id	sid	tid	token	lemma	pos
ijtc-1056	1	1	the	the	DET
ijtc-1056	1	2	illomata	illomata	PROPN
ijtc-1056	1	3	international	international	PROPN
ijtc-1056	1	4	journal	journal	PROPN
ijtc-1056	1	5	of	of	ADP
ijtc-1056	1	6	management	management	NOUN
ijtc-1056	1	7	ilomata	ilomata	PROPN
ijtc-1056	1	8	international	international	ADJ
ijtc-1056	1	9	journal	journal	NOUN
ijtc-1056	1	10	of	of	ADP
ijtc-1056	1	11	tax	tax	PROPN
ijtc-1056	1	12	&	&	CCONJ
ijtc-1056	1	13	accounting	account	VERB
ijtc-1056	1	14	p	p	PROPN
ijtc-1056	1	15	-	-	PUNCT
ijtc-1056	1	16	issn	issn	NOUN
ijtc-1056	1	17	:	:	PUNCT
ijtc-1056	1	18	2714	2714	NUM
ijtc-1056	1	19	-	-	SYM
ijtc-1056	1	20	9838	9838	NUM
ijtc-1056	1	21	;	;	PUNCT
ijtc-1056	1	22	e	e	X
ijtc-1056	1	23	-	-	PUNCT
ijtc-1056	1	24	issn	issn	NOUN
ijtc-1056	1	25	:	:	PUNCT
ijtc-1056	1	26	2714	2714	NUM
ijtc-1056	1	27	-	-	SYM
ijtc-1056	1	28	9846	9846	NUM
ijtc-1056	1	29	volume	volume	NOUN
ijtc-1056	1	30	5	5	NUM
ijtc-1056	1	31	,	,	PUNCT
ijtc-1056	1	32	issue	issue	NOUN
ijtc-1056	1	33	1	1	NUM
ijtc-1056	1	34	,	,	PUNCT
ijtc-1056	1	35	january	january	PROPN
ijtc-1056	1	36	2024	2024	NUM
ijtc-1056	1	37	page	page	NOUN
ijtc-1056	1	38	no	no	NOUN
ijtc-1056	1	39	.	.	NOUN
ijtc-1056	2	1	254	254	NUM
ijtc-1056	2	2	-	-	SYM
ijtc-1056	2	3	265	265	NUM
ijtc-1056	2	4	254	254	NUM
ijtc-1056	2	5	|	|	ADV
ijtc-1056	2	6	ilomata	ilomata	PROPN
ijtc-1056	2	7	international	international	ADJ
ijtc-1056	2	8	journal	journal	NOUN
ijtc-1056	2	9	of	of	ADP
ijtc-1056	2	10	tax	tax	PROPN
ijtc-1056	2	11	&	&	CCONJ
ijtc-1056	2	12	accounting	account	VERB
ijtc-1056	2	13	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	2	14	the	the	DET
ijtc-1056	2	15	influence	influence	NOUN
ijtc-1056	2	16	of	of	ADP
ijtc-1056	2	17	financial	financial	ADJ
ijtc-1056	2	18	literacy	literacy	NOUN
ijtc-1056	2	19	,	,	PUNCT
ijtc-1056	2	20	self	self	NOUN
ijtc-1056	2	21	-	-	PUNCT
ijtc-1056	2	22	efficacy	efficacy	NOUN
ijtc-1056	2	23	,	,	PUNCT
ijtc-1056	2	24	and	and	CCONJ
ijtc-1056	2	25	coping	cope	VERB
ijtc-1056	2	26	strategies	strategy	NOUN
ijtc-1056	2	27	on	on	ADP
ijtc-1056	2	28	students	student	NOUN
ijtc-1056	2	29	'	'	PART
ijtc-1056	2	30	finances	finance	NOUN
ijtc-1056	2	31	muhamad	muhamad	PROPN
ijtc-1056	2	32	syahwildan1	syahwildan1	PROPN
ijtc-1056	2	33	,	,	PUNCT
ijtc-1056	2	34	zulfa	zulfa	NOUN
ijtc-1056	2	35	zakiatul	zakiatul	PROPN
ijtc-1056	2	36	hidayah2	hidayah2	PROPN
ijtc-1056	3	1	12universitas	12universitas	NUM
ijtc-1056	3	2	pelita	pelita	PROPN
ijtc-1056	3	3	bangsa	bangsa	PROPN
ijtc-1056	3	4	,	,	PUNCT
ijtc-1056	3	5	indonesia	indonesia	PROPN
ijtc-1056	3	6	correspondent	correspondent	NOUN
ijtc-1056	3	7	:	:	PUNCT
ijtc-1056	3	8	muhamad.syahwildan@pelitabangsa.ac.id1	muhamad.syahwildan@pelitabangsa.ac.id1	ADV
ijtc-1056	3	9	received	receive	VERB
ijtc-1056	3	10	:	:	PUNCT
ijtc-1056	3	11	november	november	PROPN
ijtc-1056	3	12	20	20	NUM
ijtc-1056	3	13	,	,	PUNCT
ijtc-1056	3	14	2023	2023	NUM
ijtc-1056	3	15	accepted	accept	VERB
ijtc-1056	3	16	:	:	PUNCT
ijtc-1056	3	17	january	january	PROPN
ijtc-1056	3	18	15	15	NUM
ijtc-1056	3	19	,	,	PUNCT
ijtc-1056	3	20	2024	2024	NUM
ijtc-1056	3	21	published	publish	VERB
ijtc-1056	3	22	:	:	PUNCT
ijtc-1056	3	23	january	january	PROPN
ijtc-1056	3	24	31	31	NUM
ijtc-1056	3	25	,	,	PUNCT
ijtc-1056	3	26	2024	2024	NUM
ijtc-1056	3	27	citation	citation	NOUN
ijtc-1056	3	28	:	:	PUNCT
ijtc-1056	4	1	syahwildan	syahwildan	PROPN
ijtc-1056	4	2	,	,	PUNCT
ijtc-1056	4	3	m.	m.	NOUN
ijtc-1056	4	4	,	,	PUNCT
ijtc-1056	4	5	hidayah	hidayah	NOUN
ijtc-1056	4	6	,	,	PUNCT
ijtc-1056	4	7	z	z	PROPN
ijtc-1056	4	8	,	,	PUNCT
ijtc-1056	4	9	z.	z.	PROPN
ijtc-1056	4	10	(	(	PUNCT
ijtc-1056	4	11	2024	2024	NUM
ijtc-1056	4	12	)	)	PUNCT
ijtc-1056	4	13	.	.	PUNCT
ijtc-1056	5	1	the	the	DET
ijtc-1056	5	2	influence	influence	NOUN
ijtc-1056	5	3	of	of	ADP
ijtc-1056	5	4	financial	financial	ADJ
ijtc-1056	5	5	literacy	literacy	NOUN
ijtc-1056	5	6	,	,	PUNCT
ijtc-1056	5	7	self	self	NOUN
ijtc-1056	5	8	-	-	PUNCT
ijtc-1056	5	9	efficacy	efficacy	NOUN
ijtc-1056	5	10	,	,	PUNCT
ijtc-1056	5	11	and	and	CCONJ
ijtc-1056	5	12	coping	cope	VERB
ijtc-1056	5	13	strategies	strategy	NOUN
ijtc-1056	5	14	on	on	ADP
ijtc-1056	5	15	students	student	NOUN
ijtc-1056	5	16	'	'	PART
ijtc-1056	5	17	finances	finance	NOUN
ijtc-1056	5	18	.	.	PUNCT
ijtc-1056	6	1	ilomata	ilomata	PROPN
ijtc-1056	6	2	international	international	ADJ
ijtc-1056	6	3	journal	journal	NOUN
ijtc-1056	6	4	of	of	ADP
ijtc-1056	6	5	tax	tax	NOUN
ijtc-1056	6	6	and	and	CCONJ
ijtc-1056	6	7	accounting	accounting	NOUN
ijtc-1056	6	8	,	,	PUNCT
ijtc-1056	6	9	5(1	5(1	NUM
ijtc-1056	6	10	)	)	PUNCT
ijtc-1056	6	11	,	,	PUNCT
ijtc-1056	6	12	254	254	NUM
ijtc-1056	6	13	-	-	SYM
ijtc-1056	6	14	265	265	NUM
ijtc-1056	6	15	.	.	PUNCT
ijtc-1056	7	1	https://doi.org/10.52728/ijtc.v5i1.1056	https://doi.org/10.52728/ijtc.v5i1.1056	PROPN
ijtc-1056	7	2	abstract	abstract	ADJ
ijtc-1056	7	3	:	:	PUNCT
ijtc-1056	7	4	students	student	NOUN
ijtc-1056	7	5	with	with	ADP
ijtc-1056	7	6	financial	financial	ADJ
ijtc-1056	7	7	behavior	behavior	NOUN
ijtc-1056	7	8	that	that	PRON
ijtc-1056	7	9	tends	tend	VERB
ijtc-1056	7	10	to	to	PART
ijtc-1056	7	11	be	be	AUX
ijtc-1056	7	12	consumptive	consumptive	ADJ
ijtc-1056	7	13	have	have	VERB
ijtc-1056	7	14	a	a	DET
ijtc-1056	7	15	negative	negative	ADJ
ijtc-1056	7	16	impact	impact	NOUN
ijtc-1056	7	17	on	on	ADP
ijtc-1056	7	18	financial	financial	ADJ
ijtc-1056	7	19	behavior	behavior	NOUN
ijtc-1056	7	20	,	,	PUNCT
ijtc-1056	7	21	new	new	ADJ
ijtc-1056	7	22	experiences	experience	NOUN
ijtc-1056	7	23	as	as	ADP
ijtc-1056	7	24	students	student	NOUN
ijtc-1056	7	25	and	and	CCONJ
ijtc-1056	7	26	employees	employee	NOUN
ijtc-1056	7	27	with	with	ADP
ijtc-1056	7	28	limited	limited	ADJ
ijtc-1056	7	29	income	income	NOUN
ijtc-1056	7	30	and	and	CCONJ
ijtc-1056	7	31	various	various	ADJ
ijtc-1056	7	32	expenses	expense	NOUN
ijtc-1056	7	33	must	must	AUX
ijtc-1056	7	34	be	be	AUX
ijtc-1056	7	35	able	able	ADJ
ijtc-1056	7	36	to	to	PART
ijtc-1056	7	37	be	be	AUX
ijtc-1056	7	38	managed	manage	VERB
ijtc-1056	7	39	properly	properly	ADV
ijtc-1056	7	40	to	to	PART
ijtc-1056	7	41	be	be	AUX
ijtc-1056	7	42	able	able	ADJ
ijtc-1056	7	43	to	to	PART
ijtc-1056	7	44	produce	produce	VERB
ijtc-1056	7	45	good	good	ADJ
ijtc-1056	7	46	financial	financial	ADJ
ijtc-1056	7	47	behavior	behavior	NOUN
ijtc-1056	7	48	.	.	PUNCT
ijtc-1056	8	1	this	this	DET
ijtc-1056	8	2	study	study	NOUN
ijtc-1056	8	3	aims	aim	VERB
ijtc-1056	8	4	to	to	PART
ijtc-1056	8	5	determine	determine	VERB
ijtc-1056	8	6	the	the	DET
ijtc-1056	8	7	effect	effect	NOUN
ijtc-1056	8	8	of	of	ADP
ijtc-1056	8	9	financial	financial	ADJ
ijtc-1056	8	10	literacy	literacy	NOUN
ijtc-1056	8	11	on	on	ADP
ijtc-1056	8	12	financial	financial	ADJ
ijtc-1056	8	13	management	management	NOUN
ijtc-1056	8	14	behavior	behavior	NOUN
ijtc-1056	8	15	and	and	CCONJ
ijtc-1056	8	16	to	to	PART
ijtc-1056	8	17	analyze	analyze	VERB
ijtc-1056	8	18	the	the	DET
ijtc-1056	8	19	psychological	psychological	ADJ
ijtc-1056	8	20	effect	effect	NOUN
ijtc-1056	8	21	of	of	ADP
ijtc-1056	8	22	self	self	NOUN
ijtc-1056	8	23	-	-	PUNCT
ijtc-1056	8	24	efficacy	efficacy	NOUN
ijtc-1056	8	25	and	and	CCONJ
ijtc-1056	8	26	self	self	NOUN
ijtc-1056	8	27	-	-	PUNCT
ijtc-1056	8	28	coping	cope	VERB
ijtc-1056	8	29	on	on	ADP
ijtc-1056	8	30	financial	financial	ADJ
ijtc-1056	8	31	management	management	NOUN
ijtc-1056	8	32	behavior	behavior	NOUN
ijtc-1056	8	33	of	of	ADP
ijtc-1056	8	34	undergraduate	undergraduate	ADJ
ijtc-1056	8	35	students	student	NOUN
ijtc-1056	8	36	in	in	ADP
ijtc-1056	8	37	the	the	DET
ijtc-1056	8	38	management	management	NOUN
ijtc-1056	8	39	study	study	NOUN
ijtc-1056	8	40	program	program	NOUN
ijtc-1056	8	41	at	at	ADP
ijtc-1056	8	42	pelita	pelita	PROPN
ijtc-1056	8	43	bangsa	bangsa	PROPN
ijtc-1056	8	44	university	university	PROPN
ijtc-1056	8	45	.	.	PUNCT
ijtc-1056	9	1	the	the	DET
ijtc-1056	9	2	research	research	NOUN
ijtc-1056	9	3	method	method	NOUN
ijtc-1056	9	4	used	use	VERB
ijtc-1056	9	5	is	be	AUX
ijtc-1056	9	6	quantitative	quantitative	ADJ
ijtc-1056	9	7	with	with	ADP
ijtc-1056	9	8	data	datum	NOUN
ijtc-1056	9	9	sources	source	NOUN
ijtc-1056	9	10	taken	take	VERB
ijtc-1056	9	11	by	by	ADP
ijtc-1056	9	12	distributing	distribute	VERB
ijtc-1056	9	13	questionnaires	questionnaire	NOUN
ijtc-1056	9	14	.	.	PUNCT
ijtc-1056	10	1	sampling	sample	VERB
ijtc-1056	10	2	used	use	VERB
ijtc-1056	10	3	is	be	AUX
ijtc-1056	10	4	by	by	ADP
ijtc-1056	10	5	simple	simple	ADJ
ijtc-1056	10	6	random	random	ADJ
ijtc-1056	10	7	sampling	sampling	NOUN
ijtc-1056	10	8	method	method	NOUN
ijtc-1056	10	9	.	.	PUNCT
ijtc-1056	11	1	the	the	DET
ijtc-1056	11	2	population	population	NOUN
ijtc-1056	11	3	in	in	ADP
ijtc-1056	11	4	this	this	DET
ijtc-1056	11	5	study	study	NOUN
ijtc-1056	11	6	were	be	AUX
ijtc-1056	11	7	all	all	DET
ijtc-1056	11	8	students	student	NOUN
ijtc-1056	11	9	of	of	ADP
ijtc-1056	11	10	the	the	DET
ijtc-1056	11	11	management	management	NOUN
ijtc-1056	11	12	study	study	NOUN
ijtc-1056	11	13	program	program	NOUN
ijtc-1056	11	14	in	in	ADP
ijtc-1056	11	15	2022	2022	NUM
ijtc-1056	11	16	with	with	ADP
ijtc-1056	11	17	a	a	DET
ijtc-1056	11	18	total	total	NOUN
ijtc-1056	11	19	of	of	ADP
ijtc-1056	11	20	4995	4995	NUM
ijtc-1056	11	21	,	,	PUNCT
ijtc-1056	11	22	with	with	ADP
ijtc-1056	11	23	a	a	DET
ijtc-1056	11	24	sample	sample	NOUN
ijtc-1056	11	25	of	of	ADP
ijtc-1056	11	26	98	98	NUM
ijtc-1056	11	27	respondents	respondent	NOUN
ijtc-1056	11	28	obtained	obtain	VERB
ijtc-1056	11	29	from	from	ADP
ijtc-1056	11	30	the	the	DET
ijtc-1056	11	31	slovin	slovin	NOUN
ijtc-1056	11	32	formula	formula	NOUN
ijtc-1056	11	33	.	.	PUNCT
ijtc-1056	12	1	the	the	DET
ijtc-1056	12	2	results	result	NOUN
ijtc-1056	12	3	of	of	ADP
ijtc-1056	12	4	the	the	DET
ijtc-1056	12	5	research	research	NOUN
ijtc-1056	12	6	tested	test	VERB
ijtc-1056	12	7	with	with	ADP
ijtc-1056	12	8	smartpls	smartpls	NOUN
ijtc-1056	12	9	3.0	3.0	NUM
ijtc-1056	12	10	show	show	NOUN
ijtc-1056	12	11	that	that	SCONJ
ijtc-1056	12	12	financial	financial	ADJ
ijtc-1056	12	13	literacy	literacy	NOUN
ijtc-1056	12	14	,	,	PUNCT
ijtc-1056	12	15	selfefficacy	selfefficacy	NOUN
ijtc-1056	12	16	,	,	PUNCT
ijtc-1056	12	17	and	and	CCONJ
ijtc-1056	12	18	self	self	NOUN
ijtc-1056	12	19	-	-	PUNCT
ijtc-1056	12	20	coping	cope	VERB
ijtc-1056	12	21	have	have	VERB
ijtc-1056	12	22	a	a	DET
ijtc-1056	12	23	significant	significant	ADJ
ijtc-1056	12	24	effect	effect	NOUN
ijtc-1056	12	25	on	on	ADP
ijtc-1056	12	26	financial	financial	ADJ
ijtc-1056	12	27	behavior	behavior	NOUN
ijtc-1056	12	28	.	.	PUNCT
ijtc-1056	13	1	keywords	keyword	NOUN
ijtc-1056	13	2	:	:	PUNCT
ijtc-1056	13	3	financial	financial	ADJ
ijtc-1056	13	4	literacy	literacy	NOUN
ijtc-1056	13	5	,	,	PUNCT
ijtc-1056	13	6	self	self	NOUN
ijtc-1056	13	7	-	-	PUNCT
ijtc-1056	13	8	efficacy	efficacy	NOUN
ijtc-1056	13	9	,	,	PUNCT
ijtc-1056	13	10	self	self	NOUN
ijtc-1056	13	11	-	-	PUNCT
ijtc-1056	13	12	coping	cope	VERB
ijtc-1056	13	13	,	,	PUNCT
ijtc-1056	13	14	financial	financial	ADJ
ijtc-1056	13	15	bahavior	bahavior	NOUN
ijtc-1056	13	16	this	this	PRON
ijtc-1056	13	17	is	be	AUX
ijtc-1056	13	18	an	an	DET
ijtc-1056	13	19	open	open	ADJ
ijtc-1056	13	20	access	access	NOUN
ijtc-1056	13	21	article	article	NOUN
ijtc-1056	13	22	under	under	ADP
ijtc-1056	13	23	the	the	DET
ijtc-1056	13	24	cc	cc	NOUN
ijtc-1056	13	25	-	-	PUNCT
ijtc-1056	13	26	by	by	ADP
ijtc-1056	13	27	4.0	4.0	NUM
ijtc-1056	13	28	license	license	NOUN
ijtc-1056	13	29	.	.	PUNCT
ijtc-1056	14	1	introduction	introduction	NOUN
ijtc-1056	14	2	consumptive	consumptive	ADJ
ijtc-1056	14	3	behavior	behavior	NOUN
ijtc-1056	14	4	in	in	ADP
ijtc-1056	14	5	society	society	NOUN
ijtc-1056	14	6	has	have	VERB
ijtc-1056	14	7	a	a	DET
ijtc-1056	14	8	positive	positive	ADJ
ijtc-1056	14	9	or	or	CCONJ
ijtc-1056	14	10	negative	negative	ADJ
ijtc-1056	14	11	influence	influence	NOUN
ijtc-1056	14	12	on	on	ADP
ijtc-1056	14	13	financial	financial	ADJ
ijtc-1056	14	14	behavior	behavior	NOUN
ijtc-1056	14	15	to	to	PART
ijtc-1056	14	16	manage	manage	VERB
ijtc-1056	14	17	their	their	PRON
ijtc-1056	14	18	daily	daily	ADJ
ijtc-1056	14	19	finances	finance	NOUN
ijtc-1056	14	20	.	.	PUNCT
ijtc-1056	15	1	consumptive	consumptive	ADJ
ijtc-1056	15	2	use	use	NOUN
ijtc-1056	15	3	of	of	ADP
ijtc-1056	15	4	finances	finance	NOUN
ijtc-1056	15	5	can	can	AUX
ijtc-1056	15	6	lead	lead	VERB
ijtc-1056	15	7	to	to	ADP
ijtc-1056	15	8	poor	poor	ADJ
ijtc-1056	15	9	financial	financial	ADJ
ijtc-1056	15	10	behavior	behavior	NOUN
ijtc-1056	15	11	such	such	ADJ
ijtc-1056	15	12	as	as	ADP
ijtc-1056	15	13	the	the	DET
ijtc-1056	15	14	lack	lack	NOUN
ijtc-1056	15	15	of	of	ADP
ijtc-1056	15	16	awareness	awareness	NOUN
ijtc-1056	15	17	to	to	PART
ijtc-1056	15	18	save	save	VERB
ijtc-1056	15	19	and	and	CCONJ
ijtc-1056	15	20	the	the	DET
ijtc-1056	15	21	desire	desire	NOUN
ijtc-1056	15	22	to	to	PART
ijtc-1056	15	23	credit	credit	VERB
ijtc-1056	15	24	consumptive	consumptive	ADJ
ijtc-1056	15	25	goods	good	NOUN
ijtc-1056	15	26	.	.	PUNCT
ijtc-1056	16	1	meanwhile	meanwhile	ADV
ijtc-1056	16	2	,	,	PUNCT
ijtc-1056	16	3	in	in	ADP
ijtc-1056	16	4	meeting	meet	VERB
ijtc-1056	16	5	the	the	DET
ijtc-1056	16	6	needs	need	NOUN
ijtc-1056	16	7	of	of	ADP
ijtc-1056	16	8	life	life	NOUN
ijtc-1056	16	9	,	,	PUNCT
ijtc-1056	16	10	one	one	PRON
ijtc-1056	16	11	must	must	AUX
ijtc-1056	16	12	manage	manage	VERB
ijtc-1056	16	13	their	their	PRON
ijtc-1056	16	14	finances	finance	NOUN
ijtc-1056	16	15	so	so	SCONJ
ijtc-1056	16	16	that	that	SCONJ
ijtc-1056	16	17	they	they	PRON
ijtc-1056	16	18	run	run	VERB
ijtc-1056	16	19	effectively	effectively	ADV
ijtc-1056	16	20	and	and	CCONJ
ijtc-1056	16	21	efficiently	efficiently	ADV
ijtc-1056	16	22	.	.	PUNCT
ijtc-1056	17	1	one	one	NUM
ijtc-1056	17	2	of	of	ADP
ijtc-1056	17	3	the	the	DET
ijtc-1056	17	4	largest	large	ADJ
ijtc-1056	17	5	components	component	NOUN
ijtc-1056	17	6	of	of	ADP
ijtc-1056	17	7	indonesian	indonesian	ADJ
ijtc-1056	17	8	society	society	NOUN
ijtc-1056	17	9	is	be	AUX
ijtc-1056	17	10	students	student	NOUN
ijtc-1056	17	11	.	.	PUNCT
ijtc-1056	18	1	according	accord	VERB
ijtc-1056	18	2	to	to	ADP
ijtc-1056	18	3	the	the	DET
ijtc-1056	18	4	ministry	ministry	PROPN
ijtc-1056	18	5	of	of	ADP
ijtc-1056	18	6	education	education	PROPN
ijtc-1056	18	7	and	and	CCONJ
ijtc-1056	18	8	culture	culture	NOUN
ijtc-1056	18	9	,	,	PUNCT
ijtc-1056	18	10	it	it	PRON
ijtc-1056	18	11	was	be	AUX
ijtc-1056	18	12	recorded	record	VERB
ijtc-1056	18	13	that	that	SCONJ
ijtc-1056	18	14	until	until	ADP
ijtc-1056	18	15	january	january	PROPN
ijtc-1056	18	16	2023	2023	NUM
ijtc-1056	18	17	indonesia	indonesia	PROPN
ijtc-1056	18	18	had	have	VERB
ijtc-1056	18	19	9,542,688	9,542,688	NUM
ijtc-1056	18	20	students	student	NOUN
ijtc-1056	18	21	.	.	PUNCT
ijtc-1056	19	1	students	student	NOUN
ijtc-1056	19	2	in	in	ADP
ijtc-1056	19	3	general	general	ADJ
ijtc-1056	19	4	are	be	AUX
ijtc-1056	19	5	first	first	ADV
ijtc-1056	19	6	released	release	VERB
ijtc-1056	19	7	to	to	PART
ijtc-1056	19	8	plan	plan	VERB
ijtc-1056	19	9	and	and	CCONJ
ijtc-1056	19	10	allocate	allocate	VERB
ijtc-1056	19	11	their	their	PRON
ijtc-1056	19	12	own	own	ADJ
ijtc-1056	19	13	finances	finance	NOUN
ijtc-1056	19	14	.	.	PUNCT
ijtc-1056	20	1	this	this	PRON
ijtc-1056	20	2	is	be	AUX
ijtc-1056	20	3	a	a	DET
ijtc-1056	20	4	new	new	ADJ
ijtc-1056	20	5	and	and	CCONJ
ijtc-1056	20	6	challenging	challenging	ADJ
ijtc-1056	20	7	experience	experience	NOUN
ijtc-1056	20	8	that	that	PRON
ijtc-1056	20	9	students	student	NOUN
ijtc-1056	20	10	have	have	AUX
ijtc-1056	20	11	never	never	ADV
ijtc-1056	20	12	experienced	experience	VERB
ijtc-1056	20	13	before	before	ADV
ijtc-1056	20	14	(	(	PUNCT
ijtc-1056	20	15	ratnaningtyas	ratnaningtyas	NOUN
ijtc-1056	20	16	et	et	PROPN
ijtc-1056	20	17	al	al	PROPN
ijtc-1056	20	18	.	.	PROPN
ijtc-1056	20	19	,	,	PUNCT
ijtc-1056	20	20	2022	2022	NUM
ijtc-1056	20	21	)	)	PUNCT
ijtc-1056	20	22	.	.	PUNCT
ijtc-1056	21	1	it	it	PRON
ijtc-1056	21	2	is	be	AUX
ijtc-1056	21	3	important	important	ADJ
ijtc-1056	21	4	for	for	SCONJ
ijtc-1056	21	5	a	a	DET
ijtc-1056	21	6	student	student	NOUN
ijtc-1056	21	7	to	to	PART
ijtc-1056	21	8	have	have	VERB
ijtc-1056	21	9	the	the	DET
ijtc-1056	21	10	knowledge	knowledge	NOUN
ijtc-1056	21	11	and	and	CCONJ
ijtc-1056	21	12	ability	ability	NOUN
ijtc-1056	21	13	to	to	PART
ijtc-1056	21	14	manage	manage	VERB
ijtc-1056	21	15	finances	finance	NOUN
ijtc-1056	21	16	in	in	ADP
ijtc-1056	21	17	order	order	NOUN
ijtc-1056	21	18	to	to	PART
ijtc-1056	21	19	make	make	VERB
ijtc-1056	21	20	the	the	DET
ijtc-1056	21	21	right	right	ADJ
ijtc-1056	21	22	financial	financial	ADJ
ijtc-1056	21	23	decisions	decision	NOUN
ijtc-1056	21	24	(	(	PUNCT
ijtc-1056	21	25	maharani	maharani	ADJ
ijtc-1056	21	26	,	,	PUNCT
ijtc-1056	21	27	2021	2021	NUM
ijtc-1056	21	28	)	)	PUNCT
ijtc-1056	21	29	.	.	PUNCT
ijtc-1056	22	1	before	before	ADP
ijtc-1056	22	2	going	go	VERB
ijtc-1056	22	3	to	to	ADP
ijtc-1056	22	4	college	college	NOUN
ijtc-1056	22	5	,	,	PUNCT
ijtc-1056	22	6	in	in	ADP
ijtc-1056	22	7	general	general	ADJ
ijtc-1056	22	8	,	,	PUNCT
ijtc-1056	22	9	someone	someone	PRON
ijtc-1056	22	10	will	will	AUX
ijtc-1056	22	11	be	be	AUX
ijtc-1056	22	12	given	give	VERB
ijtc-1056	22	13	daily	daily	ADJ
ijtc-1056	22	14	pocket	pocket	NOUN
ijtc-1056	22	15	money	money	NOUN
ijtc-1056	22	16	.	.	PUNCT
ijtc-1056	23	1	however	however	ADV
ijtc-1056	23	2	,	,	PUNCT
ijtc-1056	23	3	at	at	ADP
ijtc-1056	23	4	this	this	DET
ijtc-1056	23	5	time	time	NOUN
ijtc-1056	23	6	students	student	NOUN
ijtc-1056	23	7	are	be	AUX
ijtc-1056	23	8	given	give	VERB
ijtc-1056	23	9	the	the	DET
ijtc-1056	23	10	trust	trust	NOUN
ijtc-1056	23	11	by	by	ADP
ijtc-1056	23	12	their	their	PRON
ijtc-1056	23	13	respective	respective	ADJ
ijtc-1056	23	14	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	23	15	mailto	mailto	NOUN
ijtc-1056	23	16	:	:	PUNCT
ijtc-1056	23	17	muhamad.syahwildan@pelitabangsa.ac.id1	muhamad.syahwildan@pelitabangsa.ac.id1	ADV
ijtc-1056	23	18	https://doi.org/10.52728/ijtc.v5i1.1056	https://doi.org/10.52728/ijtc.v5i1.1056	PROPN
ijtc-1056	23	19	the	the	DET
ijtc-1056	23	20	influence	influence	NOUN
ijtc-1056	23	21	of	of	ADP
ijtc-1056	23	22	financial	financial	ADJ
ijtc-1056	23	23	literacy	literacy	NOUN
ijtc-1056	23	24	,	,	PUNCT
ijtc-1056	23	25	self	self	NOUN
ijtc-1056	23	26	-	-	PUNCT
ijtc-1056	23	27	efficacy	efficacy	NOUN
ijtc-1056	23	28	,	,	PUNCT
ijtc-1056	23	29	and	and	CCONJ
ijtc-1056	23	30	coping	cope	VERB
ijtc-1056	23	31	strategies	strategy	NOUN
ijtc-1056	23	32	on	on	ADP
ijtc-1056	23	33	students	student	NOUN
ijtc-1056	23	34	'	'	PART
ijtc-1056	23	35	finances	finance	NOUN
ijtc-1056	23	36	syahwildan	syahwildan	PROPN
ijtc-1056	23	37	&	&	CCONJ
ijtc-1056	23	38	hidayah	hidayah	PROPN
ijtc-1056	23	39	255	255	NUM
ijtc-1056	23	40	|	|	ADV
ijtc-1056	23	41	ilomata	ilomata	PROPN
ijtc-1056	23	42	international	international	ADJ
ijtc-1056	23	43	journal	journal	NOUN
ijtc-1056	23	44	of	of	ADP
ijtc-1056	23	45	tax	tax	PROPN
ijtc-1056	23	46	&	&	CCONJ
ijtc-1056	23	47	accounting	account	VERB
ijtc-1056	23	48	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-1056	23	49	parents	parent	NOUN
ijtc-1056	23	50	to	to	PART
ijtc-1056	23	51	be	be	AUX
ijtc-1056	23	52	able	able	ADJ
ijtc-1056	23	53	to	to	PART
ijtc-1056	23	54	manage	manage	VERB
ijtc-1056	23	55	their	their	PRON
ijtc-1056	23	56	own	own	ADJ
ijtc-1056	23	57	finances	finance	NOUN
ijtc-1056	23	58	(	(	PUNCT
ijtc-1056	23	59	maharani	maharani	ADJ
ijtc-1056	23	60	,	,	PUNCT
ijtc-1056	23	61	2021	2021	NUM
ijtc-1056	23	62	)	)	PUNCT
ijtc-1056	23	63	.	.	PUNCT
ijtc-1056	24	1	the	the	DET
ijtc-1056	24	2	amount	amount	NOUN
ijtc-1056	24	3	of	of	ADP
ijtc-1056	24	4	allowance	allowance	NOUN
ijtc-1056	24	5	given	give	VERB
ijtc-1056	24	6	by	by	ADP
ijtc-1056	24	7	parents	parent	NOUN
ijtc-1056	24	8	has	have	AUX
ijtc-1056	24	9	generally	generally	ADV
ijtc-1056	24	10	been	be	AUX
ijtc-1056	24	11	calculated	calculate	VERB
ijtc-1056	24	12	by	by	ADP
ijtc-1056	24	13	parents	parent	NOUN
ijtc-1056	24	14	according	accord	VERB
ijtc-1056	24	15	to	to	ADP
ijtc-1056	24	16	the	the	DET
ijtc-1056	24	17	parents	parent	NOUN
ijtc-1056	24	18	'	'	PART
ijtc-1056	24	19	own	own	ADJ
ijtc-1056	24	20	abilities	ability	NOUN
ijtc-1056	24	21	.	.	PUNCT
ijtc-1056	25	1	apart	apart	ADV
ijtc-1056	25	2	from	from	ADP
ijtc-1056	25	3	sourcing	source	VERB
ijtc-1056	25	4	income	income	NOUN
ijtc-1056	25	5	from	from	ADP
ijtc-1056	25	6	parents	parent	NOUN
ijtc-1056	25	7	,	,	PUNCT
ijtc-1056	25	8	it	it	PRON
ijtc-1056	25	9	is	be	AUX
ijtc-1056	25	10	not	not	PART
ijtc-1056	25	11	uncommon	uncommon	ADJ
ijtc-1056	25	12	to	to	PART
ijtc-1056	25	13	find	find	VERB
ijtc-1056	25	14	students	student	NOUN
ijtc-1056	25	15	who	who	PRON
ijtc-1056	25	16	work	work	VERB
ijtc-1056	25	17	while	while	SCONJ
ijtc-1056	25	18	studying	study	VERB
ijtc-1056	25	19	,	,	PUNCT
ijtc-1056	25	20	especially	especially	ADV
ijtc-1056	25	21	students	student	NOUN
ijtc-1056	25	22	at	at	ADP
ijtc-1056	25	23	pelita	pelita	PROPN
ijtc-1056	25	24	bangsa	bangsa	PROPN
ijtc-1056	25	25	university	university	PROPN
ijtc-1056	25	26	.	.	PUNCT
ijtc-1056	26	1	pelita	pelita	PROPN
ijtc-1056	26	2	bangsa	bangsa	PROPN
ijtc-1056	26	3	university	university	PROPN
ijtc-1056	26	4	stands	stand	VERB
ijtc-1056	26	5	in	in	ADP
ijtc-1056	26	6	the	the	DET
ijtc-1056	26	7	middle	middle	NOUN
ijtc-1056	26	8	of	of	ADP
ijtc-1056	26	9	the	the	DET
ijtc-1056	26	10	jababeka	jababeka	NOUN
ijtc-1056	26	11	and	and	CCONJ
ijtc-1056	26	12	delta	delta	PROPN
ijtc-1056	26	13	silicon	silicon	PROPN
ijtc-1056	26	14	industrial	industrial	ADJ
ijtc-1056	26	15	areas	area	NOUN
ijtc-1056	26	16	,	,	PUNCT
ijtc-1056	26	17	most	most	ADJ
ijtc-1056	26	18	of	of	ADP
ijtc-1056	26	19	pelita	pelita	PROPN
ijtc-1056	26	20	bangsa	bangsa	PROPN
ijtc-1056	26	21	university	university	NOUN
ijtc-1056	26	22	students	student	NOUN
ijtc-1056	26	23	are	be	AUX
ijtc-1056	26	24	students	student	NOUN
ijtc-1056	26	25	who	who	PRON
ijtc-1056	26	26	have	have	AUX
ijtc-1056	26	27	worked	work	VERB
ijtc-1056	26	28	in	in	ADP
ijtc-1056	26	29	companies	company	NOUN
ijtc-1056	26	30	in	in	ADP
ijtc-1056	26	31	the	the	DET
ijtc-1056	26	32	area	area	NOUN
ijtc-1056	26	33	.	.	PUNCT
ijtc-1056	27	1	thus	thus	ADV
ijtc-1056	27	2	,	,	PUNCT
ijtc-1056	27	3	most	most	ADJ
ijtc-1056	27	4	pelita	pelita	PROPN
ijtc-1056	27	5	bangsa	bangsa	PROPN
ijtc-1056	27	6	university	university	NOUN
ijtc-1056	27	7	students	student	NOUN
ijtc-1056	27	8	already	already	ADV
ijtc-1056	27	9	have	have	VERB
ijtc-1056	27	10	income	income	NOUN
ijtc-1056	27	11	from	from	ADP
ijtc-1056	27	12	monthly	monthly	ADJ
ijtc-1056	27	13	salaries	salary	NOUN
ijtc-1056	27	14	to	to	PART
ijtc-1056	27	15	meet	meet	VERB
ijtc-1056	27	16	their	their	PRON
ijtc-1056	27	17	needs	need	NOUN
ijtc-1056	27	18	.	.	PUNCT
ijtc-1056	28	1	students	student	NOUN
ijtc-1056	28	2	will	will	AUX
ijtc-1056	28	3	begin	begin	VERB
ijtc-1056	28	4	to	to	PART
ijtc-1056	28	5	think	think	VERB
ijtc-1056	28	6	about	about	ADP
ijtc-1056	28	7	financial	financial	ADJ
ijtc-1056	28	8	management	management	NOUN
ijtc-1056	28	9	of	of	ADP
ijtc-1056	28	10	their	their	PRON
ijtc-1056	28	11	income	income	NOUN
ijtc-1056	28	12	both	both	CCONJ
ijtc-1056	28	13	from	from	ADP
ijtc-1056	28	14	parents	parent	NOUN
ijtc-1056	28	15	and	and	CCONJ
ijtc-1056	28	16	from	from	ADP
ijtc-1056	28	17	salaries	salary	NOUN
ijtc-1056	28	18	.	.	PUNCT
ijtc-1056	29	1	managing	manage	VERB
ijtc-1056	29	2	monthly	monthly	ADJ
ijtc-1056	29	3	money	money	NOUN
ijtc-1056	29	4	for	for	ADP
ijtc-1056	29	5	living	living	NOUN
ijtc-1056	29	6	expenses	expense	NOUN
ijtc-1056	29	7	,	,	PUNCT
ijtc-1056	29	8	paying	pay	VERB
ijtc-1056	29	9	boarding	boarding	NOUN
ijtc-1056	29	10	house	house	NOUN
ijtc-1056	29	11	bills	bill	NOUN
ijtc-1056	29	12	,	,	PUNCT
ijtc-1056	29	13	electricity	electricity	NOUN
ijtc-1056	29	14	and	and	CCONJ
ijtc-1056	29	15	water	water	NOUN
ijtc-1056	29	16	,	,	PUNCT
ijtc-1056	29	17	to	to	ADP
ijtc-1056	29	18	buying	buy	VERB
ijtc-1056	29	19	personal	personal	ADJ
ijtc-1056	29	20	needs	need	NOUN
ijtc-1056	29	21	such	such	ADJ
ijtc-1056	29	22	as	as	ADP
ijtc-1056	29	23	books	book	NOUN
ijtc-1056	29	24	,	,	PUNCT
ijtc-1056	29	25	toiletries	toiletry	NOUN
ijtc-1056	29	26	,	,	PUNCT
ijtc-1056	29	27	food	food	NOUN
ijtc-1056	29	28	,	,	PUNCT
ijtc-1056	29	29	and	and	CCONJ
ijtc-1056	29	30	other	other	ADJ
ijtc-1056	29	31	needs	need	NOUN
ijtc-1056	29	32	(	(	PUNCT
ijtc-1056	29	33	maharani	maharani	ADJ
ijtc-1056	29	34	,	,	PUNCT
ijtc-1056	29	35	2021	2021	NUM
ijtc-1056	29	36	)	)	PUNCT
ijtc-1056	29	37	.	.	PUNCT
ijtc-1056	30	1	these	these	DET
ijtc-1056	30	2	expenses	expense	NOUN
ijtc-1056	30	3	should	should	AUX
ijtc-1056	30	4	be	be	AUX
ijtc-1056	30	5	managed	manage	VERB
ijtc-1056	30	6	properly	properly	ADV
ijtc-1056	30	7	so	so	SCONJ
ijtc-1056	30	8	that	that	SCONJ
ijtc-1056	30	9	they	they	PRON
ijtc-1056	30	10	do	do	AUX
ijtc-1056	30	11	not	not	PART
ijtc-1056	30	12	exceed	exceed	VERB
ijtc-1056	30	13	income	income	NOUN
ijtc-1056	30	14	and	and	CCONJ
ijtc-1056	30	15	can	can	AUX
ijtc-1056	30	16	even	even	ADV
ijtc-1056	30	17	set	set	VERB
ijtc-1056	30	18	aside	aside	ADP
ijtc-1056	30	19	savings	saving	NOUN
ijtc-1056	30	20	.	.	PUNCT
ijtc-1056	31	1	students	student	NOUN
ijtc-1056	31	2	are	be	AUX
ijtc-1056	31	3	at	at	ADP
ijtc-1056	31	4	an	an	DET
ijtc-1056	31	5	unstable	unstable	ADJ
ijtc-1056	31	6	age	age	NOUN
ijtc-1056	31	7	,	,	PUNCT
ijtc-1056	31	8	namely	namely	ADV
ijtc-1056	31	9	the	the	DET
ijtc-1056	31	10	range	range	NOUN
ijtc-1056	31	11	of	of	ADP
ijtc-1056	31	12	18	18	NUM
ijtc-1056	31	13	-	-	SYM
ijtc-1056	31	14	25	25	NUM
ijtc-1056	31	15	years	year	NOUN
ijtc-1056	31	16	when	when	SCONJ
ijtc-1056	31	17	entering	enter	VERB
ijtc-1056	31	18	college	college	NOUN
ijtc-1056	31	19	(	(	PUNCT
ijtc-1056	31	20	hanum	hanum	NOUN
ijtc-1056	31	21	et	et	PROPN
ijtc-1056	31	22	al	al	PROPN
ijtc-1056	31	23	.	.	PROPN
ijtc-1056	31	24	,	,	PUNCT
ijtc-1056	31	25	2017	2017	NUM
ijtc-1056	31	26	)	)	PUNCT
ijtc-1056	31	27	.	.	PUNCT
ijtc-1056	32	1	at	at	ADP
ijtc-1056	32	2	this	this	DET
ijtc-1056	32	3	age	age	NOUN
ijtc-1056	32	4	,	,	PUNCT
ijtc-1056	32	5	students	student	NOUN
ijtc-1056	32	6	are	be	AUX
ijtc-1056	32	7	often	often	ADV
ijtc-1056	32	8	unsure	unsure	ADJ
ijtc-1056	32	9	in	in	ADP
ijtc-1056	32	10	making	make	VERB
ijtc-1056	32	11	financial	financial	ADJ
ijtc-1056	32	12	plans	plan	NOUN
ijtc-1056	32	13	.	.	PUNCT
ijtc-1056	33	1	sometimes	sometimes	ADV
ijtc-1056	33	2	they	they	PRON
ijtc-1056	33	3	have	have	AUX
ijtc-1056	33	4	compiled	compile	VERB
ijtc-1056	33	5	a	a	DET
ijtc-1056	33	6	list	list	NOUN
ijtc-1056	33	7	of	of	ADP
ijtc-1056	33	8	expenses	expense	NOUN
ijtc-1056	33	9	but	but	CCONJ
ijtc-1056	33	10	they	they	PRON
ijtc-1056	33	11	are	be	AUX
ijtc-1056	33	12	not	not	PART
ijtc-1056	33	13	sure	sure	ADJ
ijtc-1056	33	14	they	they	PRON
ijtc-1056	33	15	can	can	AUX
ijtc-1056	33	16	carry	carry	VERB
ijtc-1056	33	17	out	out	ADP
ijtc-1056	33	18	their	their	PRON
ijtc-1056	33	19	plans	plan	NOUN
ijtc-1056	33	20	effectively	effectively	ADV
ijtc-1056	33	21	(	(	PUNCT
ijtc-1056	33	22	chong	chong	PROPN
ijtc-1056	33	23	et	et	PROPN
ijtc-1056	33	24	al	al	PROPN
ijtc-1056	33	25	.	.	PROPN
ijtc-1056	33	26	,	,	PUNCT
ijtc-1056	33	27	2021	2021	NUM
ijtc-1056	33	28	)	)	PUNCT
ijtc-1056	33	29	.	.	PUNCT
ijtc-1056	34	1	confidence	confidence	NOUN
ijtc-1056	34	2	is	be	AUX
ijtc-1056	34	3	very	very	ADV
ijtc-1056	34	4	necessary	necessary	ADJ
ijtc-1056	34	5	in	in	ADP
ijtc-1056	34	6	a	a	DET
ijtc-1056	34	7	person	person	NOUN
ijtc-1056	34	8	because	because	SCONJ
ijtc-1056	34	9	it	it	PRON
ijtc-1056	34	10	can	can	AUX
ijtc-1056	34	11	affect	affect	VERB
ijtc-1056	34	12	how	how	SCONJ
ijtc-1056	34	13	people	people	NOUN
ijtc-1056	34	14	feel	feel	VERB
ijtc-1056	34	15	,	,	PUNCT
ijtc-1056	34	16	think	think	VERB
ijtc-1056	34	17	,	,	PUNCT
ijtc-1056	34	18	act	act	PROPN
ijtc-1056	34	19	,	,	PUNCT
ijtc-1056	34	20	and	and	CCONJ
ijtc-1056	34	21	act	act	VERB
ijtc-1056	34	22	to	to	PART
ijtc-1056	34	23	motivate	motivate	VERB
ijtc-1056	34	24	themselves	themselves	PRON
ijtc-1056	34	25	(	(	PUNCT
ijtc-1056	34	26	fatimah	fatimah	PROPN
ijtc-1056	34	27	et	et	PROPN
ijtc-1056	34	28	al	al	PROPN
ijtc-1056	34	29	.	.	PROPN
ijtc-1056	34	30	,	,	PUNCT
ijtc-1056	34	31	2021	2021	NUM
ijtc-1056	34	32	)	)	PUNCT
ijtc-1056	34	33	.	.	PUNCT
ijtc-1056	35	1	financial	financial	ADJ
ijtc-1056	35	2	literacy	literacy	NOUN
ijtc-1056	35	3	has	have	AUX
ijtc-1056	35	4	been	be	AUX
ijtc-1056	35	5	shown	show	VERB
ijtc-1056	35	6	to	to	PART
ijtc-1056	35	7	significantly	significantly	ADV
ijtc-1056	35	8	influence	influence	VERB
ijtc-1056	35	9	financial	financial	ADJ
ijtc-1056	35	10	behavior	behavior	NOUN
ijtc-1056	35	11	across	across	ADP
ijtc-1056	35	12	multiple	multiple	ADJ
ijtc-1056	35	13	studies	study	NOUN
ijtc-1056	35	14	(	(	PUNCT
ijtc-1056	35	15	asyik	asyik	PROPN
ijtc-1056	35	16	et	et	PROPN
ijtc-1056	35	17	al	al	PROPN
ijtc-1056	35	18	.	.	PROPN
ijtc-1056	35	19	,	,	PUNCT
ijtc-1056	35	20	2022	2022	NUM
ijtc-1056	35	21	;	;	PUNCT
ijtc-1056	35	22	lee	lee	PROPN
ijtc-1056	35	23	et	et	PROPN
ijtc-1056	35	24	al	al	PROPN
ijtc-1056	35	25	.	.	PROPN
ijtc-1056	35	26	,	,	PUNCT
ijtc-1056	35	27	2023	2023	NUM
ijtc-1056	35	28	;	;	PUNCT
ijtc-1056	35	29	seraj	seraj	VERB
ijtc-1056	35	30	et	et	PROPN
ijtc-1056	35	31	al	al	PROPN
ijtc-1056	35	32	.	.	PROPN
ijtc-1056	35	33	,	,	PUNCT
ijtc-1056	35	34	2022	2022	NUM
ijtc-1056	35	35	)	)	PUNCT
ijtc-1056	35	36	.	.	PUNCT
ijtc-1056	36	1	according	accord	VERB
ijtc-1056	36	2	to	to	ADP
ijtc-1056	36	3	(	(	PUNCT
ijtc-1056	36	4	henager	henager	X
ijtc-1056	36	5	&	&	CCONJ
ijtc-1056	36	6	cude	cude	ADJ
ijtc-1056	36	7	,	,	PUNCT
ijtc-1056	36	8	2016	2016	NUM
ijtc-1056	36	9	)	)	PUNCT
ijtc-1056	36	10	,	,	PUNCT
ijtc-1056	36	11	higher	high	ADJ
ijtc-1056	36	12	financial	financial	ADJ
ijtc-1056	36	13	literacy	literacy	NOUN
ijtc-1056	36	14	translates	translate	VERB
ijtc-1056	36	15	to	to	ADP
ijtc-1056	36	16	positive	positive	ADJ
ijtc-1056	36	17	financial	financial	ADJ
ijtc-1056	36	18	behaviors	behavior	NOUN
ijtc-1056	36	19	like	like	ADP
ijtc-1056	36	20	budgeting	budgeting	NOUN
ijtc-1056	36	21	,	,	PUNCT
ijtc-1056	36	22	saving	saving	NOUN
ijtc-1056	36	23	,	,	PUNCT
ijtc-1056	36	24	and	and	CCONJ
ijtc-1056	36	25	investing	invest	VERB
ijtc-1056	36	26	as	as	SCONJ
ijtc-1056	36	27	it	it	PRON
ijtc-1056	36	28	equips	equip	VERB
ijtc-1056	36	29	individuals	individual	NOUN
ijtc-1056	36	30	with	with	ADP
ijtc-1056	36	31	the	the	DET
ijtc-1056	36	32	knowledge	knowledge	NOUN
ijtc-1056	36	33	and	and	CCONJ
ijtc-1056	36	34	skills	skill	NOUN
ijtc-1056	36	35	to	to	PART
ijtc-1056	36	36	make	make	VERB
ijtc-1056	36	37	informed	informed	ADJ
ijtc-1056	36	38	financial	financial	ADJ
ijtc-1056	36	39	decisions	decision	NOUN
ijtc-1056	36	40	.	.	PUNCT
ijtc-1056	37	1	similarly	similarly	ADV
ijtc-1056	37	2	,	,	PUNCT
ijtc-1056	37	3	people	people	NOUN
ijtc-1056	37	4	with	with	ADP
ijtc-1056	37	5	lower	low	ADJ
ijtc-1056	37	6	financial	financial	ADJ
ijtc-1056	37	7	literacy	literacy	NOUN
ijtc-1056	37	8	tend	tend	VERB
ijtc-1056	37	9	to	to	PART
ijtc-1056	37	10	engage	engage	VERB
ijtc-1056	37	11	more	more	ADV
ijtc-1056	37	12	in	in	ADP
ijtc-1056	37	13	poor	poor	ADJ
ijtc-1056	37	14	financial	financial	ADJ
ijtc-1056	37	15	habits	habit	NOUN
ijtc-1056	37	16	like	like	ADP
ijtc-1056	37	17	impulse	impulse	ADJ
ijtc-1056	37	18	purchases	purchase	NOUN
ijtc-1056	37	19	,	,	PUNCT
ijtc-1056	37	20	overspending	overspending	NOUN
ijtc-1056	37	21	,	,	PUNCT
ijtc-1056	37	22	and	and	CCONJ
ijtc-1056	37	23	lack	lack	NOUN
ijtc-1056	37	24	of	of	ADP
ijtc-1056	37	25	retirement	retirement	NOUN
ijtc-1056	37	26	planning	planning	NOUN
ijtc-1056	37	27	(	(	PUNCT
ijtc-1056	37	28	de	de	X
ijtc-1056	37	29	bassa	bassa	PROPN
ijtc-1056	37	30	scheresberg	scheresberg	PROPN
ijtc-1056	37	31	,	,	PUNCT
ijtc-1056	37	32	2013	2013	NUM
ijtc-1056	37	33	;	;	PUNCT
ijtc-1056	37	34	harun	harun	PROPN
ijtc-1056	37	35	et	et	PROPN
ijtc-1056	37	36	al	al	PROPN
ijtc-1056	37	37	.	.	PROPN
ijtc-1056	37	38	,	,	PUNCT
ijtc-1056	37	39	2021a	2021a	NUM
ijtc-1056	37	40	)	)	PUNCT
ijtc-1056	37	41	.	.	PUNCT
ijtc-1056	38	1	however	however	ADV
ijtc-1056	38	2	,	,	PUNCT
ijtc-1056	38	3	(	(	PUNCT
ijtc-1056	38	4	rooij	rooij	NOUN
ijtc-1056	38	5	,	,	PUNCT
ijtc-1056	38	6	2011	2011	NUM
ijtc-1056	38	7	)	)	PUNCT
ijtc-1056	38	8	note	note	VERB
ijtc-1056	38	9	that	that	SCONJ
ijtc-1056	38	10	while	while	SCONJ
ijtc-1056	38	11	literacy	literacy	NOUN
ijtc-1056	38	12	provides	provide	VERB
ijtc-1056	38	13	the	the	DET
ijtc-1056	38	14	foundation	foundation	NOUN
ijtc-1056	38	15	,	,	PUNCT
ijtc-1056	38	16	additional	additional	ADJ
ijtc-1056	38	17	factors	factor	NOUN
ijtc-1056	38	18	like	like	ADP
ijtc-1056	38	19	self	self	NOUN
ijtc-1056	38	20	-	-	PUNCT
ijtc-1056	38	21	control	control	NOUN
ijtc-1056	38	22	and	and	CCONJ
ijtc-1056	38	23	psychological	psychological	ADJ
ijtc-1056	38	24	traits	trait	NOUN
ijtc-1056	38	25	also	also	ADV
ijtc-1056	38	26	impact	impact	VERB
ijtc-1056	38	27	behavior	behavior	NOUN
ijtc-1056	38	28	.	.	PUNCT
ijtc-1056	39	1	as	as	SCONJ
ijtc-1056	39	2	such	such	ADJ
ijtc-1056	39	3	,	,	PUNCT
ijtc-1056	39	4	initiatives	initiative	NOUN
ijtc-1056	39	5	to	to	PART
ijtc-1056	39	6	improve	improve	VERB
ijtc-1056	39	7	financial	financial	ADJ
ijtc-1056	39	8	literacy	literacy	NOUN
ijtc-1056	39	9	must	must	AUX
ijtc-1056	39	10	be	be	AUX
ijtc-1056	39	11	supplemented	supplement	VERB
ijtc-1056	39	12	with	with	ADP
ijtc-1056	39	13	policies	policy	NOUN
ijtc-1056	39	14	that	that	PRON
ijtc-1056	39	15	encourage	encourage	VERB
ijtc-1056	39	16	sound	sound	ADJ
ijtc-1056	39	17	financial	financial	ADJ
ijtc-1056	39	18	decisions	decision	NOUN
ijtc-1056	39	19	(	(	PUNCT
ijtc-1056	39	20	lusardi	lusardi	PROPN
ijtc-1056	39	21	&	&	CCONJ
ijtc-1056	39	22	mitchell	mitchell	PROPN
ijtc-1056	39	23	,	,	PUNCT
ijtc-1056	39	24	2014	2014	NUM
ijtc-1056	39	25	)	)	PUNCT
ijtc-1056	39	26	.	.	PUNCT
ijtc-1056	40	1	ultimately	ultimately	ADV
ijtc-1056	40	2	,	,	PUNCT
ijtc-1056	40	3	nurturing	nurture	VERB
ijtc-1056	40	4	financial	financial	ADJ
ijtc-1056	40	5	literacy	literacy	NOUN
ijtc-1056	40	6	from	from	ADP
ijtc-1056	40	7	a	a	DET
ijtc-1056	40	8	young	young	ADJ
ijtc-1056	40	9	age	age	NOUN
ijtc-1056	40	10	can	can	AUX
ijtc-1056	40	11	help	help	VERB
ijtc-1056	40	12	build	build	VERB
ijtc-1056	40	13	responsible	responsible	ADJ
ijtc-1056	40	14	spending	spending	NOUN
ijtc-1056	40	15	,	,	PUNCT
ijtc-1056	40	16	borrowing	borrowing	NOUN
ijtc-1056	40	17	and	and	CCONJ
ijtc-1056	40	18	managing	managing	NOUN
ijtc-1056	40	19	habits	habit	NOUN
ijtc-1056	40	20	over	over	ADP
ijtc-1056	40	21	the	the	DET
ijtc-1056	40	22	longterm	longterm	PROPN
ijtc-1056	40	23	(	(	PUNCT
ijtc-1056	40	24	grohmann	grohmann	NOUN
ijtc-1056	40	25	,	,	PUNCT
ijtc-1056	40	26	2018	2018	NUM
ijtc-1056	40	27	;	;	PUNCT
ijtc-1056	40	28	harun	harun	PROPN
ijtc-1056	40	29	et	et	PROPN
ijtc-1056	40	30	al	al	PROPN
ijtc-1056	40	31	.	.	PROPN
ijtc-1056	40	32	,	,	PUNCT
ijtc-1056	40	33	2021b	2021b	NUM
ijtc-1056	40	34	;	;	PUNCT
ijtc-1056	40	35	sharma	sharma	PROPN
ijtc-1056	40	36	&	&	CCONJ
ijtc-1056	40	37	johri	johri	PROPN
ijtc-1056	40	38	,	,	PUNCT
ijtc-1056	40	39	2014	2014	NUM
ijtc-1056	40	40	)	)	PUNCT
ijtc-1056	40	41	.	.	PUNCT
ijtc-1056	41	1	this	this	PRON
ijtc-1056	41	2	contributes	contribute	VERB
ijtc-1056	41	3	to	to	ADP
ijtc-1056	41	4	the	the	DET
ijtc-1056	41	5	financial	financial	ADJ
ijtc-1056	41	6	well	well	NOUN
ijtc-1056	41	7	-	-	PUNCT
ijtc-1056	41	8	being	being	NOUN
ijtc-1056	41	9	and	and	CCONJ
ijtc-1056	41	10	security	security	NOUN
ijtc-1056	41	11	of	of	ADP
ijtc-1056	41	12	individuals	individual	NOUN
ijtc-1056	41	13	(	(	PUNCT
ijtc-1056	41	14	harun	harun	PROPN
ijtc-1056	41	15	et	et	PROPN
ijtc-1056	41	16	al	al	PROPN
ijtc-1056	41	17	.	.	PROPN
ijtc-1056	41	18	,	,	PUNCT
ijtc-1056	41	19	2021c	2021c	NUM
ijtc-1056	41	20	;	;	PUNCT
ijtc-1056	41	21	li	li	PROPN
ijtc-1056	41	22	et	et	PROPN
ijtc-1056	41	23	al	al	PROPN
ijtc-1056	41	24	.	.	PROPN
ijtc-1056	41	25	,	,	PUNCT
ijtc-1056	41	26	2023	2023	NUM
ijtc-1056	41	27	;	;	PUNCT
ijtc-1056	41	28	stylianou	stylianou	NOUN
ijtc-1056	41	29	et	et	PROPN
ijtc-1056	41	30	al	al	PROPN
ijtc-1056	41	31	.	.	PROPN
ijtc-1056	41	32	,	,	PUNCT
ijtc-1056	41	33	2019	2019	NUM
ijtc-1056	41	34	)	)	PUNCT
ijtc-1056	41	35	.	.	PUNCT
ijtc-1056	42	1	students	student	NOUN
ijtc-1056	42	2	who	who	PRON
ijtc-1056	42	3	have	have	VERB
ijtc-1056	42	4	high	high	ADJ
ijtc-1056	42	5	self	self	NOUN
ijtc-1056	42	6	-	-	PUNCT
ijtc-1056	42	7	confidence	confidence	NOUN
ijtc-1056	42	8	or	or	CCONJ
ijtc-1056	42	9	self	self	NOUN
ijtc-1056	42	10	-	-	PUNCT
ijtc-1056	42	11	efficacy	efficacy	NOUN
ijtc-1056	42	12	,	,	PUNCT
ijtc-1056	42	13	will	will	AUX
ijtc-1056	42	14	be	be	AUX
ijtc-1056	42	15	much	much	ADV
ijtc-1056	42	16	more	more	ADV
ijtc-1056	42	17	optimistic	optimistic	ADJ
ijtc-1056	42	18	about	about	ADP
ijtc-1056	42	19	their	their	PRON
ijtc-1056	42	20	financial	financial	ADJ
ijtc-1056	42	21	future	future	NOUN
ijtc-1056	42	22	.	.	PUNCT
ijtc-1056	43	1	this	this	PRON
ijtc-1056	43	2	is	be	AUX
ijtc-1056	43	3	in	in	ADP
ijtc-1056	43	4	line	line	NOUN
ijtc-1056	43	5	with	with	ADP
ijtc-1056	43	6	the	the	DET
ijtc-1056	43	7	investigation	investigation	NOUN
ijtc-1056	43	8	conducted	conduct	VERB
ijtc-1056	43	9	by	by	ADP
ijtc-1056	43	10	(	(	PUNCT
ijtc-1056	43	11	paramita	paramita	PROPN
ijtc-1056	43	12	et	et	PROPN
ijtc-1056	43	13	al	al	PROPN
ijtc-1056	43	14	.	.	PROPN
ijtc-1056	43	15	,	,	PUNCT
ijtc-1056	43	16	2022	2022	NUM
ijtc-1056	43	17	)	)	PUNCT
ijtc-1056	43	18	.	.	PUNCT
ijtc-1056	44	1	when	when	SCONJ
ijtc-1056	44	2	a	a	DET
ijtc-1056	44	3	person	person	NOUN
ijtc-1056	44	4	has	have	VERB
ijtc-1056	44	5	a	a	DET
ijtc-1056	44	6	high	high	ADJ
ijtc-1056	44	7	level	level	NOUN
ijtc-1056	44	8	of	of	ADP
ijtc-1056	44	9	self	self	NOUN
ijtc-1056	44	10	-	-	PUNCT
ijtc-1056	44	11	confidence	confidence	NOUN
ijtc-1056	44	12	,	,	PUNCT
ijtc-1056	44	13	he	he	PRON
ijtc-1056	44	14	is	be	AUX
ijtc-1056	44	15	motivated	motivated	ADJ
ijtc-1056	44	16	to	to	PART
ijtc-1056	44	17	engage	engage	VERB
ijtc-1056	44	18	in	in	ADP
ijtc-1056	44	19	behaviors	behavior	NOUN
ijtc-1056	44	20	that	that	PRON
ijtc-1056	44	21	will	will	AUX
ijtc-1056	44	22	help	help	VERB
ijtc-1056	44	23	him	he	PRON
ijtc-1056	44	24	achieve	achieve	VERB
ijtc-1056	44	25	his	his	PRON
ijtc-1056	44	26	goals	goal	NOUN
ijtc-1056	44	27	.	.	PUNCT
ijtc-1056	45	1	as	as	ADP
ijtc-1056	45	2	a	a	DET
ijtc-1056	45	3	result	result	NOUN
ijtc-1056	45	4	,	,	PUNCT
ijtc-1056	45	5	the	the	PRON
ijtc-1056	45	6	higher	high	ADJ
ijtc-1056	45	7	the	the	DET
ijtc-1056	45	8	students	student	NOUN
ijtc-1056	45	9	'	'	PART
ijtc-1056	45	10	self	self	NOUN
ijtc-1056	45	11	-	-	PUNCT
ijtc-1056	45	12	efficacy	efficacy	NOUN
ijtc-1056	45	13	,	,	PUNCT
ijtc-1056	45	14	the	the	PRON
ijtc-1056	45	15	more	more	ADV
ijtc-1056	45	16	responsible	responsible	ADJ
ijtc-1056	45	17	they	they	PRON
ijtc-1056	45	18	are	be	AUX
ijtc-1056	45	19	in	in	ADP
ijtc-1056	45	20	managing	manage	VERB
ijtc-1056	45	21	their	their	PRON
ijtc-1056	45	22	finances	finance	NOUN
ijtc-1056	45	23	appropriately	appropriately	ADV
ijtc-1056	45	24	(	(	PUNCT
ijtc-1056	45	25	s.	s.	PROPN
ijtc-1056	45	26	i.	i.	PROPN
ijtc-1056	45	27	chiu	chiu	PROPN
ijtc-1056	45	28	,	,	PUNCT
ijtc-1056	45	29	2014	2014	NUM
ijtc-1056	45	30	;	;	PUNCT
ijtc-1056	45	31	liang	liang	PROPN
ijtc-1056	45	32	&	&	CCONJ
ijtc-1056	45	33	chen	chen	PROPN
ijtc-1056	45	34	,	,	PUNCT
ijtc-1056	45	35	2021	2021	NUM
ijtc-1056	45	36	;	;	PUNCT
ijtc-1056	45	37	novitasari	novitasari	PROPN
ijtc-1056	45	38	et	et	PROPN
ijtc-1056	45	39	al	al	PROPN
ijtc-1056	45	40	.	.	PROPN
ijtc-1056	45	41	,	,	PUNCT
ijtc-1056	45	42	2021	2021	NUM
ijtc-1056	45	43	)	)	PUNCT
ijtc-1056	45	44	.	.	PUNCT
ijtc-1056	46	1	self	self	NOUN
ijtc-1056	46	2	-	-	PUNCT
ijtc-1056	46	3	efficacy	efficacy	NOUN
ijtc-1056	46	4	,	,	PUNCT
ijtc-1056	46	5	defined	define	VERB
ijtc-1056	46	6	as	as	ADP
ijtc-1056	46	7	the	the	DET
ijtc-1056	46	8	belief	belief	NOUN
ijtc-1056	46	9	in	in	ADP
ijtc-1056	46	10	one	one	PRON
ijtc-1056	46	11	's	's	PART
ijtc-1056	46	12	own	own	ADJ
ijtc-1056	46	13	ability	ability	NOUN
ijtc-1056	46	14	to	to	PART
ijtc-1056	46	15	accomplish	accomplish	VERB
ijtc-1056	46	16	tasks	task	NOUN
ijtc-1056	46	17	,	,	PUNCT
ijtc-1056	46	18	has	have	AUX
ijtc-1056	46	19	been	be	AUX
ijtc-1056	46	20	linked	link	VERB
ijtc-1056	46	21	to	to	ADP
ijtc-1056	46	22	financial	financial	ADJ
ijtc-1056	46	23	behaviors	behavior	NOUN
ijtc-1056	46	24	(	(	PUNCT
ijtc-1056	46	25	s.-i	s.-i	PROPN
ijtc-1056	46	26	.	.	PUNCT
ijtc-1056	47	1	chiu	chiu	PROPN
ijtc-1056	47	2	,	,	PUNCT
ijtc-1056	47	3	2014	2014	NUM
ijtc-1056	47	4	;	;	PUNCT
ijtc-1056	47	5	iddris	iddris	PROPN
ijtc-1056	47	6	et	et	PROPN
ijtc-1056	47	7	al	al	PROPN
ijtc-1056	47	8	.	.	PROPN
ijtc-1056	47	9	,	,	PUNCT
ijtc-1056	47	10	2023	2023	NUM
ijtc-1056	47	11	;	;	PUNCT
ijtc-1056	47	12	liang	liang	PROPN
ijtc-1056	47	13	&	&	CCONJ
ijtc-1056	47	14	chen	chen	PROPN
ijtc-1056	47	15	,	,	PUNCT
ijtc-1056	47	16	2021	2021	NUM
ijtc-1056	47	17	)	)	PUNCT
ijtc-1056	47	18	.	.	PUNCT
ijtc-1056	48	1	according	accord	VERB
ijtc-1056	48	2	to	to	ADP
ijtc-1056	48	3	(	(	PUNCT
ijtc-1056	48	4	farrell	farrell	PROPN
ijtc-1056	48	5	,	,	PUNCT
ijtc-1056	48	6	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-1056	48	7	the	the	DET
ijtc-1056	48	8	influence	influence	NOUN
ijtc-1056	48	9	of	of	ADP
ijtc-1056	48	10	financial	financial	ADJ
ijtc-1056	48	11	literacy	literacy	NOUN
ijtc-1056	48	12	,	,	PUNCT
ijtc-1056	48	13	self	self	NOUN
ijtc-1056	48	14	-	-	PUNCT
ijtc-1056	48	15	efficacy	efficacy	NOUN
ijtc-1056	48	16	,	,	PUNCT
ijtc-1056	48	17	and	and	CCONJ
ijtc-1056	48	18	coping	cope	VERB
ijtc-1056	48	19	strategies	strategy	NOUN
ijtc-1056	48	20	on	on	ADP
ijtc-1056	48	21	students	student	NOUN
ijtc-1056	48	22	'	'	PART
ijtc-1056	48	23	finances	finance	NOUN
ijtc-1056	48	24	syahwildan	syahwildan	PROPN
ijtc-1056	48	25	&	&	CCONJ
ijtc-1056	48	26	hidayah	hidayah	PROPN
ijtc-1056	48	27	256	256	NUM
ijtc-1056	48	28	|	|	ADV
ijtc-1056	48	29	ilomata	ilomata	PROPN
ijtc-1056	48	30	international	international	ADJ
ijtc-1056	48	31	journal	journal	NOUN
ijtc-1056	48	32	of	of	ADP
ijtc-1056	48	33	tax	tax	PROPN
ijtc-1056	48	34	&	&	CCONJ
ijtc-1056	48	35	accounting	account	VERB
ijtc-1056	48	36	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	48	37	2016	2016	NUM
ijtc-1056	48	38	)	)	PUNCT
ijtc-1056	48	39	,	,	PUNCT
ijtc-1056	48	40	higher	high	ADJ
ijtc-1056	48	41	financial	financial	ADJ
ijtc-1056	48	42	self	self	NOUN
ijtc-1056	48	43	-	-	PUNCT
ijtc-1056	48	44	efficacy	efficacy	NOUN
ijtc-1056	48	45	encourages	encourage	VERB
ijtc-1056	48	46	positive	positive	ADJ
ijtc-1056	48	47	financial	financial	ADJ
ijtc-1056	48	48	practices	practice	NOUN
ijtc-1056	48	49	like	like	ADP
ijtc-1056	48	50	budgeting	budgeting	NOUN
ijtc-1056	48	51	,	,	PUNCT
ijtc-1056	48	52	saving	save	VERB
ijtc-1056	48	53	regularly	regularly	ADV
ijtc-1056	48	54	and	and	CCONJ
ijtc-1056	48	55	paying	pay	VERB
ijtc-1056	48	56	credit	credit	NOUN
ijtc-1056	48	57	card	card	NOUN
ijtc-1056	48	58	bills	bill	NOUN
ijtc-1056	48	59	in	in	ADP
ijtc-1056	48	60	full	full	ADJ
ijtc-1056	48	61	.	.	PUNCT
ijtc-1056	49	1	in	in	ADP
ijtc-1056	49	2	contrast	contrast	NOUN
ijtc-1056	49	3	,	,	PUNCT
ijtc-1056	49	4	those	those	DET
ijtc-1056	49	5	lacking	lack	VERB
ijtc-1056	49	6	confidence	confidence	NOUN
ijtc-1056	49	7	in	in	ADP
ijtc-1056	49	8	their	their	PRON
ijtc-1056	49	9	financial	financial	ADJ
ijtc-1056	49	10	skills	skill	NOUN
ijtc-1056	49	11	are	be	AUX
ijtc-1056	49	12	less	less	ADV
ijtc-1056	49	13	likely	likely	ADJ
ijtc-1056	49	14	to	to	PART
ijtc-1056	49	15	carefully	carefully	ADV
ijtc-1056	49	16	consider	consider	VERB
ijtc-1056	49	17	long	long	ADJ
ijtc-1056	49	18	-	-	PUNCT
ijtc-1056	49	19	term	term	NOUN
ijtc-1056	49	20	implications	implication	NOUN
ijtc-1056	49	21	of	of	ADP
ijtc-1056	49	22	monetary	monetary	ADJ
ijtc-1056	49	23	decisions	decision	NOUN
ijtc-1056	49	24	,	,	PUNCT
ijtc-1056	49	25	often	often	ADV
ijtc-1056	49	26	resulting	result	VERB
ijtc-1056	49	27	in	in	ADP
ijtc-1056	49	28	poor	poor	ADJ
ijtc-1056	49	29	outcomes	outcome	NOUN
ijtc-1056	49	30	(	(	PUNCT
ijtc-1056	49	31	lim	lim	PROPN
ijtc-1056	49	32	,	,	PUNCT
ijtc-1056	49	33	2014	2014	NUM
ijtc-1056	49	34	)	)	PUNCT
ijtc-1056	49	35	.	.	PUNCT
ijtc-1056	50	1	however	however	ADV
ijtc-1056	50	2	,	,	PUNCT
ijtc-1056	50	3	self	self	NOUN
ijtc-1056	50	4	-	-	PUNCT
ijtc-1056	50	5	efficacy	efficacy	NOUN
ijtc-1056	50	6	requires	require	VERB
ijtc-1056	50	7	relevant	relevant	ADJ
ijtc-1056	50	8	domain	domain	NOUN
ijtc-1056	50	9	knowledge	knowledge	NOUN
ijtc-1056	50	10	in	in	ADP
ijtc-1056	50	11	order	order	NOUN
ijtc-1056	50	12	to	to	PART
ijtc-1056	50	13	translate	translate	VERB
ijtc-1056	50	14	to	to	ADP
ijtc-1056	50	15	better	well	ADJ
ijtc-1056	50	16	habits	habit	NOUN
ijtc-1056	50	17	(	(	PUNCT
ijtc-1056	50	18	arifin	arifin	PROPN
ijtc-1056	50	19	,	,	PUNCT
ijtc-1056	50	20	2018	2018	NUM
ijtc-1056	50	21	)	)	PUNCT
ijtc-1056	50	22	.	.	PUNCT
ijtc-1056	51	1	as	as	ADP
ijtc-1056	51	2	such	such	ADJ
ijtc-1056	51	3	,	,	PUNCT
ijtc-1056	51	4	initiatives	initiative	NOUN
ijtc-1056	51	5	focused	focus	VERB
ijtc-1056	51	6	solely	solely	ADV
ijtc-1056	51	7	on	on	ADP
ijtc-1056	51	8	improving	improve	VERB
ijtc-1056	51	9	confidence	confidence	NOUN
ijtc-1056	51	10	without	without	ADP
ijtc-1056	51	11	imparting	impart	VERB
ijtc-1056	51	12	literacy	literacy	NOUN
ijtc-1056	51	13	are	be	AUX
ijtc-1056	51	14	unlikely	unlikely	ADJ
ijtc-1056	51	15	to	to	PART
ijtc-1056	51	16	sustain	sustain	VERB
ijtc-1056	51	17	behavioral	behavioral	ADJ
ijtc-1056	51	18	change	change	NOUN
ijtc-1056	51	19	(	(	PUNCT
ijtc-1056	51	20	aydin	aydin	NOUN
ijtc-1056	51	21	sayilir	sayilir	NOUN
ijtc-1056	51	22	&	&	CCONJ
ijtc-1056	51	23	özşahin	özşahin	NOUN
ijtc-1056	51	24	,	,	PUNCT
ijtc-1056	51	25	2022	2022	NUM
ijtc-1056	51	26	)	)	PUNCT
ijtc-1056	51	27	.	.	PUNCT
ijtc-1056	52	1	instead	instead	ADV
ijtc-1056	52	2	,	,	PUNCT
ijtc-1056	52	3	multifaceted	multifaceted	ADJ
ijtc-1056	52	4	programs	program	NOUN
ijtc-1056	52	5	that	that	PRON
ijtc-1056	52	6	combine	combine	VERB
ijtc-1056	52	7	financial	financial	ADJ
ijtc-1056	52	8	education	education	NOUN
ijtc-1056	52	9	,	,	PUNCT
ijtc-1056	52	10	coaching	coaching	NOUN
ijtc-1056	52	11	and	and	CCONJ
ijtc-1056	52	12	access	access	NOUN
ijtc-1056	52	13	to	to	ADP
ijtc-1056	52	14	resources	resource	NOUN
ijtc-1056	52	15	can	can	AUX
ijtc-1056	52	16	help	help	VERB
ijtc-1056	52	17	individuals	individual	NOUN
ijtc-1056	52	18	master	master	NOUN
ijtc-1056	52	19	skills	skill	NOUN
ijtc-1056	52	20	needed	need	VERB
ijtc-1056	52	21	to	to	PART
ijtc-1056	52	22	effectively	effectively	ADV
ijtc-1056	52	23	manage	manage	VERB
ijtc-1056	52	24	money	money	NOUN
ijtc-1056	52	25	(	(	PUNCT
ijtc-1056	52	26	karagiannidis	karagiannidi	NOUN
ijtc-1056	52	27	,	,	PUNCT
ijtc-1056	52	28	2021	2021	NUM
ijtc-1056	52	29	)	)	PUNCT
ijtc-1056	52	30	.	.	PUNCT
ijtc-1056	53	1	nurturing	nurture	VERB
ijtc-1056	53	2	self	self	NOUN
ijtc-1056	53	3	-	-	PUNCT
ijtc-1056	53	4	efficacy	efficacy	NOUN
ijtc-1056	53	5	alongside	alongside	ADP
ijtc-1056	53	6	literacy	literacy	NOUN
ijtc-1056	53	7	can	can	AUX
ijtc-1056	53	8	thus	thus	ADV
ijtc-1056	53	9	catalyze	catalyze	VERB
ijtc-1056	53	10	responsible	responsible	ADJ
ijtc-1056	53	11	financial	financial	ADJ
ijtc-1056	53	12	behaviors	behavior	NOUN
ijtc-1056	53	13	(	(	PUNCT
ijtc-1056	53	14	fong	fong	PROPN
ijtc-1056	53	15	et	et	PROPN
ijtc-1056	53	16	al	al	PROPN
ijtc-1056	53	17	.	.	PROPN
ijtc-1056	53	18	,	,	PUNCT
ijtc-1056	53	19	2017	2017	NUM
ijtc-1056	53	20	;	;	PUNCT
ijtc-1056	53	21	gunawan	gunawan	PROPN
ijtc-1056	53	22	et	et	PROPN
ijtc-1056	53	23	al	al	PROPN
ijtc-1056	53	24	.	.	PROPN
ijtc-1056	53	25	,	,	PUNCT
ijtc-1056	53	26	2019	2019	NUM
ijtc-1056	53	27	;	;	PUNCT
ijtc-1056	53	28	jäkel	jäkel	PROPN
ijtc-1056	53	29	,	,	PUNCT
ijtc-1056	53	30	2019	2019	NUM
ijtc-1056	53	31	;	;	PUNCT
ijtc-1056	53	32	yu	yu	PROPN
ijtc-1056	53	33	et	et	PROPN
ijtc-1056	53	34	al	al	PROPN
ijtc-1056	53	35	.	.	PROPN
ijtc-1056	53	36	,	,	PUNCT
ijtc-1056	53	37	2020	2020	NUM
ijtc-1056	53	38	)	)	PUNCT
ijtc-1056	53	39	.	.	PUNCT
ijtc-1056	54	1	then	then	ADV
ijtc-1056	54	2	another	another	DET
ijtc-1056	54	3	psychological	psychological	ADJ
ijtc-1056	54	4	aspect	aspect	NOUN
ijtc-1056	54	5	that	that	PRON
ijtc-1056	54	6	can	can	AUX
ijtc-1056	54	7	affect	affect	VERB
ijtc-1056	54	8	financial	financial	ADJ
ijtc-1056	54	9	management	management	NOUN
ijtc-1056	54	10	behavior	behavior	NOUN
ijtc-1056	54	11	is	be	AUX
ijtc-1056	54	12	self	self	NOUN
ijtc-1056	54	13	-	-	PUNCT
ijtc-1056	54	14	coping	cope	VERB
ijtc-1056	54	15	.	.	PUNCT
ijtc-1056	55	1	limited	limited	ADJ
ijtc-1056	55	2	income	income	NOUN
ijtc-1056	55	3	and	and	CCONJ
ijtc-1056	55	4	many	many	ADJ
ijtc-1056	55	5	expenses	expense	NOUN
ijtc-1056	55	6	can	can	AUX
ijtc-1056	55	7	make	make	VERB
ijtc-1056	55	8	students	student	NOUN
ijtc-1056	55	9	feel	feel	VERB
ijtc-1056	55	10	hectic	hectic	ADJ
ijtc-1056	55	11	and	and	CCONJ
ijtc-1056	55	12	can	can	AUX
ijtc-1056	55	13	cause	cause	VERB
ijtc-1056	55	14	stress	stress	NOUN
ijtc-1056	55	15	in	in	ADP
ijtc-1056	55	16	managing	manage	VERB
ijtc-1056	55	17	finances	finance	NOUN
ijtc-1056	55	18	.	.	PUNCT
ijtc-1056	56	1	when	when	SCONJ
ijtc-1056	56	2	someone	someone	PRON
ijtc-1056	56	3	faces	face	VERB
ijtc-1056	56	4	higher	high	ADJ
ijtc-1056	56	5	demands	demand	NOUN
ijtc-1056	56	6	than	than	ADP
ijtc-1056	56	7	the	the	DET
ijtc-1056	56	8	resources	resource	NOUN
ijtc-1056	56	9	they	they	PRON
ijtc-1056	56	10	have	have	VERB
ijtc-1056	56	11	,	,	PUNCT
ijtc-1056	56	12	it	it	PRON
ijtc-1056	56	13	will	will	AUX
ijtc-1056	56	14	cause	cause	VERB
ijtc-1056	56	15	stress	stress	NOUN
ijtc-1056	56	16	(	(	PUNCT
ijtc-1056	56	17	chong	chong	PROPN
ijtc-1056	56	18	et	et	PROPN
ijtc-1056	56	19	al	al	PROPN
ijtc-1056	56	20	.	.	PROPN
ijtc-1056	56	21	,	,	PUNCT
ijtc-1056	56	22	2021	2021	NUM
ijtc-1056	56	23	)	)	PUNCT
ijtc-1056	56	24	.	.	PUNCT
ijtc-1056	57	1	this	this	PRON
ijtc-1056	57	2	is	be	AUX
ijtc-1056	57	3	in	in	ADP
ijtc-1056	57	4	accordance	accordance	NOUN
ijtc-1056	57	5	with	with	ADP
ijtc-1056	57	6	the	the	DET
ijtc-1056	57	7	psychological	psychological	ADJ
ijtc-1056	57	8	condition	condition	NOUN
ijtc-1056	57	9	of	of	ADP
ijtc-1056	57	10	students	student	NOUN
ijtc-1056	57	11	who	who	PRON
ijtc-1056	57	12	have	have	AUX
ijtc-1056	57	13	begun	begin	VERB
ijtc-1056	57	14	to	to	PART
ijtc-1056	57	15	manage	manage	VERB
ijtc-1056	57	16	their	their	PRON
ijtc-1056	57	17	own	own	ADJ
ijtc-1056	57	18	finances	finance	NOUN
ijtc-1056	57	19	but	but	CCONJ
ijtc-1056	57	20	students	student	NOUN
ijtc-1056	57	21	start	start	VERB
ijtc-1056	57	22	their	their	PRON
ijtc-1056	57	23	studies	study	NOUN
ijtc-1056	57	24	with	with	ADP
ijtc-1056	57	25	or	or	CCONJ
ijtc-1056	57	26	without	without	ADP
ijtc-1056	57	27	knowledge	knowledge	NOUN
ijtc-1056	57	28	of	of	ADP
ijtc-1056	57	29	personal	personal	ADJ
ijtc-1056	57	30	money	money	NOUN
ijtc-1056	57	31	management	management	NOUN
ijtc-1056	57	32	(	(	PUNCT
ijtc-1056	57	33	serido	serido	NOUN
ijtc-1056	57	34	et	et	NOUN
ijtc-1056	57	35	al	al	PROPN
ijtc-1056	57	36	.	.	PROPN
ijtc-1056	57	37	,	,	PUNCT
ijtc-1056	57	38	2014	2014	NUM
ijtc-1056	57	39	)	)	PUNCT
ijtc-1056	57	40	.	.	PUNCT
ijtc-1056	58	1	an	an	DET
ijtc-1056	58	2	individual	individual	NOUN
ijtc-1056	58	3	's	's	PART
ijtc-1056	58	4	coping	cope	VERB
ijtc-1056	58	5	strategies	strategy	NOUN
ijtc-1056	58	6	and	and	CCONJ
ijtc-1056	58	7	skills	skill	NOUN
ijtc-1056	58	8	have	have	AUX
ijtc-1056	58	9	been	be	AUX
ijtc-1056	58	10	found	find	VERB
ijtc-1056	58	11	to	to	PART
ijtc-1056	58	12	impact	impact	VERB
ijtc-1056	58	13	their	their	PRON
ijtc-1056	58	14	financial	financial	ADJ
ijtc-1056	58	15	behaviors	behavior	NOUN
ijtc-1056	58	16	.	.	PUNCT
ijtc-1056	59	1	according	accord	VERB
ijtc-1056	59	2	to	to	ADP
ijtc-1056	59	3	(	(	PUNCT
ijtc-1056	59	4	jonathan	jonathan	PROPN
ijtc-1056	59	5	,	,	PUNCT
ijtc-1056	59	6	2020	2020	NUM
ijtc-1056	59	7	)	)	PUNCT
ijtc-1056	59	8	,	,	PUNCT
ijtc-1056	59	9	positive	positive	ADJ
ijtc-1056	59	10	coping	cope	VERB
ijtc-1056	59	11	abilities	ability	NOUN
ijtc-1056	59	12	like	like	ADP
ijtc-1056	59	13	financial	financial	ADJ
ijtc-1056	59	14	planning	planning	NOUN
ijtc-1056	59	15	and	and	CCONJ
ijtc-1056	59	16	responsible	responsible	ADJ
ijtc-1056	59	17	spending	spending	NOUN
ijtc-1056	59	18	can	can	AUX
ijtc-1056	59	19	effectively	effectively	ADV
ijtc-1056	59	20	mitigate	mitigate	VERB
ijtc-1056	59	21	adverse	adverse	ADJ
ijtc-1056	59	22	events	event	NOUN
ijtc-1056	59	23	and	and	CCONJ
ijtc-1056	59	24	improve	improve	VERB
ijtc-1056	59	25	monetary	monetary	ADJ
ijtc-1056	59	26	management	management	NOUN
ijtc-1056	59	27	.	.	PUNCT
ijtc-1056	60	1	on	on	ADP
ijtc-1056	60	2	the	the	DET
ijtc-1056	60	3	other	other	ADJ
ijtc-1056	60	4	hand	hand	NOUN
ijtc-1056	60	5	,	,	PUNCT
ijtc-1056	60	6	avoidance	avoidance	NOUN
ijtc-1056	60	7	coping	cope	VERB
ijtc-1056	60	8	through	through	ADP
ijtc-1056	60	9	strategies	strategy	NOUN
ijtc-1056	60	10	like	like	ADP
ijtc-1056	60	11	impulsive	impulsive	ADJ
ijtc-1056	60	12	purchasing	purchasing	NOUN
ijtc-1056	60	13	,	,	PUNCT
ijtc-1056	60	14	gambling	gambling	NOUN
ijtc-1056	60	15	or	or	CCONJ
ijtc-1056	60	16	substance	substance	NOUN
ijtc-1056	60	17	use	use	NOUN
ijtc-1056	60	18	can	can	AUX
ijtc-1056	60	19	intensify	intensify	VERB
ijtc-1056	60	20	financial	financial	ADJ
ijtc-1056	60	21	distress	distress	NOUN
ijtc-1056	60	22	over	over	ADP
ijtc-1056	60	23	the	the	DET
ijtc-1056	60	24	long	long	ADJ
ijtc-1056	60	25	run	run	NOUN
ijtc-1056	60	26	(	(	PUNCT
ijtc-1056	60	27	kempson	kempson	NOUN
ijtc-1056	60	28	,	,	PUNCT
ijtc-1056	60	29	2017	2017	NUM
ijtc-1056	60	30	)	)	PUNCT
ijtc-1056	60	31	.	.	PUNCT
ijtc-1056	61	1	however	however	ADV
ijtc-1056	61	2	,	,	PUNCT
ijtc-1056	61	3	the	the	DET
ijtc-1056	61	4	efficacy	efficacy	NOUN
ijtc-1056	61	5	of	of	ADP
ijtc-1056	61	6	coping	cope	VERB
ijtc-1056	61	7	also	also	ADV
ijtc-1056	61	8	depends	depend	VERB
ijtc-1056	61	9	on	on	ADP
ijtc-1056	61	10	available	available	ADJ
ijtc-1056	61	11	resources	resource	NOUN
ijtc-1056	61	12	and	and	CCONJ
ijtc-1056	61	13	psychological	psychological	ADJ
ijtc-1056	61	14	factors	factor	NOUN
ijtc-1056	61	15	like	like	ADP
ijtc-1056	61	16	self	self	NOUN
ijtc-1056	61	17	-	-	PUNCT
ijtc-1056	61	18	control	control	NOUN
ijtc-1056	61	19	(	(	PUNCT
ijtc-1056	61	20	despard	despard	ADJ
ijtc-1056	61	21	,	,	PUNCT
ijtc-1056	61	22	2020	2020	NUM
ijtc-1056	61	23	)	)	PUNCT
ijtc-1056	61	24	.	.	PUNCT
ijtc-1056	62	1	as	as	SCONJ
ijtc-1056	62	2	such	such	ADJ
ijtc-1056	62	3	,	,	PUNCT
ijtc-1056	62	4	policies	policy	NOUN
ijtc-1056	62	5	aimed	aim	VERB
ijtc-1056	62	6	at	at	ADP
ijtc-1056	62	7	nurturing	nurture	VERB
ijtc-1056	62	8	positive	positive	ADJ
ijtc-1056	62	9	coping	cope	VERB
ijtc-1056	62	10	skills	skill	NOUN
ijtc-1056	62	11	along	along	ADV
ijtc-1056	62	12	with	with	ADP
ijtc-1056	62	13	facilitating	facilitate	VERB
ijtc-1056	62	14	access	access	NOUN
ijtc-1056	62	15	to	to	ADP
ijtc-1056	62	16	support	support	NOUN
ijtc-1056	62	17	networks	network	NOUN
ijtc-1056	62	18	can	can	AUX
ijtc-1056	62	19	foster	foster	VERB
ijtc-1056	62	20	resilience	resilience	NOUN
ijtc-1056	62	21	and	and	CCONJ
ijtc-1056	62	22	stability	stability	NOUN
ijtc-1056	62	23	(	(	PUNCT
ijtc-1056	62	24	netemeyer	netemeyer	NOUN
ijtc-1056	62	25	,	,	PUNCT
ijtc-1056	62	26	2018	2018	NUM
ijtc-1056	62	27	)	)	PUNCT
ijtc-1056	62	28	.	.	PUNCT
ijtc-1056	63	1	overall	overall	ADJ
ijtc-1056	63	2	,	,	PUNCT
ijtc-1056	63	3	adaptive	adaptive	ADJ
ijtc-1056	63	4	coping	cope	VERB
ijtc-1056	63	5	capacities	capacity	NOUN
ijtc-1056	63	6	enable	enable	VERB
ijtc-1056	63	7	informed	informed	ADJ
ijtc-1056	63	8	financial	financial	ADJ
ijtc-1056	63	9	decision	decision	NOUN
ijtc-1056	63	10	making	making	NOUN
ijtc-1056	63	11	,	,	PUNCT
ijtc-1056	63	12	especially	especially	ADV
ijtc-1056	63	13	during	during	ADP
ijtc-1056	63	14	crises	crisis	NOUN
ijtc-1056	63	15	,	,	PUNCT
ijtc-1056	63	16	reducing	reduce	VERB
ijtc-1056	63	17	negative	negative	ADJ
ijtc-1056	63	18	cascading	cascading	ADJ
ijtc-1056	63	19	effects	effect	NOUN
ijtc-1056	63	20	(	(	PUNCT
ijtc-1056	63	21	harries	harrie	NOUN
ijtc-1056	63	22	,	,	PUNCT
ijtc-1056	63	23	2019	2019	NUM
ijtc-1056	63	24	)	)	PUNCT
ijtc-1056	63	25	.	.	PUNCT
ijtc-1056	64	1	adequately	adequately	ADV
ijtc-1056	64	2	equipping	equip	VERB
ijtc-1056	64	3	individuals	individual	NOUN
ijtc-1056	64	4	with	with	ADP
ijtc-1056	64	5	proactive	proactive	ADJ
ijtc-1056	64	6	coping	cope	VERB
ijtc-1056	64	7	techniques	technique	NOUN
ijtc-1056	64	8	through	through	ADP
ijtc-1056	64	9	guidance	guidance	NOUN
ijtc-1056	64	10	and	and	CCONJ
ijtc-1056	64	11	social	social	ADJ
ijtc-1056	64	12	protection	protection	NOUN
ijtc-1056	64	13	programs	program	NOUN
ijtc-1056	64	14	is	be	AUX
ijtc-1056	64	15	thus	thus	ADV
ijtc-1056	64	16	critical	critical	ADJ
ijtc-1056	64	17	for	for	ADP
ijtc-1056	64	18	encouraging	encourage	VERB
ijtc-1056	64	19	healthy	healthy	ADJ
ijtc-1056	64	20	financial	financial	NOUN
ijtc-1056	64	21	in	in	ADP
ijtc-1056	64	22	light	light	NOUN
ijtc-1056	64	23	of	of	ADP
ijtc-1056	64	24	these	these	DET
ijtc-1056	64	25	observations	observation	NOUN
ijtc-1056	64	26	,	,	PUNCT
ijtc-1056	64	27	the	the	DET
ijtc-1056	64	28	following	follow	VERB
ijtc-1056	64	29	hypotheses	hypothesis	NOUN
ijtc-1056	64	30	are	be	AUX
ijtc-1056	64	31	proposed	propose	VERB
ijtc-1056	64	32	:	:	PUNCT
ijtc-1056	64	33	h1	h1	NOUN
ijtc-1056	64	34	:	:	PUNCT
ijtc-1056	64	35	financial	financial	ADJ
ijtc-1056	64	36	literacy	literacy	NOUN
ijtc-1056	64	37	affects	affect	VERB
ijtc-1056	64	38	student	student	NOUN
ijtc-1056	64	39	finance	finance	NOUN
ijtc-1056	64	40	h2	h2	NOUN
ijtc-1056	64	41	:	:	PUNCT
ijtc-1056	64	42	self	self	NOUN
ijtc-1056	64	43	efficacy	efficacy	NOUN
ijtc-1056	64	44	affects	affect	VERB
ijtc-1056	64	45	student	student	NOUN
ijtc-1056	64	46	finances	finance	NOUN
ijtc-1056	64	47	h3	h3	NOUN
ijtc-1056	64	48	:	:	PUNCT
ijtc-1056	64	49	coping	cope	VERB
ijtc-1056	64	50	strategies	strategy	NOUN
ijtc-1056	64	51	affect	affect	VERB
ijtc-1056	64	52	student	student	NOUN
ijtc-1056	64	53	finances	finance	NOUN
ijtc-1056	64	54	method	method	VERB
ijtc-1056	64	55	this	this	DET
ijtc-1056	64	56	study	study	NOUN
ijtc-1056	64	57	uses	use	VERB
ijtc-1056	64	58	a	a	DET
ijtc-1056	64	59	quantitative	quantitative	ADJ
ijtc-1056	64	60	method	method	NOUN
ijtc-1056	64	61	by	by	ADP
ijtc-1056	64	62	providing	provide	VERB
ijtc-1056	64	63	a	a	DET
ijtc-1056	64	64	description	description	NOUN
ijtc-1056	64	65	of	of	ADP
ijtc-1056	64	66	an	an	DET
ijtc-1056	64	67	object	object	NOUN
ijtc-1056	64	68	through	through	ADP
ijtc-1056	64	69	a	a	DET
ijtc-1056	64	70	certain	certain	ADJ
ijtc-1056	64	71	analysis	analysis	NOUN
ijtc-1056	64	72	,	,	PUNCT
ijtc-1056	64	73	this	this	PRON
ijtc-1056	64	74	is	be	AUX
ijtc-1056	64	75	based	base	VERB
ijtc-1056	64	76	on	on	ADP
ijtc-1056	64	77	the	the	DET
ijtc-1056	64	78	title	title	NOUN
ijtc-1056	64	79	studied	study	VERB
ijtc-1056	64	80	,	,	PUNCT
ijtc-1056	64	81	namely	namely	ADV
ijtc-1056	64	82	"	"	PUNCT
ijtc-1056	64	83	analysis	analysis	NOUN
ijtc-1056	64	84	of	of	ADP
ijtc-1056	64	85	the	the	DET
ijtc-1056	64	86	effect	effect	NOUN
ijtc-1056	64	87	of	of	ADP
ijtc-1056	64	88	financial	financial	ADJ
ijtc-1056	64	89	literacy	literacy	NOUN
ijtc-1056	64	90	,	,	PUNCT
ijtc-1056	64	91	selfefficacy	selfefficacy	NOUN
ijtc-1056	64	92	,	,	PUNCT
ijtc-1056	64	93	and	and	CCONJ
ijtc-1056	64	94	self	self	NOUN
ijtc-1056	64	95	-	-	PUNCT
ijtc-1056	64	96	coping	cope	VERB
ijtc-1056	64	97	on	on	ADP
ijtc-1056	64	98	the	the	DET
ijtc-1056	64	99	financial	financial	ADJ
ijtc-1056	64	100	behavior	behavior	NOUN
ijtc-1056	64	101	of	of	ADP
ijtc-1056	64	102	undergraduate	undergraduate	ADJ
ijtc-1056	64	103	students	student	NOUN
ijtc-1056	64	104	of	of	ADP
ijtc-1056	64	105	the	the	DET
ijtc-1056	64	106	pelita	pelita	PROPN
ijtc-1056	64	107	bangsa	bangsa	PROPN
ijtc-1056	64	108	university	university	PROPN
ijtc-1056	64	109	management	management	PROPN
ijtc-1056	64	110	study	study	NOUN
ijtc-1056	64	111	program	program	NOUN
ijtc-1056	64	112	"	"	PUNCT
ijtc-1056	64	113	.	.	PUNCT
ijtc-1056	65	1	the	the	DET
ijtc-1056	65	2	author	author	NOUN
ijtc-1056	65	3	wants	want	VERB
ijtc-1056	65	4	to	to	PART
ijtc-1056	65	5	know	know	VERB
ijtc-1056	65	6	whether	whether	SCONJ
ijtc-1056	65	7	there	there	PRON
ijtc-1056	65	8	is	be	VERB
ijtc-1056	65	9	an	an	DET
ijtc-1056	65	10	influence	influence	NOUN
ijtc-1056	65	11	between	between	ADP
ijtc-1056	65	12	financial	financial	ADJ
ijtc-1056	65	13	literacy	literacy	NOUN
ijtc-1056	65	14	,	,	PUNCT
ijtc-1056	65	15	self	self	NOUN
ijtc-1056	65	16	-	-	PUNCT
ijtc-1056	65	17	efficacy	efficacy	NOUN
ijtc-1056	65	18	,	,	PUNCT
ijtc-1056	65	19	and	and	CCONJ
ijtc-1056	65	20	self	self	NOUN
ijtc-1056	65	21	-	-	PUNCT
ijtc-1056	65	22	coping	cope	VERB
ijtc-1056	65	23	on	on	ADP
ijtc-1056	65	24	financial	financial	ADJ
ijtc-1056	65	25	behavior	behavior	NOUN
ijtc-1056	65	26	.	.	PUNCT
ijtc-1056	66	1	quantitative	quantitative	ADJ
ijtc-1056	66	2	research	research	NOUN
ijtc-1056	66	3	methods	method	NOUN
ijtc-1056	66	4	can	can	AUX
ijtc-1056	66	5	be	be	AUX
ijtc-1056	66	6	interpreted	interpret	VERB
ijtc-1056	66	7	as	as	ADP
ijtc-1056	66	8	research	research	NOUN
ijtc-1056	66	9	methods	method	NOUN
ijtc-1056	66	10	based	base	VERB
ijtc-1056	66	11	on	on	ADP
ijtc-1056	66	12	the	the	DET
ijtc-1056	66	13	philosophy	philosophy	NOUN
ijtc-1056	66	14	of	of	ADP
ijtc-1056	66	15	positivism	positivism	NOUN
ijtc-1056	66	16	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-1056	66	17	the	the	DET
ijtc-1056	66	18	influence	influence	NOUN
ijtc-1056	66	19	of	of	ADP
ijtc-1056	66	20	financial	financial	ADJ
ijtc-1056	66	21	literacy	literacy	NOUN
ijtc-1056	66	22	,	,	PUNCT
ijtc-1056	66	23	self	self	NOUN
ijtc-1056	66	24	-	-	PUNCT
ijtc-1056	66	25	efficacy	efficacy	NOUN
ijtc-1056	66	26	,	,	PUNCT
ijtc-1056	66	27	and	and	CCONJ
ijtc-1056	66	28	coping	cope	VERB
ijtc-1056	66	29	strategies	strategy	NOUN
ijtc-1056	66	30	on	on	ADP
ijtc-1056	66	31	students	student	NOUN
ijtc-1056	66	32	'	'	PART
ijtc-1056	66	33	finances	finance	NOUN
ijtc-1056	66	34	syahwildan	syahwildan	PROPN
ijtc-1056	66	35	&	&	CCONJ
ijtc-1056	66	36	hidayah	hidayah	PROPN
ijtc-1056	66	37	257	257	NUM
ijtc-1056	66	38	|	|	ADV
ijtc-1056	66	39	ilomata	ilomata	PROPN
ijtc-1056	66	40	international	international	ADJ
ijtc-1056	66	41	journal	journal	NOUN
ijtc-1056	66	42	of	of	ADP
ijtc-1056	66	43	tax	tax	PROPN
ijtc-1056	66	44	&	&	CCONJ
ijtc-1056	66	45	accounting	accounting	PROPN
ijtc-1056	66	46	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	66	47	that	that	PRON
ijtc-1056	66	48	examine	examine	VERB
ijtc-1056	66	49	certain	certain	ADJ
ijtc-1056	66	50	populations	population	NOUN
ijtc-1056	66	51	or	or	CCONJ
ijtc-1056	66	52	samples	sample	NOUN
ijtc-1056	66	53	.	.	PUNCT
ijtc-1056	67	1	sampling	sample	VERB
ijtc-1056	67	2	is	be	AUX
ijtc-1056	67	3	usually	usually	ADV
ijtc-1056	67	4	done	do	VERB
ijtc-1056	67	5	randomly	randomly	ADV
ijtc-1056	67	6	,	,	PUNCT
ijtc-1056	67	7	data	datum	NOUN
ijtc-1056	67	8	collection	collection	NOUN
ijtc-1056	67	9	uses	use	VERB
ijtc-1056	67	10	a	a	DET
ijtc-1056	67	11	questionnaire	questionnaire	NOUN
ijtc-1056	67	12	,	,	PUNCT
ijtc-1056	67	13	and	and	CCONJ
ijtc-1056	67	14	data	datum	NOUN
ijtc-1056	67	15	analysis	analysis	NOUN
ijtc-1056	67	16	is	be	AUX
ijtc-1056	67	17	quantitative	quantitative	ADJ
ijtc-1056	67	18	/	/	SYM
ijtc-1056	67	19	statistical	statistical	ADJ
ijtc-1056	67	20	.	.	PUNCT
ijtc-1056	68	1	the	the	DET
ijtc-1056	68	2	research	research	NOUN
ijtc-1056	68	3	was	be	AUX
ijtc-1056	68	4	conducted	conduct	VERB
ijtc-1056	68	5	at	at	ADP
ijtc-1056	68	6	pelita	pelita	PROPN
ijtc-1056	68	7	bangsa	bangsa	PROPN
ijtc-1056	68	8	university	university	PROPN
ijtc-1056	68	9	.	.	PUNCT
ijtc-1056	69	1	the	the	DET
ijtc-1056	69	2	population	population	NOUN
ijtc-1056	69	3	consists	consist	VERB
ijtc-1056	69	4	of	of	ADP
ijtc-1056	69	5	4995	4995	NUM
ijtc-1056	69	6	students	student	NOUN
ijtc-1056	69	7	in	in	ADP
ijtc-1056	69	8	the	the	DET
ijtc-1056	69	9	pelita	pelita	PROPN
ijtc-1056	69	10	bangsa	bangsa	PROPN
ijtc-1056	69	11	university	university	PROPN
ijtc-1056	69	12	management	management	NOUN
ijtc-1056	69	13	study	study	NOUN
ijtc-1056	69	14	program	program	NOUN
ijtc-1056	69	15	in	in	ADP
ijtc-1056	69	16	2022	2022	NUM
ijtc-1056	69	17	,	,	PUNCT
ijtc-1056	69	18	with	with	ADP
ijtc-1056	69	19	a	a	DET
ijtc-1056	69	20	sample	sample	NOUN
ijtc-1056	69	21	of	of	ADP
ijtc-1056	69	22	98	98	NUM
ijtc-1056	69	23	respondents	respondent	NOUN
ijtc-1056	69	24	obtained	obtain	VERB
ijtc-1056	69	25	from	from	ADP
ijtc-1056	69	26	the	the	DET
ijtc-1056	69	27	slovin	slovin	NOUN
ijtc-1056	69	28	formula	formula	NOUN
ijtc-1056	69	29	with	with	ADP
ijtc-1056	69	30	a	a	DET
ijtc-1056	69	31	10	10	NUM
ijtc-1056	69	32	%	%	NOUN
ijtc-1056	69	33	margin	margin	NOUN
ijtc-1056	69	34	of	of	ADP
ijtc-1056	69	35	error	error	NOUN
ijtc-1056	69	36	.	.	PUNCT
ijtc-1056	70	1	probability	probability	NOUN
ijtc-1056	70	2	sampling	sampling	NOUN
ijtc-1056	70	3	technique	technique	NOUN
ijtc-1056	70	4	with	with	ADP
ijtc-1056	70	5	simple	simple	ADJ
ijtc-1056	70	6	random	random	ADJ
ijtc-1056	70	7	sampling	sampling	NOUN
ijtc-1056	70	8	technique	technique	NOUN
ijtc-1056	70	9	to	to	PART
ijtc-1056	70	10	provide	provide	VERB
ijtc-1056	70	11	equal	equal	ADJ
ijtc-1056	70	12	opportunities	opportunity	NOUN
ijtc-1056	70	13	for	for	ADP
ijtc-1056	70	14	each	each	DET
ijtc-1056	70	15	member	member	NOUN
ijtc-1056	70	16	of	of	ADP
ijtc-1056	70	17	the	the	DET
ijtc-1056	70	18	population	population	NOUN
ijtc-1056	70	19	.	.	PUNCT
ijtc-1056	71	1	data	datum	NOUN
ijtc-1056	71	2	were	be	AUX
ijtc-1056	71	3	collected	collect	VERB
ijtc-1056	71	4	through	through	ADP
ijtc-1056	71	5	questionnaires	questionnaire	NOUN
ijtc-1056	71	6	.	.	PUNCT
ijtc-1056	72	1	the	the	DET
ijtc-1056	72	2	questionnaire	questionnaire	NOUN
ijtc-1056	72	3	was	be	AUX
ijtc-1056	72	4	used	use	VERB
ijtc-1056	72	5	to	to	PART
ijtc-1056	72	6	collect	collect	VERB
ijtc-1056	72	7	primary	primary	ADJ
ijtc-1056	72	8	data	datum	NOUN
ijtc-1056	72	9	,	,	PUNCT
ijtc-1056	72	10	which	which	PRON
ijtc-1056	72	11	was	be	AUX
ijtc-1056	72	12	distributed	distribute	VERB
ijtc-1056	72	13	to	to	ADP
ijtc-1056	72	14	98	98	NUM
ijtc-1056	72	15	students	student	NOUN
ijtc-1056	72	16	using	use	VERB
ijtc-1056	72	17	a	a	DET
ijtc-1056	72	18	likert	likert	ADJ
ijtc-1056	72	19	scale	scale	NOUN
ijtc-1056	72	20	.	.	PUNCT
ijtc-1056	73	1	data	datum	NOUN
ijtc-1056	73	2	analysis	analysis	NOUN
ijtc-1056	73	3	using	use	VERB
ijtc-1056	73	4	path	path	NOUN
ijtc-1056	73	5	analysis	analysis	NOUN
ijtc-1056	73	6	.	.	PUNCT
ijtc-1056	74	1	path	path	NOUN
ijtc-1056	74	2	analysis	analysis	NOUN
ijtc-1056	74	3	aims	aim	VERB
ijtc-1056	74	4	to	to	PART
ijtc-1056	74	5	explain	explain	VERB
ijtc-1056	74	6	the	the	DET
ijtc-1056	74	7	direct	direct	ADJ
ijtc-1056	74	8	and	and	CCONJ
ijtc-1056	74	9	indirect	indirect	ADJ
ijtc-1056	74	10	effects	effect	NOUN
ijtc-1056	74	11	between	between	ADP
ijtc-1056	74	12	independent	independent	ADJ
ijtc-1056	74	13	variables	variable	NOUN
ijtc-1056	74	14	(	(	PUNCT
ijtc-1056	74	15	financial	financial	ADJ
ijtc-1056	74	16	literacy	literacy	NOUN
ijtc-1056	74	17	,	,	PUNCT
ijtc-1056	74	18	self	self	NOUN
ijtc-1056	74	19	-	-	PUNCT
ijtc-1056	74	20	efficacy	efficacy	NOUN
ijtc-1056	74	21	,	,	PUNCT
ijtc-1056	74	22	and	and	CCONJ
ijtc-1056	74	23	self	self	NOUN
ijtc-1056	74	24	-	-	PUNCT
ijtc-1056	74	25	efficacy	efficacy	NOUN
ijtc-1056	74	26	)	)	PUNCT
ijtc-1056	74	27	on	on	ADP
ijtc-1056	74	28	the	the	DET
ijtc-1056	74	29	dependent	dependent	ADJ
ijtc-1056	74	30	variable	variable	NOUN
ijtc-1056	74	31	(	(	PUNCT
ijtc-1056	74	32	financial	financial	ADJ
ijtc-1056	74	33	behavior	behavior	NOUN
ijtc-1056	74	34	)	)	PUNCT
ijtc-1056	74	35	.	.	PUNCT
ijtc-1056	75	1	result	result	NOUN
ijtc-1056	75	2	and	and	CCONJ
ijtc-1056	75	3	discussion	discussion	NOUN
ijtc-1056	75	4	respondent	respondent	VERB
ijtc-1056	75	5	the	the	DET
ijtc-1056	75	6	respondents	respondent	NOUN
ijtc-1056	75	7	in	in	ADP
ijtc-1056	75	8	table	table	NOUN
ijtc-1056	75	9	2	2	NUM
ijtc-1056	75	10	are	be	AUX
ijtc-1056	75	11	undergraduate	undergraduate	ADJ
ijtc-1056	75	12	students	student	NOUN
ijtc-1056	75	13	from	from	ADP
ijtc-1056	75	14	the	the	DET
ijtc-1056	75	15	pelita	pelita	PROPN
ijtc-1056	75	16	bangsa	bangsa	PROPN
ijtc-1056	75	17	university	university	PROPN
ijtc-1056	75	18	management	management	NOUN
ijtc-1056	75	19	study	study	NOUN
ijtc-1056	75	20	program	program	NOUN
ijtc-1056	75	21	.	.	PUNCT
ijtc-1056	76	1	there	there	PRON
ijtc-1056	76	2	was	be	VERB
ijtc-1056	76	3	a	a	DET
ijtc-1056	76	4	balance	balance	NOUN
ijtc-1056	76	5	of	of	ADP
ijtc-1056	76	6	research	research	NOUN
ijtc-1056	76	7	respondents	respondent	NOUN
ijtc-1056	76	8	between	between	ADP
ijtc-1056	76	9	genders	gender	NOUN
ijtc-1056	76	10	,	,	PUNCT
ijtc-1056	76	11	with	with	ADP
ijtc-1056	76	12	more	more	ADJ
ijtc-1056	76	13	female	female	ADJ
ijtc-1056	76	14	respondents	respondent	NOUN
ijtc-1056	76	15	than	than	ADP
ijtc-1056	76	16	male	male	ADJ
ijtc-1056	76	17	respondents	respondent	NOUN
ijtc-1056	76	18	,	,	PUNCT
ijtc-1056	76	19	most	most	ADJ
ijtc-1056	76	20	of	of	ADP
ijtc-1056	76	21	the	the	DET
ijtc-1056	76	22	respondents	respondent	NOUN
ijtc-1056	76	23	were	be	AUX
ijtc-1056	76	24	aged	age	VERB
ijtc-1056	76	25	between	between	ADP
ijtc-1056	76	26	20	20	NUM
ijtc-1056	76	27	and	and	CCONJ
ijtc-1056	76	28	25	25	NUM
ijtc-1056	76	29	years	year	NOUN
ijtc-1056	76	30	.	.	PUNCT
ijtc-1056	77	1	table	table	NOUN
ijtc-1056	77	2	1	1	NUM
ijtc-1056	77	3	.	.	PUNCT
ijtc-1056	78	1	characteristics	characteristic	NOUN
ijtc-1056	78	2	of	of	ADP
ijtc-1056	78	3	respondents	respondent	NOUN
ijtc-1056	78	4	characteristics	characteristics	PROPN
ijtc-1056	78	5	total	total	ADJ
ijtc-1056	78	6	percent	percent	NOUN
ijtc-1056	78	7	gender	gender	NOUN
ijtc-1056	78	8	female	female	NOUN
ijtc-1056	78	9	62	62	NUM
ijtc-1056	78	10	62,6	62,6	NUM
ijtc-1056	78	11	%	%	NOUN
ijtc-1056	78	12	male	male	NOUN
ijtc-1056	78	13	36	36	NUM
ijtc-1056	78	14	36,3	36,3	NUM
ijtc-1056	78	15	%	%	NOUN
ijtc-1056	78	16	age	age	NOUN
ijtc-1056	78	17	<	<	NOUN
ijtc-1056	78	18	20	20	NUM
ijtc-1056	78	19	years	year	NOUN
ijtc-1056	78	20	old	old	ADJ
ijtc-1056	78	21	3	3	NUM
ijtc-1056	78	22	3	3	NUM
ijtc-1056	78	23	%	%	NOUN
ijtc-1056	78	24	20	20	NUM
ijtc-1056	78	25	sd	sd	PART
ijtc-1056	78	26	25	25	NUM
ijtc-1056	78	27	years	year	NOUN
ijtc-1056	78	28	old	old	ADJ
ijtc-1056	78	29	77	77	NUM
ijtc-1056	78	30	79	79	NUM
ijtc-1056	78	31	%	%	NOUN
ijtc-1056	78	32	>	>	SYM
ijtc-1056	78	33	25	25	NUM
ijtc-1056	78	34	years	year	NOUN
ijtc-1056	78	35	old	old	ADJ
ijtc-1056	78	36	18	18	NUM
ijtc-1056	78	37	18	18	NUM
ijtc-1056	78	38	%	%	NOUN
ijtc-1056	78	39	source	source	NOUN
ijtc-1056	78	40	:	:	PUNCT
ijtc-1056	78	41	data	datum	NOUN
ijtc-1056	78	42	processed	process	VERB
ijtc-1056	78	43	by	by	ADP
ijtc-1056	78	44	researchers	researcher	NOUN
ijtc-1056	78	45	,	,	PUNCT
ijtc-1056	78	46	2023	2023	NUM
ijtc-1056	78	47	outer	outer	ADJ
ijtc-1056	78	48	model	model	NOUN
ijtc-1056	78	49	test	test	NOUN
ijtc-1056	78	50	convergent	convergent	NOUN
ijtc-1056	78	51	validity	validity	NOUN
ijtc-1056	78	52	test	test	NOUN
ijtc-1056	78	53	convergent	convergent	NOUN
ijtc-1056	78	54	validity	validity	NOUN
ijtc-1056	78	55	test	test	NOUN
ijtc-1056	78	56	based	base	VERB
ijtc-1056	78	57	on	on	ADP
ijtc-1056	78	58	the	the	DET
ijtc-1056	78	59	picture	picture	NOUN
ijtc-1056	78	60	below	below	ADV
ijtc-1056	78	61	,	,	PUNCT
ijtc-1056	78	62	it	it	PRON
ijtc-1056	78	63	is	be	AUX
ijtc-1056	78	64	known	know	VERB
ijtc-1056	78	65	to	to	PART
ijtc-1056	78	66	show	show	VERB
ijtc-1056	78	67	that	that	SCONJ
ijtc-1056	78	68	all	all	DET
ijtc-1056	78	69	variables	variable	NOUN
ijtc-1056	78	70	have	have	VERB
ijtc-1056	78	71	an	an	DET
ijtc-1056	78	72	outer	outer	ADJ
ijtc-1056	78	73	loading	loading	NOUN
ijtc-1056	78	74	value	value	NOUN
ijtc-1056	78	75	of	of	ADP
ijtc-1056	78	76	>	>	X
ijtc-1056	78	77	0.5	0.5	NUM
ijtc-1056	78	78	.	.	PUNCT
ijtc-1056	79	1	individual	individual	ADJ
ijtc-1056	79	2	indicators	indicator	NOUN
ijtc-1056	79	3	are	be	AUX
ijtc-1056	79	4	said	say	VERB
ijtc-1056	79	5	to	to	PART
ijtc-1056	79	6	be	be	AUX
ijtc-1056	79	7	valid	valid	ADJ
ijtc-1056	79	8	if	if	SCONJ
ijtc-1056	79	9	they	they	PRON
ijtc-1056	79	10	correlate	correlate	VERB
ijtc-1056	79	11	more	more	ADJ
ijtc-1056	79	12	than	than	ADP
ijtc-1056	79	13	0.50	0.50	NUM
ijtc-1056	79	14	(	(	PUNCT
ijtc-1056	79	15	wijaya	wijaya	PROPN
ijtc-1056	79	16	,	,	PUNCT
ijtc-1056	79	17	2019	2019	NUM
ijtc-1056	79	18	)	)	PUNCT
ijtc-1056	79	19	.	.	PUNCT
ijtc-1056	80	1	then	then	ADV
ijtc-1056	80	2	it	it	PRON
ijtc-1056	80	3	can	can	AUX
ijtc-1056	80	4	be	be	AUX
ijtc-1056	80	5	concluded	conclude	VERB
ijtc-1056	80	6	that	that	SCONJ
ijtc-1056	80	7	all	all	DET
ijtc-1056	80	8	question	question	NOUN
ijtc-1056	80	9	items	item	NOUN
ijtc-1056	80	10	are	be	AUX
ijtc-1056	80	11	valid	valid	ADJ
ijtc-1056	80	12	.	.	PUNCT
ijtc-1056	81	1	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-1056	81	2	the	the	DET
ijtc-1056	81	3	influence	influence	NOUN
ijtc-1056	81	4	of	of	ADP
ijtc-1056	81	5	financial	financial	ADJ
ijtc-1056	81	6	literacy	literacy	NOUN
ijtc-1056	81	7	,	,	PUNCT
ijtc-1056	81	8	self	self	NOUN
ijtc-1056	81	9	-	-	PUNCT
ijtc-1056	81	10	efficacy	efficacy	NOUN
ijtc-1056	81	11	,	,	PUNCT
ijtc-1056	81	12	and	and	CCONJ
ijtc-1056	81	13	coping	cope	VERB
ijtc-1056	81	14	strategies	strategy	NOUN
ijtc-1056	81	15	on	on	ADP
ijtc-1056	81	16	students	student	NOUN
ijtc-1056	81	17	'	'	PART
ijtc-1056	81	18	finances	finance	NOUN
ijtc-1056	81	19	syahwildan	syahwildan	PROPN
ijtc-1056	81	20	&	&	CCONJ
ijtc-1056	81	21	hidayah	hidayah	PROPN
ijtc-1056	81	22	258	258	NUM
ijtc-1056	81	23	|	|	ADV
ijtc-1056	81	24	ilomata	ilomata	PROPN
ijtc-1056	81	25	international	international	ADJ
ijtc-1056	81	26	journal	journal	NOUN
ijtc-1056	81	27	of	of	ADP
ijtc-1056	81	28	tax	tax	PROPN
ijtc-1056	81	29	&	&	CCONJ
ijtc-1056	81	30	accounting	accounting	PROPN
ijtc-1056	81	31	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-1056	81	32	figure	figure	NOUN
ijtc-1056	81	33	1	1	NUM
ijtc-1056	81	34	.	.	PUNCT
ijtc-1056	81	35	loading	loading	NOUN
ijtc-1056	81	36	factor	factor	NOUN
ijtc-1056	81	37	source	source	NOUN
ijtc-1056	81	38	:	:	PUNCT
ijtc-1056	81	39	data	datum	NOUN
ijtc-1056	81	40	processed	process	VERB
ijtc-1056	81	41	by	by	ADP
ijtc-1056	81	42	researchers	researcher	NOUN
ijtc-1056	81	43	,	,	PUNCT
ijtc-1056	81	44	2023	2023	NUM
ijtc-1056	81	45	discriminant	discriminant	ADJ
ijtc-1056	81	46	validity	validity	NOUN
ijtc-1056	81	47	test	test	NOUN
ijtc-1056	81	48	based	base	VERB
ijtc-1056	81	49	on	on	ADP
ijtc-1056	81	50	table	table	NOUN
ijtc-1056	81	51	3	3	NUM
ijtc-1056	81	52	,	,	PUNCT
ijtc-1056	81	53	the	the	DET
ijtc-1056	81	54	results	result	NOUN
ijtc-1056	81	55	of	of	ADP
ijtc-1056	81	56	the	the	DET
ijtc-1056	81	57	discriminant	discriminant	ADJ
ijtc-1056	81	58	validity	validity	NOUN
ijtc-1056	81	59	test	test	NOUN
ijtc-1056	81	60	show	show	VERB
ijtc-1056	81	61	that	that	SCONJ
ijtc-1056	81	62	the	the	DET
ijtc-1056	81	63	cross	cross	NOUN
ijtc-1056	81	64	loading	loading	NOUN
ijtc-1056	81	65	value	value	NOUN
ijtc-1056	81	66	of	of	ADP
ijtc-1056	81	67	the	the	DET
ijtc-1056	81	68	indicator	indicator	NOUN
ijtc-1056	81	69	factor	factor	NOUN
ijtc-1056	81	70	is	be	AUX
ijtc-1056	81	71	greater	great	ADJ
ijtc-1056	81	72	than	than	ADP
ijtc-1056	81	73	the	the	DET
ijtc-1056	81	74	other	other	ADJ
ijtc-1056	81	75	variables	variable	NOUN
ijtc-1056	81	76	,	,	PUNCT
ijtc-1056	81	77	so	so	SCONJ
ijtc-1056	81	78	it	it	PRON
ijtc-1056	81	79	is	be	AUX
ijtc-1056	81	80	declared	declare	VERB
ijtc-1056	81	81	valid	valid	ADJ
ijtc-1056	81	82	(	(	PUNCT
ijtc-1056	81	83	ghozali	ghozali	PROPN
ijtc-1056	81	84	&	&	CCONJ
ijtc-1056	81	85	latan	latan	PROPN
ijtc-1056	81	86	,	,	PUNCT
ijtc-1056	81	87	2015	2015	NUM
ijtc-1056	81	88	)	)	PUNCT
ijtc-1056	81	89	.	.	PUNCT
ijtc-1056	82	1	table	table	NOUN
ijtc-1056	82	2	2	2	NUM
ijtc-1056	82	3	.	.	X
ijtc-1056	82	4	cross	cross	NOUN
ijtc-1056	82	5	loading	loading	NOUN
ijtc-1056	82	6	values	value	NOUN
ijtc-1056	82	7	indikator	indikator	NOUN
ijtc-1056	82	8	financial	financial	ADJ
ijtc-1056	82	9	literacy	literacy	NOUN
ijtc-1056	82	10	(	(	PUNCT
ijtc-1056	82	11	x1	x1	NOUN
ijtc-1056	82	12	)	)	PUNCT
ijtc-1056	82	13	self	self	NOUN
ijtc-1056	82	14	-	-	PUNCT
ijtc-1056	82	15	efficacy	efficacy	NOUN
ijtc-1056	82	16	(	(	PUNCT
ijtc-1056	82	17	x2	x2	NOUN
ijtc-1056	82	18	)	)	PUNCT
ijtc-1056	82	19	self	self	NOUN
ijtc-1056	82	20	-	-	PUNCT
ijtc-1056	82	21	coping	cope	VERB
ijtc-1056	82	22	(	(	PUNCT
ijtc-1056	82	23	x3	x3	ADJ
ijtc-1056	82	24	)	)	PUNCT
ijtc-1056	82	25	financial	financial	ADJ
ijtc-1056	82	26	behavior	behavior	NOUN
ijtc-1056	82	27	(	(	PUNCT
ijtc-1056	82	28	y	y	NOUN
ijtc-1056	82	29	)	)	PUNCT
ijtc-1056	83	1	fl1	fl1	ADV
ijtc-1056	83	2	0.833	0.833	NUM
ijtc-1056	83	3	0.702	0.702	NUM
ijtc-1056	83	4	0.599	0.599	NUM
ijtc-1056	83	5	0.721	0.721	NUM
ijtc-1056	83	6	fl2	fl2	NOUN
ijtc-1056	83	7	0.855	0.855	NUM
ijtc-1056	83	8	0.728	0.728	NUM
ijtc-1056	83	9	0.582	0.582	NUM
ijtc-1056	83	10	0.740	0.740	NUM
ijtc-1056	83	11	fl3	fl3	VERB
ijtc-1056	83	12	0.794	0.794	NUM
ijtc-1056	83	13	0.560	0.560	NUM
ijtc-1056	83	14	0.496	0.496	NUM
ijtc-1056	83	15	0.657	0.657	NUM
ijtc-1056	83	16	fl4	fl4	NOUN
ijtc-1056	83	17	0.847	0.847	NUM
ijtc-1056	83	18	0.695	0.695	NUM
ijtc-1056	83	19	0.537	0.537	NUM
ijtc-1056	83	20	0.780	0.780	NUM
ijtc-1056	83	21	se1	se1	NOUN
ijtc-1056	83	22	0.656	0.656	NUM
ijtc-1056	83	23	0.777	0.777	NUM
ijtc-1056	83	24	0.568	0.568	NUM
ijtc-1056	83	25	0.683	0.683	NUM
ijtc-1056	83	26	se2	se2	X
ijtc-1056	83	27	0.697	0.697	NUM
ijtc-1056	83	28	0.842	0.842	NUM
ijtc-1056	83	29	0.580	0.580	NUM
ijtc-1056	83	30	0.766	0.766	NUM
ijtc-1056	83	31	se3	se3	NOUN
ijtc-1056	83	32	0.662	0.662	NUM
ijtc-1056	83	33	0.783	0.783	NUM
ijtc-1056	83	34	0.560	0.560	NUM
ijtc-1056	83	35	0.712	0.712	NUM
ijtc-1056	83	36	se4	se4	NOUN
ijtc-1056	83	37	0.610	0.610	NUM
ijtc-1056	83	38	0.850	0.850	NUM
ijtc-1056	83	39	0.628	0.628	NUM
ijtc-1056	83	40	0.720	0.720	NUM
ijtc-1056	83	41	se5	se5	NOUN
ijtc-1056	83	42	0.549	0.549	NUM
ijtc-1056	83	43	0.819	0.819	NUM
ijtc-1056	83	44	0.557	0.557	NUM
ijtc-1056	83	45	0.686	0.686	NUM
ijtc-1056	83	46	se6	se6	NOUN
ijtc-1056	83	47	0.758	0.758	NUM
ijtc-1056	83	48	0.809	0.809	NUM
ijtc-1056	83	49	0.620	0.620	NUM
ijtc-1056	83	50	0.801	0.801	NUM
ijtc-1056	83	51	sc1	sc1	PROPN
ijtc-1056	83	52	0.604	0.604	NUM
ijtc-1056	83	53	0.629	0.629	NUM
ijtc-1056	83	54	0.776	0.776	NUM
ijtc-1056	83	55	0.661	0.661	NUM
ijtc-1056	83	56	sc2	sc2	NOUN
ijtc-1056	83	57	0.487	0.487	NUM
ijtc-1056	83	58	0.560	0.560	NUM
ijtc-1056	83	59	0.645	0.645	NUM
ijtc-1056	83	60	0.508	0.508	NUM
ijtc-1056	83	61	sc3	sc3	NOUN
ijtc-1056	83	62	0.575	0.575	NUM
ijtc-1056	83	63	0.678	0.678	NUM
ijtc-1056	83	64	0.807	0.807	NUM
ijtc-1056	83	65	0.725	0.725	NUM
ijtc-1056	83	66	sc4	sc4	NOUN
ijtc-1056	83	67	0.341	0.341	NUM
ijtc-1056	83	68	0.308	0.308	NUM
ijtc-1056	83	69	0.748	0.748	NUM
ijtc-1056	83	70	0.400	0.400	NUM
ijtc-1056	83	71	sc5	sc5	VERB
ijtc-1056	83	72	0.387	0.387	NUM
ijtc-1056	84	1	0.384	0.384	NUM
ijtc-1056	84	2	0.762	0.762	NUM
ijtc-1056	84	3	0.434	0.434	NUM
ijtc-1056	84	4	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-1056	84	5	the	the	DET
ijtc-1056	84	6	influence	influence	NOUN
ijtc-1056	84	7	of	of	ADP
ijtc-1056	84	8	financial	financial	ADJ
ijtc-1056	84	9	literacy	literacy	NOUN
ijtc-1056	84	10	,	,	PUNCT
ijtc-1056	84	11	self	self	NOUN
ijtc-1056	84	12	-	-	PUNCT
ijtc-1056	84	13	efficacy	efficacy	NOUN
ijtc-1056	84	14	,	,	PUNCT
ijtc-1056	84	15	and	and	CCONJ
ijtc-1056	84	16	coping	cope	VERB
ijtc-1056	84	17	strategies	strategy	NOUN
ijtc-1056	84	18	on	on	ADP
ijtc-1056	84	19	students	student	NOUN
ijtc-1056	84	20	'	'	PART
ijtc-1056	84	21	finances	finance	NOUN
ijtc-1056	84	22	syahwildan	syahwildan	PROPN
ijtc-1056	84	23	&	&	CCONJ
ijtc-1056	84	24	hidayah	hidayah	PROPN
ijtc-1056	84	25	259	259	NUM
ijtc-1056	84	26	|	|	CCONJ
ijtc-1056	84	27	ilomata	ilomata	PROPN
ijtc-1056	84	28	international	international	ADJ
ijtc-1056	84	29	journal	journal	NOUN
ijtc-1056	84	30	of	of	ADP
ijtc-1056	84	31	tax	tax	PROPN
ijtc-1056	84	32	&	&	CCONJ
ijtc-1056	84	33	accounting	accounting	PROPN
ijtc-1056	84	34	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	84	35	fb1	fb1	NOUN
ijtc-1056	84	36	0.612	0.612	NUM
ijtc-1056	84	37	0.565	0.565	NUM
ijtc-1056	84	38	0.471	0.471	NUM
ijtc-1056	84	39	0.718	0.718	NUM
ijtc-1056	84	40	fb10	fb10	PROPN
ijtc-1056	84	41	0.673	0.673	NUM
ijtc-1056	84	42	0.775	0.775	NUM
ijtc-1056	84	43	0.617	0.617	NUM
ijtc-1056	84	44	0.818	0.818	NUM
ijtc-1056	84	45	fb11	fb11	PROPN
ijtc-1056	84	46	0.595	0.595	NUM
ijtc-1056	84	47	0.615	0.615	NUM
ijtc-1056	84	48	0.631	0.631	NUM
ijtc-1056	84	49	0.691	0.691	NUM
ijtc-1056	84	50	fb12	fb12	PROPN
ijtc-1056	84	51	0.768	0.768	NUM
ijtc-1056	84	52	0.742	0.742	NUM
ijtc-1056	84	53	0.611	0.611	NUM
ijtc-1056	84	54	0.840	0.840	NUM
ijtc-1056	85	1	fb13	fb13	PROPN
ijtc-1056	85	2	0.763	0.763	NUM
ijtc-1056	85	3	0.763	0.763	NUM
ijtc-1056	85	4	0.623	0.623	NUM
ijtc-1056	85	5	0.847	0.847	NUM
ijtc-1056	85	6	fb2	fb2	NOUN
ijtc-1056	85	7	0.713	0.713	NUM
ijtc-1056	85	8	0.742	0.742	NUM
ijtc-1056	85	9	0.556	0.556	NUM
ijtc-1056	85	10	0.773	0.773	NUM
ijtc-1056	85	11	fb3	fb3	NOUN
ijtc-1056	86	1	0.751	0.751	NUM
ijtc-1056	86	2	0.725	0.725	NUM
ijtc-1056	86	3	0.597	0.597	NUM
ijtc-1056	86	4	0.811	0.811	NUM
ijtc-1056	86	5	fb4	fb4	NOUN
ijtc-1056	86	6	0.793	0.793	NUM
ijtc-1056	86	7	0.759	0.759	NUM
ijtc-1056	86	8	0.615	0.615	NUM
ijtc-1056	86	9	0.863	0.863	NUM
ijtc-1056	86	10	fb5	fb5	NOUN
ijtc-1056	86	11	0.470	0.470	NUM
ijtc-1056	86	12	0.540	0.540	NUM
ijtc-1056	86	13	0.533	0.533	NUM
ijtc-1056	86	14	0.600	0.600	NUM
ijtc-1056	86	15	fb6	fb6	NOUN
ijtc-1056	86	16	0.553	0.553	NUM
ijtc-1056	86	17	0.560	0.560	NUM
ijtc-1056	86	18	0.547	0.547	NUM
ijtc-1056	86	19	0.627	0.627	NUM
ijtc-1056	86	20	fb7	fb7	VERB
ijtc-1056	86	21	0.744	0.744	NUM
ijtc-1056	86	22	0.772	0.772	NUM
ijtc-1056	86	23	0.710	0.710	NUM
ijtc-1056	86	24	0.864	0.864	NUM
ijtc-1056	86	25	fb8	fb8	PROPN
ijtc-1056	86	26	0.716	0.716	NUM
ijtc-1056	86	27	0.765	0.765	NUM
ijtc-1056	86	28	0.623	0.623	NUM
ijtc-1056	86	29	0.856	0.856	NUM
ijtc-1056	86	30	fb9	fb9	NOUN
ijtc-1056	86	31	0.666	0.666	NUM
ijtc-1056	86	32	0.754	0.754	NUM
ijtc-1056	86	33	0.631	0.631	NUM
ijtc-1056	86	34	0.821	0.821	NUM
ijtc-1056	86	35	source	source	NOUN
ijtc-1056	86	36	:	:	PUNCT
ijtc-1056	86	37	data	datum	NOUN
ijtc-1056	86	38	processed	process	VERB
ijtc-1056	86	39	by	by	ADP
ijtc-1056	86	40	researchers	researcher	NOUN
ijtc-1056	86	41	,	,	PUNCT
ijtc-1056	86	42	2023	2023	NUM
ijtc-1056	86	43	average	average	ADJ
ijtc-1056	86	44	variance	variance	NOUN
ijtc-1056	86	45	extracted	extract	VERB
ijtc-1056	86	46	(	(	PUNCT
ijtc-1056	86	47	ave	ave	NOUN
ijtc-1056	86	48	)	)	PUNCT
ijtc-1056	86	49	based	base	VERB
ijtc-1056	86	50	on	on	ADP
ijtc-1056	86	51	the	the	DET
ijtc-1056	86	52	table	table	NOUN
ijtc-1056	86	53	below	below	ADV
ijtc-1056	86	54	,	,	PUNCT
ijtc-1056	86	55	showing	show	VERB
ijtc-1056	86	56	the	the	DET
ijtc-1056	86	57	results	result	NOUN
ijtc-1056	86	58	of	of	ADP
ijtc-1056	86	59	the	the	DET
ijtc-1056	86	60	average	average	ADJ
ijtc-1056	86	61	variance	variance	NOUN
ijtc-1056	86	62	extracted	extract	VERB
ijtc-1056	86	63	or	or	CCONJ
ijtc-1056	86	64	ave	ave	VERB
ijtc-1056	86	65	having	have	VERB
ijtc-1056	86	66	a	a	DET
ijtc-1056	86	67	value	value	NOUN
ijtc-1056	86	68	greater	great	ADJ
ijtc-1056	86	69	than	than	ADP
ijtc-1056	86	70	0.50	0.50	NUM
ijtc-1056	86	71	,	,	PUNCT
ijtc-1056	86	72	it	it	PRON
ijtc-1056	86	73	can	can	AUX
ijtc-1056	86	74	be	be	AUX
ijtc-1056	86	75	said	say	VERB
ijtc-1056	86	76	that	that	SCONJ
ijtc-1056	86	77	it	it	PRON
ijtc-1056	86	78	has	have	AUX
ijtc-1056	86	79	met	meet	VERB
ijtc-1056	86	80	the	the	DET
ijtc-1056	86	81	requirements	requirement	NOUN
ijtc-1056	86	82	for	for	ADP
ijtc-1056	86	83	discriminant	discriminant	ADJ
ijtc-1056	86	84	validity	validity	NOUN
ijtc-1056	86	85	.	.	PUNCT
ijtc-1056	87	1	table	table	NOUN
ijtc-1056	87	2	3	3	NUM
ijtc-1056	87	3	.	.	PUNCT
ijtc-1056	87	4	average	average	ADJ
ijtc-1056	87	5	variance	variance	NOUN
ijtc-1056	87	6	extracted	extract	VERB
ijtc-1056	87	7	(	(	PUNCT
ijtc-1056	87	8	ave	ave	PROPN
ijtc-1056	87	9	)	)	PUNCT
ijtc-1056	87	10	variabel	variabel	PROPN
ijtc-1056	87	11	ave	ave	PROPN
ijtc-1056	87	12	akar	akar	PROPN
ijtc-1056	87	13	kuadrat	kuadrat	PROPN
ijtc-1056	87	14	ave	ave	PROPN
ijtc-1056	87	15	financial	financial	ADJ
ijtc-1056	87	16	literacy	literacy	NOUN
ijtc-1056	87	17	(	(	PUNCT
ijtc-1056	87	18	x1	x1	PROPN
ijtc-1056	87	19	)	)	PUNCT
ijtc-1056	87	20	0.694	0.694	NUM
ijtc-1056	87	21	0.833	0.833	NUM
ijtc-1056	87	22	selfefficacy	selfefficacy	NOUN
ijtc-1056	87	23	(	(	PUNCT
ijtc-1056	87	24	x2	x2	PROPN
ijtc-1056	87	25	)	)	PUNCT
ijtc-1056	87	26	0.615	0.615	NUM
ijtc-1056	87	27	0.784	0.784	NUM
ijtc-1056	87	28	self	self	NOUN
ijtc-1056	87	29	coping	cope	VERB
ijtc-1056	87	30	(	(	PUNCT
ijtc-1056	87	31	x3	x3	ADJ
ijtc-1056	87	32	)	)	PUNCT
ijtc-1056	87	33	0.562	0.562	NUM
ijtc-1056	87	34	0.749	0.749	NUM
ijtc-1056	87	35	financial	financial	ADJ
ijtc-1056	87	36	behavior	behavior	NOUN
ijtc-1056	87	37	(	(	PUNCT
ijtc-1056	87	38	y	y	NOUN
ijtc-1056	87	39	)	)	PUNCT
ijtc-1056	87	40	0.662	0.662	NUM
ijtc-1056	87	41	0.813	0.813	NUM
ijtc-1056	87	42	source	source	NOUN
ijtc-1056	87	43	:	:	PUNCT
ijtc-1056	87	44	data	datum	NOUN
ijtc-1056	87	45	processed	process	VERB
ijtc-1056	87	46	by	by	ADP
ijtc-1056	87	47	researchers	researcher	NOUN
ijtc-1056	87	48	,	,	PUNCT
ijtc-1056	87	49	2023	2023	NUM
ijtc-1056	87	50	composite	composite	ADJ
ijtc-1056	87	51	reliability	reliability	NOUN
ijtc-1056	87	52	the	the	DET
ijtc-1056	87	53	table	table	NOUN
ijtc-1056	87	54	below	below	ADV
ijtc-1056	87	55	shows	show	VERB
ijtc-1056	87	56	that	that	SCONJ
ijtc-1056	87	57	the	the	DET
ijtc-1056	87	58	reliability	reliability	NOUN
ijtc-1056	87	59	value	value	NOUN
ijtc-1056	87	60	is	be	AUX
ijtc-1056	87	61	above	above	ADP
ijtc-1056	87	62	0.70	0.70	NUM
ijtc-1056	87	63	,	,	PUNCT
ijtc-1056	87	64	so	so	SCONJ
ijtc-1056	87	65	it	it	PRON
ijtc-1056	87	66	can	can	AUX
ijtc-1056	87	67	be	be	AUX
ijtc-1056	87	68	said	say	VERB
ijtc-1056	87	69	that	that	SCONJ
ijtc-1056	87	70	all	all	DET
ijtc-1056	87	71	variables	variable	NOUN
ijtc-1056	87	72	are	be	AUX
ijtc-1056	87	73	reliable	reliable	ADJ
ijtc-1056	87	74	.	.	PUNCT
ijtc-1056	88	1	table	table	NOUN
ijtc-1056	88	2	.	.	PUNCT
ijtc-1056	89	1	4	4	NUM
ijtc-1056	89	2	composite	composite	ADJ
ijtc-1056	89	3	reliability	reliability	NOUN
ijtc-1056	89	4	variabel	variabel	NOUN
ijtc-1056	89	5	reliabilitas	reliabilita	VERB
ijtc-1056	89	6	komposit	komposit	NOUN
ijtc-1056	89	7	financial	financial	ADJ
ijtc-1056	89	8	literacy	literacy	NOUN
ijtc-1056	89	9	(	(	PUNCT
ijtc-1056	89	10	x1	x1	ADJ
ijtc-1056	89	11	)	)	PUNCT
ijtc-1056	89	12	0.900	0.900	NUM
ijtc-1056	89	13	selfefficacy	selfefficacy	NOUN
ijtc-1056	89	14	(	(	PUNCT
ijtc-1056	89	15	x2	x2	PROPN
ijtc-1056	89	16	)	)	PUNCT
ijtc-1056	89	17	0.953	0.953	NUM
ijtc-1056	89	18	self	self	NOUN
ijtc-1056	89	19	coping	cope	VERB
ijtc-1056	89	20	(	(	PUNCT
ijtc-1056	89	21	x3	x3	ADJ
ijtc-1056	89	22	)	)	PUNCT
ijtc-1056	89	23	0.865	0.865	NUM
ijtc-1056	89	24	financial	financial	ADJ
ijtc-1056	89	25	behavior	behavior	NOUN
ijtc-1056	89	26	(	(	PUNCT
ijtc-1056	89	27	y	y	NOUN
ijtc-1056	89	28	)	)	PUNCT
ijtc-1056	89	29	0.922	0.922	NUM
ijtc-1056	89	30	source	source	NOUN
ijtc-1056	89	31	:	:	PUNCT
ijtc-1056	89	32	data	datum	NOUN
ijtc-1056	89	33	processed	process	VERB
ijtc-1056	89	34	by	by	ADP
ijtc-1056	89	35	researchers	researcher	NOUN
ijtc-1056	89	36	,	,	PUNCT
ijtc-1056	89	37	2023	2023	NUM
ijtc-1056	89	38	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-1056	89	39	the	the	DET
ijtc-1056	89	40	influence	influence	NOUN
ijtc-1056	89	41	of	of	ADP
ijtc-1056	89	42	financial	financial	ADJ
ijtc-1056	89	43	literacy	literacy	NOUN
ijtc-1056	89	44	,	,	PUNCT
ijtc-1056	89	45	self	self	NOUN
ijtc-1056	89	46	-	-	PUNCT
ijtc-1056	89	47	efficacy	efficacy	NOUN
ijtc-1056	89	48	,	,	PUNCT
ijtc-1056	89	49	and	and	CCONJ
ijtc-1056	89	50	coping	cope	VERB
ijtc-1056	89	51	strategies	strategy	NOUN
ijtc-1056	89	52	on	on	ADP
ijtc-1056	89	53	students	student	NOUN
ijtc-1056	89	54	'	'	PART
ijtc-1056	89	55	finances	finance	NOUN
ijtc-1056	89	56	syahwildan	syahwildan	PROPN
ijtc-1056	89	57	&	&	CCONJ
ijtc-1056	89	58	hidayah	hidayah	PROPN
ijtc-1056	89	59	260	260	NUM
ijtc-1056	89	60	|	|	CCONJ
ijtc-1056	89	61	ilomata	ilomata	PROPN
ijtc-1056	89	62	international	international	ADJ
ijtc-1056	89	63	journal	journal	NOUN
ijtc-1056	89	64	of	of	ADP
ijtc-1056	89	65	tax	tax	PROPN
ijtc-1056	89	66	&	&	CCONJ
ijtc-1056	89	67	accounting	accounting	PROPN
ijtc-1056	89	68	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	89	69	cronbach	cronbach	NOUN
ijtc-1056	89	70	’s	’s	PART
ijtc-1056	89	71	alpha	alpha	NOUN
ijtc-1056	89	72	tabel	tabel	NOUN
ijtc-1056	89	73	5	5	NUM
ijtc-1056	89	74	.	.	PUNCT
ijtc-1056	90	1	cronbach	cronbach	PROPN
ijtc-1056	90	2	’s	’s	PART
ijtc-1056	90	3	alpha	alpha	PROPN
ijtc-1056	90	4	variabel	variabel	PROPN
ijtc-1056	90	5	cronbach	cronbach	PROPN
ijtc-1056	90	6	's	's	PART
ijtc-1056	90	7	alpha	alpha	ADJ
ijtc-1056	90	8	financial	financial	ADJ
ijtc-1056	90	9	literacy	literacy	NOUN
ijtc-1056	90	10	(	(	PUNCT
ijtc-1056	90	11	x1	x1	PROPN
ijtc-1056	90	12	)	)	PUNCT
ijtc-1056	90	13	0.853	0.853	NUM
ijtc-1056	90	14	selfefficacy	selfefficacy	NOUN
ijtc-1056	90	15	(	(	PUNCT
ijtc-1056	90	16	x2	x2	NOUN
ijtc-1056	90	17	)	)	PUNCT
ijtc-1056	90	18	0.946	0.946	NUM
ijtc-1056	90	19	self	self	NOUN
ijtc-1056	90	20	coping	cope	VERB
ijtc-1056	90	21	(	(	PUNCT
ijtc-1056	90	22	x3	x3	ADJ
ijtc-1056	90	23	)	)	PUNCT
ijtc-1056	90	24	0.809	0.809	NUM
ijtc-1056	90	25	financial	financial	ADJ
ijtc-1056	90	26	behavior	behavior	NOUN
ijtc-1056	90	27	(	(	PUNCT
ijtc-1056	90	28	y	y	NOUN
ijtc-1056	90	29	)	)	PUNCT
ijtc-1056	90	30	0.898	0.898	NUM
ijtc-1056	90	31	source	source	NOUN
ijtc-1056	90	32	:	:	PUNCT
ijtc-1056	90	33	data	datum	NOUN
ijtc-1056	90	34	processed	process	VERB
ijtc-1056	90	35	by	by	ADP
ijtc-1056	90	36	researchers	researcher	NOUN
ijtc-1056	90	37	,	,	PUNCT
ijtc-1056	90	38	2023	2023	NUM
ijtc-1056	90	39	based	base	VERB
ijtc-1056	90	40	on	on	ADP
ijtc-1056	90	41	the	the	DET
ijtc-1056	90	42	data	datum	NOUN
ijtc-1056	90	43	in	in	ADP
ijtc-1056	90	44	the	the	DET
ijtc-1056	90	45	table	table	NOUN
ijtc-1056	90	46	above	above	ADV
ijtc-1056	90	47	,	,	PUNCT
ijtc-1056	90	48	it	it	PRON
ijtc-1056	90	49	shows	show	VERB
ijtc-1056	90	50	that	that	SCONJ
ijtc-1056	90	51	all	all	DET
ijtc-1056	90	52	variables	variable	NOUN
ijtc-1056	90	53	have	have	VERB
ijtc-1056	90	54	a	a	DET
ijtc-1056	90	55	cronbach	cronbach	ADJ
ijtc-1056	90	56	alpha	alpha	NOUN
ijtc-1056	90	57	value	value	NOUN
ijtc-1056	90	58	greater	great	ADJ
ijtc-1056	90	59	than	than	ADP
ijtc-1056	90	60	0.7	0.7	NUM
ijtc-1056	90	61	,	,	PUNCT
ijtc-1056	90	62	so	so	SCONJ
ijtc-1056	90	63	it	it	PRON
ijtc-1056	90	64	can	can	AUX
ijtc-1056	90	65	be	be	AUX
ijtc-1056	90	66	concluded	conclude	VERB
ijtc-1056	90	67	that	that	SCONJ
ijtc-1056	90	68	all	all	DET
ijtc-1056	90	69	variables	variable	NOUN
ijtc-1056	90	70	meet	meet	VERB
ijtc-1056	90	71	the	the	DET
ijtc-1056	90	72	cronbach	cronbach	NOUN
ijtc-1056	90	73	's	's	PART
ijtc-1056	90	74	alpha	alpha	NOUN
ijtc-1056	90	75	requirements	requirement	NOUN
ijtc-1056	90	76	.	.	PUNCT
ijtc-1056	91	1	hypothesis	hypothesis	NOUN
ijtc-1056	91	2	test	test	NOUN
ijtc-1056	91	3	table	table	NOUN
ijtc-1056	91	4	7	7	NUM
ijtc-1056	91	5	shows	show	VERB
ijtc-1056	91	6	the	the	DET
ijtc-1056	91	7	results	result	NOUN
ijtc-1056	91	8	of	of	ADP
ijtc-1056	91	9	hypothesis	hypothesis	NOUN
ijtc-1056	91	10	testing	testing	NOUN
ijtc-1056	91	11	using	use	VERB
ijtc-1056	91	12	the	the	DET
ijtc-1056	91	13	boostraping	boostraping	NOUN
ijtc-1056	91	14	technique	technique	NOUN
ijtc-1056	91	15	,	,	PUNCT
ijtc-1056	91	16	it	it	PRON
ijtc-1056	91	17	is	be	AUX
ijtc-1056	91	18	known	know	VERB
ijtc-1056	91	19	that	that	SCONJ
ijtc-1056	91	20	all	all	DET
ijtc-1056	91	21	p	p	ADJ
ijtc-1056	91	22	-	-	PUNCT
ijtc-1056	91	23	value	value	NOUN
ijtc-1056	91	24	values	value	NOUN
ijtc-1056	91	25	for	for	ADP
ijtc-1056	91	26	all	all	DET
ijtc-1056	91	27	variables	variable	NOUN
ijtc-1056	91	28	are	be	AUX
ijtc-1056	91	29	smaller	small	ADJ
ijtc-1056	91	30	than	than	ADP
ijtc-1056	91	31	0.05	0.05	NUM
ijtc-1056	91	32	(	(	PUNCT
ijtc-1056	91	33	<	<	NOUN
ijtc-1056	91	34	0.05	0.05	NUM
ijtc-1056	91	35	)	)	PUNCT
ijtc-1056	91	36	,	,	PUNCT
ijtc-1056	91	37	meaning	mean	VERB
ijtc-1056	91	38	the	the	DET
ijtc-1056	91	39	hypothesis	hypothesis	NOUN
ijtc-1056	91	40	is	be	AUX
ijtc-1056	91	41	accepted	accept	VERB
ijtc-1056	91	42	,	,	PUNCT
ijtc-1056	91	43	apart	apart	ADV
ijtc-1056	91	44	from	from	ADP
ijtc-1056	91	45	that	that	PRON
ijtc-1056	91	46	the	the	DET
ijtc-1056	91	47	t	t	PROPN
ijtc-1056	91	48	-	-	PUNCT
ijtc-1056	91	49	statistic	statistic	NOUN
ijtc-1056	91	50	value	value	NOUN
ijtc-1056	91	51	must	must	AUX
ijtc-1056	91	52	be	be	AUX
ijtc-1056	91	53	more	more	ADJ
ijtc-1056	91	54	than	than	ADP
ijtc-1056	91	55	1.96	1.96	NUM
ijtc-1056	91	56	to	to	PART
ijtc-1056	91	57	be	be	AUX
ijtc-1056	91	58	accepted	accept	VERB
ijtc-1056	91	59	.	.	PUNCT
ijtc-1056	92	1	,	,	PUNCT
ijtc-1056	92	2	and	and	CCONJ
ijtc-1056	92	3	the	the	DET
ijtc-1056	92	4	results	result	NOUN
ijtc-1056	92	5	show	show	VERB
ijtc-1056	92	6	that	that	SCONJ
ijtc-1056	92	7	all	all	DET
ijtc-1056	92	8	three	three	NUM
ijtc-1056	92	9	hypotheses	hypothesis	NOUN
ijtc-1056	92	10	are	be	AUX
ijtc-1056	92	11	accepted	accept	VERB
ijtc-1056	92	12	.	.	PUNCT
ijtc-1056	93	1	table	table	NOUN
ijtc-1056	93	2	6	6	NUM
ijtc-1056	93	3	.	.	PUNCT
ijtc-1056	93	4	hypothesis	hypothesis	NOUN
ijtc-1056	93	5	test	test	NOUN
ijtc-1056	93	6	results	result	VERB
ijtc-1056	93	7	original	original	ADJ
ijtc-1056	93	8	sample	sample	NOUN
ijtc-1056	93	9	(	(	PUNCT
ijtc-1056	93	10	o	o	NOUN
ijtc-1056	93	11	)	)	PUNCT
ijtc-1056	93	12	sample	sample	NOUN
ijtc-1056	93	13	average	average	NOUN
ijtc-1056	93	14	(	(	PUNCT
ijtc-1056	93	15	m	m	NOUN
ijtc-1056	93	16	)	)	PUNCT
ijtc-1056	93	17	standard	standard	ADJ
ijtc-1056	93	18	deviation	deviation	NOUN
ijtc-1056	93	19	(	(	PUNCT
ijtc-1056	93	20	stdev	stdev	NOUN
ijtc-1056	93	21	)	)	PUNCT
ijtc-1056	93	22	t	t	PROPN
ijtc-1056	93	23	statistic	statistic	NOUN
ijtc-1056	93	24	(	(	PUNCT
ijtc-1056	93	25	|	|	ADV
ijtc-1056	93	26	o	o	NOUN
ijtc-1056	93	27	/	/	SYM
ijtc-1056	93	28	stdev	stdev	NOUN
ijtc-1056	93	29	|	|	NOUN
ijtc-1056	93	30	)	)	PUNCT
ijtc-1056	93	31	p	p	NOUN
ijtc-1056	93	32	values	value	NOUN
ijtc-1056	93	33	x1	x1	PROPN
ijtc-1056	93	34	-	-	PUNCT
ijtc-1056	93	35	>	>	X
ijtc-1056	93	36	y	y	PROPN
ijtc-1056	94	1	0.382	0.382	NUM
ijtc-1056	94	2	0.380	0.380	NUM
ijtc-1056	94	3	0.066	0.066	NUM
ijtc-1056	94	4	5.781	5.781	NUM
ijtc-1056	94	5	0.000	0.000	NUM
ijtc-1056	94	6	x2	x2	NOUN
ijtc-1056	94	7	-	-	PUNCT
ijtc-1056	94	8	>	>	X
ijtc-1056	94	9	y	y	PROPN
ijtc-1056	94	10	0.461	0.461	NUM
ijtc-1056	94	11	0.467	0.467	NUM
ijtc-1056	94	12	0.075	0.075	NUM
ijtc-1056	94	13	6.180	6.180	NUM
ijtc-1056	94	14	0.000	0.000	NUM
ijtc-1056	94	15	x3	x3	ADJ
ijtc-1056	94	16	-	-	PUNCT
ijtc-1056	94	17	>	>	X
ijtc-1056	94	18	y	y	PROPN
ijtc-1056	94	19	0.177	0.177	NUM
ijtc-1056	94	20	0.174	0.174	NUM
ijtc-1056	94	21	0.054	0.054	NUM
ijtc-1056	94	22	3.305	3.305	NUM
ijtc-1056	94	23	0.001	0.001	NUM
ijtc-1056	94	24	source	source	NOUN
ijtc-1056	94	25	:	:	PUNCT
ijtc-1056	94	26	data	datum	NOUN
ijtc-1056	94	27	processed	process	VERB
ijtc-1056	94	28	by	by	ADP
ijtc-1056	94	29	researchers	researcher	NOUN
ijtc-1056	94	30	,	,	PUNCT
ijtc-1056	94	31	2023	2023	NUM
ijtc-1056	94	32	r	r	X
ijtc-1056	94	33	-	-	PUNCT
ijtc-1056	94	34	square	square	ADJ
ijtc-1056	94	35	test	test	NOUN
ijtc-1056	94	36	(	(	PUNCT
ijtc-1056	94	37	r2	r2	PROPN
ijtc-1056	94	38	)	)	PUNCT
ijtc-1056	94	39	tabel	tabel	NOUN
ijtc-1056	94	40	8	8	NUM
ijtc-1056	94	41	.	.	PUNCT
ijtc-1056	95	1	r	r	NOUN
ijtc-1056	95	2	square	square	NOUN
ijtc-1056	95	3	(	(	PUNCT
ijtc-1056	95	4	r2	r2	PROPN
ijtc-1056	95	5	)	)	PUNCT
ijtc-1056	95	6	r	r	NOUN
ijtc-1056	95	7	square	square	ADJ
ijtc-1056	95	8	adjusted	adjust	VERB
ijtc-1056	95	9	r	r	NOUN
ijtc-1056	95	10	square	square	ADJ
ijtc-1056	95	11	financial	financial	ADJ
ijtc-1056	95	12	behavior	behavior	NOUN
ijtc-1056	95	13	(	(	PUNCT
ijtc-1056	95	14	y	y	NOUN
ijtc-1056	95	15	)	)	PUNCT
ijtc-1056	95	16	0.882	0.882	NUM
ijtc-1056	95	17	0.878	0.878	NUM
ijtc-1056	95	18	source	source	NOUN
ijtc-1056	95	19	:	:	PUNCT
ijtc-1056	95	20	data	datum	NOUN
ijtc-1056	95	21	processed	process	VERB
ijtc-1056	95	22	by	by	ADP
ijtc-1056	95	23	researchers	researcher	NOUN
ijtc-1056	95	24	,	,	PUNCT
ijtc-1056	95	25	2023	2023	NUM
ijtc-1056	95	26	based	base	VERB
ijtc-1056	95	27	on	on	ADP
ijtc-1056	95	28	the	the	DET
ijtc-1056	95	29	data	datum	NOUN
ijtc-1056	95	30	in	in	ADP
ijtc-1056	95	31	table	table	NOUN
ijtc-1056	95	32	8	8	NUM
ijtc-1056	95	33	,	,	PUNCT
ijtc-1056	95	34	it	it	PRON
ijtc-1056	95	35	shows	show	VERB
ijtc-1056	95	36	that	that	SCONJ
ijtc-1056	95	37	the	the	DET
ijtc-1056	95	38	r	r	NOUN
ijtc-1056	95	39	square	square	ADJ
ijtc-1056	95	40	value	value	NOUN
ijtc-1056	95	41	of	of	ADP
ijtc-1056	95	42	the	the	DET
ijtc-1056	95	43	financial	financial	ADJ
ijtc-1056	95	44	behavior	behavior	NOUN
ijtc-1056	95	45	variable	variable	ADJ
ijtc-1056	95	46	(	(	PUNCT
ijtc-1056	95	47	y	y	NOUN
ijtc-1056	95	48	)	)	PUNCT
ijtc-1056	95	49	is	be	AUX
ijtc-1056	95	50	0.882	0.882	NUM
ijtc-1056	95	51	(	(	PUNCT
ijtc-1056	95	52	88.2	88.2	NUM
ijtc-1056	95	53	%	%	NOUN
ijtc-1056	95	54	)	)	PUNCT
ijtc-1056	95	55	this	this	DET
ijtc-1056	95	56	value	value	NOUN
ijtc-1056	95	57	is	be	AUX
ijtc-1056	95	58	included	include	VERB
ijtc-1056	95	59	in	in	ADP
ijtc-1056	95	60	the	the	DET
ijtc-1056	95	61	strong	strong	ADJ
ijtc-1056	95	62	measurement	measurement	NOUN
ijtc-1056	95	63	standard	standard	NOUN
ijtc-1056	95	64	,	,	PUNCT
ijtc-1056	95	65	thus	thus	ADV
ijtc-1056	95	66	it	it	PRON
ijtc-1056	95	67	can	can	AUX
ijtc-1056	95	68	be	be	AUX
ijtc-1056	95	69	interpreted	interpret	VERB
ijtc-1056	95	70	that	that	SCONJ
ijtc-1056	95	71	there	there	PRON
ijtc-1056	95	72	is	be	VERB
ijtc-1056	95	73	a	a	DET
ijtc-1056	95	74	strong	strong	ADJ
ijtc-1056	95	75	relationship	relationship	NOUN
ijtc-1056	95	76	of	of	ADP
ijtc-1056	95	77	88.2	88.2	NUM
ijtc-1056	95	78	%	%	NOUN
ijtc-1056	95	79	between	between	ADP
ijtc-1056	95	80	financial	financial	ADJ
ijtc-1056	95	81	literacy	literacy	NOUN
ijtc-1056	95	82	(	(	PUNCT
ijtc-1056	95	83	x1	x1	PROPN
ijtc-1056	95	84	)	)	PUNCT
ijtc-1056	95	85	,	,	PUNCT
ijtc-1056	95	86	selfefficacy	selfefficacy	NOUN
ijtc-1056	95	87	(	(	PUNCT
ijtc-1056	95	88	x2	x2	PROPN
ijtc-1056	95	89	)	)	PUNCT
ijtc-1056	95	90	and	and	CCONJ
ijtc-1056	95	91	self	self	NOUN
ijtc-1056	95	92	coping	cope	VERB
ijtc-1056	95	93	(	(	PUNCT
ijtc-1056	95	94	x3	x3	ADJ
ijtc-1056	95	95	)	)	PUNCT
ijtc-1056	95	96	on	on	ADP
ijtc-1056	95	97	the	the	DET
ijtc-1056	95	98	financial	financial	ADJ
ijtc-1056	95	99	behavior	behavior	NOUN
ijtc-1056	95	100	of	of	ADP
ijtc-1056	95	101	indonesian	indonesian	ADJ
ijtc-1056	95	102	students	student	NOUN
ijtc-1056	95	103	(	(	PUNCT
ijtc-1056	95	104	y	y	NOUN
ijtc-1056	95	105	)	)	PUNCT
ijtc-1056	95	106	and	and	CCONJ
ijtc-1056	95	107	the	the	DET
ijtc-1056	95	108	remaining	remain	VERB
ijtc-1056	95	109	11.8	11.8	NUM
ijtc-1056	95	110	%	%	NOUN
ijtc-1056	95	111	is	be	AUX
ijtc-1056	95	112	influenced	influence	VERB
ijtc-1056	95	113	by	by	ADP
ijtc-1056	95	114	other	other	ADJ
ijtc-1056	95	115	variables	variable	NOUN
ijtc-1056	95	116	outside	outside	ADP
ijtc-1056	95	117	this	this	DET
ijtc-1056	95	118	study	study	NOUN
ijtc-1056	95	119	.	.	PUNCT
ijtc-1056	96	1	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-1056	96	2	the	the	DET
ijtc-1056	96	3	influence	influence	NOUN
ijtc-1056	96	4	of	of	ADP
ijtc-1056	96	5	financial	financial	ADJ
ijtc-1056	96	6	literacy	literacy	NOUN
ijtc-1056	96	7	,	,	PUNCT
ijtc-1056	96	8	self	self	NOUN
ijtc-1056	96	9	-	-	PUNCT
ijtc-1056	96	10	efficacy	efficacy	NOUN
ijtc-1056	96	11	,	,	PUNCT
ijtc-1056	96	12	and	and	CCONJ
ijtc-1056	96	13	coping	cope	VERB
ijtc-1056	96	14	strategies	strategy	NOUN
ijtc-1056	96	15	on	on	ADP
ijtc-1056	96	16	students	student	NOUN
ijtc-1056	96	17	'	'	PART
ijtc-1056	96	18	finances	finance	NOUN
ijtc-1056	96	19	syahwildan	syahwildan	PROPN
ijtc-1056	96	20	&	&	CCONJ
ijtc-1056	96	21	hidayah	hidayah	PROPN
ijtc-1056	96	22	261	261	NUM
ijtc-1056	96	23	|	|	ADV
ijtc-1056	96	24	ilomata	ilomata	PROPN
ijtc-1056	96	25	international	international	ADJ
ijtc-1056	96	26	journal	journal	NOUN
ijtc-1056	96	27	of	of	ADP
ijtc-1056	96	28	tax	tax	PROPN
ijtc-1056	96	29	&	&	CCONJ
ijtc-1056	96	30	accounting	accounting	PROPN
ijtc-1056	96	31	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	96	32	based	base	VERB
ijtc-1056	96	33	on	on	ADP
ijtc-1056	96	34	the	the	DET
ijtc-1056	96	35	results	result	NOUN
ijtc-1056	96	36	of	of	ADP
ijtc-1056	96	37	the	the	DET
ijtc-1056	96	38	instrument	instrument	NOUN
ijtc-1056	96	39	test	test	NOUN
ijtc-1056	96	40	and	and	CCONJ
ijtc-1056	96	41	the	the	DET
ijtc-1056	96	42	results	result	NOUN
ijtc-1056	96	43	of	of	ADP
ijtc-1056	96	44	the	the	DET
ijtc-1056	96	45	data	datum	NOUN
ijtc-1056	96	46	analysis	analysis	NOUN
ijtc-1056	96	47	above	above	ADV
ijtc-1056	96	48	,	,	PUNCT
ijtc-1056	96	49	a	a	DET
ijtc-1056	96	50	discussion	discussion	NOUN
ijtc-1056	96	51	related	relate	VERB
ijtc-1056	96	52	to	to	ADP
ijtc-1056	96	53	leadership	leadership	NOUN
ijtc-1056	96	54	and	and	CCONJ
ijtc-1056	96	55	work	work	NOUN
ijtc-1056	96	56	motivation	motivation	NOUN
ijtc-1056	96	57	on	on	ADP
ijtc-1056	96	58	employee	employee	NOUN
ijtc-1056	96	59	work	work	NOUN
ijtc-1056	96	60	discipline	discipline	NOUN
ijtc-1056	96	61	can	can	AUX
ijtc-1056	96	62	be	be	AUX
ijtc-1056	96	63	explained	explain	VERB
ijtc-1056	96	64	as	as	SCONJ
ijtc-1056	96	65	follows	follow	VERB
ijtc-1056	96	66	:	:	PUNCT
ijtc-1056	96	67	the	the	DET
ijtc-1056	96	68	effect	effect	NOUN
ijtc-1056	96	69	of	of	ADP
ijtc-1056	96	70	financial	financial	ADJ
ijtc-1056	96	71	literacy	literacy	NOUN
ijtc-1056	96	72	on	on	ADP
ijtc-1056	96	73	financial	financial	ADJ
ijtc-1056	96	74	behavior	behavior	NOUN
ijtc-1056	96	75	the	the	DET
ijtc-1056	96	76	results	result	NOUN
ijtc-1056	96	77	of	of	ADP
ijtc-1056	96	78	this	this	DET
ijtc-1056	96	79	study	study	NOUN
ijtc-1056	96	80	indicate	indicate	VERB
ijtc-1056	96	81	that	that	SCONJ
ijtc-1056	96	82	financial	financial	ADJ
ijtc-1056	96	83	literacy	literacy	NOUN
ijtc-1056	96	84	has	have	VERB
ijtc-1056	96	85	an	an	DET
ijtc-1056	96	86	effect	effect	NOUN
ijtc-1056	96	87	on	on	ADP
ijtc-1056	96	88	the	the	DET
ijtc-1056	96	89	financial	financial	ADJ
ijtc-1056	96	90	behavior	behavior	NOUN
ijtc-1056	96	91	of	of	ADP
ijtc-1056	96	92	undergraduate	undergraduate	ADJ
ijtc-1056	96	93	students	student	NOUN
ijtc-1056	96	94	of	of	ADP
ijtc-1056	96	95	the	the	DET
ijtc-1056	96	96	management	management	NOUN
ijtc-1056	96	97	study	study	NOUN
ijtc-1056	96	98	program	program	NOUN
ijtc-1056	96	99	of	of	ADP
ijtc-1056	96	100	pelita	pelita	PROPN
ijtc-1056	96	101	bangsa	bangsa	PROPN
ijtc-1056	96	102	university	university	PROPN
ijtc-1056	96	103	,	,	PUNCT
ijtc-1056	96	104	meaning	mean	VERB
ijtc-1056	96	105	that	that	SCONJ
ijtc-1056	96	106	the	the	PRON
ijtc-1056	96	107	better	well	ADJ
ijtc-1056	96	108	the	the	DET
ijtc-1056	96	109	financial	financial	ADJ
ijtc-1056	96	110	literacy	literacy	NOUN
ijtc-1056	96	111	rate	rate	NOUN
ijtc-1056	96	112	among	among	ADP
ijtc-1056	96	113	students	student	NOUN
ijtc-1056	96	114	,	,	PUNCT
ijtc-1056	96	115	the	the	PRON
ijtc-1056	96	116	better	well	ADJ
ijtc-1056	96	117	the	the	DET
ijtc-1056	96	118	student	student	NOUN
ijtc-1056	96	119	's	's	PART
ijtc-1056	96	120	financial	financial	ADJ
ijtc-1056	96	121	behavior	behavior	NOUN
ijtc-1056	96	122	,	,	PUNCT
ijtc-1056	96	123	especially	especially	ADV
ijtc-1056	96	124	in	in	ADP
ijtc-1056	96	125	undergraduate	undergraduate	ADJ
ijtc-1056	96	126	students	student	NOUN
ijtc-1056	96	127	of	of	ADP
ijtc-1056	96	128	the	the	DET
ijtc-1056	96	129	management	management	NOUN
ijtc-1056	96	130	study	study	NOUN
ijtc-1056	96	131	program	program	NOUN
ijtc-1056	96	132	of	of	ADP
ijtc-1056	96	133	pelita	pelita	PROPN
ijtc-1056	96	134	bangsa	bangsa	PROPN
ijtc-1056	96	135	university	university	PROPN
ijtc-1056	96	136	.	.	PUNCT
ijtc-1056	97	1	this	this	PRON
ijtc-1056	97	2	is	be	AUX
ijtc-1056	97	3	in	in	ADP
ijtc-1056	97	4	line	line	NOUN
ijtc-1056	97	5	with	with	ADP
ijtc-1056	97	6	the	the	DET
ijtc-1056	97	7	results	result	NOUN
ijtc-1056	97	8	of	of	ADP
ijtc-1056	97	9	research	research	NOUN
ijtc-1056	97	10	by	by	ADP
ijtc-1056	97	11	(	(	PUNCT
ijtc-1056	97	12	chong	chong	PROPN
ijtc-1056	97	13	et	et	PROPN
ijtc-1056	97	14	al	al	PROPN
ijtc-1056	97	15	.	.	PROPN
ijtc-1056	97	16	,	,	PUNCT
ijtc-1056	97	17	2021	2021	NUM
ijtc-1056	97	18	)	)	PUNCT
ijtc-1056	97	19	,	,	PUNCT
ijtc-1056	97	20	(	(	PUNCT
ijtc-1056	97	21	nicolini	nicolini	PROPN
ijtc-1056	97	22	&	&	CCONJ
ijtc-1056	97	23	haupt	haupt	PROPN
ijtc-1056	97	24	,	,	PUNCT
ijtc-1056	97	25	2019	2019	NUM
ijtc-1056	97	26	)	)	PUNCT
ijtc-1056	97	27	,	,	PUNCT
ijtc-1056	97	28	(	(	PUNCT
ijtc-1056	97	29	zainul	zainul	PROPN
ijtc-1056	97	30	arifin	arifin	PROPN
ijtc-1056	97	31	,	,	PUNCT
ijtc-1056	97	32	2018	2018	NUM
ijtc-1056	97	33	)	)	PUNCT
ijtc-1056	97	34	,	,	PUNCT
ijtc-1056	97	35	and	and	CCONJ
ijtc-1056	97	36	(	(	PUNCT
ijtc-1056	97	37	gunawan	gunawan	PROPN
ijtc-1056	97	38	et	et	PROPN
ijtc-1056	97	39	al	al	PROPN
ijtc-1056	97	40	.	.	PROPN
ijtc-1056	97	41	,	,	PUNCT
ijtc-1056	97	42	2020	2020	NUM
ijtc-1056	97	43	)	)	PUNCT
ijtc-1056	97	44	which	which	PRON
ijtc-1056	97	45	also	also	ADV
ijtc-1056	97	46	concluded	conclude	VERB
ijtc-1056	97	47	that	that	SCONJ
ijtc-1056	97	48	financial	financial	ADJ
ijtc-1056	97	49	literacy	literacy	NOUN
ijtc-1056	97	50	affects	affect	VERB
ijtc-1056	97	51	financial	financial	ADJ
ijtc-1056	97	52	behavior	behavior	NOUN
ijtc-1056	97	53	.	.	PUNCT
ijtc-1056	98	1	the	the	DET
ijtc-1056	98	2	effect	effect	NOUN
ijtc-1056	98	3	of	of	ADP
ijtc-1056	98	4	self	self	NOUN
ijtc-1056	98	5	-	-	PUNCT
ijtc-1056	98	6	efficacy	efficacy	NOUN
ijtc-1056	98	7	on	on	ADP
ijtc-1056	98	8	financial	financial	ADJ
ijtc-1056	98	9	behavior	behavior	NOUN
ijtc-1056	98	10	the	the	DET
ijtc-1056	98	11	results	result	NOUN
ijtc-1056	98	12	showed	show	VERB
ijtc-1056	98	13	that	that	SCONJ
ijtc-1056	98	14	self	self	NOUN
ijtc-1056	98	15	-	-	PUNCT
ijtc-1056	98	16	efficacy	efficacy	NOUN
ijtc-1056	98	17	affects	affect	VERB
ijtc-1056	98	18	the	the	DET
ijtc-1056	98	19	financial	financial	ADJ
ijtc-1056	98	20	behavior	behavior	NOUN
ijtc-1056	98	21	of	of	ADP
ijtc-1056	98	22	students	student	NOUN
ijtc-1056	98	23	in	in	ADP
ijtc-1056	98	24	the	the	DET
ijtc-1056	98	25	s1	s1	PROPN
ijtc-1056	98	26	management	management	NOUN
ijtc-1056	98	27	study	study	NOUN
ijtc-1056	98	28	program	program	NOUN
ijtc-1056	98	29	at	at	ADP
ijtc-1056	98	30	pelita	pelita	PROPN
ijtc-1056	98	31	bangsa	bangsa	PROPN
ijtc-1056	98	32	university	university	PROPN
ijtc-1056	98	33	,	,	PUNCT
ijtc-1056	98	34	meaning	mean	VERB
ijtc-1056	98	35	that	that	SCONJ
ijtc-1056	98	36	the	the	DET
ijtc-1056	98	37	better	well	ADJ
ijtc-1056	98	38	the	the	DET
ijtc-1056	98	39	level	level	NOUN
ijtc-1056	98	40	of	of	ADP
ijtc-1056	98	41	selfefficacy	selfefficacy	NOUN
ijtc-1056	98	42	,	,	PUNCT
ijtc-1056	98	43	the	the	PRON
ijtc-1056	98	44	better	well	ADJ
ijtc-1056	98	45	the	the	DET
ijtc-1056	98	46	financial	financial	ADJ
ijtc-1056	98	47	behavior	behavior	NOUN
ijtc-1056	98	48	of	of	ADP
ijtc-1056	98	49	students	student	NOUN
ijtc-1056	98	50	,	,	PUNCT
ijtc-1056	98	51	especially	especially	ADV
ijtc-1056	98	52	s1	s1	NOUN
ijtc-1056	98	53	management	management	NOUN
ijtc-1056	98	54	study	study	NOUN
ijtc-1056	98	55	program	program	NOUN
ijtc-1056	98	56	students	student	NOUN
ijtc-1056	98	57	at	at	ADP
ijtc-1056	98	58	pelita	pelita	PROPN
ijtc-1056	98	59	bangsa	bangsa	PROPN
ijtc-1056	98	60	university	university	PROPN
ijtc-1056	98	61	.	.	PUNCT
ijtc-1056	99	1	this	this	PRON
ijtc-1056	99	2	is	be	AUX
ijtc-1056	99	3	in	in	ADP
ijtc-1056	99	4	line	line	NOUN
ijtc-1056	99	5	with	with	ADP
ijtc-1056	99	6	the	the	DET
ijtc-1056	99	7	results	result	NOUN
ijtc-1056	99	8	of	of	ADP
ijtc-1056	99	9	research	research	NOUN
ijtc-1056	99	10	by	by	ADP
ijtc-1056	99	11	(	(	PUNCT
ijtc-1056	99	12	chong	chong	PROPN
ijtc-1056	99	13	et	et	PROPN
ijtc-1056	99	14	al	al	PROPN
ijtc-1056	99	15	.	.	PROPN
ijtc-1056	99	16	,	,	PUNCT
ijtc-1056	99	17	2021	2021	NUM
ijtc-1056	99	18	)	)	PUNCT
ijtc-1056	99	19	,	,	PUNCT
ijtc-1056	99	20	(	(	PUNCT
ijtc-1056	99	21	arofah	arofah	NOUN
ijtc-1056	99	22	,	,	PUNCT
ijtc-1056	99	23	2019	2019	NUM
ijtc-1056	99	24	)	)	PUNCT
ijtc-1056	99	25	,	,	PUNCT
ijtc-1056	99	26	and	and	CCONJ
ijtc-1056	99	27	(	(	PUNCT
ijtc-1056	99	28	khalisharani	khalisharani	NOUN
ijtc-1056	99	29	et	et	PROPN
ijtc-1056	99	30	al	al	PROPN
ijtc-1056	99	31	.	.	PROPN
ijtc-1056	99	32	,	,	PUNCT
ijtc-1056	99	33	2022	2022	NUM
ijtc-1056	99	34	)	)	PUNCT
ijtc-1056	99	35	which	which	PRON
ijtc-1056	99	36	also	also	ADV
ijtc-1056	99	37	concluded	conclude	VERB
ijtc-1056	99	38	that	that	SCONJ
ijtc-1056	99	39	self	self	NOUN
ijtc-1056	99	40	-	-	PUNCT
ijtc-1056	99	41	efficacy	efficacy	NOUN
ijtc-1056	99	42	affects	affect	VERB
ijtc-1056	99	43	financial	financial	ADJ
ijtc-1056	99	44	behavior	behavior	NOUN
ijtc-1056	99	45	.	.	PUNCT
ijtc-1056	100	1	the	the	DET
ijtc-1056	100	2	effect	effect	NOUN
ijtc-1056	100	3	of	of	ADP
ijtc-1056	100	4	self	self	NOUN
ijtc-1056	100	5	-	-	PUNCT
ijtc-1056	100	6	coping	cope	VERB
ijtc-1056	100	7	on	on	ADP
ijtc-1056	100	8	financial	financial	ADJ
ijtc-1056	100	9	behavior	behavior	NOUN
ijtc-1056	100	10	the	the	DET
ijtc-1056	100	11	results	result	NOUN
ijtc-1056	100	12	showed	show	VERB
ijtc-1056	100	13	that	that	SCONJ
ijtc-1056	100	14	self	self	NOUN
ijtc-1056	100	15	-	-	PUNCT
ijtc-1056	100	16	coping	cope	VERB
ijtc-1056	100	17	affects	affect	VERB
ijtc-1056	100	18	the	the	DET
ijtc-1056	100	19	financial	financial	ADJ
ijtc-1056	100	20	behavior	behavior	NOUN
ijtc-1056	100	21	of	of	ADP
ijtc-1056	100	22	undergraduate	undergraduate	ADJ
ijtc-1056	100	23	students	student	NOUN
ijtc-1056	100	24	of	of	ADP
ijtc-1056	100	25	the	the	DET
ijtc-1056	100	26	pelita	pelita	PROPN
ijtc-1056	100	27	bangsa	bangsa	PROPN
ijtc-1056	100	28	university	university	PROPN
ijtc-1056	100	29	management	management	NOUN
ijtc-1056	100	30	study	study	NOUN
ijtc-1056	100	31	program	program	NOUN
ijtc-1056	100	32	,	,	PUNCT
ijtc-1056	100	33	meaning	mean	VERB
ijtc-1056	100	34	that	that	SCONJ
ijtc-1056	100	35	the	the	DET
ijtc-1056	100	36	better	well	ADJ
ijtc-1056	100	37	the	the	DET
ijtc-1056	100	38	level	level	NOUN
ijtc-1056	100	39	of	of	ADP
ijtc-1056	100	40	student	student	NOUN
ijtc-1056	100	41	self	self	NOUN
ijtc-1056	100	42	-	-	PUNCT
ijtc-1056	100	43	coping	cope	VERB
ijtc-1056	100	44	,	,	PUNCT
ijtc-1056	100	45	the	the	PRON
ijtc-1056	100	46	better	well	ADJ
ijtc-1056	100	47	their	their	PRON
ijtc-1056	100	48	financial	financial	ADJ
ijtc-1056	100	49	behavior	behavior	NOUN
ijtc-1056	100	50	.	.	PUNCT
ijtc-1056	101	1	this	this	PRON
ijtc-1056	101	2	is	be	AUX
ijtc-1056	101	3	in	in	ADP
ijtc-1056	101	4	line	line	NOUN
ijtc-1056	101	5	with	with	ADP
ijtc-1056	101	6	the	the	DET
ijtc-1056	101	7	results	result	NOUN
ijtc-1056	101	8	of	of	ADP
ijtc-1056	101	9	research	research	NOUN
ijtc-1056	101	10	by	by	ADP
ijtc-1056	101	11	(	(	PUNCT
ijtc-1056	101	12	chong	chong	PROPN
ijtc-1056	101	13	et	et	PROPN
ijtc-1056	101	14	al	al	PROPN
ijtc-1056	101	15	.	.	PROPN
ijtc-1056	101	16	,	,	PUNCT
ijtc-1056	101	17	2021	2021	NUM
ijtc-1056	101	18	)	)	PUNCT
ijtc-1056	101	19	and	and	CCONJ
ijtc-1056	101	20	(	(	PUNCT
ijtc-1056	101	21	lim	lim	PROPN
ijtc-1056	101	22	,	,	PUNCT
ijtc-1056	101	23	2014	2014	NUM
ijtc-1056	101	24	)	)	PUNCT
ijtc-1056	101	25	which	which	PRON
ijtc-1056	101	26	also	also	ADV
ijtc-1056	101	27	concluded	conclude	VERB
ijtc-1056	101	28	that	that	SCONJ
ijtc-1056	101	29	self	self	NOUN
ijtc-1056	101	30	-	-	PUNCT
ijtc-1056	101	31	coping	cope	VERB
ijtc-1056	101	32	affects	affect	VERB
ijtc-1056	101	33	financial	financial	ADJ
ijtc-1056	101	34	behavior	behavior	NOUN
ijtc-1056	101	35	.	.	PUNCT
ijtc-1056	102	1	conclusion	conclusion	NOUN
ijtc-1056	102	2	based	base	VERB
ijtc-1056	102	3	on	on	ADP
ijtc-1056	102	4	the	the	DET
ijtc-1056	102	5	results	result	NOUN
ijtc-1056	102	6	of	of	ADP
ijtc-1056	102	7	the	the	DET
ijtc-1056	102	8	research	research	NOUN
ijtc-1056	102	9	conducted	conduct	VERB
ijtc-1056	102	10	,	,	PUNCT
ijtc-1056	102	11	it	it	PRON
ijtc-1056	102	12	can	can	AUX
ijtc-1056	102	13	be	be	AUX
ijtc-1056	102	14	concluded	conclude	VERB
ijtc-1056	102	15	that	that	SCONJ
ijtc-1056	102	16	financial	financial	ADJ
ijtc-1056	102	17	literacy	literacy	NOUN
ijtc-1056	102	18	,	,	PUNCT
ijtc-1056	102	19	selfefficacy	selfefficacy	NOUN
ijtc-1056	102	20	,	,	PUNCT
ijtc-1056	102	21	and	and	CCONJ
ijtc-1056	102	22	coping	cope	VERB
ijtc-1056	102	23	strategies	strategy	NOUN
ijtc-1056	102	24	significantly	significantly	ADV
ijtc-1056	102	25	have	have	VERB
ijtc-1056	102	26	a	a	DET
ijtc-1056	102	27	positive	positive	ADJ
ijtc-1056	102	28	effect	effect	NOUN
ijtc-1056	102	29	on	on	ADP
ijtc-1056	102	30	student	student	NOUN
ijtc-1056	102	31	finances	finance	NOUN
ijtc-1056	102	32	.	.	PUNCT
ijtc-1056	103	1	the	the	PRON
ijtc-1056	103	2	higher	high	ADJ
ijtc-1056	103	3	the	the	DET
ijtc-1056	103	4	financial	financial	ADJ
ijtc-1056	103	5	literacy	literacy	NOUN
ijtc-1056	103	6	,	,	PUNCT
ijtc-1056	103	7	self	self	NOUN
ijtc-1056	103	8	-	-	PUNCT
ijtc-1056	103	9	efficacy	efficacy	NOUN
ijtc-1056	103	10	,	,	PUNCT
ijtc-1056	103	11	and	and	CCONJ
ijtc-1056	103	12	coping	cope	VERB
ijtc-1056	103	13	strategies	strategy	NOUN
ijtc-1056	103	14	of	of	ADP
ijtc-1056	103	15	students	student	NOUN
ijtc-1056	103	16	,	,	PUNCT
ijtc-1056	103	17	the	the	PRON
ijtc-1056	103	18	better	well	ADJ
ijtc-1056	103	19	their	their	PRON
ijtc-1056	103	20	finances	finance	NOUN
ijtc-1056	103	21	.	.	PUNCT
ijtc-1056	104	1	financial	financial	ADJ
ijtc-1056	104	2	literacy	literacy	NOUN
ijtc-1056	104	3	provides	provide	VERB
ijtc-1056	104	4	financial	financial	ADJ
ijtc-1056	104	5	knowledge	knowledge	NOUN
ijtc-1056	104	6	,	,	PUNCT
ijtc-1056	104	7	self	self	NOUN
ijtc-1056	104	8	-	-	PUNCT
ijtc-1056	104	9	efficacy	efficacy	NOUN
ijtc-1056	104	10	provides	provide	VERB
ijtc-1056	104	11	confidence	confidence	NOUN
ijtc-1056	104	12	to	to	PART
ijtc-1056	104	13	manage	manage	VERB
ijtc-1056	104	14	finances	finance	NOUN
ijtc-1056	104	15	,	,	PUNCT
ijtc-1056	104	16	and	and	CCONJ
ijtc-1056	104	17	coping	cope	VERB
ijtc-1056	104	18	strategies	strategy	NOUN
ijtc-1056	104	19	provide	provide	VERB
ijtc-1056	104	20	skills	skill	NOUN
ijtc-1056	104	21	to	to	PART
ijtc-1056	104	22	overcome	overcome	VERB
ijtc-1056	104	23	financial	financial	ADJ
ijtc-1056	104	24	problems	problem	NOUN
ijtc-1056	104	25	.	.	PUNCT
ijtc-1056	105	1	all	all	DET
ijtc-1056	105	2	three	three	NUM
ijtc-1056	105	3	complement	complement	NOUN
ijtc-1056	105	4	each	each	DET
ijtc-1056	105	5	other	other	ADJ
ijtc-1056	105	6	in	in	ADP
ijtc-1056	105	7	shaping	shape	VERB
ijtc-1056	105	8	the	the	DET
ijtc-1056	105	9	responsible	responsible	ADJ
ijtc-1056	105	10	financial	financial	ADJ
ijtc-1056	105	11	management	management	NOUN
ijtc-1056	105	12	behavior	behavior	NOUN
ijtc-1056	105	13	of	of	ADP
ijtc-1056	105	14	students	student	NOUN
ijtc-1056	105	15	.	.	PUNCT
ijtc-1056	106	1	for	for	ADP
ijtc-1056	106	2	further	further	ADJ
ijtc-1056	106	3	research	research	NOUN
ijtc-1056	106	4	,	,	PUNCT
ijtc-1056	106	5	it	it	PRON
ijtc-1056	106	6	is	be	AUX
ijtc-1056	106	7	recommended	recommend	VERB
ijtc-1056	106	8	to	to	PART
ijtc-1056	106	9	expand	expand	VERB
ijtc-1056	106	10	the	the	DET
ijtc-1056	106	11	sample	sample	NOUN
ijtc-1056	106	12	not	not	PART
ijtc-1056	106	13	only	only	ADV
ijtc-1056	106	14	to	to	ADP
ijtc-1056	106	15	one	one	NUM
ijtc-1056	106	16	university	university	NOUN
ijtc-1056	106	17	but	but	CCONJ
ijtc-1056	106	18	several	several	ADJ
ijtc-1056	106	19	universities	university	NOUN
ijtc-1056	106	20	so	so	SCONJ
ijtc-1056	106	21	that	that	SCONJ
ijtc-1056	106	22	the	the	DET
ijtc-1056	106	23	research	research	NOUN
ijtc-1056	106	24	results	result	NOUN
ijtc-1056	106	25	are	be	AUX
ijtc-1056	106	26	more	more	ADV
ijtc-1056	106	27	representative	representative	ADJ
ijtc-1056	106	28	.	.	PUNCT
ijtc-1056	107	1	in	in	ADP
ijtc-1056	107	2	addition	addition	NOUN
ijtc-1056	107	3	,	,	PUNCT
ijtc-1056	107	4	mediating	mediate	VERB
ijtc-1056	107	5	or	or	CCONJ
ijtc-1056	107	6	moderating	moderating	NOUN
ijtc-1056	107	7	variables	variable	NOUN
ijtc-1056	107	8	such	such	ADJ
ijtc-1056	107	9	as	as	ADP
ijtc-1056	107	10	self	self	NOUN
ijtc-1056	107	11	-	-	PUNCT
ijtc-1056	107	12	regulation	regulation	NOUN
ijtc-1056	107	13	,	,	PUNCT
ijtc-1056	107	14	social	social	ADJ
ijtc-1056	107	15	support	support	NOUN
ijtc-1056	107	16	,	,	PUNCT
ijtc-1056	107	17	or	or	CCONJ
ijtc-1056	107	18	demographic	demographic	ADJ
ijtc-1056	107	19	factors	factor	NOUN
ijtc-1056	107	20	can	can	AUX
ijtc-1056	107	21	be	be	AUX
ijtc-1056	107	22	added	add	VERB
ijtc-1056	107	23	to	to	PART
ijtc-1056	107	24	see	see	VERB
ijtc-1056	107	25	their	their	PRON
ijtc-1056	107	26	influence	influence	NOUN
ijtc-1056	107	27	on	on	ADP
ijtc-1056	107	28	the	the	DET
ijtc-1056	107	29	relationship	relationship	NOUN
ijtc-1056	107	30	between	between	ADP
ijtc-1056	107	31	financial	financial	ADJ
ijtc-1056	107	32	literacy	literacy	NOUN
ijtc-1056	107	33	,	,	PUNCT
ijtc-1056	107	34	self	self	NOUN
ijtc-1056	107	35	-	-	PUNCT
ijtc-1056	107	36	efficacy	efficacy	NOUN
ijtc-1056	107	37	,	,	PUNCT
ijtc-1056	107	38	coping	cope	VERB
ijtc-1056	107	39	strategies	strategy	NOUN
ijtc-1056	107	40	and	and	CCONJ
ijtc-1056	107	41	student	student	NOUN
ijtc-1056	107	42	finance	finance	NOUN
ijtc-1056	107	43	.	.	PUNCT
ijtc-1056	108	1	research	research	NOUN
ijtc-1056	108	2	methods	method	NOUN
ijtc-1056	108	3	can	can	AUX
ijtc-1056	108	4	also	also	ADV
ijtc-1056	108	5	be	be	AUX
ijtc-1056	108	6	developed	develop	VERB
ijtc-1056	108	7	,	,	PUNCT
ijtc-1056	108	8	not	not	PART
ijtc-1056	108	9	only	only	ADV
ijtc-1056	108	10	quantitative	quantitative	ADJ
ijtc-1056	108	11	but	but	CCONJ
ijtc-1056	108	12	also	also	ADV
ijtc-1056	108	13	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-1056	108	14	the	the	DET
ijtc-1056	108	15	influence	influence	NOUN
ijtc-1056	108	16	of	of	ADP
ijtc-1056	108	17	financial	financial	ADJ
ijtc-1056	108	18	literacy	literacy	NOUN
ijtc-1056	108	19	,	,	PUNCT
ijtc-1056	108	20	self	self	NOUN
ijtc-1056	108	21	-	-	PUNCT
ijtc-1056	108	22	efficacy	efficacy	NOUN
ijtc-1056	108	23	,	,	PUNCT
ijtc-1056	108	24	and	and	CCONJ
ijtc-1056	108	25	coping	cope	VERB
ijtc-1056	108	26	strategies	strategy	NOUN
ijtc-1056	108	27	on	on	ADP
ijtc-1056	108	28	students	student	NOUN
ijtc-1056	108	29	'	'	PART
ijtc-1056	108	30	finances	finance	NOUN
ijtc-1056	108	31	syahwildan	syahwildan	PROPN
ijtc-1056	108	32	&	&	CCONJ
ijtc-1056	108	33	hidayah	hidayah	PROPN
ijtc-1056	108	34	262	262	NUM
ijtc-1056	108	35	|	|	ADV
ijtc-1056	108	36	ilomata	ilomata	PROPN
ijtc-1056	108	37	international	international	ADJ
ijtc-1056	108	38	journal	journal	NOUN
ijtc-1056	108	39	of	of	ADP
ijtc-1056	108	40	tax	tax	PROPN
ijtc-1056	108	41	&	&	CCONJ
ijtc-1056	108	42	accounting	account	VERB
ijtc-1056	108	43	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	108	44	qualitative	qualitative	NOUN
ijtc-1056	108	45	with	with	ADP
ijtc-1056	108	46	in	in	ADP
ijtc-1056	108	47	-	-	PUNCT
ijtc-1056	108	48	depth	depth	NOUN
ijtc-1056	108	49	interviews	interview	NOUN
ijtc-1056	108	50	.	.	PUNCT
ijtc-1056	109	1	thus	thus	ADV
ijtc-1056	109	2	,	,	PUNCT
ijtc-1056	109	3	the	the	DET
ijtc-1056	109	4	results	result	NOUN
ijtc-1056	109	5	of	of	ADP
ijtc-1056	109	6	future	future	ADJ
ijtc-1056	109	7	research	research	NOUN
ijtc-1056	109	8	are	be	AUX
ijtc-1056	109	9	expected	expect	VERB
ijtc-1056	109	10	to	to	PART
ijtc-1056	109	11	be	be	AUX
ijtc-1056	109	12	more	more	ADV
ijtc-1056	109	13	comprehensive	comprehensive	ADJ
ijtc-1056	109	14	in	in	ADP
ijtc-1056	109	15	explaining	explain	VERB
ijtc-1056	109	16	the	the	DET
ijtc-1056	109	17	factors	factor	NOUN
ijtc-1056	109	18	that	that	PRON
ijtc-1056	109	19	influence	influence	NOUN
ijtc-1056	109	20	student	student	NOUN
ijtc-1056	109	21	finances	finance	NOUN
ijtc-1056	109	22	.	.	PUNCT
ijtc-1056	110	1	reference	reference	PROPN
ijtc-1056	110	2	arifin	arifin	PROPN
ijtc-1056	110	3	,	,	PUNCT
ijtc-1056	110	4	a.	a.	PROPN
ijtc-1056	110	5	z.	z.	PROPN
ijtc-1056	110	6	(	(	PUNCT
ijtc-1056	110	7	2018	2018	NUM
ijtc-1056	110	8	)	)	PUNCT
ijtc-1056	110	9	.	.	PUNCT
ijtc-1056	111	1	the	the	DET
ijtc-1056	111	2	influence	influence	NOUN
ijtc-1056	111	3	of	of	ADP
ijtc-1056	111	4	financial	financial	ADJ
ijtc-1056	111	5	attitude	attitude	NOUN
ijtc-1056	111	6	,	,	PUNCT
ijtc-1056	111	7	financial	financial	ADJ
ijtc-1056	111	8	knowledge	knowledge	NOUN
ijtc-1056	111	9	,	,	PUNCT
ijtc-1056	111	10	parental	parental	ADJ
ijtc-1056	111	11	income	income	NOUN
ijtc-1056	111	12	on	on	ADP
ijtc-1056	111	13	financial	financial	ADJ
ijtc-1056	111	14	management	management	NOUN
ijtc-1056	111	15	behavior	behavior	NOUN
ijtc-1056	111	16	.	.	PUNCT
ijtc-1056	112	1	kne	kne	PROPN
ijtc-1056	112	2	social	social	PROPN
ijtc-1056	112	3	sciences	sciences	PROPN
ijtc-1056	112	4	,	,	PUNCT
ijtc-1056	112	5	3(10	3(10	NUM
ijtc-1056	112	6	)	)	PUNCT
ijtc-1056	112	7	.	.	PUNCT
ijtc-1056	113	1	arofah	arofah	PROPN
ijtc-1056	113	2	,	,	PUNCT
ijtc-1056	113	3	a.	a.	NOUN
ijtc-1056	113	4	a.	a.	NOUN
ijtc-1056	113	5	(	(	PUNCT
ijtc-1056	113	6	2019	2019	NUM
ijtc-1056	113	7	)	)	PUNCT
ijtc-1056	113	8	.	.	PUNCT
ijtc-1056	114	1	financial	financial	ADJ
ijtc-1056	114	2	literacy	literacy	NOUN
ijtc-1056	114	3	,	,	PUNCT
ijtc-1056	114	4	self	self	NOUN
ijtc-1056	114	5	-	-	PUNCT
ijtc-1056	114	6	efficacy	efficacy	NOUN
ijtc-1056	114	7	,	,	PUNCT
ijtc-1056	114	8	and	and	CCONJ
ijtc-1056	114	9	financial	financial	ADJ
ijtc-1056	114	10	behaviour	behaviour	NOUN
ijtc-1056	114	11	of	of	ADP
ijtc-1056	114	12	college	college	NOUN
ijtc-1056	114	13	students	student	NOUN
ijtc-1056	114	14	.	.	PUNCT
ijtc-1056	115	1	international	international	ADJ
ijtc-1056	115	2	journal	journal	PROPN
ijtc-1056	115	3	of	of	ADP
ijtc-1056	115	4	pedagogy	pedagogy	NOUN
ijtc-1056	115	5	and	and	CCONJ
ijtc-1056	115	6	teacher	teacher	NOUN
ijtc-1056	115	7	education	education	NOUN
ijtc-1056	115	8	,	,	PUNCT
ijtc-1056	115	9	3(2	3(2	NUM
ijtc-1056	115	10	)	)	PUNCT
ijtc-1056	115	11	,	,	PUNCT
ijtc-1056	115	12	129–138	129–138	NUM
ijtc-1056	115	13	.	.	PUNCT
ijtc-1056	116	1	asyik	asyik	PROPN
ijtc-1056	116	2	,	,	PUNCT
ijtc-1056	116	3	n.	n.	PROPN
ijtc-1056	116	4	f.	f.	PROPN
ijtc-1056	116	5	,	,	PUNCT
ijtc-1056	116	6	wahidahwati	wahidahwati	NOUN
ijtc-1056	116	7	,	,	PUNCT
ijtc-1056	116	8	&	&	CCONJ
ijtc-1056	116	9	laily	laily	PROPN
ijtc-1056	116	10	,	,	PUNCT
ijtc-1056	116	11	n.	n.	NOUN
ijtc-1056	116	12	(	(	PUNCT
ijtc-1056	116	13	2022	2022	NUM
ijtc-1056	116	14	)	)	PUNCT
ijtc-1056	116	15	.	.	PUNCT
ijtc-1056	117	1	the	the	DET
ijtc-1056	117	2	role	role	NOUN
ijtc-1056	117	3	of	of	ADP
ijtc-1056	117	4	intellectual	intellectual	ADJ
ijtc-1056	117	5	capital	capital	NOUN
ijtc-1056	117	6	in	in	ADP
ijtc-1056	117	7	intervening	intervene	VERB
ijtc-1056	117	8	financial	financial	ADJ
ijtc-1056	117	9	behavior	behavior	NOUN
ijtc-1056	117	10	and	and	CCONJ
ijtc-1056	117	11	financial	financial	ADJ
ijtc-1056	117	12	literacy	literacy	NOUN
ijtc-1056	117	13	on	on	ADP
ijtc-1056	117	14	financial	financial	ADJ
ijtc-1056	117	15	inclusion	inclusion	NOUN
ijtc-1056	117	16	.	.	PUNCT
ijtc-1056	118	1	wseas	wseas	VERB
ijtc-1056	118	2	transactions	transaction	NOUN
ijtc-1056	118	3	on	on	ADP
ijtc-1056	118	4	business	business	NOUN
ijtc-1056	118	5	and	and	CCONJ
ijtc-1056	118	6	economics	economic	NOUN
ijtc-1056	118	7	,	,	PUNCT
ijtc-1056	118	8	19	19	NUM
ijtc-1056	118	9	,	,	PUNCT
ijtc-1056	118	10	805–814	805–814	NUM
ijtc-1056	118	11	.	.	PUNCT
ijtc-1056	119	1	https://doi.org/10.37394/23207.2022.19.70	https://doi.org/10.37394/23207.2022.19.70	ADJ
ijtc-1056	119	2	aydin	aydin	NOUN
ijtc-1056	119	3	sayilir	sayilir	NOUN
ijtc-1056	119	4	,	,	PUNCT
ijtc-1056	119	5	ö.	ö.	PROPN
ijtc-1056	119	6	,	,	PUNCT
ijtc-1056	119	7	&	&	CCONJ
ijtc-1056	119	8	özşahin	özşahin	NOUN
ijtc-1056	119	9	,	,	PUNCT
ijtc-1056	119	10	m.	m.	NOUN
ijtc-1056	119	11	ş	ş	PROPN
ijtc-1056	119	12	.	.	PUNCT
ijtc-1056	119	13	(	(	PUNCT
ijtc-1056	119	14	2022	2022	NUM
ijtc-1056	119	15	)	)	PUNCT
ijtc-1056	119	16	.	.	PUNCT
ijtc-1056	120	1	the	the	DET
ijtc-1056	120	2	relationship	relationship	NOUN
ijtc-1056	120	3	between	between	ADP
ijtc-1056	120	4	financial	financial	ADJ
ijtc-1056	120	5	self	self	NOUN
ijtc-1056	120	6	-	-	PUNCT
ijtc-1056	120	7	efficacy	efficacy	NOUN
ijtc-1056	120	8	and	and	CCONJ
ijtc-1056	120	9	financial	financial	ADJ
ijtc-1056	120	10	risk	risk	NOUN
ijtc-1056	120	11	tolerance	tolerance	NOUN
ijtc-1056	120	12	.	.	PUNCT
ijtc-1056	121	1	business	business	NOUN
ijtc-1056	121	2	and	and	CCONJ
ijtc-1056	121	3	economics	economics	PROPN
ijtc-1056	121	4	research	research	PROPN
ijtc-1056	121	5	journal	journal	NOUN
ijtc-1056	121	6	,	,	PUNCT
ijtc-1056	121	7	13(1	13(1	NUM
ijtc-1056	121	8	)	)	PUNCT
ijtc-1056	121	9	.	.	PUNCT
ijtc-1056	122	1	chiu	chiu	PROPN
ijtc-1056	122	2	,	,	PUNCT
ijtc-1056	122	3	s.	s.	PROPN
ijtc-1056	122	4	i.	i.	PROPN
ijtc-1056	122	5	(	(	PUNCT
ijtc-1056	122	6	2014	2014	NUM
ijtc-1056	122	7	)	)	PUNCT
ijtc-1056	122	8	.	.	PUNCT
ijtc-1056	123	1	the	the	DET
ijtc-1056	123	2	relationship	relationship	NOUN
ijtc-1056	123	3	between	between	ADP
ijtc-1056	123	4	life	life	NOUN
ijtc-1056	123	5	stress	stress	NOUN
ijtc-1056	123	6	and	and	CCONJ
ijtc-1056	123	7	smartphone	smartphone	NOUN
ijtc-1056	123	8	addiction	addiction	NOUN
ijtc-1056	123	9	on	on	ADP
ijtc-1056	123	10	taiwanese	taiwanese	ADJ
ijtc-1056	123	11	university	university	NOUN
ijtc-1056	123	12	student	student	NOUN
ijtc-1056	123	13	:	:	PUNCT
ijtc-1056	123	14	a	a	DET
ijtc-1056	123	15	mediation	mediation	NOUN
ijtc-1056	123	16	model	model	NOUN
ijtc-1056	123	17	of	of	ADP
ijtc-1056	123	18	learning	learn	VERB
ijtc-1056	123	19	self	self	NOUN
ijtc-1056	123	20	-	-	PUNCT
ijtc-1056	123	21	efficacy	efficacy	NOUN
ijtc-1056	123	22	and	and	CCONJ
ijtc-1056	123	23	social	social	ADJ
ijtc-1056	123	24	self	self	NOUN
ijtc-1056	123	25	-	-	PUNCT
ijtc-1056	123	26	efficacy	efficacy	NOUN
ijtc-1056	123	27	.	.	PUNCT
ijtc-1056	124	1	computers	computer	NOUN
ijtc-1056	124	2	in	in	ADP
ijtc-1056	124	3	human	human	ADJ
ijtc-1056	124	4	behavior	behavior	NOUN
ijtc-1056	124	5	,	,	PUNCT
ijtc-1056	124	6	34	34	NUM
ijtc-1056	124	7	,	,	PUNCT
ijtc-1056	124	8	49–57	49–57	NUM
ijtc-1056	124	9	.	.	PUNCT
ijtc-1056	125	1	chiu	chiu	PROPN
ijtc-1056	125	2	,	,	PUNCT
ijtc-1056	125	3	s.-i	s.-i	PROPN
ijtc-1056	125	4	.	.	PUNCT
ijtc-1056	126	1	(	(	PUNCT
ijtc-1056	126	2	2014	2014	NUM
ijtc-1056	126	3	)	)	PUNCT
ijtc-1056	126	4	.	.	PUNCT
ijtc-1056	127	1	the	the	DET
ijtc-1056	127	2	relationship	relationship	NOUN
ijtc-1056	127	3	between	between	ADP
ijtc-1056	127	4	life	life	NOUN
ijtc-1056	127	5	stress	stress	NOUN
ijtc-1056	127	6	and	and	CCONJ
ijtc-1056	127	7	smartphone	smartphone	NOUN
ijtc-1056	127	8	addiction	addiction	NOUN
ijtc-1056	127	9	on	on	ADP
ijtc-1056	127	10	taiwanese	taiwanese	ADJ
ijtc-1056	127	11	university	university	NOUN
ijtc-1056	127	12	student	student	NOUN
ijtc-1056	127	13	:	:	PUNCT
ijtc-1056	127	14	a	a	DET
ijtc-1056	127	15	mediation	mediation	NOUN
ijtc-1056	127	16	model	model	NOUN
ijtc-1056	127	17	of	of	ADP
ijtc-1056	127	18	learning	learn	VERB
ijtc-1056	127	19	self	self	NOUN
ijtc-1056	127	20	-	-	PUNCT
ijtc-1056	127	21	efficacy	efficacy	NOUN
ijtc-1056	127	22	and	and	CCONJ
ijtc-1056	127	23	social	social	ADJ
ijtc-1056	127	24	self	self	NOUN
ijtc-1056	127	25	-	-	PUNCT
ijtc-1056	127	26	efficacy	efficacy	NOUN
ijtc-1056	127	27	.	.	PUNCT
ijtc-1056	128	1	computers	computer	NOUN
ijtc-1056	128	2	in	in	ADP
ijtc-1056	128	3	human	human	ADJ
ijtc-1056	128	4	behavior	behavior	NOUN
ijtc-1056	128	5	,	,	PUNCT
ijtc-1056	128	6	34	34	NUM
ijtc-1056	128	7	,	,	PUNCT
ijtc-1056	128	8	49–57	49–57	NUM
ijtc-1056	128	9	.	.	PUNCT
ijtc-1056	128	10	https://doi.org/10.1016/j.chb.2014.01.024	https://doi.org/10.1016/j.chb.2014.01.024	PROPN
ijtc-1056	128	11	chong	chong	PROPN
ijtc-1056	128	12	,	,	PUNCT
ijtc-1056	128	13	k.	k.	PROPN
ijtc-1056	128	14	f.	f.	PROPN
ijtc-1056	128	15	,	,	PUNCT
ijtc-1056	128	16	sabri	sabri	PROPN
ijtc-1056	128	17	,	,	PUNCT
ijtc-1056	128	18	m.	m.	PROPN
ijtc-1056	128	19	f.	f.	PROPN
ijtc-1056	128	20	,	,	PUNCT
ijtc-1056	128	21	magli	magli	PROPN
ijtc-1056	128	22	,	,	PUNCT
ijtc-1056	128	23	a.	a.	PROPN
ijtc-1056	128	24	s.	s.	PROPN
ijtc-1056	128	25	,	,	PUNCT
ijtc-1056	128	26	rahim	rahim	PROPN
ijtc-1056	128	27	,	,	PUNCT
ijtc-1056	128	28	h.	h.	PROPN
ijtc-1056	128	29	a.	a.	PROPN
ijtc-1056	128	30	,	,	PUNCT
ijtc-1056	128	31	mokhtar	mokhtar	PROPN
ijtc-1056	128	32	,	,	PUNCT
ijtc-1056	128	33	n.	n.	NOUN
ijtc-1056	128	34	,	,	PUNCT
ijtc-1056	128	35	&	&	CCONJ
ijtc-1056	128	36	othman	othman	PROPN
ijtc-1056	128	37	,	,	PUNCT
ijtc-1056	128	38	m.	m.	NOUN
ijtc-1056	128	39	a.	a.	NOUN
ijtc-1056	128	40	(	(	PUNCT
ijtc-1056	128	41	2021	2021	NUM
ijtc-1056	128	42	)	)	PUNCT
ijtc-1056	128	43	.	.	PUNCT
ijtc-1056	129	1	the	the	DET
ijtc-1056	129	2	effects	effect	NOUN
ijtc-1056	129	3	of	of	ADP
ijtc-1056	129	4	financial	financial	ADJ
ijtc-1056	129	5	literacy	literacy	NOUN
ijtc-1056	129	6	,	,	PUNCT
ijtc-1056	129	7	self	self	NOUN
ijtc-1056	129	8	-	-	PUNCT
ijtc-1056	129	9	efficacy	efficacy	NOUN
ijtc-1056	129	10	and	and	CCONJ
ijtc-1056	129	11	self	self	NOUN
ijtc-1056	129	12	-	-	PUNCT
ijtc-1056	129	13	coping	cope	VERB
ijtc-1056	129	14	on	on	ADP
ijtc-1056	129	15	financial	financial	ADJ
ijtc-1056	129	16	behavior	behavior	NOUN
ijtc-1056	129	17	of	of	ADP
ijtc-1056	129	18	emerging	emerge	VERB
ijtc-1056	129	19	adults	adult	NOUN
ijtc-1056	129	20	.	.	PUNCT
ijtc-1056	130	1	journal	journal	NOUN
ijtc-1056	130	2	of	of	ADP
ijtc-1056	130	3	asian	asian	ADJ
ijtc-1056	130	4	finance	finance	NOUN
ijtc-1056	130	5	,	,	PUNCT
ijtc-1056	130	6	economics	economic	NOUN
ijtc-1056	130	7	and	and	CCONJ
ijtc-1056	130	8	business	business	NOUN
ijtc-1056	130	9	,	,	PUNCT
ijtc-1056	130	10	8(3	8(3	NUM
ijtc-1056	130	11	)	)	PUNCT
ijtc-1056	130	12	,	,	PUNCT
ijtc-1056	130	13	905–915	905–915	NUM
ijtc-1056	130	14	.	.	PUNCT
ijtc-1056	131	1	https://doi.org/https://doi.org/10.13106/jafeb.2021.vol8.no3.0905	https://doi.org/https://doi.org/10.13106/jafeb.2021.vol8.no3.0905	PROPN
ijtc-1056	131	2	de	de	PROPN
ijtc-1056	131	3	bassa	bassa	PROPN
ijtc-1056	131	4	scheresberg	scheresberg	PROPN
ijtc-1056	131	5	,	,	PUNCT
ijtc-1056	131	6	c.	c.	PROPN
ijtc-1056	131	7	(	(	PUNCT
ijtc-1056	131	8	2013	2013	NUM
ijtc-1056	131	9	)	)	PUNCT
ijtc-1056	131	10	.	.	PUNCT
ijtc-1056	132	1	financial	financial	ADJ
ijtc-1056	132	2	literacy	literacy	NOUN
ijtc-1056	132	3	and	and	CCONJ
ijtc-1056	132	4	financial	financial	ADJ
ijtc-1056	132	5	behavior	behavior	NOUN
ijtc-1056	132	6	among	among	ADP
ijtc-1056	132	7	young	young	ADJ
ijtc-1056	132	8	adults	adult	NOUN
ijtc-1056	132	9	:	:	PUNCT
ijtc-1056	132	10	evidence	evidence	NOUN
ijtc-1056	132	11	and	and	CCONJ
ijtc-1056	132	12	implications	implication	NOUN
ijtc-1056	132	13	.	.	PUNCT
ijtc-1056	133	1	numeracy	numeracy	NOUN
ijtc-1056	133	2	,	,	PUNCT
ijtc-1056	133	3	6(2	6(2	NUM
ijtc-1056	133	4	)	)	PUNCT
ijtc-1056	133	5	.	.	PUNCT
ijtc-1056	134	1	despard	despard	ADJ
ijtc-1056	134	2	,	,	PUNCT
ijtc-1056	134	3	m.	m.	PROPN
ijtc-1056	134	4	r.	r.	PROPN
ijtc-1056	134	5	(	(	PUNCT
ijtc-1056	134	6	2020	2020	NUM
ijtc-1056	134	7	)	)	PUNCT
ijtc-1056	134	8	.	.	PUNCT
ijtc-1056	135	1	covid-19	covid-19	PROPN
ijtc-1056	135	2	job	job	NOUN
ijtc-1056	135	3	and	and	CCONJ
ijtc-1056	135	4	income	income	NOUN
ijtc-1056	135	5	loss	loss	NOUN
ijtc-1056	135	6	leading	lead	VERB
ijtc-1056	135	7	to	to	ADP
ijtc-1056	135	8	more	more	ADJ
ijtc-1056	135	9	hunger	hunger	NOUN
ijtc-1056	135	10	and	and	CCONJ
ijtc-1056	135	11	financial	financial	ADJ
ijtc-1056	135	12	hardship	hardship	NOUN
ijtc-1056	135	13	.	.	PUNCT
ijtc-1056	136	1	apnorc	apnorc	PROPN
ijtc-1056	136	2	.	.	PUNCT
ijtc-1056	137	1	farrell	farrell	PROPN
ijtc-1056	137	2	,	,	PUNCT
ijtc-1056	137	3	l.	l.	PROPN
ijtc-1056	137	4	(	(	PUNCT
ijtc-1056	137	5	2016	2016	NUM
ijtc-1056	137	6	)	)	PUNCT
ijtc-1056	137	7	.	.	PUNCT
ijtc-1056	138	1	financial	financial	ADJ
ijtc-1056	138	2	self	self	NOUN
ijtc-1056	138	3	-	-	PUNCT
ijtc-1056	138	4	efficacy	efficacy	NOUN
ijtc-1056	138	5	among	among	ADP
ijtc-1056	138	6	college	college	NOUN
ijtc-1056	138	7	students	student	NOUN
ijtc-1056	138	8	:	:	PUNCT
ijtc-1056	138	9	the	the	DET
ijtc-1056	138	10	role	role	NOUN
ijtc-1056	138	11	of	of	ADP
ijtc-1056	138	12	money	money	NOUN
ijtc-1056	138	13	attitudes	attitude	NOUN
ijtc-1056	138	14	.	.	PUNCT
ijtc-1056	139	1	journal	journal	NOUN
ijtc-1056	139	2	of	of	ADP
ijtc-1056	139	3	financial	financial	ADJ
ijtc-1056	139	4	counseling	counseling	NOUN
ijtc-1056	139	5	and	and	CCONJ
ijtc-1056	139	6	planning	planning	NOUN
ijtc-1056	139	7	,	,	PUNCT
ijtc-1056	139	8	27(2	27(2	PRON
ijtc-1056	139	9	)	)	PUNCT
ijtc-1056	139	10	,	,	PUNCT
ijtc-1056	139	11	218–234	218–234	NUM
ijtc-1056	139	12	.	.	PUNCT
ijtc-1056	140	1	fatimah	fatimah	PROPN
ijtc-1056	140	2	,	,	PUNCT
ijtc-1056	140	3	s.	s.	PROPN
ijtc-1056	140	4	,	,	PUNCT
ijtc-1056	140	5	manuardi	manuardi	NOUN
ijtc-1056	140	6	,	,	PUNCT
ijtc-1056	140	7	a.	a.	PROPN
ijtc-1056	140	8	r.	r.	PROPN
ijtc-1056	140	9	,	,	PUNCT
ijtc-1056	140	10	&	&	CCONJ
ijtc-1056	140	11	meilani	meilani	PROPN
ijtc-1056	140	12	,	,	PUNCT
ijtc-1056	140	13	r.	r.	PROPN
ijtc-1056	140	14	(	(	PUNCT
ijtc-1056	140	15	2021	2021	NUM
ijtc-1056	140	16	)	)	PUNCT
ijtc-1056	140	17	.	.	PUNCT
ijtc-1056	141	1	tingkat	tingkat	PROPN
ijtc-1056	141	2	efikasi	efikasi	PROPN
ijtc-1056	141	3	diri	diri	PROPN
ijtc-1056	141	4	performa	performa	PROPN
ijtc-1056	141	5	akademik	akademik	PROPN
ijtc-1056	141	6	mahasiswa	mahasiswa	PROPN
ijtc-1056	141	7	ditinjau	ditinjau	PROPN
ijtc-1056	141	8	dari	dari	ADJ
ijtc-1056	141	9	perspektif	perspektif	PROPN
ijtc-1056	141	10	dimensi	dimensi	NOUN
ijtc-1056	141	11	bandura	bandura	NOUN
ijtc-1056	141	12	.	.	PUNCT
ijtc-1056	142	1	prophetic	prophetic	ADJ
ijtc-1056	142	2	:	:	PUNCT
ijtc-1056	142	3	professional	professional	ADJ
ijtc-1056	142	4	,	,	PUNCT
ijtc-1056	142	5	empathy	empathy	NOUN
ijtc-1056	142	6	and	and	CCONJ
ijtc-1056	142	7	islamic	islamic	ADJ
ijtc-1056	142	8	counseling	counseling	PROPN
ijtc-1056	142	9	journal	journal	NOUN
ijtc-1056	142	10	,	,	PUNCT
ijtc-1056	142	11	4(1	4(1	NOUN
ijtc-1056	142	12	)	)	PUNCT
ijtc-1056	142	13	,	,	PUNCT
ijtc-1056	142	14	25–36	25–36	NUM
ijtc-1056	142	15	.	.	PUNCT
ijtc-1056	143	1	fong	fong	PROPN
ijtc-1056	143	2	,	,	PUNCT
ijtc-1056	143	3	s.-f	s.-f	PROPN
ijtc-1056	143	4	.	.	PUNCT
ijtc-1056	143	5	,	,	PUNCT
ijtc-1056	143	6	lo	lo	PROPN
ijtc-1056	143	7	,	,	PUNCT
ijtc-1056	143	8	m.-c	m.-c	NOUN
ijtc-1056	143	9	.	.	PUNCT
ijtc-1056	143	10	,	,	PUNCT
ijtc-1056	143	11	songan	songan	PROPN
ijtc-1056	143	12	,	,	PUNCT
ijtc-1056	143	13	p.	p.	PROPN
ijtc-1056	143	14	,	,	PUNCT
ijtc-1056	143	15	&	&	CCONJ
ijtc-1056	143	16	nair	nair	PROPN
ijtc-1056	143	17	,	,	PUNCT
ijtc-1056	143	18	v.	v.	PROPN
ijtc-1056	143	19	(	(	PUNCT
ijtc-1056	143	20	2017	2017	NUM
ijtc-1056	143	21	)	)	PUNCT
ijtc-1056	143	22	.	.	PUNCT
ijtc-1056	144	1	self	self	NOUN
ijtc-1056	144	2	-	-	PUNCT
ijtc-1056	144	3	efficacy	efficacy	NOUN
ijtc-1056	144	4	and	and	CCONJ
ijtc-1056	144	5	sustainable	sustainable	ADJ
ijtc-1056	144	6	rural	rural	ADJ
ijtc-1056	144	7	tourism	tourism	NOUN
ijtc-1056	144	8	development	development	NOUN
ijtc-1056	144	9	:	:	PUNCT
ijtc-1056	144	10	local	local	ADJ
ijtc-1056	144	11	communities	community	NOUN
ijtc-1056	144	12	’	’	PART
ijtc-1056	144	13	perspectives	perspective	NOUN
ijtc-1056	144	14	from	from	ADP
ijtc-1056	144	15	kuching	kuching	NOUN
ijtc-1056	144	16	,	,	PUNCT
ijtc-1056	144	17	sarawak	sarawak	PROPN
ijtc-1056	144	18	.	.	PUNCT
ijtc-1056	145	1	asia	asia	PROPN
ijtc-1056	145	2	pacific	pacific	PROPN
ijtc-1056	145	3	journal	journal	PROPN
ijtc-1056	145	4	of	of	ADP
ijtc-1056	145	5	tourism	tourism	NOUN
ijtc-1056	145	6	research	research	NOUN
ijtc-1056	145	7	,	,	PUNCT
ijtc-1056	145	8	22(2	22(2	NUM
ijtc-1056	145	9	)	)	PUNCT
ijtc-1056	145	10	,	,	PUNCT
ijtc-1056	145	11	147–159	147–159	NUM
ijtc-1056	145	12	.	.	PUNCT
ijtc-1056	146	1	https://doi.org/10.1080/10941665.2016.1208668	https://doi.org/10.1080/10941665.2016.1208668	X
ijtc-1056	146	2	ghozali	ghozali	PROPN
ijtc-1056	146	3	,	,	PUNCT
ijtc-1056	146	4	i.	i.	PROPN
ijtc-1056	146	5	,	,	PUNCT
ijtc-1056	146	6	&	&	CCONJ
ijtc-1056	146	7	latan	latan	PROPN
ijtc-1056	146	8	,	,	PUNCT
ijtc-1056	146	9	h.	h.	PROPN
ijtc-1056	146	10	(	(	PUNCT
ijtc-1056	146	11	2015	2015	NUM
ijtc-1056	146	12	)	)	PUNCT
ijtc-1056	146	13	.	.	PUNCT
ijtc-1056	147	1	konsep	konsep	PROPN
ijtc-1056	147	2	,	,	PUNCT
ijtc-1056	147	3	teknik	teknik	NOUN
ijtc-1056	147	4	,	,	PUNCT
ijtc-1056	147	5	aplikasi	aplikasi	PROPN
ijtc-1056	147	6	menggunakan	menggunakan	PROPN
ijtc-1056	147	7	smart	smart	PROPN
ijtc-1056	147	8	pls	pls	PROPN
ijtc-1056	147	9	3.0	3.0	NUM
ijtc-1056	147	10	untuk	untuk	NOUN
ijtc-1056	147	11	penelitian	penelitian	PROPN
ijtc-1056	147	12	empiris	empiris	PROPN
ijtc-1056	147	13	.	.	PUNCT
ijtc-1056	148	1	universitas	universita	NOUN
ijtc-1056	148	2	diponegoro	diponegoro	PROPN
ijtc-1056	148	3	.	.	PUNCT
ijtc-1056	149	1	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-1056	149	2	the	the	DET
ijtc-1056	149	3	influence	influence	NOUN
ijtc-1056	149	4	of	of	ADP
ijtc-1056	149	5	financial	financial	ADJ
ijtc-1056	149	6	literacy	literacy	NOUN
ijtc-1056	149	7	,	,	PUNCT
ijtc-1056	149	8	self	self	NOUN
ijtc-1056	149	9	-	-	PUNCT
ijtc-1056	149	10	efficacy	efficacy	NOUN
ijtc-1056	149	11	,	,	PUNCT
ijtc-1056	149	12	and	and	CCONJ
ijtc-1056	149	13	coping	cope	VERB
ijtc-1056	149	14	strategies	strategy	NOUN
ijtc-1056	149	15	on	on	ADP
ijtc-1056	149	16	students	student	NOUN
ijtc-1056	149	17	'	'	PART
ijtc-1056	149	18	finances	finance	NOUN
ijtc-1056	149	19	syahwildan	syahwildan	PROPN
ijtc-1056	149	20	&	&	CCONJ
ijtc-1056	149	21	hidayah	hidayah	PROPN
ijtc-1056	149	22	263	263	NUM
ijtc-1056	149	23	|	|	ADV
ijtc-1056	149	24	ilomata	ilomata	PROPN
ijtc-1056	149	25	international	international	ADJ
ijtc-1056	149	26	journal	journal	NOUN
ijtc-1056	149	27	of	of	ADP
ijtc-1056	149	28	tax	tax	PROPN
ijtc-1056	149	29	&	&	CCONJ
ijtc-1056	149	30	accounting	account	VERB
ijtc-1056	149	31	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	149	32	grohmann	grohmann	NOUN
ijtc-1056	149	33	,	,	PUNCT
ijtc-1056	149	34	a.	a.	NOUN
ijtc-1056	149	35	(	(	PUNCT
ijtc-1056	149	36	2018	2018	NUM
ijtc-1056	149	37	)	)	PUNCT
ijtc-1056	149	38	.	.	PUNCT
ijtc-1056	150	1	financial	financial	ADJ
ijtc-1056	150	2	literacy	literacy	NOUN
ijtc-1056	150	3	and	and	CCONJ
ijtc-1056	150	4	financial	financial	ADJ
ijtc-1056	150	5	behavior	behavior	NOUN
ijtc-1056	150	6	:	:	PUNCT
ijtc-1056	150	7	evidence	evidence	NOUN
ijtc-1056	150	8	from	from	ADP
ijtc-1056	150	9	the	the	DET
ijtc-1056	150	10	emerging	emerge	VERB
ijtc-1056	150	11	asian	asian	ADJ
ijtc-1056	150	12	middle	middle	ADJ
ijtc-1056	150	13	class	class	NOUN
ijtc-1056	150	14	.	.	PUNCT
ijtc-1056	151	1	pacific	pacific	ADJ
ijtc-1056	151	2	-	-	PUNCT
ijtc-1056	151	3	basin	basin	NOUN
ijtc-1056	151	4	finance	finance	NOUN
ijtc-1056	151	5	journal	journal	NOUN
ijtc-1056	151	6	,	,	PUNCT
ijtc-1056	151	7	5(2	5(2	NUM
ijtc-1056	151	8	)	)	PUNCT
ijtc-1056	151	9	.	.	PUNCT
ijtc-1056	152	1	gunawan	gunawan	PROPN
ijtc-1056	152	2	,	,	PUNCT
ijtc-1056	152	3	a.	a.	NOUN
ijtc-1056	152	4	,	,	PUNCT
ijtc-1056	152	5	lasimon	lasimon	PROPN
ijtc-1056	152	6	,	,	PUNCT
ijtc-1056	152	7	m.	m.	NOUN
ijtc-1056	152	8	,	,	PUNCT
ijtc-1056	152	9	&	&	CCONJ
ijtc-1056	152	10	sihombing	sihombing	PROPN
ijtc-1056	152	11	,	,	PUNCT
ijtc-1056	152	12	s.	s.	PROPN
ijtc-1056	152	13	o.	o.	PROPN
ijtc-1056	152	14	(	(	PUNCT
ijtc-1056	152	15	2019	2019	NUM
ijtc-1056	152	16	)	)	PUNCT
ijtc-1056	152	17	.	.	PUNCT
ijtc-1056	153	1	the	the	DET
ijtc-1056	153	2	implication	implication	NOUN
ijtc-1056	153	3	of	of	ADP
ijtc-1056	153	4	smartphone	smartphone	NOUN
ijtc-1056	153	5	usage	usage	NOUN
ijtc-1056	153	6	,	,	PUNCT
ijtc-1056	153	7	general	general	ADJ
ijtc-1056	153	8	self	self	NOUN
ijtc-1056	153	9	-	-	PUNCT
ijtc-1056	153	10	efficacy	efficacy	NOUN
ijtc-1056	153	11	,	,	PUNCT
ijtc-1056	153	12	self	self	NOUN
ijtc-1056	153	13	-	-	PUNCT
ijtc-1056	153	14	regulation	regulation	NOUN
ijtc-1056	153	15	,	,	PUNCT
ijtc-1056	153	16	and	and	CCONJ
ijtc-1056	153	17	cyberloafing	cyberloafe	VERB
ijtc-1056	153	18	to	to	ADP
ijtc-1056	153	19	smartphone	smartphone	NOUN
ijtc-1056	153	20	addiction	addiction	NOUN
ijtc-1056	153	21	.	.	PUNCT
ijtc-1056	154	1	proceedings	proceeding	NOUN
ijtc-1056	154	2	of	of	ADP
ijtc-1056	154	3	the	the	DET
ijtc-1056	154	4	33rd	33rd	ADJ
ijtc-1056	154	5	international	international	ADJ
ijtc-1056	154	6	business	business	NOUN
ijtc-1056	154	7	information	information	PROPN
ijtc-1056	154	8	management	management	PROPN
ijtc-1056	154	9	association	association	PROPN
ijtc-1056	154	10	conference	conference	NOUN
ijtc-1056	154	11	,	,	PUNCT
ijtc-1056	154	12	ibima	ibima	NOUN
ijtc-1056	154	13	2019	2019	NUM
ijtc-1056	154	14	:	:	PUNCT
ijtc-1056	154	15	education	education	NOUN
ijtc-1056	154	16	excellence	excellence	PROPN
ijtc-1056	154	17	and	and	CCONJ
ijtc-1056	154	18	innovation	innovation	NOUN
ijtc-1056	154	19	management	management	NOUN
ijtc-1056	154	20	through	through	ADP
ijtc-1056	154	21	vision	vision	NOUN
ijtc-1056	154	22	2020	2020	NUM
ijtc-1056	154	23	,	,	PUNCT
ijtc-1056	154	24	5207–5221	5207–5221	NOUN
ijtc-1056	154	25	.	.	PUNCT
ijtc-1056	155	1	https://www.scopus.com/inward/record.uri?eid=2-s2.085074080390&partnerid=40&md5=9424ec2c4b33d3f517459ffda0ea7500	https://www.scopus.com/inward/record.uri?eid=2-s2.085074080390&partnerid=40&md5=9424ec2c4b33d3f517459ffda0ea7500	PROPN
ijtc-1056	155	2	gunawan	gunawan	PROPN
ijtc-1056	155	3	,	,	PUNCT
ijtc-1056	155	4	a.	a.	NOUN
ijtc-1056	155	5	,	,	PUNCT
ijtc-1056	155	6	pirari	pirari	PROPN
ijtc-1056	155	7	,	,	PUNCT
ijtc-1056	155	8	w.	w.	PROPN
ijtc-1056	155	9	s.	s.	PROPN
ijtc-1056	155	10	,	,	PUNCT
ijtc-1056	155	11	&	&	CCONJ
ijtc-1056	155	12	sari	sari	NOUN
ijtc-1056	155	13	,	,	PUNCT
ijtc-1056	155	14	m.	m.	NOUN
ijtc-1056	155	15	(	(	PUNCT
ijtc-1056	155	16	2020	2020	NUM
ijtc-1056	155	17	)	)	PUNCT
ijtc-1056	155	18	.	.	PUNCT
ijtc-1056	156	1	pengaruh	pengaruh	NOUN
ijtc-1056	156	2	literasi	literasi	NOUN
ijtc-1056	156	3	keuangan	keuangan	PROPN
ijtc-1056	156	4	dan	dan	PROPN
ijtc-1056	156	5	gaya	gaya	PROPN
ijtc-1056	156	6	hidup	hidup	PROPN
ijtc-1056	156	7	terhadap	terhadap	PROPN
ijtc-1056	156	8	pengelolaan	pengelolaan	PROPN
ijtc-1056	156	9	keuangan	keuangan	VERB
ijtc-1056	156	10	mahasiswa	mahasiswa	PROPN
ijtc-1056	156	11	prodi	prodi	NOUN
ijtc-1056	156	12	manajemen	manajeman	NOUN
ijtc-1056	156	13	universitas	universita	NOUN
ijtc-1056	156	14	muhammadiyah	muhammadiyah	ADP
ijtc-1056	156	15	sumatera	sumatera	NOUN
ijtc-1056	156	16	utara	utara	NOUN
ijtc-1056	156	17	.	.	PUNCT
ijtc-1056	157	1	jurnal	jurnal	PROPN
ijtc-1056	157	2	humaniora	humaniora	PROPN
ijtc-1056	157	3	,	,	PUNCT
ijtc-1056	157	4	4(2	4(2	NUM
ijtc-1056	157	5	)	)	PUNCT
ijtc-1056	157	6	,	,	PUNCT
ijtc-1056	157	7	23–35	23–35	NUM
ijtc-1056	157	8	.	.	PUNCT
ijtc-1056	158	1	hanum	hanum	ADJ
ijtc-1056	158	2	,	,	PUNCT
ijtc-1056	158	3	n.	n.	PROPN
ijtc-1056	158	4	,	,	PUNCT
ijtc-1056	158	5	kunci	kunci	PROPN
ijtc-1056	158	6	,	,	PUNCT
ijtc-1056	158	7	k.	k.	PROPN
ijtc-1056	158	8	,	,	PUNCT
ijtc-1056	158	9	&	&	CCONJ
ijtc-1056	158	10	unsam	unsam	PROPN
ijtc-1056	158	11	,	,	PUNCT
ijtc-1056	158	12	m.	m.	NOUN
ijtc-1056	158	13	(	(	PUNCT
ijtc-1056	158	14	2017	2017	NUM
ijtc-1056	158	15	)	)	PUNCT
ijtc-1056	158	16	.	.	PUNCT
ijtc-1056	159	1	analisis	analisis	ADJ
ijtc-1056	159	2	pengaruh	pengaruh	PROPN
ijtc-1056	159	3	pendapatan	pendapatan	PROPN
ijtc-1056	159	4	terhadap	terhadap	PROPN
ijtc-1056	159	5	perilaku	perilaku	PROPN
ijtc-1056	159	6	konsumsi	konsumsi	PROPN
ijtc-1056	159	7	mahasiswa	mahasiswa	PROPN
ijtc-1056	159	8	universitas	universita	NOUN
ijtc-1056	159	9	samudra	samudra	PROPN
ijtc-1056	159	10	di	di	PROPN
ijtc-1056	159	11	kota	kota	PROPN
ijtc-1056	159	12	langsa	langsa	PROPN
ijtc-1056	159	13	.	.	PUNCT
ijtc-1056	160	1	1(2	1(2	NUM
ijtc-1056	160	2	)	)	PUNCT
ijtc-1056	160	3	.	.	PUNCT
ijtc-1056	161	1	harries	harries	PROPN
ijtc-1056	161	2	,	,	PUNCT
ijtc-1056	161	3	b.	b.	PROPN
ijtc-1056	161	4	(	(	PUNCT
ijtc-1056	161	5	2019	2019	NUM
ijtc-1056	161	6	)	)	PUNCT
ijtc-1056	161	7	.	.	PUNCT
ijtc-1056	162	1	advances	advance	NOUN
ijtc-1056	162	2	in	in	ADP
ijtc-1056	162	3	financial	financial	ADJ
ijtc-1056	162	4	inclusion	inclusion	NOUN
ijtc-1056	162	5	and	and	CCONJ
ijtc-1056	162	6	resilience	resilience	NOUN
ijtc-1056	162	7	:	:	PUNCT
ijtc-1056	162	8	an	an	DET
ijtc-1056	162	9	overview	overview	NOUN
ijtc-1056	162	10	.	.	PUNCT
ijtc-1056	163	1	ids	id	NOUN
ijtc-1056	163	2	bulletin	bulletin	NOUN
ijtc-1056	163	3	,	,	PUNCT
ijtc-1056	163	4	50(5	50(5	NUM
ijtc-1056	163	5	)	)	PUNCT
ijtc-1056	163	6	.	.	PUNCT
ijtc-1056	164	1	harun	harun	PROPN
ijtc-1056	164	2	,	,	PUNCT
ijtc-1056	164	3	h.	h.	PROPN
ijtc-1056	164	4	,	,	PUNCT
ijtc-1056	164	5	graham	graham	PROPN
ijtc-1056	164	6	,	,	PUNCT
ijtc-1056	164	7	p.	p.	PROPN
ijtc-1056	164	8	,	,	PUNCT
ijtc-1056	164	9	kamase	kamase	PROPN
ijtc-1056	164	10	,	,	PUNCT
ijtc-1056	164	11	h.	h.	PROPN
ijtc-1056	164	12	p.	p.	PROPN
ijtc-1056	164	13	,	,	PUNCT
ijtc-1056	164	14	&	&	CCONJ
ijtc-1056	164	15	mir	mir	PROPN
ijtc-1056	164	16	,	,	PUNCT
ijtc-1056	164	17	m.	m.	NOUN
ijtc-1056	164	18	(	(	PUNCT
ijtc-1056	164	19	2021a	2021a	NUM
ijtc-1056	164	20	)	)	PUNCT
ijtc-1056	164	21	.	.	PUNCT
ijtc-1056	165	1	a	a	DET
ijtc-1056	165	2	critical	critical	ADJ
ijtc-1056	165	3	analysis	analysis	NOUN
ijtc-1056	165	4	of	of	ADP
ijtc-1056	165	5	the	the	DET
ijtc-1056	165	6	impacts	impact	NOUN
ijtc-1056	165	7	of	of	ADP
ijtc-1056	165	8	financial	financial	ADJ
ijtc-1056	165	9	literacy	literacy	NOUN
ijtc-1056	165	10	and	and	CCONJ
ijtc-1056	165	11	npm	npm	NOUN
ijtc-1056	165	12	on	on	ADP
ijtc-1056	165	13	village	village	NOUN
ijtc-1056	165	14	funds	fund	NOUN
ijtc-1056	165	15	initiative	initiative	NOUN
ijtc-1056	165	16	in	in	ADP
ijtc-1056	165	17	indonesia	indonesia	PROPN
ijtc-1056	165	18	.	.	PUNCT
ijtc-1056	166	1	international	international	ADJ
ijtc-1056	166	2	journal	journal	PROPN
ijtc-1056	166	3	of	of	ADP
ijtc-1056	166	4	public	public	ADJ
ijtc-1056	166	5	administration	administration	NOUN
ijtc-1056	166	6	,	,	PUNCT
ijtc-1056	166	7	44(4	44(4	NOUN
ijtc-1056	166	8	)	)	PUNCT
ijtc-1056	166	9	,	,	PUNCT
ijtc-1056	166	10	336–345	336–345	NUM
ijtc-1056	166	11	.	.	PUNCT
ijtc-1056	167	1	https://doi.org/10.1080/01900692.2020.1722165	https://doi.org/10.1080/01900692.2020.1722165	PROPN
ijtc-1056	167	2	harun	harun	PROPN
ijtc-1056	167	3	,	,	PUNCT
ijtc-1056	167	4	h.	h.	PROPN
ijtc-1056	167	5	,	,	PUNCT
ijtc-1056	167	6	graham	graham	PROPN
ijtc-1056	167	7	,	,	PUNCT
ijtc-1056	167	8	p.	p.	PROPN
ijtc-1056	167	9	,	,	PUNCT
ijtc-1056	167	10	kamase	kamase	PROPN
ijtc-1056	167	11	,	,	PUNCT
ijtc-1056	167	12	h.	h.	PROPN
ijtc-1056	167	13	p.	p.	PROPN
ijtc-1056	167	14	,	,	PUNCT
ijtc-1056	167	15	&	&	CCONJ
ijtc-1056	167	16	mir	mir	PROPN
ijtc-1056	167	17	,	,	PUNCT
ijtc-1056	167	18	m.	m.	NOUN
ijtc-1056	167	19	(	(	PUNCT
ijtc-1056	167	20	2021b	2021b	NUM
ijtc-1056	167	21	)	)	PUNCT
ijtc-1056	167	22	.	.	PUNCT
ijtc-1056	168	1	a	a	DET
ijtc-1056	168	2	critical	critical	ADJ
ijtc-1056	168	3	analysis	analysis	NOUN
ijtc-1056	168	4	of	of	ADP
ijtc-1056	168	5	the	the	DET
ijtc-1056	168	6	impacts	impact	NOUN
ijtc-1056	168	7	of	of	ADP
ijtc-1056	168	8	financial	financial	ADJ
ijtc-1056	168	9	literacy	literacy	NOUN
ijtc-1056	168	10	and	and	CCONJ
ijtc-1056	168	11	npm	npm	NOUN
ijtc-1056	168	12	on	on	ADP
ijtc-1056	168	13	village	village	NOUN
ijtc-1056	168	14	funds	fund	NOUN
ijtc-1056	168	15	initiative	initiative	NOUN
ijtc-1056	168	16	in	in	ADP
ijtc-1056	168	17	indonesia	indonesia	PROPN
ijtc-1056	168	18	.	.	PUNCT
ijtc-1056	169	1	international	international	ADJ
ijtc-1056	169	2	journal	journal	PROPN
ijtc-1056	169	3	of	of	ADP
ijtc-1056	169	4	public	public	ADJ
ijtc-1056	169	5	administration	administration	NOUN
ijtc-1056	169	6	,	,	PUNCT
ijtc-1056	169	7	44(4	44(4	NOUN
ijtc-1056	169	8	)	)	PUNCT
ijtc-1056	169	9	,	,	PUNCT
ijtc-1056	169	10	336–345	336–345	NUM
ijtc-1056	169	11	.	.	PUNCT
ijtc-1056	170	1	https://doi.org/10.1080/01900692.2020.1722165	https://doi.org/10.1080/01900692.2020.1722165	PROPN
ijtc-1056	170	2	harun	harun	PROPN
ijtc-1056	170	3	,	,	PUNCT
ijtc-1056	170	4	h.	h.	PROPN
ijtc-1056	170	5	,	,	PUNCT
ijtc-1056	170	6	graham	graham	PROPN
ijtc-1056	170	7	,	,	PUNCT
ijtc-1056	170	8	p.	p.	PROPN
ijtc-1056	170	9	,	,	PUNCT
ijtc-1056	170	10	kamase	kamase	PROPN
ijtc-1056	170	11	,	,	PUNCT
ijtc-1056	170	12	h.	h.	PROPN
ijtc-1056	170	13	p.	p.	PROPN
ijtc-1056	170	14	,	,	PUNCT
ijtc-1056	170	15	&	&	CCONJ
ijtc-1056	170	16	mir	mir	PROPN
ijtc-1056	170	17	,	,	PUNCT
ijtc-1056	170	18	m.	m.	NOUN
ijtc-1056	170	19	(	(	PUNCT
ijtc-1056	170	20	2021c	2021c	NUM
ijtc-1056	170	21	)	)	PUNCT
ijtc-1056	170	22	.	.	PUNCT
ijtc-1056	171	1	a	a	DET
ijtc-1056	171	2	critical	critical	ADJ
ijtc-1056	171	3	analysis	analysis	NOUN
ijtc-1056	171	4	of	of	ADP
ijtc-1056	171	5	the	the	DET
ijtc-1056	171	6	impacts	impact	NOUN
ijtc-1056	171	7	of	of	ADP
ijtc-1056	171	8	financial	financial	ADJ
ijtc-1056	171	9	literacy	literacy	NOUN
ijtc-1056	171	10	and	and	CCONJ
ijtc-1056	171	11	npm	npm	NOUN
ijtc-1056	171	12	on	on	ADP
ijtc-1056	171	13	village	village	NOUN
ijtc-1056	171	14	funds	fund	NOUN
ijtc-1056	171	15	initiative	initiative	NOUN
ijtc-1056	171	16	in	in	ADP
ijtc-1056	171	17	indonesia	indonesia	PROPN
ijtc-1056	171	18	.	.	PUNCT
ijtc-1056	172	1	international	international	ADJ
ijtc-1056	172	2	journal	journal	PROPN
ijtc-1056	172	3	of	of	ADP
ijtc-1056	172	4	public	public	ADJ
ijtc-1056	172	5	administration	administration	NOUN
ijtc-1056	172	6	,	,	PUNCT
ijtc-1056	172	7	44(4	44(4	NOUN
ijtc-1056	172	8	)	)	PUNCT
ijtc-1056	172	9	,	,	PUNCT
ijtc-1056	172	10	336–345	336–345	NUM
ijtc-1056	172	11	.	.	PUNCT
ijtc-1056	173	1	https://doi.org/10.1080/01900692.2020.1722165	https://doi.org/10.1080/01900692.2020.1722165	PROPN
ijtc-1056	173	2	henager	henager	ADV
ijtc-1056	173	3	,	,	PUNCT
ijtc-1056	173	4	r.	r.	PROPN
ijtc-1056	173	5	,	,	PUNCT
ijtc-1056	173	6	&	&	CCONJ
ijtc-1056	173	7	cude	cude	PROPN
ijtc-1056	173	8	,	,	PUNCT
ijtc-1056	173	9	b.	b.	PROPN
ijtc-1056	173	10	j.	j.	PROPN
ijtc-1056	173	11	(	(	PUNCT
ijtc-1056	173	12	2016	2016	NUM
ijtc-1056	173	13	)	)	PUNCT
ijtc-1056	173	14	.	.	PUNCT
ijtc-1056	174	1	financial	financial	ADJ
ijtc-1056	174	2	literacy	literacy	NOUN
ijtc-1056	174	3	and	and	CCONJ
ijtc-1056	174	4	longand	longand	NOUN
ijtc-1056	174	5	short	short	ADJ
ijtc-1056	174	6	-	-	PUNCT
ijtc-1056	174	7	term	term	NOUN
ijtc-1056	174	8	financial	financial	ADJ
ijtc-1056	174	9	behavior	behavior	NOUN
ijtc-1056	174	10	in	in	ADP
ijtc-1056	174	11	different	different	ADJ
ijtc-1056	174	12	age	age	NOUN
ijtc-1056	174	13	groups	group	NOUN
ijtc-1056	174	14	.	.	PUNCT
ijtc-1056	175	1	journal	journal	NOUN
ijtc-1056	175	2	of	of	ADP
ijtc-1056	175	3	financial	financial	ADJ
ijtc-1056	175	4	counseling	counseling	NOUN
ijtc-1056	175	5	and	and	CCONJ
ijtc-1056	175	6	planning	planning	NOUN
ijtc-1056	175	7	,	,	PUNCT
ijtc-1056	175	8	27(1	27(1	NUM
ijtc-1056	175	9	)	)	PUNCT
ijtc-1056	175	10	.	.	PUNCT
ijtc-1056	176	1	iddris	iddris	PROPN
ijtc-1056	176	2	,	,	PUNCT
ijtc-1056	176	3	f.	f.	PROPN
ijtc-1056	176	4	,	,	PUNCT
ijtc-1056	176	5	dogbe	dogbe	PROPN
ijtc-1056	176	6	,	,	PUNCT
ijtc-1056	176	7	c.	c.	PROPN
ijtc-1056	176	8	s.	s.	PROPN
ijtc-1056	176	9	k.	k.	PROPN
ijtc-1056	176	10	,	,	PUNCT
ijtc-1056	176	11	&	&	CCONJ
ijtc-1056	176	12	kparl	kparl	PROPN
ijtc-1056	176	13	,	,	PUNCT
ijtc-1056	176	14	e.	e.	PROPN
ijtc-1056	176	15	m.	m.	PROPN
ijtc-1056	176	16	(	(	PUNCT
ijtc-1056	176	17	2023	2023	NUM
ijtc-1056	176	18	)	)	PUNCT
ijtc-1056	176	19	.	.	PUNCT
ijtc-1056	177	1	transformational	transformational	ADJ
ijtc-1056	177	2	leadership	leadership	NOUN
ijtc-1056	177	3	,	,	PUNCT
ijtc-1056	177	4	employee	employee	NOUN
ijtc-1056	177	5	selfefficacy	selfefficacy	NOUN
ijtc-1056	177	6	,	,	PUNCT
ijtc-1056	177	7	employee	employee	NOUN
ijtc-1056	177	8	innovativeness	innovativeness	NOUN
ijtc-1056	177	9	,	,	PUNCT
ijtc-1056	177	10	customer	customer	NOUN
ijtc-1056	177	11	-	-	PUNCT
ijtc-1056	177	12	centricity	centricity	NOUN
ijtc-1056	177	13	,	,	PUNCT
ijtc-1056	177	14	and	and	CCONJ
ijtc-1056	177	15	organizational	organizational	ADJ
ijtc-1056	177	16	competitiveness	competitiveness	NOUN
ijtc-1056	177	17	among	among	ADP
ijtc-1056	177	18	insurance	insurance	NOUN
ijtc-1056	177	19	firms	firm	NOUN
ijtc-1056	177	20	.	.	PUNCT
ijtc-1056	178	1	international	international	ADJ
ijtc-1056	178	2	journal	journal	PROPN
ijtc-1056	178	3	of	of	ADP
ijtc-1056	178	4	innovation	innovation	NOUN
ijtc-1056	178	5	science	science	NOUN
ijtc-1056	178	6	,	,	PUNCT
ijtc-1056	178	7	15(5	15(5	NUM
ijtc-1056	178	8	)	)	PUNCT
ijtc-1056	178	9	,	,	PUNCT
ijtc-1056	178	10	756–775	756–775	NUM
ijtc-1056	178	11	.	.	PUNCT
ijtc-1056	179	1	https://doi.org/10.1108/ijis-05-2022-0092	https://doi.org/10.1108/ijis-05-2022-0092	NOUN
ijtc-1056	179	2	jäkel	jäkel	PROPN
ijtc-1056	179	3	,	,	PUNCT
ijtc-1056	179	4	t.	t.	PROPN
ijtc-1056	179	5	(	(	PUNCT
ijtc-1056	179	6	2019	2019	NUM
ijtc-1056	179	7	)	)	PUNCT
ijtc-1056	179	8	.	.	PUNCT
ijtc-1056	180	1	innovative	innovative	ADJ
ijtc-1056	180	2	self	self	NOUN
ijtc-1056	180	3	-	-	PUNCT
ijtc-1056	180	4	efficacy	efficacy	NOUN
ijtc-1056	180	5	of	of	ADP
ijtc-1056	180	6	municipal	municipal	ADJ
ijtc-1056	180	7	employees	employee	NOUN
ijtc-1056	180	8	:	:	PUNCT
ijtc-1056	180	9	empirical	empirical	ADJ
ijtc-1056	180	10	evidence	evidence	NOUN
ijtc-1056	180	11	from	from	ADP
ijtc-1056	180	12	russia	russia	PROPN
ijtc-1056	180	13	’s	’s	PART
ijtc-1056	180	14	leningrad	leningrad	PROPN
ijtc-1056	180	15	region	region	NOUN
ijtc-1056	180	16	.	.	PUNCT
ijtc-1056	181	1	international	international	ADJ
ijtc-1056	181	2	review	review	NOUN
ijtc-1056	181	3	of	of	ADP
ijtc-1056	181	4	public	public	ADJ
ijtc-1056	181	5	administration	administration	NOUN
ijtc-1056	181	6	,	,	PUNCT
ijtc-1056	181	7	24(1	24(1	NUM
ijtc-1056	181	8	)	)	PUNCT
ijtc-1056	181	9	,	,	PUNCT
ijtc-1056	181	10	36–59	36–59	PROPN
ijtc-1056	181	11	.	.	PUNCT
ijtc-1056	182	1	https://doi.org/10.1080/12294659.2019.1577795	https://doi.org/10.1080/12294659.2019.1577795	PROPN
ijtc-1056	182	2	jonathan	jonathan	PROPN
ijtc-1056	182	3	,	,	PUNCT
ijtc-1056	182	4	e.	e.	PROPN
ijtc-1056	182	5	(	(	PUNCT
ijtc-1056	182	6	2020	2020	NUM
ijtc-1056	182	7	)	)	PUNCT
ijtc-1056	182	8	.	.	PUNCT
ijtc-1056	183	1	household	household	NOUN
ijtc-1056	183	2	coping	cope	VERB
ijtc-1056	183	3	strategies	strategy	NOUN
ijtc-1056	183	4	and	and	CCONJ
ijtc-1056	183	5	resilience	resilience	NOUN
ijtc-1056	183	6	to	to	ADP
ijtc-1056	183	7	shocks	shock	NOUN
ijtc-1056	183	8	:	:	PUNCT
ijtc-1056	183	9	state	state	NOUN
ijtc-1056	183	10	of	of	ADP
ijtc-1056	183	11	the	the	DET
ijtc-1056	183	12	art	art	NOUN
ijtc-1056	183	13	.	.	PUNCT
ijtc-1056	184	1	world	world	NOUN
ijtc-1056	184	2	development	development	PROPN
ijtc-1056	184	3	,	,	PUNCT
ijtc-1056	184	4	132	132	NUM
ijtc-1056	184	5	.	.	PUNCT
ijtc-1056	185	1	karagiannidis	karagiannidi	NOUN
ijtc-1056	185	2	,	,	PUNCT
ijtc-1056	185	3	y.	y.	PROPN
ijtc-1056	185	4	(	(	PUNCT
ijtc-1056	185	5	2021	2021	NUM
ijtc-1056	185	6	)	)	PUNCT
ijtc-1056	185	7	.	.	PUNCT
ijtc-1056	186	1	the	the	DET
ijtc-1056	186	2	role	role	NOUN
ijtc-1056	186	3	of	of	ADP
ijtc-1056	186	4	psychological	psychological	ADJ
ijtc-1056	186	5	factors	factor	NOUN
ijtc-1056	186	6	in	in	ADP
ijtc-1056	186	7	personal	personal	ADJ
ijtc-1056	186	8	financial	financial	ADJ
ijtc-1056	186	9	management	management	NOUN
ijtc-1056	186	10	practices	practice	NOUN
ijtc-1056	186	11	.	.	PUNCT
ijtc-1056	187	1	journal	journal	NOUN
ijtc-1056	187	2	of	of	ADP
ijtc-1056	187	3	risk	risk	NOUN
ijtc-1056	187	4	and	and	CCONJ
ijtc-1056	187	5	financial	financial	ADJ
ijtc-1056	187	6	management	management	NOUN
ijtc-1056	187	7	,	,	PUNCT
ijtc-1056	187	8	14(8	14(8	NUM
ijtc-1056	187	9	)	)	PUNCT
ijtc-1056	187	10	.	.	PUNCT
ijtc-1056	188	1	kempson	kempson	PROPN
ijtc-1056	188	2	,	,	PUNCT
ijtc-1056	188	3	e.	e.	PROPN
ijtc-1056	188	4	(	(	PUNCT
ijtc-1056	188	5	2017	2017	NUM
ijtc-1056	188	6	)	)	PUNCT
ijtc-1056	188	7	.	.	PUNCT
ijtc-1056	189	1	the	the	DET
ijtc-1056	189	2	role	role	NOUN
ijtc-1056	189	3	of	of	ADP
ijtc-1056	189	4	financial	financial	ADJ
ijtc-1056	189	5	capability	capability	NOUN
ijtc-1056	189	6	,	,	PUNCT
ijtc-1056	189	7	assets	asset	NOUN
ijtc-1056	189	8	and	and	CCONJ
ijtc-1056	189	9	psychological	psychological	ADJ
ijtc-1056	189	10	readiness	readiness	NOUN
ijtc-1056	189	11	to	to	PART
ijtc-1056	189	12	deal	deal	VERB
ijtc-1056	189	13	with	with	ADP
ijtc-1056	189	14	difficult	difficult	ADJ
ijtc-1056	189	15	situations	situation	NOUN
ijtc-1056	189	16	.	.	PUNCT
ijtc-1056	190	1	report	report	NOUN
ijtc-1056	190	2	to	to	ADP
ijtc-1056	190	3	money	money	NOUN
ijtc-1056	190	4	advice	advice	NOUN
ijtc-1056	190	5	service	service	NOUN
ijtc-1056	190	6	.	.	PUNCT
ijtc-1056	191	1	khalisharani	khalisharani	PROPN
ijtc-1056	191	2	,	,	PUNCT
ijtc-1056	191	3	h.	h.	PROPN
ijtc-1056	191	4	,	,	PUNCT
ijtc-1056	191	5	johan	johan	PROPN
ijtc-1056	191	6	,	,	PUNCT
ijtc-1056	191	7	i.	i.	PROPN
ijtc-1056	191	8	r.	r.	PROPN
ijtc-1056	191	9	,	,	PUNCT
ijtc-1056	191	10	&	&	CCONJ
ijtc-1056	191	11	sabri	sabri	PROPN
ijtc-1056	191	12	,	,	PUNCT
ijtc-1056	191	13	m.	m.	NOUN
ijtc-1056	191	14	f.	f.	PROPN
ijtc-1056	191	15	(	(	PUNCT
ijtc-1056	191	16	2022	2022	NUM
ijtc-1056	191	17	)	)	PUNCT
ijtc-1056	191	18	.	.	PUNCT
ijtc-1056	192	1	the	the	DET
ijtc-1056	192	2	influence	influence	NOUN
ijtc-1056	192	3	of	of	ADP
ijtc-1056	192	4	financial	financial	ADJ
ijtc-1056	192	5	literacy	literacy	NOUN
ijtc-1056	192	6	and	and	CCONJ
ijtc-1056	192	7	attitude	attitude	NOUN
ijtc-1056	192	8	towards	towards	ADP
ijtc-1056	192	9	financial	financial	ADJ
ijtc-1056	192	10	behaviour	behaviour	NOUN
ijtc-1056	192	11	amongst	amongst	ADP
ijtc-1056	192	12	undergraduate	undergraduate	ADJ
ijtc-1056	192	13	students	student	NOUN
ijtc-1056	192	14	:	:	PUNCT
ijtc-1056	192	15	a	a	DET
ijtc-1056	192	16	cross	cross	ADJ
ijtc-1056	192	17	-	-	ADJ
ijtc-1056	192	18	country	country	NOUN
ijtc-1056	192	19	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-1056	192	20	the	the	DET
ijtc-1056	192	21	influence	influence	NOUN
ijtc-1056	192	22	of	of	ADP
ijtc-1056	192	23	financial	financial	ADJ
ijtc-1056	192	24	literacy	literacy	NOUN
ijtc-1056	192	25	,	,	PUNCT
ijtc-1056	192	26	self	self	NOUN
ijtc-1056	192	27	-	-	PUNCT
ijtc-1056	192	28	efficacy	efficacy	NOUN
ijtc-1056	192	29	,	,	PUNCT
ijtc-1056	192	30	and	and	CCONJ
ijtc-1056	192	31	coping	cope	VERB
ijtc-1056	192	32	strategies	strategy	NOUN
ijtc-1056	192	33	on	on	ADP
ijtc-1056	192	34	students	student	NOUN
ijtc-1056	192	35	'	'	PART
ijtc-1056	192	36	finances	finance	NOUN
ijtc-1056	192	37	syahwildan	syahwildan	PROPN
ijtc-1056	192	38	&	&	CCONJ
ijtc-1056	192	39	hidayah	hidayah	PROPN
ijtc-1056	192	40	264	264	NUM
ijtc-1056	192	41	|	|	ADV
ijtc-1056	192	42	ilomata	ilomata	PROPN
ijtc-1056	192	43	international	international	ADJ
ijtc-1056	192	44	journal	journal	NOUN
ijtc-1056	192	45	of	of	ADP
ijtc-1056	192	46	tax	tax	PROPN
ijtc-1056	192	47	&	&	CCONJ
ijtc-1056	192	48	accounting	account	VERB
ijtc-1056	192	49	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-1056	192	50	evidence	evidence	NOUN
ijtc-1056	192	51	.	.	PUNCT
ijtc-1056	193	1	pertanika	pertanika	NOUN
ijtc-1056	193	2	journal	journal	PROPN
ijtc-1056	193	3	of	of	ADP
ijtc-1056	193	4	social	social	ADJ
ijtc-1056	193	5	sciences	science	NOUN
ijtc-1056	193	6	and	and	CCONJ
ijtc-1056	193	7	humanities	humanity	NOUN
ijtc-1056	193	8	,	,	PUNCT
ijtc-1056	193	9	30(2	30(2	NUM
ijtc-1056	193	10	)	)	PUNCT
ijtc-1056	193	11	,	,	PUNCT
ijtc-1056	193	12	449–474	449–474	NUM
ijtc-1056	193	13	.	.	PUNCT
ijtc-1056	194	1	https://doi.org/10.47836/pjssh.30.2.03	https://doi.org/10.47836/pjssh.30.2.03	PROPN
ijtc-1056	194	2	lee	lee	PROPN
ijtc-1056	194	3	,	,	PUNCT
ijtc-1056	194	4	m.	m.	PROPN
ijtc-1056	194	5	k.	k.	PROPN
ijtc-1056	194	6	,	,	PUNCT
ijtc-1056	194	7	durani	durani	PROPN
ijtc-1056	194	8	,	,	PUNCT
ijtc-1056	194	9	u.	u.	PROPN
ijtc-1056	194	10	,	,	PUNCT
ijtc-1056	194	11	zhang	zhang	PROPN
ijtc-1056	194	12	,	,	PUNCT
ijtc-1056	194	13	n.	n.	PROPN
ijtc-1056	194	14	,	,	PUNCT
ijtc-1056	194	15	hilal	hilal	PROPN
ijtc-1056	194	16	,	,	PUNCT
ijtc-1056	194	17	t.	t.	PROPN
ijtc-1056	194	18	,	,	PUNCT
ijtc-1056	194	19	warsame	warsame	PROPN
ijtc-1056	194	20	,	,	PUNCT
ijtc-1056	194	21	r.	r.	PROPN
ijtc-1056	194	22	m.	m.	PROPN
ijtc-1056	194	23	,	,	PUNCT
ijtc-1056	194	24	borah	borah	PROPN
ijtc-1056	194	25	,	,	PUNCT
ijtc-1056	194	26	b.	b.	PROPN
ijtc-1056	194	27	,	,	PUNCT
ijtc-1056	194	28	khera	khera	PROPN
ijtc-1056	194	29	,	,	PUNCT
ijtc-1056	194	30	n.	n.	PROPN
ijtc-1056	194	31	,	,	PUNCT
ijtc-1056	194	32	&	&	CCONJ
ijtc-1056	194	33	griffin	griffin	PROPN
ijtc-1056	194	34	,	,	PUNCT
ijtc-1056	194	35	j.	j.	PROPN
ijtc-1056	194	36	m.	m.	PROPN
ijtc-1056	194	37	(	(	PUNCT
ijtc-1056	194	38	2023	2023	NUM
ijtc-1056	194	39	)	)	PUNCT
ijtc-1056	194	40	.	.	PUNCT
ijtc-1056	195	1	relationships	relationship	NOUN
ijtc-1056	195	2	among	among	ADP
ijtc-1056	195	3	health	health	NOUN
ijtc-1056	195	4	insurance	insurance	NOUN
ijtc-1056	195	5	literacy	literacy	NOUN
ijtc-1056	195	6	,	,	PUNCT
ijtc-1056	195	7	financial	financial	ADJ
ijtc-1056	195	8	toxicity	toxicity	NOUN
ijtc-1056	195	9	,	,	PUNCT
ijtc-1056	195	10	and	and	CCONJ
ijtc-1056	195	11	sociodemographic	sociodemographic	ADJ
ijtc-1056	195	12	factors	factor	NOUN
ijtc-1056	195	13	in	in	ADP
ijtc-1056	195	14	patients	patient	NOUN
ijtc-1056	195	15	with	with	ADP
ijtc-1056	195	16	cancer	cancer	NOUN
ijtc-1056	195	17	.	.	PUNCT
ijtc-1056	196	1	jco	jco	PROPN
ijtc-1056	196	2	oncology	oncology	NOUN
ijtc-1056	196	3	practice	practice	NOUN
ijtc-1056	196	4	,	,	PUNCT
ijtc-1056	196	5	19(10	19(10	NUM
ijtc-1056	196	6	)	)	PUNCT
ijtc-1056	196	7	,	,	PUNCT
ijtc-1056	196	8	888–898	888–898	NUM
ijtc-1056	196	9	.	.	PUNCT
ijtc-1056	197	1	https://doi.org/10.1200/op.22.00829	https://doi.org/10.1200/op.22.00829	X
ijtc-1056	198	1	li	li	PROPN
ijtc-1056	198	2	,	,	PUNCT
ijtc-1056	198	3	r.	r.	PROPN
ijtc-1056	198	4	,	,	PUNCT
ijtc-1056	198	5	wu	wu	PROPN
ijtc-1056	198	6	,	,	PUNCT
ijtc-1056	198	7	j.	j.	PROPN
ijtc-1056	198	8	,	,	PUNCT
ijtc-1056	198	9	zhang	zhang	PROPN
ijtc-1056	198	10	,	,	PUNCT
ijtc-1056	198	11	s.	s.	PROPN
ijtc-1056	198	12	,	,	PUNCT
ijtc-1056	198	13	zhang	zhang	PROPN
ijtc-1056	198	14	,	,	PUNCT
ijtc-1056	198	15	s.	s.	PROPN
ijtc-1056	198	16	,	,	PUNCT
ijtc-1056	198	17	&	&	CCONJ
ijtc-1056	198	18	wu	wu	PROPN
ijtc-1056	198	19	,	,	PUNCT
ijtc-1056	198	20	y.	y.	PROPN
ijtc-1056	198	21	(	(	PUNCT
ijtc-1056	198	22	2023	2023	NUM
ijtc-1056	198	23	)	)	PUNCT
ijtc-1056	198	24	.	.	PUNCT
ijtc-1056	199	1	social	social	ADJ
ijtc-1056	199	2	endowment	endowment	PROPN
ijtc-1056	199	3	insurance	insurance	NOUN
ijtc-1056	199	4	and	and	CCONJ
ijtc-1056	199	5	inequality	inequality	NOUN
ijtc-1056	199	6	of	of	ADP
ijtc-1056	199	7	the	the	DET
ijtc-1056	199	8	household	household	NOUN
ijtc-1056	199	9	portfolio	portfolio	NOUN
ijtc-1056	199	10	choice	choice	NOUN
ijtc-1056	199	11	:	:	PUNCT
ijtc-1056	199	12	the	the	DET
ijtc-1056	199	13	moderating	moderate	VERB
ijtc-1056	199	14	effect	effect	NOUN
ijtc-1056	199	15	of	of	ADP
ijtc-1056	199	16	financial	financial	ADJ
ijtc-1056	199	17	literacy	literacy	NOUN
ijtc-1056	199	18	.	.	PUNCT
ijtc-1056	200	1	sage	sage	NOUN
ijtc-1056	200	2	open	open	ADJ
ijtc-1056	200	3	,	,	PUNCT
ijtc-1056	200	4	13(1	13(1	NUM
ijtc-1056	200	5	)	)	PUNCT
ijtc-1056	200	6	.	.	PUNCT
ijtc-1056	201	1	https://doi.org/10.1177/21582440231152399	https://doi.org/10.1177/21582440231152399	PROPN
ijtc-1056	201	2	liang	liang	PROPN
ijtc-1056	201	3	,	,	PUNCT
ijtc-1056	201	4	c.	c.	PROPN
ijtc-1056	201	5	,	,	PUNCT
ijtc-1056	201	6	&	&	CCONJ
ijtc-1056	201	7	chen	chen	PROPN
ijtc-1056	201	8	,	,	PUNCT
ijtc-1056	201	9	c.-c	c.-c	PROPN
ijtc-1056	201	10	.	.	PUNCT
ijtc-1056	201	11	(	(	PUNCT
ijtc-1056	201	12	2021	2021	NUM
ijtc-1056	201	13	)	)	PUNCT
ijtc-1056	201	14	.	.	PUNCT
ijtc-1056	202	1	empowering	empower	VERB
ijtc-1056	202	2	entrepreneurial	entrepreneurial	ADJ
ijtc-1056	202	3	intention	intention	NOUN
ijtc-1056	202	4	through	through	ADP
ijtc-1056	202	5	entrepreneurial	entrepreneurial	ADJ
ijtc-1056	202	6	self	self	NOUN
ijtc-1056	202	7	-	-	PUNCT
ijtc-1056	202	8	efficacy	efficacy	NOUN
ijtc-1056	202	9	:	:	PUNCT
ijtc-1056	202	10	comparison	comparison	NOUN
ijtc-1056	202	11	of	of	ADP
ijtc-1056	202	12	farmers	farmer	NOUN
ijtc-1056	202	13	with	with	ADP
ijtc-1056	202	14	and	and	CCONJ
ijtc-1056	202	15	without	without	ADP
ijtc-1056	202	16	entrepreneurial	entrepreneurial	ADJ
ijtc-1056	202	17	experience	experience	NOUN
ijtc-1056	202	18	in	in	ADP
ijtc-1056	202	19	taiwan	taiwan	PROPN
ijtc-1056	202	20	.	.	PUNCT
ijtc-1056	203	1	asia	asia	PROPN
ijtc-1056	203	2	pacific	pacific	PROPN
ijtc-1056	203	3	business	business	PROPN
ijtc-1056	203	4	review	review	PROPN
ijtc-1056	203	5	,	,	PUNCT
ijtc-1056	203	6	27(4	27(4	PROPN
ijtc-1056	203	7	)	)	PUNCT
ijtc-1056	203	8	,	,	PUNCT
ijtc-1056	203	9	595–611	595–611	NUM
ijtc-1056	203	10	.	.	PUNCT
ijtc-1056	204	1	https://doi.org/10.1080/13602381.2020.1857069	https://doi.org/10.1080/13602381.2020.1857069	PROPN
ijtc-1056	204	2	lim	lim	PROPN
ijtc-1056	204	3	,	,	PUNCT
ijtc-1056	204	4	h.	h.	PROPN
ijtc-1056	204	5	(	(	PUNCT
ijtc-1056	204	6	2014	2014	NUM
ijtc-1056	204	7	)	)	PUNCT
ijtc-1056	204	8	.	.	PUNCT
ijtc-1056	205	1	financial	financial	ADJ
ijtc-1056	205	2	behavior	behavior	NOUN
ijtc-1056	205	3	and	and	CCONJ
ijtc-1056	205	4	downsizing	downsize	VERB
ijtc-1056	205	5	plan	plan	NOUN
ijtc-1056	205	6	as	as	ADP
ijtc-1056	205	7	additional	additional	ADJ
ijtc-1056	205	8	factors	factor	NOUN
ijtc-1056	205	9	for	for	ADP
ijtc-1056	205	10	retirement	retirement	NOUN
ijtc-1056	205	11	confidence	confidence	NOUN
ijtc-1056	205	12	among	among	ADP
ijtc-1056	205	13	baby	baby	NOUN
ijtc-1056	205	14	boomers	boomer	NOUN
ijtc-1056	205	15	and	and	CCONJ
ijtc-1056	205	16	gen	gen	PROPN
ijtc-1056	205	17	xers	xer	NOUN
ijtc-1056	205	18	.	.	PUNCT
ijtc-1056	206	1	journal	journal	PROPN
ijtc-1056	206	2	of	of	ADP
ijtc-1056	206	3	personal	personal	ADJ
ijtc-1056	206	4	finance	finance	NOUN
ijtc-1056	206	5	,	,	PUNCT
ijtc-1056	206	6	13(1	13(1	NUM
ijtc-1056	206	7	)	)	PUNCT
ijtc-1056	206	8	,	,	PUNCT
ijtc-1056	207	1	34	34	NUM
ijtc-1056	207	2	.	.	PUNCT
ijtc-1056	207	3	lusardi	lusardi	PROPN
ijtc-1056	207	4	,	,	PUNCT
ijtc-1056	207	5	a.	a.	PROPN
ijtc-1056	207	6	,	,	PUNCT
ijtc-1056	207	7	&	&	CCONJ
ijtc-1056	207	8	mitchell	mitchell	PROPN
ijtc-1056	207	9	,	,	PUNCT
ijtc-1056	207	10	o.	o.	PROPN
ijtc-1056	207	11	s.	s.	PROPN
ijtc-1056	207	12	(	(	PUNCT
ijtc-1056	207	13	2014	2014	NUM
ijtc-1056	207	14	)	)	PUNCT
ijtc-1056	207	15	.	.	PUNCT
ijtc-1056	208	1	the	the	DET
ijtc-1056	208	2	economic	economic	ADJ
ijtc-1056	208	3	importance	importance	NOUN
ijtc-1056	208	4	of	of	ADP
ijtc-1056	208	5	financial	financial	ADJ
ijtc-1056	208	6	literacy	literacy	NOUN
ijtc-1056	208	7	:	:	PUNCT
ijtc-1056	208	8	theory	theory	NOUN
ijtc-1056	208	9	and	and	CCONJ
ijtc-1056	208	10	evidence	evidence	NOUN
ijtc-1056	208	11	.	.	PUNCT
ijtc-1056	209	1	journal	journal	NOUN
ijtc-1056	209	2	of	of	ADP
ijtc-1056	209	3	economic	economic	ADJ
ijtc-1056	209	4	literature	literature	NOUN
ijtc-1056	209	5	,	,	PUNCT
ijtc-1056	209	6	52(1	52(1	NOUN
ijtc-1056	209	7	)	)	PUNCT
ijtc-1056	209	8	.	.	PUNCT
ijtc-1056	210	1	maharani	maharani	PROPN
ijtc-1056	210	2	,	,	PUNCT
ijtc-1056	210	3	w.	w.	PROPN
ijtc-1056	210	4	a.	a.	PROPN
ijtc-1056	210	5	(	(	PUNCT
ijtc-1056	210	6	2021	2021	NUM
ijtc-1056	210	7	)	)	PUNCT
ijtc-1056	210	8	.	.	PUNCT
ijtc-1056	211	1	kemampuan	kemampuan	PROPN
ijtc-1056	211	2	mengelola	mengelola	PROPN
ijtc-1056	211	3	keuangan	keuangan	PROPN
ijtc-1056	211	4	pada	pada	PROPN
ijtc-1056	211	5	mahasiswa	mahasiswa	PROPN
ijtc-1056	211	6	pekerja	pekerja	ADV
ijtc-1056	211	7	paruh	paruh	VERB
ijtc-1056	211	8	waktu	waktu	PROPN
ijtc-1056	211	9	universitas	universita	NOUN
ijtc-1056	211	10	muhammadiyah	muhammadiyah	ADP
ijtc-1056	211	11	surakarta	surakarta	NOUN
ijtc-1056	211	12	.	.	PUNCT
ijtc-1056	212	1	netemeyer	netemeyer	PROPN
ijtc-1056	212	2	,	,	PUNCT
ijtc-1056	212	3	r.	r.	PROPN
ijtc-1056	212	4	g.	g.	PROPN
ijtc-1056	212	5	(	(	PUNCT
ijtc-1056	212	6	2018	2018	NUM
ijtc-1056	212	7	)	)	PUNCT
ijtc-1056	212	8	.	.	PUNCT
ijtc-1056	213	1	how	how	SCONJ
ijtc-1056	213	2	am	be	AUX
ijtc-1056	213	3	i	i	PRON
ijtc-1056	213	4	doing	do	VERB
ijtc-1056	213	5	?	?	PUNCT
ijtc-1056	214	1	perceived	perceive	VERB
ijtc-1056	214	2	financial	financial	ADJ
ijtc-1056	214	3	well	well	NOUN
ijtc-1056	214	4	-	-	PUNCT
ijtc-1056	214	5	being	being	NOUN
ijtc-1056	214	6	,	,	PUNCT
ijtc-1056	214	7	its	its	PRON
ijtc-1056	214	8	potential	potential	ADJ
ijtc-1056	214	9	antecedents	antecedent	NOUN
ijtc-1056	214	10	,	,	PUNCT
ijtc-1056	214	11	and	and	CCONJ
ijtc-1056	214	12	its	its	PRON
ijtc-1056	214	13	relation	relation	NOUN
ijtc-1056	214	14	to	to	ADP
ijtc-1056	214	15	overall	overall	ADJ
ijtc-1056	214	16	well	well	ADV
ijtc-1056	214	17	-	-	PUNCT
ijtc-1056	214	18	being	being	NOUN
ijtc-1056	214	19	.	.	PUNCT
ijtc-1056	215	1	journal	journal	PROPN
ijtc-1056	215	2	of	of	ADP
ijtc-1056	215	3	consumer	consumer	NOUN
ijtc-1056	215	4	research	research	NOUN
ijtc-1056	215	5	,	,	PUNCT
ijtc-1056	215	6	45(1	45(1	NOUN
ijtc-1056	215	7	)	)	PUNCT
ijtc-1056	215	8	.	.	PUNCT
ijtc-1056	216	1	nicolini	nicolini	PROPN
ijtc-1056	216	2	,	,	PUNCT
ijtc-1056	216	3	g.	g.	PROPN
ijtc-1056	216	4	,	,	PUNCT
ijtc-1056	216	5	&	&	CCONJ
ijtc-1056	216	6	haupt	haupt	PROPN
ijtc-1056	216	7	,	,	PUNCT
ijtc-1056	216	8	m.	m.	NOUN
ijtc-1056	216	9	(	(	PUNCT
ijtc-1056	216	10	2019	2019	NUM
ijtc-1056	216	11	)	)	PUNCT
ijtc-1056	216	12	.	.	PUNCT
ijtc-1056	217	1	the	the	DET
ijtc-1056	217	2	assessment	assessment	NOUN
ijtc-1056	217	3	of	of	ADP
ijtc-1056	217	4	financial	financial	ADJ
ijtc-1056	217	5	literacy	literacy	NOUN
ijtc-1056	217	6	:	:	PUNCT
ijtc-1056	217	7	new	new	ADJ
ijtc-1056	217	8	evidence	evidence	NOUN
ijtc-1056	217	9	from	from	ADP
ijtc-1056	217	10	europe	europe	PROPN
ijtc-1056	217	11	.	.	PUNCT
ijtc-1056	218	1	international	international	ADJ
ijtc-1056	218	2	journal	journal	PROPN
ijtc-1056	218	3	of	of	ADP
ijtc-1056	218	4	financial	financial	ADJ
ijtc-1056	218	5	studies	study	NOUN
ijtc-1056	218	6	,	,	PUNCT
ijtc-1056	218	7	7	7	NUM
ijtc-1056	218	8	,	,	PUNCT
ijtc-1056	218	9	54	54	NUM
ijtc-1056	218	10	.	.	PUNCT
ijtc-1056	219	1	https://doi.org/10.3390/ijfs7030054	https://doi.org/10.3390/ijfs7030054	PROPN
ijtc-1056	219	2	novitasari	novitasari	PROPN
ijtc-1056	219	3	,	,	PUNCT
ijtc-1056	219	4	d.	d.	PROPN
ijtc-1056	219	5	,	,	PUNCT
ijtc-1056	219	6	juliana	juliana	PROPN
ijtc-1056	219	7	,	,	PUNCT
ijtc-1056	219	8	j.	j.	PROPN
ijtc-1056	219	9	,	,	PUNCT
ijtc-1056	219	10	asbari	asbari	PROPN
ijtc-1056	219	11	,	,	PUNCT
ijtc-1056	219	12	m.	m.	NOUN
ijtc-1056	219	13	,	,	PUNCT
ijtc-1056	219	14	&	&	CCONJ
ijtc-1056	219	15	purwanto	purwanto	NOUN
ijtc-1056	219	16	,	,	PUNCT
ijtc-1056	219	17	a.	a.	NOUN
ijtc-1056	219	18	(	(	PUNCT
ijtc-1056	219	19	2021	2021	NUM
ijtc-1056	219	20	)	)	PUNCT
ijtc-1056	219	21	.	.	PUNCT
ijtc-1056	220	1	the	the	DET
ijtc-1056	220	2	effect	effect	NOUN
ijtc-1056	220	3	of	of	ADP
ijtc-1056	220	4	financial	financial	ADJ
ijtc-1056	220	5	literacy	literacy	NOUN
ijtc-1056	220	6	,	,	PUNCT
ijtc-1056	220	7	parents	parent	NOUN
ijtc-1056	220	8	’	'	PUNCT
ijtc-1056	220	9	social	social	ADJ
ijtc-1056	220	10	economic	economic	ADJ
ijtc-1056	220	11	and	and	CCONJ
ijtc-1056	220	12	student	student	NOUN
ijtc-1056	220	13	lifestyle	lifestyle	NOUN
ijtc-1056	220	14	on	on	ADP
ijtc-1056	220	15	students	student	NOUN
ijtc-1056	220	16	personal	personal	ADJ
ijtc-1056	220	17	financial	financial	ADJ
ijtc-1056	220	18	management	management	NOUN
ijtc-1056	220	19	.	.	PUNCT
ijtc-1056	221	1	economic	economic	ADJ
ijtc-1056	221	2	education	education	NOUN
ijtc-1056	221	3	analysis	analysis	NOUN
ijtc-1056	221	4	journal	journal	NOUN
ijtc-1056	221	5	,	,	PUNCT
ijtc-1056	221	6	10(3	10(3	NUM
ijtc-1056	221	7	)	)	PUNCT
ijtc-1056	221	8	,	,	PUNCT
ijtc-1056	221	9	522–531	522–531	NUM
ijtc-1056	221	10	.	.	PUNCT
ijtc-1056	221	11	https://doi.org/https://doi.org/10.15294/eeaj.v10i3.50721	https://doi.org/https://doi.org/10.15294/eeaj.v10i3.50721	X
ijtc-1056	222	1	paramita	paramita	PROPN
ijtc-1056	222	2	,	,	PUNCT
ijtc-1056	222	3	p.	p.	NOUN
ijtc-1056	222	4	a.	a.	PROPN
ijtc-1056	222	5	p.	p.	PROPN
ijtc-1056	222	6	,	,	PUNCT
ijtc-1056	222	7	putere	putere	PROPN
ijtc-1056	222	8	,	,	PUNCT
ijtc-1056	223	1	s.	s.	PROPN
ijtc-1056	223	2	p.	p.	PROPN
ijtc-1056	223	3	p.	p.	PROPN
ijtc-1056	223	4	l.	l.	PROPN
ijtc-1056	223	5	m.	m.	PROPN
ijtc-1056	223	6	,	,	PUNCT
ijtc-1056	223	7	&	&	CCONJ
ijtc-1056	223	8	sumadewi	sumadewi	PROPN
ijtc-1056	223	9	,	,	PUNCT
ijtc-1056	223	10	k.	k.	PROPN
ijtc-1056	223	11	t.	t.	PROPN
ijtc-1056	223	12	(	(	PUNCT
ijtc-1056	223	13	2022	2022	NUM
ijtc-1056	223	14	)	)	PUNCT
ijtc-1056	223	15	.	.	PUNCT
ijtc-1056	224	1	hubungan	hubungan	ADJ
ijtc-1056	224	2	antara	antara	PROPN
ijtc-1056	224	3	self	self	NOUN
ijtc-1056	224	4	efficacy	efficacy	PROPN
ijtc-1056	224	5	dengan	dengan	PROPN
ijtc-1056	224	6	tingkat	tingkat	PROPN
ijtc-1056	224	7	stres	stre	VERB
ijtc-1056	224	8	mahasiswa	mahasiswa	PROPN
ijtc-1056	224	9	baru	baru	PROPN
ijtc-1056	224	10	fkik	fkik	PROPN
ijtc-1056	224	11	universitas	universita	NOUN
ijtc-1056	224	12	warmadewa	warmadewa	NOUN
ijtc-1056	224	13	angkatan	angkatan	NOUN
ijtc-1056	224	14	2020	2020	NUM
ijtc-1056	224	15	.	.	PUNCT
ijtc-1056	225	1	amj	amj	NOUN
ijtc-1056	225	2	(	(	PUNCT
ijtc-1056	225	3	aesculapius	aesculapius	PROPN
ijtc-1056	225	4	medical	medical	ADJ
ijtc-1056	225	5	journal	journal	NOUN
ijtc-1056	225	6	)	)	PUNCT
ijtc-1056	225	7	,	,	PUNCT
ijtc-1056	225	8	1(2	1(2	NUM
ijtc-1056	225	9	)	)	PUNCT
ijtc-1056	225	10	,	,	PUNCT
ijtc-1056	225	11	44–50	44–50	NUM
ijtc-1056	225	12	.	.	PUNCT
ijtc-1056	226	1	ratnaningtyas	ratnaningtyas	PROPN
ijtc-1056	226	2	,	,	PUNCT
ijtc-1056	226	3	h.	h.	PROPN
ijtc-1056	226	4	,	,	PUNCT
ijtc-1056	226	5	bilqis	bilqis	PROPN
ijtc-1056	226	6	,	,	PUNCT
ijtc-1056	226	7	l.	l.	PROPN
ijtc-1056	226	8	d.	d.	PROPN
ijtc-1056	226	9	r.	r.	PROPN
ijtc-1056	226	10	,	,	PUNCT
ijtc-1056	226	11	&	&	CCONJ
ijtc-1056	226	12	swantari	swantari	PROPN
ijtc-1056	226	13	,	,	PUNCT
ijtc-1056	226	14	a.	a.	NOUN
ijtc-1056	226	15	(	(	PUNCT
ijtc-1056	226	16	2022	2022	NUM
ijtc-1056	226	17	)	)	PUNCT
ijtc-1056	226	18	.	.	PUNCT
ijtc-1056	227	1	perencanaan	perencanaan	PROPN
ijtc-1056	227	2	keuangan	keuangan	PROPN
ijtc-1056	227	3	pribadi	pribadi	PROPN
ijtc-1056	227	4	untuk	untuk	PROPN
ijtc-1056	227	5	mahasiswa	mahasiswa	PROPN
ijtc-1056	227	6	sekolah	sekolah	PROPN
ijtc-1056	227	7	tinggi	tinggi	PROPN
ijtc-1056	227	8	ilmu	ilmu	PROPN
ijtc-1056	227	9	ekonomi	ekonomi	PROPN
ijtc-1056	227	10	bisnis	bisnis	PROPN
ijtc-1056	227	11	indonesia	indonesia	PROPN
ijtc-1056	227	12	.	.	PUNCT
ijtc-1056	228	1	abdi	abdi	PROPN
ijtc-1056	228	2	moestopo	moestopo	NOUN
ijtc-1056	228	3	:	:	PUNCT
ijtc-1056	228	4	jurnal	jurnal	ADJ
ijtc-1056	228	5	pengabdian	pengabdian	PROPN
ijtc-1056	228	6	pada	pada	PROPN
ijtc-1056	228	7	masyarakat	masyarakat	PROPN
ijtc-1056	228	8	,	,	PUNCT
ijtc-1056	228	9	5(2	5(2	NUM
ijtc-1056	228	10	)	)	PUNCT
ijtc-1056	228	11	,	,	PUNCT
ijtc-1056	228	12	141–147	141–147	NUM
ijtc-1056	228	13	.	.	PUNCT
ijtc-1056	229	1	https://doi.org/https://doi.org/10.32509/abdimoestopo.v5i2.1770	https://doi.org/https://doi.org/10.32509/abdimoestopo.v5i2.1770	NOUN
ijtc-1056	229	2	rooij	rooij	PROPN
ijtc-1056	229	3	,	,	PUNCT
ijtc-1056	229	4	m.	m.	PROPN
ijtc-1056	229	5	c.	c.	PROPN
ijtc-1056	229	6	j.	j.	PROPN
ijtc-1056	229	7	(	(	PUNCT
ijtc-1056	229	8	2011	2011	NUM
ijtc-1056	229	9	)	)	PUNCT
ijtc-1056	229	10	.	.	PUNCT
ijtc-1056	230	1	financial	financial	ADJ
ijtc-1056	230	2	literacy	literacy	NOUN
ijtc-1056	230	3	and	and	CCONJ
ijtc-1056	230	4	stock	stock	NOUN
ijtc-1056	230	5	market	market	NOUN
ijtc-1056	230	6	participation	participation	NOUN
ijtc-1056	230	7	.	.	PUNCT
ijtc-1056	231	1	journal	journal	NOUN
ijtc-1056	231	2	of	of	ADP
ijtc-1056	231	3	financial	financial	ADJ
ijtc-1056	231	4	economics	economic	NOUN
ijtc-1056	231	5	,	,	PUNCT
ijtc-1056	231	6	101(2	101(2	NUM
ijtc-1056	231	7	)	)	PUNCT
ijtc-1056	231	8	.	.	PUNCT
ijtc-1056	232	1	seraj	seraj	VERB
ijtc-1056	232	2	,	,	PUNCT
ijtc-1056	232	3	a.	a.	PROPN
ijtc-1056	232	4	h.	h.	PROPN
ijtc-1056	232	5	a.	a.	PROPN
ijtc-1056	232	6	,	,	PUNCT
ijtc-1056	232	7	fazal	fazal	PROPN
ijtc-1056	232	8	,	,	PUNCT
ijtc-1056	232	9	s.	s.	PROPN
ijtc-1056	232	10	a.	a.	PROPN
ijtc-1056	232	11	,	,	PUNCT
ijtc-1056	232	12	&	&	CCONJ
ijtc-1056	232	13	alshebami	alshebami	PROPN
ijtc-1056	232	14	,	,	PUNCT
ijtc-1056	232	15	a.	a.	PROPN
ijtc-1056	232	16	s.	s.	PROPN
ijtc-1056	232	17	(	(	PUNCT
ijtc-1056	232	18	2022	2022	NUM
ijtc-1056	232	19	)	)	PUNCT
ijtc-1056	232	20	.	.	PUNCT
ijtc-1056	233	1	entrepreneurial	entrepreneurial	ADJ
ijtc-1056	233	2	competency	competency	NOUN
ijtc-1056	233	3	,	,	PUNCT
ijtc-1056	233	4	financial	financial	ADJ
ijtc-1056	233	5	literacy	literacy	NOUN
ijtc-1056	233	6	,	,	PUNCT
ijtc-1056	233	7	and	and	CCONJ
ijtc-1056	233	8	sustainable	sustainable	ADJ
ijtc-1056	233	9	performance	performance	NOUN
ijtc-1056	233	10	—	—	PUNCT
ijtc-1056	233	11	examining	examine	VERB
ijtc-1056	233	12	the	the	DET
ijtc-1056	233	13	mediating	mediate	VERB
ijtc-1056	233	14	role	role	NOUN
ijtc-1056	233	15	of	of	ADP
ijtc-1056	233	16	entrepreneurial	entrepreneurial	ADJ
ijtc-1056	233	17	resilience	resilience	NOUN
ijtc-1056	233	18	among	among	ADP
ijtc-1056	233	19	saudi	saudi	ADJ
ijtc-1056	233	20	entrepreneurs	entrepreneur	NOUN
ijtc-1056	233	21	.	.	PUNCT
ijtc-1056	234	1	sustainability	sustainability	NOUN
ijtc-1056	234	2	(	(	PUNCT
ijtc-1056	234	3	switzerland	switzerland	PROPN
ijtc-1056	234	4	)	)	PUNCT
ijtc-1056	234	5	,	,	PUNCT
ijtc-1056	234	6	14(17	14(17	NUM
ijtc-1056	234	7	)	)	PUNCT
ijtc-1056	234	8	.	.	PUNCT
ijtc-1056	235	1	https://doi.org/10.3390/su141710689	https://doi.org/10.3390/su141710689	PROPN
ijtc-1056	235	2	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	VERB
ijtc-1056	235	3	the	the	DET
ijtc-1056	235	4	influence	influence	NOUN
ijtc-1056	235	5	of	of	ADP
ijtc-1056	235	6	financial	financial	ADJ
ijtc-1056	235	7	literacy	literacy	NOUN
ijtc-1056	235	8	,	,	PUNCT
ijtc-1056	235	9	self	self	NOUN
ijtc-1056	235	10	-	-	PUNCT
ijtc-1056	235	11	efficacy	efficacy	NOUN
ijtc-1056	235	12	,	,	PUNCT
ijtc-1056	235	13	and	and	CCONJ
ijtc-1056	235	14	coping	cope	VERB
ijtc-1056	235	15	strategies	strategy	NOUN
ijtc-1056	235	16	on	on	ADP
ijtc-1056	235	17	students	student	NOUN
ijtc-1056	235	18	'	'	PART
ijtc-1056	235	19	finances	finance	NOUN
ijtc-1056	235	20	syahwildan	syahwildan	PROPN
ijtc-1056	235	21	&	&	CCONJ
ijtc-1056	235	22	hidayah	hidayah	PROPN
ijtc-1056	235	23	265	265	NUM
ijtc-1056	235	24	|	|	ADV
ijtc-1056	235	25	ilomata	ilomata	PROPN
ijtc-1056	235	26	international	international	ADJ
ijtc-1056	235	27	journal	journal	NOUN
ijtc-1056	235	28	of	of	ADP
ijtc-1056	235	29	tax	tax	PROPN
ijtc-1056	235	30	&	&	CCONJ
ijtc-1056	235	31	accounting	accounting	PROPN
ijtc-1056	235	32	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-1056	235	33	serido	serido	NOUN
ijtc-1056	235	34	,	,	PUNCT
ijtc-1056	235	35	j.	j.	PROPN
ijtc-1056	235	36	,	,	PUNCT
ijtc-1056	235	37	shim	shim	NOUN
ijtc-1056	235	38	,	,	PUNCT
ijtc-1056	235	39	s.	s.	PROPN
ijtc-1056	235	40	,	,	PUNCT
ijtc-1056	235	41	jian	jian	PROPN
ijtc-1056	235	42	,	,	PUNCT
ijtc-1056	235	43	j.	j.	PROPN
ijtc-1056	235	44	,	,	PUNCT
ijtc-1056	235	45	tang	tang	PROPN
ijtc-1056	235	46	,	,	PUNCT
ijtc-1056	235	47	x.	x.	PROPN
ijtc-1056	235	48	c.	c.	PROPN
ijtc-1056	235	49	,	,	PUNCT
ijtc-1056	235	50	&	&	CCONJ
ijtc-1056	235	51	card	card	NOUN
ijtc-1056	235	52	,	,	PUNCT
ijtc-1056	235	53	n.	n.	NOUN
ijtc-1056	235	54	a.	a.	PROPN
ijtc-1056	235	55	(	(	PUNCT
ijtc-1056	235	56	2014	2014	NUM
ijtc-1056	235	57	)	)	PUNCT
ijtc-1056	235	58	.	.	PUNCT
ijtc-1056	236	1	helping	help	VERB
ijtc-1056	236	2	students	student	NOUN
ijtc-1056	236	3	cope	cope	VERB
ijtc-1056	236	4	with	with	ADP
ijtc-1056	236	5	financial	financial	ADJ
ijtc-1056	236	6	strain	strain	NOUN
ijtc-1056	236	7	.	.	PUNCT
ijtc-1056	237	1	sharma	sharma	PROPN
ijtc-1056	237	2	,	,	PUNCT
ijtc-1056	237	3	a.	a.	PROPN
ijtc-1056	237	4	,	,	PUNCT
ijtc-1056	237	5	&	&	CCONJ
ijtc-1056	237	6	johri	johri	PROPN
ijtc-1056	237	7	,	,	PUNCT
ijtc-1056	237	8	a.	a.	NOUN
ijtc-1056	237	9	(	(	PUNCT
ijtc-1056	237	10	2014	2014	NUM
ijtc-1056	237	11	)	)	PUNCT
ijtc-1056	237	12	.	.	PUNCT
ijtc-1056	238	1	learning	learning	NOUN
ijtc-1056	238	2	and	and	CCONJ
ijtc-1056	238	3	empowerment	empowerment	NOUN
ijtc-1056	238	4	:	:	PUNCT
ijtc-1056	238	5	designing	design	VERB
ijtc-1056	238	6	a	a	DET
ijtc-1056	238	7	financial	financial	ADJ
ijtc-1056	238	8	literacy	literacy	NOUN
ijtc-1056	238	9	tool	tool	NOUN
ijtc-1056	238	10	to	to	PART
ijtc-1056	238	11	teach	teach	VERB
ijtc-1056	238	12	long	long	ADJ
ijtc-1056	238	13	-	-	PUNCT
ijtc-1056	238	14	term	term	NOUN
ijtc-1056	238	15	investing	invest	VERB
ijtc-1056	238	16	to	to	ADP
ijtc-1056	238	17	illiterate	illiterate	ADJ
ijtc-1056	238	18	women	woman	NOUN
ijtc-1056	238	19	in	in	ADP
ijtc-1056	238	20	rural	rural	ADJ
ijtc-1056	238	21	india	india	PROPN
ijtc-1056	238	22	.	.	PUNCT
ijtc-1056	239	1	learning	learning	PROPN
ijtc-1056	239	2	,	,	PUNCT
ijtc-1056	239	3	culture	culture	NOUN
ijtc-1056	239	4	and	and	CCONJ
ijtc-1056	239	5	social	social	ADJ
ijtc-1056	239	6	interaction	interaction	NOUN
ijtc-1056	239	7	,	,	PUNCT
ijtc-1056	239	8	3(1	3(1	NUM
ijtc-1056	239	9	)	)	PUNCT
ijtc-1056	239	10	,	,	PUNCT
ijtc-1056	239	11	21–33	21–33	NUM
ijtc-1056	239	12	.	.	PUNCT
ijtc-1056	240	1	https://doi.org/10.1016/j.lcsi.2013.10.003	https://doi.org/10.1016/j.lcsi.2013.10.003	ADJ
ijtc-1056	240	2	stylianou	stylianou	NOUN
ijtc-1056	240	3	,	,	PUNCT
ijtc-1056	240	4	a.	a.	NOUN
ijtc-1056	240	5	m.	m.	NOUN
ijtc-1056	240	6	,	,	PUNCT
ijtc-1056	240	7	counselman	counselman	NOUN
ijtc-1056	240	8	-	-	PUNCT
ijtc-1056	240	9	carpenter	carpenter	NOUN
ijtc-1056	240	10	,	,	PUNCT
ijtc-1056	240	11	e.	e.	PROPN
ijtc-1056	240	12	,	,	PUNCT
ijtc-1056	240	13	&	&	CCONJ
ijtc-1056	240	14	redcay	redcay	PROPN
ijtc-1056	240	15	,	,	PUNCT
ijtc-1056	240	16	a.	a.	NOUN
ijtc-1056	240	17	(	(	PUNCT
ijtc-1056	240	18	2019	2019	NUM
ijtc-1056	240	19	)	)	PUNCT
ijtc-1056	240	20	.	.	PUNCT
ijtc-1056	241	1	developing	develop	VERB
ijtc-1056	241	2	a	a	DET
ijtc-1056	241	3	financial	financial	ADJ
ijtc-1056	241	4	literacy	literacy	NOUN
ijtc-1056	241	5	program	program	NOUN
ijtc-1056	241	6	with	with	ADP
ijtc-1056	241	7	survivors	survivor	NOUN
ijtc-1056	241	8	of	of	ADP
ijtc-1056	241	9	intimate	intimate	ADJ
ijtc-1056	241	10	partner	partner	NOUN
ijtc-1056	241	11	violence	violence	NOUN
ijtc-1056	241	12	:	:	PUNCT
ijtc-1056	241	13	the	the	DET
ijtc-1056	241	14	voices	voice	NOUN
ijtc-1056	241	15	of	of	ADP
ijtc-1056	241	16	survivors	survivor	NOUN
ijtc-1056	241	17	.	.	PUNCT
ijtc-1056	242	1	social	social	ADJ
ijtc-1056	242	2	work	work	NOUN
ijtc-1056	242	3	(	(	PUNCT
ijtc-1056	242	4	united	united	PROPN
ijtc-1056	242	5	states	states	PROPN
ijtc-1056	242	6	)	)	PUNCT
ijtc-1056	242	7	,	,	PUNCT
ijtc-1056	242	8	64(4	64(4	NUM
ijtc-1056	242	9	)	)	PUNCT
ijtc-1056	242	10	,	,	PUNCT
ijtc-1056	242	11	311–320	311–320	NUM
ijtc-1056	242	12	.	.	PUNCT
ijtc-1056	243	1	https://doi.org/10.1093/sw/swz034	https://doi.org/10.1093/sw/swz034	X
ijtc-1056	243	2	wijaya	wijaya	NOUN
ijtc-1056	243	3	,	,	PUNCT
ijtc-1056	243	4	a.	a.	NOUN
ijtc-1056	243	5	(	(	PUNCT
ijtc-1056	243	6	2019	2019	NUM
ijtc-1056	243	7	)	)	PUNCT
ijtc-1056	243	8	.	.	PUNCT
ijtc-1056	244	1	metode	metode	PROPN
ijtc-1056	244	2	penelitian	penelitian	PROPN
ijtc-1056	244	3	menggunakan	menggunakan	PROPN
ijtc-1056	244	4	smart	smart	PROPN
ijtc-1056	244	5	pls	pls	INTJ
ijtc-1056	244	6	03	03	NUM
ijtc-1056	245	1	(	(	PUNCT
ijtc-1056	245	2	1st	1st	ADJ
ijtc-1056	245	3	ed	ed	NOUN
ijtc-1056	245	4	.	.	PUNCT
ijtc-1056	245	5	)	)	PUNCT
ijtc-1056	245	6	.	.	PUNCT
ijtc-1056	246	1	innosain	innosain	PROPN
ijtc-1056	246	2	.	.	PUNCT
ijtc-1056	246	3	yu	yu	PROPN
ijtc-1056	246	4	,	,	PUNCT
ijtc-1056	246	5	j.	j.	PROPN
ijtc-1056	246	6	,	,	PUNCT
ijtc-1056	246	7	sim	sim	ADJ
ijtc-1056	246	8	,	,	PUNCT
ijtc-1056	246	9	t.	t.	PROPN
ijtc-1056	246	10	,	,	PUNCT
ijtc-1056	246	11	qi	qi	PROPN
ijtc-1056	246	12	,	,	PUNCT
ijtc-1056	246	13	w.	w.	PROPN
ijtc-1056	246	14	,	,	PUNCT
ijtc-1056	246	15	&	&	CCONJ
ijtc-1056	246	16	zhu	zhu	PROPN
ijtc-1056	246	17	,	,	PUNCT
ijtc-1056	246	18	z.	z.	PROPN
ijtc-1056	246	19	(	(	PUNCT
ijtc-1056	246	20	2020	2020	NUM
ijtc-1056	246	21	)	)	PUNCT
ijtc-1056	246	22	.	.	PUNCT
ijtc-1056	247	1	communication	communication	NOUN
ijtc-1056	247	2	with	with	ADP
ijtc-1056	247	3	local	local	ADJ
ijtc-1056	247	4	officials	official	NOUN
ijtc-1056	247	5	,	,	PUNCT
ijtc-1056	247	6	self	self	NOUN
ijtc-1056	247	7	-	-	PUNCT
ijtc-1056	247	8	efficacy	efficacy	NOUN
ijtc-1056	247	9	,	,	PUNCT
ijtc-1056	247	10	and	and	CCONJ
ijtc-1056	247	11	individual	individual	ADJ
ijtc-1056	247	12	disaster	disaster	NOUN
ijtc-1056	247	13	preparedness	preparedness	NOUN
ijtc-1056	247	14	:	:	PUNCT
ijtc-1056	247	15	a	a	DET
ijtc-1056	247	16	case	case	NOUN
ijtc-1056	247	17	study	study	NOUN
ijtc-1056	247	18	of	of	ADP
ijtc-1056	247	19	rural	rural	ADJ
ijtc-1056	247	20	northwestern	northwestern	ADJ
ijtc-1056	247	21	china	china	PROPN
ijtc-1056	247	22	.	.	PUNCT
ijtc-1056	248	1	sustainability	sustainability	NOUN
ijtc-1056	248	2	(	(	PUNCT
ijtc-1056	248	3	switzerland	switzerland	PROPN
ijtc-1056	248	4	)	)	PUNCT
ijtc-1056	248	5	,	,	PUNCT
ijtc-1056	248	6	12(13	12(13	NUM
ijtc-1056	248	7	)	)	PUNCT
ijtc-1056	248	8	.	.	PUNCT
ijtc-1056	249	1	https://doi.org/10.3390/su12135354	https://doi.org/10.3390/su12135354	PRON
ijtc-1056	249	2	zainul	zainul	PROPN
ijtc-1056	249	3	arifin	arifin	PROPN
ijtc-1056	249	4	,	,	PUNCT
ijtc-1056	249	5	a.	a.	NOUN
ijtc-1056	249	6	(	(	PUNCT
ijtc-1056	249	7	2018	2018	NUM
ijtc-1056	249	8	)	)	PUNCT
ijtc-1056	249	9	.	.	PUNCT
ijtc-1056	250	1	influence	influence	NOUN
ijtc-1056	250	2	of	of	ADP
ijtc-1056	250	3	financial	financial	ADJ
ijtc-1056	250	4	attitude	attitude	NOUN
ijtc-1056	250	5	,	,	PUNCT
ijtc-1056	250	6	financial	financial	ADJ
ijtc-1056	250	7	behavior	behavior	NOUN
ijtc-1056	250	8	,	,	PUNCT
ijtc-1056	250	9	financial	financial	ADJ
ijtc-1056	250	10	capability	capability	NOUN
ijtc-1056	250	11	on	on	ADP
ijtc-1056	250	12	financial	financial	ADJ
ijtc-1056	250	13	satisfaction	satisfaction	NOUN
ijtc-1056	250	14	.	.	PUNCT
ijtc-1056	251	1	186(insyma	186(insyma	NUM
ijtc-1056	251	2	)	)	PUNCT
ijtc-1056	251	3	,	,	PUNCT
ijtc-1056	251	4	100–103	100–103	NUM
ijtc-1056	251	5	.	.	PUNCT
ijtc-1056	252	1	https://doi.org/10.2991/insyma-18.2018.25	https://doi.org/10.2991/insyma-18.2018.25	PROPN
ijtc-1056	252	2	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV