id	sid	tid	token	lemma	pos
hassl-3367	1	1	203	203	NUM
hassl-3367	1	2	©	©	PROPN
hassl-3367	1	3	2023	2023	NUM
hassl-3367	1	4	conscientia	conscientia	PROPN
hassl-3367	1	5	beam	beam	PROPN
hassl-3367	1	6	.	.	PUNCT
hassl-3367	2	1	all	all	DET
hassl-3367	2	2	rights	right	NOUN
hassl-3367	2	3	reserved	reserve	VERB
hassl-3367	2	4	.	.	PUNCT
hassl-3367	3	1	gender	gender	NOUN
hassl-3367	3	2	,	,	PUNCT
hassl-3367	3	3	financial	financial	ADJ
hassl-3367	3	4	literacy	literacy	NOUN
hassl-3367	3	5	,	,	PUNCT
hassl-3367	3	6	and	and	CCONJ
hassl-3367	3	7	financial	financial	ADJ
hassl-3367	3	8	behavior	behavior	NOUN
hassl-3367	3	9	among	among	ADP
hassl-3367	3	10	students	student	NOUN
hassl-3367	3	11	zainal	zainal	PROPN
hassl-3367	3	12	abidin	abidin	PROPN
hassl-3367	3	13	sahabuddin1	sahabuddin1	PROPN
hassl-3367	3	14	+	+	CCONJ
hassl-3367	3	15	bram	bram	PROPN
hassl-3367	3	16	hadianto2	hadianto2	X
hassl-3367	3	17	1indonesia	1indonesia	NUM
hassl-3367	3	18	defense	defense	NOUN
hassl-3367	3	19	university	university	NOUN
hassl-3367	3	20	,	,	PUNCT
hassl-3367	3	21	bogor	bogor	PROPN
hassl-3367	3	22	,	,	PUNCT
hassl-3367	3	23	indonesia	indonesia	PROPN
hassl-3367	3	24	.	.	PUNCT
hassl-3367	4	1	email	email	NOUN
hassl-3367	4	2	:	:	PUNCT
hassl-3367	5	1	zasahabu@outlook.com	zasahabu@outlook.com	X
hassl-3367	6	1	2maranatha	2maranatha	NUM
hassl-3367	6	2	christian	christian	ADJ
hassl-3367	6	3	university	university	NOUN
hassl-3367	6	4	,	,	PUNCT
hassl-3367	6	5	bandung	bandung	PROPN
hassl-3367	6	6	,	,	PUNCT
hassl-3367	6	7	indonesia	indonesia	PROPN
hassl-3367	6	8	.	.	PUNCT
hassl-3367	6	9	email	email	PROPN
hassl-3367	6	10	:	:	PUNCT
hassl-3367	6	11	bram.hadianto@eco.maranatha.edu	bram.hadianto@eco.maranatha.edu	PROPN
hassl-3367	6	12	(	(	PUNCT
hassl-3367	6	13	+	+	NUM
hassl-3367	6	14	corresponding	correspond	VERB
hassl-3367	6	15	author	author	NOUN
hassl-3367	6	16	)	)	PUNCT
hassl-3367	6	17	abstract	abstract	ADJ
hassl-3367	6	18	article	article	NOUN
hassl-3367	6	19	history	history	NOUN
hassl-3367	6	20	received	receive	VERB
hassl-3367	6	21	:	:	PUNCT
hassl-3367	6	22	9	9	NUM
hassl-3367	6	23	january	january	PROPN
hassl-3367	6	24	2023	2023	NUM
hassl-3367	6	25	revised	revise	VERB
hassl-3367	6	26	:	:	PUNCT
hassl-3367	6	27	17	17	NUM
hassl-3367	6	28	february	february	PROPN
hassl-3367	6	29	2023	2023	NUM
hassl-3367	6	30	accepted	accept	VERB
hassl-3367	6	31	:	:	PUNCT
hassl-3367	6	32	2	2	NUM
hassl-3367	6	33	may	may	PROPN
hassl-3367	6	34	2023	2023	NUM
hassl-3367	6	35	published	publish	VERB
hassl-3367	6	36	:	:	PUNCT
hassl-3367	6	37	15	15	NUM
hassl-3367	6	38	may	may	PROPN
hassl-3367	6	39	2023	2023	NUM
hassl-3367	6	40	keywords	keyword	VERB
hassl-3367	6	41	financial	financial	ADJ
hassl-3367	6	42	behavior	behavior	NOUN
hassl-3367	6	43	financial	financial	ADJ
hassl-3367	6	44	literacy	literacy	NOUN
hassl-3367	6	45	higher	high	ADJ
hassl-3367	6	46	education	education	NOUN
hassl-3367	6	47	male	male	ADJ
hassl-3367	6	48	students	student	NOUN
hassl-3367	6	49	sobel	sobel	PROPN
hassl-3367	6	50	test	test	PROPN
hassl-3367	6	51	variance	variance	PROPN
hassl-3367	6	52	-	-	PUNCT
hassl-3367	6	53	based	base	VERB
hassl-3367	6	54	sem	sem	NOUN
hassl-3367	6	55	.	.	PUNCT
hassl-3367	7	1	this	this	DET
hassl-3367	7	2	study	study	NOUN
hassl-3367	7	3	intends	intend	VERB
hassl-3367	7	4	to	to	PART
hassl-3367	7	5	examine	examine	VERB
hassl-3367	7	6	and	and	CCONJ
hassl-3367	7	7	analyze	analyze	VERB
hassl-3367	7	8	the	the	DET
hassl-3367	7	9	influence	influence	NOUN
hassl-3367	7	10	of	of	ADP
hassl-3367	7	11	financial	financial	ADJ
hassl-3367	7	12	literacy	literacy	NOUN
hassl-3367	7	13	on	on	ADP
hassl-3367	7	14	people	people	NOUN
hassl-3367	7	15	’s	’s	PART
hassl-3367	7	16	behavior	behavior	NOUN
hassl-3367	7	17	and	and	CCONJ
hassl-3367	7	18	the	the	DET
hassl-3367	7	19	difference	difference	NOUN
hassl-3367	7	20	in	in	ADP
hassl-3367	7	21	financial	financial	ADJ
hassl-3367	7	22	literacy	literacy	NOUN
hassl-3367	7	23	and	and	CCONJ
hassl-3367	7	24	behavior	behavior	NOUN
hassl-3367	7	25	based	base	VERB
hassl-3367	7	26	on	on	ADP
hassl-3367	7	27	gender	gender	NOUN
hassl-3367	7	28	.	.	PUNCT
hassl-3367	8	1	the	the	DET
hassl-3367	8	2	population	population	NOUN
hassl-3367	8	3	of	of	ADP
hassl-3367	8	4	this	this	DET
hassl-3367	8	5	research	research	NOUN
hassl-3367	8	6	comprises	comprise	VERB
hassl-3367	8	7	students	student	NOUN
hassl-3367	8	8	in	in	ADP
hassl-3367	8	9	higher	high	ADJ
hassl-3367	8	10	education	education	NOUN
hassl-3367	8	11	institutions	institution	NOUN
hassl-3367	8	12	in	in	ADP
hassl-3367	8	13	jakarta	jakarta	PROPN
hassl-3367	8	14	and	and	CCONJ
hassl-3367	8	15	were	be	AUX
hassl-3367	8	16	selected	select	VERB
hassl-3367	8	17	using	use	VERB
hassl-3367	8	18	the	the	DET
hassl-3367	8	19	snowball	snowball	ADJ
hassl-3367	8	20	sampling	sample	VERB
hassl-3367	8	21	technique	technique	NOUN
hassl-3367	8	22	.	.	PUNCT
hassl-3367	9	1	this	this	DET
hassl-3367	9	2	study	study	NOUN
hassl-3367	9	3	utilizes	utilize	VERB
hassl-3367	9	4	the	the	DET
hassl-3367	9	5	survey	survey	NOUN
hassl-3367	9	6	technique	technique	NOUN
hassl-3367	9	7	by	by	ADP
hassl-3367	9	8	distributing	distribute	VERB
hassl-3367	9	9	questionnaires	questionnaire	NOUN
hassl-3367	9	10	to	to	ADP
hassl-3367	9	11	the	the	DET
hassl-3367	9	12	sample	sample	NOUN
hassl-3367	9	13	population	population	NOUN
hassl-3367	9	14	,	,	PUNCT
hassl-3367	9	15	and	and	CCONJ
hassl-3367	9	16	the	the	DET
hassl-3367	9	17	variancebased	variancebase	VERB
hassl-3367	9	18	structural	structural	ADJ
hassl-3367	9	19	equation	equation	NOUN
hassl-3367	9	20	model	model	NOUN
hassl-3367	9	21	(	(	PUNCT
hassl-3367	9	22	sem	sem	NOUN
hassl-3367	9	23	)	)	PUNCT
hassl-3367	9	24	was	be	AUX
hassl-3367	9	25	used	use	VERB
hassl-3367	9	26	to	to	PART
hassl-3367	9	27	statistically	statistically	ADV
hassl-3367	9	28	analyze	analyze	VERB
hassl-3367	9	29	the	the	DET
hassl-3367	9	30	responses	response	NOUN
hassl-3367	9	31	.	.	PUNCT
hassl-3367	10	1	after	after	ADP
hassl-3367	10	2	deliberating	deliberate	VERB
hassl-3367	10	3	the	the	DET
hassl-3367	10	4	results	result	NOUN
hassl-3367	10	5	,	,	PUNCT
hassl-3367	10	6	this	this	DET
hassl-3367	10	7	study	study	NOUN
hassl-3367	10	8	concludes	conclude	VERB
hassl-3367	10	9	that	that	SCONJ
hassl-3367	10	10	males	male	NOUN
hassl-3367	10	11	have	have	VERB
hassl-3367	10	12	better	well	ADJ
hassl-3367	10	13	financial	financial	ADJ
hassl-3367	10	14	literacy	literacy	NOUN
hassl-3367	10	15	and	and	CCONJ
hassl-3367	10	16	behavior	behavior	NOUN
hassl-3367	10	17	than	than	ADP
hassl-3367	10	18	females	female	NOUN
hassl-3367	10	19	;	;	PUNCT
hassl-3367	10	20	financial	financial	ADJ
hassl-3367	10	21	literacy	literacy	NOUN
hassl-3367	10	22	can	can	AUX
hassl-3367	10	23	intervene	intervene	VERB
hassl-3367	10	24	in	in	ADP
hassl-3367	10	25	the	the	DET
hassl-3367	10	26	association	association	NOUN
hassl-3367	10	27	between	between	ADP
hassl-3367	10	28	gender	gender	NOUN
hassl-3367	10	29	and	and	CCONJ
hassl-3367	10	30	money	money	NOUN
hassl-3367	10	31	-	-	PUNCT
hassl-3367	10	32	related	relate	VERB
hassl-3367	10	33	behavior	behavior	NOUN
hassl-3367	10	34	.	.	PUNCT
hassl-3367	11	1	this	this	PRON
hassl-3367	11	2	means	mean	VERB
hassl-3367	11	3	males	male	NOUN
hassl-3367	11	4	tend	tend	VERB
hassl-3367	11	5	to	to	PART
hassl-3367	11	6	manage	manage	VERB
hassl-3367	11	7	their	their	PRON
hassl-3367	11	8	money	money	NOUN
hassl-3367	11	9	when	when	SCONJ
hassl-3367	11	10	they	they	PRON
hassl-3367	11	11	are	be	AUX
hassl-3367	11	12	financially	financially	ADV
hassl-3367	11	13	knowledgeable	knowledgeable	ADJ
hassl-3367	11	14	.	.	PUNCT
hassl-3367	12	1	based	base	VERB
hassl-3367	12	2	on	on	ADP
hassl-3367	12	3	this	this	DET
hassl-3367	12	4	evidence	evidence	NOUN
hassl-3367	12	5	,	,	PUNCT
hassl-3367	12	6	higher	high	ADJ
hassl-3367	12	7	education	education	NOUN
hassl-3367	12	8	institutions	institution	NOUN
hassl-3367	12	9	must	must	AUX
hassl-3367	12	10	set	set	VERB
hassl-3367	12	11	personal	personal	ADJ
hassl-3367	12	12	financial	financial	ADJ
hassl-3367	12	13	management	management	NOUN
hassl-3367	12	14	as	as	ADP
hassl-3367	12	15	mandatory	mandatory	ADJ
hassl-3367	12	16	and	and	CCONJ
hassl-3367	12	17	elective	elective	ADJ
hassl-3367	12	18	subjects	subject	NOUN
hassl-3367	12	19	for	for	ADP
hassl-3367	12	20	business	business	NOUN
hassl-3367	12	21	and	and	CCONJ
hassl-3367	12	22	non	non	ADJ
hassl-3367	12	23	-	-	ADJ
hassl-3367	12	24	business	business	ADJ
hassl-3367	12	25	departments	department	NOUN
hassl-3367	12	26	in	in	ADP
hassl-3367	12	27	their	their	PRON
hassl-3367	12	28	curriculum	curriculum	NOUN
hassl-3367	12	29	,	,	PUNCT
hassl-3367	12	30	respectively	respectively	ADV
hassl-3367	12	31	.	.	PUNCT
hassl-3367	13	1	contribution	contribution	NOUN
hassl-3367	13	2	/	/	SYM
hassl-3367	13	3	originality	originality	NOUN
hassl-3367	13	4	:	:	PUNCT
hassl-3367	13	5	this	this	DET
hassl-3367	13	6	study	study	NOUN
hassl-3367	13	7	partially	partially	ADV
hassl-3367	13	8	supports	support	VERB
hassl-3367	13	9	the	the	DET
hassl-3367	13	10	positive	positive	ADJ
hassl-3367	13	11	influence	influence	NOUN
hassl-3367	13	12	of	of	ADP
hassl-3367	13	13	financial	financial	ADJ
hassl-3367	13	14	literacy	literacy	NOUN
hassl-3367	13	15	on	on	ADP
hassl-3367	13	16	people	people	NOUN
hassl-3367	13	17	’s	’s	PART
hassl-3367	13	18	behavior	behavior	NOUN
hassl-3367	13	19	and	and	CCONJ
hassl-3367	13	20	the	the	DET
hassl-3367	13	21	difference	difference	NOUN
hassl-3367	13	22	in	in	ADP
hassl-3367	13	23	financial	financial	ADJ
hassl-3367	13	24	literacy	literacy	NOUN
hassl-3367	13	25	and	and	CCONJ
hassl-3367	13	26	behavior	behavior	NOUN
hassl-3367	13	27	according	accord	VERB
hassl-3367	13	28	to	to	ADP
hassl-3367	13	29	gender	gender	NOUN
hassl-3367	13	30	by	by	ADP
hassl-3367	13	31	statistically	statistically	ADV
hassl-3367	13	32	confirming	confirm	VERB
hassl-3367	13	33	the	the	DET
hassl-3367	13	34	significant	significant	ADJ
hassl-3367	13	35	results	result	NOUN
hassl-3367	13	36	.	.	PUNCT
hassl-3367	14	1	unlike	unlike	ADP
hassl-3367	14	2	previous	previous	ADJ
hassl-3367	14	3	studies	study	NOUN
hassl-3367	14	4	that	that	PRON
hassl-3367	14	5	do	do	AUX
hassl-3367	14	6	not	not	PART
hassl-3367	14	7	test	test	VERB
hassl-3367	14	8	the	the	DET
hassl-3367	14	9	mediating	mediate	VERB
hassl-3367	14	10	effect	effect	NOUN
hassl-3367	14	11	of	of	ADP
hassl-3367	14	12	financial	financial	ADJ
hassl-3367	14	13	literacy	literacy	NOUN
hassl-3367	14	14	on	on	ADP
hassl-3367	14	15	the	the	DET
hassl-3367	14	16	association	association	NOUN
hassl-3367	14	17	between	between	ADP
hassl-3367	14	18	gender	gender	NOUN
hassl-3367	14	19	and	and	CCONJ
hassl-3367	14	20	money	money	NOUN
hassl-3367	14	21	-	-	PUNCT
hassl-3367	14	22	associated	associate	VERB
hassl-3367	14	23	behavior	behavior	NOUN
hassl-3367	14	24	in	in	ADP
hassl-3367	14	25	one	one	NUM
hassl-3367	14	26	research	research	NOUN
hassl-3367	14	27	model	model	NOUN
hassl-3367	14	28	,	,	PUNCT
hassl-3367	14	29	this	this	DET
hassl-3367	14	30	study	study	NOUN
hassl-3367	14	31	successfully	successfully	ADV
hassl-3367	14	32	proves	prove	VERB
hassl-3367	14	33	it	it	PRON
hassl-3367	14	34	case	case	NOUN
hassl-3367	14	35	by	by	ADP
hassl-3367	14	36	using	use	VERB
hassl-3367	14	37	the	the	DET
hassl-3367	14	38	sobel	sobel	NOUN
hassl-3367	14	39	test	test	NOUN
hassl-3367	14	40	.	.	PUNCT
hassl-3367	15	1	1	1	X
hassl-3367	15	2	.	.	X
hassl-3367	15	3	introduction	introduction	NOUN
hassl-3367	15	4	in	in	ADP
hassl-3367	15	5	2019	2019	NUM
hassl-3367	15	6	,	,	PUNCT
hassl-3367	15	7	the	the	DET
hassl-3367	15	8	financial	financial	ADJ
hassl-3367	15	9	services	service	NOUN
hassl-3367	15	10	authority	authority	NOUN
hassl-3367	15	11	in	in	ADP
hassl-3367	15	12	indonesia	indonesia	PROPN
hassl-3367	15	13	released	release	VERB
hassl-3367	15	14	the	the	DET
hassl-3367	15	15	national	national	ADJ
hassl-3367	15	16	survey	survey	NOUN
hassl-3367	15	17	results	result	NOUN
hassl-3367	15	18	on	on	ADP
hassl-3367	15	19	financial	financial	ADJ
hassl-3367	15	20	literacy	literacy	NOUN
hassl-3367	15	21	and	and	CCONJ
hassl-3367	15	22	inclusion	inclusion	NOUN
hassl-3367	15	23	.	.	PUNCT
hassl-3367	16	1	the	the	DET
hassl-3367	16	2	results	result	NOUN
hassl-3367	16	3	showed	show	VERB
hassl-3367	16	4	that	that	SCONJ
hassl-3367	16	5	the	the	DET
hassl-3367	16	6	indonesian	indonesian	ADJ
hassl-3367	16	7	financial	financial	ADJ
hassl-3367	16	8	literacy	literacy	NOUN
hassl-3367	16	9	index	index	NOUN
hassl-3367	16	10	was	be	AUX
hassl-3367	16	11	still	still	ADV
hassl-3367	16	12	low	low	ADJ
hassl-3367	16	13	at	at	ADP
hassl-3367	16	14	38.03	38.03	NUM
hassl-3367	16	15	%	%	NOUN
hassl-3367	16	16	,	,	PUNCT
hassl-3367	16	17	although	although	SCONJ
hassl-3367	16	18	it	it	PRON
hassl-3367	16	19	increased	increase	VERB
hassl-3367	16	20	from	from	ADP
hassl-3367	16	21	29.66	29.66	NUM
hassl-3367	16	22	%	%	NOUN
hassl-3367	16	23	in	in	ADP
hassl-3367	16	24	2017	2017	NUM
hassl-3367	16	25	(	(	PUNCT
hassl-3367	16	26	hidayatinnisa	hidayatinnisa	NOUN
hassl-3367	16	27	,	,	PUNCT
hassl-3367	16	28	fauziah	fauziah	NOUN
hassl-3367	16	29	,	,	PUNCT
hassl-3367	16	30	trivena	trivena	NOUN
hassl-3367	16	31	,	,	PUNCT
hassl-3367	16	32	&	&	CCONJ
hassl-3367	16	33	aini	aini	PROPN
hassl-3367	16	34	,	,	PUNCT
hassl-3367	16	35	2021	2021	NUM
hassl-3367	16	36	)	)	PUNCT
hassl-3367	16	37	.	.	PUNCT
hassl-3367	17	1	also	also	ADV
hassl-3367	17	2	,	,	PUNCT
hassl-3367	17	3	this	this	DET
hassl-3367	17	4	index	index	NOUN
hassl-3367	17	5	has	have	AUX
hassl-3367	17	6	not	not	PART
hassl-3367	17	7	yet	yet	ADV
hassl-3367	17	8	affected	affect	VERB
hassl-3367	17	9	economic	economic	ADJ
hassl-3367	17	10	growth	growth	NOUN
hassl-3367	17	11	,	,	PUNCT
hassl-3367	17	12	as	as	SCONJ
hassl-3367	17	13	hidayatinnisa	hidayatinnisa	VERB
hassl-3367	17	14	et	et	PROPN
hassl-3367	17	15	al	al	PROPN
hassl-3367	17	16	.	.	PROPN
hassl-3367	18	1	(	(	PUNCT
hassl-3367	18	2	2021	2021	NUM
hassl-3367	18	3	)	)	PUNCT
hassl-3367	18	4	confirmed	confirm	VERB
hassl-3367	18	5	after	after	ADP
hassl-3367	18	6	examining	examine	VERB
hassl-3367	18	7	this	this	DET
hassl-3367	18	8	relationship	relationship	NOUN
hassl-3367	18	9	based	base	VERB
hassl-3367	18	10	on	on	ADP
hassl-3367	18	11	data	datum	NOUN
hassl-3367	18	12	for	for	ADP
hassl-3367	18	13	34	34	NUM
hassl-3367	18	14	provinces	province	NOUN
hassl-3367	18	15	in	in	ADP
hassl-3367	18	16	indonesia	indonesia	PROPN
hassl-3367	18	17	in	in	ADP
hassl-3367	18	18	2016	2016	NUM
hassl-3367	18	19	and	and	CCONJ
hassl-3367	18	20	2019	2019	NUM
hassl-3367	18	21	.	.	PUNCT
hassl-3367	19	1	ideally	ideally	ADV
hassl-3367	19	2	,	,	PUNCT
hassl-3367	19	3	with	with	ADP
hassl-3367	19	4	adequate	adequate	ADJ
hassl-3367	19	5	financial	financial	ADJ
hassl-3367	19	6	knowledge	knowledge	NOUN
hassl-3367	19	7	,	,	PUNCT
hassl-3367	19	8	the	the	DET
hassl-3367	19	9	community	community	NOUN
hassl-3367	19	10	can	can	AUX
hassl-3367	19	11	elevate	elevate	VERB
hassl-3367	19	12	prosperity	prosperity	NOUN
hassl-3367	19	13	,	,	PUNCT
hassl-3367	19	14	avoid	avoid	VERB
hassl-3367	19	15	predatory	predatory	ADJ
hassl-3367	19	16	lending	lending	NOUN
hassl-3367	19	17	,	,	PUNCT
hassl-3367	19	18	acquire	acquire	VERB
hassl-3367	19	19	personal	personal	ADJ
hassl-3367	19	20	financial	financial	ADJ
hassl-3367	19	21	management	management	NOUN
hassl-3367	19	22	knowledge	knowledge	NOUN
hassl-3367	19	23	,	,	PUNCT
hassl-3367	19	24	and	and	CCONJ
hassl-3367	19	25	purchase	purchase	VERB
hassl-3367	19	26	and	and	CCONJ
hassl-3367	19	27	use	use	VERB
hassl-3367	19	28	financial	financial	ADJ
hassl-3367	19	29	products	product	NOUN
hassl-3367	19	30	and	and	CCONJ
hassl-3367	19	31	services	service	NOUN
hassl-3367	19	32	(	(	PUNCT
hassl-3367	19	33	smith	smith	PROPN
hassl-3367	19	34	jr	jr	PROPN
hassl-3367	19	35	,	,	PUNCT
hassl-3367	19	36	2004	2004	NUM
hassl-3367	19	37	)	)	PUNCT
hassl-3367	19	38	.	.	PUNCT
hassl-3367	20	1	efforts	effort	NOUN
hassl-3367	20	2	to	to	PART
hassl-3367	20	3	improve	improve	VERB
hassl-3367	20	4	this	this	DET
hassl-3367	20	5	literacy	literacy	NOUN
hassl-3367	20	6	are	be	AUX
hassl-3367	20	7	supported	support	VERB
hassl-3367	20	8	by	by	ADP
hassl-3367	20	9	numerous	numerous	ADJ
hassl-3367	20	10	organizations	organization	NOUN
hassl-3367	20	11	,	,	PUNCT
hassl-3367	20	12	such	such	ADJ
hassl-3367	20	13	as	as	ADP
hassl-3367	20	14	private	private	ADJ
hassl-3367	20	15	employers	employer	NOUN
hassl-3367	20	16	,	,	PUNCT
hassl-3367	20	17	federal	federal	ADJ
hassl-3367	20	18	,	,	PUNCT
hassl-3367	20	19	state	state	NOUN
hassl-3367	20	20	,	,	PUNCT
hassl-3367	20	21	and	and	CCONJ
hassl-3367	20	22	local	local	ADJ
hassl-3367	20	23	government	government	NOUN
hassl-3367	20	24	agencies	agency	NOUN
hassl-3367	20	25	,	,	PUNCT
hassl-3367	20	26	commercial	commercial	ADJ
hassl-3367	20	27	banks	bank	NOUN
hassl-3367	20	28	,	,	PUNCT
hassl-3367	20	29	consumer	consumer	NOUN
hassl-3367	20	30	groups	group	NOUN
hassl-3367	20	31	,	,	PUNCT
hassl-3367	20	32	community	community	NOUN
hassl-3367	20	33	services	service	NOUN
hassl-3367	20	34	,	,	PUNCT
hassl-3367	20	35	and	and	CCONJ
hassl-3367	20	36	religious	religious	ADJ
hassl-3367	20	37	organizations	organization	NOUN
hassl-3367	20	38	(	(	PUNCT
hassl-3367	20	39	gale	gale	PROPN
hassl-3367	20	40	&	&	CCONJ
hassl-3367	20	41	levine	levine	PROPN
hassl-3367	20	42	,	,	PUNCT
hassl-3367	20	43	2011	2011	NUM
hassl-3367	20	44	)	)	PUNCT
hassl-3367	20	45	.	.	PUNCT
hassl-3367	21	1	improving	improve	VERB
hassl-3367	21	2	student	student	NOUN
hassl-3367	21	3	financial	financial	ADJ
hassl-3367	21	4	knowledge	knowledge	NOUN
hassl-3367	21	5	through	through	ADP
hassl-3367	21	6	these	these	DET
hassl-3367	21	7	organizations	organization	NOUN
hassl-3367	21	8	is	be	AUX
hassl-3367	21	9	interesting	interesting	ADJ
hassl-3367	21	10	for	for	ADP
hassl-3367	21	11	at	at	ADV
hassl-3367	21	12	least	least	ADV
hassl-3367	21	13	two	two	NUM
hassl-3367	21	14	reasons	reason	NOUN
hassl-3367	21	15	.	.	PUNCT
hassl-3367	22	1	firstly	firstly	ADV
hassl-3367	22	2	,	,	PUNCT
hassl-3367	22	3	their	their	PRON
hassl-3367	22	4	financial	financial	ADJ
hassl-3367	22	5	situation	situation	NOUN
hassl-3367	22	6	affects	affect	VERB
hassl-3367	22	7	their	their	PRON
hassl-3367	22	8	academic	academic	ADJ
hassl-3367	22	9	performance	performance	NOUN
hassl-3367	22	10	(	(	PUNCT
hassl-3367	22	11	cude	cude	VERB
hassl-3367	22	12	et	et	PROPN
hassl-3367	22	13	al	al	PROPN
hassl-3367	22	14	.	.	PROPN
hassl-3367	22	15	,	,	PUNCT
hassl-3367	22	16	2006	2006	NUM
hassl-3367	22	17	)	)	PUNCT
hassl-3367	22	18	,	,	PUNCT
hassl-3367	22	19	and	and	CCONJ
hassl-3367	22	20	secondly	secondly	ADV
hassl-3367	22	21	,	,	PUNCT
hassl-3367	22	22	the	the	DET
hassl-3367	22	23	students	student	NOUN
hassl-3367	22	24	are	be	AUX
hassl-3367	22	25	humanities	humanity	NOUN
hassl-3367	22	26	and	and	CCONJ
hassl-3367	22	27	social	social	ADJ
hassl-3367	22	28	sciences	science	NOUN
hassl-3367	22	29	letters	letter	NOUN
hassl-3367	22	30	2023	2023	NUM
hassl-3367	22	31	vol	vol	NOUN
hassl-3367	22	32	.	.	PUNCT
hassl-3367	23	1	11	11	NUM
hassl-3367	23	2	,	,	PUNCT
hassl-3367	23	3	no	no	INTJ
hassl-3367	23	4	.	.	NOUN
hassl-3367	23	5	2	2	NUM
hassl-3367	23	6	,	,	PUNCT
hassl-3367	23	7	pp	pp	ADJ
hassl-3367	23	8	.	.	PUNCT
hassl-3367	24	1	203	203	NUM
hassl-3367	24	2	-	-	SYM
hassl-3367	24	3	212	212	NUM
hassl-3367	24	4	issn(e	issn(e	NOUN
hassl-3367	24	5	):	):	PUNCT
hassl-3367	24	6	2312	2312	NUM
hassl-3367	24	7	-	-	SYM
hassl-3367	24	8	4318	4318	NUM
hassl-3367	24	9	issn(p	issn(p	NUM
hassl-3367	24	10	):	):	PUNCT
hassl-3367	24	11	2312	2312	NUM
hassl-3367	24	12	-	-	SYM
hassl-3367	24	13	5659	5659	NUM
hassl-3367	24	14	doi	doi	NOUN
hassl-3367	24	15	:	:	PUNCT
hassl-3367	24	16	10.18488/73.v11i2.3367	10.18488/73.v11i2.3367	NUM
hassl-3367	24	17	©	©	PROPN
hassl-3367	24	18	2023	2023	NUM
hassl-3367	24	19	conscientia	conscientia	PROPN
hassl-3367	24	20	beam	beam	PROPN
hassl-3367	24	21	.	.	PUNCT
hassl-3367	25	1	all	all	DET
hassl-3367	25	2	rights	right	NOUN
hassl-3367	25	3	reserved	reserve	VERB
hassl-3367	25	4	.	.	PUNCT
hassl-3367	26	1	https://orcid.org/0000-0003-1511-1240	https://orcid.org/0000-0003-1511-1240	PROPN
hassl-3367	26	2	https://orcid.org/0000-0001-9140-3216	https://orcid.org/0000-0001-9140-3216	VERB
hassl-3367	26	3	mailto:zasahabu@outlook.com	mailto:zasahabu@outlook.com	PROPN
hassl-3367	26	4	mailto:bram.hadianto@eco.maranatha.edu	mailto:bram.hadianto@eco.maranatha.edu	VERB
hassl-3367	26	5	https://www.doi.org/10.18488/73.v11i2.3367	https://www.doi.org/10.18488/73.v11i2.3367	PROPN
hassl-3367	26	6	humanities	humanity	NOUN
hassl-3367	26	7	and	and	CCONJ
hassl-3367	26	8	social	social	ADJ
hassl-3367	26	9	sciences	science	NOUN
hassl-3367	26	10	letters	letter	NOUN
hassl-3367	26	11	,	,	PUNCT
hassl-3367	26	12	2023	2023	NUM
hassl-3367	26	13	,	,	PUNCT
hassl-3367	26	14	11(2	11(2	NUM
hassl-3367	26	15	):	):	PUNCT
hassl-3367	26	16	203	203	NUM
hassl-3367	26	17	-	-	SYM
hassl-3367	26	18	212	212	NUM
hassl-3367	26	19	204	204	NUM
hassl-3367	26	20	©	©	PROPN
hassl-3367	26	21	2023	2023	NUM
hassl-3367	26	22	conscientia	conscientia	PROPN
hassl-3367	26	23	beam	beam	PROPN
hassl-3367	26	24	.	.	PUNCT
hassl-3367	27	1	all	all	DET
hassl-3367	27	2	rights	right	NOUN
hassl-3367	27	3	reserved	reserve	VERB
hassl-3367	27	4	.	.	PUNCT
hassl-3367	28	1	one	one	NUM
hassl-3367	28	2	of	of	ADP
hassl-3367	28	3	the	the	DET
hassl-3367	28	4	social	social	ADJ
hassl-3367	28	5	groups	group	NOUN
hassl-3367	28	6	driving	drive	VERB
hassl-3367	28	7	the	the	DET
hassl-3367	28	8	future	future	ADJ
hassl-3367	28	9	position	position	NOUN
hassl-3367	28	10	of	of	ADP
hassl-3367	28	11	the	the	DET
hassl-3367	28	12	nation	nation	NOUN
hassl-3367	28	13	and	and	CCONJ
hassl-3367	28	14	contributing	contribute	VERB
hassl-3367	28	15	to	to	ADP
hassl-3367	28	16	the	the	DET
hassl-3367	28	17	economy	economy	NOUN
hassl-3367	28	18	.	.	PUNCT
hassl-3367	29	1	therefore	therefore	ADV
hassl-3367	29	2	,	,	PUNCT
hassl-3367	29	3	organizations	organization	NOUN
hassl-3367	29	4	must	must	AUX
hassl-3367	29	5	equip	equip	VERB
hassl-3367	29	6	them	they	PRON
hassl-3367	29	7	with	with	ADP
hassl-3367	29	8	financial	financial	ADJ
hassl-3367	29	9	knowledge	knowledge	NOUN
hassl-3367	29	10	and	and	CCONJ
hassl-3367	29	11	skills	skill	NOUN
hassl-3367	29	12	to	to	PART
hassl-3367	29	13	prepare	prepare	VERB
hassl-3367	29	14	them	they	PRON
hassl-3367	29	15	to	to	PART
hassl-3367	29	16	enhance	enhance	VERB
hassl-3367	29	17	the	the	DET
hassl-3367	29	18	welfare	welfare	NOUN
hassl-3367	29	19	of	of	ADP
hassl-3367	29	20	the	the	DET
hassl-3367	29	21	country	country	NOUN
hassl-3367	29	22	(	(	PUNCT
hassl-3367	29	23	zulfaris	zulfaris	PROPN
hassl-3367	29	24	,	,	PUNCT
hassl-3367	29	25	mustafa	mustafa	PROPN
hassl-3367	29	26	,	,	PUNCT
hassl-3367	29	27	mahussin	mahussin	PROPN
hassl-3367	29	28	,	,	PUNCT
hassl-3367	29	29	alam	alam	PROPN
hassl-3367	29	30	,	,	PUNCT
hassl-3367	29	31	&	&	CCONJ
hassl-3367	29	32	daud	daud	PROPN
hassl-3367	29	33	,	,	PUNCT
hassl-3367	29	34	2020	2020	NUM
hassl-3367	29	35	)	)	PUNCT
hassl-3367	29	36	.	.	PUNCT
hassl-3367	30	1	financially	financially	ADV
hassl-3367	30	2	well	well	ADV
hassl-3367	30	3	educated	educate	VERB
hassl-3367	30	4	people	people	NOUN
hassl-3367	30	5	can	can	AUX
hassl-3367	30	6	manage	manage	VERB
hassl-3367	30	7	their	their	PRON
hassl-3367	30	8	money	money	NOUN
hassl-3367	30	9	themselves	themselves	PRON
hassl-3367	30	10	,	,	PUNCT
hassl-3367	30	11	and	and	CCONJ
hassl-3367	30	12	many	many	ADJ
hassl-3367	30	13	researchers	researcher	NOUN
hassl-3367	30	14	have	have	AUX
hassl-3367	30	15	attempted	attempt	VERB
hassl-3367	30	16	to	to	PART
hassl-3367	30	17	investigate	investigate	VERB
hassl-3367	30	18	this	this	DET
hassl-3367	30	19	relationship	relationship	NOUN
hassl-3367	30	20	(	(	PUNCT
hassl-3367	30	21	ameliawati	ameliawati	PROPN
hassl-3367	30	22	&	&	CCONJ
hassl-3367	30	23	setiyani	setiyani	PROPN
hassl-3367	30	24	,	,	PUNCT
hassl-3367	30	25	2018	2018	NUM
hassl-3367	30	26	;	;	PUNCT
hassl-3367	30	27	aryani	aryani	PROPN
hassl-3367	30	28	,	,	PUNCT
hassl-3367	30	29	khaddafi	khaddafi	PROPN
hassl-3367	30	30	,	,	PUNCT
hassl-3367	30	31	&	&	CCONJ
hassl-3367	30	32	naz’aina	naz’aina	PROPN
hassl-3367	30	33	,	,	PUNCT
hassl-3367	30	34	2021	2021	NUM
hassl-3367	30	35	;	;	PUNCT
hassl-3367	30	36	khawar	khawar	PROPN
hassl-3367	30	37	&	&	CCONJ
hassl-3367	30	38	sarwar	sarwar	PROPN
hassl-3367	30	39	,	,	PUNCT
hassl-3367	30	40	2021	2021	NUM
hassl-3367	30	41	;	;	PUNCT
hassl-3367	30	42	santoso	santoso	NOUN
hassl-3367	30	43	&	&	CCONJ
hassl-3367	30	44	sari	sari	NOUN
hassl-3367	30	45	,	,	PUNCT
hassl-3367	30	46	2021	2021	NUM
hassl-3367	30	47	;	;	PUNCT
hassl-3367	30	48	setiana	setiana	PROPN
hassl-3367	30	49	&	&	CCONJ
hassl-3367	30	50	hadianto	hadianto	PROPN
hassl-3367	30	51	,	,	PUNCT
hassl-3367	30	52	2022	2022	NUM
hassl-3367	30	53	;	;	PUNCT
hassl-3367	30	54	singh	singh	PROPN
hassl-3367	30	55	,	,	PUNCT
hassl-3367	30	56	rani	rani	PROPN
hassl-3367	30	57	,	,	PUNCT
hassl-3367	30	58	&	&	CCONJ
hassl-3367	30	59	kiran	kiran	PROPN
hassl-3367	30	60	,	,	PUNCT
hassl-3367	30	61	2020	2020	NUM
hassl-3367	30	62	;	;	PUNCT
hassl-3367	30	63	zaki	zaki	NOUN
hassl-3367	30	64	,	,	PUNCT
hassl-3367	30	65	rosli	rosli	NOUN
hassl-3367	30	66	,	,	PUNCT
hassl-3367	30	67	yahya	yahya	PROPN
hassl-3367	30	68	,	,	PUNCT
hassl-3367	30	69	&	&	CCONJ
hassl-3367	30	70	halim	halim	PROPN
hassl-3367	30	71	,	,	PUNCT
hassl-3367	30	72	2020	2020	NUM
hassl-3367	30	73	)	)	PUNCT
hassl-3367	30	74	.	.	PUNCT
hassl-3367	31	1	similarly	similarly	ADV
hassl-3367	31	2	,	,	PUNCT
hassl-3367	31	3	gender	gender	NOUN
hassl-3367	31	4	as	as	ADP
hassl-3367	31	5	a	a	DET
hassl-3367	31	6	determinant	determinant	NOUN
hassl-3367	31	7	of	of	ADP
hassl-3367	31	8	financial	financial	ADJ
hassl-3367	31	9	literacy	literacy	NOUN
hassl-3367	31	10	has	have	AUX
hassl-3367	31	11	received	receive	VERB
hassl-3367	31	12	attention	attention	NOUN
hassl-3367	31	13	from	from	ADP
hassl-3367	31	14	scholars	scholar	NOUN
hassl-3367	31	15	as	as	ADP
hassl-3367	31	16	an	an	DET
hassl-3367	31	17	area	area	NOUN
hassl-3367	31	18	to	to	PART
hassl-3367	31	19	be	be	AUX
hassl-3367	31	20	investigated	investigate	VERB
hassl-3367	31	21	(	(	PUNCT
hassl-3367	31	22	ansong	ansong	NOUN
hassl-3367	31	23	&	&	CCONJ
hassl-3367	31	24	gyensare	gyensare	ADJ
hassl-3367	31	25	,	,	PUNCT
hassl-3367	31	26	2012	2012	NUM
hassl-3367	31	27	;	;	PUNCT
hassl-3367	31	28	jorgensen	jorgensen	PROPN
hassl-3367	31	29	&	&	CCONJ
hassl-3367	31	30	savla	savla	PROPN
hassl-3367	31	31	,	,	PUNCT
hassl-3367	31	32	2010	2010	NUM
hassl-3367	31	33	;	;	PUNCT
hassl-3367	31	34	lantara	lantara	PROPN
hassl-3367	31	35	&	&	CCONJ
hassl-3367	31	36	kartini	kartini	PROPN
hassl-3367	31	37	,	,	PUNCT
hassl-3367	31	38	2015	2015	NUM
hassl-3367	31	39	;	;	PUNCT
hassl-3367	31	40	meimouneh	meimouneh	NOUN
hassl-3367	31	41	,	,	PUNCT
hassl-3367	31	42	moeinadin	moeinadin	VERB
hassl-3367	31	43	,	,	PUNCT
hassl-3367	31	44	&	&	CCONJ
hassl-3367	31	45	nayebzadeh	nayebzadeh	NOUN
hassl-3367	31	46	,	,	PUNCT
hassl-3367	31	47	2014	2014	NUM
hassl-3367	31	48	;	;	PUNCT
hassl-3367	31	49	moreno	moreno	PROPN
hassl-3367	31	50	-	-	PUNCT
hassl-3367	31	51	garcia	garcia	PROPN
hassl-3367	31	52	,	,	PUNCT
hassl-3367	31	53	garcia	garcia	PROPN
hassl-3367	31	54	-	-	PUNCT
hassl-3367	31	55	santillan	santillan	PROPN
hassl-3367	31	56	,	,	PUNCT
hassl-3367	31	57	&	&	CCONJ
hassl-3367	31	58	navarrete	navarrete	PROPN
hassl-3367	31	59	,	,	PUNCT
hassl-3367	31	60	2022	2022	NUM
hassl-3367	31	61	;	;	PUNCT
hassl-3367	31	62	morris	morris	PROPN
hassl-3367	31	63	,	,	PUNCT
hassl-3367	31	64	maillet	maillet	NOUN
hassl-3367	31	65	,	,	PUNCT
hassl-3367	31	66	&	&	CCONJ
hassl-3367	31	67	koffi	koffi	PROPN
hassl-3367	31	68	,	,	PUNCT
hassl-3367	31	69	2022	2022	NUM
hassl-3367	31	70	;	;	PUNCT
hassl-3367	31	71	mudzingiri	mudzingiri	PROPN
hassl-3367	31	72	,	,	PUNCT
hassl-3367	31	73	muteba	muteba	X
hassl-3367	31	74	mwamba	mwamba	NOUN
hassl-3367	31	75	,	,	PUNCT
hassl-3367	31	76	&	&	CCONJ
hassl-3367	31	77	keyser	keyser	PROPN
hassl-3367	31	78	,	,	PUNCT
hassl-3367	31	79	2018	2018	NUM
hassl-3367	31	80	;	;	PUNCT
hassl-3367	31	81	nidar	nidar	NOUN
hassl-3367	31	82	&	&	CCONJ
hassl-3367	31	83	bestari	bestari	PROPN
hassl-3367	31	84	,	,	PUNCT
hassl-3367	31	85	2012	2012	NUM
hassl-3367	31	86	;	;	PUNCT
hassl-3367	31	87	okamoto	okamoto	PROPN
hassl-3367	31	88	&	&	CCONJ
hassl-3367	31	89	komamura	komamura	PROPN
hassl-3367	31	90	,	,	PUNCT
hassl-3367	31	91	2021	2021	NUM
hassl-3367	31	92	;	;	PUNCT
hassl-3367	31	93	respati	respati	PROPN
hassl-3367	31	94	et	et	PROPN
hassl-3367	31	95	al	al	PROPN
hassl-3367	31	96	.	.	PROPN
hassl-3367	31	97	,	,	PUNCT
hassl-3367	31	98	2023	2023	NUM
hassl-3367	31	99	;	;	PUNCT
hassl-3367	31	100	thapa	thapa	PROPN
hassl-3367	31	101	,	,	PUNCT
hassl-3367	31	102	2015	2015	NUM
hassl-3367	31	103	;	;	PUNCT
hassl-3367	31	104	tinghög	tinghög	NOUN
hassl-3367	31	105	et	et	PROPN
hassl-3367	31	106	al	al	PROPN
hassl-3367	31	107	.	.	PROPN
hassl-3367	31	108	,	,	PUNCT
hassl-3367	31	109	2021	2021	NUM
hassl-3367	31	110	)	)	PUNCT
hassl-3367	31	111	.	.	PUNCT
hassl-3367	32	1	however	however	ADV
hassl-3367	32	2	,	,	PUNCT
hassl-3367	32	3	the	the	DET
hassl-3367	32	4	results	result	NOUN
hassl-3367	32	5	are	be	AUX
hassl-3367	32	6	opposing	oppose	VERB
hassl-3367	32	7	regarding	regard	VERB
hassl-3367	32	8	the	the	DET
hassl-3367	32	9	relationship	relationship	NOUN
hassl-3367	32	10	between	between	ADP
hassl-3367	32	11	financial	financial	ADJ
hassl-3367	32	12	literacy	literacy	NOUN
hassl-3367	32	13	and	and	CCONJ
hassl-3367	32	14	behavior	behavior	NOUN
hassl-3367	32	15	.	.	PUNCT
hassl-3367	33	1	ameliawati	ameliawati	PROPN
hassl-3367	33	2	and	and	CCONJ
hassl-3367	33	3	setiyani	setiyani	PROPN
hassl-3367	33	4	(	(	PUNCT
hassl-3367	33	5	2018	2018	NUM
hassl-3367	33	6	)	)	PUNCT
hassl-3367	33	7	,	,	PUNCT
hassl-3367	33	8	singh	singh	PROPN
hassl-3367	33	9	et	et	PROPN
hassl-3367	33	10	al	al	PROPN
hassl-3367	33	11	.	.	PROPN
hassl-3367	33	12	(	(	PUNCT
hassl-3367	33	13	2020	2020	NUM
hassl-3367	33	14	)	)	PUNCT
hassl-3367	33	15	,	,	PUNCT
hassl-3367	33	16	zaki	zaki	PROPN
hassl-3367	33	17	et	et	PROPN
hassl-3367	33	18	al	al	PROPN
hassl-3367	33	19	.	.	PROPN
hassl-3367	34	1	(	(	PUNCT
hassl-3367	34	2	2020	2020	NUM
hassl-3367	34	3	)	)	PUNCT
hassl-3367	34	4	,	,	PUNCT
hassl-3367	34	5	khawar	khawar	NOUN
hassl-3367	34	6	and	and	CCONJ
hassl-3367	34	7	sarwar	sarwar	PROPN
hassl-3367	34	8	(	(	PUNCT
hassl-3367	34	9	2021	2021	NUM
hassl-3367	34	10	)	)	PUNCT
hassl-3367	34	11	,	,	PUNCT
hassl-3367	34	12	and	and	CCONJ
hassl-3367	34	13	santoso	santoso	NOUN
hassl-3367	34	14	and	and	CCONJ
hassl-3367	34	15	sari	sari	ADJ
hassl-3367	34	16	(	(	PUNCT
hassl-3367	34	17	2021	2021	NUM
hassl-3367	34	18	)	)	PUNCT
hassl-3367	34	19	reported	report	VERB
hassl-3367	34	20	a	a	DET
hassl-3367	34	21	positive	positive	ADJ
hassl-3367	34	22	influence	influence	NOUN
hassl-3367	34	23	,	,	PUNCT
hassl-3367	34	24	but	but	CCONJ
hassl-3367	34	25	aryani	aryani	VERB
hassl-3367	34	26	et	et	PROPN
hassl-3367	34	27	al	al	PROPN
hassl-3367	34	28	.	.	PROPN
hassl-3367	35	1	(	(	PUNCT
hassl-3367	35	2	2021	2021	NUM
hassl-3367	35	3	)	)	PUNCT
hassl-3367	35	4	and	and	CCONJ
hassl-3367	35	5	setiana	setiana	PROPN
hassl-3367	35	6	and	and	CCONJ
hassl-3367	35	7	hadianto	hadianto	PROPN
hassl-3367	35	8	(	(	PUNCT
hassl-3367	35	9	2022	2022	NUM
hassl-3367	35	10	)	)	PUNCT
hassl-3367	35	11	found	find	VERB
hassl-3367	35	12	no	no	DET
hassl-3367	35	13	impact	impact	NOUN
hassl-3367	35	14	.	.	PUNCT
hassl-3367	36	1	also	also	ADV
hassl-3367	36	2	,	,	PUNCT
hassl-3367	36	3	these	these	DET
hassl-3367	36	4	contrary	contrary	ADJ
hassl-3367	36	5	results	result	NOUN
hassl-3367	36	6	were	be	AUX
hassl-3367	36	7	found	find	VERB
hassl-3367	36	8	when	when	SCONJ
hassl-3367	36	9	investigating	investigate	VERB
hassl-3367	36	10	the	the	DET
hassl-3367	36	11	association	association	NOUN
hassl-3367	36	12	between	between	ADP
hassl-3367	36	13	gender	gender	NOUN
hassl-3367	36	14	and	and	CCONJ
hassl-3367	36	15	financial	financial	ADJ
hassl-3367	36	16	literacy	literacy	NOUN
hassl-3367	36	17	.	.	PUNCT
hassl-3367	37	1	ansong	ansong	NOUN
hassl-3367	37	2	and	and	CCONJ
hassl-3367	37	3	gyensare	gyensare	ADJ
hassl-3367	37	4	(	(	PUNCT
hassl-3367	37	5	2012	2012	NUM
hassl-3367	37	6	)	)	PUNCT
hassl-3367	37	7	;	;	PUNCT
hassl-3367	37	8	meimouneh	meimouneh	PROPN
hassl-3367	37	9	et	et	PROPN
hassl-3367	37	10	al	al	PROPN
hassl-3367	37	11	.	.	PROPN
hassl-3367	38	1	(	(	PUNCT
hassl-3367	38	2	2014	2014	NUM
hassl-3367	38	3	)	)	PUNCT
hassl-3367	38	4	;	;	PUNCT
hassl-3367	38	5	lantara	lantara	NOUN
hassl-3367	38	6	and	and	CCONJ
hassl-3367	38	7	kartini	kartini	NOUN
hassl-3367	38	8	(	(	PUNCT
hassl-3367	38	9	2015	2015	NUM
hassl-3367	38	10	)	)	PUNCT
hassl-3367	38	11	;	;	PUNCT
hassl-3367	39	1	okamoto	okamoto	NOUN
hassl-3367	39	2	and	and	CCONJ
hassl-3367	39	3	komamura	komamura	X
hassl-3367	39	4	(	(	PUNCT
hassl-3367	39	5	2021	2021	NUM
hassl-3367	39	6	)	)	PUNCT
hassl-3367	39	7	;	;	PUNCT
hassl-3367	39	8	tinghög	tinghög	NOUN
hassl-3367	39	9	et	et	PROPN
hassl-3367	39	10	al	al	PROPN
hassl-3367	39	11	.	.	PROPN
hassl-3367	39	12	(	(	PUNCT
hassl-3367	39	13	2021	2021	NUM
hassl-3367	39	14	)	)	PUNCT
hassl-3367	39	15	and	and	CCONJ
hassl-3367	39	16	morris	morris	PROPN
hassl-3367	39	17	et	et	PROPN
hassl-3367	39	18	al	al	PROPN
hassl-3367	39	19	.	.	PROPN
hassl-3367	39	20	(	(	PUNCT
hassl-3367	39	21	2022	2022	NUM
hassl-3367	39	22	)	)	PUNCT
hassl-3367	39	23	declared	declare	VERB
hassl-3367	39	24	that	that	SCONJ
hassl-3367	39	25	male	male	ADJ
hassl-3367	39	26	students	student	NOUN
hassl-3367	39	27	are	be	AUX
hassl-3367	39	28	more	more	ADV
hassl-3367	39	29	financially	financially	ADV
hassl-3367	39	30	knowledgeable	knowledgeable	ADJ
hassl-3367	39	31	than	than	ADP
hassl-3367	39	32	females	female	NOUN
hassl-3367	39	33	.	.	PUNCT
hassl-3367	40	1	meanwhile	meanwhile	ADV
hassl-3367	40	2	,	,	PUNCT
hassl-3367	40	3	jorgensen	jorgensen	PROPN
hassl-3367	40	4	and	and	CCONJ
hassl-3367	40	5	savla	savla	NOUN
hassl-3367	40	6	(	(	PUNCT
hassl-3367	40	7	2010	2010	NUM
hassl-3367	40	8	)	)	PUNCT
hassl-3367	40	9	,	,	PUNCT
hassl-3367	40	10	nidar	nidar	NOUN
hassl-3367	40	11	and	and	CCONJ
hassl-3367	40	12	bestari	bestari	PROPN
hassl-3367	40	13	(	(	PUNCT
hassl-3367	40	14	2012	2012	NUM
hassl-3367	40	15	)	)	PUNCT
hassl-3367	40	16	,	,	PUNCT
hassl-3367	40	17	thapa	thapa	PROPN
hassl-3367	40	18	(	(	PUNCT
hassl-3367	40	19	2015	2015	NUM
hassl-3367	40	20	)	)	PUNCT
hassl-3367	40	21	,	,	PUNCT
hassl-3367	40	22	and	and	CCONJ
hassl-3367	40	23	mudzingiri	mudzingiri	PROPN
hassl-3367	40	24	et	et	PROPN
hassl-3367	40	25	al	al	PROPN
hassl-3367	40	26	.	.	PROPN
hassl-3367	41	1	(	(	PUNCT
hassl-3367	41	2	2018	2018	NUM
hassl-3367	41	3	)	)	PUNCT
hassl-3367	41	4	could	could	AUX
hassl-3367	41	5	not	not	PART
hassl-3367	41	6	verify	verify	VERB
hassl-3367	41	7	the	the	DET
hassl-3367	41	8	difference	difference	NOUN
hassl-3367	41	9	.	.	PUNCT
hassl-3367	42	1	similarly	similarly	ADV
hassl-3367	42	2	,	,	PUNCT
hassl-3367	42	3	the	the	DET
hassl-3367	42	4	studies	study	NOUN
hassl-3367	42	5	examining	examine	VERB
hassl-3367	42	6	the	the	DET
hassl-3367	42	7	causal	causal	NOUN
hassl-3367	42	8	association	association	NOUN
hassl-3367	42	9	between	between	ADP
hassl-3367	42	10	gender	gender	NOUN
hassl-3367	42	11	and	and	CCONJ
hassl-3367	42	12	financial	financial	ADJ
hassl-3367	42	13	behavior	behavior	NOUN
hassl-3367	42	14	have	have	AUX
hassl-3367	42	15	also	also	ADV
hassl-3367	42	16	produced	produce	VERB
hassl-3367	42	17	mixed	mixed	ADJ
hassl-3367	42	18	results	result	NOUN
hassl-3367	42	19	(	(	PUNCT
hassl-3367	42	20	herdjiono	herdjiono	NOUN
hassl-3367	42	21	et	et	PROPN
hassl-3367	42	22	al	al	PROPN
hassl-3367	42	23	.	.	PROPN
hassl-3367	42	24	,	,	PUNCT
hassl-3367	42	25	2018	2018	NUM
hassl-3367	42	26	;	;	PUNCT
hassl-3367	42	27	mudzingiri	mudzingiri	PROPN
hassl-3367	42	28	et	et	NOUN
hassl-3367	42	29	al	al	PROPN
hassl-3367	42	30	.	.	PROPN
hassl-3367	42	31	,	,	PUNCT
hassl-3367	42	32	2018	2018	NUM
hassl-3367	42	33	;	;	PUNCT
hassl-3367	42	34	okamoto	okamoto	PROPN
hassl-3367	42	35	&	&	CCONJ
hassl-3367	42	36	komamura	komamura	PROPN
hassl-3367	42	37	,	,	PUNCT
hassl-3367	42	38	2021	2021	NUM
hassl-3367	42	39	;	;	PUNCT
hassl-3367	42	40	ramalho	ramalho	PROPN
hassl-3367	42	41	&	&	CCONJ
hassl-3367	42	42	forte	forte	PROPN
hassl-3367	42	43	,	,	PUNCT
hassl-3367	42	44	2019	2019	NUM
hassl-3367	42	45	;	;	PUNCT
hassl-3367	42	46	walczak	walczak	NOUN
hassl-3367	42	47	&	&	CCONJ
hassl-3367	42	48	pieńkowska	pieńkowska	NOUN
hassl-3367	42	49	-	-	PUNCT
hassl-3367	42	50	kamieniecka	kamieniecka	NOUN
hassl-3367	42	51	,	,	PUNCT
hassl-3367	42	52	2018	2018	NUM
hassl-3367	42	53	)	)	PUNCT
hassl-3367	42	54	.	.	PUNCT
hassl-3367	43	1	okamoto	okamoto	PROPN
hassl-3367	43	2	and	and	CCONJ
hassl-3367	43	3	komamura	komamura	X
hassl-3367	43	4	(	(	PUNCT
hassl-3367	43	5	2021	2021	NUM
hassl-3367	43	6	)	)	PUNCT
hassl-3367	43	7	demonstrated	demonstrate	VERB
hassl-3367	43	8	that	that	SCONJ
hassl-3367	43	9	females	female	NOUN
hassl-3367	43	10	tend	tend	VERB
hassl-3367	43	11	to	to	PART
hassl-3367	43	12	manage	manage	VERB
hassl-3367	43	13	money	money	NOUN
hassl-3367	43	14	carefully	carefully	ADV
hassl-3367	43	15	compared	compare	VERB
hassl-3367	43	16	to	to	ADP
hassl-3367	43	17	males	male	NOUN
hassl-3367	43	18	.	.	PUNCT
hassl-3367	44	1	however	however	ADV
hassl-3367	44	2	,	,	PUNCT
hassl-3367	44	3	herdjiono	herdjiono	PROPN
hassl-3367	44	4	et	et	PROPN
hassl-3367	44	5	al	al	PROPN
hassl-3367	44	6	.	.	PROPN
hassl-3367	44	7	(	(	PUNCT
hassl-3367	44	8	2018	2018	NUM
hassl-3367	44	9	)	)	PUNCT
hassl-3367	44	10	indicated	indicate	VERB
hassl-3367	44	11	that	that	SCONJ
hassl-3367	44	12	men	man	NOUN
hassl-3367	44	13	can	can	AUX
hassl-3367	44	14	control	control	VERB
hassl-3367	44	15	their	their	PRON
hassl-3367	44	16	cash	cash	NOUN
hassl-3367	44	17	flow	flow	NOUN
hassl-3367	44	18	more	more	ADV
hassl-3367	44	19	effectively	effectively	ADV
hassl-3367	44	20	than	than	ADP
hassl-3367	44	21	women	woman	NOUN
hassl-3367	44	22	.	.	PUNCT
hassl-3367	45	1	additionally	additionally	ADV
hassl-3367	45	2	,	,	PUNCT
hassl-3367	45	3	walczak	walczak	ADJ
hassl-3367	45	4	and	and	CCONJ
hassl-3367	45	5	pieńkowska	pieńkowska	NOUN
hassl-3367	45	6	-	-	PUNCT
hassl-3367	45	7	kamieniecka	kamieniecka	NOUN
hassl-3367	45	8	(	(	PUNCT
hassl-3367	45	9	2018	2018	NUM
hassl-3367	45	10	)	)	PUNCT
hassl-3367	45	11	and	and	CCONJ
hassl-3367	45	12	morris	morris	PROPN
hassl-3367	45	13	et	et	PROPN
hassl-3367	45	14	al	al	PROPN
hassl-3367	45	15	.	.	PROPN
hassl-3367	46	1	(	(	PUNCT
hassl-3367	46	2	2022	2022	NUM
hassl-3367	46	3	)	)	PUNCT
hassl-3367	46	4	confirmed	confirm	VERB
hassl-3367	46	5	that	that	SCONJ
hassl-3367	46	6	males	male	NOUN
hassl-3367	46	7	manage	manage	VERB
hassl-3367	46	8	money	money	NOUN
hassl-3367	46	9	better	well	ADV
hassl-3367	46	10	than	than	ADP
hassl-3367	46	11	females	female	NOUN
hassl-3367	46	12	.	.	PUNCT
hassl-3367	47	1	meanwhile	meanwhile	ADV
hassl-3367	47	2	,	,	PUNCT
hassl-3367	47	3	mudzingiri	mudzingiri	PROPN
hassl-3367	47	4	et	et	PROPN
hassl-3367	47	5	al	al	PROPN
hassl-3367	47	6	.	.	PROPN
hassl-3367	48	1	(	(	PUNCT
hassl-3367	48	2	2018	2018	NUM
hassl-3367	48	3	)	)	PUNCT
hassl-3367	48	4	proved	prove	VERB
hassl-3367	48	5	that	that	SCONJ
hassl-3367	48	6	this	this	DET
hassl-3367	48	7	behavior	behavior	NOUN
hassl-3367	48	8	is	be	AUX
hassl-3367	48	9	not	not	PART
hassl-3367	48	10	affected	affect	VERB
hassl-3367	48	11	by	by	ADP
hassl-3367	48	12	gender	gender	NOUN
hassl-3367	48	13	.	.	PUNCT
hassl-3367	49	1	associated	associate	VERB
hassl-3367	49	2	with	with	ADP
hassl-3367	49	3	shopping	shopping	NOUN
hassl-3367	49	4	,	,	PUNCT
hassl-3367	49	5	saving	saving	NOUN
hassl-3367	49	6	and	and	CCONJ
hassl-3367	49	7	investment	investment	NOUN
hassl-3367	49	8	,	,	PUNCT
hassl-3367	49	9	and	and	CCONJ
hassl-3367	49	10	credit	credit	NOUN
hassl-3367	49	11	management	management	NOUN
hassl-3367	49	12	,	,	PUNCT
hassl-3367	49	13	herdjiono	herdjiono	PROPN
hassl-3367	49	14	et	et	PROPN
hassl-3367	49	15	al	al	PROPN
hassl-3367	49	16	.	.	PROPN
hassl-3367	50	1	(	(	PUNCT
hassl-3367	50	2	2018	2018	NUM
hassl-3367	50	3	)	)	PUNCT
hassl-3367	50	4	reported	report	VERB
hassl-3367	50	5	a	a	DET
hassl-3367	50	6	similar	similar	ADJ
hassl-3367	50	7	condition	condition	NOUN
hassl-3367	50	8	.	.	PUNCT
hassl-3367	51	1	after	after	ADP
hassl-3367	51	2	combining	combine	VERB
hassl-3367	51	3	gender	gender	NOUN
hassl-3367	51	4	with	with	ADP
hassl-3367	51	5	the	the	DET
hassl-3367	51	6	other	other	ADJ
hassl-3367	51	7	explanatory	explanatory	ADJ
hassl-3367	51	8	variables	variable	NOUN
hassl-3367	51	9	in	in	ADP
hassl-3367	51	10	the	the	DET
hassl-3367	51	11	single	single	ADJ
hassl-3367	51	12	model	model	NOUN
hassl-3367	51	13	,	,	PUNCT
hassl-3367	51	14	ramalho	ramalho	PROPN
hassl-3367	51	15	and	and	CCONJ
hassl-3367	51	16	forte	forte	PROPN
hassl-3367	51	17	(	(	PUNCT
hassl-3367	51	18	2019	2019	NUM
hassl-3367	51	19	)	)	PUNCT
hassl-3367	51	20	found	find	VERB
hassl-3367	51	21	that	that	SCONJ
hassl-3367	51	22	the	the	DET
hassl-3367	51	23	managerial	managerial	ADJ
hassl-3367	51	24	behavior	behavior	NOUN
hassl-3367	51	25	of	of	ADP
hassl-3367	51	26	males	male	NOUN
hassl-3367	51	27	is	be	AUX
hassl-3367	51	28	the	the	DET
hassl-3367	51	29	same	same	ADJ
hassl-3367	51	30	as	as	ADP
hassl-3367	51	31	that	that	PRON
hassl-3367	51	32	of	of	ADP
hassl-3367	51	33	females	female	NOUN
hassl-3367	51	34	.	.	PUNCT
hassl-3367	52	1	although	although	SCONJ
hassl-3367	52	2	studies	study	NOUN
hassl-3367	52	3	on	on	ADP
hassl-3367	52	4	personal	personal	ADJ
hassl-3367	52	5	financial	financial	ADJ
hassl-3367	52	6	literacy	literacy	NOUN
hassl-3367	52	7	and	and	CCONJ
hassl-3367	52	8	its	its	PRON
hassl-3367	52	9	determinants	determinant	NOUN
hassl-3367	52	10	are	be	AUX
hassl-3367	52	11	numerous	numerous	ADJ
hassl-3367	52	12	,	,	PUNCT
hassl-3367	52	13	this	this	DET
hassl-3367	52	14	study	study	NOUN
hassl-3367	52	15	differs	differ	VERB
hassl-3367	52	16	from	from	ADP
hassl-3367	52	17	others	other	NOUN
hassl-3367	52	18	as	as	SCONJ
hassl-3367	52	19	it	it	PRON
hassl-3367	52	20	treats	treat	VERB
hassl-3367	52	21	literacy	literacy	NOUN
hassl-3367	52	22	as	as	ADP
hassl-3367	52	23	a	a	DET
hassl-3367	52	24	mediator	mediator	NOUN
hassl-3367	52	25	in	in	ADP
hassl-3367	52	26	the	the	DET
hassl-3367	52	27	relationship	relationship	NOUN
hassl-3367	52	28	between	between	ADP
hassl-3367	52	29	gender	gender	NOUN
hassl-3367	52	30	and	and	CCONJ
hassl-3367	52	31	financial	financial	ADJ
hassl-3367	52	32	management	management	NOUN
hassl-3367	52	33	behavior	behavior	NOUN
hassl-3367	52	34	by	by	ADP
hassl-3367	52	35	employing	employ	VERB
hassl-3367	52	36	students	student	NOUN
hassl-3367	52	37	in	in	ADP
hassl-3367	52	38	higher	high	ADJ
hassl-3367	52	39	education	education	NOUN
hassl-3367	52	40	institutions	institution	NOUN
hassl-3367	52	41	in	in	ADP
hassl-3367	52	42	jakarta	jakarta	PROPN
hassl-3367	52	43	.	.	PUNCT
hassl-3367	53	1	the	the	DET
hassl-3367	53	2	available	available	ADJ
hassl-3367	53	3	studies	study	NOUN
hassl-3367	53	4	separately	separately	ADV
hassl-3367	53	5	prove	prove	VERB
hassl-3367	53	6	gender	gender	NOUN
hassl-3367	53	7	-	-	PUNCT
hassl-3367	53	8	based	base	VERB
hassl-3367	53	9	financial	financial	ADJ
hassl-3367	53	10	literacy	literacy	NOUN
hassl-3367	53	11	(	(	PUNCT
hassl-3367	53	12	ansong	ansong	NOUN
hassl-3367	53	13	&	&	CCONJ
hassl-3367	53	14	gyensare	gyensare	ADJ
hassl-3367	53	15	,	,	PUNCT
hassl-3367	53	16	2012	2012	NUM
hassl-3367	53	17	;	;	PUNCT
hassl-3367	53	18	lantara	lantara	PROPN
hassl-3367	53	19	&	&	CCONJ
hassl-3367	53	20	kartini	kartini	PROPN
hassl-3367	53	21	,	,	PUNCT
hassl-3367	53	22	2015	2015	NUM
hassl-3367	53	23	;	;	PUNCT
hassl-3367	53	24	meimouneh	meimouneh	PROPN
hassl-3367	53	25	et	et	PROPN
hassl-3367	53	26	al	al	PROPN
hassl-3367	53	27	.	.	PROPN
hassl-3367	53	28	,	,	PUNCT
hassl-3367	53	29	2014	2014	NUM
hassl-3367	53	30	;	;	PUNCT
hassl-3367	53	31	okamoto	okamoto	PROPN
hassl-3367	53	32	&	&	CCONJ
hassl-3367	53	33	komamura	komamura	PROPN
hassl-3367	53	34	,	,	PUNCT
hassl-3367	53	35	2021	2021	NUM
hassl-3367	53	36	;	;	PUNCT
hassl-3367	53	37	tinghög	tinghög	NOUN
hassl-3367	53	38	et	et	PROPN
hassl-3367	53	39	al	al	PROPN
hassl-3367	53	40	.	.	PROPN
hassl-3367	53	41	,	,	PUNCT
hassl-3367	53	42	2021	2021	NUM
hassl-3367	53	43	)	)	PUNCT
hassl-3367	53	44	or	or	CCONJ
hassl-3367	53	45	financial	financial	ADJ
hassl-3367	53	46	behavior	behavior	NOUN
hassl-3367	53	47	(	(	PUNCT
hassl-3367	53	48	herdjiono	herdjiono	PROPN
hassl-3367	53	49	et	et	PROPN
hassl-3367	53	50	al	al	PROPN
hassl-3367	53	51	.	.	PROPN
hassl-3367	53	52	,	,	PUNCT
hassl-3367	53	53	2018	2018	NUM
hassl-3367	53	54	;	;	PUNCT
hassl-3367	53	55	morris	morris	PROPN
hassl-3367	53	56	et	et	PROPN
hassl-3367	53	57	al	al	PROPN
hassl-3367	53	58	.	.	PROPN
hassl-3367	53	59	,	,	PUNCT
hassl-3367	53	60	2022	2022	NUM
hassl-3367	53	61	;	;	PUNCT
hassl-3367	53	62	okamoto	okamoto	PROPN
hassl-3367	53	63	&	&	CCONJ
hassl-3367	53	64	komamura	komamura	PROPN
hassl-3367	53	65	,	,	PUNCT
hassl-3367	53	66	2021	2021	NUM
hassl-3367	53	67	;	;	PUNCT
hassl-3367	53	68	walczak	walczak	NOUN
hassl-3367	53	69	&	&	CCONJ
hassl-3367	53	70	pieńkowska	pieńkowska	NOUN
hassl-3367	53	71	-	-	PUNCT
hassl-3367	53	72	kamieniecka	kamieniecka	NOUN
hassl-3367	53	73	,	,	PUNCT
hassl-3367	53	74	2018	2018	NUM
hassl-3367	53	75	)	)	PUNCT
hassl-3367	53	76	separately	separately	ADV
hassl-3367	53	77	.	.	PUNCT
hassl-3367	54	1	2	2	X
hassl-3367	54	2	.	.	X
hassl-3367	54	3	theoretical	theoretical	ADJ
hassl-3367	54	4	framework	framework	NOUN
hassl-3367	54	5	and	and	CCONJ
hassl-3367	54	6	hypothesis	hypothesis	NOUN
hassl-3367	54	7	development	development	NOUN
hassl-3367	54	8	2.1	2.1	NUM
hassl-3367	54	9	.	.	PUNCT
hassl-3367	55	1	the	the	DET
hassl-3367	55	2	relationship	relationship	NOUN
hassl-3367	55	3	between	between	ADP
hassl-3367	55	4	financial	financial	ADJ
hassl-3367	55	5	literacy	literacy	NOUN
hassl-3367	55	6	and	and	CCONJ
hassl-3367	55	7	money	money	NOUN
hassl-3367	55	8	-	-	PUNCT
hassl-3367	55	9	associated	associate	VERB
hassl-3367	55	10	behavior	behavior	NOUN
hassl-3367	55	11	people	people	NOUN
hassl-3367	55	12	with	with	ADP
hassl-3367	55	13	financial	financial	ADJ
hassl-3367	55	14	literacy	literacy	NOUN
hassl-3367	55	15	can	can	AUX
hassl-3367	55	16	comprehend	comprehend	VERB
hassl-3367	55	17	,	,	PUNCT
hassl-3367	55	18	organize	organize	VERB
hassl-3367	55	19	,	,	PUNCT
hassl-3367	55	20	assess	assess	VERB
hassl-3367	55	21	,	,	PUNCT
hassl-3367	55	22	and	and	CCONJ
hassl-3367	55	23	handle	handle	VERB
hassl-3367	55	24	economic	economic	ADJ
hassl-3367	55	25	issues	issue	NOUN
hassl-3367	55	26	(	(	PUNCT
hassl-3367	55	27	rosacker	rosacker	NOUN
hassl-3367	55	28	,	,	PUNCT
hassl-3367	55	29	ragothaman	ragothaman	ADV
hassl-3367	55	30	,	,	PUNCT
hassl-3367	55	31	&	&	CCONJ
hassl-3367	55	32	gillispie	gillispie	PROPN
hassl-3367	55	33	,	,	PUNCT
hassl-3367	55	34	2009	2009	NUM
hassl-3367	55	35	)	)	PUNCT
hassl-3367	55	36	.	.	PUNCT
hassl-3367	56	1	by	by	ADP
hassl-3367	56	2	utilizing	utilize	VERB
hassl-3367	56	3	students	student	NOUN
hassl-3367	56	4	from	from	ADP
hassl-3367	56	5	the	the	DET
hassl-3367	56	6	economics	economics	NOUN
hassl-3367	56	7	faculty	faculty	NOUN
hassl-3367	56	8	at	at	ADP
hassl-3367	56	9	the	the	DET
hassl-3367	56	10	state	state	NOUN
hassl-3367	56	11	university	university	PROPN
hassl-3367	56	12	of	of	ADP
hassl-3367	56	13	semarang	semarang	PROPN
hassl-3367	56	14	,	,	PUNCT
hassl-3367	56	15	ameliawati	ameliawati	PROPN
hassl-3367	56	16	and	and	CCONJ
hassl-3367	56	17	setiyani	setiyani	PROPN
hassl-3367	56	18	(	(	PUNCT
hassl-3367	56	19	2018	2018	NUM
hassl-3367	56	20	)	)	PUNCT
hassl-3367	56	21	confirmed	confirm	VERB
hassl-3367	56	22	this	this	DET
hassl-3367	56	23	statement	statement	NOUN
hassl-3367	56	24	by	by	ADP
hassl-3367	56	25	finding	find	VERB
hassl-3367	56	26	a	a	DET
hassl-3367	56	27	positive	positive	ADJ
hassl-3367	56	28	relationship	relationship	NOUN
hassl-3367	56	29	between	between	ADP
hassl-3367	56	30	financial	financial	ADJ
hassl-3367	56	31	literacy	literacy	NOUN
hassl-3367	56	32	and	and	CCONJ
hassl-3367	56	33	behavior	behavior	NOUN
hassl-3367	56	34	.	.	PUNCT
hassl-3367	57	1	singh	singh	PROPN
hassl-3367	57	2	et	et	PROPN
hassl-3367	57	3	al	al	PROPN
hassl-3367	57	4	.	.	PROPN
hassl-3367	57	5	(	(	PUNCT
hassl-3367	57	6	2020	2020	NUM
hassl-3367	57	7	)	)	PUNCT
hassl-3367	57	8	concluded	conclude	VERB
hassl-3367	57	9	the	the	DET
hassl-3367	57	10	same	same	ADJ
hassl-3367	57	11	association	association	NOUN
hassl-3367	57	12	when	when	SCONJ
hassl-3367	57	13	investigating	investigate	VERB
hassl-3367	57	14	students	student	NOUN
hassl-3367	57	15	working	work	VERB
hassl-3367	57	16	in	in	ADP
hassl-3367	57	17	major	major	ADJ
hassl-3367	57	18	cities	city	NOUN
hassl-3367	57	19	in	in	ADP
hassl-3367	57	20	india	india	PROPN
hassl-3367	57	21	(	(	PUNCT
hassl-3367	57	22	delhi	delhi	PROPN
hassl-3367	57	23	,	,	PUNCT
hassl-3367	57	24	faridabad	faridabad	PROPN
hassl-3367	57	25	,	,	PUNCT
hassl-3367	57	26	gurugram	gurugram	PROPN
hassl-3367	57	27	,	,	PUNCT
hassl-3367	57	28	noida	noida	PROPN
hassl-3367	57	29	,	,	PUNCT
hassl-3367	57	30	and	and	CCONJ
hassl-3367	57	31	ghaziabad	ghaziabad	NOUN
hassl-3367	57	32	)	)	PUNCT
hassl-3367	57	33	.	.	PUNCT
hassl-3367	58	1	similarly	similarly	ADV
hassl-3367	58	2	,	,	PUNCT
hassl-3367	58	3	zaki	zaki	PROPN
hassl-3367	58	4	et	et	PROPN
hassl-3367	58	5	al	al	PROPN
hassl-3367	58	6	.	.	PROPN
hassl-3367	58	7	(	(	PUNCT
hassl-3367	58	8	2020	2020	NUM
hassl-3367	58	9	)	)	PUNCT
hassl-3367	58	10	affirmed	affirm	VERB
hassl-3367	58	11	this	this	DET
hassl-3367	58	12	association	association	NOUN
hassl-3367	58	13	after	after	ADP
hassl-3367	58	14	investigating	investigate	VERB
hassl-3367	58	15	malaysian	malaysian	ADJ
hassl-3367	58	16	undergraduate	undergraduate	NOUN
hassl-3367	58	17	students	student	NOUN
hassl-3367	58	18	at	at	ADP
hassl-3367	58	19	selangor	selangor	PROPN
hassl-3367	58	20	university	university	PROPN
hassl-3367	58	21	.	.	PUNCT
hassl-3367	59	1	through	through	ADP
hassl-3367	59	2	a	a	DET
hassl-3367	59	3	study	study	NOUN
hassl-3367	59	4	on	on	ADP
hassl-3367	59	5	employees	employee	NOUN
hassl-3367	59	6	in	in	ADP
hassl-3367	59	7	lahore	lahore	NOUN
hassl-3367	59	8	,	,	PUNCT
hassl-3367	59	9	a	a	DET
hassl-3367	59	10	survey	survey	NOUN
hassl-3367	59	11	conducted	conduct	VERB
hassl-3367	59	12	by	by	ADP
hassl-3367	59	13	khawar	khawar	NOUN
hassl-3367	59	14	and	and	CCONJ
hassl-3367	59	15	sarwar	sarwar	PROPN
hassl-3367	59	16	(	(	PUNCT
hassl-3367	59	17	2021	2021	NUM
hassl-3367	59	18	)	)	PUNCT
hassl-3367	59	19	demonstrated	demonstrate	VERB
hassl-3367	59	20	that	that	SCONJ
hassl-3367	59	21	the	the	DET
hassl-3367	59	22	more	more	ADV
hassl-3367	59	23	literate	literate	ADJ
hassl-3367	59	24	employees	employee	NOUN
hassl-3367	59	25	are	be	AUX
hassl-3367	59	26	,	,	PUNCT
hassl-3367	59	27	the	the	DET
hassl-3367	59	28	humanities	humanity	NOUN
hassl-3367	59	29	and	and	CCONJ
hassl-3367	59	30	social	social	ADJ
hassl-3367	59	31	sciences	science	NOUN
hassl-3367	59	32	letters	letter	NOUN
hassl-3367	59	33	,	,	PUNCT
hassl-3367	59	34	2023	2023	NUM
hassl-3367	59	35	,	,	PUNCT
hassl-3367	59	36	11(2	11(2	NUM
hassl-3367	59	37	):	):	PUNCT
hassl-3367	59	38	203	203	NUM
hassl-3367	59	39	-	-	SYM
hassl-3367	59	40	212	212	NUM
hassl-3367	59	41	205	205	NUM
hassl-3367	59	42	©	©	PROPN
hassl-3367	59	43	2023	2023	NUM
hassl-3367	59	44	conscientia	conscientia	PROPN
hassl-3367	59	45	beam	beam	PROPN
hassl-3367	59	46	.	.	PUNCT
hassl-3367	60	1	all	all	DET
hassl-3367	60	2	rights	right	NOUN
hassl-3367	60	3	reserved	reserve	VERB
hassl-3367	60	4	.	.	PUNCT
hassl-3367	61	1	better	well	ADJ
hassl-3367	61	2	their	their	PRON
hassl-3367	61	3	money	money	NOUN
hassl-3367	61	4	-	-	PUNCT
hassl-3367	61	5	related	relate	VERB
hassl-3367	61	6	skills	skill	NOUN
hassl-3367	61	7	are	be	AUX
hassl-3367	61	8	.	.	PUNCT
hassl-3367	62	1	this	this	PRON
hassl-3367	62	2	is	be	AUX
hassl-3367	62	3	also	also	ADV
hassl-3367	62	4	confirmed	confirm	VERB
hassl-3367	62	5	by	by	ADP
hassl-3367	62	6	santoso	santoso	NOUN
hassl-3367	62	7	and	and	CCONJ
hassl-3367	62	8	sari	sari	NOUN
hassl-3367	62	9	(	(	PUNCT
hassl-3367	62	10	2021	2021	NUM
hassl-3367	62	11	)	)	PUNCT
hassl-3367	62	12	after	after	ADP
hassl-3367	62	13	learning	learn	VERB
hassl-3367	62	14	the	the	DET
hassl-3367	62	15	perceptions	perception	NOUN
hassl-3367	62	16	of	of	ADP
hassl-3367	62	17	89	89	NUM
hassl-3367	62	18	postgraduate	postgraduate	NOUN
hassl-3367	62	19	students	student	NOUN
hassl-3367	62	20	at	at	ADP
hassl-3367	62	21	semarang	semarang	PROPN
hassl-3367	62	22	university	university	PROPN
hassl-3367	62	23	.	.	PUNCT
hassl-3367	63	1	based	base	VERB
hassl-3367	63	2	on	on	ADP
hassl-3367	63	3	these	these	DET
hassl-3367	63	4	facts	fact	NOUN
hassl-3367	63	5	,	,	PUNCT
hassl-3367	63	6	the	the	DET
hassl-3367	63	7	first	first	ADJ
hassl-3367	63	8	hypothesis	hypothesis	NOUN
hassl-3367	63	9	is	be	AUX
hassl-3367	63	10	presented	present	VERB
hassl-3367	63	11	as	as	SCONJ
hassl-3367	63	12	follows	follow	VERB
hassl-3367	63	13	:	:	PUNCT
hassl-3367	63	14	h1	h1	NOUN
hassl-3367	63	15	:	:	PUNCT
hassl-3367	63	16	financial	financial	ADJ
hassl-3367	63	17	literacy	literacy	NOUN
hassl-3367	63	18	positively	positively	ADV
hassl-3367	63	19	affects	affect	VERB
hassl-3367	63	20	money	money	NOUN
hassl-3367	63	21	-	-	PUNCT
hassl-3367	63	22	associated	associate	VERB
hassl-3367	63	23	behavior	behavior	NOUN
hassl-3367	63	24	.	.	PUNCT
hassl-3367	64	1	2.2	2.2	NUM
hassl-3367	64	2	.	.	PUNCT
hassl-3367	65	1	the	the	DET
hassl-3367	65	2	relationship	relationship	NOUN
hassl-3367	65	3	between	between	ADP
hassl-3367	65	4	gender	gender	NOUN
hassl-3367	65	5	and	and	CCONJ
hassl-3367	65	6	money	money	NOUN
hassl-3367	65	7	-	-	PUNCT
hassl-3367	65	8	associated	associate	VERB
hassl-3367	65	9	literacy	literacy	NOUN
hassl-3367	65	10	by	by	ADP
hassl-3367	65	11	utilizing	utilize	VERB
hassl-3367	65	12	the	the	DET
hassl-3367	65	13	university	university	NOUN
hassl-3367	65	14	of	of	ADP
hassl-3367	65	15	cape	cape	PROPN
hassl-3367	65	16	coast	coast	NOUN
hassl-3367	65	17	students	student	NOUN
hassl-3367	65	18	working	work	VERB
hassl-3367	65	19	in	in	ADP
hassl-3367	65	20	companies	company	NOUN
hassl-3367	65	21	in	in	ADP
hassl-3367	65	22	ghana	ghana	PROPN
hassl-3367	65	23	and	and	CCONJ
hassl-3367	65	24	analyzing	analyze	VERB
hassl-3367	65	25	their	their	PRON
hassl-3367	65	26	answers	answer	NOUN
hassl-3367	65	27	,	,	PUNCT
hassl-3367	65	28	ansong	ansong	NOUN
hassl-3367	65	29	and	and	CCONJ
hassl-3367	65	30	gyensare	gyensare	ADJ
hassl-3367	65	31	(	(	PUNCT
hassl-3367	65	32	2012	2012	NUM
hassl-3367	65	33	)	)	PUNCT
hassl-3367	65	34	found	find	VERB
hassl-3367	65	35	that	that	SCONJ
hassl-3367	65	36	males	male	NOUN
hassl-3367	65	37	have	have	VERB
hassl-3367	65	38	better	well	ADJ
hassl-3367	65	39	financial	financial	ADJ
hassl-3367	65	40	knowledge	knowledge	NOUN
hassl-3367	65	41	than	than	ADP
hassl-3367	65	42	females	female	NOUN
hassl-3367	65	43	.	.	PUNCT
hassl-3367	66	1	this	this	PRON
hassl-3367	66	2	is	be	AUX
hassl-3367	66	3	also	also	ADV
hassl-3367	66	4	affirmed	affirm	VERB
hassl-3367	66	5	by	by	ADP
hassl-3367	66	6	meimouneh	meimouneh	PROPN
hassl-3367	66	7	et	et	PROPN
hassl-3367	66	8	al	al	PROPN
hassl-3367	66	9	.	.	PROPN
hassl-3367	67	1	(	(	PUNCT
hassl-3367	67	2	2014	2014	NUM
hassl-3367	67	3	)	)	PUNCT
hassl-3367	67	4	after	after	ADP
hassl-3367	67	5	surveying	survey	VERB
hassl-3367	67	6	students	student	NOUN
hassl-3367	67	7	in	in	ADP
hassl-3367	67	8	iran	iran	PROPN
hassl-3367	67	9	.	.	PUNCT
hassl-3367	68	1	furthermore	furthermore	ADV
hassl-3367	68	2	,	,	PUNCT
hassl-3367	68	3	lantara	lantara	NOUN
hassl-3367	68	4	and	and	CCONJ
hassl-3367	68	5	kartini	kartini	NOUN
hassl-3367	68	6	(	(	PUNCT
hassl-3367	68	7	2015	2015	NUM
hassl-3367	68	8	)	)	PUNCT
hassl-3367	68	9	investigated	investigate	VERB
hassl-3367	68	10	this	this	DET
hassl-3367	68	11	relationship	relationship	NOUN
hassl-3367	68	12	between	between	ADP
hassl-3367	68	13	gender	gender	NOUN
hassl-3367	68	14	and	and	CCONJ
hassl-3367	68	15	financial	financial	ADJ
hassl-3367	68	16	literacy	literacy	NOUN
hassl-3367	68	17	by	by	ADP
hassl-3367	68	18	employing	employ	VERB
hassl-3367	68	19	undergraduate	undergraduate	NOUN
hassl-3367	68	20	and	and	CCONJ
hassl-3367	68	21	graduate	graduate	ADJ
hassl-3367	68	22	students	student	NOUN
hassl-3367	68	23	at	at	ADP
hassl-3367	68	24	gadjah	gadjah	PROPN
hassl-3367	68	25	mada	mada	PROPN
hassl-3367	68	26	university	university	PROPN
hassl-3367	68	27	,	,	PUNCT
hassl-3367	68	28	yogyakarta	yogyakarta	PROPN
hassl-3367	68	29	,	,	PUNCT
hassl-3367	68	30	indonesia	indonesia	PROPN
hassl-3367	68	31	.	.	PUNCT
hassl-3367	69	1	after	after	ADP
hassl-3367	69	2	examining	examine	VERB
hassl-3367	69	3	the	the	DET
hassl-3367	69	4	data	datum	NOUN
hassl-3367	69	5	,	,	PUNCT
hassl-3367	69	6	they	they	PRON
hassl-3367	69	7	found	find	VERB
hassl-3367	69	8	that	that	SCONJ
hassl-3367	69	9	males	male	NOUN
hassl-3367	69	10	have	have	VERB
hassl-3367	69	11	higher	high	ADJ
hassl-3367	69	12	financial	financial	ADJ
hassl-3367	69	13	literacy	literacy	NOUN
hassl-3367	69	14	than	than	ADP
hassl-3367	69	15	females	female	NOUN
hassl-3367	69	16	.	.	PUNCT
hassl-3367	70	1	moreover	moreover	ADV
hassl-3367	70	2	,	,	PUNCT
hassl-3367	70	3	okamoto	okamoto	PROPN
hassl-3367	70	4	and	and	CCONJ
hassl-3367	70	5	komamura	komamura	X
hassl-3367	70	6	(	(	PUNCT
hassl-3367	70	7	2021	2021	NUM
hassl-3367	70	8	)	)	PUNCT
hassl-3367	70	9	exhibited	exhibit	VERB
hassl-3367	70	10	that	that	SCONJ
hassl-3367	70	11	japanese	japanese	ADJ
hassl-3367	70	12	males	male	NOUN
hassl-3367	70	13	have	have	VERB
hassl-3367	70	14	better	well	ADJ
hassl-3367	70	15	financial	financial	ADJ
hassl-3367	70	16	knowledge	knowledge	NOUN
hassl-3367	70	17	than	than	ADP
hassl-3367	70	18	females	female	NOUN
hassl-3367	70	19	by	by	ADP
hassl-3367	70	20	taking	take	VERB
hassl-3367	70	21	data	datum	NOUN
hassl-3367	70	22	from	from	ADP
hassl-3367	70	23	the	the	DET
hassl-3367	70	24	2016	2016	NUM
hassl-3367	70	25	financial	financial	ADJ
hassl-3367	70	26	literacy	literacy	NOUN
hassl-3367	70	27	survey	survey	NOUN
hassl-3367	70	28	by	by	ADP
hassl-3367	70	29	the	the	DET
hassl-3367	70	30	central	central	ADJ
hassl-3367	70	31	council	council	NOUN
hassl-3367	70	32	for	for	ADP
hassl-3367	70	33	financial	financial	ADJ
hassl-3367	70	34	services	service	NOUN
hassl-3367	70	35	information	information	NOUN
hassl-3367	70	36	of	of	ADP
hassl-3367	70	37	the	the	DET
hassl-3367	70	38	bank	bank	PROPN
hassl-3367	70	39	of	of	ADP
hassl-3367	70	40	japan	japan	PROPN
hassl-3367	70	41	.	.	PUNCT
hassl-3367	71	1	in	in	ADP
hassl-3367	71	2	their	their	PRON
hassl-3367	71	3	research	research	NOUN
hassl-3367	71	4	in	in	ADP
hassl-3367	71	5	sweden	sweden	PROPN
hassl-3367	71	6	,	,	PUNCT
hassl-3367	71	7	tinghög	tinghög	NOUN
hassl-3367	71	8	et	et	PROPN
hassl-3367	71	9	al	al	PROPN
hassl-3367	71	10	.	.	PROPN
hassl-3367	71	11	(	(	PUNCT
hassl-3367	71	12	2021	2021	NUM
hassl-3367	71	13	)	)	PUNCT
hassl-3367	71	14	divided	divide	VERB
hassl-3367	71	15	students	student	NOUN
hassl-3367	71	16	into	into	ADP
hassl-3367	71	17	males	male	NOUN
hassl-3367	71	18	and	and	CCONJ
hassl-3367	71	19	females	female	NOUN
hassl-3367	71	20	and	and	CCONJ
hassl-3367	71	21	gave	give	VERB
hassl-3367	71	22	them	they	PRON
hassl-3367	71	23	financial	financial	ADJ
hassl-3367	71	24	and	and	CCONJ
hassl-3367	71	25	non	non	ADJ
hassl-3367	71	26	-	-	ADJ
hassl-3367	71	27	financial	financial	ADJ
hassl-3367	71	28	problems	problem	NOUN
hassl-3367	71	29	to	to	PART
hassl-3367	71	30	solve	solve	VERB
hassl-3367	71	31	.	.	PUNCT
hassl-3367	72	1	they	they	PRON
hassl-3367	72	2	found	find	VERB
hassl-3367	72	3	that	that	SCONJ
hassl-3367	72	4	the	the	DET
hassl-3367	72	5	males	male	NOUN
hassl-3367	72	6	had	have	VERB
hassl-3367	72	7	a	a	DET
hassl-3367	72	8	higher	high	ADJ
hassl-3367	72	9	total	total	NOUN
hassl-3367	72	10	of	of	ADP
hassl-3367	72	11	correct	correct	ADJ
hassl-3367	72	12	answers	answer	NOUN
hassl-3367	72	13	.	.	PUNCT
hassl-3367	73	1	a	a	DET
hassl-3367	73	2	similar	similar	ADJ
hassl-3367	73	3	fact	fact	NOUN
hassl-3367	73	4	is	be	AUX
hassl-3367	73	5	confirmed	confirm	VERB
hassl-3367	73	6	by	by	ADP
hassl-3367	73	7	morris	morris	PROPN
hassl-3367	73	8	et	et	PROPN
hassl-3367	73	9	al	al	PROPN
hassl-3367	73	10	.	.	PROPN
hassl-3367	74	1	(	(	PUNCT
hassl-3367	74	2	2022	2022	NUM
hassl-3367	74	3	)	)	PUNCT
hassl-3367	74	4	after	after	ADP
hassl-3367	74	5	a	a	DET
hassl-3367	74	6	study	study	NOUN
hassl-3367	74	7	comprising	comprise	VERB
hassl-3367	74	8	1,221	1,221	NUM
hassl-3367	74	9	canadian	canadian	ADJ
hassl-3367	74	10	students	student	NOUN
hassl-3367	74	11	.	.	PUNCT
hassl-3367	75	1	based	base	VERB
hassl-3367	75	2	on	on	ADP
hassl-3367	75	3	these	these	DET
hassl-3367	75	4	facts	fact	NOUN
hassl-3367	75	5	,	,	PUNCT
hassl-3367	75	6	the	the	DET
hassl-3367	75	7	second	second	ADJ
hassl-3367	75	8	hypothesis	hypothesis	NOUN
hassl-3367	75	9	is	be	AUX
hassl-3367	75	10	as	as	SCONJ
hassl-3367	75	11	follows	follow	VERB
hassl-3367	75	12	:	:	PUNCT
hassl-3367	75	13	h2	h2	NOUN
hassl-3367	75	14	:	:	PUNCT
hassl-3367	75	15	males	male	NOUN
hassl-3367	75	16	have	have	VERB
hassl-3367	75	17	better	well	ADJ
hassl-3367	75	18	money	money	NOUN
hassl-3367	75	19	-	-	PUNCT
hassl-3367	75	20	related	relate	VERB
hassl-3367	75	21	literacy	literacy	NOUN
hassl-3367	75	22	than	than	ADP
hassl-3367	75	23	females	female	NOUN
hassl-3367	75	24	.	.	PUNCT
hassl-3367	76	1	2.3	2.3	NUM
hassl-3367	76	2	.	.	PUNCT
hassl-3367	77	1	the	the	DET
hassl-3367	77	2	relationship	relationship	NOUN
hassl-3367	77	3	between	between	ADP
hassl-3367	77	4	gender	gender	NOUN
hassl-3367	77	5	and	and	CCONJ
hassl-3367	77	6	money	money	NOUN
hassl-3367	77	7	-	-	PUNCT
hassl-3367	77	8	associated	associate	VERB
hassl-3367	77	9	behavior	behavior	NOUN
hassl-3367	77	10	in	in	ADP
hassl-3367	77	11	their	their	PRON
hassl-3367	77	12	research	research	NOUN
hassl-3367	77	13	on	on	ADP
hassl-3367	77	14	a	a	DET
hassl-3367	77	15	sample	sample	NOUN
hassl-3367	77	16	of	of	ADP
hassl-3367	77	17	382	382	NUM
hassl-3367	77	18	people	people	NOUN
hassl-3367	77	19	in	in	ADP
hassl-3367	77	20	merauke	merauke	PROPN
hassl-3367	77	21	,	,	PUNCT
hassl-3367	77	22	herdjiono	herdjiono	PROPN
hassl-3367	77	23	et	et	PROPN
hassl-3367	77	24	al	al	PROPN
hassl-3367	77	25	.	.	PROPN
hassl-3367	78	1	(	(	PUNCT
hassl-3367	78	2	2018	2018	NUM
hassl-3367	78	3	)	)	PUNCT
hassl-3367	78	4	proved	prove	VERB
hassl-3367	78	5	that	that	SCONJ
hassl-3367	78	6	men	man	NOUN
hassl-3367	78	7	are	be	AUX
hassl-3367	78	8	more	more	ADV
hassl-3367	78	9	skillful	skillful	ADJ
hassl-3367	78	10	than	than	ADP
hassl-3367	78	11	women	woman	NOUN
hassl-3367	78	12	in	in	ADP
hassl-3367	78	13	managing	manage	VERB
hassl-3367	78	14	cash	cash	NOUN
hassl-3367	78	15	flows	flow	NOUN
hassl-3367	78	16	.	.	PUNCT
hassl-3367	79	1	by	by	ADP
hassl-3367	79	2	utilizing	utilize	VERB
hassl-3367	79	3	34,000	34,000	NUM
hassl-3367	79	4	polish	polish	ADJ
hassl-3367	79	5	citizens	citizen	NOUN
hassl-3367	79	6	,	,	PUNCT
hassl-3367	79	7	walczak	walczak	ADJ
hassl-3367	79	8	and	and	CCONJ
hassl-3367	79	9	pieńkowska	pieńkowska	NOUN
hassl-3367	79	10	-	-	PUNCT
hassl-3367	79	11	kamieniecka	kamieniecka	NOUN
hassl-3367	79	12	(	(	PUNCT
hassl-3367	79	13	2018	2018	NUM
hassl-3367	79	14	)	)	PUNCT
hassl-3367	79	15	found	find	VERB
hassl-3367	79	16	that	that	SCONJ
hassl-3367	79	17	men	man	NOUN
hassl-3367	79	18	are	be	AUX
hassl-3367	79	19	superior	superior	ADJ
hassl-3367	79	20	to	to	ADP
hassl-3367	79	21	women	woman	NOUN
hassl-3367	79	22	in	in	ADP
hassl-3367	79	23	managing	manage	VERB
hassl-3367	79	24	money	money	NOUN
hassl-3367	79	25	via	via	ADP
hassl-3367	79	26	credit	credit	NOUN
hassl-3367	79	27	cards	card	NOUN
hassl-3367	79	28	,	,	PUNCT
hassl-3367	79	29	insurance	insurance	NOUN
hassl-3367	79	30	,	,	PUNCT
hassl-3367	79	31	stocks	stock	NOUN
hassl-3367	79	32	,	,	PUNCT
hassl-3367	79	33	and	and	CCONJ
hassl-3367	79	34	bonds	bond	NOUN
hassl-3367	79	35	.	.	PUNCT
hassl-3367	80	1	they	they	PRON
hassl-3367	80	2	are	be	AUX
hassl-3367	80	3	also	also	ADV
hassl-3367	80	4	more	more	ADV
hassl-3367	80	5	likely	likely	ADJ
hassl-3367	80	6	to	to	PART
hassl-3367	80	7	take	take	VERB
hassl-3367	80	8	risks	risk	NOUN
hassl-3367	80	9	.	.	PUNCT
hassl-3367	81	1	morris	morris	PROPN
hassl-3367	81	2	et	et	PROPN
hassl-3367	81	3	al	al	PROPN
hassl-3367	81	4	.	.	PROPN
hassl-3367	81	5	(	(	PUNCT
hassl-3367	81	6	2022	2022	NUM
hassl-3367	81	7	)	)	PUNCT
hassl-3367	81	8	also	also	ADV
hassl-3367	81	9	confirmed	confirm	VERB
hassl-3367	81	10	that	that	SCONJ
hassl-3367	81	11	males	male	NOUN
hassl-3367	81	12	have	have	VERB
hassl-3367	81	13	better	well	ADJ
hassl-3367	81	14	financial	financial	ADJ
hassl-3367	81	15	behavior	behavior	NOUN
hassl-3367	81	16	than	than	ADP
hassl-3367	81	17	females	female	NOUN
hassl-3367	81	18	.	.	PUNCT
hassl-3367	82	1	based	base	VERB
hassl-3367	82	2	on	on	ADP
hassl-3367	82	3	these	these	DET
hassl-3367	82	4	facts	fact	NOUN
hassl-3367	82	5	,	,	PUNCT
hassl-3367	82	6	the	the	DET
hassl-3367	82	7	third	third	ADJ
hassl-3367	82	8	hypothesis	hypothesis	NOUN
hassl-3367	82	9	is	be	AUX
hassl-3367	82	10	as	as	SCONJ
hassl-3367	82	11	follows	follow	VERB
hassl-3367	82	12	:	:	PUNCT
hassl-3367	82	13	h3	h3	NOUN
hassl-3367	82	14	:	:	PUNCT
hassl-3367	82	15	males	male	NOUN
hassl-3367	82	16	have	have	VERB
hassl-3367	82	17	better	well	ADJ
hassl-3367	82	18	money	money	NOUN
hassl-3367	82	19	-	-	PUNCT
hassl-3367	82	20	related	relate	VERB
hassl-3367	82	21	management	management	NOUN
hassl-3367	82	22	behavior	behavior	NOUN
hassl-3367	82	23	than	than	ADP
hassl-3367	82	24	females	female	NOUN
hassl-3367	82	25	.	.	PUNCT
hassl-3367	83	1	2.3.1	2.3.1	NUM
hassl-3367	83	2	.	.	PUNCT
hassl-3367	84	1	the	the	DET
hassl-3367	84	2	research	research	NOUN
hassl-3367	84	3	model	model	NOUN
hassl-3367	84	4	the	the	DET
hassl-3367	84	5	research	research	NOUN
hassl-3367	84	6	model	model	NOUN
hassl-3367	84	7	,	,	PUNCT
hassl-3367	84	8	shown	show	VERB
hassl-3367	84	9	in	in	ADP
hassl-3367	84	10	figure	figure	NOUN
hassl-3367	84	11	1	1	NUM
hassl-3367	84	12	,	,	PUNCT
hassl-3367	84	13	refers	refer	VERB
hassl-3367	84	14	to	to	ADP
hassl-3367	84	15	three	three	NUM
hassl-3367	84	16	relationship	relationship	NOUN
hassl-3367	84	17	-	-	PUNCT
hassl-3367	84	18	based	base	VERB
hassl-3367	84	19	hypotheses	hypothesis	NOUN
hassl-3367	84	20	.	.	PUNCT
hassl-3367	85	1	figure	figure	NOUN
hassl-3367	85	2	1	1	NUM
hassl-3367	85	3	.	.	PUNCT
hassl-3367	85	4	research	research	NOUN
hassl-3367	85	5	model	model	NOUN
hassl-3367	85	6	.	.	PUNCT
hassl-3367	86	1	3	3	X
hassl-3367	86	2	.	.	X
hassl-3367	86	3	research	research	NOUN
hassl-3367	86	4	method	method	NOUN
hassl-3367	86	5	3.1	3.1	NUM
hassl-3367	86	6	.	.	PUNCT
hassl-3367	87	1	variable	variable	ADJ
hassl-3367	87	2	definition	definition	NOUN
hassl-3367	87	3	this	this	DET
hassl-3367	87	4	study	study	NOUN
hassl-3367	87	5	employed	employ	VERB
hassl-3367	87	6	two	two	NUM
hassl-3367	87	7	endogenous	endogenous	ADJ
hassl-3367	87	8	variables	variable	NOUN
hassl-3367	87	9	and	and	CCONJ
hassl-3367	87	10	one	one	NUM
hassl-3367	87	11	exogenous	exogenous	ADJ
hassl-3367	87	12	variable	variable	NOUN
hassl-3367	87	13	.	.	PUNCT
hassl-3367	88	1	the	the	DET
hassl-3367	88	2	first	first	ADJ
hassl-3367	88	3	endogenous	endogenous	ADJ
hassl-3367	88	4	variable	variable	NOUN
hassl-3367	88	5	is	be	AUX
hassl-3367	88	6	financial	financial	ADJ
hassl-3367	88	7	literacy	literacy	NOUN
hassl-3367	88	8	,	,	PUNCT
hassl-3367	88	9	where	where	SCONJ
hassl-3367	88	10	the	the	DET
hassl-3367	88	11	items	item	NOUN
hassl-3367	88	12	used	use	VERB
hassl-3367	88	13	are	be	AUX
hassl-3367	88	14	based	base	VERB
hassl-3367	88	15	on	on	ADP
hassl-3367	88	16	fessler	fessler	NOUN
hassl-3367	88	17	,	,	PUNCT
hassl-3367	88	18	silgoner	silgoner	NOUN
hassl-3367	88	19	,	,	PUNCT
hassl-3367	88	20	and	and	CCONJ
hassl-3367	88	21	weber	weber	PROPN
hassl-3367	88	22	(	(	PUNCT
hassl-3367	88	23	2020	2020	NUM
hassl-3367	88	24	)	)	PUNCT
hassl-3367	88	25	and	and	CCONJ
hassl-3367	88	26	directly	directly	ADV
hassl-3367	88	27	measured	measure	VERB
hassl-3367	88	28	by	by	ADP
hassl-3367	88	29	the	the	DET
hassl-3367	88	30	total	total	ADJ
hassl-3367	88	31	correct	correct	ADJ
hassl-3367	88	32	score	score	NOUN
hassl-3367	88	33	from	from	ADP
hassl-3367	88	34	students	student	NOUN
hassl-3367	88	35	’	'	PUNCT
hassl-3367	88	36	answers	answer	NOUN
hassl-3367	88	37	to	to	ADP
hassl-3367	88	38	seven	seven	NUM
hassl-3367	88	39	questions	question	NOUN
hassl-3367	88	40	:	:	PUNCT
hassl-3367	88	41	1	1	NUM
hassl-3367	88	42	.	.	NOUN
hassl-3367	88	43	time	time	NOUN
hassl-3367	88	44	value	value	NOUN
hassl-3367	88	45	of	of	ADP
hassl-3367	88	46	money	money	NOUN
hassl-3367	88	47	:	:	PUNCT
hassl-3367	88	48	if	if	SCONJ
hassl-3367	88	49	the	the	DET
hassl-3367	88	50	yearly	yearly	ADJ
hassl-3367	88	51	inflation	inflation	NOUN
hassl-3367	88	52	rate	rate	NOUN
hassl-3367	88	53	is	be	AUX
hassl-3367	88	54	2	2	NUM
hassl-3367	88	55	%	%	NOUN
hassl-3367	88	56	and	and	CCONJ
hassl-3367	88	57	you	you	PRON
hassl-3367	88	58	have	have	VERB
hassl-3367	88	59	1,000,000	1,000,000	NUM
hassl-3367	88	60	indonesian	indonesian	ADJ
hassl-3367	88	61	rupiah	rupiah	PROPN
hassl-3367	88	62	(	(	PUNCT
hassl-3367	88	63	idr	idr	PROPN
hassl-3367	88	64	)	)	PUNCT
hassl-3367	88	65	and	and	CCONJ
hassl-3367	88	66	deposit	deposit	VERB
hassl-3367	88	67	it	it	PRON
hassl-3367	88	68	with	with	ADP
hassl-3367	88	69	5	5	NUM
hassl-3367	88	70	%	%	NOUN
hassl-3367	88	71	annual	annual	ADJ
hassl-3367	88	72	interest	interest	NOUN
hassl-3367	88	73	,	,	PUNCT
hassl-3367	88	74	what	what	PRON
hassl-3367	88	75	will	will	AUX
hassl-3367	88	76	you	you	PRON
hassl-3367	88	77	be	be	AUX
hassl-3367	88	78	able	able	ADJ
hassl-3367	88	79	do	do	VERB
hassl-3367	88	80	with	with	ADP
hassl-3367	88	81	your	your	PRON
hassl-3367	88	82	money	money	NOUN
hassl-3367	88	83	placed	place	VERB
hassl-3367	88	84	in	in	ADP
hassl-3367	88	85	the	the	DET
hassl-3367	88	86	bank	bank	NOUN
hassl-3367	88	87	next	next	ADJ
hassl-3367	88	88	year	year	NOUN
hassl-3367	88	89	?	?	PUNCT
hassl-3367	89	1	the	the	DET
hassl-3367	89	2	humanities	humanity	NOUN
hassl-3367	89	3	and	and	CCONJ
hassl-3367	89	4	social	social	ADJ
hassl-3367	89	5	sciences	science	NOUN
hassl-3367	89	6	letters	letter	NOUN
hassl-3367	89	7	,	,	PUNCT
hassl-3367	89	8	2023	2023	NUM
hassl-3367	89	9	,	,	PUNCT
hassl-3367	89	10	11(2	11(2	NUM
hassl-3367	89	11	):	):	PUNCT
hassl-3367	89	12	203	203	NUM
hassl-3367	89	13	-	-	SYM
hassl-3367	89	14	212	212	NUM
hassl-3367	89	15	206	206	NUM
hassl-3367	89	16	©	©	PROPN
hassl-3367	89	17	2023	2023	NUM
hassl-3367	89	18	conscientia	conscientia	PROPN
hassl-3367	89	19	beam	beam	PROPN
hassl-3367	89	20	.	.	PUNCT
hassl-3367	90	1	all	all	DET
hassl-3367	90	2	rights	right	NOUN
hassl-3367	90	3	reserved	reserve	VERB
hassl-3367	90	4	.	.	PUNCT
hassl-3367	91	1	choices	choice	NOUN
hassl-3367	91	2	are	be	AUX
hassl-3367	91	3	(	(	PUNCT
hassl-3367	91	4	a	a	X
hassl-3367	91	5	)	)	PUNCT
hassl-3367	91	6	i	i	PRON
hassl-3367	91	7	will	will	AUX
hassl-3367	91	8	be	be	AUX
hassl-3367	91	9	able	able	ADJ
hassl-3367	91	10	to	to	PART
hassl-3367	91	11	purchase	purchase	VERB
hassl-3367	91	12	products	product	NOUN
hassl-3367	91	13	below	below	ADP
hassl-3367	91	14	idr1,050,000	idr1,050,000	PROPN
hassl-3367	91	15	,	,	PUNCT
hassl-3367	91	16	or	or	CCONJ
hassl-3367	91	17	(	(	PUNCT
hassl-3367	91	18	b	b	X
hassl-3367	91	19	)	)	PUNCT
hassl-3367	91	20	i	i	PRON
hassl-3367	91	21	will	will	AUX
hassl-3367	91	22	be	be	AUX
hassl-3367	91	23	able	able	ADJ
hassl-3367	91	24	to	to	PART
hassl-3367	91	25	buy	buy	VERB
hassl-3367	91	26	products	product	NOUN
hassl-3367	91	27	above	above	ADP
hassl-3367	91	28	idr1,050,000	idr1,050,000	PROPN
hassl-3367	91	29	.	.	PUNCT
hassl-3367	92	1	in	in	ADP
hassl-3367	92	2	this	this	DET
hassl-3367	92	3	case	case	NOUN
hassl-3367	92	4	,	,	PUNCT
hassl-3367	92	5	the	the	DET
hassl-3367	92	6	students	student	NOUN
hassl-3367	92	7	are	be	AUX
hassl-3367	92	8	expected	expect	VERB
hassl-3367	92	9	to	to	PART
hassl-3367	92	10	select	select	VERB
hassl-3367	92	11	the	the	DET
hassl-3367	92	12	correct	correct	ADJ
hassl-3367	92	13	answer	answer	NOUN
hassl-3367	92	14	.	.	PUNCT
hassl-3367	93	1	2	2	X
hassl-3367	93	2	.	.	X
hassl-3367	93	3	interest	interest	NOUN
hassl-3367	93	4	compensated	compensate	VERB
hassl-3367	93	5	on	on	ADP
hassl-3367	93	6	loans	loan	NOUN
hassl-3367	93	7	:	:	PUNCT
hassl-3367	93	8	you	you	PRON
hassl-3367	93	9	have	have	VERB
hassl-3367	93	10	idr1,000,000	idr1,000,000	X
hassl-3367	93	11	and	and	CCONJ
hassl-3367	93	12	lend	lend	VERB
hassl-3367	93	13	it	it	PRON
hassl-3367	93	14	to	to	ADP
hassl-3367	93	15	your	your	PRON
hassl-3367	93	16	friend	friend	NOUN
hassl-3367	93	17	today	today	NOUN
hassl-3367	93	18	.	.	PUNCT
hassl-3367	94	1	next	next	ADJ
hassl-3367	94	2	week	week	NOUN
hassl-3367	94	3	,	,	PUNCT
hassl-3367	94	4	he	he	PRON
hassl-3367	94	5	will	will	AUX
hassl-3367	94	6	pay	pay	VERB
hassl-3367	94	7	back	back	ADP
hassl-3367	94	8	idr1,150,000	idr1,150,000	PROPN
hassl-3367	94	9	.	.	PUNCT
hassl-3367	95	1	how	how	SCONJ
hassl-3367	95	2	much	much	ADJ
hassl-3367	95	3	does	do	AUX
hassl-3367	95	4	he	he	PRON
hassl-3367	95	5	disburse	disburse	VERB
hassl-3367	95	6	the	the	DET
hassl-3367	95	7	interest	interest	NOUN
hassl-3367	95	8	for	for	ADP
hassl-3367	95	9	this	this	DET
hassl-3367	95	10	loan	loan	NOUN
hassl-3367	95	11	?	?	PUNCT
hassl-3367	96	1	in	in	ADP
hassl-3367	96	2	this	this	DET
hassl-3367	96	3	case	case	NOUN
hassl-3367	96	4	,	,	PUNCT
hassl-3367	96	5	the	the	DET
hassl-3367	96	6	students	student	NOUN
hassl-3367	96	7	are	be	AUX
hassl-3367	96	8	expected	expect	VERB
hassl-3367	96	9	to	to	PART
hassl-3367	96	10	answer	answer	VERB
hassl-3367	96	11	this	this	DET
hassl-3367	96	12	question	question	NOUN
hassl-3367	96	13	directly	directly	ADV
hassl-3367	96	14	.	.	PUNCT
hassl-3367	97	1	3	3	X
hassl-3367	97	2	.	.	X
hassl-3367	97	3	interest	interest	NOUN
hassl-3367	97	4	plus	plus	CCONJ
hassl-3367	97	5	principles	principle	NOUN
hassl-3367	97	6	:	:	PUNCT
hassl-3367	97	7	you	you	PRON
hassl-3367	97	8	have	have	VERB
hassl-3367	97	9	idr10,000,000	idr10,000,000	PROPN
hassl-3367	97	10	and	and	CCONJ
hassl-3367	97	11	you	you	PRON
hassl-3367	97	12	place	place	VERB
hassl-3367	97	13	it	it	PRON
hassl-3367	97	14	in	in	ADP
hassl-3367	97	15	a	a	DET
hassl-3367	97	16	time	time	NOUN
hassl-3367	97	17	deposit	deposit	NOUN
hassl-3367	97	18	in	in	ADP
hassl-3367	97	19	a	a	DET
hassl-3367	97	20	commercial	commercial	ADJ
hassl-3367	97	21	bank	bank	NOUN
hassl-3367	97	22	with	with	ADP
hassl-3367	97	23	no	no	DET
hassl-3367	97	24	charge	charge	NOUN
hassl-3367	97	25	.	.	PUNCT
hassl-3367	98	1	the	the	DET
hassl-3367	98	2	bank	bank	NOUN
hassl-3367	98	3	annually	annually	ADV
hassl-3367	98	4	rewards	reward	VERB
hassl-3367	98	5	you	you	PRON
hassl-3367	98	6	with	with	ADP
hassl-3367	98	7	a	a	DET
hassl-3367	98	8	3	3	NUM
hassl-3367	98	9	%	%	NOUN
hassl-3367	98	10	interest	interest	NOUN
hassl-3367	98	11	rate	rate	NOUN
hassl-3367	98	12	.	.	PUNCT
hassl-3367	99	1	how	how	SCONJ
hassl-3367	99	2	much	much	ADJ
hassl-3367	99	3	do	do	AUX
hassl-3367	99	4	you	you	PRON
hassl-3367	99	5	receive	receive	VERB
hassl-3367	99	6	after	after	ADP
hassl-3367	99	7	one	one	NUM
hassl-3367	99	8	year	year	NOUN
hassl-3367	99	9	?	?	PUNCT
hassl-3367	100	1	in	in	ADP
hassl-3367	100	2	this	this	DET
hassl-3367	100	3	case	case	NOUN
hassl-3367	100	4	,	,	PUNCT
hassl-3367	100	5	the	the	DET
hassl-3367	100	6	students	student	NOUN
hassl-3367	100	7	are	be	AUX
hassl-3367	100	8	expected	expect	VERB
hassl-3367	100	9	to	to	PART
hassl-3367	100	10	calculate	calculate	VERB
hassl-3367	100	11	the	the	DET
hassl-3367	100	12	correct	correct	ADJ
hassl-3367	100	13	answer	answer	NOUN
hassl-3367	100	14	.	.	PUNCT
hassl-3367	101	1	4	4	X
hassl-3367	101	2	.	.	X
hassl-3367	101	3	compound	compound	NOUN
hassl-3367	101	4	interest	interest	NOUN
hassl-3367	101	5	:	:	PUNCT
hassl-3367	101	6	referring	refer	VERB
hassl-3367	101	7	to	to	ADP
hassl-3367	101	8	the	the	DET
hassl-3367	101	9	third	third	ADJ
hassl-3367	101	10	question	question	NOUN
hassl-3367	101	11	,	,	PUNCT
hassl-3367	101	12	how	how	SCONJ
hassl-3367	101	13	much	much	ADJ
hassl-3367	101	14	money	money	NOUN
hassl-3367	101	15	do	do	AUX
hassl-3367	101	16	you	you	PRON
hassl-3367	101	17	get	get	VERB
hassl-3367	101	18	if	if	SCONJ
hassl-3367	101	19	you	you	PRON
hassl-3367	101	20	place	place	VERB
hassl-3367	101	21	money	money	NOUN
hassl-3367	101	22	after	after	ADP
hassl-3367	101	23	five	five	NUM
hassl-3367	101	24	years	year	NOUN
hassl-3367	101	25	?	?	PUNCT
hassl-3367	102	1	the	the	DET
hassl-3367	102	2	choices	choice	NOUN
hassl-3367	102	3	are	be	AUX
hassl-3367	102	4	(	(	PUNCT
hassl-3367	102	5	a	a	X
hassl-3367	102	6	)	)	PUNCT
hassl-3367	102	7	more	more	ADJ
hassl-3367	102	8	than	than	ADP
hassl-3367	102	9	idr11	idr11	PROPN
hassl-3367	102	10	million	million	NUM
hassl-3367	102	11	,	,	PUNCT
hassl-3367	102	12	(	(	PUNCT
hassl-3367	102	13	b	b	X
hassl-3367	102	14	)	)	PUNCT
hassl-3367	102	15	idr	idr	VERB
hassl-3367	102	16	11	11	NUM
hassl-3367	102	17	million	million	NUM
hassl-3367	102	18	,	,	PUNCT
hassl-3367	102	19	(	(	PUNCT
hassl-3367	102	20	c	c	X
hassl-3367	102	21	)	)	PUNCT
hassl-3367	102	22	less	less	ADJ
hassl-3367	102	23	than	than	ADP
hassl-3367	102	24	idr11	idr11	PROPN
hassl-3367	102	25	million	million	NUM
hassl-3367	102	26	,	,	PUNCT
hassl-3367	102	27	or	or	CCONJ
hassl-3367	102	28	(	(	PUNCT
hassl-3367	102	29	d	d	NOUN
hassl-3367	102	30	)	)	PUNCT
hassl-3367	102	31	impossible	impossible	ADJ
hassl-3367	102	32	to	to	PART
hassl-3367	102	33	say	say	VERB
hassl-3367	102	34	.	.	PUNCT
hassl-3367	103	1	in	in	ADP
hassl-3367	103	2	this	this	DET
hassl-3367	103	3	case	case	NOUN
hassl-3367	103	4	,	,	PUNCT
hassl-3367	103	5	the	the	DET
hassl-3367	103	6	students	student	NOUN
hassl-3367	103	7	are	be	AUX
hassl-3367	103	8	expected	expect	VERB
hassl-3367	103	9	to	to	PART
hassl-3367	103	10	select	select	VERB
hassl-3367	103	11	the	the	DET
hassl-3367	103	12	correct	correct	ADJ
hassl-3367	103	13	answer	answer	NOUN
hassl-3367	103	14	.	.	PUNCT
hassl-3367	104	1	5	5	X
hassl-3367	104	2	.	.	X
hassl-3367	104	3	risk	risk	NOUN
hassl-3367	104	4	and	and	CCONJ
hassl-3367	104	5	return	return	VERB
hassl-3367	104	6	:	:	PUNCT
hassl-3367	104	7	you	you	PRON
hassl-3367	104	8	will	will	AUX
hassl-3367	104	9	get	get	VERB
hassl-3367	104	10	a	a	DET
hassl-3367	104	11	low	low	ADJ
hassl-3367	104	12	return	return	NOUN
hassl-3367	104	13	if	if	SCONJ
hassl-3367	104	14	you	you	PRON
hassl-3367	104	15	place	place	VERB
hassl-3367	104	16	your	your	PRON
hassl-3367	104	17	money	money	NOUN
hassl-3367	104	18	in	in	ADP
hassl-3367	104	19	a	a	DET
hassl-3367	104	20	risky	risky	ADJ
hassl-3367	104	21	investment	investment	NOUN
hassl-3367	104	22	.	.	PUNCT
hassl-3367	105	1	is	be	AUX
hassl-3367	105	2	this	this	DET
hassl-3367	105	3	statement	statement	NOUN
hassl-3367	105	4	correct	correct	ADJ
hassl-3367	105	5	?	?	PUNCT
hassl-3367	106	1	in	in	ADP
hassl-3367	106	2	this	this	DET
hassl-3367	106	3	case	case	NOUN
hassl-3367	106	4	,	,	PUNCT
hassl-3367	106	5	the	the	DET
hassl-3367	106	6	students	student	NOUN
hassl-3367	106	7	are	be	AUX
hassl-3367	106	8	expected	expect	VERB
hassl-3367	106	9	to	to	PART
hassl-3367	106	10	answer	answer	VERB
hassl-3367	106	11	this	this	DET
hassl-3367	106	12	question	question	NOUN
hassl-3367	106	13	directly	directly	ADV
hassl-3367	106	14	.	.	PUNCT
hassl-3367	107	1	6	6	X
hassl-3367	107	2	.	.	X
hassl-3367	108	1	inflation	inflation	NOUN
hassl-3367	108	2	:	:	PUNCT
hassl-3367	108	3	deflation	deflation	NOUN
hassl-3367	108	4	cuts	cut	VERB
hassl-3367	108	5	living	living	NOUN
hassl-3367	108	6	costs	cost	NOUN
hassl-3367	108	7	.	.	PUNCT
hassl-3367	109	1	do	do	AUX
hassl-3367	109	2	you	you	PRON
hassl-3367	109	3	agree	agree	VERB
hassl-3367	109	4	with	with	ADP
hassl-3367	109	5	this	this	DET
hassl-3367	109	6	statement	statement	NOUN
hassl-3367	109	7	?	?	PUNCT
hassl-3367	110	1	in	in	ADP
hassl-3367	110	2	this	this	DET
hassl-3367	110	3	case	case	NOUN
hassl-3367	110	4	,	,	PUNCT
hassl-3367	110	5	the	the	DET
hassl-3367	110	6	students	student	NOUN
hassl-3367	110	7	are	be	AUX
hassl-3367	110	8	expected	expect	VERB
hassl-3367	110	9	to	to	PART
hassl-3367	110	10	answer	answer	VERB
hassl-3367	110	11	this	this	DET
hassl-3367	110	12	question	question	NOUN
hassl-3367	110	13	directly	directly	ADV
hassl-3367	110	14	.	.	PUNCT
hassl-3367	111	1	7	7	X
hassl-3367	111	2	.	.	X
hassl-3367	111	3	diversification	diversification	NOUN
hassl-3367	111	4	:	:	PUNCT
hassl-3367	111	5	buying	buy	VERB
hassl-3367	111	6	stocks	stock	NOUN
hassl-3367	111	7	is	be	AUX
hassl-3367	111	8	the	the	DET
hassl-3367	111	9	best	good	ADJ
hassl-3367	111	10	solution	solution	NOUN
hassl-3367	111	11	to	to	PART
hassl-3367	111	12	reduce	reduce	VERB
hassl-3367	111	13	the	the	DET
hassl-3367	111	14	unique	unique	ADJ
hassl-3367	111	15	risk	risk	NOUN
hassl-3367	111	16	as	as	ADV
hassl-3367	111	17	long	long	ADV
hassl-3367	111	18	as	as	SCONJ
hassl-3367	111	19	a	a	DET
hassl-3367	111	20	positive	positive	ADJ
hassl-3367	111	21	relationship	relationship	NOUN
hassl-3367	111	22	in	in	ADP
hassl-3367	111	23	price	price	NOUN
hassl-3367	111	24	exists	exist	VERB
hassl-3367	111	25	.	.	PUNCT
hassl-3367	112	1	do	do	AUX
hassl-3367	112	2	you	you	PRON
hassl-3367	112	3	agree	agree	VERB
hassl-3367	112	4	with	with	ADP
hassl-3367	112	5	this	this	DET
hassl-3367	112	6	statement	statement	NOUN
hassl-3367	112	7	?	?	PUNCT
hassl-3367	113	1	in	in	ADP
hassl-3367	113	2	this	this	DET
hassl-3367	113	3	case	case	NOUN
hassl-3367	113	4	,	,	PUNCT
hassl-3367	113	5	the	the	DET
hassl-3367	113	6	students	student	NOUN
hassl-3367	113	7	are	be	AUX
hassl-3367	113	8	expected	expect	VERB
hassl-3367	113	9	to	to	PART
hassl-3367	113	10	answer	answer	VERB
hassl-3367	113	11	this	this	DET
hassl-3367	113	12	question	question	NOUN
hassl-3367	113	13	directly	directly	ADV
hassl-3367	113	14	.	.	PUNCT
hassl-3367	114	1	as	as	ADP
hassl-3367	114	2	the	the	DET
hassl-3367	114	3	second	second	ADJ
hassl-3367	114	4	endogenous	endogenous	ADJ
hassl-3367	114	5	variable	variable	NOUN
hassl-3367	114	6	,	,	PUNCT
hassl-3367	114	7	this	this	DET
hassl-3367	114	8	study	study	NOUN
hassl-3367	114	9	utilizes	utilize	VERB
hassl-3367	114	10	money	money	NOUN
hassl-3367	114	11	-	-	PUNCT
hassl-3367	114	12	associated	associate	VERB
hassl-3367	114	13	behavior	behavior	NOUN
hassl-3367	114	14	by	by	ADP
hassl-3367	114	15	combining	combine	VERB
hassl-3367	114	16	the	the	DET
hassl-3367	114	17	items	item	NOUN
hassl-3367	114	18	used	use	VERB
hassl-3367	114	19	by	by	ADP
hassl-3367	114	20	grable	grable	ADJ
hassl-3367	114	21	,	,	PUNCT
hassl-3367	114	22	park	park	NOUN
hassl-3367	114	23	,	,	PUNCT
hassl-3367	114	24	and	and	CCONJ
hassl-3367	114	25	joo	joo	PROPN
hassl-3367	114	26	(	(	PUNCT
hassl-3367	114	27	2009	2009	NUM
hassl-3367	114	28	)	)	PUNCT
hassl-3367	114	29	and	and	CCONJ
hassl-3367	114	30	okamoto	okamoto	PROPN
hassl-3367	114	31	and	and	CCONJ
hassl-3367	114	32	komamura	komamura	X
hassl-3367	114	33	(	(	PUNCT
hassl-3367	114	34	2021	2021	NUM
hassl-3367	114	35	)	)	PUNCT
hassl-3367	114	36	as	as	SCONJ
hassl-3367	114	37	follows	follow	VERB
hassl-3367	114	38	:	:	PUNCT
hassl-3367	114	39	(	(	PUNCT
hassl-3367	114	40	1	1	X
hassl-3367	114	41	)	)	PUNCT
hassl-3367	114	42	before	before	ADP
hassl-3367	114	43	purchasing	purchase	VERB
hassl-3367	114	44	goods	good	NOUN
hassl-3367	114	45	or	or	CCONJ
hassl-3367	114	46	using	use	VERB
hassl-3367	114	47	services	service	NOUN
hassl-3367	114	48	,	,	PUNCT
hassl-3367	114	49	i	i	PRON
hassl-3367	114	50	always	always	ADV
hassl-3367	114	51	check	check	VERB
hassl-3367	114	52	my	my	PRON
hassl-3367	114	53	financial	financial	ADJ
hassl-3367	114	54	capability	capability	NOUN
hassl-3367	114	55	to	to	PART
hassl-3367	114	56	get	get	VERB
hassl-3367	114	57	it	it	PRON
hassl-3367	114	58	(	(	PUNCT
hassl-3367	114	59	mab1	mab1	PROPN
hassl-3367	114	60	)	)	PUNCT
hassl-3367	114	61	.	.	PUNCT
hassl-3367	115	1	(	(	PUNCT
hassl-3367	115	2	2	2	X
hassl-3367	115	3	)	)	PUNCT
hassl-3367	115	4	i	i	PRON
hassl-3367	115	5	always	always	ADV
hassl-3367	115	6	pay	pay	VERB
hassl-3367	115	7	bills	bill	NOUN
hassl-3367	115	8	punctually	punctually	ADV
hassl-3367	115	9	(	(	PUNCT
hassl-3367	115	10	mab2	mab2	NOUN
hassl-3367	115	11	)	)	PUNCT
hassl-3367	115	12	.	.	PUNCT
hassl-3367	116	1	(	(	PUNCT
hassl-3367	116	2	3	3	X
hassl-3367	116	3	)	)	PUNCT
hassl-3367	116	4	i	i	PRON
hassl-3367	116	5	have	have	VERB
hassl-3367	116	6	long	long	ADJ
hassl-3367	116	7	-	-	PUNCT
hassl-3367	116	8	term	term	NOUN
hassl-3367	116	9	financial	financial	ADJ
hassl-3367	116	10	goals	goal	NOUN
hassl-3367	116	11	and	and	CCONJ
hassl-3367	116	12	attempt	attempt	VERB
hassl-3367	116	13	to	to	PART
hassl-3367	116	14	attain	attain	VERB
hassl-3367	116	15	them	they	PRON
hassl-3367	116	16	(	(	PUNCT
hassl-3367	116	17	mab3	mab3	PROPN
hassl-3367	116	18	)	)	PUNCT
hassl-3367	116	19	.	.	PUNCT
hassl-3367	117	1	(	(	PUNCT
hassl-3367	117	2	4	4	X
hassl-3367	117	3	)	)	PUNCT
hassl-3367	117	4	i	i	PRON
hassl-3367	117	5	pay	pay	VERB
hassl-3367	117	6	close	close	ADJ
hassl-3367	117	7	attention	attention	NOUN
hassl-3367	117	8	to	to	ADP
hassl-3367	117	9	my	my	PRON
hassl-3367	117	10	financial	financial	ADJ
hassl-3367	117	11	matters	matter	NOUN
hassl-3367	117	12	(	(	PUNCT
hassl-3367	117	13	mab4	mab4	PROPN
hassl-3367	117	14	)	)	PUNCT
hassl-3367	117	15	.	.	PUNCT
hassl-3367	118	1	(	(	PUNCT
hassl-3367	118	2	5	5	X
hassl-3367	118	3	)	)	PUNCT
hassl-3367	118	4	i	i	PRON
hassl-3367	118	5	can	can	AUX
hassl-3367	118	6	save	save	VERB
hassl-3367	118	7	money	money	NOUN
hassl-3367	118	8	in	in	ADP
hassl-3367	118	9	a	a	DET
hassl-3367	118	10	bank	bank	NOUN
hassl-3367	118	11	account	account	NOUN
hassl-3367	118	12	(	(	PUNCT
hassl-3367	118	13	mab5	mab5	NOUN
hassl-3367	118	14	)	)	PUNCT
hassl-3367	118	15	.	.	PUNCT
hassl-3367	119	1	moreover	moreover	ADV
hassl-3367	119	2	,	,	PUNCT
hassl-3367	119	3	to	to	PART
hassl-3367	119	4	measure	measure	VERB
hassl-3367	119	5	gender	gender	NOUN
hassl-3367	119	6	as	as	ADP
hassl-3367	119	7	the	the	DET
hassl-3367	119	8	exogenous	exogenous	ADJ
hassl-3367	119	9	variable	variable	NOUN
hassl-3367	119	10	,	,	PUNCT
hassl-3367	119	11	this	this	DET
hassl-3367	119	12	study	study	NOUN
hassl-3367	119	13	utilizes	utilize	VERB
hassl-3367	119	14	the	the	DET
hassl-3367	119	15	dummy	dummy	ADJ
hassl-3367	119	16	variable	variable	NOUN
hassl-3367	119	17	symbolized	symbolize	VERB
hassl-3367	119	18	by	by	ADP
hassl-3367	119	19	dmale	dmale	NOUN
hassl-3367	119	20	.	.	PUNCT
hassl-3367	120	1	furthermore	furthermore	ADV
hassl-3367	120	2	,	,	PUNCT
hassl-3367	120	3	the	the	DET
hassl-3367	120	4	male	male	ADJ
hassl-3367	120	5	students	student	NOUN
hassl-3367	120	6	act	act	VERB
hassl-3367	120	7	as	as	ADP
hassl-3367	120	8	a	a	DET
hassl-3367	120	9	reference	reference	NOUN
hassl-3367	120	10	category	category	NOUN
hassl-3367	120	11	coded	code	VERB
hassl-3367	120	12	by	by	ADP
hassl-3367	120	13	one	one	NUM
hassl-3367	120	14	,	,	PUNCT
hassl-3367	120	15	and	and	CCONJ
hassl-3367	120	16	the	the	DET
hassl-3367	120	17	null	null	NOUN
hassl-3367	120	18	is	be	AUX
hassl-3367	120	19	for	for	ADP
hassl-3367	120	20	females	female	NOUN
hassl-3367	120	21	,	,	PUNCT
hassl-3367	120	22	acting	act	VERB
hassl-3367	120	23	as	as	ADP
hassl-3367	120	24	the	the	DET
hassl-3367	120	25	base	base	NOUN
hassl-3367	120	26	category	category	NOUN
hassl-3367	120	27	.	.	PUNCT
hassl-3367	121	1	3.2	3.2	NUM
hassl-3367	121	2	.	.	PUNCT
hassl-3367	122	1	sample	sample	NOUN
hassl-3367	122	2	selection	selection	NOUN
hassl-3367	122	3	active	active	ADJ
hassl-3367	122	4	students	student	NOUN
hassl-3367	122	5	in	in	ADP
hassl-3367	122	6	universities	university	NOUN
hassl-3367	122	7	in	in	ADP
hassl-3367	122	8	jakarta	jakarta	PROPN
hassl-3367	122	9	are	be	AUX
hassl-3367	122	10	the	the	DET
hassl-3367	122	11	population	population	NOUN
hassl-3367	122	12	used	use	VERB
hassl-3367	122	13	in	in	ADP
hassl-3367	122	14	this	this	DET
hassl-3367	122	15	study	study	NOUN
hassl-3367	122	16	.	.	PUNCT
hassl-3367	123	1	because	because	SCONJ
hassl-3367	123	2	of	of	ADP
hassl-3367	123	3	the	the	DET
hassl-3367	123	4	covid-19	covid-19	PROPN
hassl-3367	123	5	pandemic	pandemic	NOUN
hassl-3367	123	6	in	in	ADP
hassl-3367	123	7	indonesia	indonesia	PROPN
hassl-3367	123	8	,	,	PUNCT
hassl-3367	123	9	it	it	PRON
hassl-3367	123	10	was	be	AUX
hassl-3367	123	11	impossible	impossible	ADJ
hassl-3367	123	12	to	to	PART
hassl-3367	123	13	use	use	VERB
hassl-3367	123	14	the	the	DET
hassl-3367	123	15	random	random	ADJ
hassl-3367	123	16	sampling	sampling	NOUN
hassl-3367	123	17	technique	technique	NOUN
hassl-3367	123	18	.	.	PUNCT
hassl-3367	124	1	instead	instead	ADV
hassl-3367	124	2	,	,	PUNCT
hassl-3367	124	3	the	the	DET
hassl-3367	124	4	snowball	snowball	ADJ
hassl-3367	124	5	sampling	sampling	NOUN
hassl-3367	124	6	technique	technique	NOUN
hassl-3367	124	7	was	be	AUX
hassl-3367	124	8	applied	apply	VERB
hassl-3367	124	9	to	to	PART
hassl-3367	124	10	select	select	VERB
hassl-3367	124	11	the	the	DET
hassl-3367	124	12	sample	sample	NOUN
hassl-3367	124	13	based	base	VERB
hassl-3367	124	14	on	on	ADP
hassl-3367	124	15	the	the	DET
hassl-3367	124	16	limited	limited	ADJ
hassl-3367	124	17	information	information	NOUN
hassl-3367	124	18	of	of	ADP
hassl-3367	124	19	the	the	DET
hassl-3367	124	20	students	student	NOUN
hassl-3367	124	21	,	,	PUNCT
hassl-3367	124	22	as	as	ADP
hassl-3367	124	23	per	per	ADP
hassl-3367	124	24	pandjaitan	pandjaitan	PROPN
hassl-3367	124	25	,	,	PUNCT
hassl-3367	124	26	mahrinasari	mahrinasari	ADJ
hassl-3367	124	27	,	,	PUNCT
hassl-3367	124	28	and	and	CCONJ
hassl-3367	124	29	bramsah	bramsah	NOUN
hassl-3367	124	30	(	(	PUNCT
hassl-3367	124	31	2021	2021	NUM
hassl-3367	124	32	)	)	PUNCT
hassl-3367	124	33	.	.	PUNCT
hassl-3367	125	1	a	a	DET
hassl-3367	125	2	total	total	NOUN
hassl-3367	125	3	of	of	ADP
hassl-3367	125	4	100	100	NUM
hassl-3367	125	5	students	student	NOUN
hassl-3367	125	6	were	be	AUX
hassl-3367	125	7	selected	select	VERB
hassl-3367	125	8	to	to	PART
hassl-3367	125	9	be	be	AUX
hassl-3367	125	10	the	the	DET
hassl-3367	125	11	respondents	respondent	NOUN
hassl-3367	125	12	.	.	PUNCT
hassl-3367	126	1	3.3	3.3	NUM
hassl-3367	126	2	.	.	PUNCT
hassl-3367	127	1	data	datum	NOUN
hassl-3367	127	2	collection	collection	NOUN
hassl-3367	127	3	method	method	NOUN
hassl-3367	127	4	the	the	DET
hassl-3367	127	5	students	student	NOUN
hassl-3367	127	6	'	'	PART
hassl-3367	127	7	answers	answer	NOUN
hassl-3367	127	8	were	be	AUX
hassl-3367	127	9	collected	collect	VERB
hassl-3367	127	10	through	through	ADP
hassl-3367	127	11	a	a	DET
hassl-3367	127	12	survey	survey	NOUN
hassl-3367	127	13	.	.	PUNCT
hassl-3367	128	1	according	accord	VERB
hassl-3367	128	2	to	to	ADP
hassl-3367	128	3	hartono	hartono	NOUN
hassl-3367	128	4	(	(	PUNCT
hassl-3367	128	5	2012	2012	NUM
hassl-3367	128	6	)	)	PUNCT
hassl-3367	128	7	,	,	PUNCT
hassl-3367	128	8	a	a	DET
hassl-3367	128	9	survey	survey	NOUN
hassl-3367	128	10	is	be	AUX
hassl-3367	128	11	a	a	DET
hassl-3367	128	12	distributed	distribute	VERB
hassl-3367	128	13	questionnaire	questionnaire	NOUN
hassl-3367	128	14	containing	contain	VERB
hassl-3367	128	15	the	the	DET
hassl-3367	128	16	items	item	NOUN
hassl-3367	128	17	described	describe	VERB
hassl-3367	128	18	in	in	ADP
hassl-3367	128	19	the	the	DET
hassl-3367	128	20	variable	variable	ADJ
hassl-3367	128	21	definition	definition	NOUN
hassl-3367	128	22	.	.	PUNCT
hassl-3367	129	1	this	this	DET
hassl-3367	129	2	survey	survey	NOUN
hassl-3367	129	3	employs	employ	VERB
hassl-3367	129	4	a	a	DET
hassl-3367	129	5	five	five	NUM
hassl-3367	129	6	-	-	PUNCT
hassl-3367	129	7	point	point	NOUN
hassl-3367	129	8	likert	likert	ADJ
hassl-3367	129	9	scale	scale	NOUN
hassl-3367	129	10	to	to	PART
hassl-3367	129	11	show	show	VERB
hassl-3367	129	12	disagreement	disagreement	NOUN
hassl-3367	129	13	or	or	CCONJ
hassl-3367	129	14	agreement	agreement	NOUN
hassl-3367	129	15	with	with	ADP
hassl-3367	129	16	statements	statement	NOUN
hassl-3367	129	17	on	on	ADP
hassl-3367	129	18	money	money	NOUN
hassl-3367	129	19	-	-	PUNCT
hassl-3367	129	20	associated	associate	VERB
hassl-3367	129	21	behavior	behavior	NOUN
hassl-3367	129	22	.	.	PUNCT
hassl-3367	130	1	3.4	3.4	NUM
hassl-3367	130	2	.	.	PUNCT
hassl-3367	131	1	the	the	DET
hassl-3367	131	2	examination	examination	NOUN
hassl-3367	131	3	of	of	ADP
hassl-3367	131	4	validity	validity	NOUN
hassl-3367	131	5	and	and	CCONJ
hassl-3367	131	6	reliability	reliability	NOUN
hassl-3367	131	7	the	the	DET
hassl-3367	131	8	validity	validity	NOUN
hassl-3367	131	9	of	of	ADP
hassl-3367	131	10	the	the	DET
hassl-3367	131	11	respondents	respondent	NOUN
hassl-3367	131	12	’	'	PUNCT
hassl-3367	131	13	answers	answer	NOUN
hassl-3367	131	14	needs	need	VERB
hassl-3367	131	15	to	to	PART
hassl-3367	131	16	be	be	AUX
hassl-3367	131	17	verified	verify	VERB
hassl-3367	131	18	,	,	PUNCT
hassl-3367	131	19	and	and	CCONJ
hassl-3367	131	20	this	this	PRON
hassl-3367	131	21	is	be	AUX
hassl-3367	131	22	carried	carry	VERB
hassl-3367	131	23	out	out	ADP
hassl-3367	131	24	using	use	VERB
hassl-3367	131	25	confirmatory	confirmatory	ADJ
hassl-3367	131	26	factor	factor	NOUN
hassl-3367	131	27	analysis	analysis	NOUN
hassl-3367	131	28	based	base	VERB
hassl-3367	131	29	on	on	ADP
hassl-3367	131	30	the	the	DET
hassl-3367	131	31	loading	loading	NOUN
hassl-3367	131	32	factor	factor	NOUN
hassl-3367	131	33	(	(	PUNCT
hassl-3367	131	34	lf	lf	NOUN
hassl-3367	131	35	)	)	PUNCT
hassl-3367	131	36	and	and	CCONJ
hassl-3367	131	37	average	average	ADJ
hassl-3367	131	38	variance	variance	NOUN
hassl-3367	131	39	extracted	extract	VERB
hassl-3367	131	40	(	(	PUNCT
hassl-3367	131	41	ave	ave	NOUN
hassl-3367	131	42	)	)	PUNCT
hassl-3367	131	43	rule	rule	NOUN
hassl-3367	131	44	.	.	PUNCT
hassl-3367	132	1	if	if	SCONJ
hassl-3367	132	2	the	the	DET
hassl-3367	132	3	lf	lf	NOUN
hassl-3367	132	4	is	be	AUX
hassl-3367	132	5	lower	low	ADJ
hassl-3367	132	6	than	than	ADP
hassl-3367	132	7	0.5	0.5	NUM
hassl-3367	132	8	,	,	PUNCT
hassl-3367	132	9	the	the	DET
hassl-3367	132	10	answer	answer	NOUN
hassl-3367	132	11	is	be	AUX
hassl-3367	132	12	invalid	invalid	ADJ
hassl-3367	132	13	and	and	CCONJ
hassl-3367	132	14	the	the	DET
hassl-3367	132	15	related	related	ADJ
hassl-3367	132	16	indicator	indicator	NOUN
hassl-3367	132	17	must	must	AUX
hassl-3367	132	18	be	be	AUX
hassl-3367	132	19	removed	remove	VERB
hassl-3367	132	20	.	.	PUNCT
hassl-3367	133	1	conversely	conversely	ADV
hassl-3367	133	2	,	,	PUNCT
hassl-3367	133	3	the	the	DET
hassl-3367	133	4	answer	answer	NOUN
hassl-3367	133	5	is	be	AUX
hassl-3367	133	6	valid	valid	ADJ
hassl-3367	133	7	for	for	ADP
hassl-3367	133	8	lf	lf	ADP
hassl-3367	133	9	scores	score	NOUN
hassl-3367	133	10	above	above	ADP
hassl-3367	133	11	0.5	0.5	NUM
hassl-3367	133	12	.	.	PUNCT
hassl-3367	134	1	the	the	DET
hassl-3367	134	2	ave	ave	PROPN
hassl-3367	134	3	value	value	NOUN
hassl-3367	134	4	should	should	AUX
hassl-3367	134	5	be	be	AUX
hassl-3367	134	6	above	above	ADP
hassl-3367	134	7	0.5	0.5	NUM
hassl-3367	134	8	to	to	PART
hassl-3367	134	9	achieve	achieve	VERB
hassl-3367	134	10	validity	validity	NOUN
hassl-3367	134	11	testing	testing	NOUN
hassl-3367	134	12	(	(	PUNCT
hassl-3367	134	13	sholihin	sholihin	PROPN
hassl-3367	134	14	&	&	CCONJ
hassl-3367	134	15	ratmono	ratmono	PROPN
hassl-3367	134	16	,	,	PUNCT
hassl-3367	134	17	2020	2020	NUM
hassl-3367	134	18	)	)	PUNCT
hassl-3367	134	19	.	.	PUNCT
hassl-3367	135	1	humanities	humanity	NOUN
hassl-3367	135	2	and	and	CCONJ
hassl-3367	135	3	social	social	ADJ
hassl-3367	135	4	sciences	science	NOUN
hassl-3367	135	5	letters	letter	NOUN
hassl-3367	135	6	,	,	PUNCT
hassl-3367	135	7	2023	2023	NUM
hassl-3367	135	8	,	,	PUNCT
hassl-3367	135	9	11(2	11(2	NUM
hassl-3367	135	10	):	):	PUNCT
hassl-3367	135	11	203	203	NUM
hassl-3367	135	12	-	-	SYM
hassl-3367	135	13	212	212	NUM
hassl-3367	135	14	207	207	NUM
hassl-3367	135	15	©	©	PROPN
hassl-3367	135	16	2023	2023	NUM
hassl-3367	135	17	conscientia	conscientia	PROPN
hassl-3367	135	18	beam	beam	PROPN
hassl-3367	135	19	.	.	PUNCT
hassl-3367	136	1	all	all	DET
hassl-3367	136	2	rights	right	NOUN
hassl-3367	136	3	reserved	reserve	VERB
hassl-3367	136	4	.	.	PUNCT
hassl-3367	137	1	moreover	moreover	ADV
hassl-3367	137	2	,	,	PUNCT
hassl-3367	137	3	for	for	ADP
hassl-3367	137	4	reliability	reliability	NOUN
hassl-3367	137	5	testing	testing	NOUN
hassl-3367	137	6	,	,	PUNCT
hassl-3367	137	7	this	this	DET
hassl-3367	137	8	study	study	NOUN
hassl-3367	137	9	employs	employ	VERB
hassl-3367	137	10	cronbach	cronbach	NOUN
hassl-3367	137	11	’s	’s	PART
hassl-3367	137	12	alpha	alpha	NOUN
hassl-3367	137	13	and	and	CCONJ
hassl-3367	137	14	composite	composite	ADJ
hassl-3367	137	15	reliability	reliability	NOUN
hassl-3367	137	16	coefficients	coefficient	NOUN
hassl-3367	137	17	based	base	VERB
hassl-3367	137	18	on	on	ADP
hassl-3367	137	19	valid	valid	ADJ
hassl-3367	137	20	items	item	NOUN
hassl-3367	137	21	with	with	ADP
hassl-3367	137	22	a	a	DET
hassl-3367	137	23	cut	cut	VERB
hassl-3367	137	24	-	-	PUNCT
hassl-3367	137	25	off	off	ADP
hassl-3367	137	26	point	point	NOUN
hassl-3367	137	27	of	of	ADP
hassl-3367	137	28	0.7	0.7	NUM
hassl-3367	137	29	.	.	PUNCT
hassl-3367	138	1	coefficients	coefficient	NOUN
hassl-3367	138	2	higher	high	ADJ
hassl-3367	138	3	than	than	ADP
hassl-3367	138	4	0.7	0.7	NUM
hassl-3367	138	5	are	be	AUX
hassl-3367	138	6	reliable	reliable	ADJ
hassl-3367	138	7	,	,	PUNCT
hassl-3367	138	8	and	and	CCONJ
hassl-3367	138	9	vice	vice	ADV
hassl-3367	138	10	versa	versa	ADV
hassl-3367	138	11	(	(	PUNCT
hassl-3367	138	12	sholihin	sholihin	PROPN
hassl-3367	138	13	&	&	CCONJ
hassl-3367	138	14	ratmono	ratmono	PROPN
hassl-3367	138	15	,	,	PUNCT
hassl-3367	138	16	2020	2020	NUM
hassl-3367	138	17	)	)	PUNCT
hassl-3367	138	18	.	.	PUNCT
hassl-3367	139	1	3.5	3.5	NUM
hassl-3367	139	2	.	.	PUNCT
hassl-3367	140	1	data	datum	NOUN
hassl-3367	140	2	analysis	analysis	NOUN
hassl-3367	140	3	method	method	NOUN
hassl-3367	140	4	utilizing	utilize	VERB
hassl-3367	140	5	100	100	NUM
hassl-3367	140	6	students	student	NOUN
hassl-3367	140	7	as	as	ADP
hassl-3367	140	8	the	the	DET
hassl-3367	140	9	sample	sample	NOUN
hassl-3367	140	10	,	,	PUNCT
hassl-3367	140	11	with	with	ADP
hassl-3367	140	12	the	the	DET
hassl-3367	140	13	unobservable	unobservable	ADJ
hassl-3367	140	14	and	and	CCONJ
hassl-3367	140	15	observable	observable	ADJ
hassl-3367	140	16	variables	variable	NOUN
hassl-3367	140	17	,	,	PUNCT
hassl-3367	140	18	requires	require	VERB
hassl-3367	140	19	the	the	DET
hassl-3367	140	20	structural	structural	ADJ
hassl-3367	140	21	equation	equation	NOUN
hassl-3367	140	22	model	model	NOUN
hassl-3367	140	23	based	base	VERB
hassl-3367	140	24	on	on	ADP
hassl-3367	140	25	variance	variance	NOUN
hassl-3367	140	26	(	(	PUNCT
hassl-3367	140	27	ghozali	ghozali	ADJ
hassl-3367	140	28	,	,	PUNCT
hassl-3367	140	29	2021	2021	NUM
hassl-3367	140	30	)	)	PUNCT
hassl-3367	140	31	.	.	PUNCT
hassl-3367	141	1	the	the	DET
hassl-3367	141	2	model	model	NOUN
hassl-3367	141	3	is	be	AUX
hassl-3367	141	4	obtainable	obtainable	ADJ
hassl-3367	141	5	through	through	ADP
hassl-3367	141	6	equations	equation	NOUN
hassl-3367	141	7	1	1	NUM
hassl-3367	141	8	and	and	CCONJ
hassl-3367	141	9	2	2	NUM
hassl-3367	141	10	.	.	X
hassl-3367	141	11	𝑀𝐴𝐵	𝑀𝐴𝐵	PROPN
hassl-3367	141	12	=	=	PUNCT
hassl-3367	141	13	𝛾1𝐷𝑀𝐴𝐿𝐸	𝛾1𝐷𝑀𝐴𝐿𝐸	NOUN
hassl-3367	141	14	+	+	CCONJ
hassl-3367	141	15	𝛽1.𝐹𝐿	𝛽1.𝐹𝐿	PROPN
hassl-3367	141	16	+	+	CCONJ
hassl-3367	141	17	𝜁1	𝜁1	PROPN
hassl-3367	141	18	(	(	PUNCT
hassl-3367	141	19	1	1	NUM
hassl-3367	141	20	)	)	PUNCT
hassl-3367	141	21	𝐹𝐿	𝐹𝐿	PROPN
hassl-3367	141	22	=	=	SYM
hassl-3367	141	23	𝛾2𝐷𝑀𝐴𝐿𝐸	𝛾2𝐷𝑀𝐴𝐿𝐸	PROPN
hassl-3367	141	24	+	+	CCONJ
hassl-3367	141	25	𝜁2	𝜁2	NOUN
hassl-3367	141	26	(	(	PUNCT
hassl-3367	141	27	2	2	NUM
hassl-3367	141	28	)	)	PUNCT
hassl-3367	141	29	where	where	SCONJ
hassl-3367	141	30	:	:	PUNCT
hassl-3367	141	31	β1	β1	NOUN
hassl-3367	141	32	,	,	PUNCT
hassl-3367	141	33	γ1	γ1	NOUN
hassl-3367	141	34	,	,	PUNCT
hassl-3367	141	35	and	and	CCONJ
hassl-3367	141	36	γ2	γ2	PROPN
hassl-3367	141	37	are	be	AUX
hassl-3367	141	38	the	the	DET
hassl-3367	141	39	path	path	NOUN
hassl-3367	141	40	coefficients	coefficient	NOUN
hassl-3367	141	41	with	with	ADP
hassl-3367	141	42	standard	standard	ADJ
hassl-3367	141	43	errors	error	NOUN
hassl-3367	141	44	one	one	NUM
hassl-3367	141	45	(	(	PUNCT
hassl-3367	141	46	se1	se1	PROPN
hassl-3367	141	47	)	)	PUNCT
hassl-3367	141	48	,	,	PUNCT
hassl-3367	141	49	three	three	NUM
hassl-3367	141	50	(	(	PUNCT
hassl-3367	141	51	se3	se3	PROPN
hassl-3367	141	52	)	)	PUNCT
hassl-3367	141	53	,	,	PUNCT
hassl-3367	141	54	and	and	CCONJ
hassl-3367	141	55	two	two	NUM
hassl-3367	141	56	(	(	PUNCT
hassl-3367	141	57	se2	se2	NOUN
hassl-3367	141	58	)	)	PUNCT
hassl-3367	141	59	.	.	PUNCT
hassl-3367	142	1	in	in	ADP
hassl-3367	142	2	the	the	DET
hassl-3367	142	3	variance	variance	NOUN
hassl-3367	142	4	-	-	PUNCT
hassl-3367	142	5	based	base	VERB
hassl-3367	142	6	structural	structural	ADJ
hassl-3367	142	7	equation	equation	NOUN
hassl-3367	142	8	,	,	PUNCT
hassl-3367	142	9	r	r	NOUN
hassl-3367	142	10	-	-	PUNCT
hassl-3367	142	11	squared	square	VERB
hassl-3367	142	12	,	,	PUNCT
hassl-3367	142	13	the	the	DET
hassl-3367	142	14	effect	effect	NOUN
hassl-3367	142	15	size	size	NOUN
hassl-3367	142	16	(	(	PUNCT
hassl-3367	142	17	f2	f2	PROPN
hassl-3367	142	18	)	)	PUNCT
hassl-3367	142	19	,	,	PUNCT
hassl-3367	142	20	and	and	CCONJ
hassl-3367	142	21	q	q	X
hassl-3367	142	22	-	-	PUNCT
hassl-3367	142	23	squared	square	VERB
hassl-3367	142	24	are	be	AUX
hassl-3367	142	25	tools	tool	NOUN
hassl-3367	142	26	used	use	VERB
hassl-3367	142	27	to	to	PART
hassl-3367	142	28	assess	assess	VERB
hassl-3367	142	29	the	the	DET
hassl-3367	142	30	inner	inner	ADJ
hassl-3367	142	31	model	model	NOUN
hassl-3367	142	32	(	(	PUNCT
hassl-3367	142	33	ghozali	ghozali	PROPN
hassl-3367	142	34	,	,	PUNCT
hassl-3367	142	35	2021	2021	NUM
hassl-3367	142	36	)	)	PUNCT
hassl-3367	142	37	.	.	PUNCT
hassl-3367	143	1	a.	a.	NOUN
hassl-3367	144	1	this	this	DET
hassl-3367	144	2	study	study	NOUN
hassl-3367	144	3	utilizes	utilize	VERB
hassl-3367	144	4	r	r	NOUN
hassl-3367	144	5	-	-	PUNCT
hassl-3367	144	6	squared	square	VERB
hassl-3367	144	7	to	to	PART
hassl-3367	144	8	recognize	recognize	VERB
hassl-3367	144	9	the	the	DET
hassl-3367	144	10	determinant	determinant	ADJ
hassl-3367	144	11	contribution	contribution	NOUN
hassl-3367	144	12	to	to	ADP
hassl-3367	144	13	the	the	DET
hassl-3367	144	14	explained	explain	VERB
hassl-3367	144	15	variable	variable	NOUN
hassl-3367	144	16	.	.	PUNCT
hassl-3367	145	1	the	the	DET
hassl-3367	145	2	cut	cut	VERB
hassl-3367	145	3	-	-	PUNCT
hassl-3367	145	4	off	off	ADP
hassl-3367	145	5	points	point	NOUN
hassl-3367	145	6	are	be	AUX
hassl-3367	145	7	0.67	0.67	NUM
hassl-3367	145	8	,	,	PUNCT
hassl-3367	145	9	0.33	0.33	NUM
hassl-3367	145	10	and	and	CCONJ
hassl-3367	145	11	0.19	0.19	NUM
hassl-3367	145	12	to	to	PART
hassl-3367	145	13	describe	describe	VERB
hassl-3367	145	14	the	the	DET
hassl-3367	145	15	involvement	involvement	NOUN
hassl-3367	145	16	as	as	ADP
hassl-3367	145	17	major	major	ADJ
hassl-3367	145	18	,	,	PUNCT
hassl-3367	145	19	average	average	ADJ
hassl-3367	145	20	and	and	CCONJ
hassl-3367	145	21	minor	minor	ADJ
hassl-3367	145	22	,	,	PUNCT
hassl-3367	145	23	respectively	respectively	ADV
hassl-3367	145	24	.	.	PUNCT
hassl-3367	146	1	b.	b.	PROPN
hassl-3367	146	2	effect	effect	NOUN
hassl-3367	146	3	size	size	NOUN
hassl-3367	146	4	(	(	PUNCT
hassl-3367	146	5	f2	f2	PROPN
hassl-3367	146	6	)	)	PUNCT
hassl-3367	146	7	is	be	AUX
hassl-3367	146	8	employed	employ	VERB
hassl-3367	146	9	to	to	PART
hassl-3367	146	10	determine	determine	VERB
hassl-3367	146	11	the	the	DET
hassl-3367	146	12	partial	partial	ADJ
hassl-3367	146	13	contribution	contribution	NOUN
hassl-3367	146	14	of	of	ADP
hassl-3367	146	15	the	the	DET
hassl-3367	146	16	explanatory	explanatory	ADJ
hassl-3367	146	17	variables	variable	NOUN
hassl-3367	146	18	to	to	ADP
hassl-3367	146	19	the	the	DET
hassl-3367	146	20	explained	explain	VERB
hassl-3367	146	21	variable	variable	NOUN
hassl-3367	146	22	.	.	PUNCT
hassl-3367	147	1	the	the	DET
hassl-3367	147	2	cut	cut	VERB
hassl-3367	147	3	-	-	PUNCT
hassl-3367	147	4	off	off	ADP
hassl-3367	147	5	values	value	NOUN
hassl-3367	147	6	are	be	AUX
hassl-3367	147	7	0.02	0.02	NUM
hassl-3367	147	8	,	,	PUNCT
hassl-3367	147	9	0.15	0.15	NUM
hassl-3367	147	10	and	and	CCONJ
hassl-3367	147	11	0.35	0.35	NUM
hassl-3367	147	12	,	,	PUNCT
hassl-3367	147	13	which	which	PRON
hassl-3367	147	14	indicate	indicate	VERB
hassl-3367	147	15	if	if	SCONJ
hassl-3367	147	16	the	the	DET
hassl-3367	147	17	influence	influence	NOUN
hassl-3367	147	18	is	be	AUX
hassl-3367	147	19	small	small	ADJ
hassl-3367	147	20	,	,	PUNCT
hassl-3367	147	21	average	average	ADJ
hassl-3367	147	22	,	,	PUNCT
hassl-3367	147	23	and	and	CCONJ
hassl-3367	147	24	large	large	ADJ
hassl-3367	147	25	,	,	PUNCT
hassl-3367	147	26	respectively	respectively	ADV
hassl-3367	147	27	.	.	PUNCT
hassl-3367	148	1	c.	c.	PROPN
hassl-3367	148	2	q	q	PROPN
hassl-3367	148	3	-	-	PUNCT
hassl-3367	148	4	squared	square	VERB
hassl-3367	148	5	is	be	AUX
hassl-3367	148	6	utilized	utilize	VERB
hassl-3367	148	7	to	to	PART
hassl-3367	148	8	determine	determine	VERB
hassl-3367	148	9	the	the	DET
hassl-3367	148	10	prediction	prediction	NOUN
hassl-3367	148	11	power	power	NOUN
hassl-3367	148	12	.	.	PUNCT
hassl-3367	149	1	if	if	SCONJ
hassl-3367	149	2	this	this	DET
hassl-3367	149	3	value	value	NOUN
hassl-3367	149	4	is	be	AUX
hassl-3367	149	5	above	above	ADP
hassl-3367	149	6	0	0	NUM
hassl-3367	149	7	,	,	PUNCT
hassl-3367	149	8	the	the	DET
hassl-3367	149	9	model	model	NOUN
hassl-3367	149	10	is	be	AUX
hassl-3367	149	11	relevant	relevant	ADJ
hassl-3367	149	12	to	to	PART
hassl-3367	149	13	predict	predict	VERB
hassl-3367	149	14	.	.	PUNCT
hassl-3367	150	1	additionally	additionally	ADV
hassl-3367	150	2	,	,	PUNCT
hassl-3367	150	3	this	this	DET
hassl-3367	150	4	study	study	NOUN
hassl-3367	150	5	tests	test	VERB
hassl-3367	150	6	the	the	DET
hassl-3367	150	7	path	path	NOUN
hassl-3367	150	8	coefficients	coefficient	NOUN
hassl-3367	150	9	(	(	PUNCT
hassl-3367	150	10	γ	γ	X
hassl-3367	150	11	and	and	CCONJ
hassl-3367	150	12	β	β	X
hassl-3367	150	13	)	)	PUNCT
hassl-3367	150	14	associated	associate	VERB
hassl-3367	150	15	with	with	ADP
hassl-3367	150	16	each	each	DET
hassl-3367	150	17	hypothesis	hypothesis	NOUN
hassl-3367	150	18	by	by	ADP
hassl-3367	150	19	comparing	compare	VERB
hassl-3367	150	20	the	the	DET
hassl-3367	150	21	probability	probability	NOUN
hassl-3367	150	22	of	of	ADP
hassl-3367	150	23	the	the	DET
hassl-3367	150	24	t	t	NOUN
hassl-3367	150	25	-	-	PUNCT
hassl-3367	150	26	statistic	statistic	NOUN
hassl-3367	150	27	at	at	ADP
hassl-3367	150	28	the	the	DET
hassl-3367	150	29	5	5	NUM
hassl-3367	150	30	%	%	NOUN
hassl-3367	150	31	significance	significance	NOUN
hassl-3367	150	32	level	level	NOUN
hassl-3367	150	33	.	.	PUNCT
hassl-3367	151	1	this	this	DET
hassl-3367	151	2	level	level	NOUN
hassl-3367	151	3	can	can	AUX
hassl-3367	151	4	be	be	AUX
hassl-3367	151	5	relaxed	relax	VERB
hassl-3367	151	6	to	to	ADP
hassl-3367	151	7	10	10	NUM
hassl-3367	151	8	%	%	NOUN
hassl-3367	151	9	if	if	SCONJ
hassl-3367	151	10	needed	need	VERB
hassl-3367	151	11	,	,	PUNCT
hassl-3367	151	12	as	as	SCONJ
hassl-3367	151	13	stated	state	VERB
hassl-3367	151	14	by	by	ADP
hassl-3367	151	15	hartono	hartono	NOUN
hassl-3367	151	16	(	(	PUNCT
hassl-3367	151	17	2012	2012	NUM
hassl-3367	151	18	)	)	PUNCT
hassl-3367	151	19	.	.	PUNCT
hassl-3367	152	1	following	follow	VERB
hassl-3367	152	2	maharsi	maharsi	NOUN
hassl-3367	152	3	,	,	PUNCT
hassl-3367	152	4	njotoprajitno	njotoprajitno	NOUN
hassl-3367	152	5	,	,	PUNCT
hassl-3367	152	6	hadianto	hadianto	NOUN
hassl-3367	152	7	,	,	PUNCT
hassl-3367	152	8	and	and	CCONJ
hassl-3367	152	9	wiraatmaja	wiraatmaja	NOUN
hassl-3367	152	10	(	(	PUNCT
hassl-3367	152	11	2021	2021	NUM
hassl-3367	152	12	)	)	PUNCT
hassl-3367	152	13	,	,	PUNCT
hassl-3367	152	14	this	this	DET
hassl-3367	152	15	study	study	NOUN
hassl-3367	152	16	utilizes	utilize	VERB
hassl-3367	152	17	the	the	DET
hassl-3367	152	18	sobel	sobel	NOUN
hassl-3367	152	19	test	test	NOUN
hassl-3367	152	20	to	to	PART
hassl-3367	152	21	check	check	VERB
hassl-3367	152	22	financial	financial	ADJ
hassl-3367	152	23	literacy	literacy	NOUN
hassl-3367	152	24	as	as	ADP
hassl-3367	152	25	the	the	DET
hassl-3367	152	26	mediating	mediate	VERB
hassl-3367	152	27	variable	variable	NOUN
hassl-3367	152	28	.	.	PUNCT
hassl-3367	153	1	the	the	DET
hassl-3367	153	2	first	first	ADJ
hassl-3367	153	3	step	step	NOUN
hassl-3367	153	4	is	be	AUX
hassl-3367	153	5	the	the	DET
hassl-3367	153	6	z	z	NOUN
hassl-3367	153	7	-	-	PUNCT
hassl-3367	153	8	statistic	statistic	ADJ
hassl-3367	153	9	calculation	calculation	NOUN
hassl-3367	153	10	,	,	PUNCT
hassl-3367	153	11	with	with	ADP
hassl-3367	153	12	the	the	DET
hassl-3367	153	13	formula	formula	NOUN
hassl-3367	153	14	in	in	ADP
hassl-3367	153	15	equation	equation	NOUN
hassl-3367	153	16	3	3	NUM
hassl-3367	153	17	as	as	SCONJ
hassl-3367	153	18	follows	follow	VERB
hassl-3367	153	19	:	:	PUNCT
hassl-3367	153	20	z	z	NOUN
hassl-3367	153	21	-	-	PUNCT
hassl-3367	153	22	statistic	statistic	NOUN
hassl-3367	153	23	for	for	ADP
hassl-3367	153	24	sobel	sobel	NOUN
hassl-3367	153	25	=	=	SYM
hassl-3367	153	26	𝛾2∗𝛽1	𝛾2∗𝛽1	PROPN
hassl-3367	153	27	𝑆𝐸	𝑆𝐸	PROPN
hassl-3367	153	28	(	(	PUNCT
hassl-3367	153	29	3	3	NUM
hassl-3367	153	30	)	)	PUNCT
hassl-3367	153	31	where	where	SCONJ
hassl-3367	153	32	se	se	X
hassl-3367	153	33	=	=	PUNCT
hassl-3367	154	1	√(𝛾2	√(𝛾2	ADV
hassl-3367	154	2	2se1	2se1	NUM
hassl-3367	154	3	2	2	NUM
hassl-3367	154	4	)	)	PUNCT
hassl-3367	154	5	+	+	CCONJ
hassl-3367	154	6	(	(	PUNCT
hassl-3367	154	7	𝛽1	𝛽1	NOUN
hassl-3367	154	8	2	2	NUM
hassl-3367	154	9	.	.	PUNCT
hassl-3367	155	1	𝑆𝐸2	𝑆𝐸2	PROPN
hassl-3367	155	2	2	2	NUM
hassl-3367	155	3	)	)	PUNCT
hassl-3367	155	4	+	+	CCONJ
hassl-3367	155	5	(	(	PUNCT
hassl-3367	155	6	𝑆𝐸1	𝑆𝐸1	PROPN
hassl-3367	155	7	2	2	NUM
hassl-3367	155	8	.	.	X
hassl-3367	156	1	𝑆𝐸2	𝑆𝐸2	PROPN
hassl-3367	156	2	2	2	NUM
hassl-3367	156	3	)	)	PUNCT
hassl-3367	156	4	the	the	DET
hassl-3367	156	5	probability	probability	NOUN
hassl-3367	156	6	(	(	PUNCT
hassl-3367	156	7	2	2	NUM
hassl-3367	156	8	-	-	PUNCT
hassl-3367	156	9	tailed	tail	VERB
hassl-3367	156	10	)	)	PUNCT
hassl-3367	156	11	of	of	ADP
hassl-3367	156	12	the	the	DET
hassl-3367	156	13	z	z	NOUN
hassl-3367	156	14	-	-	NOUN
hassl-3367	156	15	statistic	statistic	NOUN
hassl-3367	156	16	for	for	ADP
hassl-3367	156	17	the	the	DET
hassl-3367	156	18	sobel	sobel	PROPN
hassl-3367	156	19	test	test	NOUN
hassl-3367	156	20	can	can	AUX
hassl-3367	156	21	be	be	AUX
hassl-3367	156	22	searched	search	VERB
hassl-3367	156	23	by	by	ADP
hassl-3367	156	24	the	the	DET
hassl-3367	156	25	microsoft	microsoft	PROPN
hassl-3367	156	26	excel	excel	PROPN
hassl-3367	156	27	formula	formula	NOUN
hassl-3367	156	28	written	write	VERB
hassl-3367	156	29	in	in	ADP
hassl-3367	156	30	equation	equation	NOUN
hassl-3367	156	31	4	4	NUM
hassl-3367	156	32	.	.	PUNCT
hassl-3367	157	1	norm.dist(z	norm.dist(z	NOUN
hassl-3367	157	2	-	-	PUNCT
hassl-3367	157	3	statistic;0;1;false	statistic;0;1;false	PROPN
hassl-3367	157	4	)	)	PUNCT
hassl-3367	157	5	(	(	PUNCT
hassl-3367	157	6	4	4	NUM
hassl-3367	157	7	)	)	PUNCT
hassl-3367	157	8	,	,	PUNCT
hassl-3367	157	9	where	where	SCONJ
hassl-3367	157	10	norm.dist	norm.dist	NOUN
hassl-3367	157	11	is	be	AUX
hassl-3367	157	12	the	the	DET
hassl-3367	157	13	microsoft	microsoft	PROPN
hassl-3367	157	14	excel	excel	PROPN
hassl-3367	157	15	command	command	NOUN
hassl-3367	157	16	to	to	PART
hassl-3367	157	17	calculate	calculate	VERB
hassl-3367	157	18	the	the	DET
hassl-3367	157	19	known	known	ADJ
hassl-3367	157	20	z	z	ADJ
hassl-3367	157	21	-	-	ADJ
hassl-3367	157	22	statistical	statistical	ADJ
hassl-3367	157	23	probability	probability	NOUN
hassl-3367	157	24	.	.	PUNCT
hassl-3367	158	1	statistically	statistically	ADV
hassl-3367	158	2	,	,	PUNCT
hassl-3367	158	3	zero	zero	NUM
hassl-3367	158	4	and	and	CCONJ
hassl-3367	158	5	one	one	NUM
hassl-3367	158	6	demonstrate	demonstrate	VERB
hassl-3367	158	7	the	the	DET
hassl-3367	158	8	average	average	ADJ
hassl-3367	158	9	and	and	CCONJ
hassl-3367	158	10	standard	standard	ADJ
hassl-3367	158	11	deviation	deviation	NOUN
hassl-3367	158	12	required	require	VERB
hassl-3367	158	13	to	to	PART
hassl-3367	158	14	form	form	VERB
hassl-3367	158	15	a	a	DET
hassl-3367	158	16	standard	standard	ADJ
hassl-3367	158	17	normal	normal	ADJ
hassl-3367	158	18	distribution	distribution	NOUN
hassl-3367	158	19	.	.	PUNCT
hassl-3367	159	1	writing	write	VERB
hassl-3367	159	2	false	false	ADJ
hassl-3367	159	3	in	in	ADP
hassl-3367	159	4	microsoft	microsoft	PROPN
hassl-3367	159	5	excel	excel	PROPN
hassl-3367	159	6	means	mean	VERB
hassl-3367	159	7	the	the	DET
hassl-3367	159	8	probability	probability	NOUN
hassl-3367	159	9	mass	mass	NOUN
hassl-3367	159	10	function	function	NOUN
hassl-3367	159	11	is	be	AUX
hassl-3367	159	12	selected	select	VERB
hassl-3367	159	13	.	.	PUNCT
hassl-3367	160	1	after	after	ADP
hassl-3367	160	2	calculating	calculate	VERB
hassl-3367	160	3	the	the	DET
hassl-3367	160	4	probability	probability	NOUN
hassl-3367	160	5	of	of	ADP
hassl-3367	160	6	the	the	DET
hassl-3367	160	7	z	z	NOUN
hassl-3367	160	8	-	-	NOUN
hassl-3367	160	9	statistic	statistic	NOUN
hassl-3367	160	10	for	for	ADP
hassl-3367	160	11	the	the	DET
hassl-3367	160	12	sobel	sobel	PROPN
hassl-3367	160	13	test	test	NOUN
hassl-3367	160	14	,	,	PUNCT
hassl-3367	160	15	the	the	DET
hassl-3367	160	16	subsequent	subsequent	ADJ
hassl-3367	160	17	step	step	NOUN
hassl-3367	160	18	compares	compare	VERB
hassl-3367	160	19	it	it	PRON
hassl-3367	160	20	with	with	ADP
hassl-3367	160	21	the	the	DET
hassl-3367	160	22	5	5	NUM
hassl-3367	160	23	%	%	NOUN
hassl-3367	160	24	significance	significance	NOUN
hassl-3367	160	25	level	level	NOUN
hassl-3367	160	26	.	.	PUNCT
hassl-3367	161	1	if	if	SCONJ
hassl-3367	161	2	this	this	DET
hassl-3367	161	3	value	value	NOUN
hassl-3367	161	4	is	be	AUX
hassl-3367	161	5	less	less	ADJ
hassl-3367	161	6	than	than	ADP
hassl-3367	161	7	the	the	DET
hassl-3367	161	8	5	5	NUM
hassl-3367	161	9	%	%	NOUN
hassl-3367	161	10	level	level	NOUN
hassl-3367	161	11	,	,	PUNCT
hassl-3367	161	12	financial	financial	ADJ
hassl-3367	161	13	literacy	literacy	NOUN
hassl-3367	161	14	mediates	mediate	VERB
hassl-3367	161	15	the	the	DET
hassl-3367	161	16	effect	effect	NOUN
hassl-3367	161	17	of	of	ADP
hassl-3367	161	18	gender	gender	NOUN
hassl-3367	161	19	and	and	CCONJ
hassl-3367	161	20	moneyrelated	moneyrelate	VERB
hassl-3367	161	21	behavior	behavior	NOUN
hassl-3367	161	22	.	.	PUNCT
hassl-3367	162	1	4	4	X
hassl-3367	162	2	.	.	NOUN
hassl-3367	162	3	results	result	NOUN
hassl-3367	162	4	and	and	CCONJ
hassl-3367	162	5	discussion	discussion	NOUN
hassl-3367	162	6	4.1	4.1	NUM
hassl-3367	162	7	.	.	PUNCT
hassl-3367	163	1	academic	academic	ADJ
hassl-3367	163	2	profiles	profile	NOUN
hassl-3367	163	3	the	the	DET
hassl-3367	163	4	survey	survey	NOUN
hassl-3367	163	5	was	be	AUX
hassl-3367	163	6	conducted	conduct	VERB
hassl-3367	163	7	between	between	ADP
hassl-3367	163	8	january	january	PROPN
hassl-3367	163	9	and	and	CCONJ
hassl-3367	163	10	march	march	PROPN
hassl-3367	163	11	2020	2020	NUM
hassl-3367	163	12	,	,	PUNCT
hassl-3367	163	13	and	and	CCONJ
hassl-3367	163	14	the	the	DET
hassl-3367	163	15	profiles	profile	NOUN
hassl-3367	163	16	of	of	ADP
hassl-3367	163	17	the	the	DET
hassl-3367	163	18	students	student	NOUN
hassl-3367	163	19	who	who	PRON
hassl-3367	163	20	participated	participate	VERB
hassl-3367	163	21	are	be	AUX
hassl-3367	163	22	detailed	detail	VERB
hassl-3367	163	23	in	in	ADP
hassl-3367	163	24	table	table	NOUN
hassl-3367	163	25	1	1	NUM
hassl-3367	163	26	.	.	PUNCT
hassl-3367	164	1	male	male	ADJ
hassl-3367	164	2	students	student	NOUN
hassl-3367	164	3	outnumbered	outnumber	VERB
hassl-3367	164	4	their	their	PRON
hassl-3367	164	5	female	female	ADJ
hassl-3367	164	6	counterparts	counterpart	NOUN
hassl-3367	164	7	with	with	ADP
hassl-3367	164	8	a	a	DET
hassl-3367	164	9	majority	majority	NOUN
hassl-3367	164	10	of	of	ADP
hassl-3367	164	11	62	62	NUM
hassl-3367	164	12	.	.	PUNCT
hassl-3367	165	1	for	for	ADP
hassl-3367	165	2	university	university	NOUN
hassl-3367	165	3	status	status	NOUN
hassl-3367	165	4	,	,	PUNCT
hassl-3367	165	5	private	private	ADJ
hassl-3367	165	6	students	student	NOUN
hassl-3367	165	7	make	make	VERB
hassl-3367	165	8	up	up	ADP
hassl-3367	165	9	77	77	NUM
hassl-3367	165	10	%	%	NOUN
hassl-3367	165	11	.	.	PUNCT
hassl-3367	166	1	thirty	thirty	NUM
hassl-3367	166	2	-	-	PUNCT
hassl-3367	166	3	two	two	NUM
hassl-3367	166	4	percent	percent	NOUN
hassl-3367	166	5	of	of	ADP
hassl-3367	166	6	the	the	DET
hassl-3367	166	7	students	student	NOUN
hassl-3367	166	8	with	with	ADP
hassl-3367	166	9	a	a	DET
hassl-3367	166	10	grade	grade	NOUN
hassl-3367	166	11	point	point	NOUN
hassl-3367	166	12	average	average	NOUN
hassl-3367	166	13	(	(	PUNCT
hassl-3367	166	14	gpa	gpa	PROPN
hassl-3367	166	15	)	)	PUNCT
hassl-3367	166	16	between	between	ADP
hassl-3367	166	17	3.0	3.0	NUM
hassl-3367	166	18	and	and	CCONJ
hassl-3367	166	19	3.5	3.5	NUM
hassl-3367	166	20	were	be	AUX
hassl-3367	166	21	the	the	DET
hassl-3367	166	22	largest	large	ADJ
hassl-3367	166	23	group	group	NOUN
hassl-3367	166	24	,	,	PUNCT
hassl-3367	166	25	followed	follow	VERB
hassl-3367	166	26	by	by	ADP
hassl-3367	166	27	the	the	DET
hassl-3367	166	28	groups	group	NOUN
hassl-3367	166	29	with	with	ADP
hassl-3367	166	30	a	a	DET
hassl-3367	166	31	gpa	gpa	PROPN
hassl-3367	166	32	between	between	ADP
hassl-3367	166	33	2.5	2.5	NUM
hassl-3367	166	34	and	and	CCONJ
hassl-3367	166	35	3.0	3.0	NUM
hassl-3367	166	36	(	(	PUNCT
hassl-3367	166	37	30	30	NUM
hassl-3367	166	38	%	%	NOUN
hassl-3367	166	39	)	)	PUNCT
hassl-3367	166	40	,	,	PUNCT
hassl-3367	166	41	above	above	ADP
hassl-3367	166	42	3.5	3.5	NUM
hassl-3367	166	43	(	(	PUNCT
hassl-3367	166	44	23	23	NUM
hassl-3367	166	45	%	%	NOUN
hassl-3367	166	46	)	)	PUNCT
hassl-3367	166	47	,	,	PUNCT
hassl-3367	166	48	humanities	humanity	NOUN
hassl-3367	166	49	and	and	CCONJ
hassl-3367	166	50	social	social	ADJ
hassl-3367	166	51	sciences	science	NOUN
hassl-3367	166	52	letters	letter	NOUN
hassl-3367	166	53	,	,	PUNCT
hassl-3367	166	54	2023	2023	NUM
hassl-3367	166	55	,	,	PUNCT
hassl-3367	166	56	11(2	11(2	NUM
hassl-3367	166	57	):	):	PUNCT
hassl-3367	166	58	203	203	NUM
hassl-3367	166	59	-	-	SYM
hassl-3367	166	60	212	212	NUM
hassl-3367	166	61	208	208	NUM
hassl-3367	166	62	©	©	PROPN
hassl-3367	166	63	2023	2023	NUM
hassl-3367	166	64	conscientia	conscientia	PROPN
hassl-3367	166	65	beam	beam	PROPN
hassl-3367	166	66	.	.	PUNCT
hassl-3367	167	1	all	all	DET
hassl-3367	167	2	rights	right	NOUN
hassl-3367	167	3	reserved	reserve	VERB
hassl-3367	167	4	.	.	PUNCT
hassl-3367	168	1	and	and	CCONJ
hassl-3367	168	2	between	between	ADP
hassl-3367	168	3	2.00	2.00	NUM
hassl-3367	168	4	and	and	CCONJ
hassl-3367	168	5	2.50	2.50	NUM
hassl-3367	168	6	(	(	PUNCT
hassl-3367	168	7	15	15	NUM
hassl-3367	168	8	%	%	NOUN
hassl-3367	168	9	)	)	PUNCT
hassl-3367	168	10	.	.	PUNCT
hassl-3367	169	1	lastly	lastly	ADV
hassl-3367	169	2	,	,	PUNCT
hassl-3367	169	3	the	the	DET
hassl-3367	169	4	students	student	NOUN
hassl-3367	169	5	from	from	ADP
hassl-3367	169	6	the	the	DET
hassl-3367	169	7	2016	2016	NUM
hassl-3367	169	8	batch	batch	NOUN
hassl-3367	169	9	are	be	AUX
hassl-3367	169	10	foremost	foremost	ADJ
hassl-3367	169	11	,	,	PUNCT
hassl-3367	169	12	i.e.	i.e.	X
hassl-3367	169	13	,	,	PUNCT
hassl-3367	169	14	50	50	NUM
hassl-3367	169	15	%	%	NOUN
hassl-3367	169	16	,	,	PUNCT
hassl-3367	169	17	followed	follow	VERB
hassl-3367	169	18	by	by	ADP
hassl-3367	169	19	batches	batch	NOUN
hassl-3367	169	20	from	from	ADP
hassl-3367	169	21	2017	2017	NUM
hassl-3367	169	22	(	(	PUNCT
hassl-3367	169	23	28	28	NUM
hassl-3367	169	24	%	%	NOUN
hassl-3367	169	25	)	)	PUNCT
hassl-3367	169	26	and	and	CCONJ
hassl-3367	169	27	2018	2018	NUM
hassl-3367	169	28	(	(	PUNCT
hassl-3367	169	29	22	22	NUM
hassl-3367	169	30	%	%	NOUN
hassl-3367	169	31	)	)	PUNCT
hassl-3367	169	32	.	.	PUNCT
hassl-3367	170	1	table	table	NOUN
hassl-3367	170	2	1	1	NUM
hassl-3367	170	3	.	.	PUNCT
hassl-3367	171	1	the	the	DET
hassl-3367	171	2	academic	academic	ADJ
hassl-3367	171	3	profiles	profile	NOUN
hassl-3367	171	4	of	of	ADP
hassl-3367	171	5	the	the	DET
hassl-3367	171	6	students	student	NOUN
hassl-3367	171	7	surveyed	survey	VERB
hassl-3367	171	8	based	base	VERB
hassl-3367	171	9	.	.	PUNCT
hassl-3367	172	1	profile	profile	NOUN
hassl-3367	172	2	description	description	NOUN
hassl-3367	172	3	total	total	NOUN
hassl-3367	172	4	percentage	percentage	NOUN
hassl-3367	172	5	gender	gender	NOUN
hassl-3367	172	6	male	male	NOUN
hassl-3367	172	7	62	62	NUM
hassl-3367	172	8	62	62	NUM
hassl-3367	172	9	%	%	NOUN
hassl-3367	172	10	female	female	NOUN
hassl-3367	172	11	38	38	NUM
hassl-3367	172	12	38	38	NUM
hassl-3367	172	13	%	%	NOUN
hassl-3367	172	14	university	university	NOUN
hassl-3367	172	15	status	status	NOUN
hassl-3367	172	16	government	government	NOUN
hassl-3367	172	17	23	23	NUM
hassl-3367	172	18	23	23	NUM
hassl-3367	172	19	%	%	NOUN
hassl-3367	172	20	private	private	ADJ
hassl-3367	172	21	77	77	NUM
hassl-3367	172	22	77	77	NUM
hassl-3367	172	23	%	%	NOUN
hassl-3367	172	24	grade	grade	NOUN
hassl-3367	172	25	point	point	NOUN
hassl-3367	172	26	average	average	NOUN
hassl-3367	172	27	between	between	ADP
hassl-3367	172	28	2.00	2.00	NUM
hassl-3367	172	29	and	and	CCONJ
hassl-3367	172	30	2.50	2.50	NUM
hassl-3367	172	31	15	15	NUM
hassl-3367	172	32	15	15	NUM
hassl-3367	172	33	%	%	NOUN
hassl-3367	172	34	between	between	ADP
hassl-3367	172	35	2.50	2.50	NUM
hassl-3367	172	36	and	and	CCONJ
hassl-3367	172	37	3.00	3.00	NUM
hassl-3367	172	38	30	30	NUM
hassl-3367	172	39	30	30	NUM
hassl-3367	172	40	%	%	NOUN
hassl-3367	172	41	between	between	ADP
hassl-3367	172	42	3.00	3.00	NUM
hassl-3367	172	43	and	and	CCONJ
hassl-3367	172	44	3.50	3.50	NUM
hassl-3367	172	45	32	32	NUM
hassl-3367	172	46	32	32	NUM
hassl-3367	172	47	%	%	NOUN
hassl-3367	172	48	above	above	ADP
hassl-3367	172	49	3.5	3.5	NUM
hassl-3367	172	50	23	23	NUM
hassl-3367	172	51	23	23	NUM
hassl-3367	172	52	%	%	NOUN
hassl-3367	172	53	batch	batch	NOUN
hassl-3367	172	54	2016	2016	NUM
hassl-3367	172	55	50	50	NUM
hassl-3367	172	56	50	50	NUM
hassl-3367	172	57	%	%	NOUN
hassl-3367	172	58	2017	2017	NUM
hassl-3367	172	59	28	28	NUM
hassl-3367	172	60	28	28	NUM
hassl-3367	172	61	%	%	NOUN
hassl-3367	172	62	2018	2018	NUM
hassl-3367	172	63	22	22	NUM
hassl-3367	172	64	22	22	NUM
hassl-3367	172	65	%	%	NOUN
hassl-3367	172	66	4.2	4.2	NUM
hassl-3367	172	67	.	.	PUNCT
hassl-3367	173	1	the	the	DET
hassl-3367	173	2	validity	validity	NOUN
hassl-3367	173	3	and	and	CCONJ
hassl-3367	173	4	reliability	reliability	NOUN
hassl-3367	173	5	testing	testing	NOUN
hassl-3367	173	6	results	result	NOUN
hassl-3367	173	7	in	in	ADP
hassl-3367	173	8	the	the	DET
hassl-3367	173	9	first	first	ADJ
hassl-3367	173	10	step	step	NOUN
hassl-3367	173	11	,	,	PUNCT
hassl-3367	173	12	the	the	DET
hassl-3367	173	13	loading	loading	NOUN
hassl-3367	173	14	factor	factor	NOUN
hassl-3367	173	15	(	(	PUNCT
hassl-3367	173	16	lf	lf	NOUN
hassl-3367	173	17	)	)	PUNCT
hassl-3367	173	18	of	of	ADP
hassl-3367	173	19	mab2	mab2	NOUN
hassl-3367	173	20	is	be	AUX
hassl-3367	173	21	0.322	0.322	NUM
hassl-3367	173	22	;	;	PUNCT
hassl-3367	173	23	therefore	therefore	ADV
hassl-3367	173	24	,	,	PUNCT
hassl-3367	173	25	it	it	PRON
hassl-3367	173	26	is	be	AUX
hassl-3367	173	27	invalid	invalid	ADJ
hassl-3367	173	28	.	.	PUNCT
hassl-3367	174	1	after	after	ADP
hassl-3367	174	2	deleting	delete	VERB
hassl-3367	174	3	it	it	PRON
hassl-3367	174	4	,	,	PUNCT
hassl-3367	174	5	we	we	PRON
hassl-3367	174	6	rerun	rerun	VERB
hassl-3367	174	7	the	the	DET
hassl-3367	174	8	confirmatory	confirmatory	NOUN
hassl-3367	174	9	factor	factor	NOUN
hassl-3367	174	10	and	and	CCONJ
hassl-3367	174	11	get	get	VERB
hassl-3367	174	12	the	the	DET
hassl-3367	174	13	lf	lf	NOUN
hassl-3367	174	14	for	for	ADP
hassl-3367	174	15	mab1	mab1	NOUN
hassl-3367	174	16	of	of	ADP
hassl-3367	174	17	0.491	0.491	NUM
hassl-3367	174	18	.	.	PUNCT
hassl-3367	175	1	hence	hence	ADV
hassl-3367	175	2	,	,	PUNCT
hassl-3367	175	3	mab1	mab1	PROPN
hassl-3367	175	4	is	be	AUX
hassl-3367	175	5	inaccurate	inaccurate	ADJ
hassl-3367	175	6	and	and	CCONJ
hassl-3367	175	7	is	be	AUX
hassl-3367	175	8	also	also	ADV
hassl-3367	175	9	deleted	delete	VERB
hassl-3367	175	10	.	.	PUNCT
hassl-3367	176	1	the	the	DET
hassl-3367	176	2	rest	rest	NOUN
hassl-3367	176	3	are	be	AUX
hassl-3367	176	4	valid	valid	ADJ
hassl-3367	176	5	,	,	PUNCT
hassl-3367	176	6	as	as	SCONJ
hassl-3367	176	7	shown	show	VERB
hassl-3367	176	8	by	by	ADP
hassl-3367	176	9	the	the	DET
hassl-3367	176	10	lf	lf	NOUN
hassl-3367	176	11	above	above	ADP
hassl-3367	176	12	0.5	0.5	NUM
hassl-3367	176	13	–	–	PUNCT
hassl-3367	176	14	0.932	0.932	NUM
hassl-3367	176	15	for	for	ADP
hassl-3367	176	16	mab3	mab3	PROPN
hassl-3367	176	17	,	,	PUNCT
hassl-3367	176	18	0.953	0.953	NUM
hassl-3367	176	19	for	for	ADP
hassl-3367	176	20	mab4	mab4	PROPN
hassl-3367	176	21	,	,	PUNCT
hassl-3367	176	22	and	and	CCONJ
hassl-3367	176	23	0.601	0.601	NUM
hassl-3367	176	24	for	for	ADP
hassl-3367	176	25	mab5	mab5	NOUN
hassl-3367	176	26	(	(	PUNCT
hassl-3367	176	27	see	see	VERB
hassl-3367	176	28	table	table	NOUN
hassl-3367	176	29	2	2	NUM
hassl-3367	176	30	)	)	PUNCT
hassl-3367	176	31	.	.	PUNCT
hassl-3367	177	1	after	after	SCONJ
hassl-3367	177	2	the	the	DET
hassl-3367	177	3	validity	validity	NOUN
hassl-3367	177	4	testing	testing	NOUN
hassl-3367	177	5	is	be	AUX
hassl-3367	177	6	complete	complete	ADJ
hassl-3367	177	7	,	,	PUNCT
hassl-3367	177	8	the	the	DET
hassl-3367	177	9	subsequent	subsequent	ADJ
hassl-3367	177	10	step	step	NOUN
hassl-3367	177	11	is	be	AUX
hassl-3367	177	12	reliability	reliability	NOUN
hassl-3367	177	13	detection	detection	NOUN
hassl-3367	177	14	.	.	PUNCT
hassl-3367	178	1	in	in	ADP
hassl-3367	178	2	table	table	NOUN
hassl-3367	178	3	2	2	NUM
hassl-3367	178	4	,	,	PUNCT
hassl-3367	178	5	cronbach	cronbach	VERB
hassl-3367	178	6	’s	’s	PART
hassl-3367	178	7	alpha	alpha	NOUN
hassl-3367	178	8	and	and	CCONJ
hassl-3367	178	9	the	the	DET
hassl-3367	178	10	composite	composite	ADJ
hassl-3367	178	11	reliability	reliability	NOUN
hassl-3367	178	12	coefficient	coefficient	NOUN
hassl-3367	178	13	show	show	VERB
hassl-3367	178	14	values	value	NOUN
hassl-3367	178	15	above	above	ADP
hassl-3367	178	16	0.7	0.7	NUM
hassl-3367	178	17	(	(	PUNCT
hassl-3367	178	18	0.781	0.781	NUM
hassl-3367	178	19	and	and	CCONJ
hassl-3367	178	20	0.878	0.878	NUM
hassl-3367	178	21	,	,	PUNCT
hassl-3367	178	22	respectively	respectively	ADV
hassl-3367	178	23	)	)	PUNCT
hassl-3367	178	24	.	.	PUNCT
hassl-3367	179	1	this	this	PRON
hassl-3367	179	2	indicates	indicate	VERB
hassl-3367	179	3	that	that	SCONJ
hassl-3367	179	4	the	the	DET
hassl-3367	179	5	students	student	NOUN
hassl-3367	179	6	’	’	PART
hassl-3367	179	7	answers	answer	NOUN
hassl-3367	179	8	are	be	AUX
hassl-3367	179	9	reliable	reliable	ADJ
hassl-3367	179	10	.	.	PUNCT
hassl-3367	180	1	table	table	NOUN
hassl-3367	180	2	2	2	NUM
hassl-3367	180	3	.	.	PUNCT
hassl-3367	180	4	loading	loading	NOUN
hassl-3367	180	5	factor	factor	NOUN
hassl-3367	180	6	,	,	PUNCT
hassl-3367	180	7	average	average	ADJ
hassl-3367	180	8	variance	variance	NOUN
hassl-3367	180	9	extracted	extract	VERB
hassl-3367	180	10	,	,	PUNCT
hassl-3367	180	11	and	and	CCONJ
hassl-3367	180	12	cronbach	cronbach	VERB
hassl-3367	180	13	’s	’s	PART
hassl-3367	180	14	alpha	alpha	NOUN
hassl-3367	180	15	for	for	ADP
hassl-3367	180	16	items	item	NOUN
hassl-3367	180	17	reflecting	reflect	VERB
hassl-3367	180	18	money	money	NOUN
hassl-3367	180	19	-	-	PUNCT
hassl-3367	180	20	associated	associate	VERB
hassl-3367	180	21	behavior	behavior	NOUN
hassl-3367	180	22	.	.	PUNCT
hassl-3367	181	1	indicator	indicator	PROPN
hassl-3367	181	2			AUX
hassl-3367	181	3	construct	construct	VERB
hassl-3367	181	4	validity	validity	NOUN
hassl-3367	181	5	testing	testing	NOUN
hassl-3367	181	6	result	result	NOUN
hassl-3367	181	7	reliability	reliability	NOUN
hassl-3367	181	8	testing	testing	NOUN
hassl-3367	181	9	result	result	NOUN
hassl-3367	181	10	loading	loading	NOUN
hassl-3367	181	11	factor	factor	NOUN
hassl-3367	181	12	the	the	DET
hassl-3367	181	13	average	average	ADJ
hassl-3367	181	14	variance	variance	NOUN
hassl-3367	181	15	extracted	extract	VERB
hassl-3367	181	16	(	(	PUNCT
hassl-3367	181	17	ave	ave	NOUN
hassl-3367	181	18	)	)	PUNCT
hassl-3367	181	19	cronbach	cronbach	PROPN
hassl-3367	181	20	’s	’s	PART
hassl-3367	181	21	alpha	alpha	ADJ
hassl-3367	181	22	composite	composite	ADJ
hassl-3367	181	23	reliability	reliability	NOUN
hassl-3367	181	24	mab3	mab3	NOUN
hassl-3367	181	25			VERB
hassl-3367	181	26	mab	mab	VERB
hassl-3367	181	27	0.932	0.932	NUM
hassl-3367	181	28	0.713	0.713	NUM
hassl-3367	181	29	0.781	0.781	NUM
hassl-3367	181	30	0.878	0.878	NUM
hassl-3367	181	31	mab4	mab4	ADJ
hassl-3367	181	32			VERB
hassl-3367	181	33	mab	mab	PROPN
hassl-3367	181	34	0.953	0.953	NUM
hassl-3367	181	35	mab5	mab5	NOUN
hassl-3367	181	36			VERB
hassl-3367	181	37	mab	mab	PROPN
hassl-3367	181	38	0.601	0.601	NUM
hassl-3367	181	39	4.3	4.3	NUM
hassl-3367	181	40	.	.	PUNCT
hassl-3367	182	1	the	the	DET
hassl-3367	182	2	inner	inner	ADJ
hassl-3367	182	3	model	model	NOUN
hassl-3367	182	4	assessment	assessment	NOUN
hassl-3367	182	5	result	result	NOUN
hassl-3367	182	6	table	table	NOUN
hassl-3367	182	7	3	3	NUM
hassl-3367	182	8	shows	show	VERB
hassl-3367	182	9	the	the	DET
hassl-3367	182	10	first	first	ADJ
hassl-3367	182	11	model	model	NOUN
hassl-3367	182	12	assessment	assessment	NOUN
hassl-3367	182	13	result	result	NOUN
hassl-3367	182	14	containing	contain	VERB
hassl-3367	182	15	an	an	DET
hassl-3367	182	16	r	r	NOUN
hassl-3367	182	17	-	-	PUNCT
hassl-3367	182	18	squared	square	VERB
hassl-3367	182	19	of	of	ADP
hassl-3367	182	20	0.117	0.117	NUM
hassl-3367	182	21	and	and	CCONJ
hassl-3367	182	22	an	an	DET
hassl-3367	182	23	f	f	NOUN
hassl-3367	182	24	-	-	PUNCT
hassl-3367	182	25	squared	square	VERB
hassl-3367	182	26	for	for	ADP
hassl-3367	182	27	dmale	dmale	NOUN
hassl-3367	182	28	of	of	ADP
hassl-3367	182	29	0.018	0.018	NUM
hassl-3367	182	30	and	and	CCONJ
hassl-3367	182	31	an	an	DET
hassl-3367	182	32	fl	fl	NOUN
hassl-3367	182	33	value	value	NOUN
hassl-3367	182	34	of	of	ADP
hassl-3367	182	35	0.099	0.099	NUM
hassl-3367	182	36	.	.	PUNCT
hassl-3367	183	1	this	this	PRON
hassl-3367	183	2	means	mean	VERB
hassl-3367	183	3	that	that	SCONJ
hassl-3367	183	4	the	the	DET
hassl-3367	183	5	overall	overall	ADJ
hassl-3367	183	6	contribution	contribution	NOUN
hassl-3367	183	7	of	of	ADP
hassl-3367	183	8	dmale	dmale	NOUN
hassl-3367	183	9	and	and	CCONJ
hassl-3367	183	10	fl	fl	PROPN
hassl-3367	183	11	is	be	AUX
hassl-3367	183	12	low	low	ADJ
hassl-3367	183	13	,	,	PUNCT
hassl-3367	183	14	although	although	SCONJ
hassl-3367	183	15	the	the	DET
hassl-3367	183	16	partial	partial	ADJ
hassl-3367	183	17	influence	influence	NOUN
hassl-3367	183	18	of	of	ADP
hassl-3367	183	19	fl	fl	PROPN
hassl-3367	183	20	is	be	AUX
hassl-3367	183	21	average	average	ADJ
hassl-3367	183	22	.	.	PUNCT
hassl-3367	184	1	this	this	DET
hassl-3367	184	2	model	model	NOUN
hassl-3367	184	3	can	can	AUX
hassl-3367	184	4	also	also	ADV
hassl-3367	184	5	predict	predict	VERB
hassl-3367	184	6	relevantly	relevantly	ADV
hassl-3367	184	7	(	(	PUNCT
hassl-3367	184	8	see	see	VERB
hassl-3367	184	9	the	the	DET
hassl-3367	184	10	q	q	NOUN
hassl-3367	184	11	-	-	PUNCT
hassl-3367	184	12	squared	square	VERB
hassl-3367	184	13	of	of	ADP
hassl-3367	184	14	0.119	0.119	NUM
hassl-3367	184	15	,	,	PUNCT
hassl-3367	184	16	which	which	PRON
hassl-3367	184	17	is	be	AUX
hassl-3367	184	18	above	above	ADP
hassl-3367	184	19	0	0	NUM
hassl-3367	184	20	)	)	PUNCT
hassl-3367	184	21	.	.	PUNCT
hassl-3367	185	1	for	for	ADP
hassl-3367	185	2	the	the	DET
hassl-3367	185	3	second	second	ADJ
hassl-3367	185	4	model	model	NOUN
hassl-3367	185	5	,	,	PUNCT
hassl-3367	185	6	r	r	NOUN
hassl-3367	185	7	-	-	PUNCT
hassl-3367	185	8	squared	square	VERB
hassl-3367	185	9	and	and	CCONJ
hassl-3367	185	10	f	f	X
hassl-3367	185	11	-	-	PUNCT
hassl-3367	185	12	squared	square	VERB
hassl-3367	185	13	are	be	AUX
hassl-3367	185	14	the	the	DET
hassl-3367	185	15	same	same	ADJ
hassl-3367	185	16	(	(	PUNCT
hassl-3367	185	17	0.123	0.123	NUM
hassl-3367	185	18	)	)	PUNCT
hassl-3367	185	19	,	,	PUNCT
hassl-3367	185	20	which	which	PRON
hassl-3367	185	21	means	mean	VERB
hassl-3367	185	22	that	that	SCONJ
hassl-3367	185	23	the	the	DET
hassl-3367	185	24	contribution	contribution	NOUN
hassl-3367	185	25	of	of	ADP
hassl-3367	185	26	gender	gender	NOUN
hassl-3367	185	27	is	be	AUX
hassl-3367	185	28	low	low	ADJ
hassl-3367	185	29	.	.	PUNCT
hassl-3367	186	1	despite	despite	SCONJ
hassl-3367	186	2	this	this	DET
hassl-3367	186	3	condition	condition	NOUN
hassl-3367	186	4	,	,	PUNCT
hassl-3367	186	5	this	this	DET
hassl-3367	186	6	model	model	NOUN
hassl-3367	186	7	has	have	VERB
hassl-3367	186	8	predictive	predictive	ADJ
hassl-3367	186	9	relevancy	relevancy	NOUN
hassl-3367	186	10	,	,	PUNCT
hassl-3367	186	11	reflected	reflect	VERB
hassl-3367	186	12	by	by	ADP
hassl-3367	186	13	the	the	DET
hassl-3367	186	14	q	q	NOUN
hassl-3367	186	15	-	-	PUNCT
hassl-3367	186	16	squared	square	VERB
hassl-3367	186	17	of	of	ADP
hassl-3367	186	18	0.128	0.128	NUM
hassl-3367	186	19	,	,	PUNCT
hassl-3367	186	20	which	which	PRON
hassl-3367	186	21	is	be	AUX
hassl-3367	186	22	above	above	ADP
hassl-3367	186	23	0	0	NUM
hassl-3367	186	24	.	.	PUNCT
hassl-3367	186	25	table	table	NOUN
hassl-3367	186	26	3	3	NUM
hassl-3367	186	27	.	.	PUNCT
hassl-3367	186	28	assessment	assessment	NOUN
hassl-3367	186	29	results	result	NOUN
hassl-3367	186	30	of	of	ADP
hassl-3367	186	31	the	the	DET
hassl-3367	186	32	inner	inner	ADJ
hassl-3367	186	33	model	model	NOUN
hassl-3367	186	34	.	.	PUNCT
hassl-3367	187	1	model	model	NOUN
hassl-3367	187	2	description	description	NOUN
hassl-3367	187	3	r	r	NOUN
hassl-3367	187	4	-	-	PUNCT
hassl-3367	187	5	squared	square	VERB
hassl-3367	187	6	f	f	NOUN
hassl-3367	187	7	-	-	PUNCT
hassl-3367	187	8	squared	square	VERB
hassl-3367	187	9	q	q	NOUN
hassl-3367	187	10	-	-	PUNCT
hassl-3367	187	11	squared	square	VERB
hassl-3367	187	12	1	1	NUM
hassl-3367	187	13	mab	mab	NOUN
hassl-3367	187	14	=	=	SYM
hassl-3367	187	15	f(dmale	f(dmale	NOUN
hassl-3367	187	16	,	,	PUNCT
hassl-3367	187	17	fl	fl	NOUN
hassl-3367	187	18	)	)	PUNCT
hassl-3367	187	19	0.117	0.117	NUM
hassl-3367	187	20	dmale	dmale	NOUN
hassl-3367	187	21	:	:	PUNCT
hassl-3367	187	22	0.018	0.018	NUM
hassl-3367	187	23	and	and	CCONJ
hassl-3367	187	24	fl	fl	NOUN
hassl-3367	187	25	:	:	PUNCT
hassl-3367	187	26	0.099	0.099	NUM
hassl-3367	187	27	0.119	0.119	NUM
hassl-3367	187	28	2	2	NUM
hassl-3367	187	29	fl	fl	NOUN
hassl-3367	187	30	=	=	PUNCT
hassl-3367	187	31	f(dmale	f(dmale	NOUN
hassl-3367	187	32	)	)	PUNCT
hassl-3367	187	33	0.123	0.123	NUM
hassl-3367	187	34	dmale	dmale	NOUN
hassl-3367	187	35	:	:	PUNCT
hassl-3367	187	36	0.123	0.123	NUM
hassl-3367	187	37	0.128	0.128	NUM
hassl-3367	187	38	4.4	4.4	NUM
hassl-3367	187	39	.	.	PUNCT
hassl-3367	188	1	the	the	DET
hassl-3367	188	2	model	model	NOUN
hassl-3367	188	3	estimation	estimation	NOUN
hassl-3367	188	4	results	result	NOUN
hassl-3367	188	5	after	after	ADP
hassl-3367	188	6	assessing	assess	VERB
hassl-3367	188	7	the	the	DET
hassl-3367	188	8	inner	inner	ADJ
hassl-3367	188	9	model	model	NOUN
hassl-3367	188	10	,	,	PUNCT
hassl-3367	188	11	estimating	estimate	VERB
hassl-3367	188	12	the	the	DET
hassl-3367	188	13	model	model	NOUN
hassl-3367	188	14	is	be	AUX
hassl-3367	188	15	the	the	DET
hassl-3367	188	16	next	next	ADJ
hassl-3367	188	17	step	step	NOUN
hassl-3367	188	18	(	(	PUNCT
hassl-3367	188	19	see	see	VERB
hassl-3367	188	20	table	table	NOUN
hassl-3367	188	21	4	4	NUM
hassl-3367	188	22	)	)	PUNCT
hassl-3367	188	23	.	.	PUNCT
hassl-3367	189	1	in	in	ADP
hassl-3367	189	2	this	this	DET
hassl-3367	189	3	table	table	NOUN
hassl-3367	189	4	,	,	PUNCT
hassl-3367	189	5	the	the	DET
hassl-3367	189	6	probability	probability	NOUN
hassl-3367	189	7	of	of	ADP
hassl-3367	189	8	the	the	DET
hassl-3367	189	9	t	t	PROPN
hassl-3367	189	10	-	-	PUNCT
hassl-3367	189	11	statistic	statistic	NOUN
hassl-3367	189	12	associated	associate	VERB
hassl-3367	189	13	with	with	ADP
hassl-3367	189	14	the	the	DET
hassl-3367	189	15	first	first	ADJ
hassl-3367	189	16	and	and	CCONJ
hassl-3367	189	17	second	second	ADJ
hassl-3367	189	18	hypotheses	hypothesis	NOUN
hassl-3367	189	19	is	be	AUX
hassl-3367	189	20	0.0000	0.0000	NUM
hassl-3367	189	21	,	,	PUNCT
hassl-3367	189	22	below	below	ADP
hassl-3367	189	23	a	a	DET
hassl-3367	189	24	5	5	NUM
hassl-3367	189	25	%	%	NOUN
hassl-3367	189	26	significance	significance	NOUN
hassl-3367	189	27	level	level	NOUN
hassl-3367	189	28	,	,	PUNCT
hassl-3367	189	29	with	with	ADP
hassl-3367	189	30	the	the	DET
hassl-3367	189	31	positive	positive	ADJ
hassl-3367	189	32	sign	sign	NOUN
hassl-3367	189	33	of	of	ADP
hassl-3367	189	34	path	path	NOUN
hassl-3367	189	35	coefficients	coefficient	NOUN
hassl-3367	189	36	.	.	PUNCT
hassl-3367	190	1	therefore	therefore	ADV
hassl-3367	190	2	,	,	PUNCT
hassl-3367	190	3	the	the	DET
hassl-3367	190	4	first	first	ADJ
hassl-3367	190	5	hypothesis	hypothesis	NOUN
hassl-3367	190	6	,	,	PUNCT
hassl-3367	190	7	which	which	PRON
hassl-3367	190	8	posits	posit	VERB
hassl-3367	190	9	a	a	DET
hassl-3367	190	10	positive	positive	ADJ
hassl-3367	190	11	influence	influence	NOUN
hassl-3367	190	12	of	of	ADP
hassl-3367	190	13	financial	financial	ADJ
hassl-3367	190	14	literacy	literacy	NOUN
hassl-3367	190	15	humanities	humanity	NOUN
hassl-3367	190	16	and	and	CCONJ
hassl-3367	190	17	social	social	ADJ
hassl-3367	190	18	sciences	science	NOUN
hassl-3367	190	19	letters	letter	NOUN
hassl-3367	190	20	,	,	PUNCT
hassl-3367	190	21	2023	2023	NUM
hassl-3367	190	22	,	,	PUNCT
hassl-3367	190	23	11(2	11(2	NUM
hassl-3367	190	24	):	):	PUNCT
hassl-3367	190	25	203	203	NUM
hassl-3367	190	26	-	-	SYM
hassl-3367	190	27	212	212	NUM
hassl-3367	190	28	209	209	NUM
hassl-3367	190	29	©	©	PROPN
hassl-3367	190	30	2023	2023	NUM
hassl-3367	190	31	conscientia	conscientia	PROPN
hassl-3367	190	32	beam	beam	PROPN
hassl-3367	190	33	.	.	PUNCT
hassl-3367	191	1	all	all	DET
hassl-3367	191	2	rights	right	NOUN
hassl-3367	191	3	reserved	reserve	VERB
hassl-3367	191	4	.	.	PUNCT
hassl-3367	192	1	on	on	ADP
hassl-3367	192	2	money	money	NOUN
hassl-3367	192	3	-	-	PUNCT
hassl-3367	192	4	associated	associate	VERB
hassl-3367	192	5	behavior	behavior	NOUN
hassl-3367	192	6	,	,	PUNCT
hassl-3367	192	7	and	and	CCONJ
hassl-3367	192	8	the	the	DET
hassl-3367	192	9	second	second	ADJ
hassl-3367	192	10	hypothesis	hypothesis	NOUN
hassl-3367	192	11	,	,	PUNCT
hassl-3367	192	12	which	which	PRON
hassl-3367	192	13	states	state	VERB
hassl-3367	192	14	that	that	SCONJ
hassl-3367	192	15	males	male	NOUN
hassl-3367	192	16	have	have	VERB
hassl-3367	192	17	better	well	ADJ
hassl-3367	192	18	financial	financial	ADJ
hassl-3367	192	19	literacy	literacy	NOUN
hassl-3367	192	20	than	than	ADP
hassl-3367	192	21	females	female	NOUN
hassl-3367	192	22	,	,	PUNCT
hassl-3367	192	23	are	be	AUX
hassl-3367	192	24	accepted	accept	VERB
hassl-3367	192	25	.	.	PUNCT
hassl-3367	193	1	meanwhile	meanwhile	ADV
hassl-3367	193	2	,	,	PUNCT
hassl-3367	193	3	the	the	DET
hassl-3367	193	4	probability	probability	NOUN
hassl-3367	193	5	connected	connect	VERB
hassl-3367	193	6	with	with	ADP
hassl-3367	193	7	the	the	DET
hassl-3367	193	8	third	third	ADJ
hassl-3367	193	9	hypothesis	hypothesis	NOUN
hassl-3367	193	10	is	be	AUX
hassl-3367	193	11	0.086	0.086	NUM
hassl-3367	193	12	(	(	PUNCT
hassl-3367	193	13	see	see	VERB
hassl-3367	193	14	table	table	NOUN
hassl-3367	193	15	4	4	NUM
hassl-3367	193	16	)	)	PUNCT
hassl-3367	193	17	.	.	PUNCT
hassl-3367	194	1	because	because	SCONJ
hassl-3367	194	2	this	this	DET
hassl-3367	194	3	value	value	NOUN
hassl-3367	194	4	is	be	AUX
hassl-3367	194	5	still	still	ADV
hassl-3367	194	6	lower	low	ADJ
hassl-3367	194	7	than	than	ADP
hassl-3367	194	8	the	the	DET
hassl-3367	194	9	10	10	NUM
hassl-3367	194	10	%	%	NOUN
hassl-3367	194	11	relaxed	relaxed	ADJ
hassl-3367	194	12	level	level	NOUN
hassl-3367	194	13	,	,	PUNCT
hassl-3367	194	14	the	the	DET
hassl-3367	194	15	third	third	ADJ
hassl-3367	194	16	hypothesis	hypothesis	NOUN
hassl-3367	194	17	stating	state	VERB
hassl-3367	194	18	that	that	SCONJ
hassl-3367	194	19	males	male	NOUN
hassl-3367	194	20	have	have	VERB
hassl-3367	194	21	better	well	ADV
hassl-3367	194	22	moneyassociated	moneyassociate	VERB
hassl-3367	194	23	behavior	behavior	NOUN
hassl-3367	194	24	than	than	ADP
hassl-3367	194	25	females	female	NOUN
hassl-3367	194	26	is	be	AUX
hassl-3367	194	27	also	also	ADV
hassl-3367	194	28	accepted	accept	VERB
hassl-3367	194	29	.	.	PUNCT
hassl-3367	195	1	table	table	NOUN
hassl-3367	195	2	4	4	NUM
hassl-3367	195	3	.	.	PUNCT
hassl-3367	196	1	the	the	DET
hassl-3367	196	2	estimation	estimation	NOUN
hassl-3367	196	3	results	result	NOUN
hassl-3367	196	4	of	of	ADP
hassl-3367	196	5	the	the	DET
hassl-3367	196	6	structural	structural	ADJ
hassl-3367	196	7	equation	equation	NOUN
hassl-3367	196	8	model	model	NOUN
hassl-3367	196	9	based	base	VERB
hassl-3367	196	10	on	on	ADP
hassl-3367	196	11	the	the	DET
hassl-3367	196	12	variance	variance	NOUN
hassl-3367	196	13	.	.	PUNCT
hassl-3367	197	1	hypothesis	hypothesis	NOUN
hassl-3367	197	2	directional	directional	ADJ
hassl-3367	197	3	hypothesis	hypothesis	NOUN
hassl-3367	197	4	path	path	NOUN
hassl-3367	197	5	coefficient	coefficient	NOUN
hassl-3367	197	6	standard	standard	ADJ
hassl-3367	197	7	error	error	NOUN
hassl-3367	197	8	t	t	NOUN
hassl-3367	197	9	-	-	PUNCT
hassl-3367	197	10	statistic	statistic	NOUN
hassl-3367	197	11	probability	probability	NOUN
hassl-3367	197	12	one	one	NUM
hassl-3367	197	13	fl	fl	NOUN
hassl-3367	197	14	→	→	SYM
hassl-3367	197	15	mab	mab	NOUN
hassl-3367	197	16	0.313	0.313	NUM
hassl-3367	197	17	0.092	0.092	NUM
hassl-3367	197	18	3.402	3.402	NUM
hassl-3367	197	19	<	<	NOUN
hassl-3367	197	20	0.001	0.001	NUM
hassl-3367	197	21	two	two	NUM
hassl-3367	197	22	dmale	dmale	NOUN
hassl-3367	197	23	→fl	→fl	ADP
hassl-3367	198	1	0.350	0.350	NUM
hassl-3367	198	2	0.091	0.091	NUM
hassl-3367	198	3	3.846	3.846	NUM
hassl-3367	198	4	<	<	NOUN
hassl-3367	198	5	0.001	0.001	NUM
hassl-3367	198	6	three	three	NUM
hassl-3367	198	7	dmale	dmale	NOUN
hassl-3367	198	8	→	→	PUNCT
hassl-3367	198	9	mab	mab	VERB
hassl-3367	198	10	0.133	0.133	NUM
hassl-3367	198	11	0.092	0.092	NUM
hassl-3367	198	12	1.446	1.446	NUM
hassl-3367	198	13	0.086	0.086	NUM
hassl-3367	198	14	furthermore	furthermore	ADV
hassl-3367	198	15	,	,	PUNCT
hassl-3367	198	16	to	to	PART
hassl-3367	198	17	prove	prove	VERB
hassl-3367	198	18	the	the	DET
hassl-3367	198	19	mediating	mediate	VERB
hassl-3367	198	20	effect	effect	NOUN
hassl-3367	198	21	of	of	ADP
hassl-3367	198	22	financial	financial	ADJ
hassl-3367	198	23	literacy	literacy	NOUN
hassl-3367	198	24	,	,	PUNCT
hassl-3367	198	25	this	this	DET
hassl-3367	198	26	study	study	NOUN
hassl-3367	198	27	utilizes	utilize	VERB
hassl-3367	198	28	the	the	DET
hassl-3367	198	29	sobel	sobel	NOUN
hassl-3367	198	30	test	test	NOUN
hassl-3367	198	31	(	(	PUNCT
hassl-3367	198	32	see	see	VERB
hassl-3367	198	33	table	table	NOUN
hassl-3367	198	34	5	5	NUM
hassl-3367	198	35	)	)	PUNCT
hassl-3367	198	36	.	.	PUNCT
hassl-3367	199	1	the	the	DET
hassl-3367	199	2	probability	probability	NOUN
hassl-3367	199	3	of	of	ADP
hassl-3367	199	4	the	the	DET
hassl-3367	199	5	z	z	NOUN
hassl-3367	199	6	-	-	PUNCT
hassl-3367	199	7	statistic	statistic	NOUN
hassl-3367	199	8	of	of	ADP
hassl-3367	199	9	0.017	0.017	NUM
hassl-3367	199	10	,	,	PUNCT
hassl-3367	199	11	and	and	CCONJ
hassl-3367	199	12	because	because	SCONJ
hassl-3367	199	13	this	this	DET
hassl-3367	199	14	value	value	NOUN
hassl-3367	199	15	is	be	AUX
hassl-3367	199	16	less	less	ADJ
hassl-3367	199	17	than	than	ADP
hassl-3367	199	18	a	a	DET
hassl-3367	199	19	5	5	NUM
hassl-3367	199	20	%	%	NOUN
hassl-3367	199	21	significance	significance	NOUN
hassl-3367	199	22	level	level	NOUN
hassl-3367	199	23	,	,	PUNCT
hassl-3367	199	24	financial	financial	ADJ
hassl-3367	199	25	literacy	literacy	NOUN
hassl-3367	199	26	acts	act	VERB
hassl-3367	199	27	as	as	ADP
hassl-3367	199	28	the	the	DET
hassl-3367	199	29	mediating	mediate	VERB
hassl-3367	199	30	variable	variable	NOUN
hassl-3367	199	31	.	.	PUNCT
hassl-3367	200	1	table	table	NOUN
hassl-3367	200	2	5	5	NUM
hassl-3367	200	3	.	.	PUNCT
hassl-3367	201	1	the	the	DET
hassl-3367	201	2	sobel	sobel	PROPN
hassl-3367	201	3	test	test	NOUN
hassl-3367	201	4	results	result	NOUN
hassl-3367	201	5	.	.	PUNCT
hassl-3367	202	1	directional	directional	ADJ
hassl-3367	202	2	hypothesis	hypothesis	NOUN
hassl-3367	202	3	path	path	NOUN
hassl-3367	202	4	coefficient	coefficient	NOUN
hassl-3367	202	5	multiplication	multiplication	NOUN
hassl-3367	202	6	standard	standard	NOUN
hassl-3367	202	7	error	error	NOUN
hassl-3367	202	8	z	z	NOUN
hassl-3367	202	9	-	-	PUNCT
hassl-3367	202	10	statistic	statistic	ADJ
hassl-3367	202	11	probability	probability	NOUN
hassl-3367	202	12	dmale	dmale	NOUN
hassl-3367	202	13	→fl	→fl	PUNCT
hassl-3367	202	14	→	→	SYM
hassl-3367	202	15	mab	mab	NOUN
hassl-3367	202	16	0.110	0.110	NUM
hassl-3367	202	17	0.044	0.044	NUM
hassl-3367	202	18	2.501	2.501	NUM
hassl-3367	202	19	0.017	0.017	NUM
hassl-3367	202	20	4.5	4.5	NUM
hassl-3367	202	21	.	.	PUNCT
hassl-3367	203	1	discussion	discussion	NOUN
hassl-3367	203	2	from	from	ADP
hassl-3367	203	3	the	the	DET
hassl-3367	203	4	results	result	NOUN
hassl-3367	203	5	of	of	ADP
hassl-3367	203	6	testing	test	VERB
hassl-3367	203	7	the	the	DET
hassl-3367	203	8	first	first	ADJ
hassl-3367	203	9	hypothesis	hypothesis	NOUN
hassl-3367	203	10	,	,	PUNCT
hassl-3367	203	11	financial	financial	ADJ
hassl-3367	203	12	knowledge	knowledge	NOUN
hassl-3367	203	13	was	be	AUX
hassl-3367	203	14	found	find	VERB
hassl-3367	203	15	to	to	PART
hassl-3367	203	16	positively	positively	ADV
hassl-3367	203	17	influence	influence	VERB
hassl-3367	203	18	moneyassociated	moneyassociate	VERB
hassl-3367	203	19	behavior	behavior	NOUN
hassl-3367	203	20	.	.	PUNCT
hassl-3367	204	1	this	this	PRON
hassl-3367	204	2	means	mean	VERB
hassl-3367	204	3	that	that	SCONJ
hassl-3367	204	4	knowledgeable	knowledgeable	ADJ
hassl-3367	204	5	students	student	NOUN
hassl-3367	204	6	can	can	AUX
hassl-3367	204	7	manage	manage	VERB
hassl-3367	204	8	their	their	PRON
hassl-3367	204	9	funds	fund	NOUN
hassl-3367	204	10	efficiently	efficiently	ADV
hassl-3367	204	11	because	because	SCONJ
hassl-3367	204	12	financial	financial	ADJ
hassl-3367	204	13	management	management	NOUN
hassl-3367	204	14	has	have	AUX
hassl-3367	204	15	already	already	ADV
hassl-3367	204	16	been	be	AUX
hassl-3367	204	17	taught	teach	VERB
hassl-3367	204	18	to	to	ADP
hassl-3367	204	19	students	student	NOUN
hassl-3367	204	20	in	in	ADP
hassl-3367	204	21	business	business	NOUN
hassl-3367	204	22	departments	department	NOUN
hassl-3367	204	23	in	in	ADP
hassl-3367	204	24	the	the	DET
hassl-3367	204	25	second	second	ADJ
hassl-3367	204	26	academic	academic	ADJ
hassl-3367	204	27	year	year	NOUN
hassl-3367	204	28	.	.	PUNCT
hassl-3367	205	1	moreover	moreover	ADV
hassl-3367	205	2	,	,	PUNCT
hassl-3367	205	3	this	this	DET
hassl-3367	205	4	situation	situation	NOUN
hassl-3367	205	5	is	be	AUX
hassl-3367	205	6	supported	support	VERB
hassl-3367	205	7	by	by	ADP
hassl-3367	205	8	the	the	DET
hassl-3367	205	9	surveyed	survey	VERB
hassl-3367	205	10	students	student	NOUN
hassl-3367	205	11	from	from	ADP
hassl-3367	205	12	the	the	DET
hassl-3367	205	13	2016	2016	NUM
hassl-3367	205	14	to	to	ADP
hassl-3367	205	15	2018	2018	NUM
hassl-3367	205	16	batches	batch	NOUN
hassl-3367	205	17	who	who	PRON
hassl-3367	205	18	accomplished	accomplish	VERB
hassl-3367	205	19	their	their	PRON
hassl-3367	205	20	second	second	ADJ
hassl-3367	205	21	,	,	PUNCT
hassl-3367	205	22	third	third	ADJ
hassl-3367	205	23	and	and	CCONJ
hassl-3367	205	24	fourth	fourth	ADJ
hassl-3367	205	25	years	year	NOUN
hassl-3367	205	26	(	(	PUNCT
hassl-3367	205	27	see	see	VERB
hassl-3367	205	28	table	table	NOUN
hassl-3367	205	29	1	1	NUM
hassl-3367	205	30	)	)	PUNCT
hassl-3367	205	31	.	.	PUNCT
hassl-3367	206	1	therefore	therefore	ADV
hassl-3367	206	2	,	,	PUNCT
hassl-3367	206	3	this	this	DET
hassl-3367	206	4	evidence	evidence	NOUN
hassl-3367	206	5	confirms	confirm	VERB
hassl-3367	206	6	the	the	DET
hassl-3367	206	7	results	result	NOUN
hassl-3367	206	8	of	of	ADP
hassl-3367	206	9	the	the	DET
hassl-3367	206	10	studies	study	NOUN
hassl-3367	206	11	by	by	ADP
hassl-3367	206	12	ameliawati	ameliawati	NOUN
hassl-3367	206	13	and	and	CCONJ
hassl-3367	206	14	setiyani	setiyani	PROPN
hassl-3367	206	15	(	(	PUNCT
hassl-3367	206	16	2018	2018	NUM
hassl-3367	206	17	)	)	PUNCT
hassl-3367	206	18	,	,	PUNCT
hassl-3367	206	19	zaki	zaki	PROPN
hassl-3367	206	20	et	et	PROPN
hassl-3367	206	21	al	al	PROPN
hassl-3367	206	22	.	.	PROPN
hassl-3367	207	1	(	(	PUNCT
hassl-3367	207	2	2020	2020	NUM
hassl-3367	207	3	)	)	PUNCT
hassl-3367	207	4	,	,	PUNCT
hassl-3367	207	5	khawar	khawar	NOUN
hassl-3367	207	6	and	and	CCONJ
hassl-3367	207	7	sarwar	sarwar	PROPN
hassl-3367	207	8	(	(	PUNCT
hassl-3367	207	9	2021	2021	NUM
hassl-3367	207	10	)	)	PUNCT
hassl-3367	207	11	,	,	PUNCT
hassl-3367	207	12	and	and	CCONJ
hassl-3367	207	13	singh	singh	PROPN
hassl-3367	207	14	et	et	PROPN
hassl-3367	207	15	al	al	PROPN
hassl-3367	207	16	.	.	PROPN
hassl-3367	208	1	(	(	PUNCT
hassl-3367	208	2	2020	2020	NUM
hassl-3367	208	3	)	)	PUNCT
hassl-3367	208	4	.	.	PUNCT
hassl-3367	209	1	the	the	DET
hassl-3367	209	2	results	result	NOUN
hassl-3367	209	3	from	from	ADP
hassl-3367	209	4	testing	test	VERB
hassl-3367	209	5	the	the	DET
hassl-3367	209	6	second	second	ADJ
hassl-3367	209	7	and	and	CCONJ
hassl-3367	209	8	third	third	ADJ
hassl-3367	209	9	hypotheses	hypothesis	NOUN
hassl-3367	209	10	show	show	VERB
hassl-3367	209	11	males	male	NOUN
hassl-3367	209	12	have	have	VERB
hassl-3367	209	13	better	well	ADJ
hassl-3367	209	14	financial	financial	ADJ
hassl-3367	209	15	literacy	literacy	NOUN
hassl-3367	209	16	and	and	CCONJ
hassl-3367	209	17	managing	manage	VERB
hassl-3367	209	18	behavior	behavior	NOUN
hassl-3367	209	19	than	than	ADP
hassl-3367	209	20	females	female	NOUN
hassl-3367	209	21	.	.	PUNCT
hassl-3367	210	1	this	this	PRON
hassl-3367	210	2	is	be	AUX
hassl-3367	210	3	due	due	ADJ
hassl-3367	210	4	to	to	ADP
hassl-3367	210	5	a	a	DET
hassl-3367	210	6	greater	great	ADJ
hassl-3367	210	7	number	number	NOUN
hassl-3367	210	8	of	of	ADP
hassl-3367	210	9	male	male	ADJ
hassl-3367	210	10	students	student	NOUN
hassl-3367	210	11	participating	participate	VERB
hassl-3367	210	12	in	in	ADP
hassl-3367	210	13	this	this	DET
hassl-3367	210	14	survey	survey	NOUN
hassl-3367	210	15	(	(	PUNCT
hassl-3367	210	16	see	see	VERB
hassl-3367	210	17	table	table	NOUN
hassl-3367	210	18	1	1	NUM
hassl-3367	210	19	)	)	PUNCT
hassl-3367	210	20	.	.	PUNCT
hassl-3367	211	1	regarding	regard	VERB
hassl-3367	211	2	the	the	DET
hassl-3367	211	3	correct	correct	ADJ
hassl-3367	211	4	answers	answer	NOUN
hassl-3367	211	5	to	to	ADP
hassl-3367	211	6	the	the	DET
hassl-3367	211	7	seven	seven	NUM
hassl-3367	211	8	financial	financial	ADJ
hassl-3367	211	9	literacy	literacy	NOUN
hassl-3367	211	10	-	-	PUNCT
hassl-3367	211	11	related	relate	VERB
hassl-3367	211	12	questions	question	NOUN
hassl-3367	211	13	,	,	PUNCT
hassl-3367	211	14	the	the	DET
hassl-3367	211	15	score	score	NOUN
hassl-3367	211	16	of	of	ADP
hassl-3367	211	17	males	male	NOUN
hassl-3367	211	18	is	be	AUX
hassl-3367	211	19	higher	high	ADJ
hassl-3367	211	20	than	than	ADP
hassl-3367	211	21	that	that	PRON
hassl-3367	211	22	of	of	ADP
hassl-3367	211	23	females	female	NOUN
hassl-3367	211	24	(	(	PUNCT
hassl-3367	211	25	4.53	4.53	NUM
hassl-3367	211	26	for	for	ADP
hassl-3367	211	27	men	man	NOUN
hassl-3367	211	28	versus	versus	ADP
hassl-3367	211	29	3.82	3.82	NUM
hassl-3367	211	30	for	for	ADP
hassl-3367	211	31	women	woman	NOUN
hassl-3367	211	32	(	(	PUNCT
hassl-3367	211	33	see	see	VERB
hassl-3367	211	34	table	table	NOUN
hassl-3367	211	35	6	6	NUM
hassl-3367	211	36	)	)	PUNCT
hassl-3367	211	37	)	)	PUNCT
hassl-3367	211	38	.	.	PUNCT
hassl-3367	212	1	similarly	similarly	ADV
hassl-3367	212	2	,	,	PUNCT
hassl-3367	212	3	this	this	DET
hassl-3367	212	4	matter	matter	NOUN
hassl-3367	212	5	is	be	AUX
hassl-3367	212	6	supported	support	VERB
hassl-3367	212	7	by	by	ADP
hassl-3367	212	8	the	the	DET
hassl-3367	212	9	number	number	NOUN
hassl-3367	212	10	of	of	ADP
hassl-3367	212	11	students	student	NOUN
hassl-3367	212	12	with	with	ADP
hassl-3367	212	13	the	the	DET
hassl-3367	212	14	correct	correct	ADJ
hassl-3367	212	15	answers	answer	NOUN
hassl-3367	212	16	to	to	ADP
hassl-3367	212	17	the	the	DET
hassl-3367	212	18	seven	seven	NUM
hassl-3367	212	19	questions	question	NOUN
hassl-3367	212	20	:	:	PUNCT
hassl-3367	212	21	(	(	PUNCT
hassl-3367	212	22	1	1	X
hassl-3367	212	23	)	)	PUNCT
hassl-3367	212	24	the	the	DET
hassl-3367	212	25	time	time	NOUN
hassl-3367	212	26	value	value	NOUN
hassl-3367	212	27	of	of	ADP
hassl-3367	212	28	money	money	NOUN
hassl-3367	212	29	,	,	PUNCT
hassl-3367	212	30	(	(	PUNCT
hassl-3367	212	31	2	2	X
hassl-3367	212	32	)	)	PUNCT
hassl-3367	212	33	interest	interest	NOUN
hassl-3367	212	34	compensated	compensate	VERB
hassl-3367	212	35	on	on	ADP
hassl-3367	212	36	loans	loan	NOUN
hassl-3367	212	37	,	,	PUNCT
hassl-3367	212	38	(	(	PUNCT
hassl-3367	212	39	3	3	X
hassl-3367	212	40	)	)	PUNCT
hassl-3367	212	41	interest	interest	NOUN
hassl-3367	212	42	plus	plus	CCONJ
hassl-3367	212	43	principles	principle	NOUN
hassl-3367	212	44	,	,	PUNCT
hassl-3367	212	45	(	(	PUNCT
hassl-3367	212	46	4	4	X
hassl-3367	212	47	)	)	PUNCT
hassl-3367	212	48	compound	compound	NOUN
hassl-3367	212	49	interest	interest	NOUN
hassl-3367	212	50	,	,	PUNCT
hassl-3367	212	51	(	(	PUNCT
hassl-3367	212	52	5	5	X
hassl-3367	212	53	)	)	PUNCT
hassl-3367	212	54	risk	risk	NOUN
hassl-3367	212	55	and	and	CCONJ
hassl-3367	212	56	return	return	NOUN
hassl-3367	212	57	,	,	PUNCT
hassl-3367	212	58	(	(	PUNCT
hassl-3367	212	59	6	6	X
hassl-3367	212	60	)	)	PUNCT
hassl-3367	212	61	inflation	inflation	NOUN
hassl-3367	212	62	,	,	PUNCT
hassl-3367	212	63	and	and	CCONJ
hassl-3367	212	64	(	(	PUNCT
hassl-3367	212	65	7	7	X
hassl-3367	212	66	)	)	PUNCT
hassl-3367	212	67	diversification	diversification	NOUN
hassl-3367	212	68	(	(	PUNCT
hassl-3367	212	69	see	see	VERB
hassl-3367	212	70	table	table	NOUN
hassl-3367	212	71	6	6	NUM
hassl-3367	212	72	)	)	PUNCT
hassl-3367	212	73	.	.	PUNCT
hassl-3367	213	1	these	these	DET
hassl-3367	213	2	results	result	NOUN
hassl-3367	213	3	confirm	confirm	VERB
hassl-3367	213	4	the	the	DET
hassl-3367	213	5	findings	finding	NOUN
hassl-3367	213	6	of	of	ADP
hassl-3367	213	7	ansong	ansong	NOUN
hassl-3367	213	8	and	and	CCONJ
hassl-3367	213	9	gyensare	gyensare	ADJ
hassl-3367	213	10	(	(	PUNCT
hassl-3367	213	11	2012	2012	NUM
hassl-3367	213	12	)	)	PUNCT
hassl-3367	213	13	,	,	PUNCT
hassl-3367	213	14	meimouneh	meimouneh	PROPN
hassl-3367	213	15	et	et	PROPN
hassl-3367	213	16	al	al	PROPN
hassl-3367	213	17	.	.	PROPN
hassl-3367	214	1	(	(	PUNCT
hassl-3367	214	2	2014	2014	NUM
hassl-3367	214	3	)	)	PUNCT
hassl-3367	214	4	,	,	PUNCT
hassl-3367	214	5	lantara	lantara	NOUN
hassl-3367	214	6	and	and	CCONJ
hassl-3367	214	7	kartini	kartini	NOUN
hassl-3367	214	8	(	(	PUNCT
hassl-3367	214	9	2015	2015	NUM
hassl-3367	214	10	)	)	PUNCT
hassl-3367	214	11	,	,	PUNCT
hassl-3367	214	12	okamoto	okamoto	NOUN
hassl-3367	214	13	and	and	CCONJ
hassl-3367	214	14	komamura	komamura	X
hassl-3367	214	15	(	(	PUNCT
hassl-3367	214	16	2021	2021	NUM
hassl-3367	214	17	)	)	PUNCT
hassl-3367	214	18	,	,	PUNCT
hassl-3367	214	19	and	and	CCONJ
hassl-3367	214	20	tinghög	tinghög	NOUN
hassl-3367	214	21	et	et	PROPN
hassl-3367	214	22	al	al	PROPN
hassl-3367	214	23	.	.	PROPN
hassl-3367	215	1	(	(	PUNCT
hassl-3367	215	2	2021	2021	NUM
hassl-3367	215	3	)	)	PUNCT
hassl-3367	215	4	.	.	PUNCT
hassl-3367	216	1	table	table	NOUN
hassl-3367	216	2	6	6	NUM
hassl-3367	216	3	.	.	PUNCT
hassl-3367	217	1	the	the	DET
hassl-3367	217	2	features	feature	NOUN
hassl-3367	217	3	of	of	ADP
hassl-3367	217	4	students	student	NOUN
hassl-3367	217	5	with	with	ADP
hassl-3367	217	6	correct	correct	ADJ
hassl-3367	217	7	answers	answer	NOUN
hassl-3367	217	8	to	to	ADP
hassl-3367	217	9	financial	financial	ADJ
hassl-3367	217	10	literacy	literacy	NOUN
hassl-3367	217	11	questions	question	NOUN
hassl-3367	217	12	.	.	PUNCT
hassl-3367	218	1	question	question	NOUN
hassl-3367	218	2	total	total	ADJ
hassl-3367	218	3	students	student	NOUN
hassl-3367	218	4	with	with	ADP
hassl-3367	218	5	the	the	DET
hassl-3367	218	6	correct	correct	ADJ
hassl-3367	218	7	answers	answer	NOUN
hassl-3367	218	8	males	male	NOUN
hassl-3367	218	9	with	with	ADP
hassl-3367	218	10	the	the	DET
hassl-3367	218	11	correct	correct	ADJ
hassl-3367	218	12	answers	answer	NOUN
hassl-3367	218	13	females	female	NOUN
hassl-3367	218	14	with	with	ADP
hassl-3367	218	15	the	the	DET
hassl-3367	218	16	correct	correct	ADJ
hassl-3367	218	17	answers	answer	NOUN
hassl-3367	218	18	no	no	INTJ
hassl-3367	218	19	.	.	PUNCT
hassl-3367	219	1	topic	topic	NOUN
hassl-3367	219	2	total	total	ADJ
hassl-3367	219	3	%	%	NOUN
hassl-3367	219	4	total	total	ADJ
hassl-3367	219	5	%	%	NOUN
hassl-3367	219	6	total	total	ADJ
hassl-3367	219	7	%	%	NOUN
hassl-3367	219	8	1	1	NUM
hassl-3367	219	9	.	.	NOUN
hassl-3367	219	10	time	time	NOUN
hassl-3367	219	11	value	value	NOUN
hassl-3367	219	12	of	of	ADP
hassl-3367	219	13	money	money	NOUN
hassl-3367	219	14	73	73	NUM
hassl-3367	219	15	73	73	NUM
hassl-3367	219	16	%	%	NOUN
hassl-3367	219	17	43	43	NUM
hassl-3367	219	18	43	43	NUM
hassl-3367	219	19	%	%	NOUN
hassl-3367	219	20	30	30	NUM
hassl-3367	219	21	30	30	NUM
hassl-3367	219	22	%	%	NOUN
hassl-3367	219	23	2	2	NUM
hassl-3367	219	24	.	.	PUNCT
hassl-3367	220	1	interest	interest	NOUN
hassl-3367	220	2	compensated	compensate	VERB
hassl-3367	220	3	on	on	ADP
hassl-3367	220	4	loans	loan	NOUN
hassl-3367	220	5	58	58	NUM
hassl-3367	220	6	58	58	NUM
hassl-3367	220	7	%	%	NOUN
hassl-3367	220	8	41	41	NUM
hassl-3367	220	9	41	41	NUM
hassl-3367	220	10	%	%	NOUN
hassl-3367	220	11	17	17	NUM
hassl-3367	220	12	17	17	NUM
hassl-3367	220	13	%	%	NOUN
hassl-3367	220	14	3	3	NUM
hassl-3367	220	15	.	.	PUNCT
hassl-3367	220	16	interest	interest	NOUN
hassl-3367	220	17	plus	plus	CCONJ
hassl-3367	220	18	principles	principle	NOUN
hassl-3367	220	19	74	74	NUM
hassl-3367	220	20	74	74	NUM
hassl-3367	220	21	%	%	NOUN
hassl-3367	221	1	47	47	NUM
hassl-3367	221	2	47	47	NUM
hassl-3367	221	3	%	%	NOUN
hassl-3367	221	4	27	27	NUM
hassl-3367	221	5	27	27	NUM
hassl-3367	221	6	%	%	NOUN
hassl-3367	221	7	4	4	NUM
hassl-3367	221	8	.	.	PUNCT
hassl-3367	221	9	compound	compound	NOUN
hassl-3367	221	10	interest	interest	NOUN
hassl-3367	222	1	65	65	NUM
hassl-3367	222	2	65	65	NUM
hassl-3367	222	3	%	%	NOUN
hassl-3367	222	4	42	42	NUM
hassl-3367	222	5	42	42	NUM
hassl-3367	222	6	%	%	NOUN
hassl-3367	222	7	23	23	NUM
hassl-3367	222	8	23	23	NUM
hassl-3367	222	9	%	%	NOUN
hassl-3367	222	10	5	5	NUM
hassl-3367	222	11	.	.	NOUN
hassl-3367	222	12	risk	risk	NOUN
hassl-3367	222	13	and	and	CCONJ
hassl-3367	222	14	return	return	VERB
hassl-3367	222	15	66	66	NUM
hassl-3367	222	16	66	66	NUM
hassl-3367	222	17	%	%	NOUN
hassl-3367	222	18	44	44	NUM
hassl-3367	222	19	44	44	NUM
hassl-3367	222	20	%	%	NOUN
hassl-3367	222	21	22	22	NUM
hassl-3367	222	22	22	22	NUM
hassl-3367	222	23	%	%	NOUN
hassl-3367	222	24	6	6	NUM
hassl-3367	222	25	.	.	PUNCT
hassl-3367	223	1	inflation	inflation	NOUN
hassl-3367	223	2	46	46	NUM
hassl-3367	223	3	46	46	NUM
hassl-3367	223	4	%	%	NOUN
hassl-3367	223	5	32	32	NUM
hassl-3367	223	6	32	32	NUM
hassl-3367	223	7	%	%	NOUN
hassl-3367	223	8	14	14	NUM
hassl-3367	223	9	14	14	NUM
hassl-3367	223	10	%	%	NOUN
hassl-3367	223	11	7	7	NUM
hassl-3367	223	12	.	.	PUNCT
hassl-3367	223	13	diversification	diversification	NOUN
hassl-3367	223	14	44	44	NUM
hassl-3367	223	15	44	44	NUM
hassl-3367	223	16	%	%	NOUN
hassl-3367	223	17	32	32	NUM
hassl-3367	223	18	32	32	NUM
hassl-3367	223	19	%	%	NOUN
hassl-3367	223	20	12	12	NUM
hassl-3367	223	21	12	12	NUM
hassl-3367	223	22	%	%	NOUN
hassl-3367	223	23	overall	overall	ADJ
hassl-3367	223	24	average	average	ADJ
hassl-3367	223	25	score	score	NOUN
hassl-3367	223	26	4.30	4.30	NUM
hassl-3367	223	27	4.53	4.53	NUM
hassl-3367	223	28	3.82	3.82	NUM
hassl-3367	223	29	humanities	humanity	NOUN
hassl-3367	223	30	and	and	CCONJ
hassl-3367	223	31	social	social	ADJ
hassl-3367	223	32	sciences	science	NOUN
hassl-3367	223	33	letters	letter	NOUN
hassl-3367	223	34	,	,	PUNCT
hassl-3367	223	35	2023	2023	NUM
hassl-3367	223	36	,	,	PUNCT
hassl-3367	223	37	11(2	11(2	NUM
hassl-3367	223	38	):	):	PUNCT
hassl-3367	223	39	203	203	NUM
hassl-3367	223	40	-	-	SYM
hassl-3367	223	41	212	212	NUM
hassl-3367	223	42	210	210	NUM
hassl-3367	223	43	©	©	ADP
hassl-3367	223	44	2023	2023	NUM
hassl-3367	223	45	conscientia	conscientia	PROPN
hassl-3367	223	46	beam	beam	PROPN
hassl-3367	223	47	.	.	PUNCT
hassl-3367	224	1	all	all	DET
hassl-3367	224	2	rights	right	NOUN
hassl-3367	224	3	reserved	reserve	VERB
hassl-3367	224	4	.	.	PUNCT
hassl-3367	225	1	regarding	regard	VERB
hassl-3367	225	2	financial	financial	ADJ
hassl-3367	225	3	behavior	behavior	NOUN
hassl-3367	225	4	,	,	PUNCT
hassl-3367	225	5	the	the	DET
hassl-3367	225	6	male	male	ADJ
hassl-3367	225	7	students	student	NOUN
hassl-3367	225	8	fared	fare	VERB
hassl-3367	225	9	better	well	ADJ
hassl-3367	225	10	than	than	ADP
hassl-3367	225	11	the	the	DET
hassl-3367	225	12	females	female	NOUN
hassl-3367	225	13	in	in	ADP
hassl-3367	225	14	the	the	DET
hassl-3367	225	15	valid	valid	ADJ
hassl-3367	225	16	and	and	CCONJ
hassl-3367	225	17	reliable	reliable	ADJ
hassl-3367	225	18	answers	answer	NOUN
hassl-3367	225	19	based	base	VERB
hassl-3367	225	20	on	on	ADP
hassl-3367	225	21	three	three	NUM
hassl-3367	225	22	items	item	NOUN
hassl-3367	225	23	:	:	PUNCT
hassl-3367	225	24	mab3	mab3	PROPN
hassl-3367	225	25	,	,	PUNCT
hassl-3367	225	26	mab4	mab4	PROPN
hassl-3367	225	27	,	,	PUNCT
hassl-3367	225	28	and	and	CCONJ
hassl-3367	225	29	mab5	mab5	NOUN
hassl-3367	225	30	.	.	PUNCT
hassl-3367	226	1	this	this	PRON
hassl-3367	226	2	means	mean	VERB
hassl-3367	226	3	that	that	SCONJ
hassl-3367	226	4	males	male	NOUN
hassl-3367	226	5	tend	tend	VERB
hassl-3367	226	6	to	to	PART
hassl-3367	226	7	achieve	achieve	VERB
hassl-3367	226	8	their	their	PRON
hassl-3367	226	9	long	long	ADJ
hassl-3367	226	10	-	-	PUNCT
hassl-3367	226	11	term	term	NOUN
hassl-3367	226	12	financial	financial	ADJ
hassl-3367	226	13	goals	goal	NOUN
hassl-3367	226	14	,	,	PUNCT
hassl-3367	226	15	pay	pay	VERB
hassl-3367	226	16	attention	attention	NOUN
hassl-3367	226	17	to	to	ADP
hassl-3367	226	18	their	their	PRON
hassl-3367	226	19	money	money	NOUN
hassl-3367	226	20	-	-	PUNCT
hassl-3367	226	21	related	relate	VERB
hassl-3367	226	22	activities	activity	NOUN
hassl-3367	226	23	,	,	PUNCT
hassl-3367	226	24	and	and	CCONJ
hassl-3367	226	25	save	save	VERB
hassl-3367	226	26	funds	fund	NOUN
hassl-3367	226	27	in	in	ADP
hassl-3367	226	28	their	their	PRON
hassl-3367	226	29	bank	bank	NOUN
hassl-3367	226	30	accounts	account	VERB
hassl-3367	226	31	more	more	ADJ
hassl-3367	226	32	than	than	ADP
hassl-3367	226	33	females	female	NOUN
hassl-3367	226	34	.	.	PUNCT
hassl-3367	227	1	this	this	DET
hassl-3367	227	2	situation	situation	NOUN
hassl-3367	227	3	is	be	AUX
hassl-3367	227	4	reflected	reflect	VERB
hassl-3367	227	5	by	by	ADP
hassl-3367	227	6	the	the	DET
hassl-3367	227	7	mean	mean	ADJ
hassl-3367	227	8	scores	score	NOUN
hassl-3367	227	9	of	of	ADP
hassl-3367	227	10	males	male	NOUN
hassl-3367	227	11	,	,	PUNCT
hassl-3367	227	12	which	which	PRON
hassl-3367	227	13	are	be	AUX
hassl-3367	227	14	higher	high	ADJ
hassl-3367	227	15	than	than	ADP
hassl-3367	227	16	that	that	PRON
hassl-3367	227	17	of	of	ADP
hassl-3367	227	18	females	female	NOUN
hassl-3367	227	19	(	(	PUNCT
hassl-3367	227	20	see	see	VERB
hassl-3367	227	21	table	table	NOUN
hassl-3367	227	22	7	7	NUM
hassl-3367	227	23	)	)	PUNCT
hassl-3367	227	24	.	.	PUNCT
hassl-3367	228	1	based	base	VERB
hassl-3367	228	2	on	on	ADP
hassl-3367	228	3	this	this	DET
hassl-3367	228	4	finding	finding	NOUN
hassl-3367	228	5	,	,	PUNCT
hassl-3367	228	6	this	this	DET
hassl-3367	228	7	research	research	NOUN
hassl-3367	228	8	affirms	affirm	VERB
hassl-3367	228	9	herdjiono	herdjiono	PROPN
hassl-3367	228	10	et	et	PROPN
hassl-3367	228	11	al	al	PROPN
hassl-3367	228	12	.	.	PROPN
hassl-3367	229	1	(	(	PUNCT
hassl-3367	229	2	2018	2018	NUM
hassl-3367	229	3	)	)	PUNCT
hassl-3367	229	4	and	and	CCONJ
hassl-3367	229	5	morris	morris	PROPN
hassl-3367	229	6	et	et	PROPN
hassl-3367	229	7	al	al	PROPN
hassl-3367	229	8	.	.	PROPN
hassl-3367	230	1	(	(	PUNCT
hassl-3367	230	2	2022	2022	NUM
hassl-3367	230	3	)	)	PUNCT
hassl-3367	230	4	.	.	PUNCT
hassl-3367	231	1	table	table	NOUN
hassl-3367	231	2	7	7	NUM
hassl-3367	231	3	.	.	PUNCT
hassl-3367	232	1	the	the	DET
hassl-3367	232	2	features	feature	NOUN
hassl-3367	232	3	of	of	ADP
hassl-3367	232	4	students	student	NOUN
hassl-3367	232	5	based	base	VERB
hassl-3367	232	6	on	on	ADP
hassl-3367	232	7	valid	valid	ADJ
hassl-3367	232	8	and	and	CCONJ
hassl-3367	232	9	reliable	reliable	ADJ
hassl-3367	232	10	answers	answer	NOUN
hassl-3367	232	11	to	to	ADP
hassl-3367	232	12	financial	financial	ADJ
hassl-3367	232	13	behavior	behavior	NOUN
hassl-3367	232	14	.	.	PUNCT
hassl-3367	233	1	items	item	NOUN
hassl-3367	233	2	all	all	DET
hassl-3367	233	3	samples	sample	NOUN
hassl-3367	233	4	(	(	PUNCT
hassl-3367	233	5	n	n	NOUN
hassl-3367	233	6	=	=	SYM
hassl-3367	233	7	100	100	NUM
hassl-3367	233	8	)	)	PUNCT
hassl-3367	233	9	male	male	NOUN
hassl-3367	233	10	(	(	PUNCT
hassl-3367	233	11	n	n	NOUN
hassl-3367	233	12	=	=	SYM
hassl-3367	233	13	62	62	NUM
hassl-3367	233	14	)	)	PUNCT
hassl-3367	233	15	female	female	NOUN
hassl-3367	233	16	(	(	PUNCT
hassl-3367	233	17	n	n	NOUN
hassl-3367	233	18	=	=	SYM
hassl-3367	233	19	38	38	NUM
hassl-3367	233	20	)	)	PUNCT
hassl-3367	233	21	mean	mean	VERB
hassl-3367	233	22	score	score	NOUN
hassl-3367	233	23	total	total	NOUN
hassl-3367	233	24	mean	mean	NOUN
hassl-3367	234	1	score	score	NOUN
hassl-3367	234	2	total	total	NOUN
hassl-3367	234	3	mean	mean	NOUN
hassl-3367	234	4	score	score	NOUN
hassl-3367	234	5	total	total	PROPN
hassl-3367	234	6	code	code	NOUN
hassl-3367	234	7	description	description	NOUN
hassl-3367	234	8	ar	ar	PROPN
hassl-3367	234	9	*	*	PROPN
hassl-3367	234	10	nonar	nonar	PROPN
hassl-3367	234	11	*	*	PROPN
hassl-3367	234	12	*	*	PROPN
hassl-3367	234	13	ar	ar	PROPN
hassl-3367	234	14	nonar	nonar	PROPN
hassl-3367	234	15	ar	ar	PROPN
hassl-3367	234	16	nonar	nonar	PROPN
hassl-3367	234	17	mab3	mab3	PROPN
hassl-3367	234	18	achieving	achieve	VERB
hassl-3367	234	19	longterm	longterm	ADJ
hassl-3367	234	20	financial	financial	ADJ
hassl-3367	234	21	goals	goal	NOUN
hassl-3367	234	22	4.08	4.08	NUM
hassl-3367	234	23	81	81	NUM
hassl-3367	234	24	19	19	NUM
hassl-3367	234	25	4.14	4.14	NUM
hassl-3367	234	26	52	52	NUM
hassl-3367	234	27	10	10	NUM
hassl-3367	234	28	3.97	3.97	NUM
hassl-3367	234	29	29	29	NUM
hassl-3367	234	30	9	9	NUM
hassl-3367	234	31	mab4	mab4	ADJ
hassl-3367	234	32	paying	pay	VERB
hassl-3367	234	33	attention	attention	NOUN
hassl-3367	234	34	to	to	ADP
hassl-3367	234	35	their	their	PRON
hassl-3367	234	36	moneyrelated	moneyrelate	VERB
hassl-3367	234	37	activities	activity	NOUN
hassl-3367	234	38	4.08	4.08	NUM
hassl-3367	234	39	81	81	NUM
hassl-3367	234	40	19	19	NUM
hassl-3367	234	41	4.16	4.16	NUM
hassl-3367	234	42	52	52	NUM
hassl-3367	234	43	10	10	NUM
hassl-3367	234	44	3.95	3.95	NUM
hassl-3367	234	45	29	29	NUM
hassl-3367	234	46	9	9	NUM
hassl-3367	234	47	mab5	mab5	NOUN
hassl-3367	234	48	saving	save	VERB
hassl-3367	234	49	their	their	PRON
hassl-3367	234	50	funds	fund	NOUN
hassl-3367	234	51	in	in	ADP
hassl-3367	234	52	a	a	DET
hassl-3367	234	53	bank	bank	NOUN
hassl-3367	234	54	account	account	NOUN
hassl-3367	234	55	3.98	3.98	NUM
hassl-3367	234	56	74	74	NUM
hassl-3367	234	57	26	26	NUM
hassl-3367	234	58	4.032	4.032	NUM
hassl-3367	234	59	49	49	NUM
hassl-3367	234	60	13	13	NUM
hassl-3367	234	61	3.98	3.98	NUM
hassl-3367	234	62	25	25	NUM
hassl-3367	234	63	13	13	NUM
hassl-3367	234	64	note	note	NOUN
hassl-3367	234	65	:	:	PUNCT
hassl-3367	234	66	*	*	PUNCT
hassl-3367	234	67	ar	ar	PROPN
hassl-3367	234	68	(	(	PUNCT
hassl-3367	234	69	agreement	agreement	NOUN
hassl-3367	234	70	responses	response	NOUN
hassl-3367	234	71	):	):	PUNCT
hassl-3367	234	72	the	the	DET
hassl-3367	234	73	total	total	ADJ
hassl-3367	234	74	students	student	NOUN
hassl-3367	234	75	with	with	ADP
hassl-3367	234	76	extreme	extreme	ADJ
hassl-3367	234	77	and	and	CCONJ
hassl-3367	234	78	regular	regular	ADJ
hassl-3367	234	79	agreement	agreement	NOUN
hassl-3367	234	80	answers	answer	NOUN
hassl-3367	234	81	.	.	PUNCT
hassl-3367	235	1	*	*	PUNCT
hassl-3367	235	2	*	*	PUNCT
hassl-3367	235	3	non	non	ADJ
hassl-3367	235	4	-	-	ADJ
hassl-3367	235	5	ar	ar	ADJ
hassl-3367	235	6	(	(	PUNCT
hassl-3367	235	7	non	non	ADJ
hassl-3367	235	8	-	-	ADJ
hassl-3367	235	9	agreement	agreement	ADJ
hassl-3367	235	10	responses	response	NOUN
hassl-3367	235	11	):	):	PUNCT
hassl-3367	235	12	total	total	ADJ
hassl-3367	235	13	students	student	NOUN
hassl-3367	235	14	with	with	ADP
hassl-3367	235	15	extreme	extreme	ADJ
hassl-3367	235	16	and	and	CCONJ
hassl-3367	235	17	ordinary	ordinary	ADJ
hassl-3367	235	18	disagreement	disagreement	NOUN
hassl-3367	235	19	,	,	PUNCT
hassl-3367	235	20	neutral	neutral	ADJ
hassl-3367	235	21	responses	response	NOUN
hassl-3367	235	22	.	.	PUNCT
hassl-3367	236	1	the	the	DET
hassl-3367	236	2	sobel	sobel	PROPN
hassl-3367	236	3	test	test	NOUN
hassl-3367	236	4	uses	use	VERB
hassl-3367	236	5	financial	financial	ADJ
hassl-3367	236	6	literacy	literacy	NOUN
hassl-3367	236	7	to	to	PART
hassl-3367	236	8	mediate	mediate	VERB
hassl-3367	236	9	the	the	DET
hassl-3367	236	10	relationship	relationship	NOUN
hassl-3367	236	11	between	between	ADP
hassl-3367	236	12	gender	gender	NOUN
hassl-3367	236	13	and	and	CCONJ
hassl-3367	236	14	money	money	NOUN
hassl-3367	236	15	-	-	PUNCT
hassl-3367	236	16	related	relate	VERB
hassl-3367	236	17	behavior	behavior	NOUN
hassl-3367	236	18	(	(	PUNCT
hassl-3367	236	19	see	see	VERB
hassl-3367	236	20	table	table	NOUN
hassl-3367	236	21	5	5	NUM
hassl-3367	236	22	)	)	PUNCT
hassl-3367	236	23	.	.	PUNCT
hassl-3367	237	1	this	this	DET
hassl-3367	237	2	testing	testing	NOUN
hassl-3367	237	3	effectively	effectively	ADV
hassl-3367	237	4	proves	prove	VERB
hassl-3367	237	5	that	that	SCONJ
hassl-3367	237	6	the	the	DET
hassl-3367	237	7	relationship	relationship	NOUN
hassl-3367	237	8	between	between	ADP
hassl-3367	237	9	gender	gender	NOUN
hassl-3367	237	10	and	and	CCONJ
hassl-3367	237	11	personal	personal	ADJ
hassl-3367	237	12	economic	economic	ADJ
hassl-3367	237	13	behavior	behavior	NOUN
hassl-3367	237	14	is	be	AUX
hassl-3367	237	15	mediated	mediate	VERB
hassl-3367	237	16	by	by	ADP
hassl-3367	237	17	financial	financial	ADJ
hassl-3367	237	18	literacy	literacy	NOUN
hassl-3367	237	19	:	:	PUNCT
hassl-3367	237	20	male	male	ADJ
hassl-3367	237	21	students	student	NOUN
hassl-3367	237	22	economically	economically	ADV
hassl-3367	237	23	behave	behave	VERB
hassl-3367	237	24	more	more	ADV
hassl-3367	237	25	wisely	wisely	ADV
hassl-3367	237	26	because	because	SCONJ
hassl-3367	237	27	they	they	PRON
hassl-3367	237	28	are	be	AUX
hassl-3367	237	29	better	well	ADV
hassl-3367	237	30	financially	financially	ADV
hassl-3367	237	31	educated	educate	VERB
hassl-3367	237	32	.	.	PUNCT
hassl-3367	238	1	it	it	PRON
hassl-3367	238	2	becomes	become	VERB
hassl-3367	238	3	their	their	PRON
hassl-3367	238	4	tool	tool	NOUN
hassl-3367	238	5	to	to	PART
hassl-3367	238	6	be	be	AUX
hassl-3367	238	7	responsible	responsible	ADJ
hassl-3367	238	8	leaders	leader	NOUN
hassl-3367	238	9	for	for	ADP
hassl-3367	238	10	their	their	PRON
hassl-3367	238	11	families	family	NOUN
hassl-3367	238	12	,	,	PUNCT
hassl-3367	238	13	especially	especially	ADV
hassl-3367	238	14	regarding	regard	VERB
hassl-3367	238	15	money	money	NOUN
hassl-3367	238	16	matters	matter	NOUN
hassl-3367	238	17	.	.	PUNCT
hassl-3367	239	1	if	if	SCONJ
hassl-3367	239	2	they	they	PRON
hassl-3367	239	3	are	be	AUX
hassl-3367	239	4	familiar	familiar	ADJ
hassl-3367	239	5	with	with	ADP
hassl-3367	239	6	money	money	NOUN
hassl-3367	239	7	management	management	NOUN
hassl-3367	239	8	,	,	PUNCT
hassl-3367	239	9	they	they	PRON
hassl-3367	239	10	will	will	AUX
hassl-3367	239	11	easily	easily	ADV
hassl-3367	239	12	organize	organize	VERB
hassl-3367	239	13	finances	finance	NOUN
hassl-3367	239	14	wherever	wherever	SCONJ
hassl-3367	239	15	they	they	PRON
hassl-3367	239	16	are	be	AUX
hassl-3367	239	17	placed	place	VERB
hassl-3367	239	18	,	,	PUNCT
hassl-3367	239	19	either	either	CCONJ
hassl-3367	239	20	in	in	ADP
hassl-3367	239	21	companies	company	NOUN
hassl-3367	239	22	or	or	CCONJ
hassl-3367	239	23	government	government	NOUN
hassl-3367	239	24	institutions	institution	NOUN
hassl-3367	239	25	.	.	PUNCT
hassl-3367	240	1	5	5	X
hassl-3367	240	2	.	.	X
hassl-3367	240	3	conclusion	conclusion	NOUN
hassl-3367	240	4	and	and	CCONJ
hassl-3367	240	5	recommendation	recommendation	NOUN
hassl-3367	240	6	this	this	DET
hassl-3367	240	7	study	study	NOUN
hassl-3367	240	8	investigates	investigate	VERB
hassl-3367	240	9	and	and	CCONJ
hassl-3367	240	10	analyzes	analyze	VERB
hassl-3367	240	11	the	the	DET
hassl-3367	240	12	association	association	NOUN
hassl-3367	240	13	between	between	ADP
hassl-3367	240	14	financial	financial	ADJ
hassl-3367	240	15	literacy	literacy	NOUN
hassl-3367	240	16	and	and	CCONJ
hassl-3367	240	17	behavior	behavior	NOUN
hassl-3367	240	18	and	and	CCONJ
hassl-3367	240	19	the	the	DET
hassl-3367	240	20	difference	difference	NOUN
hassl-3367	240	21	in	in	ADP
hassl-3367	240	22	financial	financial	ADJ
hassl-3367	240	23	literacy	literacy	NOUN
hassl-3367	240	24	and	and	CCONJ
hassl-3367	240	25	behavior	behavior	NOUN
hassl-3367	240	26	according	accord	VERB
hassl-3367	240	27	to	to	ADP
hassl-3367	240	28	gender	gender	NOUN
hassl-3367	240	29	.	.	PUNCT
hassl-3367	241	1	students	student	NOUN
hassl-3367	241	2	in	in	ADP
hassl-3367	241	3	higher	high	ADJ
hassl-3367	241	4	education	education	NOUN
hassl-3367	241	5	institutions	institution	NOUN
hassl-3367	241	6	in	in	ADP
hassl-3367	241	7	jakarta	jakarta	PROPN
hassl-3367	241	8	were	be	AUX
hassl-3367	241	9	used	use	VERB
hassl-3367	241	10	as	as	ADP
hassl-3367	241	11	the	the	DET
hassl-3367	241	12	study	study	NOUN
hassl-3367	241	13	sample	sample	NOUN
hassl-3367	241	14	.	.	PUNCT
hassl-3367	242	1	after	after	ADP
hassl-3367	242	2	surveying	survey	VERB
hassl-3367	242	3	and	and	CCONJ
hassl-3367	242	4	examining	examine	VERB
hassl-3367	242	5	the	the	DET
hassl-3367	242	6	data	datum	NOUN
hassl-3367	242	7	statistically	statistically	ADV
hassl-3367	242	8	,	,	PUNCT
hassl-3367	242	9	this	this	DET
hassl-3367	242	10	study	study	NOUN
hassl-3367	242	11	found	find	VERB
hassl-3367	242	12	that	that	SCONJ
hassl-3367	242	13	:	:	PUNCT
hassl-3367	242	14	(	(	PUNCT
hassl-3367	242	15	1	1	X
hassl-3367	242	16	)	)	PUNCT
hassl-3367	242	17	a	a	DET
hassl-3367	242	18	positive	positive	ADJ
hassl-3367	242	19	association	association	NOUN
hassl-3367	242	20	between	between	ADP
hassl-3367	242	21	literacy	literacy	NOUN
hassl-3367	242	22	and	and	CCONJ
hassl-3367	242	23	behavior	behavior	NOUN
hassl-3367	242	24	exists	exist	VERB
hassl-3367	242	25	,	,	PUNCT
hassl-3367	242	26	(	(	PUNCT
hassl-3367	242	27	2	2	X
hassl-3367	242	28	)	)	PUNCT
hassl-3367	242	29	males	male	NOUN
hassl-3367	242	30	are	be	AUX
hassl-3367	242	31	more	more	ADV
hassl-3367	242	32	financially	financially	ADV
hassl-3367	242	33	literate	literate	ADJ
hassl-3367	242	34	than	than	ADP
hassl-3367	242	35	females	female	NOUN
hassl-3367	242	36	,	,	PUNCT
hassl-3367	242	37	(	(	PUNCT
hassl-3367	242	38	3	3	X
hassl-3367	242	39	)	)	PUNCT
hassl-3367	242	40	males	male	NOUN
hassl-3367	242	41	tend	tend	VERB
hassl-3367	242	42	to	to	PART
hassl-3367	242	43	manage	manage	VERB
hassl-3367	242	44	their	their	PRON
hassl-3367	242	45	money	money	NOUN
hassl-3367	242	46	better	well	ADV
hassl-3367	242	47	than	than	ADP
hassl-3367	242	48	females	female	NOUN
hassl-3367	242	49	,	,	PUNCT
hassl-3367	242	50	and	and	CCONJ
hassl-3367	242	51	(	(	PUNCT
hassl-3367	242	52	4	4	NUM
hassl-3367	242	53	)	)	PUNCT
hassl-3367	242	54	through	through	ADP
hassl-3367	242	55	financial	financial	ADJ
hassl-3367	242	56	literacy	literacy	NOUN
hassl-3367	242	57	,	,	PUNCT
hassl-3367	242	58	the	the	DET
hassl-3367	242	59	association	association	NOUN
hassl-3367	242	60	between	between	ADP
hassl-3367	242	61	gender	gender	NOUN
hassl-3367	242	62	and	and	CCONJ
hassl-3367	242	63	financial	financial	ADJ
hassl-3367	242	64	behavior	behavior	NOUN
hassl-3367	242	65	is	be	AUX
hassl-3367	242	66	mediated	mediate	VERB
hassl-3367	242	67	.	.	PUNCT
hassl-3367	243	1	based	base	VERB
hassl-3367	243	2	on	on	ADP
hassl-3367	243	3	these	these	DET
hassl-3367	243	4	findings	finding	NOUN
hassl-3367	243	5	,	,	PUNCT
hassl-3367	243	6	this	this	DET
hassl-3367	243	7	study	study	NOUN
hassl-3367	243	8	recommends	recommend	VERB
hassl-3367	243	9	that	that	SCONJ
hassl-3367	243	10	higher	high	ADJ
hassl-3367	243	11	education	education	NOUN
hassl-3367	243	12	institutions	institution	NOUN
hassl-3367	243	13	should	should	AUX
hassl-3367	243	14	set	set	VERB
hassl-3367	243	15	personal	personal	ADJ
hassl-3367	243	16	financial	financial	ADJ
hassl-3367	243	17	management	management	NOUN
hassl-3367	243	18	as	as	ADP
hassl-3367	243	19	a	a	DET
hassl-3367	243	20	mandatory	mandatory	ADJ
hassl-3367	243	21	and	and	CCONJ
hassl-3367	243	22	elective	elective	ADJ
hassl-3367	243	23	subject	subject	NOUN
hassl-3367	243	24	for	for	ADP
hassl-3367	243	25	business	business	NOUN
hassl-3367	243	26	and	and	CCONJ
hassl-3367	243	27	non	non	ADJ
hassl-3367	243	28	-	-	ADJ
hassl-3367	243	29	business	business	ADJ
hassl-3367	243	30	departments	department	NOUN
hassl-3367	243	31	in	in	ADP
hassl-3367	243	32	their	their	PRON
hassl-3367	243	33	curriculum	curriculum	NOUN
hassl-3367	243	34	,	,	PUNCT
hassl-3367	243	35	respectively	respectively	ADV
hassl-3367	243	36	.	.	PUNCT
hassl-3367	244	1	after	after	SCONJ
hassl-3367	244	2	students	student	NOUN
hassl-3367	244	3	graduates	graduate	VERB
hassl-3367	244	4	,	,	PUNCT
hassl-3367	244	5	they	they	PRON
hassl-3367	244	6	should	should	AUX
hassl-3367	244	7	follow	follow	VERB
hassl-3367	244	8	personal	personal	ADJ
hassl-3367	244	9	planning	planning	NOUN
hassl-3367	244	10	certification	certification	NOUN
hassl-3367	244	11	to	to	PART
hassl-3367	244	12	understand	understand	VERB
hassl-3367	244	13	the	the	DET
hassl-3367	244	14	related	relate	VERB
hassl-3367	244	15	concepts	concept	NOUN
hassl-3367	244	16	and	and	CCONJ
hassl-3367	244	17	applications	application	NOUN
hassl-3367	244	18	.	.	PUNCT
hassl-3367	245	1	they	they	PRON
hassl-3367	245	2	will	will	AUX
hassl-3367	245	3	learn	learn	VERB
hassl-3367	245	4	to	to	PART
hassl-3367	245	5	be	be	AUX
hassl-3367	245	6	financially	financially	ADV
hassl-3367	245	7	literate	literate	ADJ
hassl-3367	245	8	if	if	SCONJ
hassl-3367	245	9	they	they	PRON
hassl-3367	245	10	are	be	AUX
hassl-3367	245	11	equipped	equip	VERB
hassl-3367	245	12	with	with	ADP
hassl-3367	245	13	the	the	DET
hassl-3367	245	14	relevant	relevant	ADJ
hassl-3367	245	15	knowledge	knowledge	NOUN
hassl-3367	245	16	.	.	PUNCT
hassl-3367	246	1	for	for	ADP
hassl-3367	246	2	their	their	PRON
hassl-3367	246	3	individual	individual	ADJ
hassl-3367	246	4	lives	life	NOUN
hassl-3367	246	5	,	,	PUNCT
hassl-3367	246	6	male	male	ADJ
hassl-3367	246	7	students	student	NOUN
hassl-3367	246	8	must	must	AUX
hassl-3367	246	9	know	know	VERB
hassl-3367	246	10	how	how	SCONJ
hassl-3367	246	11	to	to	PART
hassl-3367	246	12	manage	manage	VERB
hassl-3367	246	13	money	money	NOUN
hassl-3367	246	14	for	for	ADP
hassl-3367	246	15	their	their	PRON
hassl-3367	246	16	future	future	NOUN
hassl-3367	246	17	,	,	PUNCT
hassl-3367	246	18	especially	especially	ADV
hassl-3367	246	19	when	when	SCONJ
hassl-3367	246	20	they	they	PRON
hassl-3367	246	21	get	get	AUX
hassl-3367	246	22	married	marry	VERB
hassl-3367	246	23	and	and	CCONJ
hassl-3367	246	24	become	become	VERB
hassl-3367	246	25	the	the	DET
hassl-3367	246	26	head	head	NOUN
hassl-3367	246	27	of	of	ADP
hassl-3367	246	28	the	the	DET
hassl-3367	246	29	household	household	NOUN
hassl-3367	246	30	.	.	PUNCT
hassl-3367	247	1	also	also	ADV
hassl-3367	247	2	,	,	PUNCT
hassl-3367	247	3	they	they	PRON
hassl-3367	247	4	can	can	AUX
hassl-3367	247	5	teach	teach	VERB
hassl-3367	247	6	their	their	PRON
hassl-3367	247	7	children	child	NOUN
hassl-3367	247	8	to	to	PART
hassl-3367	247	9	save	save	VERB
hassl-3367	247	10	money	money	NOUN
hassl-3367	247	11	when	when	SCONJ
hassl-3367	247	12	a	a	DET
hassl-3367	247	13	cash	cash	NOUN
hassl-3367	247	14	surplus	surplus	NOUN
hassl-3367	247	15	exists	exist	VERB
hassl-3367	247	16	,	,	PUNCT
hassl-3367	247	17	and	and	CCONJ
hassl-3367	247	18	this	this	DET
hassl-3367	247	19	principle	principle	NOUN
hassl-3367	247	20	can	can	AUX
hassl-3367	247	21	be	be	AUX
hassl-3367	247	22	evolved	evolve	VERB
hassl-3367	247	23	as	as	ADP
hassl-3367	247	24	a	a	DET
hassl-3367	247	25	positive	positive	ADJ
hassl-3367	247	26	lifestyle	lifestyle	NOUN
hassl-3367	247	27	activity	activity	NOUN
hassl-3367	247	28	.	.	PUNCT
hassl-3367	248	1	funding	funding	NOUN
hassl-3367	248	2	:	:	PUNCT
hassl-3367	248	3	this	this	DET
hassl-3367	248	4	study	study	NOUN
hassl-3367	248	5	received	receive	VERB
hassl-3367	248	6	no	no	DET
hassl-3367	248	7	specific	specific	ADJ
hassl-3367	248	8	financial	financial	ADJ
hassl-3367	248	9	support	support	NOUN
hassl-3367	248	10	.	.	PUNCT
hassl-3367	249	1	competing	compete	VERB
hassl-3367	249	2	interests	interest	NOUN
hassl-3367	249	3	:	:	PUNCT
hassl-3367	249	4	the	the	DET
hassl-3367	249	5	authors	author	NOUN
hassl-3367	249	6	declare	declare	VERB
hassl-3367	249	7	that	that	SCONJ
hassl-3367	249	8	they	they	PRON
hassl-3367	249	9	have	have	VERB
hassl-3367	249	10	no	no	DET
hassl-3367	249	11	competing	compete	VERB
hassl-3367	249	12	interests	interest	NOUN
hassl-3367	249	13	.	.	PUNCT
hassl-3367	250	1	authors	author	NOUN
hassl-3367	250	2	’	'	PUNCT
hassl-3367	250	3	contributions	contribution	NOUN
hassl-3367	250	4	:	:	PUNCT
hassl-3367	250	5	both	both	DET
hassl-3367	250	6	authors	author	NOUN
hassl-3367	250	7	contributed	contribute	VERB
hassl-3367	250	8	equally	equally	ADV
hassl-3367	250	9	to	to	ADP
hassl-3367	250	10	the	the	DET
hassl-3367	250	11	conception	conception	NOUN
hassl-3367	250	12	and	and	CCONJ
hassl-3367	250	13	design	design	NOUN
hassl-3367	250	14	of	of	ADP
hassl-3367	250	15	the	the	DET
hassl-3367	250	16	study	study	NOUN
hassl-3367	250	17	.	.	PUNCT
hassl-3367	251	1	references	reference	NOUN
hassl-3367	251	2	ameliawati	ameliawati	NOUN
hassl-3367	251	3	,	,	PUNCT
hassl-3367	251	4	m.	m.	NOUN
hassl-3367	251	5	,	,	PUNCT
hassl-3367	251	6	&	&	CCONJ
hassl-3367	251	7	setiyani	setiyani	PROPN
hassl-3367	251	8	,	,	PUNCT
hassl-3367	251	9	r.	r.	PROPN
hassl-3367	251	10	(	(	PUNCT
hassl-3367	251	11	2018	2018	NUM
hassl-3367	251	12	)	)	PUNCT
hassl-3367	251	13	.	.	PUNCT
hassl-3367	252	1	the	the	DET
hassl-3367	252	2	influence	influence	NOUN
hassl-3367	252	3	of	of	ADP
hassl-3367	252	4	financial	financial	ADJ
hassl-3367	252	5	attitude	attitude	NOUN
hassl-3367	252	6	,	,	PUNCT
hassl-3367	252	7	financial	financial	ADJ
hassl-3367	252	8	socialization	socialization	NOUN
hassl-3367	252	9	,	,	PUNCT
hassl-3367	252	10	and	and	CCONJ
hassl-3367	252	11	financial	financial	ADJ
hassl-3367	252	12	experience	experience	NOUN
hassl-3367	252	13	on	on	ADP
hassl-3367	252	14	financial	financial	ADJ
hassl-3367	252	15	management	management	NOUN
hassl-3367	252	16	behavior	behavior	NOUN
hassl-3367	252	17	with	with	ADP
hassl-3367	252	18	financial	financial	ADJ
hassl-3367	252	19	literacy	literacy	NOUN
hassl-3367	252	20	as	as	ADP
hassl-3367	252	21	the	the	DET
hassl-3367	252	22	mediation	mediation	NOUN
hassl-3367	252	23	variable	variable	NOUN
hassl-3367	252	24	.	.	PUNCT
hassl-3367	253	1	paper	paper	NOUN
hassl-3367	253	2	presented	present	VERB
hassl-3367	253	3	at	at	ADP
hassl-3367	253	4	the	the	DET
hassl-3367	253	5	international	international	ADJ
hassl-3367	253	6	conference	conference	NOUN
hassl-3367	253	7	on	on	ADP
hassl-3367	253	8	economics	economic	NOUN
hassl-3367	253	9	,	,	PUNCT
hassl-3367	253	10	business	business	NOUN
hassl-3367	253	11	,	,	PUNCT
hassl-3367	253	12	and	and	CCONJ
hassl-3367	253	13	economic	economic	ADJ
hassl-3367	253	14	education	education	NOUN
hassl-3367	253	15	.	.	PUNCT
hassl-3367	254	1	humanities	humanity	NOUN
hassl-3367	254	2	and	and	CCONJ
hassl-3367	254	3	social	social	ADJ
hassl-3367	254	4	sciences	science	NOUN
hassl-3367	254	5	letters	letter	NOUN
hassl-3367	254	6	,	,	PUNCT
hassl-3367	254	7	2023	2023	NUM
hassl-3367	254	8	,	,	PUNCT
hassl-3367	254	9	11(2	11(2	NUM
hassl-3367	254	10	):	):	PUNCT
hassl-3367	254	11	203	203	NUM
hassl-3367	254	12	-	-	SYM
hassl-3367	254	13	212	212	NUM
hassl-3367	254	14	211	211	NUM
hassl-3367	254	15	©	©	ADP
hassl-3367	254	16	2023	2023	NUM
hassl-3367	254	17	conscientia	conscientia	PROPN
hassl-3367	254	18	beam	beam	PROPN
hassl-3367	254	19	.	.	PUNCT
hassl-3367	255	1	all	all	DET
hassl-3367	255	2	rights	right	NOUN
hassl-3367	255	3	reserved	reserve	VERB
hassl-3367	255	4	.	.	PUNCT
hassl-3367	256	1	ansong	ansong	PROPN
hassl-3367	256	2	,	,	PUNCT
hassl-3367	256	3	a.	a.	PROPN
hassl-3367	256	4	,	,	PUNCT
hassl-3367	256	5	&	&	CCONJ
hassl-3367	256	6	gyensare	gyensare	ADJ
hassl-3367	256	7	,	,	PUNCT
hassl-3367	256	8	m.	m.	NOUN
hassl-3367	256	9	a.	a.	NOUN
hassl-3367	256	10	(	(	PUNCT
hassl-3367	256	11	2012	2012	NUM
hassl-3367	256	12	)	)	PUNCT
hassl-3367	256	13	.	.	PUNCT
hassl-3367	257	1	determinants	determinant	NOUN
hassl-3367	257	2	of	of	ADP
hassl-3367	257	3	university	university	NOUN
hassl-3367	257	4	working	work	VERB
hassl-3367	257	5	students	student	NOUN
hassl-3367	257	6	financial	financial	ADJ
hassl-3367	257	7	literacy	literacy	NOUN
hassl-3367	257	8	at	at	ADP
hassl-3367	257	9	the	the	DET
hassl-3367	257	10	university	university	PROPN
hassl-3367	257	11	of	of	ADP
hassl-3367	257	12	cape	cape	PROPN
hassl-3367	257	13	coast	coast	PROPN
hassl-3367	257	14	,	,	PUNCT
hassl-3367	257	15	ghana	ghana	PROPN
hassl-3367	257	16	.	.	PUNCT
hassl-3367	258	1	international	international	ADJ
hassl-3367	258	2	journal	journal	PROPN
hassl-3367	258	3	of	of	ADP
hassl-3367	258	4	business	business	NOUN
hassl-3367	258	5	and	and	CCONJ
hassl-3367	258	6	management	management	NOUN
hassl-3367	258	7	,	,	PUNCT
hassl-3367	258	8	7(9	7(9	NUM
hassl-3367	258	9	)	)	PUNCT
hassl-3367	258	10	,	,	PUNCT
hassl-3367	258	11	126	126	NUM
hassl-3367	258	12	-	-	SYM
hassl-3367	258	13	133	133	NUM
hassl-3367	258	14	.	.	PUNCT
hassl-3367	259	1	https://doi.org/10.5539/ijbm.v7n9p126	https://doi.org/10.5539/ijbm.v7n9p126	NOUN
hassl-3367	259	2	aryani	aryani	PROPN
hassl-3367	259	3	,	,	PUNCT
hassl-3367	259	4	r.	r.	PROPN
hassl-3367	259	5	,	,	PUNCT
hassl-3367	259	6	khaddafi	khaddafi	PROPN
hassl-3367	259	7	,	,	PUNCT
hassl-3367	259	8	m.	m.	NOUN
hassl-3367	259	9	,	,	PUNCT
hassl-3367	259	10	&	&	CCONJ
hassl-3367	259	11	naz’aina	naz’aina	PROPN
hassl-3367	259	12	,	,	PUNCT
hassl-3367	259	13	n.	n.	NOUN
hassl-3367	259	14	(	(	PUNCT
hassl-3367	259	15	2021	2021	NUM
hassl-3367	259	16	)	)	PUNCT
hassl-3367	259	17	.	.	PUNCT
hassl-3367	260	1	the	the	DET
hassl-3367	260	2	effect	effect	NOUN
hassl-3367	260	3	of	of	ADP
hassl-3367	260	4	financial	financial	ADJ
hassl-3367	260	5	knowledge	knowledge	NOUN
hassl-3367	260	6	and	and	CCONJ
hassl-3367	260	7	personal	personal	ADJ
hassl-3367	260	8	net	net	ADJ
hassl-3367	260	9	income	income	NOUN
hassl-3367	260	10	on	on	ADP
hassl-3367	260	11	the	the	DET
hassl-3367	260	12	financial	financial	ADJ
hassl-3367	260	13	behavior	behavior	NOUN
hassl-3367	260	14	of	of	ADP
hassl-3367	260	15	the	the	DET
hassl-3367	260	16	malikussaleh	malikussaleh	ADJ
hassl-3367	260	17	university	university	NOUN
hassl-3367	260	18	employees	employee	NOUN
hassl-3367	260	19	with	with	ADP
hassl-3367	260	20	the	the	DET
hassl-3367	260	21	locus	locus	NOUN
hassl-3367	260	22	of	of	ADP
hassl-3367	260	23	control	control	NOUN
hassl-3367	260	24	as	as	ADP
hassl-3367	260	25	moderating	moderate	VERB
hassl-3367	260	26	variable	variable	NOUN
hassl-3367	260	27	.	.	PUNCT
hassl-3367	261	1	international	international	ADJ
hassl-3367	261	2	journal	journal	PROPN
hassl-3367	261	3	of	of	ADP
hassl-3367	261	4	economic	economic	ADJ
hassl-3367	261	5	,	,	PUNCT
hassl-3367	261	6	business	business	NOUN
hassl-3367	261	7	,	,	PUNCT
hassl-3367	261	8	accounting	accounting	NOUN
hassl-3367	261	9	,	,	PUNCT
hassl-3367	261	10	agriculture	agriculture	NOUN
hassl-3367	261	11	management	management	NOUN
hassl-3367	261	12	and	and	CCONJ
hassl-3367	261	13	sharia	sharia	PROPN
hassl-3367	261	14	administration	administration	PROPN
hassl-3367	261	15	,	,	PUNCT
hassl-3367	261	16	1(1	1(1	NUM
hassl-3367	261	17	)	)	PUNCT
hassl-3367	261	18	,	,	PUNCT
hassl-3367	261	19	1	1	NUM
hassl-3367	261	20	-	-	SYM
hassl-3367	261	21	13	13	NUM
hassl-3367	261	22	.	.	PUNCT
hassl-3367	262	1	https://doi.org/10.54443/ijebas.v1i1.1	https://doi.org/10.54443/ijebas.v1i1.1	NOUN
hassl-3367	262	2	cude	cude	VERB
hassl-3367	262	3	,	,	PUNCT
hassl-3367	262	4	b.	b.	PROPN
hassl-3367	262	5	j.	j.	PROPN
hassl-3367	262	6	,	,	PUNCT
hassl-3367	262	7	lawrence	lawrence	PROPN
hassl-3367	262	8	,	,	PUNCT
hassl-3367	262	9	f.	f.	PROPN
hassl-3367	262	10	,	,	PUNCT
hassl-3367	262	11	lyons	lyons	PROPN
hassl-3367	262	12	,	,	PUNCT
hassl-3367	262	13	a.	a.	NOUN
hassl-3367	262	14	,	,	PUNCT
hassl-3367	262	15	metzger	metzger	PROPN
hassl-3367	262	16	,	,	PUNCT
hassl-3367	262	17	k.	k.	PROPN
hassl-3367	262	18	,	,	PUNCT
hassl-3367	262	19	lejeune	lejeune	PROPN
hassl-3367	262	20	,	,	PUNCT
hassl-3367	262	21	e.	e.	PROPN
hassl-3367	262	22	,	,	PUNCT
hassl-3367	262	23	marks	marks	PROPN
hassl-3367	262	24	,	,	PUNCT
hassl-3367	262	25	l.	l.	PROPN
hassl-3367	262	26	,	,	PUNCT
hassl-3367	262	27	&	&	CCONJ
hassl-3367	262	28	machtmes	machtmes	PROPN
hassl-3367	262	29	,	,	PUNCT
hassl-3367	262	30	k.	k.	PROPN
hassl-3367	262	31	(	(	PUNCT
hassl-3367	262	32	2006	2006	NUM
hassl-3367	262	33	)	)	PUNCT
hassl-3367	262	34	.	.	PUNCT
hassl-3367	263	1	college	college	NOUN
hassl-3367	263	2	students	student	NOUN
hassl-3367	263	3	and	and	CCONJ
hassl-3367	263	4	financial	financial	ADJ
hassl-3367	263	5	literacy	literacy	NOUN
hassl-3367	263	6	:	:	PUNCT
hassl-3367	263	7	what	what	PRON
hassl-3367	263	8	they	they	PRON
hassl-3367	263	9	know	know	VERB
hassl-3367	263	10	and	and	CCONJ
hassl-3367	263	11	what	what	PRON
hassl-3367	263	12	we	we	PRON
hassl-3367	263	13	need	need	VERB
hassl-3367	263	14	to	to	PART
hassl-3367	263	15	learn	learn	VERB
hassl-3367	263	16	.	.	PUNCT
hassl-3367	264	1	paper	paper	NOUN
hassl-3367	264	2	presented	present	VERB
hassl-3367	264	3	at	at	ADP
hassl-3367	264	4	the	the	DET
hassl-3367	264	5	conference	conference	NOUN
hassl-3367	264	6	proceeding	proceeding	NOUN
hassl-3367	264	7	of	of	ADP
hassl-3367	264	8	eastern	eastern	ADJ
hassl-3367	264	9	family	family	NOUN
hassl-3367	264	10	economics	economic	NOUN
hassl-3367	264	11	and	and	CCONJ
hassl-3367	264	12	resource	resource	NOUN
hassl-3367	264	13	management	management	NOUN
hassl-3367	264	14	association	association	NOUN
hassl-3367	264	15	.	.	PUNCT
hassl-3367	265	1	fessler	fessler	NOUN
hassl-3367	265	2	,	,	PUNCT
hassl-3367	265	3	p.	p.	PROPN
hassl-3367	265	4	,	,	PUNCT
hassl-3367	265	5	silgoner	silgoner	ADJ
hassl-3367	265	6	,	,	PUNCT
hassl-3367	265	7	m.	m.	NOUN
hassl-3367	265	8	,	,	PUNCT
hassl-3367	265	9	&	&	CCONJ
hassl-3367	265	10	weber	weber	PROPN
hassl-3367	265	11	,	,	PUNCT
hassl-3367	265	12	r.	r.	PROPN
hassl-3367	265	13	(	(	PUNCT
hassl-3367	265	14	2020	2020	NUM
hassl-3367	265	15	)	)	PUNCT
hassl-3367	265	16	.	.	PUNCT
hassl-3367	266	1	financial	financial	ADJ
hassl-3367	266	2	knowledge	knowledge	NOUN
hassl-3367	266	3	,	,	PUNCT
hassl-3367	266	4	attitude	attitude	NOUN
hassl-3367	266	5	and	and	CCONJ
hassl-3367	266	6	behavior	behavior	NOUN
hassl-3367	266	7	:	:	PUNCT
hassl-3367	266	8	evidence	evidence	NOUN
hassl-3367	266	9	from	from	ADP
hassl-3367	266	10	the	the	DET
hassl-3367	266	11	austrian	austrian	ADJ
hassl-3367	266	12	survey	survey	NOUN
hassl-3367	266	13	of	of	ADP
hassl-3367	266	14	financial	financial	ADJ
hassl-3367	266	15	literacy	literacy	NOUN
hassl-3367	266	16	.	.	PUNCT
hassl-3367	267	1	empirical	empirical	ADJ
hassl-3367	267	2	,	,	PUNCT
hassl-3367	267	3	47	47	NUM
hassl-3367	267	4	,	,	PUNCT
hassl-3367	267	5	929	929	NUM
hassl-3367	267	6	-	-	SYM
hassl-3367	267	7	947	947	NUM
hassl-3367	267	8	.	.	PUNCT
hassl-3367	268	1	https://doi.org/10.1007/s10663-019-09465-2	https://doi.org/10.1007/s10663-019-09465-2	NUM
hassl-3367	268	2	gale	gale	NOUN
hassl-3367	268	3	,	,	PUNCT
hassl-3367	268	4	w.	w.	PROPN
hassl-3367	268	5	g.	g.	PROPN
hassl-3367	268	6	,	,	PUNCT
hassl-3367	268	7	&	&	CCONJ
hassl-3367	268	8	levine	levine	PROPN
hassl-3367	268	9	,	,	PUNCT
hassl-3367	268	10	r.	r.	PROPN
hassl-3367	268	11	(	(	PUNCT
hassl-3367	268	12	2011	2011	NUM
hassl-3367	268	13	)	)	PUNCT
hassl-3367	268	14	.	.	PUNCT
hassl-3367	269	1	financial	financial	ADJ
hassl-3367	269	2	literacy	literacy	NOUN
hassl-3367	269	3	:	:	PUNCT
hassl-3367	269	4	what	what	PRON
hassl-3367	269	5	works	work	VERB
hassl-3367	269	6	?	?	PUNCT
hassl-3367	270	1	how	how	SCONJ
hassl-3367	270	2	could	could	AUX
hassl-3367	270	3	it	it	PRON
hassl-3367	270	4	be	be	AUX
hassl-3367	270	5	more	more	ADV
hassl-3367	270	6	effective	effective	ADJ
hassl-3367	270	7	?	?	PUNCT
hassl-3367	271	1	in	in	ADP
hassl-3367	271	2	social	social	ADJ
hassl-3367	271	3	science	science	NOUN
hassl-3367	271	4	research	research	NOUN
hassl-3367	271	5	network	network	NOUN
hassl-3367	271	6	,	,	PUNCT
hassl-3367	271	7	1	1	NUM
hassl-3367	271	8	-	-	SYM
hassl-3367	271	9	28	28	NUM
hassl-3367	271	10	.	.	PUNCT
hassl-3367	272	1	https://doi.org/10.2139/ssrn.2316933	https://doi.org/10.2139/ssrn.2316933	ADJ
hassl-3367	272	2	ghozali	ghozali	PROPN
hassl-3367	272	3	,	,	PUNCT
hassl-3367	272	4	i.	i.	NOUN
hassl-3367	272	5	(	(	PUNCT
hassl-3367	272	6	2021	2021	NUM
hassl-3367	272	7	)	)	PUNCT
hassl-3367	272	8	.	.	PUNCT
hassl-3367	273	1	structural	structural	ADJ
hassl-3367	273	2	equation	equation	NOUN
hassl-3367	273	3	modeling	modeling	NOUN
hassl-3367	273	4	with	with	ADP
hassl-3367	273	5	alternative	alternative	ADJ
hassl-3367	273	6	method	method	NOUN
hassl-3367	273	7	of	of	ADP
hassl-3367	273	8	partial	partial	ADJ
hassl-3367	273	9	least	least	ADV
hassl-3367	273	10	square	square	ADJ
hassl-3367	273	11	(	(	PUNCT
hassl-3367	273	12	5th	5th	ADJ
hassl-3367	273	13	ed	ed	NOUN
hassl-3367	273	14	.	.	PUNCT
hassl-3367	273	15	)	)	PUNCT
hassl-3367	273	16	.	.	PUNCT
hassl-3367	274	1	semarang	semarang	PROPN
hassl-3367	274	2	:	:	PUNCT
hassl-3367	275	1	diponegoro	diponegoro	PROPN
hassl-3367	275	2	university	university	NOUN
hassl-3367	275	3	publishing	publishing	NOUN
hassl-3367	275	4	agency	agency	NOUN
hassl-3367	275	5	.	.	PUNCT
hassl-3367	276	1	grable	grable	PROPN
hassl-3367	276	2	,	,	PUNCT
hassl-3367	276	3	j.	j.	PROPN
hassl-3367	276	4	e.	e.	PROPN
hassl-3367	276	5	,	,	PUNCT
hassl-3367	276	6	park	park	PROPN
hassl-3367	276	7	,	,	PUNCT
hassl-3367	276	8	j.	j.	PROPN
hassl-3367	276	9	y.	y.	PROPN
hassl-3367	276	10	,	,	PUNCT
hassl-3367	276	11	&	&	CCONJ
hassl-3367	276	12	joo	joo	PROPN
hassl-3367	276	13	,	,	PUNCT
hassl-3367	276	14	s.	s.	PROPN
hassl-3367	276	15	h.	h.	PROPN
hassl-3367	276	16	(	(	PUNCT
hassl-3367	276	17	2009	2009	NUM
hassl-3367	276	18	)	)	PUNCT
hassl-3367	276	19	.	.	PUNCT
hassl-3367	277	1	explaining	explain	VERB
hassl-3367	277	2	financial	financial	ADJ
hassl-3367	277	3	management	management	NOUN
hassl-3367	277	4	behavior	behavior	NOUN
hassl-3367	277	5	for	for	ADP
hassl-3367	277	6	koreans	koreans	PROPN
hassl-3367	277	7	living	live	VERB
hassl-3367	277	8	in	in	ADP
hassl-3367	277	9	the	the	DET
hassl-3367	277	10	united	united	PROPN
hassl-3367	277	11	states	states	PROPN
hassl-3367	277	12	.	.	PUNCT
hassl-3367	278	1	journal	journal	PROPN
hassl-3367	278	2	of	of	ADP
hassl-3367	278	3	consumer	consumer	NOUN
hassl-3367	278	4	affairs	affair	NOUN
hassl-3367	278	5	,	,	PUNCT
hassl-3367	278	6	43(1	43(1	NOUN
hassl-3367	278	7	)	)	PUNCT
hassl-3367	278	8	,	,	PUNCT
hassl-3367	278	9	80	80	NUM
hassl-3367	278	10	-	-	SYM
hassl-3367	278	11	107	107	NUM
hassl-3367	278	12	.	.	PUNCT
hassl-3367	279	1	https://doi.org/10.1111/j.1745-6606.2008.01128.x	https://doi.org/10.1111/j.1745-6606.2008.01128.x	ADJ
hassl-3367	279	2	hartono	hartono	PROPN
hassl-3367	279	3	,	,	PUNCT
hassl-3367	279	4	j.	j.	PROPN
hassl-3367	279	5	(	(	PUNCT
hassl-3367	279	6	2012	2012	NUM
hassl-3367	279	7	)	)	PUNCT
hassl-3367	279	8	.	.	PUNCT
hassl-3367	280	1	business	business	NOUN
hassl-3367	280	2	research	research	NOUN
hassl-3367	280	3	methodology	methodology	NOUN
hassl-3367	280	4	:	:	PUNCT
hassl-3367	280	5	misunderstandings	misunderstanding	NOUN
hassl-3367	280	6	and	and	CCONJ
hassl-3367	280	7	experiences	experience	NOUN
hassl-3367	280	8	.	.	PUNCT
hassl-3367	281	1	yogyakarta	yogyakarta	PROPN
hassl-3367	281	2	:	:	PUNCT
hassl-3367	282	1	publishing	publish	VERB
hassl-3367	282	2	board	board	NOUN
hassl-3367	282	3	of	of	ADP
hassl-3367	282	4	the	the	DET
hassl-3367	282	5	faculty	faculty	NOUN
hassl-3367	282	6	of	of	ADP
hassl-3367	282	7	economics	economic	NOUN
hassl-3367	282	8	,	,	PUNCT
hassl-3367	282	9	gadjah	gadjah	PROPN
hassl-3367	282	10	mada	mada	PROPN
hassl-3367	282	11	university	university	PROPN
hassl-3367	282	12	.	.	PUNCT
hassl-3367	283	1	herdjiono	herdjiono	PROPN
hassl-3367	283	2	,	,	PUNCT
hassl-3367	283	3	i.	i.	PROPN
hassl-3367	283	4	,	,	PUNCT
hassl-3367	283	5	hayon	hayon	NOUN
hassl-3367	283	6	,	,	PUNCT
hassl-3367	283	7	p.	p.	PROPN
hassl-3367	283	8	p.	p.	PROPN
hassl-3367	283	9	,	,	PUNCT
hassl-3367	283	10	ilyas	ilyas	PROPN
hassl-3367	283	11	,	,	PUNCT
hassl-3367	283	12	i.	i.	PROPN
hassl-3367	283	13	,	,	PUNCT
hassl-3367	283	14	septarini	septarini	PROPN
hassl-3367	283	15	,	,	PUNCT
hassl-3367	283	16	d.	d.	PROPN
hassl-3367	283	17	,	,	PUNCT
hassl-3367	283	18	setyawati	setyawati	PROPN
hassl-3367	283	19	,	,	PUNCT
hassl-3367	283	20	c.	c.	PROPN
hassl-3367	283	21	h.	h.	PROPN
hassl-3367	283	22	,	,	PUNCT
hassl-3367	283	23	&	&	CCONJ
hassl-3367	283	24	irianto	irianto	ADV
hassl-3367	283	25	,	,	PUNCT
hassl-3367	283	26	o.	o.	INTJ
hassl-3367	283	27	(	(	PUNCT
hassl-3367	283	28	2018	2018	NUM
hassl-3367	283	29	)	)	PUNCT
hassl-3367	283	30	.	.	PUNCT
hassl-3367	284	1	the	the	DET
hassl-3367	284	2	gender	gender	NOUN
hassl-3367	284	3	gap	gap	NOUN
hassl-3367	284	4	in	in	ADP
hassl-3367	284	5	financial	financial	ADJ
hassl-3367	284	6	knowledge	knowledge	NOUN
hassl-3367	284	7	,	,	PUNCT
hassl-3367	284	8	financial	financial	ADJ
hassl-3367	284	9	attitude	attitude	NOUN
hassl-3367	284	10	,	,	PUNCT
hassl-3367	284	11	and	and	CCONJ
hassl-3367	284	12	financial	financial	ADJ
hassl-3367	284	13	behavior	behavior	NOUN
hassl-3367	284	14	advances	advance	VERB
hassl-3367	284	15	in	in	ADP
hassl-3367	284	16	social	social	ADJ
hassl-3367	284	17	science	science	NOUN
hassl-3367	284	18	,	,	PUNCT
hassl-3367	284	19	education	education	NOUN
hassl-3367	284	20	,	,	PUNCT
hassl-3367	284	21	and	and	CCONJ
hassl-3367	284	22	humanities	humanity	NOUN
hassl-3367	284	23	research	research	NOUN
hassl-3367	284	24	,	,	PUNCT
hassl-3367	284	25	226	226	NUM
hassl-3367	284	26	,	,	PUNCT
hassl-3367	284	27	1363–1366	1363–1366	NUM
hassl-3367	284	28	.	.	PUNCT
hassl-3367	285	1	hidayatinnisa	hidayatinnisa	PROPN
hassl-3367	285	2	,	,	PUNCT
hassl-3367	285	3	n.	n.	NOUN
hassl-3367	285	4	,	,	PUNCT
hassl-3367	285	5	fauziah	fauziah	PROPN
hassl-3367	285	6	,	,	PUNCT
hassl-3367	285	7	f.	f.	PROPN
hassl-3367	285	8	,	,	PUNCT
hassl-3367	285	9	trivena	trivena	PROPN
hassl-3367	285	10	,	,	PUNCT
hassl-3367	285	11	s.	s.	PROPN
hassl-3367	285	12	m.	m.	PROPN
hassl-3367	285	13	,	,	PUNCT
hassl-3367	285	14	&	&	CCONJ
hassl-3367	285	15	aini	aini	PROPN
hassl-3367	285	16	,	,	PUNCT
hassl-3367	285	17	y.	y.	PROPN
hassl-3367	285	18	n.	n.	PROPN
hassl-3367	285	19	(	(	PUNCT
hassl-3367	285	20	2021	2021	NUM
hassl-3367	285	21	)	)	PUNCT
hassl-3367	285	22	.	.	PUNCT
hassl-3367	286	1	the	the	DET
hassl-3367	286	2	effect	effect	NOUN
hassl-3367	286	3	of	of	ADP
hassl-3367	286	4	financial	financial	ADJ
hassl-3367	286	5	literacy	literacy	NOUN
hassl-3367	286	6	and	and	CCONJ
hassl-3367	286	7	financial	financial	ADJ
hassl-3367	286	8	inclusion	inclusion	NOUN
hassl-3367	286	9	on	on	ADP
hassl-3367	286	10	economic	economic	ADJ
hassl-3367	286	11	growth	growth	NOUN
hassl-3367	286	12	in	in	ADP
hassl-3367	286	13	indonesia	indonesia	PROPN
hassl-3367	286	14	.	.	PROPN
hassl-3367	287	1	journal	journal	PROPN
hassl-3367	287	2	of	of	ADP
hassl-3367	287	3	business	business	NOUN
hassl-3367	287	4	,	,	PUNCT
hassl-3367	287	5	management	management	NOUN
hassl-3367	287	6	,	,	PUNCT
hassl-3367	287	7	&	&	CCONJ
hassl-3367	287	8	banking	banking	NOUN
hassl-3367	287	9	,	,	PUNCT
hassl-3367	287	10	7(2	7(2	NUM
hassl-3367	287	11	)	)	PUNCT
hassl-3367	287	12	,	,	PUNCT
hassl-3367	287	13	339–359	339–359	NUM
hassl-3367	287	14	.	.	PUNCT
hassl-3367	288	1	https://doi.org/10.21070/jbmp.v7i2.1539	https://doi.org/10.21070/jbmp.v7i2.1539	PROPN
hassl-3367	288	2	jorgensen	jorgensen	PROPN
hassl-3367	288	3	,	,	PUNCT
hassl-3367	288	4	b.	b.	PROPN
hassl-3367	288	5	l.	l.	PROPN
hassl-3367	288	6	,	,	PUNCT
hassl-3367	288	7	&	&	CCONJ
hassl-3367	288	8	savla	savla	NOUN
hassl-3367	288	9	,	,	PUNCT
hassl-3367	288	10	j.	j.	PROPN
hassl-3367	288	11	(	(	PUNCT
hassl-3367	288	12	2010	2010	NUM
hassl-3367	288	13	)	)	PUNCT
hassl-3367	288	14	.	.	PUNCT
hassl-3367	289	1	financial	financial	ADJ
hassl-3367	289	2	literacy	literacy	NOUN
hassl-3367	289	3	of	of	ADP
hassl-3367	289	4	young	young	ADJ
hassl-3367	289	5	adults	adult	NOUN
hassl-3367	289	6	:	:	PUNCT
hassl-3367	289	7	the	the	DET
hassl-3367	289	8	importance	importance	NOUN
hassl-3367	289	9	of	of	ADP
hassl-3367	289	10	parental	parental	ADJ
hassl-3367	289	11	socialization	socialization	NOUN
hassl-3367	289	12	.	.	PUNCT
hassl-3367	290	1	family	family	NOUN
hassl-3367	290	2	relations	relation	NOUN
hassl-3367	290	3	,	,	PUNCT
hassl-3367	290	4	59(4	59(4	NUM
hassl-3367	290	5	)	)	PUNCT
hassl-3367	290	6	,	,	PUNCT
hassl-3367	290	7	465	465	NUM
hassl-3367	290	8	-	-	SYM
hassl-3367	290	9	478	478	NUM
hassl-3367	290	10	.	.	PUNCT
hassl-3367	291	1	https://doi.org/10.1111/j.1741-3729.2010.00616.x	https://doi.org/10.1111/j.1741-3729.2010.00616.x	PROPN
hassl-3367	291	2	khawar	khawar	PROPN
hassl-3367	291	3	,	,	PUNCT
hassl-3367	291	4	s.	s.	PROPN
hassl-3367	291	5	,	,	PUNCT
hassl-3367	291	6	&	&	CCONJ
hassl-3367	291	7	sarwar	sarwar	PROPN
hassl-3367	291	8	,	,	PUNCT
hassl-3367	291	9	a.	a.	NOUN
hassl-3367	291	10	(	(	PUNCT
hassl-3367	291	11	2021	2021	NUM
hassl-3367	291	12	)	)	PUNCT
hassl-3367	291	13	.	.	PUNCT
hassl-3367	292	1	financial	financial	ADJ
hassl-3367	292	2	literacy	literacy	NOUN
hassl-3367	292	3	and	and	CCONJ
hassl-3367	292	4	financial	financial	ADJ
hassl-3367	292	5	behavior	behavior	NOUN
hassl-3367	292	6	with	with	ADP
hassl-3367	292	7	the	the	DET
hassl-3367	292	8	mediating	mediate	VERB
hassl-3367	292	9	effect	effect	NOUN
hassl-3367	292	10	of	of	ADP
hassl-3367	292	11	family	family	NOUN
hassl-3367	292	12	financial	financial	ADJ
hassl-3367	292	13	socialization	socialization	NOUN
hassl-3367	292	14	in	in	ADP
hassl-3367	292	15	the	the	DET
hassl-3367	292	16	financial	financial	ADJ
hassl-3367	292	17	institutions	institution	NOUN
hassl-3367	292	18	of	of	ADP
hassl-3367	292	19	lahore	lahore	NOUN
hassl-3367	292	20	,	,	PUNCT
hassl-3367	292	21	pakistan	pakistan	PROPN
hassl-3367	292	22	.	.	PUNCT
hassl-3367	293	1	future	future	ADJ
hassl-3367	293	2	business	business	NOUN
hassl-3367	293	3	journal	journal	NOUN
hassl-3367	293	4	,	,	PUNCT
hassl-3367	293	5	7(1	7(1	NUM
hassl-3367	293	6	)	)	PUNCT
hassl-3367	293	7	,	,	PUNCT
hassl-3367	293	8	1	1	NUM
hassl-3367	293	9	-	-	SYM
hassl-3367	293	10	11	11	NUM
hassl-3367	293	11	.	.	PUNCT
hassl-3367	294	1	lantara	lantara	PROPN
hassl-3367	294	2	,	,	PUNCT
hassl-3367	294	3	i.	i.	PROPN
hassl-3367	294	4	w.	w.	PROPN
hassl-3367	294	5	n.	n.	PROPN
hassl-3367	294	6	,	,	PUNCT
hassl-3367	294	7	&	&	CCONJ
hassl-3367	294	8	kartini	kartini	PROPN
hassl-3367	294	9	,	,	PUNCT
hassl-3367	294	10	n.	n.	PROPN
hassl-3367	294	11	k.	k.	PROPN
hassl-3367	294	12	r.	r.	PROPN
hassl-3367	294	13	(	(	PUNCT
hassl-3367	294	14	2015	2015	NUM
hassl-3367	294	15	)	)	PUNCT
hassl-3367	294	16	.	.	PUNCT
hassl-3367	295	1	financial	financial	ADJ
hassl-3367	295	2	literacy	literacy	NOUN
hassl-3367	295	3	among	among	ADP
hassl-3367	295	4	university	university	NOUN
hassl-3367	295	5	students	student	NOUN
hassl-3367	295	6	:	:	PUNCT
hassl-3367	295	7	empirical	empirical	ADJ
hassl-3367	295	8	evidence	evidence	NOUN
hassl-3367	295	9	from	from	ADP
hassl-3367	295	10	indonesia	indonesia	PROPN
hassl-3367	295	11	.	.	PROPN
hassl-3367	296	1	journal	journal	PROPN
hassl-3367	296	2	of	of	ADP
hassl-3367	296	3	indonesian	indonesian	ADJ
hassl-3367	296	4	economy	economy	NOUN
hassl-3367	296	5	and	and	CCONJ
hassl-3367	296	6	business	business	NOUN
hassl-3367	296	7	,	,	PUNCT
hassl-3367	296	8	30(3	30(3	NUM
hassl-3367	296	9	)	)	PUNCT
hassl-3367	296	10	,	,	PUNCT
hassl-3367	296	11	247	247	NUM
hassl-3367	296	12	-	-	SYM
hassl-3367	296	13	256	256	NUM
hassl-3367	296	14	.	.	PUNCT
hassl-3367	296	15	maharsi	maharsi	NOUN
hassl-3367	296	16	,	,	PUNCT
hassl-3367	296	17	a.	a.	PROPN
hassl-3367	296	18	r.	r.	PROPN
hassl-3367	296	19	,	,	PUNCT
hassl-3367	296	20	njotoprajitno	njotoprajitno	PROPN
hassl-3367	296	21	,	,	PUNCT
hassl-3367	296	22	r.	r.	PROPN
hassl-3367	296	23	s.	s.	PROPN
hassl-3367	296	24	,	,	PUNCT
hassl-3367	296	25	hadianto	hadianto	PROPN
hassl-3367	296	26	,	,	PUNCT
hassl-3367	296	27	b.	b.	PROPN
hassl-3367	296	28	,	,	PUNCT
hassl-3367	296	29	&	&	CCONJ
hassl-3367	296	30	wiraatmaja	wiraatmaja	PROPN
hassl-3367	296	31	,	,	PUNCT
hassl-3367	296	32	j.	j.	PROPN
hassl-3367	296	33	(	(	PUNCT
hassl-3367	296	34	2021	2021	NUM
hassl-3367	296	35	)	)	PUNCT
hassl-3367	296	36	.	.	PUNCT
hassl-3367	297	1	the	the	DET
hassl-3367	297	2	effect	effect	NOUN
hassl-3367	297	3	of	of	ADP
hassl-3367	297	4	service	service	NOUN
hassl-3367	297	5	quality	quality	NOUN
hassl-3367	297	6	and	and	CCONJ
hassl-3367	297	7	customer	customer	NOUN
hassl-3367	297	8	satisfaction	satisfaction	NOUN
hassl-3367	297	9	on	on	ADP
hassl-3367	297	10	purchasing	purchase	VERB
hassl-3367	297	11	intention	intention	NOUN
hassl-3367	297	12	:	:	PUNCT
hassl-3367	297	13	a	a	DET
hassl-3367	297	14	case	case	NOUN
hassl-3367	297	15	study	study	NOUN
hassl-3367	297	16	in	in	ADP
hassl-3367	297	17	indonesia	indonesia	PROPN
hassl-3367	297	18	.	.	PUNCT
hassl-3367	298	1	the	the	DET
hassl-3367	298	2	journal	journal	NOUN
hassl-3367	298	3	of	of	ADP
hassl-3367	298	4	asian	asian	ADJ
hassl-3367	298	5	finance	finance	NOUN
hassl-3367	298	6	,	,	PUNCT
hassl-3367	298	7	economics	economic	NOUN
hassl-3367	298	8	and	and	CCONJ
hassl-3367	298	9	business	business	NOUN
hassl-3367	298	10	,	,	PUNCT
hassl-3367	298	11	8(4	8(4	NUM
hassl-3367	298	12	)	)	PUNCT
hassl-3367	298	13	,	,	PUNCT
hassl-3367	298	14	475	475	NUM
hassl-3367	298	15	-	-	SYM
hassl-3367	298	16	482	482	NUM
hassl-3367	298	17	.	.	PUNCT
hassl-3367	299	1	meimouneh	meimouneh	PROPN
hassl-3367	299	2	,	,	PUNCT
hassl-3367	299	3	s.	s.	PROPN
hassl-3367	299	4	k.	k.	PROPN
hassl-3367	299	5	,	,	PUNCT
hassl-3367	299	6	moeinadin	moeinadin	VERB
hassl-3367	299	7	,	,	PUNCT
hassl-3367	299	8	m.	m.	NOUN
hassl-3367	299	9	,	,	PUNCT
hassl-3367	299	10	&	&	CCONJ
hassl-3367	299	11	nayebzadeh	nayebzadeh	PROPN
hassl-3367	299	12	,	,	PUNCT
hassl-3367	299	13	s.	s.	PROPN
hassl-3367	299	14	(	(	PUNCT
hassl-3367	299	15	2014	2014	NUM
hassl-3367	299	16	)	)	PUNCT
hassl-3367	299	17	.	.	PUNCT
hassl-3367	300	1	a	a	DET
hassl-3367	300	2	survey	survey	NOUN
hassl-3367	300	3	to	to	ADP
hassl-3367	300	4	the	the	DET
hassl-3367	300	5	influence	influence	NOUN
hassl-3367	300	6	of	of	ADP
hassl-3367	300	7	demographic	demographic	ADJ
hassl-3367	300	8	characteristics	characteristic	NOUN
hassl-3367	300	9	on	on	ADP
hassl-3367	300	10	the	the	DET
hassl-3367	300	11	level	level	NOUN
hassl-3367	300	12	of	of	ADP
hassl-3367	300	13	financial	financial	ADJ
hassl-3367	300	14	literacy	literacy	NOUN
hassl-3367	300	15	of	of	ADP
hassl-3367	300	16	iranian	iranian	ADJ
hassl-3367	300	17	students	student	NOUN
hassl-3367	300	18	.	.	PUNCT
hassl-3367	301	1	interdisciplinary	interdisciplinary	ADJ
hassl-3367	301	2	journal	journal	NOUN
hassl-3367	301	3	of	of	ADP
hassl-3367	301	4	contemporary	contemporary	ADJ
hassl-3367	301	5	research	research	NOUN
hassl-3367	301	6	in	in	ADP
hassl-3367	301	7	business	business	NOUN
hassl-3367	301	8	,	,	PUNCT
hassl-3367	301	9	5(11	5(11	NUM
hassl-3367	301	10	)	)	PUNCT
hassl-3367	301	11	,	,	PUNCT
hassl-3367	301	12	64	64	NUM
hassl-3367	301	13	-	-	SYM
hassl-3367	301	14	70	70	NUM
hassl-3367	301	15	.	.	PUNCT
hassl-3367	302	1	moreno	moreno	PROPN
hassl-3367	302	2	-	-	PUNCT
hassl-3367	302	3	garcia	garcia	PROPN
hassl-3367	302	4	,	,	PUNCT
hassl-3367	302	5	e.	e.	PROPN
hassl-3367	302	6	,	,	PUNCT
hassl-3367	302	7	garcia	garcia	PROPN
hassl-3367	302	8	-	-	PUNCT
hassl-3367	302	9	santillan	santillan	PROPN
hassl-3367	302	10	,	,	PUNCT
hassl-3367	302	11	a.	a.	PROPN
hassl-3367	302	12	,	,	PUNCT
hassl-3367	302	13	&	&	CCONJ
hassl-3367	302	14	navarrete	navarrete	PROPN
hassl-3367	302	15	,	,	PUNCT
hassl-3367	302	16	d.	d.	PROPN
hassl-3367	302	17	m.	m.	PROPN
hassl-3367	302	18	(	(	PUNCT
hassl-3367	302	19	2022	2022	NUM
hassl-3367	302	20	)	)	PUNCT
hassl-3367	302	21	.	.	PUNCT
hassl-3367	303	1	empirical	empirical	ADJ
hassl-3367	303	2	study	study	NOUN
hassl-3367	303	3	on	on	ADP
hassl-3367	303	4	financial	financial	ADJ
hassl-3367	303	5	knowledge	knowledge	NOUN
hassl-3367	303	6	among	among	ADP
hassl-3367	303	7	high	high	ADJ
hassl-3367	303	8	school	school	NOUN
hassl-3367	303	9	students	student	NOUN
hassl-3367	303	10	in	in	ADP
hassl-3367	303	11	veracruz	veracruz	PROPN
hassl-3367	303	12	.	.	PUNCT
hassl-3367	304	1	international	international	ADJ
hassl-3367	304	2	journal	journal	PROPN
hassl-3367	304	3	of	of	ADP
hassl-3367	304	4	innovative	innovative	ADJ
hassl-3367	304	5	research	research	NOUN
hassl-3367	304	6	and	and	CCONJ
hassl-3367	304	7	scientific	scientific	ADJ
hassl-3367	304	8	studies	study	NOUN
hassl-3367	304	9	,	,	PUNCT
hassl-3367	304	10	5(3	5(3	NUM
hassl-3367	304	11	)	)	PUNCT
hassl-3367	304	12	,	,	PUNCT
hassl-3367	304	13	162–169	162–169	NUM
hassl-3367	304	14	.	.	PUNCT
hassl-3367	305	1	https://doi.org/10.53894/ijirss.v5i3.492	https://doi.org/10.53894/ijirss.v5i3.492	PROPN
hassl-3367	305	2	morris	morris	PROPN
hassl-3367	305	3	,	,	PUNCT
hassl-3367	305	4	t.	t.	PROPN
hassl-3367	305	5	,	,	PUNCT
hassl-3367	305	6	maillet	maillet	PROPN
hassl-3367	305	7	,	,	PUNCT
hassl-3367	305	8	s.	s.	PROPN
hassl-3367	305	9	,	,	PUNCT
hassl-3367	305	10	&	&	CCONJ
hassl-3367	305	11	koffi	koffi	PROPN
hassl-3367	305	12	,	,	PUNCT
hassl-3367	305	13	v.	v.	PROPN
hassl-3367	305	14	(	(	PUNCT
hassl-3367	305	15	2022	2022	NUM
hassl-3367	305	16	)	)	PUNCT
hassl-3367	305	17	.	.	PUNCT
hassl-3367	306	1	financial	financial	ADJ
hassl-3367	306	2	knowledge	knowledge	NOUN
hassl-3367	306	3	,	,	PUNCT
hassl-3367	306	4	financial	financial	ADJ
hassl-3367	306	5	confidence	confidence	NOUN
hassl-3367	306	6	and	and	CCONJ
hassl-3367	306	7	learning	learn	VERB
hassl-3367	306	8	capacity	capacity	NOUN
hassl-3367	306	9	on	on	ADP
hassl-3367	306	10	financial	financial	ADJ
hassl-3367	306	11	behavior	behavior	NOUN
hassl-3367	306	12	:	:	PUNCT
hassl-3367	306	13	a	a	DET
hassl-3367	306	14	canadian	canadian	ADJ
hassl-3367	306	15	study	study	NOUN
hassl-3367	306	16	.	.	PUNCT
hassl-3367	307	1	cogent	cogent	ADJ
hassl-3367	307	2	social	social	ADJ
hassl-3367	307	3	sciences	sciences	PROPN
hassl-3367	307	4	,	,	PUNCT
hassl-3367	307	5	8(1	8(1	NOUN
hassl-3367	307	6	)	)	PUNCT
hassl-3367	307	7	,	,	PUNCT
hassl-3367	307	8	1996919	1996919	NUM
hassl-3367	307	9	.	.	PUNCT
hassl-3367	308	1	https://doi.org/10.1080/23311886.2021.1996919	https://doi.org/10.1080/23311886.2021.1996919	PROPN
hassl-3367	308	2	mudzingiri	mudzingiri	PROPN
hassl-3367	308	3	,	,	PUNCT
hassl-3367	308	4	c.	c.	PROPN
hassl-3367	308	5	,	,	PUNCT
hassl-3367	308	6	muteba	muteba	PROPN
hassl-3367	308	7	mwamba	mwamba	PROPN
hassl-3367	308	8	,	,	PUNCT
hassl-3367	308	9	j.	j.	PROPN
hassl-3367	308	10	w.	w.	PROPN
hassl-3367	308	11	,	,	PUNCT
hassl-3367	308	12	&	&	CCONJ
hassl-3367	308	13	keyser	keyser	PROPN
hassl-3367	308	14	,	,	PUNCT
hassl-3367	308	15	j.	j.	PROPN
hassl-3367	308	16	n.	n.	PROPN
hassl-3367	308	17	(	(	PUNCT
hassl-3367	308	18	2018	2018	NUM
hassl-3367	308	19	)	)	PUNCT
hassl-3367	308	20	.	.	PUNCT
hassl-3367	309	1	financial	financial	ADJ
hassl-3367	309	2	behavior	behavior	NOUN
hassl-3367	309	3	,	,	PUNCT
hassl-3367	309	4	confidence	confidence	NOUN
hassl-3367	309	5	,	,	PUNCT
hassl-3367	309	6	risk	risk	NOUN
hassl-3367	309	7	preferences	preference	NOUN
hassl-3367	309	8	and	and	CCONJ
hassl-3367	309	9	financial	financial	ADJ
hassl-3367	309	10	literacy	literacy	NOUN
hassl-3367	309	11	of	of	ADP
hassl-3367	309	12	university	university	NOUN
hassl-3367	309	13	students	student	NOUN
hassl-3367	309	14	.	.	PUNCT
hassl-3367	310	1	cogent	cogent	NOUN
hassl-3367	310	2	economics	economic	NOUN
hassl-3367	310	3	&	&	CCONJ
hassl-3367	310	4	finance	finance	PROPN
hassl-3367	310	5	,	,	PUNCT
hassl-3367	310	6	6(1	6(1	NUM
hassl-3367	310	7	)	)	PUNCT
hassl-3367	310	8	,	,	PUNCT
hassl-3367	310	9	1512366	1512366	NUM
hassl-3367	310	10	.	.	PUNCT
hassl-3367	311	1	https://doi.org/10.1080/23322039.2018.1512366	https://doi.org/10.1080/23322039.2018.1512366	PROPN
hassl-3367	311	2	nidar	nidar	PROPN
hassl-3367	311	3	,	,	PUNCT
hassl-3367	311	4	s.	s.	PROPN
hassl-3367	311	5	r.	r.	PROPN
hassl-3367	311	6	,	,	PUNCT
hassl-3367	311	7	&	&	CCONJ
hassl-3367	311	8	bestari	bestari	PROPN
hassl-3367	311	9	,	,	PUNCT
hassl-3367	311	10	s.	s.	PROPN
hassl-3367	311	11	(	(	PUNCT
hassl-3367	311	12	2012	2012	NUM
hassl-3367	311	13	)	)	PUNCT
hassl-3367	311	14	.	.	PUNCT
hassl-3367	312	1	personal	personal	ADJ
hassl-3367	312	2	financial	financial	ADJ
hassl-3367	312	3	literacy	literacy	NOUN
hassl-3367	312	4	among	among	ADP
hassl-3367	312	5	university	university	NOUN
hassl-3367	312	6	students	student	NOUN
hassl-3367	312	7	(	(	PUNCT
hassl-3367	312	8	case	case	NOUN
hassl-3367	312	9	study	study	NOUN
hassl-3367	312	10	at	at	ADP
hassl-3367	312	11	padjadjaran	padjadjaran	PROPN
hassl-3367	312	12	university	university	NOUN
hassl-3367	312	13	students	student	NOUN
hassl-3367	312	14	,	,	PUNCT
hassl-3367	312	15	bandung	bandung	PROPN
hassl-3367	312	16	,	,	PUNCT
hassl-3367	312	17	indonesia	indonesia	PROPN
hassl-3367	312	18	)	)	PUNCT
hassl-3367	312	19	.	.	PUNCT
hassl-3367	313	1	world	world	PROPN
hassl-3367	313	2	journal	journal	PROPN
hassl-3367	313	3	of	of	ADP
hassl-3367	313	4	social	social	ADJ
hassl-3367	313	5	sciences	science	NOUN
hassl-3367	313	6	,	,	PUNCT
hassl-3367	313	7	2(4	2(4	NUM
hassl-3367	313	8	)	)	PUNCT
hassl-3367	313	9	,	,	PUNCT
hassl-3367	313	10	162	162	NUM
hassl-3367	313	11	-	-	SYM
hassl-3367	313	12	171	171	NUM
hassl-3367	313	13	.	.	PUNCT
hassl-3367	314	1	https://doi.org/10.5539/ijbm.v7n9p126	https://doi.org/10.5539/ijbm.v7n9p126	NOUN
hassl-3367	314	2	https://doi.org/10.54443/ijebas.v1i1.1	https://doi.org/10.54443/ijebas.v1i1.1	NOUN
hassl-3367	314	3	https://doi.org/10.1007/s10663-019-09465-2	https://doi.org/10.1007/s10663-019-09465-2	NUM
hassl-3367	314	4	https://doi.org/10.2139/ssrn.2316933	https://doi.org/10.2139/ssrn.2316933	PRON
hassl-3367	314	5	https://doi.org/10.1111/j.1745-6606.2008.01128.x	https://doi.org/10.1111/j.1745-6606.2008.01128.x	ADJ
hassl-3367	314	6	https://doi.org/10.21070/jbmp.v7i2.1539	https://doi.org/10.21070/jbmp.v7i2.1539	PROPN
hassl-3367	314	7	https://doi.org/10.1111/j.1741-3729.2010.00616.x	https://doi.org/10.1111/j.1741-3729.2010.00616.x	PRON
hassl-3367	314	8	https://doi.org/10.53894/ijirss.v5i3.492	https://doi.org/10.53894/ijirss.v5i3.492	PROPN
hassl-3367	314	9	https://doi.org/10.1080/23311886.2021.1996919	https://doi.org/10.1080/23311886.2021.1996919	PROPN
hassl-3367	315	1	https://doi.org/10.1080/23322039.2018.1512366	https://doi.org/10.1080/23322039.2018.1512366	PROPN
hassl-3367	315	2	humanities	humanity	NOUN
hassl-3367	315	3	and	and	CCONJ
hassl-3367	315	4	social	social	ADJ
hassl-3367	315	5	sciences	science	NOUN
hassl-3367	315	6	letters	letter	NOUN
hassl-3367	315	7	,	,	PUNCT
hassl-3367	315	8	2023	2023	NUM
hassl-3367	315	9	,	,	PUNCT
hassl-3367	315	10	11(2	11(2	NUM
hassl-3367	315	11	):	):	PUNCT
hassl-3367	315	12	203	203	NUM
hassl-3367	315	13	-	-	SYM
hassl-3367	315	14	212	212	NUM
hassl-3367	315	15	212	212	NUM
hassl-3367	315	16	©	©	ADP
hassl-3367	315	17	2023	2023	NUM
hassl-3367	315	18	conscientia	conscientia	PROPN
hassl-3367	315	19	beam	beam	PROPN
hassl-3367	315	20	.	.	PUNCT
hassl-3367	316	1	all	all	DET
hassl-3367	316	2	rights	right	NOUN
hassl-3367	316	3	reserved	reserve	VERB
hassl-3367	316	4	.	.	PUNCT
hassl-3367	317	1	okamoto	okamoto	PROPN
hassl-3367	317	2	,	,	PUNCT
hassl-3367	317	3	s.	s.	PROPN
hassl-3367	317	4	,	,	PUNCT
hassl-3367	317	5	&	&	CCONJ
hassl-3367	317	6	komamura	komamura	PROPN
hassl-3367	317	7	,	,	PUNCT
hassl-3367	317	8	k.	k.	PROPN
hassl-3367	317	9	(	(	PUNCT
hassl-3367	317	10	2021	2021	NUM
hassl-3367	317	11	)	)	PUNCT
hassl-3367	317	12	.	.	PUNCT
hassl-3367	318	1	age	age	NOUN
hassl-3367	318	2	,	,	PUNCT
hassl-3367	318	3	gender	gender	NOUN
hassl-3367	318	4	,	,	PUNCT
hassl-3367	318	5	and	and	CCONJ
hassl-3367	318	6	financial	financial	ADJ
hassl-3367	318	7	literacy	literacy	NOUN
hassl-3367	318	8	in	in	ADP
hassl-3367	318	9	japan	japan	PROPN
hassl-3367	318	10	.	.	PUNCT
hassl-3367	319	1	plos	plos	PROPN
hassl-3367	319	2	one	one	NUM
hassl-3367	319	3	,	,	PUNCT
hassl-3367	319	4	16(11	16(11	NUM
hassl-3367	319	5	)	)	PUNCT
hassl-3367	319	6	,	,	PUNCT
hassl-3367	319	7	e0259393	e0259393	PROPN
hassl-3367	319	8	.	.	PUNCT
hassl-3367	320	1	https://doi.org/10.1371/journal.pone.0259393	https://doi.org/10.1371/journal.pone.0259393	PROPN
hassl-3367	320	2	pandjaitan	pandjaitan	PROPN
hassl-3367	320	3	,	,	PUNCT
hassl-3367	320	4	d.	d.	PROPN
hassl-3367	320	5	r.	r.	PROPN
hassl-3367	320	6	h.	h.	PROPN
hassl-3367	320	7	,	,	PUNCT
hassl-3367	320	8	mahrinasari	mahrinasari	PROPN
hassl-3367	320	9	,	,	PUNCT
hassl-3367	320	10	m.	m.	NOUN
hassl-3367	320	11	,	,	PUNCT
hassl-3367	320	12	&	&	CCONJ
hassl-3367	320	13	bramsah	bramsah	NOUN
hassl-3367	320	14	,	,	PUNCT
hassl-3367	320	15	m.	m.	NOUN
hassl-3367	320	16	(	(	PUNCT
hassl-3367	320	17	2021	2021	NUM
hassl-3367	320	18	)	)	PUNCT
hassl-3367	320	19	.	.	PUNCT
hassl-3367	321	1	website	website	NOUN
hassl-3367	321	2	quality	quality	NOUN
hassl-3367	321	3	,	,	PUNCT
hassl-3367	321	4	e	e	NOUN
hassl-3367	321	5	-	-	NOUN
hassl-3367	321	6	satisfaction	satisfaction	NOUN
hassl-3367	321	7	,	,	PUNCT
hassl-3367	321	8	and	and	CCONJ
hassl-3367	321	9	e	e	NOUN
hassl-3367	321	10	-	-	NOUN
hassl-3367	321	11	loyalty	loyalty	NOUN
hassl-3367	321	12	of	of	ADP
hassl-3367	321	13	users	user	NOUN
hassl-3367	321	14	based	base	VERB
hassl-3367	321	15	on	on	ADP
hassl-3367	321	16	the	the	DET
hassl-3367	321	17	virtual	virtual	ADJ
hassl-3367	321	18	distribution	distribution	NOUN
hassl-3367	321	19	channel	channel	NOUN
hassl-3367	321	20	.	.	PUNCT
hassl-3367	322	1	journal	journal	NOUN
hassl-3367	322	2	of	of	ADP
hassl-3367	322	3	distribution	distribution	NOUN
hassl-3367	322	4	science	science	NOUN
hassl-3367	322	5	,	,	PUNCT
hassl-3367	322	6	19(7	19(7	PROPN
hassl-3367	322	7	)	)	PUNCT
hassl-3367	322	8	,	,	PUNCT
hassl-3367	322	9	113	113	NUM
hassl-3367	322	10	-	-	SYM
hassl-3367	322	11	121	121	NUM
hassl-3367	322	12	.	.	PUNCT
hassl-3367	323	1	ramalho	ramalho	PROPN
hassl-3367	323	2	,	,	PUNCT
hassl-3367	323	3	t.	t.	PROPN
hassl-3367	323	4	b.	b.	PROPN
hassl-3367	323	5	,	,	PUNCT
hassl-3367	323	6	&	&	CCONJ
hassl-3367	323	7	forte	forte	PROPN
hassl-3367	323	8	,	,	PUNCT
hassl-3367	323	9	d.	d.	PROPN
hassl-3367	323	10	(	(	PUNCT
hassl-3367	323	11	2019	2019	NUM
hassl-3367	323	12	)	)	PUNCT
hassl-3367	323	13	.	.	PUNCT
hassl-3367	324	1	financial	financial	ADJ
hassl-3367	324	2	literacy	literacy	NOUN
hassl-3367	324	3	in	in	ADP
hassl-3367	324	4	brazil	brazil	PROPN
hassl-3367	324	5	–	–	PUNCT
hassl-3367	324	6	do	do	VERB
hassl-3367	324	7	knowledge	knowledge	NOUN
hassl-3367	324	8	and	and	CCONJ
hassl-3367	324	9	self	self	NOUN
hassl-3367	324	10	-	-	PUNCT
hassl-3367	324	11	confidence	confidence	NOUN
hassl-3367	324	12	relate	relate	NOUN
hassl-3367	324	13	with	with	ADP
hassl-3367	324	14	behavior	behavior	NOUN
hassl-3367	324	15	?	?	PUNCT
hassl-3367	325	1	rausp	rausp	PROPN
hassl-3367	325	2	management	management	PROPN
hassl-3367	325	3	journal	journal	PROPN
hassl-3367	325	4	,	,	PUNCT
hassl-3367	325	5	54(1	54(1	NUM
hassl-3367	325	6	)	)	PUNCT
hassl-3367	325	7	,	,	PUNCT
hassl-3367	325	8	77	77	NUM
hassl-3367	325	9	-	-	SYM
hassl-3367	325	10	95	95	NUM
hassl-3367	325	11	.	.	PUNCT
hassl-3367	326	1	https://doi.org/10.1108/rausp-04-2018-0008	https://doi.org/10.1108/rausp-04-2018-0008	NOUN
hassl-3367	326	2	respati	respati	PROPN
hassl-3367	326	3	,	,	PUNCT
hassl-3367	326	4	d.	d.	PROPN
hassl-3367	326	5	k.	k.	PROPN
hassl-3367	326	6	,	,	PUNCT
hassl-3367	326	7	widyastuti	widyastuti	PROPN
hassl-3367	326	8	,	,	PUNCT
hassl-3367	326	9	u.	u.	NOUN
hassl-3367	326	10	,	,	PUNCT
hassl-3367	326	11	nuryati	nuryati	NOUN
hassl-3367	326	12	,	,	PUNCT
hassl-3367	326	13	t.	t.	PROPN
hassl-3367	326	14	,	,	PUNCT
hassl-3367	326	15	musyaffi	musyaffi	PROPN
hassl-3367	326	16	,	,	PUNCT
hassl-3367	326	17	a.	a.	NOUN
hassl-3367	326	18	m.	m.	NOUN
hassl-3367	326	19	,	,	PUNCT
hassl-3367	326	20	handayani	handayani	PROPN
hassl-3367	326	21	,	,	PUNCT
hassl-3367	326	22	b.	b.	PROPN
hassl-3367	326	23	d.	d.	PROPN
hassl-3367	326	24	,	,	PUNCT
hassl-3367	326	25	&	&	CCONJ
hassl-3367	326	26	ali	ali	PROPN
hassl-3367	326	27	,	,	PUNCT
hassl-3367	326	28	n.	n.	PROPN
hassl-3367	326	29	r.	r.	PROPN
hassl-3367	326	30	(	(	PUNCT
hassl-3367	326	31	2023	2023	NUM
hassl-3367	326	32	)	)	PUNCT
hassl-3367	326	33	.	.	PUNCT
hassl-3367	327	1	how	how	SCONJ
hassl-3367	327	2	do	do	AUX
hassl-3367	327	3	students	student	NOUN
hassl-3367	327	4	’	'	PUNCT
hassl-3367	327	5	digital	digital	ADJ
hassl-3367	327	6	financial	financial	ADJ
hassl-3367	327	7	literacy	literacy	NOUN
hassl-3367	327	8	and	and	CCONJ
hassl-3367	327	9	financial	financial	ADJ
hassl-3367	327	10	confidence	confidence	NOUN
hassl-3367	327	11	influence	influence	VERB
hassl-3367	327	12	their	their	PRON
hassl-3367	327	13	financial	financial	ADJ
hassl-3367	327	14	behavior	behavior	NOUN
hassl-3367	327	15	and	and	CCONJ
hassl-3367	327	16	financial	financial	ADJ
hassl-3367	327	17	well	well	NOUN
hassl-3367	327	18	-	-	PUNCT
hassl-3367	327	19	being	being	NOUN
hassl-3367	327	20	?	?	PUNCT
hassl-3367	328	1	nurture	nurture	NOUN
hassl-3367	328	2	,	,	PUNCT
hassl-3367	328	3	17(2	17(2	NUM
hassl-3367	328	4	)	)	PUNCT
hassl-3367	328	5	,	,	PUNCT
hassl-3367	328	6	40–50	40–50	NUM
hassl-3367	328	7	.	.	PUNCT
hassl-3367	329	1	https://doi.org/10.55951/nurture.v17i2.154	https://doi.org/10.55951/nurture.v17i2.154	VERB
hassl-3367	329	2	rosacker	rosacker	PROPN
hassl-3367	329	3	,	,	PUNCT
hassl-3367	329	4	k.	k.	PROPN
hassl-3367	329	5	m.	m.	PROPN
hassl-3367	329	6	,	,	PUNCT
hassl-3367	329	7	ragothaman	ragothaman	PROPN
hassl-3367	329	8	,	,	PUNCT
hassl-3367	329	9	s.	s.	PROPN
hassl-3367	329	10	,	,	PUNCT
hassl-3367	329	11	&	&	CCONJ
hassl-3367	329	12	gillispie	gillispie	PROPN
hassl-3367	329	13	,	,	PUNCT
hassl-3367	329	14	m.	m.	NOUN
hassl-3367	329	15	(	(	PUNCT
hassl-3367	329	16	2009	2009	NUM
hassl-3367	329	17	)	)	PUNCT
hassl-3367	329	18	.	.	PUNCT
hassl-3367	330	1	financial	financial	ADJ
hassl-3367	330	2	literacy	literacy	NOUN
hassl-3367	330	3	of	of	ADP
hassl-3367	330	4	freshmen	freshman	NOUN
hassl-3367	330	5	business	business	NOUN
hassl-3367	330	6	school	school	NOUN
hassl-3367	330	7	students	student	NOUN
hassl-3367	330	8	.	.	PUNCT
hassl-3367	331	1	college	college	NOUN
hassl-3367	331	2	student	student	NOUN
hassl-3367	331	3	journal	journal	NOUN
hassl-3367	331	4	,	,	PUNCT
hassl-3367	331	5	43(2	43(2	PROPN
hassl-3367	331	6	)	)	PUNCT
hassl-3367	331	7	,	,	PUNCT
hassl-3367	331	8	391	391	NUM
hassl-3367	331	9	-	-	SYM
hassl-3367	331	10	399	399	NUM
hassl-3367	331	11	.	.	PUNCT
hassl-3367	332	1	https://eric.ed.gov/?id=ej872254	https://eric.ed.gov/?id=ej872254	NOUN
hassl-3367	332	2	santoso	santoso	NOUN
hassl-3367	332	3	,	,	PUNCT
hassl-3367	332	4	a.	a.	NOUN
hassl-3367	332	5	,	,	PUNCT
hassl-3367	332	6	&	&	CCONJ
hassl-3367	332	7	sari	sari	PROPN
hassl-3367	332	8	,	,	PUNCT
hassl-3367	332	9	e.	e.	PROPN
hassl-3367	332	10	p.	p.	PROPN
hassl-3367	332	11	(	(	PUNCT
hassl-3367	332	12	2021	2021	NUM
hassl-3367	332	13	)	)	PUNCT
hassl-3367	332	14	.	.	PUNCT
hassl-3367	333	1	the	the	DET
hassl-3367	333	2	role	role	NOUN
hassl-3367	333	3	of	of	ADP
hassl-3367	333	4	financial	financial	ADJ
hassl-3367	333	5	literacy	literacy	NOUN
hassl-3367	333	6	as	as	ADP
hassl-3367	333	7	one	one	NUM
hassl-3367	333	8	of	of	ADP
hassl-3367	333	9	the	the	DET
hassl-3367	333	10	influences	influence	NOUN
hassl-3367	333	11	on	on	ADP
hassl-3367	333	12	financial	financial	ADJ
hassl-3367	333	13	behavior	behavior	NOUN
hassl-3367	333	14	.	.	PUNCT
hassl-3367	334	1	management	management	NOUN
hassl-3367	334	2	journal	journal	PROPN
hassl-3367	334	3	,	,	PUNCT
hassl-3367	334	4	25(3	25(3	NUM
hassl-3367	334	5	)	)	PUNCT
hassl-3367	334	6	,	,	PUNCT
hassl-3367	334	7	415	415	NUM
hassl-3367	334	8	-	-	SYM
hassl-3367	334	9	430	430	NUM
hassl-3367	334	10	.	.	PUNCT
hassl-3367	335	1	setiana	setiana	PROPN
hassl-3367	335	2	,	,	PUNCT
hassl-3367	335	3	s.	s.	PROPN
hassl-3367	335	4	,	,	PUNCT
hassl-3367	335	5	&	&	CCONJ
hassl-3367	335	6	hadianto	hadianto	PROPN
hassl-3367	335	7	,	,	PUNCT
hassl-3367	335	8	b.	b.	PROPN
hassl-3367	335	9	(	(	PUNCT
hassl-3367	335	10	2022	2022	NUM
hassl-3367	335	11	)	)	PUNCT
hassl-3367	335	12	.	.	PUNCT
hassl-3367	336	1	financial	financial	ADJ
hassl-3367	336	2	knowledge	knowledge	NOUN
hassl-3367	336	3	,	,	PUNCT
hassl-3367	336	4	internal	internal	ADJ
hassl-3367	336	5	control	control	NOUN
hassl-3367	336	6	locus	locus	NOUN
hassl-3367	336	7	,	,	PUNCT
hassl-3367	336	8	and	and	CCONJ
hassl-3367	336	9	personal	personal	ADJ
hassl-3367	336	10	money	money	NOUN
hassl-3367	336	11	-	-	PUNCT
hassl-3367	336	12	related	relate	VERB
hassl-3367	336	13	behavior	behavior	NOUN
hassl-3367	336	14	:	:	PUNCT
hassl-3367	336	15	a	a	DET
hassl-3367	336	16	survey	survey	NOUN
hassl-3367	336	17	on	on	ADP
hassl-3367	336	18	undergraduate	undergraduate	ADJ
hassl-3367	336	19	accounting	accounting	NOUN
hassl-3367	336	20	students	student	NOUN
hassl-3367	336	21	.	.	PUNCT
hassl-3367	337	1	integrated	integrate	VERB
hassl-3367	337	2	journal	journal	NOUN
hassl-3367	337	3	of	of	ADP
hassl-3367	337	4	business	business	NOUN
hassl-3367	337	5	and	and	CCONJ
hassl-3367	337	6	economics	economic	NOUN
hassl-3367	337	7	,	,	PUNCT
hassl-3367	337	8	6(2	6(2	NUM
hassl-3367	337	9	)	)	PUNCT
hassl-3367	337	10	,	,	PUNCT
hassl-3367	337	11	172	172	NUM
hassl-3367	337	12	-	-	SYM
hassl-3367	337	13	184	184	NUM
hassl-3367	337	14	.	.	PUNCT
hassl-3367	338	1	sholihin	sholihin	PROPN
hassl-3367	338	2	,	,	PUNCT
hassl-3367	338	3	m.	m.	NOUN
hassl-3367	338	4	,	,	PUNCT
hassl-3367	338	5	&	&	CCONJ
hassl-3367	338	6	ratmono	ratmono	PROPN
hassl-3367	338	7	,	,	PUNCT
hassl-3367	338	8	d.	d.	PROPN
hassl-3367	338	9	(	(	PUNCT
hassl-3367	338	10	2020	2020	NUM
hassl-3367	338	11	)	)	PUNCT
hassl-3367	338	12	.	.	PUNCT
hassl-3367	339	1	sem	sem	ADJ
hassl-3367	339	2	analysis	analysis	NOUN
hassl-3367	339	3	with	with	ADP
hassl-3367	339	4	warppls	warppls	NOUN
hassl-3367	339	5	7	7	NUM
hassl-3367	339	6	.	.	PUNCT
hassl-3367	339	7	yogyakarta	yogyakarta	PROPN
hassl-3367	339	8	:	:	PUNCT
hassl-3367	340	1	andi	andi	PROPN
hassl-3367	340	2	publisher	publisher	PROPN
hassl-3367	340	3	.	.	PUNCT
hassl-3367	341	1	singh	singh	PROPN
hassl-3367	341	2	,	,	PUNCT
hassl-3367	341	3	k.	k.	PROPN
hassl-3367	341	4	,	,	PUNCT
hassl-3367	341	5	rani	rani	PROPN
hassl-3367	341	6	,	,	PUNCT
hassl-3367	341	7	p.	p.	PROPN
hassl-3367	341	8	,	,	PUNCT
hassl-3367	341	9	&	&	CCONJ
hassl-3367	341	10	kiran	kiran	PROPN
hassl-3367	341	11	,	,	PUNCT
hassl-3367	341	12	c.	c.	PROPN
hassl-3367	341	13	(	(	PUNCT
hassl-3367	341	14	2020	2020	NUM
hassl-3367	341	15	)	)	PUNCT
hassl-3367	341	16	.	.	PUNCT
hassl-3367	342	1	relationship	relationship	NOUN
hassl-3367	342	2	between	between	ADP
hassl-3367	342	3	various	various	ADJ
hassl-3367	342	4	determinants	determinant	NOUN
hassl-3367	342	5	and	and	CCONJ
hassl-3367	342	6	dimensions	dimension	NOUN
hassl-3367	342	7	of	of	ADP
hassl-3367	342	8	financial	financial	ADJ
hassl-3367	342	9	literacy	literacy	NOUN
hassl-3367	342	10	among	among	ADP
hassl-3367	342	11	working	work	VERB
hassl-3367	342	12	class	class	NOUN
hassl-3367	342	13	.	.	PUNCT
hassl-3367	343	1	international	international	ADJ
hassl-3367	343	2	journal	journal	PROPN
hassl-3367	343	3	of	of	ADP
hassl-3367	343	4	financial	financial	ADJ
hassl-3367	343	5	research	research	NOUN
hassl-3367	343	6	,	,	PUNCT
hassl-3367	343	7	11(5	11(5	NUM
hassl-3367	343	8	)	)	PUNCT
hassl-3367	343	9	,	,	PUNCT
hassl-3367	343	10	319	319	NUM
hassl-3367	343	11	-	-	SYM
hassl-3367	343	12	333	333	NUM
hassl-3367	343	13	.	.	PUNCT
hassl-3367	344	1	https://doi.org/10.5430/ijfr.v11n5p319	https://doi.org/10.5430/ijfr.v11n5p319	PROPN
hassl-3367	344	2	smith	smith	PROPN
hassl-3367	344	3	jr	jr	PROPN
hassl-3367	344	4	,	,	PUNCT
hassl-3367	344	5	j.	j.	PROPN
hassl-3367	344	6	a.	a.	PROPN
hassl-3367	344	7	(	(	PUNCT
hassl-3367	344	8	2004	2004	NUM
hassl-3367	344	9	)	)	PUNCT
hassl-3367	344	10	.	.	PUNCT
hassl-3367	345	1	financial	financial	ADJ
hassl-3367	345	2	literacy	literacy	NOUN
hassl-3367	345	3	,	,	PUNCT
hassl-3367	345	4	regulation	regulation	NOUN
hassl-3367	345	5	and	and	CCONJ
hassl-3367	345	6	consumer	consumer	NOUN
hassl-3367	345	7	welfare	welfare	NOUN
hassl-3367	345	8	.	.	PUNCT
hassl-3367	346	1	north	north	PROPN
hassl-3367	346	2	carolina	carolina	PROPN
hassl-3367	346	3	banking	banking	PROPN
hassl-3367	346	4	institute	institute	PROPN
hassl-3367	346	5	,	,	PUNCT
hassl-3367	346	6	8(1	8(1	NOUN
hassl-3367	346	7	)	)	PUNCT
hassl-3367	346	8	,	,	PUNCT
hassl-3367	346	9	77	77	NUM
hassl-3367	346	10	-	-	SYM
hassl-3367	346	11	99	99	NUM
hassl-3367	346	12	.	.	PUNCT
hassl-3367	347	1	thapa	thapa	PROPN
hassl-3367	347	2	,	,	PUNCT
hassl-3367	347	3	b.	b.	PROPN
hassl-3367	347	4	s.	s.	PROPN
hassl-3367	347	5	(	(	PUNCT
hassl-3367	347	6	2015	2015	NUM
hassl-3367	347	7	)	)	PUNCT
hassl-3367	347	8	.	.	PUNCT
hassl-3367	348	1	financial	financial	ADJ
hassl-3367	348	2	literacy	literacy	NOUN
hassl-3367	348	3	in	in	ADP
hassl-3367	348	4	nepal	nepal	ADJ
hassl-3367	348	5	:	:	PUNCT
hassl-3367	348	6	a	a	DET
hassl-3367	348	7	survey	survey	NOUN
hassl-3367	348	8	analysis	analysis	NOUN
hassl-3367	348	9	from	from	ADP
hassl-3367	348	10	college	college	NOUN
hassl-3367	348	11	students	student	NOUN
hassl-3367	348	12	.	.	PUNCT
hassl-3367	349	1	nrb	nrb	PROPN
hassl-3367	349	2	economic	economic	PROPN
hassl-3367	349	3	review	review	PROPN
hassl-3367	349	4	,	,	PUNCT
hassl-3367	349	5	27(1	27(1	NUM
hassl-3367	349	6	)	)	PUNCT
hassl-3367	349	7	,	,	PUNCT
hassl-3367	349	8	49	49	NUM
hassl-3367	349	9	-	-	SYM
hassl-3367	349	10	74	74	NUM
hassl-3367	349	11	.	.	PUNCT
hassl-3367	350	1	tinghög	tinghög	NOUN
hassl-3367	350	2	,	,	PUNCT
hassl-3367	350	3	g.	g.	PROPN
hassl-3367	350	4	,	,	PUNCT
hassl-3367	350	5	ahmed	ahmed	PROPN
hassl-3367	350	6	,	,	PUNCT
hassl-3367	350	7	a.	a.	PROPN
hassl-3367	350	8	,	,	PUNCT
hassl-3367	350	9	barrafrem	barrafrem	PROPN
hassl-3367	350	10	,	,	PUNCT
hassl-3367	350	11	k.	k.	PROPN
hassl-3367	350	12	,	,	PUNCT
hassl-3367	350	13	lind	lind	PROPN
hassl-3367	350	14	,	,	PUNCT
hassl-3367	350	15	t.	t.	PROPN
hassl-3367	350	16	,	,	PUNCT
hassl-3367	350	17	skagerlund	skagerlund	PROPN
hassl-3367	350	18	,	,	PUNCT
hassl-3367	350	19	k.	k.	PROPN
hassl-3367	350	20	,	,	PUNCT
hassl-3367	350	21	&	&	CCONJ
hassl-3367	350	22	västfjäll	västfjäll	PROPN
hassl-3367	350	23	,	,	PUNCT
hassl-3367	350	24	d.	d.	PROPN
hassl-3367	350	25	(	(	PUNCT
hassl-3367	350	26	2021	2021	NUM
hassl-3367	350	27	)	)	PUNCT
hassl-3367	350	28	.	.	PUNCT
hassl-3367	351	1	gender	gender	NOUN
hassl-3367	351	2	differences	difference	NOUN
hassl-3367	351	3	in	in	ADP
hassl-3367	351	4	financial	financial	ADJ
hassl-3367	351	5	literacy	literacy	NOUN
hassl-3367	351	6	:	:	PUNCT
hassl-3367	351	7	the	the	DET
hassl-3367	351	8	role	role	NOUN
hassl-3367	351	9	of	of	ADP
hassl-3367	351	10	stereotype	stereotype	NOUN
hassl-3367	351	11	threat	threat	NOUN
hassl-3367	351	12	.	.	PUNCT
hassl-3367	352	1	journal	journal	NOUN
hassl-3367	352	2	of	of	ADP
hassl-3367	352	3	economic	economic	ADJ
hassl-3367	352	4	behavior	behavior	NOUN
hassl-3367	352	5	&	&	CCONJ
hassl-3367	352	6	organization	organization	PROPN
hassl-3367	352	7	,	,	PUNCT
hassl-3367	352	8	192	192	NUM
hassl-3367	352	9	,	,	PUNCT
hassl-3367	352	10	405	405	NUM
hassl-3367	352	11	-	-	SYM
hassl-3367	352	12	416	416	NUM
hassl-3367	352	13	.	.	PUNCT
hassl-3367	353	1	https://doi.org/10.1016/j.jebo.2021.10.015	https://doi.org/10.1016/j.jebo.2021.10.015	NOUN
hassl-3367	353	2	walczak	walczak	PROPN
hassl-3367	353	3	,	,	PUNCT
hassl-3367	353	4	d.	d.	PROPN
hassl-3367	353	5	,	,	PUNCT
hassl-3367	353	6	&	&	CCONJ
hassl-3367	353	7	pieńkowska	pieńkowska	NOUN
hassl-3367	353	8	-	-	PUNCT
hassl-3367	353	9	kamieniecka	kamieniecka	NOUN
hassl-3367	353	10	,	,	PUNCT
hassl-3367	353	11	s.	s.	PROPN
hassl-3367	353	12	(	(	PUNCT
hassl-3367	353	13	2018	2018	NUM
hassl-3367	353	14	)	)	PUNCT
hassl-3367	353	15	.	.	PUNCT
hassl-3367	354	1	gender	gender	NOUN
hassl-3367	354	2	differences	difference	NOUN
hassl-3367	354	3	in	in	ADP
hassl-3367	354	4	financial	financial	ADJ
hassl-3367	354	5	behaviours	behaviour	NOUN
hassl-3367	354	6	.	.	PUNCT
hassl-3367	355	1	engineering	engineer	VERB
hassl-3367	355	2	economics	economic	NOUN
hassl-3367	355	3	,	,	PUNCT
hassl-3367	355	4	29(1	29(1	NUM
hassl-3367	355	5	)	)	PUNCT
hassl-3367	355	6	,	,	PUNCT
hassl-3367	355	7	123132	123132	NUM
hassl-3367	355	8	.	.	PUNCT
hassl-3367	356	1	https://doi.org/10.5755/j01.ee.29.1.16400	https://doi.org/10.5755/j01.ee.29.1.16400	PUNCT
hassl-3367	356	2	zaki	zaki	PROPN
hassl-3367	356	3	,	,	PUNCT
hassl-3367	356	4	u.	u.	PROPN
hassl-3367	356	5	r.	r.	PROPN
hassl-3367	356	6	a.	a.	PROPN
hassl-3367	356	7	,	,	PUNCT
hassl-3367	356	8	rosli	rosli	VERB
hassl-3367	356	9	,	,	PUNCT
hassl-3367	356	10	m.	m.	NOUN
hassl-3367	356	11	h.	h.	PROPN
hassl-3367	356	12	,	,	PUNCT
hassl-3367	356	13	yahya	yahya	PROPN
hassl-3367	356	14	,	,	PUNCT
hassl-3367	356	15	n.	n.	PROPN
hassl-3367	356	16	f.	f.	PROPN
hassl-3367	356	17	,	,	PUNCT
hassl-3367	356	18	&	&	CCONJ
hassl-3367	356	19	halim	halim	PROPN
hassl-3367	356	20	,	,	PUNCT
hassl-3367	356	21	h.	h.	PROPN
hassl-3367	356	22	(	(	PUNCT
hassl-3367	356	23	2020	2020	NUM
hassl-3367	356	24	)	)	PUNCT
hassl-3367	356	25	.	.	PUNCT
hassl-3367	357	1	the	the	DET
hassl-3367	357	2	relationship	relationship	NOUN
hassl-3367	357	3	of	of	ADP
hassl-3367	357	4	financial	financial	ADJ
hassl-3367	357	5	literacy	literacy	NOUN
hassl-3367	357	6	and	and	CCONJ
hassl-3367	357	7	financial	financial	ADJ
hassl-3367	357	8	attitude	attitude	NOUN
hassl-3367	357	9	towards	towards	ADP
hassl-3367	357	10	financial	financial	ADJ
hassl-3367	357	11	behaviour	behaviour	NOUN
hassl-3367	357	12	:	:	PUNCT
hassl-3367	357	13	an	an	DET
hassl-3367	357	14	empirical	empirical	ADJ
hassl-3367	357	15	finding	finding	NOUN
hassl-3367	357	16	.	.	PUNCT
hassl-3367	358	1	international	international	ADJ
hassl-3367	358	2	journal	journal	PROPN
hassl-3367	358	3	of	of	ADP
hassl-3367	358	4	business	business	NOUN
hassl-3367	358	5	and	and	CCONJ
hassl-3367	358	6	economy	economy	NOUN
hassl-3367	358	7	,	,	PUNCT
hassl-3367	358	8	2(4	2(4	NUM
hassl-3367	358	9	)	)	PUNCT
hassl-3367	358	10	,	,	PUNCT
hassl-3367	358	11	13	13	NUM
hassl-3367	358	12	-	-	SYM
hassl-3367	358	13	24	24	NUM
hassl-3367	358	14	.	.	PUNCT
hassl-3367	359	1	zulfaris	zulfaris	PROPN
hassl-3367	359	2	,	,	PUNCT
hassl-3367	359	3	m.	m.	NOUN
hassl-3367	359	4	d.	d.	PROPN
hassl-3367	359	5	,	,	PUNCT
hassl-3367	359	6	mustafa	mustafa	PROPN
hassl-3367	359	7	,	,	PUNCT
hassl-3367	359	8	h.	h.	PROPN
hassl-3367	359	9	,	,	PUNCT
hassl-3367	359	10	mahussin	mahussin	PROPN
hassl-3367	359	11	,	,	PUNCT
hassl-3367	359	12	n.	n.	PROPN
hassl-3367	359	13	,	,	PUNCT
hassl-3367	359	14	alam	alam	PROPN
hassl-3367	359	15	,	,	PUNCT
hassl-3367	359	16	m.	m.	PROPN
hassl-3367	359	17	k.	k.	PROPN
hassl-3367	359	18	,	,	PUNCT
hassl-3367	359	19	&	&	CCONJ
hassl-3367	359	20	daud	daud	PROPN
hassl-3367	359	21	,	,	PUNCT
hassl-3367	359	22	z.	z.	PROPN
hassl-3367	359	23	m.	m.	PROPN
hassl-3367	359	24	(	(	PUNCT
hassl-3367	359	25	2020	2020	NUM
hassl-3367	359	26	)	)	PUNCT
hassl-3367	359	27	.	.	PUNCT
hassl-3367	360	1	students	student	NOUN
hassl-3367	360	2	and	and	CCONJ
hassl-3367	360	3	money	money	NOUN
hassl-3367	360	4	management	management	NOUN
hassl-3367	360	5	behavior	behavior	NOUN
hassl-3367	360	6	of	of	ADP
hassl-3367	360	7	a	a	DET
hassl-3367	360	8	malaysian	malaysian	ADJ
hassl-3367	360	9	public	public	ADJ
hassl-3367	360	10	university	university	NOUN
hassl-3367	360	11	.	.	PUNCT
hassl-3367	361	1	the	the	DET
hassl-3367	361	2	journal	journal	NOUN
hassl-3367	361	3	of	of	ADP
hassl-3367	361	4	asian	asian	ADJ
hassl-3367	361	5	finance	finance	NOUN
hassl-3367	361	6	,	,	PUNCT
hassl-3367	361	7	economics	economic	NOUN
hassl-3367	361	8	and	and	CCONJ
hassl-3367	361	9	business	business	NOUN
hassl-3367	361	10	,	,	PUNCT
hassl-3367	361	11	7(3	7(3	NUM
hassl-3367	361	12	)	)	PUNCT
hassl-3367	361	13	,	,	PUNCT
hassl-3367	361	14	245	245	NUM
hassl-3367	361	15	-	-	SYM
hassl-3367	361	16	251	251	NUM
hassl-3367	361	17	.	.	PUNCT
hassl-3367	362	1	https://doi.org/10.13106/jafeb.2020.vol7.no3.245	https://doi.org/10.13106/jafeb.2020.vol7.no3.245	ADJ
hassl-3367	362	2	views	view	NOUN
hassl-3367	362	3	and	and	CCONJ
hassl-3367	362	4	opinions	opinion	NOUN
hassl-3367	362	5	expressed	express	VERB
hassl-3367	362	6	in	in	ADP
hassl-3367	362	7	this	this	DET
hassl-3367	362	8	article	article	NOUN
hassl-3367	362	9	are	be	AUX
hassl-3367	362	10	the	the	DET
hassl-3367	362	11	views	view	NOUN
hassl-3367	362	12	and	and	CCONJ
hassl-3367	362	13	opinions	opinion	NOUN
hassl-3367	362	14	of	of	ADP
hassl-3367	362	15	the	the	DET
hassl-3367	362	16	author(s	author(s	NOUN
hassl-3367	362	17	)	)	PUNCT
hassl-3367	362	18	.	.	PUNCT
hassl-3367	363	1	humanities	humanity	NOUN
hassl-3367	363	2	and	and	CCONJ
hassl-3367	363	3	social	social	ADJ
hassl-3367	363	4	sciences	science	NOUN
hassl-3367	363	5	letters	letter	NOUN
hassl-3367	363	6	shall	shall	AUX
hassl-3367	363	7	not	not	PART
hassl-3367	363	8	be	be	AUX
hassl-3367	363	9	responsible	responsible	ADJ
hassl-3367	363	10	or	or	CCONJ
hassl-3367	363	11	answerable	answerable	ADJ
hassl-3367	363	12	for	for	ADP
hassl-3367	363	13	any	any	DET
hassl-3367	363	14	loss	loss	NOUN
hassl-3367	363	15	,	,	PUNCT
hassl-3367	363	16	damage	damage	NOUN
hassl-3367	363	17	or	or	CCONJ
hassl-3367	363	18	liability	liability	NOUN
hassl-3367	363	19	,	,	PUNCT
hassl-3367	363	20	etc	etc	X
hassl-3367	363	21	.	.	X
hassl-3367	363	22	,	,	PUNCT
hassl-3367	363	23	caused	cause	VERB
hassl-3367	363	24	in	in	ADP
hassl-3367	363	25	relation	relation	NOUN
hassl-3367	363	26	to	to	PART
hassl-3367	363	27	/	/	SYM
hassl-3367	363	28	arising	arise	VERB
hassl-3367	363	29	from	from	ADP
hassl-3367	363	30	the	the	DET
hassl-3367	363	31	use	use	NOUN
hassl-3367	363	32	of	of	ADP
hassl-3367	363	33	the	the	DET
hassl-3367	363	34	content	content	NOUN
hassl-3367	363	35	.	.	PUNCT
hassl-3367	364	1	https://doi.org/10.1371/journal.pone.0259393	https://doi.org/10.1371/journal.pone.0259393	PROPN
hassl-3367	364	2	https://doi.org/10.1108/rausp-04-2018-0008	https://doi.org/10.1108/rausp-04-2018-0008	PROPN
hassl-3367	364	3	https://doi.org/10.55951/nurture.v17i2.154	https://doi.org/10.55951/nurture.v17i2.154	VERB
hassl-3367	364	4	https://eric.ed.gov/?id=ej872254	https://eric.ed.gov/?id=ej872254	PROPN
hassl-3367	364	5	https://doi.org/10.5430/ijfr.v11n5p319	https://doi.org/10.5430/ijfr.v11n5p319	PROPN
hassl-3367	364	6	https://doi.org/10.1016/j.jebo.2021.10.015	https://doi.org/10.1016/j.jebo.2021.10.015	PROPN
hassl-3367	365	1	https://doi.org/10.5755/j01.ee.29.1.16400	https://doi.org/10.5755/j01.ee.29.1.16400	X
hassl-3367	365	2	https://doi.org/10.13106/jafeb.2020.vol7.no3.245	https://doi.org/10.13106/jafeb.2020.vol7.no3.245	NOUN