id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
hassl-4524	Bui, Huy Trung ; Duong, Linh Anh ; Le, Minh Thuy ; Nguyen, Hoang Mai ; Bui, Khanh Linh 	Digital transformation, income diversification, and bank stability: Evidence from an emerging economy 	2025	12	.pdf	application/pdf	6589	383	33	These findings highlight the importance of aligning digital transformation with income diversification to strengthen bank stability. Contribution/Originality: This study introduces a novel text-mining method to measure digital transformation and empirically explores the moderating role of income diversification in its effect on bank stability.	cache/hassl-4524.pdf	txt/hassl-4524.txt