id	sid	tid	token	lemma	pos
hassl-4317	1	1	904	904	NUM
hassl-4317	1	2	©	©	PROPN
hassl-4317	1	3	2025	2025	NUM
hassl-4317	1	4	conscientia	conscientia	PROPN
hassl-4317	1	5	beam	beam	PROPN
hassl-4317	1	6	.	.	PUNCT
hassl-4317	2	1	all	all	DET
hassl-4317	2	2	rights	right	NOUN
hassl-4317	2	3	reserved	reserve	VERB
hassl-4317	2	4	.	.	PUNCT
hassl-4317	3	1	sharia	sharia	PROPN
hassl-4317	3	2	financing	financing	NOUN
hassl-4317	3	3	behavior	behavior	NOUN
hassl-4317	3	4	:	:	PUNCT
hassl-4317	3	5	the	the	DET
hassl-4317	3	6	role	role	NOUN
hassl-4317	3	7	of	of	ADP
hassl-4317	3	8	regret	regret	PROPN
hassl-4317	3	9	aversion	aversion	NOUN
hassl-4317	3	10	,	,	PUNCT
hassl-4317	3	11	sharia	sharia	PROPN
hassl-4317	3	12	financial	financial	ADJ
hassl-4317	3	13	literacy	literacy	NOUN
hassl-4317	3	14	,	,	PUNCT
hassl-4317	3	15	and	and	CCONJ
hassl-4317	3	16	gender	gender	PROPN
hassl-4317	3	17	ana	ana	PROPN
hassl-4317	3	18	mufidah1	mufidah1	PROPN
hassl-4317	3	19	+	+	CCONJ
hassl-4317	3	20	elok	elok	PROPN
hassl-4317	3	21	sri	sri	PROPN
hassl-4317	3	22	utami2	utami2	PROPN
hassl-4317	3	23	novi	novi	PROPN
hassl-4317	3	24	puspitasari3	puspitasari3	PROPN
hassl-4317	3	25	intan	intan	PROPN
hassl-4317	3	26	nurul	nurul	PROPN
hassl-4317	3	27	awwaliyah4	awwaliyah4	PROPN
hassl-4317	3	28	1,2,3,4faculty	1,2,3,4faculty	NUM
hassl-4317	3	29	of	of	ADP
hassl-4317	3	30	economics	economic	NOUN
hassl-4317	3	31	and	and	CCONJ
hassl-4317	3	32	business	business	NOUN
hassl-4317	3	33	,	,	PUNCT
hassl-4317	3	34	jember	jember	PROPN
hassl-4317	3	35	university	university	PROPN
hassl-4317	3	36	,	,	PUNCT
hassl-4317	3	37	indonesia	indonesia	PROPN
hassl-4317	3	38	.	.	PUNCT
hassl-4317	4	1	1email	1email	NUM
hassl-4317	4	2	:	:	PUNCT
hassl-4317	4	3	mufidah.fe@unej.ac.id	mufidah.fe@unej.ac.id	NOUN
hassl-4317	4	4	2email	2email	NUM
hassl-4317	4	5	:	:	PUNCT
hassl-4317	4	6	elok_utami.feb@unej.ac.id	elok_utami.feb@unej.ac.id	PROPN
hassl-4317	4	7	3email	3email	NUM
hassl-4317	4	8	:	:	PUNCT
hassl-4317	4	9	novipuspitasari@unej.ac.id	novipuspitasari@unej.ac.id	ADJ
hassl-4317	4	10	4email	4email	NOUN
hassl-4317	4	11	:	:	PUNCT
hassl-4317	4	12	in.awwaliyah.feb@unej.ac.id	in.awwaliyah.feb@unej.ac.id	NOUN
hassl-4317	4	13	(	(	PUNCT
hassl-4317	4	14	+	+	NUM
hassl-4317	4	15	corresponding	correspond	VERB
hassl-4317	4	16	author	author	NOUN
hassl-4317	4	17	)	)	PUNCT
hassl-4317	4	18	abstract	abstract	ADJ
hassl-4317	4	19	article	article	NOUN
hassl-4317	4	20	history	history	NOUN
hassl-4317	4	21	received	receive	VERB
hassl-4317	4	22	:	:	PUNCT
hassl-4317	4	23	25	25	NUM
hassl-4317	4	24	january	january	PROPN
hassl-4317	4	25	2025	2025	NUM
hassl-4317	4	26	revised	revise	VERB
hassl-4317	4	27	:	:	PUNCT
hassl-4317	4	28	4	4	NUM
hassl-4317	4	29	july	july	NOUN
hassl-4317	4	30	2025	2025	NUM
hassl-4317	4	31	accepted	accept	VERB
hassl-4317	4	32	:	:	PUNCT
hassl-4317	4	33	11	11	NUM
hassl-4317	4	34	july	july	PROPN
hassl-4317	4	35	2025	2025	NUM
hassl-4317	4	36	published	publish	VERB
hassl-4317	4	37	:	:	PUNCT
hassl-4317	4	38	23	23	NUM
hassl-4317	4	39	july	july	NOUN
hassl-4317	4	40	2025	2025	NUM
hassl-4317	4	41	keywords	keyword	VERB
hassl-4317	4	42	gender	gender	NOUN
hassl-4317	4	43	regret	regret	PROPN
hassl-4317	4	44	aversion	aversion	NOUN
hassl-4317	4	45	sharia	sharia	PROPN
hassl-4317	4	46	financial	financial	ADJ
hassl-4317	4	47	literacy	literacy	NOUN
hassl-4317	4	48	sharia	sharia	PROPN
hassl-4317	4	49	financing	financing	NOUN
hassl-4317	4	50	behavior	behavior	NOUN
hassl-4317	4	51	.	.	PUNCT
hassl-4317	5	1	this	this	DET
hassl-4317	5	2	research	research	NOUN
hassl-4317	5	3	explores	explore	NOUN
hassl-4317	5	4	and	and	CCONJ
hassl-4317	5	5	assesses	assess	VERB
hassl-4317	5	6	the	the	DET
hassl-4317	5	7	impact	impact	NOUN
hassl-4317	5	8	of	of	ADP
hassl-4317	5	9	regret	regret	NOUN
hassl-4317	5	10	aversion	aversion	NOUN
hassl-4317	5	11	,	,	PUNCT
hassl-4317	5	12	gender	gender	NOUN
hassl-4317	5	13	,	,	PUNCT
hassl-4317	5	14	and	and	CCONJ
hassl-4317	5	15	sharia	sharia	PROPN
hassl-4317	5	16	financial	financial	ADJ
hassl-4317	5	17	literacy	literacy	NOUN
hassl-4317	5	18	on	on	ADP
hassl-4317	5	19	sharia	sharia	PROPN
hassl-4317	5	20	financing	financing	NOUN
hassl-4317	5	21	behavior	behavior	NOUN
hassl-4317	5	22	and	and	CCONJ
hassl-4317	5	23	explores	explore	VERB
hassl-4317	5	24	the	the	DET
hassl-4317	5	25	impact	impact	NOUN
hassl-4317	5	26	of	of	ADP
hassl-4317	5	27	education	education	NOUN
hassl-4317	5	28	and	and	CCONJ
hassl-4317	5	29	social	social	ADJ
hassl-4317	5	30	environment	environment	NOUN
hassl-4317	5	31	on	on	ADP
hassl-4317	5	32	sharia	sharia	PROPN
hassl-4317	5	33	financial	financial	ADJ
hassl-4317	5	34	literacy	literacy	NOUN
hassl-4317	5	35	.	.	PUNCT
hassl-4317	6	1	the	the	DET
hassl-4317	6	2	participants	participant	NOUN
hassl-4317	6	3	are	be	AUX
hassl-4317	6	4	400	400	NUM
hassl-4317	6	5	with	with	ADP
hassl-4317	6	6	prior	prior	ADJ
hassl-4317	6	7	experience	experience	NOUN
hassl-4317	6	8	in	in	ADP
hassl-4317	6	9	utilizing	utilize	VERB
hassl-4317	6	10	sharia	sharia	PROPN
hassl-4317	6	11	financing	financing	NOUN
hassl-4317	6	12	,	,	PUNCT
hassl-4317	6	13	selected	select	VERB
hassl-4317	6	14	using	use	VERB
hassl-4317	6	15	the	the	DET
hassl-4317	6	16	snowball	snowball	ADJ
hassl-4317	6	17	sampling	sample	VERB
hassl-4317	6	18	technique	technique	NOUN
hassl-4317	6	19	.	.	PUNCT
hassl-4317	7	1	data	datum	NOUN
hassl-4317	7	2	were	be	AUX
hassl-4317	7	3	analyzed	analyze	VERB
hassl-4317	7	4	using	use	VERB
hassl-4317	7	5	partial	partial	ADJ
hassl-4317	7	6	least	least	ADJ
hassl-4317	7	7	squares	square	NOUN
hassl-4317	7	8	structural	structural	ADJ
hassl-4317	7	9	equation	equation	NOUN
hassl-4317	7	10	modeling	modeling	NOUN
hassl-4317	7	11	(	(	PUNCT
hassl-4317	7	12	pls	pls	INTJ
hassl-4317	7	13	-	-	PUNCT
hassl-4317	7	14	sem	sem	NOUN
hassl-4317	7	15	)	)	PUNCT
hassl-4317	7	16	.	.	PUNCT
hassl-4317	8	1	the	the	DET
hassl-4317	8	2	findings	finding	NOUN
hassl-4317	8	3	reveal	reveal	VERB
hassl-4317	8	4	that	that	SCONJ
hassl-4317	8	5	sharia	sharia	PROPN
hassl-4317	8	6	financial	financial	ADJ
hassl-4317	8	7	literacy	literacy	NOUN
hassl-4317	8	8	,	,	PUNCT
hassl-4317	8	9	gender	gender	NOUN
hassl-4317	8	10	,	,	PUNCT
hassl-4317	8	11	and	and	CCONJ
hassl-4317	8	12	regret	regret	VERB
hassl-4317	8	13	aversion	aversion	NOUN
hassl-4317	8	14	significantly	significantly	ADV
hassl-4317	8	15	influence	influence	VERB
hassl-4317	8	16	sharia	sharia	PROPN
hassl-4317	8	17	financing	financing	NOUN
hassl-4317	8	18	behavior	behavior	NOUN
hassl-4317	8	19	.	.	PUNCT
hassl-4317	9	1	education	education	NOUN
hassl-4317	9	2	does	do	AUX
hassl-4317	9	3	not	not	PART
hassl-4317	9	4	have	have	VERB
hassl-4317	9	5	a	a	DET
hassl-4317	9	6	direct	direct	ADJ
hassl-4317	9	7	impact	impact	NOUN
hassl-4317	9	8	while	while	SCONJ
hassl-4317	9	9	the	the	DET
hassl-4317	9	10	social	social	ADJ
hassl-4317	9	11	environment	environment	NOUN
hassl-4317	9	12	positively	positively	ADV
hassl-4317	9	13	affects	affect	VERB
hassl-4317	9	14	sharia	sharia	PROPN
hassl-4317	9	15	financial	financial	ADJ
hassl-4317	9	16	literacy	literacy	NOUN
hassl-4317	9	17	.	.	PUNCT
hassl-4317	10	1	sharia	sharia	PROPN
hassl-4317	10	2	financial	financial	ADJ
hassl-4317	10	3	literacy	literacy	NOUN
hassl-4317	10	4	,	,	PUNCT
hassl-4317	10	5	regret	regret	VERB
hassl-4317	10	6	aversion	aversion	NOUN
hassl-4317	10	7	,	,	PUNCT
hassl-4317	10	8	and	and	CCONJ
hassl-4317	10	9	gender	gender	NOUN
hassl-4317	10	10	are	be	AUX
hassl-4317	10	11	essential	essential	ADJ
hassl-4317	10	12	determinants	determinant	NOUN
hassl-4317	10	13	of	of	ADP
hassl-4317	10	14	appropriate	appropriate	ADJ
hassl-4317	10	15	sharia	sharia	ADJ
hassl-4317	10	16	financing	financing	NOUN
hassl-4317	10	17	behavior	behavior	NOUN
hassl-4317	10	18	.	.	PUNCT
hassl-4317	11	1	psychological	psychological	ADJ
hassl-4317	11	2	biases	bias	NOUN
hassl-4317	11	3	stemming	stem	VERB
hassl-4317	11	4	from	from	ADP
hassl-4317	11	5	past	past	ADJ
hassl-4317	11	6	experiences	experience	NOUN
hassl-4317	11	7	also	also	ADV
hassl-4317	11	8	influence	influence	VERB
hassl-4317	11	9	sharia	sharia	NOUN
hassl-4317	11	10	financing	financing	NOUN
hassl-4317	11	11	decisions	decision	NOUN
hassl-4317	11	12	.	.	PUNCT
hassl-4317	12	1	a	a	DET
hassl-4317	12	2	strong	strong	ADJ
hassl-4317	12	3	understanding	understanding	NOUN
hassl-4317	12	4	of	of	ADP
hassl-4317	12	5	sharia	sharia	PROPN
hassl-4317	12	6	finance	finance	PROPN
hassl-4317	12	7	is	be	AUX
hassl-4317	12	8	crucial	crucial	ADJ
hassl-4317	12	9	for	for	ADP
hassl-4317	12	10	financial	financial	ADJ
hassl-4317	12	11	institutions	institution	NOUN
hassl-4317	12	12	and	and	CCONJ
hassl-4317	12	13	policymakers	policymaker	NOUN
hassl-4317	12	14	.	.	PUNCT
hassl-4317	13	1	adequate	adequate	ADJ
hassl-4317	13	2	financial	financial	ADJ
hassl-4317	13	3	literacy	literacy	NOUN
hassl-4317	13	4	empowers	empower	VERB
hassl-4317	13	5	individuals	individual	NOUN
hassl-4317	13	6	to	to	PART
hassl-4317	13	7	make	make	VERB
hassl-4317	13	8	well	well	ADV
hassl-4317	13	9	-	-	PUNCT
hassl-4317	13	10	informed	inform	VERB
hassl-4317	13	11	choices	choice	NOUN
hassl-4317	13	12	and	and	CCONJ
hassl-4317	13	13	avoid	avoid	VERB
hassl-4317	13	14	misjudgments	misjudgment	NOUN
hassl-4317	13	15	when	when	SCONJ
hassl-4317	13	16	selecting	select	VERB
hassl-4317	13	17	financing	financing	NOUN
hassl-4317	13	18	options	option	NOUN
hassl-4317	13	19	that	that	PRON
hassl-4317	13	20	best	good	ADJ
hassl-4317	13	21	suit	suit	VERB
hassl-4317	13	22	their	their	PRON
hassl-4317	13	23	needs	need	NOUN
hassl-4317	13	24	.	.	PUNCT
hassl-4317	14	1	the	the	DET
hassl-4317	14	2	financial	financial	ADJ
hassl-4317	14	3	service	service	NOUN
hassl-4317	14	4	providers	provider	NOUN
hassl-4317	14	5	must	must	AUX
hassl-4317	14	6	consider	consider	VERB
hassl-4317	14	7	sharia	sharia	PROPN
hassl-4317	14	8	financial	financial	ADJ
hassl-4317	14	9	literacy	literacy	NOUN
hassl-4317	14	10	,	,	PUNCT
hassl-4317	14	11	gender	gender	NOUN
hassl-4317	14	12	,	,	PUNCT
hassl-4317	14	13	and	and	CCONJ
hassl-4317	14	14	regret	regret	VERB
hassl-4317	14	15	aversion	aversion	NOUN
hassl-4317	14	16	.	.	PUNCT
hassl-4317	15	1	these	these	DET
hassl-4317	15	2	factors	factor	NOUN
hassl-4317	15	3	significantly	significantly	ADV
hassl-4317	15	4	influence	influence	VERB
hassl-4317	15	5	individuals	individual	NOUN
hassl-4317	15	6	'	'	PART
hassl-4317	15	7	choices	choice	NOUN
hassl-4317	15	8	in	in	ADP
hassl-4317	15	9	sharia	sharia	PROPN
hassl-4317	15	10	financing	financing	NOUN
hassl-4317	15	11	.	.	PUNCT
hassl-4317	16	1	by	by	ADP
hassl-4317	16	2	considering	consider	VERB
hassl-4317	16	3	these	these	DET
hassl-4317	16	4	elements	element	NOUN
hassl-4317	16	5	,	,	PUNCT
hassl-4317	16	6	it	it	PRON
hassl-4317	16	7	is	be	AUX
hassl-4317	16	8	likely	likely	ADJ
hassl-4317	16	9	to	to	PART
hassl-4317	16	10	increase	increase	VERB
hassl-4317	16	11	public	public	ADJ
hassl-4317	16	12	interest	interest	NOUN
hassl-4317	16	13	in	in	ADP
hassl-4317	16	14	using	use	VERB
hassl-4317	16	15	sharia	sharia	PROPN
hassl-4317	16	16	financing	financing	NOUN
hassl-4317	16	17	and	and	CCONJ
hassl-4317	16	18	help	help	VERB
hassl-4317	16	19	improve	improve	VERB
hassl-4317	16	20	their	their	PRON
hassl-4317	16	21	welfare	welfare	NOUN
hassl-4317	16	22	.	.	PUNCT
hassl-4317	17	1	contribution	contribution	NOUN
hassl-4317	17	2	/	/	SYM
hassl-4317	17	3	originality	originality	NOUN
hassl-4317	17	4	:	:	PUNCT
hassl-4317	17	5	this	this	DET
hassl-4317	17	6	research	research	NOUN
hassl-4317	17	7	adds	add	VERB
hassl-4317	17	8	to	to	ADP
hassl-4317	17	9	the	the	DET
hassl-4317	17	10	body	body	NOUN
hassl-4317	17	11	of	of	ADP
hassl-4317	17	12	literature	literature	NOUN
hassl-4317	17	13	by	by	ADP
hassl-4317	17	14	empirically	empirically	ADV
hassl-4317	17	15	demonstrating	demonstrate	VERB
hassl-4317	17	16	the	the	DET
hassl-4317	17	17	influence	influence	NOUN
hassl-4317	17	18	of	of	ADP
hassl-4317	17	19	sharia	sharia	PROPN
hassl-4317	17	20	financial	financial	ADJ
hassl-4317	17	21	literacy	literacy	NOUN
hassl-4317	17	22	,	,	PUNCT
hassl-4317	17	23	gender	gender	NOUN
hassl-4317	17	24	,	,	PUNCT
hassl-4317	17	25	and	and	CCONJ
hassl-4317	17	26	regret	regret	VERB
hassl-4317	17	27	aversion	aversion	NOUN
hassl-4317	17	28	on	on	ADP
hassl-4317	17	29	individuals	individual	NOUN
hassl-4317	17	30	'	'	PART
hassl-4317	17	31	decisions	decision	NOUN
hassl-4317	17	32	in	in	ADP
hassl-4317	17	33	choosing	choose	VERB
hassl-4317	17	34	sharia	sharia	PROPN
hassl-4317	17	35	financing	financing	NOUN
hassl-4317	17	36	,	,	PUNCT
hassl-4317	17	37	statistically	statistically	ADV
hassl-4317	17	38	significant	significant	ADJ
hassl-4317	17	39	results	result	NOUN
hassl-4317	17	40	.	.	PUNCT
hassl-4317	18	1	this	this	DET
hassl-4317	18	2	study	study	NOUN
hassl-4317	18	3	extends	extend	VERB
hassl-4317	18	4	the	the	DET
hassl-4317	18	5	analysis	analysis	NOUN
hassl-4317	18	6	to	to	ADP
hassl-4317	18	7	sharia	sharia	PROPN
hassl-4317	18	8	financing	financing	NOUN
hassl-4317	18	9	behavior	behavior	NOUN
hassl-4317	18	10	while	while	SCONJ
hassl-4317	18	11	previous	previous	ADJ
hassl-4317	18	12	research	research	NOUN
hassl-4317	18	13	has	have	AUX
hassl-4317	18	14	primarily	primarily	ADV
hassl-4317	18	15	focused	focus	VERB
hassl-4317	18	16	on	on	ADP
hassl-4317	18	17	investment	investment	NOUN
hassl-4317	18	18	decision	decision	NOUN
hassl-4317	18	19	-	-	PUNCT
hassl-4317	18	20	making	make	VERB
hassl-4317	18	21	behavior	behavior	NOUN
hassl-4317	18	22	.	.	PUNCT
hassl-4317	19	1	1	1	X
hassl-4317	19	2	.	.	X
hassl-4317	19	3	introduction	introduction	NOUN
hassl-4317	19	4	sharia	sharia	PROPN
hassl-4317	19	5	financing	financing	NOUN
hassl-4317	19	6	is	be	AUX
hassl-4317	19	7	considered	consider	VERB
hassl-4317	19	8	a	a	DET
hassl-4317	19	9	healthy	healthy	ADJ
hassl-4317	19	10	and	and	CCONJ
hassl-4317	19	11	ethical	ethical	ADJ
hassl-4317	19	12	alternative	alternative	NOUN
hassl-4317	19	13	for	for	ADP
hassl-4317	19	14	individuals	individual	NOUN
hassl-4317	19	15	seeking	seek	VERB
hassl-4317	19	16	to	to	PART
hassl-4317	19	17	fulfill	fulfill	VERB
hassl-4317	19	18	their	their	PRON
hassl-4317	19	19	financial	financial	ADJ
hassl-4317	19	20	needs	need	NOUN
hassl-4317	19	21	.	.	PUNCT
hassl-4317	20	1	sharia	sharia	PROPN
hassl-4317	20	2	financing	financing	NOUN
hassl-4317	20	3	stands	stand	VERB
hassl-4317	20	4	out	out	ADP
hassl-4317	20	5	as	as	ADP
hassl-4317	20	6	an	an	DET
hassl-4317	20	7	attractive	attractive	ADJ
hassl-4317	20	8	choice	choice	NOUN
hassl-4317	20	9	among	among	ADP
hassl-4317	20	10	the	the	DET
hassl-4317	20	11	diverse	diverse	ADJ
hassl-4317	20	12	financing	financing	NOUN
hassl-4317	20	13	options	option	NOUN
hassl-4317	20	14	provided	provide	VERB
hassl-4317	20	15	by	by	ADP
hassl-4317	20	16	both	both	DET
hassl-4317	20	17	conventional	conventional	ADJ
hassl-4317	20	18	and	and	CCONJ
hassl-4317	20	19	sharia	sharia	NOUN
hassl-4317	20	20	-	-	PUNCT
hassl-4317	20	21	compliant	compliant	ADJ
hassl-4317	20	22	financial	financial	ADJ
hassl-4317	20	23	institutions	institution	NOUN
hassl-4317	20	24	.	.	PUNCT
hassl-4317	21	1	the	the	DET
hassl-4317	21	2	public	public	NOUN
hassl-4317	21	3	must	must	AUX
hassl-4317	21	4	possess	possess	VERB
hassl-4317	21	5	adequate	adequate	ADJ
hassl-4317	21	6	financial	financial	ADJ
hassl-4317	21	7	knowledge	knowledge	NOUN
hassl-4317	21	8	to	to	PART
hassl-4317	21	9	select	select	VERB
hassl-4317	21	10	the	the	DET
hassl-4317	21	11	most	most	ADV
hassl-4317	21	12	suitable	suitable	ADJ
hassl-4317	21	13	financing	financing	NOUN
hassl-4317	21	14	option	option	NOUN
hassl-4317	21	15	that	that	PRON
hassl-4317	21	16	is	be	AUX
hassl-4317	21	17	beneficial	beneficial	ADJ
hassl-4317	21	18	and	and	CCONJ
hassl-4317	21	19	free	free	ADJ
hassl-4317	21	20	from	from	ADP
hassl-4317	21	21	potential	potential	ADJ
hassl-4317	21	22	harm	harm	NOUN
hassl-4317	21	23	.	.	PUNCT
hassl-4317	22	1	financial	financial	ADJ
hassl-4317	22	2	literacy	literacy	NOUN
hassl-4317	22	3	plays	play	VERB
hassl-4317	22	4	an	an	DET
hassl-4317	22	5	essential	essential	ADJ
hassl-4317	22	6	role	role	NOUN
hassl-4317	22	7	in	in	ADP
hassl-4317	22	8	a	a	DET
hassl-4317	22	9	muslim	muslim	PROPN
hassl-4317	22	10	’s	’s	PART
hassl-4317	22	11	life	life	NOUN
hassl-4317	22	12	and	and	CCONJ
hassl-4317	22	13	serves	serve	VERB
hassl-4317	22	14	as	as	ADP
hassl-4317	22	15	an	an	DET
hassl-4317	22	16	essential	essential	ADJ
hassl-4317	22	17	element	element	NOUN
hassl-4317	22	18	in	in	ADP
hassl-4317	22	19	making	make	VERB
hassl-4317	22	20	wellinformed	wellinforme	VERB
hassl-4317	22	21	financial	financial	ADJ
hassl-4317	22	22	choices	choice	NOUN
hassl-4317	22	23	.	.	PUNCT
hassl-4317	23	1	it	it	PRON
hassl-4317	23	2	is	be	AUX
hassl-4317	23	3	also	also	ADV
hassl-4317	23	4	a	a	DET
hassl-4317	23	5	valuable	valuable	ADJ
hassl-4317	23	6	tool	tool	NOUN
hassl-4317	23	7	for	for	ADP
hassl-4317	23	8	future	future	ADJ
hassl-4317	23	9	financial	financial	ADJ
hassl-4317	23	10	planning	planning	NOUN
hassl-4317	23	11	.	.	PUNCT
hassl-4317	24	1	according	accord	VERB
hassl-4317	24	2	to	to	ADP
hassl-4317	24	3	huston	huston	PROPN
hassl-4317	24	4	(	(	PUNCT
hassl-4317	24	5	2010	2010	NUM
hassl-4317	24	6	)	)	PUNCT
hassl-4317	24	7	,	,	PUNCT
hassl-4317	24	8	financial	financial	ADJ
hassl-4317	24	9	literacy	literacy	NOUN
hassl-4317	24	10	pertains	pertain	VERB
hassl-4317	24	11	to	to	ADP
hassl-4317	24	12	people	people	NOUN
hassl-4317	24	13	’s	’s	PART
hassl-4317	24	14	ability	ability	NOUN
hassl-4317	24	15	to	to	PART
hassl-4317	24	16	comprehend	comprehend	VERB
hassl-4317	24	17	and	and	CCONJ
hassl-4317	24	18	apply	apply	VERB
hassl-4317	24	19	personal	personal	ADJ
hassl-4317	24	20	economic	economic	ADJ
hassl-4317	24	21	data	datum	NOUN
hassl-4317	24	22	.	.	PUNCT
hassl-4317	25	1	it	it	PRON
hassl-4317	25	2	is	be	AUX
hassl-4317	25	3	considered	consider	VERB
hassl-4317	25	4	a	a	DET
hassl-4317	25	5	humanities	humanity	NOUN
hassl-4317	25	6	and	and	CCONJ
hassl-4317	25	7	social	social	ADJ
hassl-4317	25	8	sciences	science	NOUN
hassl-4317	25	9	letters	letter	NOUN
hassl-4317	25	10	2025	2025	NUM
hassl-4317	25	11	vol	vol	NOUN
hassl-4317	25	12	.	.	PROPN
hassl-4317	26	1	13	13	NUM
hassl-4317	26	2	,	,	PUNCT
hassl-4317	26	3	no	no	INTJ
hassl-4317	26	4	.	.	NOUN
hassl-4317	26	5	3	3	NUM
hassl-4317	26	6	,	,	PUNCT
hassl-4317	26	7	pp	pp	ADJ
hassl-4317	26	8	.	.	PUNCT
hassl-4317	27	1	904	904	NUM
hassl-4317	27	2	-	-	SYM
hassl-4317	27	3	915	915	NUM
hassl-4317	27	4	issn(e	issn(e	NOUN
hassl-4317	27	5	):	):	PUNCT
hassl-4317	27	6	2312	2312	NUM
hassl-4317	27	7	-	-	SYM
hassl-4317	27	8	4318	4318	NUM
hassl-4317	27	9	issn(p	issn(p	NUM
hassl-4317	27	10	):	):	PUNCT
hassl-4317	27	11	2312	2312	NUM
hassl-4317	27	12	-	-	SYM
hassl-4317	27	13	5659	5659	NUM
hassl-4317	27	14	doi	doi	NOUN
hassl-4317	27	15	:	:	PUNCT
hassl-4317	27	16	10.18488/73.v13i3.4317	10.18488/73.v13i3.4317	NOUN
hassl-4317	27	17	©	©	PROPN
hassl-4317	27	18	2025	2025	NUM
hassl-4317	27	19	conscientia	conscientia	PROPN
hassl-4317	27	20	beam	beam	PROPN
hassl-4317	27	21	.	.	PUNCT
hassl-4317	28	1	all	all	DET
hassl-4317	28	2	rights	right	NOUN
hassl-4317	28	3	reserved	reserve	VERB
hassl-4317	28	4	.	.	PUNCT
hassl-4317	29	1	https://orcid.org/0000-0002-7644-8392	https://orcid.org/0000-0002-7644-8392	NOUN
hassl-4317	29	2	https://orcid.org/0000-0003-4652-0151	https://orcid.org/0000-0003-4652-0151	NOUN
hassl-4317	29	3	https://orcid.org/0000-0003-1412-199x	https://orcid.org/0000-0003-1412-199x	ADJ
hassl-4317	29	4	https://orcid.org/0000-0002-1051-7818	https://orcid.org/0000-0002-1051-7818	NOUN
hassl-4317	29	5	mailto:mufidah.fe@unej.ac.id	mailto:mufidah.fe@unej.ac.id	PROPN
hassl-4317	29	6	mailto:elok_utami.feb@unej.ac.id	mailto:elok_utami.feb@unej.ac.id	PROPN
hassl-4317	29	7	mailto:novipuspitasari@unej.ac.id	mailto:novipuspitasari@unej.ac.id	PROPN
hassl-4317	29	8	mailto:in.awwaliyah.feb@unej.ac.id	mailto:in.awwaliyah.feb@unej.ac.id	PROPN
hassl-4317	30	1	https://www.doi.org/10.18488/73.v13i3.4317	https://www.doi.org/10.18488/73.v13i3.4317	PROPN
hassl-4317	30	2	humanities	humanity	NOUN
hassl-4317	30	3	and	and	CCONJ
hassl-4317	30	4	social	social	ADJ
hassl-4317	30	5	sciences	science	NOUN
hassl-4317	30	6	letters	letter	NOUN
hassl-4317	30	7	,	,	PUNCT
hassl-4317	30	8	2025	2025	NUM
hassl-4317	30	9	,	,	PUNCT
hassl-4317	30	10	13(3	13(3	NUM
hassl-4317	30	11	):	):	PUNCT
hassl-4317	30	12	904	904	NUM
hassl-4317	30	13	-	-	SYM
hassl-4317	30	14	915	915	NUM
hassl-4317	30	15	905	905	NUM
hassl-4317	30	16	©	©	PROPN
hassl-4317	30	17	2025	2025	NUM
hassl-4317	30	18	conscientia	conscientia	PROPN
hassl-4317	30	19	beam	beam	PROPN
hassl-4317	30	20	.	.	PUNCT
hassl-4317	31	1	all	all	DET
hassl-4317	31	2	rights	right	NOUN
hassl-4317	31	3	reserved	reserve	VERB
hassl-4317	31	4	.	.	PUNCT
hassl-4317	32	1	"	"	PUNCT
hassl-4317	32	2	human	human	ADJ
hassl-4317	32	3	capital	capital	NOUN
hassl-4317	32	4	"	"	PUNCT
hassl-4317	32	5	component	component	NOUN
hassl-4317	32	6	in	in	ADP
hassl-4317	32	7	financial	financial	ADJ
hassl-4317	32	8	transactions	transaction	NOUN
hassl-4317	32	9	,	,	PUNCT
hassl-4317	32	10	enabling	enable	VERB
hassl-4317	32	11	individuals	individual	NOUN
hassl-4317	32	12	to	to	PART
hassl-4317	32	13	estimate	estimate	VERB
hassl-4317	32	14	lifelong	lifelong	ADJ
hassl-4317	32	15	benefits	benefit	NOUN
hassl-4317	32	16	and	and	CCONJ
hassl-4317	32	17	engage	engage	VERB
hassl-4317	32	18	in	in	ADP
hassl-4317	32	19	behaviors	behavior	NOUN
hassl-4317	32	20	that	that	PRON
hassl-4317	32	21	enhance	enhance	VERB
hassl-4317	32	22	financial	financial	ADJ
hassl-4317	32	23	well	well	NOUN
hassl-4317	32	24	-	-	PUNCT
hassl-4317	32	25	being	being	NOUN
hassl-4317	32	26	.	.	PUNCT
hassl-4317	33	1	several	several	ADJ
hassl-4317	33	2	indicators	indicator	NOUN
hassl-4317	33	3	can	can	AUX
hassl-4317	33	4	be	be	AUX
hassl-4317	33	5	utilized	utilize	VERB
hassl-4317	33	6	to	to	PART
hassl-4317	33	7	measure	measure	VERB
hassl-4317	33	8	financial	financial	ADJ
hassl-4317	33	9	literacy	literacy	NOUN
hassl-4317	33	10	including	include	VERB
hassl-4317	33	11	how	how	SCONJ
hassl-4317	33	12	individuals	individual	NOUN
hassl-4317	33	13	manage	manage	VERB
hassl-4317	33	14	their	their	PRON
hassl-4317	33	15	income	income	NOUN
hassl-4317	33	16	and	and	CCONJ
hassl-4317	33	17	expenses	expense	NOUN
hassl-4317	33	18	,	,	PUNCT
hassl-4317	33	19	handle	handle	VERB
hassl-4317	33	20	financial	financial	ADJ
hassl-4317	33	21	obligations	obligation	NOUN
hassl-4317	33	22	,	,	PUNCT
hassl-4317	33	23	and	and	CCONJ
hassl-4317	33	24	maintain	maintain	VERB
hassl-4317	33	25	savings	saving	NOUN
hassl-4317	33	26	for	for	ADP
hassl-4317	33	27	both	both	PRON
hassl-4317	33	28	immediate	immediate	ADJ
hassl-4317	33	29	needs	need	NOUN
hassl-4317	33	30	and	and	CCONJ
hassl-4317	33	31	long	long	ADJ
hassl-4317	33	32	-	-	PUNCT
hassl-4317	33	33	term	term	NOUN
hassl-4317	33	34	investments	investment	NOUN
hassl-4317	33	35	(	(	PUNCT
hassl-4317	33	36	hilgert	hilgert	PROPN
hassl-4317	33	37	,	,	PUNCT
hassl-4317	33	38	hogarth	hogarth	NOUN
hassl-4317	33	39	,	,	PUNCT
hassl-4317	33	40	&	&	CCONJ
hassl-4317	33	41	beverly	beverly	PROPN
hassl-4317	33	42	,	,	PUNCT
hassl-4317	33	43	2003	2003	NUM
hassl-4317	33	44	)	)	PUNCT
hassl-4317	33	45	.	.	PUNCT
hassl-4317	34	1	xiao	xiao	PROPN
hassl-4317	34	2	(	(	PUNCT
hassl-4317	34	3	2008	2008	NUM
hassl-4317	34	4	)	)	PUNCT
hassl-4317	34	5	defines	define	VERB
hassl-4317	34	6	financial	financial	ADJ
hassl-4317	34	7	behavior	behavior	NOUN
hassl-4317	34	8	as	as	ADP
hassl-4317	34	9	any	any	DET
hassl-4317	34	10	actions	action	NOUN
hassl-4317	34	11	related	relate	VERB
hassl-4317	34	12	to	to	ADP
hassl-4317	34	13	money	money	NOUN
hassl-4317	34	14	management	management	NOUN
hassl-4317	34	15	.	.	PUNCT
hassl-4317	35	1	sharia	sharia	PROPN
hassl-4317	35	2	financial	financial	ADJ
hassl-4317	35	3	literacy	literacy	NOUN
hassl-4317	35	4	can	can	AUX
hassl-4317	35	5	serve	serve	VERB
hassl-4317	35	6	to	to	PART
hassl-4317	35	7	close	close	VERB
hassl-4317	35	8	the	the	DET
hassl-4317	35	9	divide	divide	NOUN
hassl-4317	35	10	between	between	ADP
hassl-4317	35	11	religious	religious	ADJ
hassl-4317	35	12	beliefs	belief	NOUN
hassl-4317	35	13	and	and	CCONJ
hassl-4317	35	14	everyday	everyday	ADJ
hassl-4317	35	15	financial	financial	ADJ
hassl-4317	35	16	management	management	NOUN
hassl-4317	35	17	.	.	PUNCT
hassl-4317	36	1	rahim	rahim	PROPN
hassl-4317	36	2	,	,	PUNCT
hassl-4317	36	3	rashid	rashid	PROPN
hassl-4317	36	4	,	,	PUNCT
hassl-4317	36	5	and	and	CCONJ
hassl-4317	36	6	hamed	hamed	PROPN
hassl-4317	36	7	(	(	PUNCT
hassl-4317	36	8	2016	2016	NUM
hassl-4317	36	9	)	)	PUNCT
hassl-4317	36	10	define	define	VERB
hassl-4317	36	11	islamic	islamic	ADJ
hassl-4317	36	12	financial	financial	ADJ
hassl-4317	36	13	literacy	literacy	NOUN
hassl-4317	36	14	as	as	ADP
hassl-4317	36	15	people	people	NOUN
hassl-4317	36	16	’s	’s	PART
hassl-4317	36	17	ability	ability	NOUN
hassl-4317	36	18	to	to	PART
hassl-4317	36	19	apply	apply	VERB
hassl-4317	36	20	financial	financial	ADJ
hassl-4317	36	21	expertise	expertise	NOUN
hassl-4317	36	22	,	,	PUNCT
hassl-4317	36	23	skills	skill	NOUN
hassl-4317	36	24	and	and	CCONJ
hassl-4317	36	25	attitudes	attitude	NOUN
hassl-4317	36	26	in	in	ADP
hassl-4317	36	27	handling	handle	VERB
hassl-4317	36	28	monetary	monetary	ADJ
hassl-4317	36	29	resources	resource	NOUN
hassl-4317	36	30	in	in	ADP
hassl-4317	36	31	compliance	compliance	NOUN
hassl-4317	36	32	with	with	ADP
hassl-4317	36	33	islamic	islamic	ADJ
hassl-4317	36	34	principles	principle	NOUN
hassl-4317	36	35	.	.	PUNCT
hassl-4317	37	1	similarly	similarly	ADV
hassl-4317	37	2	,	,	PUNCT
hassl-4317	37	3	abdullah	abdullah	PROPN
hassl-4317	37	4	and	and	CCONJ
hassl-4317	37	5	chong	chong	PROPN
hassl-4317	37	6	(	(	PUNCT
hassl-4317	37	7	2014	2014	NUM
hassl-4317	37	8	)	)	PUNCT
hassl-4317	37	9	highlight	highlight	VERB
hassl-4317	37	10	the	the	DET
hassl-4317	37	11	increasing	increase	VERB
hassl-4317	37	12	global	global	ADJ
hassl-4317	37	13	significance	significance	NOUN
hassl-4317	37	14	of	of	ADP
hassl-4317	37	15	islamic	islamic	ADJ
hassl-4317	37	16	finance	finance	NOUN
hassl-4317	37	17	.	.	PUNCT
hassl-4317	38	1	previous	previous	ADJ
hassl-4317	38	2	studies	study	NOUN
hassl-4317	38	3	have	have	AUX
hassl-4317	38	4	demonstrated	demonstrate	VERB
hassl-4317	38	5	that	that	SCONJ
hassl-4317	38	6	sharia	sharia	PROPN
hassl-4317	38	7	financial	financial	ADJ
hassl-4317	38	8	literacy	literacy	NOUN
hassl-4317	38	9	significantly	significantly	ADV
hassl-4317	38	10	influences	influence	VERB
hassl-4317	38	11	investment	investment	NOUN
hassl-4317	38	12	decisions	decision	NOUN
hassl-4317	38	13	(	(	PUNCT
hassl-4317	38	14	abdeldayem	abdeldayem	NOUN
hassl-4317	38	15	,	,	PUNCT
hassl-4317	38	16	2016	2016	NUM
hassl-4317	38	17	;	;	PUNCT
hassl-4317	38	18	hassan	hassan	PROPN
hassl-4317	38	19	al‐tamimi	al‐tamimi	PROPN
hassl-4317	38	20	&	&	CCONJ
hassl-4317	38	21	anood	anood	PROPN
hassl-4317	38	22	bin	bin	PROPN
hassl-4317	38	23	kalli	kalli	PROPN
hassl-4317	38	24	,	,	PUNCT
hassl-4317	38	25	2009	2009	NUM
hassl-4317	38	26	;	;	PUNCT
hassl-4317	38	27	janor	janor	NOUN
hassl-4317	38	28	,	,	PUNCT
hassl-4317	38	29	yakob	yakob	NOUN
hassl-4317	38	30	,	,	PUNCT
hassl-4317	38	31	hashim	hashim	PROPN
hassl-4317	38	32	,	,	PUNCT
hassl-4317	38	33	zanariah	zanariah	PROPN
hassl-4317	38	34	,	,	PUNCT
hassl-4317	38	35	&	&	CCONJ
hassl-4317	38	36	wel	wel	PROPN
hassl-4317	38	37	,	,	PUNCT
hassl-4317	38	38	2016	2016	NUM
hassl-4317	38	39	)	)	PUNCT
hassl-4317	38	40	.	.	PUNCT
hassl-4317	39	1	islamic	islamic	ADJ
hassl-4317	39	2	financial	financial	ADJ
hassl-4317	39	3	practices	practice	NOUN
hassl-4317	39	4	are	be	AUX
hassl-4317	39	5	carefully	carefully	ADV
hassl-4317	39	6	structured	structure	VERB
hassl-4317	39	7	to	to	PART
hassl-4317	39	8	adhere	adhere	VERB
hassl-4317	39	9	strictly	strictly	ADV
hassl-4317	39	10	to	to	ADP
hassl-4317	39	11	sharia	sharia	PROPN
hassl-4317	39	12	principles	principle	NOUN
hassl-4317	39	13	,	,	PUNCT
hassl-4317	39	14	including	include	VERB
hassl-4317	39	15	fundamental	fundamental	ADJ
hassl-4317	39	16	tenets	tenet	NOUN
hassl-4317	39	17	and	and	CCONJ
hassl-4317	39	18	regulations	regulation	NOUN
hassl-4317	39	19	.	.	PUNCT
hassl-4317	40	1	sharia	sharia	PROPN
hassl-4317	40	2	governance	governance	PROPN
hassl-4317	40	3	refers	refer	VERB
hassl-4317	40	4	to	to	ADP
hassl-4317	40	5	a	a	DET
hassl-4317	40	6	management	management	NOUN
hassl-4317	40	7	system	system	NOUN
hassl-4317	40	8	that	that	PRON
hassl-4317	40	9	ensures	ensure	VERB
hassl-4317	40	10	activities	activity	NOUN
hassl-4317	40	11	within	within	ADP
hassl-4317	40	12	islamic	islamic	ADJ
hassl-4317	40	13	financial	financial	ADJ
hassl-4317	40	14	institutions	institution	NOUN
hassl-4317	40	15	remain	remain	VERB
hassl-4317	40	16	free	free	ADJ
hassl-4317	40	17	from	from	ADP
hassl-4317	40	18	prohibited	prohibit	VERB
hassl-4317	40	19	elements	element	NOUN
hassl-4317	40	20	such	such	ADJ
hassl-4317	40	21	as	as	ADP
hassl-4317	40	22	riba	riba	NOUN
hassl-4317	40	23	,	,	PUNCT
hassl-4317	40	24	gharar	gharar	NOUN
hassl-4317	40	25	,	,	PUNCT
hassl-4317	40	26	and	and	CCONJ
hassl-4317	40	27	maisir	maisir	NOUN
hassl-4317	40	28	(	(	PUNCT
hassl-4317	40	29	mansori	mansori	ADV
hassl-4317	40	30	,	,	PUNCT
hassl-4317	40	31	safari	safari	NOUN
hassl-4317	40	32	,	,	PUNCT
hassl-4317	40	33	&	&	CCONJ
hassl-4317	40	34	mohd	mohd	PROPN
hassl-4317	40	35	ismail	ismail	PROPN
hassl-4317	40	36	,	,	PUNCT
hassl-4317	40	37	2020	2020	NUM
hassl-4317	40	38	)	)	PUNCT
hassl-4317	40	39	.	.	PUNCT
hassl-4317	41	1	another	another	DET
hassl-4317	41	2	significant	significant	ADJ
hassl-4317	41	3	research	research	NOUN
hassl-4317	41	4	focus	focus	NOUN
hassl-4317	41	5	in	in	ADP
hassl-4317	41	6	economic	economic	ADJ
hassl-4317	41	7	choices	choice	NOUN
hassl-4317	41	8	is	be	AUX
hassl-4317	41	9	the	the	DET
hassl-4317	41	10	role	role	NOUN
hassl-4317	41	11	of	of	ADP
hassl-4317	41	12	gender	gender	NOUN
hassl-4317	41	13	,	,	PUNCT
hassl-4317	41	14	particularly	particularly	ADV
hassl-4317	41	15	in	in	ADP
hassl-4317	41	16	risk	risk	NOUN
hassl-4317	41	17	-	-	PUNCT
hassl-4317	41	18	taking	take	VERB
hassl-4317	41	19	behavior	behavior	NOUN
hassl-4317	41	20	.	.	PUNCT
hassl-4317	42	1	a	a	DET
hassl-4317	42	2	prevailing	prevail	VERB
hassl-4317	42	3	body	body	NOUN
hassl-4317	42	4	of	of	ADP
hassl-4317	42	5	research	research	NOUN
hassl-4317	42	6	indicates	indicate	VERB
hassl-4317	42	7	that	that	SCONJ
hassl-4317	42	8	women	woman	NOUN
hassl-4317	42	9	generally	generally	ADV
hassl-4317	42	10	exhibit	exhibit	VERB
hassl-4317	42	11	greater	great	ADJ
hassl-4317	42	12	risk	risk	NOUN
hassl-4317	42	13	aversion	aversion	NOUN
hassl-4317	42	14	than	than	ADP
hassl-4317	42	15	men	man	NOUN
hassl-4317	42	16	in	in	ADP
hassl-4317	42	17	financial	financial	ADJ
hassl-4317	42	18	management	management	NOUN
hassl-4317	42	19	and	and	CCONJ
hassl-4317	42	20	decision	decision	NOUN
hassl-4317	42	21	-	-	PUNCT
hassl-4317	42	22	making	making	NOUN
hassl-4317	42	23	(	(	PUNCT
hassl-4317	42	24	bajtelsmit	bajtelsmit	NOUN
hassl-4317	42	25	&	&	CCONJ
hassl-4317	42	26	bernasek	bernasek	PROPN
hassl-4317	42	27	,	,	PUNCT
hassl-4317	42	28	1996	1996	NUM
hassl-4317	42	29	;	;	PUNCT
hassl-4317	42	30	bannier	bannier	NOUN
hassl-4317	42	31	&	&	CCONJ
hassl-4317	42	32	neubert	neubert	PROPN
hassl-4317	42	33	,	,	PUNCT
hassl-4317	42	34	2016	2016	NUM
hassl-4317	42	35	;	;	PUNCT
hassl-4317	42	36	carr	carr	PROPN
hassl-4317	42	37	&	&	CCONJ
hassl-4317	42	38	steele	steele	PROPN
hassl-4317	42	39	,	,	PUNCT
hassl-4317	42	40	2010	2010	NUM
hassl-4317	42	41	;	;	PUNCT
hassl-4317	42	42	eckel	eckel	NOUN
hassl-4317	42	43	&	&	CCONJ
hassl-4317	42	44	grossman	grossman	PROPN
hassl-4317	42	45	,	,	PUNCT
hassl-4317	42	46	2008	2008	NUM
hassl-4317	42	47	)	)	PUNCT
hassl-4317	42	48	.	.	PUNCT
hassl-4317	43	1	behavioral	behavioral	ADJ
hassl-4317	43	2	finance	finance	NOUN
hassl-4317	43	3	challenges	challenge	VERB
hassl-4317	43	4	the	the	DET
hassl-4317	43	5	presumption	presumption	NOUN
hassl-4317	43	6	that	that	SCONJ
hassl-4317	43	7	investors	investor	NOUN
hassl-4317	43	8	are	be	AUX
hassl-4317	43	9	always	always	ADV
hassl-4317	43	10	logical	logical	ADJ
hassl-4317	43	11	,	,	PUNCT
hassl-4317	43	12	which	which	PRON
hassl-4317	43	13	is	be	AUX
hassl-4317	43	14	a	a	DET
hassl-4317	43	15	key	key	ADJ
hassl-4317	43	16	premise	premise	NOUN
hassl-4317	43	17	in	in	ADP
hassl-4317	43	18	traditional	traditional	ADJ
hassl-4317	43	19	finance	finance	NOUN
hassl-4317	43	20	.	.	PUNCT
hassl-4317	44	1	various	various	ADJ
hassl-4317	44	2	factors	factor	NOUN
hassl-4317	44	3	can	can	AUX
hassl-4317	44	4	lead	lead	VERB
hassl-4317	44	5	to	to	ADP
hassl-4317	44	6	irrational	irrational	ADJ
hassl-4317	44	7	financial	financial	ADJ
hassl-4317	44	8	behavior	behavior	NOUN
hassl-4317	44	9	.	.	PUNCT
hassl-4317	45	1	psychological	psychological	ADJ
hassl-4317	45	2	biases	bias	NOUN
hassl-4317	45	3	like	like	ADP
hassl-4317	45	4	regret	regret	NOUN
hassl-4317	45	5	aversion	aversion	NOUN
hassl-4317	45	6	have	have	AUX
hassl-4317	45	7	been	be	AUX
hassl-4317	45	8	identified	identify	VERB
hassl-4317	45	9	as	as	ADP
hassl-4317	45	10	major	major	ADJ
hassl-4317	45	11	contributors	contributor	NOUN
hassl-4317	45	12	to	to	ADP
hassl-4317	45	13	financial	financial	ADJ
hassl-4317	45	14	decision	decision	NOUN
hassl-4317	45	15	-	-	PUNCT
hassl-4317	45	16	making	make	VERB
hassl-4317	45	17	errors	error	NOUN
hassl-4317	45	18	(	(	PUNCT
hassl-4317	45	19	alrabadi	alrabadi	NOUN
hassl-4317	45	20	,	,	PUNCT
hassl-4317	45	21	2018	2018	NUM
hassl-4317	45	22	;	;	PUNCT
hassl-4317	45	23	baker	baker	PROPN
hassl-4317	45	24	&	&	CCONJ
hassl-4317	45	25	ricciardi	ricciardi	PROPN
hassl-4317	45	26	,	,	PUNCT
hassl-4317	45	27	2014	2014	NUM
hassl-4317	45	28	;	;	PUNCT
hassl-4317	45	29	jain	jain	PROPN
hassl-4317	45	30	,	,	PUNCT
hassl-4317	45	31	walia	walia	PROPN
hassl-4317	45	32	,	,	PUNCT
hassl-4317	45	33	&	&	CCONJ
hassl-4317	45	34	gupta	gupta	PROPN
hassl-4317	45	35	,	,	PUNCT
hassl-4317	45	36	2020	2020	NUM
hassl-4317	45	37	;	;	PUNCT
hassl-4317	45	38	jain	jain	PROPN
hassl-4317	45	39	,	,	PUNCT
hassl-4317	45	40	khan	khan	PROPN
hassl-4317	45	41	,	,	PUNCT
hassl-4317	45	42	&	&	CCONJ
hassl-4317	45	43	mishra	mishra	PROPN
hassl-4317	45	44	,	,	PUNCT
hassl-4317	45	45	2017	2017	NUM
hassl-4317	45	46	;	;	PUNCT
hassl-4317	45	47	mittal	mittal	NUM
hassl-4317	45	48	,	,	PUNCT
hassl-4317	45	49	2018	2018	NUM
hassl-4317	45	50	;	;	PUNCT
hassl-4317	45	51	rafinda	rafinda	NOUN
hassl-4317	45	52	,	,	PUNCT
hassl-4317	45	53	suroso	suroso	PROPN
hassl-4317	45	54	,	,	PUNCT
hassl-4317	45	55	purwaningtyas	purwaningtyas	ADJ
hassl-4317	45	56	,	,	PUNCT
hassl-4317	45	57	&	&	CCONJ
hassl-4317	45	58	mubaroq	mubaroq	PROPN
hassl-4317	45	59	,	,	PUNCT
hassl-4317	45	60	2024	2024	NUM
hassl-4317	45	61	;	;	PUNCT
hassl-4317	45	62	shafqat	shafqat	PROPN
hassl-4317	45	63	&	&	CCONJ
hassl-4317	45	64	malik	malik	PROPN
hassl-4317	45	65	,	,	PUNCT
hassl-4317	45	66	2021	2021	NUM
hassl-4317	45	67	;	;	PUNCT
hassl-4317	45	68	zahera	zahera	PROPN
hassl-4317	45	69	&	&	CCONJ
hassl-4317	45	70	bansal	bansal	PROPN
hassl-4317	45	71	,	,	PUNCT
hassl-4317	45	72	2018	2018	NUM
hassl-4317	45	73	)	)	PUNCT
hassl-4317	45	74	.	.	PUNCT
hassl-4317	46	1	previous	previous	ADJ
hassl-4317	46	2	studies	study	NOUN
hassl-4317	46	3	have	have	AUX
hassl-4317	46	4	examined	examine	VERB
hassl-4317	46	5	the	the	DET
hassl-4317	46	6	impact	impact	NOUN
hassl-4317	46	7	of	of	ADP
hassl-4317	46	8	financial	financial	ADJ
hassl-4317	46	9	literacy	literacy	NOUN
hassl-4317	46	10	,	,	PUNCT
hassl-4317	46	11	sharia	sharia	PROPN
hassl-4317	46	12	financial	financial	ADJ
hassl-4317	46	13	literacy	literacy	NOUN
hassl-4317	46	14	,	,	PUNCT
hassl-4317	46	15	and	and	CCONJ
hassl-4317	46	16	psychological	psychological	ADJ
hassl-4317	46	17	biases	bias	NOUN
hassl-4317	46	18	on	on	ADP
hassl-4317	46	19	investment	investment	NOUN
hassl-4317	46	20	decisions	decision	NOUN
hassl-4317	46	21	and	and	CCONJ
hassl-4317	46	22	various	various	ADJ
hassl-4317	46	23	aspects	aspect	NOUN
hassl-4317	46	24	of	of	ADP
hassl-4317	46	25	financial	financial	ADJ
hassl-4317	46	26	behavior	behavior	NOUN
hassl-4317	46	27	,	,	PUNCT
hassl-4317	46	28	such	such	ADJ
hassl-4317	46	29	as	as	ADP
hassl-4317	46	30	cash	cash	NOUN
hassl-4317	46	31	management	management	NOUN
hassl-4317	46	32	,	,	PUNCT
hassl-4317	46	33	credit	credit	NOUN
hassl-4317	46	34	use	use	NOUN
hassl-4317	46	35	,	,	PUNCT
hassl-4317	46	36	and	and	CCONJ
hassl-4317	46	37	savings	saving	NOUN
hassl-4317	46	38	habits	habit	NOUN
hassl-4317	46	39	.	.	PUNCT
hassl-4317	47	1	according	accord	VERB
hassl-4317	47	2	to	to	ADP
hassl-4317	47	3	the	the	DET
hassl-4317	47	4	financial	financial	ADJ
hassl-4317	47	5	services	service	NOUN
hassl-4317	47	6	authority	authority	NOUN
hassl-4317	47	7	(	(	PUNCT
hassl-4317	47	8	ojk	ojk	NOUN
hassl-4317	47	9	)	)	PUNCT
hassl-4317	47	10	jember	jember	PROPN
hassl-4317	47	11	(	(	PUNCT
hassl-4317	47	12	2023	2023	NUM
hassl-4317	47	13	)	)	PUNCT
hassl-4317	47	14	,	,	PUNCT
hassl-4317	47	15	the	the	DET
hassl-4317	47	16	level	level	NOUN
hassl-4317	47	17	of	of	ADP
hassl-4317	47	18	sharia	sharia	PROPN
hassl-4317	47	19	financial	financial	ADJ
hassl-4317	47	20	literacy	literacy	NOUN
hassl-4317	47	21	and	and	CCONJ
hassl-4317	47	22	the	the	DET
hassl-4317	47	23	utilization	utilization	NOUN
hassl-4317	47	24	of	of	ADP
hassl-4317	47	25	sharia	sharia	PROPN
hassl-4317	47	26	financing	financing	NOUN
hassl-4317	47	27	in	in	ADP
hassl-4317	47	28	the	the	DET
hassl-4317	47	29	region	region	NOUN
hassl-4317	47	30	remain	remain	VERB
hassl-4317	47	31	relatively	relatively	ADV
hassl-4317	47	32	low	low	ADJ
hassl-4317	47	33	.	.	PUNCT
hassl-4317	48	1	based	base	VERB
hassl-4317	48	2	on	on	ADP
hassl-4317	48	3	the	the	DET
hassl-4317	48	4	gap	gap	NOUN
hassl-4317	48	5	in	in	ADP
hassl-4317	48	6	literature	literature	NOUN
hassl-4317	48	7	regarding	regard	VERB
hassl-4317	48	8	the	the	DET
hassl-4317	48	9	influence	influence	NOUN
hassl-4317	48	10	of	of	ADP
hassl-4317	48	11	sharia	sharia	PROPN
hassl-4317	48	12	financial	financial	ADJ
hassl-4317	48	13	literacy	literacy	NOUN
hassl-4317	48	14	,	,	PUNCT
hassl-4317	48	15	psychological	psychological	ADJ
hassl-4317	48	16	biases	bias	NOUN
hassl-4317	48	17	,	,	PUNCT
hassl-4317	48	18	particularly	particularly	ADV
hassl-4317	48	19	regret	regret	VERB
hassl-4317	48	20	aversion	aversion	NOUN
hassl-4317	48	21	,	,	PUNCT
hassl-4317	48	22	and	and	CCONJ
hassl-4317	48	23	gender	gender	NOUN
hassl-4317	48	24	on	on	ADP
hassl-4317	48	25	a	a	DET
hassl-4317	48	26	specific	specific	ADJ
hassl-4317	48	27	financial	financial	ADJ
hassl-4317	48	28	behavior	behavior	NOUN
hassl-4317	48	29	and	and	CCONJ
hassl-4317	48	30	sharia	sharia	PROPN
hassl-4317	48	31	financing	financing	NOUN
hassl-4317	48	32	behavior	behavior	NOUN
hassl-4317	48	33	.	.	PUNCT
hassl-4317	49	1	2	2	X
hassl-4317	49	2	.	.	X
hassl-4317	49	3	literature	literature	NOUN
hassl-4317	49	4	review	review	VERB
hassl-4317	49	5	2.1	2.1	NUM
hassl-4317	49	6	.	.	PUNCT
hassl-4317	50	1	theory	theory	NOUN
hassl-4317	50	2	of	of	ADP
hassl-4317	50	3	behavioral	behavioral	ADJ
hassl-4317	50	4	finance	finance	NOUN
hassl-4317	50	5	2.1.1	2.1.1	NUM
hassl-4317	50	6	.	.	PUNCT
hassl-4317	51	1	regret	regret	NOUN
hassl-4317	51	2	aversion	aversion	NOUN
hassl-4317	51	3	the	the	DET
hassl-4317	51	4	neoclassical	neoclassical	ADJ
hassl-4317	51	5	economic	economic	ADJ
hassl-4317	51	6	and	and	CCONJ
hassl-4317	51	7	financial	financial	ADJ
hassl-4317	51	8	model	model	NOUN
hassl-4317	51	9	posits	posit	NOUN
hassl-4317	51	10	that	that	SCONJ
hassl-4317	51	11	decision	decision	NOUN
hassl-4317	51	12	-	-	PUNCT
hassl-4317	51	13	makers	maker	NOUN
hassl-4317	51	14	possess	possess	VERB
hassl-4317	51	15	complete	complete	ADJ
hassl-4317	51	16	information	information	NOUN
hassl-4317	51	17	and	and	CCONJ
hassl-4317	51	18	exhibit	exhibit	VERB
hassl-4317	51	19	unlimited	unlimited	ADJ
hassl-4317	51	20	cognitive	cognitive	ADJ
hassl-4317	51	21	capacity	capacity	NOUN
hassl-4317	51	22	.	.	PUNCT
hassl-4317	52	1	however	however	ADV
hassl-4317	52	2	,	,	PUNCT
hassl-4317	52	3	behavioral	behavioral	ADJ
hassl-4317	52	4	finance	finance	NOUN
hassl-4317	52	5	theory	theory	NOUN
hassl-4317	52	6	explains	explain	VERB
hassl-4317	52	7	how	how	SCONJ
hassl-4317	52	8	heuristics	heuristic	NOUN
hassl-4317	52	9	and	and	CCONJ
hassl-4317	52	10	cognitive	cognitive	ADJ
hassl-4317	52	11	biases	bias	NOUN
hassl-4317	52	12	influence	influence	VERB
hassl-4317	52	13	financial	financial	ADJ
hassl-4317	52	14	decision	decision	NOUN
hassl-4317	52	15	-	-	PUNCT
hassl-4317	52	16	making	making	NOUN
hassl-4317	52	17	.	.	PUNCT
hassl-4317	53	1	bias	bias	NOUN
hassl-4317	53	2	is	be	AUX
hassl-4317	53	3	defined	define	VERB
hassl-4317	53	4	as	as	ADP
hassl-4317	53	5	a	a	DET
hassl-4317	53	6	tendency	tendency	NOUN
hassl-4317	53	7	that	that	PRON
hassl-4317	53	8	leads	lead	VERB
hassl-4317	53	9	to	to	ADP
hassl-4317	53	10	systematic	systematic	ADJ
hassl-4317	53	11	errors	error	NOUN
hassl-4317	53	12	in	in	ADP
hassl-4317	53	13	judgment	judgment	NOUN
hassl-4317	53	14	(	(	PUNCT
hassl-4317	53	15	botoc	botoc	ADJ
hassl-4317	53	16	,	,	PUNCT
hassl-4317	53	17	mihancea	mihancea	PROPN
hassl-4317	53	18	,	,	PUNCT
hassl-4317	53	19	&	&	CCONJ
hassl-4317	53	20	molcut	molcut	VERB
hassl-4317	53	21	,	,	PUNCT
hassl-4317	53	22	2019	2019	NUM
hassl-4317	53	23	;	;	PUNCT
hassl-4317	53	24	chandra	chandra	NOUN
hassl-4317	53	25	,	,	PUNCT
hassl-4317	53	26	2016	2016	NUM
hassl-4317	53	27	;	;	PUNCT
hassl-4317	53	28	nouri	nouri	PROPN
hassl-4317	53	29	,	,	PUNCT
hassl-4317	53	30	motamedi	motamedi	PROPN
hassl-4317	53	31	,	,	PUNCT
hassl-4317	53	32	&	&	CCONJ
hassl-4317	53	33	soltani	soltani	PROPN
hassl-4317	53	34	,	,	PUNCT
hassl-4317	53	35	2017	2017	NUM
hassl-4317	53	36	)	)	PUNCT
hassl-4317	53	37	.	.	PUNCT
hassl-4317	54	1	some	some	DET
hassl-4317	54	2	biases	bias	NOUN
hassl-4317	54	3	arise	arise	VERB
hassl-4317	54	4	from	from	ADP
hassl-4317	54	5	specific	specific	ADJ
hassl-4317	54	6	heuristics	heuristic	NOUN
hassl-4317	54	7	which	which	PRON
hassl-4317	54	8	may	may	AUX
hassl-4317	54	9	lead	lead	VERB
hassl-4317	54	10	to	to	ADP
hassl-4317	54	11	errors	error	NOUN
hassl-4317	54	12	in	in	ADP
hassl-4317	54	13	financial	financial	ADJ
hassl-4317	54	14	decision	decision	NOUN
hassl-4317	54	15	-	-	PUNCT
hassl-4317	54	16	making	making	NOUN
hassl-4317	54	17	.	.	PUNCT
hassl-4317	55	1	one	one	NUM
hassl-4317	55	2	notable	notable	ADJ
hassl-4317	55	3	example	example	NOUN
hassl-4317	55	4	of	of	ADP
hassl-4317	55	5	behavioral	behavioral	ADJ
hassl-4317	55	6	bias	bias	NOUN
hassl-4317	55	7	is	be	AUX
hassl-4317	55	8	regret	regret	ADJ
hassl-4317	55	9	aversion	aversion	NOUN
hassl-4317	55	10	.	.	PUNCT
hassl-4317	56	1	2.2	2.2	NUM
hassl-4317	56	2	.	.	PUNCT
hassl-4317	57	1	prospect	prospect	PROPN
hassl-4317	57	2	theory	theory	PROPN
hassl-4317	57	3	prospect	prospect	PROPN
hassl-4317	57	4	theory	theory	NOUN
hassl-4317	57	5	,	,	PUNCT
hassl-4317	57	6	proposed	propose	VERB
hassl-4317	57	7	by	by	ADP
hassl-4317	57	8	kahneman	kahneman	NOUN
hassl-4317	57	9	and	and	CCONJ
hassl-4317	57	10	tversky	tversky	PROPN
hassl-4317	57	11	(	(	PUNCT
hassl-4317	57	12	1979	1979	NUM
hassl-4317	57	13	)	)	PUNCT
hassl-4317	57	14	is	be	AUX
hassl-4317	57	15	founded	found	VERB
hassl-4317	57	16	on	on	ADP
hassl-4317	57	17	the	the	DET
hassl-4317	57	18	principle	principle	NOUN
hassl-4317	57	19	of	of	ADP
hassl-4317	57	20	loss	loss	NOUN
hassl-4317	57	21	aversion	aversion	NOUN
hassl-4317	57	22	,	,	PUNCT
hassl-4317	57	23	an	an	DET
hassl-4317	57	24	uneven	uneven	ADJ
hassl-4317	57	25	form	form	NOUN
hassl-4317	57	26	of	of	ADP
hassl-4317	57	27	risk	risk	NOUN
hassl-4317	57	28	aversion	aversion	NOUN
hassl-4317	57	29	in	in	ADP
hassl-4317	57	30	which	which	PRON
hassl-4317	57	31	individuals	individual	NOUN
hassl-4317	57	32	respond	respond	VERB
hassl-4317	57	33	differently	differently	ADV
hassl-4317	57	34	to	to	ADP
hassl-4317	57	35	gains	gain	NOUN
hassl-4317	57	36	and	and	CCONJ
hassl-4317	57	37	losses	loss	NOUN
hassl-4317	57	38	.	.	PUNCT
hassl-4317	58	1	investment	investment	NOUN
hassl-4317	58	2	decisions	decision	NOUN
hassl-4317	58	3	are	be	AUX
hassl-4317	58	4	humanities	humanity	NOUN
hassl-4317	58	5	and	and	CCONJ
hassl-4317	58	6	social	social	ADJ
hassl-4317	58	7	sciences	science	NOUN
hassl-4317	58	8	letters	letter	NOUN
hassl-4317	58	9	,	,	PUNCT
hassl-4317	58	10	2025	2025	NUM
hassl-4317	58	11	,	,	PUNCT
hassl-4317	58	12	13(3	13(3	NUM
hassl-4317	58	13	):	):	PUNCT
hassl-4317	58	14	904	904	NUM
hassl-4317	58	15	-	-	SYM
hassl-4317	58	16	915	915	NUM
hassl-4317	58	17	906	906	NUM
hassl-4317	58	18	©	©	PROPN
hassl-4317	58	19	2025	2025	NUM
hassl-4317	58	20	conscientia	conscientia	PROPN
hassl-4317	58	21	beam	beam	PROPN
hassl-4317	58	22	.	.	PUNCT
hassl-4317	59	1	all	all	DET
hassl-4317	59	2	rights	right	NOUN
hassl-4317	59	3	reserved	reserve	VERB
hassl-4317	59	4	.	.	PUNCT
hassl-4317	60	1	also	also	ADV
hassl-4317	60	2	affected	affect	VERB
hassl-4317	60	3	by	by	ADP
hassl-4317	60	4	cognitive	cognitive	ADJ
hassl-4317	60	5	and	and	CCONJ
hassl-4317	60	6	emotional	emotional	ADJ
hassl-4317	60	7	factors	factor	NOUN
hassl-4317	60	8	related	relate	VERB
hassl-4317	60	9	to	to	ADP
hassl-4317	60	10	psychology	psychology	NOUN
hassl-4317	60	11	(	(	PUNCT
hassl-4317	60	12	barham	barham	PROPN
hassl-4317	60	13	,	,	PUNCT
hassl-4317	60	14	2024	2024	NUM
hassl-4317	60	15	;	;	PUNCT
hassl-4317	60	16	shukla	shukla	NOUN
hassl-4317	60	17	,	,	PUNCT
hassl-4317	60	18	rushdi	rushdi	NOUN
hassl-4317	60	19	,	,	PUNCT
hassl-4317	60	20	&	&	CCONJ
hassl-4317	60	21	katiyar	katiyar	PROPN
hassl-4317	60	22	,	,	PUNCT
hassl-4317	60	23	2020	2020	NUM
hassl-4317	60	24	;	;	PUNCT
hassl-4317	60	25	zuraidah	zuraidah	NOUN
hassl-4317	60	26	,	,	PUNCT
hassl-4317	60	27	shabri	shabri	NOUN
hassl-4317	60	28	,	,	PUNCT
hassl-4317	60	29	faisal	faisal	NOUN
hassl-4317	60	30	,	,	PUNCT
hassl-4317	60	31	&	&	CCONJ
hassl-4317	60	32	sakir	sakir	PROPN
hassl-4317	60	33	,	,	PUNCT
hassl-4317	60	34	2024	2024	NUM
hassl-4317	60	35	)	)	PUNCT
hassl-4317	60	36	.	.	PUNCT
hassl-4317	61	1	regret	regret	NOUN
hassl-4317	61	2	aversion	aversion	NOUN
hassl-4317	61	3	is	be	AUX
hassl-4317	61	4	a	a	DET
hassl-4317	61	5	cognitive	cognitive	ADJ
hassl-4317	61	6	bias	bias	NOUN
hassl-4317	61	7	affecting	affect	VERB
hassl-4317	61	8	how	how	SCONJ
hassl-4317	61	9	individuals	individual	NOUN
hassl-4317	61	10	respond	respond	VERB
hassl-4317	61	11	to	to	ADP
hassl-4317	61	12	certain	certain	ADJ
hassl-4317	61	13	uncertain	uncertain	ADJ
hassl-4317	61	14	outcomes	outcome	NOUN
hassl-4317	61	15	.	.	PUNCT
hassl-4317	62	1	when	when	SCONJ
hassl-4317	62	2	gains	gain	NOUN
hassl-4317	62	3	are	be	AUX
hassl-4317	62	4	certain	certain	ADJ
hassl-4317	62	5	,	,	PUNCT
hassl-4317	62	6	people	people	NOUN
hassl-4317	62	7	tend	tend	VERB
hassl-4317	62	8	to	to	PART
hassl-4317	62	9	avoid	avoid	VERB
hassl-4317	62	10	risk	risk	NOUN
hassl-4317	62	11	.	.	PUNCT
hassl-4317	63	1	conversely	conversely	ADV
hassl-4317	63	2	,	,	PUNCT
hassl-4317	63	3	they	they	PRON
hassl-4317	63	4	are	be	AUX
hassl-4317	63	5	more	more	ADV
hassl-4317	63	6	likely	likely	ADJ
hassl-4317	63	7	to	to	PART
hassl-4317	63	8	take	take	VERB
hassl-4317	63	9	greater	great	ADJ
hassl-4317	63	10	risks	risk	NOUN
hassl-4317	63	11	when	when	SCONJ
hassl-4317	63	12	faced	face	VERB
hassl-4317	63	13	with	with	ADP
hassl-4317	63	14	potential	potential	ADJ
hassl-4317	63	15	losses	loss	NOUN
hassl-4317	63	16	.	.	PUNCT
hassl-4317	64	1	this	this	DET
hassl-4317	64	2	behavior	behavior	NOUN
hassl-4317	64	3	suggests	suggest	VERB
hassl-4317	64	4	that	that	SCONJ
hassl-4317	64	5	individuals	individual	NOUN
hassl-4317	64	6	prioritize	prioritize	VERB
hassl-4317	64	7	the	the	DET
hassl-4317	64	8	assurance	assurance	NOUN
hassl-4317	64	9	of	of	ADP
hassl-4317	64	10	avoiding	avoid	VERB
hassl-4317	64	11	losses	loss	NOUN
hassl-4317	64	12	over	over	ADP
hassl-4317	64	13	the	the	DET
hassl-4317	64	14	unpredictability	unpredictability	NOUN
hassl-4317	64	15	of	of	ADP
hassl-4317	64	16	potential	potential	ADJ
hassl-4317	64	17	losses	loss	NOUN
hassl-4317	64	18	(	(	PUNCT
hassl-4317	64	19	benartzi	benartzi	NOUN
hassl-4317	64	20	&	&	CCONJ
hassl-4317	64	21	thaler	thaler	PROPN
hassl-4317	64	22	,	,	PUNCT
hassl-4317	64	23	1995	1995	NUM
hassl-4317	64	24	)	)	PUNCT
hassl-4317	64	25	.	.	PUNCT
hassl-4317	65	1	a	a	DET
hassl-4317	65	2	person	person	NOUN
hassl-4317	65	3	's	's	PART
hassl-4317	65	4	financial	financial	ADJ
hassl-4317	65	5	decisions	decision	NOUN
hassl-4317	65	6	are	be	AUX
hassl-4317	65	7	shaped	shape	VERB
hassl-4317	65	8	by	by	ADP
hassl-4317	65	9	their	their	PRON
hassl-4317	65	10	past	past	ADJ
hassl-4317	65	11	experiences	experience	NOUN
hassl-4317	65	12	,	,	PUNCT
hassl-4317	65	13	personal	personal	ADJ
hassl-4317	65	14	beliefs	belief	NOUN
hassl-4317	65	15	and	and	CCONJ
hassl-4317	65	16	individual	individual	ADJ
hassl-4317	65	17	preferences	preference	NOUN
hassl-4317	65	18	.	.	PUNCT
hassl-4317	66	1	the	the	DET
hassl-4317	66	2	impact	impact	NOUN
hassl-4317	66	3	of	of	ADP
hassl-4317	66	4	regret	regret	ADJ
hassl-4317	66	5	aversion	aversion	NOUN
hassl-4317	66	6	as	as	ADP
hassl-4317	66	7	a	a	DET
hassl-4317	66	8	heuristic	heuristic	ADJ
hassl-4317	66	9	bias	bias	NOUN
hassl-4317	66	10	on	on	ADP
hassl-4317	66	11	investor	investor	NOUN
hassl-4317	66	12	decision	decision	NOUN
hassl-4317	66	13	-	-	PUNCT
hassl-4317	66	14	making	making	NOUN
hassl-4317	66	15	has	have	AUX
hassl-4317	66	16	been	be	AUX
hassl-4317	66	17	widely	widely	ADV
hassl-4317	66	18	studied	study	VERB
hassl-4317	66	19	(	(	PUNCT
hassl-4317	66	20	alrabadi	alrabadi	NOUN
hassl-4317	66	21	,	,	PUNCT
hassl-4317	66	22	2018	2018	NUM
hassl-4317	66	23	;	;	PUNCT
hassl-4317	66	24	baker	baker	PROPN
hassl-4317	66	25	&	&	CCONJ
hassl-4317	66	26	ricciardi	ricciardi	PROPN
hassl-4317	66	27	,	,	PUNCT
hassl-4317	66	28	2014	2014	NUM
hassl-4317	66	29	;	;	PUNCT
hassl-4317	66	30	jain	jain	PROPN
hassl-4317	66	31	et	et	PROPN
hassl-4317	66	32	al	al	PROPN
hassl-4317	66	33	.	.	PROPN
hassl-4317	66	34	,	,	PUNCT
hassl-4317	66	35	2020	2020	NUM
hassl-4317	66	36	;	;	PUNCT
hassl-4317	66	37	jain	jain	PROPN
hassl-4317	66	38	et	et	PROPN
hassl-4317	66	39	al	al	PROPN
hassl-4317	66	40	.	.	PROPN
hassl-4317	66	41	,	,	PUNCT
hassl-4317	66	42	2017	2017	NUM
hassl-4317	66	43	;	;	PUNCT
hassl-4317	66	44	mittal	mittal	NUM
hassl-4317	66	45	,	,	PUNCT
hassl-4317	66	46	2018	2018	NUM
hassl-4317	66	47	;	;	PUNCT
hassl-4317	66	48	shafqat	shafqat	PROPN
hassl-4317	66	49	&	&	CCONJ
hassl-4317	66	50	malik	malik	PROPN
hassl-4317	66	51	,	,	PUNCT
hassl-4317	66	52	2021	2021	NUM
hassl-4317	66	53	;	;	PUNCT
hassl-4317	66	54	zahera	zahera	PROPN
hassl-4317	66	55	&	&	CCONJ
hassl-4317	66	56	bansal	bansal	PROPN
hassl-4317	66	57	,	,	PUNCT
hassl-4317	66	58	2018	2018	NUM
hassl-4317	66	59	)	)	PUNCT
hassl-4317	66	60	.	.	PUNCT
hassl-4317	67	1	the	the	DET
hassl-4317	67	2	following	follow	VERB
hassl-4317	67	3	text	text	NOUN
hassl-4317	67	4	highlights	highlight	NOUN
hassl-4317	67	5	the	the	DET
hassl-4317	67	6	main	main	ADJ
hassl-4317	67	7	points	point	NOUN
hassl-4317	67	8	of	of	ADP
hassl-4317	67	9	the	the	DET
hassl-4317	67	10	subject	subject	NOUN
hassl-4317	67	11	matter	matter	NOUN
hassl-4317	67	12	:	:	PUNCT
hassl-4317	67	13	2.3	2.3	NUM
hassl-4317	67	14	.	.	PUNCT
hassl-4317	68	1	sharia	sharia	PROPN
hassl-4317	68	2	financial	financial	ADJ
hassl-4317	68	3	literacy	literacy	PROPN
hassl-4317	68	4	sharia	sharia	PROPN
hassl-4317	68	5	financial	financial	ADJ
hassl-4317	68	6	literacy	literacy	NOUN
hassl-4317	68	7	is	be	AUX
hassl-4317	68	8	a	a	DET
hassl-4317	68	9	fairly	fairly	ADV
hassl-4317	68	10	recent	recent	ADJ
hassl-4317	68	11	concept	concept	NOUN
hassl-4317	68	12	in	in	ADP
hassl-4317	68	13	financial	financial	ADJ
hassl-4317	68	14	literacy	literacy	NOUN
hassl-4317	68	15	.	.	PUNCT
hassl-4317	69	1	there	there	PRON
hassl-4317	69	2	is	be	VERB
hassl-4317	69	3	no	no	DET
hassl-4317	69	4	universally	universally	ADV
hassl-4317	69	5	accepted	accept	VERB
hassl-4317	69	6	definition	definition	NOUN
hassl-4317	69	7	of	of	ADP
hassl-4317	69	8	financial	financial	ADJ
hassl-4317	69	9	literacy	literacy	NOUN
hassl-4317	69	10	in	in	ADP
hassl-4317	69	11	an	an	DET
hassl-4317	69	12	islamic	islamic	ADJ
hassl-4317	69	13	context	context	NOUN
hassl-4317	69	14	due	due	ADP
hassl-4317	69	15	to	to	ADP
hassl-4317	69	16	its	its	PRON
hassl-4317	69	17	recent	recent	ADJ
hassl-4317	69	18	emergence	emergence	NOUN
hassl-4317	69	19	(	(	PUNCT
hassl-4317	69	20	abdullah	abdullah	PROPN
hassl-4317	69	21	&	&	CCONJ
hassl-4317	69	22	chong	chong	PROPN
hassl-4317	69	23	,	,	PUNCT
hassl-4317	69	24	2014	2014	NUM
hassl-4317	69	25	)	)	PUNCT
hassl-4317	69	26	.	.	PUNCT
hassl-4317	70	1	financial	financial	ADJ
hassl-4317	70	2	literacy	literacy	NOUN
hassl-4317	70	3	is	be	AUX
hassl-4317	70	4	generally	generally	ADV
hassl-4317	70	5	linked	link	VERB
hassl-4317	70	6	to	to	ADP
hassl-4317	70	7	knowledge	knowledge	NOUN
hassl-4317	70	8	.	.	PUNCT
hassl-4317	71	1	research	research	NOUN
hassl-4317	71	2	suggests	suggest	VERB
hassl-4317	71	3	this	this	DET
hassl-4317	71	4	information	information	NOUN
hassl-4317	71	5	significantly	significantly	ADV
hassl-4317	71	6	influences	influence	VERB
hassl-4317	71	7	individual	individual	ADJ
hassl-4317	71	8	financial	financial	ADJ
hassl-4317	71	9	behavior	behavior	NOUN
hassl-4317	71	10	(	(	PUNCT
hassl-4317	71	11	antara	antara	NOUN
hassl-4317	71	12	,	,	PUNCT
hassl-4317	71	13	musa	musa	NOUN
hassl-4317	71	14	,	,	PUNCT
hassl-4317	71	15	&	&	CCONJ
hassl-4317	71	16	hassan	hassan	PROPN
hassl-4317	71	17	,	,	PUNCT
hassl-4317	71	18	2016	2016	NUM
hassl-4317	71	19	;	;	PUNCT
hassl-4317	71	20	baena	baena	PROPN
hassl-4317	71	21	-	-	PUNCT
hassl-4317	71	22	rojas	rojas	PROPN
hassl-4317	71	23	,	,	PUNCT
hassl-4317	71	24	mackenzie	mackenzie	NOUN
hassl-4317	71	25	-	-	PUNCT
hassl-4317	71	26	torres	torre	NOUN
hassl-4317	71	27	,	,	PUNCT
hassl-4317	71	28	cuesta	cuesta	NOUN
hassl-4317	71	29	-	-	PUNCT
hassl-4317	71	30	giraldo	giraldo	ADJ
hassl-4317	71	31	,	,	PUNCT
hassl-4317	71	32	&	&	CCONJ
hassl-4317	71	33	tabares	tabare	NOUN
hassl-4317	71	34	,	,	PUNCT
hassl-4317	71	35	2023	2023	NUM
hassl-4317	71	36	)	)	PUNCT
hassl-4317	71	37	.	.	PUNCT
hassl-4317	72	1	for	for	ADP
hassl-4317	72	2	example	example	NOUN
hassl-4317	72	3	,	,	PUNCT
hassl-4317	72	4	muslims	muslim	NOUN
hassl-4317	72	5	use	use	VERB
hassl-4317	72	6	their	their	PRON
hassl-4317	72	7	financial	financial	ADJ
hassl-4317	72	8	knowledge	knowledge	NOUN
hassl-4317	72	9	to	to	PART
hassl-4317	72	10	distinguish	distinguish	VERB
hassl-4317	72	11	between	between	ADP
hassl-4317	72	12	halal	halal	NOUN
hassl-4317	72	13	and	and	CCONJ
hassl-4317	72	14	haram	haram	PROPN
hassl-4317	72	15	financial	financial	ADJ
hassl-4317	72	16	practices	practice	NOUN
hassl-4317	72	17	in	in	ADP
hassl-4317	72	18	accordance	accordance	NOUN
hassl-4317	72	19	with	with	ADP
hassl-4317	72	20	islamic	islamic	ADJ
hassl-4317	72	21	law	law	NOUN
hassl-4317	72	22	.	.	PUNCT
hassl-4317	73	1	variations	variation	NOUN
hassl-4317	73	2	in	in	ADP
hassl-4317	73	3	financial	financial	ADJ
hassl-4317	73	4	literacy	literacy	NOUN
hassl-4317	73	5	levels	level	NOUN
hassl-4317	73	6	can	can	AUX
hassl-4317	73	7	result	result	VERB
hassl-4317	73	8	in	in	ADP
hassl-4317	73	9	different	different	ADJ
hassl-4317	73	10	financial	financial	ADJ
hassl-4317	73	11	behaviors	behavior	NOUN
hassl-4317	73	12	.	.	PUNCT
hassl-4317	74	1	information	information	NOUN
hassl-4317	74	2	literacy	literacy	NOUN
hassl-4317	74	3	(	(	PUNCT
hassl-4317	74	4	il	il	PROPN
hassl-4317	74	5	)	)	PUNCT
hassl-4317	74	6	plays	play	VERB
hassl-4317	74	7	a	a	DET
hassl-4317	74	8	crucial	crucial	ADJ
hassl-4317	74	9	role	role	NOUN
hassl-4317	74	10	in	in	ADP
hassl-4317	74	11	education	education	NOUN
hassl-4317	74	12	and	and	CCONJ
hassl-4317	74	13	should	should	AUX
hassl-4317	74	14	be	be	AUX
hassl-4317	74	15	incorporated	incorporate	VERB
hassl-4317	74	16	into	into	ADP
hassl-4317	74	17	the	the	DET
hassl-4317	74	18	curriculum	curriculum	NOUN
hassl-4317	74	19	at	at	ADP
hassl-4317	74	20	all	all	DET
hassl-4317	74	21	higher	high	ADJ
hassl-4317	74	22	education	education	NOUN
hassl-4317	74	23	levels	level	NOUN
hassl-4317	74	24	(	(	PUNCT
hassl-4317	74	25	alagu	alagu	PROPN
hassl-4317	74	26	&	&	CCONJ
hassl-4317	74	27	thanuskodi	thanuskodi	PROPN
hassl-4317	74	28	,	,	PUNCT
hassl-4317	74	29	2018	2018	NUM
hassl-4317	74	30	;	;	PUNCT
hassl-4317	74	31	appiah	appiah	PROPN
hassl-4317	74	32	,	,	PUNCT
hassl-4317	74	33	2023	2023	NUM
hassl-4317	74	34	)	)	PUNCT
hassl-4317	74	35	.	.	PUNCT
hassl-4317	75	1	access	access	NOUN
hassl-4317	75	2	to	to	ADP
hassl-4317	75	3	information	information	NOUN
hassl-4317	75	4	can	can	AUX
hassl-4317	75	5	enhance	enhance	VERB
hassl-4317	75	6	financial	financial	ADJ
hassl-4317	75	7	literacy	literacy	NOUN
hassl-4317	75	8	(	(	PUNCT
hassl-4317	75	9	akhshik	akhshik	ADV
hassl-4317	75	10	,	,	PUNCT
hassl-4317	75	11	zerehsaz	zerehsaz	NOUN
hassl-4317	75	12	,	,	PUNCT
hassl-4317	75	13	&	&	CCONJ
hassl-4317	75	14	dashti	dashti	PROPN
hassl-4317	75	15	garmi	garmi	NOUN
hassl-4317	75	16	,	,	PUNCT
hassl-4317	75	17	2023	2023	NUM
hassl-4317	75	18	;	;	PUNCT
hassl-4317	75	19	sugihartati	sugihartati	NOUN
hassl-4317	75	20	,	,	PUNCT
hassl-4317	75	21	wardhana	wardhana	PROPN
hassl-4317	75	22	,	,	PUNCT
hassl-4317	75	23	&	&	CCONJ
hassl-4317	75	24	egalita	egalita	PROPN
hassl-4317	75	25	,	,	PUNCT
hassl-4317	75	26	2025	2025	NUM
hassl-4317	75	27	)	)	PUNCT
hassl-4317	75	28	and	and	CCONJ
hassl-4317	75	29	information	information	NOUN
hassl-4317	75	30	is	be	AUX
hassl-4317	75	31	also	also	ADV
hassl-4317	75	32	essential	essential	ADJ
hassl-4317	75	33	in	in	ADP
hassl-4317	75	34	policy	policy	NOUN
hassl-4317	75	35	-	-	PUNCT
hassl-4317	75	36	making	making	NOUN
hassl-4317	75	37	(	(	PUNCT
hassl-4317	75	38	asadian	asadian	ADJ
hassl-4317	75	39	,	,	PUNCT
hassl-4317	75	40	babalhavaeji	babalhavaeji	NOUN
hassl-4317	75	41	,	,	PUNCT
hassl-4317	75	42	matlabi	matlabi	NOUN
hassl-4317	75	43	,	,	PUNCT
hassl-4317	75	44	&	&	CCONJ
hassl-4317	75	45	hariri	hariri	PROPN
hassl-4317	75	46	,	,	PUNCT
hassl-4317	75	47	2023	2023	NUM
hassl-4317	75	48	)	)	PUNCT
hassl-4317	75	49	.	.	PUNCT
hassl-4317	76	1	2.4	2.4	NUM
hassl-4317	76	2	.	.	PUNCT
hassl-4317	77	1	education	education	NOUN
hassl-4317	77	2	and	and	CCONJ
hassl-4317	77	3	social	social	ADJ
hassl-4317	77	4	environment	environment	NOUN
hassl-4317	77	5	on	on	ADP
hassl-4317	77	6	sharia	sharia	PROPN
hassl-4317	77	7	financial	financial	ADJ
hassl-4317	77	8	literacy	literacy	NOUN
hassl-4317	77	9	financial	financial	ADJ
hassl-4317	77	10	literacy	literacy	NOUN
hassl-4317	77	11	is	be	AUX
hassl-4317	77	12	a	a	DET
hassl-4317	77	13	vital	vital	ADJ
hassl-4317	77	14	instrument	instrument	NOUN
hassl-4317	77	15	for	for	ADP
hassl-4317	77	16	preventing	prevent	VERB
hassl-4317	77	17	financial	financial	ADJ
hassl-4317	77	18	difficulties	difficulty	NOUN
hassl-4317	77	19	(	(	PUNCT
hassl-4317	77	20	maulina	maulina	PROPN
hassl-4317	77	21	,	,	PUNCT
hassl-4317	77	22	satria	satria	PROPN
hassl-4317	77	23	,	,	PUNCT
hassl-4317	77	24	purnomo	purnomo	PROPN
hassl-4317	77	25	,	,	PUNCT
hassl-4317	77	26	&	&	CCONJ
hassl-4317	77	27	suryanto	suryanto	NOUN
hassl-4317	77	28	,	,	PUNCT
hassl-4317	77	29	2024	2024	NUM
hassl-4317	77	30	)	)	PUNCT
hassl-4317	77	31	.	.	PUNCT
hassl-4317	78	1	various	various	ADJ
hassl-4317	78	2	factors	factor	NOUN
hassl-4317	78	3	influence	influence	PROPN
hassl-4317	78	4	students	student	NOUN
hassl-4317	78	5	'	'	PART
hassl-4317	78	6	sharia	sharia	PROPN
hassl-4317	78	7	financial	financial	ADJ
hassl-4317	78	8	literacy	literacy	NOUN
hassl-4317	78	9	,	,	PUNCT
hassl-4317	78	10	including	include	VERB
hassl-4317	78	11	gender	gender	NOUN
hassl-4317	78	12	,	,	PUNCT
hassl-4317	78	13	educational	educational	ADJ
hassl-4317	78	14	attainment	attainment	NOUN
hassl-4317	78	15	,	,	PUNCT
hassl-4317	78	16	and	and	CCONJ
hassl-4317	78	17	financial	financial	ADJ
hassl-4317	78	18	attitudes	attitude	NOUN
hassl-4317	78	19	(	(	PUNCT
hassl-4317	78	20	abdullah	abdullah	PROPN
hassl-4317	78	21	,	,	PUNCT
hassl-4317	78	22	sabar	sabar	NOUN
hassl-4317	78	23	,	,	PUNCT
hassl-4317	78	24	&	&	CCONJ
hassl-4317	78	25	abu	abu	PROPN
hassl-4317	78	26	,	,	PUNCT
hassl-4317	78	27	2017	2017	NUM
hassl-4317	78	28	)	)	PUNCT
hassl-4317	78	29	.	.	PUNCT
hassl-4317	79	1	the	the	DET
hassl-4317	79	2	findings	finding	NOUN
hassl-4317	79	3	of	of	ADP
hassl-4317	79	4	this	this	DET
hassl-4317	79	5	research	research	NOUN
hassl-4317	79	6	will	will	AUX
hassl-4317	79	7	offer	offer	VERB
hassl-4317	79	8	meaningful	meaningful	ADJ
hassl-4317	79	9	insights	insight	NOUN
hassl-4317	79	10	for	for	ADP
hassl-4317	79	11	educational	educational	ADJ
hassl-4317	79	12	institutions	institution	NOUN
hassl-4317	79	13	in	in	ADP
hassl-4317	79	14	designing	design	VERB
hassl-4317	79	15	and	and	CCONJ
hassl-4317	79	16	implementing	implement	VERB
hassl-4317	79	17	financial	financial	ADJ
hassl-4317	79	18	literacy	literacy	NOUN
hassl-4317	79	19	programs	program	NOUN
hassl-4317	79	20	.	.	PUNCT
hassl-4317	80	1	these	these	DET
hassl-4317	80	2	programs	program	NOUN
hassl-4317	80	3	should	should	AUX
hassl-4317	80	4	cover	cover	VERB
hassl-4317	80	5	essential	essential	ADJ
hassl-4317	80	6	aspects	aspect	NOUN
hassl-4317	80	7	,	,	PUNCT
hassl-4317	80	8	such	such	ADJ
hassl-4317	80	9	as	as	ADP
hassl-4317	80	10	islamic	islamic	ADJ
hassl-4317	80	11	investment	investment	NOUN
hassl-4317	80	12	,	,	PUNCT
hassl-4317	80	13	credit	credit	NOUN
hassl-4317	80	14	management	management	NOUN
hassl-4317	80	15	,	,	PUNCT
hassl-4317	80	16	financial	financial	ADJ
hassl-4317	80	17	planning	planning	NOUN
hassl-4317	80	18	,	,	PUNCT
hassl-4317	80	19	and	and	CCONJ
hassl-4317	80	20	islamic	islamic	ADJ
hassl-4317	80	21	insurance	insurance	NOUN
hassl-4317	80	22	.	.	PUNCT
hassl-4317	81	1	research	research	NOUN
hassl-4317	81	2	by	by	ADP
hassl-4317	81	3	yoshihiko	yoshihiko	PROPN
hassl-4317	81	4	kadoya	kadoya	PROPN
hassl-4317	81	5	and	and	CCONJ
hassl-4317	81	6	khan	khan	PROPN
hassl-4317	81	7	(	(	PUNCT
hassl-4317	81	8	2020	2020	NUM
hassl-4317	81	9	)	)	PUNCT
hassl-4317	81	10	concludes	conclude	VERB
hassl-4317	81	11	that	that	SCONJ
hassl-4317	81	12	male	male	ADJ
hassl-4317	81	13	participants	participant	NOUN
hassl-4317	81	14	exhibited	exhibit	VERB
hassl-4317	81	15	greater	great	ADJ
hassl-4317	81	16	degrees	degree	NOUN
hassl-4317	81	17	of	of	ADP
hassl-4317	81	18	financial	financial	ADJ
hassl-4317	81	19	literacy	literacy	NOUN
hassl-4317	81	20	than	than	ADP
hassl-4317	81	21	female	female	ADJ
hassl-4317	81	22	participants	participant	NOUN
hassl-4317	81	23	.	.	PUNCT
hassl-4317	82	1	this	this	DET
hassl-4317	82	2	finding	finding	NOUN
hassl-4317	82	3	is	be	AUX
hassl-4317	82	4	endorsed	endorse	VERB
hassl-4317	82	5	by	by	ADP
hassl-4317	82	6	earlier	early	ADJ
hassl-4317	82	7	research	research	NOUN
hassl-4317	82	8	(	(	PUNCT
hassl-4317	82	9	atkinson	atkinson	PROPN
hassl-4317	82	10	&	&	CCONJ
hassl-4317	82	11	messy	messy	PROPN
hassl-4317	82	12	,	,	PUNCT
hassl-4317	82	13	2012	2012	NUM
hassl-4317	82	14	;	;	PUNCT
hassl-4317	82	15	kadoya	kadoya	PROPN
hassl-4317	82	16	&	&	CCONJ
hassl-4317	82	17	khan	khan	PROPN
hassl-4317	82	18	,	,	PUNCT
hassl-4317	82	19	2017	2017	NUM
hassl-4317	82	20	;	;	PUNCT
hassl-4317	82	21	lusardi	lusardi	PROPN
hassl-4317	82	22	,	,	PUNCT
hassl-4317	82	23	mitchell	mitchell	PROPN
hassl-4317	82	24	,	,	PUNCT
hassl-4317	82	25	&	&	CCONJ
hassl-4317	82	26	curto	curto	PROPN
hassl-4317	82	27	,	,	PUNCT
hassl-4317	82	28	2010	2010	NUM
hassl-4317	82	29	;	;	PUNCT
hassl-4317	82	30	sekita	sekita	PROPN
hassl-4317	82	31	,	,	PUNCT
hassl-4317	82	32	2011	2011	NUM
hassl-4317	82	33	)	)	PUNCT
hassl-4317	82	34	.	.	PUNCT
hassl-4317	83	1	education	education	NOUN
hassl-4317	83	2	also	also	ADV
hassl-4317	83	3	plays	play	VERB
hassl-4317	83	4	a	a	DET
hassl-4317	83	5	crucial	crucial	ADJ
hassl-4317	83	6	role	role	NOUN
hassl-4317	83	7	in	in	ADP
hassl-4317	83	8	forming	form	VERB
hassl-4317	83	9	financial	financial	ADJ
hassl-4317	83	10	literacy	literacy	NOUN
hassl-4317	83	11	as	as	SCONJ
hassl-4317	83	12	evidenced	evidence	VERB
hassl-4317	83	13	by	by	ADP
hassl-4317	83	14	research	research	NOUN
hassl-4317	83	15	conducted	conduct	VERB
hassl-4317	83	16	by	by	ADP
hassl-4317	83	17	lusardi	lusardi	PROPN
hassl-4317	83	18	et	et	PROPN
hassl-4317	83	19	al	al	PROPN
hassl-4317	83	20	.	.	PROPN
hassl-4317	84	1	(	(	PUNCT
hassl-4317	84	2	2010	2010	NUM
hassl-4317	84	3	)	)	PUNCT
hassl-4317	84	4	and	and	CCONJ
hassl-4317	84	5	razen	razen	PROPN
hassl-4317	84	6	,	,	PUNCT
hassl-4317	84	7	huber	huber	PROPN
hassl-4317	84	8	,	,	PUNCT
hassl-4317	84	9	hueber	hueber	PROPN
hassl-4317	84	10	,	,	PUNCT
hassl-4317	84	11	kirchler	kirchler	NOUN
hassl-4317	84	12	,	,	PUNCT
hassl-4317	84	13	and	and	CCONJ
hassl-4317	84	14	stefan	stefan	PROPN
hassl-4317	84	15	(	(	PUNCT
hassl-4317	84	16	2021	2021	NUM
hassl-4317	84	17	)	)	PUNCT
hassl-4317	84	18	.	.	PUNCT
hassl-4317	85	1	population	population	NOUN
hassl-4317	85	2	characteristics	characteristic	NOUN
hassl-4317	85	3	like	like	ADP
hassl-4317	85	4	age	age	NOUN
hassl-4317	85	5	,	,	PUNCT
hassl-4317	85	6	ethnicity	ethnicity	NOUN
hassl-4317	85	7	,	,	PUNCT
hassl-4317	85	8	academic	academic	ADJ
hassl-4317	85	9	attainment	attainment	NOUN
hassl-4317	85	10	,	,	PUNCT
hassl-4317	85	11	familial	familial	ADJ
hassl-4317	85	12	background	background	NOUN
hassl-4317	85	13	,	,	PUNCT
hassl-4317	85	14	parental	parental	ADJ
hassl-4317	85	15	impact	impact	NOUN
hassl-4317	85	16	,	,	PUNCT
hassl-4317	85	17	and	and	CCONJ
hassl-4317	85	18	religious	religious	ADJ
hassl-4317	85	19	beliefs	belief	NOUN
hassl-4317	85	20	significantly	significantly	ADV
hassl-4317	85	21	impact	impact	VERB
hassl-4317	85	22	financial	financial	ADJ
hassl-4317	85	23	literacy	literacy	NOUN
hassl-4317	85	24	.	.	PUNCT
hassl-4317	86	1	lusardi	lusardi	PROPN
hassl-4317	86	2	et	et	PROPN
hassl-4317	86	3	al	al	PROPN
hassl-4317	86	4	.	.	PROPN
hassl-4317	87	1	(	(	PUNCT
hassl-4317	87	2	2010	2010	NUM
hassl-4317	87	3	)	)	PUNCT
hassl-4317	87	4	found	find	VERB
hassl-4317	87	5	variations	variation	NOUN
hassl-4317	87	6	in	in	ADP
hassl-4317	87	7	financial	financial	ADJ
hassl-4317	87	8	literacy	literacy	NOUN
hassl-4317	87	9	levels	level	NOUN
hassl-4317	87	10	based	base	VERB
hassl-4317	87	11	on	on	ADP
hassl-4317	87	12	gender	gender	NOUN
hassl-4317	87	13	,	,	PUNCT
hassl-4317	87	14	race	race	NOUN
hassl-4317	87	15	,	,	PUNCT
hassl-4317	87	16	income	income	NOUN
hassl-4317	87	17	,	,	PUNCT
hassl-4317	87	18	employment	employment	NOUN
hassl-4317	87	19	status	status	NOUN
hassl-4317	87	20	,	,	PUNCT
hassl-4317	87	21	education	education	NOUN
hassl-4317	87	22	,	,	PUNCT
hassl-4317	87	23	and	and	CCONJ
hassl-4317	87	24	socioeconomic	socioeconomic	ADJ
hassl-4317	87	25	background	background	NOUN
hassl-4317	87	26	.	.	PUNCT
hassl-4317	88	1	however	however	ADV
hassl-4317	88	2	,	,	PUNCT
hassl-4317	88	3	teacher	teacher	NOUN
hassl-4317	88	4	gender	gender	NOUN
hassl-4317	88	5	and	and	CCONJ
hassl-4317	88	6	domicile	domicile	NOUN
hassl-4317	88	7	do	do	AUX
hassl-4317	88	8	not	not	PART
hassl-4317	88	9	influence	influence	VERB
hassl-4317	88	10	financial	financial	ADJ
hassl-4317	88	11	knowledge	knowledge	NOUN
hassl-4317	88	12	,	,	PUNCT
hassl-4317	88	13	behavior	behavior	NOUN
hassl-4317	88	14	or	or	CCONJ
hassl-4317	88	15	attitudes	attitude	NOUN
hassl-4317	88	16	(	(	PUNCT
hassl-4317	88	17	wagner	wagner	PROPN
hassl-4317	88	18	&	&	CCONJ
hassl-4317	88	19	walstad	walstad	PROPN
hassl-4317	88	20	,	,	PUNCT
hassl-4317	88	21	2023	2023	NUM
hassl-4317	88	22	)	)	PUNCT
hassl-4317	88	23	.	.	PUNCT
hassl-4317	89	1	factors	factor	NOUN
hassl-4317	89	2	such	such	ADJ
hassl-4317	89	3	as	as	ADP
hassl-4317	89	4	age	age	NOUN
hassl-4317	89	5	,	,	PUNCT
hassl-4317	89	6	gender	gender	NOUN
hassl-4317	89	7	,	,	PUNCT
hassl-4317	89	8	education	education	NOUN
hassl-4317	89	9	level	level	NOUN
hassl-4317	89	10	,	,	PUNCT
hassl-4317	89	11	residence	residence	NOUN
hassl-4317	89	12	,	,	PUNCT
hassl-4317	89	13	monthly	monthly	ADJ
hassl-4317	89	14	expenses	expense	NOUN
hassl-4317	89	15	,	,	PUNCT
hassl-4317	89	16	and	and	CCONJ
hassl-4317	89	17	relationship	relationship	NOUN
hassl-4317	89	18	status	status	NOUN
hassl-4317	89	19	all	all	PRON
hassl-4317	89	20	contribute	contribute	VERB
hassl-4317	89	21	to	to	ADP
hassl-4317	89	22	differences	difference	NOUN
hassl-4317	89	23	in	in	ADP
hassl-4317	89	24	sharia	sharia	PROPN
hassl-4317	89	25	financial	financial	ADJ
hassl-4317	89	26	literacy	literacy	NOUN
hassl-4317	89	27	(	(	PUNCT
hassl-4317	89	28	setyawati	setyawati	NOUN
hassl-4317	89	29	&	&	CCONJ
hassl-4317	89	30	suroso	suroso	PROPN
hassl-4317	89	31	,	,	PUNCT
hassl-4317	89	32	2016	2016	NUM
hassl-4317	89	33	)	)	PUNCT
hassl-4317	89	34	.	.	PUNCT
hassl-4317	90	1	social	social	ADJ
hassl-4317	90	2	and	and	CCONJ
hassl-4317	90	3	demographic	demographic	ADJ
hassl-4317	90	4	factors	factor	NOUN
hassl-4317	90	5	also	also	ADV
hassl-4317	90	6	play	play	VERB
hassl-4317	90	7	a	a	DET
hassl-4317	90	8	vital	vital	ADJ
hassl-4317	90	9	role	role	NOUN
hassl-4317	90	10	in	in	ADP
hassl-4317	90	11	sharia	sharia	PROPN
hassl-4317	90	12	financial	financial	ADJ
hassl-4317	90	13	literacy	literacy	NOUN
hassl-4317	90	14	.	.	PUNCT
hassl-4317	91	1	hassan	hassan	PROPN
hassl-4317	91	2	al‐tamimi	al‐tamimi	PROPN
hassl-4317	91	3	and	and	CCONJ
hassl-4317	91	4	anood	anood	PROPN
hassl-4317	91	5	bin	bin	PROPN
hassl-4317	91	6	kalli	kalli	PROPN
hassl-4317	91	7	(	(	PUNCT
hassl-4317	91	8	2009	2009	NUM
hassl-4317	91	9	)	)	PUNCT
hassl-4317	91	10	discovered	discover	VERB
hassl-4317	91	11	that	that	SCONJ
hassl-4317	91	12	sex	sex	NOUN
hassl-4317	91	13	and	and	CCONJ
hassl-4317	91	14	level	level	NOUN
hassl-4317	91	15	of	of	ADP
hassl-4317	91	16	education	education	NOUN
hassl-4317	91	17	substantially	substantially	ADV
hassl-4317	91	18	impact	impact	VERB
hassl-4317	91	19	financial	financial	ADJ
hassl-4317	91	20	literacy	literacy	NOUN
hassl-4317	91	21	among	among	ADP
hassl-4317	91	22	investors	investor	NOUN
hassl-4317	91	23	in	in	ADP
hassl-4317	91	24	saudi	saudi	PROPN
hassl-4317	91	25	arabia	arabia	PROPN
hassl-4317	91	26	.	.	PUNCT
hassl-4317	92	1	their	their	PRON
hassl-4317	92	2	study	study	NOUN
hassl-4317	92	3	also	also	ADV
hassl-4317	92	4	highlighted	highlight	VERB
hassl-4317	92	5	a	a	DET
hassl-4317	92	6	strong	strong	ADJ
hassl-4317	92	7	relationship	relationship	NOUN
hassl-4317	92	8	between	between	ADP
hassl-4317	92	9	financial	financial	ADJ
hassl-4317	92	10	literacy	literacy	NOUN
hassl-4317	92	11	and	and	CCONJ
hassl-4317	92	12	investment	investment	NOUN
hassl-4317	92	13	choices	choice	NOUN
hassl-4317	92	14	.	.	PUNCT
hassl-4317	93	1	entrepreneurial	entrepreneurial	ADJ
hassl-4317	93	2	choice	choice	NOUN
hassl-4317	93	3	-	-	PUNCT
hassl-4317	93	4	making	making	NOUN
hassl-4317	93	5	is	be	AUX
hassl-4317	93	6	influenced	influence	VERB
hassl-4317	93	7	humanities	humanity	NOUN
hassl-4317	93	8	and	and	CCONJ
hassl-4317	93	9	social	social	ADJ
hassl-4317	93	10	sciences	science	NOUN
hassl-4317	93	11	letters	letter	NOUN
hassl-4317	93	12	,	,	PUNCT
hassl-4317	93	13	2025	2025	NUM
hassl-4317	93	14	,	,	PUNCT
hassl-4317	93	15	13(3	13(3	NUM
hassl-4317	93	16	):	):	PUNCT
hassl-4317	93	17	904	904	NUM
hassl-4317	93	18	-	-	SYM
hassl-4317	93	19	915	915	NUM
hassl-4317	93	20	907	907	NUM
hassl-4317	93	21	©	©	ADP
hassl-4317	93	22	2025	2025	NUM
hassl-4317	93	23	conscientia	conscientia	PROPN
hassl-4317	93	24	beam	beam	PROPN
hassl-4317	93	25	.	.	PUNCT
hassl-4317	94	1	all	all	DET
hassl-4317	94	2	rights	right	NOUN
hassl-4317	94	3	reserved	reserve	VERB
hassl-4317	94	4	.	.	PUNCT
hassl-4317	95	1	by	by	ADP
hassl-4317	95	2	a	a	DET
hassl-4317	95	3	person	person	NOUN
hassl-4317	95	4	’s	’s	PART
hassl-4317	95	5	knowledge	knowledge	NOUN
hassl-4317	95	6	and	and	CCONJ
hassl-4317	95	7	capability	capability	NOUN
hassl-4317	95	8	to	to	PART
hassl-4317	95	9	leverage	leverage	VERB
hassl-4317	95	10	familial	familial	ADJ
hassl-4317	95	11	and	and	CCONJ
hassl-4317	95	12	external	external	ADJ
hassl-4317	95	13	resources	resource	NOUN
hassl-4317	95	14	.	.	PUNCT
hassl-4317	96	1	entrepreneurs	entrepreneur	NOUN
hassl-4317	96	2	rely	rely	VERB
hassl-4317	96	3	on	on	ADP
hassl-4317	96	4	external	external	ADJ
hassl-4317	96	5	social	social	ADJ
hassl-4317	96	6	networks	network	NOUN
hassl-4317	96	7	to	to	PART
hassl-4317	96	8	acquire	acquire	VERB
hassl-4317	96	9	information	information	NOUN
hassl-4317	96	10	,	,	PUNCT
hassl-4317	96	11	access	access	NOUN
hassl-4317	96	12	financial	financial	ADJ
hassl-4317	96	13	and	and	CCONJ
hassl-4317	96	14	labor	labor	NOUN
hassl-4317	96	15	resources	resource	NOUN
hassl-4317	96	16	,	,	PUNCT
hassl-4317	96	17	and	and	CCONJ
hassl-4317	96	18	enhance	enhance	VERB
hassl-4317	96	19	their	their	PRON
hassl-4317	96	20	business	business	NOUN
hassl-4317	96	21	legitimacy	legitimacy	NOUN
hassl-4317	96	22	(	(	PUNCT
hassl-4317	96	23	aldrich	aldrich	PROPN
hassl-4317	96	24	&	&	CCONJ
hassl-4317	96	25	cliff	cliff	PROPN
hassl-4317	96	26	,	,	PUNCT
hassl-4317	96	27	2003	2003	NUM
hassl-4317	96	28	;	;	PUNCT
hassl-4317	96	29	granovetter	granovetter	NOUN
hassl-4317	96	30	,	,	PUNCT
hassl-4317	96	31	1985	1985	NUM
hassl-4317	96	32	;	;	PUNCT
hassl-4317	96	33	greve	greve	PROPN
hassl-4317	96	34	&	&	CCONJ
hassl-4317	96	35	salaff	salaff	PROPN
hassl-4317	96	36	,	,	PUNCT
hassl-4317	96	37	2003	2003	NUM
hassl-4317	96	38	)	)	PUNCT
hassl-4317	96	39	.	.	PUNCT
hassl-4317	97	1	2.5	2.5	NUM
hassl-4317	97	2	.	.	PUNCT
hassl-4317	98	1	gender	gender	NOUN
hassl-4317	98	2	significant	significant	ADJ
hassl-4317	98	3	differences	difference	NOUN
hassl-4317	98	4	exist	exist	VERB
hassl-4317	98	5	in	in	ADP
hassl-4317	98	6	the	the	DET
hassl-4317	98	7	capital	capital	NOUN
hassl-4317	98	8	allocation	allocation	NOUN
hassl-4317	98	9	strategies	strategy	NOUN
hassl-4317	98	10	of	of	ADP
hassl-4317	98	11	men	man	NOUN
hassl-4317	98	12	and	and	CCONJ
hassl-4317	98	13	women	woman	NOUN
hassl-4317	98	14	(	(	PUNCT
hassl-4317	98	15	stendardi	stendardi	NOUN
hassl-4317	98	16	,	,	PUNCT
hassl-4317	98	17	graham	graham	PROPN
hassl-4317	98	18	,	,	PUNCT
hassl-4317	98	19	&	&	CCONJ
hassl-4317	98	20	reilly	reilly	ADV
hassl-4317	98	21	,	,	PUNCT
hassl-4317	98	22	2006	2006	NUM
hassl-4317	98	23	)	)	PUNCT
hassl-4317	98	24	which	which	PRON
hassl-4317	98	25	has	have	VERB
hassl-4317	98	26	implications	implication	NOUN
hassl-4317	98	27	for	for	ADP
hassl-4317	98	28	financial	financial	ADJ
hassl-4317	98	29	advisors	advisor	NOUN
hassl-4317	98	30	and	and	CCONJ
hassl-4317	98	31	institutions	institution	NOUN
hassl-4317	98	32	providing	provide	VERB
hassl-4317	98	33	financial	financial	ADJ
hassl-4317	98	34	services	service	NOUN
hassl-4317	98	35	.	.	PUNCT
hassl-4317	99	1	previous	previous	ADJ
hassl-4317	99	2	research	research	NOUN
hassl-4317	99	3	demonstrates	demonstrate	VERB
hassl-4317	99	4	that	that	SCONJ
hassl-4317	99	5	women	woman	NOUN
hassl-4317	99	6	are	be	AUX
hassl-4317	99	7	typically	typically	ADV
hassl-4317	99	8	more	more	ADJ
hassl-4317	99	9	risk	risk	NOUN
hassl-4317	99	10	-	-	PUNCT
hassl-4317	99	11	averse	averse	ADJ
hassl-4317	99	12	than	than	ADP
hassl-4317	99	13	men	man	NOUN
hassl-4317	99	14	and	and	CCONJ
hassl-4317	99	15	prefer	prefer	VERB
hassl-4317	99	16	conservative	conservative	ADJ
hassl-4317	99	17	investment	investment	NOUN
hassl-4317	99	18	options	option	NOUN
hassl-4317	99	19	(	(	PUNCT
hassl-4317	99	20	embrey	embrey	PROPN
hassl-4317	99	21	&	&	CCONJ
hassl-4317	99	22	fox	fox	PROPN
hassl-4317	99	23	,	,	PUNCT
hassl-4317	99	24	1997	1997	NUM
hassl-4317	99	25	;	;	PUNCT
hassl-4317	99	26	harris	harris	PROPN
hassl-4317	99	27	&	&	CCONJ
hassl-4317	99	28	jenkins	jenkins	PROPN
hassl-4317	99	29	,	,	PUNCT
hassl-4317	99	30	2006	2006	NUM
hassl-4317	99	31	;	;	PUNCT
hassl-4317	99	32	sung	sung	PROPN
hassl-4317	99	33	&	&	CCONJ
hassl-4317	99	34	hanna	hanna	PROPN
hassl-4317	99	35	,	,	PUNCT
hassl-4317	99	36	1996	1996	NUM
hassl-4317	99	37	)	)	PUNCT
hassl-4317	99	38	.	.	PUNCT
hassl-4317	100	1	men	man	NOUN
hassl-4317	100	2	and	and	CCONJ
hassl-4317	100	3	women	woman	NOUN
hassl-4317	100	4	also	also	ADV
hassl-4317	100	5	differ	differ	VERB
hassl-4317	100	6	in	in	ADP
hassl-4317	100	7	their	their	PRON
hassl-4317	100	8	financial	financial	ADJ
hassl-4317	100	9	choice	choice	NOUN
hassl-4317	100	10	-	-	PUNCT
hassl-4317	100	11	making	make	VERB
hassl-4317	100	12	processes	process	NOUN
hassl-4317	100	13	(	(	PUNCT
hassl-4317	100	14	jaiswal	jaiswal	PROPN
hassl-4317	100	15	&	&	CCONJ
hassl-4317	100	16	kamil	kamil	PROPN
hassl-4317	100	17	,	,	PUNCT
hassl-4317	100	18	2012	2012	NUM
hassl-4317	100	19	;	;	PUNCT
hassl-4317	100	20	kusá	kusá	NOUN
hassl-4317	100	21	,	,	PUNCT
hassl-4317	100	22	danechová	danechová	PROPN
hassl-4317	100	23	,	,	PUNCT
hassl-4317	100	24	findra	findra	NOUN
hassl-4317	100	25	,	,	PUNCT
hassl-4317	100	26	&	&	CCONJ
hassl-4317	100	27	sabo	sabo	NOUN
hassl-4317	100	28	,	,	PUNCT
hassl-4317	100	29	2014	2014	NUM
hassl-4317	100	30	;	;	PUNCT
hassl-4317	100	31	ligocká	ligocká	PROPN
hassl-4317	100	32	,	,	PUNCT
hassl-4317	100	33	2020	2020	NUM
hassl-4317	100	34	;	;	PUNCT
hassl-4317	100	35	mata	mata	NOUN
hassl-4317	100	36	,	,	PUNCT
hassl-4317	100	37	2021	2021	NUM
hassl-4317	100	38	;	;	PUNCT
hassl-4317	100	39	walczak	walczak	NOUN
hassl-4317	100	40	&	&	CCONJ
hassl-4317	100	41	pieńkowska	pieńkowska	NOUN
hassl-4317	100	42	-	-	PUNCT
hassl-4317	100	43	kamieniecka	kamieniecka	NOUN
hassl-4317	100	44	,	,	PUNCT
hassl-4317	100	45	2018	2018	NUM
hassl-4317	100	46	)	)	PUNCT
hassl-4317	100	47	.	.	PUNCT
hassl-4317	101	1	based	base	VERB
hassl-4317	101	2	on	on	ADP
hassl-4317	101	3	the	the	DET
hassl-4317	101	4	literature	literature	NOUN
hassl-4317	101	5	,	,	PUNCT
hassl-4317	101	6	the	the	DET
hassl-4317	101	7	following	follow	VERB
hassl-4317	101	8	hypotheses	hypothesis	NOUN
hassl-4317	101	9	are	be	AUX
hassl-4317	101	10	proposed	propose	VERB
hassl-4317	101	11	:	:	PUNCT
hassl-4317	101	12	h1	h1	NOUN
hassl-4317	101	13	:	:	PUNCT
hassl-4317	101	14	education	education	NOUN
hassl-4317	101	15	influences	influence	VERB
hassl-4317	101	16	sharia	sharia	PROPN
hassl-4317	101	17	financial	financial	ADJ
hassl-4317	101	18	literacy	literacy	NOUN
hassl-4317	101	19	.	.	PUNCT
hassl-4317	102	1	h2	h2	NOUN
hassl-4317	102	2	:	:	PUNCT
hassl-4317	102	3	the	the	DET
hassl-4317	102	4	social	social	ADJ
hassl-4317	102	5	environment	environment	NOUN
hassl-4317	102	6	influences	influence	VERB
hassl-4317	102	7	sharia	sharia	PROPN
hassl-4317	102	8	financial	financial	ADJ
hassl-4317	102	9	literacy	literacy	NOUN
hassl-4317	102	10	.	.	PUNCT
hassl-4317	103	1	h3	h3	NOUN
hassl-4317	103	2	:	:	PUNCT
hassl-4317	103	3	sharia	sharia	PROPN
hassl-4317	103	4	financial	financial	ADJ
hassl-4317	103	5	literacy	literacy	NOUN
hassl-4317	103	6	affects	affect	VERB
hassl-4317	103	7	sharia	sharia	PROPN
hassl-4317	103	8	financing	financing	NOUN
hassl-4317	103	9	behavior	behavior	NOUN
hassl-4317	103	10	.	.	PUNCT
hassl-4317	104	1	h4	h4	NOUN
hassl-4317	104	2	:	:	PUNCT
hassl-4317	104	3	gender	gender	NOUN
hassl-4317	104	4	affects	affect	VERB
hassl-4317	104	5	sharia	sharia	PROPN
hassl-4317	104	6	financing	financing	NOUN
hassl-4317	104	7	behavior	behavior	NOUN
hassl-4317	104	8	.	.	PUNCT
hassl-4317	105	1	h5	h5	PROPN
hassl-4317	105	2	:	:	PUNCT
hassl-4317	105	3	regret	regret	VERB
hassl-4317	105	4	aversion	aversion	NOUN
hassl-4317	105	5	affects	affect	VERB
hassl-4317	105	6	sharia	sharia	PROPN
hassl-4317	105	7	financing	financing	NOUN
hassl-4317	105	8	behavior	behavior	NOUN
hassl-4317	105	9	.	.	PUNCT
hassl-4317	106	1	3	3	X
hassl-4317	106	2	.	.	X
hassl-4317	106	3	research	research	NOUN
hassl-4317	106	4	methodology	methodology	NOUN
hassl-4317	106	5	3.1	3.1	NUM
hassl-4317	106	6	.	.	PUNCT
hassl-4317	107	1	population	population	NOUN
hassl-4317	107	2	and	and	CCONJ
hassl-4317	107	3	sample	sample	VERB
hassl-4317	107	4	this	this	DET
hassl-4317	107	5	study	study	NOUN
hassl-4317	107	6	focuses	focus	VERB
hassl-4317	107	7	on	on	ADP
hassl-4317	107	8	muslim	muslim	ADJ
hassl-4317	107	9	individuals	individual	NOUN
hassl-4317	107	10	in	in	ADP
hassl-4317	107	11	jember	jember	PROPN
hassl-4317	107	12	regency	regency	PROPN
hassl-4317	107	13	who	who	PRON
hassl-4317	107	14	have	have	VERB
hassl-4317	107	15	experience	experience	NOUN
hassl-4317	107	16	using	use	VERB
hassl-4317	107	17	sharia	sharia	PROPN
hassl-4317	107	18	financing	financing	NOUN
hassl-4317	107	19	.	.	PUNCT
hassl-4317	108	1	400	400	NUM
hassl-4317	108	2	participants	participant	NOUN
hassl-4317	108	3	were	be	AUX
hassl-4317	108	4	selected	select	VERB
hassl-4317	108	5	using	use	VERB
hassl-4317	108	6	the	the	DET
hassl-4317	108	7	snowball	snowball	NOUN
hassl-4317	108	8	sampling	sampling	NOUN
hassl-4317	108	9	method	method	NOUN
hassl-4317	108	10	.	.	PUNCT
hassl-4317	109	1	this	this	DET
hassl-4317	109	2	technique	technique	NOUN
hassl-4317	109	3	was	be	AUX
hassl-4317	109	4	applied	apply	VERB
hassl-4317	109	5	because	because	SCONJ
hassl-4317	109	6	the	the	DET
hassl-4317	109	7	exact	exact	ADJ
hassl-4317	109	8	population	population	NOUN
hassl-4317	109	9	of	of	ADP
hassl-4317	109	10	sharia	sharia	PROPN
hassl-4317	109	11	financing	financing	NOUN
hassl-4317	109	12	users	user	NOUN
hassl-4317	109	13	is	be	AUX
hassl-4317	109	14	unknown	unknown	ADJ
hassl-4317	109	15	,	,	PUNCT
hassl-4317	109	16	necessitating	necessitate	VERB
hassl-4317	109	17	a	a	DET
hassl-4317	109	18	non	non	ADJ
hassl-4317	109	19	-	-	ADJ
hassl-4317	109	20	probability	probability	ADJ
hassl-4317	109	21	sampling	sampling	NOUN
hassl-4317	109	22	approach	approach	NOUN
hassl-4317	109	23	where	where	SCONJ
hassl-4317	109	24	one	one	NUM
hassl-4317	109	25	of	of	ADP
hassl-4317	109	26	the	the	DET
hassl-4317	109	27	techniques	technique	NOUN
hassl-4317	109	28	is	be	AUX
hassl-4317	109	29	snowball	snowball	ADJ
hassl-4317	109	30	sampling	sampling	NOUN
hassl-4317	109	31	.	.	PUNCT
hassl-4317	110	1	the	the	DET
hassl-4317	110	2	sampling	sample	VERB
hassl-4317	110	3	process	process	NOUN
hassl-4317	110	4	began	begin	VERB
hassl-4317	110	5	by	by	ADP
hassl-4317	110	6	identifying	identify	VERB
hassl-4317	110	7	individuals	individual	NOUN
hassl-4317	110	8	who	who	PRON
hassl-4317	110	9	had	have	AUX
hassl-4317	110	10	used	use	VERB
hassl-4317	110	11	sharia	sharia	PROPN
hassl-4317	110	12	financing	financing	NOUN
hassl-4317	110	13	and	and	CCONJ
hassl-4317	110	14	then	then	ADV
hassl-4317	110	15	obtaining	obtain	VERB
hassl-4317	110	16	recommendations	recommendation	NOUN
hassl-4317	110	17	from	from	ADP
hassl-4317	110	18	them	they	PRON
hassl-4317	110	19	regarding	regard	VERB
hassl-4317	110	20	other	other	ADJ
hassl-4317	110	21	individuals	individual	NOUN
hassl-4317	110	22	with	with	ADP
hassl-4317	110	23	similar	similar	ADJ
hassl-4317	110	24	experiences	experience	NOUN
hassl-4317	110	25	who	who	PRON
hassl-4317	110	26	were	be	AUX
hassl-4317	110	27	willing	willing	ADJ
hassl-4317	110	28	to	to	PART
hassl-4317	110	29	participate	participate	VERB
hassl-4317	110	30	as	as	ADP
hassl-4317	110	31	respondents	respondent	NOUN
hassl-4317	110	32	.	.	PUNCT
hassl-4317	111	1	data	datum	NOUN
hassl-4317	111	2	were	be	AUX
hassl-4317	111	3	collected	collect	VERB
hassl-4317	111	4	using	use	VERB
hassl-4317	111	5	questionnaires	questionnaire	NOUN
hassl-4317	111	6	distributed	distribute	VERB
hassl-4317	111	7	to	to	ADP
hassl-4317	111	8	participants	participant	NOUN
hassl-4317	111	9	.	.	PUNCT
hassl-4317	112	1	the	the	DET
hassl-4317	112	2	minimum	minimum	ADJ
hassl-4317	112	3	sample	sample	NOUN
hassl-4317	112	4	size	size	NOUN
hassl-4317	112	5	recommended	recommend	VERB
hassl-4317	112	6	for	for	ADP
hassl-4317	112	7	the	the	DET
hassl-4317	112	8	pls	pls	PROPN
hassl-4317	112	9	-	-	PUNCT
hassl-4317	112	10	sem	sem	NOUN
hassl-4317	112	11	model	model	NOUN
hassl-4317	112	12	is	be	AUX
hassl-4317	112	13	ten	ten	NUM
hassl-4317	112	14	times	time	NOUN
hassl-4317	112	15	the	the	DET
hassl-4317	112	16	number	number	NOUN
hassl-4317	112	17	of	of	ADP
hassl-4317	112	18	arrows	arrow	NOUN
hassl-4317	112	19	leading	lead	VERB
hassl-4317	112	20	to	to	ADP
hassl-4317	112	21	the	the	DET
hassl-4317	112	22	latent	latent	NOUN
hassl-4317	112	23	variable	variable	NOUN
hassl-4317	112	24	(	(	PUNCT
hassl-4317	112	25	hair	hair	NOUN
hassl-4317	112	26	,	,	PUNCT
hassl-4317	112	27	hult	hult	PROPN
hassl-4317	112	28	,	,	PUNCT
hassl-4317	112	29	ringle	ringle	PROPN
hassl-4317	112	30	,	,	PUNCT
hassl-4317	112	31	&	&	CCONJ
hassl-4317	112	32	sarstedt	sarstedt	PROPN
hassl-4317	112	33	,	,	PUNCT
hassl-4317	112	34	2017	2017	NUM
hassl-4317	112	35	)	)	PUNCT
hassl-4317	112	36	.	.	PUNCT
hassl-4317	113	1	accordingly	accordingly	ADV
hassl-4317	113	2	,	,	PUNCT
hassl-4317	113	3	this	this	DET
hassl-4317	113	4	study	study	NOUN
hassl-4317	113	5	requires	require	VERB
hassl-4317	113	6	a	a	DET
hassl-4317	113	7	minimum	minimum	NOUN
hassl-4317	113	8	of	of	ADP
hassl-4317	113	9	110	110	NUM
hassl-4317	113	10	respondents	respondent	NOUN
hassl-4317	113	11	.	.	PUNCT
hassl-4317	114	1	data	datum	NOUN
hassl-4317	114	2	were	be	AUX
hassl-4317	114	3	successfully	successfully	ADV
hassl-4317	114	4	collected	collect	VERB
hassl-4317	114	5	from	from	ADP
hassl-4317	114	6	400	400	NUM
hassl-4317	114	7	participants	participant	NOUN
hassl-4317	114	8	by	by	ADP
hassl-4317	114	9	leveraging	leverage	VERB
hassl-4317	114	10	insights	insight	NOUN
hassl-4317	114	11	from	from	ADP
hassl-4317	114	12	knowledgeable	knowledgeable	ADJ
hassl-4317	114	13	sources	source	NOUN
hassl-4317	114	14	regarding	regard	VERB
hassl-4317	114	15	individuals	individual	NOUN
hassl-4317	114	16	who	who	PRON
hassl-4317	114	17	have	have	AUX
hassl-4317	114	18	utilized	utilize	VERB
hassl-4317	114	19	sharia	sharia	PROPN
hassl-4317	114	20	financing	financing	NOUN
hassl-4317	114	21	and	and	CCONJ
hassl-4317	114	22	could	could	AUX
hassl-4317	114	23	serve	serve	VERB
hassl-4317	114	24	as	as	ADP
hassl-4317	114	25	respondents	respondent	NOUN
hassl-4317	114	26	.	.	PUNCT
hassl-4317	115	1	3.2	3.2	NUM
hassl-4317	115	2	.	.	PUNCT
hassl-4317	115	3	conceptual	conceptual	ADJ
hassl-4317	115	4	framework	framework	NOUN
hassl-4317	115	5	of	of	ADP
hassl-4317	115	6	the	the	DET
hassl-4317	115	7	research	research	NOUN
hassl-4317	115	8	figure	figure	NOUN
hassl-4317	115	9	1	1	NUM
hassl-4317	115	10	illustrates	illustrate	VERB
hassl-4317	115	11	that	that	SCONJ
hassl-4317	115	12	sharia	sharia	PROPN
hassl-4317	115	13	financial	financial	ADJ
hassl-4317	115	14	literacy	literacy	NOUN
hassl-4317	115	15	,	,	PUNCT
hassl-4317	115	16	gender	gender	NOUN
hassl-4317	115	17	,	,	PUNCT
hassl-4317	115	18	and	and	CCONJ
hassl-4317	115	19	regret	regret	NOUN
hassl-4317	115	20	aversion	aversion	NOUN
hassl-4317	115	21	are	be	AUX
hassl-4317	115	22	variables	variable	NOUN
hassl-4317	115	23	that	that	PRON
hassl-4317	115	24	influence	influence	NOUN
hassl-4317	115	25	sharia	sharia	PROPN
hassl-4317	115	26	financing	financing	NOUN
hassl-4317	115	27	behavior	behavior	NOUN
hassl-4317	115	28	.	.	PUNCT
hassl-4317	116	1	the	the	DET
hassl-4317	116	2	variables	variable	NOUN
hassl-4317	116	3	affecting	affect	VERB
hassl-4317	116	4	sharia	sharia	PROPN
hassl-4317	116	5	financial	financial	ADJ
hassl-4317	116	6	literacy	literacy	NOUN
hassl-4317	116	7	include	include	VERB
hassl-4317	116	8	education	education	NOUN
hassl-4317	116	9	and	and	CCONJ
hassl-4317	116	10	social	social	ADJ
hassl-4317	116	11	environment	environment	NOUN
hassl-4317	116	12	.	.	PUNCT
hassl-4317	117	1	figure	figure	NOUN
hassl-4317	117	2	1	1	NUM
hassl-4317	117	3	.	.	PUNCT
hassl-4317	117	4	research	research	NOUN
hassl-4317	117	5	model	model	NOUN
hassl-4317	117	6	humanities	humanity	NOUN
hassl-4317	117	7	and	and	CCONJ
hassl-4317	117	8	social	social	ADJ
hassl-4317	117	9	sciences	science	NOUN
hassl-4317	117	10	letters	letter	NOUN
hassl-4317	117	11	,	,	PUNCT
hassl-4317	117	12	2025	2025	NUM
hassl-4317	117	13	,	,	PUNCT
hassl-4317	117	14	13(3	13(3	NUM
hassl-4317	117	15	):	):	PUNCT
hassl-4317	117	16	904	904	NUM
hassl-4317	117	17	-	-	SYM
hassl-4317	117	18	915	915	NUM
hassl-4317	117	19	908	908	NUM
hassl-4317	117	20	©	©	PROPN
hassl-4317	117	21	2025	2025	NUM
hassl-4317	117	22	conscientia	conscientia	PROPN
hassl-4317	117	23	beam	beam	PROPN
hassl-4317	117	24	.	.	PUNCT
hassl-4317	118	1	all	all	DET
hassl-4317	118	2	rights	right	NOUN
hassl-4317	118	3	reserved	reserve	VERB
hassl-4317	118	4	.	.	PUNCT
hassl-4317	119	1	3.3	3.3	NUM
hassl-4317	119	2	.	.	PUNCT
hassl-4317	120	1	definition	definition	NOUN
hassl-4317	120	2	of	of	ADP
hassl-4317	120	3	research	research	NOUN
hassl-4317	120	4	variables	variable	VERB
hassl-4317	120	5	sharia	sharia	PROPN
hassl-4317	120	6	financing	financing	NOUN
hassl-4317	120	7	behavior	behavior	NOUN
hassl-4317	120	8	refers	refer	VERB
hassl-4317	120	9	to	to	ADP
hassl-4317	120	10	actions	action	NOUN
hassl-4317	120	11	in	in	ADP
hassl-4317	120	12	selecting	select	VERB
hassl-4317	120	13	financing	financing	NOUN
hassl-4317	120	14	that	that	PRON
hassl-4317	120	15	align	align	VERB
hassl-4317	120	16	with	with	ADP
hassl-4317	120	17	sharia	sharia	PROPN
hassl-4317	120	18	principles	principle	NOUN
hassl-4317	120	19	.	.	PUNCT
hassl-4317	121	1	sharia	sharia	PROPN
hassl-4317	121	2	financial	financial	ADJ
hassl-4317	121	3	literacy	literacy	NOUN
hassl-4317	121	4	pertains	pertain	VERB
hassl-4317	121	5	to	to	ADP
hassl-4317	121	6	an	an	DET
hassl-4317	121	7	individual	individual	NOUN
hassl-4317	121	8	's	's	PART
hassl-4317	121	9	knowledge	knowledge	NOUN
hassl-4317	121	10	of	of	ADP
hassl-4317	121	11	sharia	sharia	PROPN
hassl-4317	121	12	financing	financing	NOUN
hassl-4317	121	13	.	.	PUNCT
hassl-4317	122	1	this	this	DET
hassl-4317	122	2	concept	concept	NOUN
hassl-4317	122	3	is	be	AUX
hassl-4317	122	4	measured	measure	VERB
hassl-4317	122	5	by	by	ADP
hassl-4317	122	6	assessing	assess	VERB
hassl-4317	122	7	participants	participant	NOUN
hassl-4317	122	8	’	'	PUNCT
hassl-4317	122	9	understanding	understanding	NOUN
hassl-4317	122	10	of	of	ADP
hassl-4317	122	11	sharia	sharia	PROPN
hassl-4317	122	12	financing	financing	NOUN
hassl-4317	122	13	.	.	PUNCT
hassl-4317	123	1	the	the	DET
hassl-4317	123	2	social	social	ADJ
hassl-4317	123	3	environment	environment	NOUN
hassl-4317	123	4	is	be	AUX
hassl-4317	123	5	defined	define	VERB
hassl-4317	123	6	as	as	ADP
hassl-4317	123	7	the	the	DET
hassl-4317	123	8	surroundings	surrounding	NOUN
hassl-4317	123	9	in	in	ADP
hassl-4317	123	10	which	which	PRON
hassl-4317	123	11	an	an	DET
hassl-4317	123	12	individual	individual	NOUN
hassl-4317	123	13	is	be	AUX
hassl-4317	123	14	situated	situate	VERB
hassl-4317	123	15	,	,	PUNCT
hassl-4317	123	16	including	include	VERB
hassl-4317	123	17	the	the	DET
hassl-4317	123	18	family	family	NOUN
hassl-4317	123	19	environment	environment	NOUN
hassl-4317	123	20	,	,	PUNCT
hassl-4317	123	21	social	social	ADJ
hassl-4317	123	22	circles	circle	NOUN
hassl-4317	123	23	,	,	PUNCT
hassl-4317	123	24	and	and	CCONJ
hassl-4317	123	25	the	the	DET
hassl-4317	123	26	broader	broad	ADJ
hassl-4317	123	27	community	community	NOUN
hassl-4317	123	28	engaged	engage	VERB
hassl-4317	123	29	in	in	ADP
hassl-4317	123	30	sharia	sharia	PROPN
hassl-4317	123	31	finance	finance	NOUN
hassl-4317	123	32	.	.	PUNCT
hassl-4317	124	1	education	education	NOUN
hassl-4317	124	2	refers	refer	VERB
hassl-4317	124	3	to	to	ADP
hassl-4317	124	4	an	an	DET
hassl-4317	124	5	individual	individual	NOUN
hassl-4317	124	6	’s	’s	PART
hassl-4317	124	7	level	level	NOUN
hassl-4317	124	8	of	of	ADP
hassl-4317	124	9	academic	academic	ADJ
hassl-4317	124	10	attainment	attainment	NOUN
hassl-4317	124	11	,	,	PUNCT
hassl-4317	124	12	ranging	range	VERB
hassl-4317	124	13	from	from	ADP
hassl-4317	124	14	basic	basic	ADJ
hassl-4317	124	15	education	education	NOUN
hassl-4317	124	16	(	(	PUNCT
hassl-4317	124	17	primary	primary	ADJ
hassl-4317	124	18	and	and	CCONJ
hassl-4317	124	19	junior	junior	ADJ
hassl-4317	124	20	high	high	ADJ
hassl-4317	124	21	school	school	NOUN
hassl-4317	124	22	)	)	PUNCT
hassl-4317	124	23	to	to	ADP
hassl-4317	124	24	upper	upper	ADJ
hassl-4317	124	25	secondary	secondary	ADJ
hassl-4317	124	26	education	education	NOUN
hassl-4317	124	27	(	(	PUNCT
hassl-4317	124	28	senior	senior	ADJ
hassl-4317	124	29	high	high	ADJ
hassl-4317	124	30	school	school	NOUN
hassl-4317	124	31	)	)	PUNCT
hassl-4317	124	32	and	and	CCONJ
hassl-4317	124	33	higher	high	ADJ
hassl-4317	124	34	education	education	NOUN
hassl-4317	124	35	(	(	PUNCT
hassl-4317	124	36	university	university	NOUN
hassl-4317	124	37	)	)	PUNCT
hassl-4317	124	38	.	.	PUNCT
hassl-4317	125	1	in	in	ADP
hassl-4317	125	2	this	this	DET
hassl-4317	125	3	study	study	NOUN
hassl-4317	125	4	,	,	PUNCT
hassl-4317	125	5	gender	gender	NOUN
hassl-4317	125	6	is	be	AUX
hassl-4317	125	7	synonymous	synonymous	ADJ
hassl-4317	125	8	with	with	ADP
hassl-4317	125	9	"	"	PUNCT
hassl-4317	125	10	sex	sex	NOUN
hassl-4317	125	11	"	"	PUNCT
hassl-4317	125	12	and	and	CCONJ
hassl-4317	125	13	is	be	AUX
hassl-4317	125	14	categorized	categorize	VERB
hassl-4317	125	15	as	as	ADP
hassl-4317	125	16	either	either	CCONJ
hassl-4317	125	17	male	male	ADJ
hassl-4317	125	18	or	or	CCONJ
hassl-4317	125	19	female	female	NOUN
hassl-4317	125	20	.	.	PUNCT
hassl-4317	126	1	regret	regret	NOUN
hassl-4317	126	2	aversion	aversion	NOUN
hassl-4317	126	3	is	be	AUX
hassl-4317	126	4	a	a	DET
hassl-4317	126	5	cognitive	cognitive	ADJ
hassl-4317	126	6	bias	bias	NOUN
hassl-4317	126	7	that	that	PRON
hassl-4317	126	8	influences	influence	VERB
hassl-4317	126	9	choice	choice	NOUN
hassl-4317	126	10	-	-	PUNCT
hassl-4317	126	11	making	making	NOUN
hassl-4317	126	12	according	accord	VERB
hassl-4317	126	13	to	to	ADP
hassl-4317	126	14	the	the	DET
hassl-4317	126	15	certainty	certainty	NOUN
hassl-4317	126	16	of	of	ADP
hassl-4317	126	17	gains	gain	NOUN
hassl-4317	126	18	and	and	CCONJ
hassl-4317	126	19	losses	loss	NOUN
hassl-4317	126	20	.	.	PUNCT
hassl-4317	127	1	3.4	3.4	NUM
hassl-4317	127	2	.	.	PUNCT
hassl-4317	127	3	measurements	measurement	VERB
hassl-4317	127	4	the	the	DET
hassl-4317	127	5	measurement	measurement	NOUN
hassl-4317	127	6	of	of	ADP
hassl-4317	127	7	sharia	sharia	PROPN
hassl-4317	127	8	financial	financial	ADJ
hassl-4317	127	9	literacy	literacy	NOUN
hassl-4317	127	10	variables	variable	NOUN
hassl-4317	127	11	is	be	AUX
hassl-4317	127	12	conducted	conduct	VERB
hassl-4317	127	13	using	use	VERB
hassl-4317	127	14	several	several	ADJ
hassl-4317	127	15	indicators	indicator	NOUN
hassl-4317	127	16	with	with	ADP
hassl-4317	127	17	true	true	ADJ
hassl-4317	127	18	or	or	CCONJ
hassl-4317	127	19	false	false	ADJ
hassl-4317	127	20	responses	response	NOUN
hassl-4317	127	21	for	for	ADP
hassl-4317	127	22	each	each	DET
hassl-4317	127	23	statement	statement	NOUN
hassl-4317	127	24	based	base	VERB
hassl-4317	127	25	on	on	ADP
hassl-4317	127	26	the	the	DET
hassl-4317	127	27	findings	finding	NOUN
hassl-4317	127	28	of	of	ADP
hassl-4317	127	29	antara	antara	PROPN
hassl-4317	127	30	et	et	PROPN
hassl-4317	127	31	al	al	PROPN
hassl-4317	127	32	.	.	PUNCT
hassl-4317	128	1	(	(	PUNCT
hassl-4317	128	2	2016	2016	NUM
hassl-4317	128	3	)	)	PUNCT
hassl-4317	128	4	.	.	PUNCT
hassl-4317	129	1	three	three	NUM
hassl-4317	129	2	indicators	indicator	NOUN
hassl-4317	129	3	of	of	ADP
hassl-4317	129	4	social	social	ADJ
hassl-4317	129	5	environment	environment	NOUN
hassl-4317	129	6	variables	variable	NOUN
hassl-4317	129	7	are	be	AUX
hassl-4317	129	8	derived	derive	VERB
hassl-4317	129	9	from	from	ADP
hassl-4317	129	10	(	(	PUNCT
hassl-4317	129	11	ajzen	ajzen	PROPN
hassl-4317	129	12	&	&	CCONJ
hassl-4317	129	13	fishbein	fishbein	PROPN
hassl-4317	129	14	,	,	PUNCT
hassl-4317	129	15	2010	2010	NUM
hassl-4317	129	16	;	;	PUNCT
hassl-4317	129	17	balushi	balushi	PROPN
hassl-4317	129	18	,	,	PUNCT
hassl-4317	129	19	locke	locke	PROPN
hassl-4317	129	20	,	,	PUNCT
hassl-4317	129	21	&	&	CCONJ
hassl-4317	129	22	boulanouar	boulanouar	NOUN
hassl-4317	129	23	,	,	PUNCT
hassl-4317	129	24	2018	2018	NUM
hassl-4317	129	25	)	)	PUNCT
hassl-4317	129	26	.	.	PUNCT
hassl-4317	130	1	the	the	DET
hassl-4317	130	2	sharia	sharia	PROPN
hassl-4317	130	3	financing	financing	NOUN
hassl-4317	130	4	behavior	behavior	NOUN
hassl-4317	130	5	variable	variable	NOUN
hassl-4317	130	6	is	be	AUX
hassl-4317	130	7	measured	measure	VERB
hassl-4317	130	8	by	by	ADP
hassl-4317	130	9	assessing	assess	VERB
hassl-4317	130	10	the	the	DET
hassl-4317	130	11	frequency	frequency	NOUN
hassl-4317	130	12	with	with	ADP
hassl-4317	130	13	which	which	PRON
hassl-4317	130	14	the	the	DET
hassl-4317	130	15	subject	subject	NOUN
hassl-4317	130	16	has	have	AUX
hassl-4317	130	17	used	use	VERB
hassl-4317	130	18	sharia	sharia	PROPN
hassl-4317	130	19	financing	financing	NOUN
hassl-4317	130	20	(	(	PUNCT
hassl-4317	130	21	ajzen	ajzen	PROPN
hassl-4317	130	22	&	&	CCONJ
hassl-4317	130	23	fishbein	fishbein	PROPN
hassl-4317	130	24	,	,	PUNCT
hassl-4317	130	25	2010	2010	NUM
hassl-4317	130	26	)	)	PUNCT
hassl-4317	130	27	.	.	PUNCT
hassl-4317	131	1	on	on	ADP
hassl-4317	131	2	the	the	DET
hassl-4317	131	3	other	other	ADJ
hassl-4317	131	4	hand	hand	NOUN
hassl-4317	131	5	,	,	PUNCT
hassl-4317	131	6	the	the	DET
hassl-4317	131	7	regret	regret	NOUN
hassl-4317	131	8	aversion	aversion	NOUN
hassl-4317	131	9	variable	variable	NOUN
hassl-4317	131	10	is	be	AUX
hassl-4317	131	11	evaluated	evaluate	VERB
hassl-4317	131	12	using	use	VERB
hassl-4317	131	13	two	two	NUM
hassl-4317	131	14	statement	statement	NOUN
hassl-4317	131	15	items	item	NOUN
hassl-4317	131	16	with	with	ADP
hassl-4317	131	17	responses	response	NOUN
hassl-4317	131	18	scored	score	VERB
hassl-4317	131	19	as	as	SCONJ
hassl-4317	131	20	follows	follow	VERB
hassl-4317	131	21	:	:	PUNCT
hassl-4317	131	22	yes	yes	INTJ
hassl-4317	131	23	(	(	PUNCT
hassl-4317	131	24	3	3	NUM
hassl-4317	131	25	)	)	PUNCT
hassl-4317	131	26	,	,	PUNCT
hassl-4317	131	27	sometimes	sometimes	ADV
hassl-4317	131	28	(	(	PUNCT
hassl-4317	131	29	2	2	NUM
hassl-4317	131	30	)	)	PUNCT
hassl-4317	131	31	,	,	PUNCT
hassl-4317	131	32	and	and	CCONJ
hassl-4317	131	33	no	no	DET
hassl-4317	131	34	(	(	PUNCT
hassl-4317	131	35	1	1	NUM
hassl-4317	131	36	)	)	PUNCT
hassl-4317	131	37	adapted	adapt	VERB
hassl-4317	131	38	from	from	ADP
hassl-4317	131	39	(	(	PUNCT
hassl-4317	131	40	kisaka	kisaka	PROPN
hassl-4317	131	41	,	,	PUNCT
hassl-4317	131	42	2015	2015	NUM
hassl-4317	131	43	)	)	PUNCT
hassl-4317	131	44	.	.	PUNCT
hassl-4317	132	1	the	the	DET
hassl-4317	132	2	education	education	NOUN
hassl-4317	132	3	variable	variable	NOUN
hassl-4317	132	4	is	be	AUX
hassl-4317	132	5	categorized	categorize	VERB
hassl-4317	132	6	into	into	ADP
hassl-4317	132	7	the	the	DET
hassl-4317	132	8	following	follow	VERB
hassl-4317	132	9	three	three	NUM
hassl-4317	132	10	groups	group	NOUN
hassl-4317	132	11	:	:	PUNCT
hassl-4317	132	12	the	the	DET
hassl-4317	132	13	first	first	ADJ
hassl-4317	132	14	group	group	NOUN
hassl-4317	132	15	comprises	comprise	VERB
hassl-4317	132	16	basic	basic	ADJ
hassl-4317	132	17	education	education	NOUN
hassl-4317	132	18	,	,	PUNCT
hassl-4317	132	19	including	include	VERB
hassl-4317	132	20	primary	primary	ADJ
hassl-4317	132	21	and	and	CCONJ
hassl-4317	132	22	junior	junior	ADJ
hassl-4317	132	23	high	high	ADJ
hassl-4317	132	24	school	school	NOUN
hassl-4317	132	25	.	.	PUNCT
hassl-4317	133	1	the	the	DET
hassl-4317	133	2	second	second	ADJ
hassl-4317	133	3	group	group	NOUN
hassl-4317	133	4	consists	consist	VERB
hassl-4317	133	5	of	of	ADP
hassl-4317	133	6	upper	upper	ADJ
hassl-4317	133	7	secondary	secondary	ADJ
hassl-4317	133	8	education	education	NOUN
hassl-4317	133	9	,	,	PUNCT
hassl-4317	133	10	including	include	VERB
hassl-4317	133	11	senior	senior	ADJ
hassl-4317	133	12	high	high	ADJ
hassl-4317	133	13	school	school	NOUN
hassl-4317	133	14	.	.	PUNCT
hassl-4317	134	1	the	the	DET
hassl-4317	134	2	third	third	ADJ
hassl-4317	134	3	group	group	NOUN
hassl-4317	134	4	represents	represent	VERB
hassl-4317	134	5	higher	high	ADJ
hassl-4317	134	6	education	education	NOUN
hassl-4317	134	7	,	,	PUNCT
hassl-4317	134	8	referring	refer	VERB
hassl-4317	134	9	to	to	ADP
hassl-4317	134	10	university	university	NOUN
hassl-4317	134	11	education	education	NOUN
hassl-4317	134	12	.	.	PUNCT
hassl-4317	135	1	the	the	DET
hassl-4317	135	2	primary	primary	ADJ
hassl-4317	135	3	education	education	NOUN
hassl-4317	135	4	group	group	NOUN
hassl-4317	135	5	is	be	AUX
hassl-4317	135	6	coded	code	VERB
hassl-4317	135	7	as	as	ADP
hassl-4317	135	8	1	1	NUM
hassl-4317	135	9	,	,	PUNCT
hassl-4317	135	10	the	the	DET
hassl-4317	135	11	senior	senior	ADJ
hassl-4317	135	12	high	high	ADJ
hassl-4317	135	13	school	school	NOUN
hassl-4317	135	14	group	group	NOUN
hassl-4317	135	15	as	as	ADP
hassl-4317	135	16	2	2	NUM
hassl-4317	135	17	,	,	PUNCT
hassl-4317	135	18	and	and	CCONJ
hassl-4317	135	19	the	the	DET
hassl-4317	135	20	higher	high	ADJ
hassl-4317	135	21	education	education	NOUN
hassl-4317	135	22	(	(	PUNCT
hassl-4317	135	23	university	university	NOUN
hassl-4317	135	24	)	)	PUNCT
hassl-4317	135	25	group	group	NOUN
hassl-4317	135	26	as	as	ADP
hassl-4317	135	27	3	3	NUM
hassl-4317	135	28	.	.	PUNCT
hassl-4317	136	1	the	the	DET
hassl-4317	136	2	gender	gender	NOUN
hassl-4317	136	3	variable	variable	NOUN
hassl-4317	136	4	is	be	AUX
hassl-4317	136	5	coded	code	VERB
hassl-4317	136	6	as	as	ADP
hassl-4317	136	7	1	1	NUM
hassl-4317	136	8	for	for	ADP
hassl-4317	136	9	women	woman	NOUN
hassl-4317	136	10	and	and	CCONJ
hassl-4317	136	11	2	2	NUM
hassl-4317	136	12	for	for	ADP
hassl-4317	136	13	men	man	NOUN
hassl-4317	136	14	.	.	PUNCT
hassl-4317	137	1	the	the	DET
hassl-4317	137	2	analysis	analysis	NOUN
hassl-4317	137	3	tool	tool	NOUN
hassl-4317	137	4	employed	employ	VERB
hassl-4317	137	5	in	in	ADP
hassl-4317	137	6	this	this	DET
hassl-4317	137	7	investigation	investigation	NOUN
hassl-4317	137	8	is	be	AUX
hassl-4317	137	9	pls	pls	INTJ
hassl-4317	137	10	-	-	PUNCT
hassl-4317	137	11	sem	sem	NOUN
hassl-4317	137	12	to	to	PART
hassl-4317	137	13	evaluate	evaluate	VERB
hassl-4317	137	14	the	the	DET
hassl-4317	137	15	cause	cause	VERB
hassl-4317	137	16	-	-	PUNCT
hassl-4317	137	17	and	and	CCONJ
hassl-4317	137	18	-	-	PUNCT
hassl-4317	137	19	effect	effect	NOUN
hassl-4317	137	20	relationships	relationship	NOUN
hassl-4317	137	21	between	between	ADP
hassl-4317	137	22	latent	latent	NOUN
hassl-4317	137	23	variables	variable	NOUN
hassl-4317	137	24	within	within	ADP
hassl-4317	137	25	the	the	DET
hassl-4317	137	26	study	study	NOUN
hassl-4317	137	27	framework	framework	NOUN
hassl-4317	137	28	.	.	PUNCT
hassl-4317	138	1	additionally	additionally	ADV
hassl-4317	138	2	,	,	PUNCT
hassl-4317	138	3	it	it	PRON
hassl-4317	138	4	can	can	AUX
hassl-4317	138	5	be	be	AUX
hassl-4317	138	6	utilized	utilize	VERB
hassl-4317	138	7	to	to	PART
hassl-4317	138	8	examine	examine	VERB
hassl-4317	138	9	models	model	NOUN
hassl-4317	138	10	with	with	ADP
hassl-4317	138	11	multiple	multiple	ADJ
hassl-4317	138	12	independent	independent	ADJ
hassl-4317	138	13	and	and	CCONJ
hassl-4317	138	14	dependent	dependent	ADJ
hassl-4317	138	15	variables	variable	NOUN
hassl-4317	138	16	simultaneously	simultaneously	ADV
hassl-4317	138	17	(	(	PUNCT
hassl-4317	138	18	hair	hair	NOUN
hassl-4317	138	19	et	et	PROPN
hassl-4317	138	20	al	al	PROPN
hassl-4317	138	21	.	.	PROPN
hassl-4317	138	22	,	,	PUNCT
hassl-4317	138	23	2017	2017	NUM
hassl-4317	138	24	)	)	PUNCT
hassl-4317	138	25	.	.	PUNCT
hassl-4317	139	1	3.5	3.5	NUM
hassl-4317	139	2	.	.	PUNCT
hassl-4317	139	3	structural	structural	ADJ
hassl-4317	139	4	model	model	NOUN
hassl-4317	139	5	assessment	assessment	NOUN
hassl-4317	139	6	the	the	DET
hassl-4317	139	7	evaluation	evaluation	NOUN
hassl-4317	139	8	of	of	ADP
hassl-4317	139	9	the	the	DET
hassl-4317	139	10	structural	structural	ADJ
hassl-4317	139	11	model	model	NOUN
hassl-4317	139	12	,	,	PUNCT
hassl-4317	139	13	particularly	particularly	ADV
hassl-4317	139	14	the	the	DET
hassl-4317	139	15	outer	outer	ADJ
hassl-4317	139	16	model	model	NOUN
hassl-4317	139	17	is	be	AUX
hassl-4317	139	18	conducted	conduct	VERB
hassl-4317	139	19	by	by	ADP
hassl-4317	139	20	assessing	assess	VERB
hassl-4317	139	21	the	the	DET
hassl-4317	139	22	validity	validity	NOUN
hassl-4317	139	23	and	and	CCONJ
hassl-4317	139	24	reliability	reliability	NOUN
hassl-4317	139	25	of	of	ADP
hassl-4317	139	26	the	the	DET
hassl-4317	139	27	construct	construct	NOUN
hassl-4317	139	28	(	(	PUNCT
hassl-4317	139	29	variable	variable	ADJ
hassl-4317	139	30	)	)	PUNCT
hassl-4317	139	31	items	item	NOUN
hassl-4317	139	32	.	.	PUNCT
hassl-4317	140	1	the	the	DET
hassl-4317	140	2	outer	outer	ADJ
hassl-4317	140	3	loadings	loading	NOUN
hassl-4317	140	4	value	value	NOUN
hassl-4317	140	5	must	must	AUX
hassl-4317	140	6	be	be	AUX
hassl-4317	140	7	≥	≥	NOUN
hassl-4317	140	8	0.70	0.70	NUM
hassl-4317	140	9	.	.	PUNCT
hassl-4317	141	1	if	if	SCONJ
hassl-4317	141	2	the	the	DET
hassl-4317	141	3	outer	outer	ADJ
hassl-4317	141	4	loadings	loading	NOUN
hassl-4317	141	5	value	value	NOUN
hassl-4317	141	6	falls	fall	VERB
hassl-4317	141	7	between	between	ADP
hassl-4317	141	8	0.40	0.40	NUM
hassl-4317	141	9	and	and	CCONJ
hassl-4317	141	10	0.70	0.70	NUM
hassl-4317	141	11	,	,	PUNCT
hassl-4317	141	12	further	further	ADJ
hassl-4317	141	13	analysis	analysis	NOUN
hassl-4317	141	14	is	be	AUX
hassl-4317	141	15	required	require	VERB
hassl-4317	141	16	.	.	PUNCT
hassl-4317	142	1	indicators	indicator	NOUN
hassl-4317	142	2	with	with	ADP
hassl-4317	142	3	outer	outer	ADJ
hassl-4317	142	4	loadings	loading	NOUN
hassl-4317	142	5	<	<	X
hassl-4317	142	6	0.40	0.40	NUM
hassl-4317	142	7	are	be	AUX
hassl-4317	142	8	removed	remove	VERB
hassl-4317	142	9	(	(	PUNCT
hassl-4317	142	10	hair	hair	NOUN
hassl-4317	142	11	et	et	PROPN
hassl-4317	142	12	al	al	PROPN
hassl-4317	142	13	.	.	PROPN
hassl-4317	142	14	,	,	PUNCT
hassl-4317	142	15	2017	2017	NUM
hassl-4317	142	16	)	)	PUNCT
hassl-4317	142	17	.	.	PUNCT
hassl-4317	143	1	this	this	DET
hassl-4317	143	2	research	research	NOUN
hassl-4317	143	3	model	model	NOUN
hassl-4317	143	4	is	be	AUX
hassl-4317	143	5	reflective	reflective	ADJ
hassl-4317	143	6	.	.	PUNCT
hassl-4317	144	1	in	in	ADP
hassl-4317	144	2	a	a	DET
hassl-4317	144	3	reflective	reflective	ADJ
hassl-4317	144	4	measurement	measurement	NOUN
hassl-4317	144	5	model	model	NOUN
hassl-4317	144	6	,	,	PUNCT
hassl-4317	144	7	a	a	DET
hassl-4317	144	8	high	high	ADJ
hassl-4317	144	9	outer	outer	ADJ
hassl-4317	144	10	loading	loading	NOUN
hassl-4317	144	11	indicates	indicate	VERB
hassl-4317	144	12	that	that	SCONJ
hassl-4317	144	13	the	the	DET
hassl-4317	144	14	indicator	indicator	NOUN
hassl-4317	144	15	is	be	AUX
hassl-4317	144	16	strongly	strongly	ADV
hassl-4317	144	17	associated	associate	VERB
hassl-4317	144	18	with	with	ADP
hassl-4317	144	19	the	the	DET
hassl-4317	144	20	related	relate	VERB
hassl-4317	144	21	construct	construct	NOUN
hassl-4317	144	22	.	.	PUNCT
hassl-4317	145	1	composite	composite	ADJ
hassl-4317	145	2	reliability	reliability	NOUN
hassl-4317	145	3	(	(	PUNCT
hassl-4317	145	4	cr	cr	NOUN
hassl-4317	145	5	)	)	PUNCT
hassl-4317	145	6	assesses	assess	VERB
hassl-4317	145	7	how	how	SCONJ
hassl-4317	145	8	well	well	ADV
hassl-4317	145	9	the	the	DET
hassl-4317	145	10	indicators	indicator	NOUN
hassl-4317	145	11	measure	measure	VERB
hassl-4317	145	12	their	their	PRON
hassl-4317	145	13	respective	respective	ADJ
hassl-4317	145	14	latent	latent	NOUN
hassl-4317	145	15	constructs	construct	NOUN
hassl-4317	145	16	.	.	PUNCT
hassl-4317	146	1	meanwhile	meanwhile	ADV
hassl-4317	146	2	,	,	PUNCT
hassl-4317	146	3	the	the	DET
hassl-4317	146	4	validity	validity	NOUN
hassl-4317	146	5	of	of	ADP
hassl-4317	146	6	the	the	DET
hassl-4317	146	7	research	research	NOUN
hassl-4317	146	8	indicators	indicator	NOUN
hassl-4317	146	9	is	be	AUX
hassl-4317	146	10	evaluated	evaluate	VERB
hassl-4317	146	11	by	by	ADP
hassl-4317	146	12	examining	examine	VERB
hassl-4317	146	13	the	the	DET
hassl-4317	146	14	average	average	ADJ
hassl-4317	146	15	variance	variance	NOUN
hassl-4317	146	16	extracted	extract	VERB
hassl-4317	146	17	(	(	PUNCT
hassl-4317	146	18	ave	ave	NOUN
hassl-4317	146	19	)	)	PUNCT
hassl-4317	146	20	value	value	NOUN
hassl-4317	146	21	.	.	PUNCT
hassl-4317	147	1	the	the	DET
hassl-4317	147	2	internal	internal	ADJ
hassl-4317	147	3	model	model	NOUN
hassl-4317	147	4	is	be	AUX
hassl-4317	147	5	assessed	assess	VERB
hassl-4317	147	6	by	by	ADP
hassl-4317	147	7	analyzing	analyze	VERB
hassl-4317	147	8	the	the	DET
hassl-4317	147	9	pvalue	pvalue	NOUN
hassl-4317	147	10	.	.	PUNCT
hassl-4317	148	1	4	4	X
hassl-4317	148	2	.	.	X
hassl-4317	148	3	discussion	discussion	NOUN
hassl-4317	148	4	of	of	ADP
hassl-4317	148	5	the	the	DET
hassl-4317	148	6	results	result	NOUN
hassl-4317	148	7	4.1	4.1	NUM
hassl-4317	148	8	.	.	PUNCT
hassl-4317	148	9	results	result	VERB
hassl-4317	148	10	4.1.1	4.1.1	NUM
hassl-4317	148	11	.	.	PUNCT
hassl-4317	149	1	structural	structural	ADJ
hassl-4317	149	2	model	model	NOUN
hassl-4317	149	3	assessment	assessment	NOUN
hassl-4317	149	4	table	table	NOUN
hassl-4317	149	5	1	1	NUM
hassl-4317	149	6	presents	present	VERB
hassl-4317	149	7	the	the	DET
hassl-4317	149	8	outer	outer	ADJ
hassl-4317	149	9	model	model	NOUN
hassl-4317	149	10	of	of	ADP
hassl-4317	149	11	constructs	construct	NOUN
hassl-4317	149	12	and	and	CCONJ
hassl-4317	149	13	indicators	indicator	NOUN
hassl-4317	149	14	used	use	VERB
hassl-4317	149	15	to	to	PART
hassl-4317	149	16	measure	measure	VERB
hassl-4317	149	17	these	these	DET
hassl-4317	149	18	constructs	construct	NOUN
hassl-4317	149	19	along	along	ADP
hassl-4317	149	20	with	with	ADP
hassl-4317	149	21	their	their	PRON
hassl-4317	149	22	outer	outer	ADJ
hassl-4317	149	23	loadings	loading	NOUN
hassl-4317	149	24	,	,	PUNCT
hassl-4317	149	25	cr	cr	NOUN
hassl-4317	149	26	,	,	PUNCT
hassl-4317	149	27	and	and	CCONJ
hassl-4317	149	28	ave	ave	NOUN
hassl-4317	149	29	values	value	NOUN
hassl-4317	149	30	.	.	PUNCT
hassl-4317	150	1	humanities	humanity	NOUN
hassl-4317	150	2	and	and	CCONJ
hassl-4317	150	3	social	social	ADJ
hassl-4317	150	4	sciences	science	NOUN
hassl-4317	150	5	letters	letter	NOUN
hassl-4317	150	6	,	,	PUNCT
hassl-4317	150	7	2025	2025	NUM
hassl-4317	150	8	,	,	PUNCT
hassl-4317	150	9	13(3	13(3	NUM
hassl-4317	150	10	):	):	PUNCT
hassl-4317	150	11	904	904	NUM
hassl-4317	150	12	-	-	SYM
hassl-4317	150	13	915	915	NUM
hassl-4317	150	14	909	909	NUM
hassl-4317	150	15	©	©	PROPN
hassl-4317	150	16	2025	2025	NUM
hassl-4317	150	17	conscientia	conscientia	PROPN
hassl-4317	150	18	beam	beam	PROPN
hassl-4317	150	19	.	.	PUNCT
hassl-4317	151	1	all	all	DET
hassl-4317	151	2	rights	right	NOUN
hassl-4317	151	3	reserved	reserve	VERB
hassl-4317	151	4	.	.	PUNCT
hassl-4317	152	1	table	table	NOUN
hassl-4317	152	2	1	1	NUM
hassl-4317	152	3	.	.	PUNCT
hassl-4317	153	1	validity	validity	NOUN
hassl-4317	153	2	and	and	CCONJ
hassl-4317	153	3	reliability	reliability	NOUN
hassl-4317	153	4	model	model	NOUN
hassl-4317	153	5	constructs	construct	NOUN
hassl-4317	153	6	and	and	CCONJ
hassl-4317	153	7	indicators	indicator	NOUN
hassl-4317	153	8	outer	outer	ADJ
hassl-4317	153	9	loading	load	VERB
hassl-4317	153	10	cr	cr	PROPN
hassl-4317	153	11	ave	ave	VERB
hassl-4317	153	12	sharia	sharia	PROPN
hassl-4317	153	13	financial	financial	ADJ
hassl-4317	153	14	literacy	literacy	NOUN
hassl-4317	153	15	0.842	0.842	NUM
hassl-4317	153	16	0.520	0.520	NUM
hassl-4317	153	17	sfl1	sfl1	NOUN
hassl-4317	153	18	:	:	PUNCT
hassl-4317	153	19	the	the	DET
hassl-4317	153	20	methods	method	NOUN
hassl-4317	153	21	used	use	VERB
hassl-4317	153	22	in	in	ADP
hassl-4317	153	23	sharia	sharia	PROPN
hassl-4317	153	24	finance	finance	NOUN
hassl-4317	153	25	avoid	avoid	VERB
hassl-4317	153	26	transactions	transaction	NOUN
hassl-4317	153	27	that	that	PRON
hassl-4317	153	28	contain	contain	VERB
hassl-4317	153	29	usury	usury	NOUN
hassl-4317	153	30	(	(	PUNCT
hassl-4317	153	31	true	true	ADJ
hassl-4317	153	32	/	/	SYM
hassl-4317	153	33	false	false	ADJ
hassl-4317	153	34	)	)	PUNCT
hassl-4317	153	35	.	.	PUNCT
hassl-4317	154	1	0.807	0.807	NUM
hassl-4317	154	2	sfl2	sfl2	NOUN
hassl-4317	154	3	:	:	PUNCT
hassl-4317	154	4	gharar	gharar	NOUN
hassl-4317	154	5	pertains	pertain	VERB
hassl-4317	154	6	to	to	ADP
hassl-4317	154	7	uncertainty	uncertainty	NOUN
hassl-4317	154	8	,	,	PUNCT
hassl-4317	154	9	and	and	CCONJ
hassl-4317	154	10	fraud	fraud	NOUN
hassl-4317	154	11	,	,	PUNCT
hassl-4317	154	12	which	which	PRON
hassl-4317	154	13	are	be	AUX
hassl-4317	154	14	not	not	PART
hassl-4317	154	15	allowed	allow	VERB
hassl-4317	154	16	in	in	ADP
hassl-4317	154	17	sharia	sharia	PROPN
hassl-4317	154	18	finance	finance	PROPN
hassl-4317	154	19	(	(	PUNCT
hassl-4317	154	20	true	true	ADJ
hassl-4317	154	21	/	/	SYM
hassl-4317	154	22	false	false	ADJ
hassl-4317	154	23	)	)	PUNCT
hassl-4317	154	24	.	.	PUNCT
hassl-4317	155	1	0.606	0.606	NUM
hassl-4317	155	2	sfl3	sfl3	NOUN
hassl-4317	155	3	:	:	PUNCT
hassl-4317	155	4	sharia	sharia	PROPN
hassl-4317	155	5	financial	financial	ADJ
hassl-4317	155	6	institutions	institution	NOUN
hassl-4317	155	7	can	can	AUX
hassl-4317	155	8	invest	invest	VERB
hassl-4317	155	9	with	with	ADP
hassl-4317	155	10	you	you	PRON
hassl-4317	155	11	according	accord	VERB
hassl-4317	155	12	to	to	ADP
hassl-4317	155	13	the	the	DET
hassl-4317	155	14	profit	profit	NOUN
hassl-4317	155	15	-	-	PUNCT
hassl-4317	155	16	sharing	sharing	NOUN
hassl-4317	155	17	method	method	NOUN
hassl-4317	155	18	(	(	PUNCT
hassl-4317	155	19	mudharabah)(true/	mudharabah)(true/	NOUN
hassl-4317	155	20	false	false	ADJ
hassl-4317	155	21	)	)	PUNCT
hassl-4317	155	22	.	.	PUNCT
hassl-4317	156	1	0.778	0.778	NUM
hassl-4317	156	2	sfl4	sfl4	PROPN
hassl-4317	156	3	:	:	PUNCT
hassl-4317	156	4	sharia	sharia	PROPN
hassl-4317	156	5	financial	financial	ADJ
hassl-4317	156	6	institutions	institution	NOUN
hassl-4317	156	7	provide	provide	VERB
hassl-4317	156	8	a	a	DET
hassl-4317	156	9	method	method	NOUN
hassl-4317	156	10	of	of	ADP
hassl-4317	156	11	trade	trade	NOUN
hassl-4317	156	12	finance	finance	NOUN
hassl-4317	156	13	called	call	VERB
hassl-4317	156	14	murabahah	murabahah	NOUN
hassl-4317	156	15	(	(	PUNCT
hassl-4317	156	16	true	true	ADJ
hassl-4317	156	17	/	/	SYM
hassl-4317	156	18	false	false	ADJ
hassl-4317	156	19	)	)	PUNCT
hassl-4317	156	20	.	.	PUNCT
hassl-4317	157	1	0.800	0.800	NUM
hassl-4317	157	2	sfl5	sfl5	PROPN
hassl-4317	157	3	:	:	PUNCT
hassl-4317	157	4	sharia	sharia	PROPN
hassl-4317	157	5	financial	financial	ADJ
hassl-4317	157	6	institutions	institution	NOUN
hassl-4317	157	7	lend	lend	VERB
hassl-4317	157	8	money	money	NOUN
hassl-4317	157	9	based	base	VERB
hassl-4317	157	10	on	on	ADP
hassl-4317	157	11	the	the	DET
hassl-4317	157	12	profit	profit	NOUN
hassl-4317	157	13	-	-	PUNCT
hassl-4317	157	14	sharing	sharing	NOUN
hassl-4317	157	15	method	method	NOUN
hassl-4317	157	16	(	(	PUNCT
hassl-4317	157	17	musyarakah	musyarakah	PROPN
hassl-4317	157	18	)	)	PUNCT
hassl-4317	157	19	(	(	PUNCT
hassl-4317	157	20	true	true	ADJ
hassl-4317	157	21	/	/	SYM
hassl-4317	157	22	false	false	ADJ
hassl-4317	157	23	)	)	PUNCT
hassl-4317	157	24	.	.	PUNCT
hassl-4317	158	1	0.580	0.580	NUM
hassl-4317	158	2	social	social	ADJ
hassl-4317	158	3	environment	environment	NOUN
hassl-4317	158	4	0.857	0.857	NUM
hassl-4317	158	5	0.667	0.667	NUM
hassl-4317	158	6	se1	se1	NOUN
hassl-4317	158	7	:	:	PUNCT
hassl-4317	158	8	most	most	ADJ
hassl-4317	158	9	of	of	ADP
hassl-4317	158	10	my	my	PRON
hassl-4317	158	11	family	family	NOUN
hassl-4317	158	12	have	have	AUX
hassl-4317	158	13	used	use	VERB
hassl-4317	158	14	sharia	sharia	PROPN
hassl-4317	158	15	financing	financing	NOUN
hassl-4317	158	16	at	at	ADP
hassl-4317	158	17	sharia	sharia	PROPN
hassl-4317	158	18	financial	financial	ADJ
hassl-4317	158	19	institutions	institution	NOUN
hassl-4317	158	20	available	available	ADJ
hassl-4317	158	21	in	in	ADP
hassl-4317	158	22	jember	jember	PROPN
hassl-4317	158	23	(	(	PUNCT
hassl-4317	158	24	true	true	ADJ
hassl-4317	158	25	=	=	SYM
hassl-4317	158	26	7	7	NUM
hassl-4317	158	27	and	and	CCONJ
hassl-4317	158	28	not	not	PART
hassl-4317	158	29	true	true	ADJ
hassl-4317	158	30	=	=	NOUN
hassl-4317	158	31	1	1	NUM
hassl-4317	158	32	)	)	PUNCT
hassl-4317	158	33	.	.	PUNCT
hassl-4317	159	1	0.807	0.807	NUM
hassl-4317	159	2	se2	se2	NOUN
hassl-4317	159	3	:	:	PUNCT
hassl-4317	159	4	most	most	ADJ
hassl-4317	159	5	of	of	ADP
hassl-4317	159	6	my	my	PRON
hassl-4317	159	7	friends	friend	NOUN
hassl-4317	159	8	have	have	AUX
hassl-4317	159	9	used	use	VERB
hassl-4317	159	10	sharia	sharia	PROPN
hassl-4317	159	11	financing	financing	NOUN
hassl-4317	159	12	at	at	ADP
hassl-4317	159	13	sharia	sharia	PROPN
hassl-4317	159	14	financial	financial	ADJ
hassl-4317	159	15	institutions	institution	NOUN
hassl-4317	159	16	available	available	ADJ
hassl-4317	159	17	in	in	ADP
hassl-4317	159	18	jember	jember	PROPN
hassl-4317	159	19	(	(	PUNCT
hassl-4317	159	20	true	true	ADJ
hassl-4317	159	21	=	=	SYM
hassl-4317	159	22	7	7	NUM
hassl-4317	159	23	and	and	CCONJ
hassl-4317	159	24	not	not	PART
hassl-4317	159	25	true	true	ADJ
hassl-4317	159	26	=	=	NOUN
hassl-4317	159	27	1	1	NUM
hassl-4317	159	28	)	)	PUNCT
hassl-4317	159	29	.	.	PUNCT
hassl-4317	160	1	0.850	0.850	NUM
hassl-4317	160	2	se3	se3	PROPN
hassl-4317	160	3	:	:	PUNCT
hassl-4317	160	4	people	people	NOUN
hassl-4317	160	5	who	who	PRON
hassl-4317	160	6	are	be	AUX
hassl-4317	160	7	important	important	ADJ
hassl-4317	160	8	in	in	ADP
hassl-4317	160	9	my	my	PRON
hassl-4317	160	10	life	life	NOUN
hassl-4317	160	11	(	(	PUNCT
hassl-4317	160	12	favor	favor	VERB
hassl-4317	160	13	=	=	SYM
hassl-4317	160	14	7	7	NUM
hassl-4317	160	15	and	and	CCONJ
hassl-4317	160	16	do	do	AUX
hassl-4317	160	17	not	not	PART
hassl-4317	160	18	favor	favor	VERB
hassl-4317	160	19	=	=	SYM
hassl-4317	160	20	1	1	X
hassl-4317	160	21	)	)	PUNCT
hassl-4317	160	22	encourage	encourage	VERB
hassl-4317	160	23	me	i	PRON
hassl-4317	160	24	to	to	PART
hassl-4317	160	25	use	use	VERB
hassl-4317	160	26	sharia	sharia	PROPN
hassl-4317	160	27	financing	financing	NOUN
hassl-4317	160	28	.	.	PUNCT
hassl-4317	161	1	0.793	0.793	NUM
hassl-4317	161	2	education	education	NOUN
hassl-4317	161	3	1.000	1.000	NUM
hassl-4317	161	4	1.000	1.000	NUM
hassl-4317	161	5	1.000	1.000	NUM
hassl-4317	161	6	the	the	DET
hassl-4317	161	7	primary	primary	ADJ
hassl-4317	161	8	education	education	NOUN
hassl-4317	161	9	group	group	NOUN
hassl-4317	161	10	is	be	AUX
hassl-4317	161	11	coded	code	VERB
hassl-4317	161	12	as	as	ADP
hassl-4317	161	13	1	1	NUM
hassl-4317	161	14	.	.	PUNCT
hassl-4317	162	1	the	the	DET
hassl-4317	162	2	upper	upper	ADJ
hassl-4317	162	3	secondary	secondary	ADJ
hassl-4317	162	4	education	education	NOUN
hassl-4317	162	5	group	group	NOUN
hassl-4317	162	6	is	be	AUX
hassl-4317	162	7	coded	code	VERB
hassl-4317	162	8	as	as	ADP
hassl-4317	162	9	2	2	NUM
hassl-4317	162	10	.	.	PUNCT
hassl-4317	163	1	the	the	DET
hassl-4317	163	2	higher	high	ADJ
hassl-4317	163	3	education	education	NOUN
hassl-4317	163	4	(	(	PUNCT
hassl-4317	163	5	university	university	NOUN
hassl-4317	163	6	)	)	PUNCT
hassl-4317	163	7	group	group	NOUN
hassl-4317	163	8	is	be	AUX
hassl-4317	163	9	coded	code	VERB
hassl-4317	163	10	as	as	ADP
hassl-4317	163	11	3	3	NUM
hassl-4317	163	12	.	.	PUNCT
hassl-4317	164	1	sharia	sharia	PROPN
hassl-4317	164	2	financing	finance	VERB
hassl-4317	164	3	behavior	behavior	NOUN
hassl-4317	164	4	1.000	1.000	NUM
hassl-4317	164	5	1.000	1.000	NUM
hassl-4317	164	6	1.000	1.000	NUM
hassl-4317	164	7	how	how	SCONJ
hassl-4317	164	8	many	many	ADJ
hassl-4317	164	9	times	time	NOUN
hassl-4317	164	10	have	have	AUX
hassl-4317	164	11	you	you	PRON
hassl-4317	164	12	used	use	VERB
hassl-4317	164	13	sharia	sharia	PROPN
hassl-4317	164	14	financing	financing	NOUN
hassl-4317	164	15	?	?	PUNCT
hassl-4317	165	1	gender	gender	NOUN
hassl-4317	165	2	1.000	1.000	NUM
hassl-4317	165	3	1.000	1.000	NUM
hassl-4317	165	4	1.000	1.000	NUM
hassl-4317	165	5	women	woman	NOUN
hassl-4317	165	6	coded	code	VERB
hassl-4317	165	7	as	as	ADP
hassl-4317	165	8	1	1	NUM
hassl-4317	165	9	.	.	PUNCT
hassl-4317	166	1	men	man	NOUN
hassl-4317	166	2	coded	code	VERB
hassl-4317	166	3	as	as	ADP
hassl-4317	166	4	2	2	NUM
hassl-4317	166	5	.	.	PUNCT
hassl-4317	167	1	regret	regret	VERB
hassl-4317	167	2	aversion	aversion	NOUN
hassl-4317	167	3	0.851	0.851	NUM
hassl-4317	167	4	0.741	0.741	NUM
hassl-4317	167	5	ra2	ra2	NOUN
hassl-4317	167	6	:	:	PUNCT
hassl-4317	167	7	i	i	PRON
hassl-4317	167	8	am	be	AUX
hassl-4317	167	9	not	not	PART
hassl-4317	167	10	confident	confident	ADJ
hassl-4317	167	11	in	in	ADP
hassl-4317	167	12	using	use	VERB
hassl-4317	167	13	the	the	DET
hassl-4317	167	14	same	same	ADJ
hassl-4317	167	15	financing	financing	NOUN
hassl-4317	167	16	service	service	NOUN
hassl-4317	167	17	that	that	PRON
hassl-4317	167	18	previously	previously	ADV
hassl-4317	167	19	harmed	harm	VERB
hassl-4317	167	20	me	i	PRON
hassl-4317	167	21	(	(	PUNCT
hassl-4317	167	22	yes	yes	INTJ
hassl-4317	167	23	,	,	PUNCT
hassl-4317	167	24	sometimes	sometimes	ADV
hassl-4317	167	25	and	and	CCONJ
hassl-4317	167	26	no	no	PRON
hassl-4317	167	27	)	)	PUNCT
hassl-4317	167	28	.	.	PUNCT
hassl-4317	168	1	0.815	0.815	NUM
hassl-4317	168	2	ra3	ra3	NOUN
hassl-4317	168	3	:	:	PUNCT
hassl-4317	168	4	financing	financing	NOUN
hassl-4317	168	5	that	that	PRON
hassl-4317	168	6	has	have	AUX
hassl-4317	168	7	harmed	harm	VERB
hassl-4317	168	8	me	i	PRON
hassl-4317	168	9	is	be	AUX
hassl-4317	168	10	a	a	DET
hassl-4317	168	11	consideration	consideration	NOUN
hassl-4317	168	12	when	when	SCONJ
hassl-4317	168	13	making	make	VERB
hassl-4317	168	14	financing	financing	NOUN
hassl-4317	168	15	decisions	decision	NOUN
hassl-4317	168	16	in	in	ADP
hassl-4317	168	17	the	the	DET
hassl-4317	168	18	future	future	NOUN
hassl-4317	168	19	(	(	PUNCT
hassl-4317	168	20	yes	yes	INTJ
hassl-4317	168	21	,	,	PUNCT
hassl-4317	168	22	sometimes	sometimes	ADV
hassl-4317	168	23	and	and	CCONJ
hassl-4317	168	24	no	no	PRON
hassl-4317	168	25	)	)	PUNCT
hassl-4317	168	26	.	.	PUNCT
hassl-4317	169	1	0.904	0.904	NUM
hassl-4317	169	2	table	table	NOUN
hassl-4317	169	3	1	1	NUM
hassl-4317	169	4	presents	present	VERB
hassl-4317	169	5	the	the	DET
hassl-4317	169	6	values	value	NOUN
hassl-4317	169	7	of	of	ADP
hassl-4317	169	8	composite	composite	ADJ
hassl-4317	169	9	reliability	reliability	NOUN
hassl-4317	169	10	(	(	PUNCT
hassl-4317	169	11	cr	cr	NOUN
hassl-4317	169	12	)	)	PUNCT
hassl-4317	169	13	,	,	PUNCT
hassl-4317	169	14	average	average	ADJ
hassl-4317	169	15	variance	variance	NOUN
hassl-4317	169	16	extracted	extract	VERB
hassl-4317	169	17	(	(	PUNCT
hassl-4317	169	18	ave	ave	NOUN
hassl-4317	169	19	)	)	PUNCT
hassl-4317	169	20	,	,	PUNCT
hassl-4317	169	21	and	and	CCONJ
hassl-4317	169	22	outer	outer	ADJ
hassl-4317	169	23	loadings	loading	NOUN
hassl-4317	169	24	.	.	PUNCT
hassl-4317	170	1	cr	cr	PROPN
hassl-4317	170	2	is	be	AUX
hassl-4317	170	3	used	use	VERB
hassl-4317	170	4	to	to	PART
hassl-4317	170	5	assess	assess	VERB
hassl-4317	170	6	the	the	DET
hassl-4317	170	7	reliability	reliability	NOUN
hassl-4317	170	8	of	of	ADP
hassl-4317	170	9	the	the	DET
hassl-4317	170	10	research	research	NOUN
hassl-4317	170	11	instrument	instrument	NOUN
hassl-4317	170	12	where	where	SCONJ
hassl-4317	170	13	a	a	DET
hassl-4317	170	14	cr	cr	PROPN
hassl-4317	170	15	value	value	NOUN
hassl-4317	170	16	>	>	X
hassl-4317	170	17	0.70	0.70	NUM
hassl-4317	170	18	is	be	AUX
hassl-4317	170	19	considered	consider	VERB
hassl-4317	170	20	acceptable	acceptable	ADJ
hassl-4317	170	21	while	while	SCONJ
hassl-4317	170	22	values	value	NOUN
hassl-4317	170	23	between	between	ADP
hassl-4317	170	24	0.60	0.60	NUM
hassl-4317	170	25	and	and	CCONJ
hassl-4317	170	26	0.70	0.70	NUM
hassl-4317	170	27	are	be	AUX
hassl-4317	170	28	still	still	ADV
hassl-4317	170	29	tolerable	tolerable	ADJ
hassl-4317	170	30	.	.	PUNCT
hassl-4317	171	1	the	the	DET
hassl-4317	171	2	ave	ave	PROPN
hassl-4317	171	3	value	value	NOUN
hassl-4317	171	4	should	should	AUX
hassl-4317	171	5	be	be	AUX
hassl-4317	171	6	>	>	X
hassl-4317	171	7	0.50	0.50	NUM
hassl-4317	171	8	(	(	PUNCT
hassl-4317	171	9	hair	hair	NOUN
hassl-4317	171	10	,	,	PUNCT
hassl-4317	171	11	ringle	ringle	NOUN
hassl-4317	171	12	,	,	PUNCT
hassl-4317	171	13	&	&	CCONJ
hassl-4317	171	14	sarstedt	sarstedt	PROPN
hassl-4317	171	15	,	,	PUNCT
hassl-4317	171	16	2011	2011	NUM
hassl-4317	171	17	;	;	PUNCT
hassl-4317	171	18	hair	hair	NOUN
hassl-4317	171	19	jr	jr	PROPN
hassl-4317	171	20	,	,	PUNCT
hassl-4317	171	21	sarstedt	sarstedt	PROPN
hassl-4317	171	22	,	,	PUNCT
hassl-4317	171	23	hopkins	hopkin	NOUN
hassl-4317	171	24	,	,	PUNCT
hassl-4317	171	25	&	&	CCONJ
hassl-4317	171	26	kuppelwieser	kuppelwieser	PROPN
hassl-4317	171	27	,	,	PUNCT
hassl-4317	171	28	2014	2014	NUM
hassl-4317	171	29	)	)	PUNCT
hassl-4317	171	30	.	.	PUNCT
hassl-4317	172	1	outer	outer	ADJ
hassl-4317	172	2	loading	loading	NOUN
hassl-4317	172	3	values	value	NOUN
hassl-4317	172	4	between	between	ADP
hassl-4317	172	5	0.40	0.40	NUM
hassl-4317	172	6	and	and	CCONJ
hassl-4317	172	7	0.70	0.70	NUM
hassl-4317	172	8	were	be	AUX
hassl-4317	172	9	evaluated	evaluate	VERB
hassl-4317	172	10	for	for	ADP
hassl-4317	172	11	deletion	deletion	NOUN
hassl-4317	172	12	.	.	PUNCT
hassl-4317	173	1	if	if	SCONJ
hassl-4317	173	2	an	an	DET
hassl-4317	173	3	indicator	indicator	NOUN
hassl-4317	173	4	is	be	AUX
hassl-4317	173	5	removed	remove	VERB
hassl-4317	173	6	,	,	PUNCT
hassl-4317	173	7	it	it	PRON
hassl-4317	173	8	should	should	AUX
hassl-4317	173	9	enhance	enhance	VERB
hassl-4317	173	10	composite	composite	ADJ
hassl-4317	173	11	reliability	reliability	NOUN
hassl-4317	173	12	and	and	CCONJ
hassl-4317	173	13	ave	ave	NOUN
hassl-4317	173	14	(	(	PUNCT
hassl-4317	173	15	hair	hair	NOUN
hassl-4317	173	16	et	et	PROPN
hassl-4317	173	17	al	al	PROPN
hassl-4317	173	18	.	.	PROPN
hassl-4317	173	19	,	,	PUNCT
hassl-4317	173	20	2017	2017	NUM
hassl-4317	173	21	)	)	PUNCT
hassl-4317	173	22	.	.	PUNCT
hassl-4317	174	1	in	in	ADP
hassl-4317	174	2	this	this	DET
hassl-4317	174	3	study	study	NOUN
hassl-4317	174	4	,	,	PUNCT
hassl-4317	174	5	sfl5	sfl5	PROPN
hassl-4317	174	6	was	be	AUX
hassl-4317	174	7	retained	retain	VERB
hassl-4317	174	8	.	.	PUNCT
hassl-4317	175	1	according	accord	VERB
hassl-4317	175	2	to	to	ADP
hassl-4317	175	3	table	table	NOUN
hassl-4317	175	4	1	1	NUM
hassl-4317	175	5	,	,	PUNCT
hassl-4317	175	6	the	the	DET
hassl-4317	175	7	outer	outer	ADJ
hassl-4317	175	8	loadings	loading	NOUN
hassl-4317	175	9	,	,	PUNCT
hassl-4317	175	10	composite	composite	ADJ
hassl-4317	175	11	reliability	reliability	NOUN
hassl-4317	175	12	,	,	PUNCT
hassl-4317	175	13	and	and	CCONJ
hassl-4317	175	14	ave	ave	NOUN
hassl-4317	175	15	values	value	NOUN
hassl-4317	175	16	satisfy	satisfy	VERB
hassl-4317	175	17	the	the	DET
hassl-4317	175	18	prescribed	prescribed	ADJ
hassl-4317	175	19	threshold	threshold	NOUN
hassl-4317	175	20	criteria	criterion	NOUN
hassl-4317	175	21	,	,	PUNCT
hassl-4317	175	22	confirming	confirm	VERB
hassl-4317	175	23	the	the	DET
hassl-4317	175	24	validity	validity	NOUN
hassl-4317	175	25	and	and	CCONJ
hassl-4317	175	26	reliability	reliability	NOUN
hassl-4317	175	27	of	of	ADP
hassl-4317	175	28	the	the	DET
hassl-4317	175	29	measurement	measurement	NOUN
hassl-4317	175	30	indicators	indicator	NOUN
hassl-4317	175	31	.	.	PUNCT
hassl-4317	176	1	the	the	DET
hassl-4317	176	2	next	next	ADJ
hassl-4317	176	3	stage	stage	NOUN
hassl-4317	176	4	of	of	ADP
hassl-4317	176	5	structural	structural	ADJ
hassl-4317	176	6	model	model	NOUN
hassl-4317	176	7	evaluation	evaluation	NOUN
hassl-4317	176	8	involves	involve	VERB
hassl-4317	176	9	examining	examine	VERB
hassl-4317	176	10	the	the	DET
hassl-4317	176	11	p	p	NOUN
hassl-4317	176	12	-	-	PUNCT
hassl-4317	176	13	values	value	NOUN
hassl-4317	176	14	as	as	SCONJ
hassl-4317	176	15	shown	show	VERB
hassl-4317	176	16	in	in	ADP
hassl-4317	176	17	table	table	NOUN
hassl-4317	176	18	2	2	NUM
hassl-4317	176	19	.	.	PUNCT
hassl-4317	176	20	table	table	NOUN
hassl-4317	176	21	2	2	NUM
hassl-4317	176	22	.	.	X
hassl-4317	176	23	hypothesis	hypothesis	NOUN
hassl-4317	176	24	test	test	NOUN
hassl-4317	176	25	results	result	NOUN
hassl-4317	176	26	relationship	relationship	NOUN
hassl-4317	176	27	between	between	ADP
hassl-4317	176	28	variables	variable	NOUN
hassl-4317	176	29	p	p	NOUN
hassl-4317	176	30	-	-	PUNCT
hassl-4317	176	31	values	value	NOUN
hassl-4317	176	32	results	result	VERB
hassl-4317	176	33	decision	decision	VERB
hassl-4317	176	34	edu	edu	PROPN
hassl-4317	176	35	-	-	PUNCT
hassl-4317	176	36	>	>	X
hassl-4317	176	37	sfl	sfl	PROPN
hassl-4317	176	38	0.465	0.465	NUM
hassl-4317	176	39	not	not	PART
hassl-4317	176	40	significant	significant	ADJ
hassl-4317	176	41	h0	h0	NOUN
hassl-4317	176	42	accepted	accept	VERB
hassl-4317	176	43	gender	gender	NOUN
hassl-4317	176	44	-	-	PUNCT
hassl-4317	176	45	>	>	X
hassl-4317	176	46	fb	fb	NOUN
hassl-4317	176	47	0.022	0.022	NUM
hassl-4317	176	48	*	*	NOUN
hassl-4317	176	49	*	*	PUNCT
hassl-4317	176	50	significant	significant	ADJ
hassl-4317	176	51	h0	h0	NOUN
hassl-4317	176	52	rejected	reject	VERB
hassl-4317	176	53	regret	regret	NOUN
hassl-4317	176	54	-	-	PUNCT
hassl-4317	176	55	>	>	X
hassl-4317	176	56	fb	fb	NOUN
hassl-4317	176	57	0.045	0.045	NUM
hassl-4317	176	58	*	*	NOUN
hassl-4317	176	59	*	*	PUNCT
hassl-4317	176	60	significant	significant	ADJ
hassl-4317	176	61	h0	h0	NOUN
hassl-4317	176	62	rejected	reject	VERB
hassl-4317	176	63	se	se	X
hassl-4317	176	64	-	-	PROPN
hassl-4317	176	65	>	>	X
hassl-4317	176	66	sfl	sfl	PROPN
hassl-4317	176	67	0.000	0.000	NUM
hassl-4317	176	68	*	*	PUNCT
hassl-4317	177	1	*	*	PUNCT
hassl-4317	177	2	*	*	PUNCT
hassl-4317	177	3	significant	significant	ADJ
hassl-4317	177	4	h0	h0	NOUN
hassl-4317	177	5	rejected	reject	VERB
hassl-4317	177	6	sfl	sfl	PROPN
hassl-4317	177	7	-	-	SYM
hassl-4317	177	8	>	>	X
hassl-4317	178	1	fb	fb	NOUN
hassl-4317	179	1	0.000	0.000	NUM
hassl-4317	179	2	*	*	PUNCT
hassl-4317	179	3	*	*	PUNCT
hassl-4317	179	4	*	*	PUNCT
hassl-4317	179	5	significant	significant	ADJ
hassl-4317	179	6	h0	h0	NOUN
hassl-4317	179	7	rejected	reject	VERB
hassl-4317	179	8	note	note	NOUN
hassl-4317	179	9	:	:	PUNCT
hassl-4317	179	10	p	p	X
hassl-4317	179	11	<	<	X
hassl-4317	179	12	0.10	0.10	NUM
hassl-4317	179	13	;	;	PUNCT
hassl-4317	179	14	*	*	PUNCT
hassl-4317	179	15	*	*	PUNCT
hassl-4317	179	16	p	p	X
hassl-4317	179	17	<	<	X
hassl-4317	179	18	0.01	0.01	NUM
hassl-4317	179	19	;	;	PUNCT
hassl-4317	179	20	*	*	PUNCT
hassl-4317	179	21	*	*	PUNCT
hassl-4317	179	22	*	*	PUNCT
hassl-4317	179	23	p	p	X
hassl-4317	179	24	<	<	X
hassl-4317	179	25	0.001	0.001	NUM
hassl-4317	179	26	.	.	PUNCT
hassl-4317	179	27	table	table	NOUN
hassl-4317	179	28	2	2	NUM
hassl-4317	179	29	shows	show	VERB
hassl-4317	179	30	that	that	SCONJ
hassl-4317	179	31	education	education	NOUN
hassl-4317	179	32	(	(	PUNCT
hassl-4317	179	33	edu	edu	PROPN
hassl-4317	179	34	)	)	PUNCT
hassl-4317	179	35	does	do	AUX
hassl-4317	179	36	not	not	PART
hassl-4317	179	37	statistically	statistically	ADV
hassl-4317	179	38	affect	affect	VERB
hassl-4317	179	39	sharia	sharia	PROPN
hassl-4317	179	40	financial	financial	ADJ
hassl-4317	179	41	literacy	literacy	NOUN
hassl-4317	179	42	(	(	PUNCT
hassl-4317	179	43	sfl	sfl	PROPN
hassl-4317	179	44	)	)	PUNCT
hassl-4317	179	45	as	as	SCONJ
hassl-4317	179	46	shown	show	VERB
hassl-4317	179	47	by	by	ADP
hassl-4317	179	48	a	a	DET
hassl-4317	179	49	p	p	NOUN
hassl-4317	179	50	-	-	PUNCT
hassl-4317	179	51	value	value	NOUN
hassl-4317	179	52	of	of	ADP
hassl-4317	179	53	0.465	0.465	NUM
hassl-4317	179	54	.	.	PUNCT
hassl-4317	180	1	in	in	ADP
hassl-4317	180	2	contrast	contrast	NOUN
hassl-4317	180	3	,	,	PUNCT
hassl-4317	180	4	gender	gender	NOUN
hassl-4317	180	5	,	,	PUNCT
hassl-4317	180	6	regret	regret	VERB
hassl-4317	180	7	aversion	aversion	NOUN
hassl-4317	180	8	(	(	PUNCT
hassl-4317	180	9	regret	regret	NOUN
hassl-4317	180	10	)	)	PUNCT
hassl-4317	180	11	,	,	PUNCT
hassl-4317	180	12	and	and	CCONJ
hassl-4317	180	13	sfl	sfl	PROPN
hassl-4317	180	14	exhibit	exhibit	VERB
hassl-4317	180	15	statistically	statistically	ADV
hassl-4317	180	16	significant	significant	ADJ
hassl-4317	180	17	effects	effect	NOUN
hassl-4317	180	18	on	on	ADP
hassl-4317	180	19	sharia	sharia	PROPN
hassl-4317	180	20	financing	financing	NOUN
hassl-4317	180	21	behavior	behavior	NOUN
hassl-4317	180	22	(	(	PUNCT
hassl-4317	180	23	fb	fb	INTJ
hassl-4317	180	24	)	)	PUNCT
hassl-4317	180	25	with	with	ADP
hassl-4317	180	26	p	p	NOUN
hassl-4317	180	27	-	-	PUNCT
hassl-4317	180	28	values	value	NOUN
hassl-4317	180	29	of	of	ADP
hassl-4317	180	30	0.022	0.022	NUM
hassl-4317	180	31	,	,	PUNCT
hassl-4317	180	32	0.045	0.045	NUM
hassl-4317	180	33	,	,	PUNCT
hassl-4317	180	34	and	and	CCONJ
hassl-4317	180	35	0.000	0.000	NUM
hassl-4317	180	36	,	,	PUNCT
hassl-4317	180	37	respectively	respectively	ADV
hassl-4317	180	38	.	.	PUNCT
hassl-4317	181	1	furthermore	furthermore	ADV
hassl-4317	181	2	,	,	PUNCT
hassl-4317	181	3	the	the	DET
hassl-4317	181	4	social	social	ADJ
hassl-4317	181	5	humanities	humanity	NOUN
hassl-4317	181	6	and	and	CCONJ
hassl-4317	181	7	social	social	ADJ
hassl-4317	181	8	sciences	science	NOUN
hassl-4317	181	9	letters	letter	NOUN
hassl-4317	181	10	,	,	PUNCT
hassl-4317	181	11	2025	2025	NUM
hassl-4317	181	12	,	,	PUNCT
hassl-4317	181	13	13(3	13(3	NUM
hassl-4317	181	14	):	):	PUNCT
hassl-4317	181	15	904	904	NUM
hassl-4317	181	16	-	-	SYM
hassl-4317	181	17	915	915	NUM
hassl-4317	181	18	910	910	NUM
hassl-4317	181	19	©	©	PROPN
hassl-4317	181	20	2025	2025	NUM
hassl-4317	181	21	conscientia	conscientia	PROPN
hassl-4317	181	22	beam	beam	PROPN
hassl-4317	181	23	.	.	PUNCT
hassl-4317	182	1	all	all	DET
hassl-4317	182	2	rights	right	NOUN
hassl-4317	182	3	reserved	reserve	VERB
hassl-4317	182	4	.	.	PUNCT
hassl-4317	183	1	environment	environment	NOUN
hassl-4317	183	2	(	(	PUNCT
hassl-4317	183	3	se	se	X
hassl-4317	183	4	)	)	PUNCT
hassl-4317	183	5	significantly	significantly	ADV
hassl-4317	183	6	influences	influence	VERB
hassl-4317	183	7	sfl	sfl	PROPN
hassl-4317	183	8	because	because	SCONJ
hassl-4317	183	9	a	a	DET
hassl-4317	183	10	p	p	NOUN
hassl-4317	183	11	-	-	PUNCT
hassl-4317	183	12	value	value	NOUN
hassl-4317	183	13	of	of	ADP
hassl-4317	183	14	0.000	0.000	NUM
hassl-4317	183	15	.	.	PUNCT
hassl-4317	184	1	the	the	DET
hassl-4317	184	2	following	follow	VERB
hassl-4317	184	3	section	section	NOUN
hassl-4317	184	4	discusses	discuss	VERB
hassl-4317	184	5	these	these	DET
hassl-4317	184	6	findings	finding	NOUN
hassl-4317	184	7	:	:	PUNCT
hassl-4317	184	8	4.2	4.2	NUM
hassl-4317	184	9	.	.	PUNCT
hassl-4317	185	1	discussion	discussion	NOUN
hassl-4317	185	2	4.2.1	4.2.1	NUM
hassl-4317	185	3	.	.	PUNCT
hassl-4317	186	1	education	education	NOUN
hassl-4317	186	2	and	and	CCONJ
hassl-4317	186	3	sharia	sharia	PROPN
hassl-4317	186	4	financial	financial	ADJ
hassl-4317	186	5	literacy	literacy	NOUN
hassl-4317	186	6	the	the	DET
hassl-4317	186	7	study	study	NOUN
hassl-4317	186	8	’s	’s	PART
hassl-4317	186	9	findings	finding	NOUN
hassl-4317	186	10	show	show	VERB
hassl-4317	186	11	that	that	SCONJ
hassl-4317	186	12	education	education	NOUN
hassl-4317	186	13	does	do	AUX
hassl-4317	186	14	not	not	PART
hassl-4317	186	15	exert	exert	VERB
hassl-4317	186	16	a	a	DET
hassl-4317	186	17	substantial	substantial	ADJ
hassl-4317	186	18	effect	effect	NOUN
hassl-4317	186	19	on	on	ADP
hassl-4317	186	20	sharia	sharia	PROPN
hassl-4317	186	21	financial	financial	ADJ
hassl-4317	186	22	literacy	literacy	NOUN
hassl-4317	186	23	.	.	PUNCT
hassl-4317	187	1	an	an	DET
hassl-4317	187	2	elevated	elevated	ADJ
hassl-4317	187	3	degree	degree	NOUN
hassl-4317	187	4	of	of	ADP
hassl-4317	187	5	formal	formal	ADJ
hassl-4317	187	6	education	education	NOUN
hassl-4317	187	7	is	be	AUX
hassl-4317	187	8	not	not	PART
hassl-4317	187	9	necessarily	necessarily	ADV
hassl-4317	187	10	correlate	correlate	VERB
hassl-4317	187	11	with	with	ADP
hassl-4317	187	12	a	a	DET
hassl-4317	187	13	thorough	thorough	ADJ
hassl-4317	187	14	comprehension	comprehension	NOUN
hassl-4317	187	15	of	of	ADP
hassl-4317	187	16	sharia	sharia	PROPN
hassl-4317	187	17	finance	finance	PROPN
hassl-4317	187	18	.	.	PUNCT
hassl-4317	188	1	instead	instead	ADV
hassl-4317	188	2	,	,	PUNCT
hassl-4317	188	3	financial	financial	ADJ
hassl-4317	188	4	literacy	literacy	NOUN
hassl-4317	188	5	is	be	AUX
hassl-4317	188	6	more	more	ADV
hassl-4317	188	7	influenced	influence	VERB
hassl-4317	188	8	by	by	ADP
hassl-4317	188	9	experience	experience	NOUN
hassl-4317	188	10	,	,	PUNCT
hassl-4317	188	11	access	access	NOUN
hassl-4317	188	12	to	to	ADP
hassl-4317	188	13	information	information	NOUN
hassl-4317	188	14	,	,	PUNCT
hassl-4317	188	15	and	and	CCONJ
hassl-4317	188	16	the	the	DET
hassl-4317	188	17	social	social	ADJ
hassl-4317	188	18	environment	environment	NOUN
hassl-4317	188	19	.	.	PUNCT
hassl-4317	189	1	many	many	ADJ
hassl-4317	189	2	perceive	perceive	ADJ
hassl-4317	189	3	sharia	sharia	PROPN
hassl-4317	189	4	finance	finance	NOUN
hassl-4317	189	5	as	as	ADV
hassl-4317	189	6	complicated	complicated	ADJ
hassl-4317	189	7	or	or	CCONJ
hassl-4317	189	8	exclusive	exclusive	ADJ
hassl-4317	189	9	to	to	ADP
hassl-4317	189	10	certain	certain	ADJ
hassl-4317	189	11	groups	group	NOUN
hassl-4317	189	12	.	.	PUNCT
hassl-4317	190	1	consequently	consequently	ADV
hassl-4317	190	2	,	,	PUNCT
hassl-4317	190	3	the	the	DET
hassl-4317	190	4	motivation	motivation	NOUN
hassl-4317	190	5	to	to	PART
hassl-4317	190	6	learn	learn	VERB
hassl-4317	190	7	about	about	ADP
hassl-4317	190	8	it	it	PRON
hassl-4317	190	9	tends	tend	VERB
hassl-4317	190	10	to	to	PART
hassl-4317	190	11	be	be	AUX
hassl-4317	190	12	low	low	ADJ
hassl-4317	190	13	among	among	ADP
hassl-4317	190	14	individuals	individual	NOUN
hassl-4317	190	15	with	with	ADP
hassl-4317	190	16	higher	high	ADJ
hassl-4317	190	17	education	education	NOUN
hassl-4317	190	18	levels	level	NOUN
hassl-4317	190	19	.	.	PUNCT
hassl-4317	191	1	the	the	DET
hassl-4317	191	2	lack	lack	NOUN
hassl-4317	191	3	of	of	ADP
hassl-4317	191	4	proactive	proactive	ADJ
hassl-4317	191	5	dissemination	dissemination	NOUN
hassl-4317	191	6	efforts	effort	NOUN
hassl-4317	191	7	by	by	ADP
hassl-4317	191	8	sharia	sharia	PROPN
hassl-4317	191	9	financial	financial	ADJ
hassl-4317	191	10	institutions	institution	NOUN
hassl-4317	191	11	and	and	CCONJ
hassl-4317	191	12	the	the	DET
hassl-4317	191	13	government	government	NOUN
hassl-4317	191	14	further	far	ADV
hassl-4317	191	15	exacerbates	exacerbate	VERB
hassl-4317	191	16	this	this	DET
hassl-4317	191	17	issue	issue	NOUN
hassl-4317	191	18	.	.	PUNCT
hassl-4317	192	1	formal	formal	ADJ
hassl-4317	192	2	education	education	NOUN
hassl-4317	192	3	systems	system	NOUN
hassl-4317	192	4	do	do	AUX
hassl-4317	192	5	not	not	PART
hassl-4317	192	6	always	always	ADV
hassl-4317	192	7	incorporate	incorporate	VERB
hassl-4317	192	8	sharia	sharia	PROPN
hassl-4317	192	9	finance	finance	NOUN
hassl-4317	192	10	into	into	ADP
hassl-4317	192	11	their	their	PRON
hassl-4317	192	12	curricula	curricula	NOUN
hassl-4317	192	13	.	.	PUNCT
hassl-4317	193	1	even	even	ADV
hassl-4317	193	2	individuals	individual	NOUN
hassl-4317	193	3	with	with	ADP
hassl-4317	193	4	advanced	advanced	ADJ
hassl-4317	193	5	education	education	NOUN
hassl-4317	193	6	may	may	AUX
hassl-4317	193	7	have	have	AUX
hassl-4317	193	8	limited	limit	VERB
hassl-4317	193	9	understanding	understanding	NOUN
hassl-4317	193	10	if	if	SCONJ
hassl-4317	193	11	they	they	PRON
hassl-4317	193	12	lack	lack	VERB
hassl-4317	193	13	direct	direct	ADJ
hassl-4317	193	14	exposure	exposure	NOUN
hassl-4317	193	15	to	to	ADP
hassl-4317	193	16	sharia	sharia	PROPN
hassl-4317	193	17	monetary	monetary	ADJ
hassl-4317	193	18	instruments	instrument	NOUN
hassl-4317	193	19	,	,	PUNCT
hassl-4317	193	20	including	include	VERB
hassl-4317	193	21	sharia	sharia	PROPN
hassl-4317	193	22	banking	banking	NOUN
hassl-4317	193	23	,	,	PUNCT
hassl-4317	193	24	coverage	coverage	NOUN
hassl-4317	193	25	or	or	CCONJ
hassl-4317	193	26	investments	investment	NOUN
hassl-4317	193	27	.	.	PUNCT
hassl-4317	194	1	various	various	ADJ
hassl-4317	194	2	sharia	sharia	PROPN
hassl-4317	194	3	-	-	PUNCT
hassl-4317	194	4	related	relate	VERB
hassl-4317	194	5	studies	study	NOUN
hassl-4317	194	6	,	,	PUNCT
hassl-4317	194	7	whether	whether	SCONJ
hassl-4317	194	8	conducted	conduct	VERB
hassl-4317	194	9	in	in	ADP
hassl-4317	194	10	person	person	NOUN
hassl-4317	194	11	or	or	CCONJ
hassl-4317	194	12	through	through	ADP
hassl-4317	194	13	platforms	platform	NOUN
hassl-4317	194	14	like	like	ADP
hassl-4317	194	15	television	television	NOUN
hassl-4317	194	16	,	,	PUNCT
hassl-4317	194	17	radio	radio	NOUN
hassl-4317	194	18	,	,	PUNCT
hassl-4317	194	19	and	and	CCONJ
hassl-4317	194	20	social	social	ADJ
hassl-4317	194	21	media	medium	NOUN
hassl-4317	194	22	contribute	contribute	VERB
hassl-4317	194	23	to	to	ADP
hassl-4317	194	24	increasing	increase	VERB
hassl-4317	194	25	public	public	ADJ
hassl-4317	194	26	knowledge	knowledge	NOUN
hassl-4317	194	27	,	,	PUNCT
hassl-4317	194	28	including	include	VERB
hassl-4317	194	29	financial	financial	ADJ
hassl-4317	194	30	literacy	literacy	NOUN
hassl-4317	194	31	in	in	ADP
hassl-4317	194	32	the	the	DET
hassl-4317	194	33	context	context	NOUN
hassl-4317	194	34	of	of	ADP
hassl-4317	194	35	sharia	sharia	PROPN
hassl-4317	194	36	.	.	PUNCT
hassl-4317	195	1	individuals	individual	NOUN
hassl-4317	195	2	can	can	AUX
hassl-4317	195	3	enhance	enhance	VERB
hassl-4317	195	4	their	their	PRON
hassl-4317	195	5	understanding	understanding	NOUN
hassl-4317	195	6	without	without	ADP
hassl-4317	195	7	relying	rely	VERB
hassl-4317	195	8	solely	solely	ADV
hassl-4317	195	9	on	on	ADP
hassl-4317	195	10	formal	formal	ADJ
hassl-4317	195	11	education	education	NOUN
hassl-4317	195	12	at	at	ADP
hassl-4317	195	13	primary	primary	ADJ
hassl-4317	195	14	,	,	PUNCT
hassl-4317	195	15	secondary	secondary	ADJ
hassl-4317	195	16	,	,	PUNCT
hassl-4317	195	17	or	or	CCONJ
hassl-4317	195	18	tertiary	tertiary	ADJ
hassl-4317	195	19	levels	level	NOUN
hassl-4317	195	20	by	by	ADP
hassl-4317	195	21	utilizing	utilize	VERB
hassl-4317	195	22	these	these	DET
hassl-4317	195	23	platforms	platform	NOUN
hassl-4317	195	24	.	.	PUNCT
hassl-4317	196	1	these	these	DET
hassl-4317	196	2	results	result	NOUN
hassl-4317	196	3	are	be	AUX
hassl-4317	196	4	related	relate	VERB
hassl-4317	196	5	to	to	ADP
hassl-4317	196	6	previous	previous	ADJ
hassl-4317	196	7	studies	study	NOUN
hassl-4317	196	8	,	,	PUNCT
hassl-4317	196	9	which	which	PRON
hassl-4317	196	10	suggest	suggest	VERB
hassl-4317	196	11	formal	formal	ADJ
hassl-4317	196	12	education	education	NOUN
hassl-4317	196	13	does	do	AUX
hassl-4317	196	14	not	not	PART
hassl-4317	196	15	necessarily	necessarily	ADV
hassl-4317	196	16	influence	influence	VERB
hassl-4317	196	17	financial	financial	ADJ
hassl-4317	196	18	knowledge	knowledge	NOUN
hassl-4317	196	19	(	(	PUNCT
hassl-4317	196	20	fernandes	fernandes	PROPN
hassl-4317	196	21	,	,	PUNCT
hassl-4317	196	22	lynch	lynch	PROPN
hassl-4317	196	23	jr	jr	PROPN
hassl-4317	196	24	,	,	PUNCT
hassl-4317	196	25	&	&	CCONJ
hassl-4317	196	26	netemeyer	netemeyer	PROPN
hassl-4317	196	27	,	,	PUNCT
hassl-4317	196	28	2014	2014	NUM
hassl-4317	196	29	;	;	PUNCT
hassl-4317	196	30	mandell	mandell	PROPN
hassl-4317	196	31	&	&	CCONJ
hassl-4317	196	32	klein	klein	PROPN
hassl-4317	196	33	,	,	PUNCT
hassl-4317	196	34	2009	2009	NUM
hassl-4317	196	35	)	)	PUNCT
hassl-4317	196	36	.	.	PUNCT
hassl-4317	197	1	4.2.2	4.2.2	X
hassl-4317	197	2	.	.	PUNCT
hassl-4317	198	1	the	the	DET
hassl-4317	198	2	social	social	ADJ
hassl-4317	198	3	environment	environment	NOUN
hassl-4317	198	4	and	and	CCONJ
hassl-4317	198	5	sharia	sharia	PROPN
hassl-4317	198	6	financial	financial	ADJ
hassl-4317	198	7	literacy	literacy	NOUN
hassl-4317	198	8	the	the	DET
hassl-4317	198	9	findings	finding	NOUN
hassl-4317	198	10	indicate	indicate	VERB
hassl-4317	198	11	that	that	SCONJ
hassl-4317	198	12	the	the	DET
hassl-4317	198	13	social	social	ADJ
hassl-4317	198	14	environment	environment	NOUN
hassl-4317	198	15	significantly	significantly	ADV
hassl-4317	198	16	affects	affect	VERB
hassl-4317	198	17	sharia	sharia	PROPN
hassl-4317	198	18	financial	financial	ADJ
hassl-4317	198	19	literacy	literacy	NOUN
hassl-4317	198	20	.	.	PUNCT
hassl-4317	199	1	the	the	DET
hassl-4317	199	2	social	social	ADJ
hassl-4317	199	3	environment	environment	NOUN
hassl-4317	199	4	encompasses	encompass	VERB
hassl-4317	199	5	interactions	interaction	NOUN
hassl-4317	199	6	within	within	ADP
hassl-4317	199	7	families	family	NOUN
hassl-4317	199	8	,	,	PUNCT
hassl-4317	199	9	friendships	friendship	NOUN
hassl-4317	199	10	,	,	PUNCT
hassl-4317	199	11	and	and	CCONJ
hassl-4317	199	12	communities	community	NOUN
hassl-4317	199	13	,	,	PUNCT
hassl-4317	199	14	particularly	particularly	ADV
hassl-4317	199	15	with	with	ADP
hassl-4317	199	16	individuals	individual	NOUN
hassl-4317	199	17	who	who	PRON
hassl-4317	199	18	have	have	VERB
hassl-4317	199	19	experience	experience	NOUN
hassl-4317	199	20	using	use	VERB
hassl-4317	199	21	sharia	sharia	PROPN
hassl-4317	199	22	financial	financial	ADJ
hassl-4317	199	23	products	product	NOUN
hassl-4317	199	24	.	.	PUNCT
hassl-4317	200	1	the	the	DET
hassl-4317	200	2	religious	religious	ADJ
hassl-4317	200	3	knowledge	knowledge	NOUN
hassl-4317	200	4	of	of	ADP
hassl-4317	200	5	family	family	NOUN
hassl-4317	200	6	members	member	NOUN
hassl-4317	200	7	and	and	CCONJ
hassl-4317	200	8	significant	significant	ADJ
hassl-4317	200	9	others	other	NOUN
hassl-4317	200	10	also	also	ADV
hassl-4317	200	11	plays	play	VERB
hassl-4317	200	12	a	a	DET
hassl-4317	200	13	vital	vital	ADJ
hassl-4317	200	14	role	role	NOUN
hassl-4317	200	15	in	in	ADP
hassl-4317	200	16	influencing	influence	VERB
hassl-4317	200	17	a	a	DET
hassl-4317	200	18	person	person	NOUN
hassl-4317	200	19	's	's	PART
hassl-4317	200	20	understanding	understanding	NOUN
hassl-4317	200	21	of	of	ADP
hassl-4317	200	22	sharia	sharia	PROPN
hassl-4317	200	23	finance	finance	NOUN
hassl-4317	200	24	.	.	PUNCT
hassl-4317	201	1	if	if	SCONJ
hassl-4317	201	2	a	a	DET
hassl-4317	201	3	person	person	NOUN
hassl-4317	201	4	's	's	PART
hassl-4317	201	5	immediate	immediate	ADJ
hassl-4317	201	6	environment	environment	NOUN
hassl-4317	201	7	,	,	PUNCT
hassl-4317	201	8	including	include	VERB
hassl-4317	201	9	relatives	relative	NOUN
hassl-4317	201	10	,	,	PUNCT
hassl-4317	201	11	peers	peer	NOUN
hassl-4317	201	12	,	,	PUNCT
hassl-4317	201	13	or	or	CCONJ
hassl-4317	201	14	close	close	ADJ
hassl-4317	201	15	companions	companion	NOUN
hassl-4317	201	16	possesses	possess	VERB
hassl-4317	201	17	a	a	DET
hassl-4317	201	18	thorough	thorough	ADJ
hassl-4317	201	19	comprehension	comprehension	NOUN
hassl-4317	201	20	of	of	ADP
hassl-4317	201	21	sharia	sharia	PROPN
hassl-4317	201	22	finance	finance	PROPN
hassl-4317	201	23	,	,	PUNCT
hassl-4317	201	24	they	they	PRON
hassl-4317	201	25	have	have	VERB
hassl-4317	201	26	a	a	DET
hassl-4317	201	27	higher	high	ADJ
hassl-4317	201	28	chance	chance	NOUN
hassl-4317	201	29	to	to	PART
hassl-4317	201	30	share	share	VERB
hassl-4317	201	31	their	their	PRON
hassl-4317	201	32	knowledge	knowledge	NOUN
hassl-4317	201	33	,	,	PUNCT
hassl-4317	201	34	thereby	thereby	ADV
hassl-4317	201	35	improving	improve	VERB
hassl-4317	201	36	financial	financial	ADJ
hassl-4317	201	37	literacy	literacy	NOUN
hassl-4317	201	38	within	within	ADP
hassl-4317	201	39	their	their	PRON
hassl-4317	201	40	social	social	ADJ
hassl-4317	201	41	circle	circle	NOUN
hassl-4317	201	42	.	.	PUNCT
hassl-4317	202	1	consequently	consequently	ADV
hassl-4317	202	2	,	,	PUNCT
hassl-4317	202	3	enhancing	enhance	VERB
hassl-4317	202	4	sharia	sharia	PROPN
hassl-4317	202	5	financial	financial	ADJ
hassl-4317	202	6	awareness	awareness	NOUN
hassl-4317	202	7	at	at	ADP
hassl-4317	202	8	the	the	DET
hassl-4317	202	9	community	community	NOUN
hassl-4317	202	10	level	level	NOUN
hassl-4317	202	11	is	be	AUX
hassl-4317	202	12	essential	essential	ADJ
hassl-4317	202	13	.	.	PUNCT
hassl-4317	203	1	a	a	DET
hassl-4317	203	2	shared	share	VERB
hassl-4317	203	3	understanding	understanding	NOUN
hassl-4317	203	4	within	within	ADP
hassl-4317	203	5	the	the	DET
hassl-4317	203	6	social	social	ADJ
hassl-4317	203	7	environment	environment	NOUN
hassl-4317	203	8	facilitates	facilitate	VERB
hassl-4317	203	9	the	the	DET
hassl-4317	203	10	spreading	spread	VERB
hassl-4317	203	11	sharia	sharia	PROPN
hassl-4317	203	12	financial	financial	ADJ
hassl-4317	203	13	knowledge	knowledge	NOUN
hassl-4317	203	14	through	through	ADP
hassl-4317	203	15	social	social	ADJ
hassl-4317	203	16	interactions	interaction	NOUN
hassl-4317	203	17	.	.	PUNCT
hassl-4317	204	1	these	these	DET
hassl-4317	204	2	findings	finding	NOUN
hassl-4317	204	3	are	be	AUX
hassl-4317	204	4	supported	support	VERB
hassl-4317	204	5	by	by	ADP
hassl-4317	204	6	previous	previous	ADJ
hassl-4317	204	7	research	research	NOUN
hassl-4317	204	8	(	(	PUNCT
hassl-4317	204	9	koonce	koonce	NOUN
hassl-4317	204	10	,	,	PUNCT
hassl-4317	204	11	mimura	mimura	NOUN
hassl-4317	204	12	,	,	PUNCT
hassl-4317	204	13	mauldin	mauldin	PROPN
hassl-4317	204	14	,	,	PUNCT
hassl-4317	204	15	rupured	rupure	VERB
hassl-4317	204	16	,	,	PUNCT
hassl-4317	204	17	&	&	CCONJ
hassl-4317	204	18	jordan	jordan	PROPN
hassl-4317	204	19	,	,	PUNCT
hassl-4317	204	20	2008	2008	NUM
hassl-4317	204	21	;	;	PUNCT
hassl-4317	204	22	lusardi	lusardi	PROPN
hassl-4317	204	23	et	et	PROPN
hassl-4317	204	24	al	al	PROPN
hassl-4317	204	25	.	.	PROPN
hassl-4317	204	26	,	,	PUNCT
hassl-4317	204	27	2010	2010	NUM
hassl-4317	204	28	)	)	PUNCT
hassl-4317	204	29	.	.	PUNCT
hassl-4317	205	1	4.2.3	4.2.3	X
hassl-4317	205	2	.	.	PUNCT
hassl-4317	206	1	sharia	sharia	PROPN
hassl-4317	206	2	financial	financial	ADJ
hassl-4317	206	3	literacy	literacy	PROPN
hassl-4317	206	4	and	and	CCONJ
hassl-4317	206	5	sharia	sharia	PROPN
hassl-4317	206	6	financing	financing	NOUN
hassl-4317	206	7	behavior	behavior	NOUN
hassl-4317	206	8	the	the	DET
hassl-4317	206	9	results	result	NOUN
hassl-4317	206	10	indicate	indicate	VERB
hassl-4317	206	11	that	that	SCONJ
hassl-4317	206	12	sharia	sharia	PROPN
hassl-4317	206	13	financial	financial	ADJ
hassl-4317	206	14	literacy	literacy	NOUN
hassl-4317	206	15	significantly	significantly	ADV
hassl-4317	206	16	affects	affect	VERB
hassl-4317	206	17	sharia	sharia	PROPN
hassl-4317	206	18	financing	financing	NOUN
hassl-4317	206	19	behavior	behavior	NOUN
hassl-4317	206	20	.	.	PUNCT
hassl-4317	207	1	in	in	ADP
hassl-4317	207	2	this	this	DET
hassl-4317	207	3	study	study	NOUN
hassl-4317	207	4	,	,	PUNCT
hassl-4317	207	5	sharia	sharia	PROPN
hassl-4317	207	6	financial	financial	ADJ
hassl-4317	207	7	literacy	literacy	NOUN
hassl-4317	207	8	from	from	ADP
hassl-4317	207	9	a	a	DET
hassl-4317	207	10	person	person	NOUN
hassl-4317	207	11	knowledge	knowledge	NOUN
hassl-4317	207	12	of	of	ADP
hassl-4317	207	13	sharia	sharia	PROPN
hassl-4317	207	14	finance	finance	PROPN
hassl-4317	207	15	.	.	PUNCT
hassl-4317	208	1	financial	financial	ADJ
hassl-4317	208	2	literacy	literacy	NOUN
hassl-4317	208	3	is	be	AUX
hassl-4317	208	4	particularly	particularly	ADV
hassl-4317	208	5	important	important	ADJ
hassl-4317	208	6	for	for	ADP
hassl-4317	208	7	muslims	muslim	NOUN
hassl-4317	208	8	,	,	PUNCT
hassl-4317	208	9	as	as	SCONJ
hassl-4317	208	10	it	it	PRON
hassl-4317	208	11	helps	help	VERB
hassl-4317	208	12	them	they	PRON
hassl-4317	208	13	navigate	navigate	VERB
hassl-4317	208	14	financial	financial	ADJ
hassl-4317	208	15	decisions	decision	NOUN
hassl-4317	208	16	while	while	SCONJ
hassl-4317	208	17	adhering	adhere	VERB
hassl-4317	208	18	to	to	ADP
hassl-4317	208	19	sharia	sharia	PROPN
hassl-4317	208	20	principles	principle	NOUN
hassl-4317	208	21	,	,	PUNCT
hassl-4317	208	22	thereby	thereby	ADV
hassl-4317	208	23	avoiding	avoid	VERB
hassl-4317	208	24	financial	financial	ADJ
hassl-4317	208	25	difficulties	difficulty	NOUN
hassl-4317	208	26	.	.	PUNCT
hassl-4317	209	1	a	a	DET
hassl-4317	209	2	strong	strong	ADJ
hassl-4317	209	3	understanding	understanding	NOUN
hassl-4317	209	4	of	of	ADP
hassl-4317	209	5	sharia	sharia	PROPN
hassl-4317	209	6	finance	finance	NOUN
hassl-4317	209	7	enables	enable	VERB
hassl-4317	209	8	individuals	individual	NOUN
hassl-4317	209	9	to	to	PART
hassl-4317	209	10	select	select	VERB
hassl-4317	209	11	financing	financing	NOUN
hassl-4317	209	12	options	option	NOUN
hassl-4317	209	13	that	that	PRON
hassl-4317	209	14	comply	comply	VERB
hassl-4317	209	15	with	with	ADP
hassl-4317	209	16	islamic	islamic	ADJ
hassl-4317	209	17	principles	principle	NOUN
hassl-4317	209	18	,	,	PUNCT
hassl-4317	209	19	like	like	ADP
hassl-4317	209	20	the	the	DET
hassl-4317	209	21	prohibition	prohibition	NOUN
hassl-4317	209	22	of	of	ADP
hassl-4317	209	23	riba	riba	PROPN
hassl-4317	209	24	(	(	PUNCT
hassl-4317	209	25	usury	usury	NOUN
hassl-4317	209	26	)	)	PUNCT
hassl-4317	209	27	,	,	PUNCT
hassl-4317	209	28	maisir	maisir	NOUN
hassl-4317	209	29	(	(	PUNCT
hassl-4317	209	30	speculation	speculation	NOUN
hassl-4317	209	31	)	)	PUNCT
hassl-4317	209	32	,	,	PUNCT
hassl-4317	209	33	and	and	CCONJ
hassl-4317	209	34	gharar	gharar	NOUN
hassl-4317	209	35	(	(	PUNCT
hassl-4317	209	36	excessive	excessive	ADJ
hassl-4317	209	37	uncertainty	uncertainty	NOUN
hassl-4317	209	38	)	)	PUNCT
hassl-4317	209	39	.	.	PUNCT
hassl-4317	210	1	these	these	DET
hassl-4317	210	2	principles	principle	NOUN
hassl-4317	210	3	contribute	contribute	VERB
hassl-4317	210	4	to	to	ADP
hassl-4317	210	5	public	public	ADJ
hassl-4317	210	6	confidence	confidence	NOUN
hassl-4317	210	7	in	in	ADP
hassl-4317	210	8	sharia	sharia	PROPN
hassl-4317	210	9	financial	financial	ADJ
hassl-4317	210	10	products	product	NOUN
hassl-4317	210	11	.	.	PUNCT
hassl-4317	211	1	therefore	therefore	ADV
hassl-4317	211	2	,	,	PUNCT
hassl-4317	211	3	a	a	DET
hassl-4317	211	4	community	community	NOUN
hassl-4317	211	5	's	's	PART
hassl-4317	211	6	financial	financial	ADJ
hassl-4317	211	7	literacy	literacy	NOUN
hassl-4317	211	8	serves	serve	VERB
hassl-4317	211	9	a	a	DET
hassl-4317	211	10	vital	vital	ADJ
hassl-4317	211	11	function	function	NOUN
hassl-4317	211	12	in	in	ADP
hassl-4317	211	13	fostering	foster	VERB
hassl-4317	211	14	trust	trust	NOUN
hassl-4317	211	15	and	and	CCONJ
hassl-4317	211	16	encouraging	encourage	VERB
hassl-4317	211	17	the	the	DET
hassl-4317	211	18	use	use	NOUN
hassl-4317	211	19	of	of	ADP
hassl-4317	211	20	sharia	sharia	NOUN
hassl-4317	211	21	-	-	PUNCT
hassl-4317	211	22	compliant	compliant	ADJ
hassl-4317	211	23	financial	financial	ADJ
hassl-4317	211	24	services	service	NOUN
hassl-4317	211	25	.	.	PUNCT
hassl-4317	212	1	this	this	DET
hassl-4317	212	2	finding	finding	NOUN
hassl-4317	212	3	aligns	align	VERB
hassl-4317	212	4	with	with	ADP
hassl-4317	212	5	previous	previous	ADJ
hassl-4317	212	6	studies	study	NOUN
hassl-4317	212	7	i.e.	i.e.	X
hassl-4317	212	8	,	,	PUNCT
hassl-4317	212	9	alagu	alagu	ADJ
hassl-4317	212	10	and	and	CCONJ
hassl-4317	212	11	thanuskodi	thanuskodi	PROPN
hassl-4317	212	12	(	(	PUNCT
hassl-4317	212	13	2018	2018	NUM
hassl-4317	212	14	)	)	PUNCT
hassl-4317	212	15	,	,	PUNCT
hassl-4317	212	16	antara	antara	NOUN
hassl-4317	212	17	et	et	PROPN
hassl-4317	212	18	al	al	PROPN
hassl-4317	212	19	.	.	PUNCT
hassl-4317	213	1	(	(	PUNCT
hassl-4317	213	2	2016	2016	NUM
hassl-4317	213	3	)	)	PUNCT
hassl-4317	213	4	and	and	CCONJ
hassl-4317	213	5	appiah	appiah	PROPN
hassl-4317	213	6	(	(	PUNCT
hassl-4317	213	7	2023	2023	NUM
hassl-4317	213	8	)	)	PUNCT
hassl-4317	213	9	which	which	PRON
hassl-4317	213	10	highlight	highlight	VERB
hassl-4317	213	11	the	the	DET
hassl-4317	213	12	function	function	NOUN
hassl-4317	213	13	of	of	ADP
hassl-4317	213	14	information	information	NOUN
hassl-4317	213	15	in	in	ADP
hassl-4317	213	16	enhancing	enhance	VERB
hassl-4317	213	17	financial	financial	ADJ
hassl-4317	213	18	knowledge	knowledge	NOUN
hassl-4317	213	19	(	(	PUNCT
hassl-4317	213	20	akhshik	akhshik	NOUN
hassl-4317	213	21	et	et	PROPN
hassl-4317	213	22	al	al	PROPN
hassl-4317	213	23	.	.	PROPN
hassl-4317	213	24	,	,	PUNCT
hassl-4317	213	25	2023	2023	NUM
hassl-4317	213	26	;	;	PUNCT
hassl-4317	213	27	asadian	asadian	PROPN
hassl-4317	213	28	et	et	PROPN
hassl-4317	213	29	al	al	PROPN
hassl-4317	213	30	.	.	PROPN
hassl-4317	213	31	,	,	PUNCT
hassl-4317	213	32	2023	2023	NUM
hassl-4317	213	33	;	;	PUNCT
hassl-4317	213	34	maulina	maulina	PROPN
hassl-4317	213	35	et	et	PROPN
hassl-4317	213	36	al	al	PROPN
hassl-4317	213	37	.	.	PROPN
hassl-4317	213	38	,	,	PUNCT
hassl-4317	213	39	2024	2024	NUM
hassl-4317	213	40	;	;	PUNCT
hassl-4317	213	41	sugihartati	sugihartati	PROPN
hassl-4317	213	42	et	et	PROPN
hassl-4317	213	43	al	al	PROPN
hassl-4317	213	44	.	.	PROPN
hassl-4317	213	45	,	,	PUNCT
hassl-4317	213	46	2025	2025	NUM
hassl-4317	213	47	)	)	PUNCT
hassl-4317	213	48	.	.	PUNCT
hassl-4317	214	1	humanities	humanity	NOUN
hassl-4317	214	2	and	and	CCONJ
hassl-4317	214	3	social	social	ADJ
hassl-4317	214	4	sciences	science	NOUN
hassl-4317	214	5	letters	letter	NOUN
hassl-4317	214	6	,	,	PUNCT
hassl-4317	214	7	2025	2025	NUM
hassl-4317	214	8	,	,	PUNCT
hassl-4317	214	9	13(3	13(3	NUM
hassl-4317	214	10	):	):	PUNCT
hassl-4317	214	11	904	904	NUM
hassl-4317	214	12	-	-	SYM
hassl-4317	214	13	915	915	NUM
hassl-4317	214	14	911	911	NUM
hassl-4317	214	15	©	©	ADP
hassl-4317	214	16	2025	2025	NUM
hassl-4317	214	17	conscientia	conscientia	PROPN
hassl-4317	214	18	beam	beam	PROPN
hassl-4317	214	19	.	.	PUNCT
hassl-4317	215	1	all	all	DET
hassl-4317	215	2	rights	right	NOUN
hassl-4317	215	3	reserved	reserve	VERB
hassl-4317	215	4	.	.	PUNCT
hassl-4317	216	1	4.2.4	4.2.4	X
hassl-4317	216	2	.	.	PUNCT
hassl-4317	216	3	gender	gender	NOUN
hassl-4317	216	4	and	and	CCONJ
hassl-4317	216	5	sharia	sharia	PROPN
hassl-4317	216	6	financing	financing	NOUN
hassl-4317	216	7	behavior	behavior	NOUN
hassl-4317	216	8	gender	gender	NOUN
hassl-4317	216	9	is	be	AUX
hassl-4317	216	10	a	a	DET
hassl-4317	216	11	social	social	ADJ
hassl-4317	216	12	and	and	CCONJ
hassl-4317	216	13	cultural	cultural	ADJ
hassl-4317	216	14	construct	construct	NOUN
hassl-4317	216	15	that	that	PRON
hassl-4317	216	16	defines	define	VERB
hassl-4317	216	17	the	the	DET
hassl-4317	216	18	roles	role	NOUN
hassl-4317	216	19	,	,	PUNCT
hassl-4317	216	20	behaviors	behavior	NOUN
hassl-4317	216	21	,	,	PUNCT
hassl-4317	216	22	expressions	expression	NOUN
hassl-4317	216	23	,	,	PUNCT
hassl-4317	216	24	and	and	CCONJ
hassl-4317	216	25	identities	identity	NOUN
hassl-4317	216	26	of	of	ADP
hassl-4317	216	27	individuals	individual	NOUN
hassl-4317	216	28	as	as	ADP
hassl-4317	216	29	men	man	NOUN
hassl-4317	216	30	or	or	CCONJ
hassl-4317	216	31	women	woman	NOUN
hassl-4317	216	32	.	.	PUNCT
hassl-4317	217	1	the	the	DET
hassl-4317	217	2	results	result	NOUN
hassl-4317	217	3	of	of	ADP
hassl-4317	217	4	this	this	DET
hassl-4317	217	5	investigation	investigation	NOUN
hassl-4317	217	6	indicate	indicate	VERB
hassl-4317	217	7	that	that	SCONJ
hassl-4317	217	8	gender	gender	NOUN
hassl-4317	217	9	exerts	exert	VERB
hassl-4317	217	10	a	a	DET
hassl-4317	217	11	notable	notable	ADJ
hassl-4317	217	12	influence	influence	NOUN
hassl-4317	217	13	on	on	ADP
hassl-4317	217	14	sharia	sharia	PROPN
hassl-4317	217	15	financing	financing	NOUN
hassl-4317	217	16	behavior	behavior	NOUN
hassl-4317	217	17	.	.	PUNCT
hassl-4317	218	1	this	this	PRON
hassl-4317	218	2	suggests	suggest	VERB
hassl-4317	218	3	that	that	SCONJ
hassl-4317	218	4	men	man	NOUN
hassl-4317	218	5	and	and	CCONJ
hassl-4317	218	6	women	woman	NOUN
hassl-4317	218	7	exhibit	exhibit	VERB
hassl-4317	218	8	different	different	ADJ
hassl-4317	218	9	financial	financial	ADJ
hassl-4317	218	10	behaviors	behavior	NOUN
hassl-4317	218	11	,	,	PUNCT
hassl-4317	218	12	particularly	particularly	ADV
hassl-4317	218	13	in	in	ADP
hassl-4317	218	14	the	the	DET
hassl-4317	218	15	context	context	NOUN
hassl-4317	218	16	of	of	ADP
hassl-4317	218	17	sharia	sharia	NOUN
hassl-4317	218	18	-	-	PUNCT
hassl-4317	218	19	compliant	compliant	ADJ
hassl-4317	218	20	financing	financing	NOUN
hassl-4317	218	21	.	.	PUNCT
hassl-4317	219	1	men	man	NOUN
hassl-4317	219	2	and	and	CCONJ
hassl-4317	219	3	women	woman	NOUN
hassl-4317	219	4	differ	differ	VERB
hassl-4317	219	5	in	in	ADP
hassl-4317	219	6	their	their	PRON
hassl-4317	219	7	financial	financial	ADJ
hassl-4317	219	8	decision	decision	NOUN
hassl-4317	219	9	-	-	PUNCT
hassl-4317	219	10	making	make	VERB
hassl-4317	219	11	processes	process	NOUN
hassl-4317	219	12	,	,	PUNCT
hassl-4317	219	13	a	a	DET
hassl-4317	219	14	factor	factor	NOUN
hassl-4317	219	15	that	that	PRON
hassl-4317	219	16	should	should	AUX
hassl-4317	219	17	be	be	AUX
hassl-4317	219	18	considered	consider	VERB
hassl-4317	219	19	by	by	ADP
hassl-4317	219	20	financial	financial	ADJ
hassl-4317	219	21	advisors	advisor	NOUN
hassl-4317	219	22	and	and	CCONJ
hassl-4317	219	23	institutions	institution	NOUN
hassl-4317	219	24	offering	offer	VERB
hassl-4317	219	25	financial	financial	ADJ
hassl-4317	219	26	products	product	NOUN
hassl-4317	219	27	and	and	CCONJ
hassl-4317	219	28	services	service	NOUN
hassl-4317	219	29	.	.	PUNCT
hassl-4317	220	1	previous	previous	ADJ
hassl-4317	220	2	research	research	NOUN
hassl-4317	220	3	suggests	suggest	VERB
hassl-4317	220	4	that	that	SCONJ
hassl-4317	220	5	women	woman	NOUN
hassl-4317	220	6	generally	generally	ADV
hassl-4317	220	7	exhibit	exhibit	VERB
hassl-4317	220	8	greater	great	ADJ
hassl-4317	220	9	risk	risk	NOUN
hassl-4317	220	10	aversion	aversion	NOUN
hassl-4317	220	11	compared	compare	VERB
hassl-4317	220	12	to	to	ADP
hassl-4317	220	13	men	man	NOUN
hassl-4317	220	14	leading	lead	VERB
hassl-4317	220	15	them	they	PRON
hassl-4317	220	16	to	to	PART
hassl-4317	220	17	make	make	VERB
hassl-4317	220	18	more	more	ADJ
hassl-4317	220	19	conservative	conservative	ADJ
hassl-4317	220	20	financial	financial	ADJ
hassl-4317	220	21	decisions	decision	NOUN
hassl-4317	220	22	.	.	PUNCT
hassl-4317	221	1	this	this	DET
hassl-4317	221	2	tendency	tendency	NOUN
hassl-4317	221	3	also	also	ADV
hassl-4317	221	4	applies	apply	VERB
hassl-4317	221	5	to	to	ADP
hassl-4317	221	6	their	their	PRON
hassl-4317	221	7	financing	financing	NOUN
hassl-4317	221	8	choices	choice	NOUN
hassl-4317	221	9	.	.	PUNCT
hassl-4317	222	1	muslims	muslim	NOUN
hassl-4317	222	2	,	,	PUNCT
hassl-4317	222	3	women	woman	NOUN
hassl-4317	222	4	are	be	AUX
hassl-4317	222	5	more	more	ADV
hassl-4317	222	6	likely	likely	ADJ
hassl-4317	222	7	to	to	PART
hassl-4317	222	8	opt	opt	VERB
hassl-4317	222	9	for	for	ADP
hassl-4317	222	10	sharia	sharia	NOUN
hassl-4317	222	11	-	-	PUNCT
hassl-4317	222	12	compliant	compliant	ADJ
hassl-4317	222	13	financing	financing	NOUN
hassl-4317	222	14	,	,	PUNCT
hassl-4317	222	15	as	as	SCONJ
hassl-4317	222	16	it	it	PRON
hassl-4317	222	17	aligns	align	VERB
hassl-4317	222	18	with	with	ADP
hassl-4317	222	19	their	their	PRON
hassl-4317	222	20	religious	religious	ADJ
hassl-4317	222	21	values	value	NOUN
hassl-4317	222	22	and	and	CCONJ
hassl-4317	222	23	provides	provide	VERB
hassl-4317	222	24	them	they	PRON
hassl-4317	222	25	with	with	ADP
hassl-4317	222	26	a	a	DET
hassl-4317	222	27	sense	sense	NOUN
hassl-4317	222	28	of	of	ADP
hassl-4317	222	29	security	security	NOUN
hassl-4317	222	30	.	.	PUNCT
hassl-4317	223	1	these	these	DET
hassl-4317	223	2	findings	finding	NOUN
hassl-4317	223	3	align	align	VERB
hassl-4317	223	4	with	with	ADP
hassl-4317	223	5	prior	prior	ADJ
hassl-4317	223	6	research	research	NOUN
hassl-4317	223	7	(	(	PUNCT
hassl-4317	223	8	embrey	embrey	PROPN
hassl-4317	223	9	&	&	CCONJ
hassl-4317	223	10	fox	fox	PROPN
hassl-4317	223	11	,	,	PUNCT
hassl-4317	223	12	1997	1997	NUM
hassl-4317	223	13	;	;	PUNCT
hassl-4317	223	14	harris	harris	PROPN
hassl-4317	223	15	&	&	CCONJ
hassl-4317	223	16	jenkins	jenkins	PROPN
hassl-4317	223	17	,	,	PUNCT
hassl-4317	223	18	2006	2006	NUM
hassl-4317	223	19	;	;	PUNCT
hassl-4317	223	20	jaiswal	jaiswal	PROPN
hassl-4317	223	21	&	&	CCONJ
hassl-4317	223	22	kamil	kamil	PROPN
hassl-4317	223	23	,	,	PUNCT
hassl-4317	223	24	2012	2012	NUM
hassl-4317	223	25	;	;	PUNCT
hassl-4317	223	26	kusá	kusá	PROPN
hassl-4317	223	27	et	et	PROPN
hassl-4317	223	28	al	al	PROPN
hassl-4317	223	29	.	.	PROPN
hassl-4317	223	30	,	,	PUNCT
hassl-4317	223	31	2014	2014	NUM
hassl-4317	223	32	;	;	PUNCT
hassl-4317	223	33	mata	mata	NOUN
hassl-4317	223	34	,	,	PUNCT
hassl-4317	223	35	2021	2021	NUM
hassl-4317	223	36	;	;	PUNCT
hassl-4317	223	37	stendardi	stendardi	PROPN
hassl-4317	223	38	et	et	PROPN
hassl-4317	223	39	al	al	PROPN
hassl-4317	223	40	.	.	PROPN
hassl-4317	223	41	,	,	PUNCT
hassl-4317	223	42	2006	2006	NUM
hassl-4317	223	43	;	;	PUNCT
hassl-4317	223	44	sung	sung	PROPN
hassl-4317	223	45	&	&	CCONJ
hassl-4317	223	46	hanna	hanna	PROPN
hassl-4317	223	47	,	,	PUNCT
hassl-4317	223	48	1996	1996	NUM
hassl-4317	223	49	;	;	PUNCT
hassl-4317	223	50	walczak	walczak	NOUN
hassl-4317	223	51	&	&	CCONJ
hassl-4317	223	52	pieńkowska	pieńkowska	NOUN
hassl-4317	223	53	-	-	PUNCT
hassl-4317	223	54	kamieniecka	kamieniecka	NOUN
hassl-4317	223	55	,	,	PUNCT
hassl-4317	223	56	2018	2018	NUM
hassl-4317	223	57	)	)	PUNCT
hassl-4317	223	58	.	.	PUNCT
hassl-4317	224	1	4.2.5	4.2.5	X
hassl-4317	224	2	.	.	X
hassl-4317	224	3	regret	regret	NOUN
hassl-4317	224	4	aversion	aversion	NOUN
hassl-4317	224	5	and	and	CCONJ
hassl-4317	224	6	sharia	sharia	PROPN
hassl-4317	224	7	financing	financing	NOUN
hassl-4317	224	8	behavior	behavior	NOUN
hassl-4317	224	9	regret	regret	NOUN
hassl-4317	224	10	aversion	aversion	NOUN
hassl-4317	224	11	is	be	AUX
hassl-4317	224	12	a	a	DET
hassl-4317	224	13	mental	mental	ADJ
hassl-4317	224	14	bias	bias	NOUN
hassl-4317	224	15	where	where	SCONJ
hassl-4317	224	16	people	people	NOUN
hassl-4317	224	17	respond	respond	VERB
hassl-4317	224	18	differently	differently	ADV
hassl-4317	224	19	to	to	ADP
hassl-4317	224	20	the	the	DET
hassl-4317	224	21	certainty	certainty	NOUN
hassl-4317	224	22	of	of	ADP
hassl-4317	224	23	gains	gain	NOUN
hassl-4317	224	24	and	and	CCONJ
hassl-4317	224	25	drawbacks	drawback	NOUN
hassl-4317	224	26	.	.	PUNCT
hassl-4317	225	1	when	when	SCONJ
hassl-4317	225	2	presented	present	VERB
hassl-4317	225	3	with	with	ADP
hassl-4317	225	4	guaranteed	guarantee	VERB
hassl-4317	225	5	benefits	benefit	NOUN
hassl-4317	225	6	,	,	PUNCT
hassl-4317	225	7	they	they	PRON
hassl-4317	225	8	tend	tend	VERB
hassl-4317	225	9	to	to	PART
hassl-4317	225	10	avoid	avoid	VERB
hassl-4317	225	11	risk	risk	NOUN
hassl-4317	225	12	.	.	PUNCT
hassl-4317	226	1	the	the	DET
hassl-4317	226	2	results	result	NOUN
hassl-4317	226	3	of	of	ADP
hassl-4317	226	4	this	this	DET
hassl-4317	226	5	research	research	NOUN
hassl-4317	226	6	suggest	suggest	VERB
hassl-4317	226	7	that	that	SCONJ
hassl-4317	226	8	regret	regret	VERB
hassl-4317	226	9	aversion	aversion	NOUN
hassl-4317	226	10	plays	play	VERB
hassl-4317	226	11	a	a	DET
hassl-4317	226	12	part	part	NOUN
hassl-4317	226	13	in	in	ADP
hassl-4317	226	14	shaping	shape	VERB
hassl-4317	226	15	sharia	sharia	PROPN
hassl-4317	226	16	financing	financing	NOUN
hassl-4317	226	17	behavior	behavior	NOUN
hassl-4317	226	18	.	.	PUNCT
hassl-4317	227	1	participants	participant	NOUN
hassl-4317	227	2	expressed	express	VERB
hassl-4317	227	3	reluctance	reluctance	NOUN
hassl-4317	227	4	to	to	PART
hassl-4317	227	5	engage	engage	VERB
hassl-4317	227	6	in	in	ADP
hassl-4317	227	7	financing	financing	NOUN
hassl-4317	227	8	options	option	NOUN
hassl-4317	227	9	that	that	PRON
hassl-4317	227	10	had	have	AUX
hassl-4317	227	11	previously	previously	ADV
hassl-4317	227	12	resulted	result	VERB
hassl-4317	227	13	in	in	ADP
hassl-4317	227	14	financial	financial	ADJ
hassl-4317	227	15	losses	loss	NOUN
hassl-4317	227	16	.	.	PUNCT
hassl-4317	228	1	additionally	additionally	ADV
hassl-4317	228	2	,	,	PUNCT
hassl-4317	228	3	they	they	PRON
hassl-4317	228	4	considered	consider	VERB
hassl-4317	228	5	past	past	ADP
hassl-4317	228	6	negative	negative	ADJ
hassl-4317	228	7	experiences	experience	NOUN
hassl-4317	228	8	when	when	SCONJ
hassl-4317	228	9	making	make	VERB
hassl-4317	228	10	new	new	ADJ
hassl-4317	228	11	financing	financing	NOUN
hassl-4317	228	12	decisions	decision	NOUN
hassl-4317	228	13	.	.	PUNCT
hassl-4317	229	1	this	this	PRON
hassl-4317	229	2	suggests	suggest	VERB
hassl-4317	229	3	that	that	SCONJ
hassl-4317	229	4	prior	prior	ADJ
hassl-4317	229	5	financial	financial	ADJ
hassl-4317	229	6	setbacks	setback	NOUN
hassl-4317	229	7	influence	influence	VERB
hassl-4317	229	8	future	future	ADJ
hassl-4317	229	9	financing	financing	NOUN
hassl-4317	229	10	choices	choice	NOUN
hassl-4317	229	11	with	with	ADP
hassl-4317	229	12	individuals	individual	NOUN
hassl-4317	229	13	seeking	seek	VERB
hassl-4317	229	14	to	to	PART
hassl-4317	229	15	avoid	avoid	VERB
hassl-4317	229	16	similar	similar	ADJ
hassl-4317	229	17	regrets	regret	NOUN
hassl-4317	229	18	.	.	PUNCT
hassl-4317	230	1	regret	regret	NOUN
hassl-4317	230	2	aversion	aversion	NOUN
hassl-4317	230	3	serves	serve	VERB
hassl-4317	230	4	as	as	ADP
hassl-4317	230	5	a	a	DET
hassl-4317	230	6	key	key	ADJ
hassl-4317	230	7	psychological	psychological	ADJ
hassl-4317	230	8	factor	factor	NOUN
hassl-4317	230	9	in	in	ADP
hassl-4317	230	10	financial	financial	ADJ
hassl-4317	230	11	decision	decision	NOUN
hassl-4317	230	12	-	-	PUNCT
hassl-4317	230	13	making	making	NOUN
hassl-4317	230	14	,	,	PUNCT
hassl-4317	230	15	including	include	VERB
hassl-4317	230	16	selecting	select	VERB
hassl-4317	230	17	shariacompliant	shariacompliant	ADJ
hassl-4317	230	18	financing	financing	NOUN
hassl-4317	230	19	.	.	PUNCT
hassl-4317	231	1	in	in	ADP
hassl-4317	231	2	practice	practice	NOUN
hassl-4317	231	3	,	,	PUNCT
hassl-4317	231	4	individuals	individual	NOUN
hassl-4317	231	5	make	make	VERB
hassl-4317	231	6	judgments	judgment	NOUN
hassl-4317	231	7	and	and	CCONJ
hassl-4317	231	8	choices	choice	NOUN
hassl-4317	231	9	based	base	VERB
hassl-4317	231	10	on	on	ADP
hassl-4317	231	11	past	past	ADJ
hassl-4317	231	12	experiences	experience	NOUN
hassl-4317	231	13	,	,	PUNCT
hassl-4317	231	14	personal	personal	ADJ
hassl-4317	231	15	beliefs	belief	NOUN
hassl-4317	231	16	,	,	PUNCT
hassl-4317	231	17	and	and	CCONJ
hassl-4317	231	18	risk	risk	NOUN
hassl-4317	231	19	perceptions	perception	NOUN
hassl-4317	231	20	.	.	PUNCT
hassl-4317	232	1	these	these	DET
hassl-4317	232	2	findings	finding	NOUN
hassl-4317	232	3	are	be	AUX
hassl-4317	232	4	supported	support	VERB
hassl-4317	232	5	by	by	ADP
hassl-4317	232	6	previous	previous	ADJ
hassl-4317	232	7	research	research	NOUN
hassl-4317	232	8	(	(	PUNCT
hassl-4317	232	9	alrabadi	alrabadi	NOUN
hassl-4317	232	10	,	,	PUNCT
hassl-4317	232	11	2018	2018	NUM
hassl-4317	232	12	;	;	PUNCT
hassl-4317	232	13	baker	baker	PROPN
hassl-4317	232	14	&	&	CCONJ
hassl-4317	232	15	ricciardi	ricciardi	PROPN
hassl-4317	232	16	,	,	PUNCT
hassl-4317	232	17	2014	2014	NUM
hassl-4317	232	18	;	;	PUNCT
hassl-4317	232	19	jain	jain	PROPN
hassl-4317	232	20	et	et	PROPN
hassl-4317	232	21	al	al	PROPN
hassl-4317	232	22	.	.	PROPN
hassl-4317	232	23	,	,	PUNCT
hassl-4317	232	24	2020	2020	NUM
hassl-4317	232	25	;	;	PUNCT
hassl-4317	232	26	jain	jain	PROPN
hassl-4317	232	27	et	et	PROPN
hassl-4317	232	28	al	al	PROPN
hassl-4317	232	29	.	.	PROPN
hassl-4317	232	30	,	,	PUNCT
hassl-4317	232	31	2017	2017	NUM
hassl-4317	232	32	;	;	PUNCT
hassl-4317	232	33	mittal	mittal	NUM
hassl-4317	232	34	,	,	PUNCT
hassl-4317	232	35	2018	2018	NUM
hassl-4317	232	36	;	;	PUNCT
hassl-4317	232	37	shafqat	shafqat	PROPN
hassl-4317	232	38	&	&	CCONJ
hassl-4317	232	39	malik	malik	PROPN
hassl-4317	232	40	,	,	PUNCT
hassl-4317	232	41	2021	2021	NUM
hassl-4317	232	42	;	;	PUNCT
hassl-4317	232	43	zahera	zahera	PROPN
hassl-4317	232	44	&	&	CCONJ
hassl-4317	232	45	bansal	bansal	PROPN
hassl-4317	232	46	,	,	PUNCT
hassl-4317	232	47	2018	2018	NUM
hassl-4317	232	48	)	)	PUNCT
hassl-4317	232	49	.	.	PUNCT
hassl-4317	233	1	5	5	X
hassl-4317	233	2	.	.	X
hassl-4317	233	3	conclusion	conclusion	NOUN
hassl-4317	233	4	,	,	PUNCT
hassl-4317	233	5	limitations	limitation	NOUN
hassl-4317	233	6	,	,	PUNCT
hassl-4317	233	7	and	and	CCONJ
hassl-4317	233	8	future	future	ADJ
hassl-4317	233	9	research	research	NOUN
hassl-4317	233	10	5.1	5.1	NUM
hassl-4317	233	11	.	.	PUNCT
hassl-4317	234	1	conclusion	conclusion	NOUN
hassl-4317	234	2	this	this	DET
hassl-4317	234	3	research	research	NOUN
hassl-4317	234	4	reveals	reveal	VERB
hassl-4317	234	5	that	that	SCONJ
hassl-4317	234	6	psychological	psychological	ADJ
hassl-4317	234	7	bias	bias	NOUN
hassl-4317	234	8	,	,	PUNCT
hassl-4317	234	9	particularly	particularly	ADV
hassl-4317	234	10	regret	regret	VERB
hassl-4317	234	11	aversion	aversion	NOUN
hassl-4317	234	12	is	be	AUX
hassl-4317	234	13	an	an	DET
hassl-4317	234	14	essential	essential	ADJ
hassl-4317	234	15	component	component	NOUN
hassl-4317	234	16	that	that	PRON
hassl-4317	234	17	individuals	individual	NOUN
hassl-4317	234	18	consider	consider	VERB
hassl-4317	234	19	when	when	SCONJ
hassl-4317	234	20	making	make	VERB
hassl-4317	234	21	financial	financial	ADJ
hassl-4317	234	22	decisions	decision	NOUN
hassl-4317	234	23	,	,	PUNCT
hassl-4317	234	24	especially	especially	ADV
hassl-4317	234	25	in	in	ADP
hassl-4317	234	26	relation	relation	NOUN
hassl-4317	234	27	to	to	ADP
hassl-4317	234	28	financing	financing	NOUN
hassl-4317	234	29	,	,	PUNCT
hassl-4317	234	30	including	include	VERB
hassl-4317	234	31	sharia	sharia	PROPN
hassl-4317	234	32	financing	financing	NOUN
hassl-4317	234	33	.	.	PUNCT
hassl-4317	235	1	this	this	DET
hassl-4317	235	2	finding	finding	NOUN
hassl-4317	235	3	provides	provide	VERB
hassl-4317	235	4	valuable	valuable	ADJ
hassl-4317	235	5	insights	insight	NOUN
hassl-4317	235	6	for	for	ADP
hassl-4317	235	7	financial	financial	ADJ
hassl-4317	235	8	institutions	institution	NOUN
hassl-4317	235	9	,	,	PUNCT
hassl-4317	235	10	particularly	particularly	ADV
hassl-4317	235	11	sharia	sharia	ADJ
hassl-4317	235	12	financial	financial	ADJ
hassl-4317	235	13	institutions	institution	NOUN
hassl-4317	235	14	in	in	ADP
hassl-4317	235	15	understanding	understanding	NOUN
hassl-4317	235	16	and	and	CCONJ
hassl-4317	235	17	accommodating	accommodate	VERB
hassl-4317	235	18	individuals	individual	NOUN
hassl-4317	235	19	'	'	PART
hassl-4317	235	20	preferences	preference	NOUN
hassl-4317	235	21	when	when	SCONJ
hassl-4317	235	22	selecting	select	VERB
hassl-4317	235	23	financing	financing	NOUN
hassl-4317	235	24	options	option	NOUN
hassl-4317	235	25	that	that	PRON
hassl-4317	235	26	suit	suit	VERB
hassl-4317	235	27	their	their	PRON
hassl-4317	235	28	needs	need	NOUN
hassl-4317	235	29	.	.	PUNCT
hassl-4317	236	1	sharia	sharia	PROPN
hassl-4317	236	2	financial	financial	ADJ
hassl-4317	236	3	literacy	literacy	NOUN
hassl-4317	236	4	is	be	AUX
hassl-4317	236	5	a	a	DET
hassl-4317	236	6	crucial	crucial	ADJ
hassl-4317	236	7	factor	factor	NOUN
hassl-4317	236	8	for	for	SCONJ
hassl-4317	236	9	sharia	sharia	PROPN
hassl-4317	236	10	financial	financial	ADJ
hassl-4317	236	11	providers	provider	NOUN
hassl-4317	236	12	and	and	CCONJ
hassl-4317	236	13	policymakers	policymaker	NOUN
hassl-4317	236	14	to	to	PART
hassl-4317	236	15	consider	consider	VERB
hassl-4317	236	16	.	.	PUNCT
hassl-4317	237	1	strong	strong	ADJ
hassl-4317	237	2	financial	financial	ADJ
hassl-4317	237	3	knowledge	knowledge	NOUN
hassl-4317	237	4	empowers	empower	VERB
hassl-4317	237	5	individuals	individual	NOUN
hassl-4317	237	6	to	to	PART
hassl-4317	237	7	make	make	VERB
hassl-4317	237	8	well	well	ADV
hassl-4317	237	9	-	-	PUNCT
hassl-4317	237	10	informed	inform	VERB
hassl-4317	237	11	choices	choice	NOUN
hassl-4317	237	12	and	and	CCONJ
hassl-4317	237	13	avoid	avoid	VERB
hassl-4317	237	14	mistakes	mistake	NOUN
hassl-4317	237	15	in	in	ADP
hassl-4317	237	16	selecting	select	VERB
hassl-4317	237	17	appropriate	appropriate	ADJ
hassl-4317	237	18	financing	financing	NOUN
hassl-4317	237	19	options	option	NOUN
hassl-4317	237	20	.	.	PUNCT
hassl-4317	238	1	additionally	additionally	ADV
hassl-4317	238	2	,	,	PUNCT
hassl-4317	238	3	improving	improve	VERB
hassl-4317	238	4	financial	financial	ADJ
hassl-4317	238	5	literacy	literacy	NOUN
hassl-4317	238	6	is	be	AUX
hassl-4317	238	7	expected	expect	VERB
hassl-4317	238	8	to	to	PART
hassl-4317	238	9	enhance	enhance	VERB
hassl-4317	238	10	public	public	ADJ
hassl-4317	238	11	access	access	NOUN
hassl-4317	238	12	to	to	ADP
hassl-4317	238	13	sharia	sharia	PROPN
hassl-4317	238	14	finance	finance	PROPN
hassl-4317	238	15	contributing	contribute	VERB
hassl-4317	238	16	to	to	ADP
hassl-4317	238	17	the	the	DET
hassl-4317	238	18	overall	overall	ADJ
hassl-4317	238	19	growth	growth	NOUN
hassl-4317	238	20	of	of	ADP
hassl-4317	238	21	the	the	DET
hassl-4317	238	22	sharia	sharia	PROPN
hassl-4317	238	23	financial	financial	ADJ
hassl-4317	238	24	sector	sector	NOUN
hassl-4317	238	25	.	.	PUNCT
hassl-4317	239	1	gender	gender	NOUN
hassl-4317	239	2	is	be	AUX
hassl-4317	239	3	another	another	DET
hassl-4317	239	4	factor	factor	NOUN
hassl-4317	239	5	influencing	influence	VERB
hassl-4317	239	6	financial	financial	ADJ
hassl-4317	239	7	decision	decision	NOUN
hassl-4317	239	8	-	-	PUNCT
hassl-4317	239	9	making	making	NOUN
hassl-4317	239	10	.	.	PUNCT
hassl-4317	240	1	women	woman	NOUN
hassl-4317	240	2	are	be	AUX
hassl-4317	240	3	usually	usually	ADV
hassl-4317	240	4	more	more	ADV
hassl-4317	240	5	vigilant	vigilant	ADJ
hassl-4317	240	6	towards	towards	ADP
hassl-4317	240	7	risk	risk	NOUN
hassl-4317	240	8	financial	financial	ADJ
hassl-4317	240	9	choices	choice	NOUN
hassl-4317	240	10	than	than	ADP
hassl-4317	240	11	men	man	NOUN
hassl-4317	240	12	.	.	PUNCT
hassl-4317	241	1	as	as	ADP
hassl-4317	241	2	a	a	DET
hassl-4317	241	3	result	result	NOUN
hassl-4317	241	4	,	,	PUNCT
hassl-4317	241	5	women	woman	NOUN
hassl-4317	241	6	participants	participant	NOUN
hassl-4317	241	7	generally	generally	ADV
hassl-4317	241	8	more	more	ADV
hassl-4317	241	9	inclined	inclined	ADJ
hassl-4317	241	10	to	to	PART
hassl-4317	241	11	choose	choose	VERB
hassl-4317	241	12	sharia	sharia	PROPN
hassl-4317	241	13	financing	financing	NOUN
hassl-4317	241	14	,	,	PUNCT
hassl-4317	241	15	as	as	SCONJ
hassl-4317	241	16	it	it	PRON
hassl-4317	241	17	offers	offer	VERB
hassl-4317	241	18	greater	great	ADJ
hassl-4317	241	19	confidence	confidence	NOUN
hassl-4317	241	20	in	in	ADP
hassl-4317	241	21	its	its	PRON
hassl-4317	241	22	benefits	benefit	NOUN
hassl-4317	241	23	,	,	PUNCT
hassl-4317	241	24	comfort	comfort	NOUN
hassl-4317	241	25	,	,	PUNCT
hassl-4317	241	26	and	and	CCONJ
hassl-4317	241	27	security	security	NOUN
hassl-4317	241	28	.	.	PUNCT
hassl-4317	242	1	the	the	DET
hassl-4317	242	2	societal	societal	ADJ
hassl-4317	242	3	context	context	NOUN
hassl-4317	242	4	has	have	VERB
hassl-4317	242	5	a	a	DET
hassl-4317	242	6	major	major	ADJ
hassl-4317	242	7	influence	influence	NOUN
hassl-4317	242	8	on	on	ADP
hassl-4317	242	9	shaping	shape	VERB
hassl-4317	242	10	a	a	DET
hassl-4317	242	11	person	person	NOUN
hassl-4317	242	12	's	's	PART
hassl-4317	242	13	sharia	sharia	PROPN
hassl-4317	242	14	financial	financial	ADJ
hassl-4317	242	15	literacy	literacy	NOUN
hassl-4317	242	16	.	.	PUNCT
hassl-4317	243	1	a	a	DET
hassl-4317	243	2	community	community	NOUN
hassl-4317	243	3	with	with	ADP
hassl-4317	243	4	a	a	DET
hassl-4317	243	5	strong	strong	ADJ
hassl-4317	243	6	understanding	understanding	NOUN
hassl-4317	243	7	of	of	ADP
hassl-4317	243	8	sharia	sharia	PROPN
hassl-4317	243	9	finance	finance	NOUN
hassl-4317	243	10	can	can	AUX
hassl-4317	243	11	support	support	VERB
hassl-4317	243	12	individuals	individual	NOUN
hassl-4317	243	13	in	in	ADP
hassl-4317	243	14	enhancing	enhance	VERB
hassl-4317	243	15	their	their	PRON
hassl-4317	243	16	financial	financial	ADJ
hassl-4317	243	17	knowledge	knowledge	NOUN
hassl-4317	243	18	through	through	ADP
hassl-4317	243	19	social	social	ADJ
hassl-4317	243	20	interactions	interaction	NOUN
hassl-4317	243	21	.	.	PUNCT
hassl-4317	244	1	this	this	PRON
hassl-4317	244	2	is	be	AUX
hassl-4317	244	3	particularly	particularly	ADV
hassl-4317	244	4	relevant	relevant	ADJ
hassl-4317	244	5	in	in	ADP
hassl-4317	244	6	jember	jember	PROPN
hassl-4317	244	7	,	,	PUNCT
hassl-4317	244	8	where	where	SCONJ
hassl-4317	244	9	most	most	ADJ
hassl-4317	244	10	of	of	ADP
hassl-4317	244	11	the	the	DET
hassl-4317	244	12	population	population	NOUN
hassl-4317	244	13	is	be	AUX
hassl-4317	244	14	muslim	muslim	ADJ
hassl-4317	244	15	.	.	PUNCT
hassl-4317	245	1	the	the	DET
hassl-4317	245	2	results	result	NOUN
hassl-4317	245	3	of	of	ADP
hassl-4317	245	4	this	this	DET
hassl-4317	245	5	research	research	NOUN
hassl-4317	245	6	suggest	suggest	VERB
hassl-4317	245	7	the	the	DET
hassl-4317	245	8	extent	extent	NOUN
hassl-4317	245	9	of	of	ADP
hassl-4317	245	10	a	a	DET
hassl-4317	245	11	person	person	NOUN
hassl-4317	245	12	's	's	PART
hassl-4317	245	13	position	position	NOUN
hassl-4317	245	14	of	of	ADP
hassl-4317	245	15	education	education	NOUN
hassl-4317	245	16	does	do	AUX
hassl-4317	245	17	not	not	PART
hassl-4317	245	18	necessarily	necessarily	ADV
hassl-4317	245	19	affect	affect	VERB
hassl-4317	245	20	their	their	PRON
hassl-4317	245	21	sharia	sharia	ADJ
hassl-4317	245	22	financial	financial	ADJ
hassl-4317	245	23	literacy	literacy	NOUN
hassl-4317	245	24	because	because	SCONJ
hassl-4317	245	25	sharia	sharia	PROPN
hassl-4317	245	26	financial	financial	ADJ
hassl-4317	245	27	knowledge	knowledge	NOUN
hassl-4317	245	28	can	can	AUX
hassl-4317	245	29	be	be	AUX
hassl-4317	245	30	acquired	acquire	VERB
hassl-4317	245	31	through	through	ADP
hassl-4317	245	32	various	various	ADJ
hassl-4317	245	33	religious	religious	ADJ
hassl-4317	245	34	studies	study	NOUN
hassl-4317	245	35	conducted	conduct	VERB
hassl-4317	245	36	via	via	ADP
hassl-4317	245	37	television	television	NOUN
hassl-4317	245	38	,	,	PUNCT
hassl-4317	245	39	radio	radio	NOUN
hassl-4317	245	40	,	,	PUNCT
hassl-4317	245	41	or	or	CCONJ
hassl-4317	245	42	social	social	ADJ
hassl-4317	245	43	media	medium	NOUN
hassl-4317	245	44	.	.	PUNCT
hassl-4317	246	1	furthermore	furthermore	ADV
hassl-4317	246	2	,	,	PUNCT
hassl-4317	246	3	religious	religious	ADJ
hassl-4317	246	4	discussions	discussion	NOUN
hassl-4317	246	5	and	and	CCONJ
hassl-4317	246	6	activities	activity	NOUN
hassl-4317	246	7	in	in	ADP
hassl-4317	246	8	daily	daily	ADJ
hassl-4317	246	9	community	community	NOUN
hassl-4317	246	10	humanities	humanity	NOUN
hassl-4317	246	11	and	and	CCONJ
hassl-4317	246	12	social	social	ADJ
hassl-4317	246	13	sciences	science	NOUN
hassl-4317	246	14	letters	letter	NOUN
hassl-4317	246	15	,	,	PUNCT
hassl-4317	246	16	2025	2025	NUM
hassl-4317	246	17	,	,	PUNCT
hassl-4317	246	18	13(3	13(3	NUM
hassl-4317	246	19	):	):	PUNCT
hassl-4317	246	20	904	904	NUM
hassl-4317	246	21	-	-	SYM
hassl-4317	246	22	915	915	NUM
hassl-4317	246	23	912	912	NUM
hassl-4317	246	24	©	©	ADP
hassl-4317	246	25	2025	2025	NUM
hassl-4317	246	26	conscientia	conscientia	PROPN
hassl-4317	246	27	beam	beam	PROPN
hassl-4317	246	28	.	.	PUNCT
hassl-4317	247	1	all	all	DET
hassl-4317	247	2	rights	right	NOUN
hassl-4317	247	3	reserved	reserve	VERB
hassl-4317	247	4	.	.	PUNCT
hassl-4317	248	1	life	life	NOUN
hassl-4317	248	2	serve	serve	VERB
hassl-4317	248	3	as	as	ADP
hassl-4317	248	4	alternative	alternative	ADJ
hassl-4317	248	5	avenues	avenue	NOUN
hassl-4317	248	6	for	for	SCONJ
hassl-4317	248	7	individuals	individual	NOUN
hassl-4317	248	8	to	to	PART
hassl-4317	248	9	enhance	enhance	VERB
hassl-4317	248	10	their	their	PRON
hassl-4317	248	11	understanding	understanding	NOUN
hassl-4317	248	12	of	of	ADP
hassl-4317	248	13	sharia	sharia	PROPN
hassl-4317	248	14	finance	finance	NOUN
hassl-4317	248	15	,	,	PUNCT
hassl-4317	248	16	even	even	ADV
hassl-4317	248	17	without	without	ADP
hassl-4317	248	18	formal	formal	ADJ
hassl-4317	248	19	education	education	NOUN
hassl-4317	248	20	.	.	PUNCT
hassl-4317	249	1	5.2	5.2	NUM
hassl-4317	249	2	.	.	PUNCT
hassl-4317	249	3	limitations	limitation	NOUN
hassl-4317	249	4	and	and	CCONJ
hassl-4317	249	5	future	future	ADJ
hassl-4317	249	6	research	research	NOUN
hassl-4317	249	7	one	one	NUM
hassl-4317	249	8	limitation	limitation	NOUN
hassl-4317	249	9	of	of	ADP
hassl-4317	249	10	this	this	DET
hassl-4317	249	11	research	research	NOUN
hassl-4317	249	12	is	be	AUX
hassl-4317	249	13	the	the	DET
hassl-4317	249	14	exclusive	exclusive	ADJ
hassl-4317	249	15	focus	focus	NOUN
hassl-4317	249	16	on	on	ADP
hassl-4317	249	17	muslim	muslim	ADJ
hassl-4317	249	18	participants	participant	NOUN
hassl-4317	249	19	.	.	PUNCT
hassl-4317	250	1	future	future	ADJ
hassl-4317	250	2	research	research	NOUN
hassl-4317	250	3	should	should	AUX
hassl-4317	250	4	include	include	VERB
hassl-4317	250	5	non	non	ADJ
hassl-4317	250	6	-	-	ADJ
hassl-4317	250	7	muslim	muslim	ADJ
hassl-4317	250	8	participants	participant	NOUN
hassl-4317	250	9	,	,	PUNCT
hassl-4317	250	10	considering	consider	VERB
hassl-4317	250	11	that	that	SCONJ
hassl-4317	250	12	sharia	sharia	PROPN
hassl-4317	250	13	financing	financing	NOUN
hassl-4317	250	14	is	be	AUX
hassl-4317	250	15	available	available	ADJ
hassl-4317	250	16	to	to	ADP
hassl-4317	250	17	the	the	DET
hassl-4317	250	18	entire	entire	ADJ
hassl-4317	250	19	community	community	NOUN
hassl-4317	250	20	regardless	regardless	ADV
hassl-4317	250	21	of	of	ADP
hassl-4317	250	22	religious	religious	ADJ
hassl-4317	250	23	background	background	NOUN
hassl-4317	250	24	.	.	PUNCT
hassl-4317	251	1	additionally	additionally	ADV
hassl-4317	251	2	,	,	PUNCT
hassl-4317	251	3	future	future	ADJ
hassl-4317	251	4	studies	study	NOUN
hassl-4317	251	5	could	could	AUX
hassl-4317	251	6	explore	explore	VERB
hassl-4317	251	7	other	other	ADJ
hassl-4317	251	8	psychological	psychological	ADJ
hassl-4317	251	9	biases	bias	NOUN
hassl-4317	251	10	that	that	PRON
hassl-4317	251	11	influence	influence	NOUN
hassl-4317	251	12	behavior	behavior	NOUN
hassl-4317	251	13	in	in	ADP
hassl-4317	251	14	sharia	sharia	PROPN
hassl-4317	251	15	financing	financing	NOUN
hassl-4317	251	16	beyond	beyond	ADP
hassl-4317	251	17	regret	regret	NOUN
hassl-4317	251	18	aversion	aversion	NOUN
hassl-4317	251	19	.	.	PUNCT
hassl-4317	252	1	funding	funding	NOUN
hassl-4317	252	2	:	:	PUNCT
hassl-4317	252	3	this	this	DET
hassl-4317	252	4	study	study	NOUN
hassl-4317	252	5	received	receive	VERB
hassl-4317	252	6	no	no	DET
hassl-4317	252	7	specific	specific	ADJ
hassl-4317	252	8	financial	financial	ADJ
hassl-4317	252	9	support	support	NOUN
hassl-4317	252	10	.	.	PUNCT
hassl-4317	253	1	institutional	institutional	ADJ
hassl-4317	253	2	review	review	PROPN
hassl-4317	253	3	board	board	NOUN
hassl-4317	253	4	statement	statement	NOUN
hassl-4317	253	5	:	:	PUNCT
hassl-4317	253	6	the	the	DET
hassl-4317	253	7	study	study	NOUN
hassl-4317	253	8	involved	involve	VERB
hassl-4317	253	9	minimal	minimal	ADJ
hassl-4317	253	10	risk	risk	NOUN
hassl-4317	253	11	and	and	CCONJ
hassl-4317	253	12	followed	follow	VERB
hassl-4317	253	13	ethical	ethical	ADJ
hassl-4317	253	14	guidelines	guideline	NOUN
hassl-4317	253	15	for	for	ADP
hassl-4317	253	16	social	social	ADJ
hassl-4317	253	17	science	science	NOUN
hassl-4317	253	18	fieldwork	fieldwork	NOUN
hassl-4317	253	19	.	.	PUNCT
hassl-4317	254	1	formal	formal	ADJ
hassl-4317	254	2	approval	approval	NOUN
hassl-4317	254	3	from	from	ADP
hassl-4317	254	4	an	an	DET
hassl-4317	254	5	institutional	institutional	ADJ
hassl-4317	254	6	review	review	NOUN
hassl-4317	254	7	board	board	NOUN
hassl-4317	254	8	was	be	AUX
hassl-4317	254	9	not	not	PART
hassl-4317	254	10	required	require	VERB
hassl-4317	254	11	under	under	ADP
hassl-4317	254	12	the	the	DET
hassl-4317	254	13	policies	policy	NOUN
hassl-4317	254	14	of	of	ADP
hassl-4317	254	15	university	university	NOUN
hassl-4317	254	16	of	of	ADP
hassl-4317	254	17	jember	jember	PROPN
hassl-4317	254	18	,	,	PUNCT
hassl-4317	254	19	indonesia	indonesia	PROPN
hassl-4317	254	20	.	.	PUNCT
hassl-4317	255	1	informed	inform	VERB
hassl-4317	255	2	verbal	verbal	ADJ
hassl-4317	255	3	consent	consent	NOUN
hassl-4317	255	4	was	be	AUX
hassl-4317	255	5	obtained	obtain	VERB
hassl-4317	255	6	from	from	ADP
hassl-4317	255	7	all	all	DET
hassl-4317	255	8	participants	participant	NOUN
hassl-4317	255	9	,	,	PUNCT
hassl-4317	255	10	and	and	CCONJ
hassl-4317	255	11	all	all	DET
hassl-4317	255	12	data	datum	NOUN
hassl-4317	255	13	were	be	AUX
hassl-4317	255	14	anonymized	anonymize	VERB
hassl-4317	255	15	to	to	PART
hassl-4317	255	16	protect	protect	VERB
hassl-4317	255	17	participant	participant	ADJ
hassl-4317	255	18	confidentiality	confidentiality	NOUN
hassl-4317	255	19	.	.	PUNCT
hassl-4317	256	1	transparency	transparency	NOUN
hassl-4317	256	2	:	:	PUNCT
hassl-4317	256	3	the	the	DET
hassl-4317	256	4	authors	author	NOUN
hassl-4317	256	5	state	state	VERB
hassl-4317	256	6	that	that	SCONJ
hassl-4317	256	7	the	the	DET
hassl-4317	256	8	manuscript	manuscript	NOUN
hassl-4317	256	9	is	be	AUX
hassl-4317	256	10	honest	honest	ADJ
hassl-4317	256	11	,	,	PUNCT
hassl-4317	256	12	truthful	truthful	ADJ
hassl-4317	256	13	,	,	PUNCT
hassl-4317	256	14	and	and	CCONJ
hassl-4317	256	15	transparent	transparent	ADJ
hassl-4317	256	16	,	,	PUNCT
hassl-4317	256	17	that	that	SCONJ
hassl-4317	256	18	no	no	DET
hassl-4317	256	19	key	key	ADJ
hassl-4317	256	20	aspects	aspect	NOUN
hassl-4317	256	21	of	of	ADP
hassl-4317	256	22	the	the	DET
hassl-4317	256	23	investigation	investigation	NOUN
hassl-4317	256	24	have	have	AUX
hassl-4317	256	25	been	be	AUX
hassl-4317	256	26	omitted	omit	VERB
hassl-4317	256	27	,	,	PUNCT
hassl-4317	256	28	and	and	CCONJ
hassl-4317	256	29	that	that	SCONJ
hassl-4317	256	30	any	any	DET
hassl-4317	256	31	differences	difference	NOUN
hassl-4317	256	32	from	from	ADP
hassl-4317	256	33	the	the	DET
hassl-4317	256	34	study	study	NOUN
hassl-4317	256	35	as	as	SCONJ
hassl-4317	256	36	planned	plan	VERB
hassl-4317	256	37	have	have	AUX
hassl-4317	256	38	been	be	AUX
hassl-4317	256	39	clarified	clarify	VERB
hassl-4317	256	40	.	.	PUNCT
hassl-4317	257	1	this	this	DET
hassl-4317	257	2	study	study	NOUN
hassl-4317	257	3	followed	follow	VERB
hassl-4317	257	4	all	all	PRON
hassl-4317	257	5	writing	write	VERB
hassl-4317	257	6	ethics	ethic	NOUN
hassl-4317	257	7	.	.	PUNCT
hassl-4317	258	1	competing	compete	VERB
hassl-4317	258	2	interests	interest	NOUN
hassl-4317	258	3	:	:	PUNCT
hassl-4317	258	4	the	the	DET
hassl-4317	258	5	authors	author	NOUN
hassl-4317	258	6	declare	declare	VERB
hassl-4317	258	7	that	that	SCONJ
hassl-4317	258	8	they	they	PRON
hassl-4317	258	9	have	have	VERB
hassl-4317	258	10	no	no	DET
hassl-4317	258	11	competing	compete	VERB
hassl-4317	258	12	interests	interest	NOUN
hassl-4317	258	13	.	.	PUNCT
hassl-4317	259	1	authors	author	NOUN
hassl-4317	259	2	’	'	PUNCT
hassl-4317	259	3	contributions	contribution	NOUN
hassl-4317	259	4	:	:	PUNCT
hassl-4317	259	5	all	all	DET
hassl-4317	259	6	authors	author	NOUN
hassl-4317	259	7	contributed	contribute	VERB
hassl-4317	259	8	equally	equally	ADV
hassl-4317	259	9	to	to	ADP
hassl-4317	259	10	the	the	DET
hassl-4317	259	11	conception	conception	NOUN
hassl-4317	259	12	and	and	CCONJ
hassl-4317	259	13	design	design	NOUN
hassl-4317	259	14	of	of	ADP
hassl-4317	259	15	the	the	DET
hassl-4317	259	16	study	study	NOUN
hassl-4317	259	17	.	.	PUNCT
hassl-4317	260	1	all	all	DET
hassl-4317	260	2	authors	author	NOUN
hassl-4317	260	3	have	have	AUX
hassl-4317	260	4	read	read	VERB
hassl-4317	260	5	and	and	CCONJ
hassl-4317	260	6	agreed	agree	VERB
hassl-4317	260	7	to	to	ADP
hassl-4317	260	8	the	the	DET
hassl-4317	260	9	published	publish	VERB
hassl-4317	260	10	version	version	NOUN
hassl-4317	260	11	of	of	ADP
hassl-4317	260	12	the	the	DET
hassl-4317	260	13	manuscript	manuscript	NOUN
hassl-4317	260	14	.	.	PUNCT
hassl-4317	261	1	references	reference	NOUN
hassl-4317	261	2	abdeldayem	abdeldayem	VERB
hassl-4317	261	3	,	,	PUNCT
hassl-4317	261	4	m.	m.	NOUN
hassl-4317	261	5	m.	m.	NOUN
hassl-4317	261	6	(	(	PUNCT
hassl-4317	261	7	2016	2016	NUM
hassl-4317	261	8	)	)	PUNCT
hassl-4317	261	9	.	.	PUNCT
hassl-4317	262	1	is	be	AUX
hassl-4317	262	2	there	there	PRON
hassl-4317	262	3	a	a	DET
hassl-4317	262	4	relationship	relationship	NOUN
hassl-4317	262	5	between	between	ADP
hassl-4317	262	6	financial	financial	ADJ
hassl-4317	262	7	literacy	literacy	NOUN
hassl-4317	262	8	and	and	CCONJ
hassl-4317	262	9	investment	investment	NOUN
hassl-4317	262	10	decisions	decision	NOUN
hassl-4317	262	11	in	in	ADP
hassl-4317	262	12	the	the	DET
hassl-4317	262	13	kingdom	kingdom	NOUN
hassl-4317	262	14	of	of	ADP
hassl-4317	262	15	bahrain	bahrain	NOUN
hassl-4317	262	16	.	.	PUNCT
hassl-4317	263	1	journal	journal	PROPN
hassl-4317	263	2	of	of	ADP
hassl-4317	263	3	management	management	NOUN
hassl-4317	263	4	and	and	CCONJ
hassl-4317	263	5	accounting	accounting	NOUN
hassl-4317	263	6	studies	study	NOUN
hassl-4317	263	7	,	,	PUNCT
hassl-4317	263	8	4(02	4(02	NUM
hassl-4317	263	9	)	)	PUNCT
hassl-4317	263	10	,	,	PUNCT
hassl-4317	263	11	68	68	NUM
hassl-4317	263	12	-	-	SYM
hassl-4317	263	13	78	78	NUM
hassl-4317	263	14	.	.	PUNCT
hassl-4317	264	1	abdullah	abdullah	PROPN
hassl-4317	264	2	,	,	PUNCT
hassl-4317	264	3	m.	m.	NOUN
hassl-4317	264	4	a.	a.	PROPN
hassl-4317	264	5	,	,	PUNCT
hassl-4317	264	6	&	&	CCONJ
hassl-4317	264	7	chong	chong	PROPN
hassl-4317	264	8	,	,	PUNCT
hassl-4317	264	9	r.	r.	PROPN
hassl-4317	264	10	(	(	PUNCT
hassl-4317	264	11	2014	2014	NUM
hassl-4317	264	12	)	)	PUNCT
hassl-4317	264	13	.	.	PUNCT
hassl-4317	265	1	financial	financial	ADJ
hassl-4317	265	2	literacy	literacy	NOUN
hassl-4317	265	3	:	:	PUNCT
hassl-4317	265	4	an	an	DET
hassl-4317	265	5	exploratory	exploratory	ADJ
hassl-4317	265	6	review	review	NOUN
hassl-4317	265	7	of	of	ADP
hassl-4317	265	8	the	the	DET
hassl-4317	265	9	literature	literature	NOUN
hassl-4317	265	10	and	and	CCONJ
hassl-4317	265	11	future	future	ADJ
hassl-4317	265	12	research	research	NOUN
hassl-4317	265	13	.	.	PUNCT
hassl-4317	266	1	journal	journal	NOUN
hassl-4317	266	2	of	of	ADP
hassl-4317	266	3	emerging	emerge	VERB
hassl-4317	266	4	economies	economy	NOUN
hassl-4317	266	5	and	and	CCONJ
hassl-4317	266	6	islamic	islamic	ADJ
hassl-4317	266	7	research	research	NOUN
hassl-4317	266	8	,	,	PUNCT
hassl-4317	266	9	2(3	2(3	NUM
hassl-4317	266	10	)	)	PUNCT
hassl-4317	266	11	,	,	PUNCT
hassl-4317	266	12	32	32	NUM
hassl-4317	266	13	-	-	SYM
hassl-4317	266	14	41	41	NUM
hassl-4317	266	15	.	.	PUNCT
hassl-4317	267	1	abdullah	abdullah	PROPN
hassl-4317	267	2	,	,	PUNCT
hassl-4317	267	3	m.	m.	NOUN
hassl-4317	267	4	a.	a.	PROPN
hassl-4317	267	5	,	,	PUNCT
hassl-4317	267	6	sabar	sabar	NOUN
hassl-4317	267	7	,	,	PUNCT
hassl-4317	267	8	s.	s.	PROPN
hassl-4317	267	9	,	,	PUNCT
hassl-4317	267	10	&	&	CCONJ
hassl-4317	267	11	abu	abu	PROPN
hassl-4317	267	12	,	,	PUNCT
hassl-4317	267	13	f.	f.	PROPN
hassl-4317	267	14	(	(	PUNCT
hassl-4317	267	15	2017	2017	NUM
hassl-4317	267	16	)	)	PUNCT
hassl-4317	267	17	.	.	PUNCT
hassl-4317	268	1	factors	factor	NOUN
hassl-4317	268	2	determining	determine	VERB
hassl-4317	268	3	islamic	islamic	ADJ
hassl-4317	268	4	financial	financial	ADJ
hassl-4317	268	5	literacy	literacy	NOUN
hassl-4317	268	6	among	among	ADP
hassl-4317	268	7	undergraduates	undergraduate	NOUN
hassl-4317	268	8	.	.	PUNCT
hassl-4317	269	1	journal	journal	NOUN
hassl-4317	269	2	of	of	ADP
hassl-4317	269	3	emerging	emerge	VERB
hassl-4317	269	4	economies	economy	NOUN
hassl-4317	269	5	and	and	CCONJ
hassl-4317	269	6	islamic	islamic	ADJ
hassl-4317	269	7	research	research	NOUN
hassl-4317	269	8	,	,	PUNCT
hassl-4317	269	9	5(2	5(2	NUM
hassl-4317	269	10	)	)	PUNCT
hassl-4317	269	11	,	,	PUNCT
hassl-4317	269	12	67	67	NUM
hassl-4317	269	13	.	.	PUNCT
hassl-4317	270	1	ajzen	ajzen	PROPN
hassl-4317	270	2	,	,	PUNCT
hassl-4317	270	3	i.	i.	NOUN
hassl-4317	270	4	,	,	PUNCT
hassl-4317	270	5	&	&	CCONJ
hassl-4317	270	6	fishbein	fishbein	PROPN
hassl-4317	270	7	,	,	PUNCT
hassl-4317	270	8	m.	m.	NOUN
hassl-4317	270	9	(	(	PUNCT
hassl-4317	270	10	2010	2010	NUM
hassl-4317	270	11	)	)	PUNCT
hassl-4317	270	12	.	.	PUNCT
hassl-4317	271	1	predicting	predict	VERB
hassl-4317	271	2	and	and	CCONJ
hassl-4317	271	3	changing	change	VERB
hassl-4317	271	4	behavior	behavior	NOUN
hassl-4317	271	5	 	 	SPACE
hassl-4317	271	6	:	:	PUNCT
hassl-4317	271	7	the	the	DET
hassl-4317	271	8	reasoned	reason	VERB
hassl-4317	271	9	action	action	NOUN
hassl-4317	271	10	approach	approach	NOUN
hassl-4317	271	11	.	.	PUNCT
hassl-4317	272	1	new	new	PROPN
hassl-4317	272	2	york	york	PROPN
hassl-4317	272	3	:	:	PUNCT
hassl-4317	272	4	psychology	psychology	NOUN
hassl-4317	272	5	press	press	NOUN
hassl-4317	272	6	.	.	PUNCT
hassl-4317	273	1	akhshik	akhshik	PROPN
hassl-4317	273	2	,	,	PUNCT
hassl-4317	273	3	s.	s.	PROPN
hassl-4317	273	4	,	,	PUNCT
hassl-4317	273	5	zerehsaz	zerehsaz	NOUN
hassl-4317	273	6	,	,	PUNCT
hassl-4317	273	7	m.	m.	NOUN
hassl-4317	273	8	,	,	PUNCT
hassl-4317	273	9	&	&	CCONJ
hassl-4317	273	10	dashti	dashti	PROPN
hassl-4317	273	11	garmi	garmi	PROPN
hassl-4317	273	12	,	,	PUNCT
hassl-4317	273	13	b.	b.	PROPN
hassl-4317	273	14	(	(	PUNCT
hassl-4317	273	15	2023	2023	NUM
hassl-4317	273	16	)	)	PUNCT
hassl-4317	273	17	.	.	PUNCT
hassl-4317	274	1	information	information	NOUN
hassl-4317	274	2	literacy	literacy	NOUN
hassl-4317	274	3	learning	learn	VERB
hassl-4317	274	4	environment	environment	NOUN
hassl-4317	274	5	of	of	ADP
hassl-4317	274	6	primary	primary	ADJ
hassl-4317	274	7	schools	school	NOUN
hassl-4317	274	8	in	in	ADP
hassl-4317	274	9	iran	iran	PROPN
hassl-4317	274	10	:	:	PUNCT
hassl-4317	274	11	an	an	DET
hassl-4317	274	12	exploratory	exploratory	ADJ
hassl-4317	274	13	study	study	NOUN
hassl-4317	274	14	.	.	PUNCT
hassl-4317	275	1	international	international	ADJ
hassl-4317	275	2	journal	journal	PROPN
hassl-4317	275	3	of	of	ADP
hassl-4317	275	4	information	information	NOUN
hassl-4317	275	5	science	science	NOUN
hassl-4317	275	6	and	and	CCONJ
hassl-4317	275	7	management	management	NOUN
hassl-4317	275	8	,	,	PUNCT
hassl-4317	275	9	21(4	21(4	NUM
hassl-4317	275	10	)	)	PUNCT
hassl-4317	275	11	,	,	PUNCT
hassl-4317	275	12	235	235	NUM
hassl-4317	275	13	-	-	SYM
hassl-4317	275	14	257	257	NUM
hassl-4317	275	15	.	.	PUNCT
hassl-4317	276	1	alagu	alagu	PROPN
hassl-4317	276	2	,	,	PUNCT
hassl-4317	276	3	a.	a.	PROPN
hassl-4317	276	4	,	,	PUNCT
hassl-4317	276	5	&	&	CCONJ
hassl-4317	276	6	thanuskodi	thanuskodi	PROPN
hassl-4317	276	7	,	,	PUNCT
hassl-4317	276	8	s.	s.	PROPN
hassl-4317	276	9	(	(	PUNCT
hassl-4317	276	10	2018	2018	NUM
hassl-4317	276	11	)	)	PUNCT
hassl-4317	276	12	.	.	PUNCT
hassl-4317	277	1	assessment	assessment	NOUN
hassl-4317	277	2	of	of	ADP
hassl-4317	277	3	information	information	NOUN
hassl-4317	277	4	literacy	literacy	NOUN
hassl-4317	277	5	skills	skill	NOUN
hassl-4317	277	6	among	among	ADP
hassl-4317	277	7	students	student	NOUN
hassl-4317	277	8	of	of	ADP
hassl-4317	277	9	alagappa	alagappa	PROPN
hassl-4317	277	10	university	university	PROPN
hassl-4317	277	11	,	,	PUNCT
hassl-4317	277	12	india	india	PROPN
hassl-4317	277	13	.	.	PUNCT
hassl-4317	278	1	library	library	ADJ
hassl-4317	278	2	philosophy	philosophy	NOUN
hassl-4317	278	3	and	and	CCONJ
hassl-4317	278	4	practice	practice	NOUN
hassl-4317	278	5	(	(	PUNCT
hassl-4317	278	6	e	e	NOUN
hassl-4317	278	7	-	-	NOUN
hassl-4317	278	8	journal	journal	NOUN
hassl-4317	278	9	)	)	PUNCT
hassl-4317	278	10	,	,	PUNCT
hassl-4317	278	11	10(1	10(1	NUM
hassl-4317	278	12	)	)	PUNCT
hassl-4317	278	13	,	,	PUNCT
hassl-4317	278	14	1–5	1–5	X
hassl-4317	278	15	.	.	PUNCT
hassl-4317	279	1	http://digitalcommons.unl.edu/libphilprac/2083	http://digitalcommons.unl.edu/libphilprac/2083	PROPN
hassl-4317	279	2	aldrich	aldrich	PROPN
hassl-4317	279	3	,	,	PUNCT
hassl-4317	279	4	h.	h.	PROPN
hassl-4317	279	5	e.	e.	PROPN
hassl-4317	279	6	,	,	PUNCT
hassl-4317	279	7	&	&	CCONJ
hassl-4317	279	8	cliff	cliff	PROPN
hassl-4317	279	9	,	,	PUNCT
hassl-4317	279	10	j.	j.	PROPN
hassl-4317	279	11	e.	e.	PROPN
hassl-4317	279	12	(	(	PUNCT
hassl-4317	279	13	2003	2003	NUM
hassl-4317	279	14	)	)	PUNCT
hassl-4317	279	15	.	.	PUNCT
hassl-4317	280	1	the	the	DET
hassl-4317	280	2	pervasive	pervasive	ADJ
hassl-4317	280	3	effects	effect	NOUN
hassl-4317	280	4	of	of	ADP
hassl-4317	280	5	family	family	NOUN
hassl-4317	280	6	on	on	ADP
hassl-4317	280	7	entrepreneurship	entrepreneurship	NOUN
hassl-4317	280	8	:	:	PUNCT
hassl-4317	280	9	toward	toward	ADP
hassl-4317	280	10	a	a	DET
hassl-4317	280	11	family	family	NOUN
hassl-4317	280	12	embeddedness	embeddedness	NOUN
hassl-4317	280	13	perspective	perspective	NOUN
hassl-4317	280	14	.	.	PUNCT
hassl-4317	281	1	journal	journal	NOUN
hassl-4317	281	2	of	of	ADP
hassl-4317	281	3	business	business	NOUN
hassl-4317	281	4	venturing	venturing	NOUN
hassl-4317	281	5	,	,	PUNCT
hassl-4317	281	6	18(5	18(5	NUM
hassl-4317	281	7	)	)	PUNCT
hassl-4317	281	8	,	,	PUNCT
hassl-4317	281	9	573	573	NUM
hassl-4317	281	10	-	-	SYM
hassl-4317	281	11	596	596	NUM
hassl-4317	281	12	.	.	PUNCT
hassl-4317	282	1	https://doi.org/10.1016/s0883-9026(03)00011-9	https://doi.org/10.1016/s0883-9026(03)00011-9	NOUN
hassl-4317	282	2	alrabadi	alrabadi	PROPN
hassl-4317	282	3	,	,	PUNCT
hassl-4317	282	4	d.	d.	PROPN
hassl-4317	282	5	w.	w.	PROPN
hassl-4317	282	6	h.	h.	PROPN
hassl-4317	282	7	(	(	PUNCT
hassl-4317	282	8	2018	2018	NUM
hassl-4317	282	9	)	)	PUNCT
hassl-4317	282	10	.	.	PUNCT
hassl-4317	283	1	behavioral	behavioral	ADJ
hassl-4317	283	2	biases	bias	NOUN
hassl-4317	283	3	and	and	CCONJ
hassl-4317	283	4	investment	investment	NOUN
hassl-4317	283	5	performance	performance	NOUN
hassl-4317	283	6	:	:	PUNCT
hassl-4317	283	7	does	do	VERB
hassl-4317	283	8	gender	gender	NOUN
hassl-4317	283	9	matter	matter	NOUN
hassl-4317	283	10	?	?	PUNCT
hassl-4317	284	1	evidence	evidence	NOUN
hassl-4317	284	2	from	from	ADP
hassl-4317	284	3	amman	amman	PROPN
hassl-4317	284	4	stock	stock	PROPN
hassl-4317	284	5	exchange	exchange	PROPN
hassl-4317	284	6	.	.	PUNCT
hassl-4317	285	1	jordan	jordan	PROPN
hassl-4317	285	2	journal	journal	PROPN
hassl-4317	285	3	of	of	ADP
hassl-4317	285	4	economic	economic	ADJ
hassl-4317	285	5	sciences	science	NOUN
hassl-4317	285	6	,	,	PUNCT
hassl-4317	285	7	5(1	5(1	NUM
hassl-4317	285	8	)	)	PUNCT
hassl-4317	285	9	,	,	PUNCT
hassl-4317	285	10	77–92	77–92	NUM
hassl-4317	285	11	.	.	PUNCT
hassl-4317	286	1	https://doi.org/10.35516/1250-005-001-006	https://doi.org/10.35516/1250-005-001-006	PROPN
hassl-4317	286	2	antara	antara	PROPN
hassl-4317	286	3	,	,	PUNCT
hassl-4317	286	4	p.	p.	NOUN
hassl-4317	286	5	m.	m.	NOUN
hassl-4317	286	6	,	,	PUNCT
hassl-4317	286	7	musa	musa	PROPN
hassl-4317	286	8	,	,	PUNCT
hassl-4317	286	9	r.	r.	PROPN
hassl-4317	286	10	,	,	PUNCT
hassl-4317	286	11	&	&	CCONJ
hassl-4317	286	12	hassan	hassan	PROPN
hassl-4317	286	13	,	,	PUNCT
hassl-4317	286	14	f.	f.	PROPN
hassl-4317	286	15	(	(	PUNCT
hassl-4317	286	16	2016	2016	NUM
hassl-4317	286	17	)	)	PUNCT
hassl-4317	286	18	.	.	PUNCT
hassl-4317	287	1	bridging	bridge	VERB
hassl-4317	287	2	islamic	islamic	ADJ
hassl-4317	287	3	financial	financial	ADJ
hassl-4317	287	4	literacy	literacy	NOUN
hassl-4317	287	5	and	and	CCONJ
hassl-4317	287	6	halal	halal	NOUN
hassl-4317	287	7	literacy	literacy	NOUN
hassl-4317	287	8	:	:	PUNCT
hassl-4317	287	9	the	the	DET
hassl-4317	287	10	way	way	NOUN
hassl-4317	287	11	forward	forward	ADV
hassl-4317	287	12	in	in	ADP
hassl-4317	287	13	halal	halal	PROPN
hassl-4317	287	14	ecosystem	ecosystem	NOUN
hassl-4317	287	15	.	.	PUNCT
hassl-4317	288	1	procedia	procedia	NOUN
hassl-4317	288	2	economics	economic	NOUN
hassl-4317	288	3	and	and	CCONJ
hassl-4317	288	4	finance	finance	NOUN
hassl-4317	288	5	,	,	PUNCT
hassl-4317	288	6	37	37	NUM
hassl-4317	288	7	,	,	PUNCT
hassl-4317	288	8	196	196	NUM
hassl-4317	288	9	-	-	SYM
hassl-4317	288	10	202	202	NUM
hassl-4317	288	11	.	.	PUNCT
hassl-4317	289	1	https://doi.org/10.1016/s2212-5671(16)30113-7	https://doi.org/10.1016/s2212-5671(16)30113-7	PROPN
hassl-4317	289	2	appiah	appiah	PROPN
hassl-4317	289	3	,	,	PUNCT
hassl-4317	289	4	d.	d.	PROPN
hassl-4317	289	5	k.	k.	PROPN
hassl-4317	289	6	(	(	PUNCT
hassl-4317	289	7	2023	2023	NUM
hassl-4317	289	8	)	)	PUNCT
hassl-4317	289	9	.	.	PUNCT
hassl-4317	290	1	assessing	assess	VERB
hassl-4317	290	2	information	information	NOUN
hassl-4317	290	3	literacy	literacy	NOUN
hassl-4317	290	4	skills	skill	NOUN
hassl-4317	290	5	of	of	ADP
hassl-4317	290	6	teacher	teacher	NOUN
hassl-4317	290	7	trainee	trainee	PROPN
hassl-4317	290	8	students	student	NOUN
hassl-4317	290	9	:	:	PUNCT
hassl-4317	290	10	experiences	experience	NOUN
hassl-4317	290	11	from	from	ADP
hassl-4317	290	12	a	a	DET
hassl-4317	290	13	ghanaian	ghanaian	ADJ
hassl-4317	290	14	college	college	NOUN
hassl-4317	290	15	of	of	ADP
hassl-4317	290	16	education	education	NOUN
hassl-4317	290	17	.	.	PUNCT
hassl-4317	291	1	college	college	NOUN
hassl-4317	291	2	deborah	deborah	PROPN
hassl-4317	291	3	kore	kore	PROPN
hassl-4317	291	4	,	,	PUNCT
hassl-4317	291	5	21(4	21(4	NUM
hassl-4317	291	6	)	)	PUNCT
hassl-4317	291	7	,	,	PUNCT
hassl-4317	291	8	149–164	149–164	NUM
hassl-4317	291	9	.	.	PUNCT
hassl-4317	292	1	asadian	asadian	PROPN
hassl-4317	292	2	,	,	PUNCT
hassl-4317	292	3	a.	a.	NOUN
hassl-4317	292	4	,	,	PUNCT
hassl-4317	292	5	babalhavaeji	babalhavaeji	NOUN
hassl-4317	292	6	,	,	PUNCT
hassl-4317	292	7	f.	f.	PROPN
hassl-4317	292	8	,	,	PUNCT
hassl-4317	292	9	matlabi	matlabi	PROPN
hassl-4317	292	10	,	,	PUNCT
hassl-4317	292	11	d.	d.	PROPN
hassl-4317	292	12	,	,	PUNCT
hassl-4317	292	13	&	&	CCONJ
hassl-4317	292	14	hariri	hariri	PROPN
hassl-4317	292	15	,	,	PUNCT
hassl-4317	292	16	n.	n.	PROPN
hassl-4317	292	17	(	(	PUNCT
hassl-4317	292	18	2023	2023	NUM
hassl-4317	292	19	)	)	PUNCT
hassl-4317	292	20	.	.	PUNCT
hassl-4317	293	1	analysis	analysis	NOUN
hassl-4317	293	2	of	of	ADP
hassl-4317	293	3	variables	variable	NOUN
hassl-4317	293	4	and	and	CCONJ
hassl-4317	293	5	indicators	indicator	NOUN
hassl-4317	293	6	of	of	ADP
hassl-4317	293	7	the	the	DET
hassl-4317	293	8	e	e	PROPN
hassl-4317	293	9	-	-	PROPN
hassl-4317	293	10	commerce	commerce	PROPN
hassl-4317	293	11	business	business	NOUN
hassl-4317	293	12	model	model	NOUN
hassl-4317	293	13	canvas	canvas	NOUN
hassl-4317	293	14	for	for	ADP
hassl-4317	293	15	knowledge	knowledge	NOUN
hassl-4317	293	16	brokers	broker	NOUN
hassl-4317	293	17	.	.	PUNCT
hassl-4317	294	1	international	international	ADJ
hassl-4317	294	2	journal	journal	PROPN
hassl-4317	294	3	of	of	ADP
hassl-4317	294	4	information	information	NOUN
hassl-4317	294	5	science	science	NOUN
hassl-4317	294	6	and	and	CCONJ
hassl-4317	294	7	management	management	NOUN
hassl-4317	294	8	,	,	PUNCT
hassl-4317	294	9	21(3	21(3	NUM
hassl-4317	294	10	)	)	PUNCT
hassl-4317	294	11	,	,	PUNCT
hassl-4317	294	12	209	209	NUM
hassl-4317	294	13	-	-	SYM
hassl-4317	294	14	228	228	NUM
hassl-4317	294	15	.	.	PUNCT
hassl-4317	295	1	atkinson	atkinson	PROPN
hassl-4317	295	2	,	,	PUNCT
hassl-4317	295	3	a.	a.	PROPN
hassl-4317	295	4	,	,	PUNCT
hassl-4317	295	5	&	&	CCONJ
hassl-4317	295	6	messy	messy	PROPN
hassl-4317	295	7	,	,	PUNCT
hassl-4317	295	8	f.	f.	PROPN
hassl-4317	295	9	a.	a.	PROPN
hassl-4317	295	10	(	(	PUNCT
hassl-4317	295	11	2012	2012	NUM
hassl-4317	295	12	)	)	PUNCT
hassl-4317	295	13	.	.	PUNCT
hassl-4317	296	1	measuring	measure	VERB
hassl-4317	296	2	financial	financial	ADJ
hassl-4317	296	3	literacy	literacy	NOUN
hassl-4317	296	4	 	 	SPACE
hassl-4317	296	5	:	:	PUNCT
hassl-4317	296	6	results	result	NOUN
hassl-4317	296	7	of	of	ADP
hassl-4317	296	8	the	the	DET
hassl-4317	296	9	oecd	oecd	PROPN
hassl-4317	296	10	/	/	SYM
hassl-4317	296	11	international	international	ADJ
hassl-4317	296	12	network	network	NOUN
hassl-4317	296	13	on	on	ADP
hassl-4317	296	14	financial	financial	ADJ
hassl-4317	296	15	education	education	NOUN
hassl-4317	296	16	pilot	pilot	NOUN
hassl-4317	296	17	study	study	NOUN
hassl-4317	296	18	.	.	PUNCT
hassl-4317	297	1	international	international	ADJ
hassl-4317	297	2	network	network	NOUN
hassl-4317	297	3	on	on	ADP
hassl-4317	297	4	financial	financial	ADJ
hassl-4317	297	5	education	education	NOUN
hassl-4317	297	6	,	,	PUNCT
hassl-4317	297	7	15(1	15(1	NUM
hassl-4317	297	8	)	)	PUNCT
hassl-4317	297	9	,	,	PUNCT
hassl-4317	297	10	1–10	1–10	NOUN
hassl-4317	297	11	.	.	PUNCT
hassl-4317	298	1	https://doi.org/10.1787/5k9csfs90fr4en	https://doi.org/10.1787/5k9csfs90fr4en	PROPN
hassl-4317	298	2	baena	baena	PROPN
hassl-4317	298	3	-	-	PUNCT
hassl-4317	298	4	rojas	rojas	PROPN
hassl-4317	298	5	,	,	PUNCT
hassl-4317	298	6	j.	j.	PROPN
hassl-4317	298	7	,	,	PUNCT
hassl-4317	298	8	mackenzie	mackenzie	NOUN
hassl-4317	298	9	-	-	PUNCT
hassl-4317	298	10	torres	torre	NOUN
hassl-4317	298	11	,	,	PUNCT
hassl-4317	298	12	t.	t.	NOUN
hassl-4317	298	13	,	,	PUNCT
hassl-4317	298	14	cuesta	cuesta	PROPN
hassl-4317	298	15	-	-	PUNCT
hassl-4317	298	16	giraldo	giraldo	PROPN
hassl-4317	298	17	,	,	PUNCT
hassl-4317	298	18	g.	g.	PROPN
hassl-4317	298	19	,	,	PUNCT
hassl-4317	298	20	&	&	CCONJ
hassl-4317	298	21	tabares	tabares	PROPN
hassl-4317	298	22	,	,	PUNCT
hassl-4317	298	23	a.	a.	NOUN
hassl-4317	298	24	(	(	PUNCT
hassl-4317	298	25	2023	2023	NUM
hassl-4317	298	26	)	)	PUNCT
hassl-4317	298	27	.	.	PUNCT
hassl-4317	299	1	a	a	DET
hassl-4317	299	2	hybrid	hybrid	ADJ
hassl-4317	299	3	multi	multi	ADJ
hassl-4317	299	4	-	-	ADJ
hassl-4317	299	5	criteria	criterion	NOUN
hassl-4317	299	6	decision	decision	NOUN
hassl-4317	299	7	-	-	PUNCT
hassl-4317	299	8	making	making	NOUN
hassl-4317	299	9	technique	technique	NOUN
hassl-4317	299	10	for	for	ADP
hassl-4317	299	11	international	international	ADJ
hassl-4317	299	12	market	market	NOUN
hassl-4317	299	13	selection	selection	NOUN
hassl-4317	299	14	in	in	ADP
hassl-4317	299	15	smes	sme	NOUN
hassl-4317	299	16	.	.	PUNCT
hassl-4317	300	1	polish	polish	PROPN
hassl-4317	300	2	journal	journal	PROPN
hassl-4317	300	3	of	of	ADP
hassl-4317	300	4	management	management	NOUN
hassl-4317	300	5	studies	study	NOUN
hassl-4317	300	6	,	,	PUNCT
hassl-4317	300	7	27(1	27(1	NUM
hassl-4317	300	8	)	)	PUNCT
hassl-4317	300	9	,	,	PUNCT
hassl-4317	300	10	26	26	NUM
hassl-4317	300	11	-	-	SYM
hassl-4317	300	12	45	45	NUM
hassl-4317	300	13	.	.	PUNCT
hassl-4317	301	1	http://digitalcommons.unl.edu/libphilprac/2083	http://digitalcommons.unl.edu/libphilprac/2083	PROPN
hassl-4317	301	2	https://doi.org/10.1016/s0883-9026(03)00011-9	https://doi.org/10.1016/s0883-9026(03)00011-9	PROPN
hassl-4317	301	3	https://doi.org/10.35516/1250-005-001-006	https://doi.org/10.35516/1250-005-001-006	PROPN
hassl-4317	301	4	https://doi.org/10.1016/s2212-5671(16)30113-7	https://doi.org/10.1016/s2212-5671(16)30113-7	PROPN
hassl-4317	301	5	https://doi.org/10.1787/5k9csfs90fr4-en	https://doi.org/10.1787/5k9csfs90fr4-en	NUM
hassl-4317	301	6	https://doi.org/10.1787/5k9csfs90fr4-en	https://doi.org/10.1787/5k9csfs90fr4-en	PROPN
hassl-4317	301	7	humanities	humanity	NOUN
hassl-4317	301	8	and	and	CCONJ
hassl-4317	301	9	social	social	ADJ
hassl-4317	301	10	sciences	science	NOUN
hassl-4317	301	11	letters	letter	NOUN
hassl-4317	301	12	,	,	PUNCT
hassl-4317	301	13	2025	2025	NUM
hassl-4317	301	14	,	,	PUNCT
hassl-4317	301	15	13(3	13(3	NUM
hassl-4317	301	16	):	):	PUNCT
hassl-4317	301	17	904	904	NUM
hassl-4317	301	18	-	-	SYM
hassl-4317	301	19	915	915	NUM
hassl-4317	301	20	913	913	NUM
hassl-4317	301	21	©	©	ADP
hassl-4317	301	22	2025	2025	NUM
hassl-4317	301	23	conscientia	conscientia	PROPN
hassl-4317	301	24	beam	beam	PROPN
hassl-4317	301	25	.	.	PUNCT
hassl-4317	302	1	all	all	DET
hassl-4317	302	2	rights	right	NOUN
hassl-4317	302	3	reserved	reserve	VERB
hassl-4317	302	4	.	.	PUNCT
hassl-4317	303	1	bajtelsmit	bajtelsmit	NOUN
hassl-4317	303	2	,	,	PUNCT
hassl-4317	303	3	v.	v.	PROPN
hassl-4317	303	4	l.	l.	PROPN
hassl-4317	303	5	,	,	PUNCT
hassl-4317	303	6	&	&	CCONJ
hassl-4317	303	7	bernasek	bernasek	PROPN
hassl-4317	303	8	,	,	PUNCT
hassl-4317	303	9	a.	a.	NOUN
hassl-4317	303	10	(	(	PUNCT
hassl-4317	303	11	1996	1996	NUM
hassl-4317	303	12	)	)	PUNCT
hassl-4317	303	13	.	.	PUNCT
hassl-4317	304	1	why	why	SCONJ
hassl-4317	304	2	do	do	AUX
hassl-4317	304	3	women	woman	NOUN
hassl-4317	304	4	invest	invest	VERB
hassl-4317	304	5	differently	differently	ADV
hassl-4317	304	6	than	than	ADP
hassl-4317	304	7	men	man	NOUN
hassl-4317	304	8	?	?	PUNCT
hassl-4317	305	1	financial	financial	ADJ
hassl-4317	305	2	counseling	counseling	NOUN
hassl-4317	305	3	and	and	CCONJ
hassl-4317	305	4	planning	planning	NOUN
hassl-4317	305	5	,	,	PUNCT
hassl-4317	305	6	7	7	NUM
hassl-4317	305	7	,	,	PUNCT
hassl-4317	305	8	1–10	1–10	NOUN
hassl-4317	305	9	.	.	PUNCT
hassl-4317	306	1	https://doi.org/10.2139/ssrn.2238	https://doi.org/10.2139/ssrn.2238	PROPN
hassl-4317	306	2	baker	baker	PROPN
hassl-4317	306	3	,	,	PUNCT
hassl-4317	306	4	h.	h.	PROPN
hassl-4317	306	5	k.	k.	PROPN
hassl-4317	306	6	,	,	PUNCT
hassl-4317	306	7	&	&	CCONJ
hassl-4317	306	8	ricciardi	ricciardi	PROPN
hassl-4317	306	9	,	,	PUNCT
hassl-4317	306	10	v.	v.	PROPN
hassl-4317	306	11	(	(	PUNCT
hassl-4317	306	12	2014	2014	NUM
hassl-4317	306	13	)	)	PUNCT
hassl-4317	306	14	.	.	PUNCT
hassl-4317	307	1	how	how	SCONJ
hassl-4317	307	2	biases	bias	NOUN
hassl-4317	307	3	affect	affect	VERB
hassl-4317	307	4	investor	investor	NOUN
hassl-4317	307	5	behaviour	behaviour	NOUN
hassl-4317	307	6	.	.	PUNCT
hassl-4317	308	1	the	the	DET
hassl-4317	308	2	european	european	PROPN
hassl-4317	308	3	financial	financial	PROPN
hassl-4317	308	4	review	review	PROPN
hassl-4317	308	5	,	,	PUNCT
hassl-4317	308	6	4(1	4(1	NOUN
hassl-4317	308	7	)	)	PUNCT
hassl-4317	308	8	,	,	PUNCT
hassl-4317	308	9	7	7	NUM
hassl-4317	308	10	-	-	SYM
hassl-4317	308	11	10	10	NUM
hassl-4317	308	12	.	.	PUNCT
hassl-4317	309	1	https://ssrn.com/abstract=2457425	https://ssrn.com/abstract=2457425	PROPN
hassl-4317	309	2	balushi	balushi	PROPN
hassl-4317	309	3	,	,	PUNCT
hassl-4317	309	4	y.	y.	PROPN
hassl-4317	309	5	a.	a.	PROPN
hassl-4317	309	6	,	,	PUNCT
hassl-4317	309	7	locke	locke	PROPN
hassl-4317	309	8	,	,	PUNCT
hassl-4317	309	9	s.	s.	PROPN
hassl-4317	309	10	,	,	PUNCT
hassl-4317	309	11	&	&	CCONJ
hassl-4317	309	12	boulanouar	boulanouar	NOUN
hassl-4317	309	13	,	,	PUNCT
hassl-4317	309	14	z.	z.	PROPN
hassl-4317	309	15	(	(	PUNCT
hassl-4317	309	16	2018	2018	NUM
hassl-4317	309	17	)	)	PUNCT
hassl-4317	309	18	.	.	PUNCT
hassl-4317	310	1	islamic	islamic	ADJ
hassl-4317	310	2	financial	financial	ADJ
hassl-4317	310	3	decision	decision	NOUN
hassl-4317	310	4	-	-	PUNCT
hassl-4317	310	5	making	making	NOUN
hassl-4317	310	6	among	among	ADP
hassl-4317	310	7	smes	sme	NOUN
hassl-4317	310	8	in	in	ADP
hassl-4317	310	9	the	the	DET
hassl-4317	310	10	sultanate	sultanate	NOUN
hassl-4317	310	11	of	of	ADP
hassl-4317	310	12	oman	oman	NOUN
hassl-4317	310	13	:	:	PUNCT
hassl-4317	310	14	an	an	DET
hassl-4317	310	15	adaption	adaption	NOUN
hassl-4317	310	16	of	of	ADP
hassl-4317	310	17	the	the	DET
hassl-4317	310	18	theory	theory	NOUN
hassl-4317	310	19	of	of	ADP
hassl-4317	310	20	planned	plan	VERB
hassl-4317	310	21	behaviour	behaviour	NOUN
hassl-4317	310	22	.	.	PUNCT
hassl-4317	311	1	journal	journal	PROPN
hassl-4317	311	2	of	of	ADP
hassl-4317	311	3	behavioral	behavioral	ADJ
hassl-4317	311	4	and	and	CCONJ
hassl-4317	311	5	experimental	experimental	ADJ
hassl-4317	311	6	finance	finance	NOUN
hassl-4317	311	7	,	,	PUNCT
hassl-4317	311	8	20	20	NUM
hassl-4317	311	9	,	,	PUNCT
hassl-4317	311	10	30	30	NUM
hassl-4317	311	11	-	-	SYM
hassl-4317	311	12	38	38	NUM
hassl-4317	311	13	.	.	PUNCT
hassl-4317	312	1	https://doi.org/10.1016/j.jbef.2018.06.001	https://doi.org/10.1016/j.jbef.2018.06.001	NOUN
hassl-4317	312	2	bannier	bannier	NOUN
hassl-4317	312	3	,	,	PUNCT
hassl-4317	312	4	c.	c.	PROPN
hassl-4317	312	5	e.	e.	PROPN
hassl-4317	312	6	,	,	PUNCT
hassl-4317	312	7	&	&	CCONJ
hassl-4317	312	8	neubert	neubert	PROPN
hassl-4317	312	9	,	,	PUNCT
hassl-4317	312	10	m.	m.	NOUN
hassl-4317	312	11	(	(	PUNCT
hassl-4317	312	12	2016	2016	NUM
hassl-4317	312	13	)	)	PUNCT
hassl-4317	312	14	.	.	PUNCT
hassl-4317	313	1	gender	gender	NOUN
hassl-4317	313	2	differences	difference	NOUN
hassl-4317	313	3	in	in	ADP
hassl-4317	313	4	financial	financial	ADJ
hassl-4317	313	5	risk	risk	NOUN
hassl-4317	313	6	taking	taking	NOUN
hassl-4317	313	7	:	:	PUNCT
hassl-4317	313	8	the	the	DET
hassl-4317	313	9	role	role	NOUN
hassl-4317	313	10	of	of	ADP
hassl-4317	313	11	financial	financial	ADJ
hassl-4317	313	12	literacy	literacy	NOUN
hassl-4317	313	13	and	and	CCONJ
hassl-4317	313	14	risk	risk	NOUN
hassl-4317	313	15	tolerance	tolerance	NOUN
hassl-4317	313	16	.	.	PUNCT
hassl-4317	314	1	economics	economic	NOUN
hassl-4317	314	2	letters	letter	NOUN
hassl-4317	314	3	,	,	PUNCT
hassl-4317	314	4	145	145	NUM
hassl-4317	314	5	,	,	PUNCT
hassl-4317	314	6	130	130	NUM
hassl-4317	314	7	-	-	SYM
hassl-4317	314	8	135	135	NUM
hassl-4317	314	9	.	.	PUNCT
hassl-4317	315	1	https://doi.org/10.1016/j.econlet.2016.05.033	https://doi.org/10.1016/j.econlet.2016.05.033	PROPN
hassl-4317	315	2	barham	barham	PROPN
hassl-4317	315	3	,	,	PUNCT
hassl-4317	315	4	l.	l.	PROPN
hassl-4317	315	5	h.	h.	PROPN
hassl-4317	315	6	(	(	PUNCT
hassl-4317	315	7	2024	2024	NUM
hassl-4317	315	8	)	)	PUNCT
hassl-4317	315	9	.	.	PUNCT
hassl-4317	316	1	behavioural	behavioural	ADJ
hassl-4317	316	2	economics	economic	NOUN
hassl-4317	316	3	:	:	PUNCT
hassl-4317	316	4	"	"	PUNCT
hassl-4317	316	5	herd	herd	NOUN
hassl-4317	316	6	behavior	behavior	NOUN
hassl-4317	316	7	"	"	PUNCT
hassl-4317	316	8	.	.	PUNCT
hassl-4317	317	1	calitatea	calitatea	NOUN
hassl-4317	317	2	,	,	PUNCT
hassl-4317	317	3	25(203	25(203	ADJ
hassl-4317	317	4	)	)	PUNCT
hassl-4317	317	5	,	,	PUNCT
hassl-4317	317	6	94	94	NUM
hassl-4317	317	7	-	-	SYM
hassl-4317	317	8	101	101	NUM
hassl-4317	317	9	.	.	PUNCT
hassl-4317	317	10	https://doi.org/10.47750/qas/25.203.10	https://doi.org/10.47750/qas/25.203.10	PROPN
hassl-4317	317	11	benartzi	benartzi	NOUN
hassl-4317	317	12	,	,	PUNCT
hassl-4317	317	13	s.	s.	PROPN
hassl-4317	317	14	,	,	PUNCT
hassl-4317	317	15	&	&	CCONJ
hassl-4317	317	16	thaler	thaler	PROPN
hassl-4317	317	17	,	,	PUNCT
hassl-4317	317	18	r.	r.	PROPN
hassl-4317	317	19	h.	h.	PROPN
hassl-4317	317	20	(	(	PUNCT
hassl-4317	317	21	1995	1995	NUM
hassl-4317	317	22	)	)	PUNCT
hassl-4317	317	23	.	.	PUNCT
hassl-4317	318	1	myopic	myopic	ADJ
hassl-4317	318	2	loss	loss	NOUN
hassl-4317	318	3	aversion	aversion	NOUN
hassl-4317	318	4	and	and	CCONJ
hassl-4317	318	5	the	the	DET
hassl-4317	318	6	equity	equity	NOUN
hassl-4317	318	7	premium	premium	NOUN
hassl-4317	318	8	puzzle	puzzle	NOUN
hassl-4317	318	9	.	.	PUNCT
hassl-4317	319	1	the	the	DET
hassl-4317	319	2	quarterly	quarterly	ADJ
hassl-4317	319	3	journal	journal	NOUN
hassl-4317	319	4	of	of	ADP
hassl-4317	319	5	economics	economic	NOUN
hassl-4317	319	6	,	,	PUNCT
hassl-4317	319	7	110(1	110(1	NUM
hassl-4317	319	8	)	)	PUNCT
hassl-4317	319	9	,	,	PUNCT
hassl-4317	319	10	73	73	NUM
hassl-4317	319	11	-	-	SYM
hassl-4317	319	12	92	92	NUM
hassl-4317	319	13	.	.	PUNCT
hassl-4317	320	1	https://doi.org/10.2307/2118511	https://doi.org/10.2307/2118511	PROPN
hassl-4317	320	2	botoc	botoc	ADJ
hassl-4317	320	3	,	,	PUNCT
hassl-4317	320	4	c.	c.	PROPN
hassl-4317	320	5	,	,	PUNCT
hassl-4317	320	6	mihancea	mihancea	PROPN
hassl-4317	320	7	,	,	PUNCT
hassl-4317	320	8	e.	e.	PROPN
hassl-4317	320	9	,	,	PUNCT
hassl-4317	320	10	&	&	CCONJ
hassl-4317	320	11	molcut	molcut	VERB
hassl-4317	320	12	,	,	PUNCT
hassl-4317	320	13	a.	a.	NOUN
hassl-4317	320	14	(	(	PUNCT
hassl-4317	320	15	2019	2019	NUM
hassl-4317	320	16	)	)	PUNCT
hassl-4317	320	17	.	.	PUNCT
hassl-4317	321	1	football	football	NOUN
hassl-4317	321	2	and	and	CCONJ
hassl-4317	321	3	stock	stock	NOUN
hassl-4317	321	4	market	market	NOUN
hassl-4317	321	5	performance	performance	NOUN
hassl-4317	321	6	correlation	correlation	NOUN
hassl-4317	321	7	:	:	PUNCT
hassl-4317	321	8	evidence	evidence	NOUN
hassl-4317	321	9	from	from	ADP
hassl-4317	321	10	italy	italy	PROPN
hassl-4317	321	11	.	.	PUNCT
hassl-4317	322	1	scientific	scientific	ADJ
hassl-4317	322	2	annals	annal	NOUN
hassl-4317	322	3	of	of	ADP
hassl-4317	322	4	economics	economic	NOUN
hassl-4317	322	5	and	and	CCONJ
hassl-4317	322	6	business	business	NOUN
hassl-4317	322	7	,	,	PUNCT
hassl-4317	322	8	66(4	66(4	NUM
hassl-4317	322	9	)	)	PUNCT
hassl-4317	322	10	,	,	PUNCT
hassl-4317	322	11	525	525	NUM
hassl-4317	322	12	-	-	SYM
hassl-4317	322	13	539	539	NUM
hassl-4317	322	14	.	.	PUNCT
hassl-4317	323	1	carr	carr	PROPN
hassl-4317	323	2	,	,	PUNCT
hassl-4317	323	3	p.	p.	PROPN
hassl-4317	323	4	b.	b.	PROPN
hassl-4317	323	5	,	,	PUNCT
hassl-4317	323	6	&	&	CCONJ
hassl-4317	323	7	steele	steele	PROPN
hassl-4317	323	8	,	,	PUNCT
hassl-4317	323	9	c.	c.	PROPN
hassl-4317	323	10	m.	m.	NOUN
hassl-4317	323	11	(	(	PUNCT
hassl-4317	323	12	2010	2010	NUM
hassl-4317	323	13	)	)	PUNCT
hassl-4317	323	14	.	.	PUNCT
hassl-4317	324	1	stereotype	stereotype	NOUN
hassl-4317	324	2	threat	threat	NOUN
hassl-4317	324	3	affects	affect	VERB
hassl-4317	324	4	financial	financial	ADJ
hassl-4317	324	5	decision	decision	NOUN
hassl-4317	324	6	making	making	NOUN
hassl-4317	324	7	.	.	PUNCT
hassl-4317	325	1	psychological	psychological	ADJ
hassl-4317	325	2	science	science	NOUN
hassl-4317	325	3	,	,	PUNCT
hassl-4317	325	4	21(10	21(10	PROPN
hassl-4317	325	5	)	)	PUNCT
hassl-4317	325	6	,	,	PUNCT
hassl-4317	325	7	1411	1411	NUM
hassl-4317	325	8	-	-	SYM
hassl-4317	325	9	1416	1416	NUM
hassl-4317	325	10	.	.	PUNCT
hassl-4317	326	1	https://doi.org/10.1177/0956797610384146	https://doi.org/10.1177/0956797610384146	X
hassl-4317	326	2	chandra	chandra	PROPN
hassl-4317	326	3	,	,	PUNCT
hassl-4317	326	4	p.	p.	NOUN
hassl-4317	326	5	(	(	PUNCT
hassl-4317	326	6	2016	2016	NUM
hassl-4317	326	7	)	)	PUNCT
hassl-4317	326	8	.	.	PUNCT
hassl-4317	327	1	behavioural	behavioural	ADJ
hassl-4317	327	2	finance	finance	NOUN
hassl-4317	327	3	.	.	PUNCT
hassl-4317	328	1	new	new	ADJ
hassl-4317	328	2	delhi	delhi	PROPN
hassl-4317	328	3	:	:	PUNCT
hassl-4317	328	4	mcgraw	mcgraw	PROPN
hassl-4317	328	5	hill	hill	PROPN
hassl-4317	328	6	education	education	PROPN
hassl-4317	328	7	.	.	PUNCT
hassl-4317	329	1	eckel	eckel	PROPN
hassl-4317	329	2	,	,	PUNCT
hassl-4317	329	3	c.	c.	PROPN
hassl-4317	329	4	c.	c.	PROPN
hassl-4317	329	5	,	,	PUNCT
hassl-4317	329	6	&	&	CCONJ
hassl-4317	329	7	grossman	grossman	PROPN
hassl-4317	329	8	,	,	PUNCT
hassl-4317	329	9	p.	p.	PROPN
hassl-4317	329	10	j.	j.	PROPN
hassl-4317	329	11	(	(	PUNCT
hassl-4317	329	12	2008	2008	NUM
hassl-4317	329	13	)	)	PUNCT
hassl-4317	329	14	.	.	PUNCT
hassl-4317	330	1	men	man	NOUN
hassl-4317	330	2	,	,	PUNCT
hassl-4317	330	3	women	woman	NOUN
hassl-4317	330	4	and	and	CCONJ
hassl-4317	330	5	risk	risk	NOUN
hassl-4317	330	6	aversion	aversion	NOUN
hassl-4317	330	7	:	:	PUNCT
hassl-4317	330	8	experimental	experimental	ADJ
hassl-4317	330	9	evidence	evidence	NOUN
hassl-4317	330	10	.	.	PUNCT
hassl-4317	331	1	handbook	handbook	NOUN
hassl-4317	331	2	of	of	ADP
hassl-4317	331	3	experimental	experimental	ADJ
hassl-4317	331	4	economics	economic	NOUN
hassl-4317	331	5	results	result	NOUN
hassl-4317	331	6	,	,	PUNCT
hassl-4317	331	7	1	1	NUM
hassl-4317	331	8	,	,	PUNCT
hassl-4317	331	9	1061	1061	NUM
hassl-4317	331	10	-	-	SYM
hassl-4317	331	11	1073	1073	NUM
hassl-4317	331	12	.	.	PUNCT
hassl-4317	332	1	https://doi.org/10.1016/s1574-0722(07)00113-8	https://doi.org/10.1016/s1574-0722(07)00113-8	NOUN
hassl-4317	332	2	embrey	embrey	NOUN
hassl-4317	332	3	,	,	PUNCT
hassl-4317	332	4	l.	l.	PROPN
hassl-4317	332	5	l.	l.	PROPN
hassl-4317	332	6	,	,	PUNCT
hassl-4317	332	7	&	&	CCONJ
hassl-4317	332	8	fox	fox	PROPN
hassl-4317	332	9	,	,	PUNCT
hassl-4317	332	10	j.	j.	PROPN
hassl-4317	332	11	j.	j.	PROPN
hassl-4317	332	12	(	(	PUNCT
hassl-4317	332	13	1997	1997	NUM
hassl-4317	332	14	)	)	PUNCT
hassl-4317	332	15	.	.	PUNCT
hassl-4317	333	1	gender	gender	NOUN
hassl-4317	333	2	differences	difference	NOUN
hassl-4317	333	3	in	in	ADP
hassl-4317	333	4	the	the	DET
hassl-4317	333	5	investment	investment	NOUN
hassl-4317	333	6	decision	decision	NOUN
hassl-4317	333	7	-	-	PUNCT
hassl-4317	333	8	making	make	VERB
hassl-4317	333	9	process	process	NOUN
hassl-4317	333	10	.	.	PUNCT
hassl-4317	334	1	financial	financial	ADJ
hassl-4317	334	2	counseling	counseling	NOUN
hassl-4317	334	3	and	and	CCONJ
hassl-4317	334	4	planning	planning	NOUN
hassl-4317	334	5	,	,	PUNCT
hassl-4317	334	6	8(2	8(2	NUM
hassl-4317	334	7	)	)	PUNCT
hassl-4317	334	8	,	,	PUNCT
hassl-4317	334	9	33	33	NUM
hassl-4317	334	10	-	-	SYM
hassl-4317	334	11	40	40	NUM
hassl-4317	334	12	.	.	PUNCT
hassl-4317	335	1	https://ssrn.com/abstract=95490	https://ssrn.com/abstract=95490	PROPN
hassl-4317	335	2	fernandes	fernandes	PROPN
hassl-4317	335	3	,	,	PUNCT
hassl-4317	335	4	d.	d.	PROPN
hassl-4317	335	5	,	,	PUNCT
hassl-4317	335	6	lynch	lynch	PROPN
hassl-4317	335	7	jr	jr	PROPN
hassl-4317	335	8	,	,	PUNCT
hassl-4317	335	9	j.	j.	PROPN
hassl-4317	335	10	g.	g.	PROPN
hassl-4317	335	11	,	,	PUNCT
hassl-4317	335	12	&	&	CCONJ
hassl-4317	335	13	netemeyer	netemeyer	PROPN
hassl-4317	335	14	,	,	PUNCT
hassl-4317	335	15	r.	r.	PROPN
hassl-4317	335	16	g.	g.	PROPN
hassl-4317	335	17	(	(	PUNCT
hassl-4317	335	18	2014	2014	NUM
hassl-4317	335	19	)	)	PUNCT
hassl-4317	335	20	.	.	PUNCT
hassl-4317	336	1	financial	financial	ADJ
hassl-4317	336	2	literacy	literacy	NOUN
hassl-4317	336	3	,	,	PUNCT
hassl-4317	336	4	financial	financial	ADJ
hassl-4317	336	5	education	education	NOUN
hassl-4317	336	6	,	,	PUNCT
hassl-4317	336	7	and	and	CCONJ
hassl-4317	336	8	downstream	downstream	ADJ
hassl-4317	336	9	financial	financial	ADJ
hassl-4317	336	10	behaviors	behavior	NOUN
hassl-4317	336	11	.	.	PUNCT
hassl-4317	337	1	management	management	NOUN
hassl-4317	337	2	science	science	NOUN
hassl-4317	337	3	,	,	PUNCT
hassl-4317	337	4	60(8	60(8	NUM
hassl-4317	337	5	)	)	PUNCT
hassl-4317	337	6	,	,	PUNCT
hassl-4317	337	7	1861	1861	NUM
hassl-4317	337	8	-	-	SYM
hassl-4317	337	9	1883	1883	NUM
hassl-4317	337	10	.	.	PUNCT
hassl-4317	338	1	https://doi.org/10.1287/mnsc.2013.1849	https://doi.org/10.1287/mnsc.2013.1849	PROPN
hassl-4317	338	2	financial	financial	ADJ
hassl-4317	338	3	services	service	NOUN
hassl-4317	338	4	authority	authority	NOUN
hassl-4317	338	5	(	(	PUNCT
hassl-4317	338	6	ojk	ojk	NOUN
hassl-4317	338	7	)	)	PUNCT
hassl-4317	338	8	jember	jember	PROPN
hassl-4317	338	9	.	.	PUNCT
hassl-4317	339	1	(	(	PUNCT
hassl-4317	339	2	2023	2023	NUM
hassl-4317	339	3	)	)	PUNCT
hassl-4317	339	4	.	.	PUNCT
hassl-4317	340	1	increasing	increase	VERB
hassl-4317	340	2	literacy	literacy	NOUN
hassl-4317	340	3	and	and	CCONJ
hassl-4317	340	4	inclusion	inclusion	NOUN
hassl-4317	340	5	of	of	ADP
hassl-4317	340	6	sharia	sharia	PROPN
hassl-4317	340	7	finance	finance	PROPN
hassl-4317	340	8	in	in	ADP
hassl-4317	340	9	jember	jember	PROPN
hassl-4317	340	10	through	through	ADP
hassl-4317	340	11	the	the	DET
hassl-4317	340	12	safari	safari	ADJ
hassl-4317	340	13	ramadhan	ramadhan	PROPN
hassl-4317	340	14	festival	festival	NOUN
hassl-4317	340	15	at	at	ADP
hassl-4317	340	16	al	al	PROPN
hassl-4317	340	17	-	-	PUNCT
hassl-4317	340	18	jauhar	jauhar	PROPN
hassl-4317	340	19	islamic	islamic	ADJ
hassl-4317	340	20	boarding	boarding	NOUN
hassl-4317	340	21	school	school	NOUN
hassl-4317	340	22	.	.	PUNCT
hassl-4317	341	1	retrieved	retrieve	VERB
hassl-4317	341	2	from	from	ADP
hassl-4317	341	3	https://beritametro.id	https://beritametro.id	NOUN
hassl-4317	341	4	granovetter	granovetter	NOUN
hassl-4317	341	5	,	,	PUNCT
hassl-4317	341	6	m.	m.	NOUN
hassl-4317	341	7	(	(	PUNCT
hassl-4317	341	8	1985	1985	NUM
hassl-4317	341	9	)	)	PUNCT
hassl-4317	341	10	.	.	PUNCT
hassl-4317	342	1	economic	economic	ADJ
hassl-4317	342	2	action	action	NOUN
hassl-4317	342	3	and	and	CCONJ
hassl-4317	342	4	social	social	ADJ
hassl-4317	342	5	structure	structure	NOUN
hassl-4317	342	6	:	:	PUNCT
hassl-4317	342	7	the	the	DET
hassl-4317	342	8	problem	problem	NOUN
hassl-4317	342	9	of	of	ADP
hassl-4317	342	10	embeddedness	embeddedness	NOUN
hassl-4317	342	11	.	.	PUNCT
hassl-4317	343	1	american	american	PROPN
hassl-4317	343	2	journal	journal	PROPN
hassl-4317	343	3	of	of	ADP
hassl-4317	343	4	sociology	sociology	NOUN
hassl-4317	343	5	,	,	PUNCT
hassl-4317	343	6	91(3	91(3	NUM
hassl-4317	343	7	)	)	PUNCT
hassl-4317	343	8	,	,	PUNCT
hassl-4317	343	9	481	481	NUM
hassl-4317	343	10	-	-	SYM
hassl-4317	343	11	510	510	NUM
hassl-4317	343	12	.	.	PUNCT
hassl-4317	344	1	https://doi.org/10.1086/228311	https://doi.org/10.1086/228311	NOUN
hassl-4317	344	2	greve	greve	NOUN
hassl-4317	344	3	,	,	PUNCT
hassl-4317	344	4	a.	a.	PROPN
hassl-4317	344	5	,	,	PUNCT
hassl-4317	344	6	&	&	CCONJ
hassl-4317	344	7	salaff	salaff	PROPN
hassl-4317	344	8	,	,	PUNCT
hassl-4317	344	9	j.	j.	PROPN
hassl-4317	344	10	w.	w.	PROPN
hassl-4317	344	11	(	(	PUNCT
hassl-4317	344	12	2003	2003	NUM
hassl-4317	344	13	)	)	PUNCT
hassl-4317	344	14	.	.	PUNCT
hassl-4317	345	1	social	social	ADJ
hassl-4317	345	2	networks	network	NOUN
hassl-4317	345	3	and	and	CCONJ
hassl-4317	345	4	entrepreneurship	entrepreneurship	NOUN
hassl-4317	345	5	.	.	PUNCT
hassl-4317	346	1	entrepreneurship	entrepreneurship	NOUN
hassl-4317	346	2	theory	theory	NOUN
hassl-4317	346	3	and	and	CCONJ
hassl-4317	346	4	practice	practice	NOUN
hassl-4317	346	5	,	,	PUNCT
hassl-4317	346	6	28(1	28(1	NOUN
hassl-4317	346	7	)	)	PUNCT
hassl-4317	346	8	,	,	PUNCT
hassl-4317	346	9	1	1	NUM
hassl-4317	346	10	-	-	SYM
hassl-4317	346	11	22	22	NUM
hassl-4317	346	12	.	.	PUNCT
hassl-4317	347	1	https://doi.org/10.1111/1540-8520.00029	https://doi.org/10.1111/1540-8520.00029	PROPN
hassl-4317	347	2	hair	hair	PROPN
hassl-4317	347	3	,	,	PUNCT
hassl-4317	347	4	f.	f.	PROPN
hassl-4317	347	5	j.	j.	PROPN
hassl-4317	347	6	,	,	PUNCT
hassl-4317	347	7	hult	hult	PROPN
hassl-4317	347	8	,	,	PUNCT
hassl-4317	347	9	g.	g.	PROPN
hassl-4317	347	10	m.	m.	PROPN
hassl-4317	347	11	t.	t.	PROPN
hassl-4317	347	12	,	,	PUNCT
hassl-4317	347	13	ringle	ringle	PROPN
hassl-4317	347	14	,	,	PUNCT
hassl-4317	347	15	c.	c.	PROPN
hassl-4317	347	16	m.	m.	PROPN
hassl-4317	347	17	,	,	PUNCT
hassl-4317	347	18	&	&	CCONJ
hassl-4317	347	19	sarstedt	sarstedt	NOUN
hassl-4317	347	20	,	,	PUNCT
hassl-4317	347	21	m.	m.	NOUN
hassl-4317	347	22	(	(	PUNCT
hassl-4317	347	23	2017	2017	NUM
hassl-4317	347	24	)	)	PUNCT
hassl-4317	347	25	.	.	PUNCT
hassl-4317	348	1	a	a	DET
hassl-4317	348	2	primer	primer	NOUN
hassl-4317	348	3	on	on	ADP
hassl-4317	348	4	partial	partial	ADJ
hassl-4317	348	5	least	least	ADJ
hassl-4317	348	6	squares	square	NOUN
hassl-4317	348	7	structural	structural	ADJ
hassl-4317	348	8	equation	equation	NOUN
hassl-4317	348	9	modeling	modeling	NOUN
hassl-4317	348	10	(	(	PUNCT
hassl-4317	348	11	plssem	plssem	NOUN
hassl-4317	348	12	)	)	PUNCT
hassl-4317	348	13	(	(	PUNCT
hassl-4317	348	14	2nd	2nd	NOUN
hassl-4317	348	15	ed	ed	NOUN
hassl-4317	348	16	.	.	PUNCT
hassl-4317	348	17	)	)	PUNCT
hassl-4317	348	18	.	.	PUNCT
hassl-4317	349	1	thousand	thousand	NUM
hassl-4317	349	2	oaks	oak	NOUN
hassl-4317	349	3	,	,	PUNCT
hassl-4317	349	4	ca	can	AUX
hassl-4317	349	5	:	:	PUNCT
hassl-4317	349	6	sage	sage	VERB
hassl-4317	349	7	.	.	PUNCT
hassl-4317	350	1	hair	hair	NOUN
hassl-4317	350	2	,	,	PUNCT
hassl-4317	350	3	j.	j.	PROPN
hassl-4317	350	4	f.	f.	PROPN
hassl-4317	350	5	,	,	PUNCT
hassl-4317	350	6	ringle	ringle	PROPN
hassl-4317	350	7	,	,	PUNCT
hassl-4317	350	8	c.	c.	PROPN
hassl-4317	350	9	m.	m.	PROPN
hassl-4317	350	10	,	,	PUNCT
hassl-4317	350	11	&	&	CCONJ
hassl-4317	350	12	sarstedt	sarstedt	NOUN
hassl-4317	350	13	,	,	PUNCT
hassl-4317	350	14	m.	m.	NOUN
hassl-4317	350	15	(	(	PUNCT
hassl-4317	350	16	2011	2011	NUM
hassl-4317	350	17	)	)	PUNCT
hassl-4317	350	18	.	.	PUNCT
hassl-4317	351	1	pls	pls	NOUN
hassl-4317	351	2	-	-	PUNCT
hassl-4317	351	3	sem	sem	NOUN
hassl-4317	351	4	:	:	PUNCT
hassl-4317	351	5	indeed	indeed	ADV
hassl-4317	351	6	a	a	DET
hassl-4317	351	7	silver	silver	ADJ
hassl-4317	351	8	bullet	bullet	NOUN
hassl-4317	351	9	.	.	PUNCT
hassl-4317	352	1	journal	journal	NOUN
hassl-4317	352	2	of	of	ADP
hassl-4317	352	3	marketing	marketing	NOUN
hassl-4317	352	4	theory	theory	NOUN
hassl-4317	352	5	and	and	CCONJ
hassl-4317	352	6	practice	practice	NOUN
hassl-4317	352	7	,	,	PUNCT
hassl-4317	352	8	19(2	19(2	NUM
hassl-4317	352	9	)	)	PUNCT
hassl-4317	352	10	,	,	PUNCT
hassl-4317	352	11	139	139	NUM
hassl-4317	352	12	-	-	SYM
hassl-4317	352	13	152	152	NUM
hassl-4317	352	14	.	.	PUNCT
hassl-4317	353	1	https://doi.org/10.2753/mtp1069-6679190202	https://doi.org/10.2753/mtp1069-6679190202	PROPN
hassl-4317	353	2	hair	hair	PROPN
hassl-4317	353	3	jr	jr	PROPN
hassl-4317	353	4	,	,	PUNCT
hassl-4317	353	5	j.	j.	PROPN
hassl-4317	353	6	f.	f.	PROPN
hassl-4317	353	7	,	,	PUNCT
hassl-4317	353	8	sarstedt	sarstedt	NOUN
hassl-4317	353	9	,	,	PUNCT
hassl-4317	353	10	m.	m.	NOUN
hassl-4317	353	11	,	,	PUNCT
hassl-4317	353	12	hopkins	hopkins	PROPN
hassl-4317	353	13	,	,	PUNCT
hassl-4317	353	14	l.	l.	PROPN
hassl-4317	353	15	,	,	PUNCT
hassl-4317	353	16	&	&	CCONJ
hassl-4317	353	17	kuppelwieser	kuppelwieser	PROPN
hassl-4317	353	18	,	,	PUNCT
hassl-4317	353	19	v.	v.	PROPN
hassl-4317	353	20	g.	g.	PROPN
hassl-4317	353	21	(	(	PUNCT
hassl-4317	353	22	2014	2014	NUM
hassl-4317	353	23	)	)	PUNCT
hassl-4317	353	24	.	.	PUNCT
hassl-4317	354	1	partial	partial	ADJ
hassl-4317	354	2	least	least	ADJ
hassl-4317	354	3	squares	square	VERB
hassl-4317	354	4	structural	structural	ADJ
hassl-4317	354	5	equation	equation	NOUN
hassl-4317	354	6	modeling	modeling	NOUN
hassl-4317	354	7	(	(	PUNCT
hassl-4317	354	8	plssem	plssem	NOUN
hassl-4317	354	9	)	)	PUNCT
hassl-4317	354	10	an	an	DET
hassl-4317	354	11	emerging	emerge	VERB
hassl-4317	354	12	tool	tool	NOUN
hassl-4317	354	13	in	in	ADP
hassl-4317	354	14	business	business	NOUN
hassl-4317	354	15	research	research	NOUN
hassl-4317	354	16	.	.	PUNCT
hassl-4317	355	1	european	european	PROPN
hassl-4317	355	2	business	business	PROPN
hassl-4317	355	3	review	review	PROPN
hassl-4317	355	4	,	,	PUNCT
hassl-4317	355	5	26(2	26(2	NUM
hassl-4317	355	6	)	)	PUNCT
hassl-4317	355	7	,	,	PUNCT
hassl-4317	355	8	106	106	NUM
hassl-4317	355	9	-	-	SYM
hassl-4317	355	10	121	121	NUM
hassl-4317	355	11	.	.	PUNCT
hassl-4317	356	1	https://doi.org/10.1108/ebr10-2013-0128	https://doi.org/10.1108/ebr10-2013-0128	PROPN
hassl-4317	356	2	harris	harris	PROPN
hassl-4317	356	3	,	,	PUNCT
hassl-4317	356	4	c.	c.	PROPN
hassl-4317	356	5	r.	r.	PROPN
hassl-4317	356	6	,	,	PUNCT
hassl-4317	356	7	&	&	CCONJ
hassl-4317	356	8	jenkins	jenkins	PROPN
hassl-4317	356	9	,	,	PUNCT
hassl-4317	356	10	m.	m.	NOUN
hassl-4317	356	11	(	(	PUNCT
hassl-4317	356	12	2006	2006	NUM
hassl-4317	356	13	)	)	PUNCT
hassl-4317	356	14	.	.	PUNCT
hassl-4317	357	1	gender	gender	NOUN
hassl-4317	357	2	differences	difference	NOUN
hassl-4317	357	3	in	in	ADP
hassl-4317	357	4	risk	risk	NOUN
hassl-4317	357	5	assessment	assessment	NOUN
hassl-4317	357	6	:	:	PUNCT
hassl-4317	357	7	why	why	SCONJ
hassl-4317	357	8	do	do	AUX
hassl-4317	357	9	women	woman	NOUN
hassl-4317	357	10	take	take	VERB
hassl-4317	357	11	fewer	few	ADJ
hassl-4317	357	12	risksthan	risksthan	NOUN
hassl-4317	357	13	men	man	NOUN
hassl-4317	357	14	?	?	PUNCT
hassl-4317	358	1	judgment	judgment	NOUN
hassl-4317	358	2	and	and	CCONJ
hassl-4317	358	3	decision	decision	NOUN
hassl-4317	358	4	making	making	NOUN
hassl-4317	358	5	,	,	PUNCT
hassl-4317	358	6	1(1	1(1	NUM
hassl-4317	358	7	)	)	PUNCT
hassl-4317	358	8	,	,	PUNCT
hassl-4317	358	9	48	48	NUM
hassl-4317	358	10	-	-	SYM
hassl-4317	358	11	63	63	NUM
hassl-4317	358	12	.	.	PUNCT
hassl-4317	359	1	https://doi.org/10.1017/s1930297500000346	https://doi.org/10.1017/s1930297500000346	NUM
hassl-4317	359	2	hassan	hassan	PROPN
hassl-4317	359	3	al‐tamimi	al‐tamimi	PROPN
hassl-4317	359	4	,	,	PUNCT
hassl-4317	359	5	h.	h.	PROPN
hassl-4317	359	6	a.	a.	PROPN
hassl-4317	359	7	,	,	PUNCT
hassl-4317	359	8	&	&	CCONJ
hassl-4317	359	9	anood	anood	PROPN
hassl-4317	359	10	bin	bin	PROPN
hassl-4317	359	11	kalli	kalli	PROPN
hassl-4317	359	12	,	,	PUNCT
hassl-4317	359	13	a.	a.	NOUN
hassl-4317	359	14	(	(	PUNCT
hassl-4317	359	15	2009	2009	NUM
hassl-4317	359	16	)	)	PUNCT
hassl-4317	359	17	.	.	PUNCT
hassl-4317	360	1	financial	financial	ADJ
hassl-4317	360	2	literacy	literacy	NOUN
hassl-4317	360	3	and	and	CCONJ
hassl-4317	360	4	investment	investment	NOUN
hassl-4317	360	5	decisions	decision	NOUN
hassl-4317	360	6	of	of	ADP
hassl-4317	360	7	uae	uae	PROPN
hassl-4317	360	8	investors	investor	NOUN
hassl-4317	360	9	.	.	PUNCT
hassl-4317	361	1	the	the	DET
hassl-4317	361	2	journal	journal	NOUN
hassl-4317	361	3	of	of	ADP
hassl-4317	361	4	risk	risk	NOUN
hassl-4317	361	5	finance	finance	NOUN
hassl-4317	361	6	,	,	PUNCT
hassl-4317	361	7	10(5	10(5	NUM
hassl-4317	361	8	)	)	PUNCT
hassl-4317	361	9	,	,	PUNCT
hassl-4317	361	10	500	500	NUM
hassl-4317	361	11	-	-	SYM
hassl-4317	361	12	516	516	NUM
hassl-4317	361	13	.	.	PUNCT
hassl-4317	362	1	https://doi.org/10.1108/15265940911001402	https://doi.org/10.1108/15265940911001402	X
hassl-4317	362	2	hilgert	hilgert	PROPN
hassl-4317	362	3	,	,	PUNCT
hassl-4317	362	4	m.	m.	NOUN
hassl-4317	362	5	a.	a.	PROPN
hassl-4317	362	6	,	,	PUNCT
hassl-4317	362	7	hogarth	hogarth	NOUN
hassl-4317	362	8	,	,	PUNCT
hassl-4317	362	9	j.	j.	PROPN
hassl-4317	362	10	m.	m.	PROPN
hassl-4317	362	11	,	,	PUNCT
hassl-4317	362	12	&	&	CCONJ
hassl-4317	362	13	beverly	beverly	PROPN
hassl-4317	362	14	,	,	PUNCT
hassl-4317	362	15	s.	s.	PROPN
hassl-4317	362	16	g.	g.	PROPN
hassl-4317	362	17	(	(	PUNCT
hassl-4317	362	18	2003	2003	NUM
hassl-4317	362	19	)	)	PUNCT
hassl-4317	362	20	.	.	PUNCT
hassl-4317	363	1	household	household	NOUN
hassl-4317	363	2	financial	financial	ADJ
hassl-4317	363	3	management	management	NOUN
hassl-4317	363	4	:	:	PUNCT
hassl-4317	363	5	the	the	DET
hassl-4317	363	6	connection	connection	NOUN
hassl-4317	363	7	between	between	ADP
hassl-4317	363	8	knowledge	knowledge	NOUN
hassl-4317	363	9	and	and	CCONJ
hassl-4317	363	10	behavior	behavior	NOUN
hassl-4317	363	11	.	.	PUNCT
hassl-4317	364	1	federal	federal	PROPN
hassl-4317	364	2	reserve	reserve	PROPN
hassl-4317	364	3	bulletin	bulletin	PROPN
hassl-4317	364	4	,	,	PUNCT
hassl-4317	364	5	89	89	NUM
hassl-4317	364	6	,	,	PUNCT
hassl-4317	364	7	309	309	NUM
hassl-4317	364	8	.	.	PUNCT
hassl-4317	365	1	huston	huston	PROPN
hassl-4317	365	2	,	,	PUNCT
hassl-4317	365	3	s.	s.	PROPN
hassl-4317	365	4	j.	j.	PROPN
hassl-4317	365	5	(	(	PUNCT
hassl-4317	365	6	2010	2010	NUM
hassl-4317	365	7	)	)	PUNCT
hassl-4317	365	8	.	.	PUNCT
hassl-4317	366	1	measuring	measure	VERB
hassl-4317	366	2	financial	financial	ADJ
hassl-4317	366	3	literacy	literacy	NOUN
hassl-4317	366	4	.	.	PUNCT
hassl-4317	367	1	journal	journal	NOUN
hassl-4317	367	2	of	of	ADP
hassl-4317	367	3	consumer	consumer	NOUN
hassl-4317	367	4	affairs	affair	NOUN
hassl-4317	367	5	,	,	PUNCT
hassl-4317	367	6	44(2	44(2	NOUN
hassl-4317	367	7	)	)	PUNCT
hassl-4317	367	8	,	,	PUNCT
hassl-4317	367	9	296	296	NUM
hassl-4317	367	10	-	-	SYM
hassl-4317	367	11	316	316	NUM
hassl-4317	367	12	.	.	PUNCT
hassl-4317	368	1	https://doi.org/10.1111/j.17456606.2010.01170.x	https://doi.org/10.1111/j.17456606.2010.01170.x	PROPN
hassl-4317	369	1	https://doi.org/10.2139/ssrn.2238	https://doi.org/10.2139/ssrn.2238	NOUN
hassl-4317	369	2	https://ssrn.com/abstract=2457425	https://ssrn.com/abstract=2457425	PROPN
hassl-4317	369	3	https://doi.org/10.1016/j.jbef.2018.06.001	https://doi.org/10.1016/j.jbef.2018.06.001	NOUN
hassl-4317	369	4	https://doi.org/10.1016/j.econlet.2016.05.033	https://doi.org/10.1016/j.econlet.2016.05.033	NOUN
hassl-4317	369	5	https://doi.org/10.47750/qas/25.203.10	https://doi.org/10.47750/qas/25.203.10	NOUN
hassl-4317	369	6	https://doi.org/10.2307/2118511	https://doi.org/10.2307/2118511	NUM
hassl-4317	369	7	https://doi.org/10.1177/0956797610384146	https://doi.org/10.1177/0956797610384146	NUM
hassl-4317	370	1	https://doi.org/10.1016/s1574-0722(07)00113-8	https://doi.org/10.1016/s1574-0722(07)00113-8	NOUN
hassl-4317	370	2	https://ssrn.com/abstract=95490	https://ssrn.com/abstract=95490	NOUN
hassl-4317	370	3	https://doi.org/10.1287/mnsc.2013.1849	https://doi.org/10.1287/mnsc.2013.1849	PROPN
hassl-4317	370	4	https://beritametro.id/	https://beritametro.id/	PROPN
hassl-4317	370	5	https://doi.org/10.1086/228311	https://doi.org/10.1086/228311	NOUN
hassl-4317	370	6	https://doi.org/10.1111/1540-8520.00029	https://doi.org/10.1111/1540-8520.00029	PROPN
hassl-4317	370	7	https://doi.org/10.2753/mtp1069-6679190202	https://doi.org/10.2753/mtp1069-6679190202	PROPN
hassl-4317	370	8	https://doi.org/10.1108/ebr-10-2013-0128	https://doi.org/10.1108/ebr-10-2013-0128	PROPN
hassl-4317	370	9	https://doi.org/10.1108/ebr-10-2013-0128	https://doi.org/10.1108/ebr-10-2013-0128	SCONJ
hassl-4317	370	10	https://doi.org/10.1017/s1930297500000346	https://doi.org/10.1017/s1930297500000346	NUM
hassl-4317	370	11	https://doi.org/10.1108/15265940911001402	https://doi.org/10.1108/15265940911001402	NOUN
hassl-4317	370	12	https://doi.org/10.1111/j.1745-6606.2010.01170.x	https://doi.org/10.1111/j.1745-6606.2010.01170.x	NOUN
hassl-4317	370	13	https://doi.org/10.1111/j.1745-6606.2010.01170.x	https://doi.org/10.1111/j.1745-6606.2010.01170.x	PROPN
hassl-4317	370	14	humanities	humanity	NOUN
hassl-4317	370	15	and	and	CCONJ
hassl-4317	370	16	social	social	ADJ
hassl-4317	370	17	sciences	science	NOUN
hassl-4317	370	18	letters	letter	NOUN
hassl-4317	370	19	,	,	PUNCT
hassl-4317	370	20	2025	2025	NUM
hassl-4317	370	21	,	,	PUNCT
hassl-4317	370	22	13(3	13(3	NUM
hassl-4317	370	23	):	):	PUNCT
hassl-4317	370	24	904	904	NUM
hassl-4317	370	25	-	-	SYM
hassl-4317	370	26	915	915	NUM
hassl-4317	370	27	914	914	NUM
hassl-4317	370	28	©	©	ADP
hassl-4317	370	29	2025	2025	NUM
hassl-4317	370	30	conscientia	conscientia	PROPN
hassl-4317	370	31	beam	beam	PROPN
hassl-4317	370	32	.	.	PUNCT
hassl-4317	371	1	all	all	DET
hassl-4317	371	2	rights	right	NOUN
hassl-4317	371	3	reserved	reserve	VERB
hassl-4317	371	4	.	.	PUNCT
hassl-4317	372	1	jain	jain	PROPN
hassl-4317	372	2	,	,	PUNCT
hassl-4317	372	3	j.	j.	PROPN
hassl-4317	372	4	,	,	PUNCT
hassl-4317	372	5	walia	walia	PROPN
hassl-4317	372	6	,	,	PUNCT
hassl-4317	372	7	n.	n.	NOUN
hassl-4317	372	8	,	,	PUNCT
hassl-4317	372	9	&	&	CCONJ
hassl-4317	372	10	gupta	gupta	PROPN
hassl-4317	372	11	,	,	PUNCT
hassl-4317	372	12	s.	s.	PROPN
hassl-4317	372	13	(	(	PUNCT
hassl-4317	372	14	2020	2020	NUM
hassl-4317	372	15	)	)	PUNCT
hassl-4317	372	16	.	.	PUNCT
hassl-4317	373	1	evaluation	evaluation	NOUN
hassl-4317	373	2	of	of	ADP
hassl-4317	373	3	behavioral	behavioral	ADJ
hassl-4317	373	4	biases	bias	NOUN
hassl-4317	373	5	affecting	affect	VERB
hassl-4317	373	6	investment	investment	NOUN
hassl-4317	373	7	decision	decision	NOUN
hassl-4317	373	8	making	making	NOUN
hassl-4317	373	9	of	of	ADP
hassl-4317	373	10	individual	individual	ADJ
hassl-4317	373	11	equity	equity	NOUN
hassl-4317	373	12	investors	investor	NOUN
hassl-4317	373	13	by	by	ADP
hassl-4317	373	14	fuzzy	fuzzy	ADJ
hassl-4317	373	15	analytic	analytic	ADJ
hassl-4317	373	16	hierarchy	hierarchy	NOUN
hassl-4317	373	17	process	process	NOUN
hassl-4317	373	18	.	.	PUNCT
hassl-4317	374	1	review	review	NOUN
hassl-4317	374	2	of	of	ADP
hassl-4317	374	3	behavioral	behavioral	ADJ
hassl-4317	374	4	finance	finance	NOUN
hassl-4317	374	5	,	,	PUNCT
hassl-4317	374	6	12(3	12(3	NUM
hassl-4317	374	7	)	)	PUNCT
hassl-4317	374	8	,	,	PUNCT
hassl-4317	374	9	297	297	NUM
hassl-4317	374	10	-	-	SYM
hassl-4317	374	11	314	314	NUM
hassl-4317	374	12	.	.	PUNCT
hassl-4317	375	1	https://doi.org/10.1108/rbf-03-2019-0044	https://doi.org/10.1108/rbf-03-2019-0044	PROPN
hassl-4317	375	2	jain	jain	PROPN
hassl-4317	375	3	,	,	PUNCT
hassl-4317	375	4	s.	s.	PROPN
hassl-4317	375	5	,	,	PUNCT
hassl-4317	375	6	khan	khan	PROPN
hassl-4317	375	7	,	,	PUNCT
hassl-4317	375	8	m.	m.	NOUN
hassl-4317	375	9	n.	n.	PROPN
hassl-4317	375	10	,	,	PUNCT
hassl-4317	375	11	&	&	CCONJ
hassl-4317	375	12	mishra	mishra	PROPN
hassl-4317	375	13	,	,	PUNCT
hassl-4317	375	14	s.	s.	PROPN
hassl-4317	375	15	(	(	PUNCT
hassl-4317	375	16	2017	2017	NUM
hassl-4317	375	17	)	)	PUNCT
hassl-4317	375	18	.	.	PUNCT
hassl-4317	376	1	understanding	understand	VERB
hassl-4317	376	2	consumer	consumer	NOUN
hassl-4317	376	3	behavior	behavior	NOUN
hassl-4317	376	4	regarding	regard	VERB
hassl-4317	376	5	luxury	luxury	NOUN
hassl-4317	376	6	fashion	fashion	NOUN
hassl-4317	376	7	goods	good	NOUN
hassl-4317	376	8	in	in	ADP
hassl-4317	376	9	india	india	PROPN
hassl-4317	376	10	based	base	VERB
hassl-4317	376	11	on	on	ADP
hassl-4317	376	12	the	the	DET
hassl-4317	376	13	theory	theory	NOUN
hassl-4317	376	14	of	of	ADP
hassl-4317	376	15	planned	plan	VERB
hassl-4317	376	16	behavior	behavior	NOUN
hassl-4317	376	17	.	.	PUNCT
hassl-4317	377	1	journal	journal	PROPN
hassl-4317	377	2	of	of	ADP
hassl-4317	377	3	asia	asia	PROPN
hassl-4317	377	4	business	business	PROPN
hassl-4317	377	5	studies	study	NOUN
hassl-4317	377	6	,	,	PUNCT
hassl-4317	377	7	11(1	11(1	NUM
hassl-4317	377	8	)	)	PUNCT
hassl-4317	377	9	,	,	PUNCT
hassl-4317	377	10	4	4	NUM
hassl-4317	377	11	-	-	SYM
hassl-4317	377	12	21	21	NUM
hassl-4317	377	13	.	.	PUNCT
hassl-4317	378	1	https://doi.org/10.1108/jabs-08-20150118	https://doi.org/10.1108/jabs-08-20150118	PROPN
hassl-4317	378	2	jaiswal	jaiswal	PROPN
hassl-4317	378	3	,	,	PUNCT
hassl-4317	378	4	b.	b.	PROPN
hassl-4317	378	5	,	,	PUNCT
hassl-4317	378	6	&	&	CCONJ
hassl-4317	378	7	kamil	kamil	PROPN
hassl-4317	378	8	,	,	PUNCT
hassl-4317	378	9	n.	n.	PROPN
hassl-4317	378	10	(	(	PUNCT
hassl-4317	378	11	2012	2012	NUM
hassl-4317	378	12	)	)	PUNCT
hassl-4317	378	13	.	.	PUNCT
hassl-4317	379	1	gender	gender	NOUN
hassl-4317	379	2	,	,	PUNCT
hassl-4317	379	3	behavioral	behavioral	ADJ
hassl-4317	379	4	finance	finance	NOUN
hassl-4317	379	5	and	and	CCONJ
hassl-4317	379	6	the	the	DET
hassl-4317	379	7	investment	investment	NOUN
hassl-4317	379	8	decision	decision	NOUN
hassl-4317	379	9	.	.	PUNCT
hassl-4317	380	1	business	business	NOUN
hassl-4317	380	2	review	review	PROPN
hassl-4317	380	3	,	,	PUNCT
hassl-4317	380	4	7(2	7(2	NUM
hassl-4317	380	5	)	)	PUNCT
hassl-4317	380	6	,	,	PUNCT
hassl-4317	380	7	8	8	NUM
hassl-4317	380	8	-	-	SYM
hassl-4317	380	9	22	22	NUM
hassl-4317	380	10	.	.	PUNCT
hassl-4317	381	1	https://doi.org/10.54784/1990-6587.1201	https://doi.org/10.54784/1990-6587.1201	PROPN
hassl-4317	381	2	janor	janor	PROPN
hassl-4317	381	3	,	,	PUNCT
hassl-4317	381	4	h.	h.	PROPN
hassl-4317	381	5	,	,	PUNCT
hassl-4317	381	6	yakob	yakob	PROPN
hassl-4317	381	7	,	,	PUNCT
hassl-4317	381	8	r.	r.	PROPN
hassl-4317	381	9	,	,	PUNCT
hassl-4317	381	10	hashim	hashim	PROPN
hassl-4317	381	11	,	,	PUNCT
hassl-4317	381	12	n.	n.	PROPN
hassl-4317	381	13	a.	a.	PROPN
hassl-4317	381	14	,	,	PUNCT
hassl-4317	381	15	zanariah	zanariah	PROPN
hassl-4317	381	16	,	,	PUNCT
hassl-4317	381	17	z.	z.	PROPN
hassl-4317	381	18	,	,	PUNCT
hassl-4317	381	19	&	&	CCONJ
hassl-4317	381	20	wel	wel	PROPN
hassl-4317	381	21	,	,	PUNCT
hassl-4317	381	22	c.	c.	PROPN
hassl-4317	381	23	a.	a.	PROPN
hassl-4317	381	24	c.	c.	PROPN
hassl-4317	381	25	(	(	PUNCT
hassl-4317	381	26	2016	2016	NUM
hassl-4317	381	27	)	)	PUNCT
hassl-4317	381	28	.	.	PUNCT
hassl-4317	382	1	financial	financial	ADJ
hassl-4317	382	2	literacy	literacy	NOUN
hassl-4317	382	3	and	and	CCONJ
hassl-4317	382	4	investment	investment	NOUN
hassl-4317	382	5	decisions	decision	NOUN
hassl-4317	382	6	in	in	ADP
hassl-4317	382	7	malaysia	malaysia	PROPN
hassl-4317	382	8	and	and	CCONJ
hassl-4317	382	9	united	united	ADJ
hassl-4317	382	10	kingdom	kingdom	PROPN
hassl-4317	382	11	:	:	PUNCT
hassl-4317	382	12	a	a	DET
hassl-4317	382	13	comparative	comparative	ADJ
hassl-4317	382	14	analysis	analysis	NOUN
hassl-4317	382	15	.	.	PUNCT
hassl-4317	383	1	geografia	geografia	NOUN
hassl-4317	383	2	,	,	PUNCT
hassl-4317	383	3	12(2	12(2	NUM
hassl-4317	383	4	)	)	PUNCT
hassl-4317	383	5	,	,	PUNCT
hassl-4317	383	6	106–118	106–118	NUM
hassl-4317	383	7	.	.	PUNCT
hassl-4317	384	1	https://api.semanticscholar.org/corpusid:55679644	https://api.semanticscholar.org/corpusid:55679644	VERB
hassl-4317	384	2	kadoya	kadoya	PROPN
hassl-4317	384	3	,	,	PUNCT
hassl-4317	384	4	y.	y.	PROPN
hassl-4317	384	5	,	,	PUNCT
hassl-4317	384	6	&	&	CCONJ
hassl-4317	384	7	khan	khan	PROPN
hassl-4317	384	8	,	,	PUNCT
hassl-4317	384	9	m.	m.	PROPN
hassl-4317	384	10	s.	s.	PROPN
hassl-4317	384	11	r.	r.	PROPN
hassl-4317	384	12	(	(	PUNCT
hassl-4317	384	13	2017	2017	NUM
hassl-4317	384	14	)	)	PUNCT
hassl-4317	384	15	.	.	PUNCT
hassl-4317	385	1	explaining	explain	VERB
hassl-4317	385	2	financial	financial	ADJ
hassl-4317	385	3	literacy	literacy	NOUN
hassl-4317	385	4	in	in	ADP
hassl-4317	385	5	japan	japan	PROPN
hassl-4317	385	6	 	 	SPACE
hassl-4317	385	7	:	:	PUNCT
hassl-4317	385	8	new	new	ADJ
hassl-4317	385	9	evidence	evidence	NOUN
hassl-4317	385	10	using	use	VERB
hassl-4317	385	11	.	.	PUNCT
hassl-4317	386	1	ssrn	ssrn	PROPN
hassl-4317	386	2	electronic	electronic	ADJ
hassl-4317	386	3	journal	journal	NOUN
hassl-4317	386	4	,	,	PUNCT
hassl-4317	386	5	12(1	12(1	NUM
hassl-4317	386	6	)	)	PUNCT
hassl-4317	386	7	,	,	PUNCT
hassl-4317	386	8	1–27	1–27	PROPN
hassl-4317	386	9	.	.	PROPN
hassl-4317	386	10	https://doi.org/10.2139/ssrn.3067799	https://doi.org/10.2139/ssrn.3067799	PROPN
hassl-4317	386	11	kadoya	kadoya	PROPN
hassl-4317	386	12	,	,	PUNCT
hassl-4317	386	13	y.	y.	PROPN
hassl-4317	386	14	,	,	PUNCT
hassl-4317	386	15	&	&	CCONJ
hassl-4317	386	16	khan	khan	PROPN
hassl-4317	386	17	,	,	PUNCT
hassl-4317	386	18	m.	m.	PROPN
hassl-4317	386	19	s.	s.	PROPN
hassl-4317	386	20	r.	r.	PROPN
hassl-4317	386	21	(	(	PUNCT
hassl-4317	386	22	2020	2020	NUM
hassl-4317	386	23	)	)	PUNCT
hassl-4317	386	24	.	.	PUNCT
hassl-4317	387	1	what	what	PRON
hassl-4317	387	2	determines	determine	VERB
hassl-4317	387	3	financial	financial	ADJ
hassl-4317	387	4	literacy	literacy	NOUN
hassl-4317	387	5	in	in	ADP
hassl-4317	387	6	japan	japan	PROPN
hassl-4317	387	7	?	?	PUNCT
hassl-4317	388	1	journal	journal	PROPN
hassl-4317	388	2	of	of	ADP
hassl-4317	388	3	pension	pension	NOUN
hassl-4317	388	4	economics	economic	NOUN
hassl-4317	388	5	&	&	CCONJ
hassl-4317	388	6	finance	finance	PROPN
hassl-4317	388	7	,	,	PUNCT
hassl-4317	388	8	19(3	19(3	NUM
hassl-4317	388	9	)	)	PUNCT
hassl-4317	388	10	,	,	PUNCT
hassl-4317	388	11	353	353	NUM
hassl-4317	388	12	-	-	SYM
hassl-4317	388	13	371	371	NUM
hassl-4317	388	14	.	.	PUNCT
hassl-4317	389	1	https://doi.org/10.1017/s1474747218000379	https://doi.org/10.1017/s1474747218000379	PROPN
hassl-4317	389	2	kahneman	kahneman	NOUN
hassl-4317	389	3	,	,	PUNCT
hassl-4317	389	4	d.	d.	PROPN
hassl-4317	389	5	,	,	PUNCT
hassl-4317	389	6	&	&	CCONJ
hassl-4317	389	7	tversky	tversky	PROPN
hassl-4317	389	8	,	,	PUNCT
hassl-4317	389	9	a.	a.	NOUN
hassl-4317	389	10	(	(	PUNCT
hassl-4317	389	11	1979	1979	NUM
hassl-4317	389	12	)	)	PUNCT
hassl-4317	389	13	.	.	PUNCT
hassl-4317	390	1	prospect	prospect	PROPN
hassl-4317	390	2	theory	theory	NOUN
hassl-4317	390	3	:	:	PUNCT
hassl-4317	390	4	an	an	DET
hassl-4317	390	5	analysis	analysis	NOUN
hassl-4317	390	6	of	of	ADP
hassl-4317	390	7	decision	decision	NOUN
hassl-4317	390	8	making	make	VERB
hassl-4317	390	9	under	under	ADP
hassl-4317	390	10	risk	risk	NOUN
hassl-4317	390	11	.	.	PUNCT
hassl-4317	391	1	econometrica	econometrica	PROPN
hassl-4317	391	2	,	,	PUNCT
hassl-4317	391	3	47(2	47(2	PROPN
hassl-4317	391	4	)	)	PUNCT
hassl-4317	391	5	,	,	PUNCT
hassl-4317	391	6	99–147	99–147	NUM
hassl-4317	391	7	.	.	PUNCT
hassl-4317	392	1	https://doi.org/10.1142/9789814417358_0006	https://doi.org/10.1142/9789814417358_0006	PROPN
hassl-4317	392	2	kisaka	kisaka	PROPN
hassl-4317	392	3	,	,	PUNCT
hassl-4317	392	4	e.	e.	PROPN
hassl-4317	392	5	k.	k.	PROPN
hassl-4317	392	6	(	(	PUNCT
hassl-4317	392	7	2015	2015	NUM
hassl-4317	392	8	)	)	PUNCT
hassl-4317	392	9	.	.	PUNCT
hassl-4317	393	1	the	the	DET
hassl-4317	393	2	effect	effect	NOUN
hassl-4317	393	3	of	of	ADP
hassl-4317	393	4	behavioral	behavioral	ADJ
hassl-4317	393	5	finance	finance	NOUN
hassl-4317	393	6	factors	factor	NOUN
hassl-4317	393	7	on	on	ADP
hassl-4317	393	8	stock	stock	NOUN
hassl-4317	393	9	investment	investment	NOUN
hassl-4317	393	10	decisions	decision	NOUN
hassl-4317	393	11	in	in	ADP
hassl-4317	393	12	kenya	kenya	PROPN
hassl-4317	393	13	(	(	PUNCT
hassl-4317	393	14	doctoral	doctoral	ADJ
hassl-4317	393	15	dissertation	dissertation	NOUN
hassl-4317	393	16	)	)	PUNCT
hassl-4317	393	17	.	.	PUNCT
hassl-4317	394	1	retrieved	retrieve	VERB
hassl-4317	394	2	from	from	ADP
hassl-4317	394	3	http://repository.seku.ac.ke/handle/123456789/1048	http://repository.seku.ac.ke/handle/123456789/1048	NUM
hassl-4317	394	4	koonce	koonce	NOUN
hassl-4317	394	5	,	,	PUNCT
hassl-4317	394	6	j.	j.	PROPN
hassl-4317	394	7	c.	c.	PROPN
hassl-4317	394	8	,	,	PUNCT
hassl-4317	394	9	mimura	mimura	NOUN
hassl-4317	394	10	,	,	PUNCT
hassl-4317	394	11	y.	y.	PROPN
hassl-4317	394	12	,	,	PUNCT
hassl-4317	394	13	mauldin	mauldin	PROPN
hassl-4317	394	14	,	,	PUNCT
hassl-4317	394	15	t.	t.	PROPN
hassl-4317	394	16	a.	a.	NOUN
hassl-4317	394	17	,	,	PUNCT
hassl-4317	394	18	rupured	rupure	VERB
hassl-4317	394	19	,	,	PUNCT
hassl-4317	394	20	a.	a.	NOUN
hassl-4317	394	21	m.	m.	NOUN
hassl-4317	394	22	,	,	PUNCT
hassl-4317	394	23	&	&	CCONJ
hassl-4317	394	24	jordan	jordan	PROPN
hassl-4317	394	25	,	,	PUNCT
hassl-4317	394	26	j.	j.	PROPN
hassl-4317	394	27	(	(	PUNCT
hassl-4317	394	28	2008	2008	NUM
hassl-4317	394	29	)	)	PUNCT
hassl-4317	394	30	.	.	PUNCT
hassl-4317	395	1	financial	financial	ADJ
hassl-4317	395	2	information	information	NOUN
hassl-4317	395	3	:	:	PUNCT
hassl-4317	395	4	is	be	AUX
hassl-4317	395	5	it	it	PRON
hassl-4317	395	6	related	related	ADJ
hassl-4317	395	7	to	to	ADP
hassl-4317	395	8	savings	saving	NOUN
hassl-4317	395	9	and	and	CCONJ
hassl-4317	395	10	investing	invest	VERB
hassl-4317	395	11	knowledge	knowledge	NOUN
hassl-4317	395	12	and	and	CCONJ
hassl-4317	395	13	financial	financial	ADJ
hassl-4317	395	14	behavior	behavior	NOUN
hassl-4317	395	15	of	of	ADP
hassl-4317	395	16	teenagers	teenager	NOUN
hassl-4317	395	17	?	?	PUNCT
hassl-4317	396	1	journal	journal	NOUN
hassl-4317	396	2	of	of	ADP
hassl-4317	396	3	financial	financial	ADJ
hassl-4317	396	4	counseling	counseling	NOUN
hassl-4317	396	5	and	and	CCONJ
hassl-4317	396	6	planning	planning	NOUN
hassl-4317	396	7	,	,	PUNCT
hassl-4317	396	8	19(2	19(2	NUM
hassl-4317	396	9	)	)	PUNCT
hassl-4317	396	10	,	,	PUNCT
hassl-4317	396	11	19	19	NUM
hassl-4317	396	12	-	-	SYM
hassl-4317	396	13	28	28	NUM
hassl-4317	396	14	.	.	PUNCT
hassl-4317	397	1	https://ssrn.com/abstract=2226475	https://ssrn.com/abstract=2226475	PROPN
hassl-4317	397	2	kusá	kusá	PROPN
hassl-4317	397	3	,	,	PUNCT
hassl-4317	397	4	a.	a.	NOUN
hassl-4317	397	5	,	,	PUNCT
hassl-4317	397	6	danechová	danechová	PROPN
hassl-4317	397	7	,	,	PUNCT
hassl-4317	397	8	z.	z.	PROPN
hassl-4317	397	9	,	,	PUNCT
hassl-4317	397	10	findra	findra	NOUN
hassl-4317	397	11	,	,	PUNCT
hassl-4317	397	12	s.	s.	PROPN
hassl-4317	397	13	,	,	PUNCT
hassl-4317	397	14	&	&	CCONJ
hassl-4317	397	15	sabo	sabo	PROPN
hassl-4317	397	16	,	,	PUNCT
hassl-4317	397	17	m.	m.	NOUN
hassl-4317	397	18	(	(	PUNCT
hassl-4317	397	19	2014	2014	NUM
hassl-4317	397	20	)	)	PUNCT
hassl-4317	397	21	.	.	PUNCT
hassl-4317	398	1	gender	gender	NOUN
hassl-4317	398	2	differences	difference	NOUN
hassl-4317	398	3	in	in	ADP
hassl-4317	398	4	purchase	purchase	NOUN
hassl-4317	398	5	decision	decision	NOUN
hassl-4317	398	6	-	-	PUNCT
hassl-4317	398	7	making	make	VERB
hassl-4317	398	8	styles	style	NOUN
hassl-4317	398	9	.	.	PUNCT
hassl-4317	399	1	european	european	ADJ
hassl-4317	399	2	journal	journal	PROPN
hassl-4317	399	3	of	of	ADP
hassl-4317	399	4	science	science	NOUN
hassl-4317	399	5	and	and	CCONJ
hassl-4317	399	6	theology	theology	NOUN
hassl-4317	399	7	,	,	PUNCT
hassl-4317	399	8	10(5	10(5	NUM
hassl-4317	399	9	)	)	PUNCT
hassl-4317	399	10	,	,	PUNCT
hassl-4317	399	11	113	113	NUM
hassl-4317	399	12	-	-	SYM
hassl-4317	399	13	123	123	NUM
hassl-4317	399	14	.	.	PUNCT
hassl-4317	400	1	https://api.semanticscholar.org/corpusid:53989467	https://api.semanticscholar.org/corpusid:53989467	PROPN
hassl-4317	400	2	ligocká	ligocká	PROPN
hassl-4317	400	3	,	,	PUNCT
hassl-4317	400	4	m.	m.	NOUN
hassl-4317	400	5	(	(	PUNCT
hassl-4317	400	6	2020	2020	NUM
hassl-4317	400	7	)	)	PUNCT
hassl-4317	400	8	.	.	PUNCT
hassl-4317	401	1	gender	gender	NOUN
hassl-4317	401	2	diversity	diversity	NOUN
hassl-4317	401	3	in	in	ADP
hassl-4317	401	4	boardrooms	boardroom	NOUN
hassl-4317	401	5	and	and	CCONJ
hassl-4317	401	6	on	on	ADP
hassl-4317	401	7	supervisory	supervisory	ADJ
hassl-4317	401	8	boards	board	NOUN
hassl-4317	401	9	and	and	CCONJ
hassl-4317	401	10	its	its	PRON
hassl-4317	401	11	relation	relation	NOUN
hassl-4317	401	12	to	to	ADP
hassl-4317	401	13	stock	stock	NOUN
hassl-4317	401	14	prices	price	NOUN
hassl-4317	401	15	.	.	PUNCT
hassl-4317	402	1	scientific	scientific	ADJ
hassl-4317	402	2	annals	annal	NOUN
hassl-4317	402	3	of	of	ADP
hassl-4317	402	4	economics	economic	NOUN
hassl-4317	402	5	and	and	CCONJ
hassl-4317	402	6	business	business	NOUN
hassl-4317	402	7	,	,	PUNCT
hassl-4317	402	8	67(2	67(2	NUM
hassl-4317	402	9	)	)	PUNCT
hassl-4317	402	10	,	,	PUNCT
hassl-4317	402	11	177	177	NUM
hassl-4317	402	12	-	-	SYM
hassl-4317	402	13	192	192	NUM
hassl-4317	402	14	.	.	PUNCT
hassl-4317	403	1	https://doi.org/10.47743/saeb-2020-0010	https://doi.org/10.47743/saeb-2020-0010	PROPN
hassl-4317	403	2	lusardi	lusardi	PROPN
hassl-4317	403	3	,	,	PUNCT
hassl-4317	403	4	a.	a.	PROPN
hassl-4317	403	5	,	,	PUNCT
hassl-4317	403	6	mitchell	mitchell	PROPN
hassl-4317	403	7	,	,	PUNCT
hassl-4317	403	8	o.	o.	PROPN
hassl-4317	403	9	s.	s.	PROPN
hassl-4317	403	10	,	,	PUNCT
hassl-4317	403	11	&	&	CCONJ
hassl-4317	403	12	curto	curto	PROPN
hassl-4317	403	13	,	,	PUNCT
hassl-4317	403	14	v.	v.	PROPN
hassl-4317	403	15	(	(	PUNCT
hassl-4317	403	16	2010	2010	NUM
hassl-4317	403	17	)	)	PUNCT
hassl-4317	403	18	.	.	PUNCT
hassl-4317	404	1	financial	financial	ADJ
hassl-4317	404	2	literacy	literacy	NOUN
hassl-4317	404	3	among	among	ADP
hassl-4317	404	4	the	the	DET
hassl-4317	404	5	young	young	ADJ
hassl-4317	404	6	.	.	PUNCT
hassl-4317	405	1	journal	journal	PROPN
hassl-4317	405	2	of	of	ADP
hassl-4317	405	3	consumer	consumer	NOUN
hassl-4317	405	4	affairs	affair	NOUN
hassl-4317	405	5	,	,	PUNCT
hassl-4317	405	6	44(2	44(2	NOUN
hassl-4317	405	7	)	)	PUNCT
hassl-4317	405	8	,	,	PUNCT
hassl-4317	405	9	358	358	NUM
hassl-4317	405	10	-	-	SYM
hassl-4317	405	11	380	380	NUM
hassl-4317	405	12	.	.	PUNCT
hassl-4317	405	13	https://doi.org/10.1111/j.1745-6606.2010.01173.x	https://doi.org/10.1111/j.1745-6606.2010.01173.x	PROPN
hassl-4317	405	14	mandell	mandell	PROPN
hassl-4317	405	15	,	,	PUNCT
hassl-4317	405	16	l.	l.	PROPN
hassl-4317	405	17	,	,	PUNCT
hassl-4317	405	18	&	&	CCONJ
hassl-4317	405	19	klein	klein	PROPN
hassl-4317	405	20	,	,	PUNCT
hassl-4317	405	21	l.	l.	PROPN
hassl-4317	405	22	s.	s.	PROPN
hassl-4317	405	23	(	(	PUNCT
hassl-4317	405	24	2009	2009	NUM
hassl-4317	405	25	)	)	PUNCT
hassl-4317	405	26	.	.	PUNCT
hassl-4317	406	1	the	the	DET
hassl-4317	406	2	impact	impact	NOUN
hassl-4317	406	3	of	of	ADP
hassl-4317	406	4	financial	financial	ADJ
hassl-4317	406	5	literacy	literacy	NOUN
hassl-4317	406	6	education	education	NOUN
hassl-4317	406	7	on	on	ADP
hassl-4317	406	8	subsequent	subsequent	ADJ
hassl-4317	406	9	financial	financial	ADJ
hassl-4317	406	10	behavior	behavior	NOUN
hassl-4317	406	11	.	.	PUNCT
hassl-4317	407	1	journal	journal	PROPN
hassl-4317	407	2	of	of	ADP
hassl-4317	407	3	financial	financial	ADJ
hassl-4317	407	4	counseling	counseling	NOUN
hassl-4317	407	5	and	and	CCONJ
hassl-4317	407	6	planning	planning	NOUN
hassl-4317	407	7	,	,	PUNCT
hassl-4317	407	8	20(1	20(1	NUM
hassl-4317	407	9	)	)	PUNCT
hassl-4317	407	10	,	,	PUNCT
hassl-4317	407	11	15–24	15–24	NUM
hassl-4317	407	12	.	.	PUNCT
hassl-4317	408	1	https://ssrn.com/abstract=2224231	https://ssrn.com/abstract=2224231	PROPN
hassl-4317	408	2	mansori	mansori	NOUN
hassl-4317	408	3	,	,	PUNCT
hassl-4317	408	4	s.	s.	PROPN
hassl-4317	408	5	,	,	PUNCT
hassl-4317	408	6	safari	safari	NOUN
hassl-4317	408	7	,	,	PUNCT
hassl-4317	408	8	m.	m.	NOUN
hassl-4317	408	9	,	,	PUNCT
hassl-4317	408	10	&	&	CCONJ
hassl-4317	408	11	mohd	mohd	PROPN
hassl-4317	408	12	ismail	ismail	PROPN
hassl-4317	408	13	,	,	PUNCT
hassl-4317	408	14	z.	z.	PROPN
hassl-4317	408	15	m.	m.	PROPN
hassl-4317	408	16	(	(	PUNCT
hassl-4317	408	17	2020	2020	NUM
hassl-4317	408	18	)	)	PUNCT
hassl-4317	408	19	.	.	PUNCT
hassl-4317	409	1	an	an	DET
hassl-4317	409	2	analysis	analysis	NOUN
hassl-4317	409	3	of	of	ADP
hassl-4317	409	4	the	the	DET
hassl-4317	409	5	religious	religious	ADJ
hassl-4317	409	6	,	,	PUNCT
hassl-4317	409	7	social	social	ADJ
hassl-4317	409	8	factors	factor	NOUN
hassl-4317	409	9	and	and	CCONJ
hassl-4317	409	10	income	income	NOUN
hassl-4317	409	11	’s	’s	PART
hassl-4317	409	12	influence	influence	NOUN
hassl-4317	409	13	on	on	ADP
hassl-4317	409	14	the	the	DET
hassl-4317	409	15	decision	decision	NOUN
hassl-4317	409	16	making	make	VERB
hassl-4317	409	17	in	in	ADP
hassl-4317	409	18	islamic	islamic	ADJ
hassl-4317	409	19	microfinance	microfinance	NOUN
hassl-4317	409	20	schemes	scheme	NOUN
hassl-4317	409	21	.	.	PUNCT
hassl-4317	410	1	journal	journal	PROPN
hassl-4317	410	2	of	of	ADP
hassl-4317	410	3	islamic	islamic	PROPN
hassl-4317	410	4	accounting	accounting	PROPN
hassl-4317	410	5	and	and	CCONJ
hassl-4317	410	6	business	business	NOUN
hassl-4317	410	7	research	research	NOUN
hassl-4317	410	8	,	,	PUNCT
hassl-4317	410	9	11(2	11(2	NUM
hassl-4317	410	10	)	)	PUNCT
hassl-4317	410	11	,	,	PUNCT
hassl-4317	410	12	361	361	NUM
hassl-4317	410	13	-	-	SYM
hassl-4317	410	14	376	376	NUM
hassl-4317	410	15	.	.	PUNCT
hassl-4317	411	1	https://doi.org/10.1108/jiabr-03-2016-0035	https://doi.org/10.1108/jiabr-03-2016-0035	PROPN
hassl-4317	411	2	mata	mata	PROPN
hassl-4317	411	3	,	,	PUNCT
hassl-4317	411	4	o.	o.	PROPN
hassl-4317	411	5	g.	g.	PROPN
hassl-4317	411	6	(	(	PUNCT
hassl-4317	411	7	2021	2021	NUM
hassl-4317	411	8	)	)	PUNCT
hassl-4317	411	9	.	.	PUNCT
hassl-4317	412	1	the	the	DET
hassl-4317	412	2	effect	effect	NOUN
hassl-4317	412	3	of	of	ADP
hassl-4317	412	4	financial	financial	ADJ
hassl-4317	412	5	literacy	literacy	NOUN
hassl-4317	412	6	and	and	CCONJ
hassl-4317	412	7	gender	gender	NOUN
hassl-4317	412	8	on	on	ADP
hassl-4317	412	9	retirement	retirement	NOUN
hassl-4317	412	10	planning	planning	NOUN
hassl-4317	412	11	among	among	ADP
hassl-4317	412	12	young	young	ADJ
hassl-4317	412	13	adults	adult	NOUN
hassl-4317	412	14	.	.	PUNCT
hassl-4317	413	1	international	international	ADJ
hassl-4317	413	2	journal	journal	PROPN
hassl-4317	413	3	of	of	ADP
hassl-4317	413	4	bank	bank	PROPN
hassl-4317	413	5	marketing	marketing	NOUN
hassl-4317	413	6	,	,	PUNCT
hassl-4317	413	7	39(7	39(7	NUM
hassl-4317	413	8	)	)	PUNCT
hassl-4317	413	9	,	,	PUNCT
hassl-4317	413	10	1068	1068	NUM
hassl-4317	413	11	-	-	SYM
hassl-4317	413	12	1090	1090	NUM
hassl-4317	413	13	.	.	PUNCT
hassl-4317	414	1	https://doi.org/10.1108/ijbm-10-2020-0518	https://doi.org/10.1108/ijbm-10-2020-0518	PROPN
hassl-4317	414	2	maulina	maulina	PROPN
hassl-4317	414	3	,	,	PUNCT
hassl-4317	414	4	e.	e.	PROPN
hassl-4317	414	5	,	,	PUNCT
hassl-4317	414	6	satria	satria	PROPN
hassl-4317	414	7	,	,	PUNCT
hassl-4317	414	8	c.	c.	PROPN
hassl-4317	414	9	,	,	PUNCT
hassl-4317	414	10	purnomo	purnomo	ADJ
hassl-4317	414	11	,	,	PUNCT
hassl-4317	414	12	m.	m.	NOUN
hassl-4317	414	13	,	,	PUNCT
hassl-4317	414	14	&	&	CCONJ
hassl-4317	414	15	suryanto	suryanto	NOUN
hassl-4317	414	16	,	,	PUNCT
hassl-4317	414	17	t.	t.	PROPN
hassl-4317	414	18	(	(	PUNCT
hassl-4317	414	19	2024	2024	NUM
hassl-4317	414	20	)	)	PUNCT
hassl-4317	414	21	.	.	PUNCT
hassl-4317	415	1	financial	financial	ADJ
hassl-4317	415	2	literacy	literacy	NOUN
hassl-4317	415	3	for	for	ADP
hassl-4317	415	4	development	development	NOUN
hassl-4317	415	5	of	of	ADP
hassl-4317	415	6	small	small	ADJ
hassl-4317	415	7	and	and	CCONJ
hassl-4317	415	8	medium	medium	ADJ
hassl-4317	415	9	enterprises	enterprise	NOUN
hassl-4317	415	10	on	on	ADP
hassl-4317	415	11	across	across	ADP
hassl-4317	415	12	countries	country	NOUN
hassl-4317	415	13	.	.	PUNCT
hassl-4317	416	1	calitatea	calitatea	NOUN
hassl-4317	416	2	,	,	PUNCT
hassl-4317	416	3	25(203	25(203	ADJ
hassl-4317	416	4	)	)	PUNCT
hassl-4317	416	5	,	,	PUNCT
hassl-4317	416	6	305	305	NUM
hassl-4317	416	7	-	-	SYM
hassl-4317	416	8	318	318	NUM
hassl-4317	416	9	.	.	PUNCT
hassl-4317	416	10	https://doi.org/10.47750/qas/25.203.32	https://doi.org/10.47750/qas/25.203.32	PROPN
hassl-4317	416	11	mittal	mittal	PROPN
hassl-4317	416	12	,	,	PUNCT
hassl-4317	416	13	s.	s.	PROPN
hassl-4317	416	14	k.	k.	PROPN
hassl-4317	416	15	(	(	PUNCT
hassl-4317	416	16	2018	2018	NUM
hassl-4317	416	17	)	)	PUNCT
hassl-4317	416	18	.	.	PUNCT
hassl-4317	417	1	behavior	behavior	NOUN
hassl-4317	417	2	biases	bias	NOUN
hassl-4317	417	3	and	and	CCONJ
hassl-4317	417	4	investment	investment	NOUN
hassl-4317	417	5	decision	decision	NOUN
hassl-4317	417	6	 	 	SPACE
hassl-4317	417	7	:	:	PUNCT
hassl-4317	417	8	theoretical	theoretical	ADJ
hassl-4317	417	9	and	and	CCONJ
hassl-4317	417	10	research	research	NOUN
hassl-4317	417	11	framework	framework	NOUN
hassl-4317	417	12	.	.	PUNCT
hassl-4317	418	1	qualitative	qualitative	ADJ
hassl-4317	418	2	research	research	NOUN
hassl-4317	418	3	in	in	ADP
hassl-4317	418	4	financial	financial	ADJ
hassl-4317	418	5	markets	market	NOUN
hassl-4317	418	6	,	,	PUNCT
hassl-4317	418	7	14(2	14(2	NUM
hassl-4317	418	8	)	)	PUNCT
hassl-4317	418	9	,	,	PUNCT
hassl-4317	418	10	213–228	213–228	NUM
hassl-4317	418	11	.	.	PUNCT
hassl-4317	419	1	https://doi.org/10.1108/qrfm-09-2017-0085	https://doi.org/10.1108/qrfm-09-2017-0085	PROPN
hassl-4317	419	2	nouri	nouri	PROPN
hassl-4317	419	3	,	,	PUNCT
hassl-4317	419	4	b.	b.	PROPN
hassl-4317	419	5	a.	a.	PROPN
hassl-4317	419	6	,	,	PUNCT
hassl-4317	419	7	motamedi	motamedi	PROPN
hassl-4317	419	8	,	,	PUNCT
hassl-4317	419	9	s.	s.	PROPN
hassl-4317	419	10	,	,	PUNCT
hassl-4317	419	11	&	&	CCONJ
hassl-4317	419	12	soltani	soltani	PROPN
hassl-4317	419	13	,	,	PUNCT
hassl-4317	419	14	m.	m.	NOUN
hassl-4317	419	15	(	(	PUNCT
hassl-4317	419	16	2017	2017	NUM
hassl-4317	419	17	)	)	PUNCT
hassl-4317	419	18	.	.	PUNCT
hassl-4317	420	1	empirical	empirical	ADJ
hassl-4317	420	2	analysis	analysis	NOUN
hassl-4317	420	3	of	of	ADP
hassl-4317	420	4	the	the	DET
hassl-4317	420	5	financial	financial	ADJ
hassl-4317	420	6	behavior	behavior	NOUN
hassl-4317	420	7	of	of	ADP
hassl-4317	420	8	investors	investor	NOUN
hassl-4317	420	9	with	with	ADP
hassl-4317	420	10	brand	brand	NOUN
hassl-4317	420	11	approach	approach	NOUN
hassl-4317	420	12	(	(	PUNCT
hassl-4317	420	13	case	case	NOUN
hassl-4317	420	14	study	study	NOUN
hassl-4317	420	15	:	:	PUNCT
hassl-4317	420	16	tehran	tehran	PROPN
hassl-4317	420	17	stock	stock	PROPN
hassl-4317	420	18	exchange	exchange	PROPN
hassl-4317	420	19	)	)	PUNCT
hassl-4317	420	20	.	.	PUNCT
hassl-4317	421	1	scientific	scientific	ADJ
hassl-4317	421	2	annals	annal	NOUN
hassl-4317	421	3	of	of	ADP
hassl-4317	421	4	economics	economic	NOUN
hassl-4317	421	5	and	and	CCONJ
hassl-4317	421	6	business	business	NOUN
hassl-4317	421	7	,	,	PUNCT
hassl-4317	421	8	64(1	64(1	NUM
hassl-4317	421	9	)	)	PUNCT
hassl-4317	421	10	,	,	PUNCT
hassl-4317	421	11	97–121	97–121	NUM
hassl-4317	421	12	.	.	PUNCT
hassl-4317	422	1	rafinda	rafinda	PROPN
hassl-4317	422	2	,	,	PUNCT
hassl-4317	422	3	a.	a.	NOUN
hassl-4317	422	4	,	,	PUNCT
hassl-4317	422	5	suroso	suroso	PROPN
hassl-4317	422	6	,	,	PUNCT
hassl-4317	422	7	a.	a.	NOUN
hassl-4317	422	8	,	,	PUNCT
hassl-4317	422	9	purwaningtyas	purwaningtyas	ADJ
hassl-4317	422	10	,	,	PUNCT
hassl-4317	422	11	p.	p.	NOUN
hassl-4317	422	12	,	,	PUNCT
hassl-4317	422	13	&	&	CCONJ
hassl-4317	422	14	mubaroq	mubaroq	PROPN
hassl-4317	422	15	,	,	PUNCT
hassl-4317	422	16	a.	a.	PROPN
hassl-4317	422	17	c.	c.	PROPN
hassl-4317	422	18	(	(	PUNCT
hassl-4317	422	19	2024	2024	NUM
hassl-4317	422	20	)	)	PUNCT
hassl-4317	422	21	.	.	PUNCT
hassl-4317	423	1	bias	bias	NOUN
hassl-4317	423	2	in	in	ADP
hassl-4317	423	3	sme	sme	NOUN
hassl-4317	423	4	investment	investment	NOUN
hassl-4317	423	5	decisions	decision	NOUN
hassl-4317	423	6	:	:	PUNCT
hassl-4317	423	7	a	a	DET
hassl-4317	423	8	cross	cross	ADJ
hassl-4317	423	9	-	-	ADJ
hassl-4317	423	10	country	country	ADJ
hassl-4317	423	11	study	study	NOUN
hassl-4317	423	12	.	.	PUNCT
hassl-4317	424	1	polish	polish	PROPN
hassl-4317	424	2	journal	journal	PROPN
hassl-4317	424	3	of	of	ADP
hassl-4317	424	4	management	management	NOUN
hassl-4317	424	5	studies	study	NOUN
hassl-4317	424	6	,	,	PUNCT
hassl-4317	424	7	30(1	30(1	NUM
hassl-4317	424	8	)	)	PUNCT
hassl-4317	424	9	,	,	PUNCT
hassl-4317	424	10	289–303	289–303	NUM
hassl-4317	424	11	.	.	PUNCT
hassl-4317	425	1	https://doi.org/10.17512/pjms.2024.30.1.17	https://doi.org/10.17512/pjms.2024.30.1.17	PROPN
hassl-4317	425	2	rahim	rahim	PROPN
hassl-4317	425	3	,	,	PUNCT
hassl-4317	425	4	s.	s.	PROPN
hassl-4317	425	5	h.	h.	PROPN
hassl-4317	425	6	a.	a.	PROPN
hassl-4317	425	7	,	,	PUNCT
hassl-4317	425	8	rashid	rashid	PROPN
hassl-4317	425	9	,	,	PUNCT
hassl-4317	425	10	r.	r.	PROPN
hassl-4317	425	11	a.	a.	PROPN
hassl-4317	425	12	,	,	PUNCT
hassl-4317	425	13	&	&	CCONJ
hassl-4317	425	14	hamed	hamed	PROPN
hassl-4317	425	15	,	,	PUNCT
hassl-4317	425	16	a.	a.	PROPN
hassl-4317	425	17	b.	b.	PROPN
hassl-4317	425	18	(	(	PUNCT
hassl-4317	425	19	2016	2016	NUM
hassl-4317	425	20	)	)	PUNCT
hassl-4317	425	21	.	.	PUNCT
hassl-4317	426	1	factor	factor	NOUN
hassl-4317	426	2	analysis	analysis	NOUN
hassl-4317	426	3	of	of	ADP
hassl-4317	426	4	islamic	islamic	ADJ
hassl-4317	426	5	financial	financial	ADJ
hassl-4317	426	6	literacy	literacy	NOUN
hassl-4317	426	7	and	and	CCONJ
hassl-4317	426	8	its	its	PRON
hassl-4317	426	9	determinants	determinant	NOUN
hassl-4317	426	10	:	:	PUNCT
hassl-4317	426	11	a	a	DET
hassl-4317	426	12	pilot	pilot	NOUN
hassl-4317	426	13	study	study	NOUN
hassl-4317	426	14	.	.	PUNCT
hassl-4317	427	1	the	the	DET
hassl-4317	427	2	european	european	ADJ
hassl-4317	427	3	proceedings	proceeding	NOUN
hassl-4317	427	4	of	of	ADP
hassl-4317	427	5	social	social	ADJ
hassl-4317	427	6	behavioral	behavioral	ADJ
hassl-4317	427	7	sciences	science	NOUN
hassl-4317	427	8	,	,	PUNCT
hassl-4317	427	9	413	413	NUM
hassl-4317	427	10	-	-	SYM
hassl-4317	427	11	418	418	NUM
hassl-4317	427	12	.	.	PUNCT
hassl-4317	427	13	https://doi.org/10.15405/epsbs.2016.08.58	https://doi.org/10.15405/epsbs.2016.08.58	PROPN
hassl-4317	428	1	https://doi.org/10.1108/rbf-03-2019-0044	https://doi.org/10.1108/rbf-03-2019-0044	X
hassl-4317	428	2	https://doi.org/10.1108/jabs-08-2015-0118	https://doi.org/10.1108/jabs-08-2015-0118	NOUN
hassl-4317	428	3	https://doi.org/10.1108/jabs-08-2015-0118	https://doi.org/10.1108/jabs-08-2015-0118	PROPN
hassl-4317	429	1	https://doi.org/10.54784/1990-6587.1201	https://doi.org/10.54784/1990-6587.1201	PROPN
hassl-4317	429	2	https://api.semanticscholar.org/corpusid:55679644	https://api.semanticscholar.org/corpusid:55679644	VERB
hassl-4317	429	3	https://doi.org/10.2139/ssrn.3067799	https://doi.org/10.2139/ssrn.3067799	PROPN
hassl-4317	429	4	https://doi.org/10.1017/s1474747218000379	https://doi.org/10.1017/s1474747218000379	PROPN
hassl-4317	429	5	https://doi.org/10.1142/9789814417358_0006	https://doi.org/10.1142/9789814417358_0006	NOUN
hassl-4317	429	6	http://repository.seku.ac.ke/handle/123456789/1048	http://repository.seku.ac.ke/handle/123456789/1048	VERB
hassl-4317	429	7	https://ssrn.com/abstract=2226475	https://ssrn.com/abstract=2226475	NOUN
hassl-4317	429	8	https://api.semanticscholar.org/corpusid:53989467	https://api.semanticscholar.org/corpusid:53989467	PROPN
hassl-4317	429	9	https://doi.org/10.47743/saeb-2020-0010	https://doi.org/10.47743/saeb-2020-0010	PROPN
hassl-4317	429	10	https://doi.org/10.1111/j.1745-6606.2010.01173.x	https://doi.org/10.1111/j.1745-6606.2010.01173.x	NOUN
hassl-4317	430	1	https://ssrn.com/abstract=2224231	https://ssrn.com/abstract=2224231	PROPN
hassl-4317	430	2	https://doi.org/10.1108/jiabr-03-2016-0035	https://doi.org/10.1108/jiabr-03-2016-0035	PROPN
hassl-4317	430	3	https://doi.org/10.1108/ijbm-10-2020-0518	https://doi.org/10.1108/ijbm-10-2020-0518	ADJ
hassl-4317	430	4	https://doi.org/10.47750/qas/25.203.32	https://doi.org/10.47750/qas/25.203.32	PROPN
hassl-4317	430	5	https://doi.org/10.1108/qrfm-09-2017-0085	https://doi.org/10.1108/qrfm-09-2017-0085	ADP
hassl-4317	430	6	https://doi.org/10.17512/pjms.2024.30.1.17	https://doi.org/10.17512/pjms.2024.30.1.17	ADJ
hassl-4317	430	7	https://doi.org/10.15405/epsbs.2016.08.58	https://doi.org/10.15405/epsbs.2016.08.58	PROPN
hassl-4317	430	8	humanities	humanity	NOUN
hassl-4317	430	9	and	and	CCONJ
hassl-4317	430	10	social	social	ADJ
hassl-4317	430	11	sciences	science	NOUN
hassl-4317	430	12	letters	letter	NOUN
hassl-4317	430	13	,	,	PUNCT
hassl-4317	430	14	2025	2025	NUM
hassl-4317	430	15	,	,	PUNCT
hassl-4317	430	16	13(3	13(3	NUM
hassl-4317	430	17	):	):	PUNCT
hassl-4317	430	18	904	904	NUM
hassl-4317	430	19	-	-	SYM
hassl-4317	430	20	915	915	NUM
hassl-4317	430	21	915	915	NUM
hassl-4317	430	22	©	©	ADP
hassl-4317	430	23	2025	2025	NUM
hassl-4317	430	24	conscientia	conscientia	PROPN
hassl-4317	430	25	beam	beam	PROPN
hassl-4317	430	26	.	.	PUNCT
hassl-4317	431	1	all	all	DET
hassl-4317	431	2	rights	right	NOUN
hassl-4317	431	3	reserved	reserve	VERB
hassl-4317	431	4	.	.	PUNCT
hassl-4317	432	1	razen	razen	PROPN
hassl-4317	432	2	,	,	PUNCT
hassl-4317	432	3	m.	m.	NOUN
hassl-4317	432	4	,	,	PUNCT
hassl-4317	432	5	huber	huber	PROPN
hassl-4317	432	6	,	,	PUNCT
hassl-4317	432	7	j.	j.	PROPN
hassl-4317	432	8	,	,	PUNCT
hassl-4317	432	9	hueber	hueber	PROPN
hassl-4317	432	10	,	,	PUNCT
hassl-4317	432	11	l.	l.	PROPN
hassl-4317	432	12	,	,	PUNCT
hassl-4317	432	13	kirchler	kirchler	NOUN
hassl-4317	432	14	,	,	PUNCT
hassl-4317	432	15	m.	m.	NOUN
hassl-4317	432	16	,	,	PUNCT
hassl-4317	432	17	&	&	CCONJ
hassl-4317	432	18	stefan	stefan	PROPN
hassl-4317	432	19	,	,	PUNCT
hassl-4317	432	20	m.	m.	NOUN
hassl-4317	432	21	(	(	PUNCT
hassl-4317	432	22	2021	2021	NUM
hassl-4317	432	23	)	)	PUNCT
hassl-4317	432	24	.	.	PUNCT
hassl-4317	433	1	financial	financial	ADJ
hassl-4317	433	2	literacy	literacy	NOUN
hassl-4317	433	3	,	,	PUNCT
hassl-4317	433	4	economic	economic	ADJ
hassl-4317	433	5	preferences	preference	NOUN
hassl-4317	433	6	,	,	PUNCT
hassl-4317	433	7	and	and	CCONJ
hassl-4317	433	8	adolescents	adolescent	NOUN
hassl-4317	433	9	’	'	PUNCT
hassl-4317	433	10	.	.	PUNCT
hassl-4317	434	1	finance	finance	NOUN
hassl-4317	434	2	research	research	NOUN
hassl-4317	434	3	letters	letter	NOUN
hassl-4317	434	4	,	,	PUNCT
hassl-4317	434	5	40	40	NUM
hassl-4317	434	6	,	,	PUNCT
hassl-4317	434	7	101728	101728	NUM
hassl-4317	434	8	.	.	PUNCT
hassl-4317	435	1	https://doi.org/10.1016/j.frl.2020.101728	https://doi.org/10.1016/j.frl.2020.101728	PROPN
hassl-4317	435	2	sekita	sekita	PROPN
hassl-4317	435	3	,	,	PUNCT
hassl-4317	435	4	s.	s.	PROPN
hassl-4317	435	5	(	(	PUNCT
hassl-4317	435	6	2011	2011	NUM
hassl-4317	435	7	)	)	PUNCT
hassl-4317	435	8	.	.	PUNCT
hassl-4317	436	1	financial	financial	ADJ
hassl-4317	436	2	literacy	literacy	NOUN
hassl-4317	436	3	and	and	CCONJ
hassl-4317	436	4	retirement	retirement	NOUN
hassl-4317	436	5	planning	planning	NOUN
hassl-4317	436	6	in	in	ADP
hassl-4317	436	7	japan	japan	PROPN
hassl-4317	436	8	.	.	PUNCT
hassl-4317	437	1	journal	journal	PROPN
hassl-4317	437	2	of	of	ADP
hassl-4317	437	3	pension	pension	NOUN
hassl-4317	437	4	,	,	PUNCT
hassl-4317	437	5	10(4	10(4	NUM
hassl-4317	437	6	)	)	PUNCT
hassl-4317	437	7	,	,	PUNCT
hassl-4317	437	8	637–656	637–656	NUM
hassl-4317	437	9	.	.	PUNCT
hassl-4317	438	1	https://doi.org/10.1017/s1474747211000527	https://doi.org/10.1017/s1474747211000527	NUM
hassl-4317	438	2	setyawati	setyawati	PROPN
hassl-4317	438	3	,	,	PUNCT
hassl-4317	438	4	i.	i.	PROPN
hassl-4317	438	5	,	,	PUNCT
hassl-4317	438	6	&	&	CCONJ
hassl-4317	438	7	suroso	suroso	PROPN
hassl-4317	438	8	,	,	PUNCT
hassl-4317	438	9	s.	s.	PROPN
hassl-4317	438	10	(	(	PUNCT
hassl-4317	438	11	2016	2016	NUM
hassl-4317	438	12	)	)	PUNCT
hassl-4317	438	13	.	.	PUNCT
hassl-4317	439	1	sharia	sharia	PROPN
hassl-4317	439	2	financial	financial	ADJ
hassl-4317	439	3	literacy	literacy	NOUN
hassl-4317	439	4	and	and	CCONJ
hassl-4317	439	5	effect	effect	NOUN
hassl-4317	439	6	on	on	ADP
hassl-4317	439	7	social	social	ADJ
hassl-4317	439	8	economic	economic	ADJ
hassl-4317	439	9	factors	factor	NOUN
hassl-4317	439	10	(	(	PUNCT
hassl-4317	439	11	survey	survey	NOUN
hassl-4317	439	12	on	on	ADP
hassl-4317	439	13	lecturer	lecturer	NOUN
hassl-4317	439	14	in	in	ADP
hassl-4317	439	15	indonesia	indonesia	PROPN
hassl-4317	439	16	)	)	PUNCT
hassl-4317	439	17	.	.	PUNCT
hassl-4317	440	1	international	international	ADJ
hassl-4317	440	2	journal	journal	PROPN
hassl-4317	440	3	of	of	ADP
hassl-4317	440	4	scientific	scientific	PROPN
hassl-4317	440	5	&	&	CCONJ
hassl-4317	440	6	technology	technology	PROPN
hassl-4317	440	7	research	research	NOUN
hassl-4317	440	8	,	,	PUNCT
hassl-4317	440	9	5(2	5(2	NUM
hassl-4317	440	10	)	)	PUNCT
hassl-4317	440	11	,	,	PUNCT
hassl-4317	440	12	2	2	X
hassl-4317	440	13	.	.	NUM
hassl-4317	440	14	https://repofeb.undip.ac.id/id/eprint/1159	https://repofeb.undip.ac.id/id/eprint/1159	PROPN
hassl-4317	440	15	shafqat	shafqat	PROPN
hassl-4317	440	16	,	,	PUNCT
hassl-4317	440	17	s.	s.	PROPN
hassl-4317	440	18	i.	i.	PROPN
hassl-4317	440	19	,	,	PUNCT
hassl-4317	440	20	&	&	CCONJ
hassl-4317	440	21	malik	malik	PROPN
hassl-4317	440	22	,	,	PUNCT
hassl-4317	440	23	i.	i.	PROPN
hassl-4317	440	24	r.	r.	PROPN
hassl-4317	440	25	(	(	PUNCT
hassl-4317	440	26	2021	2021	NUM
hassl-4317	440	27	)	)	PUNCT
hassl-4317	440	28	.	.	PUNCT
hassl-4317	441	1	role	role	NOUN
hassl-4317	441	2	of	of	ADP
hassl-4317	441	3	regret	regret	NOUN
hassl-4317	441	4	aversion	aversion	NOUN
hassl-4317	441	5	and	and	CCONJ
hassl-4317	441	6	loss	loss	NOUN
hassl-4317	441	7	aversion	aversion	NOUN
hassl-4317	441	8	emotional	emotional	ADJ
hassl-4317	441	9	biases	bias	NOUN
hassl-4317	441	10	in	in	ADP
hassl-4317	441	11	determining	determine	VERB
hassl-4317	441	12	individual	individual	ADJ
hassl-4317	441	13	investors	investor	NOUN
hassl-4317	441	14	’	’	PART
hassl-4317	441	15	trading	trading	NOUN
hassl-4317	441	16	frequency	frequency	NOUN
hassl-4317	441	17	:	:	PUNCT
hassl-4317	441	18	moderating	moderate	VERB
hassl-4317	441	19	effects	effect	NOUN
hassl-4317	441	20	of	of	ADP
hassl-4317	441	21	risk	risk	NOUN
hassl-4317	441	22	perception	perception	NOUN
hassl-4317	441	23	.	.	PUNCT
hassl-4317	442	1	humanities	humanity	NOUN
hassl-4317	442	2	&	&	CCONJ
hassl-4317	442	3	social	social	ADJ
hassl-4317	442	4	sciences	sciences	PROPN
hassl-4317	442	5	reviews	review	NOUN
hassl-4317	442	6	,	,	PUNCT
hassl-4317	442	7	9(3	9(3	NUM
hassl-4317	442	8	)	)	PUNCT
hassl-4317	442	9	,	,	PUNCT
hassl-4317	442	10	1373	1373	NUM
hassl-4317	442	11	–	–	PUNCT
hassl-4317	442	12	1386	1386	NUM
hassl-4317	442	13	.	.	PUNCT
hassl-4317	443	1	https://doi.org/10.18510/hssr.2021.93137	https://doi.org/10.18510/hssr.2021.93137	NOUN
hassl-4317	443	2	shukla	shukla	NOUN
hassl-4317	443	3	,	,	PUNCT
hassl-4317	443	4	a.	a.	NOUN
hassl-4317	443	5	,	,	PUNCT
hassl-4317	443	6	rushdi	rushdi	NOUN
hassl-4317	443	7	,	,	PUNCT
hassl-4317	443	8	n.	n.	PROPN
hassl-4317	443	9	j.	j.	PROPN
hassl-4317	443	10	,	,	PUNCT
hassl-4317	443	11	&	&	CCONJ
hassl-4317	443	12	katiyar	katiyar	PROPN
hassl-4317	443	13	,	,	PUNCT
hassl-4317	443	14	r.	r.	PROPN
hassl-4317	443	15	c.	c.	PROPN
hassl-4317	443	16	(	(	PUNCT
hassl-4317	443	17	2020	2020	NUM
hassl-4317	443	18	)	)	PUNCT
hassl-4317	443	19	.	.	PUNCT
hassl-4317	444	1	impact	impact	NOUN
hassl-4317	444	2	of	of	ADP
hassl-4317	444	3	behavioral	behavioral	ADJ
hassl-4317	444	4	biasses	biasse	NOUN
hassl-4317	444	5	on	on	ADP
hassl-4317	444	6	investment	investment	NOUN
hassl-4317	444	7	decisions	decision	NOUN
hassl-4317	444	8	“	"	PUNCT
hassl-4317	444	9	a	a	DET
hassl-4317	444	10	systematic	systematic	ADJ
hassl-4317	444	11	review	review	NOUN
hassl-4317	444	12	”	"	PUNCT
hassl-4317	444	13	.	.	PUNCT
hassl-4317	445	1	international	international	ADJ
hassl-4317	445	2	journal	journal	PROPN
hassl-4317	445	3	of	of	ADP
hassl-4317	445	4	management	management	NOUN
hassl-4317	445	5	,	,	PUNCT
hassl-4317	445	6	11(4	11(4	NUM
hassl-4317	445	7	)	)	PUNCT
hassl-4317	445	8	,	,	PUNCT
hassl-4317	445	9	68–76	68–76	NUM
hassl-4317	445	10	.	.	PUNCT
hassl-4317	446	1	stendardi	stendardi	PROPN
hassl-4317	446	2	,	,	PUNCT
hassl-4317	446	3	e.	e.	PROPN
hassl-4317	446	4	j.	j.	PROPN
hassl-4317	446	5	,	,	PUNCT
hassl-4317	446	6	graham	graham	PROPN
hassl-4317	446	7	,	,	PUNCT
hassl-4317	446	8	j.	j.	PROPN
hassl-4317	446	9	f.	f.	PROPN
hassl-4317	446	10	,	,	PUNCT
hassl-4317	446	11	&	&	CCONJ
hassl-4317	446	12	reilly	reilly	PROPN
hassl-4317	446	13	,	,	PUNCT
hassl-4317	446	14	m.	m.	NOUN
hassl-4317	446	15	o.	o.	PROPN
hassl-4317	446	16	(	(	PUNCT
hassl-4317	446	17	2006	2006	NUM
hassl-4317	446	18	)	)	PUNCT
hassl-4317	446	19	.	.	PUNCT
hassl-4317	447	1	the	the	DET
hassl-4317	447	2	impact	impact	NOUN
hassl-4317	447	3	of	of	ADP
hassl-4317	447	4	gender	gender	NOUN
hassl-4317	447	5	on	on	ADP
hassl-4317	447	6	the	the	DET
hassl-4317	447	7	personal	personal	ADJ
hassl-4317	447	8	financial	financial	ADJ
hassl-4317	447	9	planning	planning	NOUN
hassl-4317	447	10	process	process	NOUN
hassl-4317	447	11	.	.	PUNCT
hassl-4317	448	1	humanomics	humanomic	NOUN
hassl-4317	448	2	,	,	PUNCT
hassl-4317	448	3	22(4	22(4	NUM
hassl-4317	448	4	)	)	PUNCT
hassl-4317	448	5	,	,	PUNCT
hassl-4317	448	6	223–238	223–238	NUM
hassl-4317	448	7	.	.	PUNCT
hassl-4317	449	1	https://doi.org/10.1108/08288660610710746	https://doi.org/10.1108/08288660610710746	PROPN
hassl-4317	449	2	sugihartati	sugihartati	PROPN
hassl-4317	449	3	,	,	PUNCT
hassl-4317	449	4	r.	r.	PROPN
hassl-4317	449	5	,	,	PUNCT
hassl-4317	449	6	wardhana	wardhana	PROPN
hassl-4317	449	7	,	,	PUNCT
hassl-4317	449	8	a.	a.	PROPN
hassl-4317	449	9	w.	w.	PROPN
hassl-4317	449	10	p.	p.	PROPN
hassl-4317	449	11	,	,	PUNCT
hassl-4317	449	12	&	&	CCONJ
hassl-4317	449	13	egalita	egalita	PROPN
hassl-4317	449	14	,	,	PUNCT
hassl-4317	449	15	n.	n.	PROPN
hassl-4317	449	16	(	(	PUNCT
hassl-4317	449	17	2025	2025	NUM
hassl-4317	449	18	)	)	PUNCT
hassl-4317	449	19	.	.	PUNCT
hassl-4317	450	1	the	the	DET
hassl-4317	450	2	use	use	NOUN
hassl-4317	450	3	of	of	ADP
hassl-4317	450	4	blogs	blog	NOUN
hassl-4317	450	5	among	among	ADP
hassl-4317	450	6	students	student	NOUN
hassl-4317	450	7	:	:	PUNCT
hassl-4317	450	8	shifts	shift	NOUN
hassl-4317	450	9	in	in	ADP
hassl-4317	450	10	utilization	utilization	NOUN
hassl-4317	450	11	,	,	PUNCT
hassl-4317	450	12	pragmatism	pragmatism	NOUN
hassl-4317	450	13	,	,	PUNCT
hassl-4317	450	14	and	and	CCONJ
hassl-4317	450	15	critical	critical	ADJ
hassl-4317	450	16	literacy	literacy	NOUN
hassl-4317	450	17	.	.	PUNCT
hassl-4317	451	1	international	international	ADJ
hassl-4317	451	2	journal	journal	PROPN
hassl-4317	451	3	of	of	ADP
hassl-4317	451	4	information	information	NOUN
hassl-4317	451	5	science	science	NOUN
hassl-4317	451	6	and	and	CCONJ
hassl-4317	451	7	management	management	NOUN
hassl-4317	451	8	,	,	PUNCT
hassl-4317	451	9	23(1	23(1	NOUN
hassl-4317	451	10	)	)	PUNCT
hassl-4317	451	11	,	,	PUNCT
hassl-4317	451	12	1	1	NUM
hassl-4317	451	13	-	-	SYM
hassl-4317	451	14	15	15	NUM
hassl-4317	451	15	.	.	PUNCT
hassl-4317	452	1	https://doi.org/10.22034/ijism.2024.2012855.1267	https://doi.org/10.22034/ijism.2024.2012855.1267	PROPN
hassl-4317	452	2	sung	sung	PROPN
hassl-4317	452	3	,	,	PUNCT
hassl-4317	452	4	j.	j.	PROPN
hassl-4317	452	5	,	,	PUNCT
hassl-4317	452	6	&	&	CCONJ
hassl-4317	452	7	hanna	hanna	PROPN
hassl-4317	452	8	,	,	PUNCT
hassl-4317	452	9	s.	s.	PROPN
hassl-4317	452	10	d.	d.	PROPN
hassl-4317	452	11	(	(	PUNCT
hassl-4317	452	12	1996	1996	NUM
hassl-4317	452	13	)	)	PUNCT
hassl-4317	452	14	.	.	PUNCT
hassl-4317	453	1	factors	factor	NOUN
hassl-4317	453	2	related	relate	VERB
hassl-4317	453	3	to	to	PART
hassl-4317	453	4	risk	risk	VERB
hassl-4317	453	5	tolerance	tolerance	NOUN
hassl-4317	453	6	.	.	PUNCT
hassl-4317	454	1	association	association	NOUN
hassl-4317	454	2	for	for	ADP
hassl-4317	454	3	financial	financial	ADJ
hassl-4317	454	4	counseling	counseling	NOUN
hassl-4317	454	5	and	and	CCONJ
hassl-4317	454	6	planning	planning	NOUN
hassl-4317	454	7	education	education	NOUN
hassl-4317	454	8	,	,	PUNCT
hassl-4317	454	9	1(1	1(1	NUM
hassl-4317	454	10	)	)	PUNCT
hassl-4317	454	11	,	,	PUNCT
hassl-4317	454	12	11–19	11–19	NUM
hassl-4317	454	13	.	.	PUNCT
hassl-4317	454	14	wagner	wagner	PROPN
hassl-4317	454	15	,	,	PUNCT
hassl-4317	454	16	j.	j.	PROPN
hassl-4317	454	17	,	,	PUNCT
hassl-4317	454	18	&	&	CCONJ
hassl-4317	454	19	walstad	walstad	PROPN
hassl-4317	454	20	,	,	PUNCT
hassl-4317	454	21	w.	w.	PROPN
hassl-4317	454	22	b.	b.	PROPN
hassl-4317	454	23	(	(	PUNCT
hassl-4317	454	24	2023	2023	NUM
hassl-4317	454	25	)	)	PUNCT
hassl-4317	454	26	.	.	PUNCT
hassl-4317	455	1	gender	gender	NOUN
hassl-4317	455	2	differences	difference	NOUN
hassl-4317	455	3	in	in	ADP
hassl-4317	455	4	financial	financial	ADJ
hassl-4317	455	5	decision	decision	NOUN
hassl-4317	455	6	-	-	PUNCT
hassl-4317	455	7	making	make	VERB
hassl-4317	455	8	and	and	CCONJ
hassl-4317	455	9	behaviors	behavior	NOUN
hassl-4317	455	10	in	in	ADP
hassl-4317	455	11	single	single	ADJ
hassl-4317	455	12	and	and	CCONJ
hassl-4317	455	13	joint	joint	ADJ
hassl-4317	455	14	households	household	NOUN
hassl-4317	455	15	.	.	PUNCT
hassl-4317	456	1	the	the	DET
hassl-4317	456	2	american	american	ADJ
hassl-4317	456	3	economist	economist	NOUN
hassl-4317	456	4	,	,	PUNCT
hassl-4317	456	5	68(1	68(1	NOUN
hassl-4317	456	6	)	)	PUNCT
hassl-4317	456	7	,	,	PUNCT
hassl-4317	456	8	5	5	NUM
hassl-4317	456	9	-	-	SYM
hassl-4317	456	10	23	23	NUM
hassl-4317	456	11	.	.	PUNCT
hassl-4317	457	1	https://doi.org/10.1177/05694345221076004	https://doi.org/10.1177/05694345221076004	NOUN
hassl-4317	457	2	walczak	walczak	NOUN
hassl-4317	457	3	,	,	PUNCT
hassl-4317	457	4	d.	d.	PROPN
hassl-4317	457	5	,	,	PUNCT
hassl-4317	457	6	&	&	CCONJ
hassl-4317	457	7	pieńkowska	pieńkowska	NOUN
hassl-4317	457	8	-	-	PUNCT
hassl-4317	457	9	kamieniecka	kamieniecka	NOUN
hassl-4317	457	10	,	,	PUNCT
hassl-4317	457	11	s.	s.	PROPN
hassl-4317	457	12	(	(	PUNCT
hassl-4317	457	13	2018	2018	NUM
hassl-4317	457	14	)	)	PUNCT
hassl-4317	457	15	.	.	PUNCT
hassl-4317	458	1	gender	gender	NOUN
hassl-4317	458	2	differences	difference	NOUN
hassl-4317	458	3	in	in	ADP
hassl-4317	458	4	financial	financial	ADJ
hassl-4317	458	5	behaviours	behaviour	NOUN
hassl-4317	458	6	.	.	PUNCT
hassl-4317	459	1	engineering	engineer	VERB
hassl-4317	459	2	economics	economic	NOUN
hassl-4317	459	3	,	,	PUNCT
hassl-4317	459	4	29(1	29(1	NUM
hassl-4317	459	5	)	)	PUNCT
hassl-4317	459	6	,	,	PUNCT
hassl-4317	459	7	123132	123132	NUM
hassl-4317	459	8	.	.	PUNCT
hassl-4317	460	1	https://doi.org/10.5755/j01.ee.29.1.16400	https://doi.org/10.5755/j01.ee.29.1.16400	PROPN
hassl-4317	461	1	xiao	xiao	PROPN
hassl-4317	461	2	,	,	PUNCT
hassl-4317	461	3	j.	j.	PROPN
hassl-4317	461	4	j.	j.	PROPN
hassl-4317	461	5	(	(	PUNCT
hassl-4317	461	6	2008	2008	NUM
hassl-4317	461	7	)	)	PUNCT
hassl-4317	461	8	.	.	PUNCT
hassl-4317	462	1	applying	apply	VERB
hassl-4317	462	2	behavior	behavior	NOUN
hassl-4317	462	3	theories	theory	NOUN
hassl-4317	462	4	to	to	ADP
hassl-4317	462	5	financial	financial	ADJ
hassl-4317	462	6	.	.	PUNCT
hassl-4317	463	1	in	in	ADP
hassl-4317	463	2	handbook	handbook	NOUN
hassl-4317	463	3	of	of	ADP
hassl-4317	463	4	consumer	consumer	NOUN
hassl-4317	463	5	finance	finance	NOUN
hassl-4317	463	6	research	research	NOUN
hassl-4317	463	7	(	(	PUNCT
hassl-4317	463	8	2nd	2nd	ADJ
hassl-4317	463	9	ed	ed	NOUN
hassl-4317	463	10	.	.	PUNCT
hassl-4317	463	11	)	)	PUNCT
hassl-4317	463	12	.	.	PUNCT
hassl-4317	464	1	new	new	PROPN
hassl-4317	464	2	york	york	PROPN
hassl-4317	464	3	:	:	PUNCT
hassl-4317	464	4	springer	springer	NOUN
hassl-4317	464	5	.	.	PUNCT
hassl-4317	465	1	zahera	zahera	PROPN
hassl-4317	465	2	,	,	PUNCT
hassl-4317	465	3	s.	s.	PROPN
hassl-4317	465	4	a.	a.	PROPN
hassl-4317	465	5	,	,	PUNCT
hassl-4317	465	6	&	&	CCONJ
hassl-4317	465	7	bansal	bansal	PROPN
hassl-4317	465	8	,	,	PUNCT
hassl-4317	465	9	r.	r.	PROPN
hassl-4317	465	10	(	(	PUNCT
hassl-4317	465	11	2018	2018	NUM
hassl-4317	465	12	)	)	PUNCT
hassl-4317	465	13	.	.	PUNCT
hassl-4317	466	1	do	do	AUX
hassl-4317	466	2	investors	investor	NOUN
hassl-4317	466	3	exhibit	exhibit	VERB
hassl-4317	466	4	behavioral	behavioral	ADJ
hassl-4317	466	5	biases	bias	NOUN
hassl-4317	466	6	in	in	ADP
hassl-4317	466	7	investment	investment	NOUN
hassl-4317	466	8	decision	decision	NOUN
hassl-4317	466	9	making	make	VERB
hassl-4317	466	10	?	?	PUNCT
hassl-4317	467	1	a	a	DET
hassl-4317	467	2	systematic	systematic	ADJ
hassl-4317	467	3	review	review	NOUN
hassl-4317	467	4	.	.	PUNCT
hassl-4317	468	1	qualitative	qualitative	ADJ
hassl-4317	468	2	research	research	NOUN
hassl-4317	468	3	in	in	ADP
hassl-4317	468	4	financial	financial	ADJ
hassl-4317	468	5	markets	market	NOUN
hassl-4317	468	6	,	,	PUNCT
hassl-4317	468	7	10(2	10(2	NUM
hassl-4317	468	8	)	)	PUNCT
hassl-4317	468	9	,	,	PUNCT
hassl-4317	468	10	210	210	NUM
hassl-4317	468	11	-	-	SYM
hassl-4317	468	12	251	251	NUM
hassl-4317	468	13	.	.	PUNCT
hassl-4317	469	1	https://doi.org/10.1108/qrfm-04-2017-0028	https://doi.org/10.1108/qrfm-04-2017-0028	NOUN
hassl-4317	469	2	zuraidah	zuraidah	PROPN
hassl-4317	469	3	,	,	PUNCT
hassl-4317	469	4	shabri	shabri	NOUN
hassl-4317	469	5	,	,	PUNCT
hassl-4317	469	6	m.	m.	NOUN
hassl-4317	469	7	,	,	PUNCT
hassl-4317	469	8	faisal	faisal	PROPN
hassl-4317	469	9	,	,	PUNCT
hassl-4317	469	10	&	&	CCONJ
hassl-4317	469	11	sakir	sakir	PROPN
hassl-4317	469	12	,	,	PUNCT
hassl-4317	469	13	a.	a.	NOUN
hassl-4317	469	14	(	(	PUNCT
hassl-4317	469	15	2024	2024	NUM
hassl-4317	469	16	)	)	PUNCT
hassl-4317	469	17	.	.	PUNCT
hassl-4317	470	1	the	the	DET
hassl-4317	470	2	effect	effect	NOUN
hassl-4317	470	3	of	of	ADP
hassl-4317	470	4	optimism	optimism	NOUN
hassl-4317	470	5	bias	bias	NOUN
hassl-4317	470	6	and	and	CCONJ
hassl-4317	470	7	overconfidence	overconfidence	NOUN
hassl-4317	470	8	on	on	ADP
hassl-4317	470	9	investment	investment	NOUN
hassl-4317	470	10	decisions	decision	NOUN
hassl-4317	470	11	in	in	ADP
hassl-4317	470	12	aceh	aceh	PROPN
hassl-4317	470	13	mediated	mediate	VERB
hassl-4317	470	14	by	by	ADP
hassl-4317	470	15	herding	herd	VERB
hassl-4317	470	16	access	access	NOUN
hassl-4317	470	17	to	to	ADP
hassl-4317	470	18	success	success	NOUN
hassl-4317	470	19	.	.	PUNCT
hassl-4317	471	1	quality	quality	NOUN
hassl-4317	471	2	access	access	NOUN
hassl-4317	471	3	to	to	ADP
hassl-4317	471	4	success	success	NOUN
hassl-4317	471	5	,	,	PUNCT
hassl-4317	471	6	25(198	25(198	NOUN
hassl-4317	471	7	)	)	PUNCT
hassl-4317	471	8	,	,	PUNCT
hassl-4317	471	9	173–181	173–181	NUM
hassl-4317	471	10	.	.	PUNCT
hassl-4317	472	1	https://doi.org/10.47750/qas/25.198.19	https://doi.org/10.47750/qas/25.198.19	NOUN
hassl-4317	472	2	views	view	NOUN
hassl-4317	472	3	and	and	CCONJ
hassl-4317	472	4	opinions	opinion	NOUN
hassl-4317	472	5	expressed	express	VERB
hassl-4317	472	6	in	in	ADP
hassl-4317	472	7	this	this	DET
hassl-4317	472	8	article	article	NOUN
hassl-4317	472	9	are	be	AUX
hassl-4317	472	10	the	the	DET
hassl-4317	472	11	views	view	NOUN
hassl-4317	472	12	and	and	CCONJ
hassl-4317	472	13	opinions	opinion	NOUN
hassl-4317	472	14	of	of	ADP
hassl-4317	472	15	the	the	DET
hassl-4317	472	16	author(s	author(s	NOUN
hassl-4317	472	17	)	)	PUNCT
hassl-4317	472	18	,	,	PUNCT
hassl-4317	472	19	humanities	humanity	NOUN
hassl-4317	472	20	and	and	CCONJ
hassl-4317	472	21	social	social	ADJ
hassl-4317	472	22	sciences	science	NOUN
hassl-4317	472	23	letters	letter	NOUN
hassl-4317	472	24	shall	shall	AUX
hassl-4317	472	25	not	not	PART
hassl-4317	472	26	be	be	AUX
hassl-4317	472	27	responsible	responsible	ADJ
hassl-4317	472	28	or	or	CCONJ
hassl-4317	472	29	answerable	answerable	ADJ
hassl-4317	472	30	for	for	ADP
hassl-4317	472	31	any	any	DET
hassl-4317	472	32	loss	loss	NOUN
hassl-4317	472	33	,	,	PUNCT
hassl-4317	472	34	damage	damage	NOUN
hassl-4317	472	35	or	or	CCONJ
hassl-4317	472	36	liability	liability	NOUN
hassl-4317	472	37	etc	etc	X
hassl-4317	472	38	.	.	X
hassl-4317	473	1	caused	cause	VERB
hassl-4317	473	2	in	in	ADP
hassl-4317	473	3	relation	relation	NOUN
hassl-4317	473	4	to	to	PART
hassl-4317	473	5	/	/	PUNCT
hassl-4317	473	6	arising	arise	VERB
hassl-4317	473	7	out	out	ADP
hassl-4317	473	8	of	of	ADP
hassl-4317	473	9	the	the	DET
hassl-4317	473	10	use	use	NOUN
hassl-4317	473	11	of	of	ADP
hassl-4317	473	12	the	the	DET
hassl-4317	473	13	content	content	NOUN
hassl-4317	473	14	.	.	PUNCT
hassl-4317	474	1	https://doi.org/10.1016/j.frl.2020.101728	https://doi.org/10.1016/j.frl.2020.101728	PROPN
hassl-4317	474	2	https://doi.org/10.1017/s1474747211000527	https://doi.org/10.1017/s1474747211000527	NUM
hassl-4317	474	3	https://repofeb.undip.ac.id/id/eprint/1159	https://repofeb.undip.ac.id/id/eprint/1159	VERB
hassl-4317	474	4	https://doi.org/10.18510/hssr.2021.93137	https://doi.org/10.18510/hssr.2021.93137	PROPN
hassl-4317	474	5	https://doi.org/10.1108/08288660610710746	https://doi.org/10.1108/08288660610710746	PART
hassl-4317	474	6	https://doi.org/10.22034/ijism.2024.2012855.1267	https://doi.org/10.22034/ijism.2024.2012855.1267	NUM
hassl-4317	474	7	https://doi.org/10.1177/05694345221076004	https://doi.org/10.1177/05694345221076004	NOUN
hassl-4317	474	8	https://doi.org/10.5755/j01.ee.29.1.16400	https://doi.org/10.5755/j01.ee.29.1.16400	NUM
hassl-4317	474	9	https://doi.org/10.1108/qrfm-04-2017-0028	https://doi.org/10.1108/qrfm-04-2017-0028	NOUN
hassl-4317	474	10	https://doi.org/10.47750/qas/25.198.19	https://doi.org/10.47750/qas/25.198.19	NOUN