id	sid	tid	token	lemma	pos
hi-875	1	1	hamdard	hamdard	PROPN
hi-875	1	2	islamicus	islamicus	PROPN
hi-875	1	3	vol	vol	NOUN
hi-875	1	4	.	.	PUNCT
hi-875	2	1	xlvi	xlvi	PROPN
hi-875	2	2	,	,	PUNCT
hi-875	2	3	no	no	INTJ
hi-875	2	4	.	.	NOUN
hi-875	2	5	3	3	NUM
hi-875	2	6	73	73	NUM
hi-875	2	7	determinants	determinant	NOUN
hi-875	2	8	of	of	ADP
hi-875	2	9	family	family	NOUN
hi-875	2	10	takaful	takaful	ADJ
hi-875	2	11	in	in	ADP
hi-875	2	12	asean	asean	ADJ
hi-875	2	13	:	:	PUNCT
hi-875	2	14	evidence	evidence	NOUN
hi-875	2	15	from	from	ADP
hi-875	2	16	business	business	NOUN
hi-875	2	17	unit	unit	NOUN
hi-875	2	18	sharô‘óh	sharô‘óh	NOUN
hi-875	2	19	and	and	CCONJ
hi-875	2	20	full	full	ADV
hi-875	2	21	-	-	PUNCT
hi-875	2	22	fledged	fledge	VERB
hi-875	2	23	operations	operation	NOUN
hi-875	2	24	nun	nun	NOUN
hi-875	2	25	maziyyah	maziyyah	PROPN
hi-875	2	26	mahsyar	mahsyar	PROPN
hi-875	2	27	department	department	PROPN
hi-875	2	28	of	of	ADP
hi-875	2	29	islamic	islamic	ADJ
hi-875	2	30	economics	economic	NOUN
hi-875	2	31	and	and	CCONJ
hi-875	2	32	finance	finance	NOUN
hi-875	2	33	,	,	PUNCT
hi-875	2	34	sakarya	sakarya	NOUN
hi-875	2	35	university	university	NOUN
hi-875	2	36	,	,	PUNCT
hi-875	2	37	turkiye	turkiye	PROPN
hi-875	2	38	.	.	PUNCT
hi-875	2	39	email	email	NOUN
hi-875	2	40	:	:	PUNCT
hi-875	2	41	nun.mahsyar@ogr.sakarya.edu.tr	nun.mahsyar@ogr.sakarya.edu.tr	PROPN
hi-875	2	42	hakan	hakan	PROPN
hi-875	2	43	aslan	aslan	PROPN
hi-875	2	44	department	department	PROPN
hi-875	2	45	of	of	ADP
hi-875	2	46	islamic	islamic	ADJ
hi-875	2	47	economics	economic	NOUN
hi-875	2	48	and	and	CCONJ
hi-875	2	49	finance	finance	NOUN
hi-875	2	50	,	,	PUNCT
hi-875	2	51	sakarya	sakarya	NOUN
hi-875	2	52	university	university	NOUN
hi-875	2	53	,	,	PUNCT
hi-875	2	54	turkiye	turkiye	PROPN
hi-875	2	55	.	.	PUNCT
hi-875	3	1	email	email	NOUN
hi-875	3	2	:	:	PUNCT
hi-875	3	3	hakanaslan@sakarya.edu.tr	hakanaslan@sakarya.edu.tr	PROPN
hi-875	3	4	received	receive	VERB
hi-875	3	5	on	on	ADP
hi-875	3	6	:	:	PUNCT
hi-875	3	7	18	18	NUM
hi-875	3	8	-	-	SYM
hi-875	3	9	08	08	NUM
hi-875	3	10	-	-	SYM
hi-875	3	11	23	23	NUM
hi-875	3	12	accepted	accept	VERB
hi-875	3	13	on	on	ADP
hi-875	3	14	:	:	PUNCT
hi-875	3	15	06	06	NUM
hi-875	3	16	-	-	SYM
hi-875	3	17	09	09	NUM
hi-875	3	18	-	-	PUNCT
hi-875	3	19	23	23	NUM
hi-875	3	20	https://doi.org/10.57144/hi.v46i3.875	https://doi.org/10.57144/hi.v46i3.875	NOUN
hi-875	3	21	abstract	abstract	NOUN
hi-875	3	22	this	this	DET
hi-875	3	23	study	study	NOUN
hi-875	3	24	’s	’s	PART
hi-875	3	25	aim	aim	NOUN
hi-875	3	26	is	be	AUX
hi-875	3	27	to	to	PART
hi-875	3	28	perform	perform	VERB
hi-875	3	29	an	an	DET
hi-875	3	30	empirical	empirical	ADJ
hi-875	3	31	analysis	analysis	NOUN
hi-875	3	32	of	of	ADP
hi-875	3	33	the	the	DET
hi-875	3	34	determinants	determinant	NOUN
hi-875	3	35	that	that	PRON
hi-875	3	36	influence	influence	VERB
hi-875	3	37	the	the	DET
hi-875	3	38	solvency	solvency	NOUN
hi-875	3	39	of	of	ADP
hi-875	3	40	family	family	NOUN
hi-875	3	41	takaful	takaful	ADJ
hi-875	3	42	enterprises	enterprise	NOUN
hi-875	3	43	,	,	PUNCT
hi-875	3	44	both	both	CCONJ
hi-875	3	45	at	at	ADP
hi-875	3	46	the	the	DET
hi-875	3	47	full	full	ADV
hi-875	3	48	-	-	PUNCT
hi-875	3	49	fledged	fledged	ADJ
hi-875	3	50	level	level	NOUN
hi-875	3	51	and	and	CCONJ
hi-875	3	52	within	within	ADP
hi-875	3	53	the	the	DET
hi-875	3	54	business	business	NOUN
hi-875	3	55	unit	unit	NOUN
hi-875	3	56	of	of	ADP
hi-875	3	57	sharê‘ah	sharê‘ah	NOUN
hi-875	3	58	compliant	compliant	ADJ
hi-875	3	59	entities	entity	NOUN
hi-875	3	60	across	across	ADP
hi-875	3	61	countries	country	NOUN
hi-875	3	62	in	in	ADP
hi-875	3	63	asean	asean	PROPN
hi-875	3	64	.	.	PUNCT
hi-875	4	1	the	the	DET
hi-875	4	2	data	datum	NOUN
hi-875	4	3	utilised	utilise	VERB
hi-875	4	4	within	within	ADP
hi-875	4	5	the	the	DET
hi-875	4	6	study	study	NOUN
hi-875	4	7	were	be	AUX
hi-875	4	8	obtained	obtain	VERB
hi-875	4	9	from	from	ADP
hi-875	4	10	the	the	DET
hi-875	4	11	financial	financial	ADJ
hi-875	4	12	statements	statement	NOUN
hi-875	4	13	annually	annually	ADV
hi-875	4	14	of	of	ADP
hi-875	4	15	32	32	NUM
hi-875	4	16	family	family	NOUN
hi-875	4	17	takaful	takaful	ADJ
hi-875	4	18	businesses	business	NOUN
hi-875	4	19	and	and	CCONJ
hi-875	4	20	the	the	DET
hi-875	4	21	world	world	PROPN
hi-875	4	22	bank	bank	PROPN
hi-875	4	23	database	database	NOUN
hi-875	4	24	,	,	PUNCT
hi-875	4	25	spanning	span	VERB
hi-875	4	26	2017	2017	NUM
hi-875	4	27	to	to	ADP
hi-875	4	28	2021	2021	NUM
hi-875	4	29	.	.	PUNCT
hi-875	5	1	the	the	DET
hi-875	5	2	solvency	solvency	NOUN
hi-875	5	3	of	of	ADP
hi-875	5	4	an	an	DET
hi-875	5	5	entity	entity	NOUN
hi-875	5	6	is	be	AUX
hi-875	5	7	assessed	assess	VERB
hi-875	5	8	by	by	ADP
hi-875	5	9	utilising	utilise	VERB
hi-875	5	10	net	net	ADJ
hi-875	5	11	assets	asset	NOUN
hi-875	5	12	divided	divide	VERB
hi-875	5	13	by	by	ADP
hi-875	5	14	net	net	ADJ
hi-875	5	15	contributions	contribution	NOUN
hi-875	5	16	,	,	PUNCT
hi-875	5	17	which	which	PRON
hi-875	5	18	serve	serve	VERB
hi-875	5	19	as	as	ADP
hi-875	5	20	the	the	DET
hi-875	5	21	dependent	dependent	ADJ
hi-875	5	22	variable	variable	NOUN
hi-875	5	23	in	in	ADP
hi-875	5	24	this	this	DET
hi-875	5	25	context	context	NOUN
hi-875	5	26	.	.	PUNCT
hi-875	6	1	according	accord	VERB
hi-875	6	2	to	to	ADP
hi-875	6	3	the	the	DET
hi-875	6	4	findings	finding	NOUN
hi-875	6	5	,	,	PUNCT
hi-875	6	6	a	a	DET
hi-875	6	7	positive	positive	ADJ
hi-875	6	8	relationship	relationship	NOUN
hi-875	6	9	exists	exist	VERB
hi-875	6	10	between	between	ADP
hi-875	6	11	solvency	solvency	NOUN
hi-875	6	12	and	and	CCONJ
hi-875	6	13	the	the	DET
hi-875	6	14	following	following	ADJ
hi-875	6	15	variables	variable	NOUN
hi-875	6	16	:	:	PUNCT
hi-875	6	17	profitability	profitability	NOUN
hi-875	6	18	,	,	PUNCT
hi-875	6	19	investment	investment	NOUN
hi-875	6	20	ratio	ratio	NOUN
hi-875	6	21	,	,	PUNCT
hi-875	6	22	liquidity	liquidity	NOUN
hi-875	6	23	,	,	PUNCT
hi-875	6	24	and	and	CCONJ
hi-875	6	25	firm	firm	ADJ
hi-875	6	26	size	size	NOUN
hi-875	6	27	.	.	PUNCT
hi-875	7	1	the	the	DET
hi-875	7	2	impact	impact	NOUN
hi-875	7	3	of	of	ADP
hi-875	7	4	wakalah	wakalah	PROPN
hi-875	7	5	fees	fee	NOUN
hi-875	7	6	on	on	ADP
hi-875	7	7	solvency	solvency	NOUN
hi-875	7	8	is	be	AUX
hi-875	7	9	significantly	significantly	ADV
hi-875	7	10	related	relate	VERB
hi-875	7	11	negatively	negatively	ADV
hi-875	7	12	.	.	PUNCT
hi-875	8	1	nevertheless	nevertheless	ADV
hi-875	8	2	,	,	PUNCT
hi-875	8	3	it	it	PRON
hi-875	8	4	is	be	AUX
hi-875	8	5	essential	essential	ADJ
hi-875	8	6	to	to	PART
hi-875	8	7	note	note	VERB
hi-875	8	8	that	that	SCONJ
hi-875	8	9	there	there	PRON
hi-875	8	10	is	be	VERB
hi-875	8	11	no	no	DET
hi-875	8	12	inherent	inherent	ADJ
hi-875	8	13	connection	connection	NOUN
hi-875	8	14	between	between	ADP
hi-875	8	15	gdp	gdp	NOUN
hi-875	8	16	and	and	CCONJ
hi-875	8	17	inflation	inflation	NOUN
hi-875	8	18	concerning	concern	VERB
hi-875	8	19	solvency	solvency	NOUN
hi-875	8	20	.	.	PUNCT
hi-875	9	1	the	the	DET
hi-875	9	2	family	family	NOUN
hi-875	9	3	takaful	takaful	ADJ
hi-875	9	4	company	company	NOUN
hi-875	9	5	in	in	ADP
hi-875	9	6	asean	asean	PROPN
hi-875	9	7	has	have	VERB
hi-875	9	8	a	a	DET
hi-875	9	9	relatively	relatively	ADV
hi-875	9	10	high	high	ADJ
hi-875	9	11	solvency	solvency	NOUN
hi-875	9	12	level	level	NOUN
hi-875	9	13	.	.	PUNCT
hi-875	10	1	thus	thus	ADV
hi-875	10	2	,	,	PUNCT
hi-875	10	3	it	it	PRON
hi-875	10	4	can	can	AUX
hi-875	10	5	fulfil	fulfil	VERB
hi-875	10	6	its	its	PRON
hi-875	10	7	obligation	obligation	NOUN
hi-875	10	8	in	in	ADP
hi-875	10	9	the	the	DET
hi-875	10	10	long	long	ADJ
hi-875	10	11	run	run	NOUN
hi-875	10	12	to	to	PART
hi-875	10	13	meet	meet	VERB
hi-875	10	14	the	the	DET
hi-875	10	15	policyholder	policyholder	NOUN
hi-875	10	16	’s	’s	PART
hi-875	10	17	claim	claim	NOUN
hi-875	10	18	.	.	PUNCT
hi-875	11	1	keywords	keyword	NOUN
hi-875	11	2	:	:	PUNCT
hi-875	11	3	asean	asean	ADJ
hi-875	11	4	,	,	PUNCT
hi-875	11	5	determinant	determinant	ADJ
hi-875	11	6	factors	factor	NOUN
hi-875	11	7	,	,	PUNCT
hi-875	11	8	family	family	NOUN
hi-875	11	9	takaful	takaful	NOUN
hi-875	11	10	,	,	PUNCT
hi-875	11	11	solvency	solvency	NOUN
hi-875	11	12	.	.	PUNCT
hi-875	12	1	mailto:nun.mahsyar@ogr.sakarya.edu.tr	mailto:nun.mahsyar@ogr.sakarya.edu.tr	PROPN
hi-875	12	2	mailto:hakanaslan@sakarya.edu.tr	mailto:hakanaslan@sakarya.edu.tr	PROPN
hi-875	12	3	https://doi.org/10.57144/hi.v46i3.875	https://doi.org/10.57144/hi.v46i3.875	VERB
hi-875	12	4	74	74	NUM
hi-875	12	5	determinants	determinant	NOUN
hi-875	12	6	of	of	ADP
hi-875	12	7	family	family	NOUN
hi-875	12	8	takaful	takaful	ADJ
hi-875	12	9	…	…	PUNCT
hi-875	12	10	1	1	X
hi-875	12	11	.	.	X
hi-875	13	1	introduction	introduction	NOUN
hi-875	13	2	life	life	NOUN
hi-875	13	3	is	be	AUX
hi-875	13	4	full	full	ADJ
hi-875	13	5	of	of	ADP
hi-875	13	6	risk	risk	NOUN
hi-875	13	7	,	,	PUNCT
hi-875	13	8	which	which	PRON
hi-875	13	9	is	be	AUX
hi-875	13	10	unpredictable	unpredictable	ADJ
hi-875	13	11	by	by	ADP
hi-875	13	12	a	a	DET
hi-875	13	13	human	human	ADJ
hi-875	13	14	being	being	NOUN
hi-875	13	15	.	.	PUNCT
hi-875	14	1	individuals	individual	NOUN
hi-875	14	2	need	need	VERB
hi-875	14	3	to	to	PART
hi-875	14	4	consider	consider	VERB
hi-875	14	5	risk	risk	NOUN
hi-875	14	6	financing	financing	NOUN
hi-875	14	7	,	,	PUNCT
hi-875	14	8	especially	especially	ADV
hi-875	14	9	for	for	ADP
hi-875	14	10	their	their	PRON
hi-875	14	11	life	life	NOUN
hi-875	14	12	risks	risk	NOUN
hi-875	14	13	.	.	PUNCT
hi-875	15	1	considering	consider	VERB
hi-875	15	2	the	the	DET
hi-875	15	3	sharia	sharia	PROPN
hi-875	15	4	aspects	aspect	NOUN
hi-875	15	5	,	,	PUNCT
hi-875	15	6	islamic	islamic	ADJ
hi-875	15	7	insurance	insurance	NOUN
hi-875	15	8	is	be	AUX
hi-875	15	9	part	part	NOUN
hi-875	15	10	of	of	ADP
hi-875	15	11	risk	risk	NOUN
hi-875	15	12	financing	financing	NOUN
hi-875	15	13	for	for	ADP
hi-875	15	14	muslims	muslim	NOUN
hi-875	15	15	.	.	PUNCT
hi-875	16	1	billah	billah	PROPN
hi-875	16	2	revealed	reveal	VERB
hi-875	16	3	that	that	SCONJ
hi-875	16	4	takaful	takaful	ADJ
hi-875	16	5	,	,	PUNCT
hi-875	16	6	sometimes	sometimes	ADV
hi-875	16	7	referred	refer	VERB
hi-875	16	8	to	to	ADP
hi-875	16	9	as	as	ADP
hi-875	16	10	islamic	islamic	ADJ
hi-875	16	11	insurance	insurance	NOUN
hi-875	16	12	,	,	PUNCT
hi-875	16	13	encompasses	encompass	VERB
hi-875	16	14	a	a	DET
hi-875	16	15	financial	financial	ADJ
hi-875	16	16	arrangement	arrangement	NOUN
hi-875	16	17	wherein	wherein	SCONJ
hi-875	16	18	two	two	NUM
hi-875	16	19	parties	party	NOUN
hi-875	16	20	engage	engage	VERB
hi-875	16	21	in	in	ADP
hi-875	16	22	a	a	DET
hi-875	16	23	mutual	mutual	ADJ
hi-875	16	24	collaboration	collaboration	NOUN
hi-875	16	25	to	to	PART
hi-875	16	26	offer	offer	VERB
hi-875	16	27	financial	financial	ADJ
hi-875	16	28	protection	protection	NOUN
hi-875	16	29	to	to	ADP
hi-875	16	30	one	one	NUM
hi-875	16	31	party	party	NOUN
hi-875	16	32	against	against	ADP
hi-875	16	33	unforeseen	unforeseen	ADJ
hi-875	16	34	material	material	PROPN
hi-875	16	35	risks.1	risks.1	PROPN
hi-875	16	36	the	the	DET
hi-875	16	37	insurance	insurance	NOUN
hi-875	16	38	penetration	penetration	NOUN
hi-875	16	39	rate	rate	NOUN
hi-875	16	40	has	have	AUX
hi-875	16	41	been	be	AUX
hi-875	16	42	increasing	increase	VERB
hi-875	16	43	over	over	ADP
hi-875	16	44	the	the	DET
hi-875	16	45	years	year	NOUN
hi-875	16	46	in	in	ADP
hi-875	16	47	the	the	DET
hi-875	16	48	association	association	NOUN
hi-875	16	49	of	of	ADP
hi-875	16	50	southeast	southeast	PROPN
hi-875	16	51	asia	asia	PROPN
hi-875	16	52	nations	nations	PROPN
hi-875	16	53	(	(	PUNCT
hi-875	16	54	asean	asean	ADJ
hi-875	16	55	)	)	PUNCT
hi-875	16	56	countries	country	NOUN
hi-875	16	57	,	,	PUNCT
hi-875	16	58	particularly	particularly	ADV
hi-875	16	59	brunei	brunei	PROPN
hi-875	16	60	darussalam	darussalam	PROPN
hi-875	16	61	,	,	PUNCT
hi-875	16	62	cambodia	cambodia	PROPN
hi-875	16	63	,	,	PUNCT
hi-875	16	64	indonesia	indonesia	PROPN
hi-875	16	65	,	,	PUNCT
hi-875	16	66	lao	lao	PROPN
hi-875	16	67	pdr	pdr	PROPN
hi-875	16	68	,	,	PUNCT
hi-875	16	69	malaysia	malaysia	PROPN
hi-875	16	70	,	,	PUNCT
hi-875	16	71	myanmar	myanmar	PROPN
hi-875	16	72	,	,	PUNCT
hi-875	16	73	philippines	philippine	NOUN
hi-875	16	74	,	,	PUNCT
hi-875	16	75	singapore	singapore	PROPN
hi-875	16	76	,	,	PUNCT
hi-875	16	77	thailand	thailand	PROPN
hi-875	16	78	,	,	PUNCT
hi-875	16	79	and	and	CCONJ
hi-875	16	80	vietnam	vietnam	PROPN
hi-875	16	81	.	.	PUNCT
hi-875	17	1	according	accord	VERB
hi-875	17	2	to	to	ADP
hi-875	17	3	the	the	DET
hi-875	17	4	eu	eu	PROPN
hi-875	17	5	-	-	PROPN
hi-875	17	6	asean	asean	ADJ
hi-875	17	7	business	business	PROPN
hi-875	17	8	council	council	PROPN
hi-875	17	9	(	(	PUNCT
hi-875	17	10	eu	eu	PROPN
hi-875	17	11	-	-	ADJ
hi-875	17	12	abc	abc	ADJ
hi-875	17	13	)	)	PUNCT
hi-875	17	14	report	report	NOUN
hi-875	17	15	,	,	PUNCT
hi-875	17	16	the	the	DET
hi-875	17	17	penetration	penetration	NOUN
hi-875	17	18	rate	rate	NOUN
hi-875	17	19	of	of	ADP
hi-875	17	20	asean	asean	PROPN
hi-875	17	21	’s	’s	PART
hi-875	17	22	insurance	insurance	NOUN
hi-875	17	23	is	be	AUX
hi-875	17	24	considerable	considerable	ADJ
hi-875	17	25	for	for	ADP
hi-875	17	26	a	a	DET
hi-875	17	27	growing	grow	VERB
hi-875	17	28	average	average	NOUN
hi-875	17	29	of	of	ADP
hi-875	17	30	6.1	6.1	NUM
hi-875	17	31	per	per	ADP
hi-875	17	32	cent	cent	NOUN
hi-875	17	33	towards	towards	ADP
hi-875	17	34	the	the	DET
hi-875	17	35	global	global	ADJ
hi-875	17	36	average.2	average.2	PROPN
hi-875	17	37	thus	thus	ADV
hi-875	17	38	,	,	PUNCT
hi-875	17	39	islamic	islamic	ADJ
hi-875	17	40	insurance	insurance	NOUN
hi-875	17	41	has	have	AUX
hi-875	17	42	participated	participate	VERB
hi-875	17	43	in	in	ADP
hi-875	17	44	the	the	DET
hi-875	17	45	penetration	penetration	NOUN
hi-875	17	46	rate	rate	NOUN
hi-875	17	47	as	as	ADV
hi-875	17	48	well	well	ADV
hi-875	17	49	as	as	ADP
hi-875	17	50	the	the	DET
hi-875	17	51	conventional	conventional	ADJ
hi-875	17	52	one	one	NUM
hi-875	17	53	.	.	PUNCT
hi-875	18	1	figure	figure	NOUN
hi-875	18	2	1	1	NUM
hi-875	18	3	.	.	PUNCT
hi-875	19	1	market	market	NOUN
hi-875	19	2	share	share	NOUN
hi-875	19	3	of	of	ADP
hi-875	19	4	islamic	islamic	ADJ
hi-875	19	5	insurance	insurance	NOUN
hi-875	19	6	in	in	ADP
hi-875	19	7	three	three	NUM
hi-875	19	8	membersof	membersof	ADJ
hi-875	19	9	asean	asean	ADJ
hi-875	19	10	countries	country	NOUN
hi-875	19	11	(	(	PUNCT
hi-875	19	12	2015	2015	NUM
hi-875	19	13	-	-	SYM
hi-875	19	14	2019	2019	NUM
hi-875	19	15	)	)	PUNCT
hi-875	19	16	source	source	NOUN
hi-875	19	17	:	:	PUNCT
hi-875	19	18	bank	bank	PROPN
hi-875	19	19	negara	negara	PROPN
hi-875	19	20	malaysia	malaysia	PROPN
hi-875	19	21	,	,	PUNCT
hi-875	19	22	brunei	brunei	PROPN
hi-875	19	23	darussalam	darussalam	PROPN
hi-875	19	24	authority	authority	PROPN
hi-875	19	25	,	,	PUNCT
hi-875	19	26	indonesia	indonesia	PROPN
hi-875	19	27	financial	financial	PROPN
hi-875	19	28	authority	authority	PROPN
hi-875	19	29	mutmainah	mutmainah	PROPN
hi-875	19	30	,	,	PUNCT
hi-875	19	31	sukmadilaga	sukmadilaga	PROPN
hi-875	19	32	,	,	PUNCT
hi-875	19	33	and	and	CCONJ
hi-875	19	34	nugroho	nugroho	NOUN
hi-875	19	35	state	state	NOUN
hi-875	19	36	three	three	NUM
hi-875	19	37	countries	country	NOUN
hi-875	19	38	involved	involve	VERB
hi-875	19	39	as	as	ADP
hi-875	19	40	the	the	DET
hi-875	19	41	most	most	ADV
hi-875	19	42	active	active	ADJ
hi-875	19	43	takaful	takaful	NOUN
hi-875	19	44	in	in	ADP
hi-875	19	45	southeast	southeast	PROPN
hi-875	19	46	asia	asia	PROPN
hi-875	19	47	,	,	PUNCT
hi-875	19	48	such	such	ADJ
hi-875	19	49	as	as	ADP
hi-875	19	50	malaysia	malaysia	PROPN
hi-875	19	51	,	,	PUNCT
hi-875	19	52	indonesia	indonesia	PROPN
hi-875	19	53	,	,	PUNCT
hi-875	19	54	and	and	CCONJ
hi-875	19	55	brunei	brunei	PROPN
hi-875	19	56	darussalam.3syimee	darussalam.3syimee	PROPN
hi-875	19	57	sharifuddin	sharifuddin	VERB
hi-875	19	58	et	et	PROPN
hi-875	19	59	al	al	PROPN
hi-875	19	60	.	.	PROPN
hi-875	19	61	mentioned	mention	VERB
hi-875	19	62	that	that	SCONJ
hi-875	19	63	the	the	DET
hi-875	19	64	presence	presence	NOUN
hi-875	19	65	of	of	ADP
hi-875	19	66	islamic	islamic	ADJ
hi-875	19	67	insurance	insurance	NOUN
hi-875	19	68	in	in	ADP
hi-875	19	69	malaysia	malaysia	PROPN
hi-875	19	70	-	-	PUNCT
hi-875	19	71	one	one	NUM
hi-875	19	72	of	of	ADP
hi-875	19	73	the	the	DET
hi-875	19	74	leading	lead	VERB
hi-875	19	75	islamic	islamic	ADJ
hi-875	19	76	economies	economy	NOUN
hi-875	19	77	globally	globally	ADV
hi-875	19	78	was	be	AUX
hi-875	19	79	established	establish	VERB
hi-875	19	80	as	as	ADP
hi-875	19	81	its	its	PRON
hi-875	19	82	first	first	ADJ
hi-875	19	83	takaful	takaful	NOUN
hi-875	19	84	(	(	PUNCT
hi-875	19	85	syarikat	syarikat	PROPN
hi-875	19	86	takaful	takaful	PROPN
hi-875	19	87	malaysia	malaysia	PROPN
hi-875	19	88	sdn	sdn	PROPN
hi-875	19	89	)	)	PUNCT
hi-875	19	90	in	in	ADP
hi-875	19	91	november	november	PROPN
hi-875	19	92	1984	1984	NUM
hi-875	19	93	,	,	PUNCT
hi-875	19	94	followed	follow	VERB
hi-875	19	95	by	by	ADP
hi-875	19	96	the	the	DET
hi-875	19	97	law	law	NOUN
hi-875	19	98	issued	issue	VERB
hi-875	19	99	in	in	ADP
hi-875	19	100	december	december	PROPN
hi-875	19	101	1984.4	1984.4	NUM
hi-875	19	102	meanwhile	meanwhile	ADV
hi-875	19	103	,	,	PUNCT
hi-875	19	104	sharif	sharif	PROPN
hi-875	19	105	bashir	bashir	PROPN
hi-875	19	106	,	,	PUNCT
hi-875	19	107	hafiizah	hafiizah	NOUN
hi-875	19	108	,	,	PUNCT
hi-875	19	109	and	and	CCONJ
hi-875	19	110	mail	mail	NOUN
hi-875	19	111	displayed	display	VERB
hi-875	19	112	the	the	DET
hi-875	19	113	first	first	ADJ
hi-875	19	114	takaful	takaful	ADJ
hi-875	19	115	company	company	NOUN
hi-875	19	116	in	in	ADP
hi-875	19	117	brunei	brunei	PROPN
hi-875	19	118	darussalam	darussalam	PROPN
hi-875	19	119	on	on	ADP
hi-875	19	120	march	march	PROPN
hi-875	19	121	1993	1993	NUM
hi-875	19	122	by	by	ADP
hi-875	19	123	the	the	DET
hi-875	19	124	brunei	brunei	PROPN
hi-875	19	125	islamic	islamic	PROPN
hi-875	19	126	board	board	PROPN
hi-875	19	127	of	of	ADP
hi-875	19	128	trustees	trustee	NOUN
hi-875	19	129	(	(	PUNCT
hi-875	19	130	taib	taib	PROPN
hi-875	19	131	)	)	PUNCT
hi-875	19	132	sdn	sdn	PROPN
hi-875	19	133	bhd	bhd	PROPN
hi-875	19	134	,	,	PUNCT
hi-875	19	135	and	and	CCONJ
hi-875	19	136	the	the	DET
hi-875	19	137	government	government	NOUN
hi-875	19	138	issued	issue	VERB
hi-875	19	139	the	the	DET
hi-875	19	140	order	order	NOUN
hi-875	19	141	law	law	NOUN
hi-875	19	142	of	of	ADP
hi-875	19	143	islamic	islamic	ADJ
hi-875	19	144	insurance	insurance	NOUN
hi-875	19	145	in	in	ADP
hi-875	19	146	2008.5	2008.5	NUM
hi-875	19	147	pt	pt	NOUN
hi-875	19	148	.	.	PUNCT
hi-875	19	149	asuransi	asuransi	PROPN
hi-875	19	150	takaful	takaful	PROPN
hi-875	19	151	keluarga	keluarga	PROPN
hi-875	19	152	was	be	AUX
hi-875	19	153	responsible	responsible	ADJ
hi-875	19	154	for	for	ADP
hi-875	19	155	the	the	DET
hi-875	19	156	establishment	establishment	NOUN
hi-875	19	157	of	of	ADP
hi-875	19	158	the	the	DET
hi-875	19	159	inaugural	inaugural	ADJ
hi-875	19	160	takaful	takaful	NOUN
hi-875	19	161	in	in	ADP
hi-875	19	162	indonesia	indonesia	PROPN
hi-875	19	163	in	in	ADP
hi-875	19	164	the	the	DET
hi-875	19	165	year	year	NOUN
hi-875	19	166	1994	1994	NUM
hi-875	19	167	,	,	PUNCT
hi-875	19	168	and	and	CCONJ
hi-875	19	169	it	it	PRON
hi-875	19	170	was	be	AUX
hi-875	19	171	followed	follow	VERB
hi-875	19	172	by	by	ADP
hi-875	19	173	government	government	NOUN
hi-875	19	174	laws	law	NOUN
hi-875	19	175	in	in	ADP
hi-875	19	176	2014	2014	NUM
hi-875	19	177	.	.	PUNCT
hi-875	20	1	in	in	ADP
hi-875	20	2	addition	addition	NOUN
hi-875	20	3	,	,	PUNCT
hi-875	20	4	hamdard	hamdard	ADJ
hi-875	20	5	islamicus	islamicus	NOUN
hi-875	20	6	vol	vol	NOUN
hi-875	20	7	.	.	PUNCT
hi-875	21	1	xlvi	xlvi	PROPN
hi-875	21	2	,	,	PUNCT
hi-875	21	3	no	no	INTJ
hi-875	21	4	.	.	NOUN
hi-875	21	5	3	3	NUM
hi-875	21	6	75	75	NUM
hi-875	21	7	thailand	thailand	PROPN
hi-875	21	8	introduced	introduce	VERB
hi-875	21	9	its	its	PRON
hi-875	21	10	first	first	ADJ
hi-875	21	11	takaful	takaful	NOUN
hi-875	21	12	by	by	ADP
hi-875	21	13	muang	muang	PROPN
hi-875	21	14	thai	thai	PROPN
hi-875	21	15	life	life	PROPN
hi-875	21	16	insurance	insurance	NOUN
hi-875	21	17	in	in	ADP
hi-875	21	18	2011	2011	NUM
hi-875	21	19	.	.	PUNCT
hi-875	22	1	the	the	DET
hi-875	22	2	company	company	NOUN
hi-875	22	3	has	have	AUX
hi-875	22	4	consistently	consistently	ADV
hi-875	22	5	extended	extend	VERB
hi-875	22	6	its	its	PRON
hi-875	22	7	takaful	takaful	ADJ
hi-875	22	8	products	product	NOUN
hi-875	22	9	among	among	ADP
hi-875	22	10	thailand	thailand	PROPN
hi-875	22	11	society	society	NOUN
hi-875	22	12	.	.	PUNCT
hi-875	23	1	each	each	PRON
hi-875	23	2	of	of	ADP
hi-875	23	3	the	the	DET
hi-875	23	4	countries	country	NOUN
hi-875	23	5	has	have	VERB
hi-875	23	6	remarkable	remarkable	ADJ
hi-875	23	7	market	market	NOUN
hi-875	23	8	shares	share	NOUN
hi-875	23	9	.	.	PUNCT
hi-875	24	1	the	the	DET
hi-875	24	2	figure	figure	NOUN
hi-875	24	3	1	1	NUM
hi-875	24	4	shows	show	VERB
hi-875	24	5	that	that	SCONJ
hi-875	24	6	brunei	brunei	PROPN
hi-875	24	7	darussalam	darussalam	PROPN
hi-875	24	8	has	have	VERB
hi-875	24	9	the	the	DET
hi-875	24	10	most	most	ADV
hi-875	24	11	significant	significant	ADJ
hi-875	24	12	market	market	NOUN
hi-875	24	13	share	share	NOUN
hi-875	24	14	in	in	ADP
hi-875	24	15	takaful	takaful	NOUN
hi-875	24	16	among	among	ADP
hi-875	24	17	malaysia	malaysia	PROPN
hi-875	24	18	and	and	CCONJ
hi-875	24	19	indonesia	indonesia	PROPN
hi-875	24	20	.	.	PUNCT
hi-875	25	1	besides	besides	SCONJ
hi-875	25	2	,	,	PUNCT
hi-875	25	3	the	the	DET
hi-875	25	4	eu	eu	PROPN
hi-875	25	5	-	-	PROPN
hi-875	25	6	asean	asean	PROPN
hi-875	25	7	business	business	PROPN
hi-875	25	8	council	council	PROPN
hi-875	25	9	argues	argue	VERB
hi-875	25	10	that	that	SCONJ
hi-875	25	11	in	in	ADP
hi-875	25	12	2021	2021	NUM
hi-875	25	13	,	,	PUNCT
hi-875	25	14	the	the	DET
hi-875	25	15	asean	asean	ADJ
hi-875	25	16	markets	market	NOUN
hi-875	25	17	collectively	collectively	ADV
hi-875	25	18	had	have	VERB
hi-875	25	19	a	a	DET
hi-875	25	20	notable	notable	ADJ
hi-875	25	21	increase	increase	NOUN
hi-875	25	22	of	of	ADP
hi-875	25	23	9	9	NUM
hi-875	25	24	per	per	NOUN
hi-875	25	25	cent	cent	NOUN
hi-875	25	26	in	in	ADP
hi-875	25	27	the	the	DET
hi-875	25	28	volume	volume	NOUN
hi-875	25	29	of	of	ADP
hi-875	25	30	insurance	insurance	NOUN
hi-875	25	31	premiums	premium	NOUN
hi-875	25	32	,	,	PUNCT
hi-875	25	33	which	which	PRON
hi-875	25	34	exceeds	exceed	VERB
hi-875	25	35	the	the	DET
hi-875	25	36	global	global	ADJ
hi-875	25	37	average	average	NOUN
hi-875	25	38	of	of	ADP
hi-875	25	39	3	3	NUM
hi-875	25	40	per	per	ADP
hi-875	25	41	cent	cent	NOUN
hi-875	25	42	and	and	CCONJ
hi-875	25	43	demonstrates	demonstrate	VERB
hi-875	25	44	superior	superior	ADJ
hi-875	25	45	performance	performance	NOUN
hi-875	25	46	compared	compare	VERB
hi-875	25	47	to	to	ADP
hi-875	25	48	other	other	ADJ
hi-875	25	49	significant	significant	ADJ
hi-875	25	50	regions	region	NOUN
hi-875	25	51	and	and	CCONJ
hi-875	25	52	markets	market	NOUN
hi-875	25	53	around	around	ADP
hi-875	25	54	the	the	DET
hi-875	25	55	globe.6	globe.6	NOUN
hi-875	25	56	despite	despite	SCONJ
hi-875	25	57	the	the	DET
hi-875	25	58	observed	observed	ADJ
hi-875	25	59	expansion	expansion	NOUN
hi-875	25	60	in	in	ADP
hi-875	25	61	market	market	NOUN
hi-875	25	62	share	share	NOUN
hi-875	25	63	,	,	PUNCT
hi-875	25	64	the	the	DET
hi-875	25	65	takaful	takaful	ADJ
hi-875	25	66	sector	sector	NOUN
hi-875	25	67	has	have	AUX
hi-875	25	68	recently	recently	ADV
hi-875	25	69	encountered	encounter	VERB
hi-875	25	70	noteworthy	noteworthy	ADJ
hi-875	25	71	apprehensions	apprehension	NOUN
hi-875	25	72	over	over	ADP
hi-875	25	73	its	its	PRON
hi-875	25	74	solvency	solvency	NOUN
hi-875	25	75	,	,	PUNCT
hi-875	25	76	exhibiting	exhibit	VERB
hi-875	25	77	diminished	diminish	VERB
hi-875	25	78	stability	stability	NOUN
hi-875	25	79	compared	compare	VERB
hi-875	25	80	to	to	ADP
hi-875	25	81	the	the	DET
hi-875	25	82	traditional	traditional	ADJ
hi-875	25	83	insurance	insurance	NOUN
hi-875	25	84	industry	industry	NOUN
hi-875	25	85	.	.	PUNCT
hi-875	26	1	am	be	AUX
hi-875	26	2	best	good	ADJ
hi-875	26	3	information	information	NOUN
hi-875	26	4	services	service	NOUN
hi-875	26	5	(	(	PUNCT
hi-875	26	6	2021	2021	NUM
hi-875	26	7	)	)	PUNCT
hi-875	26	8	disclosed	disclose	VERB
hi-875	26	9	that	that	SCONJ
hi-875	26	10	several	several	ADJ
hi-875	26	11	takaful	takaful	ADJ
hi-875	26	12	enterprises	enterprise	NOUN
hi-875	26	13	had	have	AUX
hi-875	26	14	experienced	experience	VERB
hi-875	26	15	financial	financial	ADJ
hi-875	26	16	failure	failure	NOUN
hi-875	26	17	due	due	ADP
hi-875	26	18	to	to	ADP
hi-875	26	19	several	several	ADJ
hi-875	26	20	factors	factor	NOUN
hi-875	26	21	.	.	PUNCT
hi-875	27	1	abduhand	abduhand	PROPN
hi-875	27	2	zein	zein	PROPN
hi-875	27	3	isma	isma	PROPN
hi-875	27	4	;	;	PUNCT
hi-875	27	5	yakob	yakob	PROPN
hi-875	27	6	et	et	PROPN
hi-875	27	7	al	al	PROPN
hi-875	27	8	.	.	PROPN
hi-875	27	9	found	find	VERB
hi-875	27	10	factors	factor	NOUN
hi-875	27	11	such	such	ADJ
hi-875	27	12	as	as	ADP
hi-875	27	13	exorbitant	exorbitant	ADJ
hi-875	27	14	wakalah	wakalah	NOUN
hi-875	27	15	fees	fee	NOUN
hi-875	27	16	and	and	CCONJ
hi-875	27	17	operational	operational	ADJ
hi-875	27	18	inefficiencies.7,8	inefficiencies.7,8	NOUN
hi-875	27	19	alokla	alokla	NOUN
hi-875	27	20	et	et	PROPN
hi-875	27	21	al	al	PROPN
hi-875	27	22	.	.	PROPN
hi-875	27	23	explained	explain	VERB
hi-875	27	24	that	that	SCONJ
hi-875	27	25	the	the	DET
hi-875	27	26	participants	participant	NOUN
hi-875	27	27	'	'	PART
hi-875	27	28	funds	fund	NOUN
hi-875	27	29	had	have	AUX
hi-875	27	30	experienced	experience	VERB
hi-875	27	31	deficits	deficit	NOUN
hi-875	27	32	due	due	ADJ
hi-875	27	33	to	to	ADP
hi-875	27	34	inadequate	inadequate	ADJ
hi-875	27	35	administration	administration	NOUN
hi-875	27	36	,	,	PUNCT
hi-875	27	37	elevated	elevate	VERB
hi-875	27	38	wakalah	wakalah	NOUN
hi-875	27	39	fees	fee	NOUN
hi-875	27	40	,	,	PUNCT
hi-875	27	41	and	and	CCONJ
hi-875	27	42	subpar	subpar	ADJ
hi-875	27	43	technical	technical	ADJ
hi-875	27	44	performance.9	performance.9	PROPN
hi-875	27	45	a	a	DET
hi-875	27	46	market	market	NOUN
hi-875	27	47	trend	trend	NOUN
hi-875	27	48	was	be	AUX
hi-875	27	49	discovered	discover	VERB
hi-875	27	50	wherein	wherein	SCONJ
hi-875	27	51	shareholder	shareholder	NOUN
hi-875	27	52	funds	fund	NOUN
hi-875	27	53	consistently	consistently	ADV
hi-875	27	54	yielded	yield	VERB
hi-875	27	55	profits	profit	NOUN
hi-875	27	56	,	,	PUNCT
hi-875	27	57	whereas	whereas	SCONJ
hi-875	27	58	policyholders	policyholder	NOUN
hi-875	27	59	'	'	PART
hi-875	27	60	funds	fund	NOUN
hi-875	27	61	exhibited	exhibit	VERB
hi-875	27	62	recurrent	recurrent	ADJ
hi-875	27	63	yearly	yearly	ADJ
hi-875	27	64	deficits	deficit	NOUN
hi-875	27	65	.	.	PUNCT
hi-875	28	1	the	the	DET
hi-875	28	2	presence	presence	NOUN
hi-875	28	3	of	of	ADP
hi-875	28	4	recurring	recur	VERB
hi-875	28	5	yearly	yearly	ADJ
hi-875	28	6	deficits	deficit	NOUN
hi-875	28	7	within	within	ADP
hi-875	28	8	the	the	DET
hi-875	28	9	policyholders	policyholder	NOUN
hi-875	28	10	'	'	PART
hi-875	28	11	funds	fund	NOUN
hi-875	28	12	contributes	contribute	VERB
hi-875	28	13	to	to	ADP
hi-875	28	14	the	the	DET
hi-875	28	15	expansion	expansion	NOUN
hi-875	28	16	of	of	ADP
hi-875	28	17	the	the	DET
hi-875	28	18	overall	overall	ADJ
hi-875	28	19	cumulative	cumulative	ADJ
hi-875	28	20	deficit	deficit	NOUN
hi-875	28	21	,	,	PUNCT
hi-875	28	22	diminishing	diminish	VERB
hi-875	28	23	the	the	DET
hi-875	28	24	financial	financial	ADJ
hi-875	28	25	robustness	robustness	NOUN
hi-875	28	26	of	of	ADP
hi-875	28	27	the	the	DET
hi-875	28	28	takaful	takaful	ADJ
hi-875	28	29	organisation	organisation	NOUN
hi-875	28	30	.	.	PUNCT
hi-875	29	1	therefore	therefore	ADV
hi-875	29	2	,	,	PUNCT
hi-875	29	3	this	this	DET
hi-875	29	4	study	study	NOUN
hi-875	29	5	would	would	AUX
hi-875	29	6	like	like	VERB
hi-875	29	7	to	to	PART
hi-875	29	8	investigate	investigate	VERB
hi-875	29	9	the	the	DET
hi-875	29	10	solvency	solvency	NOUN
hi-875	29	11	determinants	determinant	NOUN
hi-875	29	12	in	in	ADP
hi-875	29	13	asean	asean	ADJ
hi-875	29	14	countries	country	NOUN
hi-875	29	15	,	,	PUNCT
hi-875	29	16	in	in	ADP
hi-875	29	17	particular	particular	ADJ
hi-875	29	18	brunei	brunei	PROPN
hi-875	29	19	darussalam	darussalam	PROPN
hi-875	29	20	,	,	PUNCT
hi-875	29	21	malaysia	malaysia	PROPN
hi-875	29	22	,	,	PUNCT
hi-875	29	23	and	and	CCONJ
hi-875	29	24	indonesia	indonesia	PROPN
hi-875	29	25	,	,	PUNCT
hi-875	29	26	on	on	ADP
hi-875	29	27	family	family	NOUN
hi-875	29	28	takaful	takaful	ADJ
hi-875	29	29	,	,	PUNCT
hi-875	29	30	both	both	DET
hi-875	29	31	full	full	ADV
hi-875	29	32	-	-	PUNCT
hi-875	29	33	fledged	fledged	ADJ
hi-875	29	34	and	and	CCONJ
hi-875	29	35	business	business	NOUN
hi-875	29	36	unit	unit	NOUN
hi-875	29	37	sharia	sharia	PROPN
hi-875	29	38	,	,	PUNCT
hi-875	29	39	from	from	ADP
hi-875	29	40	2017	2017	NUM
hi-875	29	41	to	to	ADP
hi-875	29	42	2021	2021	NUM
hi-875	29	43	.	.	PUNCT
hi-875	30	1	family	family	NOUN
hi-875	30	2	takaful	takaful	NOUN
hi-875	30	3	will	will	AUX
hi-875	30	4	be	be	AUX
hi-875	30	5	the	the	DET
hi-875	30	6	primary	primary	ADJ
hi-875	30	7	concern	concern	NOUN
hi-875	30	8	since	since	SCONJ
hi-875	30	9	society	society	NOUN
hi-875	30	10	requires	require	VERB
hi-875	30	11	protection	protection	NOUN
hi-875	30	12	for	for	ADP
hi-875	30	13	themselves	themselves	PRON
hi-875	30	14	or	or	CCONJ
hi-875	30	15	their	their	PRON
hi-875	30	16	households	household	NOUN
hi-875	30	17	from	from	ADP
hi-875	30	18	losing	lose	VERB
hi-875	30	19	financing	financing	NOUN
hi-875	30	20	when	when	SCONJ
hi-875	30	21	the	the	DET
hi-875	30	22	risk	risk	NOUN
hi-875	30	23	comes	come	VERB
hi-875	30	24	up	up	ADP
hi-875	30	25	.	.	PUNCT
hi-875	31	1	three	three	NUM
hi-875	31	2	major	major	ADJ
hi-875	31	3	countries	country	NOUN
hi-875	31	4	,	,	PUNCT
hi-875	31	5	namely	namely	ADV
hi-875	31	6	brunei	brunei	PROPN
hi-875	31	7	darussalam	darussalam	PROPN
hi-875	31	8	,	,	PUNCT
hi-875	31	9	malaysia	malaysia	PROPN
hi-875	31	10	,	,	PUNCT
hi-875	31	11	and	and	CCONJ
hi-875	31	12	indonesia	indonesia	PROPN
hi-875	31	13	,	,	PUNCT
hi-875	31	14	will	will	AUX
hi-875	31	15	be	be	AUX
hi-875	31	16	observed	observe	VERB
hi-875	31	17	as	as	ADP
hi-875	31	18	three	three	NUM
hi-875	31	19	of	of	ADP
hi-875	31	20	the	the	DET
hi-875	31	21	eleven	eleven	NUM
hi-875	31	22	asean	asean	ADJ
hi-875	31	23	countries	country	NOUN
hi-875	31	24	that	that	PRON
hi-875	31	25	own	own	VERB
hi-875	31	26	islamic	islamic	ADJ
hi-875	31	27	insurance	insurance	NOUN
hi-875	31	28	.	.	PUNCT
hi-875	32	1	although	although	SCONJ
hi-875	32	2	thailand	thailand	PROPN
hi-875	32	3	already	already	ADV
hi-875	32	4	has	have	VERB
hi-875	32	5	the	the	DET
hi-875	32	6	family	family	NOUN
hi-875	32	7	takaful	takaful	ADJ
hi-875	32	8	,	,	PUNCT
hi-875	32	9	it	it	PRON
hi-875	32	10	is	be	AUX
hi-875	32	11	not	not	PART
hi-875	32	12	included	include	VERB
hi-875	32	13	in	in	ADP
hi-875	32	14	this	this	DET
hi-875	32	15	study	study	NOUN
hi-875	32	16	since	since	SCONJ
hi-875	32	17	there	there	PRON
hi-875	32	18	is	be	VERB
hi-875	32	19	no	no	DET
hi-875	32	20	financial	financial	ADJ
hi-875	32	21	report	report	NOUN
hi-875	32	22	published	publish	VERB
hi-875	32	23	.	.	PUNCT
hi-875	33	1	the	the	DET
hi-875	33	2	result	result	NOUN
hi-875	33	3	of	of	ADP
hi-875	33	4	this	this	DET
hi-875	33	5	study	study	NOUN
hi-875	33	6	will	will	AUX
hi-875	33	7	contribute	contribute	VERB
hi-875	33	8	to	to	PART
hi-875	33	9	find	find	VERB
hi-875	33	10	out	out	ADP
hi-875	33	11	the	the	DET
hi-875	33	12	elements	element	NOUN
hi-875	33	13	that	that	PRON
hi-875	33	14	determine	determine	VERB
hi-875	33	15	the	the	DET
hi-875	33	16	solvency	solvency	NOUN
hi-875	33	17	level	level	NOUN
hi-875	33	18	of	of	ADP
hi-875	33	19	family	family	NOUN
hi-875	33	20	takaful	takaful	ADJ
hi-875	33	21	in	in	ADP
hi-875	33	22	asean	asean	ADJ
hi-875	33	23	countries	country	NOUN
hi-875	33	24	.	.	PUNCT
hi-875	34	1	these	these	DET
hi-875	34	2	countries	country	NOUN
hi-875	34	3	have	have	VERB
hi-875	34	4	an	an	DET
hi-875	34	5	impressive	impressive	ADJ
hi-875	34	6	market	market	NOUN
hi-875	34	7	share	share	NOUN
hi-875	34	8	and	and	CCONJ
hi-875	34	9	experience	experience	VERB
hi-875	34	10	a	a	DET
hi-875	34	11	rapid	rapid	ADJ
hi-875	34	12	increase	increase	NOUN
hi-875	34	13	in	in	ADP
hi-875	34	14	insurance	insurance	NOUN
hi-875	34	15	premiums	premium	NOUN
hi-875	34	16	.	.	PUNCT
hi-875	35	1	the	the	DET
hi-875	35	2	paper	paper	NOUN
hi-875	35	3	's	's	PART
hi-875	35	4	structure	structure	NOUN
hi-875	35	5	is	be	AUX
hi-875	35	6	the	the	DET
hi-875	35	7	following	follow	VERB
hi-875	35	8	.	.	PUNCT
hi-875	36	1	section	section	NOUN
hi-875	36	2	2	2	NUM
hi-875	36	3	presents	present	VERB
hi-875	36	4	a	a	DET
hi-875	36	5	comprehensive	comprehensive	ADJ
hi-875	36	6	review	review	NOUN
hi-875	36	7	of	of	ADP
hi-875	36	8	solvency	solvency	NOUN
hi-875	36	9	and	and	CCONJ
hi-875	36	10	the	the	DET
hi-875	36	11	previous	previous	ADJ
hi-875	36	12	empirical	empirical	ADJ
hi-875	36	13	evidence	evidence	NOUN
hi-875	36	14	.	.	PUNCT
hi-875	37	1	section	section	NOUN
hi-875	37	2	3	3	NUM
hi-875	37	3	will	will	AUX
hi-875	37	4	elaborate	elaborate	VERB
hi-875	37	5	methodology	methodology	NOUN
hi-875	37	6	used	use	VERB
hi-875	37	7	,	,	PUNCT
hi-875	37	8	particularly	particularly	ADV
hi-875	37	9	76	76	NUM
hi-875	37	10	determinants	determinant	NOUN
hi-875	37	11	of	of	ADP
hi-875	37	12	family	family	NOUN
hi-875	37	13	takaful	takaful	ADJ
hi-875	37	14	…	…	PUNCT
hi-875	37	15	unbalanced	unbalanced	ADJ
hi-875	37	16	panel	panel	NOUN
hi-875	37	17	data	datum	NOUN
hi-875	37	18	regression	regression	NOUN
hi-875	37	19	.	.	PUNCT
hi-875	38	1	section	section	NOUN
hi-875	38	2	4	4	NUM
hi-875	38	3	discussed	discuss	VERB
hi-875	38	4	the	the	DET
hi-875	38	5	variables	variable	NOUN
hi-875	38	6	regressions	regression	NOUN
hi-875	38	7	,	,	PUNCT
hi-875	38	8	empirical	empirical	ADJ
hi-875	38	9	evidence	evidence	NOUN
hi-875	38	10	,	,	PUNCT
hi-875	38	11	and	and	CCONJ
hi-875	38	12	discussion	discussion	NOUN
hi-875	38	13	.	.	PUNCT
hi-875	39	1	section	section	NOUN
hi-875	39	2	5	5	NUM
hi-875	39	3	will	will	AUX
hi-875	39	4	conclude	conclude	VERB
hi-875	39	5	the	the	DET
hi-875	39	6	content	content	NOUN
hi-875	39	7	.	.	PUNCT
hi-875	40	1	2	2	X
hi-875	40	2	.	.	X
hi-875	40	3	literature	literature	PROPN
hi-875	40	4	review	review	PROPN
hi-875	40	5	craig	craig	PROPN
hi-875	40	6	defined	define	VERB
hi-875	40	7	solvency	solvency	NOUN
hi-875	40	8	as	as	ADP
hi-875	40	9	a	a	DET
hi-875	40	10	crucial	crucial	ADJ
hi-875	40	11	metric	metric	NOUN
hi-875	40	12	utilised	utilise	VERB
hi-875	40	13	to	to	PART
hi-875	40	14	showcase	showcase	VERB
hi-875	40	15	the	the	DET
hi-875	40	16	capacity	capacity	NOUN
hi-875	40	17	of	of	ADP
hi-875	40	18	an	an	DET
hi-875	40	19	insurance	insurance	NOUN
hi-875	40	20	firm	firm	NOUN
hi-875	40	21	to	to	PART
hi-875	40	22	manage	manage	VERB
hi-875	40	23	its	its	PRON
hi-875	40	24	activities	activity	NOUN
hi-875	40	25	over	over	ADP
hi-875	40	26	the	the	DET
hi-875	40	27	foreseeable	foreseeable	ADJ
hi-875	40	28	future	future	ADJ
hi-875	40	29	effectively.10	effectively.10	NOUN
hi-875	40	30	the	the	DET
hi-875	40	31	required	required	ADJ
hi-875	40	32	solvency	solvency	NOUN
hi-875	40	33	margin	margin	NOUN
hi-875	40	34	depends	depend	VERB
hi-875	40	35	on	on	ADP
hi-875	40	36	the	the	DET
hi-875	40	37	regulation	regulation	NOUN
hi-875	40	38	of	of	ADP
hi-875	40	39	the	the	DET
hi-875	40	40	government	government	NOUN
hi-875	40	41	.	.	PUNCT
hi-875	41	1	since	since	SCONJ
hi-875	41	2	it	it	PRON
hi-875	41	3	is	be	AUX
hi-875	41	4	the	the	DET
hi-875	41	5	extra	extra	ADJ
hi-875	41	6	capital	capital	NOUN
hi-875	41	7	,	,	PUNCT
hi-875	41	8	the	the	DET
hi-875	41	9	company	company	NOUN
hi-875	41	10	must	must	AUX
hi-875	41	11	hold	hold	VERB
hi-875	41	12	over	over	ADP
hi-875	41	13	and	and	CCONJ
hi-875	41	14	above	above	ADP
hi-875	41	15	the	the	DET
hi-875	41	16	claims	claim	NOUN
hi-875	41	17	amounts	amount	NOUN
hi-875	41	18	they	they	PRON
hi-875	41	19	are	be	AUX
hi-875	41	20	likely	likely	ADJ
hi-875	41	21	to	to	PART
hi-875	41	22	incur	incur	VERB
hi-875	41	23	.	.	PUNCT
hi-875	42	1	several	several	ADJ
hi-875	42	2	academics	academic	NOUN
hi-875	42	3	have	have	AUX
hi-875	42	4	conducted	conduct	VERB
hi-875	42	5	a	a	DET
hi-875	42	6	comprehensive	comprehensive	ADJ
hi-875	42	7	literature	literature	NOUN
hi-875	42	8	study	study	NOUN
hi-875	42	9	on	on	ADP
hi-875	42	10	various	various	ADJ
hi-875	42	11	statistical	statistical	ADJ
hi-875	42	12	approaches	approach	NOUN
hi-875	42	13	and	and	CCONJ
hi-875	42	14	their	their	PRON
hi-875	42	15	use	use	NOUN
hi-875	42	16	in	in	ADP
hi-875	42	17	determining	determine	VERB
hi-875	42	18	financial	financial	ADJ
hi-875	42	19	stability	stability	NOUN
hi-875	42	20	.	.	PUNCT
hi-875	43	1	abduh	abduh	ADJ
hi-875	43	2	and	and	CCONJ
hi-875	43	3	zein	zein	PROPN
hi-875	43	4	isma	isma	PROPN
hi-875	43	5	highlighted	highlight	VERB
hi-875	43	6	four	four	NUM
hi-875	43	7	precise	precise	ADJ
hi-875	43	8	measurements	measurement	NOUN
hi-875	43	9	of	of	ADP
hi-875	43	10	the	the	DET
hi-875	43	11	evaluation	evaluation	NOUN
hi-875	43	12	of	of	ADP
hi-875	43	13	the	the	DET
hi-875	43	14	financial	financial	ADJ
hi-875	43	15	stability	stability	NOUN
hi-875	43	16	of	of	ADP
hi-875	43	17	corporate	corporate	ADJ
hi-875	43	18	enterprises	enterprise	NOUN
hi-875	43	19	and	and	CCONJ
hi-875	43	20	financial	financial	ADJ
hi-875	43	21	institutions	institution	NOUN
hi-875	43	22	encompasses	encompass	VERB
hi-875	43	23	various	various	ADJ
hi-875	43	24	aspects	aspect	NOUN
hi-875	43	25	such	such	ADJ
hi-875	43	26	as	as	ADP
hi-875	43	27	their	their	PRON
hi-875	43	28	financial	financial	ADJ
hi-875	43	29	performance	performance	NOUN
hi-875	43	30	,	,	PUNCT
hi-875	43	31	profitability	profitability	NOUN
hi-875	43	32	,	,	PUNCT
hi-875	43	33	solvency	solvency	NOUN
hi-875	43	34	,	,	PUNCT
hi-875	43	35	and	and	CCONJ
hi-875	43	36	efficiency	efficiency	NOUN
hi-875	43	37	—	—	PUNCT
hi-875	43	38	many	many	ADJ
hi-875	43	39	empirical	empirical	ADJ
hi-875	43	40	studies	study	NOUN
hi-875	43	41	about	about	ADP
hi-875	43	42	solvency	solvency	NOUN
hi-875	43	43	determinants	determinant	NOUN
hi-875	43	44	in	in	ADP
hi-875	43	45	takaful	takaful	ADJ
hi-875	43	46	firms	firm	NOUN
hi-875	43	47	by	by	ADP
hi-875	43	48	employing	employ	VERB
hi-875	43	49	balanced	balanced	ADJ
hi-875	43	50	panel	panel	NOUN
hi-875	43	51	data	datum	NOUN
hi-875	43	52	regression.11	regression.11	NOUN
hi-875	43	53	in	in	ADP
hi-875	43	54	addition	addition	NOUN
hi-875	43	55	,	,	PUNCT
hi-875	43	56	afiqah	afiqah	PROPN
hi-875	43	57	and	and	CCONJ
hi-875	43	58	lailacategorised	lailacategorise	VERB
hi-875	43	59	solvency	solvency	NOUN
hi-875	43	60	as	as	ADP
hi-875	43	61	an	an	DET
hi-875	43	62	rbc	rbc	PROPN
hi-875	43	63	,	,	PUNCT
hi-875	43	64	known	know	VERB
hi-875	43	65	as	as	ADP
hi-875	43	66	a	a	DET
hi-875	43	67	risk	risk	NOUN
hi-875	43	68	-	-	PUNCT
hi-875	43	69	based	base	VERB
hi-875	43	70	capital	capital	NOUN
hi-875	43	71	metric	metric	NOUN
hi-875	43	72	;	;	PUNCT
hi-875	43	73	the	the	DET
hi-875	43	74	ratio	ratio	NOUN
hi-875	43	75	is	be	AUX
hi-875	43	76	ascertained	ascertain	VERB
hi-875	43	77	by	by	ADP
hi-875	43	78	the	the	DET
hi-875	43	79	division	division	NOUN
hi-875	43	80	of	of	ADP
hi-875	43	81	the	the	DET
hi-875	43	82	solvency	solvency	NOUN
hi-875	43	83	level	level	NOUN
hi-875	43	84	by	by	ADP
hi-875	43	85	a	a	DET
hi-875	43	86	prescribed	prescribed	ADJ
hi-875	43	87	minimum	minimum	ADJ
hi-875	43	88	solvency	solvency	NOUN
hi-875	43	89	level	level	NOUN
hi-875	43	90	threshold.12alokla	threshold.12alokla	INTJ
hi-875	43	91	et	et	PROPN
hi-875	43	92	al	al	PROPN
hi-875	43	93	.	.	PROPN
hi-875	43	94	measured	measure	VERB
hi-875	43	95	solvency	solvency	NOUN
hi-875	43	96	using	use	VERB
hi-875	43	97	the	the	DET
hi-875	43	98	metric	metric	NOUN
hi-875	43	99	of	of	ADP
hi-875	43	100	net	net	ADJ
hi-875	43	101	assets	asset	NOUN
hi-875	43	102	divided	divide	VERB
hi-875	43	103	by	by	ADP
hi-875	43	104	net	net	ADJ
hi-875	43	105	contributions.13	contributions.13	PROPN
hi-875	43	106	oscar	oscar	PROPN
hi-875	43	107	akotey	akotey	PROPN
hi-875	43	108	et	et	PROPN
hi-875	43	109	al	al	PROPN
hi-875	43	110	.	.	PROPN
hi-875	43	111	employ	employ	VERB
hi-875	43	112	the	the	DET
hi-875	43	113	same	same	ADJ
hi-875	43	114	methodology	methodology	NOUN
hi-875	43	115	,	,	PUNCT
hi-875	43	116	particularly	particularly	ADV
hi-875	43	117	panel	panel	NOUN
hi-875	43	118	regression	regression	NOUN
hi-875	43	119	from	from	ADP
hi-875	43	120	ghana	ghana	PROPN
hi-875	43	121	’s	’s	PART
hi-875	43	122	ten	ten	NUM
hi-875	43	123	life	life	NOUN
hi-875	43	124	insurances	insurance	NOUN
hi-875	43	125	from	from	ADP
hi-875	43	126	2000	2000	NUM
hi-875	43	127	to	to	ADP
hi-875	43	128	2010	2010	NUM
hi-875	43	129	,	,	PUNCT
hi-875	43	130	to	to	PART
hi-875	43	131	investigate	investigate	VERB
hi-875	43	132	the	the	DET
hi-875	43	133	financial	financial	ADJ
hi-875	43	134	performance	performance	NOUN
hi-875	43	135	.	.	PUNCT
hi-875	44	1	there	there	PRON
hi-875	44	2	are	be	VERB
hi-875	44	3	three	three	NUM
hi-875	44	4	key	key	ADJ
hi-875	44	5	indicators	indicator	NOUN
hi-875	44	6	used	use	VERB
hi-875	44	7	to	to	PART
hi-875	44	8	assess	assess	VERB
hi-875	44	9	the	the	DET
hi-875	44	10	profitability	profitability	NOUN
hi-875	44	11	of	of	ADP
hi-875	44	12	insurers	insurer	NOUN
hi-875	44	13	,	,	PUNCT
hi-875	44	14	namely	namely	ADV
hi-875	44	15	investment	investment	NOUN
hi-875	44	16	income	income	NOUN
hi-875	44	17	,	,	PUNCT
hi-875	44	18	underwriting	underwriting	NOUN
hi-875	44	19	profit	profit	NOUN
hi-875	44	20	,	,	PUNCT
hi-875	44	21	and	and	CCONJ
hi-875	44	22	net	net	ADJ
hi-875	44	23	profit	profit	NOUN
hi-875	44	24	.	.	PUNCT
hi-875	45	1	the	the	DET
hi-875	45	2	results	result	NOUN
hi-875	45	3	suggest	suggest	VERB
hi-875	45	4	a	a	DET
hi-875	45	5	positive	positive	ADJ
hi-875	45	6	correlation	correlation	NOUN
hi-875	45	7	between	between	ADP
hi-875	45	8	the	the	DET
hi-875	45	9	insurer	insurer	NOUN
hi-875	45	10	’s	’s	PART
hi-875	45	11	sales	sale	NOUN
hi-875	45	12	profitability	profitability	NOUN
hi-875	45	13	and	and	CCONJ
hi-875	45	14	gross	gross	ADJ
hi-875	45	15	written	write	VERB
hi-875	45	16	premiums	premium	NOUN
hi-875	45	17	,	,	PUNCT
hi-875	45	18	whereas	whereas	SCONJ
hi-875	45	19	gross	gross	ADJ
hi-875	45	20	written	write	VERB
hi-875	45	21	premiums	premium	NOUN
hi-875	45	22	and	and	CCONJ
hi-875	45	23	investment	investment	NOUN
hi-875	45	24	income	income	NOUN
hi-875	45	25	are	be	AUX
hi-875	45	26	negatively	negatively	ADV
hi-875	45	27	correlated	correlate	VERB
hi-875	45	28	.	.	PUNCT
hi-875	46	1	furthermore	furthermore	ADV
hi-875	46	2	,	,	PUNCT
hi-875	46	3	the	the	DET
hi-875	46	4	findings	finding	NOUN
hi-875	46	5	indicate	indicate	VERB
hi-875	46	6	that	that	SCONJ
hi-875	46	7	life	life	NOUN
hi-875	46	8	insurance	insurance	NOUN
hi-875	46	9	companies	company	NOUN
hi-875	46	10	have	have	AUX
hi-875	46	11	had	have	VERB
hi-875	46	12	significant	significant	ADJ
hi-875	46	13	underwriting	underwriting	NOUN
hi-875	46	14	losses	loss	NOUN
hi-875	46	15	as	as	ADP
hi-875	46	16	a	a	DET
hi-875	46	17	result	result	NOUN
hi-875	46	18	of	of	ADP
hi-875	46	19	engaging	engage	VERB
hi-875	46	20	in	in	ADP
hi-875	46	21	excessive	excessive	ADJ
hi-875	46	22	trading	trading	NOUN
hi-875	46	23	and	and	CCONJ
hi-875	46	24	engaging	engage	VERB
hi-875	46	25	in	in	ADP
hi-875	46	26	price	price	NOUN
hi-875	46	27	undercutting	undercut	VERB
hi-875	46	28	practices	practice	NOUN
hi-875	46	29	.	.	PUNCT
hi-875	47	1	the	the	DET
hi-875	47	2	findings	finding	NOUN
hi-875	47	3	also	also	ADV
hi-875	47	4	demonstrated	demonstrate	VERB
hi-875	47	5	a	a	DET
hi-875	47	6	contrasting	contrasting	NOUN
hi-875	47	7	rather	rather	ADV
hi-875	47	8	than	than	ADP
hi-875	47	9	a	a	DET
hi-875	47	10	supportive	supportive	ADJ
hi-875	47	11	connection	connection	NOUN
hi-875	47	12	between	between	ADP
hi-875	47	13	underwriting	underwriting	NOUN
hi-875	47	14	profit	profit	NOUN
hi-875	47	15	and	and	CCONJ
hi-875	47	16	investment	investment	NOUN
hi-875	47	17	income	income	NOUN
hi-875	47	18	in	in	ADP
hi-875	47	19	terms	term	NOUN
hi-875	47	20	of	of	ADP
hi-875	47	21	their	their	PRON
hi-875	47	22	contribution	contribution	NOUN
hi-875	47	23	to	to	ADP
hi-875	47	24	the	the	DET
hi-875	47	25	total	total	ADJ
hi-875	47	26	profitability	profitability	NOUN
hi-875	47	27	of	of	ADP
hi-875	47	28	life	life	NOUN
hi-875	47	29	insurance	insurance	NOUN
hi-875	47	30	companies	company	NOUN
hi-875	47	31	.	.	PUNCT
hi-875	48	1	meanwhile	meanwhile	ADV
hi-875	48	2	,	,	PUNCT
hi-875	48	3	srivastava	srivastava	PROPN
hi-875	48	4	and	and	CCONJ
hi-875	48	5	ray	ray	PROPN
hi-875	48	6	employ	employ	NOUN
hi-875	48	7	linear	linear	PROPN
hi-875	48	8	regression	regression	NOUN
hi-875	48	9	and	and	CCONJ
hi-875	48	10	logit	logit	VERB
hi-875	48	11	techniques	technique	NOUN
hi-875	48	12	to	to	PART
hi-875	48	13	conduct	conduct	VERB
hi-875	48	14	an	an	DET
hi-875	48	15	assessment	assessment	NOUN
hi-875	48	16	of	of	ADP
hi-875	48	17	the	the	DET
hi-875	48	18	financial	financial	ADJ
hi-875	48	19	stability	stability	NOUN
hi-875	48	20	of	of	ADP
hi-875	48	21	general	general	ADJ
hi-875	48	22	insurance	insurance	NOUN
hi-875	48	23	companies	company	NOUN
hi-875	48	24	in	in	ADP
hi-875	48	25	india	india	PROPN
hi-875	48	26	.	.	PUNCT
hi-875	49	1	the	the	DET
hi-875	49	2	findings	finding	NOUN
hi-875	49	3	indicate	indicate	VERB
hi-875	49	4	that	that	SCONJ
hi-875	49	5	the	the	DET
hi-875	49	6	primary	primary	ADJ
hi-875	49	7	determinants	determinant	NOUN
hi-875	49	8	of	of	ADP
hi-875	49	9	indian	indian	ADJ
hi-875	49	10	non	non	ADJ
hi-875	49	11	-	-	ADJ
hi-875	49	12	life	life	ADJ
hi-875	49	13	insurers	insurer	NOUN
hi-875	49	14	are	be	AUX
hi-875	49	15	the	the	DET
hi-875	49	16	various	various	ADJ
hi-875	49	17	lines	line	NOUN
hi-875	49	18	of	of	ADP
hi-875	49	19	business	business	NOUN
hi-875	49	20	,	,	PUNCT
hi-875	49	21	the	the	DET
hi-875	49	22	market	market	NOUN
hi-875	49	23	share	share	NOUN
hi-875	49	24	held	hold	VERB
hi-875	49	25	by	by	ADP
hi-875	49	26	the	the	DET
hi-875	49	27	firm	firm	NOUN
hi-875	49	28	,	,	PUNCT
hi-875	49	29	the	the	DET
hi-875	49	30	rate	rate	NOUN
hi-875	49	31	of	of	ADP
hi-875	49	32	increase	increase	NOUN
hi-875	49	33	in	in	ADP
hi-875	49	34	premiums	premium	NOUN
hi-875	49	35	,	,	PUNCT
hi-875	49	36	the	the	DET
hi-875	49	37	performance	performance	NOUN
hi-875	49	38	of	of	ADP
hi-875	49	39	underwriting	underwriting	NOUN
hi-875	49	40	,	,	PUNCT
hi-875	49	41	and	and	CCONJ
hi-875	49	42	the	the	DET
hi-875	49	43	claims	claim	NOUN
hi-875	49	44	incurred	incur	VERB
hi-875	49	45	.	.	PUNCT
hi-875	50	1	moreover	moreover	ADV
hi-875	50	2	,	,	PUNCT
hi-875	50	3	the	the	DET
hi-875	50	4	elements	element	NOUN
hi-875	50	5	that	that	PRON
hi-875	50	6	have	have	VERB
hi-875	50	7	the	the	DET
hi-875	50	8	most	most	ADV
hi-875	50	9	significant	significant	ADJ
hi-875	50	10	impact	impact	NOUN
hi-875	50	11	are	be	AUX
hi-875	50	12	market	market	NOUN
hi-875	50	13	share	share	NOUN
hi-875	50	14	,	,	PUNCT
hi-875	50	15	fluctuations	fluctuation	NOUN
hi-875	50	16	in	in	ADP
hi-875	50	17	the	the	DET
hi-875	50	18	inflation	inflation	NOUN
hi-875	50	19	rate	rate	NOUN
hi-875	50	20	,	,	PUNCT
hi-875	50	21	company	company	NOUN
hi-875	50	22	size	size	NOUN
hi-875	50	23	,	,	PUNCT
hi-875	50	24	diversity	diversity	NOUN
hi-875	50	25	of	of	ADP
hi-875	50	26	business	business	NOUN
hi-875	50	27	operations	operation	NOUN
hi-875	50	28	,	,	PUNCT
hi-875	50	29	and	and	CCONJ
hi-875	50	30	incurred	incur	VERB
hi-875	50	31	claims.14	claims.14	NOUN
hi-875	50	32	hamdard	hamdard	PROPN
hi-875	50	33	islamicus	islamicus	PROPN
hi-875	50	34	vol	vol	PROPN
hi-875	50	35	.	.	PUNCT
hi-875	51	1	xlvi	xlvi	PROPN
hi-875	51	2	,	,	PUNCT
hi-875	51	3	no	no	INTJ
hi-875	51	4	.	.	NOUN
hi-875	51	5	3	3	NUM
hi-875	51	6	77	77	NUM
hi-875	51	7	abduh	abduh	ADJ
hi-875	51	8	and	and	CCONJ
hi-875	51	9	zein	zein	PROPN
hi-875	51	10	isma	isma	PROPN
hi-875	51	11	examined	examine	VERB
hi-875	51	12	the	the	DET
hi-875	51	13	economic	economic	ADJ
hi-875	51	14	and	and	CCONJ
hi-875	51	15	firmspecific	firmspecific	ADJ
hi-875	51	16	factors	factor	NOUN
hi-875	51	17	that	that	PRON
hi-875	51	18	impact	impact	VERB
hi-875	51	19	the	the	DET
hi-875	51	20	solvency	solvency	NOUN
hi-875	51	21	level	level	NOUN
hi-875	51	22	of	of	ADP
hi-875	51	23	family	family	NOUN
hi-875	51	24	takaful	takaful	ADJ
hi-875	51	25	firms	firm	NOUN
hi-875	51	26	in	in	ADP
hi-875	51	27	malaysia	malaysia	PROPN
hi-875	51	28	.	.	PUNCT
hi-875	52	1	the	the	DET
hi-875	52	2	dependent	dependent	ADJ
hi-875	52	3	variable	variable	NOUN
hi-875	52	4	is	be	AUX
hi-875	52	5	the	the	DET
hi-875	52	6	equity	equity	NOUN
hi-875	52	7	-	-	PUNCT
hi-875	52	8	to	to	ADP
hi-875	52	9	-	-	PUNCT
hi-875	52	10	asset	asset	NOUN
hi-875	52	11	and	and	CCONJ
hi-875	52	12	equityto	equityto	NOUN
hi-875	52	13	-	-	PUNCT
hi-875	52	14	technical	technical	ADJ
hi-875	52	15	reserve	reserve	PROPN
hi-875	52	16	ratio	ratio	NOUN
hi-875	52	17	(	(	PUNCT
hi-875	52	18	ear	ear	NOUN
hi-875	52	19	)	)	PUNCT
hi-875	52	20	from	from	ADP
hi-875	52	21	2008	2008	NUM
hi-875	52	22	to	to	ADP
hi-875	52	23	2012	2012	NUM
hi-875	52	24	.	.	PUNCT
hi-875	53	1	they	they	PRON
hi-875	53	2	found	find	VERB
hi-875	53	3	that	that	SCONJ
hi-875	53	4	investment	investment	NOUN
hi-875	53	5	income	income	NOUN
hi-875	53	6	,	,	PUNCT
hi-875	53	7	contribution	contribution	NOUN
hi-875	53	8	growth	growth	NOUN
hi-875	53	9	,	,	PUNCT
hi-875	53	10	liquidity	liquidity	NOUN
hi-875	53	11	,	,	PUNCT
hi-875	53	12	takaful	takaful	ADJ
hi-875	53	13	leverage	leverage	NOUN
hi-875	53	14	,	,	PUNCT
hi-875	53	15	and	and	CCONJ
hi-875	53	16	the	the	DET
hi-875	53	17	islamic	islamic	PROPN
hi-875	53	18	equity	equity	PROPN
hi-875	53	19	index	index	NOUN
hi-875	53	20	were	be	AUX
hi-875	53	21	found	find	VERB
hi-875	53	22	to	to	PART
hi-875	53	23	impact	impact	VERB
hi-875	53	24	ear	ear	NOUN
hi-875	53	25	positively	positively	ADV
hi-875	53	26	.	.	PUNCT
hi-875	54	1	additionally	additionally	ADV
hi-875	54	2	,	,	PUNCT
hi-875	54	3	company	company	NOUN
hi-875	54	4	size	size	NOUN
hi-875	54	5	,	,	PUNCT
hi-875	54	6	risk	risk	NOUN
hi-875	54	7	retention	retention	NOUN
hi-875	54	8	,	,	PUNCT
hi-875	54	9	expenses	expense	NOUN
hi-875	54	10	,	,	PUNCT
hi-875	54	11	and	and	CCONJ
hi-875	54	12	profit	profit	NOUN
hi-875	54	13	rate	rate	NOUN
hi-875	54	14	have	have	VERB
hi-875	54	15	a	a	DET
hi-875	54	16	negative	negative	ADJ
hi-875	54	17	impact	impact	NOUN
hi-875	54	18	on	on	ADP
hi-875	54	19	ear.15alokla	ear.15alokla	PROPN
hi-875	54	20	et	et	PROPN
hi-875	54	21	al	al	PROPN
hi-875	54	22	.	.	PROPN
hi-875	54	23	evaluated	evaluate	VERB
hi-875	54	24	the	the	DET
hi-875	54	25	solvency	solvency	NOUN
hi-875	54	26	of	of	ADP
hi-875	54	27	takaful	takaful	ADJ
hi-875	54	28	enterprises	enterprise	NOUN
hi-875	54	29	operating	operate	VERB
hi-875	54	30	over	over	ADP
hi-875	54	31	gulf	gulf	PROPN
hi-875	54	32	cooperation	cooperation	NOUN
hi-875	54	33	council	council	PROPN
hi-875	54	34	(	(	PUNCT
hi-875	54	35	gcc	gcc	NOUN
hi-875	54	36	)	)	PUNCT
hi-875	54	37	nations	nation	NOUN
hi-875	54	38	and	and	CCONJ
hi-875	54	39	malaysia	malaysia	PROPN
hi-875	54	40	.	.	PUNCT
hi-875	55	1	a	a	DET
hi-875	55	2	total	total	NOUN
hi-875	55	3	of	of	ADP
hi-875	55	4	52	52	NUM
hi-875	55	5	takaful	takaful	ADJ
hi-875	55	6	businesses	business	NOUN
hi-875	55	7	were	be	AUX
hi-875	55	8	included	include	VERB
hi-875	55	9	in	in	ADP
hi-875	55	10	the	the	DET
hi-875	55	11	dataset	dataset	NOUN
hi-875	55	12	,	,	PUNCT
hi-875	55	13	spanning	span	VERB
hi-875	55	14	2011	2011	NUM
hi-875	55	15	to	to	ADP
hi-875	55	16	2016	2016	NUM
hi-875	55	17	.	.	PUNCT
hi-875	56	1	the	the	DET
hi-875	56	2	researchers	researcher	NOUN
hi-875	56	3	discovered	discover	VERB
hi-875	56	4	that	that	SCONJ
hi-875	56	5	the	the	DET
hi-875	56	6	dimensions	dimension	NOUN
hi-875	56	7	of	of	ADP
hi-875	56	8	business	business	NOUN
hi-875	56	9	size	size	NOUN
hi-875	56	10	and	and	CCONJ
hi-875	56	11	wakalah	wakalah	PROPN
hi-875	56	12	fees	fee	NOUN
hi-875	56	13	had	have	VERB
hi-875	56	14	a	a	DET
hi-875	56	15	substantial	substantial	ADJ
hi-875	56	16	impact	impact	NOUN
hi-875	56	17	on	on	ADP
hi-875	56	18	solvency	solvency	NOUN
hi-875	56	19	levels	level	NOUN
hi-875	56	20	.	.	PUNCT
hi-875	57	1	furthermore	furthermore	ADV
hi-875	57	2	,	,	PUNCT
hi-875	57	3	there	there	PRON
hi-875	57	4	is	be	VERB
hi-875	57	5	no	no	DET
hi-875	57	6	substantial	substantial	ADJ
hi-875	57	7	association	association	NOUN
hi-875	57	8	between	between	ADP
hi-875	57	9	solvency	solvency	NOUN
hi-875	57	10	and	and	CCONJ
hi-875	57	11	return	return	NOUN
hi-875	57	12	on	on	ADP
hi-875	57	13	assets	asset	NOUN
hi-875	57	14	,	,	PUNCT
hi-875	57	15	risk	risk	NOUN
hi-875	57	16	retention	retention	NOUN
hi-875	57	17	,	,	PUNCT
hi-875	57	18	and	and	CCONJ
hi-875	57	19	investment	investment	NOUN
hi-875	57	20	ratios.16	ratios.16	PROPN
hi-875	57	21	shiu	shiu	PROPN
hi-875	57	22	analysed	analyse	VERB
hi-875	57	23	the	the	DET
hi-875	57	24	variables	variable	NOUN
hi-875	57	25	influencing	influence	VERB
hi-875	57	26	the	the	DET
hi-875	57	27	solvency	solvency	NOUN
hi-875	57	28	level	level	NOUN
hi-875	57	29	of	of	ADP
hi-875	57	30	life	life	NOUN
hi-875	57	31	insurance	insurance	NOUN
hi-875	57	32	in	in	ADP
hi-875	57	33	the	the	DET
hi-875	57	34	united	united	ADJ
hi-875	57	35	kingdom	kingdom	PROPN
hi-875	57	36	(	(	PUNCT
hi-875	57	37	uk	uk	PROPN
hi-875	57	38	)	)	PUNCT
hi-875	57	39	.	.	PUNCT
hi-875	58	1	the	the	DET
hi-875	58	2	study	study	NOUN
hi-875	58	3	focused	focus	VERB
hi-875	58	4	on	on	ADP
hi-875	58	5	both	both	CCONJ
hi-875	58	6	economic	economic	ADJ
hi-875	58	7	and	and	CCONJ
hi-875	58	8	firm	firm	ADJ
hi-875	58	9	-	-	PUNCT
hi-875	58	10	specific	specific	ADJ
hi-875	58	11	drivers	driver	NOUN
hi-875	58	12	.	.	PUNCT
hi-875	59	1	the	the	DET
hi-875	59	2	individual	individual	NOUN
hi-875	59	3	engaged	engage	VERB
hi-875	59	4	in	in	ADP
hi-875	59	5	observations	observation	NOUN
hi-875	59	6	during	during	ADP
hi-875	59	7	the	the	DET
hi-875	59	8	years	year	NOUN
hi-875	59	9	1986	1986	NUM
hi-875	59	10	and	and	CCONJ
hi-875	59	11	1999	1999	NUM
hi-875	59	12	.	.	PUNCT
hi-875	60	1	the	the	DET
hi-875	60	2	study	study	NOUN
hi-875	60	3	's	's	PART
hi-875	60	4	findings	finding	NOUN
hi-875	60	5	indicate	indicate	VERB
hi-875	60	6	a	a	DET
hi-875	60	7	favourable	favourable	ADJ
hi-875	60	8	correlation	correlation	NOUN
hi-875	60	9	between	between	ADP
hi-875	60	10	solvency	solvency	NOUN
hi-875	60	11	and	and	CCONJ
hi-875	60	12	the	the	DET
hi-875	60	13	ratios	ratio	NOUN
hi-875	60	14	of	of	ADP
hi-875	60	15	equities	equity	NOUN
hi-875	60	16	-	-	PUNCT
hi-875	60	17	to	to	ADP
hi-875	60	18	-	-	PUNCT
hi-875	60	19	totalassets	totalasset	NOUN
hi-875	60	20	,	,	PUNCT
hi-875	60	21	bonds	bond	NOUN
hi-875	60	22	-	-	PUNCT
hi-875	60	23	to	to	ADP
hi-875	60	24	-	-	PUNCT
hi-875	60	25	total	total	NOUN
hi-875	60	26	assets	asset	NOUN
hi-875	60	27	and	and	CCONJ
hi-875	60	28	the	the	DET
hi-875	60	29	amount	amount	NOUN
hi-875	60	30	of	of	ADP
hi-875	60	31	new	new	ADJ
hi-875	60	32	business	business	NOUN
hi-875	60	33	.	.	PUNCT
hi-875	61	1	on	on	ADP
hi-875	61	2	the	the	DET
hi-875	61	3	contrary	contrary	NOUN
hi-875	61	4	,	,	PUNCT
hi-875	61	5	there	there	PRON
hi-875	61	6	was	be	VERB
hi-875	61	7	an	an	DET
hi-875	61	8	inverse	inverse	NOUN
hi-875	61	9	association	association	NOUN
hi-875	61	10	between	between	ADP
hi-875	61	11	solvency	solvency	NOUN
hi-875	61	12	and	and	CCONJ
hi-875	61	13	factors	factor	NOUN
hi-875	61	14	such	such	ADJ
hi-875	61	15	as	as	ADP
hi-875	61	16	unexpected	unexpected	ADJ
hi-875	61	17	inflation	inflation	NOUN
hi-875	61	18	,	,	PUNCT
hi-875	61	19	firm	firm	ADJ
hi-875	61	20	size	size	NOUN
hi-875	61	21	,	,	PUNCT
hi-875	61	22	insurance	insurance	NOUN
hi-875	61	23	leverage	leverage	NOUN
hi-875	61	24	,	,	PUNCT
hi-875	61	25	market	market	NOUN
hi-875	61	26	competition	competition	NOUN
hi-875	61	27	,	,	PUNCT
hi-875	61	28	and	and	CCONJ
hi-875	61	29	other	other	ADJ
hi-875	61	30	financial	financial	ADJ
hi-875	61	31	ratios.17	ratios.17	NOUN
hi-875	61	32	afiqah	afiqah	NOUN
hi-875	61	33	and	and	CCONJ
hi-875	61	34	laila	laila	PROPN
hi-875	61	35	investigated	investigate	VERB
hi-875	61	36	the	the	DET
hi-875	61	37	potential	potential	ADJ
hi-875	61	38	impact	impact	NOUN
hi-875	61	39	of	of	ADP
hi-875	61	40	firm	firm	ADJ
hi-875	61	41	size	size	NOUN
hi-875	61	42	,	,	PUNCT
hi-875	61	43	the	the	DET
hi-875	61	44	growth	growth	NOUN
hi-875	61	45	of	of	ADP
hi-875	61	46	premium	premium	NOUN
hi-875	61	47	,	,	PUNCT
hi-875	61	48	investment	investment	NOUN
hi-875	61	49	yield	yield	NOUN
hi-875	61	50	,	,	PUNCT
hi-875	61	51	and	and	CCONJ
hi-875	61	52	liquidity	liquidity	NOUN
hi-875	61	53	toward	toward	ADP
hi-875	61	54	solvency	solvency	NOUN
hi-875	61	55	in	in	ADP
hi-875	61	56	takaful	takaful	ADJ
hi-875	61	57	firms	firm	NOUN
hi-875	61	58	of	of	ADP
hi-875	61	59	indonesia	indonesia	PROPN
hi-875	61	60	.	.	PUNCT
hi-875	62	1	the	the	DET
hi-875	62	2	data	datum	NOUN
hi-875	62	3	spanning	span	VERB
hi-875	62	4	from	from	ADP
hi-875	62	5	2015	2015	NUM
hi-875	62	6	to	to	ADP
hi-875	62	7	2019	2019	NUM
hi-875	62	8	with	with	ADP
hi-875	62	9	10	10	NUM
hi-875	62	10	takaful	takaful	ADJ
hi-875	62	11	companies	company	NOUN
hi-875	62	12	.	.	PUNCT
hi-875	63	1	the	the	DET
hi-875	63	2	result	result	NOUN
hi-875	63	3	showed	show	VERB
hi-875	63	4	that	that	SCONJ
hi-875	63	5	all	all	DET
hi-875	63	6	the	the	DET
hi-875	63	7	independent	independent	ADJ
hi-875	63	8	variables	variable	NOUN
hi-875	63	9	affect	affect	VERB
hi-875	63	10	solvency	solvency	NOUN
hi-875	63	11	positively.18yakob	positively.18yakob	PROPN
hi-875	63	12	et	et	PROPN
hi-875	63	13	al	al	PROPN
hi-875	63	14	.	.	PROPN
hi-875	63	15	employed	employ	VERB
hi-875	63	16	a	a	DET
hi-875	63	17	random	random	ADJ
hi-875	63	18	effect	effect	NOUN
hi-875	63	19	model	model	NOUN
hi-875	63	20	to	to	PART
hi-875	63	21	analyse	analyse	VERB
hi-875	63	22	14	14	NUM
hi-875	63	23	conventional	conventional	ADJ
hi-875	63	24	insurance	insurance	NOUN
hi-875	63	25	firms	firm	NOUN
hi-875	63	26	and	and	CCONJ
hi-875	63	27	5	5	NUM
hi-875	63	28	takaful	takaful	ADJ
hi-875	63	29	enterprises	enterprise	NOUN
hi-875	63	30	in	in	ADP
hi-875	63	31	malaysia	malaysia	PROPN
hi-875	63	32	.	.	PUNCT
hi-875	64	1	the	the	DET
hi-875	64	2	data	datum	NOUN
hi-875	64	3	spanned	span	VERB
hi-875	64	4	from	from	ADP
hi-875	64	5	2003	2003	NUM
hi-875	64	6	to	to	ADP
hi-875	64	7	2007	2007	NUM
hi-875	64	8	.	.	PUNCT
hi-875	65	1	they	they	PRON
hi-875	65	2	employ	employ	VERB
hi-875	65	3	a	a	DET
hi-875	65	4	valuation	valuation	NOUN
hi-875	65	5	ratio	ratio	NOUN
hi-875	65	6	as	as	ADP
hi-875	65	7	a	a	DET
hi-875	65	8	surrogate	surrogate	ADJ
hi-875	65	9	measure	measure	NOUN
hi-875	65	10	for	for	ADP
hi-875	65	11	solvency	solvency	NOUN
hi-875	65	12	on	on	ADP
hi-875	65	13	the	the	DET
hi-875	65	14	assumption	assumption	NOUN
hi-875	65	15	that	that	SCONJ
hi-875	65	16	the	the	DET
hi-875	65	17	valuation	valuation	NOUN
hi-875	65	18	ratio	ratio	NOUN
hi-875	65	19	acts	act	VERB
hi-875	65	20	as	as	ADP
hi-875	65	21	an	an	DET
hi-875	65	22	indicator	indicator	NOUN
hi-875	65	23	of	of	ADP
hi-875	65	24	the	the	DET
hi-875	65	25	adequacy	adequacy	NOUN
hi-875	65	26	of	of	ADP
hi-875	65	27	reserves	reserve	NOUN
hi-875	65	28	to	to	PART
hi-875	65	29	meet	meet	VERB
hi-875	65	30	the	the	DET
hi-875	65	31	obligations	obligation	NOUN
hi-875	65	32	of	of	ADP
hi-875	65	33	prospective	prospective	ADJ
hi-875	65	34	policyholders	policyholder	NOUN
hi-875	65	35	.	.	PUNCT
hi-875	66	1	they	they	PRON
hi-875	66	2	concluded	conclude	VERB
hi-875	66	3	that	that	SCONJ
hi-875	66	4	there	there	PRON
hi-875	66	5	exists	exist	VERB
hi-875	66	6	a	a	DET
hi-875	66	7	significant	significant	ADJ
hi-875	66	8	and	and	CCONJ
hi-875	66	9	positive	positive	ADJ
hi-875	66	10	relationship	relationship	NOUN
hi-875	66	11	between	between	ADP
hi-875	66	12	investment	investment	NOUN
hi-875	66	13	income	income	NOUN
hi-875	66	14	and	and	CCONJ
hi-875	66	15	solvency	solvency	NOUN
hi-875	66	16	.	.	PUNCT
hi-875	67	1	nevertheless	nevertheless	ADV
hi-875	67	2	,	,	PUNCT
hi-875	67	3	the	the	DET
hi-875	67	4	aggregate	aggregate	ADJ
hi-875	67	5	advantage	advantage	NOUN
hi-875	67	6	bestowed	bestow	VERB
hi-875	67	7	upon	upon	SCONJ
hi-875	67	8	capital	capital	NOUN
hi-875	67	9	,	,	PUNCT
hi-875	67	10	in	in	ADP
hi-875	67	11	addition	addition	NOUN
hi-875	67	12	to	to	ADP
hi-875	67	13	the	the	DET
hi-875	67	14	ratio	ratio	NOUN
hi-875	67	15	of	of	ADP
hi-875	67	16	surplus	surplus	NOUN
hi-875	67	17	,	,	PUNCT
hi-875	67	18	financial	financial	ADJ
hi-875	67	19	leverage	leverage	NOUN
hi-875	67	20	,	,	PUNCT
hi-875	67	21	and	and	CCONJ
hi-875	67	22	liquidity	liquidity	NOUN
hi-875	67	23	,	,	PUNCT
hi-875	67	24	has	have	VERB
hi-875	67	25	an	an	DET
hi-875	67	26	adverse	adverse	ADJ
hi-875	67	27	impact	impact	NOUN
hi-875	67	28	on	on	ADP
hi-875	67	29	solvency	solvency	NOUN
hi-875	67	30	.	.	PUNCT
hi-875	68	1	with	with	ADP
hi-875	68	2	the	the	DET
hi-875	68	3	exception	exception	NOUN
hi-875	68	4	of	of	ADP
hi-875	68	5	the	the	DET
hi-875	68	6	negative	negative	ADJ
hi-875	68	7	liquidity	liquidity	NOUN
hi-875	68	8	sign	sign	NOUN
hi-875	68	9	,	,	PUNCT
hi-875	68	10	the	the	DET
hi-875	68	11	findings	finding	NOUN
hi-875	68	12	align	align	VERB
hi-875	68	13	with	with	ADP
hi-875	68	14	theoretical	theoretical	ADJ
hi-875	68	15	expectations	expectation	NOUN
hi-875	68	16	as	as	SCONJ
hi-875	68	17	they	they	PRON
hi-875	68	18	suggest	suggest	VERB
hi-875	68	19	a	a	DET
hi-875	68	20	positive	positive	ADJ
hi-875	68	21	relationship	relationship	NOUN
hi-875	68	22	between	between	ADP
hi-875	68	23	investment	investment	NOUN
hi-875	68	24	income	income	NOUN
hi-875	68	25	and	and	CCONJ
hi-875	68	26	the	the	DET
hi-875	68	27	increases	increase	NOUN
hi-875	68	28	in	in	ADP
hi-875	68	29	total	total	ADJ
hi-875	68	30	benefit	benefit	NOUN
hi-875	68	31	paid	pay	VERB
hi-875	68	32	/	/	SYM
hi-875	68	33	capital	capital	NOUN
hi-875	68	34	,	,	PUNCT
hi-875	68	35	surplus	surplus	NOUN
hi-875	68	36	,	,	PUNCT
hi-875	68	37	and	and	CCONJ
hi-875	68	38	financial	financial	ADJ
hi-875	68	39	leverage.19	leverage.19	PROPN
hi-875	68	40	prior	prior	ADJ
hi-875	68	41	research	research	NOUN
hi-875	68	42	on	on	ADP
hi-875	68	43	insurance	insurance	NOUN
hi-875	68	44	businesses	business	NOUN
hi-875	68	45	has	have	AUX
hi-875	68	46	mostly	mostly	ADV
hi-875	68	47	concentrated	concentrate	VERB
hi-875	68	48	on	on	ADP
hi-875	68	49	the	the	DET
hi-875	68	50	uk	uk	PROPN
hi-875	68	51	as	as	ADV
hi-875	68	52	well	well	ADV
hi-875	68	53	as	as	ADP
hi-875	68	54	emerging	emerge	VERB
hi-875	68	55	economies	economy	NOUN
hi-875	68	56	such	such	ADJ
hi-875	68	57	as	as	ADP
hi-875	68	58	the	the	DET
hi-875	68	59	78	78	NUM
hi-875	68	60	determinants	determinant	NOUN
hi-875	68	61	of	of	ADP
hi-875	68	62	family	family	NOUN
hi-875	68	63	takaful	takaful	ADJ
hi-875	68	64	…	…	PUNCT
hi-875	68	65	gcc	gcc	NOUN
hi-875	68	66	,	,	PUNCT
hi-875	68	67	malaysia	malaysia	PROPN
hi-875	68	68	,	,	PUNCT
hi-875	68	69	india	india	PROPN
hi-875	68	70	,	,	PUNCT
hi-875	68	71	and	and	CCONJ
hi-875	68	72	ghana	ghana	PROPN
hi-875	68	73	.	.	PUNCT
hi-875	69	1	nevertheless	nevertheless	ADV
hi-875	69	2	,	,	PUNCT
hi-875	69	3	the	the	DET
hi-875	69	4	number	number	NOUN
hi-875	69	5	of	of	ADP
hi-875	69	6	asean	asean	ADJ
hi-875	69	7	countries	country	NOUN
hi-875	69	8	that	that	PRON
hi-875	69	9	have	have	AUX
hi-875	69	10	established	establish	VERB
hi-875	69	11	takaful	takaful	ADJ
hi-875	69	12	enterprises	enterprise	NOUN
hi-875	69	13	,	,	PUNCT
hi-875	69	14	including	include	VERB
hi-875	69	15	both	both	CCONJ
hi-875	69	16	full	full	ADV
hi-875	69	17	-	-	PUNCT
hi-875	69	18	fledged	fledged	ADJ
hi-875	69	19	and	and	CCONJ
hi-875	69	20	sharê‘ah	sharê‘ah	NUM
hi-875	69	21	compliant	compliant	ADJ
hi-875	69	22	business	business	NOUN
hi-875	69	23	units	unit	NOUN
hi-875	69	24	,	,	PUNCT
hi-875	69	25	remains	remain	VERB
hi-875	69	26	low	low	ADJ
hi-875	69	27	.	.	PUNCT
hi-875	70	1	therefore	therefore	ADV
hi-875	70	2	,	,	PUNCT
hi-875	70	3	this	this	DET
hi-875	70	4	study	study	NOUN
hi-875	70	5	will	will	AUX
hi-875	70	6	seek	seek	VERB
hi-875	70	7	to	to	PART
hi-875	70	8	address	address	VERB
hi-875	70	9	this	this	DET
hi-875	70	10	issue	issue	NOUN
hi-875	70	11	by	by	ADP
hi-875	70	12	examining	examine	VERB
hi-875	70	13	the	the	DET
hi-875	70	14	solvency	solvency	NOUN
hi-875	70	15	levels	level	NOUN
hi-875	70	16	of	of	ADP
hi-875	70	17	family	family	NOUN
hi-875	70	18	takaful	takaful	ADJ
hi-875	70	19	in	in	ADP
hi-875	70	20	three	three	NUM
hi-875	70	21	member	member	NOUN
hi-875	70	22	states	state	NOUN
hi-875	70	23	of	of	ADP
hi-875	70	24	asean	asean	PROPN
hi-875	70	25	.	.	PUNCT
hi-875	71	1	3	3	X
hi-875	71	2	.	.	X
hi-875	71	3	methodology	methodology	NOUN
hi-875	71	4	this	this	DET
hi-875	71	5	study	study	NOUN
hi-875	71	6	selects	select	VERB
hi-875	71	7	family	family	NOUN
hi-875	71	8	takaful	takaful	ADJ
hi-875	71	9	firms	firm	NOUN
hi-875	71	10	,	,	PUNCT
hi-875	71	11	both	both	PRON
hi-875	71	12	full	full	ADV
hi-875	71	13	-	-	PUNCT
hi-875	71	14	fledged	fledged	ADJ
hi-875	71	15	and	and	CCONJ
hi-875	71	16	business	business	NOUN
hi-875	71	17	unit	unit	NOUN
hi-875	71	18	sharia	sharia	PROPN
hi-875	71	19	,	,	PUNCT
hi-875	71	20	financial	financial	ADJ
hi-875	71	21	statement	statement	NOUN
hi-875	71	22	reports	report	NOUN
hi-875	71	23	in	in	ADP
hi-875	71	24	three	three	NUM
hi-875	71	25	asean	asean	ADJ
hi-875	71	26	countries	country	NOUN
hi-875	71	27	,	,	PUNCT
hi-875	71	28	particularly	particularly	ADV
hi-875	71	29	malaysia	malaysia	PROPN
hi-875	71	30	,	,	PUNCT
hi-875	71	31	indonesia	indonesia	PROPN
hi-875	71	32	,	,	PUNCT
hi-875	71	33	and	and	CCONJ
hi-875	71	34	brunei	brunei	PROPN
hi-875	71	35	darussalam	darussalam	PROPN
hi-875	71	36	.	.	PUNCT
hi-875	72	1	overall	overall	ADV
hi-875	72	2	,	,	PUNCT
hi-875	72	3	the	the	DET
hi-875	72	4	total	total	ADJ
hi-875	72	5	observations	observation	NOUN
hi-875	72	6	reached	reach	VERB
hi-875	72	7	32	32	NUM
hi-875	72	8	family	family	NOUN
hi-875	72	9	takaful	takaful	ADJ
hi-875	72	10	firms	firm	NOUN
hi-875	72	11	.	.	PUNCT
hi-875	73	1	since	since	SCONJ
hi-875	73	2	this	this	DET
hi-875	73	3	study	study	NOUN
hi-875	73	4	refers	refer	VERB
hi-875	73	5	to	to	ADP
hi-875	73	6	the	the	DET
hi-875	73	7	previous	previous	ADJ
hi-875	73	8	studies	study	NOUN
hi-875	73	9	conducted	conduct	VERB
hi-875	73	10	by	by	ADP
hi-875	73	11	oscar	oscar	PROPN
hi-875	73	12	akotey	akotey	PROPN
hi-875	73	13	et	et	PROPN
hi-875	73	14	al	al	PROPN
hi-875	73	15	.	.	PROPN
hi-875	73	16	;	;	PUNCT
hi-875	73	17	yakob	yakob	PROPN
hi-875	73	18	et	et	PROPN
hi-875	73	19	al	al	PROPN
hi-875	73	20	.	.	PROPN
hi-875	73	21	;	;	PUNCT
hi-875	73	22	shiu	shiu	PROPN
hi-875	73	23	that	that	PRON
hi-875	73	24	employ	employ	VERB
hi-875	73	25	panel	panel	NOUN
hi-875	73	26	data	datum	NOUN
hi-875	73	27	,	,	PUNCT
hi-875	73	28	this	this	DET
hi-875	73	29	study	study	NOUN
hi-875	73	30	employs	employ	VERB
hi-875	73	31	unbalanced	unbalanced	ADJ
hi-875	73	32	panel	panel	NOUN
hi-875	73	33	data	datum	NOUN
hi-875	73	34	as	as	ADP
hi-875	73	35	a	a	DET
hi-875	73	36	result	result	NOUN
hi-875	73	37	of	of	ADP
hi-875	73	38	missing	miss	VERB
hi-875	73	39	data	datum	NOUN
hi-875	73	40	from	from	ADP
hi-875	73	41	the	the	DET
hi-875	73	42	takaful	takaful	ADJ
hi-875	73	43	enterprises	enterprise	NOUN
hi-875	73	44	.	.	PUNCT
hi-875	74	1	it	it	PRON
hi-875	74	2	will	will	AUX
hi-875	74	3	apply	apply	VERB
hi-875	74	4	a	a	DET
hi-875	74	5	combination	combination	NOUN
hi-875	74	6	of	of	ADP
hi-875	74	7	time	time	NOUN
hi-875	74	8	-	-	PUNCT
hi-875	74	9	series	series	NOUN
hi-875	74	10	and	and	CCONJ
hi-875	74	11	crosssectional	crosssectional	ADJ
hi-875	74	12	regression	regression	NOUN
hi-875	74	13	models	model	NOUN
hi-875	74	14	from	from	ADP
hi-875	74	15	2017	2017	NUM
hi-875	74	16	to	to	ADP
hi-875	74	17	2021	2021	NUM
hi-875	74	18	.	.	PUNCT
hi-875	75	1	the	the	DET
hi-875	75	2	data	data	NOUN
hi-875	75	3	sources	source	NOUN
hi-875	75	4	utilised	utilise	VERB
hi-875	75	5	in	in	ADP
hi-875	75	6	this	this	DET
hi-875	75	7	study	study	NOUN
hi-875	75	8	comprise	comprise	VERB
hi-875	75	9	the	the	DET
hi-875	75	10	corporation	corporation	NOUN
hi-875	75	11	’s	’s	PART
hi-875	75	12	annual	annual	ADJ
hi-875	75	13	reports	report	NOUN
hi-875	75	14	,	,	PUNCT
hi-875	75	15	with	with	ADP
hi-875	75	16	the	the	DET
hi-875	75	17	inflation	inflation	NOUN
hi-875	75	18	and	and	CCONJ
hi-875	75	19	gdp	gdp	NOUN
hi-875	75	20	statistics	statistic	NOUN
hi-875	75	21	for	for	ADP
hi-875	75	22	each	each	DET
hi-875	75	23	nation	nation	NOUN
hi-875	75	24	obtained	obtain	VERB
hi-875	75	25	from	from	ADP
hi-875	75	26	the	the	DET
hi-875	75	27	world	world	PROPN
hi-875	75	28	bank	bank	PROPN
hi-875	75	29	data	data	PROPN
hi-875	75	30	.	.	PUNCT
hi-875	76	1	the	the	DET
hi-875	76	2	data	datum	NOUN
hi-875	76	3	was	be	AUX
hi-875	76	4	examined	examine	VERB
hi-875	76	5	using	use	VERB
hi-875	76	6	a	a	DET
hi-875	76	7	diagnostic	diagnostic	ADJ
hi-875	76	8	test	test	NOUN
hi-875	76	9	,	,	PUNCT
hi-875	76	10	particularly	particularly	ADV
hi-875	76	11	the	the	DET
hi-875	76	12	chow	chow	PROPN
hi-875	76	13	and	and	CCONJ
hi-875	76	14	hausman	hausman	ADJ
hi-875	76	15	tests	test	NOUN
hi-875	76	16	,	,	PUNCT
hi-875	76	17	to	to	PART
hi-875	76	18	identify	identify	VERB
hi-875	76	19	what	what	PRON
hi-875	76	20	kind	kind	NOUN
hi-875	76	21	of	of	ADP
hi-875	76	22	model	model	NOUN
hi-875	76	23	will	will	AUX
hi-875	76	24	be	be	AUX
hi-875	76	25	used	use	VERB
hi-875	76	26	;	;	PUNCT
hi-875	76	27	common	common	ADJ
hi-875	76	28	,	,	PUNCT
hi-875	76	29	fixed	fix	VERB
hi-875	76	30	,	,	PUNCT
hi-875	76	31	and	and	CCONJ
hi-875	76	32	random	random	ADJ
hi-875	76	33	effect	effect	NOUN
hi-875	76	34	models	model	NOUN
hi-875	76	35	.	.	PUNCT
hi-875	77	1	the	the	DET
hi-875	77	2	data	datum	NOUN
hi-875	77	3	will	will	AUX
hi-875	77	4	be	be	AUX
hi-875	77	5	examined	examine	VERB
hi-875	77	6	using	use	VERB
hi-875	77	7	the	the	DET
hi-875	77	8	classical	classical	ADJ
hi-875	77	9	assumption	assumption	NOUN
hi-875	77	10	to	to	PART
hi-875	77	11	observe	observe	VERB
hi-875	77	12	whether	whether	SCONJ
hi-875	77	13	the	the	DET
hi-875	77	14	problem	problem	NOUN
hi-875	77	15	exists	exist	VERB
hi-875	77	16	.	.	PUNCT
hi-875	78	1	all	all	DET
hi-875	78	2	the	the	DET
hi-875	78	3	data	data	NOUN
hi-875	78	4	estimation	estimation	NOUN
hi-875	78	5	is	be	AUX
hi-875	78	6	proceeded	proceed	VERB
hi-875	78	7	by	by	ADP
hi-875	78	8	e	e	NOUN
hi-875	78	9	-	-	NOUN
hi-875	78	10	views	view	NOUN
hi-875	78	11	software	software	NOUN
hi-875	78	12	.	.	PUNCT
hi-875	79	1	yakob	yakob	PROPN
hi-875	79	2	et	et	PROPN
hi-875	79	3	al	al	PROPN
hi-875	79	4	.	.	PROPN
hi-875	79	5	argue	argue	VERB
hi-875	79	6	that	that	SCONJ
hi-875	79	7	the	the	DET
hi-875	79	8	equation	equation	NOUN
hi-875	79	9	can	can	AUX
hi-875	79	10	represent	represent	VERB
hi-875	79	11	the	the	DET
hi-875	79	12	empirical	empirical	ADJ
hi-875	79	13	regression	regression	NOUN
hi-875	79	14	model	model	NOUN
hi-875	79	15	for	for	ADP
hi-875	79	16	panel	panel	NOUN
hi-875	79	17	data	datum	NOUN
hi-875	79	18	in	in	ADP
hi-875	79	19	its	its	PRON
hi-875	79	20	most	most	ADV
hi-875	79	21	basic	basic	ADJ
hi-875	79	22	form	form	NOUN
hi-875	79	23	with	with	ADP
hi-875	79	24	some	some	DET
hi-875	79	25	modifications	modification	NOUN
hi-875	79	26	to	to	PART
hi-875	79	27	suit	suit	VERB
hi-875	79	28	the	the	DET
hi-875	79	29	econometric	econometric	ADJ
hi-875	79	30	model	model	NOUN
hi-875	79	31	within	within	ADP
hi-875	79	32	this	this	DET
hi-875	79	33	study.20	study.20	PROPN
hi-875	79	34	yit=	yit=	PROPN
hi-875	79	35	𝛼1	𝛼1	NOUN
hi-875	79	36	+	+	CCONJ
hi-875	79	37	∑	∑	ADP
hi-875	79	38	𝛽𝑗𝑋𝑘	𝛽𝑗𝑋𝑘	PROPN
hi-875	79	39	𝑗−1	𝑗−1	PROPN
hi-875	79	40	jit	jit	PROPN
hi-875	79	41	+	+	CCONJ
hi-875	79	42	∑	∑	PROPN
hi-875	79	43	𝛽𝑚	𝛽𝑚	PROPN
hi-875	79	44	𝑙−1	𝑙−1	PROPN
hi-875	79	45	1xlit	1xlit	NUM
hi-875	79	46	+	+	NUM
hi-875	79	47	𝜀it	𝜀it	NOUN
hi-875	79	48	(	(	PUNCT
hi-875	79	49	1	1	X
hi-875	79	50	)	)	PUNCT
hi-875	79	51	yit	yit	PROPN
hi-875	79	52	and	and	CCONJ
hi-875	79	53	xit	xit	PROPN
hi-875	79	54	represent	represent	VERB
hi-875	79	55	the	the	DET
hi-875	79	56	dependent	dependent	ADJ
hi-875	79	57	and	and	CCONJ
hi-875	79	58	explanatory	explanatory	ADJ
hi-875	79	59	variables	variable	NOUN
hi-875	79	60	for	for	ADP
hi-875	79	61	a	a	DET
hi-875	79	62	certain	certain	ADJ
hi-875	79	63	family	family	NOUN
hi-875	79	64	takaful	takaful	ADJ
hi-875	79	65	firm	firm	NOUN
hi-875	79	66	i	i	PRON
hi-875	79	67	at	at	ADP
hi-875	79	68	a	a	DET
hi-875	79	69	given	give	VERB
hi-875	79	70	time	time	NOUN
hi-875	79	71	t.	t.	PROPN
hi-875	79	72	the	the	DET
hi-875	79	73	first	first	ADJ
hi-875	79	74	set	set	NOUN
hi-875	79	75	of	of	ADP
hi-875	79	76	explanatory	explanatory	ADJ
hi-875	79	77	variables	variable	NOUN
hi-875	79	78	,	,	PUNCT
hi-875	79	79	represented	represent	VERB
hi-875	79	80	by	by	ADP
hi-875	79	81	the	the	DET
hi-875	79	82	symbol	symbol	PROPN
hi-875	79	83	j	j	PROPN
hi-875	79	84	,	,	PUNCT
hi-875	79	85	corresponds	correspond	VERB
hi-875	79	86	to	to	ADP
hi-875	79	87	the	the	DET
hi-875	79	88	firm	firm	ADJ
hi-875	79	89	-	-	PUNCT
hi-875	79	90	specific	specific	ADJ
hi-875	79	91	factors	factor	NOUN
hi-875	79	92	,	,	PUNCT
hi-875	79	93	whereas	whereas	SCONJ
hi-875	79	94	k	k	PROPN
hi-875	79	95	represents	represent	VERB
hi-875	79	96	the	the	DET
hi-875	79	97	number	number	NOUN
hi-875	79	98	of	of	ADP
hi-875	79	99	firmspecific	firmspecific	ADJ
hi-875	79	100	components	component	NOUN
hi-875	79	101	.	.	PUNCT
hi-875	80	1	the	the	DET
hi-875	80	2	second	second	ADJ
hi-875	80	3	set	set	NOUN
hi-875	80	4	of	of	ADP
hi-875	80	5	explanatory	explanatory	ADJ
hi-875	80	6	variables	variable	NOUN
hi-875	80	7	,	,	PUNCT
hi-875	80	8	labelled	label	VERB
hi-875	80	9	as	as	ADP
hi-875	80	10	"	"	PUNCT
hi-875	80	11	l	l	NOUN
hi-875	80	12	,	,	PUNCT
hi-875	80	13	"	"	PUNCT
hi-875	80	14	includes	include	VERB
hi-875	80	15	the	the	DET
hi-875	80	16	market	market	NOUN
hi-875	80	17	or	or	CCONJ
hi-875	80	18	economic	economic	ADJ
hi-875	80	19	factors	factor	NOUN
hi-875	80	20	impacting	impact	VERB
hi-875	80	21	the	the	DET
hi-875	80	22	dependent	dependent	ADJ
hi-875	80	23	variable	variable	NOUN
hi-875	80	24	.	.	PUNCT
hi-875	81	1	the	the	DET
hi-875	81	2	parameters	parameter	NOUN
hi-875	81	3	that	that	PRON
hi-875	81	4	must	must	AUX
hi-875	81	5	be	be	AUX
hi-875	81	6	calculated	calculate	VERB
hi-875	81	7	through	through	ADP
hi-875	81	8	linear	linear	ADJ
hi-875	81	9	regression	regression	NOUN
hi-875	81	10	models	model	NOUN
hi-875	81	11	are	be	AUX
hi-875	81	12	the	the	DET
hi-875	81	13	coefficients	coefficient	NOUN
hi-875	81	14	of	of	ADP
hi-875	81	15	α1	α1	PROPN
hi-875	81	16	,	,	PUNCT
hi-875	81	17	βj	βj	PRON
hi-875	81	18	,	,	PUNCT
hi-875	81	19	and	and	CCONJ
hi-875	81	20	β1	β1	PROPN
hi-875	81	21	.	.	PUNCT
hi-875	82	1	the	the	DET
hi-875	82	2	error	error	NOUN
hi-875	82	3	component	component	NOUN
hi-875	82	4	,	,	PUNCT
hi-875	82	5	εit	εit	PROPN
hi-875	82	6	,	,	PUNCT
hi-875	82	7	follows	follow	VERB
hi-875	82	8	a	a	DET
hi-875	82	9	normal	normal	ADJ
hi-875	82	10	distribution	distribution	NOUN
hi-875	82	11	.	.	PUNCT
hi-875	83	1	the	the	DET
hi-875	83	2	dependent	dependent	ADJ
hi-875	83	3	variable	variable	NOUN
hi-875	83	4	is	be	AUX
hi-875	83	5	solvency	solvency	NOUN
hi-875	83	6	which	which	PRON
hi-875	83	7	is	be	AUX
hi-875	83	8	measured	measure	VERB
hi-875	83	9	by	by	ADP
hi-875	83	10	the	the	DET
hi-875	83	11	risk	risk	NOUN
hi-875	83	12	-	-	PUNCT
hi-875	83	13	based	base	VERB
hi-875	83	14	capital	capital	NOUN
hi-875	83	15	.	.	PUNCT
hi-875	84	1	meanwhile	meanwhile	ADV
hi-875	84	2	,	,	PUNCT
hi-875	84	3	the	the	DET
hi-875	84	4	explanatory	explanatory	ADJ
hi-875	84	5	variables	variable	NOUN
hi-875	84	6	include	include	VERB
hi-875	84	7	profitability	profitability	NOUN
hi-875	84	8	,	,	PUNCT
hi-875	84	9	investment	investment	NOUN
hi-875	84	10	ratio	ratio	NOUN
hi-875	84	11	,	,	PUNCT
hi-875	84	12	wakalah	wakalah	NOUN
hi-875	84	13	fees	fee	NOUN
hi-875	84	14	,	,	PUNCT
hi-875	84	15	liquidity	liquidity	NOUN
hi-875	84	16	,	,	PUNCT
hi-875	84	17	company	company	NOUN
hi-875	84	18	size	size	NOUN
hi-875	84	19	,	,	PUNCT
hi-875	84	20	gdp	gdp	NOUN
hi-875	84	21	,	,	PUNCT
hi-875	84	22	and	and	CCONJ
hi-875	84	23	inflation	inflation	NOUN
hi-875	84	24	.	.	PUNCT
hi-875	85	1	hamdard	hamdard	ADJ
hi-875	85	2	islamicus	islamicus	PROPN
hi-875	85	3	vol	vol	NOUN
hi-875	85	4	.	.	PUNCT
hi-875	86	1	xlvi	xlvi	PROPN
hi-875	86	2	,	,	PUNCT
hi-875	86	3	no	no	INTJ
hi-875	86	4	.	.	NOUN
hi-875	86	5	3	3	NUM
hi-875	86	6	79	79	NUM
hi-875	86	7	explanatory	explanatory	ADJ
hi-875	86	8	variables	variable	NOUN
hi-875	86	9	measurement	measurement	NOUN
hi-875	86	10	source	source	NOUN
hi-875	86	11	of	of	ADP
hi-875	86	12	data	data	NOUN
hi-875	86	13	solvency	solvency	NOUN
hi-875	86	14	(	(	PUNCT
hi-875	86	15	y	y	NOUN
hi-875	86	16	)	)	PUNCT
hi-875	86	17	net	net	ADJ
hi-875	86	18	assets	asset	NOUN
hi-875	86	19	/	/	SYM
hi-875	86	20	net	net	ADJ
hi-875	86	21	contribution	contribution	NOUN
hi-875	86	22	company	company	NOUN
hi-875	86	23	’s	’s	PART
hi-875	86	24	annual	annual	ADJ
hi-875	86	25	report	report	NOUN
hi-875	86	26	profitability	profitability	NOUN
hi-875	86	27	(	(	PUNCT
hi-875	86	28	x1	x1	NOUN
hi-875	86	29	)	)	PUNCT
hi-875	86	30	net	net	ADJ
hi-875	86	31	income	income	NOUN
hi-875	86	32	/	/	SYM
hi-875	86	33	net	net	ADJ
hi-875	86	34	assets	asset	NOUN
hi-875	86	35	company	company	NOUN
hi-875	86	36	’s	’s	PART
hi-875	86	37	annual	annual	ADJ
hi-875	86	38	report	report	NOUN
hi-875	86	39	investment	investment	NOUN
hi-875	86	40	ratio	ratio	NOUN
hi-875	86	41	(	(	PUNCT
hi-875	86	42	x2	x2	NOUN
hi-875	86	43	)	)	PUNCT
hi-875	86	44	investment	investment	NOUN
hi-875	86	45	ratio	ratio	NOUN
hi-875	86	46	/	/	SYM
hi-875	86	47	net	net	ADJ
hi-875	86	48	contribution	contribution	NOUN
hi-875	86	49	company	company	NOUN
hi-875	86	50	’s	’s	PART
hi-875	86	51	annual	annual	ADJ
hi-875	86	52	report	report	NOUN
hi-875	86	53	wakalah	wakalah	PROPN
hi-875	86	54	fees	fee	NOUN
hi-875	86	55	(	(	PUNCT
hi-875	86	56	x3	x3	ADJ
hi-875	86	57	)	)	PUNCT
hi-875	86	58	wakalah	wakalah	NOUN
hi-875	86	59	fees	fee	NOUN
hi-875	86	60	/	/	SYM
hi-875	86	61	net	net	ADJ
hi-875	86	62	assets	asset	NOUN
hi-875	86	63	company	company	NOUN
hi-875	86	64	’s	’s	PART
hi-875	86	65	annual	annual	ADJ
hi-875	86	66	report	report	NOUN
hi-875	86	67	liquidity	liquidity	NOUN
hi-875	86	68	(	(	PUNCT
hi-875	86	69	x4	x4	PROPN
hi-875	86	70	)	)	PUNCT
hi-875	86	71	current	current	ADJ
hi-875	86	72	asset	asset	NOUN
hi-875	86	73	/	/	SYM
hi-875	86	74	current	current	ADJ
hi-875	86	75	liability	liability	NOUN
hi-875	86	76	company	company	NOUN
hi-875	86	77	’s	’s	PART
hi-875	86	78	annual	annual	ADJ
hi-875	86	79	report	report	NOUN
hi-875	86	80	company	company	NOUN
hi-875	86	81	size	size	NOUN
hi-875	86	82	(	(	PUNCT
hi-875	86	83	x5	x5	NOUN
hi-875	86	84	)	)	PUNCT
hi-875	86	85	ln(total	ln(total	ADJ
hi-875	86	86	company	company	NOUN
hi-875	86	87	assets	asset	NOUN
hi-875	86	88	)	)	PUNCT
hi-875	86	89	company	company	NOUN
hi-875	86	90	’s	’s	PART
hi-875	86	91	annual	annual	ADJ
hi-875	86	92	report	report	NOUN
hi-875	86	93	gdp	gdp	PROPN
hi-875	86	94	(	(	PUNCT
hi-875	86	95	x6	x6	PROPN
hi-875	86	96	)	)	PUNCT
hi-875	86	97	$	$	SYM
hi-875	86	98	gdp	gdp	NOUN
hi-875	86	99	world	world	PROPN
hi-875	86	100	bank	bank	PROPN
hi-875	86	101	database	database	NOUN
hi-875	86	102	inflation	inflation	NOUN
hi-875	86	103	(	(	PUNCT
hi-875	86	104	x7	x7	NOUN
hi-875	86	105	)	)	PUNCT
hi-875	86	106	inflation	inflation	NOUN
hi-875	86	107	%	%	NOUN
hi-875	86	108	world	world	PROPN
hi-875	86	109	bank	bank	PROPN
hi-875	86	110	database	database	PROPN
hi-875	86	111	table	table	NOUN
hi-875	86	112	1	1	NUM
hi-875	86	113	.	.	PUNCT
hi-875	86	114	measurement	measurement	NOUN
hi-875	86	115	of	of	ADP
hi-875	86	116	explanatory	explanatory	ADJ
hi-875	86	117	variables	variable	NOUN
hi-875	86	118	4	4	NUM
hi-875	86	119	.	.	NOUN
hi-875	86	120	result	result	NOUN
hi-875	86	121	and	and	CCONJ
hi-875	86	122	discussion	discussion	NOUN
hi-875	86	123	4.1	4.1	NUM
hi-875	86	124	descriptive	descriptive	ADJ
hi-875	86	125	statistics	statistic	NOUN
hi-875	86	126	takaf	takaf	PROPN
hi-875	86	127	ul	ul	PROPN
hi-875	86	128	profit	profit	PROPN
hi-875	86	129	abilit	abilit	VERB
hi-875	86	130	y	y	PROPN
hi-875	86	131	inves	inve	VERB
hi-875	86	132	tmen	tman	NOUN
hi-875	86	133	t	t	PROPN
hi-875	86	134	ratio	ratio	PROPN
hi-875	86	135	wa	wa	PROPN
hi-875	86	136	kala	kala	PROPN
hi-875	86	137	h	h	PROPN
hi-875	86	138	fees	fee	NOUN
hi-875	86	139	liq	liq	NOUN
hi-875	86	140	uidit	uidit	NOUN
hi-875	86	141	y	y	PROPN
hi-875	86	142	com	com	NOUN
hi-875	86	143	pan	pan	PROPN
hi-875	86	144	y	y	PROPN
hi-875	86	145	size	size	NOUN
hi-875	86	146	g	g	PROPN
hi-875	86	147	d	d	PROPN
hi-875	86	148	p	p	PROPN
hi-875	86	149	infl	infl	PROPN
hi-875	86	150	atio	atio	PROPN
hi-875	86	151	n	n	PRON
hi-875	86	152	solv	solv	ADJ
hi-875	86	153	enc	enc	PROPN
hi-875	86	154	y	y	PROPN
hi-875	86	155	mean	mean	VERB
hi-875	87	1	0.06	0.06	NUM
hi-875	87	2	0.91	0.91	NUM
hi-875	87	3	0.6	0.6	NUM
hi-875	87	4	1	1	NUM
hi-875	87	5	9.18	9.18	NUM
hi-875	87	6	13.7	13.7	NUM
hi-875	87	7	8	8	NUM
hi-875	87	8	8	8	NUM
hi-875	87	9	.	.	PUNCT
hi-875	87	10	36	36	NUM
hi-875	87	11	2.1	2.1	NUM
hi-875	87	12	6	6	NUM
hi-875	87	13	78	78	NUM
hi-875	87	14	.	.	PUNCT
hi-875	88	1	64	64	NUM
hi-875	88	2	media	medium	NOUN
hi-875	88	3	n	n	ADP
hi-875	88	4	0.03	0.03	NUM
hi-875	88	5	0.17	0.17	NUM
hi-875	88	6	0.2	0.2	NUM
hi-875	88	7	0	0	NUM
hi-875	88	8	5.77	5.77	NUM
hi-875	88	9	14.0	14.0	NUM
hi-875	88	10	5	5	NUM
hi-875	88	11	1	1	NUM
hi-875	88	12	.	.	PUNCT
hi-875	88	13	04	04	NUM
hi-875	88	14	2.4	2.4	NUM
hi-875	88	15	8	8	NUM
hi-875	88	16	2.7	2.7	NUM
hi-875	88	17	5	5	NUM
hi-875	88	18	maxi	maxi	ADJ
hi-875	88	19	mum	mum	NOUN
hi-875	88	20	1.17	1.17	NUM
hi-875	88	21	22.5	22.5	NUM
hi-875	88	22	7	7	NUM
hi-875	88	23	8.8	8.8	NUM
hi-875	88	24	4	4	NUM
hi-875	88	25	48.2	48.2	NUM
hi-875	88	26	2	2	NUM
hi-875	88	27	26.2	26.2	NUM
hi-875	88	28	4	4	NUM
hi-875	88	29	3	3	NUM
hi-875	88	30	.	.	NOUN
hi-875	88	31	43	43	NUM
hi-875	88	32	3.8	3.8	NUM
hi-875	88	33	7	7	NUM
hi-875	88	34	436	436	NUM
hi-875	88	35	6.09	6.09	NUM
hi-875	88	36	mini	mini	ADJ
hi-875	88	37	mum	mum	NOUN
hi-875	88	38	-0.66	-0.66	NUM
hi-875	88	39	0.02	0.02	NUM
hi-875	88	40	1.70	1.70	NUM
hi-875	88	41	0.50	0.50	NUM
hi-875	88	42	-2.52	-2.52	NUM
hi-875	88	43	1	1	NUM
hi-875	88	44	.	.	NOUN
hi-875	88	45	35	35	NUM
hi-875	88	46	3.90	3.90	NUM
hi-875	88	47	0.43	0.43	NUM
hi-875	88	48	sd	sd	ADP
hi-875	88	49	0.22	0.22	NUM
hi-875	88	50	2.94	2.94	NUM
hi-875	88	51	1.2	1.2	NUM
hi-875	88	52	9	9	NUM
hi-875	88	53	9.72	9.72	NUM
hi-875	88	54	4.35	4.35	NUM
hi-875	88	55	4	4	NUM
hi-875	88	56	.	.	PUNCT
hi-875	88	57	27	27	NUM
hi-875	88	58	1.4	1.4	NUM
hi-875	88	59	5	5	NUM
hi-875	88	60	383	383	NUM
hi-875	88	61	.82	.82	NUM
hi-875	88	62	obser	obser	NOUN
hi-875	88	63	vation	vation	NOUN
hi-875	88	64	s	s	VERB
hi-875	88	65	157	157	NUM
hi-875	88	66	157	157	NUM
hi-875	88	67	157	157	NUM
hi-875	88	68	157	157	NUM
hi-875	88	69	157	157	NUM
hi-875	88	70	15	15	NUM
hi-875	88	71	7	7	NUM
hi-875	88	72	157	157	NUM
hi-875	88	73	157	157	NUM
hi-875	88	74	table	table	NOUN
hi-875	88	75	2	2	NUM
hi-875	88	76	.	.	PUNCT
hi-875	88	77	descriptive	descriptive	ADJ
hi-875	88	78	statistics	statistic	NOUN
hi-875	88	79	table	table	NOUN
hi-875	88	80	2	2	NUM
hi-875	88	81	presents	present	VERB
hi-875	88	82	a	a	DET
hi-875	88	83	comprehensive	comprehensive	ADJ
hi-875	88	84	overview	overview	NOUN
hi-875	88	85	of	of	ADP
hi-875	88	86	the	the	DET
hi-875	88	87	dataset	dataset	NOUN
hi-875	88	88	comprising	comprise	VERB
hi-875	88	89	157	157	NUM
hi-875	88	90	observations	observation	NOUN
hi-875	88	91	.	.	PUNCT
hi-875	89	1	the	the	DET
hi-875	89	2	table	table	NOUN
hi-875	89	3	provides	provide	VERB
hi-875	89	4	key	key	ADJ
hi-875	89	5	statistical	statistical	ADJ
hi-875	89	6	measures	measure	NOUN
hi-875	89	7	for	for	ADP
hi-875	89	8	each	each	DET
hi-875	89	9	variable	variable	NOUN
hi-875	89	10	.	.	PUNCT
hi-875	90	1	since	since	SCONJ
hi-875	90	2	the	the	DET
hi-875	90	3	sample	sample	NOUN
hi-875	90	4	size	size	NOUN
hi-875	90	5	in	in	ADP
hi-875	90	6	this	this	DET
hi-875	90	7	study	study	NOUN
hi-875	90	8	is	be	AUX
hi-875	90	9	quite	quite	ADV
hi-875	90	10	extensive	extensive	ADJ
hi-875	90	11	,	,	PUNCT
hi-875	90	12	the	the	DET
hi-875	90	13	company	company	NOUN
hi-875	90	14	size	size	NOUN
hi-875	90	15	and	and	CCONJ
hi-875	90	16	solvency	solvency	NOUN
hi-875	90	17	are	be	AUX
hi-875	90	18	relatively	relatively	ADV
hi-875	90	19	high	high	ADJ
hi-875	90	20	.	.	PUNCT
hi-875	91	1	the	the	DET
hi-875	91	2	80	80	NUM
hi-875	91	3	determinants	determinant	NOUN
hi-875	91	4	of	of	ADP
hi-875	91	5	family	family	NOUN
hi-875	91	6	takaful	takaful	ADJ
hi-875	91	7	…	…	PUNCT
hi-875	91	8	data	datum	NOUN
hi-875	91	9	illustrated	illustrate	VERB
hi-875	91	10	that	that	SCONJ
hi-875	91	11	the	the	DET
hi-875	91	12	family	family	NOUN
hi-875	91	13	takaful	takaful	ADJ
hi-875	91	14	firms	firm	NOUN
hi-875	91	15	have	have	AUX
hi-875	91	16	successfully	successfully	ADV
hi-875	91	17	attracted	attract	VERB
hi-875	91	18	society	society	NOUN
hi-875	91	19	concerned	concerned	ADJ
hi-875	91	20	about	about	ADP
hi-875	91	21	sharia	sharia	PROPN
hi-875	91	22	compliance	compliance	NOUN
hi-875	91	23	through	through	ADP
hi-875	91	24	the	the	DET
hi-875	91	25	rapid	rapid	ADJ
hi-875	91	26	growth	growth	NOUN
hi-875	91	27	of	of	ADP
hi-875	91	28	assets	asset	NOUN
hi-875	91	29	and	and	CCONJ
hi-875	91	30	contributions	contribution	NOUN
hi-875	91	31	.	.	PUNCT
hi-875	92	1	five	five	NUM
hi-875	92	2	diagnostic	diagnostic	ADJ
hi-875	92	3	tests	test	NOUN
hi-875	92	4	must	must	AUX
hi-875	92	5	be	be	AUX
hi-875	92	6	carried	carry	VERB
hi-875	92	7	out	out	ADP
hi-875	92	8	to	to	PART
hi-875	92	9	analyse	analyse	VERB
hi-875	92	10	the	the	DET
hi-875	92	11	data	datum	NOUN
hi-875	92	12	to	to	PART
hi-875	92	13	ensure	ensure	VERB
hi-875	92	14	the	the	DET
hi-875	92	15	validity	validity	NOUN
hi-875	92	16	of	of	ADP
hi-875	92	17	conclusions	conclusion	NOUN
hi-875	92	18	drawn	draw	VERB
hi-875	92	19	from	from	ADP
hi-875	92	20	the	the	DET
hi-875	92	21	regression	regression	NOUN
hi-875	92	22	model	model	NOUN
hi-875	92	23	estimation	estimation	NOUN
hi-875	92	24	.	.	PUNCT
hi-875	93	1	the	the	DET
hi-875	93	2	following	follow	VERB
hi-875	93	3	diagnostic	diagnostic	ADJ
hi-875	93	4	tests	test	NOUN
hi-875	93	5	are	be	AUX
hi-875	93	6	;	;	PUNCT
hi-875	93	7	multicollinearity	multicollinearity	NOUN
hi-875	93	8	,	,	PUNCT
hi-875	93	9	heteroscedasticity	heteroscedasticity	NOUN
hi-875	93	10	,	,	PUNCT
hi-875	93	11	autocorrelation	autocorrelation	NOUN
hi-875	93	12	,	,	PUNCT
hi-875	93	13	and	and	CCONJ
hi-875	93	14	residual	residual	ADJ
hi-875	93	15	normality	normality	NOUN
hi-875	93	16	.	.	PUNCT
hi-875	94	1	all	all	DET
hi-875	94	2	test	test	NOUN
hi-875	94	3	results	result	NOUN
hi-875	94	4	were	be	AUX
hi-875	94	5	appropriate	appropriate	ADJ
hi-875	94	6	to	to	PART
hi-875	94	7	conduct	conduct	VERB
hi-875	94	8	further	further	ADJ
hi-875	94	9	analysis	analysis	NOUN
hi-875	94	10	.	.	PUNCT
hi-875	95	1	the	the	DET
hi-875	95	2	detailed	detailed	ADJ
hi-875	95	3	results	result	NOUN
hi-875	95	4	of	of	ADP
hi-875	95	5	the	the	DET
hi-875	95	6	diagnostic	diagnostic	ADJ
hi-875	95	7	tests	test	NOUN
hi-875	95	8	can	can	AUX
hi-875	95	9	be	be	AUX
hi-875	95	10	seen	see	VERB
hi-875	95	11	in	in	ADP
hi-875	95	12	the	the	DET
hi-875	95	13	appendix	appendix	ADJ
hi-875	95	14	tables	table	NOUN
hi-875	95	15	.	.	PUNCT
hi-875	96	1	4.2	4.2	NUM
hi-875	96	2	classical	classical	ADJ
hi-875	96	3	assumption	assumption	NOUN
hi-875	96	4	gujarati	gujarati	PROPN
hi-875	96	5	stated	state	VERB
hi-875	96	6	that	that	SCONJ
hi-875	96	7	multicollinearity	multicollinearity	NOUN
hi-875	96	8	is	be	AUX
hi-875	96	9	present	present	ADJ
hi-875	96	10	when	when	SCONJ
hi-875	96	11	there	there	PRON
hi-875	96	12	exists	exist	VERB
hi-875	96	13	a	a	DET
hi-875	96	14	distinct	distinct	ADJ
hi-875	96	15	linear	linear	ADJ
hi-875	96	16	relationship	relationship	NOUN
hi-875	96	17	over	over	ADP
hi-875	96	18	the	the	DET
hi-875	96	19	explanatory	explanatory	ADJ
hi-875	96	20	variables.21adams	variables.21adam	NOUN
hi-875	96	21	and	and	CCONJ
hi-875	96	22	buckle	buckle	NOUN
hi-875	96	23	revealed	reveal	VERB
hi-875	96	24	that	that	SCONJ
hi-875	96	25	pearson	pearson	PROPN
hi-875	96	26	’s	’s	PART
hi-875	96	27	correlation	correlation	NOUN
hi-875	96	28	coefficients	coefficient	NOUN
hi-875	96	29	test	test	NOUN
hi-875	96	30	will	will	AUX
hi-875	96	31	detect	detect	VERB
hi-875	96	32	the	the	DET
hi-875	96	33	multicollinearity	multicollinearity	NOUN
hi-875	96	34	between	between	ADP
hi-875	96	35	the	the	DET
hi-875	96	36	explanatory	explanatory	ADJ
hi-875	96	37	variables.22according	variables.22according	NOUN
hi-875	96	38	to	to	ADP
hi-875	96	39	the	the	DET
hi-875	96	40	data	datum	NOUN
hi-875	96	41	obtained	obtain	VERB
hi-875	96	42	,	,	PUNCT
hi-875	96	43	all	all	DET
hi-875	96	44	variables	variable	NOUN
hi-875	96	45	exhibit	exhibit	VERB
hi-875	96	46	correlation	correlation	NOUN
hi-875	96	47	coefficients	coefficient	NOUN
hi-875	96	48	greater	great	ADJ
hi-875	96	49	than	than	ADP
hi-875	96	50	or	or	CCONJ
hi-875	96	51	equal	equal	ADJ
hi-875	96	52	to	to	ADP
hi-875	96	53	0.8	0.8	NUM
hi-875	96	54	.	.	PUNCT
hi-875	97	1	therefore	therefore	ADV
hi-875	97	2	,	,	PUNCT
hi-875	97	3	the	the	DET
hi-875	97	4	findings	finding	NOUN
hi-875	97	5	imply	imply	VERB
hi-875	97	6	that	that	SCONJ
hi-875	97	7	there	there	PRON
hi-875	97	8	is	be	VERB
hi-875	97	9	no	no	DET
hi-875	97	10	issue	issue	NOUN
hi-875	97	11	of	of	ADP
hi-875	97	12	multicollinearity	multicollinearity	NOUN
hi-875	97	13	.	.	PUNCT
hi-875	98	1	meanwhile	meanwhile	ADV
hi-875	98	2	,	,	PUNCT
hi-875	98	3	the	the	DET
hi-875	98	4	purpose	purpose	NOUN
hi-875	98	5	of	of	ADP
hi-875	98	6	the	the	DET
hi-875	98	7	heteroskedasticity	heteroskedasticity	NOUN
hi-875	98	8	test	test	NOUN
hi-875	98	9	is	be	AUX
hi-875	98	10	to	to	PART
hi-875	98	11	determine	determine	VERB
hi-875	98	12	whether	whether	SCONJ
hi-875	98	13	there	there	PRON
hi-875	98	14	is	be	VERB
hi-875	98	15	variation	variation	NOUN
hi-875	98	16	in	in	ADP
hi-875	98	17	the	the	DET
hi-875	98	18	level	level	NOUN
hi-875	98	19	of	of	ADP
hi-875	98	20	inequality	inequality	NOUN
hi-875	98	21	between	between	ADP
hi-875	98	22	observations	observation	NOUN
hi-875	98	23	within	within	ADP
hi-875	98	24	a	a	DET
hi-875	98	25	regression	regression	NOUN
hi-875	98	26	model	model	NOUN
hi-875	98	27	.	.	PUNCT
hi-875	99	1	the	the	DET
hi-875	99	2	data	datum	NOUN
hi-875	99	3	has	have	VERB
hi-875	99	4	the	the	DET
hi-875	99	5	probability	probability	NOUN
hi-875	99	6	value	value	NOUN
hi-875	99	7	reached	reach	VERB
hi-875	99	8	0.1251	0.1251	NUM
hi-875	99	9	,	,	PUNCT
hi-875	99	10	and	and	CCONJ
hi-875	99	11	the	the	DET
hi-875	99	12	probability	probability	NOUN
hi-875	99	13	of	of	ADP
hi-875	99	14	each	each	DET
hi-875	99	15	variable	variable	NOUN
hi-875	99	16	is	be	AUX
hi-875	99	17	greater	great	ADJ
hi-875	99	18	than	than	ADP
hi-875	99	19	0,05	0,05	NOUN
hi-875	99	20	.	.	PUNCT
hi-875	100	1	therefore	therefore	ADV
hi-875	100	2	,	,	PUNCT
hi-875	100	3	it	it	PRON
hi-875	100	4	describes	describe	VERB
hi-875	100	5	that	that	SCONJ
hi-875	100	6	there	there	PRON
hi-875	100	7	is	be	VERB
hi-875	100	8	no	no	DET
hi-875	100	9	heteroskedasticity	heteroskedasticity	NOUN
hi-875	100	10	.	.	PUNCT
hi-875	101	1	on	on	ADP
hi-875	101	2	the	the	DET
hi-875	101	3	other	other	ADJ
hi-875	101	4	side	side	NOUN
hi-875	101	5	,	,	PUNCT
hi-875	101	6	durbin	durbin	NOUN
hi-875	101	7	-	-	PUNCT
hi-875	101	8	watson	watson	NOUN
hi-875	101	9	can	can	AUX
hi-875	101	10	identify	identify	VERB
hi-875	101	11	autocorrelation	autocorrelation	NOUN
hi-875	101	12	.	.	PUNCT
hi-875	102	1	the	the	DET
hi-875	102	2	data	datum	NOUN
hi-875	102	3	obtained	obtain	VERB
hi-875	102	4	shows	show	NOUN
hi-875	102	5	du	du	PROPN
hi-875	102	6	<	<	X
hi-875	102	7	dw	dw	X
hi-875	102	8	<	<	X
hi-875	102	9	4	4	NUM
hi-875	102	10	-	-	SYM
hi-875	102	11	du	du	X
hi-875	102	12	(	(	PUNCT
hi-875	102	13	1.8316	1.8316	NUM
hi-875	102	14	<	<	X
hi-875	102	15	2.086647	2.086647	NUM
hi-875	102	16	<	<	X
hi-875	102	17	2.1684	2.1684	NUM
hi-875	102	18	)	)	PUNCT
hi-875	102	19	.	.	PUNCT
hi-875	103	1	it	it	PRON
hi-875	103	2	indicates	indicate	VERB
hi-875	103	3	no	no	DET
hi-875	103	4	autocorrelation	autocorrelation	NOUN
hi-875	103	5	.	.	PUNCT
hi-875	104	1	for	for	ADP
hi-875	104	2	the	the	DET
hi-875	104	3	residual	residual	ADJ
hi-875	104	4	normality	normality	NOUN
hi-875	104	5	,	,	PUNCT
hi-875	104	6	bundt	bundt	NOUN
hi-875	104	7	and	and	CCONJ
hi-875	104	8	murphy	murphy	NOUN
hi-875	104	9	explained	explain	VERB
hi-875	104	10	that	that	SCONJ
hi-875	104	11	comparing	compare	VERB
hi-875	104	12	empirical	empirical	ADJ
hi-875	104	13	and	and	CCONJ
hi-875	104	14	theoretical	theoretical	ADJ
hi-875	104	15	cumulative	cumulative	ADJ
hi-875	104	16	distribution	distribution	NOUN
hi-875	104	17	functions	function	NOUN
hi-875	104	18	yields	yield	VERB
hi-875	104	19	normality	normality	NOUN
hi-875	104	20	tests.23gujarati	tests.23gujarati	VERB
hi-875	104	21	found	find	VERB
hi-875	104	22	that	that	SCONJ
hi-875	104	23	each	each	DET
hi-875	104	24	residual	residual	ADJ
hi-875	104	25	or	or	CCONJ
hi-875	104	26	error	error	NOUN
hi-875	104	27	component	component	NOUN
hi-875	104	28	has	have	VERB
hi-875	104	29	a	a	DET
hi-875	104	30	regularly	regularly	ADV
hi-875	104	31	distributed	distribute	VERB
hi-875	104	32	mean	mean	NOUN
hi-875	104	33	of	of	ADP
hi-875	104	34	zero	zero	NUM
hi-875	104	35	and	and	CCONJ
hi-875	104	36	variation	variation	NOUN
hi-875	104	37	of	of	ADP
hi-875	104	38	2	2	NUM
hi-875	104	39	.	.	PUNCT
hi-875	105	1	the	the	DET
hi-875	105	2	data	datum	NOUN
hi-875	105	3	obtained	obtain	VERB
hi-875	105	4	shows	show	VERB
hi-875	105	5	that	that	SCONJ
hi-875	105	6	0.0659	0.0659	NUM
hi-875	105	7	exceeds	exceed	VERB
hi-875	105	8	0.05	0.05	NUM
hi-875	105	9	.	.	PUNCT
hi-875	106	1	data	datum	NOUN
hi-875	106	2	is	be	AUX
hi-875	106	3	typically	typically	ADV
hi-875	106	4	distributed	distribute	VERB
hi-875	106	5	normally	normally	ADV
hi-875	106	6	.	.	PUNCT
hi-875	107	1	4.3	4.3	NUM
hi-875	107	2	diagnostic	diagnostic	ADJ
hi-875	107	3	test	test	NOUN
hi-875	107	4	in	in	ADP
hi-875	107	5	order	order	NOUN
hi-875	107	6	to	to	PART
hi-875	107	7	ascertain	ascertain	VERB
hi-875	107	8	the	the	DET
hi-875	107	9	appropriate	appropriate	ADJ
hi-875	107	10	model	model	NOUN
hi-875	107	11	to	to	PART
hi-875	107	12	employ	employ	VERB
hi-875	107	13	,	,	PUNCT
hi-875	107	14	namely	namely	ADV
hi-875	107	15	the	the	DET
hi-875	107	16	common	common	ADJ
hi-875	107	17	,	,	PUNCT
hi-875	107	18	random	random	ADJ
hi-875	107	19	,	,	PUNCT
hi-875	107	20	or	or	CCONJ
hi-875	107	21	fixed	fix	VERB
hi-875	107	22	effect	effect	NOUN
hi-875	107	23	model	model	NOUN
hi-875	107	24	,	,	PUNCT
hi-875	107	25	it	it	PRON
hi-875	107	26	is	be	AUX
hi-875	107	27	essential	essential	ADJ
hi-875	107	28	to	to	PART
hi-875	107	29	carry	carry	VERB
hi-875	107	30	out	out	ADP
hi-875	107	31	the	the	DET
hi-875	107	32	chow	chow	PROPN
hi-875	107	33	and	and	CCONJ
hi-875	107	34	hausman	hausman	ADJ
hi-875	107	35	test	test	NOUN
hi-875	107	36	.	.	PUNCT
hi-875	108	1	as	as	ADP
hi-875	108	2	a	a	DET
hi-875	108	3	result	result	NOUN
hi-875	108	4	,	,	PUNCT
hi-875	108	5	this	this	DET
hi-875	108	6	study	study	NOUN
hi-875	108	7	employs	employ	VERB
hi-875	108	8	a	a	DET
hi-875	108	9	fixed	fixed	ADJ
hi-875	108	10	effect	effect	NOUN
hi-875	108	11	model	model	NOUN
hi-875	108	12	after	after	ADP
hi-875	108	13	outperforming	outperform	VERB
hi-875	108	14	common	common	ADJ
hi-875	108	15	and	and	CCONJ
hi-875	108	16	random	random	ADJ
hi-875	108	17	effect	effect	NOUN
hi-875	108	18	models	model	NOUN
hi-875	108	19	.	.	PUNCT
hi-875	109	1	4.3.1	4.3.1	NUM
hi-875	109	2	fixed	fix	VERB
hi-875	109	3	effect	effect	NOUN
hi-875	109	4	model	model	NOUN
hi-875	109	5	dettori	dettori	PROPN
hi-875	109	6	,	,	PUNCT
hi-875	109	7	norvell	norvell	PROPN
hi-875	109	8	,	,	PUNCT
hi-875	109	9	and	and	CCONJ
hi-875	109	10	chapman	chapman	PROPN
hi-875	109	11	described	describe	VERB
hi-875	109	12	that	that	SCONJ
hi-875	109	13	the	the	DET
hi-875	109	14	outcome	outcome	NOUN
hi-875	109	15	of	of	ADP
hi-875	109	16	the	the	DET
hi-875	109	17	regression	regression	NOUN
hi-875	109	18	analysis	analysis	NOUN
hi-875	109	19	using	use	VERB
hi-875	109	20	the	the	DET
hi-875	109	21	fixed	fix	VERB
hi-875	109	22	effect	effect	NOUN
hi-875	109	23	model	model	NOUN
hi-875	109	24	is	be	AUX
hi-875	109	25	presented	present	VERB
hi-875	109	26	below	below	ADV
hi-875	109	27	.	.	PUNCT
hi-875	110	1	the	the	DET
hi-875	110	2	observed	observed	ADJ
hi-875	110	3	disparities	disparity	NOUN
hi-875	110	4	can	can	AUX
hi-875	110	5	be	be	AUX
hi-875	110	6	attributed	attribute	VERB
hi-875	110	7	to	to	ADP
hi-875	110	8	sampling	sample	VERB
hi-875	110	9	hamdard	hamdard	ADJ
hi-875	110	10	islamicus	islamicus	NOUN
hi-875	110	11	vol	vol	NOUN
hi-875	110	12	.	.	PUNCT
hi-875	111	1	xlvi	xlvi	PROPN
hi-875	111	2	,	,	PUNCT
hi-875	111	3	no	no	INTJ
hi-875	111	4	.	.	NOUN
hi-875	111	5	3	3	NUM
hi-875	111	6	81	81	NUM
hi-875	111	7	error.24hence	error.24hence	PROPN
hi-875	111	8	,	,	PUNCT
hi-875	111	9	any	any	DET
hi-875	111	10	deviation	deviation	NOUN
hi-875	111	11	would	would	AUX
hi-875	111	12	arise	arise	VERB
hi-875	111	13	from	from	ADP
hi-875	111	14	inside	inside	ADP
hi-875	111	15	each	each	DET
hi-875	111	16	individual	individual	ADJ
hi-875	111	17	research	research	NOUN
hi-875	111	18	.	.	PUNCT
hi-875	112	1	calculating	calculate	VERB
hi-875	112	2	the	the	DET
hi-875	112	3	pooled	pooled	ADJ
hi-875	112	4	estimate	estimate	NOUN
hi-875	112	5	involves	involve	VERB
hi-875	112	6	determining	determine	VERB
hi-875	112	7	a	a	DET
hi-875	112	8	weighted	weighted	ADJ
hi-875	112	9	average	average	NOUN
hi-875	112	10	,	,	PUNCT
hi-875	112	11	with	with	SCONJ
hi-875	112	12	each	each	DET
hi-875	112	13	research	research	NOUN
hi-875	112	14	being	be	AUX
hi-875	112	15	allocated	allocate	VERB
hi-875	112	16	a	a	DET
hi-875	112	17	weight	weight	NOUN
hi-875	112	18	based	base	VERB
hi-875	112	19	on	on	ADP
hi-875	112	20	the	the	DET
hi-875	112	21	inverse	inverse	NOUN
hi-875	112	22	of	of	ADP
hi-875	112	23	its	its	PRON
hi-875	112	24	variance	variance	NOUN
hi-875	112	25	.	.	PUNCT
hi-875	113	1	in	in	ADP
hi-875	113	2	fixed	fix	VERB
hi-875	113	3	-	-	PUNCT
hi-875	113	4	effect	effect	NOUN
hi-875	113	5	models	model	NOUN
hi-875	113	6	,	,	PUNCT
hi-875	113	7	research	research	NOUN
hi-875	113	8	of	of	ADP
hi-875	113	9	larger	large	ADJ
hi-875	113	10	sample	sample	NOUN
hi-875	113	11	sizes	size	NOUN
hi-875	113	12	is	be	AUX
hi-875	113	13	more	more	ADV
hi-875	113	14	significant	significant	ADJ
hi-875	113	15	than	than	ADP
hi-875	113	16	studies	study	NOUN
hi-875	113	17	with	with	ADP
hi-875	113	18	smaller	small	ADJ
hi-875	113	19	sample	sample	NOUN
hi-875	113	20	sizes	size	NOUN
hi-875	113	21	.	.	PUNCT
hi-875	114	1	variable	variable	PROPN
hi-875	114	2	coeffi	coeffi	VERB
hi-875	114	3	cient	cient	PROPN
hi-875	114	4	std	std	PROPN
hi-875	114	5	.	.	PUNCT
hi-875	115	1	error	error	NOUN
hi-875	115	2	t	t	NOUN
hi-875	115	3	-	-	PUNCT
hi-875	115	4	statistic	statistic	NOUN
hi-875	115	5	prob	prob	NOUN
hi-875	115	6	.	.	PUNCT
hi-875	116	1	c	c	NOUN
hi-875	116	2	4.7686	4.7686	NUM
hi-875	116	3	95	95	NUM
hi-875	116	4	1.179240	1.179240	NUM
hi-875	116	5	-4.043872	-4.043872	NOUN
hi-875	116	6	0.0001	0.0001	NUM
hi-875	116	7	*	*	NOUN
hi-875	116	8	profitability	profitability	NOUN
hi-875	116	9	1.2809	1.2809	NUM
hi-875	116	10	79	79	NUM
hi-875	116	11	0.595314	0.595314	NUM
hi-875	116	12	2.151769	2.151769	NUM
hi-875	116	13	0.0335	0.0335	NUM
hi-875	116	14	*	*	PUNCT
hi-875	116	15	*	*	PUNCT
hi-875	116	16	investment	investment	NOUN
hi-875	116	17	ratio	ratio	NOUN
hi-875	116	18	0.1910	0.1910	NUM
hi-875	116	19	51	51	NUM
hi-875	116	20	0.045987	0.045987	NUM
hi-875	116	21	4.154435	4.154435	NUM
hi-875	116	22	0.0001	0.0001	NUM
hi-875	116	23	*	*	PUNCT
hi-875	116	24	wakalah	wakalah	NOUN
hi-875	116	25	fees	fee	NOUN
hi-875	116	26	0.4954	0.4954	NUM
hi-875	116	27	50	50	NUM
hi-875	116	28	0.084954	0.084954	NUM
hi-875	116	29	-5.832009	-5.832009	NOUN
hi-875	117	1	0.0000	0.0000	NUM
hi-875	117	2	*	*	PUNCT
hi-875	117	3	liquidity	liquidity	NOUN
hi-875	117	4	0.0439	0.0439	NUM
hi-875	117	5	42	42	NUM
hi-875	117	6	0.016721	0.016721	NUM
hi-875	117	7	2.627984	2.627984	NUM
hi-875	117	8	0.0098	0.0098	NUM
hi-875	117	9	*	*	PUNCT
hi-875	117	10	company	company	NOUN
hi-875	117	11	size	size	NOUN
hi-875	117	12	0.4182	0.4182	NUM
hi-875	117	13	35	35	NUM
hi-875	117	14	0.080347	0.080347	NUM
hi-875	117	15	5.205326	5.205326	NUM
hi-875	117	16	0.0000	0.0000	NUM
hi-875	117	17	*	*	PUNCT
hi-875	117	18	gdp	gdp	NOUN
hi-875	117	19	-2.35e14	-2.35e14	PROPN
hi-875	117	20	3.89e-13	3.89e-13	NUM
hi-875	117	21	-0.060414	-0.060414	NOUN
hi-875	117	22	0.9519	0.9519	NUM
hi-875	117	23	inflation	inflation	NOUN
hi-875	117	24	0.0538	0.0538	NUM
hi-875	117	25	61	61	NUM
hi-875	117	26	0.101673	0.101673	NUM
hi-875	117	27	-0.529749	-0.529749	VERB
hi-875	117	28	0.5973	0.5973	NUM
hi-875	117	29	effects	effect	NOUN
hi-875	117	30	specification	specification	NOUN
hi-875	117	31	r	r	NOUN
hi-875	117	32	-	-	PUNCT
hi-875	117	33	squared	square	VERB
hi-875	117	34	0.85	0.85	NUM
hi-875	117	35	0951	0951	NUM
hi-875	117	36	mean	mean	NOUN
hi-875	117	37	dependent	dependent	ADJ
hi-875	117	38	var	var	NOUN
hi-875	117	39	1.222618	1.222618	NUM
hi-875	117	40	adjusted	adjust	VERB
hi-875	117	41	rsquared	rsquare	VERB
hi-875	117	42	0.79	0.79	NUM
hi-875	117	43	5552	5552	NUM
hi-875	117	44	s.d	s.d	PROPN
hi-875	117	45	.	.	PUNCT
hi-875	118	1	dependent	dependent	ADJ
hi-875	118	2	var	var	NOUN
hi-875	118	3	2.273476	2.273476	NUM
hi-875	118	4	s.e	s.e	PROPN
hi-875	118	5	.	.	PROPN
hi-875	118	6	of	of	ADP
hi-875	118	7	regression	regression	NOUN
hi-875	118	8	sum	sum	NOUN
hi-875	118	9	1.02	1.02	NUM
hi-875	118	10	7973	7973	NUM
hi-875	118	11	akaike	akaike	ADJ
hi-875	118	12	info	info	NOUN
hi-875	118	13	criterion	criterion	NOUN
hi-875	118	14	3.121869	3.121869	NUM
hi-875	118	15	squared	square	VERB
hi-875	118	16	resid	resid	NOUN
hi-875	118	17	log	log	NOUN
hi-875	118	18	119	119	NUM
hi-875	118	19	.	.	PUNCT
hi-875	118	20	4103	4103	NUM
hi-875	118	21	schwarzcriterion	schwarzcriterion	NOUN
hi-875	118	22	3.962534	3.962534	NUM
hi-875	118	23	likelihood	likelihood	NOUN
hi-875	118	24	200.5	200.5	NUM
hi-875	118	25	058	058	NUM
hi-875	118	26	hannanquinncriter	hannanquinncriter	NOUN
hi-875	118	27	.	.	PUNCT
hi-875	119	1	3.463311	3.463311	NUM
hi-875	119	2	f	f	X
hi-875	119	3	-	-	PUNCT
hi-875	119	4	statistic	statistic	ADJ
hi-875	119	5	15.3	15.3	NUM
hi-875	119	6	6046	6046	NUM
hi-875	119	7	durbinwatsonstat	durbinwatsonstat	PROPN
hi-875	119	8	2.057121	2.057121	NUM
hi-875	119	9	prob	prob	NOUN
hi-875	119	10	(	(	PUNCT
hi-875	119	11	fstatistic	fstatistic	NOUN
hi-875	119	12	)	)	PUNCT
hi-875	119	13	0.00	0.00	NUM
hi-875	119	14	0000	0000	NUM
hi-875	119	15	the	the	DET
hi-875	119	16	significance	significance	NOUN
hi-875	119	17	level	level	NOUN
hi-875	119	18	of	of	ADP
hi-875	119	19	p	p	NOUN
hi-875	119	20	-	-	PUNCT
hi-875	119	21	value	value	NOUN
hi-875	119	22	is	be	AUX
hi-875	119	23	10	10	NUM
hi-875	119	24	%	%	NOUN
hi-875	119	25	*	*	PUNCT
hi-875	119	26	*	*	PUNCT
hi-875	119	27	*	*	PUNCT
hi-875	119	28	,	,	PUNCT
hi-875	119	29	5	5	NUM
hi-875	119	30	%	%	NOUN
hi-875	119	31	*	*	PUNCT
hi-875	119	32	*	*	PUNCT
hi-875	119	33	and	and	CCONJ
hi-875	119	34	1	1	NUM
hi-875	119	35	%	%	NOUN
hi-875	119	36	*	*	PUNCT
hi-875	119	37	table	table	NOUN
hi-875	119	38	4	4	NUM
hi-875	119	39	.	.	PUNCT
hi-875	119	40	fixed	fix	VERB
hi-875	119	41	effect	effect	NOUN
hi-875	119	42	model	model	NOUN
hi-875	119	43	82	82	NUM
hi-875	119	44	determinants	determinant	NOUN
hi-875	119	45	of	of	ADP
hi-875	119	46	family	family	NOUN
hi-875	119	47	takaful	takaful	ADJ
hi-875	119	48	…	…	PUNCT
hi-875	119	49	the	the	DET
hi-875	119	50	findings	finding	NOUN
hi-875	119	51	show	show	VERB
hi-875	119	52	that	that	SCONJ
hi-875	119	53	the	the	DET
hi-875	119	54	result	result	NOUN
hi-875	119	55	of	of	ADP
hi-875	119	56	the	the	DET
hi-875	119	57	adjusted	adjust	VERB
hi-875	119	58	r	r	NOUN
hi-875	119	59	-	-	PUNCT
hi-875	119	60	squared	square	VERB
hi-875	119	61	reached	reach	VERB
hi-875	119	62	0.850951	0.850951	NUM
hi-875	119	63	.	.	PUNCT
hi-875	120	1	it	it	PRON
hi-875	120	2	describes	describe	VERB
hi-875	120	3	that	that	SCONJ
hi-875	120	4	the	the	DET
hi-875	120	5	factors	factor	NOUN
hi-875	120	6	can	can	AUX
hi-875	120	7	be	be	AUX
hi-875	120	8	explained	explain	VERB
hi-875	120	9	by	by	ADP
hi-875	120	10	around	around	ADP
hi-875	120	11	85.09	85.09	NUM
hi-875	120	12	%	%	NOUN
hi-875	120	13	from	from	ADP
hi-875	120	14	the	the	DET
hi-875	120	15	explanatory	explanatory	ADJ
hi-875	120	16	variables	variable	NOUN
hi-875	120	17	to	to	ADP
hi-875	120	18	the	the	DET
hi-875	120	19	dependent	dependent	ADJ
hi-875	120	20	variable	variable	NOUN
hi-875	120	21	,	,	PUNCT
hi-875	120	22	while	while	SCONJ
hi-875	120	23	the	the	DET
hi-875	120	24	external	external	ADJ
hi-875	120	25	factors	factor	NOUN
hi-875	120	26	are	be	AUX
hi-875	120	27	explained	explain	VERB
hi-875	120	28	from	from	ADP
hi-875	120	29	other	other	ADJ
hi-875	120	30	variables	variable	NOUN
hi-875	120	31	by	by	ADP
hi-875	120	32	14.91	14.91	NUM
hi-875	120	33	%	%	NOUN
hi-875	120	34	outside	outside	ADP
hi-875	120	35	this	this	DET
hi-875	120	36	study	study	NOUN
hi-875	120	37	.	.	PUNCT
hi-875	121	1	the	the	DET
hi-875	121	2	explanatory	explanatory	ADJ
hi-875	121	3	variables	variable	NOUN
hi-875	121	4	positively	positively	ADV
hi-875	121	5	affect	affect	VERB
hi-875	121	6	the	the	DET
hi-875	121	7	dependent	dependent	ADJ
hi-875	121	8	variable	variable	NOUN
hi-875	121	9	simultaneously	simultaneously	ADV
hi-875	121	10	.	.	PUNCT
hi-875	122	1	it	it	PRON
hi-875	122	2	can	can	AUX
hi-875	122	3	be	be	AUX
hi-875	122	4	seen	see	VERB
hi-875	122	5	from	from	ADP
hi-875	122	6	the	the	DET
hi-875	122	7	significant	significant	ADJ
hi-875	122	8	value	value	NOUN
hi-875	122	9	of	of	ADP
hi-875	122	10	probability	probability	NOUN
hi-875	122	11	,	,	PUNCT
hi-875	122	12	which	which	PRON
hi-875	122	13	is	be	AUX
hi-875	122	14	less	less	ADJ
hi-875	122	15	than	than	ADP
hi-875	122	16	0.05	0.05	NUM
hi-875	122	17	.	.	PUNCT
hi-875	123	1	in	in	ADP
hi-875	123	2	addition	addition	NOUN
hi-875	123	3	,	,	PUNCT
hi-875	123	4	internal	internal	ADJ
hi-875	123	5	explanatory	explanatory	ADJ
hi-875	123	6	variables	variable	NOUN
hi-875	123	7	such	such	ADJ
hi-875	123	8	as	as	ADP
hi-875	123	9	profitability	profitability	NOUN
hi-875	123	10	,	,	PUNCT
hi-875	123	11	investment	investment	NOUN
hi-875	123	12	ratio	ratio	NOUN
hi-875	123	13	,	,	PUNCT
hi-875	123	14	liquidity	liquidity	NOUN
hi-875	123	15	,	,	PUNCT
hi-875	123	16	and	and	CCONJ
hi-875	123	17	company	company	NOUN
hi-875	123	18	size	size	NOUN
hi-875	123	19	influence	influence	NOUN
hi-875	123	20	solvency	solvency	NOUN
hi-875	123	21	positively	positively	ADV
hi-875	123	22	and	and	CCONJ
hi-875	123	23	significantly	significantly	ADV
hi-875	123	24	at	at	ADP
hi-875	123	25	a	a	DET
hi-875	123	26	5	5	NUM
hi-875	123	27	%	%	NOUN
hi-875	123	28	probability	probability	NOUN
hi-875	123	29	,	,	PUNCT
hi-875	123	30	excluding	exclude	VERB
hi-875	123	31	wakalah	wakalah	NOUN
hi-875	123	32	fees	fee	NOUN
hi-875	123	33	,	,	PUNCT
hi-875	123	34	which	which	PRON
hi-875	123	35	is	be	AUX
hi-875	123	36	negative	negative	ADJ
hi-875	123	37	significantly	significantly	ADV
hi-875	123	38	.	.	PUNCT
hi-875	124	1	in	in	ADP
hi-875	124	2	contrast	contrast	NOUN
hi-875	124	3	,	,	PUNCT
hi-875	124	4	external	external	ADJ
hi-875	124	5	factors	factor	NOUN
hi-875	124	6	such	such	ADJ
hi-875	124	7	as	as	ADP
hi-875	124	8	gdp	gdp	NOUN
hi-875	124	9	and	and	CCONJ
hi-875	124	10	inflation	inflation	NOUN
hi-875	124	11	do	do	AUX
hi-875	124	12	not	not	PART
hi-875	124	13	influence	influence	VERB
hi-875	124	14	solvency	solvency	NOUN
hi-875	124	15	due	due	ADP
hi-875	124	16	to	to	ADP
hi-875	124	17	a	a	DET
hi-875	124	18	larger	large	ADJ
hi-875	124	19	than	than	ADP
hi-875	124	20	5	5	NUM
hi-875	124	21	%	%	NOUN
hi-875	124	22	probability	probability	NOUN
hi-875	124	23	.	.	PUNCT
hi-875	125	1	the	the	DET
hi-875	125	2	coefficient	coefficient	NOUN
hi-875	125	3	value	value	NOUN
hi-875	125	4	of	of	ADP
hi-875	125	5	profitability	profitability	NOUN
hi-875	125	6	is	be	AUX
hi-875	125	7	1.280979	1.280979	NUM
hi-875	125	8	,	,	PUNCT
hi-875	125	9	which	which	PRON
hi-875	125	10	means	mean	VERB
hi-875	125	11	that	that	SCONJ
hi-875	125	12	when	when	SCONJ
hi-875	125	13	the	the	DET
hi-875	125	14	profitability	profitability	NOUN
hi-875	125	15	increases	increase	VERB
hi-875	125	16	by	by	ADP
hi-875	125	17	1	1	NUM
hi-875	125	18	%	%	NOUN
hi-875	125	19	,	,	PUNCT
hi-875	125	20	it	it	PRON
hi-875	125	21	will	will	AUX
hi-875	125	22	increase	increase	VERB
hi-875	125	23	solvency	solvency	NOUN
hi-875	125	24	by	by	ADP
hi-875	125	25	1.28	1.28	NUM
hi-875	125	26	%	%	NOUN
hi-875	125	27	.	.	PUNCT
hi-875	126	1	each	each	DET
hi-875	126	2	increment	increment	NOUN
hi-875	126	3	of	of	ADP
hi-875	126	4	1	1	NUM
hi-875	126	5	%	%	NOUN
hi-875	126	6	of	of	ADP
hi-875	126	7	the	the	DET
hi-875	126	8	investment	investment	NOUN
hi-875	126	9	ratio	ratio	NOUN
hi-875	126	10	will	will	AUX
hi-875	126	11	enhance	enhance	VERB
hi-875	126	12	solvency	solvency	NOUN
hi-875	126	13	by	by	ADP
hi-875	126	14	0.19	0.19	NUM
hi-875	126	15	%	%	NOUN
hi-875	126	16	.	.	PUNCT
hi-875	127	1	each	each	DET
hi-875	127	2	increase	increase	NOUN
hi-875	127	3	of	of	ADP
hi-875	127	4	1	1	NUM
hi-875	127	5	%	%	NOUN
hi-875	127	6	in	in	ADP
hi-875	127	7	the	the	DET
hi-875	127	8	wakalah	wakalah	PROPN
hi-875	127	9	fees	fee	NOUN
hi-875	127	10	will	will	AUX
hi-875	127	11	decrease	decrease	VERB
hi-875	127	12	solvency	solvency	NOUN
hi-875	127	13	by	by	ADP
hi-875	127	14	0.49	0.49	NUM
hi-875	127	15	%	%	NOUN
hi-875	127	16	.	.	PUNCT
hi-875	128	1	each	each	DET
hi-875	128	2	increase	increase	NOUN
hi-875	128	3	of	of	ADP
hi-875	128	4	1	1	NUM
hi-875	128	5	%	%	NOUN
hi-875	128	6	of	of	ADP
hi-875	128	7	the	the	DET
hi-875	128	8	liquidity	liquidity	NOUN
hi-875	128	9	will	will	AUX
hi-875	128	10	increase	increase	VERB
hi-875	128	11	0.04	0.04	NUM
hi-875	128	12	%	%	NOUN
hi-875	128	13	of	of	ADP
hi-875	128	14	solvency	solvency	NOUN
hi-875	128	15	.	.	PUNCT
hi-875	129	1	each	each	DET
hi-875	129	2	1	1	NUM
hi-875	129	3	%	%	NOUN
hi-875	129	4	change	change	NOUN
hi-875	129	5	in	in	ADP
hi-875	129	6	company	company	NOUN
hi-875	129	7	size	size	NOUN
hi-875	129	8	will	will	AUX
hi-875	129	9	increase	increase	VERB
hi-875	129	10	0.41	0.41	NUM
hi-875	129	11	%	%	NOUN
hi-875	129	12	of	of	ADP
hi-875	129	13	solvency	solvency	NOUN
hi-875	129	14	.	.	PUNCT
hi-875	130	1	profitability	profitability	NOUN
hi-875	130	2	is	be	AUX
hi-875	130	3	the	the	DET
hi-875	130	4	primary	primary	ADJ
hi-875	130	5	factor	factor	NOUN
hi-875	130	6	that	that	PRON
hi-875	130	7	significantly	significantly	ADV
hi-875	130	8	influences	influence	VERB
hi-875	130	9	solvency	solvency	NOUN
hi-875	130	10	since	since	SCONJ
hi-875	130	11	even	even	ADV
hi-875	130	12	a	a	DET
hi-875	130	13	1	1	NUM
hi-875	130	14	%	%	NOUN
hi-875	130	15	increase	increase	NOUN
hi-875	130	16	in	in	ADP
hi-875	130	17	profitability	profitability	NOUN
hi-875	130	18	may	may	AUX
hi-875	130	19	lead	lead	VERB
hi-875	130	20	to	to	ADP
hi-875	130	21	a	a	DET
hi-875	130	22	substantial	substantial	ADJ
hi-875	130	23	1.28	1.28	NUM
hi-875	130	24	%	%	NOUN
hi-875	130	25	improvement	improvement	NOUN
hi-875	130	26	in	in	ADP
hi-875	130	27	solvency	solvency	NOUN
hi-875	130	28	.	.	PUNCT
hi-875	131	1	profitability	profitability	NOUN
hi-875	131	2	,	,	PUNCT
hi-875	131	3	company	company	NOUN
hi-875	131	4	size	size	NOUN
hi-875	131	5	,	,	PUNCT
hi-875	131	6	and	and	CCONJ
hi-875	131	7	investment	investment	NOUN
hi-875	131	8	ratio	ratio	NOUN
hi-875	131	9	are	be	AUX
hi-875	131	10	notable	notable	ADJ
hi-875	131	11	in	in	ADP
hi-875	131	12	determining	determine	VERB
hi-875	131	13	solvency	solvency	NOUN
hi-875	131	14	.	.	PUNCT
hi-875	132	1	this	this	DET
hi-875	132	2	finding	finding	NOUN
hi-875	132	3	suggests	suggest	VERB
hi-875	132	4	an	an	DET
hi-875	132	5	interchange	interchange	NOUN
hi-875	132	6	between	between	ADP
hi-875	132	7	the	the	DET
hi-875	132	8	number	number	NOUN
hi-875	132	9	of	of	ADP
hi-875	132	10	customers	customer	NOUN
hi-875	132	11	of	of	ADP
hi-875	132	12	takaful	takaful	ADJ
hi-875	132	13	businesses	business	NOUN
hi-875	132	14	and	and	CCONJ
hi-875	132	15	their	their	PRON
hi-875	132	16	profitability	profitability	NOUN
hi-875	132	17	,	,	PUNCT
hi-875	132	18	as	as	SCONJ
hi-875	132	19	measured	measure	VERB
hi-875	132	20	by	by	ADP
hi-875	132	21	contributions	contribution	NOUN
hi-875	132	22	payments	payment	NOUN
hi-875	132	23	or	or	CCONJ
hi-875	132	24	premiums	premium	NOUN
hi-875	132	25	.	.	PUNCT
hi-875	133	1	this	this	DET
hi-875	133	2	finding	finding	NOUN
hi-875	133	3	suggests	suggest	VERB
hi-875	133	4	a	a	DET
hi-875	133	5	positive	positive	ADJ
hi-875	133	6	correlation	correlation	NOUN
hi-875	133	7	exists	exist	VERB
hi-875	133	8	between	between	ADP
hi-875	133	9	the	the	DET
hi-875	133	10	number	number	NOUN
hi-875	133	11	of	of	ADP
hi-875	133	12	clients	client	NOUN
hi-875	133	13	a	a	DET
hi-875	133	14	takaful	takaful	ADJ
hi-875	133	15	operator	operator	NOUN
hi-875	133	16	has	have	VERB
hi-875	133	17	and	and	CCONJ
hi-875	133	18	the	the	DET
hi-875	133	19	company	company	NOUN
hi-875	133	20	's	's	PART
hi-875	133	21	profitability	profitability	NOUN
hi-875	133	22	.	.	PUNCT
hi-875	134	1	as	as	SCONJ
hi-875	134	2	the	the	DET
hi-875	134	3	customer	customer	NOUN
hi-875	134	4	base	base	NOUN
hi-875	134	5	expands	expand	VERB
hi-875	134	6	,	,	PUNCT
hi-875	134	7	the	the	DET
hi-875	134	8	company	company	NOUN
hi-875	134	9	is	be	AUX
hi-875	134	10	able	able	ADJ
hi-875	134	11	to	to	PART
hi-875	134	12	generate	generate	VERB
hi-875	134	13	more	more	ADJ
hi-875	134	14	profits	profit	NOUN
hi-875	134	15	,	,	PUNCT
hi-875	134	16	which	which	PRON
hi-875	134	17	in	in	ADP
hi-875	134	18	turn	turn	NOUN
hi-875	134	19	provides	provide	VERB
hi-875	134	20	them	they	PRON
hi-875	134	21	with	with	ADP
hi-875	134	22	a	a	DET
hi-875	134	23	larger	large	ADJ
hi-875	134	24	pool	pool	NOUN
hi-875	134	25	of	of	ADP
hi-875	134	26	funds	fund	NOUN
hi-875	134	27	that	that	PRON
hi-875	134	28	may	may	AUX
hi-875	134	29	be	be	AUX
hi-875	134	30	utilised	utilise	VERB
hi-875	134	31	for	for	ADP
hi-875	134	32	investment	investment	NOUN
hi-875	134	33	purposes	purpose	NOUN
hi-875	134	34	.	.	PUNCT
hi-875	135	1	as	as	ADP
hi-875	135	2	a	a	DET
hi-875	135	3	result	result	NOUN
hi-875	135	4	,	,	PUNCT
hi-875	135	5	the	the	DET
hi-875	135	6	company	company	NOUN
hi-875	135	7	's	's	PART
hi-875	135	8	earnings	earning	NOUN
hi-875	135	9	will	will	AUX
hi-875	135	10	increase	increase	VERB
hi-875	135	11	,	,	PUNCT
hi-875	135	12	so	so	ADV
hi-875	135	13	contributing	contribute	VERB
hi-875	135	14	to	to	ADP
hi-875	135	15	the	the	DET
hi-875	135	16	expansion	expansion	NOUN
hi-875	135	17	of	of	ADP
hi-875	135	18	its	its	PRON
hi-875	135	19	size	size	NOUN
hi-875	135	20	owing	owe	VERB
hi-875	135	21	to	to	ADP
hi-875	135	22	the	the	DET
hi-875	135	23	favourable	favourable	ADJ
hi-875	135	24	cash	cash	NOUN
hi-875	135	25	flow	flow	NOUN
hi-875	135	26	.	.	PUNCT
hi-875	136	1	these	these	DET
hi-875	136	2	findings	finding	NOUN
hi-875	136	3	will	will	AUX
hi-875	136	4	demonstrate	demonstrate	VERB
hi-875	136	5	the	the	DET
hi-875	136	6	high	high	ADJ
hi-875	136	7	degree	degree	NOUN
hi-875	136	8	of	of	ADP
hi-875	136	9	solvency	solvency	NOUN
hi-875	136	10	exhibited	exhibit	VERB
hi-875	136	11	by	by	ADP
hi-875	136	12	takaful	takaful	ADJ
hi-875	136	13	enterprises	enterprise	NOUN
hi-875	136	14	.	.	PUNCT
hi-875	137	1	4.4	4.4	NUM
hi-875	137	2	discussion	discussion	NOUN
hi-875	137	3	the	the	DET
hi-875	137	4	finding	finding	NOUN
hi-875	137	5	shows	show	VERB
hi-875	137	6	that	that	SCONJ
hi-875	137	7	profitability	profitability	NOUN
hi-875	137	8	positively	positively	ADV
hi-875	137	9	and	and	CCONJ
hi-875	137	10	significantly	significantly	ADV
hi-875	137	11	affects	affect	VERB
hi-875	137	12	solvency	solvency	NOUN
hi-875	137	13	.	.	PUNCT
hi-875	138	1	if	if	SCONJ
hi-875	138	2	the	the	DET
hi-875	138	3	profitability	profitability	NOUN
hi-875	138	4	increases	increase	VERB
hi-875	138	5	,	,	PUNCT
hi-875	138	6	the	the	DET
hi-875	138	7	solvency	solvency	NOUN
hi-875	138	8	will	will	AUX
hi-875	138	9	increase	increase	VERB
hi-875	138	10	as	as	ADV
hi-875	138	11	well	well	ADV
hi-875	138	12	.	.	PUNCT
hi-875	139	1	it	it	PRON
hi-875	139	2	is	be	AUX
hi-875	139	3	supported	support	VERB
hi-875	139	4	by	by	ADP
hi-875	139	5	the	the	DET
hi-875	139	6	coefficient	coefficient	NOUN
hi-875	139	7	value	value	NOUN
hi-875	139	8	that	that	PRON
hi-875	139	9	is	be	AUX
hi-875	139	10	the	the	DET
hi-875	139	11	most	most	ADJ
hi-875	139	12	contributor	contributor	NOUN
hi-875	139	13	to	to	ADP
hi-875	139	14	solvency	solvency	NOUN
hi-875	139	15	,	,	PUNCT
hi-875	139	16	reaching	reach	VERB
hi-875	139	17	1.28	1.28	NUM
hi-875	139	18	%	%	NOUN
hi-875	139	19	for	for	ADP
hi-875	139	20	the	the	DET
hi-875	139	21	1	1	NUM
hi-875	139	22	%	%	NOUN
hi-875	139	23	increase	increase	NOUN
hi-875	139	24	in	in	ADP
hi-875	139	25	profitability	profitability	NOUN
hi-875	139	26	.	.	PUNCT
hi-875	140	1	the	the	DET
hi-875	140	2	profitability	profitability	NOUN
hi-875	140	3	improvement	improvement	NOUN
hi-875	140	4	can	can	AUX
hi-875	140	5	be	be	AUX
hi-875	140	6	achieved	achieve	VERB
hi-875	140	7	through	through	ADP
hi-875	140	8	developing	develop	VERB
hi-875	140	9	a	a	DET
hi-875	140	10	marketing	marketing	NOUN
hi-875	140	11	plan	plan	NOUN
hi-875	140	12	to	to	PART
hi-875	140	13	attract	attract	VERB
hi-875	140	14	more	more	ADJ
hi-875	140	15	customers	customer	NOUN
hi-875	140	16	.	.	PUNCT
hi-875	141	1	the	the	DET
hi-875	141	2	more	more	ADJ
hi-875	141	3	customers	customer	NOUN
hi-875	141	4	they	they	PRON
hi-875	141	5	have	have	VERB
hi-875	141	6	,	,	PUNCT
hi-875	141	7	the	the	DET
hi-875	141	8	more	more	ADJ
hi-875	141	9	premium	premium	NOUN
hi-875	141	10	or	or	CCONJ
hi-875	141	11	contribution	contribution	NOUN
hi-875	141	12	they	they	PRON
hi-875	141	13	will	will	AUX
hi-875	141	14	pay	pay	VERB
hi-875	141	15	.	.	PUNCT
hi-875	142	1	it	it	PRON
hi-875	142	2	is	be	AUX
hi-875	142	3	in	in	ADP
hi-875	142	4	line	line	NOUN
hi-875	142	5	with	with	ADP
hi-875	142	6	the	the	DET
hi-875	142	7	study	study	NOUN
hi-875	142	8	by	by	ADP
hi-875	142	9	(	(	PUNCT
hi-875	142	10	srivastava	srivastava	PROPN
hi-875	142	11	and	and	CCONJ
hi-875	142	12	ray	ray	PROPN
hi-875	142	13	)	)	PUNCT
hi-875	142	14	,	,	PUNCT
hi-875	142	15	who	who	PRON
hi-875	142	16	found	find	VERB
hi-875	142	17	that	that	SCONJ
hi-875	142	18	the	the	DET
hi-875	142	19	growing	grow	VERB
hi-875	142	20	rate	rate	NOUN
hi-875	142	21	of	of	ADP
hi-875	142	22	premiums	premium	NOUN
hi-875	142	23	has	have	VERB
hi-875	142	24	a	a	DET
hi-875	142	25	hamdard	hamdard	ADJ
hi-875	142	26	islamicus	islamicus	NOUN
hi-875	142	27	vol	vol	NOUN
hi-875	142	28	.	.	PUNCT
hi-875	143	1	xlvi	xlvi	PROPN
hi-875	143	2	,	,	PUNCT
hi-875	143	3	no	no	INTJ
hi-875	143	4	.	.	NOUN
hi-875	143	5	3	3	NUM
hi-875	143	6	83	83	NUM
hi-875	143	7	substantial	substantial	ADJ
hi-875	143	8	impact	impact	NOUN
hi-875	143	9	on	on	ADP
hi-875	143	10	non	non	ADJ
hi-875	143	11	-	-	ADJ
hi-875	143	12	life	life	ADJ
hi-875	143	13	insurance	insurance	NOUN
hi-875	143	14	companies	company	NOUN
hi-875	143	15	in	in	ADP
hi-875	143	16	india.25the	india.25the	PRON
hi-875	143	17	result	result	NOUN
hi-875	143	18	contrasts	contrast	VERB
hi-875	143	19	with	with	ADP
hi-875	143	20	(	(	PUNCT
hi-875	143	21	bawa	bawa	PROPN
hi-875	143	22	and	and	CCONJ
hi-875	143	23	chattha	chattha	ADJ
hi-875	143	24	)	)	PUNCT
hi-875	143	25	,	,	PUNCT
hi-875	143	26	who	who	PRON
hi-875	143	27	found	find	VERB
hi-875	143	28	that	that	SCONJ
hi-875	143	29	profitability	profitability	NOUN
hi-875	143	30	does	do	AUX
hi-875	143	31	not	not	PART
hi-875	143	32	have	have	VERB
hi-875	143	33	a	a	DET
hi-875	143	34	relation	relation	NOUN
hi-875	143	35	between	between	ADP
hi-875	143	36	profitability	profitability	NOUN
hi-875	143	37	and	and	CCONJ
hi-875	143	38	solvency	solvency	NOUN
hi-875	143	39	in	in	ADP
hi-875	143	40	india	india	PROPN
hi-875	143	41	’s	’s	PART
hi-875	143	42	life	life	NOUN
hi-875	143	43	insurance	insurance	NOUN
hi-875	143	44	firms.26	firms.26	ADJ
hi-875	143	45	meanwhile	meanwhile	ADV
hi-875	143	46	,	,	PUNCT
hi-875	143	47	alokla	alokla	PROPN
hi-875	143	48	et	et	PROPN
hi-875	143	49	al	al	PROPN
hi-875	143	50	.	.	PROPN
hi-875	143	51	show	show	VERB
hi-875	143	52	the	the	DET
hi-875	143	53	same	same	ADJ
hi-875	143	54	result	result	NOUN
hi-875	143	55	in	in	ADP
hi-875	143	56	this	this	DET
hi-875	143	57	study	study	NOUN
hi-875	143	58	,	,	PUNCT
hi-875	143	59	where	where	SCONJ
hi-875	143	60	profitability	profitability	NOUN
hi-875	143	61	is	be	AUX
hi-875	143	62	related	relate	VERB
hi-875	143	63	positively	positively	ADV
hi-875	143	64	to	to	ADP
hi-875	143	65	solvency	solvency	NOUN
hi-875	143	66	level	level	NOUN
hi-875	143	67	in	in	ADP
hi-875	143	68	gcc	gcc	NOUN
hi-875	143	69	and	and	CCONJ
hi-875	143	70	malaysia	malaysia	PROPN
hi-875	143	71	takaful	takaful	ADJ
hi-875	144	1	enterprises.27	enterprises.27	PROPN
hi-875	145	1	there	there	PRON
hi-875	145	2	is	be	VERB
hi-875	145	3	a	a	DET
hi-875	145	4	favourable	favourable	ADJ
hi-875	145	5	correlation	correlation	NOUN
hi-875	145	6	between	between	ADP
hi-875	145	7	investment	investment	NOUN
hi-875	145	8	income	income	NOUN
hi-875	145	9	and	and	CCONJ
hi-875	145	10	solvency	solvency	NOUN
hi-875	145	11	.	.	PUNCT
hi-875	146	1	browne	browne	PROPN
hi-875	146	2	,	,	PUNCT
hi-875	146	3	carson	carson	PROPN
hi-875	146	4	,	,	PUNCT
hi-875	146	5	and	and	CCONJ
hi-875	146	6	hoyt	hoyt	PROPN
hi-875	146	7	argue	argue	VERB
hi-875	146	8	that	that	SCONJ
hi-875	146	9	increasing	increase	VERB
hi-875	146	10	investment	investment	NOUN
hi-875	146	11	revenue	revenue	NOUN
hi-875	146	12	could	could	AUX
hi-875	146	13	aid	aid	VERB
hi-875	146	14	takaful	takaful	ADJ
hi-875	146	15	operators	operator	NOUN
hi-875	146	16	in	in	ADP
hi-875	146	17	meeting	meet	VERB
hi-875	146	18	their	their	PRON
hi-875	146	19	responsibilities	responsibility	NOUN
hi-875	146	20	towards	towards	ADP
hi-875	146	21	policyholders.28	policyholders.28	NOUN
hi-875	146	22	the	the	DET
hi-875	146	23	result	result	NOUN
hi-875	146	24	found	find	VERB
hi-875	146	25	by	by	ADP
hi-875	146	26	oscar	oscar	NOUN
hi-875	146	27	is	be	AUX
hi-875	146	28	that	that	SCONJ
hi-875	146	29	investment	investment	NOUN
hi-875	146	30	is	be	AUX
hi-875	146	31	related	relate	VERB
hi-875	146	32	positively	positively	ADV
hi-875	146	33	to	to	ADP
hi-875	146	34	profitability	profitability	NOUN
hi-875	146	35	in	in	ADP
hi-875	146	36	ghana	ghana	PROPN
hi-875	146	37	’s	’s	PART
hi-875	146	38	insurance	insurance	NOUN
hi-875	146	39	firms	firm	NOUN
hi-875	146	40	companies.29	companies.29	VERB
hi-875	146	41	however	however	ADV
hi-875	146	42	,	,	PUNCT
hi-875	146	43	this	this	PRON
hi-875	146	44	contrasts	contrast	VERB
hi-875	146	45	with	with	ADP
hi-875	146	46	the	the	DET
hi-875	146	47	outcome	outcome	NOUN
hi-875	146	48	of	of	ADP
hi-875	146	49	alokla	alokla	PROPN
hi-875	146	50	et	et	PROPN
hi-875	146	51	al	al	PROPN
hi-875	146	52	.	.	PROPN
hi-875	146	53	who	who	PRON
hi-875	146	54	found	find	VERB
hi-875	146	55	that	that	SCONJ
hi-875	146	56	investment	investment	NOUN
hi-875	146	57	is	be	AUX
hi-875	146	58	not	not	PART
hi-875	146	59	significantly	significantly	ADV
hi-875	146	60	associated	associate	VERB
hi-875	146	61	with	with	ADP
hi-875	146	62	solvency	solvency	NOUN
hi-875	146	63	,	,	PUNCT
hi-875	146	64	while	while	SCONJ
hi-875	146	65	liquidity	liquidity	NOUN
hi-875	146	66	and	and	CCONJ
hi-875	146	67	company	company	NOUN
hi-875	146	68	size	size	NOUN
hi-875	146	69	are	be	AUX
hi-875	146	70	positively	positively	ADV
hi-875	146	71	and	and	CCONJ
hi-875	146	72	significantly	significantly	ADV
hi-875	146	73	associated	associate	VERB
hi-875	146	74	with	with	ADP
hi-875	146	75	solvency	solvency	NOUN
hi-875	146	76	in	in	ADP
hi-875	146	77	gcc	gcc	NOUN
hi-875	146	78	and	and	CCONJ
hi-875	146	79	malaysia	malaysia	PROPN
hi-875	146	80	countries.30	countries.30	NOUN
hi-875	146	81	the	the	PRON
hi-875	146	82	higher	high	ADJ
hi-875	146	83	these	these	DET
hi-875	146	84	variables	variable	NOUN
hi-875	146	85	,	,	PUNCT
hi-875	146	86	the	the	PRON
hi-875	146	87	higher	high	ADJ
hi-875	146	88	the	the	DET
hi-875	146	89	solvency	solvency	NOUN
hi-875	146	90	will	will	AUX
hi-875	146	91	be	be	AUX
hi-875	146	92	.	.	PUNCT
hi-875	147	1	the	the	DET
hi-875	147	2	magnitude	magnitude	NOUN
hi-875	147	3	size	size	NOUN
hi-875	147	4	of	of	ADP
hi-875	147	5	an	an	DET
hi-875	147	6	insurance	insurance	NOUN
hi-875	147	7	firm	firm	NOUN
hi-875	147	8	could	could	AUX
hi-875	147	9	affect	affect	VERB
hi-875	147	10	its	its	PRON
hi-875	147	11	capacity	capacity	NOUN
hi-875	147	12	to	to	PART
hi-875	147	13	execute	execute	VERB
hi-875	147	14	comprehensive	comprehensive	ADJ
hi-875	147	15	risk	risk	NOUN
hi-875	147	16	management	management	NOUN
hi-875	147	17	strategies	strategy	NOUN
hi-875	147	18	.	.	PUNCT
hi-875	148	1	larger	large	ADJ
hi-875	148	2	corporations	corporation	NOUN
hi-875	148	3	possess	possess	VERB
hi-875	148	4	the	the	DET
hi-875	148	5	necessary	necessary	ADJ
hi-875	148	6	financial	financial	ADJ
hi-875	148	7	means	mean	NOUN
hi-875	148	8	to	to	PART
hi-875	148	9	allocate	allocate	VERB
hi-875	148	10	toward	toward	ADP
hi-875	148	11	the	the	DET
hi-875	148	12	acquisition	acquisition	NOUN
hi-875	148	13	of	of	ADP
hi-875	148	14	sophisticated	sophisticated	ADJ
hi-875	148	15	risk	risk	NOUN
hi-875	148	16	assessment	assessment	NOUN
hi-875	148	17	tools	tool	NOUN
hi-875	148	18	,	,	PUNCT
hi-875	148	19	underwriting	underwriting	NOUN
hi-875	148	20	procedures	procedure	NOUN
hi-875	148	21	,	,	PUNCT
hi-875	148	22	and	and	CCONJ
hi-875	148	23	claims	claim	VERB
hi-875	148	24	management	management	NOUN
hi-875	148	25	systems	system	NOUN
hi-875	148	26	.	.	PUNCT
hi-875	149	1	these	these	DET
hi-875	149	2	resources	resource	NOUN
hi-875	149	3	enable	enable	VERB
hi-875	149	4	them	they	PRON
hi-875	149	5	to	to	PART
hi-875	149	6	effectively	effectively	ADV
hi-875	149	7	handle	handle	VERB
hi-875	149	8	their	their	PRON
hi-875	149	9	exposure	exposure	NOUN
hi-875	149	10	to	to	ADP
hi-875	149	11	risks	risk	NOUN
hi-875	149	12	and	and	CCONJ
hi-875	149	13	uphold	uphold	VERB
hi-875	149	14	elevated	elevated	ADJ
hi-875	149	15	levels	level	NOUN
hi-875	149	16	of	of	ADP
hi-875	149	17	solvency	solvency	NOUN
hi-875	149	18	.	.	PUNCT
hi-875	150	1	the	the	DET
hi-875	150	2	finding	finding	NOUN
hi-875	150	3	of	of	ADP
hi-875	150	4	liquidity	liquidity	NOUN
hi-875	150	5	is	be	AUX
hi-875	150	6	related	relate	VERB
hi-875	150	7	to	to	ADP
hi-875	150	8	solvency	solvency	NOUN
hi-875	150	9	in	in	ADP
hi-875	150	10	line	line	NOUN
hi-875	150	11	with	with	ADP
hi-875	150	12	the	the	DET
hi-875	150	13	result	result	NOUN
hi-875	150	14	found	find	VERB
hi-875	150	15	by	by	ADP
hi-875	150	16	yakob	yakob	PROPN
hi-875	150	17	et	et	PROPN
hi-875	150	18	al	al	PROPN
hi-875	150	19	.	.	PROPN
hi-875	150	20	argued	argue	VERB
hi-875	150	21	that	that	SCONJ
hi-875	150	22	liquidity	liquidity	NOUN
hi-875	150	23	has	have	VERB
hi-875	150	24	a	a	DET
hi-875	150	25	significant	significant	ADJ
hi-875	150	26	relation	relation	NOUN
hi-875	150	27	to	to	ADP
hi-875	150	28	solvency	solvency	NOUN
hi-875	150	29	in	in	ADP
hi-875	150	30	traditional	traditional	ADJ
hi-875	150	31	life	life	NOUN
hi-875	150	32	insurers	insurer	NOUN
hi-875	150	33	and	and	CCONJ
hi-875	150	34	takaful	takaful	ADJ
hi-875	150	35	companies.31	companies.31	NOUN
hi-875	150	36	the	the	DET
hi-875	150	37	finding	finding	NOUN
hi-875	150	38	of	of	ADP
hi-875	150	39	a	a	DET
hi-875	150	40	positive	positive	ADJ
hi-875	150	41	link	link	NOUN
hi-875	150	42	exists	exist	VERB
hi-875	150	43	between	between	ADP
hi-875	150	44	the	the	DET
hi-875	150	45	size	size	NOUN
hi-875	150	46	of	of	ADP
hi-875	150	47	a	a	DET
hi-875	150	48	company	company	NOUN
hi-875	150	49	and	and	CCONJ
hi-875	150	50	its	its	PRON
hi-875	150	51	solvency	solvency	NOUN
hi-875	150	52	.	.	PUNCT
hi-875	151	1	the	the	DET
hi-875	151	2	findings	finding	NOUN
hi-875	151	3	align	align	VERB
hi-875	151	4	with	with	ADP
hi-875	151	5	(	(	PUNCT
hi-875	151	6	afiqah	afiqah	NOUN
hi-875	151	7	and	and	CCONJ
hi-875	151	8	laila	laila	PROPN
hi-875	151	9	)	)	PUNCT
hi-875	151	10	,	,	PUNCT
hi-875	151	11	who	who	PRON
hi-875	151	12	found	find	VERB
hi-875	151	13	that	that	DET
hi-875	151	14	company	company	NOUN
hi-875	151	15	size	size	NOUN
hi-875	151	16	positively	positively	ADV
hi-875	151	17	affects	affect	VERB
hi-875	151	18	the	the	DET
hi-875	151	19	solvency	solvency	NOUN
hi-875	151	20	level	level	NOUN
hi-875	151	21	of	of	ADP
hi-875	151	22	takaful	takaful	NOUN
hi-875	151	23	in	in	ADP
hi-875	151	24	indonesia.32	indonesia.32	PROPN
hi-875	151	25	however	however	ADV
hi-875	151	26	,	,	PUNCT
hi-875	151	27	it	it	PRON
hi-875	151	28	is	be	AUX
hi-875	151	29	in	in	ADP
hi-875	151	30	contrast	contrast	NOUN
hi-875	151	31	with	with	ADP
hi-875	151	32	the	the	DET
hi-875	151	33	result	result	NOUN
hi-875	151	34	found	find	VERB
hi-875	151	35	by	by	ADP
hi-875	151	36	shiu	shiu	NOUN
hi-875	151	37	regarding	regard	VERB
hi-875	151	38	the	the	DET
hi-875	151	39	determinant	determinant	ADJ
hi-875	151	40	factors	factor	NOUN
hi-875	151	41	of	of	ADP
hi-875	151	42	solvency	solvency	NOUN
hi-875	151	43	in	in	ADP
hi-875	151	44	insurance	insurance	NOUN
hi-875	151	45	life	life	NOUN
hi-875	151	46	firms	firm	NOUN
hi-875	151	47	of	of	ADP
hi-875	151	48	the	the	DET
hi-875	151	49	uk	uk	PROPN
hi-875	151	50	,	,	PUNCT
hi-875	151	51	he	he	PRON
hi-875	151	52	found	find	VERB
hi-875	151	53	that	that	SCONJ
hi-875	151	54	firm	firm	ADJ
hi-875	151	55	size	size	NOUN
hi-875	151	56	is	be	AUX
hi-875	151	57	negatively	negatively	ADV
hi-875	151	58	related	relate	VERB
hi-875	151	59	to	to	ADP
hi-875	151	60	solvency.33	solvency.33	NOUN
hi-875	151	61	in	in	ADP
hi-875	151	62	addition	addition	NOUN
hi-875	151	63	,	,	PUNCT
hi-875	151	64	abduh	abduh	ADJ
hi-875	151	65	and	and	CCONJ
hi-875	151	66	zein	zein	PROPN
hi-875	151	67	isma	isma	PROPN
hi-875	151	68	found	find	VERB
hi-875	151	69	that	that	SCONJ
hi-875	151	70	company	company	NOUN
hi-875	151	71	size	size	NOUN
hi-875	151	72	and	and	CCONJ
hi-875	151	73	liquidity	liquidity	NOUN
hi-875	151	74	are	be	AUX
hi-875	151	75	not	not	PART
hi-875	151	76	associated	associate	VERB
hi-875	151	77	with	with	ADP
hi-875	151	78	the	the	DET
hi-875	151	79	equity	equity	NOUN
hi-875	151	80	-	-	PUNCT
hi-875	151	81	totechnical	totechnical	ADJ
hi-875	151	82	reserve	reserve	NOUN
hi-875	151	83	ratio	ratio	NOUN
hi-875	151	84	(	(	PUNCT
hi-875	151	85	etr).34	etr).34	NOUN
hi-875	151	86	the	the	DET
hi-875	151	87	result	result	NOUN
hi-875	151	88	of	of	ADP
hi-875	151	89	wakalah	wakalah	NOUN
hi-875	151	90	fees	fee	NOUN
hi-875	151	91	has	have	VERB
hi-875	151	92	a	a	DET
hi-875	151	93	negative	negative	ADJ
hi-875	151	94	influence	influence	NOUN
hi-875	151	95	on	on	ADP
hi-875	151	96	solvency	solvency	NOUN
hi-875	151	97	.	.	PUNCT
hi-875	152	1	it	it	PRON
hi-875	152	2	is	be	AUX
hi-875	152	3	in	in	ADP
hi-875	152	4	line	line	NOUN
hi-875	152	5	with	with	ADP
hi-875	152	6	the	the	DET
hi-875	152	7	result	result	NOUN
hi-875	152	8	found	find	VERB
hi-875	152	9	by	by	ADP
hi-875	152	10	(	(	PUNCT
hi-875	152	11	alokla	alokla	PROPN
hi-875	152	12	et	et	PROPN
hi-875	152	13	al	al	PROPN
hi-875	152	14	.	.	PROPN
hi-875	152	15	)	)	PUNCT
hi-875	152	16	,	,	PUNCT
hi-875	152	17	who	who	PRON
hi-875	152	18	found	find	VERB
hi-875	152	19	that	that	SCONJ
hi-875	152	20	wakalah	wakalah	PROPN
hi-875	152	21	fees	fee	NOUN
hi-875	152	22	have	have	VERB
hi-875	152	23	a	a	DET
hi-875	152	24	negative	negative	ADJ
hi-875	152	25	effect	effect	NOUN
hi-875	152	26	on	on	ADP
hi-875	152	27	solvency	solvency	NOUN
hi-875	152	28	.	.	PUNCT
hi-875	153	1	they	they	PRON
hi-875	153	2	recommend	recommend	VERB
hi-875	153	3	that	that	SCONJ
hi-875	153	4	the	the	DET
hi-875	153	5	regulators	regulator	NOUN
hi-875	153	6	should	should	AUX
hi-875	153	7	closely	closely	ADV
hi-875	153	8	monitor	monitor	VERB
hi-875	153	9	the	the	DET
hi-875	153	10	rate	rate	NOUN
hi-875	153	11	of	of	ADP
hi-875	153	12	wakalah	wakalah	NOUN
hi-875	153	13	fees.35	fees.35	VERB
hi-875	153	14	in	in	ADP
hi-875	153	15	addition	addition	NOUN
hi-875	153	16	,	,	PUNCT
hi-875	153	17	the	the	DET
hi-875	153	18	gdp	gdp	NOUN
hi-875	153	19	and	and	CCONJ
hi-875	153	20	inflation	inflation	NOUN
hi-875	153	21	rate	rate	NOUN
hi-875	153	22	as	as	ADP
hi-875	153	23	external	external	ADJ
hi-875	153	24	factors	factor	NOUN
hi-875	153	25	show	show	VERB
hi-875	153	26	that	that	SCONJ
hi-875	153	27	they	they	PRON
hi-875	153	28	do	do	AUX
hi-875	153	29	not	not	PART
hi-875	153	30	influence	influence	VERB
hi-875	153	31	significantly	significantly	ADV
hi-875	153	32	.	.	PUNCT
hi-875	154	1	the	the	DET
hi-875	154	2	study	study	NOUN
hi-875	154	3	’s	’s	PART
hi-875	154	4	outcome	outcome	NOUN
hi-875	154	5	shows	show	VERB
hi-875	154	6	that	that	SCONJ
hi-875	154	7	family	family	NOUN
hi-875	154	8	takaful	takaful	ADJ
hi-875	154	9	firms	firm	NOUN
hi-875	154	10	in	in	ADP
hi-875	154	11	asean	asean	ADJ
hi-875	154	12	countries	country	NOUN
hi-875	154	13	play	play	VERB
hi-875	154	14	a	a	DET
hi-875	154	15	significant	significant	ADJ
hi-875	154	16	role	role	NOUN
hi-875	154	17	in	in	ADP
hi-875	154	18	their	their	PRON
hi-875	154	19	financial	financial	ADJ
hi-875	154	20	performance	performance	NOUN
hi-875	154	21	.	.	PUNCT
hi-875	155	1	84	84	NUM
hi-875	155	2	determinants	determinant	NOUN
hi-875	155	3	of	of	ADP
hi-875	155	4	family	family	NOUN
hi-875	155	5	takaful	takaful	ADJ
hi-875	155	6	…	…	PUNCT
hi-875	155	7	5	5	X
hi-875	155	8	.	.	X
hi-875	155	9	conclusion	conclusion	PROPN
hi-875	155	10	asean	asean	ADJ
hi-875	155	11	countries	country	NOUN
hi-875	155	12	are	be	AUX
hi-875	155	13	emerging	emerge	VERB
hi-875	155	14	markets	market	NOUN
hi-875	155	15	for	for	ADP
hi-875	155	16	islamic	islamic	ADJ
hi-875	155	17	finance	finance	NOUN
hi-875	155	18	products	product	NOUN
hi-875	155	19	and	and	CCONJ
hi-875	155	20	services	service	NOUN
hi-875	155	21	.	.	PUNCT
hi-875	156	1	family	family	NOUN
hi-875	156	2	takaful	takaful	ADJ
hi-875	156	3	firms	firm	NOUN
hi-875	156	4	are	be	AUX
hi-875	156	5	essential	essential	ADJ
hi-875	156	6	in	in	ADP
hi-875	156	7	protecting	protect	VERB
hi-875	156	8	society	society	NOUN
hi-875	156	9	from	from	ADP
hi-875	156	10	financial	financial	ADJ
hi-875	156	11	loss	loss	NOUN
hi-875	156	12	due	due	ADP
hi-875	156	13	to	to	ADP
hi-875	156	14	unpredictable	unpredictable	ADJ
hi-875	156	15	risk	risk	NOUN
hi-875	156	16	.	.	PUNCT
hi-875	157	1	the	the	DET
hi-875	157	2	financial	financial	ADJ
hi-875	157	3	performance	performance	NOUN
hi-875	157	4	of	of	ADP
hi-875	157	5	family	family	NOUN
hi-875	157	6	takaful	takaful	ADJ
hi-875	157	7	firms	firm	NOUN
hi-875	157	8	must	must	AUX
hi-875	157	9	own	own	VERB
hi-875	157	10	an	an	DET
hi-875	157	11	excellent	excellent	ADJ
hi-875	157	12	financial	financial	ADJ
hi-875	157	13	position	position	NOUN
hi-875	157	14	.	.	PUNCT
hi-875	158	1	the	the	DET
hi-875	158	2	solvency	solvency	NOUN
hi-875	158	3	level	level	NOUN
hi-875	158	4	is	be	AUX
hi-875	158	5	a	a	DET
hi-875	158	6	proxy	proxy	NOUN
hi-875	158	7	to	to	PART
hi-875	158	8	gauge	gauge	VERB
hi-875	158	9	the	the	DET
hi-875	158	10	financial	financial	ADJ
hi-875	158	11	stability	stability	NOUN
hi-875	158	12	of	of	ADP
hi-875	158	13	family	family	NOUN
hi-875	158	14	takaful	takaful	ADJ
hi-875	158	15	firms	firm	NOUN
hi-875	158	16	.	.	PUNCT
hi-875	159	1	the	the	DET
hi-875	159	2	assessment	assessment	NOUN
hi-875	159	3	of	of	ADP
hi-875	159	4	an	an	DET
hi-875	159	5	entity	entity	NOUN
hi-875	159	6	's	's	PART
hi-875	159	7	solvency	solvency	NOUN
hi-875	159	8	involves	involve	VERB
hi-875	159	9	the	the	DET
hi-875	159	10	utilisation	utilisation	NOUN
hi-875	159	11	of	of	ADP
hi-875	159	12	the	the	DET
hi-875	159	13	ratio	ratio	NOUN
hi-875	159	14	of	of	ADP
hi-875	159	15	net	net	ADJ
hi-875	159	16	assets	asset	NOUN
hi-875	159	17	to	to	ADP
hi-875	159	18	net	net	ADJ
hi-875	159	19	contributions	contribution	NOUN
hi-875	159	20	,	,	PUNCT
hi-875	159	21	which	which	PRON
hi-875	159	22	is	be	AUX
hi-875	159	23	considered	consider	VERB
hi-875	159	24	the	the	DET
hi-875	159	25	dependent	dependent	ADJ
hi-875	159	26	variable	variable	NOUN
hi-875	159	27	within	within	ADP
hi-875	159	28	this	this	DET
hi-875	159	29	particular	particular	ADJ
hi-875	159	30	context	context	NOUN
hi-875	159	31	.	.	PUNCT
hi-875	160	1	thus	thus	ADV
hi-875	160	2	,	,	PUNCT
hi-875	160	3	this	this	DET
hi-875	160	4	study	study	NOUN
hi-875	160	5	investigated	investigate	VERB
hi-875	160	6	the	the	DET
hi-875	160	7	determinants	determinant	NOUN
hi-875	160	8	of	of	ADP
hi-875	160	9	solvency	solvency	NOUN
hi-875	160	10	in	in	ADP
hi-875	160	11	family	family	NOUN
hi-875	160	12	takaful	takaful	ADJ
hi-875	160	13	,	,	PUNCT
hi-875	160	14	both	both	DET
hi-875	160	15	full	full	ADV
hi-875	160	16	-	-	PUNCT
hi-875	160	17	fledged	fledged	ADJ
hi-875	160	18	and	and	CCONJ
hi-875	160	19	business	business	NOUN
hi-875	160	20	unit	unit	NOUN
hi-875	160	21	sharia	sharia	PROPN
hi-875	160	22	,	,	PUNCT
hi-875	160	23	among	among	ADP
hi-875	160	24	asean	asean	ADJ
hi-875	160	25	countries	country	NOUN
hi-875	160	26	,	,	PUNCT
hi-875	160	27	particularly	particularly	ADV
hi-875	160	28	malaysia	malaysia	PROPN
hi-875	160	29	,	,	PUNCT
hi-875	160	30	brunei	brunei	PROPN
hi-875	160	31	darussalam	darussalam	PROPN
hi-875	160	32	,	,	PUNCT
hi-875	160	33	and	and	CCONJ
hi-875	160	34	indonesia	indonesia	PROPN
hi-875	160	35	period	period	NOUN
hi-875	160	36	2017	2017	NUM
hi-875	160	37	-	-	SYM
hi-875	160	38	2021	2021	NUM
hi-875	160	39	.	.	PUNCT
hi-875	161	1	the	the	DET
hi-875	161	2	result	result	NOUN
hi-875	161	3	from	from	ADP
hi-875	161	4	data	datum	NOUN
hi-875	161	5	estimating	estimate	VERB
hi-875	161	6	using	use	VERB
hi-875	161	7	unbalanced	unbalanced	ADJ
hi-875	161	8	panel	panel	NOUN
hi-875	161	9	data	datum	NOUN
hi-875	161	10	reveals	reveal	VERB
hi-875	161	11	that	that	SCONJ
hi-875	161	12	all	all	DET
hi-875	161	13	the	the	DET
hi-875	161	14	explanatory	explanatory	ADJ
hi-875	161	15	variables	variable	NOUN
hi-875	161	16	affect	affect	VERB
hi-875	161	17	positively	positively	ADV
hi-875	161	18	and	and	CCONJ
hi-875	161	19	significantly	significantly	ADV
hi-875	161	20	solvency	solvency	NOUN
hi-875	161	21	simultaneously	simultaneously	ADV
hi-875	161	22	.	.	PUNCT
hi-875	162	1	profitability	profitability	NOUN
hi-875	162	2	,	,	PUNCT
hi-875	162	3	investment	investment	NOUN
hi-875	162	4	ratio	ratio	NOUN
hi-875	162	5	,	,	PUNCT
hi-875	162	6	liquidity	liquidity	NOUN
hi-875	162	7	,	,	PUNCT
hi-875	162	8	and	and	CCONJ
hi-875	162	9	company	company	NOUN
hi-875	162	10	size	size	NOUN
hi-875	162	11	are	be	AUX
hi-875	162	12	positively	positively	ADV
hi-875	162	13	and	and	CCONJ
hi-875	162	14	significantly	significantly	ADV
hi-875	162	15	related	relate	VERB
hi-875	162	16	to	to	ADP
hi-875	162	17	solvency	solvency	NOUN
hi-875	162	18	.	.	PUNCT
hi-875	163	1	wakalah	wakalah	PROPN
hi-875	163	2	fees	fee	NOUN
hi-875	163	3	negatively	negatively	ADV
hi-875	163	4	significant	significant	ADJ
hi-875	163	5	to	to	ADP
hi-875	163	6	solvency	solvency	NOUN
hi-875	163	7	.	.	PUNCT
hi-875	164	1	however	however	ADV
hi-875	164	2	,	,	PUNCT
hi-875	164	3	gdp	gdp	NOUN
hi-875	164	4	and	and	CCONJ
hi-875	164	5	inflation	inflation	NOUN
hi-875	164	6	do	do	AUX
hi-875	164	7	not	not	PART
hi-875	164	8	contain	contain	VERB
hi-875	164	9	any	any	DET
hi-875	164	10	relation	relation	NOUN
hi-875	164	11	to	to	ADP
hi-875	164	12	solvency	solvency	NOUN
hi-875	164	13	.	.	PUNCT
hi-875	165	1	the	the	DET
hi-875	165	2	coefficient	coefficient	NOUN
hi-875	165	3	value	value	NOUN
hi-875	165	4	of	of	ADP
hi-875	165	5	each	each	DET
hi-875	165	6	explanatory	explanatory	ADJ
hi-875	165	7	variable	variable	NOUN
hi-875	165	8	demonstrates	demonstrate	VERB
hi-875	165	9	that	that	SCONJ
hi-875	165	10	the	the	DET
hi-875	165	11	higher	high	ADJ
hi-875	165	12	1	1	NUM
hi-875	165	13	%	%	NOUN
hi-875	165	14	of	of	ADP
hi-875	165	15	profitability	profitability	NOUN
hi-875	165	16	,	,	PUNCT
hi-875	165	17	investment	investment	NOUN
hi-875	165	18	ratio	ratio	NOUN
hi-875	165	19	,	,	PUNCT
hi-875	165	20	liquidity	liquidity	NOUN
hi-875	165	21	,	,	PUNCT
hi-875	165	22	and	and	CCONJ
hi-875	165	23	company	company	NOUN
hi-875	165	24	size	size	NOUN
hi-875	165	25	will	will	AUX
hi-875	165	26	increase	increase	VERB
hi-875	165	27	the	the	DET
hi-875	165	28	solvency	solvency	NOUN
hi-875	165	29	level	level	NOUN
hi-875	165	30	by	by	ADP
hi-875	165	31	1.28	1.28	NUM
hi-875	165	32	%	%	NOUN
hi-875	165	33	,	,	PUNCT
hi-875	165	34	0.19	0.19	NUM
hi-875	165	35	%	%	NOUN
hi-875	165	36	,	,	PUNCT
hi-875	165	37	0.04	0.04	NUM
hi-875	165	38	%	%	NOUN
hi-875	165	39	,	,	PUNCT
hi-875	165	40	and	and	CCONJ
hi-875	165	41	0.41	0.41	NUM
hi-875	165	42	%	%	NOUN
hi-875	165	43	.	.	PUNCT
hi-875	166	1	the	the	DET
hi-875	166	2	1	1	NUM
hi-875	166	3	%	%	NOUN
hi-875	166	4	change	change	NOUN
hi-875	166	5	in	in	ADP
hi-875	166	6	wakalah	wakalah	ADJ
hi-875	166	7	fees	fee	NOUN
hi-875	166	8	will	will	AUX
hi-875	166	9	decrease	decrease	VERB
hi-875	166	10	solvency	solvency	NOUN
hi-875	166	11	to	to	ADP
hi-875	166	12	0.49	0.49	NUM
hi-875	166	13	%	%	NOUN
hi-875	166	14	.	.	PUNCT
hi-875	167	1	the	the	DET
hi-875	167	2	most	most	ADV
hi-875	167	3	significant	significant	ADJ
hi-875	167	4	contributor	contributor	NOUN
hi-875	167	5	is	be	AUX
hi-875	167	6	profitability	profitability	NOUN
hi-875	167	7	,	,	PUNCT
hi-875	167	8	which	which	PRON
hi-875	167	9	displays	display	VERB
hi-875	167	10	that	that	SCONJ
hi-875	167	11	1	1	NUM
hi-875	167	12	%	%	NOUN
hi-875	167	13	of	of	ADP
hi-875	167	14	it	it	PRON
hi-875	167	15	can	can	AUX
hi-875	167	16	enhance	enhance	VERB
hi-875	167	17	solvency	solvency	NOUN
hi-875	167	18	by	by	ADP
hi-875	167	19	as	as	ADV
hi-875	167	20	much	much	ADJ
hi-875	167	21	as	as	ADP
hi-875	167	22	1.28	1.28	NUM
hi-875	167	23	%	%	NOUN
hi-875	167	24	,	,	PUNCT
hi-875	167	25	followed	follow	VERB
hi-875	167	26	by	by	ADP
hi-875	167	27	company	company	NOUN
hi-875	167	28	size	size	NOUN
hi-875	167	29	and	and	CCONJ
hi-875	167	30	investment	investment	NOUN
hi-875	167	31	ratio	ratio	NOUN
hi-875	167	32	.	.	PUNCT
hi-875	168	1	it	it	PRON
hi-875	168	2	supports	support	VERB
hi-875	168	3	that	that	SCONJ
hi-875	168	4	the	the	DET
hi-875	168	5	more	more	ADJ
hi-875	168	6	customers	customer	NOUN
hi-875	168	7	takaful	takaful	ADJ
hi-875	168	8	firms	firm	NOUN
hi-875	168	9	have	have	VERB
hi-875	168	10	,	,	PUNCT
hi-875	168	11	the	the	DET
hi-875	168	12	more	more	ADJ
hi-875	168	13	profit	profit	NOUN
hi-875	168	14	the	the	DET
hi-875	168	15	company	company	NOUN
hi-875	168	16	earns	earn	VERB
hi-875	168	17	from	from	ADP
hi-875	168	18	its	its	PRON
hi-875	168	19	customers	customer	NOUN
hi-875	168	20	and	and	CCONJ
hi-875	168	21	the	the	DET
hi-875	168	22	more	more	ADJ
hi-875	168	23	funds	fund	NOUN
hi-875	168	24	they	they	PRON
hi-875	168	25	can	can	AUX
hi-875	168	26	use	use	VERB
hi-875	168	27	to	to	PART
hi-875	168	28	invest	invest	VERB
hi-875	168	29	.	.	PUNCT
hi-875	169	1	consequently	consequently	ADV
hi-875	169	2	,	,	PUNCT
hi-875	169	3	all	all	DET
hi-875	169	4	the	the	DET
hi-875	169	5	profits	profit	NOUN
hi-875	169	6	will	will	AUX
hi-875	169	7	enhance	enhance	VERB
hi-875	169	8	the	the	DET
hi-875	169	9	company	company	NOUN
hi-875	169	10	’s	’s	PART
hi-875	169	11	size	size	NOUN
hi-875	169	12	due	due	ADP
hi-875	169	13	to	to	ADP
hi-875	169	14	the	the	DET
hi-875	169	15	positive	positive	ADJ
hi-875	169	16	cash	cash	NOUN
hi-875	169	17	flow	flow	NOUN
hi-875	169	18	.	.	PUNCT
hi-875	170	1	these	these	PRON
hi-875	170	2	will	will	AUX
hi-875	170	3	reflect	reflect	VERB
hi-875	170	4	the	the	DET
hi-875	170	5	good	good	ADJ
hi-875	170	6	solvency	solvency	NOUN
hi-875	170	7	level	level	NOUN
hi-875	170	8	of	of	ADP
hi-875	170	9	takaful	takaful	ADJ
hi-875	170	10	firms	firm	NOUN
hi-875	170	11	.	.	PUNCT
hi-875	171	1	this	this	DET
hi-875	171	2	study	study	NOUN
hi-875	171	3	has	have	VERB
hi-875	171	4	profound	profound	ADJ
hi-875	171	5	implications	implication	NOUN
hi-875	171	6	for	for	ADP
hi-875	171	7	the	the	DET
hi-875	171	8	stakeholders	stakeholder	NOUN
hi-875	171	9	,	,	PUNCT
hi-875	171	10	particularly	particularly	ADV
hi-875	171	11	regulators	regulator	NOUN
hi-875	171	12	and	and	CCONJ
hi-875	171	13	takaful	takaful	ADJ
hi-875	171	14	operators	operator	NOUN
hi-875	171	15	in	in	ADP
hi-875	171	16	asean	asean	ADJ
hi-875	171	17	countries	country	NOUN
hi-875	171	18	,	,	PUNCT
hi-875	171	19	to	to	PART
hi-875	171	20	take	take	VERB
hi-875	171	21	into	into	ADP
hi-875	171	22	consideration	consideration	NOUN
hi-875	171	23	the	the	DET
hi-875	171	24	wakalah	wakalah	PROPN
hi-875	171	25	fees	fee	NOUN
hi-875	171	26	policy	policy	NOUN
hi-875	171	27	.	.	PUNCT
hi-875	172	1	in	in	ADP
hi-875	172	2	as	as	ADV
hi-875	172	3	much	much	ADJ
hi-875	172	4	as	as	SCONJ
hi-875	172	5	the	the	DET
hi-875	172	6	wakalah	wakalah	PROPN
hi-875	172	7	fees	fee	NOUN
hi-875	172	8	play	play	VERB
hi-875	172	9	a	a	DET
hi-875	172	10	crucial	crucial	ADJ
hi-875	172	11	role	role	NOUN
hi-875	172	12	in	in	ADP
hi-875	172	13	promoting	promote	VERB
hi-875	172	14	and	and	CCONJ
hi-875	172	15	maintaining	maintain	VERB
hi-875	172	16	financial	financial	ADJ
hi-875	172	17	stability	stability	NOUN
hi-875	172	18	,	,	PUNCT
hi-875	172	19	as	as	SCONJ
hi-875	172	20	evidenced	evidence	VERB
hi-875	172	21	by	by	ADP
hi-875	172	22	the	the	DET
hi-875	172	23	empirical	empirical	ADJ
hi-875	172	24	results	result	NOUN
hi-875	172	25	within	within	ADP
hi-875	172	26	this	this	DET
hi-875	172	27	study	study	NOUN
hi-875	172	28	.	.	PUNCT
hi-875	173	1	hence	hence	ADV
hi-875	173	2	,	,	PUNCT
hi-875	173	3	one	one	NUM
hi-875	173	4	potential	potential	ADJ
hi-875	173	5	approach	approach	NOUN
hi-875	173	6	to	to	ADP
hi-875	173	7	enhancing	enhance	VERB
hi-875	173	8	the	the	DET
hi-875	173	9	credibility	credibility	NOUN
hi-875	173	10	of	of	ADP
hi-875	173	11	the	the	DET
hi-875	173	12	takaful	takaful	ADJ
hi-875	173	13	sector	sector	NOUN
hi-875	173	14	is	be	AUX
hi-875	173	15	through	through	ADP
hi-875	173	16	the	the	DET
hi-875	173	17	oversight	oversight	NOUN
hi-875	173	18	of	of	ADP
hi-875	173	19	the	the	DET
hi-875	173	20	fee	fee	NOUN
hi-875	173	21	structure	structure	NOUN
hi-875	173	22	of	of	ADP
hi-875	173	23	takaful	takaful	ADJ
hi-875	173	24	firms	firm	NOUN
hi-875	173	25	.	.	PUNCT
hi-875	174	1	there	there	PRON
hi-875	174	2	is	be	VERB
hi-875	174	3	some	some	DET
hi-875	174	4	limitation	limitation	NOUN
hi-875	174	5	in	in	ADP
hi-875	174	6	this	this	DET
hi-875	174	7	study	study	NOUN
hi-875	174	8	,	,	PUNCT
hi-875	174	9	which	which	PRON
hi-875	174	10	focused	focus	VERB
hi-875	174	11	on	on	ADP
hi-875	174	12	family	family	NOUN
hi-875	174	13	takaful	takaful	ADJ
hi-875	174	14	in	in	ADP
hi-875	174	15	three	three	NUM
hi-875	174	16	countries	country	NOUN
hi-875	174	17	,	,	PUNCT
hi-875	174	18	namely	namely	ADV
hi-875	174	19	brunei	brunei	PROPN
hi-875	174	20	darussalam	darussalam	PROPN
hi-875	174	21	,	,	PUNCT
hi-875	174	22	malaysia	malaysia	PROPN
hi-875	174	23	and	and	CCONJ
hi-875	174	24	indonesia	indonesia	PROPN
hi-875	174	25	,	,	PUNCT
hi-875	174	26	in	in	ADP
hi-875	174	27	asean	asean	PROPN
hi-875	174	28	due	due	ADP
hi-875	174	29	to	to	ADP
hi-875	174	30	limited	limited	ADJ
hi-875	174	31	data	datum	NOUN
hi-875	174	32	available	available	ADJ
hi-875	174	33	on	on	ADP
hi-875	174	34	family	family	NOUN
hi-875	174	35	takaful	takaful	ADJ
hi-875	174	36	firms	firm	NOUN
hi-875	174	37	’	’	PART
hi-875	174	38	websites	website	NOUN
hi-875	174	39	.	.	PUNCT
hi-875	175	1	thus	thus	ADV
hi-875	175	2	,	,	PUNCT
hi-875	175	3	the	the	DET
hi-875	175	4	next	next	ADJ
hi-875	175	5	researcher	researcher	NOUN
hi-875	175	6	can	can	AUX
hi-875	175	7	find	find	VERB
hi-875	175	8	the	the	DET
hi-875	175	9	data	datum	NOUN
hi-875	175	10	from	from	ADP
hi-875	175	11	internal	internal	ADJ
hi-875	175	12	family	family	NOUN
hi-875	175	13	takaful	takaful	ADJ
hi-875	175	14	firms	firm	NOUN
hi-875	175	15	.	.	PUNCT
hi-875	176	1	in	in	SCONJ
hi-875	176	2	addition	addition	NOUN
hi-875	176	3	,	,	PUNCT
hi-875	176	4	the	the	DET
hi-875	176	5	next	next	ADJ
hi-875	176	6	researcher	researcher	NOUN
hi-875	176	7	can	can	AUX
hi-875	176	8	hamdard	hamdard	VERB
hi-875	176	9	islamicus	islamicus	PROPN
hi-875	176	10	vol	vol	NOUN
hi-875	176	11	.	.	PUNCT
hi-875	176	12	xlvi	xlvi	PROPN
hi-875	176	13	,	,	PUNCT
hi-875	176	14	no	no	INTJ
hi-875	176	15	.	.	NOUN
hi-875	176	16	3	3	NUM
hi-875	176	17	85	85	NUM
hi-875	176	18	analyse	analyse	NOUN
hi-875	176	19	family	family	NOUN
hi-875	176	20	and	and	CCONJ
hi-875	176	21	general	general	ADJ
hi-875	176	22	takaful	takaful	ADJ
hi-875	176	23	in	in	ADP
hi-875	176	24	asean	asean	PROPN
hi-875	176	25	to	to	PART
hi-875	176	26	obtain	obtain	VERB
hi-875	176	27	broader	broad	ADJ
hi-875	176	28	insight	insight	NOUN
hi-875	176	29	into	into	ADP
hi-875	176	30	the	the	DET
hi-875	176	31	financial	financial	ADJ
hi-875	176	32	performance	performance	NOUN
hi-875	176	33	of	of	ADP
hi-875	176	34	takaful	takaful	ADJ
hi-875	176	35	firms	firm	NOUN
hi-875	176	36	in	in	ADP
hi-875	176	37	asean	asean	ADJ
hi-875	176	38	countries	country	NOUN
hi-875	176	39	.	.	PUNCT
hi-875	177	1	appendix	appendix	VERB
hi-875	177	2	a	a	PRON
hi-875	177	3	:	:	PUNCT
hi-875	177	4	multicollinearity	multicollinearity	NOUN
hi-875	177	5	profita	profita	PROPN
hi-875	177	6	bility	bility	NOUN
hi-875	177	7	inves	inve	VERB
hi-875	177	8	tment	tment	ADJ
hi-875	177	9	ratio	ratio	NOUN
hi-875	177	10	wak	wak	PROPN
hi-875	177	11	alah	alah	PROPN
hi-875	177	12	fees	fee	NOUN
hi-875	177	13	liquid	liquid	ADJ
hi-875	177	14	ity	ity	PROPN
hi-875	177	15	com	com	NOUN
hi-875	177	16	pany	pany	NOUN
hi-875	177	17	size	size	NOUN
hi-875	177	18	gdp	gdp	PROPN
hi-875	177	19	inflat	inflat	PROPN
hi-875	177	20	ion	ion	NOUN
hi-875	177	21	profi	profi	NOUN
hi-875	177	22	tabili	tabili	NOUN
hi-875	178	1	ty	ty	INTJ
hi-875	178	2	1.000	1.000	NUM
hi-875	178	3	000	000	NUM
hi-875	178	4	0.28	0.28	NUM
hi-875	178	5	7534	7534	NUM
hi-875	178	6	0.22	0.22	NUM
hi-875	178	7	3085	3085	NUM
hi-875	178	8	0.0081	0.0081	NUM
hi-875	178	9	77	77	NUM
hi-875	178	10	0.375	0.375	NUM
hi-875	178	11	867	867	NUM
hi-875	178	12	0.145	0.145	NUM
hi-875	178	13	738	738	NUM
hi-875	178	14	0.08	0.08	NUM
hi-875	178	15	0586	0586	NUM
hi-875	178	16	inve	inve	PROPN
hi-875	178	17	stme	stme	NOUN
hi-875	178	18	nt	not	PART
hi-875	178	19	ratio	ratio	NOUN
hi-875	178	20	0.287	0.287	NUM
hi-875	178	21	534	534	NUM
hi-875	178	22	1.00	1.00	NUM
hi-875	178	23	0000	0000	NUM
hi-875	178	24	0.21	0.21	NUM
hi-875	178	25	3800	3800	NUM
hi-875	178	26	0.297	0.297	NUM
hi-875	178	27	022	022	NUM
hi-875	178	28	0.121	0.121	NUM
hi-875	178	29	211	211	NUM
hi-875	178	30	0.196	0.196	NUM
hi-875	178	31	453	453	NUM
hi-875	178	32	0.10	0.10	NUM
hi-875	178	33	4540	4540	NUM
hi-875	178	34	wak	wak	NOUN
hi-875	178	35	alah	alah	PROPN
hi-875	178	36	fees	fee	VERB
hi-875	178	37	0.223	0.223	NUM
hi-875	178	38	085	085	NUM
hi-875	178	39	0.21	0.21	NUM
hi-875	178	40	3800	3800	NUM
hi-875	178	41	1.00	1.00	NUM
hi-875	178	42	0000	0000	NUM
hi-875	178	43	0.016	0.016	NUM
hi-875	178	44	100	100	NUM
hi-875	178	45	0.043	0.043	NUM
hi-875	178	46	262	262	NUM
hi-875	178	47	0.1150	0.1150	NUM
hi-875	178	48	77	77	NUM
hi-875	178	49	0.152	0.152	NUM
hi-875	178	50	307	307	NUM
hi-875	178	51	liqu	liqu	NOUN
hi-875	178	52	idity	idity	NOUN
hi-875	178	53	0.0081	0.0081	NUM
hi-875	178	54	77	77	NUM
hi-875	178	55	0.29	0.29	NUM
hi-875	178	56	7022	7022	NUM
hi-875	178	57	0.01	0.01	NUM
hi-875	178	58	6100	6100	NUM
hi-875	178	59	1.000	1.000	NUM
hi-875	178	60	000	000	NUM
hi-875	178	61	0.06	0.06	NUM
hi-875	178	62	0957	0957	NUM
hi-875	178	63	0.2382	0.2382	NUM
hi-875	178	64	73	73	NUM
hi-875	178	65	0.056	0.056	NUM
hi-875	178	66	033	033	NUM
hi-875	178	67	com	com	NOUN
hi-875	178	68	pany	pany	NOUN
hi-875	178	69	size	size	NOUN
hi-875	178	70	0.3758	0.3758	NUM
hi-875	178	71	67	67	NUM
hi-875	178	72	0.121	0.121	NUM
hi-875	178	73	211	211	NUM
hi-875	178	74	0.043	0.043	NUM
hi-875	178	75	262	262	NUM
hi-875	178	76	0.060	0.060	NUM
hi-875	178	77	957	957	NUM
hi-875	178	78	1.00	1.00	NUM
hi-875	178	79	0000	0000	NUM
hi-875	178	80	0.2444	0.2444	NUM
hi-875	178	81	15	15	NUM
hi-875	178	82	0.116	0.116	NUM
hi-875	178	83	360	360	NUM
hi-875	178	84	gdp	gdp	NOUN
hi-875	178	85	0.145	0.145	NUM
hi-875	178	86	738	738	NUM
hi-875	178	87	0.19	0.19	NUM
hi-875	178	88	6453	6453	NUM
hi-875	178	89	0.115	0.115	NUM
hi-875	178	90	077	077	NUM
hi-875	178	91	0.2382	0.2382	NUM
hi-875	178	92	73	73	NUM
hi-875	178	93	0.244	0.244	NUM
hi-875	178	94	415	415	NUM
hi-875	178	95	1.000	1.000	NUM
hi-875	178	96	000	000	NUM
hi-875	178	97	0.44	0.44	NUM
hi-875	178	98	8514	8514	NUM
hi-875	178	99	infla	infla	PROPN
hi-875	178	100	tion	tion	NOUN
hi-875	178	101	0.080	0.080	NUM
hi-875	178	102	586	586	NUM
hi-875	178	103	0.10	0.10	NUM
hi-875	178	104	4540	4540	NUM
hi-875	178	105	0.152	0.152	NUM
hi-875	178	106	307	307	NUM
hi-875	178	107	0.0560	0.0560	NUM
hi-875	178	108	33	33	NUM
hi-875	178	109	0.116	0.116	NUM
hi-875	178	110	360	360	NUM
hi-875	178	111	0.448	0.448	NUM
hi-875	178	112	514	514	NUM
hi-875	178	113	1.00	1.00	NUM
hi-875	178	114	0000	0000	NUM
hi-875	178	115	appendix	appendix	NOUN
hi-875	178	116	b	b	NOUN
hi-875	178	117	:	:	PUNCT
hi-875	178	118	heteroscedasticity	heteroscedasticity	NOUN
hi-875	178	119	heteroskedasticity	heteroskedasticity	NOUN
hi-875	178	120	test	test	NOUN
hi-875	178	121	:	:	PUNCT
hi-875	179	1	harvey	harvey	NOUN
hi-875	179	2	f	f	X
hi-875	179	3	-	-	PUNCT
hi-875	179	4	statistic	statistic	VERB
hi-875	179	5	1.65661	1.65661	NUM
hi-875	179	6	7	7	NUM
hi-875	179	7	prob	prob	NOUN
hi-875	179	8	.	.	PUNCT
hi-875	180	1	f(7,142	f(7,142	PROPN
hi-875	180	2	)	)	PUNCT
hi-875	180	3	0.1244	0.1244	NUM
hi-875	181	1	obs*r	obs*r	VERB
hi-875	181	2	-	-	PUNCT
hi-875	181	3	squared	square	VERB
hi-875	181	4	11.3248	11.3248	NUM
hi-875	181	5	0	0	NUM
hi-875	181	6	prob	prob	PROPN
hi-875	181	7	.	.	PUNCT
hi-875	182	1	chi	chi	ADJ
hi-875	182	2	-	-	PUNCT
hi-875	182	3	square(7	square(7	PROPN
hi-875	182	4	)	)	PUNCT
hi-875	182	5	0.1251	0.1251	NUM
hi-875	182	6	scaled	scale	VERB
hi-875	182	7	explained	explain	VERB
hi-875	182	8	ss	ss	PROPN
hi-875	182	9	14.3058	14.3058	NUM
hi-875	182	10	6	6	NUM
hi-875	182	11	prob	prob	NOUN
hi-875	182	12	.	.	PUNCT
hi-875	183	1	chi	chi	ADJ
hi-875	183	2	-	-	PUNCT
hi-875	183	3	square(7	square(7	NOUN
hi-875	183	4	)	)	PUNCT
hi-875	184	1	0.0460	0.0460	NUM
hi-875	184	2	variable	variable	ADJ
hi-875	184	3	coeffici	coeffici	PROPN
hi-875	184	4	ent	ent	NOUN
hi-875	184	5	std	std	PROPN
hi-875	184	6	.	.	PUNCT
hi-875	184	7	error	error	NOUN
hi-875	184	8	t	t	NOUN
hi-875	184	9	-	-	PUNCT
hi-875	184	10	statistic	statistic	NOUN
hi-875	184	11	prob	prob	NOUN
hi-875	184	12	.	.	PUNCT
hi-875	185	1	c	c	NOUN
hi-875	185	2	0.07128	0.07128	NUM
hi-875	185	3	0	0	NUM
hi-875	185	4	1.056957	1.056957	NUM
hi-875	185	5	0.067439	0.067439	NUM
hi-875	185	6	0.9463	0.9463	NUM
hi-875	185	7	86	86	NUM
hi-875	185	8	determinants	determinant	NOUN
hi-875	185	9	of	of	ADP
hi-875	185	10	family	family	NOUN
hi-875	185	11	takaful	takaful	ADJ
hi-875	185	12	…	…	PUNCT
hi-875	185	13	profitability	profitability	NOUN
hi-875	185	14	0.66346	0.66346	NUM
hi-875	185	15	8	8	NUM
hi-875	185	16	1.034269	1.034269	NUM
hi-875	185	17	0.641485	0.641485	NUM
hi-875	185	18	0.5222	0.5222	NUM
hi-875	185	19	investment	investment	NOUN
hi-875	185	20	ratio	ratio	NOUN
hi-875	185	21	0.09794	0.09794	NUM
hi-875	185	22	2	2	NUM
hi-875	185	23	0.079105	0.079105	NUM
hi-875	185	24	1.238125	1.238125	NUM
hi-875	185	25	0.2177	0.2177	NUM
hi-875	185	26	wakalah	wakalah	NOUN
hi-875	185	27	fees	fee	NOUN
hi-875	185	28	0.04288	0.04288	NUM
hi-875	185	29	1	1	NUM
hi-875	185	30	0.164894	0.164894	NUM
hi-875	185	31	0.260054	0.260054	NUM
hi-875	185	32	0.7952	0.7952	NUM
hi-875	185	33	liquidity	liquidity	NOUN
hi-875	185	34	0.02539	0.02539	NUM
hi-875	185	35	3	3	NUM
hi-875	185	36	0.023669	0.023669	NUM
hi-875	185	37	1.072811	1.072811	NUM
hi-875	185	38	0.2852	0.2852	NUM
hi-875	185	39	company	company	NOUN
hi-875	185	40	size	size	VERB
hi-875	185	41	0.08016	0.08016	NUM
hi-875	185	42	8	8	NUM
hi-875	185	43	0.050673	0.050673	NUM
hi-875	185	44	1.582089	1.582089	NUM
hi-875	185	45	0.1159	0.1159	NUM
hi-875	185	46	gdp	gdp	NOUN
hi-875	185	47	8.57e13	8.57e13	NUM
hi-875	185	48	6.79e-13	6.79e-13	NUM
hi-875	185	49	1.261879	1.261879	NUM
hi-875	185	50	0.2091	0.2091	NUM
hi-875	185	51	inflation	inflation	NOUN
hi-875	185	52	0.16444	0.16444	NUM
hi-875	185	53	2	2	NUM
hi-875	185	54	0.164991	0.164991	NUM
hi-875	185	55	0.996671	0.996671	NUM
hi-875	185	56	0.3206	0.3206	NUM
hi-875	185	57	appendix	appendix	VERB
hi-875	185	58	c	c	NOUN
hi-875	185	59	autocorrelation	autocorrelation	NOUN
hi-875	185	60	r	r	NOUN
hi-875	185	61	-	-	PUNCT
hi-875	185	62	squared	square	VERB
hi-875	185	63	0.71633	0.71633	NUM
hi-875	185	64	9	9	NUM
hi-875	185	65	mean	mean	NOUN
hi-875	185	66	dependent	dependent	ADJ
hi-875	185	67	var	var	NOUN
hi-875	185	68	78.64533	78.64533	NUM
hi-875	185	69	adjusted	adjust	VERB
hi-875	185	70	rsquared	rsquare	VERB
hi-875	185	71	0.62499	0.62499	NUM
hi-875	185	72	0	0	NUM
hi-875	185	73	s.d	s.d	PROPN
hi-875	185	74	.	.	PUNCT
hi-875	186	1	dependent	dependent	ADJ
hi-875	186	2	var	var	NOUN
hi-875	186	3	383.8234	383.8234	NUM
hi-875	186	4	s.e	s.e	PROPN
hi-875	186	5	.	.	PROPN
hi-875	186	6	of	of	ADP
hi-875	186	7	regression	regression	NOUN
hi-875	186	8	235.045	235.045	NUM
hi-875	186	9	8	8	NUM
hi-875	186	10	akaike	akaike	ADJ
hi-875	186	11	info	info	NOUN
hi-875	186	12	criterion	criterion	NOUN
hi-875	186	13	13.96869	13.96869	NUM
hi-875	186	14	sum	sum	NOUN
hi-875	186	15	squared	square	VERB
hi-875	186	16	resid	resid	NOUN
hi-875	186	17	6519093	6519093	NUM
hi-875	186	18	.	.	PUNCT
hi-875	187	1	schwarz	schwarz	PROPN
hi-875	187	2	criterion	criterion	NOUN
hi-875	187	3	14.72789	14.72789	NUM
hi-875	187	4	log	log	NOUN
hi-875	187	5	-	-	PUNCT
hi-875	187	6	likelihood	likelihood	NOUN
hi-875	187	7	1057.54	1057.54	NUM
hi-875	187	8	2	2	NUM
hi-875	187	9	hannan	hannan	PROPN
hi-875	187	10	-	-	PUNCT
hi-875	187	11	quinn	quinn	PROPN
hi-875	187	12	criter	criter	NOUN
hi-875	187	13	.	.	PUNCT
hi-875	188	1	14.27703	14.27703	NUM
hi-875	188	2	f	f	X
hi-875	188	3	-	-	PUNCT
hi-875	188	4	statistic	statistic	NOUN
hi-875	188	5	7.84182	7.84182	NUM
hi-875	188	6	7	7	NUM
hi-875	188	7	durbin	durbin	ADJ
hi-875	188	8	-	-	PUNCT
hi-875	188	9	watson	watson	NOUN
hi-875	188	10	stat	stat	PROPN
hi-875	188	11	2.086647	2.086647	NUM
hi-875	188	12	prob(f	prob(f	NOUN
hi-875	188	13	-	-	PUNCT
hi-875	188	14	statistic	statistic	NOUN
hi-875	188	15	)	)	PUNCT
hi-875	188	16	0.00000	0.00000	NUM
hi-875	188	17	0	0	NUM
hi-875	188	18	appendix	appendix	NOUN
hi-875	188	19	e	e	VERB
hi-875	188	20	residual	residual	ADJ
hi-875	188	21	normality	normality	NOUN
hi-875	188	22	skewness	skewness	NOUN
hi-875	188	23	0.360940	0.360940	NUM
hi-875	188	24	kurtosis	kurtosis	VERB
hi-875	188	25	3.590553	3.590553	NUM
hi-875	188	26	jarque	jarque	NOUN
hi-875	188	27	-	-	PUNCT
hi-875	188	28	bera	bera	NOUN
hi-875	188	29	5.436641	5.436641	NUM
hi-875	188	30	probability	probability	NOUN
hi-875	188	31	0.065985	0.065985	NUM
hi-875	188	32	appendix	appendix	PROPN
hi-875	188	33	d	d	PROPN
hi-875	188	34	chow	chow	PROPN
hi-875	188	35	test	test	NOUN
hi-875	188	36	redundant	redundant	VERB
hi-875	188	37	fixed	fix	VERB
hi-875	188	38	effects	effect	NOUN
hi-875	188	39	tests	test	VERB
hi-875	188	40	effects	effect	NOUN
hi-875	188	41	test	test	NOUN
hi-875	188	42	statistic	statistic	PROPN
hi-875	188	43	d.f	d.f	PROPN
hi-875	188	44	.	.	PROPN
hi-875	188	45	prob	prob	PROPN
hi-875	188	46	.	.	PUNCT
hi-875	189	1	cross	cross	NOUN
hi-875	189	2	-	-	NOUN
hi-875	189	3	section	section	ADJ
hi-875	189	4	f	f	PROPN
hi-875	189	5	2.204609	2.204609	NUM
hi-875	189	6	(	(	PUNCT
hi-875	189	7	31,118	31,118	NUM
hi-875	189	8	)	)	PUNCT
hi-875	189	9	0.0013	0.0013	NUM
hi-875	189	10	cross	cross	ADJ
hi-875	189	11	-	-	ADJ
hi-875	189	12	section	section	ADJ
hi-875	189	13	chi	chi	ADJ
hi-875	189	14	-	-	PUNCT
hi-875	189	15	square	square	NOUN
hi-875	189	16	71.73388	71.73388	NUM
hi-875	189	17	2	2	NUM
hi-875	189	18	31	31	NUM
hi-875	189	19	0.0000	0.0000	NUM
hi-875	189	20	hamdard	hamdard	ADJ
hi-875	189	21	islamicus	islamicus	NOUN
hi-875	189	22	vol	vol	NOUN
hi-875	189	23	.	.	PUNCT
hi-875	190	1	xlvi	xlvi	PROPN
hi-875	190	2	,	,	PUNCT
hi-875	190	3	no	no	INTJ
hi-875	190	4	.	.	NOUN
hi-875	190	5	3	3	NUM
hi-875	190	6	87	87	NUM
hi-875	190	7	appendix	appendix	X
hi-875	190	8	e	e	PROPN
hi-875	190	9	hausman	hausman	ADJ
hi-875	190	10	test	test	NOUN
hi-875	190	11	correlated	correlate	VERB
hi-875	190	12	random	random	ADJ
hi-875	190	13	effects	effect	NOUN
hi-875	190	14	hausman	hausman	PROPN
hi-875	190	15	test	test	PROPN
hi-875	190	16	test	test	PROPN
hi-875	190	17	cross	cross	NOUN
hi-875	190	18	-	-	ADJ
hi-875	190	19	section	section	ADJ
hi-875	190	20	random	random	ADJ
hi-875	190	21	effects	effect	NOUN
hi-875	190	22	test	test	NOUN
hi-875	190	23	summary	summary	NOUN
hi-875	190	24	chi	chi	PROPN
hi-875	190	25	-	-	PUNCT
hi-875	190	26	sq	sq	PROPN
hi-875	190	27	.	.	PROPN
hi-875	190	28	statistic	statistic	ADJ
hi-875	190	29	chi	chi	PROPN
hi-875	190	30	-	-	PUNCT
hi-875	190	31	sq	sq	PROPN
hi-875	190	32	.	.	PUNCT
hi-875	190	33	d.f	d.f	PROPN
hi-875	190	34	.	.	PROPN
hi-875	190	35	prob	prob	PROPN
hi-875	190	36	.	.	PUNCT
hi-875	191	1	cross	cross	ADJ
hi-875	191	2	-	-	ADJ
hi-875	191	3	section	section	ADJ
hi-875	191	4	random	random	ADJ
hi-875	191	5	14.07609	14.07609	NUM
hi-875	191	6	6	6	NUM
hi-875	191	7	7	7	NUM
hi-875	191	8	0.0498	0.0498	NUM
hi-875	191	9	notes	note	NOUN
hi-875	191	10	and	and	CCONJ
hi-875	191	11	references	reference	NOUN
hi-875	191	12	1	1	NUM
hi-875	191	13	billah	billah	NOUN
hi-875	191	14	,	,	PUNCT
hi-875	191	15	mohd	mohd	PROPN
hi-875	191	16	ma’sum	ma’sum	PROPN
hi-875	191	17	,	,	PUNCT
hi-875	191	18	islamic	islamic	ADJ
hi-875	191	19	insurance	insurance	NOUN
hi-875	191	20	products	product	NOUN
hi-875	191	21	:	:	PUNCT
hi-875	191	22	exploring	explore	VERB
hi-875	191	23	takaful	takaful	ADJ
hi-875	191	24	principles	principle	NOUN
hi-875	191	25	,	,	PUNCT
hi-875	191	26	instruments	instrument	NOUN
hi-875	191	27	and	and	CCONJ
hi-875	191	28	structures	structure	NOUN
hi-875	191	29	(	(	PUNCT
hi-875	191	30	switzerland	switzerland	NOUN
hi-875	191	31	:	:	PUNCT
hi-875	191	32	springer	springer	NOUN
hi-875	191	33	international	international	ADJ
hi-875	191	34	publishing	publishing	NOUN
hi-875	191	35	,	,	PUNCT
hi-875	191	36	2019	2019	NUM
hi-875	191	37	)	)	PUNCT
hi-875	191	38	.	.	PUNCT
hi-875	192	1	498	498	NUM
hi-875	192	2	.	.	PUNCT
hi-875	193	1	2“eu	2“eu	X
hi-875	193	2	-	-	PUNCT
hi-875	193	3	asean	asean	PROPN
hi-875	193	4	business	business	PROPN
hi-875	193	5	council	council	PROPN
hi-875	193	6	makes	make	VERB
hi-875	193	7	key	key	ADJ
hi-875	193	8	recommendations	recommendation	NOUN
hi-875	193	9	to	to	PART
hi-875	193	10	drive	drive	VERB
hi-875	193	11	inclusive	inclusive	ADJ
hi-875	193	12	&	&	CCONJ
hi-875	193	13	sustainable	sustainable	ADJ
hi-875	193	14	growth	growth	NOUN
hi-875	193	15	through	through	ADP
hi-875	193	16	insurance	insurance	NOUN
hi-875	193	17	,	,	PUNCT
hi-875	193	18	”	"	PUNCT
hi-875	193	19	eu	eu	ADJ
hi-875	193	20	-	-	PROPN
hi-875	193	21	asean	asean	PROPN
hi-875	193	22	business	business	PROPN
hi-875	193	23	council	council	PROPN
hi-875	193	24	,	,	PUNCT
hi-875	193	25	accessed	access	VERB
hi-875	193	26	20	20	NUM
hi-875	193	27	april	april	PROPN
hi-875	193	28	2023	2023	NUM
hi-875	193	29	,	,	PUNCT
hi-875	193	30	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-releaseeu-asean-business-council-makes-key-recommendations-to-drive-inclusivesustainable-growth-through-insurance.pdf	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-releaseeu-asean-business-council-makes-key-recommendations-to-drive-inclusivesustainable-growth-through-insurance.pdf	NOUN
hi-875	193	31	.	.	PUNCT
hi-875	194	1	3mutmainah	3mutmainah	NUM
hi-875	194	2	,	,	PUNCT
hi-875	194	3	mutmainah	mutmainah	PROPN
hi-875	194	4	,	,	PUNCT
hi-875	194	5	citra	citra	PROPN
hi-875	194	6	sukmadilaga	sukmadilaga	PROPN
hi-875	194	7	,	,	PUNCT
hi-875	194	8	and	and	CCONJ
hi-875	194	9	lucky	lucky	ADJ
hi-875	194	10	nugroho	nugroho	NOUN
hi-875	194	11	,	,	PUNCT
hi-875	194	12	“	"	PUNCT
hi-875	194	13	development	development	NOUN
hi-875	194	14	of	of	ADP
hi-875	194	15	islamic	islamic	ADJ
hi-875	194	16	insurance	insurance	NOUN
hi-875	194	17	in	in	ADP
hi-875	194	18	southeast	southeast	PROPN
hi-875	194	19	asia	asia	PROPN
hi-875	194	20	(	(	PUNCT
hi-875	194	21	malaysia	malaysia	PROPN
hi-875	194	22	,	,	PUNCT
hi-875	194	23	brunei	brunei	PROPN
hi-875	194	24	darussalam	darussalam	PROPN
hi-875	194	25	,	,	PUNCT
hi-875	194	26	and	and	CCONJ
hi-875	194	27	indonesia	indonesia	PROPN
hi-875	194	28	):	):	PUNCT
hi-875	194	29	the	the	DET
hi-875	194	30	progress	progress	NOUN
hi-875	194	31	perspective	perspective	NOUN
hi-875	194	32	,	,	PUNCT
hi-875	194	33	”	"	PUNCT
hi-875	194	34	sosyoekonomi	sosyoekonomi	X
hi-875	194	35	30	30	NUM
hi-875	194	36	,	,	PUNCT
hi-875	194	37	(	(	PUNCT
hi-875	194	38	february	february	NOUN
hi-875	194	39	2022	2022	NUM
hi-875	194	40	):	):	PUNCT
hi-875	194	41	243–255	243–255	NUM
hi-875	194	42	.	.	PUNCT
hi-875	195	1	https://doi.org/10.17233/sosyoekonomi.2022.02.13	https://doi.org/10.17233/sosyoekonomi.2022.02.13	NUM
hi-875	195	2	4	4	NUM
hi-875	195	3	syazrin	syazrin	NOUN
hi-875	195	4	syimee	syimee	ADV
hi-875	195	5	sharifuddin	sharifuddin	VERB
hi-875	195	6	et	et	PROPN
hi-875	195	7	al	al	PROPN
hi-875	195	8	.	.	PROPN
hi-875	195	9	,	,	PUNCT
hi-875	195	10	“	"	PUNCT
hi-875	195	11	the	the	DET
hi-875	195	12	concept	concept	NOUN
hi-875	195	13	of	of	ADP
hi-875	195	14	takaful	takaful	ADJ
hi-875	195	15	(	(	PUNCT
hi-875	195	16	islamic	islamic	ADJ
hi-875	195	17	insurance	insurance	NOUN
hi-875	195	18	)	)	PUNCT
hi-875	195	19	and	and	CCONJ
hi-875	195	20	its	its	PRON
hi-875	195	21	functions	function	NOUN
hi-875	195	22	in	in	ADP
hi-875	195	23	the	the	DET
hi-875	195	24	establishment	establishment	NOUN
hi-875	195	25	of	of	ADP
hi-875	195	26	syarikat	syarikat	PROPN
hi-875	195	27	takaful	takaful	PROPN
hi-875	195	28	malaysia	malaysia	PROPN
hi-875	195	29	;	;	PUNCT
hi-875	195	30	the	the	DET
hi-875	195	31	first	first	ADJ
hi-875	195	32	takaful	takaful	ADJ
hi-875	195	33	operator	operator	NOUN
hi-875	195	34	in	in	ADP
hi-875	195	35	malaysia	malaysia	PROPN
hi-875	195	36	,	,	PUNCT
hi-875	195	37	”	"	PUNCT
hi-875	195	38	international	international	ADJ
hi-875	195	39	journal	journal	NOUN
hi-875	195	40	of	of	ADP
hi-875	195	41	humanities	humanity	NOUN
hi-875	195	42	and	and	CCONJ
hi-875	195	43	social	social	ADJ
hi-875	195	44	science	science	NOUN
hi-875	195	45	invention	invention	NOUN
hi-875	195	46	5	5	NUM
hi-875	195	47	,	,	PUNCT
hi-875	195	48	no	no	INTJ
hi-875	195	49	.	.	NOUN
hi-875	195	50	12	12	NUM
hi-875	195	51	(	(	PUNCT
hi-875	195	52	december	december	PROPN
hi-875	195	53	2016	2016	NUM
hi-875	195	54	):	):	PUNCT
hi-875	195	55	43	43	NUM
hi-875	195	56	-	-	SYM
hi-875	195	57	48	48	NUM
hi-875	195	58	.	.	PUNCT
hi-875	196	1	www.ijhssi.org	www.ijhssi.org	NOUN
hi-875	196	2	.	.	PUNCT
hi-875	197	1	5sharif	5sharif	NUM
hi-875	197	2	bashir	bashir	NOUN
hi-875	197	3	,	,	PUNCT
hi-875	197	4	mohamed	mohame	VERB
hi-875	197	5	,	,	PUNCT
hi-875	197	6	nor	nor	CCONJ
hi-875	197	7	hafiizah	hafiizah	NOUN
hi-875	197	8	,	,	PUNCT
hi-875	197	9	and	and	CCONJ
hi-875	197	10	hj	hj	PROPN
hi-875	197	11	mail	mail	NOUN
hi-875	197	12	,	,	PUNCT
hi-875	197	13	“	"	PUNCT
hi-875	197	14	consumer	consumer	NOUN
hi-875	197	15	perceptions	perception	NOUN
hi-875	197	16	of	of	ADP
hi-875	197	17	islamic	islamic	ADJ
hi-875	197	18	insurance	insurance	NOUN
hi-875	197	19	companies	company	NOUN
hi-875	197	20	in	in	ADP
hi-875	197	21	brunei	brunei	PROPN
hi-875	197	22	darussalam	darussalam	PROPN
hi-875	197	23	,	,	PUNCT
hi-875	197	24	”	"	PUNCT
hi-875	197	25	international	international	ADJ
hi-875	197	26	journal	journal	NOUN
hi-875	197	27	of	of	ADP
hi-875	197	28	emerging	emerge	VERB
hi-875	197	29	sciences	science	NOUN
hi-875	197	30	1	1	NUM
hi-875	197	31	,	,	PUNCT
hi-875	197	32	no	no	INTJ
hi-875	197	33	.	.	NOUN
hi-875	197	34	3	3	NUM
hi-875	197	35	(	(	PUNCT
hi-875	197	36	september	september	PROPN
hi-875	197	37	2011	2011	NUM
hi-875	197	38	):	):	PUNCT
hi-875	197	39	285	285	NUM
hi-875	197	40	-	-	SYM
hi-875	197	41	306	306	NUM
hi-875	197	42	.	.	PUNCT
hi-875	197	43	6	6	NUM
hi-875	197	44	“	"	PUNCT
hi-875	197	45	eu	eu	ADJ
hi-875	197	46	-	-	PROPN
hi-875	197	47	asean	asean	ADJ
hi-875	197	48	business	business	PROPN
hi-875	197	49	council	council	PROPN
hi-875	197	50	makes	make	VERB
hi-875	197	51	key	key	ADJ
hi-875	197	52	recommendations	recommendation	NOUN
hi-875	197	53	to	to	PART
hi-875	197	54	drive	drive	VERB
hi-875	197	55	inclusive	inclusive	ADJ
hi-875	197	56	&	&	CCONJ
hi-875	197	57	sustainable	sustainable	ADJ
hi-875	197	58	growth	growth	NOUN
hi-875	197	59	through	through	ADP
hi-875	197	60	insurance	insurance	NOUN
hi-875	197	61	,	,	PUNCT
hi-875	197	62	”	"	PUNCT
hi-875	197	63	eu	eu	ADJ
hi-875	197	64	-	-	PROPN
hi-875	197	65	asean	asean	PROPN
hi-875	197	66	business	business	PROPN
hi-875	197	67	council	council	PROPN
hi-875	197	68	,	,	PUNCT
hi-875	197	69	accessed	access	VERB
hi-875	197	70	20	20	NUM
hi-875	197	71	april	april	PROPN
hi-875	197	72	2023	2023	NUM
hi-875	197	73	,	,	PUNCT
hi-875	197	74	https://www.eu-asean.eu/wp-content/uploads/2023/03/pressrelease-eu-asean-business-council-makes-key-recommendations-to-driveinclusive-sustainable-growth-through-insurance.pdf	https://www.eu-asean.eu/wp-content/uploads/2023/03/pressrelease-eu-asean-business-council-makes-key-recommendations-to-driveinclusive-sustainable-growth-through-insurance.pdf	NOUN
hi-875	197	75	.	.	PUNCT
hi-875	198	1	7abduh	7abduh	NUM
hi-875	198	2	,	,	PUNCT
hi-875	198	3	muhamad	muhamad	PROPN
hi-875	198	4	,	,	PUNCT
hi-875	198	5	and	and	CCONJ
hi-875	198	6	syaza	syaza	PROPN
hi-875	198	7	nawwarah	nawwarah	PROPN
hi-875	198	8	zein	zein	PROPN
hi-875	198	9	isma	isma	PROPN
hi-875	198	10	,	,	PUNCT
hi-875	198	11	“	"	PUNCT
hi-875	198	12	economic	economic	ADJ
hi-875	198	13	and	and	CCONJ
hi-875	198	14	market	market	NOUN
hi-875	198	15	predictors	predictor	NOUN
hi-875	198	16	of	of	ADP
hi-875	198	17	solvency	solvency	NOUN
hi-875	198	18	of	of	ADP
hi-875	198	19	family	family	NOUN
hi-875	198	20	takaful	takaful	ADJ
hi-875	198	21	in	in	ADP
hi-875	198	22	malaysia	malaysia	PROPN
hi-875	198	23	,	,	PUNCT
hi-875	198	24	”	"	PUNCT
hi-875	198	25	journal	journal	NOUN
hi-875	198	26	of	of	ADP
hi-875	198	27	islamic	islamic	PROPN
hi-875	198	28	accounting	accounting	PROPN
hi-875	198	29	and	and	CCONJ
hi-875	198	30	business	business	NOUN
hi-875	198	31	research	research	NOUN
hi-875	198	32	8	8	NUM
hi-875	198	33	,	,	PUNCT
hi-875	198	34	no	no	INTJ
hi-875	198	35	.	.	NOUN
hi-875	198	36	3	3	NUM
hi-875	198	37	(	(	PUNCT
hi-875	198	38	june	june	PROPN
hi-875	198	39	2017	2017	NUM
hi-875	198	40	):	):	PUNCT
hi-875	198	41	334	334	NUM
hi-875	198	42	-	-	SYM
hi-875	198	43	344	344	NUM
hi-875	198	44	.	.	PUNCT
hi-875	198	45	https://doi.org/10.1108/jiabr-06-2015-0030	https://doi.org/10.1108/jiabr-06-2015-0030	NOUN
hi-875	198	46	8	8	NUM
hi-875	198	47	yakob	yakob	NOUN
hi-875	198	48	,	,	PUNCT
hi-875	198	49	rubayah	rubayah	NOUN
hi-875	198	50	,	,	PUNCT
hi-875	198	51	zulkornain	zulkornain	NOUN
hi-875	198	52	yusop	yusop	PROPN
hi-875	198	53	,	,	PUNCT
hi-875	198	54	alias	alia	NOUN
hi-875	198	55	radam	radam	NOUN
hi-875	198	56	,	,	PUNCT
hi-875	198	57	and	and	CCONJ
hi-875	198	58	noriszura	noriszura	NOUN
hi-875	198	59	ismail	ismail	NOUN
hi-875	198	60	,	,	PUNCT
hi-875	198	61	“	"	PUNCT
hi-875	198	62	solvency	solvency	NOUN
hi-875	198	63	determinants	determinant	NOUN
hi-875	198	64	of	of	ADP
hi-875	198	65	conventional	conventional	ADJ
hi-875	198	66	life	life	NOUN
hi-875	198	67	insurers	insurer	NOUN
hi-875	198	68	and	and	CCONJ
hi-875	198	69	takaful	takaful	ADJ
hi-875	198	70	operators	operator	NOUN
hi-875	198	71	,	,	PUNCT
hi-875	198	72	”	"	PUNCT
hi-875	198	73	asiapacific	asiapacific	ADJ
hi-875	198	74	journal	journal	NOUN
hi-875	198	75	of	of	ADP
hi-875	198	76	risk	risk	NOUN
hi-875	198	77	and	and	CCONJ
hi-875	198	78	insurance	insurance	NOUN
hi-875	198	79	6	6	NUM
hi-875	198	80	,	,	PUNCT
hi-875	198	81	no	no	INTJ
hi-875	198	82	.	.	NOUN
hi-875	198	83	2	2	NUM
hi-875	198	84	(	(	PUNCT
hi-875	198	85	june	june	PROPN
hi-875	198	86	2012	2012	NUM
hi-875	198	87	)	)	PUNCT
hi-875	198	88	.	.	PUNCT
hi-875	199	1	https://doi.org/10.1515/2153-3792.1143	https://doi.org/10.1515/2153-3792.1143	PROPN
hi-875	199	2	9alokla	9alokla	NUM
hi-875	199	3	,	,	PUNCT
hi-875	199	4	jassem	jassem	PROPN
hi-875	199	5	,	,	PUNCT
hi-875	199	6	arief	arief	NOUN
hi-875	199	7	daynes	dayne	NOUN
hi-875	199	8	,	,	PUNCT
hi-875	199	9	paraskevas	paraskevas	NOUN
hi-875	199	10	pagas	pagas	NOUN
hi-875	199	11	,	,	PUNCT
hi-875	199	12	and	and	CCONJ
hi-875	199	13	panagiotis	panagiotis	NOUN
hi-875	199	14	tzouvanas	tzouvanas	PROPN
hi-875	199	15	,	,	PUNCT
hi-875	199	16	“	"	PUNCT
hi-875	199	17	solvency	solvency	NOUN
hi-875	199	18	determinants	determinant	NOUN
hi-875	199	19	:	:	PUNCT
hi-875	199	20	evidence	evidence	NOUN
hi-875	199	21	from	from	ADP
hi-875	199	22	the	the	DET
hi-875	199	23	takaful	takaful	ADJ
hi-875	199	24	insurance	insurance	NOUN
hi-875	199	25	industry	industry	NOUN
hi-875	199	26	,	,	PUNCT
hi-875	199	27	”	"	PUNCT
hi-875	199	28	the	the	DET
hi-875	199	29	geneva	geneva	PROPN
hi-875	199	30	papers	paper	NOUN
hi-875	199	31	on	on	ADP
hi-875	199	32	risk	risk	NOUN
hi-875	199	33	and	and	CCONJ
hi-875	199	34	insurance	insurance	NOUN
hi-875	199	35	issues	issue	NOUN
hi-875	199	36	and	and	CCONJ
hi-875	199	37	practice	practice	NOUN
hi-875	199	38	,	,	PUNCT
hi-875	199	39	(	(	PUNCT
hi-875	199	40	january	january	PROPN
hi-875	199	41	2022	2022	NUM
hi-875	199	42	)	)	PUNCT
hi-875	199	43	.	.	PUNCT
hi-875	200	1	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	201	1	10	10	NUM
hi-875	201	2	craig	craig	PROPN
hi-875	201	3	thorburn	thorburn	PROPN
hi-875	201	4	,	,	PUNCT
hi-875	201	5	“	"	PUNCT
hi-875	201	6	on	on	ADP
hi-875	201	7	the	the	DET
hi-875	201	8	measurement	measurement	NOUN
hi-875	201	9	of	of	ADP
hi-875	201	10	solvency	solvency	NOUN
hi-875	201	11	of	of	ADP
hi-875	201	12	insurance	insurance	NOUN
hi-875	201	13	companies	company	NOUN
hi-875	201	14	:	:	PUNCT
hi-875	201	15	recent	recent	ADJ
hi-875	201	16	developments	development	NOUN
hi-875	201	17	that	that	PRON
hi-875	201	18	will	will	AUX
hi-875	201	19	alter	alter	VERB
hi-875	201	20	methods	method	NOUN
hi-875	201	21	adopted	adopt	VERB
hi-875	201	22	in	in	ADP
hi-875	201	23	emerging	emerge	VERB
hi-875	201	24	markets	market	NOUN
hi-875	201	25	,	,	PUNCT
hi-875	201	26	”	"	PUNCT
hi-875	201	27	world	world	NOUN
hi-875	201	28	bank	bank	NOUN
hi-875	201	29	policy	policy	NOUN
hi-875	201	30	research	research	NOUN
hi-875	201	31	working	working	NOUN
hi-875	201	32	paper	paper	NOUN
hi-875	201	33	,	,	PUNCT
hi-875	201	34	february	february	PROPN
hi-875	201	35	2004	2004	NUM
hi-875	201	36	,	,	PUNCT
hi-875	201	37	42	42	NUM
hi-875	201	38	.	.	PUNCT
hi-875	201	39	https://documents1.worldbank.org/curated/en/977941468761422861/114514322_2	https://documents1.worldbank.org/curated/en/977941468761422861/114514322_2	PROPN
hi-875	201	40	0041117173029	0041117173029	NUM
hi-875	201	41	/	/	SYM
hi-875	201	42	additional	additional	ADJ
hi-875	201	43	/	/	SYM
hi-875	201	44	wps3199.pdf	wps3199.pdf	NOUN
hi-875	201	45	11abduh	11abduh	NUM
hi-875	201	46	,	,	PUNCT
hi-875	201	47	muhamad	muhamad	PROPN
hi-875	201	48	,	,	PUNCT
hi-875	201	49	and	and	CCONJ
hi-875	201	50	syaza	syaza	PROPN
hi-875	201	51	nawwarah	nawwarah	PROPN
hi-875	201	52	zein	zein	PROPN
hi-875	201	53	isma	isma	PROPN
hi-875	201	54	,	,	PUNCT
hi-875	201	55	“	"	PUNCT
hi-875	201	56	economic	economic	ADJ
hi-875	201	57	and	and	CCONJ
hi-875	201	58	market	market	NOUN
hi-875	201	59	predictors	predictor	NOUN
hi-875	201	60	of	of	ADP
hi-875	201	61	solvency	solvency	NOUN
hi-875	201	62	of	of	ADP
hi-875	201	63	family	family	NOUN
hi-875	201	64	takaful	takaful	ADJ
hi-875	201	65	in	in	ADP
hi-875	201	66	malaysia	malaysia	PROPN
hi-875	201	67	,	,	PUNCT
hi-875	201	68	”	"	PUNCT
hi-875	201	69	journal	journal	NOUN
hi-875	201	70	of	of	ADP
hi-875	201	71	islamic	islamic	PROPN
hi-875	201	72	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	NOUN
hi-875	201	73	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	PROPN
hi-875	201	74	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	PROPN
hi-875	201	75	https://doi.org/10.17233/sosyoekonomi.2022.02.13	https://doi.org/10.17233/sosyoekonomi.2022.02.13	X
hi-875	201	76	http://www.ijhssi.org/	http://www.ijhssi.org/	NOUN
hi-875	201	77	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	NOUN
hi-875	201	78	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	NOUN
hi-875	201	79	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	https://www.eu-asean.eu/wp-content/uploads/2023/03/press-release-eu-asean-business-council-makes-key-recommendations-to-drive-inclusive-sustainable-growth-through-insurance.pdf	PROPN
hi-875	201	80	https://doi.org/10.1108/jiabr-06-2015-0030	https://doi.org/10.1108/jiabr-06-2015-0030	ADV
hi-875	201	81	https://doi.org/10.1515/2153-3792.1143	https://doi.org/10.1515/2153-3792.1143	PROPN
hi-875	201	82	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	201	83	https://documents1.worldbank.org/curated/en/977941468761422861/114514322_20041117173029/additional/wps3199.pdf	https://documents1.worldbank.org/curated/en/977941468761422861/114514322_20041117173029/additional/wps3199.pdf	PROPN
hi-875	201	84	https://documents1.worldbank.org/curated/en/977941468761422861/114514322_20041117173029/additional/wps3199.pdf	https://documents1.worldbank.org/curated/en/977941468761422861/114514322_20041117173029/additional/wps3199.pdf	PROPN
hi-875	201	85	88	88	NUM
hi-875	201	86	determinants	determinant	NOUN
hi-875	201	87	of	of	ADP
hi-875	201	88	family	family	NOUN
hi-875	201	89	takaful	takaful	ADJ
hi-875	201	90	…	…	PUNCT
hi-875	201	91	accounting	accounting	NOUN
hi-875	201	92	and	and	CCONJ
hi-875	201	93	business	business	NOUN
hi-875	201	94	research	research	NOUN
hi-875	201	95	8	8	NUM
hi-875	201	96	,	,	PUNCT
hi-875	201	97	no	no	INTJ
hi-875	201	98	.	.	NOUN
hi-875	201	99	3	3	NUM
hi-875	201	100	(	(	PUNCT
hi-875	201	101	june	june	PROPN
hi-875	201	102	2017	2017	NUM
hi-875	201	103	):	):	PUNCT
hi-875	201	104	334	334	NUM
hi-875	201	105	-	-	SYM
hi-875	201	106	344	344	NUM
hi-875	201	107	.	.	PUNCT
hi-875	201	108	https://doi.org/10.1108/jiabr-06-2015-0030	https://doi.org/10.1108/jiabr-06-2015-0030	NOUN
hi-875	201	109	12afiqah	12afiqah	NUM
hi-875	201	110	,	,	PUNCT
hi-875	201	111	yulita	yulita	PROPN
hi-875	201	112	widya	widya	PROPN
hi-875	201	113	,	,	PUNCT
hi-875	201	114	and	and	CCONJ
hi-875	201	115	nisful	nisful	ADJ
hi-875	201	116	laila	laila	PROPN
hi-875	201	117	,	,	PUNCT
hi-875	201	118	“	"	PUNCT
hi-875	201	119	the	the	DET
hi-875	201	120	determinant	determinant	ADJ
hi-875	201	121	factors	factor	NOUN
hi-875	201	122	of	of	ADP
hi-875	201	123	solvency	solvency	NOUN
hi-875	201	124	on	on	ADP
hi-875	201	125	sharia	sharia	PROPN
hi-875	201	126	life	life	PROPN
hi-875	201	127	insurance	insurance	NOUN
hi-875	201	128	in	in	ADP
hi-875	201	129	indonesia	indonesia	PROPN
hi-875	201	130	,	,	PUNCT
hi-875	201	131	”	"	PUNCT
hi-875	201	132	jurnal	jurnal	ADJ
hi-875	201	133	ekonomi	ekonomi	PROPN
hi-875	201	134	syariah	syariah	PROPN
hi-875	201	135	teori	teori	PROPN
hi-875	201	136	dan	dan	PROPN
hi-875	201	137	terapan	terapan	PROPN
hi-875	201	138	8	8	NUM
hi-875	201	139	,	,	PUNCT
hi-875	201	140	no	no	INTJ
hi-875	201	141	.	.	NOUN
hi-875	201	142	5	5	NUM
hi-875	201	143	(	(	PUNCT
hi-875	201	144	september	september	PROPN
hi-875	201	145	2021	2021	NUM
hi-875	201	146	):	):	PUNCT
hi-875	201	147	530	530	NUM
hi-875	201	148	-	-	SYM
hi-875	201	149	536	536	NUM
hi-875	201	150	.	.	PUNCT
hi-875	202	1	https://doi.org/10.20473/vol8iss20215pp530-536	https://doi.org/10.20473/vol8iss20215pp530-536	PROPN
hi-875	202	2	13alokla	13alokla	PROPN
hi-875	202	3	,	,	PUNCT
hi-875	202	4	jassem	jassem	PROPN
hi-875	202	5	,	,	PUNCT
hi-875	202	6	arief	arief	NOUN
hi-875	202	7	daynes	dayne	NOUN
hi-875	202	8	,	,	PUNCT
hi-875	202	9	paraskevas	paraskevas	NOUN
hi-875	202	10	pagas	pagas	NOUN
hi-875	202	11	,	,	PUNCT
hi-875	202	12	and	and	CCONJ
hi-875	202	13	panagiotis	panagiotis	NOUN
hi-875	202	14	tzouvanas	tzouvanas	PROPN
hi-875	202	15	,	,	PUNCT
hi-875	202	16	“	"	PUNCT
hi-875	202	17	solvency	solvency	NOUN
hi-875	202	18	determinants	determinant	NOUN
hi-875	202	19	:	:	PUNCT
hi-875	202	20	evidence	evidence	NOUN
hi-875	202	21	from	from	ADP
hi-875	202	22	the	the	DET
hi-875	202	23	takaful	takaful	ADJ
hi-875	202	24	insurance	insurance	NOUN
hi-875	202	25	industry	industry	NOUN
hi-875	202	26	,	,	PUNCT
hi-875	202	27	”	"	PUNCT
hi-875	202	28	the	the	DET
hi-875	202	29	geneva	geneva	PROPN
hi-875	202	30	papers	paper	NOUN
hi-875	202	31	on	on	ADP
hi-875	202	32	risk	risk	NOUN
hi-875	202	33	and	and	CCONJ
hi-875	202	34	insurance	insurance	NOUN
hi-875	202	35	issues	issue	NOUN
hi-875	202	36	and	and	CCONJ
hi-875	202	37	practice	practice	NOUN
hi-875	202	38	,	,	PUNCT
hi-875	202	39	(	(	PUNCT
hi-875	202	40	january	january	PROPN
hi-875	202	41	2022	2022	NUM
hi-875	202	42	)	)	PUNCT
hi-875	202	43	.	.	PUNCT
hi-875	203	1	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	203	2	14srivastava	14srivastava	NUM
hi-875	203	3	,	,	PUNCT
hi-875	203	4	samir	samir	PROPN
hi-875	203	5	k.	k.	PROPN
hi-875	203	6	,	,	PUNCT
hi-875	203	7	and	and	CCONJ
hi-875	203	8	avishek	avishek	PROPN
hi-875	203	9	ray	ray	PROPN
hi-875	203	10	,	,	PUNCT
hi-875	203	11	“	"	PUNCT
hi-875	203	12	benchmarking	benchmarke	VERB
hi-875	203	13	indian	indian	ADJ
hi-875	203	14	general	general	ADJ
hi-875	203	15	insurance	insurance	NOUN
hi-875	203	16	firms	firm	NOUN
hi-875	203	17	,	,	PUNCT
hi-875	203	18	”	"	PUNCT
hi-875	203	19	benchmarking	benchmarke	VERB
hi-875	203	20	:	:	PUNCT
hi-875	203	21	an	an	DET
hi-875	203	22	international	international	ADJ
hi-875	203	23	journal	journal	NOUN
hi-875	203	24	20	20	NUM
hi-875	203	25	,	,	PUNCT
hi-875	203	26	no	no	INTJ
hi-875	203	27	.	.	NOUN
hi-875	203	28	1	1	NUM
hi-875	203	29	(	(	PUNCT
hi-875	203	30	2013	2013	NUM
hi-875	203	31	):	):	PUNCT
hi-875	203	32	4	4	NUM
hi-875	203	33	-	-	SYM
hi-875	203	34	24	24	NUM
hi-875	203	35	.	.	PUNCT
hi-875	204	1	https://doi.org/10.1108/14635771311299461	https://doi.org/10.1108/14635771311299461	NUM
hi-875	204	2	15abduh	15abduh	NUM
hi-875	204	3	,	,	PUNCT
hi-875	204	4	muhamad	muhamad	PROPN
hi-875	204	5	,	,	PUNCT
hi-875	204	6	and	and	CCONJ
hi-875	204	7	syaza	syaza	PROPN
hi-875	204	8	nawwarah	nawwarah	PROPN
hi-875	204	9	zein	zein	PROPN
hi-875	204	10	isma	isma	PROPN
hi-875	204	11	,	,	PUNCT
hi-875	204	12	“	"	PUNCT
hi-875	204	13	economic	economic	ADJ
hi-875	204	14	and	and	CCONJ
hi-875	204	15	market	market	NOUN
hi-875	204	16	predictors	predictor	NOUN
hi-875	204	17	of	of	ADP
hi-875	204	18	solvency	solvency	NOUN
hi-875	204	19	of	of	ADP
hi-875	204	20	family	family	NOUN
hi-875	204	21	takaful	takaful	ADJ
hi-875	204	22	in	in	ADP
hi-875	204	23	malaysia	malaysia	PROPN
hi-875	204	24	,	,	PUNCT
hi-875	204	25	”	"	PUNCT
hi-875	204	26	journal	journal	NOUN
hi-875	204	27	of	of	ADP
hi-875	204	28	islamic	islamic	PROPN
hi-875	204	29	accounting	accounting	PROPN
hi-875	204	30	and	and	CCONJ
hi-875	204	31	business	business	NOUN
hi-875	204	32	research	research	NOUN
hi-875	204	33	8	8	NUM
hi-875	204	34	,	,	PUNCT
hi-875	204	35	no	no	INTJ
hi-875	204	36	.	.	NOUN
hi-875	204	37	3	3	NUM
hi-875	204	38	(	(	PUNCT
hi-875	204	39	june	june	PROPN
hi-875	204	40	2017	2017	NUM
hi-875	204	41	):	):	PUNCT
hi-875	204	42	334	334	NUM
hi-875	204	43	-	-	SYM
hi-875	204	44	344	344	NUM
hi-875	204	45	.	.	PUNCT
hi-875	204	46	https://doi.org/10.1108/jiabr-06-2015-0030	https://doi.org/10.1108/jiabr-06-2015-0030	NUM
hi-875	204	47	16alokla	16alokla	NUM
hi-875	204	48	,	,	PUNCT
hi-875	204	49	jassem	jassem	PROPN
hi-875	204	50	,	,	PUNCT
hi-875	204	51	arief	arief	NOUN
hi-875	204	52	daynes	dayne	NOUN
hi-875	204	53	,	,	PUNCT
hi-875	204	54	paraskevas	paraskevas	NOUN
hi-875	204	55	pagas	pagas	NOUN
hi-875	204	56	,	,	PUNCT
hi-875	204	57	and	and	CCONJ
hi-875	204	58	panagiotis	panagiotis	NOUN
hi-875	204	59	tzouvanas	tzouvanas	PROPN
hi-875	204	60	,	,	PUNCT
hi-875	204	61	“	"	PUNCT
hi-875	204	62	solvency	solvency	NOUN
hi-875	204	63	determinants	determinant	NOUN
hi-875	204	64	:	:	PUNCT
hi-875	204	65	evidence	evidence	NOUN
hi-875	204	66	from	from	ADP
hi-875	204	67	the	the	DET
hi-875	204	68	takaful	takaful	ADJ
hi-875	204	69	insurance	insurance	NOUN
hi-875	204	70	industry	industry	NOUN
hi-875	204	71	,	,	PUNCT
hi-875	204	72	”	"	PUNCT
hi-875	204	73	the	the	DET
hi-875	204	74	geneva	geneva	PROPN
hi-875	204	75	papers	paper	NOUN
hi-875	204	76	on	on	ADP
hi-875	204	77	risk	risk	NOUN
hi-875	204	78	and	and	CCONJ
hi-875	204	79	insurance	insurance	NOUN
hi-875	204	80	issues	issue	NOUN
hi-875	204	81	and	and	CCONJ
hi-875	204	82	practice	practice	NOUN
hi-875	204	83	,	,	PUNCT
hi-875	204	84	(	(	PUNCT
hi-875	204	85	january	january	PROPN
hi-875	204	86	2022	2022	NUM
hi-875	204	87	)	)	PUNCT
hi-875	204	88	.	.	PUNCT
hi-875	205	1	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	205	2	17shiu	17shiu	NUM
hi-875	205	3	,	,	PUNCT
hi-875	205	4	yung	yung	NOUN
hi-875	205	5	-	-	PUNCT
hi-875	205	6	ming	ming	NOUN
hi-875	205	7	,	,	PUNCT
hi-875	205	8	“	"	PUNCT
hi-875	205	9	the	the	DET
hi-875	205	10	determinants	determinant	NOUN
hi-875	205	11	of	of	ADP
hi-875	205	12	solvency	solvency	NOUN
hi-875	205	13	in	in	ADP
hi-875	205	14	the	the	DET
hi-875	205	15	united	united	PROPN
hi-875	205	16	kingdom	kingdom	PROPN
hi-875	205	17	life	life	PROPN
hi-875	205	18	insurance	insurance	NOUN
hi-875	205	19	market	market	NOUN
hi-875	205	20	,	,	PUNCT
hi-875	205	21	”	"	PUNCT
hi-875	205	22	applied	apply	VERB
hi-875	205	23	economics	economic	NOUN
hi-875	205	24	letters	letter	NOUN
hi-875	205	25	12	12	NUM
hi-875	205	26	,	,	PUNCT
hi-875	205	27	no	no	INTJ
hi-875	205	28	.	.	NOUN
hi-875	205	29	6	6	NUM
hi-875	205	30	(	(	PUNCT
hi-875	205	31	august	august	PROPN
hi-875	205	32	2006	2006	NUM
hi-875	205	33	):	):	PUNCT
hi-875	205	34	339	339	NUM
hi-875	205	35	-	-	SYM
hi-875	205	36	344	344	NUM
hi-875	205	37	.	.	PUNCT
hi-875	206	1	https://doi.org/10.1080/13504850500092640	https://doi.org/10.1080/13504850500092640	PRON
hi-875	206	2	18afiqah	18afiqah	NUM
hi-875	206	3	,	,	PUNCT
hi-875	206	4	yulita	yulita	PROPN
hi-875	206	5	widya	widya	PROPN
hi-875	206	6	,	,	PUNCT
hi-875	206	7	and	and	CCONJ
hi-875	206	8	nisful	nisful	ADJ
hi-875	206	9	laila	laila	PROPN
hi-875	206	10	,	,	PUNCT
hi-875	206	11	“	"	PUNCT
hi-875	206	12	the	the	DET
hi-875	206	13	determinant	determinant	ADJ
hi-875	206	14	factors	factor	NOUN
hi-875	206	15	of	of	ADP
hi-875	206	16	solvency	solvency	NOUN
hi-875	206	17	on	on	ADP
hi-875	206	18	sharia	sharia	PROPN
hi-875	206	19	life	life	PROPN
hi-875	206	20	insurance	insurance	NOUN
hi-875	206	21	in	in	ADP
hi-875	206	22	indonesia	indonesia	PROPN
hi-875	206	23	,	,	PUNCT
hi-875	206	24	”	"	PUNCT
hi-875	206	25	jurnal	jurnal	ADJ
hi-875	206	26	ekonomi	ekonomi	PROPN
hi-875	206	27	syariah	syariah	PROPN
hi-875	206	28	teori	teori	PROPN
hi-875	206	29	dan	dan	PROPN
hi-875	206	30	terapan	terapan	PROPN
hi-875	206	31	8	8	NUM
hi-875	206	32	,	,	PUNCT
hi-875	206	33	no	no	INTJ
hi-875	206	34	.	.	NOUN
hi-875	206	35	5	5	NUM
hi-875	206	36	(	(	PUNCT
hi-875	206	37	september	september	PROPN
hi-875	206	38	2021	2021	NUM
hi-875	206	39	):	):	PUNCT
hi-875	206	40	530	530	NUM
hi-875	206	41	-	-	SYM
hi-875	206	42	536	536	NUM
hi-875	206	43	.	.	PUNCT
hi-875	207	1	https://doi.org/10.20473/vol8iss20215pp530-536	https://doi.org/10.20473/vol8iss20215pp530-536	PROPN
hi-875	207	2	19	19	NUM
hi-875	207	3	yakob	yakob	NOUN
hi-875	207	4	,	,	PUNCT
hi-875	207	5	rubayah	rubayah	NOUN
hi-875	207	6	,	,	PUNCT
hi-875	207	7	zulkornain	zulkornain	NOUN
hi-875	207	8	yusop	yusop	PROPN
hi-875	207	9	,	,	PUNCT
hi-875	207	10	alias	alia	NOUN
hi-875	207	11	radam	radam	NOUN
hi-875	207	12	,	,	PUNCT
hi-875	207	13	and	and	CCONJ
hi-875	207	14	noriszura	noriszura	NOUN
hi-875	207	15	ismail	ismail	NOUN
hi-875	207	16	,	,	PUNCT
hi-875	207	17	“	"	PUNCT
hi-875	207	18	solvency	solvency	NOUN
hi-875	207	19	determinants	determinant	NOUN
hi-875	207	20	of	of	ADP
hi-875	207	21	conventional	conventional	ADJ
hi-875	207	22	life	life	NOUN
hi-875	207	23	insurers	insurer	NOUN
hi-875	207	24	and	and	CCONJ
hi-875	207	25	takaful	takaful	ADJ
hi-875	207	26	operators	operator	NOUN
hi-875	207	27	,	,	PUNCT
hi-875	207	28	”	"	PUNCT
hi-875	207	29	asiapacific	asiapacific	ADJ
hi-875	207	30	journal	journal	NOUN
hi-875	207	31	of	of	ADP
hi-875	207	32	risk	risk	NOUN
hi-875	207	33	and	and	CCONJ
hi-875	207	34	insurance	insurance	NOUN
hi-875	207	35	6	6	NUM
hi-875	207	36	,	,	PUNCT
hi-875	207	37	no	no	INTJ
hi-875	207	38	.	.	NOUN
hi-875	207	39	2	2	NUM
hi-875	207	40	(	(	PUNCT
hi-875	207	41	june	june	PROPN
hi-875	207	42	2012	2012	NUM
hi-875	207	43	)	)	PUNCT
hi-875	207	44	.	.	PUNCT
hi-875	208	1	https://doi.org/10.1515/2153-3792.1143	https://doi.org/10.1515/2153-3792.1143	PROPN
hi-875	208	2	20	20	NUM
hi-875	208	3	ibid	ibid	NOUN
hi-875	208	4	21	21	NUM
hi-875	208	5	damodar	damodar	NOUN
hi-875	208	6	n.	n.	PROPN
hi-875	208	7	gujarati	gujarati	PROPN
hi-875	208	8	,	,	PUNCT
hi-875	208	9	basic	basic	ADJ
hi-875	208	10	econometrics	econometric	NOUN
hi-875	208	11	:	:	PUNCT
hi-875	208	12	4th	4th	ADJ
hi-875	208	13	edition	edition	NOUN
hi-875	208	14	,	,	PUNCT
hi-875	208	15	(	(	PUNCT
hi-875	208	16	new	new	PROPN
hi-875	208	17	york	york	PROPN
hi-875	208	18	:	:	PUNCT
hi-875	208	19	mcgraw	mcgraw	PROPN
hi-875	208	20	-	-	PUNCT
hi-875	208	21	hill	hill	NOUN
hi-875	208	22	companies	company	NOUN
hi-875	208	23	,	,	PUNCT
hi-875	208	24	2004	2004	NUM
hi-875	208	25	)	)	PUNCT
hi-875	208	26	,	,	PUNCT
hi-875	208	27	1027	1027	NUM
hi-875	208	28	.	.	PUNCT
hi-875	209	1	22adams	22adam	NOUN
hi-875	209	2	,	,	PUNCT
hi-875	209	3	m.	m.	NOUN
hi-875	209	4	,	,	PUNCT
hi-875	209	5	and	and	CCONJ
hi-875	209	6	m.	m.	NOUN
hi-875	209	7	buckle	buckle	NOUN
hi-875	209	8	,	,	PUNCT
hi-875	209	9	“	"	PUNCT
hi-875	209	10	the	the	DET
hi-875	209	11	determinants	determinant	NOUN
hi-875	209	12	of	of	ADP
hi-875	209	13	corporate	corporate	ADJ
hi-875	209	14	financial	financial	ADJ
hi-875	209	15	performance	performance	NOUN
hi-875	209	16	in	in	ADP
hi-875	209	17	the	the	DET
hi-875	209	18	bermuda	bermuda	PROPN
hi-875	209	19	insurance	insurance	NOUN
hi-875	209	20	market	market	NOUN
hi-875	209	21	,	,	PUNCT
hi-875	209	22	”	"	PUNCT
hi-875	209	23	applied	apply	VERB
hi-875	209	24	financial	financial	ADJ
hi-875	209	25	economics	economic	NOUN
hi-875	209	26	13	13	NUM
hi-875	209	27	,	,	PUNCT
hi-875	209	28	no	no	INTJ
hi-875	209	29	.	.	NOUN
hi-875	209	30	2	2	NUM
hi-875	209	31	(	(	PUNCT
hi-875	209	32	october	october	PROPN
hi-875	209	33	2010	2010	NUM
hi-875	209	34	):	):	PUNCT
hi-875	209	35	133	133	NUM
hi-875	209	36	-	-	SYM
hi-875	209	37	143	143	NUM
hi-875	209	38	.	.	PUNCT
hi-875	210	1	https://doi.org/10.1080/09603100210105030	https://doi.org/10.1080/09603100210105030	NOUN
hi-875	210	2	23bundt	23bundt	NUM
hi-875	210	3	,	,	PUNCT
hi-875	210	4	thomas	thomas	PROPN
hi-875	210	5	,	,	PUNCT
hi-875	210	6	and	and	CCONJ
hi-875	210	7	robert	robert	PROPN
hi-875	210	8	p.	p.	PROPN
hi-875	210	9	murphy	murphy	PROPN
hi-875	210	10	,	,	PUNCT
hi-875	210	11	“	"	PUNCT
hi-875	210	12	are	be	AUX
hi-875	210	13	residual	residual	ADJ
hi-875	210	14	economic	economic	ADJ
hi-875	210	15	relationships	relationship	NOUN
hi-875	210	16	normally	normally	ADV
hi-875	210	17	distributed	distribute	VERB
hi-875	210	18	?	?	PUNCT
hi-875	211	1	testing	test	VERB
hi-875	211	2	an	an	DET
hi-875	211	3	assumption	assumption	NOUN
hi-875	211	4	of	of	ADP
hi-875	211	5	neoclassical	neoclassical	ADJ
hi-875	211	6	economics	economic	NOUN
hi-875	211	7	,	,	PUNCT
hi-875	211	8	”	"	PUNCT
hi-875	211	9	the	the	DET
hi-875	211	10	review	review	NOUN
hi-875	211	11	of	of	ADP
hi-875	211	12	austrian	austrian	ADJ
hi-875	211	13	economics	economic	NOUN
hi-875	211	14	21	21	NUM
hi-875	211	15	,	,	PUNCT
hi-875	211	16	no	no	INTJ
hi-875	211	17	.	.	NOUN
hi-875	211	18	4	4	NUM
hi-875	211	19	(	(	PUNCT
hi-875	211	20	april	april	PROPN
hi-875	211	21	2008	2008	NUM
hi-875	211	22	):	):	PUNCT
hi-875	211	23	329	329	NUM
hi-875	211	24	-	-	SYM
hi-875	211	25	340	340	NUM
hi-875	211	26	.	.	PUNCT
hi-875	212	1	https://doi.org/10.1007/s11138-008-0045-5	https://doi.org/10.1007/s11138-008-0045-5	PROPN
hi-875	212	2	24dettori	24dettori	NUM
hi-875	212	3	,	,	PUNCT
hi-875	212	4	joseph	joseph	PROPN
hi-875	212	5	r.	r.	PROPN
hi-875	212	6	,	,	PUNCT
hi-875	212	7	daniel	daniel	PROPN
hi-875	212	8	c.	c.	PROPN
hi-875	212	9	norvell	norvell	PROPN
hi-875	212	10	,	,	PUNCT
hi-875	212	11	and	and	CCONJ
hi-875	212	12	jens	jens	PROPN
hi-875	212	13	r.	r.	PROPN
hi-875	212	14	chapman	chapman	PROPN
hi-875	212	15	,	,	PUNCT
hi-875	212	16	“	"	PUNCT
hi-875	212	17	fixed	fix	VERB
hi-875	212	18	-	-	PUNCT
hi-875	212	19	effect	effect	NOUN
hi-875	212	20	vs	vs	ADP
hi-875	212	21	random	random	ADJ
hi-875	212	22	-	-	PUNCT
hi-875	212	23	effects	effect	NOUN
hi-875	212	24	models	model	NOUN
hi-875	212	25	for	for	ADP
hi-875	212	26	meta	meta	ADJ
hi-875	212	27	-	-	PUNCT
hi-875	212	28	analysis	analysis	NOUN
hi-875	212	29	:	:	PUNCT
hi-875	212	30	3	3	NUM
hi-875	212	31	points	point	NOUN
hi-875	212	32	to	to	PART
hi-875	212	33	consider	consider	VERB
hi-875	212	34	,	,	PUNCT
hi-875	212	35	”	"	PUNCT
hi-875	212	36	global	global	ADJ
hi-875	212	37	spine	spine	ADJ
hi-875	212	38	journal	journal	PROPN
hi-875	212	39	12	12	NUM
hi-875	212	40	,	,	PUNCT
hi-875	212	41	no	no	INTJ
hi-875	212	42	.	.	NOUN
hi-875	212	43	7	7	NUM
hi-875	212	44	(	(	PUNCT
hi-875	212	45	2022	2022	NUM
hi-875	212	46	)	)	PUNCT
hi-875	212	47	1624	1624	NUM
hi-875	212	48	-	-	SYM
hi-875	212	49	1626	1626	NUM
hi-875	212	50	.	.	PUNCT
hi-875	213	1	https://doi.org/10.1177/21925682221110527	https://doi.org/10.1177/21925682221110527	PROPN
hi-875	213	2	25srivastava	25srivastava	NUM
hi-875	213	3	,	,	PUNCT
hi-875	213	4	samir	samir	PROPN
hi-875	213	5	k.	k.	PROPN
hi-875	213	6	,	,	PUNCT
hi-875	213	7	and	and	CCONJ
hi-875	213	8	avishek	avishek	PROPN
hi-875	213	9	ray	ray	PROPN
hi-875	213	10	,	,	PUNCT
hi-875	213	11	“	"	PUNCT
hi-875	213	12	benchmarking	benchmarke	VERB
hi-875	213	13	indian	indian	ADJ
hi-875	213	14	general	general	ADJ
hi-875	213	15	insurance	insurance	NOUN
hi-875	213	16	firms	firm	NOUN
hi-875	213	17	,	,	PUNCT
hi-875	213	18	”	"	PUNCT
hi-875	213	19	benchmarking	benchmarke	VERB
hi-875	213	20	:	:	PUNCT
hi-875	213	21	an	an	DET
hi-875	213	22	international	international	ADJ
hi-875	213	23	journal	journal	NOUN
hi-875	213	24	20	20	NUM
hi-875	213	25	,	,	PUNCT
hi-875	213	26	no	no	INTJ
hi-875	213	27	.	.	NOUN
hi-875	213	28	1	1	NUM
hi-875	213	29	(	(	PUNCT
hi-875	213	30	2013	2013	NUM
hi-875	213	31	):	):	PUNCT
hi-875	213	32	4	4	NUM
hi-875	213	33	-	-	SYM
hi-875	213	34	24	24	NUM
hi-875	213	35	.	.	PUNCT
hi-875	214	1	https://doi.org/10.1108/14635771311299461	https://doi.org/10.1108/14635771311299461	X
hi-875	214	2	26bawa	26bawa	NUM
hi-875	214	3	,	,	PUNCT
hi-875	214	4	kaur	kaur	NOUN
hi-875	214	5	,	,	PUNCT
hi-875	214	6	and	and	CCONJ
hi-875	214	7	samiya	samiya	X
hi-875	214	8	chattha	chattha	NOUN
hi-875	214	9	,	,	PUNCT
hi-875	214	10	“	"	PUNCT
hi-875	214	11	financial	financial	ADJ
hi-875	214	12	performance	performance	NOUN
hi-875	214	13	of	of	ADP
hi-875	214	14	life	life	NOUN
hi-875	214	15	insurers	insurer	NOUN
hi-875	214	16	in	in	ADP
hi-875	214	17	indian	indian	ADJ
hi-875	214	18	insurance	insurance	NOUN
hi-875	214	19	industry	industry	NOUN
hi-875	214	20	,	,	PUNCT
hi-875	214	21	”	"	PUNCT
hi-875	214	22	pacific	pacific	PROPN
hi-875	214	23	business	business	PROPN
hi-875	214	24	review	review	NOUN
hi-875	214	25	international	international	ADJ
hi-875	214	26	6	6	NUM
hi-875	214	27	,	,	PUNCT
hi-875	214	28	no	no	INTJ
hi-875	214	29	.	.	NOUN
hi-875	214	30	5	5	NUM
hi-875	214	31	(	(	PUNCT
hi-875	214	32	november	november	PROPN
hi-875	214	33	2013	2013	NUM
hi-875	214	34	):	):	PUNCT
hi-875	214	35	44	44	NUM
hi-875	214	36	-	-	SYM
hi-875	214	37	52	52	NUM
hi-875	214	38	.	.	PUNCT
hi-875	215	1	27alokla	27alokla	PROPN
hi-875	215	2	,	,	PUNCT
hi-875	215	3	jassem	jassem	PROPN
hi-875	215	4	,	,	PUNCT
hi-875	215	5	arief	arief	NOUN
hi-875	215	6	daynes	dayne	NOUN
hi-875	215	7	,	,	PUNCT
hi-875	215	8	paraskevas	paraskevas	NOUN
hi-875	215	9	pagas	pagas	NOUN
hi-875	215	10	,	,	PUNCT
hi-875	215	11	and	and	CCONJ
hi-875	215	12	panagiotis	panagiotis	NOUN
hi-875	215	13	tzouvanas	tzouvanas	PROPN
hi-875	215	14	,	,	PUNCT
hi-875	215	15	“	"	PUNCT
hi-875	215	16	solvency	solvency	NOUN
hi-875	215	17	determinants	determinant	NOUN
hi-875	215	18	:	:	PUNCT
hi-875	215	19	evidence	evidence	NOUN
hi-875	215	20	from	from	ADP
hi-875	215	21	the	the	DET
hi-875	215	22	takaful	takaful	ADJ
hi-875	215	23	insurance	insurance	NOUN
hi-875	215	24	industry	industry	NOUN
hi-875	215	25	,	,	PUNCT
hi-875	215	26	”	"	PUNCT
hi-875	215	27	the	the	DET
hi-875	215	28	geneva	geneva	PROPN
hi-875	215	29	papers	paper	NOUN
hi-875	215	30	on	on	ADP
hi-875	215	31	risk	risk	NOUN
hi-875	215	32	and	and	CCONJ
hi-875	215	33	insurance	insurance	NOUN
hi-875	215	34	–	–	PUNCT
hi-875	215	35	issues	issue	NOUN
hi-875	215	36	and	and	CCONJ
hi-875	215	37	practice	practice	NOUN
hi-875	215	38	,	,	PUNCT
hi-875	215	39	january	january	PROPN
hi-875	215	40	2022	2022	NUM
hi-875	215	41	)	)	PUNCT
hi-875	215	42	.	.	PUNCT
hi-875	216	1	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	216	2	https://doi.org/10.1108/jiabr-06-2015-0030	https://doi.org/10.1108/jiabr-06-2015-0030	X
hi-875	216	3	https://doi.org/10.20473/vol8iss20215pp530-536	https://doi.org/10.20473/vol8iss20215pp530-536	VERB
hi-875	216	4	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	217	1	https://doi.org/10.1108/14635771311299461	https://doi.org/10.1108/14635771311299461	DET
hi-875	217	2	https://doi.org/10.1108/jiabr-06-2015-0030	https://doi.org/10.1108/jiabr-06-2015-0030	NOUN
hi-875	217	3	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	NUM
hi-875	217	4	https://doi.org/10.1080/13504850500092640	https://doi.org/10.1080/13504850500092640	PRON
hi-875	217	5	https://doi.org/10.20473/vol8iss20215pp530-536	https://doi.org/10.20473/vol8iss20215pp530-536	PROPN
hi-875	217	6	https://doi.org/10.1515/2153-3792.1143	https://doi.org/10.1515/2153-3792.1143	PROPN
hi-875	217	7	https://doi.org/10.1080/09603100210105030	https://doi.org/10.1080/09603100210105030	PROPN
hi-875	217	8	https://doi.org/10.1007/s11138-008-0045-5	https://doi.org/10.1007/s11138-008-0045-5	VERB
hi-875	217	9	https://doi.org/10.1177/21925682221110527	https://doi.org/10.1177/21925682221110527	NOUN
hi-875	217	10	https://doi.org/10.1108/14635771311299461	https://doi.org/10.1108/14635771311299461	X
hi-875	217	11	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	NUM
hi-875	217	12	hamdard	hamdard	ADJ
hi-875	217	13	islamicus	islamicus	NOUN
hi-875	217	14	vol	vol	NOUN
hi-875	217	15	.	.	PUNCT
hi-875	218	1	xlvi	xlvi	PROPN
hi-875	218	2	,	,	PUNCT
hi-875	218	3	no	no	INTJ
hi-875	218	4	.	.	NOUN
hi-875	218	5	3	3	NUM
hi-875	218	6	89	89	NUM
hi-875	218	7	28browne	28browne	NUM
hi-875	218	8	,	,	PUNCT
hi-875	218	9	mark	mark	PROPN
hi-875	218	10	j.	j.	PROPN
hi-875	218	11	,	,	PUNCT
hi-875	218	12	james	james	PROPN
hi-875	218	13	m.	m.	PROPN
hi-875	218	14	carson	carson	PROPN
hi-875	218	15	,	,	PUNCT
hi-875	218	16	and	and	CCONJ
hi-875	218	17	robert	robert	PROPN
hi-875	218	18	e.	e.	PROPN
hi-875	218	19	hoyt	hoyt	PROPN
hi-875	218	20	,	,	PUNCT
hi-875	218	21	“	"	PUNCT
hi-875	218	22	dynamic	dynamic	ADJ
hi-875	218	23	financial	financial	ADJ
hi-875	218	24	models	model	NOUN
hi-875	218	25	of	of	ADP
hi-875	218	26	life	life	NOUN
hi-875	218	27	insurers	insurer	NOUN
hi-875	218	28	.	.	PUNCT
hi-875	218	29	”	"	PUNCT
hi-875	219	1	north	north	ADJ
hi-875	219	2	american	american	ADJ
hi-875	219	3	actuarial	actuarial	ADJ
hi-875	219	4	journal	journal	NOUN
hi-875	219	5	5	5	NUM
hi-875	219	6	,	,	PUNCT
hi-875	219	7	no	no	INTJ
hi-875	219	8	.	.	NOUN
hi-875	219	9	2	2	NUM
hi-875	219	10	(	(	PUNCT
hi-875	219	11	january	january	PROPN
hi-875	219	12	2013	2013	NUM
hi-875	219	13	):	):	PUNCT
hi-875	219	14	11–26	11–26	NUM
hi-875	219	15	.	.	PUNCT
hi-875	220	1	https://doi.org/10.1080/10920277.2001.10595981	https://doi.org/10.1080/10920277.2001.10595981	PROPN
hi-875	220	2	.	.	PUNCT
hi-875	221	1	29oscar	29oscar	NUM
hi-875	222	1	akotey	akotey	PROPN
hi-875	222	2	,	,	PUNCT
hi-875	222	3	et	et	PROPN
hi-875	222	4	al	al	PROPN
hi-875	222	5	.	.	PROPN
hi-875	222	6	,	,	PUNCT
hi-875	222	7	“	"	PUNCT
hi-875	222	8	the	the	DET
hi-875	222	9	financial	financial	ADJ
hi-875	222	10	performance	performance	NOUN
hi-875	222	11	of	of	ADP
hi-875	222	12	life	life	NOUN
hi-875	222	13	insurance	insurance	NOUN
hi-875	222	14	companies	company	NOUN
hi-875	222	15	in	in	ADP
hi-875	222	16	ghana	ghana	PROPN
hi-875	222	17	.	.	PUNCT
hi-875	222	18	”	"	PUNCT
hi-875	223	1	the	the	DET
hi-875	223	2	journal	journal	NOUN
hi-875	223	3	of	of	ADP
hi-875	223	4	risk	risk	NOUN
hi-875	223	5	finance	finance	NOUN
hi-875	223	6	14	14	NUM
hi-875	223	7	,	,	PUNCT
hi-875	223	8	no	no	INTJ
hi-875	223	9	.	.	NOUN
hi-875	223	10	3	3	NUM
hi-875	223	11	(	(	PUNCT
hi-875	223	12	2013	2013	NUM
hi-875	223	13	):	):	PUNCT
hi-875	223	14	286	286	NUM
hi-875	223	15	-	-	SYM
hi-875	223	16	302	302	NUM
hi-875	223	17	.	.	PUNCT
hi-875	224	1	https://doi.org/10.1177/21925682221110527	https://doi.org/10.1177/21925682221110527	PROPN
hi-875	224	2	30alokla	30alokla	PROPN
hi-875	224	3	,	,	PUNCT
hi-875	224	4	jassem	jassem	PROPN
hi-875	224	5	,	,	PUNCT
hi-875	224	6	arief	arief	NOUN
hi-875	224	7	daynes	dayne	NOUN
hi-875	224	8	,	,	PUNCT
hi-875	224	9	paraskevas	paraskevas	NOUN
hi-875	224	10	pagas	pagas	NOUN
hi-875	224	11	,	,	PUNCT
hi-875	224	12	and	and	CCONJ
hi-875	224	13	panagiotis	panagiotis	NOUN
hi-875	224	14	tzouvanas	tzouvanas	PROPN
hi-875	224	15	,	,	PUNCT
hi-875	224	16	“	"	PUNCT
hi-875	224	17	solvency	solvency	NOUN
hi-875	224	18	determinants	determinant	NOUN
hi-875	224	19	:	:	PUNCT
hi-875	224	20	evidence	evidence	NOUN
hi-875	224	21	from	from	ADP
hi-875	224	22	the	the	DET
hi-875	224	23	takaful	takaful	ADJ
hi-875	224	24	insurance	insurance	NOUN
hi-875	224	25	industry	industry	NOUN
hi-875	224	26	,	,	PUNCT
hi-875	224	27	”	"	PUNCT
hi-875	224	28	the	the	DET
hi-875	224	29	geneva	geneva	PROPN
hi-875	224	30	papers	paper	NOUN
hi-875	224	31	on	on	ADP
hi-875	224	32	risk	risk	NOUN
hi-875	224	33	and	and	CCONJ
hi-875	224	34	insurance	insurance	NOUN
hi-875	224	35	issues	issue	NOUN
hi-875	224	36	and	and	CCONJ
hi-875	224	37	practice	practice	NOUN
hi-875	224	38	,	,	PUNCT
hi-875	224	39	(	(	PUNCT
hi-875	224	40	january	january	PROPN
hi-875	224	41	2022	2022	NUM
hi-875	224	42	)	)	PUNCT
hi-875	224	43	.	.	PUNCT
hi-875	225	1	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	225	2	31	31	NUM
hi-875	226	1	yakob	yakob	NOUN
hi-875	226	2	,	,	PUNCT
hi-875	226	3	rubayah	rubayah	NOUN
hi-875	226	4	,	,	PUNCT
hi-875	226	5	zulkornain	zulkornain	NOUN
hi-875	226	6	yusop	yusop	PROPN
hi-875	226	7	,	,	PUNCT
hi-875	226	8	alias	alia	NOUN
hi-875	226	9	radam	radam	NOUN
hi-875	226	10	,	,	PUNCT
hi-875	226	11	and	and	CCONJ
hi-875	226	12	noriszura	noriszura	NOUN
hi-875	226	13	ismail	ismail	NOUN
hi-875	226	14	,	,	PUNCT
hi-875	226	15	“	"	PUNCT
hi-875	226	16	solvency	solvency	NOUN
hi-875	226	17	determinants	determinant	NOUN
hi-875	226	18	of	of	ADP
hi-875	226	19	conventional	conventional	ADJ
hi-875	226	20	life	life	NOUN
hi-875	226	21	insurers	insurer	NOUN
hi-875	226	22	and	and	CCONJ
hi-875	226	23	takaful	takaful	ADJ
hi-875	226	24	operators	operator	NOUN
hi-875	226	25	,	,	PUNCT
hi-875	226	26	”	"	PUNCT
hi-875	226	27	asiapacific	asiapacific	ADJ
hi-875	226	28	journal	journal	NOUN
hi-875	226	29	of	of	ADP
hi-875	226	30	risk	risk	NOUN
hi-875	226	31	and	and	CCONJ
hi-875	226	32	insurance	insurance	NOUN
hi-875	226	33	6	6	NUM
hi-875	226	34	,	,	PUNCT
hi-875	226	35	no	no	INTJ
hi-875	226	36	.	.	NOUN
hi-875	226	37	2	2	NUM
hi-875	226	38	(	(	PUNCT
hi-875	226	39	june	june	PROPN
hi-875	226	40	2012	2012	NUM
hi-875	226	41	)	)	PUNCT
hi-875	226	42	.	.	PUNCT
hi-875	227	1	https://doi.org/10.1515/2153-3792.1143	https://doi.org/10.1515/2153-3792.1143	PROPN
hi-875	227	2	32afiqah	32afiqah	NUM
hi-875	227	3	,	,	PUNCT
hi-875	227	4	yulita	yulita	PROPN
hi-875	227	5	widya	widya	PROPN
hi-875	227	6	,	,	PUNCT
hi-875	227	7	and	and	CCONJ
hi-875	227	8	nisful	nisful	ADJ
hi-875	227	9	laila	laila	PROPN
hi-875	227	10	,	,	PUNCT
hi-875	227	11	“	"	PUNCT
hi-875	227	12	the	the	DET
hi-875	227	13	determinant	determinant	ADJ
hi-875	227	14	factors	factor	NOUN
hi-875	227	15	of	of	ADP
hi-875	227	16	solvency	solvency	NOUN
hi-875	227	17	on	on	ADP
hi-875	227	18	sharia	sharia	PROPN
hi-875	227	19	life	life	PROPN
hi-875	227	20	insurance	insurance	NOUN
hi-875	227	21	in	in	ADP
hi-875	227	22	indonesia	indonesia	PROPN
hi-875	227	23	,	,	PUNCT
hi-875	227	24	”	"	PUNCT
hi-875	227	25	jurnal	jurnal	ADJ
hi-875	227	26	ekonomi	ekonomi	PROPN
hi-875	227	27	syariah	syariah	PROPN
hi-875	227	28	teori	teori	PROPN
hi-875	227	29	dan	dan	PROPN
hi-875	227	30	terapan	terapan	PROPN
hi-875	227	31	8	8	NUM
hi-875	227	32	,	,	PUNCT
hi-875	227	33	no	no	INTJ
hi-875	227	34	.	.	NOUN
hi-875	227	35	5	5	NUM
hi-875	227	36	(	(	PUNCT
hi-875	227	37	september	september	PROPN
hi-875	227	38	2021	2021	NUM
hi-875	227	39	):	):	PUNCT
hi-875	227	40	530	530	NUM
hi-875	227	41	-	-	SYM
hi-875	227	42	536	536	NUM
hi-875	227	43	.	.	PUNCT
hi-875	228	1	https://doi.org/10.20473/vol8iss20215pp530-536	https://doi.org/10.20473/vol8iss20215pp530-536	PROPN
hi-875	228	2	33shiu	33shiu	NUM
hi-875	228	3	,	,	PUNCT
hi-875	228	4	yung	yung	NOUN
hi-875	228	5	-	-	PUNCT
hi-875	228	6	ming	ming	NOUN
hi-875	228	7	,	,	PUNCT
hi-875	228	8	“	"	PUNCT
hi-875	228	9	the	the	DET
hi-875	228	10	determinants	determinant	NOUN
hi-875	228	11	of	of	ADP
hi-875	228	12	solvency	solvency	NOUN
hi-875	228	13	in	in	ADP
hi-875	228	14	the	the	DET
hi-875	228	15	united	united	PROPN
hi-875	228	16	kingdom	kingdom	PROPN
hi-875	228	17	life	life	PROPN
hi-875	228	18	insurance	insurance	NOUN
hi-875	228	19	market	market	NOUN
hi-875	228	20	,	,	PUNCT
hi-875	228	21	”	"	PUNCT
hi-875	228	22	applied	apply	VERB
hi-875	228	23	economics	economic	NOUN
hi-875	228	24	letters	letter	NOUN
hi-875	228	25	12	12	NUM
hi-875	228	26	,	,	PUNCT
hi-875	228	27	no	no	INTJ
hi-875	228	28	.	.	NOUN
hi-875	228	29	6	6	NUM
hi-875	228	30	(	(	PUNCT
hi-875	228	31	august	august	PROPN
hi-875	228	32	2006	2006	NUM
hi-875	228	33	):	):	PUNCT
hi-875	228	34	339	339	NUM
hi-875	228	35	-	-	SYM
hi-875	228	36	344	344	NUM
hi-875	228	37	.	.	PUNCT
hi-875	229	1	https://doi.org/10.1080/13504850500092640	https://doi.org/10.1080/13504850500092640	PRON
hi-875	229	2	34abduh	34abduh	NUM
hi-875	229	3	,	,	PUNCT
hi-875	229	4	muhamad	muhamad	PROPN
hi-875	229	5	,	,	PUNCT
hi-875	229	6	and	and	CCONJ
hi-875	229	7	syaza	syaza	PROPN
hi-875	229	8	nawwarah	nawwarah	PROPN
hi-875	229	9	zein	zein	PROPN
hi-875	229	10	isma	isma	PROPN
hi-875	229	11	,	,	PUNCT
hi-875	229	12	“	"	PUNCT
hi-875	229	13	economic	economic	ADJ
hi-875	229	14	and	and	CCONJ
hi-875	229	15	market	market	NOUN
hi-875	229	16	predictors	predictor	NOUN
hi-875	229	17	of	of	ADP
hi-875	229	18	solvency	solvency	NOUN
hi-875	229	19	of	of	ADP
hi-875	229	20	family	family	NOUN
hi-875	229	21	takaful	takaful	ADJ
hi-875	229	22	in	in	ADP
hi-875	229	23	malaysia	malaysia	PROPN
hi-875	229	24	,	,	PUNCT
hi-875	229	25	”	"	PUNCT
hi-875	229	26	journal	journal	NOUN
hi-875	229	27	of	of	ADP
hi-875	229	28	islamic	islamic	PROPN
hi-875	229	29	accounting	accounting	PROPN
hi-875	229	30	and	and	CCONJ
hi-875	229	31	business	business	NOUN
hi-875	229	32	research	research	NOUN
hi-875	229	33	8	8	NUM
hi-875	229	34	,	,	PUNCT
hi-875	229	35	no	no	INTJ
hi-875	229	36	,	,	PUNCT
hi-875	229	37	3	3	NUM
hi-875	229	38	(	(	PUNCT
hi-875	229	39	june	june	PROPN
hi-875	229	40	2017	2017	NUM
hi-875	229	41	):	):	PUNCT
hi-875	229	42	334	334	NUM
hi-875	229	43	-	-	SYM
hi-875	229	44	344	344	NUM
hi-875	229	45	.	.	PUNCT
hi-875	229	46	https://doi.org/10.1108/jiabr-06-2015-0030	https://doi.org/10.1108/jiabr-06-2015-0030	NOUN
hi-875	229	47	35	35	NUM
hi-875	229	48	alokla	alokla	NOUN
hi-875	229	49	,	,	PUNCT
hi-875	229	50	jassem	jassem	PROPN
hi-875	229	51	,	,	PUNCT
hi-875	229	52	arief	arief	NOUN
hi-875	229	53	daynes	dayne	NOUN
hi-875	229	54	,	,	PUNCT
hi-875	229	55	paraskevas	paraskevas	NOUN
hi-875	229	56	pagas	pagas	NOUN
hi-875	229	57	,	,	PUNCT
hi-875	229	58	and	and	CCONJ
hi-875	229	59	panagiotis	panagiotis	NOUN
hi-875	229	60	tzouvanas	tzouvanas	PROPN
hi-875	229	61	,	,	PUNCT
hi-875	229	62	“	"	PUNCT
hi-875	229	63	solvency	solvency	NOUN
hi-875	229	64	determinants	determinant	NOUN
hi-875	229	65	:	:	PUNCT
hi-875	229	66	evidence	evidence	NOUN
hi-875	229	67	from	from	ADP
hi-875	229	68	the	the	DET
hi-875	229	69	takaful	takaful	ADJ
hi-875	229	70	insurance	insurance	NOUN
hi-875	229	71	industry	industry	NOUN
hi-875	229	72	,	,	PUNCT
hi-875	229	73	”	"	PUNCT
hi-875	229	74	the	the	DET
hi-875	229	75	geneva	geneva	PROPN
hi-875	229	76	papers	paper	NOUN
hi-875	229	77	on	on	ADP
hi-875	229	78	risk	risk	NOUN
hi-875	229	79	and	and	CCONJ
hi-875	229	80	insurance	insurance	NOUN
hi-875	229	81	-	-	PUNCT
hi-875	229	82	issues	issue	NOUN
hi-875	229	83	and	and	CCONJ
hi-875	229	84	practice	practice	NOUN
hi-875	229	85	,	,	PUNCT
hi-875	229	86	(	(	PUNCT
hi-875	229	87	january	january	PROPN
hi-875	229	88	2022	2022	NUM
hi-875	229	89	)	)	PUNCT
hi-875	229	90	.	.	PUNCT
hi-875	230	1	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	230	2	https://doi.org/10.1080/10920277.2001.10595981	https://doi.org/10.1080/10920277.2001.10595981	VERB
hi-875	231	1	https://doi.org/10.1177/21925682221110527	https://doi.org/10.1177/21925682221110527	NOUN
hi-875	231	2	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PROPN
hi-875	231	3	https://doi.org/10.1515/2153-3792.1143	https://doi.org/10.1515/2153-3792.1143	PROPN
hi-875	231	4	https://doi.org/10.20473/vol8iss20215pp530-536	https://doi.org/10.20473/vol8iss20215pp530-536	PROPN
hi-875	231	5	https://doi.org/10.1080/13504850500092640	https://doi.org/10.1080/13504850500092640	X
hi-875	231	6	https://doi.org/10.1108/jiabr-06-2015-0030	https://doi.org/10.1108/jiabr-06-2015-0030	NOUN
hi-875	231	7	https://doi.org/10.1057/s41288-021-00263-1	https://doi.org/10.1057/s41288-021-00263-1	PUNCT