id	sid	eid	entity	type
hassl-3803	1	1	543	CARDINAL
hassl-3803	1	2	2024	CARDINAL
hassl-3803	3	1	ravi1,2+	LOC
hassl-3803	4	1	1school	CARDINAL
hassl-3803	5	1	christ university	ORG
hassl-3803	5	2	bengaluru	GPE
hassl-3803	5	3	india	GPE
hassl-3803	6	1	2department	PERSON
hassl-3803	6	2	cochin	GPE
hassl-3803	6	3	india	GPE
hassl-3803	6	4	13	CARDINAL
hassl-3803	6	5	2024	CARDINAL
hassl-3803	6	6	24 april 2024	DATE
hassl-3803	6	7	17	CARDINAL
hassl-3803	6	8	9	CARDINAL
hassl-3803	7	1	india	GPE
hassl-3803	8	1	indian	NORP
hassl-3803	9	1	324	CARDINAL
hassl-3803	9	2	india	GPE
hassl-3803	10	1	indian	NORP
hassl-3803	11	1	48.7%	PERCENT
hassl-3803	14	1	india	GPE
hassl-3803	15	1	india	GPE
hassl-3803	17	1	india	GPE
hassl-3803	19	1	india	GPE
hassl-3803	21	1	india	GPE
hassl-3803	23	1	first	ORDINAL
hassl-3803	23	2	indian	NORP
hassl-3803	24	1	1	CARDINAL
hassl-3803	24	2	mobarak & saldanha	ORG
hassl-3803	24	3	2022	CARDINAL
hassl-3803	28	1	2024	CARDINAL
hassl-3803	28	2	12	CARDINAL
hassl-3803	28	3	3	CARDINAL
hassl-3803	29	1	543-555	CARDINAL
hassl-3803	29	2	2312-4318	CARDINAL
hassl-3803	29	3	2312-5659	DATE
hassl-3803	29	4	2024	CARDINAL
hassl-3803	32	1	mailto:roshandaffodil@gmail.com	ORG
hassl-3803	33	1	mailto:nirakarnath.pandey@christuniversity.in	PERSON
hassl-3803	33	2	https://www.doi.org/10.18488/73.v12i3.3803	ORG
hassl-3803	33	3	social sciences letters	ORG
hassl-3803	33	4	2024	CARDINAL
hassl-3803	33	5	543	CARDINAL
hassl-3803	33	6	2024	CARDINAL
hassl-3803	35	1	indian	NORP
hassl-3803	36	1	india	GPE
hassl-3803	36	2	2023	CARDINAL
hassl-3803	37	1	one	CARDINAL
hassl-3803	37	2	india	GPE
hassl-3803	37	3	over 50%	PERCENT
hassl-3803	37	4	indians	NORP
hassl-3803	37	5	2023	CARDINAL
hassl-3803	37	6	second	ORDINAL
hassl-3803	37	7	2021	CARDINAL
hassl-3803	37	8	three	CARDINAL
hassl-3803	38	1	four	CARDINAL
hassl-3803	38	2	deloitte	ORG
hassl-3803	38	3	2017a	DATE
hassl-3803	39	1	india	GPE
hassl-3803	39	2	malin & tyagi	ORG
hassl-3803	39	3	2023	CARDINAL
hassl-3803	40	1	india	GPE
hassl-3803	41	1	india	GPE
hassl-3803	42	1	1991	DATE
hassl-3803	45	1	1	CARDINAL
hassl-3803	46	1	•	CARDINAL
hassl-3803	48	1	•	CARDINAL
hassl-3803	48	2	fintech	ORG
hassl-3803	49	1	india	GPE
hassl-3803	51	1	four	CARDINAL
hassl-3803	52	1	india	GPE
hassl-3803	54	1	fourth	ORDINAL
hassl-3803	55	1	fifth	ORDINAL
hassl-3803	57	1	1	CARDINAL
hassl-3803	58	1	social sciences letters	ORG
hassl-3803	58	2	2024	CARDINAL
hassl-3803	58	3	543	CARDINAL
hassl-3803	58	4	2024	CARDINAL
hassl-3803	60	1	2	CARDINAL
hassl-3803	61	1	india	GPE
hassl-3803	61	2	deloitte	ORG
hassl-3803	61	3	2016	DATE
hassl-3803	62	1	one	CARDINAL
hassl-3803	62	2	india	GPE
hassl-3803	64	1	pradhan mantri	ORG
hassl-3803	64	2	jan dhan yojana	ORG
hassl-3803	64	3	india	GPE
hassl-3803	66	1	india	GPE
hassl-3803	68	1	fintech	ORG
hassl-3803	68	2	2022	CARDINAL
hassl-3803	69	1	deloitte	ORG
hassl-3803	69	2	2017	DATE
hassl-3803	70	1	indian	NORP
hassl-3803	70	2	us$270 million by 2016	CARDINAL
hassl-3803	72	1	india	GPE
hassl-3803	72	2	nearly 440 million	CARDINAL
hassl-3803	74	1	india	GPE
hassl-3803	74	2	deloitte	ORG
hassl-3803	74	3	2017a	DATE
hassl-3803	74	4	ernst & young	ORG
hassl-3803	74	5	2022	CARDINAL
hassl-3803	75	1	das	ORG
hassl-3803	75	2	2015	DATE
hassl-3803	76	1	fintech	ORG
hassl-3803	76	2	india	GPE
hassl-3803	76	3	7,300	CARDINAL
hassl-3803	76	4	july 2022	DATE
hassl-3803	76	5	us$ 30.2 billion	MONEY
hassl-3803	76	6	ernst & young	ORG
hassl-3803	76	7	2022	CARDINAL
hassl-3803	77	1	fintech	ORG
hassl-3803	77	2	india	GPE
hassl-3803	79	1	india	GPE
hassl-3803	80	1	ajzen & driver	ORG
hassl-3803	80	2	1991	DATE
hassl-3803	80	3	ajzen	GPE
hassl-3803	80	4	joyce	PERSON
hassl-3803	80	5	& cote	PERSON
hassl-3803	80	6	2011	DATE
hassl-3803	80	7	2015	CARDINAL
hassl-3803	80	8	ajzen, & schmidt	ORG
hassl-3803	80	9	2020	DATE
hassl-3803	80	10	cooper, barkatsas, &	ORG
hassl-3803	80	11	2016	DATE
hassl-3803	80	12	sniehotta	ORG
hassl-3803	80	13	2009	DATE
hassl-3803	81	1	lee	PERSON
hassl-3803	81	2	& lee	PERSON
hassl-3803	81	3	2010	DATE
hassl-3803	81	4	casey	PERSON
hassl-3803	81	5	hodges, & rahmani	ORG
hassl-3803	81	6	1995	DATE
hassl-3803	81	7	morris	PERSON
hassl-3803	81	8	2005	DATE
hassl-3803	81	9	2017	CARDINAL
hassl-3803	81	10	teo	PERSON
hassl-3803	81	11	zhou	PERSON
hassl-3803	81	12	2016	DATE
hassl-3803	82	1	india	GPE
hassl-3803	85	1	social sciences letters	ORG
hassl-3803	85	2	2024	CARDINAL
hassl-3803	85	3	543	CARDINAL
hassl-3803	85	4	2024	CARDINAL
hassl-3803	87	1	3	CARDINAL
hassl-3803	87	2	1975	DATE
hassl-3803	87	3	1980	DATE
hassl-3803	88	1	ryan & carr	ORG
hassl-3803	88	2	2010	DATE
hassl-3803	89	1	arafat	PERSON
hassl-3803	89	2	ibrahim	PERSON
hassl-3803	89	3	2018	DATE
hassl-3803	89	4	nearly half	CARDINAL
hassl-3803	90	1	2021	CARDINAL
hassl-3803	91	1	taylor & todd, 1995	ORG
hassl-3803	92	1	lin	PERSON
hassl-3803	92	2	2017	CARDINAL
hassl-3803	93	1	hazell, & restrepo	ORG
hassl-3803	93	2	2020	DATE
hassl-3803	93	3	rock, & syverson	ORG
hassl-3803	93	4	2019	DATE
hassl-3803	93	5	raj, & seamans	ORG
hassl-3803	93	6	2021	CARDINAL
hassl-3803	96	1	h6	ORG
hassl-3803	97	1	4	CARDINAL
hassl-3803	99	1	1991	DATE
hassl-3803	99	2	mathieson	PERSON
hassl-3803	99	3	1991	DATE
hassl-3803	99	4	baker	PERSON
hassl-3803	99	5	hubona	ORG
hassl-3803	99	6	2007	DATE
hassl-3803	101	1	three	CARDINAL
hassl-3803	101	2	2001	DATE
hassl-3803	102	1	digital	ORG
hassl-3803	102	2	four	CARDINAL
hassl-3803	102	3	2014	DATE
hassl-3803	103	1	english	LANGUAGE
hassl-3803	104	1	five	CARDINAL
hassl-3803	105	1	india	GPE
hassl-3803	107	1	400	CARDINAL
hassl-3803	107	2	india	GPE
hassl-3803	109	1	fifteen	CARDINAL
hassl-3803	109	2	india	GPE
hassl-3803	109	3	four	CARDINAL
hassl-3803	109	4	kerala	GPE
hassl-3803	109	5	karnataka	GPE
hassl-3803	109	6	maharashtra	GPE
hassl-3803	109	7	uttar pradesh	ORG
hassl-3803	109	8	delhi	GPE
hassl-3803	113	1	376	CARDINAL
hassl-3803	113	2	social sciences letters	ORG
hassl-3803	113	3	2024	CARDINAL
hassl-3803	113	4	543-555 547	QUANTITY
hassl-3803	113	5	2024	CARDINAL
hassl-3803	115	1	52	CARDINAL
hassl-3803	116	1	324	CARDINAL
hassl-3803	121	1	pls	NORP
hassl-3803	124	1	198	CARDINAL
hassl-3803	124	2	61 percent	PERCENT
hassl-3803	124	3	126	CARDINAL
hassl-3803	124	4	39 percent	PERCENT
hassl-3803	125	1	55.9 percent	PERCENT
hassl-3803	125	2	44.1 percent	PERCENT
hassl-3803	126	1	1	CARDINAL
hassl-3803	126	2	1	CARDINAL
hassl-3803	127	1	1	CARDINAL
hassl-3803	128	1	4.033	CARDINAL
hassl-3803	128	2	0.145	CARDINAL
hassl-3803	128	3	3.478	CARDINAL
hassl-3803	128	4	0.661	MONEY
hassl-3803	128	5	3.667	CARDINAL
hassl-3803	128	6	4.110 0.852 0.512 0.404	MONEY
hassl-3803	128	7	3.559	CARDINAL
hassl-3803	128	8	digital	ORG
hassl-3803	128	9	5	CARDINAL
hassl-3803	128	10	1	CARDINAL
hassl-3803	128	11	smartpls	ORG
hassl-3803	128	12	4	CARDINAL
hassl-3803	128	13	pls	NORP
hassl-3803	130	1	2	CARDINAL
hassl-3803	131	1	0.874	CARDINAL
hassl-3803	131	2	0.796	CARDINAL
hassl-3803	131	3	0.851	CARDINAL
hassl-3803	131	4	0.826	CARDINAL
hassl-3803	131	5	0.845	CARDINAL
hassl-3803	131	6	0.823	CARDINAL
hassl-3803	132	1	0.70	CARDINAL
hassl-3803	132	2	bernstein	PERSON
hassl-3803	132	3	1978	DATE
hassl-3803	133	1	0.877	CARDINAL
hassl-3803	133	2	0.865	CARDINAL
hassl-3803	133	3	0.889	CARDINAL
hassl-3803	133	4	0.847	CARDINAL
hassl-3803	133	5	0.862	CARDINAL
hassl-3803	133	6	0.879	CARDINAL
hassl-3803	133	7	0.60	CARDINAL
hassl-3803	133	8	2013	DATE
hassl-3803	135	1	3	CARDINAL
hassl-3803	135	2	ringle	ORG
hassl-3803	135	3	2013	DATE
hassl-3803	136	1	ave	PERSON
hassl-3803	136	2	six	CARDINAL
hassl-3803	136	3	0.715	CARDINAL
hassl-3803	136	4	0.749	CARDINAL
hassl-3803	136	5	0.691	CARDINAL
hassl-3803	136	6	0.720	CARDINAL
hassl-3803	136	7	0.738	CARDINAL
hassl-3803	136	8	0.717	CARDINAL
hassl-3803	137	1	0.50	CARDINAL
hassl-3803	137	2	1988	DATE
hassl-3803	138	1	3	CARDINAL
hassl-3803	139	1	0.741	CARDINAL
hassl-3803	139	2	0.913	CARDINAL
hassl-3803	139	3	0.841 to 0.920	MONEY
hassl-3803	139	4	0.786	CARDINAL
hassl-3803	139	5	0.844	CARDINAL
hassl-3803	139	6	0.812	CARDINAL
hassl-3803	139	7	0.903	CARDINAL
hassl-3803	139	8	0.818	CARDINAL
hassl-3803	139	9	0.902	CARDINAL
hassl-3803	139	10	0.776	CARDINAL
hassl-3803	139	11	0.913	CARDINAL
hassl-3803	140	1	hult	ORG
hassl-3803	140	2	ringle	ORG
hassl-3803	140	3	0.708	CARDINAL
hassl-3803	142	1	social sciences letters	ORG
hassl-3803	142	2	2024	CARDINAL
hassl-3803	142	3	543	CARDINAL
hassl-3803	142	4	2024	CARDINAL
hassl-3803	144	1	2	CARDINAL
hassl-3803	146	1	4	CARDINAL
hassl-3803	146	2	3 0.796	CARDINAL
hassl-3803	146	3	3 0.851 0.889	QUANTITY
hassl-3803	146	4	3 0.826 0.847	CARDINAL
hassl-3803	146	5	3 0.845 0.862	CARDINAL
hassl-3803	146	6	digital	ORG
hassl-3803	146	7	4 0.823	CARDINAL
hassl-3803	146	8	0.879	CARDINAL
hassl-3803	147	1	3	CARDINAL
hassl-3803	149	1	ave	ORG
hassl-3803	149	2	0.715	CARDINAL
hassl-3803	149	3	0.749	CARDINAL
hassl-3803	149	4	0.691	CARDINAL
hassl-3803	149	5	0.720	CARDINAL
hassl-3803	149	6	0.738	CARDINAL
hassl-3803	149	7	0.717	CARDINAL
hassl-3803	150	1	4	CARDINAL
hassl-3803	152	1	att	ORG
hassl-3803	152	2	quacc	PRODUCT
hassl-3803	152	3	0.807	CARDINAL
hassl-3803	152	4	0.336	MONEY
hassl-3803	152	5	0.335	MONEY
hassl-3803	152	6	0.273	MONEY
hassl-3803	152	7	0.235	MONEY
hassl-3803	152	8	0.328 att03	MONEY
hassl-3803	152	9	0.741	CARDINAL
hassl-3803	152	10	0.918	MONEY
hassl-3803	152	11	0.427 0.411	DATE
hassl-3803	152	12	0.328	MONEY
hassl-3803	152	13	0.403	CARDINAL
hassl-3803	152	14	0.234	MONEY
hassl-3803	152	15	sunor03	ORG
hassl-3803	152	16	0.174 0.841 0.361	MONEY
hassl-3803	152	17	0.375	MONEY
hassl-3803	152	18	0.374 pbcon01 0.240	MONEY
hassl-3803	152	19	0.844	MONEY
hassl-3803	152	20	0.277 pbcon02	TIME
hassl-3803	152	21	0.309	CARDINAL
hassl-3803	152	22	behint03	ORG
hassl-3803	152	23	0.308	CARDINAL
hassl-3803	152	24	0.306	MONEY
hassl-3803	152	25	0.260	CARDINAL
hassl-3803	152	26	0.204	MONEY
hassl-3803	152	27	0.198	CARDINAL
hassl-3803	152	28	0.185 quacc03 0.168	MONEY
hassl-3803	152	29	0.856 0.350 disk01	MONEY
hassl-3803	152	30	0.234	MONEY
hassl-3803	152	31	disk02	ORG
hassl-3803	152	32	0.204	CARDINAL
hassl-3803	152	33	0.420	MONEY
hassl-3803	152	34	0.255	CARDINAL
hassl-3803	152	35	disk03	ORG
hassl-3803	152	36	0.403	CARDINAL
hassl-3803	152	37	0.174	CARDINAL
hassl-3803	152	38	0.335	MONEY
hassl-3803	153	1	4	CARDINAL
hassl-3803	153	2	5	CARDINAL
hassl-3803	154	1	straub	PERSON
hassl-3803	154	2	2005	DATE
hassl-3803	154	3	0.40	CARDINAL
hassl-3803	156	1	htmt	ORG
hassl-3803	156	2	ringle, & sarstedt	ORG
hassl-3803	156	3	2015	DATE
hassl-3803	157	1	htmt	ORG
hassl-3803	157	2	0.85	CARDINAL
hassl-3803	157	3	clark & watson, 1995	ORG
hassl-3803	157	4	kline	GPE
hassl-3803	157	5	2011	DATE
hassl-3803	157	6	henseler et al.	PERSON
hassl-3803	157	7	2015	DATE
hassl-3803	158	1	4	CARDINAL
hassl-3803	160	1	social sciences letters	ORG
hassl-3803	160	2	2024	CARDINAL
hassl-3803	160	3	543-555 549	QUANTITY
hassl-3803	160	4	2024	CARDINAL
hassl-3803	162	1	5	CARDINAL
hassl-3803	164	1	1	CARDINAL
hassl-3803	164	2	2	CARDINAL
hassl-3803	164	3	0.444	MONEY
hassl-3803	164	4	6	CARDINAL
hassl-3803	164	5	0.607	MONEY
hassl-3803	164	6	0.512	CARDINAL
hassl-3803	164	7	2	CARDINAL
hassl-3803	164	8	three	CARDINAL
hassl-3803	166	1	0.627	CARDINAL
hassl-3803	166	2	14.581	CARDINAL
hassl-3803	166	3	0.401	CARDINAL
hassl-3803	166	4	0.359	CARDINAL
hassl-3803	166	5	7.978	CARDINAL
hassl-3803	167	1	6	CARDINAL
hassl-3803	168	1	2	CARDINAL
hassl-3803	169	1	five percent	PERCENT
hassl-3803	170	1	6	CARDINAL
hassl-3803	172	1	95%	PERCENT
hassl-3803	172	2	0.359 7.978	QUANTITY
hassl-3803	172	3	0.001	CARDINAL
hassl-3803	172	4	0.447	CARDINAL
hassl-3803	172	5	0.401 10.282	CARDINAL
hassl-3803	172	6	0.001	CARDINAL
hassl-3803	172	7	0.325 0.477	CARDINAL
hassl-3803	172	8	0.627 14.581	MONEY
hassl-3803	172	9	0.001	CARDINAL
hassl-3803	172	10	five percent	PERCENT
hassl-3803	174	1	7	CARDINAL
hassl-3803	174	2	0.168	CARDINAL
hassl-3803	174	3	3.925	CARDINAL
hassl-3803	177	1	social sciences letters	ORG
hassl-3803	177	2	2024	CARDINAL
hassl-3803	177	3	543-555 550	MONEY
hassl-3803	177	4	2024	CARDINAL
hassl-3803	179	1	0.201	CARDINAL
hassl-3803	179	2	4.061	CARDINAL
hassl-3803	179	3	0.328	CARDINAL
hassl-3803	179	4	8.432	CARDINAL
hassl-3803	181	1	48.7 percent	PERCENT
hassl-3803	181	2	west	GPE
hassl-3803	181	3	cohen, & aiken	ORG
hassl-3803	181	4	2003	DATE
hassl-3803	182	1	7	CARDINAL
hassl-3803	184	1	0.168 3.925 0.000	QUANTITY
hassl-3803	184	2	0.035	CARDINAL
hassl-3803	184	3	0.008	CARDINAL
hassl-3803	184	4	five percent	PERCENT
hassl-3803	186	1	8	CARDINAL
hassl-3803	188	1	0.201 4.061 0.000	MONEY
hassl-3803	188	2	0.071	CARDINAL
hassl-3803	188	3	0.173	CARDINAL
hassl-3803	188	4	0.328 8.432	CARDINAL
hassl-3803	188	5	five percent	PERCENT
hassl-3803	190	1	6	CARDINAL
hassl-3803	193	1	india	GPE
hassl-3803	194	1	daily	DATE
hassl-3803	197	1	india	GPE
hassl-3803	197	2	india	GPE
hassl-3803	199	1	daily	DATE
hassl-3803	204	1	social sciences letters	ORG
hassl-3803	204	2	2024	CARDINAL
hassl-3803	204	3	543	CARDINAL
hassl-3803	204	4	2024	CARDINAL
hassl-3803	207	1	india	GPE
hassl-3803	210	1	india	GPE
hassl-3803	211	1	teo	PERSON
hassl-3803	211	2	lee	PERSON
hassl-3803	211	3	2010	DATE
hassl-3803	215	1	one	CARDINAL
hassl-3803	219	1	india	GPE
hassl-3803	229	1	wang	PERSON
hassl-3803	229	2	wang	PERSON
hassl-3803	229	3	li	PERSON
hassl-3803	229	4	2022	CARDINAL
hassl-3803	237	1	social sciences letters	ORG
hassl-3803	237	2	2024	CARDINAL
hassl-3803	237	3	543	CARDINAL
hassl-3803	237	4	2024	CARDINAL
hassl-3803	241	1	fintech	ORG
hassl-3803	243	1	7	CARDINAL
hassl-3803	243	2	india	GPE
hassl-3803	245	1	india	GPE
hassl-3803	246	1	324	CARDINAL
hassl-3803	246	2	indian	NORP
hassl-3803	247	1	48.7 percent	PERCENT
hassl-3803	251	1	india	GPE
hassl-3803	252	1	india	GPE
hassl-3803	255	1	indian	NORP
hassl-3803	258	1	social sciences	ORG
hassl-3803	258	2	india	GPE
hassl-3803	260	1	rcss	PERSON
hassl-3803	266	1	d.	NORP
hassl-3803	266	2	hazell	GPE
hassl-3803	266	3	j., & restrepo	ORG
hassl-3803	266	4	2020	DATE
hassl-3803	268	1	nber	ORG
hassl-3803	268	2	28257	DATE
hassl-3803	269	1	ajzen	PERSON
hassl-3803	269	2	i.	PERSON
hassl-3803	269	3	1991	DATE
hassl-3803	271	1	179-211	CARDINAL
hassl-3803	272	1	social sciences letters	ORG
hassl-3803	272	2	2024	CARDINAL
hassl-3803	272	3	543	CARDINAL
hassl-3803	272	4	2024	CARDINAL
hassl-3803	274	1	ajzen	PERSON
hassl-3803	274	2	i., & driver	ORG
hassl-3803	274	3	b. l.	PERSON
hassl-3803	274	4	1991	DATE
hassl-3803	276	1	13(3	CARDINAL
hassl-3803	276	2	185	CARDINAL
hassl-3803	277	1	i., & fishbein	ORG
hassl-3803	277	2	m.	PERSON
hassl-3803	277	3	1980	DATE
hassl-3803	279	1	englewood cliffs	GPE
hassl-3803	279	2	nj	ORG
hassl-3803	279	3	prentice-hall	ORG
hassl-3803	280	1	ajzen	PERSON
hassl-3803	280	2	i.	PERSON
hassl-3803	280	3	joyce, n.	PERSON
hassl-3803	280	4	s., & cote	ORG
hassl-3803	280	5	n. g.	PERSON
hassl-3803	280	6	2011	DATE
hassl-3803	282	1	33(2	CARDINAL
hassl-3803	282	2	101	CARDINAL
hassl-3803	283	1	arafat	PERSON
hassl-3803	283	2	m. i. m.	PERSON
hassl-3803	283	3	2018	DATE
hassl-3803	286	1	53	CARDINAL
hassl-3803	287	1	m. (	PERSON
hassl-3803	287	2	2015	DATE
hassl-3803	289	1	american journal of health studies	ORG
hassl-3803	289	2	30(1	CARDINAL
hassl-3803	289	3	43-50	CARDINAL
hassl-3803	290	1	https://doi.org/10.47779/ajhs.2015.168 bagozzi	GPE
hassl-3803	290	2	r., & yi	ORG
hassl-3803	290	3	1988	DATE
hassl-3803	292	1	the academy of marketing sciences	ORG
hassl-3803	292	2	16, 7494	DATE
hassl-3803	293	1	baker	PERSON
hassl-3803	293	2	w. e.	PERSON
hassl-3803	293	3	al‐gahtani	NORP
hassl-3803	293	4	s. s.	PERSON
hassl-3803	293	5	g. s.	PERSON
hassl-3803	293	6	2007	DATE
hassl-3803	295	1	352	CARDINAL
hassl-3803	296	1	m.	PERSON
hassl-3803	296	2	i., & schmidt	ORG
hassl-3803	296	3	2020	DATE
hassl-3803	298	1	europe	LOC
hassl-3803	298	2	16(3	CARDINAL
hassl-3803	298	3	352	CARDINAL
hassl-3803	299	1	e.	GPE
hassl-3803	299	2	rock	GPE
hassl-3803	299	3	d., & syverson	ORG
hassl-3803	299	4	2019	DATE
hassl-3803	301	1	agarawal a.	GPE
hassl-3803	301	2	gans j.	PERSON
hassl-3803	301	3	goldfarb	ORG
hassl-3803	303	1	23–57	CARDINAL
hassl-3803	303	2	university of chicago	ORG
hassl-3803	304	1	& patnam	ORG
hassl-3803	304	2	m.	PERSON
hassl-3803	304	3	2021	CARDINAL
hassl-3803	305	1	india	GPE
hassl-3803	306	1	finance & development	ORG
hassl-3803	307	1	internationa monetary fund	ORG
hassl-3803	308	1	https://www.imf.org/external/pubs/ft/fandd/2021/07/india-stackfinancial-access-and-digital-inclusion.html clark	ORG
hassl-3803	308	2	l., & watson	ORG
hassl-3803	308	3	1995	DATE
hassl-3803	310	1	7	CARDINAL
hassl-3803	310	2	309	CARDINAL
hassl-3803	311	1	cohen	PERSON
hassl-3803	311	2	j., west	GPE
hassl-3803	311	3	s. g.	PERSON
hassl-3803	311	4	& aiken	ORG
hassl-3803	311	5	l.	GPE
hassl-3803	311	6	2003	DATE
hassl-3803	312	1	3rd	ORDINAL
hassl-3803	313	1	hillsdale	GPE
hassl-3803	313	2	nj	ORG
hassl-3803	313	3	lawrence erlbaum	PERSON
hassl-3803	314	1	cooper	PERSON
hassl-3803	314	2	t., & strathdee	ORG
hassl-3803	314	3	r.	NORP
hassl-3803	314	4	2016	DATE
hassl-3803	316	1	t., bertram, a. (eds.	ORG
hassl-3803	316	2	the 21st century	DATE
hassl-3803	317	1	the 21st century	DATE
hassl-3803	318	1	rotterdam	PERSON
hassl-3803	320	1	das	ORG
hassl-3803	320	2	s. k.	PERSON
hassl-3803	320	3	2015	DATE
hassl-3803	323	1	india	GPE
hassl-3803	325	1	2016	CARDINAL
hassl-3803	326	1	india	GPE
hassl-3803	326	2	indian	NORP
hassl-3803	328	1	2017	CARDINAL
hassl-3803	329	1	fintech	ORG
hassl-3803	329	2	india	GPE
hassl-3803	333	1	fintech	ORG
hassl-3803	333	2	india	GPE
hassl-3803	334	1	social sciences letters	ORG
hassl-3803	334	2	2024	CARDINAL
hassl-3803	334	3	543-555 554	QUANTITY
hassl-3803	334	4	2024	CARDINAL
hassl-3803	337	1	2022	CARDINAL
hassl-3803	338	1	india	GPE
hassl-3803	338	2	edition ii	PERSON
hassl-3803	339	1	council of india	ORG
hassl-3803	339	2	fintech convergence council	ORG
hassl-3803	339	3	ernst & young	ORG
hassl-3803	340	1	india	GPE
hassl-3803	341	1	m., & seamans	ORG
hassl-3803	341	2	r.	NORP
hassl-3803	341	3	2021	CARDINAL
hassl-3803	343	1	42(12	CARDINAL
hassl-3803	343	2	2195-2217	QUANTITY
hassl-3803	344	1	https://doi.org/10.1002/smj.3286	ORG
hassl-3803	344	2	m., & ajzen	ORG
hassl-3803	344	3	i.	PERSON
hassl-3803	344	4	1975	DATE
hassl-3803	346	1	ma	PERSON
hassl-3803	346	2	addison-wesley	PERSON
hassl-3803	347	1	gefen	PERSON
hassl-3803	347	2	d., & straub	ORG
hassl-3803	347	3	d. (	GPE
hassl-3803	347	4	2005	DATE
hassl-3803	349	1	16	CARDINAL
hassl-3803	349	2	91	CARDINAL
hassl-3803	350	1	j. f.	PERSON
hassl-3803	350	2	hult	PERSON
hassl-3803	350	3	g. t. m.	PERSON
hassl-3803	350	4	ringle	ORG
hassl-3803	350	5	c. m.	PERSON
hassl-3803	350	6	2017	DATE
hassl-3803	351	1	2nd	ORDINAL
hassl-3803	352	1	thousand	CARDINAL
hassl-3803	352	2	j. f.	PERSON
hassl-3803	352	3	ringle	ORG
hassl-3803	352	4	c. m.	PERSON
hassl-3803	352	5	m.	PERSON
hassl-3803	352	6	2013	DATE
hassl-3803	354	1	46	DATE
hassl-3803	354	2	1	CARDINAL
hassl-3803	355	1	j.	PERSON
hassl-3803	355	2	ringle	ORG
hassl-3803	355	3	c. m.	PERSON
hassl-3803	355	4	2015	DATE
hassl-3803	357	1	the academy of marketing science	ORG
hassl-3803	357	2	43	DATE
hassl-3803	357	3	115–135	CARDINAL
hassl-3803	358	1	https://doi.org/10.1007/s11747-0140403-8 henseler	PERSON
hassl-3803	358	2	j., & sarstedt	ORG
hassl-3803	358	3	m.	PERSON
hassl-3803	358	4	2013	DATE
hassl-3803	360	1	28	CARDINAL
hassl-3803	360	2	565	CARDINAL
hassl-3803	362	1	2023	CARDINAL
hassl-3803	364	1	l. t., & alghamdi	PERSON
hassl-3803	364	2	a. m.	PERSON
hassl-3803	364	3	2021	CARDINAL
hassl-3803	366	1	20(3	CARDINAL
hassl-3803	366	2	1382-1393	CARDINAL
hassl-3803	367	1	kline	GPE
hassl-3803	367	2	r. b.	PERSON
hassl-3803	367	3	2011	DATE
hassl-3803	368	1	3rd	ORDINAL
hassl-3803	369	1	new york	GPE
hassl-3803	369	2	guilford press	ORG
hassl-3803	370	1	lee	PERSON
hassl-3803	370	2	j.	PERSON
hassl-3803	370	3	f. a.	PERSON
hassl-3803	370	4	& lee	PERSON
hassl-3803	370	5	j.	PERSON
hassl-3803	370	6	2010	DATE
hassl-3803	372	1	educational technology & society	ORG
hassl-3803	372	2	13(1	CARDINAL
hassl-3803	372	3	152	CARDINAL
hassl-3803	373	1	2022	CARDINAL
hassl-3803	374	1	fintech	ORG
hassl-3803	375	1	stou academic journal of research	ORG
hassl-3803	375	2	2(2	CARDINAL
hassl-3803	375	3	35	CARDINAL
hassl-3803	376	1	g. d.	PERSON
hassl-3803	376	2	casey	PERSON
hassl-3803	376	3	c. f.	PERSON
hassl-3803	376	4	hodges, a., & rahmani	ORG
hassl-3803	376	5	m. (	PERSON
hassl-3803	376	6	1995	DATE
hassl-3803	378	1	16(4	CARDINAL
hassl-3803	378	2	581	CARDINAL
hassl-3803	379	1	https://doi.org/10.1016/0167-4870(95)00031-6 malin	PERSON
hassl-3803	379	2	s., & tyagi	ORG
hassl-3803	379	3	a.	PERSON
hassl-3803	379	4	2023	CARDINAL
hassl-3803	380	1	india	GPE
hassl-3803	382	1	https://www.spglobal.com/en/research-insights/featured/special-editorial/look-forward/india-s-demographicdividend-the-key-to-unlocking-its-globalambitions#:~:text=india%20is%20home%20to%20more,is%20expected%20to%20hit%2059%25 mathieson	PERSON
hassl-3803	382	2	1991	DATE
hassl-3803	384	1	2(3	CARDINAL
hassl-3803	384	2	173	CARDINAL
hassl-3803	385	1	https://doi.org/10.1287/isre.2.3.173	ORG
hassl-3803	385	2	a. m.	PERSON
hassl-3803	385	3	n. a.	PERSON
hassl-3803	385	4	2022	CARDINAL
hassl-3803	387	1	6(4	CARDINAL
hassl-3803	387	2	480	CARDINAL
hassl-3803	388	1	m. g.	PERSON
hassl-3803	388	2	p. l.	PERSON
hassl-3803	388	3	2005	DATE
hassl-3803	390	1	6984	DATE
hassl-3803	391	1	j., & bernstein	ORG
hassl-3803	391	2	i.	PERSON
hassl-3803	391	3	1978	DATE
hassl-3803	393	1	new delhi	GPE
hassl-3803	393	2	tata mcgraw-hill	ORG
hassl-3803	394	1	over 50%	PERCENT
hassl-3803	394	2	indians	NORP
hassl-3803	395	1	2023	CARDINAL
hassl-3803	396	1	over 50%	PERCENT
hassl-3803	396	2	indians	NORP
hassl-3803	396	3	900 million	CARDINAL
hassl-3803	396	4	2025	CARDINAL
hassl-3803	397	1	hindu	NORP
hassl-3803	398	1	https://www.spglobal.com/en/research-insights/featured/special-editorial/look-forward/india-s-demographic-dividend-the-key-to-unlocking-its-global-ambitions#:~:text=india%20is%20home%20to%20more,is%20expected%20to%20hit%2059%25 https://www.spglobal.com/en/research-insights/featured/special-editorial/look-forward/india-s-demographic-dividend-the-key-to-unlocking-its-global-ambitions#:~:text=india%20is%20home%20to%20more,is%20expected%20to%20hit%2059%25 https://www.spglobal.com/en/research-insights/featured/special-editorial/look-forward/india-s-demographic-dividend-the-key-to-unlocking-its-global-ambitions#:~:text=india%20is%20home%20to%20more,is%20expected%20to%20hit%2059%25	PERSON
hassl-3803	399	1	https://www.thehindu.com/news/national/over-50-indians-are-active-internet-users-now-base-to-reach-900-million-by-2025-report/article66809522.ece	CARDINAL
hassl-3803	399	2	social sciences letters	ORG
hassl-3803	399	3	2024	CARDINAL
hassl-3803	399	4	543	CARDINAL
hassl-3803	399	5	2024	CARDINAL
hassl-3803	401	1	pavlou	PERSON
hassl-3803	401	2	p. a.	PERSON
hassl-3803	402	1	2017	CARDINAL
hassl-3803	405	1	academy of management proceedings	ORG
hassl-3803	406	1	2002	DATE
hassl-3803	406	2	a1-a6	PERSON
hassl-3803	407	1	briarcliff manor	GPE
hassl-3803	407	2	ny 10510:	ORG
hassl-3803	407	3	academy of management	ORG
hassl-3803	408	1	ryan	PERSON
hassl-3803	408	2	s., & carr	ORG
hassl-3803	408	3	a.	PERSON
hassl-3803	408	4	2010	DATE
hassl-3803	410	1	k. dziedzic & a. hammond	ORG
hassl-3803	411	1	63-75	CARDINAL
hassl-3803	412	1	edinburgh	GPE
hassl-3803	412	2	churchill livingstone	PERSON
hassl-3803	413	1	sniehotta	ORG
hassl-3803	413	2	f.	PERSON
hassl-3803	413	3	2009	DATE
hassl-3803	415	1	1(2	CARDINAL
hassl-3803	415	2	257270	DATE
hassl-3803	416	1	taylor	GPE
hassl-3803	416	2	s., & todd	ORG
hassl-3803	416	3	1995	DATE
hassl-3803	418	1	6(2	CARDINAL
hassl-3803	418	2	144	CARDINAL
hassl-3803	419	1	https://doi.org/10.1287/isre.6.2.144 teo	PERSON
hassl-3803	419	2	t., & lee	ORG
hassl-3803	419	3	c. b.	PERSON
hassl-3803	419	4	2010	DATE
hassl-3803	421	1	27(2	CARDINAL
hassl-3803	421	2	60-67	CARDINAL
hassl-3803	422	1	http://dx.doi.org/10.1108/10650741011033035 teo	PERSON
hassl-3803	422	2	t.	GPE
hassl-3803	422	3	zhou	PERSON
hassl-3803	422	4	m., & noyes	ORG
hassl-3803	422	5	j.	PERSON
hassl-3803	422	6	2016	DATE
hassl-3803	424	1	64	DATE
hassl-3803	424	2	1033-1052	CARDINAL
hassl-3803	425	1	https://doi.org/10.1007/s11423-016-9446-5 van deursen	PERSON
hassl-3803	425	2	a. j. a. m.	PERSON
hassl-3803	425	3	e. j., & eynon	PERSON
hassl-3803	425	4	r.	NORP
hassl-3803	425	5	2014	DATE
hassl-3803	428	1	www.oii.ox.ac.uk/research/projects/?id=112 wang	PERSON
hassl-3803	428	2	x.	GPE
hassl-3803	428	3	wang	ORG
hassl-3803	428	4	2022	CARDINAL
hassl-3803	430	1	20(1	CARDINAL
hassl-3803	430	2	365	CARDINAL
hassl-3803	431	1	b., & donthu	ORG
hassl-3803	431	2	2001	DATE
hassl-3803	433	1	quarterly	DATE
hassl-3803	433	2	2(1	CARDINAL
hassl-3803	433	3	31	CARDINAL
hassl-3803	433	4	lin, m.-l.	ORG
hassl-3803	434	1	2017	CARDINAL
hassl-3803	436	1	71	CARDINAL
hassl-3803	436	2	196	CARDINAL
hassl-3803	437	1	social sciences letters	ORG
hassl-3803	439	1	https://doi.org/10.1287/isre.6.2.144	ORG