id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
hij-662	Muthaiyah, Saravanan; Nguyen, Lan Thi Phuong; Choong, Yap Voon; Zaw, Thein Oak Kyaw	Orchestration of Federated Risk for P2P Lending Platforms: A Multi-Agent Systems (MAS) Approach	2024	11	.pdf	application/pdf	5714	338	49	A study from Dammag & Nissanke [22] examined the adoption of P2P lending platforms to determine the factors that encourage SMEs to use P2P lending platforms in obtaining loans. P2P lending platforms have emerged as a disruptive innovation, enabling direct lending between individuals and businesses without the involvement of traditional financial institutions.	cache/hij-662.pdf	txt/hij-662.txt