id	sid	eid	entity	type
hassl-4116	1	1	409	CARDINAL
hassl-4116	1	2	2025	CARDINAL
hassl-4116	3	1	indonesia	GPE
hassl-4116	3	2	henryanto wijaya1	PERSON
hassl-4116	3	3	firdausy2	ORG
hassl-4116	3	4	indra widjaja3	PERSON
hassl-4116	4	1	cahyadi4 1,4faculty of economics and business	ORG
hassl-4116	4	2	tarumanagara	GPE
hassl-4116	4	3	jakarta	GPE
hassl-4116	4	4	indonesia	GPE
hassl-4116	5	1	1email	DATE
hassl-4116	5	2	henryantow@fe.untar.ac.id 4email	ORG
hassl-4116	5	3	hadic@fe.untar.ac.id 2faculty	ORG
hassl-4116	5	4	tarumanagara	GPE
hassl-4116	5	5	jakarta	GPE
hassl-4116	5	6	indonesia	GPE
hassl-4116	6	1	2email	CARDINAL
hassl-4116	8	1	3universitas	CARDINAL
hassl-4116	8	2	tarumanagara	GPE
hassl-4116	8	3	jakarta	GPE
hassl-4116	8	4	indonesia	GPE
hassl-4116	9	1	3email	CARDINAL
hassl-4116	10	1	5	CARDINAL
hassl-4116	10	2	december 2024	DATE
hassl-4116	10	3	29 january 2025	DATE
hassl-4116	10	4	18 february 2025	CARDINAL
hassl-4116	10	5	4	CARDINAL
hassl-4116	11	1	indonesia	GPE
hassl-4116	13	1	343	CARDINAL
hassl-4116	13	2	indonesia	GPE
hassl-4116	20	1	fintech	ORG
hassl-4116	22	1	1	CARDINAL
hassl-4116	22	2	hornuf, schmitt, & weber	ORG
hassl-4116	22	3	2017	DATE
hassl-4116	22	4	knewtson & rosenbaum	ORG
hassl-4116	22	5	2020	DATE
hassl-4116	22	6	liu	PERSON
hassl-4116	22	7	chan, & chimhundu	ORG
hassl-4116	22	8	2024	CARDINAL
hassl-4116	22	9	mamonov	ORG
hassl-4116	22	10	2020	DATE
hassl-4116	22	11	2016	DATE
hassl-4116	22	12	shao	PERSON
hassl-4116	22	13	zhang	PERSON
hassl-4116	22	14	li	PERSON
hassl-4116	22	15	2019	DATE
hassl-4116	23	1	indonesia	GPE
hassl-4116	23	2	la rocca	GPE
hassl-4116	23	3	2024	DATE
hassl-4116	23	4	mardiana	GPE
hassl-4116	23	5	2020	DATE
hassl-4116	23	6	cummings	GPE
hassl-4116	23	7	karolak	GPE
hassl-4116	23	8	hamdan	PERSON
hassl-4116	23	9	2020	DATE
hassl-4116	23	10	wang, guan	ORG
hassl-4116	23	11	hou	GPE
hassl-4116	23	12	li	PERSON
hassl-4116	23	13	zhou	PERSON
hassl-4116	23	14	2019	DATE
hassl-4116	23	15	2011	DATE
hassl-4116	24	1	fintech	ORG
hassl-4116	24	2	lasmini & zulvia	ORG
hassl-4116	24	3	2021	CARDINAL
hassl-4116	24	4	muzdalifa	GPE
hassl-4116	24	5	& rafsanjani	ORG
hassl-4116	24	6	2018	DATE
hassl-4116	25	1	social sciences	ORG
hassl-4116	25	2	2025	CARDINAL
hassl-4116	25	3	13	CARDINAL
hassl-4116	25	4	2	CARDINAL
hassl-4116	26	1	409	CARDINAL
hassl-4116	26	2	2312-4318	CARDINAL
hassl-4116	26	3	2312-5659	DATE
hassl-4116	26	4	10.18488/73.v13i2.4116	CARDINAL
hassl-4116	26	5	2025	CARDINAL
hassl-4116	29	1	social sciences letters	ORG
hassl-4116	29	2	2025	DATE
hassl-4116	29	3	13(2	CARDINAL
hassl-4116	29	4	409	CARDINAL
hassl-4116	29	5	2025	CARDINAL
hassl-4116	31	1	indonesian	NORP
hassl-4116	31	2	2023	CARDINAL
hassl-4116	31	3	indonesia	GPE
hassl-4116	31	4	26 to 35 years	DATE
hassl-4116	31	5	asosiasi fintech	ORG
hassl-4116	31	6	indonesia	GPE
hassl-4116	31	7	2024	DATE
hassl-4116	32	1	indonesia	GPE
hassl-4116	32	2	fintech	ORG
hassl-4116	32	3	ovo	GPE
hassl-4116	32	4	gopay	PERSON
hassl-4116	32	5	dana	PERSON
hassl-4116	32	6	shopeepay	PERSON
hassl-4116	32	7	doku	ORG
hassl-4116	32	8	bareksa	ORG
hassl-4116	33	1	kumar, wong	ORG
hassl-4116	33	2	2023	CARDINAL
hassl-4116	33	3	dongoran	GPE
hassl-4116	33	4	2024	DATE
hassl-4116	33	5	2022	CARDINAL
hassl-4116	34	1	indonesia	GPE
hassl-4116	34	2	jasa keuangan	PERSON
hassl-4116	34	3	indonesian	NORP
hassl-4116	34	4	2023	CARDINAL
hassl-4116	34	5	2024	DATE
hassl-4116	35	1	2024	DATE
hassl-4116	37	1	2023	CARDINAL
hassl-4116	39	1	trisnawati, & wijaya	ORG
hassl-4116	39	2	2024	DATE
hassl-4116	41	1	5%	PERCENT
hassl-4116	41	2	the fourth quarter	DATE
hassl-4116	41	3	2023	CARDINAL
hassl-4116	42	1	3.24%	PERCENT
hassl-4116	42	2	november 2023	DATE
hassl-4116	42	3	2024	DATE
hassl-4116	42	4	2024	DATE
hassl-4116	43	1	fintech	ORG
hassl-4116	43	2	us$ 88.8 billion	MONEY
hassl-4116	43	3	2022	CARDINAL
hassl-4116	43	4	us$ 46.3 billion	MONEY
hassl-4116	43	5	2023	CARDINAL
hassl-4116	43	6	fintech	ORG
hassl-4116	43	7	7,515	CARDINAL
hassl-4116	43	8	2022	CARDINAL
hassl-4116	43	9	4,547	CARDINAL
hassl-4116	43	10	2023	CARDINAL
hassl-4116	43	11	2017	DATE
hassl-4116	43	12	ruddenklau	GPE
hassl-4116	43	13	2024	DATE
hassl-4116	47	1	2023	CARDINAL
hassl-4116	48	1	2023	CARDINAL
hassl-4116	49	1	2020	DATE
hassl-4116	49	2	akturan	GPE
hassl-4116	49	3	tezcan	NORP
hassl-4116	49	4	2012	DATE
hassl-4116	49	5	gao	PERSON
hassl-4116	49	6	bai	ORG
hassl-4116	49	7	2014	DATE
hassl-4116	49	8	hu	PERSON
hassl-4116	49	9	li	PERSON
hassl-4116	49	10	chen	PERSON
hassl-4116	49	11	yang	PERSON
hassl-4116	49	12	2019	DATE
hassl-4116	49	13	2022	CARDINAL
hassl-4116	51	1	fintech	ORG
hassl-4116	52	1	alkadi & abed	ORG
hassl-4116	52	2	2023	CARDINAL
hassl-4116	52	3	2020	DATE
hassl-4116	54	1	srinivasan rao	PERSON
hassl-4116	54	2	2003	DATE
hassl-4116	54	3	hutapea & wijaya	ORG
hassl-4116	54	4	2021	CARDINAL
hassl-4116	54	5	li	PERSON
hassl-4116	54	6	khaliq	PERSON
hassl-4116	54	7	2023	CARDINAL
hassl-4116	54	8	ooi, & chong	ORG
hassl-4116	54	9	2020	DATE
hassl-4116	54	10	zhang & yu	ORG
hassl-4116	54	11	2020	DATE
hassl-4116	55	1	wijaya	PERSON
hassl-4116	55	2	2021	CARDINAL
hassl-4116	55	3	li et al	PERSON
hassl-4116	55	4	2023	CARDINAL
hassl-4116	56	1	2020	DATE
hassl-4116	56	2	1	CARDINAL
hassl-4116	57	1	2	CARDINAL
hassl-4116	58	1	3	CARDINAL
hassl-4116	58	2	social sciences letters	ORG
hassl-4116	58	3	2025	DATE
hassl-4116	58	4	13(2	CARDINAL
hassl-4116	58	5	409	CARDINAL
hassl-4116	58	6	2025	CARDINAL
hassl-4116	61	1	4	CARDINAL
hassl-4116	62	1	5	CARDINAL
hassl-4116	63	1	abd malik & syed	ORG
hassl-4116	63	2	2019	DATE
hassl-4116	63	3	diana & leon	ORG
hassl-4116	63	4	2020	DATE
hassl-4116	63	5	forsythe	ORG
hassl-4116	63	6	liu	PERSON
hassl-4116	63	7	shannon, & gardner	ORG
hassl-4116	63	8	2006	DATE
hassl-4116	63	9	gerlach & lutz	ORG
hassl-4116	63	10	2019	DATE
hassl-4116	63	11	mufarih	PERSON
hassl-4116	63	12	2020	DATE
hassl-4116	63	13	putritama	GPE
hassl-4116	63	14	2019	DATE
hassl-4116	63	15	2015	DATE
hassl-4116	64	1	aini, & asmoro	ORG
hassl-4116	64	2	2021	CARDINAL
hassl-4116	65	1	ryu	ORG
hassl-4116	65	2	2018	DATE
hassl-4116	66	1	bergmann	GPE
hassl-4116	66	2	maçada	GPE
hassl-4116	66	3	de oliveira santini	PERSON
hassl-4116	66	4	2023	CARDINAL
hassl-4116	66	5	fintech	ORG
hassl-4116	67	1	two	CARDINAL
hassl-4116	67	2	fintech	ORG
hassl-4116	69	1	two	CARDINAL
hassl-4116	69	2	davis	ORG
hassl-4116	69	3	1989	DATE
hassl-4116	69	4	hu et al.	PERSON
hassl-4116	69	5	2019	DATE
hassl-4116	69	6	kanchanatanee	ORG
hassl-4116	69	7	2014	DATE
hassl-4116	69	8	niu	ORG
hassl-4116	69	9	wang, & zhou	ORG
hassl-4116	69	10	2022	CARDINAL
hassl-4116	69	11	setiawan	GPE
hassl-4116	69	12	nathan, & fekete-farkas	ORG
hassl-4116	69	13	2022	CARDINAL
hassl-4116	69	14	roswinanto, & meiria	ORG
hassl-4116	69	15	2023	CARDINAL
hassl-4116	70	1	bangkara	DATE
hassl-4116	70	2	2016	DATE
hassl-4116	70	3	davis	PERSON
hassl-4116	70	4	1985	DATE
hassl-4116	70	5	gao	PERSON
hassl-4116	70	6	bai	ORG
hassl-4116	70	7	2014	DATE
hassl-4116	70	8	hu et al	PERSON
hassl-4116	71	1	2019	DATE
hassl-4116	71	2	jangir	ORG
hassl-4116	71	3	sharma	ORG
hassl-4116	71	4	2022	CARDINAL
hassl-4116	71	5	mufarih et al	PERSON
hassl-4116	72	1	2020	DATE
hassl-4116	73	1	bangkara	PERSON
hassl-4116	73	2	mufarih et al	PERSON
hassl-4116	74	1	2020	DATE
hassl-4116	77	1	davis	PERSON
hassl-4116	77	2	1985	DATE
hassl-4116	77	3	davis	PERSON
hassl-4116	77	4	1989	DATE
hassl-4116	77	5	wang	PERSON
hassl-4116	77	6	2017	DATE
hassl-4116	77	7	banna	GPE
hassl-4116	77	8	hassan	PERSON
hassl-4116	77	9	ahmad	PERSON
hassl-4116	77	10	alam	PERSON
hassl-4116	77	11	2022	CARDINAL
hassl-4116	77	12	hassan et al	PERSON
hassl-4116	78	1	2022	CARDINAL
hassl-4116	78	2	perpétuo	ORG
hassl-4116	78	3	2021	CARDINAL
hassl-4116	78	4	ryu	ORG
hassl-4116	78	5	2018	DATE
hassl-4116	78	6	2022	CARDINAL
hassl-4116	79	1	ali	PERSON
hassl-4116	79	2	khamis	PERSON
hassl-4116	79	3	amin	PERSON
hassl-4116	79	4	2021	CARDINAL
hassl-4116	80	1	chan	ORG
hassl-4116	80	2	troshani	NORP
hassl-4116	80	3	rao hill	PERSON
hassl-4116	80	4	hoffmann	PERSON
hassl-4116	80	5	2022	CARDINAL
hassl-4116	80	6	diana	PERSON
hassl-4116	80	7	leon	PERSON
hassl-4116	80	8	2020	DATE
hassl-4116	80	9	hassan et al	PERSON
hassl-4116	80	10	2022	CARDINAL
hassl-4116	80	11	abd malik	PERSON
hassl-4116	80	12	syed	PERSON
hassl-4116	80	13	2019	DATE
hassl-4116	80	14	2022	CARDINAL
hassl-4116	82	1	ngai	PERSON
hassl-4116	82	2	2010	DATE
hassl-4116	82	3	tezcan	NORP
hassl-4116	82	4	2012	DATE
hassl-4116	82	5	two	CARDINAL
hassl-4116	83	1	kesharwani & singh	ORG
hassl-4116	83	2	2012	DATE
hassl-4116	83	3	shaw	ORG
hassl-4116	83	4	2014	DATE
hassl-4116	83	5	venkatesh & davis	ORG
hassl-4116	83	6	2000	DATE
hassl-4116	84	1	2021	CARDINAL
hassl-4116	85	1	2022	CARDINAL
hassl-4116	86	1	2021	CARDINAL
hassl-4116	88	1	fintech	ORG
hassl-4116	92	1	social sciences letters	ORG
hassl-4116	92	2	2025	DATE
hassl-4116	92	3	13(2	CARDINAL
hassl-4116	92	4	409	CARDINAL
hassl-4116	92	5	2025	CARDINAL
hassl-4116	95	1	section 2	LAW
hassl-4116	96	1	section 3	LAW
hassl-4116	97	1	section 4	LAW
hassl-4116	99	1	2	CARDINAL
hassl-4116	99	2	2.1	CARDINAL
hassl-4116	101	1	four	CARDINAL
hassl-4116	101	2	bergmann et al.	PERSON
hassl-4116	101	3	2023	CARDINAL
hassl-4116	102	1	hu et al.	PERSON
hassl-4116	102	2	2019	DATE
hassl-4116	102	3	kim	PERSON
hassl-4116	102	4	kim	PERSON
hassl-4116	102	5	lee	PERSON
hassl-4116	102	6	kim	PERSON
hassl-4116	102	7	2019	DATE
hassl-4116	102	8	2021	CARDINAL
hassl-4116	102	9	putritama	GPE
hassl-4116	102	10	2019	DATE
hassl-4116	102	11	roh	PERSON
hassl-4116	102	12	& xiao	PERSON
hassl-4116	102	13	2023	DATE
hassl-4116	102	14	ryu	ORG
hassl-4116	102	15	2018	DATE
hassl-4116	103	1	fishbein	PERSON
hassl-4116	103	2	1977	DATE
hassl-4116	103	3	davis	PERSON
hassl-4116	103	4	2000	DATE
hassl-4116	104	1	two	CARDINAL
hassl-4116	104	2	two	CARDINAL
hassl-4116	104	3	ajzen & fishbein	ORG
hassl-4116	104	4	1977	DATE
hassl-4116	105	1	tam	PERSON
hassl-4116	105	2	2000	DATE
hassl-4116	106	1	tra	ORG
hassl-4116	107	1	tra	ORG
hassl-4116	107	2	2018	DATE
hassl-4116	109	1	2018	DATE
hassl-4116	110	1	saadah & setiawan	ORG
hassl-4116	110	2	2024	DATE
hassl-4116	112	1	2.2	CARDINAL
hassl-4116	114	1	2021	CARDINAL
hassl-4116	114	2	ryu	ORG
hassl-4116	114	3	2018	DATE
hassl-4116	115	1	fintech	ORG
hassl-4116	118	1	wang	PERSON
hassl-4116	118	2	2017	DATE
hassl-4116	118	3	hassan et al	PERSON
hassl-4116	119	1	2022	CARDINAL
hassl-4116	119	2	2022	CARDINAL
hassl-4116	121	1	2010	DATE
hassl-4116	122	1	davis	PERSON
hassl-4116	122	2	2000	DATE
hassl-4116	123	1	social sciences letters	ORG
hassl-4116	123	2	2025	DATE
hassl-4116	123	3	13(2	CARDINAL
hassl-4116	123	4	409	CARDINAL
hassl-4116	123	5	2025	CARDINAL
hassl-4116	125	1	akturan & tezcan	ORG
hassl-4116	125	2	2012	DATE
hassl-4116	125	3	chau & ngai	ORG
hassl-4116	125	4	2010	DATE
hassl-4116	127	1	abd malik & syed	ORG
hassl-4116	127	2	2019	DATE
hassl-4116	127	3	ali et al.	PERSON
hassl-4116	127	4	2021	CARDINAL
hassl-4116	127	5	chan et al.	ORG
hassl-4116	127	6	2022	CARDINAL
hassl-4116	127	7	diana & leon	ORG
hassl-4116	127	8	2020	DATE
hassl-4116	127	9	hassan et al.	PERSON
hassl-4116	127	10	2022	CARDINAL
hassl-4116	127	11	ming & jais	ORG
hassl-4116	127	12	2022	CARDINAL
hassl-4116	127	13	2020	DATE
hassl-4116	131	1	2021	CARDINAL
hassl-4116	133	1	fintech	ORG
hassl-4116	134	1	davis	ORG
hassl-4116	134	2	1989	DATE
hassl-4116	136	1	2022	CARDINAL
hassl-4116	137	1	akturan &	ORG
hassl-4116	137	2	2012	DATE
hassl-4116	137	3	gao & bai	ORG
hassl-4116	137	4	2014	DATE
hassl-4116	137	5	hu et al.	PERSON
hassl-4116	137	6	2019	DATE
hassl-4116	137	7	ming & jais	ORG
hassl-4116	137	8	2022	CARDINAL
hassl-4116	141	1	ajzen & fishbein	ORG
hassl-4116	141	2	1977	DATE
hassl-4116	141	3	2021	CARDINAL
hassl-4116	144	1	two	CARDINAL
hassl-4116	145	1	tra	ORG
hassl-4116	147	1	velicia-martín	PERSON
hassl-4116	147	2	2023	CARDINAL
hassl-4116	147	3	sheppard	ORG
hassl-4116	147	4	hartwick, & warshaw	ORG
hassl-4116	147	5	1988	DATE
hassl-4116	148	1	wilson	ORG
hassl-4116	148	2	2021	CARDINAL
hassl-4116	149	1	ali et al.	PERSON
hassl-4116	149	2	2021	CARDINAL
hassl-4116	149	3	amin	ORG
hassl-4116	149	4	rezaei, & abolghasemi	ORG
hassl-4116	149	5	2014	DATE
hassl-4116	149	6	güzel	NORP
hassl-4116	149	7	kabadayı, & alpkan	ORG
hassl-4116	149	8	2013	DATE
hassl-4116	149	9	kim	PERSON
hassl-4116	149	10	kim	PERSON
hassl-4116	149	11	2012	DATE
hassl-4116	149	12	lee & charles	ORG
hassl-4116	149	13	2021	CARDINAL
hassl-4116	149	14	2021	CARDINAL
hassl-4116	149	15	visakha & keni	ORG
hassl-4116	149	16	2022	CARDINAL
hassl-4116	150	1	h6	ORG
hassl-4116	155	1	ajzen & fishbein	ORG
hassl-4116	155	2	1977	DATE
hassl-4116	155	3	2021	CARDINAL
hassl-4116	155	4	suryadi, & andarwati	ORG
hassl-4116	155	5	2023	CARDINAL
hassl-4116	156	1	social sciences letters	ORG
hassl-4116	156	2	2025	DATE
hassl-4116	156	3	13(2	CARDINAL
hassl-4116	156	4	409	CARDINAL
hassl-4116	156	5	2025	CARDINAL
hassl-4116	159	1	fishbein	PERSON
hassl-4116	159	2	1977	DATE
hassl-4116	160	1	tra	ORG
hassl-4116	164	1	xu	PERSON
hassl-4116	164	2	2011	DATE
hassl-4116	164	3	wilson	PERSON
hassl-4116	164	4	2019	DATE
hassl-4116	169	1	ajzen & fishbein	ORG
hassl-4116	169	2	1977	DATE
hassl-4116	169	3	2013	DATE
hassl-4116	169	4	2021	CARDINAL
hassl-4116	169	5	roh et al.	PERSON
hassl-4116	169	6	2023	CARDINAL
hassl-4116	170	1	tra	ORG
hassl-4116	170	2	1985	DATE
hassl-4116	170	3	chen	PERSON
hassl-4116	170	4	chan, & hashim	ORG
hassl-4116	170	5	2023	CARDINAL
hassl-4116	170	6	2021	CARDINAL
hassl-4116	170	7	roh et al.	PERSON
hassl-4116	170	8	2023	CARDINAL
hassl-4116	171	1	h9	ORG
hassl-4116	172	1	fintech	ORG
hassl-4116	176	1	1985	DATE
hassl-4116	182	1	2023	CARDINAL
hassl-4116	182	2	2024	DATE
hassl-4116	183	1	1985	DATE
hassl-4116	183	2	ajzen & fishbein	ORG
hassl-4116	183	3	1977	DATE
hassl-4116	187	1	fintech	ORG
hassl-4116	188	1	1985	DATE
hassl-4116	188	2	ajzen & fishbein	ORG
hassl-4116	188	3	1977	DATE
hassl-4116	188	4	2021	CARDINAL
hassl-4116	191	1	tra posits	PERSON
hassl-4116	192	1	2025	DATE
hassl-4116	192	2	13(2	CARDINAL
hassl-4116	192	3	409	CARDINAL
hassl-4116	192	4	2025	CARDINAL
hassl-4116	195	1	1985	DATE
hassl-4116	195	2	ajzen & fishbein	ORG
hassl-4116	195	3	1977	DATE
hassl-4116	197	1	2.3	CARDINAL
hassl-4116	197	2	1	CARDINAL
hassl-4116	197	3	1	CARDINAL
hassl-4116	199	1	3	CARDINAL
hassl-4116	199	2	3.1	CARDINAL
hassl-4116	203	1	first	ORDINAL
hassl-4116	207	1	two	CARDINAL
hassl-4116	208	1	first	ORDINAL
hassl-4116	209	1	second	ORDINAL
hassl-4116	211	1	hult	ORG
hassl-4116	211	2	ringle, & sarstedt	ORG
hassl-4116	211	3	2022	CARDINAL
hassl-4116	212	1	3.2	CARDINAL
hassl-4116	213	1	jakarta	GPE
hassl-4116	214	1	jakarta	GPE
hassl-4116	214	2	indonesia	GPE
hassl-4116	215	1	social sciences letters	ORG
hassl-4116	215	2	2025	DATE
hassl-4116	215	3	13(2	CARDINAL
hassl-4116	215	4	409	CARDINAL
hassl-4116	215	5	2025	CARDINAL
hassl-4116	217	1	march 2024 to june 2024	DATE
hassl-4116	218	1	these four months	DATE
hassl-4116	219	1	ovo	PERSON
hassl-4116	219	2	gopay	PERSON
hassl-4116	219	3	dana	PERSON
hassl-4116	219	4	shopeepay	PERSON
hassl-4116	220	1	six	CARDINAL
hassl-4116	220	2	jakarta	GPE
hassl-4116	221	1	six	CARDINAL
hassl-4116	221	2	jakarta	GPE
hassl-4116	222	1	six	CARDINAL
hassl-4116	223	1	anderson	PERSON
hassl-4116	223	2	babin	ORG
hassl-4116	223	3	2010	DATE
hassl-4116	223	4	15 to 20	CARDINAL
hassl-4116	224	1	4	CARDINAL
hassl-4116	224	2	at least 60	CARDINAL
hassl-4116	225	1	343	CARDINAL
hassl-4116	226	1	343	CARDINAL
hassl-4116	226	2	6	CARDINAL
hassl-4116	226	3	33	CARDINAL
hassl-4116	226	4	2	CARDINAL
hassl-4116	228	1	five	CARDINAL
hassl-4116	230	1	1	CARDINAL
hassl-4116	230	2	1	CARDINAL
hassl-4116	231	1	2	CARDINAL
hassl-4116	232	1	3	CARDINAL
hassl-4116	233	1	4	CARDINAL
hassl-4116	233	2	5	CARDINAL
hassl-4116	234	1	3.3	CARDINAL
hassl-4116	235	1	one	CARDINAL
hassl-4116	235	2	four	CARDINAL
hassl-4116	240	1	2	CARDINAL
hassl-4116	241	1	pls	NORP
hassl-4116	241	2	4.0	CARDINAL
hassl-4116	241	3	2010	DATE
hassl-4116	242	1	4.0	CARDINAL
hassl-4116	245	1	asra	GPE
hassl-4116	245	2	agung	GPE
hassl-4116	245	3	2022	CARDINAL
hassl-4116	245	4	2022	CARDINAL
hassl-4116	246	1	six	CARDINAL
hassl-4116	246	2	1	CARDINAL
hassl-4116	247	1	2	CARDINAL
hassl-4116	248	1	3	CARDINAL
hassl-4116	249	1	4	CARDINAL
hassl-4116	250	1	5	CARDINAL
hassl-4116	250	2	social sciences letters	ORG
hassl-4116	250	3	2025	DATE
hassl-4116	250	4	13(2	CARDINAL
hassl-4116	250	5	409	CARDINAL
hassl-4116	250	6	2025	CARDINAL
hassl-4116	252	1	6	CARDINAL
hassl-4116	252	2	2022	CARDINAL
hassl-4116	253	1	4.0	CARDINAL
hassl-4116	253	2	one	CARDINAL
hassl-4116	253	3	0.05	CARDINAL
hassl-4116	254	1	2022	CARDINAL
hassl-4116	255	1	4	CARDINAL
hassl-4116	255	2	4.1	CARDINAL
hassl-4116	255	3	4.1.1	CARDINAL
hassl-4116	256	1	1	CARDINAL
hassl-4116	256	2	343	CARDINAL
hassl-4116	256	3	58%	PERCENT
hassl-4116	256	4	42%	PERCENT
hassl-4116	257	1	68.2%	PERCENT
hassl-4116	258	1	23.9%	PERCENT
hassl-4116	258	2	gen x	PERSON
hassl-4116	258	3	6.4%	PERCENT
hassl-4116	258	4	only 1.5%	PERCENT
hassl-4116	259	1	55.7%	PERCENT
hassl-4116	259	2	9.6%	PERCENT
hassl-4116	259	3	1.5%	PERCENT
hassl-4116	260	1	33.2%	PERCENT
hassl-4116	261	1	about 36.7 %	PERCENT
hassl-4116	261	2	gopay fintech	ORG
hassl-4116	261	3	ovo	PERSON
hassl-4116	261	4	27.4%	PERCENT
hassl-4116	261	5	shopeepay	PERSON
hassl-4116	261	6	23.6%	PERCENT
hassl-4116	261	7	dana	PERSON
hassl-4116	261	8	5.2%	PERCENT
hassl-4116	261	9	1.7%	PERCENT
hassl-4116	261	10	0.3%	PERCENT
hassl-4116	262	1	the 5%	PERCENT
hassl-4116	263	1	nearly half	CARDINAL
hassl-4116	263	2	49.6%	PERCENT
hassl-4116	263	3	more than five	CARDINAL
hassl-4116	264	1	about 16.6%	PERCENT
hassl-4116	264	2	fintech	ORG
hassl-4116	264	3	14.9%	PERCENT
hassl-4116	264	4	11.4%	PERCENT
hassl-4116	264	5	three	CARDINAL
hassl-4116	264	6	7.6%	PERCENT
hassl-4116	264	7	four	CARDINAL
hassl-4116	264	8	1	CARDINAL
hassl-4116	265	1	1	CARDINAL
hassl-4116	267	1	144	CARDINAL
hassl-4116	267	2	199 58.0	CARDINAL
hassl-4116	267	3	343 100	CARDINAL
hassl-4116	267	4	234	CARDINAL
hassl-4116	267	5	68.2	CARDINAL
hassl-4116	267	6	82	CARDINAL
hassl-4116	267	7	22 6.4	CARDINAL
hassl-4116	267	8	5 1.5	CARDINAL
hassl-4116	267	9	343 100	CARDINAL
hassl-4116	267	10	114	CARDINAL
hassl-4116	267	11	191	CARDINAL
hassl-4116	267	12	33 9.6	CARDINAL
hassl-4116	267	13	5 1.5	CARDINAL
hassl-4116	267	14	343 100	CARDINAL
hassl-4116	267	15	126	CARDINAL
hassl-4116	267	16	36.7 ovo	DATE
hassl-4116	267	17	94	CARDINAL
hassl-4116	267	18	27.4	CARDINAL
hassl-4116	267	19	81	CARDINAL
hassl-4116	267	20	23.6	CARDINAL
hassl-4116	267	21	18 5.2	CARDINAL
hassl-4116	267	22	1 0.3	CARDINAL
hassl-4116	267	23	6 1.7	CARDINAL
hassl-4116	267	24	17 5.0	CARDINAL
hassl-4116	267	25	343 100	CARDINAL
hassl-4116	267	26	14.9	CARDINAL
hassl-4116	267	27	16.6 three	CARDINAL
hassl-4116	267	28	11.4 four	CARDINAL
hassl-4116	267	29	7.6	CARDINAL
hassl-4116	267	30	more than five	CARDINAL
hassl-4116	267	31	49.6	CARDINAL
hassl-4116	267	32	343 100	CARDINAL
hassl-4116	268	1	social sciences letters	ORG
hassl-4116	268	2	2025	DATE
hassl-4116	268	3	13(2	CARDINAL
hassl-4116	268	4	409	CARDINAL
hassl-4116	268	5	2025	CARDINAL
hassl-4116	270	1	2	CARDINAL
hassl-4116	272	1	0.824	CARDINAL
hassl-4116	272	2	0.845	MONEY
hassl-4116	272	3	0.834	CARDINAL
hassl-4116	272	4	0.754	CARDINAL
hassl-4116	272	5	1.000 0.840	CARDINAL
hassl-4116	272	6	0.828	CARDINAL
hassl-4116	272	7	0.899	CARDINAL
hassl-4116	272	8	peou1	ORG
hassl-4116	272	9	1.000	CARDINAL
hassl-4116	272	10	peou2	ORG
hassl-4116	272	11	1.000	CARDINAL
hassl-4116	272	12	peou3	PERSON
hassl-4116	272	13	1.000	CARDINAL
hassl-4116	273	1	0.767	MONEY
hassl-4116	273	2	0.864	CARDINAL
hassl-4116	273	3	0.921	CARDINAL
hassl-4116	273	4	0.812	MONEY
hassl-4116	273	5	0.914	CARDINAL
hassl-4116	273	6	0.854	CARDINAL
hassl-4116	273	7	pr7	ORG
hassl-4116	273	8	0.912	CARDINAL
hassl-4116	273	9	0.899	CARDINAL
hassl-4116	273	10	1.000 0.914	CARDINAL
hassl-4116	273	11	1.000	CARDINAL
hassl-4116	273	12	1.000	CARDINAL
hassl-4116	273	13	1.000	CARDINAL
hassl-4116	273	14	1.000	CARDINAL
hassl-4116	273	15	1.000	CARDINAL
hassl-4116	273	16	0.931	CARDINAL
hassl-4116	273	17	0.922	CARDINAL
hassl-4116	273	18	1.000	CARDINAL
hassl-4116	273	19	1.000 0.901 0.833	CARDINAL
hassl-4116	273	20	1.000	CARDINAL
hassl-4116	273	21	1.000	CARDINAL
hassl-4116	274	1	social sciences letters	ORG
hassl-4116	274	2	2025	DATE
hassl-4116	274	3	13(2	CARDINAL
hassl-4116	274	4	409	CARDINAL
hassl-4116	274	5	2025	CARDINAL
hassl-4116	276	1	4.1.2	CARDINAL
hassl-4116	276	2	2	CARDINAL
hassl-4116	276	3	2	CARDINAL
hassl-4116	276	4	0.7	CARDINAL
hassl-4116	278	1	3	CARDINAL
hassl-4116	278	2	over 50%	PERCENT
hassl-4116	279	1	0.5	CARDINAL
hassl-4116	281	1	3	CARDINAL
hassl-4116	283	1	0.732	CARDINAL
hassl-4116	283	2	0.699	CARDINAL
hassl-4116	283	3	0.684	CARDINAL
hassl-4116	283	4	0.842	CARDINAL
hassl-4116	283	5	0.790	CARDINAL
hassl-4116	283	6	0.859	CARDINAL
hassl-4116	283	7	0.754	CARDINAL
hassl-4116	283	8	4	CARDINAL
hassl-4116	283	9	4	CARDINAL
hassl-4116	283	10	0.9	CARDINAL
hassl-4116	286	1	4	CARDINAL
hassl-4116	287	1	pu fua	PERSON
hassl-4116	287	2	0.612 0.607	CARDINAL
hassl-4116	287	3	0.527	CARDINAL
hassl-4116	287	4	0.676	MONEY
hassl-4116	287	5	0.065	CARDINAL
hassl-4116	287	6	0.754	CARDINAL
hassl-4116	287	7	0.056	MONEY
hassl-4116	287	8	5	CARDINAL
hassl-4116	288	1	5	CARDINAL
hassl-4116	288	2	13	CARDINAL
hassl-4116	288	3	seven	CARDINAL
hassl-4116	288	4	six	CARDINAL
hassl-4116	289	1	pls	NORP
hassl-4116	290	1	seven	CARDINAL
hassl-4116	290	2	h8	ORG
hassl-4116	290	3	h9	ORG
hassl-4116	290	4	h6	ORG
hassl-4116	290	5	h7	ORG
hassl-4116	292	1	two	CARDINAL
hassl-4116	294	1	social sciences letters	ORG
hassl-4116	294	2	2025	DATE
hassl-4116	294	3	13(2	CARDINAL
hassl-4116	294	4	409	CARDINAL
hassl-4116	294	5	2025	CARDINAL
hassl-4116	298	1	5	CARDINAL
hassl-4116	299	1	5	CARDINAL
hassl-4116	302	1	0.168 2.846 0.002	MONEY
hassl-4116	303	1	0.078	CARDINAL
hassl-4116	304	1	0.010 0.229 0.410	CARDINAL
hassl-4116	306	1	0.087	CARDINAL
hassl-4116	306	2	0.036	MONEY
hassl-4116	306	3	h6	ORG
hassl-4116	307	1	0.046 0.864	CARDINAL
hassl-4116	307	2	h7	PRODUCT
hassl-4116	308	1	1.422 0.078	CARDINAL
hassl-4116	309	1	0.277 4.384 0.000	MONEY
hassl-4116	310	1	0.439 7.833 0.000	MONEY
hassl-4116	311	1	0.074	CARDINAL
hassl-4116	311	2	0.003	MONEY
hassl-4116	312	1	0.034 1.185 0.118	CARDINAL
hassl-4116	313	1	0.004	CARDINAL
hassl-4116	314	1	4.2	CARDINAL
hassl-4116	315	1	5	CARDINAL
hassl-4116	315	2	13	CARDINAL
hassl-4116	315	3	seven	CARDINAL
hassl-4116	315	4	six	CARDINAL
hassl-4116	317	1	two	CARDINAL
hassl-4116	319	1	2023	CARDINAL
hassl-4116	320	1	2020	DATE
hassl-4116	320	2	akturan	GPE
hassl-4116	320	3	tezcan	NORP
hassl-4116	320	4	2012	DATE
hassl-4116	321	1	gao	PERSON
hassl-4116	321	2	bai	ORG
hassl-4116	321	3	2014	DATE
hassl-4116	321	4	hu et al	PERSON
hassl-4116	321	5	2019	DATE
hassl-4116	321	6	2022	CARDINAL
hassl-4116	321	7	2021	CARDINAL
hassl-4116	321	8	2022	CARDINAL
hassl-4116	322	1	social sciences letters	ORG
hassl-4116	322	2	2025	DATE
hassl-4116	322	3	13(2	CARDINAL
hassl-4116	322	4	409	CARDINAL
hassl-4116	322	5	2025	CARDINAL
hassl-4116	324	1	at least three	CARDINAL
hassl-4116	325	1	first	ORDINAL
hassl-4116	326	1	second	ORDINAL
hassl-4116	326	2	fintech	ORG
hassl-4116	327	1	third	ORDINAL
hassl-4116	331	1	2003	DATE
hassl-4116	331	2	wijaya	PERSON
hassl-4116	331	3	2021	CARDINAL
hassl-4116	331	4	li et al	PERSON
hassl-4116	331	5	2023	CARDINAL
hassl-4116	331	6	2020	DATE
hassl-4116	331	7	yu	PERSON
hassl-4116	331	8	2020	DATE
hassl-4116	332	1	diana	PERSON
hassl-4116	332	2	leon	PERSON
hassl-4116	332	3	2020)l	NORP
hassl-4116	332	4	2006	DATE
hassl-4116	332	5	gerlach	PERSON
hassl-4116	332	6	lutz	PERSON
hassl-4116	332	7	2019	DATE
hassl-4116	332	8	abd malik	PERSON
hassl-4116	332	9	syed	PERSON
hassl-4116	332	10	2019	DATE
hassl-4116	332	11	mufarih et al	PERSON
hassl-4116	332	12	2020	DATE
hassl-4116	332	13	putritama	PERSON
hassl-4116	332	14	2019	DATE
hassl-4116	332	15	2015	CARDINAL
hassl-4116	333	1	ngai	PERSON
hassl-4116	333	2	2010	DATE
hassl-4116	333	3	akturan	PERSON
hassl-4116	333	4	tezcan	NORP
hassl-4116	333	5	2012	DATE
hassl-4116	333	6	davis	PERSON
hassl-4116	333	7	2000	DATE
hassl-4116	336	1	davis	ORG
hassl-4116	336	2	1985	DATE
hassl-4116	336	3	davis	PERSON
hassl-4116	336	4	1989	DATE
hassl-4116	336	5	wang	PERSON
hassl-4116	336	6	2017	DATE
hassl-4116	337	1	hassan	GPE
hassl-4116	337	2	ahmad	PERSON
hassl-4116	337	3	alam	PERSON
hassl-4116	337	4	2022	CARDINAL
hassl-4116	337	5	hassan et al	PERSON
hassl-4116	338	1	2022	CARDINAL
hassl-4116	339	1	2021	CARDINAL
hassl-4116	339	2	ryu	ORG
hassl-4116	339	3	2018	DATE
hassl-4116	339	4	2022	CARDINAL
hassl-4116	340	1	two	CARDINAL
hassl-4116	341	1	first	ORDINAL
hassl-4116	342	1	second	ORDINAL
hassl-4116	344	1	fintech	ORG
hassl-4116	345	1	ali et al	PERSON
hassl-4116	346	1	2021	CARDINAL
hassl-4116	347	1	chan et al	PERSON
hassl-4116	347	2	2022	CARDINAL
hassl-4116	347	3	diana	PERSON
hassl-4116	347	4	leon	PERSON
hassl-4116	347	5	2020	DATE
hassl-4116	347	6	hassan et al	PERSON
hassl-4116	348	1	2022	CARDINAL
hassl-4116	348	2	abd malik	PERSON
hassl-4116	348	3	syed	PERSON
hassl-4116	348	4	2019	DATE
hassl-4116	348	5	2022	CARDINAL
hassl-4116	351	1	first	ORDINAL
hassl-4116	352	1	second	ORDINAL
hassl-4116	354	1	5	CARDINAL
hassl-4116	354	2	indonesia	GPE
hassl-4116	357	1	social sciences letters	ORG
hassl-4116	357	2	2025	DATE
hassl-4116	357	3	13(2	CARDINAL
hassl-4116	357	4	409	CARDINAL
hassl-4116	357	5	2025	CARDINAL
hassl-4116	360	1	two	CARDINAL
hassl-4116	366	1	first	ORDINAL
hassl-4116	367	1	second	ORDINAL
hassl-4116	368	1	third	ORDINAL
hassl-4116	369	1	first	ORDINAL
hassl-4116	369	2	six	CARDINAL
hassl-4116	369	3	jakarta	GPE
hassl-4116	370	1	second	ORDINAL
hassl-4116	370	2	343	CARDINAL
hassl-4116	371	1	indonesia	GPE
hassl-4116	372	1	third	ORDINAL
hassl-4116	372	2	fintech	ORG
hassl-4116	373	1	fourth	ORDINAL
hassl-4116	376	1	the faculty of economics	ORG
hassl-4116	376	2	tarumanagara	GPE
hassl-4116	376	3	indonesia	GPE
hassl-4116	377	1	072	CARDINAL
hassl-4116	383	1	abd malik	PERSON
hassl-4116	383	2	a. n.	PERSON
hassl-4116	383	3	s. n.	PERSON
hassl-4116	383	4	2019	DATE
hassl-4116	385	1	5(21	CARDINAL
hassl-4116	385	2	183	CARDINAL
hassl-4116	386	1	2018	DATE
hassl-4116	388	1	9	CARDINAL
hassl-4116	388	2	i.	PERSON
hassl-4116	388	3	1985	DATE
hassl-4116	391	1	11	CARDINAL
hassl-4116	392	1	berlin	GPE
hassl-4116	392	2	heidelberg	GPE
hassl-4116	392	3	springer berlin heidelberg	PERSON
hassl-4116	393	1	ajzen	GPE
hassl-4116	393	2	i., & fishbein	ORG
hassl-4116	393	3	m.	PERSON
hassl-4116	393	4	1977	DATE
hassl-4116	395	1	psychological bulletin, 84(5	ORG
hassl-4116	395	2	888	CARDINAL
hassl-4116	396	1	akturan	GPE
hassl-4116	396	2	n.	PERSON
hassl-4116	396	3	2012	DATE
hassl-4116	398	1	30(4	CARDINAL
hassl-4116	398	2	444	CARDINAL
hassl-4116	399	1	ali	PERSON
hassl-4116	399	2	m.	PERSON
hassl-4116	399	3	s. a.	PERSON
hassl-4116	399	4	khamis	NORP
hassl-4116	399	5	b.	PERSON
hassl-4116	399	6	2021	CARDINAL
hassl-4116	400	1	islamic	NORP
hassl-4116	401	1	23(4	CARDINAL
hassl-4116	401	2	403	CARDINAL
hassl-4116	402	1	https://doi.org/10.1108/fs-09-2020-0095	GPE
hassl-4116	402	2	https://doi.org/10.1108/fs-09-2020-0095	GPE
hassl-4116	402	3	social sciences letters	ORG
hassl-4116	402	4	2025	DATE
hassl-4116	402	5	13(2	CARDINAL
hassl-4116	402	6	409	CARDINAL
hassl-4116	402	7	2025	CARDINAL
hassl-4116	404	1	r. s.	PERSON
hassl-4116	404	2	s. s.	PERSON
hassl-4116	404	3	2023	CARDINAL
hassl-4116	406	1	18(4	CARDINAL
hassl-4116	406	2	1838-1860	DATE
hassl-4116	407	1	https://doi.org/10.3390/jtaer18040093 amin	PERSON
hassl-4116	407	2	m.	PERSON
hassl-4116	407	3	rezaei	ORG
hassl-4116	407	4	s., & abolghasemi	ORG
hassl-4116	407	5	2014	DATE
hassl-4116	409	1	nankai business review international	ORG
hassl-4116	409	2	5(3	CARDINAL
hassl-4116	409	3	258	CARDINAL
hassl-4116	410	1	annur	GPE
hassl-4116	410	2	c. m.	PERSON
hassl-4116	410	3	2024	CARDINAL
hassl-4116	411	1	february 1	DATE
hassl-4116	412	1	indonesia	GPE
hassl-4116	412	2	november 2023	DATE
hassl-4116	413	1	katadata databoks	PERSON
hassl-4116	414	1	s.	GPE
hassl-4116	414	2	güzel	NORP
hassl-4116	414	3	m.	PERSON
hassl-4116	414	4	kabadayı	PERSON
hassl-4116	414	5	e., & alpkan	ORG
hassl-4116	414	6	l.	GPE
hassl-4116	414	7	2013	DATE
hassl-4116	416	1	99	CARDINAL
hassl-4116	416	2	536	CARDINAL
hassl-4116	417	1	fintech	ORG
hassl-4116	417	2	indonesia	GPE
hassl-4116	418	1	2024	CARDINAL
hassl-4116	419	1	berita terbaru	ORG
hassl-4116	420	1	https://fintech.id/id/education-and-literacy/latest-news asra	GPE
hassl-4116	420	2	a.	GPE
hassl-4116	420	3	agung	GPE
hassl-4116	420	4	a., & novi	ORG
hassl-4116	420	5	h. p.	PERSON
hassl-4116	420	6	2022	CARDINAL
hassl-4116	422	1	jakarta	GPE
hassl-4116	423	1	bangkara	GPE
hassl-4116	423	2	r. p.	PERSON
hassl-4116	423	3	2016	DATE
hassl-4116	424	1	dan	PERSON
hassl-4116	424	2	pada minat	PERSON
hassl-4116	425	1	16(3	CARDINAL
hassl-4116	425	2	2408-2434	DATE
hassl-4116	426	1	banna	PERSON
hassl-4116	426	2	h.	PERSON
hassl-4116	426	3	hassan	PERSON
hassl-4116	426	4	m. k.	PERSON
hassl-4116	426	5	ahmad	PERSON
hassl-4116	426	6	r., & alam	ORG
hassl-4116	426	7	m. r.	PERSON
hassl-4116	426	8	2022	CARDINAL
hassl-4116	427	1	islamic	NORP
hassl-4116	427	2	covid-19	PRODUCT
hassl-4116	428	1	international journal of islamic	ORG
hassl-4116	428	2	310-330	CARDINAL
hassl-4116	429	1	https://doi.org/10.1108/imefm-08-2020-0389 bergmann	PERSON
hassl-4116	429	2	m., maçada	PERSON
hassl-4116	429	3	a. c. g.	PERSON
hassl-4116	429	4	de oliveira santini	PERSON
hassl-4116	429	5	2023	CARDINAL
hassl-4116	431	1	international journal of bank	ORG
hassl-4116	431	2	749	CARDINAL
hassl-4116	432	1	h., tarigan	PERSON
hassl-4116	432	2	r. p.	PERSON
hassl-4116	433	1	masman	GPE
hassl-4116	433	2	r. r.	PERSON
hassl-4116	433	3	e., & wijaya	ORG
hassl-4116	433	4	2024	CARDINAL
hassl-4116	434	1	indonesia	GPE
hassl-4116	435	1	7(3	CARDINAL
hassl-4116	435	2	541–550	CARDINAL
hassl-4116	436	1	chan	ORG
hassl-4116	436	2	r.	NORP
hassl-4116	436	3	troshani	NORP
hassl-4116	436	4	i.	GPE
hassl-4116	436	5	rao hill	PERSON
hassl-4116	436	6	s., & hoffmann	ORG
hassl-4116	436	7	a.	PERSON
hassl-4116	436	8	2022	CARDINAL
hassl-4116	438	1	international journal of bank	ORG
hassl-4116	438	2	886	CARDINAL
hassl-4116	439	1	chen	PERSON
hassl-4116	439	2	c. f. y.	PERSON
hassl-4116	439	3	chan	PERSON
hassl-4116	439	4	t. j., & hashim	PERSON
hassl-4116	439	5	n. h.	PERSON
hassl-4116	439	6	2023	CARDINAL
hassl-4116	440	1	utaut2	ORG
hassl-4116	441	1	14(6	DATE
hassl-4116	441	2	1277–1287	DATE
hassl-4116	442	1	https://doi.org/10.14716/ijtech.v14i6.6636 davis	PERSON
hassl-4116	442	2	f. d.	PERSON
hassl-4116	442	3	1985	DATE
hassl-4116	445	1	davis	PERSON
hassl-4116	445	2	f. d.	PERSON
hassl-4116	445	3	1989	DATE
hassl-4116	447	1	quarterly	DATE
hassl-4116	447	2	13(3	CARDINAL
hassl-4116	447	3	319	CARDINAL
hassl-4116	448	1	diana	PERSON
hassl-4116	448	2	n., & leon	ORG
hassl-4116	448	3	f. m.	PERSON
hassl-4116	448	4	2020	DATE
hassl-4116	449	1	jakarta	GPE
hassl-4116	450	1	european journal of business and management research	ORG
hassl-4116	450	2	5(4	CARDINAL
hassl-4116	450	3	1-9	CARDINAL
hassl-4116	451	1	schmitt	PERSON
hassl-4116	451	2	m., & weber	ORG
hassl-4116	451	3	m. (2017	ORG
hassl-4116	452	1	fintech	ORG
hassl-4116	452	2	germany	GPE
hassl-4116	453	1	switzerland	GPE
hassl-4116	454	1	forsythe	ORG
hassl-4116	454	2	s., liu	PERSON
hassl-4116	454	3	d., & gardner	ORG
hassl-4116	454	4	l. c. (	PERSON
hassl-4116	454	5	2006	DATE
hassl-4116	456	1	20(2	CARDINAL
hassl-4116	456	2	55-75	CARDINAL
hassl-4116	457	1	w.	PERSON
hassl-4116	457	2	2017	CARDINAL
hassl-4116	459	1	27(4	CARDINAL
hassl-4116	459	2	772	CARDINAL
hassl-4116	460	1	gao	PERSON
hassl-4116	460	2	l., & bai	ORG
hassl-4116	460	3	x.	GPE
hassl-4116	460	4	2014	DATE
hassl-4116	462	1	asia pacific journal of marketing	ORG
hassl-4116	462	2	26(2	CARDINAL
hassl-4116	462	3	211	CARDINAL
hassl-4116	463	1	social sciences letters	ORG
hassl-4116	463	2	2025	DATE
hassl-4116	463	3	13(2	CARDINAL
hassl-4116	463	4	409	CARDINAL
hassl-4116	463	5	2025	CARDINAL
hassl-4116	465	1	d.	NORP
hassl-4116	465	2	srinivasan rao	PERSON
hassl-4116	465	3	2003	DATE
hassl-4116	467	1	36th	ORDINAL
hassl-4116	467	2	annual	DATE
hassl-4116	468	1	gerlach	PERSON
hassl-4116	468	2	j. m.	PERSON
hassl-4116	468	3	j. k.	PERSON
hassl-4116	468	4	2019	DATE
hassl-4116	470	1	the international journal of business and finance research	ORG
hassl-4116	470	2	13(2	CARDINAL
hassl-4116	470	3	83	CARDINAL
hassl-4116	471	1	j. f.	PERSON
hassl-4116	471	2	w. c.	PERSON
hassl-4116	471	3	anderson	GPE
hassl-4116	471	4	r. e.	PERSON
hassl-4116	471	5	b. j.	PERSON
hassl-4116	471	6	2010	DATE
hassl-4116	472	1	7th	ORDINAL
hassl-4116	473	1	new jersey	GPE
hassl-4116	473	2	pearson prentice hall	ORG
hassl-4116	474	1	j. f.	PERSON
hassl-4116	474	2	hult	PERSON
hassl-4116	474	3	g. t. m.	PERSON
hassl-4116	474	4	ringle	ORG
hassl-4116	474	5	c. m.	PERSON
hassl-4116	474	6	m.	PERSON
hassl-4116	474	7	2022	CARDINAL
hassl-4116	476	1	uk	GPE
hassl-4116	477	1	hasanul	PERSON
hassl-4116	477	2	b.	GPE
hassl-4116	477	3	hassan	PERSON
hassl-4116	477	4	m. k.	PERSON
hassl-4116	477	5	ahmad	PERSON
hassl-4116	477	6	r., & alam	ORG
hassl-4116	477	7	m. r.	PERSON
hassl-4116	477	8	2022	CARDINAL
hassl-4116	478	1	islamic	NORP
hassl-4116	478	2	covid-19	PRODUCT
hassl-4116	479	1	international journal of islamic	ORG
hassl-4116	479	2	7(1	DATE
hassl-4116	479	3	310	CARDINAL
hassl-4116	479	4	330	CARDINAL
hassl-4116	480	1	hassan	PERSON
hassl-4116	480	2	m. s.	PERSON
hassl-4116	480	3	islam	NORP
hassl-4116	480	4	m. a.	PERSON
hassl-4116	480	5	sobhani, f. a.	PERSON
hassl-4116	480	6	nasir	GPE
hassl-4116	480	7	mahmud	ORG
hassl-4116	480	8	i., & zahra	ORG
hassl-4116	480	9	f. t.	PERSON
hassl-4116	480	10	2022	CARDINAL
hassl-4116	482	1	13(7	CARDINAL
hassl-4116	482	2	349	CARDINAL
hassl-4116	483	1	https://doi.org/10.3390/info13070349 hu	PERSON
hassl-4116	483	2	z.	PERSON
hassl-4116	483	3	ding, s.	PERSON
hassl-4116	483	4	li	PERSON
hassl-4116	483	5	s.	PERSON
hassl-4116	483	6	chen	PERSON
hassl-4116	483	7	s.	PERSON
hassl-4116	483	8	2019	DATE
hassl-4116	485	1	11(3	CARDINAL
hassl-4116	485	2	340	CARDINAL
hassl-4116	486	1	https://doi.org/10.3390/sym11030340 hutapea	PERSON
hassl-4116	486	2	r. s.	PERSON
hassl-4116	486	3	2021	CARDINAL
hassl-4116	487	1	covid-19	PERSON
hassl-4116	487	2	2nd	ORDINAL
hassl-4116	487	3	656–661	CARDINAL
hassl-4116	488	1	irimia-diéguez	ORG
hassl-4116	488	2	a.	PERSON
hassl-4116	488	3	velicia-martín	PERSON
hassl-4116	488	4	m.	PERSON
hassl-4116	488	5	2023	CARDINAL
hassl-4116	490	1	9(1	CARDINAL
hassl-4116	490	2	36	CARDINAL
hassl-4116	492	1	2023	CARDINAL
hassl-4116	494	1	indonesia	GPE
hassl-4116	495	1	kominfo.go.id	NORP
hassl-4116	495	2	jain	PERSON
hassl-4116	495	3	n., & raman	ORG
hassl-4116	495	4	2023	CARDINAL
hassl-4116	497	1	euromed journal of business	ORG
hassl-4116	497	2	359-379	CARDINAL
hassl-4116	498	1	https://doi.org/10.1108/emjb-09-2021-0132 jangir	ORG
hassl-4116	498	2	k.	PERSON
hassl-4116	498	3	sharma	PERSON
hassl-4116	498	4	s., & rupeika-apoga	ORG
hassl-4116	498	5	r.	PERSON
hassl-4116	498	6	2022	CARDINAL
hassl-4116	500	1	16(1	CARDINAL
hassl-4116	500	2	21	DATE
hassl-4116	501	1	https://doi.org/10.3390/jrfm16010021 kanchanatanee	PERSON
hassl-4116	501	2	k.	PERSON
hassl-4116	501	3	n., & jarernvongrayab	ORG
hassl-4116	501	4	a.	PERSON
hassl-4116	501	5	2014	DATE
hassl-4116	503	1	journal of management research	ORG
hassl-4116	503	2	6(3	CARDINAL
hassl-4116	503	3	1	CARDINAL
hassl-4116	503	4	https://doi.org/10.5296/jmr.v6i3.5573 kesharwani	GPE
hassl-4116	503	5	a., & singh	ORG
hassl-4116	503	6	s.	PERSON
hassl-4116	503	7	2012	DATE
hassl-4116	504	1	india	GPE
hassl-4116	505	1	international journal of bank	ORG
hassl-4116	505	2	30(4	CARDINAL
hassl-4116	505	3	303	CARDINAL
hassl-4116	507	1	kim	PERSON
hassl-4116	507	2	r. d.	PERSON
hassl-4116	507	3	j., & kim	ORG
hassl-4116	507	4	j.	PERSON
hassl-4116	507	5	2012	DATE
hassl-4116	509	1	11(4	DATE
hassl-4116	509	2	374-387	CARDINAL
hassl-4116	509	3	kim	PERSON
hassl-4116	509	4	k.	PERSON
hassl-4116	509	5	kim	PERSON
hassl-4116	509	6	k.	PERSON
hassl-4116	509	7	lee	PERSON
hassl-4116	509	8	d., & kim	ORG
hassl-4116	509	9	m.	PERSON
hassl-4116	509	10	2019	DATE
hassl-4116	511	1	international journal of information management	ORG
hassl-4116	511	2	46	DATE
hassl-4116	511	3	187	CARDINAL
hassl-4116	512	1	knewtson	GPE
hassl-4116	512	2	h. s.	PERSON
hassl-4116	512	3	z. a.	PERSON
hassl-4116	512	4	2020	DATE
hassl-4116	513	1	fintech	ORG
hassl-4116	514	1	10431060	DATE
hassl-4116	515	1	https://doi.org/10.1108/mf-01-2020-0024 kumar	PERSON
hassl-4116	515	2	s.	PERSON
hassl-4116	515	3	li	PERSON
hassl-4116	515	4	wong	GPE
hassl-4116	515	5	shubhankar	PERSON
hassl-4116	515	6	s., & oetama	ORG
hassl-4116	515	7	i.	PERSON
hassl-4116	515	8	2023	CARDINAL
hassl-4116	516	1	indonesia	GPE
hassl-4116	516	2	boston	GPE
hassl-4116	517	1	social sciences letters	ORG
hassl-4116	517	2	2025	DATE
hassl-4116	517	3	13(2	CARDINAL
hassl-4116	517	4	409	CARDINAL
hassl-4116	517	5	2025	CARDINAL
hassl-4116	519	1	la rocca	PERSON
hassl-4116	519	2	m.	PERSON
hassl-4116	519	3	2024	CARDINAL
hassl-4116	520	1	fintech	ORG
hassl-4116	521	1	6(1	CARDINAL
hassl-4116	522	1	r. s.	PERSON
hassl-4116	522	2	2021	CARDINAL
hassl-4116	524	1	pendidikan ekonomi	ORG
hassl-4116	524	2	11(1	CARDINAL
hassl-4116	524	3	45	CARDINAL
hassl-4116	525	1	lee	PERSON
hassl-4116	525	2	l., & charles	ORG
hassl-4116	525	3	2021	CARDINAL
hassl-4116	527	1	57, 102264	DATE
hassl-4116	528	1	https://doi.org/10.1016/j.ijinfomgt.2020.102264 li	PERSON
hassl-4116	528	2	c.	PERSON
hassl-4116	528	3	j. (	PERSON
hassl-4116	528	4	2023	CARDINAL
hassl-4116	529	1	pakistan	GPE
hassl-4116	530	1	1-17	CARDINAL
hassl-4116	531	1	https://doi.org/10.1177/21582440231200199 liu	PERSON
hassl-4116	531	2	q.	GPE
hassl-4116	531	3	chan	PERSON
hassl-4116	531	4	r.	NORP
hassl-4116	531	5	2024	CARDINAL
hassl-4116	532	1	fintech	ORG
hassl-4116	533	1	24	CARDINAL
hassl-4116	534	1	https://doi.org/10.1186/s40854-023-00524-z mahyarni	PERSON
hassl-4116	534	2	2013	DATE
hassl-4116	536	1	jurnal elriyasah	PERSON
hassl-4116	536	2	4(1	CARDINAL
hassl-4116	536	3	13	CARDINAL
hassl-4116	537	1	s.	PERSON
hassl-4116	537	2	2020	DATE
hassl-4116	538	1	new york city	GPE
hassl-4116	539	1	19th	ORDINAL
hassl-4116	539	2	6.11	CARDINAL
hassl-4116	539	3	2020	DATE
hassl-4116	539	4	south africa	GPE
hassl-4116	539	5	april 6–8, 2020	DATE
hassl-4116	539	6	19	CARDINAL
hassl-4116	540	1	313	CARDINAL
hassl-4116	542	1	mardiana	GPE
hassl-4116	542	2	s. l.	PERSON
hassl-4116	542	3	t.	GPE
hassl-4116	542	4	d.	NORP
hassl-4116	542	5	l. o.	PERSON
hassl-4116	542	6	2020	DATE
hassl-4116	543	1	4.0	CARDINAL
hassl-4116	544	1	485(1	CARDINAL
hassl-4116	544	2	1	CARDINAL
hassl-4116	544	3	a. b.	PERSON
hassl-4116	544	4	perpétuo	NORP
hassl-4116	544	5	c. k.	PERSON
hassl-4116	544	6	e. b.	PERSON
hassl-4116	544	7	m. p.	PERSON
hassl-4116	544	8	2021	CARDINAL
hassl-4116	547	1	18(1	CARDINAL
hassl-4116	547	2	1-21	DATE
hassl-4116	548	1	meilatinova	PERSON
hassl-4116	548	2	2021	CARDINAL
hassl-4116	550	1	57	CARDINAL
hassl-4116	550	2	102300	DATE
hassl-4116	551	1	https://doi.org/10.1016/j.ijinfomgt.2020.102300	CARDINAL
hassl-4116	551	2	k. l. y.,	PERSON
hassl-4116	551	3	m.	PERSON
hassl-4116	551	4	2022	CARDINAL
hassl-4116	552	1	covid-19	PRODUCT
hassl-4116	553	1	mada international journal of business	ORG
hassl-4116	553	2	24(1	CARDINAL
hassl-4116	553	3	82	CARDINAL
hassl-4116	554	1	mufarih	PERSON
hassl-4116	554	2	m.	PERSON
hassl-4116	554	3	jayadi	GPE
hassl-4116	554	4	r., & sugandi	ORG
hassl-4116	554	5	2020	DATE
hassl-4116	555	1	yogyakarta	GPE
hassl-4116	555	2	indonesia	GPE
hassl-4116	556	1	the journal of asian finance	ORG
hassl-4116	556	2	897	CARDINAL
hassl-4116	557	1	muzdalifa, i.	ORG
hassl-4116	557	2	rahma, i. a.	ORG
hassl-4116	557	3	b. g.	PERSON
hassl-4116	557	4	2018	DATE
hassl-4116	558	1	indonesia	GPE
hassl-4116	558	2	islamic	NORP
hassl-4116	559	1	jurnal masharif	PERSON
hassl-4116	559	2	al-syariah	PERSON
hassl-4116	559	3	jurnal ekonomi	PERSON
hassl-4116	559	4	dan perbankan syariah	PERSON
hassl-4116	559	5	3(1	CARDINAL
hassl-4116	559	6	1-24	DATE
hassl-4116	560	1	niu	ORG
hassl-4116	560	2	wang	PERSON
hassl-4116	560	3	q., & zhou	ORG
hassl-4116	560	4	2022	CARDINAL
hassl-4116	561	1	china	GPE
hassl-4116	562	1	ssrn electronic journal	ORG
hassl-4116	562	2	1	CARDINAL
hassl-4116	563	1	d. p.	PERSON
hassl-4116	563	2	setiawan	GPE
hassl-4116	563	3	b.	GPE
hassl-4116	563	4	nathan	GPE
hassl-4116	563	5	r. j.	PERSON
hassl-4116	563	6	m.	PERSON
hassl-4116	563	7	2022	CARDINAL
hassl-4116	564	1	indonesia	GPE
hassl-4116	565	1	8(4	CARDINAL
hassl-4116	565	2	208	CARDINAL
hassl-4116	566	1	https://doi.org/10.3390/joitmc8040208 nurhayani	PERSON
hassl-4116	566	2	dongoran	GPE
hassl-4116	566	3	f. r.	PERSON
hassl-4116	566	4	syah	PERSON
hassl-4116	566	5	d. h., & sagala	ORG
hassl-4116	566	6	2024	CARDINAL
hassl-4116	567	1	post-covid 19	EVENT
hassl-4116	568	1	jurnal akuntansi dan keuangan	PERSON
hassl-4116	568	2	26(1	CARDINAL
hassl-4116	568	3	56	CARDINAL
hassl-4116	569	1	f.	PERSON
hassl-4116	569	2	aini	PERSON
hassl-4116	569	3	e. k.	PERSON
hassl-4116	569	4	p. s.	PERSON
hassl-4116	569	5	2021	CARDINAL
hassl-4116	570	1	fintech	ORG
hassl-4116	572	1	3rd	ORDINAL
hassl-4116	572	2	annual	DATE
hassl-4116	573	1	doi:10.2991	NORP
hassl-4116	574	1	otoritas	ORG
hassl-4116	574	2	j. k.	PERSON
hassl-4116	574	3	2024	CARDINAL
hassl-4116	576	1	pambudi	PERSON
hassl-4116	576	2	i. a. s.	PERSON
hassl-4116	576	3	roswinanto	GPE
hassl-4116	576	4	w., & meiria	ORG
hassl-4116	576	5	c. h.	PERSON
hassl-4116	576	6	2023	CARDINAL
hassl-4116	577	1	indonesia	GPE
hassl-4116	578	1	journal of management and business review	ORG
hassl-4116	578	2	20(3	CARDINAL
hassl-4116	578	3	482–501	CARDINAL
hassl-4116	579	1	https://doi.org/10.1186/s40854-023-00524-z https://doi.org/10.24014/jel.v4i1.17 https://doi.org/10.1016/j.ijinfomgt.2020.102300	PRODUCT
hassl-4116	580	1	social sciences letters	ORG
hassl-4116	580	2	2025	DATE
hassl-4116	580	3	13(2	CARDINAL
hassl-4116	580	4	409	CARDINAL
hassl-4116	580	5	2025	CARDINAL
hassl-4116	582	1	e. s.	PERSON
hassl-4116	582	2	suryadi	GPE
hassl-4116	582	3	n., & andarwati	ORG
hassl-4116	582	4	a.	PERSON
hassl-4116	582	5	2023	CARDINAL
hassl-4116	583	1	indonesia	GPE
hassl-4116	584	1	754	CARDINAL
hassl-4116	584	2	a. h., & anisa	PERSON
hassl-4116	584	3	f.	PERSON
hassl-4116	584	4	2021	CARDINAL
hassl-4116	585	1	fintech	ORG
hassl-4116	586	1	13(2	CARDINAL
hassl-4116	586	2	375	CARDINAL
hassl-4116	586	3	a.	PERSON
hassl-4116	586	4	2019	DATE
hassl-4116	587	1	fintech	ORG
hassl-4116	587	2	indonesia	GPE
hassl-4116	588	1	jurnal economia	PERSON
hassl-4116	588	2	243	CARDINAL
hassl-4116	589	1	cummings	GPE
hassl-4116	589	2	r. t.	PERSON
hassl-4116	589	3	karolak	GPE
hassl-4116	589	4	m., & hamdan, a. (2020	ORG
hassl-4116	590	1	bahrain	GPE
hassl-4116	591	1	journal of information & knowledge	ORG
hassl-4116	591	2	2040025	DATE
hassl-4116	592	1	https://doi.org/10.1142/s0219649220400250 roh	PERSON
hassl-4116	592	2	t.	GPE
hassl-4116	592	3	b. i.	PERSON
hassl-4116	592	4	& xiao	PERSON
hassl-4116	592	5	s. s.	PERSON
hassl-4116	592	6	2023	CARDINAL
hassl-4116	594	1	24(1	CARDINAL
hassl-4116	594	2	29	CARDINAL
hassl-4116	595	1	ruddenklau	GPE
hassl-4116	595	2	a.	PERSON
hassl-4116	595	3	2024	CARDINAL
hassl-4116	596	1	fintech	ORG
hassl-4116	597	1	https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2024/02/pulse-of-fintech-h2-2023.pdf ryu	ORG
hassl-4116	597	2	h. s.	PERSON
hassl-4116	597	3	2018	DATE
hassl-4116	599	1	annual	DATE
hassl-4116	599	2	3864–3873	CARDINAL
hassl-4116	600	1	saadah	GPE
hassl-4116	600	2	k., & setiawan	ORG
hassl-4116	600	3	2024	CARDINAL
hassl-4116	601	1	indonesia	GPE
hassl-4116	602	1	lbs journal of management & research	ORG
hassl-4116	602	2	22(1	TIME
hassl-4116	602	3	55-65	DATE
hassl-4116	603	1	a., santiago, f., & redi	PERSON
hassl-4116	603	2	a.	PERSON
hassl-4116	603	3	2023	CARDINAL
hassl-4116	605	1	interdiciplinary journal	ORG
hassl-4116	605	2	2(2	CARDINAL
hassl-4116	605	3	78-84	CARDINAL
hassl-4116	606	1	saputra	NORP
hassl-4116	606	2	f.	PERSON
hassl-4116	606	3	2024	CARDINAL
hassl-4116	607	1	iv-2023	ORG
hassl-4116	607	2	5 %	PERCENT
hassl-4116	608	1	kontan.co.id	PERSON
hassl-4116	608	2	https://keuangan.kontan.co.id/news/total-aset-fintech-lending-kuartal-iv-2023-turun-5-secara-kuartalan	NORP
hassl-4116	608	3	h. c.	PERSON
hassl-4116	608	4	2022	CARDINAL
hassl-4116	610	1	jurnal bisnis strategi	ORG
hassl-4116	610	2	31(2	CARDINAL
hassl-4116	610	3	145	CARDINAL
hassl-4116	610	4	2016	CARDINAL
hassl-4116	611	1	fintech	ORG
hassl-4116	612	1	4(4	CARDINAL
hassl-4116	612	2	32	CARDINAL
hassl-4116	613	1	a.	PERSON
hassl-4116	613	2	2022	CARDINAL
hassl-4116	614	1	february	DATE
hassl-4116	614	2	indonesian	NORP
hassl-4116	614	3	the last 10 years	DATE
hassl-4116	614	4	february	DATE
hassl-4116	615	1	https://www.ekrut.com/media/startup-indonesia shao	PERSON
hassl-4116	615	2	z.	PERSON
hassl-4116	615	3	li	PERSON
hassl-4116	615	4	x.	GPE
hassl-4116	615	5	2019	DATE
hassl-4116	617	1	33, 100823	DATE
hassl-4116	618	1	shaw	PERSON
hassl-4116	618	2	n.	PERSON
hassl-4116	618	3	2014	DATE
hassl-4116	620	1	21(4	DATE
hassl-4116	620	2	449	CARDINAL
hassl-4116	621	1	b. h.	PERSON
hassl-4116	621	2	hartwick	GPE
hassl-4116	621	3	j., & warshaw	ORG
hassl-4116	621	4	1988	DATE
hassl-4116	623	1	15(3	CARDINAL
hassl-4116	623	2	325–343	CARDINAL
hassl-4116	623	3	l. w.	PERSON
hassl-4116	623	4	2010	DATE
hassl-4116	625	1	24(1	CARDINAL
hassl-4116	625	2	42-60	CARDINAL
hassl-4116	626	1	b., & gharleghi	ORG
hassl-4116	626	2	b.	PERSON
hassl-4116	626	3	2015	DATE
hassl-4116	627	1	malaysia	GPE
hassl-4116	628	1	asian	NORP
hassl-4116	628	2	11(26	DATE
hassl-4116	628	3	226	CARDINAL
hassl-4116	628	4	k. l.	PERSON
hassl-4116	628	5	ooi	ORG
hassl-4116	628	6	c. k.	PERSON
hassl-4116	628	7	j. b.	PERSON
hassl-4116	628	8	2020	DATE
hassl-4116	629	1	fintech	ORG
hassl-4116	630	1	6(2	CARDINAL
hassl-4116	630	2	453	CARDINAL
hassl-4116	631	1	f. d.	PERSON
hassl-4116	631	2	2000	DATE
hassl-4116	632	1	four	CARDINAL
hassl-4116	633	1	46(2	CARDINAL
hassl-4116	633	2	186	CARDINAL
hassl-4116	634	1	m. d.	PERSON
hassl-4116	634	2	k.	PERSON
hassl-4116	634	3	2022	CARDINAL
hassl-4116	635	1	jakarta	GPE
hassl-4116	636	1	3rd	ORDINAL
hassl-4116	636	2	https://doi.org/10.1108/lbsjmr-11-2022-0076 https://keuangan.kontan.co.id/news/total-aset-fintech-lending-kuartal-iv-2023-turun-5-secara-kuartalan https://www.ekrut.com/media/startup-indonesia	ORG
hassl-4116	637	1	https://doi.org/10.26710/jafee.v6i2.1101 https://doi.org/10.1287/mnsc.46.2.186.11926 humanities	ORG
hassl-4116	637	2	social sciences letters	ORG
hassl-4116	637	3	2025	DATE
hassl-4116	637	4	13(2	CARDINAL
hassl-4116	637	5	409	CARDINAL
hassl-4116	637	6	2025	CARDINAL
hassl-4116	639	1	2021	CARDINAL
hassl-4116	639	2	655(ticash 2021	CARDINAL
hassl-4116	639	3	36–42	CARDINAL
hassl-4116	641	1	wang	PERSON
hassl-4116	641	2	z.	PERSON
hassl-4116	641	3	guan	GPE
hassl-4116	641	4	z., hou, f.	PERSON
hassl-4116	641	5	li	PERSON
hassl-4116	641	6	b.	PERSON
hassl-4116	641	7	zhou	PERSON
hassl-4116	641	8	w.	PERSON
hassl-4116	641	9	2019	DATE
hassl-4116	643	1	industrial management & data systems	ORG
hassl-4116	643	2	119(8	CARDINAL
hassl-4116	643	3	1625-1637	CARDINAL
hassl-4116	644	1	& xu	PERSON
hassl-4116	644	2	2011	DATE
hassl-4116	646	1	14-23	CARDINAL
hassl-4116	647	1	wilson	ORG
hassl-4116	647	2	n.	PERSON
hassl-4116	647	3	2019	DATE
hassl-4116	648	1	indonesian	NORP
hassl-4116	649	1	jurnal manajemen indonesia	ORG
hassl-4116	649	2	19(3	DATE
hassl-4116	649	3	241	CARDINAL
hassl-4116	650	1	wilson	ORG
hassl-4116	650	2	n.	PERSON
hassl-4116	650	3	m., & wibisono	ORG
hassl-4116	650	4	j.	PERSON
hassl-4116	650	5	2021	CARDINAL
hassl-4116	652	1	dan bisnis	PERSON
hassl-4116	652	2	5(1	CARDINAL
hassl-4116	652	3	145	CARDINAL
hassl-4116	653	1	wonglimpiyarat	PERSON
hassl-4116	653	2	j. (	PERSON
hassl-4116	653	3	2011	DATE
hassl-4116	655	1	22(1	TIME
hassl-4116	655	2	36	CARDINAL
hassl-4116	656	1	https://doi.org/10.1016/j.hitech.2011.03.003 zhang	PERSON
hassl-4116	656	2	x.	GPE
hassl-4116	656	3	x.	GPE
hassl-4116	656	4	2020	DATE
hassl-4116	658	1	11, 592246	DATE
hassl-4116	659	1	social sciences letters	ORG
hassl-4116	661	1	https://doi.org/10.1016/j.hitech.2011.03.003	CARDINAL