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hassl-3974	orcid.org	https://orcid.org/0009-0009-4320-4293
hassl-3974	doi.org	https://doi.org/10.1108/cr-112023-0297
hassl-3974	doi.org	https://doi.org/10.1016/s00224359(03)00036-8
hassl-3974	doi.org	https://doi.org/10.1787/5k9csfs90fr4-en
hassl-3974	doi.org	https://doi.org/10.1086/209031
hassl-3974	doi.org	https://doi.org/10.1016/j.pacfin.2020.101481
hassl-3974	doi.org	https://doi.org/10.3390/ijfs10030066
hassl-3974	doi.org	https://doi.org/10.22437/jmk.v11i01.17273
hassl-3974	doi.org	https://doi.org/10.1016/j.ememar.2021.100846
hassl-3974	doi.org	https://doi.org/10.1891/1052-3073.26.2.129
hassl-3974	doi.org	https://doi.org/10.1186/s41937-019-0027-5
hassl-3974	doi.org	https://doi.org/10.3386/w17108
hassl-3974	doi.org	https://doi.org/10.2139/ssrn.3684265
hassl-3974	doi.org	https://doi.org/10.1108/cr-11-2023-0297
hassl-3974	doi.org	https://doi.org/10.1108/cr-11-2023-0297
hassl-3974	doi.org	https://doi.org/10.1016/s0022-4359(03)00036-8
hassl-3974	doi.org	https://doi.org/10.1016/s0022-4359(03)00036-8
hassl-3974	doi.org	https://doi.org/10.1787/5k9csfs90fr4-en
hassl-3974	doi.org	https://doi.org/10.1086/209031
hassl-3974	doi.org	https://doi.org/10.1016/j.pacfin.2020.101481
hassl-3974	doi.org	https://doi.org/10.3390/ijfs10030066
hassl-3974	doi.org	https://doi.org/10.22437/jmk.v11i01.17273
hassl-3974	doi.org	https://doi.org/10.1016/j.ememar.2021.100846
hassl-3974	doi.org	https://doi.org/10.1891/1052-3073.26.2.129
hassl-3974	doi.org	https://doi.org/10.1186/s41937-019-0027-5
hassl-3974	doi.org	https://doi.org/10.3386/w17108
hassl-3974	doi.org	https://doi.org/10.2139/ssrn.3684265
hassl-3974	doi.org	https://doi.org/10.1002/cfp2.1113
hassl-3974	merchantmachine.co.uk	https://merchantmachine.co.uk/mostreliant-on-cash
hassl-3974	www.adb.org	https://www.adb.org/publications/fintech-and-financial-literacy-viet-nam
hassl-3974	doi.org	https://doi.org/10.1016/j.rdf.2017.01.001
hassl-3974	doi.org	https://doi.org/10.24018/ejbmr.2021.6.5.1064
hassl-3974	doi.org	https://doi.org/10.3126/jbm.v5i0.27385
hassl-3974	doi.org	https://doi.org/10.1111/j.1745-6606.2010.01169.x
hassl-3974	doi.org	https://doi.org/10.1111/joca.12199
hassl-3974	doi.org	https://doi.org/10.1080/10438599.2020.1799142
hassl-3974	doi.org	https://doi.org/10.1108/ijbm-06-2021-0230
hassl-3974	doi.org	https://doi.org/10.1002/cfp2.1113
hassl-3974	merchantmachine.co.uk	https://merchantmachine.co.uk/most-reliant-on-cash
hassl-3974	merchantmachine.co.uk	https://merchantmachine.co.uk/most-reliant-on-cash
hassl-3974	www.adb.org	https://www.adb.org/publications/fintech-and-financial-literacy-viet-nam
hassl-3974	doi.org	https://doi.org/10.1016/j.rdf.2017.01.001
hassl-3974	doi.org	https://doi.org/10.24018/ejbmr.2021.6.5.1064
hassl-3974	doi.org	https://doi.org/10.3126/jbm.v5i0.27385
hassl-3974	doi.org	https://doi.org/10.1111/j.1745-6606.2010.01169.x
hassl-3974	doi.org	https://doi.org/10.1111/joca.12199
hassl-3974	doi.org	https://doi.org/10.1080/10438599.2020.1799142
hassl-3974	doi.org	https://doi.org/10.1108/ijbm-06-2021-0230
