id	sid	tid	token	lemma	pos
hassl-744	1	1	72	72	NUM
hassl-744	1	2	©	©	PROPN
hassl-744	1	3	2014	2014	NUM
hassl-744	1	4	conscientia	conscientia	PROPN
hassl-744	1	5	beam	beam	PROPN
hassl-744	1	6	.	.	PUNCT
hassl-744	2	1	all	all	DET
hassl-744	2	2	rights	right	NOUN
hassl-744	2	3	reserved	reserve	VERB
hassl-744	2	4	access	access	NOUN
hassl-744	2	5	and	and	CCONJ
hassl-744	2	6	utilization	utilization	NOUN
hassl-744	2	7	of	of	ADP
hassl-744	2	8	micro	micro	ADJ
hassl-744	2	9	-	-	ADJ
hassl-744	2	10	lending	lending	ADJ
hassl-744	2	11	scheme	scheme	NOUN
hassl-744	2	12	among	among	ADP
hassl-744	2	13	rural	rural	ADJ
hassl-744	2	14	farmers	farmer	NOUN
hassl-744	2	15	in	in	ADP
hassl-744	2	16	cross	cross	PROPN
hassl-744	2	17	river	river	PROPN
hassl-744	2	18	state	state	NOUN
hassl-744	2	19	:	:	PUNCT
hassl-744	2	20	potentials	potential	VERB
hassl-744	2	21	for	for	ADP
hassl-744	2	22	sustainable	sustainable	ADJ
hassl-744	2	23	agricultural	agricultural	ADJ
hassl-744	2	24	development	development	NOUN
hassl-744	2	25	in	in	ADP
hassl-744	2	26	nigeria	nigeria	PROPN
hassl-744	2	27	udensi	udensi	PROPN
hassl-744	2	28	lawrence	lawrence	PROPN
hassl-744	2	29	okoronkwo1	okoronkwo1	PROPN
hassl-744	3	1	--essien	--essien	PRON
hassl-744	3	2	joseph2	joseph2	PROPN
hassl-744	3	3	--alobari	--alobari	PUNCT
hassl-744	3	4	collins	collin	NOUN
hassl-744	3	5	m.3	m.3	NOUN
hassl-744	3	6	--naenwi	--naenwi	PUNCT
hassl-744	3	7	mepbari	mepbari	NOUN
hassl-744	3	8	o4	o4	PROPN
hassl-744	3	9	1youth	1youth	NUM
hassl-744	3	10	empowerment	empowerment	NOUN
hassl-744	3	11	and	and	CCONJ
hassl-744	3	12	child	child	NOUN
hassl-744	3	13	labour	labour	NOUN
hassl-744	3	14	elimination	elimination	NOUN
hassl-744	3	15	project	project	NOUN
hassl-744	3	16	,	,	PUNCT
hassl-744	3	17	cross	cross	VERB
hassl-744	3	18	river	river	PROPN
hassl-744	3	19	state	state	PROPN
hassl-744	3	20	,	,	PUNCT
hassl-744	3	21	nigeria	nigeria	PROPN
hassl-744	3	22	2,3,4department	2,3,4department	NUM
hassl-744	3	23	of	of	ADP
hassl-744	3	24	banking	banking	NOUN
hassl-744	3	25	and	and	CCONJ
hassl-744	3	26	finance	finance	NOUN
hassl-744	3	27	,	,	PUNCT
hassl-744	3	28	rivers	river	NOUN
hassl-744	3	29	state	state	PROPN
hassl-744	3	30	polytechnic	polytechnic	PROPN
hassl-744	3	31	bori	bori	PROPN
hassl-744	3	32	,	,	PUNCT
hassl-744	3	33	nigeria	nigeria	PROPN
hassl-744	3	34	abstract	abstract	VERB
hassl-744	3	35	the	the	DET
hassl-744	3	36	main	main	ADJ
hassl-744	3	37	objective	objective	NOUN
hassl-744	3	38	of	of	ADP
hassl-744	3	39	the	the	DET
hassl-744	3	40	study	study	NOUN
hassl-744	3	41	was	be	AUX
hassl-744	3	42	to	to	PART
hassl-744	3	43	investigate	investigate	VERB
hassl-744	3	44	the	the	DET
hassl-744	3	45	factors	factor	NOUN
hassl-744	3	46	that	that	PRON
hassl-744	3	47	influence	influence	NOUN
hassl-744	3	48	farmers	farmer	NOUN
hassl-744	3	49	’	'	PUNCT
hassl-744	3	50	access	access	NOUN
hassl-744	3	51	and	and	CCONJ
hassl-744	3	52	utilization	utilization	NOUN
hassl-744	3	53	of	of	ADP
hassl-744	3	54	micro	micro	ADJ
hassl-744	3	55	-	-	ADJ
hassl-744	3	56	lending	lending	ADJ
hassl-744	3	57	scheme	scheme	NOUN
hassl-744	3	58	in	in	ADP
hassl-744	3	59	cross	cross	PROPN
hassl-744	3	60	river	river	PROPN
hassl-744	3	61	state	state	NOUN
hassl-744	3	62	.	.	PUNCT
hassl-744	4	1	six	six	NUM
hassl-744	4	2	lgas	lgas	NOUN
hassl-744	4	3	were	be	AUX
hassl-744	4	4	randomly	randomly	ADV
hassl-744	4	5	selected	select	VERB
hassl-744	4	6	from	from	ADP
hassl-744	4	7	the	the	DET
hassl-744	4	8	eighteen	eighteen	NUM
hassl-744	4	9	lgas	lgas	NOUN
hassl-744	4	10	that	that	PRON
hassl-744	4	11	made	make	VERB
hassl-744	4	12	up	up	ADP
hassl-744	4	13	the	the	DET
hassl-744	4	14	study	study	NOUN
hassl-744	4	15	area	area	NOUN
hassl-744	4	16	.	.	PUNCT
hassl-744	5	1	thereafter	thereafter	ADV
hassl-744	5	2	,	,	PUNCT
hassl-744	5	3	sixty	sixty	NUM
hassl-744	5	4	(	(	PUNCT
hassl-744	5	5	60	60	NUM
hassl-744	5	6	)	)	PUNCT
hassl-744	5	7	respondents	respondent	NOUN
hassl-744	5	8	were	be	AUX
hassl-744	5	9	purposively	purposively	ADV
hassl-744	5	10	selected	select	VERB
hassl-744	5	11	from	from	ADP
hassl-744	5	12	a	a	DET
hassl-744	5	13	village	village	NOUN
hassl-744	5	14	in	in	ADP
hassl-744	5	15	each	each	PRON
hassl-744	5	16	of	of	ADP
hassl-744	5	17	the	the	DET
hassl-744	5	18	lgas	lgas	NOUN
hassl-744	5	19	.	.	PUNCT
hassl-744	6	1	hence	hence	ADV
hassl-744	6	2	,	,	PUNCT
hassl-744	6	3	360	360	NUM
hassl-744	6	4	respondents	respondent	NOUN
hassl-744	6	5	were	be	AUX
hassl-744	6	6	selected	select	VERB
hassl-744	6	7	for	for	ADP
hassl-744	6	8	the	the	DET
hassl-744	6	9	study	study	NOUN
hassl-744	6	10	.	.	PUNCT
hassl-744	7	1	data	datum	NOUN
hassl-744	7	2	were	be	AUX
hassl-744	7	3	collected	collect	VERB
hassl-744	7	4	by	by	ADP
hassl-744	7	5	use	use	NOUN
hassl-744	7	6	of	of	ADP
hassl-744	7	7	questionnaire	questionnaire	NOUN
hassl-744	7	8	tagged	tag	VERB
hassl-744	7	9	aumsq	aumsq	NOUN
hassl-744	7	10	(	(	PUNCT
hassl-744	7	11	access	access	NOUN
hassl-744	7	12	and	and	CCONJ
hassl-744	7	13	utilization	utilization	NOUN
hassl-744	7	14	of	of	ADP
hassl-744	7	15	micro	micro	ADJ
hassl-744	7	16	-	-	ADJ
hassl-744	7	17	lending	lending	ADJ
hassl-744	7	18	scheme	scheme	NOUN
hassl-744	7	19	questionnaire	questionnaire	NOUN
hassl-744	7	20	)	)	PUNCT
hassl-744	7	21	.	.	PUNCT
hassl-744	8	1	the	the	DET
hassl-744	8	2	retrieved	retrieve	VERB
hassl-744	8	3	copies	copy	NOUN
hassl-744	8	4	of	of	ADP
hassl-744	8	5	questionnaire	questionnaire	NOUN
hassl-744	8	6	were	be	AUX
hassl-744	8	7	subjected	subject	VERB
hassl-744	8	8	to	to	ADP
hassl-744	8	9	numerical	numerical	ADJ
hassl-744	8	10	test	test	NOUN
hassl-744	8	11	using	use	VERB
hassl-744	8	12	likert	likert	ADJ
hassl-744	8	13	scale	scale	NOUN
hassl-744	8	14	rating	rating	NOUN
hassl-744	8	15	(	(	PUNCT
hassl-744	8	16	sa	sa	NOUN
hassl-744	8	17	=	=	PRON
hassl-744	8	18	strongly	strongly	ADV
hassl-744	8	19	agreed	agree	VERB
hassl-744	8	20	;	;	PUNCT
hassl-744	8	21	a	a	DET
hassl-744	8	22	=	=	NOUN
hassl-744	8	23	agreed	agree	VERB
hassl-744	8	24	;	;	PUNCT
hassl-744	8	25	d	d	X
hassl-744	8	26	=	=	PRON
hassl-744	8	27	disagreed	disagree	VERB
hassl-744	8	28	;	;	PUNCT
hassl-744	8	29	and	and	CCONJ
hassl-744	8	30	sd	sd	PRON
hassl-744	8	31	=	=	PRON
hassl-744	8	32	strongly	strongly	ADV
hassl-744	8	33	disagreed	disagree	VERB
hassl-744	8	34	)	)	PUNCT
hassl-744	8	35	,	,	PUNCT
hassl-744	8	36	while	while	SCONJ
hassl-744	8	37	descriptive	descriptive	ADJ
hassl-744	8	38	tool	tool	NOUN
hassl-744	8	39	comprising	comprising	NOUN
hassl-744	8	40	tables	table	NOUN
hassl-744	8	41	,	,	PUNCT
hassl-744	8	42	percentages	percentage	NOUN
hassl-744	8	43	,	,	PUNCT
hassl-744	8	44	group	group	NOUN
hassl-744	8	45	arithmetic	arithmetic	ADJ
hassl-744	8	46	mean	mean	NOUN
hassl-744	8	47	(	(	PUNCT
hassl-744	8	48	gam	gam	NOUN
hassl-744	8	49	)	)	PUNCT
hassl-744	8	50	and	and	CCONJ
hassl-744	8	51	mean	mean	VERB
hassl-744	8	52	weight	weight	NOUN
hassl-744	8	53	values	value	NOUN
hassl-744	8	54	(	(	PUNCT
hassl-744	8	55	mwv	mwv	NOUN
hassl-744	8	56	)	)	PUNCT
hassl-744	8	57	were	be	AUX
hassl-744	8	58	employed	employ	VERB
hassl-744	8	59	for	for	ADP
hassl-744	8	60	analyzing	analyze	VERB
hassl-744	8	61	data	datum	NOUN
hassl-744	8	62	.	.	PUNCT
hassl-744	9	1	it	it	PRON
hassl-744	9	2	was	be	AUX
hassl-744	9	3	found	find	VERB
hassl-744	9	4	out	out	ADP
hassl-744	9	5	that	that	PRON
hassl-744	9	6	gender	gender	NOUN
hassl-744	9	7	,	,	PUNCT
hassl-744	9	8	age	age	NOUN
hassl-744	9	9	,	,	PUNCT
hassl-744	9	10	access	access	NOUN
hassl-744	9	11	,	,	PUNCT
hassl-744	9	12	utilization	utilization	NOUN
hassl-744	9	13	,	,	PUNCT
hassl-744	9	14	time	time	NOUN
hassl-744	9	15	and	and	CCONJ
hassl-744	9	16	awareness	awareness	NOUN
hassl-744	9	17	were	be	AUX
hassl-744	9	18	significant	significant	ADJ
hassl-744	9	19	factors	factor	NOUN
hassl-744	9	20	which	which	PRON
hassl-744	9	21	can	can	AUX
hassl-744	9	22	promote	promote	VERB
hassl-744	9	23	farmer	farmer	NOUN
hassl-744	9	24	’s	’s	PART
hassl-744	9	25	access	access	NOUN
hassl-744	9	26	and	and	CCONJ
hassl-744	9	27	utilization	utilization	NOUN
hassl-744	9	28	to	to	ADP
hassl-744	9	29	micro	micro	ADJ
hassl-744	9	30	-	-	ADJ
hassl-744	9	31	lending	lending	ADJ
hassl-744	9	32	scheme	scheme	NOUN
hassl-744	9	33	in	in	ADP
hassl-744	9	34	the	the	DET
hassl-744	9	35	study	study	NOUN
hassl-744	9	36	area	area	NOUN
hassl-744	9	37	.	.	PUNCT
hassl-744	10	1	contrary	contrary	ADJ
hassl-744	10	2	,	,	PUNCT
hassl-744	10	3	result	result	NOUN
hassl-744	10	4	shows	show	VERB
hassl-744	10	5	that	that	SCONJ
hassl-744	10	6	religion	religion	NOUN
hassl-744	10	7	,	,	PUNCT
hassl-744	10	8	years	year	NOUN
hassl-744	10	9	put	put	VERB
hassl-744	10	10	in	in	ADP
hassl-744	10	11	farming	farming	NOUN
hassl-744	10	12	,	,	PUNCT
hassl-744	10	13	education	education	NOUN
hassl-744	10	14	and	and	CCONJ
hassl-744	10	15	level	level	NOUN
hassl-744	10	16	of	of	ADP
hassl-744	10	17	income	income	NOUN
hassl-744	10	18	were	be	AUX
hassl-744	10	19	not	not	PART
hassl-744	10	20	significant	significant	ADJ
hassl-744	10	21	in	in	ADP
hassl-744	10	22	promoting	promote	VERB
hassl-744	10	23	access	access	NOUN
hassl-744	10	24	and	and	CCONJ
hassl-744	10	25	utilization	utilization	NOUN
hassl-744	10	26	of	of	ADP
hassl-744	10	27	micro	micro	ADJ
hassl-744	10	28	-	-	ADJ
hassl-744	10	29	lending	lending	ADJ
hassl-744	10	30	scheme	scheme	NOUN
hassl-744	10	31	by	by	ADP
hassl-744	10	32	farmers	farmer	NOUN
hassl-744	10	33	in	in	ADP
hassl-744	10	34	the	the	DET
hassl-744	10	35	study	study	NOUN
hassl-744	10	36	area	area	NOUN
hassl-744	10	37	.	.	PUNCT
hassl-744	11	1	it	it	PRON
hassl-744	11	2	was	be	AUX
hassl-744	11	3	therefore	therefore	ADV
hassl-744	11	4	recommended	recommend	VERB
hassl-744	11	5	among	among	ADP
hassl-744	11	6	others	other	NOUN
hassl-744	11	7	that	that	SCONJ
hassl-744	11	8	:	:	PUNCT
hassl-744	11	9	organizing	organize	VERB
hassl-744	11	10	farmers	farmer	NOUN
hassl-744	11	11	and	and	CCONJ
hassl-744	11	12	building	build	VERB
hassl-744	11	13	their	their	PRON
hassl-744	11	14	capacities	capacity	NOUN
hassl-744	11	15	on	on	ADP
hassl-744	11	16	business	business	NOUN
hassl-744	11	17	development	development	NOUN
hassl-744	11	18	and	and	CCONJ
hassl-744	11	19	management	management	NOUN
hassl-744	11	20	,	,	PUNCT
hassl-744	11	21	work	work	NOUN
hassl-744	11	22	plan	plan	NOUN
hassl-744	11	23	and	and	CCONJ
hassl-744	11	24	proposal	proposal	NOUN
hassl-744	11	25	development	development	NOUN
hassl-744	11	26	,	,	PUNCT
hassl-744	11	27	improve	improve	VERB
hassl-744	11	28	breed	breed	NOUN
hassl-744	11	29	and	and	CCONJ
hassl-744	11	30	seed	seed	NOUN
hassl-744	11	31	will	will	AUX
hassl-744	11	32	not	not	PART
hassl-744	11	33	only	only	ADV
hassl-744	11	34	address	address	VERB
hassl-744	11	35	the	the	DET
hassl-744	11	36	issues	issue	NOUN
hassl-744	11	37	if	if	SCONJ
hassl-744	11	38	non	non	NOUN
hassl-744	11	39	-	-	NOUN
hassl-744	11	40	repayment	repayment	NOUN
hassl-744	11	41	of	of	ADP
hassl-744	11	42	loan	loan	NOUN
hassl-744	11	43	,	,	PUNCT
hassl-744	11	44	but	but	CCONJ
hassl-744	11	45	will	will	AUX
hassl-744	11	46	improve	improve	VERB
hassl-744	11	47	the	the	DET
hassl-744	11	48	agricultural	agricultural	ADJ
hassl-744	11	49	sector	sector	NOUN
hassl-744	11	50	and	and	CCONJ
hassl-744	11	51	contribute	contribute	VERB
hassl-744	11	52	significantly	significantly	ADV
hassl-744	11	53	to	to	PART
hassl-744	11	54	address	address	VERB
hassl-744	11	55	the	the	DET
hassl-744	11	56	global	global	ADJ
hassl-744	11	57	food	food	NOUN
hassl-744	11	58	crisis	crisis	NOUN
hassl-744	11	59	.	.	PUNCT
hassl-744	12	1	keywords	keyword	NOUN
hassl-744	12	2	:	:	PUNCT
hassl-744	12	3	access	access	NOUN
hassl-744	12	4	,	,	PUNCT
hassl-744	12	5	utilization	utilization	NOUN
hassl-744	12	6	,	,	PUNCT
hassl-744	12	7	micro	micro	NOUN
hassl-744	12	8	-	-	NOUN
hassl-744	12	9	lending	lending	ADJ
hassl-744	12	10	,	,	PUNCT
hassl-744	12	11	scheme	scheme	NOUN
hassl-744	12	12	,	,	PUNCT
hassl-744	12	13	rural	rural	ADJ
hassl-744	12	14	farmers	farmer	NOUN
hassl-744	12	15	,	,	PUNCT
hassl-744	12	16	potentials	potential	NOUN
hassl-744	12	17	,	,	PUNCT
hassl-744	12	18	sustainable	sustainable	ADJ
hassl-744	12	19	,	,	PUNCT
hassl-744	12	20	development	development	NOUN
hassl-744	12	21	.	.	PUNCT
hassl-744	13	1	contribution/	contribution/	NUM
hassl-744	13	2	originality	originality	NOUN
hassl-744	13	3	the	the	DET
hassl-744	13	4	description	description	NOUN
hassl-744	13	5	of	of	ADP
hassl-744	13	6	rural	rural	ADJ
hassl-744	13	7	population	population	NOUN
hassl-744	13	8	as	as	ADP
hassl-744	13	9	agricultural	agricultural	ADJ
hassl-744	13	10	people	people	NOUN
hassl-744	13	11	,	,	PUNCT
hassl-744	13	12	couple	couple	NOUN
hassl-744	13	13	with	with	ADP
hassl-744	13	14	their	their	PRON
hassl-744	13	15	low	low	ADJ
hassl-744	13	16	income	income	NOUN
hassl-744	13	17	status	status	NOUN
hassl-744	13	18	,	,	PUNCT
hassl-744	13	19	the	the	DET
hassl-744	13	20	present	present	ADJ
hassl-744	13	21	study	study	NOUN
hassl-744	13	22	is	be	AUX
hassl-744	13	23	one	one	NUM
hassl-744	13	24	of	of	ADP
hassl-744	13	25	those	those	DET
hassl-744	13	26	study	study	NOUN
hassl-744	13	27	that	that	PRON
hassl-744	13	28	have	have	AUX
hassl-744	13	29	suggested	suggest	VERB
hassl-744	13	30	mechanism	mechanism	NOUN
hassl-744	13	31	to	to	PART
hassl-744	13	32	improve	improve	VERB
hassl-744	13	33	and	and	CCONJ
hassl-744	13	34	increase	increase	VERB
hassl-744	13	35	access	access	NOUN
hassl-744	13	36	to	to	ADP
hassl-744	13	37	income	income	NOUN
hassl-744	13	38	by	by	ADP
hassl-744	13	39	rural	rural	ADJ
hassl-744	13	40	farmers	farmer	NOUN
hassl-744	13	41	.	.	PUNCT
hassl-744	14	1	also	also	ADV
hassl-744	14	2	,	,	PUNCT
hassl-744	14	3	the	the	DET
hassl-744	14	4	provision	provision	NOUN
hassl-744	14	5	of	of	ADP
hassl-744	14	6	micro	micro	NOUN
hassl-744	14	7	-	-	NOUN
hassl-744	14	8	credit	credit	NOUN
hassl-744	14	9	to	to	ADP
hassl-744	14	10	rural	rural	ADJ
hassl-744	14	11	farmers	farmer	NOUN
hassl-744	14	12	does	do	AUX
hassl-744	14	13	not	not	PART
hassl-744	14	14	guarantee	guarantee	VERB
hassl-744	14	15	utilization	utilization	NOUN
hassl-744	14	16	,	,	PUNCT
hassl-744	14	17	the	the	DET
hassl-744	14	18	present	present	ADJ
hassl-744	14	19	study	study	NOUN
hassl-744	14	20	have	have	AUX
hassl-744	14	21	suggested	suggest	VERB
hassl-744	14	22	strategies	strategy	NOUN
hassl-744	14	23	that	that	PRON
hassl-744	14	24	will	will	AUX
hassl-744	14	25	ensure	ensure	VERB
hassl-744	14	26	humanities	humanity	NOUN
hassl-744	14	27	and	and	CCONJ
hassl-744	14	28	social	social	ADJ
hassl-744	14	29	sciences	science	NOUN
hassl-744	14	30	letters	letter	NOUN
hassl-744	14	31	2014	2014	NUM
hassl-744	14	32	vol	vol	NOUN
hassl-744	14	33	.	.	PROPN
hassl-744	15	1	2	2	NUM
hassl-744	15	2	,	,	PUNCT
hassl-744	15	3	no	no	INTJ
hassl-744	15	4	.	.	NOUN
hassl-744	15	5	2	2	NUM
hassl-744	15	6	,	,	PUNCT
hassl-744	15	7	pp	pp	ADJ
hassl-744	15	8	.	.	PUNCT
hassl-744	16	1	72	72	NUM
hassl-744	16	2	-	-	SYM
hassl-744	16	3	80	80	NUM
hassl-744	16	4	issn(e	issn(e	NOUN
hassl-744	16	5	):	):	PUNCT
hassl-744	16	6	2312	2312	NUM
hassl-744	16	7	-	-	SYM
hassl-744	16	8	4318	4318	NUM
hassl-744	16	9	issn(p	issn(p	NUM
hassl-744	16	10	):	):	PUNCT
hassl-744	16	11	2312	2312	NUM
hassl-744	16	12	-	-	SYM
hassl-744	16	13	5659	5659	NUM
hassl-744	16	14	©	©	PROPN
hassl-744	16	15	2014	2014	NUM
hassl-744	16	16	conscientia	conscientia	PROPN
hassl-744	16	17	beam	beam	PROPN
hassl-744	16	18	.	.	PUNCT
hassl-744	17	1	all	all	DET
hassl-744	17	2	rights	right	NOUN
hassl-744	17	3	reserved	reserve	VERB
hassl-744	17	4	humanities	humanity	NOUN
hassl-744	17	5	and	and	CCONJ
hassl-744	17	6	social	social	ADJ
hassl-744	17	7	sciences	science	NOUN
hassl-744	17	8	letters	letter	NOUN
hassl-744	17	9	,	,	PUNCT
hassl-744	17	10	2014	2014	NUM
hassl-744	17	11	,	,	PUNCT
hassl-744	17	12	2(2	2(2	NUM
hassl-744	17	13	):	):	PUNCT
hassl-744	17	14	72	72	NUM
hassl-744	17	15	-	-	SYM
hassl-744	17	16	80	80	NUM
hassl-744	17	17	73	73	NUM
hassl-744	17	18	©	©	PROPN
hassl-744	17	19	2014	2014	NUM
hassl-744	17	20	conscientia	conscientia	PROPN
hassl-744	17	21	beam	beam	PROPN
hassl-744	17	22	.	.	PUNCT
hassl-744	18	1	all	all	DET
hassl-744	18	2	rights	right	NOUN
hassl-744	18	3	reserved	reserve	VERB
hassl-744	18	4	adequate	adequate	ADJ
hassl-744	18	5	utilization	utilization	NOUN
hassl-744	18	6	of	of	ADP
hassl-744	18	7	micro	micro	ADJ
hassl-744	18	8	-	-	NOUN
hassl-744	18	9	credit	credit	NOUN
hassl-744	18	10	scheme	scheme	NOUN
hassl-744	18	11	,	,	PUNCT
hassl-744	18	12	especially	especially	ADV
hassl-744	18	13	as	as	SCONJ
hassl-744	18	14	finding	find	VERB
hassl-744	18	15	in	in	ADP
hassl-744	18	16	the	the	DET
hassl-744	18	17	present	present	ADJ
hassl-744	18	18	study	study	NOUN
hassl-744	18	19	have	have	AUX
hassl-744	18	20	been	be	AUX
hassl-744	18	21	able	able	ADJ
hassl-744	18	22	to	to	PART
hassl-744	18	23	show	show	VERB
hassl-744	18	24	that	that	DET
hassl-744	18	25	timely	timely	ADJ
hassl-744	18	26	release	release	NOUN
hassl-744	18	27	of	of	ADP
hassl-744	18	28	fund	fund	NOUN
hassl-744	18	29	or	or	CCONJ
hassl-744	18	30	credit	credit	NOUN
hassl-744	18	31	to	to	ADP
hassl-744	18	32	beneficiaries	beneficiary	NOUN
hassl-744	18	33	have	have	VERB
hassl-744	18	34	a	a	DET
hassl-744	18	35	far	far	ADV
hassl-744	18	36	-	-	PUNCT
hassl-744	18	37	reaching	reach	VERB
hassl-744	18	38	implication	implication	NOUN
hassl-744	18	39	for	for	ADP
hassl-744	18	40	credit	credit	NOUN
hassl-744	18	41	utilization	utilization	NOUN
hassl-744	18	42	.	.	PUNCT
hassl-744	19	1	this	this	DET
hassl-744	19	2	study	study	NOUN
hassl-744	19	3	have	have	AUX
hassl-744	19	4	established	establish	VERB
hassl-744	19	5	that	that	DET
hassl-744	19	6	access	access	NOUN
hassl-744	19	7	and	and	CCONJ
hassl-744	19	8	utilization	utilization	NOUN
hassl-744	19	9	of	of	ADP
hassl-744	19	10	micro	micro	NOUN
hassl-744	19	11	-	-	NOUN
hassl-744	19	12	credit	credit	NOUN
hassl-744	19	13	could	could	AUX
hassl-744	19	14	address	address	VERB
hassl-744	19	15	the	the	DET
hassl-744	19	16	challenges	challenge	NOUN
hassl-744	19	17	of	of	ADP
hassl-744	19	18	low	low	ADJ
hassl-744	19	19	utilization	utilization	NOUN
hassl-744	19	20	of	of	ADP
hassl-744	19	21	credit	credit	NOUN
hassl-744	19	22	and	and	CCONJ
hassl-744	19	23	high	high	ADJ
hassl-744	19	24	collateral	collateral	NOUN
hassl-744	19	25	embargo	embargo	NOUN
hassl-744	19	26	placed	place	VERB
hassl-744	19	27	on	on	ADP
hassl-744	19	28	credit	credit	NOUN
hassl-744	19	29	by	by	ADP
hassl-744	19	30	the	the	DET
hassl-744	19	31	formal	formal	ADJ
hassl-744	19	32	banking	banking	NOUN
hassl-744	19	33	sector	sector	NOUN
hassl-744	19	34	.	.	PUNCT
hassl-744	20	1	building	build	VERB
hassl-744	20	2	on	on	ADP
hassl-744	20	3	extant	extant	ADJ
hassl-744	20	4	studies	study	NOUN
hassl-744	20	5	on	on	ADP
hassl-744	20	6	micro	micro	NOUN
hassl-744	20	7	-	-	NOUN
hassl-744	20	8	lending	lending	NOUN
hassl-744	20	9	among	among	ADP
hassl-744	20	10	farmers	farmer	NOUN
hassl-744	20	11	,	,	PUNCT
hassl-744	20	12	this	this	DET
hassl-744	20	13	study	study	NOUN
hassl-744	20	14	have	have	AUX
hassl-744	20	15	extended	extend	VERB
hassl-744	20	16	to	to	PART
hassl-744	20	17	investigate	investigate	VERB
hassl-744	20	18	credit	credit	NOUN
hassl-744	20	19	utilization	utilization	NOUN
hassl-744	20	20	variable	variable	NOUN
hassl-744	20	21	to	to	PART
hassl-744	20	22	measure	measure	VERB
hassl-744	20	23	the	the	DET
hassl-744	20	24	impact	impact	NOUN
hassl-744	20	25	of	of	ADP
hassl-744	20	26	credit	credit	NOUN
hassl-744	20	27	scheme	scheme	NOUN
hassl-744	20	28	on	on	ADP
hassl-744	20	29	agricultural	agricultural	ADJ
hassl-744	20	30	sustainability	sustainability	NOUN
hassl-744	20	31	.	.	PUNCT
hassl-744	21	1	1	1	X
hassl-744	21	2	.	.	X
hassl-744	21	3	introduction	introduction	NOUN
hassl-744	21	4	lack	lack	NOUN
hassl-744	21	5	of	of	ADP
hassl-744	21	6	credit	credit	NOUN
hassl-744	21	7	severely	severely	ADV
hassl-744	21	8	constraints	constraint	VERB
hassl-744	21	9	sustainable	sustainable	ADJ
hassl-744	21	10	agricultural	agricultural	ADJ
hassl-744	21	11	development	development	NOUN
hassl-744	21	12	and	and	CCONJ
hassl-744	21	13	has	have	AUX
hassl-744	21	14	relegated	relegate	VERB
hassl-744	21	15	the	the	DET
hassl-744	21	16	rural	rural	ADJ
hassl-744	21	17	economy	economy	NOUN
hassl-744	21	18	to	to	ADP
hassl-744	21	19	an	an	DET
hassl-744	21	20	epileptic	epileptic	ADJ
hassl-744	21	21	state	state	NOUN
hassl-744	21	22	(	(	PUNCT
hassl-744	21	23	rweyemamu	rweyemamu	PROPN
hassl-744	21	24	et	et	PROPN
hassl-744	21	25	al	al	PROPN
hassl-744	21	26	.	.	PROPN
hassl-744	21	27	;	;	PUNCT
hassl-744	21	28	park	park	NOUN
hassl-744	21	29	et	et	PROPN
hassl-744	21	30	al	al	PROPN
hassl-744	21	31	.	.	PROPN
hassl-744	21	32	,	,	PUNCT
hassl-744	21	33	2003	2003	NUM
hassl-744	21	34	;	;	PUNCT
hassl-744	21	35	meyer	meyer	PROPN
hassl-744	21	36	,	,	PUNCT
hassl-744	21	37	2010	2010	NUM
hassl-744	21	38	;	;	PUNCT
hassl-744	21	39	okon	okon	PROPN
hassl-744	21	40	et	et	PROPN
hassl-744	21	41	al	al	PROPN
hassl-744	21	42	.	.	PROPN
hassl-744	21	43	,	,	PUNCT
hassl-744	21	44	2012	2012	NUM
hassl-744	21	45	;	;	PUNCT
hassl-744	21	46	onyeneke	onyeneke	ADJ
hassl-744	21	47	and	and	CCONJ
hassl-744	21	48	irou	irou	ADJ
hassl-744	21	49	,	,	PUNCT
hassl-744	21	50	2012	2012	NUM
hassl-744	21	51	;	;	PUNCT
hassl-744	21	52	adebosin	adebosin	PROPN
hassl-744	21	53	et	et	PROPN
hassl-744	21	54	al	al	PROPN
hassl-744	21	55	.	.	PROPN
hassl-744	21	56	,	,	PUNCT
hassl-744	21	57	2013	2013	NUM
hassl-744	21	58	)	)	PUNCT
hassl-744	21	59	.	.	PUNCT
hassl-744	22	1	and	and	CCONJ
hassl-744	22	2	this	this	PRON
hassl-744	22	3	has	have	VERB
hassl-744	22	4	a	a	DET
hassl-744	22	5	direct	direct	ADJ
hassl-744	22	6	attack	attack	NOUN
hassl-744	22	7	on	on	ADP
hassl-744	22	8	rural	rural	ADJ
hassl-744	22	9	livelihood	livelihood	NOUN
hassl-744	22	10	and	and	CCONJ
hassl-744	22	11	its	its	PRON
hassl-744	22	12	economy	economy	NOUN
hassl-744	22	13	.	.	PUNCT
hassl-744	23	1	due	due	ADP
hassl-744	23	2	to	to	ADP
hassl-744	23	3	the	the	DET
hassl-744	23	4	fact	fact	NOUN
hassl-744	23	5	that	that	SCONJ
hassl-744	23	6	the	the	DET
hassl-744	23	7	rural	rural	ADJ
hassl-744	23	8	people	people	NOUN
hassl-744	23	9	have	have	AUX
hassl-744	23	10	been	be	AUX
hassl-744	23	11	characterized	characterize	VERB
hassl-744	23	12	as	as	ADP
hassl-744	23	13	poor	poor	ADJ
hassl-744	23	14	,	,	PUNCT
hassl-744	23	15	low	low	ADJ
hassl-744	23	16	income	income	NOUN
hassl-744	23	17	group	group	NOUN
hassl-744	23	18	and	and	CCONJ
hassl-744	23	19	agricultural	agricultural	ADJ
hassl-744	23	20	people	people	NOUN
hassl-744	23	21	(	(	PUNCT
hassl-744	23	22	ekong	ekong	ADJ
hassl-744	23	23	,	,	PUNCT
hassl-744	23	24	2010	2010	NUM
hassl-744	23	25	;	;	PUNCT
hassl-744	23	26	ogujiuba	ogujiuba	NOUN
hassl-744	23	27	et	et	PROPN
hassl-744	23	28	al	al	PROPN
hassl-744	23	29	.	.	PROPN
hassl-744	23	30	,	,	PUNCT
hassl-744	23	31	2013	2013	NUM
hassl-744	23	32	)	)	PUNCT
hassl-744	23	33	,	,	PUNCT
hassl-744	23	34	therefore	therefore	ADV
hassl-744	23	35	access	access	NOUN
hassl-744	23	36	to	to	ADP
hassl-744	23	37	fund	fund	NOUN
hassl-744	23	38	by	by	ADP
hassl-744	23	39	rural	rural	ADJ
hassl-744	23	40	people	people	NOUN
hassl-744	23	41	as	as	SCONJ
hassl-744	23	42	indicated	indicate	VERB
hassl-744	23	43	by	by	ADP
hassl-744	23	44	nelson	nelson	PROPN
hassl-744	23	45	and	and	CCONJ
hassl-744	23	46	nelson	nelson	PROPN
hassl-744	23	47	(	(	PUNCT
hassl-744	23	48	2010	2010	NUM
hassl-744	23	49	)	)	PUNCT
hassl-744	23	50	will	will	AUX
hassl-744	23	51	empower	empower	VERB
hassl-744	23	52	the	the	DET
hassl-744	23	53	poor	poor	ADJ
hassl-744	23	54	to	to	PART
hassl-744	23	55	engage	engage	VERB
hassl-744	23	56	in	in	ADP
hassl-744	23	57	meaningful	meaningful	ADJ
hassl-744	23	58	income	income	NOUN
hassl-744	23	59	generating	generating	NOUN
hassl-744	23	60	activities	activity	NOUN
hassl-744	23	61	which	which	PRON
hassl-744	23	62	usually	usually	ADV
hassl-744	23	63	is	be	AUX
hassl-744	23	64	agricultural	agricultural	ADJ
hassl-744	23	65	enterprise	enterprise	NOUN
hassl-744	23	66	.	.	PUNCT
hassl-744	24	1	therefore	therefore	ADV
hassl-744	24	2	,	,	PUNCT
hassl-744	24	3	availability	availability	NOUN
hassl-744	24	4	of	of	ADP
hassl-744	24	5	micro	micro	ADJ
hassl-744	24	6	lending	lending	NOUN
hassl-744	24	7	(	(	PUNCT
hassl-744	24	8	being	be	AUX
hassl-744	24	9	a	a	DET
hassl-744	24	10	strategy	strategy	NOUN
hassl-744	24	11	to	to	PART
hassl-744	24	12	address	address	VERB
hassl-744	24	13	the	the	DET
hassl-744	24	14	issue	issue	NOUN
hassl-744	24	15	of	of	ADP
hassl-744	24	16	credit	credit	NOUN
hassl-744	24	17	or	or	CCONJ
hassl-744	24	18	fund	fund	NOUN
hassl-744	24	19	)	)	PUNCT
hassl-744	24	20	,	,	PUNCT
hassl-744	24	21	will	will	AUX
hassl-744	24	22	increasingly	increasingly	ADV
hassl-744	24	23	boast	boast	VERB
hassl-744	24	24	rural	rural	ADJ
hassl-744	24	25	economy	economy	NOUN
hassl-744	24	26	,	,	PUNCT
hassl-744	24	27	improve	improve	VERB
hassl-744	24	28	the	the	DET
hassl-744	24	29	socio	socio	NOUN
hassl-744	24	30	-	-	PUNCT
hassl-744	24	31	economic	economic	ADJ
hassl-744	24	32	condition	condition	NOUN
hassl-744	24	33	of	of	ADP
hassl-744	24	34	rural	rural	ADJ
hassl-744	24	35	people	people	NOUN
hassl-744	24	36	as	as	ADV
hassl-744	24	37	well	well	ADV
hassl-744	24	38	as	as	ADP
hassl-744	24	39	instigate	instigate	VERB
hassl-744	24	40	the	the	DET
hassl-744	24	41	sustainability	sustainability	NOUN
hassl-744	24	42	of	of	ADP
hassl-744	24	43	agriculture	agriculture	NOUN
hassl-744	24	44	,	,	PUNCT
hassl-744	24	45	hence	hence	ADV
hassl-744	24	46	,	,	PUNCT
hassl-744	24	47	solve	solve	VERB
hassl-744	24	48	the	the	DET
hassl-744	24	49	problem	problem	NOUN
hassl-744	24	50	of	of	ADP
hassl-744	24	51	insufficient	insufficient	ADJ
hassl-744	24	52	food	food	NOUN
hassl-744	24	53	which	which	PRON
hassl-744	24	54	in	in	ADP
hassl-744	24	55	recent	recent	ADJ
hassl-744	24	56	times	time	NOUN
hassl-744	24	57	is	be	AUX
hassl-744	24	58	a	a	DET
hassl-744	24	59	global	global	ADJ
hassl-744	24	60	trend	trend	NOUN
hassl-744	24	61	and	and	CCONJ
hassl-744	24	62	a	a	DET
hassl-744	24	63	challenge	challenge	NOUN
hassl-744	24	64	to	to	ADP
hassl-744	24	65	the	the	DET
hassl-744	24	66	world	world	NOUN
hassl-744	24	67	population	population	NOUN
hassl-744	24	68	(	(	PUNCT
hassl-744	24	69	oguntola	oguntola	PROPN
hassl-744	24	70	,	,	PUNCT
hassl-744	24	71	2008	2008	NUM
hassl-744	24	72	;	;	PUNCT
hassl-744	24	73	oriola	oriola	PROPN
hassl-744	24	74	,	,	PUNCT
hassl-744	24	75	2009	2009	NUM
hassl-744	24	76	;	;	PUNCT
hassl-744	24	77	attah	attah	PROPN
hassl-744	24	78	,	,	PUNCT
hassl-744	24	79	2012	2012	NUM
hassl-744	24	80	;	;	PUNCT
hassl-744	24	81	nnadi	nnadi	PROPN
hassl-744	24	82	et	et	PROPN
hassl-744	24	83	al	al	PROPN
hassl-744	24	84	.	.	PROPN
hassl-744	24	85	,	,	PUNCT
hassl-744	24	86	2012	2012	NUM
hassl-744	24	87	;	;	PUNCT
hassl-744	24	88	nwagboso	nwagboso	NOUN
hassl-744	24	89	,	,	PUNCT
hassl-744	24	90	2012	2012	NUM
hassl-744	24	91	)	)	PUNCT
hassl-744	24	92	.	.	PUNCT
hassl-744	25	1	micro	micro	NOUN
hassl-744	25	2	-	-	NOUN
hassl-744	25	3	credit	credit	NOUN
hassl-744	25	4	as	as	SCONJ
hassl-744	25	5	the	the	DET
hassl-744	25	6	name	name	NOUN
hassl-744	25	7	implies	imply	VERB
hassl-744	25	8	entails	entail	VERB
hassl-744	25	9	empowerment	empowerment	NOUN
hassl-744	25	10	through	through	ADP
hassl-744	25	11	the	the	DET
hassl-744	25	12	availability	availability	NOUN
hassl-744	25	13	of	of	ADP
hassl-744	25	14	fund	fund	NOUN
hassl-744	25	15	to	to	ADP
hassl-744	25	16	low	low	ADJ
hassl-744	25	17	income	income	NOUN
hassl-744	25	18	earners	earner	NOUN
hassl-744	25	19	in	in	ADP
hassl-744	25	20	a	a	DET
hassl-744	25	21	non	non	ADJ
hassl-744	25	22	-	-	ADJ
hassl-744	25	23	formal	formal	ADJ
hassl-744	25	24	setting	setting	NOUN
hassl-744	25	25	,	,	PUNCT
hassl-744	25	26	which	which	PRON
hassl-744	25	27	is	be	AUX
hassl-744	25	28	characterized	characterize	VERB
hassl-744	25	29	as	as	ADP
hassl-744	25	30	traditional	traditional	ADJ
hassl-744	25	31	financial	financial	ADJ
hassl-744	25	32	institution	institution	NOUN
hassl-744	25	33	(	(	PUNCT
hassl-744	25	34	tfi	tfi	NOUN
hassl-744	25	35	)	)	PUNCT
hassl-744	25	36	set	set	VERB
hassl-744	25	37	up	up	ADP
hassl-744	25	38	to	to	PART
hassl-744	25	39	solve	solve	VERB
hassl-744	25	40	the	the	DET
hassl-744	25	41	problems	problem	NOUN
hassl-744	25	42	associated	associate	VERB
hassl-744	25	43	with	with	ADP
hassl-744	25	44	formal	formal	ADJ
hassl-744	25	45	banking	banking	NOUN
hassl-744	25	46	system	system	NOUN
hassl-744	25	47	with	with	ADP
hassl-744	25	48	its	its	PRON
hassl-744	25	49	attendant	attendant	ADJ
hassl-744	25	50	burden	burden	NOUN
hassl-744	25	51	of	of	ADP
hassl-744	25	52	administrative	administrative	ADJ
hassl-744	25	53	mechanism	mechanism	NOUN
hassl-744	25	54	of	of	ADP
hassl-744	25	55	granting	grant	VERB
hassl-744	25	56	credit	credit	NOUN
hassl-744	25	57	which	which	PRON
hassl-744	25	58	is	be	AUX
hassl-744	25	59	not	not	PART
hassl-744	25	60	favourable	favourable	ADJ
hassl-744	25	61	to	to	ADP
hassl-744	25	62	rural	rural	ADJ
hassl-744	25	63	people	people	NOUN
hassl-744	25	64	,	,	PUNCT
hassl-744	25	65	especially	especially	ADV
hassl-744	25	66	,	,	PUNCT
hassl-744	25	67	the	the	DET
hassl-744	25	68	purpose	purpose	NOUN
hassl-744	25	69	of	of	ADP
hassl-744	25	70	demanding	demand	VERB
hassl-744	25	71	for	for	ADP
hassl-744	25	72	such	such	ADJ
hassl-744	25	73	credit	credit	NOUN
hassl-744	25	74	.	.	PUNCT
hassl-744	26	1	according	accord	VERB
hassl-744	26	2	to	to	ADP
hassl-744	26	3	(	(	PUNCT
hassl-744	26	4	ugwu	ugwu	ADJ
hassl-744	26	5	,	,	PUNCT
hassl-744	26	6	n.d	n.d	PROPN
hassl-744	26	7	.	.	PROPN
hassl-744	26	8	)	)	PUNCT
hassl-744	26	9	,	,	PUNCT
hassl-744	26	10	microcredit	microcredit	PROPN
hassl-744	26	11	has	have	VERB
hassl-744	26	12	to	to	PART
hassl-744	26	13	do	do	VERB
hassl-744	26	14	with	with	ADP
hassl-744	26	15	soft	soft	ADJ
hassl-744	26	16	loans	loan	NOUN
hassl-744	26	17	usually	usually	ADV
hassl-744	26	18	given	give	VERB
hassl-744	26	19	to	to	ADP
hassl-744	26	20	small	small	ADJ
hassl-744	26	21	and	and	CCONJ
hassl-744	26	22	medium	medium	ADJ
hassl-744	26	23	scale	scale	NOUN
hassl-744	26	24	entrepreneurs	entrepreneur	NOUN
hassl-744	26	25	,	,	PUNCT
hassl-744	26	26	farmers	farmer	NOUN
hassl-744	26	27	and	and	CCONJ
hassl-744	26	28	artisans	artisan	NOUN
hassl-744	26	29	/	/	SYM
hassl-744	26	30	craftsmen	craftsman	NOUN
hassl-744	26	31	etc	etc	X
hassl-744	26	32	.	.	X
hassl-744	26	33	to	to	PART
hassl-744	26	34	enable	enable	VERB
hassl-744	26	35	them	they	PRON
hassl-744	26	36	procure	procure	NOUN
hassl-744	26	37	,	,	PUNCT
hassl-744	26	38	produce	produce	VERB
hassl-744	26	39	or	or	CCONJ
hassl-744	26	40	improve	improve	VERB
hassl-744	26	41	their	their	PRON
hassl-744	26	42	productivity	productivity	NOUN
hassl-744	26	43	as	as	ADV
hassl-744	26	44	well	well	ADV
hassl-744	26	45	as	as	ADP
hassl-744	26	46	increase	increase	VERB
hassl-744	26	47	their	their	PRON
hassl-744	26	48	general	general	ADJ
hassl-744	26	49	welfare	welfare	NOUN
hassl-744	26	50	.	.	PUNCT
hassl-744	27	1	to	to	ADP
hassl-744	27	2	the	the	DET
hassl-744	27	3	author	author	NOUN
hassl-744	27	4	,	,	PUNCT
hassl-744	27	5	micro	micro	NOUN
hassl-744	27	6	-	-	NOUN
hassl-744	27	7	credit	credit	NOUN
hassl-744	27	8	could	could	AUX
hassl-744	27	9	lead	lead	VERB
hassl-744	27	10	to	to	ADP
hassl-744	27	11	the	the	DET
hassl-744	27	12	establishment	establishment	NOUN
hassl-744	27	13	of	of	ADP
hassl-744	27	14	cottage	cottage	NOUN
hassl-744	27	15	industries	industry	NOUN
hassl-744	27	16	,	,	PUNCT
hassl-744	27	17	livestock	livestock	NOUN
hassl-744	27	18	farming	farming	NOUN
hassl-744	27	19	,	,	PUNCT
hassl-744	27	20	fishing	fishing	NOUN
hassl-744	27	21	ponds	pond	NOUN
hassl-744	27	22	and	and	CCONJ
hassl-744	27	23	piggery	piggery	NOUN
hassl-744	27	24	farming	farming	NOUN
hassl-744	27	25	.	.	PUNCT
hassl-744	28	1	the	the	DET
hassl-744	28	2	foregoing	forego	VERB
hassl-744	28	3	definition	definition	NOUN
hassl-744	28	4	make	make	VERB
hassl-744	28	5	micro	micro	NOUN
hassl-744	28	6	-	-	NOUN
hassl-744	28	7	credit	credit	VERB
hassl-744	28	8	a	a	DET
hassl-744	28	9	viable	viable	ADJ
hassl-744	28	10	strategy	strategy	NOUN
hassl-744	28	11	for	for	ADP
hassl-744	28	12	ameliorating	ameliorate	VERB
hassl-744	28	13	the	the	DET
hassl-744	28	14	inadequacies	inadequacy	NOUN
hassl-744	28	15	of	of	ADP
hassl-744	28	16	the	the	DET
hassl-744	28	17	formal	formal	ADJ
hassl-744	28	18	lending	lending	NOUN
hassl-744	28	19	or	or	CCONJ
hassl-744	28	20	banking	banking	NOUN
hassl-744	28	21	system	system	NOUN
hassl-744	28	22	,	,	PUNCT
hassl-744	28	23	and	and	CCONJ
hassl-744	28	24	guaranteeing	guarantee	VERB
hassl-744	28	25	access	access	NOUN
hassl-744	28	26	to	to	ADP
hassl-744	28	27	credits	credit	NOUN
hassl-744	28	28	for	for	ADP
hassl-744	28	29	the	the	DET
hassl-744	28	30	rural	rural	ADJ
hassl-744	28	31	poor	poor	ADJ
hassl-744	28	32	through	through	ADP
hassl-744	28	33	a	a	DET
hassl-744	28	34	financial	financial	ADJ
hassl-744	28	35	intermediation	intermediation	NOUN
hassl-744	28	36	option	option	NOUN
hassl-744	28	37	that	that	PRON
hassl-744	28	38	is	be	AUX
hassl-744	28	39	responsive	responsive	ADJ
hassl-744	28	40	to	to	ADP
hassl-744	28	41	their	their	PRON
hassl-744	28	42	livelihood	livelihood	NOUN
hassl-744	28	43	condition	condition	NOUN
hassl-744	28	44	(	(	PUNCT
hassl-744	28	45	nelson	nelson	PROPN
hassl-744	28	46	and	and	CCONJ
hassl-744	28	47	nelson	nelson	PROPN
hassl-744	28	48	,	,	PUNCT
hassl-744	28	49	2010	2010	NUM
hassl-744	28	50	)	)	PUNCT
hassl-744	28	51	.	.	PUNCT
hassl-744	29	1	researchers	researcher	NOUN
hassl-744	29	2	and	and	CCONJ
hassl-744	29	3	extant	extant	ADJ
hassl-744	29	4	literatures	literature	NOUN
hassl-744	29	5	(	(	PUNCT
hassl-744	29	6	nzenwa	nzenwa	ADV
hassl-744	29	7	,	,	PUNCT
hassl-744	29	8	2000	2000	NUM
hassl-744	29	9	;	;	PUNCT
hassl-744	29	10	enoma	enoma	NOUN
hassl-744	29	11	,	,	PUNCT
hassl-744	29	12	2010	2010	NUM
hassl-744	29	13	)	)	PUNCT
hassl-744	29	14	have	have	AUX
hassl-744	29	15	implicated	implicate	VERB
hassl-744	29	16	various	various	ADJ
hassl-744	29	17	factors	factor	NOUN
hassl-744	29	18	as	as	ADP
hassl-744	29	19	challenges	challenge	NOUN
hassl-744	29	20	to	to	ADP
hassl-744	29	21	the	the	DET
hassl-744	29	22	activities	activity	NOUN
hassl-744	29	23	of	of	ADP
hassl-744	29	24	micro	micro	NOUN
hassl-744	29	25	-	-	NOUN
hassl-744	29	26	lending	lending	NOUN
hassl-744	29	27	in	in	ADP
hassl-744	29	28	their	their	PRON
hassl-744	29	29	various	various	ADJ
hassl-744	29	30	locality	locality	NOUN
hassl-744	29	31	,	,	PUNCT
hassl-744	29	32	which	which	PRON
hassl-744	29	33	effects	effect	NOUN
hassl-744	29	34	on	on	ADP
hassl-744	29	35	farmers	farmer	NOUN
hassl-744	29	36	has	have	VERB
hassl-744	29	37	a	a	DET
hassl-744	29	38	serious	serious	ADJ
hassl-744	29	39	threat	threat	NOUN
hassl-744	29	40	to	to	ADP
hassl-744	29	41	the	the	DET
hassl-744	29	42	agricultural	agricultural	ADJ
hassl-744	29	43	sustainability	sustainability	NOUN
hassl-744	29	44	which	which	PRON
hassl-744	29	45	is	be	AUX
hassl-744	29	46	a	a	DET
hassl-744	29	47	viable	viable	ADJ
hassl-744	29	48	tool	tool	NOUN
hassl-744	29	49	to	to	PART
hassl-744	29	50	boast	boast	VERB
hassl-744	29	51	rural	rural	ADJ
hassl-744	29	52	economy	economy	NOUN
hassl-744	29	53	and	and	CCONJ
hassl-744	29	54	also	also	ADV
hassl-744	29	55	have	have	VERB
hassl-744	29	56	a	a	DET
hassl-744	29	57	far	far	ADV
hassl-744	29	58	reaching	reach	VERB
hassl-744	29	59	implications	implication	NOUN
hassl-744	29	60	for	for	ADP
hassl-744	29	61	enhancing	enhance	VERB
hassl-744	29	62	the	the	DET
hassl-744	29	63	socio	socio	NOUN
hassl-744	29	64	-	-	PUNCT
hassl-744	29	65	economic	economic	ADJ
hassl-744	29	66	conditions	condition	NOUN
hassl-744	29	67	of	of	ADP
hassl-744	29	68	rural	rural	ADJ
hassl-744	29	69	people	people	NOUN
hassl-744	29	70	through	through	ADP
hassl-744	29	71	access	access	NOUN
hassl-744	29	72	and	and	CCONJ
hassl-744	29	73	utilization	utilization	NOUN
hassl-744	29	74	of	of	ADP
hassl-744	29	75	micro	micro	ADJ
hassl-744	29	76	-	-	ADJ
hassl-744	29	77	lending	lending	ADJ
hassl-744	29	78	schemes	scheme	NOUN
hassl-744	29	79	.	.	PUNCT
hassl-744	30	1	humanities	humanity	NOUN
hassl-744	30	2	and	and	CCONJ
hassl-744	30	3	social	social	ADJ
hassl-744	30	4	sciences	science	NOUN
hassl-744	30	5	letters	letter	NOUN
hassl-744	30	6	,	,	PUNCT
hassl-744	30	7	2014	2014	NUM
hassl-744	30	8	,	,	PUNCT
hassl-744	30	9	2(2	2(2	NUM
hassl-744	30	10	):	):	PUNCT
hassl-744	30	11	72	72	NUM
hassl-744	30	12	-	-	SYM
hassl-744	30	13	80	80	NUM
hassl-744	30	14	74	74	NUM
hassl-744	30	15	©	©	PROPN
hassl-744	30	16	2014	2014	NUM
hassl-744	30	17	conscientia	conscientia	PROPN
hassl-744	30	18	beam	beam	PROPN
hassl-744	30	19	.	.	PUNCT
hassl-744	31	1	all	all	DET
hassl-744	31	2	rights	right	NOUN
hassl-744	31	3	reserved	reserve	VERB
hassl-744	31	4	lixin	lixin	NOUN
hassl-744	31	5	(	(	PUNCT
hassl-744	31	6	2009	2009	NUM
hassl-744	31	7	)	)	PUNCT
hassl-744	31	8	,	,	PUNCT
hassl-744	31	9	looked	look	VERB
hassl-744	31	10	at	at	ADP
hassl-744	31	11	the	the	DET
hassl-744	31	12	challenges	challenge	NOUN
hassl-744	31	13	that	that	PRON
hassl-744	31	14	faces	face	VERB
hassl-744	31	15	rural	rural	ADJ
hassl-744	31	16	micro	micro	NOUN
hassl-744	31	17	-	-	NOUN
hassl-744	31	18	credit	credit	NOUN
hassl-744	31	19	’s	’s	PART
hassl-744	31	20	development	development	NOUN
hassl-744	31	21	to	to	PART
hassl-744	31	22	include	include	VERB
hassl-744	31	23	:	:	PUNCT
hassl-744	31	24	narrow	narrow	ADJ
hassl-744	31	25	channels	channel	NOUN
hassl-744	31	26	of	of	ADP
hassl-744	31	27	sources	source	NOUN
hassl-744	31	28	of	of	ADP
hassl-744	31	29	fund	fund	NOUN
hassl-744	31	30	;	;	PUNCT
hassl-744	31	31	the	the	DET
hassl-744	31	32	high	high	ADJ
hassl-744	31	33	risk	risk	NOUN
hassl-744	31	34	and	and	CCONJ
hassl-744	31	35	cost	cost	NOUN
hassl-744	31	36	of	of	ADP
hassl-744	31	37	micro	micro	NOUN
hassl-744	31	38	-	-	NOUN
hassl-744	31	39	credit	credit	NOUN
hassl-744	31	40	,	,	PUNCT
hassl-744	31	41	imperfect	imperfect	ADJ
hassl-744	31	42	granting	grant	VERB
hassl-744	31	43	management	management	NOUN
hassl-744	31	44	(	(	PUNCT
hassl-744	31	45	i.e.	i.e.	X
hassl-744	31	46	the	the	DET
hassl-744	31	47	procedures	procedure	NOUN
hassl-744	31	48	of	of	ADP
hassl-744	31	49	releasing	release	VERB
hassl-744	31	50	loans	loan	NOUN
hassl-744	31	51	to	to	ADP
hassl-744	31	52	farmers	farmer	NOUN
hassl-744	31	53	is	be	AUX
hassl-744	31	54	lacking	lack	VERB
hassl-744	31	55	in	in	ADP
hassl-744	31	56	credibility	credibility	NOUN
hassl-744	31	57	and	and	CCONJ
hassl-744	31	58	procedures	procedure	NOUN
hassl-744	31	59	)	)	PUNCT
hassl-744	31	60	as	as	ADV
hassl-744	31	61	well	well	ADV
hassl-744	31	62	as	as	ADP
hassl-744	31	63	inadequate	inadequate	ADJ
hassl-744	31	64	awareness	awareness	NOUN
hassl-744	31	65	.	.	PUNCT
hassl-744	32	1	in	in	ADP
hassl-744	32	2	another	another	DET
hassl-744	32	3	study	study	NOUN
hassl-744	32	4	in	in	ADP
hassl-744	32	5	akwa	akwa	ADJ
hassl-744	32	6	ibom	ibom	ADJ
hassl-744	32	7	state	state	NOUN
hassl-744	32	8	,	,	PUNCT
hassl-744	32	9	nigeria	nigeria	PROPN
hassl-744	32	10	,	,	PUNCT
hassl-744	32	11	nelson	nelson	PROPN
hassl-744	32	12	and	and	CCONJ
hassl-744	32	13	nelson	nelson	PROPN
hassl-744	32	14	(	(	PUNCT
hassl-744	32	15	2010	2010	NUM
hassl-744	32	16	)	)	PUNCT
hassl-744	32	17	blame	blame	VERB
hassl-744	32	18	the	the	DET
hassl-744	32	19	inability	inability	NOUN
hassl-744	32	20	of	of	ADP
hassl-744	32	21	rural	rural	ADJ
hassl-744	32	22	dwellers	dweller	NOUN
hassl-744	32	23	to	to	PART
hassl-744	32	24	access	access	VERB
hassl-744	32	25	funds	fund	NOUN
hassl-744	32	26	on	on	ADP
hassl-744	32	27	the	the	DET
hassl-744	32	28	grounds	ground	NOUN
hassl-744	32	29	of	of	ADP
hassl-744	32	30	highly	highly	ADV
hassl-744	32	31	collaterized	collaterized	ADJ
hassl-744	32	32	,	,	PUNCT
hassl-744	32	33	high	high	ADJ
hassl-744	32	34	interest	interest	NOUN
hassl-744	32	35	rates	rate	NOUN
hassl-744	32	36	of	of	ADP
hassl-744	32	37	formal	formal	ADJ
hassl-744	32	38	financial	financial	ADJ
hassl-744	32	39	institutions	institution	NOUN
hassl-744	32	40	and	and	CCONJ
hassl-744	32	41	the	the	DET
hassl-744	32	42	suspicion	suspicion	NOUN
hassl-744	32	43	hinged	hinge	VERB
hassl-744	32	44	on	on	ADP
hassl-744	32	45	determining	determine	VERB
hassl-744	32	46	the	the	DET
hassl-744	32	47	credit	credit	NOUN
hassl-744	32	48	worthiness	worthiness	NOUN
hassl-744	32	49	of	of	ADP
hassl-744	32	50	the	the	DET
hassl-744	32	51	would	would	AUX
hassl-744	32	52	-	-	PUNCT
hassl-744	32	53	be	be	AUX
hassl-744	32	54	borrowers	borrower	NOUN
hassl-744	32	55	.	.	PUNCT
hassl-744	33	1	which	which	PRON
hassl-744	33	2	are	be	AUX
hassl-744	33	3	also	also	ADV
hassl-744	33	4	factors	factor	NOUN
hassl-744	33	5	that	that	PRON
hassl-744	33	6	challenge	challenge	VERB
hassl-744	33	7	the	the	DET
hassl-744	33	8	performance	performance	NOUN
hassl-744	33	9	of	of	ADP
hassl-744	33	10	micro	micro	ADJ
hassl-744	33	11	-	-	ADJ
hassl-744	33	12	lending	lending	ADJ
hassl-744	33	13	activities	activity	NOUN
hassl-744	33	14	in	in	ADP
hassl-744	33	15	the	the	DET
hassl-744	33	16	study	study	NOUN
hassl-744	33	17	area	area	NOUN
hassl-744	33	18	.	.	PUNCT
hassl-744	34	1	other	other	ADJ
hassl-744	34	2	researches	research	NOUN
hassl-744	34	3	(	(	PUNCT
hassl-744	34	4	oji	oji	PROPN
hassl-744	34	5	,	,	PUNCT
hassl-744	34	6	2005	2005	NUM
hassl-744	34	7	;	;	PUNCT
hassl-744	34	8	mesike	mesike	NOUN
hassl-744	34	9	and	and	CCONJ
hassl-744	34	10	okoh	okoh	PROPN
hassl-744	34	11	.	.	PUNCT
hassl-744	34	12	,	,	PUNCT
hassl-744	34	13	2008	2008	NUM
hassl-744	34	14	;	;	PUNCT
hassl-744	34	15	adegbite	adegbite	PROPN
hassl-744	34	16	,	,	PUNCT
hassl-744	34	17	2009	2009	NUM
hassl-744	34	18	;	;	PUNCT
hassl-744	34	19	okojie	okojie	ADV
hassl-744	34	20	et	et	PROPN
hassl-744	34	21	al	al	PROPN
hassl-744	34	22	.	.	PROPN
hassl-744	34	23	,	,	PUNCT
hassl-744	34	24	2010	2010	NUM
hassl-744	34	25	)	)	PUNCT
hassl-744	34	26	,	,	PUNCT
hassl-744	34	27	have	have	VERB
hassl-744	34	28	similar	similar	ADJ
hassl-744	34	29	(	(	PUNCT
hassl-744	34	30	though	though	SCONJ
hassl-744	34	31	slightly	slightly	ADV
hassl-744	34	32	)	)	PUNCT
hassl-744	34	33	observations	observation	NOUN
hassl-744	34	34	on	on	ADP
hassl-744	34	35	micro	micro	ADJ
hassl-744	34	36	-	-	ADJ
hassl-744	34	37	lending	lending	ADJ
hassl-744	34	38	scheme	scheme	NOUN
hassl-744	34	39	as	as	SCONJ
hassl-744	34	40	noted	note	VERB
hassl-744	34	41	above	above	ADV
hassl-744	34	42	.	.	PUNCT
hassl-744	35	1	despite	despite	SCONJ
hassl-744	35	2	the	the	DET
hassl-744	35	3	variations	variation	NOUN
hassl-744	35	4	in	in	ADP
hassl-744	35	5	the	the	DET
hassl-744	35	6	identified	identify	VERB
hassl-744	35	7	challenges	challenge	NOUN
hassl-744	35	8	identified	identify	VERB
hassl-744	35	9	by	by	ADP
hassl-744	35	10	various	various	ADJ
hassl-744	35	11	scholars	scholar	NOUN
hassl-744	35	12	,	,	PUNCT
hassl-744	35	13	a	a	DET
hassl-744	35	14	careful	careful	ADJ
hassl-744	35	15	study	study	NOUN
hassl-744	35	16	of	of	ADP
hassl-744	35	17	their	their	PRON
hassl-744	35	18	various	various	ADJ
hassl-744	35	19	findings	finding	NOUN
hassl-744	35	20	and	and	CCONJ
hassl-744	35	21	observations	observation	NOUN
hassl-744	35	22	collectively	collectively	ADV
hassl-744	35	23	implicated	implicate	VERB
hassl-744	35	24	access	access	NOUN
hassl-744	35	25	to	to	ADP
hassl-744	35	26	micro	micro	NOUN
hassl-744	35	27	-	-	NOUN
hassl-744	35	28	credit	credit	NOUN
hassl-744	35	29	(	(	PUNCT
hassl-744	35	30	to	to	ADP
hassl-744	35	31	some	some	DET
hassl-744	35	32	extend	extend	NOUN
hassl-744	35	33	)	)	PUNCT
hassl-744	35	34	,	,	PUNCT
hassl-744	35	35	without	without	ADP
hassl-744	35	36	considering	consider	VERB
hassl-744	35	37	utilization	utilization	NOUN
hassl-744	35	38	of	of	ADP
hassl-744	35	39	such	such	ADJ
hassl-744	35	40	credit	credit	NOUN
hassl-744	35	41	by	by	ADP
hassl-744	35	42	the	the	DET
hassl-744	35	43	would	would	AUX
hassl-744	35	44	-	-	PUNCT
hassl-744	35	45	be	be	AUX
hassl-744	35	46	borrower	borrower	NOUN
hassl-744	35	47	.	.	PUNCT
hassl-744	36	1	in	in	ADP
hassl-744	36	2	a	a	DET
hassl-744	36	3	study	study	NOUN
hassl-744	36	4	on	on	ADP
hassl-744	36	5	credit	credit	NOUN
hassl-744	36	6	access	access	NOUN
hassl-744	36	7	and	and	CCONJ
hassl-744	36	8	productivity	productivity	NOUN
hassl-744	36	9	by	by	ADP
hassl-744	36	10	ugumba	ugumba	NOUN
hassl-744	36	11	and	and	CCONJ
hassl-744	36	12	omojola	omojola	PROPN
hassl-744	36	13	(	(	PUNCT
hassl-744	36	14	2013	2013	NUM
hassl-744	36	15	)	)	PUNCT
hassl-744	36	16	,	,	PUNCT
hassl-744	36	17	it	it	PRON
hassl-744	36	18	was	be	AUX
hassl-744	36	19	found	find	VERB
hassl-744	36	20	out	out	ADP
hassl-744	36	21	that	that	DET
hassl-744	36	22	access	access	NOUN
hassl-744	36	23	to	to	ADP
hassl-744	36	24	micro	micro	NOUN
hassl-744	36	25	-	-	NOUN
hassl-744	36	26	credit	credit	NOUN
hassl-744	36	27	is	be	AUX
hassl-744	36	28	significantly	significantly	ADV
hassl-744	36	29	related	relate	VERB
hassl-744	36	30	to	to	PART
hassl-744	36	31	increase	increase	VERB
hassl-744	36	32	productivity	productivity	NOUN
hassl-744	36	33	and	and	CCONJ
hassl-744	36	34	output	output	NOUN
hassl-744	36	35	.	.	PUNCT
hassl-744	37	1	on	on	ADP
hassl-744	37	2	their	their	PRON
hassl-744	37	3	own	own	ADJ
hassl-744	37	4	part	part	NOUN
hassl-744	37	5	,	,	PUNCT
hassl-744	37	6	oruonye	oruonye	NOUN
hassl-744	37	7	and	and	CCONJ
hassl-744	37	8	musa	musa	NOUN
hassl-744	37	9	(	(	PUNCT
hassl-744	37	10	2012	2012	NUM
hassl-744	37	11	)	)	PUNCT
hassl-744	37	12	;	;	PUNCT
hassl-744	37	13	oladeebo	oladeebo	NOUN
hassl-744	37	14	and	and	CCONJ
hassl-744	37	15	oladeebo	oladeebo	NOUN
hassl-744	37	16	(	(	PUNCT
hassl-744	37	17	2008	2008	NUM
hassl-744	37	18	)	)	PUNCT
hassl-744	37	19	;	;	PUNCT
hassl-744	37	20	nweze	nweze	NOUN
hassl-744	37	21	(	(	PUNCT
hassl-744	37	22	1991	1991	NUM
hassl-744	37	23	)	)	PUNCT
hassl-744	37	24	,	,	PUNCT
hassl-744	37	25	found	find	VERB
hassl-744	37	26	out	out	ADP
hassl-744	37	27	in	in	ADP
hassl-744	37	28	their	their	PRON
hassl-744	37	29	separate	separate	ADJ
hassl-744	37	30	studies	study	NOUN
hassl-744	37	31	that	that	SCONJ
hassl-744	37	32	availability	availability	NOUN
hassl-744	37	33	,	,	PUNCT
hassl-744	37	34	access	access	NOUN
hassl-744	37	35	,	,	PUNCT
hassl-744	37	36	process	process	NOUN
hassl-744	37	37	of	of	ADP
hassl-744	37	38	loan	loan	NOUN
hassl-744	37	39	granting	granting	NOUN
hassl-744	37	40	,	,	PUNCT
hassl-744	37	41	timeliness	timeliness	NOUN
hassl-744	37	42	in	in	ADP
hassl-744	37	43	disbursement	disbursement	NOUN
hassl-744	37	44	or	or	CCONJ
hassl-744	37	45	timely	timely	ADJ
hassl-744	37	46	credit	credit	NOUN
hassl-744	37	47	,	,	PUNCT
hassl-744	37	48	are	be	AUX
hassl-744	37	49	significant	significant	ADJ
hassl-744	37	50	to	to	ADP
hassl-744	37	51	the	the	DET
hassl-744	37	52	realization	realization	NOUN
hassl-744	37	53	of	of	ADP
hassl-744	37	54	the	the	DET
hassl-744	37	55	objective	objective	NOUN
hassl-744	37	56	of	of	ADP
hassl-744	37	57	granting	grant	VERB
hassl-744	37	58	loan	loan	NOUN
hassl-744	37	59	to	to	ADP
hassl-744	37	60	farmers	farmer	NOUN
hassl-744	37	61	(	(	PUNCT
hassl-744	37	62	micro	micro	NOUN
hassl-744	37	63	-	-	NOUN
hassl-744	37	64	credit	credit	NOUN
hassl-744	37	65	)	)	PUNCT
hassl-744	37	66	,	,	PUNCT
hassl-744	37	67	as	as	ADV
hassl-744	37	68	well	well	ADV
hassl-744	37	69	as	as	ADP
hassl-744	37	70	improvement	improvement	NOUN
hassl-744	37	71	in	in	ADP
hassl-744	37	72	productivity	productivity	NOUN
hassl-744	37	73	.	.	PUNCT
hassl-744	38	1	the	the	DET
hassl-744	38	2	issue	issue	NOUN
hassl-744	38	3	of	of	ADP
hassl-744	38	4	non	non	NOUN
hassl-744	38	5	-	-	NOUN
hassl-744	38	6	repayment	repayment	NOUN
hassl-744	38	7	of	of	ADP
hassl-744	38	8	loans	loan	NOUN
hassl-744	38	9	disbursed	disburse	VERB
hassl-744	38	10	to	to	ADP
hassl-744	38	11	rural	rural	ADJ
hassl-744	38	12	people	people	NOUN
hassl-744	38	13	through	through	ADP
hassl-744	38	14	micro	micro	ADJ
hassl-744	38	15	-	-	ADJ
hassl-744	38	16	lending	lending	ADJ
hassl-744	38	17	scheme	scheme	NOUN
hassl-744	38	18	as	as	SCONJ
hassl-744	38	19	reported	report	VERB
hassl-744	38	20	by	by	ADP
hassl-744	38	21	anyiro	anyiro	NOUN
hassl-744	38	22	and	and	CCONJ
hassl-744	38	23	oriaku	oriaku	NOUN
hassl-744	38	24	(	(	PUNCT
hassl-744	38	25	2011	2011	NUM
hassl-744	38	26	)	)	PUNCT
hassl-744	38	27	,	,	PUNCT
hassl-744	38	28	can	can	AUX
hassl-744	38	29	be	be	AUX
hassl-744	38	30	traced	trace	VERB
hassl-744	38	31	to	to	ADP
hassl-744	38	32	the	the	DET
hassl-744	38	33	fact	fact	NOUN
hassl-744	38	34	that	that	SCONJ
hassl-744	38	35	access	access	NOUN
hassl-744	38	36	without	without	ADP
hassl-744	38	37	utilization	utilization	NOUN
hassl-744	38	38	,	,	PUNCT
hassl-744	38	39	brings	bring	VERB
hassl-744	38	40	about	about	ADP
hassl-744	38	41	failure	failure	NOUN
hassl-744	38	42	in	in	ADP
hassl-744	38	43	the	the	DET
hassl-744	38	44	policy	policy	NOUN
hassl-744	38	45	plan	plan	NOUN
hassl-744	38	46	of	of	ADP
hassl-744	38	47	any	any	DET
hassl-744	38	48	micro	micro	ADJ
hassl-744	38	49	-	-	ADJ
hassl-744	38	50	lending	lending	ADJ
hassl-744	38	51	scheme	scheme	NOUN
hassl-744	38	52	.	.	PUNCT
hassl-744	39	1	various	various	ADJ
hassl-744	39	2	government	government	NOUN
hassl-744	39	3	’s	’s	PART
hassl-744	39	4	microcredit	microcredit	NOUN
hassl-744	39	5	schemes	scheme	NOUN
hassl-744	39	6	(	(	PUNCT
hassl-744	39	7	fadama	fadama	NOUN
hassl-744	39	8	projects	project	NOUN
hassl-744	39	9	,	,	PUNCT
hassl-744	39	10	ifad	ifad	ADJ
hassl-744	39	11	,	,	PUNCT
hassl-744	39	12	and	and	CCONJ
hassl-744	39	13	world	world	PROPN
hassl-744	39	14	bank	bank	PROPN
hassl-744	39	15	agricultural	agricultural	ADJ
hassl-744	39	16	development	development	NOUN
hassl-744	39	17	projects	project	NOUN
hassl-744	39	18	etc	etc	X
hassl-744	39	19	.	.	X
hassl-744	39	20	)	)	PUNCT
hassl-744	39	21	have	have	AUX
hassl-744	39	22	failed	fail	VERB
hassl-744	39	23	,	,	PUNCT
hassl-744	39	24	or	or	CCONJ
hassl-744	39	25	did	do	AUX
hassl-744	39	26	not	not	PART
hassl-744	39	27	realized	realize	VERB
hassl-744	39	28	its	its	PRON
hassl-744	39	29	policy	policy	NOUN
hassl-744	39	30	or	or	CCONJ
hassl-744	39	31	project	project	NOUN
hassl-744	39	32	objectives	objective	NOUN
hassl-744	39	33	due	due	ADP
hassl-744	39	34	to	to	ADP
hassl-744	39	35	the	the	DET
hassl-744	39	36	fact	fact	NOUN
hassl-744	39	37	that	that	SCONJ
hassl-744	39	38	wrong	wrong	ADJ
hassl-744	39	39	person	person	NOUN
hassl-744	39	40	had	have	AUX
hassl-744	39	41	access	access	NOUN
hassl-744	39	42	to	to	ADP
hassl-744	39	43	these	these	DET
hassl-744	39	44	fund	fund	NOUN
hassl-744	39	45	,	,	PUNCT
hassl-744	39	46	thus	thus	ADV
hassl-744	39	47	,	,	PUNCT
hassl-744	39	48	did	do	AUX
hassl-744	39	49	not	not	PART
hassl-744	39	50	utilized	utilize	VERB
hassl-744	39	51	the	the	DET
hassl-744	39	52	grant	grant	NOUN
hassl-744	39	53	they	they	PRON
hassl-744	39	54	received	receive	VERB
hassl-744	39	55	.	.	PUNCT
hassl-744	40	1	the	the	DET
hassl-744	40	2	implication	implication	NOUN
hassl-744	40	3	of	of	ADP
hassl-744	40	4	the	the	DET
hassl-744	40	5	foregoing	foregoing	NOUN
hassl-744	40	6	crystalizes	crystalize	VERB
hassl-744	40	7	the	the	DET
hassl-744	40	8	efficacy	efficacy	NOUN
hassl-744	40	9	of	of	ADP
hassl-744	40	10	access	access	NOUN
hassl-744	40	11	and	and	CCONJ
hassl-744	40	12	utilization	utilization	NOUN
hassl-744	40	13	in	in	ADP
hassl-744	40	14	micro	micro	ADJ
hassl-744	40	15	-	-	NOUN
hassl-744	40	16	credit	credit	NOUN
hassl-744	40	17	scheme	scheme	NOUN
hassl-744	40	18	which	which	PRON
hassl-744	40	19	is	be	AUX
hassl-744	40	20	the	the	DET
hassl-744	40	21	main	main	ADJ
hassl-744	40	22	pre	pre	NOUN
hassl-744	40	23	-	-	NOUN
hassl-744	40	24	occupation	occupation	NOUN
hassl-744	40	25	of	of	ADP
hassl-744	40	26	the	the	DET
hassl-744	40	27	present	present	ADJ
hassl-744	40	28	study	study	NOUN
hassl-744	40	29	.	.	PUNCT
hassl-744	41	1	2	2	X
hassl-744	41	2	.	.	X
hassl-744	41	3	methodology	methodology	NOUN
hassl-744	41	4	study	study	NOUN
hassl-744	41	5	area	area	NOUN
hassl-744	41	6	:	:	PUNCT
hassl-744	41	7	cross	cross	PROPN
hassl-744	41	8	river	river	PROPN
hassl-744	41	9	state	state	NOUN
hassl-744	41	10	is	be	AUX
hassl-744	41	11	located	locate	VERB
hassl-744	41	12	in	in	ADP
hassl-744	41	13	the	the	DET
hassl-744	41	14	south	south	PROPN
hassl-744	41	15	-	-	PUNCT
hassl-744	41	16	south	south	NOUN
hassl-744	41	17	geo	geo	PROPN
hassl-744	41	18	-	-	PUNCT
hassl-744	41	19	political	political	ADJ
hassl-744	41	20	zone	zone	NOUN
hassl-744	41	21	of	of	ADP
hassl-744	41	22	nigeria	nigeria	PROPN
hassl-744	41	23	in	in	ADP
hassl-744	41	24	the	the	DET
hassl-744	41	25	oil	oil	NOUN
hassl-744	41	26	rich	rich	ADJ
hassl-744	41	27	niger	niger	PROPN
hassl-744	41	28	delta	delta	NOUN
hassl-744	41	29	region	region	NOUN
hassl-744	41	30	.	.	PUNCT
hassl-744	42	1	it	it	PRON
hassl-744	42	2	covers	cover	VERB
hassl-744	42	3	a	a	DET
hassl-744	42	4	land	land	NOUN
hassl-744	42	5	area	area	NOUN
hassl-744	42	6	of	of	ADP
hassl-744	42	7	about	about	ADV
hassl-744	42	8	21,384	21,384	NUM
hassl-744	42	9	square	square	ADJ
hassl-744	42	10	kilometers	kilometer	NOUN
hassl-744	42	11	.	.	PUNCT
hassl-744	43	1	it	it	PRON
hassl-744	43	2	has	have	VERB
hassl-744	43	3	eighteen	eighteen	NUM
hassl-744	43	4	local	local	ADJ
hassl-744	43	5	government	government	NOUN
hassl-744	43	6	areas	area	NOUN
hassl-744	43	7	namely	namely	ADV
hassl-744	43	8	:	:	PUNCT
hassl-744	43	9	calabar	calabar	PROPN
hassl-744	43	10	municipality	municipality	NOUN
hassl-744	43	11	,	,	PUNCT
hassl-744	43	12	calabar	calabar	PROPN
hassl-744	43	13	south	south	PROPN
hassl-744	43	14	,	,	PUNCT
hassl-744	43	15	odukpani	odukpani	PROPN
hassl-744	43	16	,	,	PUNCT
hassl-744	43	17	bakassi	bakassi	NOUN
hassl-744	43	18	,	,	PUNCT
hassl-744	43	19	akpabuyo	akpabuyo	NOUN
hassl-744	43	20	,	,	PUNCT
hassl-744	43	21	akamkpa	akamkpa	NOUN
hassl-744	43	22	,	,	PUNCT
hassl-744	43	23	biase	biase	ADJ
hassl-744	43	24	,	,	PUNCT
hassl-744	43	25	yakurr	yakurr	NOUN
hassl-744	43	26	,	,	PUNCT
hassl-744	43	27	abi	abi	PROPN
hassl-744	43	28	,	,	PUNCT
hassl-744	43	29	obubura	obubura	ADJ
hassl-744	43	30	,	,	PUNCT
hassl-744	43	31	ikom	ikom	NOUN
hassl-744	43	32	,	,	PUNCT
hassl-744	43	33	ogoja	ogoja	NOUN
hassl-744	43	34	,	,	PUNCT
hassl-744	43	35	bekwara	bekwara	PROPN
hassl-744	43	36	,	,	PUNCT
hassl-744	43	37	yala	yala	PROPN
hassl-744	43	38	,	,	PUNCT
hassl-744	43	39	obudu	obudu	ADJ
hassl-744	43	40	,	,	PUNCT
hassl-744	43	41	obanliku	obanliku	NOUN
hassl-744	43	42	,	,	PUNCT
hassl-744	43	43	etung	etung	ADJ
hassl-744	43	44	,	,	PUNCT
hassl-744	43	45	and	and	CCONJ
hassl-744	43	46	boki	boki	PROPN
hassl-744	43	47	.	.	PUNCT
hassl-744	44	1	agriculture	agriculture	NOUN
hassl-744	44	2	is	be	AUX
hassl-744	44	3	the	the	DET
hassl-744	44	4	main	main	ADJ
hassl-744	44	5	stay	stay	NOUN
hassl-744	44	6	’s	’s	PART
hassl-744	44	7	economy	economy	NOUN
hassl-744	44	8	with	with	ADP
hassl-744	44	9	more	more	ADJ
hassl-744	44	10	than	than	ADP
hassl-744	44	11	65	65	NUM
hassl-744	44	12	percent	percent	NOUN
hassl-744	44	13	of	of	ADP
hassl-744	44	14	the	the	DET
hassl-744	44	15	population	population	NOUN
hassl-744	44	16	engaging	engage	VERB
hassl-744	44	17	in	in	ADP
hassl-744	44	18	subsistence	subsistence	NOUN
hassl-744	44	19	farming	farming	NOUN
hassl-744	44	20	(	(	PUNCT
hassl-744	44	21	ihejiamaizu	ihejiamaizu	NOUN
hassl-744	44	22	,	,	PUNCT
hassl-744	44	23	2002	2002	NUM
hassl-744	44	24	)	)	PUNCT
hassl-744	44	25	.	.	PUNCT
hassl-744	45	1	research	research	NOUN
hassl-744	45	2	design	design	NOUN
hassl-744	45	3	:	:	PUNCT
hassl-744	45	4	this	this	DET
hassl-744	45	5	study	study	NOUN
hassl-744	45	6	adopted	adopt	VERB
hassl-744	45	7	the	the	DET
hassl-744	45	8	ex	ex	X
hassl-744	45	9	post	post	NOUN
hassl-744	45	10	factor	factor	NOUN
hassl-744	45	11	research	research	NOUN
hassl-744	45	12	design	design	NOUN
hassl-744	45	13	according	accord	VERB
hassl-744	45	14	to	to	ADP
hassl-744	45	15	its	its	PRON
hassl-744	45	16	objectives	objective	NOUN
hassl-744	45	17	.	.	PUNCT
hassl-744	46	1	ex	ex	PRON
hassl-744	46	2	post	post	NOUN
hassl-744	46	3	factor	factor	NOUN
hassl-744	46	4	design	design	NOUN
hassl-744	46	5	is	be	AUX
hassl-744	46	6	usually	usually	ADV
hassl-744	46	7	employed	employ	VERB
hassl-744	46	8	to	to	PART
hassl-744	46	9	observe	observe	VERB
hassl-744	46	10	events	event	NOUN
hassl-744	46	11	that	that	PRON
hassl-744	46	12	have	have	AUX
hassl-744	46	13	taken	take	VERB
hassl-744	46	14	place	place	NOUN
hassl-744	46	15	and	and	CCONJ
hassl-744	46	16	data	datum	NOUN
hassl-744	46	17	is	be	AUX
hassl-744	46	18	already	already	ADV
hassl-744	46	19	in	in	ADP
hassl-744	46	20	existence	existence	NOUN
hassl-744	46	21	(	(	PUNCT
hassl-744	46	22	nwagbara	nwagbara	NOUN
hassl-744	46	23	,	,	PUNCT
hassl-744	46	24	2001	2001	NUM
hassl-744	46	25	;	;	PUNCT
hassl-744	46	26	diem	diem	NOUN
hassl-744	46	27	,	,	PUNCT
hassl-744	46	28	2002	2002	NUM
hassl-744	46	29	)	)	PUNCT
hassl-744	46	30	.	.	PUNCT
hassl-744	47	1	hence	hence	ADV
hassl-744	47	2	,	,	PUNCT
hassl-744	47	3	influences	influence	VERB
hassl-744	47	4	about	about	ADP
hassl-744	47	5	relations	relation	NOUN
hassl-744	47	6	humanities	humanity	NOUN
hassl-744	47	7	and	and	CCONJ
hassl-744	47	8	social	social	ADJ
hassl-744	47	9	sciences	science	NOUN
hassl-744	47	10	letters	letter	NOUN
hassl-744	47	11	,	,	PUNCT
hassl-744	47	12	2014	2014	NUM
hassl-744	47	13	,	,	PUNCT
hassl-744	47	14	2(2	2(2	NUM
hassl-744	47	15	):	):	PUNCT
hassl-744	47	16	72	72	NUM
hassl-744	47	17	-	-	SYM
hassl-744	47	18	80	80	NUM
hassl-744	47	19	75	75	NUM
hassl-744	47	20	©	©	PROPN
hassl-744	47	21	2014	2014	NUM
hassl-744	47	22	conscientia	conscientia	PROPN
hassl-744	47	23	beam	beam	PROPN
hassl-744	47	24	.	.	PUNCT
hassl-744	48	1	all	all	DET
hassl-744	48	2	rights	right	NOUN
hassl-744	48	3	reserved	reserve	VERB
hassl-744	48	4	among	among	ADP
hassl-744	48	5	the	the	DET
hassl-744	48	6	variables	variable	NOUN
hassl-744	48	7	under	under	ADP
hassl-744	48	8	study	study	NOUN
hassl-744	48	9	were	be	AUX
hassl-744	48	10	made	make	VERB
hassl-744	48	11	from	from	ADP
hassl-744	48	12	their	their	PRON
hassl-744	48	13	occurrences	occurrence	NOUN
hassl-744	48	14	,	,	PUNCT
hassl-744	48	15	and	and	CCONJ
hassl-744	48	16	not	not	PART
hassl-744	48	17	from	from	ADP
hassl-744	48	18	the	the	DET
hassl-744	48	19	researcher	researcher	NOUN
hassl-744	48	20	’s	’s	PART
hassl-744	48	21	manipulation	manipulation	NOUN
hassl-744	48	22	or	or	CCONJ
hassl-744	48	23	intervention	intervention	NOUN
hassl-744	48	24	.	.	PUNCT
hassl-744	49	1	sample	sample	NOUN
hassl-744	49	2	and	and	CCONJ
hassl-744	49	3	sampling	sample	VERB
hassl-744	49	4	technique	technique	NOUN
hassl-744	49	5	:	:	PUNCT
hassl-744	49	6	the	the	DET
hassl-744	49	7	study	study	NOUN
hassl-744	49	8	made	make	VERB
hassl-744	49	9	use	use	NOUN
hassl-744	49	10	of	of	ADP
hassl-744	49	11	360	360	NUM
hassl-744	49	12	farmers	farmer	NOUN
hassl-744	49	13	drawn	draw	VERB
hassl-744	49	14	from	from	ADP
hassl-744	49	15	six	six	NUM
hassl-744	49	16	villages	village	NOUN
hassl-744	49	17	in	in	ADP
hassl-744	49	18	the	the	DET
hassl-744	49	19	study	study	NOUN
hassl-744	49	20	area	area	NOUN
hassl-744	49	21	.	.	PUNCT
hassl-744	50	1	the	the	DET
hassl-744	50	2	sampling	sample	VERB
hassl-744	50	3	method	method	NOUN
hassl-744	50	4	adopted	adopt	VERB
hassl-744	50	5	was	be	AUX
hassl-744	50	6	a	a	DET
hassl-744	50	7	simple	simple	ADJ
hassl-744	50	8	random	random	ADJ
hassl-744	50	9	and	and	CCONJ
hassl-744	50	10	purposive	purposive	ADJ
hassl-744	50	11	sampling	sampling	NOUN
hassl-744	50	12	method	method	NOUN
hassl-744	50	13	.	.	PUNCT
hassl-744	51	1	six	six	NUM
hassl-744	51	2	lgas	lgas	NOUN
hassl-744	51	3	(	(	PUNCT
hassl-744	51	4	obudu	obudu	ADJ
hassl-744	51	5	,	,	PUNCT
hassl-744	51	6	ogoja	ogoja	PROPN
hassl-744	51	7	,	,	PUNCT
hassl-744	51	8	boki	boki	NOUN
hassl-744	51	9	,	,	PUNCT
hassl-744	51	10	ikom	ikom	NOUN
hassl-744	51	11	,	,	PUNCT
hassl-744	51	12	akamkpa	akamkpa	NOUN
hassl-744	51	13	and	and	CCONJ
hassl-744	51	14	akpabuyo	akpabuyo	NOUN
hassl-744	51	15	)	)	PUNCT
hassl-744	51	16	out	out	ADP
hassl-744	51	17	of	of	ADP
hassl-744	51	18	the	the	DET
hassl-744	51	19	eighteen	eighteen	NUM
hassl-744	51	20	lgas	lgas	NOUN
hassl-744	51	21	that	that	PRON
hassl-744	51	22	made	make	VERB
hassl-744	51	23	-	-	PUNCT
hassl-744	51	24	up	up	ADP
hassl-744	51	25	the	the	DET
hassl-744	51	26	study	study	NOUN
hassl-744	51	27	area	area	NOUN
hassl-744	51	28	were	be	AUX
hassl-744	51	29	selected	select	VERB
hassl-744	51	30	through	through	ADP
hassl-744	51	31	a	a	DET
hassl-744	51	32	table	table	NOUN
hassl-744	51	33	of	of	ADP
hassl-744	51	34	random	random	ADJ
hassl-744	51	35	numbers	number	NOUN
hassl-744	51	36	at	at	ADP
hassl-744	51	37	an	an	DET
hassl-744	51	38	interval	interval	NOUN
hassl-744	51	39	of	of	ADP
hassl-744	51	40	three	three	NUM
hassl-744	51	41	digits	digit	NOUN
hassl-744	51	42	.	.	PUNCT
hassl-744	52	1	thereafter	thereafter	ADV
hassl-744	52	2	,	,	PUNCT
hassl-744	52	3	one	one	NUM
hassl-744	52	4	village	village	NOUN
hassl-744	52	5	each	each	PRON
hassl-744	52	6	was	be	AUX
hassl-744	52	7	purposively	purposively	ADV
hassl-744	52	8	selected	select	VERB
hassl-744	52	9	and	and	CCONJ
hassl-744	52	10	questionnaire	questionnaire	NOUN
hassl-744	52	11	was	be	AUX
hassl-744	52	12	administered	administer	VERB
hassl-744	52	13	to	to	ADP
hassl-744	52	14	sixty	sixty	NUM
hassl-744	52	15	respondents	respondent	NOUN
hassl-744	52	16	in	in	ADP
hassl-744	52	17	each	each	PRON
hassl-744	52	18	of	of	ADP
hassl-744	52	19	this	this	DET
hassl-744	52	20	village	village	NOUN
hassl-744	52	21	purposively	purposively	ADV
hassl-744	52	22	selected	select	VERB
hassl-744	52	23	.	.	PUNCT
hassl-744	53	1	the	the	DET
hassl-744	53	2	villages	village	NOUN
hassl-744	53	3	selected	select	VERB
hassl-744	53	4	for	for	ADP
hassl-744	53	5	questionnaire	questionnaire	NOUN
hassl-744	53	6	administration	administration	NOUN
hassl-744	53	7	includes	include	VERB
hassl-744	53	8	:	:	PUNCT
hassl-744	53	9	ukwelle	ukwelle	NOUN
hassl-744	53	10	-	-	PUNCT
hassl-744	53	11	obudu	obudu	PROPN
hassl-744	53	12	,	,	PUNCT
hassl-744	53	13	ndok	ndok	PROPN
hassl-744	53	14	,	,	PUNCT
hassl-744	53	15	okundi	okundi	NOUN
hassl-744	53	16	,	,	PUNCT
hassl-744	53	17	edor	edor	PROPN
hassl-744	53	18	,	,	PUNCT
hassl-744	53	19	netim	netim	ADJ
hassl-744	53	20	and	and	CCONJ
hassl-744	53	21	ikot	ikot	PROPN
hassl-744	53	22	offiong	offiong	PROPN
hassl-744	53	23	.	.	PUNCT
hassl-744	54	1	method	method	NOUN
hassl-744	54	2	of	of	ADP
hassl-744	54	3	analysis	analysis	NOUN
hassl-744	54	4	:	:	PUNCT
hassl-744	54	5	descriptive	descriptive	ADJ
hassl-744	54	6	analysis	analysis	NOUN
hassl-744	54	7	was	be	AUX
hassl-744	54	8	used	use	VERB
hassl-744	54	9	to	to	PART
hassl-744	54	10	interpret	interpret	VERB
hassl-744	54	11	the	the	DET
hassl-744	54	12	data	datum	NOUN
hassl-744	54	13	in	in	ADP
hassl-744	54	14	this	this	DET
hassl-744	54	15	study	study	NOUN
hassl-744	54	16	.	.	PUNCT
hassl-744	55	1	according	accord	VERB
hassl-744	55	2	to	to	ADP
hassl-744	55	3	anderson	anderson	PROPN
hassl-744	55	4	et	et	PROPN
hassl-744	55	5	al	al	PROPN
hassl-744	55	6	.	.	PROPN
hassl-744	56	1	(	(	PUNCT
hassl-744	56	2	2007	2007	NUM
hassl-744	56	3	)	)	PUNCT
hassl-744	56	4	,	,	PUNCT
hassl-744	56	5	descriptive	descriptive	ADJ
hassl-744	56	6	statistics	statistic	NOUN
hassl-744	56	7	usually	usually	ADV
hassl-744	56	8	include	include	VERB
hassl-744	56	9	mean	mean	NOUN
hassl-744	56	10	,	,	PUNCT
hassl-744	56	11	standard	standard	ADJ
hassl-744	56	12	deviations	deviation	NOUN
hassl-744	56	13	,	,	PUNCT
hassl-744	56	14	and	and	CCONJ
hassl-744	56	15	frequencies	frequency	NOUN
hassl-744	56	16	.	.	PUNCT
hassl-744	57	1	frequencies	frequency	NOUN
hassl-744	57	2	were	be	AUX
hassl-744	57	3	performed	perform	VERB
hassl-744	57	4	to	to	PART
hassl-744	57	5	know	know	VERB
hassl-744	57	6	how	how	SCONJ
hassl-744	57	7	many	many	ADJ
hassl-744	57	8	people	people	NOUN
hassl-744	57	9	answered	answer	VERB
hassl-744	57	10	each	each	DET
hassl-744	57	11	question	question	NOUN
hassl-744	57	12	.	.	PUNCT
hassl-744	58	1	the	the	DET
hassl-744	58	2	retrieved	retrieve	VERB
hassl-744	58	3	copies	copy	NOUN
hassl-744	58	4	of	of	ADP
hassl-744	58	5	questionnaire	questionnaire	NOUN
hassl-744	58	6	were	be	AUX
hassl-744	58	7	subjected	subject	VERB
hassl-744	58	8	to	to	ADP
hassl-744	58	9	numerical	numerical	ADJ
hassl-744	58	10	test	test	NOUN
hassl-744	58	11	using	use	VERB
hassl-744	58	12	likert	likert	ADJ
hassl-744	58	13	scale	scale	NOUN
hassl-744	58	14	rating	rating	NOUN
hassl-744	58	15	(	(	PUNCT
hassl-744	58	16	sa	sa	NOUN
hassl-744	58	17	=	=	PRON
hassl-744	58	18	strongly	strongly	ADV
hassl-744	58	19	agreed	agree	VERB
hassl-744	58	20	;	;	PUNCT
hassl-744	58	21	a	a	DET
hassl-744	58	22	=	=	NOUN
hassl-744	58	23	agreed	agree	VERB
hassl-744	58	24	;	;	PUNCT
hassl-744	58	25	d	d	X
hassl-744	58	26	=	=	PRON
hassl-744	58	27	disagreed	disagree	VERB
hassl-744	58	28	;	;	PUNCT
hassl-744	58	29	and	and	CCONJ
hassl-744	58	30	sd	sd	PRON
hassl-744	58	31	=	=	PRON
hassl-744	58	32	strongly	strongly	ADV
hassl-744	58	33	disagreed	disagree	VERB
hassl-744	58	34	)	)	PUNCT
hassl-744	58	35	,	,	PUNCT
hassl-744	58	36	while	while	SCONJ
hassl-744	58	37	descriptive	descriptive	ADJ
hassl-744	58	38	tool	tool	NOUN
hassl-744	58	39	comprising	comprising	NOUN
hassl-744	58	40	tables	table	NOUN
hassl-744	58	41	,	,	PUNCT
hassl-744	58	42	percentages	percentage	NOUN
hassl-744	58	43	,	,	PUNCT
hassl-744	58	44	group	group	NOUN
hassl-744	58	45	arithmetic	arithmetic	ADJ
hassl-744	58	46	mean	mean	NOUN
hassl-744	58	47	(	(	PUNCT
hassl-744	58	48	gam	gam	NOUN
hassl-744	58	49	)	)	PUNCT
hassl-744	58	50	and	and	CCONJ
hassl-744	58	51	mean	mean	VERB
hassl-744	58	52	weight	weight	NOUN
hassl-744	58	53	values	value	NOUN
hassl-744	58	54	(	(	PUNCT
hassl-744	58	55	mwv	mwv	NOUN
hassl-744	58	56	)	)	PUNCT
hassl-744	58	57	were	be	AUX
hassl-744	58	58	employed	employ	VERB
hassl-744	58	59	for	for	ADP
hassl-744	58	60	analyzing	analyze	VERB
hassl-744	58	61	quantitative	quantitative	ADJ
hassl-744	58	62	data	datum	NOUN
hassl-744	58	63	.	.	PUNCT
hassl-744	59	1	3	3	X
hassl-744	59	2	.	.	X
hassl-744	59	3	data	datum	NOUN
hassl-744	59	4	presentation	presentation	NOUN
hassl-744	59	5	and	and	CCONJ
hassl-744	59	6	discusion	discusion	NOUN
hassl-744	59	7	of	of	ADP
hassl-744	59	8	findings	finding	NOUN
hassl-744	59	9	the	the	DET
hassl-744	59	10	study	study	NOUN
hassl-744	59	11	adopted	adopt	VERB
hassl-744	59	12	the	the	DET
hassl-744	59	13	questionnaire	questionnaire	NOUN
hassl-744	59	14	to	to	PART
hassl-744	59	15	obtain	obtain	VERB
hassl-744	59	16	primary	primary	ADJ
hassl-744	59	17	data	datum	NOUN
hassl-744	59	18	via	via	ADP
hassl-744	59	19	a	a	DET
hassl-744	59	20	survey	survey	NOUN
hassl-744	59	21	of	of	ADP
hassl-744	59	22	360	360	NUM
hassl-744	59	23	farmers	farmer	NOUN
hassl-744	59	24	residing	reside	VERB
hassl-744	59	25	in	in	ADP
hassl-744	59	26	the	the	DET
hassl-744	59	27	various	various	ADJ
hassl-744	59	28	communities	community	NOUN
hassl-744	59	29	were	be	AUX
hassl-744	59	30	the	the	DET
hassl-744	59	31	survey	survey	NOUN
hassl-744	59	32	was	be	AUX
hassl-744	59	33	conducted	conduct	VERB
hassl-744	59	34	in	in	ADP
hassl-744	59	35	the	the	DET
hassl-744	59	36	study	study	NOUN
hassl-744	59	37	area	area	NOUN
hassl-744	59	38	.	.	PUNCT
hassl-744	60	1	out	out	ADP
hassl-744	60	2	of	of	ADP
hassl-744	60	3	the	the	DET
hassl-744	60	4	360	360	NUM
hassl-744	60	5	questionnaire	questionnaire	NOUN
hassl-744	60	6	administered	administer	VERB
hassl-744	60	7	,	,	PUNCT
hassl-744	60	8	348	348	NUM
hassl-744	60	9	were	be	AUX
hassl-744	60	10	retrieved	retrieve	VERB
hassl-744	60	11	,	,	PUNCT
hassl-744	60	12	while	while	SCONJ
hassl-744	60	13	,	,	PUNCT
hassl-744	60	14	12	12	NUM
hassl-744	60	15	were	be	AUX
hassl-744	60	16	discarded	discard	VERB
hassl-744	60	17	due	due	ADP
hassl-744	60	18	to	to	ADP
hassl-744	60	19	wrong	wrong	ADJ
hassl-744	60	20	completion	completion	NOUN
hassl-744	60	21	and	and	CCONJ
hassl-744	60	22	non	non	ADJ
hassl-744	60	23	-	-	ADJ
hassl-744	60	24	refund	refund	ADJ
hassl-744	60	25	.	.	PUNCT
hassl-744	61	1	table	table	NOUN
hassl-744	61	2	1	1	NUM
hassl-744	61	3	(	(	PUNCT
hassl-744	61	4	see	see	VERB
hassl-744	61	5	appendix	appendix	NOUN
hassl-744	61	6	1	1	NUM
hassl-744	61	7	for	for	ADP
hassl-744	61	8	details	detail	NOUN
hassl-744	61	9	)	)	PUNCT
hassl-744	61	10	shows	show	VERB
hassl-744	61	11	a	a	DET
hassl-744	61	12	summary	summary	NOUN
hassl-744	61	13	of	of	ADP
hassl-744	61	14	respondent	respondent	NOUN
hassl-744	61	15	’s	’s	PART
hassl-744	61	16	responses	response	NOUN
hassl-744	61	17	for	for	ADP
hassl-744	61	18	the	the	DET
hassl-744	61	19	variables	variable	NOUN
hassl-744	61	20	(	(	PUNCT
hassl-744	61	21	gender	gender	NOUN
hassl-744	61	22	,	,	PUNCT
hassl-744	61	23	religion	religion	NOUN
hassl-744	61	24	,	,	PUNCT
hassl-744	61	25	age	age	NOUN
hassl-744	61	26	,	,	PUNCT
hassl-744	61	27	years	year	NOUN
hassl-744	61	28	,	,	PUNCT
hassl-744	61	29	education	education	NOUN
hassl-744	61	30	,	,	PUNCT
hassl-744	61	31	access	access	NOUN
hassl-744	61	32	,	,	PUNCT
hassl-744	61	33	utilization	utilization	NOUN
hassl-744	61	34	,	,	PUNCT
hassl-744	61	35	time	time	NOUN
hassl-744	61	36	,	,	PUNCT
hassl-744	61	37	income	income	NOUN
hassl-744	61	38	and	and	CCONJ
hassl-744	61	39	awareness	awareness	NOUN
hassl-744	61	40	)	)	PUNCT
hassl-744	61	41	under	under	ADP
hassl-744	61	42	study	study	NOUN
hassl-744	61	43	by	by	ADP
hassl-744	61	44	computing	compute	VERB
hassl-744	61	45	the	the	DET
hassl-744	61	46	mean	mean	ADJ
hassl-744	61	47	weight	weight	NOUN
hassl-744	61	48	value	value	NOUN
hassl-744	61	49	(	(	PUNCT
hassl-744	61	50	mwv	mwv	NOUN
hassl-744	61	51	)	)	PUNCT
hassl-744	61	52	and	and	CCONJ
hassl-744	61	53	group	group	NOUN
hassl-744	61	54	arithmetic	arithmetic	ADJ
hassl-744	61	55	mean	mean	NOUN
hassl-744	61	56	gam	gam	NOUN
hassl-744	61	57	)	)	PUNCT
hassl-744	61	58	.	.	PUNCT
hassl-744	62	1	the	the	DET
hassl-744	62	2	result	result	NOUN
hassl-744	62	3	revealed	reveal	VERB
hassl-744	62	4	that	that	SCONJ
hassl-744	62	5	more	more	ADJ
hassl-744	62	6	male	male	ADJ
hassl-744	62	7	(	(	PUNCT
hassl-744	62	8	77	77	NUM
hassl-744	62	9	%	%	NOUN
hassl-744	62	10	)	)	PUNCT
hassl-744	62	11	than	than	ADP
hassl-744	62	12	women	woman	NOUN
hassl-744	62	13	(	(	PUNCT
hassl-744	62	14	23	23	NUM
hassl-744	62	15	%	%	NOUN
hassl-744	62	16	)	)	PUNCT
hassl-744	62	17	utilized	utilize	VERB
hassl-744	62	18	and	and	CCONJ
hassl-744	62	19	had	have	VERB
hassl-744	62	20	access	access	NOUN
hassl-744	62	21	to	to	ADP
hassl-744	62	22	the	the	DET
hassl-744	62	23	available	available	ADJ
hassl-744	62	24	micro	micro	ADJ
hassl-744	62	25	-	-	ADJ
hassl-744	62	26	credit	credit	NOUN
hassl-744	62	27	scheme	scheme	NOUN
hassl-744	62	28	.	.	PUNCT
hassl-744	63	1	however	however	ADV
hassl-744	63	2	,	,	PUNCT
hassl-744	63	3	it	it	PRON
hassl-744	63	4	is	be	AUX
hassl-744	63	5	worthy	worthy	ADJ
hassl-744	63	6	to	to	PART
hassl-744	63	7	note	note	VERB
hassl-744	63	8	that	that	DET
hassl-744	63	9	access	access	NOUN
hassl-744	63	10	guarantee	guarantee	NOUN
hassl-744	63	11	utilization	utilization	NOUN
hassl-744	63	12	.	.	PUNCT
hassl-744	64	1	therefore	therefore	ADV
hassl-744	64	2	,	,	PUNCT
hassl-744	64	3	since	since	SCONJ
hassl-744	64	4	responsibility	responsibility	NOUN
hassl-744	64	5	from	from	ADP
hassl-744	64	6	the	the	DET
hassl-744	64	7	societal	societal	ADJ
hassl-744	64	8	indoctrination	indoctrination	NOUN
hassl-744	64	9	(	(	PUNCT
hassl-744	64	10	patriarchy	patriarchy	NOUN
hassl-744	64	11	)	)	PUNCT
hassl-744	64	12	is	be	AUX
hassl-744	64	13	accorded	accord	VERB
hassl-744	64	14	to	to	ADP
hassl-744	64	15	the	the	DET
hassl-744	64	16	men	man	NOUN
hassl-744	64	17	folk	folk	NOUN
hassl-744	64	18	,	,	PUNCT
hassl-744	64	19	women	woman	NOUN
hassl-744	64	20	were	be	AUX
hassl-744	64	21	thereby	thereby	ADV
hassl-744	64	22	limited	limit	VERB
hassl-744	64	23	due	due	ADP
hassl-744	64	24	to	to	ADP
hassl-744	64	25	the	the	DET
hassl-744	64	26	fact	fact	NOUN
hassl-744	64	27	that	that	SCONJ
hassl-744	64	28	male	male	ADJ
hassl-744	64	29	guarantor	guarantor	NOUN
hassl-744	64	30	was	be	AUX
hassl-744	64	31	a	a	DET
hassl-744	64	32	clause	clause	NOUN
hassl-744	64	33	to	to	ADP
hassl-744	64	34	them	they	PRON
hassl-744	64	35	(	(	PUNCT
hassl-744	64	36	women	woman	NOUN
hassl-744	64	37	)	)	PUNCT
hassl-744	64	38	accessing	access	VERB
hassl-744	64	39	the	the	DET
hassl-744	64	40	scheme	scheme	NOUN
hassl-744	64	41	.	.	PUNCT
hassl-744	65	1	thus	thus	ADV
hassl-744	65	2	,	,	PUNCT
hassl-744	65	3	women	woman	NOUN
hassl-744	65	4	were	be	AUX
hassl-744	65	5	significantly	significantly	ADV
hassl-744	65	6	hindered	hinder	VERB
hassl-744	65	7	from	from	ADP
hassl-744	65	8	accessing	access	VERB
hassl-744	65	9	the	the	DET
hassl-744	65	10	scheme	scheme	NOUN
hassl-744	65	11	;	;	PUNCT
hassl-744	65	12	with	with	ADP
hassl-744	65	13	widows	widow	NOUN
hassl-744	65	14	and	and	CCONJ
hassl-744	65	15	single	single	ADJ
hassl-744	65	16	women	woman	NOUN
hassl-744	65	17	being	be	AUX
hassl-744	65	18	at	at	ADP
hassl-744	65	19	the	the	DET
hassl-744	65	20	forefront	forefront	NOUN
hassl-744	65	21	of	of	ADP
hassl-744	65	22	the	the	DET
hassl-744	65	23	deprivation	deprivation	NOUN
hassl-744	65	24	.	.	PUNCT
hassl-744	66	1	findings	finding	NOUN
hassl-744	66	2	from	from	ADP
hassl-744	66	3	various	various	ADJ
hassl-744	66	4	studies	study	NOUN
hassl-744	66	5	(	(	PUNCT
hassl-744	66	6	adeyeye	adeyeye	NOUN
hassl-744	66	7	,	,	PUNCT
hassl-744	66	8	2003	2003	NUM
hassl-744	66	9	;	;	PUNCT
hassl-744	66	10	izugbara	izugbara	PROPN
hassl-744	66	11	,	,	PUNCT
hassl-744	66	12	2004	2004	NUM
hassl-744	66	13	;	;	PUNCT
hassl-744	66	14	adb	adb	PROPN
hassl-744	66	15	,	,	PUNCT
hassl-744	66	16	2005	2005	NUM
hassl-744	66	17	;	;	PUNCT
hassl-744	66	18	nelson	nelson	PROPN
hassl-744	66	19	and	and	CCONJ
hassl-744	66	20	nelson	nelson	PROPN
hassl-744	66	21	,	,	PUNCT
hassl-744	66	22	2010	2010	NUM
hassl-744	66	23	;	;	PUNCT
hassl-744	66	24	onyeneke	onyeneke	ADJ
hassl-744	66	25	and	and	CCONJ
hassl-744	66	26	irou	irou	ADJ
hassl-744	66	27	,	,	PUNCT
hassl-744	66	28	2012	2012	NUM
hassl-744	66	29	)	)	PUNCT
hassl-744	66	30	,	,	PUNCT
hassl-744	66	31	have	have	VERB
hassl-744	66	32	slight	slight	ADJ
hassl-744	66	33	contradictions	contradiction	NOUN
hassl-744	66	34	on	on	ADP
hassl-744	66	35	the	the	DET
hassl-744	66	36	dimensions	dimension	NOUN
hassl-744	66	37	of	of	ADP
hassl-744	66	38	gender	gender	NOUN
hassl-744	66	39	discrimination	discrimination	NOUN
hassl-744	66	40	in	in	ADP
hassl-744	66	41	access	access	NOUN
hassl-744	66	42	to	to	ADP
hassl-744	66	43	micro	micro	ADJ
hassl-744	66	44	-	-	ADJ
hassl-744	66	45	lending	lending	ADJ
hassl-744	66	46	schemes	scheme	NOUN
hassl-744	66	47	,	,	PUNCT
hassl-744	66	48	but	but	CCONJ
hassl-744	66	49	they	they	PRON
hassl-744	66	50	have	have	AUX
hassl-744	66	51	consistently	consistently	ADV
hassl-744	66	52	recommended	recommend	VERB
hassl-744	66	53	a	a	DET
hassl-744	66	54	chance	chance	NOUN
hassl-744	66	55	for	for	SCONJ
hassl-744	66	56	the	the	DET
hassl-744	66	57	women	woman	NOUN
hassl-744	66	58	(	(	PUNCT
hassl-744	66	59	especially	especially	ADV
hassl-744	66	60	single	single	ADJ
hassl-744	66	61	mothers	mother	NOUN
hassl-744	66	62	or	or	CCONJ
hassl-744	66	63	women	woman	NOUN
hassl-744	66	64	)	)	PUNCT
hassl-744	66	65	to	to	PART
hassl-744	66	66	effectively	effectively	ADV
hassl-744	66	67	participate	participate	VERB
hassl-744	66	68	in	in	ADP
hassl-744	66	69	agricultural	agricultural	ADJ
hassl-744	66	70	enterprise	enterprise	NOUN
hassl-744	66	71	through	through	ADP
hassl-744	66	72	equal	equal	ADJ
hassl-744	66	73	opportunity	opportunity	NOUN
hassl-744	66	74	and	and	CCONJ
hassl-744	66	75	the	the	DET
hassl-744	66	76	removal	removal	NOUN
hassl-744	66	77	of	of	ADP
hassl-744	66	78	the	the	DET
hassl-744	66	79	gender	gender	NOUN
hassl-744	66	80	clause	clause	NOUN
hassl-744	66	81	in	in	ADP
hassl-744	66	82	accessing	access	VERB
hassl-744	66	83	and	and	CCONJ
hassl-744	66	84	utilizing	utilize	VERB
hassl-744	66	85	micro	micro	ADJ
hassl-744	66	86	-	-	ADJ
hassl-744	66	87	lending	lending	ADJ
hassl-744	66	88	schemes	scheme	NOUN
hassl-744	66	89	in	in	ADP
hassl-744	66	90	the	the	DET
hassl-744	66	91	study	study	NOUN
hassl-744	66	92	area	area	NOUN
hassl-744	66	93	.	.	PUNCT
hassl-744	67	1	humanities	humanity	NOUN
hassl-744	67	2	and	and	CCONJ
hassl-744	67	3	social	social	ADJ
hassl-744	67	4	sciences	science	NOUN
hassl-744	67	5	letters	letter	NOUN
hassl-744	67	6	,	,	PUNCT
hassl-744	67	7	2014	2014	NUM
hassl-744	67	8	,	,	PUNCT
hassl-744	67	9	2(2	2(2	NUM
hassl-744	67	10	):	):	PUNCT
hassl-744	67	11	72	72	NUM
hassl-744	67	12	-	-	SYM
hassl-744	67	13	80	80	NUM
hassl-744	67	14	76	76	NUM
hassl-744	67	15	©	©	PROPN
hassl-744	67	16	2014	2014	NUM
hassl-744	67	17	conscientia	conscientia	PROPN
hassl-744	67	18	beam	beam	PROPN
hassl-744	67	19	.	.	PUNCT
hassl-744	68	1	all	all	DET
hassl-744	68	2	rights	right	NOUN
hassl-744	68	3	reserved	reserved	ADJ
hassl-744	68	4	religion	religion	NOUN
hassl-744	68	5	was	be	AUX
hassl-744	68	6	not	not	PART
hassl-744	68	7	significant	significant	ADJ
hassl-744	68	8	to	to	PART
hassl-744	68	9	access	access	NOUN
hassl-744	68	10	and	and	CCONJ
hassl-744	68	11	utilization	utilization	NOUN
hassl-744	68	12	of	of	ADP
hassl-744	68	13	micro	micro	ADJ
hassl-744	68	14	-	-	ADJ
hassl-744	68	15	lending	lending	ADJ
hassl-744	68	16	scheme	scheme	NOUN
hassl-744	68	17	.	.	PUNCT
hassl-744	69	1	however	however	ADV
hassl-744	69	2	,	,	PUNCT
hassl-744	69	3	organizing	organize	VERB
hassl-744	69	4	various	various	ADJ
hassl-744	69	5	groups	group	NOUN
hassl-744	69	6	within	within	ADP
hassl-744	69	7	the	the	DET
hassl-744	69	8	various	various	ADJ
hassl-744	69	9	religious	religious	ADJ
hassl-744	69	10	groups	group	NOUN
hassl-744	69	11	could	could	AUX
hassl-744	69	12	better	well	ADV
hassl-744	69	13	enhance	enhance	VERB
hassl-744	69	14	a	a	DET
hassl-744	69	15	smooth	smooth	ADJ
hassl-744	69	16	and	and	CCONJ
hassl-744	69	17	efficient	efficient	ADJ
hassl-744	69	18	micro	micro	ADJ
hassl-744	69	19	-	-	ADJ
hassl-744	69	20	lending	lending	ADJ
hassl-744	69	21	facility	facility	NOUN
hassl-744	69	22	.	.	PUNCT
hassl-744	70	1	due	due	ADP
hassl-744	70	2	to	to	ADP
hassl-744	70	3	the	the	DET
hassl-744	70	4	belief	belief	NOUN
hassl-744	70	5	of	of	ADP
hassl-744	70	6	sincerity	sincerity	NOUN
hassl-744	70	7	and	and	CCONJ
hassl-744	70	8	integrity	integrity	NOUN
hassl-744	70	9	which	which	PRON
hassl-744	70	10	the	the	DET
hassl-744	70	11	group	group	NOUN
hassl-744	70	12	preach	preach	NOUN
hassl-744	70	13	,	,	PUNCT
hassl-744	70	14	the	the	DET
hassl-744	70	15	challenges	challenge	NOUN
hassl-744	70	16	of	of	ADP
hassl-744	70	17	non	non	NOUN
hassl-744	70	18	-	-	NOUN
hassl-744	70	19	repayment	repayment	NOUN
hassl-744	70	20	of	of	ADP
hassl-744	70	21	loan	loan	NOUN
hassl-744	70	22	by	by	ADP
hassl-744	70	23	borrowers	borrower	NOUN
hassl-744	70	24	as	as	SCONJ
hassl-744	70	25	reported	report	VERB
hassl-744	70	26	in	in	ADP
hassl-744	70	27	earlier	early	ADJ
hassl-744	70	28	studies	study	NOUN
hassl-744	70	29	(	(	PUNCT
hassl-744	70	30	owojori	owojori	ADJ
hassl-744	70	31	and	and	CCONJ
hassl-744	70	32	oyewole	oyewole	NOUN
hassl-744	70	33	,	,	PUNCT
hassl-744	70	34	2009	2009	NUM
hassl-744	70	35	;	;	PUNCT
hassl-744	70	36	ebewore	ebewore	NOUN
hassl-744	70	37	,	,	PUNCT
hassl-744	70	38	2010	2010	NUM
hassl-744	70	39	;	;	PUNCT
hassl-744	70	40	ugumba	ugumba	ADJ
hassl-744	70	41	and	and	CCONJ
hassl-744	70	42	omojola	omojola	PROPN
hassl-744	70	43	,	,	PUNCT
hassl-744	70	44	2013	2013	NUM
hassl-744	70	45	)	)	PUNCT
hassl-744	70	46	,	,	PUNCT
hassl-744	70	47	will	will	AUX
hassl-744	70	48	be	be	AUX
hassl-744	70	49	better	well	ADV
hassl-744	70	50	addressed	address	VERB
hassl-744	70	51	,	,	PUNCT
hassl-744	70	52	thus	thus	ADV
hassl-744	70	53	,	,	PUNCT
hassl-744	70	54	enhance	enhance	VERB
hassl-744	70	55	remittance	remittance	NOUN
hassl-744	70	56	of	of	ADP
hassl-744	70	57	loan	loan	NOUN
hassl-744	70	58	as	as	SCONJ
hassl-744	70	59	this	this	PRON
hassl-744	70	60	will	will	AUX
hassl-744	70	61	also	also	ADV
hassl-744	70	62	ensure	ensure	VERB
hassl-744	70	63	timely	timely	ADJ
hassl-744	70	64	release	release	NOUN
hassl-744	70	65	of	of	ADP
hassl-744	70	66	loan	loan	NOUN
hassl-744	70	67	to	to	ADP
hassl-744	70	68	borrowers	borrower	NOUN
hassl-744	70	69	.	.	PUNCT
hassl-744	71	1	further	further	ADJ
hassl-744	71	2	study	study	NOUN
hassl-744	71	3	could	could	AUX
hassl-744	71	4	also	also	ADV
hassl-744	71	5	be	be	AUX
hassl-744	71	6	carried	carry	VERB
hassl-744	71	7	out	out	ADP
hassl-744	71	8	in	in	ADP
hassl-744	71	9	this	this	DET
hassl-744	71	10	regards	regard	NOUN
hassl-744	71	11	as	as	ADP
hassl-744	71	12	a	a	DET
hassl-744	71	13	follow	follow	NOUN
hassl-744	71	14	-	-	PUNCT
hassl-744	71	15	up	up	NOUN
hassl-744	71	16	to	to	ADP
hassl-744	71	17	the	the	DET
hassl-744	71	18	present	present	ADJ
hassl-744	71	19	finding	finding	NOUN
hassl-744	71	20	.	.	PUNCT
hassl-744	72	1	data	datum	NOUN
hassl-744	72	2	in	in	ADP
hassl-744	72	3	table	table	NOUN
hassl-744	72	4	1	1	NUM
hassl-744	72	5	above	above	ADV
hassl-744	72	6	also	also	ADV
hassl-744	72	7	reveal	reveal	VERB
hassl-744	72	8	that	that	SCONJ
hassl-744	72	9	age	age	NOUN
hassl-744	72	10	was	be	AUX
hassl-744	72	11	a	a	DET
hassl-744	72	12	significant	significant	ADJ
hassl-744	72	13	variable	variable	NOUN
hassl-744	72	14	in	in	ADP
hassl-744	72	15	accessing	access	VERB
hassl-744	72	16	and	and	CCONJ
hassl-744	72	17	utilizing	utilize	VERB
hassl-744	72	18	micro	micro	ADJ
hassl-744	72	19	-	-	ADJ
hassl-744	72	20	lending	lending	ADJ
hassl-744	72	21	scheme	scheme	NOUN
hassl-744	72	22	in	in	ADP
hassl-744	72	23	the	the	DET
hassl-744	72	24	study	study	NOUN
hassl-744	72	25	.	.	PUNCT
hassl-744	73	1	this	this	PRON
hassl-744	73	2	implies	imply	VERB
hassl-744	73	3	that	that	SCONJ
hassl-744	73	4	age	age	NOUN
hassl-744	73	5	is	be	AUX
hassl-744	73	6	a	a	DET
hassl-744	73	7	strong	strong	ADJ
hassl-744	73	8	indication	indication	NOUN
hassl-744	73	9	for	for	ADP
hassl-744	73	10	high	high	ADJ
hassl-744	73	11	productivity	productivity	NOUN
hassl-744	73	12	which	which	PRON
hassl-744	73	13	can	can	AUX
hassl-744	73	14	significantly	significantly	ADV
hassl-744	73	15	boast	boast	VERB
hassl-744	73	16	the	the	DET
hassl-744	73	17	zeal	zeal	NOUN
hassl-744	73	18	for	for	ADP
hassl-744	73	19	loan	loan	NOUN
hassl-744	73	20	repayment	repayment	NOUN
hassl-744	73	21	,	,	PUNCT
hassl-744	73	22	hence	hence	ADV
hassl-744	73	23	,	,	PUNCT
hassl-744	73	24	increasing	increase	VERB
hassl-744	73	25	the	the	DET
hassl-744	73	26	remittance	remittance	NOUN
hassl-744	73	27	rate	rate	NOUN
hassl-744	73	28	and	and	CCONJ
hassl-744	73	29	sustainability	sustainability	NOUN
hassl-744	73	30	of	of	ADP
hassl-744	73	31	the	the	DET
hassl-744	73	32	credit	credit	NOUN
hassl-744	73	33	scheme	scheme	NOUN
hassl-744	73	34	.	.	PUNCT
hassl-744	74	1	a	a	DET
hassl-744	74	2	reflection	reflection	NOUN
hassl-744	74	3	on	on	ADP
hassl-744	74	4	the	the	DET
hassl-744	74	5	above	above	ADJ
hassl-744	74	6	result	result	NOUN
hassl-744	74	7	depicts	depict	VERB
hassl-744	74	8	a	a	DET
hassl-744	74	9	boast	boast	NOUN
hassl-744	74	10	in	in	ADP
hassl-744	74	11	the	the	DET
hassl-744	74	12	agricultural	agricultural	ADJ
hassl-744	74	13	sector	sector	NOUN
hassl-744	74	14	for	for	ADP
hassl-744	74	15	food	food	NOUN
hassl-744	74	16	production	production	NOUN
hassl-744	74	17	,	,	PUNCT
hassl-744	74	18	national	national	ADJ
hassl-744	74	19	development	development	NOUN
hassl-744	74	20	and	and	CCONJ
hassl-744	74	21	economic	economic	ADJ
hassl-744	74	22	advancement	advancement	NOUN
hassl-744	74	23	of	of	ADP
hassl-744	74	24	the	the	DET
hassl-744	74	25	study	study	NOUN
hassl-744	74	26	area	area	NOUN
hassl-744	74	27	.	.	PUNCT
hassl-744	75	1	the	the	DET
hassl-744	75	2	finding	finding	NOUN
hassl-744	75	3	in	in	ADP
hassl-744	75	4	a	a	DET
hassl-744	75	5	study	study	NOUN
hassl-744	75	6	by	by	ADP
hassl-744	75	7	udensi	udensi	PROPN
hassl-744	75	8	et	et	PROPN
hassl-744	75	9	al	al	PROPN
hassl-744	75	10	.	.	PROPN
hassl-744	75	11	(	(	PUNCT
hassl-744	75	12	2014	2014	NUM
hassl-744	75	13	)	)	PUNCT
hassl-744	75	14	on	on	ADP
hassl-744	75	15	cooperative	cooperative	ADJ
hassl-744	75	16	societies	society	NOUN
hassl-744	75	17	in	in	ADP
hassl-744	75	18	abia	abia	PROPN
hassl-744	75	19	state	state	PROPN
hassl-744	75	20	upheld	uphold	VERB
hassl-744	75	21	the	the	DET
hassl-744	75	22	implication	implication	NOUN
hassl-744	75	23	of	of	ADP
hassl-744	75	24	age	age	NOUN
hassl-744	75	25	as	as	ADP
hassl-744	75	26	a	a	DET
hassl-744	75	27	significant	significant	ADJ
hassl-744	75	28	factor	factor	NOUN
hassl-744	75	29	that	that	PRON
hassl-744	75	30	can	can	AUX
hassl-744	75	31	positively	positively	ADV
hassl-744	75	32	promote	promote	VERB
hassl-744	75	33	and	and	CCONJ
hassl-744	75	34	sustain	sustain	VERB
hassl-744	75	35	high	high	ADJ
hassl-744	75	36	growth	growth	NOUN
hassl-744	75	37	and	and	CCONJ
hassl-744	75	38	turn	turn	NOUN
hassl-744	75	39	-	-	PUNCT
hassl-744	75	40	over	over	ADP
hassl-744	75	41	in	in	ADP
hassl-744	75	42	business	business	NOUN
hassl-744	75	43	enterprise	enterprise	NOUN
hassl-744	75	44	.	.	PUNCT
hassl-744	76	1	result	result	NOUN
hassl-744	76	2	also	also	ADV
hassl-744	76	3	shows	show	VERB
hassl-744	76	4	that	that	SCONJ
hassl-744	76	5	there	there	PRON
hassl-744	76	6	was	be	VERB
hassl-744	76	7	no	no	DET
hassl-744	76	8	significant	significant	ADJ
hassl-744	76	9	relationship	relationship	NOUN
hassl-744	76	10	between	between	ADP
hassl-744	76	11	the	the	DET
hassl-744	76	12	years	year	NOUN
hassl-744	76	13	put	put	VERB
hassl-744	76	14	in	in	ADP
hassl-744	76	15	farming	farming	NOUN
hassl-744	76	16	and	and	CCONJ
hassl-744	76	17	access/	access/	NUM
hassl-744	76	18	utilization	utilization	NOUN
hassl-744	76	19	of	of	ADP
hassl-744	76	20	micro	micro	ADJ
hassl-744	76	21	-	-	ADJ
hassl-744	76	22	lending	lending	ADJ
hassl-744	76	23	scheme	scheme	NOUN
hassl-744	76	24	.	.	PUNCT
hassl-744	77	1	rather	rather	ADV
hassl-744	77	2	,	,	PUNCT
hassl-744	77	3	the	the	DET
hassl-744	77	4	finding	finding	NOUN
hassl-744	77	5	indicated	indicate	VERB
hassl-744	77	6	that	that	SCONJ
hassl-744	77	7	access	access	NOUN
hassl-744	77	8	/	/	SYM
hassl-744	77	9	utilization	utilization	NOUN
hassl-744	77	10	of	of	ADP
hassl-744	77	11	micro	micro	ADJ
hassl-744	77	12	-	-	ADJ
hassl-744	77	13	lend	lend	ADJ
hassl-744	77	14	scheme	scheme	NOUN
hassl-744	77	15	significantly	significantly	ADV
hassl-744	77	16	influences	influence	VERB
hassl-744	77	17	productivity	productivity	NOUN
hassl-744	77	18	and	and	CCONJ
hassl-744	77	19	expansion	expansion	NOUN
hassl-744	77	20	among	among	ADP
hassl-744	77	21	rural	rural	ADJ
hassl-744	77	22	farmers	farmer	NOUN
hassl-744	77	23	in	in	ADP
hassl-744	77	24	the	the	DET
hassl-744	77	25	study	study	NOUN
hassl-744	77	26	area	area	NOUN
hassl-744	77	27	.	.	PUNCT
hassl-744	78	1	this	this	DET
hassl-744	78	2	finding	finding	NOUN
hassl-744	78	3	corroborates	corroborate	VERB
hassl-744	78	4	ehigiamusoe	ehigiamusoe	PROPN
hassl-744	78	5	(	(	PUNCT
hassl-744	78	6	2005	2005	NUM
hassl-744	78	7	)	)	PUNCT
hassl-744	78	8	assertion	assertion	NOUN
hassl-744	78	9	that	that	SCONJ
hassl-744	78	10	access	access	NOUN
hassl-744	78	11	to	to	ADP
hassl-744	78	12	financial	financial	ADJ
hassl-744	78	13	services	service	NOUN
hassl-744	78	14	has	have	AUX
hassl-744	78	15	been	be	AUX
hassl-744	78	16	noted	note	VERB
hassl-744	78	17	to	to	PART
hassl-744	78	18	have	have	VERB
hassl-744	78	19	the	the	DET
hassl-744	78	20	capacities	capacity	NOUN
hassl-744	78	21	to	to	PART
hassl-744	78	22	bring	bring	VERB
hassl-744	78	23	about	about	ADP
hassl-744	78	24	progress	progress	NOUN
hassl-744	78	25	and	and	CCONJ
hassl-744	78	26	advancement	advancement	NOUN
hassl-744	78	27	in	in	ADP
hassl-744	78	28	the	the	DET
hassl-744	78	29	socio	socio	NOUN
hassl-744	78	30	-	-	PUNCT
hassl-744	78	31	economic	economic	ADJ
hassl-744	78	32	conditions	condition	NOUN
hassl-744	78	33	among	among	ADP
hassl-744	78	34	rural	rural	ADJ
hassl-744	78	35	people	people	NOUN
hassl-744	78	36	.	.	PUNCT
hassl-744	79	1	also	also	ADV
hassl-744	79	2	,	,	PUNCT
hassl-744	79	3	result	result	NOUN
hassl-744	79	4	shows	show	VERB
hassl-744	79	5	that	that	SCONJ
hassl-744	79	6	time	time	NOUN
hassl-744	79	7	of	of	ADP
hassl-744	79	8	loan	loan	NOUN
hassl-744	79	9	acquisition	acquisition	NOUN
hassl-744	79	10	if	if	SCONJ
hassl-744	79	11	significantly	significantly	ADV
hassl-744	79	12	related	relate	VERB
hassl-744	79	13	to	to	ADP
hassl-744	79	14	utilization	utilization	NOUN
hassl-744	79	15	of	of	ADP
hassl-744	79	16	the	the	DET
hassl-744	79	17	loan	loan	NOUN
hassl-744	79	18	,	,	PUNCT
hassl-744	79	19	and	and	CCONJ
hassl-744	79	20	this	this	PRON
hassl-744	79	21	has	have	VERB
hassl-744	79	22	a	a	DET
hassl-744	79	23	positive	positive	ADJ
hassl-744	79	24	implication	implication	NOUN
hassl-744	79	25	on	on	ADP
hassl-744	79	26	loan	loan	NOUN
hassl-744	79	27	repayment	repayment	NOUN
hassl-744	79	28	or	or	CCONJ
hassl-744	79	29	remittance	remittance	NOUN
hassl-744	79	30	.	.	PUNCT
hassl-744	80	1	given	give	VERB
hassl-744	80	2	that	that	SCONJ
hassl-744	80	3	farming	farming	NOUN
hassl-744	80	4	activities	activity	NOUN
hassl-744	80	5	have	have	AUX
hassl-744	80	6	season	season	NOUN
hassl-744	80	7	and	and	CCONJ
hassl-744	80	8	timing	timing	NOUN
hassl-744	80	9	which	which	PRON
hassl-744	80	10	if	if	SCONJ
hassl-744	80	11	hinder	hinder	NOUN
hassl-744	80	12	,	,	PUNCT
hassl-744	80	13	could	could	AUX
hassl-744	80	14	result	result	VERB
hassl-744	80	15	to	to	ADP
hassl-744	80	16	non	non	ADJ
hassl-744	80	17	-	-	NOUN
hassl-744	80	18	utilization	utilization	NOUN
hassl-744	80	19	of	of	ADP
hassl-744	80	20	the	the	DET
hassl-744	80	21	fund	fund	NOUN
hassl-744	80	22	acquired	acquire	VERB
hassl-744	80	23	.	.	PUNCT
hassl-744	81	1	hence	hence	ADV
hassl-744	81	2	,	,	PUNCT
hassl-744	81	3	fund	fund	NOUN
hassl-744	81	4	could	could	AUX
hassl-744	81	5	be	be	AUX
hassl-744	81	6	diverted	divert	VERB
hassl-744	81	7	due	due	ADJ
hassl-744	81	8	to	to	ADP
hassl-744	81	9	the	the	DET
hassl-744	81	10	fact	fact	NOUN
hassl-744	81	11	that	that	SCONJ
hassl-744	81	12	the	the	DET
hassl-744	81	13	farmer	farmer	NOUN
hassl-744	81	14	was	be	AUX
hassl-744	81	15	granted	grant	VERB
hassl-744	81	16	loan	loan	NOUN
hassl-744	81	17	(	(	PUNCT
hassl-744	81	18	that	that	PRON
hassl-744	81	19	was	be	AUX
hassl-744	81	20	applied	apply	VERB
hassl-744	81	21	in	in	ADP
hassl-744	81	22	due	due	ADJ
hassl-744	81	23	season	season	NOUN
hassl-744	81	24	)	)	PUNCT
hassl-744	81	25	,	,	PUNCT
hassl-744	81	26	in	in	ADP
hassl-744	81	27	a	a	DET
hassl-744	81	28	period	period	NOUN
hassl-744	81	29	that	that	PRON
hassl-744	81	30	is	be	AUX
hassl-744	81	31	out	out	ADV
hassl-744	81	32	-	-	PUNCT
hassl-744	81	33	of	of	ADP
hassl-744	81	34	farming	farming	NOUN
hassl-744	81	35	season	season	NOUN
hassl-744	81	36	.	.	PUNCT
hassl-744	82	1	finally	finally	ADV
hassl-744	82	2	,	,	PUNCT
hassl-744	82	3	since	since	SCONJ
hassl-744	82	4	utilization	utilization	NOUN
hassl-744	82	5	is	be	AUX
hassl-744	82	6	significant	significant	ADJ
hassl-744	82	7	to	to	ADP
hassl-744	82	8	the	the	DET
hassl-744	82	9	realization	realization	NOUN
hassl-744	82	10	of	of	ADP
hassl-744	82	11	the	the	DET
hassl-744	82	12	objectives	objective	NOUN
hassl-744	82	13	of	of	ADP
hassl-744	82	14	micro	micro	ADJ
hassl-744	82	15	-	-	ADJ
hassl-744	82	16	lending	lending	ADJ
hassl-744	82	17	scheme	scheme	NOUN
hassl-744	82	18	,	,	PUNCT
hassl-744	82	19	farmer	farmer	NOUN
hassl-744	82	20	’s	’s	PART
hassl-744	82	21	awareness	awareness	NOUN
hassl-744	82	22	(	(	PUNCT
hassl-744	82	23	which	which	PRON
hassl-744	82	24	according	accord	VERB
hassl-744	82	25	to	to	ADP
hassl-744	82	26	the	the	DET
hassl-744	82	27	research	research	NOUN
hassl-744	82	28	findings	finding	NOUN
hassl-744	82	29	)	)	PUNCT
hassl-744	82	30	have	have	VERB
hassl-744	82	31	a	a	DET
hassl-744	82	32	positive	positive	ADJ
hassl-744	82	33	implication	implication	NOUN
hassl-744	82	34	to	to	ADP
hassl-744	82	35	this	this	DET
hassl-744	82	36	regards	regard	NOUN
hassl-744	82	37	.	.	PUNCT
hassl-744	83	1	engaging	engage	VERB
hassl-744	83	2	the	the	DET
hassl-744	83	3	services	service	NOUN
hassl-744	83	4	of	of	ADP
hassl-744	83	5	extension	extension	NOUN
hassl-744	83	6	officers	officer	NOUN
hassl-744	83	7	domicile	domicile	VERB
hassl-744	83	8	in	in	ADP
hassl-744	83	9	the	the	DET
hassl-744	83	10	various	various	ADJ
hassl-744	83	11	agricultural	agricultural	ADJ
hassl-744	83	12	zone	zone	NOUN
hassl-744	83	13	of	of	ADP
hassl-744	83	14	\respondents	\respondents	PROPN
hassl-744	83	15	,	,	PUNCT
hassl-744	83	16	or	or	CCONJ
hassl-744	83	17	more	more	ADV
hassl-744	83	18	still	still	ADV
hassl-744	83	19	informing	inform	VERB
hassl-744	83	20	extension	extension	NOUN
hassl-744	83	21	officers	officer	NOUN
hassl-744	83	22	of	of	ADP
hassl-744	83	23	any	any	DET
hassl-744	83	24	micro	micro	ADJ
hassl-744	83	25	-	-	ADJ
hassl-744	83	26	lending	lending	ADJ
hassl-744	83	27	scheme	scheme	NOUN
hassl-744	83	28	will	will	AUX
hassl-744	83	29	better	well	ADV
hassl-744	83	30	enhance	enhance	VERB
hassl-744	83	31	farmer	farmer	NOUN
hassl-744	83	32	’s	’s	PART
hassl-744	83	33	utilization	utilization	NOUN
hassl-744	83	34	/	/	SYM
hassl-744	83	35	access	access	NOUN
hassl-744	83	36	to	to	ADP
hassl-744	83	37	micro	micro	ADJ
hassl-744	83	38	-	-	ADJ
hassl-744	83	39	lending	lending	ADJ
hassl-744	83	40	scheme	scheme	NOUN
hassl-744	83	41	in	in	ADP
hassl-744	83	42	the	the	DET
hassl-744	83	43	study	study	NOUN
hassl-744	83	44	area	area	NOUN
hassl-744	83	45	.	.	PUNCT
hassl-744	84	1	4	4	X
hassl-744	84	2	.	.	X
hassl-744	84	3	conclusion	conclusion	NOUN
hassl-744	84	4	/	/	SYM
hassl-744	84	5	recommendation	recommendation	NOUN
hassl-744	84	6	in	in	ADP
hassl-744	84	7	this	this	DET
hassl-744	84	8	study	study	NOUN
hassl-744	84	9	we	we	PRON
hassl-744	84	10	investigate	investigate	VERB
hassl-744	84	11	the	the	DET
hassl-744	84	12	factors	factor	NOUN
hassl-744	84	13	that	that	PRON
hassl-744	84	14	influence	influence	NOUN
hassl-744	84	15	farmers	farmer	NOUN
hassl-744	84	16	’	'	PUNCT
hassl-744	84	17	access	access	NOUN
hassl-744	84	18	and	and	CCONJ
hassl-744	84	19	utilization	utilization	NOUN
hassl-744	84	20	of	of	ADP
hassl-744	84	21	microlending	microlending	NOUN
hassl-744	84	22	scheme	scheme	NOUN
hassl-744	84	23	in	in	ADP
hassl-744	84	24	cross	cross	PROPN
hassl-744	84	25	river	river	PROPN
hassl-744	84	26	state	state	NOUN
hassl-744	84	27	.	.	PUNCT
hassl-744	85	1	result	result	PROPN
hassl-744	85	2	implicated	implicate	VERB
hassl-744	85	3	gender	gender	NOUN
hassl-744	85	4	,	,	PUNCT
hassl-744	85	5	age	age	NOUN
hassl-744	85	6	,	,	PUNCT
hassl-744	85	7	access	access	NOUN
hassl-744	85	8	,	,	PUNCT
hassl-744	85	9	utilization	utilization	NOUN
hassl-744	85	10	,	,	PUNCT
hassl-744	85	11	time	time	NOUN
hassl-744	85	12	at	at	ADP
hassl-744	85	13	which	which	PRON
hassl-744	85	14	loan	loan	NOUN
hassl-744	85	15	was	be	AUX
hassl-744	85	16	granted	grant	VERB
hassl-744	85	17	as	as	ADV
hassl-744	85	18	well	well	ADV
hassl-744	85	19	as	as	ADP
hassl-744	85	20	farmers	farmer	NOUN
hassl-744	85	21	awareness	awareness	NOUN
hassl-744	85	22	of	of	ADP
hassl-744	85	23	micro	micro	ADJ
hassl-744	85	24	-	-	ADJ
hassl-744	85	25	lending	lending	ADJ
hassl-744	85	26	scheme	scheme	NOUN
hassl-744	85	27	as	as	ADP
hassl-744	85	28	factors	factor	NOUN
hassl-744	85	29	that	that	PRON
hassl-744	85	30	has	have	VERB
hassl-744	85	31	a	a	DET
hassl-744	85	32	significant	significant	ADJ
hassl-744	85	33	influence	influence	NOUN
hassl-744	85	34	on	on	ADP
hassl-744	85	35	accessing	access	VERB
hassl-744	85	36	and	and	CCONJ
hassl-744	85	37	utilizing	utilize	VERB
hassl-744	85	38	micro	micro	ADJ
hassl-744	85	39	-	-	ADJ
hassl-744	85	40	lending	lending	ADJ
hassl-744	85	41	scheme	scheme	NOUN
hassl-744	85	42	in	in	ADP
hassl-744	85	43	the	the	DET
hassl-744	85	44	study	study	NOUN
hassl-744	85	45	area	area	NOUN
hassl-744	85	46	.	.	PUNCT
hassl-744	86	1	hence	hence	ADV
hassl-744	86	2	,	,	PUNCT
hassl-744	86	3	humanities	humanity	NOUN
hassl-744	86	4	and	and	CCONJ
hassl-744	86	5	social	social	ADJ
hassl-744	86	6	sciences	science	NOUN
hassl-744	86	7	letters	letter	NOUN
hassl-744	86	8	,	,	PUNCT
hassl-744	86	9	2014	2014	NUM
hassl-744	86	10	,	,	PUNCT
hassl-744	86	11	2(2	2(2	NUM
hassl-744	86	12	):	):	PUNCT
hassl-744	86	13	72	72	NUM
hassl-744	86	14	-	-	SYM
hassl-744	86	15	80	80	NUM
hassl-744	86	16	77	77	NUM
hassl-744	86	17	©	©	PROPN
hassl-744	86	18	2014	2014	NUM
hassl-744	86	19	conscientia	conscientia	PROPN
hassl-744	86	20	beam	beam	PROPN
hassl-744	86	21	.	.	PUNCT
hassl-744	87	1	all	all	DET
hassl-744	87	2	rights	right	NOUN
hassl-744	87	3	reserved	reserve	VERB
hassl-744	87	4	access	access	NOUN
hassl-744	87	5	and	and	CCONJ
hassl-744	87	6	utilization	utilization	NOUN
hassl-744	87	7	have	have	VERB
hassl-744	87	8	the	the	DET
hassl-744	87	9	tendencies	tendency	NOUN
hassl-744	87	10	of	of	ADP
hassl-744	87	11	enhancing	enhance	VERB
hassl-744	87	12	micro	micro	ADJ
hassl-744	87	13	-	-	ADJ
hassl-744	87	14	lending	lending	ADJ
hassl-744	87	15	schemes	scheme	NOUN
hassl-744	87	16	in	in	ADP
hassl-744	87	17	the	the	DET
hassl-744	87	18	study	study	NOUN
hassl-744	87	19	area	area	NOUN
hassl-744	87	20	,	,	PUNCT
hassl-744	87	21	but	but	CCONJ
hassl-744	87	22	will	will	AUX
hassl-744	87	23	also	also	ADV
hassl-744	87	24	boast	boast	VERB
hassl-744	87	25	agricultural	agricultural	ADJ
hassl-744	87	26	enterprise	enterprise	NOUN
hassl-744	87	27	and	and	CCONJ
hassl-744	87	28	curb	curb	VERB
hassl-744	87	29	the	the	DET
hassl-744	87	30	current	current	ADJ
hassl-744	87	31	global	global	ADJ
hassl-744	87	32	food	food	NOUN
hassl-744	87	33	crisis	crisis	NOUN
hassl-744	87	34	.	.	PUNCT
hassl-744	88	1	the	the	DET
hassl-744	88	2	following	follow	VERB
hassl-744	88	3	policy	policy	NOUN
hassl-744	88	4	recommendations	recommendation	NOUN
hassl-744	88	5	will	will	AUX
hassl-744	88	6	address	address	VERB
hassl-744	88	7	the	the	DET
hassl-744	88	8	findings	finding	NOUN
hassl-744	88	9	of	of	ADP
hassl-744	88	10	the	the	DET
hassl-744	88	11	present	present	ADJ
hassl-744	88	12	study	study	NOUN
hassl-744	88	13	:	:	PUNCT
hassl-744	88	14	1	1	X
hassl-744	88	15	.	.	X
hassl-744	88	16	there	there	PRON
hassl-744	88	17	is	be	VERB
hassl-744	88	18	need	need	NOUN
hassl-744	88	19	to	to	PART
hassl-744	88	20	totally	totally	ADV
hassl-744	88	21	eliminate	eliminate	VERB
hassl-744	88	22	gender	gender	NOUN
hassl-744	88	23	clause	clause	NOUN
hassl-744	88	24	in	in	ADP
hassl-744	88	25	the	the	DET
hassl-744	88	26	operation	operation	NOUN
hassl-744	88	27	or	or	CCONJ
hassl-744	88	28	administration	administration	NOUN
hassl-744	88	29	of	of	ADP
hassl-744	88	30	micro	micro	ADJ
hassl-744	88	31	-	-	ADJ
hassl-744	88	32	lending	lending	ADJ
hassl-744	88	33	scheme	scheme	NOUN
hassl-744	88	34	in	in	ADP
hassl-744	88	35	the	the	DET
hassl-744	88	36	study	study	NOUN
hassl-744	88	37	area	area	NOUN
hassl-744	88	38	.	.	PUNCT
hassl-744	89	1	this	this	PRON
hassl-744	89	2	will	will	AUX
hassl-744	89	3	grant	grant	VERB
hassl-744	89	4	equal	equal	ADJ
hassl-744	89	5	access	access	NOUN
hassl-744	89	6	to	to	ADP
hassl-744	89	7	farmers	farmer	NOUN
hassl-744	89	8	for	for	SCONJ
hassl-744	89	9	increased	increase	VERB
hassl-744	89	10	out	out	ADV
hassl-744	89	11	-	-	PUNCT
hassl-744	89	12	put	put	NOUN
hassl-744	89	13	due	due	ADP
hassl-744	89	14	to	to	ADP
hassl-744	89	15	the	the	DET
hassl-744	89	16	fact	fact	NOUN
hassl-744	89	17	that	that	SCONJ
hassl-744	89	18	any	any	DET
hassl-744	89	19	form	form	NOUN
hassl-744	89	20	of	of	ADP
hassl-744	89	21	discrimination	discrimination	NOUN
hassl-744	89	22	among	among	ADP
hassl-744	89	23	farmers	farmer	NOUN
hassl-744	89	24	could	could	AUX
hassl-744	89	25	hinder	hinder	VERB
hassl-744	89	26	some	some	DET
hassl-744	89	27	female	female	ADJ
hassl-744	89	28	farmers	farmer	NOUN
hassl-744	89	29	from	from	ADP
hassl-744	89	30	meaningfully	meaningfully	ADV
hassl-744	89	31	engaging	engage	VERB
hassl-744	89	32	in	in	ADP
hassl-744	89	33	agricultural	agricultural	ADJ
hassl-744	89	34	enterprise	enterprise	NOUN
hassl-744	89	35	.	.	PUNCT
hassl-744	90	1	thus	thus	ADV
hassl-744	90	2	,	,	PUNCT
hassl-744	90	3	removing	remove	VERB
hassl-744	90	4	gender	gender	NOUN
hassl-744	90	5	clause	clause	NOUN
hassl-744	90	6	in	in	ADP
hassl-744	90	7	access	access	NOUN
hassl-744	90	8	and	and	CCONJ
hassl-744	90	9	utilization	utilization	NOUN
hassl-744	90	10	of	of	ADP
hassl-744	90	11	micro	micro	ADJ
hassl-744	90	12	lending	lending	NOUN
hassl-744	90	13	schemes	scheme	NOUN
hassl-744	90	14	in	in	ADP
hassl-744	90	15	the	the	DET
hassl-744	90	16	study	study	NOUN
hassl-744	90	17	area	area	NOUN
hassl-744	90	18	will	will	AUX
hassl-744	90	19	give	give	VERB
hassl-744	90	20	female	female	ADJ
hassl-744	90	21	farmers	farmer	NOUN
hassl-744	90	22	the	the	DET
hassl-744	90	23	opportunity	opportunity	NOUN
hassl-744	90	24	to	to	PART
hassl-744	90	25	effectively	effectively	ADV
hassl-744	90	26	participate	participate	VERB
hassl-744	90	27	in	in	ADP
hassl-744	90	28	agricultural	agricultural	ADJ
hassl-744	90	29	enterprise	enterprise	NOUN
hassl-744	90	30	.	.	PUNCT
hassl-744	91	1	2	2	X
hassl-744	91	2	.	.	X
hassl-744	91	3	there	there	PRON
hassl-744	91	4	is	be	VERB
hassl-744	91	5	need	need	NOUN
hassl-744	91	6	for	for	ADP
hassl-744	91	7	timely	timely	ADJ
hassl-744	91	8	release	release	NOUN
hassl-744	91	9	of	of	ADP
hassl-744	91	10	fund	fund	NOUN
hassl-744	91	11	to	to	ADP
hassl-744	91	12	farmers	farmer	NOUN
hassl-744	91	13	in	in	ADP
hassl-744	91	14	other	other	ADJ
hassl-744	91	15	to	to	PART
hassl-744	91	16	ensure	ensure	VERB
hassl-744	91	17	timely	timely	ADJ
hassl-744	91	18	preparation	preparation	NOUN
hassl-744	91	19	by	by	ADP
hassl-744	91	20	farmers	farmer	NOUN
hassl-744	91	21	to	to	PART
hassl-744	91	22	cultivate	cultivate	VERB
hassl-744	91	23	.	.	PUNCT
hassl-744	92	1	this	this	PRON
hassl-744	92	2	will	will	AUX
hassl-744	92	3	guarantee	guarantee	VERB
hassl-744	92	4	positive	positive	ADJ
hassl-744	92	5	turn	turn	NOUN
hassl-744	92	6	-	-	PUNCT
hassl-744	92	7	over	over	NOUN
hassl-744	92	8	in	in	ADP
hassl-744	92	9	farm	farm	NOUN
hassl-744	92	10	production	production	NOUN
hassl-744	92	11	,	,	PUNCT
hassl-744	92	12	enhance	enhance	VERB
hassl-744	92	13	timely	timely	ADJ
hassl-744	92	14	remittance	remittance	NOUN
hassl-744	92	15	,	,	PUNCT
hassl-744	92	16	as	as	ADV
hassl-744	92	17	well	well	ADV
hassl-744	92	18	as	as	ADP
hassl-744	92	19	address	address	VERB
hassl-744	92	20	the	the	DET
hassl-744	92	21	problem	problem	NOUN
hassl-744	92	22	of	of	ADP
hassl-744	92	23	non	non	NOUN
hassl-744	92	24	-	-	NOUN
hassl-744	92	25	repayment	repayment	NOUN
hassl-744	92	26	of	of	ADP
hassl-744	92	27	loans	loan	NOUN
hassl-744	92	28	by	by	ADP
hassl-744	92	29	the	the	DET
hassl-744	92	30	farmers	farmer	NOUN
hassl-744	92	31	.	.	PUNCT
hassl-744	93	1	3	3	X
hassl-744	93	2	.	.	X
hassl-744	93	3	awareness	awareness	NOUN
hassl-744	93	4	is	be	AUX
hassl-744	93	5	a	a	DET
hassl-744	93	6	positive	positive	ADJ
hassl-744	93	7	indicator	indicator	NOUN
hassl-744	93	8	for	for	ADP
hassl-744	93	9	access	access	NOUN
hassl-744	93	10	to	to	ADP
hassl-744	93	11	micro	micro	NOUN
hassl-744	93	12	-	-	NOUN
hassl-744	93	13	credit	credit	NOUN
hassl-744	93	14	.	.	PUNCT
hassl-744	94	1	therefore	therefore	ADV
hassl-744	94	2	,	,	PUNCT
hassl-744	94	3	engaging	engage	VERB
hassl-744	94	4	the	the	DET
hassl-744	94	5	services	service	NOUN
hassl-744	94	6	of	of	ADP
hassl-744	94	7	extension	extension	NOUN
hassl-744	94	8	officers	officer	NOUN
hassl-744	94	9	within	within	ADP
hassl-744	94	10	the	the	DET
hassl-744	94	11	loan	loan	NOUN
hassl-744	94	12	facility	facility	NOUN
hassl-744	94	13	will	will	AUX
hassl-744	94	14	better	well	ADV
hassl-744	94	15	enhance	enhance	VERB
hassl-744	94	16	farmer	farmer	NOUN
hassl-744	94	17	’s	’s	PART
hassl-744	94	18	access	access	NOUN
hassl-744	94	19	and	and	CCONJ
hassl-744	94	20	utilization	utilization	NOUN
hassl-744	94	21	of	of	ADP
hassl-744	94	22	loan	loan	NOUN
hassl-744	94	23	.	.	PUNCT
hassl-744	95	1	4	4	X
hassl-744	95	2	.	.	X
hassl-744	95	3	since	since	SCONJ
hassl-744	95	4	access	access	NOUN
hassl-744	95	5	is	be	AUX
hassl-744	95	6	significant	significant	ADJ
hassl-744	95	7	to	to	ADP
hassl-744	95	8	utilization	utilization	NOUN
hassl-744	95	9	,	,	PUNCT
hassl-744	95	10	organizing	organize	VERB
hassl-744	95	11	farmers	farmer	NOUN
hassl-744	95	12	and	and	CCONJ
hassl-744	95	13	building	build	VERB
hassl-744	95	14	their	their	PRON
hassl-744	95	15	capacities	capacity	NOUN
hassl-744	95	16	on	on	ADP
hassl-744	95	17	business	business	NOUN
hassl-744	95	18	development	development	NOUN
hassl-744	95	19	and	and	CCONJ
hassl-744	95	20	management	management	NOUN
hassl-744	95	21	,	,	PUNCT
hassl-744	95	22	work	work	NOUN
hassl-744	95	23	plan	plan	NOUN
hassl-744	95	24	and	and	CCONJ
hassl-744	95	25	proposal	proposal	NOUN
hassl-744	95	26	development	development	NOUN
hassl-744	95	27	,	,	PUNCT
hassl-744	95	28	improve	improve	VERB
hassl-744	95	29	breed	breed	NOUN
hassl-744	95	30	and	and	CCONJ
hassl-744	95	31	seed	seed	NOUN
hassl-744	95	32	will	will	AUX
hassl-744	95	33	not	not	PART
hassl-744	95	34	only	only	ADV
hassl-744	95	35	address	address	VERB
hassl-744	95	36	the	the	DET
hassl-744	95	37	issues	issue	NOUN
hassl-744	95	38	if	if	SCONJ
hassl-744	95	39	non	non	NOUN
hassl-744	95	40	-	-	NOUN
hassl-744	95	41	repayment	repayment	NOUN
hassl-744	95	42	of	of	ADP
hassl-744	95	43	loan	loan	NOUN
hassl-744	95	44	,	,	PUNCT
hassl-744	95	45	but	but	CCONJ
hassl-744	95	46	will	will	AUX
hassl-744	95	47	improve	improve	VERB
hassl-744	95	48	the	the	DET
hassl-744	95	49	agricultural	agricultural	ADJ
hassl-744	95	50	sector	sector	NOUN
hassl-744	95	51	and	and	CCONJ
hassl-744	95	52	contribute	contribute	VERB
hassl-744	95	53	significantly	significantly	ADV
hassl-744	95	54	to	to	PART
hassl-744	95	55	address	address	VERB
hassl-744	95	56	the	the	DET
hassl-744	95	57	global	global	ADJ
hassl-744	95	58	food	food	NOUN
hassl-744	95	59	crisis	crisis	NOUN
hassl-744	95	60	.	.	PUNCT
hassl-744	96	1	references	reference	NOUN
hassl-744	96	2	adb	adb	PROPN
hassl-744	96	3	,	,	PUNCT
hassl-744	96	4	2005	2005	NUM
hassl-744	96	5	.	.	PUNCT
hassl-744	97	1	microfinance	microfinance	NOUN
hassl-744	97	2	development	development	NOUN
hassl-744	97	3	strategy	strategy	NOUN
hassl-744	97	4	update	update	NOUN
hassl-744	97	5	.	.	PUNCT
hassl-744	98	1	manila	manila	PROPN
hassl-744	98	2	:	:	PUNCT
hassl-744	98	3	asian	asian	PROPN
hassl-744	98	4	development	development	PROPN
hassl-744	98	5	bank	bank	PROPN
hassl-744	98	6	.	.	PUNCT
hassl-744	99	1	available	available	ADJ
hassl-744	99	2	from	from	ADP
hassl-744	99	3	http://www.adb.org/documents/policies/microfinance/microfinance0100.asp?p=microfnc	http://www.adb.org/documents/policies/microfinance/microfinance0100.asp?p=microfnc	PROPN
hassl-744	99	4	[	[	X
hassl-744	99	5	accessed	access	VERB
hassl-744	99	6	october	october	PROPN
hassl-744	99	7	9	9	NUM
hassl-744	99	8	,	,	PUNCT
hassl-744	99	9	2013	2013	NUM
hassl-744	99	10	]	]	PUNCT
hassl-744	99	11	.	.	PUNCT
hassl-744	100	1	adebosin	adebosin	PROPN
hassl-744	100	2	,	,	PUNCT
hassl-744	100	3	w.g	w.g	PROPN
hassl-744	100	4	.	.	PROPN
hassl-744	100	5	,	,	PUNCT
hassl-744	100	6	a.a	a.a	PROPN
hassl-744	100	7	.	.	PROPN
hassl-744	100	8	adebayo	adebayo	PROPN
hassl-744	100	9	,	,	PUNCT
hassl-744	100	10	w.m	w.m	PROPN
hassl-744	100	11	.	.	PROPN
hassl-744	100	12	ashagidigbi	ashagidigbi	PROPN
hassl-744	100	13	and	and	CCONJ
hassl-744	100	14	a.a	a.a	PROPN
hassl-744	100	15	.	.	PROPN
hassl-744	100	16	ayanwole	ayanwole	PROPN
hassl-744	100	17	,	,	PUNCT
hassl-744	100	18	2013	2013	NUM
hassl-744	100	19	.	.	PUNCT
hassl-744	101	1	determinants	determinant	NOUN
hassl-744	101	2	of	of	ADP
hassl-744	101	3	farmers	farmer	NOUN
hassl-744	101	4	’	’	PART
hassl-744	101	5	demand	demand	NOUN
hassl-744	101	6	for	for	ADP
hassl-744	101	7	micro	micro	ADJ
hassl-744	101	8	finance	finance	NOUN
hassl-744	101	9	:	:	PUNCT
hassl-744	101	10	the	the	DET
hassl-744	101	11	case	case	NOUN
hassl-744	101	12	of	of	ADP
hassl-744	101	13	a	a	DET
hassl-744	101	14	rural	rural	ADJ
hassl-744	101	15	community	community	NOUN
hassl-744	101	16	in	in	ADP
hassl-744	101	17	nigeria	nigeria	PROPN
hassl-744	101	18	.	.	PUNCT
hassl-744	102	1	journal	journal	PROPN
hassl-744	102	2	of	of	ADP
hassl-744	102	3	economics	economic	NOUN
hassl-744	102	4	and	and	CCONJ
hassl-744	102	5	sustainable	sustainable	ADJ
hassl-744	102	6	development	development	NOUN
hassl-744	102	7	,	,	PUNCT
hassl-744	102	8	4(5	4(5	PROPN
hassl-744	102	9	):	):	PUNCT
hassl-744	102	10	24	24	NUM
hassl-744	102	11	-	-	SYM
hassl-744	102	12	30	30	NUM
hassl-744	102	13	.	.	PUNCT
hassl-744	103	1	adegbite	adegbite	ADJ
hassl-744	103	2	,	,	PUNCT
hassl-744	103	3	d.a	d.a	PROPN
hassl-744	103	4	.	.	PROPN
hassl-744	103	5	,	,	PUNCT
hassl-744	103	6	2009	2009	NUM
hassl-744	103	7	.	.	PUNCT
hassl-744	104	1	repayment	repayment	NOUN
hassl-744	104	2	performance	performance	NOUN
hassl-744	104	3	of	of	ADP
hassl-744	104	4	beneficiaries	beneficiary	NOUN
hassl-744	104	5	of	of	ADP
hassl-744	104	6	ogun	ogun	PROPN
hassl-744	104	7	state	state	NOUN
hassl-744	104	8	agricultural	agricultural	ADJ
hassl-744	104	9	and	and	CCONJ
hassl-744	104	10	multi	multi	ADJ
hassl-744	104	11	-	-	ADJ
hassl-744	104	12	purpose	purpose	NOUN
hassl-744	104	13	credit	credit	NOUN
hassl-744	104	14	agency	agency	NOUN
hassl-744	104	15	(	(	PUNCT
hassl-744	104	16	osamca	osamca	PROPN
hassl-744	104	17	)	)	PUNCT
hassl-744	104	18	.	.	PUNCT
hassl-744	105	1	america	america	PROPN
hassl-744	105	2	-	-	PUNCT
hassl-744	105	3	european	european	PROPN
hassl-744	105	4	journal	journal	PROPN
hassl-744	105	5	of	of	ADP
hassl-744	105	6	sustainable	sustainable	ADJ
hassl-744	105	7	agriculture	agriculture	NOUN
hassl-744	105	8	,	,	PUNCT
hassl-744	105	9	3(1	3(1	NUM
hassl-744	105	10	):	):	PUNCT
hassl-744	105	11	117	117	NUM
hassl-744	105	12	-	-	SYM
hassl-744	105	13	127	127	NUM
hassl-744	105	14	.	.	PUNCT
hassl-744	106	1	adeyeye	adeyeye	PROPN
hassl-744	106	2	,	,	PUNCT
hassl-744	106	3	v.a	v.a	PROPN
hassl-744	106	4	.	.	PROPN
hassl-744	106	5	,	,	PUNCT
hassl-744	106	6	2003	2003	NUM
hassl-744	106	7	.	.	PUNCT
hassl-744	107	1	impact	impact	NOUN
hassl-744	107	2	of	of	ADP
hassl-744	107	3	cooperative	cooperative	NOUN
hassl-744	107	4	-	-	PUNCT
hassl-744	107	5	based	base	VERB
hassl-744	107	6	ngos	ngo	NOUN
hassl-744	107	7	on	on	ADP
hassl-744	107	8	rural	rural	ADJ
hassl-744	107	9	poverty	poverty	NOUN
hassl-744	107	10	:	:	PUNCT
hassl-744	107	11	a	a	DET
hassl-744	107	12	case	case	NOUN
hassl-744	107	13	study	study	NOUN
hassl-744	107	14	of	of	ADP
hassl-744	107	15	farmers	farmers	PROPN
hassl-744	107	16	development	development	PROPN
hassl-744	107	17	union	union	PROPN
hassl-744	107	18	(	(	PUNCT
hassl-744	107	19	fadu	fadu	NOUN
hassl-744	107	20	)	)	PUNCT
hassl-744	107	21	in	in	ADP
hassl-744	107	22	osun	osun	PROPN
hassl-744	107	23	state	state	PROPN
hassl-744	107	24	,	,	PUNCT
hassl-744	107	25	nigeria	nigeria	PROPN
hassl-744	107	26	.	.	PUNCT
hassl-744	108	1	niser	niser	PROPN
hassl-744	108	2	(	(	PUNCT
hassl-744	108	3	nigerian	nigerian	PROPN
hassl-744	108	4	institute	institute	PROPN
hassl-744	108	5	of	of	ADP
hassl-744	108	6	social	social	ADJ
hassl-744	108	7	and	and	CCONJ
hassl-744	108	8	economic	economic	ADJ
hassl-744	108	9	research	research	NOUN
hassl-744	108	10	)	)	PUNCT
hassl-744	108	11	monograph	monograph	PROPN
hassl-744	108	12	series	series	PROPN
hassl-744	108	13	no	no	PROPN
hassl-744	108	14	.	.	PROPN
hassl-744	108	15	1	1	NUM
hassl-744	108	16	,	,	PUNCT
hassl-744	108	17	ibadan	ibadan	PROPN
hassl-744	108	18	:	:	PUNCT
hassl-744	108	19	niser	niser	PROPN
hassl-744	108	20	.	.	PUNCT
hassl-744	109	1	pp	pp	ADP
hassl-744	109	2	:	:	PUNCT
hassl-744	109	3	73	73	NUM
hassl-744	109	4	.	.	PUNCT
hassl-744	110	1	anderson	anderson	PROPN
hassl-744	110	2	,	,	PUNCT
hassl-744	110	3	d.	d.	PROPN
hassl-744	110	4	,	,	PUNCT
hassl-744	110	5	m.	m.	PROPN
hassl-744	110	6	maclellan	maclellan	PROPN
hassl-744	110	7	-	-	PUNCT
hassl-744	110	8	wright	wright	PROPN
hassl-744	110	9	and	and	CCONJ
hassl-744	110	10	s.	s.	PROPN
hassl-744	110	11	barbers	barber	NOUN
hassl-744	110	12	,	,	PUNCT
hassl-744	110	13	2007	2007	NUM
hassl-744	110	14	.	.	PUNCT
hassl-744	111	1	analysing	analyse	VERB
hassl-744	111	2	data	datum	NOUN
hassl-744	111	3	collected	collect	VERB
hassl-744	111	4	from	from	ADP
hassl-744	111	5	the	the	DET
hassl-744	111	6	community	community	NOUN
hassl-744	111	7	capacity	capacity	NOUN
hassl-744	111	8	building	build	VERB
hassl-744	111	9	toll	toll	NOUN
hassl-744	111	10	:	:	PUNCT
hassl-744	111	11	a	a	DET
hassl-744	111	12	manual	manual	NOUN
hassl-744	111	13	for	for	ADP
hassl-744	111	14	users	user	NOUN
hassl-744	111	15	.	.	PUNCT
hassl-744	112	1	public	public	ADJ
hassl-744	112	2	health	health	NOUN
hassl-744	112	3	agency	agency	PROPN
hassl-744	112	4	of	of	ADP
hassl-744	112	5	canada	canada	PROPN
hassl-744	112	6	.	.	PUNCT
hassl-744	113	1	http://www.adb.org/documents/policies/microfinance/microfinance0100.asp?p=microfnc	http://www.adb.org/documents/policies/microfinance/microfinance0100.asp?p=microfnc	PROPN
hassl-744	113	2	humanities	humanity	NOUN
hassl-744	113	3	and	and	CCONJ
hassl-744	113	4	social	social	ADJ
hassl-744	113	5	sciences	science	NOUN
hassl-744	113	6	letters	letter	NOUN
hassl-744	113	7	,	,	PUNCT
hassl-744	113	8	2014	2014	NUM
hassl-744	113	9	,	,	PUNCT
hassl-744	113	10	2(2	2(2	NUM
hassl-744	113	11	):	):	PUNCT
hassl-744	113	12	72	72	NUM
hassl-744	113	13	-	-	SYM
hassl-744	113	14	80	80	NUM
hassl-744	113	15	78	78	NUM
hassl-744	113	16	©	©	PROPN
hassl-744	113	17	2014	2014	NUM
hassl-744	113	18	conscientia	conscientia	PROPN
hassl-744	113	19	beam	beam	PROPN
hassl-744	113	20	.	.	PUNCT
hassl-744	114	1	all	all	DET
hassl-744	114	2	rights	right	NOUN
hassl-744	114	3	reserved	reserve	VERB
hassl-744	114	4	anyiro	anyiro	PROPN
hassl-744	114	5	,	,	PUNCT
hassl-744	114	6	c.o	c.o	PROPN
hassl-744	114	7	.	.	PROPN
hassl-744	114	8	and	and	CCONJ
hassl-744	114	9	b.n	b.n	PROPN
hassl-744	114	10	.	.	PROPN
hassl-744	114	11	oriaku	oriaku	PROPN
hassl-744	114	12	,	,	PUNCT
hassl-744	114	13	2011	2011	NUM
hassl-744	114	14	.	.	PUNCT
hassl-744	115	1	access	access	NOUN
hassl-744	115	2	to	to	ADP
hassl-744	115	3	and	and	CCONJ
hassl-744	115	4	investment	investment	NOUN
hassl-744	115	5	of	of	ADP
hassl-744	115	6	formal	formal	ADJ
hassl-744	115	7	micro	micro	ADJ
hassl-744	115	8	credit	credit	NOUN
hassl-744	115	9	by	by	ADP
hassl-744	115	10	small	small	ADJ
hassl-744	115	11	holder	holder	NOUN
hassl-744	115	12	farmers	farmer	NOUN
hassl-744	115	13	in	in	ADP
hassl-744	115	14	abia	abia	PROPN
hassl-744	115	15	state	state	PROPN
hassl-744	115	16	,	,	PUNCT
hassl-744	115	17	nigeria	nigeria	PROPN
hassl-744	115	18	.	.	PUNCT
hassl-744	116	1	a	a	DET
hassl-744	116	2	case	case	NOUN
hassl-744	116	3	study	study	NOUN
hassl-744	116	4	of	of	ADP
hassl-744	116	5	absu	absu	PROPN
hassl-744	116	6	micro	micro	PROPN
hassl-744	116	7	finance	finance	PROPN
hassl-744	116	8	bank	bank	PROPN
hassl-744	116	9	,	,	PUNCT
hassl-744	116	10	uturu	uturu	PROPN
hassl-744	116	11	.	.	PUNCT
hassl-744	117	1	the	the	DET
hassl-744	117	2	journal	journal	NOUN
hassl-744	117	3	of	of	ADP
hassl-744	117	4	agricultural	agricultural	ADJ
hassl-744	117	5	sciences	science	NOUN
hassl-744	117	6	,	,	PUNCT
hassl-744	117	7	6(2	6(2	NUM
hassl-744	117	8	):	):	PUNCT
hassl-744	117	9	69	69	NUM
hassl-744	117	10	-	-	SYM
hassl-744	117	11	76	76	NUM
hassl-744	117	12	.	.	PUNCT
hassl-744	117	13	attah	attah	PROPN
hassl-744	117	14	,	,	PUNCT
hassl-744	117	15	a.w	a.w	PROPN
hassl-744	117	16	.	.	PROPN
hassl-744	117	17	,	,	PUNCT
hassl-744	117	18	2012	2012	NUM
hassl-744	117	19	.	.	PUNCT
hassl-744	118	1	food	food	NOUN
hassl-744	118	2	security	security	NOUN
hassl-744	118	3	in	in	ADP
hassl-744	118	4	nigeria	nigeria	PROPN
hassl-744	118	5	:	:	PUNCT
hassl-744	118	6	the	the	DET
hassl-744	118	7	role	role	NOUN
hassl-744	118	8	of	of	ADP
hassl-744	118	9	peasant	peasant	ADJ
hassl-744	118	10	farmers	farmer	NOUN
hassl-744	118	11	in	in	ADP
hassl-744	118	12	nigeria	nigeria	PROPN
hassl-744	118	13	.	.	PUNCT
hassl-744	119	1	an	an	DET
hassl-744	119	2	international	international	ADJ
hassl-744	119	3	multidisciplinary	multidisciplinary	ADJ
hassl-744	119	4	journal	journal	NOUN
hassl-744	119	5	,	,	PUNCT
hassl-744	119	6	ethiopia	ethiopia	PROPN
hassl-744	119	7	,	,	PUNCT
hassl-744	119	8	6(4	6(4	NUM
hassl-744	119	9	):	):	PUNCT
hassl-744	119	10	173	173	NUM
hassl-744	119	11	-	-	SYM
hassl-744	119	12	190	190	NUM
hassl-744	119	13	.	.	PUNCT
hassl-744	120	1	diem	diem	PROPN
hassl-744	120	2	,	,	PUNCT
hassl-744	120	3	k.g	k.g	PROPN
hassl-744	120	4	.	.	PROPN
hassl-744	120	5	,	,	PUNCT
hassl-744	120	6	2002	2002	NUM
hassl-744	120	7	.	.	PUNCT
hassl-744	121	1	using	use	VERB
hassl-744	121	2	research	research	NOUN
hassl-744	121	3	methods	method	NOUN
hassl-744	121	4	to	to	PART
hassl-744	121	5	evaluate	evaluate	VERB
hassl-744	121	6	your	your	PRON
hassl-744	121	7	extension	extension	NOUN
hassl-744	121	8	programme	programme	NOUN
hassl-744	121	9	.	.	PUNCT
hassl-744	122	1	journal	journal	NOUN
hassl-744	122	2	of	of	ADP
hassl-744	122	3	extension	extension	NOUN
hassl-744	122	4	,	,	PUNCT
hassl-744	122	5	40(6	40(6	NOUN
hassl-744	122	6	):	):	PUNCT
hassl-744	122	7	1	1	NUM
hassl-744	122	8	8	8	NUM
hassl-744	122	9	.	.	PUNCT
hassl-744	123	1	ebewore	ebewore	PROPN
hassl-744	123	2	,	,	PUNCT
hassl-744	123	3	s.o	s.o	PROPN
hassl-744	123	4	.	.	PROPN
hassl-744	123	5	,	,	PUNCT
hassl-744	123	6	2010	2010	NUM
hassl-744	123	7	.	.	PUNCT
hassl-744	124	1	assessment	assessment	NOUN
hassl-744	124	2	of	of	ADP
hassl-744	124	3	loan	loan	NOUN
hassl-744	124	4	administration	administration	NOUN
hassl-744	124	5	by	by	ADP
hassl-744	124	6	micro	micro	PROPN
hassl-744	124	7	finance	finance	PROPN
hassl-744	124	8	bank	bank	PROPN
hassl-744	124	9	.	.	PUNCT
hassl-744	125	1	journal	journal	PROPN
hassl-744	125	2	of	of	ADP
hassl-744	125	3	research	research	NOUN
hassl-744	125	4	in	in	ADP
hassl-744	125	5	national	national	ADJ
hassl-744	125	6	development	development	NOUN
hassl-744	125	7	,	,	PUNCT
hassl-744	125	8	8(2	8(2	NUM
hassl-744	125	9	)	)	PUNCT
hassl-744	125	10	.	.	PUNCT
hassl-744	126	1	ehigiamusoe	ehigiamusoe	PROPN
hassl-744	126	2	,	,	PUNCT
hassl-744	126	3	e.o	e.o	PROPN
hassl-744	126	4	.	.	PROPN
hassl-744	126	5	,	,	PUNCT
hassl-744	126	6	2005	2005	NUM
hassl-744	126	7	.	.	PUNCT
hassl-744	127	1	microcredit	microcredit	NOUN
hassl-744	127	2	:	:	PUNCT
hassl-744	127	3	tool	tool	NOUN
hassl-744	127	4	for	for	ADP
hassl-744	127	5	poverty	poverty	NOUN
hassl-744	127	6	alleviation	alleviation	NOUN
hassl-744	127	7	.	.	PUNCT
hassl-744	128	1	a	a	DET
hassl-744	128	2	lead	lead	ADJ
hassl-744	128	3	paper	paper	NOUN
hassl-744	128	4	presented	present	VERB
hassl-744	128	5	at	at	ADP
hassl-744	128	6	the	the	DET
hassl-744	128	7	12th	12th	ADJ
hassl-744	128	8	annual	annual	ADJ
hassl-744	128	9	lapo	lapo	NOUN
hassl-744	128	10	development	development	PROPN
hassl-744	128	11	forum	forum	PROPN
hassl-744	128	12	in	in	ADP
hassl-744	128	13	benin	benin	PROPN
hassl-744	128	14	city	city	NOUN
hassl-744	128	15	on	on	ADP
hassl-744	128	16	monday	monday	PROPN
hassl-744	128	17	17th	17th	PROPN
hassl-744	128	18	october	october	PROPN
hassl-744	128	19	,	,	PUNCT
hassl-744	128	20	2005	2005	NUM
hassl-744	128	21	.	.	PUNCT
hassl-744	129	1	ekong	ekong	PROPN
hassl-744	129	2	,	,	PUNCT
hassl-744	129	3	e.e	e.e	PROPN
hassl-744	129	4	.	.	PROPN
hassl-744	129	5	,	,	PUNCT
hassl-744	129	6	2010	2010	NUM
hassl-744	129	7	.	.	PUNCT
hassl-744	130	1	rural	rural	ADJ
hassl-744	130	2	sociology	sociology	NOUN
hassl-744	130	3	:	:	PUNCT
hassl-744	130	4	an	an	DET
hassl-744	130	5	introduction	introduction	NOUN
hassl-744	130	6	.	.	PUNCT
hassl-744	131	1	uyo	uyo	NOUN
hassl-744	131	2	:	:	PUNCT
hassl-744	131	3	dove	dove	ADJ
hassl-744	131	4	.	.	PUNCT
hassl-744	132	1	enoma	enoma	NOUN
hassl-744	132	2	,	,	PUNCT
hassl-744	132	3	a.	a.	NOUN
hassl-744	132	4	,	,	PUNCT
hassl-744	132	5	2010	2010	NUM
hassl-744	132	6	.	.	PUNCT
hassl-744	133	1	agricultural	agricultural	ADJ
hassl-744	133	2	credit	credit	NOUN
hassl-744	133	3	and	and	CCONJ
hassl-744	133	4	economic	economic	ADJ
hassl-744	133	5	growth	growth	NOUN
hassl-744	133	6	in	in	ADP
hassl-744	133	7	nigeria	nigeria	PROPN
hassl-744	133	8	:	:	PUNCT
hassl-744	133	9	an	an	DET
hassl-744	133	10	empirical	empirical	ADJ
hassl-744	133	11	analysis	analysis	NOUN
hassl-744	133	12	.	.	PUNCT
hassl-744	133	13	journal	journal	NOUN
hassl-744	133	14	of	of	ADP
hassl-744	133	15	business	business	NOUN
hassl-744	133	16	and	and	CCONJ
hassl-744	133	17	economics	economic	NOUN
hassl-744	133	18	,	,	PUNCT
hassl-744	133	19	14(1	14(1	NUM
hassl-744	133	20	):	):	PUNCT
hassl-744	133	21	1	1	NUM
hassl-744	133	22	-	-	SYM
hassl-744	133	23	10	10	NUM
hassl-744	133	24	.	.	PUNCT
hassl-744	134	1	ihejiamaizu	ihejiamaizu	PROPN
hassl-744	134	2	,	,	PUNCT
hassl-744	134	3	e.c	e.c	PROPN
hassl-744	134	4	.	.	PROPN
hassl-744	134	5	,	,	PUNCT
hassl-744	134	6	2002	2002	NUM
hassl-744	134	7	.	.	PUNCT
hassl-744	135	1	issues	issue	NOUN
hassl-744	135	2	in	in	ADP
hassl-744	135	3	population	population	NOUN
hassl-744	135	4	policy	policy	NOUN
hassl-744	135	5	and	and	CCONJ
hassl-744	135	6	health	health	NOUN
hassl-744	135	7	care	care	PROPN
hassl-744	135	8	administration	administration	NOUN
hassl-744	135	9	.	.	PUNCT
hassl-744	136	1	calabar	calabar	PROPN
hassl-744	136	2	:	:	PUNCT
hassl-744	136	3	african	african	ADJ
hassl-744	136	4	scholars	scholar	NOUN
hassl-744	136	5	’	'	PUNCT
hassl-744	136	6	publishing	publish	VERB
hassl-744	136	7	company	company	NOUN
hassl-744	136	8	.	.	PUNCT
hassl-744	137	1	izugbara	izugbara	PROPN
hassl-744	137	2	,	,	PUNCT
hassl-744	137	3	c.	c.	NOUN
hassl-744	137	4	,	,	PUNCT
hassl-744	137	5	2004	2004	NUM
hassl-744	137	6	.	.	PUNCT
hassl-744	138	1	gendered	gendere	VERB
hassl-744	138	2	micro	micro	ADJ
hassl-744	138	3	-	-	ADJ
hassl-744	138	4	lending	lending	ADJ
hassl-744	138	5	schemes	scheme	NOUN
hassl-744	138	6	and	and	CCONJ
hassl-744	138	7	sustainable	sustainable	ADJ
hassl-744	138	8	women	woman	NOUN
hassl-744	138	9	’s	’s	PART
hassl-744	138	10	empowerment	empowerment	NOUN
hassl-744	138	11	in	in	ADP
hassl-744	138	12	nigeria	nigeria	PROPN
hassl-744	138	13	.	.	PUNCT
hassl-744	139	1	community	community	NOUN
hassl-744	139	2	development	development	PROPN
hassl-744	139	3	journal	journal	PROPN
hassl-744	139	4	,	,	PUNCT
hassl-744	139	5	39(1	39(1	NUM
hassl-744	139	6	):	):	PUNCT
hassl-744	139	7	72	72	NUM
hassl-744	139	8	-	-	SYM
hassl-744	139	9	84	84	NUM
hassl-744	139	10	.	.	PUNCT
hassl-744	140	1	lixin	lixin	PROPN
hassl-744	140	2	,	,	PUNCT
hassl-744	140	3	t.	t.	PROPN
hassl-744	140	4	,	,	PUNCT
hassl-744	140	5	2009	2009	NUM
hassl-744	140	6	.	.	PUNCT
hassl-744	141	1	study	study	NOUN
hassl-744	141	2	on	on	ADP
hassl-744	141	3	china	china	PROPN
hassl-744	141	4	’s	’s	PART
hassl-744	141	5	sustainable	sustainable	ADJ
hassl-744	141	6	development	development	NOUN
hassl-744	141	7	of	of	ADP
hassl-744	141	8	rural	rural	ADJ
hassl-744	141	9	micro	micro	NOUN
hassl-744	141	10	-	-	NOUN
hassl-744	141	11	credit	credit	NOUN
hassl-744	141	12	.	.	PUNCT
hassl-744	142	1	international	international	ADJ
hassl-744	142	2	journal	journal	PROPN
hassl-744	142	3	of	of	ADP
hassl-744	142	4	business	business	NOUN
hassl-744	142	5	management	management	NOUN
hassl-744	142	6	,	,	PUNCT
hassl-744	142	7	4(8	4(8	NUM
hassl-744	142	8	):	):	PUNCT
hassl-744	142	9	128	128	NUM
hassl-744	142	10	-	-	SYM
hassl-744	142	11	131	131	NUM
hassl-744	142	12	.	.	PUNCT
hassl-744	143	1	mesike	mesike	PROPN
hassl-744	143	2	,	,	PUNCT
hassl-744	143	3	c.s	c.s	PROPN
hassl-744	143	4	.	.	PROPN
hassl-744	143	5	and	and	CCONJ
hassl-744	143	6	r.n	r.n	PROPN
hassl-744	143	7	.	.	PROPN
hassl-744	143	8	okoh	okoh	PROPN
hassl-744	143	9	.	.	PUNCT
hassl-744	143	10	,	,	PUNCT
hassl-744	143	11	2008	2008	NUM
hassl-744	143	12	.	.	PUNCT
hassl-744	144	1	factors	factor	NOUN
hassl-744	144	2	influencing	influence	VERB
hassl-744	144	3	demand	demand	NOUN
hassl-744	144	4	for	for	ADP
hassl-744	144	5	credit	credit	NOUN
hassl-744	144	6	among	among	ADP
hassl-744	144	7	rubber	rubber	NOUN
hassl-744	144	8	small	small	ADJ
hassl-744	144	9	holders	holder	NOUN
hassl-744	144	10	in	in	ADP
hassl-744	144	11	edo	edo	PROPN
hassl-744	144	12	state	state	NOUN
hassl-744	144	13	.	.	PUNCT
hassl-744	145	1	nigeria	nigeria	PROPN
hassl-744	145	2	national	national	ADJ
hassl-744	145	3	rubber	rubber	PROPN
hassl-744	145	4	resources	resource	NOUN
hassl-744	145	5	,	,	PUNCT
hassl-744	145	6	21(1&2	21(1&2	NUM
hassl-744	145	7	):	):	PUNCT
hassl-744	145	8	32	32	NUM
hassl-744	145	9	-	-	SYM
hassl-744	145	10	37	37	NUM
hassl-744	145	11	.	.	PUNCT
hassl-744	146	1	meyer	meyer	PROPN
hassl-744	146	2	,	,	PUNCT
hassl-744	146	3	r.l	r.l	PROPN
hassl-744	146	4	.	.	PROPN
hassl-744	146	5	,	,	PUNCT
hassl-744	146	6	2010	2010	NUM
hassl-744	146	7	.	.	PUNCT
hassl-744	147	1	microcredit	microcredit	NOUN
hassl-744	147	2	and	and	CCONJ
hassl-744	147	3	agriculture	agriculture	NOUN
hassl-744	147	4	:	:	PUNCT
hassl-744	147	5	challenges	challenge	NOUN
hassl-744	147	6	,	,	PUNCT
hassl-744	147	7	successes	success	NOUN
hassl-744	147	8	and	and	CCONJ
hassl-744	147	9	prospects	prospect	NOUN
hassl-744	147	10	.	.	PUNCT
hassl-744	148	1	germany	germany	PROPN
hassl-744	148	2	:	:	PUNCT
hassl-744	148	3	german	german	ADJ
hassl-744	148	4	federal	federal	PROPN
hassl-744	148	5	ministry	ministry	PROPN
hassl-744	148	6	of	of	ADP
hassl-744	148	7	economic	economic	ADJ
hassl-744	148	8	cooperation	cooperation	NOUN
hassl-744	148	9	and	and	CCONJ
hassl-744	148	10	development	development	NOUN
hassl-744	148	11	.	.	PUNCT
hassl-744	149	1	nelson	nelson	PROPN
hassl-744	149	2	,	,	PUNCT
hassl-744	149	3	e.e	e.e	PROPN
hassl-744	149	4	.	.	PROPN
hassl-744	149	5	and	and	CCONJ
hassl-744	149	6	i.e.	i.e.	X
hassl-744	149	7	nelson	nelson	PROPN
hassl-744	149	8	,	,	PUNCT
hassl-744	149	9	2010	2010	NUM
hassl-744	149	10	.	.	PUNCT
hassl-744	150	1	micro	micro	ADJ
hassl-744	150	2	-	-	NOUN
hassl-744	150	3	credit	credit	NOUN
hassl-744	150	4	programmes	programme	NOUN
hassl-744	150	5	and	and	CCONJ
hassl-744	150	6	poverty	poverty	NOUN
hassl-744	150	7	alleviation	alleviation	NOUN
hassl-744	150	8	in	in	ADP
hassl-744	150	9	rural	rural	ADJ
hassl-744	150	10	nigeria	nigeria	PROPN
hassl-744	150	11	:	:	PUNCT
hassl-744	150	12	a	a	DET
hassl-744	150	13	case	case	NOUN
hassl-744	150	14	of	of	ADP
hassl-744	150	15	akwa	akwa	ADJ
hassl-744	150	16	ibom	ibom	ADJ
hassl-744	150	17	state	state	NOUN
hassl-744	150	18	.	.	PUNCT
hassl-744	151	1	international	international	ADJ
hassl-744	151	2	journal	journal	PROPN
hassl-744	151	3	of	of	ADP
hassl-744	151	4	economic	economic	ADJ
hassl-744	151	5	development	development	NOUN
hassl-744	151	6	research	research	NOUN
hassl-744	151	7	and	and	CCONJ
hassl-744	151	8	investment	investment	NOUN
hassl-744	151	9	,	,	PUNCT
hassl-744	151	10	1(2&3	1(2&3	NUM
hassl-744	151	11	):	):	PUNCT
hassl-744	151	12	168	168	NUM
hassl-744	151	13	-	-	SYM
hassl-744	151	14	180	180	NUM
hassl-744	151	15	.	.	PUNCT
hassl-744	152	1	nnadi	nnadi	PROPN
hassl-744	152	2	,	,	PUNCT
hassl-744	152	3	f.n	f.n	PROPN
hassl-744	152	4	.	.	PROPN
hassl-744	152	5	,	,	PUNCT
hassl-744	152	6	j.	j.	PROPN
hassl-744	152	7	chikaire	chikaire	PROPN
hassl-744	152	8	,	,	PUNCT
hassl-744	152	9	c.o	c.o	PROPN
hassl-744	152	10	.	.	PROPN
hassl-744	153	1	osuagwu	osuagwu	PROPN
hassl-744	153	2	,	,	PUNCT
hassl-744	153	3	r.a	r.a	PROPN
hassl-744	153	4	.	.	PROPN
hassl-744	153	5	ihenacho	ihenacho	PROPN
hassl-744	153	6	and	and	CCONJ
hassl-744	153	7	h.e	h.e	PROPN
hassl-744	153	8	.	.	PROPN
hassl-744	153	9	egwuonwu	egwuonwu	PROPN
hassl-744	153	10	,	,	PUNCT
hassl-744	153	11	2012	2012	NUM
hassl-744	153	12	.	.	PUNCT
hassl-744	154	1	mobilizing	mobilize	VERB
hassl-744	154	2	women	woman	NOUN
hassl-744	154	3	for	for	ADP
hassl-744	154	4	food	food	NOUN
hassl-744	154	5	security	security	NOUN
hassl-744	154	6	,	,	PUNCT
hassl-744	154	7	poverty	poverty	NOUN
hassl-744	154	8	reduction	reduction	NOUN
hassl-744	154	9	and	and	CCONJ
hassl-744	154	10	rural	rural	ADJ
hassl-744	154	11	development	development	NOUN
hassl-744	154	12	in	in	ADP
hassl-744	154	13	nigeria	nigeria	PROPN
hassl-744	154	14	:	:	PUNCT
hassl-744	154	15	the	the	DET
hassl-744	154	16	role	role	NOUN
hassl-744	154	17	of	of	ADP
hassl-744	154	18	land	land	NOUN
hassl-744	154	19	tenure	tenure	NOUN
hassl-744	154	20	rights	right	NOUN
hassl-744	154	21	.	.	PUNCT
hassl-744	155	1	greener	green	ADJ
hassl-744	155	2	journal	journal	NOUN
hassl-744	155	3	of	of	ADP
hassl-744	155	4	agricultural	agricultural	ADJ
hassl-744	155	5	sciences	science	NOUN
hassl-744	155	6	,	,	PUNCT
hassl-744	155	7	2(3	2(3	NUM
hassl-744	155	8	):	):	PUNCT
hassl-744	155	9	90	90	NUM
hassl-744	155	10	-	-	SYM
hassl-744	155	11	101	101	NUM
hassl-744	155	12	.	.	PUNCT
hassl-744	156	1	nwagbara	nwagbara	PROPN
hassl-744	156	2	,	,	PUNCT
hassl-744	156	3	e.n	e.n	PROPN
hassl-744	156	4	.	.	PROPN
hassl-744	156	5	,	,	PUNCT
hassl-744	156	6	2001	2001	NUM
hassl-744	156	7	.	.	PUNCT
hassl-744	157	1	doing	do	VERB
hassl-744	157	2	sociology	sociology	NOUN
hassl-744	157	3	:	:	PUNCT
hassl-744	157	4	the	the	DET
hassl-744	157	5	basic	basic	ADJ
hassl-744	157	6	elements	element	NOUN
hassl-744	157	7	of	of	ADP
hassl-744	157	8	social	social	ADJ
hassl-744	157	9	research	research	NOUN
hassl-744	157	10	.	.	PUNCT
hassl-744	158	1	calabar	calabar	PROPN
hassl-744	158	2	:	:	PUNCT
hassl-744	158	3	baye	baye	PROPN
hassl-744	158	4	communication	communication	NOUN
hassl-744	158	5	.	.	PUNCT
hassl-744	159	1	nwagboso	nwagboso	NOUN
hassl-744	159	2	,	,	PUNCT
hassl-744	159	3	i.c	i.c	PROPN
hassl-744	159	4	.	.	PROPN
hassl-744	159	5	,	,	PUNCT
hassl-744	159	6	2012	2012	NUM
hassl-744	159	7	.	.	PUNCT
hassl-744	160	1	rural	rural	ADJ
hassl-744	160	2	development	development	NOUN
hassl-744	160	3	as	as	ADP
hassl-744	160	4	strategy	strategy	NOUN
hassl-744	160	5	for	for	ADP
hassl-744	160	6	food	food	NOUN
hassl-744	160	7	security	security	NOUN
hassl-744	160	8	and	and	CCONJ
hassl-744	160	9	global	global	ADJ
hassl-744	160	10	peace	peace	NOUN
hassl-744	160	11	in	in	ADP
hassl-744	160	12	the	the	DET
hassl-744	160	13	21st	21st	ADJ
hassl-744	160	14	century	century	NOUN
hassl-744	160	15	.	.	PUNCT
hassl-744	161	1	mediterranean	mediterranean	PROPN
hassl-744	161	2	journal	journal	PROPN
hassl-744	161	3	of	of	ADP
hassl-744	161	4	social	social	ADJ
hassl-744	161	5	sciences	science	NOUN
hassl-744	161	6	,	,	PUNCT
hassl-744	161	7	3(2	3(2	NUM
hassl-744	161	8	):	):	PUNCT
hassl-744	161	9	377	377	NUM
hassl-744	161	10	-	-	SYM
hassl-744	161	11	390	390	NUM
hassl-744	161	12	.	.	PUNCT
hassl-744	161	13	nweze	nweze	PROPN
hassl-744	161	14	,	,	PUNCT
hassl-744	161	15	n.j	n.j	PROPN
hassl-744	161	16	.	.	PROPN
hassl-744	161	17	,	,	PUNCT
hassl-744	161	18	1991	1991	NUM
hassl-744	161	19	.	.	PUNCT
hassl-744	162	1	the	the	DET
hassl-744	162	2	role	role	NOUN
hassl-744	162	3	of	of	ADP
hassl-744	162	4	women	woman	NOUN
hassl-744	162	5	traditional	traditional	ADJ
hassl-744	162	6	savings	saving	NOUN
hassl-744	162	7	and	and	CCONJ
hassl-744	162	8	credit	credit	NOUN
hassl-744	162	9	co	co	NOUN
hassl-744	162	10	-	-	NOUN
hassl-744	162	11	operative	operative	ADJ
hassl-744	162	12	in	in	ADP
hassl-744	162	13	small	small	ADJ
hassl-744	162	14	holders	holder	NOUN
hassl-744	162	15	farm	farm	NOUN
hassl-744	162	16	development	development	NOUN
hassl-744	162	17	.	.	PUNCT
hassl-744	163	1	in	in	ADP
hassl-744	163	2	:	:	PUNCT
hassl-744	163	3	c.a	c.a	PROPN
hassl-744	163	4	.	.	PROPN
hassl-744	163	5	ogits	ogit	NOUN
hassl-744	163	6	(	(	PUNCT
hassl-744	163	7	eds	ed	NOUN
hassl-744	163	8	.	.	PUNCT
hassl-744	163	9	)	)	PUNCT
hassl-744	163	10	.	.	PUNCT
hassl-744	164	1	issues	issue	NOUN
hassl-744	164	2	in	in	ADP
hassl-744	164	3	africa	africa	PROPN
hassl-744	164	4	rural	rural	ADJ
hassl-744	164	5	development	development	NOUN
hassl-744	164	6	.	.	PUNCT
hassl-744	165	1	pp	pp	ADP
hassl-744	165	2	:	:	PUNCT
hassl-744	165	3	234	234	NUM
hassl-744	165	4	-	-	SYM
hassl-744	165	5	236	236	NUM
hassl-744	165	6	.	.	PUNCT
hassl-744	166	1	nzenwa	nzenwa	ADV
hassl-744	166	2	,	,	PUNCT
hassl-744	166	3	s.o.e	s.o.e	NOUN
hassl-744	166	4	.	.	PUNCT
hassl-744	166	5	,	,	PUNCT
hassl-744	166	6	2000	2000	NUM
hassl-744	166	7	.	.	PUNCT
hassl-744	167	1	micro	micro	NOUN
hassl-744	167	2	-	-	NOUN
hassl-744	167	3	credit	credit	NOUN
hassl-744	167	4	and	and	CCONJ
hassl-744	167	5	development	development	NOUN
hassl-744	167	6	,	,	PUNCT
hassl-744	167	7	poverty	poverty	NOUN
hassl-744	167	8	alleviation	alleviation	NOUN
hassl-744	167	9	in	in	ADP
hassl-744	167	10	nigeria	nigeria	PROPN
hassl-744	167	11	.	.	PUNCT
hassl-744	168	1	lagos	lago	NOUN
hassl-744	168	2	:	:	PUNCT
hassl-744	168	3	center	center	NOUN
hassl-744	168	4	for	for	ADP
hassl-744	168	5	development	development	NOUN
hassl-744	168	6	and	and	CCONJ
hassl-744	168	7	civil	civil	ADJ
hassl-744	168	8	education	education	NOUN
hassl-744	168	9	(	(	PUNCT
hassl-744	168	10	cecodev	cecodev	NOUN
hassl-744	168	11	)	)	PUNCT
hassl-744	168	12	.	.	PUNCT
hassl-744	169	1	humanities	humanity	NOUN
hassl-744	169	2	and	and	CCONJ
hassl-744	169	3	social	social	ADJ
hassl-744	169	4	sciences	science	NOUN
hassl-744	169	5	letters	letter	NOUN
hassl-744	169	6	,	,	PUNCT
hassl-744	169	7	2014	2014	NUM
hassl-744	169	8	,	,	PUNCT
hassl-744	169	9	2(2	2(2	NUM
hassl-744	169	10	):	):	PUNCT
hassl-744	169	11	72	72	NUM
hassl-744	169	12	-	-	SYM
hassl-744	169	13	80	80	NUM
hassl-744	169	14	79	79	NUM
hassl-744	169	15	©	©	PROPN
hassl-744	169	16	2014	2014	NUM
hassl-744	169	17	conscientia	conscientia	PROPN
hassl-744	169	18	beam	beam	PROPN
hassl-744	169	19	.	.	PUNCT
hassl-744	170	1	all	all	DET
hassl-744	170	2	rights	right	NOUN
hassl-744	170	3	reserved	reserve	VERB
hassl-744	170	4	ogujiuba	ogujiuba	NOUN
hassl-744	170	5	,	,	PUNCT
hassl-744	170	6	k.	k.	PROPN
hassl-744	170	7	,	,	PUNCT
hassl-744	170	8	j.	j.	PROPN
hassl-744	170	9	fadila	fadila	PROPN
hassl-744	170	10	and	and	CCONJ
hassl-744	170	11	n.	n.	PROPN
hassl-744	170	12	stiegler	stiegler	NOUN
hassl-744	170	13	,	,	PUNCT
hassl-744	170	14	2013	2013	NUM
hassl-744	170	15	.	.	PUNCT
hassl-744	171	1	challenges	challenge	NOUN
hassl-744	171	2	of	of	ADP
hassl-744	171	3	micro	micro	ADJ
hassl-744	171	4	finance	finance	NOUN
hassl-744	171	5	access	access	NOUN
hassl-744	171	6	in	in	ADP
hassl-744	171	7	nigeria	nigeria	PROPN
hassl-744	171	8	:	:	PUNCT
hassl-744	171	9	implications	implication	NOUN
hassl-744	171	10	for	for	ADP
hassl-744	171	11	entrepreneurship	entrepreneurship	NOUN
hassl-744	171	12	development	development	NOUN
hassl-744	171	13	.	.	PUNCT
hassl-744	172	1	mediterranean	mediterranean	PROPN
hassl-744	172	2	journal	journal	PROPN
hassl-744	172	3	of	of	ADP
hassl-744	172	4	social	social	ADJ
hassl-744	172	5	sciences	science	NOUN
hassl-744	172	6	,	,	PUNCT
hassl-744	172	7	4(6	4(6	NUM
hassl-744	172	8	):	):	PUNCT
hassl-744	172	9	611	611	NUM
hassl-744	172	10	-	-	SYM
hassl-744	172	11	618	618	NUM
hassl-744	172	12	.	.	PUNCT
hassl-744	173	1	oguntola	oguntola	PROPN
hassl-744	173	2	,	,	PUNCT
hassl-744	173	3	s.	s.	PROPN
hassl-744	173	4	,	,	PUNCT
hassl-744	173	5	2008	2008	NUM
hassl-744	173	6	.	.	PUNCT
hassl-744	174	1	food	food	NOUN
hassl-744	174	2	insecurity	insecurity	NOUN
hassl-744	174	3	more	more	ADV
hassl-744	174	4	evident	evident	ADJ
hassl-744	174	5	and	and	CCONJ
hassl-744	174	6	nigeria	nigeria	PROPN
hassl-744	174	7	is	be	AUX
hassl-744	174	8	no	no	DET
hassl-744	174	9	exception	exception	NOUN
hassl-744	174	10	nigerian	nigerian	PROPN
hassl-744	174	11	.	.	PUNCT
hassl-744	175	1	tribune	tribune	PROPN
hassl-744	175	2	tuesday	tuesday	PROPN
hassl-744	175	3	18	18	NUM
hassl-744	175	4	2008	2008	NUM
hassl-744	175	5	.	.	PUNCT
hassl-744	176	1	oji	oji	PROPN
hassl-744	176	2	,	,	PUNCT
hassl-744	176	3	k.o	k.o	PROPN
hassl-744	176	4	.	.	PROPN
hassl-744	176	5	,	,	PUNCT
hassl-744	176	6	2005	2005	NUM
hassl-744	176	7	.	.	PUNCT
hassl-744	177	1	policy	policy	NOUN
hassl-744	177	2	needs	need	NOUN
hassl-744	177	3	in	in	ADP
hassl-744	177	4	the	the	DET
hassl-744	177	5	micro	micro	ADJ
hassl-744	177	6	-	-	ADJ
hassl-744	177	7	finance	finance	ADJ
hassl-744	177	8	setter	setter	NOUN
hassl-744	177	9	:	:	PUNCT
hassl-744	177	10	the	the	DET
hassl-744	177	11	missing	miss	VERB
hassl-744	177	12	angle	angle	NOUN
hassl-744	177	13	in	in	ADP
hassl-744	177	14	policy	policy	NOUN
hassl-744	177	15	challenges	challenge	NOUN
hassl-744	177	16	for	for	ADP
hassl-744	177	17	micro	micro	ADJ
hassl-744	177	18	finance	finance	NOUN
hassl-744	177	19	design	design	NOUN
hassl-744	177	20	and	and	CCONJ
hassl-744	177	21	practice	practice	NOUN
hassl-744	177	22	in	in	ADP
hassl-744	177	23	nigeria	nigeria	PROPN
hassl-744	177	24	.	.	PUNCT
hassl-744	178	1	in	in	ADP
hassl-744	178	2	:	:	PUNCT
hassl-744	178	3	e.c	e.c	PROPN
hassl-744	178	4	.	.	PROPN
hassl-744	178	5	oboh	oboh	PROPN
hassl-744	178	6	,	,	PUNCT
hassl-744	178	7	s.	s.	PROPN
hassl-744	178	8	ukeje	ukeje	PROPN
hassl-744	178	9	,	,	PUNCT
hassl-744	178	10	c.	c.	PROPN
hassl-744	178	11	ibe	ibe	PROPN
hassl-744	178	12	,	,	PUNCT
hassl-744	178	13	and	and	CCONJ
hassl-744	178	14	k.	k.	PROPN
hassl-744	178	15	ikpo	ikpo	PROPN
hassl-744	178	16	(	(	PUNCT
hassl-744	178	17	eds	ed	NOUN
hassl-744	178	18	.	.	PUNCT
hassl-744	178	19	)	)	PUNCT
hassl-744	178	20	,	,	PUNCT
hassl-744	178	21	enugu	enugu	PROPN
hassl-744	178	22	forum	forum	PROPN
hassl-744	178	23	policy	policy	PROPN
hassl-744	178	24	paper	paper	NOUN
hassl-744	178	25	no	no	INTJ
hassl-744	178	26	.	.	NOUN
hassl-744	178	27	7	7	NUM
hassl-744	178	28	,	,	PUNCT
hassl-744	178	29	african	african	PROPN
hassl-744	178	30	institute	institute	NOUN
hassl-744	178	31	for	for	ADP
hassl-744	178	32	applied	applied	ADJ
hassl-744	178	33	economics	economic	NOUN
hassl-744	178	34	.	.	PUNCT
hassl-744	179	1	available	available	ADJ
hassl-744	179	2	online	online	ADV
hassl-744	179	3	at	at	ADP
hassl-744	179	4	:	:	PUNCT
hassl-744	179	5	http://www.aiaenigeria.org/publication/policypage7pdf	http://www.aiaenigeria.org/publication/policypage7pdf	X
hassl-744	179	6	.	.	PUNCT
hassl-744	180	1	okojie	okojie	PROPN
hassl-744	180	2	,	,	PUNCT
hassl-744	180	3	c.	c.	PROPN
hassl-744	180	4	,	,	PUNCT
hassl-744	180	5	a.n	a.n	PROPN
hassl-744	180	6	.	.	PROPN
hassl-744	180	7	monye	monye	PROPN
hassl-744	180	8	emma	emma	PROPN
hassl-744	180	9	,	,	PUNCT
hassl-744	180	10	k.	k.	PROPN
hassl-744	180	11	eghafona	eghafona	PROPN
hassl-744	180	12	,	,	PUNCT
hassl-744	180	13	g.	g.	PROPN
hassl-744	180	14	osaghae	osaghae	NOUN
hassl-744	180	15	and	and	CCONJ
hassl-744	180	16	j.o	j.o	PROPN
hassl-744	180	17	.	.	PROPN
hassl-744	180	18	ehiakhamen	ehiakhamen	PROPN
hassl-744	180	19	,	,	PUNCT
hassl-744	180	20	2010	2010	NUM
hassl-744	180	21	.	.	PUNCT
hassl-744	181	1	institutional	institutional	ADJ
hassl-744	181	2	environment	environment	NOUN
hassl-744	181	3	and	and	CCONJ
hassl-744	181	4	access	access	NOUN
hassl-744	181	5	to	to	ADP
hassl-744	181	6	micro	micro	NOUN
hassl-744	181	7	-	-	NOUN
hassl-744	181	8	finance	finance	NOUN
hassl-744	181	9	by	by	ADP
hassl-744	181	10	self	self	NOUN
hassl-744	181	11	-	-	PUNCT
hassl-744	181	12	employed	employ	VERB
hassl-744	181	13	women	woman	NOUN
hassl-744	181	14	in	in	ADP
hassl-744	181	15	the	the	DET
hassl-744	181	16	rural	rural	ADJ
hassl-744	181	17	areas	area	NOUN
hassl-744	181	18	of	of	ADP
hassl-744	181	19	edo	edo	PROPN
hassl-744	181	20	state	state	NOUN
hassl-744	181	21	.	.	PUNCT
hassl-744	182	1	nssp	nssp	PROPN
hassl-744	182	2	brief	brief	PROPN
hassl-744	182	3	no.4.washington	no.4.washington	PROPN
hassl-744	182	4	,	,	PUNCT
hassl-744	182	5	usa	usa	PROPN
hassl-744	182	6	:	:	PUNCT
hassl-744	182	7	international	international	ADJ
hassl-744	182	8	food	food	NOUN
hassl-744	182	9	policy	policy	NOUN
hassl-744	182	10	research	research	PROPN
hassl-744	182	11	institute	institute	NOUN
hassl-744	182	12	.	.	PUNCT
hassl-744	183	1	pp	pp	ADP
hassl-744	183	2	:	:	PUNCT
hassl-744	183	3	100	100	NUM
hassl-744	183	4	-	-	SYM
hassl-744	183	5	105	105	NUM
hassl-744	183	6	.	.	PUNCT
hassl-744	183	7	okon	okon	PROPN
hassl-744	183	8	,	,	PUNCT
hassl-744	183	9	d.p	d.p	PROPN
hassl-744	183	10	.	.	PROPN
hassl-744	183	11	,	,	PUNCT
hassl-744	183	12	n.a	n.a	PROPN
hassl-744	183	13	.	.	PROPN
hassl-744	183	14	etim	etim	PROPN
hassl-744	183	15	and	and	CCONJ
hassl-744	183	16	a.a.a	a.a.a	PROPN
hassl-744	183	17	.	.	PROPN
hassl-744	183	18	offiong	offiong	PROPN
hassl-744	183	19	,	,	PUNCT
hassl-744	183	20	2012	2012	NUM
hassl-744	183	21	.	.	PUNCT
hassl-744	184	1	impact	impact	NOUN
hassl-744	184	2	of	of	ADP
hassl-744	184	3	micro	micro	ADJ
hassl-744	184	4	credit	credit	NOUN
hassl-744	184	5	scheme	scheme	NOUN
hassl-744	184	6	on	on	ADP
hassl-744	184	7	rural	rural	ADJ
hassl-744	184	8	farmers	farmer	NOUN
hassl-744	184	9	in	in	ADP
hassl-744	184	10	akwa	akwa	ADJ
hassl-744	184	11	ibom	ibom	ADJ
hassl-744	184	12	state	state	NOUN
hassl-744	184	13	,	,	PUNCT
hassl-744	184	14	nigeria	nigeria	PROPN
hassl-744	184	15	.	.	PUNCT
hassl-744	185	1	journal	journal	PROPN
hassl-744	185	2	of	of	ADP
hassl-744	185	3	agriculture	agriculture	NOUN
hassl-744	185	4	and	and	CCONJ
hassl-744	185	5	social	social	ADJ
hassl-744	185	6	sciences	science	NOUN
hassl-744	185	7	,	,	PUNCT
hassl-744	185	8	8	8	NUM
hassl-744	185	9	:	:	SYM
hassl-744	185	10	65	65	NUM
hassl-744	185	11	-	-	SYM
hassl-744	185	12	68	68	NUM
hassl-744	185	13	.	.	PUNCT
hassl-744	186	1	oladeebo	oladeebo	NOUN
hassl-744	186	2	,	,	PUNCT
hassl-744	186	3	j.o	j.o	PROPN
hassl-744	186	4	.	.	PROPN
hassl-744	186	5	and	and	CCONJ
hassl-744	186	6	o.e	o.e	PROPN
hassl-744	186	7	.	.	PROPN
hassl-744	186	8	oladeebo	oladeebo	NOUN
hassl-744	186	9	,	,	PUNCT
hassl-744	186	10	2008	2008	NUM
hassl-744	186	11	.	.	PUNCT
hassl-744	187	1	determinants	determinant	NOUN
hassl-744	187	2	of	of	ADP
hassl-744	187	3	loan	loan	NOUN
hassl-744	187	4	repayment	repayment	NOUN
hassl-744	187	5	among	among	ADP
hassl-744	187	6	smallholders	smallholder	NOUN
hassl-744	187	7	farmers	farmer	NOUN
hassl-744	187	8	in	in	ADP
hassl-744	187	9	ogbomoso	ogbomoso	ADJ
hassl-744	187	10	agricultural	agricultural	ADJ
hassl-744	187	11	zone	zone	NOUN
hassl-744	187	12	of	of	ADP
hassl-744	187	13	oyo	oyo	NOUN
hassl-744	187	14	state	state	NOUN
hassl-744	187	15	,	,	PUNCT
hassl-744	187	16	nigeria	nigeria	PROPN
hassl-744	187	17	.	.	PUNCT
hassl-744	188	1	journal	journal	PROPN
hassl-744	188	2	of	of	ADP
hassl-744	188	3	agricultural	agricultural	ADJ
hassl-744	188	4	sciences	science	NOUN
hassl-744	188	5	,	,	PUNCT
hassl-744	188	6	17(1	17(1	NUM
hassl-744	188	7	):	):	PUNCT
hassl-744	188	8	59	59	NUM
hassl-744	188	9	-	-	SYM
hassl-744	188	10	62	62	NUM
hassl-744	188	11	.	.	PUNCT
hassl-744	189	1	onyeneke	onyeneke	ADJ
hassl-744	189	2	,	,	PUNCT
hassl-744	189	3	r.u	r.u	PROPN
hassl-744	189	4	.	.	PROPN
hassl-744	189	5	and	and	CCONJ
hassl-744	189	6	f.a	f.a	PROPN
hassl-744	189	7	.	.	PROPN
hassl-744	189	8	irou	irou	PROPN
hassl-744	189	9	,	,	PUNCT
hassl-744	189	10	2012	2012	NUM
hassl-744	189	11	.	.	PUNCT
hassl-744	190	1	socioeconomic	socioeconomic	ADJ
hassl-744	190	2	analysis	analysis	NOUN
hassl-744	190	3	of	of	ADP
hassl-744	190	4	the	the	DET
hassl-744	190	5	effect	effect	NOUN
hassl-744	190	6	of	of	ADP
hassl-744	190	7	microfinance	microfinance	NOUN
hassl-744	190	8	on	on	ADP
hassl-744	190	9	small	small	ADJ
hassl-744	190	10	-	-	PUNCT
hassl-744	190	11	scale	scale	NOUN
hassl-744	190	12	poultry	poultry	NOUN
hassl-744	190	13	production	production	NOUN
hassl-744	190	14	in	in	ADP
hassl-744	190	15	imo	imo	PROPN
hassl-744	190	16	state	state	PROPN
hassl-744	190	17	,	,	PUNCT
hassl-744	190	18	nigeria	nigeria	PROPN
hassl-744	190	19	.	.	PUNCT
hassl-744	191	1	agricultural	agricultural	ADJ
hassl-744	191	2	science	science	PROPN
hassl-744	191	3	research	research	NOUN
hassl-744	191	4	journal	journal	NOUN
hassl-744	191	5	,	,	PUNCT
hassl-744	191	6	2(2	2(2	NUM
hassl-744	191	7	):	):	PUNCT
hassl-744	191	8	84	84	NUM
hassl-744	191	9	-	-	SYM
hassl-744	191	10	91	91	NUM
hassl-744	191	11	.	.	PUNCT
hassl-744	192	1	oriola	oriola	PROPN
hassl-744	192	2	,	,	PUNCT
hassl-744	192	3	e.o	e.o	PROPN
hassl-744	192	4	.	.	PROPN
hassl-744	192	5	,	,	PUNCT
hassl-744	192	6	2009	2009	NUM
hassl-744	192	7	.	.	PUNCT
hassl-744	193	1	a	a	DET
hassl-744	193	2	framework	framework	NOUN
hassl-744	193	3	for	for	ADP
hassl-744	193	4	food	food	NOUN
hassl-744	193	5	security	security	NOUN
hassl-744	193	6	and	and	CCONJ
hassl-744	193	7	poverty	poverty	NOUN
hassl-744	193	8	reduction	reduction	NOUN
hassl-744	193	9	in	in	ADP
hassl-744	193	10	nigeria	nigeria	PROPN
hassl-744	193	11	.	.	PUNCT
hassl-744	194	1	european	european	PROPN
hassl-744	194	2	journal	journal	PROPN
hassl-744	194	3	of	of	ADP
hassl-744	194	4	social	social	ADJ
hassl-744	194	5	sciences	science	NOUN
hassl-744	194	6	,	,	PUNCT
hassl-744	194	7	8(1	8(1	NOUN
hassl-744	194	8	):	):	PUNCT
hassl-744	194	9	132	132	NUM
hassl-744	194	10	-	-	SYM
hassl-744	194	11	139	139	NUM
hassl-744	194	12	.	.	PUNCT
hassl-744	195	1	oruonye	oruonye	NOUN
hassl-744	195	2	,	,	PUNCT
hassl-744	195	3	e.d	e.d	PROPN
hassl-744	195	4	.	.	PROPN
hassl-744	195	5	and	and	CCONJ
hassl-744	195	6	y.n	y.n	PROPN
hassl-744	195	7	.	.	PROPN
hassl-744	195	8	musa	musa	PROPN
hassl-744	195	9	,	,	PUNCT
hassl-744	195	10	2012	2012	NUM
hassl-744	195	11	.	.	PUNCT
hassl-744	196	1	challenges	challenge	NOUN
hassl-744	196	2	of	of	ADP
hassl-744	196	3	small	small	ADJ
hassl-744	196	4	scale	scale	NOUN
hassl-744	196	5	farmers	farmer	NOUN
hassl-744	196	6	access	access	NOUN
hassl-744	196	7	to	to	ADP
hassl-744	196	8	micro	micro	ADJ
hassl-744	196	9	credit	credit	NOUN
hassl-744	196	10	(	(	PUNCT
hassl-744	196	11	bada	bada	PROPN
hassl-744	196	12	kaka	kaka	PROPN
hassl-744	196	13	)	)	PUNCT
hassl-744	196	14	in	in	ADP
hassl-744	196	15	gassol	gassol	PROPN
hassl-744	196	16	local	local	ADJ
hassl-744	196	17	government	government	NOUN
hassl-744	196	18	area	area	NOUN
hassl-744	196	19	,	,	PUNCT
hassl-744	196	20	taraba	taraba	NOUN
hassl-744	196	21	state	state	PROPN
hassl-744	196	22	,	,	PUNCT
hassl-744	196	23	nigeria	nigeria	PROPN
hassl-744	196	24	.	.	PUNCT
hassl-744	197	1	journal	journal	PROPN
hassl-744	197	2	of	of	ADP
hassl-744	197	3	agricultural	agricultural	ADJ
hassl-744	197	4	economics	economic	NOUN
hassl-744	197	5	and	and	CCONJ
hassl-744	197	6	development	development	NOUN
hassl-744	197	7	,	,	PUNCT
hassl-744	197	8	1(3	1(3	NUM
hassl-744	197	9	):	):	PUNCT
hassl-744	197	10	62	62	NUM
hassl-744	197	11	-	-	SYM
hassl-744	197	12	68	68	NUM
hassl-744	197	13	.	.	PUNCT
hassl-744	198	1	owojori	owojori	PROPN
hassl-744	198	2	,	,	PUNCT
hassl-744	198	3	a.a	a.a	PROPN
hassl-744	198	4	.	.	PROPN
hassl-744	198	5	and	and	CCONJ
hassl-744	198	6	o.	o.	PROPN
hassl-744	198	7	oyewole	oyewole	PROPN
hassl-744	198	8	,	,	PUNCT
hassl-744	198	9	2009	2009	NUM
hassl-744	198	10	.	.	PUNCT
hassl-744	199	1	micro	micro	ADJ
hassl-744	199	2	-	-	ADJ
hassl-744	199	3	credit	credit	NOUN
hassl-744	199	4	finance	finance	NOUN
hassl-744	199	5	and	and	CCONJ
hassl-744	199	6	the	the	DET
hassl-744	199	7	growth	growth	NOUN
hassl-744	199	8	of	of	ADP
hassl-744	199	9	agriculture	agriculture	NOUN
hassl-744	199	10	in	in	ADP
hassl-744	199	11	ogun	ogun	PROPN
hassl-744	199	12	state	state	PROPN
hassl-744	199	13	,	,	PUNCT
hassl-744	199	14	nigeria	nigeria	PROPN
hassl-744	199	15	.	.	PUNCT
hassl-744	200	1	continental	continental	PROPN
hassl-744	200	2	journal	journal	PROPN
hassl-744	200	3	of	of	ADP
hassl-744	200	4	agricultural	agricultural	ADJ
hassl-744	200	5	science	science	NOUN
hassl-744	200	6	,	,	PUNCT
hassl-744	200	7	3	3	NUM
hassl-744	200	8	:	:	SYM
hassl-744	200	9	47	47	NUM
hassl-744	200	10	-	-	SYM
hassl-744	200	11	57	57	NUM
hassl-744	200	12	.	.	PUNCT
hassl-744	201	1	park	park	NOUN
hassl-744	201	2	,	,	PUNCT
hassl-744	201	3	a.c	a.c	PROPN
hassl-744	201	4	.	.	PROPN
hassl-744	201	5	,	,	PUNCT
hassl-744	201	6	ren	ren	PROPN
hassl-744	201	7	and	and	CCONJ
hassl-744	201	8	s.	s.	PROPN
hassl-744	201	9	wang	wang	PROPN
hassl-744	201	10	,	,	PUNCT
hassl-744	201	11	2003	2003	NUM
hassl-744	201	12	.	.	PUNCT
hassl-744	202	1	micro	micro	NOUN
hassl-744	202	2	-	-	NOUN
hassl-744	202	3	finance	finance	ADJ
hassl-744	202	4	,	,	PUNCT
hassl-744	202	5	poverty	poverty	NOUN
hassl-744	202	6	alleviation	alleviation	NOUN
hassl-744	202	7	reform	reform	NOUN
hassl-744	202	8	in	in	ADP
hassl-744	202	9	china	china	PROPN
hassl-744	202	10	.	.	PUNCT
hassl-744	203	1	workshop	workshop	NOUN
hassl-744	203	2	on	on	ADP
hassl-744	203	3	rural	rural	ADJ
hassl-744	203	4	finance	finance	NOUN
hassl-744	203	5	and	and	CCONJ
hassl-744	203	6	credit	credit	NOUN
hassl-744	203	7	infrastructure	infrastructure	NOUN
hassl-744	203	8	in	in	ADP
hassl-744	203	9	china	china	PROPN
hassl-744	203	10	,	,	PUNCT
hassl-744	203	11	paris	paris	PROPN
hassl-744	203	12	,	,	PUNCT
hassl-744	203	13	france	france	PROPN
hassl-744	203	14	.	.	PUNCT
hassl-744	204	1	rweyemamu	rweyemamu	PROPN
hassl-744	204	2	,	,	PUNCT
hassl-744	204	3	d.c	d.c	PROPN
hassl-744	204	4	.	.	PROPN
hassl-744	204	5	,	,	PUNCT
hassl-744	204	6	m.p	m.p	PROPN
hassl-744	204	7	.	.	PROPN
hassl-744	204	8	kimaro	kimaro	PROPN
hassl-744	204	9	and	and	CCONJ
hassl-744	204	10	o.m	o.m	PROPN
hassl-744	204	11	.	.	PUNCT
hassl-744	205	1	urassa	urassa	NOUN
hassl-744	205	2	,	,	PUNCT
hassl-744	205	3	assessing	assess	VERB
hassl-744	205	4	micro	micro	ADJ
hassl-744	205	5	-	-	NOUN
hassl-744	205	6	finance	finance	ADJ
hassl-744	205	7	services	service	NOUN
hassl-744	205	8	in	in	ADP
hassl-744	205	9	agricultural	agricultural	ADJ
hassl-744	205	10	sector	sector	NOUN
hassl-744	205	11	development	development	NOUN
hassl-744	205	12	:	:	PUNCT
hassl-744	205	13	a	a	DET
hassl-744	205	14	case	case	NOUN
hassl-744	205	15	study	study	NOUN
hassl-744	205	16	of	of	ADP
hassl-744	205	17	semi	semi	ADJ
hassl-744	205	18	-	-	ADJ
hassl-744	205	19	formal	formal	ADJ
hassl-744	205	20	financial	financial	ADJ
hassl-744	205	21	institutions	institution	NOUN
hassl-744	205	22	in	in	ADP
hassl-744	205	23	tanzania	tanzania	PROPN
hassl-744	205	24	.	.	PUNCT
hassl-744	206	1	policy	policy	NOUN
hassl-744	206	2	brief	brief	NOUN
hassl-744	206	3	.	.	PUNCT
hassl-744	207	1	tanzania	tanzania	NOUN
hassl-744	207	2	:	:	PUNCT
hassl-744	207	3	economic	economic	ADJ
hassl-744	207	4	and	and	CCONJ
hassl-744	207	5	social	social	ADJ
hassl-744	207	6	research	research	NOUN
hassl-744	207	7	foundation	foundation	PROPN
hassl-744	207	8	.	.	PUNCT
hassl-744	208	1	udensi	udensi	PROPN
hassl-744	208	2	,	,	PUNCT
hassl-744	208	3	l.o	l.o	PROPN
hassl-744	208	4	.	.	PROPN
hassl-744	208	5	,	,	PUNCT
hassl-744	208	6	f.n	f.n	PROPN
hassl-744	208	7	.	.	PROPN
hassl-744	208	8	igbara	igbara	PROPN
hassl-744	208	9	,	,	PUNCT
hassl-744	208	10	j.k	j.k	PROPN
hassl-744	208	11	.	.	PROPN
hassl-744	208	12	paago	paago	PROPN
hassl-744	208	13	and	and	CCONJ
hassl-744	208	14	e.o	e.o	PROPN
hassl-744	208	15	.	.	PROPN
hassl-744	208	16	chieke	chieke	PROPN
hassl-744	208	17	,	,	PUNCT
hassl-744	208	18	2014	2014	NUM
hassl-744	208	19	.	.	PUNCT
hassl-744	209	1	the	the	DET
hassl-744	209	2	role	role	NOUN
hassl-744	209	3	of	of	ADP
hassl-744	209	4	craft	craft	NOUN
hassl-744	209	5	and	and	CCONJ
hassl-744	209	6	artisan	artisan	ADJ
hassl-744	209	7	cooperative	cooperative	ADJ
hassl-744	209	8	societies	society	NOUN
hassl-744	209	9	in	in	ADP
hassl-744	209	10	the	the	DET
hassl-744	209	11	socio	socio	NOUN
hassl-744	209	12	-	-	PUNCT
hassl-744	209	13	economic	economic	ADJ
hassl-744	209	14	advancement	advancement	NOUN
hassl-744	209	15	of	of	ADP
hassl-744	209	16	its	its	PRON
hassl-744	209	17	members	member	NOUN
hassl-744	209	18	in	in	ADP
hassl-744	209	19	abia	abia	PROPN
hassl-744	209	20	state	state	PROPN
hassl-744	209	21	,	,	PUNCT
hassl-744	209	22	nigeria	nigeria	PROPN
hassl-744	209	23	.	.	PUNCT
hassl-744	210	1	mediterranean	mediterranean	PROPN
hassl-744	210	2	journal	journal	PROPN
hassl-744	210	3	of	of	ADP
hassl-744	210	4	social	social	ADJ
hassl-744	210	5	sciences	science	NOUN
hassl-744	210	6	,	,	PUNCT
hassl-744	210	7	5(1	5(1	NUM
hassl-744	210	8	):	):	PUNCT
hassl-744	210	9	477489	477489	NUM
hassl-744	210	10	.	.	PUNCT
hassl-744	211	1	ugumba	ugumba	PROPN
hassl-744	211	2	,	,	PUNCT
hassl-744	211	3	c.o	c.o	PROPN
hassl-744	211	4	.	.	PROPN
hassl-744	211	5	and	and	CCONJ
hassl-744	211	6	j.f	j.f	PROPN
hassl-744	211	7	.	.	PROPN
hassl-744	211	8	omojola	omojola	PROPN
hassl-744	211	9	,	,	PUNCT
hassl-744	211	10	2013	2013	NUM
hassl-744	211	11	.	.	PUNCT
hassl-744	212	1	credit	credit	NOUN
hassl-744	212	2	access	access	NOUN
hassl-744	212	3	and	and	CCONJ
hassl-744	212	4	productivity	productivity	NOUN
hassl-744	212	5	growth	growth	NOUN
hassl-744	212	6	among	among	ADP
hassl-744	212	7	subsistence	subsistence	NOUN
hassl-744	212	8	food	food	NOUN
hassl-744	212	9	crop	crop	NOUN
hassl-744	212	10	farmers	farmer	NOUN
hassl-744	212	11	in	in	ADP
hassl-744	212	12	ikole	ikole	ADJ
hassl-744	212	13	local	local	ADJ
hassl-744	212	14	government	government	NOUN
hassl-744	212	15	area	area	NOUN
hassl-744	212	16	of	of	ADP
hassl-744	212	17	ekiti	ekiti	PROPN
hassl-744	212	18	state	state	PROPN
hassl-744	212	19	,	,	PUNCT
hassl-744	212	20	nigeria	nigeria	PROPN
hassl-744	212	21	.	.	PUNCT
hassl-744	213	1	arpn	arpn	VERB
hassl-744	213	2	journal	journal	PROPN
hassl-744	213	3	of	of	ADP
hassl-744	213	4	agricultural	agricultural	ADJ
hassl-744	213	5	and	and	CCONJ
hassl-744	213	6	biological	biological	ADJ
hassl-744	213	7	science	science	NOUN
hassl-744	213	8	,	,	PUNCT
hassl-744	213	9	8(4	8(4	NUM
hassl-744	213	10	):	):	PUNCT
hassl-744	213	11	351	351	NUM
hassl-744	213	12	-	-	SYM
hassl-744	213	13	356	356	NUM
hassl-744	213	14	.	.	PUNCT
hassl-744	214	1	ugwu	ugwu	ADV
hassl-744	214	2	,	,	PUNCT
hassl-744	214	3	c.s	c.s	PROPN
hassl-744	214	4	.	.	PROPN
hassl-744	214	5	,	,	PUNCT
hassl-744	214	6	micro	micro	ADJ
hassl-744	214	7	credit	credit	NOUN
hassl-744	214	8	as	as	ADP
hassl-744	214	9	a	a	DET
hassl-744	214	10	sustainable	sustainable	ADJ
hassl-744	214	11	economic	economic	ADJ
hassl-744	214	12	development	development	NOUN
hassl-744	214	13	and	and	CCONJ
hassl-744	214	14	poverty	poverty	NOUN
hassl-744	214	15	reduction	reduction	NOUN
hassl-744	214	16	tool	tool	NOUN
hassl-744	214	17	.	.	PUNCT
hassl-744	215	1	the	the	DET
hassl-744	215	2	enugu	enugu	PROPN
hassl-744	215	3	state	state	NOUN
hassl-744	215	4	experience	experience	NOUN
hassl-744	215	5	.	.	PUNCT
hassl-744	216	1	http://www.aiaenigeria.org/publication/policypage7pdf	http://www.aiaenigeria.org/publication/policypage7pdf	NOUN
hassl-744	216	2	humanities	humanity	NOUN
hassl-744	216	3	and	and	CCONJ
hassl-744	216	4	social	social	ADJ
hassl-744	216	5	sciences	science	NOUN
hassl-744	216	6	letters	letter	NOUN
hassl-744	216	7	,	,	PUNCT
hassl-744	216	8	2014	2014	NUM
hassl-744	216	9	,	,	PUNCT
hassl-744	216	10	2(2	2(2	NUM
hassl-744	216	11	):	):	PUNCT
hassl-744	216	12	72	72	NUM
hassl-744	216	13	-	-	SYM
hassl-744	216	14	80	80	NUM
hassl-744	216	15	80	80	NUM
hassl-744	216	16	©	©	PROPN
hassl-744	216	17	2014	2014	NUM
hassl-744	216	18	conscientia	conscientia	PROPN
hassl-744	216	19	beam	beam	PROPN
hassl-744	216	20	.	.	PUNCT
hassl-744	217	1	all	all	DET
hassl-744	217	2	rights	right	NOUN
hassl-744	217	3	reserved	reserve	VERB
hassl-744	217	4	appendix	appendix	NOUN
hassl-744	217	5	1	1	NUM
hassl-744	217	6	table-1	table-1	NUM
hassl-744	217	7	.	.	PUNCT
hassl-744	218	1	summary	summary	NOUN
hassl-744	218	2	of	of	ADP
hassl-744	218	3	the	the	DET
hassl-744	218	4	result	result	NOUN
hassl-744	218	5	of	of	ADP
hassl-744	218	6	respondent	respondent	NOUN
hassl-744	218	7	’s	’s	PART
hassl-744	218	8	responses	response	NOUN
hassl-744	218	9	for	for	ADP
hassl-744	218	10	variables	variable	NOUN
hassl-744	218	11	response	response	NOUN
hassl-744	218	12	mwv	mwv	PROPN
hassl-744	218	13	a	a	DET
hassl-744	218	14	gam	gam	NOUN
hassl-744	218	15	b	b	PROPN
hassl-744	218	16	dc	dc	PROPN
hassl-744	218	17	remarks	remark	VERB
hassl-744	218	18	d	d	NOUN
hassl-744	218	19	points	point	NOUN
hassl-744	218	20	scale	scale	NOUN
hassl-744	218	21	variables	variable	VERB
hassl-744	218	22	4	4	NUM
hassl-744	218	23	3	3	NUM
hassl-744	218	24	2	2	NUM
hassl-744	218	25	1	1	NUM
hassl-744	218	26	sa	sa	NOUN
hassl-744	218	27	a	a	PRON
hassl-744	218	28	d	d	NOUN
hassl-744	218	29	sd	sd	NOUN
hassl-744	218	30	gender	gender	NOUN
hassl-744	218	31	189	189	NUM
hassl-744	218	32	94	94	NUM
hassl-744	218	33	53	53	NUM
hassl-744	218	34	12	12	NUM
hassl-744	218	35	115.6	115.6	NUM
hassl-744	218	36	90.4	90.4	NUM
hassl-744	219	1	+25.2	+25.2	PRON
hassl-744	219	2	significant	significant	ADJ
hassl-744	219	3	religion	religion	NOUN
hassl-744	219	4	18	18	NUM
hassl-744	219	5	24	24	NUM
hassl-744	219	6	213	213	NUM
hassl-744	219	7	93	93	NUM
hassl-744	219	8	66.3	66.3	NUM
hassl-744	219	9	90.4	90.4	NUM
hassl-744	219	10	-24.1	-24.1	ADV
hassl-744	219	11	not	not	PART
hassl-744	219	12	significant	significant	ADJ
hassl-744	219	13	age	age	NOUN
hassl-744	219	14	24	24	NUM
hassl-744	219	15	193	193	NUM
hassl-744	219	16	74	74	NUM
hassl-744	219	17	57	57	NUM
hassl-744	219	18	88	88	NUM
hassl-744	219	19	90.4	90.4	NUM
hassl-744	219	20	-2.4	-2.4	NOUN
hassl-744	219	21	significant	significant	ADJ
hassl-744	219	22	years	year	NOUN
hassl-744	219	23	50	50	NUM
hassl-744	219	24	22	22	NUM
hassl-744	219	25	82	82	NUM
hassl-744	219	26	194	194	NUM
hassl-744	219	27	62.4	62.4	NUM
hassl-744	219	28	90.4	90.4	NUM
hassl-744	219	29	-28	-28	VERB
hassl-744	219	30	not	not	PART
hassl-744	219	31	significant	significant	ADJ
hassl-744	219	32	education	education	NOUN
hassl-744	219	33	6	6	NUM
hassl-744	219	34	49	49	NUM
hassl-744	219	35	105	105	NUM
hassl-744	219	36	188	188	NUM
hassl-744	219	37	46.9	46.9	NUM
hassl-744	219	38	90.4	90.4	NUM
hassl-744	219	39	-43.5	-43.5	PROPN
hassl-744	219	40	not	not	PART
hassl-744	219	41	significant	significant	ADJ
hassl-744	219	42	access	access	NOUN
hassl-744	219	43	165	165	NUM
hassl-744	219	44	124	124	NUM
hassl-744	219	45	31	31	NUM
hassl-744	219	46	28	28	NUM
hassl-744	219	47	112.2	112.2	NUM
hassl-744	219	48	90.4	90.4	NUM
hassl-744	219	49	21.8	21.8	NUM
hassl-744	219	50	significant	significant	ADJ
hassl-744	219	51	utilization	utilization	NOUN
hassl-744	219	52	84	84	NUM
hassl-744	219	53	216	216	NUM
hassl-744	219	54	2	2	NUM
hassl-744	219	55	46	46	NUM
hassl-744	219	56	103.4	103.4	NUM
hassl-744	219	57	90.4	90.4	NUM
hassl-744	219	58	13	13	NUM
hassl-744	219	59	significant	significant	ADJ
hassl-744	219	60	time	time	NOUN
hassl-744	219	61	219	219	NUM
hassl-744	219	62	94	94	NUM
hassl-744	219	63	9	9	NUM
hassl-744	219	64	26	26	NUM
hassl-744	219	65	120.2	120.2	NUM
hassl-744	219	66	90.4	90.4	NUM
hassl-744	219	67	29.8	29.8	NUM
hassl-744	219	68	significant	significant	ADJ
hassl-744	219	69	income	income	NOUN
hassl-744	219	70	3	3	NUM
hassl-744	219	71	52	52	NUM
hassl-744	219	72	199	199	NUM
hassl-744	219	73	94	94	NUM
hassl-744	219	74	66	66	NUM
hassl-744	219	75	90.4	90.4	NUM
hassl-744	219	76	-24.4	-24.4	NUM
hassl-744	219	77	not	not	PART
hassl-744	219	78	significant	significant	ADJ
hassl-744	219	79	awareness	awareness	NOUN
hassl-744	219	80	180	180	NUM
hassl-744	219	81	141	141	NUM
hassl-744	219	82	45	45	NUM
hassl-744	219	83	1	1	NUM
hassl-744	219	84	123.4	123.4	NUM
hassl-744	219	85	90.4	90.4	NUM
hassl-744	219	86	33	33	NUM
hassl-744	219	87	significant	significant	ADJ
hassl-744	219	88	∑	∑	PROPN
hassl-744	219	89	904.4	904.4	NUM
hassl-744	219	90	source	source	NOUN
hassl-744	219	91	:	:	PUNCT
hassl-744	219	92	field	field	NOUN
hassl-744	219	93	survey	survey	NOUN
hassl-744	219	94	,	,	PUNCT
hassl-744	219	95	2013	2013	NUM
hassl-744	219	96	a	a	DET
hassl-744	219	97	mwv	mwv	PROPN
hassl-744	219	98	=	=	NOUN
hassl-744	219	99	mean	mean	ADJ
hassl-744	219	100	weight	weight	NOUN
hassl-744	219	101	value	value	NOUN
hassl-744	219	102	;	;	PUNCT
hassl-744	219	103	b	b	X
hassl-744	219	104	gam	gam	NOUN
hassl-744	219	105	=	=	SYM
hassl-744	219	106	group	group	NOUN
hassl-744	219	107	arithmetic	arithmetic	NOUN
hassl-744	219	108	mean	mean	NOUN
hassl-744	219	109	;	;	PUNCT
hassl-744	219	110	c	c	X
hassl-744	219	111	d	d	PUNCT
hassl-744	219	112	=	=	NOUN
hassl-744	219	113	difference	difference	NOUN
hassl-744	219	114	;	;	PUNCT
hassl-744	219	115	d	d	X
hassl-744	219	116	significant	significant	ADJ
hassl-744	219	117	if	if	SCONJ
hassl-744	219	118	mwv	mwv	PROPN
hassl-744	219	119	is	be	AUX
hassl-744	219	120	greater	great	ADJ
hassl-744	219	121	than	than	ADP
hassl-744	219	122	gam	gam	NOUN
hassl-744	219	123	and	and	CCONJ
hassl-744	219	124	the	the	DET
hassl-744	219	125	difference	difference	NOUN
hassl-744	219	126	is	be	AUX
hassl-744	219	127	positive	positive	ADJ
hassl-744	219	128	,	,	PUNCT
hassl-744	219	129	not	not	PART
hassl-744	219	130	significant	significant	ADJ
hassl-744	219	131	if	if	SCONJ
hassl-744	219	132	mwv	mwv	PROPN
hassl-744	219	133	is	be	AUX
hassl-744	219	134	less	less	ADJ
hassl-744	219	135	than	than	ADP
hassl-744	219	136	gam	gam	NOUN
hassl-744	219	137	and	and	CCONJ
hassl-744	219	138	the	the	DET
hassl-744	219	139	difference	difference	NOUN
hassl-744	219	140	is	be	AUX
hassl-744	219	141	negative	negative	ADJ
hassl-744	219	142	.	.	PUNCT
hassl-744	220	1	views	view	NOUN
hassl-744	220	2	and	and	CCONJ
hassl-744	220	3	opinions	opinion	NOUN
hassl-744	220	4	expressed	express	VERB
hassl-744	220	5	in	in	ADP
hassl-744	220	6	this	this	DET
hassl-744	220	7	article	article	NOUN
hassl-744	220	8	are	be	AUX
hassl-744	220	9	the	the	DET
hassl-744	220	10	views	view	NOUN
hassl-744	220	11	and	and	CCONJ
hassl-744	220	12	opinions	opinion	NOUN
hassl-744	220	13	of	of	ADP
hassl-744	220	14	the	the	DET
hassl-744	220	15	author(s	author(s	NOUN
hassl-744	220	16	)	)	PUNCT
hassl-744	220	17	,	,	PUNCT
hassl-744	220	18	humanities	humanity	NOUN
hassl-744	220	19	and	and	CCONJ
hassl-744	220	20	social	social	ADJ
hassl-744	220	21	sciences	science	NOUN
hassl-744	220	22	letters	letter	NOUN
hassl-744	220	23	shall	shall	AUX
hassl-744	220	24	not	not	PART
hassl-744	220	25	be	be	AUX
hassl-744	220	26	responsible	responsible	ADJ
hassl-744	220	27	or	or	CCONJ
hassl-744	220	28	answerable	answerable	ADJ
hassl-744	220	29	for	for	ADP
hassl-744	220	30	any	any	DET
hassl-744	220	31	loss	loss	NOUN
hassl-744	220	32	,	,	PUNCT
hassl-744	220	33	damage	damage	NOUN
hassl-744	220	34	or	or	CCONJ
hassl-744	220	35	liability	liability	NOUN
hassl-744	220	36	etc	etc	X
hassl-744	220	37	.	.	X
hassl-744	220	38	caused	cause	VERB
hassl-744	220	39	in	in	ADP
hassl-744	220	40	relation	relation	NOUN
hassl-744	220	41	to	to	PART
hassl-744	220	42	/	/	PUNCT
hassl-744	220	43	arising	arise	VERB
hassl-744	220	44	out	out	ADP
hassl-744	220	45	of	of	ADP
hassl-744	220	46	the	the	DET
hassl-744	220	47	use	use	NOUN
hassl-744	220	48	of	of	ADP
hassl-744	220	49	the	the	DET
hassl-744	220	50	content	content	NOUN
hassl-744	220	51	.	.	PUNCT