id	sid	tid	token	lemma	pos
ijosar-579	1	1	importance	importance	NOUN
ijosar-579	1	2	of	of	ADP
ijosar-579	1	3	the	the	DET
ijosar-579	1	4	msmes	msme	NOUN
ijosar-579	1	5	to	to	ADP
ijosar-579	1	6	the	the	DET
ijosar-579	1	7	economy	economy	NOUN
ijosar-579	1	8	:	:	PUNCT
ijosar-579	1	9	challenges	challenge	NOUN
ijosar-579	1	10	and	and	CCONJ
ijosar-579	1	11	measures	measure	NOUN
ijosar-579	1	12	by	by	ADP
ijosar-579	1	13	dr.t.vinila	dr.t.vinila	ADJ
ijosar-579	1	14	assistant	assistant	NOUN
ijosar-579	1	15	professor	professor	NOUN
ijosar-579	1	16	of	of	ADP
ijosar-579	1	17	commerce	commerce	PROPN
ijosar-579	1	18	smt.n.p.savitramma	smt.n.p.savitramma	NOUN
ijosar-579	1	19	govt	govt	NOUN
ijosar-579	1	20	degree	degree	NOUN
ijosar-579	1	21	college(g	college(g	PROPN
ijosar-579	1	22	)	)	PUNCT
ijosar-579	1	23	chittoor	chittoor	PROPN
ijosar-579	1	24	.	.	PUNCT
ijosar-579	2	1	email	email	NOUN
ijosar-579	2	2	:	:	PUNCT
ijosar-579	2	3	vinila_thadipalli@rediffmail.com	vinila_thadipalli@rediffmail.com	X
ijosar-579	2	4	international	international	PROPN
ijosar-579	2	5	journal	journal	NOUN
ijosar-579	2	6	of	of	ADP
ijosar-579	2	7	social	social	ADJ
ijosar-579	2	8	science	science	NOUN
ijosar-579	2	9	and	and	CCONJ
ijosar-579	2	10	humanities	humanity	NOUN
ijosar-579	2	11	research	research	VERB
ijosar-579	2	12	ijointernational	ijointernational	ADJ
ijosar-579	2	13	journal	journal	NOUN
ijosar-579	2	14	of	of	ADP
ijosar-579	2	15	social	social	ADJ
ijosar-579	2	16	science	science	NOUN
ijosar-579	2	17	and	and	CCONJ
ijosar-579	2	18	humanities	humanity	NOUN
ijosar-579	2	19	research	research	NOUN
ijosar-579	2	20	(	(	PUNCT
ijosar-579	2	21	issn	issn	PROPN
ijosar-579	2	22	2811	2811	NUM
ijosar-579	2	23	-	-	SYM
ijosar-579	2	24	2466	2466	NUM
ijosar-579	2	25	)	)	PUNCT
ijosar-579	2	26	volume	volume	NOUN
ijosar-579	2	27	5	5	NUM
ijosar-579	2	28	|	|	NOUN
ijosar-579	2	29	issue	issue	NOUN
ijosar-579	2	30	08	08	NUM
ijosar-579	3	1	|	|	CCONJ
ijosar-579	3	2	august	august	PROPN
ijosar-579	3	3	2022	2022	NUM
ijosar-579	3	4	|	|	ADV
ijosar-579	3	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	3	6	52	52	NUM
ijosar-579	3	7	importance	importance	NOUN
ijosar-579	3	8	of	of	ADP
ijosar-579	3	9	the	the	DET
ijosar-579	3	10	msmes	msme	NOUN
ijosar-579	3	11	to	to	ADP
ijosar-579	3	12	the	the	DET
ijosar-579	3	13	economy	economy	NOUN
ijosar-579	3	14	:	:	PUNCT
ijosar-579	3	15	challenges	challenge	NOUN
ijosar-579	3	16	and	and	CCONJ
ijosar-579	3	17	measures	measure	NOUN
ijosar-579	3	18	dr	dr	PROPN
ijosar-579	3	19	.	.	PROPN
ijosar-579	3	20	t.vinila	t.vinila	PROPN
ijosar-579	3	21	,	,	PUNCT
ijosar-579	3	22	assistant	assistant	NOUN
ijosar-579	3	23	professor	professor	NOUN
ijosar-579	3	24	of	of	ADP
ijosar-579	3	25	commerce	commerce	PROPN
ijosar-579	3	26	,	,	PUNCT
ijosar-579	3	27	smt.n.p.savitramma	smt.n.p.savitramma	NUM
ijosar-579	3	28	govt	govt	NOUN
ijosar-579	3	29	degree	degree	NOUN
ijosar-579	3	30	college(g	college(g	PROPN
ijosar-579	3	31	)	)	PUNCT
ijosar-579	3	32	chittoor	chittoor	NOUN
ijosar-579	3	33	.	.	PUNCT
ijosar-579	4	1	_	_	PUNCT
ijosar-579	5	1	_	_	PUNCT
ijosar-579	6	1	_	_	PUNCT
ijosar-579	7	1	_	_	PUNCT
ijosar-579	8	1	_	_	PUNCT
ijosar-579	9	1	_	_	PUNCT
ijosar-579	10	1	_	_	PUNCT
ijosar-579	11	1	_	_	PUNCT
ijosar-579	12	1	_	_	PUNCT
ijosar-579	13	1	_	_	PUNCT
ijosar-579	14	1	_	_	PUNCT
ijosar-579	15	1	_	_	PUNCT
ijosar-579	16	1	_	_	PUNCT
ijosar-579	17	1	_	_	PUNCT
ijosar-579	18	1	_	_	PUNCT
ijosar-579	19	1	_	_	PUNCT
ijosar-579	20	1	_	_	PUNCT
ijosar-579	21	1	_	_	PUNCT
ijosar-579	22	1	_	_	PUNCT
ijosar-579	23	1	_	_	PUNCT
ijosar-579	24	1	_	_	PUNCT
ijosar-579	25	1	_	_	PUNCT
ijosar-579	26	1	_	_	PUNCT
ijosar-579	27	1	_	_	PUNCT
ijosar-579	28	1	_	_	PUNCT
ijosar-579	29	1	_	_	PUNCT
ijosar-579	30	1	_	_	PUNCT
ijosar-579	31	1	_	_	PUNCT
ijosar-579	32	1	_	_	PUNCT
ijosar-579	33	1	_	_	PUNCT
ijosar-579	34	1	_	_	PUNCT
ijosar-579	35	1	_	_	PUNCT
ijosar-579	36	1	_	_	PUNCT
ijosar-579	37	1	_	_	PUNCT
ijosar-579	38	1	_	_	PUNCT
ijosar-579	39	1	_	_	PUNCT
ijosar-579	40	1	_	_	PUNCT
ijosar-579	41	1	_	_	PUNCT
ijosar-579	42	1	_	_	PUNCT
ijosar-579	43	1	_	_	PUNCT
ijosar-579	44	1	_	_	PUNCT
ijosar-579	45	1	_	_	PUNCT
ijosar-579	46	1	_	_	PUNCT
ijosar-579	47	1	_	_	PUNCT
ijosar-579	48	1	_	_	PUNCT
ijosar-579	49	1	_	_	PUNCT
ijosar-579	50	1	_	_	PUNCT
ijosar-579	51	1	_	_	PUNCT
ijosar-579	52	1	_	_	PUNCT
ijosar-579	53	1	_	_	PUNCT
ijosar-579	54	1	_	_	PUNCT
ijosar-579	55	1	_	_	PUNCT
ijosar-579	56	1	_	_	PUNCT
ijosar-579	57	1	_	_	PUNCT
ijosar-579	58	1	_	_	PUNCT
ijosar-579	59	1	_	_	PUNCT
ijosar-579	60	1	_	_	PUNCT
ijosar-579	61	1	_	_	PUNCT
ijosar-579	62	1	_	_	PUNCT
ijosar-579	63	1	_	_	PUNCT
ijosar-579	64	1	_	_	PUNCT
ijosar-579	65	1	_	_	PUNCT
ijosar-579	66	1	_	_	PUNCT
ijosar-579	67	1	_	_	PUNCT
ijosar-579	68	1	_	_	PUNCT
ijosar-579	69	1	_	_	PUNCT
ijosar-579	70	1	_	_	PUNCT
ijosar-579	71	1	_	_	PUNCT
ijosar-579	72	1	_	_	PUNCT
ijosar-579	73	1	_	_	PUNCT
ijosar-579	74	1	_	_	PUNCT
ijosar-579	75	1	_	_	PUNCT
ijosar-579	76	1	_	_	PUNCT
ijosar-579	77	1	_	_	PUNCT
ijosar-579	77	2	introduction	introduction	NOUN
ijosar-579	77	3	the	the	DET
ijosar-579	77	4	micro	micro	NOUN
ijosar-579	77	5	,	,	PUNCT
ijosar-579	77	6	small	small	ADJ
ijosar-579	77	7	and	and	CCONJ
ijosar-579	77	8	medium	medium	ADJ
ijosar-579	77	9	enterprises	enterprise	NOUN
ijosar-579	77	10	(	(	PUNCT
ijosar-579	77	11	msme	msme	NOUN
ijosar-579	77	12	)	)	PUNCT
ijosar-579	77	13	sector	sector	NOUN
ijosar-579	77	14	has	have	AUX
ijosar-579	77	15	emerged	emerge	VERB
ijosar-579	77	16	as	as	ADP
ijosar-579	77	17	a	a	DET
ijosar-579	77	18	highly	highly	ADV
ijosar-579	77	19	vibrant	vibrant	ADJ
ijosar-579	77	20	and	and	CCONJ
ijosar-579	77	21	dynamic	dynamic	ADJ
ijosar-579	77	22	sector	sector	NOUN
ijosar-579	77	23	of	of	ADP
ijosar-579	77	24	the	the	DET
ijosar-579	77	25	indian	indian	ADJ
ijosar-579	77	26	economy	economy	NOUN
ijosar-579	77	27	over	over	ADP
ijosar-579	77	28	the	the	DET
ijosar-579	77	29	last	last	ADJ
ijosar-579	77	30	five	five	NUM
ijosar-579	77	31	decades	decade	NOUN
ijosar-579	77	32	.	.	PUNCT
ijosar-579	78	1	it	it	PRON
ijosar-579	78	2	contributes	contribute	VERB
ijosar-579	78	3	significantly	significantly	ADV
ijosar-579	78	4	in	in	ADP
ijosar-579	78	5	the	the	DET
ijosar-579	78	6	economic	economic	ADJ
ijosar-579	78	7	and	and	CCONJ
ijosar-579	78	8	social	social	ADJ
ijosar-579	78	9	development	development	NOUN
ijosar-579	78	10	of	of	ADP
ijosar-579	78	11	the	the	DET
ijosar-579	78	12	country	country	NOUN
ijosar-579	78	13	by	by	ADP
ijosar-579	78	14	fostering	foster	VERB
ijosar-579	78	15	entrepreneurship	entrepreneurship	NOUN
ijosar-579	78	16	and	and	CCONJ
ijosar-579	78	17	generating	generate	VERB
ijosar-579	78	18	large	large	ADJ
ijosar-579	78	19	employment	employment	NOUN
ijosar-579	78	20	opportunities	opportunity	NOUN
ijosar-579	78	21	at	at	ADP
ijosar-579	78	22	comparatively	comparatively	ADV
ijosar-579	78	23	lower	low	ADJ
ijosar-579	78	24	capital	capital	NOUN
ijosar-579	78	25	cost	cost	NOUN
ijosar-579	78	26	,	,	PUNCT
ijosar-579	78	27	next	next	ADJ
ijosar-579	78	28	only	only	ADV
ijosar-579	78	29	to	to	ADP
ijosar-579	78	30	agriculture	agriculture	NOUN
ijosar-579	78	31	.	.	PUNCT
ijosar-579	79	1	msmes	msme	NOUN
ijosar-579	79	2	are	be	AUX
ijosar-579	79	3	complementary	complementary	ADJ
ijosar-579	79	4	to	to	ADP
ijosar-579	79	5	large	large	ADJ
ijosar-579	79	6	industries	industry	NOUN
ijosar-579	79	7	as	as	ADP
ijosar-579	79	8	ancillary	ancillary	ADJ
ijosar-579	79	9	units	unit	NOUN
ijosar-579	79	10	and	and	CCONJ
ijosar-579	79	11	this	this	DET
ijosar-579	79	12	sector	sector	NOUN
ijosar-579	79	13	contributes	contribute	VERB
ijosar-579	79	14	significantly	significantly	ADV
ijosar-579	79	15	in	in	ADP
ijosar-579	79	16	the	the	DET
ijosar-579	79	17	inclusive	inclusive	ADJ
ijosar-579	79	18	industrial	industrial	ADJ
ijosar-579	79	19	development	development	NOUN
ijosar-579	79	20	of	of	ADP
ijosar-579	79	21	the	the	DET
ijosar-579	79	22	country	country	NOUN
ijosar-579	79	23	.	.	PUNCT
ijosar-579	80	1	the	the	DET
ijosar-579	80	2	msmes	msme	NOUN
ijosar-579	80	3	are	be	AUX
ijosar-579	80	4	widening	widen	VERB
ijosar-579	80	5	their	their	PRON
ijosar-579	80	6	domain	domain	NOUN
ijosar-579	80	7	across	across	ADP
ijosar-579	80	8	sectors	sector	NOUN
ijosar-579	80	9	of	of	ADP
ijosar-579	80	10	the	the	DET
ijosar-579	80	11	economy	economy	NOUN
ijosar-579	80	12	,	,	PUNCT
ijosar-579	80	13	producing	produce	VERB
ijosar-579	80	14	diverse	diverse	ADJ
ijosar-579	80	15	range	range	NOUN
ijosar-579	80	16	of	of	ADP
ijosar-579	80	17	products	product	NOUN
ijosar-579	80	18	and	and	CCONJ
ijosar-579	80	19	services	service	NOUN
ijosar-579	80	20	to	to	PART
ijosar-579	80	21	meet	meet	VERB
ijosar-579	80	22	demands	demand	NOUN
ijosar-579	80	23	of	of	ADP
ijosar-579	80	24	domestic	domestic	ADJ
ijosar-579	80	25	as	as	ADV
ijosar-579	80	26	well	well	ADV
ijosar-579	80	27	as	as	ADP
ijosar-579	80	28	global	global	ADJ
ijosar-579	80	29	markets	market	NOUN
ijosar-579	80	30	.	.	PUNCT
ijosar-579	81	1	in	in	ADP
ijosar-579	81	2	a	a	DET
ijosar-579	81	3	country	country	NOUN
ijosar-579	81	4	like	like	ADP
ijosar-579	81	5	india	india	PROPN
ijosar-579	81	6	with	with	ADP
ijosar-579	81	7	a	a	DET
ijosar-579	81	8	population	population	NOUN
ijosar-579	81	9	size	size	NOUN
ijosar-579	81	10	of	of	ADP
ijosar-579	81	11	about	about	ADV
ijosar-579	81	12	1.3	1.3	NUM
ijosar-579	81	13	billion	billion	NUM
ijosar-579	81	14	,	,	PUNCT
ijosar-579	81	15	the	the	DET
ijosar-579	81	16	micro	micro	NOUN
ijosar-579	81	17	,	,	PUNCT
ijosar-579	81	18	small	small	ADJ
ijosar-579	81	19	and	and	CCONJ
ijosar-579	81	20	medium	medium	ADJ
ijosar-579	81	21	enterprises	enterprise	NOUN
ijosar-579	81	22	(	(	PUNCT
ijosar-579	81	23	msme	msme	NOUN
ijosar-579	81	24	)	)	PUNCT
ijosar-579	81	25	sector	sector	NOUN
ijosar-579	81	26	has	have	VERB
ijosar-579	81	27	a	a	DET
ijosar-579	81	28	vital	vital	ADJ
ijosar-579	81	29	role	role	NOUN
ijosar-579	81	30	in	in	ADP
ijosar-579	81	31	the	the	DET
ijosar-579	81	32	economy	economy	NOUN
ijosar-579	81	33	.	.	PUNCT
ijosar-579	82	1	it	it	PRON
ijosar-579	82	2	fosters	foster	VERB
ijosar-579	82	3	entrepreneurship	entrepreneurship	NOUN
ijosar-579	82	4	and	and	CCONJ
ijosar-579	82	5	generates	generate	VERB
ijosar-579	82	6	large	large	ADJ
ijosar-579	82	7	employment	employment	NOUN
ijosar-579	82	8	opportunities	opportunity	NOUN
ijosar-579	82	9	.	.	PUNCT
ijosar-579	83	1	as	as	SCONJ
ijosar-579	83	2	msmes	msme	NOUN
ijosar-579	83	3	absorb	absorb	VERB
ijosar-579	83	4	the	the	DET
ijosar-579	83	5	surplus	surplus	ADJ
ijosar-579	83	6	agricultural	agricultural	ADJ
ijosar-579	83	7	labour	labour	NOUN
ijosar-579	83	8	,	,	PUNCT
ijosar-579	83	9	they	they	PRON
ijosar-579	83	10	help	help	VERB
ijosar-579	83	11	reduce	reduce	VERB
ijosar-579	83	12	the	the	DET
ijosar-579	83	13	problem	problem	NOUN
ijosar-579	83	14	of	of	ADP
ijosar-579	83	15	disguised	disguise	VERB
ijosar-579	83	16	unemployment	unemployment	NOUN
ijosar-579	83	17	in	in	ADP
ijosar-579	83	18	rural	rural	ADJ
ijosar-579	83	19	areas	area	NOUN
ijosar-579	83	20	.	.	PUNCT
ijosar-579	84	1	msmes	msme	NOUN
ijosar-579	84	2	are	be	AUX
ijosar-579	84	3	also	also	ADV
ijosar-579	84	4	complementary	complementary	ADJ
ijosar-579	84	5	to	to	ADP
ijosar-579	84	6	large	large	ADJ
ijosar-579	84	7	industries	industry	NOUN
ijosar-579	84	8	as	as	ADP
ijosar-579	84	9	ancillary	ancillary	ADJ
ijosar-579	84	10	units	unit	NOUN
ijosar-579	84	11	and	and	CCONJ
ijosar-579	84	12	also	also	ADV
ijosar-579	84	13	play	play	VERB
ijosar-579	84	14	an	an	DET
ijosar-579	84	15	important	important	ADJ
ijosar-579	84	16	role	role	NOUN
ijosar-579	84	17	in	in	ADP
ijosar-579	84	18	the	the	DET
ijosar-579	84	19	whole	whole	ADJ
ijosar-579	84	20	eco	eco	NOUN
ijosar-579	84	21	-	-	PUNCT
ijosar-579	84	22	system	system	NOUN
ijosar-579	84	23	of	of	ADP
ijosar-579	84	24	the	the	DET
ijosar-579	84	25	secondary	secondary	ADJ
ijosar-579	84	26	and	and	CCONJ
ijosar-579	84	27	tertiary	tertiary	ADJ
ijosar-579	84	28	sector	sector	NOUN
ijosar-579	84	29	.	.	PUNCT
ijosar-579	85	1	the	the	DET
ijosar-579	85	2	msme	msme	NOUN
ijosar-579	85	3	sector	sector	NOUN
ijosar-579	85	4	is	be	AUX
ijosar-579	85	5	passing	pass	VERB
ijosar-579	85	6	through	through	ADP
ijosar-579	85	7	a	a	DET
ijosar-579	85	8	challenging	challenging	ADJ
ijosar-579	85	9	phase	phase	NOUN
ijosar-579	85	10	.	.	PUNCT
ijosar-579	86	1	a	a	DET
ijosar-579	86	2	micro	micro	ADJ
ijosar-579	86	3	enterprise	enterprise	NOUN
ijosar-579	86	4	is	be	AUX
ijosar-579	86	5	an	an	DET
ijosar-579	86	6	enterprise	enterprise	NOUN
ijosar-579	86	7	whose	whose	DET
ijosar-579	86	8	investment	investment	NOUN
ijosar-579	86	9	in	in	ADP
ijosar-579	86	10	plant	plant	NOUN
ijosar-579	86	11	,	,	PUNCT
ijosar-579	86	12	machinery	machinery	NOUN
ijosar-579	86	13	and	and	CCONJ
ijosar-579	86	14	equipment	equipment	NOUN
ijosar-579	86	15	does	do	AUX
ijosar-579	86	16	not	not	PART
ijosar-579	86	17	exceed	exceed	VERB
ijosar-579	86	18	rs	rs	NOUN
ijosar-579	86	19	.	.	PROPN
ijosar-579	86	20	1	1	NUM
ijosar-579	86	21	crore	crore	NUM
ijosar-579	86	22	,	,	PUNCT
ijosar-579	86	23	and	and	CCONJ
ijosar-579	86	24	turnover	turnover	NOUN
ijosar-579	86	25	does	do	AUX
ijosar-579	86	26	not	not	PART
ijosar-579	86	27	exceed	exceed	VERB
ijosar-579	86	28	rs	rs	NOUN
ijosar-579	86	29	.	.	PUNCT
ijosar-579	87	1	5	5	NUM
ijosar-579	87	2	crore	crore	NUM
ijosar-579	87	3	.	.	PUNCT
ijosar-579	88	1	a	a	DET
ijosar-579	88	2	small	small	ADJ
ijosar-579	88	3	enterprise	enterprise	NOUN
ijosar-579	88	4	is	be	AUX
ijosar-579	88	5	an	an	DET
ijosar-579	88	6	enterprise	enterprise	NOUN
ijosar-579	88	7	whose	whose	DET
ijosar-579	88	8	investment	investment	NOUN
ijosar-579	88	9	in	in	ADP
ijosar-579	88	10	plant	plant	NOUN
ijosar-579	88	11	,	,	PUNCT
ijosar-579	88	12	machinery	machinery	NOUN
ijosar-579	88	13	and	and	CCONJ
ijosar-579	88	14	equipment	equipment	NOUN
ijosar-579	88	15	does	do	AUX
ijosar-579	88	16	not	not	PART
ijosar-579	88	17	exceed	exceed	VERB
ijosar-579	88	18	rs	rs	NOUN
ijosar-579	88	19	.	.	PUNCT
ijosar-579	89	1	10	10	NUM
ijosar-579	89	2	crore	crore	NUM
ijosar-579	89	3	,	,	PUNCT
ijosar-579	89	4	and	and	CCONJ
ijosar-579	89	5	turnover	turnover	NOUN
ijosar-579	89	6	does	do	AUX
ijosar-579	89	7	not	not	PART
ijosar-579	89	8	exceed	exceed	VERB
ijosar-579	89	9	rs	r	NOUN
ijosar-579	89	10	.	.	PUNCT
ijosar-579	90	1	earlier	early	ADJ
ijosar-579	90	2	industries	industry	NOUN
ijosar-579	90	3	that	that	PRON
ijosar-579	90	4	manufactured	manufacture	VERB
ijosar-579	90	5	goods	good	NOUN
ijosar-579	90	6	and	and	CCONJ
ijosar-579	90	7	provided	provide	VERB
ijosar-579	90	8	services	service	NOUN
ijosar-579	90	9	on	on	ADP
ijosar-579	90	10	a	a	DET
ijosar-579	90	11	small	small	ADJ
ijosar-579	90	12	scale	scale	NOUN
ijosar-579	90	13	or	or	CCONJ
ijosar-579	90	14	microscale	microscale	ADJ
ijosar-579	90	15	basis	basis	NOUN
ijosar-579	90	16	were	be	AUX
ijosar-579	90	17	granted	grant	VERB
ijosar-579	90	18	small	small	ADJ
ijosar-579	90	19	scale	scale	NOUN
ijosar-579	90	20	industries	industry	NOUN
ijosar-579	90	21	(	(	PUNCT
ijosar-579	90	22	ssi	ssi	NOUN
ijosar-579	90	23	)	)	PUNCT
ijosar-579	90	24	registration	registration	NOUN
ijosar-579	90	25	by	by	ADP
ijosar-579	90	26	the	the	DET
ijosar-579	90	27	ministry	ministry	PROPN
ijosar-579	90	28	of	of	ADP
ijosar-579	90	29	small	small	ADJ
ijosar-579	90	30	scale	scale	NOUN
ijosar-579	90	31	industries	industry	NOUN
ijosar-579	90	32	.	.	PUNCT
ijosar-579	91	1	however	however	ADV
ijosar-579	91	2	,	,	PUNCT
ijosar-579	91	3	after	after	SCONJ
ijosar-579	91	4	the	the	DET
ijosar-579	91	5	government	government	NOUN
ijosar-579	91	6	passed	pass	VERB
ijosar-579	91	7	the	the	DET
ijosar-579	91	8	msme	msme	NOUN
ijosar-579	91	9	(	(	PUNCT
ijosar-579	91	10	micro	micro	NOUN
ijosar-579	91	11	,	,	PUNCT
ijosar-579	91	12	small	small	ADJ
ijosar-579	91	13	and	and	CCONJ
ijosar-579	91	14	medium	medium	ADJ
ijosar-579	91	15	enterprises	enterprise	NOUN
ijosar-579	91	16	)	)	PUNCT
ijosar-579	91	17	act	act	NOUN
ijosar-579	91	18	in	in	ADP
ijosar-579	91	19	2006	2006	NUM
ijosar-579	91	20	,	,	PUNCT
ijosar-579	91	21	the	the	DET
ijosar-579	91	22	small	small	ADJ
ijosar-579	91	23	and	and	CCONJ
ijosar-579	91	24	micro	micro	ADJ
ijosar-579	91	25	-	-	NOUN
ijosar-579	91	26	scale	scale	NOUN
ijosar-579	91	27	industries	industry	NOUN
ijosar-579	91	28	came	come	VERB
ijosar-579	91	29	under	under	ADP
ijosar-579	91	30	the	the	DET
ijosar-579	91	31	msme	msme	PROPN
ijosar-579	91	32	act	act	NOUN
ijosar-579	91	33	.	.	PUNCT
ijosar-579	92	1	on	on	ADP
ijosar-579	92	2	9	9	NUM
ijosar-579	92	3	may	may	PROPN
ijosar-579	92	4	2007	2007	NUM
ijosar-579	92	5	,	,	PUNCT
ijosar-579	92	6	subsequent	subsequent	ADJ
ijosar-579	92	7	to	to	ADP
ijosar-579	92	8	the	the	DET
ijosar-579	92	9	amendment	amendment	NOUN
ijosar-579	92	10	of	of	ADP
ijosar-579	92	11	the	the	DET
ijosar-579	92	12	government	government	NOUN
ijosar-579	92	13	of	of	ADP
ijosar-579	92	14	india	india	PROPN
ijosar-579	92	15	(	(	PUNCT
ijosar-579	92	16	allocation	allocation	NOUN
ijosar-579	92	17	of	of	ADP
ijosar-579	92	18	business	business	NOUN
ijosar-579	92	19	)	)	PUNCT
ijosar-579	92	20	rules	rule	NOUN
ijosar-579	92	21	,	,	PUNCT
ijosar-579	92	22	1961	1961	NUM
ijosar-579	92	23	,	,	PUNCT
ijosar-579	92	24	the	the	DET
ijosar-579	92	25	ministry	ministry	PROPN
ijosar-579	92	26	of	of	ADP
ijosar-579	92	27	small	small	ADJ
ijosar-579	92	28	scale	scale	NOUN
ijosar-579	92	29	industries	industry	NOUN
ijosar-579	92	30	and	and	CCONJ
ijosar-579	92	31	the	the	DET
ijosar-579	92	32	ministry	ministry	PROPN
ijosar-579	92	33	of	of	ADP
ijosar-579	92	34	agro	agro	PROPN
ijosar-579	92	35	and	and	CCONJ
ijosar-579	92	36	rural	rural	ADJ
ijosar-579	92	37	industries	industry	NOUN
ijosar-579	92	38	were	be	AUX
ijosar-579	92	39	merged	merge	VERB
ijosar-579	92	40	to	to	PART
ijosar-579	92	41	form	form	VERB
ijosar-579	92	42	the	the	DET
ijosar-579	92	43	ministry	ministry	PROPN
ijosar-579	92	44	of	of	ADP
ijosar-579	92	45	micro	micro	PROPN
ijosar-579	92	46	,	,	PUNCT
ijosar-579	92	47	small	small	ADJ
ijosar-579	92	48	and	and	CCONJ
ijosar-579	92	49	medium	medium	ADJ
ijosar-579	92	50	enterprises	enterprise	NOUN
ijosar-579	92	51	.	.	PUNCT
ijosar-579	93	1	thus	thus	ADV
ijosar-579	93	2	,	,	PUNCT
ijosar-579	93	3	the	the	DET
ijosar-579	93	4	ssis	ssis	NOUN
ijosar-579	93	5	are	be	AUX
ijosar-579	93	6	included	include	VERB
ijosar-579	93	7	under	under	ADP
ijosar-579	93	8	the	the	DET
ijosar-579	93	9	ministry	ministry	PROPN
ijosar-579	93	10	of	of	ADP
ijosar-579	93	11	msme	msme	PROPN
ijosar-579	93	12	.	.	PUNCT
ijosar-579	94	1	currently	currently	ADV
ijosar-579	94	2	,	,	PUNCT
ijosar-579	94	3	the	the	DET
ijosar-579	94	4	ssis	ssis	NOUN
ijosar-579	94	5	are	be	AUX
ijosar-579	94	6	classified	classify	VERB
ijosar-579	94	7	as	as	ADP
ijosar-579	94	8	small	small	ADJ
ijosar-579	94	9	or	or	CCONJ
ijosar-579	94	10	micro	micro	ADJ
ijosar-579	94	11	-	-	NOUN
ijosar-579	94	12	scale	scale	ADJ
ijosar-579	94	13	industries	industry	NOUN
ijosar-579	94	14	based	base	VERB
ijosar-579	94	15	on	on	ADP
ijosar-579	94	16	the	the	DET
ijosar-579	94	17	turnover	turnover	NOUN
ijosar-579	94	18	and	and	CCONJ
ijosar-579	94	19	investment	investment	NOUN
ijosar-579	94	20	limits	limit	NOUN
ijosar-579	94	21	provided	provide	VERB
ijosar-579	94	22	under	under	ADP
ijosar-579	94	23	the	the	DET
ijosar-579	94	24	msme	msme	NOUN
ijosar-579	94	25	act	act	NOUN
ijosar-579	94	26	and	and	CCONJ
ijosar-579	94	27	they	they	PRON
ijosar-579	94	28	need	need	VERB
ijosar-579	94	29	to	to	PART
ijosar-579	94	30	obtain	obtain	VERB
ijosar-579	94	31	msme	msme	NOUN
ijosar-579	94	32	registration	registration	NOUN
ijosar-579	94	33	.	.	PUNCT
ijosar-579	95	1	the	the	DET
ijosar-579	95	2	government	government	NOUN
ijosar-579	95	3	ijointernational	ijointernational	ADJ
ijosar-579	95	4	journal	journal	NOUN
ijosar-579	95	5	of	of	ADP
ijosar-579	95	6	social	social	ADJ
ijosar-579	95	7	science	science	NOUN
ijosar-579	95	8	and	and	CCONJ
ijosar-579	95	9	humanities	humanity	NOUN
ijosar-579	95	10	research	research	NOUN
ijosar-579	95	11	(	(	PUNCT
ijosar-579	95	12	issn	issn	PROPN
ijosar-579	95	13	2811	2811	NUM
ijosar-579	95	14	-	-	SYM
ijosar-579	95	15	2466	2466	NUM
ijosar-579	95	16	)	)	PUNCT
ijosar-579	95	17	volume	volume	NOUN
ijosar-579	95	18	5	5	NUM
ijosar-579	95	19	|	|	NOUN
ijosar-579	95	20	issue	issue	NOUN
ijosar-579	95	21	08	08	NUM
ijosar-579	96	1	|	|	CCONJ
ijosar-579	96	2	august	august	PROPN
ijosar-579	96	3	2022	2022	NUM
ijosar-579	96	4	|	|	ADV
ijosar-579	96	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	96	6	53	53	NUM
ijosar-579	96	7	provides	provide	VERB
ijosar-579	96	8	many	many	ADJ
ijosar-579	96	9	benefits	benefit	NOUN
ijosar-579	96	10	to	to	ADP
ijosar-579	96	11	the	the	DET
ijosar-579	96	12	small	small	ADJ
ijosar-579	96	13	scale	scale	NOUN
ijosar-579	96	14	industries	industry	NOUN
ijosar-579	96	15	having	have	VERB
ijosar-579	96	16	msme	msme	NOUN
ijosar-579	96	17	registration	registration	NOUN
ijosar-579	96	18	at	at	ADP
ijosar-579	96	19	present	present	NOUN
ijosar-579	96	20	.	.	PUNCT
ijosar-579	97	1	this	this	DET
ijosar-579	97	2	paper	paper	NOUN
ijosar-579	97	3	underlining	underline	VERB
ijosar-579	97	4	the	the	DET
ijosar-579	97	5	importance	importance	NOUN
ijosar-579	97	6	of	of	ADP
ijosar-579	97	7	the	the	DET
ijosar-579	97	8	msmes	msme	NOUN
ijosar-579	97	9	to	to	ADP
ijosar-579	97	10	the	the	DET
ijosar-579	97	11	economy	economy	NOUN
ijosar-579	97	12	and	and	CCONJ
ijosar-579	97	13	challenges	challenge	NOUN
ijosar-579	97	14	faced	face	VERB
ijosar-579	97	15	by	by	ADP
ijosar-579	97	16	them	they	PRON
ijosar-579	97	17	and	and	CCONJ
ijosar-579	97	18	measures	measure	NOUN
ijosar-579	97	19	undertaken	undertake	VERB
ijosar-579	97	20	by	by	ADP
ijosar-579	97	21	the	the	DET
ijosar-579	97	22	reserve	reserve	PROPN
ijosar-579	97	23	bank	bank	PROPN
ijosar-579	97	24	.	.	PUNCT
ijosar-579	98	1	keywords	keyword	NOUN
ijosar-579	98	2	:	:	PUNCT
ijosar-579	98	3	economy	economy	NOUN
ijosar-579	98	4	,	,	PUNCT
ijosar-579	98	5	msmes	msme	NOUN
ijosar-579	98	6	objectives	objective	VERB
ijosar-579	98	7	:	:	PUNCT
ijosar-579	98	8	the	the	DET
ijosar-579	98	9	present	present	ADJ
ijosar-579	98	10	paper	paper	NOUN
ijosar-579	98	11	focused	focus	VERB
ijosar-579	98	12	on	on	ADP
ijosar-579	98	13	the	the	DET
ijosar-579	98	14	following	following	ADJ
ijosar-579	98	15	objectives	objective	NOUN
ijosar-579	98	16	:	:	PUNCT
ijosar-579	98	17			VERB
ijosar-579	98	18	to	to	PART
ijosar-579	98	19	enlighten	enlighten	VERB
ijosar-579	98	20	the	the	DET
ijosar-579	98	21	importance	importance	NOUN
ijosar-579	98	22	of	of	ADP
ijosar-579	98	23	msmes	msme	NOUN
ijosar-579	98	24	to	to	ADP
ijosar-579	98	25	the	the	DET
ijosar-579	98	26	economy	economy	NOUN
ijosar-579	98	27			VERB
ijosar-579	98	28	to	to	PART
ijosar-579	98	29	highlight	highlight	VERB
ijosar-579	98	30	the	the	DET
ijosar-579	98	31	challenges	challenge	NOUN
ijosar-579	98	32	faced	face	VERB
ijosar-579	98	33	by	by	ADP
ijosar-579	98	34	msmes	msme	NOUN
ijosar-579	98	35			VERB
ijosar-579	98	36	to	to	PART
ijosar-579	98	37	discuss	discuss	VERB
ijosar-579	98	38	various	various	ADJ
ijosar-579	98	39	measures	measure	NOUN
ijosar-579	98	40	taken	take	VERB
ijosar-579	98	41	by	by	ADP
ijosar-579	98	42	rbi	rbi	ADJ
ijosar-579	98	43	methodology	methodology	NOUN
ijosar-579	98	44	:	:	PUNCT
ijosar-579	98	45	the	the	DET
ijosar-579	98	46	data	datum	NOUN
ijosar-579	98	47	and	and	CCONJ
ijosar-579	98	48	information	information	NOUN
ijosar-579	98	49	is	be	AUX
ijosar-579	98	50	gathered	gather	VERB
ijosar-579	98	51	from	from	ADP
ijosar-579	98	52	secondary	secondary	ADJ
ijosar-579	98	53	source	source	NOUN
ijosar-579	98	54	collected	collect	VERB
ijosar-579	98	55	from	from	ADP
ijosar-579	98	56	various	various	ADJ
ijosar-579	98	57	books	book	NOUN
ijosar-579	98	58	reports	report	VERB
ijosar-579	98	59	authentic	authentic	ADJ
ijosar-579	98	60	websites	website	NOUN
ijosar-579	98	61	,	,	PUNCT
ijosar-579	98	62	journals	journal	NOUN
ijosar-579	98	63	and	and	CCONJ
ijosar-579	98	64	e	e	NOUN
ijosar-579	98	65	-	-	NOUN
ijosar-579	98	66	contents	content	NOUN
ijosar-579	98	67	relating	relate	VERB
ijosar-579	98	68	to	to	ADP
ijosar-579	98	69	msmes	msme	NOUN
ijosar-579	98	70	.	.	PUNCT
ijosar-579	99	1	need	need	VERB
ijosar-579	99	2	for	for	ADP
ijosar-579	99	3	the	the	DET
ijosar-579	99	4	study	study	NOUN
ijosar-579	99	5	:	:	PUNCT
ijosar-579	99	6			VERB
ijosar-579	99	7	to	to	PART
ijosar-579	99	8	highlight	highlight	VERB
ijosar-579	99	9	the	the	DET
ijosar-579	99	10	importance	importance	NOUN
ijosar-579	99	11	of	of	ADP
ijosar-579	99	12	msmes	msme	NOUN
ijosar-579	99	13	in	in	ADP
ijosar-579	99	14	the	the	DET
ijosar-579	99	15	indian	indian	ADJ
ijosar-579	99	16	economy	economy	NOUN
ijosar-579	99	17			VERB
ijosar-579	99	18	to	to	PART
ijosar-579	99	19	make	make	VERB
ijosar-579	99	20	aware	aware	ADJ
ijosar-579	99	21	that	that	SCONJ
ijosar-579	99	22	msmes	msme	NOUN
ijosar-579	99	23	are	be	AUX
ijosar-579	99	24	playing	play	VERB
ijosar-579	99	25	a	a	DET
ijosar-579	99	26	major	major	ADJ
ijosar-579	99	27	role	role	NOUN
ijosar-579	99	28	in	in	ADP
ijosar-579	99	29	employment	employment	NOUN
ijosar-579	99	30	and	and	CCONJ
ijosar-579	99	31	development	development	NOUN
ijosar-579	99	32	of	of	ADP
ijosar-579	99	33	the	the	DET
ijosar-579	99	34	economy	economy	NOUN
ijosar-579	99	35			VERB
ijosar-579	99	36	to	to	PART
ijosar-579	99	37	inform	inform	VERB
ijosar-579	99	38	the	the	DET
ijosar-579	99	39	public	public	NOUN
ijosar-579	99	40	about	about	ADP
ijosar-579	99	41	the	the	DET
ijosar-579	99	42	initiatives	initiative	NOUN
ijosar-579	99	43	and	and	CCONJ
ijosar-579	99	44	reforms	reform	NOUN
ijosar-579	99	45	taken	take	VERB
ijosar-579	99	46	by	by	ADP
ijosar-579	99	47	the	the	DET
ijosar-579	99	48	government	government	NOUN
ijosar-579	99	49	is	be	AUX
ijosar-579	99	50	taking	take	VERB
ijosar-579	99	51	,	,	PUNCT
ijosar-579	99	52	necessary	necessary	ADJ
ijosar-579	99	53	measures	measure	NOUN
ijosar-579	99	54	for	for	ADP
ijosar-579	99	55	development	development	NOUN
ijosar-579	99	56	of	of	ADP
ijosar-579	99	57	msmes	msmes	PROPN
ijosar-579	99	58	.	.	PUNCT
ijosar-579	100	1	importance	importance	NOUN
ijosar-579	100	2	to	to	ADP
ijosar-579	100	3	the	the	DET
ijosar-579	100	4	economy	economy	NOUN
ijosar-579	100	5	:	:	PUNCT
ijosar-579	100	6	the	the	DET
ijosar-579	100	7	msme	msme	NOUN
ijosar-579	100	8	sector	sector	NOUN
ijosar-579	100	9	contributes	contribute	VERB
ijosar-579	100	10	in	in	ADP
ijosar-579	100	11	a	a	DET
ijosar-579	100	12	significant	significant	ADJ
ijosar-579	100	13	way	way	NOUN
ijosar-579	100	14	to	to	ADP
ijosar-579	100	15	the	the	DET
ijosar-579	100	16	growth	growth	NOUN
ijosar-579	100	17	of	of	ADP
ijosar-579	100	18	the	the	DET
ijosar-579	100	19	indian	indian	ADJ
ijosar-579	100	20	economy	economy	NOUN
ijosar-579	100	21	with	with	ADP
ijosar-579	100	22	a	a	DET
ijosar-579	100	23	vast	vast	ADJ
ijosar-579	100	24	network	network	NOUN
ijosar-579	100	25	of	of	ADP
ijosar-579	100	26	about	about	ADV
ijosar-579	100	27	6.3	6.3	NUM
ijosar-579	100	28	crore	crore	NUM
ijosar-579	100	29	units	unit	NOUN
ijosar-579	100	30	and	and	CCONJ
ijosar-579	100	31	a	a	DET
ijosar-579	100	32	share	share	NOUN
ijosar-579	100	33	of	of	ADP
ijosar-579	100	34	around	around	ADV
ijosar-579	100	35	30	30	NUM
ijosar-579	100	36	per	per	NOUN
ijosar-579	100	37	cent	cent	NOUN
ijosar-579	100	38	in	in	ADP
ijosar-579	100	39	nominal	nominal	ADJ
ijosar-579	100	40	gdp	gdp	NOUN
ijosar-579	100	41	in	in	ADP
ijosar-579	100	42	2016	2016	NUM
ijosar-579	100	43	-	-	SYM
ijosar-579	100	44	171	171	NUM
ijosar-579	100	45	.	.	PUNCT
ijosar-579	101	1	the	the	DET
ijosar-579	101	2	share	share	NOUN
ijosar-579	101	3	of	of	ADP
ijosar-579	101	4	the	the	DET
ijosar-579	101	5	sector	sector	NOUN
ijosar-579	101	6	in	in	ADP
ijosar-579	101	7	total	total	ADJ
ijosar-579	101	8	manufacturing	manufacturing	NOUN
ijosar-579	101	9	output	output	NOUN
ijosar-579	101	10	was	be	AUX
ijosar-579	101	11	even	even	ADV
ijosar-579	101	12	higher	high	ADJ
ijosar-579	101	13	at	at	ADP
ijosar-579	101	14	45	45	NUM
ijosar-579	101	15	per	per	ADP
ijosar-579	101	16	cent2	cent2	NOUN
ijosar-579	101	17	.	.	PUNCT
ijosar-579	102	1	taking	take	VERB
ijosar-579	102	2	cognisance	cognisance	NOUN
ijosar-579	102	3	of	of	ADP
ijosar-579	102	4	the	the	DET
ijosar-579	102	5	wider	wide	ADJ
ijosar-579	102	6	set	set	NOUN
ijosar-579	102	7	of	of	ADP
ijosar-579	102	8	benefits	benefit	NOUN
ijosar-579	102	9	that	that	PRON
ijosar-579	102	10	the	the	DET
ijosar-579	102	11	sector	sector	NOUN
ijosar-579	102	12	offers	offer	VERB
ijosar-579	102	13	to	to	ADP
ijosar-579	102	14	the	the	DET
ijosar-579	102	15	rest	rest	NOUN
ijosar-579	102	16	of	of	ADP
ijosar-579	102	17	the	the	DET
ijosar-579	102	18	economy	economy	NOUN
ijosar-579	102	19	,	,	PUNCT
ijosar-579	102	20	the	the	DET
ijosar-579	102	21	government	government	NOUN
ijosar-579	102	22	has	have	AUX
ijosar-579	102	23	envisioned	envision	VERB
ijosar-579	102	24	to	to	PART
ijosar-579	102	25	increase	increase	VERB
ijosar-579	102	26	its	its	PRON
ijosar-579	102	27	contribution	contribution	NOUN
ijosar-579	102	28	to	to	ADP
ijosar-579	102	29	gdp	gdp	NOUN
ijosar-579	102	30	to	to	ADP
ijosar-579	102	31	over	over	ADP
ijosar-579	102	32	50	50	NUM
ijosar-579	102	33	per	per	NOUN
ijosar-579	102	34	cent	cent	NOUN
ijosar-579	102	35	in	in	ADP
ijosar-579	102	36	next	next	ADJ
ijosar-579	102	37	few	few	ADJ
ijosar-579	102	38	years	year	NOUN
ijosar-579	102	39	as	as	SCONJ
ijosar-579	102	40	the	the	DET
ijosar-579	102	41	country	country	NOUN
ijosar-579	102	42	aspires	aspire	VERB
ijosar-579	102	43	for	for	ADP
ijosar-579	102	44	a	a	DET
ijosar-579	102	45	5	5	NUM
ijosar-579	102	46	trillion	trillion	NUM
ijosar-579	102	47	economy	economy	NOUN
ijosar-579	102	48	.	.	PUNCT
ijosar-579	103	1	ijointernational	ijointernational	ADJ
ijosar-579	103	2	journal	journal	NOUN
ijosar-579	103	3	of	of	ADP
ijosar-579	103	4	social	social	ADJ
ijosar-579	103	5	science	science	NOUN
ijosar-579	103	6	and	and	CCONJ
ijosar-579	103	7	humanities	humanity	NOUN
ijosar-579	103	8	research	research	NOUN
ijosar-579	103	9	(	(	PUNCT
ijosar-579	103	10	issn	issn	PROPN
ijosar-579	103	11	2811	2811	NUM
ijosar-579	103	12	-	-	SYM
ijosar-579	103	13	2466	2466	NUM
ijosar-579	103	14	)	)	PUNCT
ijosar-579	103	15	volume	volume	NOUN
ijosar-579	103	16	5	5	NUM
ijosar-579	103	17	|	|	NOUN
ijosar-579	103	18	issue	issue	NOUN
ijosar-579	103	19	08	08	NUM
ijosar-579	104	1	|	|	CCONJ
ijosar-579	104	2	august	august	PROPN
ijosar-579	104	3	2022	2022	NUM
ijosar-579	104	4	|	|	ADV
ijosar-579	104	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	104	6	54	54	NUM
ijosar-579	104	7	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	NOUN
ijosar-579	104	8	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	PROPN
ijosar-579	104	9	as	as	ADP
ijosar-579	104	10	per	per	ADP
ijosar-579	104	11	the	the	DET
ijosar-579	104	12	73rd	73rd	ADJ
ijosar-579	104	13	round	round	NOUN
ijosar-579	104	14	of	of	ADP
ijosar-579	104	15	national	national	ADJ
ijosar-579	104	16	sample	sample	NOUN
ijosar-579	104	17	survey	survey	NOUN
ijosar-579	104	18	(	(	PUNCT
ijosar-579	104	19	nss	nss	PROPN
ijosar-579	104	20	)	)	PUNCT
ijosar-579	104	21	conducted	conduct	VERB
ijosar-579	104	22	during	during	ADP
ijosar-579	104	23	the	the	DET
ijosar-579	104	24	period	period	NOUN
ijosar-579	104	25	201516	201516	NUM
ijosar-579	104	26	,	,	PUNCT
ijosar-579	104	27	the	the	DET
ijosar-579	104	28	estimated	estimate	VERB
ijosar-579	104	29	employment	employment	NOUN
ijosar-579	104	30	in	in	ADP
ijosar-579	104	31	msme	msme	NOUN
ijosar-579	104	32	sector	sector	NOUN
ijosar-579	104	33	was	be	AUX
ijosar-579	104	34	around	around	ADV
ijosar-579	104	35	11	11	NUM
ijosar-579	104	36	crore	crore	NUM
ijosar-579	104	37	.	.	PUNCT
ijosar-579	105	1	within	within	ADP
ijosar-579	105	2	msme	msme	NOUN
ijosar-579	105	3	sector	sector	NOUN
ijosar-579	105	4	,	,	PUNCT
ijosar-579	105	5	each	each	PRON
ijosar-579	105	6	of	of	ADP
ijosar-579	105	7	the	the	DET
ijosar-579	105	8	three	three	NUM
ijosar-579	105	9	sub	sub	NOUN
ijosar-579	105	10	-	-	NOUN
ijosar-579	105	11	sectors	sector	NOUN
ijosar-579	105	12	,	,	PUNCT
ijosar-579	105	13	namely	namely	ADV
ijosar-579	105	14	,	,	PUNCT
ijosar-579	105	15	trade	trade	NOUN
ijosar-579	105	16	,	,	PUNCT
ijosar-579	105	17	manufacturing	manufacturing	NOUN
ijosar-579	105	18	and	and	CCONJ
ijosar-579	105	19	other	other	ADJ
ijosar-579	105	20	services	service	NOUN
ijosar-579	105	21	accounted	account	VERB
ijosar-579	105	22	for	for	ADP
ijosar-579	105	23	about	about	ADV
ijosar-579	105	24	a	a	DET
ijosar-579	105	25	third	third	NOUN
ijosar-579	105	26	of	of	ADP
ijosar-579	105	27	total	total	ADJ
ijosar-579	105	28	employment	employment	NOUN
ijosar-579	105	29	.	.	PUNCT
ijosar-579	106	1	around	around	ADV
ijosar-579	106	2	50	50	NUM
ijosar-579	106	3	per	per	ADP
ijosar-579	106	4	cent	cent	NOUN
ijosar-579	106	5	of	of	ADP
ijosar-579	106	6	the	the	DET
ijosar-579	106	7	total	total	ADJ
ijosar-579	106	8	msmes	msme	NOUN
ijosar-579	106	9	operate	operate	VERB
ijosar-579	106	10	in	in	ADP
ijosar-579	106	11	rural	rural	ADJ
ijosar-579	106	12	areas	area	NOUN
ijosar-579	106	13	and	and	CCONJ
ijosar-579	106	14	provide	provide	VERB
ijosar-579	106	15	45	45	NUM
ijosar-579	106	16	per	per	ADP
ijosar-579	106	17	cent	cent	NOUN
ijosar-579	106	18	of	of	ADP
ijosar-579	106	19	total	total	ADJ
ijosar-579	106	20	employment	employment	NOUN
ijosar-579	106	21	.	.	PUNCT
ijosar-579	107	1	interestingly	interestingly	ADV
ijosar-579	107	2	,	,	PUNCT
ijosar-579	107	3	the	the	DET
ijosar-579	107	4	micro	micro	ADJ
ijosar-579	107	5	enterprises	enterprise	NOUN
ijosar-579	107	6	account	account	VERB
ijosar-579	107	7	for	for	ADP
ijosar-579	107	8	97	97	NUM
ijosar-579	107	9	per	per	NOUN
ijosar-579	107	10	cent	cent	NOUN
ijosar-579	107	11	of	of	ADP
ijosar-579	107	12	total	total	ADJ
ijosar-579	107	13	employment	employment	NOUN
ijosar-579	107	14	in	in	ADP
ijosar-579	107	15	msme	msme	PROPN
ijosar-579	107	16	sector4	sector4	NOUN
ijosar-579	107	17	.	.	PUNCT
ijosar-579	108	1	this	this	PRON
ijosar-579	108	2	relates	relate	VERB
ijosar-579	108	3	to	to	ADP
ijosar-579	108	4	the	the	DET
ijosar-579	108	5	problem	problem	NOUN
ijosar-579	108	6	of	of	ADP
ijosar-579	108	7	what	what	PRON
ijosar-579	108	8	is	be	AUX
ijosar-579	108	9	called	call	VERB
ijosar-579	108	10	the	the	DET
ijosar-579	108	11	missing	missing	ADJ
ijosar-579	108	12	middle5	middle5	NOUN
ijosar-579	108	13	,	,	PUNCT
ijosar-579	108	14	which	which	PRON
ijosar-579	108	15	suggests	suggest	VERB
ijosar-579	108	16	that	that	SCONJ
ijosar-579	108	17	micro	micro	ADJ
ijosar-579	108	18	firms	firm	NOUN
ijosar-579	108	19	have	have	AUX
ijosar-579	108	20	failed	fail	VERB
ijosar-579	108	21	to	to	PART
ijosar-579	108	22	grow	grow	VERB
ijosar-579	108	23	into	into	ADP
ijosar-579	108	24	smaller	small	ADJ
ijosar-579	108	25	and	and	CCONJ
ijosar-579	108	26	medium	medium	ADJ
ijosar-579	108	27	firms	firm	NOUN
ijosar-579	108	28	and	and	CCONJ
ijosar-579	108	29	so	so	ADV
ijosar-579	108	30	on	on	ADV
ijosar-579	108	31	over	over	ADP
ijosar-579	108	32	time	time	NOUN
ijosar-579	108	33	.	.	PUNCT
ijosar-579	109	1	this	this	PRON
ijosar-579	109	2	seems	seem	VERB
ijosar-579	109	3	to	to	PART
ijosar-579	109	4	have	have	AUX
ijosar-579	109	5	kept	keep	VERB
ijosar-579	109	6	the	the	DET
ijosar-579	109	7	micro	micro	ADJ
ijosar-579	109	8	sector	sector	NOUN
ijosar-579	109	9	bereft	bereft	ADV
ijosar-579	109	10	of	of	ADP
ijosar-579	109	11	enjoying	enjoy	VERB
ijosar-579	109	12	economies	economy	NOUN
ijosar-579	109	13	of	of	ADP
ijosar-579	109	14	scale	scale	NOUN
ijosar-579	109	15	,	,	PUNCT
ijosar-579	109	16	investment	investment	NOUN
ijosar-579	109	17	into	into	ADP
ijosar-579	109	18	fixed	fix	VERB
ijosar-579	109	19	assets	asset	NOUN
ijosar-579	109	20	,	,	PUNCT
ijosar-579	109	21	adoption	adoption	NOUN
ijosar-579	109	22	of	of	ADP
ijosar-579	109	23	technology	technology	NOUN
ijosar-579	109	24	and	and	CCONJ
ijosar-579	109	25	innovation	innovation	NOUN
ijosar-579	109	26	.	.	PUNCT
ijosar-579	110	1	the	the	DET
ijosar-579	110	2	share	share	NOUN
ijosar-579	110	3	of	of	ADP
ijosar-579	110	4	msme	msme	NOUN
ijosar-579	110	5	sector	sector	NOUN
ijosar-579	110	6	in	in	ADP
ijosar-579	110	7	india	india	PROPN
ijosar-579	110	8	’s	’s	PART
ijosar-579	110	9	merchandise	merchandise	NOUN
ijosar-579	110	10	exports	export	NOUN
ijosar-579	110	11	stood	stand	VERB
ijosar-579	110	12	at	at	ADP
ijosar-579	110	13	around	around	ADP
ijosar-579	110	14	48	48	NUM
ijosar-579	110	15	per	per	NOUN
ijosar-579	110	16	cent	cent	NOUN
ijosar-579	110	17	in	in	ADP
ijosar-579	110	18	2018	2018	NUM
ijosar-579	110	19	-	-	SYM
ijosar-579	110	20	196	196	NUM
ijosar-579	110	21	.	.	PUNCT
ijosar-579	111	1	this	this	PRON
ijosar-579	111	2	signifies	signify	VERB
ijosar-579	111	3	that	that	SCONJ
ijosar-579	111	4	indian	indian	ADJ
ijosar-579	111	5	msmes	msme	NOUN
ijosar-579	111	6	are	be	AUX
ijosar-579	111	7	becoming	become	VERB
ijosar-579	111	8	globally	globally	ADV
ijosar-579	111	9	competitive	competitive	ADJ
ijosar-579	111	10	and	and	CCONJ
ijosar-579	111	11	their	their	PRON
ijosar-579	111	12	products	product	NOUN
ijosar-579	111	13	/	/	SYM
ijosar-579	111	14	services	service	NOUN
ijosar-579	111	15	are	be	AUX
ijosar-579	111	16	being	be	AUX
ijosar-579	111	17	accepted	accept	VERB
ijosar-579	111	18	overseas	overseas	ADV
ijosar-579	111	19	.	.	PUNCT
ijosar-579	112	1	in	in	ADP
ijosar-579	112	2	this	this	DET
ijosar-579	112	3	background	background	NOUN
ijosar-579	112	4	,	,	PUNCT
ijosar-579	112	5	special	special	ADJ
ijosar-579	112	6	attention	attention	NOUN
ijosar-579	112	7	needs	need	VERB
ijosar-579	112	8	to	to	PART
ijosar-579	112	9	be	be	AUX
ijosar-579	112	10	given	give	VERB
ijosar-579	112	11	to	to	PART
ijosar-579	112	12	improve	improve	VERB
ijosar-579	112	13	the	the	DET
ijosar-579	112	14	competitiveness	competitiveness	NOUN
ijosar-579	112	15	and	and	CCONJ
ijosar-579	112	16	technology	technology	NOUN
ijosar-579	112	17	up	up	ADP
ijosar-579	112	18	-	-	PUNCT
ijosar-579	112	19	gradation	gradation	NOUN
ijosar-579	112	20	endeavours	endeavour	NOUN
ijosar-579	112	21	.	.	PUNCT
ijosar-579	113	1	various	various	ADJ
ijosar-579	113	2	schemes	scheme	NOUN
ijosar-579	113	3	and	and	CCONJ
ijosar-579	113	4	programmes	programme	NOUN
ijosar-579	113	5	of	of	ADP
ijosar-579	113	6	the	the	DET
ijosar-579	113	7	government	government	NOUN
ijosar-579	113	8	,	,	PUNCT
ijosar-579	113	9	therefore	therefore	ADV
ijosar-579	113	10	,	,	PUNCT
ijosar-579	113	11	should	should	AUX
ijosar-579	113	12	be	be	AUX
ijosar-579	113	13	continued	continue	VERB
ijosar-579	113	14	and	and	CCONJ
ijosar-579	113	15	effectively	effectively	ADV
ijosar-579	113	16	implemented	implement	VERB
ijosar-579	113	17	.	.	PUNCT
ijosar-579	114	1	challenges	challenge	NOUN
ijosar-579	114	2	in	in	ADP
ijosar-579	114	3	the	the	DET
ijosar-579	114	4	msme	msme	NOUN
ijosar-579	114	5	sector	sector	NOUN
ijosar-579	114	6	:	:	PUNCT
ijosar-579	114	7	despite	despite	SCONJ
ijosar-579	114	8	the	the	DET
ijosar-579	114	9	msme	msme	NOUN
ijosar-579	114	10	sector	sector	NOUN
ijosar-579	114	11	contributing	contribute	VERB
ijosar-579	114	12	significantly	significantly	ADV
ijosar-579	114	13	to	to	ADP
ijosar-579	114	14	the	the	DET
ijosar-579	114	15	economy	economy	NOUN
ijosar-579	114	16	,	,	PUNCT
ijosar-579	114	17	it	it	PRON
ijosar-579	114	18	continues	continue	VERB
ijosar-579	114	19	to	to	PART
ijosar-579	114	20	face	face	VERB
ijosar-579	114	21	several	several	ADJ
ijosar-579	114	22	challenges	challenge	NOUN
ijosar-579	114	23	.	.	PUNCT
ijosar-579	115	1	the	the	DET
ijosar-579	115	2	major	major	ADJ
ijosar-579	115	3	challenges	challenge	NOUN
ijosar-579	115	4	include	include	VERB
ijosar-579	115	5	physical	physical	ADJ
ijosar-579	115	6	infrastructure	infrastructure	NOUN
ijosar-579	115	7	bottlenecks	bottleneck	NOUN
ijosar-579	115	8	;	;	PUNCT
ijosar-579	115	9	absence	absence	NOUN
ijosar-579	115	10	of	of	ADP
ijosar-579	115	11	formalisation	formalisation	NOUN
ijosar-579	115	12	;	;	PUNCT
ijosar-579	115	13	inertia	inertia	NOUN
ijosar-579	115	14	to	to	ADP
ijosar-579	115	15	technology	technology	NOUN
ijosar-579	115	16	adoption	adoption	NOUN
ijosar-579	115	17	;	;	PUNCT
ijosar-579	115	18	capacity	capacity	NOUN
ijosar-579	115	19	building	building	NOUN
ijosar-579	115	20	;	;	PUNCT
ijosar-579	115	21	backward	backward	ADJ
ijosar-579	115	22	and	and	CCONJ
ijosar-579	115	23	forward	forward	ADJ
ijosar-579	115	24	linkages	linkage	NOUN
ijosar-579	115	25	;	;	PUNCT
ijosar-579	115	26	lack	lack	NOUN
ijosar-579	115	27	of	of	ADP
ijosar-579	115	28	access	access	NOUN
ijosar-579	115	29	to	to	ADP
ijosar-579	115	30	credit	credit	NOUN
ijosar-579	115	31	and	and	CCONJ
ijosar-579	115	32	risk	risk	NOUN
ijosar-579	115	33	capital	capital	NOUN
ijosar-579	115	34	;	;	PUNCT
ijosar-579	115	35	and	and	CCONJ
ijosar-579	115	36	the	the	DET
ijosar-579	115	37	perennial	perennial	ADJ
ijosar-579	115	38	problem	problem	NOUN
ijosar-579	115	39	of	of	ADP
ijosar-579	115	40	delayed	delay	VERB
ijosar-579	115	41	payments	payment	NOUN
ijosar-579	115	42	,	,	PUNCT
ijosar-579	115	43	among	among	ADP
ijosar-579	115	44	others	other	NOUN
ijosar-579	115	45	.	.	PUNCT
ijosar-579	116	1	let	let	VERB
ijosar-579	116	2	me	i	PRON
ijosar-579	116	3	now	now	ADV
ijosar-579	116	4	elaborate	elaborate	VERB
ijosar-579	116	5	on	on	ADP
ijosar-579	116	6	some	some	PRON
ijosar-579	116	7	of	of	ADP
ijosar-579	116	8	these	these	DET
ijosar-579	116	9	issues	issue	NOUN
ijosar-579	116	10	.	.	PUNCT
ijosar-579	117	1			ADJ
ijosar-579	117	2	infrastructure	infrastructure	NOUN
ijosar-579	117	3	bottlenecks	bottleneck	NOUN
ijosar-579	117	4	and	and	CCONJ
ijosar-579	117	5	competition	competition	NOUN
ijosar-579	117	6	:	:	PUNCT
ijosar-579	117	7	notwithstanding	notwithstanding	ADP
ijosar-579	117	8	various	various	ADJ
ijosar-579	117	9	efforts	effort	NOUN
ijosar-579	117	10	to	to	PART
ijosar-579	117	11	upgrade	upgrade	VERB
ijosar-579	117	12	the	the	DET
ijosar-579	117	13	infrastructure	infrastructure	NOUN
ijosar-579	117	14	,	,	PUNCT
ijosar-579	117	15	the	the	DET
ijosar-579	117	16	msme	msme	NOUN
ijosar-579	117	17	clusters	cluster	NOUN
ijosar-579	117	18	,	,	PUNCT
ijosar-579	117	19	particularly	particularly	ADV
ijosar-579	117	20	the	the	DET
ijosar-579	117	21	micro	micro	ADJ
ijosar-579	117	22	enterprises	enterprise	NOUN
ijosar-579	117	23	,	,	PUNCT
ijosar-579	117	24	are	be	AUX
ijosar-579	117	25	inadequately	inadequately	ADV
ijosar-579	117	26	equipped	equip	VERB
ijosar-579	117	27	with	with	ADP
ijosar-579	117	28	necessary	necessary	ADJ
ijosar-579	117	29	support	support	NOUN
ijosar-579	117	30	systems	system	NOUN
ijosar-579	117	31	which	which	PRON
ijosar-579	117	32	not	not	PART
ijosar-579	117	33	only	only	ADV
ijosar-579	117	34	impede	impede	VERB
ijosar-579	117	35	their	their	PRON
ijosar-579	117	36	day	day	NOUN
ijosar-579	117	37	-	-	PUNCT
ijosar-579	117	38	to	to	ADP
ijosar-579	117	39	-	-	PUNCT
ijosar-579	117	40	day	day	NOUN
ijosar-579	117	41	business	business	NOUN
ijosar-579	117	42	operations	operation	NOUN
ijosar-579	117	43	but	but	CCONJ
ijosar-579	117	44	also	also	ADV
ijosar-579	117	45	their	their	PRON
ijosar-579	117	46	future	future	ADJ
ijosar-579	117	47	growth	growth	NOUN
ijosar-579	117	48	prospects	prospect	NOUN
ijosar-579	117	49	.	.	PUNCT
ijosar-579	118	1	while	while	SCONJ
ijosar-579	118	2	infrastructure	infrastructure	NOUN
ijosar-579	118	3	constraint	constraint	NOUN
ijosar-579	118	4	is	be	AUX
ijosar-579	118	5	only	only	ADV
ijosar-579	118	6	one	one	NUM
ijosar-579	118	7	side	side	NOUN
ijosar-579	118	8	of	of	ADP
ijosar-579	118	9	the	the	DET
ijosar-579	118	10	story	story	NOUN
ijosar-579	118	11	,	,	PUNCT
ijosar-579	118	12	i	i	PRON
ijosar-579	118	13	believe	believe	VERB
ijosar-579	118	14	that	that	SCONJ
ijosar-579	118	15	msmes	msme	NOUN
ijosar-579	118	16	also	also	ADV
ijosar-579	118	17	need	need	VERB
ijosar-579	118	18	to	to	PART
ijosar-579	118	19	do	do	VERB
ijosar-579	118	20	their	their	PRON
ijosar-579	118	21	bit	bit	NOUN
ijosar-579	118	22	to	to	PART
ijosar-579	118	23	improve	improve	VERB
ijosar-579	118	24	competitiveness	competitiveness	NOUN
ijosar-579	118	25	.	.	PUNCT
ijosar-579	119	1	they	they	PRON
ijosar-579	119	2	need	need	VERB
ijosar-579	119	3	to	to	PART
ijosar-579	119	4	shed	shed	VERB
ijosar-579	119	5	their	their	PRON
ijosar-579	119	6	inhibition	inhibition	NOUN
ijosar-579	119	7	to	to	PART
ijosar-579	119	8	adopt	adopt	VERB
ijosar-579	119	9	new	new	ADJ
ijosar-579	119	10	technologies	technology	NOUN
ijosar-579	119	11	;	;	PUNCT
ijosar-579	119	12	accept	accept	VERB
ijosar-579	119	13	e	e	NOUN
ijosar-579	119	14	-	-	NOUN
ijosar-579	119	15	payments	payment	NOUN
ijosar-579	119	16	;	;	PUNCT
ijosar-579	119	17	and	and	CCONJ
ijosar-579	119	18	foster	foster	VERB
ijosar-579	119	19	in	in	ADP
ijosar-579	119	20	-	-	PUNCT
ijosar-579	119	21	house	house	NOUN
ijosar-579	119	22	innovation	innovation	NOUN
ijosar-579	119	23	which	which	PRON
ijosar-579	119	24	will	will	AUX
ijosar-579	119	25	help	help	VERB
ijosar-579	119	26	them	they	PRON
ijosar-579	119	27	manage	manage	VERB
ijosar-579	119	28	their	their	PRON
ijosar-579	119	29	businesses	business	NOUN
ijosar-579	119	30	digitally	digitally	ADV
ijosar-579	119	31	and	and	CCONJ
ijosar-579	119	32	compete	compete	VERB
ijosar-579	119	33	globally	globally	ADV
ijosar-579	119	34	.	.	PUNCT
ijosar-579	120	1	given	give	VERB
ijosar-579	120	2	the	the	DET
ijosar-579	120	3	current	current	ADJ
ijosar-579	120	4	scenario	scenario	NOUN
ijosar-579	120	5	of	of	ADP
ijosar-579	120	6	global	global	ADJ
ijosar-579	120	7	trade	trade	NOUN
ijosar-579	120	8	,	,	PUNCT
ijosar-579	120	9	the	the	DET
ijosar-579	120	10	age	age	NOUN
ijosar-579	120	11	-	-	PUNCT
ijosar-579	120	12	old	old	ADJ
ijosar-579	120	13	methods	method	NOUN
ijosar-579	120	14	of	of	ADP
ijosar-579	120	15	operating	operate	VERB
ijosar-579	120	16	business	business	NOUN
ijosar-579	120	17	with	with	ADP
ijosar-579	120	18	low	low	ADJ
ijosar-579	120	19	levels	level	NOUN
ijosar-579	120	20	of	of	ADP
ijosar-579	120	21	technology	technology	NOUN
ijosar-579	120	22	adoption	adoption	NOUN
ijosar-579	120	23	deprives	deprive	VERB
ijosar-579	120	24	them	they	PRON
ijosar-579	120	25	of	of	ADP
ijosar-579	120	26	potential	potential	ADJ
ijosar-579	120	27	economies	economy	NOUN
ijosar-579	120	28	of	of	ADP
ijosar-579	120	29	scale	scale	NOUN
ijosar-579	120	30	.	.	PUNCT
ijosar-579	121	1	lack	lack	NOUN
ijosar-579	121	2	of	of	ADP
ijosar-579	121	3	expertise	expertise	NOUN
ijosar-579	121	4	in	in	ADP
ijosar-579	121	5	product	product	NOUN
ijosar-579	121	6	development	development	NOUN
ijosar-579	121	7	,	,	PUNCT
ijosar-579	121	8	designing	designing	NOUN
ijosar-579	121	9	,	,	PUNCT
ijosar-579	121	10	packaging	packaging	NOUN
ijosar-579	121	11	and	and	CCONJ
ijosar-579	121	12	marketing	marketing	NOUN
ijosar-579	121	13	strategy	strategy	NOUN
ijosar-579	121	14	due	due	ADP
ijosar-579	121	15	to	to	ADP
ijosar-579	121	16	their	their	PRON
ijosar-579	121	17	small	small	ADJ
ijosar-579	121	18	size	size	NOUN
ijosar-579	121	19	add	add	VERB
ijosar-579	121	20	up	up	ADP
ijosar-579	121	21	to	to	ADP
ijosar-579	121	22	ijointernational	ijointernational	ADJ
ijosar-579	121	23	journal	journal	NOUN
ijosar-579	121	24	of	of	ADP
ijosar-579	121	25	social	social	ADJ
ijosar-579	121	26	science	science	NOUN
ijosar-579	121	27	and	and	CCONJ
ijosar-579	121	28	humanities	humanity	NOUN
ijosar-579	121	29	research	research	NOUN
ijosar-579	121	30	(	(	PUNCT
ijosar-579	121	31	issn	issn	PROPN
ijosar-579	121	32	2811	2811	NUM
ijosar-579	121	33	-	-	SYM
ijosar-579	121	34	2466	2466	NUM
ijosar-579	121	35	)	)	PUNCT
ijosar-579	121	36	volume	volume	NOUN
ijosar-579	121	37	5	5	NUM
ijosar-579	121	38	|	|	NOUN
ijosar-579	121	39	issue	issue	NOUN
ijosar-579	121	40	08	08	NUM
ijosar-579	122	1	|	|	CCONJ
ijosar-579	122	2	august	august	PROPN
ijosar-579	122	3	2022	2022	NUM
ijosar-579	122	4	|	|	ADV
ijosar-579	122	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	122	6	55	55	NUM
ijosar-579	122	7	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	NOUN
ijosar-579	123	1	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	PROPN
ijosar-579	123	2	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	https://rbi.org.in/scripts/bs_speechesview.aspx?id=1095	NOUN
ijosar-579	123	3	the	the	DET
ijosar-579	123	4	pressure	pressure	NOUN
ijosar-579	123	5	of	of	ADP
ijosar-579	123	6	adapting	adapt	VERB
ijosar-579	123	7	to	to	ADP
ijosar-579	123	8	the	the	DET
ijosar-579	123	9	changing	change	VERB
ijosar-579	123	10	environment	environment	NOUN
ijosar-579	123	11	around	around	ADP
ijosar-579	123	12	them	they	PRON
ijosar-579	123	13	.	.	PUNCT
ijosar-579	124	1	the	the	DET
ijosar-579	124	2	strategy	strategy	NOUN
ijosar-579	124	3	for	for	ADP
ijosar-579	124	4	msmes	msme	NOUN
ijosar-579	124	5	should	should	AUX
ijosar-579	124	6	be	be	AUX
ijosar-579	124	7	to	to	PART
ijosar-579	124	8	gradually	gradually	ADV
ijosar-579	124	9	expand	expand	VERB
ijosar-579	124	10	in	in	ADP
ijosar-579	124	11	size	size	NOUN
ijosar-579	124	12	and	and	CCONJ
ijosar-579	124	13	reduce	reduce	VERB
ijosar-579	124	14	the	the	DET
ijosar-579	124	15	dependence	dependence	NOUN
ijosar-579	124	16	on	on	ADP
ijosar-579	124	17	the	the	DET
ijosar-579	124	18	incentive	incentive	NOUN
ijosar-579	124	19	structure	structure	NOUN
ijosar-579	124	20	provided	provide	VERB
ijosar-579	124	21	by	by	ADP
ijosar-579	124	22	the	the	DET
ijosar-579	124	23	government	government	NOUN
ijosar-579	124	24	.	.	PUNCT
ijosar-579	125	1	their	their	PRON
ijosar-579	125	2	aim	aim	NOUN
ijosar-579	125	3	should	should	AUX
ijosar-579	125	4	be	be	AUX
ijosar-579	125	5	eventually	eventually	ADV
ijosar-579	125	6	to	to	PART
ijosar-579	125	7	compete	compete	VERB
ijosar-579	125	8	on	on	ADP
ijosar-579	125	9	a	a	DET
ijosar-579	125	10	global	global	ADJ
ijosar-579	125	11	scale	scale	NOUN
ijosar-579	125	12	.	.	PUNCT
ijosar-579	126	1			ADJ
ijosar-579	126	2	employment	employment	NOUN
ijosar-579	126	3	:	:	PUNCT
ijosar-579	126	4	considered	consider	VERB
ijosar-579	126	5	to	to	PART
ijosar-579	126	6	be	be	AUX
ijosar-579	126	7	the	the	DET
ijosar-579	126	8	engine	engine	NOUN
ijosar-579	126	9	of	of	ADP
ijosar-579	126	10	economies	economy	NOUN
ijosar-579	126	11	around	around	ADP
ijosar-579	126	12	the	the	DET
ijosar-579	126	13	world	world	NOUN
ijosar-579	126	14	,	,	PUNCT
ijosar-579	126	15	the	the	DET
ijosar-579	126	16	msme	msme	NOUN
ijosar-579	126	17	segment	segment	NOUN
ijosar-579	126	18	in	in	ADP
ijosar-579	126	19	india	india	PROPN
ijosar-579	126	20	alone	alone	ADV
ijosar-579	126	21	is	be	AUX
ijosar-579	126	22	estimated	estimate	VERB
ijosar-579	126	23	to	to	PART
ijosar-579	126	24	have	have	VERB
ijosar-579	126	25	6.3	6.3	NUM
ijosar-579	126	26	crore	crore	NUM
ijosar-579	126	27	units	unit	NOUN
ijosar-579	126	28	,	,	PUNCT
ijosar-579	126	29	which	which	PRON
ijosar-579	126	30	employs	employ	VERB
ijosar-579	126	31	over	over	ADP
ijosar-579	126	32	11.10	11.10	NUM
ijosar-579	126	33	crore	crore	NUM
ijosar-579	126	34	people	people	NOUN
ijosar-579	126	35	.	.	PUNCT
ijosar-579	127	1	the	the	DET
ijosar-579	127	2	sector	sector	NOUN
ijosar-579	127	3	accounts	account	VERB
ijosar-579	127	4	for	for	ADP
ijosar-579	127	5	27	27	NUM
ijosar-579	127	6	%	%	NOUN
ijosar-579	127	7	of	of	ADP
ijosar-579	127	8	gdp	gdp	NOUN
ijosar-579	127	9	and	and	CCONJ
ijosar-579	127	10	is	be	AUX
ijosar-579	127	11	crucial	crucial	ADJ
ijosar-579	127	12	to	to	ADP
ijosar-579	127	13	the	the	DET
ijosar-579	127	14	functioning	functioning	NOUN
ijosar-579	127	15	of	of	ADP
ijosar-579	127	16	the	the	DET
ijosar-579	127	17	economy	economy	NOUN
ijosar-579	127	18	,	,	PUNCT
ijosar-579	127	19	including	include	VERB
ijosar-579	127	20	in	in	ADP
ijosar-579	127	21	terms	term	NOUN
ijosar-579	127	22	of	of	ADP
ijosar-579	127	23	employment	employment	NOUN
ijosar-579	127	24	generation	generation	NOUN
ijosar-579	127	25	,	,	PUNCT
ijosar-579	127	26	exports	export	NOUN
ijosar-579	127	27	,	,	PUNCT
ijosar-579	127	28	and	and	CCONJ
ijosar-579	127	29	lending	lending	NOUN
ijosar-579	127	30	opportunities	opportunity	NOUN
ijosar-579	127	31	.	.	PUNCT
ijosar-579	128	1			ADJ
ijosar-579	128	2	access	access	NOUN
ijosar-579	128	3	to	to	ADP
ijosar-579	128	4	credit	credit	NOUN
ijosar-579	128	5	and	and	CCONJ
ijosar-579	128	6	formalisation	formalisation	NOUN
ijosar-579	128	7	:	:	PUNCT
ijosar-579	128	8	credit	credit	NOUN
ijosar-579	128	9	plays	play	VERB
ijosar-579	128	10	a	a	DET
ijosar-579	128	11	vital	vital	ADJ
ijosar-579	128	12	role	role	NOUN
ijosar-579	128	13	in	in	ADP
ijosar-579	128	14	development	development	NOUN
ijosar-579	128	15	of	of	ADP
ijosar-579	128	16	msme	msme	NOUN
ijosar-579	128	17	sector	sector	NOUN
ijosar-579	128	18	as	as	SCONJ
ijosar-579	128	19	funds	fund	NOUN
ijosar-579	128	20	at	at	ADP
ijosar-579	128	21	a	a	DET
ijosar-579	128	22	reasonable	reasonable	ADJ
ijosar-579	128	23	cost	cost	NOUN
ijosar-579	128	24	can	can	AUX
ijosar-579	128	25	increase	increase	VERB
ijosar-579	128	26	their	their	PRON
ijosar-579	128	27	competitiveness	competitiveness	NOUN
ijosar-579	128	28	.	.	PUNCT
ijosar-579	129	1	credit	credit	NOUN
ijosar-579	129	2	disbursal	disbursal	NOUN
ijosar-579	129	3	to	to	ADP
ijosar-579	129	4	this	this	DET
ijosar-579	129	5	sector	sector	NOUN
ijosar-579	129	6	has	have	AUX
ijosar-579	129	7	,	,	PUNCT
ijosar-579	129	8	however	however	ADV
ijosar-579	129	9	,	,	PUNCT
ijosar-579	129	10	remained	remain	VERB
ijosar-579	129	11	sluggish	sluggish	ADJ
ijosar-579	129	12	in	in	ADP
ijosar-579	129	13	recent	recent	ADJ
ijosar-579	129	14	periods	period	NOUN
ijosar-579	129	15	.	.	PUNCT
ijosar-579	130	1	at	at	ADP
ijosar-579	130	2	an	an	DET
ijosar-579	130	3	aggregate	aggregate	ADJ
ijosar-579	130	4	level	level	NOUN
ijosar-579	130	5	,	,	PUNCT
ijosar-579	130	6	the	the	DET
ijosar-579	130	7	total	total	ADJ
ijosar-579	130	8	credit	credit	NOUN
ijosar-579	130	9	outstanding	outstanding	ADJ
ijosar-579	130	10	from	from	ADP
ijosar-579	130	11	banks	bank	NOUN
ijosar-579	130	12	and	and	CCONJ
ijosar-579	130	13	nbfcs	nbfc	VERB
ijosar-579	130	14	to	to	ADP
ijosar-579	130	15	the	the	DET
ijosar-579	130	16	msme	msme	NOUN
ijosar-579	130	17	sector	sector	NOUN
ijosar-579	130	18	was	be	AUX
ijosar-579	130	19	approximately	approximately	ADV
ijosar-579	130	20	16.6	16.6	NUM
ijosar-579	130	21	lakh	lakh	NOUN
ijosar-579	130	22	crore	crore	NOUN
ijosar-579	130	23	as	as	ADP
ijosar-579	130	24	at	at	ADP
ijosar-579	130	25	end	end	NOUN
ijosar-579	130	26	of	of	ADP
ijosar-579	130	27	september	september	PROPN
ijosar-579	130	28	,	,	PUNCT
ijosar-579	130	29	2019	2019	NUM
ijosar-579	130	30	.	.	PUNCT
ijosar-579	131	1	scheduled	schedule	VERB
ijosar-579	131	2	commercial	commercial	ADJ
ijosar-579	131	3	banks	bank	NOUN
ijosar-579	131	4	account	account	VERB
ijosar-579	131	5	for	for	ADP
ijosar-579	131	6	90	90	NUM
ijosar-579	131	7	per	per	NOUN
ijosar-579	131	8	cent	cent	NOUN
ijosar-579	131	9	of	of	ADP
ijosar-579	131	10	the	the	DET
ijosar-579	131	11	share	share	NOUN
ijosar-579	131	12	of	of	ADP
ijosar-579	131	13	total	total	ADJ
ijosar-579	131	14	credit	credit	NOUN
ijosar-579	131	15	outstanding	outstanding	ADJ
ijosar-579	131	16	.	.	PUNCT
ijosar-579	132	1	as	as	SCONJ
ijosar-579	132	2	many	many	ADJ
ijosar-579	132	3	msmes	msme	NOUN
ijosar-579	132	4	mainly	mainly	ADV
ijosar-579	132	5	operate	operate	VERB
ijosar-579	132	6	in	in	ADP
ijosar-579	132	7	the	the	DET
ijosar-579	132	8	informal	informal	ADJ
ijosar-579	132	9	space	space	NOUN
ijosar-579	132	10	,	,	PUNCT
ijosar-579	132	11	assessing	assess	VERB
ijosar-579	132	12	their	their	PRON
ijosar-579	132	13	creditworthiness	creditworthiness	NOUN
ijosar-579	132	14	can	can	AUX
ijosar-579	132	15	be	be	AUX
ijosar-579	132	16	difficult	difficult	ADJ
ijosar-579	132	17	due	due	ADJ
ijosar-579	132	18	to	to	ADP
ijosar-579	132	19	information	information	NOUN
ijosar-579	132	20	asymmetry	asymmetry	NOUN
ijosar-579	132	21	,	,	PUNCT
ijosar-579	132	22	particularly	particularly	ADV
ijosar-579	132	23	with	with	ADP
ijosar-579	132	24	respect	respect	NOUN
ijosar-579	132	25	to	to	ADP
ijosar-579	132	26	the	the	DET
ijosar-579	132	27	financial	financial	ADJ
ijosar-579	132	28	performance	performance	NOUN
ijosar-579	132	29	of	of	ADP
ijosar-579	132	30	their	their	PRON
ijosar-579	132	31	businesses	business	NOUN
ijosar-579	132	32	.	.	PUNCT
ijosar-579	133	1	in	in	ADP
ijosar-579	133	2	the	the	DET
ijosar-579	133	3	absence	absence	NOUN
ijosar-579	133	4	of	of	ADP
ijosar-579	133	5	collateral	collateral	NOUN
ijosar-579	133	6	,	,	PUNCT
ijosar-579	133	7	under	under	ADP
ijosar-579	133	8	-	-	PUNCT
ijosar-579	133	9	writing	writing	NOUN
ijosar-579	133	10	the	the	DET
ijosar-579	133	11	customer	customer	NOUN
ijosar-579	133	12	often	often	ADV
ijosar-579	133	13	entails	entail	VERB
ijosar-579	133	14	higher	high	ADJ
ijosar-579	133	15	operating	operating	NOUN
ijosar-579	133	16	cost	cost	NOUN
ijosar-579	133	17	.	.	PUNCT
ijosar-579	134	1	furthermore	furthermore	ADV
ijosar-579	134	2	,	,	PUNCT
ijosar-579	134	3	due	due	ADP
ijosar-579	134	4	to	to	ADP
ijosar-579	134	5	their	their	PRON
ijosar-579	134	6	small	small	ADJ
ijosar-579	134	7	-	-	PUNCT
ijosar-579	134	8	scale	scale	NOUN
ijosar-579	134	9	operations	operation	NOUN
ijosar-579	134	10	,	,	PUNCT
ijosar-579	134	11	msmes	msme	NOUN
ijosar-579	134	12	are	be	AUX
ijosar-579	134	13	not	not	PART
ijosar-579	134	14	able	able	ADJ
ijosar-579	134	15	to	to	PART
ijosar-579	134	16	raise	raise	VERB
ijosar-579	134	17	risk	risk	NOUN
ijosar-579	134	18	capital	capital	NOUN
ijosar-579	134	19	.	.	PUNCT
ijosar-579	135	1	they	they	PRON
ijosar-579	135	2	are	be	AUX
ijosar-579	135	3	also	also	ADV
ijosar-579	135	4	unable	unable	ADJ
ijosar-579	135	5	to	to	PART
ijosar-579	135	6	take	take	VERB
ijosar-579	135	7	advantage	advantage	NOUN
ijosar-579	135	8	of	of	ADP
ijosar-579	135	9	most	most	ADJ
ijosar-579	135	10	of	of	ADP
ijosar-579	135	11	the	the	DET
ijosar-579	135	12	government	government	NOUN
ijosar-579	135	13	schemes	scheme	NOUN
ijosar-579	135	14	which	which	PRON
ijosar-579	135	15	are	be	AUX
ijosar-579	135	16	mostly	mostly	ADV
ijosar-579	135	17	based	base	VERB
ijosar-579	135	18	on	on	ADP
ijosar-579	135	19	digital	digital	ADJ
ijosar-579	135	20	infrastructure	infrastructure	NOUN
ijosar-579	135	21	and	and	CCONJ
ijosar-579	135	22	require	require	VERB
ijosar-579	135	23	beneficiaries	beneficiary	NOUN
ijosar-579	135	24	to	to	PART
ijosar-579	135	25	have	have	VERB
ijosar-579	135	26	some	some	DET
ijosar-579	135	27	form	form	NOUN
ijosar-579	135	28	of	of	ADP
ijosar-579	135	29	digital	digital	ADJ
ijosar-579	135	30	identify	identify	VERB
ijosar-579	135	31	and	and	CCONJ
ijosar-579	135	32	presence	presence	NOUN
ijosar-579	135	33	.	.	PUNCT
ijosar-579	136	1	with	with	ADP
ijosar-579	136	2	the	the	DET
ijosar-579	136	3	implementation	implementation	NOUN
ijosar-579	136	4	of	of	ADP
ijosar-579	136	5	structural	structural	ADJ
ijosar-579	136	6	reforms	reform	NOUN
ijosar-579	136	7	like	like	ADP
ijosar-579	136	8	gst	gst	NOUN
ijosar-579	136	9	and	and	CCONJ
ijosar-579	136	10	jam	jam	NOUN
ijosar-579	136	11	trinity	trinity	PROPN
ijosar-579	136	12	,	,	PUNCT
ijosar-579	136	13	the	the	DET
ijosar-579	136	14	informal	informal	ADJ
ijosar-579	136	15	units	unit	NOUN
ijosar-579	136	16	are	be	AUX
ijosar-579	136	17	,	,	PUNCT
ijosar-579	136	18	however	however	ADV
ijosar-579	136	19	,	,	PUNCT
ijosar-579	136	20	getting	getting	AUX
ijosar-579	136	21	integrated	integrate	VERB
ijosar-579	136	22	with	with	ADP
ijosar-579	136	23	the	the	DET
ijosar-579	136	24	mainstream	mainstream	NOUN
ijosar-579	136	25	in	in	ADP
ijosar-579	136	26	recent	recent	ADJ
ijosar-579	136	27	years	year	NOUN
ijosar-579	136	28	.	.	PUNCT
ijosar-579	137	1			VERB
ijosar-579	137	2	delayed	delay	VERB
ijosar-579	137	3	payments	payment	NOUN
ijosar-579	137	4	:	:	PUNCT
ijosar-579	137	5	a	a	DET
ijosar-579	137	6	large	large	ADJ
ijosar-579	137	7	number	number	NOUN
ijosar-579	137	8	of	of	ADP
ijosar-579	137	9	msmes	msme	NOUN
ijosar-579	137	10	are	be	AUX
ijosar-579	137	11	ancillary	ancillary	ADJ
ijosar-579	137	12	units	unit	NOUN
ijosar-579	137	13	catering	cater	VERB
ijosar-579	137	14	to	to	ADP
ijosar-579	137	15	the	the	DET
ijosar-579	137	16	needs	need	NOUN
ijosar-579	137	17	of	of	ADP
ijosar-579	137	18	large	large	ADJ
ijosar-579	137	19	industries	industry	NOUN
ijosar-579	137	20	,	,	PUNCT
ijosar-579	137	21	both	both	CCONJ
ijosar-579	137	22	in	in	ADP
ijosar-579	137	23	the	the	DET
ijosar-579	137	24	public	public	ADJ
ijosar-579	137	25	and	and	CCONJ
ijosar-579	137	26	private	private	ADJ
ijosar-579	137	27	sector	sector	NOUN
ijosar-579	137	28	.	.	PUNCT
ijosar-579	138	1	they	they	PRON
ijosar-579	138	2	often	often	ADV
ijosar-579	138	3	face	face	VERB
ijosar-579	138	4	the	the	DET
ijosar-579	138	5	problem	problem	NOUN
ijosar-579	138	6	of	of	ADP
ijosar-579	138	7	delayed	delay	VERB
ijosar-579	138	8	payments	payment	NOUN
ijosar-579	138	9	,	,	PUNCT
ijosar-579	138	10	affecting	affect	VERB
ijosar-579	138	11	their	their	PRON
ijosar-579	138	12	cash	cash	NOUN
ijosar-579	138	13	flow	flow	NOUN
ijosar-579	138	14	and	and	CCONJ
ijosar-579	138	15	working	work	VERB
ijosar-579	138	16	capital	capital	NOUN
ijosar-579	138	17	availability	availability	NOUN
ijosar-579	138	18	.	.	PUNCT
ijosar-579	139	1	most	most	ADJ
ijosar-579	139	2	of	of	ADP
ijosar-579	139	3	the	the	DET
ijosar-579	139	4	time	time	NOUN
ijosar-579	139	5	,	,	PUNCT
ijosar-579	139	6	delay	delay	VERB
ijosar-579	139	7	in	in	ADP
ijosar-579	139	8	realisation	realisation	NOUN
ijosar-579	139	9	of	of	ADP
ijosar-579	139	10	such	such	ADJ
ijosar-579	139	11	receivables	receivables	NOUN
ijosar-579	139	12	increases	increase	VERB
ijosar-579	139	13	their	their	PRON
ijosar-579	139	14	operating	operating	NOUN
ijosar-579	139	15	cycle	cycle	NOUN
ijosar-579	139	16	and	and	CCONJ
ijosar-579	139	17	reduces	reduce	VERB
ijosar-579	139	18	their	their	PRON
ijosar-579	139	19	ability	ability	NOUN
ijosar-579	139	20	to	to	PART
ijosar-579	139	21	procure	procure	VERB
ijosar-579	139	22	new	new	ADJ
ijosar-579	139	23	orders	order	NOUN
ijosar-579	139	24	or	or	CCONJ
ijosar-579	139	25	fulfil	fulfil	VERB
ijosar-579	139	26	the	the	DET
ijosar-579	139	27	existing	exist	VERB
ijosar-579	139	28	ones	one	NOUN
ijosar-579	139	29	.	.	PUNCT
ijosar-579	140	1	a	a	DET
ijosar-579	140	2	primary	primary	ADJ
ijosar-579	140	3	survey	survey	NOUN
ijosar-579	140	4	conducted	conduct	VERB
ijosar-579	140	5	by	by	ADP
ijosar-579	140	6	reserve	reserve	PROPN
ijosar-579	140	7	bank	bank	PROPN
ijosar-579	140	8	in	in	ADP
ijosar-579	140	9	december	december	PROPN
ijosar-579	140	10	2019	2019	NUM
ijosar-579	140	11	showed	show	VERB
ijosar-579	140	12	that	that	SCONJ
ijosar-579	140	13	44	44	NUM
ijosar-579	140	14	per	per	ADP
ijosar-579	140	15	cent	cent	NOUN
ijosar-579	140	16	of	of	ADP
ijosar-579	140	17	msmes	msme	NOUN
ijosar-579	140	18	engaged	engage	VERB
ijosar-579	140	19	in	in	ADP
ijosar-579	140	20	manufacturing	manufacturing	NOUN
ijosar-579	140	21	activities	activity	NOUN
ijosar-579	140	22	faced	face	VERB
ijosar-579	140	23	delay	delay	NOUN
ijosar-579	140	24	in	in	ADP
ijosar-579	140	25	payments	payment	NOUN
ijosar-579	140	26	.	.	PUNCT
ijosar-579	141	1	the	the	DET
ijosar-579	141	2	ones	one	NOUN
ijosar-579	141	3	not	not	PART
ijosar-579	141	4	receiving	receive	VERB
ijosar-579	141	5	timely	timely	ADJ
ijosar-579	141	6	payment	payment	NOUN
ijosar-579	141	7	mainly	mainly	ADV
ijosar-579	141	8	belonged	belong	VERB
ijosar-579	141	9	to	to	ADP
ijosar-579	141	10	basic	basic	ADJ
ijosar-579	141	11	metal	metal	NOUN
ijosar-579	141	12	and	and	CCONJ
ijosar-579	141	13	metal	metal	NOUN
ijosar-579	141	14	products	product	NOUN
ijosar-579	141	15	,	,	PUNCT
ijosar-579	141	16	engineering	engineering	NOUN
ijosar-579	141	17	,	,	PUNCT
ijosar-579	141	18	construction	construction	NOUN
ijosar-579	141	19	and	and	CCONJ
ijosar-579	141	20	infrastructure	infrastructure	NOUN
ijosar-579	141	21	related	relate	VERB
ijosar-579	141	22	industries	industry	NOUN
ijosar-579	141	23	.	.	PUNCT
ijosar-579	142	1	on	on	ADP
ijosar-579	142	2	the	the	DET
ijosar-579	142	3	other	other	ADJ
ijosar-579	142	4	hand	hand	NOUN
ijosar-579	142	5	,	,	PUNCT
ijosar-579	142	6	ijointernational	ijointernational	ADJ
ijosar-579	142	7	journal	journal	NOUN
ijosar-579	142	8	of	of	ADP
ijosar-579	142	9	social	social	ADJ
ijosar-579	142	10	science	science	NOUN
ijosar-579	142	11	and	and	CCONJ
ijosar-579	142	12	humanities	humanity	NOUN
ijosar-579	142	13	research	research	NOUN
ijosar-579	142	14	(	(	PUNCT
ijosar-579	142	15	issn	issn	PROPN
ijosar-579	142	16	2811	2811	NUM
ijosar-579	142	17	-	-	SYM
ijosar-579	142	18	2466	2466	NUM
ijosar-579	142	19	)	)	PUNCT
ijosar-579	142	20	volume	volume	NOUN
ijosar-579	142	21	5	5	NUM
ijosar-579	142	22	|	|	NOUN
ijosar-579	142	23	issue	issue	NOUN
ijosar-579	142	24	08	08	NUM
ijosar-579	143	1	|	|	CCONJ
ijosar-579	143	2	august	august	PROPN
ijosar-579	143	3	2022	2022	NUM
ijosar-579	143	4	|	|	ADV
ijosar-579	143	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	143	6	56	56	NUM
ijosar-579	143	7	https://economictimes.indiatimes.com/small-biz/msme	https://economictimes.indiatimes.com/small-biz/msme	ADJ
ijosar-579	143	8	delay	delay	NOUN
ijosar-579	143	9	in	in	ADP
ijosar-579	143	10	payments	payment	NOUN
ijosar-579	143	11	was	be	AUX
ijosar-579	143	12	lower	low	ADJ
ijosar-579	143	13	at	at	ADP
ijosar-579	143	14	27	27	NUM
ijosar-579	143	15	per	per	ADP
ijosar-579	143	16	cent	cent	NOUN
ijosar-579	143	17	for	for	ADP
ijosar-579	143	18	services	service	NOUN
ijosar-579	143	19	sector	sector	NOUN
ijosar-579	143	20	.	.	PUNCT
ijosar-579	144	1	here	here	ADV
ijosar-579	144	2	transport	transport	NOUN
ijosar-579	144	3	operators	operator	NOUN
ijosar-579	144	4	mostly	mostly	ADV
ijosar-579	144	5	faced	face	VERB
ijosar-579	144	6	such	such	ADJ
ijosar-579	144	7	situations	situation	NOUN
ijosar-579	144	8	.	.	PUNCT
ijosar-579	145	1	although	although	SCONJ
ijosar-579	145	2	micro	micro	NOUN
ijosar-579	145	3	,	,	PUNCT
ijosar-579	145	4	small	small	ADJ
ijosar-579	145	5	and	and	CCONJ
ijosar-579	145	6	medium	medium	ADJ
ijosar-579	145	7	enterprises	enterprise	NOUN
ijosar-579	145	8	development	development	NOUN
ijosar-579	145	9	(	(	PUNCT
ijosar-579	145	10	msmed	msmed	ADJ
ijosar-579	145	11	)	)	PUNCT
ijosar-579	145	12	act	act	PROPN
ijosar-579	145	13	,	,	PUNCT
ijosar-579	145	14	2006	2006	NUM
ijosar-579	145	15	contains	contain	VERB
ijosar-579	145	16	provisions	provision	NOUN
ijosar-579	145	17	related	relate	VERB
ijosar-579	145	18	to	to	ADP
ijosar-579	145	19	penalty	penalty	NOUN
ijosar-579	145	20	in	in	ADP
ijosar-579	145	21	case	case	NOUN
ijosar-579	145	22	of	of	ADP
ijosar-579	145	23	delayed	delay	VERB
ijosar-579	145	24	payments	payment	NOUN
ijosar-579	145	25	by	by	ADP
ijosar-579	145	26	the	the	DET
ijosar-579	145	27	buyers	buyer	NOUN
ijosar-579	145	28	,	,	PUNCT
ijosar-579	145	29	weak	weak	ADJ
ijosar-579	145	30	bargaining	bargaining	NOUN
ijosar-579	145	31	power	power	NOUN
ijosar-579	145	32	and	and	CCONJ
ijosar-579	145	33	the	the	DET
ijosar-579	145	34	fear	fear	NOUN
ijosar-579	145	35	of	of	ADP
ijosar-579	145	36	losing	lose	VERB
ijosar-579	145	37	the	the	DET
ijosar-579	145	38	business	business	NOUN
ijosar-579	145	39	prevents	prevent	VERB
ijosar-579	145	40	msmes	msme	NOUN
ijosar-579	145	41	to	to	PART
ijosar-579	145	42	invoke	invoke	VERB
ijosar-579	145	43	this	this	DET
ijosar-579	145	44	provision	provision	NOUN
ijosar-579	145	45	.	.	PUNCT
ijosar-579	146	1	expert	expert	ADJ
ijosar-579	146	2	committee	committee	PROPN
ijosar-579	146	3	on	on	ADP
ijosar-579	146	4	msmes	msme	NOUN
ijosar-579	146	5	:	:	PUNCT
ijosar-579	146	6	in	in	ADP
ijosar-579	146	7	order	order	NOUN
ijosar-579	146	8	to	to	PART
ijosar-579	146	9	understand	understand	VERB
ijosar-579	146	10	the	the	DET
ijosar-579	146	11	structural	structural	ADJ
ijosar-579	146	12	bottlenecks	bottleneck	NOUN
ijosar-579	146	13	and	and	CCONJ
ijosar-579	146	14	factors	factor	NOUN
ijosar-579	146	15	affecting	affect	VERB
ijosar-579	146	16	the	the	DET
ijosar-579	146	17	performance	performance	NOUN
ijosar-579	146	18	of	of	ADP
ijosar-579	146	19	the	the	DET
ijosar-579	146	20	msmes	msme	NOUN
ijosar-579	146	21	,	,	PUNCT
ijosar-579	146	22	rbi	rbi	PROPN
ijosar-579	146	23	had	have	AUX
ijosar-579	146	24	set	set	VERB
ijosar-579	146	25	up	up	ADP
ijosar-579	146	26	an	an	DET
ijosar-579	146	27	expert	expert	ADJ
ijosar-579	146	28	committee	committee	NOUN
ijosar-579	146	29	on	on	ADP
ijosar-579	146	30	msmes	msme	NOUN
ijosar-579	146	31	under	under	ADP
ijosar-579	146	32	the	the	DET
ijosar-579	146	33	chairmanship	chairmanship	NOUN
ijosar-579	146	34	of	of	ADP
ijosar-579	146	35	shri	shri	PROPN
ijosar-579	146	36	u.k	u.k	PROPN
ijosar-579	146	37	sinha	sinha	PROPN
ijosar-579	146	38	in	in	ADP
ijosar-579	146	39	january	january	PROPN
ijosar-579	146	40	2019	2019	NUM
ijosar-579	146	41	.	.	PUNCT
ijosar-579	147	1	the	the	DET
ijosar-579	147	2	committee	committee	NOUN
ijosar-579	147	3	has	have	AUX
ijosar-579	147	4	undertaken	undertake	VERB
ijosar-579	147	5	comprehensive	comprehensive	ADJ
ijosar-579	147	6	review	review	NOUN
ijosar-579	147	7	of	of	ADP
ijosar-579	147	8	the	the	DET
ijosar-579	147	9	sector	sector	NOUN
ijosar-579	147	10	and	and	CCONJ
ijosar-579	147	11	given	give	VERB
ijosar-579	147	12	several	several	ADJ
ijosar-579	147	13	recommendations	recommendation	NOUN
ijosar-579	147	14	for	for	ADP
ijosar-579	147	15	the	the	DET
ijosar-579	147	16	economic	economic	ADJ
ijosar-579	147	17	and	and	CCONJ
ijosar-579	147	18	financial	financial	ADJ
ijosar-579	147	19	sustainability	sustainability	NOUN
ijosar-579	147	20	of	of	ADP
ijosar-579	147	21	the	the	DET
ijosar-579	147	22	msme	msme	NOUN
ijosar-579	147	23	sector	sector	NOUN
ijosar-579	147	24	.	.	PUNCT
ijosar-579	148	1	these	these	DET
ijosar-579	148	2	recommendations	recommendation	NOUN
ijosar-579	148	3	are	be	AUX
ijosar-579	148	4	wide	wide	ADV
ijosar-579	148	5	-	-	PUNCT
ijosar-579	148	6	ranging	range	VERB
ijosar-579	148	7	and	and	CCONJ
ijosar-579	148	8	broadly	broadly	ADV
ijosar-579	148	9	relate	relate	VERB
ijosar-579	148	10	to	to	ADP
ijosar-579	148	11	legislative	legislative	ADJ
ijosar-579	148	12	changes	change	NOUN
ijosar-579	148	13	;	;	PUNCT
ijosar-579	148	14	infrastructure	infrastructure	NOUN
ijosar-579	148	15	development	development	NOUN
ijosar-579	148	16	;	;	PUNCT
ijosar-579	148	17	capacity	capacity	NOUN
ijosar-579	148	18	building	building	NOUN
ijosar-579	148	19	;	;	PUNCT
ijosar-579	148	20	technological	technological	ADJ
ijosar-579	148	21	upgradation	upgradation	NOUN
ijosar-579	148	22	;	;	PUNCT
ijosar-579	148	23	improving	improve	VERB
ijosar-579	148	24	backward	backward	ADJ
ijosar-579	148	25	and	and	CCONJ
ijosar-579	148	26	forward	forward	ADJ
ijosar-579	148	27	linkages	linkage	NOUN
ijosar-579	148	28	;	;	PUNCT
ijosar-579	148	29	improving	improve	VERB
ijosar-579	148	30	financial	financial	ADJ
ijosar-579	148	31	support	support	NOUN
ijosar-579	148	32	from	from	ADP
ijosar-579	148	33	formal	formal	ADJ
ijosar-579	148	34	sources	source	NOUN
ijosar-579	148	35	;	;	PUNCT
ijosar-579	148	36	newer	new	ADJ
ijosar-579	148	37	technological	technological	ADJ
ijosar-579	148	38	interventions	intervention	NOUN
ijosar-579	148	39	for	for	ADP
ijosar-579	148	40	robust	robust	ADJ
ijosar-579	148	41	underwriting	underwriting	NOUN
ijosar-579	148	42	practices	practice	NOUN
ijosar-579	148	43	;	;	PUNCT
ijosar-579	148	44	and	and	CCONJ
ijosar-579	148	45	credit	credit	NOUN
ijosar-579	148	46	delivery	delivery	NOUN
ijosar-579	148	47	,	,	PUNCT
ijosar-579	148	48	among	among	ADP
ijosar-579	148	49	others	other	NOUN
ijosar-579	148	50	.	.	PUNCT
ijosar-579	149	1	while	while	SCONJ
ijosar-579	149	2	some	some	PRON
ijosar-579	149	3	of	of	ADP
ijosar-579	149	4	the	the	DET
ijosar-579	149	5	recommendations	recommendation	NOUN
ijosar-579	149	6	of	of	ADP
ijosar-579	149	7	the	the	DET
ijosar-579	149	8	committee	committee	NOUN
ijosar-579	149	9	have	have	AUX
ijosar-579	149	10	already	already	ADV
ijosar-579	149	11	been	be	AUX
ijosar-579	149	12	implemented	implement	VERB
ijosar-579	149	13	,	,	PUNCT
ijosar-579	149	14	others	other	NOUN
ijosar-579	149	15	are	be	AUX
ijosar-579	149	16	under	under	ADP
ijosar-579	149	17	consideration	consideration	NOUN
ijosar-579	149	18	by	by	ADP
ijosar-579	149	19	the	the	DET
ijosar-579	149	20	authorities	authority	NOUN
ijosar-579	149	21	concerned	concern	VERB
ijosar-579	149	22	.	.	PUNCT
ijosar-579	150	1	measures	measure	NOUN
ijosar-579	150	2	undertaken	undertake	VERB
ijosar-579	150	3	by	by	ADP
ijosar-579	150	4	rbi	rbi	NOUN
ijosar-579	150	5	measures	measure	NOUN
ijosar-579	150	6	to	to	PART
ijosar-579	150	7	improve	improve	VERB
ijosar-579	150	8	the	the	DET
ijosar-579	150	9	credit	credit	NOUN
ijosar-579	150	10	flow	flow	NOUN
ijosar-579	150	11	:	:	PUNCT
ijosar-579	150	12			VERB
ijosar-579	150	13	the	the	DET
ijosar-579	150	14	reserve	reserve	PROPN
ijosar-579	150	15	bank	bank	PROPN
ijosar-579	150	16	has	have	AUX
ijosar-579	150	17	taken	take	VERB
ijosar-579	150	18	several	several	ADJ
ijosar-579	150	19	measures	measure	NOUN
ijosar-579	150	20	in	in	ADP
ijosar-579	150	21	the	the	DET
ijosar-579	150	22	recent	recent	ADJ
ijosar-579	150	23	period	period	NOUN
ijosar-579	150	24	to	to	PART
ijosar-579	150	25	improve	improve	VERB
ijosar-579	150	26	the	the	DET
ijosar-579	150	27	flow	flow	NOUN
ijosar-579	150	28	of	of	ADP
ijosar-579	150	29	credit	credit	NOUN
ijosar-579	150	30	to	to	ADP
ijosar-579	150	31	the	the	DET
ijosar-579	150	32	msme	msme	NOUN
ijosar-579	150	33	sector	sector	NOUN
ijosar-579	150	34	.	.	PUNCT
ijosar-579	151	1	banks	bank	NOUN
ijosar-579	151	2	form	form	VERB
ijosar-579	151	3	the	the	DET
ijosar-579	151	4	predominant	predominant	ADJ
ijosar-579	151	5	source	source	NOUN
ijosar-579	151	6	of	of	ADP
ijosar-579	151	7	formal	formal	ADJ
ijosar-579	151	8	credit	credit	NOUN
ijosar-579	151	9	to	to	ADP
ijosar-579	151	10	msmes	msme	NOUN
ijosar-579	151	11	with	with	ADP
ijosar-579	151	12	all	all	DET
ijosar-579	151	13	such	such	ADJ
ijosar-579	151	14	loans	loan	NOUN
ijosar-579	151	15	by	by	ADP
ijosar-579	151	16	banks	bank	NOUN
ijosar-579	151	17	qualifying	qualify	VERB
ijosar-579	151	18	for	for	ADP
ijosar-579	151	19	priority	priority	NOUN
ijosar-579	151	20	sector	sector	NOUN
ijosar-579	151	21	lending	lending	NOUN
ijosar-579	151	22	classification	classification	NOUN
ijosar-579	151	23	.	.	PUNCT
ijosar-579	152	1	in	in	ADP
ijosar-579	152	2	august	august	PROPN
ijosar-579	152	3	2019	2019	NUM
ijosar-579	152	4	,	,	PUNCT
ijosar-579	152	5	we	we	PRON
ijosar-579	152	6	have	have	AUX
ijosar-579	152	7	further	far	ADV
ijosar-579	152	8	incentivised	incentivise	VERB
ijosar-579	152	9	banks	bank	NOUN
ijosar-579	152	10	to	to	PART
ijosar-579	152	11	lend	lend	VERB
ijosar-579	152	12	to	to	ADP
ijosar-579	152	13	msmes	msme	NOUN
ijosar-579	152	14	through	through	ADP
ijosar-579	152	15	the	the	DET
ijosar-579	152	16	nbfc	nbfc	NOUN
ijosar-579	152	17	sector	sector	NOUN
ijosar-579	152	18	.	.	PUNCT
ijosar-579	153	1	consequently	consequently	ADV
ijosar-579	153	2	,	,	PUNCT
ijosar-579	153	3	bank	bank	NOUN
ijosar-579	153	4	credit	credit	NOUN
ijosar-579	153	5	to	to	ADP
ijosar-579	153	6	registered	registered	ADJ
ijosar-579	153	7	nbfcs	nbfc	NOUN
ijosar-579	153	8	(	(	PUNCT
ijosar-579	153	9	other	other	ADJ
ijosar-579	153	10	than	than	ADP
ijosar-579	153	11	micro	micro	ADJ
ijosar-579	153	12	finance	finance	NOUN
ijosar-579	153	13	institutions	institution	NOUN
ijosar-579	153	14	)	)	PUNCT
ijosar-579	153	15	for	for	ADP
ijosar-579	153	16	on	on	ADP
ijosar-579	153	17	-	-	PUNCT
ijosar-579	153	18	lending	lending	NOUN
ijosar-579	153	19	to	to	ADP
ijosar-579	153	20	micro	micro	ADJ
ijosar-579	153	21	and	and	CCONJ
ijosar-579	153	22	small	small	ADJ
ijosar-579	153	23	enterprises	enterprise	NOUN
ijosar-579	153	24	up	up	ADP
ijosar-579	153	25	to	to	PART
ijosar-579	153	26	20	20	NUM
ijosar-579	153	27	lakh	lakh	NOUN
ijosar-579	153	28	per	per	ADP
ijosar-579	153	29	borrower	borrower	NOUN
ijosar-579	153	30	are	be	AUX
ijosar-579	153	31	eligible	eligible	ADJ
ijosar-579	153	32	for	for	ADP
ijosar-579	153	33	classification	classification	NOUN
ijosar-579	153	34	as	as	ADP
ijosar-579	153	35	priority	priority	NOUN
ijosar-579	153	36	sector	sector	NOUN
ijosar-579	153	37	lending	lending	NOUN
ijosar-579	153	38	.	.	PUNCT
ijosar-579	154	1			VERB
ijosar-579	154	2	a	a	DET
ijosar-579	154	3	scheme	scheme	NOUN
ijosar-579	154	4	of	of	ADP
ijosar-579	154	5	one	one	NUM
ijosar-579	154	6	-	-	PUNCT
ijosar-579	154	7	time	time	NOUN
ijosar-579	154	8	restructuring	restructuring	NOUN
ijosar-579	154	9	without	without	ADP
ijosar-579	154	10	an	an	DET
ijosar-579	154	11	asset	asset	NOUN
ijosar-579	154	12	classification	classification	NOUN
ijosar-579	154	13	downgrade	downgrade	NOUN
ijosar-579	154	14	was	be	AUX
ijosar-579	154	15	permitted	permit	VERB
ijosar-579	154	16	to	to	PART
ijosar-579	154	17	gst	gst	PROPN
ijosar-579	154	18	registered	register	VERB
ijosar-579	154	19	msme	msme	NOUN
ijosar-579	154	20	accounts	account	NOUN
ijosar-579	154	21	that	that	PRON
ijosar-579	154	22	were	be	AUX
ijosar-579	154	23	in	in	ADP
ijosar-579	154	24	default	default	NOUN
ijosar-579	154	25	but	but	CCONJ
ijosar-579	154	26	standard	standard	NOUN
ijosar-579	154	27	as	as	ADP
ijosar-579	154	28	on	on	ADP
ijosar-579	154	29	january	january	PROPN
ijosar-579	154	30	1	1	NUM
ijosar-579	154	31	,	,	PUNCT
ijosar-579	154	32	2019	2019	NUM
ijosar-579	154	33	.	.	PUNCT
ijosar-579	155	1	as	as	SCONJ
ijosar-579	155	2	the	the	DET
ijosar-579	155	3	process	process	NOUN
ijosar-579	155	4	of	of	ADP
ijosar-579	155	5	formalisation	formalisation	NOUN
ijosar-579	155	6	of	of	ADP
ijosar-579	155	7	the	the	DET
ijosar-579	155	8	msme	msme	NOUN
ijosar-579	155	9	sector	sector	NOUN
ijosar-579	155	10	has	have	VERB
ijosar-579	155	11	a	a	DET
ijosar-579	155	12	positive	positive	ADJ
ijosar-579	155	13	impact	impact	NOUN
ijosar-579	155	14	on	on	ADP
ijosar-579	155	15	financial	financial	ADJ
ijosar-579	155	16	ijointernational	ijointernational	ADJ
ijosar-579	155	17	journal	journal	NOUN
ijosar-579	155	18	of	of	ADP
ijosar-579	155	19	social	social	ADJ
ijosar-579	155	20	science	science	NOUN
ijosar-579	155	21	and	and	CCONJ
ijosar-579	155	22	humanities	humanity	NOUN
ijosar-579	155	23	research	research	NOUN
ijosar-579	155	24	(	(	PUNCT
ijosar-579	155	25	issn	issn	PROPN
ijosar-579	155	26	2811	2811	NUM
ijosar-579	155	27	-	-	SYM
ijosar-579	155	28	2466	2466	NUM
ijosar-579	155	29	)	)	PUNCT
ijosar-579	155	30	volume	volume	NOUN
ijosar-579	155	31	5	5	NUM
ijosar-579	155	32	|	|	NOUN
ijosar-579	155	33	issue	issue	NOUN
ijosar-579	155	34	08	08	NUM
ijosar-579	156	1	|	|	CCONJ
ijosar-579	156	2	august	august	PROPN
ijosar-579	156	3	2022	2022	NUM
ijosar-579	156	4	|	|	ADV
ijosar-579	156	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	156	6	57	57	NUM
ijosar-579	156	7	stability	stability	NOUN
ijosar-579	156	8	and	and	CCONJ
ijosar-579	156	9	this	this	DET
ijosar-579	156	10	process	process	NOUN
ijosar-579	156	11	is	be	AUX
ijosar-579	156	12	still	still	ADV
ijosar-579	156	13	underway	underway	ADJ
ijosar-579	156	14	,	,	PUNCT
ijosar-579	156	15	the	the	DET
ijosar-579	156	16	scheme	scheme	NOUN
ijosar-579	156	17	has	have	AUX
ijosar-579	156	18	been	be	AUX
ijosar-579	156	19	extended	extend	VERB
ijosar-579	156	20	to	to	ADP
ijosar-579	156	21	accounts	account	NOUN
ijosar-579	156	22	that	that	PRON
ijosar-579	156	23	are	be	AUX
ijosar-579	156	24	standard	standard	ADJ
ijosar-579	156	25	but	but	CCONJ
ijosar-579	156	26	in	in	ADP
ijosar-579	156	27	default	default	NOUN
ijosar-579	156	28	as	as	ADP
ijosar-579	156	29	on	on	ADP
ijosar-579	156	30	january	january	PROPN
ijosar-579	156	31	1	1	NUM
ijosar-579	156	32	,	,	PUNCT
ijosar-579	156	33	2020	2020	NUM
ijosar-579	156	34	and	and	CCONJ
ijosar-579	156	35	restructuring	restructuring	NOUN
ijosar-579	156	36	,	,	PUNCT
ijosar-579	156	37	wherever	wherever	SCONJ
ijosar-579	156	38	eligible	eligible	ADJ
ijosar-579	156	39	,	,	PUNCT
ijosar-579	156	40	has	have	VERB
ijosar-579	156	41	to	to	PART
ijosar-579	156	42	be	be	AUX
ijosar-579	156	43	implemented	implement	VERB
ijosar-579	156	44	latest	late	ADJ
ijosar-579	156	45	by	by	ADP
ijosar-579	156	46	december	december	PROPN
ijosar-579	156	47	31	31	NUM
ijosar-579	156	48	,	,	PUNCT
ijosar-579	156	49	2020	2020	NUM
ijosar-579	156	50	.	.	PUNCT
ijosar-579	157	1	this	this	PRON
ijosar-579	157	2	will	will	AUX
ijosar-579	157	3	enhance	enhance	VERB
ijosar-579	157	4	the	the	DET
ijosar-579	157	5	scope	scope	NOUN
ijosar-579	157	6	of	of	ADP
ijosar-579	157	7	the	the	DET
ijosar-579	157	8	scheme	scheme	NOUN
ijosar-579	157	9	by	by	ADP
ijosar-579	157	10	benefitting	benefit	VERB
ijosar-579	157	11	the	the	DET
ijosar-579	157	12	eligible	eligible	ADJ
ijosar-579	157	13	msme	msme	NOUN
ijosar-579	157	14	entities	entity	NOUN
ijosar-579	157	15	which	which	PRON
ijosar-579	157	16	could	could	AUX
ijosar-579	157	17	not	not	PART
ijosar-579	157	18	be	be	AUX
ijosar-579	157	19	restructured	restructure	VERB
ijosar-579	157	20	under	under	ADP
ijosar-579	157	21	the	the	DET
ijosar-579	157	22	provisions	provision	NOUN
ijosar-579	157	23	of	of	ADP
ijosar-579	157	24	the	the	DET
ijosar-579	157	25	circular	circular	ADJ
ijosar-579	157	26	dated	date	VERB
ijosar-579	157	27	january	january	PROPN
ijosar-579	157	28	1	1	NUM
ijosar-579	157	29	,	,	PUNCT
ijosar-579	157	30	2019	2019	NUM
ijosar-579	157	31	as	as	ADP
ijosar-579	157	32	also	also	ADV
ijosar-579	157	33	the	the	DET
ijosar-579	157	34	msme	msme	NOUN
ijosar-579	157	35	entities	entity	NOUN
ijosar-579	157	36	which	which	PRON
ijosar-579	157	37	have	have	AUX
ijosar-579	157	38	become	become	VERB
ijosar-579	157	39	stressed	stressed	ADJ
ijosar-579	157	40	thereafter	thereafter	ADV
ijosar-579	157	41	.	.	PUNCT
ijosar-579	158	1	so	so	ADV
ijosar-579	158	2	far	far	ADV
ijosar-579	158	3	,	,	PUNCT
ijosar-579	158	4	banks	bank	NOUN
ijosar-579	158	5	have	have	AUX
ijosar-579	158	6	restructured	restructure	VERB
ijosar-579	158	7	6	6	NUM
ijosar-579	158	8	lakh	lakh	NOUN
ijosar-579	158	9	accounts	account	NOUN
ijosar-579	158	10	out	out	ADP
ijosar-579	158	11	of	of	ADP
ijosar-579	158	12	15	15	NUM
ijosar-579	158	13	lakh	lakh	NOUN
ijosar-579	158	14	eligible	eligible	ADJ
ijosar-579	158	15	accounts	account	NOUN
ijosar-579	158	16	under	under	ADP
ijosar-579	158	17	the	the	DET
ijosar-579	158	18	scheme	scheme	NOUN
ijosar-579	158	19	.	.	PUNCT
ijosar-579	159	1	our	our	PRON
ijosar-579	159	2	primary	primary	ADJ
ijosar-579	159	3	survey	survey	NOUN
ijosar-579	159	4	suggested	suggest	VERB
ijosar-579	159	5	lack	lack	NOUN
ijosar-579	159	6	of	of	ADP
ijosar-579	159	7	awareness	awareness	NOUN
ijosar-579	159	8	about	about	ADP
ijosar-579	159	9	the	the	DET
ijosar-579	159	10	scheme	scheme	NOUN
ijosar-579	159	11	among	among	ADP
ijosar-579	159	12	the	the	DET
ijosar-579	159	13	msmes	msme	NOUN
ijosar-579	159	14	.	.	PUNCT
ijosar-579	160	1	incremental	incremental	ADJ
ijosar-579	160	2	loans	loan	NOUN
ijosar-579	160	3	to	to	ADP
ijosar-579	160	4	msmes	msme	NOUN
ijosar-579	160	5	along	along	ADP
ijosar-579	160	6	with	with	ADP
ijosar-579	160	7	retail	retail	ADJ
ijosar-579	160	8	loans	loan	NOUN
ijosar-579	160	9	for	for	ADP
ijosar-579	160	10	automobiles	automobile	NOUN
ijosar-579	160	11	and	and	CCONJ
ijosar-579	160	12	residential	residential	ADJ
ijosar-579	160	13	housing	housing	NOUN
ijosar-579	160	14	will	will	AUX
ijosar-579	160	15	be	be	AUX
ijosar-579	160	16	exempted	exempt	VERB
ijosar-579	160	17	from	from	ADP
ijosar-579	160	18	crr	crr	PROPN
ijosar-579	160	19	from	from	ADP
ijosar-579	160	20	fortnight	fortnight	ADJ
ijosar-579	160	21	ending	end	VERB
ijosar-579	160	22	january	january	PROPN
ijosar-579	160	23	31	31	NUM
ijosar-579	160	24	,	,	PUNCT
ijosar-579	160	25	2020	2020	NUM
ijosar-579	160	26	up	up	ADP
ijosar-579	160	27	to	to	ADP
ijosar-579	160	28	fortnight	fortnight	ADJ
ijosar-579	160	29	ending	ending	NOUN
ijosar-579	160	30	july	july	PROPN
ijosar-579	160	31	31	31	NUM
ijosar-579	160	32	,	,	PUNCT
ijosar-579	160	33	2020	2020	NUM
ijosar-579	160	34	.	.	PUNCT
ijosar-579	161	1			VERB
ijosar-579	161	2	subsequent	subsequent	ADJ
ijosar-579	161	3	to	to	ADP
ijosar-579	161	4	the	the	DET
ijosar-579	161	5	introduction	introduction	NOUN
ijosar-579	161	6	of	of	ADP
ijosar-579	161	7	an	an	DET
ijosar-579	161	8	external	external	ADJ
ijosar-579	161	9	benchmark	benchmark	NOUN
ijosar-579	161	10	system	system	NOUN
ijosar-579	161	11	in	in	ADP
ijosar-579	161	12	october	october	PROPN
ijosar-579	161	13	2019	2019	NUM
ijosar-579	161	14	,	,	PUNCT
ijosar-579	161	15	the	the	DET
ijosar-579	161	16	monetary	monetary	ADJ
ijosar-579	161	17	policy	policy	NOUN
ijosar-579	161	18	transmission	transmission	NOUN
ijosar-579	161	19	has	have	AUX
ijosar-579	161	20	improved	improve	VERB
ijosar-579	161	21	where	where	SCONJ
ijosar-579	161	22	new	new	ADJ
ijosar-579	161	23	floating	float	VERB
ijosar-579	161	24	rate	rate	NOUN
ijosar-579	161	25	loans	loan	NOUN
ijosar-579	161	26	to	to	ADP
ijosar-579	161	27	the	the	DET
ijosar-579	161	28	micro	micro	ADJ
ijosar-579	161	29	and	and	CCONJ
ijosar-579	161	30	small	small	ADJ
ijosar-579	161	31	entrepreneurs	entrepreneur	NOUN
ijosar-579	161	32	were	be	AUX
ijosar-579	161	33	linked	link	VERB
ijosar-579	161	34	to	to	ADP
ijosar-579	161	35	the	the	DET
ijosar-579	161	36	external	external	ADJ
ijosar-579	161	37	benchmark	benchmark	NOUN
ijosar-579	161	38	.	.	PUNCT
ijosar-579	162	1	with	with	ADP
ijosar-579	162	2	a	a	DET
ijosar-579	162	3	view	view	NOUN
ijosar-579	162	4	to	to	ADP
ijosar-579	162	5	further	far	ADV
ijosar-579	162	6	strengthening	strengthen	VERB
ijosar-579	162	7	monetary	monetary	ADJ
ijosar-579	162	8	policy	policy	NOUN
ijosar-579	162	9	transmission	transmission	NOUN
ijosar-579	162	10	,	,	PUNCT
ijosar-579	162	11	all	all	DET
ijosar-579	162	12	new	new	ADJ
ijosar-579	162	13	floating	float	VERB
ijosar-579	162	14	rate	rate	NOUN
ijosar-579	162	15	loans	loan	NOUN
ijosar-579	162	16	to	to	ADP
ijosar-579	162	17	medium	medium	ADJ
ijosar-579	162	18	enterprises	enterprise	NOUN
ijosar-579	162	19	extended	extend	VERB
ijosar-579	162	20	by	by	ADP
ijosar-579	162	21	banks	bank	NOUN
ijosar-579	162	22	from	from	ADP
ijosar-579	162	23	april	april	PROPN
ijosar-579	162	24	01	01	NUM
ijosar-579	162	25	,	,	PUNCT
ijosar-579	162	26	2020	2020	NUM
ijosar-579	162	27	will	will	AUX
ijosar-579	162	28	also	also	ADV
ijosar-579	162	29	be	be	AUX
ijosar-579	162	30	linked	link	VERB
ijosar-579	162	31	to	to	ADP
ijosar-579	162	32	the	the	DET
ijosar-579	162	33	external	external	ADJ
ijosar-579	162	34	benchmarks	benchmark	NOUN
ijosar-579	162	35	.	.	PUNCT
ijosar-579	163	1			VERB
ijosar-579	163	2	delayed	delay	VERB
ijosar-579	163	3	payments	payment	NOUN
ijosar-579	163	4	:	:	PUNCT
ijosar-579	163	5	the	the	DET
ijosar-579	163	6	reserve	reserve	PROPN
ijosar-579	163	7	bank	bank	PROPN
ijosar-579	163	8	introduced	introduce	VERB
ijosar-579	163	9	the	the	DET
ijosar-579	163	10	trade	trade	NOUN
ijosar-579	163	11	receivables	receivables	NOUN
ijosar-579	163	12	discounting	discount	VERB
ijosar-579	163	13	system	system	NOUN
ijosar-579	163	14	(	(	PUNCT
ijosar-579	163	15	treds	tred	NOUN
ijosar-579	163	16	)	)	PUNCT
ijosar-579	163	17	in	in	ADP
ijosar-579	163	18	2014	2014	NUM
ijosar-579	163	19	.	.	PUNCT
ijosar-579	164	1	treds	tred	NOUN
ijosar-579	164	2	is	be	AUX
ijosar-579	164	3	an	an	DET
ijosar-579	164	4	electronic	electronic	ADJ
ijosar-579	164	5	platform	platform	NOUN
ijosar-579	164	6	where	where	SCONJ
ijosar-579	164	7	receivables	receivables	NOUN
ijosar-579	164	8	of	of	ADP
ijosar-579	164	9	msmes	msme	NOUN
ijosar-579	164	10	drawn	draw	VERB
ijosar-579	164	11	against	against	ADP
ijosar-579	164	12	buyers	buyer	NOUN
ijosar-579	164	13	(	(	PUNCT
ijosar-579	164	14	large	large	ADJ
ijosar-579	164	15	corporates	corporate	NOUN
ijosar-579	164	16	,	,	PUNCT
ijosar-579	164	17	psus	psus	PROPN
ijosar-579	164	18	,	,	PUNCT
ijosar-579	164	19	government	government	NOUN
ijosar-579	164	20	departments	department	NOUN
ijosar-579	164	21	)	)	PUNCT
ijosar-579	164	22	are	be	AUX
ijosar-579	164	23	financed	finance	VERB
ijosar-579	164	24	through	through	ADP
ijosar-579	164	25	multiple	multiple	ADJ
ijosar-579	164	26	financiers	financier	NOUN
ijosar-579	164	27	at	at	ADP
ijosar-579	164	28	competitive	competitive	ADJ
ijosar-579	164	29	rates	rate	NOUN
ijosar-579	164	30	.	.	PUNCT
ijosar-579	165	1	this	this	PRON
ijosar-579	165	2	is	be	AUX
ijosar-579	165	3	done	do	VERB
ijosar-579	165	4	through	through	ADP
ijosar-579	165	5	an	an	DET
ijosar-579	165	6	auction	auction	NOUN
ijosar-579	165	7	-	-	PUNCT
ijosar-579	165	8	based	base	VERB
ijosar-579	165	9	mechanism	mechanism	NOUN
ijosar-579	165	10	.	.	PUNCT
ijosar-579	166	1	to	to	PART
ijosar-579	166	2	widen	widen	VERB
ijosar-579	166	3	the	the	DET
ijosar-579	166	4	scope	scope	NOUN
ijosar-579	166	5	of	of	ADP
ijosar-579	166	6	treds	tred	NOUN
ijosar-579	166	7	and	and	CCONJ
ijosar-579	166	8	to	to	PART
ijosar-579	166	9	incentivise	incentivise	VERB
ijosar-579	166	10	more	more	ADJ
ijosar-579	166	11	players	player	NOUN
ijosar-579	166	12	to	to	PART
ijosar-579	166	13	be	be	AUX
ijosar-579	166	14	part	part	NOUN
ijosar-579	166	15	of	of	ADP
ijosar-579	166	16	this	this	DET
ijosar-579	166	17	platform	platform	NOUN
ijosar-579	166	18	,	,	PUNCT
ijosar-579	166	19	banks	bank	NOUN
ijosar-579	166	20	’	'	PUNCT
ijosar-579	166	21	exposure	exposure	NOUN
ijosar-579	166	22	through	through	ADP
ijosar-579	166	23	this	this	DET
ijosar-579	166	24	platform	platform	NOUN
ijosar-579	166	25	were	be	AUX
ijosar-579	166	26	brought	bring	VERB
ijosar-579	166	27	under	under	ADP
ijosar-579	166	28	priority	priority	NOUN
ijosar-579	166	29	sector	sector	NOUN
ijosar-579	166	30	lending	lending	NOUN
ijosar-579	166	31	in	in	ADP
ijosar-579	166	32	2016	2016	NUM
ijosar-579	166	33	.	.	PUNCT
ijosar-579	167	1	presently	presently	ADV
ijosar-579	167	2	,	,	PUNCT
ijosar-579	167	3	three	three	NUM
ijosar-579	167	4	entities	entity	NOUN
ijosar-579	167	5	[	[	X
ijosar-579	167	6	viz	viz	NUM
ijosar-579	167	7	.	.	PROPN
ijosar-579	167	8	,	,	PUNCT
ijosar-579	167	9	receivables	receivables	NOUN
ijosar-579	167	10	exchange	exchange	NOUN
ijosar-579	167	11	of	of	ADP
ijosar-579	167	12	india	india	PROPN
ijosar-579	167	13	ltd	ltd	PROPN
ijosar-579	167	14	.	.	PROPN
ijosar-579	167	15	(	(	PUNCT
ijosar-579	167	16	rxil	rxil	NOUN
ijosar-579	167	17	)	)	PUNCT
ijosar-579	167	18	,	,	PUNCT
ijosar-579	167	19	a.	a.	NOUN
ijosar-579	167	20	treds	tred	NOUN
ijosar-579	167	21	,	,	PUNCT
ijosar-579	167	22	and	and	CCONJ
ijosar-579	167	23	mynd	mynd	PROPN
ijosar-579	167	24	solutions	solution	NOUN
ijosar-579	167	25	]	]	PUNCT
ijosar-579	167	26	licensed	license	VERB
ijosar-579	167	27	by	by	ADP
ijosar-579	167	28	the	the	DET
ijosar-579	167	29	reserve	reserve	PROPN
ijosar-579	167	30	bank	bank	PROPN
ijosar-579	167	31	are	be	AUX
ijosar-579	167	32	operating	operate	VERB
ijosar-579	167	33	the	the	DET
ijosar-579	167	34	platform	platform	NOUN
ijosar-579	167	35	for	for	ADP
ijosar-579	167	36	more	more	ADJ
ijosar-579	167	37	than	than	ADP
ijosar-579	167	38	two	two	NUM
ijosar-579	167	39	years	year	NOUN
ijosar-579	167	40	.	.	PUNCT
ijosar-579	168	1	further	far	ADV
ijosar-579	168	2	,	,	PUNCT
ijosar-579	168	3	the	the	DET
ijosar-579	168	4	reserve	reserve	PROPN
ijosar-579	168	5	bank	bank	PROPN
ijosar-579	168	6	recently	recently	ADV
ijosar-579	168	7	allowed	allow	VERB
ijosar-579	168	8	‘	'	PUNCT
ijosar-579	168	9	on	on	ADP
ijosar-579	168	10	tap	tap	NOUN
ijosar-579	168	11	’	'	PUNCT
ijosar-579	168	12	authorization	authorization	NOUN
ijosar-579	168	13	to	to	ADP
ijosar-579	168	14	entities	entity	NOUN
ijosar-579	168	15	desirous	desirous	ADJ
ijosar-579	168	16	to	to	PART
ijosar-579	168	17	provide	provide	VERB
ijosar-579	168	18	platforms	platform	NOUN
ijosar-579	168	19	for	for	ADP
ijosar-579	168	20	treds	tred	NOUN
ijosar-579	168	21	.	.	PUNCT
ijosar-579	169	1	hence	hence	ADV
ijosar-579	169	2	,	,	PUNCT
ijosar-579	169	3	in	in	ADP
ijosar-579	169	4	coming	come	VERB
ijosar-579	169	5	years	year	NOUN
ijosar-579	169	6	,	,	PUNCT
ijosar-579	169	7	competition	competition	NOUN
ijosar-579	169	8	in	in	ADP
ijosar-579	169	9	receivables	receivables	NOUN
ijosar-579	169	10	discounting	discount	VERB
ijosar-579	169	11	space	space	NOUN
ijosar-579	169	12	is	be	AUX
ijosar-579	169	13	bound	bind	VERB
ijosar-579	169	14	to	to	PART
ijosar-579	169	15	increase	increase	VERB
ijosar-579	169	16	with	with	ADP
ijosar-579	169	17	the	the	DET
ijosar-579	169	18	entry	entry	NOUN
ijosar-579	169	19	of	of	ADP
ijosar-579	169	20	new	new	ADJ
ijosar-579	169	21	players	player	NOUN
ijosar-579	169	22	.	.	PUNCT
ijosar-579	170	1	this	this	PRON
ijosar-579	170	2	requires	require	VERB
ijosar-579	170	3	the	the	DET
ijosar-579	170	4	corporates	corporate	NOUN
ijosar-579	170	5	,	,	PUNCT
ijosar-579	170	6	both	both	CCONJ
ijosar-579	170	7	in	in	ADP
ijosar-579	170	8	the	the	DET
ijosar-579	170	9	public	public	ADJ
ijosar-579	170	10	and	and	CCONJ
ijosar-579	170	11	private	private	ADJ
ijosar-579	170	12	sector	sector	NOUN
ijosar-579	170	13	,	,	PUNCT
ijosar-579	170	14	to	to	PART
ijosar-579	170	15	join	join	VERB
ijosar-579	170	16	the	the	DET
ijosar-579	170	17	treds	tred	NOUN
ijosar-579	170	18	platform	platform	NOUN
ijosar-579	170	19	and	and	CCONJ
ijosar-579	170	20	make	make	VERB
ijosar-579	170	21	the	the	DET
ijosar-579	170	22	system	system	NOUN
ijosar-579	170	23	more	more	ADV
ijosar-579	170	24	efficient	efficient	ADJ
ijosar-579	170	25	.	.	PUNCT
ijosar-579	171	1			VERB
ijosar-579	171	2	in	in	ADP
ijosar-579	171	3	2018	2018	NUM
ijosar-579	171	4	,	,	PUNCT
ijosar-579	171	5	the	the	DET
ijosar-579	171	6	government	government	NOUN
ijosar-579	171	7	made	make	VERB
ijosar-579	171	8	it	it	PRON
ijosar-579	171	9	mandatory	mandatory	ADJ
ijosar-579	171	10	for	for	SCONJ
ijosar-579	171	11	all	all	DET
ijosar-579	171	12	companies	company	NOUN
ijosar-579	171	13	with	with	ADP
ijosar-579	171	14	a	a	DET
ijosar-579	171	15	turnover	turnover	NOUN
ijosar-579	171	16	greater	great	ADJ
ijosar-579	171	17	than	than	ADP
ijosar-579	171	18	500	500	NUM
ijosar-579	171	19	crores	crore	NOUN
ijosar-579	171	20	to	to	PART
ijosar-579	171	21	register	register	VERB
ijosar-579	171	22	with	with	ADP
ijosar-579	171	23	treds	tred	NOUN
ijosar-579	171	24	.	.	PUNCT
ijosar-579	172	1	as	as	ADP
ijosar-579	172	2	on	on	ADP
ijosar-579	172	3	february	february	PROPN
ijosar-579	172	4	2020	2020	NUM
ijosar-579	172	5	,	,	PUNCT
ijosar-579	172	6	while	while	SCONJ
ijosar-579	172	7	8211	8211	NUM
ijosar-579	172	8	msme	msme	NOUN
ijosar-579	172	9	sellers	seller	NOUN
ijosar-579	172	10	were	be	AUX
ijosar-579	172	11	registered	register	VERB
ijosar-579	172	12	while	while	SCONJ
ijosar-579	172	13	only	only	ADV
ijosar-579	172	14	1530	1530	NUM
ijosar-579	172	15	buyers	buyer	NOUN
ijosar-579	172	16	were	be	AUX
ijosar-579	172	17	participating	participate	VERB
ijosar-579	172	18	on	on	ADP
ijosar-579	172	19	the	the	DET
ijosar-579	172	20	platforms	platform	NOUN
ijosar-579	172	21	.	.	PUNCT
ijosar-579	173	1	i	i	PRON
ijosar-579	173	2	would	would	AUX
ijosar-579	173	3	appeal	appeal	VERB
ijosar-579	173	4	to	to	ADP
ijosar-579	173	5	the	the	DET
ijosar-579	173	6	ijointernational	ijointernational	ADJ
ijosar-579	173	7	journal	journal	NOUN
ijosar-579	173	8	of	of	ADP
ijosar-579	173	9	social	social	ADJ
ijosar-579	173	10	science	science	NOUN
ijosar-579	173	11	and	and	CCONJ
ijosar-579	173	12	humanities	humanity	NOUN
ijosar-579	173	13	research	research	NOUN
ijosar-579	173	14	(	(	PUNCT
ijosar-579	173	15	issn	issn	PROPN
ijosar-579	173	16	2811	2811	NUM
ijosar-579	173	17	-	-	SYM
ijosar-579	173	18	2466	2466	NUM
ijosar-579	173	19	)	)	PUNCT
ijosar-579	173	20	volume	volume	NOUN
ijosar-579	173	21	5	5	NUM
ijosar-579	173	22	|	|	NOUN
ijosar-579	173	23	issue	issue	NOUN
ijosar-579	173	24	08	08	NUM
ijosar-579	174	1	|	|	CCONJ
ijosar-579	174	2	august	august	PROPN
ijosar-579	174	3	2022	2022	NUM
ijosar-579	174	4	|	|	ADV
ijosar-579	174	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	174	6	58	58	NUM
ijosar-579	174	7	assocham	assocham	NOUN
ijosar-579	174	8	to	to	PART
ijosar-579	174	9	encourage	encourage	VERB
ijosar-579	174	10	and	and	CCONJ
ijosar-579	174	11	handhold	handhold	VERB
ijosar-579	174	12	all	all	DET
ijosar-579	174	13	its	its	PRON
ijosar-579	174	14	members	member	NOUN
ijosar-579	174	15	to	to	PART
ijosar-579	174	16	participate	participate	VERB
ijosar-579	174	17	in	in	ADP
ijosar-579	174	18	the	the	DET
ijosar-579	174	19	treds	tred	NOUN
ijosar-579	174	20	platform	platform	NOUN
ijosar-579	174	21	.	.	PUNCT
ijosar-579	175	1			VERB
ijosar-579	175	2	in	in	ADP
ijosar-579	175	3	the	the	DET
ijosar-579	175	4	union	union	NOUN
ijosar-579	175	5	budget	budget	NOUN
ijosar-579	175	6	2020	2020	NUM
ijosar-579	175	7	-	-	SYM
ijosar-579	175	8	21	21	NUM
ijosar-579	175	9	,	,	PUNCT
ijosar-579	175	10	the	the	DET
ijosar-579	175	11	government	government	NOUN
ijosar-579	175	12	has	have	AUX
ijosar-579	175	13	announced	announce	VERB
ijosar-579	175	14	app	app	VERB
ijosar-579	175	15	-	-	PUNCT
ijosar-579	175	16	based	base	VERB
ijosar-579	175	17	invoice	invoice	NOUN
ijosar-579	175	18	financing	financing	NOUN
ijosar-579	175	19	products	product	NOUN
ijosar-579	175	20	to	to	PART
ijosar-579	175	21	obviate	obviate	VERB
ijosar-579	175	22	the	the	DET
ijosar-579	175	23	problem	problem	NOUN
ijosar-579	175	24	of	of	ADP
ijosar-579	175	25	delayed	delay	VERB
ijosar-579	175	26	payments	payment	NOUN
ijosar-579	175	27	of	of	ADP
ijosar-579	175	28	msme	msme	NOUN
ijosar-579	175	29	.	.	PUNCT
ijosar-579	176	1	the	the	DET
ijosar-579	176	2	mechanism	mechanism	NOUN
ijosar-579	176	3	may	may	AUX
ijosar-579	176	4	prove	prove	VERB
ijosar-579	176	5	complementary	complementary	ADJ
ijosar-579	176	6	to	to	ADP
ijosar-579	176	7	the	the	DET
ijosar-579	176	8	treds	tred	NOUN
ijosar-579	176	9	platform	platform	NOUN
ijosar-579	176	10	and	and	CCONJ
ijosar-579	176	11	would	would	AUX
ijosar-579	176	12	further	far	ADV
ijosar-579	176	13	alleviate	alleviate	VERB
ijosar-579	176	14	the	the	DET
ijosar-579	176	15	problem	problem	NOUN
ijosar-579	176	16	of	of	ADP
ijosar-579	176	17	delayed	delay	VERB
ijosar-579	176	18	payments	payment	NOUN
ijosar-579	176	19	.	.	PUNCT
ijosar-579	177	1			VERB
ijosar-579	177	2	as	as	SCONJ
ijosar-579	177	3	the	the	DET
ijosar-579	177	4	msme	msme	NOUN
ijosar-579	177	5	sector	sector	NOUN
ijosar-579	177	6	holds	hold	VERB
ijosar-579	177	7	immense	immense	ADJ
ijosar-579	177	8	potential	potential	NOUN
ijosar-579	177	9	,	,	PUNCT
ijosar-579	177	10	the	the	DET
ijosar-579	177	11	need	need	NOUN
ijosar-579	177	12	is	be	AUX
ijosar-579	177	13	to	to	PART
ijosar-579	177	14	have	have	VERB
ijosar-579	177	15	a	a	DET
ijosar-579	177	16	right	right	ADJ
ijosar-579	177	17	set	set	NOUN
ijosar-579	177	18	of	of	ADP
ijosar-579	177	19	policies	policy	NOUN
ijosar-579	177	20	and	and	CCONJ
ijosar-579	177	21	enabling	enable	VERB
ijosar-579	177	22	framework	framework	NOUN
ijosar-579	177	23	which	which	PRON
ijosar-579	177	24	guide	guide	VERB
ijosar-579	177	25	and	and	CCONJ
ijosar-579	177	26	support	support	VERB
ijosar-579	177	27	msmes	msme	NOUN
ijosar-579	177	28	to	to	PART
ijosar-579	177	29	effectively	effectively	ADV
ijosar-579	177	30	handle	handle	VERB
ijosar-579	177	31	their	their	PRON
ijosar-579	177	32	existing	exist	VERB
ijosar-579	177	33	problems	problem	NOUN
ijosar-579	177	34	and	and	CCONJ
ijosar-579	177	35	venture	venture	NOUN
ijosar-579	177	36	into	into	ADP
ijosar-579	177	37	new	new	ADJ
ijosar-579	177	38	areas	area	NOUN
ijosar-579	177	39	.	.	PUNCT
ijosar-579	178	1	while	while	SCONJ
ijosar-579	178	2	both	both	CCONJ
ijosar-579	178	3	the	the	DET
ijosar-579	178	4	government	government	NOUN
ijosar-579	178	5	and	and	CCONJ
ijosar-579	178	6	the	the	DET
ijosar-579	178	7	rbi	rbi	NOUN
ijosar-579	178	8	have	have	AUX
ijosar-579	178	9	introduced	introduce	VERB
ijosar-579	178	10	a	a	DET
ijosar-579	178	11	plethora	plethora	NOUN
ijosar-579	178	12	of	of	ADP
ijosar-579	178	13	measures	measure	NOUN
ijosar-579	178	14	for	for	ADP
ijosar-579	178	15	improving	improve	VERB
ijosar-579	178	16	access	access	NOUN
ijosar-579	178	17	to	to	ADP
ijosar-579	178	18	finance	finance	NOUN
ijosar-579	178	19	and	and	CCONJ
ijosar-579	178	20	to	to	PART
ijosar-579	178	21	promote	promote	VERB
ijosar-579	178	22	growth	growth	NOUN
ijosar-579	178	23	of	of	ADP
ijosar-579	178	24	the	the	DET
ijosar-579	178	25	sector	sector	NOUN
ijosar-579	178	26	,	,	PUNCT
ijosar-579	178	27	the	the	DET
ijosar-579	178	28	small	small	ADJ
ijosar-579	178	29	size	size	NOUN
ijosar-579	178	30	of	of	ADP
ijosar-579	178	31	individual	individual	ADJ
ijosar-579	178	32	units	unit	NOUN
ijosar-579	178	33	and	and	CCONJ
ijosar-579	178	34	informal	informal	ADJ
ijosar-579	178	35	nature	nature	NOUN
ijosar-579	178	36	of	of	ADP
ijosar-579	178	37	the	the	DET
ijosar-579	178	38	sector	sector	NOUN
ijosar-579	178	39	continue	continue	VERB
ijosar-579	178	40	to	to	PART
ijosar-579	178	41	pose	pose	VERB
ijosar-579	178	42	challenges	challenge	NOUN
ijosar-579	178	43	.	.	PUNCT
ijosar-579	179	1			VERB
ijosar-579	179	2	the	the	DET
ijosar-579	179	3	traditional	traditional	ADJ
ijosar-579	179	4	bank	bank	NOUN
ijosar-579	179	5	lending	lending	NOUN
ijosar-579	179	6	system	system	NOUN
ijosar-579	179	7	by	by	ADP
ijosar-579	179	8	banks	bank	NOUN
ijosar-579	179	9	is	be	AUX
ijosar-579	179	10	based	base	VERB
ijosar-579	179	11	on	on	ADP
ijosar-579	179	12	financial	financial	ADJ
ijosar-579	179	13	statements	statement	NOUN
ijosar-579	179	14	and	and	CCONJ
ijosar-579	179	15	collateral	collateral	NOUN
ijosar-579	179	16	of	of	ADP
ijosar-579	179	17	the	the	DET
ijosar-579	179	18	borrower	borrower	NOUN
ijosar-579	179	19	.	.	PUNCT
ijosar-579	180	1	with	with	ADP
ijosar-579	180	2	increased	increase	VERB
ijosar-579	180	3	availability	availability	NOUN
ijosar-579	180	4	of	of	ADP
ijosar-579	180	5	data	datum	NOUN
ijosar-579	180	6	from	from	ADP
ijosar-579	180	7	several	several	ADJ
ijosar-579	180	8	sources	source	NOUN
ijosar-579	180	9	,	,	PUNCT
ijosar-579	180	10	including	include	VERB
ijosar-579	180	11	gstn	gstn	NOUN
ijosar-579	180	12	,	,	PUNCT
ijosar-579	180	13	income	income	NOUN
ijosar-579	180	14	tax	tax	NOUN
ijosar-579	180	15	,	,	PUNCT
ijosar-579	180	16	credit	credit	NOUN
ijosar-579	180	17	bureaus	bureaus	NOUN
ijosar-579	180	18	,	,	PUNCT
ijosar-579	180	19	etc	etc	X
ijosar-579	180	20	.	.	X
ijosar-579	180	21	,	,	PUNCT
ijosar-579	180	22	it	it	PRON
ijosar-579	180	23	is	be	AUX
ijosar-579	180	24	now	now	ADV
ijosar-579	180	25	possible	possible	ADJ
ijosar-579	180	26	to	to	PART
ijosar-579	180	27	appraise	appraise	VERB
ijosar-579	180	28	the	the	DET
ijosar-579	180	29	msme	msme	NOUN
ijosar-579	180	30	loan	loan	NOUN
ijosar-579	180	31	proposals	proposal	NOUN
ijosar-579	180	32	expeditiously	expeditiously	ADV
ijosar-579	180	33	by	by	ADP
ijosar-579	180	34	doing	do	VERB
ijosar-579	180	35	due	due	ADJ
ijosar-579	180	36	diligence	diligence	NOUN
ijosar-579	180	37	online	online	ADV
ijosar-579	180	38	.	.	PUNCT
ijosar-579	181	1	further	far	ADV
ijosar-579	181	2	,	,	PUNCT
ijosar-579	181	3	with	with	ADP
ijosar-579	181	4	the	the	DET
ijosar-579	181	5	help	help	NOUN
ijosar-579	181	6	of	of	ADP
ijosar-579	181	7	account	account	NOUN
ijosar-579	181	8	aggregators	aggregator	NOUN
ijosar-579	181	9	(	(	PUNCT
ijosar-579	181	10	aa	aa	NOUN
ijosar-579	181	11	)	)	PUNCT
ijosar-579	181	12	,	,	PUNCT
ijosar-579	181	13	lenders	lender	NOUN
ijosar-579	181	14	will	will	AUX
ijosar-579	181	15	have	have	VERB
ijosar-579	181	16	access	access	NOUN
ijosar-579	181	17	to	to	ADP
ijosar-579	181	18	potential	potential	ADJ
ijosar-579	181	19	borrower	borrower	NOUN
ijosar-579	181	20	’s	’s	PART
ijosar-579	181	21	financial	financial	ADJ
ijosar-579	181	22	information	information	NOUN
ijosar-579	181	23	at	at	ADP
ijosar-579	181	24	a	a	DET
ijosar-579	181	25	single	single	ADJ
ijosar-579	181	26	point	point	NOUN
ijosar-579	181	27	,	,	PUNCT
ijosar-579	181	28	of	of	ADP
ijosar-579	181	29	course	course	NOUN
ijosar-579	181	30	,	,	PUNCT
ijosar-579	181	31	with	with	ADP
ijosar-579	181	32	his	his	PRON
ijosar-579	181	33	/	/	SYM
ijosar-579	181	34	her	her	PRON
ijosar-579	181	35	consent	consent	NOUN
ijosar-579	181	36	.	.	PUNCT
ijosar-579	182	1	furthermore	furthermore	ADV
ijosar-579	182	2	,	,	PUNCT
ijosar-579	182	3	emergence	emergence	NOUN
ijosar-579	182	4	of	of	ADP
ijosar-579	182	5	fintech	fintech	NOUN
ijosar-579	182	6	companies	company	NOUN
ijosar-579	182	7	has	have	AUX
ijosar-579	182	8	made	make	VERB
ijosar-579	182	9	it	it	PRON
ijosar-579	182	10	possible	possible	ADJ
ijosar-579	182	11	to	to	PART
ijosar-579	182	12	assess	assess	VERB
ijosar-579	182	13	credit	credit	NOUN
ijosar-579	182	14	worthiness	worthiness	NOUN
ijosar-579	182	15	of	of	ADP
ijosar-579	182	16	msmes	msme	NOUN
ijosar-579	182	17	by	by	ADP
ijosar-579	182	18	utilising	utilise	VERB
ijosar-579	182	19	unexplored	unexplored	ADJ
ijosar-579	182	20	data	datum	NOUN
ijosar-579	182	21	sources	source	NOUN
ijosar-579	182	22	such	such	ADJ
ijosar-579	182	23	as	as	ADP
ijosar-579	182	24	digital	digital	ADJ
ijosar-579	182	25	transaction	transaction	NOUN
ijosar-579	182	26	trails	trail	NOUN
ijosar-579	182	27	,	,	PUNCT
ijosar-579	182	28	data	datum	NOUN
ijosar-579	182	29	generated	generate	VERB
ijosar-579	182	30	through	through	ADP
ijosar-579	182	31	e	e	NOUN
ijosar-579	182	32	-	-	NOUN
ijosar-579	182	33	commerce	commerce	NOUN
ijosar-579	182	34	sites	site	NOUN
ijosar-579	182	35	,	,	PUNCT
ijosar-579	182	36	etc	etc	X
ijosar-579	182	37	.	.	X
ijosar-579	183	1	some	some	DET
ijosar-579	183	2	lenders	lender	NOUN
ijosar-579	183	3	are	be	AUX
ijosar-579	183	4	collaborating	collaborate	VERB
ijosar-579	183	5	with	with	ADP
ijosar-579	183	6	fintech	fintech	NOUN
ijosar-579	183	7	companies	company	NOUN
ijosar-579	183	8	to	to	PART
ijosar-579	183	9	take	take	VERB
ijosar-579	183	10	advantage	advantage	NOUN
ijosar-579	183	11	of	of	ADP
ijosar-579	183	12	such	such	ADJ
ijosar-579	183	13	surrogate	surrogate	ADJ
ijosar-579	183	14	data	datum	NOUN
ijosar-579	183	15	for	for	ADP
ijosar-579	183	16	speedier	speedy	ADJ
ijosar-579	183	17	credit	credit	NOUN
ijosar-579	183	18	underwriting	underwriting	NOUN
ijosar-579	183	19	for	for	ADP
ijosar-579	183	20	extending	extend	VERB
ijosar-579	183	21	loans	loan	NOUN
ijosar-579	183	22	to	to	ADP
ijosar-579	183	23	msme	msme	NOUN
ijosar-579	183	24	sector	sector	NOUN
ijosar-579	183	25	.	.	PUNCT
ijosar-579	184	1	these	these	DET
ijosar-579	184	2	new	new	ADJ
ijosar-579	184	3	architectures	architecture	NOUN
ijosar-579	184	4	would	would	AUX
ijosar-579	184	5	expand	expand	VERB
ijosar-579	184	6	the	the	DET
ijosar-579	184	7	reach	reach	NOUN
ijosar-579	184	8	of	of	ADP
ijosar-579	184	9	credit	credit	NOUN
ijosar-579	184	10	.	.	PUNCT
ijosar-579	185	1			VERB
ijosar-579	185	2	while	while	SCONJ
ijosar-579	185	3	the	the	DET
ijosar-579	185	4	new	new	ADJ
ijosar-579	185	5	models	model	NOUN
ijosar-579	185	6	are	be	AUX
ijosar-579	185	7	beneficial	beneficial	ADJ
ijosar-579	185	8	for	for	ADP
ijosar-579	185	9	those	those	DET
ijosar-579	185	10	units	unit	NOUN
ijosar-579	185	11	which	which	PRON
ijosar-579	185	12	are	be	AUX
ijosar-579	185	13	digitally	digitally	ADV
ijosar-579	185	14	active	active	ADJ
ijosar-579	185	15	,	,	PUNCT
ijosar-579	185	16	a	a	DET
ijosar-579	185	17	large	large	ADJ
ijosar-579	185	18	segment	segment	NOUN
ijosar-579	185	19	of	of	ADP
ijosar-579	185	20	msme	msme	NOUN
ijosar-579	185	21	units	unit	NOUN
ijosar-579	185	22	access	access	VERB
ijosar-579	185	23	credit	credit	NOUN
ijosar-579	185	24	through	through	ADP
ijosar-579	185	25	traditional	traditional	ADJ
ijosar-579	185	26	lending	lending	NOUN
ijosar-579	185	27	models	model	NOUN
ijosar-579	185	28	.	.	PUNCT
ijosar-579	186	1	while	while	SCONJ
ijosar-579	186	2	micro	micro	ADJ
ijosar-579	186	3	enterprises	enterprise	NOUN
ijosar-579	186	4	act	act	VERB
ijosar-579	186	5	as	as	ADP
ijosar-579	186	6	a	a	DET
ijosar-579	186	7	starting	starting	NOUN
ijosar-579	186	8	stage	stage	NOUN
ijosar-579	186	9	of	of	ADP
ijosar-579	186	10	entrepreneurship	entrepreneurship	NOUN
ijosar-579	186	11	that	that	PRON
ijosar-579	186	12	requires	require	VERB
ijosar-579	186	13	low	low	ADJ
ijosar-579	186	14	investment	investment	NOUN
ijosar-579	186	15	in	in	ADP
ijosar-579	186	16	technology	technology	NOUN
ijosar-579	186	17	,	,	PUNCT
ijosar-579	186	18	units	unit	NOUN
ijosar-579	186	19	graduating	graduate	VERB
ijosar-579	186	20	to	to	ADP
ijosar-579	186	21	small	small	ADJ
ijosar-579	186	22	and	and	CCONJ
ijosar-579	186	23	medium	medium	NOUN
ijosar-579	186	24	enterprises	enterprise	NOUN
ijosar-579	186	25	have	have	VERB
ijosar-579	186	26	to	to	PART
ijosar-579	186	27	enhance	enhance	VERB
ijosar-579	186	28	their	their	PRON
ijosar-579	186	29	technical	technical	ADJ
ijosar-579	186	30	capacity	capacity	NOUN
ijosar-579	186	31	and	and	CCONJ
ijosar-579	186	32	explore	explore	VERB
ijosar-579	186	33	newer	new	ADJ
ijosar-579	186	34	markets	market	NOUN
ijosar-579	186	35	in	in	ADP
ijosar-579	186	36	order	order	NOUN
ijosar-579	186	37	to	to	PART
ijosar-579	186	38	stay	stay	VERB
ijosar-579	186	39	competitive	competitive	ADJ
ijosar-579	186	40	for	for	ADP
ijosar-579	186	41	sustainable	sustainable	ADJ
ijosar-579	186	42	growth	growth	NOUN
ijosar-579	186	43	.	.	PUNCT
ijosar-579	187	1	recent	recent	ADJ
ijosar-579	187	2	policy	policy	NOUN
ijosar-579	187	3	efforts	effort	NOUN
ijosar-579	187	4	will	will	AUX
ijosar-579	187	5	provide	provide	VERB
ijosar-579	187	6	an	an	DET
ijosar-579	187	7	enabling	enable	VERB
ijosar-579	187	8	environment	environment	NOUN
ijosar-579	187	9	and	and	CCONJ
ijosar-579	187	10	facilitate	facilitate	VERB
ijosar-579	187	11	the	the	DET
ijosar-579	187	12	msme	msme	NOUN
ijosar-579	187	13	sector	sector	NOUN
ijosar-579	187	14	seize	seize	VERB
ijosar-579	187	15	the	the	DET
ijosar-579	187	16	new	new	ADJ
ijosar-579	187	17	emerging	emerge	VERB
ijosar-579	187	18	opportunities	opportunity	NOUN
ijosar-579	187	19	.	.	PUNCT
ijosar-579	188	1	i	i	PRON
ijosar-579	188	2	must	must	AUX
ijosar-579	188	3	add	add	VERB
ijosar-579	188	4	that	that	SCONJ
ijosar-579	188	5	as	as	ADP
ijosar-579	188	6	a	a	DET
ijosar-579	188	7	regulator	regulator	NOUN
ijosar-579	188	8	,	,	PUNCT
ijosar-579	188	9	we	we	PRON
ijosar-579	188	10	in	in	ADP
ijosar-579	188	11	rbi	rbi	NOUN
ijosar-579	188	12	have	have	VERB
ijosar-579	188	13	to	to	PART
ijosar-579	188	14	safeguard	safeguard	VERB
ijosar-579	188	15	financial	financial	ADJ
ijosar-579	188	16	stability	stability	NOUN
ijosar-579	188	17	while	while	SCONJ
ijosar-579	188	18	ensuring	ensure	VERB
ijosar-579	188	19	wider	wide	ADJ
ijosar-579	188	20	access	access	NOUN
ijosar-579	188	21	to	to	ADP
ijosar-579	188	22	finance	finance	NOUN
ijosar-579	188	23	.	.	PUNCT
ijosar-579	189	1	banks	bank	NOUN
ijosar-579	189	2	and	and	CCONJ
ijosar-579	189	3	other	other	ADJ
ijosar-579	189	4	players	player	NOUN
ijosar-579	189	5	on	on	ADP
ijosar-579	189	6	their	their	PRON
ijosar-579	189	7	part	part	NOUN
ijosar-579	189	8	have	have	VERB
ijosar-579	189	9	to	to	PART
ijosar-579	189	10	ensure	ensure	VERB
ijosar-579	189	11	prudent	prudent	ADJ
ijosar-579	189	12	lending	lending	NOUN
ijosar-579	189	13	.	.	PUNCT
ijosar-579	190	1	ijointernational	ijointernational	ADJ
ijosar-579	190	2	journal	journal	NOUN
ijosar-579	190	3	of	of	ADP
ijosar-579	190	4	social	social	ADJ
ijosar-579	190	5	science	science	NOUN
ijosar-579	190	6	and	and	CCONJ
ijosar-579	190	7	humanities	humanity	NOUN
ijosar-579	190	8	research	research	NOUN
ijosar-579	190	9	(	(	PUNCT
ijosar-579	190	10	issn	issn	PROPN
ijosar-579	190	11	2811	2811	NUM
ijosar-579	190	12	-	-	SYM
ijosar-579	190	13	2466	2466	NUM
ijosar-579	190	14	)	)	PUNCT
ijosar-579	190	15	volume	volume	NOUN
ijosar-579	190	16	5	5	NUM
ijosar-579	190	17	|	|	NOUN
ijosar-579	190	18	issue	issue	NOUN
ijosar-579	190	19	08	08	NUM
ijosar-579	191	1	|	|	CCONJ
ijosar-579	191	2	august	august	PROPN
ijosar-579	191	3	2022	2022	NUM
ijosar-579	191	4	|	|	ADV
ijosar-579	191	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	191	6	59	59	NUM
ijosar-579	191	7			VERB
ijosar-579	191	8	besides	besides	SCONJ
ijosar-579	191	9	,	,	PUNCT
ijosar-579	191	10	we	we	PRON
ijosar-579	191	11	in	in	ADP
ijosar-579	191	12	rbi	rbi	NOUN
ijosar-579	191	13	have	have	AUX
ijosar-579	191	14	started	start	VERB
ijosar-579	191	15	launching	launch	VERB
ijosar-579	191	16	cohorts	cohort	NOUN
ijosar-579	191	17	under	under	ADP
ijosar-579	191	18	the	the	DET
ijosar-579	191	19	regulatory	regulatory	ADJ
ijosar-579	191	20	sandbox	sandbox	NOUN
ijosar-579	191	21	.	.	PUNCT
ijosar-579	192	1	first	first	ADV
ijosar-579	192	2	such	such	ADJ
ijosar-579	192	3	cohort	cohort	NOUN
ijosar-579	192	4	was	be	AUX
ijosar-579	192	5	launched	launch	VERB
ijosar-579	192	6	in	in	ADP
ijosar-579	192	7	november	november	PROPN
ijosar-579	192	8	2019	2019	NUM
ijosar-579	192	9	with	with	ADP
ijosar-579	192	10	the	the	DET
ijosar-579	192	11	theme	theme	NOUN
ijosar-579	192	12	of	of	ADP
ijosar-579	192	13	‘	'	PUNCT
ijosar-579	192	14	retail	retail	ADJ
ijosar-579	192	15	payments	payment	NOUN
ijosar-579	192	16	’	'	PUNCT
ijosar-579	192	17	to	to	PART
ijosar-579	192	18	spur	spur	VERB
ijosar-579	192	19	innovation	innovation	NOUN
ijosar-579	192	20	in	in	ADP
ijosar-579	192	21	digital	digital	ADJ
ijosar-579	192	22	payments	payment	NOUN
ijosar-579	192	23	space	space	NOUN
ijosar-579	192	24	to	to	PART
ijosar-579	192	25	design	design	VERB
ijosar-579	192	26	and	and	CCONJ
ijosar-579	192	27	test	test	VERB
ijosar-579	192	28	newer	new	ADJ
ijosar-579	192	29	payment	payment	NOUN
ijosar-579	192	30	services	service	NOUN
ijosar-579	192	31	for	for	ADP
ijosar-579	192	32	the	the	DET
ijosar-579	192	33	unserved	unserved	ADJ
ijosar-579	192	34	and	and	CCONJ
ijosar-579	192	35	underserved	underserved	ADJ
ijosar-579	192	36	segments	segment	NOUN
ijosar-579	192	37	.	.	PUNCT
ijosar-579	193	1	in	in	ADP
ijosar-579	193	2	due	due	ADJ
ijosar-579	193	3	course	course	NOUN
ijosar-579	193	4	,	,	PUNCT
ijosar-579	193	5	we	we	PRON
ijosar-579	193	6	propose	propose	VERB
ijosar-579	193	7	to	to	PART
ijosar-579	193	8	run	run	VERB
ijosar-579	193	9	a	a	DET
ijosar-579	193	10	regulatory	regulatory	ADJ
ijosar-579	193	11	sandbox	sandbox	NOUN
ijosar-579	193	12	for	for	ADP
ijosar-579	193	13	cohorts	cohort	NOUN
ijosar-579	193	14	focussed	focusse	VERB
ijosar-579	193	15	on	on	ADP
ijosar-579	193	16	lending	lending	NOUN
ijosar-579	193	17	.	.	PUNCT
ijosar-579	194	1	this	this	PRON
ijosar-579	194	2	would	would	AUX
ijosar-579	194	3	promote	promote	VERB
ijosar-579	194	4	innovation	innovation	NOUN
ijosar-579	194	5	in	in	ADP
ijosar-579	194	6	msme	msme	NOUN
ijosar-579	194	7	lending	lending	NOUN
ijosar-579	194	8	segment	segment	NOUN
ijosar-579	194	9	.	.	PUNCT
ijosar-579	195	1	the	the	DET
ijosar-579	195	2	project	project	NOUN
ijosar-579	195	3	on	on	ADP
ijosar-579	195	4	public	public	ADJ
ijosar-579	195	5	credit	credit	NOUN
ijosar-579	195	6	registry	registry	NOUN
ijosar-579	195	7	(	(	PUNCT
ijosar-579	195	8	pcr	pcr	NOUN
ijosar-579	195	9	)	)	PUNCT
ijosar-579	195	10	will	will	AUX
ijosar-579	195	11	fundamentally	fundamentally	ADV
ijosar-579	195	12	address	address	VERB
ijosar-579	195	13	the	the	DET
ijosar-579	195	14	information	information	NOUN
ijosar-579	195	15	asymmetry	asymmetry	NOUN
ijosar-579	195	16	that	that	PRON
ijosar-579	195	17	impedes	impede	VERB
ijosar-579	195	18	access	access	NOUN
ijosar-579	195	19	to	to	ADP
ijosar-579	195	20	credit	credit	NOUN
ijosar-579	195	21	for	for	ADP
ijosar-579	195	22	micro	micro	ADJ
ijosar-579	195	23	and	and	CCONJ
ijosar-579	195	24	small	small	ADJ
ijosar-579	195	25	entrepreneurs	entrepreneur	NOUN
ijosar-579	195	26	.	.	PUNCT
ijosar-579	196	1	the	the	DET
ijosar-579	196	2	pcr	pcr	PROPN
ijosar-579	196	3	has	have	AUX
ijosar-579	196	4	been	be	AUX
ijosar-579	196	5	envisaged	envisage	VERB
ijosar-579	196	6	as	as	ADP
ijosar-579	196	7	a	a	DET
ijosar-579	196	8	database	database	NOUN
ijosar-579	196	9	of	of	ADP
ijosar-579	196	10	core	core	ADJ
ijosar-579	196	11	credit	credit	NOUN
ijosar-579	196	12	information	information	NOUN
ijosar-579	196	13	.	.	PUNCT
ijosar-579	197	1	the	the	DET
ijosar-579	197	2	registry	registry	NOUN
ijosar-579	197	3	would	would	AUX
ijosar-579	197	4	play	play	VERB
ijosar-579	197	5	crucial	crucial	ADJ
ijosar-579	197	6	role	role	NOUN
ijosar-579	197	7	in	in	ADP
ijosar-579	197	8	reducing	reduce	VERB
ijosar-579	197	9	credit	credit	NOUN
ijosar-579	197	10	gap	gap	NOUN
ijosar-579	197	11	in	in	ADP
ijosar-579	197	12	the	the	DET
ijosar-579	197	13	segment	segment	NOUN
ijosar-579	197	14	.	.	PUNCT
ijosar-579	198	1			VERB
ijosar-579	198	2	given	give	VERB
ijosar-579	198	3	the	the	DET
ijosar-579	198	4	fact	fact	NOUN
ijosar-579	198	5	that	that	SCONJ
ijosar-579	198	6	the	the	DET
ijosar-579	198	7	msme	msme	NOUN
ijosar-579	198	8	sector	sector	NOUN
ijosar-579	198	9	contributes	contribute	VERB
ijosar-579	198	10	significantly	significantly	ADV
ijosar-579	198	11	to	to	ADP
ijosar-579	198	12	exports	export	NOUN
ijosar-579	198	13	,	,	PUNCT
ijosar-579	198	14	it	it	PRON
ijosar-579	198	15	is	be	AUX
ijosar-579	198	16	essential	essential	ADJ
ijosar-579	198	17	that	that	SCONJ
ijosar-579	198	18	they	they	PRON
ijosar-579	198	19	should	should	AUX
ijosar-579	198	20	be	be	AUX
ijosar-579	198	21	integrated	integrate	VERB
ijosar-579	198	22	with	with	ADP
ijosar-579	198	23	global	global	ADJ
ijosar-579	198	24	value	value	NOUN
ijosar-579	198	25	chains	chain	NOUN
ijosar-579	198	26	(	(	PUNCT
ijosar-579	198	27	gvc	gvc	PROPN
ijosar-579	198	28	)	)	PUNCT
ijosar-579	198	29	to	to	PART
ijosar-579	198	30	remain	remain	VERB
ijosar-579	198	31	competitive	competitive	ADJ
ijosar-579	198	32	as	as	SCONJ
ijosar-579	198	33	it	it	PRON
ijosar-579	198	34	offers	offer	VERB
ijosar-579	198	35	unique	unique	ADJ
ijosar-579	198	36	opportunity	opportunity	NOUN
ijosar-579	198	37	to	to	PART
ijosar-579	198	38	become	become	VERB
ijosar-579	198	39	technologically	technologically	ADV
ijosar-579	198	40	and	and	CCONJ
ijosar-579	198	41	digitally	digitally	ADV
ijosar-579	198	42	empowered	empower	VERB
ijosar-579	198	43	.	.	PUNCT
ijosar-579	199	1	being	be	AUX
ijosar-579	199	2	part	part	NOUN
ijosar-579	199	3	of	of	ADP
ijosar-579	199	4	gvc	gvc	PROPN
ijosar-579	199	5	would	would	AUX
ijosar-579	199	6	enable	enable	VERB
ijosar-579	199	7	msmes	msme	NOUN
ijosar-579	199	8	to	to	PART
ijosar-579	199	9	produce	produce	VERB
ijosar-579	199	10	quality	quality	NOUN
ijosar-579	199	11	goods	good	NOUN
ijosar-579	199	12	and	and	CCONJ
ijosar-579	199	13	services	service	NOUN
ijosar-579	199	14	which	which	PRON
ijosar-579	199	15	will	will	AUX
ijosar-579	199	16	have	have	VERB
ijosar-579	199	17	greater	great	ADJ
ijosar-579	199	18	acceptability	acceptability	NOUN
ijosar-579	199	19	in	in	ADP
ijosar-579	199	20	the	the	DET
ijosar-579	199	21	global	global	ADJ
ijosar-579	199	22	market	market	NOUN
ijosar-579	199	23	.	.	PUNCT
ijosar-579	200	1	the	the	DET
ijosar-579	200	2	major	major	ADJ
ijosar-579	200	3	challenges	challenge	NOUN
ijosar-579	200	4	for	for	ADP
ijosar-579	200	5	the	the	DET
ijosar-579	200	6	sector	sector	NOUN
ijosar-579	200	7	to	to	PART
ijosar-579	200	8	connect	connect	VERB
ijosar-579	200	9	to	to	ADP
ijosar-579	200	10	the	the	DET
ijosar-579	200	11	gvc	gvc	PROPN
ijosar-579	200	12	are	be	AUX
ijosar-579	200	13	lack	lack	NOUN
ijosar-579	200	14	of	of	ADP
ijosar-579	200	15	information	information	NOUN
ijosar-579	200	16	,	,	PUNCT
ijosar-579	200	17	knowledge	knowledge	NOUN
ijosar-579	200	18	of	of	ADP
ijosar-579	200	19	markets	market	NOUN
ijosar-579	200	20	and	and	CCONJ
ijosar-579	200	21	quality	quality	NOUN
ijosar-579	200	22	standards	standard	NOUN
ijosar-579	200	23	.	.	PUNCT
ijosar-579	201	1	conclusion	conclusion	NOUN
ijosar-579	201	2	:	:	PUNCT
ijosar-579	201	3	lauding	laud	VERB
ijosar-579	201	4	the	the	DET
ijosar-579	201	5	large	large	ADJ
ijosar-579	201	6	part	part	NOUN
ijosar-579	201	7	played	play	VERB
ijosar-579	201	8	by	by	ADP
ijosar-579	201	9	the	the	DET
ijosar-579	201	10	medium	medium	ADJ
ijosar-579	201	11	,	,	PUNCT
ijosar-579	201	12	small	small	ADJ
ijosar-579	201	13	,	,	PUNCT
ijosar-579	201	14	and	and	CCONJ
ijosar-579	201	15	micro	micro	ADJ
ijosar-579	201	16	enterprises	enterprise	NOUN
ijosar-579	201	17	(	(	PUNCT
ijosar-579	201	18	msmes	msme	NOUN
ijosar-579	201	19	)	)	PUNCT
ijosar-579	201	20	in	in	ADP
ijosar-579	201	21	india	india	PROPN
ijosar-579	201	22	’s	’s	PART
ijosar-579	201	23	economic	economic	ADJ
ijosar-579	201	24	rebound	rebound	NOUN
ijosar-579	201	25	,	,	PUNCT
ijosar-579	201	26	the	the	DET
ijosar-579	201	27	latest	late	ADJ
ijosar-579	201	28	assocham	assocham	NOUN
ijosar-579	201	29	-	-	PUNCT
ijosar-579	201	30	crisil	crisil	NOUN
ijosar-579	201	31	joint	joint	ADJ
ijosar-579	201	32	study	study	NOUN
ijosar-579	201	33	adds	add	VERB
ijosar-579	201	34	that	that	SCONJ
ijosar-579	201	35	the	the	DET
ijosar-579	201	36	sector	sector	NOUN
ijosar-579	201	37	is	be	AUX
ijosar-579	201	38	expected	expect	VERB
ijosar-579	201	39	to	to	PART
ijosar-579	201	40	achieve	achieve	VERB
ijosar-579	201	41	mid	mid	ADJ
ijosar-579	201	42	-	-	ADJ
ijosar-579	201	43	teen	teen	ADJ
ijosar-579	201	44	growth	growth	NOUN
ijosar-579	201	45	in	in	ADP
ijosar-579	201	46	fiscal	fiscal	ADJ
ijosar-579	201	47	2022	2022	NUM
ijosar-579	201	48	with	with	ADP
ijosar-579	201	49	the	the	DET
ijosar-579	201	50	pick	pick	NOUN
ijosar-579	201	51	-	-	PUNCT
ijosar-579	201	52	up	up	NOUN
ijosar-579	201	53	of	of	ADP
ijosar-579	201	54	economic	economic	ADJ
ijosar-579	201	55	activities	activity	NOUN
ijosar-579	201	56	.	.	PUNCT
ijosar-579	202	1	crediting	credit	VERB
ijosar-579	202	2	msmes	msme	NOUN
ijosar-579	202	3	for	for	ADP
ijosar-579	202	4	putting	put	VERB
ijosar-579	202	5	the	the	DET
ijosar-579	202	6	country	country	NOUN
ijosar-579	202	7	on	on	ADP
ijosar-579	202	8	the	the	DET
ijosar-579	202	9	firm	firm	ADJ
ijosar-579	202	10	path	path	NOUN
ijosar-579	202	11	of	of	ADP
ijosar-579	202	12	economic	economic	ADJ
ijosar-579	202	13	recovery	recovery	NOUN
ijosar-579	202	14	in	in	ADP
ijosar-579	202	15	2022	2022	NUM
ijosar-579	202	16	after	after	ADP
ijosar-579	202	17	having	having	AUX
ijosar-579	202	18	had	have	AUX
ijosar-579	202	19	it	it	PRON
ijosar-579	202	20	tough	tough	ADJ
ijosar-579	202	21	in	in	ADP
ijosar-579	202	22	2021	2021	NUM
ijosar-579	202	23	,	,	PUNCT
ijosar-579	202	24	bhushan	bhushan	PROPN
ijosar-579	202	25	parekh	parekh	PROPN
ijosar-579	202	26	,	,	PUNCT
ijosar-579	202	27	director	director	NOUN
ijosar-579	202	28	,	,	PUNCT
ijosar-579	202	29	crisil	crisil	NOUN
ijosar-579	202	30	sme	sme	NOUN
ijosar-579	202	31	solution	solution	NOUN
ijosar-579	202	32	,	,	PUNCT
ijosar-579	202	33	elaborated	elaborate	VERB
ijosar-579	202	34	in	in	ADP
ijosar-579	202	35	the	the	DET
ijosar-579	202	36	report	report	NOUN
ijosar-579	202	37	,	,	PUNCT
ijosar-579	202	38	“	"	PUNCT
ijosar-579	202	39	a	a	DET
ijosar-579	202	40	raft	raft	NOUN
ijosar-579	202	41	of	of	ADP
ijosar-579	202	42	measures	measure	NOUN
ijosar-579	202	43	by	by	ADP
ijosar-579	202	44	the	the	DET
ijosar-579	202	45	government	government	NOUN
ijosar-579	202	46	under	under	ADP
ijosar-579	202	47	its	its	PRON
ijosar-579	202	48	aatmanirbhar	aatmanirbhar	ADJ
ijosar-579	202	49	bharat	bharat	PROPN
ijosar-579	202	50	banner	banner	NOUN
ijosar-579	202	51	has	have	AUX
ijosar-579	202	52	provided	provide	VERB
ijosar-579	202	53	reprieve	reprieve	NOUN
ijosar-579	202	54	to	to	ADP
ijosar-579	202	55	msme	msme	NOUN
ijosar-579	202	56	segment	segment	NOUN
ijosar-579	202	57	in	in	ADP
ijosar-579	202	58	recent	recent	ADJ
ijosar-579	202	59	months	month	NOUN
ijosar-579	202	60	.	.	PUNCT
ijosar-579	203	1	these	these	PRON
ijosar-579	203	2	include	include	VERB
ijosar-579	203	3	rs	r	NOUN
ijosar-579	203	4	20,000	20,000	NUM
ijosar-579	203	5	crore	crore	NUM
ijosar-579	203	6	subordinate	subordinate	ADJ
ijosar-579	203	7	debt	debt	NOUN
ijosar-579	203	8	for	for	ADP
ijosar-579	203	9	stressed	stressed	ADJ
ijosar-579	203	10	msmes	msme	NOUN
ijosar-579	203	11	,	,	PUNCT
ijosar-579	203	12	rs	r	NOUN
ijosar-579	203	13	50,000	50,000	NUM
ijosar-579	203	14	crore	crore	NUM
ijosar-579	203	15	equity	equity	NOUN
ijosar-579	203	16	infusion	infusion	NOUN
ijosar-579	203	17	through	through	ADP
ijosar-579	203	18	msme	msme	NOUN
ijosar-579	203	19	fund	fund	NOUN
ijosar-579	203	20	of	of	ADP
ijosar-579	203	21	funds	fund	NOUN
ijosar-579	203	22	(	(	PUNCT
ijosar-579	203	23	sri	sri	PROPN
ijosar-579	203	24	fund	fund	PROPN
ijosar-579	203	25	)	)	PUNCT
ijosar-579	203	26	,	,	PUNCT
ijosar-579	203	27	3	3	NUM
ijosar-579	203	28	-	-	PUNCT
ijosar-579	203	29	lakh	lakh	NOUN
ijosar-579	203	30	crore	crore	NOUN
ijosar-579	203	31	emergency	emergency	NOUN
ijosar-579	203	32	credit	credit	NOUN
ijosar-579	203	33	line	line	NOUN
ijosar-579	203	34	guarantee	guarantee	NOUN
ijosar-579	203	35	scheme	scheme	NOUN
ijosar-579	203	36	(	(	PUNCT
ijosar-579	203	37	eclgs	eclgs	NOUN
ijosar-579	203	38	)	)	PUNCT
ijosar-579	203	39	for	for	ADP
ijosar-579	203	40	businesses	business	NOUN
ijosar-579	203	41	,	,	PUNCT
ijosar-579	203	42	including	include	VERB
ijosar-579	203	43	msmes	msme	NOUN
ijosar-579	203	44	(	(	PUNCT
ijosar-579	203	45	which	which	PRON
ijosar-579	203	46	was	be	AUX
ijosar-579	203	47	subsequently	subsequently	ADV
ijosar-579	203	48	increased	increase	VERB
ijosar-579	203	49	to	to	ADP
ijosar-579	203	50	rs	rs	VERB
ijosar-579	203	51	5	5	NUM
ijosar-579	203	52	-	-	PUNCT
ijosar-579	203	53	lakh	lakh	NOUN
ijosar-579	203	54	crore	crore	NOUN
ijosar-579	203	55	in	in	ADP
ijosar-579	203	56	union	union	NOUN
ijosar-579	203	57	budget	budget	NOUN
ijosar-579	203	58	2022	2022	NUM
ijosar-579	203	59	-	-	SYM
ijosar-579	203	60	23	23	NUM
ijosar-579	203	61	)	)	PUNCT
ijosar-579	203	62	,	,	PUNCT
ijosar-579	203	63	change	change	NOUN
ijosar-579	203	64	in	in	ADP
ijosar-579	203	65	definition	definition	NOUN
ijosar-579	203	66	of	of	ADP
ijosar-579	203	67	what	what	PRON
ijosar-579	203	68	constitutes	constitute	VERB
ijosar-579	203	69	an	an	DET
ijosar-579	203	70	msme	msme	NOUN
ijosar-579	203	71	,	,	PUNCT
ijosar-579	203	72	and	and	CCONJ
ijosar-579	203	73	no	no	DET
ijosar-579	203	74	global	global	ADJ
ijosar-579	203	75	tenders	tender	NOUN
ijosar-579	203	76	for	for	ADP
ijosar-579	203	77	government	government	NOUN
ijosar-579	203	78	procurement	procurement	NOUN
ijosar-579	203	79	up	up	ADP
ijosar-579	203	80	to	to	PART
ijosar-579	203	81	rs	rs	VERB
ijosar-579	203	82	200	200	NUM
ijosar-579	203	83	crore	crore	NUM
ijosar-579	203	84	.	.	PUNCT
ijosar-579	203	85	”	"	PUNCT
ijosar-579	204	1	the	the	DET
ijosar-579	204	2	report	report	NOUN
ijosar-579	204	3	also	also	ADV
ijosar-579	204	4	notes	note	VERB
ijosar-579	204	5	that	that	SCONJ
ijosar-579	204	6	if	if	SCONJ
ijosar-579	204	7	msme	msme	NOUN
ijosar-579	204	8	lending	lending	NOUN
ijosar-579	204	9	by	by	ADP
ijosar-579	204	10	banking	banking	NOUN
ijosar-579	204	11	and	and	CCONJ
ijosar-579	204	12	non	non	ADJ
ijosar-579	204	13	-	-	ADJ
ijosar-579	204	14	banking	banking	ADJ
ijosar-579	204	15	finance	finance	NOUN
ijosar-579	204	16	companies	company	NOUN
ijosar-579	204	17	(	(	PUNCT
ijosar-579	204	18	nbfcs	nbfc	NOUN
ijosar-579	204	19	)	)	PUNCT
ijosar-579	204	20	in	in	ADP
ijosar-579	204	21	fiscal	fiscal	ADJ
ijosar-579	204	22	2021	2021	NUM
ijosar-579	204	23	rose	rise	VERB
ijosar-579	204	24	to	to	ADP
ijosar-579	204	25	7	7	NUM
ijosar-579	204	26	%	%	NOUN
ijosar-579	204	27	on	on	ADP
ijosar-579	204	28	-	-	PUNCT
ijosar-579	204	29	year	year	NOUN
ijosar-579	204	30	,	,	PUNCT
ijosar-579	204	31	then	then	ADV
ijosar-579	204	32	the	the	DET
ijosar-579	204	33	credit	credit	NOUN
ijosar-579	204	34	is	be	AUX
ijosar-579	204	35	expected	expect	VERB
ijosar-579	204	36	to	to	PART
ijosar-579	204	37	grow	grow	VERB
ijosar-579	204	38	by	by	ADP
ijosar-579	204	39	7	7	NUM
ijosar-579	204	40	-	-	SYM
ijosar-579	204	41	9	9	NUM
ijosar-579	204	42	%	%	NOUN
ijosar-579	204	43	(	(	PUNCT
ijosar-579	204	44	around	around	ADP
ijosar-579	204	45	rs	rs	PROPN
ijosar-579	204	46	18	18	NUM
ijosar-579	204	47	-	-	PUNCT
ijosar-579	204	48	lakh	lakh	NOUN
ijosar-579	204	49	crore	crore	NOUN
ijosar-579	204	50	)	)	PUNCT
ijosar-579	204	51	on	on	ADP
ijosar-579	204	52	-	-	PUNCT
ijosar-579	204	53	year	year	NOUN
ijosar-579	204	54	in	in	ADP
ijosar-579	204	55	fiscal	fiscal	ADJ
ijosar-579	204	56	2022	2022	NUM
ijosar-579	204	57	supported	support	VERB
ijosar-579	204	58	by	by	ADP
ijosar-579	204	59	favourable	favourable	ADJ
ijosar-579	204	60	government	government	NOUN
ijosar-579	204	61	measures	measure	NOUN
ijosar-579	204	62	as	as	ADV
ijosar-579	204	63	well	well	ADV
ijosar-579	204	64	as	as	ADP
ijosar-579	204	65	rise	rise	VERB
ijosar-579	204	66	in	in	ADP
ijosar-579	204	67	demand	demand	NOUN
ijosar-579	204	68	.	.	PUNCT
ijosar-579	205	1	while	while	SCONJ
ijosar-579	205	2	the	the	DET
ijosar-579	205	3	banks	bank	NOUN
ijosar-579	205	4	continue	continue	VERB
ijosar-579	205	5	to	to	PART
ijosar-579	205	6	dominate	dominate	VERB
ijosar-579	205	7	around	around	ADP
ijosar-579	205	8	80	80	NUM
ijosar-579	205	9	%	%	NOUN
ijosar-579	205	10	of	of	ADP
ijosar-579	205	11	the	the	DET
ijosar-579	205	12	msme	msme	NOUN
ijosar-579	205	13	-	-	PUNCT
ijosar-579	205	14	lending	lending	NOUN
ijosar-579	205	15	book	book	NOUN
ijosar-579	205	16	,	,	PUNCT
ijosar-579	205	17	it	it	PRON
ijosar-579	205	18	is	be	AUX
ijosar-579	205	19	,	,	PUNCT
ijosar-579	205	20	however	however	ADV
ijosar-579	205	21	,	,	PUNCT
ijosar-579	205	22	expected	expect	VERB
ijosar-579	205	23	to	to	PART
ijosar-579	205	24	reverse	reverse	VERB
ijosar-579	205	25	in	in	ADP
ijosar-579	205	26	the	the	DET
ijosar-579	205	27	future	future	NOUN
ijosar-579	205	28	.	.	PUNCT
ijosar-579	206	1	ijointernational	ijointernational	ADJ
ijosar-579	206	2	journal	journal	NOUN
ijosar-579	206	3	of	of	ADP
ijosar-579	206	4	social	social	ADJ
ijosar-579	206	5	science	science	NOUN
ijosar-579	206	6	and	and	CCONJ
ijosar-579	206	7	humanities	humanity	NOUN
ijosar-579	206	8	research	research	NOUN
ijosar-579	206	9	(	(	PUNCT
ijosar-579	206	10	issn	issn	PROPN
ijosar-579	206	11	2811	2811	NUM
ijosar-579	206	12	-	-	SYM
ijosar-579	206	13	2466	2466	NUM
ijosar-579	206	14	)	)	PUNCT
ijosar-579	206	15	volume	volume	NOUN
ijosar-579	206	16	5	5	NUM
ijosar-579	206	17	|	|	NOUN
ijosar-579	206	18	issue	issue	NOUN
ijosar-579	206	19	08	08	NUM
ijosar-579	207	1	|	|	CCONJ
ijosar-579	207	2	august	august	PROPN
ijosar-579	207	3	2022	2022	NUM
ijosar-579	207	4	|	|	ADV
ijosar-579	207	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	207	6	60	60	NUM
ijosar-579	207	7	https://economictimes.indiatimes.com/topic/fiscal	https://economictimes.indiatimes.com/topic/fiscal	ADJ
ijosar-579	207	8	https://economictimes.indiatimes.com/topic/eclgs	https://economictimes.indiatimes.com/topic/eclgs	NOUN
ijosar-579	207	9	https://economictimes.indiatimes.com/topic/nbfcs	https://economictimes.indiatimes.com/topic/nbfcs	PROPN
ijosar-579	207	10	one	one	NUM
ijosar-579	207	11	of	of	ADP
ijosar-579	207	12	the	the	DET
ijosar-579	207	13	factors	factor	NOUN
ijosar-579	207	14	driving	drive	VERB
ijosar-579	207	15	the	the	DET
ijosar-579	207	16	change	change	NOUN
ijosar-579	207	17	is	be	AUX
ijosar-579	207	18	the	the	DET
ijosar-579	207	19	digitalization	digitalization	NOUN
ijosar-579	207	20	of	of	ADP
ijosar-579	207	21	the	the	DET
ijosar-579	207	22	msme	msme	NOUN
ijosar-579	207	23	sector	sector	NOUN
ijosar-579	207	24	.	.	PUNCT
ijosar-579	208	1	the	the	DET
ijosar-579	208	2	digital	digital	ADJ
ijosar-579	208	3	footprint	footprint	NOUN
ijosar-579	208	4	of	of	ADP
ijosar-579	208	5	msmes	msme	NOUN
ijosar-579	208	6	expanded	expand	VERB
ijosar-579	208	7	in	in	ADP
ijosar-579	208	8	2021	2021	NUM
ijosar-579	208	9	,	,	PUNCT
ijosar-579	208	10	according	accord	VERB
ijosar-579	208	11	to	to	ADP
ijosar-579	208	12	the	the	DET
ijosar-579	208	13	crisil	crisil	NOUN
ijosar-579	208	14	survey	survey	NOUN
ijosar-579	208	15	of	of	ADP
ijosar-579	208	16	over	over	ADP
ijosar-579	208	17	500	500	NUM
ijosar-579	208	18	msmes	msme	NOUN
ijosar-579	208	19	.	.	PUNCT
ijosar-579	209	1	this	this	PRON
ijosar-579	209	2	has	have	AUX
ijosar-579	209	3	not	not	PART
ijosar-579	209	4	only	only	ADV
ijosar-579	209	5	helped	help	VERB
ijosar-579	209	6	in	in	ADP
ijosar-579	209	7	providing	provide	VERB
ijosar-579	209	8	enhanced	enhanced	ADJ
ijosar-579	209	9	customer	customer	NOUN
ijosar-579	209	10	experience	experience	NOUN
ijosar-579	209	11	,	,	PUNCT
ijosar-579	209	12	operational	operational	ADJ
ijosar-579	209	13	efficiency	efficiency	NOUN
ijosar-579	209	14	and	and	CCONJ
ijosar-579	209	15	workforce	workforce	NOUN
ijosar-579	209	16	enhancement	enhancement	NOUN
ijosar-579	209	17	,	,	PUNCT
ijosar-579	209	18	but	but	CCONJ
ijosar-579	209	19	also	also	ADV
ijosar-579	209	20	facilitates	facilitate	VERB
ijosar-579	209	21	access	access	NOUN
ijosar-579	209	22	to	to	ADP
ijosar-579	209	23	financial	financial	ADJ
ijosar-579	209	24	services	service	NOUN
ijosar-579	209	25	.	.	PUNCT
ijosar-579	210	1	msme	msme	NOUN
ijosar-579	210	2	also	also	ADV
ijosar-579	210	3	has	have	VERB
ijosar-579	210	4	50	50	NUM
ijosar-579	210	5	%	%	NOUN
ijosar-579	210	6	share	share	NOUN
ijosar-579	210	7	in	in	ADP
ijosar-579	210	8	exports	export	NOUN
ijosar-579	210	9	since	since	SCONJ
ijosar-579	210	10	the	the	DET
ijosar-579	210	11	past	past	ADJ
ijosar-579	210	12	five	five	NUM
ijosar-579	210	13	years	year	NOUN
ijosar-579	210	14	.	.	PUNCT
ijosar-579	211	1	the	the	DET
ijosar-579	211	2	report	report	NOUN
ijosar-579	211	3	states	state	VERB
ijosar-579	211	4	that	that	SCONJ
ijosar-579	211	5	exports	export	NOUN
ijosar-579	211	6	-	-	PUNCT
ijosar-579	211	7	linked	link	VERB
ijosar-579	211	8	msme	msme	NOUN
ijosar-579	211	9	sectors	sector	NOUN
ijosar-579	211	10	have	have	AUX
ijosar-579	211	11	been	be	AUX
ijosar-579	211	12	on	on	ADP
ijosar-579	211	13	the	the	DET
ijosar-579	211	14	path	path	NOUN
ijosar-579	211	15	to	to	ADP
ijosar-579	211	16	recovery	recovery	NOUN
ijosar-579	211	17	and	and	CCONJ
ijosar-579	211	18	will	will	AUX
ijosar-579	211	19	continue	continue	VERB
ijosar-579	211	20	to	to	PART
ijosar-579	211	21	do	do	VERB
ijosar-579	211	22	so	so	ADV
ijosar-579	211	23	in	in	ADP
ijosar-579	211	24	the	the	DET
ijosar-579	211	25	next	next	ADJ
ijosar-579	211	26	fiscal	fiscal	NOUN
ijosar-579	211	27	.	.	PUNCT
ijosar-579	212	1	“	"	PUNCT
ijosar-579	212	2	in	in	ADP
ijosar-579	212	3	the	the	DET
ijosar-579	212	4	long	long	ADJ
ijosar-579	212	5	term	term	NOUN
ijosar-579	212	6	as	as	ADV
ijosar-579	212	7	well	well	ADV
ijosar-579	212	8	,	,	PUNCT
ijosar-579	212	9	the	the	DET
ijosar-579	212	10	segment	segment	NOUN
ijosar-579	212	11	will	will	AUX
ijosar-579	212	12	continue	continue	VERB
ijosar-579	212	13	to	to	PART
ijosar-579	212	14	offer	offer	VERB
ijosar-579	212	15	attractive	attractive	ADJ
ijosar-579	212	16	opportunities	opportunity	NOUN
ijosar-579	212	17	for	for	ADP
ijosar-579	212	18	financiers	financier	NOUN
ijosar-579	212	19	as	as	ADP
ijosar-579	212	20	the	the	DET
ijosar-579	212	21	global	global	ADJ
ijosar-579	212	22	economy	economy	NOUN
ijosar-579	212	23	recovers	recover	NOUN
ijosar-579	212	24	and	and	CCONJ
ijosar-579	212	25	adoption	adoption	NOUN
ijosar-579	212	26	of	of	ADP
ijosar-579	212	27	china	china	PROPN
ijosar-579	212	28	-	-	PUNCT
ijosar-579	212	29	plus	plus	CCONJ
ijosar-579	212	30	-	-	PUNCT
ijosar-579	212	31	one	one	NUM
ijosar-579	212	32	strategy	strategy	NOUN
ijosar-579	212	33	by	by	ADP
ijosar-579	212	34	large	large	ADJ
ijosar-579	212	35	players	player	NOUN
ijosar-579	212	36	to	to	PART
ijosar-579	212	37	diversify	diversify	VERB
ijosar-579	212	38	their	their	PRON
ijosar-579	212	39	supply	supply	NOUN
ijosar-579	212	40	chains	chain	NOUN
ijosar-579	212	41	provides	provide	VERB
ijosar-579	212	42	a	a	DET
ijosar-579	212	43	boost	boost	NOUN
ijosar-579	212	44	to	to	ADP
ijosar-579	212	45	export	export	NOUN
ijosar-579	212	46	-	-	PUNCT
ijosar-579	212	47	linked	link	VERB
ijosar-579	212	48	msmes	msme	NOUN
ijosar-579	212	49	.	.	PUNCT
ijosar-579	213	1	references	reference	NOUN
ijosar-579	213	2	:	:	PUNCT
ijosar-579	213	3	1	1	NUM
ijosar-579	213	4	annual	annual	ADJ
ijosar-579	213	5	report	report	NOUN
ijosar-579	213	6	,	,	PUNCT
ijosar-579	213	7	ministry	ministry	NOUN
ijosar-579	213	8	of	of	ADP
ijosar-579	213	9	msme	msme	PROPN
ijosar-579	213	10	2018	2018	NUM
ijosar-579	213	11	-	-	PUNCT
ijosar-579	213	12	19,2019	19,2019	NUM
ijosar-579	213	13	-	-	PUNCT
ijosar-579	213	14	20,2020	20,2020	NUM
ijosar-579	213	15	-	-	PUNCT
ijosar-579	213	16	21	21	NUM
ijosar-579	213	17	.	.	SYM
ijosar-579	213	18	2	2	NUM
ijosar-579	213	19	report	report	NOUN
ijosar-579	213	20	of	of	ADP
ijosar-579	213	21	the	the	DET
ijosar-579	213	22	expert	expert	PROPN
ijosar-579	213	23	committee	committee	PROPN
ijosar-579	213	24	on	on	ADP
ijosar-579	213	25	micro	micro	PROPN
ijosar-579	213	26	,	,	PUNCT
ijosar-579	213	27	small	small	ADJ
ijosar-579	213	28	and	and	CCONJ
ijosar-579	213	29	medium	medium	ADJ
ijosar-579	213	30	enterprises	enterprise	NOUN
ijosar-579	213	31	(	(	PUNCT
ijosar-579	213	32	chairman	chairman	NOUN
ijosar-579	213	33	:	:	PUNCT
ijosar-579	213	34	u.k	u.k	PROPN
ijosar-579	213	35	.	.	PROPN
ijosar-579	213	36	sinha	sinha	PROPN
ijosar-579	213	37	)	)	PUNCT
ijosar-579	213	38	,	,	PUNCT
ijosar-579	213	39	june	june	PROPN
ijosar-579	213	40	25	25	NUM
ijosar-579	213	41	,	,	PUNCT
ijosar-579	213	42	2019	2019	NUM
ijosar-579	213	43	.	.	X
ijosar-579	214	1	3	3	NUM
ijosar-579	214	2	ministry	ministry	PROPN
ijosar-579	214	3	of	of	ADP
ijosar-579	214	4	micro	micro	PROPN
ijosar-579	214	5	,	,	PUNCT
ijosar-579	214	6	small	small	ADJ
ijosar-579	214	7	and	and	CCONJ
ijosar-579	214	8	medium	medium	ADJ
ijosar-579	214	9	enterprises	enterprise	NOUN
ijosar-579	214	10	,	,	PUNCT
ijosar-579	214	11	government	government	NOUN
ijosar-579	214	12	of	of	ADP
ijosar-579	214	13	india	india	PROPN
ijosar-579	214	14	,	,	PUNCT
ijosar-579	214	15	september	september	PROPN
ijosar-579	214	16	24	24	NUM
ijosar-579	214	17	,	,	PUNCT
ijosar-579	214	18	2019	2019	NUM
ijosar-579	214	19	.	.	PUNCT
ijosar-579	214	20	4	4	NUM
ijosar-579	214	21	annual	annual	ADJ
ijosar-579	214	22	report	report	NOUN
ijosar-579	214	23	ministry	ministry	PROPN
ijosar-579	214	24	of	of	ADP
ijosar-579	214	25	msme	msme	PROPN
ijosar-579	214	26	2018	2018	NUM
ijosar-579	214	27	-	-	SYM
ijosar-579	214	28	19	19	NUM
ijosar-579	214	29	5	5	NUM
ijosar-579	214	30	krueger	krueger	PROPN
ijosar-579	214	31	,	,	PUNCT
ijosar-579	214	32	a.	a.	NOUN
ijosar-579	214	33	o.	o.	PROPN
ijosar-579	214	34	(	(	PUNCT
ijosar-579	214	35	2013	2013	NUM
ijosar-579	214	36	)	)	PUNCT
ijosar-579	214	37	.	.	PUNCT
ijosar-579	215	1	the	the	DET
ijosar-579	215	2	missing	missing	ADJ
ijosar-579	215	3	middle	middle	NOUN
ijosar-579	215	4	.	.	PUNCT
ijosar-579	216	1	economic	economic	ADJ
ijosar-579	216	2	reform	reform	NOUN
ijosar-579	216	3	in	in	ADP
ijosar-579	216	4	india	india	PROPN
ijosar-579	216	5	:	:	PUNCT
ijosar-579	216	6	challenges	challenge	NOUN
ijosar-579	216	7	,	,	PUNCT
ijosar-579	216	8	prospects	prospect	NOUN
ijosar-579	216	9	,	,	PUNCT
ijosar-579	216	10	and	and	CCONJ
ijosar-579	216	11	lessons	lesson	NOUN
ijosar-579	216	12	,	,	PUNCT
ijosar-579	216	13	299	299	NUM
ijosar-579	216	14	.	.	NOUN
ijosar-579	216	15	6	6	NUM
ijosar-579	216	16	ministry	ministry	PROPN
ijosar-579	216	17	of	of	ADP
ijosar-579	216	18	micro	micro	PROPN
ijosar-579	216	19	,	,	PUNCT
ijosar-579	216	20	small	small	ADJ
ijosar-579	216	21	and	and	CCONJ
ijosar-579	216	22	medium	medium	ADJ
ijosar-579	216	23	enterprises	enterprise	NOUN
ijosar-579	216	24	,	,	PUNCT
ijosar-579	216	25	government	government	NOUN
ijosar-579	216	26	of	of	ADP
ijosar-579	216	27	india	india	PROPN
ijosar-579	216	28	,	,	PUNCT
ijosar-579	216	29	july	july	PROPN
ijosar-579	216	30	2019	2019	NUM
ijosar-579	216	31	.	.	PUNCT
ijosar-579	217	1	annual	annual	ADJ
ijosar-579	217	2	report	report	NOUN
ijosar-579	217	3	,	,	PUNCT
ijosar-579	217	4	coir	coir	NOUN
ijosar-579	217	5	board	board	NOUN
ijosar-579	217	6	.	.	PUNCT
ijosar-579	218	1	(	(	PUNCT
ijosar-579	218	2	2011–2019	2011–2019	NUM
ijosar-579	218	3	)	)	PUNCT
ijosar-579	218	4	.	.	PUNCT
ijosar-579	219	1	government	government	NOUN
ijosar-579	219	2	of	of	ADP
ijosar-579	219	3	india	india	PROPN
ijosar-579	219	4	.	.	PUNCT
ijosar-579	219	5	http://coirboard.gov.in/?page_id=199	http://coirboard.gov.in/?page_id=199	PROPN
ijosar-579	220	1	(	(	PUNCT
ijosar-579	220	2	accessed	access	VERB
ijosar-579	220	3	on	on	ADP
ijosar-579	220	4	2nd	2nd	PROPN
ijosar-579	220	5	february	february	PROPN
ijosar-579	220	6	,	,	PUNCT
ijosar-579	220	7	2020	2020	NUM
ijosar-579	220	8	)	)	PUNCT
ijosar-579	220	9	behera	behera	PROPN
ijosar-579	220	10	,	,	PUNCT
ijosar-579	220	11	h.	h.	PROPN
ijosar-579	220	12	,	,	PUNCT
ijosar-579	220	13	wahi	wahi	X
ijosar-579	220	14	,	,	PUNCT
ijosar-579	220	15	g.	g.	PROPN
ijosar-579	220	16	(	(	PUNCT
ijosar-579	220	17	2017	2017	NUM
ijosar-579	220	18	)	)	PUNCT
ijosar-579	220	19	.	.	PUNCT
ijosar-579	221	1	how	how	SCONJ
ijosar-579	221	2	have	have	AUX
ijosar-579	221	3	msme	msme	NOUN
ijosar-579	221	4	sector	sector	NOUN
ijosar-579	221	5	credit	credit	NOUN
ijosar-579	221	6	and	and	CCONJ
ijosar-579	221	7	exports	export	NOUN
ijosar-579	221	8	fared	fare	VERB
ijosar-579	221	9	?	?	PUNCT
ijosar-579	222	1	(	(	PUNCT
ijosar-579	222	2	mint	mint	PROPN
ijosar-579	222	3	street	street	PROPN
ijosar-579	222	4	memo	memo	NOUN
ijosar-579	222	5	no	no	INTJ
ijosar-579	222	6	.	.	PROPN
ijosar-579	222	7	13	13	NUM
ijosar-579	222	8	)	)	PUNCT
ijosar-579	222	9	,	,	PUNCT
ijosar-579	222	10	1	1	NUM
ijosar-579	222	11	–	–	PUNCT
ijosar-579	222	12	https://rbidocs.rbi.org.in/rdocs/mintstreetmemos/13msmn17082018.pdf	https://rbidocs.rbi.org.in/rdocs/mintstreetmemos/13msmn17082018.pdf	PROPN
ijosar-579	222	13	berger	berger	NOUN
ijosar-579	222	14	,	,	PUNCT
ijosar-579	222	15	a.	a.	PROPN
ijosar-579	222	16	n.	n.	PROPN
ijosar-579	222	17	,	,	PUNCT
ijosar-579	222	18	udell	udell	PROPN
ijosar-579	222	19	,	,	PUNCT
ijosar-579	222	20	g.	g.	PROPN
ijosar-579	222	21	f.	f.	PROPN
ijosar-579	222	22	(	(	PUNCT
ijosar-579	222	23	1998	1998	NUM
ijosar-579	222	24	)	)	PUNCT
ijosar-579	222	25	.	.	PUNCT
ijosar-579	223	1	the	the	DET
ijosar-579	223	2	economics	economic	NOUN
ijosar-579	223	3	of	of	ADP
ijosar-579	223	4	small	small	ADJ
ijosar-579	223	5	business	business	NOUN
ijosar-579	223	6	finance	finance	NOUN
ijosar-579	223	7	:	:	PUNCT
ijosar-579	223	8	the	the	DET
ijosar-579	223	9	roles	role	NOUN
ijosar-579	223	10	of	of	ADP
ijosar-579	223	11	private	private	ADJ
ijosar-579	223	12	equity	equity	NOUN
ijosar-579	223	13	and	and	CCONJ
ijosar-579	223	14	debt	debt	NOUN
ijosar-579	223	15	markets	market	NOUN
ijosar-579	223	16	in	in	ADP
ijosar-579	223	17	the	the	DET
ijosar-579	223	18	financial	financial	ADJ
ijosar-579	223	19	growth	growth	NOUN
ijosar-579	223	20	cycle	cycle	NOUN
ijosar-579	223	21	.	.	PUNCT
ijosar-579	224	1	journal	journal	NOUN
ijosar-579	224	2	of	of	ADP
ijosar-579	224	3	banking	banking	NOUN
ijosar-579	224	4	and	and	CCONJ
ijosar-579	224	5	finance	finance	NOUN
ijosar-579	224	6	,	,	PUNCT
ijosar-579	224	7	22(6&8	22(6&8	NUM
ijosar-579	224	8	)	)	PUNCT
ijosar-579	224	9	,	,	PUNCT
ijosar-579	224	10	613–673	613–673	PROPN
ijosar-579	224	11	.	.	PUNCT
ijosar-579	225	1	ministry	ministry	PROPN
ijosar-579	225	2	of	of	ADP
ijosar-579	225	3	micro	micro	PROPN
ijosar-579	225	4	,	,	PUNCT
ijosar-579	225	5	small	small	ADJ
ijosar-579	225	6	and	and	CCONJ
ijosar-579	225	7	medium	medium	ADJ
ijosar-579	225	8	enterprises	enterprise	NOUN
ijosar-579	225	9	.	.	PUNCT
ijosar-579	226	1	(	(	PUNCT
ijosar-579	226	2	2007	2007	NUM
ijosar-579	226	3	)	)	PUNCT
ijosar-579	226	4	.	.	PUNCT
ijosar-579	227	1	annual	annual	ADJ
ijosar-579	227	2	report	report	NOUN
ijosar-579	227	3	2006	2006	NUM
ijosar-579	227	4	–	–	PUNCT
ijosar-579	227	5	2007	2007	NUM
ijosar-579	227	6	.	.	PUNCT
ijosar-579	228	1	government	government	NOUN
ijosar-579	228	2	of	of	ADP
ijosar-579	228	3	india	india	PROPN
ijosar-579	228	4	.	.	PUNCT
ijosar-579	229	1	https://msme.gov.in/sites/default/files/ssi-ar-eng-2006-07.pdf	https://msme.gov.in/sites/default/files/ssi-ar-eng-2006-07.pdf	PROPN
ijosar-579	229	2	ijointernational	ijointernational	ADJ
ijosar-579	229	3	journal	journal	NOUN
ijosar-579	229	4	of	of	ADP
ijosar-579	229	5	social	social	ADJ
ijosar-579	229	6	science	science	NOUN
ijosar-579	229	7	and	and	CCONJ
ijosar-579	229	8	humanities	humanity	NOUN
ijosar-579	229	9	research	research	NOUN
ijosar-579	229	10	(	(	PUNCT
ijosar-579	229	11	issn	issn	PROPN
ijosar-579	229	12	2811	2811	NUM
ijosar-579	229	13	-	-	SYM
ijosar-579	229	14	2466	2466	NUM
ijosar-579	229	15	)	)	PUNCT
ijosar-579	229	16	volume	volume	NOUN
ijosar-579	229	17	5	5	NUM
ijosar-579	229	18	|	|	NOUN
ijosar-579	229	19	issue	issue	NOUN
ijosar-579	229	20	08	08	NUM
ijosar-579	230	1	|	|	CCONJ
ijosar-579	230	2	august	august	PROPN
ijosar-579	230	3	2022	2022	NUM
ijosar-579	230	4	|	|	ADV
ijosar-579	230	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	230	6	61	61	NUM
ijosar-579	231	1	https://economictimes.indiatimes.com/topic/msme-sector	https://economictimes.indiatimes.com/topic/msme-sector	NOUN
ijosar-579	231	2	http://coirboard.gov.in/?page_id=199	http://coirboard.gov.in/?page_id=199	PROPN
ijosar-579	231	3	https://rbidocs.rbi.org.in/rdocs/mintstreetmemos/13msmn17082018.pdf	https://rbidocs.rbi.org.in/rdocs/mintstreetmemos/13msmn17082018.pdf	PROPN
ijosar-579	231	4	https://msme.gov.in/sites/default/files/ssi-ar-eng-2006-07.pdf	https://msme.gov.in/sites/default/files/ssi-ar-eng-2006-07.pdf	PROPN
ijosar-579	231	5	ministry	ministry	PROPN
ijosar-579	231	6	of	of	ADP
ijosar-579	231	7	micro	micro	PROPN
ijosar-579	231	8	,	,	PUNCT
ijosar-579	231	9	small	small	ADJ
ijosar-579	231	10	and	and	CCONJ
ijosar-579	231	11	medium	medium	ADJ
ijosar-579	231	12	enterprises	enterprise	NOUN
ijosar-579	231	13	.	.	PUNCT
ijosar-579	232	1	(	(	PUNCT
ijosar-579	232	2	2008	2008	NUM
ijosar-579	232	3	)	)	PUNCT
ijosar-579	232	4	.	.	PUNCT
ijosar-579	233	1	annual	annual	ADJ
ijosar-579	233	2	report	report	NOUN
ijosar-579	233	3	2007	2007	NUM
ijosar-579	233	4	–	–	PUNCT
ijosar-579	233	5	2008	2008	NUM
ijosar-579	233	6	.	.	PUNCT
ijosar-579	234	1	governmen	governman	NOUN
ijosar-579	234	2	of	of	ADP
ijosar-579	234	3	india	india	PROPN
ijosar-579	234	4	.	.	PUNCT
ijosar-579	235	1	https://msme.gov.in/sites/default/files/msme%20annual%20report%20200708_english.pdf	https://msme.gov.in/sites/default/files/msme%20annual%20report%20200708_english.pdf	X
ijosar-579	236	1	*	*	PUNCT
ijosar-579	237	1	*	*	PUNCT
ijosar-579	237	2	*	*	PUNCT
ijosar-579	237	3	*	*	PUNCT
ijosar-579	237	4	*	*	PUNCT
ijosar-579	237	5	*	*	PUNCT
ijosar-579	237	6	*	*	PUNCT
ijosar-579	237	7	*	*	PUNCT
ijosar-579	237	8	*	*	PUNCT
ijosar-579	237	9	*	*	PUNCT
ijosar-579	237	10	*	*	PUNCT
ijosar-579	237	11	*	*	PUNCT
ijosar-579	237	12	*	*	PUNCT
ijosar-579	237	13	*	*	PUNCT
ijosar-579	237	14	*	*	PUNCT
ijosar-579	237	15	*	*	PUNCT
ijosar-579	237	16	*	*	PUNCT
ijosar-579	237	17	*	*	PUNCT
ijosar-579	237	18	*	*	PUNCT
ijosar-579	237	19	*	*	PUNCT
ijosar-579	237	20	*	*	PUNCT
ijosar-579	237	21	*	*	PUNCT
ijosar-579	237	22	*	*	PUNCT
ijosar-579	237	23	*	*	PUNCT
ijosar-579	237	24	ijointernational	ijointernational	ADJ
ijosar-579	237	25	journal	journal	NOUN
ijosar-579	237	26	of	of	ADP
ijosar-579	237	27	social	social	ADJ
ijosar-579	237	28	science	science	NOUN
ijosar-579	237	29	and	and	CCONJ
ijosar-579	237	30	humanities	humanity	NOUN
ijosar-579	237	31	research	research	NOUN
ijosar-579	237	32	(	(	PUNCT
ijosar-579	237	33	issn	issn	PROPN
ijosar-579	237	34	2811	2811	NUM
ijosar-579	237	35	-	-	SYM
ijosar-579	237	36	2466	2466	NUM
ijosar-579	237	37	)	)	PUNCT
ijosar-579	237	38	volume	volume	NOUN
ijosar-579	237	39	5	5	NUM
ijosar-579	237	40	|	|	NOUN
ijosar-579	237	41	issue	issue	NOUN
ijosar-579	237	42	08	08	NUM
ijosar-579	238	1	|	|	CCONJ
ijosar-579	238	2	august	august	PROPN
ijosar-579	238	3	2022	2022	NUM
ijosar-579	238	4	|	|	ADV
ijosar-579	238	5	https://www.ijojournals.com/index.php/ssh/index	https://www.ijojournals.com/index.php/ssh/index	NOUN
ijosar-579	238	6	62	62	NUM
ijosar-579	238	7	https://msme.gov.in/sites/default/files/msme	https://msme.gov.in/sites/default/files/msme	NOUN
ijosar-579	238	8	annual	annual	ADJ
ijosar-579	238	9	report	report	NOUN
ijosar-579	238	10	2007-08_english.pdf	2007-08_english.pdf	NUM
ijosar-579	238	11	https://msme.gov.in/sites/default/files/msme	https://msme.gov.in/sites/default/files/msme	ADJ
ijosar-579	238	12	annual	annual	ADJ
ijosar-579	238	13	report	report	NOUN
ijosar-579	238	14	2007-08_english.pdf	2007-08_english.pdf	NUM