id	sid	tid	token	lemma	pos
hassl-4548	1	1	44	44	NUM
hassl-4548	1	2	©	©	PROPN
hassl-4548	1	3	2026	2026	NUM
hassl-4548	1	4	conscientia	conscientia	PROPN
hassl-4548	1	5	beam	beam	PROPN
hassl-4548	1	6	.	.	PUNCT
hassl-4548	2	1	all	all	DET
hassl-4548	2	2	rights	right	NOUN
hassl-4548	2	3	reserved	reserve	VERB
hassl-4548	2	4	.	.	PUNCT
hassl-4548	3	1	does	do	AUX
hassl-4548	3	2	liquidity	liquidity	NOUN
hassl-4548	3	3	affect	affect	VERB
hassl-4548	3	4	the	the	DET
hassl-4548	3	5	financial	financial	ADJ
hassl-4548	3	6	health	health	NOUN
hassl-4548	3	7	of	of	ADP
hassl-4548	3	8	indian	indian	ADJ
hassl-4548	3	9	banks	bank	NOUN
hassl-4548	3	10	?	?	PUNCT
hassl-4548	4	1	sanchal	sanchal	ADJ
hassl-4548	4	2	tarode1	tarode1	NOUN
hassl-4548	4	3	jagjeevan	jagjeevan	PROPN
hassl-4548	4	4	kanoujiya2	kanoujiya2	PROPN
hassl-4548	4	5	+	+	CCONJ
hassl-4548	5	1	shailesh	shailesh	ADJ
hassl-4548	5	2	rastogi3	rastogi3	NOUN
hassl-4548	5	3	asmita	asmita	PROPN
hassl-4548	5	4	dani4	dani4	NOUN
hassl-4548	5	5	neha	neha	NOUN
hassl-4548	5	6	parashar5	parashar5	PROPN
hassl-4548	5	7	1,2,3symbiosis	1,2,3symbiosis	NUM
hassl-4548	5	8	institute	institute	PROPN
hassl-4548	5	9	of	of	ADP
hassl-4548	5	10	business	business	PROPN
hassl-4548	5	11	management	management	PROPN
hassl-4548	5	12	,	,	PUNCT
hassl-4548	5	13	nagpur	nagpur	PROPN
hassl-4548	5	14	,	,	PUNCT
hassl-4548	5	15	symbiosis	symbiosis	NOUN
hassl-4548	5	16	international	international	ADJ
hassl-4548	5	17	(	(	PUNCT
hassl-4548	5	18	deemed	deem	VERB
hassl-4548	5	19	)	)	PUNCT
hassl-4548	5	20	university	university	NOUN
hassl-4548	5	21	,	,	PUNCT
hassl-4548	5	22	pune	pune	NOUN
hassl-4548	5	23	,	,	PUNCT
hassl-4548	5	24	india	india	PROPN
hassl-4548	5	25	.	.	PUNCT
hassl-4548	6	1	1email	1email	NUM
hassl-4548	6	2	:	:	PUNCT
hassl-4548	7	1	sanchal@priyadarshinimba.com	sanchal@priyadarshinimba.com	X
hassl-4548	8	1	2email	2email	NUM
hassl-4548	8	2	:	:	PUNCT
hassl-4548	8	3	jagjeevan24288@yahoo.co.in	jagjeevan24288@yahoo.co.in	PROPN
hassl-4548	8	4	3email	3email	NUM
hassl-4548	8	5	:	:	PUNCT
hassl-4548	9	1	krishnasgdas@gmail.com	krishnasgdas@gmail.com	X
hassl-4548	10	1	4symbiosis	4symbiosis	NUM
hassl-4548	10	2	international	international	ADJ
hassl-4548	10	3	(	(	PUNCT
hassl-4548	10	4	deemed	deem	VERB
hassl-4548	10	5	)	)	PUNCT
hassl-4548	10	6	university	university	NOUN
hassl-4548	10	7	,	,	PUNCT
hassl-4548	10	8	pune	pune	NOUN
hassl-4548	10	9	,	,	PUNCT
hassl-4548	10	10	india	india	PROPN
hassl-4548	10	11	.	.	PUNCT
hassl-4548	11	1	4email	4email	X
hassl-4548	11	2	:	:	PUNCT
hassl-4548	11	3	director_academics@siu.edu.in	director_academics@siu.edu.in	PROPN
hassl-4548	11	4	5symbiosis	5symbiosis	NUM
hassl-4548	11	5	school	school	NOUN
hassl-4548	11	6	of	of	ADP
hassl-4548	11	7	banking	banking	NOUN
hassl-4548	11	8	and	and	CCONJ
hassl-4548	11	9	finance	finance	NOUN
hassl-4548	11	10	,	,	PUNCT
hassl-4548	11	11	pune	pune	NOUN
hassl-4548	11	12	,	,	PUNCT
hassl-4548	11	13	symbiosis	symbiosis	NOUN
hassl-4548	11	14	international	international	ADJ
hassl-4548	11	15	(	(	PUNCT
hassl-4548	11	16	deemed	deem	VERB
hassl-4548	11	17	)	)	PUNCT
hassl-4548	11	18	university	university	NOUN
hassl-4548	11	19	,	,	PUNCT
hassl-4548	11	20	pune	pune	NOUN
hassl-4548	11	21	,	,	PUNCT
hassl-4548	11	22	india	india	PROPN
hassl-4548	11	23	.	.	PUNCT
hassl-4548	12	1	5email	5email	NUM
hassl-4548	12	2	:	:	PUNCT
hassl-4548	12	3	nehaparashar10@gmail.com	nehaparashar10@gmail.com	X
hassl-4548	12	4	(	(	PUNCT
hassl-4548	12	5	+	+	NUM
hassl-4548	12	6	corresponding	correspond	VERB
hassl-4548	12	7	author	author	NOUN
hassl-4548	12	8	)	)	PUNCT
hassl-4548	12	9	abstract	abstract	ADJ
hassl-4548	12	10	article	article	NOUN
hassl-4548	12	11	history	history	NOUN
hassl-4548	12	12	received	receive	VERB
hassl-4548	12	13	:	:	PUNCT
hassl-4548	12	14	7	7	NUM
hassl-4548	12	15	august	august	PROPN
hassl-4548	12	16	2024	2024	NUM
hassl-4548	12	17	revised	revise	VERB
hassl-4548	12	18	:	:	PUNCT
hassl-4548	12	19	26	26	NUM
hassl-4548	12	20	september	september	PROPN
hassl-4548	12	21	2025	2025	NUM
hassl-4548	12	22	accepted	accept	VERB
hassl-4548	12	23	:	:	PUNCT
hassl-4548	12	24	31	31	NUM
hassl-4548	12	25	october	october	PROPN
hassl-4548	12	26	2025	2025	NUM
hassl-4548	12	27	published	publish	VERB
hassl-4548	12	28	:	:	PUNCT
hassl-4548	12	29	26	26	NUM
hassl-4548	12	30	november	november	NOUN
hassl-4548	12	31	2025	2025	NUM
hassl-4548	12	32	keywords	keyword	VERB
hassl-4548	12	33	altman	altman	PROPN
hassl-4548	12	34	z	z	PROPN
hassl-4548	12	35	-	-	PUNCT
hassl-4548	12	36	score	score	NOUN
hassl-4548	12	37	indian	indian	ADJ
hassl-4548	12	38	banks	bank	NOUN
hassl-4548	12	39	liquidity	liquidity	NOUN
hassl-4548	12	40	coverage	coverage	NOUN
hassl-4548	12	41	ratio	ratio	PROPN
hassl-4548	12	42	net	net	ADJ
hassl-4548	12	43	stable	stable	ADJ
hassl-4548	12	44	funding	funding	NOUN
hassl-4548	12	45	ratio	ratio	NOUN
hassl-4548	12	46	.	.	PUNCT
hassl-4548	13	1	the	the	DET
hassl-4548	13	2	dynamic	dynamic	ADJ
hassl-4548	13	3	and	and	CCONJ
hassl-4548	13	4	volatile	volatile	ADJ
hassl-4548	13	5	economic	economic	ADJ
hassl-4548	13	6	environment	environment	NOUN
hassl-4548	13	7	impacts	impact	VERB
hassl-4548	13	8	the	the	DET
hassl-4548	13	9	bank	bank	NOUN
hassl-4548	13	10	’s	’s	PART
hassl-4548	13	11	performance	performance	NOUN
hassl-4548	13	12	and	and	CCONJ
hassl-4548	13	13	raises	raise	VERB
hassl-4548	13	14	the	the	DET
hassl-4548	13	15	risk	risk	NOUN
hassl-4548	13	16	of	of	ADP
hassl-4548	13	17	bankruptcy	bankruptcy	NOUN
hassl-4548	13	18	.	.	PUNCT
hassl-4548	14	1	this	this	DET
hassl-4548	14	2	study	study	NOUN
hassl-4548	14	3	deepens	deepen	VERB
hassl-4548	14	4	the	the	DET
hassl-4548	14	5	understanding	understanding	NOUN
hassl-4548	14	6	of	of	ADP
hassl-4548	14	7	financial	financial	ADJ
hassl-4548	14	8	distress	distress	NOUN
hassl-4548	14	9	in	in	ADP
hassl-4548	14	10	the	the	DET
hassl-4548	14	11	indian	indian	ADJ
hassl-4548	14	12	banking	banking	NOUN
hassl-4548	14	13	sector	sector	NOUN
hassl-4548	14	14	through	through	ADP
hassl-4548	14	15	liquidity	liquidity	NOUN
hassl-4548	14	16	.	.	PUNCT
hassl-4548	15	1	furthermore	furthermore	ADV
hassl-4548	15	2	,	,	PUNCT
hassl-4548	15	3	the	the	DET
hassl-4548	15	4	study	study	NOUN
hassl-4548	15	5	aims	aim	VERB
hassl-4548	15	6	to	to	PART
hassl-4548	15	7	analyse	analyse	VERB
hassl-4548	15	8	and	and	CCONJ
hassl-4548	15	9	understand	understand	VERB
hassl-4548	15	10	the	the	DET
hassl-4548	15	11	relationship	relationship	NOUN
hassl-4548	15	12	between	between	ADP
hassl-4548	15	13	liquidity	liquidity	NOUN
hassl-4548	15	14	,	,	PUNCT
hassl-4548	15	15	liquidity	liquidity	NOUN
hassl-4548	15	16	measures	measure	NOUN
hassl-4548	15	17	and	and	CCONJ
hassl-4548	15	18	financial	financial	ADJ
hassl-4548	15	19	distress	distress	NOUN
hassl-4548	15	20	.	.	PUNCT
hassl-4548	16	1	the	the	DET
hassl-4548	16	2	study	study	NOUN
hassl-4548	16	3	evaluated	evaluate	VERB
hassl-4548	16	4	the	the	DET
hassl-4548	16	5	shortand	shortand	NOUN
hassl-4548	16	6	long	long	ADJ
hassl-4548	16	7	-	-	PUNCT
hassl-4548	16	8	term	term	NOUN
hassl-4548	16	9	liquidity	liquidity	NOUN
hassl-4548	16	10	ratios	ratio	NOUN
hassl-4548	16	11	from	from	ADP
hassl-4548	16	12	2012	2012	NUM
hassl-4548	16	13	to	to	ADP
hassl-4548	16	14	2022	2022	NUM
hassl-4548	16	15	.	.	PUNCT
hassl-4548	17	1	quantile	quantile	ADJ
hassl-4548	17	2	panel	panel	NOUN
hassl-4548	17	3	discussion	discussion	NOUN
hassl-4548	17	4	analysis	analysis	NOUN
hassl-4548	17	5	(	(	PUNCT
hassl-4548	17	6	qpda	qpda	NOUN
hassl-4548	17	7	)	)	PUNCT
hassl-4548	17	8	was	be	AUX
hassl-4548	17	9	incorporated	incorporate	VERB
hassl-4548	17	10	into	into	ADP
hassl-4548	17	11	this	this	DET
hassl-4548	17	12	study	study	NOUN
hassl-4548	17	13	.	.	PUNCT
hassl-4548	18	1	linear	linear	PROPN
hassl-4548	18	2	and	and	CCONJ
hassl-4548	18	3	non	non	ADJ
hassl-4548	18	4	-	-	ADJ
hassl-4548	18	5	linear	linear	ADJ
hassl-4548	18	6	relationships	relationship	NOUN
hassl-4548	18	7	measure	measure	VERB
hassl-4548	18	8	the	the	DET
hassl-4548	18	9	impact	impact	NOUN
hassl-4548	18	10	of	of	ADP
hassl-4548	18	11	liquidity	liquidity	NOUN
hassl-4548	18	12	on	on	ADP
hassl-4548	18	13	financial	financial	ADJ
hassl-4548	18	14	distress	distress	NOUN
hassl-4548	18	15	.	.	PUNCT
hassl-4548	19	1	the	the	DET
hassl-4548	19	2	study	study	NOUN
hassl-4548	19	3	comprises	comprise	VERB
hassl-4548	19	4	data	datum	NOUN
hassl-4548	19	5	from	from	ADP
hassl-4548	19	6	23	23	NUM
hassl-4548	19	7	indian	indian	ADJ
hassl-4548	19	8	banks	bank	NOUN
hassl-4548	19	9	and	and	CCONJ
hassl-4548	19	10	represents	represent	VERB
hassl-4548	19	11	the	the	DET
hassl-4548	19	12	indian	indian	ADJ
hassl-4548	19	13	banking	banking	NOUN
hassl-4548	19	14	landscape	landscape	NOUN
hassl-4548	19	15	.	.	PUNCT
hassl-4548	20	1	the	the	DET
hassl-4548	20	2	study	study	NOUN
hassl-4548	20	3	investigates	investigate	VERB
hassl-4548	20	4	the	the	DET
hassl-4548	20	5	effect	effect	NOUN
hassl-4548	20	6	of	of	ADP
hassl-4548	20	7	liquidity	liquidity	NOUN
hassl-4548	20	8	coverage	coverage	NOUN
hassl-4548	20	9	ratio	ratio	NOUN
hassl-4548	20	10	(	(	PUNCT
hassl-4548	20	11	lcr	lcr	NOUN
hassl-4548	20	12	)	)	PUNCT
hassl-4548	20	13	and	and	CCONJ
hassl-4548	20	14	net	net	ADJ
hassl-4548	20	15	stable	stable	ADJ
hassl-4548	20	16	funding	funding	NOUN
hassl-4548	20	17	ratio	ratio	NOUN
hassl-4548	20	18	(	(	PUNCT
hassl-4548	20	19	nsfr	nsfr	ADJ
hassl-4548	20	20	)	)	PUNCT
hassl-4548	20	21	on	on	ADP
hassl-4548	20	22	bank	bank	NOUN
hassl-4548	20	23	stability	stability	NOUN
hassl-4548	20	24	.	.	PUNCT
hassl-4548	21	1	the	the	DET
hassl-4548	21	2	findings	finding	NOUN
hassl-4548	21	3	highlight	highlight	VERB
hassl-4548	21	4	that	that	SCONJ
hassl-4548	21	5	the	the	DET
hassl-4548	21	6	lcr	lcr	NOUN
hassl-4548	21	7	improves	improve	VERB
hassl-4548	21	8	shortterm	shortterm	PROPN
hassl-4548	21	9	liquidity	liquidity	NOUN
hassl-4548	21	10	but	but	CCONJ
hassl-4548	21	11	excessive	excessive	ADJ
hassl-4548	21	12	levels	level	NOUN
hassl-4548	21	13	can	can	AUX
hassl-4548	21	14	increase	increase	VERB
hassl-4548	21	15	bank	bank	NOUN
hassl-4548	21	16	distress	distress	NOUN
hassl-4548	21	17	.	.	PUNCT
hassl-4548	22	1	on	on	ADP
hassl-4548	22	2	the	the	DET
hassl-4548	22	3	other	other	ADJ
hassl-4548	22	4	hand	hand	NOUN
hassl-4548	22	5	,	,	PUNCT
hassl-4548	22	6	nsfr	nsfr	ADV
hassl-4548	22	7	raises	raise	VERB
hassl-4548	22	8	stress	stress	NOUN
hassl-4548	22	9	initially	initially	ADV
hassl-4548	22	10	but	but	CCONJ
hassl-4548	22	11	improves	improve	VERB
hassl-4548	22	12	stability	stability	NOUN
hassl-4548	22	13	and	and	CCONJ
hassl-4548	22	14	reduces	reduce	VERB
hassl-4548	22	15	distress	distress	NOUN
hassl-4548	22	16	beyond	beyond	ADP
hassl-4548	22	17	a	a	DET
hassl-4548	22	18	certain	certain	ADJ
hassl-4548	22	19	limit	limit	NOUN
hassl-4548	22	20	.	.	PUNCT
hassl-4548	23	1	the	the	DET
hassl-4548	23	2	results	result	NOUN
hassl-4548	23	3	show	show	VERB
hassl-4548	23	4	the	the	DET
hassl-4548	23	5	need	need	NOUN
hassl-4548	23	6	to	to	PART
hassl-4548	23	7	balance	balance	VERB
hassl-4548	23	8	short	short	ADJ
hassl-4548	23	9	-	-	PUNCT
hassl-4548	23	10	term	term	NOUN
hassl-4548	23	11	liquidity	liquidity	NOUN
hassl-4548	23	12	with	with	ADP
hassl-4548	23	13	long	long	ADJ
hassl-4548	23	14	-	-	PUNCT
hassl-4548	23	15	term	term	NOUN
hassl-4548	23	16	funding	funding	NOUN
hassl-4548	23	17	stability	stability	NOUN
hassl-4548	23	18	in	in	ADP
hassl-4548	23	19	regulatory	regulatory	ADJ
hassl-4548	23	20	policies	policy	NOUN
hassl-4548	23	21	.	.	PUNCT
hassl-4548	24	1	the	the	DET
hassl-4548	24	2	implications	implication	NOUN
hassl-4548	24	3	of	of	ADP
hassl-4548	24	4	this	this	DET
hassl-4548	24	5	study	study	NOUN
hassl-4548	24	6	contribute	contribute	VERB
hassl-4548	24	7	to	to	ADP
hassl-4548	24	8	risk	risk	NOUN
hassl-4548	24	9	management	management	NOUN
hassl-4548	24	10	strategies	strategy	NOUN
hassl-4548	24	11	and	and	CCONJ
hassl-4548	24	12	better	well	ADJ
hassl-4548	24	13	decision	decision	NOUN
hassl-4548	24	14	-	-	PUNCT
hassl-4548	24	15	making	making	NOUN
hassl-4548	24	16	within	within	ADP
hassl-4548	24	17	the	the	DET
hassl-4548	24	18	baking	baking	NOUN
hassl-4548	24	19	sector	sector	NOUN
hassl-4548	24	20	.	.	PUNCT
hassl-4548	25	1	this	this	DET
hassl-4548	25	2	study	study	NOUN
hassl-4548	25	3	proposes	propose	VERB
hassl-4548	25	4	significant	significant	ADJ
hassl-4548	25	5	insights	insight	NOUN
hassl-4548	25	6	to	to	ADP
hassl-4548	25	7	the	the	DET
hassl-4548	25	8	banks	bank	NOUN
hassl-4548	25	9	,	,	PUNCT
hassl-4548	25	10	policymakers	policymaker	NOUN
hassl-4548	25	11	,	,	PUNCT
hassl-4548	25	12	regulators	regulator	NOUN
hassl-4548	25	13	and	and	CCONJ
hassl-4548	25	14	various	various	ADJ
hassl-4548	25	15	banking	banking	NOUN
hassl-4548	25	16	institutions	institution	NOUN
hassl-4548	25	17	.	.	PUNCT
hassl-4548	26	1	contribution	contribution	NOUN
hassl-4548	26	2	/	/	SYM
hassl-4548	26	3	originality	originality	NOUN
hassl-4548	26	4	:	:	PUNCT
hassl-4548	26	5	the	the	DET
hassl-4548	26	6	study	study	NOUN
hassl-4548	26	7	excludes	exclude	VERB
hassl-4548	26	8	the	the	DET
hassl-4548	26	9	qualitative	qualitative	ADJ
hassl-4548	26	10	factors	factor	NOUN
hassl-4548	26	11	that	that	PRON
hassl-4548	26	12	can	can	AUX
hassl-4548	26	13	impact	impact	VERB
hassl-4548	26	14	liquidity	liquidity	NOUN
hassl-4548	26	15	and	and	CCONJ
hassl-4548	26	16	financial	financial	ADJ
hassl-4548	26	17	distress	distress	NOUN
hassl-4548	26	18	.	.	PUNCT
hassl-4548	27	1	the	the	DET
hassl-4548	27	2	meticulous	meticulous	ADJ
hassl-4548	27	3	analysis	analysis	NOUN
hassl-4548	27	4	of	of	ADP
hassl-4548	27	5	how	how	SCONJ
hassl-4548	27	6	the	the	DET
hassl-4548	27	7	impacts	impact	NOUN
hassl-4548	27	8	of	of	ADP
hassl-4548	27	9	lcr	lcr	NOUN
hassl-4548	27	10	and	and	CCONJ
hassl-4548	27	11	nsfr	nsfr	ADJ
hassl-4548	27	12	on	on	ADP
hassl-4548	27	13	bank	bank	NOUN
hassl-4548	27	14	stability	stability	NOUN
hassl-4548	27	15	,	,	PUNCT
hassl-4548	27	16	understanding	understanding	NOUN
hassl-4548	27	17	of	of	ADP
hassl-4548	27	18	regulatory	regulatory	ADJ
hassl-4548	27	19	measures	measure	NOUN
hassl-4548	27	20	'	'	PART
hassl-4548	27	21	long	long	ADJ
hassl-4548	27	22	-	-	PUNCT
hassl-4548	27	23	term	term	NOUN
hassl-4548	27	24	effects	effect	NOUN
hassl-4548	27	25	on	on	ADP
hassl-4548	27	26	financial	financial	ADJ
hassl-4548	27	27	distress	distress	NOUN
hassl-4548	27	28	,	,	PUNCT
hassl-4548	27	29	and	and	CCONJ
hassl-4548	27	30	enhancing	enhance	VERB
hassl-4548	27	31	the	the	DET
hassl-4548	27	32	understanding	understanding	NOUN
hassl-4548	27	33	to	to	PART
hassl-4548	27	34	strengthen	strengthen	VERB
hassl-4548	27	35	the	the	DET
hassl-4548	27	36	indian	indian	ADJ
hassl-4548	27	37	banking	banking	NOUN
hassl-4548	27	38	sector	sector	NOUN
hassl-4548	27	39	contribute	contribute	VERB
hassl-4548	27	40	to	to	ADP
hassl-4548	27	41	the	the	DET
hassl-4548	27	42	originality	originality	NOUN
hassl-4548	27	43	of	of	ADP
hassl-4548	27	44	this	this	DET
hassl-4548	27	45	study	study	NOUN
hassl-4548	27	46	.	.	PUNCT
hassl-4548	28	1	1	1	X
hassl-4548	28	2	.	.	X
hassl-4548	28	3	introduction	introduction	NOUN
hassl-4548	28	4	the	the	DET
hassl-4548	28	5	indian	indian	ADJ
hassl-4548	28	6	banking	banking	NOUN
hassl-4548	28	7	industry	industry	NOUN
hassl-4548	28	8	is	be	AUX
hassl-4548	28	9	critical	critical	ADJ
hassl-4548	28	10	to	to	ADP
hassl-4548	28	11	the	the	DET
hassl-4548	28	12	country	country	NOUN
hassl-4548	28	13	's	's	PART
hassl-4548	28	14	economy	economy	NOUN
hassl-4548	28	15	,	,	PUNCT
hassl-4548	28	16	providing	provide	VERB
hassl-4548	28	17	a	a	DET
hassl-4548	28	18	foundation	foundation	NOUN
hassl-4548	28	19	for	for	ADP
hassl-4548	28	20	financial	financial	ADJ
hassl-4548	28	21	stability	stability	NOUN
hassl-4548	28	22	and	and	CCONJ
hassl-4548	28	23	prosperity	prosperity	NOUN
hassl-4548	28	24	.	.	PUNCT
hassl-4548	29	1	bank	bank	NOUN
hassl-4548	29	2	failures	failure	NOUN
hassl-4548	29	3	,	,	PUNCT
hassl-4548	29	4	often	often	ADV
hassl-4548	29	5	more	more	ADV
hassl-4548	29	6	costly	costly	ADJ
hassl-4548	29	7	to	to	PART
hassl-4548	29	8	resolve	resolve	VERB
hassl-4548	29	9	than	than	ADP
hassl-4548	29	10	non	non	ADJ
hassl-4548	29	11	-	-	ADJ
hassl-4548	29	12	bank	bank	ADJ
hassl-4548	29	13	failures	failure	NOUN
hassl-4548	29	14	can	can	AUX
hassl-4548	29	15	substantially	substantially	ADV
hassl-4548	29	16	impact	impact	VERB
hassl-4548	29	17	important	important	ADJ
hassl-4548	29	18	stakeholders	stakeholder	NOUN
hassl-4548	29	19	,	,	PUNCT
hassl-4548	29	20	including	include	VERB
hassl-4548	29	21	taxpayers	taxpayer	NOUN
hassl-4548	29	22	(	(	PUNCT
hassl-4548	29	23	el	el	PROPN
hassl-4548	29	24	diri	diri	PROPN
hassl-4548	29	25	,	,	PUNCT
hassl-4548	29	26	king	king	NOUN
hassl-4548	29	27	,	,	PUNCT
hassl-4548	29	28	spokeviciute	spokeviciute	NOUN
hassl-4548	29	29	,	,	PUNCT
hassl-4548	29	30	&	&	CCONJ
hassl-4548	29	31	williams	williams	PROPN
hassl-4548	29	32	,	,	PUNCT
hassl-4548	29	33	2021	2021	NUM
hassl-4548	29	34	)	)	PUNCT
hassl-4548	29	35	.	.	PUNCT
hassl-4548	30	1	the	the	DET
hassl-4548	30	2	risk	risk	NOUN
hassl-4548	30	3	of	of	ADP
hassl-4548	30	4	bank	bank	NOUN
hassl-4548	30	5	failure	failure	NOUN
hassl-4548	30	6	poses	pose	VERB
hassl-4548	30	7	significant	significant	ADJ
hassl-4548	30	8	economic	economic	ADJ
hassl-4548	30	9	costs	cost	NOUN
hassl-4548	30	10	and	and	CCONJ
hassl-4548	30	11	societal	societal	ADJ
hassl-4548	30	12	burdens	burden	NOUN
hassl-4548	30	13	globally	globally	ADV
hassl-4548	30	14	impacting	impact	VERB
hassl-4548	30	15	the	the	DET
hassl-4548	30	16	economic	economic	ADJ
hassl-4548	30	17	performance	performance	NOUN
hassl-4548	30	18	of	of	ADP
hassl-4548	30	19	nations	nation	NOUN
hassl-4548	30	20	and	and	CCONJ
hassl-4548	30	21	potentially	potentially	ADV
hassl-4548	30	22	jeopardizing	jeopardize	VERB
hassl-4548	30	23	domestic	domestic	ADJ
hassl-4548	30	24	and	and	CCONJ
hassl-4548	30	25	global	global	ADJ
hassl-4548	30	26	economies	economy	NOUN
hassl-4548	30	27	(	(	PUNCT
hassl-4548	30	28	sharma	sharma	PROPN
hassl-4548	30	29	,	,	PUNCT
hassl-4548	30	30	2013	2013	NUM
hassl-4548	30	31	)	)	PUNCT
hassl-4548	30	32	.	.	PUNCT
hassl-4548	31	1	the	the	DET
hassl-4548	31	2	banking	banking	NOUN
hassl-4548	31	3	sector	sector	NOUN
hassl-4548	31	4	in	in	ADP
hassl-4548	31	5	india	india	PROPN
hassl-4548	31	6	faces	face	VERB
hassl-4548	31	7	bankruptcy	bankruptcy	NOUN
hassl-4548	31	8	risk	risk	NOUN
hassl-4548	31	9	due	due	ADP
hassl-4548	31	10	to	to	ADP
hassl-4548	31	11	the	the	DET
hassl-4548	31	12	unique	unique	ADJ
hassl-4548	31	13	characteristics	characteristic	NOUN
hassl-4548	31	14	of	of	ADP
hassl-4548	31	15	the	the	DET
hassl-4548	31	16	sector	sector	NOUN
hassl-4548	31	17	including	include	VERB
hassl-4548	31	18	regulatory	regulatory	ADJ
hassl-4548	31	19	frameworks	framework	NOUN
hassl-4548	31	20	,	,	PUNCT
hassl-4548	31	21	market	market	NOUN
hassl-4548	31	22	structures	structure	NOUN
hassl-4548	31	23	,	,	PUNCT
hassl-4548	31	24	and	and	CCONJ
hassl-4548	31	25	economic	economic	ADJ
hassl-4548	31	26	conditions	condition	NOUN
hassl-4548	31	27	(	(	PUNCT
hassl-4548	31	28	das	das	PROPN
hassl-4548	31	29	et	et	PROPN
hassl-4548	31	30	al	al	PROPN
hassl-4548	31	31	.	.	PROPN
hassl-4548	31	32	,	,	PUNCT
hassl-4548	31	33	2020	2020	NUM
hassl-4548	31	34	)	)	PUNCT
hassl-4548	31	35	.	.	PUNCT
hassl-4548	32	1	the	the	DET
hassl-4548	32	2	indian	indian	PROPN
hassl-4548	32	3	banking	banking	NOUN
hassl-4548	32	4	scenario	scenario	NOUN
hassl-4548	32	5	has	have	AUX
hassl-4548	32	6	faced	face	VERB
hassl-4548	32	7	intense	intense	ADJ
hassl-4548	32	8	transformations	transformation	NOUN
hassl-4548	32	9	due	due	ADJ
hassl-4548	32	10	to	to	ADP
hassl-4548	32	11	global	global	ADJ
hassl-4548	32	12	and	and	CCONJ
hassl-4548	32	13	humanities	humanity	NOUN
hassl-4548	32	14	and	and	CCONJ
hassl-4548	32	15	social	social	ADJ
hassl-4548	32	16	sciences	science	NOUN
hassl-4548	32	17	letters	letter	NOUN
hassl-4548	32	18	2026	2026	NUM
hassl-4548	32	19	vol	vol	NOUN
hassl-4548	32	20	.	.	PROPN
hassl-4548	33	1	14	14	NUM
hassl-4548	33	2	,	,	PUNCT
hassl-4548	33	3	no	no	INTJ
hassl-4548	33	4	.	.	NOUN
hassl-4548	33	5	1	1	NUM
hassl-4548	33	6	,	,	PUNCT
hassl-4548	33	7	pp	pp	ADJ
hassl-4548	33	8	.	.	PUNCT
hassl-4548	34	1	44	44	NUM
hassl-4548	34	2	-	-	SYM
hassl-4548	34	3	58	58	NUM
hassl-4548	34	4	issn(e	issn(e	NOUN
hassl-4548	34	5	):	):	PUNCT
hassl-4548	34	6	2312	2312	NUM
hassl-4548	34	7	-	-	SYM
hassl-4548	34	8	4318	4318	NUM
hassl-4548	34	9	issn(p	issn(p	NUM
hassl-4548	34	10	):	):	PUNCT
hassl-4548	34	11	2312	2312	NUM
hassl-4548	34	12	-	-	SYM
hassl-4548	34	13	5659	5659	NUM
hassl-4548	34	14	doi	doi	NOUN
hassl-4548	34	15	:	:	PUNCT
hassl-4548	34	16	10.18488/73.v14i1.4548	10.18488/73.v14i1.4548	NOUN
hassl-4548	34	17	©	©	ADP
hassl-4548	34	18	2026	2026	NUM
hassl-4548	34	19	conscientia	conscientia	PROPN
hassl-4548	34	20	beam	beam	PROPN
hassl-4548	34	21	.	.	PUNCT
hassl-4548	35	1	all	all	DET
hassl-4548	35	2	rights	right	NOUN
hassl-4548	35	3	reserved	reserve	VERB
hassl-4548	35	4	.	.	PUNCT
hassl-4548	36	1	mailto:sanchal@priyadarshinimba.com	mailto:sanchal@priyadarshinimba.com	X
hassl-4548	37	1	mailto:jagjeevan24288@yahoo.co.in	mailto:jagjeevan24288@yahoo.co.in	PROPN
hassl-4548	37	2	mailto:krishnasgdas@gmail.com	mailto:krishnasgdas@gmail.com	X
hassl-4548	38	1	mailto:director_academics@siu.edu.in	mailto:director_academics@siu.edu.in	PROPN
hassl-4548	38	2	mailto:nehaparashar10@gmail.com	mailto:nehaparashar10@gmail.com	PUNCT
hassl-4548	38	3	https://orcid.org/0000-0002-7342-7465	https://orcid.org/0000-0002-7342-7465	ADV
hassl-4548	39	1	https://orcid.org/0000-0002-1696-650x	https://orcid.org/0000-0002-1696-650x	PROPN
hassl-4548	39	2	https://orcid.org/0000-0001-6766-8708	https://orcid.org/0000-0001-6766-8708	VERB
hassl-4548	39	3	https://orcid.org/0000-0003-2308-5951	https://orcid.org/0000-0003-2308-5951	ADJ
hassl-4548	39	4	https://www.doi.org/10.18488/73.v14i1.4548	https://www.doi.org/10.18488/73.v14i1.4548	NOUN
hassl-4548	39	5	humanities	humanity	NOUN
hassl-4548	39	6	and	and	CCONJ
hassl-4548	39	7	social	social	ADJ
hassl-4548	39	8	sciences	science	NOUN
hassl-4548	39	9	letters	letter	NOUN
hassl-4548	39	10	,	,	PUNCT
hassl-4548	39	11	2025	2025	NUM
hassl-4548	39	12	,	,	PUNCT
hassl-4548	39	13	14(1	14(1	NUM
hassl-4548	39	14	):	):	PUNCT
hassl-4548	39	15	44	44	NUM
hassl-4548	39	16	-	-	SYM
hassl-4548	39	17	58	58	NUM
hassl-4548	39	18	45	45	NUM
hassl-4548	39	19	©	©	PROPN
hassl-4548	39	20	2026	2026	NUM
hassl-4548	39	21	conscientia	conscientia	PROPN
hassl-4548	39	22	beam	beam	PROPN
hassl-4548	39	23	.	.	PUNCT
hassl-4548	40	1	all	all	DET
hassl-4548	40	2	rights	right	NOUN
hassl-4548	40	3	reserved	reserve	VERB
hassl-4548	40	4	.	.	PUNCT
hassl-4548	41	1	domestic	domestic	ADJ
hassl-4548	41	2	factors	factor	NOUN
hassl-4548	41	3	.	.	PUNCT
hassl-4548	42	1	banking	banking	NOUN
hassl-4548	42	2	operations	operation	NOUN
hassl-4548	42	3	are	be	AUX
hassl-4548	42	4	impacted	impact	VERB
hassl-4548	42	5	by	by	ADP
hassl-4548	42	6	economic	economic	ADJ
hassl-4548	42	7	uncertainty	uncertainty	NOUN
hassl-4548	42	8	with	with	ADP
hassl-4548	42	9	technological	technological	ADJ
hassl-4548	42	10	advancements	advancement	NOUN
hassl-4548	42	11	,	,	PUNCT
hassl-4548	42	12	regulatory	regulatory	ADJ
hassl-4548	42	13	norms	norm	NOUN
hassl-4548	42	14	and	and	CCONJ
hassl-4548	42	15	continuously	continuously	ADV
hassl-4548	42	16	changing	change	VERB
hassl-4548	42	17	customer	customer	NOUN
hassl-4548	42	18	preferences	preference	NOUN
hassl-4548	42	19	.	.	PUNCT
hassl-4548	43	1	it	it	PRON
hassl-4548	43	2	is	be	AUX
hassl-4548	43	3	a	a	DET
hassl-4548	43	4	great	great	ADJ
hassl-4548	43	5	challenge	challenge	NOUN
hassl-4548	43	6	to	to	PART
hassl-4548	43	7	monitor	monitor	VERB
hassl-4548	43	8	the	the	DET
hassl-4548	43	9	financial	financial	ADJ
hassl-4548	43	10	health	health	NOUN
hassl-4548	43	11	of	of	ADP
hassl-4548	43	12	a	a	DET
hassl-4548	43	13	financial	financial	ADJ
hassl-4548	43	14	institution	institution	NOUN
hassl-4548	43	15	.	.	PUNCT
hassl-4548	44	1	bank	bank	NOUN
hassl-4548	44	2	regulators	regulator	NOUN
hassl-4548	44	3	must	must	AUX
hassl-4548	44	4	forecast	forecast	VERB
hassl-4548	44	5	financial	financial	ADJ
hassl-4548	44	6	distress	distress	NOUN
hassl-4548	44	7	accurately	accurately	ADV
hassl-4548	44	8	to	to	PART
hassl-4548	44	9	mitigate	mitigate	VERB
hassl-4548	44	10	the	the	DET
hassl-4548	44	11	risk	risk	NOUN
hassl-4548	44	12	,	,	PUNCT
hassl-4548	44	13	reduce	reduce	VERB
hassl-4548	44	14	financial	financial	ADJ
hassl-4548	44	15	loss	loss	NOUN
hassl-4548	44	16	,	,	PUNCT
hassl-4548	44	17	and	and	CCONJ
hassl-4548	44	18	take	take	VERB
hassl-4548	44	19	the	the	DET
hassl-4548	44	20	necessary	necessary	ADJ
hassl-4548	44	21	actions	action	NOUN
hassl-4548	44	22	.	.	PUNCT
hassl-4548	45	1	this	this	PRON
hassl-4548	45	2	also	also	ADV
hassl-4548	45	3	helps	help	VERB
hassl-4548	45	4	improve	improve	VERB
hassl-4548	45	5	the	the	DET
hassl-4548	45	6	resource	resource	NOUN
hassl-4548	45	7	allocation	allocation	NOUN
hassl-4548	45	8	parameter	parameter	NOUN
hassl-4548	45	9	,	,	PUNCT
hassl-4548	45	10	manage	manage	VERB
hassl-4548	45	11	resources	resource	NOUN
hassl-4548	45	12	effectively	effectively	ADV
hassl-4548	45	13	and	and	CCONJ
hassl-4548	45	14	focus	focus	VERB
hassl-4548	45	15	on	on	ADP
hassl-4548	45	16	instant	instant	ADJ
hassl-4548	45	17	bank	bank	NOUN
hassl-4548	45	18	evaluation	evaluation	NOUN
hassl-4548	45	19	(	(	PUNCT
hassl-4548	45	20	flannery	flannery	PROPN
hassl-4548	45	21	,	,	PUNCT
hassl-4548	45	22	1998	1998	NUM
hassl-4548	45	23	)	)	PUNCT
hassl-4548	45	24	.	.	PUNCT
hassl-4548	46	1	after	after	ADP
hassl-4548	46	2	the	the	DET
hassl-4548	46	3	worldwide	worldwide	ADJ
hassl-4548	46	4	financial	financial	ADJ
hassl-4548	46	5	crisis	crisis	NOUN
hassl-4548	46	6	in	in	ADP
hassl-4548	46	7	2008	2008	NUM
hassl-4548	46	8	,	,	PUNCT
hassl-4548	46	9	the	the	DET
hassl-4548	46	10	curiosity	curiosity	NOUN
hassl-4548	46	11	to	to	PART
hassl-4548	46	12	understand	understand	VERB
hassl-4548	46	13	the	the	DET
hassl-4548	46	14	reasons	reason	NOUN
hassl-4548	46	15	and	and	CCONJ
hassl-4548	46	16	aspects	aspect	NOUN
hassl-4548	46	17	that	that	PRON
hassl-4548	46	18	led	lead	VERB
hassl-4548	46	19	to	to	ADP
hassl-4548	46	20	financial	financial	ADJ
hassl-4548	46	21	distress	distress	NOUN
hassl-4548	46	22	in	in	ADP
hassl-4548	46	23	banks	bank	NOUN
hassl-4548	46	24	has	have	AUX
hassl-4548	46	25	risen	rise	VERB
hassl-4548	46	26	.	.	PUNCT
hassl-4548	47	1	advanced	advanced	ADJ
hassl-4548	47	2	warning	warning	NOUN
hassl-4548	47	3	technologies	technology	NOUN
hassl-4548	47	4	have	have	AUX
hassl-4548	47	5	been	be	AUX
hassl-4548	47	6	developed	develop	VERB
hassl-4548	47	7	to	to	PART
hassl-4548	47	8	detect	detect	VERB
hassl-4548	47	9	financial	financial	ADJ
hassl-4548	47	10	distress	distress	NOUN
hassl-4548	47	11	,	,	PUNCT
hassl-4548	47	12	raise	raise	VERB
hassl-4548	47	13	the	the	DET
hassl-4548	47	14	alarm	alarm	NOUN
hassl-4548	47	15	to	to	ADP
hassl-4548	47	16	the	the	DET
hassl-4548	47	17	concerned	concerned	ADJ
hassl-4548	47	18	authorities	authority	NOUN
hassl-4548	47	19	,	,	PUNCT
hassl-4548	47	20	and	and	CCONJ
hassl-4548	47	21	avoid	avoid	VERB
hassl-4548	47	22	any	any	DET
hassl-4548	47	23	financial	financial	ADJ
hassl-4548	47	24	crisis	crisis	NOUN
hassl-4548	47	25	-	-	PUNCT
hassl-4548	47	26	like	like	ADJ
hassl-4548	47	27	situations	situation	NOUN
hassl-4548	47	28	(	(	PUNCT
hassl-4548	47	29	soenen	soenen	NOUN
hassl-4548	47	30	&	&	CCONJ
hassl-4548	47	31	vander	vander	PROPN
hassl-4548	47	32	vennet	vennet	PROPN
hassl-4548	47	33	,	,	PUNCT
hassl-4548	47	34	2022	2022	NUM
hassl-4548	47	35	)	)	PUNCT
hassl-4548	47	36	.	.	PUNCT
hassl-4548	48	1	traditional	traditional	ADJ
hassl-4548	48	2	forecasting	forecasting	NOUN
hassl-4548	48	3	models	model	NOUN
hassl-4548	48	4	use	use	VERB
hassl-4548	48	5	accounting	accounting	NOUN
hassl-4548	48	6	data	datum	NOUN
hassl-4548	48	7	from	from	ADP
hassl-4548	48	8	past	past	ADJ
hassl-4548	48	9	information	information	NOUN
hassl-4548	48	10	which	which	PRON
hassl-4548	48	11	is	be	AUX
hassl-4548	48	12	not	not	PART
hassl-4548	48	13	relevant	relevant	ADJ
hassl-4548	48	14	in	in	ADP
hassl-4548	48	15	the	the	DET
hassl-4548	48	16	current	current	ADJ
hassl-4548	48	17	times	time	NOUN
hassl-4548	48	18	as	as	SCONJ
hassl-4548	48	19	they	they	PRON
hassl-4548	48	20	may	may	AUX
hassl-4548	48	21	not	not	PART
hassl-4548	48	22	forecast	forecast	VERB
hassl-4548	48	23	the	the	DET
hassl-4548	48	24	future	future	ADJ
hassl-4548	48	25	trend	trend	NOUN
hassl-4548	48	26	(	(	PUNCT
hassl-4548	48	27	agarwal	agarwal	PROPN
hassl-4548	48	28	&	&	CCONJ
hassl-4548	48	29	taffler	taffler	PROPN
hassl-4548	48	30	,	,	PUNCT
hassl-4548	48	31	2008	2008	NUM
hassl-4548	48	32	)	)	PUNCT
hassl-4548	48	33	.	.	PUNCT
hassl-4548	49	1	the	the	DET
hassl-4548	49	2	financial	financial	ADJ
hassl-4548	49	3	health	health	NOUN
hassl-4548	49	4	of	of	ADP
hassl-4548	49	5	banks	bank	NOUN
hassl-4548	49	6	and	and	CCONJ
hassl-4548	49	7	forecasting	forecasting	NOUN
hassl-4548	49	8	accuracy	accuracy	NOUN
hassl-4548	49	9	can	can	AUX
hassl-4548	49	10	be	be	AUX
hassl-4548	49	11	developed	develop	VERB
hassl-4548	49	12	by	by	ADP
hassl-4548	49	13	considering	consider	VERB
hassl-4548	49	14	the	the	DET
hassl-4548	49	15	microeconomic	microeconomic	ADJ
hassl-4548	49	16	indicators	indicator	NOUN
hassl-4548	49	17	,	,	PUNCT
hassl-4548	49	18	market	market	NOUN
hassl-4548	49	19	information	information	NOUN
hassl-4548	49	20	,	,	PUNCT
hassl-4548	49	21	and	and	CCONJ
hassl-4548	49	22	nonfinancial	nonfinancial	ADJ
hassl-4548	49	23	factors	factor	NOUN
hassl-4548	49	24	(	(	PUNCT
hassl-4548	49	25	flannery	flannery	PROPN
hassl-4548	49	26	&	&	CCONJ
hassl-4548	49	27	bliss	bliss	PROPN
hassl-4548	49	28	,	,	PUNCT
hassl-4548	49	29	2019	2019	NUM
hassl-4548	49	30	)	)	PUNCT
hassl-4548	49	31	.	.	PUNCT
hassl-4548	50	1	a	a	DET
hassl-4548	50	2	study	study	NOUN
hassl-4548	50	3	noted	note	VERB
hassl-4548	50	4	the	the	DET
hassl-4548	50	5	macroeconomic	macroeconomic	ADJ
hassl-4548	50	6	factors	factor	NOUN
hassl-4548	50	7	and	and	CCONJ
hassl-4548	50	8	market	market	NOUN
hassl-4548	50	9	details	detail	NOUN
hassl-4548	50	10	(	(	PUNCT
hassl-4548	50	11	männasoo	männasoo	PROPN
hassl-4548	50	12	&	&	CCONJ
hassl-4548	50	13	mayes	mayes	PROPN
hassl-4548	50	14	,	,	PUNCT
hassl-4548	50	15	2009	2009	NUM
hassl-4548	50	16	)	)	PUNCT
hassl-4548	50	17	reflecting	reflect	VERB
hassl-4548	50	18	less	less	ADJ
hassl-4548	50	19	information	information	NOUN
hassl-4548	50	20	on	on	ADP
hassl-4548	50	21	how	how	SCONJ
hassl-4548	50	22	non	non	ADJ
hassl-4548	50	23	-	-	ADJ
hassl-4548	50	24	financial	financial	ADJ
hassl-4548	50	25	factors	factor	NOUN
hassl-4548	50	26	impact	impact	VERB
hassl-4548	50	27	the	the	DET
hassl-4548	50	28	bank	bank	NOUN
hassl-4548	50	29	default	default	NOUN
hassl-4548	50	30	risk	risk	NOUN
hassl-4548	50	31	(	(	PUNCT
hassl-4548	50	32	chiaramonte	chiaramonte	PROPN
hassl-4548	50	33	&	&	CCONJ
hassl-4548	50	34	casu	casu	PROPN
hassl-4548	50	35	,	,	PUNCT
hassl-4548	50	36	2017	2017	NUM
hassl-4548	50	37	)	)	PUNCT
hassl-4548	50	38	.	.	PUNCT
hassl-4548	51	1	hence	hence	ADV
hassl-4548	51	2	,	,	PUNCT
hassl-4548	51	3	this	this	DET
hassl-4548	51	4	study	study	NOUN
hassl-4548	51	5	examines	examine	VERB
hassl-4548	51	6	how	how	SCONJ
hassl-4548	51	7	liquidity	liquidity	NOUN
hassl-4548	51	8	can	can	AUX
hassl-4548	51	9	predict	predict	VERB
hassl-4548	51	10	financial	financial	ADJ
hassl-4548	51	11	distress	distress	NOUN
hassl-4548	51	12	in	in	ADP
hassl-4548	51	13	banks	bank	NOUN
hassl-4548	51	14	.	.	PUNCT
hassl-4548	52	1	the	the	DET
hassl-4548	52	2	basel	basel	PROPN
hassl-4548	52	3	committee	committee	PROPN
hassl-4548	52	4	on	on	ADP
hassl-4548	52	5	banking	banking	NOUN
hassl-4548	52	6	supervision	supervision	NOUN
hassl-4548	52	7	(	(	PUNCT
hassl-4548	52	8	bcbs	bcbs	PROPN
hassl-4548	52	9	)	)	PUNCT
hassl-4548	52	10	was	be	AUX
hassl-4548	52	11	set	set	VERB
hassl-4548	52	12	up	up	ADP
hassl-4548	52	13	in	in	ADP
hassl-4548	52	14	1974	1974	NUM
hassl-4548	52	15	.	.	PUNCT
hassl-4548	53	1	it	it	PRON
hassl-4548	53	2	aims	aim	VERB
hassl-4548	53	3	to	to	PART
hassl-4548	53	4	maintain	maintain	VERB
hassl-4548	53	5	the	the	DET
hassl-4548	53	6	financial	financial	ADJ
hassl-4548	53	7	stability	stability	NOUN
hassl-4548	53	8	of	of	ADP
hassl-4548	53	9	banks	bank	NOUN
hassl-4548	53	10	worldwide	worldwide	ADV
hassl-4548	53	11	for	for	ADP
hassl-4548	53	12	over	over	ADP
hassl-4548	53	13	fifty	fifty	NUM
hassl-4548	53	14	years	year	NOUN
hassl-4548	53	15	.	.	PUNCT
hassl-4548	54	1	bcbs	bcbs	PROPN
hassl-4548	54	2	has	have	AUX
hassl-4548	54	3	formulated	formulate	VERB
hassl-4548	54	4	policies	policy	NOUN
hassl-4548	54	5	and	and	CCONJ
hassl-4548	54	6	regulations	regulation	NOUN
hassl-4548	54	7	that	that	PRON
hassl-4548	54	8	improve	improve	VERB
hassl-4548	54	9	global	global	ADJ
hassl-4548	54	10	banking	banking	NOUN
hassl-4548	54	11	systems	system	NOUN
hassl-4548	54	12	.	.	PUNCT
hassl-4548	55	1	the	the	DET
hassl-4548	55	2	financial	financial	ADJ
hassl-4548	55	3	crisis	crisis	NOUN
hassl-4548	55	4	of	of	ADP
hassl-4548	55	5	2007	2007	NUM
hassl-4548	55	6	-	-	SYM
hassl-4548	55	7	09	09	NUM
hassl-4548	55	8	was	be	AUX
hassl-4548	55	9	caused	cause	VERB
hassl-4548	55	10	by	by	ADP
hassl-4548	55	11	excessive	excessive	ADJ
hassl-4548	55	12	borrowings	borrowing	NOUN
hassl-4548	55	13	,	,	PUNCT
hassl-4548	55	14	poor	poor	ADJ
hassl-4548	55	15	governance	governance	NOUN
hassl-4548	55	16	,	,	PUNCT
hassl-4548	55	17	lack	lack	NOUN
hassl-4548	55	18	of	of	ADP
hassl-4548	55	19	risk	risk	NOUN
hassl-4548	55	20	management	management	NOUN
hassl-4548	55	21	strategies	strategy	NOUN
hassl-4548	55	22	,	,	PUNCT
hassl-4548	55	23	and	and	CCONJ
hassl-4548	55	24	inadequate	inadequate	ADJ
hassl-4548	55	25	liquidity	liquidity	NOUN
hassl-4548	55	26	,	,	PUNCT
hassl-4548	55	27	after	after	ADP
hassl-4548	55	28	which	which	PRON
hassl-4548	55	29	the	the	DET
hassl-4548	55	30	basel	basel	PROPN
hassl-4548	55	31	iii	iii	PROPN
hassl-4548	55	32	framework	framework	NOUN
hassl-4548	55	33	was	be	AUX
hassl-4548	55	34	introduced	introduce	VERB
hassl-4548	55	35	.	.	PUNCT
hassl-4548	56	1	therefore	therefore	ADV
hassl-4548	56	2	,	,	PUNCT
hassl-4548	56	3	the	the	DET
hassl-4548	56	4	basel	basel	PROPN
hassl-4548	56	5	iii	iii	PROPN
hassl-4548	56	6	norms	norm	NOUN
hassl-4548	56	7	focus	focus	VERB
hassl-4548	56	8	on	on	ADP
hassl-4548	56	9	liquidity	liquidity	NOUN
hassl-4548	56	10	risk	risk	NOUN
hassl-4548	56	11	(	(	PUNCT
hassl-4548	56	12	lr	lr	NOUN
hassl-4548	56	13	)	)	PUNCT
hassl-4548	56	14	management	management	NOUN
hassl-4548	56	15	to	to	PART
hassl-4548	56	16	support	support	VERB
hassl-4548	56	17	the	the	DET
hassl-4548	56	18	banking	banking	NOUN
hassl-4548	56	19	system	system	NOUN
hassl-4548	56	20	.	.	PUNCT
hassl-4548	57	1	these	these	DET
hassl-4548	57	2	norms	norm	NOUN
hassl-4548	57	3	have	have	AUX
hassl-4548	57	4	introduced	introduce	VERB
hassl-4548	57	5	the	the	DET
hassl-4548	57	6	key	key	ADJ
hassl-4548	57	7	measures	measure	NOUN
hassl-4548	57	8	which	which	PRON
hassl-4548	57	9	are	be	AUX
hassl-4548	57	10	the	the	DET
hassl-4548	57	11	liquidity	liquidity	NOUN
hassl-4548	57	12	coverage	coverage	NOUN
hassl-4548	57	13	ratio	ratio	NOUN
hassl-4548	57	14	(	(	PUNCT
hassl-4548	57	15	lcr	lcr	NOUN
hassl-4548	57	16	)	)	PUNCT
hassl-4548	57	17	and	and	CCONJ
hassl-4548	57	18	net	net	ADJ
hassl-4548	57	19	stable	stable	ADJ
hassl-4548	57	20	funding	funding	NOUN
hassl-4548	57	21	ratio	ratio	NOUN
hassl-4548	57	22	(	(	PUNCT
hassl-4548	57	23	nsfr	nsfr	ADJ
hassl-4548	57	24	)	)	PUNCT
hassl-4548	57	25	,	,	PUNCT
hassl-4548	57	26	which	which	PRON
hassl-4548	57	27	evaluate	evaluate	VERB
hassl-4548	57	28	the	the	DET
hassl-4548	57	29	liquidity	liquidity	NOUN
hassl-4548	57	30	and	and	CCONJ
hassl-4548	57	31	enhance	enhance	VERB
hassl-4548	57	32	the	the	DET
hassl-4548	57	33	lr	lr	NOUN
hassl-4548	57	34	management	management	NOUN
hassl-4548	57	35	in	in	ADP
hassl-4548	57	36	the	the	DET
hassl-4548	57	37	banks	bank	NOUN
hassl-4548	57	38	(	(	PUNCT
hassl-4548	57	39	pinto	pinto	NOUN
hassl-4548	57	40	,	,	PUNCT
hassl-4548	57	41	rastogi	rastogi	ADV
hassl-4548	57	42	,	,	PUNCT
hassl-4548	57	43	&	&	CCONJ
hassl-4548	57	44	agarwal	agarwal	PROPN
hassl-4548	57	45	,	,	PUNCT
hassl-4548	57	46	2024	2024	NUM
hassl-4548	57	47	)	)	PUNCT
hassl-4548	57	48	.	.	PUNCT
hassl-4548	58	1	financial	financial	ADJ
hassl-4548	58	2	distress	distress	NOUN
hassl-4548	58	3	is	be	AUX
hassl-4548	58	4	a	a	DET
hassl-4548	58	5	complex	complex	ADJ
hassl-4548	58	6	issue	issue	NOUN
hassl-4548	58	7	(	(	PUNCT
hassl-4548	58	8	kebede	kebede	PROPN
hassl-4548	58	9	,	,	PUNCT
hassl-4548	58	10	tesfaye	tesfaye	PROPN
hassl-4548	58	11	,	,	PUNCT
hassl-4548	58	12	&	&	CCONJ
hassl-4548	58	13	erana	erana	PROPN
hassl-4548	58	14	,	,	PUNCT
hassl-4548	58	15	2024	2024	NUM
hassl-4548	58	16	)	)	PUNCT
hassl-4548	58	17	.	.	PUNCT
hassl-4548	59	1	financial	financial	ADJ
hassl-4548	59	2	distress	distress	NOUN
hassl-4548	59	3	is	be	AUX
hassl-4548	59	4	the	the	DET
hassl-4548	59	5	bank	bank	NOUN
hassl-4548	59	6	’s	’s	PART
hassl-4548	59	7	failure	failure	NOUN
hassl-4548	59	8	to	to	PART
hassl-4548	59	9	fulfil	fulfil	VERB
hassl-4548	59	10	its	its	PRON
hassl-4548	59	11	financial	financial	ADJ
hassl-4548	59	12	responsibilities	responsibility	NOUN
hassl-4548	59	13	(	(	PUNCT
hassl-4548	59	14	maulida	maulida	PROPN
hassl-4548	59	15	,	,	PUNCT
hassl-4548	59	16	moehaditoyo	moehaditoyo	NOUN
hassl-4548	59	17	,	,	PUNCT
hassl-4548	59	18	&	&	CCONJ
hassl-4548	59	19	nugroho	nugroho	NOUN
hassl-4548	59	20	,	,	PUNCT
hassl-4548	59	21	2018	2018	NUM
hassl-4548	59	22	)	)	PUNCT
hassl-4548	59	23	which	which	PRON
hassl-4548	59	24	causes	cause	VERB
hassl-4548	59	25	a	a	DET
hassl-4548	59	26	financial	financial	ADJ
hassl-4548	59	27	crisis	crisis	NOUN
hassl-4548	59	28	.	.	PUNCT
hassl-4548	60	1	a	a	DET
hassl-4548	60	2	lack	lack	NOUN
hassl-4548	60	3	of	of	ADP
hassl-4548	60	4	cash	cash	NOUN
hassl-4548	60	5	flow	flow	NOUN
hassl-4548	60	6	,	,	PUNCT
hassl-4548	60	7	low	low	ADJ
hassl-4548	60	8	profits	profit	NOUN
hassl-4548	60	9	,	,	PUNCT
hassl-4548	60	10	and	and	CCONJ
hassl-4548	60	11	insufficient	insufficient	ADJ
hassl-4548	60	12	liquidity	liquidity	NOUN
hassl-4548	60	13	lead	lead	NOUN
hassl-4548	60	14	to	to	ADP
hassl-4548	60	15	financial	financial	ADJ
hassl-4548	60	16	distress	distress	NOUN
hassl-4548	60	17	.	.	PUNCT
hassl-4548	61	1	in	in	ADP
hassl-4548	61	2	banking	banking	NOUN
hassl-4548	61	3	,	,	PUNCT
hassl-4548	61	4	insufficient	insufficient	ADJ
hassl-4548	61	5	liquidity	liquidity	NOUN
hassl-4548	61	6	can	can	AUX
hassl-4548	61	7	lead	lead	VERB
hassl-4548	61	8	to	to	ADP
hassl-4548	61	9	a	a	DET
hassl-4548	61	10	huge	huge	ADJ
hassl-4548	61	11	crisis	crisis	NOUN
hassl-4548	61	12	(	(	PUNCT
hassl-4548	61	13	isayas	isayas	NOUN
hassl-4548	61	14	,	,	PUNCT
hassl-4548	61	15	2021	2021	NUM
hassl-4548	61	16	)	)	PUNCT
hassl-4548	61	17	.	.	PUNCT
hassl-4548	62	1	financial	financial	ADJ
hassl-4548	62	2	distress	distress	NOUN
hassl-4548	62	3	is	be	AUX
hassl-4548	62	4	a	a	DET
hassl-4548	62	5	major	major	ADJ
hassl-4548	62	6	challenge	challenge	NOUN
hassl-4548	62	7	and	and	CCONJ
hassl-4548	62	8	is	be	AUX
hassl-4548	62	9	depicted	depict	VERB
hassl-4548	62	10	by	by	ADP
hassl-4548	62	11	a	a	DET
hassl-4548	62	12	lack	lack	NOUN
hassl-4548	62	13	of	of	ADP
hassl-4548	62	14	liquidity	liquidity	NOUN
hassl-4548	62	15	,	,	PUNCT
hassl-4548	62	16	profits	profit	NOUN
hassl-4548	62	17	,	,	PUNCT
hassl-4548	62	18	operational	operational	ADJ
hassl-4548	62	19	efficiency	efficiency	NOUN
hassl-4548	62	20	and	and	CCONJ
hassl-4548	62	21	solvency	solvency	NOUN
hassl-4548	62	22	(	(	PUNCT
hassl-4548	62	23	jessie	jessie	PROPN
hassl-4548	62	24	&	&	CCONJ
hassl-4548	62	25	tannia	tannia	PROPN
hassl-4548	62	26	,	,	PUNCT
hassl-4548	62	27	2024	2024	NUM
hassl-4548	62	28	)	)	PUNCT
hassl-4548	62	29	.	.	PUNCT
hassl-4548	63	1	these	these	PRON
hassl-4548	63	2	are	be	AUX
hassl-4548	63	3	the	the	DET
hassl-4548	63	4	potential	potential	ADJ
hassl-4548	63	5	warning	warning	NOUN
hassl-4548	63	6	signs	sign	NOUN
hassl-4548	63	7	before	before	ADP
hassl-4548	63	8	leading	lead	VERB
hassl-4548	63	9	to	to	ADP
hassl-4548	63	10	bankruptcy	bankruptcy	NOUN
hassl-4548	63	11	(	(	PUNCT
hassl-4548	63	12	jessie	jessie	PROPN
hassl-4548	63	13	&	&	CCONJ
hassl-4548	63	14	tannia	tannia	PROPN
hassl-4548	63	15	,	,	PUNCT
hassl-4548	63	16	2024	2024	NUM
hassl-4548	63	17	;	;	PUNCT
hassl-4548	63	18	kiros	kiro	NOUN
hassl-4548	63	19	,	,	PUNCT
hassl-4548	63	20	2020	2020	NUM
hassl-4548	63	21	;	;	PUNCT
hassl-4548	63	22	kisman	kisman	PROPN
hassl-4548	63	23	&	&	CCONJ
hassl-4548	63	24	krisandi	krisandi	PROPN
hassl-4548	63	25	,	,	PUNCT
hassl-4548	63	26	2019	2019	NUM
hassl-4548	63	27	)	)	PUNCT
hassl-4548	63	28	.	.	PUNCT
hassl-4548	64	1	banks	bank	NOUN
hassl-4548	64	2	,	,	PUNCT
hassl-4548	64	3	regulators	regulator	NOUN
hassl-4548	64	4	,	,	PUNCT
hassl-4548	64	5	policymakers	policymaker	NOUN
hassl-4548	64	6	,	,	PUNCT
hassl-4548	64	7	investors	investor	NOUN
hassl-4548	64	8	,	,	PUNCT
hassl-4548	64	9	and	and	CCONJ
hassl-4548	64	10	other	other	ADJ
hassl-4548	64	11	concerned	concerned	ADJ
hassl-4548	64	12	stakeholders	stakeholder	NOUN
hassl-4548	64	13	have	have	VERB
hassl-4548	64	14	their	their	PRON
hassl-4548	64	15	prime	prime	ADJ
hassl-4548	64	16	focus	focus	NOUN
hassl-4548	64	17	on	on	ADP
hassl-4548	64	18	lowering	lower	VERB
hassl-4548	64	19	the	the	DET
hassl-4548	64	20	financial	financial	ADJ
hassl-4548	64	21	distress	distress	NOUN
hassl-4548	64	22	risk	risk	NOUN
hassl-4548	64	23	by	by	ADP
hassl-4548	64	24	maintaining	maintain	VERB
hassl-4548	64	25	the	the	DET
hassl-4548	64	26	required	require	VERB
hassl-4548	64	27	liquidity	liquidity	NOUN
hassl-4548	64	28	levels	level	NOUN
hassl-4548	64	29	.	.	PUNCT
hassl-4548	65	1	hence	hence	ADV
hassl-4548	65	2	,	,	PUNCT
hassl-4548	65	3	it	it	PRON
hassl-4548	65	4	is	be	AUX
hassl-4548	65	5	essential	essential	ADJ
hassl-4548	65	6	to	to	PART
hassl-4548	65	7	understand	understand	VERB
hassl-4548	65	8	the	the	DET
hassl-4548	65	9	relationship	relationship	NOUN
hassl-4548	65	10	between	between	ADP
hassl-4548	65	11	liquidity	liquidity	NOUN
hassl-4548	65	12	and	and	CCONJ
hassl-4548	65	13	financial	financial	ADJ
hassl-4548	65	14	distress	distress	NOUN
hassl-4548	65	15	to	to	PART
hassl-4548	65	16	keep	keep	VERB
hassl-4548	65	17	banks	bank	NOUN
hassl-4548	65	18	stable	stable	ADJ
hassl-4548	65	19	and	and	CCONJ
hassl-4548	65	20	robust	robust	ADJ
hassl-4548	65	21	(	(	PUNCT
hassl-4548	65	22	gupta	gupta	PROPN
hassl-4548	65	23	&	&	CCONJ
hassl-4548	65	24	kashiramka	kashiramka	PROPN
hassl-4548	65	25	,	,	PUNCT
hassl-4548	65	26	2020	2020	NUM
hassl-4548	65	27	)	)	PUNCT
hassl-4548	65	28	.	.	PUNCT
hassl-4548	66	1	effective	effective	ADJ
hassl-4548	66	2	liquidity	liquidity	NOUN
hassl-4548	66	3	management	management	NOUN
hassl-4548	66	4	of	of	ADP
hassl-4548	66	5	the	the	DET
hassl-4548	66	6	banks	bank	NOUN
hassl-4548	66	7	is	be	AUX
hassl-4548	66	8	essential	essential	ADJ
hassl-4548	66	9	as	as	SCONJ
hassl-4548	66	10	it	it	PRON
hassl-4548	66	11	helps	help	VERB
hassl-4548	66	12	to	to	PART
hassl-4548	66	13	meet	meet	VERB
hassl-4548	66	14	the	the	DET
hassl-4548	66	15	short	short	ADJ
hassl-4548	66	16	-	-	PUNCT
hassl-4548	66	17	term	term	NOUN
hassl-4548	66	18	financial	financial	ADJ
hassl-4548	66	19	needs	need	NOUN
hassl-4548	66	20	and	and	CCONJ
hassl-4548	66	21	absorb	absorb	VERB
hassl-4548	66	22	any	any	DET
hassl-4548	66	23	financial	financial	ADJ
hassl-4548	66	24	shocks	shock	NOUN
hassl-4548	66	25	(	(	PUNCT
hassl-4548	66	26	adalsteinsson	adalsteinsson	NOUN
hassl-4548	66	27	,	,	PUNCT
hassl-4548	66	28	2014	2014	NUM
hassl-4548	66	29	)	)	PUNCT
hassl-4548	66	30	.	.	PUNCT
hassl-4548	67	1	financial	financial	ADJ
hassl-4548	67	2	distress	distress	NOUN
hassl-4548	67	3	implicates	implicate	VERB
hassl-4548	67	4	the	the	DET
hassl-4548	67	5	declining	decline	VERB
hassl-4548	67	6	financial	financial	ADJ
hassl-4548	67	7	health	health	NOUN
hassl-4548	67	8	of	of	ADP
hassl-4548	67	9	the	the	DET
hassl-4548	67	10	banks	bank	NOUN
hassl-4548	67	11	which	which	PRON
hassl-4548	67	12	can	can	AUX
hassl-4548	67	13	lead	lead	VERB
hassl-4548	67	14	to	to	ADP
hassl-4548	67	15	insolvency	insolvency	NOUN
hassl-4548	67	16	or	or	CCONJ
hassl-4548	67	17	bankruptcy	bankruptcy	NOUN
hassl-4548	67	18	.	.	PUNCT
hassl-4548	68	1	thus	thus	ADV
hassl-4548	68	2	,	,	PUNCT
hassl-4548	68	3	it	it	PRON
hassl-4548	68	4	is	be	AUX
hassl-4548	68	5	important	important	ADJ
hassl-4548	68	6	to	to	PART
hassl-4548	68	7	understand	understand	VERB
hassl-4548	68	8	the	the	DET
hassl-4548	68	9	relationship	relationship	NOUN
hassl-4548	68	10	between	between	ADP
hassl-4548	68	11	liquidity	liquidity	NOUN
hassl-4548	68	12	and	and	CCONJ
hassl-4548	68	13	financial	financial	ADJ
hassl-4548	68	14	distress	distress	NOUN
hassl-4548	68	15	.	.	PUNCT
hassl-4548	69	1	banks	bank	NOUN
hassl-4548	69	2	must	must	AUX
hassl-4548	69	3	create	create	VERB
hassl-4548	69	4	effective	effective	ADJ
hassl-4548	69	5	risk	risk	NOUN
hassl-4548	69	6	management	management	NOUN
hassl-4548	69	7	strategies	strategy	NOUN
hassl-4548	69	8	that	that	PRON
hassl-4548	69	9	guarantee	guarantee	VERB
hassl-4548	69	10	financial	financial	ADJ
hassl-4548	69	11	stability	stability	NOUN
hassl-4548	69	12	and	and	CCONJ
hassl-4548	69	13	protect	protect	VERB
hassl-4548	69	14	the	the	DET
hassl-4548	69	15	depositor	depositor	NOUN
hassl-4548	69	16	’s	’s	PART
hassl-4548	69	17	interest	interest	NOUN
hassl-4548	69	18	.	.	PUNCT
hassl-4548	70	1	lcr	lcr	NOUN
hassl-4548	70	2	and	and	CCONJ
hassl-4548	70	3	nsfr	nsfr	PROPN
hassl-4548	70	4	are	be	AUX
hassl-4548	70	5	two	two	NUM
hassl-4548	70	6	important	important	ADJ
hassl-4548	70	7	regulatory	regulatory	ADJ
hassl-4548	70	8	measures	measure	NOUN
hassl-4548	70	9	to	to	PART
hassl-4548	70	10	improve	improve	VERB
hassl-4548	70	11	the	the	DET
hassl-4548	70	12	resilience	resilience	NOUN
hassl-4548	70	13	of	of	ADP
hassl-4548	70	14	banks	bank	NOUN
hassl-4548	70	15	by	by	ADP
hassl-4548	70	16	guaranteeing	guarantee	VERB
hassl-4548	70	17	sufficient	sufficient	ADJ
hassl-4548	70	18	liquidity	liquidity	NOUN
hassl-4548	70	19	and	and	CCONJ
hassl-4548	70	20	stable	stable	ADJ
hassl-4548	70	21	funding	funding	NOUN
hassl-4548	70	22	.	.	PUNCT
hassl-4548	71	1	it	it	PRON
hassl-4548	71	2	is	be	AUX
hassl-4548	71	3	important	important	ADJ
hassl-4548	71	4	to	to	PART
hassl-4548	71	5	understand	understand	VERB
hassl-4548	71	6	how	how	SCONJ
hassl-4548	71	7	lcr	lcr	NOUN
hassl-4548	71	8	and	and	CCONJ
hassl-4548	71	9	nsfr	nsfr	ADV
hassl-4548	71	10	affect	affect	VERB
hassl-4548	71	11	financial	financial	ADJ
hassl-4548	71	12	distress	distress	NOUN
hassl-4548	71	13	in	in	ADP
hassl-4548	71	14	the	the	DET
hassl-4548	71	15	context	context	NOUN
hassl-4548	71	16	of	of	ADP
hassl-4548	71	17	indian	indian	ADJ
hassl-4548	71	18	banks	bank	NOUN
hassl-4548	71	19	for	for	ADP
hassl-4548	71	20	several	several	ADJ
hassl-4548	71	21	reasons	reason	NOUN
hassl-4548	71	22	.	.	PUNCT
hassl-4548	72	1	firstly	firstly	ADV
hassl-4548	72	2	,	,	PUNCT
hassl-4548	72	3	poor	poor	ADJ
hassl-4548	72	4	asset	asset	NOUN
hassl-4548	72	5	quality	quality	NOUN
hassl-4548	72	6	has	have	AUX
hassl-4548	72	7	made	make	VERB
hassl-4548	72	8	indian	indian	ADJ
hassl-4548	72	9	banks	bank	NOUN
hassl-4548	72	10	more	more	ADV
hassl-4548	72	11	susceptible	susceptible	ADJ
hassl-4548	72	12	to	to	ADP
hassl-4548	72	13	liquidity	liquidity	NOUN
hassl-4548	72	14	shocks	shock	NOUN
hassl-4548	72	15	.	.	PUNCT
hassl-4548	73	1	this	this	DET
hassl-4548	73	2	study	study	NOUN
hassl-4548	73	3	examines	examine	VERB
hassl-4548	73	4	the	the	DET
hassl-4548	73	5	impacts	impact	NOUN
hassl-4548	73	6	of	of	ADP
hassl-4548	73	7	lcr	lcr	NOUN
hassl-4548	73	8	which	which	PRON
hassl-4548	73	9	mandates	mandate	VERB
hassl-4548	73	10	banks	bank	NOUN
hassl-4548	73	11	to	to	PART
hassl-4548	73	12	maintain	maintain	VERB
hassl-4548	73	13	a	a	DET
hassl-4548	73	14	sufficient	sufficient	ADJ
hassl-4548	73	15	level	level	NOUN
hassl-4548	73	16	of	of	ADP
hassl-4548	73	17	high	high	ADJ
hassl-4548	73	18	-	-	PUNCT
hassl-4548	73	19	quality	quality	NOUN
hassl-4548	73	20	liquid	liquid	ADJ
hassl-4548	73	21	assets	asset	NOUN
hassl-4548	73	22	to	to	PART
hassl-4548	73	23	meet	meet	VERB
hassl-4548	73	24	shortterm	shortterm	PROPN
hassl-4548	73	25	obligations	obligation	NOUN
hassl-4548	73	26	.	.	PUNCT
hassl-4548	74	1	secondly	secondly	ADV
hassl-4548	74	2	,	,	PUNCT
hassl-4548	74	3	the	the	DET
hassl-4548	74	4	nsfr	nsfr	ADJ
hassl-4548	74	5	assists	assist	NOUN
hassl-4548	74	6	in	in	ADP
hassl-4548	74	7	evaluating	evaluate	VERB
hassl-4548	74	8	banks	bank	NOUN
hassl-4548	74	9	capacity	capacity	NOUN
hassl-4548	74	10	to	to	PART
hassl-4548	74	11	continue	continue	VERB
hassl-4548	74	12	operating	operate	VERB
hassl-4548	74	13	in	in	ADP
hassl-4548	74	14	the	the	DET
hassl-4548	74	15	face	face	NOUN
hassl-4548	74	16	of	of	ADP
hassl-4548	74	17	persistent	persistent	ADJ
hassl-4548	74	18	stress	stress	NOUN
hassl-4548	74	19	to	to	PART
hassl-4548	74	20	provide	provide	VERB
hassl-4548	74	21	long	long	ADJ
hassl-4548	74	22	-	-	PUNCT
hassl-4548	74	23	term	term	NOUN
hassl-4548	74	24	funding	funding	NOUN
hassl-4548	74	25	stability	stability	NOUN
hassl-4548	74	26	.	.	PUNCT
hassl-4548	75	1	in	in	ADP
hassl-4548	75	2	a	a	DET
hassl-4548	75	3	nation	nation	NOUN
hassl-4548	75	4	where	where	SCONJ
hassl-4548	75	5	regulatory	regulatory	ADJ
hassl-4548	75	6	frameworks	framework	NOUN
hassl-4548	75	7	and	and	CCONJ
hassl-4548	75	8	economic	economic	ADJ
hassl-4548	75	9	cycles	cycle	NOUN
hassl-4548	75	10	are	be	AUX
hassl-4548	75	11	changing	change	VERB
hassl-4548	75	12	quickly	quickly	ADV
hassl-4548	75	13	,	,	PUNCT
hassl-4548	75	14	these	these	DET
hassl-4548	75	15	ratios	ratio	NOUN
hassl-4548	75	16	offer	offer	VERB
hassl-4548	75	17	a	a	DET
hassl-4548	75	18	standard	standard	NOUN
hassl-4548	75	19	by	by	ADP
hassl-4548	75	20	which	which	PRON
hassl-4548	75	21	to	to	PART
hassl-4548	75	22	measure	measure	VERB
hassl-4548	75	23	how	how	SCONJ
hassl-4548	75	24	well	well	ADV
hassl-4548	75	25	a	a	DET
hassl-4548	75	26	bank	bank	NOUN
hassl-4548	75	27	manages	manage	VERB
hassl-4548	75	28	its	its	PRON
hassl-4548	75	29	liquidity	liquidity	NOUN
hassl-4548	75	30	.	.	PUNCT
hassl-4548	76	1	thus	thus	ADV
hassl-4548	76	2	,	,	PUNCT
hassl-4548	76	3	this	this	DET
hassl-4548	76	4	study	study	NOUN
hassl-4548	76	5	not	not	PART
hassl-4548	76	6	only	only	ADV
hassl-4548	76	7	contributes	contribute	VERB
hassl-4548	76	8	to	to	ADP
hassl-4548	76	9	the	the	DET
hassl-4548	76	10	academic	academic	ADJ
hassl-4548	76	11	understanding	understanding	NOUN
hassl-4548	76	12	of	of	ADP
hassl-4548	76	13	risks	risk	NOUN
hassl-4548	76	14	and	and	CCONJ
hassl-4548	76	15	liquidity	liquidity	NOUN
hassl-4548	76	16	but	but	CCONJ
hassl-4548	76	17	also	also	ADV
hassl-4548	76	18	offers	offer	VERB
hassl-4548	76	19	practical	practical	ADJ
hassl-4548	76	20	insight	insight	NOUN
hassl-4548	76	21	into	into	ADP
hassl-4548	76	22	enhancing	enhance	VERB
hassl-4548	76	23	financial	financial	ADJ
hassl-4548	76	24	stability	stability	NOUN
hassl-4548	76	25	in	in	ADP
hassl-4548	76	26	emerging	emerge	VERB
hassl-4548	76	27	markets	market	NOUN
hassl-4548	76	28	like	like	ADP
hassl-4548	76	29	india	india	PROPN
hassl-4548	76	30	.	.	PUNCT
hassl-4548	77	1	various	various	ADJ
hassl-4548	77	2	research	research	NOUN
hassl-4548	77	3	has	have	AUX
hassl-4548	77	4	mentioned	mention	VERB
hassl-4548	77	5	the	the	DET
hassl-4548	77	6	relationship	relationship	NOUN
hassl-4548	77	7	between	between	ADP
hassl-4548	77	8	liquidity	liquidity	NOUN
hassl-4548	77	9	and	and	CCONJ
hassl-4548	77	10	financial	financial	ADJ
hassl-4548	77	11	distress	distress	NOUN
hassl-4548	77	12	in	in	ADP
hassl-4548	77	13	the	the	DET
hassl-4548	77	14	banking	banking	NOUN
hassl-4548	77	15	sector	sector	NOUN
hassl-4548	77	16	worldwide	worldwide	ADV
hassl-4548	77	17	(	(	PUNCT
hassl-4548	77	18	bu	bu	ADP
hassl-4548	77	19	,	,	PUNCT
hassl-4548	77	20	2019	2019	NUM
hassl-4548	77	21	;	;	PUNCT
hassl-4548	77	22	scannella	scannella	NOUN
hassl-4548	77	23	,	,	PUNCT
hassl-4548	77	24	2016	2016	NUM
hassl-4548	77	25	)	)	PUNCT
hassl-4548	77	26	.	.	PUNCT
hassl-4548	78	1	still	still	ADV
hassl-4548	78	2	,	,	PUNCT
hassl-4548	78	3	there	there	PRON
hassl-4548	78	4	is	be	VERB
hassl-4548	78	5	a	a	DET
hassl-4548	78	6	lack	lack	NOUN
hassl-4548	78	7	of	of	ADP
hassl-4548	78	8	studies	study	NOUN
hassl-4548	78	9	highlighting	highlight	VERB
hassl-4548	78	10	detailed	detailed	ADJ
hassl-4548	78	11	analyses	analysis	NOUN
hassl-4548	78	12	specifically	specifically	ADV
hassl-4548	78	13	for	for	ADP
hassl-4548	78	14	humanities	humanity	NOUN
hassl-4548	78	15	and	and	CCONJ
hassl-4548	78	16	social	social	ADJ
hassl-4548	78	17	sciences	science	NOUN
hassl-4548	78	18	letters	letter	NOUN
hassl-4548	78	19	,	,	PUNCT
hassl-4548	78	20	2025	2025	NUM
hassl-4548	78	21	,	,	PUNCT
hassl-4548	78	22	14(1	14(1	NUM
hassl-4548	78	23	):	):	PUNCT
hassl-4548	78	24	44	44	NUM
hassl-4548	78	25	-	-	SYM
hassl-4548	78	26	58	58	NUM
hassl-4548	78	27	46	46	NUM
hassl-4548	78	28	©	©	PROPN
hassl-4548	78	29	2026	2026	NUM
hassl-4548	78	30	conscientia	conscientia	PROPN
hassl-4548	78	31	beam	beam	PROPN
hassl-4548	78	32	.	.	PUNCT
hassl-4548	79	1	all	all	DET
hassl-4548	79	2	rights	right	NOUN
hassl-4548	79	3	reserved	reserve	VERB
hassl-4548	79	4	.	.	PUNCT
hassl-4548	80	1	the	the	DET
hassl-4548	80	2	indian	indian	ADJ
hassl-4548	80	3	banking	banking	NOUN
hassl-4548	80	4	sector	sector	NOUN
hassl-4548	80	5	.	.	PUNCT
hassl-4548	81	1	the	the	DET
hassl-4548	81	2	available	available	ADJ
hassl-4548	81	3	studies	study	NOUN
hassl-4548	81	4	lack	lack	VERB
hassl-4548	81	5	precise	precise	ADJ
hassl-4548	81	6	insights	insight	NOUN
hassl-4548	81	7	into	into	ADP
hassl-4548	81	8	how	how	SCONJ
hassl-4548	81	9	liquidity	liquidity	NOUN
hassl-4548	81	10	measures	measure	NOUN
hassl-4548	81	11	for	for	ADP
hassl-4548	81	12	lcr	lcr	NOUN
hassl-4548	81	13	and	and	CCONJ
hassl-4548	81	14	nsfr	nsfr	NOUN
hassl-4548	81	15	are	be	AUX
hassl-4548	81	16	related	relate	VERB
hassl-4548	81	17	to	to	ADP
hassl-4548	81	18	financial	financial	ADJ
hassl-4548	81	19	distress	distress	NOUN
hassl-4548	81	20	indicators	indicator	NOUN
hassl-4548	81	21	like	like	ADP
hassl-4548	81	22	altman	altman	PROPN
hassl-4548	81	23	’s	’s	PART
hassl-4548	81	24	z	z	NOUN
hassl-4548	81	25	-	-	PUNCT
hassl-4548	81	26	scores	score	NOUN
hassl-4548	81	27	in	in	ADP
hassl-4548	81	28	indian	indian	ADJ
hassl-4548	81	29	banks	bank	NOUN
hassl-4548	81	30	.	.	PUNCT
hassl-4548	82	1	addressing	address	VERB
hassl-4548	82	2	this	this	DET
hassl-4548	82	3	gap	gap	NOUN
hassl-4548	82	4	is	be	AUX
hassl-4548	82	5	critical	critical	ADJ
hassl-4548	82	6	for	for	ADP
hassl-4548	82	7	improving	improve	VERB
hassl-4548	82	8	our	our	PRON
hassl-4548	82	9	knowledge	knowledge	NOUN
hassl-4548	82	10	of	of	ADP
hassl-4548	82	11	the	the	DET
hassl-4548	82	12	liquidity	liquidity	NOUN
hassl-4548	82	13	-	-	PUNCT
hassl-4548	82	14	risk	risk	NOUN
hassl-4548	82	15	dynamics	dynamic	NOUN
hassl-4548	82	16	specific	specific	ADJ
hassl-4548	82	17	to	to	ADP
hassl-4548	82	18	the	the	DET
hassl-4548	82	19	indian	indian	ADJ
hassl-4548	82	20	banking	banking	NOUN
hassl-4548	82	21	system	system	NOUN
hassl-4548	82	22	.	.	PUNCT
hassl-4548	83	1	this	this	DET
hassl-4548	83	2	paper	paper	NOUN
hassl-4548	83	3	attempts	attempt	VERB
hassl-4548	83	4	to	to	PART
hassl-4548	83	5	close	close	VERB
hassl-4548	83	6	the	the	DET
hassl-4548	83	7	aforementioned	aforementioned	ADJ
hassl-4548	83	8	gap	gap	NOUN
hassl-4548	83	9	by	by	ADP
hassl-4548	83	10	examining	examine	VERB
hassl-4548	83	11	the	the	DET
hassl-4548	83	12	complex	complex	ADJ
hassl-4548	83	13	relationship	relationship	NOUN
hassl-4548	83	14	between	between	ADP
hassl-4548	83	15	liquidity	liquidity	NOUN
hassl-4548	83	16	measures	measure	NOUN
hassl-4548	83	17	and	and	CCONJ
hassl-4548	83	18	financial	financial	ADJ
hassl-4548	83	19	distress	distress	NOUN
hassl-4548	83	20	in	in	ADP
hassl-4548	83	21	indian	indian	ADJ
hassl-4548	83	22	banks	bank	NOUN
hassl-4548	83	23	.	.	PUNCT
hassl-4548	84	1	altman	altman	PROPN
hassl-4548	84	2	's	's	PART
hassl-4548	84	3	z	z	NOUN
hassl-4548	84	4	-	-	PUNCT
hassl-4548	84	5	score	score	NOUN
hassl-4548	84	6	has	have	AUX
hassl-4548	84	7	been	be	AUX
hassl-4548	84	8	used	use	VERB
hassl-4548	84	9	in	in	ADP
hassl-4548	84	10	this	this	DET
hassl-4548	84	11	study	study	NOUN
hassl-4548	84	12	to	to	PART
hassl-4548	84	13	measure	measure	VERB
hassl-4548	84	14	the	the	DET
hassl-4548	84	15	financial	financial	ADJ
hassl-4548	84	16	distress	distress	NOUN
hassl-4548	84	17	and	and	CCONJ
hassl-4548	84	18	evaluate	evaluate	VERB
hassl-4548	84	19	the	the	DET
hassl-4548	84	20	impact	impact	NOUN
hassl-4548	84	21	of	of	ADP
hassl-4548	84	22	lcr	lcr	NOUN
hassl-4548	84	23	and	and	CCONJ
hassl-4548	84	24	nsfr	nsfr	ADJ
hassl-4548	84	25	in	in	ADP
hassl-4548	84	26	various	various	ADJ
hassl-4548	84	27	situations	situation	NOUN
hassl-4548	84	28	.	.	PUNCT
hassl-4548	85	1	to	to	PART
hassl-4548	85	2	address	address	VERB
hassl-4548	85	3	these	these	DET
hassl-4548	85	4	gaps	gap	NOUN
hassl-4548	85	5	in	in	ADP
hassl-4548	85	6	this	this	DET
hassl-4548	85	7	study	study	NOUN
hassl-4548	85	8	research	research	NOUN
hassl-4548	85	9	question	question	NOUN
hassl-4548	85	10	is	be	AUX
hassl-4548	85	11	given	give	VERB
hassl-4548	85	12	below	below	ADV
hassl-4548	85	13	.	.	PUNCT
hassl-4548	86	1	rq1	rq1	NOUN
hassl-4548	86	2	:	:	PUNCT
hassl-4548	87	1	does	do	AUX
hassl-4548	87	2	lcr	lcr	NOUN
hassl-4548	87	3	affect	affect	VERB
hassl-4548	87	4	the	the	DET
hassl-4548	87	5	financial	financial	ADJ
hassl-4548	87	6	health	health	NOUN
hassl-4548	87	7	of	of	ADP
hassl-4548	87	8	the	the	DET
hassl-4548	87	9	indian	indian	ADJ
hassl-4548	87	10	banks	bank	NOUN
hassl-4548	87	11	?	?	PUNCT
hassl-4548	88	1	rq2	rq2	NOUN
hassl-4548	88	2	:	:	PUNCT
hassl-4548	88	3	does	do	AUX
hassl-4548	88	4	nsfr	nsfr	ADV
hassl-4548	88	5	affect	affect	VERB
hassl-4548	88	6	the	the	DET
hassl-4548	88	7	financial	financial	ADJ
hassl-4548	88	8	health	health	NOUN
hassl-4548	88	9	of	of	ADP
hassl-4548	88	10	the	the	DET
hassl-4548	88	11	indian	indian	ADJ
hassl-4548	88	12	banks	bank	NOUN
hassl-4548	88	13	?	?	PUNCT
hassl-4548	89	1	the	the	DET
hassl-4548	89	2	complexity	complexity	NOUN
hassl-4548	89	3	of	of	ADP
hassl-4548	89	4	relationships	relationship	NOUN
hassl-4548	89	5	quantile	quantile	VERB
hassl-4548	89	6	regression	regression	NOUN
hassl-4548	89	7	panel	panel	NOUN
hassl-4548	89	8	data	data	NOUN
hassl-4548	89	9	method	method	NOUN
hassl-4548	89	10	(	(	PUNCT
hassl-4548	89	11	qrpdm	qrpdm	PROPN
hassl-4548	89	12	)	)	PUNCT
hassl-4548	89	13	is	be	AUX
hassl-4548	89	14	used	use	VERB
hassl-4548	89	15	.	.	PUNCT
hassl-4548	90	1	thus	thus	ADV
hassl-4548	90	2	,	,	PUNCT
hassl-4548	90	3	an	an	DET
hassl-4548	90	4	advanced	advanced	ADJ
hassl-4548	90	5	economics	economics	NOUN
hassl-4548	90	6	model	model	NOUN
hassl-4548	90	7	and	and	CCONJ
hassl-4548	90	8	integrated	integrate	VERB
hassl-4548	90	9	approach	approach	NOUN
hassl-4548	90	10	have	have	AUX
hassl-4548	90	11	been	be	AUX
hassl-4548	90	12	adopted	adopt	VERB
hassl-4548	90	13	in	in	ADP
hassl-4548	90	14	this	this	DET
hassl-4548	90	15	study	study	NOUN
hassl-4548	90	16	to	to	PART
hassl-4548	90	17	understand	understand	VERB
hassl-4548	90	18	the	the	DET
hassl-4548	90	19	impact	impact	NOUN
hassl-4548	90	20	of	of	ADP
hassl-4548	90	21	liquidity	liquidity	NOUN
hassl-4548	90	22	on	on	ADP
hassl-4548	90	23	financial	financial	ADJ
hassl-4548	90	24	distress	distress	NOUN
hassl-4548	90	25	.	.	PUNCT
hassl-4548	91	1	furthermore	furthermore	ADV
hassl-4548	91	2	,	,	PUNCT
hassl-4548	91	3	a	a	DET
hassl-4548	91	4	complete	complete	ADJ
hassl-4548	91	5	and	and	CCONJ
hassl-4548	91	6	representative	representative	ADJ
hassl-4548	91	7	analysis	analysis	NOUN
hassl-4548	91	8	is	be	AUX
hassl-4548	91	9	presented	present	VERB
hassl-4548	91	10	by	by	ADP
hassl-4548	91	11	methodically	methodically	ADV
hassl-4548	91	12	gathering	gather	VERB
hassl-4548	91	13	data	datum	NOUN
hassl-4548	91	14	from	from	ADP
hassl-4548	91	15	23	23	NUM
hassl-4548	91	16	banks	bank	NOUN
hassl-4548	91	17	,	,	PUNCT
hassl-4548	91	18	which	which	PRON
hassl-4548	91	19	covered	cover	VERB
hassl-4548	91	20	public	public	ADJ
hassl-4548	91	21	and	and	CCONJ
hassl-4548	91	22	private	private	ADJ
hassl-4548	91	23	sector	sector	NOUN
hassl-4548	91	24	institutions	institution	NOUN
hassl-4548	91	25	over	over	ADP
hassl-4548	91	26	a	a	DET
hassl-4548	91	27	decade	decade	NOUN
hassl-4548	91	28	(	(	PUNCT
hassl-4548	91	29	2012	2012	NUM
hassl-4548	91	30	-	-	SYM
hassl-4548	91	31	2022	2022	NUM
hassl-4548	91	32	)	)	PUNCT
hassl-4548	91	33	.	.	PUNCT
hassl-4548	92	1	the	the	DET
hassl-4548	92	2	selected	select	VERB
hassl-4548	92	3	sample	sample	NOUN
hassl-4548	92	4	covers	cover	VERB
hassl-4548	92	5	around	around	ADV
hassl-4548	92	6	two	two	NUM
hassl-4548	92	7	-	-	PUNCT
hassl-4548	92	8	thirds	third	NOUN
hassl-4548	92	9	of	of	ADP
hassl-4548	92	10	all	all	DET
hassl-4548	92	11	scheduled	schedule	VERB
hassl-4548	92	12	commercial	commercial	ADJ
hassl-4548	92	13	banks	bank	NOUN
hassl-4548	92	14	in	in	ADP
hassl-4548	92	15	india	india	PROPN
hassl-4548	92	16	.	.	PUNCT
hassl-4548	93	1	according	accord	VERB
hassl-4548	93	2	to	to	ADP
hassl-4548	93	3	rbi	rbi	PROPN
hassl-4548	93	4	data	datum	NOUN
hassl-4548	93	5	,	,	PUNCT
hassl-4548	93	6	it	it	PRON
hassl-4548	93	7	accounts	account	VERB
hassl-4548	93	8	for	for	ADP
hassl-4548	93	9	86	86	NUM
hassl-4548	93	10	%	%	NOUN
hassl-4548	93	11	of	of	ADP
hassl-4548	93	12	total	total	ADJ
hassl-4548	93	13	assets	asset	NOUN
hassl-4548	93	14	held	hold	VERB
hassl-4548	93	15	by	by	ADP
hassl-4548	93	16	banks	bank	NOUN
hassl-4548	93	17	in	in	ADP
hassl-4548	93	18	the	the	DET
hassl-4548	93	19	nation	nation	NOUN
hassl-4548	93	20	.	.	PUNCT
hassl-4548	94	1	this	this	DET
hassl-4548	94	2	vast	vast	ADJ
hassl-4548	94	3	dataset	dataset	NOUN
hassl-4548	94	4	is	be	AUX
hassl-4548	94	5	the	the	DET
hassl-4548	94	6	foundation	foundation	NOUN
hassl-4548	94	7	for	for	ADP
hassl-4548	94	8	thoroughly	thoroughly	ADV
hassl-4548	94	9	investigating	investigate	VERB
hassl-4548	94	10	liquidityrelated	liquidityrelated	ADJ
hassl-4548	94	11	issues	issue	NOUN
hassl-4548	94	12	that	that	PRON
hassl-4548	94	13	influence	influence	VERB
hassl-4548	94	14	financial	financial	ADJ
hassl-4548	94	15	health	health	NOUN
hassl-4548	94	16	.	.	PUNCT
hassl-4548	95	1	the	the	DET
hassl-4548	95	2	study	study	NOUN
hassl-4548	95	3	is	be	AUX
hassl-4548	95	4	organized	organize	VERB
hassl-4548	95	5	as	as	SCONJ
hassl-4548	95	6	follows	follow	VERB
hassl-4548	95	7	:	:	PUNCT
hassl-4548	95	8	the	the	DET
hassl-4548	95	9	first	first	ADJ
hassl-4548	95	10	section	section	NOUN
hassl-4548	95	11	covers	cover	VERB
hassl-4548	95	12	the	the	DET
hassl-4548	95	13	introduction	introduction	NOUN
hassl-4548	95	14	to	to	ADP
hassl-4548	95	15	the	the	DET
hassl-4548	95	16	study	study	NOUN
hassl-4548	95	17	's	's	PART
hassl-4548	95	18	title	title	NOUN
hassl-4548	95	19	.	.	PUNCT
hassl-4548	96	1	the	the	DET
hassl-4548	96	2	second	second	ADJ
hassl-4548	96	3	section	section	NOUN
hassl-4548	96	4	covers	cover	VERB
hassl-4548	96	5	the	the	DET
hassl-4548	96	6	literature	literature	NOUN
hassl-4548	96	7	study	study	NOUN
hassl-4548	96	8	related	relate	VERB
hassl-4548	96	9	to	to	ADP
hassl-4548	96	10	the	the	DET
hassl-4548	96	11	study	study	NOUN
hassl-4548	96	12	.	.	PUNCT
hassl-4548	97	1	the	the	DET
hassl-4548	97	2	third	third	ADJ
hassl-4548	97	3	section	section	NOUN
hassl-4548	97	4	evaluates	evaluate	VERB
hassl-4548	97	5	the	the	DET
hassl-4548	97	6	existing	exist	VERB
hassl-4548	97	7	work	work	NOUN
hassl-4548	97	8	and	and	CCONJ
hassl-4548	97	9	establishes	establish	VERB
hassl-4548	97	10	the	the	DET
hassl-4548	97	11	conceptual	conceptual	ADJ
hassl-4548	97	12	framework	framework	NOUN
hassl-4548	97	13	for	for	ADP
hassl-4548	97	14	forming	form	VERB
hassl-4548	97	15	hypotheses	hypothesis	NOUN
hassl-4548	97	16	.	.	PUNCT
hassl-4548	98	1	the	the	DET
hassl-4548	98	2	fourth	fourth	ADJ
hassl-4548	98	3	section	section	NOUN
hassl-4548	98	4	mentions	mention	VERB
hassl-4548	98	5	the	the	DET
hassl-4548	98	6	research	research	NOUN
hassl-4548	98	7	methodology	methodology	NOUN
hassl-4548	98	8	details	detail	NOUN
hassl-4548	98	9	.	.	PUNCT
hassl-4548	99	1	the	the	DET
hassl-4548	99	2	result	result	NOUN
hassl-4548	99	3	of	of	ADP
hassl-4548	99	4	the	the	DET
hassl-4548	99	5	study	study	NOUN
hassl-4548	99	6	is	be	AUX
hassl-4548	99	7	given	give	VERB
hassl-4548	99	8	in	in	ADP
hassl-4548	99	9	the	the	DET
hassl-4548	99	10	fifth	fifth	ADJ
hassl-4548	99	11	section	section	NOUN
hassl-4548	99	12	.	.	PUNCT
hassl-4548	100	1	subsequently	subsequently	ADV
hassl-4548	100	2	,	,	PUNCT
hassl-4548	100	3	the	the	DET
hassl-4548	100	4	sixth	sixth	ADJ
hassl-4548	100	5	section	section	NOUN
hassl-4548	100	6	examines	examine	VERB
hassl-4548	100	7	the	the	DET
hassl-4548	100	8	findings	finding	NOUN
hassl-4548	100	9	,	,	PUNCT
hassl-4548	100	10	emphasizing	emphasize	VERB
hassl-4548	100	11	the	the	DET
hassl-4548	100	12	study	study	NOUN
hassl-4548	100	13	's	's	PART
hassl-4548	100	14	contributions	contribution	NOUN
hassl-4548	100	15	and	and	CCONJ
hassl-4548	100	16	implications	implication	NOUN
hassl-4548	100	17	.	.	PUNCT
hassl-4548	101	1	finally	finally	ADV
hassl-4548	101	2	,	,	PUNCT
hassl-4548	101	3	section	section	NOUN
hassl-4548	101	4	7	7	NUM
hassl-4548	101	5	wraps	wrap	NOUN
hassl-4548	101	6	up	up	ADP
hassl-4548	101	7	the	the	DET
hassl-4548	101	8	paper	paper	NOUN
hassl-4548	101	9	by	by	ADP
hassl-4548	101	10	offering	offer	VERB
hassl-4548	101	11	the	the	DET
hassl-4548	101	12	conclusions	conclusion	NOUN
hassl-4548	101	13	and	and	CCONJ
hassl-4548	101	14	limitations	limitation	NOUN
hassl-4548	101	15	.	.	PUNCT
hassl-4548	102	1	2	2	X
hassl-4548	102	2	.	.	X
hassl-4548	102	3	literature	literature	NOUN
hassl-4548	102	4	review	review	VERB
hassl-4548	102	5	the	the	DET
hassl-4548	102	6	rising	rise	VERB
hassl-4548	102	7	occurrence	occurrence	NOUN
hassl-4548	102	8	of	of	ADP
hassl-4548	102	9	bankruptcy	bankruptcy	NOUN
hassl-4548	102	10	in	in	ADP
hassl-4548	102	11	indian	indian	ADJ
hassl-4548	102	12	banks	bank	NOUN
hassl-4548	102	13	reflects	reflect	VERB
hassl-4548	102	14	deep	deep	ADV
hassl-4548	102	15	-	-	PUNCT
hassl-4548	102	16	rooted	root	VERB
hassl-4548	102	17	financial	financial	ADJ
hassl-4548	102	18	distress	distress	NOUN
hassl-4548	102	19	within	within	ADP
hassl-4548	102	20	the	the	DET
hassl-4548	102	21	sector	sector	NOUN
hassl-4548	102	22	(	(	PUNCT
hassl-4548	102	23	branch	branch	NOUN
hassl-4548	102	24	&	&	CCONJ
hassl-4548	102	25	khizer	khizer	NOUN
hassl-4548	102	26	,	,	PUNCT
hassl-4548	102	27	2016	2016	NUM
hassl-4548	102	28	)	)	PUNCT
hassl-4548	102	29	highlighting	highlight	VERB
hassl-4548	102	30	systemic	systemic	ADJ
hassl-4548	102	31	challenges	challenge	NOUN
hassl-4548	102	32	and	and	CCONJ
hassl-4548	102	33	the	the	DET
hassl-4548	102	34	need	need	NOUN
hassl-4548	102	35	for	for	ADP
hassl-4548	102	36	robust	robust	ADJ
hassl-4548	102	37	risk	risk	NOUN
hassl-4548	102	38	management	management	NOUN
hassl-4548	102	39	frameworks	framework	NOUN
hassl-4548	102	40	(	(	PUNCT
hassl-4548	102	41	bawa	bawa	PROPN
hassl-4548	102	42	,	,	PUNCT
hassl-4548	102	43	goyal	goyal	PROPN
hassl-4548	102	44	,	,	PUNCT
hassl-4548	102	45	mitra	mitra	PROPN
hassl-4548	102	46	,	,	PUNCT
hassl-4548	102	47	&	&	CCONJ
hassl-4548	102	48	basu	basu	PROPN
hassl-4548	102	49	,	,	PUNCT
hassl-4548	102	50	2019	2019	NUM
hassl-4548	102	51	;	;	PUNCT
hassl-4548	102	52	komera	komera	NOUN
hassl-4548	102	53	&	&	CCONJ
hassl-4548	102	54	lukose	lukose	VERB
hassl-4548	102	55	pj	pj	PROPN
hassl-4548	102	56	,	,	PUNCT
hassl-4548	102	57	2014	2014	NUM
hassl-4548	102	58	)	)	PUNCT
hassl-4548	102	59	.	.	PUNCT
hassl-4548	103	1	banking	banking	NOUN
hassl-4548	103	2	crisis	crisis	NOUN
hassl-4548	103	3	has	have	VERB
hassl-4548	103	4	a	a	DET
hassl-4548	103	5	direct	direct	ADJ
hassl-4548	103	6	impact	impact	NOUN
hassl-4548	103	7	on	on	ADP
hassl-4548	103	8	depositors	depositor	NOUN
hassl-4548	103	9	,	,	PUNCT
hassl-4548	103	10	investors	investor	NOUN
hassl-4548	103	11	and	and	CCONJ
hassl-4548	103	12	economic	economic	ADJ
hassl-4548	103	13	growth	growth	NOUN
hassl-4548	103	14	(	(	PUNCT
hassl-4548	103	15	bhadury	bhadury	PROPN
hassl-4548	103	16	&	&	CCONJ
hassl-4548	103	17	pratap	pratap	PROPN
hassl-4548	103	18	,	,	PUNCT
hassl-4548	103	19	2018	2018	NUM
hassl-4548	103	20	)	)	PUNCT
hassl-4548	103	21	.	.	PUNCT
hassl-4548	104	1	banks	bank	NOUN
hassl-4548	104	2	'	'	PART
hassl-4548	104	3	interconnection	interconnection	NOUN
hassl-4548	104	4	may	may	AUX
hassl-4548	104	5	spread	spread	VERB
hassl-4548	104	6	crises	crisis	NOUN
hassl-4548	104	7	,	,	PUNCT
hassl-4548	104	8	resulting	result	VERB
hassl-4548	104	9	in	in	ADP
hassl-4548	104	10	systemic	systemic	ADJ
hassl-4548	104	11	failures	failure	NOUN
hassl-4548	104	12	and	and	CCONJ
hassl-4548	104	13	national	national	ADJ
hassl-4548	104	14	or	or	CCONJ
hassl-4548	104	15	worldwide	worldwide	ADJ
hassl-4548	104	16	contagions	contagion	NOUN
hassl-4548	104	17	(	(	PUNCT
hassl-4548	104	18	bhattacharya	bhattacharya	ADJ
hassl-4548	104	19	,	,	PUNCT
hassl-4548	104	20	boot	boot	NOUN
hassl-4548	104	21	,	,	PUNCT
hassl-4548	104	22	&	&	CCONJ
hassl-4548	104	23	thakor	thakor	PROPN
hassl-4548	104	24	,	,	PUNCT
hassl-4548	104	25	1998	1998	NUM
hassl-4548	104	26	)	)	PUNCT
hassl-4548	104	27	.	.	PUNCT
hassl-4548	105	1	for	for	ADP
hassl-4548	105	2	managers	manager	NOUN
hassl-4548	105	3	,	,	PUNCT
hassl-4548	105	4	it	it	PRON
hassl-4548	105	5	is	be	AUX
hassl-4548	105	6	crucial	crucial	ADJ
hassl-4548	105	7	to	to	PART
hassl-4548	105	8	identify	identify	VERB
hassl-4548	105	9	the	the	DET
hassl-4548	105	10	early	early	ADJ
hassl-4548	105	11	warning	warning	NOUN
hassl-4548	105	12	signs	sign	NOUN
hassl-4548	105	13	of	of	ADP
hassl-4548	105	14	financial	financial	ADJ
hassl-4548	105	15	distress	distress	NOUN
hassl-4548	105	16	in	in	ADP
hassl-4548	105	17	banks	bank	NOUN
hassl-4548	105	18	.	.	PUNCT
hassl-4548	106	1	this	this	PRON
hassl-4548	106	2	will	will	AUX
hassl-4548	106	3	help	help	VERB
hassl-4548	106	4	in	in	ADP
hassl-4548	106	5	reducing	reduce	VERB
hassl-4548	106	6	the	the	DET
hassl-4548	106	7	impact	impact	NOUN
hassl-4548	106	8	and	and	CCONJ
hassl-4548	106	9	necessary	necessary	ADJ
hassl-4548	106	10	steps	step	NOUN
hassl-4548	106	11	can	can	AUX
hassl-4548	106	12	be	be	AUX
hassl-4548	106	13	initiated	initiate	VERB
hassl-4548	106	14	to	to	PART
hassl-4548	106	15	prevent	prevent	VERB
hassl-4548	106	16	financial	financial	ADJ
hassl-4548	106	17	disasters	disaster	NOUN
hassl-4548	106	18	in	in	ADP
hassl-4548	106	19	the	the	DET
hassl-4548	106	20	banking	banking	NOUN
hassl-4548	106	21	system	system	NOUN
hassl-4548	106	22	.	.	PUNCT
hassl-4548	107	1	hence	hence	ADV
hassl-4548	107	2	,	,	PUNCT
hassl-4548	107	3	an	an	DET
hassl-4548	107	4	effective	effective	ADJ
hassl-4548	107	5	liquidity	liquidity	NOUN
hassl-4548	107	6	management	management	NOUN
hassl-4548	107	7	approach	approach	NOUN
hassl-4548	107	8	is	be	AUX
hassl-4548	107	9	important	important	ADJ
hassl-4548	107	10	,	,	PUNCT
hassl-4548	107	11	particularly	particularly	ADV
hassl-4548	107	12	for	for	ADP
hassl-4548	107	13	the	the	DET
hassl-4548	107	14	banking	banking	NOUN
hassl-4548	107	15	sector	sector	NOUN
hassl-4548	107	16	due	due	ADP
hassl-4548	107	17	to	to	ADP
hassl-4548	107	18	its	its	PRON
hassl-4548	107	19	financial	financial	ADJ
hassl-4548	107	20	implications	implication	NOUN
hassl-4548	107	21	for	for	ADP
hassl-4548	107	22	the	the	DET
hassl-4548	107	23	nation	nation	NOUN
hassl-4548	107	24	's	's	PART
hassl-4548	107	25	economy	economy	NOUN
hassl-4548	107	26	(	(	PUNCT
hassl-4548	107	27	laeven	laeven	ADJ
hassl-4548	107	28	,	,	PUNCT
hassl-4548	107	29	2011	2011	NUM
hassl-4548	107	30	)	)	PUNCT
hassl-4548	107	31	.	.	PUNCT
hassl-4548	108	1	the	the	DET
hassl-4548	108	2	challenges	challenge	NOUN
hassl-4548	108	3	faced	face	VERB
hassl-4548	108	4	by	by	ADP
hassl-4548	108	5	the	the	DET
hassl-4548	108	6	banks	bank	NOUN
hassl-4548	108	7	bring	bring	VERB
hassl-4548	108	8	out	out	ADP
hassl-4548	108	9	the	the	DET
hassl-4548	108	10	need	need	NOUN
hassl-4548	108	11	for	for	ADP
hassl-4548	108	12	a	a	DET
hassl-4548	108	13	reliable	reliable	ADJ
hassl-4548	108	14	prediction	prediction	NOUN
hassl-4548	108	15	model	model	NOUN
hassl-4548	108	16	that	that	PRON
hassl-4548	108	17	will	will	AUX
hassl-4548	108	18	help	help	VERB
hassl-4548	108	19	in	in	ADP
hassl-4548	108	20	identifying	identify	VERB
hassl-4548	108	21	the	the	DET
hassl-4548	108	22	early	early	ADJ
hassl-4548	108	23	signs	sign	NOUN
hassl-4548	108	24	of	of	ADP
hassl-4548	108	25	financial	financial	ADJ
hassl-4548	108	26	distress	distress	NOUN
hassl-4548	108	27	to	to	PART
hassl-4548	108	28	ensure	ensure	VERB
hassl-4548	108	29	timely	timely	ADJ
hassl-4548	108	30	regulatory	regulatory	ADJ
hassl-4548	108	31	measures	measure	NOUN
hassl-4548	108	32	(	(	PUNCT
hassl-4548	108	33	benston	benston	NOUN
hassl-4548	108	34	&	&	CCONJ
hassl-4548	108	35	kaufman	kaufman	PROPN
hassl-4548	108	36	,	,	PUNCT
hassl-4548	108	37	1995	1995	NUM
hassl-4548	108	38	)	)	PUNCT
hassl-4548	108	39	.	.	PUNCT
hassl-4548	109	1	a	a	DET
hassl-4548	109	2	thorough	thorough	ADJ
hassl-4548	109	3	understanding	understanding	NOUN
hassl-4548	109	4	of	of	ADP
hassl-4548	109	5	liquidity	liquidity	NOUN
hassl-4548	109	6	,	,	PUNCT
hassl-4548	109	7	lcr	lcr	NOUN
hassl-4548	109	8	,	,	PUNCT
hassl-4548	109	9	nsfr	nsfr	ADJ
hassl-4548	109	10	and	and	CCONJ
hassl-4548	109	11	financial	financial	ADJ
hassl-4548	109	12	distress	distress	NOUN
hassl-4548	109	13	is	be	AUX
hassl-4548	109	14	essential	essential	ADJ
hassl-4548	109	15	for	for	ADP
hassl-4548	109	16	developing	develop	VERB
hassl-4548	109	17	this	this	DET
hassl-4548	109	18	predictive	predictive	ADJ
hassl-4548	109	19	model	model	NOUN
hassl-4548	109	20	.	.	PUNCT
hassl-4548	110	1	2.1	2.1	NUM
hassl-4548	110	2	.	.	PUNCT
hassl-4548	110	3	financial	financial	ADJ
hassl-4548	110	4	distress	distress	NOUN
hassl-4548	110	5	and	and	CCONJ
hassl-4548	110	6	liquidity	liquidity	NOUN
hassl-4548	110	7	the	the	DET
hassl-4548	110	8	ability	ability	NOUN
hassl-4548	110	9	to	to	PART
hassl-4548	110	10	quickly	quickly	ADV
hassl-4548	110	11	buy	buy	VERB
hassl-4548	110	12	or	or	CCONJ
hassl-4548	110	13	sell	sell	VERB
hassl-4548	110	14	an	an	DET
hassl-4548	110	15	asset	asset	NOUN
hassl-4548	110	16	with	with	ADP
hassl-4548	110	17	minimal	minimal	ADJ
hassl-4548	110	18	cost	cost	NOUN
hassl-4548	110	19	and	and	CCONJ
hassl-4548	110	20	impact	impact	NOUN
hassl-4548	110	21	on	on	ADP
hassl-4548	110	22	its	its	PRON
hassl-4548	110	23	price	price	NOUN
hassl-4548	110	24	is	be	AUX
hassl-4548	110	25	termed	term	VERB
hassl-4548	110	26	liquidity	liquidity	NOUN
hassl-4548	110	27	.	.	PUNCT
hassl-4548	111	1	since	since	SCONJ
hassl-4548	111	2	the	the	DET
hassl-4548	111	3	mid-1980s	mid-1980	NOUN
hassl-4548	111	4	,	,	PUNCT
hassl-4548	111	5	this	this	DET
hassl-4548	111	6	concept	concept	NOUN
hassl-4548	111	7	of	of	ADP
hassl-4548	111	8	liquidity	liquidity	NOUN
hassl-4548	111	9	has	have	AUX
hassl-4548	111	10	been	be	AUX
hassl-4548	111	11	important	important	ADJ
hassl-4548	111	12	in	in	ADP
hassl-4548	111	13	stock	stock	NOUN
hassl-4548	111	14	returns	return	NOUN
hassl-4548	111	15	.	.	PUNCT
hassl-4548	112	1	some	some	DET
hassl-4548	112	2	investors	investor	NOUN
hassl-4548	112	3	may	may	AUX
hassl-4548	112	4	require	require	VERB
hassl-4548	112	5	access	access	NOUN
hassl-4548	112	6	to	to	ADP
hassl-4548	112	7	their	their	PRON
hassl-4548	112	8	funds	fund	NOUN
hassl-4548	112	9	on	on	ADP
hassl-4548	112	10	urgency	urgency	NOUN
hassl-4548	112	11	highlighting	highlight	VERB
hassl-4548	112	12	the	the	DET
hassl-4548	112	13	need	need	NOUN
hassl-4548	112	14	to	to	PART
hassl-4548	112	15	maintain	maintain	VERB
hassl-4548	112	16	the	the	DET
hassl-4548	112	17	stock	stock	NOUN
hassl-4548	112	18	liquidity	liquidity	NOUN
hassl-4548	112	19	and	and	CCONJ
hassl-4548	112	20	assets	asset	NOUN
hassl-4548	112	21	.	.	PUNCT
hassl-4548	113	1	high	high	ADJ
hassl-4548	113	2	liquidity	liquidity	NOUN
hassl-4548	113	3	helps	help	VERB
hassl-4548	113	4	banks	bank	NOUN
hassl-4548	113	5	to	to	PART
hassl-4548	113	6	tackle	tackle	VERB
hassl-4548	113	7	or	or	CCONJ
hassl-4548	113	8	avoid	avoid	VERB
hassl-4548	113	9	financial	financial	ADJ
hassl-4548	113	10	distress	distress	NOUN
hassl-4548	113	11	situations	situation	NOUN
hassl-4548	113	12	and	and	CCONJ
hassl-4548	113	13	reduce	reduce	VERB
hassl-4548	113	14	the	the	DET
hassl-4548	113	15	chances	chance	NOUN
hassl-4548	113	16	of	of	ADP
hassl-4548	113	17	bankruptcy	bankruptcy	NOUN
hassl-4548	113	18	.	.	PUNCT
hassl-4548	114	1	high	high	ADJ
hassl-4548	114	2	liquidity	liquidity	NOUN
hassl-4548	114	3	acts	act	VERB
hassl-4548	114	4	as	as	ADP
hassl-4548	114	5	a	a	DET
hassl-4548	114	6	protective	protective	ADJ
hassl-4548	114	7	buffer	buffer	NOUN
hassl-4548	114	8	for	for	ADP
hassl-4548	114	9	the	the	DET
hassl-4548	114	10	banks	bank	NOUN
hassl-4548	114	11	functioning	function	VERB
hassl-4548	114	12	in	in	ADP
hassl-4548	114	13	the	the	DET
hassl-4548	114	14	highly	highly	ADV
hassl-4548	114	15	dynamic	dynamic	ADJ
hassl-4548	114	16	market	market	NOUN
hassl-4548	114	17	scenario	scenario	NOUN
hassl-4548	114	18	(	(	PUNCT
hassl-4548	114	19	shahdadi	shahdadi	NOUN
hassl-4548	114	20	,	,	PUNCT
hassl-4548	114	21	rostamy	rostamy	NOUN
hassl-4548	114	22	,	,	PUNCT
hassl-4548	114	23	sadeghi	sadeghi	PROPN
hassl-4548	114	24	sharif	sharif	PROPN
hassl-4548	114	25	,	,	PUNCT
hassl-4548	114	26	&	&	CCONJ
hassl-4548	114	27	ranjbar	ranjbar	PROPN
hassl-4548	114	28	,	,	PUNCT
hassl-4548	114	29	2020	2020	NUM
hassl-4548	114	30	)	)	PUNCT
hassl-4548	114	31	.	.	PUNCT
hassl-4548	115	1	liquidity	liquidity	NOUN
hassl-4548	115	2	has	have	VERB
hassl-4548	115	3	a	a	DET
hassl-4548	115	4	substantial	substantial	ADJ
hassl-4548	115	5	impact	impact	NOUN
hassl-4548	115	6	on	on	ADP
hassl-4548	115	7	financial	financial	ADJ
hassl-4548	115	8	distress	distress	NOUN
hassl-4548	115	9	(	(	PUNCT
hassl-4548	115	10	susanti	susanti	X
hassl-4548	115	11	&	&	CCONJ
hassl-4548	115	12	takarini	takarini	PROPN
hassl-4548	115	13	,	,	PUNCT
hassl-4548	115	14	2022	2022	NUM
hassl-4548	115	15	;	;	PUNCT
hassl-4548	115	16	yuriani	yuriani	NOUN
hassl-4548	115	17	,	,	PUNCT
hassl-4548	115	18	merry	merry	ADJ
hassl-4548	115	19	,	,	PUNCT
hassl-4548	115	20	jennie	jennie	PROPN
hassl-4548	115	21	,	,	PUNCT
hassl-4548	115	22	ikhsan	ikhsan	ADJ
hassl-4548	115	23	,	,	PUNCT
hassl-4548	115	24	&	&	CCONJ
hassl-4548	115	25	rahmi	rahmi	NOUN
hassl-4548	115	26	,	,	PUNCT
hassl-4548	115	27	2020	2020	NUM
hassl-4548	115	28	)	)	PUNCT
hassl-4548	115	29	.	.	PUNCT
hassl-4548	116	1	this	this	DET
hassl-4548	116	2	impact	impact	NOUN
hassl-4548	116	3	is	be	AUX
hassl-4548	116	4	considerably	considerably	ADV
hassl-4548	116	5	negative	negative	ADJ
hassl-4548	116	6	(	(	PUNCT
hassl-4548	116	7	azizah	azizah	PROPN
hassl-4548	116	8	&	&	CCONJ
hassl-4548	116	9	yunita	yunita	PROPN
hassl-4548	116	10	,	,	PUNCT
hassl-4548	116	11	2022	2022	NUM
hassl-4548	116	12	)	)	PUNCT
hassl-4548	116	13	.	.	PUNCT
hassl-4548	117	1	according	accord	VERB
hassl-4548	117	2	to	to	ADP
hassl-4548	117	3	dance	dance	NOUN
hassl-4548	117	4	and	and	CCONJ
hassl-4548	117	5	imade	imade	NOUN
hassl-4548	117	6	humanities	humanity	NOUN
hassl-4548	117	7	and	and	CCONJ
hassl-4548	117	8	social	social	ADJ
hassl-4548	117	9	sciences	science	NOUN
hassl-4548	117	10	letters	letter	NOUN
hassl-4548	117	11	,	,	PUNCT
hassl-4548	117	12	2025	2025	NUM
hassl-4548	117	13	,	,	PUNCT
hassl-4548	117	14	14(1	14(1	NUM
hassl-4548	117	15	):	):	PUNCT
hassl-4548	117	16	44	44	NUM
hassl-4548	117	17	-	-	SYM
hassl-4548	117	18	58	58	NUM
hassl-4548	117	19	47	47	NUM
hassl-4548	117	20	©	©	PROPN
hassl-4548	117	21	2026	2026	NUM
hassl-4548	117	22	conscientia	conscientia	PROPN
hassl-4548	117	23	beam	beam	PROPN
hassl-4548	117	24	.	.	PUNCT
hassl-4548	118	1	all	all	DET
hassl-4548	118	2	rights	right	NOUN
hassl-4548	118	3	reserved	reserve	VERB
hassl-4548	118	4	.	.	PUNCT
hassl-4548	119	1	(	(	PUNCT
hassl-4548	119	2	2019	2019	NUM
hassl-4548	119	3	)	)	PUNCT
hassl-4548	119	4	liquidity	liquidity	NOUN
hassl-4548	119	5	is	be	AUX
hassl-4548	119	6	essential	essential	ADJ
hassl-4548	119	7	for	for	ADP
hassl-4548	119	8	the	the	DET
hassl-4548	119	9	financial	financial	ADJ
hassl-4548	119	10	health	health	NOUN
hassl-4548	119	11	,	,	PUNCT
hassl-4548	119	12	stability	stability	NOUN
hassl-4548	119	13	,	,	PUNCT
hassl-4548	119	14	and	and	CCONJ
hassl-4548	119	15	resilience	resilience	NOUN
hassl-4548	119	16	of	of	ADP
hassl-4548	119	17	the	the	DET
hassl-4548	119	18	bank	bank	NOUN
hassl-4548	119	19	.	.	PUNCT
hassl-4548	120	1	the	the	DET
hassl-4548	120	2	ability	ability	NOUN
hassl-4548	120	3	to	to	PART
hassl-4548	120	4	meet	meet	VERB
hassl-4548	120	5	the	the	DET
hassl-4548	120	6	immediate	immediate	ADJ
hassl-4548	120	7	financial	financial	ADJ
hassl-4548	120	8	requirements	requirement	NOUN
hassl-4548	120	9	from	from	ADP
hassl-4548	120	10	the	the	DET
hassl-4548	120	11	available	available	ADJ
hassl-4548	120	12	assets	asset	NOUN
hassl-4548	120	13	requires	require	VERB
hassl-4548	120	14	an	an	DET
hassl-4548	120	15	extreme	extreme	ADJ
hassl-4548	120	16	liquidity	liquidity	NOUN
hassl-4548	120	17	ratio	ratio	NOUN
hassl-4548	120	18	.	.	PUNCT
hassl-4548	121	1	the	the	DET
hassl-4548	121	2	lack	lack	NOUN
hassl-4548	121	3	of	of	ADP
hassl-4548	121	4	financial	financial	ADJ
hassl-4548	121	5	funds	fund	NOUN
hassl-4548	121	6	to	to	PART
hassl-4548	121	7	meet	meet	VERB
hassl-4548	121	8	the	the	DET
hassl-4548	121	9	current	current	ADJ
hassl-4548	121	10	bills	bill	NOUN
hassl-4548	121	11	shows	show	VERB
hassl-4548	121	12	a	a	DET
hassl-4548	121	13	low	low	ADJ
hassl-4548	121	14	liquidity	liquidity	NOUN
hassl-4548	121	15	ratio	ratio	NOUN
hassl-4548	121	16	and	and	CCONJ
hassl-4548	121	17	financial	financial	ADJ
hassl-4548	121	18	issues	issue	NOUN
hassl-4548	121	19	(	(	PUNCT
hassl-4548	121	20	sutra	sutra	PROPN
hassl-4548	121	21	&	&	CCONJ
hassl-4548	121	22	mais	mais	PROPN
hassl-4548	121	23	,	,	PUNCT
hassl-4548	121	24	2019	2019	NUM
hassl-4548	121	25	)	)	PUNCT
hassl-4548	121	26	.	.	PUNCT
hassl-4548	122	1	understanding	understand	VERB
hassl-4548	122	2	the	the	DET
hassl-4548	122	3	liquidity	liquidity	NOUN
hassl-4548	122	4	levels	level	NOUN
hassl-4548	122	5	and	and	CCONJ
hassl-4548	122	6	concerns	concern	NOUN
hassl-4548	122	7	can	can	AUX
hassl-4548	122	8	help	help	VERB
hassl-4548	122	9	researchers	researcher	NOUN
hassl-4548	122	10	and	and	CCONJ
hassl-4548	122	11	regulators	regulator	NOUN
hassl-4548	122	12	to	to	PART
hassl-4548	122	13	predict	predict	VERB
hassl-4548	122	14	and	and	CCONJ
hassl-4548	122	15	prevent	prevent	VERB
hassl-4548	122	16	financial	financial	ADJ
hassl-4548	122	17	crises	crisis	NOUN
hassl-4548	122	18	.	.	PUNCT
hassl-4548	123	1	a	a	DET
hassl-4548	123	2	study	study	NOUN
hassl-4548	123	3	states	state	VERB
hassl-4548	123	4	that	that	SCONJ
hassl-4548	123	5	liquidity	liquidity	NOUN
hassl-4548	123	6	ratios	ratio	NOUN
hassl-4548	123	7	have	have	VERB
hassl-4548	123	8	a	a	DET
hassl-4548	123	9	significantly	significantly	ADJ
hassl-4548	123	10	and	and	CCONJ
hassl-4548	123	11	negative	negative	ADJ
hassl-4548	123	12	influence	influence	NOUN
hassl-4548	123	13	on	on	ADP
hassl-4548	123	14	financial	financial	ADJ
hassl-4548	123	15	distress	distress	NOUN
hassl-4548	123	16	(	(	PUNCT
hassl-4548	123	17	lumbantobing	lumbantobe	VERB
hassl-4548	123	18	,	,	PUNCT
hassl-4548	123	19	2020	2020	NUM
hassl-4548	123	20	)	)	PUNCT
hassl-4548	123	21	.	.	PUNCT
hassl-4548	124	1	another	another	DET
hassl-4548	124	2	research	research	NOUN
hassl-4548	124	3	summarises	summarise	NOUN
hassl-4548	124	4	that	that	SCONJ
hassl-4548	124	5	liquidity	liquidity	NOUN
hassl-4548	124	6	has	have	VERB
hassl-4548	124	7	a	a	DET
hassl-4548	124	8	minimal	minimal	ADJ
hassl-4548	124	9	negative	negative	ADJ
hassl-4548	124	10	impact	impact	NOUN
hassl-4548	124	11	on	on	ADP
hassl-4548	124	12	financial	financial	ADJ
hassl-4548	124	13	distress	distress	NOUN
hassl-4548	124	14	(	(	PUNCT
hassl-4548	124	15	amanda	amanda	PROPN
hassl-4548	124	16	&	&	CCONJ
hassl-4548	124	17	tasman	tasman	PROPN
hassl-4548	124	18	,	,	PUNCT
hassl-4548	124	19	2019	2019	NUM
hassl-4548	124	20	)	)	PUNCT
hassl-4548	124	21	.	.	PUNCT
hassl-4548	125	1	other	other	ADJ
hassl-4548	125	2	studies	study	NOUN
hassl-4548	125	3	state	state	VERB
hassl-4548	125	4	that	that	SCONJ
hassl-4548	125	5	liquidity	liquidity	NOUN
hassl-4548	125	6	,	,	PUNCT
hassl-4548	125	7	when	when	SCONJ
hassl-4548	125	8	judged	judge	VERB
hassl-4548	125	9	by	by	ADP
hassl-4548	125	10	the	the	DET
hassl-4548	125	11	current	current	ADJ
hassl-4548	125	12	ratio	ratio	NOUN
hassl-4548	125	13	does	do	AUX
hassl-4548	125	14	not	not	PART
hassl-4548	125	15	impact	impact	VERB
hassl-4548	125	16	financial	financial	ADJ
hassl-4548	125	17	distress	distress	NOUN
hassl-4548	125	18	(	(	PUNCT
hassl-4548	125	19	antoniawati	antoniawati	PROPN
hassl-4548	125	20	&	&	CCONJ
hassl-4548	125	21	purwohandoko	purwohandoko	PROPN
hassl-4548	125	22	,	,	PUNCT
hassl-4548	125	23	2022	2022	NUM
hassl-4548	125	24	;	;	PUNCT
hassl-4548	125	25	jannah	jannah	PROPN
hassl-4548	125	26	&	&	CCONJ
hassl-4548	125	27	dhiba	dhiba	PROPN
hassl-4548	125	28	,	,	PUNCT
hassl-4548	125	29	2021	2021	NUM
hassl-4548	125	30	;	;	PUNCT
hassl-4548	125	31	pratiwi	pratiwi	NOUN
hassl-4548	125	32	&	&	CCONJ
hassl-4548	125	33	sudiyatno	sudiyatno	PROPN
hassl-4548	125	34	,	,	PUNCT
hassl-4548	125	35	2022	2022	NUM
hassl-4548	125	36	;	;	PUNCT
hassl-4548	125	37	susilowati	susilowati	NOUN
hassl-4548	125	38	,	,	PUNCT
hassl-4548	125	39	suwarti	suwarti	NOUN
hassl-4548	125	40	,	,	PUNCT
hassl-4548	125	41	puspitasari	puspitasari	VERB
hassl-4548	125	42	,	,	PUNCT
hassl-4548	125	43	&	&	CCONJ
hassl-4548	125	44	nurmaliani	nurmaliani	PROPN
hassl-4548	125	45	,	,	PUNCT
hassl-4548	125	46	2019	2019	NUM
hassl-4548	125	47	)	)	PUNCT
hassl-4548	125	48	.	.	PUNCT
hassl-4548	126	1	these	these	DET
hassl-4548	126	2	findings	finding	NOUN
hassl-4548	126	3	bring	bring	VERB
hassl-4548	126	4	out	out	ADP
hassl-4548	126	5	the	the	DET
hassl-4548	126	6	complexity	complexity	NOUN
hassl-4548	126	7	between	between	ADP
hassl-4548	126	8	liquidity	liquidity	NOUN
hassl-4548	126	9	and	and	CCONJ
hassl-4548	126	10	financial	financial	ADJ
hassl-4548	126	11	distress	distress	NOUN
hassl-4548	126	12	.	.	PUNCT
hassl-4548	127	1	furthermore	furthermore	ADV
hassl-4548	127	2	,	,	PUNCT
hassl-4548	127	3	it	it	PRON
hassl-4548	127	4	also	also	ADV
hassl-4548	127	5	directs	direct	VERB
hassl-4548	127	6	towards	towards	ADP
hassl-4548	127	7	a	a	DET
hassl-4548	127	8	need	need	NOUN
hassl-4548	127	9	for	for	ADP
hassl-4548	127	10	detailed	detailed	ADJ
hassl-4548	127	11	analysis	analysis	NOUN
hassl-4548	127	12	between	between	ADP
hassl-4548	127	13	them	they	PRON
hassl-4548	127	14	in	in	ADP
hassl-4548	127	15	different	different	ADJ
hassl-4548	127	16	situations	situation	NOUN
hassl-4548	127	17	.	.	PUNCT
hassl-4548	128	1	2.2	2.2	NUM
hassl-4548	128	2	.	.	PUNCT
hassl-4548	128	3	financial	financial	ADJ
hassl-4548	128	4	distress	distress	NOUN
hassl-4548	128	5	and	and	CCONJ
hassl-4548	128	6	lcr	lcr	NOUN
hassl-4548	128	7	in	in	ADP
hassl-4548	128	8	2013	2013	NUM
hassl-4548	128	9	,	,	PUNCT
hassl-4548	128	10	the	the	DET
hassl-4548	128	11	basel	basel	PROPN
hassl-4548	128	12	committee	committee	PROPN
hassl-4548	128	13	on	on	ADP
hassl-4548	128	14	banking	banking	NOUN
hassl-4548	128	15	supervision	supervision	NOUN
hassl-4548	128	16	created	create	VERB
hassl-4548	128	17	the	the	DET
hassl-4548	128	18	lcr	lcr	NOUN
hassl-4548	128	19	.	.	PUNCT
hassl-4548	129	1	it	it	PRON
hassl-4548	129	2	is	be	AUX
hassl-4548	129	3	the	the	DET
hassl-4548	129	4	key	key	NOUN
hassl-4548	129	5	to	to	ADP
hassl-4548	129	6	ensuring	ensure	VERB
hassl-4548	129	7	that	that	SCONJ
hassl-4548	129	8	the	the	DET
hassl-4548	129	9	banks	bank	NOUN
hassl-4548	129	10	can	can	AUX
hassl-4548	129	11	sustain	sustain	VERB
hassl-4548	129	12	the	the	DET
hassl-4548	129	13	short	short	ADJ
hassl-4548	129	14	-	-	PUNCT
hassl-4548	129	15	term	term	NOUN
hassl-4548	129	16	liquidity	liquidity	NOUN
hassl-4548	129	17	risk	risk	NOUN
hassl-4548	129	18	in	in	ADP
hassl-4548	129	19	challenging	challenge	VERB
hassl-4548	129	20	market	market	NOUN
hassl-4548	129	21	situations	situation	NOUN
hassl-4548	129	22	(	(	PUNCT
hassl-4548	129	23	basel	basel	PROPN
hassl-4548	129	24	committee	committee	PROPN
hassl-4548	129	25	on	on	ADP
hassl-4548	129	26	banking	banking	NOUN
hassl-4548	129	27	supervision	supervision	NOUN
hassl-4548	129	28	,	,	PUNCT
hassl-4548	129	29	2013	2013	NUM
hassl-4548	129	30	)	)	PUNCT
hassl-4548	129	31	.	.	PUNCT
hassl-4548	130	1	banks	bank	NOUN
hassl-4548	130	2	require	require	VERB
hassl-4548	130	3	30	30	NUM
hassl-4548	130	4	days	day	NOUN
hassl-4548	130	5	of	of	ADP
hassl-4548	130	6	adequate	adequate	ADJ
hassl-4548	130	7	volume	volume	NOUN
hassl-4548	130	8	of	of	ADP
hassl-4548	130	9	high	high	ADJ
hassl-4548	130	10	-	-	PUNCT
hassl-4548	130	11	quality	quality	NOUN
hassl-4548	130	12	liquid	liquid	ADJ
hassl-4548	130	13	assets	asset	NOUN
hassl-4548	130	14	(	(	PUNCT
hassl-4548	130	15	hqla	hqla	PROPN
hassl-4548	130	16	)	)	PUNCT
hassl-4548	130	17	to	to	PART
hassl-4548	130	18	fulfil	fulfil	VERB
hassl-4548	130	19	the	the	DET
hassl-4548	130	20	net	net	ADJ
hassl-4548	130	21	cash	cash	NOUN
hassl-4548	130	22	outflows	outflow	NOUN
hassl-4548	130	23	(	(	PUNCT
hassl-4548	130	24	hoerova	hoerova	PROPN
hassl-4548	130	25	,	,	PUNCT
hassl-4548	130	26	mendicino	mendicino	PROPN
hassl-4548	130	27	,	,	PUNCT
hassl-4548	130	28	nikolov	nikolov	PROPN
hassl-4548	130	29	,	,	PUNCT
hassl-4548	130	30	schepens	schepen	NOUN
hassl-4548	130	31	,	,	PUNCT
hassl-4548	130	32	&	&	CCONJ
hassl-4548	130	33	van	van	PROPN
hassl-4548	130	34	den	den	PROPN
hassl-4548	130	35	heuvel	heuvel	PROPN
hassl-4548	130	36	,	,	PUNCT
hassl-4548	130	37	2018	2018	NUM
hassl-4548	130	38	)	)	PUNCT
hassl-4548	130	39	.	.	PUNCT
hassl-4548	131	1	the	the	DET
hassl-4548	131	2	primary	primary	ADJ
hassl-4548	131	3	objective	objective	NOUN
hassl-4548	131	4	is	be	AUX
hassl-4548	131	5	to	to	PART
hassl-4548	131	6	improve	improve	VERB
hassl-4548	131	7	the	the	DET
hassl-4548	131	8	preventive	preventive	ADJ
hassl-4548	131	9	buffer	buffer	NOUN
hassl-4548	131	10	of	of	ADP
hassl-4548	131	11	the	the	DET
hassl-4548	131	12	banks	bank	NOUN
hassl-4548	131	13	for	for	ADP
hassl-4548	131	14	challenging	challenge	VERB
hassl-4548	131	15	market	market	NOUN
hassl-4548	131	16	times	time	NOUN
hassl-4548	131	17	.	.	PUNCT
hassl-4548	132	1	the	the	DET
hassl-4548	132	2	second	second	ADJ
hassl-4548	132	3	objective	objective	NOUN
hassl-4548	132	4	aims	aim	VERB
hassl-4548	132	5	for	for	ADP
hassl-4548	132	6	30	30	NUM
hassl-4548	132	7	days	day	NOUN
hassl-4548	132	8	of	of	ADP
hassl-4548	132	9	sufficient	sufficient	ADJ
hassl-4548	132	10	liquid	liquid	ADJ
hassl-4548	132	11	assets	asset	NOUN
hassl-4548	132	12	to	to	PART
hassl-4548	132	13	resist	resist	VERB
hassl-4548	132	14	liquidity	liquidity	NOUN
hassl-4548	132	15	needs	need	NOUN
hassl-4548	132	16	in	in	ADP
hassl-4548	132	17	banks	bank	NOUN
hassl-4548	132	18	.	.	PUNCT
hassl-4548	133	1	during	during	ADP
hassl-4548	133	2	normal	normal	ADJ
hassl-4548	133	3	times	time	NOUN
hassl-4548	133	4	,	,	PUNCT
hassl-4548	133	5	the	the	DET
hassl-4548	133	6	lcr	lcr	NOUN
hassl-4548	133	7	sets	set	VERB
hassl-4548	133	8	a	a	DET
hassl-4548	133	9	minimum	minimum	ADJ
hassl-4548	133	10	level	level	NOUN
hassl-4548	133	11	of	of	ADP
hassl-4548	133	12	100	100	NUM
hassl-4548	133	13	per	per	ADP
hassl-4548	133	14	cent	cent	NOUN
hassl-4548	133	15	.	.	PUNCT
hassl-4548	134	1	during	during	ADP
hassl-4548	134	2	stressful	stressful	ADJ
hassl-4548	134	3	situations	situation	NOUN
hassl-4548	134	4	,	,	PUNCT
hassl-4548	134	5	banks	bank	NOUN
hassl-4548	134	6	can	can	AUX
hassl-4548	134	7	dip	dip	VERB
hassl-4548	134	8	below	below	ADP
hassl-4548	134	9	this	this	DET
hassl-4548	134	10	level	level	NOUN
hassl-4548	134	11	and	and	CCONJ
hassl-4548	134	12	to	to	PART
hassl-4548	134	13	ease	ease	VERB
hassl-4548	134	14	these	these	DET
hassl-4548	134	15	issues	issue	NOUN
hassl-4548	134	16	.	.	PUNCT
hassl-4548	135	1	hqla	hqla	PROPN
hassl-4548	135	2	can	can	AUX
hassl-4548	135	3	be	be	AUX
hassl-4548	135	4	used	use	VERB
hassl-4548	135	5	.	.	PUNCT
hassl-4548	136	1	for	for	ADP
hassl-4548	136	2	effective	effective	ADJ
hassl-4548	136	3	risk	risk	NOUN
hassl-4548	136	4	management	management	NOUN
hassl-4548	136	5	,	,	PUNCT
hassl-4548	136	6	banks	bank	NOUN
hassl-4548	136	7	must	must	AUX
hassl-4548	136	8	regularly	regularly	ADV
hassl-4548	136	9	monitor	monitor	VERB
hassl-4548	136	10	the	the	DET
hassl-4548	136	11	lcr	lcr	NOUN
hassl-4548	136	12	.	.	PUNCT
hassl-4548	137	1	understanding	understand	VERB
hassl-4548	137	2	the	the	DET
hassl-4548	137	3	role	role	NOUN
hassl-4548	137	4	and	and	CCONJ
hassl-4548	137	5	impact	impact	NOUN
hassl-4548	137	6	of	of	ADP
hassl-4548	137	7	lcr	lcr	NOUN
hassl-4548	137	8	is	be	AUX
hassl-4548	137	9	important	important	ADJ
hassl-4548	137	10	to	to	PART
hassl-4548	137	11	manage	manage	VERB
hassl-4548	137	12	the	the	DET
hassl-4548	137	13	liquidity	liquidity	NOUN
hassl-4548	137	14	risks	risk	NOUN
hassl-4548	137	15	in	in	ADP
hassl-4548	137	16	banks	bank	NOUN
hassl-4548	137	17	,	,	PUNCT
hassl-4548	137	18	especially	especially	ADV
hassl-4548	137	19	in	in	ADP
hassl-4548	137	20	financial	financial	ADJ
hassl-4548	137	21	distress	distress	NOUN
hassl-4548	137	22	situations	situation	NOUN
hassl-4548	137	23	.	.	PUNCT
hassl-4548	138	1	h1	h1	PROPN
hassl-4548	138	2	:	:	PUNCT
hassl-4548	138	3	there	there	PRON
hassl-4548	138	4	is	be	VERB
hassl-4548	138	5	a	a	DET
hassl-4548	138	6	significant	significant	ADJ
hassl-4548	138	7	relationship	relationship	NOUN
hassl-4548	138	8	between	between	ADP
hassl-4548	138	9	financial	financial	ADJ
hassl-4548	138	10	distress	distress	NOUN
hassl-4548	138	11	and	and	CCONJ
hassl-4548	138	12	lcr	lcr	NOUN
hassl-4548	138	13	in	in	ADP
hassl-4548	138	14	indian	indian	ADJ
hassl-4548	138	15	banks	bank	NOUN
hassl-4548	138	16	.	.	PUNCT
hassl-4548	139	1	2.3	2.3	NUM
hassl-4548	139	2	.	.	PUNCT
hassl-4548	139	3	financial	financial	ADJ
hassl-4548	139	4	distress	distress	NOUN
hassl-4548	139	5	and	and	CCONJ
hassl-4548	139	6	nsfr	nsfr	ADJ
hassl-4548	139	7	nsfr	nsfr	ADJ
hassl-4548	139	8	ensures	ensure	VERB
hassl-4548	139	9	that	that	SCONJ
hassl-4548	139	10	banks	bank	NOUN
hassl-4548	139	11	maintain	maintain	VERB
hassl-4548	139	12	a	a	DET
hassl-4548	139	13	stable	stable	ADJ
hassl-4548	139	14	financial	financial	ADJ
hassl-4548	139	15	profile	profile	NOUN
hassl-4548	139	16	.	.	PUNCT
hassl-4548	140	1	it	it	PRON
hassl-4548	140	2	matches	match	VERB
hassl-4548	140	3	the	the	DET
hassl-4548	140	4	long	long	ADJ
hassl-4548	140	5	-	-	PUNCT
hassl-4548	140	6	term	term	NOUN
hassl-4548	140	7	assets	asset	NOUN
hassl-4548	140	8	with	with	ADP
hassl-4548	140	9	similar	similar	ADJ
hassl-4548	140	10	liabilities	liability	NOUN
hassl-4548	140	11	to	to	PART
hassl-4548	140	12	reduce	reduce	VERB
hassl-4548	140	13	maturity	maturity	NOUN
hassl-4548	140	14	mismatches	mismatch	NOUN
hassl-4548	140	15	(	(	PUNCT
hassl-4548	140	16	basel	basel	PROPN
hassl-4548	140	17	committee	committee	PROPN
hassl-4548	140	18	on	on	ADP
hassl-4548	140	19	banking	banking	NOUN
hassl-4548	140	20	supervision	supervision	NOUN
hassl-4548	140	21	,	,	PUNCT
hassl-4548	140	22	2013	2013	NUM
hassl-4548	140	23	)	)	PUNCT
hassl-4548	140	24	.	.	PUNCT
hassl-4548	141	1	nsfr	nsfr	PROPN
hassl-4548	141	2	aims	aim	VERB
hassl-4548	141	3	to	to	PART
hassl-4548	141	4	prevent	prevent	VERB
hassl-4548	141	5	the	the	DET
hassl-4548	141	6	overreliability	overreliability	NOUN
hassl-4548	141	7	of	of	ADP
hassl-4548	141	8	short	short	ADJ
hassl-4548	141	9	-	-	PUNCT
hassl-4548	141	10	term	term	NOUN
hassl-4548	141	11	liabilities	liability	NOUN
hassl-4548	141	12	to	to	PART
hassl-4548	141	13	support	support	VERB
hassl-4548	141	14	long	long	ADJ
hassl-4548	141	15	-	-	PUNCT
hassl-4548	141	16	term	term	NOUN
hassl-4548	141	17	assets	asset	NOUN
hassl-4548	141	18	.	.	PUNCT
hassl-4548	142	1	it	it	PRON
hassl-4548	142	2	focuses	focus	VERB
hassl-4548	142	3	on	on	ADP
hassl-4548	142	4	the	the	DET
hassl-4548	142	5	stable	stable	ADJ
hassl-4548	142	6	financing	financing	NOUN
hassl-4548	142	7	available	available	ADJ
hassl-4548	142	8	over	over	ADP
hassl-4548	142	9	a	a	DET
hassl-4548	142	10	year	year	NOUN
hassl-4548	142	11	compared	compare	VERB
hassl-4548	142	12	to	to	ADP
hassl-4548	142	13	the	the	DET
hassl-4548	142	14	need	need	NOUN
hassl-4548	142	15	for	for	ADP
hassl-4548	142	16	stable	stable	ADJ
hassl-4548	142	17	funding	funding	NOUN
hassl-4548	142	18	.	.	PUNCT
hassl-4548	143	1	this	this	PRON
hassl-4548	143	2	lowers	lower	VERB
hassl-4548	143	3	the	the	DET
hassl-4548	143	4	risk	risk	NOUN
hassl-4548	143	5	of	of	ADP
hassl-4548	143	6	financial	financial	ADJ
hassl-4548	143	7	distress	distress	NOUN
hassl-4548	143	8	situations	situation	NOUN
hassl-4548	143	9	(	(	PUNCT
hassl-4548	143	10	mariscalcáceres	mariscalcácere	NOUN
hassl-4548	143	11	,	,	PUNCT
hassl-4548	143	12	cristófol	cristófol	NOUN
hassl-4548	143	13	-	-	PUNCT
hassl-4548	143	14	rodríguez	rodríguez	NOUN
hassl-4548	143	15	,	,	PUNCT
hassl-4548	143	16	&	&	CCONJ
hassl-4548	143	17	cerdá	cerdá	ADJ
hassl-4548	143	18	-	-	PUNCT
hassl-4548	143	19	suárez	suárez	NOUN
hassl-4548	143	20	,	,	PUNCT
hassl-4548	143	21	2024	2024	NUM
hassl-4548	143	22	)	)	PUNCT
hassl-4548	143	23	.	.	PUNCT
hassl-4548	144	1	nsfr	nsfr	PROPN
hassl-4548	144	2	supports	support	VERB
hassl-4548	144	3	that	that	SCONJ
hassl-4548	144	4	banks	bank	NOUN
hassl-4548	144	5	should	should	AUX
hassl-4548	144	6	use	use	VERB
hassl-4548	144	7	stable	stable	ADJ
hassl-4548	144	8	funding	funding	NOUN
hassl-4548	144	9	sources	source	NOUN
hassl-4548	144	10	,	,	PUNCT
hassl-4548	144	11	like	like	ADP
hassl-4548	144	12	deposits	deposit	NOUN
hassl-4548	144	13	and	and	CCONJ
hassl-4548	144	14	extend	extend	VERB
hassl-4548	144	15	the	the	DET
hassl-4548	144	16	maturity	maturity	NOUN
hassl-4548	144	17	of	of	ADP
hassl-4548	144	18	assets	asset	NOUN
hassl-4548	144	19	.	.	PUNCT
hassl-4548	145	1	this	this	PRON
hassl-4548	145	2	increases	increase	VERB
hassl-4548	145	3	the	the	DET
hassl-4548	145	4	stability	stability	NOUN
hassl-4548	145	5	of	of	ADP
hassl-4548	145	6	funding	funding	NOUN
hassl-4548	145	7	and	and	CCONJ
hassl-4548	145	8	resists	resist	VERB
hassl-4548	145	9	funding	funding	NOUN
hassl-4548	145	10	shocks	shock	NOUN
hassl-4548	145	11	.	.	PUNCT
hassl-4548	146	1	stable	stable	ADJ
hassl-4548	146	2	financing	financing	NOUN
hassl-4548	146	3	is	be	AUX
hassl-4548	146	4	important	important	ADJ
hassl-4548	146	5	to	to	PART
hassl-4548	146	6	maintain	maintain	VERB
hassl-4548	146	7	financial	financial	ADJ
hassl-4548	146	8	stability	stability	NOUN
hassl-4548	146	9	and	and	CCONJ
hassl-4548	146	10	liquidity	liquidity	NOUN
hassl-4548	146	11	risks	risk	NOUN
hassl-4548	146	12	(	(	PUNCT
hassl-4548	146	13	wei	wei	PROPN
hassl-4548	146	14	,	,	PUNCT
hassl-4548	146	15	gong	gong	PROPN
hassl-4548	146	16	,	,	PUNCT
hassl-4548	146	17	&	&	CCONJ
hassl-4548	146	18	wu	wu	PROPN
hassl-4548	146	19	,	,	PUNCT
hassl-4548	146	20	2017	2017	NUM
hassl-4548	146	21	)	)	PUNCT
hassl-4548	146	22	.	.	PUNCT
hassl-4548	147	1	hence	hence	ADV
hassl-4548	147	2	,	,	PUNCT
hassl-4548	147	3	it	it	PRON
hassl-4548	147	4	is	be	AUX
hassl-4548	147	5	necessary	necessary	ADJ
hassl-4548	147	6	to	to	PART
hassl-4548	147	7	explore	explore	VERB
hassl-4548	147	8	how	how	SCONJ
hassl-4548	147	9	financial	financial	ADJ
hassl-4548	147	10	distress	distress	NOUN
hassl-4548	147	11	situations	situation	NOUN
hassl-4548	147	12	impact	impact	VERB
hassl-4548	147	13	the	the	DET
hassl-4548	147	14	nsfr	nsfr	NOUN
hassl-4548	147	15	in	in	ADP
hassl-4548	147	16	indian	indian	ADJ
hassl-4548	147	17	banks	bank	NOUN
hassl-4548	147	18	.	.	PUNCT
hassl-4548	148	1	understanding	understand	VERB
hassl-4548	148	2	this	this	DET
hassl-4548	148	3	impact	impact	NOUN
hassl-4548	148	4	will	will	AUX
hassl-4548	148	5	help	help	VERB
hassl-4548	148	6	in	in	ADP
hassl-4548	148	7	evaluating	evaluate	VERB
hassl-4548	148	8	the	the	DET
hassl-4548	148	9	effectiveness	effectiveness	NOUN
hassl-4548	148	10	of	of	ADP
hassl-4548	148	11	the	the	DET
hassl-4548	148	12	liquidity	liquidity	NOUN
hassl-4548	148	13	risk	risk	NOUN
hassl-4548	148	14	management	management	NOUN
hassl-4548	148	15	strategies	strategy	NOUN
hassl-4548	148	16	and	and	CCONJ
hassl-4548	148	17	regulatory	regulatory	ADJ
hassl-4548	148	18	frameworks	framework	NOUN
hassl-4548	148	19	.	.	PUNCT
hassl-4548	149	1	figure	figure	NOUN
hassl-4548	149	2	1	1	NUM
hassl-4548	149	3	explains	explain	VERB
hassl-4548	149	4	the	the	DET
hassl-4548	149	5	conceptual	conceptual	ADJ
hassl-4548	149	6	model	model	NOUN
hassl-4548	149	7	of	of	ADP
hassl-4548	149	8	the	the	DET
hassl-4548	149	9	study	study	NOUN
hassl-4548	149	10	to	to	PART
hassl-4548	149	11	understand	understand	VERB
hassl-4548	149	12	the	the	DET
hassl-4548	149	13	connectivity	connectivity	NOUN
hassl-4548	149	14	of	of	ADP
hassl-4548	149	15	liquidity	liquidity	NOUN
hassl-4548	149	16	and	and	CCONJ
hassl-4548	149	17	financial	financial	ADJ
hassl-4548	149	18	distress	distress	NOUN
hassl-4548	149	19	.	.	PUNCT
hassl-4548	150	1	the	the	DET
hassl-4548	150	2	following	follow	VERB
hassl-4548	150	3	hypothesis	hypothesis	NOUN
hassl-4548	150	4	is	be	AUX
hassl-4548	150	5	assumed	assume	VERB
hassl-4548	150	6	.	.	PUNCT
hassl-4548	151	1	h2	h2	NOUN
hassl-4548	151	2	:	:	PUNCT
hassl-4548	151	3	there	there	PRON
hassl-4548	151	4	is	be	VERB
hassl-4548	151	5	a	a	DET
hassl-4548	151	6	significant	significant	ADJ
hassl-4548	151	7	relationship	relationship	NOUN
hassl-4548	151	8	between	between	ADP
hassl-4548	151	9	financial	financial	ADJ
hassl-4548	151	10	distress	distress	NOUN
hassl-4548	151	11	and	and	CCONJ
hassl-4548	151	12	nsfr	nsfr	ADJ
hassl-4548	151	13	in	in	ADP
hassl-4548	151	14	indian	indian	ADJ
hassl-4548	151	15	banks	bank	NOUN
hassl-4548	151	16	.	.	PUNCT
hassl-4548	152	1	figure	figure	VERB
hassl-4548	152	2	1	1	NUM
hassl-4548	152	3	.	.	PUNCT
hassl-4548	152	4	conceptual	conceptual	ADJ
hassl-4548	152	5	framework	framework	NOUN
hassl-4548	152	6	.	.	PUNCT
hassl-4548	153	1	humanities	humanity	NOUN
hassl-4548	153	2	and	and	CCONJ
hassl-4548	153	3	social	social	ADJ
hassl-4548	153	4	sciences	science	NOUN
hassl-4548	153	5	letters	letter	NOUN
hassl-4548	153	6	,	,	PUNCT
hassl-4548	153	7	2025	2025	NUM
hassl-4548	153	8	,	,	PUNCT
hassl-4548	153	9	14(1	14(1	NUM
hassl-4548	153	10	):	):	PUNCT
hassl-4548	153	11	44	44	NUM
hassl-4548	153	12	-	-	SYM
hassl-4548	153	13	58	58	NUM
hassl-4548	153	14	48	48	NUM
hassl-4548	153	15	©	©	PROPN
hassl-4548	153	16	2026	2026	NUM
hassl-4548	153	17	conscientia	conscientia	PROPN
hassl-4548	153	18	beam	beam	PROPN
hassl-4548	153	19	.	.	PUNCT
hassl-4548	154	1	all	all	DET
hassl-4548	154	2	rights	right	NOUN
hassl-4548	154	3	reserved	reserve	VERB
hassl-4548	154	4	.	.	PUNCT
hassl-4548	155	1	3	3	X
hassl-4548	155	2	.	.	X
hassl-4548	155	3	data	datum	NOUN
hassl-4548	155	4	collection	collection	NOUN
hassl-4548	155	5	and	and	CCONJ
hassl-4548	155	6	research	research	NOUN
hassl-4548	155	7	approach	approach	NOUN
hassl-4548	155	8	3.1	3.1	NUM
hassl-4548	155	9	.	.	PUNCT
hassl-4548	156	1	detail	detail	NOUN
hassl-4548	156	2	of	of	ADP
hassl-4548	156	3	data	datum	NOUN
hassl-4548	156	4	collection	collection	NOUN
hassl-4548	156	5	this	this	DET
hassl-4548	156	6	paper	paper	NOUN
hassl-4548	156	7	focuses	focus	VERB
hassl-4548	156	8	on	on	ADP
hassl-4548	156	9	the	the	DET
hassl-4548	156	10	indian	indian	ADJ
hassl-4548	156	11	banking	banking	NOUN
hassl-4548	156	12	sector	sector	NOUN
hassl-4548	156	13	,	,	PUNCT
hassl-4548	156	14	which	which	PRON
hassl-4548	156	15	involves	involve	VERB
hassl-4548	156	16	extensive	extensive	ADJ
hassl-4548	156	17	data	datum	NOUN
hassl-4548	156	18	collection	collection	NOUN
hassl-4548	156	19	.	.	PUNCT
hassl-4548	157	1	a	a	DET
hassl-4548	157	2	sample	sample	NOUN
hassl-4548	157	3	of	of	ADP
hassl-4548	157	4	23	23	NUM
hassl-4548	157	5	indian	indian	ADJ
hassl-4548	157	6	banks	bank	NOUN
hassl-4548	157	7	was	be	AUX
hassl-4548	157	8	selected	select	VERB
hassl-4548	157	9	to	to	PART
hassl-4548	157	10	thoroughly	thoroughly	ADV
hassl-4548	157	11	analyse	analyse	VERB
hassl-4548	157	12	the	the	DET
hassl-4548	157	13	financial	financial	ADJ
hassl-4548	157	14	factors	factor	NOUN
hassl-4548	157	15	.	.	PUNCT
hassl-4548	158	1	out	out	ADP
hassl-4548	158	2	of	of	ADP
hassl-4548	158	3	23	23	NUM
hassl-4548	158	4	banks	bank	NOUN
hassl-4548	158	5	,	,	PUNCT
hassl-4548	158	6	9	9	NUM
hassl-4548	158	7	banks	bank	NOUN
hassl-4548	158	8	are	be	AUX
hassl-4548	158	9	public	public	ADJ
hassl-4548	158	10	sector	sector	NOUN
hassl-4548	158	11	banks	bank	NOUN
hassl-4548	158	12	and	and	CCONJ
hassl-4548	158	13	14	14	NUM
hassl-4548	158	14	are	be	AUX
hassl-4548	158	15	private	private	ADJ
hassl-4548	158	16	sector	sector	NOUN
hassl-4548	158	17	banks	bank	NOUN
hassl-4548	158	18	.	.	PUNCT
hassl-4548	159	1	the	the	DET
hassl-4548	159	2	selection	selection	NOUN
hassl-4548	159	3	was	be	AUX
hassl-4548	159	4	based	base	VERB
hassl-4548	159	5	on	on	ADP
hassl-4548	159	6	the	the	DET
hassl-4548	159	7	accessibility	accessibility	NOUN
hassl-4548	159	8	of	of	ADP
hassl-4548	159	9	their	their	PRON
hassl-4548	159	10	financial	financial	ADJ
hassl-4548	159	11	data	datum	NOUN
hassl-4548	159	12	.	.	PUNCT
hassl-4548	160	1	the	the	DET
hassl-4548	160	2	chosen	choose	VERB
hassl-4548	160	3	banks	bank	NOUN
hassl-4548	160	4	show	show	VERB
hassl-4548	160	5	an	an	DET
hassl-4548	160	6	effective	effective	ADJ
hassl-4548	160	7	sample	sample	NOUN
hassl-4548	160	8	for	for	ADP
hassl-4548	160	9	the	the	DET
hassl-4548	160	10	study	study	NOUN
hassl-4548	160	11	as	as	SCONJ
hassl-4548	160	12	they	they	PRON
hassl-4548	160	13	represent	represent	VERB
hassl-4548	160	14	two	two	NUM
hassl-4548	160	15	-	-	PUNCT
hassl-4548	160	16	thirds	third	NOUN
hassl-4548	160	17	of	of	ADP
hassl-4548	160	18	the	the	DET
hassl-4548	160	19	commercial	commercial	ADJ
hassl-4548	160	20	banks	bank	NOUN
hassl-4548	160	21	functioning	function	VERB
hassl-4548	160	22	in	in	ADP
hassl-4548	160	23	india	india	PROPN
hassl-4548	160	24	covering	cover	VERB
hassl-4548	160	25	both	both	CCONJ
hassl-4548	160	26	the	the	DET
hassl-4548	160	27	public	public	ADJ
hassl-4548	160	28	and	and	CCONJ
hassl-4548	160	29	private	private	ADJ
hassl-4548	160	30	sectors	sector	NOUN
hassl-4548	160	31	.	.	PUNCT
hassl-4548	161	1	according	accord	VERB
hassl-4548	161	2	to	to	ADP
hassl-4548	161	3	the	the	DET
hassl-4548	161	4	rbi	rbi	NOUN
hassl-4548	161	5	dataset	dataset	NOUN
hassl-4548	161	6	,	,	PUNCT
hassl-4548	161	7	this	this	DET
hassl-4548	161	8	sample	sample	NOUN
hassl-4548	161	9	accounts	account	VERB
hassl-4548	161	10	for	for	ADP
hassl-4548	161	11	a	a	DET
hassl-4548	161	12	substantial	substantial	ADJ
hassl-4548	161	13	86	86	NUM
hassl-4548	161	14	%	%	NOUN
hassl-4548	161	15	of	of	ADP
hassl-4548	161	16	the	the	DET
hassl-4548	161	17	total	total	ADJ
hassl-4548	161	18	assets	asset	NOUN
hassl-4548	161	19	held	hold	VERB
hassl-4548	161	20	by	by	ADP
hassl-4548	161	21	banks	bank	NOUN
hassl-4548	161	22	operating	operate	VERB
hassl-4548	161	23	within	within	ADP
hassl-4548	161	24	india	india	PROPN
hassl-4548	161	25	,	,	PUNCT
hassl-4548	161	26	including	include	VERB
hassl-4548	161	27	scheduled	schedule	VERB
hassl-4548	161	28	banks	bank	NOUN
hassl-4548	161	29	of	of	ADP
hassl-4548	161	30	the	the	DET
hassl-4548	161	31	public	public	ADJ
hassl-4548	161	32	and	and	CCONJ
hassl-4548	161	33	private	private	ADJ
hassl-4548	161	34	sector	sector	NOUN
hassl-4548	161	35	banks	bank	NOUN
hassl-4548	161	36	,	,	PUNCT
hassl-4548	161	37	small	small	ADJ
hassl-4548	161	38	finance	finance	NOUN
hassl-4548	161	39	banks	bank	NOUN
hassl-4548	161	40	,	,	PUNCT
hassl-4548	161	41	foreign	foreign	ADJ
hassl-4548	161	42	banks	bank	NOUN
hassl-4548	161	43	operating	operate	VERB
hassl-4548	161	44	in	in	ADP
hassl-4548	161	45	india	india	PROPN
hassl-4548	161	46	,	,	PUNCT
hassl-4548	161	47	and	and	CCONJ
hassl-4548	161	48	payment	payment	NOUN
hassl-4548	161	49	banks	bank	NOUN
hassl-4548	161	50	.	.	PUNCT
hassl-4548	162	1	the	the	DET
hassl-4548	162	2	data	data	NOUN
hassl-4548	162	3	collection	collection	NOUN
hassl-4548	162	4	encompasses	encompass	VERB
hassl-4548	162	5	an	an	DET
hassl-4548	162	6	impressive	impressive	ADJ
hassl-4548	162	7	93	93	NUM
hassl-4548	162	8	%	%	NOUN
hassl-4548	162	9	of	of	ADP
hassl-4548	162	10	assets	asset	NOUN
hassl-4548	162	11	held	hold	VERB
hassl-4548	162	12	by	by	ADP
hassl-4548	162	13	all	all	DET
hassl-4548	162	14	the	the	DET
hassl-4548	162	15	scheduled	schedule	VERB
hassl-4548	162	16	private	private	ADJ
hassl-4548	162	17	and	and	CCONJ
hassl-4548	162	18	public	public	ADJ
hassl-4548	162	19	commercial	commercial	ADJ
hassl-4548	162	20	banks	bank	NOUN
hassl-4548	162	21	combined	combine	VERB
hassl-4548	162	22	(	(	PUNCT
hassl-4548	162	23	reserve	reserve	PROPN
hassl-4548	162	24	bank	bank	PROPN
hassl-4548	162	25	of	of	ADP
hassl-4548	162	26	india	india	PROPN
hassl-4548	162	27	,	,	PUNCT
hassl-4548	162	28	2023	2023	NUM
hassl-4548	162	29	)	)	PUNCT
hassl-4548	162	30	.	.	PUNCT
hassl-4548	163	1	the	the	DET
hassl-4548	163	2	data	data	NOUN
hassl-4548	163	3	collection	collection	NOUN
hassl-4548	163	4	spanned	span	VERB
hassl-4548	163	5	a	a	DET
hassl-4548	163	6	decade	decade	NOUN
hassl-4548	163	7	from	from	ADP
hassl-4548	163	8	2012	2012	NUM
hassl-4548	163	9	to	to	ADP
hassl-4548	163	10	2022	2022	NUM
hassl-4548	163	11	and	and	CCONJ
hassl-4548	163	12	drew	draw	VERB
hassl-4548	163	13	from	from	ADP
hassl-4548	163	14	various	various	ADJ
hassl-4548	163	15	authoritative	authoritative	ADJ
hassl-4548	163	16	sources	source	NOUN
hassl-4548	163	17	,	,	PUNCT
hassl-4548	163	18	including	include	VERB
hassl-4548	163	19	bloomberg	bloomberg	PROPN
hassl-4548	163	20	,	,	PUNCT
hassl-4548	163	21	the	the	DET
hassl-4548	163	22	reserve	reserve	PROPN
hassl-4548	163	23	bank	bank	PROPN
hassl-4548	163	24	of	of	ADP
hassl-4548	163	25	india	india	PROPN
hassl-4548	163	26	(	(	PUNCT
hassl-4548	163	27	rbi	rbi	PROPN
hassl-4548	163	28	)	)	PUNCT
hassl-4548	163	29	,	,	PUNCT
hassl-4548	163	30	and	and	CCONJ
hassl-4548	163	31	annual	annual	ADJ
hassl-4548	163	32	reports	report	NOUN
hassl-4548	163	33	from	from	ADP
hassl-4548	163	34	the	the	DET
hassl-4548	163	35	respective	respective	ADJ
hassl-4548	163	36	banks	bank	NOUN
hassl-4548	163	37	(	(	PUNCT
hassl-4548	163	38	duterme	duterme	PROPN
hassl-4548	163	39	,	,	PUNCT
hassl-4548	163	40	2023	2023	NUM
hassl-4548	163	41	)	)	PUNCT
hassl-4548	163	42	.	.	PUNCT
hassl-4548	164	1	this	this	DET
hassl-4548	164	2	extensive	extensive	ADJ
hassl-4548	164	3	and	and	CCONJ
hassl-4548	164	4	meticulously	meticulously	ADV
hassl-4548	164	5	gathered	gather	VERB
hassl-4548	164	6	dataset	dataset	NOUN
hassl-4548	164	7	serves	serve	NOUN
hassl-4548	164	8	as	as	ADP
hassl-4548	164	9	the	the	DET
hassl-4548	164	10	cornerstone	cornerstone	NOUN
hassl-4548	164	11	for	for	ADP
hassl-4548	164	12	a	a	DET
hassl-4548	164	13	rigorous	rigorous	ADJ
hassl-4548	164	14	and	and	CCONJ
hassl-4548	164	15	comprehensive	comprehensive	ADJ
hassl-4548	164	16	analysis	analysis	NOUN
hassl-4548	164	17	of	of	ADP
hassl-4548	164	18	the	the	DET
hassl-4548	164	19	indian	indian	ADJ
hassl-4548	164	20	banking	banking	NOUN
hassl-4548	164	21	sector	sector	NOUN
hassl-4548	164	22	in	in	ADP
hassl-4548	164	23	the	the	DET
hassl-4548	164	24	specified	specified	ADJ
hassl-4548	164	25	timeframe	timeframe	NOUN
hassl-4548	164	26	.	.	PUNCT
hassl-4548	165	1	3.2	3.2	NUM
hassl-4548	165	2	.	.	PUNCT
hassl-4548	166	1	variables	variable	NOUN
hassl-4548	166	2	the	the	DET
hassl-4548	166	3	variables	variable	NOUN
hassl-4548	166	4	used	use	VERB
hassl-4548	166	5	to	to	PART
hassl-4548	166	6	investigate	investigate	VERB
hassl-4548	166	7	how	how	SCONJ
hassl-4548	166	8	liquidity	liquidity	NOUN
hassl-4548	166	9	affects	affect	VERB
hassl-4548	166	10	financial	financial	ADJ
hassl-4548	166	11	distress	distress	NOUN
hassl-4548	166	12	are	be	AUX
hassl-4548	166	13	listed	list	VERB
hassl-4548	166	14	below	below	ADP
hassl-4548	166	15	in	in	ADP
hassl-4548	166	16	table	table	NOUN
hassl-4548	166	17	1	1	NUM
hassl-4548	166	18	.	.	PUNCT
hassl-4548	166	19	table	table	NOUN
hassl-4548	166	20	1	1	NUM
hassl-4548	166	21	.	.	PUNCT
hassl-4548	166	22	list	list	NOUN
hassl-4548	166	23	of	of	ADP
hassl-4548	166	24	variables	variable	NOUN
hassl-4548	166	25	.	.	PUNCT
hassl-4548	167	1	sn	sn	PROPN
hassl-4548	167	2	variables	variables	PROPN
hassl-4548	167	3	type	type	NOUN
hassl-4548	167	4	code	code	NOUN
hassl-4548	167	5	definition	definition	NOUN
hassl-4548	167	6	citations	citation	VERB
hassl-4548	167	7	1	1	NUM
hassl-4548	167	8	altman	altman	NOUN
hassl-4548	167	9	’s	’s	PART
hassl-4548	167	10	z	z	PROPN
hassl-4548	167	11	-	-	PUNCT
hassl-4548	167	12	score	score	NOUN
hassl-4548	167	13	dv	dv	PROPN
hassl-4548	167	14	.	.	PUNCT
hassl-4548	168	1	z	z	NOUN
hassl-4548	168	2	-	-	PUNCT
hassl-4548	168	3	score	score	VERB
hassl-4548	168	4	1	1	NUM
hassl-4548	168	5	z	z	NOUN
hassl-4548	168	6	-	-	PUNCT
hassl-4548	168	7	score	score	NOUN
hassl-4548	168	8	2	2	NUM
hassl-4548	168	9	z	z	NOUN
hassl-4548	168	10	-	-	PUNCT
hassl-4548	168	11	score	score	NOUN
hassl-4548	168	12	3	3	NUM
hassl-4548	168	13	it	it	PRON
hassl-4548	168	14	is	be	AUX
hassl-4548	168	15	a	a	DET
hassl-4548	168	16	financial	financial	ADJ
hassl-4548	168	17	metric	metric	NOUN
hassl-4548	168	18	used	use	VERB
hassl-4548	168	19	to	to	PART
hassl-4548	168	20	assess	assess	VERB
hassl-4548	168	21	the	the	DET
hassl-4548	168	22	likelihood	likelihood	NOUN
hassl-4548	168	23	of	of	ADP
hassl-4548	168	24	financial	financial	ADJ
hassl-4548	168	25	distress	distress	NOUN
hassl-4548	168	26	or	or	CCONJ
hassl-4548	168	27	bankruptcy	bankruptcy	NOUN
hassl-4548	168	28	for	for	ADP
hassl-4548	168	29	a	a	DET
hassl-4548	168	30	firm	firm	NOUN
hassl-4548	168	31	.	.	PUNCT
hassl-4548	169	1	it	it	PRON
hassl-4548	169	2	’s	’s	AUX
hassl-4548	169	3	calculated	calculate	VERB
hassl-4548	169	4	using	use	VERB
hassl-4548	169	5	multivariate	multivariate	NOUN
hassl-4548	169	6	discriminant	discriminant	ADJ
hassl-4548	169	7	analysis	analysis	NOUN
hassl-4548	169	8	and	and	CCONJ
hassl-4548	169	9	provides	provide	VERB
hassl-4548	169	10	a	a	DET
hassl-4548	169	11	single	single	ADJ
hassl-4548	169	12	score	score	NOUN
hassl-4548	169	13	that	that	PRON
hassl-4548	169	14	helps	help	VERB
hassl-4548	169	15	evaluate	evaluate	VERB
hassl-4548	169	16	a	a	DET
hassl-4548	169	17	company	company	NOUN
hassl-4548	169	18	’s	’s	PART
hassl-4548	169	19	financial	financial	ADJ
hassl-4548	169	20	health	health	NOUN
hassl-4548	169	21	.	.	PUNCT
hassl-4548	170	1	altman	altman	PROPN
hassl-4548	170	2	(	(	PUNCT
hassl-4548	170	3	1968	1968	NUM
hassl-4548	170	4	)	)	PUNCT
hassl-4548	170	5	2	2	NUM
hassl-4548	170	6	liquidity	liquidity	NOUN
hassl-4548	170	7	coverage	coverage	NOUN
hassl-4548	170	8	ratio	ratio	NOUN
hassl-4548	170	9	ev	ev	PROPN
hassl-4548	170	10	.	.	PROPN
hassl-4548	170	11	lcr	lcr	PROPN
hassl-4548	170	12	it	it	PRON
hassl-4548	170	13	represents	represent	VERB
hassl-4548	170	14	the	the	DET
hassl-4548	170	15	minimum	minimum	ADJ
hassl-4548	170	16	threshold	threshold	NOUN
hassl-4548	170	17	for	for	ADP
hassl-4548	170	18	shortterm	shortterm	PROPN
hassl-4548	170	19	liquidity	liquidity	NOUN
hassl-4548	170	20	in	in	ADP
hassl-4548	170	21	banks	bank	NOUN
hassl-4548	170	22	.	.	PUNCT
hassl-4548	171	1	it	it	PRON
hassl-4548	171	2	measures	measure	VERB
hassl-4548	171	3	the	the	DET
hassl-4548	171	4	bank	bank	NOUN
hassl-4548	171	5	’s	’s	PART
hassl-4548	171	6	resilience	resilience	NOUN
hassl-4548	171	7	over	over	ADP
hassl-4548	171	8	thirty	thirty	NUM
hassl-4548	171	9	days	day	NOUN
hassl-4548	171	10	.	.	PUNCT
hassl-4548	172	1	hartlage	hartlage	NOUN
hassl-4548	172	2	(	(	PUNCT
hassl-4548	172	3	2012	2012	NUM
hassl-4548	172	4	)	)	PUNCT
hassl-4548	172	5	3	3	NUM
hassl-4548	172	6	net	net	ADJ
hassl-4548	172	7	stable	stable	ADJ
hassl-4548	172	8	funding	funding	NOUN
hassl-4548	172	9	ratio	ratio	NOUN
hassl-4548	172	10	ev	ev	PROPN
hassl-4548	172	11	.	.	PROPN
hassl-4548	173	1	nsfr	nsfr	PROPN
hassl-4548	174	1	it	it	PRON
hassl-4548	174	2	is	be	AUX
hassl-4548	174	3	a	a	DET
hassl-4548	174	4	ratio	ratio	NOUN
hassl-4548	174	5	that	that	PRON
hassl-4548	174	6	shows	show	VERB
hassl-4548	174	7	long	long	ADJ
hassl-4548	174	8	-	-	PUNCT
hassl-4548	174	9	term	term	NOUN
hassl-4548	174	10	liquidity	liquidity	NOUN
hassl-4548	174	11	in	in	ADP
hassl-4548	174	12	banks	bank	NOUN
hassl-4548	174	13	.	.	PUNCT
hassl-4548	175	1	it	it	PRON
hassl-4548	175	2	is	be	AUX
hassl-4548	175	3	assessed	assess	VERB
hassl-4548	175	4	by	by	ADP
hassl-4548	175	5	dividing	divide	VERB
hassl-4548	175	6	the	the	DET
hassl-4548	175	7	available	available	ADJ
hassl-4548	175	8	stable	stable	ADJ
hassl-4548	175	9	funds	fund	NOUN
hassl-4548	175	10	with	with	ADP
hassl-4548	175	11	the	the	DET
hassl-4548	175	12	bank	bank	NOUN
hassl-4548	175	13	by	by	ADP
hassl-4548	175	14	the	the	DET
hassl-4548	175	15	required	require	VERB
hassl-4548	175	16	stable	stable	ADJ
hassl-4548	175	17	fund	fund	NOUN
hassl-4548	175	18	amount	amount	NOUN
hassl-4548	175	19	.	.	PUNCT
hassl-4548	176	1	bouzgarrou	bouzgarrou	ADJ
hassl-4548	176	2	,	,	PUNCT
hassl-4548	176	3	jouida	jouida	PROPN
hassl-4548	176	4	,	,	PUNCT
hassl-4548	176	5	and	and	CCONJ
hassl-4548	176	6	louhichi	louhichi	PROPN
hassl-4548	176	7	(	(	PUNCT
hassl-4548	176	8	2018	2018	NUM
hassl-4548	176	9	)	)	PUNCT
hassl-4548	176	10	4	4	NUM
hassl-4548	176	11	market	market	NOUN
hassl-4548	176	12	capitalization	capitalization	NOUN
hassl-4548	176	13	cv	cv	PROPN
hassl-4548	176	14	.	.	PROPN
hassl-4548	176	15	lmcap	lmcap	PROPN
hassl-4548	176	16	the	the	DET
hassl-4548	176	17	sum	sum	NOUN
hassl-4548	176	18	of	of	ADP
hassl-4548	176	19	shares	share	NOUN
hassl-4548	176	20	in	in	ADP
hassl-4548	176	21	a	a	DET
hassl-4548	176	22	bank	bank	NOUN
hassl-4548	176	23	is	be	AUX
hassl-4548	176	24	multiplied	multiply	VERB
hassl-4548	176	25	by	by	ADP
hassl-4548	176	26	the	the	DET
hassl-4548	176	27	share	share	NOUN
hassl-4548	176	28	’s	’s	PART
hassl-4548	176	29	current	current	ADJ
hassl-4548	176	30	list	list	NOUN
hassl-4548	176	31	price	price	NOUN
hassl-4548	176	32	.	.	PUNCT
hassl-4548	177	1	the	the	DET
hassl-4548	177	2	log	log	NOUN
hassl-4548	177	3	of	of	ADP
hassl-4548	177	4	market	market	NOUN
hassl-4548	177	5	capitalization	capitalization	NOUN
hassl-4548	177	6	is	be	AUX
hassl-4548	177	7	used	use	VERB
hassl-4548	177	8	to	to	PART
hassl-4548	177	9	make	make	VERB
hassl-4548	177	10	the	the	DET
hassl-4548	177	11	result	result	NOUN
hassl-4548	177	12	consistent	consistent	ADJ
hassl-4548	177	13	.	.	PUNCT
hassl-4548	178	1	kanoujiya	kanoujiya	PROPN
hassl-4548	178	2	,	,	PUNCT
hassl-4548	178	3	rastogi	rastogi	ADV
hassl-4548	178	4	,	,	PUNCT
hassl-4548	178	5	and	and	CCONJ
hassl-4548	178	6	bhimavarapu	bhimavarapu	PROPN
hassl-4548	178	7	(	(	PUNCT
hassl-4548	178	8	2022	2022	NUM
hassl-4548	178	9	)	)	PUNCT
hassl-4548	178	10	5	5	NUM
hassl-4548	178	11	return	return	NOUN
hassl-4548	178	12	on	on	ADP
hassl-4548	178	13	assets	asset	NOUN
hassl-4548	178	14	cv	cv	PROPN
hassl-4548	178	15	.	.	PROPN
hassl-4548	178	16	roa	roa	PROPN
hassl-4548	178	17	it	it	PRON
hassl-4548	178	18	represents	represent	VERB
hassl-4548	178	19	the	the	DET
hassl-4548	178	20	profitability	profitability	NOUN
hassl-4548	178	21	of	of	ADP
hassl-4548	178	22	the	the	DET
hassl-4548	178	23	bank	bank	NOUN
hassl-4548	178	24	and	and	CCONJ
hassl-4548	178	25	is	be	AUX
hassl-4548	178	26	measured	measure	VERB
hassl-4548	178	27	as	as	ADP
hassl-4548	178	28	the	the	DET
hassl-4548	178	29	ratio	ratio	NOUN
hassl-4548	178	30	of	of	ADP
hassl-4548	178	31	net	net	ADJ
hassl-4548	178	32	income	income	NOUN
hassl-4548	178	33	and	and	CCONJ
hassl-4548	178	34	total	total	ADJ
hassl-4548	178	35	assets	asset	NOUN
hassl-4548	178	36	.	.	PUNCT
hassl-4548	179	1	shingade	shingade	NOUN
hassl-4548	179	2	,	,	PUNCT
hassl-4548	179	3	patil	patil	PROPN
hassl-4548	179	4	,	,	PUNCT
hassl-4548	179	5	and	and	CCONJ
hassl-4548	179	6	jadhav	jadhav	PROPN
hassl-4548	179	7	(	(	PUNCT
hassl-4548	179	8	2022	2022	NUM
hassl-4548	179	9	)	)	PUNCT
hassl-4548	179	10	note	note	NOUN
hassl-4548	179	11	:	:	PUNCT
hassl-4548	179	12	dv	dv	PROPN
hassl-4548	179	13	,	,	PUNCT
hassl-4548	179	14	ev	ev	X
hassl-4548	179	15	,	,	PUNCT
hassl-4548	179	16	and	and	CCONJ
hassl-4548	179	17	cv	cv	PROPN
hassl-4548	179	18	are	be	AUX
hassl-4548	179	19	the	the	DET
hassl-4548	179	20	dependent	dependent	ADJ
hassl-4548	179	21	variable	variable	NOUN
hassl-4548	179	22	,	,	PUNCT
hassl-4548	179	23	exogenous	exogenous	ADJ
hassl-4548	179	24	variable	variable	NOUN
hassl-4548	179	25	,	,	PUNCT
hassl-4548	179	26	and	and	CCONJ
hassl-4548	179	27	control	control	NOUN
hassl-4548	179	28	variable	variable	NOUN
hassl-4548	179	29	used	use	VERB
hassl-4548	179	30	in	in	ADP
hassl-4548	179	31	the	the	DET
hassl-4548	179	32	study	study	NOUN
hassl-4548	179	33	.	.	PUNCT
hassl-4548	180	1	3.3	3.3	NUM
hassl-4548	180	2	.	.	PUNCT
hassl-4548	180	3	methodology	methodology	NOUN
hassl-4548	180	4	and	and	CCONJ
hassl-4548	180	5	models	model	VERB
hassl-4548	180	6	the	the	DET
hassl-4548	180	7	research	research	NOUN
hassl-4548	180	8	method	method	NOUN
hassl-4548	180	9	used	use	VERB
hassl-4548	180	10	in	in	ADP
hassl-4548	180	11	the	the	DET
hassl-4548	180	12	study	study	NOUN
hassl-4548	180	13	is	be	AUX
hassl-4548	180	14	panel	panel	NOUN
hassl-4548	180	15	data	datum	NOUN
hassl-4548	180	16	analysis	analysis	NOUN
hassl-4548	180	17	(	(	PUNCT
hassl-4548	180	18	pda	pda	NOUN
hassl-4548	180	19	)	)	PUNCT
hassl-4548	180	20	.	.	PUNCT
hassl-4548	181	1	it	it	PRON
hassl-4548	181	2	is	be	AUX
hassl-4548	181	3	used	use	VERB
hassl-4548	181	4	in	in	ADP
hassl-4548	181	5	econometrics	econometric	NOUN
hassl-4548	181	6	and	and	CCONJ
hassl-4548	181	7	various	various	ADJ
hassl-4548	181	8	other	other	ADJ
hassl-4548	181	9	fields	field	NOUN
hassl-4548	181	10	to	to	PART
hassl-4548	181	11	analyze	analyze	VERB
hassl-4548	181	12	data	datum	NOUN
hassl-4548	181	13	that	that	PRON
hassl-4548	181	14	involves	involve	VERB
hassl-4548	181	15	the	the	DET
hassl-4548	181	16	cross	cross	ADJ
hassl-4548	181	17	-	-	ADJ
hassl-4548	181	18	sectional	sectional	ADJ
hassl-4548	181	19	as	as	ADV
hassl-4548	181	20	well	well	ADV
hassl-4548	181	21	as	as	ADP
hassl-4548	181	22	the	the	DET
hassl-4548	181	23	time	time	NOUN
hassl-4548	181	24	series	series	PROPN
hassl-4548	181	25	dimensions	dimensions	PROPN
hassl-4548	181	26	.	.	PUNCT
hassl-4548	182	1	data	datum	NOUN
hassl-4548	182	2	collection	collection	NOUN
hassl-4548	182	3	is	be	AUX
hassl-4548	182	4	carried	carry	VERB
hassl-4548	182	5	out	out	ADP
hassl-4548	182	6	from	from	ADP
hassl-4548	182	7	multiple	multiple	ADJ
hassl-4548	182	8	entities	entity	NOUN
hassl-4548	182	9	(	(	PUNCT
hassl-4548	182	10	banks	bank	NOUN
hassl-4548	182	11	is	be	AUX
hassl-4548	182	12	the	the	DET
hassl-4548	182	13	cross	cross	ADJ
hassl-4548	182	14	-	-	ADJ
hassl-4548	182	15	sectional	sectional	ADJ
hassl-4548	182	16	)	)	PUNCT
hassl-4548	182	17	at	at	ADP
hassl-4548	182	18	various	various	ADJ
hassl-4548	182	19	time	time	NOUN
hassl-4548	182	20	points	point	NOUN
hassl-4548	182	21	(	(	PUNCT
hassl-4548	182	22	20122022	20122022	NUM
hassl-4548	182	23	is	be	AUX
hassl-4548	182	24	the	the	DET
hassl-4548	182	25	period	period	NOUN
hassl-4548	182	26	)	)	PUNCT
hassl-4548	182	27	.	.	PUNCT
hassl-4548	183	1	this	this	DET
hassl-4548	183	2	combination	combination	NOUN
hassl-4548	183	3	makes	make	VERB
hassl-4548	183	4	the	the	DET
hassl-4548	183	5	result	result	NOUN
hassl-4548	183	6	more	more	ADV
hassl-4548	183	7	comprehensive	comprehensive	ADJ
hassl-4548	183	8	and	and	CCONJ
hassl-4548	183	9	robust	robust	ADJ
hassl-4548	183	10	.	.	PUNCT
hassl-4548	184	1	it	it	PRON
hassl-4548	184	2	increases	increase	VERB
hassl-4548	184	3	efficiency	efficiency	NOUN
hassl-4548	184	4	,	,	PUNCT
hassl-4548	184	5	controls	control	VERB
hassl-4548	184	6	the	the	DET
hassl-4548	184	7	unobserved	unobserved	ADJ
hassl-4548	184	8	heterogeneity	heterogeneity	NOUN
hassl-4548	184	9	,	,	PUNCT
hassl-4548	184	10	and	and	CCONJ
hassl-4548	184	11	better	well	ADJ
hassl-4548	184	12	handles	handle	VERB
hassl-4548	184	13	endogeneity	endogeneity	NOUN
hassl-4548	184	14	.	.	PUNCT
hassl-4548	185	1	it	it	PRON
hassl-4548	185	2	is	be	AUX
hassl-4548	185	3	used	use	VERB
hassl-4548	185	4	to	to	PART
hassl-4548	185	5	study	study	VERB
hassl-4548	185	6	complicated	complicated	ADJ
hassl-4548	185	7	relationships	relationship	NOUN
hassl-4548	185	8	that	that	PRON
hassl-4548	185	9	change	change	VERB
hassl-4548	185	10	over	over	ADP
hassl-4548	185	11	time	time	NOUN
hassl-4548	185	12	and	and	CCONJ
hassl-4548	185	13	involve	involve	VERB
hassl-4548	185	14	various	various	ADJ
hassl-4548	185	15	groups	group	NOUN
hassl-4548	185	16	or	or	CCONJ
hassl-4548	185	17	individuals	individual	NOUN
hassl-4548	185	18	(	(	PUNCT
hassl-4548	185	19	baltagi	baltagi	ADJ
hassl-4548	185	20	,	,	PUNCT
hassl-4548	185	21	2008	2008	NUM
hassl-4548	185	22	;	;	PUNCT
hassl-4548	185	23	hsiao	hsiao	PROPN
hassl-4548	185	24	,	,	PUNCT
hassl-4548	185	25	2007	2007	NUM
hassl-4548	185	26	)	)	PUNCT
hassl-4548	185	27	.	.	PUNCT
hassl-4548	186	1	the	the	DET
hassl-4548	186	2	dataset	dataset	NOUN
hassl-4548	186	3	of	of	ADP
hassl-4548	186	4	the	the	DET
hassl-4548	186	5	study	study	NOUN
hassl-4548	186	6	shows	show	VERB
hassl-4548	186	7	non	non	ADJ
hassl-4548	186	8	-	-	ADJ
hassl-4548	186	9	linear	linear	ADJ
hassl-4548	186	10	characteristics	characteristic	NOUN
hassl-4548	186	11	as	as	SCONJ
hassl-4548	186	12	confirmed	confirm	VERB
hassl-4548	186	13	by	by	ADP
hassl-4548	186	14	the	the	DET
hassl-4548	186	15	shapiro	shapiro	PROPN
hassl-4548	186	16	-	-	PUNCT
hassl-4548	186	17	wilk	wilk	NOUN
hassl-4548	186	18	w	w	PROPN
hassl-4548	186	19	test	test	NOUN
hassl-4548	186	20	for	for	ADP
hassl-4548	186	21	normal	normal	ADJ
hassl-4548	186	22	data	datum	NOUN
hassl-4548	186	23	.	.	PUNCT
hassl-4548	187	1	in	in	ADP
hassl-4548	187	2	such	such	ADJ
hassl-4548	187	3	studies	study	NOUN
hassl-4548	187	4	,	,	PUNCT
hassl-4548	187	5	showing	show	VERB
hassl-4548	187	6	non	non	ADJ
hassl-4548	187	7	-	-	ADJ
hassl-4548	187	8	linear	linear	ADJ
hassl-4548	187	9	features	feature	NOUN
hassl-4548	187	10	,	,	PUNCT
hassl-4548	187	11	non	non	ADJ
hassl-4548	187	12	-	-	ADJ
hassl-4548	187	13	linear	linear	ADJ
hassl-4548	187	14	practices	practice	NOUN
hassl-4548	187	15	need	need	VERB
hassl-4548	187	16	to	to	PART
hassl-4548	187	17	be	be	AUX
hassl-4548	187	18	pertained	pertain	VERB
hassl-4548	187	19	to	to	ADP
hassl-4548	187	20	(	(	PUNCT
hassl-4548	187	21	kartal	kartal	PROPN
hassl-4548	187	22	,	,	PUNCT
hassl-4548	187	23	ali	ali	PROPN
hassl-4548	187	24	,	,	PUNCT
hassl-4548	187	25	&	&	CCONJ
hassl-4548	187	26	nurgazina	nurgazina	PROPN
hassl-4548	187	27	,	,	PUNCT
hassl-4548	187	28	2022	2022	NUM
hassl-4548	187	29	;	;	PUNCT
hassl-4548	187	30	kirikkaleli	kirikkaleli	ADJ
hassl-4548	187	31	,	,	PUNCT
hassl-4548	187	32	kartal	kartal	ADJ
hassl-4548	187	33	,	,	PUNCT
hassl-4548	187	34	&	&	CCONJ
hassl-4548	187	35	adebayo	adebayo	PROPN
hassl-4548	187	36	,	,	PUNCT
hassl-4548	187	37	2022	2022	NUM
hassl-4548	187	38	)	)	PUNCT
hassl-4548	187	39	.	.	PUNCT
hassl-4548	188	1	these	these	DET
hassl-4548	188	2	techniques	technique	NOUN
hassl-4548	188	3	are	be	AUX
hassl-4548	188	4	advantageous	advantageous	ADJ
hassl-4548	188	5	in	in	ADP
hassl-4548	188	6	such	such	ADJ
hassl-4548	188	7	situations	situation	NOUN
hassl-4548	188	8	due	due	ADP
hassl-4548	188	9	to	to	ADP
hassl-4548	188	10	their	their	PRON
hassl-4548	188	11	lack	lack	NOUN
hassl-4548	188	12	of	of	ADP
hassl-4548	188	13	assumptions	assumption	NOUN
hassl-4548	188	14	and	and	CCONJ
hassl-4548	188	15	requirements	requirement	NOUN
hassl-4548	188	16	that	that	SCONJ
hassl-4548	188	17	all	all	DET
hassl-4548	188	18	variables	variable	NOUN
hassl-4548	188	19	exhibit	exhibit	VERB
hassl-4548	188	20	stationarity	stationarity	NOUN
hassl-4548	188	21	in	in	ADP
hassl-4548	188	22	the	the	DET
hassl-4548	188	23	same	same	ADJ
hassl-4548	188	24	order	order	NOUN
hassl-4548	188	25	.	.	PUNCT
hassl-4548	189	1	the	the	DET
hassl-4548	189	2	quantile	quantile	ADJ
hassl-4548	189	3	humanities	humanity	NOUN
hassl-4548	189	4	and	and	CCONJ
hassl-4548	189	5	social	social	ADJ
hassl-4548	189	6	sciences	science	NOUN
hassl-4548	189	7	letters	letter	NOUN
hassl-4548	189	8	,	,	PUNCT
hassl-4548	189	9	2025	2025	NUM
hassl-4548	189	10	,	,	PUNCT
hassl-4548	189	11	14(1	14(1	NUM
hassl-4548	189	12	):	):	PUNCT
hassl-4548	189	13	44	44	NUM
hassl-4548	189	14	-	-	SYM
hassl-4548	189	15	58	58	NUM
hassl-4548	189	16	49	49	NUM
hassl-4548	189	17	©	©	PROPN
hassl-4548	189	18	2026	2026	NUM
hassl-4548	189	19	conscientia	conscientia	PROPN
hassl-4548	189	20	beam	beam	PROPN
hassl-4548	189	21	.	.	PUNCT
hassl-4548	190	1	all	all	DET
hassl-4548	190	2	rights	right	NOUN
hassl-4548	190	3	reserved	reserve	VERB
hassl-4548	190	4	.	.	PUNCT
hassl-4548	191	1	regression	regression	NOUN
hassl-4548	191	2	panel	panel	NOUN
hassl-4548	191	3	data	datum	NOUN
hassl-4548	191	4	method	method	NOUN
hassl-4548	191	5	(	(	PUNCT
hassl-4548	191	6	qrpdm	qrpdm	PROPN
hassl-4548	191	7	)	)	PUNCT
hassl-4548	191	8	is	be	AUX
hassl-4548	191	9	used	use	VERB
hassl-4548	191	10	to	to	PART
hassl-4548	191	11	carry	carry	VERB
hassl-4548	191	12	out	out	ADP
hassl-4548	191	13	regression	regression	NOUN
hassl-4548	191	14	.	.	PUNCT
hassl-4548	192	1	quantile	quantile	ADJ
hassl-4548	192	2	regression	regression	NOUN
hassl-4548	192	3	analysis	analysis	NOUN
hassl-4548	192	4	is	be	AUX
hassl-4548	192	5	becoming	become	VERB
hassl-4548	192	6	more	more	ADV
hassl-4548	192	7	popular	popular	ADJ
hassl-4548	192	8	in	in	ADP
hassl-4548	192	9	research	research	NOUN
hassl-4548	192	10	fields	field	NOUN
hassl-4548	192	11	because	because	SCONJ
hassl-4548	192	12	it	it	PRON
hassl-4548	192	13	fixes	fix	VERB
hassl-4548	192	14	issues	issue	NOUN
hassl-4548	192	15	with	with	ADP
hassl-4548	192	16	conventional	conventional	ADJ
hassl-4548	192	17	regression	regression	NOUN
hassl-4548	192	18	which	which	PRON
hassl-4548	192	19	relies	rely	VERB
hassl-4548	192	20	only	only	ADV
hassl-4548	192	21	on	on	ADP
hassl-4548	192	22	the	the	DET
hassl-4548	192	23	average	average	ADJ
hassl-4548	192	24	(	(	PUNCT
hassl-4548	192	25	mean	mean	ADJ
hassl-4548	192	26	)	)	PUNCT
hassl-4548	192	27	as	as	ADP
hassl-4548	192	28	the	the	DET
hassl-4548	192	29	outcome	outcome	NOUN
hassl-4548	192	30	.	.	PUNCT
hassl-4548	193	1	it	it	PRON
hassl-4548	193	2	uses	use	VERB
hassl-4548	193	3	the	the	DET
hassl-4548	193	4	median	median	ADJ
hassl-4548	193	5	or	or	CCONJ
hassl-4548	193	6	other	other	ADJ
hassl-4548	193	7	specific	specific	ADJ
hassl-4548	193	8	values	value	NOUN
hassl-4548	193	9	as	as	ADP
hassl-4548	193	10	the	the	DET
hassl-4548	193	11	outcomes	outcome	NOUN
hassl-4548	193	12	in	in	ADP
hassl-4548	193	13	regression	regression	NOUN
hassl-4548	193	14	models	model	NOUN
hassl-4548	193	15	.	.	PUNCT
hassl-4548	194	1	pinto	pinto	NOUN
hassl-4548	194	2	et	et	PROPN
hassl-4548	194	3	al	al	PROPN
hassl-4548	194	4	.	.	PROPN
hassl-4548	194	5	(	(	PUNCT
hassl-4548	194	6	2024	2024	NUM
hassl-4548	194	7	)	)	PUNCT
hassl-4548	194	8	;	;	PUNCT
hassl-4548	194	9	and	and	CCONJ
hassl-4548	194	10	alam	alam	PROPN
hassl-4548	194	11	,	,	PUNCT
hassl-4548	194	12	hussain	hussain	PROPN
hassl-4548	194	13	,	,	PUNCT
hassl-4548	194	14	and	and	CCONJ
hassl-4548	194	15	saqib	saqib	NOUN
hassl-4548	194	16	(	(	PUNCT
hassl-4548	194	17	2023	2023	NUM
hassl-4548	194	18	)	)	PUNCT
hassl-4548	194	19	assess	assess	VERB
hassl-4548	194	20	the	the	DET
hassl-4548	194	21	liquidity	liquidity	NOUN
hassl-4548	194	22	of	of	ADP
hassl-4548	194	23	bank	bank	NOUN
hassl-4548	194	24	by	by	ADP
hassl-4548	194	25	using	use	VERB
hassl-4548	194	26	static	static	ADJ
hassl-4548	194	27	and	and	CCONJ
hassl-4548	194	28	dynamic	dynamic	ADJ
hassl-4548	194	29	model	model	NOUN
hassl-4548	194	30	but	but	CCONJ
hassl-4548	194	31	this	this	DET
hassl-4548	194	32	study	study	NOUN
hassl-4548	194	33	uses	use	VERB
hassl-4548	194	34	qrpdm	qrpdm	PROPN
hassl-4548	194	35	to	to	PART
hassl-4548	194	36	understand	understand	VERB
hassl-4548	194	37	the	the	DET
hassl-4548	194	38	relationship	relationship	NOUN
hassl-4548	194	39	between	between	ADP
hassl-4548	194	40	liquidity	liquidity	NOUN
hassl-4548	194	41	and	and	CCONJ
hassl-4548	194	42	financial	financial	ADJ
hassl-4548	194	43	distress	distress	NOUN
hassl-4548	194	44	of	of	ADP
hassl-4548	194	45	indian	indian	ADJ
hassl-4548	194	46	banks	bank	NOUN
hassl-4548	194	47	.	.	PUNCT
hassl-4548	195	1	this	this	DET
hassl-4548	195	2	approach	approach	NOUN
hassl-4548	195	3	is	be	AUX
hassl-4548	195	4	supported	support	VERB
hassl-4548	195	5	by	by	ADP
hassl-4548	195	6	various	various	ADJ
hassl-4548	195	7	studies	study	NOUN
hassl-4548	195	8	(	(	PUNCT
hassl-4548	195	9	gowlland	gowlland	PROPN
hassl-4548	195	10	,	,	PUNCT
hassl-4548	195	11	xiao	xiao	PROPN
hassl-4548	195	12	,	,	PUNCT
hassl-4548	195	13	&	&	CCONJ
hassl-4548	195	14	zeng	zeng	PROPN
hassl-4548	195	15	,	,	PUNCT
hassl-4548	195	16	2009	2009	NUM
hassl-4548	195	17	;	;	PUNCT
hassl-4548	195	18	nguyen	nguyen	NOUN
hassl-4548	195	19	,	,	PUNCT
hassl-4548	195	20	bakry	bakry	NOUN
hassl-4548	195	21	,	,	PUNCT
hassl-4548	195	22	&	&	CCONJ
hassl-4548	195	23	vuong	vuong	PROPN
hassl-4548	195	24	,	,	PUNCT
hassl-4548	195	25	2023	2023	NUM
hassl-4548	195	26	;	;	PUNCT
hassl-4548	195	27	yeh	yeh	PROPN
hassl-4548	195	28	&	&	CCONJ
hassl-4548	195	29	liu	liu	PROPN
hassl-4548	195	30	,	,	PUNCT
hassl-4548	195	31	2023	2023	NUM
hassl-4548	195	32	)	)	PUNCT
hassl-4548	195	33	.	.	PUNCT
hassl-4548	196	1	for	for	ADP
hassl-4548	196	2	example	example	NOUN
hassl-4548	196	3	,	,	PUNCT
hassl-4548	196	4	it	it	PRON
hassl-4548	196	5	can	can	AUX
hassl-4548	196	6	create	create	VERB
hassl-4548	196	7	various	various	ADJ
hassl-4548	196	8	regression	regression	NOUN
hassl-4548	196	9	models	model	NOUN
hassl-4548	196	10	for	for	ADP
hassl-4548	196	11	different	different	ADJ
hassl-4548	196	12	quantiles	quantile	NOUN
hassl-4548	196	13	like	like	ADP
hassl-4548	196	14	25/100	25/100	NUM
hassl-4548	196	15	,	,	PUNCT
hassl-4548	196	16	50/100	50/100	NUM
hassl-4548	196	17	,	,	PUNCT
hassl-4548	196	18	etc	etc	X
hassl-4548	196	19	.	.	X
hassl-4548	197	1	there	there	PRON
hassl-4548	197	2	are	be	VERB
hassl-4548	197	3	six	six	NUM
hassl-4548	197	4	quantile	quantile	ADJ
hassl-4548	197	5	models	model	NOUN
hassl-4548	197	6	(	(	PUNCT
hassl-4548	197	7	model	model	NOUN
hassl-4548	197	8	1	1	NUM
hassl-4548	197	9	6	6	NUM
hassl-4548	197	10	)	)	PUNCT
hassl-4548	197	11	used	use	VERB
hassl-4548	197	12	to	to	PART
hassl-4548	197	13	evaluate	evaluate	VERB
hassl-4548	197	14	the	the	DET
hassl-4548	197	15	effect	effect	NOUN
hassl-4548	197	16	of	of	ADP
hassl-4548	197	17	liquidity	liquidity	NOUN
hassl-4548	197	18	on	on	ADP
hassl-4548	197	19	financial	financial	ADJ
hassl-4548	197	20	distress	distress	NOUN
hassl-4548	197	21	of	of	ADP
hassl-4548	197	22	indian	indian	ADJ
hassl-4548	197	23	banks	bank	NOUN
hassl-4548	197	24	.	.	PUNCT
hassl-4548	197	25	models	model	NOUN
hassl-4548	197	26	7	7	NUM
hassl-4548	197	27	to	to	PART
hassl-4548	197	28	12	12	NUM
hassl-4548	197	29	represent	represent	VERB
hassl-4548	197	30	the	the	DET
hassl-4548	197	31	quadratic	quadratic	ADJ
hassl-4548	197	32	quantile	quantile	ADJ
hassl-4548	197	33	model	model	NOUN
hassl-4548	197	34	findings	finding	NOUN
hassl-4548	197	35	.	.	PUNCT
hassl-4548	198	1	𝑍	𝑍	VERB
hassl-4548	198	2	−	−	PROPN
hassl-4548	198	3	𝑠𝑐𝑜𝑟𝑒1𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒1𝑖𝑡(𝜏	NOUN
hassl-4548	198	4	)	)	PUNCT
hassl-4548	198	5	=	=	SYM
hassl-4548	198	6	𝛳1𝐿𝐶𝑅𝑖𝑡	𝛳1𝐿𝐶𝑅𝑖𝑡	NOUN
hassl-4548	198	7	+	+	NUM
hassl-4548	198	8	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	198	9	+	+	NUM
hassl-4548	198	10	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	198	11	+	+	CCONJ
hassl-4548	198	12	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	198	13	(	(	PUNCT
hassl-4548	198	14	eq	eq	NOUN
hassl-4548	198	15	1	1	NUM
hassl-4548	198	16	)	)	PUNCT
hassl-4548	198	17	𝑍	𝑍	PROPN
hassl-4548	198	18	−	−	NOUN
hassl-4548	198	19	𝑠𝑐𝑜𝑟𝑒2𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒2𝑖𝑡(𝜏	NOUN
hassl-4548	198	20	)	)	PUNCT
hassl-4548	198	21	=	=	PUNCT
hassl-4548	198	22	𝛳1𝐿𝐶𝑅𝑖𝑡	𝛳1𝐿𝐶𝑅𝑖𝑡	NOUN
hassl-4548	198	23	+	+	NUM
hassl-4548	198	24	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	198	25	+	+	NUM
hassl-4548	198	26	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	198	27	+	+	CCONJ
hassl-4548	198	28	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	198	29	(	(	PUNCT
hassl-4548	198	30	eq	eq	NOUN
hassl-4548	198	31	2	2	NUM
hassl-4548	198	32	)	)	PUNCT
hassl-4548	198	33	𝑍	𝑍	VERB
hassl-4548	198	34	−	−	NOUN
hassl-4548	198	35	𝑠𝑐𝑜𝑟𝑒3𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒3𝑖𝑡(𝜏	NOUN
hassl-4548	198	36	)	)	PUNCT
hassl-4548	198	37	=	=	PUNCT
hassl-4548	198	38	𝛳1𝐿𝐶𝑅𝑖𝑡	𝛳1𝐿𝐶𝑅𝑖𝑡	NOUN
hassl-4548	198	39	+	+	NUM
hassl-4548	198	40	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	198	41	+	+	NUM
hassl-4548	198	42	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	198	43	+	+	CCONJ
hassl-4548	198	44	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	198	45	(	(	PUNCT
hassl-4548	198	46	eq	eq	NOUN
hassl-4548	198	47	3	3	NUM
hassl-4548	198	48	)	)	PUNCT
hassl-4548	198	49	𝑍	𝑍	PROPN
hassl-4548	198	50	−	−	NOUN
hassl-4548	198	51	𝑠𝑐𝑜𝑟𝑒1𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒1𝑖𝑡(𝜏	NOUN
hassl-4548	198	52	)	)	PUNCT
hassl-4548	198	53	=	=	PUNCT
hassl-4548	198	54	𝛳1𝑁𝑆𝐹𝑅𝑖𝑡	𝛳1𝑁𝑆𝐹𝑅𝑖𝑡	X
hassl-4548	198	55	+	+	CCONJ
hassl-4548	198	56	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	198	57	+	+	NUM
hassl-4548	198	58	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	198	59	+	+	CCONJ
hassl-4548	198	60	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	198	61	(	(	PUNCT
hassl-4548	198	62	eq	eq	NOUN
hassl-4548	198	63	4	4	NUM
hassl-4548	198	64	)	)	PUNCT
hassl-4548	198	65	𝑍	𝑍	PROPN
hassl-4548	198	66	−	−	NOUN
hassl-4548	198	67	𝑠𝑐𝑜𝑟𝑒2𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒2𝑖𝑡(𝜏	NOUN
hassl-4548	198	68	)	)	PUNCT
hassl-4548	198	69	=	=	PUNCT
hassl-4548	198	70	𝛳1𝑁𝑆𝐹𝑅𝑖𝑡	𝛳1𝑁𝑆𝐹𝑅𝑖𝑡	X
hassl-4548	198	71	+	+	CCONJ
hassl-4548	198	72	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	198	73	+	+	NUM
hassl-4548	198	74	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	198	75	+	+	CCONJ
hassl-4548	198	76	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	198	77	(	(	PUNCT
hassl-4548	198	78	eq	eq	NOUN
hassl-4548	198	79	5	5	NUM
hassl-4548	198	80	)	)	PUNCT
hassl-4548	198	81	𝑍	𝑍	VERB
hassl-4548	198	82	−	−	NOUN
hassl-4548	198	83	𝑠𝑐𝑜𝑟𝑒3𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒3𝑖𝑡(𝜏	NOUN
hassl-4548	198	84	)	)	PUNCT
hassl-4548	198	85	=	=	PUNCT
hassl-4548	198	86	𝛳1𝑁𝑆𝐹𝑅𝑖𝑡	𝛳1𝑁𝑆𝐹𝑅𝑖𝑡	X
hassl-4548	198	87	+	+	CCONJ
hassl-4548	198	88	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	198	89	+	+	NUM
hassl-4548	198	90	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	198	91	+	+	CCONJ
hassl-4548	198	92	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	198	93	(	(	PUNCT
hassl-4548	198	94	eq	eq	NOUN
hassl-4548	198	95	6	6	NUM
hassl-4548	198	96	)	)	PUNCT
hassl-4548	198	97	𝑍	𝑍	PROPN
hassl-4548	198	98	−	−	NOUN
hassl-4548	198	99	𝑠𝑐𝑜𝑟𝑒1𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒1𝑖𝑡(𝜏	NOUN
hassl-4548	198	100	)	)	PUNCT
hassl-4548	198	101	=	=	PUNCT
hassl-4548	199	1	𝛳1𝐿𝐶𝑅2𝑖𝑡	𝛳1𝐿𝐶𝑅2𝑖𝑡	PROPN
hassl-4548	199	2	+	+	NUM
hassl-4548	199	3	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	199	4	+	+	NUM
hassl-4548	199	5	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	199	6	+	+	CCONJ
hassl-4548	199	7	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	199	8	(	(	PUNCT
hassl-4548	199	9	eq	eq	NOUN
hassl-4548	199	10	7	7	NUM
hassl-4548	199	11	)	)	PUNCT
hassl-4548	199	12	𝑍	𝑍	PROPN
hassl-4548	199	13	−	−	NOUN
hassl-4548	199	14	𝑠𝑐𝑜𝑟𝑒2𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒2𝑖𝑡(𝜏	NOUN
hassl-4548	199	15	)	)	PUNCT
hassl-4548	199	16	=	=	PUNCT
hassl-4548	200	1	𝛳1𝐿𝐶𝑅2𝑖𝑡	𝛳1𝐿𝐶𝑅2𝑖𝑡	PROPN
hassl-4548	200	2	+	+	NUM
hassl-4548	200	3	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	200	4	+	+	NUM
hassl-4548	200	5	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	200	6	+	+	CCONJ
hassl-4548	200	7	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	200	8	(	(	PUNCT
hassl-4548	200	9	eq	eq	NOUN
hassl-4548	200	10	8)	8)	NUM
hassl-4548	200	11	𝑍	𝑍	PROPN
hassl-4548	200	12	−	−	NOUN
hassl-4548	200	13	𝑠𝑐𝑜𝑟𝑒3𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒3𝑖𝑡(𝜏	NOUN
hassl-4548	200	14	)	)	PUNCT
hassl-4548	200	15	=	=	PUNCT
hassl-4548	201	1	𝛳1𝐿𝐶𝑅2𝑖𝑡	𝛳1𝐿𝐶𝑅2𝑖𝑡	PROPN
hassl-4548	201	2	+	+	NUM
hassl-4548	201	3	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	201	4	+	+	NUM
hassl-4548	201	5	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	201	6	+	+	CCONJ
hassl-4548	201	7	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	201	8	(	(	PUNCT
hassl-4548	201	9	eq	eq	NOUN
hassl-4548	201	10	9	9	NUM
hassl-4548	201	11	)	)	PUNCT
hassl-4548	201	12	𝑍	𝑍	PROPN
hassl-4548	201	13	−	−	NOUN
hassl-4548	201	14	𝑠𝑐𝑜𝑟𝑒1𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒1𝑖𝑡(𝜏	NOUN
hassl-4548	201	15	)	)	PUNCT
hassl-4548	201	16	=	=	PUNCT
hassl-4548	202	1	𝛳1𝑁𝑆𝐹𝑅2𝑖𝑡	𝛳1𝑁𝑆𝐹𝑅2𝑖𝑡	PROPN
hassl-4548	202	2	+	+	NUM
hassl-4548	202	3	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	202	4	+	+	NUM
hassl-4548	202	5	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	202	6	+	+	CCONJ
hassl-4548	202	7	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	202	8	(	(	PUNCT
hassl-4548	202	9	eq	eq	NOUN
hassl-4548	202	10	10	10	NUM
hassl-4548	202	11	)	)	PUNCT
hassl-4548	202	12	𝑍	𝑍	PROPN
hassl-4548	202	13	−	−	NOUN
hassl-4548	202	14	𝑠𝑐𝑜𝑟𝑒2𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒2𝑖𝑡(𝜏	NOUN
hassl-4548	202	15	)	)	PUNCT
hassl-4548	202	16	=	=	PUNCT
hassl-4548	203	1	𝛳1𝑁𝑆𝐹𝑅2𝑖𝑡	𝛳1𝑁𝑆𝐹𝑅2𝑖𝑡	PROPN
hassl-4548	203	2	+	+	NUM
hassl-4548	203	3	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	203	4	+	+	NUM
hassl-4548	203	5	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	203	6	+	+	CCONJ
hassl-4548	203	7	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	203	8	(	(	PUNCT
hassl-4548	203	9	eq	eq	NOUN
hassl-4548	203	10	11	11	NUM
hassl-4548	203	11	)	)	PUNCT
hassl-4548	203	12	𝑍	𝑍	VERB
hassl-4548	203	13	−	−	NOUN
hassl-4548	203	14	𝑠𝑐𝑜𝑟𝑒3𝑖𝑡(𝜏	𝑠𝑐𝑜𝑟𝑒3𝑖𝑡(𝜏	NOUN
hassl-4548	203	15	)	)	PUNCT
hassl-4548	203	16	=	=	PUNCT
hassl-4548	204	1	𝛳1𝑁𝑆𝐹𝑅2𝑖𝑡	𝛳1𝑁𝑆𝐹𝑅2𝑖𝑡	PROPN
hassl-4548	204	2	+	+	NUM
hassl-4548	204	3	𝛳2𝑟𝑜𝑎2𝑖𝑡	𝛳2𝑟𝑜𝑎2𝑖𝑡	PROPN
hassl-4548	204	4	+	+	NUM
hassl-4548	204	5	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	𝛳3𝑙𝑚𝑐𝑎𝑝𝑖𝑡	PROPN
hassl-4548	204	6	+	+	CCONJ
hassl-4548	204	7	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	𝛳4𝑐𝑜𝑛𝑠𝑖𝑡	NOUN
hassl-4548	204	8	(	(	PUNCT
hassl-4548	204	9	eq	eq	NOUN
hassl-4548	204	10	12	12	NUM
hassl-4548	204	11	)	)	PUNCT
hassl-4548	204	12	in	in	ADP
hassl-4548	204	13	the	the	DET
hassl-4548	204	14	above	above	ADJ
hassl-4548	204	15	equation	equation	NOUN
hassl-4548	204	16	,	,	PUNCT
hassl-4548	204	17	the	the	DET
hassl-4548	204	18	dependent	dependent	ADJ
hassl-4548	204	19	variable	variable	NOUN
hassl-4548	204	20	of	of	ADP
hassl-4548	204	21	the	the	DET
hassl-4548	204	22	study	study	NOUN
hassl-4548	204	23	is	be	AUX
hassl-4548	204	24	z	z	NOUN
hassl-4548	204	25	-	-	PUNCT
hassl-4548	204	26	score1	score1	PROPN
hassl-4548	204	27	,	,	PUNCT
hassl-4548	204	28	z	z	PROPN
hassl-4548	204	29	-	-	PUNCT
hassl-4548	204	30	score2	score2	PROPN
hassl-4548	204	31	,	,	PUNCT
hassl-4548	204	32	and	and	CCONJ
hassl-4548	204	33	z	z	X
hassl-4548	204	34	-	-	PUNCT
hassl-4548	204	35	score3	score3	NOUN
hassl-4548	204	36	.	.	PUNCT
hassl-4548	205	1	the	the	DET
hassl-4548	205	2	exogenous	exogenous	ADJ
hassl-4548	205	3	variable	variable	NOUN
hassl-4548	205	4	is	be	AUX
hassl-4548	205	5	lcr	lcr	NOUN
hassl-4548	205	6	and	and	CCONJ
hassl-4548	205	7	nsfr	nsfr	ADJ
hassl-4548	205	8	.	.	PUNCT
hassl-4548	206	1	moreover	moreover	ADV
hassl-4548	206	2	,	,	PUNCT
hassl-4548	206	3	lmcap	lmcap	NOUN
hassl-4548	206	4	and	and	CCONJ
hassl-4548	206	5	roa	roa	PROPN
hassl-4548	206	6	stand	stand	VERB
hassl-4548	206	7	for	for	ADP
hassl-4548	206	8	the	the	DET
hassl-4548	206	9	log	log	NOUN
hassl-4548	206	10	of	of	ADP
hassl-4548	206	11	market	market	NOUN
hassl-4548	206	12	capitalization	capitalization	NOUN
hassl-4548	206	13	and	and	CCONJ
hassl-4548	206	14	return	return	VERB
hassl-4548	206	15	on	on	ADP
hassl-4548	206	16	assets	asset	NOUN
hassl-4548	206	17	,	,	PUNCT
hassl-4548	206	18	respectively	respectively	ADV
hassl-4548	206	19	,	,	PUNCT
hassl-4548	206	20	implemented	implement	VERB
hassl-4548	206	21	as	as	ADP
hassl-4548	206	22	control	control	NOUN
hassl-4548	206	23	variables	variable	NOUN
hassl-4548	206	24	for	for	ADP
hassl-4548	206	25	the	the	DET
hassl-4548	206	26	study	study	NOUN
hassl-4548	206	27	.	.	PUNCT
hassl-4548	207	1	the	the	DET
hassl-4548	207	2	log	log	NOUN
hassl-4548	207	3	is	be	AUX
hassl-4548	207	4	used	use	VERB
hassl-4548	207	5	to	to	PART
hassl-4548	207	6	reduce	reduce	VERB
hassl-4548	207	7	the	the	DET
hassl-4548	207	8	inconsistency	inconsistency	NOUN
hassl-4548	207	9	that	that	PRON
hassl-4548	207	10	occurs	occur	VERB
hassl-4548	207	11	due	due	ADJ
hassl-4548	207	12	to	to	ADP
hassl-4548	207	13	intense	intense	ADJ
hassl-4548	207	14	value	value	NOUN
hassl-4548	207	15	concerns	concern	NOUN
hassl-4548	207	16	(	(	PUNCT
hassl-4548	207	17	cepoi	cepoi	PROPN
hassl-4548	207	18	,	,	PUNCT
hassl-4548	207	19	dragotă	dragotă	NOUN
hassl-4548	207	20	,	,	PUNCT
hassl-4548	207	21	trifan	trifan	ADJ
hassl-4548	207	22	,	,	PUNCT
hassl-4548	207	23	&	&	CCONJ
hassl-4548	207	24	iordache	iordache	PROPN
hassl-4548	207	25	,	,	PUNCT
hassl-4548	207	26	2023	2023	NUM
hassl-4548	207	27	)	)	PUNCT
hassl-4548	207	28	.	.	PUNCT
hassl-4548	208	1	“	"	PUNCT
hassl-4548	208	2	it	it	PRON
hassl-4548	208	3	”	"	PUNCT
hassl-4548	208	4	is	be	AUX
hassl-4548	208	5	used	use	VERB
hassl-4548	208	6	to	to	PART
hassl-4548	208	7	symbolize	symbolize	VERB
hassl-4548	208	8	the	the	DET
hassl-4548	208	9	panel	panel	NOUN
hassl-4548	208	10	data	datum	NOUN
hassl-4548	208	11	term	term	NOUN
hassl-4548	208	12	where	where	SCONJ
hassl-4548	208	13	‘	'	PUNCT
hassl-4548	208	14	i	i	PRON
hassl-4548	208	15	’	'	PUNCT
hassl-4548	208	16	represents	represent	VERB
hassl-4548	208	17	the	the	DET
hassl-4548	208	18	cross	cross	ADJ
hassl-4548	208	19	-	-	ADJ
hassl-4548	208	20	sectional	sectional	ADJ
hassl-4548	208	21	term	term	NOUN
hassl-4548	208	22	,	,	PUNCT
hassl-4548	208	23	and	and	CCONJ
hassl-4548	208	24	“	"	PUNCT
hassl-4548	208	25	t	t	PROPN
hassl-4548	208	26	”	"	PUNCT
hassl-4548	208	27	is	be	AUX
hassl-4548	208	28	the	the	DET
hassl-4548	208	29	time	time	NOUN
hassl-4548	208	30	-	-	PUNCT
hassl-4548	208	31	series	series	NOUN
hassl-4548	208	32	term	term	NOUN
hassl-4548	208	33	.	.	PUNCT
hassl-4548	209	1	table	table	NOUN
hassl-4548	209	2	2	2	NUM
hassl-4548	209	3	.	.	PUNCT
hassl-4548	209	4	results	result	NOUN
hassl-4548	209	5	of	of	ADP
hassl-4548	209	6	descriptive	descriptive	ADJ
hassl-4548	209	7	statistics	statistic	NOUN
hassl-4548	209	8	.	.	PUNCT
hassl-4548	210	1	variables	variable	NOUN
hassl-4548	210	2	obv	obv	PROPN
hassl-4548	210	3	mean	mean	PROPN
hassl-4548	210	4	st.d	st.d	VERB
hassl-4548	210	5	minv	minv	PROPN
hassl-4548	210	6	maxv	maxv	NOUN
hassl-4548	210	7	lcr	lcr	NOUN
hassl-4548	210	8	252	252	NUM
hassl-4548	210	9	1.256	1.256	NUM
hassl-4548	210	10	0.280	0.280	NUM
hassl-4548	210	11	0.604	0.604	NUM
hassl-4548	210	12	3.715	3.715	NUM
hassl-4548	210	13	nsfr	nsfr	NOUN
hassl-4548	210	14	252	252	NUM
hassl-4548	210	15	1.358	1.358	NUM
hassl-4548	210	16	0.155	0.155	NUM
hassl-4548	210	17	0.874	0.874	NUM
hassl-4548	210	18	2.038	2.038	NUM
hassl-4548	210	19	z	z	NOUN
hassl-4548	210	20	-	-	PUNCT
hassl-4548	210	21	score	score	NOUN
hassl-4548	210	22	1	1	NUM
hassl-4548	210	23	252	252	NUM
hassl-4548	210	24	.761	.761	NUM
hassl-4548	210	25	2.59	2.59	NUM
hassl-4548	210	26	-0.954	-0.954	SYM
hassl-4548	210	27	20.880	20.880	NUM
hassl-4548	210	28	z	z	NOUN
hassl-4548	210	29	-	-	PUNCT
hassl-4548	210	30	score	score	NOUN
hassl-4548	210	31	2	2	NUM
hassl-4548	210	32	252	252	NUM
hassl-4548	210	33	3.045	3.045	NUM
hassl-4548	210	34	11.087	11.087	NUM
hassl-4548	210	35	-4.599	-4.599	PUNCT
hassl-4548	211	1	93.262	93.262	NUM
hassl-4548	211	2	z	z	NOUN
hassl-4548	211	3	-	-	PUNCT
hassl-4548	211	4	score	score	NOUN
hassl-4548	211	5	3	3	NUM
hassl-4548	211	6	252	252	NUM
hassl-4548	211	7	3.932	3.932	NUM
hassl-4548	211	8	12.246	12.246	NUM
hassl-4548	211	9	-5.366	-5.366	SYM
hassl-4548	211	10	96.512	96.512	NUM
hassl-4548	211	11	lmcap	lmcap	NOUN
hassl-4548	211	12	252	252	NUM
hassl-4548	211	13	4.486	4.486	NUM
hassl-4548	211	14	0.696	0.696	NUM
hassl-4548	211	15	3.001	3.001	NUM
hassl-4548	211	16	5.994	5.994	NUM
hassl-4548	211	17	roa	roa	NOUN
hassl-4548	211	18	252	252	NUM
hassl-4548	211	19	.653	.653	NUM
hassl-4548	211	20	0.915	0.915	NUM
hassl-4548	211	21	-6.37	-6.37	NUM
hassl-4548	211	22	2.18	2.18	NUM
hassl-4548	211	23	note	note	NOUN
hassl-4548	211	24	:	:	PUNCT
hassl-4548	211	25	var	var	NOUN
hassl-4548	211	26	,	,	PUNCT
hassl-4548	211	27	obv	obv	VERB
hassl-4548	211	28	,	,	PUNCT
hassl-4548	211	29	mean	mean	ADJ
hassl-4548	211	30	,	,	PUNCT
hassl-4548	211	31	st.d	st.d	ADJ
hassl-4548	211	32	,	,	PUNCT
hassl-4548	211	33	minv	minv	NOUN
hassl-4548	211	34	,	,	PUNCT
hassl-4548	211	35	and	and	CCONJ
hassl-4548	211	36	maxv	maxv	NOUN
hassl-4548	211	37	are	be	AUX
hassl-4548	211	38	variables	variable	NOUN
hassl-4548	211	39	,	,	PUNCT
hassl-4548	211	40	observations	observation	NOUN
hassl-4548	211	41	,	,	PUNCT
hassl-4548	211	42	mean	mean	NOUN
hassl-4548	211	43	value	value	NOUN
hassl-4548	211	44	,	,	PUNCT
hassl-4548	211	45	standard	standard	ADJ
hassl-4548	211	46	deviation	deviation	NOUN
hassl-4548	211	47	,	,	PUNCT
hassl-4548	211	48	minimum	minimum	NOUN
hassl-4548	211	49	value	value	NOUN
hassl-4548	211	50	,	,	PUNCT
hassl-4548	211	51	and	and	CCONJ
hassl-4548	211	52	maximum	maximum	ADJ
hassl-4548	211	53	value	value	NOUN
hassl-4548	211	54	,	,	PUNCT
hassl-4548	211	55	respectively	respectively	ADV
hassl-4548	211	56	.	.	PUNCT
hassl-4548	212	1	4	4	X
hassl-4548	212	2	.	.	X
hassl-4548	212	3	data	datum	NOUN
hassl-4548	212	4	analysis	analysis	NOUN
hassl-4548	212	5	results	result	VERB
hassl-4548	212	6	4.1	4.1	NUM
hassl-4548	212	7	.	.	PUNCT
hassl-4548	213	1	descriptive	descriptive	ADJ
hassl-4548	213	2	statistics	statistic	NOUN
hassl-4548	213	3	table	table	NOUN
hassl-4548	213	4	2	2	NUM
hassl-4548	213	5	presents	present	VERB
hassl-4548	213	6	the	the	DET
hassl-4548	213	7	results	result	NOUN
hassl-4548	213	8	of	of	ADP
hassl-4548	213	9	descriptive	descriptive	ADJ
hassl-4548	213	10	statistics	statistic	NOUN
hassl-4548	213	11	of	of	ADP
hassl-4548	213	12	various	various	ADJ
hassl-4548	213	13	variables	variable	NOUN
hassl-4548	213	14	used	use	VERB
hassl-4548	213	15	in	in	ADP
hassl-4548	213	16	the	the	DET
hassl-4548	213	17	study	study	NOUN
hassl-4548	213	18	.	.	PUNCT
hassl-4548	214	1	the	the	DET
hassl-4548	214	2	variable	variable	ADJ
hassl-4548	214	3	lcr	lcr	NOUN
hassl-4548	214	4	should	should	AUX
hassl-4548	214	5	be	be	AUX
hassl-4548	214	6	above	above	ADP
hassl-4548	214	7	1	1	NUM
hassl-4548	214	8	,	,	PUNCT
hassl-4548	214	9	indicating	indicate	VERB
hassl-4548	214	10	the	the	DET
hassl-4548	214	11	fulfillment	fulfillment	NOUN
hassl-4548	214	12	of	of	ADP
hassl-4548	214	13	the	the	DET
hassl-4548	214	14	minimum	minimum	ADJ
hassl-4548	214	15	regulatory	regulatory	ADJ
hassl-4548	214	16	requirement	requirement	NOUN
hassl-4548	214	17	.	.	PUNCT
hassl-4548	215	1	the	the	DET
hassl-4548	215	2	lcr	lcr	PROPN
hassl-4548	215	3	spectrum	spectrum	PROPN
hassl-4548	215	4	ranges	range	VERB
hassl-4548	215	5	from	from	ADP
hassl-4548	215	6	0.604	0.604	NUM
hassl-4548	215	7	to	to	ADP
hassl-4548	215	8	3.715	3.715	NUM
hassl-4548	215	9	,	,	PUNCT
hassl-4548	215	10	showing	show	VERB
hassl-4548	215	11	that	that	SCONJ
hassl-4548	215	12	some	some	DET
hassl-4548	215	13	indian	indian	ADJ
hassl-4548	215	14	banks	bank	NOUN
hassl-4548	215	15	are	be	AUX
hassl-4548	215	16	not	not	PART
hassl-4548	215	17	fulfilling	fulfil	VERB
hassl-4548	215	18	the	the	DET
hassl-4548	215	19	minimum	minimum	ADJ
hassl-4548	215	20	requirement	requirement	NOUN
hassl-4548	215	21	in	in	ADP
hassl-4548	215	22	certain	certain	ADJ
hassl-4548	215	23	years	year	NOUN
hassl-4548	215	24	,	,	PUNCT
hassl-4548	215	25	whereas	whereas	SCONJ
hassl-4548	215	26	others	other	NOUN
hassl-4548	215	27	hold	hold	VERB
hassl-4548	215	28	liquid	liquid	ADJ
hassl-4548	215	29	assets	asset	NOUN
hassl-4548	215	30	beyond	beyond	ADP
hassl-4548	215	31	the	the	DET
hassl-4548	215	32	minimum	minimum	ADJ
hassl-4548	215	33	requirement	requirement	NOUN
hassl-4548	215	34	in	in	ADP
hassl-4548	215	35	the	the	DET
hassl-4548	215	36	short	short	ADJ
hassl-4548	215	37	run	run	NOUN
hassl-4548	215	38	.	.	PUNCT
hassl-4548	216	1	the	the	DET
hassl-4548	216	2	mean	mean	ADJ
hassl-4548	216	3	value	value	NOUN
hassl-4548	216	4	stands	stand	VERB
hassl-4548	216	5	at	at	ADP
hassl-4548	216	6	1.256	1.256	NUM
hassl-4548	216	7	,	,	PUNCT
hassl-4548	216	8	suggesting	suggest	VERB
hassl-4548	216	9	that	that	SCONJ
hassl-4548	216	10	banks	bank	NOUN
hassl-4548	216	11	have	have	VERB
hassl-4548	216	12	lcr	lcr	NOUN
hassl-4548	216	13	slightly	slightly	ADV
hassl-4548	216	14	above	above	ADP
hassl-4548	216	15	the	the	DET
hassl-4548	216	16	minimum	minimum	ADJ
hassl-4548	216	17	regulatory	regulatory	ADJ
hassl-4548	216	18	requirement	requirement	NOUN
hassl-4548	216	19	on	on	ADP
hassl-4548	216	20	average	average	ADJ
hassl-4548	216	21	.	.	PUNCT
hassl-4548	217	1	therefore	therefore	ADV
hassl-4548	217	2	,	,	PUNCT
hassl-4548	217	3	the	the	DET
hassl-4548	217	4	banks	bank	NOUN
hassl-4548	217	5	’	’	PART
hassl-4548	217	6	short	short	ADJ
hassl-4548	217	7	-	-	PUNCT
hassl-4548	217	8	term	term	NOUN
hassl-4548	217	9	obligations	obligation	NOUN
hassl-4548	217	10	are	be	AUX
hassl-4548	217	11	covered	cover	VERB
hassl-4548	217	12	with	with	ADP
hassl-4548	217	13	high	high	ADJ
hassl-4548	217	14	-	-	PUNCT
hassl-4548	217	15	quality	quality	NOUN
hassl-4548	217	16	liquid	liquid	ADJ
hassl-4548	217	17	assets	asset	NOUN
hassl-4548	217	18	.	.	PUNCT
hassl-4548	218	1	the	the	DET
hassl-4548	218	2	sd	sd	NOUN
hassl-4548	218	3	stands	stand	VERB
hassl-4548	218	4	at	at	ADP
hassl-4548	218	5	0.28	0.28	NUM
hassl-4548	218	6	,	,	PUNCT
hassl-4548	218	7	indicating	indicate	VERB
hassl-4548	218	8	that	that	SCONJ
hassl-4548	218	9	the	the	DET
hassl-4548	218	10	humanities	humanity	NOUN
hassl-4548	218	11	and	and	CCONJ
hassl-4548	218	12	social	social	ADJ
hassl-4548	218	13	sciences	science	NOUN
hassl-4548	218	14	letters	letter	NOUN
hassl-4548	218	15	,	,	PUNCT
hassl-4548	218	16	2025	2025	NUM
hassl-4548	218	17	,	,	PUNCT
hassl-4548	218	18	14(1	14(1	NUM
hassl-4548	218	19	):	):	PUNCT
hassl-4548	218	20	44	44	NUM
hassl-4548	218	21	-	-	SYM
hassl-4548	218	22	58	58	NUM
hassl-4548	218	23	50	50	NUM
hassl-4548	218	24	©	©	PROPN
hassl-4548	218	25	2026	2026	NUM
hassl-4548	218	26	conscientia	conscientia	PROPN
hassl-4548	218	27	beam	beam	PROPN
hassl-4548	218	28	.	.	PUNCT
hassl-4548	219	1	all	all	DET
hassl-4548	219	2	rights	right	NOUN
hassl-4548	219	3	reserved	reserve	VERB
hassl-4548	219	4	.	.	PUNCT
hassl-4548	220	1	values	value	NOUN
hassl-4548	220	2	are	be	AUX
hassl-4548	220	3	clustered	cluster	VERB
hassl-4548	220	4	around	around	ADP
hassl-4548	220	5	the	the	DET
hassl-4548	220	6	mean	mean	NOUN
hassl-4548	220	7	,	,	PUNCT
hassl-4548	220	8	and	and	CCONJ
hassl-4548	220	9	banks	bank	NOUN
hassl-4548	220	10	maintain	maintain	VERB
hassl-4548	220	11	the	the	DET
hassl-4548	220	12	lcr	lcr	NOUN
hassl-4548	220	13	requirement	requirement	NOUN
hassl-4548	220	14	consistently	consistently	ADV
hassl-4548	220	15	over	over	ADP
hassl-4548	220	16	the	the	DET
hassl-4548	220	17	years	year	NOUN
hassl-4548	220	18	.	.	PUNCT
hassl-4548	221	1	similarly	similarly	ADV
hassl-4548	221	2	,	,	PUNCT
hassl-4548	221	3	banks	bank	NOUN
hassl-4548	221	4	maintain	maintain	VERB
hassl-4548	221	5	long	long	ADJ
hassl-4548	221	6	-	-	PUNCT
hassl-4548	221	7	term	term	NOUN
hassl-4548	221	8	liquidity	liquidity	NOUN
hassl-4548	221	9	requirements	requirement	NOUN
hassl-4548	221	10	consistently	consistently	ADV
hassl-4548	221	11	over	over	ADP
hassl-4548	221	12	the	the	DET
hassl-4548	221	13	years	year	NOUN
hassl-4548	221	14	without	without	ADP
hassl-4548	221	15	deviation	deviation	NOUN
hassl-4548	221	16	.	.	PUNCT
hassl-4548	222	1	the	the	DET
hassl-4548	222	2	z	z	NOUN
hassl-4548	222	3	-	-	PUNCT
hassl-4548	222	4	score	score	NOUN
hassl-4548	222	5	used	use	VERB
hassl-4548	222	6	to	to	PART
hassl-4548	222	7	measure	measure	VERB
hassl-4548	222	8	financial	financial	ADJ
hassl-4548	222	9	distress	distress	NOUN
hassl-4548	222	10	in	in	ADP
hassl-4548	222	11	banks	bank	NOUN
hassl-4548	222	12	shows	show	VERB
hassl-4548	222	13	that	that	SCONJ
hassl-4548	222	14	it	it	PRON
hassl-4548	222	15	varies	vary	VERB
hassl-4548	222	16	significantly	significantly	ADV
hassl-4548	222	17	between	between	ADP
hassl-4548	222	18	banks	bank	NOUN
hassl-4548	222	19	.	.	PUNCT
hassl-4548	223	1	some	some	DET
hassl-4548	223	2	banks	bank	NOUN
hassl-4548	223	3	show	show	VERB
hassl-4548	223	4	healthy	healthy	ADJ
hassl-4548	223	5	financial	financial	ADJ
hassl-4548	223	6	conditions	condition	NOUN
hassl-4548	223	7	with	with	ADP
hassl-4548	223	8	high	high	ADJ
hassl-4548	223	9	z	z	NOUN
hassl-4548	223	10	-	-	PUNCT
hassl-4548	223	11	score	score	NOUN
hassl-4548	223	12	values	value	NOUN
hassl-4548	223	13	.	.	PUNCT
hassl-4548	224	1	some	some	PRON
hassl-4548	224	2	have	have	VERB
hassl-4548	224	3	negative	negative	ADJ
hassl-4548	224	4	z	z	NOUN
hassl-4548	224	5	-	-	PUNCT
hassl-4548	224	6	scores	score	NOUN
hassl-4548	224	7	,	,	PUNCT
hassl-4548	224	8	indicating	indicate	VERB
hassl-4548	224	9	a	a	DET
hassl-4548	224	10	high	high	ADJ
hassl-4548	224	11	risk	risk	NOUN
hassl-4548	224	12	of	of	ADP
hassl-4548	224	13	financial	financial	ADJ
hassl-4548	224	14	distress	distress	NOUN
hassl-4548	224	15	and	and	CCONJ
hassl-4548	224	16	bankruptcy	bankruptcy	NOUN
hassl-4548	224	17	.	.	PUNCT
hassl-4548	225	1	certain	certain	ADJ
hassl-4548	225	2	variables	variable	NOUN
hassl-4548	225	3	are	be	AUX
hassl-4548	225	4	kept	keep	VERB
hassl-4548	225	5	constant	constant	ADJ
hassl-4548	225	6	to	to	PART
hassl-4548	225	7	better	well	ADV
hassl-4548	225	8	understand	understand	VERB
hassl-4548	225	9	the	the	DET
hassl-4548	225	10	relationship	relationship	NOUN
hassl-4548	225	11	between	between	ADP
hassl-4548	225	12	the	the	DET
hassl-4548	225	13	independent	independent	ADJ
hassl-4548	225	14	and	and	CCONJ
hassl-4548	225	15	dependent	dependent	ADJ
hassl-4548	225	16	factors	factor	NOUN
hassl-4548	225	17	,	,	PUNCT
hassl-4548	225	18	when	when	SCONJ
hassl-4548	225	19	accounting	account	VERB
hassl-4548	225	20	for	for	ADP
hassl-4548	225	21	the	the	DET
hassl-4548	225	22	influence	influence	NOUN
hassl-4548	225	23	of	of	ADP
hassl-4548	225	24	further	further	ADJ
hassl-4548	225	25	factors	factor	NOUN
hassl-4548	225	26	.	.	PUNCT
hassl-4548	226	1	this	this	PRON
hassl-4548	226	2	leads	lead	VERB
hassl-4548	226	3	to	to	ADP
hassl-4548	226	4	more	more	ADV
hassl-4548	226	5	robust	robust	ADJ
hassl-4548	226	6	and	and	CCONJ
hassl-4548	226	7	interpretable	interpretable	ADJ
hassl-4548	226	8	conclusions	conclusion	NOUN
hassl-4548	226	9	in	in	ADP
hassl-4548	226	10	empirical	empirical	ADJ
hassl-4548	226	11	research	research	NOUN
hassl-4548	226	12	.	.	PUNCT
hassl-4548	227	1	lmcap	lmcap	NOUN
hassl-4548	227	2	and	and	CCONJ
hassl-4548	227	3	roa	roa	PROPN
hassl-4548	227	4	stand	stand	VERB
hassl-4548	227	5	for	for	ADP
hassl-4548	227	6	the	the	DET
hassl-4548	227	7	log	log	NOUN
hassl-4548	227	8	of	of	ADP
hassl-4548	227	9	market	market	NOUN
hassl-4548	227	10	capitalization	capitalization	NOUN
hassl-4548	227	11	and	and	CCONJ
hassl-4548	227	12	return	return	VERB
hassl-4548	227	13	on	on	ADP
hassl-4548	227	14	assets	asset	NOUN
hassl-4548	227	15	,	,	PUNCT
hassl-4548	227	16	respectively	respectively	ADV
hassl-4548	227	17	used	use	VERB
hassl-4548	227	18	as	as	ADP
hassl-4548	227	19	control	control	NOUN
hassl-4548	227	20	variables	variable	NOUN
hassl-4548	227	21	for	for	ADP
hassl-4548	227	22	the	the	DET
hassl-4548	227	23	study	study	NOUN
hassl-4548	227	24	.	.	PUNCT
hassl-4548	228	1	the	the	DET
hassl-4548	228	2	value	value	NOUN
hassl-4548	228	3	of	of	ADP
hassl-4548	228	4	market	market	NOUN
hassl-4548	228	5	capitalization	capitalization	NOUN
hassl-4548	228	6	falls	fall	VERB
hassl-4548	228	7	in	in	ADP
hassl-4548	228	8	a	a	DET
hassl-4548	228	9	small	small	ADJ
hassl-4548	228	10	range	range	NOUN
hassl-4548	228	11	with	with	ADP
hassl-4548	228	12	a	a	DET
hassl-4548	228	13	relatively	relatively	ADV
hassl-4548	228	14	small	small	ADJ
hassl-4548	228	15	deviation	deviation	NOUN
hassl-4548	228	16	.	.	PUNCT
hassl-4548	229	1	the	the	DET
hassl-4548	229	2	average	average	NOUN
hassl-4548	229	3	of	of	ADP
hassl-4548	229	4	roa	roa	PROPN
hassl-4548	229	5	is	be	AUX
hassl-4548	229	6	positive	positive	ADJ
hassl-4548	229	7	,	,	PUNCT
hassl-4548	229	8	showing	show	VERB
hassl-4548	229	9	that	that	SCONJ
hassl-4548	229	10	the	the	DET
hassl-4548	229	11	banks	bank	NOUN
hassl-4548	229	12	are	be	AUX
hassl-4548	229	13	profitable	profitable	ADJ
hassl-4548	229	14	but	but	CCONJ
hassl-4548	229	15	some	some	DET
hassl-4548	229	16	firms	firm	NOUN
hassl-4548	229	17	do	do	AUX
hassl-4548	229	18	have	have	VERB
hassl-4548	229	19	negative	negative	ADJ
hassl-4548	229	20	roa	roa	NOUN
hassl-4548	229	21	indicating	indicate	VERB
hassl-4548	229	22	losses	loss	NOUN
hassl-4548	229	23	.	.	PUNCT
hassl-4548	230	1	4.2	4.2	NUM
hassl-4548	230	2	.	.	PUNCT
hassl-4548	231	1	multicollinearity	multicollinearity	NOUN
hassl-4548	231	2	and	and	CCONJ
hassl-4548	231	3	variance	variance	NOUN
hassl-4548	231	4	inflation	inflation	NOUN
hassl-4548	231	5	factors	factor	NOUN
hassl-4548	231	6	(	(	PUNCT
hassl-4548	231	7	vif	vif	NOUN
hassl-4548	231	8	)	)	PUNCT
hassl-4548	231	9	the	the	DET
hassl-4548	231	10	liquidity	liquidity	NOUN
hassl-4548	231	11	variables	variable	VERB
hassl-4548	231	12	lcr	lcr	NOUN
hassl-4548	231	13	and	and	CCONJ
hassl-4548	231	14	nsfr	nsfr	PROPN
hassl-4548	231	15	show	show	VERB
hassl-4548	231	16	a	a	DET
hassl-4548	231	17	statistically	statistically	ADV
hassl-4548	231	18	significant	significant	ADJ
hassl-4548	231	19	and	and	CCONJ
hassl-4548	231	20	positive	positive	ADJ
hassl-4548	231	21	correlation	correlation	NOUN
hassl-4548	231	22	.	.	PUNCT
hassl-4548	232	1	it	it	PRON
hassl-4548	232	2	can	can	AUX
hassl-4548	232	3	imply	imply	VERB
hassl-4548	232	4	that	that	SCONJ
hassl-4548	232	5	firms	firm	NOUN
hassl-4548	232	6	with	with	ADP
hassl-4548	232	7	an	an	DET
hassl-4548	232	8	adequate	adequate	ADJ
hassl-4548	232	9	short	short	ADJ
hassl-4548	232	10	-	-	PUNCT
hassl-4548	232	11	term	term	NOUN
hassl-4548	232	12	liquidity	liquidity	NOUN
hassl-4548	232	13	ratio	ratio	NOUN
hassl-4548	232	14	also	also	ADV
hassl-4548	232	15	tend	tend	VERB
hassl-4548	232	16	to	to	PART
hassl-4548	232	17	have	have	VERB
hassl-4548	232	18	more	more	ADV
hassl-4548	232	19	stable	stable	ADJ
hassl-4548	232	20	funding	funding	NOUN
hassl-4548	232	21	in	in	ADP
hassl-4548	232	22	the	the	DET
hassl-4548	232	23	long	long	ADJ
hassl-4548	232	24	period	period	NOUN
hassl-4548	232	25	.	.	PUNCT
hassl-4548	233	1	the	the	DET
hassl-4548	233	2	lcr	lcr	NOUN
hassl-4548	233	3	and	and	CCONJ
hassl-4548	233	4	lmcap	lmcap	NOUN
hassl-4548	233	5	have	have	VERB
hassl-4548	233	6	a	a	DET
hassl-4548	233	7	negative	negative	ADJ
hassl-4548	233	8	statistical	statistical	ADJ
hassl-4548	233	9	correlation	correlation	NOUN
hassl-4548	233	10	whereas	whereas	SCONJ
hassl-4548	233	11	the	the	DET
hassl-4548	233	12	nsfr	nsfr	NOUN
hassl-4548	233	13	and	and	CCONJ
hassl-4548	233	14	lmcap	lmcap	NOUN
hassl-4548	233	15	have	have	VERB
hassl-4548	233	16	no	no	DET
hassl-4548	233	17	significant	significant	ADJ
hassl-4548	233	18	statistical	statistical	ADJ
hassl-4548	233	19	correlation	correlation	NOUN
hassl-4548	233	20	.	.	PUNCT
hassl-4548	234	1	the	the	DET
hassl-4548	234	2	correlation	correlation	NOUN
hassl-4548	234	3	values	value	NOUN
hassl-4548	234	4	between	between	ADP
hassl-4548	234	5	the	the	DET
hassl-4548	234	6	variables	variable	NOUN
hassl-4548	234	7	are	be	AUX
hassl-4548	234	8	below	below	ADP
hassl-4548	234	9	0.8	0.8	NUM
hassl-4548	234	10	,	,	PUNCT
hassl-4548	234	11	so	so	SCONJ
hassl-4548	234	12	the	the	DET
hassl-4548	234	13	data	datum	NOUN
hassl-4548	234	14	do	do	AUX
hassl-4548	234	15	not	not	PART
hassl-4548	234	16	face	face	VERB
hassl-4548	234	17	any	any	DET
hassl-4548	234	18	problem	problem	NOUN
hassl-4548	234	19	of	of	ADP
hassl-4548	234	20	multicollinearity	multicollinearity	NOUN
hassl-4548	234	21	(	(	PUNCT
hassl-4548	234	22	gujarati	gujarati	PROPN
hassl-4548	234	23	&	&	CCONJ
hassl-4548	234	24	porter	porter	PROPN
hassl-4548	234	25	,	,	PUNCT
hassl-4548	234	26	2009	2009	NUM
hassl-4548	234	27	)	)	PUNCT
hassl-4548	234	28	.	.	PUNCT
hassl-4548	235	1	table	table	NOUN
hassl-4548	235	2	3	3	NUM
hassl-4548	235	3	also	also	ADV
hassl-4548	235	4	presents	present	VERB
hassl-4548	235	5	the	the	DET
hassl-4548	235	6	vif	vif	NOUN
hassl-4548	235	7	of	of	ADP
hassl-4548	235	8	the	the	DET
hassl-4548	235	9	factors	factor	NOUN
hassl-4548	235	10	to	to	PART
hassl-4548	235	11	gauge	gauge	VERB
hassl-4548	235	12	the	the	DET
hassl-4548	235	13	multicollinearity	multicollinearity	NOUN
hassl-4548	235	14	concerns	concern	NOUN
hassl-4548	235	15	between	between	ADP
hassl-4548	235	16	the	the	DET
hassl-4548	235	17	independent	independent	ADJ
hassl-4548	235	18	variables	variable	NOUN
hassl-4548	235	19	.	.	PUNCT
hassl-4548	236	1	the	the	DET
hassl-4548	236	2	variables	variable	NOUN
hassl-4548	236	3	have	have	VERB
hassl-4548	236	4	a	a	DET
hassl-4548	236	5	vif	vif	NOUN
hassl-4548	236	6	lower	low	ADJ
hassl-4548	236	7	than	than	ADP
hassl-4548	236	8	3	3	NUM
hassl-4548	236	9	,	,	PUNCT
hassl-4548	236	10	so	so	ADV
hassl-4548	236	11	the	the	DET
hassl-4548	236	12	issue	issue	NOUN
hassl-4548	236	13	of	of	ADP
hassl-4548	236	14	multicollinearity	multicollinearity	NOUN
hassl-4548	236	15	does	do	AUX
hassl-4548	236	16	not	not	PART
hassl-4548	236	17	exist	exist	VERB
hassl-4548	236	18	.	.	PUNCT
hassl-4548	237	1	low	low	ADJ
hassl-4548	237	2	correlations	correlation	NOUN
hassl-4548	237	3	between	between	ADP
hassl-4548	237	4	the	the	DET
hassl-4548	237	5	independent	independent	ADJ
hassl-4548	237	6	variables	variable	NOUN
hassl-4548	237	7	will	will	AUX
hassl-4548	237	8	not	not	PART
hassl-4548	237	9	likely	likely	ADV
hassl-4548	237	10	distort	distort	VERB
hassl-4548	237	11	the	the	DET
hassl-4548	237	12	regression	regression	NOUN
hassl-4548	237	13	analysis	analysis	NOUN
hassl-4548	237	14	results	result	NOUN
hassl-4548	237	15	due	due	ADP
hassl-4548	237	16	to	to	ADP
hassl-4548	237	17	multicollinearity	multicollinearity	NOUN
hassl-4548	237	18	.	.	PUNCT
hassl-4548	238	1	the	the	DET
hassl-4548	238	2	vif	vif	NOUN
hassl-4548	238	3	reconfirms	reconfirm	VERB
hassl-4548	238	4	the	the	DET
hassl-4548	238	5	correlation	correlation	NOUN
hassl-4548	238	6	coefficient	coefficient	NOUN
hassl-4548	238	7	results	result	NOUN
hassl-4548	238	8	making	make	VERB
hassl-4548	238	9	it	it	PRON
hassl-4548	238	10	more	more	ADV
hassl-4548	238	11	robust	robust	ADJ
hassl-4548	238	12	.	.	PUNCT
hassl-4548	239	1	table	table	NOUN
hassl-4548	239	2	3	3	NUM
hassl-4548	239	3	.	.	PUNCT
hassl-4548	239	4	correlation	correlation	NOUN
hassl-4548	239	5	matrix	matrix	NOUN
hassl-4548	239	6	and	and	CCONJ
hassl-4548	239	7	variance	variance	NOUN
hassl-4548	239	8	inflation	inflation	NOUN
hassl-4548	239	9	factor	factor	NOUN
hassl-4548	239	10	(	(	PUNCT
hassl-4548	239	11	vif	vif	PROPN
hassl-4548	239	12	)	)	PUNCT
hassl-4548	239	13	.	.	PUNCT
hassl-4548	240	1	variables	variables	PROPN
hassl-4548	240	2	lcr	lcr	PROPN
hassl-4548	240	3	nsfr	nsfr	PROPN
hassl-4548	240	4	lmcap	lmcap	PROPN
hassl-4548	240	5	roa	roa	PROPN
hassl-4548	240	6	lcr	lcr	PROPN
hassl-4548	240	7	1.0000	1.0000	NUM
hassl-4548	240	8	nsfr	nsfr	NOUN
hassl-4548	240	9	0.1330	0.1330	NUM
hassl-4548	240	10	*	*	SYM
hassl-4548	240	11	*	*	PUNCT
hassl-4548	240	12	(	(	PUNCT
hassl-4548	240	13	0.0345	0.0345	NUM
hassl-4548	240	14	)	)	PUNCT
hassl-4548	240	15	1.0000	1.0000	NUM
hassl-4548	240	16	lmcap	lmcap	NOUN
hassl-4548	240	17	-0.1607	-0.1607	NOUN
hassl-4548	240	18	*	*	PUNCT
hassl-4548	240	19	(	(	PUNCT
hassl-4548	240	20	0.0105	0.0105	NUM
hassl-4548	240	21	)	)	PUNCT
hassl-4548	240	22	-0.0293	-0.0293	NOUN
hassl-4548	240	23	(	(	PUNCT
hassl-4548	240	24	0.6429	0.6429	NUM
hassl-4548	240	25	)	)	PUNCT
hassl-4548	240	26	1.0000	1.0000	NUM
hassl-4548	240	27	roa	roa	NOUN
hassl-4548	240	28	-0.0940	-0.0940	NOUN
hassl-4548	240	29	(	(	PUNCT
hassl-4548	240	30	0.1359	0.1359	NUM
hassl-4548	240	31	)	)	PUNCT
hassl-4548	240	32	-0.1842	-0.1842	NOUN
hassl-4548	240	33	*	*	PUNCT
hassl-4548	240	34	(	(	PUNCT
hassl-4548	240	35	0.0033	0.0033	NUM
hassl-4548	240	36	)	)	PUNCT
hassl-4548	240	37	0.0366	0.0366	NUM
hassl-4548	240	38	(	(	PUNCT
hassl-4548	240	39	0.5626	0.5626	NUM
hassl-4548	240	40	)	)	PUNCT
hassl-4548	240	41	1.0000	1.0000	NUM
hassl-4548	240	42	vif	vif	NOUN
hassl-4548	240	43	1.05	1.05	NUM
hassl-4548	240	44	1.05	1.05	NUM
hassl-4548	240	45	1.03	1.03	NUM
hassl-4548	240	46	1.04	1.04	NUM
hassl-4548	240	47	1.04	1.04	NUM
hassl-4548	240	48	note	note	NOUN
hassl-4548	240	49	:	:	PUNCT
hassl-4548	240	50	a	a	DET
hassl-4548	240	51	single	single	ADJ
hassl-4548	240	52	star	star	NOUN
hassl-4548	240	53	‘	'	PUNCT
hassl-4548	240	54	*	*	NOUN
hassl-4548	240	55	’	'	PUNCT
hassl-4548	240	56	sign	sign	NOUN
hassl-4548	240	57	over	over	ADP
hassl-4548	240	58	the	the	DET
hassl-4548	240	59	coefficient	coefficient	NOUN
hassl-4548	240	60	presents	present	VERB
hassl-4548	240	61	a	a	DET
hassl-4548	240	62	1	1	NUM
hassl-4548	240	63	%	%	NOUN
hassl-4548	240	64	significant	significant	ADJ
hassl-4548	240	65	level	level	NOUN
hassl-4548	240	66	and	and	CCONJ
hassl-4548	240	67	a	a	DET
hassl-4548	240	68	double	double	ADJ
hassl-4548	240	69	star	star	NOUN
hassl-4548	240	70	‘	'	PUNCT
hassl-4548	240	71	*	*	NOUN
hassl-4548	240	72	*	*	NOUN
hassl-4548	240	73	’	'	PUNCT
hassl-4548	240	74	sign	sign	NOUN
hassl-4548	240	75	over	over	ADP
hassl-4548	240	76	the	the	DET
hassl-4548	240	77	coefficient	coefficient	NOUN
hassl-4548	240	78	presents	present	VERB
hassl-4548	240	79	a	a	DET
hassl-4548	240	80	5	5	NUM
hassl-4548	240	81	%	%	NOUN
hassl-4548	240	82	significant	significant	ADJ
hassl-4548	240	83	level	level	NOUN
hassl-4548	240	84	.	.	PUNCT
hassl-4548	241	1	the	the	DET
hassl-4548	241	2	vif	vif	PROPN
hassl-4548	241	3	test	test	NOUN
hassl-4548	241	4	checks	check	VERB
hassl-4548	241	5	multicollinearity	multicollinearity	NOUN
hassl-4548	241	6	among	among	ADP
hassl-4548	241	7	variables	variable	NOUN
hassl-4548	241	8	in	in	ADP
hassl-4548	241	9	the	the	DET
hassl-4548	241	10	model	model	NOUN
hassl-4548	241	11	.	.	PUNCT
hassl-4548	242	1	table	table	NOUN
hassl-4548	242	2	4	4	NUM
hassl-4548	242	3	.	.	PUNCT
hassl-4548	242	4	shapiro	shapiro	NOUN
hassl-4548	242	5	-	-	PUNCT
hassl-4548	242	6	wilk	wilk	NOUN
hassl-4548	242	7	w	w	PROPN
hassl-4548	242	8	test	test	NOUN
hassl-4548	242	9	for	for	ADP
hassl-4548	242	10	normal	normal	ADJ
hassl-4548	242	11	data	datum	NOUN
hassl-4548	242	12	.	.	PUNCT
hassl-4548	243	1	variables	variable	NOUN
hassl-4548	243	2	obs	obs	PROPN
hassl-4548	243	3	.	.	PUNCT
hassl-4548	244	1	w	w	PROPN
hassl-4548	244	2	v	v	PROPN
hassl-4548	244	3	z	z	PROPN
hassl-4548	244	4	prob	prob	PROPN
hassl-4548	244	5	>	>	PROPN
hassl-4548	244	6	z	z	PROPN
hassl-4548	244	7	h0	h0	PROPN
hassl-4548	244	8	:	:	PUNCT
hassl-4548	244	9	normal	normal	ADJ
hassl-4548	244	10	data	datum	NOUN
hassl-4548	244	11	result	result	VERB
hassl-4548	244	12	z	z	NOUN
hassl-4548	244	13	-	-	PUNCT
hassl-4548	244	14	score	score	VERB
hassl-4548	244	15	1	1	NUM
hassl-4548	244	16	253	253	NUM
hassl-4548	244	17	0.348	0.348	NUM
hassl-4548	244	18	119.414	119.414	NUM
hassl-4548	244	19	11.134	11.134	NUM
hassl-4548	244	20	0.000	0.000	NUM
hassl-4548	244	21	reject	reject	NOUN
hassl-4548	244	22	h0	h0	NOUN
hassl-4548	244	23	not	not	PART
hassl-4548	244	24	distributed	distribute	VERB
hassl-4548	244	25	normally	normally	ADV
hassl-4548	244	26	.	.	PUNCT
hassl-4548	245	1	z	z	X
hassl-4548	245	2	-	-	PUNCT
hassl-4548	245	3	score	score	NOUN
hassl-4548	245	4	2	2	NUM
hassl-4548	245	5	253	253	NUM
hassl-4548	245	6	0.284	0.284	NUM
hassl-4548	245	7	131.136	131.136	NUM
hassl-4548	245	8	11.352	11.352	NUM
hassl-4548	245	9	0.000	0.000	NUM
hassl-4548	245	10	reject	reject	NOUN
hassl-4548	245	11	h0	h0	NOUN
hassl-4548	245	12	not	not	PART
hassl-4548	245	13	distributed	distribute	VERB
hassl-4548	245	14	normally	normally	ADV
hassl-4548	245	15	.	.	PUNCT
hassl-4548	246	1	z	z	X
hassl-4548	246	2	-	-	PUNCT
hassl-4548	246	3	score	score	VERB
hassl-4548	246	4	3	3	NUM
hassl-4548	246	5	253	253	NUM
hassl-4548	246	6	0.452	0.452	NUM
hassl-4548	246	7	100.384	100.384	NUM
hassl-4548	246	8	10.730	10.730	NUM
hassl-4548	246	9	0.000	0.000	NUM
hassl-4548	246	10	reject	reject	NOUN
hassl-4548	246	11	h0	h0	NOUN
hassl-4548	246	12	not	not	PART
hassl-4548	246	13	distributed	distribute	VERB
hassl-4548	246	14	normally	normally	ADV
hassl-4548	246	15	.	.	PUNCT
hassl-4548	247	1	note	note	VERB
hassl-4548	247	2	:	:	PUNCT
hassl-4548	247	3	the	the	DET
hassl-4548	247	4	test	test	NOUN
hassl-4548	247	5	is	be	AUX
hassl-4548	247	6	performed	perform	VERB
hassl-4548	247	7	for	for	ADP
hassl-4548	247	8	the	the	DET
hassl-4548	247	9	normality	normality	NOUN
hassl-4548	247	10	of	of	ADP
hassl-4548	247	11	dependent	dependent	ADJ
hassl-4548	247	12	variables	variable	NOUN
hassl-4548	247	13	.	.	PUNCT
hassl-4548	248	1	4.3	4.3	NUM
hassl-4548	248	2	.	.	PUNCT
hassl-4548	248	3	normality	normality	NOUN
hassl-4548	248	4	the	the	DET
hassl-4548	248	5	above	above	ADJ
hassl-4548	248	6	linearity	linearity	NOUN
hassl-4548	248	7	test	test	NOUN
hassl-4548	248	8	was	be	AUX
hassl-4548	248	9	conducted	conduct	VERB
hassl-4548	248	10	to	to	PART
hassl-4548	248	11	understand	understand	VERB
hassl-4548	248	12	the	the	DET
hassl-4548	248	13	nature	nature	NOUN
hassl-4548	248	14	of	of	ADP
hassl-4548	248	15	the	the	DET
hassl-4548	248	16	dependent	dependent	ADJ
hassl-4548	248	17	factors	factor	NOUN
hassl-4548	248	18	used	use	VERB
hassl-4548	248	19	in	in	ADP
hassl-4548	248	20	the	the	DET
hassl-4548	248	21	research	research	NOUN
hassl-4548	248	22	.	.	PUNCT
hassl-4548	249	1	table	table	NOUN
hassl-4548	249	2	4	4	NUM
hassl-4548	249	3	displays	display	VERB
hassl-4548	249	4	the	the	DET
hassl-4548	249	5	results	result	NOUN
hassl-4548	249	6	of	of	ADP
hassl-4548	249	7	this	this	DET
hassl-4548	249	8	test	test	NOUN
hassl-4548	249	9	.	.	PUNCT
hassl-4548	250	1	the	the	DET
hassl-4548	250	2	findings	finding	NOUN
hassl-4548	250	3	from	from	ADP
hassl-4548	250	4	the	the	DET
hassl-4548	250	5	shapiro	shapiro	PROPN
hassl-4548	250	6	-	-	PUNCT
hassl-4548	250	7	wilk	wilk	NOUN
hassl-4548	250	8	w	w	PROPN
hassl-4548	250	9	test	test	NOUN
hassl-4548	250	10	for	for	ADP
hassl-4548	250	11	normal	normal	ADJ
hassl-4548	250	12	data	datum	NOUN
hassl-4548	250	13	indicate	indicate	VERB
hassl-4548	250	14	that	that	SCONJ
hassl-4548	250	15	there	there	PRON
hassl-4548	250	16	is	be	VERB
hassl-4548	250	17	no	no	DET
hassl-4548	250	18	substantial	substantial	ADJ
hassl-4548	250	19	indication	indication	NOUN
hassl-4548	250	20	supporting	support	VERB
hassl-4548	250	21	the	the	DET
hassl-4548	250	22	acceptance	acceptance	NOUN
hassl-4548	250	23	of	of	ADP
hassl-4548	250	24	the	the	DET
hassl-4548	250	25	null	null	ADJ
hassl-4548	250	26	hypothesis	hypothesis	NOUN
hassl-4548	250	27	.	.	PUNCT
hassl-4548	251	1	in	in	ADP
hassl-4548	251	2	simpler	simple	ADJ
hassl-4548	251	3	terms	term	NOUN
hassl-4548	251	4	,	,	PUNCT
hassl-4548	251	5	this	this	PRON
hassl-4548	251	6	suggests	suggest	VERB
hassl-4548	251	7	that	that	SCONJ
hassl-4548	251	8	the	the	DET
hassl-4548	251	9	factors	factor	NOUN
hassl-4548	251	10	do	do	AUX
hassl-4548	251	11	not	not	PART
hassl-4548	251	12	adhere	adhere	VERB
hassl-4548	251	13	to	to	ADP
hassl-4548	251	14	the	the	DET
hassl-4548	251	15	assumptions	assumption	NOUN
hassl-4548	251	16	of	of	ADP
hassl-4548	251	17	normality	normality	NOUN
hassl-4548	251	18	and	and	CCONJ
hassl-4548	251	19	linearity	linearity	NOUN
hassl-4548	251	20	.	.	PUNCT
hassl-4548	252	1	the	the	DET
hassl-4548	252	2	data	data	NOUN
hassl-4548	252	3	is	be	AUX
hassl-4548	252	4	not	not	PART
hassl-4548	252	5	distributed	distribute	VERB
hassl-4548	252	6	.	.	PUNCT
hassl-4548	253	1	when	when	SCONJ
hassl-4548	253	2	humanities	humanity	NOUN
hassl-4548	253	3	and	and	CCONJ
hassl-4548	253	4	social	social	ADJ
hassl-4548	253	5	sciences	science	NOUN
hassl-4548	253	6	letters	letter	NOUN
hassl-4548	253	7	,	,	PUNCT
hassl-4548	253	8	2025	2025	NUM
hassl-4548	253	9	,	,	PUNCT
hassl-4548	253	10	14(1	14(1	NUM
hassl-4548	253	11	):	):	PUNCT
hassl-4548	253	12	44	44	NUM
hassl-4548	253	13	-	-	SYM
hassl-4548	253	14	58	58	NUM
hassl-4548	253	15	51	51	NUM
hassl-4548	253	16	©	©	PROPN
hassl-4548	253	17	2026	2026	NUM
hassl-4548	253	18	conscientia	conscientia	PROPN
hassl-4548	253	19	beam	beam	PROPN
hassl-4548	253	20	.	.	PUNCT
hassl-4548	254	1	all	all	DET
hassl-4548	254	2	rights	right	NOUN
hassl-4548	254	3	reserved	reserve	VERB
hassl-4548	254	4	.	.	PUNCT
hassl-4548	255	1	variables	variable	NOUN
hassl-4548	255	2	exhibit	exhibit	VERB
hassl-4548	255	3	non	non	ADJ
hassl-4548	255	4	-	-	ADJ
hassl-4548	255	5	linear	linear	ADJ
hassl-4548	255	6	characteristics	characteristic	NOUN
hassl-4548	255	7	,	,	PUNCT
hassl-4548	255	8	it	it	PRON
hassl-4548	255	9	is	be	AUX
hassl-4548	255	10	advisable	advisable	ADJ
hassl-4548	255	11	to	to	PART
hassl-4548	255	12	employ	employ	VERB
hassl-4548	255	13	a	a	DET
hassl-4548	255	14	non	non	ADJ
hassl-4548	255	15	-	-	ADJ
hassl-4548	255	16	linear	linear	ADJ
hassl-4548	255	17	method	method	NOUN
hassl-4548	255	18	.	.	PUNCT
hassl-4548	256	1	in	in	ADP
hassl-4548	256	2	this	this	DET
hassl-4548	256	3	context	context	NOUN
hassl-4548	256	4	,	,	PUNCT
hassl-4548	256	5	the	the	DET
hassl-4548	256	6	quantile	quantile	ADJ
hassl-4548	256	7	panel	panel	NOUN
hassl-4548	256	8	data	datum	NOUN
hassl-4548	256	9	regression	regression	NOUN
hassl-4548	256	10	emerges	emerge	VERB
hassl-4548	256	11	as	as	ADP
hassl-4548	256	12	a	a	DET
hassl-4548	256	13	suitable	suitable	ADJ
hassl-4548	256	14	method	method	NOUN
hassl-4548	256	15	for	for	ADP
hassl-4548	256	16	understanding	understand	VERB
hassl-4548	256	17	the	the	DET
hassl-4548	256	18	impact	impact	NOUN
hassl-4548	256	19	of	of	ADP
hassl-4548	256	20	these	these	DET
hassl-4548	256	21	variables	variable	NOUN
hassl-4548	256	22	(	(	PUNCT
hassl-4548	256	23	kartal	kartal	X
hassl-4548	256	24	et	et	PROPN
hassl-4548	256	25	al	al	PROPN
hassl-4548	256	26	.	.	PROPN
hassl-4548	256	27	,	,	PUNCT
hassl-4548	256	28	2022	2022	NUM
hassl-4548	256	29	;	;	PUNCT
hassl-4548	256	30	kirikkaleli	kirikkaleli	PROPN
hassl-4548	256	31	et	et	PROPN
hassl-4548	256	32	al	al	PROPN
hassl-4548	256	33	.	.	PROPN
hassl-4548	256	34	,	,	PUNCT
hassl-4548	256	35	2022	2022	NUM
hassl-4548	256	36	)	)	PUNCT
hassl-4548	256	37	.	.	PUNCT
hassl-4548	257	1	table	table	NOUN
hassl-4548	257	2	5	5	NUM
hassl-4548	257	3	.	.	PUNCT
hassl-4548	257	4	quantile	quantile	ADJ
hassl-4548	257	5	regression	regression	NOUN
hassl-4548	257	6	result	result	NOUN
hassl-4548	257	7	(	(	PUNCT
hassl-4548	257	8	base	base	NOUN
hassl-4548	257	9	model	model	NOUN
hassl-4548	257	10	)	)	PUNCT
hassl-4548	257	11	.	.	PUNCT
hassl-4548	258	1	variables	variable	NOUN
hassl-4548	258	2	model	model	VERB
hassl-4548	258	3	1	1	NUM
hassl-4548	258	4	(	(	PUNCT
hassl-4548	258	5	z	z	NOUN
hassl-4548	258	6	-	-	PUNCT
hassl-4548	258	7	score1	score1	PROPN
hassl-4548	258	8	)	)	PUNCT
hassl-4548	258	9	model	model	NOUN
hassl-4548	258	10	2	2	NUM
hassl-4548	258	11	(	(	PUNCT
hassl-4548	258	12	z	z	NOUN
hassl-4548	258	13	-	-	PUNCT
hassl-4548	258	14	score2	score2	ADJ
hassl-4548	258	15	)	)	PUNCT
hassl-4548	258	16	model	model	NOUN
hassl-4548	258	17	3	3	NUM
hassl-4548	258	18	(	(	PUNCT
hassl-4548	258	19	z	z	NOUN
hassl-4548	258	20	-	-	PUNCT
hassl-4548	258	21	score3	score3	ADJ
hassl-4548	258	22	)	)	PUNCT
hassl-4548	258	23	coeff	coeff	PROPN
hassl-4548	258	24	.	.	PUNCT
hassl-4548	259	1	s.e	s.e	PROPN
hassl-4548	259	2	.	.	PROPN
hassl-4548	259	3	coeff	coeff	PROPN
hassl-4548	259	4	.	.	PUNCT
hassl-4548	260	1	s.e	s.e	PROPN
hassl-4548	260	2	.	.	PROPN
hassl-4548	260	3	coeff	coeff	PROPN
hassl-4548	260	4	.	.	PUNCT
hassl-4548	261	1	s.e	s.e	PROPN
hassl-4548	261	2	.	.	PROPN
hassl-4548	261	3	q	q	PROPN
hassl-4548	262	1	(	(	PUNCT
hassl-4548	262	2	25	25	NUM
hassl-4548	262	3	)	)	PUNCT
hassl-4548	262	4	lcr	lcr	NOUN
hassl-4548	262	5	0.129	0.129	NUM
hassl-4548	262	6	0.365	0.365	NUM
hassl-4548	262	7	0.333	0.333	NUM
hassl-4548	262	8	0.873	0.873	NUM
hassl-4548	262	9	0.195	0.195	NUM
hassl-4548	262	10	2.538	2.538	NUM
hassl-4548	262	11	lmcap	lmcap	NOUN
hassl-4548	262	12	-0.469	-0.469	NOUN
hassl-4548	262	13	*	*	NOUN
hassl-4548	262	14	0.146	0.146	NUM
hassl-4548	262	15	-0.592	-0.592	NOUN
hassl-4548	262	16	*	*	PUNCT
hassl-4548	262	17	*	*	PUNCT
hassl-4548	262	18	*	*	PUNCT
hassl-4548	262	19	0.350	0.350	NUM
hassl-4548	262	20	-4.236	-4.236	SYM
hassl-4548	262	21	*	*	PROPN
hassl-4548	262	22	1.017	1.017	NUM
hassl-4548	262	23	roa	roa	NOUN
hassl-4548	262	24	0.448	0.448	NUM
hassl-4548	262	25	*	*	NOUN
hassl-4548	262	26	0.110	0.110	NUM
hassl-4548	262	27	0.915	0.915	NUM
hassl-4548	262	28	*	*	NOUN
hassl-4548	262	29	0.264	0.264	NUM
hassl-4548	262	30	2.202	2.202	NUM
hassl-4548	262	31	*	*	NOUN
hassl-4548	262	32	0.767	0.767	NUM
hassl-4548	262	33	cons	con	NOUN
hassl-4548	262	34	1.696	1.696	NUM
hassl-4548	262	35	*	*	NOUN
hassl-4548	262	36	*	*	PUNCT
hassl-4548	262	37	0.871	0.871	NUM
hassl-4548	262	38	1.704	1.704	NUM
hassl-4548	262	39	2.081	2.081	NUM
hassl-4548	262	40	16.894	16.894	NUM
hassl-4548	262	41	*	*	SYM
hassl-4548	262	42	6.044	6.044	NUM
hassl-4548	262	43	q	q	NOUN
hassl-4548	262	44	(	(	PUNCT
hassl-4548	262	45	50	50	NUM
hassl-4548	262	46	)	)	PUNCT
hassl-4548	262	47	lcr	lcr	NOUN
hassl-4548	262	48	-0.330	-0.330	PUNCT
hassl-4548	262	49	*	*	PROPN
hassl-4548	262	50	*	*	PROPN
hassl-4548	262	51	0.157	0.157	NUM
hassl-4548	262	52	-1.291	-1.291	NOUN
hassl-4548	262	53	*	*	PUNCT
hassl-4548	262	54	*	*	PUNCT
hassl-4548	262	55	*	*	PUNCT
hassl-4548	262	56	0.694	0.694	NUM
hassl-4548	262	57	-0.190	-0.190	NUM
hassl-4548	262	58	1.408	1.408	NUM
hassl-4548	262	59	lmcap	lmcap	NOUN
hassl-4548	262	60	-0.496	-0.496	PROPN
hassl-4548	262	61	*	*	NOUN
hassl-4548	262	62	0.063	0.063	NUM
hassl-4548	262	63	-1.883	-1.883	PROPN
hassl-4548	262	64	*	*	PUNCT
hassl-4548	262	65	0.278	0.278	NUM
hassl-4548	262	66	-3.906	-3.906	NUM
hassl-4548	262	67	*	*	PROPN
hassl-4548	262	68	0.564	0.564	NUM
hassl-4548	262	69	roa	roa	NOUN
hassl-4548	262	70	0.315	0.315	NUM
hassl-4548	262	71	*	*	NOUN
hassl-4548	262	72	0.047	0.047	NUM
hassl-4548	262	73	0.984	0.984	NUM
hassl-4548	262	74	*	*	NOUN
hassl-4548	262	75	0.210	0.210	NUM
hassl-4548	262	76	2.068	2.068	NUM
hassl-4548	262	77	*	*	SYM
hassl-4548	262	78	0.425	0.425	NUM
hassl-4548	262	79	cons	con	NOUN
hassl-4548	262	80	2.983	2.983	NUM
hassl-4548	262	81	*	*	NOUN
hassl-4548	262	82	0.375	0.375	NUM
hassl-4548	262	83	11.199	11.199	NUM
hassl-4548	262	84	*	*	NUM
hassl-4548	262	85	1.654	1.654	NUM
hassl-4548	262	86	19.586	19.586	NUM
hassl-4548	262	87	*	*	NUM
hassl-4548	262	88	3.353	3.353	NUM
hassl-4548	262	89	q	q	NOUN
hassl-4548	262	90	(	(	PUNCT
hassl-4548	262	91	75	75	NUM
hassl-4548	262	92	)	)	PUNCT
hassl-4548	262	93	lcr	lcr	NOUN
hassl-4548	262	94	-0.714	-0.714	PUNCT
hassl-4548	262	95	*	*	PROPN
hassl-4548	262	96	0.150	0.150	NUM
hassl-4548	262	97	-3.083	-3.083	PROPN
hassl-4548	262	98	*	*	PROPN
hassl-4548	262	99	0.767	0.767	NUM
hassl-4548	262	100	-3.923	-3.923	SYM
hassl-4548	262	101	*	*	SYM
hassl-4548	262	102	1.129	1.129	NUM
hassl-4548	262	103	lmcap	lmcap	NOUN
hassl-4548	262	104	-0.431	-0.431	PUNCT
hassl-4548	262	105	*	*	X
hassl-4548	262	106	0.060	0.060	NUM
hassl-4548	262	107	-1.962	-1.962	ADP
hassl-4548	262	108	*	*	NUM
hassl-4548	262	109	0.307	0.307	NUM
hassl-4548	262	110	-2.573	-2.573	NOUN
hassl-4548	262	111	*	*	NUM
hassl-4548	262	112	0.452	0.452	NUM
hassl-4548	262	113	roa	roa	NOUN
hassl-4548	262	114	0.181	0.181	NUM
hassl-4548	262	115	*	*	PUNCT
hassl-4548	262	116	0.045	0.045	NUM
hassl-4548	262	117	0.818	0.818	NUM
hassl-4548	262	118	*	*	PUNCT
hassl-4548	262	119	0.232	0.232	NUM
hassl-4548	262	120	0.857	0.857	NUM
hassl-4548	262	121	*	*	SYM
hassl-4548	262	122	0.341	0.341	NUM
hassl-4548	262	123	cons	con	NOUN
hassl-4548	262	124	3.595	3.595	NUM
hassl-4548	262	125	*	*	SYM
hassl-4548	262	126	0.357	0.357	NUM
hassl-4548	262	127	15.417	15.417	NUM
hassl-4548	262	128	*	*	NUM
hassl-4548	262	129	1.827	1.827	NUM
hassl-4548	262	130	22.076	22.076	NUM
hassl-4548	262	131	*	*	SYM
hassl-4548	262	132	2.689	2.689	NUM
hassl-4548	262	133	note	note	NOUN
hassl-4548	262	134	:	:	PUNCT
hassl-4548	262	135	a	a	DET
hassl-4548	262	136	single	single	ADJ
hassl-4548	262	137	star	star	NOUN
hassl-4548	262	138	‘	'	PUNCT
hassl-4548	262	139	*	*	NOUN
hassl-4548	262	140	’	'	PUNCT
hassl-4548	262	141	sign	sign	NOUN
hassl-4548	262	142	over	over	ADP
hassl-4548	262	143	the	the	DET
hassl-4548	262	144	coefficient	coefficient	NOUN
hassl-4548	262	145	presents	present	VERB
hassl-4548	262	146	a	a	DET
hassl-4548	262	147	1	1	NUM
hassl-4548	262	148	%	%	NOUN
hassl-4548	262	149	significant	significant	ADJ
hassl-4548	262	150	level	level	NOUN
hassl-4548	262	151	,	,	PUNCT
hassl-4548	262	152	a	a	DET
hassl-4548	262	153	double	double	ADJ
hassl-4548	262	154	star	star	NOUN
hassl-4548	262	155	‘	'	PUNCT
hassl-4548	262	156	*	*	NOUN
hassl-4548	262	157	*	*	NOUN
hassl-4548	262	158	’	'	PUNCT
hassl-4548	262	159	sign	sign	NOUN
hassl-4548	262	160	over	over	ADP
hassl-4548	262	161	the	the	DET
hassl-4548	262	162	coefficient	coefficient	NOUN
hassl-4548	262	163	presents	present	VERB
hassl-4548	262	164	a	a	DET
hassl-4548	262	165	5	5	NUM
hassl-4548	262	166	%	%	NOUN
hassl-4548	262	167	significant	significant	ADJ
hassl-4548	262	168	level	level	NOUN
hassl-4548	262	169	,	,	PUNCT
hassl-4548	262	170	and	and	CCONJ
hassl-4548	262	171	a	a	DET
hassl-4548	262	172	triple	triple	ADJ
hassl-4548	262	173	‘	'	PUNCT
hassl-4548	262	174	*	*	NOUN
hassl-4548	262	175	*	*	PUNCT
hassl-4548	262	176	*	*	NOUN
hassl-4548	262	177	’	'	PUNCT
hassl-4548	262	178	sign	sign	NOUN
hassl-4548	262	179	over	over	ADP
hassl-4548	262	180	the	the	DET
hassl-4548	262	181	coefficient	coefficient	NOUN
hassl-4548	262	182	presents	present	VERB
hassl-4548	262	183	a	a	DET
hassl-4548	262	184	10	10	NUM
hassl-4548	262	185	%	%	NOUN
hassl-4548	262	186	significant	significant	ADJ
hassl-4548	262	187	level	level	NOUN
hassl-4548	262	188	.	.	PUNCT
hassl-4548	263	1	4.4	4.4	NUM
hassl-4548	263	2	.	.	PUNCT
hassl-4548	264	1	regression	regression	NOUN
hassl-4548	264	2	results	result	NOUN
hassl-4548	264	3	table	table	NOUN
hassl-4548	264	4	5	5	NUM
hassl-4548	264	5	represents	represent	VERB
hassl-4548	264	6	base	base	NOUN
hassl-4548	264	7	models	model	NOUN
hassl-4548	264	8	1	1	NUM
hassl-4548	264	9	,	,	PUNCT
hassl-4548	264	10	2	2	NUM
hassl-4548	264	11	,	,	PUNCT
hassl-4548	264	12	and	and	CCONJ
hassl-4548	264	13	3	3	NUM
hassl-4548	264	14	at	at	ADP
hassl-4548	264	15	the	the	DET
hassl-4548	264	16	25	25	NUM
hassl-4548	264	17	%	%	NOUN
hassl-4548	264	18	,	,	PUNCT
hassl-4548	264	19	50	50	NUM
hassl-4548	264	20	%	%	NOUN
hassl-4548	264	21	and	and	CCONJ
hassl-4548	264	22	75	75	NUM
hassl-4548	264	23	%	%	NOUN
hassl-4548	264	24	quantile	quantile	NOUN
hassl-4548	264	25	.	.	PUNCT
hassl-4548	265	1	base	base	PROPN
hassl-4548	265	2	model	model	NOUN
hassl-4548	265	3	1	1	NUM
hassl-4548	265	4	studies	study	NOUN
hassl-4548	265	5	the	the	DET
hassl-4548	265	6	quantile	quantile	ADJ
hassl-4548	265	7	regression	regression	NOUN
hassl-4548	265	8	(	(	PUNCT
hassl-4548	265	9	qr	qr	NOUN
hassl-4548	265	10	)	)	PUNCT
hassl-4548	265	11	between	between	ADP
hassl-4548	265	12	the	the	DET
hassl-4548	265	13	short	short	ADJ
hassl-4548	265	14	-	-	PUNCT
hassl-4548	265	15	run	run	NOUN
hassl-4548	265	16	liquidity	liquidity	NOUN
hassl-4548	265	17	variable	variable	NOUN
hassl-4548	265	18	(	(	PUNCT
hassl-4548	265	19	lcr	lcr	NOUN
hassl-4548	265	20	)	)	PUNCT
hassl-4548	265	21	and	and	CCONJ
hassl-4548	265	22	the	the	DET
hassl-4548	265	23	financial	financial	ADJ
hassl-4548	265	24	distress	distress	NOUN
hassl-4548	265	25	variable	variable	NOUN
hassl-4548	265	26	(	(	PUNCT
hassl-4548	265	27	z	z	NOUN
hassl-4548	265	28	-	-	PUNCT
hassl-4548	265	29	score1	score1	PROPN
hassl-4548	265	30	)	)	PUNCT
hassl-4548	265	31	.	.	PUNCT
hassl-4548	266	1	the	the	DET
hassl-4548	266	2	relation	relation	NOUN
hassl-4548	266	3	is	be	AUX
hassl-4548	266	4	negatively	negatively	ADV
hassl-4548	266	5	significant	significant	ADJ
hassl-4548	266	6	at	at	ADP
hassl-4548	266	7	50	50	NUM
hassl-4548	266	8	%	%	NOUN
hassl-4548	266	9	and	and	CCONJ
hassl-4548	266	10	75	75	NUM
hassl-4548	266	11	%	%	NOUN
hassl-4548	266	12	quantiles	quantile	NOUN
hassl-4548	266	13	.	.	PUNCT
hassl-4548	267	1	this	this	PRON
hassl-4548	267	2	implies	imply	VERB
hassl-4548	267	3	that	that	SCONJ
hassl-4548	267	4	the	the	DET
hassl-4548	267	5	short	short	ADJ
hassl-4548	267	6	-	-	PUNCT
hassl-4548	267	7	term	term	NOUN
hassl-4548	267	8	liquidity	liquidity	NOUN
hassl-4548	267	9	represented	represent	VERB
hassl-4548	267	10	by	by	ADP
hassl-4548	267	11	lcr	lcr	NOUN
hassl-4548	267	12	negatively	negatively	ADV
hassl-4548	267	13	impacts	impact	VERB
hassl-4548	267	14	financial	financial	ADJ
hassl-4548	267	15	distress	distress	NOUN
hassl-4548	267	16	at	at	ADP
hassl-4548	267	17	higher	high	ADJ
hassl-4548	267	18	quantiles	quantile	NOUN
hassl-4548	267	19	.	.	PUNCT
hassl-4548	268	1	the	the	DET
hassl-4548	268	2	relationship	relationship	NOUN
hassl-4548	268	3	is	be	AUX
hassl-4548	268	4	not	not	PART
hassl-4548	268	5	significant	significant	ADJ
hassl-4548	268	6	at	at	ADP
hassl-4548	268	7	the	the	DET
hassl-4548	268	8	25	25	NUM
hassl-4548	268	9	%	%	NOUN
hassl-4548	268	10	low	low	ADJ
hassl-4548	268	11	quantile	quantile	NOUN
hassl-4548	268	12	.	.	PUNCT
hassl-4548	269	1	a	a	DET
hassl-4548	269	2	similar	similar	ADJ
hassl-4548	269	3	result	result	NOUN
hassl-4548	269	4	is	be	AUX
hassl-4548	269	5	derived	derive	VERB
hassl-4548	269	6	from	from	ADP
hassl-4548	269	7	base	base	NOUN
hassl-4548	269	8	model	model	NOUN
hassl-4548	269	9	2	2	NUM
hassl-4548	269	10	which	which	PRON
hassl-4548	269	11	studies	study	VERB
hassl-4548	269	12	the	the	DET
hassl-4548	269	13	relation	relation	NOUN
hassl-4548	269	14	between	between	ADP
hassl-4548	269	15	lcr	lcr	NOUN
hassl-4548	269	16	and	and	CCONJ
hassl-4548	269	17	z	z	PROPN
hassl-4548	269	18	-	-	PROPN
hassl-4548	269	19	score2	score2	PROPN
hassl-4548	269	20	.	.	PUNCT
hassl-4548	270	1	at	at	ADP
hassl-4548	270	2	50	50	NUM
hassl-4548	270	3	%	%	NOUN
hassl-4548	270	4	and	and	CCONJ
hassl-4548	270	5	75	75	NUM
hassl-4548	270	6	%	%	NOUN
hassl-4548	270	7	quantiles	quantile	NOUN
hassl-4548	270	8	,	,	PUNCT
hassl-4548	270	9	the	the	DET
hassl-4548	270	10	relationship	relationship	NOUN
hassl-4548	270	11	is	be	AUX
hassl-4548	270	12	negatively	negatively	ADV
hassl-4548	270	13	significant	significant	ADJ
hassl-4548	270	14	.	.	PUNCT
hassl-4548	271	1	at	at	ADP
hassl-4548	271	2	25	25	NUM
hassl-4548	271	3	%	%	NOUN
hassl-4548	271	4	low	low	ADJ
hassl-4548	271	5	quantiles	quantile	NOUN
hassl-4548	271	6	,	,	PUNCT
hassl-4548	271	7	the	the	DET
hassl-4548	271	8	relationship	relationship	NOUN
hassl-4548	271	9	is	be	AUX
hassl-4548	271	10	insignificant	insignificant	ADJ
hassl-4548	271	11	between	between	ADP
hassl-4548	271	12	lcr	lcr	NOUN
hassl-4548	271	13	and	and	CCONJ
hassl-4548	271	14	z	z	PROPN
hassl-4548	271	15	-	-	PUNCT
hassl-4548	271	16	score3	score3	PROPN
hassl-4548	271	17	from	from	ADP
hassl-4548	271	18	the	the	DET
hassl-4548	271	19	base	base	NOUN
hassl-4548	271	20	model	model	NOUN
hassl-4548	271	21	3	3	NUM
hassl-4548	271	22	,	,	PUNCT
hassl-4548	271	23	showing	show	VERB
hassl-4548	271	24	a	a	DET
hassl-4548	271	25	negative	negative	ADJ
hassl-4548	271	26	significance	significance	NOUN
hassl-4548	271	27	relationship	relationship	NOUN
hassl-4548	271	28	only	only	ADV
hassl-4548	271	29	at	at	ADP
hassl-4548	271	30	the	the	DET
hassl-4548	271	31	75	75	NUM
hassl-4548	271	32	%	%	NOUN
hassl-4548	271	33	quantile	quantile	NOUN
hassl-4548	271	34	.	.	PUNCT
hassl-4548	272	1	table	table	NOUN
hassl-4548	272	2	6	6	NUM
hassl-4548	272	3	.	.	PUNCT
hassl-4548	273	1	quantile	quantile	ADJ
hassl-4548	273	2	regression	regression	NOUN
hassl-4548	273	3	result	result	NOUN
hassl-4548	273	4	(	(	PUNCT
hassl-4548	273	5	base	base	NOUN
hassl-4548	273	6	model	model	NOUN
hassl-4548	273	7	)	)	PUNCT
hassl-4548	273	8	.	.	PUNCT
hassl-4548	274	1	variables	variable	NOUN
hassl-4548	274	2	model	model	VERB
hassl-4548	274	3	4	4	NUM
hassl-4548	274	4	(	(	PUNCT
hassl-4548	274	5	z	z	NOUN
hassl-4548	274	6	-	-	PUNCT
hassl-4548	274	7	score1	score1	PROPN
hassl-4548	274	8	)	)	PUNCT
hassl-4548	274	9	model	model	NOUN
hassl-4548	274	10	5	5	NUM
hassl-4548	274	11	(	(	PUNCT
hassl-4548	274	12	z	z	NOUN
hassl-4548	274	13	-	-	PUNCT
hassl-4548	274	14	score2	score2	ADJ
hassl-4548	274	15	)	)	PUNCT
hassl-4548	274	16	model	model	NOUN
hassl-4548	274	17	6	6	NUM
hassl-4548	274	18	(	(	PUNCT
hassl-4548	274	19	z	z	NOUN
hassl-4548	274	20	-	-	PUNCT
hassl-4548	274	21	score3	score3	ADJ
hassl-4548	274	22	)	)	PUNCT
hassl-4548	274	23	coeff	coeff	PROPN
hassl-4548	274	24	.	.	PUNCT
hassl-4548	275	1	s.e	s.e	PROPN
hassl-4548	275	2	.	.	PROPN
hassl-4548	275	3	coeff	coeff	PROPN
hassl-4548	275	4	.	.	PUNCT
hassl-4548	276	1	s.e	s.e	PROPN
hassl-4548	276	2	.	.	PROPN
hassl-4548	276	3	coeff	coeff	PROPN
hassl-4548	276	4	.	.	PUNCT
hassl-4548	277	1	s.e	s.e	PROPN
hassl-4548	277	2	.	.	PROPN
hassl-4548	277	3	q	q	PROPN
hassl-4548	278	1	(	(	PUNCT
hassl-4548	278	2	25	25	NUM
hassl-4548	278	3	)	)	PUNCT
hassl-4548	278	4	nsfr	nsfr	ADV
hassl-4548	278	5	-0.178	-0.178	ADV
hassl-4548	278	6	0.636	0.636	NUM
hassl-4548	278	7	-0.134	-0.134	NUM
hassl-4548	278	8	1.533	1.533	NUM
hassl-4548	278	9	4.532	4.532	NUM
hassl-4548	278	10	4.630	4.630	NUM
hassl-4548	278	11	lmcap	lmcap	NOUN
hassl-4548	278	12	-0.468	-0.468	NOUN
hassl-4548	278	13	*	*	NOUN
hassl-4548	278	14	0.140	0.140	NUM
hassl-4548	278	15	-0.698	-0.698	NOUN
hassl-4548	278	16	*	*	PUNCT
hassl-4548	278	17	*	*	PROPN
hassl-4548	278	18	0.337	0.337	NUM
hassl-4548	278	19	-4.250	-4.250	PROPN
hassl-4548	278	20	*	*	PUNCT
hassl-4548	278	21	1.018	1.018	NUM
hassl-4548	278	22	roa	roa	NOUN
hassl-4548	278	23	0.416	0.416	NUM
hassl-4548	278	24	*	*	NUM
hassl-4548	278	25	0.108	0.108	NUM
hassl-4548	278	26	0.926	0.926	NUM
hassl-4548	278	27	*	*	NOUN
hassl-4548	278	28	0.260	0.260	NUM
hassl-4548	278	29	2.343	2.343	NUM
hassl-4548	278	30	*	*	SYM
hassl-4548	278	31	.787	.787	NUM
hassl-4548	278	32	cons	con	NOUN
hassl-4548	278	33	2.126	2.126	NUM
hassl-4548	278	34	*	*	PUNCT
hassl-4548	278	35	*	*	PUNCT
hassl-4548	278	36	1.096	1.096	NUM
hassl-4548	278	37	2.850	2.850	NUM
hassl-4548	278	38	2.640	2.640	NUM
hassl-4548	278	39	11.038	11.038	NUM
hassl-4548	278	40	7.972	7.972	NUM
hassl-4548	278	41	q	q	NOUN
hassl-4548	278	42	(	(	PUNCT
hassl-4548	278	43	50	50	NUM
hassl-4548	278	44	)	)	PUNCT
hassl-4548	278	45	nsfr	nsfr	NOUN
hassl-4548	278	46	0.061	0.061	NUM
hassl-4548	278	47	0.308	0.308	NUM
hassl-4548	278	48	1.709	1.709	NUM
hassl-4548	278	49	1.299	1.299	NUM
hassl-4548	278	50	6.358	6.358	NUM
hassl-4548	278	51	*	*	SYM
hassl-4548	278	52	2.507	2.507	NUM
hassl-4548	278	53	lmcap	lmcap	NOUN
hassl-4548	278	54	-0.432	-0.432	NOUN
hassl-4548	278	55	*	*	NOUN
hassl-4548	278	56	0.067	0.067	NUM
hassl-4548	278	57	-1.770	-1.770	NOUN
hassl-4548	278	58	*	*	NOUN
hassl-4548	278	59	0.285	0.285	NUM
hassl-4548	278	60	-3.735	-3.735	PROPN
hassl-4548	278	61	*	*	NUM
hassl-4548	278	62	0.551	0.551	NUM
hassl-4548	278	63	roa	roa	NOUN
hassl-4548	278	64	0.335	0.335	NUM
hassl-4548	278	65	*	*	NOUN
hassl-4548	278	66	0.052	0.052	NUM
hassl-4548	278	67	1.335	1.335	NUM
hassl-4548	278	68	*	*	NUM
hassl-4548	278	69	0.221	0.221	NUM
hassl-4548	278	70	2.192	2.192	NUM
hassl-4548	278	71	*	*	SYM
hassl-4548	278	72	0.426	0.426	NUM
hassl-4548	278	73	cons	con	NOUN
hassl-4548	278	74	2.155	2.155	NUM
hassl-4548	278	75	*	*	SYM
hassl-4548	278	76	0.530	0.530	NUM
hassl-4548	278	77	6.479	6.479	NUM
hassl-4548	278	78	*	*	PUNCT
hassl-4548	278	79	2.238	2.238	NUM
hassl-4548	278	80	10.108	10.108	NUM
hassl-4548	278	81	*	*	X
hassl-4548	278	82	*	*	PUNCT
hassl-4548	278	83	4.318	4.318	NUM
hassl-4548	278	84	q	q	NOUN
hassl-4548	278	85	(	(	PUNCT
hassl-4548	278	86	75	75	NUM
hassl-4548	278	87	)	)	PUNCT
hassl-4548	278	88	nsfr	nsfr	NOUN
hassl-4548	278	89	0.596	0.596	NUM
hassl-4548	278	90	*	*	SYM
hassl-4548	278	91	*	*	PUNCT
hassl-4548	278	92	0.282	0.282	NUM
hassl-4548	278	93	3.739	3.739	NUM
hassl-4548	278	94	*	*	NOUN
hassl-4548	278	95	1.473	1.473	NUM
hassl-4548	278	96	5.001	5.001	NUM
hassl-4548	278	97	*	*	PUNCT
hassl-4548	278	98	*	*	SYM
hassl-4548	278	99	2.152	2.152	NUM
hassl-4548	278	100	lmcap	lmcap	NOUN
hassl-4548	278	101	-0.424	-0.424	PUNCT
hassl-4548	278	102	*	*	PROPN
hassl-4548	278	103	0.062	0.062	NUM
hassl-4548	278	104	-1.672	-1.672	PROPN
hassl-4548	278	105	*	*	NOUN
hassl-4548	278	106	0.323	0.323	NUM
hassl-4548	278	107	-2.647	-2.647	SYM
hassl-4548	278	108	*	*	NUM
hassl-4548	278	109	0.473	0.473	NUM
hassl-4548	278	110	roa	roa	NOUN
hassl-4548	278	111	0.258	0.258	NUM
hassl-4548	278	112	*	*	NOUN
hassl-4548	278	113	0.048	0.048	NUM
hassl-4548	278	114	1.305	1.305	NUM
hassl-4548	278	115	*	*	PUNCT
hassl-4548	278	116	0.250	0.250	NUM
hassl-4548	278	117	1.295	1.295	NUM
hassl-4548	278	118	*	*	PUNCT
hassl-4548	278	119	0.366	0.366	NUM
hassl-4548	278	120	cons	con	NOUN
hassl-4548	278	121	1.763	1.763	NUM
hassl-4548	278	122	*	*	NUM
hassl-4548	278	123	0.486	0.486	NUM
hassl-4548	278	124	4.824	4.824	NUM
hassl-4548	278	125	*	*	PUNCT
hassl-4548	278	126	*	*	PUNCT
hassl-4548	279	1	2.537	2.537	NUM
hassl-4548	279	2	10.171	10.171	NUM
hassl-4548	279	3	*	*	NOUN
hassl-4548	279	4	*	*	SYM
hassl-4548	279	5	3.705	3.705	NUM
hassl-4548	279	6	note	note	NOUN
hassl-4548	279	7	:	:	PUNCT
hassl-4548	279	8	a	a	DET
hassl-4548	279	9	single	single	ADJ
hassl-4548	279	10	star	star	NOUN
hassl-4548	279	11	‘	'	PUNCT
hassl-4548	279	12	*	*	NOUN
hassl-4548	279	13	’	'	PUNCT
hassl-4548	279	14	sign	sign	NOUN
hassl-4548	279	15	on	on	ADP
hassl-4548	279	16	the	the	DET
hassl-4548	279	17	coefficient	coefficient	NOUN
hassl-4548	279	18	presents	present	VERB
hassl-4548	279	19	a	a	DET
hassl-4548	279	20	1	1	NUM
hassl-4548	279	21	%	%	NOUN
hassl-4548	279	22	significant	significant	ADJ
hassl-4548	279	23	level	level	NOUN
hassl-4548	279	24	,	,	PUNCT
hassl-4548	279	25	a	a	DET
hassl-4548	279	26	double	double	ADJ
hassl-4548	279	27	star	star	NOUN
hassl-4548	279	28	‘	'	PUNCT
hassl-4548	279	29	*	*	NOUN
hassl-4548	279	30	*	*	NOUN
hassl-4548	279	31	’	'	PUNCT
hassl-4548	279	32	sign	sign	NOUN
hassl-4548	279	33	over	over	ADP
hassl-4548	279	34	the	the	DET
hassl-4548	279	35	coefficient	coefficient	NOUN
hassl-4548	279	36	presents	present	VERB
hassl-4548	279	37	a	a	DET
hassl-4548	279	38	5	5	NUM
hassl-4548	279	39	%	%	NOUN
hassl-4548	279	40	significant	significant	ADJ
hassl-4548	279	41	level	level	NOUN
hassl-4548	279	42	.	.	PUNCT
hassl-4548	280	1	table	table	NOUN
hassl-4548	280	2	6	6	NUM
hassl-4548	280	3	presents	present	VERB
hassl-4548	280	4	the	the	DET
hassl-4548	280	5	analysis	analysis	NOUN
hassl-4548	280	6	of	of	ADP
hassl-4548	280	7	quantile	quantile	ADJ
hassl-4548	280	8	regression	regression	NOUN
hassl-4548	280	9	results	result	NOUN
hassl-4548	280	10	for	for	ADP
hassl-4548	280	11	base	base	NOUN
hassl-4548	280	12	models	model	NOUN
hassl-4548	280	13	4	4	NUM
hassl-4548	280	14	,	,	PUNCT
hassl-4548	280	15	5	5	NUM
hassl-4548	280	16	,	,	PUNCT
hassl-4548	280	17	and	and	CCONJ
hassl-4548	280	18	6	6	NUM
hassl-4548	280	19	.	.	PUNCT
hassl-4548	281	1	the	the	DET
hassl-4548	281	2	study	study	NOUN
hassl-4548	281	3	explores	explore	VERB
hassl-4548	281	4	the	the	DET
hassl-4548	281	5	nsfr	nsfr	ADJ
hassl-4548	281	6	influence	influence	NOUN
hassl-4548	281	7	on	on	ADP
hassl-4548	281	8	financial	financial	ADJ
hassl-4548	281	9	distress	distress	NOUN
hassl-4548	281	10	variables	variable	NOUN
hassl-4548	281	11	(	(	PUNCT
hassl-4548	281	12	z	z	NOUN
hassl-4548	281	13	-	-	PUNCT
hassl-4548	281	14	score1	score1	PROPN
hassl-4548	281	15	,	,	PUNCT
hassl-4548	281	16	z	z	PROPN
hassl-4548	281	17	-	-	PUNCT
hassl-4548	281	18	score2	score2	PROPN
hassl-4548	281	19	,	,	PUNCT
hassl-4548	281	20	and	and	CCONJ
hassl-4548	281	21	z	z	X
hassl-4548	281	22	-	-	PUNCT
hassl-4548	281	23	score3	score3	NOUN
hassl-4548	281	24	)	)	PUNCT
hassl-4548	281	25	at	at	ADP
hassl-4548	281	26	different	different	ADJ
hassl-4548	281	27	quantiles	quantile	NOUN
hassl-4548	281	28	(	(	PUNCT
hassl-4548	281	29	25	25	NUM
hassl-4548	281	30	%	%	NOUN
hassl-4548	281	31	,	,	PUNCT
hassl-4548	281	32	50	50	NUM
hassl-4548	281	33	%	%	NOUN
hassl-4548	281	34	,	,	PUNCT
hassl-4548	281	35	and	and	CCONJ
hassl-4548	281	36	75	75	NUM
hassl-4548	281	37	%	%	NOUN
hassl-4548	281	38	)	)	PUNCT
hassl-4548	281	39	.	.	PUNCT
hassl-4548	282	1	at	at	ADP
hassl-4548	282	2	the	the	DET
hassl-4548	282	3	75	75	NUM
hassl-4548	282	4	%	%	NOUN
hassl-4548	282	5	quantile	quantile	NOUN
hassl-4548	282	6	,	,	PUNCT
hassl-4548	282	7	a	a	DET
hassl-4548	282	8	significant	significant	ADJ
hassl-4548	282	9	and	and	CCONJ
hassl-4548	282	10	positive	positive	ADJ
hassl-4548	282	11	relationship	relationship	NOUN
hassl-4548	282	12	between	between	ADP
hassl-4548	282	13	nsfr	nsfr	ADJ
hassl-4548	282	14	and	and	CCONJ
hassl-4548	282	15	financial	financial	ADJ
hassl-4548	282	16	distress	distress	NOUN
hassl-4548	282	17	(	(	PUNCT
hassl-4548	282	18	z	z	NOUN
hassl-4548	282	19	-	-	PUNCT
hassl-4548	282	20	score1	score1	PROPN
hassl-4548	282	21	,	,	PUNCT
hassl-4548	282	22	zscore2	zscore2	PROPN
hassl-4548	282	23	,	,	PUNCT
hassl-4548	282	24	z	z	PROPN
hassl-4548	282	25	-	-	PUNCT
hassl-4548	282	26	score3	score3	NOUN
hassl-4548	282	27	)	)	PUNCT
hassl-4548	282	28	is	be	AUX
hassl-4548	282	29	noted	note	VERB
hassl-4548	282	30	.	.	PUNCT
hassl-4548	283	1	this	this	PRON
hassl-4548	283	2	suggests	suggest	VERB
hassl-4548	283	3	that	that	SCONJ
hassl-4548	283	4	at	at	ADP
hassl-4548	283	5	higher	high	ADJ
hassl-4548	283	6	quantiles	quantile	NOUN
hassl-4548	283	7	,	,	PUNCT
hassl-4548	283	8	greater	great	ADJ
hassl-4548	283	9	long	long	ADJ
hassl-4548	283	10	-	-	PUNCT
hassl-4548	283	11	term	term	NOUN
hassl-4548	283	12	liquidity	liquidity	NOUN
hassl-4548	283	13	has	have	VERB
hassl-4548	283	14	a	a	DET
hassl-4548	283	15	positive	positive	ADJ
hassl-4548	283	16	influence	influence	NOUN
hassl-4548	283	17	humanities	humanity	NOUN
hassl-4548	283	18	and	and	CCONJ
hassl-4548	283	19	social	social	ADJ
hassl-4548	283	20	sciences	science	NOUN
hassl-4548	283	21	letters	letter	NOUN
hassl-4548	283	22	,	,	PUNCT
hassl-4548	283	23	2025	2025	NUM
hassl-4548	283	24	,	,	PUNCT
hassl-4548	283	25	14(1	14(1	NUM
hassl-4548	283	26	):	):	PUNCT
hassl-4548	283	27	44	44	NUM
hassl-4548	283	28	-	-	SYM
hassl-4548	283	29	58	58	NUM
hassl-4548	283	30	52	52	NUM
hassl-4548	283	31	©	©	PROPN
hassl-4548	283	32	2026	2026	NUM
hassl-4548	283	33	conscientia	conscientia	PROPN
hassl-4548	283	34	beam	beam	PROPN
hassl-4548	283	35	.	.	PUNCT
hassl-4548	284	1	all	all	DET
hassl-4548	284	2	rights	right	NOUN
hassl-4548	284	3	reserved	reserve	VERB
hassl-4548	284	4	.	.	PUNCT
hassl-4548	285	1	on	on	ADP
hassl-4548	285	2	the	the	DET
hassl-4548	285	3	z	z	NOUN
hassl-4548	285	4	-	-	PUNCT
hassl-4548	285	5	score	score	NOUN
hassl-4548	285	6	.	.	PUNCT
hassl-4548	286	1	this	this	PRON
hassl-4548	286	2	shows	show	VERB
hassl-4548	286	3	that	that	SCONJ
hassl-4548	286	4	the	the	DET
hassl-4548	286	5	financial	financial	ADJ
hassl-4548	286	6	health	health	NOUN
hassl-4548	286	7	of	of	ADP
hassl-4548	286	8	the	the	DET
hassl-4548	286	9	banks	bank	NOUN
hassl-4548	286	10	improves	improve	VERB
hassl-4548	286	11	,	,	PUNCT
hassl-4548	286	12	and	and	CCONJ
hassl-4548	286	13	chances	chance	NOUN
hassl-4548	286	14	of	of	ADP
hassl-4548	286	15	distress	distress	NOUN
hassl-4548	286	16	are	be	AUX
hassl-4548	286	17	reduced	reduce	VERB
hassl-4548	286	18	.	.	PUNCT
hassl-4548	287	1	this	this	DET
hassl-4548	287	2	relationship	relationship	NOUN
hassl-4548	287	3	is	be	AUX
hassl-4548	287	4	not	not	PART
hassl-4548	287	5	statistically	statistically	ADV
hassl-4548	287	6	significant	significant	ADJ
hassl-4548	287	7	at	at	ADP
hassl-4548	287	8	the	the	DET
hassl-4548	287	9	25	25	NUM
hassl-4548	287	10	%	%	NOUN
hassl-4548	287	11	and	and	CCONJ
hassl-4548	287	12	50	50	NUM
hassl-4548	287	13	%	%	NOUN
hassl-4548	287	14	quantiles	quantile	NOUN
hassl-4548	287	15	in	in	ADP
hassl-4548	287	16	models	model	NOUN
hassl-4548	287	17	4	4	NUM
hassl-4548	287	18	and	and	CCONJ
hassl-4548	287	19	5	5	NUM
hassl-4548	287	20	.	.	PUNCT
hassl-4548	288	1	at	at	ADP
hassl-4548	288	2	these	these	DET
hassl-4548	288	3	lower	low	ADJ
hassl-4548	288	4	quantiles	quantile	NOUN
hassl-4548	288	5	,	,	PUNCT
hassl-4548	288	6	other	other	ADJ
hassl-4548	288	7	factors	factor	NOUN
hassl-4548	288	8	can	can	AUX
hassl-4548	288	9	show	show	VERB
hassl-4548	288	10	a	a	DET
hassl-4548	288	11	substantial	substantial	ADJ
hassl-4548	288	12	part	part	NOUN
hassl-4548	288	13	in	in	ADP
hassl-4548	288	14	influencing	influence	VERB
hassl-4548	288	15	financial	financial	ADJ
hassl-4548	288	16	distress	distress	NOUN
hassl-4548	288	17	.	.	PUNCT
hassl-4548	289	1	the	the	DET
hassl-4548	289	2	effect	effect	NOUN
hassl-4548	289	3	of	of	ADP
hassl-4548	289	4	short	short	ADJ
hassl-4548	289	5	-	-	PUNCT
hassl-4548	289	6	run	run	NOUN
hassl-4548	289	7	liquidity	liquidity	NOUN
hassl-4548	289	8	and	and	CCONJ
hassl-4548	289	9	longrun	longrun	PROPN
hassl-4548	289	10	liquidity	liquidity	NOUN
hassl-4548	289	11	has	have	VERB
hassl-4548	289	12	the	the	DET
hassl-4548	289	13	opposite	opposite	ADJ
hassl-4548	289	14	effect	effect	NOUN
hassl-4548	289	15	on	on	ADP
hassl-4548	289	16	financial	financial	ADJ
hassl-4548	289	17	distress	distress	NOUN
hassl-4548	289	18	.	.	PUNCT
hassl-4548	290	1	table	table	NOUN
hassl-4548	290	2	7	7	NUM
hassl-4548	290	3	.	.	PUNCT
hassl-4548	290	4	quantile	quantile	ADJ
hassl-4548	290	5	regression	regression	NOUN
hassl-4548	290	6	result	result	NOUN
hassl-4548	290	7	(	(	PUNCT
hassl-4548	290	8	quadratic	quadratic	ADJ
hassl-4548	290	9	model	model	NOUN
hassl-4548	290	10	)	)	PUNCT
hassl-4548	290	11	.	.	PUNCT
hassl-4548	291	1	variables	variable	NOUN
hassl-4548	291	2	model	model	VERB
hassl-4548	291	3	7	7	NUM
hassl-4548	291	4	(	(	PUNCT
hassl-4548	291	5	z	z	NOUN
hassl-4548	291	6	-	-	PUNCT
hassl-4548	291	7	score1	score1	PROPN
hassl-4548	291	8	)	)	PUNCT
hassl-4548	291	9	model	model	NOUN
hassl-4548	291	10	8	8	NUM
hassl-4548	291	11	(	(	PUNCT
hassl-4548	291	12	z	z	NOUN
hassl-4548	291	13	-	-	PUNCT
hassl-4548	291	14	score2	score2	ADJ
hassl-4548	291	15	)	)	PUNCT
hassl-4548	291	16	model	model	NOUN
hassl-4548	291	17	9	9	NUM
hassl-4548	291	18	(	(	PUNCT
hassl-4548	291	19	z	z	NOUN
hassl-4548	291	20	-	-	PUNCT
hassl-4548	291	21	score3	score3	ADJ
hassl-4548	291	22	)	)	PUNCT
hassl-4548	291	23	coeff	coeff	PROPN
hassl-4548	291	24	.	.	PUNCT
hassl-4548	292	1	s.e	s.e	PROPN
hassl-4548	292	2	.	.	PROPN
hassl-4548	292	3	coeff	coeff	PROPN
hassl-4548	292	4	.	.	PUNCT
hassl-4548	293	1	s.e	s.e	PROPN
hassl-4548	293	2	.	.	PROPN
hassl-4548	293	3	coeff	coeff	PROPN
hassl-4548	293	4	.	.	PUNCT
hassl-4548	294	1	s.e	s.e	PROPN
hassl-4548	294	2	.	.	PROPN
hassl-4548	294	3	q	q	PROPN
hassl-4548	295	1	(	(	PUNCT
hassl-4548	295	2	25	25	NUM
hassl-4548	295	3	)	)	PUNCT
hassl-4548	295	4	lcr2	lcr2	VERB
hassl-4548	295	5	0.033	0.033	NUM
hassl-4548	295	6	0.097	0.097	NUM
hassl-4548	295	7	0.066	0.066	NUM
hassl-4548	295	8	0.236	0.236	NUM
hassl-4548	295	9	0.043	0.043	NUM
hassl-4548	295	10	0.694	0.694	NUM
hassl-4548	295	11	lmcap	lmcap	NOUN
hassl-4548	295	12	-0.461	-0.461	PROPN
hassl-4548	295	13	*	*	NOUN
hassl-4548	295	14	0.143	0.143	NUM
hassl-4548	295	15	-0.595	-0.595	NOUN
hassl-4548	295	16	*	*	PUNCT
hassl-4548	295	17	*	*	PUNCT
hassl-4548	295	18	*	*	X
hassl-4548	295	19	0.349	0.349	NUM
hassl-4548	295	20	-4.230	-4.230	PRON
hassl-4548	295	21	*	*	PROPN
hassl-4548	295	22	1.027	1.027	NUM
hassl-4548	295	23	roa	roa	NOUN
hassl-4548	295	24	0.442	0.442	NUM
hassl-4548	295	25	*	*	PUNCT
hassl-4548	295	26	0.109	0.109	NUM
hassl-4548	295	27	0.918	0.918	NUM
hassl-4548	295	28	*	*	NOUN
hassl-4548	295	29	0.265	0.265	NUM
hassl-4548	295	30	2.192	2.192	NUM
hassl-4548	295	31	*	*	SYM
hassl-4548	295	32	0.779	0.779	NUM
hassl-4548	295	33	cons	con	NOUN
hassl-4548	295	34	1.770	1.770	NUM
hassl-4548	295	35	*	*	NOUN
hassl-4548	295	36	0.693	0.693	NUM
hassl-4548	295	37	2.038	2.038	NUM
hassl-4548	295	38	1.686	1.686	NUM
hassl-4548	295	39	17.062	17.062	NUM
hassl-4548	295	40	*	*	SYM
hassl-4548	295	41	4.959	4.959	NUM
hassl-4548	295	42	q	q	NOUN
hassl-4548	295	43	(	(	PUNCT
hassl-4548	295	44	50	50	NUM
hassl-4548	295	45	)	)	PUNCT
hassl-4548	295	46	lcr2	lcr2	NOUN
hassl-4548	295	47	-0.098	-0.098	PROPN
hassl-4548	295	48	*	*	PUNCT
hassl-4548	295	49	*	*	X
hassl-4548	295	50	0.042	0.042	NUM
hassl-4548	295	51	-0.398	-0.398	NOUN
hassl-4548	295	52	*	*	PUNCT
hassl-4548	295	53	*	*	PUNCT
hassl-4548	295	54	0.181	0.181	NUM
hassl-4548	295	55	-0.037	-0.037	NUM
hassl-4548	295	56	0.380	0.380	NUM
hassl-4548	295	57	lmcap	lmcap	NOUN
hassl-4548	295	58	-0.492	-0.492	PROPN
hassl-4548	295	59	*	*	NOUN
hassl-4548	295	60	0.063	0.063	NUM
hassl-4548	295	61	-1.851	-1.851	NOUN
hassl-4548	295	62	*	*	PUNCT
hassl-4548	295	63	0.269	0.269	NUM
hassl-4548	295	64	-3.896	-3.896	NOUN
hassl-4548	295	65	*	*	X
hassl-4548	295	66	0.562	0.562	NUM
hassl-4548	295	67	roa	roa	NOUN
hassl-4548	295	68	0.318	0.318	NUM
hassl-4548	295	69	*	*	NOUN
hassl-4548	295	70	0.047	0.047	NUM
hassl-4548	295	71	0.981	0.981	NUM
hassl-4548	295	72	*	*	PUNCT
hassl-4548	295	73	0.204	0.204	NUM
hassl-4548	295	74	2.062	2.062	NUM
hassl-4548	295	75	*	*	NUM
hassl-4548	295	76	0.427	0.427	NUM
hassl-4548	295	77	cons	con	NOUN
hassl-4548	295	78	2.691	2.691	NUM
hassl-4548	295	79	*	*	NOUN
hassl-4548	295	80	0.304	0.304	NUM
hassl-4548	295	81	10.065	10.065	NUM
hassl-4548	295	82	*	*	NOUN
hassl-4548	295	83	1.299	1.299	NUM
hassl-4548	295	84	19.365	19.365	NUM
hassl-4548	295	85	*	*	PUNCT
hassl-4548	295	86	2.718	2.718	NUM
hassl-4548	295	87	q	q	NOUN
hassl-4548	295	88	(	(	PUNCT
hassl-4548	295	89	75	75	NUM
hassl-4548	295	90	)	)	PUNCT
hassl-4548	295	91	lcr2	lcr2	NOUN
hassl-4548	295	92	-0.172	-0.172	PROPN
hassl-4548	295	93	*	*	NOUN
hassl-4548	295	94	0.046	0.046	NUM
hassl-4548	295	95	-0.376	-0.376	NOUN
hassl-4548	295	96	*	*	PUNCT
hassl-4548	295	97	*	*	PUNCT
hassl-4548	295	98	*	*	X
hassl-4548	295	99	0.230	0.230	NUM
hassl-4548	295	100	-0.844	-0.844	VERB
hassl-4548	295	101	*	*	PROPN
hassl-4548	295	102	0.324	0.324	NUM
hassl-4548	295	103	lmcap	lmcap	NOUN
hassl-4548	295	104	-0.450	-0.450	PROPN
hassl-4548	295	105	*	*	PROPN
hassl-4548	295	106	0.068	0.068	NUM
hassl-4548	295	107	-1.856	-1.856	NUM
hassl-4548	295	108	*	*	PROPN
hassl-4548	295	109	0.341	0.341	NUM
hassl-4548	295	110	-2.552	-2.552	NUM
hassl-4548	295	111	*	*	NUM
hassl-4548	295	112	0.480	0.480	NUM
hassl-4548	295	113	roa	roa	NOUN
hassl-4548	295	114	0.214	0.214	NOUN
hassl-4548	295	115	*	*	PUNCT
hassl-4548	296	1	0.052	0.052	NUM
hassl-4548	296	2	0.870	0.870	NUM
hassl-4548	296	3	*	*	NUM
hassl-4548	296	4	0.258	0.258	NUM
hassl-4548	296	5	1.033	1.033	NUM
hassl-4548	296	6	*	*	SYM
hassl-4548	296	7	0.364	0.364	NUM
hassl-4548	296	8	cons	con	NOUN
hassl-4548	296	9	3.016	3.016	NUM
hassl-4548	296	10	*	*	NUM
hassl-4548	296	11	0.332	0.332	NUM
hassl-4548	296	12	11.598	11.598	NUM
hassl-4548	296	13	*	*	PUNCT
hassl-4548	296	14	1.646	1.646	NUM
hassl-4548	296	15	18.183	18.183	NUM
hassl-4548	296	16	*	*	SYM
hassl-4548	296	17	2.318	2.318	NUM
hassl-4548	296	18	note	note	NOUN
hassl-4548	296	19	:	:	PUNCT
hassl-4548	296	20	a	a	DET
hassl-4548	296	21	single	single	ADJ
hassl-4548	296	22	star	star	NOUN
hassl-4548	296	23	‘	'	PUNCT
hassl-4548	296	24	*	*	NOUN
hassl-4548	296	25	’	'	PUNCT
hassl-4548	296	26	sign	sign	NOUN
hassl-4548	296	27	over	over	ADP
hassl-4548	296	28	the	the	DET
hassl-4548	296	29	coefficient	coefficient	NOUN
hassl-4548	296	30	presents	present	VERB
hassl-4548	296	31	a	a	DET
hassl-4548	296	32	1	1	NUM
hassl-4548	296	33	%	%	NOUN
hassl-4548	296	34	significant	significant	ADJ
hassl-4548	296	35	level	level	NOUN
hassl-4548	296	36	and	and	CCONJ
hassl-4548	296	37	a	a	DET
hassl-4548	296	38	double	double	ADJ
hassl-4548	296	39	star	star	NOUN
hassl-4548	296	40	‘	'	PUNCT
hassl-4548	296	41	*	*	NOUN
hassl-4548	296	42	*	*	NOUN
hassl-4548	296	43	’	'	PUNCT
hassl-4548	296	44	sign	sign	NOUN
hassl-4548	296	45	over	over	ADP
hassl-4548	296	46	the	the	DET
hassl-4548	296	47	coefficient	coefficient	NOUN
hassl-4548	296	48	presents	present	VERB
hassl-4548	296	49	a	a	DET
hassl-4548	296	50	5	5	NUM
hassl-4548	296	51	%	%	NOUN
hassl-4548	296	52	significant	significant	ADJ
hassl-4548	296	53	level	level	NOUN
hassl-4548	296	54	,	,	PUNCT
hassl-4548	296	55	and	and	CCONJ
hassl-4548	296	56	a	a	DET
hassl-4548	296	57	triple	triple	ADJ
hassl-4548	296	58	‘	'	PUNCT
hassl-4548	296	59	*	*	NOUN
hassl-4548	296	60	*	*	PUNCT
hassl-4548	296	61	*	*	NOUN
hassl-4548	296	62	’	'	PUNCT
hassl-4548	296	63	sign	sign	NOUN
hassl-4548	296	64	over	over	ADP
hassl-4548	296	65	the	the	DET
hassl-4548	296	66	coefficient	coefficient	NOUN
hassl-4548	296	67	presents	present	VERB
hassl-4548	296	68	a	a	DET
hassl-4548	296	69	10	10	NUM
hassl-4548	296	70	%	%	NOUN
hassl-4548	296	71	significant	significant	ADJ
hassl-4548	296	72	level	level	NOUN
hassl-4548	296	73	.	.	PUNCT
hassl-4548	297	1	table	table	NOUN
hassl-4548	297	2	7	7	NUM
hassl-4548	297	3	represents	represent	VERB
hassl-4548	297	4	quadratic	quadratic	ADJ
hassl-4548	297	5	quantile	quantile	ADJ
hassl-4548	297	6	models	model	NOUN
hassl-4548	297	7	7	7	NUM
hassl-4548	297	8	,	,	PUNCT
hassl-4548	297	9	8	8	NUM
hassl-4548	297	10	,	,	PUNCT
hassl-4548	297	11	and	and	CCONJ
hassl-4548	297	12	9	9	NUM
hassl-4548	297	13	of	of	ADP
hassl-4548	297	14	indian	indian	ADJ
hassl-4548	297	15	banks	bank	NOUN
hassl-4548	297	16	.	.	PUNCT
hassl-4548	298	1	in	in	ADP
hassl-4548	298	2	quadratic	quadratic	ADJ
hassl-4548	298	3	models	model	NOUN
hassl-4548	298	4	7	7	NUM
hassl-4548	298	5	and	and	CCONJ
hassl-4548	298	6	8	8	NUM
hassl-4548	298	7	at	at	ADP
hassl-4548	298	8	the	the	DET
hassl-4548	298	9	50	50	NUM
hassl-4548	298	10	%	%	NOUN
hassl-4548	298	11	and	and	CCONJ
hassl-4548	298	12	75	75	NUM
hassl-4548	298	13	%	%	NOUN
hassl-4548	298	14	quantiles	quantile	NOUN
hassl-4548	298	15	,	,	PUNCT
hassl-4548	298	16	the	the	DET
hassl-4548	298	17	outcome	outcome	NOUN
hassl-4548	298	18	is	be	AUX
hassl-4548	298	19	negatively	negatively	ADV
hassl-4548	298	20	significant	significant	ADJ
hassl-4548	298	21	having	have	VERB
hassl-4548	298	22	a	a	DET
hassl-4548	298	23	p	p	NOUN
hassl-4548	298	24	-	-	PUNCT
hassl-4548	298	25	value	value	NOUN
hassl-4548	298	26	less	less	ADJ
hassl-4548	298	27	than	than	ADP
hassl-4548	298	28	0.05	0.05	NUM
hassl-4548	298	29	.	.	PUNCT
hassl-4548	299	1	at	at	ADP
hassl-4548	299	2	the	the	DET
hassl-4548	299	3	25	25	NUM
hassl-4548	299	4	%	%	NOUN
hassl-4548	299	5	quantile	quantile	NOUN
hassl-4548	299	6	,	,	PUNCT
hassl-4548	299	7	the	the	DET
hassl-4548	299	8	result	result	NOUN
hassl-4548	299	9	is	be	AUX
hassl-4548	299	10	insignificant	insignificant	ADJ
hassl-4548	299	11	.	.	PUNCT
hassl-4548	300	1	in	in	ADP
hassl-4548	300	2	model	model	NOUN
hassl-4548	300	3	9	9	NUM
hassl-4548	300	4	,	,	PUNCT
hassl-4548	300	5	the	the	DET
hassl-4548	300	6	relationship	relationship	NOUN
hassl-4548	300	7	is	be	AUX
hassl-4548	300	8	only	only	ADV
hassl-4548	300	9	significant	significant	ADJ
hassl-4548	300	10	at	at	ADP
hassl-4548	300	11	a	a	DET
hassl-4548	300	12	high	high	ADJ
hassl-4548	300	13	quantile	quantile	NOUN
hassl-4548	300	14	of	of	ADP
hassl-4548	300	15	75	75	NUM
hassl-4548	300	16	%	%	NOUN
hassl-4548	300	17	.	.	PUNCT
hassl-4548	301	1	it	it	PRON
hassl-4548	301	2	implies	imply	VERB
hassl-4548	301	3	that	that	SCONJ
hassl-4548	301	4	initially	initially	ADV
hassl-4548	301	5	,	,	PUNCT
hassl-4548	301	6	with	with	ADP
hassl-4548	301	7	the	the	DET
hassl-4548	301	8	increase	increase	NOUN
hassl-4548	301	9	in	in	ADP
hassl-4548	301	10	short	short	ADJ
hassl-4548	301	11	-	-	PUNCT
hassl-4548	301	12	term	term	NOUN
hassl-4548	301	13	liquidity	liquidity	NOUN
hassl-4548	301	14	(	(	PUNCT
hassl-4548	301	15	lcr	lcr	NOUN
hassl-4548	301	16	)	)	PUNCT
hassl-4548	301	17	,	,	PUNCT
hassl-4548	301	18	the	the	DET
hassl-4548	301	19	value	value	NOUN
hassl-4548	301	20	of	of	ADP
hassl-4548	301	21	the	the	DET
hassl-4548	301	22	z	z	NOUN
hassl-4548	301	23	-	-	PUNCT
hassl-4548	301	24	score	score	NOUN
hassl-4548	301	25	increases	increase	NOUN
hassl-4548	301	26	till	till	SCONJ
hassl-4548	301	27	it	it	PRON
hassl-4548	301	28	reaches	reach	VERB
hassl-4548	301	29	a	a	DET
hassl-4548	301	30	threshold	threshold	NOUN
hassl-4548	301	31	,	,	PUNCT
hassl-4548	301	32	and	and	CCONJ
hassl-4548	301	33	after	after	ADP
hassl-4548	301	34	that	that	PRON
hassl-4548	301	35	,	,	PUNCT
hassl-4548	301	36	the	the	DET
hassl-4548	301	37	value	value	NOUN
hassl-4548	301	38	decreases	decrease	VERB
hassl-4548	301	39	.	.	PUNCT
hassl-4548	302	1	therefore	therefore	ADV
hassl-4548	302	2	,	,	PUNCT
hassl-4548	302	3	increased	increase	VERB
hassl-4548	302	4	short	short	ADJ
hassl-4548	302	5	-	-	PUNCT
hassl-4548	302	6	term	term	NOUN
hassl-4548	302	7	liquidity	liquidity	NOUN
hassl-4548	302	8	will	will	AUX
hassl-4548	302	9	initially	initially	ADV
hassl-4548	302	10	improve	improve	VERB
hassl-4548	302	11	the	the	DET
hassl-4548	302	12	financial	financial	ADJ
hassl-4548	302	13	health	health	NOUN
hassl-4548	302	14	of	of	ADP
hassl-4548	302	15	the	the	DET
hassl-4548	302	16	banks	bank	NOUN
hassl-4548	302	17	.	.	PUNCT
hassl-4548	303	1	but	but	CCONJ
hassl-4548	303	2	if	if	SCONJ
hassl-4548	303	3	this	this	DET
hassl-4548	303	4	level	level	NOUN
hassl-4548	303	5	of	of	ADP
hassl-4548	303	6	lcr	lcr	NOUN
hassl-4548	303	7	crosses	crosse	NOUN
hassl-4548	303	8	the	the	DET
hassl-4548	303	9	threshold	threshold	NOUN
hassl-4548	303	10	,	,	PUNCT
hassl-4548	303	11	i.e.	i.e.	X
hassl-4548	303	12	,	,	PUNCT
hassl-4548	303	13	there	there	PRON
hassl-4548	303	14	is	be	VERB
hassl-4548	303	15	much	much	ADV
hassl-4548	303	16	more	more	ADJ
hassl-4548	303	17	than	than	ADP
hassl-4548	303	18	required	require	VERB
hassl-4548	303	19	liquidity	liquidity	NOUN
hassl-4548	303	20	,	,	PUNCT
hassl-4548	303	21	in	in	ADP
hassl-4548	303	22	such	such	ADJ
hassl-4548	303	23	cases	case	NOUN
hassl-4548	303	24	,	,	PUNCT
hassl-4548	303	25	the	the	DET
hassl-4548	303	26	financial	financial	ADJ
hassl-4548	303	27	health	health	NOUN
hassl-4548	303	28	of	of	ADP
hassl-4548	303	29	the	the	DET
hassl-4548	303	30	bank	bank	NOUN
hassl-4548	303	31	will	will	AUX
hassl-4548	303	32	deteriorate	deteriorate	VERB
hassl-4548	303	33	shown	show	VERB
hassl-4548	303	34	by	by	ADP
hassl-4548	303	35	the	the	DET
hassl-4548	303	36	decreasing	decrease	VERB
hassl-4548	303	37	value	value	NOUN
hassl-4548	303	38	of	of	ADP
hassl-4548	303	39	the	the	DET
hassl-4548	303	40	z	z	NOUN
hassl-4548	303	41	-	-	PUNCT
hassl-4548	303	42	score	score	NOUN
hassl-4548	303	43	.	.	PUNCT
hassl-4548	304	1	table	table	NOUN
hassl-4548	304	2	8	8	NUM
hassl-4548	304	3	.	.	PUNCT
hassl-4548	305	1	quantile	quantile	ADJ
hassl-4548	305	2	regression	regression	NOUN
hassl-4548	305	3	result	result	NOUN
hassl-4548	305	4	(	(	PUNCT
hassl-4548	305	5	quadratic	quadratic	ADJ
hassl-4548	305	6	model	model	NOUN
hassl-4548	305	7	)	)	PUNCT
hassl-4548	305	8	.	.	PUNCT
hassl-4548	306	1	variables	variable	NOUN
hassl-4548	306	2	model	model	VERB
hassl-4548	306	3	10	10	NUM
hassl-4548	306	4	(	(	PUNCT
hassl-4548	306	5	z	z	NOUN
hassl-4548	306	6	-	-	PUNCT
hassl-4548	306	7	score1	score1	PROPN
hassl-4548	306	8	)	)	PUNCT
hassl-4548	306	9	model	model	NOUN
hassl-4548	306	10	11	11	NUM
hassl-4548	306	11	(	(	PUNCT
hassl-4548	306	12	z	z	NOUN
hassl-4548	306	13	-	-	PUNCT
hassl-4548	306	14	score2	score2	ADJ
hassl-4548	306	15	)	)	PUNCT
hassl-4548	306	16	model	model	NOUN
hassl-4548	306	17	12	12	NUM
hassl-4548	306	18	(	(	PUNCT
hassl-4548	306	19	z	z	NOUN
hassl-4548	306	20	-	-	PUNCT
hassl-4548	306	21	score3	score3	ADJ
hassl-4548	306	22	)	)	PUNCT
hassl-4548	306	23	coeff	coeff	PROPN
hassl-4548	306	24	.	.	PUNCT
hassl-4548	307	1	s.e	s.e	PROPN
hassl-4548	307	2	.	.	PROPN
hassl-4548	307	3	coeff	coeff	PROPN
hassl-4548	307	4	.	.	PUNCT
hassl-4548	308	1	s.e	s.e	PROPN
hassl-4548	308	2	.	.	PROPN
hassl-4548	308	3	coeff	coeff	PROPN
hassl-4548	308	4	.	.	PUNCT
hassl-4548	309	1	s.e	s.e	PROPN
hassl-4548	309	2	.	.	PROPN
hassl-4548	309	3	q	q	PROPN
hassl-4548	310	1	(	(	PUNCT
hassl-4548	310	2	25	25	NUM
hassl-4548	310	3	)	)	PUNCT
hassl-4548	310	4	nsfr2	nsfr2	NOUN
hassl-4548	310	5	-0.029	-0.029	NOUN
hassl-4548	310	6	0.208	0.208	NUM
hassl-4548	310	7	0.152	0.152	NUM
hassl-4548	310	8	0.522	0.522	NUM
hassl-4548	310	9	1.602	1.602	NUM
hassl-4548	310	10	1.567	1.567	NUM
hassl-4548	310	11	lmcap	lmcap	NOUN
hassl-4548	310	12	-0.471	-0.471	PROPN
hassl-4548	310	13	*	*	PROPN
hassl-4548	310	14	0.135	0.135	NUM
hassl-4548	310	15	-0.639	-0.639	PUNCT
hassl-4548	310	16	*	*	PUNCT
hassl-4548	310	17	*	*	PUNCT
hassl-4548	310	18	*	*	PUNCT
hassl-4548	310	19	0.338	0.338	NUM
hassl-4548	310	20	-4.263	-4.263	SYM
hassl-4548	310	21	*	*	PROPN
hassl-4548	310	22	1.016	1.016	NUM
hassl-4548	310	23	roa	roa	NOUN
hassl-4548	310	24	0.431	0.431	NUM
hassl-4548	310	25	*	*	NOUN
hassl-4548	310	26	0.104	0.104	NUM
hassl-4548	310	27	0.933	0.933	NUM
hassl-4548	310	28	*	*	PUNCT
hassl-4548	310	29	0.262	0.262	NUM
hassl-4548	310	30	2.346	2.346	NUM
hassl-4548	310	31	*	*	SYM
hassl-4548	310	32	.787	.787	NUM
hassl-4548	310	33	cons	con	NOUN
hassl-4548	310	34	1.944	1.944	NUM
hassl-4548	310	35	*	*	SYM
hassl-4548	310	36	0.737	0.737	NUM
hassl-4548	310	37	2.094	2.094	NUM
hassl-4548	310	38	1.844	1.844	NUM
hassl-4548	310	39	14.288	14.288	NUM
hassl-4548	310	40	*	*	SYM
hassl-4548	310	41	5.533	5.533	NUM
hassl-4548	310	42	q	q	NOUN
hassl-4548	310	43	(	(	PUNCT
hassl-4548	310	44	50	50	NUM
hassl-4548	310	45	)	)	PUNCT
hassl-4548	310	46	nsfr2	nsfr2	NOUN
hassl-4548	310	47	0.052	0.052	NUM
hassl-4548	310	48	0.103	0.103	NUM
hassl-4548	310	49	0.637	0.637	NUM
hassl-4548	310	50	0.438	0.438	NUM
hassl-4548	310	51	2.386	2.386	NUM
hassl-4548	310	52	*	*	SYM
hassl-4548	310	53	0.860	0.860	NUM
hassl-4548	310	54	lmcap	lmcap	NOUN
hassl-4548	310	55	-0.430	-0.430	PROPN
hassl-4548	310	56	*	*	SYM
hassl-4548	310	57	0.067	0.067	NUM
hassl-4548	310	58	-1.740	-1.740	NOUN
hassl-4548	310	59	*	*	PUNCT
hassl-4548	310	60	0.284	0.284	NUM
hassl-4548	310	61	-3.772	-3.772	NOUN
hassl-4548	310	62	*	*	NUM
hassl-4548	310	63	0.558	0.558	NUM
hassl-4548	310	64	roa	roa	NOUN
hassl-4548	310	65	0.339	0.339	NUM
hassl-4548	310	66	*	*	NOUN
hassl-4548	310	67	0.052	0.052	NUM
hassl-4548	310	68	1.397	1.397	NUM
hassl-4548	310	69	*	*	NUM
hassl-4548	310	70	0.220	0.220	NUM
hassl-4548	310	71	2.246	2.246	NUM
hassl-4548	310	72	*	*	SYM
hassl-4548	310	73	0.432	0.432	NUM
hassl-4548	310	74	cons	con	NOUN
hassl-4548	310	75	2.127	2.127	NUM
hassl-4548	310	76	*	*	NOUN
hassl-4548	310	77	0.366	0.366	NUM
hassl-4548	310	78	7.358	7.358	NUM
hassl-4548	310	79	*	*	PUNCT
hassl-4548	310	80	1.546	1.546	NUM
hassl-4548	310	81	14.402	14.402	NUM
hassl-4548	310	82	*	*	SYM
hassl-4548	310	83	3.039	3.039	NUM
hassl-4548	310	84	q	q	NOUN
hassl-4548	310	85	(	(	PUNCT
hassl-4548	310	86	75	75	NUM
hassl-4548	310	87	)	)	PUNCT
hassl-4548	310	88	nsfr2	nsfr2	NOUN
hassl-4548	310	89	0.176	0.176	NUM
hassl-4548	310	90	*	*	PUNCT
hassl-4548	310	91	*	*	PUNCT
hassl-4548	310	92	*	*	PUNCT
hassl-4548	310	93	0.098	0.098	NUM
hassl-4548	310	94	1.207	1.207	NUM
hassl-4548	310	95	*	*	PUNCT
hassl-4548	310	96	0.511	0.511	NUM
hassl-4548	310	97	1.516	1.516	NUM
hassl-4548	310	98	*	*	PUNCT
hassl-4548	310	99	*	*	PUNCT
hassl-4548	310	100	0.740	0.740	NUM
hassl-4548	310	101	lmcap	lmcap	NOUN
hassl-4548	310	102	-0.420	-0.420	PUNCT
hassl-4548	310	103	*	*	NOUN
hassl-4548	310	104	0.063	0.063	NUM
hassl-4548	310	105	-1.692	-1.692	NUM
hassl-4548	310	106	*	*	PUNCT
hassl-4548	310	107	0.331	0.331	NUM
hassl-4548	310	108	-2.680	-2.680	PROPN
hassl-4548	310	109	*	*	X
hassl-4548	310	110	0.480	0.480	NUM
hassl-4548	310	111	roa	roa	NOUN
hassl-4548	310	112	0.222	0.222	NUM
hassl-4548	310	113	*	*	NOUN
hassl-4548	310	114	0.049	0.049	NUM
hassl-4548	310	115	1.252	1.252	NUM
hassl-4548	310	116	*	*	PUNCT
hassl-4548	310	117	0.256	0.256	NUM
hassl-4548	310	118	1.303	1.303	NUM
hassl-4548	310	119	*	*	PUNCT
hassl-4548	310	120	0.372	0.372	NUM
hassl-4548	310	121	cons	con	NOUN
hassl-4548	310	122	2.258	2.258	NUM
hassl-4548	310	123	*	*	SYM
hassl-4548	310	124	0.346	0.346	NUM
hassl-4548	310	125	7.701	7.701	NUM
hassl-4548	310	126	*	*	PUNCT
hassl-4548	310	127	1.804	1.804	NUM
hassl-4548	310	128	14.208	14.208	NUM
hassl-4548	310	129	*	*	SYM
hassl-4548	310	130	2.615	2.615	NUM
hassl-4548	310	131	note	note	NOUN
hassl-4548	310	132	:	:	PUNCT
hassl-4548	310	133	a	a	DET
hassl-4548	310	134	single	single	ADJ
hassl-4548	310	135	star	star	NOUN
hassl-4548	310	136	‘	'	PUNCT
hassl-4548	310	137	*	*	NOUN
hassl-4548	310	138	’	'	PUNCT
hassl-4548	310	139	sign	sign	NOUN
hassl-4548	310	140	over	over	ADP
hassl-4548	310	141	the	the	DET
hassl-4548	310	142	coefficient	coefficient	NOUN
hassl-4548	310	143	presents	present	VERB
hassl-4548	310	144	a	a	DET
hassl-4548	310	145	1	1	NUM
hassl-4548	310	146	%	%	NOUN
hassl-4548	310	147	significant	significant	ADJ
hassl-4548	310	148	level	level	NOUN
hassl-4548	310	149	,	,	PUNCT
hassl-4548	310	150	a	a	DET
hassl-4548	310	151	double	double	ADJ
hassl-4548	310	152	star	star	NOUN
hassl-4548	310	153	‘	'	PUNCT
hassl-4548	310	154	*	*	NOUN
hassl-4548	310	155	*	*	NOUN
hassl-4548	310	156	’	'	PUNCT
hassl-4548	310	157	sign	sign	NOUN
hassl-4548	310	158	over	over	ADP
hassl-4548	310	159	the	the	DET
hassl-4548	310	160	coefficient	coefficient	NOUN
hassl-4548	310	161	presents	present	VERB
hassl-4548	310	162	a	a	DET
hassl-4548	310	163	5	5	NUM
hassl-4548	310	164	%	%	NOUN
hassl-4548	310	165	significant	significant	ADJ
hassl-4548	310	166	level	level	NOUN
hassl-4548	310	167	,	,	PUNCT
hassl-4548	310	168	and	and	CCONJ
hassl-4548	310	169	a	a	DET
hassl-4548	310	170	triple	triple	ADJ
hassl-4548	310	171	‘	'	PUNCT
hassl-4548	310	172	*	*	NOUN
hassl-4548	310	173	*	*	PUNCT
hassl-4548	310	174	*	*	NOUN
hassl-4548	310	175	’	'	PUNCT
hassl-4548	310	176	sign	sign	NOUN
hassl-4548	310	177	over	over	ADP
hassl-4548	310	178	the	the	DET
hassl-4548	310	179	coefficient	coefficient	NOUN
hassl-4548	310	180	presents	present	VERB
hassl-4548	310	181	a	a	DET
hassl-4548	310	182	10	10	NUM
hassl-4548	310	183	%	%	NOUN
hassl-4548	310	184	significant	significant	ADJ
hassl-4548	310	185	level	level	NOUN
hassl-4548	310	186	.	.	PUNCT
hassl-4548	311	1	table	table	NOUN
hassl-4548	311	2	8	8	NUM
hassl-4548	311	3	represents	represent	VERB
hassl-4548	311	4	quadratic	quadratic	ADJ
hassl-4548	311	5	quantile	quantile	ADJ
hassl-4548	311	6	models	model	NOUN
hassl-4548	311	7	10	10	NUM
hassl-4548	311	8	,	,	PUNCT
hassl-4548	311	9	11	11	NUM
hassl-4548	311	10	,	,	PUNCT
hassl-4548	311	11	and	and	CCONJ
hassl-4548	311	12	12	12	NUM
hassl-4548	311	13	of	of	ADP
hassl-4548	311	14	indian	indian	ADJ
hassl-4548	311	15	banks	bank	NOUN
hassl-4548	311	16	.	.	PUNCT
hassl-4548	312	1	in	in	ADP
hassl-4548	312	2	quadratic	quadratic	ADJ
hassl-4548	312	3	models	model	NOUN
hassl-4548	312	4	10	10	NUM
hassl-4548	312	5	and	and	CCONJ
hassl-4548	312	6	11	11	NUM
hassl-4548	312	7	at	at	ADP
hassl-4548	312	8	the	the	DET
hassl-4548	312	9	75	75	NUM
hassl-4548	312	10	%	%	NOUN
hassl-4548	312	11	quantile	quantile	NOUN
hassl-4548	312	12	,	,	PUNCT
hassl-4548	312	13	the	the	DET
hassl-4548	312	14	outcome	outcome	NOUN
hassl-4548	312	15	is	be	AUX
hassl-4548	312	16	positively	positively	ADV
hassl-4548	312	17	significant	significant	ADJ
hassl-4548	312	18	having	have	VERB
hassl-4548	312	19	a	a	DET
hassl-4548	312	20	p	p	NOUN
hassl-4548	312	21	-	-	PUNCT
hassl-4548	312	22	value	value	NOUN
hassl-4548	312	23	less	less	ADJ
hassl-4548	312	24	than	than	ADP
hassl-4548	312	25	0.05	0.05	NUM
hassl-4548	312	26	.	.	PUNCT
hassl-4548	313	1	at	at	ADP
hassl-4548	313	2	the	the	DET
hassl-4548	313	3	25	25	NUM
hassl-4548	313	4	%	%	NOUN
hassl-4548	313	5	and	and	CCONJ
hassl-4548	313	6	50	50	NUM
hassl-4548	313	7	%	%	NOUN
hassl-4548	313	8	quantile	quantile	NOUN
hassl-4548	313	9	,	,	PUNCT
hassl-4548	313	10	the	the	DET
hassl-4548	313	11	outcome	outcome	NOUN
hassl-4548	313	12	is	be	AUX
hassl-4548	313	13	insignificant	insignificant	ADJ
hassl-4548	313	14	.	.	PUNCT
hassl-4548	314	1	in	in	ADP
hassl-4548	314	2	model	model	NOUN
hassl-4548	314	3	12	12	NUM
hassl-4548	314	4	,	,	PUNCT
hassl-4548	314	5	the	the	DET
hassl-4548	314	6	relationship	relationship	NOUN
hassl-4548	314	7	is	be	AUX
hassl-4548	314	8	significant	significant	ADJ
hassl-4548	314	9	at	at	ADP
hassl-4548	314	10	50	50	NUM
hassl-4548	314	11	%	%	NOUN
hassl-4548	314	12	and	and	CCONJ
hassl-4548	314	13	75	75	NUM
hassl-4548	314	14	%	%	NOUN
hassl-4548	314	15	quantiles	quantile	NOUN
hassl-4548	314	16	.	.	PUNCT
hassl-4548	315	1	it	it	PRON
hassl-4548	315	2	implies	imply	VERB
hassl-4548	315	3	that	that	SCONJ
hassl-4548	315	4	initially	initially	ADV
hassl-4548	315	5	,	,	PUNCT
hassl-4548	315	6	the	the	DET
hassl-4548	315	7	value	value	NOUN
hassl-4548	315	8	of	of	ADP
hassl-4548	315	9	the	the	DET
hassl-4548	315	10	z	z	NOUN
hassl-4548	315	11	-	-	PUNCT
hassl-4548	315	12	score	score	NOUN
hassl-4548	315	13	decreases	decrease	NOUN
hassl-4548	315	14	till	till	SCONJ
hassl-4548	315	15	it	it	PRON
hassl-4548	315	16	reaches	reach	VERB
hassl-4548	315	17	a	a	DET
hassl-4548	315	18	threshold	threshold	NOUN
hassl-4548	315	19	,	,	PUNCT
hassl-4548	315	20	and	and	CCONJ
hassl-4548	315	21	the	the	DET
hassl-4548	315	22	value	value	NOUN
hassl-4548	315	23	increases	increase	VERB
hassl-4548	315	24	with	with	ADP
hassl-4548	315	25	the	the	DET
hassl-4548	315	26	increase	increase	NOUN
hassl-4548	315	27	in	in	ADP
hassl-4548	315	28	humanities	humanity	NOUN
hassl-4548	315	29	and	and	CCONJ
hassl-4548	315	30	social	social	ADJ
hassl-4548	315	31	sciences	science	NOUN
hassl-4548	315	32	letters	letter	NOUN
hassl-4548	315	33	,	,	PUNCT
hassl-4548	315	34	2025	2025	NUM
hassl-4548	315	35	,	,	PUNCT
hassl-4548	315	36	14(1	14(1	NUM
hassl-4548	315	37	):	):	PUNCT
hassl-4548	315	38	44	44	NUM
hassl-4548	315	39	-	-	SYM
hassl-4548	315	40	58	58	NUM
hassl-4548	315	41	53	53	NUM
hassl-4548	315	42	©	©	PROPN
hassl-4548	315	43	2026	2026	NUM
hassl-4548	315	44	conscientia	conscientia	PROPN
hassl-4548	315	45	beam	beam	PROPN
hassl-4548	315	46	.	.	PUNCT
hassl-4548	316	1	all	all	DET
hassl-4548	316	2	rights	right	NOUN
hassl-4548	316	3	reserved	reserve	VERB
hassl-4548	316	4	.	.	PUNCT
hassl-4548	317	1	long	long	ADJ
hassl-4548	317	2	-	-	PUNCT
hassl-4548	317	3	term	term	NOUN
hassl-4548	317	4	liquidity	liquidity	NOUN
hassl-4548	317	5	(	(	PUNCT
hassl-4548	317	6	nsfr	nsfr	ADJ
hassl-4548	317	7	)	)	PUNCT
hassl-4548	317	8	.	.	PUNCT
hassl-4548	318	1	therefore	therefore	ADV
hassl-4548	318	2	,	,	PUNCT
hassl-4548	318	3	increased	increase	VERB
hassl-4548	318	4	long	long	ADJ
hassl-4548	318	5	-	-	PUNCT
hassl-4548	318	6	term	term	NOUN
hassl-4548	318	7	liquidity	liquidity	NOUN
hassl-4548	318	8	will	will	AUX
hassl-4548	318	9	initially	initially	ADV
hassl-4548	318	10	negatively	negatively	ADV
hassl-4548	318	11	affect	affect	VERB
hassl-4548	318	12	the	the	DET
hassl-4548	318	13	financial	financial	ADJ
hassl-4548	318	14	health	health	NOUN
hassl-4548	318	15	of	of	ADP
hassl-4548	318	16	the	the	DET
hassl-4548	318	17	banks	bank	NOUN
hassl-4548	318	18	.	.	PUNCT
hassl-4548	319	1	but	but	CCONJ
hassl-4548	319	2	if	if	SCONJ
hassl-4548	319	3	this	this	DET
hassl-4548	319	4	level	level	NOUN
hassl-4548	319	5	of	of	ADP
hassl-4548	319	6	nsfr	nsfr	ADJ
hassl-4548	319	7	crosses	crosse	NOUN
hassl-4548	319	8	the	the	DET
hassl-4548	319	9	threshold	threshold	NOUN
hassl-4548	319	10	,	,	PUNCT
hassl-4548	319	11	i.e.	i.e.	X
hassl-4548	319	12	,	,	PUNCT
hassl-4548	319	13	there	there	PRON
hassl-4548	319	14	is	be	VERB
hassl-4548	319	15	more	more	ADJ
hassl-4548	319	16	than	than	ADP
hassl-4548	319	17	required	require	VERB
hassl-4548	319	18	liquidity	liquidity	NOUN
hassl-4548	319	19	.	.	PUNCT
hassl-4548	320	1	in	in	ADP
hassl-4548	320	2	such	such	ADJ
hassl-4548	320	3	cases	case	NOUN
hassl-4548	320	4	,	,	PUNCT
hassl-4548	320	5	the	the	DET
hassl-4548	320	6	financial	financial	ADJ
hassl-4548	320	7	health	health	NOUN
hassl-4548	320	8	of	of	ADP
hassl-4548	320	9	the	the	DET
hassl-4548	320	10	bank	bank	NOUN
hassl-4548	320	11	will	will	AUX
hassl-4548	320	12	improve	improve	VERB
hassl-4548	320	13	as	as	SCONJ
hassl-4548	320	14	shown	show	VERB
hassl-4548	320	15	by	by	ADP
hassl-4548	320	16	the	the	DET
hassl-4548	320	17	increasing	increase	VERB
hassl-4548	320	18	value	value	NOUN
hassl-4548	320	19	of	of	ADP
hassl-4548	320	20	the	the	DET
hassl-4548	320	21	z	z	NOUN
hassl-4548	320	22	-	-	PUNCT
hassl-4548	320	23	score	score	NOUN
hassl-4548	320	24	.	.	PUNCT
hassl-4548	321	1	these	these	DET
hassl-4548	321	2	insights	insight	NOUN
hassl-4548	321	3	are	be	AUX
hassl-4548	321	4	valuable	valuable	ADJ
hassl-4548	321	5	for	for	ADP
hassl-4548	321	6	risk	risk	NOUN
hassl-4548	321	7	management	management	NOUN
hassl-4548	321	8	and	and	CCONJ
hassl-4548	321	9	strategic	strategic	ADJ
hassl-4548	321	10	decision	decision	NOUN
hassl-4548	321	11	-	-	PUNCT
hassl-4548	321	12	making	making	NOUN
hassl-4548	321	13	within	within	ADP
hassl-4548	321	14	the	the	DET
hassl-4548	321	15	banking	banking	NOUN
hassl-4548	321	16	sector	sector	NOUN
hassl-4548	321	17	.	.	PUNCT
hassl-4548	322	1	4.5	4.5	NUM
hassl-4548	322	2	.	.	PUNCT
hassl-4548	322	3	endogeneity	endogeneity	NOUN
hassl-4548	322	4	and	and	CCONJ
hassl-4548	322	5	robustness	robustness	VERB
hassl-4548	322	6	the	the	DET
hassl-4548	322	7	outcomes	outcome	NOUN
hassl-4548	322	8	of	of	ADP
hassl-4548	322	9	the	the	DET
hassl-4548	322	10	endogeneity	endogeneity	NOUN
hassl-4548	322	11	test	test	NOUN
hassl-4548	322	12	are	be	AUX
hassl-4548	322	13	displayed	display	VERB
hassl-4548	322	14	in	in	ADP
hassl-4548	322	15	table	table	NOUN
hassl-4548	322	16	9	9	NUM
hassl-4548	322	17	.	.	PUNCT
hassl-4548	323	1	two	two	NUM
hassl-4548	323	2	tests	test	NOUN
hassl-4548	323	3	were	be	AUX
hassl-4548	323	4	performed	perform	VERB
hassl-4548	323	5	to	to	PART
hassl-4548	323	6	assess	assess	VERB
hassl-4548	323	7	the	the	DET
hassl-4548	323	8	issue	issue	NOUN
hassl-4548	323	9	of	of	ADP
hassl-4548	323	10	endogeneity	endogeneity	NOUN
hassl-4548	323	11	:	:	PUNCT
hassl-4548	323	12	the	the	DET
hassl-4548	323	13	durbin	durbin	ADJ
hassl-4548	323	14	chi2	chi2	PROPN
hassl-4548	323	15	and	and	CCONJ
hassl-4548	323	16	wu	wu	PROPN
hassl-4548	323	17	hausman	hausman	PROPN
hassl-4548	323	18	tests	test	NOUN
hassl-4548	323	19	,	,	PUNCT
hassl-4548	323	20	utilizing	utilize	VERB
hassl-4548	323	21	lag3	lag3	NOUN
hassl-4548	323	22	values	value	NOUN
hassl-4548	323	23	of	of	ADP
hassl-4548	323	24	the	the	DET
hassl-4548	323	25	variables	variable	NOUN
hassl-4548	323	26	.	.	PUNCT
hassl-4548	324	1	both	both	DET
hassl-4548	324	2	tests	test	NOUN
hassl-4548	324	3	yielded	yield	VERB
hassl-4548	324	4	insignificant	insignificant	ADJ
hassl-4548	324	5	p	p	NOUN
hassl-4548	324	6	-	-	PUNCT
hassl-4548	324	7	values	value	NOUN
hassl-4548	324	8	,	,	PUNCT
hassl-4548	324	9	which	which	PRON
hassl-4548	324	10	support	support	VERB
hassl-4548	324	11	the	the	DET
hassl-4548	324	12	null	null	ADJ
hassl-4548	324	13	hypothesis	hypothesis	NOUN
hassl-4548	324	14	that	that	SCONJ
hassl-4548	324	15	there	there	PRON
hassl-4548	324	16	is	be	VERB
hassl-4548	324	17	no	no	DET
hassl-4548	324	18	endogeneity	endogeneity	NOUN
hassl-4548	324	19	.	.	PUNCT
hassl-4548	325	1	in	in	ADP
hassl-4548	325	2	other	other	ADJ
hassl-4548	325	3	words	word	NOUN
hassl-4548	325	4	,	,	PUNCT
hassl-4548	325	5	it	it	PRON
hassl-4548	325	6	suggests	suggest	VERB
hassl-4548	325	7	that	that	SCONJ
hassl-4548	325	8	none	none	NOUN
hassl-4548	325	9	of	of	ADP
hassl-4548	325	10	the	the	DET
hassl-4548	325	11	explaining	explain	VERB
hassl-4548	325	12	endogenous	endogenous	ADJ
hassl-4548	325	13	variables	variable	NOUN
hassl-4548	325	14	are	be	AUX
hassl-4548	325	15	present	present	ADJ
hassl-4548	325	16	.	.	PUNCT
hassl-4548	326	1	we	we	PRON
hassl-4548	326	2	can	can	AUX
hassl-4548	326	3	conclude	conclude	VERB
hassl-4548	326	4	that	that	SCONJ
hassl-4548	326	5	our	our	PRON
hassl-4548	326	6	models	model	NOUN
hassl-4548	326	7	are	be	AUX
hassl-4548	326	8	not	not	PART
hassl-4548	326	9	affected	affect	VERB
hassl-4548	326	10	by	by	ADP
hassl-4548	326	11	endogeneity	endogeneity	NOUN
hassl-4548	326	12	.	.	PUNCT
hassl-4548	327	1	multiple	multiple	ADJ
hassl-4548	327	2	models	model	NOUN
hassl-4548	327	3	were	be	AUX
hassl-4548	327	4	investigated	investigate	VERB
hassl-4548	327	5	in	in	ADP
hassl-4548	327	6	this	this	DET
hassl-4548	327	7	study	study	NOUN
hassl-4548	327	8	to	to	PART
hassl-4548	327	9	ensure	ensure	VERB
hassl-4548	327	10	the	the	DET
hassl-4548	327	11	robustness	robustness	NOUN
hassl-4548	327	12	of	of	ADP
hassl-4548	327	13	our	our	PRON
hassl-4548	327	14	findings	finding	NOUN
hassl-4548	327	15	.	.	PUNCT
hassl-4548	328	1	we	we	PRON
hassl-4548	328	2	examined	examine	VERB
hassl-4548	328	3	liquidity	liquidity	NOUN
hassl-4548	328	4	in	in	ADP
hassl-4548	328	5	banks	bank	NOUN
hassl-4548	328	6	using	use	VERB
hassl-4548	328	7	both	both	CCONJ
hassl-4548	328	8	the	the	DET
hassl-4548	328	9	lcr	lcr	NOUN
hassl-4548	328	10	and	and	CCONJ
hassl-4548	328	11	nsfr	nsfr	ADJ
hassl-4548	328	12	.	.	PUNCT
hassl-4548	329	1	additionally	additionally	ADV
hassl-4548	329	2	,	,	PUNCT
hassl-4548	329	3	financial	financial	ADJ
hassl-4548	329	4	distress	distress	NOUN
hassl-4548	329	5	was	be	AUX
hassl-4548	329	6	assessed	assess	VERB
hassl-4548	329	7	using	use	VERB
hassl-4548	329	8	two	two	NUM
hassl-4548	329	9	variations	variation	NOUN
hassl-4548	329	10	of	of	ADP
hassl-4548	329	11	altman	altman	PROPN
hassl-4548	329	12	’s	’s	PART
hassl-4548	329	13	z	z	NOUN
hassl-4548	329	14	-	-	PUNCT
hassl-4548	329	15	scores	score	NOUN
hassl-4548	329	16	(	(	PUNCT
hassl-4548	329	17	z	z	NOUN
hassl-4548	329	18	-	-	PUNCT
hassl-4548	329	19	score1	score1	PROPN
hassl-4548	329	20	,	,	PUNCT
hassl-4548	329	21	z	z	PROPN
hassl-4548	329	22	-	-	PUNCT
hassl-4548	329	23	score2	score2	PROPN
hassl-4548	329	24	,	,	PUNCT
hassl-4548	329	25	and	and	CCONJ
hassl-4548	329	26	z	z	X
hassl-4548	329	27	-	-	PUNCT
hassl-4548	329	28	score3	score3	NOUN
hassl-4548	329	29	)	)	PUNCT
hassl-4548	329	30	.	.	PUNCT
hassl-4548	330	1	we	we	PRON
hassl-4548	330	2	employed	employ	VERB
hassl-4548	330	3	quantile	quantile	ADJ
hassl-4548	330	4	regression	regression	NOUN
hassl-4548	330	5	and	and	CCONJ
hassl-4548	330	6	quadratic	quadratic	ADJ
hassl-4548	330	7	quantile	quantile	ADJ
hassl-4548	330	8	regression	regression	NOUN
hassl-4548	330	9	methods	method	NOUN
hassl-4548	330	10	to	to	PART
hassl-4548	330	11	explore	explore	VERB
hassl-4548	330	12	the	the	DET
hassl-4548	330	13	influence	influence	NOUN
hassl-4548	330	14	of	of	ADP
hassl-4548	330	15	liquidity	liquidity	NOUN
hassl-4548	330	16	on	on	ADP
hassl-4548	330	17	financial	financial	ADJ
hassl-4548	330	18	distress	distress	NOUN
hassl-4548	330	19	.	.	PUNCT
hassl-4548	331	1	consequently	consequently	ADV
hassl-4548	331	2	,	,	PUNCT
hassl-4548	331	3	results	result	NOUN
hassl-4548	331	4	are	be	AUX
hassl-4548	331	5	robust	robust	ADJ
hassl-4548	331	6	.	.	PUNCT
hassl-4548	332	1	obtained	obtain	VERB
hassl-4548	332	2	coefficients	coefficient	NOUN
hassl-4548	332	3	from	from	ADP
hassl-4548	332	4	quantile	quantile	ADJ
hassl-4548	332	5	regression	regression	NOUN
hassl-4548	332	6	and	and	CCONJ
hassl-4548	332	7	quadratic	quadratic	ADJ
hassl-4548	332	8	quantile	quantile	ADJ
hassl-4548	332	9	regression	regression	NOUN
hassl-4548	332	10	methods	method	NOUN
hassl-4548	332	11	further	far	ADV
hassl-4548	332	12	validated	validate	VERB
hassl-4548	332	13	the	the	DET
hassl-4548	332	14	significance	significance	NOUN
hassl-4548	332	15	of	of	ADP
hassl-4548	332	16	the	the	DET
hassl-4548	332	17	findings	finding	NOUN
hassl-4548	332	18	.	.	PUNCT
hassl-4548	333	1	table	table	NOUN
hassl-4548	333	2	9	9	NUM
hassl-4548	333	3	.	.	PUNCT
hassl-4548	334	1	endogeneity	endogeneity	NOUN
hassl-4548	334	2	.	.	PUNCT
hassl-4548	335	1	model	model	NOUN
hassl-4548	335	2	1	1	NUM
hassl-4548	335	3	model	model	NOUN
hassl-4548	335	4	2	2	NUM
hassl-4548	335	5	model	model	NOUN
hassl-4548	335	6	3	3	NUM
hassl-4548	335	7	model	model	NOUN
hassl-4548	335	8	4	4	NUM
hassl-4548	335	9	model	model	NOUN
hassl-4548	335	10	5	5	NUM
hassl-4548	335	11	model	model	NOUN
hassl-4548	335	12	6	6	NUM
hassl-4548	335	13	durbin	durbin	NOUN
hassl-4548	335	14	chi-2	chi-2	ADP
hassl-4548	335	15	0.348	0.348	NUM
hassl-4548	335	16	(	(	PUNCT
hassl-4548	335	17	0.554	0.554	NUM
hassl-4548	335	18	)	)	PUNCT
hassl-4548	335	19	0.263	0.263	NUM
hassl-4548	335	20	(	(	PUNCT
hassl-4548	335	21	0.607	0.607	NUM
hassl-4548	335	22	)	)	PUNCT
hassl-4548	335	23	0.065	0.065	NUM
hassl-4548	335	24	(	(	PUNCT
hassl-4548	335	25	0.798	0.798	NUM
hassl-4548	335	26	)	)	PUNCT
hassl-4548	335	27	0.078	0.078	NUM
hassl-4548	335	28	(	(	PUNCT
hassl-4548	335	29	0.779	0.779	NUM
hassl-4548	335	30	)	)	PUNCT
hassl-4548	335	31	0.009	0.009	NUM
hassl-4548	335	32	(	(	PUNCT
hassl-4548	335	33	0.924	0.924	NUM
hassl-4548	335	34	)	)	PUNCT
hassl-4548	335	35	0.000	0.000	NUM
hassl-4548	335	36	(	(	PUNCT
hassl-4548	335	37	0.999	0.999	NUM
hassl-4548	335	38	)	)	PUNCT
hassl-4548	335	39	wu	wu	PROPN
hassl-4548	335	40	-	-	PUNCT
hassl-4548	335	41	hausman	hausman	PROPN
hassl-4548	335	42	test	test	NOUN
hassl-4548	335	43	0.340	0.340	NUM
hassl-4548	335	44	(	(	PUNCT
hassl-4548	335	45	0.560	0.560	NUM
hassl-4548	335	46	)	)	PUNCT
hassl-4548	335	47	0.256	0.256	NUM
hassl-4548	335	48	(	(	PUNCT
hassl-4548	335	49	0.612	0.612	NUM
hassl-4548	335	50	)	)	PUNCT
hassl-4548	335	51	0.063	0.063	NUM
hassl-4548	335	52	(	(	PUNCT
hassl-4548	335	53	0.801	0.801	NUM
hassl-4548	335	54	)	)	PUNCT
hassl-4548	335	55	0.076	0.076	NUM
hassl-4548	335	56	(	(	PUNCT
hassl-4548	335	57	0.782	0.782	NUM
hassl-4548	335	58	)	)	PUNCT
hassl-4548	335	59	0.008	0.008	NUM
hassl-4548	335	60	(	(	PUNCT
hassl-4548	335	61	0.925	0.925	NUM
hassl-4548	335	62	)	)	PUNCT
hassl-4548	335	63	0.000	0.000	NUM
hassl-4548	335	64	(	(	PUNCT
hassl-4548	335	65	0.999	0.999	NUM
hassl-4548	335	66	)	)	PUNCT
hassl-4548	335	67	note	note	NOUN
hassl-4548	335	68	:	:	PUNCT
hassl-4548	335	69	the	the	DET
hassl-4548	335	70	value	value	NOUN
hassl-4548	335	71	in	in	ADP
hassl-4548	335	72	the	the	DET
hassl-4548	335	73	parenthesis	parenthesis	NOUN
hassl-4548	335	74	is	be	AUX
hassl-4548	335	75	the	the	DET
hassl-4548	335	76	p	p	NOUN
hassl-4548	335	77	-	-	PUNCT
hassl-4548	335	78	value	value	NOUN
hassl-4548	335	79	.	.	PUNCT
hassl-4548	336	1	5	5	X
hassl-4548	336	2	.	.	X
hassl-4548	336	3	discussion	discussion	NOUN
hassl-4548	336	4	5.1	5.1	NUM
hassl-4548	336	5	.	.	PUNCT
hassl-4548	337	1	hypothesis	hypothesis	NOUN
hassl-4548	337	2	testing	test	VERB
hassl-4548	337	3	the	the	DET
hassl-4548	337	4	basel	basel	PROPN
hassl-4548	337	5	iii	iii	PROPN
hassl-4548	337	6	regulatory	regulatory	ADJ
hassl-4548	337	7	framework	framework	NOUN
hassl-4548	337	8	introduced	introduce	VERB
hassl-4548	337	9	the	the	DET
hassl-4548	337	10	liquidity	liquidity	NOUN
hassl-4548	337	11	coverage	coverage	NOUN
hassl-4548	337	12	ratio	ratio	NOUN
hassl-4548	337	13	and	and	CCONJ
hassl-4548	337	14	the	the	DET
hassl-4548	337	15	net	net	ADJ
hassl-4548	337	16	stable	stable	ADJ
hassl-4548	337	17	funding	funding	NOUN
hassl-4548	337	18	ratio	ratio	NOUN
hassl-4548	337	19	as	as	ADP
hassl-4548	337	20	critical	critical	ADJ
hassl-4548	337	21	measures	measure	NOUN
hassl-4548	337	22	to	to	PART
hassl-4548	337	23	enhance	enhance	VERB
hassl-4548	337	24	banking	banking	NOUN
hassl-4548	337	25	stability	stability	NOUN
hassl-4548	337	26	.	.	PUNCT
hassl-4548	338	1	these	these	DET
hassl-4548	338	2	ratios	ratio	NOUN
hassl-4548	338	3	aim	aim	VERB
hassl-4548	338	4	to	to	PART
hassl-4548	338	5	ensure	ensure	VERB
hassl-4548	338	6	that	that	SCONJ
hassl-4548	338	7	financial	financial	ADJ
hassl-4548	338	8	institutions	institution	NOUN
hassl-4548	338	9	maintain	maintain	VERB
hassl-4548	338	10	sufficient	sufficient	ADJ
hassl-4548	338	11	liquidity	liquidity	NOUN
hassl-4548	338	12	to	to	PART
hassl-4548	338	13	withstand	withstand	VERB
hassl-4548	338	14	short	short	ADJ
hassl-4548	338	15	-	-	PUNCT
hassl-4548	338	16	term	term	NOUN
hassl-4548	338	17	stress	stress	NOUN
hassl-4548	338	18	and	and	CCONJ
hassl-4548	338	19	promote	promote	VERB
hassl-4548	338	20	long	long	ADJ
hassl-4548	338	21	-	-	PUNCT
hassl-4548	338	22	term	term	NOUN
hassl-4548	338	23	funding	funding	NOUN
hassl-4548	338	24	stability	stability	NOUN
hassl-4548	338	25	.	.	PUNCT
hassl-4548	339	1	this	this	DET
hassl-4548	339	2	study	study	NOUN
hassl-4548	339	3	examines	examine	VERB
hassl-4548	339	4	the	the	DET
hassl-4548	339	5	impact	impact	NOUN
hassl-4548	339	6	of	of	ADP
hassl-4548	339	7	lcr	lcr	NOUN
hassl-4548	339	8	and	and	CCONJ
hassl-4548	339	9	nsfr	nsfr	ADJ
hassl-4548	339	10	on	on	ADP
hassl-4548	339	11	banks	bank	NOUN
hassl-4548	339	12	'	'	PART
hassl-4548	339	13	distress	distress	NOUN
hassl-4548	339	14	levels	level	NOUN
hassl-4548	339	15	and	and	CCONJ
hassl-4548	339	16	stability	stability	NOUN
hassl-4548	339	17	.	.	PUNCT
hassl-4548	340	1	the	the	DET
hassl-4548	340	2	findings	finding	NOUN
hassl-4548	340	3	from	from	ADP
hassl-4548	340	4	this	this	DET
hassl-4548	340	5	study	study	NOUN
hassl-4548	340	6	indicate	indicate	VERB
hassl-4548	340	7	a	a	DET
hassl-4548	340	8	negative	negative	ADJ
hassl-4548	340	9	significance	significance	NOUN
hassl-4548	340	10	of	of	ADP
hassl-4548	340	11	lcr	lcr	NOUN
hassl-4548	340	12	on	on	ADP
hassl-4548	340	13	bank	bank	NOUN
hassl-4548	340	14	stability	stability	NOUN
hassl-4548	340	15	.	.	PUNCT
hassl-4548	341	1	initially	initially	ADV
hassl-4548	341	2	,	,	PUNCT
hassl-4548	341	3	a	a	DET
hassl-4548	341	4	higher	high	ADJ
hassl-4548	341	5	lcr	lcr	NOUN
hassl-4548	341	6	contributes	contribute	VERB
hassl-4548	341	7	positively	positively	ADV
hassl-4548	341	8	to	to	ADP
hassl-4548	341	9	liquidity	liquidity	NOUN
hassl-4548	341	10	management	management	NOUN
hassl-4548	341	11	by	by	ADP
hassl-4548	341	12	ensuring	ensure	VERB
hassl-4548	341	13	that	that	SCONJ
hassl-4548	341	14	banks	bank	NOUN
hassl-4548	341	15	are	be	AUX
hassl-4548	341	16	prepared	prepare	VERB
hassl-4548	341	17	for	for	ADP
hassl-4548	341	18	short	short	ADJ
hassl-4548	341	19	-	-	PUNCT
hassl-4548	341	20	term	term	NOUN
hassl-4548	341	21	obligations	obligation	NOUN
hassl-4548	341	22	.	.	PUNCT
hassl-4548	342	1	however	however	ADV
hassl-4548	342	2	,	,	PUNCT
hassl-4548	342	3	beyond	beyond	ADP
hassl-4548	342	4	a	a	DET
hassl-4548	342	5	certain	certain	ADJ
hassl-4548	342	6	point	point	NOUN
hassl-4548	342	7	,	,	PUNCT
hassl-4548	342	8	an	an	DET
hassl-4548	342	9	excessively	excessively	ADV
hassl-4548	342	10	high	high	ADJ
hassl-4548	342	11	lcr	lcr	NOUN
hassl-4548	342	12	can	can	AUX
hassl-4548	342	13	increase	increase	VERB
hassl-4548	342	14	banks	bank	NOUN
hassl-4548	342	15	'	'	PART
hassl-4548	342	16	distress	distress	NOUN
hassl-4548	342	17	levels	level	NOUN
hassl-4548	342	18	.	.	PUNCT
hassl-4548	343	1	therefore	therefore	ADV
hassl-4548	343	2	,	,	PUNCT
hassl-4548	343	3	the	the	DET
hassl-4548	343	4	first	first	ADJ
hassl-4548	343	5	hypothesis	hypothesis	NOUN
hassl-4548	343	6	,	,	PUNCT
hassl-4548	343	7	that	that	PRON
hassl-4548	343	8	lcr	lcr	NOUN
hassl-4548	343	9	significantly	significantly	ADV
hassl-4548	343	10	improves	improve	VERB
hassl-4548	343	11	bank	bank	NOUN
hassl-4548	343	12	stability	stability	NOUN
hassl-4548	343	13	is	be	AUX
hassl-4548	343	14	only	only	ADV
hassl-4548	343	15	partially	partially	ADV
hassl-4548	343	16	accepted	accept	VERB
hassl-4548	343	17	.	.	PUNCT
hassl-4548	344	1	this	this	DET
hassl-4548	344	2	outcome	outcome	NOUN
hassl-4548	344	3	suggests	suggest	VERB
hassl-4548	344	4	that	that	SCONJ
hassl-4548	344	5	while	while	SCONJ
hassl-4548	344	6	maintaining	maintain	VERB
hassl-4548	344	7	a	a	DET
hassl-4548	344	8	robust	robust	ADJ
hassl-4548	344	9	liquidity	liquidity	NOUN
hassl-4548	344	10	buffer	buffer	NOUN
hassl-4548	344	11	is	be	AUX
hassl-4548	344	12	essential	essential	ADJ
hassl-4548	344	13	,	,	PUNCT
hassl-4548	344	14	an	an	DET
hassl-4548	344	15	overly	overly	ADV
hassl-4548	344	16	conservative	conservative	ADJ
hassl-4548	344	17	approach	approach	NOUN
hassl-4548	344	18	can	can	AUX
hassl-4548	344	19	result	result	VERB
hassl-4548	344	20	in	in	ADP
hassl-4548	344	21	inefficient	inefficient	ADJ
hassl-4548	344	22	capital	capital	NOUN
hassl-4548	344	23	allocation	allocation	NOUN
hassl-4548	344	24	,	,	PUNCT
hassl-4548	344	25	reduced	reduce	VERB
hassl-4548	344	26	profitability	profitability	NOUN
hassl-4548	344	27	,	,	PUNCT
hassl-4548	344	28	and	and	CCONJ
hassl-4548	344	29	heightened	heighten	VERB
hassl-4548	344	30	operational	operational	ADJ
hassl-4548	344	31	stress	stress	NOUN
hassl-4548	344	32	.	.	PUNCT
hassl-4548	345	1	on	on	ADP
hassl-4548	345	2	the	the	DET
hassl-4548	345	3	other	other	ADJ
hassl-4548	345	4	hand	hand	NOUN
hassl-4548	345	5	,	,	PUNCT
hassl-4548	345	6	nsfr	nsfr	ADV
hassl-4548	345	7	initially	initially	ADV
hassl-4548	345	8	increases	increase	VERB
hassl-4548	345	9	stress	stress	ADJ
hassl-4548	345	10	levels	level	NOUN
hassl-4548	345	11	up	up	ADP
hassl-4548	345	12	to	to	ADP
hassl-4548	345	13	a	a	DET
hassl-4548	345	14	certain	certain	ADJ
hassl-4548	345	15	threshold	threshold	NOUN
hassl-4548	345	16	.	.	PUNCT
hassl-4548	346	1	this	this	DET
hassl-4548	346	2	initial	initial	ADJ
hassl-4548	346	3	increase	increase	NOUN
hassl-4548	346	4	in	in	ADP
hassl-4548	346	5	stress	stress	NOUN
hassl-4548	346	6	can	can	AUX
hassl-4548	346	7	be	be	AUX
hassl-4548	346	8	attributed	attribute	VERB
hassl-4548	346	9	to	to	ADP
hassl-4548	346	10	the	the	DET
hassl-4548	346	11	adjustments	adjustment	NOUN
hassl-4548	346	12	banks	bank	NOUN
hassl-4548	346	13	must	must	AUX
hassl-4548	346	14	make	make	VERB
hassl-4548	346	15	to	to	PART
hassl-4548	346	16	align	align	VERB
hassl-4548	346	17	their	their	PRON
hassl-4548	346	18	funding	funding	NOUN
hassl-4548	346	19	structures	structure	NOUN
hassl-4548	346	20	with	with	ADP
hassl-4548	346	21	regulatory	regulatory	ADJ
hassl-4548	346	22	requirements	requirement	NOUN
hassl-4548	346	23	.	.	PUNCT
hassl-4548	347	1	once	once	ADV
hassl-4548	347	2	this	this	DET
hassl-4548	347	3	threshold	threshold	NOUN
hassl-4548	347	4	is	be	AUX
hassl-4548	347	5	surpassed	surpass	VERB
hassl-4548	347	6	,	,	PUNCT
hassl-4548	347	7	the	the	DET
hassl-4548	347	8	nsfr	nsfr	NOUN
hassl-4548	347	9	significantly	significantly	ADV
hassl-4548	347	10	improves	improve	VERB
hassl-4548	347	11	stability	stability	NOUN
hassl-4548	347	12	and	and	CCONJ
hassl-4548	347	13	reduces	reduce	VERB
hassl-4548	347	14	stress	stress	NOUN
hassl-4548	347	15	levels	level	NOUN
hassl-4548	347	16	.	.	PUNCT
hassl-4548	348	1	hence	hence	ADV
hassl-4548	348	2	,	,	PUNCT
hassl-4548	348	3	the	the	DET
hassl-4548	348	4	second	second	ADJ
hassl-4548	348	5	hypothesis	hypothesis	NOUN
hassl-4548	348	6	state	state	NOUN
hassl-4548	348	7	that	that	PRON
hassl-4548	348	8	nsfr	nsfr	ADV
hassl-4548	348	9	significantly	significantly	ADV
hassl-4548	348	10	reduces	reduce	VERB
hassl-4548	348	11	bank	bank	NOUN
hassl-4548	348	12	distress	distress	NOUN
hassl-4548	348	13	over	over	ADP
hassl-4548	348	14	the	the	DET
hassl-4548	348	15	long	long	ADJ
hassl-4548	348	16	term	term	NOUN
hassl-4548	348	17	is	be	AUX
hassl-4548	348	18	accepted	accept	VERB
hassl-4548	348	19	.	.	PUNCT
hassl-4548	349	1	this	this	DET
hassl-4548	349	2	stabilisation	stabilisation	NOUN
hassl-4548	349	3	effect	effect	NOUN
hassl-4548	349	4	underscores	underscore	VERB
hassl-4548	349	5	the	the	DET
hassl-4548	349	6	long	long	ADJ
hassl-4548	349	7	-	-	PUNCT
hassl-4548	349	8	term	term	NOUN
hassl-4548	349	9	benefits	benefit	NOUN
hassl-4548	349	10	of	of	ADP
hassl-4548	349	11	maintaining	maintain	VERB
hassl-4548	349	12	a	a	DET
hassl-4548	349	13	balanced	balanced	ADJ
hassl-4548	349	14	funding	funding	NOUN
hassl-4548	349	15	structure	structure	NOUN
hassl-4548	349	16	,	,	PUNCT
hassl-4548	349	17	enhancing	enhance	VERB
hassl-4548	349	18	the	the	DET
hassl-4548	349	19	bank	bank	NOUN
hassl-4548	349	20	's	's	PART
hassl-4548	349	21	ability	ability	NOUN
hassl-4548	349	22	to	to	PART
hassl-4548	349	23	withstand	withstand	VERB
hassl-4548	349	24	financial	financial	ADJ
hassl-4548	349	25	shocks	shock	NOUN
hassl-4548	349	26	and	and	CCONJ
hassl-4548	349	27	promoting	promote	VERB
hassl-4548	349	28	sustainable	sustainable	ADJ
hassl-4548	349	29	growth	growth	NOUN
hassl-4548	349	30	.	.	PUNCT
hassl-4548	350	1	mariscal	mariscal	ADJ
hassl-4548	350	2	-	-	PUNCT
hassl-4548	350	3	cáceres	cácere	NOUN
hassl-4548	350	4	et	et	PROPN
hassl-4548	350	5	al	al	PROPN
hassl-4548	350	6	.	.	PUNCT
hassl-4548	350	7	(	(	PUNCT
hassl-4548	350	8	2024	2024	NUM
hassl-4548	350	9	)	)	PUNCT
hassl-4548	350	10	;	;	PUNCT
hassl-4548	350	11	susanti	susanti	ADJ
hassl-4548	350	12	and	and	CCONJ
hassl-4548	350	13	takarini	takarini	PROPN
hassl-4548	350	14	(	(	PUNCT
hassl-4548	350	15	2022	2022	NUM
hassl-4548	350	16	)	)	PUNCT
hassl-4548	350	17	;	;	PUNCT
hassl-4548	350	18	yuriani	yuriani	NOUN
hassl-4548	350	19	et	et	PROPN
hassl-4548	350	20	al	al	PROPN
hassl-4548	350	21	.	.	PROPN
hassl-4548	350	22	(	(	PUNCT
hassl-4548	350	23	2020	2020	NUM
hassl-4548	350	24	)	)	PUNCT
hassl-4548	350	25	and	and	CCONJ
hassl-4548	350	26	wei	wei	PROPN
hassl-4548	350	27	et	et	PROPN
hassl-4548	350	28	al	al	PROPN
hassl-4548	350	29	.	.	PROPN
hassl-4548	351	1	(	(	PUNCT
hassl-4548	351	2	2017	2017	NUM
hassl-4548	351	3	)	)	PUNCT
hassl-4548	351	4	find	find	VERB
hassl-4548	351	5	that	that	SCONJ
hassl-4548	351	6	liquidity	liquidity	NOUN
hassl-4548	351	7	has	have	VERB
hassl-4548	351	8	a	a	DET
hassl-4548	351	9	positive	positive	ADJ
hassl-4548	351	10	effect	effect	NOUN
hassl-4548	351	11	on	on	ADP
hassl-4548	351	12	financial	financial	ADJ
hassl-4548	351	13	distress	distress	NOUN
hassl-4548	351	14	.	.	PUNCT
hassl-4548	352	1	the	the	DET
hassl-4548	352	2	result	result	NOUN
hassl-4548	352	3	of	of	ADP
hassl-4548	352	4	these	these	DET
hassl-4548	352	5	studies	study	NOUN
hassl-4548	352	6	supports	support	VERB
hassl-4548	352	7	the	the	DET
hassl-4548	352	8	outcome	outcome	NOUN
hassl-4548	352	9	of	of	ADP
hassl-4548	352	10	this	this	DET
hassl-4548	352	11	study	study	NOUN
hassl-4548	352	12	as	as	SCONJ
hassl-4548	352	13	nsfr	nsfr	ADJ
hassl-4548	352	14	positively	positively	ADV
hassl-4548	352	15	affect	affect	VERB
hassl-4548	352	16	the	the	DET
hassl-4548	352	17	nsfr	nsfr	NOUN
hassl-4548	352	18	at	at	ADP
hassl-4548	352	19	a	a	DET
hassl-4548	352	20	higher	high	ADJ
hassl-4548	352	21	level	level	NOUN
hassl-4548	352	22	.	.	PUNCT
hassl-4548	353	1	amanda	amanda	PROPN
hassl-4548	353	2	and	and	CCONJ
hassl-4548	353	3	tasman	tasman	PROPN
hassl-4548	353	4	(	(	PUNCT
hassl-4548	353	5	2019	2019	NUM
hassl-4548	353	6	)	)	PUNCT
hassl-4548	353	7	summarises	summarise	NOUN
hassl-4548	353	8	that	that	SCONJ
hassl-4548	353	9	liquidity	liquidity	NOUN
hassl-4548	353	10	has	have	VERB
hassl-4548	353	11	a	a	DET
hassl-4548	353	12	minimal	minimal	ADJ
hassl-4548	353	13	negative	negative	ADJ
hassl-4548	353	14	impact	impact	NOUN
hassl-4548	353	15	on	on	ADP
hassl-4548	353	16	financial	financial	ADJ
hassl-4548	353	17	distress	distress	NOUN
hassl-4548	353	18	which	which	PRON
hassl-4548	353	19	supports	support	VERB
hassl-4548	353	20	the	the	DET
hassl-4548	353	21	finding	finding	NOUN
hassl-4548	353	22	of	of	ADP
hassl-4548	353	23	this	this	DET
hassl-4548	353	24	study	study	NOUN
hassl-4548	353	25	as	as	SCONJ
hassl-4548	353	26	lcr	lcr	PROPN
hassl-4548	353	27	affects	affect	VERB
hassl-4548	353	28	the	the	DET
hassl-4548	353	29	distress	distress	NOUN
hassl-4548	353	30	level	level	NOUN
hassl-4548	353	31	humanities	humanity	NOUN
hassl-4548	353	32	and	and	CCONJ
hassl-4548	353	33	social	social	ADJ
hassl-4548	353	34	sciences	science	NOUN
hassl-4548	353	35	letters	letter	NOUN
hassl-4548	353	36	,	,	PUNCT
hassl-4548	353	37	2025	2025	NUM
hassl-4548	353	38	,	,	PUNCT
hassl-4548	353	39	14(1	14(1	NUM
hassl-4548	353	40	):	):	PUNCT
hassl-4548	353	41	44	44	NUM
hassl-4548	353	42	-	-	SYM
hassl-4548	353	43	58	58	NUM
hassl-4548	353	44	54	54	NUM
hassl-4548	353	45	©	©	PROPN
hassl-4548	353	46	2026	2026	NUM
hassl-4548	353	47	conscientia	conscientia	PROPN
hassl-4548	353	48	beam	beam	PROPN
hassl-4548	353	49	.	.	PUNCT
hassl-4548	354	1	all	all	DET
hassl-4548	354	2	rights	right	NOUN
hassl-4548	354	3	reserved	reserve	VERB
hassl-4548	354	4	.	.	PUNCT
hassl-4548	355	1	of	of	ADP
hassl-4548	355	2	banks	bank	NOUN
hassl-4548	355	3	.	.	PUNCT
hassl-4548	356	1	other	other	ADJ
hassl-4548	356	2	studies	study	NOUN
hassl-4548	356	3	state	state	VERB
hassl-4548	356	4	that	that	SCONJ
hassl-4548	356	5	liquidity	liquidity	NOUN
hassl-4548	356	6	does	do	AUX
hassl-4548	356	7	not	not	PART
hassl-4548	356	8	impact	impact	VERB
hassl-4548	356	9	financial	financial	ADJ
hassl-4548	356	10	distress	distress	NOUN
hassl-4548	356	11	(	(	PUNCT
hassl-4548	356	12	antoniawati	antoniawati	PROPN
hassl-4548	356	13	&	&	CCONJ
hassl-4548	356	14	purwohandoko	purwohandoko	PROPN
hassl-4548	356	15	,	,	PUNCT
hassl-4548	356	16	2022	2022	NUM
hassl-4548	356	17	;	;	PUNCT
hassl-4548	356	18	jannah	jannah	PROPN
hassl-4548	356	19	&	&	CCONJ
hassl-4548	356	20	dhiba	dhiba	PROPN
hassl-4548	356	21	,	,	PUNCT
hassl-4548	356	22	2021	2021	NUM
hassl-4548	356	23	;	;	PUNCT
hassl-4548	356	24	pratiwi	pratiwi	NOUN
hassl-4548	356	25	&	&	CCONJ
hassl-4548	356	26	sudiyatno	sudiyatno	PROPN
hassl-4548	356	27	,	,	PUNCT
hassl-4548	356	28	2022	2022	NUM
hassl-4548	356	29	;	;	PUNCT
hassl-4548	356	30	susilowati	susilowati	NOUN
hassl-4548	356	31	et	et	PROPN
hassl-4548	356	32	al	al	PROPN
hassl-4548	356	33	.	.	PROPN
hassl-4548	356	34	,	,	PUNCT
hassl-4548	356	35	2019	2019	NUM
hassl-4548	356	36	)	)	PUNCT
hassl-4548	357	1	support	support	VERB
hassl-4548	357	2	the	the	DET
hassl-4548	357	3	finding	finding	NOUN
hassl-4548	357	4	that	that	PRON
hassl-4548	357	5	nsfr	nsfr	ADJ
hassl-4548	357	6	and	and	CCONJ
hassl-4548	357	7	lcr	lcr	NOUN
hassl-4548	357	8	have	have	VERB
hassl-4548	357	9	no	no	DET
hassl-4548	357	10	effect	effect	NOUN
hassl-4548	357	11	on	on	ADP
hassl-4548	357	12	the	the	DET
hassl-4548	357	13	distress	distress	NOUN
hassl-4548	357	14	of	of	ADP
hassl-4548	357	15	banks	bank	NOUN
hassl-4548	357	16	at	at	ADP
hassl-4548	357	17	a	a	DET
hassl-4548	357	18	low	low	ADJ
hassl-4548	357	19	level	level	NOUN
hassl-4548	357	20	.	.	PUNCT
hassl-4548	358	1	5.2	5.2	NUM
hassl-4548	358	2	.	.	PUNCT
hassl-4548	358	3	implications	implication	NOUN
hassl-4548	358	4	this	this	DET
hassl-4548	358	5	study	study	NOUN
hassl-4548	358	6	holds	hold	VERB
hassl-4548	358	7	significant	significant	ADJ
hassl-4548	358	8	implications	implication	NOUN
hassl-4548	358	9	for	for	ADP
hassl-4548	358	10	various	various	ADJ
hassl-4548	358	11	aspects	aspect	NOUN
hassl-4548	358	12	of	of	ADP
hassl-4548	358	13	banking	banking	NOUN
hassl-4548	358	14	regulation	regulation	NOUN
hassl-4548	358	15	and	and	CCONJ
hassl-4548	358	16	risk	risk	NOUN
hassl-4548	358	17	management	management	NOUN
hassl-4548	358	18	.	.	PUNCT
hassl-4548	359	1	it	it	PRON
hassl-4548	359	2	highlights	highlight	VERB
hassl-4548	359	3	the	the	DET
hassl-4548	359	4	importance	importance	NOUN
hassl-4548	359	5	of	of	ADP
hassl-4548	359	6	adjusting	adjust	VERB
hassl-4548	359	7	the	the	DET
hassl-4548	359	8	lcr	lcr	NOUN
hassl-4548	359	9	and	and	CCONJ
hassl-4548	359	10	nsfr	nsfr	ADJ
hassl-4548	359	11	requirements	requirement	NOUN
hassl-4548	359	12	to	to	PART
hassl-4548	359	13	balance	balance	VERB
hassl-4548	359	14	short	short	ADJ
hassl-4548	359	15	-	-	PUNCT
hassl-4548	359	16	term	term	NOUN
hassl-4548	359	17	liquidity	liquidity	NOUN
hassl-4548	359	18	needs	need	VERB
hassl-4548	359	19	with	with	ADP
hassl-4548	359	20	long	long	ADJ
hassl-4548	359	21	-	-	PUNCT
hassl-4548	359	22	term	term	NOUN
hassl-4548	359	23	stability	stability	NOUN
hassl-4548	359	24	goals	goal	NOUN
hassl-4548	359	25	.	.	PUNCT
hassl-4548	360	1	when	when	SCONJ
hassl-4548	360	2	designing	design	VERB
hassl-4548	360	3	and	and	CCONJ
hassl-4548	360	4	implementing	implement	VERB
hassl-4548	360	5	liquidity	liquidity	NOUN
hassl-4548	360	6	requirements	requirement	NOUN
hassl-4548	360	7	,	,	PUNCT
hassl-4548	360	8	regulators	regulator	NOUN
hassl-4548	360	9	and	and	CCONJ
hassl-4548	360	10	policymakers	policymaker	NOUN
hassl-4548	360	11	should	should	AUX
hassl-4548	360	12	take	take	VERB
hassl-4548	360	13	into	into	ADP
hassl-4548	360	14	account	account	NOUN
hassl-4548	360	15	the	the	DET
hassl-4548	360	16	threshold	threshold	NOUN
hassl-4548	360	17	effects	effect	NOUN
hassl-4548	360	18	shown	show	VERB
hassl-4548	360	19	in	in	ADP
hassl-4548	360	20	this	this	DET
hassl-4548	360	21	study	study	NOUN
hassl-4548	360	22	to	to	PART
hassl-4548	360	23	prevent	prevent	VERB
hassl-4548	360	24	unforeseen	unforeseen	ADJ
hassl-4548	360	25	outcomes	outcome	NOUN
hassl-4548	360	26	.	.	PUNCT
hassl-4548	361	1	similarly	similarly	ADV
hassl-4548	361	2	,	,	PUNCT
hassl-4548	361	3	banks	bank	NOUN
hassl-4548	361	4	should	should	AUX
hassl-4548	361	5	aim	aim	VERB
hassl-4548	361	6	to	to	PART
hassl-4548	361	7	build	build	VERB
hassl-4548	361	8	the	the	DET
hassl-4548	361	9	right	right	ADJ
hassl-4548	361	10	balance	balance	NOUN
hassl-4548	361	11	between	between	ADP
hassl-4548	361	12	keeping	keep	VERB
hassl-4548	361	13	appropriate	appropriate	ADJ
hassl-4548	361	14	liquidity	liquidity	NOUN
hassl-4548	361	15	buffers	buffer	NOUN
hassl-4548	361	16	and	and	CCONJ
hassl-4548	361	17	efficient	efficient	ADJ
hassl-4548	361	18	capital	capital	NOUN
hassl-4548	361	19	usage	usage	NOUN
hassl-4548	361	20	.	.	PUNCT
hassl-4548	362	1	bank	bank	NOUN
hassl-4548	362	2	managers	manager	NOUN
hassl-4548	362	3	can	can	AUX
hassl-4548	362	4	use	use	VERB
hassl-4548	362	5	the	the	DET
hassl-4548	362	6	findings	finding	NOUN
hassl-4548	362	7	of	of	ADP
hassl-4548	362	8	the	the	DET
hassl-4548	362	9	study	study	NOUN
hassl-4548	362	10	to	to	PART
hassl-4548	362	11	formulate	formulate	VERB
hassl-4548	362	12	liquidity	liquidity	NOUN
hassl-4548	362	13	management	management	NOUN
hassl-4548	362	14	strategies	strategy	NOUN
hassl-4548	362	15	.	.	PUNCT
hassl-4548	363	1	this	this	PRON
hassl-4548	363	2	will	will	AUX
hassl-4548	363	3	help	help	VERB
hassl-4548	363	4	in	in	ADP
hassl-4548	363	5	maintaining	maintain	VERB
hassl-4548	363	6	the	the	DET
hassl-4548	363	7	required	require	VERB
hassl-4548	363	8	levels	level	NOUN
hassl-4548	363	9	of	of	ADP
hassl-4548	363	10	lcr	lcr	NOUN
hassl-4548	363	11	and	and	CCONJ
hassl-4548	363	12	nsfr	nsfr	ADJ
hassl-4548	363	13	to	to	PART
hassl-4548	363	14	reduce	reduce	VERB
hassl-4548	363	15	the	the	DET
hassl-4548	363	16	financial	financial	ADJ
hassl-4548	363	17	distress	distress	NOUN
hassl-4548	363	18	risks	risk	NOUN
hassl-4548	363	19	.	.	PUNCT
hassl-4548	364	1	banks	bank	NOUN
hassl-4548	364	2	can	can	AUX
hassl-4548	364	3	avoid	avoid	VERB
hassl-4548	364	4	financial	financial	ADJ
hassl-4548	364	5	distress	distress	NOUN
hassl-4548	364	6	situations	situation	NOUN
hassl-4548	364	7	with	with	ADP
hassl-4548	364	8	regular	regular	ADJ
hassl-4548	364	9	monitoring	monitoring	NOUN
hassl-4548	364	10	of	of	ADP
hassl-4548	364	11	the	the	DET
hassl-4548	364	12	liquidity	liquidity	NOUN
hassl-4548	364	13	balance	balance	NOUN
hassl-4548	364	14	and	and	CCONJ
hassl-4548	364	15	following	follow	VERB
hassl-4548	364	16	the	the	DET
hassl-4548	364	17	regulatory	regulatory	ADJ
hassl-4548	364	18	norms	norm	NOUN
hassl-4548	364	19	.	.	PUNCT
hassl-4548	365	1	reviews	review	NOUN
hassl-4548	365	2	and	and	CCONJ
hassl-4548	365	3	adjustments	adjustment	NOUN
hassl-4548	365	4	of	of	ADP
hassl-4548	365	5	liquidity	liquidity	NOUN
hassl-4548	365	6	plans	plan	NOUN
hassl-4548	365	7	are	be	AUX
hassl-4548	365	8	regularly	regularly	ADV
hassl-4548	365	9	necessary	necessary	ADJ
hassl-4548	365	10	to	to	PART
hassl-4548	365	11	ensure	ensure	VERB
hassl-4548	365	12	the	the	DET
hassl-4548	365	13	good	good	ADJ
hassl-4548	365	14	financial	financial	ADJ
hassl-4548	365	15	health	health	NOUN
hassl-4548	365	16	of	of	ADP
hassl-4548	365	17	the	the	DET
hassl-4548	365	18	bank	bank	NOUN
hassl-4548	365	19	in	in	ADP
hassl-4548	365	20	any	any	DET
hassl-4548	365	21	market	market	NOUN
hassl-4548	365	22	scenario	scenario	NOUN
hassl-4548	365	23	.	.	PUNCT
hassl-4548	366	1	the	the	DET
hassl-4548	366	2	stakeholders	stakeholder	NOUN
hassl-4548	366	3	and	and	CCONJ
hassl-4548	366	4	investors	investor	NOUN
hassl-4548	366	5	will	will	AUX
hassl-4548	366	6	benefit	benefit	VERB
hassl-4548	366	7	,	,	PUNCT
hassl-4548	366	8	helping	help	VERB
hassl-4548	366	9	them	they	PRON
hassl-4548	366	10	towards	towards	ADP
hassl-4548	366	11	investment	investment	NOUN
hassl-4548	366	12	decisions	decision	NOUN
hassl-4548	366	13	with	with	ADP
hassl-4548	366	14	improved	improved	ADJ
hassl-4548	366	15	transparency	transparency	NOUN
hassl-4548	366	16	and	and	CCONJ
hassl-4548	366	17	risk	risk	NOUN
hassl-4548	366	18	management	management	NOUN
hassl-4548	366	19	tools	tool	NOUN
hassl-4548	366	20	.	.	PUNCT
hassl-4548	367	1	investors	investor	NOUN
hassl-4548	367	2	should	should	AUX
hassl-4548	367	3	consider	consider	VERB
hassl-4548	367	4	the	the	DET
hassl-4548	367	5	liquidity	liquidity	NOUN
hassl-4548	367	6	measures	measure	NOUN
hassl-4548	367	7	lcr	lcr	NOUN
hassl-4548	367	8	and	and	CCONJ
hassl-4548	367	9	nsfr	nsfr	ADJ
hassl-4548	367	10	over	over	ADP
hassl-4548	367	11	the	the	DET
hassl-4548	367	12	traditional	traditional	ADJ
hassl-4548	367	13	financial	financial	ADJ
hassl-4548	367	14	measurement	measurement	NOUN
hassl-4548	367	15	factors	factor	NOUN
hassl-4548	367	16	while	while	SCONJ
hassl-4548	367	17	evaluating	evaluate	VERB
hassl-4548	367	18	the	the	DET
hassl-4548	367	19	bank	bank	NOUN
hassl-4548	367	20	stocks	stock	NOUN
hassl-4548	367	21	.	.	PUNCT
hassl-4548	368	1	banks	bank	NOUN
hassl-4548	368	2	with	with	ADP
hassl-4548	368	3	a	a	DET
hassl-4548	368	4	balanced	balanced	ADJ
hassl-4548	368	5	liquidity	liquidity	NOUN
hassl-4548	368	6	management	management	NOUN
hassl-4548	368	7	approach	approach	NOUN
hassl-4548	368	8	are	be	AUX
hassl-4548	368	9	likely	likely	ADJ
hassl-4548	368	10	to	to	PART
hassl-4548	368	11	remain	remain	VERB
hassl-4548	368	12	more	more	ADV
hassl-4548	368	13	stable	stable	ADJ
hassl-4548	368	14	in	in	ADP
hassl-4548	368	15	varied	varied	ADJ
hassl-4548	368	16	market	market	NOUN
hassl-4548	368	17	scenarios	scenario	NOUN
hassl-4548	368	18	and	and	CCONJ
hassl-4548	368	19	less	less	ADV
hassl-4548	368	20	prone	prone	ADJ
hassl-4548	368	21	to	to	ADP
hassl-4548	368	22	financial	financial	ADJ
hassl-4548	368	23	distress	distress	NOUN
hassl-4548	368	24	situations	situation	NOUN
hassl-4548	368	25	.	.	PUNCT
hassl-4548	369	1	for	for	ADP
hassl-4548	369	2	investors	investor	NOUN
hassl-4548	369	3	and	and	CCONJ
hassl-4548	369	4	depositors	depositor	NOUN
hassl-4548	369	5	,	,	PUNCT
hassl-4548	369	6	banks	bank	NOUN
hassl-4548	369	7	with	with	ADP
hassl-4548	369	8	a	a	DET
hassl-4548	369	9	balanced	balanced	ADJ
hassl-4548	369	10	liquidity	liquidity	NOUN
hassl-4548	369	11	ratio	ratio	NOUN
hassl-4548	369	12	can	can	AUX
hassl-4548	369	13	be	be	AUX
hassl-4548	369	14	considered	consider	VERB
hassl-4548	369	15	as	as	SCONJ
hassl-4548	369	16	they	they	PRON
hassl-4548	369	17	will	will	AUX
hassl-4548	369	18	be	be	AUX
hassl-4548	369	19	capable	capable	ADJ
hassl-4548	369	20	of	of	ADP
hassl-4548	369	21	meeting	meet	VERB
hassl-4548	369	22	short	short	ADJ
hassl-4548	369	23	-	-	PUNCT
hassl-4548	369	24	term	term	NOUN
hassl-4548	369	25	financial	financial	ADJ
hassl-4548	369	26	needs	need	NOUN
hassl-4548	369	27	.	.	PUNCT
hassl-4548	370	1	analysts	analyst	NOUN
hassl-4548	370	2	can	can	AUX
hassl-4548	370	3	use	use	VERB
hassl-4548	370	4	the	the	DET
hassl-4548	370	5	study	study	NOUN
hassl-4548	370	6	’s	’s	PART
hassl-4548	370	7	findings	finding	NOUN
hassl-4548	370	8	and	and	CCONJ
hassl-4548	370	9	methodology	methodology	NOUN
hassl-4548	370	10	to	to	PART
hassl-4548	370	11	improvise	improvise	VERB
hassl-4548	370	12	their	their	PRON
hassl-4548	370	13	bank	bank	NOUN
hassl-4548	370	14	stability	stability	NOUN
hassl-4548	370	15	and	and	CCONJ
hassl-4548	370	16	prediction	prediction	NOUN
hassl-4548	370	17	models	model	NOUN
hassl-4548	370	18	.	.	PUNCT
hassl-4548	371	1	policymakers	policymaker	NOUN
hassl-4548	371	2	and	and	CCONJ
hassl-4548	371	3	regulators	regulator	NOUN
hassl-4548	371	4	can	can	AUX
hassl-4548	371	5	get	get	VERB
hassl-4548	371	6	in	in	ADP
hassl-4548	371	7	-	-	PUNCT
hassl-4548	371	8	depth	depth	NOUN
hassl-4548	371	9	insights	insight	NOUN
hassl-4548	371	10	into	into	ADP
hassl-4548	371	11	effective	effective	ADJ
hassl-4548	371	12	liquidity	liquidity	NOUN
hassl-4548	371	13	management	management	NOUN
hassl-4548	371	14	strategies	strategy	NOUN
hassl-4548	371	15	to	to	PART
hassl-4548	371	16	contribute	contribute	VERB
hassl-4548	371	17	towards	towards	ADP
hassl-4548	371	18	the	the	DET
hassl-4548	371	19	overall	overall	ADJ
hassl-4548	371	20	financial	financial	ADJ
hassl-4548	371	21	system	system	NOUN
hassl-4548	371	22	stability	stability	NOUN
hassl-4548	371	23	.	.	PUNCT
hassl-4548	372	1	policymakers	policymaker	NOUN
hassl-4548	372	2	should	should	AUX
hassl-4548	372	3	also	also	ADV
hassl-4548	372	4	promote	promote	VERB
hassl-4548	372	5	regulations	regulation	NOUN
hassl-4548	372	6	that	that	PRON
hassl-4548	372	7	require	require	VERB
hassl-4548	372	8	accurate	accurate	ADJ
hassl-4548	372	9	disclosure	disclosure	NOUN
hassl-4548	372	10	of	of	ADP
hassl-4548	372	11	liquidity	liquidity	NOUN
hassl-4548	372	12	conditions	condition	NOUN
hassl-4548	372	13	and	and	CCONJ
hassl-4548	372	14	financial	financial	ADJ
hassl-4548	372	15	health	health	NOUN
hassl-4548	372	16	metrics	metric	NOUN
hassl-4548	372	17	.	.	PUNCT
hassl-4548	373	1	this	this	PRON
hassl-4548	373	2	can	can	AUX
hassl-4548	373	3	also	also	ADV
hassl-4548	373	4	improve	improve	VERB
hassl-4548	373	5	market	market	NOUN
hassl-4548	373	6	discipline	discipline	NOUN
hassl-4548	373	7	and	and	CCONJ
hassl-4548	373	8	investor	investor	NOUN
hassl-4548	373	9	confidence	confidence	NOUN
hassl-4548	373	10	.	.	PUNCT
hassl-4548	374	1	the	the	DET
hassl-4548	374	2	study	study	NOUN
hassl-4548	374	3	significantly	significantly	ADV
hassl-4548	374	4	contributes	contribute	VERB
hassl-4548	374	5	to	to	PART
hassl-4548	374	6	inform	inform	VERB
hassl-4548	374	7	decision	decision	NOUN
hassl-4548	374	8	-	-	PUNCT
hassl-4548	374	9	making	making	NOUN
hassl-4548	374	10	,	,	PUNCT
hassl-4548	374	11	risk	risk	NOUN
hassl-4548	374	12	mitigation	mitigation	NOUN
hassl-4548	374	13	,	,	PUNCT
hassl-4548	374	14	and	and	CCONJ
hassl-4548	374	15	regulatory	regulatory	ADJ
hassl-4548	374	16	improvements	improvement	NOUN
hassl-4548	374	17	in	in	ADP
hassl-4548	374	18	the	the	DET
hassl-4548	374	19	banking	banking	NOUN
hassl-4548	374	20	sector	sector	NOUN
hassl-4548	374	21	.	.	PUNCT
hassl-4548	375	1	6	6	X
hassl-4548	375	2	.	.	X
hassl-4548	375	3	conclusion	conclusion	NOUN
hassl-4548	375	4	this	this	DET
hassl-4548	375	5	study	study	NOUN
hassl-4548	375	6	aimed	aim	VERB
hassl-4548	375	7	to	to	PART
hassl-4548	375	8	examine	examine	VERB
hassl-4548	375	9	the	the	DET
hassl-4548	375	10	effects	effect	NOUN
hassl-4548	375	11	of	of	ADP
hassl-4548	375	12	the	the	DET
hassl-4548	375	13	lcr	lcr	NOUN
hassl-4548	375	14	and	and	CCONJ
hassl-4548	375	15	nsfr	nsfr	ADJ
hassl-4548	375	16	on	on	ADP
hassl-4548	375	17	bank	bank	NOUN
hassl-4548	375	18	stability	stability	NOUN
hassl-4548	375	19	.	.	PUNCT
hassl-4548	376	1	the	the	DET
hassl-4548	376	2	most	most	ADV
hassl-4548	376	3	important	important	ADJ
hassl-4548	376	4	findings	finding	NOUN
hassl-4548	376	5	reveal	reveal	VERB
hassl-4548	376	6	that	that	SCONJ
hassl-4548	376	7	lcr	lcr	NOUN
hassl-4548	376	8	boosts	boost	VERB
hassl-4548	376	9	short	short	ADJ
hassl-4548	376	10	-	-	PUNCT
hassl-4548	376	11	term	term	NOUN
hassl-4548	376	12	liquidity	liquidity	NOUN
hassl-4548	376	13	while	while	SCONJ
hassl-4548	376	14	excessive	excessive	ADJ
hassl-4548	376	15	levels	level	NOUN
hassl-4548	376	16	can	can	AUX
hassl-4548	376	17	increase	increase	VERB
hassl-4548	376	18	bank	bank	NOUN
hassl-4548	376	19	distress	distress	NOUN
hassl-4548	376	20	.	.	PUNCT
hassl-4548	377	1	on	on	ADP
hassl-4548	377	2	the	the	DET
hassl-4548	377	3	other	other	ADJ
hassl-4548	377	4	hand	hand	NOUN
hassl-4548	377	5	,	,	PUNCT
hassl-4548	377	6	nsfr	nsfr	ADV
hassl-4548	377	7	initially	initially	ADV
hassl-4548	377	8	raises	raise	VERB
hassl-4548	377	9	stress	stress	NOUN
hassl-4548	377	10	but	but	CCONJ
hassl-4548	377	11	enhances	enhance	VERB
hassl-4548	377	12	stability	stability	NOUN
hassl-4548	377	13	and	and	CCONJ
hassl-4548	377	14	reduces	reduce	VERB
hassl-4548	377	15	distress	distress	NOUN
hassl-4548	377	16	beyond	beyond	ADP
hassl-4548	377	17	a	a	DET
hassl-4548	377	18	certain	certain	ADJ
hassl-4548	377	19	threshold	threshold	NOUN
hassl-4548	377	20	.	.	PUNCT
hassl-4548	378	1	these	these	DET
hassl-4548	378	2	findings	finding	NOUN
hassl-4548	378	3	support	support	VERB
hassl-4548	378	4	our	our	PRON
hassl-4548	378	5	objectives	objective	NOUN
hassl-4548	378	6	by	by	ADP
hassl-4548	378	7	highlighting	highlight	VERB
hassl-4548	378	8	the	the	DET
hassl-4548	378	9	critical	critical	ADJ
hassl-4548	378	10	balance	balance	NOUN
hassl-4548	378	11	required	require	VERB
hassl-4548	378	12	between	between	ADP
hassl-4548	378	13	short	short	ADJ
hassl-4548	378	14	-	-	PUNCT
hassl-4548	378	15	term	term	NOUN
hassl-4548	378	16	liquidity	liquidity	NOUN
hassl-4548	378	17	and	and	CCONJ
hassl-4548	378	18	long	long	ADJ
hassl-4548	378	19	-	-	PUNCT
hassl-4548	378	20	term	term	NOUN
hassl-4548	378	21	funding	funding	NOUN
hassl-4548	378	22	stability	stability	NOUN
hassl-4548	378	23	.	.	PUNCT
hassl-4548	379	1	in	in	ADP
hassl-4548	379	2	terms	term	NOUN
hassl-4548	379	3	of	of	ADP
hassl-4548	379	4	importance	importance	NOUN
hassl-4548	379	5	,	,	PUNCT
hassl-4548	379	6	these	these	DET
hassl-4548	379	7	findings	finding	NOUN
hassl-4548	379	8	underscore	underscore	VERB
hassl-4548	379	9	the	the	DET
hassl-4548	379	10	necessity	necessity	NOUN
hassl-4548	379	11	for	for	ADP
hassl-4548	379	12	banks	bank	NOUN
hassl-4548	379	13	and	and	CCONJ
hassl-4548	379	14	regulators	regulator	NOUN
hassl-4548	379	15	not	not	PART
hassl-4548	379	16	merely	merely	ADV
hassl-4548	379	17	to	to	PART
hassl-4548	379	18	comply	comply	VERB
hassl-4548	379	19	with	with	ADP
hassl-4548	379	20	lcr	lcr	NOUN
hassl-4548	379	21	and	and	CCONJ
hassl-4548	379	22	nsfr	nsfr	ADJ
hassl-4548	379	23	requirements	requirement	NOUN
hassl-4548	379	24	but	but	CCONJ
hassl-4548	379	25	to	to	PART
hassl-4548	379	26	optimize	optimize	VERB
hassl-4548	379	27	them	they	PRON
hassl-4548	379	28	.	.	PUNCT
hassl-4548	380	1	it	it	PRON
hassl-4548	380	2	is	be	AUX
hassl-4548	380	3	important	important	ADJ
hassl-4548	380	4	because	because	SCONJ
hassl-4548	380	5	it	it	PRON
hassl-4548	380	6	provides	provide	VERB
hassl-4548	380	7	a	a	DET
hassl-4548	380	8	detailed	detailed	ADJ
hassl-4548	380	9	understanding	understanding	NOUN
hassl-4548	380	10	of	of	ADP
hassl-4548	380	11	how	how	SCONJ
hassl-4548	380	12	these	these	DET
hassl-4548	380	13	ratios	ratio	NOUN
hassl-4548	380	14	function	function	VERB
hassl-4548	380	15	under	under	ADP
hassl-4548	380	16	different	different	ADJ
hassl-4548	380	17	conditions	condition	NOUN
hassl-4548	380	18	.	.	PUNCT
hassl-4548	381	1	the	the	DET
hassl-4548	381	2	possible	possible	ADJ
hassl-4548	381	3	application	application	NOUN
hassl-4548	381	4	of	of	ADP
hassl-4548	381	5	these	these	DET
hassl-4548	381	6	findings	finding	NOUN
hassl-4548	381	7	extends	extend	VERB
hassl-4548	381	8	beyond	beyond	ADP
hassl-4548	381	9	banking	banking	NOUN
hassl-4548	381	10	.	.	PUNCT
hassl-4548	382	1	non	non	ADJ
hassl-4548	382	2	-	-	ADJ
hassl-4548	382	3	banking	banking	ADJ
hassl-4548	382	4	financial	financial	ADJ
hassl-4548	382	5	companies	company	NOUN
hassl-4548	382	6	can	can	AUX
hassl-4548	382	7	also	also	ADV
hassl-4548	382	8	apply	apply	VERB
hassl-4548	382	9	these	these	DET
hassl-4548	382	10	insights	insight	NOUN
hassl-4548	382	11	to	to	PART
hassl-4548	382	12	improve	improve	VERB
hassl-4548	382	13	their	their	PRON
hassl-4548	382	14	liquidity	liquidity	NOUN
hassl-4548	382	15	management	management	NOUN
hassl-4548	382	16	practices	practice	NOUN
hassl-4548	382	17	.	.	PUNCT
hassl-4548	383	1	furthermore	furthermore	ADV
hassl-4548	383	2	,	,	PUNCT
hassl-4548	383	3	these	these	DET
hassl-4548	383	4	principles	principle	NOUN
hassl-4548	383	5	can	can	AUX
hassl-4548	383	6	be	be	AUX
hassl-4548	383	7	adapted	adapt	VERB
hassl-4548	383	8	to	to	ADP
hassl-4548	383	9	other	other	ADJ
hassl-4548	383	10	sectors	sector	NOUN
hassl-4548	383	11	where	where	SCONJ
hassl-4548	383	12	balancing	balance	VERB
hassl-4548	383	13	short	short	ADJ
hassl-4548	383	14	-	-	PUNCT
hassl-4548	383	15	term	term	NOUN
hassl-4548	383	16	and	and	CCONJ
hassl-4548	383	17	long	long	ADJ
hassl-4548	383	18	-	-	PUNCT
hassl-4548	383	19	term	term	NOUN
hassl-4548	383	20	financial	financial	ADJ
hassl-4548	383	21	stability	stability	NOUN
hassl-4548	383	22	is	be	AUX
hassl-4548	383	23	crucial	crucial	ADJ
hassl-4548	383	24	,	,	PUNCT
hassl-4548	383	25	thus	thus	ADV
hassl-4548	383	26	broadening	broaden	VERB
hassl-4548	383	27	the	the	DET
hassl-4548	383	28	scope	scope	NOUN
hassl-4548	383	29	and	and	CCONJ
hassl-4548	383	30	relevance	relevance	NOUN
hassl-4548	383	31	of	of	ADP
hassl-4548	383	32	this	this	DET
hassl-4548	383	33	study	study	NOUN
hassl-4548	383	34	.	.	PUNCT
hassl-4548	384	1	this	this	DET
hassl-4548	384	2	paper	paper	NOUN
hassl-4548	384	3	broadens	broaden	VERB
hassl-4548	384	4	the	the	DET
hassl-4548	384	5	understanding	understanding	NOUN
hassl-4548	384	6	of	of	ADP
hassl-4548	384	7	liquidity	liquidity	NOUN
hassl-4548	384	8	management	management	NOUN
hassl-4548	384	9	and	and	CCONJ
hassl-4548	384	10	its	its	PRON
hassl-4548	384	11	impact	impact	NOUN
hassl-4548	384	12	on	on	ADP
hassl-4548	384	13	financial	financial	ADJ
hassl-4548	384	14	stability	stability	NOUN
hassl-4548	384	15	within	within	ADP
hassl-4548	384	16	the	the	DET
hassl-4548	384	17	indian	indian	ADJ
hassl-4548	384	18	banking	banking	NOUN
hassl-4548	384	19	sector	sector	NOUN
hassl-4548	384	20	.	.	PUNCT
hassl-4548	385	1	complex	complex	ADJ
hassl-4548	385	2	relationships	relationship	NOUN
hassl-4548	385	3	were	be	AUX
hassl-4548	385	4	examined	examine	VERB
hassl-4548	385	5	using	use	VERB
hassl-4548	385	6	robust	robust	ADJ
hassl-4548	385	7	quantitative	quantitative	ADJ
hassl-4548	385	8	methods	method	NOUN
hassl-4548	385	9	.	.	PUNCT
hassl-4548	386	1	it	it	PRON
hassl-4548	386	2	provides	provide	VERB
hassl-4548	386	3	valuable	valuable	ADJ
hassl-4548	386	4	insights	insight	NOUN
hassl-4548	386	5	for	for	ADP
hassl-4548	386	6	improving	improve	VERB
hassl-4548	386	7	bank	bank	NOUN
hassl-4548	386	8	risk	risk	NOUN
hassl-4548	386	9	management	management	NOUN
hassl-4548	386	10	strategies	strategy	NOUN
hassl-4548	386	11	and	and	CCONJ
hassl-4548	386	12	decision	decision	NOUN
hassl-4548	386	13	-	-	PUNCT
hassl-4548	386	14	making	make	VERB
hassl-4548	386	15	processes	process	NOUN
hassl-4548	386	16	.	.	PUNCT
hassl-4548	387	1	these	these	DET
hassl-4548	387	2	insights	insight	NOUN
hassl-4548	387	3	hold	hold	VERB
hassl-4548	387	4	significant	significant	ADJ
hassl-4548	387	5	relevance	relevance	NOUN
hassl-4548	387	6	for	for	ADP
hassl-4548	387	7	policymakers	policymaker	NOUN
hassl-4548	387	8	,	,	PUNCT
hassl-4548	387	9	regulators	regulator	NOUN
hassl-4548	387	10	,	,	PUNCT
hassl-4548	387	11	and	and	CCONJ
hassl-4548	387	12	financial	financial	ADJ
hassl-4548	387	13	institutions	institution	NOUN
hassl-4548	387	14	in	in	ADP
hassl-4548	387	15	developing	develop	VERB
hassl-4548	387	16	more	more	ADV
hassl-4548	387	17	robust	robust	ADJ
hassl-4548	387	18	liquidity	liquidity	NOUN
hassl-4548	387	19	risk	risk	NOUN
hassl-4548	387	20	management	management	NOUN
hassl-4548	387	21	frameworks	framework	NOUN
hassl-4548	387	22	,	,	PUNCT
hassl-4548	387	23	thereby	thereby	ADV
hassl-4548	387	24	boosting	boost	VERB
hassl-4548	387	25	overall	overall	ADJ
hassl-4548	387	26	financial	financial	ADJ
hassl-4548	387	27	resilience	resilience	NOUN
hassl-4548	387	28	.	.	PUNCT
hassl-4548	388	1	this	this	DET
hassl-4548	388	2	study	study	NOUN
hassl-4548	388	3	offers	offer	VERB
hassl-4548	388	4	important	important	ADJ
hassl-4548	388	5	contributions	contribution	NOUN
hassl-4548	388	6	.	.	PUNCT
hassl-4548	389	1	it	it	PRON
hassl-4548	389	2	is	be	AUX
hassl-4548	389	3	also	also	ADV
hassl-4548	389	4	important	important	ADJ
hassl-4548	389	5	to	to	PART
hassl-4548	389	6	acknowledge	acknowledge	VERB
hassl-4548	389	7	its	its	PRON
hassl-4548	389	8	scope	scope	NOUN
hassl-4548	389	9	and	and	CCONJ
hassl-4548	389	10	limitations	limitation	NOUN
hassl-4548	389	11	.	.	PUNCT
hassl-4548	390	1	the	the	DET
hassl-4548	390	2	study	study	NOUN
hassl-4548	390	3	focuses	focus	VERB
hassl-4548	390	4	on	on	ADP
hassl-4548	390	5	an	an	DET
hassl-4548	390	6	in	in	ADP
hassl-4548	390	7	-	-	PUNCT
hassl-4548	390	8	depth	depth	NOUN
hassl-4548	390	9	investigation	investigation	NOUN
hassl-4548	390	10	of	of	ADP
hassl-4548	390	11	liquidity	liquidity	NOUN
hassl-4548	390	12	metrics	metric	NOUN
hassl-4548	390	13	and	and	CCONJ
hassl-4548	390	14	financial	financial	ADJ
hassl-4548	390	15	distress	distress	NOUN
hassl-4548	390	16	.	.	PUNCT
hassl-4548	391	1	using	use	VERB
hassl-4548	391	2	an	an	DET
hassl-4548	391	3	extensive	extensive	ADJ
hassl-4548	391	4	dataset	dataset	NOUN
hassl-4548	391	5	from	from	ADP
hassl-4548	391	6	23	23	NUM
hassl-4548	391	7	indian	indian	ADJ
hassl-4548	391	8	banks	bank	NOUN
hassl-4548	391	9	over	over	ADP
hassl-4548	391	10	a	a	DET
hassl-4548	391	11	decade	decade	NOUN
hassl-4548	391	12	,	,	PUNCT
hassl-4548	391	13	it	it	PRON
hassl-4548	391	14	primarily	primarily	ADV
hassl-4548	391	15	considers	consider	VERB
hassl-4548	391	16	variations	variation	NOUN
hassl-4548	391	17	in	in	ADP
hassl-4548	391	18	altman	altman	PROPN
hassl-4548	391	19	's	's	PART
hassl-4548	391	20	z	z	NOUN
hassl-4548	391	21	-	-	PUNCT
hassl-4548	391	22	score	score	NOUN
hassl-4548	391	23	as	as	ADP
hassl-4548	391	24	proxies	proxy	NOUN
hassl-4548	391	25	.	.	PUNCT
hassl-4548	392	1	humanities	humanity	NOUN
hassl-4548	392	2	and	and	CCONJ
hassl-4548	392	3	social	social	ADJ
hassl-4548	392	4	sciences	science	NOUN
hassl-4548	392	5	letters	letter	NOUN
hassl-4548	392	6	,	,	PUNCT
hassl-4548	392	7	2025	2025	NUM
hassl-4548	392	8	,	,	PUNCT
hassl-4548	392	9	14(1	14(1	NUM
hassl-4548	392	10	):	):	PUNCT
hassl-4548	392	11	44	44	NUM
hassl-4548	392	12	-	-	SYM
hassl-4548	392	13	58	58	NUM
hassl-4548	392	14	55	55	NUM
hassl-4548	392	15	©	©	PROPN
hassl-4548	392	16	2026	2026	NUM
hassl-4548	392	17	conscientia	conscientia	PROPN
hassl-4548	392	18	beam	beam	PROPN
hassl-4548	392	19	.	.	PUNCT
hassl-4548	393	1	all	all	DET
hassl-4548	393	2	rights	right	NOUN
hassl-4548	393	3	reserved	reserve	VERB
hassl-4548	393	4	.	.	PUNCT
hassl-4548	394	1	6.1	6.1	NUM
hassl-4548	394	2	.	.	PUNCT
hassl-4548	394	3	limitations	limitation	NOUN
hassl-4548	394	4	and	and	CCONJ
hassl-4548	394	5	future	future	ADJ
hassl-4548	394	6	scope	scope	NOUN
hassl-4548	394	7	the	the	DET
hassl-4548	394	8	study	study	NOUN
hassl-4548	394	9	’s	’s	PART
hassl-4548	394	10	primary	primary	ADJ
hassl-4548	394	11	foundation	foundation	NOUN
hassl-4548	394	12	is	be	AUX
hassl-4548	394	13	quantitative	quantitative	ADJ
hassl-4548	394	14	data	datum	NOUN
hassl-4548	394	15	,	,	PUNCT
hassl-4548	394	16	which	which	PRON
hassl-4548	394	17	may	may	AUX
hassl-4548	394	18	not	not	PART
hassl-4548	394	19	adequately	adequately	ADV
hassl-4548	394	20	account	account	VERB
hassl-4548	394	21	for	for	ADP
hassl-4548	394	22	qualitative	qualitative	ADJ
hassl-4548	394	23	factors	factor	NOUN
hassl-4548	394	24	like	like	ADP
hassl-4548	394	25	management	management	NOUN
hassl-4548	394	26	styles	style	NOUN
hassl-4548	394	27	and	and	CCONJ
hassl-4548	394	28	market	market	NOUN
hassl-4548	394	29	perception	perception	NOUN
hassl-4548	394	30	which	which	PRON
hassl-4548	394	31	can	can	AUX
hassl-4548	394	32	also	also	ADV
hassl-4548	394	33	have	have	VERB
hassl-4548	394	34	an	an	DET
hassl-4548	394	35	impact	impact	NOUN
hassl-4548	394	36	on	on	ADP
hassl-4548	394	37	a	a	DET
hassl-4548	394	38	bank	bank	NOUN
hassl-4548	394	39	’s	’s	PART
hassl-4548	394	40	funding	funding	NOUN
hassl-4548	394	41	stability	stability	NOUN
hassl-4548	394	42	and	and	CCONJ
hassl-4548	394	43	liquidity	liquidity	NOUN
hassl-4548	394	44	.	.	PUNCT
hassl-4548	395	1	rigorous	rigorous	ADJ
hassl-4548	395	2	statistical	statistical	ADJ
hassl-4548	395	3	techniques	technique	NOUN
hassl-4548	395	4	were	be	AUX
hassl-4548	395	5	used	use	VERB
hassl-4548	395	6	to	to	PART
hassl-4548	395	7	minimize	minimize	VERB
hassl-4548	395	8	biases	bias	NOUN
hassl-4548	395	9	but	but	CCONJ
hassl-4548	395	10	it	it	PRON
hassl-4548	395	11	is	be	AUX
hassl-4548	395	12	crucial	crucial	ADJ
hassl-4548	395	13	to	to	PART
hassl-4548	395	14	recognize	recognize	VERB
hassl-4548	395	15	the	the	DET
hassl-4548	395	16	qualitative	qualitative	ADJ
hassl-4548	395	17	aspect	aspect	NOUN
hassl-4548	395	18	and	and	CCONJ
hassl-4548	395	19	unobserved	unobserved	ADJ
hassl-4548	395	20	variables	variable	NOUN
hassl-4548	395	21	may	may	AUX
hassl-4548	395	22	still	still	ADV
hassl-4548	395	23	impact	impact	VERB
hassl-4548	395	24	the	the	DET
hassl-4548	395	25	analysed	analyse	VERB
hassl-4548	395	26	relationships	relationship	NOUN
hassl-4548	395	27	.	.	PUNCT
hassl-4548	396	1	addressing	address	VERB
hassl-4548	396	2	these	these	DET
hassl-4548	396	3	limitations	limitation	NOUN
hassl-4548	396	4	is	be	AUX
hassl-4548	396	5	essential	essential	ADJ
hassl-4548	396	6	for	for	ADP
hassl-4548	396	7	framing	frame	VERB
hassl-4548	396	8	future	future	ADJ
hassl-4548	396	9	research	research	NOUN
hassl-4548	396	10	directions	direction	NOUN
hassl-4548	396	11	in	in	ADP
hassl-4548	396	12	this	this	DET
hassl-4548	396	13	critical	critical	ADJ
hassl-4548	396	14	area	area	NOUN
hassl-4548	396	15	of	of	ADP
hassl-4548	396	16	financial	financial	ADJ
hassl-4548	396	17	analysis	analysis	NOUN
hassl-4548	396	18	and	and	CCONJ
hassl-4548	396	19	risk	risk	NOUN
hassl-4548	396	20	management	management	NOUN
hassl-4548	396	21	.	.	PUNCT
hassl-4548	397	1	future	future	ADJ
hassl-4548	397	2	research	research	NOUN
hassl-4548	397	3	should	should	AUX
hassl-4548	397	4	consider	consider	VERB
hassl-4548	397	5	including	include	VERB
hassl-4548	397	6	additional	additional	ADJ
hassl-4548	397	7	indicators	indicator	NOUN
hassl-4548	397	8	and	and	CCONJ
hassl-4548	397	9	integrating	integrate	VERB
hassl-4548	397	10	qualitative	qualitative	ADJ
hassl-4548	397	11	data	datum	NOUN
hassl-4548	397	12	for	for	ADP
hassl-4548	397	13	a	a	DET
hassl-4548	397	14	more	more	ADV
hassl-4548	397	15	comprehensive	comprehensive	ADJ
hassl-4548	397	16	analysis	analysis	NOUN
hassl-4548	397	17	within	within	ADP
hassl-4548	397	18	banks	bank	NOUN
hassl-4548	397	19	by	by	ADP
hassl-4548	397	20	using	use	VERB
hassl-4548	397	21	qualitative	qualitative	ADJ
hassl-4548	397	22	analysis	analysis	NOUN
hassl-4548	397	23	to	to	PART
hassl-4548	397	24	expand	expand	VERB
hassl-4548	397	25	on	on	ADP
hassl-4548	397	26	the	the	DET
hassl-4548	397	27	findings	finding	NOUN
hassl-4548	397	28	of	of	ADP
hassl-4548	397	29	this	this	DET
hassl-4548	397	30	study	study	NOUN
hassl-4548	397	31	and	and	CCONJ
hassl-4548	397	32	gain	gain	VERB
hassl-4548	397	33	a	a	DET
hassl-4548	397	34	deeper	deep	ADJ
hassl-4548	397	35	understanding	understanding	NOUN
hassl-4548	397	36	of	of	ADP
hassl-4548	397	37	the	the	DET
hassl-4548	397	38	interaction	interaction	NOUN
hassl-4548	397	39	between	between	ADP
hassl-4548	397	40	regulatory	regulatory	ADJ
hassl-4548	397	41	compliance	compliance	NOUN
hassl-4548	397	42	,	,	PUNCT
hassl-4548	397	43	market	market	NOUN
hassl-4548	397	44	conditions	condition	NOUN
hassl-4548	397	45	,	,	PUNCT
hassl-4548	397	46	and	and	CCONJ
hassl-4548	397	47	management	management	NOUN
hassl-4548	397	48	decisions	decision	NOUN
hassl-4548	397	49	.	.	PUNCT
hassl-4548	398	1	furthermore	furthermore	ADV
hassl-4548	398	2	,	,	PUNCT
hassl-4548	398	3	the	the	DET
hassl-4548	398	4	study	study	NOUN
hassl-4548	398	5	’s	’s	PART
hassl-4548	398	6	concentration	concentration	NOUN
hassl-4548	398	7	on	on	ADP
hassl-4548	398	8	a	a	DET
hassl-4548	398	9	particular	particular	ADJ
hassl-4548	398	10	time	time	NOUN
hassl-4548	398	11	period	period	NOUN
hassl-4548	398	12	and	and	CCONJ
hassl-4548	398	13	group	group	NOUN
hassl-4548	398	14	of	of	ADP
hassl-4548	398	15	banks	bank	NOUN
hassl-4548	398	16	may	may	AUX
hassl-4548	398	17	limit	limit	VERB
hassl-4548	398	18	the	the	DET
hassl-4548	398	19	finding	finding	NOUN
hassl-4548	398	20	’s	’s	PART
hassl-4548	398	21	applicability	applicability	NOUN
hassl-4548	398	22	to	to	ADP
hassl-4548	398	23	other	other	ADJ
hassl-4548	398	24	contexts	context	NOUN
hassl-4548	398	25	or	or	CCONJ
hassl-4548	398	26	categories	category	NOUN
hassl-4548	398	27	of	of	ADP
hassl-4548	398	28	nbfc	nbfc	NOUN
hassl-4548	398	29	.	.	PUNCT
hassl-4548	399	1	researchers	researcher	NOUN
hassl-4548	399	2	may	may	AUX
hassl-4548	399	3	also	also	ADV
hassl-4548	399	4	investigate	investigate	VERB
hassl-4548	399	5	the	the	DET
hassl-4548	399	6	long	long	ADJ
hassl-4548	399	7	-	-	PUNCT
hassl-4548	399	8	term	term	NOUN
hassl-4548	399	9	effects	effect	NOUN
hassl-4548	399	10	of	of	ADP
hassl-4548	399	11	these	these	DET
hassl-4548	399	12	policies	policy	NOUN
hassl-4548	399	13	,	,	PUNCT
hassl-4548	399	14	particularly	particularly	ADV
hassl-4548	399	15	under	under	ADP
hassl-4548	399	16	various	various	ADJ
hassl-4548	399	17	regulatory	regulatory	ADJ
hassl-4548	399	18	frameworks	framework	NOUN
hassl-4548	399	19	and	and	CCONJ
hassl-4548	399	20	economic	economic	ADJ
hassl-4548	399	21	cycles	cycle	NOUN
hassl-4548	399	22	to	to	PART
hassl-4548	399	23	provide	provide	VERB
hassl-4548	399	24	a	a	DET
hassl-4548	399	25	more	more	ADV
hassl-4548	399	26	complete	complete	ADJ
hassl-4548	399	27	picture	picture	NOUN
hassl-4548	399	28	.	.	PUNCT
hassl-4548	400	1	additionally	additionally	ADV
hassl-4548	400	2	,	,	PUNCT
hassl-4548	400	3	comparison	comparison	NOUN
hassl-4548	400	4	analyses	analyse	VERB
hassl-4548	400	5	with	with	ADP
hassl-4548	400	6	banks	bank	NOUN
hassl-4548	400	7	from	from	ADP
hassl-4548	400	8	other	other	ADJ
hassl-4548	400	9	developing	develop	VERB
hassl-4548	400	10	nations	nation	NOUN
hassl-4548	400	11	may	may	AUX
hassl-4548	400	12	provide	provide	VERB
hassl-4548	400	13	an	an	DET
hassl-4548	400	14	essential	essential	ADJ
hassl-4548	400	15	context	context	NOUN
hassl-4548	400	16	for	for	ADP
hassl-4548	400	17	understanding	understand	VERB
hassl-4548	400	18	these	these	DET
hassl-4548	400	19	results	result	NOUN
hassl-4548	400	20	'	'	PART
hassl-4548	400	21	applicability	applicability	NOUN
hassl-4548	400	22	.	.	PUNCT
hassl-4548	401	1	future	future	ADJ
hassl-4548	401	2	studies	study	NOUN
hassl-4548	401	3	could	could	AUX
hassl-4548	401	4	also	also	ADV
hassl-4548	401	5	look	look	VERB
hassl-4548	401	6	into	into	ADP
hassl-4548	401	7	how	how	SCONJ
hassl-4548	401	8	lcr	lcr	NOUN
hassl-4548	401	9	and	and	CCONJ
hassl-4548	401	10	nsfr	nsfr	ADJ
hassl-4548	401	11	affect	affect	VERB
hassl-4548	401	12	non	non	ADJ
hassl-4548	401	13	-	-	ADJ
hassl-4548	401	14	banking	banking	ADJ
hassl-4548	401	15	financial	financial	ADJ
hassl-4548	401	16	institutions	institution	NOUN
hassl-4548	401	17	since	since	SCONJ
hassl-4548	401	18	these	these	DET
hassl-4548	401	19	organizations	organization	NOUN
hassl-4548	401	20	are	be	AUX
hassl-4548	401	21	essential	essential	ADJ
hassl-4548	401	22	to	to	ADP
hassl-4548	401	23	the	the	DET
hassl-4548	401	24	larger	large	ADJ
hassl-4548	401	25	financial	financial	ADJ
hassl-4548	401	26	ecosystem	ecosystem	NOUN
hassl-4548	401	27	.	.	PUNCT
hassl-4548	402	1	funding	funding	NOUN
hassl-4548	402	2	:	:	PUNCT
hassl-4548	402	3	this	this	DET
hassl-4548	402	4	study	study	NOUN
hassl-4548	402	5	received	receive	VERB
hassl-4548	402	6	no	no	DET
hassl-4548	402	7	specific	specific	ADJ
hassl-4548	402	8	financial	financial	ADJ
hassl-4548	402	9	support	support	NOUN
hassl-4548	402	10	.	.	PUNCT
hassl-4548	403	1	institutional	institutional	ADJ
hassl-4548	403	2	review	review	PROPN
hassl-4548	403	3	board	board	NOUN
hassl-4548	403	4	statement	statement	NOUN
hassl-4548	403	5	:	:	PUNCT
hassl-4548	403	6	not	not	PART
hassl-4548	403	7	applicable	applicable	ADJ
hassl-4548	403	8	.	.	PUNCT
hassl-4548	404	1	transparency	transparency	NOUN
hassl-4548	404	2	:	:	PUNCT
hassl-4548	404	3	the	the	DET
hassl-4548	404	4	authors	author	NOUN
hassl-4548	404	5	state	state	VERB
hassl-4548	404	6	that	that	SCONJ
hassl-4548	404	7	the	the	DET
hassl-4548	404	8	manuscript	manuscript	NOUN
hassl-4548	404	9	is	be	AUX
hassl-4548	404	10	honest	honest	ADJ
hassl-4548	404	11	,	,	PUNCT
hassl-4548	404	12	truthful	truthful	ADJ
hassl-4548	404	13	,	,	PUNCT
hassl-4548	404	14	and	and	CCONJ
hassl-4548	404	15	transparent	transparent	ADJ
hassl-4548	404	16	,	,	PUNCT
hassl-4548	404	17	that	that	SCONJ
hassl-4548	404	18	no	no	DET
hassl-4548	404	19	key	key	ADJ
hassl-4548	404	20	aspects	aspect	NOUN
hassl-4548	404	21	of	of	ADP
hassl-4548	404	22	the	the	DET
hassl-4548	404	23	investigation	investigation	NOUN
hassl-4548	404	24	have	have	AUX
hassl-4548	404	25	been	be	AUX
hassl-4548	404	26	omitted	omit	VERB
hassl-4548	404	27	,	,	PUNCT
hassl-4548	404	28	and	and	CCONJ
hassl-4548	404	29	that	that	SCONJ
hassl-4548	404	30	any	any	DET
hassl-4548	404	31	differences	difference	NOUN
hassl-4548	404	32	from	from	ADP
hassl-4548	404	33	the	the	DET
hassl-4548	404	34	study	study	NOUN
hassl-4548	404	35	as	as	SCONJ
hassl-4548	404	36	planned	plan	VERB
hassl-4548	404	37	have	have	AUX
hassl-4548	404	38	been	be	AUX
hassl-4548	404	39	clarified	clarify	VERB
hassl-4548	404	40	.	.	PUNCT
hassl-4548	405	1	this	this	DET
hassl-4548	405	2	study	study	NOUN
hassl-4548	405	3	followed	follow	VERB
hassl-4548	405	4	all	all	PRON
hassl-4548	405	5	writing	write	VERB
hassl-4548	405	6	ethics	ethic	NOUN
hassl-4548	405	7	.	.	PUNCT
hassl-4548	406	1	competing	compete	VERB
hassl-4548	406	2	interests	interest	NOUN
hassl-4548	406	3	:	:	PUNCT
hassl-4548	406	4	the	the	DET
hassl-4548	406	5	authors	author	NOUN
hassl-4548	406	6	declare	declare	VERB
hassl-4548	406	7	that	that	SCONJ
hassl-4548	406	8	they	they	PRON
hassl-4548	406	9	have	have	VERB
hassl-4548	406	10	no	no	DET
hassl-4548	406	11	competing	compete	VERB
hassl-4548	406	12	interests	interest	NOUN
hassl-4548	406	13	.	.	PUNCT
hassl-4548	407	1	authors	author	NOUN
hassl-4548	407	2	’	'	PUNCT
hassl-4548	407	3	contributions	contribution	NOUN
hassl-4548	407	4	:	:	PUNCT
hassl-4548	407	5	all	all	DET
hassl-4548	407	6	authors	author	NOUN
hassl-4548	407	7	contributed	contribute	VERB
hassl-4548	407	8	equally	equally	ADV
hassl-4548	407	9	to	to	ADP
hassl-4548	407	10	the	the	DET
hassl-4548	407	11	conception	conception	NOUN
hassl-4548	407	12	and	and	CCONJ
hassl-4548	407	13	design	design	NOUN
hassl-4548	407	14	of	of	ADP
hassl-4548	407	15	the	the	DET
hassl-4548	407	16	study	study	NOUN
hassl-4548	407	17	.	.	PUNCT
hassl-4548	408	1	all	all	DET
hassl-4548	408	2	authors	author	NOUN
hassl-4548	408	3	have	have	AUX
hassl-4548	408	4	read	read	VERB
hassl-4548	408	5	and	and	CCONJ
hassl-4548	408	6	agreed	agree	VERB
hassl-4548	408	7	to	to	ADP
hassl-4548	408	8	the	the	DET
hassl-4548	408	9	published	publish	VERB
hassl-4548	408	10	version	version	NOUN
hassl-4548	408	11	of	of	ADP
hassl-4548	408	12	the	the	DET
hassl-4548	408	13	manuscript	manuscript	NOUN
hassl-4548	408	14	.	.	PUNCT
hassl-4548	409	1	references	reference	NOUN
hassl-4548	409	2	adalsteinsson	adalsteinsson	PROPN
hassl-4548	409	3	,	,	PUNCT
hassl-4548	409	4	g.	g.	PROPN
hassl-4548	409	5	(	(	PUNCT
hassl-4548	409	6	2014	2014	NUM
hassl-4548	409	7	)	)	PUNCT
hassl-4548	409	8	.	.	PUNCT
hassl-4548	410	1	the	the	DET
hassl-4548	410	2	liquidity	liquidity	NOUN
hassl-4548	410	3	risk	risk	NOUN
hassl-4548	410	4	management	management	NOUN
hassl-4548	410	5	guide	guide	NOUN
hassl-4548	410	6	:	:	PUNCT
hassl-4548	410	7	from	from	ADP
hassl-4548	410	8	policy	policy	NOUN
hassl-4548	410	9	to	to	ADP
hassl-4548	410	10	pitfalls	pitfall	NOUN
hassl-4548	410	11	.	.	PUNCT
hassl-4548	411	1	hoboken	hoboken	PROPN
hassl-4548	411	2	,	,	PUNCT
hassl-4548	411	3	nj	nj	PROPN
hassl-4548	411	4	:	:	PUNCT
hassl-4548	411	5	john	john	PROPN
hassl-4548	411	6	wiley	wiley	PROPN
hassl-4548	411	7	&	&	CCONJ
hassl-4548	411	8	sons	son	NOUN
hassl-4548	411	9	.	.	PUNCT
hassl-4548	412	1	agarwal	agarwal	PROPN
hassl-4548	412	2	,	,	PUNCT
hassl-4548	412	3	v.	v.	PROPN
hassl-4548	412	4	,	,	PUNCT
hassl-4548	412	5	&	&	CCONJ
hassl-4548	412	6	taffler	taffler	PROPN
hassl-4548	412	7	,	,	PUNCT
hassl-4548	412	8	r.	r.	PROPN
hassl-4548	412	9	(	(	PUNCT
hassl-4548	412	10	2008	2008	NUM
hassl-4548	412	11	)	)	PUNCT
hassl-4548	412	12	.	.	PUNCT
hassl-4548	413	1	comparing	compare	VERB
hassl-4548	413	2	the	the	DET
hassl-4548	413	3	performance	performance	NOUN
hassl-4548	413	4	of	of	ADP
hassl-4548	413	5	market	market	NOUN
hassl-4548	413	6	-	-	PUNCT
hassl-4548	413	7	based	base	VERB
hassl-4548	413	8	and	and	CCONJ
hassl-4548	413	9	accounting	accounting	NOUN
hassl-4548	413	10	-	-	PUNCT
hassl-4548	413	11	based	base	VERB
hassl-4548	413	12	bankruptcy	bankruptcy	NOUN
hassl-4548	413	13	prediction	prediction	NOUN
hassl-4548	413	14	models	model	NOUN
hassl-4548	413	15	.	.	PUNCT
hassl-4548	414	1	journal	journal	NOUN
hassl-4548	414	2	of	of	ADP
hassl-4548	414	3	banking	banking	NOUN
hassl-4548	414	4	&	&	CCONJ
hassl-4548	414	5	finance	finance	NOUN
hassl-4548	414	6	,	,	PUNCT
hassl-4548	414	7	32(8	32(8	NUM
hassl-4548	414	8	)	)	PUNCT
hassl-4548	414	9	,	,	PUNCT
hassl-4548	414	10	1541	1541	NUM
hassl-4548	414	11	-	-	SYM
hassl-4548	414	12	1551	1551	NUM
hassl-4548	414	13	.	.	PUNCT
hassl-4548	415	1	https://doi.org/10.1016/j.jbankfin.2007.07.014	https://doi.org/10.1016/j.jbankfin.2007.07.014	PROPN
hassl-4548	415	2	alam	alam	PROPN
hassl-4548	415	3	,	,	PUNCT
hassl-4548	415	4	t.	t.	PROPN
hassl-4548	415	5	,	,	PUNCT
hassl-4548	415	6	hussain	hussain	PROPN
hassl-4548	415	7	,	,	PUNCT
hassl-4548	415	8	i.	i.	PROPN
hassl-4548	415	9	,	,	PUNCT
hassl-4548	415	10	&	&	CCONJ
hassl-4548	415	11	saqib	saqib	PROPN
hassl-4548	415	12	,	,	PUNCT
hassl-4548	415	13	a.	a.	NOUN
hassl-4548	415	14	(	(	PUNCT
hassl-4548	415	15	2023	2023	NUM
hassl-4548	415	16	)	)	PUNCT
hassl-4548	415	17	.	.	PUNCT
hassl-4548	416	1	net	net	ADJ
hassl-4548	416	2	stable	stable	ADJ
hassl-4548	416	3	funding	funding	NOUN
hassl-4548	416	4	and	and	CCONJ
hassl-4548	416	5	liquidity	liquidity	NOUN
hassl-4548	416	6	coverage	coverage	NOUN
hassl-4548	416	7	influence	influence	NOUN
hassl-4548	416	8	on	on	ADP
hassl-4548	416	9	islamic	islamic	PROPN
hassl-4548	416	10	bank	bank	PROPN
hassl-4548	416	11	financial	financial	ADJ
hassl-4548	416	12	stability	stability	NOUN
hassl-4548	416	13	:	:	PUNCT
hassl-4548	416	14	evidence	evidence	NOUN
hassl-4548	416	15	from	from	ADP
hassl-4548	416	16	malaysian	malaysian	ADJ
hassl-4548	416	17	islamic	islamic	PROPN
hassl-4548	416	18	banking	banking	PROPN
hassl-4548	416	19	.	.	PUNCT
hassl-4548	417	1	international	international	ADJ
hassl-4548	417	2	journal	journal	PROPN
hassl-4548	417	3	of	of	ADP
hassl-4548	417	4	economics	economic	NOUN
hassl-4548	417	5	,	,	PUNCT
hassl-4548	417	6	management	management	NOUN
hassl-4548	417	7	and	and	CCONJ
hassl-4548	417	8	accounting	accounting	NOUN
hassl-4548	417	9	,	,	PUNCT
hassl-4548	417	10	31(1	31(1	NUM
hassl-4548	417	11	)	)	PUNCT
hassl-4548	417	12	,	,	PUNCT
hassl-4548	417	13	153–176	153–176	NUM
hassl-4548	417	14	.	.	PUNCT
hassl-4548	418	1	altman	altman	PROPN
hassl-4548	418	2	,	,	PUNCT
hassl-4548	418	3	e.	e.	PROPN
hassl-4548	418	4	i.	i.	PROPN
hassl-4548	418	5	(	(	PUNCT
hassl-4548	418	6	1968	1968	NUM
hassl-4548	418	7	)	)	PUNCT
hassl-4548	418	8	.	.	PUNCT
hassl-4548	419	1	financial	financial	ADJ
hassl-4548	419	2	ratios	ratio	NOUN
hassl-4548	419	3	,	,	PUNCT
hassl-4548	419	4	discriminant	discriminant	ADJ
hassl-4548	419	5	analysis	analysis	NOUN
hassl-4548	419	6	and	and	CCONJ
hassl-4548	419	7	the	the	DET
hassl-4548	419	8	prediction	prediction	NOUN
hassl-4548	419	9	of	of	ADP
hassl-4548	419	10	corporate	corporate	ADJ
hassl-4548	419	11	bankruptcy	bankruptcy	NOUN
hassl-4548	419	12	.	.	PUNCT
hassl-4548	420	1	the	the	DET
hassl-4548	420	2	journal	journal	PROPN
hassl-4548	420	3	of	of	ADP
hassl-4548	420	4	finance	finance	NOUN
hassl-4548	420	5	,	,	PUNCT
hassl-4548	420	6	23(4	23(4	NOUN
hassl-4548	420	7	)	)	PUNCT
hassl-4548	420	8	,	,	PUNCT
hassl-4548	420	9	589	589	NUM
hassl-4548	420	10	-	-	SYM
hassl-4548	420	11	609	609	NUM
hassl-4548	420	12	.	.	PUNCT
hassl-4548	421	1	https://doi.org/10.1111/j.1540-6261.1968.tb00843.x	https://doi.org/10.1111/j.1540-6261.1968.tb00843.x	PRON
hassl-4548	421	2	amanda	amanda	PROPN
hassl-4548	421	3	,	,	PUNCT
hassl-4548	421	4	y.	y.	PROPN
hassl-4548	421	5	,	,	PUNCT
hassl-4548	421	6	&	&	CCONJ
hassl-4548	421	7	tasman	tasman	PROPN
hassl-4548	421	8	,	,	PUNCT
hassl-4548	421	9	a.	a.	NOUN
hassl-4548	421	10	(	(	PUNCT
hassl-4548	421	11	2019	2019	NUM
hassl-4548	421	12	)	)	PUNCT
hassl-4548	421	13	.	.	PUNCT
hassl-4548	422	1	the	the	DET
hassl-4548	422	2	effect	effect	NOUN
hassl-4548	422	3	of	of	ADP
hassl-4548	422	4	liquidity	liquidity	NOUN
hassl-4548	422	5	,	,	PUNCT
hassl-4548	422	6	leverage	leverage	NOUN
hassl-4548	422	7	,	,	PUNCT
hassl-4548	422	8	sales	sale	NOUN
hassl-4548	422	9	growth	growth	NOUN
hassl-4548	422	10	and	and	CCONJ
hassl-4548	422	11	company	company	NOUN
hassl-4548	422	12	size	size	NOUN
hassl-4548	422	13	on	on	ADP
hassl-4548	422	14	financial	financial	ADJ
hassl-4548	422	15	distress	distress	NOUN
hassl-4548	422	16	in	in	ADP
hassl-4548	422	17	manufacturing	manufacturing	NOUN
hassl-4548	422	18	companies	company	NOUN
hassl-4548	422	19	listed	list	VERB
hassl-4548	422	20	on	on	ADP
hassl-4548	422	21	the	the	DET
hassl-4548	422	22	indonesia	indonesia	PROPN
hassl-4548	422	23	stock	stock	PROPN
hassl-4548	422	24	exchange	exchange	PROPN
hassl-4548	422	25	(	(	PUNCT
hassl-4548	422	26	idx	idx	PROPN
hassl-4548	422	27	)	)	PUNCT
hassl-4548	422	28	for	for	ADP
hassl-4548	422	29	the	the	DET
hassl-4548	422	30	period	period	NOUN
hassl-4548	422	31	2015	2015	NUM
hassl-4548	422	32	-	-	SYM
hassl-4548	422	33	2017	2017	NUM
hassl-4548	422	34	.	.	PUNCT
hassl-4548	423	1	jurnal	jurnal	ADJ
hassl-4548	423	2	ecogen	ecogen	PROPN
hassl-4548	423	3	,	,	PUNCT
hassl-4548	423	4	2(3	2(3	NUM
hassl-4548	423	5	)	)	PUNCT
hassl-4548	423	6	,	,	PUNCT
hassl-4548	423	7	453	453	NUM
hassl-4548	423	8	-	-	SYM
hassl-4548	423	9	462	462	NUM
hassl-4548	423	10	.	.	PUNCT
hassl-4548	424	1	https://doi.org/10.24036/jmpe.v2i3.7417	https://doi.org/10.24036/jmpe.v2i3.7417	X
hassl-4548	424	2	antoniawati	antoniawati	PROPN
hassl-4548	424	3	,	,	PUNCT
hassl-4548	424	4	a.	a.	PROPN
hassl-4548	424	5	,	,	PUNCT
hassl-4548	424	6	&	&	CCONJ
hassl-4548	424	7	purwohandoko	purwohandoko	PROPN
hassl-4548	424	8	,	,	PUNCT
hassl-4548	424	9	p.	p.	NOUN
hassl-4548	424	10	(	(	PUNCT
hassl-4548	424	11	2022	2022	NUM
hassl-4548	424	12	)	)	PUNCT
hassl-4548	424	13	.	.	PUNCT
hassl-4548	425	1	analysis	analysis	NOUN
hassl-4548	425	2	of	of	ADP
hassl-4548	425	3	the	the	DET
hassl-4548	425	4	effect	effect	NOUN
hassl-4548	425	5	of	of	ADP
hassl-4548	425	6	profitability	profitability	NOUN
hassl-4548	425	7	,	,	PUNCT
hassl-4548	425	8	liquidity	liquidity	NOUN
hassl-4548	425	9	,	,	PUNCT
hassl-4548	425	10	and	and	CCONJ
hassl-4548	425	11	leverage	leverage	NOUN
hassl-4548	425	12	on	on	ADP
hassl-4548	425	13	financial	financial	ADJ
hassl-4548	425	14	distress	distress	NOUN
hassl-4548	425	15	in	in	ADP
hassl-4548	425	16	transportation	transportation	NOUN
hassl-4548	425	17	companies	company	NOUN
hassl-4548	425	18	listed	list	VERB
hassl-4548	425	19	on	on	ADP
hassl-4548	425	20	the	the	DET
hassl-4548	425	21	idx	idx	NOUN
hassl-4548	425	22	in	in	ADP
hassl-4548	425	23	2018	2018	NUM
hassl-4548	425	24	-	-	SYM
hassl-4548	425	25	2020	2020	NUM
hassl-4548	425	26	.	.	PUNCT
hassl-4548	426	1	jurnal	jurnal	ADJ
hassl-4548	426	2	ilmu	ilmu	PROPN
hassl-4548	426	3	manajemen	manajeman	NOUN
hassl-4548	426	4	,	,	PUNCT
hassl-4548	426	5	10(1	10(1	NUM
hassl-4548	426	6	)	)	PUNCT
hassl-4548	426	7	,	,	PUNCT
hassl-4548	426	8	28	28	NUM
hassl-4548	426	9	-	-	SYM
hassl-4548	426	10	38	38	NUM
hassl-4548	426	11	.	.	PUNCT
hassl-4548	427	1	https://doi.org/10.26740/jim.v10n1.p28-38	https://doi.org/10.26740/jim.v10n1.p28-38	NOUN
hassl-4548	427	2	azizah	azizah	NOUN
hassl-4548	427	3	,	,	PUNCT
hassl-4548	427	4	r.	r.	PROPN
hassl-4548	427	5	n.	n.	PROPN
hassl-4548	427	6	,	,	PUNCT
hassl-4548	427	7	&	&	CCONJ
hassl-4548	427	8	yunita	yunita	PROPN
hassl-4548	427	9	,	,	PUNCT
hassl-4548	427	10	i.	i.	PROPN
hassl-4548	427	11	(	(	PUNCT
hassl-4548	427	12	2022	2022	NUM
hassl-4548	427	13	)	)	PUNCT
hassl-4548	427	14	.	.	PUNCT
hassl-4548	428	1	the	the	DET
hassl-4548	428	2	influence	influence	NOUN
hassl-4548	428	3	of	of	ADP
hassl-4548	428	4	liquidity	liquidity	NOUN
hassl-4548	428	5	,	,	PUNCT
hassl-4548	428	6	leverage	leverage	NOUN
hassl-4548	428	7	,	,	PUNCT
hassl-4548	428	8	activity	activity	NOUN
hassl-4548	428	9	and	and	CCONJ
hassl-4548	428	10	profitability	profitability	NOUN
hassl-4548	428	11	ratios	ratio	NOUN
hassl-4548	428	12	on	on	ADP
hassl-4548	428	13	financial	financial	ADJ
hassl-4548	428	14	distress	distress	NOUN
hassl-4548	428	15	conditions	condition	NOUN
hassl-4548	428	16	using	use	VERB
hassl-4548	428	17	the	the	DET
hassl-4548	428	18	altman	altman	PROPN
hassl-4548	428	19	z	z	PROPN
hassl-4548	428	20	-	-	PUNCT
hassl-4548	428	21	score	score	NOUN
hassl-4548	428	22	model	model	NOUN
hassl-4548	428	23	.	.	PUNCT
hassl-4548	429	1	jurnal	jurnal	ADJ
hassl-4548	429	2	ilmiah	ilmiah	PROPN
hassl-4548	429	3	manajemen	manajeman	NOUN
hassl-4548	429	4	,	,	PUNCT
hassl-4548	429	5	ekonomi	ekonomi	PROPN
hassl-4548	429	6	,	,	PUNCT
hassl-4548	429	7	&	&	CCONJ
hassl-4548	429	8	akuntansi	akuntansi	PROPN
hassl-4548	429	9	(	(	PUNCT
hassl-4548	429	10	mea	mea	PROPN
hassl-4548	429	11	)	)	PUNCT
hassl-4548	429	12	,	,	PUNCT
hassl-4548	429	13	6(1	6(1	NUM
hassl-4548	429	14	)	)	PUNCT
hassl-4548	429	15	,	,	PUNCT
hassl-4548	429	16	756	756	NUM
hassl-4548	429	17	-	-	SYM
hassl-4548	429	18	773	773	NUM
hassl-4548	429	19	.	.	PUNCT
hassl-4548	430	1	baltagi	baltagi	PROPN
hassl-4548	430	2	,	,	PUNCT
hassl-4548	430	3	b.	b.	PROPN
hassl-4548	430	4	h.	h.	PROPN
hassl-4548	430	5	(	(	PUNCT
hassl-4548	430	6	2008	2008	NUM
hassl-4548	430	7	)	)	PUNCT
hassl-4548	430	8	.	.	PUNCT
hassl-4548	431	1	econometric	econometric	ADJ
hassl-4548	431	2	analysis	analysis	NOUN
hassl-4548	431	3	of	of	ADP
hassl-4548	431	4	panel	panel	NOUN
hassl-4548	431	5	data	datum	NOUN
hassl-4548	431	6	.	.	PUNCT
hassl-4548	432	1	in	in	ADP
hassl-4548	432	2	(	(	PUNCT
hassl-4548	432	3	vol	vol	NOUN
hassl-4548	432	4	.	.	NOUN
hassl-4548	432	5	4	4	NUM
hassl-4548	432	6	,	,	PUNCT
hassl-4548	432	7	pp	pp	ADJ
hassl-4548	432	8	.	.	PUNCT
hassl-4548	432	9	135	135	NUM
hassl-4548	432	10	-	-	SYM
hassl-4548	432	11	145	145	NUM
hassl-4548	432	12	)	)	PUNCT
hassl-4548	432	13	.	.	PUNCT
hassl-4548	433	1	chichester	chichester	PROPN
hassl-4548	433	2	:	:	PUNCT
hassl-4548	433	3	wiley	wiley	PROPN
hassl-4548	433	4	.	.	PUNCT
hassl-4548	434	1	basel	basel	PROPN
hassl-4548	434	2	committee	committee	PROPN
hassl-4548	434	3	on	on	ADP
hassl-4548	434	4	banking	banking	NOUN
hassl-4548	434	5	supervision	supervision	NOUN
hassl-4548	434	6	.	.	PUNCT
hassl-4548	435	1	(	(	PUNCT
hassl-4548	435	2	2013	2013	NUM
hassl-4548	435	3	)	)	PUNCT
hassl-4548	435	4	.	.	PUNCT
hassl-4548	436	1	the	the	DET
hassl-4548	436	2	liquidity	liquidity	NOUN
hassl-4548	436	3	coverage	coverage	NOUN
hassl-4548	436	4	ratio	ratio	NOUN
hassl-4548	436	5	and	and	CCONJ
hassl-4548	436	6	liquidity	liquidity	NOUN
hassl-4548	436	7	risk	risk	NOUN
hassl-4548	436	8	monitoring	monitoring	NOUN
hassl-4548	436	9	tools	tool	NOUN
hassl-4548	436	10	.	.	PUNCT
hassl-4548	437	1	basel	basel	PROPN
hassl-4548	437	2	:	:	PUNCT
hassl-4548	437	3	bank	bank	PROPN
hassl-4548	437	4	for	for	ADP
hassl-4548	437	5	international	international	ADJ
hassl-4548	437	6	settlements	settlement	NOUN
hassl-4548	437	7	.	.	PUNCT
hassl-4548	438	1	bawa	bawa	PROPN
hassl-4548	438	2	,	,	PUNCT
hassl-4548	438	3	j.	j.	PROPN
hassl-4548	438	4	k.	k.	PROPN
hassl-4548	438	5	,	,	PUNCT
hassl-4548	438	6	goyal	goyal	PROPN
hassl-4548	438	7	,	,	PUNCT
hassl-4548	438	8	v.	v.	PROPN
hassl-4548	438	9	,	,	PUNCT
hassl-4548	438	10	mitra	mitra	PROPN
hassl-4548	438	11	,	,	PUNCT
hassl-4548	438	12	s.	s.	PROPN
hassl-4548	438	13	k.	k.	PROPN
hassl-4548	438	14	,	,	PUNCT
hassl-4548	438	15	&	&	CCONJ
hassl-4548	438	16	basu	basu	PROPN
hassl-4548	438	17	,	,	PUNCT
hassl-4548	438	18	s.	s.	PROPN
hassl-4548	438	19	(	(	PUNCT
hassl-4548	438	20	2019	2019	NUM
hassl-4548	438	21	)	)	PUNCT
hassl-4548	438	22	.	.	PUNCT
hassl-4548	439	1	an	an	DET
hassl-4548	439	2	analysis	analysis	NOUN
hassl-4548	439	3	of	of	ADP
hassl-4548	439	4	npas	npas	NOUN
hassl-4548	439	5	of	of	ADP
hassl-4548	439	6	indian	indian	ADJ
hassl-4548	439	7	banks	bank	NOUN
hassl-4548	439	8	:	:	PUNCT
hassl-4548	439	9	using	use	VERB
hassl-4548	439	10	a	a	DET
hassl-4548	439	11	comprehensive	comprehensive	ADJ
hassl-4548	439	12	framework	framework	NOUN
hassl-4548	439	13	of	of	ADP
hassl-4548	439	14	31	31	NUM
hassl-4548	439	15	financial	financial	ADJ
hassl-4548	439	16	ratios	ratio	NOUN
hassl-4548	439	17	.	.	PUNCT
hassl-4548	440	1	iimb	iimb	PROPN
hassl-4548	440	2	management	management	PROPN
hassl-4548	440	3	review	review	PROPN
hassl-4548	440	4	,	,	PUNCT
hassl-4548	440	5	31(1	31(1	NUM
hassl-4548	440	6	)	)	PUNCT
hassl-4548	440	7	,	,	PUNCT
hassl-4548	440	8	51	51	NUM
hassl-4548	440	9	-	-	SYM
hassl-4548	440	10	62	62	NUM
hassl-4548	440	11	.	.	PUNCT
hassl-4548	441	1	https://doi.org/10.1016/j.iimb.2018.08.004	https://doi.org/10.1016/j.iimb.2018.08.004	NUM
hassl-4548	441	2	benston	benston	NOUN
hassl-4548	441	3	,	,	PUNCT
hassl-4548	441	4	g.	g.	PROPN
hassl-4548	441	5	j.	j.	PROPN
hassl-4548	441	6	,	,	PUNCT
hassl-4548	441	7	&	&	CCONJ
hassl-4548	441	8	kaufman	kaufman	PROPN
hassl-4548	441	9	,	,	PUNCT
hassl-4548	441	10	g.	g.	PROPN
hassl-4548	441	11	g.	g.	PROPN
hassl-4548	441	12	(	(	PUNCT
hassl-4548	441	13	1995	1995	NUM
hassl-4548	441	14	)	)	PUNCT
hassl-4548	441	15	.	.	PUNCT
hassl-4548	441	16	is	be	AUX
hassl-4548	441	17	the	the	DET
hassl-4548	441	18	banking	banking	NOUN
hassl-4548	441	19	and	and	CCONJ
hassl-4548	441	20	payments	payment	NOUN
hassl-4548	441	21	system	system	NOUN
hassl-4548	441	22	fragile	fragile	ADJ
hassl-4548	441	23	?	?	PUNCT
hassl-4548	441	24	journal	journal	NOUN
hassl-4548	441	25	of	of	ADP
hassl-4548	441	26	financial	financial	ADJ
hassl-4548	441	27	services	service	NOUN
hassl-4548	441	28	research	research	NOUN
hassl-4548	441	29	,	,	PUNCT
hassl-4548	441	30	9(3	9(3	NUM
hassl-4548	441	31	)	)	PUNCT
hassl-4548	441	32	,	,	PUNCT
hassl-4548	441	33	209–240	209–240	NUM
hassl-4548	441	34	.	.	PUNCT
hassl-4548	442	1	https://doi.org/10.1007/bf01051747	https://doi.org/10.1007/bf01051747	X
hassl-4548	442	2	https://doi.org/10.1016/j.jbankfin.2007.07.014	https://doi.org/10.1016/j.jbankfin.2007.07.014	NOUN
hassl-4548	443	1	https://doi.org/10.1111/j.1540-6261.1968.tb00843.x	https://doi.org/10.1111/j.1540-6261.1968.tb00843.x	INTJ
hassl-4548	444	1	https://doi.org/10.24036/jmpe.v2i3.7417	https://doi.org/10.24036/jmpe.v2i3.7417	DET
hassl-4548	444	2	https://doi.org/10.26740/jim.v10n1.p28-38	https://doi.org/10.26740/jim.v10n1.p28-38	NOUN
hassl-4548	444	3	https://doi.org/10.1016/j.iimb.2018.08.004	https://doi.org/10.1016/j.iimb.2018.08.004	PROPN
hassl-4548	444	4	https://doi.org/10.1007/bf01051747	https://doi.org/10.1007/bf01051747	X
hassl-4548	444	5	humanities	humanity	NOUN
hassl-4548	444	6	and	and	CCONJ
hassl-4548	444	7	social	social	ADJ
hassl-4548	444	8	sciences	science	NOUN
hassl-4548	444	9	letters	letter	NOUN
hassl-4548	444	10	,	,	PUNCT
hassl-4548	444	11	2025	2025	NUM
hassl-4548	444	12	,	,	PUNCT
hassl-4548	444	13	14(1	14(1	NUM
hassl-4548	444	14	):	):	PUNCT
hassl-4548	444	15	44	44	NUM
hassl-4548	444	16	-	-	SYM
hassl-4548	444	17	58	58	NUM
hassl-4548	444	18	56	56	NUM
hassl-4548	444	19	©	©	PROPN
hassl-4548	444	20	2026	2026	NUM
hassl-4548	444	21	conscientia	conscientia	PROPN
hassl-4548	444	22	beam	beam	PROPN
hassl-4548	444	23	.	.	PUNCT
hassl-4548	445	1	all	all	DET
hassl-4548	445	2	rights	right	NOUN
hassl-4548	445	3	reserved	reserve	VERB
hassl-4548	445	4	.	.	PUNCT
hassl-4548	446	1	bhadury	bhadury	PROPN
hassl-4548	446	2	,	,	PUNCT
hassl-4548	446	3	s.	s.	PROPN
hassl-4548	446	4	,	,	PUNCT
hassl-4548	446	5	&	&	CCONJ
hassl-4548	446	6	pratap	pratap	PROPN
hassl-4548	446	7	,	,	PUNCT
hassl-4548	446	8	b.	b.	PROPN
hassl-4548	446	9	(	(	PUNCT
hassl-4548	446	10	2018	2018	NUM
hassl-4548	446	11	)	)	PUNCT
hassl-4548	446	12	.	.	PUNCT
hassl-4548	447	1	india	india	PROPN
hassl-4548	447	2	's	's	PART
hassl-4548	447	3	bad	bad	ADJ
hassl-4548	447	4	loan	loan	NOUN
hassl-4548	447	5	conundrum	conundrum	NOUN
hassl-4548	447	6	:	:	PUNCT
hassl-4548	447	7	recurrent	recurrent	ADJ
hassl-4548	447	8	concern	concern	NOUN
hassl-4548	447	9	for	for	ADP
hassl-4548	447	10	banking	banking	NOUN
hassl-4548	447	11	system	system	NOUN
hassl-4548	447	12	stability	stability	NOUN
hassl-4548	447	13	and	and	CCONJ
hassl-4548	447	14	the	the	DET
hassl-4548	447	15	way	way	NOUN
hassl-4548	447	16	forward	forward	ADV
hassl-4548	447	17	.	.	PUNCT
hassl-4548	448	1	in	in	ADP
hassl-4548	448	2	w.	w.	PROPN
hassl-4548	448	3	a.	a.	PROPN
hassl-4548	448	4	barnett	barnett	PROPN
hassl-4548	448	5	&	&	CCONJ
hassl-4548	448	6	b.	b.	PROPN
hassl-4548	448	7	s.	s.	PROPN
hassl-4548	448	8	sergi	sergi	PROPN
hassl-4548	448	9	(	(	PUNCT
hassl-4548	448	10	eds	eds	PROPN
hassl-4548	448	11	.	.	PUNCT
hassl-4548	448	12	)	)	PUNCT
hassl-4548	448	13	,	,	PUNCT
hassl-4548	448	14	banking	banking	NOUN
hassl-4548	448	15	and	and	CCONJ
hassl-4548	448	16	finance	finance	NOUN
hassl-4548	448	17	issues	issue	NOUN
hassl-4548	448	18	in	in	ADP
hassl-4548	448	19	emerging	emerge	VERB
hassl-4548	448	20	markets	market	NOUN
hassl-4548	448	21	.	.	PUNCT
hassl-4548	449	1	in	in	ADP
hassl-4548	449	2	(	(	PUNCT
hassl-4548	449	3	vol	vol	NOUN
hassl-4548	449	4	.	.	PROPN
hassl-4548	449	5	25	25	NUM
hassl-4548	449	6	,	,	PUNCT
hassl-4548	449	7	pp	pp	ADJ
hassl-4548	449	8	.	.	PUNCT
hassl-4548	449	9	123–161	123–161	NUM
hassl-4548	449	10	)	)	PUNCT
hassl-4548	449	11	.	.	PUNCT
hassl-4548	450	1	bingley	bingley	PROPN
hassl-4548	450	2	,	,	PUNCT
hassl-4548	450	3	uk	uk	PROPN
hassl-4548	450	4	:	:	PUNCT
hassl-4548	450	5	emerald	emerald	NOUN
hassl-4548	450	6	group	group	PROPN
hassl-4548	450	7	publishing	publishing	NOUN
hassl-4548	450	8	.	.	PUNCT
hassl-4548	451	1	bhattacharya	bhattacharya	PROPN
hassl-4548	451	2	,	,	PUNCT
hassl-4548	451	3	s.	s.	PROPN
hassl-4548	451	4	,	,	PUNCT
hassl-4548	451	5	boot	boot	NOUN
hassl-4548	451	6	,	,	PUNCT
hassl-4548	451	7	a.	a.	PROPN
hassl-4548	451	8	w.	w.	PROPN
hassl-4548	451	9	a.	a.	PROPN
hassl-4548	451	10	,	,	PUNCT
hassl-4548	451	11	&	&	CCONJ
hassl-4548	451	12	thakor	thakor	PROPN
hassl-4548	451	13	,	,	PUNCT
hassl-4548	451	14	a.	a.	PROPN
hassl-4548	451	15	v.	v.	PROPN
hassl-4548	451	16	(	(	PUNCT
hassl-4548	451	17	1998	1998	NUM
hassl-4548	451	18	)	)	PUNCT
hassl-4548	451	19	.	.	PUNCT
hassl-4548	452	1	the	the	DET
hassl-4548	452	2	economics	economic	NOUN
hassl-4548	452	3	of	of	ADP
hassl-4548	452	4	bank	bank	PROPN
hassl-4548	452	5	regulation	regulation	NOUN
hassl-4548	452	6	.	.	PUNCT
hassl-4548	453	1	journal	journal	NOUN
hassl-4548	453	2	of	of	ADP
hassl-4548	453	3	money	money	NOUN
hassl-4548	453	4	,	,	PUNCT
hassl-4548	453	5	credit	credit	NOUN
hassl-4548	453	6	and	and	CCONJ
hassl-4548	453	7	banking	banking	NOUN
hassl-4548	453	8	,	,	PUNCT
hassl-4548	453	9	30(4	30(4	NUM
hassl-4548	453	10	)	)	PUNCT
hassl-4548	453	11	,	,	PUNCT
hassl-4548	453	12	745–770	745–770	NUM
hassl-4548	453	13	.	.	PUNCT
hassl-4548	454	1	https://doi.org/10.2307/2601127	https://doi.org/10.2307/2601127	NOUN
hassl-4548	454	2	bouzgarrou	bouzgarrou	PROPN
hassl-4548	454	3	,	,	PUNCT
hassl-4548	454	4	h.	h.	PROPN
hassl-4548	454	5	,	,	PUNCT
hassl-4548	454	6	jouida	jouida	PROPN
hassl-4548	454	7	,	,	PUNCT
hassl-4548	454	8	s.	s.	PROPN
hassl-4548	454	9	,	,	PUNCT
hassl-4548	454	10	&	&	CCONJ
hassl-4548	454	11	louhichi	louhichi	PROPN
hassl-4548	454	12	,	,	PUNCT
hassl-4548	454	13	w.	w.	PROPN
hassl-4548	454	14	(	(	PUNCT
hassl-4548	454	15	2018	2018	NUM
hassl-4548	454	16	)	)	PUNCT
hassl-4548	454	17	.	.	PUNCT
hassl-4548	455	1	bank	bank	NOUN
hassl-4548	455	2	profitability	profitability	NOUN
hassl-4548	455	3	during	during	ADP
hassl-4548	455	4	and	and	CCONJ
hassl-4548	455	5	before	before	ADP
hassl-4548	455	6	the	the	DET
hassl-4548	455	7	financial	financial	ADJ
hassl-4548	455	8	crisis	crisis	NOUN
hassl-4548	455	9	:	:	PUNCT
hassl-4548	455	10	domestic	domestic	ADJ
hassl-4548	455	11	versus	versus	ADP
hassl-4548	455	12	foreign	foreign	ADJ
hassl-4548	455	13	banks	bank	NOUN
hassl-4548	455	14	.	.	PUNCT
hassl-4548	456	1	research	research	NOUN
hassl-4548	456	2	in	in	ADP
hassl-4548	456	3	international	international	ADJ
hassl-4548	456	4	business	business	NOUN
hassl-4548	456	5	and	and	CCONJ
hassl-4548	456	6	finance	finance	NOUN
hassl-4548	456	7	,	,	PUNCT
hassl-4548	456	8	44	44	NUM
hassl-4548	456	9	,	,	PUNCT
hassl-4548	456	10	26	26	NUM
hassl-4548	456	11	-	-	SYM
hassl-4548	456	12	39	39	NUM
hassl-4548	456	13	.	.	PUNCT
hassl-4548	457	1	https://doi.org/10.1016/j.ribaf.2017.05.011	https://doi.org/10.1016/j.ribaf.2017.05.011	NUM
hassl-4548	457	2	branch	branch	NOUN
hassl-4548	457	3	,	,	PUNCT
hassl-4548	457	4	b.	b.	PROPN
hassl-4548	457	5	,	,	PUNCT
hassl-4548	457	6	&	&	CCONJ
hassl-4548	457	7	khizer	khizer	PROPN
hassl-4548	457	8	,	,	PUNCT
hassl-4548	457	9	a.	a.	NOUN
hassl-4548	457	10	(	(	PUNCT
hassl-4548	457	11	2016	2016	NUM
hassl-4548	457	12	)	)	PUNCT
hassl-4548	457	13	.	.	PUNCT
hassl-4548	458	1	bankruptcy	bankruptcy	NOUN
hassl-4548	458	2	practice	practice	NOUN
hassl-4548	458	3	in	in	ADP
hassl-4548	458	4	india	india	PROPN
hassl-4548	458	5	.	.	PUNCT
hassl-4548	459	1	international	international	ADJ
hassl-4548	459	2	review	review	NOUN
hassl-4548	459	3	of	of	ADP
hassl-4548	459	4	financial	financial	ADJ
hassl-4548	459	5	analysis	analysis	NOUN
hassl-4548	459	6	,	,	PUNCT
hassl-4548	459	7	47	47	NUM
hassl-4548	459	8	,	,	PUNCT
hassl-4548	459	9	1	1	NUM
hassl-4548	459	10	-	-	SYM
hassl-4548	459	11	6	6	NUM
hassl-4548	459	12	.	.	PUNCT
hassl-4548	460	1	https://doi.org/10.1016/j.irfa.2016.06.004	https://doi.org/10.1016/j.irfa.2016.06.004	PROPN
hassl-4548	460	2	bu	bu	ADP
hassl-4548	460	3	,	,	PUNCT
hassl-4548	460	4	y.	y.	PROPN
hassl-4548	460	5	(	(	PUNCT
hassl-4548	460	6	2019	2019	NUM
hassl-4548	460	7	)	)	PUNCT
hassl-4548	460	8	.	.	PUNCT
hassl-4548	461	1	research	research	NOUN
hassl-4548	461	2	on	on	ADP
hassl-4548	461	3	the	the	DET
hassl-4548	461	4	impact	impact	NOUN
hassl-4548	461	5	of	of	ADP
hassl-4548	461	6	financing	finance	VERB
hassl-4548	461	7	liquidity	liquidity	NOUN
hassl-4548	461	8	on	on	ADP
hassl-4548	461	9	risk	risk	NOUN
hassl-4548	461	10	-	-	PUNCT
hassl-4548	461	11	taking	taking	NOUN
hassl-4548	461	12	of	of	ADP
hassl-4548	461	13	commercial	commercial	ADJ
hassl-4548	461	14	banks	bank	NOUN
hassl-4548	461	15	.	.	PUNCT
hassl-4548	462	1	paper	paper	NOUN
hassl-4548	462	2	presented	present	VERB
hassl-4548	462	3	at	at	ADP
hassl-4548	462	4	the	the	DET
hassl-4548	462	5	in	in	ADP
hassl-4548	462	6	matec	matec	ADJ
hassl-4548	462	7	web	web	NOUN
hassl-4548	462	8	of	of	ADP
hassl-4548	462	9	conferences	conference	NOUN
hassl-4548	462	10	(	(	PUNCT
hassl-4548	462	11	vol	vol	NOUN
hassl-4548	462	12	.	.	PUNCT
hassl-4548	462	13	267	267	NUM
hassl-4548	462	14	,	,	PUNCT
hassl-4548	462	15	p.	p.	NOUN
hassl-4548	462	16	04012	04012	NUM
hassl-4548	462	17	)	)	PUNCT
hassl-4548	462	18	.	.	PUNCT
hassl-4548	463	1	edp	edp	PROPN
hassl-4548	463	2	sciences	sciences	PROPN
hassl-4548	463	3	.	.	PUNCT
hassl-4548	464	1	cepoi	cepoi	PROPN
hassl-4548	464	2	,	,	PUNCT
hassl-4548	464	3	c.	c.	PROPN
hassl-4548	464	4	o.	o.	PROPN
hassl-4548	464	5	,	,	PUNCT
hassl-4548	464	6	dragotă	dragotă	PROPN
hassl-4548	464	7	,	,	PUNCT
hassl-4548	464	8	v.	v.	ADP
hassl-4548	464	9	,	,	PUNCT
hassl-4548	464	10	trifan	trifan	PROPN
hassl-4548	464	11	,	,	PUNCT
hassl-4548	464	12	r.	r.	PROPN
hassl-4548	464	13	,	,	PUNCT
hassl-4548	464	14	&	&	CCONJ
hassl-4548	464	15	iordache	iordache	PROPN
hassl-4548	464	16	,	,	PUNCT
hassl-4548	464	17	a.	a.	NOUN
hassl-4548	464	18	(	(	PUNCT
hassl-4548	464	19	2023	2023	NUM
hassl-4548	464	20	)	)	PUNCT
hassl-4548	464	21	.	.	PUNCT
hassl-4548	465	1	probability	probability	NOUN
hassl-4548	465	2	of	of	ADP
hassl-4548	465	3	informed	informed	ADJ
hassl-4548	465	4	trading	trading	NOUN
hassl-4548	465	5	during	during	ADP
hassl-4548	465	6	the	the	DET
hassl-4548	465	7	covid-19	covid-19	PROPN
hassl-4548	465	8	pandemic	pandemic	NOUN
hassl-4548	465	9	:	:	PUNCT
hassl-4548	465	10	the	the	DET
hassl-4548	465	11	case	case	NOUN
hassl-4548	465	12	of	of	ADP
hassl-4548	465	13	the	the	DET
hassl-4548	465	14	romanian	romanian	ADJ
hassl-4548	465	15	stock	stock	NOUN
hassl-4548	465	16	market	market	NOUN
hassl-4548	465	17	.	.	PUNCT
hassl-4548	466	1	financial	financial	ADJ
hassl-4548	466	2	innovation	innovation	NOUN
hassl-4548	466	3	,	,	PUNCT
hassl-4548	466	4	9(1	9(1	NUM
hassl-4548	466	5	)	)	PUNCT
hassl-4548	466	6	,	,	PUNCT
hassl-4548	466	7	34	34	NUM
hassl-4548	466	8	.	.	NOUN
hassl-4548	466	9	https://doi.org/10.1186/s40854-022-00415-9	https://doi.org/10.1186/s40854-022-00415-9	NUM
hassl-4548	466	10	chiaramonte	chiaramonte	PROPN
hassl-4548	466	11	,	,	PUNCT
hassl-4548	466	12	l.	l.	PROPN
hassl-4548	466	13	,	,	PUNCT
hassl-4548	466	14	&	&	CCONJ
hassl-4548	466	15	casu	casu	PROPN
hassl-4548	466	16	,	,	PUNCT
hassl-4548	466	17	b.	b.	PROPN
hassl-4548	466	18	(	(	PUNCT
hassl-4548	466	19	2017	2017	NUM
hassl-4548	466	20	)	)	PUNCT
hassl-4548	466	21	.	.	PUNCT
hassl-4548	467	1	capital	capital	NOUN
hassl-4548	467	2	and	and	CCONJ
hassl-4548	467	3	liquidity	liquidity	NOUN
hassl-4548	467	4	ratios	ratio	NOUN
hassl-4548	467	5	and	and	CCONJ
hassl-4548	467	6	financial	financial	ADJ
hassl-4548	467	7	distress	distress	NOUN
hassl-4548	467	8	.	.	PUNCT
hassl-4548	468	1	evidence	evidence	NOUN
hassl-4548	468	2	from	from	ADP
hassl-4548	468	3	the	the	DET
hassl-4548	468	4	european	european	PROPN
hassl-4548	468	5	banking	banking	NOUN
hassl-4548	468	6	industry	industry	NOUN
hassl-4548	468	7	.	.	PUNCT
hassl-4548	469	1	the	the	DET
hassl-4548	469	2	british	british	PROPN
hassl-4548	469	3	accounting	accounting	PROPN
hassl-4548	469	4	review	review	PROPN
hassl-4548	469	5	,	,	PUNCT
hassl-4548	469	6	49(2	49(2	NUM
hassl-4548	469	7	)	)	PUNCT
hassl-4548	469	8	,	,	PUNCT
hassl-4548	469	9	138	138	NUM
hassl-4548	469	10	-	-	SYM
hassl-4548	469	11	161	161	NUM
hassl-4548	469	12	.	.	PUNCT
hassl-4548	470	1	https://doi.org/10.1016/j.bar.2016.04.001	https://doi.org/10.1016/j.bar.2016.04.001	PROPN
hassl-4548	470	2	dance	dance	NOUN
hassl-4548	470	3	,	,	PUNCT
hassl-4548	470	4	m.	m.	NOUN
hassl-4548	470	5	,	,	PUNCT
hassl-4548	470	6	&	&	CCONJ
hassl-4548	470	7	imade	imade	PROPN
hassl-4548	470	8	,	,	PUNCT
hassl-4548	470	9	s.	s.	PROPN
hassl-4548	470	10	(	(	PUNCT
hassl-4548	470	11	2019	2019	NUM
hassl-4548	470	12	)	)	PUNCT
hassl-4548	470	13	.	.	PUNCT
hassl-4548	471	1	financial	financial	ADJ
hassl-4548	471	2	ratio	ratio	NOUN
hassl-4548	471	3	analysis	analysis	NOUN
hassl-4548	471	4	in	in	ADP
hassl-4548	471	5	predicting	predict	VERB
hassl-4548	471	6	financial	financial	ADJ
hassl-4548	471	7	conditions	condition	NOUN
hassl-4548	471	8	distress	distress	NOUN
hassl-4548	471	9	in	in	ADP
hassl-4548	471	10	indonesia	indonesia	PROPN
hassl-4548	471	11	stock	stock	PROPN
hassl-4548	471	12	exchange	exchange	PROPN
hassl-4548	471	13	.	.	PUNCT
hassl-4548	472	1	russian	russian	ADJ
hassl-4548	472	2	journal	journal	PROPN
hassl-4548	472	3	of	of	ADP
hassl-4548	472	4	agricultural	agricultural	ADJ
hassl-4548	472	5	and	and	CCONJ
hassl-4548	472	6	socio	socio	NOUN
hassl-4548	472	7	-	-	PUNCT
hassl-4548	472	8	economic	economic	ADJ
hassl-4548	472	9	sciences	science	NOUN
hassl-4548	472	10	,	,	PUNCT
hassl-4548	472	11	86(2	86(2	NOUN
hassl-4548	472	12	)	)	PUNCT
hassl-4548	472	13	,	,	PUNCT
hassl-4548	472	14	155	155	NUM
hassl-4548	472	15	-	-	SYM
hassl-4548	472	16	165	165	NUM
hassl-4548	472	17	.	.	PUNCT
hassl-4548	473	1	das	das	PROPN
hassl-4548	473	2	,	,	PUNCT
hassl-4548	473	3	a.	a.	NOUN
hassl-4548	473	4	,	,	PUNCT
hassl-4548	473	5	agarwal	agarwal	PROPN
hassl-4548	473	6	,	,	PUNCT
hassl-4548	473	7	a.	a.	PROPN
hassl-4548	473	8	k.	k.	PROPN
hassl-4548	473	9	,	,	PUNCT
hassl-4548	473	10	jacob	jacob	PROPN
hassl-4548	473	11	,	,	PUNCT
hassl-4548	473	12	j.	j.	PROPN
hassl-4548	473	13	,	,	PUNCT
hassl-4548	473	14	mohapatra	mohapatra	PROPN
hassl-4548	473	15	,	,	PUNCT
hassl-4548	473	16	s.	s.	PROPN
hassl-4548	473	17	,	,	PUNCT
hassl-4548	473	18	hishikar	hishikar	PROPN
hassl-4548	473	19	,	,	PUNCT
hassl-4548	473	20	s.	s.	PROPN
hassl-4548	473	21	,	,	PUNCT
hassl-4548	473	22	bangar	bangar	PROPN
hassl-4548	473	23	,	,	PUNCT
hassl-4548	473	24	s.	s.	PROPN
hassl-4548	473	25	,	,	PUNCT
hassl-4548	473	26	.	.	PUNCT
hassl-4548	473	27	.	.	PUNCT
hassl-4548	473	28	.	.	PUNCT
hassl-4548	474	1	sinha	sinha	NOUN
hassl-4548	474	2	,	,	PUNCT
hassl-4548	474	3	u.	u.	PROPN
hassl-4548	474	4	k.	k.	PROPN
hassl-4548	474	5	(	(	PUNCT
hassl-4548	474	6	2020	2020	NUM
hassl-4548	474	7	)	)	PUNCT
hassl-4548	474	8	.	.	PUNCT
hassl-4548	475	1	insolvency	insolvency	NOUN
hassl-4548	475	2	and	and	CCONJ
hassl-4548	475	3	bankruptcy	bankruptcy	NOUN
hassl-4548	475	4	reforms	reform	NOUN
hassl-4548	475	5	:	:	PUNCT
hassl-4548	475	6	the	the	DET
hassl-4548	475	7	way	way	NOUN
hassl-4548	475	8	forward	forward	ADV
hassl-4548	475	9	.	.	PUNCT
hassl-4548	476	1	vikalpa	vikalpa	NOUN
hassl-4548	476	2	:	:	PUNCT
hassl-4548	476	3	the	the	DET
hassl-4548	476	4	journal	journal	NOUN
hassl-4548	476	5	for	for	ADP
hassl-4548	476	6	decision	decision	NOUN
hassl-4548	476	7	makers	maker	NOUN
hassl-4548	476	8	,	,	PUNCT
hassl-4548	476	9	45(2	45(2	NOUN
hassl-4548	476	10	)	)	PUNCT
hassl-4548	476	11	,	,	PUNCT
hassl-4548	476	12	115	115	NUM
hassl-4548	476	13	-	-	SYM
hassl-4548	476	14	131	131	NUM
hassl-4548	476	15	.	.	PUNCT
hassl-4548	477	1	https://doi.org/10.1177/0256090920953988	https://doi.org/10.1177/0256090920953988	PROPN
hassl-4548	477	2	duterme	duterme	PROPN
hassl-4548	477	3	,	,	PUNCT
hassl-4548	477	4	t.	t.	NOUN
hassl-4548	477	5	(	(	PUNCT
hassl-4548	477	6	2023	2023	NUM
hassl-4548	477	7	)	)	PUNCT
hassl-4548	477	8	.	.	PUNCT
hassl-4548	478	1	bloomberg	bloomberg	PROPN
hassl-4548	478	2	and	and	CCONJ
hassl-4548	478	3	the	the	DET
hassl-4548	478	4	gamestop	gamestop	NOUN
hassl-4548	478	5	saga	saga	NOUN
hassl-4548	478	6	:	:	PUNCT
hassl-4548	478	7	the	the	DET
hassl-4548	478	8	fear	fear	NOUN
hassl-4548	478	9	of	of	ADP
hassl-4548	478	10	stock	stock	NOUN
hassl-4548	478	11	market	market	NOUN
hassl-4548	478	12	democracy	democracy	NOUN
hassl-4548	478	13	.	.	PUNCT
hassl-4548	479	1	economy	economy	NOUN
hassl-4548	479	2	and	and	CCONJ
hassl-4548	479	3	society	society	NOUN
hassl-4548	479	4	,	,	PUNCT
hassl-4548	479	5	52(3	52(3	NOUN
hassl-4548	479	6	)	)	PUNCT
hassl-4548	479	7	,	,	PUNCT
hassl-4548	479	8	373	373	NUM
hassl-4548	479	9	-	-	SYM
hassl-4548	479	10	398	398	NUM
hassl-4548	479	11	.	.	PUNCT
hassl-4548	480	1	https://doi.org/10.1080/03085147.2023.2189819	https://doi.org/10.1080/03085147.2023.2189819	PROPN
hassl-4548	480	2	el	el	PROPN
hassl-4548	480	3	diri	diri	PROPN
hassl-4548	480	4	,	,	PUNCT
hassl-4548	480	5	m.	m.	NOUN
hassl-4548	480	6	,	,	PUNCT
hassl-4548	480	7	king	king	NOUN
hassl-4548	480	8	,	,	PUNCT
hassl-4548	480	9	t.	t.	PROPN
hassl-4548	480	10	,	,	PUNCT
hassl-4548	480	11	spokeviciute	spokeviciute	NOUN
hassl-4548	480	12	,	,	PUNCT
hassl-4548	480	13	l.	l.	PROPN
hassl-4548	480	14	,	,	PUNCT
hassl-4548	480	15	&	&	CCONJ
hassl-4548	480	16	williams	williams	PROPN
hassl-4548	480	17	,	,	PUNCT
hassl-4548	480	18	j.	j.	PROPN
hassl-4548	480	19	(	(	PUNCT
hassl-4548	480	20	2021	2021	NUM
hassl-4548	480	21	)	)	PUNCT
hassl-4548	480	22	.	.	PUNCT
hassl-4548	481	1	hands	hand	NOUN
hassl-4548	481	2	in	in	ADP
hassl-4548	481	3	the	the	DET
hassl-4548	481	4	cookie	cookie	NOUN
hassl-4548	481	5	jar	jar	NOUN
hassl-4548	481	6	:	:	PUNCT
hassl-4548	481	7	exploiting	exploit	VERB
hassl-4548	481	8	loan	loan	NOUN
hassl-4548	481	9	loss	loss	NOUN
hassl-4548	481	10	provisions	provision	NOUN
hassl-4548	481	11	under	under	ADP
hassl-4548	481	12	bank	bank	NOUN
hassl-4548	481	13	financial	financial	ADJ
hassl-4548	481	14	distress	distress	NOUN
hassl-4548	481	15	.	.	PUNCT
hassl-4548	482	1	economics	economic	NOUN
hassl-4548	482	2	letters	letter	NOUN
hassl-4548	482	3	,	,	PUNCT
hassl-4548	482	4	209	209	NUM
hassl-4548	482	5	,	,	PUNCT
hassl-4548	482	6	110098	110098	NUM
hassl-4548	482	7	.	.	PUNCT
hassl-4548	483	1	https://doi.org/10.1016/j.econlet.2021.110098	https://doi.org/10.1016/j.econlet.2021.110098	PROPN
hassl-4548	483	2	flannery	flannery	PROPN
hassl-4548	483	3	,	,	PUNCT
hassl-4548	483	4	m.	m.	NOUN
hassl-4548	483	5	j.	j.	PROPN
hassl-4548	483	6	(	(	PUNCT
hassl-4548	483	7	1998	1998	NUM
hassl-4548	483	8	)	)	PUNCT
hassl-4548	483	9	.	.	PUNCT
hassl-4548	484	1	using	use	VERB
hassl-4548	484	2	market	market	NOUN
hassl-4548	484	3	information	information	NOUN
hassl-4548	484	4	in	in	ADP
hassl-4548	484	5	prudential	prudential	PROPN
hassl-4548	484	6	bank	bank	PROPN
hassl-4548	484	7	supervision	supervision	PROPN
hassl-4548	484	8	:	:	PUNCT
hassl-4548	484	9	a	a	DET
hassl-4548	484	10	review	review	NOUN
hassl-4548	484	11	of	of	ADP
hassl-4548	484	12	the	the	DET
hassl-4548	484	13	u.s	u.s	PROPN
hassl-4548	484	14	.	.	PROPN
hassl-4548	484	15	empirical	empirical	ADJ
hassl-4548	484	16	evidence	evidence	NOUN
hassl-4548	484	17	.	.	PUNCT
hassl-4548	485	1	journal	journal	NOUN
hassl-4548	485	2	of	of	ADP
hassl-4548	485	3	money	money	NOUN
hassl-4548	485	4	,	,	PUNCT
hassl-4548	485	5	credit	credit	NOUN
hassl-4548	485	6	and	and	CCONJ
hassl-4548	485	7	banking	banking	NOUN
hassl-4548	485	8	,	,	PUNCT
hassl-4548	485	9	30(3	30(3	NUM
hassl-4548	485	10	)	)	PUNCT
hassl-4548	485	11	,	,	PUNCT
hassl-4548	485	12	273–305	273–305	NUM
hassl-4548	485	13	.	.	PUNCT
hassl-4548	486	1	https://doi.org/10.2307/2601102	https://doi.org/10.2307/2601102	X
hassl-4548	487	1	flannery	flannery	PROPN
hassl-4548	487	2	,	,	PUNCT
hassl-4548	487	3	m.	m.	NOUN
hassl-4548	487	4	j.	j.	PROPN
hassl-4548	487	5	,	,	PUNCT
hassl-4548	487	6	&	&	CCONJ
hassl-4548	487	7	bliss	bliss	PROPN
hassl-4548	487	8	,	,	PUNCT
hassl-4548	487	9	r.	r.	PROPN
hassl-4548	487	10	r.	r.	PROPN
hassl-4548	487	11	(	(	PUNCT
hassl-4548	487	12	2019	2019	NUM
hassl-4548	487	13	)	)	PUNCT
hassl-4548	487	14	.	.	PUNCT
hassl-4548	488	1	market	market	NOUN
hassl-4548	488	2	discipline	discipline	NOUN
hassl-4548	488	3	in	in	ADP
hassl-4548	488	4	regulation	regulation	NOUN
hassl-4548	488	5	:	:	PUNCT
hassl-4548	488	6	pre	pre	X
hassl-4548	488	7	and	and	CCONJ
hassl-4548	488	8	post	post	VERB
hassl-4548	488	9	crisis	crisis	NOUN
hassl-4548	488	10	.	.	PUNCT
hassl-4548	489	1	gowlland	gowlland	PROPN
hassl-4548	489	2	,	,	PUNCT
hassl-4548	489	3	c.	c.	PROPN
hassl-4548	489	4	,	,	PUNCT
hassl-4548	489	5	xiao	xiao	PROPN
hassl-4548	489	6	,	,	PUNCT
hassl-4548	489	7	z.	z.	PROPN
hassl-4548	489	8	,	,	PUNCT
hassl-4548	489	9	&	&	CCONJ
hassl-4548	489	10	zeng	zeng	PROPN
hassl-4548	489	11	,	,	PUNCT
hassl-4548	489	12	q.	q.	PROPN
hassl-4548	489	13	(	(	PUNCT
hassl-4548	489	14	2009	2009	NUM
hassl-4548	489	15	)	)	PUNCT
hassl-4548	489	16	.	.	PUNCT
hassl-4548	490	1	beyond	beyond	ADP
hassl-4548	490	2	the	the	DET
hassl-4548	490	3	central	central	ADJ
hassl-4548	490	4	tendency	tendency	NOUN
hassl-4548	490	5	:	:	PUNCT
hassl-4548	490	6	quantile	quantile	ADJ
hassl-4548	490	7	regression	regression	NOUN
hassl-4548	490	8	as	as	ADP
hassl-4548	490	9	a	a	DET
hassl-4548	490	10	tool	tool	NOUN
hassl-4548	490	11	in	in	ADP
hassl-4548	490	12	quantitative	quantitative	ADJ
hassl-4548	490	13	investing	investing	NOUN
hassl-4548	490	14	.	.	PUNCT
hassl-4548	491	1	the	the	DET
hassl-4548	491	2	journal	journal	PROPN
hassl-4548	491	3	of	of	ADP
hassl-4548	491	4	portfolio	portfolio	NOUN
hassl-4548	491	5	management	management	NOUN
hassl-4548	491	6	,	,	PUNCT
hassl-4548	491	7	35(3	35(3	NUM
hassl-4548	491	8	)	)	PUNCT
hassl-4548	491	9	,	,	PUNCT
hassl-4548	491	10	106–119	106–119	NUM
hassl-4548	491	11	.	.	PUNCT
hassl-4548	492	1	https://doi.org/10.3905/jpm.2009.35.3.106	https://doi.org/10.3905/jpm.2009.35.3.106	PROPN
hassl-4548	492	2	gujarati	gujarati	PROPN
hassl-4548	492	3	,	,	PUNCT
hassl-4548	492	4	d.	d.	PROPN
hassl-4548	492	5	n.	n.	PROPN
hassl-4548	492	6	,	,	PUNCT
hassl-4548	492	7	&	&	CCONJ
hassl-4548	492	8	porter	porter	PROPN
hassl-4548	492	9	,	,	PUNCT
hassl-4548	492	10	d.	d.	PROPN
hassl-4548	492	11	c.	c.	PROPN
hassl-4548	492	12	(	(	PUNCT
hassl-4548	492	13	2009	2009	NUM
hassl-4548	492	14	)	)	PUNCT
hassl-4548	492	15	.	.	PUNCT
hassl-4548	493	1	basic	basic	ADJ
hassl-4548	493	2	econometrics	econometric	NOUN
hassl-4548	493	3	.	.	PUNCT
hassl-4548	494	1	new	new	PROPN
hassl-4548	494	2	york	york	PROPN
hassl-4548	494	3	:	:	PUNCT
hassl-4548	494	4	mcgraw	mcgraw	PROPN
hassl-4548	494	5	-	-	PUNCT
hassl-4548	494	6	hill	hill	NOUN
hassl-4548	494	7	.	.	PUNCT
hassl-4548	495	1	gupta	gupta	PROPN
hassl-4548	495	2	,	,	PUNCT
hassl-4548	495	3	j.	j.	PROPN
hassl-4548	495	4	,	,	PUNCT
hassl-4548	495	5	&	&	CCONJ
hassl-4548	495	6	kashiramka	kashiramka	PROPN
hassl-4548	495	7	,	,	PUNCT
hassl-4548	495	8	s.	s.	PROPN
hassl-4548	495	9	(	(	PUNCT
hassl-4548	495	10	2020	2020	NUM
hassl-4548	495	11	)	)	PUNCT
hassl-4548	495	12	.	.	PUNCT
hassl-4548	496	1	financial	financial	ADJ
hassl-4548	496	2	stability	stability	NOUN
hassl-4548	496	3	of	of	ADP
hassl-4548	496	4	banks	bank	NOUN
hassl-4548	496	5	in	in	ADP
hassl-4548	496	6	india	india	PROPN
hassl-4548	496	7	:	:	PUNCT
hassl-4548	496	8	does	do	VERB
hassl-4548	496	9	liquidity	liquidity	NOUN
hassl-4548	496	10	creation	creation	NOUN
hassl-4548	496	11	matter	matter	NOUN
hassl-4548	496	12	?	?	PUNCT
hassl-4548	497	1	pacific	pacific	ADJ
hassl-4548	497	2	-	-	PUNCT
hassl-4548	497	3	basin	basin	NOUN
hassl-4548	497	4	finance	finance	NOUN
hassl-4548	497	5	journal	journal	NOUN
hassl-4548	497	6	,	,	PUNCT
hassl-4548	497	7	64	64	NUM
hassl-4548	497	8	,	,	PUNCT
hassl-4548	497	9	101439	101439	NUM
hassl-4548	497	10	.	.	PUNCT
hassl-4548	498	1	https://doi.org/10.1016/j.pacfin.2020.101439	https://doi.org/10.1016/j.pacfin.2020.101439	ADJ
hassl-4548	498	2	hartlage	hartlage	NOUN
hassl-4548	498	3	,	,	PUNCT
hassl-4548	498	4	a.	a.	NOUN
hassl-4548	498	5	w.	w.	PROPN
hassl-4548	498	6	(	(	PUNCT
hassl-4548	498	7	2012	2012	NUM
hassl-4548	498	8	)	)	PUNCT
hassl-4548	498	9	.	.	PUNCT
hassl-4548	499	1	the	the	DET
hassl-4548	499	2	basel	basel	PROPN
hassl-4548	499	3	iii	iii	PROPN
hassl-4548	499	4	liquidity	liquidity	PROPN
hassl-4548	499	5	coverage	coverage	NOUN
hassl-4548	499	6	ratio	ratio	NOUN
hassl-4548	499	7	and	and	CCONJ
hassl-4548	499	8	financial	financial	ADJ
hassl-4548	499	9	stability	stability	NOUN
hassl-4548	499	10	.	.	PUNCT
hassl-4548	500	1	michigan	michigan	PROPN
hassl-4548	500	2	law	law	PROPN
hassl-4548	500	3	review	review	PROPN
hassl-4548	500	4	,	,	PUNCT
hassl-4548	500	5	111(3	111(3	NUM
hassl-4548	500	6	)	)	PUNCT
hassl-4548	500	7	,	,	PUNCT
hassl-4548	500	8	453–483	453–483	PROPN
hassl-4548	500	9	.	.	PUNCT
hassl-4548	501	1	hoerova	hoerova	PROPN
hassl-4548	501	2	,	,	PUNCT
hassl-4548	501	3	m.	m.	NOUN
hassl-4548	501	4	,	,	PUNCT
hassl-4548	501	5	mendicino	mendicino	PROPN
hassl-4548	501	6	,	,	PUNCT
hassl-4548	501	7	c.	c.	PROPN
hassl-4548	501	8	,	,	PUNCT
hassl-4548	501	9	nikolov	nikolov	PROPN
hassl-4548	501	10	,	,	PUNCT
hassl-4548	501	11	k.	k.	PROPN
hassl-4548	501	12	,	,	PUNCT
hassl-4548	501	13	schepens	schepens	PROPN
hassl-4548	501	14	,	,	PUNCT
hassl-4548	501	15	g.	g.	PROPN
hassl-4548	501	16	,	,	PUNCT
hassl-4548	501	17	&	&	CCONJ
hassl-4548	501	18	van	van	PROPN
hassl-4548	501	19	den	den	PROPN
hassl-4548	501	20	heuvel	heuvel	PROPN
hassl-4548	501	21	,	,	PUNCT
hassl-4548	501	22	s.	s.	PROPN
hassl-4548	501	23	(	(	PUNCT
hassl-4548	501	24	2018	2018	NUM
hassl-4548	501	25	)	)	PUNCT
hassl-4548	501	26	.	.	PUNCT
hassl-4548	502	1	benefits	benefit	NOUN
hassl-4548	502	2	and	and	CCONJ
hassl-4548	502	3	costs	cost	NOUN
hassl-4548	502	4	of	of	ADP
hassl-4548	502	5	liquidity	liquidity	NOUN
hassl-4548	502	6	regulation	regulation	NOUN
hassl-4548	502	7	:	:	PUNCT
hassl-4548	502	8	ecb	ecb	PROPN
hassl-4548	502	9	working	working	PROPN
hassl-4548	502	10	paper	paper	NOUN
hassl-4548	502	11	.	.	PUNCT
hassl-4548	503	1	hsiao	hsiao	PROPN
hassl-4548	503	2	,	,	PUNCT
hassl-4548	503	3	c.	c.	PROPN
hassl-4548	503	4	(	(	PUNCT
hassl-4548	503	5	2007	2007	NUM
hassl-4548	503	6	)	)	PUNCT
hassl-4548	503	7	.	.	PUNCT
hassl-4548	504	1	panel	panel	NOUN
hassl-4548	504	2	data	data	VERB
hassl-4548	504	3	analysis	analysis	NOUN
hassl-4548	504	4	—	—	PUNCT
hassl-4548	504	5	advantages	advantage	NOUN
hassl-4548	504	6	and	and	CCONJ
hassl-4548	504	7	challenges	challenge	NOUN
hassl-4548	504	8	.	.	PUNCT
hassl-4548	505	1	test	test	NOUN
hassl-4548	505	2	,	,	PUNCT
hassl-4548	505	3	16(1	16(1	NUM
hassl-4548	505	4	)	)	PUNCT
hassl-4548	505	5	,	,	PUNCT
hassl-4548	505	6	1	1	NUM
hassl-4548	505	7	-	-	SYM
hassl-4548	505	8	22	22	NUM
hassl-4548	505	9	.	.	PUNCT
hassl-4548	506	1	https://doi.org/10.1007/s11749-007-0046-x	https://doi.org/10.1007/s11749-007-0046-x	NOUN
hassl-4548	506	2	isayas	isayas	NOUN
hassl-4548	506	3	,	,	PUNCT
hassl-4548	506	4	y.	y.	PROPN
hassl-4548	506	5	n.	n.	PROPN
hassl-4548	506	6	(	(	PUNCT
hassl-4548	506	7	2021	2021	NUM
hassl-4548	506	8	)	)	PUNCT
hassl-4548	506	9	.	.	PUNCT
hassl-4548	507	1	financial	financial	ADJ
hassl-4548	507	2	distress	distress	NOUN
hassl-4548	507	3	and	and	CCONJ
hassl-4548	507	4	its	its	PRON
hassl-4548	507	5	determinants	determinant	NOUN
hassl-4548	507	6	:	:	PUNCT
hassl-4548	507	7	evidence	evidence	NOUN
hassl-4548	507	8	from	from	ADP
hassl-4548	507	9	insurance	insurance	NOUN
hassl-4548	507	10	companies	company	NOUN
hassl-4548	507	11	in	in	ADP
hassl-4548	507	12	ethiopia	ethiopia	PROPN
hassl-4548	507	13	.	.	PUNCT
hassl-4548	508	1	cogent	cogent	PROPN
hassl-4548	508	2	business	business	PROPN
hassl-4548	508	3	&	&	CCONJ
hassl-4548	508	4	management	management	PROPN
hassl-4548	508	5	,	,	PUNCT
hassl-4548	508	6	8(1	8(1	NOUN
hassl-4548	508	7	)	)	PUNCT
hassl-4548	508	8	,	,	PUNCT
hassl-4548	508	9	1951110	1951110	NUM
hassl-4548	508	10	.	.	PUNCT
hassl-4548	509	1	https://doi.org/10.1080/23311975.2021.1951110	https://doi.org/10.1080/23311975.2021.1951110	PROPN
hassl-4548	509	2	jannah	jannah	PROPN
hassl-4548	509	3	,	,	PUNCT
hassl-4548	509	4	a.	a.	NOUN
hassl-4548	509	5	m.	m.	NOUN
hassl-4548	509	6	,	,	PUNCT
hassl-4548	509	7	&	&	CCONJ
hassl-4548	509	8	dhiba	dhiba	PROPN
hassl-4548	509	9	,	,	PUNCT
hassl-4548	509	10	z.	z.	PROPN
hassl-4548	509	11	f.	f.	PROPN
hassl-4548	509	12	(	(	PUNCT
hassl-4548	509	13	2021	2021	NUM
hassl-4548	509	14	)	)	PUNCT
hassl-4548	509	15	.	.	PUNCT
hassl-4548	510	1	the	the	DET
hassl-4548	510	2	influence	influence	NOUN
hassl-4548	510	3	of	of	ADP
hassl-4548	510	4	ownership	ownership	NOUN
hassl-4548	510	5	structure	structure	NOUN
hassl-4548	510	6	,	,	PUNCT
hassl-4548	510	7	liquidity	liquidity	NOUN
hassl-4548	510	8	and	and	CCONJ
hassl-4548	510	9	leverage	leverage	NOUN
hassl-4548	510	10	on	on	ADP
hassl-4548	510	11	financial	financial	ADJ
hassl-4548	510	12	distress	distress	NOUN
hassl-4548	510	13	in	in	ADP
hassl-4548	510	14	manufacturing	manufacture	VERB
hassl-4548	510	15	companies	company	NOUN
hassl-4548	510	16	in	in	ADP
hassl-4548	510	17	bei	bei	PROPN
hassl-4548	510	18	.	.	PUNCT
hassl-4548	511	1	jurnal	jurnal	PROPN
hassl-4548	511	2	akuntansi	akuntansi	PROPN
hassl-4548	511	3	,	,	PUNCT
hassl-4548	511	4	keuangan	keuangan	PROPN
hassl-4548	511	5	dan	dan	PROPN
hassl-4548	511	6	perpajakan	perpajakan	PROPN
hassl-4548	511	7	,	,	PUNCT
hassl-4548	511	8	4(1	4(1	NOUN
hassl-4548	511	9	)	)	PUNCT
hassl-4548	511	10	,	,	PUNCT
hassl-4548	511	11	14	14	NUM
hassl-4548	511	12	-	-	SYM
hassl-4548	511	13	23	23	NUM
hassl-4548	511	14	.	.	PUNCT
hassl-4548	512	1	jessie	jessie	PROPN
hassl-4548	512	2	,	,	PUNCT
hassl-4548	512	3	j.	j.	PROPN
hassl-4548	512	4	,	,	PUNCT
hassl-4548	512	5	&	&	CCONJ
hassl-4548	512	6	tannia	tannia	PROPN
hassl-4548	512	7	,	,	PUNCT
hassl-4548	512	8	t.	t.	PROPN
hassl-4548	512	9	(	(	PUNCT
hassl-4548	512	10	2024	2024	NUM
hassl-4548	512	11	)	)	PUNCT
hassl-4548	512	12	.	.	PUNCT
hassl-4548	513	1	the	the	DET
hassl-4548	513	2	effect	effect	NOUN
hassl-4548	513	3	of	of	ADP
hassl-4548	513	4	liquidity	liquidity	NOUN
hassl-4548	513	5	,	,	PUNCT
hassl-4548	513	6	activity	activity	NOUN
hassl-4548	513	7	,	,	PUNCT
hassl-4548	513	8	profitability	profitability	NOUN
hassl-4548	513	9	,	,	PUNCT
hassl-4548	513	10	and	and	CCONJ
hassl-4548	513	11	leverage	leverage	NOUN
hassl-4548	513	12	on	on	ADP
hassl-4548	513	13	the	the	DET
hassl-4548	513	14	financial	financial	ADJ
hassl-4548	513	15	distress	distress	NOUN
hassl-4548	513	16	of	of	ADP
hassl-4548	513	17	properties	property	NOUN
hassl-4548	513	18	and	and	CCONJ
hassl-4548	513	19	real	real	ADJ
hassl-4548	513	20	estate	estate	NOUN
hassl-4548	513	21	companies	company	NOUN
hassl-4548	513	22	in	in	ADP
hassl-4548	513	23	2019	2019	NUM
hassl-4548	513	24	-	-	SYM
hassl-4548	513	25	2022	2022	NUM
hassl-4548	513	26	.	.	PUNCT
hassl-4548	514	1	dinasti	dinasti	PROPN
hassl-4548	514	2	international	international	PROPN
hassl-4548	514	3	journal	journal	PROPN
hassl-4548	514	4	of	of	ADP
hassl-4548	514	5	management	management	NOUN
hassl-4548	514	6	science	science	NOUN
hassl-4548	514	7	,	,	PUNCT
hassl-4548	514	8	5(3	5(3	NUM
hassl-4548	514	9	)	)	PUNCT
hassl-4548	514	10	,	,	PUNCT
hassl-4548	514	11	420	420	NUM
hassl-4548	514	12	-	-	SYM
hassl-4548	514	13	429	429	NUM
hassl-4548	514	14	.	.	PUNCT
hassl-4548	515	1	kanoujiya	kanoujiya	PROPN
hassl-4548	515	2	,	,	PUNCT
hassl-4548	515	3	j.	j.	PROPN
hassl-4548	515	4	,	,	PUNCT
hassl-4548	515	5	rastogi	rastogi	PROPN
hassl-4548	515	6	,	,	PUNCT
hassl-4548	515	7	s.	s.	PROPN
hassl-4548	515	8	,	,	PUNCT
hassl-4548	515	9	&	&	CCONJ
hassl-4548	515	10	bhimavarapu	bhimavarapu	PROPN
hassl-4548	515	11	,	,	PUNCT
hassl-4548	515	12	v.	v.	ADP
hassl-4548	515	13	m.	m.	NOUN
hassl-4548	515	14	(	(	PUNCT
hassl-4548	515	15	2022	2022	NUM
hassl-4548	515	16	)	)	PUNCT
hassl-4548	515	17	.	.	PUNCT
hassl-4548	516	1	competition	competition	NOUN
hassl-4548	516	2	and	and	CCONJ
hassl-4548	516	3	distress	distress	NOUN
hassl-4548	516	4	in	in	ADP
hassl-4548	516	5	banks	bank	NOUN
hassl-4548	516	6	in	in	ADP
hassl-4548	516	7	india	india	PROPN
hassl-4548	516	8	:	:	PUNCT
hassl-4548	516	9	an	an	DET
hassl-4548	516	10	application	application	NOUN
hassl-4548	516	11	of	of	ADP
hassl-4548	516	12	panel	panel	NOUN
hassl-4548	516	13	data	datum	NOUN
hassl-4548	516	14	.	.	PUNCT
hassl-4548	517	1	cogent	cogent	NOUN
hassl-4548	517	2	economics	economics	PROPN
hassl-4548	517	3	&	&	CCONJ
hassl-4548	517	4	finance	finance	PROPN
hassl-4548	517	5	,	,	PUNCT
hassl-4548	517	6	10(1	10(1	NUM
hassl-4548	517	7	)	)	PUNCT
hassl-4548	517	8	,	,	PUNCT
hassl-4548	517	9	2122177	2122177	NUM
hassl-4548	517	10	.	.	PUNCT
hassl-4548	518	1	https://doi.org/10.1080/23322039.2022.2122177	https://doi.org/10.1080/23322039.2022.2122177	PRON
hassl-4548	519	1	https://doi.org/10.2307/2601127	https://doi.org/10.2307/2601127	NOUN
hassl-4548	519	2	https://doi.org/10.1016/j.ribaf.2017.05.011	https://doi.org/10.1016/j.ribaf.2017.05.011	NUM
hassl-4548	519	3	https://doi.org/10.1016/j.irfa.2016.06.004	https://doi.org/10.1016/j.irfa.2016.06.004	PROPN
hassl-4548	519	4	https://doi.org/10.1186/s40854-022-00415-9	https://doi.org/10.1186/s40854-022-00415-9	NUM
hassl-4548	519	5	https://doi.org/10.1016/j.bar.2016.04.001	https://doi.org/10.1016/j.bar.2016.04.001	VERB
hassl-4548	519	6	https://doi.org/10.1177/0256090920953988	https://doi.org/10.1177/0256090920953988	NUM
hassl-4548	519	7	https://doi.org/10.1080/03085147.2023.2189819	https://doi.org/10.1080/03085147.2023.2189819	PROPN
hassl-4548	519	8	https://doi.org/10.1016/j.econlet.2021.110098	https://doi.org/10.1016/j.econlet.2021.110098	PROPN
hassl-4548	519	9	https://doi.org/10.2307/2601102	https://doi.org/10.2307/2601102	NUM
hassl-4548	520	1	https://doi.org/10.3905/jpm.2009.35.3.106	https://doi.org/10.3905/jpm.2009.35.3.106	PROPN
hassl-4548	520	2	https://doi.org/10.1016/j.pacfin.2020.101439	https://doi.org/10.1016/j.pacfin.2020.101439	VERB
hassl-4548	520	3	https://doi.org/10.1007/s11749-007-0046-x	https://doi.org/10.1007/s11749-007-0046-x	PROPN
hassl-4548	520	4	https://doi.org/10.1080/23311975.2021.1951110	https://doi.org/10.1080/23311975.2021.1951110	NOUN
hassl-4548	521	1	https://doi.org/10.1080/23322039.2022.2122177	https://doi.org/10.1080/23322039.2022.2122177	NOUN
hassl-4548	521	2	humanities	humanity	NOUN
hassl-4548	521	3	and	and	CCONJ
hassl-4548	521	4	social	social	ADJ
hassl-4548	521	5	sciences	science	NOUN
hassl-4548	521	6	letters	letter	NOUN
hassl-4548	521	7	,	,	PUNCT
hassl-4548	521	8	2025	2025	NUM
hassl-4548	521	9	,	,	PUNCT
hassl-4548	521	10	14(1	14(1	NUM
hassl-4548	521	11	):	):	PUNCT
hassl-4548	521	12	44	44	NUM
hassl-4548	521	13	-	-	SYM
hassl-4548	521	14	58	58	NUM
hassl-4548	521	15	57	57	NUM
hassl-4548	521	16	©	©	PROPN
hassl-4548	521	17	2026	2026	NUM
hassl-4548	521	18	conscientia	conscientia	PROPN
hassl-4548	521	19	beam	beam	PROPN
hassl-4548	521	20	.	.	PUNCT
hassl-4548	522	1	all	all	DET
hassl-4548	522	2	rights	right	NOUN
hassl-4548	522	3	reserved	reserve	VERB
hassl-4548	522	4	.	.	PUNCT
hassl-4548	523	1	kartal	kartal	PROPN
hassl-4548	523	2	,	,	PUNCT
hassl-4548	523	3	m.	m.	NOUN
hassl-4548	523	4	t.	t.	PROPN
hassl-4548	523	5	,	,	PUNCT
hassl-4548	523	6	ali	ali	PROPN
hassl-4548	523	7	,	,	PUNCT
hassl-4548	523	8	u.	u.	PROPN
hassl-4548	523	9	,	,	PUNCT
hassl-4548	523	10	&	&	CCONJ
hassl-4548	523	11	nurgazina	nurgazina	PROPN
hassl-4548	523	12	,	,	PUNCT
hassl-4548	523	13	z.	z.	PROPN
hassl-4548	523	14	(	(	PUNCT
hassl-4548	523	15	2022	2022	NUM
hassl-4548	523	16	)	)	PUNCT
hassl-4548	523	17	.	.	PUNCT
hassl-4548	524	1	asymmetric	asymmetric	ADJ
hassl-4548	524	2	effect	effect	NOUN
hassl-4548	524	3	of	of	ADP
hassl-4548	524	4	electricity	electricity	NOUN
hassl-4548	524	5	consumption	consumption	NOUN
hassl-4548	524	6	on	on	ADP
hassl-4548	524	7	co2	co2	NOUN
hassl-4548	524	8	emissions	emission	NOUN
hassl-4548	524	9	in	in	ADP
hassl-4548	524	10	the	the	DET
hassl-4548	524	11	usa	usa	NOUN
hassl-4548	524	12	:	:	PUNCT
hassl-4548	524	13	analysis	analysis	NOUN
hassl-4548	524	14	of	of	ADP
hassl-4548	524	15	end	end	NOUN
hassl-4548	524	16	-	-	PUNCT
hassl-4548	524	17	user	user	NOUN
hassl-4548	524	18	electricity	electricity	NOUN
hassl-4548	524	19	consumption	consumption	NOUN
hassl-4548	524	20	by	by	ADP
hassl-4548	524	21	nonlinear	nonlinear	ADJ
hassl-4548	524	22	quantile	quantile	ADJ
hassl-4548	524	23	approaches	approach	NOUN
hassl-4548	524	24	.	.	PUNCT
hassl-4548	525	1	environmental	environmental	ADJ
hassl-4548	525	2	science	science	NOUN
hassl-4548	525	3	and	and	CCONJ
hassl-4548	525	4	pollution	pollution	NOUN
hassl-4548	525	5	research	research	NOUN
hassl-4548	525	6	,	,	PUNCT
hassl-4548	525	7	29(55	29(55	NUM
hassl-4548	525	8	)	)	PUNCT
hassl-4548	525	9	,	,	PUNCT
hassl-4548	525	10	83824	83824	NUM
hassl-4548	525	11	-	-	SYM
hassl-4548	525	12	83838	83838	NUM
hassl-4548	525	13	.	.	PUNCT
hassl-4548	526	1	https://doi.org/10.1007/s11356-022-21715-8	https://doi.org/10.1007/s11356-022-21715-8	PROPN
hassl-4548	526	2	kebede	kebede	PROPN
hassl-4548	526	3	,	,	PUNCT
hassl-4548	526	4	t.	t.	PROPN
hassl-4548	526	5	n.	n.	PROPN
hassl-4548	526	6	,	,	PUNCT
hassl-4548	526	7	tesfaye	tesfaye	PROPN
hassl-4548	526	8	,	,	PUNCT
hassl-4548	526	9	g.	g.	PROPN
hassl-4548	526	10	d.	d.	PROPN
hassl-4548	526	11	,	,	PUNCT
hassl-4548	526	12	&	&	CCONJ
hassl-4548	526	13	erana	erana	PROPN
hassl-4548	526	14	,	,	PUNCT
hassl-4548	526	15	o.	o.	PROPN
hassl-4548	526	16	t.	t.	PROPN
hassl-4548	526	17	(	(	PUNCT
hassl-4548	526	18	2024	2024	NUM
hassl-4548	526	19	)	)	PUNCT
hassl-4548	526	20	.	.	PUNCT
hassl-4548	527	1	determinants	determinant	NOUN
hassl-4548	527	2	of	of	ADP
hassl-4548	527	3	financial	financial	ADJ
hassl-4548	527	4	distress	distress	NOUN
hassl-4548	527	5	:	:	PUNCT
hassl-4548	527	6	evidence	evidence	NOUN
hassl-4548	527	7	from	from	ADP
hassl-4548	527	8	insurance	insurance	NOUN
hassl-4548	527	9	companies	company	NOUN
hassl-4548	527	10	in	in	ADP
hassl-4548	527	11	ethiopia	ethiopia	PROPN
hassl-4548	527	12	.	.	PUNCT
hassl-4548	528	1	journal	journal	PROPN
hassl-4548	528	2	of	of	ADP
hassl-4548	528	3	innovation	innovation	NOUN
hassl-4548	528	4	and	and	CCONJ
hassl-4548	528	5	entrepreneurship	entrepreneurship	NOUN
hassl-4548	528	6	,	,	PUNCT
hassl-4548	528	7	13(1	13(1	NUM
hassl-4548	528	8	)	)	PUNCT
hassl-4548	528	9	,	,	PUNCT
hassl-4548	528	10	17	17	NUM
hassl-4548	528	11	.	.	PUNCT
hassl-4548	529	1	https://doi.org/10.1186/s13731-024-00369-5	https://doi.org/10.1186/s13731-024-00369-5	NUM
hassl-4548	529	2	kirikkaleli	kirikkaleli	NOUN
hassl-4548	529	3	,	,	PUNCT
hassl-4548	529	4	d.	d.	PROPN
hassl-4548	529	5	,	,	PUNCT
hassl-4548	529	6	kartal	kartal	PROPN
hassl-4548	529	7	,	,	PUNCT
hassl-4548	529	8	m.	m.	NOUN
hassl-4548	529	9	t.	t.	PROPN
hassl-4548	529	10	,	,	PUNCT
hassl-4548	529	11	&	&	CCONJ
hassl-4548	529	12	adebayo	adebayo	PROPN
hassl-4548	529	13	,	,	PUNCT
hassl-4548	529	14	t.	t.	PROPN
hassl-4548	529	15	s.	s.	PROPN
hassl-4548	529	16	(	(	PUNCT
hassl-4548	529	17	2022	2022	NUM
hassl-4548	529	18	)	)	PUNCT
hassl-4548	529	19	.	.	PUNCT
hassl-4548	530	1	time	time	NOUN
hassl-4548	530	2	and	and	CCONJ
hassl-4548	530	3	frequency	frequency	NOUN
hassl-4548	530	4	dependency	dependency	NOUN
hassl-4548	530	5	of	of	ADP
hassl-4548	530	6	foreign	foreign	ADJ
hassl-4548	530	7	exchange	exchange	NOUN
hassl-4548	530	8	rates	rate	NOUN
hassl-4548	530	9	and	and	CCONJ
hassl-4548	530	10	country	country	NOUN
hassl-4548	530	11	risk	risk	NOUN
hassl-4548	530	12	:	:	PUNCT
hassl-4548	530	13	evidence	evidence	NOUN
hassl-4548	530	14	from	from	ADP
hassl-4548	530	15	turkey	turkey	PROPN
hassl-4548	530	16	.	.	PUNCT
hassl-4548	531	1	bulletin	bulletin	NOUN
hassl-4548	531	2	of	of	ADP
hassl-4548	531	3	monetary	monetary	ADJ
hassl-4548	531	4	economics	economic	NOUN
hassl-4548	531	5	and	and	CCONJ
hassl-4548	531	6	banking	banking	NOUN
hassl-4548	531	7	,	,	PUNCT
hassl-4548	531	8	25(1	25(1	NUM
hassl-4548	531	9	)	)	PUNCT
hassl-4548	531	10	,	,	PUNCT
hassl-4548	531	11	37	37	NUM
hassl-4548	531	12	-	-	SYM
hassl-4548	531	13	54	54	NUM
hassl-4548	531	14	.	.	PUNCT
hassl-4548	532	1	https://doi.org/10.21098/bemp.v25i1.1838	https://doi.org/10.21098/bemp.v25i1.1838	VERB
hassl-4548	532	2	kiros	kiro	NOUN
hassl-4548	532	3	,	,	PUNCT
hassl-4548	532	4	y.	y.	PROPN
hassl-4548	532	5	(	(	PUNCT
hassl-4548	532	6	2020	2020	NUM
hassl-4548	532	7	)	)	PUNCT
hassl-4548	532	8	.	.	PUNCT
hassl-4548	533	1	loan	loan	NOUN
hassl-4548	533	2	repayment	repayment	NOUN
hassl-4548	533	3	performance	performance	NOUN
hassl-4548	533	4	of	of	ADP
hassl-4548	533	5	micro	micro	ADJ
hassl-4548	533	6	and	and	CCONJ
hassl-4548	533	7	small	small	ADJ
hassl-4548	533	8	enterprises	enterprise	NOUN
hassl-4548	533	9	:	:	PUNCT
hassl-4548	533	10	evidence	evidence	NOUN
hassl-4548	533	11	from	from	ADP
hassl-4548	533	12	somali	somali	PROPN
hassl-4548	533	13	region	region	NOUN
hassl-4548	533	14	,	,	PUNCT
hassl-4548	533	15	ethiopia	ethiopia	PROPN
hassl-4548	533	16	.	.	PUNCT
hassl-4548	534	1	developing	develop	VERB
hassl-4548	534	2	country	country	NOUN
hassl-4548	534	3	studies	study	NOUN
hassl-4548	534	4	,	,	PUNCT
hassl-4548	534	5	10(9	10(9	NUM
hassl-4548	534	6	)	)	PUNCT
hassl-4548	534	7	,	,	PUNCT
hassl-4548	534	8	1	1	NUM
hassl-4548	534	9	-	-	SYM
hassl-4548	534	10	13	13	NUM
hassl-4548	534	11	.	.	PUNCT
hassl-4548	535	1	https://doi.org/10.7176/dcs10-9-01	https://doi.org/10.7176/dcs10-9-01	NOUN
hassl-4548	535	2	kisman	kisman	NOUN
hassl-4548	535	3	,	,	PUNCT
hassl-4548	535	4	z.	z.	PROPN
hassl-4548	535	5	,	,	PUNCT
hassl-4548	535	6	&	&	CCONJ
hassl-4548	535	7	krisandi	krisandi	PROPN
hassl-4548	535	8	,	,	PUNCT
hassl-4548	535	9	d.	d.	PROPN
hassl-4548	535	10	(	(	PUNCT
hassl-4548	535	11	2019	2019	NUM
hassl-4548	535	12	)	)	PUNCT
hassl-4548	535	13	.	.	PUNCT
hassl-4548	536	1	how	how	SCONJ
hassl-4548	536	2	to	to	PART
hassl-4548	536	3	predict	predict	VERB
hassl-4548	536	4	financial	financial	ADJ
hassl-4548	536	5	distress	distress	NOUN
hassl-4548	536	6	in	in	ADP
hassl-4548	536	7	the	the	DET
hassl-4548	536	8	wholesale	wholesale	ADJ
hassl-4548	536	9	sector	sector	NOUN
hassl-4548	536	10	:	:	PUNCT
hassl-4548	536	11	lesson	lesson	NOUN
hassl-4548	536	12	from	from	ADP
hassl-4548	536	13	indonesian	indonesian	ADJ
hassl-4548	536	14	stock	stock	PROPN
hassl-4548	536	15	exchange	exchange	PROPN
hassl-4548	536	16	.	.	PUNCT
hassl-4548	537	1	journal	journal	PROPN
hassl-4548	537	2	of	of	ADP
hassl-4548	537	3	economics	economic	NOUN
hassl-4548	537	4	and	and	CCONJ
hassl-4548	537	5	business	business	NOUN
hassl-4548	537	6	,	,	PUNCT
hassl-4548	537	7	2(3	2(3	NUM
hassl-4548	537	8	)	)	PUNCT
hassl-4548	537	9	,	,	PUNCT
hassl-4548	537	10	569–585	569–585	NUM
hassl-4548	537	11	.	.	PUNCT
hassl-4548	538	1	https://doi.org/10.31014/aior.1992.02.03.109	https://doi.org/10.31014/aior.1992.02.03.109	PROPN
hassl-4548	538	2	komera	komera	PROPN
hassl-4548	538	3	,	,	PUNCT
hassl-4548	538	4	s.	s.	PROPN
hassl-4548	538	5	,	,	PUNCT
hassl-4548	538	6	&	&	CCONJ
hassl-4548	538	7	lukose	lukose	VERB
hassl-4548	538	8	pj	pj	PROPN
hassl-4548	538	9	,	,	PUNCT
hassl-4548	538	10	j.	j.	PROPN
hassl-4548	538	11	(	(	PUNCT
hassl-4548	538	12	2014	2014	NUM
hassl-4548	538	13	)	)	PUNCT
hassl-4548	538	14	.	.	PUNCT
hassl-4548	539	1	corporate	corporate	ADJ
hassl-4548	539	2	bankruptcy	bankruptcy	NOUN
hassl-4548	539	3	,	,	PUNCT
hassl-4548	539	4	soft	soft	ADJ
hassl-4548	539	5	budget	budget	NOUN
hassl-4548	539	6	constraints	constraint	NOUN
hassl-4548	539	7	,	,	PUNCT
hassl-4548	539	8	and	and	CCONJ
hassl-4548	539	9	business	business	NOUN
hassl-4548	539	10	group	group	NOUN
hassl-4548	539	11	affiliation	affiliation	NOUN
hassl-4548	539	12	:	:	PUNCT
hassl-4548	539	13	evidence	evidence	NOUN
hassl-4548	539	14	from	from	ADP
hassl-4548	539	15	indian	indian	ADJ
hassl-4548	539	16	firms	firm	NOUN
hassl-4548	539	17	.	.	PUNCT
hassl-4548	540	1	review	review	NOUN
hassl-4548	540	2	of	of	ADP
hassl-4548	540	3	pacific	pacific	PROPN
hassl-4548	540	4	basin	basin	PROPN
hassl-4548	540	5	financial	financial	ADJ
hassl-4548	540	6	markets	market	NOUN
hassl-4548	540	7	and	and	CCONJ
hassl-4548	540	8	policies	policy	NOUN
hassl-4548	540	9	,	,	PUNCT
hassl-4548	540	10	17(03	17(03	PROPN
hassl-4548	540	11	)	)	PUNCT
hassl-4548	540	12	,	,	PUNCT
hassl-4548	540	13	1450016	1450016	NUM
hassl-4548	540	14	.	.	PUNCT
hassl-4548	541	1	laeven	laeven	ADJ
hassl-4548	541	2	,	,	PUNCT
hassl-4548	541	3	l.	l.	PROPN
hassl-4548	541	4	(	(	PUNCT
hassl-4548	541	5	2011	2011	NUM
hassl-4548	541	6	)	)	PUNCT
hassl-4548	541	7	.	.	PUNCT
hassl-4548	542	1	banking	banking	NOUN
hassl-4548	542	2	crises	crisis	NOUN
hassl-4548	542	3	:	:	PUNCT
hassl-4548	542	4	a	a	DET
hassl-4548	542	5	review	review	NOUN
hassl-4548	542	6	.	.	PUNCT
hassl-4548	543	1	annual	annual	ADJ
hassl-4548	543	2	review	review	NOUN
hassl-4548	543	3	of	of	ADP
hassl-4548	543	4	financial	financial	ADJ
hassl-4548	543	5	economics	economic	NOUN
hassl-4548	543	6	,	,	PUNCT
hassl-4548	543	7	3(1	3(1	NUM
hassl-4548	543	8	)	)	PUNCT
hassl-4548	543	9	,	,	PUNCT
hassl-4548	543	10	17	17	NUM
hassl-4548	543	11	-	-	SYM
hassl-4548	543	12	40	40	NUM
hassl-4548	543	13	.	.	PUNCT
hassl-4548	544	1	https://doi.org/10.1146/annurevfinancial-102710-144816	https://doi.org/10.1146/annurevfinancial-102710-144816	PROPN
hassl-4548	545	1	lumbantobing	lumbantobe	VERB
hassl-4548	545	2	,	,	PUNCT
hassl-4548	545	3	r.	r.	PROPN
hassl-4548	545	4	(	(	PUNCT
hassl-4548	545	5	2020	2020	NUM
hassl-4548	545	6	)	)	PUNCT
hassl-4548	545	7	.	.	PUNCT
hassl-4548	546	1	the	the	DET
hassl-4548	546	2	effect	effect	NOUN
hassl-4548	546	3	of	of	ADP
hassl-4548	546	4	financial	financial	ADJ
hassl-4548	546	5	ratios	ratio	NOUN
hassl-4548	546	6	on	on	ADP
hassl-4548	546	7	the	the	DET
hassl-4548	546	8	possibility	possibility	NOUN
hassl-4548	546	9	of	of	ADP
hassl-4548	546	10	financial	financial	ADJ
hassl-4548	546	11	distress	distress	NOUN
hassl-4548	546	12	in	in	ADP
hassl-4548	546	13	selected	select	VERB
hassl-4548	546	14	manufacturing	manufacturing	NOUN
hassl-4548	546	15	companies	company	NOUN
hassl-4548	546	16	which	which	PRON
hassl-4548	546	17	listed	list	VERB
hassl-4548	546	18	in	in	ADP
hassl-4548	546	19	indonesia	indonesia	PROPN
hassl-4548	546	20	stock	stock	PROPN
hassl-4548	546	21	exchange	exchange	PROPN
hassl-4548	546	22	.	.	PUNCT
hassl-4548	547	1	paper	paper	NOUN
hassl-4548	547	2	presented	present	VERB
hassl-4548	547	3	at	at	ADP
hassl-4548	547	4	the	the	DET
hassl-4548	547	5	6th	6th	ADJ
hassl-4548	547	6	annual	annual	ADJ
hassl-4548	547	7	international	international	ADJ
hassl-4548	547	8	conference	conference	NOUN
hassl-4548	547	9	on	on	ADP
hassl-4548	547	10	management	management	NOUN
hassl-4548	547	11	research	research	NOUN
hassl-4548	547	12	(	(	PUNCT
hassl-4548	547	13	aicmar	aicmar	NOUN
hassl-4548	547	14	2019	2019	NUM
hassl-4548	547	15	)	)	PUNCT
hassl-4548	547	16	(	(	PUNCT
hassl-4548	547	17	pp	pp	ADV
hassl-4548	547	18	.	.	PUNCT
hassl-4548	548	1	60	60	NUM
hassl-4548	548	2	-	-	SYM
hassl-4548	548	3	63	63	NUM
hassl-4548	548	4	)	)	PUNCT
hassl-4548	548	5	.	.	PUNCT
hassl-4548	549	1	atlantis	atlantis	PROPN
hassl-4548	549	2	press	press	PROPN
hassl-4548	549	3	.	.	PUNCT
hassl-4548	550	1	männasoo	männasoo	PROPN
hassl-4548	550	2	,	,	PUNCT
hassl-4548	550	3	k.	k.	PROPN
hassl-4548	550	4	,	,	PUNCT
hassl-4548	550	5	&	&	CCONJ
hassl-4548	550	6	mayes	mayes	PROPN
hassl-4548	550	7	,	,	PUNCT
hassl-4548	550	8	d.	d.	PROPN
hassl-4548	550	9	g.	g.	PROPN
hassl-4548	550	10	(	(	PUNCT
hassl-4548	550	11	2009	2009	NUM
hassl-4548	550	12	)	)	PUNCT
hassl-4548	550	13	.	.	PUNCT
hassl-4548	551	1	explaining	explain	VERB
hassl-4548	551	2	bank	bank	NOUN
hassl-4548	551	3	distress	distress	NOUN
hassl-4548	551	4	in	in	ADP
hassl-4548	551	5	eastern	eastern	ADJ
hassl-4548	551	6	european	european	ADJ
hassl-4548	551	7	transition	transition	NOUN
hassl-4548	551	8	economies	economy	NOUN
hassl-4548	551	9	.	.	PUNCT
hassl-4548	552	1	journal	journal	NOUN
hassl-4548	552	2	of	of	ADP
hassl-4548	552	3	banking	banking	NOUN
hassl-4548	552	4	&	&	CCONJ
hassl-4548	552	5	finance	finance	PROPN
hassl-4548	552	6	,	,	PUNCT
hassl-4548	552	7	33(2	33(2	NUM
hassl-4548	552	8	)	)	PUNCT
hassl-4548	552	9	,	,	PUNCT
hassl-4548	552	10	244	244	NUM
hassl-4548	552	11	-	-	SYM
hassl-4548	552	12	253	253	NUM
hassl-4548	552	13	.	.	PUNCT
hassl-4548	553	1	https://doi.org/10.1016/j.jbankfin.2008.07.016	https://doi.org/10.1016/j.jbankfin.2008.07.016	PROPN
hassl-4548	553	2	mariscal	mariscal	PROPN
hassl-4548	553	3	-	-	PUNCT
hassl-4548	553	4	cáceres	cácere	NOUN
hassl-4548	553	5	,	,	PUNCT
hassl-4548	553	6	j.	j.	PROPN
hassl-4548	553	7	,	,	PUNCT
hassl-4548	553	8	cristófol	cristófol	NOUN
hassl-4548	553	9	-	-	PUNCT
hassl-4548	553	10	rodríguez	rodríguez	NOUN
hassl-4548	553	11	,	,	PUNCT
hassl-4548	553	12	c.	c.	PROPN
hassl-4548	553	13	,	,	PUNCT
hassl-4548	553	14	&	&	CCONJ
hassl-4548	553	15	cerdá	cerdá	ADJ
hassl-4548	553	16	-	-	PUNCT
hassl-4548	553	17	suárez	suárez	NOUN
hassl-4548	553	18	,	,	PUNCT
hassl-4548	553	19	l.	l.	PROPN
hassl-4548	553	20	m.	m.	PROPN
hassl-4548	553	21	(	(	PUNCT
hassl-4548	553	22	2024	2024	NUM
hassl-4548	553	23	)	)	PUNCT
hassl-4548	553	24	.	.	PUNCT
hassl-4548	554	1	regulatory	regulatory	ADJ
hassl-4548	554	2	implications	implication	NOUN
hassl-4548	554	3	of	of	ADP
hassl-4548	554	4	the	the	DET
hassl-4548	554	5	supervision	supervision	NOUN
hassl-4548	554	6	and	and	CCONJ
hassl-4548	554	7	management	management	NOUN
hassl-4548	554	8	of	of	ADP
hassl-4548	554	9	liquidity	liquidity	NOUN
hassl-4548	554	10	risk	risk	NOUN
hassl-4548	554	11	:	:	PUNCT
hassl-4548	554	12	an	an	DET
hassl-4548	554	13	analysis	analysis	NOUN
hassl-4548	554	14	of	of	ADP
hassl-4548	554	15	recent	recent	ADJ
hassl-4548	554	16	developments	development	NOUN
hassl-4548	554	17	in	in	ADP
hassl-4548	554	18	spanish	spanish	ADJ
hassl-4548	554	19	financial	financial	ADJ
hassl-4548	554	20	institutions	institution	NOUN
hassl-4548	554	21	.	.	PUNCT
hassl-4548	555	1	journal	journal	NOUN
hassl-4548	555	2	of	of	ADP
hassl-4548	555	3	risk	risk	NOUN
hassl-4548	555	4	and	and	CCONJ
hassl-4548	555	5	financial	financial	ADJ
hassl-4548	555	6	management	management	NOUN
hassl-4548	555	7	,	,	PUNCT
hassl-4548	555	8	17(2	17(2	NUM
hassl-4548	555	9	)	)	PUNCT
hassl-4548	555	10	,	,	PUNCT
hassl-4548	555	11	46	46	NUM
hassl-4548	555	12	.	.	PUNCT
hassl-4548	556	1	https://doi.org/10.3390/jrfm17020046	https://doi.org/10.3390/jrfm17020046	PROPN
hassl-4548	556	2	maulida	maulida	PROPN
hassl-4548	556	3	,	,	PUNCT
hassl-4548	556	4	i.	i.	PROPN
hassl-4548	556	5	s.	s.	PROPN
hassl-4548	556	6	,	,	PUNCT
hassl-4548	556	7	moehaditoyo	moehaditoyo	PROPN
hassl-4548	556	8	,	,	PUNCT
hassl-4548	556	9	s.	s.	PROPN
hassl-4548	556	10	h.	h.	PROPN
hassl-4548	556	11	,	,	PUNCT
hassl-4548	556	12	&	&	CCONJ
hassl-4548	556	13	nugroho	nugroho	PROPN
hassl-4548	556	14	,	,	PUNCT
hassl-4548	556	15	m.	m.	NOUN
hassl-4548	556	16	(	(	PUNCT
hassl-4548	556	17	2018	2018	NUM
hassl-4548	556	18	)	)	PUNCT
hassl-4548	556	19	.	.	PUNCT
hassl-4548	557	1	financial	financial	ADJ
hassl-4548	557	2	ratio	ratio	NOUN
hassl-4548	557	3	analysis	analysis	NOUN
hassl-4548	557	4	to	to	PART
hassl-4548	557	5	predict	predict	VERB
hassl-4548	557	6	financial	financial	ADJ
hassl-4548	557	7	distress	distress	NOUN
hassl-4548	557	8	in	in	ADP
hassl-4548	557	9	manufacturing	manufacturing	NOUN
hassl-4548	557	10	companies	company	NOUN
hassl-4548	557	11	listed	list	VERB
hassl-4548	557	12	on	on	ADP
hassl-4548	557	13	the	the	DET
hassl-4548	557	14	indonesian	indonesian	ADJ
hassl-4548	557	15	stock	stock	PROPN
hassl-4548	557	16	exchange	exchange	PROPN
hassl-4548	557	17	2014	2014	NUM
hassl-4548	557	18	-	-	SYM
hassl-4548	557	19	2016	2016	NUM
hassl-4548	557	20	.	.	PUNCT
hassl-4548	558	1	jurnal	jurnal	ADJ
hassl-4548	558	2	ilmiah	ilmiah	PROPN
hassl-4548	558	3	administrasi	administrasi	NOUN
hassl-4548	558	4	bisnis	bisnis	PROPN
hassl-4548	558	5	dan	dan	PROPN
hassl-4548	558	6	inovasi	inovasi	PROPN
hassl-4548	558	7	,	,	PUNCT
hassl-4548	558	8	2(1	2(1	NUM
hassl-4548	558	9	)	)	PUNCT
hassl-4548	558	10	,	,	PUNCT
hassl-4548	558	11	180194	180194	NUM
hassl-4548	558	12	.	.	PUNCT
hassl-4548	559	1	nguyen	nguyen	PROPN
hassl-4548	559	2	,	,	PUNCT
hassl-4548	559	3	h.	h.	PROPN
hassl-4548	559	4	m.	m.	PROPN
hassl-4548	559	5	,	,	PUNCT
hassl-4548	559	6	bakry	bakry	PROPN
hassl-4548	559	7	,	,	PUNCT
hassl-4548	559	8	w.	w.	PROPN
hassl-4548	559	9	,	,	PUNCT
hassl-4548	559	10	&	&	CCONJ
hassl-4548	559	11	vuong	vuong	PROPN
hassl-4548	559	12	,	,	PUNCT
hassl-4548	559	13	t.	t.	PROPN
hassl-4548	559	14	h.	h.	PROPN
hassl-4548	559	15	g.	g.	PROPN
hassl-4548	559	16	(	(	PUNCT
hassl-4548	559	17	2023	2023	NUM
hassl-4548	559	18	)	)	PUNCT
hassl-4548	559	19	.	.	PUNCT
hassl-4548	560	1	covid-19	covid-19	PROPN
hassl-4548	560	2	pandemic	pandemic	ADJ
hassl-4548	560	3	and	and	CCONJ
hassl-4548	560	4	herd	herd	NOUN
hassl-4548	560	5	behavior	behavior	NOUN
hassl-4548	560	6	:	:	PUNCT
hassl-4548	560	7	evidence	evidence	NOUN
hassl-4548	560	8	from	from	ADP
hassl-4548	560	9	a	a	DET
hassl-4548	560	10	frontier	frontier	NOUN
hassl-4548	560	11	market	market	NOUN
hassl-4548	560	12	.	.	PUNCT
hassl-4548	561	1	journal	journal	NOUN
hassl-4548	561	2	of	of	ADP
hassl-4548	561	3	behavioral	behavioral	ADJ
hassl-4548	561	4	and	and	CCONJ
hassl-4548	561	5	experimental	experimental	ADJ
hassl-4548	561	6	finance	finance	NOUN
hassl-4548	561	7	,	,	PUNCT
hassl-4548	561	8	38	38	NUM
hassl-4548	561	9	,	,	PUNCT
hassl-4548	561	10	100807	100807	NUM
hassl-4548	561	11	.	.	PUNCT
hassl-4548	562	1	https://doi.org/10.1016/j.jbef.2023.100807	https://doi.org/10.1016/j.jbef.2023.100807	ADJ
hassl-4548	562	2	pinto	pinto	NOUN
hassl-4548	562	3	,	,	PUNCT
hassl-4548	562	4	g.	g.	PROPN
hassl-4548	562	5	,	,	PUNCT
hassl-4548	562	6	rastogi	rastogi	PROPN
hassl-4548	562	7	,	,	PUNCT
hassl-4548	562	8	s.	s.	PROPN
hassl-4548	562	9	,	,	PUNCT
hassl-4548	562	10	&	&	CCONJ
hassl-4548	562	11	agarwal	agarwal	PROPN
hassl-4548	562	12	,	,	PUNCT
hassl-4548	562	13	b.	b.	PROPN
hassl-4548	562	14	(	(	PUNCT
hassl-4548	562	15	2024	2024	NUM
hassl-4548	562	16	)	)	PUNCT
hassl-4548	562	17	.	.	PUNCT
hassl-4548	563	1	does	do	AUX
hassl-4548	563	2	promoters	promoter	NOUN
hassl-4548	563	3	’	'	PUNCT
hassl-4548	563	4	holding	hold	VERB
hassl-4548	563	5	influence	influence	NOUN
hassl-4548	563	6	the	the	DET
hassl-4548	563	7	liquidity	liquidity	NOUN
hassl-4548	563	8	risk	risk	NOUN
hassl-4548	563	9	of	of	ADP
hassl-4548	563	10	banks	bank	NOUN
hassl-4548	563	11	?	?	PUNCT
hassl-4548	564	1	journal	journal	NOUN
hassl-4548	564	2	of	of	ADP
hassl-4548	564	3	financial	financial	ADJ
hassl-4548	564	4	regulation	regulation	NOUN
hassl-4548	564	5	and	and	CCONJ
hassl-4548	564	6	compliance	compliance	NOUN
hassl-4548	564	7	,	,	PUNCT
hassl-4548	564	8	32(2	32(2	NUM
hassl-4548	564	9	)	)	PUNCT
hassl-4548	564	10	,	,	PUNCT
hassl-4548	564	11	211	211	NUM
hassl-4548	564	12	-	-	SYM
hassl-4548	564	13	229	229	NUM
hassl-4548	564	14	.	.	PUNCT
hassl-4548	565	1	https://doi.org/10.1108/jfrc-09-2023-0144	https://doi.org/10.1108/jfrc-09-2023-0144	PROPN
hassl-4548	565	2	pratiwi	pratiwi	NOUN
hassl-4548	565	3	,	,	PUNCT
hassl-4548	565	4	e.	e.	PROPN
hassl-4548	565	5	y.	y.	PROPN
hassl-4548	565	6	,	,	PUNCT
hassl-4548	565	7	&	&	CCONJ
hassl-4548	565	8	sudiyatno	sudiyatno	PROPN
hassl-4548	565	9	,	,	PUNCT
hassl-4548	565	10	b.	b.	PROPN
hassl-4548	565	11	(	(	PUNCT
hassl-4548	565	12	2022	2022	NUM
hassl-4548	565	13	)	)	PUNCT
hassl-4548	565	14	.	.	PUNCT
hassl-4548	566	1	the	the	DET
hassl-4548	566	2	effect	effect	NOUN
hassl-4548	566	3	of	of	ADP
hassl-4548	566	4	liquidity	liquidity	NOUN
hassl-4548	566	5	,	,	PUNCT
hassl-4548	566	6	leverage	leverage	NOUN
hassl-4548	566	7	,	,	PUNCT
hassl-4548	566	8	and	and	CCONJ
hassl-4548	566	9	profitability	profitability	NOUN
hassl-4548	566	10	on	on	ADP
hassl-4548	566	11	financial	financial	ADJ
hassl-4548	566	12	distress	distress	NOUN
hassl-4548	566	13	.	.	PUNCT
hassl-4548	567	1	fair	fair	ADJ
hassl-4548	567	2	value	value	NOUN
hassl-4548	567	3	:	:	PUNCT
hassl-4548	567	4	jurnal	jurnal	ADJ
hassl-4548	567	5	ilmiah	ilmiah	PROPN
hassl-4548	567	6	akuntansi	akuntansi	PROPN
hassl-4548	567	7	dan	dan	PROPN
hassl-4548	567	8	keuangan	keuangan	PROPN
hassl-4548	567	9	,	,	PUNCT
hassl-4548	567	10	5(3	5(3	NUM
hassl-4548	567	11	)	)	PUNCT
hassl-4548	567	12	,	,	PUNCT
hassl-4548	567	13	1324	1324	NUM
hassl-4548	567	14	-	-	SYM
hassl-4548	567	15	1332	1332	NUM
hassl-4548	567	16	.	.	PUNCT
hassl-4548	568	1	reserve	reserve	PROPN
hassl-4548	568	2	bank	bank	PROPN
hassl-4548	568	3	of	of	ADP
hassl-4548	568	4	india	india	PROPN
hassl-4548	568	5	.	.	PUNCT
hassl-4548	569	1	(	(	PUNCT
hassl-4548	569	2	2023	2023	NUM
hassl-4548	569	3	)	)	PUNCT
hassl-4548	569	4	.	.	PUNCT
hassl-4548	570	1	liabilities	liability	NOUN
hassl-4548	570	2	and	and	CCONJ
hassl-4548	570	3	assets	asset	NOUN
hassl-4548	570	4	of	of	ADP
hassl-4548	570	5	scheduled	schedule	VERB
hassl-4548	570	6	commercial	commercial	ADJ
hassl-4548	570	7	banks	bank	NOUN
hassl-4548	570	8	.	.	PUNCT
hassl-4548	571	1	mumbai	mumbai	PROPN
hassl-4548	571	2	:	:	PUNCT
hassl-4548	571	3	reserve	reserve	PROPN
hassl-4548	571	4	bank	bank	PROPN
hassl-4548	571	5	of	of	ADP
hassl-4548	571	6	india	india	PROPN
hassl-4548	571	7	.	.	PUNCT
hassl-4548	572	1	scannella	scannella	PROPN
hassl-4548	572	2	,	,	PUNCT
hassl-4548	572	3	e.	e.	PROPN
hassl-4548	572	4	(	(	PUNCT
hassl-4548	572	5	2016	2016	NUM
hassl-4548	572	6	)	)	PUNCT
hassl-4548	572	7	.	.	PUNCT
hassl-4548	573	1	theory	theory	NOUN
hassl-4548	573	2	and	and	CCONJ
hassl-4548	573	3	regulation	regulation	NOUN
hassl-4548	573	4	of	of	ADP
hassl-4548	573	5	liquidity	liquidity	NOUN
hassl-4548	573	6	risk	risk	NOUN
hassl-4548	573	7	management	management	NOUN
hassl-4548	573	8	in	in	ADP
hassl-4548	573	9	banking	banking	NOUN
hassl-4548	573	10	.	.	PUNCT
hassl-4548	574	1	international	international	ADJ
hassl-4548	574	2	journal	journal	NOUN
hassl-4548	574	3	of	of	ADP
hassl-4548	574	4	risk	risk	NOUN
hassl-4548	574	5	assessment	assessment	NOUN
hassl-4548	574	6	and	and	CCONJ
hassl-4548	574	7	management	management	NOUN
hassl-4548	574	8	,	,	PUNCT
hassl-4548	574	9	19(1	19(1	NUM
hassl-4548	574	10	-	-	SYM
hassl-4548	574	11	2	2	NUM
hassl-4548	574	12	)	)	PUNCT
hassl-4548	574	13	,	,	PUNCT
hassl-4548	574	14	4	4	NUM
hassl-4548	574	15	-	-	SYM
hassl-4548	574	16	21	21	NUM
hassl-4548	574	17	.	.	PUNCT
hassl-4548	575	1	https://doi.org/10.1504/ijram.2016.074433	https://doi.org/10.1504/ijram.2016.074433	PROPN
hassl-4548	575	2	shahdadi	shahdadi	NOUN
hassl-4548	575	3	,	,	PUNCT
hassl-4548	575	4	k.	k.	PROPN
hassl-4548	575	5	m.	m.	PROPN
hassl-4548	575	6	,	,	PUNCT
hassl-4548	575	7	rostamy	rostamy	NOUN
hassl-4548	575	8	,	,	PUNCT
hassl-4548	575	9	a.	a.	NOUN
hassl-4548	575	10	a.	a.	NOUN
hassl-4548	575	11	a.	a.	PROPN
hassl-4548	575	12	,	,	PUNCT
hassl-4548	575	13	sadeghi	sadeghi	PROPN
hassl-4548	575	14	sharif	sharif	PROPN
hassl-4548	575	15	,	,	PUNCT
hassl-4548	575	16	s.	s.	PROPN
hassl-4548	575	17	j.	j.	PROPN
hassl-4548	575	18	,	,	PUNCT
hassl-4548	575	19	&	&	CCONJ
hassl-4548	575	20	ranjbar	ranjbar	PROPN
hassl-4548	575	21	,	,	PUNCT
hassl-4548	575	22	m.	m.	NOUN
hassl-4548	575	23	h.	h.	PROPN
hassl-4548	575	24	(	(	PUNCT
hassl-4548	575	25	2020	2020	NUM
hassl-4548	575	26	)	)	PUNCT
hassl-4548	575	27	.	.	PUNCT
hassl-4548	576	1	intellectual	intellectual	ADJ
hassl-4548	576	2	capital	capital	NOUN
hassl-4548	576	3	,	,	PUNCT
hassl-4548	576	4	liquidity	liquidity	NOUN
hassl-4548	576	5	,	,	PUNCT
hassl-4548	576	6	and	and	CCONJ
hassl-4548	576	7	bankruptcy	bankruptcy	NOUN
hassl-4548	576	8	likelihood	likelihood	NOUN
hassl-4548	576	9	.	.	PUNCT
hassl-4548	577	1	the	the	DET
hassl-4548	577	2	journal	journal	NOUN
hassl-4548	577	3	of	of	ADP
hassl-4548	577	4	corporate	corporate	ADJ
hassl-4548	577	5	accounting	accounting	NOUN
hassl-4548	577	6	&	&	CCONJ
hassl-4548	577	7	finance	finance	NOUN
hassl-4548	577	8	,	,	PUNCT
hassl-4548	577	9	31(4	31(4	NUM
hassl-4548	577	10	)	)	PUNCT
hassl-4548	577	11	,	,	PUNCT
hassl-4548	577	12	21	21	NUM
hassl-4548	577	13	-	-	SYM
hassl-4548	577	14	32	32	NUM
hassl-4548	577	15	.	.	PUNCT
hassl-4548	578	1	https://doi.org/10.1002/jcaf.22460	https://doi.org/10.1002/jcaf.22460	PROPN
hassl-4548	578	2	sharma	sharma	PROPN
hassl-4548	578	3	,	,	PUNCT
hassl-4548	578	4	n.	n.	NOUN
hassl-4548	578	5	(	(	PUNCT
hassl-4548	578	6	2013	2013	NUM
hassl-4548	578	7	)	)	PUNCT
hassl-4548	578	8	.	.	PUNCT
hassl-4548	579	1	altman	altman	PROPN
hassl-4548	579	2	model	model	PROPN
hassl-4548	579	3	and	and	CCONJ
hassl-4548	579	4	financial	financial	ADJ
hassl-4548	579	5	soundness	soundness	NOUN
hassl-4548	579	6	of	of	ADP
hassl-4548	579	7	indian	indian	ADJ
hassl-4548	579	8	banks	bank	NOUN
hassl-4548	579	9	.	.	PUNCT
hassl-4548	580	1	international	international	ADJ
hassl-4548	580	2	journal	journal	PROPN
hassl-4548	580	3	of	of	ADP
hassl-4548	580	4	accounting	accounting	NOUN
hassl-4548	580	5	and	and	CCONJ
hassl-4548	580	6	finance	finance	NOUN
hassl-4548	580	7	,	,	PUNCT
hassl-4548	580	8	3(2	3(2	NUM
hassl-4548	580	9	)	)	PUNCT
hassl-4548	580	10	,	,	PUNCT
hassl-4548	580	11	5560	5560	NUM
hassl-4548	580	12	.	.	PUNCT
hassl-4548	581	1	shingade	shingade	NOUN
hassl-4548	581	2	,	,	PUNCT
hassl-4548	581	3	s.	s.	PROPN
hassl-4548	581	4	,	,	PUNCT
hassl-4548	581	5	patil	patil	PROPN
hassl-4548	581	6	,	,	PUNCT
hassl-4548	581	7	s.	s.	PROPN
hassl-4548	581	8	,	,	PUNCT
hassl-4548	581	9	&	&	CCONJ
hassl-4548	581	10	jadhav	jadhav	PROPN
hassl-4548	581	11	,	,	PUNCT
hassl-4548	581	12	p.	p.	PROPN
hassl-4548	581	13	(	(	PUNCT
hassl-4548	581	14	2022	2022	NUM
hassl-4548	581	15	)	)	PUNCT
hassl-4548	581	16	.	.	PUNCT
hassl-4548	582	1	financial	financial	ADJ
hassl-4548	582	2	performance	performance	NOUN
hassl-4548	582	3	analysis	analysis	NOUN
hassl-4548	582	4	of	of	ADP
hassl-4548	582	5	banks	bank	NOUN
hassl-4548	582	6	:	:	PUNCT
hassl-4548	582	7	a	a	DET
hassl-4548	582	8	study	study	NOUN
hassl-4548	582	9	of	of	ADP
hassl-4548	582	10	selected	select	VERB
hassl-4548	582	11	public	public	ADJ
hassl-4548	582	12	and	and	CCONJ
hassl-4548	582	13	private	private	ADJ
hassl-4548	582	14	sector	sector	NOUN
hassl-4548	582	15	banks	bank	NOUN
hassl-4548	582	16	in	in	ADP
hassl-4548	582	17	india	india	PROPN
hassl-4548	582	18	.	.	PUNCT
hassl-4548	583	1	international	international	ADJ
hassl-4548	583	2	journal	journal	PROPN
hassl-4548	583	3	of	of	ADP
hassl-4548	583	4	research	research	NOUN
hassl-4548	583	5	in	in	ADP
hassl-4548	583	6	finance	finance	NOUN
hassl-4548	583	7	and	and	CCONJ
hassl-4548	583	8	marketing	marketing	NOUN
hassl-4548	583	9	,	,	PUNCT
hassl-4548	583	10	12(3	12(3	NUM
hassl-4548	583	11	)	)	PUNCT
hassl-4548	583	12	,	,	PUNCT
hassl-4548	583	13	45–58	45–58	PROPN
hassl-4548	583	14	.	.	PUNCT
hassl-4548	584	1	soenen	soenen	PROPN
hassl-4548	584	2	,	,	PUNCT
hassl-4548	584	3	n.	n.	NOUN
hassl-4548	584	4	,	,	PUNCT
hassl-4548	584	5	&	&	CCONJ
hassl-4548	584	6	vander	vander	PROPN
hassl-4548	584	7	vennet	vennet	PROPN
hassl-4548	584	8	,	,	PUNCT
hassl-4548	584	9	r.	r.	PROPN
hassl-4548	584	10	(	(	PUNCT
hassl-4548	584	11	2022	2022	NUM
hassl-4548	584	12	)	)	PUNCT
hassl-4548	584	13	.	.	PUNCT
hassl-4548	585	1	determinants	determinant	NOUN
hassl-4548	585	2	of	of	ADP
hassl-4548	585	3	european	european	ADJ
hassl-4548	585	4	banks	bank	NOUN
hassl-4548	585	5	’	’	PART
hassl-4548	585	6	default	default	NOUN
hassl-4548	585	7	risk	risk	NOUN
hassl-4548	585	8	.	.	PUNCT
hassl-4548	586	1	finance	finance	NOUN
hassl-4548	586	2	research	research	NOUN
hassl-4548	586	3	letters	letter	NOUN
hassl-4548	586	4	,	,	PUNCT
hassl-4548	586	5	47	47	NUM
hassl-4548	586	6	,	,	PUNCT
hassl-4548	586	7	102557	102557	NUM
hassl-4548	586	8	.	.	PUNCT
hassl-4548	587	1	https://doi.org/10.1016/j.frl.2021.102557	https://doi.org/10.1016/j.frl.2021.102557	PROPN
hassl-4548	587	2	https://doi.org/10.1007/s11356-022-21715-8	https://doi.org/10.1007/s11356-022-21715-8	PROPN
hassl-4548	587	3	https://doi.org/10.1186/s13731-024-00369-5	https://doi.org/10.1186/s13731-024-00369-5	NUM
hassl-4548	587	4	https://doi.org/10.21098/bemp.v25i1.1838	https://doi.org/10.21098/bemp.v25i1.1838	NUM
hassl-4548	587	5	https://doi.org/10.7176/dcs10-9-01	https://doi.org/10.7176/dcs10-9-01	AUX
hassl-4548	587	6	https://doi.org/10.31014/aior.1992.02.03.109	https://doi.org/10.31014/aior.1992.02.03.109	VERB
hassl-4548	587	7	https://doi.org/10.1146/annurev-financial-102710-144816	https://doi.org/10.1146/annurev-financial-102710-144816	PROPN
hassl-4548	587	8	https://doi.org/10.1146/annurev-financial-102710-144816	https://doi.org/10.1146/annurev-financial-102710-144816	PROPN
hassl-4548	587	9	https://doi.org/10.1016/j.jbankfin.2008.07.016	https://doi.org/10.1016/j.jbankfin.2008.07.016	PROPN
hassl-4548	587	10	https://doi.org/10.3390/jrfm17020046	https://doi.org/10.3390/jrfm17020046	NOUN
hassl-4548	587	11	https://doi.org/10.1016/j.jbef.2023.100807	https://doi.org/10.1016/j.jbef.2023.100807	PROPN
hassl-4548	587	12	https://doi.org/10.1108/jfrc-09-2023-0144	https://doi.org/10.1108/jfrc-09-2023-0144	PUNCT
hassl-4548	587	13	https://doi.org/10.1504/ijram.2016.074433	https://doi.org/10.1504/ijram.2016.074433	PROPN
hassl-4548	587	14	https://doi.org/10.1002/jcaf.22460	https://doi.org/10.1002/jcaf.22460	PRON
hassl-4548	587	15	https://doi.org/10.1016/j.frl.2021.102557	https://doi.org/10.1016/j.frl.2021.102557	PROPN
hassl-4548	587	16	humanities	humanity	NOUN
hassl-4548	587	17	and	and	CCONJ
hassl-4548	587	18	social	social	ADJ
hassl-4548	587	19	sciences	science	NOUN
hassl-4548	587	20	letters	letter	NOUN
hassl-4548	587	21	,	,	PUNCT
hassl-4548	587	22	2025	2025	NUM
hassl-4548	587	23	,	,	PUNCT
hassl-4548	587	24	14(1	14(1	NUM
hassl-4548	587	25	):	):	PUNCT
hassl-4548	587	26	44	44	NUM
hassl-4548	587	27	-	-	SYM
hassl-4548	587	28	58	58	NUM
hassl-4548	587	29	58	58	NUM
hassl-4548	587	30	©	©	PROPN
hassl-4548	587	31	2026	2026	NUM
hassl-4548	587	32	conscientia	conscientia	PROPN
hassl-4548	587	33	beam	beam	PROPN
hassl-4548	587	34	.	.	PUNCT
hassl-4548	588	1	all	all	DET
hassl-4548	588	2	rights	right	NOUN
hassl-4548	588	3	reserved	reserve	VERB
hassl-4548	588	4	.	.	PUNCT
hassl-4548	589	1	susanti	susanti	PROPN
hassl-4548	589	2	,	,	PUNCT
hassl-4548	589	3	w.	w.	PROPN
hassl-4548	589	4	,	,	PUNCT
hassl-4548	589	5	&	&	CCONJ
hassl-4548	589	6	takarini	takarini	PROPN
hassl-4548	589	7	,	,	PUNCT
hassl-4548	589	8	n.	n.	NOUN
hassl-4548	589	9	(	(	PUNCT
hassl-4548	589	10	2022	2022	NUM
hassl-4548	589	11	)	)	PUNCT
hassl-4548	589	12	.	.	PUNCT
hassl-4548	590	1	the	the	DET
hassl-4548	590	2	influence	influence	NOUN
hassl-4548	590	3	of	of	ADP
hassl-4548	590	4	liquidity	liquidity	NOUN
hassl-4548	590	5	,	,	PUNCT
hassl-4548	590	6	profitability	profitability	NOUN
hassl-4548	590	7	,	,	PUNCT
hassl-4548	590	8	leverage	leverage	NOUN
hassl-4548	590	9	,	,	PUNCT
hassl-4548	590	10	and	and	CCONJ
hassl-4548	590	11	activity	activity	NOUN
hassl-4548	590	12	in	in	ADP
hassl-4548	590	13	predicting	predict	VERB
hassl-4548	590	14	financial	financial	ADJ
hassl-4548	590	15	distress	distress	NOUN
hassl-4548	590	16	in	in	ADP
hassl-4548	590	17	retail	retail	ADJ
hassl-4548	590	18	trade	trade	NOUN
hassl-4548	590	19	subsector	subsector	NOUN
hassl-4548	590	20	companies	company	NOUN
hassl-4548	590	21	listed	list	VERB
hassl-4548	590	22	on	on	ADP
hassl-4548	590	23	the	the	DET
hassl-4548	590	24	idx	idx	PROPN
hassl-4548	590	25	.	.	PUNCT
hassl-4548	590	26	ekonomis	ekonomis	PROPN
hassl-4548	590	27	:	:	PUNCT
hassl-4548	590	28	journal	journal	PROPN
hassl-4548	590	29	of	of	ADP
hassl-4548	590	30	economics	economic	NOUN
hassl-4548	590	31	and	and	CCONJ
hassl-4548	590	32	business	business	NOUN
hassl-4548	590	33	,	,	PUNCT
hassl-4548	590	34	6(2	6(2	NUM
hassl-4548	590	35	)	)	PUNCT
hassl-4548	590	36	,	,	PUNCT
hassl-4548	590	37	488	488	NUM
hassl-4548	590	38	-	-	SYM
hassl-4548	590	39	497	497	NUM
hassl-4548	590	40	.	.	PUNCT
hassl-4548	591	1	susilowati	susilowati	NOUN
hassl-4548	591	2	,	,	PUNCT
hassl-4548	591	3	y.	y.	PROPN
hassl-4548	591	4	,	,	PUNCT
hassl-4548	591	5	suwarti	suwarti	NOUN
hassl-4548	591	6	,	,	PUNCT
hassl-4548	591	7	t.	t.	PROPN
hassl-4548	591	8	,	,	PUNCT
hassl-4548	591	9	puspitasari	puspitasari	PROPN
hassl-4548	591	10	,	,	PUNCT
hassl-4548	591	11	e.	e.	PROPN
hassl-4548	591	12	,	,	PUNCT
hassl-4548	591	13	&	&	CCONJ
hassl-4548	591	14	nurmaliani	nurmaliani	PROPN
hassl-4548	591	15	,	,	PUNCT
hassl-4548	591	16	f.	f.	PROPN
hassl-4548	591	17	a.	a.	PROPN
hassl-4548	591	18	(	(	PUNCT
hassl-4548	591	19	2019	2019	NUM
hassl-4548	591	20	)	)	PUNCT
hassl-4548	591	21	.	.	PUNCT
hassl-4548	592	1	the	the	DET
hassl-4548	592	2	effect	effect	NOUN
hassl-4548	592	3	of	of	ADP
hassl-4548	592	4	liquidity	liquidity	NOUN
hassl-4548	592	5	,	,	PUNCT
hassl-4548	592	6	leverage	leverage	NOUN
hassl-4548	592	7	,	,	PUNCT
hassl-4548	592	8	profitability	profitability	NOUN
hassl-4548	592	9	,	,	PUNCT
hassl-4548	592	10	operating	operating	NOUN
hassl-4548	592	11	capacity	capacity	NOUN
hassl-4548	592	12	,	,	PUNCT
hassl-4548	592	13	and	and	CCONJ
hassl-4548	592	14	managerial	managerial	ADJ
hassl-4548	592	15	agency	agency	NOUN
hassl-4548	592	16	cost	cost	NOUN
hassl-4548	592	17	on	on	ADP
hassl-4548	592	18	financial	financial	ADJ
hassl-4548	592	19	distress	distress	NOUN
hassl-4548	592	20	of	of	ADP
hassl-4548	592	21	manufacturing	manufacturing	NOUN
hassl-4548	592	22	companies	company	NOUN
hassl-4548	592	23	listed	list	VERB
hassl-4548	592	24	in	in	ADP
hassl-4548	592	25	indonesian	indonesian	ADJ
hassl-4548	592	26	stock	stock	PROPN
hassl-4548	592	27	exchange	exchange	PROPN
hassl-4548	592	28	.	.	PUNCT
hassl-4548	593	1	paper	paper	NOUN
hassl-4548	593	2	presented	present	VERB
hassl-4548	593	3	at	at	ADP
hassl-4548	593	4	the	the	DET
hassl-4548	593	5	2019	2019	NUM
hassl-4548	593	6	international	international	ADJ
hassl-4548	593	7	conference	conference	NOUN
hassl-4548	593	8	on	on	ADP
hassl-4548	593	9	organizational	organizational	ADJ
hassl-4548	593	10	innovation	innovation	NOUN
hassl-4548	593	11	(	(	PUNCT
hassl-4548	593	12	icoi	icoi	NOUN
hassl-4548	593	13	2019	2019	NUM
hassl-4548	593	14	)	)	PUNCT
hassl-4548	594	1	(	(	PUNCT
hassl-4548	594	2	pp	pp	ADJ
hassl-4548	594	3	.	.	PUNCT
hassl-4548	595	1	651	651	NUM
hassl-4548	595	2	-	-	SYM
hassl-4548	595	3	656	656	NUM
hassl-4548	595	4	)	)	PUNCT
hassl-4548	595	5	.	.	PUNCT
hassl-4548	596	1	atlantis	atlantis	PROPN
hassl-4548	596	2	press	press	PROPN
hassl-4548	596	3	.	.	PUNCT
hassl-4548	597	1	sutra	sutra	PROPN
hassl-4548	597	2	,	,	PUNCT
hassl-4548	597	3	f.	f.	PROPN
hassl-4548	597	4	m.	m.	PROPN
hassl-4548	597	5	,	,	PUNCT
hassl-4548	597	6	&	&	CCONJ
hassl-4548	597	7	mais	mais	PROPN
hassl-4548	597	8	,	,	PUNCT
hassl-4548	597	9	r.	r.	PROPN
hassl-4548	597	10	g.	g.	PROPN
hassl-4548	597	11	(	(	PUNCT
hassl-4548	597	12	2019	2019	NUM
hassl-4548	597	13	)	)	PUNCT
hassl-4548	597	14	.	.	PUNCT
hassl-4548	598	1	factors	factor	NOUN
hassl-4548	598	2	influencing	influence	VERB
hassl-4548	598	3	financial	financial	ADJ
hassl-4548	598	4	distress	distress	NOUN
hassl-4548	598	5	using	use	VERB
hassl-4548	598	6	the	the	DET
hassl-4548	598	7	altman	altman	PROPN
hassl-4548	598	8	z	z	PROPN
hassl-4548	598	9	-	-	PUNCT
hassl-4548	598	10	score	score	NOUN
hassl-4548	598	11	approach	approach	NOUN
hassl-4548	598	12	in	in	ADP
hassl-4548	598	13	mining	mining	NOUN
hassl-4548	598	14	companies	company	NOUN
hassl-4548	598	15	listed	list	VERB
hassl-4548	598	16	on	on	ADP
hassl-4548	598	17	the	the	DET
hassl-4548	598	18	indonesia	indonesia	PROPN
hassl-4548	598	19	stock	stock	PROPN
hassl-4548	598	20	exchange	exchange	NOUN
hassl-4548	598	21	in	in	ADP
hassl-4548	598	22	2015	2015	NUM
hassl-4548	598	23	-	-	SYM
hassl-4548	598	24	2017	2017	NUM
hassl-4548	598	25	.	.	PUNCT
hassl-4548	599	1	jurnal	jurnal	ADJ
hassl-4548	599	2	akuntansi	akuntansi	PROPN
hassl-4548	599	3	dan	dan	PROPN
hassl-4548	599	4	manajemen	manajemen	PROPN
hassl-4548	599	5	,	,	PUNCT
hassl-4548	599	6	16(01	16(01	NUM
hassl-4548	599	7	)	)	PUNCT
hassl-4548	599	8	,	,	PUNCT
hassl-4548	599	9	34	34	NUM
hassl-4548	599	10	-	-	SYM
hassl-4548	599	11	72	72	NUM
hassl-4548	599	12	.	.	PUNCT
hassl-4548	600	1	wei	wei	PROPN
hassl-4548	600	2	,	,	PUNCT
hassl-4548	600	3	x.	x.	PROPN
hassl-4548	600	4	,	,	PUNCT
hassl-4548	600	5	gong	gong	PROPN
hassl-4548	600	6	,	,	PUNCT
hassl-4548	600	7	y.	y.	PROPN
hassl-4548	600	8	,	,	PUNCT
hassl-4548	600	9	&	&	CCONJ
hassl-4548	600	10	wu	wu	PROPN
hassl-4548	600	11	,	,	PUNCT
hassl-4548	600	12	h.-m	h.-m	NOUN
hassl-4548	600	13	.	.	PUNCT
hassl-4548	601	1	(	(	PUNCT
hassl-4548	601	2	2017	2017	NUM
hassl-4548	601	3	)	)	PUNCT
hassl-4548	601	4	.	.	PUNCT
hassl-4548	602	1	the	the	DET
hassl-4548	602	2	impacts	impact	NOUN
hassl-4548	602	3	of	of	ADP
hassl-4548	602	4	net	net	ADJ
hassl-4548	602	5	stable	stable	ADJ
hassl-4548	602	6	funding	funding	NOUN
hassl-4548	602	7	ratio	ratio	NOUN
hassl-4548	602	8	requirement	requirement	NOUN
hassl-4548	602	9	on	on	ADP
hassl-4548	602	10	banks	bank	NOUN
hassl-4548	602	11	’	’	PART
hassl-4548	602	12	choices	choice	NOUN
hassl-4548	602	13	of	of	ADP
hassl-4548	602	14	debt	debt	NOUN
hassl-4548	602	15	maturity	maturity	NOUN
hassl-4548	602	16	.	.	PUNCT
hassl-4548	603	1	journal	journal	NOUN
hassl-4548	603	2	of	of	ADP
hassl-4548	603	3	banking	banking	NOUN
hassl-4548	603	4	&	&	CCONJ
hassl-4548	603	5	finance	finance	PROPN
hassl-4548	603	6	,	,	PUNCT
hassl-4548	603	7	82	82	NUM
hassl-4548	603	8	,	,	PUNCT
hassl-4548	603	9	229	229	NUM
hassl-4548	603	10	-	-	SYM
hassl-4548	603	11	243	243	NUM
hassl-4548	603	12	.	.	PUNCT
hassl-4548	604	1	https://doi.org/10.1016/j.jbankfin.2017.02.006	https://doi.org/10.1016/j.jbankfin.2017.02.006	PROPN
hassl-4548	604	2	yeh	yeh	PROPN
hassl-4548	604	3	,	,	PUNCT
hassl-4548	604	4	i.-c	i.-c	PROPN
hassl-4548	604	5	.	.	PUNCT
hassl-4548	604	6	,	,	PUNCT
hassl-4548	604	7	&	&	CCONJ
hassl-4548	604	8	liu	liu	PROPN
hassl-4548	604	9	,	,	PUNCT
hassl-4548	604	10	y.-c	y.-c	PROPN
hassl-4548	604	11	.	.	PUNCT
hassl-4548	605	1	(	(	PUNCT
hassl-4548	605	2	2023	2023	NUM
hassl-4548	605	3	)	)	PUNCT
hassl-4548	605	4	.	.	PUNCT
hassl-4548	606	1	exploring	explore	VERB
hassl-4548	606	2	the	the	DET
hassl-4548	606	3	growth	growth	NOUN
hassl-4548	606	4	value	value	NOUN
hassl-4548	606	5	equity	equity	NOUN
hassl-4548	606	6	valuation	valuation	NOUN
hassl-4548	606	7	model	model	NOUN
hassl-4548	606	8	with	with	ADP
hassl-4548	606	9	data	datum	NOUN
hassl-4548	606	10	visualization	visualization	NOUN
hassl-4548	606	11	.	.	PUNCT
hassl-4548	607	1	financial	financial	ADJ
hassl-4548	607	2	innovation	innovation	NOUN
hassl-4548	607	3	,	,	PUNCT
hassl-4548	607	4	9(1	9(1	NUM
hassl-4548	607	5	)	)	PUNCT
hassl-4548	607	6	,	,	PUNCT
hassl-4548	607	7	2	2	X
hassl-4548	607	8	.	.	X
hassl-4548	607	9	https://doi.org/10.1186/s40854-022-00400-2	https://doi.org/10.1186/s40854-022-00400-2	NOUN
hassl-4548	607	10	yuriani	yuriani	PROPN
hassl-4548	607	11	,	,	PUNCT
hassl-4548	607	12	y.	y.	PROPN
hassl-4548	607	13	,	,	PUNCT
hassl-4548	607	14	merry	merry	ADJ
hassl-4548	607	15	,	,	PUNCT
hassl-4548	607	16	m.	m.	NOUN
hassl-4548	607	17	,	,	PUNCT
hassl-4548	607	18	jennie	jennie	PROPN
hassl-4548	607	19	,	,	PUNCT
hassl-4548	607	20	j.	j.	PROPN
hassl-4548	607	21	,	,	PUNCT
hassl-4548	607	22	ikhsan	ikhsan	ADJ
hassl-4548	607	23	,	,	PUNCT
hassl-4548	607	24	m.	m.	NOUN
hassl-4548	607	25	,	,	PUNCT
hassl-4548	607	26	&	&	CCONJ
hassl-4548	607	27	rahmi	rahmi	PROPN
hassl-4548	607	28	,	,	PUNCT
hassl-4548	607	29	n.	n.	PROPN
hassl-4548	607	30	u.	u.	PROPN
hassl-4548	607	31	(	(	PUNCT
hassl-4548	607	32	2020	2020	NUM
hassl-4548	607	33	)	)	PUNCT
hassl-4548	607	34	.	.	PUNCT
hassl-4548	608	1	the	the	DET
hassl-4548	608	2	influence	influence	NOUN
hassl-4548	608	3	of	of	ADP
hassl-4548	608	4	ownership	ownership	NOUN
hassl-4548	608	5	structure	structure	NOUN
hassl-4548	608	6	,	,	PUNCT
hassl-4548	608	7	liquidity	liquidity	NOUN
hassl-4548	608	8	,	,	PUNCT
hassl-4548	608	9	leverage	leverage	NOUN
hassl-4548	608	10	,	,	PUNCT
hassl-4548	608	11	and	and	CCONJ
hassl-4548	608	12	activity	activity	NOUN
hassl-4548	608	13	(	(	PUNCT
hassl-4548	608	14	tato	tato	NOUN
hassl-4548	608	15	)	)	PUNCT
hassl-4548	608	16	on	on	ADP
hassl-4548	608	17	financial	financial	ADJ
hassl-4548	608	18	distress	distress	NOUN
hassl-4548	608	19	of	of	ADP
hassl-4548	608	20	consumer	consumer	NOUN
hassl-4548	608	21	goods	good	NOUN
hassl-4548	608	22	industry	industry	NOUN
hassl-4548	608	23	companies	company	NOUN
hassl-4548	608	24	listed	list	VERB
hassl-4548	608	25	on	on	ADP
hassl-4548	608	26	the	the	DET
hassl-4548	608	27	indonesia	indonesia	PROPN
hassl-4548	608	28	stock	stock	PROPN
hassl-4548	608	29	exchange	exchange	PROPN
hassl-4548	608	30	.	.	PUNCT
hassl-4548	609	1	costing	cost	VERB
hassl-4548	609	2	:	:	PUNCT
hassl-4548	609	3	journal	journal	NOUN
hassl-4548	609	4	of	of	ADP
hassl-4548	609	5	economic	economic	ADJ
hassl-4548	609	6	,	,	PUNCT
hassl-4548	609	7	business	business	NOUN
hassl-4548	609	8	and	and	CCONJ
hassl-4548	609	9	accounting	accounting	NOUN
hassl-4548	609	10	,	,	PUNCT
hassl-4548	609	11	4(1	4(1	NOUN
hassl-4548	609	12	)	)	PUNCT
hassl-4548	609	13	,	,	PUNCT
hassl-4548	609	14	208	208	NUM
hassl-4548	609	15	-	-	SYM
hassl-4548	609	16	218	218	NUM
hassl-4548	609	17	.	.	PUNCT
hassl-4548	610	1	https://doi.org/10.31539/costing.v4i1.1325	https://doi.org/10.31539/costing.v4i1.1325	PROPN
hassl-4548	610	2	views	view	NOUN
hassl-4548	610	3	and	and	CCONJ
hassl-4548	610	4	opinions	opinion	NOUN
hassl-4548	610	5	expressed	express	VERB
hassl-4548	610	6	in	in	ADP
hassl-4548	610	7	this	this	DET
hassl-4548	610	8	article	article	NOUN
hassl-4548	610	9	are	be	AUX
hassl-4548	610	10	the	the	DET
hassl-4548	610	11	views	view	NOUN
hassl-4548	610	12	and	and	CCONJ
hassl-4548	610	13	opinions	opinion	NOUN
hassl-4548	610	14	of	of	ADP
hassl-4548	610	15	the	the	DET
hassl-4548	610	16	author(s	author(s	NOUN
hassl-4548	610	17	)	)	PUNCT
hassl-4548	610	18	,	,	PUNCT
hassl-4548	610	19	humanities	humanity	NOUN
hassl-4548	610	20	and	and	CCONJ
hassl-4548	610	21	social	social	ADJ
hassl-4548	610	22	sciences	science	NOUN
hassl-4548	610	23	letters	letter	NOUN
hassl-4548	610	24	shall	shall	AUX
hassl-4548	610	25	not	not	PART
hassl-4548	610	26	be	be	AUX
hassl-4548	610	27	responsible	responsible	ADJ
hassl-4548	610	28	or	or	CCONJ
hassl-4548	610	29	answerable	answerable	ADJ
hassl-4548	610	30	for	for	ADP
hassl-4548	610	31	any	any	DET
hassl-4548	610	32	loss	loss	NOUN
hassl-4548	610	33	,	,	PUNCT
hassl-4548	610	34	damage	damage	NOUN
hassl-4548	610	35	or	or	CCONJ
hassl-4548	610	36	liability	liability	NOUN
hassl-4548	610	37	etc	etc	X
hassl-4548	610	38	.	.	X
hassl-4548	610	39	caused	cause	VERB
hassl-4548	610	40	in	in	ADP
hassl-4548	610	41	relation	relation	NOUN
hassl-4548	610	42	to	to	PART
hassl-4548	610	43	/	/	PUNCT
hassl-4548	610	44	arising	arise	VERB
hassl-4548	610	45	out	out	ADP
hassl-4548	610	46	of	of	ADP
hassl-4548	610	47	the	the	DET
hassl-4548	610	48	use	use	NOUN
hassl-4548	610	49	of	of	ADP
hassl-4548	610	50	the	the	DET
hassl-4548	610	51	content	content	NOUN
hassl-4548	610	52	.	.	PUNCT
hassl-4548	611	1	https://doi.org/10.1016/j.jbankfin.2017.02.006	https://doi.org/10.1016/j.jbankfin.2017.02.006	NOUN
hassl-4548	611	2	https://doi.org/10.1186/s40854-022-00400-2	https://doi.org/10.1186/s40854-022-00400-2	NUM
hassl-4548	612	1	https://doi.org/10.31539/costing.v4i1.1325	https://doi.org/10.31539/costing.v4i1.1325	PROPN