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ideas-5642	doi.org	https://doi.org/10.21831/cp.v39i3.33277
ideas-5642	doi.org	https://doi.org/10.1080/03075079.2019.1672642
ideas-5642	doi.org	https://doi.org/10.1007/s10956-024-10130-y
ideas-5642	doi.org	https://doi.org/10.15700/saje.v40n3a1743
ideas-5642	doi.org	https://doi.org/10.2307/3332707
ideas-5642	doi.org	https://doi.org/10.1186/s40561-022-00188-9
ideas-5642	doi.org	https://doi.org/10.1186/s12909-020-02273-4
ideas-5642	doi.org	https://doi.org/10.1007/s00521-021-06511-8
ideas-5642	doi.org	https://doi.org/10.1515/applirev-2022-0189
ideas-5642	doi.org	https://doi.org/10.3390/su132212504
ideas-5642	doi.org	https://doi.org/10.1111/desc.13389
ideas-5642	doi.org	https://doi.org/10.22219/jpbi.v4i2.5889
ideas-5642	doi.org	https://doi.org/10.1126/science.aao0185
ideas-5642	doi.org	https://doi.org/10.1097/acm.0000000000004598
ideas-5642	jurnal.polsri.ac.id	https://jurnal.polsri.ac.id/index.php/holistic/article/view/1849
ideas-5642	doi.org	https://doi.org/10.18488/journal.61.2020.83.498.510
ideas-5642	doi.org	https://doi.org/10.1007/s40271-019-00401-x
ideas-5642	doi.org	https://doi.org/10.1057/s41599-023-01525-0
ideas-5642	doi.org	https://doi.org/10.1038/s41562-021-01074-z
ideas-5642	doi.org	https://doi.org/10.32939/tarbawi.v17i2.1008
ideas-5642	doi.org	https://doi.org/10.1007/978-3-030-43620-9_32
ideas-5642	doi.org	https://doi.org/10.1515/ling-2020-0003
ideas-5642	doi.org	https://doi.org/10.1016/j.tsc.2024.101494
ideas-5642	doi.org	https://doi.org/10.1002/jocb.197
ideas-5642	doi.org	https://doi.org/10.1108/gkmc-032021-0040
ideas-5642	doi.org	https://doi.org/10.1080/00131911.2018.1441127
ideas-5642	c	http://www.americanbanker.com/issues/179_124/which-city-is-the-nextbig-fintech-hub-new-york-stakes-its-claim-10683451.html%5cnhttp://www.ncbi.nlm.nih.gov/pubmed/15003161%5cnhttp://c
ideas-5642	doi.org	https://doi.org/10.1017/s0261444823000332
ideas-5642	doi.org	https://doi.org/10.1007/s40171-021-00265-x
ideas-5642	doi.org	https://doi.org/10.1080/02580136.2016.1191853
ideas-5642	doi.org	https://doi.org/10.1016/j.tsc.2022.101019
ideas-5642	doi.org	https://doi.org/10.33751/jhss.v6i2.5392
ideas-5642	doi.org	https://doi.org/10.29333/iji.2021.14351a
ideas-5642	doi.org	https://doi.org/10.1080/00131857.2020.1773796
ideas-5642	doi.org	https://doi.org/10.1109/twc.2024.3409669