id	keyword
hassl-4534	disasters
hassl-4534	risk
hassl-4534	credit
hassl-4534	study
hassl-4534	banks
hassl-4534	insurance
hassl-4534	loans
hassl-4534	variables
hassl-4534	impact
hassl-4534	credit risk
hassl-4534	banking
hassl-4534	global
hassl-4534	data