP
hi-719	59	4	comparative	comparative	ADJ
hi-719	59	5	analysis	analysis	NOUN
hi-719	59	6	helps	help	VERB
hi-719	59	7	one	one	PRON
hi-719	59	8	comprehend	comprehend	VERB
hi-719	59	9	their	their	PRON
hi-719	59	10	civilization	civilization	NOUN
hi-719	59	11	by	by	ADP
hi-719	59	12	comparing	compare	VERB
hi-719	59	13	its	its	PRON
hi-719	59	14	structures	structure	NOUN
hi-719	59	15	and	and	CCONJ
hi-719	59	16	routines	routine	NOUN
hi-719	59	17	to	to	ADP
hi-719	59	18	those	those	PRON
hi-719	59	19	of	of	ADP
hi-719	59	20	other	other	ADJ
hi-719	59	21	systems.64	systems.64	NOUN
hi-719	59	22	in	in	ADP
hi-719	59	23	addition	addition	NOUN
hi-719	59	24	,	,	PUNCT
hi-719	59	25	the	the	DET
hi-719	59	26	use	use	NOUN
hi-719	59	27	of	of	ADP
hi-719	59	28	case	case	NOUN
hi-719	59	29	studies	study	NOUN
hi-719	59	30	is	be	AUX
hi-719	59	31	justified	justify	VERB
hi-719	59	32	by	by	ADP
hi-719	59	33	cresswell	cresswell	PROPN
hi-719	59	34	’s	’s	PART
hi-719	59	35	statement	statement	NOUN
hi-719	59	36	that	that	SCONJ
hi-719	59	37	case	case	NOUN
hi-719	59	38	study	study	NOUN
hi-719	59	39	is	be	AUX
hi-719	59	40	an	an	DET
hi-719	59	41	appropriate	appropriate	ADJ
hi-719	59	42	research	research	NOUN
hi-719	59	43	design	design	NOUN
hi-719	59	44	for	for	ADP
hi-719	59	45	in	in	ADP
hi-719	59	46	-	-	PUNCT
hi-719	59	47	depth	depth	NOUN
hi-719	59	48	analysis	analysis	NOUN
hi-719	59	49	of	of	ADP
hi-719	59	50	one	one	NUM
hi-719	59	51	or	or	CCONJ
hi-719	59	52	more	more	ADJ
hi-719	59	53	cases.65	cases.65	NOUN
hi-719	59	54	since	since	SCONJ
hi-719	59	55	this	this	DET
hi-719	59	56	study	study	NOUN
hi-719	59	57	uses	use	VERB
hi-719	59	58	a	a	DET
hi-719	59	59	comparative	comparative	ADJ
hi-719	59	60	case	case	NOUN
hi-719	59	61	study	study	NOUN
hi-719	59	62	,	,	PUNCT
hi-719	59	63	purposive	purposive	ADJ
hi-719	59	64	sampling	sampling	NOUN
hi-719	59	65	was	be	AUX
hi-719	59	66	utilized	utilize	VERB
hi-719	59	67	to	to	PART
hi-719	59	68	gather	gather	VERB
hi-719	59	69	in	in	ADP
hi-719	59	70	-	-	PUNCT
hi-719	59	71	depth	depth	NOUN
hi-719	59	72	knowledge	knowledge	NOUN
hi-719	59	73	regarding	regard	VERB
hi-719	59	74	the	the	DET
hi-719	59	75	implementation	implementation	NOUN
hi-719	59	76	of	of	ADP
hi-719	59	77	governance	governance	NOUN
hi-719	59	78	principles	principle	NOUN
hi-719	59	79	between	between	ADP
hi-719	59	80	türkiye	türkiye	PROPN
hi-719	59	81	and	and	CCONJ
hi-719	59	82	indonesia	indonesia	PROPN
hi-719	59	83	.	.	PUNCT
hi-719	60	1	as	as	ADP
hi-719	60	2	for	for	ADP
hi-719	60	3	the	the	DET
hi-719	60	4	selection	selection	NOUN
hi-719	60	5	,	,	PUNCT
hi-719	60	6	the	the	DET
hi-719	60	7	research	research	NOUN
hi-719	60	8	site	site	NOUN
hi-719	60	9	is	be	AUX
hi-719	60	10	purposefully	purposefully	ADV
hi-719	60	11	concerned	concerned	ADJ
hi-719	60	12	with	with	ADP
hi-719	60	13	islamic	islamic	ADJ
hi-719	60	14	microfinance	microfinance	NOUN
hi-719	60	15	that	that	PRON
hi-719	60	16	discloses	disclose	VERB
hi-719	60	17	the	the	DET
hi-719	60	18	report	report	NOUN
hi-719	60	19	on	on	ADP
hi-719	60	20	the	the	DET
hi-719	60	21	60	60	NUM
hi-719	60	22	the	the	DET
hi-719	60	23	implementation	implementation	NOUN
hi-719	60	24	of	of	ADP
hi-719	60	25	governance	governance	NOUN
hi-719	60	26	…	…	PUNCT
hi-719	60	27	website	website	NOUN
hi-719	60	28	,	,	PUNCT
hi-719	60	29	which	which	PRON
hi-719	60	30	is	be	AUX
hi-719	60	31	essential	essential	ADJ
hi-719	60	32	as	as	ADP
hi-719	60	33	haniffa	haniffa	PROPN
hi-719	60	34	&	&	CCONJ
hi-719	60	35	hudaib	hudaib	PROPN
hi-719	60	36	stated	state	VERB
hi-719	60	37	that	that	SCONJ
hi-719	60	38	an	an	DET
hi-719	60	39	islamic	islamic	ADJ
hi-719	60	40	perspective	perspective	NOUN
hi-719	60	41	,	,	PUNCT
hi-719	60	42	disclosing	disclose	VERB
hi-719	60	43	broadly	broadly	ADV
hi-719	60	44	as	as	SCONJ
hi-719	60	45	trustees	trustee	NOUN
hi-719	60	46	is	be	AUX
hi-719	60	47	required	require	VERB
hi-719	60	48	so	so	SCONJ
hi-719	60	49	the	the	DET
hi-719	60	50	stakeholder	stakeholder	NOUN
hi-719	60	51	can	can	AUX
hi-719	60	52	make	make	VERB
hi-719	60	53	a	a	DET
hi-719	60	54	decision	decision	NOUN
hi-719	60	55	.	.	PUNCT
hi-719	61	1	66	66	NUM
hi-719	61	2	upon	upon	SCONJ
hi-719	61	3	conducting	conduct	VERB
hi-719	61	4	an	an	DET
hi-719	61	5	online	online	ADJ
hi-719	61	6	investigation	investigation	NOUN
hi-719	61	7	,	,	PUNCT
hi-719	61	8	it	it	PRON
hi-719	61	9	was	be	AUX
hi-719	61	10	found	find	VERB
hi-719	61	11	that	that	SCONJ
hi-719	61	12	only	only	ADV
hi-719	61	13	iksar	iksar	VERB
hi-719	61	14	,	,	PUNCT
hi-719	61	15	an	an	DET
hi-719	61	16	islamic	islamic	ADJ
hi-719	61	17	microfinance	microfinance	NOUN
hi-719	61	18	institution	institution	NOUN
hi-719	61	19	in	in	ADP
hi-719	61	20	türkiye	türkiye	PROPN
hi-719	61	21	,	,	PUNCT
hi-719	61	22	and	and	CCONJ
hi-719	61	23	bmt	bmt	PROPN
hi-719	61	24	muda	muda	NOUN
hi-719	61	25	in	in	ADP
hi-719	61	26	indonesia	indonesia	PROPN
hi-719	61	27	have	have	AUX
hi-719	61	28	published	publish	VERB
hi-719	61	29	adequate	adequate	ADJ
hi-719	61	30	reports	report	NOUN
hi-719	61	31	on	on	ADP
hi-719	61	32	their	their	PRON
hi-719	61	33	official	official	ADJ
hi-719	61	34	websites	website	NOUN
hi-719	61	35	for	for	ADP
hi-719	61	36	the	the	DET
hi-719	61	37	newest	new	ADJ
hi-719	61	38	year	year	NOUN
hi-719	61	39	,	,	PUNCT
hi-719	61	40	2021	2021	NUM
hi-719	61	41	.	.	PUNCT
hi-719	62	1	data	datum	NOUN
hi-719	62	2	collection	collection	NOUN
hi-719	62	3	was	be	AUX
hi-719	62	4	done	do	VERB
hi-719	62	5	using	use	VERB
hi-719	62	6	interview	interview	NOUN
hi-719	62	7	techniques	technique	NOUN
hi-719	62	8	and	and	CCONJ
hi-719	62	9	secondary	secondary	ADJ
hi-719	62	10	data	datum	NOUN
hi-719	62	11	by	by	ADP
hi-719	62	12	literature	literature	NOUN
hi-719	62	13	.	.	PUNCT
hi-719	63	1	interviews	interview	NOUN
hi-719	63	2	were	be	AUX
hi-719	63	3	conducted	conduct	VERB
hi-719	63	4	with	with	ADP
hi-719	63	5	the	the	DET
hi-719	63	6	following	follow	VERB
hi-719	63	7	criteria	criterion	NOUN
hi-719	63	8	of	of	ADP
hi-719	63	9	informants	informant	NOUN
hi-719	63	10	,	,	PUNCT
hi-719	63	11	(	(	PUNCT
hi-719	63	12	a	a	X
hi-719	63	13	)	)	PUNCT
hi-719	63	14	understanding	understand	VERB
hi-719	63	15	funding	funding	NOUN
hi-719	63	16	mechanisms	mechanism	NOUN
hi-719	63	17	,	,	PUNCT
hi-719	63	18	implementation	implementation	NOUN
hi-719	63	19	and	and	CCONJ
hi-719	63	20	distribution	distribution	NOUN
hi-719	63	21	of	of	ADP
hi-719	63	22	financing	financing	NOUN
hi-719	63	23	and	and	CCONJ
hi-719	63	24	(	(	PUNCT
hi-719	63	25	b	b	NOUN
hi-719	63	26	)	)	PUNCT
hi-719	63	27	understanding	understand	VERB
hi-719	63	28	institutional	institutional	ADJ
hi-719	63	29	regulations	regulation	NOUN
hi-719	63	30	and	and	CCONJ
hi-719	63	31	policies	policy	NOUN
hi-719	63	32	.	.	PUNCT
hi-719	64	1	since	since	SCONJ
hi-719	64	2	both	both	CCONJ
hi-719	64	3	islamic	islamic	ADJ
hi-719	64	4	microfinance	microfinance	NOUN
hi-719	64	5	are	be	AUX
hi-719	64	6	still	still	ADV
hi-719	64	7	small	small	ADJ
hi-719	64	8	,	,	PUNCT
hi-719	64	9	this	this	DET
hi-719	64	10	paper	paper	NOUN
hi-719	64	11	only	only	ADV
hi-719	64	12	interviewed	interview	VERB
hi-719	64	13	two	two	NUM
hi-719	64	14	key	key	ADJ
hi-719	64	15	informants	informant	NOUN
hi-719	64	16	,	,	PUNCT
hi-719	64	17	and	and	CCONJ
hi-719	64	18	each	each	DET
hi-719	64	19	institution	institution	NOUN
hi-719	64	20	interviewed	interview	VERB
hi-719	64	21	one	one	NUM
hi-719	64	22	main	main	ADJ
hi-719	64	23	director	director	NOUN
hi-719	64	24	approximately	approximately	ADV
hi-719	64	25	one	one	NUM
hi-719	64	26	hour	hour	NOUN
hi-719	64	27	long	long	ADV
hi-719	64	28	.	.	PUNCT
hi-719	65	1	the	the	DET
hi-719	65	2	interviewees	interviewee	NOUN
hi-719	65	3	are	be	AUX
hi-719	65	4	kept	keep	VERB
hi-719	65	5	anonymous	anonymous	ADJ
hi-719	65	6	to	to	PART
hi-719	65	7	protect	protect	VERB
hi-719	65	8	the	the	DET
hi-719	65	9	privacy	privacy	NOUN
hi-719	65	10	of	of	ADP
hi-719	65	11	the	the	DET
hi-719	65	12	respondents	respondent	NOUN
hi-719	65	13	,	,	PUNCT
hi-719	65	14	who	who	PRON
hi-719	65	15	will	will	AUX
hi-719	65	16	be	be	AUX
hi-719	65	17	referred	refer	VERB
hi-719	65	18	to	to	ADP
hi-719	65	19	as	as	ADP
hi-719	65	20	p1	p1	PROPN
hi-719	65	21	by	by	ADP
hi-719	65	22	bmt	bmt	PROPN
hi-719	65	23	muda	muda	NOUN
hi-719	65	24	and	and	CCONJ
hi-719	65	25	p2	p2	PROPN
hi-719	65	26	by	by	ADP
hi-719	65	27	iksar	iksar	NOUN
hi-719	65	28	.	.	PUNCT
hi-719	66	1	following	follow	VERB
hi-719	66	2	the	the	DET
hi-719	66	3	collection	collection	NOUN
hi-719	66	4	of	of	ADP
hi-719	66	5	data	datum	NOUN
hi-719	66	6	from	from	ADP
hi-719	66	7	the	the	DET
hi-719	66	8	interviews	interview	NOUN
hi-719	66	9	,	,	PUNCT
hi-719	66	10	the	the	DET
hi-719	66	11	data	datum	NOUN
hi-719	66	12	were	be	AUX
hi-719	66	13	analyzed	analyze	VERB
hi-719	66	14	according	accord	VERB
hi-719	66	15	to	to	ADP
hi-719	66	16	the	the	DET
hi-719	66	17	themes	theme	NOUN
hi-719	66	18	.	.	PUNCT
hi-719	67	1	considering	consider	VERB
hi-719	67	2	the	the	DET
hi-719	67	3	relevant	relevant	ADJ
hi-719	67	4	research	research	NOUN
hi-719	67	5	questions	question	NOUN
hi-719	67	6	,	,	PUNCT
hi-719	67	7	the	the	DET
hi-719	67	8	data	datum	NOUN
hi-719	67	9	were	be	AUX
hi-719	67	10	read	read	VERB
hi-719	67	11	multiple	multiple	ADJ
hi-719	67	12	times	time	NOUN
hi-719	67	13	.	.	PUNCT
hi-719	68	1	the	the	DET
hi-719	68	2	researcher	researcher	NOUN
hi-719	68	3	identified	identify	VERB
hi-719	68	4	the	the	DET
hi-719	68	5	themes	theme	NOUN
hi-719	68	6	and	and	CCONJ
hi-719	68	7	their	their	PRON
hi-719	68	8	relationships	relationship	NOUN
hi-719	68	9	through	through	ADP
hi-719	68	10	the	the	DET
hi-719	68	11	patterns	pattern	NOUN
hi-719	68	12	and	and	CCONJ
hi-719	68	13	processes	process	NOUN
hi-719	68	14	,	,	PUNCT
hi-719	68	15	commonalities	commonality	NOUN
hi-719	68	16	and	and	CCONJ
hi-719	68	17	differences	difference	NOUN
hi-719	68	18	through	through	ADP
hi-719	68	19	the	the	DET
hi-719	68	20	coding	code	VERB
hi-719	68	21	system	system	NOUN
hi-719	68	22	,	,	PUNCT
hi-719	68	23	and	and	CCONJ
hi-719	68	24	arranged	arrange	VERB
hi-719	68	25	them	they	PRON
hi-719	68	26	through	through	ADP
hi-719	68	27	thematic	thematic	ADJ
hi-719	68	28	analysis	analysis	NOUN
hi-719	68	29	.	.	PUNCT
hi-719	69	1	finally	finally	ADV
hi-719	69	2	,	,	PUNCT
hi-719	69	3	a	a	DET
hi-719	69	4	comparison	comparison	NOUN
hi-719	69	5	between	between	ADP
hi-719	69	6	iksar	iksar	NOUN
hi-719	69	7	and	and	CCONJ
hi-719	69	8	bmt	bmt	PROPN
hi-719	69	9	muda	muda	NOUN
hi-719	69	10	was	be	AUX
hi-719	69	11	conducted	conduct	VERB
hi-719	69	12	.	.	PUNCT
hi-719	70	1	this	this	DET
hi-719	70	2	method	method	NOUN
hi-719	70	3	compared	compare	VERB
hi-719	70	4	and	and	CCONJ
hi-719	70	5	contrasted	contrast	VERB
hi-719	70	6	a	a	DET
hi-719	70	7	number	number	NOUN
hi-719	70	8	of	of	ADP
hi-719	70	9	topics	topic	NOUN
hi-719	70	10	to	to	PART
hi-719	70	11	determine	determine	VERB
hi-719	70	12	their	their	PRON
hi-719	70	13	similarities	similarity	NOUN
hi-719	70	14	and	and	CCONJ
hi-719	70	15	differences.67	differences.67	X
hi-719	70	16	4	4	NUM
hi-719	70	17	.	.	PUNCT
hi-719	70	18	findings	finding	NOUN
hi-719	70	19	based	base	VERB
hi-719	70	20	on	on	ADP
hi-719	70	21	the	the	DET
hi-719	70	22	research	research	NOUN
hi-719	70	23	results	result	NOUN
hi-719	70	24	from	from	ADP
hi-719	70	25	interview	interview	NOUN
hi-719	70	26	and	and	CCONJ
hi-719	70	27	documents	document	NOUN
hi-719	70	28	in	in	ADP
hi-719	70	29	the	the	DET
hi-719	70	30	field	field	NOUN
hi-719	70	31	of	of	ADP
hi-719	70	32	islamic	islamic	ADJ
hi-719	70	33	microfinance	microfinance	NOUN
hi-719	70	34	in	in	ADP
hi-719	70	35	türkiye	türkiye	PROPN
hi-719	70	36	and	and	CCONJ
hi-719	70	37	indonesia	indonesia	PROPN
hi-719	70	38	,	,	PUNCT
hi-719	70	39	the	the	DET
hi-719	70	40	comparison	comparison	NOUN
hi-719	70	41	between	between	ADP
hi-719	70	42	iksar	iksar	NOUN
hi-719	70	43	and	and	CCONJ
hi-719	70	44	bmt	bmt	PROPN
hi-719	70	45	muda	muda	NOUN
hi-719	70	46	will	will	AUX
hi-719	70	47	be	be	AUX
hi-719	70	48	provided	provide	VERB
hi-719	70	49	into	into	ADP
hi-719	70	50	several	several	ADJ
hi-719	70	51	themes	theme	NOUN
hi-719	70	52	:	:	PUNCT
hi-719	70	53	general	general	ADJ
hi-719	70	54	overview	overview	NOUN
hi-719	70	55	,	,	PUNCT
hi-719	70	56	sharê‘ah	sharê‘ah	NOUN
hi-719	70	57	compliance	compliance	NOUN
hi-719	70	58	in	in	ADP
hi-719	70	59	top	top	ADJ
hi-719	70	60	management	management	NOUN
hi-719	70	61	,	,	PUNCT
hi-719	70	62	responsible	responsible	ADJ
hi-719	70	63	human	human	ADJ
hi-719	70	64	resource	resource	NOUN
hi-719	70	65	,	,	PUNCT
hi-719	70	66	fairness	fairness	NOUN
hi-719	70	67	decision	decision	NOUN
hi-719	70	68	at	at	ADP
hi-719	70	69	the	the	DET
hi-719	70	70	implementation	implementation	NOUN
hi-719	70	71	stage	stage	NOUN
hi-719	70	72	,	,	PUNCT
hi-719	70	73	and	and	CCONJ
hi-719	70	74	transparency	transparency	NOUN
hi-719	70	75	and	and	CCONJ
hi-719	70	76	accountability	accountability	NOUN
hi-719	70	77	in	in	ADP
hi-719	70	78	reporting	report	VERB
hi-719	70	79	.	.	PUNCT
hi-719	71	1	4.1	4.1	NUM
hi-719	71	2	general	general	ADJ
hi-719	71	3	overview	overview	NOUN
hi-719	71	4	of	of	ADP
hi-719	71	5	iksar	iksar	NOUN
hi-719	71	6	and	and	CCONJ
hi-719	71	7	bmt	bmt	PROPN
hi-719	71	8	muda	muda	NOUN
hi-719	71	9	iksar	iksar	PROPN
hi-719	71	10	is	be	AUX
hi-719	71	11	an	an	DET
hi-719	71	12	islamic	islamic	ADJ
hi-719	71	13	microfinance	microfinance	NOUN
hi-719	71	14	founded	found	VERB
hi-719	71	15	by	by	ADP
hi-719	71	16	academics	academic	NOUN
hi-719	71	17	in	in	ADP
hi-719	71	18	the	the	DET
hi-719	71	19	form	form	NOUN
hi-719	71	20	of	of	ADP
hi-719	71	21	an	an	DET
hi-719	71	22	ngo	ngo	NOUN
hi-719	71	23	located	locate	VERB
hi-719	71	24	at	at	ADP
hi-719	71	25	sakarya	sakarya	NOUN
hi-719	71	26	,	,	PUNCT
hi-719	71	27	türkiye	türkiye	PROPN
hi-719	71	28	.	.	PUNCT
hi-719	72	1	iksar	iksar	PROPN
hi-719	72	2	was	be	AUX
hi-719	72	3	established	establish	VERB
hi-719	72	4	at	at	ADP
hi-719	72	5	the	the	DET
hi-719	72	6	end	end	NOUN
hi-719	72	7	of	of	ADP
hi-719	72	8	2018	2018	NUM
hi-719	72	9	and	and	CCONJ
hi-719	72	10	officially	officially	ADV
hi-719	72	11	started	start	VERB
hi-719	72	12	its	its	PRON
hi-719	72	13	operations	operation	NOUN
hi-719	72	14	in	in	ADP
hi-719	72	15	2019	2019	NUM
hi-719	72	16	.	.	PUNCT
hi-719	73	1	the	the	DET
hi-719	73	2	establishment	establishment	NOUN
hi-719	73	3	of	of	ADP
hi-719	73	4	iksar	iksar	NOUN
hi-719	73	5	is	be	AUX
hi-719	73	6	not	not	PART
hi-719	73	7	only	only	ADV
hi-719	73	8	to	to	PART
hi-719	73	9	develop	develop	VERB
hi-719	73	10	the	the	DET
hi-719	73	11	project	project	NOUN
hi-719	73	12	of	of	ADP
hi-719	73	13	applying	apply	VERB
hi-719	73	14	islamic	islamic	ADJ
hi-719	73	15	economics	economic	NOUN
hi-719	73	16	but	but	CCONJ
hi-719	73	17	also	also	ADV
hi-719	73	18	to	to	PART
hi-719	73	19	raise	raise	VERB
hi-719	73	20	awareness	awareness	NOUN
hi-719	73	21	in	in	ADP
hi-719	73	22	the	the	DET
hi-719	73	23	community	community	NOUN
hi-719	73	24	about	about	ADP
hi-719	73	25	the	the	DET
hi-719	73	26	microfinance	microfinance	NOUN
hi-719	73	27	model	model	NOUN
hi-719	73	28	and	and	CCONJ
hi-719	73	29	,	,	PUNCT
hi-719	73	30	at	at	ADP
hi-719	73	31	the	the	DET
hi-719	73	32	same	same	ADJ
hi-719	73	33	time	time	NOUN
hi-719	73	34	,	,	PUNCT
hi-719	73	35	to	to	PART
hi-719	73	36	help	help	VERB
hi-719	73	37	improve	improve	VERB
hi-719	73	38	the	the	DET
hi-719	73	39	welfare	welfare	NOUN
hi-719	73	40	of	of	ADP
hi-719	73	41	the	the	DET
hi-719	73	42	residents	resident	NOUN
hi-719	73	43	in	in	ADP
hi-719	73	44	sakarya	sakarya	NOUN
hi-719	73	45	.	.	PUNCT
hi-719	74	1	the	the	DET
hi-719	74	2	funds	fund	NOUN
hi-719	74	3	come	come	VERB
hi-719	74	4	hamdard	hamdard	ADJ
hi-719	74	5	islamicus	islamicus	NOUN
hi-719	74	6	vol	vol	NOUN
hi-719	74	7	.	.	PUNCT
hi-719	75	1	xlvi	xlvi	PROPN
hi-719	75	2	,	,	PUNCT
hi-719	75	3	no	no	INTJ
hi-719	75	4	.	.	NOUN
hi-719	75	5	4	4	NUM
hi-719	75	6	61	61	NUM
hi-719	75	7	from	from	ADP
hi-719	75	8	donations	donation	NOUN
hi-719	75	9	and	and	CCONJ
hi-719	75	10	zakat	zakat	NOUN
hi-719	75	11	,	,	PUNCT
hi-719	75	12	and	and	CCONJ
hi-719	75	13	the	the	DET
hi-719	75	14	distribution	distribution	NOUN
hi-719	75	15	contract	contract	NOUN
hi-719	75	16	uses	use	VERB
hi-719	75	17	qarì	qarì	PROPN
hi-719	75	18	al	al	PROPN
hi-719	75	19	íasan	íasan	PROPN
hi-719	75	20	,	,	PUNCT
hi-719	75	21	who	who	PRON
hi-719	75	22	has	have	AUX
hi-719	75	23	distributed	distribute	VERB
hi-719	75	24	funds	fund	NOUN
hi-719	75	25	to	to	ADP
hi-719	75	26	62	62	NUM
hi-719	75	27	people	people	NOUN
hi-719	75	28	as	as	ADP
hi-719	75	29	of	of	ADP
hi-719	75	30	2021	2021	NUM
hi-719	75	31	,	,	PUNCT
hi-719	75	32	totaling	total	VERB
hi-719	75	33	489,000	489,000	NUM
hi-719	75	34	tl	tl	NOUN
hi-719	75	35	.	.	PUNCT
hi-719	76	1	the	the	DET
hi-719	76	2	distribution	distribution	NOUN
hi-719	76	3	of	of	ADP
hi-719	76	4	qarì	qarì	PROPN
hi-719	76	5	al	al	PROPN
hi-719	76	6	íasan	íasan	PROPN
hi-719	76	7	funds	fund	NOUN
hi-719	76	8	is	be	AUX
hi-719	76	9	aimed	aim	VERB
hi-719	76	10	at	at	ADP
hi-719	76	11	the	the	DET
hi-719	76	12	poorest	poor	ADJ
hi-719	76	13	of	of	ADP
hi-719	76	14	poor	poor	ADJ
hi-719	76	15	people	people	NOUN
hi-719	76	16	who	who	PRON
hi-719	76	17	will	will	AUX
hi-719	76	18	open	open	VERB
hi-719	76	19	small	small	ADJ
hi-719	76	20	businesses	business	NOUN
hi-719	76	21	such	such	ADJ
hi-719	76	22	as	as	ADP
hi-719	76	23	small	small	ADJ
hi-719	76	24	sewing	sewing	NOUN
hi-719	76	25	,	,	PUNCT
hi-719	76	26	recycling	recycling	NOUN
hi-719	76	27	,	,	PUNCT
hi-719	76	28	pastries	pastry	NOUN
hi-719	76	29	,	,	PUNCT
hi-719	76	30	cafes	cafe	NOUN
hi-719	76	31	and	and	CCONJ
hi-719	76	32	others	other	NOUN
hi-719	76	33	so	so	SCONJ
hi-719	76	34	that	that	SCONJ
hi-719	76	35	they	they	PRON
hi-719	76	36	can	can	AUX
hi-719	76	37	improve	improve	VERB
hi-719	76	38	their	their	PRON
hi-719	76	39	living	living	NOUN
hi-719	76	40	and	and	CCONJ
hi-719	76	41	independent	independent	ADJ
hi-719	76	42	standards	standard	NOUN
hi-719	76	43	.	.	PUNCT
hi-719	77	1	on	on	ADP
hi-719	77	2	the	the	DET
hi-719	77	3	other	other	ADJ
hi-719	77	4	hand	hand	NOUN
hi-719	77	5	,	,	PUNCT
hi-719	77	6	iksar	iksar	PROPN
hi-719	77	7	also	also	ADV
hi-719	77	8	has	have	VERB
hi-719	77	9	a	a	DET
hi-719	77	10	hayr’ola	hayr’ola	PROPN
hi-719	77	11	project	project	NOUN
hi-719	77	12	in	in	ADP
hi-719	77	13	that	that	SCONJ
hi-719	77	14	they	they	PRON
hi-719	77	15	accept	accept	VERB
hi-719	77	16	donations	donation	NOUN
hi-719	77	17	from	from	ADP
hi-719	77	18	secondhand	secondhand	NOUN
hi-719	77	19	things	thing	NOUN
hi-719	77	20	,	,	PUNCT
hi-719	77	21	and	and	CCONJ
hi-719	77	22	they	they	PRON
hi-719	77	23	will	will	AUX
hi-719	77	24	sell	sell	VERB
hi-719	77	25	them	they	PRON
hi-719	77	26	in	in	ADP
hi-719	77	27	return	return	NOUN
hi-719	77	28	for	for	ADP
hi-719	77	29	a	a	DET
hi-719	77	30	donation	donation	NOUN
hi-719	77	31	to	to	PART
hi-719	77	32	provide	provide	VERB
hi-719	77	33	for	for	ADP
hi-719	77	34	those	those	PRON
hi-719	77	35	in	in	ADP
hi-719	77	36	need	need	NOUN
hi-719	77	37	,	,	PUNCT
hi-719	77	38	like	like	ADP
hi-719	77	39	providing	provide	VERB
hi-719	77	40	scholarships	scholarship	NOUN
hi-719	77	41	for	for	ADP
hi-719	77	42	students	student	NOUN
hi-719	77	43	.	.	PUNCT
hi-719	78	1	bmt	bmt	PROPN
hi-719	78	2	muda	muda	PROPN
hi-719	78	3	stands	stand	VERB
hi-719	78	4	for	for	ADP
hi-719	78	5	mandiri	mandiri	NOUN
hi-719	78	6	,	,	PUNCT
hi-719	78	7	ukhuwah	ukhuwah	NOUN
hi-719	78	8	,	,	PUNCT
hi-719	78	9	and	and	CCONJ
hi-719	78	10	persada	persada	PROPN
hi-719	78	11	,	,	PUNCT
hi-719	78	12	where	where	SCONJ
hi-719	78	13	this	this	DET
hi-719	78	14	islamic	islamic	ADJ
hi-719	78	15	microfinance	microfinance	NOUN
hi-719	78	16	is	be	AUX
hi-719	78	17	cooperative	cooperative	ADJ
hi-719	78	18	and	and	CCONJ
hi-719	78	19	was	be	AUX
hi-719	78	20	founded	found	VERB
hi-719	78	21	by	by	ADP
hi-719	78	22	indonesian	indonesian	ADJ
hi-719	78	23	academics	academic	NOUN
hi-719	78	24	,	,	PUNCT
hi-719	78	25	iium	iium	NOUN
hi-719	78	26	alums	alum	NOUN
hi-719	78	27	,	,	PUNCT
hi-719	78	28	and	and	CCONJ
hi-719	78	29	airlangga	airlangga	PROPN
hi-719	78	30	university	university	NOUN
hi-719	78	31	lecturers	lecturer	NOUN
hi-719	78	32	.	.	PUNCT
hi-719	79	1	the	the	DET
hi-719	79	2	establishment	establishment	NOUN
hi-719	79	3	of	of	ADP
hi-719	79	4	bmt	bmt	NOUN
hi-719	79	5	in	in	ADP
hi-719	79	6	2012	2012	NUM
hi-719	79	7	was	be	AUX
hi-719	79	8	located	locate	VERB
hi-719	79	9	at	at	ADP
hi-719	79	10	surabaya	surabaya	PROPN
hi-719	79	11	,	,	PUNCT
hi-719	79	12	east	east	PROPN
hi-719	79	13	java	java	PROPN
hi-719	79	14	,	,	PUNCT
hi-719	79	15	indonesia	indonesia	PROPN
hi-719	79	16	.	.	PROPN
hi-719	79	17	bmt	bmt	PROPN
hi-719	79	18	muda	muda	PROPN
hi-719	79	19	’s	’s	PART
hi-719	79	20	main	main	ADJ
hi-719	79	21	source	source	NOUN
hi-719	79	22	of	of	ADP
hi-719	79	23	funds	fund	NOUN
hi-719	79	24	comes	come	VERB
hi-719	79	25	from	from	ADP
hi-719	79	26	members	member	NOUN
hi-719	79	27	who	who	PRON
hi-719	79	28	save	save	VERB
hi-719	79	29	in	in	ADP
hi-719	79	30	bmt	bmt	PROPN
hi-719	79	31	muda	muda	NOUN
hi-719	79	32	.	.	PUNCT
hi-719	80	1	in	in	ADP
hi-719	80	2	the	the	DET
hi-719	80	3	current	current	ADJ
hi-719	80	4	situation	situation	NOUN
hi-719	80	5	,	,	PUNCT
hi-719	80	6	bmt	bmt	PROPN
hi-719	80	7	muda	muda	PROPN
hi-719	80	8	’s	’s	PART
hi-719	80	9	members	member	NOUN
hi-719	80	10	have	have	AUX
hi-719	80	11	reached	reach	VERB
hi-719	80	12	865	865	NUM
hi-719	80	13	people	people	NOUN
hi-719	80	14	.	.	PUNCT
hi-719	81	1	bmt	bmt	PROPN
hi-719	81	2	muda	muda	NOUN
hi-719	81	3	members	member	NOUN
hi-719	81	4	vary	vary	VERB
hi-719	81	5	in	in	ADP
hi-719	81	6	the	the	DET
hi-719	81	7	profession	profession	NOUN
hi-719	81	8	,	,	PUNCT
hi-719	81	9	from	from	ADP
hi-719	81	10	farmers	farmer	NOUN
hi-719	81	11	to	to	ADP
hi-719	81	12	academics	academic	NOUN
hi-719	81	13	,	,	PUNCT
hi-719	81	14	so	so	SCONJ
hi-719	81	15	that	that	SCONJ
hi-719	81	16	the	the	DET
hi-719	81	17	amount	amount	NOUN
hi-719	81	18	of	of	ADP
hi-719	81	19	savings	saving	NOUN
hi-719	81	20	deposited	deposit	VERB
hi-719	81	21	varies	varie	NOUN
hi-719	81	22	.	.	PUNCT
hi-719	82	1	bmt	bmt	PROPN
hi-719	82	2	muda	muda	PROPN
hi-719	82	3	,	,	PUNCT
hi-719	82	4	like	like	ADP
hi-719	82	5	bmt	bmt	NOUN
hi-719	82	6	in	in	ADP
hi-719	82	7	general	general	ADJ
hi-719	82	8	,	,	PUNCT
hi-719	82	9	has	have	VERB
hi-719	82	10	two	two	NUM
hi-719	82	11	divisions	division	NOUN
hi-719	82	12	:	:	PUNCT
hi-719	82	13	a	a	X
hi-719	82	14	)	)	PUNCT
hi-719	82	15	bait	bait	NOUN
hi-719	82	16	al	al	PROPN
hi-719	82	17	mél	mél	PROPN
hi-719	82	18	,	,	PUNCT
hi-719	82	19	which	which	PRON
hi-719	82	20	focuses	focus	VERB
hi-719	82	21	on	on	ADP
hi-719	82	22	solving	solve	VERB
hi-719	82	23	social	social	ADJ
hi-719	82	24	problems	problem	NOUN
hi-719	82	25	by	by	ADP
hi-719	82	26	providing	provide	VERB
hi-719	82	27	funds	fund	NOUN
hi-719	82	28	for	for	ADP
hi-719	82	29	zakat	zakat	NOUN
hi-719	82	30	,	,	PUNCT
hi-719	82	31	inféq	inféq	NOUN
hi-719	82	32	,	,	PUNCT
hi-719	82	33	îadaqah	îadaqah	NOUN
hi-719	82	34	,	,	PUNCT
hi-719	82	35	and	and	CCONJ
hi-719	82	36	waqf	waqf	NOUN
hi-719	82	37	,	,	PUNCT
hi-719	82	38	and	and	CCONJ
hi-719	82	39	b	b	X
hi-719	82	40	)	)	PUNCT
hi-719	82	41	bait	bait	NOUN
hi-719	82	42	at	at	ADP
hi-719	82	43	-	-	PUNCT
hi-719	82	44	tamwêl	tamwêl	NOUN
hi-719	82	45	,	,	PUNCT
hi-719	82	46	which	which	PRON
hi-719	82	47	focuses	focus	VERB
hi-719	82	48	on	on	ADP
hi-719	82	49	gaining	gain	VERB
hi-719	82	50	profit	profit	NOUN
hi-719	82	51	,	,	PUNCT
hi-719	82	52	links	link	VERB
hi-719	82	53	it	it	PRON
hi-719	82	54	as	as	ADV
hi-719	82	55	well	well	ADV
hi-719	82	56	into	into	ADP
hi-719	82	57	the	the	DET
hi-719	82	58	bait	bait	NOUN
hi-719	82	59	al	al	PROPN
hi-719	82	60	-	-	PUNCT
hi-719	82	61	mél	mél	PROPN
hi-719	82	62	program	program	NOUN
hi-719	82	63	,	,	PUNCT
hi-719	82	64	which	which	PRON
hi-719	82	65	is	be	AUX
hi-719	82	66	usually	usually	ADV
hi-719	82	67	utilized	utilize	VERB
hi-719	82	68	for	for	ADP
hi-719	82	69	religious	religious	ADJ
hi-719	82	70	and	and	CCONJ
hi-719	82	71	skill	skill	NOUN
hi-719	82	72	-	-	PUNCT
hi-719	82	73	improvement	improvement	NOUN
hi-719	82	74	programs	program	NOUN
hi-719	82	75	.	.	PUNCT
hi-719	83	1	with	with	ADP
hi-719	83	2	the	the	DET
hi-719	83	3	various	various	ADJ
hi-719	83	4	programs	program	NOUN
hi-719	83	5	they	they	PRON
hi-719	83	6	made	make	VERB
hi-719	83	7	in	in	ADP
hi-719	83	8	bait	bait	NOUN
hi-719	83	9	al	al	PROPN
hi-719	83	10	-	-	PUNCT
hi-719	83	11	mél	mél	PROPN
hi-719	83	12	division	division	NOUN
hi-719	83	13	,	,	PUNCT
hi-719	83	14	especially	especially	ADV
hi-719	83	15	in	in	ADP
hi-719	83	16	the	the	DET
hi-719	83	17	education	education	NOUN
hi-719	83	18	program	program	NOUN
hi-719	83	19	,	,	PUNCT
hi-719	83	20	it	it	PRON
hi-719	83	21	is	be	AUX
hi-719	83	22	hoped	hope	VERB
hi-719	83	23	that	that	PRON
hi-719	83	24	bmt	bmt	PROPN
hi-719	83	25	muda	muda	NOUN
hi-719	83	26	can	can	AUX
hi-719	83	27	empower	empower	VERB
hi-719	83	28	people	people	NOUN
hi-719	83	29	to	to	PART
hi-719	83	30	have	have	VERB
hi-719	83	31	a	a	DET
hi-719	83	32	better	well	ADJ
hi-719	83	33	future	future	NOUN
hi-719	83	34	in	in	ADP
hi-719	83	35	finding	find	VERB
hi-719	83	36	work	work	NOUN
hi-719	83	37	.	.	PUNCT
hi-719	84	1	the	the	DET
hi-719	84	2	programs	program	NOUN
hi-719	84	3	owned	own	VERB
hi-719	84	4	by	by	ADP
hi-719	84	5	bmt	bmt	PROPN
hi-719	84	6	muda	muda	NOUN
hi-719	84	7	are	be	AUX
hi-719	84	8	very	very	ADV
hi-719	84	9	diverse	diverse	ADJ
hi-719	84	10	,	,	PUNCT
hi-719	84	11	ranging	range	VERB
hi-719	84	12	from	from	ADP
hi-719	84	13	providing	provide	VERB
hi-719	84	14	capital	capital	NOUN
hi-719	84	15	for	for	ADP
hi-719	84	16	small	small	ADJ
hi-719	84	17	and	and	CCONJ
hi-719	84	18	medium	medium	NOUN
hi-719	84	19	micro	micro	NOUN
hi-719	84	20	-	-	NOUN
hi-719	84	21	entrepreneurs	entrepreneur	NOUN
hi-719	84	22	to	to	ADP
hi-719	84	23	managing	manage	VERB
hi-719	84	24	businesses	business	NOUN
hi-719	84	25	such	such	ADJ
hi-719	84	26	as	as	ADP
hi-719	84	27	renting	rent	VERB
hi-719	84	28	shops	shop	NOUN
hi-719	84	29	or	or	CCONJ
hi-719	84	30	other	other	ADJ
hi-719	84	31	real	real	ADJ
hi-719	84	32	businesses	business	NOUN
hi-719	84	33	,	,	PUNCT
hi-719	84	34	with	with	ADP
hi-719	84	35	the	the	DET
hi-719	84	36	proceeds	proceed	NOUN
hi-719	84	37	used	use	VERB
hi-719	84	38	to	to	PART
hi-719	84	39	expand	expand	VERB
hi-719	84	40	the	the	DET
hi-719	84	41	waqf	waqf	ADJ
hi-719	84	42	fund	fund	NOUN
hi-719	84	43	program	program	NOUN
hi-719	84	44	in	in	ADP
hi-719	84	45	bait	bait	NOUN
hi-719	84	46	al	al	PROPN
hi-719	84	47	-	-	PUNCT
hi-719	84	48	mél	mél	PROPN
hi-719	84	49	and	and	CCONJ
hi-719	84	50	distribute	distribute	VERB
hi-719	84	51	profits	profit	NOUN
hi-719	84	52	to	to	ADP
hi-719	84	53	members	member	NOUN
hi-719	84	54	who	who	PRON
hi-719	84	55	save	save	VERB
hi-719	84	56	in	in	ADP
hi-719	84	57	bmt	bmt	PROPN
hi-719	84	58	muda	muda	NOUN
hi-719	84	59	.	.	PUNCT
hi-719	85	1	financing	financing	NOUN
hi-719	85	2	channeled	channel	VERB
hi-719	85	3	to	to	ADP
hi-719	85	4	members	member	NOUN
hi-719	85	5	uses	use	VERB
hi-719	85	6	a	a	DET
hi-719	85	7	variety	variety	NOUN
hi-719	85	8	of	of	ADP
hi-719	85	9	contracts	contract	NOUN
hi-719	85	10	in	in	ADP
hi-719	85	11	keeping	keep	VERB
hi-719	85	12	with	with	ADP
hi-719	85	13	their	their	PRON
hi-719	85	14	needs	need	NOUN
hi-719	85	15	,	,	PUNCT
hi-719	85	16	such	such	ADJ
hi-719	85	17	as	as	ADP
hi-719	85	18	murébaíah	murébaíah	PROPN
hi-719	85	19	,	,	PUNCT
hi-719	85	20	muìarabah	muìarabah	NOUN
hi-719	85	21	,	,	PUNCT
hi-719	85	22	qarì	qarì	NOUN
hi-719	85	23	,	,	PUNCT
hi-719	85	24	and	and	CCONJ
hi-719	85	25	rahn	rahn	PROPN
hi-719	85	26	.	.	PUNCT
hi-719	86	1	4.2	4.2	NUM
hi-719	86	2	sharê‘ah	sharê‘ah	NOUN
hi-719	86	3	compliance	compliance	NOUN
hi-719	86	4	in	in	ADP
hi-719	86	5	top	top	ADJ
hi-719	86	6	management	management	NOUN
hi-719	86	7	iksar	iksar	NOUN
hi-719	86	8	divides	divide	VERB
hi-719	86	9	tasks	task	NOUN
hi-719	86	10	with	with	ADP
hi-719	86	11	its	its	PRON
hi-719	86	12	partners	partner	NOUN
hi-719	86	13	to	to	PART
hi-719	86	14	facilitate	facilitate	VERB
hi-719	86	15	operations	operation	NOUN
hi-719	86	16	.	.	PUNCT
hi-719	87	1	some	some	PRON
hi-719	87	2	of	of	ADP
hi-719	87	3	their	their	PRON
hi-719	87	4	commissions	commission	NOUN
hi-719	87	5	are	be	AUX
hi-719	87	6	for	for	ADP
hi-719	87	7	finding	find	VERB
hi-719	87	8	people	people	NOUN
hi-719	87	9	as	as	ADP
hi-719	87	10	recipients	recipient	NOUN
hi-719	87	11	,	,	PUNCT
hi-719	87	12	and	and	CCONJ
hi-719	87	13	some	some	PRON
hi-719	87	14	are	be	AUX
hi-719	87	15	for	for	ADP
hi-719	87	16	creating	create	VERB
hi-719	87	17	activities	activity	NOUN
hi-719	87	18	or	or	CCONJ
hi-719	87	19	the	the	DET
hi-719	87	20	distribution	distribution	NOUN
hi-719	87	21	section	section	NOUN
hi-719	87	22	.	.	PUNCT
hi-719	88	1	in	in	ADP
hi-719	88	2	iksar	iksar	NOUN
hi-719	88	3	,	,	PUNCT
hi-719	88	4	there	there	PRON
hi-719	88	5	is	be	VERB
hi-719	88	6	also	also	ADV
hi-719	88	7	an	an	DET
hi-719	88	8	advisory	advisory	ADJ
hi-719	88	9	board	board	NOUN
hi-719	88	10	used	use	VERB
hi-719	88	11	for	for	ADP
hi-719	88	12	consultation	consultation	NOUN
hi-719	88	13	with	with	ADP
hi-719	88	14	professional	professional	ADJ
hi-719	88	15	mentors	mentor	NOUN
hi-719	88	16	who	who	PRON
hi-719	88	17	are	be	AUX
hi-719	88	18	very	very	ADV
hi-719	88	19	experts	expert	NOUN
hi-719	88	20	in	in	ADP
hi-719	88	21	their	their	PRON
hi-719	88	22	fields	field	NOUN
hi-719	88	23	related	relate	VERB
hi-719	88	24	to	to	ADP
hi-719	88	25	microfinance	microfinance	NOUN
hi-719	88	26	.	.	PUNCT
hi-719	89	1	moreover	moreover	ADV
hi-719	89	2	,	,	PUNCT
hi-719	89	3	the	the	DET
hi-719	89	4	most	most	ADV
hi-719	89	5	important	important	ADJ
hi-719	89	6	in	in	ADP
hi-719	89	7	the	the	DET
hi-719	89	8	management	management	NOUN
hi-719	89	9	of	of	ADP
hi-719	89	10	iksar	iksar	NOUN
hi-719	89	11	,	,	PUNCT
hi-719	89	12	to	to	PART
hi-719	89	13	be	be	AUX
hi-719	89	14	precise	precise	ADJ
hi-719	89	15	in	in	ADP
hi-719	89	16	the	the	DET
hi-719	89	17	advisory	advisory	ADJ
hi-719	89	18	board	board	NOUN
hi-719	89	19	,	,	PUNCT
hi-719	89	20	is	be	AUX
hi-719	89	21	that	that	SCONJ
hi-719	89	22	there	there	PRON
hi-719	89	23	is	be	VERB
hi-719	89	24	a	a	DET
hi-719	89	25	fiqh	fiqh	NOUN
hi-719	89	26	expert	expert	NOUN
hi-719	89	27	to	to	PART
hi-719	89	28	consult	consult	VERB
hi-719	89	29	about	about	ADP
hi-719	89	30	the	the	DET
hi-719	89	31	implementation	implementation	NOUN
hi-719	89	32	in	in	ADP
hi-719	89	33	operational	operational	ADJ
hi-719	89	34	according	accord	VERB
hi-719	89	35	to	to	ADP
hi-719	89	36	sharê‘ah	sharê‘ah	NOUN
hi-719	89	37	principles	principle	NOUN
hi-719	89	38	,	,	PUNCT
hi-719	89	39	especially	especially	ADV
hi-719	89	40	in	in	ADP
hi-719	89	41	funding	funding	NOUN
hi-719	89	42	,	,	PUNCT
hi-719	89	43	as	as	ADP
hi-719	89	44	p2	p2	PROPN
hi-719	89	45	mention	mention	NOUN
hi-719	89	46	:	:	PUNCT
hi-719	89	47	62	62	NUM
hi-719	89	48	the	the	DET
hi-719	89	49	implementation	implementation	NOUN
hi-719	89	50	of	of	ADP
hi-719	89	51	governance	governance	NOUN
hi-719	89	52	…	…	PUNCT
hi-719	89	53	“	"	PUNCT
hi-719	89	54	if	if	SCONJ
hi-719	89	55	we	we	PRON
hi-719	89	56	want	want	VERB
hi-719	89	57	to	to	PART
hi-719	89	58	initiate	initiate	VERB
hi-719	89	59	a	a	DET
hi-719	89	60	new	new	ADJ
hi-719	89	61	program	program	NOUN
hi-719	89	62	,	,	PUNCT
hi-719	89	63	we	we	PRON
hi-719	89	64	consult	consult	VERB
hi-719	89	65	with	with	ADP
hi-719	89	66	them	they	PRON
hi-719	89	67	about	about	ADP
hi-719	89	68	this	this	DET
hi-719	89	69	program	program	NOUN
hi-719	89	70	.	.	PUNCT
hi-719	90	1	also	also	ADV
hi-719	90	2	,	,	PUNCT
hi-719	90	3	if	if	SCONJ
hi-719	90	4	we	we	PRON
hi-719	90	5	face	face	VERB
hi-719	90	6	a	a	DET
hi-719	90	7	problem	problem	NOUN
hi-719	90	8	with	with	ADP
hi-719	90	9	borrowers	borrower	NOUN
hi-719	90	10	'	'	PART
hi-719	90	11	repayment	repayment	NOUN
hi-719	90	12	,	,	PUNCT
hi-719	90	13	for	for	ADP
hi-719	90	14	example	example	NOUN
hi-719	90	15	,	,	PUNCT
hi-719	90	16	if	if	SCONJ
hi-719	90	17	the	the	DET
hi-719	90	18	borrower	borrower	NOUN
hi-719	90	19	can	can	AUX
hi-719	90	20	not	not	PART
hi-719	90	21	pay	pay	VERB
hi-719	90	22	his	his	PRON
hi-719	90	23	loan	loan	NOUN
hi-719	90	24	and	and	CCONJ
hi-719	90	25	his	his	PRON
hi-719	90	26	income	income	NOUN
hi-719	90	27	level	level	NOUN
hi-719	90	28	is	be	AUX
hi-719	90	29	pretty	pretty	ADV
hi-719	90	30	low	low	ADJ
hi-719	90	31	,	,	PUNCT
hi-719	90	32	we	we	PRON
hi-719	90	33	ask	ask	VERB
hi-719	90	34	the	the	DET
hi-719	90	35	advisory	advisory	ADJ
hi-719	90	36	board	board	NOUN
hi-719	90	37	if	if	SCONJ
hi-719	90	38	we	we	PRON
hi-719	90	39	can	can	AUX
hi-719	90	40	use	use	VERB
hi-719	90	41	the	the	DET
hi-719	90	42	zakat	zakat	NOUN
hi-719	90	43	fund	fund	NOUN
hi-719	90	44	to	to	PART
hi-719	90	45	delete	delete	VERB
hi-719	90	46	this	this	DET
hi-719	90	47	borrower	borrower	NOUN
hi-719	90	48	’s	’s	PART
hi-719	90	49	loan	loan	NOUN
hi-719	90	50	”	"	PUNCT
hi-719	90	51	(	(	PUNCT
hi-719	90	52	p2	p2	PROPN
hi-719	90	53	)	)	PUNCT
hi-719	90	54	.	.	PUNCT
hi-719	91	1	on	on	ADP
hi-719	91	2	the	the	DET
hi-719	91	3	other	other	ADJ
hi-719	91	4	hand	hand	NOUN
hi-719	91	5	,	,	PUNCT
hi-719	91	6	bmt	bmt	PROPN
hi-719	91	7	muda	muda	PROPN
hi-719	91	8	also	also	ADV
hi-719	91	9	has	have	VERB
hi-719	91	10	an	an	DET
hi-719	91	11	advisory	advisory	ADJ
hi-719	91	12	and	and	CCONJ
hi-719	91	13	supervisory	supervisory	ADJ
hi-719	91	14	board	board	NOUN
hi-719	91	15	consisting	consist	VERB
hi-719	91	16	of	of	ADP
hi-719	91	17	experts	expert	NOUN
hi-719	91	18	in	in	ADP
hi-719	91	19	microfinance	microfinance	NOUN
hi-719	91	20	,	,	PUNCT
hi-719	91	21	primarily	primarily	ADV
hi-719	91	22	islamic	islamic	ADJ
hi-719	91	23	microfinance	microfinance	NOUN
hi-719	91	24	.	.	PUNCT
hi-719	92	1	the	the	DET
hi-719	92	2	management	management	NOUN
hi-719	92	3	consists	consist	VERB
hi-719	92	4	of	of	ADP
hi-719	92	5	a	a	DET
hi-719	92	6	presiding	preside	VERB
hi-719	92	7	officer	officer	NOUN
hi-719	92	8	,	,	PUNCT
hi-719	92	9	secretary	secretary	NOUN
hi-719	92	10	and	and	CCONJ
hi-719	92	11	treasurer	treasurer	NOUN
hi-719	92	12	,	,	PUNCT
hi-719	92	13	and	and	CCONJ
hi-719	92	14	a	a	DET
hi-719	92	15	section	section	NOUN
hi-719	92	16	to	to	PART
hi-719	92	17	manage	manage	VERB
hi-719	92	18	bmt	bmt	PROPN
hi-719	92	19	muda	muda	PROPN
hi-719	92	20	’s	’s	PART
hi-719	92	21	operations	operation	NOUN
hi-719	92	22	consisting	consist	VERB
hi-719	92	23	of	of	ADP
hi-719	92	24	the	the	DET
hi-719	92	25	principal	principal	ADJ
hi-719	92	26	director	director	NOUN
hi-719	92	27	in	in	ADP
hi-719	92	28	bait	bait	PROPN
hi-719	92	29	attamwêl	attamwêl	PROPN
hi-719	92	30	,	,	PUNCT
hi-719	92	31	marketing	marketing	NOUN
hi-719	92	32	,	,	PUNCT
hi-719	92	33	and	and	CCONJ
hi-719	92	34	bait	bait	VERB
hi-719	92	35	al	al	PROPN
hi-719	92	36	-	-	PUNCT
hi-719	92	37	mél	mél	PROPN
hi-719	92	38	.	.	PUNCT
hi-719	93	1	there	there	PRON
hi-719	93	2	is	be	VERB
hi-719	93	3	also	also	ADV
hi-719	93	4	an	an	DET
hi-719	93	5	existing	exist	VERB
hi-719	93	6	sharê‘ah	sharê‘ah	NOUN
hi-719	93	7	supervisory	supervisory	ADJ
hi-719	93	8	board	board	NOUN
hi-719	93	9	that	that	PRON
hi-719	93	10	was	be	AUX
hi-719	93	11	formed	form	VERB
hi-719	93	12	two	two	NUM
hi-719	93	13	years	year	NOUN
hi-719	93	14	ago	ago	ADV
hi-719	93	15	because	because	SCONJ
hi-719	93	16	bmt	bmt	PROPN
hi-719	93	17	muda	muda	NOUN
hi-719	93	18	also	also	ADV
hi-719	93	19	acts	act	VERB
hi-719	93	20	as	as	ADP
hi-719	93	21	a	a	DET
hi-719	93	22	néðir	néðir	NOUN
hi-719	93	23	to	to	PART
hi-719	93	24	collect	collect	VERB
hi-719	93	25	waqf	waqf	NOUN
hi-719	93	26	,	,	PUNCT
hi-719	93	27	which	which	PRON
hi-719	93	28	is	be	AUX
hi-719	93	29	mandatory	mandatory	ADJ
hi-719	93	30	from	from	ADP
hi-719	93	31	the	the	DET
hi-719	93	32	government	government	NOUN
hi-719	93	33	,	,	PUNCT
hi-719	93	34	as	as	SCONJ
hi-719	93	35	reported	report	VERB
hi-719	93	36	by	by	ADP
hi-719	93	37	p1	p1	PROPN
hi-719	93	38	.	.	PUNCT
hi-719	94	1	the	the	DET
hi-719	94	2	different	different	ADJ
hi-719	94	3	institutional	institutional	ADJ
hi-719	94	4	structures	structure	NOUN
hi-719	94	5	between	between	ADP
hi-719	94	6	iksar	iksar	NOUN
hi-719	94	7	as	as	ADP
hi-719	94	8	an	an	DET
hi-719	94	9	ngo	ngo	PROPN
hi-719	94	10	and	and	CCONJ
hi-719	94	11	bmt	bmt	PROPN
hi-719	94	12	muda	muda	NOUN
hi-719	94	13	as	as	ADP
hi-719	94	14	a	a	DET
hi-719	94	15	sharê‘ah	sharê‘ah	NOUN
hi-719	94	16	cooperative	cooperative	NOUN
hi-719	94	17	still	still	ADV
hi-719	94	18	encourage	encourage	VERB
hi-719	94	19	them	they	PRON
hi-719	94	20	to	to	PART
hi-719	94	21	maintain	maintain	VERB
hi-719	94	22	conformity	conformity	NOUN
hi-719	94	23	with	with	ADP
hi-719	94	24	sharê‘ah	sharê‘ah	NOUN
hi-719	94	25	principles	principle	NOUN
hi-719	94	26	through	through	ADP
hi-719	94	27	the	the	DET
hi-719	94	28	presence	presence	NOUN
hi-719	94	29	of	of	ADP
hi-719	94	30	sharê‘ah	sharê‘ah	NOUN
hi-719	94	31	specialists	specialist	NOUN
hi-719	94	32	;	;	PUNCT
hi-719	94	33	both	both	DET
hi-719	94	34	organizations	organization	NOUN
hi-719	94	35	recognize	recognize	VERB
hi-719	94	36	the	the	DET
hi-719	94	37	importance	importance	NOUN
hi-719	94	38	of	of	ADP
hi-719	94	39	complying	comply	VERB
hi-719	94	40	with	with	ADP
hi-719	94	41	sharê‘ah	sharê‘ah	NOUN
hi-719	94	42	as	as	ADP
hi-719	94	43	a	a	DET
hi-719	94	44	sharê‘ah	sharê‘ah	NUM
hi-719	94	45	-compliant	-compliant	ADJ
hi-719	94	46	institution	institution	NOUN
hi-719	94	47	,	,	PUNCT
hi-719	94	48	it	it	PRON
hi-719	94	49	naturally	naturally	ADV
hi-719	94	50	requires	require	VERB
hi-719	94	51	consultation	consultation	NOUN
hi-719	94	52	with	with	ADP
hi-719	94	53	sharê‘ah	sharê‘ah	NOUN
hi-719	94	54	advisors	advisor	NOUN
hi-719	94	55	,	,	PUNCT
hi-719	94	56	especially	especially	ADV
hi-719	94	57	when	when	SCONJ
hi-719	94	58	developing	develop	VERB
hi-719	94	59	new	new	ADJ
hi-719	94	60	programs	program	NOUN
hi-719	94	61	.	.	PUNCT
hi-719	95	1	in	in	ADP
hi-719	95	2	order	order	NOUN
hi-719	95	3	to	to	PART
hi-719	95	4	achieve	achieve	VERB
hi-719	95	5	the	the	DET
hi-719	95	6	goal	goal	NOUN
hi-719	95	7	of	of	ADP
hi-719	95	8	providing	provide	VERB
hi-719	95	9	social	social	ADJ
hi-719	95	10	good	good	NOUN
hi-719	95	11	,	,	PUNCT
hi-719	95	12	this	this	PRON
hi-719	95	13	will	will	AUX
hi-719	95	14	indirectly	indirectly	ADV
hi-719	95	15	impact	impact	VERB
hi-719	95	16	islamic	islamic	ADJ
hi-719	95	17	values	value	NOUN
hi-719	95	18	.	.	PUNCT
hi-719	96	1	4.3	4.3	NUM
hi-719	96	2	responsible	responsible	ADJ
hi-719	96	3	human	human	ADJ
hi-719	96	4	resource	resource	NOUN
hi-719	96	5	iksar	iksar	NOUN
hi-719	96	6	operates	operate	VERB
hi-719	96	7	as	as	ADP
hi-719	96	8	an	an	DET
hi-719	96	9	ngo	ngo	PROPN
hi-719	96	10	,	,	PUNCT
hi-719	96	11	with	with	ADP
hi-719	96	12	academics	academic	NOUN
hi-719	96	13	engaging	engage	VERB
hi-719	96	14	in	in	ADP
hi-719	96	15	their	their	PRON
hi-719	96	16	endeavors	endeavor	NOUN
hi-719	96	17	on	on	ADP
hi-719	96	18	a	a	DET
hi-719	96	19	voluntary	voluntary	ADJ
hi-719	96	20	basis	basis	NOUN
hi-719	96	21	.	.	PUNCT
hi-719	97	1	even	even	ADV
hi-719	97	2	though	though	SCONJ
hi-719	97	3	iksar	iksar	NOUN
hi-719	97	4	has	have	AUX
hi-719	97	5	limited	limit	VERB
hi-719	97	6	human	human	ADJ
hi-719	97	7	resources	resource	NOUN
hi-719	97	8	,	,	PUNCT
hi-719	97	9	since	since	SCONJ
hi-719	97	10	they	they	PRON
hi-719	97	11	come	come	VERB
hi-719	97	12	from	from	ADP
hi-719	97	13	academics	academic	NOUN
hi-719	97	14	who	who	PRON
hi-719	97	15	are	be	AUX
hi-719	97	16	in	in	ADP
hi-719	97	17	one	one	NUM
hi-719	97	18	place	place	NOUN
hi-719	97	19	,	,	PUNCT
hi-719	97	20	at	at	ADP
hi-719	97	21	the	the	DET
hi-719	97	22	same	same	ADJ
hi-719	97	23	time	time	NOUN
hi-719	97	24	,	,	PUNCT
hi-719	97	25	it	it	PRON
hi-719	97	26	made	make	VERB
hi-719	97	27	it	it	PRON
hi-719	97	28	easier	easy	ADJ
hi-719	97	29	to	to	PART
hi-719	97	30	communicate	communicate	VERB
hi-719	97	31	issues	issue	NOUN
hi-719	97	32	and	and	CCONJ
hi-719	97	33	problems	problem	NOUN
hi-719	97	34	regarding	regard	VERB
hi-719	97	35	iksar	iksar	NOUN
hi-719	97	36	by	by	ADP
hi-719	97	37	directly	directly	ADV
hi-719	97	38	talking	talk	VERB
hi-719	97	39	about	about	ADP
hi-719	97	40	the	the	DET
hi-719	97	41	issue	issue	NOUN
hi-719	97	42	.	.	PUNCT
hi-719	98	1	that	that	PRON
hi-719	98	2	is	be	AUX
hi-719	98	3	why	why	SCONJ
hi-719	98	4	conducting	conduct	VERB
hi-719	98	5	regular	regular	ADJ
hi-719	98	6	meetings	meeting	NOUN
hi-719	98	7	is	be	AUX
hi-719	98	8	not	not	PART
hi-719	98	9	determined	determine	VERB
hi-719	98	10	,	,	PUNCT
hi-719	98	11	especially	especially	ADV
hi-719	98	12	when	when	SCONJ
hi-719	98	13	talking	talk	VERB
hi-719	98	14	about	about	ADP
hi-719	98	15	plans	plan	NOUN
hi-719	98	16	.	.	PUNCT
hi-719	99	1	however	however	ADV
hi-719	99	2	,	,	PUNCT
hi-719	99	3	the	the	DET
hi-719	99	4	effectiveness	effectiveness	NOUN
hi-719	99	5	can	can	AUX
hi-719	99	6	be	be	AUX
hi-719	99	7	further	far	ADV
hi-719	99	8	enhanced	enhance	VERB
hi-719	99	9	by	by	ADP
hi-719	99	10	involving	involve	VERB
hi-719	99	11	professionals	professional	NOUN
hi-719	99	12	,	,	PUNCT
hi-719	99	13	which	which	PRON
hi-719	99	14	can	can	AUX
hi-719	99	15	lead	lead	VERB
hi-719	99	16	to	to	ADP
hi-719	99	17	an	an	DET
hi-719	99	18	increase	increase	NOUN
hi-719	99	19	in	in	ADP
hi-719	99	20	providing	provide	VERB
hi-719	99	21	qarì	qarì	PROPN
hi-719	99	22	al	al	PROPN
hi-719	99	23	íasan	íasan	PROPN
hi-719	99	24	,	,	PUNCT
hi-719	99	25	as	as	SCONJ
hi-719	99	26	indicated	indicate	VERB
hi-719	99	27	by	by	ADP
hi-719	99	28	p2	p2	NOUN
hi-719	99	29	.	.	PUNCT
hi-719	99	30	:	:	PUNCT
hi-719	100	1	“	"	PUNCT
hi-719	100	2	maybe	maybe	ADV
hi-719	100	3	if	if	SCONJ
hi-719	100	4	we	we	PRON
hi-719	100	5	work	work	VERB
hi-719	100	6	at	at	ADP
hi-719	100	7	iksar	iksar	NOUN
hi-719	100	8	professionally	professionally	ADV
hi-719	100	9	,	,	PUNCT
hi-719	100	10	the	the	DET
hi-719	100	11	amount	amount	NOUN
hi-719	100	12	of	of	ADP
hi-719	100	13	qarì	qarì	NOUN
hi-719	100	14	that	that	PRON
hi-719	100	15	we	we	PRON
hi-719	100	16	give	give	VERB
hi-719	100	17	would	would	AUX
hi-719	100	18	increase	increase	VERB
hi-719	100	19	.	.	PUNCT
hi-719	100	20	”	"	PUNCT
hi-719	101	1	because	because	SCONJ
hi-719	101	2	the	the	DET
hi-719	101	3	promotion	promotion	NOUN
hi-719	101	4	of	of	ADP
hi-719	101	5	iksar	iksar	NOUN
hi-719	101	6	was	be	AUX
hi-719	101	7	primarily	primarily	ADV
hi-719	101	8	conducted	conduct	VERB
hi-719	101	9	using	use	VERB
hi-719	101	10	social	social	ADJ
hi-719	101	11	media	medium	NOUN
hi-719	101	12	platforms	platform	NOUN
hi-719	101	13	and	and	CCONJ
hi-719	101	14	traditional	traditional	ADJ
hi-719	101	15	word	word	NOUN
hi-719	101	16	-	-	PUNCT
hi-719	101	17	of	of	ADP
hi-719	101	18	-	-	PUNCT
hi-719	101	19	mouth	mouth	NOUN
hi-719	101	20	strategies	strategy	NOUN
hi-719	101	21	,	,	PUNCT
hi-719	101	22	whereby	whereby	SCONJ
hi-719	101	23	existing	exist	VERB
hi-719	101	24	iksar	iksar	NOUN
hi-719	101	25	users	user	NOUN
hi-719	101	26	shared	share	VERB
hi-719	101	27	information	information	NOUN
hi-719	101	28	about	about	ADP
hi-719	101	29	the	the	DET
hi-719	101	30	product	product	NOUN
hi-719	101	31	to	to	ADP
hi-719	101	32	others	other	NOUN
hi-719	101	33	in	in	ADP
hi-719	101	34	order	order	NOUN
hi-719	101	35	to	to	PART
hi-719	101	36	raise	raise	VERB
hi-719	101	37	awareness	awareness	NOUN
hi-719	101	38	.	.	PUNCT
hi-719	102	1	it	it	PRON
hi-719	102	2	can	can	AUX
hi-719	102	3	be	be	AUX
hi-719	102	4	implied	imply	VERB
hi-719	102	5	that	that	SCONJ
hi-719	102	6	despite	despite	SCONJ
hi-719	102	7	their	their	PRON
hi-719	102	8	busy	busy	ADJ
hi-719	102	9	schedule	schedule	NOUN
hi-719	102	10	,	,	PUNCT
hi-719	102	11	they	they	PRON
hi-719	102	12	are	be	AUX
hi-719	102	13	still	still	ADV
hi-719	102	14	committed	committed	ADJ
hi-719	102	15	to	to	ADP
hi-719	102	16	running	run	VERB
hi-719	102	17	iksar	iksar	NOUN
hi-719	102	18	as	as	ADP
hi-719	102	19	a	a	DET
hi-719	102	20	role	role	NOUN
hi-719	102	21	model	model	NOUN
hi-719	102	22	and	and	CCONJ
hi-719	102	23	spreading	spread	VERB
hi-719	102	24	the	the	DET
hi-719	102	25	benefits	benefit	NOUN
hi-719	102	26	of	of	ADP
hi-719	102	27	islamic	islamic	ADJ
hi-719	102	28	microfinance	microfinance	NOUN
hi-719	102	29	.	.	PUNCT
hi-719	103	1	even	even	ADV
hi-719	103	2	though	though	SCONJ
hi-719	103	3	iksar	iksar	NOUN
hi-719	103	4	is	be	AUX
hi-719	103	5	still	still	ADV
hi-719	103	6	relatively	relatively	ADV
hi-719	103	7	new	new	ADJ
hi-719	103	8	and	and	CCONJ
hi-719	103	9	voluntarily	voluntarily	ADV
hi-719	103	10	works	work	NOUN
hi-719	103	11	,	,	PUNCT
hi-719	103	12	they	they	PRON
hi-719	103	13	still	still	ADV
hi-719	103	14	proved	prove	VERB
hi-719	103	15	their	their	PRON
hi-719	103	16	hamdard	hamdard	ADJ
hi-719	103	17	islamicus	islamicus	NOUN
hi-719	103	18	vol	vol	NOUN
hi-719	103	19	.	.	PUNCT
hi-719	104	1	xlvi	xlvi	PROPN
hi-719	104	2	,	,	PUNCT
hi-719	104	3	no	no	INTJ
hi-719	104	4	.	.	NOUN
hi-719	104	5	4	4	NUM
hi-719	104	6	63	63	NUM
hi-719	104	7	responsibility	responsibility	NOUN
hi-719	104	8	to	to	PART
hi-719	104	9	commit	commit	VERB
hi-719	104	10	to	to	ADP
hi-719	104	11	reaching	reach	VERB
hi-719	104	12	out	out	ADP
hi-719	104	13	to	to	ADP
hi-719	104	14	62	62	NUM
hi-719	104	15	people	people	NOUN
hi-719	104	16	until	until	ADP
hi-719	104	17	now	now	ADV
hi-719	104	18	who	who	PRON
hi-719	104	19	have	have	AUX
hi-719	104	20	already	already	ADV
hi-719	104	21	got	get	VERB
hi-719	104	22	financing	financing	NOUN
hi-719	104	23	from	from	ADP
hi-719	104	24	qarì	qarì	PROPN
hi-719	104	25	al	al	PROPN
hi-719	104	26	íasan	íasan	PROPN
hi-719	104	27	.	.	PUNCT
hi-719	105	1	in	in	ADP
hi-719	105	2	bmt	bmt	PROPN
hi-719	105	3	muda	muda	NOUN
hi-719	105	4	side	side	NOUN
hi-719	105	5	always	always	ADV
hi-719	105	6	conducts	conduct	VERB
hi-719	105	7	annual	annual	ADJ
hi-719	105	8	routine	routine	ADJ
hi-719	105	9	meetings	meeting	NOUN
hi-719	105	10	such	such	ADJ
hi-719	105	11	as	as	ADP
hi-719	105	12	for	for	ADP
hi-719	105	13	the	the	DET
hi-719	105	14	budget	budget	NOUN
hi-719	105	15	and	and	CCONJ
hi-719	105	16	changes	change	NOUN
hi-719	105	17	in	in	ADP
hi-719	105	18	management	management	NOUN
hi-719	105	19	.	.	PUNCT
hi-719	106	1	therefore	therefore	ADV
hi-719	106	2	,	,	PUNCT
hi-719	106	3	it	it	PRON
hi-719	106	4	will	will	AUX
hi-719	106	5	facilitate	facilitate	VERB
hi-719	106	6	the	the	DET
hi-719	106	7	direction	direction	NOUN
hi-719	106	8	of	of	ADP
hi-719	106	9	bmt	bmt	PROPN
hi-719	106	10	muda	muda	PROPN
hi-719	106	11	’s	’s	PART
hi-719	106	12	goals	goal	NOUN
hi-719	106	13	for	for	ADP
hi-719	106	14	one	one	NUM
hi-719	106	15	year	year	NOUN
hi-719	106	16	with	with	ADP
hi-719	106	17	the	the	DET
hi-719	106	18	existing	exist	VERB
hi-719	106	19	targets	target	NOUN
hi-719	106	20	,	,	PUNCT
hi-719	106	21	such	such	ADJ
hi-719	106	22	as	as	ADP
hi-719	106	23	collecting	collect	VERB
hi-719	106	24	funds	fund	NOUN
hi-719	106	25	targets	target	NOUN
hi-719	106	26	carried	carry	VERB
hi-719	106	27	out	out	ADP
hi-719	106	28	by	by	ADP
hi-719	106	29	four	four	NUM
hi-719	106	30	account	account	NOUN
hi-719	106	31	officer	officer	NOUN
hi-719	106	32	employees	employee	NOUN
hi-719	106	33	.	.	PUNCT
hi-719	107	1	even	even	ADV
hi-719	107	2	though	though	SCONJ
hi-719	107	3	employees	employee	NOUN
hi-719	107	4	are	be	AUX
hi-719	107	5	working	work	VERB
hi-719	107	6	in	in	ADP
hi-719	107	7	operation	operation	NOUN
hi-719	107	8	to	to	PART
hi-719	107	9	help	help	VERB
hi-719	107	10	with	with	ADP
hi-719	107	11	promotion	promotion	NOUN
hi-719	107	12	methods	method	NOUN
hi-719	107	13	,	,	PUNCT
hi-719	107	14	counseling	counseling	NOUN
hi-719	107	15	,	,	PUNCT
hi-719	107	16	and	and	CCONJ
hi-719	107	17	the	the	DET
hi-719	107	18	target	target	NOUN
hi-719	107	19	funds	fund	NOUN
hi-719	107	20	to	to	PART
hi-719	107	21	be	be	AUX
hi-719	107	22	achieved	achieve	VERB
hi-719	107	23	,	,	PUNCT
hi-719	107	24	few	few	ADJ
hi-719	107	25	human	human	ADJ
hi-719	107	26	resources	resource	NOUN
hi-719	107	27	can	can	AUX
hi-719	107	28	not	not	PART
hi-719	107	29	reach	reach	VERB
hi-719	107	30	out	out	ADP
hi-719	107	31	maximally	maximally	ADV
hi-719	107	32	in	in	ADP
hi-719	107	33	promotion	promotion	NOUN
hi-719	107	34	,	,	PUNCT
hi-719	107	35	which	which	PRON
hi-719	107	36	influences	influence	VERB
hi-719	107	37	the	the	DET
hi-719	107	38	distribution	distribution	NOUN
hi-719	107	39	fund	fund	NOUN
hi-719	107	40	in	in	ADP
hi-719	107	41	bait	bait	PROPN
hi-719	107	42	al	al	PROPN
hi-719	107	43	-	-	PUNCT
hi-719	107	44	mél	mél	PROPN
hi-719	107	45	projects	project	NOUN
hi-719	107	46	,	,	PUNCT
hi-719	107	47	which	which	PRON
hi-719	107	48	wanted	want	VERB
hi-719	107	49	empower	empower	NOUN
hi-719	107	50	broadly	broadly	ADV
hi-719	107	51	through	through	ADP
hi-719	107	52	various	various	ADJ
hi-719	107	53	projects	project	NOUN
hi-719	107	54	as	as	SCONJ
hi-719	107	55	p1	p1	PROPN
hi-719	107	56	said	say	VERB
hi-719	107	57	.	.	PUNCT
hi-719	108	1	because	because	SCONJ
hi-719	108	2	bmt	bmt	PROPN
hi-719	108	3	muda	muda	NOUN
hi-719	108	4	not	not	PART
hi-719	108	5	only	only	ADV
hi-719	108	6	utilizes	utilize	VERB
hi-719	108	7	social	social	ADJ
hi-719	108	8	media	medium	NOUN
hi-719	108	9	platforms	platform	NOUN
hi-719	108	10	for	for	ADP
hi-719	108	11	promotional	promotional	ADJ
hi-719	108	12	purposes	purpose	NOUN
hi-719	108	13	but	but	CCONJ
hi-719	108	14	also	also	ADV
hi-719	108	15	employs	employ	VERB
hi-719	108	16	conventional	conventional	ADJ
hi-719	108	17	tactics	tactic	NOUN
hi-719	108	18	such	such	ADJ
hi-719	108	19	as	as	ADP
hi-719	108	20	direct	direct	ADJ
hi-719	108	21	marketing	marketing	NOUN
hi-719	108	22	during	during	ADP
hi-719	108	23	recitations	recitation	NOUN
hi-719	108	24	at	at	ADP
hi-719	108	25	various	various	ADJ
hi-719	108	26	mosques	mosque	NOUN
hi-719	108	27	throughout	throughout	ADP
hi-719	108	28	districts	district	NOUN
hi-719	108	29	.	.	PUNCT
hi-719	109	1	these	these	DET
hi-719	109	2	efforts	effort	NOUN
hi-719	109	3	aim	aim	VERB
hi-719	109	4	to	to	PART
hi-719	109	5	generate	generate	VERB
hi-719	109	6	donor	donor	NOUN
hi-719	109	7	interest	interest	NOUN
hi-719	109	8	by	by	ADP
hi-719	109	9	providing	provide	VERB
hi-719	109	10	comprehensive	comprehensive	ADJ
hi-719	109	11	explanations	explanation	NOUN
hi-719	109	12	of	of	ADP
hi-719	109	13	each	each	DET
hi-719	109	14	programme	programme	NOUN
hi-719	109	15	offered	offer	VERB
hi-719	109	16	by	by	ADP
hi-719	109	17	bmt	bmt	PROPN
hi-719	109	18	muda	muda	PROPN
hi-719	109	19	,	,	PUNCT
hi-719	109	20	with	with	ADP
hi-719	109	21	a	a	DET
hi-719	109	22	particular	particular	ADJ
hi-719	109	23	focus	focus	NOUN
hi-719	109	24	on	on	ADP
hi-719	109	25	the	the	DET
hi-719	109	26	bait	bait	NOUN
hi-719	109	27	al	al	PROPN
hi-719	109	28	-	-	PUNCT
hi-719	109	29	mél	mél	PROPN
hi-719	109	30	initiative	initiative	NOUN
hi-719	109	31	.	.	PUNCT
hi-719	110	1	it	it	PRON
hi-719	110	2	can	can	AUX
hi-719	110	3	be	be	AUX
hi-719	110	4	implied	imply	VERB
hi-719	110	5	the	the	DET
hi-719	110	6	lack	lack	NOUN
hi-719	110	7	of	of	ADP
hi-719	110	8	human	human	ADJ
hi-719	110	9	resource	resource	NOUN
hi-719	110	10	management	management	NOUN
hi-719	110	11	to	to	PART
hi-719	110	12	carry	carry	VERB
hi-719	110	13	out	out	ADP
hi-719	110	14	promotions	promotion	NOUN
hi-719	110	15	,	,	PUNCT
hi-719	110	16	they	they	PRON
hi-719	110	17	remain	remain	VERB
hi-719	110	18	devoted	devoted	ADJ
hi-719	110	19	to	to	ADP
hi-719	110	20	managing	manage	VERB
hi-719	110	21	funds	fund	NOUN
hi-719	110	22	as	as	ADV
hi-719	110	23	efficiently	efficiently	ADV
hi-719	110	24	as	as	ADP
hi-719	110	25	possible	possible	ADJ
hi-719	110	26	,	,	PUNCT
hi-719	110	27	as	as	SCONJ
hi-719	110	28	evidenced	evidence	VERB
hi-719	110	29	by	by	ADP
hi-719	110	30	the	the	DET
hi-719	110	31	numerous	numerous	ADJ
hi-719	110	32	programs	program	NOUN
hi-719	110	33	they	they	PRON
hi-719	110	34	run	run	VERB
hi-719	110	35	,	,	PUNCT
hi-719	110	36	such	such	ADJ
hi-719	110	37	as	as	ADP
hi-719	110	38	the	the	DET
hi-719	110	39	holy	holy	PROPN
hi-719	110	40	qur’én	qur’én	PROPN
hi-719	110	41	recitation	recitation	NOUN
hi-719	110	42	,	,	PUNCT
hi-719	110	43	education	education	NOUN
hi-719	110	44	scholarships	scholarship	NOUN
hi-719	110	45	,	,	PUNCT
hi-719	110	46	capital	capital	NOUN
hi-719	110	47	for	for	ADP
hi-719	110	48	small	small	ADJ
hi-719	110	49	microenterprises	microenterprise	NOUN
hi-719	110	50	,	,	PUNCT
hi-719	110	51	etc	etc	X
hi-719	110	52	.	.	X
hi-719	110	53	,	,	PUNCT
hi-719	110	54	that	that	PRON
hi-719	110	55	remain	remain	AUX
hi-719	110	56	running	run	VERB
hi-719	110	57	until	until	ADP
hi-719	110	58	now	now	ADV
hi-719	110	59	.	.	PUNCT
hi-719	111	1	although	although	SCONJ
hi-719	111	2	both	both	DET
hi-719	111	3	organizations	organization	NOUN
hi-719	111	4	have	have	AUX
hi-719	111	5	limited	limit	VERB
hi-719	111	6	human	human	ADJ
hi-719	111	7	resources	resource	NOUN
hi-719	111	8	,	,	PUNCT
hi-719	111	9	especially	especially	ADV
hi-719	111	10	iksar	iksar	VERB
hi-719	111	11	,	,	PUNCT
hi-719	111	12	which	which	PRON
hi-719	111	13	operates	operate	VERB
hi-719	111	14	on	on	ADP
hi-719	111	15	a	a	DET
hi-719	111	16	voluntary	voluntary	ADJ
hi-719	111	17	basis	basis	NOUN
hi-719	111	18	,	,	PUNCT
hi-719	111	19	their	their	PRON
hi-719	111	20	commitment	commitment	NOUN
hi-719	111	21	and	and	CCONJ
hi-719	111	22	passion	passion	NOUN
hi-719	111	23	for	for	ADP
hi-719	111	24	achieving	achieve	VERB
hi-719	111	25	the	the	DET
hi-719	111	26	goal	goal	NOUN
hi-719	111	27	of	of	ADP
hi-719	111	28	empowering	empower	VERB
hi-719	111	29	the	the	DET
hi-719	111	30	lower	low	ADJ
hi-719	111	31	middle	middle	ADJ
hi-719	111	32	class	class	NOUN
hi-719	111	33	through	through	ADP
hi-719	111	34	the	the	DET
hi-719	111	35	distribution	distribution	NOUN
hi-719	111	36	of	of	ADP
hi-719	111	37	financing	financing	NOUN
hi-719	111	38	in	in	ADP
hi-719	111	39	accordance	accordance	NOUN
hi-719	111	40	with	with	ADP
hi-719	111	41	sharê‘ah	sharê‘ah	NOUN
hi-719	111	42	principles	principle	NOUN
hi-719	111	43	can	can	AUX
hi-719	111	44	not	not	PART
hi-719	111	45	be	be	AUX
hi-719	111	46	denied	deny	VERB
hi-719	111	47	and	and	CCONJ
hi-719	111	48	show	show	VERB
hi-719	111	49	that	that	SCONJ
hi-719	111	50	both	both	PRON
hi-719	111	51	are	be	AUX
hi-719	111	52	responsible	responsible	ADJ
hi-719	111	53	in	in	ADP
hi-719	111	54	achieving	achieve	VERB
hi-719	111	55	social	social	ADJ
hi-719	111	56	goals	goal	NOUN
hi-719	111	57	.	.	PUNCT
hi-719	112	1	because	because	SCONJ
hi-719	112	2	both	both	PRON
hi-719	112	3	iksar	iksar	VERB
hi-719	112	4	and	and	CCONJ
hi-719	112	5	bmt	bmt	PROPN
hi-719	112	6	muda	muda	NOUN
hi-719	112	7	maximize	maximize	NOUN
hi-719	112	8	the	the	DET
hi-719	112	9	potential	potential	NOUN
hi-719	112	10	of	of	ADP
hi-719	112	11	their	their	PRON
hi-719	112	12	human	human	ADJ
hi-719	112	13	resources	resource	NOUN
hi-719	112	14	by	by	ADP
hi-719	112	15	equipping	equip	VERB
hi-719	112	16	themselves	themselves	PRON
hi-719	112	17	with	with	ADP
hi-719	112	18	technology	technology	NOUN
hi-719	112	19	in	in	ADP
hi-719	112	20	the	the	DET
hi-719	112	21	financing	financing	NOUN
hi-719	112	22	and	and	CCONJ
hi-719	112	23	promoting	promote	VERB
hi-719	112	24	businesses	business	NOUN
hi-719	112	25	through	through	ADP
hi-719	112	26	social	social	ADJ
hi-719	112	27	media	medium	NOUN
hi-719	112	28	channels	channel	NOUN
hi-719	112	29	has	have	AUX
hi-719	112	30	become	become	VERB
hi-719	112	31	more	more	ADV
hi-719	112	32	accessible	accessible	ADJ
hi-719	112	33	.	.	PUNCT
hi-719	113	1	therefore	therefore	ADV
hi-719	113	2	,	,	PUNCT
hi-719	113	3	although	although	SCONJ
hi-719	113	4	the	the	DET
hi-719	113	5	limited	limited	ADJ
hi-719	113	6	number	number	NOUN
hi-719	113	7	of	of	ADP
hi-719	113	8	human	human	ADJ
hi-719	113	9	resources	resource	NOUN
hi-719	113	10	may	may	AUX
hi-719	113	11	seem	seem	VERB
hi-719	113	12	like	like	ADP
hi-719	113	13	a	a	DET
hi-719	113	14	weakness	weakness	NOUN
hi-719	113	15	,	,	PUNCT
hi-719	113	16	it	it	PRON
hi-719	113	17	might	might	AUX
hi-719	113	18	be	be	AUX
hi-719	113	19	an	an	DET
hi-719	113	20	advantage	advantage	NOUN
hi-719	113	21	because	because	SCONJ
hi-719	113	22	it	it	PRON
hi-719	113	23	decreases	decrease	VERB
hi-719	113	24	the	the	DET
hi-719	113	25	interest	interest	NOUN
hi-719	113	26	conflict	conflict	NOUN
hi-719	113	27	;	;	PUNCT
hi-719	113	28	at	at	ADP
hi-719	113	29	the	the	DET
hi-719	113	30	same	same	ADJ
hi-719	113	31	time	time	NOUN
hi-719	113	32	,	,	PUNCT
hi-719	113	33	utilized	utilize	VERB
hi-719	113	34	technology	technology	NOUN
hi-719	113	35	can	can	AUX
hi-719	113	36	help	help	VERB
hi-719	113	37	them	they	PRON
hi-719	113	38	be	be	AUX
hi-719	113	39	more	more	ADV
hi-719	113	40	stable	stable	ADJ
hi-719	113	41	in	in	ADP
hi-719	113	42	administrative	administrative	ADJ
hi-719	113	43	management	management	NOUN
hi-719	113	44	and	and	CCONJ
hi-719	113	45	are	be	AUX
hi-719	113	46	responsible	responsible	ADJ
hi-719	113	47	to	to	ADP
hi-719	113	48	donors	donor	NOUN
hi-719	113	49	and	and	CCONJ
hi-719	113	50	other	other	ADJ
hi-719	113	51	stakeholders	stakeholder	NOUN
hi-719	113	52	to	to	PART
hi-719	113	53	trust	trust	VERB
hi-719	113	54	these	these	DET
hi-719	113	55	two	two	NUM
hi-719	113	56	institutions	institution	NOUN
hi-719	113	57	.	.	PUNCT
hi-719	114	1	4.4	4.4	NUM
hi-719	114	2	fairness	fairness	NOUN
hi-719	114	3	decision	decision	NOUN
hi-719	114	4	in	in	ADP
hi-719	114	5	the	the	DET
hi-719	114	6	implementation	implementation	NOUN
hi-719	114	7	stage	stage	NOUN
hi-719	114	8	building	build	VERB
hi-719	114	9	trust	trust	NOUN
hi-719	114	10	among	among	ADP
hi-719	114	11	stakeholders	stakeholder	NOUN
hi-719	114	12	can	can	AUX
hi-719	114	13	be	be	AUX
hi-719	114	14	done	do	VERB
hi-719	114	15	through	through	ADP
hi-719	114	16	several	several	ADJ
hi-719	114	17	operational	operational	ADJ
hi-719	114	18	procedures	procedure	NOUN
hi-719	114	19	.	.	PUNCT
hi-719	115	1	before	before	SCONJ
hi-719	115	2	iksar	iksar	PROPN
hi-719	115	3	distributes	distribute	VERB
hi-719	115	4	the	the	DET
hi-719	115	5	qarì	qarì	PROPN
hi-719	115	6	al	al	PROPN
hi-719	115	7	íasan	íasan	PROPN
hi-719	115	8	,	,	PUNCT
hi-719	115	9	iksar	iksar	PROPN
hi-719	115	10	conducts	conduct	VERB
hi-719	115	11	a	a	DET
hi-719	115	12	risk	risk	NOUN
hi-719	115	13	study	study	NOUN
hi-719	115	14	first	first	ADV
hi-719	115	15	with	with	ADP
hi-719	115	16	the	the	DET
hi-719	115	17	requirements	requirement	NOUN
hi-719	115	18	when	when	SCONJ
hi-719	115	19	filling	fill	VERB
hi-719	115	20	out	out	ADP
hi-719	115	21	online	online	ADV
hi-719	115	22	.	.	PUNCT
hi-719	116	1	for	for	ADP
hi-719	116	2	instance	instance	NOUN
hi-719	116	3	,	,	PUNCT
hi-719	116	4	in	in	ADP
hi-719	116	5	the	the	DET
hi-719	116	6	online	online	ADJ
hi-719	116	7	form	form	NOUN
hi-719	116	8	,	,	PUNCT
hi-719	116	9	the	the	DET
hi-719	116	10	borrower	borrower	NOUN
hi-719	116	11	must	must	AUX
hi-719	116	12	provide	provide	VERB
hi-719	116	13	a	a	DET
hi-719	116	14	guarantor	guarantor	NOUN
hi-719	116	15	,	,	PUNCT
hi-719	116	16	explain	explain	VERB
hi-719	116	17	the	the	DET
hi-719	116	18	type	type	NOUN
hi-719	116	19	of	of	ADP
hi-719	116	20	business	business	NOUN
hi-719	116	21	that	that	PRON
hi-719	116	22	will	will	AUX
hi-719	116	23	be	be	AUX
hi-719	116	24	formed	form	VERB
hi-719	116	25	64	64	NUM
hi-719	116	26	the	the	DET
hi-719	116	27	implementation	implementation	NOUN
hi-719	116	28	of	of	ADP
hi-719	116	29	governance	governance	NOUN
hi-719	116	30	…	…	PUNCT
hi-719	116	31	with	with	SCONJ
hi-719	116	32	the	the	DET
hi-719	116	33	money	money	NOUN
hi-719	116	34	provided	provide	VERB
hi-719	116	35	,	,	PUNCT
hi-719	116	36	the	the	DET
hi-719	116	37	amount	amount	NOUN
hi-719	116	38	of	of	ADP
hi-719	116	39	revenue	revenue	NOUN
hi-719	116	40	,	,	PUNCT
hi-719	116	41	the	the	DET
hi-719	116	42	insurance	insurance	NOUN
hi-719	116	43	holdings	holding	NOUN
hi-719	116	44	can	can	AUX
hi-719	116	45	classify	classify	VERB
hi-719	116	46	the	the	DET
hi-719	116	47	status	status	NOUN
hi-719	116	48	clearly	clearly	ADV
hi-719	116	49	,	,	PUNCT
hi-719	116	50	the	the	DET
hi-719	116	51	number	number	NOUN
hi-719	116	52	of	of	ADP
hi-719	116	53	family	family	NOUN
hi-719	116	54	members	member	NOUN
hi-719	116	55	,	,	PUNCT
hi-719	116	56	and	and	CCONJ
hi-719	116	57	other	other	ADJ
hi-719	116	58	considerations	consideration	NOUN
hi-719	116	59	.	.	PUNCT
hi-719	117	1	then	then	ADV
hi-719	117	2	,	,	PUNCT
hi-719	117	3	they	they	PRON
hi-719	117	4	visit	visit	VERB
hi-719	117	5	the	the	DET
hi-719	117	6	house	house	NOUN
hi-719	117	7	or	or	CCONJ
hi-719	117	8	workplace	workplace	NOUN
hi-719	117	9	to	to	PART
hi-719	117	10	see	see	VERB
hi-719	117	11	the	the	DET
hi-719	117	12	feasibility	feasibility	NOUN
hi-719	117	13	.	.	PUNCT
hi-719	118	1	it	it	PRON
hi-719	118	2	is	be	AUX
hi-719	118	3	also	also	ADV
hi-719	118	4	used	use	VERB
hi-719	118	5	to	to	PART
hi-719	118	6	see	see	VERB
hi-719	118	7	whether	whether	SCONJ
hi-719	118	8	the	the	DET
hi-719	118	9	borrower	borrower	NOUN
hi-719	118	10	comes	come	VERB
hi-719	118	11	from	from	ADP
hi-719	118	12	a	a	DET
hi-719	118	13	middle	middle	ADJ
hi-719	118	14	-	-	PUNCT
hi-719	118	15	income	income	NOUN
hi-719	118	16	,	,	PUNCT
hi-719	118	17	lower	low	ADJ
hi-719	118	18	-	-	PUNCT
hi-719	118	19	income	income	NOUN
hi-719	118	20	,	,	PUNCT
hi-719	118	21	or	or	CCONJ
hi-719	118	22	lowincome	lowincome	NOUN
hi-719	118	23	family	family	NOUN
hi-719	118	24	.	.	PUNCT
hi-719	119	1	if	if	SCONJ
hi-719	119	2	the	the	DET
hi-719	119	3	recipient	recipient	NOUN
hi-719	119	4	of	of	ADP
hi-719	119	5	the	the	DET
hi-719	119	6	loans	loan	NOUN
hi-719	119	7	comes	come	VERB
hi-719	119	8	from	from	ADP
hi-719	119	9	the	the	DET
hi-719	119	10	lowest	low	ADJ
hi-719	119	11	class	class	NOUN
hi-719	119	12	,	,	PUNCT
hi-719	119	13	they	they	PRON
hi-719	119	14	will	will	AUX
hi-719	119	15	be	be	AUX
hi-719	119	16	given	give	VERB
hi-719	119	17	zakat	zakat	PROPN
hi-719	119	18	first	first	ADV
hi-719	119	19	after	after	ADP
hi-719	119	20	some	some	DET
hi-719	119	21	time	time	NOUN
hi-719	119	22	and	and	CCONJ
hi-719	119	23	have	have	AUX
hi-719	119	24	stabilized	stabilize	VERB
hi-719	119	25	,	,	PUNCT
hi-719	119	26	then	then	ADV
hi-719	119	27	switch	switch	VERB
hi-719	119	28	to	to	ADP
hi-719	119	29	regular	regular	ADJ
hi-719	119	30	financing	financing	NOUN
hi-719	119	31	in	in	ADP
hi-719	119	32	qarì	qarì	PROPN
hi-719	119	33	al	al	PROPN
hi-719	119	34	-	-	PROPN
hi-719	119	35	íasan	íasan	NOUN
hi-719	119	36	that	that	PRON
hi-719	119	37	must	must	AUX
hi-719	119	38	be	be	AUX
hi-719	119	39	returned	return	VERB
hi-719	119	40	through	through	ADP
hi-719	119	41	monthly	monthly	ADJ
hi-719	119	42	installments	installment	NOUN
hi-719	119	43	.	.	PUNCT
hi-719	120	1	the	the	DET
hi-719	120	2	maximum	maximum	ADJ
hi-719	120	3	amount	amount	NOUN
hi-719	120	4	of	of	ADP
hi-719	120	5	interest	interest	NOUN
hi-719	120	6	-	-	PUNCT
hi-719	120	7	free	free	ADJ
hi-719	120	8	financing	financing	NOUN
hi-719	120	9	is	be	AUX
hi-719	120	10	20,000	20,000	NUM
hi-719	120	11	try	try	NOUN
hi-719	120	12	.	.	PUNCT
hi-719	121	1	these	these	DET
hi-719	121	2	conditions	condition	NOUN
hi-719	121	3	make	make	VERB
hi-719	121	4	a	a	DET
hi-719	121	5	good	good	ADJ
hi-719	121	6	cycle	cycle	NOUN
hi-719	121	7	for	for	ADP
hi-719	121	8	sustainable	sustainable	ADJ
hi-719	121	9	funding	funding	NOUN
hi-719	121	10	so	so	SCONJ
hi-719	121	11	that	that	SCONJ
hi-719	121	12	there	there	PRON
hi-719	121	13	is	be	VERB
hi-719	121	14	no	no	DET
hi-719	121	15	problem	problem	NOUN
hi-719	121	16	with	with	ADP
hi-719	121	17	funding	funding	NOUN
hi-719	121	18	;	;	PUNCT
hi-719	121	19	as	as	SCONJ
hi-719	121	20	p2	p2	PROPN
hi-719	121	21	mentions	mention	NOUN
hi-719	121	22	:	:	PUNCT
hi-719	121	23	“	"	PUNCT
hi-719	121	24	as	as	ADV
hi-719	121	25	long	long	ADV
hi-719	121	26	as	as	SCONJ
hi-719	121	27	the	the	DET
hi-719	121	28	loans	loan	NOUN
hi-719	121	29	are	be	AUX
hi-719	121	30	paid	pay	VERB
hi-719	121	31	back	back	ADV
hi-719	121	32	,	,	PUNCT
hi-719	121	33	the	the	DET
hi-719	121	34	money	money	NOUN
hi-719	121	35	in	in	ADP
hi-719	121	36	qarì	qarì	PROPN
hi-719	121	37	alíasan	alíasan	PROPN
hi-719	121	38	fund	fund	PROPN
hi-719	121	39	remains	remain	VERB
hi-719	121	40	constant	constant	ADJ
hi-719	121	41	.	.	PUNCT
hi-719	122	1	as	as	SCONJ
hi-719	122	2	more	more	ADJ
hi-719	122	3	people	people	NOUN
hi-719	122	4	donate	donate	VERB
hi-719	122	5	,	,	PUNCT
hi-719	122	6	the	the	DET
hi-719	122	7	fund	fund	NOUN
hi-719	122	8	amount	amount	NOUN
hi-719	122	9	increases	increase	NOUN
hi-719	122	10	and	and	CCONJ
hi-719	122	11	we	we	PRON
hi-719	122	12	reach	reach	VERB
hi-719	122	13	more	more	ADJ
hi-719	122	14	people	people	NOUN
hi-719	122	15	to	to	PART
hi-719	122	16	give	give	VERB
hi-719	122	17	qarì	qarì	PROPN
hi-719	122	18	al	al	PROPN
hi-719	122	19	-	-	PUNCT
hi-719	122	20	íasan	íasan	NOUN
hi-719	122	21	.	.	PUNCT
hi-719	123	1	so	so	ADV
hi-719	123	2	far	far	ADV
hi-719	123	3	,	,	PUNCT
hi-719	123	4	we	we	PRON
hi-719	123	5	have	have	AUX
hi-719	123	6	n't	not	PART
hi-719	123	7	had	have	VERB
hi-719	123	8	a	a	DET
hi-719	123	9	situation	situation	NOUN
hi-719	123	10	where	where	SCONJ
hi-719	123	11	we	we	PRON
hi-719	123	12	could	could	AUX
hi-719	123	13	n't	not	PART
hi-719	123	14	afford	afford	VERB
hi-719	123	15	it	it	PRON
hi-719	123	16	.	.	PUNCT
hi-719	124	1	we	we	PRON
hi-719	124	2	met	meet	VERB
hi-719	124	3	all	all	DET
hi-719	124	4	suitable	suitable	ADJ
hi-719	124	5	qarì	qarì	NOUN
hi-719	124	6	demands	demand	NOUN
hi-719	124	7	”	"	PUNCT
hi-719	124	8	(	(	PUNCT
hi-719	124	9	p2	p2	PROPN
hi-719	124	10	)	)	PUNCT
hi-719	124	11	.	.	PUNCT
hi-719	125	1	moreover	moreover	ADV
hi-719	125	2	,	,	PUNCT
hi-719	125	3	if	if	SCONJ
hi-719	125	4	there	there	PRON
hi-719	125	5	were	be	VERB
hi-719	125	6	a	a	DET
hi-719	125	7	financial	financial	ADJ
hi-719	125	8	issue	issue	NOUN
hi-719	125	9	,	,	PUNCT
hi-719	125	10	it	it	PRON
hi-719	125	11	would	would	AUX
hi-719	125	12	not	not	PART
hi-719	125	13	significantly	significantly	ADV
hi-719	125	14	impact	impact	VERB
hi-719	125	15	the	the	DET
hi-719	125	16	cycle	cycle	NOUN
hi-719	125	17	.	.	PUNCT
hi-719	126	1	ksar	ksar	PROPN
hi-719	126	2	would	would	AUX
hi-719	126	3	assess	assess	VERB
hi-719	126	4	the	the	DET
hi-719	126	5	situation	situation	NOUN
hi-719	126	6	initially	initially	ADV
hi-719	126	7	,	,	PUNCT
hi-719	126	8	and	and	CCONJ
hi-719	126	9	if	if	SCONJ
hi-719	126	10	the	the	DET
hi-719	126	11	borrower	borrower	NOUN
hi-719	126	12	éows	éow	VERB
hi-719	126	13	no	no	DET
hi-719	126	14	intention	intention	NOUN
hi-719	126	15	of	of	ADP
hi-719	126	16	paying	pay	VERB
hi-719	126	17	the	the	DET
hi-719	126	18	installments	installment	NOUN
hi-719	126	19	,	,	PUNCT
hi-719	126	20	legal	legal	ADJ
hi-719	126	21	action	action	NOUN
hi-719	126	22	may	may	AUX
hi-719	126	23	be	be	AUX
hi-719	126	24	taken	take	VERB
hi-719	126	25	,	,	PUNCT
hi-719	126	26	leading	lead	VERB
hi-719	126	27	to	to	ADP
hi-719	126	28	court	court	NOUN
hi-719	126	29	proceedings	proceeding	NOUN
hi-719	126	30	..	..	PUNCT
hi-719	127	1	however	however	ADV
hi-719	127	2	,	,	PUNCT
hi-719	127	3	if	if	SCONJ
hi-719	127	4	it	it	PRON
hi-719	127	5	were	be	AUX
hi-719	127	6	because	because	SCONJ
hi-719	127	7	the	the	DET
hi-719	127	8	business	business	NOUN
hi-719	127	9	condition	condition	NOUN
hi-719	127	10	became	become	VERB
hi-719	127	11	difficult	difficult	ADJ
hi-719	127	12	,	,	PUNCT
hi-719	127	13	they	they	PRON
hi-719	127	14	would	would	AUX
hi-719	127	15	be	be	AUX
hi-719	127	16	given	give	VERB
hi-719	127	17	a	a	DET
hi-719	127	18	deferment	deferment	NOUN
hi-719	127	19	of	of	ADP
hi-719	127	20	time	time	NOUN
hi-719	127	21	so	so	SCONJ
hi-719	127	22	that	that	SCONJ
hi-719	127	23	the	the	DET
hi-719	127	24	borrower	borrower	NOUN
hi-719	127	25	could	could	AUX
hi-719	127	26	pay	pay	VERB
hi-719	127	27	its	its	PRON
hi-719	127	28	installments	installment	NOUN
hi-719	127	29	.	.	PUNCT
hi-719	128	1	on	on	ADP
hi-719	128	2	the	the	DET
hi-719	128	3	other	other	ADJ
hi-719	128	4	side	side	NOUN
hi-719	128	5	,	,	PUNCT
hi-719	128	6	bmt	bmt	PROPN
hi-719	128	7	muda	muda	NOUN
hi-719	128	8	,	,	PUNCT
hi-719	128	9	as	as	ADP
hi-719	128	10	a	a	DET
hi-719	128	11	sharê‘ah	sharê‘ah	NOUN
hi-719	128	12	cooperative	cooperative	NOUN
hi-719	128	13	,	,	PUNCT
hi-719	128	14	is	be	AUX
hi-719	128	15	limited	limit	VERB
hi-719	128	16	to	to	ADP
hi-719	128	17	giving	give	VERB
hi-719	128	18	loans	loan	NOUN
hi-719	128	19	only	only	ADV
hi-719	128	20	to	to	ADP
hi-719	128	21	members	member	NOUN
hi-719	128	22	;	;	PUNCT
hi-719	128	23	hence	hence	ADV
hi-719	128	24	,	,	PUNCT
hi-719	128	25	for	for	ADP
hi-719	128	26	loan	loan	NOUN
hi-719	128	27	distribution	distribution	NOUN
hi-719	128	28	,	,	PUNCT
hi-719	128	29	bmt	bmt	PROPN
hi-719	128	30	muda	muda	NOUN
hi-719	128	31	focuses	focus	VERB
hi-719	128	32	more	more	ADJ
hi-719	128	33	on	on	ADP
hi-719	128	34	those	those	PRON
hi-719	128	35	who	who	PRON
hi-719	128	36	have	have	AUX
hi-719	128	37	become	become	VERB
hi-719	128	38	members	member	NOUN
hi-719	128	39	only	only	ADV
hi-719	128	40	.	.	PUNCT
hi-719	129	1	by	by	ADP
hi-719	129	2	joining	join	VERB
hi-719	129	3	a	a	DET
hi-719	129	4	membership	membership	NOUN
hi-719	129	5	that	that	PRON
hi-719	129	6	bears	bear	VERB
hi-719	129	7	the	the	DET
hi-719	129	8	responsibility	responsibility	NOUN
hi-719	129	9	of	of	ADP
hi-719	129	10	saving	saving	NOUN
hi-719	129	11	,	,	PUNCT
hi-719	129	12	the	the	DET
hi-719	129	13	ranking	ranking	NOUN
hi-719	129	14	of	of	ADP
hi-719	129	15	members	member	NOUN
hi-719	129	16	of	of	ADP
hi-719	129	17	the	the	DET
hi-719	129	18	track	track	NOUN
hi-719	129	19	record	record	NOUN
hi-719	129	20	regarding	regard	VERB
hi-719	129	21	the	the	DET
hi-719	129	22	activeness	activeness	NOUN
hi-719	129	23	of	of	ADP
hi-719	129	24	saving	saving	NOUN
hi-719	129	25	and	and	CCONJ
hi-719	129	26	others	other	NOUN
hi-719	129	27	in	in	ADP
hi-719	129	28	the	the	DET
hi-719	129	29	bmt	bmt	PROPN
hi-719	129	30	muda	muda	NOUN
hi-719	129	31	system	system	NOUN
hi-719	129	32	would	would	AUX
hi-719	129	33	be	be	AUX
hi-719	129	34	seen	see	VERB
hi-719	129	35	.	.	PUNCT
hi-719	130	1	therefore	therefore	ADV
hi-719	130	2	,	,	PUNCT
hi-719	130	3	this	this	PRON
hi-719	130	4	will	will	AUX
hi-719	130	5	facilitate	facilitate	VERB
hi-719	130	6	the	the	DET
hi-719	130	7	risk	risk	NOUN
hi-719	130	8	assessment	assessment	NOUN
hi-719	130	9	endeavors	endeavor	NOUN
hi-719	130	10	of	of	ADP
hi-719	130	11	bmt	bmt	PROPN
hi-719	130	12	muda	muda	NOUN
hi-719	130	13	more	more	ADV
hi-719	130	14	easily	easily	ADV
hi-719	130	15	.	.	PUNCT
hi-719	131	1	for	for	ADP
hi-719	131	2	instance	instance	NOUN
hi-719	131	3	,	,	PUNCT
hi-719	131	4	the	the	DET
hi-719	131	5	operational	operational	ADJ
hi-719	131	6	procedure	procedure	NOUN
hi-719	131	7	of	of	ADP
hi-719	131	8	members	member	NOUN
hi-719	131	9	who	who	PRON
hi-719	131	10	wanted	want	VERB
hi-719	131	11	to	to	PART
hi-719	131	12	be	be	AUX
hi-719	131	13	financed	finance	VERB
hi-719	131	14	25	25	NUM
hi-719	131	15	million	million	NUM
hi-719	131	16	idr	idr	PROPN
hi-719	131	17	only	only	ADV
hi-719	131	18	requires	require	VERB
hi-719	131	19	approval	approval	NOUN
hi-719	131	20	by	by	ADP
hi-719	131	21	the	the	DET
hi-719	131	22	manager	manager	NOUN
hi-719	131	23	,	,	PUNCT
hi-719	131	24	but	but	CCONJ
hi-719	131	25	financing	finance	VERB
hi-719	131	26	25	25	NUM
hi-719	131	27	-	-	SYM
hi-719	131	28	50	50	NUM
hi-719	131	29	million	million	NUM
hi-719	131	30	idr	idr	NOUN
hi-719	131	31	must	must	AUX
hi-719	131	32	go	go	VERB
hi-719	131	33	through	through	ADP
hi-719	131	34	two	two	NUM
hi-719	131	35	levels	level	NOUN
hi-719	131	36	of	of	ADP
hi-719	131	37	approval	approval	NOUN
hi-719	131	38	of	of	ADP
hi-719	131	39	the	the	DET
hi-719	131	40	manager	manager	NOUN
hi-719	131	41	and	and	CCONJ
hi-719	131	42	management	management	NOUN
hi-719	131	43	,	,	PUNCT
hi-719	131	44	and	and	CCONJ
hi-719	131	45	above	above	ADP
hi-719	131	46	50	50	NUM
hi-719	131	47	million	million	NUM
hi-719	131	48	idr	idr	NOUN
hi-719	131	49	requires	require	VERB
hi-719	131	50	three	three	NUM
hi-719	131	51	levels	level	NOUN
hi-719	131	52	of	of	ADP
hi-719	131	53	approval	approval	NOUN
hi-719	131	54	of	of	ADP
hi-719	131	55	the	the	DET
hi-719	131	56	manager	manager	NOUN
hi-719	131	57	,	,	PUNCT
hi-719	131	58	management	management	NOUN
hi-719	131	59	,	,	PUNCT
hi-719	131	60	and	and	CCONJ
hi-719	131	61	supervisor	supervisor	NOUN
hi-719	131	62	.	.	PUNCT
hi-719	132	1	it	it	PRON
hi-719	132	2	would	would	AUX
hi-719	132	3	be	be	AUX
hi-719	132	4	more	more	ADV
hi-719	132	5	controlled	control	VERB
hi-719	132	6	to	to	PART
hi-719	132	7	prevent	prevent	VERB
hi-719	132	8	financing	financing	NOUN
hi-719	132	9	problems	problem	NOUN
hi-719	132	10	.	.	PUNCT
hi-719	133	1	even	even	ADV
hi-719	133	2	if	if	SCONJ
hi-719	133	3	there	there	PRON
hi-719	133	4	were	be	VERB
hi-719	133	5	a	a	DET
hi-719	133	6	problem	problem	NOUN
hi-719	133	7	,	,	PUNCT
hi-719	133	8	it	it	PRON
hi-719	133	9	would	would	AUX
hi-719	133	10	not	not	PART
hi-719	133	11	affect	affect	VERB
hi-719	133	12	bmt	bmt	NOUN
hi-719	133	13	muda	muda	NOUN
hi-719	133	14	as	as	SCONJ
hi-719	133	15	the	the	DET
hi-719	133	16	p1	p1	NOUN
hi-719	133	17	said	say	VERB
hi-719	133	18	:	:	PUNCT
hi-719	133	19	“	"	PUNCT
hi-719	133	20	the	the	DET
hi-719	133	21	important	important	ADJ
hi-719	133	22	thing	thing	NOUN
hi-719	133	23	is	be	AUX
hi-719	133	24	to	to	PART
hi-719	133	25	meet	meet	VERB
hi-719	133	26	and	and	CCONJ
hi-719	133	27	contact	contact	NOUN
hi-719	133	28	.	.	PUNCT
hi-719	134	1	and	and	CCONJ
hi-719	134	2	we	we	PRON
hi-719	134	3	find	find	VERB
hi-719	134	4	an	an	DET
hi-719	134	5	islamic	islamic	ADJ
hi-719	134	6	solution	solution	NOUN
hi-719	134	7	until	until	SCONJ
hi-719	134	8	he	he	PRON
hi-719	134	9	can	can	AUX
hi-719	134	10	pay	pay	VERB
hi-719	134	11	off	off	ADP
hi-719	134	12	”	"	PUNCT
hi-719	134	13	(	(	PUNCT
hi-719	134	14	p1	p1	PROPN
hi-719	134	15	)	)	PUNCT
hi-719	134	16	.	.	PUNCT
hi-719	135	1	along	along	ADP
hi-719	135	2	with	with	ADP
hi-719	135	3	iksar	iksar	NOUN
hi-719	135	4	,	,	PUNCT
hi-719	135	5	bmt	bmt	PROPN
hi-719	135	6	muda	muda	NOUN
hi-719	135	7	will	will	AUX
hi-719	135	8	see	see	VERB
hi-719	135	9	the	the	DET
hi-719	135	10	conditions	condition	NOUN
hi-719	135	11	of	of	ADP
hi-719	135	12	borrowers	borrower	NOUN
hi-719	135	13	first	first	ADV
hi-719	135	14	.	.	PUNCT
hi-719	136	1	if	if	SCONJ
hi-719	136	2	the	the	DET
hi-719	136	3	borrower	borrower	NOUN
hi-719	136	4	can	can	AUX
hi-719	136	5	not	not	PART
hi-719	136	6	pay	pay	VERB
hi-719	136	7	,	,	PUNCT
hi-719	136	8	the	the	DET
hi-719	136	9	time	time	NOUN
hi-719	136	10	will	will	AUX
hi-719	136	11	be	be	AUX
hi-719	136	12	extended	extend	VERB
hi-719	136	13	until	until	SCONJ
hi-719	136	14	the	the	DET
hi-719	136	15	borrower	borrower	NOUN
hi-719	136	16	can	can	AUX
hi-719	136	17	pay	pay	VERB
hi-719	136	18	the	the	DET
hi-719	136	19	loans	loan	NOUN
hi-719	136	20	.	.	PUNCT
hi-719	137	1	even	even	ADV
hi-719	137	2	if	if	SCONJ
hi-719	137	3	the	the	DET
hi-719	137	4	borrowers	borrower	NOUN
hi-719	137	5	hamdard	hamdard	ADJ
hi-719	137	6	islamicus	islamicus	NOUN
hi-719	137	7	vol	vol	NOUN
hi-719	137	8	.	.	PUNCT
hi-719	138	1	xlvi	xlvi	PROPN
hi-719	138	2	,	,	PUNCT
hi-719	138	3	no	no	INTJ
hi-719	138	4	.	.	NOUN
hi-719	138	5	4	4	NUM
hi-719	138	6	65	65	NUM
hi-719	138	7	indeed	indeed	ADV
hi-719	138	8	do	do	AUX
hi-719	138	9	n't	not	PART
hi-719	138	10	have	have	VERB
hi-719	138	11	the	the	DET
hi-719	138	12	ability	ability	NOUN
hi-719	138	13	to	to	PART
hi-719	138	14	pay	pay	VERB
hi-719	138	15	the	the	DET
hi-719	138	16	profit	profit	NOUN
hi-719	138	17	that	that	PRON
hi-719	138	18	the	the	DET
hi-719	138	19	contract	contract	NOUN
hi-719	138	20	already	already	ADV
hi-719	138	21	made	make	VERB
hi-719	138	22	in	in	ADP
hi-719	138	23	the	the	DET
hi-719	138	24	beginning	beginning	NOUN
hi-719	138	25	,	,	PUNCT
hi-719	138	26	they	they	PRON
hi-719	138	27	are	be	AUX
hi-719	138	28	allowed	allow	VERB
hi-719	138	29	to	to	PART
hi-719	138	30	pay	pay	VERB
hi-719	138	31	the	the	DET
hi-719	138	32	main	main	ADJ
hi-719	138	33	loans	loan	NOUN
hi-719	138	34	without	without	ADP
hi-719	138	35	profit	profit	NOUN
hi-719	138	36	.	.	PUNCT
hi-719	139	1	furthermore	furthermore	ADV
hi-719	139	2	,	,	PUNCT
hi-719	139	3	as	as	ADP
hi-719	139	4	an	an	DET
hi-719	139	5	islamic	islamic	ADJ
hi-719	139	6	cooperative	cooperative	NOUN
hi-719	139	7	,	,	PUNCT
hi-719	139	8	bmt	bmt	PROPN
hi-719	139	9	muda	muda	NOUN
hi-719	139	10	does	do	AUX
hi-719	139	11	not	not	PART
hi-719	139	12	have	have	VERB
hi-719	139	13	significant	significant	ADJ
hi-719	139	14	financial	financial	ADJ
hi-719	139	15	disruptions	disruption	NOUN
hi-719	139	16	despite	despite	SCONJ
hi-719	139	17	terrible	terrible	ADJ
hi-719	139	18	financing	financing	NOUN
hi-719	139	19	.	.	PUNCT
hi-719	140	1	it	it	PRON
hi-719	140	2	is	be	AUX
hi-719	140	3	because	because	SCONJ
hi-719	140	4	bmt	bmt	PROPN
hi-719	140	5	muda	muda	NOUN
hi-719	140	6	will	will	AUX
hi-719	140	7	look	look	VERB
hi-719	140	8	at	at	ADP
hi-719	140	9	the	the	DET
hi-719	140	10	borrower	borrower	NOUN
hi-719	140	11	's	's	PART
hi-719	140	12	condition	condition	NOUN
hi-719	140	13	first	first	ADV
hi-719	140	14	and	and	CCONJ
hi-719	140	15	by	by	ADP
hi-719	140	16	the	the	DET
hi-719	140	17	value	value	NOUN
hi-719	140	18	held	hold	VERB
hi-719	140	19	to	to	PART
hi-719	140	20	be	be	AUX
hi-719	140	21	honest	honest	ADJ
hi-719	140	22	and	and	CCONJ
hi-719	140	23	fair	fair	ADJ
hi-719	140	24	to	to	ADP
hi-719	140	25	all	all	DET
hi-719	140	26	parties	party	NOUN
hi-719	140	27	to	to	PART
hi-719	140	28	maintain	maintain	VERB
hi-719	140	29	the	the	DET
hi-719	140	30	relationship	relationship	NOUN
hi-719	140	31	,	,	PUNCT
hi-719	140	32	as	as	SCONJ
hi-719	140	33	p1	p1	PROPN
hi-719	140	34	said	say	VERB
hi-719	140	35	.	.	PUNCT
hi-719	141	1	therefore	therefore	ADV
hi-719	141	2	,	,	PUNCT
hi-719	141	3	they	they	PRON
hi-719	141	4	are	be	AUX
hi-719	141	5	still	still	ADV
hi-719	141	6	financially	financially	ADV
hi-719	141	7	stable	stable	ADJ
hi-719	141	8	because	because	SCONJ
hi-719	141	9	they	they	PRON
hi-719	141	10	maintain	maintain	VERB
hi-719	141	11	a	a	DET
hi-719	141	12	good	good	ADJ
hi-719	141	13	relationship	relationship	NOUN
hi-719	141	14	with	with	ADP
hi-719	141	15	the	the	DET
hi-719	141	16	islamic	islamic	ADJ
hi-719	141	17	values	value	NOUN
hi-719	141	18	that	that	PRON
hi-719	141	19	are	be	AUX
hi-719	141	20	held	hold	VERB
hi-719	141	21	and	and	CCONJ
hi-719	141	22	practiced	practice	VERB
hi-719	141	23	.	.	PUNCT
hi-719	142	1	it	it	PRON
hi-719	142	2	indicates	indicate	VERB
hi-719	142	3	that	that	SCONJ
hi-719	142	4	both	both	PRON
hi-719	142	5	iksar	iksar	VERB
hi-719	142	6	and	and	CCONJ
hi-719	142	7	bmt	bmt	PROPN
hi-719	142	8	muda	muda	NOUN
hi-719	142	9	will	will	AUX
hi-719	142	10	seek	seek	VERB
hi-719	142	11	a	a	DET
hi-719	142	12	fair	fair	ADJ
hi-719	142	13	way	way	NOUN
hi-719	142	14	,	,	PUNCT
hi-719	142	15	according	accord	VERB
hi-719	142	16	to	to	ADP
hi-719	142	17	sharê‘ah	sharê‘ah	NUM
hi-719	142	18	,	,	PUNCT
hi-719	142	19	to	to	PART
hi-719	142	20	solve	solve	VERB
hi-719	142	21	the	the	DET
hi-719	142	22	situation	situation	NOUN
hi-719	142	23	.	.	PUNCT
hi-719	143	1	this	this	PRON
hi-719	143	2	is	be	AUX
hi-719	143	3	primarily	primarily	ADV
hi-719	143	4	in	in	ADP
hi-719	143	5	accordance	accordance	NOUN
hi-719	143	6	with	with	ADP
hi-719	143	7	islam	islam	PROPN
hi-719	143	8	's	's	PART
hi-719	143	9	morals	moral	NOUN
hi-719	143	10	,	,	PUNCT
hi-719	143	11	which	which	PRON
hi-719	143	12	state	state	VERB
hi-719	143	13	that	that	SCONJ
hi-719	143	14	neither	neither	DET
hi-719	143	15	party	party	NOUN
hi-719	143	16	should	should	AUX
hi-719	143	17	be	be	AUX
hi-719	143	18	harmed	harm	VERB
hi-719	143	19	,	,	PUNCT
hi-719	143	20	so	so	ADV
hi-719	143	21	as	as	ADP
hi-719	143	22	an	an	DET
hi-719	143	23	islamic	islamic	ADJ
hi-719	143	24	microfinance	microfinance	NOUN
hi-719	143	25	institution	institution	NOUN
hi-719	143	26	,	,	PUNCT
hi-719	143	27	it	it	PRON
hi-719	143	28	will	will	AUX
hi-719	143	29	consider	consider	VERB
hi-719	143	30	all	all	DET
hi-719	143	31	aspects	aspect	NOUN
hi-719	143	32	beforehand	beforehand	ADV
hi-719	143	33	so	so	SCONJ
hi-719	143	34	that	that	SCONJ
hi-719	143	35	it	it	PRON
hi-719	143	36	does	do	AUX
hi-719	143	37	not	not	PART
hi-719	143	38	affect	affect	VERB
hi-719	143	39	its	its	PRON
hi-719	143	40	financial	financial	ADJ
hi-719	143	41	risk	risk	NOUN
hi-719	143	42	or	or	CCONJ
hi-719	143	43	burden	burden	VERB
hi-719	143	44	the	the	DET
hi-719	143	45	borrower	borrower	NOUN
hi-719	143	46	.	.	PUNCT
hi-719	144	1	therefore	therefore	ADV
hi-719	144	2	,	,	PUNCT
hi-719	144	3	both	both	PRON
hi-719	144	4	islamic	islamic	ADJ
hi-719	144	5	microfinance	microfinance	NOUN
hi-719	144	6	providers	provider	NOUN
hi-719	144	7	and	and	CCONJ
hi-719	144	8	borrowers	borrower	NOUN
hi-719	144	9	establish	establish	VERB
hi-719	144	10	mutual	mutual	ADJ
hi-719	144	11	trust	trust	NOUN
hi-719	144	12	.	.	PUNCT
hi-719	145	1	as	as	ADP
hi-719	145	2	a	a	DET
hi-719	145	3	result	result	NOUN
hi-719	145	4	of	of	ADP
hi-719	145	5	their	their	PRON
hi-719	145	6	pursuit	pursuit	NOUN
hi-719	145	7	of	of	ADP
hi-719	145	8	justice	justice	NOUN
hi-719	145	9	,	,	PUNCT
hi-719	145	10	they	they	PRON
hi-719	145	11	are	be	AUX
hi-719	145	12	able	able	ADJ
hi-719	145	13	to	to	PART
hi-719	145	14	maintain	maintain	VERB
hi-719	145	15	good	good	ADJ
hi-719	145	16	relationships	relationship	NOUN
hi-719	145	17	with	with	ADP
hi-719	145	18	the	the	DET
hi-719	145	19	community	community	NOUN
hi-719	145	20	.	.	PUNCT
hi-719	146	1	4.5	4.5	NUM
hi-719	146	2	transparency	transparency	NOUN
hi-719	146	3	and	and	CCONJ
hi-719	146	4	accountability	accountability	NOUN
hi-719	146	5	in	in	ADP
hi-719	146	6	reporting	report	VERB
hi-719	146	7	iksar	iksar	NOUN
hi-719	146	8	demonstrates	demonstrate	VERB
hi-719	146	9	its	its	PRON
hi-719	146	10	commitment	commitment	NOUN
hi-719	146	11	to	to	ADP
hi-719	146	12	transparency	transparency	NOUN
hi-719	146	13	by	by	ADP
hi-719	146	14	engaging	engage	VERB
hi-719	146	15	in	in	ADP
hi-719	146	16	several	several	ADJ
hi-719	146	17	practices	practice	NOUN
hi-719	146	18	such	such	ADJ
hi-719	146	19	as	as	ADP
hi-719	146	20	disclosing	disclose	VERB
hi-719	146	21	activity	activity	NOUN
hi-719	146	22	reports	report	NOUN
hi-719	146	23	,	,	PUNCT
hi-719	146	24	providing	provide	VERB
hi-719	146	25	updates	update	NOUN
hi-719	146	26	on	on	ADP
hi-719	146	27	the	the	DET
hi-719	146	28	distribution	distribution	NOUN
hi-719	146	29	of	of	ADP
hi-719	146	30	finance	finance	NOUN
hi-719	146	31	,	,	PUNCT
hi-719	146	32	and	and	CCONJ
hi-719	146	33	sharing	share	VERB
hi-719	146	34	information	information	NOUN
hi-719	146	35	regarding	regard	VERB
hi-719	146	36	the	the	DET
hi-719	146	37	number	number	NOUN
hi-719	146	38	and	and	CCONJ
hi-719	146	39	nature	nature	NOUN
hi-719	146	40	of	of	ADP
hi-719	146	41	donations	donation	NOUN
hi-719	146	42	received	receive	VERB
hi-719	146	43	.	.	PUNCT
hi-719	147	1	this	this	PRON
hi-719	147	2	also	also	ADV
hi-719	147	3	gets	get	VERB
hi-719	147	4	support	support	NOUN
hi-719	147	5	from	from	ADP
hi-719	147	6	the	the	DET
hi-719	147	7	existence	existence	NOUN
hi-719	147	8	of	of	ADP
hi-719	147	9	an	an	DET
hi-719	147	10	audit	audit	NOUN
hi-719	147	11	division	division	NOUN
hi-719	147	12	to	to	PART
hi-719	147	13	control	control	VERB
hi-719	147	14	the	the	DET
hi-719	147	15	activities	activity	NOUN
hi-719	147	16	carried	carry	VERB
hi-719	147	17	out	out	ADP
hi-719	147	18	transparently	transparently	ADV
hi-719	147	19	and	and	CCONJ
hi-719	147	20	as	as	SCONJ
hi-719	147	21	a	a	DET
hi-719	147	22	communication	communication	NOUN
hi-719	147	23	bridge	bridge	NOUN
hi-719	147	24	to	to	ADP
hi-719	147	25	the	the	DET
hi-719	147	26	government	government	NOUN
hi-719	147	27	to	to	PART
hi-719	147	28	report	report	VERB
hi-719	147	29	annually	annually	ADV
hi-719	147	30	on	on	ADP
hi-719	147	31	a	a	DET
hi-719	147	32	regular	regular	ADJ
hi-719	147	33	basis	basis	NOUN
hi-719	147	34	.	.	PUNCT
hi-719	148	1	all	all	PRON
hi-719	148	2	of	of	ADP
hi-719	148	3	the	the	DET
hi-719	148	4	content	content	NOUN
hi-719	148	5	disclosed	disclose	VERB
hi-719	148	6	was	be	AUX
hi-719	148	7	conducted	conduct	VERB
hi-719	148	8	through	through	ADP
hi-719	148	9	their	their	PRON
hi-719	148	10	website	website	NOUN
hi-719	148	11	and	and	CCONJ
hi-719	148	12	social	social	ADJ
hi-719	148	13	media	medium	NOUN
hi-719	148	14	.	.	PUNCT
hi-719	149	1	therefore	therefore	ADV
hi-719	149	2	,	,	PUNCT
hi-719	149	3	the	the	DET
hi-719	149	4	public	public	NOUN
hi-719	149	5	could	could	AUX
hi-719	149	6	know	know	VERB
hi-719	149	7	about	about	ADP
hi-719	149	8	what	what	DET
hi-719	149	9	activity	activity	NOUN
hi-719	149	10	they	they	PRON
hi-719	149	11	have	have	AUX
hi-719	149	12	done	do	VERB
hi-719	149	13	;	;	PUNCT
hi-719	149	14	as	as	SCONJ
hi-719	149	15	p2	p2	PROPN
hi-719	149	16	mentioned	mention	VERB
hi-719	149	17	,	,	PUNCT
hi-719	149	18	“	"	PUNCT
hi-719	149	19	we	we	PRON
hi-719	149	20	try	try	VERB
hi-719	149	21	to	to	PART
hi-719	149	22	be	be	AUX
hi-719	149	23	as	as	ADV
hi-719	149	24	transparent	transparent	ADJ
hi-719	149	25	as	as	ADP
hi-719	149	26	possible	possible	ADJ
hi-719	149	27	.	.	PUNCT
hi-719	150	1	every	every	DET
hi-719	150	2	qarì	qarì	PROPN
hi-719	150	3	al	al	PROPN
hi-719	150	4	-	-	PROPN
hi-719	150	5	íasan	íasan	VERB
hi-719	150	6	we	we	PRON
hi-719	150	7	give	give	VERB
hi-719	150	8	here	here	ADV
hi-719	150	9	,	,	PUNCT
hi-719	150	10	we	we	PRON
hi-719	150	11	record	record	VERB
hi-719	150	12	it	it	PRON
hi-719	150	13	.	.	PUNCT
hi-719	151	1	even	even	ADV
hi-719	151	2	if	if	SCONJ
hi-719	151	3	the	the	DET
hi-719	151	4	amount	amount	NOUN
hi-719	151	5	we	we	PRON
hi-719	151	6	give	give	VERB
hi-719	151	7	is	be	AUX
hi-719	151	8	small	small	ADJ
hi-719	151	9	,	,	PUNCT
hi-719	151	10	we	we	PRON
hi-719	151	11	put	put	VERB
hi-719	151	12	it	it	PRON
hi-719	151	13	our	our	PRON
hi-719	151	14	website	website	NOUN
hi-719	151	15	.	.	PUNCT
hi-719	152	1	we	we	PRON
hi-719	152	2	want	want	VERB
hi-719	152	3	the	the	DET
hi-719	152	4	people	people	NOUN
hi-719	152	5	who	who	PRON
hi-719	152	6	donate	donate	VERB
hi-719	152	7	to	to	ADP
hi-719	152	8	us	we	PRON
hi-719	152	9	to	to	PART
hi-719	152	10	have	have	VERB
hi-719	152	11	no	no	DET
hi-719	152	12	doubt	doubt	NOUN
hi-719	152	13	in	in	ADP
hi-719	152	14	their	their	PRON
hi-719	152	15	minds	mind	NOUN
hi-719	152	16	about	about	ADP
hi-719	152	17	where	where	SCONJ
hi-719	152	18	this	this	DET
hi-719	152	19	money	money	NOUN
hi-719	152	20	is	be	AUX
hi-719	152	21	used	use	VERB
hi-719	152	22	”	"	PUNCT
hi-719	152	23	(	(	PUNCT
hi-719	152	24	p2	p2	PROPN
hi-719	152	25	)	)	PUNCT
hi-719	152	26	.	.	PUNCT
hi-719	153	1	however	however	ADV
hi-719	153	2	,	,	PUNCT
hi-719	153	3	iksar	iksar	PROPN
hi-719	153	4	disclosed	disclose	VERB
hi-719	153	5	that	that	SCONJ
hi-719	153	6	information	information	NOUN
hi-719	153	7	is	be	AUX
hi-719	153	8	not	not	PART
hi-719	153	9	much	much	ADV
hi-719	153	10	broader	broad	ADJ
hi-719	153	11	than	than	SCONJ
hi-719	153	12	bmt	bmt	PROPN
hi-719	153	13	muda	muda	PROPN
hi-719	153	14	.	.	PUNCT
hi-719	153	15	bmt	bmt	PROPN
hi-719	153	16	muda	muda	PROPN
hi-719	153	17	discloses	disclose	VERB
hi-719	153	18	not	not	PART
hi-719	153	19	only	only	ADV
hi-719	153	20	its	its	PRON
hi-719	153	21	activity	activity	NOUN
hi-719	153	22	but	but	CCONJ
hi-719	153	23	also	also	ADV
hi-719	153	24	its	its	PRON
hi-719	153	25	financial	financial	ADJ
hi-719	153	26	report	report	NOUN
hi-719	153	27	.	.	PUNCT
hi-719	154	1	as	as	SCONJ
hi-719	154	2	p1	p1	PROPN
hi-719	154	3	indicates	indicate	VERB
hi-719	154	4	,	,	PUNCT
hi-719	154	5	the	the	DET
hi-719	154	6	organization	organization	NOUN
hi-719	154	7	's	's	PART
hi-719	154	8	ownership	ownership	NOUN
hi-719	154	9	is	be	AUX
hi-719	154	10	internal	internal	ADJ
hi-719	154	11	and	and	CCONJ
hi-719	154	12	external	external	ADJ
hi-719	154	13	.	.	PUNCT
hi-719	155	1	therefore	therefore	ADV
hi-719	155	2	,	,	PUNCT
hi-719	155	3	the	the	DET
hi-719	155	4	public	public	NOUN
hi-719	155	5	was	be	AUX
hi-719	155	6	able	able	ADJ
hi-719	155	7	to	to	PART
hi-719	155	8	comprehend	comprehend	VERB
hi-719	155	9	their	their	PRON
hi-719	155	10	work	work	NOUN
hi-719	155	11	,	,	PUNCT
hi-719	155	12	and	and	CCONJ
hi-719	155	13	members	member	NOUN
hi-719	155	14	would	would	AUX
hi-719	155	15	not	not	PART
hi-719	155	16	condemn	condemn	VERB
hi-719	155	17	the	the	DET
hi-719	155	18	profit	profit	NOUN
hi-719	155	19	they	they	PRON
hi-719	155	20	got	get	VERB
hi-719	155	21	.	.	PUNCT
hi-719	156	1	66	66	NUM
hi-719	156	2	the	the	DET
hi-719	156	3	implementation	implementation	NOUN
hi-719	156	4	of	of	ADP
hi-719	156	5	governance	governance	NOUN
hi-719	156	6	…	…	PUNCT
hi-719	156	7	even	even	ADV
hi-719	156	8	though	though	SCONJ
hi-719	156	9	iksar	iksar	PROPN
hi-719	156	10	did	do	AUX
hi-719	156	11	not	not	PART
hi-719	156	12	share	share	VERB
hi-719	156	13	their	their	PRON
hi-719	156	14	financial	financial	ADJ
hi-719	156	15	report	report	NOUN
hi-719	156	16	,	,	PUNCT
hi-719	156	17	they	they	PRON
hi-719	156	18	maintain	maintain	VERB
hi-719	156	19	an	an	DET
hi-719	156	20	excel	excel	NOUN
hi-719	156	21	spreadsheet	spreadsheet	NOUN
hi-719	156	22	of	of	ADP
hi-719	156	23	its	its	PRON
hi-719	156	24	income	income	NOUN
hi-719	156	25	and	and	CCONJ
hi-719	156	26	expenses	expense	NOUN
hi-719	156	27	.	.	PUNCT
hi-719	157	1	after	after	ADP
hi-719	157	2	each	each	DET
hi-719	157	3	year	year	NOUN
hi-719	157	4	,	,	PUNCT
hi-719	157	5	the	the	DET
hi-719	157	6	accounting	accounting	NOUN
hi-719	157	7	records	record	NOUN
hi-719	157	8	will	will	AUX
hi-719	157	9	be	be	AUX
hi-719	157	10	submitted	submit	VERB
hi-719	157	11	to	to	ADP
hi-719	157	12	the	the	DET
hi-719	157	13	internal	internal	ADJ
hi-719	157	14	audit	audit	NOUN
hi-719	157	15	and	and	CCONJ
hi-719	157	16	the	the	DET
hi-719	157	17	government	government	NOUN
hi-719	157	18	for	for	ADP
hi-719	157	19	review	review	NOUN
hi-719	157	20	as	as	ADP
hi-719	157	21	their	their	PRON
hi-719	157	22	accountability	accountability	NOUN
hi-719	157	23	.	.	PUNCT
hi-719	158	1	as	as	SCONJ
hi-719	158	2	turkish	turkish	ADJ
hi-719	158	3	regulations	regulation	NOUN
hi-719	158	4	require	require	VERB
hi-719	158	5	the	the	DET
hi-719	158	6	reporting	reporting	NOUN
hi-719	158	7	of	of	ADP
hi-719	158	8	even	even	ADV
hi-719	158	9	the	the	DET
hi-719	158	10	smallest	small	ADJ
hi-719	158	11	transactions	transaction	NOUN
hi-719	158	12	,	,	PUNCT
hi-719	158	13	this	this	DET
hi-719	158	14	condition	condition	NOUN
hi-719	158	15	elevates	elevate	VERB
hi-719	158	16	iksar	iksar	NOUN
hi-719	158	17	above	above	ADP
hi-719	158	18	the	the	DET
hi-719	158	19	supervision	supervision	NOUN
hi-719	158	20	system	system	NOUN
hi-719	158	21	.	.	PUNCT
hi-719	159	1	because	because	SCONJ
hi-719	159	2	iksar	iksar	NOUN
hi-719	159	3	is	be	AUX
hi-719	159	4	the	the	DET
hi-719	159	5	first	first	ADJ
hi-719	159	6	islamic	islamic	ADJ
hi-719	159	7	microfinance	microfinance	NOUN
hi-719	159	8	organization	organization	NOUN
hi-719	159	9	to	to	PART
hi-719	159	10	adopt	adopt	VERB
hi-719	159	11	the	the	DET
hi-719	159	12	structure	structure	NOUN
hi-719	159	13	of	of	ADP
hi-719	159	14	an	an	DET
hi-719	159	15	ngo	ngo	PROPN
hi-719	159	16	,	,	PUNCT
hi-719	159	17	and	and	CCONJ
hi-719	159	18	the	the	DET
hi-719	159	19	applicable	applicable	ADJ
hi-719	159	20	regulations	regulation	NOUN
hi-719	159	21	are	be	AUX
hi-719	159	22	absent	absent	ADJ
hi-719	159	23	.	.	PUNCT
hi-719	160	1	however	however	ADV
hi-719	160	2	,	,	PUNCT
hi-719	160	3	ngo	ngo	PROPN
hi-719	160	4	financial	financial	ADJ
hi-719	160	5	reporting	reporting	NOUN
hi-719	160	6	standards	standard	NOUN
hi-719	160	7	continue	continue	VERB
hi-719	160	8	to	to	PART
hi-719	160	9	be	be	AUX
hi-719	160	10	the	the	DET
hi-719	160	11	norm	norm	NOUN
hi-719	160	12	in	in	ADP
hi-719	160	13	türkiye	türkiye	PROPN
hi-719	160	14	.	.	PUNCT
hi-719	161	1	therefore	therefore	ADV
hi-719	161	2	,	,	PUNCT
hi-719	161	3	there	there	PRON
hi-719	161	4	is	be	VERB
hi-719	161	5	a	a	DET
hi-719	161	6	need	need	NOUN
hi-719	161	7	to	to	PART
hi-719	161	8	ensure	ensure	VERB
hi-719	161	9	that	that	SCONJ
hi-719	161	10	the	the	DET
hi-719	161	11	format	format	NOUN
hi-719	161	12	of	of	ADP
hi-719	161	13	the	the	DET
hi-719	161	14	financial	financial	ADJ
hi-719	161	15	statements	statement	NOUN
hi-719	161	16	provided	provide	VERB
hi-719	161	17	to	to	ADP
hi-719	161	18	the	the	DET
hi-719	161	19	public	public	NOUN
hi-719	161	20	is	be	AUX
hi-719	161	21	in	in	ADP
hi-719	161	22	line	line	NOUN
hi-719	161	23	with	with	ADP
hi-719	161	24	a	a	DET
hi-719	161	25	typical	typical	ADJ
hi-719	161	26	ngo	ngo	PROPN
hi-719	161	27	or	or	CCONJ
hi-719	161	28	microcredit	microcredit	NOUN
hi-719	161	29	.	.	PUNCT
hi-719	162	1	similarly	similarly	ADV
hi-719	162	2	,	,	PUNCT
hi-719	162	3	as	as	SCONJ
hi-719	162	4	numerous	numerous	ADJ
hi-719	162	5	islamic	islamic	ADJ
hi-719	162	6	cooperatives	cooperative	NOUN
hi-719	162	7	in	in	ADP
hi-719	162	8	indonesia	indonesia	PROPN
hi-719	162	9	mostly	mostly	ADV
hi-719	162	10	have	have	VERB
hi-719	162	11	two	two	NUM
hi-719	162	12	divisions	division	NOUN
hi-719	162	13	,	,	PUNCT
hi-719	162	14	both	both	PRON
hi-719	162	15	bait	bait	VERB
hi-719	162	16	al	al	PROPN
hi-719	162	17	-	-	PUNCT
hi-719	162	18	mél	mél	NOUN
hi-719	162	19	obtain	obtain	VERB
hi-719	162	20	social	social	ADJ
hi-719	162	21	goals	goal	NOUN
hi-719	162	22	and	and	CCONJ
hi-719	162	23	bait	bait	VERB
hi-719	162	24	at	at	ADP
hi-719	162	25	-	-	PUNCT
hi-719	162	26	tamwêl	tamwêl	NOUN
hi-719	162	27	for	for	ADP
hi-719	162	28	profit	profit	NOUN
hi-719	162	29	-	-	PUNCT
hi-719	162	30	oriented	orient	VERB
hi-719	162	31	or	or	CCONJ
hi-719	162	32	simply	simply	ADV
hi-719	162	33	one	one	NUM
hi-719	162	34	of	of	ADP
hi-719	162	35	them	they	PRON
hi-719	162	36	,	,	PUNCT
hi-719	162	37	there	there	PRON
hi-719	162	38	needs	need	VERB
hi-719	162	39	to	to	PART
hi-719	162	40	be	be	AUX
hi-719	162	41	a	a	DET
hi-719	162	42	regular	regular	ADJ
hi-719	162	43	reporting	reporting	NOUN
hi-719	162	44	structure	structure	NOUN
hi-719	162	45	.	.	PUNCT
hi-719	163	1	due	due	ADP
hi-719	163	2	to	to	ADP
hi-719	163	3	the	the	DET
hi-719	163	4	current	current	ADJ
hi-719	163	5	regulation	regulation	NOUN
hi-719	163	6	shows	show	VERB
hi-719	163	7	that	that	SCONJ
hi-719	163	8	the	the	DET
hi-719	163	9	reports	report	NOUN
hi-719	163	10	resemble	resemble	VERB
hi-719	163	11	those	those	PRON
hi-719	163	12	of	of	ADP
hi-719	163	13	a	a	DET
hi-719	163	14	conventional	conventional	ADJ
hi-719	163	15	cooperative	cooperative	NOUN
hi-719	163	16	,	,	PUNCT
hi-719	163	17	which	which	PRON
hi-719	163	18	appears	appear	VERB
hi-719	163	19	to	to	PART
hi-719	163	20	focus	focus	VERB
hi-719	163	21	merely	merely	ADV
hi-719	163	22	on	on	ADP
hi-719	163	23	bait	bait	NOUN
hi-719	163	24	at	at	ADP
hi-719	163	25	-	-	PUNCT
hi-719	163	26	tamwêl	tamwêl	NOUN
hi-719	163	27	.	.	PUNCT
hi-719	164	1	however	however	ADV
hi-719	164	2	,	,	PUNCT
hi-719	164	3	bmt	bmt	PROPN
hi-719	164	4	muda	muda	NOUN
hi-719	164	5	was	be	AUX
hi-719	164	6	able	able	ADJ
hi-719	164	7	to	to	PART
hi-719	164	8	distinguish	distinguish	VERB
hi-719	164	9	the	the	DET
hi-719	164	10	islamic	islamic	ADJ
hi-719	164	11	cooperative	cooperative	NOUN
hi-719	164	12	by	by	ADP
hi-719	164	13	including	include	VERB
hi-719	164	14	contracts	contract	NOUN
hi-719	164	15	in	in	ADP
hi-719	164	16	the	the	DET
hi-719	164	17	financial	financial	ADJ
hi-719	164	18	statements	statement	NOUN
hi-719	164	19	,	,	PUNCT
hi-719	164	20	whereas	whereas	SCONJ
hi-719	164	21	accountability	accountability	NOUN
hi-719	164	22	for	for	ADP
hi-719	164	23	bait	bait	NOUN
hi-719	164	24	al	al	PROPN
hi-719	164	25	-	-	PUNCT
hi-719	164	26	mél	mél	PROPN
hi-719	164	27	is	be	AUX
hi-719	164	28	presented	present	VERB
hi-719	164	29	in	in	ADP
hi-719	164	30	a	a	DET
hi-719	164	31	separate	separate	ADJ
hi-719	164	32	report	report	NOUN
hi-719	164	33	.	.	PUNCT
hi-719	165	1	after	after	ADP
hi-719	165	2	demonstrating	demonstrate	VERB
hi-719	165	3	their	their	PRON
hi-719	165	4	accountability	accountability	NOUN
hi-719	165	5	through	through	ADP
hi-719	165	6	automatically	automatically	ADV
hi-719	165	7	generated	generate	VERB
hi-719	165	8	financial	financial	ADJ
hi-719	165	9	reports	report	NOUN
hi-719	165	10	with	with	ADP
hi-719	165	11	the	the	DET
hi-719	165	12	bmt	bmt	PROPN
hi-719	165	13	muda	muda	NOUN
hi-719	165	14	system	system	NOUN
hi-719	165	15	,	,	PUNCT
hi-719	165	16	as	as	SCONJ
hi-719	165	17	mandated	mandate	VERB
hi-719	165	18	by	by	ADP
hi-719	165	19	the	the	DET
hi-719	165	20	government	government	NOUN
hi-719	165	21	in	in	ADP
hi-719	165	22	2020	2020	NUM
hi-719	165	23	,	,	PUNCT
hi-719	165	24	they	they	PRON
hi-719	165	25	have	have	AUX
hi-719	165	26	sent	send	VERB
hi-719	165	27	the	the	DET
hi-719	165	28	reports	report	NOUN
hi-719	165	29	for	for	ADP
hi-719	165	30	health	health	NOUN
hi-719	165	31	assessments	assessment	NOUN
hi-719	165	32	to	to	ADP
hi-719	165	33	the	the	DET
hi-719	165	34	local	local	ADJ
hi-719	165	35	government	government	NOUN
hi-719	165	36	.	.	PUNCT
hi-719	166	1	unfortunately	unfortunately	ADV
hi-719	166	2	,	,	PUNCT
hi-719	166	3	despite	despite	SCONJ
hi-719	166	4	having	have	VERB
hi-719	166	5	supervisory	supervisory	ADJ
hi-719	166	6	boards	board	NOUN
hi-719	166	7	,	,	PUNCT
hi-719	166	8	members	member	NOUN
hi-719	166	9	,	,	PUNCT
hi-719	166	10	and	and	CCONJ
hi-719	166	11	a	a	DET
hi-719	166	12	treasurer	treasurer	NOUN
hi-719	166	13	,	,	PUNCT
hi-719	166	14	as	as	ADV
hi-719	166	15	well	well	ADV
hi-719	166	16	as	as	ADP
hi-719	166	17	annual	annual	ADJ
hi-719	166	18	meetings	meeting	NOUN
hi-719	166	19	to	to	PART
hi-719	166	20	supervise	supervise	VERB
hi-719	166	21	the	the	DET
hi-719	166	22	report	report	NOUN
hi-719	166	23	as	as	ADP
hi-719	166	24	accountability	accountability	NOUN
hi-719	166	25	,	,	PUNCT
hi-719	166	26	bmt	bmt	PROPN
hi-719	166	27	muda	muda	NOUN
hi-719	166	28	lacks	lack	VERB
hi-719	166	29	financial	financial	ADJ
hi-719	166	30	supervisors	supervisor	NOUN
hi-719	166	31	to	to	PART
hi-719	166	32	monitor	monitor	VERB
hi-719	166	33	the	the	DET
hi-719	166	34	credibility	credibility	NOUN
hi-719	166	35	of	of	ADP
hi-719	166	36	internal	internal	ADJ
hi-719	166	37	operations	operation	NOUN
hi-719	166	38	through	through	ADP
hi-719	166	39	the	the	DET
hi-719	166	40	existence	existence	NOUN
hi-719	166	41	of	of	ADP
hi-719	166	42	an	an	DET
hi-719	166	43	internal	internal	ADJ
hi-719	166	44	auditor	auditor	NOUN
hi-719	166	45	.	.	PUNCT
hi-719	167	1	iksar	iksar	PROPN
hi-719	167	2	and	and	CCONJ
hi-719	167	3	bmt	bmt	PROPN
hi-719	167	4	muda	muda	NOUN
hi-719	167	5	,	,	PUNCT
hi-719	167	6	as	as	ADP
hi-719	167	7	institutions	institution	NOUN
hi-719	167	8	bearing	bear	VERB
hi-719	167	9	the	the	DET
hi-719	167	10	islamic	islamic	ADJ
hi-719	167	11	label	label	NOUN
hi-719	167	12	,	,	PUNCT
hi-719	167	13	have	have	AUX
hi-719	167	14	demonstrated	demonstrate	VERB
hi-719	167	15	adherence	adherence	NOUN
hi-719	167	16	to	to	ADP
hi-719	167	17	the	the	DET
hi-719	167	18	principles	principle	NOUN
hi-719	167	19	of	of	ADP
hi-719	167	20	openness	openness	NOUN
hi-719	167	21	and	and	CCONJ
hi-719	167	22	accountability	accountability	NOUN
hi-719	167	23	by	by	ADP
hi-719	167	24	disclosing	disclose	VERB
hi-719	167	25	sufficient	sufficient	ADJ
hi-719	167	26	information	information	NOUN
hi-719	167	27	to	to	ADP
hi-719	167	28	the	the	DET
hi-719	167	29	public	public	NOUN
hi-719	167	30	.	.	PUNCT
hi-719	168	1	as	as	ADP
hi-719	168	2	a	a	DET
hi-719	168	3	result	result	NOUN
hi-719	168	4	of	of	ADP
hi-719	168	5	differences	difference	NOUN
hi-719	168	6	in	in	ADP
hi-719	168	7	institutional	institutional	ADJ
hi-719	168	8	structure	structure	NOUN
hi-719	168	9	and	and	CCONJ
hi-719	168	10	regulations	regulation	NOUN
hi-719	168	11	,	,	PUNCT
hi-719	168	12	their	their	PRON
hi-719	168	13	information	information	NOUN
hi-719	168	14	disclosure	disclosure	NOUN
hi-719	168	15	has	have	VERB
hi-719	168	16	a	a	DET
hi-719	168	17	distinct	distinct	ADJ
hi-719	168	18	appearance	appearance	NOUN
hi-719	168	19	.	.	PUNCT
hi-719	169	1	iksar	iksar	PROPN
hi-719	169	2	is	be	AUX
hi-719	169	3	limited	limit	VERB
hi-719	169	4	to	to	ADP
hi-719	169	5	activities	activity	NOUN
hi-719	169	6	reports	report	NOUN
hi-719	169	7	and	and	CCONJ
hi-719	169	8	bmt	bmt	PROPN
hi-719	169	9	muda	muda	NOUN
hi-719	169	10	,	,	PUNCT
hi-719	169	11	whether	whether	SCONJ
hi-719	169	12	activities	activity	NOUN
hi-719	169	13	or	or	CCONJ
hi-719	169	14	financial	financial	ADJ
hi-719	169	15	statements	statement	NOUN
hi-719	169	16	are	be	AUX
hi-719	169	17	willing	willing	ADJ
hi-719	169	18	to	to	PART
hi-719	169	19	be	be	AUX
hi-719	169	20	disclosed	disclose	VERB
hi-719	169	21	to	to	ADP
hi-719	169	22	the	the	DET
hi-719	169	23	public	public	NOUN
hi-719	169	24	.	.	PUNCT
hi-719	170	1	although	although	SCONJ
hi-719	170	2	neither	neither	CCONJ
hi-719	170	3	türkiye	türkiye	PROPN
hi-719	170	4	nor	nor	CCONJ
hi-719	170	5	indonesia	indonesia	PROPN
hi-719	170	6	has	have	VERB
hi-719	170	7	a	a	DET
hi-719	170	8	specific	specific	ADJ
hi-719	170	9	law	law	NOUN
hi-719	170	10	governing	govern	VERB
hi-719	170	11	information	information	NOUN
hi-719	170	12	disclosure	disclosure	NOUN
hi-719	170	13	to	to	ADP
hi-719	170	14	the	the	DET
hi-719	170	15	public	public	NOUN
hi-719	170	16	,	,	PUNCT
hi-719	170	17	both	both	PRON
hi-719	170	18	iksar	iksar	VERB
hi-719	170	19	and	and	CCONJ
hi-719	170	20	bmt	bmt	PROPN
hi-719	170	21	muda	muda	NOUN
hi-719	170	22	are	be	AUX
hi-719	170	23	willing	willing	ADJ
hi-719	170	24	to	to	PART
hi-719	170	25	disclose	disclose	VERB
hi-719	170	26	their	their	PRON
hi-719	170	27	report	report	NOUN
hi-719	170	28	.	.	PUNCT
hi-719	171	1	consequently	consequently	ADV
hi-719	171	2	,	,	PUNCT
hi-719	171	3	the	the	DET
hi-719	171	4	transparency	transparency	NOUN
hi-719	171	5	and	and	CCONJ
hi-719	171	6	accountability	accountability	NOUN
hi-719	171	7	through	through	ADP
hi-719	171	8	the	the	DET
hi-719	171	9	reports	report	NOUN
hi-719	171	10	they	they	PRON
hi-719	171	11	have	have	AUX
hi-719	171	12	done	do	VERB
hi-719	171	13	is	be	AUX
hi-719	171	14	one	one	NUM
hi-719	171	15	of	of	ADP
hi-719	171	16	the	the	DET
hi-719	171	17	factors	factor	NOUN
hi-719	171	18	that	that	PRON
hi-719	171	19	can	can	AUX
hi-719	171	20	sustainably	sustainably	ADV
hi-719	171	21	strengthen	strengthen	VERB
hi-719	171	22	islamic	islamic	ADJ
hi-719	171	23	microfinance	microfinance	NOUN
hi-719	171	24	,	,	PUNCT
hi-719	171	25	as	as	SCONJ
hi-719	171	26	they	they	PRON
hi-719	171	27	will	will	AUX
hi-719	171	28	be	be	AUX
hi-719	171	29	able	able	ADJ
hi-719	171	30	to	to	PART
hi-719	171	31	gain	gain	VERB
hi-719	171	32	the	the	DET
hi-719	171	33	public	public	NOUN
hi-719	171	34	's	's	PART
hi-719	171	35	trust	trust	NOUN
hi-719	171	36	by	by	ADP
hi-719	171	37	disclosing	disclose	VERB
hi-719	171	38	relevant	relevant	ADJ
hi-719	171	39	information	information	NOUN
hi-719	171	40	.	.	PUNCT
hi-719	172	1	hamdard	hamdard	ADJ
hi-719	172	2	islamicus	islamicus	PROPN
hi-719	172	3	vol	vol	NOUN
hi-719	172	4	.	.	PUNCT
hi-719	173	1	xlvi	xlvi	PROPN
hi-719	173	2	,	,	PUNCT
hi-719	173	3	no	no	INTJ
hi-719	173	4	.	.	NOUN
hi-719	173	5	4	4	NUM
hi-719	173	6	67	67	NUM
hi-719	173	7	5	5	NUM
hi-719	173	8	.	.	PUNCT
hi-719	173	9	discussion	discussion	NOUN
hi-719	173	10	of	of	ADP
hi-719	173	11	implementation	implementation	NOUN
hi-719	173	12	of	of	ADP
hi-719	173	13	governance	governance	NOUN
hi-719	173	14	principles	principle	NOUN
hi-719	173	15	in	in	ADP
hi-719	173	16	management	management	NOUN
hi-719	173	17	both	both	CCONJ
hi-719	173	18	iksar	iksar	VERB
hi-719	173	19	and	and	CCONJ
hi-719	173	20	bmt	bmt	PROPN
hi-719	173	21	muda	muda	NOUN
hi-719	173	22	have	have	AUX
hi-719	173	23	implemented	implement	VERB
hi-719	173	24	governance	governance	NOUN
hi-719	173	25	principles	principle	NOUN
hi-719	173	26	that	that	PRON
hi-719	173	27	enhance	enhance	VERB
hi-719	173	28	management	management	NOUN
hi-719	173	29	's	's	PART
hi-719	173	30	efficiency	efficiency	NOUN
hi-719	173	31	,	,	PUNCT
hi-719	173	32	ensuring	ensure	VERB
hi-719	173	33	their	their	PRON
hi-719	173	34	continued	continue	VERB
hi-719	173	35	operations	operation	NOUN
hi-719	173	36	as	as	ADP
hi-719	173	37	going	go	VERB
hi-719	173	38	concerns	concern	NOUN
hi-719	173	39	and	and	CCONJ
hi-719	173	40	obtaining	obtain	VERB
hi-719	173	41	the	the	DET
hi-719	173	42	social	social	ADJ
hi-719	173	43	goals	goal	NOUN
hi-719	173	44	.	.	PUNCT
hi-719	174	1	however	however	ADV
hi-719	174	2	,	,	PUNCT
hi-719	174	3	when	when	SCONJ
hi-719	174	4	discussing	discuss	VERB
hi-719	174	5	the	the	DET
hi-719	174	6	ownership	ownership	NOUN
hi-719	174	7	structure	structure	NOUN
hi-719	174	8	of	of	ADP
hi-719	174	9	iksar	iksar	NOUN
hi-719	174	10	,	,	PUNCT
hi-719	174	11	an	an	DET
hi-719	174	12	ngo	ngo	PROPN
hi-719	174	13	with	with	ADP
hi-719	174	14	volunteer	volunteer	NOUN
hi-719	174	15	human	human	ADJ
hi-719	174	16	resources	resource	NOUN
hi-719	174	17	and	and	CCONJ
hi-719	174	18	still	still	ADV
hi-719	174	19	relative	relative	ADJ
hi-719	174	20	new	new	ADJ
hi-719	174	21	,	,	PUNCT
hi-719	174	22	their	their	PRON
hi-719	174	23	transparency	transparency	NOUN
hi-719	174	24	and	and	CCONJ
hi-719	174	25	accountability	accountability	NOUN
hi-719	174	26	are	be	AUX
hi-719	174	27	not	not	PART
hi-719	174	28	broader	broad	ADJ
hi-719	174	29	than	than	ADP
hi-719	174	30	bmt	bmt	VERB
hi-719	174	31	muda	muda	NOUN
hi-719	174	32	.	.	PUNCT
hi-719	175	1	in	in	ADP
hi-719	175	2	addition	addition	NOUN
hi-719	175	3	,	,	PUNCT
hi-719	175	4	bmt	bmt	PROPN
hi-719	175	5	muda	muda	NOUN
hi-719	175	6	operates	operate	NOUN
hi-719	175	7	as	as	ADP
hi-719	175	8	an	an	DET
hi-719	175	9	islamic	islamic	ADJ
hi-719	175	10	cooperative	cooperative	ADJ
hi-719	175	11	wherein	wherein	ADJ
hi-719	175	12	members	member	NOUN
hi-719	175	13	actively	actively	ADV
hi-719	175	14	engage	engage	VERB
hi-719	175	15	in	in	ADP
hi-719	175	16	governance	governance	NOUN
hi-719	175	17	,	,	PUNCT
hi-719	175	18	aligning	align	VERB
hi-719	175	19	with	with	ADP
hi-719	175	20	the	the	DET
hi-719	175	21	arguments	argument	NOUN
hi-719	175	22	by	by	ADP
hi-719	175	23	djan	djan	PROPN
hi-719	175	24	and	and	CCONJ
hi-719	175	25	mersland;68	mersland;68	ADV
hi-719	175	26	hence	hence	ADV
hi-719	175	27	bmt	bmt	PROPN
hi-719	175	28	muda	muda	NOUN
hi-719	175	29	feels	feel	VERB
hi-719	175	30	the	the	DET
hi-719	175	31	obligation	obligation	NOUN
hi-719	175	32	to	to	PART
hi-719	175	33	enhance	enhance	VERB
hi-719	175	34	transparency	transparency	NOUN
hi-719	175	35	in	in	ADP
hi-719	175	36	its	its	PRON
hi-719	175	37	reporting	reporting	NOUN
hi-719	175	38	practices	practice	NOUN
hi-719	175	39	to	to	PART
hi-719	175	40	cater	cater	VERB
hi-719	175	41	to	to	ADP
hi-719	175	42	the	the	DET
hi-719	175	43	needs	need	NOUN
hi-719	175	44	and	and	CCONJ
hi-719	175	45	interests	interest	NOUN
hi-719	175	46	of	of	ADP
hi-719	175	47	its	its	PRON
hi-719	175	48	stakeholders	stakeholder	NOUN
hi-719	175	49	.	.	PUNCT
hi-719	176	1	as	as	SCONJ
hi-719	176	2	demonstrated	demonstrate	VERB
hi-719	176	3	in	in	ADP
hi-719	176	4	table	table	NOUN
hi-719	176	5	2	2	NUM
hi-719	176	6	,	,	PUNCT
hi-719	176	7	a	a	DET
hi-719	176	8	comparison	comparison	NOUN
hi-719	176	9	of	of	ADP
hi-719	176	10	these	these	DET
hi-719	176	11	two	two	NUM
hi-719	176	12	microfinances	microfinance	NOUN
hi-719	176	13	reveals	reveal	VERB
hi-719	176	14	either	either	CCONJ
hi-719	176	15	similarities	similarity	NOUN
hi-719	176	16	or	or	CCONJ
hi-719	176	17	differences	difference	NOUN
hi-719	176	18	.	.	PUNCT
hi-719	177	1	governance	governance	NOUN
hi-719	177	2	principles	principle	NOUN
hi-719	177	3	iksar	iksar	X
hi-719	177	4	(	(	PUNCT
hi-719	177	5	ngo	ngo	PROPN
hi-719	177	6	)	)	PUNCT
hi-719	177	7	bmt	bmt	PROPN
hi-719	177	8	muda	muda	NOUN
hi-719	177	9	(	(	PUNCT
hi-719	177	10	cooperative	cooperative	ADJ
hi-719	177	11	)	)	PUNCT
hi-719	177	12	sharê‘ah	sharê‘ah	NOUN
hi-719	177	13	compliance	compliance	NOUN
hi-719	177	14	•	•	ADP
hi-719	177	15	the	the	DET
hi-719	177	16	existence	existence	NOUN
hi-719	177	17	of	of	ADP
hi-719	177	18	a	a	DET
hi-719	177	19	jurist	jurist	NOUN
hi-719	177	20	in	in	ADP
hi-719	177	21	sharê‘ah	sharê‘ah	ADJ
hi-719	177	22	jurisprudence	jurisprudence	NOUN
hi-719	177	23	in	in	ADP
hi-719	177	24	top	top	ADJ
hi-719	177	25	management	management	NOUN
hi-719	177	26	•	•	ADP
hi-719	177	27	the	the	DET
hi-719	177	28	existence	existence	NOUN
hi-719	177	29	of	of	ADP
hi-719	177	30	a	a	DET
hi-719	177	31	separate	separate	ADJ
hi-719	177	32	sharê‘ah	sharê‘ah	NOUN
hi-719	177	33	supervisory	supervisory	ADJ
hi-719	177	34	board	board	NOUN
hi-719	177	35	in	in	ADP
hi-719	177	36	the	the	DET
hi-719	177	37	top	top	ADJ
hi-719	177	38	management	management	NOUN
hi-719	177	39	responsibility	responsibility	NOUN
hi-719	177	40	•	•	ADP
hi-719	177	41	although	although	SCONJ
hi-719	177	42	voluntarily	voluntarily	ADV
hi-719	177	43	,	,	PUNCT
hi-719	177	44	it	it	PRON
hi-719	177	45	remains	remain	VERB
hi-719	177	46	committed	committed	ADJ
hi-719	177	47	to	to	ADP
hi-719	177	48	providing	provide	VERB
hi-719	177	49	the	the	DET
hi-719	177	50	best	good	ADJ
hi-719	177	51	service	service	NOUN
hi-719	177	52	for	for	ADP
hi-719	177	53	social	social	ADJ
hi-719	177	54	interests	interest	NOUN
hi-719	177	55	in	in	ADP
hi-719	177	56	financing	financing	NOUN
hi-719	177	57	•	•	SCONJ
hi-719	177	58	there	there	PRON
hi-719	177	59	are	be	VERB
hi-719	177	60	no	no	DET
hi-719	177	61	regular	regular	ADJ
hi-719	177	62	meetings	meeting	NOUN
hi-719	177	63	to	to	PART
hi-719	177	64	discuss	discuss	VERB
hi-719	177	65	the	the	DET
hi-719	177	66	future	future	NOUN
hi-719	177	67	,	,	PUNCT
hi-719	177	68	only	only	ADV
hi-719	177	69	direct	direct	ADJ
hi-719	177	70	discussions	discussion	NOUN
hi-719	177	71	with	with	ADP
hi-719	177	72	co	co	NOUN
hi-719	177	73	-	-	NOUN
hi-719	177	74	workers	worker	NOUN
hi-719	177	75	.	.	PUNCT
hi-719	178	1	•	•	NUM
hi-719	178	2	remains	remain	VERB
hi-719	178	3	committed	committed	ADJ
hi-719	178	4	to	to	ADP
hi-719	178	5	providing	provide	VERB
hi-719	178	6	social	social	ADJ
hi-719	178	7	interests	interest	NOUN
hi-719	178	8	with	with	ADP
hi-719	178	9	various	various	ADJ
hi-719	178	10	programs	program	NOUN
hi-719	178	11	in	in	ADP
hi-719	178	12	the	the	DET
hi-719	178	13	bait	bait	NOUN
hi-719	178	14	al	al	PROPN
hi-719	178	15	-	-	PUNCT
hi-719	178	16	mél	mél	PROPN
hi-719	178	17	division	division	NOUN
hi-719	178	18	.	.	PUNCT
hi-719	179	1	•	•	NOUN
hi-719	179	2	conduct	conduct	VERB
hi-719	179	3	annual	annual	ADJ
hi-719	179	4	meetings	meeting	NOUN
hi-719	179	5	for	for	ADP
hi-719	179	6	future	future	ADJ
hi-719	179	7	agendas	agenda	NOUN
hi-719	179	8	68	68	NUM
hi-719	179	9	the	the	DET
hi-719	179	10	implementation	implementation	NOUN
hi-719	179	11	of	of	ADP
hi-719	179	12	governance	governance	NOUN
hi-719	179	13	…	…	PUNCT
hi-719	179	14	fairness	fairness	NOUN
hi-719	179	15	•	•	NOUN
hi-719	179	16	decision	decision	NOUN
hi-719	179	17	-	-	PUNCT
hi-719	179	18	making	making	NOUN
hi-719	179	19	,	,	PUNCT
hi-719	179	20	especially	especially	ADV
hi-719	179	21	when	when	SCONJ
hi-719	179	22	providing	provide	VERB
hi-719	179	23	financing	financing	NOUN
hi-719	179	24	,	,	PUNCT
hi-719	179	25	conducts	conduct	VERB
hi-719	179	26	a	a	DET
hi-719	179	27	risk	risk	NOUN
hi-719	179	28	study	study	NOUN
hi-719	179	29	from	from	ADP
hi-719	179	30	the	the	DET
hi-719	179	31	data	datum	NOUN
hi-719	179	32	filled	fill	VERB
hi-719	179	33	in	in	ADP
hi-719	179	34	and	and	CCONJ
hi-719	179	35	a	a	DET
hi-719	179	36	review	review	NOUN
hi-719	179	37	for	for	ADP
hi-719	179	38	consideration	consideration	NOUN
hi-719	179	39	.	.	PUNCT
hi-719	180	1	•	•	NOUN
hi-719	180	2	as	as	ADP
hi-719	180	3	for	for	ADP
hi-719	180	4	financing	financing	NOUN
hi-719	180	5	issues	issue	NOUN
hi-719	180	6	,	,	PUNCT
hi-719	180	7	consider	consider	VERB
hi-719	180	8	the	the	DET
hi-719	180	9	borrower	borrower	NOUN
hi-719	180	10	's	's	PART
hi-719	180	11	condition	condition	NOUN
hi-719	180	12	with	with	ADP
hi-719	180	13	a	a	DET
hi-719	180	14	time	time	NOUN
hi-719	180	15	deferment	deferment	NOUN
hi-719	180	16	or	or	CCONJ
hi-719	180	17	legal	legal	ADJ
hi-719	180	18	.	.	PUNCT
hi-719	181	1	•	•	NUM
hi-719	181	2	decisionmaking	decisionmake	VERB
hi-719	181	3	,	,	PUNCT
hi-719	181	4	especially	especially	ADV
hi-719	181	5	when	when	SCONJ
hi-719	181	6	providing	provide	VERB
hi-719	181	7	financing	financing	NOUN
hi-719	181	8	that	that	PRON
hi-719	181	9	can	can	AUX
hi-719	181	10	only	only	ADV
hi-719	181	11	be	be	AUX
hi-719	181	12	given	give	VERB
hi-719	181	13	to	to	ADP
hi-719	181	14	members	member	NOUN
hi-719	181	15	,	,	PUNCT
hi-719	181	16	is	be	AUX
hi-719	181	17	based	base	VERB
hi-719	181	18	on	on	ADP
hi-719	181	19	the	the	DET
hi-719	181	20	member	member	NOUN
hi-719	181	21	’s	’s	PART
hi-719	181	22	liveliness	liveliness	NOUN
hi-719	181	23	rating	rating	NOUN
hi-719	181	24	.	.	PUNCT
hi-719	182	1	•	•	NUM
hi-719	182	2	when	when	SCONJ
hi-719	182	3	there	there	PRON
hi-719	182	4	are	be	VERB
hi-719	182	5	financing	financing	NOUN
hi-719	182	6	problems	problem	NOUN
hi-719	182	7	,	,	PUNCT
hi-719	182	8	consider	consider	VERB
hi-719	182	9	the	the	DET
hi-719	182	10	borrower	borrower	NOUN
hi-719	182	11	's	's	PART
hi-719	182	12	condition	condition	NOUN
hi-719	182	13	by	by	ADP
hi-719	182	14	deferring	defer	VERB
hi-719	182	15	time	time	NOUN
hi-719	182	16	and	and	CCONJ
hi-719	182	17	waiving	waive	VERB
hi-719	182	18	the	the	DET
hi-719	182	19	return	return	NOUN
hi-719	182	20	on	on	ADP
hi-719	182	21	profit	profit	NOUN
hi-719	182	22	.	.	PUNCT
hi-719	183	1	transparency	transparency	NOUN
hi-719	183	2	•	•	NUM
hi-719	183	3	transparency	transparency	NOUN
hi-719	183	4	content	content	NOUN
hi-719	183	5	in	in	ADP
hi-719	183	6	the	the	DET
hi-719	183	7	form	form	NOUN
hi-719	183	8	of	of	ADP
hi-719	183	9	activity	activity	NOUN
hi-719	183	10	reports	report	NOUN
hi-719	183	11	,	,	PUNCT
hi-719	183	12	the	the	DET
hi-719	183	13	number	number	NOUN
hi-719	183	14	of	of	ADP
hi-719	183	15	incoming	incoming	ADJ
hi-719	183	16	and	and	CCONJ
hi-719	183	17	distributed	distribute	VERB
hi-719	183	18	donations	donation	NOUN
hi-719	183	19	•	•	DET
hi-719	183	20	transparency	transparency	NOUN
hi-719	183	21	is	be	AUX
hi-719	183	22	carried	carry	VERB
hi-719	183	23	out	out	ADP
hi-719	183	24	through	through	ADP
hi-719	183	25	website	website	NOUN
hi-719	183	26	reporting	reporting	NOUN
hi-719	183	27	that	that	PRON
hi-719	183	28	is	be	AUX
hi-719	183	29	easily	easily	ADV
hi-719	183	30	accessible	accessible	ADJ
hi-719	183	31	to	to	ADP
hi-719	183	32	all	all	PRON
hi-719	183	33	.	.	PUNCT
hi-719	184	1	•	•	NUM
hi-719	184	2	transparency	transparency	NOUN
hi-719	184	3	information	information	NOUN
hi-719	184	4	in	in	ADP
hi-719	184	5	the	the	DET
hi-719	184	6	form	form	NOUN
hi-719	184	7	of	of	ADP
hi-719	184	8	financial	financial	ADJ
hi-719	184	9	reports	report	NOUN
hi-719	184	10	,	,	PUNCT
hi-719	184	11	news	news	NOUN
hi-719	184	12	of	of	ADP
hi-719	184	13	the	the	DET
hi-719	184	14	most	most	ADV
hi-719	184	15	recent	recent	ADJ
hi-719	184	16	events	event	NOUN
hi-719	184	17	,	,	PUNCT
hi-719	184	18	and	and	CCONJ
hi-719	184	19	the	the	DET
hi-719	184	20	number	number	NOUN
hi-719	184	21	of	of	ADP
hi-719	184	22	donations	donation	NOUN
hi-719	184	23	obtained	obtain	VERB
hi-719	184	24	for	for	ADP
hi-719	184	25	each	each	DET
hi-719	184	26	bait	bait	NOUN
hi-719	184	27	al	al	PROPN
hi-719	184	28	-	-	PUNCT
hi-719	184	29	mél	mél	PROPN
hi-719	184	30	program	program	NOUN
hi-719	184	31	.	.	PUNCT
hi-719	185	1	•	•	NOUN
hi-719	185	2	the	the	DET
hi-719	185	3	media	media	NOUN
hi-719	185	4	is	be	AUX
hi-719	185	5	mainly	mainly	ADV
hi-719	185	6	through	through	ADP
hi-719	185	7	a	a	DET
hi-719	185	8	website	website	NOUN
hi-719	185	9	accessible	accessible	ADJ
hi-719	185	10	to	to	ADP
hi-719	185	11	everyone	everyone	PRON
hi-719	185	12	,	,	PUNCT
hi-719	185	13	social	social	ADJ
hi-719	185	14	media	medium	NOUN
hi-719	185	15	,	,	PUNCT
hi-719	185	16	and	and	CCONJ
hi-719	185	17	regular	regular	ADJ
hi-719	185	18	meetings	meeting	NOUN
hi-719	185	19	.	.	PUNCT
hi-719	186	1	hamdard	hamdard	ADJ
hi-719	186	2	islamicus	islamicus	PROPN
hi-719	186	3	vol	vol	NOUN
hi-719	186	4	.	.	PUNCT
hi-719	187	1	xlvi	xlvi	PROPN
hi-719	187	2	,	,	PUNCT
hi-719	187	3	no	no	INTJ
hi-719	187	4	.	.	NOUN
hi-719	187	5	4	4	NUM
hi-719	187	6	69	69	NUM
hi-719	187	7	accountability	accountability	NOUN
hi-719	187	8	•	•	NOUN
hi-719	187	9	periodically	periodically	ADV
hi-719	187	10	conduct	conduct	VERB
hi-719	187	11	accounting	accounting	NOUN
hi-719	187	12	records	record	NOUN
hi-719	187	13	•	•	DET
hi-719	187	14	accounting	accounting	NOUN
hi-719	187	15	report	report	NOUN
hi-719	187	16	only	only	ADV
hi-719	187	17	for	for	ADP
hi-719	187	18	internal	internal	ADJ
hi-719	187	19	and	and	CCONJ
hi-719	187	20	government	government	NOUN
hi-719	187	21	•	•	PRON
hi-719	187	22	annually	annually	ADV
hi-719	187	23	conduct	conduct	VERB
hi-719	187	24	a	a	DET
hi-719	187	25	record	record	NOUN
hi-719	187	26	conformity	conformity	NOUN
hi-719	187	27	check	check	NOUN
hi-719	187	28	and	and	CCONJ
hi-719	187	29	report	report	VERB
hi-719	187	30	to	to	ADP
hi-719	187	31	the	the	DET
hi-719	187	32	government	government	NOUN
hi-719	187	33	website	website	NOUN
hi-719	187	34	.	.	PUNCT
hi-719	188	1	•	•	NOUN
hi-719	188	2	conduct	conduct	VERB
hi-719	188	3	periodic	periodic	ADJ
hi-719	188	4	record	record	NOUN
hi-719	188	5	keeping	keeping	NOUN
hi-719	188	6	•	•	ADP
hi-719	188	7	an	an	DET
hi-719	188	8	accounting	accounting	NOUN
hi-719	188	9	report	report	NOUN
hi-719	188	10	can	can	AUX
hi-719	188	11	be	be	AUX
hi-719	188	12	accessed	access	VERB
hi-719	188	13	on	on	ADP
hi-719	188	14	the	the	DET
hi-719	188	15	website	website	NOUN
hi-719	188	16	for	for	ADP
hi-719	188	17	public	public	ADJ
hi-719	188	18	•	•	ADP
hi-719	188	19	regular	regular	ADJ
hi-719	188	20	reporting	reporting	NOUN
hi-719	188	21	to	to	ADP
hi-719	188	22	routine	routine	ADJ
hi-719	188	23	meetings	meeting	NOUN
hi-719	188	24	and	and	CCONJ
hi-719	188	25	local	local	ADJ
hi-719	188	26	government	government	NOUN
hi-719	188	27	.	.	PUNCT
hi-719	189	1	source	source	NOUN
hi-719	189	2	:	:	PUNCT
hi-719	189	3	authors	author	NOUN
hi-719	189	4	table	table	VERB
hi-719	189	5	2	2	NUM
hi-719	189	6	:	:	PUNCT
hi-719	189	7	summary	summary	NOUN
hi-719	189	8	of	of	ADP
hi-719	189	9	the	the	DET
hi-719	189	10	comparison	comparison	NOUN
hi-719	189	11	between	between	ADP
hi-719	189	12	iksar	iksar	NOUN
hi-719	189	13	and	and	CCONJ
hi-719	189	14	bmt	bmt	PROPN
hi-719	189	15	muda	muda	NOUN
hi-719	189	16	top	top	PROPN
hi-719	189	17	management	management	NOUN
hi-719	189	18	can	can	AUX
hi-719	189	19	be	be	AUX
hi-719	189	20	associated	associate	VERB
hi-719	189	21	with	with	ADP
hi-719	189	22	sharê‘ah	sharê‘ah	NOUN
hi-719	189	23	compliance	compliance	NOUN
hi-719	189	24	since	since	SCONJ
hi-719	189	25	both	both	CCONJ
hi-719	189	26	iksar	iksar	VERB
hi-719	189	27	and	and	CCONJ
hi-719	189	28	bmt	bmt	PROPN
hi-719	189	29	muda	muda	NOUN
hi-719	189	30	have	have	AUX
hi-719	189	31	separated	separate	VERB
hi-719	189	32	management	management	NOUN
hi-719	189	33	responsibilities	responsibility	NOUN
hi-719	189	34	,	,	PUNCT
hi-719	189	35	including	include	VERB
hi-719	189	36	the	the	DET
hi-719	189	37	presence	presence	NOUN
hi-719	189	38	of	of	ADP
hi-719	189	39	sharê‘ah	sharê‘ah	NOUN
hi-719	189	40	specialists	specialist	NOUN
hi-719	189	41	.	.	PUNCT
hi-719	190	1	even	even	ADV
hi-719	190	2	though	though	SCONJ
hi-719	190	3	iksar	iksar	NOUN
hi-719	190	4	is	be	AUX
hi-719	190	5	brand	brand	NOUN
hi-719	190	6	-	-	PUNCT
hi-719	190	7	new	new	ADJ
hi-719	190	8	and	and	CCONJ
hi-719	190	9	the	the	DET
hi-719	190	10	first	first	ADJ
hi-719	190	11	islamic	islamic	ADJ
hi-719	190	12	microfinance	microfinance	NOUN
hi-719	190	13	institution	institution	NOUN
hi-719	190	14	formed	form	VERB
hi-719	190	15	as	as	ADP
hi-719	190	16	an	an	DET
hi-719	190	17	ngo	ngo	PROPN
hi-719	190	18	in	in	ADP
hi-719	190	19	türkiye69	türkiye69	NOUN
hi-719	190	20	,	,	PUNCT
hi-719	190	21	one	one	NUM
hi-719	190	22	member	member	NOUN
hi-719	190	23	of	of	ADP
hi-719	190	24	iksar	iksar	PROPN
hi-719	190	25	’s	’s	PART
hi-719	190	26	advisory	advisory	PROPN
hi-719	190	27	board	board	NOUN
hi-719	190	28	is	be	AUX
hi-719	190	29	a	a	DET
hi-719	190	30	sharê‘ah	sharê‘ah	NOUN
hi-719	190	31	expert	expert	NOUN
hi-719	190	32	,	,	PUNCT
hi-719	190	33	and	and	CCONJ
hi-719	190	34	bmt	bmt	PROPN
hi-719	190	35	muda	muda	NOUN
hi-719	190	36	also	also	ADV
hi-719	190	37	has	have	VERB
hi-719	190	38	a	a	DET
hi-719	190	39	sharê‘ah	sharê‘ah	NUM
hi-719	190	40	advisory	advisory	ADJ
hi-719	190	41	board	board	NOUN
hi-719	190	42	.	.	PUNCT
hi-719	191	1	this	this	DET
hi-719	191	2	function	function	NOUN
hi-719	191	3	is	be	AUX
hi-719	191	4	to	to	PART
hi-719	191	5	consult	consult	VERB
hi-719	191	6	on	on	ADP
hi-719	191	7	sharê‘ah	sharê‘ah	NOUN
hi-719	191	8	compliance	compliance	NOUN
hi-719	191	9	specifically	specifically	ADV
hi-719	191	10	,	,	PUNCT
hi-719	191	11	especially	especially	ADV
hi-719	191	12	when	when	SCONJ
hi-719	191	13	carrying	carry	VERB
hi-719	191	14	out	out	ADP
hi-719	191	15	activities	activity	NOUN
hi-719	191	16	that	that	PRON
hi-719	191	17	must	must	AUX
hi-719	191	18	be	be	AUX
hi-719	191	19	free	free	ADJ
hi-719	191	20	of	of	ADP
hi-719	191	21	gharar	gharar	NOUN
hi-719	191	22	,	,	PUNCT
hi-719	191	23	maysir	maysir	NOUN
hi-719	191	24	,	,	PUNCT
hi-719	191	25	and	and	CCONJ
hi-719	191	26	usury.70	usury.70	NOUN
hi-719	191	27	as	as	SCONJ
hi-719	191	28	indicated	indicate	VERB
hi-719	191	29	by	by	ADP
hi-719	191	30	ülev	ülev	ADJ
hi-719	191	31	,	,	PUNCT
hi-719	191	32	the	the	DET
hi-719	191	33	source	source	NOUN
hi-719	191	34	of	of	ADP
hi-719	191	35	islamic	islamic	ADJ
hi-719	191	36	funds	fund	NOUN
hi-719	191	37	in	in	ADP
hi-719	191	38	both	both	DET
hi-719	191	39	organizations	organization	NOUN
hi-719	191	40	is	be	AUX
hi-719	191	41	zakét	zakét	NOUN
hi-719	191	42	,	,	PUNCT
hi-719	191	43	inféq	inféq	NOUN
hi-719	191	44	,	,	PUNCT
hi-719	191	45	îadaqah	îadaqah	NOUN
hi-719	191	46	,	,	PUNCT
hi-719	191	47	or	or	CCONJ
hi-719	191	48	even	even	ADV
hi-719	191	49	waqf	waqf	ADJ
hi-719	191	50	,	,	PUNCT
hi-719	191	51	as	as	SCONJ
hi-719	191	52	evidenced	evidence	VERB
hi-719	191	53	by	by	ADP
hi-719	191	54	the	the	DET
hi-719	191	55	findings.71	findings.71	NOUN
hi-719	191	56	this	this	PRON
hi-719	191	57	is	be	AUX
hi-719	191	58	the	the	DET
hi-719	191	59	defining	define	VERB
hi-719	191	60	characteristic	characteristic	NOUN
hi-719	191	61	between	between	ADP
hi-719	191	62	conventional	conventional	ADJ
hi-719	191	63	and	and	CCONJ
hi-719	191	64	islamic	islamic	ADJ
hi-719	191	65	microfinance	microfinance	NOUN
hi-719	191	66	governed	govern	VERB
hi-719	191	67	by	by	ADP
hi-719	191	68	islamic	islamic	ADJ
hi-719	191	69	law	law	NOUN
hi-719	191	70	.	.	PUNCT
hi-719	192	1	at	at	ADP
hi-719	192	2	the	the	DET
hi-719	192	3	same	same	ADJ
hi-719	192	4	time	time	NOUN
hi-719	192	5	,	,	PUNCT
hi-719	192	6	it	it	PRON
hi-719	192	7	can	can	AUX
hi-719	192	8	be	be	AUX
hi-719	192	9	implied	imply	VERB
hi-719	192	10	that	that	SCONJ
hi-719	192	11	both	both	PRON
hi-719	192	12	iksar	iksar	VERB
hi-719	192	13	and	and	CCONJ
hi-719	192	14	bmt	bmt	PROPN
hi-719	192	15	muda	muda	NOUN
hi-719	192	16	have	have	VERB
hi-719	192	17	the	the	DET
hi-719	192	18	ability	ability	NOUN
hi-719	192	19	to	to	PART
hi-719	192	20	make	make	VERB
hi-719	192	21	proper	proper	ADJ
hi-719	192	22	management	management	NOUN
hi-719	192	23	as	as	ADP
hi-719	192	24	islamic	islamic	ADJ
hi-719	192	25	principles	principle	NOUN
hi-719	192	26	by	by	ADP
hi-719	192	27	consult	consult	NOUN
hi-719	192	28	to	to	ADP
hi-719	192	29	the	the	DET
hi-719	192	30	sharê‘ah	sharê‘ah	NOUN
hi-719	192	31	experts.72	experts.72	NOUN
hi-719	192	32	consequently	consequently	ADV
hi-719	192	33	,	,	PUNCT
hi-719	192	34	both	both	PRON
hi-719	192	35	iksar	iksar	VERB
hi-719	192	36	as	as	ADP
hi-719	192	37	ngo	ngo	PROPN
hi-719	192	38	and	and	CCONJ
hi-719	192	39	bmt	bmt	PROPN
hi-719	192	40	muda	muda	NOUN
hi-719	192	41	as	as	SCONJ
hi-719	192	42	islamic	islamic	ADJ
hi-719	192	43	cooperatives	cooperative	NOUN
hi-719	192	44	imply	imply	VERB
hi-719	192	45	an	an	DET
hi-719	192	46	awareness	awareness	NOUN
hi-719	192	47	of	of	ADP
hi-719	192	48	and	and	CCONJ
hi-719	192	49	duty	duty	NOUN
hi-719	192	50	to	to	PART
hi-719	192	51	uphold	uphold	VERB
hi-719	192	52	sharê‘ah	sharê‘ah	NOUN
hi-719	192	53	compliance	compliance	NOUN
hi-719	192	54	.	.	PUNCT
hi-719	193	1	responsibility	responsibility	NOUN
hi-719	193	2	can	can	AUX
hi-719	193	3	relate	relate	VERB
hi-719	193	4	to	to	ADP
hi-719	193	5	human	human	ADJ
hi-719	193	6	resources	resource	NOUN
hi-719	193	7	in	in	ADP
hi-719	193	8	internal	internal	ADJ
hi-719	193	9	management	management	NOUN
hi-719	193	10	.	.	PUNCT
hi-719	194	1	although	although	SCONJ
hi-719	194	2	iksar	iksar	NOUN
hi-719	194	3	,	,	PUNCT
hi-719	194	4	as	as	ADP
hi-719	194	5	an	an	DET
hi-719	194	6	ngo	ngo	PROPN
hi-719	194	7	,	,	PUNCT
hi-719	194	8	works	work	VERB
hi-719	194	9	voluntarily	voluntarily	ADV
hi-719	194	10	,	,	PUNCT
hi-719	194	11	it	it	PRON
hi-719	194	12	does	do	AUX
hi-719	194	13	not	not	PART
hi-719	194	14	reduce	reduce	VERB
hi-719	194	15	their	their	PRON
hi-719	194	16	enthusiasm	enthusiasm	NOUN
hi-719	194	17	to	to	PART
hi-719	194	18	achieve	achieve	VERB
hi-719	194	19	their	their	PRON
hi-719	194	20	social	social	ADJ
hi-719	194	21	goals	goal	NOUN
hi-719	194	22	in	in	ADP
hi-719	194	23	the	the	DET
hi-719	194	24	financing	financing	NOUN
hi-719	194	25	,	,	PUNCT
hi-719	194	26	as	as	SCONJ
hi-719	194	27	bmt	bmt	PROPN
hi-719	194	28	muda	muda	PROPN
hi-719	194	29	,	,	PUNCT
hi-719	194	30	an	an	DET
hi-719	194	31	islamic	islamic	ADJ
hi-719	194	32	cooperative	cooperative	NOUN
hi-719	194	33	,	,	PUNCT
hi-719	194	34	particularly	particularly	ADV
hi-719	194	35	synergizes	synergize	VERB
hi-719	194	36	with	with	ADP
hi-719	194	37	bait	bait	NOUN
hi-719	194	38	al	al	PROPN
hi-719	194	39	-	-	PUNCT
hi-719	194	40	mél	mél	PROPN
hi-719	194	41	division	division	NOUN
hi-719	194	42	to	to	PART
hi-719	194	43	achieve	achieve	VERB
hi-719	194	44	it	it	PRON
hi-719	194	45	.	.	PUNCT
hi-719	195	1	iksar	iksar	VERB
hi-719	195	2	and	and	CCONJ
hi-719	195	3	bmt	bmt	PROPN
hi-719	195	4	muda	muda	NOUN
hi-719	195	5	demonstrate	demonstrate	NOUN
hi-719	195	6	microfinance	microfinance	NOUN
hi-719	195	7	through	through	ADP
hi-719	195	8	their	their	PRON
hi-719	195	9	activities	activity	NOUN
hi-719	195	10	that	that	PRON
hi-719	195	11	finance	finance	VERB
hi-719	195	12	the	the	DET
hi-719	195	13	low	low	ADJ
hi-719	195	14	-	-	PUNCT
hi-719	195	15	income	income	NOUN
hi-719	195	16	class	class	NOUN
hi-719	195	17	,	,	PUNCT
hi-719	195	18	as	as	SCONJ
hi-719	195	19	microfinance	microfinance	NOUN
hi-719	195	20	seeks	seek	VERB
hi-719	195	21	to	to	PART
hi-719	195	22	provide	provide	VERB
hi-719	195	23	financing	financing	NOUN
hi-719	195	24	to	to	PART
hi-719	195	25	help	help	VERB
hi-719	195	26	people	people	NOUN
hi-719	195	27	from	from	ADP
hi-719	195	28	the	the	DET
hi-719	195	29	low	low	ADJ
hi-719	195	30	-	-	PUNCT
hi-719	195	31	income	income	NOUN
hi-719	195	32	class	class	NOUN
hi-719	195	33	advance.73	advance.73	PROPN
hi-719	195	34	even	even	ADV
hi-719	195	35	though	though	SCONJ
hi-719	195	36	their	their	PRON
hi-719	195	37	human	human	ADJ
hi-719	195	38	resources	resource	NOUN
hi-719	195	39	are	be	AUX
hi-719	195	40	limited	limited	ADJ
hi-719	195	41	,	,	PUNCT
hi-719	195	42	they	they	PRON
hi-719	195	43	are	be	AUX
hi-719	195	44	still	still	ADV
hi-719	195	45	committed	committed	ADJ
hi-719	195	46	to	to	ADP
hi-719	195	47	financing	financing	NOUN
hi-719	195	48	.	.	PUNCT
hi-719	196	1	in	in	ADP
hi-719	196	2	70	70	NUM
hi-719	196	3	the	the	DET
hi-719	196	4	implementation	implementation	NOUN
hi-719	196	5	of	of	ADP
hi-719	196	6	governance	governance	NOUN
hi-719	196	7	…	…	PUNCT
hi-719	196	8	accordance	accordance	NOUN
hi-719	196	9	with	with	ADP
hi-719	196	10	mutamimah	mutamimah	PROPN
hi-719	196	11	et	et	PROPN
hi-719	196	12	al	al	PROPN
hi-719	196	13	.	.	PROPN
hi-719	196	14	,	,	PUNCT
hi-719	196	15	the	the	DET
hi-719	196	16	quality	quality	NOUN
hi-719	196	17	of	of	ADP
hi-719	196	18	human	human	ADJ
hi-719	196	19	resources	resource	NOUN
hi-719	196	20	is	be	AUX
hi-719	196	21	related	relate	VERB
hi-719	196	22	to	to	ADP
hi-719	196	23	commitment	commitment	NOUN
hi-719	196	24	,	,	PUNCT
hi-719	196	25	enthusiasm	enthusiasm	NOUN
hi-719	196	26	,	,	PUNCT
hi-719	196	27	intelligence	intelligence	NOUN
hi-719	196	28	,	,	PUNCT
hi-719	196	29	and	and	CCONJ
hi-719	196	30	drive	drive	VERB
hi-719	196	31	to	to	PART
hi-719	196	32	achieve	achieve	VERB
hi-719	196	33	goals.74	goals.74	NOUN
hi-719	196	34	it	it	PRON
hi-719	196	35	has	have	AUX
hi-719	196	36	been	be	AUX
hi-719	196	37	proved	prove	VERB
hi-719	196	38	by	by	ADP
hi-719	196	39	many	many	ADJ
hi-719	196	40	people	people	NOUN
hi-719	196	41	who	who	PRON
hi-719	196	42	get	get	VERB
hi-719	196	43	financing	financing	NOUN
hi-719	196	44	,	,	PUNCT
hi-719	196	45	utilized	utilize	VERB
hi-719	196	46	technology	technology	NOUN
hi-719	196	47	by	by	ADP
hi-719	196	48	iksar	iksar	NOUN
hi-719	196	49	even	even	ADV
hi-719	196	50	though	though	SCONJ
hi-719	196	51	it	it	PRON
hi-719	196	52	is	be	AUX
hi-719	196	53	still	still	ADV
hi-719	196	54	relatively	relatively	ADV
hi-719	196	55	new	new	ADJ
hi-719	196	56	,	,	PUNCT
hi-719	196	57	and	and	CCONJ
hi-719	196	58	many	many	ADJ
hi-719	196	59	variance	variance	NOUN
hi-719	196	60	programs	program	NOUN
hi-719	196	61	from	from	ADP
hi-719	196	62	bmt	bmt	PROPN
hi-719	196	63	muda	muda	NOUN
hi-719	196	64	.	.	PUNCT
hi-719	197	1	indirectly	indirectly	ADV
hi-719	197	2	,	,	PUNCT
hi-719	197	3	iksar	iksar	VERB
hi-719	197	4	and	and	CCONJ
hi-719	197	5	bmt	bmt	PROPN
hi-719	197	6	muda	muda	NOUN
hi-719	197	7	have	have	VERB
hi-719	197	8	the	the	DET
hi-719	197	9	ability	ability	NOUN
hi-719	197	10	to	to	PART
hi-719	197	11	manage	manage	VERB
hi-719	197	12	islamic	islamic	ADJ
hi-719	197	13	microfinance	microfinance	NOUN
hi-719	197	14	in	in	ADP
hi-719	197	15	their	their	PRON
hi-719	197	16	management	management	NOUN
hi-719	197	17	,	,	PUNCT
hi-719	197	18	which	which	PRON
hi-719	197	19	confirms	confirm	VERB
hi-719	197	20	kassim	kassim	PROPN
hi-719	197	21	et	et	PROPN
hi-719	197	22	al	al	PROPN
hi-719	197	23	.	.	PROPN
hi-719	197	24	statement	statement	NOUN
hi-719	197	25	that	that	SCONJ
hi-719	197	26	microfinance	microfinance	NOUN
hi-719	197	27	needs	need	VERB
hi-719	197	28	the	the	DET
hi-719	197	29	ability	ability	NOUN
hi-719	197	30	in	in	ADP
hi-719	197	31	addition	addition	NOUN
hi-719	197	32	,	,	PUNCT
hi-719	197	33	if	if	SCONJ
hi-719	197	34	they	they	PRON
hi-719	197	35	face	face	VERB
hi-719	197	36	a	a	DET
hi-719	197	37	problem	problem	NOUN
hi-719	197	38	,	,	PUNCT
hi-719	197	39	they	they	PRON
hi-719	197	40	will	will	AUX
hi-719	197	41	communicate	communicate	VERB
hi-719	197	42	to	to	PART
hi-719	197	43	solve	solve	VERB
hi-719	197	44	it	it	PRON
hi-719	197	45	with	with	ADP
hi-719	197	46	a	a	DET
hi-719	197	47	different	different	ADJ
hi-719	197	48	approach	approach	NOUN
hi-719	197	49	.	.	PUNCT
hi-719	198	1	due	due	ADP
hi-719	198	2	to	to	ADP
hi-719	198	3	the	the	DET
hi-719	198	4	fact	fact	NOUN
hi-719	198	5	that	that	SCONJ
hi-719	198	6	iksar	iksar	NOUN
hi-719	198	7	is	be	AUX
hi-719	198	8	an	an	DET
hi-719	198	9	ngo	ngo	PROPN
hi-719	198	10	,	,	PUNCT
hi-719	198	11	they	they	PRON
hi-719	198	12	are	be	AUX
hi-719	198	13	not	not	PART
hi-719	198	14	determined	determine	VERB
hi-719	198	15	on	on	ADP
hi-719	198	16	a	a	DET
hi-719	198	17	meeting	meeting	NOUN
hi-719	198	18	because	because	SCONJ
hi-719	198	19	they	they	PRON
hi-719	198	20	will	will	AUX
hi-719	198	21	talk	talk	VERB
hi-719	198	22	about	about	ADP
hi-719	198	23	it	it	PRON
hi-719	198	24	directly	directly	ADV
hi-719	198	25	,	,	PUNCT
hi-719	198	26	but	but	CCONJ
hi-719	198	27	it	it	PRON
hi-719	198	28	would	would	AUX
hi-719	198	29	be	be	AUX
hi-719	198	30	better	well	ADJ
hi-719	198	31	if	if	SCONJ
hi-719	198	32	iksar	iksar	NOUN
hi-719	198	33	has	have	VERB
hi-719	198	34	a	a	DET
hi-719	198	35	plan	plan	NOUN
hi-719	198	36	like	like	INTJ
hi-719	198	37	bmt	bmt	PROPN
hi-719	198	38	muda	muda	NOUN
hi-719	198	39	regularly	regularly	ADV
hi-719	198	40	has	have	VERB
hi-719	198	41	a	a	DET
hi-719	198	42	meeting	meeting	NOUN
hi-719	198	43	to	to	PART
hi-719	198	44	discuss	discuss	VERB
hi-719	198	45	the	the	DET
hi-719	198	46	plan	plan	NOUN
hi-719	198	47	.	.	PUNCT
hi-719	199	1	generally	generally	ADV
hi-719	199	2	indicates	indicate	VERB
hi-719	199	3	that	that	SCONJ
hi-719	199	4	they	they	PRON
hi-719	199	5	have	have	VERB
hi-719	199	6	an	an	DET
hi-719	199	7	excellent	excellent	ADJ
hi-719	199	8	moral	moral	ADJ
hi-719	199	9	foundation	foundation	NOUN
hi-719	199	10	to	to	PART
hi-719	199	11	carry	carry	VERB
hi-719	199	12	out	out	ADP
hi-719	199	13	their	their	PRON
hi-719	199	14	responsibilities	responsibility	NOUN
hi-719	199	15	as	as	SCONJ
hi-719	199	16	microfinance	microfinance	NOUN
hi-719	199	17	institutions.75	institutions.75	ADJ
hi-719	199	18	fairness	fairness	NOUN
hi-719	199	19	is	be	AUX
hi-719	199	20	one	one	NUM
hi-719	199	21	of	of	ADP
hi-719	199	22	the	the	DET
hi-719	199	23	akhléq	akhléq	PROPN
hi-719	199	24	that	that	PRON
hi-719	199	25	iksar	iksar	VERB
hi-719	199	26	and	and	CCONJ
hi-719	199	27	bmt	bmt	VERB
hi-719	199	28	muda	muda	NOUN
hi-719	199	29	exemplify	exemplify	NOUN
hi-719	199	30	in	in	ADP
hi-719	199	31	terms	term	NOUN
hi-719	199	32	of	of	ADP
hi-719	199	33	morality	morality	NOUN
hi-719	199	34	,	,	PUNCT
hi-719	199	35	particularly	particularly	ADV
hi-719	199	36	while	while	SCONJ
hi-719	199	37	making	make	VERB
hi-719	199	38	decisions	decision	NOUN
hi-719	199	39	in	in	ADP
hi-719	199	40	the	the	DET
hi-719	199	41	event	event	NOUN
hi-719	199	42	,	,	PUNCT
hi-719	199	43	in	in	ADP
hi-719	199	44	order	order	NOUN
hi-719	199	45	to	to	PART
hi-719	199	46	make	make	VERB
hi-719	199	47	decisions	decision	NOUN
hi-719	199	48	with	with	ADP
hi-719	199	49	integrity	integrity	NOUN
hi-719	199	50	and	and	CCONJ
hi-719	199	51	fairness	fairness	NOUN
hi-719	199	52	,	,	PUNCT
hi-719	199	53	each	each	DET
hi-719	199	54	party	party	NOUN
hi-719	199	55	must	must	AUX
hi-719	199	56	be	be	AUX
hi-719	199	57	honest	honest	ADJ
hi-719	199	58	and	and	CCONJ
hi-719	199	59	fair	fair	ADJ
hi-719	199	60	.	.	PUNCT
hi-719	200	1	as	as	SCONJ
hi-719	200	2	lewis	lewis	PROPN
hi-719	200	3	stated	state	VERB
hi-719	200	4	,	,	PUNCT
hi-719	200	5	making	make	VERB
hi-719	200	6	decisions	decision	NOUN
hi-719	200	7	is	be	AUX
hi-719	200	8	required	require	VERB
hi-719	200	9	to	to	PART
hi-719	200	10	be	be	AUX
hi-719	200	11	responsible	responsible	ADJ
hi-719	200	12	,	,	PUNCT
hi-719	200	13	truthful	truthful	ADJ
hi-719	200	14	,	,	PUNCT
hi-719	200	15	and	and	CCONJ
hi-719	200	16	fair	fair	ADJ
hi-719	200	17	,	,	PUNCT
hi-719	200	18	then	then	ADV
hi-719	200	19	must	must	AUX
hi-719	200	20	be	be	AUX
hi-719	200	21	built	build	VERB
hi-719	200	22	among	among	ADP
hi-719	200	23	participants	participant	NOUN
hi-719	200	24	so	so	SCONJ
hi-719	200	25	that	that	SCONJ
hi-719	200	26	all	all	DET
hi-719	200	27	parties	party	NOUN
hi-719	200	28	trust	trust	VERB
hi-719	200	29	and	and	CCONJ
hi-719	200	30	will	will	AUX
hi-719	200	31	not	not	PART
hi-719	200	32	harm	harm	VERB
hi-719	200	33	each	each	DET
hi-719	200	34	other.76	other.76	PROPN
hi-719	200	35	clearly	clearly	ADV
hi-719	200	36	,	,	PUNCT
hi-719	200	37	iksar	iksar	VERB
hi-719	200	38	and	and	CCONJ
hi-719	200	39	bmt	bmt	VERB
hi-719	200	40	muda	muda	NOUN
hi-719	200	41	with	with	ADP
hi-719	200	42	borrowers	borrower	NOUN
hi-719	200	43	are	be	AUX
hi-719	200	44	fair	fair	ADJ
hi-719	200	45	for	for	SCONJ
hi-719	200	46	all	all	DET
hi-719	200	47	parties	party	NOUN
hi-719	200	48	involved	involve	VERB
hi-719	200	49	.	.	PUNCT
hi-719	201	1	it	it	PRON
hi-719	201	2	can	can	AUX
hi-719	201	3	be	be	AUX
hi-719	201	4	implied	imply	VERB
hi-719	201	5	in	in	ADP
hi-719	201	6	making	make	VERB
hi-719	201	7	decisions	decision	NOUN
hi-719	201	8	regarding	regard	VERB
hi-719	201	9	one	one	NUM
hi-719	201	10	of	of	ADP
hi-719	201	11	the	the	DET
hi-719	201	12	credit	credit	NOUN
hi-719	201	13	issues	issue	NOUN
hi-719	201	14	,	,	PUNCT
hi-719	201	15	they	they	PRON
hi-719	201	16	adhere	adhere	VERB
hi-719	201	17	to	to	ADP
hi-719	201	18	the	the	DET
hi-719	201	19	principle	principle	NOUN
hi-719	201	20	of	of	ADP
hi-719	201	21	fairness	fairness	NOUN
hi-719	201	22	objectively.77	objectively.77	ADJ
hi-719	201	23	due	due	ADP
hi-719	201	24	to	to	ADP
hi-719	201	25	the	the	DET
hi-719	201	26	fact	fact	NOUN
hi-719	201	27	that	that	SCONJ
hi-719	201	28	these	these	DET
hi-719	201	29	organizations	organization	NOUN
hi-719	201	30	form	form	VERB
hi-719	201	31	islamic	islamic	ADJ
hi-719	201	32	microfinance	microfinance	NOUN
hi-719	201	33	primarily	primarily	ADV
hi-719	201	34	for	for	ADP
hi-719	201	35	social	social	ADJ
hi-719	201	36	benefit	benefit	NOUN
hi-719	201	37	,	,	PUNCT
hi-719	201	38	this	this	DET
hi-719	201	39	condition	condition	NOUN
hi-719	201	40	necessitates	necessitate	VERB
hi-719	201	41	that	that	SCONJ
hi-719	201	42	its	its	PRON
hi-719	201	43	interests	interest	NOUN
hi-719	201	44	are	be	AUX
hi-719	201	45	not	not	PART
hi-719	201	46	always	always	ADV
hi-719	201	47	prioritized.78	prioritized.78	VERB
hi-719	201	48	the	the	DET
hi-719	201	49	principle	principle	NOUN
hi-719	201	50	of	of	ADP
hi-719	201	51	fairness	fairness	NOUN
hi-719	201	52	has	have	AUX
hi-719	201	53	indirectly	indirectly	ADV
hi-719	201	54	led	lead	VERB
hi-719	201	55	to	to	ADP
hi-719	201	56	public	public	ADJ
hi-719	201	57	trust	trust	NOUN
hi-719	201	58	in	in	ADP
hi-719	201	59	these	these	DET
hi-719	201	60	two	two	NUM
hi-719	201	61	islamic	islamic	ADJ
hi-719	201	62	microfinances	microfinance	NOUN
hi-719	201	63	,	,	PUNCT
hi-719	201	64	which	which	PRON
hi-719	201	65	led	lead	VERB
hi-719	201	66	to	to	ADP
hi-719	201	67	stability	stability	NOUN
hi-719	201	68	.	.	PUNCT
hi-719	202	1	according	accord	VERB
hi-719	202	2	to	to	ADP
hi-719	202	3	kassim	kassim	PROPN
hi-719	202	4	et	et	PROPN
hi-719	202	5	al	al	PROPN
hi-719	202	6	.	.	PROPN
hi-719	202	7	,	,	PUNCT
hi-719	202	8	implementing	implement	VERB
hi-719	202	9	effective	effective	ADJ
hi-719	202	10	governance	governance	NOUN
hi-719	202	11	will	will	AUX
hi-719	202	12	help	help	VERB
hi-719	202	13	islamic	islamic	ADJ
hi-719	202	14	microfinance	microfinance	NOUN
hi-719	202	15	overcome	overcome	VERB
hi-719	202	16	risks	risk	NOUN
hi-719	202	17	because	because	SCONJ
hi-719	202	18	the	the	DET
hi-719	202	19	public	public	NOUN
hi-719	202	20	has	have	AUX
hi-719	202	21	trusted	trust	VERB
hi-719	202	22	the	the	DET
hi-719	202	23	organization	organization	NOUN
hi-719	202	24	,	,	PUNCT
hi-719	202	25	especially	especially	ADV
hi-719	202	26	to	to	PART
hi-719	202	27	attract	attract	VERB
hi-719	202	28	donors.79	donors.79	NOUN
hi-719	202	29	obtaining	obtain	VERB
hi-719	202	30	social	social	ADJ
hi-719	202	31	improvement	improvement	NOUN
hi-719	202	32	needs	need	VERB
hi-719	202	33	trust	trust	NOUN
hi-719	202	34	from	from	ADP
hi-719	202	35	the	the	DET
hi-719	202	36	donator	donator	NOUN
hi-719	202	37	,	,	PUNCT
hi-719	202	38	and	and	CCONJ
hi-719	202	39	it	it	PRON
hi-719	202	40	can	can	AUX
hi-719	202	41	be	be	AUX
hi-719	202	42	proved	prove	VERB
hi-719	202	43	through	through	ADP
hi-719	202	44	transparent	transparent	ADJ
hi-719	202	45	information80	information80	NOUN
hi-719	202	46	because	because	SCONJ
hi-719	202	47	the	the	DET
hi-719	202	48	public	public	NOUN
hi-719	202	49	will	will	AUX
hi-719	202	50	know	know	VERB
hi-719	202	51	about	about	ADP
hi-719	202	52	the	the	DET
hi-719	202	53	activity	activity	NOUN
hi-719	202	54	from	from	ADP
hi-719	202	55	the	the	DET
hi-719	202	56	information	information	NOUN
hi-719	202	57	disclosed	disclose	VERB
hi-719	202	58	by	by	ADP
hi-719	202	59	the	the	DET
hi-719	202	60	organization.81	organization.81	NOUN
hi-719	202	61	both	both	CCONJ
hi-719	202	62	iksar	iksar	VERB
hi-719	202	63	and	and	CCONJ
hi-719	202	64	bmt	bmt	VERB
hi-719	202	65	muda	muda	NOUN
hi-719	202	66	share	share	NOUN
hi-719	202	67	an	an	DET
hi-719	202	68	essential	essential	ADJ
hi-719	202	69	objective	objective	NOUN
hi-719	202	70	,	,	PUNCT
hi-719	202	71	notably	notably	ADV
hi-719	202	72	the	the	DET
hi-719	202	73	importance	importance	NOUN
hi-719	202	74	of	of	ADP
hi-719	202	75	information	information	NOUN
hi-719	202	76	disclosure	disclosure	NOUN
hi-719	202	77	.	.	PUNCT
hi-719	203	1	they	they	PRON
hi-719	203	2	both	both	PRON
hi-719	203	3	understand	understand	VERB
hi-719	203	4	the	the	DET
hi-719	203	5	importance	importance	NOUN
hi-719	203	6	of	of	ADP
hi-719	203	7	transparency	transparency	NOUN
hi-719	203	8	because	because	SCONJ
hi-719	203	9	islamic	islamic	ADJ
hi-719	203	10	microfinance	microfinance	NOUN
hi-719	203	11	is	be	AUX
hi-719	203	12	not	not	PART
hi-719	203	13	only	only	ADV
hi-719	203	14	owned	own	VERB
hi-719	203	15	by	by	ADP
hi-719	203	16	organizations	organization	NOUN
hi-719	203	17	but	but	CCONJ
hi-719	203	18	also	also	ADV
hi-719	203	19	by	by	ADP
hi-719	203	20	social	social	ADJ
hi-719	203	21	communities	community	NOUN
hi-719	203	22	.	.	PUNCT
hi-719	204	1	as	as	SCONJ
hi-719	204	2	haniffa	haniffa	NOUN
hi-719	204	3	and	and	CCONJ
hi-719	204	4	hudaib	hudaib	PROPN
hi-719	204	5	stated	state	VERB
hi-719	204	6	,	,	PUNCT
hi-719	204	7	the	the	DET
hi-719	204	8	islamic	islamic	ADJ
hi-719	204	9	paradigm	paradigm	NOUN
hi-719	204	10	requires	require	VERB
hi-719	204	11	broad	broad	ADJ
hi-719	204	12	information	information	NOUN
hi-719	204	13	as	as	ADP
hi-719	204	14	responsibility	responsibility	NOUN
hi-719	204	15	and	and	CCONJ
hi-719	204	16	accountability	accountability	NOUN
hi-719	204	17	to	to	ADP
hi-719	204	18	allah	allah	PROPN
hi-719	204	19	almighty	almighty	PROPN
hi-719	204	20	,	,	PUNCT
hi-719	204	21	the	the	DET
hi-719	204	22	public	public	NOUN
hi-719	204	23	,	,	PUNCT
hi-719	204	24	and	and	CCONJ
hi-719	204	25	individuals.82	individuals.82	VERB
hi-719	204	26	the	the	DET
hi-719	204	27	utilization	utilization	NOUN
hi-719	204	28	of	of	ADP
hi-719	204	29	websites	website	NOUN
hi-719	204	30	and	and	CCONJ
hi-719	204	31	social	social	ADJ
hi-719	204	32	media	medium	NOUN
hi-719	204	33	platforms	platform	NOUN
hi-719	204	34	serves	serve	VERB
hi-719	204	35	as	as	ADP
hi-719	204	36	a	a	DET
hi-719	204	37	means	mean	NOUN
hi-719	204	38	for	for	ADP
hi-719	204	39	communicating	communicate	VERB
hi-719	204	40	relevant	relevant	ADJ
hi-719	204	41	knowledge	knowledge	NOUN
hi-719	204	42	regarding	regard	VERB
hi-719	204	43	iksar	iksar	NOUN
hi-719	204	44	and	and	CCONJ
hi-719	204	45	bmt	bmt	PROPN
hi-719	204	46	muda	muda	NOUN
hi-719	204	47	,	,	PUNCT
hi-719	204	48	thereby	thereby	ADV
hi-719	204	49	ensuring	ensure	VERB
hi-719	204	50	public	public	ADJ
hi-719	204	51	awareness	awareness	NOUN
hi-719	204	52	at	at	ADP
hi-719	204	53	all	all	DET
hi-719	204	54	times	time	NOUN
hi-719	204	55	.	.	PUNCT
hi-719	205	1	for	for	ADP
hi-719	205	2	instance	instance	NOUN
hi-719	205	3	,	,	PUNCT
hi-719	205	4	iksar	iksar	NOUN
hi-719	205	5	provides	provide	VERB
hi-719	205	6	details	detail	NOUN
hi-719	205	7	about	about	ADP
hi-719	205	8	the	the	DET
hi-719	205	9	number	number	NOUN
hi-719	205	10	of	of	ADP
hi-719	205	11	incoming	incoming	ADJ
hi-719	205	12	donations	donation	NOUN
hi-719	205	13	and	and	CCONJ
hi-719	205	14	activity	activity	NOUN
hi-719	205	15	reports	report	NOUN
hi-719	205	16	for	for	ADP
hi-719	205	17	the	the	DET
hi-719	205	18	year	year	NOUN
hi-719	205	19	2021	2021	NUM
hi-719	205	20	,	,	PUNCT
hi-719	205	21	while	while	SCONJ
hi-719	205	22	bmt	bmt	PROPN
hi-719	205	23	muda	muda	NOUN
hi-719	205	24	discloses	disclose	VERB
hi-719	205	25	hamdard	hamdard	ADJ
hi-719	205	26	islamicus	islamicus	NOUN
hi-719	205	27	vol	vol	NOUN
hi-719	205	28	.	.	PUNCT
hi-719	206	1	xlvi	xlvi	PROPN
hi-719	206	2	,	,	PUNCT
hi-719	206	3	no	no	INTJ
hi-719	206	4	.	.	NOUN
hi-719	206	5	4	4	NUM
hi-719	206	6	71	71	NUM
hi-719	206	7	financial	financial	ADJ
hi-719	206	8	reports	report	NOUN
hi-719	206	9	,	,	PUNCT
hi-719	206	10	the	the	DET
hi-719	206	11	number	number	NOUN
hi-719	206	12	of	of	ADP
hi-719	206	13	incoming	incoming	ADJ
hi-719	206	14	donations	donation	NOUN
hi-719	206	15	in	in	ADP
hi-719	206	16	each	each	DET
hi-719	206	17	programme	programme	NOUN
hi-719	206	18	,	,	PUNCT
hi-719	206	19	and	and	CCONJ
hi-719	206	20	the	the	DET
hi-719	206	21	most	most	ADV
hi-719	206	22	recent	recent	ADJ
hi-719	206	23	activities	activity	NOUN
hi-719	206	24	.	.	PUNCT
hi-719	207	1	therefore	therefore	ADV
hi-719	207	2	,	,	PUNCT
hi-719	207	3	this	this	PRON
hi-719	207	4	spurs	spur	VERB
hi-719	207	5	available	available	ADJ
hi-719	207	6	information	information	NOUN
hi-719	207	7	to	to	PART
hi-719	207	8	attract	attract	VERB
hi-719	207	9	donors	donor	NOUN
hi-719	207	10	’	'	PUNCT
hi-719	207	11	attention.83	attention.83	AUX
hi-719	207	12	given	give	VERB
hi-719	207	13	the	the	DET
hi-719	207	14	islamic	islamic	PROPN
hi-719	207	15	perspective	perspective	NOUN
hi-719	207	16	,	,	PUNCT
hi-719	207	17	it	it	PRON
hi-719	207	18	might	might	AUX
hi-719	207	19	be	be	AUX
hi-719	207	20	argued	argue	VERB
hi-719	207	21	that	that	SCONJ
hi-719	207	22	the	the	DET
hi-719	207	23	community	community	NOUN
hi-719	207	24	was	be	AUX
hi-719	207	25	in	in	ADP
hi-719	207	26	need	need	NOUN
hi-719	207	27	of	of	ADP
hi-719	207	28	additional	additional	ADJ
hi-719	207	29	information.84	information.84	NOUN
hi-719	207	30	both	both	DET
hi-719	207	31	bmt	bmt	PROPN
hi-719	207	32	muda	muda	NOUN
hi-719	207	33	and	and	CCONJ
hi-719	207	34	iksar	iksar	NOUN
hi-719	207	35	demonstrate	demonstrate	VERB
hi-719	207	36	a	a	DET
hi-719	207	37	commitment	commitment	NOUN
hi-719	207	38	to	to	ADP
hi-719	207	39	responsible	responsible	ADJ
hi-719	207	40	conduct	conduct	NOUN
hi-719	207	41	and	and	CCONJ
hi-719	207	42	strive	strive	VERB
hi-719	207	43	to	to	PART
hi-719	207	44	provide	provide	VERB
hi-719	207	45	the	the	DET
hi-719	207	46	highest	high	ADJ
hi-719	207	47	quality	quality	NOUN
hi-719	207	48	service	service	NOUN
hi-719	207	49	offered	offer	VERB
hi-719	207	50	.	.	PUNCT
hi-719	208	1	in	in	ADP
hi-719	208	2	addition	addition	NOUN
hi-719	208	3	,	,	PUNCT
hi-719	208	4	the	the	DET
hi-719	208	5	regular	regular	ADJ
hi-719	208	6	practice	practice	NOUN
hi-719	208	7	of	of	ADP
hi-719	208	8	iksar	iksar	NOUN
hi-719	208	9	and	and	CCONJ
hi-719	208	10	bmt	bmt	PROPN
hi-719	208	11	muda	muda	NOUN
hi-719	208	12	in	in	ADP
hi-719	208	13	documenting	documenting	NOUN
hi-719	208	14	transactions	transaction	NOUN
hi-719	208	15	,	,	PUNCT
hi-719	208	16	reporting	report	VERB
hi-719	208	17	them	they	PRON
hi-719	208	18	to	to	ADP
hi-719	208	19	the	the	DET
hi-719	208	20	appropriate	appropriate	ADJ
hi-719	208	21	authorities	authority	NOUN
hi-719	208	22	,	,	PUNCT
hi-719	208	23	and	and	CCONJ
hi-719	208	24	making	make	VERB
hi-719	208	25	the	the	DET
hi-719	208	26	information	information	NOUN
hi-719	208	27	publicly	publicly	ADV
hi-719	208	28	accessible	accessible	ADJ
hi-719	208	29	on	on	ADP
hi-719	208	30	a	a	DET
hi-719	208	31	website	website	NOUN
hi-719	208	32	demonstrates	demonstrate	VERB
hi-719	208	33	their	their	PRON
hi-719	208	34	undeniable	undeniable	ADJ
hi-719	208	35	commitment	commitment	NOUN
hi-719	208	36	to	to	ADP
hi-719	208	37	accountability	accountability	NOUN
hi-719	208	38	.	.	PUNCT
hi-719	209	1	unfortunately	unfortunately	ADV
hi-719	209	2	,	,	PUNCT
hi-719	209	3	lack	lack	NOUN
hi-719	209	4	of	of	ADP
hi-719	209	5	regulation	regulation	NOUN
hi-719	209	6	in	in	ADP
hi-719	209	7	türkiye	türkiye	PROPN
hi-719	209	8	or	or	CCONJ
hi-719	209	9	indonesia	indonesia	PROPN
hi-719	209	10	regarding	regard	VERB
hi-719	209	11	reporting	report	VERB
hi-719	209	12	form	form	NOUN
hi-719	209	13	that	that	PRON
hi-719	209	14	made	make	VERB
hi-719	209	15	iksar	iksar	NOUN
hi-719	209	16	and	and	CCONJ
hi-719	209	17	bmt	bmt	PROPN
hi-719	209	18	muda	muda	NOUN
hi-719	209	19	confused	confused	ADJ
hi-719	209	20	confirms	confirm	VERB
hi-719	209	21	gupta	gupta	PROPN
hi-719	209	22	&	&	CCONJ
hi-719	209	23	mirchandani	mirchandani	PROPN
hi-719	209	24	argument	argument	NOUN
hi-719	209	25	that	that	SCONJ
hi-719	209	26	socially	socially	ADV
hi-719	209	27	oriented	orient	VERB
hi-719	209	28	microfinance	microfinance	NOUN
hi-719	209	29	,	,	PUNCT
hi-719	209	30	such	such	ADJ
hi-719	209	31	as	as	ADP
hi-719	209	32	ngos	ngo	NOUN
hi-719	209	33	and	and	CCONJ
hi-719	209	34	cooperatives	cooperative	NOUN
hi-719	209	35	,	,	PUNCT
hi-719	209	36	is	be	AUX
hi-719	209	37	not	not	PART
hi-719	209	38	adequately	adequately	ADV
hi-719	209	39	regulated.85	regulated.85	ADJ
hi-719	209	40	however	however	ADV
hi-719	209	41	,	,	PUNCT
hi-719	209	42	iksar	iksar	VERB
hi-719	209	43	and	and	CCONJ
hi-719	209	44	bmt	bmt	PROPN
hi-719	209	45	muda	muda	NOUN
hi-719	209	46	have	have	VERB
hi-719	209	47	the	the	DET
hi-719	209	48	awareness	awareness	NOUN
hi-719	209	49	to	to	PART
hi-719	209	50	uphold	uphold	VERB
hi-719	209	51	the	the	DET
hi-719	209	52	value	value	NOUN
hi-719	209	53	of	of	ADP
hi-719	209	54	sharê‘ah	sharê‘ah	NOUN
hi-719	209	55	compliance	compliance	NOUN
hi-719	209	56	,	,	PUNCT
hi-719	209	57	commitment	commitment	NOUN
hi-719	209	58	,	,	PUNCT
hi-719	209	59	moral	moral	ADJ
hi-719	209	60	attitude	attitude	NOUN
hi-719	209	61	,	,	PUNCT
hi-719	209	62	and	and	CCONJ
hi-719	209	63	trustworthiness	trustworthiness	NOUN
hi-719	209	64	in	in	ADP
hi-719	209	65	transparency	transparency	NOUN
hi-719	209	66	as	as	ADP
hi-719	209	67	their	their	PRON
hi-719	209	68	accountability	accountability	NOUN
hi-719	209	69	to	to	ADP
hi-719	209	70	the	the	DET
hi-719	209	71	stakeholders	stakeholder	NOUN
hi-719	209	72	,	,	PUNCT
hi-719	209	73	which	which	PRON
hi-719	209	74	is	be	AUX
hi-719	209	75	consistent	consistent	ADJ
hi-719	209	76	with	with	ADP
hi-719	209	77	hudon	hudon	PROPN
hi-719	209	78	and	and	CCONJ
hi-719	209	79	jepson	jepson	PROPN
hi-719	209	80	's	's	PART
hi-719	209	81	argument	argument	NOUN
hi-719	209	82	that	that	SCONJ
hi-719	209	83	socially	socially	ADV
hi-719	209	84	oriented	orient	VERB
hi-719	209	85	microfinance	microfinance	NOUN
hi-719	209	86	is	be	AUX
hi-719	209	87	more	more	ADV
hi-719	209	88	concerned	concerned	ADJ
hi-719	209	89	with	with	ADP
hi-719	209	90	public	public	ADJ
hi-719	209	91	values	value	NOUN
hi-719	209	92	,	,	PUNCT
hi-719	209	93	issues	issue	NOUN
hi-719	209	94	,	,	PUNCT
hi-719	209	95	and	and	CCONJ
hi-719	209	96	strategies	strategy	NOUN
hi-719	209	97	in	in	ADP
hi-719	209	98	achieving	achieve	VERB
hi-719	209	99	social	social	ADJ
hi-719	209	100	objectives.86;87	objectives.86;87	PROPN
hi-719	209	101	6	6	NUM
hi-719	209	102	.	.	PUNCT
hi-719	210	1	conclusion	conclusion	NOUN
hi-719	210	2	iksar	iksar	NOUN
hi-719	210	3	and	and	CCONJ
hi-719	210	4	bmt	bmt	PROPN
hi-719	210	5	muda	muda	NOUN
hi-719	210	6	have	have	AUX
hi-719	210	7	tried	try	VERB
hi-719	210	8	to	to	PART
hi-719	210	9	realize	realize	VERB
hi-719	210	10	governance	governance	NOUN
hi-719	210	11	principles	principle	NOUN
hi-719	210	12	in	in	ADP
hi-719	210	13	their	their	PRON
hi-719	210	14	management	management	NOUN
hi-719	210	15	;	;	PUNCT
hi-719	210	16	hence	hence	ADV
hi-719	210	17	,	,	PUNCT
hi-719	210	18	they	they	PRON
hi-719	210	19	effectively	effectively	ADV
hi-719	210	20	fulfill	fulfill	VERB
hi-719	210	21	their	their	PRON
hi-719	210	22	moral	moral	ADJ
hi-719	210	23	obligation	obligation	NOUN
hi-719	210	24	by	by	ADP
hi-719	210	25	pursuing	pursue	VERB
hi-719	210	26	their	their	PRON
hi-719	210	27	social	social	ADJ
hi-719	210	28	objectives	objective	NOUN
hi-719	210	29	.	.	PUNCT
hi-719	211	1	however	however	ADV
hi-719	211	2	,	,	PUNCT
hi-719	211	3	bmt	bmt	PROPN
hi-719	211	4	muda	muda	NOUN
hi-719	211	5	has	have	VERB
hi-719	211	6	greater	great	ADJ
hi-719	211	7	transparency	transparency	NOUN
hi-719	211	8	than	than	SCONJ
hi-719	211	9	iksar	iksar	VERB
hi-719	211	10	due	due	ADP
hi-719	211	11	to	to	ADP
hi-719	211	12	its	its	PRON
hi-719	211	13	regulation	regulation	NOUN
hi-719	211	14	and	and	CCONJ
hi-719	211	15	ownership	ownership	NOUN
hi-719	211	16	structure	structure	NOUN
hi-719	211	17	,	,	PUNCT
hi-719	211	18	whereas	whereas	SCONJ
hi-719	211	19	iksar	iksar	NOUN
hi-719	211	20	is	be	AUX
hi-719	211	21	merely	merely	ADV
hi-719	211	22	an	an	DET
hi-719	211	23	association	association	NOUN
hi-719	211	24	that	that	PRON
hi-719	211	25	operates	operate	VERB
hi-719	211	26	on	on	ADP
hi-719	211	27	a	a	DET
hi-719	211	28	voluntary	voluntary	ADJ
hi-719	211	29	basis	basis	NOUN
hi-719	211	30	.	.	PUNCT
hi-719	212	1	in	in	ADP
hi-719	212	2	addition	addition	NOUN
hi-719	212	3	,	,	PUNCT
hi-719	212	4	iksar	iksar	PROPN
hi-719	212	5	is	be	AUX
hi-719	212	6	newer	new	ADJ
hi-719	212	7	and	and	CCONJ
hi-719	212	8	smaller	small	ADJ
hi-719	212	9	than	than	ADP
hi-719	212	10	bmt	bmt	PROPN
hi-719	212	11	muda	muda	NOUN
hi-719	212	12	.	.	PUNCT
hi-719	213	1	both	both	PRON
hi-719	213	2	have	have	VERB
hi-719	213	3	the	the	DET
hi-719	213	4	same	same	ADJ
hi-719	213	5	understanding	understanding	NOUN
hi-719	213	6	of	of	ADP
hi-719	213	7	the	the	DET
hi-719	213	8	importance	importance	NOUN
hi-719	213	9	of	of	ADP
hi-719	213	10	sharê‘ah	sharê‘ah	NOUN
hi-719	213	11	compliance	compliance	NOUN
hi-719	213	12	,	,	PUNCT
hi-719	213	13	proved	prove	VERB
hi-719	213	14	by	by	ADP
hi-719	213	15	the	the	DET
hi-719	213	16	existence	existence	NOUN
hi-719	213	17	of	of	ADP
hi-719	213	18	sharê‘ah	sharê‘ah	NOUN
hi-719	213	19	experts	expert	NOUN
hi-719	213	20	,	,	PUNCT
hi-719	213	21	the	the	DET
hi-719	213	22	responsibility	responsibility	NOUN
hi-719	213	23	to	to	PART
hi-719	213	24	give	give	VERB
hi-719	213	25	the	the	DET
hi-719	213	26	best	good	ADJ
hi-719	213	27	service	service	NOUN
hi-719	213	28	through	through	ADP
hi-719	213	29	their	their	PRON
hi-719	213	30	programs	program	NOUN
hi-719	213	31	,	,	PUNCT
hi-719	213	32	fairness	fairness	NOUN
hi-719	213	33	in	in	ADP
hi-719	213	34	decision	decision	NOUN
hi-719	213	35	-	-	PUNCT
hi-719	213	36	making	making	NOUN
hi-719	213	37	when	when	SCONJ
hi-719	213	38	there	there	PRON
hi-719	213	39	is	be	VERB
hi-719	213	40	a	a	DET
hi-719	213	41	problem	problem	NOUN
hi-719	213	42	to	to	PART
hi-719	213	43	look	look	VERB
hi-719	213	44	for	for	ADP
hi-719	213	45	the	the	DET
hi-719	213	46	best	good	ADJ
hi-719	213	47	solution	solution	NOUN
hi-719	213	48	in	in	ADP
hi-719	213	49	the	the	DET
hi-719	213	50	islamic	islamic	ADJ
hi-719	213	51	way	way	NOUN
hi-719	213	52	.	.	PUNCT
hi-719	214	1	as	as	ADP
hi-719	214	2	for	for	ADP
hi-719	214	3	accountability	accountability	NOUN
hi-719	214	4	,	,	PUNCT
hi-719	214	5	primarily	primarily	ADV
hi-719	214	6	in	in	ADP
hi-719	214	7	financial	financial	ADJ
hi-719	214	8	reports	report	NOUN
hi-719	214	9	,	,	PUNCT
hi-719	214	10	iksar	iksar	PROPN
hi-719	214	11	is	be	AUX
hi-719	214	12	limited	limit	VERB
hi-719	214	13	only	only	ADV
hi-719	214	14	to	to	ADP
hi-719	214	15	internal	internal	ADJ
hi-719	214	16	and	and	CCONJ
hi-719	214	17	government	government	NOUN
hi-719	214	18	.	.	PUNCT
hi-719	215	1	on	on	ADP
hi-719	215	2	the	the	DET
hi-719	215	3	contrary	contrary	NOUN
hi-719	215	4	,	,	PUNCT
hi-719	215	5	bmt	bmt	PROPN
hi-719	215	6	muda	muda	NOUN
hi-719	215	7	gives	give	VERB
hi-719	215	8	accessibility	accessibility	NOUN
hi-719	215	9	not	not	PART
hi-719	215	10	only	only	ADV
hi-719	215	11	to	to	PART
hi-719	215	12	internal	internal	VERB
hi-719	215	13	such	such	ADJ
hi-719	215	14	as	as	ADP
hi-719	215	15	supervisory	supervisory	ADJ
hi-719	215	16	and	and	CCONJ
hi-719	215	17	members	member	NOUN
hi-719	215	18	but	but	CCONJ
hi-719	215	19	also	also	ADV
hi-719	215	20	public	public	ADJ
hi-719	215	21	through	through	ADP
hi-719	215	22	their	their	PRON
hi-719	215	23	websites	website	NOUN
hi-719	215	24	and	and	CCONJ
hi-719	215	25	annual	annual	ADJ
hi-719	215	26	meetings	meeting	NOUN
hi-719	215	27	.	.	PUNCT
hi-719	216	1	this	this	DET
hi-719	216	2	analysis	analysis	NOUN
hi-719	216	3	demonstrates	demonstrate	VERB
hi-719	216	4	that	that	SCONJ
hi-719	216	5	despite	despite	SCONJ
hi-719	216	6	the	the	DET
hi-719	216	7	shared	share	VERB
hi-719	216	8	characteristic	characteristic	NOUN
hi-719	216	9	of	of	ADP
hi-719	216	10	both	both	DET
hi-719	216	11	entities	entity	NOUN
hi-719	216	12	being	be	AUX
hi-719	216	13	modern	modern	ADJ
hi-719	216	14	,	,	PUNCT
hi-719	216	15	their	their	PRON
hi-719	216	16	reliance	reliance	NOUN
hi-719	216	17	on	on	ADP
hi-719	216	18	technology	technology	NOUN
hi-719	216	19	as	as	ADP
hi-719	216	20	a	a	DET
hi-719	216	21	means	means	NOUN
hi-719	216	22	to	to	PART
hi-719	216	23	gain	gain	VERB
hi-719	216	24	a	a	DET
hi-719	216	25	competitive	competitive	ADJ
hi-719	216	26	edge	edge	NOUN
hi-719	216	27	is	be	AUX
hi-719	216	28	evident	evident	ADJ
hi-719	216	29	.	.	PUNCT
hi-719	217	1	if	if	SCONJ
hi-719	217	2	they	they	PRON
hi-719	217	3	were	be	AUX
hi-719	217	4	able	able	ADJ
hi-719	217	5	to	to	PART
hi-719	217	6	plan	plan	VERB
hi-719	217	7	for	for	ADP
hi-719	217	8	an	an	DET
hi-719	217	9	increase	increase	NOUN
hi-719	217	10	in	in	ADP
hi-719	217	11	human	human	ADJ
hi-719	217	12	resources	resource	NOUN
hi-719	217	13	,	,	PUNCT
hi-719	217	14	they	they	PRON
hi-719	217	15	might	might	AUX
hi-719	217	16	increase	increase	VERB
hi-719	217	17	promotion	promotion	NOUN
hi-719	217	18	,	,	PUNCT
hi-719	217	19	and	and	CCONJ
hi-719	217	20	collected	collect	VERB
hi-719	217	21	donations	donation	NOUN
hi-719	217	22	would	would	AUX
hi-719	217	23	be	be	AUX
hi-719	217	24	able	able	ADJ
hi-719	217	25	to	to	PART
hi-719	217	26	reach	reach	VERB
hi-719	217	27	more	more	ADJ
hi-719	217	28	people	people	NOUN
hi-719	217	29	to	to	PART
hi-719	217	30	enhance	enhance	VERB
hi-719	217	31	the	the	DET
hi-719	217	32	socioeconomic	socioeconomic	ADJ
hi-719	217	33	situation	situation	NOUN
hi-719	217	34	in	in	ADP
hi-719	217	35	türkiye	türkiye	PROPN
hi-719	217	36	and	and	CCONJ
hi-719	217	37	indonesia	indonesia	PROPN
hi-719	217	38	.	.	PUNCT
hi-719	218	1	iksar	iksar	PROPN
hi-719	218	2	should	should	AUX
hi-719	218	3	meet	meet	VERB
hi-719	218	4	on	on	ADP
hi-719	218	5	a	a	DET
hi-719	218	6	regular	regular	ADJ
hi-719	218	7	basis	basis	NOUN
hi-719	218	8	to	to	PART
hi-719	218	9	discuss	discuss	VERB
hi-719	218	10	their	their	PRON
hi-719	218	11	72	72	NUM
hi-719	218	12	the	the	DET
hi-719	218	13	implementation	implementation	NOUN
hi-719	218	14	of	of	ADP
hi-719	218	15	governance	governance	NOUN
hi-719	218	16	…	…	PUNCT
hi-719	218	17	plans	plan	NOUN
hi-719	218	18	for	for	ADP
hi-719	218	19	their	their	PRON
hi-719	218	20	ongoing	ongoing	ADJ
hi-719	218	21	business	business	NOUN
hi-719	218	22	and	and	CCONJ
hi-719	218	23	to	to	PART
hi-719	218	24	expand	expand	VERB
hi-719	218	25	the	the	DET
hi-719	218	26	scope	scope	NOUN
hi-719	218	27	of	of	ADP
hi-719	218	28	their	their	PRON
hi-719	218	29	information	information	NOUN
hi-719	218	30	disclosure	disclosure	NOUN
hi-719	218	31	.	.	PUNCT
hi-719	219	1	likewise	likewise	ADV
hi-719	219	2	,	,	PUNCT
hi-719	219	3	if	if	SCONJ
hi-719	219	4	bmt	bmt	PROPN
hi-719	219	5	muda	muda	NOUN
hi-719	219	6	has	have	VERB
hi-719	219	7	an	an	DET
hi-719	219	8	internal	internal	ADJ
hi-719	219	9	audit	audit	NOUN
hi-719	219	10	board	board	NOUN
hi-719	219	11	,	,	PUNCT
hi-719	219	12	its	its	PRON
hi-719	219	13	finances	finance	NOUN
hi-719	219	14	and	and	CCONJ
hi-719	219	15	governance	governance	NOUN
hi-719	219	16	will	will	AUX
hi-719	219	17	be	be	AUX
hi-719	219	18	more	more	ADV
hi-719	219	19	organized	organized	ADJ
hi-719	219	20	and	and	CCONJ
hi-719	219	21	financially	financially	ADV
hi-719	219	22	trustworthy	trustworthy	ADJ
hi-719	219	23	.	.	PUNCT
hi-719	220	1	both	both	PRON
hi-719	220	2	iksar	iksar	VERB
hi-719	220	3	and	and	CCONJ
hi-719	220	4	bmt	bmt	PROPN
hi-719	220	5	muda	muda	NOUN
hi-719	220	6	are	be	AUX
hi-719	220	7	supposed	suppose	VERB
hi-719	220	8	to	to	PART
hi-719	220	9	be	be	AUX
hi-719	220	10	more	more	ADV
hi-719	220	11	transparent	transparent	ADJ
hi-719	220	12	and	and	CCONJ
hi-719	220	13	accountable	accountable	ADJ
hi-719	220	14	to	to	PART
hi-719	220	15	attract	attract	VERB
hi-719	220	16	the	the	DET
hi-719	220	17	public	public	ADJ
hi-719	220	18	trust	trust	NOUN
hi-719	220	19	in	in	ADP
hi-719	220	20	them	they	PRON
hi-719	220	21	;	;	PUNCT
hi-719	220	22	hence	hence	ADV
hi-719	220	23	,	,	PUNCT
hi-719	220	24	their	their	PRON
hi-719	220	25	long	long	ADJ
hi-719	220	26	-	-	PUNCT
hi-719	220	27	term	term	NOUN
hi-719	220	28	success	success	NOUN
hi-719	220	29	in	in	ADP
hi-719	220	30	achieving	achieve	VERB
hi-719	220	31	their	their	PRON
hi-719	220	32	social	social	ADJ
hi-719	220	33	goals	goal	NOUN
hi-719	220	34	would	would	AUX
hi-719	220	35	be	be	AUX
hi-719	220	36	enhanced	enhance	VERB
hi-719	220	37	despite	despite	SCONJ
hi-719	220	38	in	in	ADP
hi-719	220	39	an	an	DET
hi-719	220	40	unpredictable	unpredictable	ADJ
hi-719	220	41	context	context	NOUN
hi-719	220	42	,	,	PUNCT
hi-719	220	43	islamic	islamic	ADJ
hi-719	220	44	microfinance	microfinance	NOUN
hi-719	220	45	will	will	AUX
hi-719	220	46	become	become	VERB
hi-719	220	47	more	more	ADV
hi-719	220	48	secure	secure	ADJ
hi-719	220	49	and	and	CCONJ
hi-719	220	50	resilient	resilient	ADJ
hi-719	220	51	in	in	ADP
hi-719	220	52	the	the	DET
hi-719	220	53	long	long	ADJ
hi-719	220	54	run	run	NOUN
hi-719	220	55	.	.	PUNCT
hi-719	221	1	finally	finally	ADV
hi-719	221	2	,	,	PUNCT
hi-719	221	3	each	each	DET
hi-719	221	4	country	country	NOUN
hi-719	221	5	's	's	PART
hi-719	221	6	government	government	NOUN
hi-719	221	7	should	should	AUX
hi-719	221	8	also	also	ADV
hi-719	221	9	encourage	encourage	VERB
hi-719	221	10	practitioners	practitioner	NOUN
hi-719	221	11	to	to	PART
hi-719	221	12	continue	continue	VERB
hi-719	221	13	to	to	PART
hi-719	221	14	develop	develop	VERB
hi-719	221	15	islamic	islamic	ADJ
hi-719	221	16	microfinance	microfinance	NOUN
hi-719	221	17	,	,	PUNCT
hi-719	221	18	emphasizing	emphasize	VERB
hi-719	221	19	socially	socially	ADV
hi-719	221	20	-	-	PUNCT
hi-719	221	21	oriented	orient	VERB
hi-719	221	22	microfinance	microfinance	NOUN
hi-719	221	23	by	by	ADP
hi-719	221	24	making	make	VERB
hi-719	221	25	more	more	ADJ
hi-719	221	26	concrete	concrete	ADJ
hi-719	221	27	regulations	regulation	NOUN
hi-719	221	28	,	,	PUNCT
hi-719	221	29	particularly	particularly	ADV
hi-719	221	30	regarding	regard	VERB
hi-719	221	31	information	information	NOUN
hi-719	221	32	disclosure	disclosure	NOUN
hi-719	221	33	to	to	ADP
hi-719	221	34	the	the	DET
hi-719	221	35	public	public	NOUN
hi-719	221	36	,	,	PUNCT
hi-719	221	37	so	so	SCONJ
hi-719	221	38	that	that	SCONJ
hi-719	221	39	the	the	DET
hi-719	221	40	public	public	NOUN
hi-719	221	41	will	will	AUX
hi-719	221	42	get	get	VERB
hi-719	221	43	more	more	ADV
hi-719	221	44	reliable	reliable	ADJ
hi-719	221	45	information	information	NOUN
hi-719	221	46	.	.	PUNCT
hi-719	222	1	given	give	VERB
hi-719	222	2	that	that	SCONJ
hi-719	222	3	in	in	ADP
hi-719	222	4	islam	islam	PROPN
hi-719	222	5	,	,	PUNCT
hi-719	222	6	it	it	PRON
hi-719	222	7	is	be	AUX
hi-719	222	8	necessary	necessary	ADJ
hi-719	222	9	to	to	PART
hi-719	222	10	disclose	disclose	VERB
hi-719	222	11	information	information	NOUN
hi-719	222	12	thoroughly	thoroughly	ADV
hi-719	222	13	to	to	ADP
hi-719	222	14	the	the	DET
hi-719	222	15	public	public	NOUN
hi-719	222	16	because	because	SCONJ
hi-719	222	17	this	this	PRON
hi-719	222	18	will	will	AUX
hi-719	222	19	also	also	ADV
hi-719	222	20	have	have	VERB
hi-719	222	21	an	an	DET
hi-719	222	22	impact	impact	NOUN
hi-719	222	23	on	on	ADP
hi-719	222	24	public	public	ADJ
hi-719	222	25	awareness	awareness	NOUN
hi-719	222	26	to	to	PART
hi-719	222	27	trust	trust	VERB
hi-719	222	28	islamic	islamic	ADJ
hi-719	222	29	microfinance	microfinance	NOUN
hi-719	222	30	institutions	institution	NOUN
hi-719	222	31	more	more	ADV
hi-719	222	32	so	so	SCONJ
hi-719	222	33	that	that	SCONJ
hi-719	222	34	it	it	PRON
hi-719	222	35	will	will	AUX
hi-719	222	36	simultaneously	simultaneously	ADV
hi-719	222	37	have	have	VERB
hi-719	222	38	an	an	DET
hi-719	222	39	impact	impact	NOUN
hi-719	222	40	on	on	ADP
hi-719	222	41	relations	relation	NOUN
hi-719	222	42	among	among	ADP
hi-719	222	43	the	the	DET
hi-719	222	44	public	public	NOUN
hi-719	222	45	,	,	PUNCT
hi-719	222	46	islamic	islamic	ADJ
hi-719	222	47	microfinance	microfinance	NOUN
hi-719	222	48	,	,	PUNCT
hi-719	222	49	and	and	CCONJ
hi-719	222	50	the	the	DET
hi-719	222	51	government	government	NOUN
hi-719	222	52	in	in	ADP
hi-719	222	53	creating	create	VERB
hi-719	222	54	a	a	DET
hi-719	222	55	sustainable	sustainable	ADJ
hi-719	222	56	.	.	PUNCT
hi-719	223	1	this	this	DET
hi-719	223	2	study	study	NOUN
hi-719	223	3	relies	rely	VERB
hi-719	223	4	on	on	ADP
hi-719	223	5	only	only	ADV
hi-719	223	6	two	two	NUM
hi-719	223	7	informants	informant	NOUN
hi-719	223	8	due	due	ADP
hi-719	223	9	to	to	ADP
hi-719	223	10	the	the	DET
hi-719	223	11	small	small	ADJ
hi-719	223	12	size	size	NOUN
hi-719	223	13	of	of	ADP
hi-719	223	14	both	both	DET
hi-719	223	15	entities	entity	NOUN
hi-719	223	16	.	.	PUNCT
hi-719	224	1	hence	hence	ADV
hi-719	224	2	,	,	PUNCT
hi-719	224	3	the	the	DET
hi-719	224	4	author	author	NOUN
hi-719	224	5	can	can	AUX
hi-719	224	6	not	not	PART
hi-719	224	7	shed	shed	VERB
hi-719	224	8	light	light	NOUN
hi-719	224	9	on	on	ADP
hi-719	224	10	the	the	DET
hi-719	224	11	factors	factor	NOUN
hi-719	224	12	that	that	PRON
hi-719	224	13	influence	influence	VERB
hi-719	224	14	the	the	DET
hi-719	224	15	structure	structure	NOUN
hi-719	224	16	and	and	CCONJ
hi-719	224	17	administration	administration	NOUN
hi-719	224	18	of	of	ADP
hi-719	224	19	both	both	DET
hi-719	224	20	organizations	organization	NOUN
hi-719	224	21	.	.	PUNCT
hi-719	225	1	due	due	ADP
hi-719	225	2	to	to	ADP
hi-719	225	3	the	the	DET
hi-719	225	4	fact	fact	NOUN
hi-719	225	5	that	that	SCONJ
hi-719	225	6	this	this	DET
hi-719	225	7	study	study	NOUN
hi-719	225	8	only	only	ADV
hi-719	225	9	investigates	investigate	VERB
hi-719	225	10	two	two	NUM
hi-719	225	11	islamic	islamic	ADJ
hi-719	225	12	microfinance	microfinance	NOUN
hi-719	225	13	countries	country	NOUN
hi-719	225	14	that	that	PRON
hi-719	225	15	specifically	specifically	ADV
hi-719	225	16	had	have	AUX
hi-719	225	17	disclosed	disclose	VERB
hi-719	225	18	the	the	DET
hi-719	225	19	reports	report	NOUN
hi-719	225	20	on	on	ADP
hi-719	225	21	the	the	DET
hi-719	225	22	website	website	NOUN
hi-719	225	23	,	,	PUNCT
hi-719	225	24	further	further	ADJ
hi-719	225	25	research	research	NOUN
hi-719	225	26	is	be	AUX
hi-719	225	27	required	require	VERB
hi-719	225	28	to	to	PART
hi-719	225	29	delve	delve	VERB
hi-719	225	30	deeply	deeply	ADV
hi-719	225	31	into	into	ADP
hi-719	225	32	each	each	DET
hi-719	225	33	facet	facet	NOUN
hi-719	225	34	of	of	ADP
hi-719	225	35	governance	governance	NOUN
hi-719	225	36	principles	principle	NOUN
hi-719	225	37	,	,	PUNCT
hi-719	225	38	to	to	PART
hi-719	225	39	incorporate	incorporate	VERB
hi-719	225	40	the	the	DET
hi-719	225	41	government	government	NOUN
hi-719	225	42	's	's	PART
hi-719	225	43	perspective	perspective	NOUN
hi-719	225	44	,	,	PUNCT
hi-719	225	45	and	and	CCONJ
hi-719	225	46	to	to	PART
hi-719	225	47	include	include	VERB
hi-719	225	48	more	more	ADJ
hi-719	225	49	countries	country	NOUN
hi-719	225	50	.	.	PUNCT
hi-719	226	1	7	7	X
hi-719	226	2	.	.	NUM
hi-719	226	3	notes	note	NOUN
hi-719	226	4	and	and	CCONJ
hi-719	226	5	references	reference	NOUN
hi-719	226	6	1	1	NUM
hi-719	226	7	lewis	lewis	PROPN
hi-719	226	8	,	,	PUNCT
hi-719	226	9	m.	m.	NOUN
hi-719	226	10	k.	k.	PROPN
hi-719	227	1	"	"	PUNCT
hi-719	227	2	islamic	islamic	ADJ
hi-719	227	3	corporate	corporate	ADJ
hi-719	227	4	governance	governance	NOUN
hi-719	227	5	.	.	PUNCT
hi-719	227	6	"	"	PUNCT
hi-719	228	1	review	review	NOUN
hi-719	228	2	of	of	ADP
hi-719	228	3	islamic	islamic	ADJ
hi-719	228	4	economics	economic	NOUN
hi-719	228	5	9	9	NUM
hi-719	228	6	(	(	PUNCT
hi-719	228	7	01/01	01/01	NUM
hi-719	228	8	2005	2005	NUM
hi-719	228	9	)	)	PUNCT
hi-719	228	10	.	.	PUNCT
hi-719	229	1	2	2	NUM
hi-719	229	2	yilmaz	yilmaz	PROPN
hi-719	229	3	,	,	PUNCT
hi-719	229	4	ozgur	ozgur	PROPN
hi-719	229	5	-	-	PUNCT
hi-719	229	6	devrim	devrim	NOUN
hi-719	229	7	,	,	PUNCT
hi-719	229	8	guluzar	guluzar	NOUN
hi-719	229	9	kurt	kurt	NOUN
hi-719	229	10	-	-	PUNCT
hi-719	229	11	gumus	gumus	NOUN
hi-719	229	12	,	,	PUNCT
hi-719	229	13	and	and	CCONJ
hi-719	229	14	banu	banu	PROPN
hi-719	229	15	aslanertik	aslanertik	PROPN
hi-719	229	16	.	.	PUNCT
hi-719	230	1	"	"	PUNCT
hi-719	230	2	corporate	corporate	ADJ
hi-719	230	3	governance	governance	NOUN
hi-719	230	4	and	and	CCONJ
hi-719	230	5	voluntary	voluntary	ADJ
hi-719	230	6	disclosure	disclosure	NOUN
hi-719	230	7	:	:	PUNCT
hi-719	230	8	content	content	VERB
hi-719	230	9	analysis	analysis	NOUN
hi-719	230	10	on	on	ADP
hi-719	230	11	borsa	borsa	PROPN
hi-719	230	12	istanbul	istanbul	PROPN
hi-719	230	13	hospitality	hospitality	PROPN
hi-719	230	14	industry	industry	NOUN
hi-719	230	15	companies	company	NOUN
hi-719	230	16	.	.	PUNCT
hi-719	230	17	"	"	PUNCT
hi-719	231	1	turizam	turizam	X
hi-719	231	2	21	21	NUM
hi-719	231	3	(	(	PUNCT
hi-719	231	4	01/01	01/01	NUM
hi-719	231	5	2017	2017	NUM
hi-719	231	6	):	):	PUNCT
hi-719	231	7	34	34	NUM
hi-719	231	8	-	-	SYM
hi-719	231	9	44	44	NUM
hi-719	231	10	.	.	PUNCT
hi-719	232	1	https://doi.org/10.5937/turizam1701034y	https://doi.org/10.5937/turizam1701034y	PROPN
hi-719	232	2	.	.	PROPN
hi-719	233	1	3	3	NUM
hi-719	233	2	kassim	kassim	PROPN
hi-719	233	3	,	,	PUNCT
hi-719	233	4	salina	salina	PROPN
hi-719	233	5	,	,	PUNCT
hi-719	233	6	rusni	rusni	VERB
hi-719	233	7	hassan	hassan	PROPN
hi-719	233	8	,	,	PUNCT
hi-719	233	9	and	and	CCONJ
hi-719	233	10	siti	siti	PROPN
hi-719	233	11	nadhirah	nadhirah	PROPN
hi-719	233	12	kassim	kassim	PROPN
hi-719	233	13	.	.	PUNCT
hi-719	234	1	"	"	PUNCT
hi-719	234	2	good	good	ADJ
hi-719	234	3	governance	governance	NOUN
hi-719	234	4	and	and	CCONJ
hi-719	234	5	sustainability	sustainability	NOUN
hi-719	234	6	in	in	ADP
hi-719	234	7	islamic	islamic	ADJ
hi-719	234	8	microfinance	microfinance	NOUN
hi-719	234	9	institutions	institution	NOUN
hi-719	234	10	.	.	PUNCT
hi-719	234	11	"	"	PUNCT
hi-719	235	1	journal	journal	PROPN
hi-719	235	2	of	of	ADP
hi-719	235	3	islamic	islamic	PROPN
hi-719	235	4	finance	finance	PROPN
hi-719	235	5	7	7	NUM
hi-719	235	6	,	,	PUNCT
hi-719	235	7	no	no	INTJ
hi-719	235	8	.	.	NOUN
hi-719	235	9	2	2	NUM
hi-719	235	10	(	(	PUNCT
hi-719	235	11	09/18	09/18	NUM
hi-719	235	12	2018	2018	NUM
hi-719	235	13	):	):	PUNCT
hi-719	235	14	021	021	NUM
hi-719	235	15	-	-	SYM
hi-719	235	16	28	28	NUM
hi-719	235	17	.	.	PUNCT
hi-719	236	1	https://journals.iium.edu.my/iiibfjournal/index.php/jif/article/view/298	https://journals.iium.edu.my/iiibfjournal/index.php/jif/article/view/298	NOUN
hi-719	236	2	.	.	PUNCT
hi-719	237	1	4	4	NUM
hi-719	237	2	kyereboah‐coleman	kyereboah‐coleman	PROPN
hi-719	237	3	,	,	PUNCT
hi-719	237	4	anthony	anthony	PROPN
hi-719	237	5	,	,	PUNCT
hi-719	237	6	and	and	CCONJ
hi-719	237	7	kofi	kofi	PROPN
hi-719	237	8	a.	a.	PROPN
hi-719	237	9	osei	osei	PROPN
hi-719	237	10	.	.	PUNCT
hi-719	238	1	"	"	PUNCT
hi-719	238	2	outreach	outreach	NOUN
hi-719	238	3	and	and	CCONJ
hi-719	238	4	profitability	profitability	NOUN
hi-719	238	5	of	of	ADP
hi-719	238	6	microfinance	microfinance	NOUN
hi-719	238	7	institutions	institution	NOUN
hi-719	238	8	:	:	PUNCT
hi-719	238	9	the	the	DET
hi-719	238	10	role	role	NOUN
hi-719	238	11	of	of	ADP
hi-719	238	12	governance	governance	NOUN
hi-719	238	13	.	.	PUNCT
hi-719	238	14	"	"	PUNCT
hi-719	239	1	journal	journal	NOUN
hi-719	239	2	of	of	ADP
hi-719	239	3	economic	economic	ADJ
hi-719	239	4	studies	study	NOUN
hi-719	239	5	35	35	NUM
hi-719	239	6	,	,	PUNCT
hi-719	239	7	no	no	INTJ
hi-719	239	8	.	.	NOUN
hi-719	239	9	3	3	NUM
hi-719	239	10	(	(	PUNCT
hi-719	239	11	2008	2008	NUM
hi-719	239	12	):	):	PUNCT
hi-719	239	13	236	236	NUM
hi-719	239	14	-	-	SYM
hi-719	239	15	48	48	NUM
hi-719	239	16	.	.	PUNCT
hi-719	240	1	https://doi.org/10.1108/01443580810887797	https://doi.org/10.1108/01443580810887797	NOUN
hi-719	240	2	.	.	PUNCT
hi-719	241	1	5	5	NUM
hi-719	241	2	lewis	lewis	PROPN
hi-719	241	3	,	,	PUNCT
hi-719	241	4	m.	m.	NOUN
hi-719	241	5	k.	k.	PUNCT
hi-719	242	1	"	"	PUNCT
hi-719	242	2	principles	principle	NOUN
hi-719	242	3	of	of	ADP
hi-719	242	4	islamic	islamic	ADJ
hi-719	242	5	corporate	corporate	ADJ
hi-719	242	6	governance	governance	NOUN
hi-719	242	7	.	.	PUNCT
hi-719	242	8	"	"	PUNCT
hi-719	243	1	243	243	NUM
hi-719	243	2	-	-	SYM
hi-719	243	3	67	67	NUM
hi-719	243	4	,	,	PUNCT
hi-719	243	5	2014	2014	NUM
hi-719	243	6	.	.	PUNCT
hi-719	244	1	6	6	NUM
hi-719	244	2	ülev	ülev	ADJ
hi-719	244	3	,	,	PUNCT
hi-719	244	4	salih	salih	PROPN
hi-719	244	5	.	.	PUNCT
hi-719	245	1	"	"	PUNCT
hi-719	245	2	i̇slami	i̇slami	ADJ
hi-719	245	3	mikrofinans	mikrofinan	NOUN
hi-719	245	4	:	:	PUNCT
hi-719	245	5	bir	bir	PROPN
hi-719	245	6	literatür	literatür	PROPN
hi-719	245	7	i̇ncelemesi	i̇ncelemesi	NOUN
hi-719	245	8	.	.	PUNCT
hi-719	245	9	"	"	PUNCT
hi-719	246	1	adam	adam	PROPN
hi-719	246	2	akademi̇	akademi̇	PROPN
hi-719	246	3	sosyal	sosyal	PROPN
hi-719	246	4	bilimler	bilimler	PROPN
hi-719	246	5	dergisi	dergisi	VERB
hi-719	246	6	12	12	NUM
hi-719	246	7	(	(	PUNCT
hi-719	246	8	08/14	08/14	NUM
hi-719	246	9	2022	2022	NUM
hi-719	246	10	):	):	PUNCT
hi-719	246	11	169	169	NUM
hi-719	246	12	-	-	SYM
hi-719	246	13	210	210	NUM
hi-719	246	14	.	.	PUNCT
hi-719	247	1	7	7	NUM
hi-719	247	2	özdemir	özdemir	NOUN
hi-719	247	3	,	,	PUNCT
hi-719	247	4	mücahit	mücahit	PROPN
hi-719	247	5	.	.	PUNCT
hi-719	248	1	i̇slami	i̇slami	PROPN
hi-719	248	2	mikrofinans	mikrofinans	PROPN
hi-719	248	3	teori	teori	PROPN
hi-719	248	4	uygulama	uygulama	NOUN
hi-719	248	5	ve	ve	AUX
hi-719	248	6	model	model	NOUN
hi-719	248	7	önerileri	önerileri	NOUN
hi-719	248	8	.	.	PUNCT
hi-719	249	1	albaraka	albaraka	ADV
hi-719	249	2	yayınları	yayınları	NOUN
hi-719	249	3	,	,	PUNCT
hi-719	249	4	2019	2019	NUM
hi-719	249	5	.	.	PUNCT
hi-719	250	1	https://doi.org/10.5937/turizam1701034y	https://doi.org/10.5937/turizam1701034y	PROPN
hi-719	250	2	https://journals.iium.edu.my/iiibf-journal/index.php/jif/article/view/298	https://journals.iium.edu.my/iiibf-journal/index.php/jif/article/view/298	PUNCT
hi-719	251	1	https://journals.iium.edu.my/iiibf-journal/index.php/jif/article/view/298	https://journals.iium.edu.my/iiibf-journal/index.php/jif/article/view/298	PUNCT
hi-719	251	2	https://doi.org/10.1108/01443580810887797	https://doi.org/10.1108/01443580810887797	X
hi-719	251	3	hamdard	hamdard	ADJ
hi-719	251	4	islamicus	islamicus	NOUN
hi-719	251	5	vol	vol	NOUN
hi-719	251	6	.	.	PUNCT
hi-719	252	1	xlvi	xlvi	PROPN
hi-719	252	2	,	,	PUNCT
hi-719	252	3	no	no	INTJ
hi-719	252	4	.	.	NOUN
hi-719	252	5	4	4	NUM
hi-719	252	6	73	73	NUM
hi-719	252	7	8	8	NUM
hi-719	252	8	gupta	gupta	NOUN
hi-719	252	9	,	,	PUNCT
hi-719	252	10	namrata	namrata	PROPN
hi-719	252	11	,	,	PUNCT
hi-719	252	12	and	and	CCONJ
hi-719	252	13	anita	anita	PROPN
hi-719	252	14	mirchandani	mirchandani	PROPN
hi-719	252	15	.	.	PUNCT
hi-719	253	1	"	"	PUNCT
hi-719	253	2	corporate	corporate	ADJ
hi-719	253	3	governance	governance	NOUN
hi-719	253	4	and	and	CCONJ
hi-719	253	5	performance	performance	NOUN
hi-719	253	6	of	of	ADP
hi-719	253	7	microfinance	microfinance	NOUN
hi-719	253	8	institutions	institution	NOUN
hi-719	253	9	:	:	PUNCT
hi-719	253	10	recent	recent	ADJ
hi-719	253	11	global	global	ADJ
hi-719	253	12	evidences	evidence	NOUN
hi-719	253	13	.	.	PUNCT
hi-719	253	14	"	"	PUNCT
hi-719	253	15	journal	journal	NOUN
hi-719	253	16	of	of	ADP
hi-719	253	17	management	management	NOUN
hi-719	253	18	and	and	CCONJ
hi-719	253	19	governance	governance	NOUN
hi-719	253	20	24	24	NUM
hi-719	253	21	,	,	PUNCT
hi-719	253	22	no	no	INTJ
hi-719	253	23	.	.	NOUN
hi-719	253	24	2	2	NUM
hi-719	253	25	(	(	PUNCT
hi-719	253	26	2019	2019	NUM
hi-719	253	27	):	):	PUNCT
hi-719	253	28	307–26	307–26	PROPN
hi-719	253	29	.	.	PUNCT
hi-719	254	1	https://doi.org/10.1007/s10997-0189446-4	https://doi.org/10.1007/s10997-0189446-4	PROPN
hi-719	254	2	.	.	PUNCT
hi-719	255	1	9	9	NUM
hi-719	255	2	kassim	kassim	PROPN
hi-719	255	3	,	,	PUNCT
hi-719	255	4	salina	salina	PROPN
hi-719	255	5	,	,	PUNCT
hi-719	255	6	rusni	rusni	VERB
hi-719	255	7	hassan	hassan	PROPN
hi-719	255	8	,	,	PUNCT
hi-719	255	9	and	and	CCONJ
hi-719	255	10	siti	siti	PROPN
hi-719	255	11	nadhirah	nadhirah	PROPN
hi-719	255	12	kassim	kassim	PROPN
hi-719	255	13	.	.	PUNCT
hi-719	256	1	op.cit	op.cit	PROPN
hi-719	256	2	.	.	PROPN
hi-719	256	3	pp.22	pp.22	PROPN
hi-719	256	4	10	10	NUM
hi-719	256	5	gupta	gupta	NOUN
hi-719	256	6	,	,	PUNCT
hi-719	256	7	namrata	namrata	PROPN
hi-719	256	8	,	,	PUNCT
hi-719	256	9	and	and	CCONJ
hi-719	256	10	anita	anita	PROPN
hi-719	256	11	mirchandani	mirchandani	PROPN
hi-719	256	12	.	.	PUNCT
hi-719	257	1	op.cit	op.cit	ADJ
hi-719	257	2	.	.	NOUN
hi-719	257	3	11	11	NUM
hi-719	257	4	hartarska	hartarska	PROPN
hi-719	257	5	,	,	PUNCT
hi-719	257	6	valentina	valentina	PROPN
hi-719	257	7	.	.	PROPN
hi-719	257	8	2005	2005	NUM
hi-719	257	9	.	.	PUNCT
hi-719	258	1	"	"	PUNCT
hi-719	258	2	governance	governance	NOUN
hi-719	258	3	and	and	CCONJ
hi-719	258	4	performance	performance	NOUN
hi-719	258	5	of	of	ADP
hi-719	258	6	microfinance	microfinance	NOUN
hi-719	258	7	institutions	institution	NOUN
hi-719	258	8	in	in	ADP
hi-719	258	9	central	central	ADJ
hi-719	258	10	and	and	CCONJ
hi-719	258	11	eastern	eastern	ADJ
hi-719	258	12	europe	europe	PROPN
hi-719	258	13	and	and	CCONJ
hi-719	258	14	the	the	DET
hi-719	258	15	newly	newly	ADV
hi-719	258	16	independent	independent	ADJ
hi-719	258	17	states	state	NOUN
hi-719	258	18	.	.	PUNCT
hi-719	258	19	"	"	PUNCT
hi-719	259	1	world	world	NOUN
hi-719	259	2	development	development	NOUN
hi-719	259	3	33	33	NUM
hi-719	259	4	(	(	PUNCT
hi-719	259	5	10	10	NUM
hi-719	259	6	):	):	PUNCT
hi-719	259	7	1627–1643	1627–1643	NUM
hi-719	259	8	.	.	PUNCT
hi-719	260	1	https://doi.org/10.1016/j.worlddev.2005.06.001	https://doi.org/10.1016/j.worlddev.2005.06.001	PROPN
hi-719	260	2	.	.	PUNCT
hi-719	261	1	12	12	NUM
hi-719	261	2	fan	fan	PROPN
hi-719	261	3	,	,	PUNCT
hi-719	261	4	yaoyao	yaoyao	PROPN
hi-719	261	5	,	,	PUNCT
hi-719	261	6	kose	kose	PROPN
hi-719	261	7	john	john	PROPN
hi-719	261	8	,	,	PUNCT
hi-719	261	9	frank	frank	PROPN
hi-719	261	10	hong	hong	PROPN
hi-719	261	11	liu	liu	PROPN
hi-719	261	12	,	,	PUNCT
hi-719	261	13	and	and	CCONJ
hi-719	261	14	luqyan	luqyan	PROPN
hi-719	261	15	tamanni	tamanni	PROPN
hi-719	261	16	.	.	PUNCT
hi-719	262	1	"	"	PUNCT
hi-719	262	2	security	security	NOUN
hi-719	262	3	design	design	NOUN
hi-719	262	4	,	,	PUNCT
hi-719	262	5	incentives	incentive	NOUN
hi-719	262	6	,	,	PUNCT
hi-719	262	7	and	and	CCONJ
hi-719	262	8	islamic	islamic	ADJ
hi-719	262	9	microfinance	microfinance	NOUN
hi-719	262	10	:	:	PUNCT
hi-719	262	11	cross	cross	VERB
hi-719	262	12	country	country	NOUN
hi-719	262	13	evidence	evidence	NOUN
hi-719	262	14	.	.	PUNCT
hi-719	262	15	"	"	PUNCT
hi-719	262	16	journal	journal	NOUN
hi-719	262	17	of	of	ADP
hi-719	262	18	international	international	ADJ
hi-719	262	19	financial	financial	ADJ
hi-719	262	20	markets	market	NOUN
hi-719	262	21	,	,	PUNCT
hi-719	262	22	institutions	institution	NOUN
hi-719	262	23	and	and	CCONJ
hi-719	262	24	money	money	NOUN
hi-719	262	25	62	62	NUM
hi-719	262	26	(	(	PUNCT
hi-719	262	27	2019/09/01/	2019/09/01/	NUM
hi-719	262	28	2019	2019	NUM
hi-719	262	29	):	):	PUNCT
hi-719	262	30	264	264	NUM
hi-719	262	31	-	-	SYM
hi-719	262	32	80	80	NUM
hi-719	262	33	.	.	PUNCT
hi-719	263	1	https://doi.org/https://doi.org/10.1016/j.intfin.2019.08.002	https://doi.org/https://doi.org/10.1016/j.intfin.2019.08.002	NOUN
hi-719	263	2	.	.	PUNCT
hi-719	264	1	https://www.sciencedirect.com/science/article/pii/s1042443118304244	https://www.sciencedirect.com/science/article/pii/s1042443118304244	NOUN
hi-719	264	2	.	.	PUNCT
hi-719	265	1	13	13	NUM
hi-719	265	2	abbas	abbas	NOUN
hi-719	265	3	,	,	PUNCT
hi-719	265	4	kausar	kausar	NOUN
hi-719	265	5	,	,	PUNCT
hi-719	265	6	and	and	CCONJ
hi-719	265	7	nasim	nasim	PROPN
hi-719	265	8	shirazi	shirazi	PROPN
hi-719	265	9	.	.	PUNCT
hi-719	266	1	"	"	PUNCT
hi-719	266	2	the	the	DET
hi-719	266	3	key	key	ADJ
hi-719	266	4	players	player	NOUN
hi-719	266	5	’	’	PART
hi-719	266	6	perception	perception	NOUN
hi-719	266	7	on	on	ADP
hi-719	266	8	the	the	DET
hi-719	266	9	role	role	NOUN
hi-719	266	10	of	of	ADP
hi-719	266	11	islamic	islamic	ADJ
hi-719	266	12	microfinance	microfinance	NOUN
hi-719	266	13	in	in	ADP
hi-719	266	14	poverty	poverty	NOUN
hi-719	266	15	alleviation	alleviation	NOUN
hi-719	266	16	.	.	PUNCT
hi-719	266	17	"	"	PUNCT
hi-719	267	1	journal	journal	PROPN
hi-719	267	2	of	of	ADP
hi-719	267	3	islamic	islamic	PROPN
hi-719	267	4	accounting	accounting	PROPN
hi-719	267	5	and	and	CCONJ
hi-719	267	6	business	business	NOUN
hi-719	267	7	research	research	NOUN
hi-719	267	8	6	6	NUM
hi-719	267	9	,	,	PUNCT
hi-719	267	10	no	no	INTJ
hi-719	267	11	.	.	NOUN
hi-719	267	12	2	2	NUM
hi-719	267	13	(	(	PUNCT
hi-719	267	14	2015	2015	NUM
hi-719	267	15	):	):	PUNCT
hi-719	267	16	244	244	NUM
hi-719	267	17	-	-	SYM
hi-719	267	18	67	67	NUM
hi-719	267	19	.	.	PUNCT
hi-719	268	1	https://doi.org/10.1108/jiabr-062013-0017	https://doi.org/10.1108/jiabr-062013-0017	NOUN
hi-719	268	2	.	.	PUNCT
hi-719	269	1	14	14	NUM
hi-719	269	2	iqbal	iqbal	PROPN
hi-719	269	3	,	,	PUNCT
hi-719	269	4	sana	sana	PROPN
hi-719	269	5	,	,	PUNCT
hi-719	269	6	ahmad	ahmad	PROPN
hi-719	269	7	nawaz	nawaz	NOUN
hi-719	269	8	,	,	PUNCT
hi-719	269	9	and	and	CCONJ
hi-719	269	10	sadaf	sadaf	PROPN
hi-719	269	11	ehsan	ehsan	PROPN
hi-719	269	12	.	.	PUNCT
hi-719	270	1	"	"	PUNCT
hi-719	270	2	financial	financial	ADJ
hi-719	270	3	performance	performance	NOUN
hi-719	270	4	and	and	CCONJ
hi-719	270	5	corporate	corporate	ADJ
hi-719	270	6	governance	governance	NOUN
hi-719	270	7	in	in	ADP
hi-719	270	8	microfinance	microfinance	NOUN
hi-719	270	9	:	:	PUNCT
hi-719	270	10	evidence	evidence	NOUN
hi-719	270	11	from	from	ADP
hi-719	270	12	asia	asia	PROPN
hi-719	270	13	.	.	PUNCT
hi-719	270	14	"	"	PUNCT
hi-719	270	15	journal	journal	NOUN
hi-719	270	16	of	of	ADP
hi-719	270	17	asian	asian	ADJ
hi-719	270	18	economics	economic	NOUN
hi-719	270	19	60	60	NUM
hi-719	270	20	(	(	PUNCT
hi-719	270	21	2019/02/01/	2019/02/01/	NUM
hi-719	270	22	2019	2019	NUM
hi-719	270	23	):	):	PUNCT
hi-719	270	24	1	1	NUM
hi-719	270	25	-	-	SYM
hi-719	270	26	13	13	NUM
hi-719	270	27	.	.	PUNCT
hi-719	270	28	https://doi.org/https://doi.org/10.1016/j.asieco.2018.10.002	https://doi.org/https://doi.org/10.1016/j.asieco.2018.10.002	NOUN
hi-719	270	29	.	.	PUNCT
hi-719	271	1	https://www.sciencedirect.com/science/article/pii/s1049007817301616	https://www.sciencedirect.com/science/article/pii/s1049007817301616	X
hi-719	271	2	.	.	PROPN
hi-719	271	3	15	15	NUM
hi-719	271	4	lansink	lansink	ADJ
hi-719	271	5	,	,	PUNCT
hi-719	271	6	alfons	alfons	PROPN
hi-719	271	7	oude	oude	PROPN
hi-719	271	8	,	,	PUNCT
hi-719	271	9	elvira	elvira	PROPN
hi-719	271	10	silva	silva	PROPN
hi-719	271	11	,	,	PUNCT
hi-719	271	12	and	and	CCONJ
hi-719	271	13	spiro	spiro	NOUN
hi-719	271	14	e	e	PROPN
hi-719	271	15	stefanou	stefanou	NOUN
hi-719	271	16	.	.	PUNCT
hi-719	272	1	"	"	PUNCT
hi-719	272	2	inter	inter	ADJ
hi-719	272	3	-	-	ADJ
hi-719	272	4	firm	firm	ADJ
hi-719	272	5	and	and	CCONJ
hi-719	272	6	intrafirm	intrafirm	ADJ
hi-719	272	7	efficiency	efficiency	NOUN
hi-719	272	8	measures	measure	NOUN
hi-719	272	9	.	.	PUNCT
hi-719	272	10	"	"	PUNCT
hi-719	273	1	journal	journal	NOUN
hi-719	273	2	of	of	ADP
hi-719	273	3	productivity	productivity	NOUN
hi-719	273	4	analysis	analysis	NOUN
hi-719	273	5	15	15	NUM
hi-719	273	6	,	,	PUNCT
hi-719	273	7	no	no	INTJ
hi-719	273	8	.	.	NOUN
hi-719	273	9	3	3	NUM
hi-719	273	10	(	(	PUNCT
hi-719	273	11	2001	2001	NUM
hi-719	273	12	):	):	PUNCT
hi-719	273	13	185	185	NUM
hi-719	273	14	–	–	SYM
hi-719	273	15	99	99	NUM
hi-719	273	16	.	.	PUNCT
hi-719	274	1	https://www.jstor.org/stable/41770043	https://www.jstor.org/stable/41770043	NOUN
hi-719	274	2	.	.	PUNCT
hi-719	275	1	16	16	NUM
hi-719	275	2	abdul	abdul	PROPN
hi-719	275	3	zalim	zalim	PROPN
hi-719	275	4	,	,	PUNCT
hi-719	275	5	siti	siti	NOUN
hi-719	275	6	nazariah	nazariah	PROPN
hi-719	275	7	.	.	PUNCT
hi-719	276	1	"	"	PUNCT
hi-719	276	2	performance	performance	NOUN
hi-719	276	3	measurement	measurement	NOUN
hi-719	276	4	in	in	ADP
hi-719	276	5	islamic	islamic	ADJ
hi-719	276	6	microfinance	microfinance	NOUN
hi-719	276	7	institutions	institution	NOUN
hi-719	276	8	:	:	PUNCT
hi-719	276	9	does	do	AUX
hi-719	276	10	it	it	PRON
hi-719	276	11	change	change	VERB
hi-719	276	12	social	social	ADJ
hi-719	276	13	norms	norm	NOUN
hi-719	276	14	and	and	CCONJ
hi-719	276	15	values	value	NOUN
hi-719	276	16	?	?	PUNCT
hi-719	276	17	"	"	PUNCT
hi-719	276	18	.	.	PUNCT
hi-719	277	1	qualitative	qualitative	ADJ
hi-719	277	2	research	research	NOUN
hi-719	277	3	in	in	ADP
hi-719	277	4	financial	financial	ADJ
hi-719	277	5	markets	market	NOUN
hi-719	277	6	14	14	NUM
hi-719	277	7	,	,	PUNCT
hi-719	277	8	no	no	INTJ
hi-719	277	9	.	.	NOUN
hi-719	277	10	2	2	NUM
hi-719	277	11	(	(	PUNCT
hi-719	277	12	2022	2022	NUM
hi-719	277	13	):	):	PUNCT
hi-719	277	14	306	306	NUM
hi-719	277	15	-	-	SYM
hi-719	277	16	23	23	NUM
hi-719	277	17	.	.	PUNCT
hi-719	278	1	https://doi.org/10.1108/qrfm-092020-0186	https://doi.org/10.1108/qrfm-092020-0186	PROPN
hi-719	278	2	.	.	PROPN
hi-719	278	3	17	17	NUM
hi-719	278	4	aziz	aziz	PROPN
hi-719	278	5	,	,	PUNCT
hi-719	278	6	abdul	abdul	PROPN
hi-719	278	7	.	.	PUNCT
hi-719	279	1	"	"	PUNCT
hi-719	279	2	the	the	DET
hi-719	279	3	role	role	NOUN
hi-719	279	4	of	of	ADP
hi-719	279	5	cooperatives	cooperative	NOUN
hi-719	279	6	in	in	ADP
hi-719	279	7	the	the	DET
hi-719	279	8	sharia	sharia	PROPN
hi-719	279	9	finance	finance	PROPN
hi-719	279	10	productive	productive	ADJ
hi-719	279	11	small	small	ADJ
hi-719	279	12	businesses	business	NOUN
hi-719	279	13	trade	trade	NOUN
hi-719	279	14	sector	sector	NOUN
hi-719	279	15	in	in	ADP
hi-719	279	16	indonesia	indonesia	PROPN
hi-719	279	17	.	.	PUNCT
hi-719	279	18	"	"	PUNCT
hi-719	280	1	ssrn	ssrn	PROPN
hi-719	280	2	electronic	electronic	ADJ
hi-719	280	3	journal	journal	NOUN
hi-719	280	4	.	.	PUNCT
hi-719	281	1	(	(	PUNCT
hi-719	281	2	2019	2019	NUM
hi-719	281	3	)	)	PUNCT
hi-719	281	4	.	.	PUNCT
hi-719	282	1	https://doi.org/10.2139/ssrn.3250267	https://doi.org/10.2139/ssrn.3250267	NOUN
hi-719	282	2	.	.	PUNCT
hi-719	283	1	18	18	NUM
hi-719	283	2	ülev	ülev	ADJ
hi-719	283	3	,	,	PUNCT
hi-719	283	4	salih	salih	PROPN
hi-719	283	5	.	.	PUNCT
hi-719	284	1	op.cit	op.cit	PROPN
hi-719	284	2	.	.	PUNCT
hi-719	285	1	pp	pp	ADJ
hi-719	285	2	.	.	PUNCT
hi-719	286	1	189	189	NUM
hi-719	286	2	19	19	NUM
hi-719	286	3	hartarska	hartarska	NOUN
hi-719	286	4	,	,	PUNCT
hi-719	286	5	valentina	valentina	PROPN
hi-719	286	6	.	.	PUNCT
hi-719	287	1	op.cit	op.cit	PROPN
hi-719	287	2	.	.	PUNCT
hi-719	288	1	pp.1628	pp.1628	PROPN
hi-719	288	2	20	20	NUM
hi-719	288	3	mersland	mersland	NOUN
hi-719	288	4	,	,	PUNCT
hi-719	288	5	roy	roy	PROPN
hi-719	288	6	,	,	PUNCT
hi-719	288	7	and	and	CCONJ
hi-719	288	8	r.	r.	PROPN
hi-719	288	9	øystein	øystein	PROPN
hi-719	288	10	strøm	strøm	PROPN
hi-719	288	11	.	.	PUNCT
hi-719	289	1	"	"	PUNCT
hi-719	289	2	performance	performance	NOUN
hi-719	289	3	and	and	CCONJ
hi-719	289	4	governance	governance	NOUN
hi-719	289	5	in	in	ADP
hi-719	289	6	microfinance	microfinance	NOUN
hi-719	289	7	institutions	institution	NOUN
hi-719	289	8	.	.	PUNCT
hi-719	289	9	"	"	PUNCT
hi-719	290	1	journal	journal	NOUN
hi-719	290	2	of	of	ADP
hi-719	290	3	banking	banking	NOUN
hi-719	290	4	&	&	CCONJ
hi-719	290	5	finance	finance	PROPN
hi-719	290	6	33	33	NUM
hi-719	290	7	,	,	PUNCT
hi-719	290	8	no	no	INTJ
hi-719	290	9	.	.	NOUN
hi-719	290	10	4	4	NUM
hi-719	290	11	(	(	PUNCT
hi-719	290	12	2009/04/01/	2009/04/01/	NUM
hi-719	290	13	2009	2009	NUM
hi-719	290	14	):	):	PUNCT
hi-719	290	15	662	662	NUM
hi-719	290	16	-	-	SYM
hi-719	290	17	69	69	NUM
hi-719	290	18	.	.	PUNCT
hi-719	291	1	https://doi.org/https://doi.org/10.1016/j.jbankfin.2008.11.009	https://doi.org/https://doi.org/10.1016/j.jbankfin.2008.11.009	PROPN
hi-719	291	2	.	.	PUNCT
hi-719	292	1	https://www.sciencedirect.com/science/article/pii/s0378426608002835	https://www.sciencedirect.com/science/article/pii/s0378426608002835	ADJ
hi-719	292	2	.	.	PUNCT
hi-719	292	3	21	21	NUM
hi-719	292	4	labie	labie	PROPN
hi-719	292	5	,	,	PUNCT
hi-719	292	6	marc	marc	PROPN
hi-719	292	7	"	"	PUNCT
hi-719	292	8	corporate	corporate	ADJ
hi-719	292	9	governance	governance	NOUN
hi-719	292	10	in	in	ADP
hi-719	292	11	microfinance	microfinance	NOUN
hi-719	292	12	organizations	organization	NOUN
hi-719	292	13	:	:	PUNCT
hi-719	292	14	along	along	ADP
hi-719	292	15	and	and	CCONJ
hi-719	292	16	winding	wind	VERB
hi-719	292	17	road	road	NOUN
hi-719	292	18	.	.	PUNCT
hi-719	292	19	"	"	PUNCT
hi-719	293	1	management	management	NOUN
hi-719	293	2	decision	decision	NOUN
hi-719	293	3	39	39	NUM
hi-719	293	4	,	,	PUNCT
hi-719	293	5	no	no	INTJ
hi-719	293	6	.	.	NOUN
hi-719	293	7	4	4	NUM
hi-719	293	8	(	(	PUNCT
hi-719	293	9	2001	2001	NUM
hi-719	293	10	):	):	PUNCT
hi-719	293	11	296–302	296–302	NUM
hi-719	293	12	.	.	PUNCT
hi-719	294	1	https://doi.org/10.1108/00251740110391466	https://doi.org/10.1108/00251740110391466	X
hi-719	294	2	.	.	PUNCT
hi-719	295	1	22	22	NUM
hi-719	295	2	kassim	kassim	PROPN
hi-719	295	3	,	,	PUNCT
hi-719	295	4	salina	salina	PROPN
hi-719	295	5	,	,	PUNCT
hi-719	295	6	rusni	rusni	VERB
hi-719	295	7	hassan	hassan	PROPN
hi-719	295	8	,	,	PUNCT
hi-719	295	9	and	and	CCONJ
hi-719	295	10	siti	siti	PROPN
hi-719	295	11	nadhirah	nadhirah	PROPN
hi-719	296	1	kassim	kassim	PROPN
hi-719	296	2	.	.	PUNCT
hi-719	297	1	op.cit	op.cit	ADJ
hi-719	297	2	.	.	PROPN
hi-719	297	3	pp.26	pp.26	ADJ
hi-719	297	4	23	23	NUM
hi-719	297	5	hudon	hudon	PROPN
hi-719	297	6	,	,	PUNCT
hi-719	297	7	marek	marek	PROPN
hi-719	297	8	.	.	PUNCT
hi-719	298	1	"	"	PUNCT
hi-719	298	2	management	management	NOUN
hi-719	298	3	of	of	ADP
hi-719	298	4	microfinance	microfinance	NOUN
hi-719	298	5	institutions	institution	NOUN
hi-719	298	6	:	:	PUNCT
hi-719	298	7	do	do	VERB
hi-719	298	8	subsidies	subsidy	NOUN
hi-719	298	9	matter	matter	VERB
hi-719	298	10	?	?	PUNCT
hi-719	298	11	"	"	PUNCT
hi-719	298	12	.	.	PUNCT
hi-719	299	1	journal	journal	PROPN
hi-719	299	2	of	of	ADP
hi-719	299	3	international	international	PROPN
hi-719	299	4	development	development	NOUN
hi-719	299	5	22	22	NUM
hi-719	299	6	,	,	PUNCT
hi-719	299	7	no	no	INTJ
hi-719	299	8	.	.	NOUN
hi-719	299	9	7	7	NUM
hi-719	299	10	(	(	PUNCT
hi-719	299	11	2010	2010	NUM
hi-719	299	12	):	):	PUNCT
hi-719	299	13	890	890	NUM
hi-719	299	14	-	-	SYM
hi-719	299	15	905	905	NUM
hi-719	299	16	.	.	PUNCT
hi-719	300	1	https://doi.org/https://doi.org/10.1002/jid.1639.https://onlinelibrary.wiley.com/doi/	https://doi.org/https://doi.org/10.1002/jid.1639.https://onlinelibrary.wiley.com/doi/	NOUN
hi-719	300	2	abs/10.1002	abs/10.1002	NOUN
hi-719	300	3	/	/	SYM
hi-719	300	4	jid.1639	jid.1639	PROPN
hi-719	300	5	.	.	PUNCT
hi-719	301	1	24	24	NUM
hi-719	301	2	ülev	ülev	ADJ
hi-719	301	3	,	,	PUNCT
hi-719	301	4	salih	salih	PROPN
hi-719	301	5	,	,	PUNCT
hi-719	301	6	fatih	fatih	PROPN
hi-719	301	7	savaşan	savaşan	PROPN
hi-719	301	8	,	,	PUNCT
hi-719	301	9	and	and	CCONJ
hi-719	301	10	mücahit	mücahit	PROPN
hi-719	301	11	özdemir	özdemir	NOUN
hi-719	301	12	.	.	PUNCT
hi-719	302	1	"	"	PUNCT
hi-719	302	2	do	do	AUX
hi-719	302	3	islamic	islamic	ADJ
hi-719	302	4	microfinance	microfinance	NOUN
hi-719	302	5	institutions	institution	NOUN
hi-719	302	6	affect	affect	VERB
hi-719	302	7	the	the	DET
hi-719	302	8	socio	socio	NOUN
hi-719	302	9	-	-	PUNCT
hi-719	302	10	economic	economic	ADJ
hi-719	302	11	development	development	NOUN
hi-719	302	12	of	of	ADP
hi-719	302	13	the	the	DET
hi-719	302	14	beneficiaries	beneficiary	NOUN
hi-719	302	15	?	?	PUNCT
hi-719	303	1	the	the	DET
hi-719	303	2	evidence	evidence	NOUN
hi-719	303	3	from	from	ADP
hi-719	303	4	turkey	turkey	NOUN
hi-719	303	5	.	.	PUNCT
hi-719	303	6	"	"	PUNCT
hi-719	304	1	international	international	ADJ
hi-719	304	2	journal	journal	NOUN
hi-719	304	3	of	of	ADP
hi-719	304	4	ethics	ethic	NOUN
hi-719	304	5	and	and	CCONJ
hi-719	304	6	systems	system	NOUN
hi-719	304	7	ahead	ahead	ADV
hi-719	304	8	-	-	PUNCT
hi-719	304	9	of	of	ADP
hi-719	304	10	-	-	PUNCT
hi-719	304	11	print	print	NOUN
hi-719	304	12	,	,	PUNCT
hi-719	304	13	no	no	INTJ
hi-719	304	14	.	.	PUNCT
hi-719	305	1	ahead	ahead	ADV
hi-719	305	2	-	-	PUNCT
hi-719	305	3	of	of	ADP
hi-719	305	4	-	-	PUNCT
hi-719	305	5	print	print	NOUN
hi-719	305	6	(	(	PUNCT
hi-719	305	7	2022	2022	NUM
hi-719	305	8	)	)	PUNCT
hi-719	305	9	.	.	PUNCT
hi-719	306	1	https://doi.org/10.1108/ijoes-09-2021-0179	https://doi.org/10.1108/ijoes-09-2021-0179	PROPN
hi-719	306	2	.	.	PUNCT
hi-719	307	1	25	25	NUM
hi-719	307	2	robinson	robinson	PROPN
hi-719	307	3	,	,	PUNCT
hi-719	307	4	marguerite	marguerite	PROPN
hi-719	307	5	s.	s.	PROPN
hi-719	307	6	"	"	PUNCT
hi-719	307	7	the	the	DET
hi-719	307	8	microfinance	microfinance	NOUN
hi-719	307	9	revolution	revolution	NOUN
hi-719	307	10	.	.	PUNCT
hi-719	307	11	:	:	PUNCT
hi-719	308	1	lessons	lesson	NOUN
hi-719	308	2	from	from	ADP
hi-719	308	3	indonesia	indonesia	PROPN
hi-719	308	4	volume	volume	NOUN
hi-719	308	5	2	2	NUM
hi-719	308	6	.	.	PUNCT
hi-719	308	7	"	"	PUNCT
hi-719	309	1	washington	washington	PROPN
hi-719	309	2	,	,	PUNCT
hi-719	309	3	dc	dc	PROPN
hi-719	309	4	,	,	PUNCT
hi-719	309	5	usa	usa	PROPN
hi-719	309	6	:	:	PUNCT
hi-719	309	7	world	world	PROPN
hi-719	309	8	bank	bank	PROPN
hi-719	309	9	publications	publication	NOUN
hi-719	309	10	,	,	PUNCT
hi-719	309	11	2001	2001	NUM
hi-719	309	12	.	.	PUNCT
hi-719	310	1	26	26	NUM
hi-719	310	2	tanjung	tanjung	PROPN
hi-719	310	3	,	,	PUNCT
hi-719	310	4	muslim	muslim	ADJ
hi-719	310	5	,	,	PUNCT
hi-719	310	6	and	and	CCONJ
hi-719	310	7	arina	arina	PROPN
hi-719	310	8	novizas	noviza	NOUN
hi-719	310	9	.	.	PUNCT
hi-719	311	1	"	"	PUNCT
hi-719	311	2	eksistensi	eksistensi	NOUN
hi-719	311	3	baitul	baitul	NOUN
hi-719	311	4	mal	mal	PROPN
hi-719	311	5	wa	wa	PROPN
hi-719	311	6	tamwil	tamwil	NOUN
hi-719	311	7	(	(	PUNCT
hi-719	311	8	bmt	bmt	PROPN
hi-719	311	9	)	)	PUNCT
hi-719	311	10	dalam	dalam	PROPN
hi-719	311	11	perekonomian	perekonomian	PROPN
hi-719	311	12	islam	islam	PROPN
hi-719	311	13	.	.	PUNCT
hi-719	311	14	"	"	PUNCT
hi-719	312	1	jurnal	jurnal	ADJ
hi-719	312	2	magister	magister	PROPN
hi-719	312	3	ilmu	ilmu	PROPN
hi-719	312	4	hukum	hukum	PROPN
hi-719	312	5	3	3	NUM
hi-719	312	6	,	,	PUNCT
hi-719	312	7	no	no	INTJ
hi-719	312	8	.	.	NOUN
hi-719	312	9	1	1	NUM
hi-719	312	10	(	(	PUNCT
hi-719	312	11	2018	2018	NUM
hi-719	312	12	):	):	PUNCT
hi-719	312	13	27	27	NUM
hi-719	312	14	-	-	SYM
hi-719	312	15	35	35	NUM
hi-719	312	16	.	.	PUNCT
hi-719	313	1	https://jurnal.uai.ac.id/index.php/jmih/article/download/749/530	https://jurnal.uai.ac.id/index.php/jmih/article/download/749/530	X
hi-719	313	2	.	.	PUNCT
hi-719	314	1	https://doi.org/10.1007/s10997-018-9446-4	https://doi.org/10.1007/s10997-018-9446-4	PROPN
hi-719	314	2	https://doi.org/10.1007/s10997-018-9446-4	https://doi.org/10.1007/s10997-018-9446-4	NUM
hi-719	314	3	https://doi.org/10.1016/j.worlddev.2005.06.001	https://doi.org/10.1016/j.worlddev.2005.06.001	VERB
hi-719	314	4	https://doi.org/https:/doi.org/10.1016/j.intfin.2019.08.002	https://doi.org/https:/doi.org/10.1016/j.intfin.2019.08.002	PRON
hi-719	314	5	https://www.sciencedirect.com/science/article/pii/s1042443118304244	https://www.sciencedirect.com/science/article/pii/s1042443118304244	PROPN
hi-719	314	6	https://doi.org/10.1108/jiabr-06-2013-0017	https://doi.org/10.1108/jiabr-06-2013-0017	ADV
hi-719	314	7	https://doi.org/10.1108/jiabr-06-2013-0017	https://doi.org/10.1108/jiabr-06-2013-0017	INTJ
hi-719	315	1	https://doi.org/https:/doi.org/10.1016/j.asieco.2018.10.002	https://doi.org/https:/doi.org/10.1016/j.asieco.2018.10.002	ADV
hi-719	315	2	https://www.sciencedirect.com/science/article/pii/s1049007817301616	https://www.sciencedirect.com/science/article/pii/s1049007817301616	X
hi-719	315	3	https://www.jstor.org/stable/41770043	https://www.jstor.org/stable/41770043	NOUN
hi-719	315	4	https://doi.org/10.1108/qrfm-09-2020-0186	https://doi.org/10.1108/qrfm-09-2020-0186	PROPN
hi-719	315	5	https://doi.org/10.1108/qrfm-09-2020-0186	https://doi.org/10.1108/qrfm-09-2020-0186	PROPN
hi-719	315	6	https://doi.org/10.2139/ssrn.3250267	https://doi.org/10.2139/ssrn.3250267	PROPN
hi-719	315	7	https://doi.org/https:/doi.org/10.1016/j.jbankfin.2008.11.009	https://doi.org/https:/doi.org/10.1016/j.jbankfin.2008.11.009	PROPN
hi-719	315	8	https://www.sciencedirect.com/science/article/pii/s0378426608002835	https://www.sciencedirect.com/science/article/pii/s0378426608002835	PROPN
hi-719	315	9	https://doi.org/10.1108/00251740110391466	https://doi.org/10.1108/00251740110391466	X
hi-719	315	10	https://doi.org/https:/doi.org/10.1002/jid.1639	https://doi.org/https:/doi.org/10.1002/jid.1639	PROPN
hi-719	315	11	https://onlinelibrary.wiley.com/doi/abs/10.1002/jid.1639	https://onlinelibrary.wiley.com/doi/abs/10.1002/jid.1639	PROPN
hi-719	315	12	https://onlinelibrary.wiley.com/doi/abs/10.1002/jid.1639	https://onlinelibrary.wiley.com/doi/abs/10.1002/jid.1639	PROPN
hi-719	315	13	https://doi.org/10.1108/ijoes-09-2021-0179	https://doi.org/10.1108/ijoes-09-2021-0179	PROPN
hi-719	315	14	https://jurnal.uai.ac.id/index.php/jmih/article/download/749/530	https://jurnal.uai.ac.id/index.php/jmih/article/download/749/530	PROPN
hi-719	315	15	74	74	NUM
hi-719	315	16	the	the	DET
hi-719	315	17	implementation	implementation	NOUN
hi-719	315	18	of	of	ADP
hi-719	315	19	governance	governance	NOUN
hi-719	315	20	…	…	PUNCT
hi-719	315	21	27	27	NUM
hi-719	315	22	nurrahman	nurrahman	NOUN
hi-719	315	23	,	,	PUNCT
hi-719	315	24	aldiansyah	aldiansyah	NOUN
hi-719	315	25	,	,	PUNCT
hi-719	315	26	and	and	CCONJ
hi-719	315	27	achi	achi	PROPN
hi-719	315	28	hartoyo	hartoyo	PROPN
hi-719	315	29	.	.	PUNCT
hi-719	316	1	"	"	PUNCT
hi-719	316	2	jumlah	jumlah	PROPN
hi-719	316	3	bmt	bmt	PROPN
hi-719	316	4	berkontribusi	berkontribusi	ADP
hi-719	316	5	jadikan	jadikan	PROPN
hi-719	316	6	keuangan	keuangan	PROPN
hi-719	316	7	syariah	syariah	PROPN
hi-719	316	8	indonesia	indonesia	PROPN
hi-719	316	9	nomor	nomor	PROPN
hi-719	316	10	1	1	NUM
hi-719	316	11	di	di	X
hi-719	316	12	dunia	dunia	PROPN
hi-719	316	13	.	.	PUNCT
hi-719	316	14	"	"	PUNCT
hi-719	317	1	kneks	kneks	PROPN
hi-719	317	2	,	,	PUNCT
hi-719	317	3	2019	2019	NUM
hi-719	317	4	,	,	PUNCT
hi-719	317	5	accessed	access	VERB
hi-719	317	6	5/5/2023	5/5/2023	NUM
hi-719	317	7	,	,	PUNCT
hi-719	317	8	2023	2023	NUM
hi-719	317	9	,	,	PUNCT
hi-719	317	10	https://kneks.go.id/berita/.	https://kneks.go.id/berita/.	PROPN
hi-719	317	11	28	28	NUM
hi-719	317	12	muda	muda	NOUN
hi-719	317	13	,	,	PUNCT
hi-719	317	14	bmt	bmt	NOUN
hi-719	317	15	.	.	PUNCT
hi-719	318	1	laporan	laporan	PROPN
hi-719	318	2	neraca	neraca	PROPN
hi-719	318	3	koperasi	koperasi	PROPN
hi-719	318	4	bmt	bmt	PROPN
hi-719	318	5	muda	muda	PROPN
hi-719	318	6	jatim	jatim	PROPN
hi-719	318	7	.	.	PUNCT
hi-719	319	1	(	(	PUNCT
hi-719	319	2	2021	2021	NUM
hi-719	319	3	)	)	PUNCT
hi-719	319	4	.	.	PUNCT
hi-719	320	1	https://bmtmuda.com/.	https://bmtmuda.com/.	PROPN
hi-719	320	2	29	29	NUM
hi-719	320	3	ülev	ülev	ADJ
hi-719	320	4	,	,	PUNCT
hi-719	320	5	salih	salih	PROPN
hi-719	320	6	.	.	PUNCT
hi-719	321	1	i̇slami	i̇slami	PROPN
hi-719	321	2	mikrofinans	mikrofinans	PROPN
hi-719	321	3	:	:	PUNCT
hi-719	321	4	dünya	dünya	PROPN
hi-719	321	5	örnekleri	örnekleri	PROPN
hi-719	321	6	ve	ve	PROPN
hi-719	321	7	türkiye	türkiye	PROPN
hi-719	321	8	i̇çin	i̇çin	PROPN
hi-719	321	9	öneriler	öneriler	NOUN
hi-719	321	10	.	.	PUNCT
hi-719	322	1	ikam	ikam	ADJ
hi-719	322	2	i̇sefam	i̇sefam	NOUN
hi-719	322	3	(	(	PUNCT
hi-719	322	4	i̇stanbul	i̇stanbul	ADV
hi-719	322	5	:	:	PUNCT
hi-719	322	6	i̇lke	i̇lke	NOUN
hi-719	322	7	,	,	PUNCT
hi-719	322	8	2021	2021	NUM
hi-719	322	9	)	)	PUNCT
hi-719	322	10	.	.	PUNCT
hi-719	323	1	https://ikam.org.tr/islami-mikrofinans-dunyaornekleri-ve-turkiye-icin-oneriler	https://ikam.org.tr/islami-mikrofinans-dunyaornekleri-ve-turkiye-icin-oneriler	PROPN
hi-719	323	2	.	.	PROPN
hi-719	323	3	30	30	NUM
hi-719	323	4	iksar	iksar	NOUN
hi-719	323	5	.	.	PUNCT
hi-719	324	1	iksar	iksar	PROPN
hi-719	324	2	.	.	PUNCT
hi-719	325	1	(	(	PUNCT
hi-719	325	2	2021	2021	NUM
hi-719	325	3	)	)	PUNCT
hi-719	325	4	.	.	PUNCT
hi-719	326	1	www.iksar.org.tr	www.iksar.org.tr	NOUN
hi-719	326	2	.	.	PUNCT
hi-719	327	1	31	31	NUM
hi-719	327	2	aziza	aziza	PROPN
hi-719	327	3	,	,	PUNCT
hi-719	327	4	nur	nur	VERB
hi-719	327	5	amalia	amalia	PROPN
hi-719	327	6	,	,	PUNCT
hi-719	327	7	and	and	CCONJ
hi-719	327	8	m.	m.	NOUN
hi-719	327	9	nur	nur	VERB
hi-719	327	10	a.	a.	NOUN
hi-719	327	11	birton	birton	NOUN
hi-719	327	12	.	.	PUNCT
hi-719	328	1	"	"	PUNCT
hi-719	328	2	a	a	DET
hi-719	328	3	narrative	narrative	ADJ
hi-719	328	4	analysis	analysis	NOUN
hi-719	328	5	using	use	VERB
hi-719	328	6	the	the	DET
hi-719	328	7	concept	concept	NOUN
hi-719	328	8	of	of	ADP
hi-719	328	9	tabligh	tabligh	NOUN
hi-719	328	10	on	on	ADP
hi-719	328	11	the	the	DET
hi-719	328	12	obligation	obligation	NOUN
hi-719	328	13	of	of	ADP
hi-719	328	14	financial	financial	ADJ
hi-719	328	15	statements	statement	NOUN
hi-719	328	16	disclosure	disclosure	NOUN
hi-719	328	17	.	.	PUNCT
hi-719	328	18	"	"	PUNCT
hi-719	329	1	kne	kne	PROPN
hi-719	329	2	social	social	PROPN
hi-719	329	3	sciences	science	NOUN
hi-719	329	4	3	3	NUM
hi-719	329	5	,	,	PUNCT
hi-719	329	6	no	no	INTJ
hi-719	329	7	.	.	NOUN
hi-719	329	8	26	26	NUM
hi-719	329	9	(	(	PUNCT
hi-719	329	10	10/17	10/17	NUM
hi-719	329	11	2019	2019	NUM
hi-719	329	12	)	)	PUNCT
hi-719	329	13	.	.	PUNCT
hi-719	330	1	https://doi.org/10.18502/kss.v3i26.5414	https://doi.org/10.18502/kss.v3i26.5414	PROPN
hi-719	330	2	.	.	PUNCT
hi-719	331	1	https://knepublishing.com/index.php/kne-social/article/view/5414	https://knepublishing.com/index.php/kne-social/article/view/5414	NOUN
hi-719	331	2	.	.	PUNCT
hi-719	332	1	32	32	NUM
hi-719	332	2	robinson	robinson	PROPN
hi-719	332	3	,	,	PUNCT
hi-719	332	4	marguerite	marguerite	PROPN
hi-719	332	5	s.	s.	PROPN
hi-719	332	6	op.cit	op.cit	PROPN
hi-719	332	7	.	.	PROPN
hi-719	333	1	pp.27	pp.27	PROPN
hi-719	333	2	33	33	NUM
hi-719	333	3	nawai	nawai	NOUN
hi-719	333	4	,	,	PUNCT
hi-719	333	5	norhaziah	norhaziah	PROPN
hi-719	333	6	.	.	PUNCT
hi-719	334	1	"	"	PUNCT
hi-719	334	2	the	the	DET
hi-719	334	3	implementation	implementation	NOUN
hi-719	334	4	of	of	ADP
hi-719	334	5	islamic	islamic	ADJ
hi-719	334	6	microfinancing	microfinancing	NOUN
hi-719	334	7	for	for	ADP
hi-719	334	8	poverty	poverty	NOUN
hi-719	334	9	alleviation	alleviation	NOUN
hi-719	334	10	in	in	ADP
hi-719	334	11	malaysia	malaysia	PROPN
hi-719	334	12	.	.	PUNCT
hi-719	334	13	"	"	PUNCT
hi-719	335	1	international	international	ADJ
hi-719	335	2	islamic	islamic	ADJ
hi-719	335	3	economic	economic	ADJ
hi-719	335	4	system	system	NOUN
hi-719	335	5	conference	conference	NOUN
hi-719	335	6	(	(	PUNCT
hi-719	335	7	iiecons	iiecon	NOUN
hi-719	335	8	)	)	PUNCT
hi-719	335	9	,	,	PUNCT
hi-719	335	10	2021	2021	NUM
hi-719	335	11	.	.	PUNCT
hi-719	336	1	34	34	NUM
hi-719	336	2	gupta	gupta	PROPN
hi-719	336	3	,	,	PUNCT
hi-719	336	4	namrata	namrata	PROPN
hi-719	336	5	,	,	PUNCT
hi-719	336	6	and	and	CCONJ
hi-719	336	7	anita	anita	PROPN
hi-719	336	8	mirchandani	mirchandani	PROPN
hi-719	336	9	.	.	PUNCT
hi-719	337	1	op.cit	op.cit	PROPN
hi-719	337	2	.	.	PROPN
hi-719	337	3	35	35	NUM
hi-719	337	4	djan	djan	PROPN
hi-719	337	5	,	,	PUNCT
hi-719	337	6	kwame	kwame	PROPN
hi-719	337	7	ohene	ohene	NOUN
hi-719	337	8	,	,	PUNCT
hi-719	337	9	and	and	CCONJ
hi-719	337	10	roy	roy	PROPN
hi-719	337	11	mersland	mersland	PROPN
hi-719	337	12	.	.	PUNCT
hi-719	338	1	"	"	PUNCT
hi-719	338	2	are	be	AUX
hi-719	338	3	ngos	ngo	NOUN
hi-719	338	4	and	and	CCONJ
hi-719	338	5	cooperatives	cooperative	NOUN
hi-719	338	6	similar	similar	ADJ
hi-719	338	7	or	or	CCONJ
hi-719	338	8	different	different	ADJ
hi-719	338	9	?	?	PUNCT
hi-719	339	1	a	a	DET
hi-719	339	2	global	global	ADJ
hi-719	339	3	survey	survey	NOUN
hi-719	339	4	using	use	VERB
hi-719	339	5	microfinance	microfinance	NOUN
hi-719	339	6	data	datum	NOUN
hi-719	339	7	.	.	PUNCT
hi-719	339	8	"	"	PUNCT
hi-719	340	1	journal	journal	NOUN
hi-719	340	2	of	of	ADP
hi-719	340	3	management	management	NOUN
hi-719	340	4	and	and	CCONJ
hi-719	340	5	governance	governance	NOUN
hi-719	340	6	26	26	NUM
hi-719	340	7	,	,	PUNCT
hi-719	340	8	no	no	INTJ
hi-719	340	9	.	.	NOUN
hi-719	340	10	2	2	NUM
hi-719	340	11	(	(	PUNCT
hi-719	340	12	2022/06/01	2022/06/01	NUM
hi-719	340	13	2022	2022	NUM
hi-719	340	14	):	):	PUNCT
hi-719	340	15	641	641	NUM
hi-719	340	16	-	-	SYM
hi-719	340	17	83	83	NUM
hi-719	340	18	.	.	PUNCT
hi-719	341	1	https://doi.org/10.1007/s10997-021-09567-9	https://doi.org/10.1007/s10997-021-09567-9	NOUN
hi-719	341	2	.	.	PUNCT
hi-719	342	1	36	36	NUM
hi-719	342	2	hudon	hudon	PROPN
hi-719	342	3	,	,	PUNCT
hi-719	342	4	marek	marek	PROPN
hi-719	342	5	.	.	PUNCT
hi-719	343	1	op.cit	op.cit	PROPN
hi-719	343	2	.	.	PUNCT
hi-719	344	1	pp.895	pp.895	PROPN
hi-719	344	2	37	37	NUM
hi-719	344	3	jepson	jepson	PROPN
hi-719	344	4	,	,	PUNCT
hi-719	344	5	paul	paul	PROPN
hi-719	344	6	.	.	PUNCT
hi-719	345	1	"	"	PUNCT
hi-719	345	2	governance	governance	NOUN
hi-719	345	3	and	and	CCONJ
hi-719	345	4	accountability	accountability	NOUN
hi-719	345	5	of	of	ADP
hi-719	345	6	environmental	environmental	ADJ
hi-719	345	7	ngos	ngo	NOUN
hi-719	345	8	.	.	PUNCT
hi-719	345	9	"	"	PUNCT
hi-719	346	1	environmental	environmental	ADJ
hi-719	346	2	science	science	NOUN
hi-719	346	3	and	and	CCONJ
hi-719	346	4	policy	policy	NOUN
hi-719	346	5	8	8	NUM
hi-719	346	6	,	,	PUNCT
hi-719	346	7	no	no	INTJ
hi-719	346	8	.	.	NOUN
hi-719	346	9	5	5	NUM
hi-719	346	10	(	(	PUNCT
hi-719	346	11	2005	2005	NUM
hi-719	346	12	):	):	PUNCT
hi-719	346	13	515	515	NUM
hi-719	346	14	-	-	SYM
hi-719	346	15	24	24	NUM
hi-719	346	16	.	.	PUNCT
hi-719	347	1	https://doi.org/10.1016/j.envsci.2005.06.006	https://doi.org/10.1016/j.envsci.2005.06.006	PROPN
hi-719	347	2	.	.	PUNCT
hi-719	348	1	38	38	NUM
hi-719	348	2	suseno	suseno	NOUN
hi-719	348	3	,	,	PUNCT
hi-719	348	4	priyonggo	priyonggo	NOUN
hi-719	348	5	.	.	PUNCT
hi-719	349	1	baitul	baitul	NOUN
hi-719	349	2	maal	maal	PROPN
hi-719	349	3	wat	wat	AUX
hi-719	349	4	tamwil	tamwil	VERB
hi-719	349	5	(	(	PUNCT
hi-719	349	6	bmt	bmt	PROPN
hi-719	349	7	):	):	PUNCT
hi-719	349	8	a	a	DET
hi-719	349	9	faith	faith	NOUN
hi-719	349	10	and	and	CCONJ
hi-719	349	11	communitybased	communitybased	ADJ
hi-719	349	12	microfinance	microfinance	NOUN
hi-719	349	13	.	.	PUNCT
hi-719	350	1	jakartta	jakartta	NOUN
hi-719	350	2	:	:	PUNCT
hi-719	350	3	national	national	PROPN
hi-719	350	4	committee	committee	PROPN
hi-719	350	5	of	of	ADP
hi-719	350	6	islamic	islamic	ADJ
hi-719	350	7	economy	economy	NOUN
hi-719	350	8	and	and	CCONJ
hi-719	350	9	finance	finance	NOUN
hi-719	350	10	,	,	PUNCT
hi-719	350	11	2020	2020	NUM
hi-719	350	12	.	.	PUNCT
hi-719	351	1	https://knks.go.id/storage/upload/1589251860islamic%20business%20case_bmt.pdf	https://knks.go.id/storage/upload/1589251860islamic%20business%20case_bmt.pdf	PROPN
hi-719	351	2	.	.	PUNCT
hi-719	352	1	39	39	NUM
hi-719	352	2	aziz	aziz	PROPN
hi-719	352	3	,	,	PUNCT
hi-719	352	4	abdul	abdul	PROPN
hi-719	352	5	.	.	PUNCT
hi-719	353	1	op.cit	op.cit	PROPN
hi-719	353	2	.	.	NOUN
hi-719	353	3	40	40	NUM
hi-719	353	4	smes	sme	NOUN
hi-719	353	5	,	,	PUNCT
hi-719	353	6	ministry	ministry	NOUN
hi-719	353	7	of	of	ADP
hi-719	353	8	cooperatives	cooperative	NOUN
hi-719	353	9	and	and	CCONJ
hi-719	353	10	.	.	PUNCT
hi-719	354	1	"	"	PUNCT
hi-719	354	2	peraturan	peraturan	NOUN
hi-719	354	3	menteri	menteri	PROPN
hi-719	354	4	koperasi	koperasi	PROPN
hi-719	354	5	dan	dan	PROPN
hi-719	354	6	usaha	usaha	PROPN
hi-719	354	7	kecil	kecil	PROPN
hi-719	354	8	dan	dan	PROPN
hi-719	354	9	menengah	menengah	PROPN
hi-719	354	10	tentang	tentang	PROPN
hi-719	354	11	pelaksanaan	pelaksanaan	PROPN
hi-719	354	12	kegiatan	kegiatan	PROPN
hi-719	354	13	usaha	usaha	PROPN
hi-719	354	14	simpan	simpan	PROPN
hi-719	354	15	pinjam	pinjam	PROPN
hi-719	354	16	dan	dan	PROPN
hi-719	354	17	pembiayaan	pembiayaan	PROPN
hi-719	354	18	syariah	syariah	PROPN
hi-719	354	19	oleh	oleh	PROPN
hi-719	354	20	koperasi	koperasi	PROPN
hi-719	354	21	.	.	PUNCT
hi-719	354	22	"	"	PUNCT
hi-719	354	23	edited	edit	VERB
hi-719	354	24	by	by	ADP
hi-719	354	25	ministry	ministry	PROPN
hi-719	354	26	o	o	PROPN
hi-719	354	27	f	f	PROPN
hi-719	354	28	cooperatives	cooperative	NOUN
hi-719	354	29	and	and	CCONJ
hi-719	354	30	smes	sme	NOUN
hi-719	354	31	,	,	PUNCT
hi-719	354	32	2018	2018	NUM
hi-719	354	33	.	.	PUNCT
hi-719	355	1	https://peraturan.bpk.go.id/home/details/160827/permenkop-ukmno-11permkukmxii2017-tahun-2017	https://peraturan.bpk.go.id/home/details/160827/permenkop-ukmno-11permkukmxii2017-tahun-2017	PROPN
hi-719	355	2	41	41	NUM
hi-719	355	3	özdemir	özdemir	NOUN
hi-719	355	4	,	,	PUNCT
hi-719	355	5	mücahit	mücahit	NOUN
hi-719	355	6	.	.	PUNCT
hi-719	356	1	op.cit	op.cit	PROPN
hi-719	356	2	.	.	NOUN
hi-719	357	1	42	42	NUM
hi-719	357	2	ülev	ülev	ADJ
hi-719	357	3	,	,	PUNCT
hi-719	357	4	salih	salih	PROPN
hi-719	357	5	.	.	PUNCT
hi-719	358	1	op.cit	op.cit	PROPN
hi-719	358	2	.	.	PUNCT
hi-719	359	1	pp.395	pp.395	PROPN
hi-719	359	2	43	43	NUM
hi-719	359	3	ülev	ülev	ADJ
hi-719	359	4	,	,	PUNCT
hi-719	359	5	salih	salih	PROPN
hi-719	359	6	.	.	PUNCT
hi-719	360	1	op.cit	op.cit	PROPN
hi-719	360	2	.	.	PROPN
hi-719	360	3	pp.11	pp.11	NOUN
hi-719	360	4	44	44	NUM
hi-719	360	5	abunnaja	abunnaja	NOUN
hi-719	360	6	,	,	PUNCT
hi-719	360	7	muhammad	muhammad	PROPN
hi-719	360	8	.	.	PUNCT
hi-719	361	1	"	"	PUNCT
hi-719	361	2	microfinance	microfinance	NOUN
hi-719	361	3	:	:	PUNCT
hi-719	361	4	a	a	DET
hi-719	361	5	new	new	ADJ
hi-719	361	6	reach	reach	NOUN
hi-719	361	7	for	for	ADP
hi-719	361	8	islamic	islamic	ADJ
hi-719	361	9	banks	bank	NOUN
hi-719	361	10	in	in	ADP
hi-719	361	11	turkey	turkey	NOUN
hi-719	361	12	.	.	PUNCT
hi-719	361	13	"	"	PUNCT
hi-719	362	1	european	european	ADJ
hi-719	362	2	journal	journal	PROPN
hi-719	362	3	of	of	ADP
hi-719	362	4	business	business	NOUN
hi-719	362	5	and	and	CCONJ
hi-719	362	6	management	management	NOUN
hi-719	362	7	8	8	NUM
hi-719	362	8	,	,	PUNCT
hi-719	362	9	no	no	INTJ
hi-719	362	10	.	.	NOUN
hi-719	362	11	14	14	NUM
hi-719	362	12	(	(	PUNCT
hi-719	362	13	05/31	05/31	NOUN
hi-719	362	14	2016	2016	NUM
hi-719	362	15	):	):	PUNCT
hi-719	362	16	104	104	NUM
hi-719	362	17	-	-	SYM
hi-719	362	18	116	116	NUM
hi-719	362	19	.	.	PUNCT
hi-719	363	1	https://iiste.org/journals/index.php/ejbm/article/view/30552	https://iiste.org/journals/index.php/ejbm/article/view/30552	PROPN
hi-719	363	2	.	.	PROPN
hi-719	364	1	45	45	NUM
hi-719	364	2	hudon	hudon	PROPN
hi-719	364	3	,	,	PUNCT
hi-719	364	4	marek	marek	PROPN
hi-719	364	5	.	.	PUNCT
hi-719	365	1	op.cit	op.cit	PROPN
hi-719	365	2	.	.	PUNCT
hi-719	366	1	pp.897	pp.897	PROPN
hi-719	366	2	46	46	NUM
hi-719	366	3	lewis	lewis	PROPN
hi-719	366	4	,	,	PUNCT
hi-719	366	5	m.	m.	NOUN
hi-719	366	6	k.	k.	PROPN
hi-719	367	1	op.cit	op.cit	PROPN
hi-719	367	2	.	.	PUNCT
hi-719	368	1	"	"	PUNCT
hi-719	368	2	principles	principle	NOUN
hi-719	368	3	of	of	ADP
hi-719	368	4	islamic	islamic	ADJ
hi-719	368	5	corporate	corporate	ADJ
hi-719	368	6	governance	governance	NOUN
hi-719	368	7	.	.	PUNCT
hi-719	368	8	"	"	PUNCT
hi-719	369	1	243	243	NUM
hi-719	369	2	-	-	SYM
hi-719	369	3	67	67	NUM
hi-719	369	4	,	,	PUNCT
hi-719	369	5	2014	2014	NUM
hi-719	369	6	.	.	PUNCT
hi-719	370	1	47	47	NUM
hi-719	370	2	haniffa	haniffa	NOUN
hi-719	370	3	,	,	PUNCT
hi-719	370	4	roszaini	roszaini	PROPN
hi-719	370	5	.	.	PUNCT
hi-719	371	1	"	"	PUNCT
hi-719	371	2	haniffa	haniffa	PROPN
hi-719	371	3	,	,	PUNCT
hi-719	371	4	r.	r.	PROPN
hi-719	371	5	&	&	CCONJ
hi-719	371	6	hudaib	hudaib	PROPN
hi-719	371	7	,	,	PUNCT
hi-719	371	8	m.	m.	NOUN
hi-719	371	9	(	(	PUNCT
hi-719	371	10	2011	2011	NUM
hi-719	371	11	)	)	PUNCT
hi-719	371	12	a	a	DET
hi-719	371	13	conceptual	conceptual	ADJ
hi-719	371	14	framework	framework	NOUN
hi-719	371	15	for	for	ADP
hi-719	371	16	islamic	islamic	ADJ
hi-719	371	17	accounting	accounting	NOUN
hi-719	371	18	,	,	PUNCT
hi-719	371	19	in	in	ADP
hi-719	371	20	napier	napier	PROPN
hi-719	371	21	,	,	PUNCT
hi-719	371	22	c.	c.	PROPN
hi-719	371	23	&	&	CCONJ
hi-719	371	24	haniffa	haniffa	PROPN
hi-719	371	25	,	,	PUNCT
hi-719	371	26	r.	r.	PROPN
hi-719	371	27	(	(	PUNCT
hi-719	371	28	eds	eds	PROPN
hi-719	371	29	.	.	PUNCT
hi-719	371	30	)	)	PUNCT
hi-719	371	31	,	,	PUNCT
hi-719	371	32	islamic	islamic	PROPN
hi-719	371	33	accounting	accounting	PROPN
hi-719	371	34	,	,	PUNCT
hi-719	371	35	edward	edward	PROPN
hi-719	371	36	elgar	elgar	PROPN
hi-719	371	37	.	.	PUNCT
hi-719	371	38	"	"	PUNCT
hi-719	372	1	(	(	PUNCT
hi-719	372	2	01/01	01/01	NUM
hi-719	372	3	2011	2011	NUM
hi-719	372	4	)	)	PUNCT
hi-719	372	5	.	.	PUNCT
hi-719	373	1	48	48	NUM
hi-719	373	2	kassim	kassim	PROPN
hi-719	373	3	,	,	PUNCT
hi-719	373	4	salina	salina	PROPN
hi-719	373	5	,	,	PUNCT
hi-719	373	6	rusni	rusni	VERB
hi-719	373	7	hassan	hassan	PROPN
hi-719	373	8	,	,	PUNCT
hi-719	373	9	and	and	CCONJ
hi-719	373	10	siti	siti	PROPN
hi-719	373	11	nadhirah	nadhirah	PROPN
hi-719	373	12	kassim	kassim	PROPN
hi-719	373	13	.	.	PUNCT
hi-719	374	1	op.cit	op.cit	PROPN
hi-719	374	2	.	.	PROPN
hi-719	374	3	pp.22	pp.22	PROPN
hi-719	374	4	49	49	NUM
hi-719	374	5	mutamimah	mutamimah	ADJ
hi-719	374	6	,	,	PUNCT
hi-719	374	7	mutamimah	mutamimah	PROPN
hi-719	374	8	,	,	PUNCT
hi-719	374	9	zaenudin	zaenudin	ADJ
hi-719	374	10	zaenudin	zaenudin	NUM
hi-719	374	11	,	,	PUNCT
hi-719	374	12	and	and	CCONJ
hi-719	374	13	widiyanto	widiyanto	ADP
hi-719	374	14	bin	bin	PROPN
hi-719	374	15	mislan	mislan	PROPN
hi-719	374	16	cokrohadisumarto	cokrohadisumarto	VERB
hi-719	374	17	.	.	PUNCT
hi-719	375	1	"	"	PUNCT
hi-719	375	2	risk	risk	NOUN
hi-719	375	3	management	management	NOUN
hi-719	375	4	practices	practice	NOUN
hi-719	375	5	of	of	ADP
hi-719	375	6	islamic	islamic	ADJ
hi-719	375	7	microfinance	microfinance	NOUN
hi-719	375	8	institutions	institution	NOUN
hi-719	375	9	to	to	PART
hi-719	375	10	improve	improve	VERB
hi-719	375	11	their	their	PRON
hi-719	375	12	financial	financial	ADJ
hi-719	375	13	performance	performance	NOUN
hi-719	375	14	and	and	CCONJ
hi-719	375	15	sustainability	sustainability	NOUN
hi-719	375	16	:	:	PUNCT
hi-719	375	17	a	a	DET
hi-719	375	18	study	study	NOUN
hi-719	375	19	on	on	ADP
hi-719	375	20	baitut	baitut	PROPN
hi-719	375	21	tamwil	tamwil	VERB
hi-719	375	22	muhammadiyah	muhammadiyah	ADP
hi-719	375	23	,	,	PUNCT
hi-719	375	24	indonesia	indonesia	PROPN
hi-719	375	25	.	.	PUNCT
hi-719	375	26	"	"	PUNCT
hi-719	376	1	qualitative	qualitative	ADJ
hi-719	376	2	research	research	NOUN
hi-719	376	3	in	in	ADP
hi-719	376	4	financial	financial	ADJ
hi-719	376	5	markets	market	NOUN
hi-719	376	6	14	14	NUM
hi-719	376	7	,	,	PUNCT
hi-719	376	8	no	no	INTJ
hi-719	376	9	.	.	NOUN
hi-719	376	10	5	5	NUM
hi-719	376	11	(	(	PUNCT
hi-719	376	12	2022	2022	NUM
hi-719	376	13	):	):	PUNCT
hi-719	376	14	679	679	NUM
hi-719	376	15	-	-	SYM
hi-719	376	16	96	96	NUM
hi-719	376	17	.	.	PUNCT
hi-719	377	1	https://doi.org/10.1108/qrfm-06-2021-0099	https://doi.org/10.1108/qrfm-06-2021-0099	PROPN
hi-719	377	2	.	.	PUNCT
hi-719	378	1	50	50	NUM
hi-719	378	2	lewis	lewis	PROPN
hi-719	378	3	,	,	PUNCT
hi-719	378	4	m.	m.	NOUN
hi-719	378	5	k.	k.	PROPN
hi-719	379	1	op.cit	op.cit	PROPN
hi-719	379	2	.	.	PUNCT
hi-719	380	1	pp	pp	ADJ
hi-719	380	2	.	.	PUNCT
hi-719	381	1	2	2	NUM
hi-719	381	2	51	51	NUM
hi-719	381	3	aziz	aziz	PROPN
hi-719	381	4	,	,	PUNCT
hi-719	381	5	abdul	abdul	PROPN
hi-719	381	6	.	.	PUNCT
hi-719	382	1	op.cit	op.cit	PROPN
hi-719	382	2	.	.	PROPN
hi-719	382	3	52	52	NUM
hi-719	382	4	gupta	gupta	PROPN
hi-719	382	5	,	,	PUNCT
hi-719	382	6	namrata	namrata	PROPN
hi-719	382	7	,	,	PUNCT
hi-719	382	8	and	and	CCONJ
hi-719	382	9	anita	anita	PROPN
hi-719	382	10	mirchandani	mirchandani	PROPN
hi-719	382	11	.	.	PUNCT
hi-719	383	1	op.cit	op.cit	ADJ
hi-719	383	2	.	.	PROPN
hi-719	383	3	53	53	NUM
hi-719	383	4	hartarska	hartarska	PROPN
hi-719	383	5	,	,	PUNCT
hi-719	383	6	valentina	valentina	PROPN
hi-719	383	7	.	.	PUNCT
hi-719	384	1	op.cit	op.cit	PROPN
hi-719	384	2	.	.	PUNCT
hi-719	384	3	https://kneks.go.id/berita/	https://kneks.go.id/berita/	PROPN
hi-719	385	1	http://www.iksar.org.tr/	http://www.iksar.org.tr/	PROPN
hi-719	386	1	https://knepublishing.com/index.php/kne-social/article/view/5414	https://knepublishing.com/index.php/kne-social/article/view/5414	NOUN
hi-719	386	2	https://doi.org/10.1007/s10997-021-09567-9	https://doi.org/10.1007/s10997-021-09567-9	NOUN
hi-719	386	3	https://doi.org/10.1016/j.envsci.2005.06.006	https://doi.org/10.1016/j.envsci.2005.06.006	NOUN
hi-719	386	4	https://knks.go.id/storage/upload/1589251860-islamic%20business%20case_bmt.pdf	https://knks.go.id/storage/upload/1589251860-islamic%20business%20case_bmt.pdf	PROPN
hi-719	386	5	https://knks.go.id/storage/upload/1589251860-islamic%20business%20case_bmt.pdf	https://knks.go.id/storage/upload/1589251860-islamic%20business%20case_bmt.pdf	PROPN
hi-719	386	6	https://peraturan.bpk.go.id/home/details/160827/permenkop-ukm-no-11permkukmxii2017-tahun-2017	https://peraturan.bpk.go.id/home/details/160827/permenkop-ukm-no-11permkukmxii2017-tahun-2017	PROPN
hi-719	386	7	https://peraturan.bpk.go.id/home/details/160827/permenkop-ukm-no-11permkukmxii2017-tahun-2017	https://peraturan.bpk.go.id/home/details/160827/permenkop-ukm-no-11permkukmxii2017-tahun-2017	PROPN
hi-719	386	8	https://doi.org/10.1108/qrfm-06-2021-0099	https://doi.org/10.1108/qrfm-06-2021-0099	VERB
hi-719	386	9	hamdard	hamdard	ADJ
hi-719	386	10	islamicus	islamicus	NOUN
hi-719	386	11	vol	vol	NOUN
hi-719	386	12	.	.	PUNCT
hi-719	387	1	xlvi	xlvi	PROPN
hi-719	387	2	,	,	PUNCT
hi-719	387	3	no	no	INTJ
hi-719	387	4	.	.	NOUN
hi-719	387	5	4	4	NUM
hi-719	387	6	75	75	NUM
hi-719	387	7	54	54	NUM
hi-719	387	8	augustine	augustine	NOUN
hi-719	387	9	,	,	PUNCT
hi-719	387	10	darline	darline	NOUN
hi-719	387	11	"	"	PUNCT
hi-719	387	12	good	good	ADJ
hi-719	387	13	practice	practice	NOUN
hi-719	387	14	in	in	ADP
hi-719	387	15	corporate	corporate	ADJ
hi-719	387	16	governance	governance	NOUN
hi-719	387	17	:	:	PUNCT
hi-719	387	18	transparency	transparency	NOUN
hi-719	387	19	,	,	PUNCT
hi-719	387	20	trust	trust	NOUN
hi-719	387	21	,	,	PUNCT
hi-719	387	22	and	and	CCONJ
hi-719	387	23	performance	performance	NOUN
hi-719	387	24	in	in	ADP
hi-719	387	25	the	the	DET
hi-719	387	26	microfinance	microfinance	NOUN
hi-719	387	27	industry	industry	NOUN
hi-719	387	28	.	.	PUNCT
hi-719	387	29	"	"	PUNCT
hi-719	388	1	business	business	NOUN
hi-719	388	2	&	&	CCONJ
hi-719	388	3	society	society	PROPN
hi-719	388	4	51	51	NUM
hi-719	388	5	,	,	PUNCT
hi-719	388	6	no	no	INTJ
hi-719	388	7	.	.	NOUN
hi-719	388	8	4	4	NUM
hi-719	388	9	(	(	PUNCT
hi-719	388	10	2012	2012	NUM
hi-719	388	11	):	):	PUNCT
hi-719	388	12	659	659	NUM
hi-719	388	13	-	-	SYM
hi-719	388	14	76	76	NUM
hi-719	388	15	.	.	PUNCT
hi-719	389	1	https://doi.org/10.1177/0007650312448623	https://doi.org/10.1177/0007650312448623	VERB
hi-719	389	2	.	.	PUNCT
hi-719	390	1	http://bas.sagepub.com/content/51/4/659	http://bas.sagepub.com/content/51/4/659	NOUN
hi-719	390	2	.	.	PUNCT
hi-719	391	1	55	55	NUM
hi-719	391	2	bassem	bassem	NOUN
hi-719	391	3	,	,	PUNCT
hi-719	391	4	ben	ben	PROPN
hi-719	391	5	soltane	soltane	PROPN
hi-719	391	6	.	.	PUNCT
hi-719	392	1	"	"	PUNCT
hi-719	392	2	governance	governance	NOUN
hi-719	392	3	and	and	CCONJ
hi-719	392	4	performance	performance	NOUN
hi-719	392	5	of	of	ADP
hi-719	392	6	microfinance	microfinance	NOUN
hi-719	392	7	institutions	institution	NOUN
hi-719	392	8	in	in	ADP
hi-719	392	9	mediterranean	mediterranean	PROPN
hi-719	392	10	countries	country	NOUN
hi-719	392	11	.	.	PUNCT
hi-719	392	12	"	"	PUNCT
hi-719	392	13	journal	journal	NOUN
hi-719	392	14	of	of	ADP
hi-719	392	15	business	business	NOUN
hi-719	392	16	economics	economic	NOUN
hi-719	392	17	and	and	CCONJ
hi-719	392	18	management	management	NOUN
hi-719	392	19	10	10	NUM
hi-719	392	20	,	,	PUNCT
hi-719	392	21	no	no	INTJ
hi-719	392	22	.	.	NOUN
hi-719	392	23	1	1	NUM
hi-719	392	24	(	(	PUNCT
hi-719	392	25	2009	2009	NUM
hi-719	392	26	):	):	PUNCT
hi-719	392	27	31	31	NUM
hi-719	392	28	-	-	SYM
hi-719	392	29	43	43	NUM
hi-719	392	30	.	.	PUNCT
hi-719	393	1	https://doi.org/10.3846/1611-1699.2009.10.31-43	https://doi.org/10.3846/1611-1699.2009.10.31-43	INTJ
hi-719	393	2	.	.	PUNCT
hi-719	394	1	56	56	NUM
hi-719	394	2	kassim	kassim	PROPN
hi-719	394	3	,	,	PUNCT
hi-719	394	4	salina	salina	PROPN
hi-719	394	5	,	,	PUNCT
hi-719	394	6	rusni	rusni	VERB
hi-719	394	7	hassan	hassan	PROPN
hi-719	394	8	,	,	PUNCT
hi-719	394	9	and	and	CCONJ
hi-719	394	10	siti	siti	PROPN
hi-719	394	11	nadhirah	nadhirah	PROPN
hi-719	394	12	kassim	kassim	PROPN
hi-719	394	13	.	.	PUNCT
hi-719	395	1	op.cit	op.cit	PROPN
hi-719	395	2	.	.	PROPN
hi-719	395	3	pp.22	pp.22	PROPN
hi-719	395	4	57	57	NUM
hi-719	395	5	aaoifi	aaoifi	NOUN
hi-719	395	6	.	.	PUNCT
hi-719	396	1	"	"	PUNCT
hi-719	396	2	auditing	auditing	NOUN
hi-719	396	3	and	and	CCONJ
hi-719	396	4	governance	governance	NOUN
hi-719	396	5	standards	standard	NOUN
hi-719	396	6	.	.	PUNCT
hi-719	396	7	"	"	PUNCT
hi-719	397	1	manama	manama	PROPN
hi-719	397	2	,	,	PUNCT
hi-719	397	3	bahrain	bahrain	NOUN
hi-719	397	4	:	:	PUNCT
hi-719	397	5	accounting	accounting	NOUN
hi-719	397	6	and	and	CCONJ
hi-719	397	7	auditing	auditing	NOUN
hi-719	397	8	organization	organization	NOUN
hi-719	397	9	for	for	ADP
hi-719	397	10	islamic	islamic	ADJ
hi-719	397	11	financial	financial	ADJ
hi-719	397	12	institutions	institution	NOUN
hi-719	397	13	,	,	PUNCT
hi-719	397	14	2010	2010	NUM
hi-719	397	15	.	.	PUNCT
hi-719	398	1	58	58	NUM
hi-719	398	2	lewis	lewis	PROPN
hi-719	398	3	,	,	PUNCT
hi-719	398	4	m.	m.	NOUN
hi-719	398	5	k.	k.	PROPN
hi-719	398	6	op.cit	op.cit	PROPN
hi-719	398	7	.	.	PUNCT
hi-719	399	1	pp.15	pp.15	PROPN
hi-719	399	2	59	59	NUM
hi-719	399	3	beekun	beekun	NOUN
hi-719	399	4	,	,	PUNCT
hi-719	399	5	rafik	rafik	VERB
hi-719	399	6	i	i	PRON
hi-719	399	7	,	,	PUNCT
hi-719	399	8	and	and	CCONJ
hi-719	399	9	jamal	jamal	PROPN
hi-719	399	10	a	a	DET
hi-719	399	11	badawi	badawi	PROPN
hi-719	399	12	.	.	PUNCT
hi-719	400	1	"	"	PUNCT
hi-719	400	2	balancing	balance	VERB
hi-719	400	3	ethical	ethical	ADJ
hi-719	400	4	responsibility	responsibility	NOUN
hi-719	400	5	among	among	ADP
hi-719	400	6	multiples	multiple	NOUN
hi-719	400	7	organizational	organizational	ADJ
hi-719	400	8	stakeholders	stakeholder	NOUN
hi-719	400	9	:	:	PUNCT
hi-719	400	10	the	the	DET
hi-719	400	11	islamic	islamic	PROPN
hi-719	400	12	perspective	perspective	PROPN
hi-719	400	13	.	.	PUNCT
hi-719	400	14	"	"	PUNCT
hi-719	401	1	journal	journal	NOUN
hi-719	401	2	of	of	ADP
hi-719	401	3	business	business	NOUN
hi-719	401	4	ethics	ethic	NOUN
hi-719	401	5	60	60	NUM
hi-719	401	6	(	(	PUNCT
hi-719	401	7	2005	2005	NUM
hi-719	401	8	):	):	PUNCT
hi-719	401	9	131	131	NUM
hi-719	401	10	-	-	SYM
hi-719	401	11	45	45	NUM
hi-719	401	12	.	.	PUNCT
hi-719	401	13	https://doi.org/10.1007/s10551-004-8204-5	https://doi.org/10.1007/s10551-004-8204-5	NUM
hi-719	401	14	.	.	PUNCT
hi-719	402	1	60	60	NUM
hi-719	402	2	haniffa	haniffa	NOUN
hi-719	402	3	,	,	PUNCT
hi-719	402	4	r.	r.	PROPN
hi-719	402	5	&	&	CCONJ
hi-719	402	6	hudaib	hudaib	PROPN
hi-719	402	7	,	,	PUNCT
hi-719	402	8	m.	m.	NOUN
hi-719	402	9	op.cit	op.cit	PROPN
hi-719	402	10	.	.	PROPN
hi-719	402	11	pp.29	pp.29	NOUN
hi-719	402	12	61	61	NUM
hi-719	402	13	vishwanath	vishwanath	NOUN
hi-719	402	14	,	,	PUNCT
hi-719	402	15	tara	tara	NOUN
hi-719	402	16	,	,	PUNCT
hi-719	402	17	and	and	CCONJ
hi-719	402	18	daniel	daniel	PROPN
hi-719	402	19	kaufmann	kaufmann	PROPN
hi-719	402	20	.	.	PUNCT
hi-719	403	1	"	"	PUNCT
hi-719	403	2	towards	towards	ADP
hi-719	403	3	transparency	transparency	NOUN
hi-719	403	4	in	in	ADP
hi-719	403	5	finance	finance	NOUN
hi-719	403	6	and	and	CCONJ
hi-719	403	7	governance	governance	NOUN
hi-719	403	8	.	.	PUNCT
hi-719	403	9	"	"	PUNCT
hi-719	404	1	ssrn	ssrn	PROPN
hi-719	404	2	electronic	electronic	ADJ
hi-719	404	3	journal	journal	NOUN
hi-719	404	4	(	(	PUNCT
hi-719	404	5	09/26	09/26	NUM
hi-719	404	6	2003	2003	NUM
hi-719	404	7	)	)	PUNCT
hi-719	404	8	.	.	PUNCT
hi-719	405	1	https://doi.org/10.2139/ssrn.258978	https://doi.org/10.2139/ssrn.258978	PROPN
hi-719	405	2	.	.	PUNCT
hi-719	406	1	62	62	NUM
hi-719	406	2	schnackenberg	schnackenberg	NOUN
hi-719	406	3	,	,	PUNCT
hi-719	406	4	andrew	andrew	PROPN
hi-719	406	5	k.	k.	PROPN
hi-719	406	6	,	,	PUNCT
hi-719	406	7	and	and	CCONJ
hi-719	406	8	edward	edward	PROPN
hi-719	406	9	c.	c.	PROPN
hi-719	406	10	tomlinson	tomlinson	PROPN
hi-719	406	11	.	.	PUNCT
hi-719	407	1	"	"	PUNCT
hi-719	407	2	organizational	organizational	ADJ
hi-719	407	3	transparency	transparency	NOUN
hi-719	407	4	:	:	PUNCT
hi-719	407	5	a	a	DET
hi-719	407	6	new	new	ADJ
hi-719	407	7	perspective	perspective	NOUN
hi-719	407	8	on	on	ADP
hi-719	407	9	managing	manage	VERB
hi-719	407	10	trust	trust	NOUN
hi-719	407	11	in	in	ADP
hi-719	407	12	organization	organization	NOUN
hi-719	407	13	-	-	PUNCT
hi-719	407	14	stakeholder	stakeholder	NOUN
hi-719	407	15	relationships	relationship	NOUN
hi-719	407	16	.	.	PUNCT
hi-719	407	17	"	"	PUNCT
hi-719	408	1	journal	journal	NOUN
hi-719	408	2	of	of	ADP
hi-719	408	3	management	management	NOUN
hi-719	408	4	42	42	NUM
hi-719	408	5	,	,	PUNCT
hi-719	408	6	no	no	INTJ
hi-719	408	7	.	.	NOUN
hi-719	408	8	7	7	NUM
hi-719	408	9	(	(	PUNCT
hi-719	408	10	2016	2016	NUM
hi-719	408	11	):	):	PUNCT
hi-719	408	12	1784	1784	NUM
hi-719	408	13	-	-	SYM
hi-719	408	14	810	810	NUM
hi-719	408	15	.	.	PUNCT
hi-719	409	1	https://doi.org/10.1177/0149206314525202	https://doi.org/10.1177/0149206314525202	NOUN
hi-719	409	2	.	.	PUNCT
hi-719	410	1	https://journals.sagepub.com/doi/abs/10.1177/0149206314525202	https://journals.sagepub.com/doi/abs/10.1177/0149206314525202	PROPN
hi-719	410	2	.	.	PUNCT
hi-719	411	1	63	63	NUM
hi-719	411	2	haniffa	haniffa	NOUN
hi-719	411	3	,	,	PUNCT
hi-719	411	4	r.	r.	PROPN
hi-719	411	5	&	&	CCONJ
hi-719	411	6	hudaib	hudaib	PROPN
hi-719	411	7	,	,	PUNCT
hi-719	411	8	m.	m.	NOUN
hi-719	411	9	op.cit	op.cit	PROPN
hi-719	411	10	.	.	PUNCT
hi-719	411	11	pp.24	pp.24	NOUN
hi-719	411	12	64	64	NUM
hi-719	411	13	esser	esser	NOUN
hi-719	411	14	,	,	PUNCT
hi-719	411	15	frank	frank	ADJ
hi-719	411	16	,	,	PUNCT
hi-719	411	17	and	and	CCONJ
hi-719	411	18	rens	ren	NOUN
hi-719	411	19	vliegenthart	vliegenthart	PROPN
hi-719	411	20	.	.	PUNCT
hi-719	412	1	"	"	PUNCT
hi-719	412	2	comparative	comparative	ADJ
hi-719	412	3	research	research	NOUN
hi-719	412	4	methods	method	NOUN
hi-719	412	5	.	.	PUNCT
hi-719	412	6	"	"	PUNCT
hi-719	413	1	in	in	ADP
hi-719	413	2	the	the	DET
hi-719	413	3	international	international	ADJ
hi-719	413	4	encyclopedia	encyclopedia	NOUN
hi-719	413	5	of	of	ADP
hi-719	413	6	communication	communication	NOUN
hi-719	413	7	research	research	NOUN
hi-719	413	8	methods	method	NOUN
hi-719	413	9	,	,	PUNCT
hi-719	413	10	1	1	NUM
hi-719	413	11	-	-	SYM
hi-719	413	12	22	22	NUM
hi-719	413	13	,	,	PUNCT
hi-719	413	14	2017	2017	NUM
hi-719	413	15	.	.	PUNCT
hi-719	414	1	65	65	NUM
hi-719	414	2	creswell	creswell	PROPN
hi-719	414	3	,	,	PUNCT
hi-719	414	4	john	john	PROPN
hi-719	414	5	w.	w.	PROPN
hi-719	414	6	research	research	PROPN
hi-719	414	7	design	design	NOUN
hi-719	414	8	qualitative	qualitative	NOUN
hi-719	414	9	,	,	PUNCT
hi-719	414	10	quantitative	quantitative	ADJ
hi-719	414	11	,	,	PUNCT
hi-719	414	12	and	and	CCONJ
hi-719	414	13	mixed	mixed	ADJ
hi-719	414	14	method	method	NOUN
hi-719	414	15	approaches	approach	NOUN
hi-719	414	16	.	.	PUNCT
hi-719	415	1	4	4	NUM
hi-719	415	2	ed	ed	NOUN
hi-719	415	3	.	.	PUNCT
hi-719	415	4	:	:	PUNCT
hi-719	416	1	sage	sage	NOUN
hi-719	416	2	publications	publication	NOUN
hi-719	416	3	,	,	PUNCT
hi-719	416	4	2014	2014	NUM
hi-719	416	5	.	.	PUNCT
hi-719	417	1	66	66	NUM
hi-719	417	2	haniffa	haniffa	PROPN
hi-719	417	3	,	,	PUNCT
hi-719	417	4	r.	r.	PROPN
hi-719	417	5	&	&	CCONJ
hi-719	417	6	hudaib	hudaib	PROPN
hi-719	417	7	,	,	PUNCT
hi-719	417	8	m.	m.	NOUN
hi-719	417	9	op.cit	op.cit	PROPN
hi-719	417	10	.	.	PUNCT
hi-719	417	11	pp.24	pp.24	PROPN
hi-719	417	12	67	67	NUM
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hi-719	417	14	,	,	PUNCT
hi-719	417	15	md	md	PROPN
hi-719	417	16	.	.	PROPN
hi-719	417	17	faruk	faruk	PROPN
hi-719	417	18	,	,	PUNCT
hi-719	417	19	md	md	PROPN
hi-719	417	20	.	.	PROPN
hi-719	417	21	ruhul	ruhul	PROPN
hi-719	417	22	amin	amin	PROPN
hi-719	417	23	,	,	PUNCT
hi-719	417	24	and	and	CCONJ
hi-719	417	25	asmak	asmak	PROPN
hi-719	417	26	ab	ab	PROPN
hi-719	417	27	rahman	rahman	PROPN
hi-719	417	28	.	.	PUNCT
hi-719	418	1	"	"	PUNCT
hi-719	418	2	is	be	AUX
hi-719	418	3	there	there	PRON
hi-719	418	4	any	any	DET
hi-719	418	5	difference	difference	NOUN
hi-719	418	6	between	between	ADP
hi-719	418	7	islamic	islamic	ADJ
hi-719	418	8	and	and	CCONJ
hi-719	418	9	conventional	conventional	ADJ
hi-719	418	10	microfinance	microfinance	NOUN
hi-719	418	11	?	?	PUNCT
hi-719	419	1	evidence	evidence	NOUN
hi-719	419	2	from	from	ADP
hi-719	419	3	bangladesh	bangladesh	NOUN
hi-719	419	4	.	.	PUNCT
hi-719	419	5	"	"	PUNCT
hi-719	420	1	international	international	ADJ
hi-719	420	2	journal	journal	NOUN
hi-719	420	3	of	of	ADP
hi-719	420	4	business	business	NOUN
hi-719	420	5	and	and	CCONJ
hi-719	420	6	society	society	NOUN
hi-719	420	7	18	18	NUM
hi-719	420	8	,	,	PUNCT
hi-719	420	9	no	no	INTJ
hi-719	420	10	.	.	NOUN
hi-719	420	11	1	1	NUM
hi-719	420	12	(	(	PUNCT
hi-719	420	13	2017	2017	NUM
hi-719	420	14	):	):	PUNCT
hi-719	420	15	97112	97112	NUM
hi-719	420	16	.	.	PUNCT
hi-719	421	1	http://www.ijbs.unimas.my/index.php/volume-11-20/volume-18-s12017/328-is-there-any-difference-between-islamic-and-conventionalmicrofinance-evidence-from-bangladesh	http://www.ijbs.unimas.my/index.php/volume-11-20/volume-18-s12017/328-is-there-any-difference-between-islamic-and-conventionalmicrofinance-evidence-from-bangladesh	PROPN
hi-719	421	2	.	.	PUNCT
hi-719	422	1	68	68	NUM
hi-719	422	2	djan	djan	ADJ
hi-719	422	3	,	,	PUNCT
hi-719	422	4	kwame	kwame	PROPN
hi-719	422	5	ohene	ohene	NOUN
hi-719	422	6	,	,	PUNCT
hi-719	422	7	and	and	CCONJ
hi-719	422	8	roy	roy	PROPN
hi-719	422	9	mersland	mersland	PROPN
hi-719	422	10	.	.	PUNCT
hi-719	423	1	op.cit	op.cit	ADJ
hi-719	423	2	69	69	NUM
hi-719	423	3	ülev	ülev	NOUN
hi-719	423	4	,	,	PUNCT
hi-719	423	5	salih	salih	PROPN
hi-719	423	6	,	,	PUNCT
hi-719	423	7	fatih	fatih	PROPN
hi-719	423	8	savaşan	savaşan	PROPN
hi-719	423	9	,	,	PUNCT
hi-719	423	10	and	and	CCONJ
hi-719	423	11	mücahit	mücahit	PROPN
hi-719	423	12	özdemir	özdemir	NOUN
hi-719	423	13	.	.	PUNCT
hi-719	424	1	op.cit	op.cit	ADJ
hi-719	424	2	70	70	NUM
hi-719	424	3	lewis	lewis	PROPN
hi-719	424	4	,	,	PUNCT
hi-719	424	5	m.	m.	NOUN
hi-719	424	6	k.	k.	PROPN
hi-719	424	7	op.cit	op.cit	PROPN
hi-719	424	8	.	.	PUNCT
hi-719	425	1	pp.15	pp.15	PROPN
hi-719	425	2	71	71	NUM
hi-719	425	3	ülev	ülev	ADJ
hi-719	425	4	,	,	PUNCT
hi-719	425	5	salih	salih	PROPN
hi-719	425	6	.	.	PUNCT
hi-719	426	1	op.cit	op.cit	PROPN
hi-719	426	2	.	.	PUNCT
hi-719	427	1	pp.195	pp.195	PROPN
hi-719	427	2	72	72	NUM
hi-719	427	3	kassim	kassim	PROPN
hi-719	427	4	,	,	PUNCT
hi-719	427	5	salina	salina	PROPN
hi-719	427	6	,	,	PUNCT
hi-719	427	7	rusni	rusni	VERB
hi-719	427	8	hassan	hassan	PROPN
hi-719	427	9	,	,	PUNCT
hi-719	427	10	and	and	CCONJ
hi-719	427	11	siti	siti	PROPN
hi-719	427	12	nadhirah	nadhirah	PROPN
hi-719	428	1	kassim	kassim	PROPN
hi-719	428	2	.	.	PUNCT
hi-719	429	1	op.cit	op.cit	ADJ
hi-719	429	2	.	.	PUNCT
hi-719	429	3	pp.24	pp.24	NOUN
hi-719	429	4	73	73	NUM
hi-719	429	5	ülev	ülev	ADJ
hi-719	429	6	,	,	PUNCT
hi-719	429	7	salih	salih	PROPN
hi-719	429	8	.	.	PUNCT
hi-719	430	1	op.cit	op.cit	PROPN
hi-719	430	2	.	.	PUNCT
hi-719	431	1	pp.173	pp.173	PROPN
hi-719	431	2	74	74	NUM
hi-719	431	3	mutamimah	mutamimah	ADJ
hi-719	431	4	,	,	PUNCT
hi-719	431	5	mutamimah	mutamimah	PROPN
hi-719	431	6	,	,	PUNCT
hi-719	431	7	zaenudin	zaenudin	ADJ
hi-719	431	8	zaenudin	zaenudin	NUM
hi-719	431	9	,	,	PUNCT
hi-719	431	10	and	and	CCONJ
hi-719	431	11	widiyanto	widiyanto	ADP
hi-719	431	12	bin	bin	PROPN
hi-719	431	13	mislan	mislan	PROPN
hi-719	431	14	cokrohadisumarto	cokrohadisumarto	VERB
hi-719	431	15	.	.	PUNCT
hi-719	432	1	op.cit	op.cit	ADJ
hi-719	432	2	.	.	PUNCT
hi-719	433	1	pp.686	pp.686	ADJ
hi-719	433	2	75	75	NUM
hi-719	433	3	beekun	beekun	NOUN
hi-719	433	4	,	,	PUNCT
hi-719	433	5	rafik	rafik	VERB
hi-719	433	6	i	i	PRON
hi-719	433	7	,	,	PUNCT
hi-719	433	8	and	and	CCONJ
hi-719	433	9	jamal	jamal	PROPN
hi-719	433	10	a	a	DET
hi-719	433	11	badawi	badawi	PROPN
hi-719	433	12	.	.	PUNCT
hi-719	434	1	op.cit	op.cit	PROPN
hi-719	434	2	.	.	PUNCT
hi-719	435	1	pp.134	pp.134	PROPN
hi-719	435	2	76	76	NUM
hi-719	435	3	lewis	lewis	PROPN
hi-719	435	4	,	,	PUNCT
hi-719	435	5	m.	m.	NOUN
hi-719	435	6	k.	k.	PROPN
hi-719	436	1	op.cit	op.cit	PROPN
hi-719	436	2	.	.	PUNCT
hi-719	437	1	pp.17	pp.17	PROPN
hi-719	437	2	77	77	NUM
hi-719	437	3	haniffa	haniffa	NOUN
hi-719	437	4	,	,	PUNCT
hi-719	437	5	r.	r.	PROPN
hi-719	437	6	&	&	CCONJ
hi-719	437	7	hudaib	hudaib	PROPN
hi-719	437	8	,	,	PUNCT
hi-719	437	9	m.	m.	NOUN
hi-719	437	10	op.cit	op.cit	PROPN
hi-719	437	11	.	.	PUNCT
hi-719	437	12	pp.29	pp.29	PROPN
hi-719	437	13	78	78	NUM
hi-719	437	14	gupta	gupta	PROPN
hi-719	437	15	,	,	PUNCT
hi-719	437	16	namrata	namrata	PROPN
hi-719	437	17	,	,	PUNCT
hi-719	437	18	and	and	CCONJ
hi-719	437	19	anita	anita	PROPN
hi-719	437	20	mirchandani	mirchandani	PROPN
hi-719	437	21	.	.	PUNCT
hi-719	438	1	op.cit	op.cit	PROPN
hi-719	438	2	.	.	PROPN
hi-719	439	1	79	79	NUM
hi-719	439	2	kassim	kassim	PROPN
hi-719	439	3	,	,	PUNCT
hi-719	439	4	salina	salina	PROPN
hi-719	439	5	,	,	PUNCT
hi-719	439	6	rusni	rusni	VERB
hi-719	439	7	hassan	hassan	PROPN
hi-719	439	8	,	,	PUNCT
hi-719	439	9	and	and	CCONJ
hi-719	439	10	siti	siti	PROPN
hi-719	439	11	nadhirah	nadhirah	PROPN
hi-719	440	1	kassim	kassim	PROPN
hi-719	440	2	.	.	PUNCT
hi-719	441	1	op.cit	op.cit	PROPN
hi-719	441	2	.	.	PROPN
hi-719	441	3	pp.26	pp.26	ADJ
hi-719	441	4	80	80	NUM
hi-719	441	5	schnackenberg	schnackenberg	NOUN
hi-719	441	6	,	,	PUNCT
hi-719	441	7	andrew	andrew	PROPN
hi-719	441	8	k.	k.	PROPN
hi-719	441	9	,	,	PUNCT
hi-719	441	10	and	and	CCONJ
hi-719	441	11	edward	edward	PROPN
hi-719	441	12	c.	c.	PROPN
hi-719	441	13	tomlinson	tomlinson	PROPN
hi-719	441	14	.	.	PUNCT
hi-719	442	1	op.cit	op.cit	PROPN
hi-719	442	2	.	.	PROPN
hi-719	443	1	pp.3	pp.3	PROPN
hi-719	443	2	81	81	NUM
hi-719	443	3	vishwanath	vishwanath	NOUN
hi-719	443	4	,	,	PUNCT
hi-719	443	5	tara	tara	NOUN
hi-719	443	6	,	,	PUNCT
hi-719	443	7	and	and	CCONJ
hi-719	443	8	daniel	daniel	PROPN
hi-719	443	9	kaufmann	kaufmann	PROPN
hi-719	443	10	.	.	PUNCT
hi-719	444	1	op.cit	op.cit	PROPN
hi-719	444	2	.	.	PROPN
hi-719	444	3	pp.26	pp.26	ADJ
hi-719	444	4	82	82	NUM
hi-719	444	5	haniffa	haniffa	NOUN
hi-719	444	6	,	,	PUNCT
hi-719	444	7	r.	r.	PROPN
hi-719	444	8	&	&	CCONJ
hi-719	444	9	hudaib	hudaib	PROPN
hi-719	444	10	,	,	PUNCT
hi-719	444	11	m.	m.	NOUN
hi-719	444	12	op.cit	op.cit	PROPN
hi-719	444	13	.	.	PROPN
hi-719	444	14	pp.26	pp.26	ADJ
hi-719	444	15	83	83	NUM
hi-719	444	16	kassim	kassim	PROPN
hi-719	444	17	,	,	PUNCT
hi-719	444	18	salina	salina	PROPN
hi-719	444	19	,	,	PUNCT
hi-719	444	20	rusni	rusni	VERB
hi-719	444	21	hassan	hassan	PROPN
hi-719	444	22	,	,	PUNCT
hi-719	444	23	and	and	CCONJ
hi-719	444	24	siti	siti	PROPN
hi-719	444	25	nadhirah	nadhirah	PROPN
hi-719	444	26	kassim	kassim	PROPN
hi-719	444	27	.	.	PUNCT
hi-719	445	1	op.cit	op.cit	ADJ
hi-719	445	2	.	.	PROPN
hi-719	445	3	pp.26	pp.26	ADJ
hi-719	445	4	84	84	NUM
hi-719	445	5	lewis	lewis	PROPN
hi-719	445	6	,	,	PUNCT
hi-719	445	7	m.	m.	NOUN
hi-719	445	8	k.	k.	PROPN
hi-719	445	9	op.cit	op.cit	PROPN
hi-719	445	10	.	.	PUNCT
hi-719	446	1	pp.16	pp.16	PROPN
hi-719	446	2	85	85	NUM
hi-719	446	3	gupta	gupta	PROPN
hi-719	446	4	,	,	PUNCT
hi-719	446	5	namrata	namrata	PROPN
hi-719	446	6	,	,	PUNCT
hi-719	446	7	and	and	CCONJ
hi-719	446	8	anita	anita	PROPN
hi-719	446	9	mirchandani	mirchandani	PROPN
hi-719	446	10	.	.	PUNCT
hi-719	447	1	op.cit	op.cit	PROPN
hi-719	447	2	.	.	PROPN
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hi-719	447	5	,	,	PUNCT
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hi-719	447	7	.	.	PUNCT
hi-719	448	1	op.cit	op.cit	PROPN
hi-719	448	2	.	.	PUNCT
hi-719	449	1	pp.895	pp.895	PROPN
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hi-719	449	4	,	,	PUNCT
hi-719	449	5	paul	paul	PROPN
hi-719	449	6	.	.	PUNCT
hi-719	450	1	op.cit	op.cit	PROPN
hi-719	450	2	.	.	PUNCT
hi-719	451	1	pp.519	pp.519	PROPN
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hi-719	451	9	http://www.ijbs.unimas.my/index.php/volume-11-20/volume-18-s1-2017/328-is-there-any-difference-between-islamic-and-conventional-microfinance-evidence-from-bangladesh	http://www.ijbs.unimas.my/index.php/volume-11-20/volume-18-s1-2017/328-is-there-any-difference-between-islamic-and-conventional-microfinance-evidence-from-bangladesh	PROPN
hi-719	451	10	http://www.ijbs.unimas.my/index.php/volume-11-20/volume-18-s1-2017/328-is-there-any-difference-between-islamic-and-conventional-microfinance-evidence-from-bangladesh	http://www.ijbs.unimas.my/index.php/volume-11-20/volume-18-s1-2017/328-is-there-any-difference-between-islamic-and-conventional-microfinance-evidence-from-bangladesh	PROPN