id	sid	tid	token	lemma	pos
ijtc-268	1	1	the	the	DET
ijtc-268	1	2	illomata	illomata	PROPN
ijtc-268	1	3	international	international	PROPN
ijtc-268	1	4	journal	journal	PROPN
ijtc-268	1	5	of	of	ADP
ijtc-268	1	6	management	management	NOUN
ijtc-268	1	7	ilomata	ilomata	PROPN
ijtc-268	1	8	international	international	ADJ
ijtc-268	1	9	journal	journal	NOUN
ijtc-268	1	10	of	of	ADP
ijtc-268	1	11	tax	tax	PROPN
ijtc-268	1	12	&	&	CCONJ
ijtc-268	1	13	accounting	accounting	PROPN
ijtc-268	1	14	(	(	PUNCT
ijtc-268	1	15	ijtc	ijtc	PROPN
ijtc-268	1	16	)	)	PUNCT
ijtc-268	1	17	p	p	X
ijtc-268	1	18	-	-	PUNCT
ijtc-268	1	19	issn	issn	NOUN
ijtc-268	1	20	:	:	PUNCT
ijtc-268	1	21	2714	2714	NUM
ijtc-268	1	22	-	-	SYM
ijtc-268	1	23	9838	9838	NUM
ijtc-268	1	24	;	;	PUNCT
ijtc-268	1	25	e	e	X
ijtc-268	1	26	-	-	PUNCT
ijtc-268	1	27	issn	issn	NOUN
ijtc-268	1	28	:	:	PUNCT
ijtc-268	1	29	2714	2714	NUM
ijtc-268	1	30	-	-	SYM
ijtc-268	1	31	9846	9846	NUM
ijtc-268	1	32	volume	volume	NOUN
ijtc-268	1	33	2	2	NUM
ijtc-268	1	34	,	,	PUNCT
ijtc-268	1	35	number	number	NOUN
ijtc-268	1	36	3	3	NUM
ijtc-268	1	37	july	july	PROPN
ijtc-268	1	38	2021	2021	NUM
ijtc-268	1	39	page	page	NOUN
ijtc-268	1	40	no	no	NOUN
ijtc-268	1	41	.	.	PUNCT
ijtc-268	2	1	184	184	NUM
ijtc-268	2	2	-	-	SYM
ijtc-268	2	3	193	193	NUM
ijtc-268	2	4	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-268	2	5	184	184	NUM
ijtc-268	2	6	|	|	ADV
ijtc-268	2	7	ilomata	ilomata	PROPN
ijtc-268	2	8	international	international	ADJ
ijtc-268	2	9	journal	journal	NOUN
ijtc-268	2	10	of	of	ADP
ijtc-268	2	11	tax	tax	PROPN
ijtc-268	2	12	&	&	CCONJ
ijtc-268	2	13	accounting	accounting	PROPN
ijtc-268	2	14	volume	volume	NOUN
ijtc-268	2	15	2	2	NUM
ijtc-268	2	16	number	number	NOUN
ijtc-268	2	17	3	3	NUM
ijtc-268	2	18	,	,	PUNCT
ijtc-268	2	19	july	july	PROPN
ijtc-268	2	20	2021	2021	NUM
ijtc-268	2	21	general	general	ADJ
ijtc-268	2	22	insurance	insurance	NOUN
ijtc-268	2	23	subsector	subsector	NOUN
ijtc-268	2	24	performance	performance	NOUN
ijtc-268	2	25	in	in	ADP
ijtc-268	2	26	2020/2021	2020/2021	NUM
ijtc-268	2	27	,	,	PUNCT
ijtc-268	2	28	does	do	VERB
ijtc-268	2	29	the	the	DET
ijtc-268	2	30	covid-19	covid-19	PROPN
ijtc-268	2	31	pandemic	pandemic	ADJ
ijtc-268	2	32	matter	matter	NOUN
ijtc-268	2	33	?	?	PUNCT
ijtc-268	3	1	toto	toto	NOUN
ijtc-268	3	2	sugiharto	sugiharto	NOUN
ijtc-268	3	3	faculty	faculty	NOUN
ijtc-268	3	4	of	of	ADP
ijtc-268	3	5	economics	economic	NOUN
ijtc-268	3	6	,	,	PUNCT
ijtc-268	3	7	gunadarma	gunadarma	VERB
ijtc-268	3	8	university	university	NOUN
ijtc-268	3	9	,	,	PUNCT
ijtc-268	3	10	jakarta	jakarta	PROPN
ijtc-268	3	11	correspondent	correspondent	NOUN
ijtc-268	3	12	:	:	PUNCT
ijtc-268	3	13	hart2862@gmail.com	hart2862@gmail.com	X
ijtc-268	3	14	submitted	submit	VERB
ijtc-268	3	15	:	:	PUNCT
ijtc-268	3	16	june	june	PROPN
ijtc-268	3	17	22	22	NUM
ijtc-268	3	18	,	,	PUNCT
ijtc-268	3	19	2021	2021	NUM
ijtc-268	3	20	revised	revise	VERB
ijtc-268	3	21	:	:	PUNCT
ijtc-268	3	22	july	july	PROPN
ijtc-268	3	23	15	15	NUM
ijtc-268	3	24	,	,	PUNCT
ijtc-268	3	25	2021	2021	NUM
ijtc-268	3	26	published	publish	VERB
ijtc-268	3	27	:	:	PUNCT
ijtc-268	3	28	july	july	PROPN
ijtc-268	3	29	31	31	NUM
ijtc-268	3	30	,	,	PUNCT
ijtc-268	3	31	2021	2021	NUM
ijtc-268	3	32	abstract	abstract	NOUN
ijtc-268	3	33	this	this	DET
ijtc-268	3	34	paper	paper	NOUN
ijtc-268	3	35	is	be	AUX
ijtc-268	3	36	aimed	aim	VERB
ijtc-268	3	37	at	at	ADP
ijtc-268	3	38	analyzing	analyze	VERB
ijtc-268	3	39	the	the	DET
ijtc-268	3	40	impact	impact	NOUN
ijtc-268	3	41	of	of	ADP
ijtc-268	3	42	the	the	DET
ijtc-268	3	43	covid-19	covid-19	PROPN
ijtc-268	3	44	pandemic	pandemic	NOUN
ijtc-268	3	45	on	on	ADP
ijtc-268	3	46	the	the	DET
ijtc-268	3	47	performance	performance	NOUN
ijtc-268	3	48	of	of	ADP
ijtc-268	3	49	general	general	ADJ
ijtc-268	3	50	insurance	insurance	NOUN
ijtc-268	3	51	subsector	subsector	NOUN
ijtc-268	3	52	in	in	ADP
ijtc-268	3	53	indonesia	indonesia	PROPN
ijtc-268	3	54	.	.	PUNCT
ijtc-268	4	1	secondary	secondary	ADJ
ijtc-268	4	2	data	datum	NOUN
ijtc-268	4	3	obtained	obtain	VERB
ijtc-268	4	4	from	from	ADP
ijtc-268	4	5	the	the	DET
ijtc-268	4	6	indonesia	indonesia	PROPN
ijtc-268	4	7	financial	financial	PROPN
ijtc-268	4	8	service	service	PROPN
ijtc-268	4	9	authority	authority	NOUN
ijtc-268	4	10	which	which	PRON
ijtc-268	4	11	include	include	VERB
ijtc-268	4	12	annual	annual	ADJ
ijtc-268	4	13	growth	growth	NOUN
ijtc-268	4	14	rate	rate	NOUN
ijtc-268	4	15	(	(	PUNCT
ijtc-268	4	16	year	year	NOUN
ijtc-268	4	17	on	on	ADP
ijtc-268	4	18	year	year	NOUN
ijtc-268	4	19	)	)	PUNCT
ijtc-268	4	20	of	of	ADP
ijtc-268	4	21	total	total	ADJ
ijtc-268	4	22	asset	asset	NOUN
ijtc-268	4	23	,	,	PUNCT
ijtc-268	4	24	technical	technical	PROPN
ijtc-268	4	25	reserve	reserve	PROPN
ijtc-268	4	26	,	,	PUNCT
ijtc-268	4	27	investment	investment	NOUN
ijtc-268	4	28	,	,	PUNCT
ijtc-268	4	29	equity	equity	NOUN
ijtc-268	4	30	,	,	PUNCT
ijtc-268	4	31	and	and	CCONJ
ijtc-268	4	32	net	net	ADJ
ijtc-268	4	33	premium	premium	NOUN
ijtc-268	4	34	income	income	NOUN
ijtc-268	4	35	for	for	ADP
ijtc-268	4	36	the	the	DET
ijtc-268	4	37	periods	period	NOUN
ijtc-268	4	38	between	between	ADP
ijtc-268	4	39	april	april	PROPN
ijtc-268	4	40	2019	2019	NUM
ijtc-268	4	41	,	,	PUNCT
ijtc-268	4	42	2020	2020	NUM
ijtc-268	4	43	and	and	CCONJ
ijtc-268	4	44	2021	2021	NUM
ijtc-268	4	45	to	to	ADP
ijtc-268	4	46	march	march	PROPN
ijtc-268	4	47	2019	2019	NUM
ijtc-268	4	48	,	,	PUNCT
ijtc-268	4	49	2020	2020	NUM
ijtc-268	4	50	and	and	CCONJ
ijtc-268	4	51	2021	2021	NUM
ijtc-268	4	52	were	be	AUX
ijtc-268	4	53	used	use	VERB
ijtc-268	4	54	in	in	ADP
ijtc-268	4	55	this	this	DET
ijtc-268	4	56	study	study	NOUN
ijtc-268	4	57	.	.	PUNCT
ijtc-268	5	1	using	use	VERB
ijtc-268	5	2	the	the	DET
ijtc-268	5	3	dependent	dependent	ADJ
ijtc-268	5	4	sample	sample	NOUN
ijtc-268	5	5	t	t	NOUN
ijtc-268	5	6	-	-	PUNCT
ijtc-268	5	7	test	test	NOUN
ijtc-268	5	8	,	,	PUNCT
ijtc-268	5	9	it	it	PRON
ijtc-268	5	10	is	be	AUX
ijtc-268	5	11	revealed	reveal	VERB
ijtc-268	5	12	that	that	SCONJ
ijtc-268	5	13	the	the	DET
ijtc-268	5	14	impacts	impact	NOUN
ijtc-268	5	15	of	of	ADP
ijtc-268	5	16	the	the	DET
ijtc-268	5	17	covid-19	covid-19	PROPN
ijtc-268	5	18	pandemic	pandemic	NOUN
ijtc-268	5	19	on	on	ADP
ijtc-268	5	20	the	the	DET
ijtc-268	5	21	performance	performance	NOUN
ijtc-268	5	22	of	of	ADP
ijtc-268	5	23	general	general	ADJ
ijtc-268	5	24	insurance	insurance	NOUN
ijtc-268	5	25	subsector	subsector	NOUN
ijtc-268	5	26	were	be	AUX
ijtc-268	5	27	varied	varied	ADJ
ijtc-268	5	28	.	.	PUNCT
ijtc-268	6	1	the	the	DET
ijtc-268	6	2	growth	growth	NOUN
ijtc-268	6	3	rates	rate	NOUN
ijtc-268	6	4	of	of	ADP
ijtc-268	6	5	the	the	DET
ijtc-268	6	6	total	total	ADJ
ijtc-268	6	7	asset	asset	NOUN
ijtc-268	6	8	,	,	PUNCT
ijtc-268	6	9	total	total	ADJ
ijtc-268	6	10	investment	investment	NOUN
ijtc-268	6	11	,	,	PUNCT
ijtc-268	6	12	and	and	CCONJ
ijtc-268	6	13	net	net	ADJ
ijtc-268	6	14	premium	premium	NOUN
ijtc-268	6	15	income	income	NOUN
ijtc-268	6	16	of	of	ADP
ijtc-268	6	17	general	general	ADJ
ijtc-268	6	18	insurance	insurance	NOUN
ijtc-268	6	19	subsector	subsector	NOUN
ijtc-268	6	20	significantly	significantly	ADV
ijtc-268	6	21	decreased	decrease	VERB
ijtc-268	6	22	during	during	ADP
ijtc-268	6	23	the	the	DET
ijtc-268	6	24	covid-19	covid-19	PROPN
ijtc-268	6	25	pandemic	pandemic	NOUN
ijtc-268	6	26	.	.	PUNCT
ijtc-268	7	1	the	the	DET
ijtc-268	7	2	decline	decline	NOUN
ijtc-268	7	3	of	of	ADP
ijtc-268	7	4	these	these	DET
ijtc-268	7	5	variables	variable	NOUN
ijtc-268	7	6	was	be	AUX
ijtc-268	7	7	influenced	influence	VERB
ijtc-268	7	8	by	by	ADP
ijtc-268	7	9	the	the	DET
ijtc-268	7	10	covid-19	covid-19	PROPN
ijtc-268	7	11	pandemic	pandemic	NOUN
ijtc-268	7	12	.	.	PUNCT
ijtc-268	8	1	in	in	ADP
ijtc-268	8	2	the	the	DET
ijtc-268	8	3	meantime	meantime	NOUN
ijtc-268	8	4	,	,	PUNCT
ijtc-268	8	5	the	the	DET
ijtc-268	8	6	growth	growth	NOUN
ijtc-268	8	7	rate	rate	NOUN
ijtc-268	8	8	of	of	ADP
ijtc-268	8	9	technical	technical	PROPN
ijtc-268	8	10	reserve	reserve	PROPN
ijtc-268	8	11	and	and	CCONJ
ijtc-268	8	12	equity	equity	NOUN
ijtc-268	8	13	were	be	AUX
ijtc-268	8	14	not	not	PART
ijtc-268	8	15	significantly	significantly	ADV
ijtc-268	8	16	influenced	influence	VERB
ijtc-268	8	17	by	by	ADP
ijtc-268	8	18	the	the	DET
ijtc-268	8	19	covid-19	covid-19	PROPN
ijtc-268	8	20	pandemic	pandemic	NOUN
ijtc-268	8	21	.	.	PUNCT
ijtc-268	9	1	the	the	DET
ijtc-268	9	2	growth	growth	NOUN
ijtc-268	9	3	rate	rate	NOUN
ijtc-268	9	4	of	of	ADP
ijtc-268	9	5	these	these	DET
ijtc-268	9	6	variables	variable	NOUN
ijtc-268	9	7	decreased	decrease	VERB
ijtc-268	9	8	,	,	PUNCT
ijtc-268	9	9	however	however	ADV
ijtc-268	9	10	,	,	PUNCT
ijtc-268	9	11	the	the	DET
ijtc-268	9	12	degree	degree	NOUN
ijtc-268	9	13	of	of	ADP
ijtc-268	9	14	decreases	decrease	NOUN
ijtc-268	9	15	was	be	AUX
ijtc-268	9	16	not	not	PART
ijtc-268	9	17	statistically	statistically	ADV
ijtc-268	9	18	significant	significant	ADJ
ijtc-268	9	19	.	.	PUNCT
ijtc-268	10	1	findings	finding	NOUN
ijtc-268	10	2	of	of	ADP
ijtc-268	10	3	the	the	DET
ijtc-268	10	4	study	study	NOUN
ijtc-268	10	5	indicate	indicate	VERB
ijtc-268	10	6	that	that	SCONJ
ijtc-268	10	7	further	further	ADJ
ijtc-268	10	8	study	study	NOUN
ijtc-268	10	9	is	be	AUX
ijtc-268	10	10	required	require	VERB
ijtc-268	10	11	to	to	PART
ijtc-268	10	12	examine	examine	VERB
ijtc-268	10	13	in	in	ADP
ijtc-268	10	14	more	more	ADJ
ijtc-268	10	15	detail	detail	NOUN
ijtc-268	10	16	the	the	DET
ijtc-268	10	17	factors	factor	NOUN
ijtc-268	10	18	that	that	PRON
ijtc-268	10	19	affect	affect	VERB
ijtc-268	10	20	the	the	DET
ijtc-268	10	21	performance	performance	NOUN
ijtc-268	10	22	of	of	ADP
ijtc-268	10	23	the	the	DET
ijtc-268	10	24	general	general	ADJ
ijtc-268	10	25	insurance	insurance	NOUN
ijtc-268	10	26	subsector	subsector	NOUN
ijtc-268	10	27	in	in	ADP
ijtc-268	10	28	relation	relation	NOUN
ijtc-268	10	29	to	to	ADP
ijtc-268	10	30	the	the	DET
ijtc-268	10	31	covid19	covid19	NOUN
ijtc-268	10	32	pandemic	pandemic	ADJ
ijtc-268	10	33	.	.	PUNCT
ijtc-268	11	1	keywords	keyword	NOUN
ijtc-268	11	2	:	:	PUNCT
ijtc-268	11	3	general	general	ADJ
ijtc-268	11	4	insurance	insurance	NOUN
ijtc-268	11	5	,	,	PUNCT
ijtc-268	11	6	growth	growth	NOUN
ijtc-268	11	7	rate	rate	NOUN
ijtc-268	11	8	,	,	PUNCT
ijtc-268	11	9	performance	performance	NOUN
ijtc-268	11	10	indicator	indicator	NOUN
ijtc-268	11	11	,	,	PUNCT
ijtc-268	11	12	covid-19	covid-19	PROPN
ijtc-268	11	13	pandemic	pandemic	ADJ
ijtc-268	11	14	.	.	PUNCT
ijtc-268	12	1	introduction	introduction	NOUN
ijtc-268	12	2	financial	financial	ADJ
ijtc-268	12	3	institutions	institution	NOUN
ijtc-268	12	4	play	play	VERB
ijtc-268	12	5	an	an	DET
ijtc-268	12	6	important	important	ADJ
ijtc-268	12	7	role	role	NOUN
ijtc-268	12	8	in	in	ADP
ijtc-268	12	9	the	the	DET
ijtc-268	12	10	economic	economic	ADJ
ijtc-268	12	11	system	system	NOUN
ijtc-268	12	12	,	,	PUNCT
ijtc-268	12	13	namely	namely	ADV
ijtc-268	12	14	as	as	ADP
ijtc-268	12	15	a	a	DET
ijtc-268	12	16	source	source	NOUN
ijtc-268	12	17	of	of	ADP
ijtc-268	12	18	economic	economic	ADJ
ijtc-268	12	19	life	life	NOUN
ijtc-268	12	20	in	in	ADP
ijtc-268	12	21	the	the	DET
ijtc-268	12	22	form	form	NOUN
ijtc-268	12	23	of	of	ADP
ijtc-268	12	24	providing	provide	VERB
ijtc-268	12	25	facilities	facility	NOUN
ijtc-268	12	26	for	for	ADP
ijtc-268	12	27	the	the	DET
ijtc-268	12	28	flow	flow	NOUN
ijtc-268	12	29	of	of	ADP
ijtc-268	12	30	funds	fund	NOUN
ijtc-268	12	31	in	in	ADP
ijtc-268	12	32	and	and	CCONJ
ijtc-268	12	33	out	out	ADP
ijtc-268	12	34	of	of	ADP
ijtc-268	12	35	funds	fund	NOUN
ijtc-268	12	36	or	or	CCONJ
ijtc-268	12	37	capital	capital	NOUN
ijtc-268	12	38	circulation	circulation	NOUN
ijtc-268	12	39	.	.	PUNCT
ijtc-268	13	1	insurance	insurance	NOUN
ijtc-268	13	2	is	be	AUX
ijtc-268	13	3	one	one	NUM
ijtc-268	13	4	of	of	ADP
ijtc-268	13	5	the	the	DET
ijtc-268	13	6	oldest	old	ADJ
ijtc-268	13	7	fields	field	NOUN
ijtc-268	13	8	of	of	ADP
ijtc-268	13	9	the	the	DET
ijtc-268	13	10	economy	economy	NOUN
ijtc-268	13	11	.	.	PUNCT
ijtc-268	14	1	insurance	insurance	NOUN
ijtc-268	14	2	sector	sector	NOUN
ijtc-268	14	3	in	in	ADP
ijtc-268	14	4	indonesia	indonesia	PROPN
ijtc-268	14	5	—	—	PUNCT
ijtc-268	14	6	as	as	ADP
ijtc-268	14	7	one	one	NUM
ijtc-268	14	8	of	of	ADP
ijtc-268	14	9	the	the	DET
ijtc-268	14	10	sectors	sector	NOUN
ijtc-268	14	11	in	in	ADP
ijtc-268	14	12	the	the	DET
ijtc-268	14	13	financial	financial	ADJ
ijtc-268	14	14	industry	industry	NOUN
ijtc-268	14	15	which	which	PRON
ijtc-268	14	16	include	include	VERB
ijtc-268	14	17	banking	banking	NOUN
ijtc-268	14	18	,	,	PUNCT
ijtc-268	14	19	capital	capital	NOUN
ijtc-268	14	20	markets	market	NOUN
ijtc-268	14	21	,	,	PUNCT
ijtc-268	14	22	pension	pension	NOUN
ijtc-268	14	23	funds	fund	NOUN
ijtc-268	14	24	,	,	PUNCT
ijtc-268	14	25	financial	financial	ADJ
ijtc-268	14	26	institutions	institution	NOUN
ijtc-268	14	27	,	,	PUNCT
ijtc-268	14	28	and	and	CCONJ
ijtc-268	14	29	other	other	ADJ
ijtc-268	14	30	financial	financial	ADJ
ijtc-268	14	31	service	service	NOUN
ijtc-268	14	32	institutions	institution	NOUN
ijtc-268	14	33	—	—	PUNCT
ijtc-268	14	34	plays	play	VERB
ijtc-268	14	35	an	an	DET
ijtc-268	14	36	important	important	ADJ
ijtc-268	14	37	role	role	NOUN
ijtc-268	14	38	in	in	ADP
ijtc-268	14	39	strengthening	strengthen	VERB
ijtc-268	14	40	monetary	monetary	ADJ
ijtc-268	14	41	and	and	CCONJ
ijtc-268	14	42	investment	investment	NOUN
ijtc-268	14	43	activities	activity	NOUN
ijtc-268	14	44	by	by	ADP
ijtc-268	14	45	means	mean	NOUN
ijtc-268	14	46	of	of	ADP
ijtc-268	14	47	providing	provide	VERB
ijtc-268	14	48	the	the	DET
ijtc-268	14	49	long	long	ADJ
ijtc-268	14	50	-	-	PUNCT
ijtc-268	14	51	term	term	NOUN
ijtc-268	14	52	funds	fund	NOUN
ijtc-268	14	53	needed	need	VERB
ijtc-268	14	54	for	for	ADP
ijtc-268	14	55	the	the	DET
ijtc-268	14	56	development	development	NOUN
ijtc-268	14	57	of	of	ADP
ijtc-268	14	58	physical	physical	ADJ
ijtc-268	14	59	and	and	CCONJ
ijtc-268	14	60	social	social	ADJ
ijtc-268	14	61	infrastructure	infrastructure	NOUN
ijtc-268	14	62	while	while	SCONJ
ijtc-268	14	63	at	at	ADP
ijtc-268	14	64	the	the	DET
ijtc-268	14	65	same	same	ADJ
ijtc-268	14	66	time	time	NOUN
ijtc-268	14	67	increasing	increase	VERB
ijtc-268	14	68	the	the	DET
ijtc-268	14	69	ability	ability	NOUN
ijtc-268	14	70	of	of	ADP
ijtc-268	14	71	business	business	NOUN
ijtc-268	14	72	actors	actor	NOUN
ijtc-268	14	73	to	to	PART
ijtc-268	14	74	take	take	VERB
ijtc-268	14	75	risks	risk	NOUN
ijtc-268	14	76	.	.	PUNCT
ijtc-268	15	1	the	the	DET
ijtc-268	15	2	insurance	insurance	NOUN
ijtc-268	15	3	sector	sector	NOUN
ijtc-268	15	4	plays	play	VERB
ijtc-268	15	5	an	an	DET
ijtc-268	15	6	important	important	ADJ
ijtc-268	15	7	role	role	NOUN
ijtc-268	15	8	in	in	ADP
ijtc-268	15	9	maintaining	maintain	VERB
ijtc-268	15	10	financial	financial	ADJ
ijtc-268	15	11	system	system	NOUN
ijtc-268	15	12	stability	stability	NOUN
ijtc-268	15	13	for	for	ADP
ijtc-268	15	14	a	a	DET
ijtc-268	15	15	number	number	NOUN
ijtc-268	15	16	of	of	ADP
ijtc-268	15	17	reasons	reason	NOUN
ijtc-268	15	18	,	,	PUNCT
ijtc-268	15	19	three	three	NUM
ijtc-268	15	20	of	of	ADP
ijtc-268	15	21	which	which	PRON
ijtc-268	15	22	are	be	AUX
ijtc-268	15	23	(	(	PUNCT
ijtc-268	15	24	i	i	NOUN
ijtc-268	15	25	)	)	PUNCT
ijtc-268	15	26	insurance	insurance	NOUN
ijtc-268	15	27	companies	company	NOUN
ijtc-268	15	28	are	be	AUX
ijtc-268	15	29	large	large	ADJ
ijtc-268	15	30	investors	investor	NOUN
ijtc-268	15	31	in	in	ADP
ijtc-268	15	32	the	the	DET
ijtc-268	15	33	financial	financial	ADJ
ijtc-268	15	34	market	market	NOUN
ijtc-268	15	35	,	,	PUNCT
ijtc-268	15	36	(	(	PUNCT
ijtc-268	15	37	ii	ii	NOUN
ijtc-268	15	38	)	)	PUNCT
ijtc-268	15	39	the	the	DET
ijtc-268	15	40	increasing	increase	VERB
ijtc-268	15	41	relationship	relationship	NOUN
ijtc-268	15	42	between	between	ADP
ijtc-268	15	43	insurance	insurance	NOUN
ijtc-268	15	44	companies	company	NOUN
ijtc-268	15	45	and	and	CCONJ
ijtc-268	15	46	banks	bank	NOUN
ijtc-268	15	47	,	,	PUNCT
ijtc-268	15	48	and	and	CCONJ
ijtc-268	15	49	(	(	PUNCT
ijtc-268	15	50	ii	ii	NOUN
ijtc-268	15	51	)	)	PUNCT
ijtc-268	15	52	by	by	ADP
ijtc-268	15	53	insuring	insure	VERB
ijtc-268	15	54	the	the	DET
ijtc-268	15	55	risks	risk	NOUN
ijtc-268	15	56	they	they	PRON
ijtc-268	15	57	face	face	VERB
ijtc-268	15	58	,	,	PUNCT
ijtc-268	15	59	insurance	insurance	NOUN
ijtc-268	15	60	companies	company	NOUN
ijtc-268	15	61	protect	protect	VERB
ijtc-268	15	62	the	the	DET
ijtc-268	15	63	financial	financial	ADJ
ijtc-268	15	64	stability	stability	NOUN
ijtc-268	15	65	of	of	ADP
ijtc-268	15	66	households	household	NOUN
ijtc-268	15	67	and	and	CCONJ
ijtc-268	15	68	firms	firm	NOUN
ijtc-268	15	69	.	.	PUNCT
ijtc-268	16	1	insurance	insurance	NOUN
ijtc-268	16	2	,	,	PUNCT
ijtc-268	16	3	according	accord	VERB
ijtc-268	16	4	to	to	ADP
ijtc-268	16	5	ghimire	ghimire	VERB
ijtc-268	16	6	(	(	PUNCT
ijtc-268	16	7	2014	2014	NUM
ijtc-268	16	8	)	)	PUNCT
ijtc-268	16	9	,	,	PUNCT
ijtc-268	16	10	is	be	AUX
ijtc-268	16	11	a	a	DET
ijtc-268	16	12	means	means	NOUN
ijtc-268	16	13	of	of	ADP
ijtc-268	16	14	financial	financial	ADJ
ijtc-268	16	15	protection	protection	NOUN
ijtc-268	16	16	from	from	ADP
ijtc-268	16	17	events	event	NOUN
ijtc-268	16	18	that	that	PRON
ijtc-268	16	19	result	result	VERB
ijtc-268	16	20	in	in	ADP
ijtc-268	16	21	loss	loss	NOUN
ijtc-268	16	22	of	of	ADP
ijtc-268	16	23	property	property	NOUN
ijtc-268	16	24	(	(	PUNCT
ijtc-268	16	25	wealth	wealth	NOUN
ijtc-268	16	26	or	or	CCONJ
ijtc-268	16	27	assets	asset	NOUN
ijtc-268	16	28	)	)	PUNCT
ijtc-268	16	29	,	,	PUNCT
ijtc-268	16	30	loss	loss	NOUN
ijtc-268	16	31	of	of	ADP
ijtc-268	16	32	the	the	DET
ijtc-268	16	33	head	head	NOUN
ijtc-268	16	34	of	of	ADP
ijtc-268	16	35	the	the	DET
ijtc-268	16	36	family	family	NOUN
ijtc-268	16	37	as	as	ADP
ijtc-268	16	38	the	the	DET
ijtc-268	16	39	breadwinner	breadwinner	NOUN
ijtc-268	16	40	of	of	ADP
ijtc-268	16	41	the	the	DET
ijtc-268	16	42	family	family	NOUN
ijtc-268	16	43	,	,	PUNCT
ijtc-268	16	44	and	and	CCONJ
ijtc-268	16	45	loss	loss	NOUN
ijtc-268	16	46	of	of	ADP
ijtc-268	16	47	income	income	NOUN
ijtc-268	16	48	due	due	ADP
ijtc-268	16	49	to	to	ADP
ijtc-268	16	50	accidents	accident	NOUN
ijtc-268	16	51	,	,	PUNCT
ijtc-268	16	52	prolonged	prolonged	ADJ
ijtc-268	16	53	illness	illness	NOUN
ijtc-268	16	54	,	,	PUNCT
ijtc-268	16	55	and	and	CCONJ
ijtc-268	16	56	permanent	permanent	ADJ
ijtc-268	16	57	disability	disability	NOUN
ijtc-268	16	58	.	.	PUNCT
ijtc-268	17	1	the	the	DET
ijtc-268	17	2	insurance	insurance	NOUN
ijtc-268	17	3	sector	sector	NOUN
ijtc-268	17	4	plays	play	VERB
ijtc-268	17	5	a	a	DET
ijtc-268	17	6	major	major	ADJ
ijtc-268	17	7	role	role	NOUN
ijtc-268	17	8	in	in	ADP
ijtc-268	17	9	increasing	increase	VERB
ijtc-268	17	10	gdp	gdp	NOUN
ijtc-268	17	11	.	.	PUNCT
ijtc-268	18	1	premiums	premium	NOUN
ijtc-268	18	2	collected	collect	VERB
ijtc-268	18	3	by	by	ADP
ijtc-268	18	4	insurance	insurance	NOUN
ijtc-268	18	5	companies	company	NOUN
ijtc-268	18	6	have	have	AUX
ijtc-268	18	7	been	be	AUX
ijtc-268	18	8	recognized	recognize	VERB
ijtc-268	18	9	to	to	PART
ijtc-268	18	10	have	have	VERB
ijtc-268	18	11	positive	positive	ADJ
ijtc-268	18	12	impact	impact	NOUN
ijtc-268	18	13	on	on	ADP
ijtc-268	18	14	economic	economic	ADJ
ijtc-268	18	15	development	development	NOUN
ijtc-268	18	16	.	.	PUNCT
ijtc-268	19	1	in	in	ADP
ijtc-268	19	2	addition	addition	NOUN
ijtc-268	19	3	,	,	PUNCT
ijtc-268	19	4	insurance	insurance	NOUN
ijtc-268	19	5	has	have	VERB
ijtc-268	19	6	a	a	DET
ijtc-268	19	7	substantial	substantial	ADJ
ijtc-268	19	8	contribution	contribution	NOUN
ijtc-268	19	9	towards	towards	ADP
ijtc-268	19	10	the	the	DET
ijtc-268	19	11	balance	balance	NOUN
ijtc-268	19	12	of	of	ADP
ijtc-268	19	13	payments	payment	NOUN
ijtc-268	19	14	,	,	PUNCT
ijtc-268	19	15	positive	positive	ADJ
ijtc-268	19	16	financial	financial	ADJ
ijtc-268	19	17	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-268	19	18	mailto:hart2862@gmail.com	mailto:hart2862@gmail.com	PROPN
ijtc-268	19	19	general	general	PROPN
ijtc-268	19	20	insurance	insurance	PROPN
ijtc-268	19	21	subsector	subsector	NOUN
ijtc-268	19	22	performance	performance	NOUN
ijtc-268	19	23	in	in	ADP
ijtc-268	19	24	2020/2021	2020/2021	NUM
ijtc-268	19	25	,	,	PUNCT
ijtc-268	19	26	does	do	VERB
ijtc-268	19	27	the	the	DET
ijtc-268	19	28	covid-19	covid-19	PROPN
ijtc-268	19	29	pandemic	pandemic	ADJ
ijtc-268	19	30	matter	matter	NOUN
ijtc-268	19	31	?	?	PUNCT
ijtc-268	20	1	toto	toto	NOUN
ijtc-268	20	2	sugiharto	sugiharto	NOUN
ijtc-268	20	3	185	185	NUM
ijtc-268	20	4	|	|	CCONJ
ijtc-268	20	5	ilomata	ilomata	PROPN
ijtc-268	20	6	international	international	ADJ
ijtc-268	20	7	journal	journal	NOUN
ijtc-268	20	8	of	of	ADP
ijtc-268	20	9	tax	tax	PROPN
ijtc-268	20	10	&	&	CCONJ
ijtc-268	20	11	accounting	accounting	PROPN
ijtc-268	20	12	volume	volume	NOUN
ijtc-268	20	13	2	2	NUM
ijtc-268	20	14	number	number	NOUN
ijtc-268	20	15	3	3	NUM
ijtc-268	20	16	,	,	PUNCT
ijtc-268	20	17	july	july	PROPN
ijtc-268	20	18	2021	2021	NUM
ijtc-268	20	19	stability	stability	NOUN
ijtc-268	20	20	as	as	ADV
ijtc-268	20	21	well	well	ADV
ijtc-268	20	22	as	as	ADP
ijtc-268	20	23	increases	increase	VERB
ijtc-268	20	24	employment	employment	NOUN
ijtc-268	20	25	in	in	ADP
ijtc-268	20	26	the	the	DET
ijtc-268	20	27	economy	economy	NOUN
ijtc-268	20	28	.	.	PUNCT
ijtc-268	21	1	these	these	DET
ijtc-268	21	2	factors	factor	NOUN
ijtc-268	21	3	,	,	PUNCT
ijtc-268	21	4	in	in	ADP
ijtc-268	21	5	various	various	ADJ
ijtc-268	21	6	ways	way	NOUN
ijtc-268	21	7	and	and	CCONJ
ijtc-268	21	8	magnitudes	magnitude	NOUN
ijtc-268	21	9	,	,	PUNCT
ijtc-268	21	10	accelerate	accelerate	VERB
ijtc-268	21	11	economic	economic	ADJ
ijtc-268	21	12	growth	growth	NOUN
ijtc-268	21	13	.	.	PUNCT
ijtc-268	22	1	on	on	ADP
ijtc-268	22	2	the	the	DET
ijtc-268	22	3	other	other	ADJ
ijtc-268	22	4	hand	hand	NOUN
ijtc-268	22	5	,	,	PUNCT
ijtc-268	22	6	the	the	DET
ijtc-268	22	7	development	development	NOUN
ijtc-268	22	8	and	and	CCONJ
ijtc-268	22	9	performance	performance	NOUN
ijtc-268	22	10	of	of	ADP
ijtc-268	22	11	insurance	insurance	NOUN
ijtc-268	22	12	sectors	sector	NOUN
ijtc-268	22	13	is	be	AUX
ijtc-268	22	14	influenced	influence	VERB
ijtc-268	22	15	by	by	ADP
ijtc-268	22	16	a	a	DET
ijtc-268	22	17	number	number	NOUN
ijtc-268	22	18	of	of	ADP
ijtc-268	22	19	factors	factor	NOUN
ijtc-268	22	20	.	.	PUNCT
ijtc-268	23	1	this	this	PRON
ijtc-268	23	2	includes	include	VERB
ijtc-268	23	3	,	,	PUNCT
ijtc-268	23	4	as	as	SCONJ
ijtc-268	23	5	summarized	summarize	VERB
ijtc-268	23	6	by	by	ADP
ijtc-268	23	7	outreville	outreville	NOUN
ijtc-268	23	8	(	(	PUNCT
ijtc-268	23	9	2011	2011	NUM
ijtc-268	23	10	)	)	PUNCT
ijtc-268	23	11	,	,	PUNCT
ijtc-268	23	12	economic	economic	ADJ
ijtc-268	23	13	factors	factor	NOUN
ijtc-268	23	14	,	,	PUNCT
ijtc-268	23	15	demographic	demographic	ADJ
ijtc-268	23	16	factors	factor	NOUN
ijtc-268	23	17	,	,	PUNCT
ijtc-268	23	18	social	social	ADJ
ijtc-268	23	19	and	and	CCONJ
ijtc-268	23	20	cultural	cultural	ADJ
ijtc-268	23	21	factors	factor	NOUN
ijtc-268	23	22	,	,	PUNCT
ijtc-268	23	23	and	and	CCONJ
ijtc-268	23	24	institutional	institutional	ADJ
ijtc-268	23	25	and	and	CCONJ
ijtc-268	23	26	market	market	NOUN
ijtc-268	23	27	structure	structure	NOUN
ijtc-268	23	28	factors	factor	NOUN
ijtc-268	23	29	.	.	PUNCT
ijtc-268	24	1	the	the	DET
ijtc-268	24	2	world	world	PROPN
ijtc-268	24	3	health	health	PROPN
ijtc-268	24	4	organization	organization	NOUN
ijtc-268	24	5	(	(	PUNCT
ijtc-268	24	6	who	who	PRON
ijtc-268	24	7	)	)	PUNCT
ijtc-268	24	8	,	,	PUNCT
ijtc-268	24	9	on	on	ADP
ijtc-268	24	10	march	march	PROPN
ijtc-268	24	11	11	11	NUM
ijtc-268	24	12	,	,	PUNCT
ijtc-268	24	13	2020	2020	NUM
ijtc-268	24	14	,	,	PUNCT
ijtc-268	24	15	declared	declare	VERB
ijtc-268	24	16	covid-19	covid-19	PROPN
ijtc-268	24	17	a	a	DET
ijtc-268	24	18	pandemic	pandemic	NOUN
ijtc-268	24	19	.	.	PUNCT
ijtc-268	25	1	this	this	DET
ijtc-268	25	2	statement	statement	NOUN
ijtc-268	25	3	is	be	AUX
ijtc-268	25	4	supported	support	VERB
ijtc-268	25	5	by	by	ADP
ijtc-268	25	6	data	datum	NOUN
ijtc-268	25	7	showing	show	VERB
ijtc-268	25	8	that	that	SCONJ
ijtc-268	25	9	more	more	ADJ
ijtc-268	25	10	than	than	ADP
ijtc-268	25	11	3	3	NUM
ijtc-268	25	12	million	million	NUM
ijtc-268	25	13	cases	case	NOUN
ijtc-268	25	14	have	have	AUX
ijtc-268	25	15	been	be	AUX
ijtc-268	25	16	found	find	VERB
ijtc-268	25	17	and	and	CCONJ
ijtc-268	25	18	more	more	ADJ
ijtc-268	25	19	than	than	ADP
ijtc-268	25	20	200	200	NUM
ijtc-268	25	21	thousand	thousand	NUM
ijtc-268	25	22	deaths	death	NOUN
ijtc-268	25	23	in	in	ADP
ijtc-268	25	24	213	213	NUM
ijtc-268	25	25	countries	country	NOUN
ijtc-268	25	26	(	(	PUNCT
ijtc-268	25	27	world	world	NOUN
ijtc-268	25	28	health	health	NOUN
ijtc-268	25	29	organization	organization	NOUN
ijtc-268	25	30	,	,	PUNCT
ijtc-268	25	31	2020	2020	NUM
ijtc-268	25	32	)	)	PUNCT
ijtc-268	25	33	.	.	PUNCT
ijtc-268	26	1	it	it	PRON
ijtc-268	26	2	realized	realize	VERB
ijtc-268	26	3	that	that	SCONJ
ijtc-268	26	4	the	the	DET
ijtc-268	26	5	infection	infection	NOUN
ijtc-268	26	6	has	have	AUX
ijtc-268	26	7	not	not	PART
ijtc-268	26	8	only	only	ADV
ijtc-268	26	9	become	become	VERB
ijtc-268	26	10	a	a	DET
ijtc-268	26	11	public	public	ADJ
ijtc-268	26	12	health	health	NOUN
ijtc-268	26	13	crisis	crisis	NOUN
ijtc-268	26	14	but	but	CCONJ
ijtc-268	26	15	has	have	AUX
ijtc-268	26	16	also	also	ADV
ijtc-268	26	17	affected	affect	VERB
ijtc-268	26	18	the	the	DET
ijtc-268	26	19	global	global	ADJ
ijtc-268	26	20	economy	economy	NOUN
ijtc-268	26	21	.	.	PUNCT
ijtc-268	27	1	significant	significant	ADJ
ijtc-268	27	2	economic	economic	ADJ
ijtc-268	27	3	impact	impact	NOUN
ijtc-268	27	4	has	have	AUX
ijtc-268	27	5	already	already	ADV
ijtc-268	27	6	been	be	AUX
ijtc-268	27	7	experienced	experience	VERB
ijtc-268	27	8	by	by	ADP
ijtc-268	27	9	a	a	DET
ijtc-268	27	10	number	number	NOUN
ijtc-268	27	11	of	of	ADP
ijtc-268	27	12	countries	country	NOUN
ijtc-268	27	13	across	across	ADP
ijtc-268	27	14	the	the	DET
ijtc-268	27	15	globe	globe	NOUN
ijtc-268	27	16	due	due	ADP
ijtc-268	27	17	to	to	ADP
ijtc-268	27	18	reduced	reduce	VERB
ijtc-268	27	19	productivity	productivity	NOUN
ijtc-268	27	20	,	,	PUNCT
ijtc-268	27	21	loss	loss	NOUN
ijtc-268	27	22	of	of	ADP
ijtc-268	27	23	life	life	NOUN
ijtc-268	27	24	,	,	PUNCT
ijtc-268	27	25	business	business	NOUN
ijtc-268	27	26	closures	closure	NOUN
ijtc-268	27	27	,	,	PUNCT
ijtc-268	27	28	trade	trade	NOUN
ijtc-268	27	29	disruption	disruption	NOUN
ijtc-268	27	30	,	,	PUNCT
ijtc-268	27	31	and	and	CCONJ
ijtc-268	27	32	decimation	decimation	NOUN
ijtc-268	27	33	of	of	ADP
ijtc-268	27	34	the	the	DET
ijtc-268	27	35	tourism	tourism	NOUN
ijtc-268	27	36	industry	industry	NOUN
ijtc-268	27	37	.	.	PUNCT
ijtc-268	28	1	like	like	ADP
ijtc-268	28	2	other	other	ADJ
ijtc-268	28	3	countries	country	NOUN
ijtc-268	28	4	,	,	PUNCT
ijtc-268	28	5	indonesia	indonesia	PROPN
ijtc-268	28	6	is	be	AUX
ijtc-268	28	7	still	still	ADV
ijtc-268	28	8	experiencing	experience	VERB
ijtc-268	28	9	the	the	DET
ijtc-268	28	10	social	social	ADJ
ijtc-268	28	11	,	,	PUNCT
ijtc-268	28	12	economic	economic	ADJ
ijtc-268	28	13	and	and	CCONJ
ijtc-268	28	14	even	even	ADV
ijtc-268	28	15	political	political	ADJ
ijtc-268	28	16	impacts	impact	NOUN
ijtc-268	28	17	of	of	ADP
ijtc-268	28	18	the	the	DET
ijtc-268	28	19	pandemic	pandemic	NOUN
ijtc-268	28	20	.	.	PUNCT
ijtc-268	29	1	since	since	SCONJ
ijtc-268	29	2	insurance	insurance	NOUN
ijtc-268	29	3	sector	sector	NOUN
ijtc-268	29	4	is	be	AUX
ijtc-268	29	5	,	,	PUNCT
ijtc-268	29	6	to	to	ADP
ijtc-268	29	7	some	some	DET
ijtc-268	29	8	degree	degree	NOUN
ijtc-268	29	9	,	,	PUNCT
ijtc-268	29	10	influenced	influence	VERB
ijtc-268	29	11	by	by	ADP
ijtc-268	29	12	economic	economic	ADJ
ijtc-268	29	13	factors	factor	NOUN
ijtc-268	29	14	such	such	ADJ
ijtc-268	29	15	as	as	ADP
ijtc-268	29	16	,	,	PUNCT
ijtc-268	29	17	amongst	amongst	ADP
ijtc-268	29	18	others	other	NOUN
ijtc-268	29	19	,	,	PUNCT
ijtc-268	29	20	economic	economic	ADJ
ijtc-268	29	21	growth	growth	NOUN
ijtc-268	29	22	,	,	PUNCT
ijtc-268	29	23	income	income	NOUN
ijtc-268	29	24	per	per	ADP
ijtc-268	29	25	capita	capita	NOUN
ijtc-268	29	26	and	and	CCONJ
ijtc-268	29	27	unemployment	unemployment	NOUN
ijtc-268	29	28	rate	rate	NOUN
ijtc-268	29	29	,	,	PUNCT
ijtc-268	29	30	it	it	PRON
ijtc-268	29	31	is	be	AUX
ijtc-268	29	32	assumed	assume	VERB
ijtc-268	29	33	that	that	SCONJ
ijtc-268	29	34	the	the	DET
ijtc-268	29	35	sector	sector	NOUN
ijtc-268	29	36	—	—	PUNCT
ijtc-268	29	37	in	in	ADP
ijtc-268	29	38	this	this	DET
ijtc-268	29	39	case	case	NOUN
ijtc-268	29	40	general	general	ADJ
ijtc-268	29	41	insurance	insurance	NOUN
ijtc-268	29	42	sector	sector	NOUN
ijtc-268	29	43	—	—	PUNCT
ijtc-268	29	44	will	will	AUX
ijtc-268	29	45	be	be	AUX
ijtc-268	29	46	affected	affect	VERB
ijtc-268	29	47	by	by	ADP
ijtc-268	29	48	the	the	DET
ijtc-268	29	49	covid-19	covid-19	PROPN
ijtc-268	29	50	pandemic	pandemic	NOUN
ijtc-268	29	51	.	.	PUNCT
ijtc-268	30	1	accordingly	accordingly	ADV
ijtc-268	30	2	,	,	PUNCT
ijtc-268	30	3	the	the	DET
ijtc-268	30	4	present	present	ADJ
ijtc-268	30	5	study	study	NOUN
ijtc-268	30	6	primary	primary	ADJ
ijtc-268	30	7	objective	objective	NOUN
ijtc-268	30	8	is	be	AUX
ijtc-268	30	9	to	to	PART
ijtc-268	30	10	investigate	investigate	VERB
ijtc-268	30	11	the	the	DET
ijtc-268	30	12	effect	effect	NOUN
ijtc-268	30	13	of	of	ADP
ijtc-268	30	14	the	the	DET
ijtc-268	30	15	covid-19	covid-19	PROPN
ijtc-268	30	16	pandemic	pandemic	NOUN
ijtc-268	30	17	on	on	ADP
ijtc-268	30	18	the	the	DET
ijtc-268	30	19	development	development	NOUN
ijtc-268	30	20	of	of	ADP
ijtc-268	30	21	general	general	ADJ
ijtc-268	30	22	insurance	insurance	NOUN
ijtc-268	30	23	sector	sector	NOUN
ijtc-268	30	24	in	in	ADP
ijtc-268	30	25	indonesia	indonesia	PROPN
ijtc-268	30	26	.	.	PUNCT
ijtc-268	31	1	the	the	DET
ijtc-268	31	2	development	development	NOUN
ijtc-268	31	3	indicators	indicator	NOUN
ijtc-268	31	4	of	of	ADP
ijtc-268	31	5	general	general	ADJ
ijtc-268	31	6	insurance	insurance	NOUN
ijtc-268	31	7	sector	sector	NOUN
ijtc-268	31	8	investigated	investigate	VERB
ijtc-268	31	9	in	in	ADP
ijtc-268	31	10	this	this	DET
ijtc-268	31	11	study	study	NOUN
ijtc-268	31	12	include	include	VERB
ijtc-268	31	13	the	the	DET
ijtc-268	31	14	growth	growth	NOUN
ijtc-268	31	15	rate	rate	NOUN
ijtc-268	31	16	total	total	ADJ
ijtc-268	31	17	asset	asset	NOUN
ijtc-268	31	18	,	,	PUNCT
ijtc-268	31	19	technical	technical	PROPN
ijtc-268	31	20	reserve	reserve	PROPN
ijtc-268	31	21	,	,	PUNCT
ijtc-268	31	22	investment	investment	NOUN
ijtc-268	31	23	,	,	PUNCT
ijtc-268	31	24	equity	equity	NOUN
ijtc-268	31	25	,	,	PUNCT
ijtc-268	31	26	and	and	CCONJ
ijtc-268	31	27	gross	gross	ADJ
ijtc-268	31	28	premium	premium	NOUN
ijtc-268	31	29	income	income	NOUN
ijtc-268	31	30	.	.	PUNCT
ijtc-268	32	1	method	method	NOUN
ijtc-268	32	2	insurance	insurance	NOUN
ijtc-268	32	3	sector	sector	NOUN
ijtc-268	32	4	and	and	CCONJ
ijtc-268	32	5	the	the	DET
ijtc-268	32	6	economy	economy	NOUN
ijtc-268	32	7	it	it	PRON
ijtc-268	32	8	has	have	AUX
ijtc-268	32	9	been	be	AUX
ijtc-268	32	10	widely	widely	ADV
ijtc-268	32	11	recognized	recognize	VERB
ijtc-268	32	12	that	that	SCONJ
ijtc-268	32	13	insurance	insurance	NOUN
ijtc-268	32	14	sector	sector	NOUN
ijtc-268	32	15	provides	provide	VERB
ijtc-268	32	16	substantial	substantial	ADJ
ijtc-268	32	17	contribution	contribution	NOUN
ijtc-268	32	18	towards	towards	ADP
ijtc-268	32	19	economic	economic	ADJ
ijtc-268	32	20	development	development	NOUN
ijtc-268	32	21	.	.	PUNCT
ijtc-268	33	1	a	a	DET
ijtc-268	33	2	number	number	NOUN
ijtc-268	33	3	of	of	ADP
ijtc-268	33	4	studies	study	NOUN
ijtc-268	33	5	such	such	ADJ
ijtc-268	33	6	as	as	ADP
ijtc-268	33	7	,	,	PUNCT
ijtc-268	33	8	amongst	amongst	ADP
ijtc-268	33	9	other	other	ADJ
ijtc-268	33	10	,	,	PUNCT
ijtc-268	33	11	arena	arena	NOUN
ijtc-268	33	12	(	(	PUNCT
ijtc-268	33	13	2006	2006	NUM
ijtc-268	33	14	)	)	PUNCT
ijtc-268	33	15	,	,	PUNCT
ijtc-268	33	16	han	han	PROPN
ijtc-268	33	17	,	,	PUNCT
ijtc-268	33	18	li	li	PROPN
ijtc-268	33	19	&	&	CCONJ
ijtc-268	33	20	tian	tian	PROPN
ijtc-268	33	21	(	(	PUNCT
ijtc-268	33	22	2010	2010	NUM
ijtc-268	33	23	)	)	PUNCT
ijtc-268	33	24	,	,	PUNCT
ijtc-268	33	25	sorensen	sorensen	PROPN
ijtc-268	33	26	&	&	CCONJ
ijtc-268	33	27	gutiérrez	gutiérrez	PROPN
ijtc-268	33	28	(	(	PUNCT
ijtc-268	33	29	2006	2006	NUM
ijtc-268	33	30	)	)	PUNCT
ijtc-268	33	31	,	,	PUNCT
ijtc-268	33	32	sawadogo	sawadogo	PROPN
ijtc-268	33	33	,	,	PUNCT
ijtc-268	33	34	guerineau	guerineau	PROPN
ijtc-268	33	35	&	&	CCONJ
ijtc-268	33	36	ouedraogo	ouedraogo	PROPN
ijtc-268	33	37	(	(	PUNCT
ijtc-268	33	38	2018	2018	NUM
ijtc-268	33	39	)	)	PUNCT
ijtc-268	33	40	,	,	PUNCT
ijtc-268	33	41	concha	concha	PROPN
ijtc-268	33	42	&	&	CCONJ
ijtc-268	33	43	taborda	taborda	PROPN
ijtc-268	33	44	(	(	PUNCT
ijtc-268	33	45	2014	2014	NUM
ijtc-268	33	46	)	)	PUNCT
ijtc-268	33	47	,	,	PUNCT
ijtc-268	33	48	alhassan	alhassan	PROPN
ijtc-268	33	49	&	&	CCONJ
ijtc-268	33	50	biekpe	biekpe	PROPN
ijtc-268	33	51	(	(	PUNCT
ijtc-268	33	52	2016	2016	NUM
ijtc-268	33	53	)	)	PUNCT
ijtc-268	33	54	,	,	PUNCT
ijtc-268	33	55	and	and	CCONJ
ijtc-268	33	56	din	din	VERB
ijtc-268	33	57	,	,	PUNCT
ijtc-268	33	58	abu	abu	PROPN
ijtc-268	33	59	-	-	PUNCT
ijtc-268	33	60	bakar	bakar	PROPN
ijtc-268	33	61	&	&	CCONJ
ijtc-268	33	62	regupathi	regupathi	PROPN
ijtc-268	33	63	(	(	PUNCT
ijtc-268	33	64	2017	2017	NUM
ijtc-268	33	65	)	)	PUNCT
ijtc-268	33	66	,	,	PUNCT
ijtc-268	33	67	have	have	AUX
ijtc-268	33	68	generally	generally	ADV
ijtc-268	33	69	proved	prove	VERB
ijtc-268	33	70	that	that	SCONJ
ijtc-268	33	71	there	there	PRON
ijtc-268	33	72	are	be	VERB
ijtc-268	33	73	strong	strong	ADJ
ijtc-268	33	74	causal	causal	ADJ
ijtc-268	33	75	relationships	relationship	NOUN
ijtc-268	33	76	between	between	ADP
ijtc-268	33	77	insurance	insurance	NOUN
ijtc-268	33	78	sector	sector	NOUN
ijtc-268	33	79	and	and	CCONJ
ijtc-268	33	80	economic	economic	ADJ
ijtc-268	33	81	growth	growth	NOUN
ijtc-268	33	82	a	a	DET
ijtc-268	33	83	nation	nation	NOUN
ijtc-268	33	84	.	.	PUNCT
ijtc-268	34	1	arena	arena	NOUN
ijtc-268	34	2	(	(	PUNCT
ijtc-268	34	3	2006	2006	NUM
ijtc-268	34	4	)	)	PUNCT
ijtc-268	34	5	discovered	discover	VERB
ijtc-268	34	6	that	that	SCONJ
ijtc-268	34	7	the	the	DET
ijtc-268	34	8	insurance	insurance	NOUN
ijtc-268	34	9	activity	activity	NOUN
ijtc-268	34	10	across	across	ADP
ijtc-268	34	11	55	55	NUM
ijtc-268	34	12	countries	country	NOUN
ijtc-268	34	13	affect	affect	VERB
ijtc-268	34	14	the	the	DET
ijtc-268	34	15	economic	economic	ADJ
ijtc-268	34	16	growth	growth	NOUN
ijtc-268	34	17	.	.	PUNCT
ijtc-268	35	1	han	han	PROPN
ijtc-268	35	2	et	et	PROPN
ijtc-268	35	3	al	al	PROPN
ijtc-268	35	4	.	.	PROPN
ijtc-268	36	1	(	(	PUNCT
ijtc-268	36	2	2010	2010	NUM
ijtc-268	36	3	)	)	PUNCT
ijtc-268	36	4	recognized	recognize	VERB
ijtc-268	36	5	that	that	SCONJ
ijtc-268	36	6	insurance	insurance	NOUN
ijtc-268	36	7	sector	sector	NOUN
ijtc-268	36	8	—	—	PUNCT
ijtc-268	36	9	both	both	PRON
ijtc-268	36	10	life	life	NOUN
ijtc-268	36	11	and	and	CCONJ
ijtc-268	36	12	general	general	ADJ
ijtc-268	36	13	—	—	PUNCT
ijtc-268	36	14	through	through	ADP
ijtc-268	36	15	its	its	PRON
ijtc-268	36	16	indicator	indicator	NOUN
ijtc-268	36	17	such	such	ADJ
ijtc-268	36	18	as	as	ADP
ijtc-268	36	19	insurance	insurance	NOUN
ijtc-268	36	20	density	density	NOUN
ijtc-268	36	21	has	have	VERB
ijtc-268	36	22	positive	positive	ADJ
ijtc-268	36	23	influence	influence	NOUN
ijtc-268	36	24	on	on	ADP
ijtc-268	36	25	economic	economic	ADJ
ijtc-268	36	26	growth	growth	NOUN
ijtc-268	36	27	.	.	PUNCT
ijtc-268	37	1	in	in	ADP
ijtc-268	37	2	malaysia	malaysia	PROPN
ijtc-268	37	3	,	,	PUNCT
ijtc-268	37	4	it	it	PRON
ijtc-268	37	5	was	be	AUX
ijtc-268	37	6	reported	report	VERB
ijtc-268	37	7	by	by	ADP
ijtc-268	37	8	kok	kok	PROPN
ijtc-268	37	9	et	et	PROPN
ijtc-268	37	10	al	al	PROPN
ijtc-268	37	11	.	.	PROPN
ijtc-268	38	1	(	(	PUNCT
ijtc-268	38	2	2010	2010	NUM
ijtc-268	38	3	)	)	PUNCT
ijtc-268	38	4	that	that	SCONJ
ijtc-268	38	5	there	there	PRON
ijtc-268	38	6	was	be	VERB
ijtc-268	38	7	a	a	DET
ijtc-268	38	8	strong	strong	ADJ
ijtc-268	38	9	co	co	NOUN
ijtc-268	38	10	-	-	NOUN
ijtc-268	38	11	integration	integration	NOUN
ijtc-268	38	12	and	and	CCONJ
ijtc-268	38	13	long	long	ADV
ijtc-268	38	14	-	-	PUNCT
ijtc-268	38	15	run	run	NOUN
ijtc-268	38	16	relationship	relationship	NOUN
ijtc-268	38	17	between	between	ADP
ijtc-268	38	18	national	national	ADJ
ijtc-268	38	19	economic	economic	ADJ
ijtc-268	38	20	growth	growth	NOUN
ijtc-268	38	21	and	and	CCONJ
ijtc-268	38	22	insurance	insurance	NOUN
ijtc-268	38	23	sector	sector	NOUN
ijtc-268	38	24	growth	growth	NOUN
ijtc-268	38	25	.	.	PUNCT
ijtc-268	39	1	concha	concha	PROPN
ijtc-268	39	2	&	&	CCONJ
ijtc-268	39	3	taborda	taborda	PROPN
ijtc-268	39	4	(	(	PUNCT
ijtc-268	39	5	2014	2014	NUM
ijtc-268	39	6	)	)	PUNCT
ijtc-268	39	7	discovered	discover	VERB
ijtc-268	39	8	in	in	ADP
ijtc-268	39	9	11	11	NUM
ijtc-268	39	10	latin	latin	PROPN
ijtc-268	39	11	america	america	PROPN
ijtc-268	39	12	countries	country	NOUN
ijtc-268	39	13	that	that	PRON
ijtc-268	39	14	all	all	DET
ijtc-268	39	15	measures	measure	NOUN
ijtc-268	39	16	of	of	ADP
ijtc-268	39	17	insurance	insurance	NOUN
ijtc-268	39	18	sector	sector	NOUN
ijtc-268	39	19	growth	growth	NOUN
ijtc-268	39	20	i.e.	i.e.	X
ijtc-268	39	21	,	,	PUNCT
ijtc-268	39	22	insurance	insurance	NOUN
ijtc-268	39	23	density	density	NOUN
ijtc-268	39	24	,	,	PUNCT
ijtc-268	39	25	total	total	ADJ
ijtc-268	39	26	insurance	insurance	NOUN
ijtc-268	39	27	,	,	PUNCT
ijtc-268	39	28	life	life	NOUN
ijtc-268	39	29	insurance	insurance	NOUN
ijtc-268	39	30	and	and	CCONJ
ijtc-268	39	31	non	non	ADJ
ijtc-268	39	32	-	-	ADJ
ijtc-268	39	33	life	life	ADJ
ijtc-268	39	34	insurance	insurance	NOUN
ijtc-268	39	35	are	be	AUX
ijtc-268	39	36	positive	positive	ADJ
ijtc-268	39	37	and	and	CCONJ
ijtc-268	39	38	significantly	significantly	ADV
ijtc-268	39	39	affect	affect	VERB
ijtc-268	39	40	economic	economic	ADJ
ijtc-268	39	41	growth	growth	NOUN
ijtc-268	39	42	.	.	PUNCT
ijtc-268	40	1	alhassan	alhassan	PROPN
ijtc-268	40	2	&	&	CCONJ
ijtc-268	40	3	biekpe	biekpe	PROPN
ijtc-268	40	4	(	(	PUNCT
ijtc-268	40	5	2016	2016	NUM
ijtc-268	40	6	)	)	PUNCT
ijtc-268	40	7	found	find	VERB
ijtc-268	40	8	that	that	SCONJ
ijtc-268	40	9	general	general	ADJ
ijtc-268	40	10	insurance	insurance	NOUN
ijtc-268	40	11	in	in	ADP
ijtc-268	40	12	some	some	DET
ijtc-268	40	13	african	african	ADJ
ijtc-268	40	14	countries	country	NOUN
ijtc-268	40	15	positively	positively	ADV
ijtc-268	40	16	influenced	influence	VERB
ijtc-268	40	17	the	the	DET
ijtc-268	40	18	nations	nation	NOUN
ijtc-268	40	19	’	'	PUNCT
ijtc-268	40	20	economic	economic	ADJ
ijtc-268	40	21	growth	growth	NOUN
ijtc-268	40	22	.	.	PUNCT
ijtc-268	41	1	these	these	PRON
ijtc-268	41	2	include	include	VERB
ijtc-268	41	3	algeria	algeria	PROPN
ijtc-268	41	4	,	,	PUNCT
ijtc-268	41	5	gabon	gabon	PROPN
ijtc-268	41	6	,	,	PUNCT
ijtc-268	41	7	kenya	kenya	PROPN
ijtc-268	41	8	,	,	PUNCT
ijtc-268	41	9	madagascar	madagascar	PROPN
ijtc-268	41	10	,	,	PUNCT
ijtc-268	41	11	morocco	morocco	PROPN
ijtc-268	41	12	,	,	PUNCT
ijtc-268	41	13	and	and	CCONJ
ijtc-268	41	14	nigeria	nigeria	PROPN
ijtc-268	41	15	.	.	PUNCT
ijtc-268	42	1	recently	recently	ADV
ijtc-268	42	2	,	,	PUNCT
ijtc-268	42	3	din	din	VERB
ijtc-268	42	4	et	et	PROPN
ijtc-268	42	5	al	al	PROPN
ijtc-268	42	6	.	.	PROPN
ijtc-268	43	1	(	(	PUNCT
ijtc-268	43	2	2017	2017	NUM
ijtc-268	43	3	)	)	PUNCT
ijtc-268	43	4	conducted	conduct	VERB
ijtc-268	43	5	a	a	DET
ijtc-268	43	6	comprehensive	comprehensive	ADJ
ijtc-268	43	7	study	study	NOUN
ijtc-268	43	8	on	on	ADP
ijtc-268	43	9	the	the	DET
ijtc-268	43	10	relationship	relationship	NOUN
ijtc-268	43	11	between	between	ADP
ijtc-268	43	12	insurance	insurance	NOUN
ijtc-268	43	13	sector	sector	NOUN
ijtc-268	43	14	activity	activity	NOUN
ijtc-268	43	15	and	and	CCONJ
ijtc-268	43	16	economic	economic	ADJ
ijtc-268	43	17	development	development	NOUN
ijtc-268	43	18	in	in	ADP
ijtc-268	43	19	20	20	NUM
ijtc-268	43	20	countries	country	NOUN
ijtc-268	43	21	.	.	PUNCT
ijtc-268	44	1	they	they	PRON
ijtc-268	44	2	used	use	VERB
ijtc-268	44	3	net	net	ADJ
ijtc-268	44	4	written	write	VERB
ijtc-268	44	5	premiums	premium	NOUN
ijtc-268	44	6	,	,	PUNCT
ijtc-268	44	7	penetration	penetration	NOUN
ijtc-268	44	8	and	and	CCONJ
ijtc-268	44	9	density	density	NOUN
ijtc-268	44	10	to	to	PART
ijtc-268	44	11	measure	measure	VERB
ijtc-268	44	12	insurance	insurance	NOUN
ijtc-268	44	13	activity	activity	NOUN
ijtc-268	44	14	.	.	PUNCT
ijtc-268	45	1	their	their	PRON
ijtc-268	45	2	findings	finding	NOUN
ijtc-268	45	3	are	be	AUX
ijtc-268	45	4	relatively	relatively	ADV
ijtc-268	45	5	similar	similar	ADJ
ijtc-268	45	6	with	with	ADP
ijtc-268	45	7	the	the	DET
ijtc-268	45	8	findings	finding	NOUN
ijtc-268	45	9	of	of	ADP
ijtc-268	45	10	the	the	DET
ijtc-268	45	11	previous	previous	ADJ
ijtc-268	45	12	mentioned	mention	VERB
ijtc-268	45	13	studies	study	NOUN
ijtc-268	45	14	where	where	SCONJ
ijtc-268	45	15	insurance	insurance	NOUN
ijtc-268	45	16	sector	sector	NOUN
ijtc-268	45	17	,	,	PUNCT
ijtc-268	45	18	either	either	CCONJ
ijtc-268	45	19	life	life	NOUN
ijtc-268	45	20	or	or	CCONJ
ijtc-268	45	21	general	general	ADJ
ijtc-268	45	22	/	/	SYM
ijtc-268	45	23	non	non	NOUN
ijtc-268	45	24	-	-	NOUN
ijtc-268	45	25	life	life	ADJ
ijtc-268	45	26	,	,	PUNCT
ijtc-268	45	27	provides	provide	VERB
ijtc-268	45	28	positive	positive	ADJ
ijtc-268	45	29	contribution	contribution	NOUN
ijtc-268	45	30	towards	towards	ADP
ijtc-268	45	31	the	the	DET
ijtc-268	45	32	nations	nation	NOUN
ijtc-268	45	33	’	'	PUNCT
ijtc-268	45	34	economic	economic	ADJ
ijtc-268	45	35	growth	growth	NOUN
ijtc-268	45	36	.	.	PUNCT
ijtc-268	46	1	the	the	DET
ijtc-268	46	2	relationships	relationship	NOUN
ijtc-268	46	3	between	between	ADP
ijtc-268	46	4	insurance	insurance	NOUN
ijtc-268	46	5	sector	sector	NOUN
ijtc-268	46	6	activity	activity	NOUN
ijtc-268	46	7	and	and	CCONJ
ijtc-268	46	8	economic	economic	ADJ
ijtc-268	46	9	development	development	NOUN
ijtc-268	46	10	investigated	investigate	VERB
ijtc-268	46	11	by	by	ADP
ijtc-268	46	12	all	all	DET
ijtc-268	46	13	studies	study	NOUN
ijtc-268	46	14	generally	generally	ADV
ijtc-268	46	15	use	use	VERB
ijtc-268	46	16	the	the	DET
ijtc-268	46	17	same	same	ADJ
ijtc-268	46	18	patterns	pattern	NOUN
ijtc-268	46	19	which	which	PRON
ijtc-268	46	20	is	be	AUX
ijtc-268	46	21	depicted	depict	VERB
ijtc-268	46	22	in	in	ADP
ijtc-268	46	23	the	the	DET
ijtc-268	46	24	figure	figure	NOUN
ijtc-268	46	25	which	which	DET
ijtc-268	46	26	general	general	ADJ
ijtc-268	46	27	insurance	insurance	NOUN
ijtc-268	46	28	subsector	subsector	NOUN
ijtc-268	46	29	performance	performance	NOUN
ijtc-268	46	30	in	in	ADP
ijtc-268	46	31	2020/2021	2020/2021	NUM
ijtc-268	46	32	,	,	PUNCT
ijtc-268	46	33	does	do	VERB
ijtc-268	46	34	the	the	DET
ijtc-268	46	35	covid-19	covid-19	PROPN
ijtc-268	46	36	pandemic	pandemic	ADJ
ijtc-268	46	37	matter	matter	NOUN
ijtc-268	46	38	?	?	PUNCT
ijtc-268	47	1	toto	toto	NOUN
ijtc-268	47	2	sugiharto	sugiharto	NOUN
ijtc-268	47	3	186	186	NUM
ijtc-268	47	4	|	|	CCONJ
ijtc-268	47	5	ilomata	ilomata	PROPN
ijtc-268	47	6	international	international	ADJ
ijtc-268	47	7	journal	journal	NOUN
ijtc-268	47	8	of	of	ADP
ijtc-268	47	9	tax	tax	PROPN
ijtc-268	47	10	&	&	CCONJ
ijtc-268	47	11	accounting	accounting	PROPN
ijtc-268	47	12	volume	volume	NOUN
ijtc-268	47	13	2	2	NUM
ijtc-268	47	14	number	number	NOUN
ijtc-268	47	15	3	3	NUM
ijtc-268	47	16	,	,	PUNCT
ijtc-268	47	17	july	july	PROPN
ijtc-268	47	18	2021	2021	NUM
ijtc-268	47	19	follows	follow	VERB
ijtc-268	47	20	.	.	PUNCT
ijtc-268	48	1	the	the	DET
ijtc-268	48	2	insurance	insurance	NOUN
ijtc-268	48	3	industry	industry	NOUN
ijtc-268	48	4	promotes	promote	VERB
ijtc-268	48	5	economic	economic	ADJ
ijtc-268	48	6	growth	growth	NOUN
ijtc-268	48	7	through	through	ADP
ijtc-268	48	8	the	the	DET
ijtc-268	48	9	channels	channel	NOUN
ijtc-268	48	10	as	as	ADP
ijtc-268	48	11	follows:(1	follows:(1	PROPN
ijtc-268	48	12	)	)	PUNCT
ijtc-268	48	13	offering	offer	VERB
ijtc-268	48	14	protection	protection	NOUN
ijtc-268	48	15	to	to	ADP
ijtc-268	48	16	firms	firm	NOUN
ijtc-268	48	17	and	and	CCONJ
ijtc-268	48	18	relieving	relieve	VERB
ijtc-268	48	19	pressure	pressure	NOUN
ijtc-268	48	20	to	to	ADP
ijtc-268	48	21	covering	cover	VERB
ijtc-268	48	22	large	large	ADJ
ijtc-268	48	23	damages	damage	NOUN
ijtc-268	48	24	;	;	PUNCT
ijtc-268	48	25	(	(	PUNCT
ijtc-268	48	26	2	2	X
ijtc-268	48	27	)	)	PUNCT
ijtc-268	48	28	facilitating	facilitate	VERB
ijtc-268	48	29	commercial	commercial	ADJ
ijtc-268	48	30	transactions	transaction	NOUN
ijtc-268	48	31	and	and	CCONJ
ijtc-268	48	32	the	the	DET
ijtc-268	48	33	provision	provision	NOUN
ijtc-268	48	34	of	of	ADP
ijtc-268	48	35	credit	credit	NOUN
ijtc-268	48	36	by	by	ADP
ijtc-268	48	37	mitigating	mitigate	VERB
ijtc-268	48	38	losses	loss	NOUN
ijtc-268	48	39	;	;	PUNCT
ijtc-268	48	40	(	(	PUNCT
ijtc-268	48	41	3	3	X
ijtc-268	48	42	)	)	PUNCT
ijtc-268	48	43	promoting	promote	VERB
ijtc-268	48	44	entrepreneurial	entrepreneurial	ADJ
ijtc-268	48	45	attitude	attitude	NOUN
ijtc-268	48	46	,	,	PUNCT
ijtc-268	48	47	encouraging	encourage	VERB
ijtc-268	48	48	innovations	innovation	NOUN
ijtc-268	48	49	,	,	PUNCT
ijtc-268	48	50	investment	investment	NOUN
ijtc-268	48	51	,	,	PUNCT
ijtc-268	48	52	the	the	DET
ijtc-268	48	53	vitality	vitality	NOUN
ijtc-268	48	54	of	of	ADP
ijtc-268	48	55	the	the	DET
ijtc-268	48	56	market	market	NOUN
ijtc-268	48	57	and	and	CCONJ
ijtc-268	48	58	of	of	ADP
ijtc-268	48	59	the	the	DET
ijtc-268	48	60	competition	competition	NOUN
ijtc-268	48	61	;	;	PUNCT
ijtc-268	48	62	(	(	PUNCT
ijtc-268	48	63	4	4	X
ijtc-268	48	64	)	)	PUNCT
ijtc-268	48	65	increasing	increase	VERB
ijtc-268	48	66	financial	financial	ADJ
ijtc-268	48	67	intermediation	intermediation	NOUN
ijtc-268	48	68	through	through	ADP
ijtc-268	48	69	life	life	NOUN
ijtc-268	48	70	insurance	insurance	NOUN
ijtc-268	48	71	products	product	NOUN
ijtc-268	48	72	;	;	PUNCT
ijtc-268	48	73	and	and	CCONJ
ijtc-268	48	74	(	(	PUNCT
ijtc-268	48	75	5	5	X
ijtc-268	48	76	)	)	PUNCT
ijtc-268	48	77	enabling	enable	VERB
ijtc-268	48	78	risk	risk	NOUN
ijtc-268	48	79	averse	averse	ADJ
ijtc-268	48	80	individuals	individual	NOUN
ijtc-268	48	81	and	and	CCONJ
ijtc-268	48	82	entrepreneurs	entrepreneur	NOUN
ijtc-268	48	83	to	to	PART
ijtc-268	48	84	undertake	undertake	VERB
ijtc-268	48	85	higher	high	ADJ
ijtc-268	48	86	return	return	NOUN
ijtc-268	48	87	activities	activity	NOUN
ijtc-268	48	88	(	(	PUNCT
ijtc-268	48	89	brainard	brainard	NOUN
ijtc-268	48	90	(	(	PUNCT
ijtc-268	48	91	2008	2008	NUM
ijtc-268	48	92	)	)	PUNCT
ijtc-268	48	93	;	;	PUNCT
ijtc-268	49	1	cristea	cristea	NOUN
ijtc-268	49	2	,	,	PUNCT
ijtc-268	49	3	marcu	marcu	NOUN
ijtc-268	49	4	&	&	CCONJ
ijtc-268	49	5	carstina	carstina	PROPN
ijtc-268	49	6	(	(	PUNCT
ijtc-268	49	7	2014	2014	NUM
ijtc-268	49	8	)	)	PUNCT
ijtc-268	49	9	;	;	PUNCT
ijtc-268	49	10	peleckienė	peleckienė	PROPN
ijtc-268	49	11	,	,	PUNCT
ijtc-268	49	12	peleckis	peleckis	PROPN
ijtc-268	49	13	,	,	PUNCT
ijtc-268	49	14	dudzevciute	dudzevciute	PROPN
ijtc-268	49	15	&	&	CCONJ
ijtc-268	49	16	peleckis	peleckis	PROPN
ijtc-268	49	17	2019	2019	NUM
ijtc-268	49	18	)	)	PUNCT
ijtc-268	49	19	.	.	PUNCT
ijtc-268	50	1	figure	figure	NOUN
ijtc-268	50	2	1	1	NUM
ijtc-268	50	3	.	.	PUNCT
ijtc-268	51	1	the	the	DET
ijtc-268	51	2	relationship	relationship	NOUN
ijtc-268	51	3	pattern	pattern	NOUN
ijtc-268	51	4	between	between	ADP
ijtc-268	51	5	insurance	insurance	NOUN
ijtc-268	51	6	sector	sector	NOUN
ijtc-268	51	7	and	and	CCONJ
ijtc-268	51	8	economic	economic	ADJ
ijtc-268	51	9	growth	growth	NOUN
ijtc-268	51	10	(	(	PUNCT
ijtc-268	51	11	adapted	adapt	VERB
ijtc-268	51	12	from	from	ADP
ijtc-268	51	13	brainard	brainard	PROPN
ijtc-268	51	14	(	(	PUNCT
ijtc-268	51	15	2008	2008	NUM
ijtc-268	51	16	)	)	PUNCT
ijtc-268	51	17	;	;	PUNCT
ijtc-268	51	18	cristea	cristea	NOUN
ijtc-268	51	19	et	et	PROPN
ijtc-268	51	20	al	al	PROPN
ijtc-268	51	21	.	.	PUNCT
ijtc-268	52	1	(	(	PUNCT
ijtc-268	53	1	2014	2014	NUM
ijtc-268	53	2	)	)	PUNCT
ijtc-268	53	3	;	;	PUNCT
ijtc-268	53	4	and	and	CCONJ
ijtc-268	53	5	peleckienė	peleckienė	NOUN
ijtc-268	53	6	et	et	PROPN
ijtc-268	53	7	al	al	PROPN
ijtc-268	53	8	.	.	PROPN
ijtc-268	54	1	(	(	PUNCT
ijtc-268	54	2	2019	2019	NUM
ijtc-268	54	3	)	)	PUNCT
ijtc-268	54	4	insurance	insurance	NOUN
ijtc-268	54	5	market	market	NOUN
ijtc-268	54	6	determining	determine	VERB
ijtc-268	54	7	factors	factor	NOUN
ijtc-268	54	8	it	it	PRON
ijtc-268	54	9	has	have	AUX
ijtc-268	54	10	been	be	AUX
ijtc-268	54	11	theoretically	theoretically	ADV
ijtc-268	54	12	and	and	CCONJ
ijtc-268	54	13	empirically	empirically	ADV
ijtc-268	54	14	understood	understand	VERB
ijtc-268	54	15	that	that	SCONJ
ijtc-268	54	16	growing	grow	VERB
ijtc-268	54	17	insurance	insurance	NOUN
ijtc-268	54	18	market	market	NOUN
ijtc-268	54	19	provides	provide	VERB
ijtc-268	54	20	positive	positive	ADJ
ijtc-268	54	21	impact	impact	NOUN
ijtc-268	54	22	on	on	ADP
ijtc-268	54	23	economic	economic	ADJ
ijtc-268	54	24	growth	growth	NOUN
ijtc-268	54	25	(	(	PUNCT
ijtc-268	54	26	brainard	brainard	PROPN
ijtc-268	54	27	,	,	PUNCT
ijtc-268	54	28	2008	2008	NUM
ijtc-268	54	29	;	;	PUNCT
ijtc-268	54	30	cristea	cristea	NOUN
ijtc-268	54	31	et	et	PROPN
ijtc-268	54	32	al	al	PROPN
ijtc-268	54	33	.	.	PROPN
ijtc-268	54	34	,	,	PUNCT
ijtc-268	54	35	2014	2014	NUM
ijtc-268	54	36	;	;	PUNCT
ijtc-268	54	37	peleckienė	peleckienė	PROPN
ijtc-268	54	38	et	et	PROPN
ijtc-268	54	39	al	al	PROPN
ijtc-268	54	40	.	.	PROPN
ijtc-268	54	41	,	,	PUNCT
ijtc-268	54	42	2019	2019	NUM
ijtc-268	54	43	)	)	PUNCT
ijtc-268	54	44	.	.	PUNCT
ijtc-268	55	1	on	on	ADP
ijtc-268	55	2	the	the	DET
ijtc-268	55	3	other	other	ADJ
ijtc-268	55	4	hand	hand	NOUN
ijtc-268	55	5	,	,	PUNCT
ijtc-268	55	6	it	it	PRON
ijtc-268	55	7	is	be	AUX
ijtc-268	55	8	necessary	necessary	ADJ
ijtc-268	55	9	to	to	PART
ijtc-268	55	10	,	,	PUNCT
ijtc-268	55	11	in	in	ADP
ijtc-268	55	12	turn	turn	NOUN
ijtc-268	55	13	,	,	PUNCT
ijtc-268	55	14	comprehend	comprehend	VERB
ijtc-268	55	15	the	the	DET
ijtc-268	55	16	determining	determine	VERB
ijtc-268	55	17	factors	factor	NOUN
ijtc-268	55	18	that	that	PRON
ijtc-268	55	19	contribute	contribute	VERB
ijtc-268	55	20	to	to	ADP
ijtc-268	55	21	the	the	DET
ijtc-268	55	22	development	development	NOUN
ijtc-268	55	23	of	of	ADP
ijtc-268	55	24	a	a	DET
ijtc-268	55	25	healthy	healthy	ADJ
ijtc-268	55	26	insurance	insurance	NOUN
ijtc-268	55	27	markets	market	NOUN
ijtc-268	55	28	.	.	PUNCT
ijtc-268	56	1	brainard	brainard	PROPN
ijtc-268	56	2	(	(	PUNCT
ijtc-268	56	3	2008	2008	NUM
ijtc-268	56	4	)	)	PUNCT
ijtc-268	56	5	identified	identify	VERB
ijtc-268	56	6	there	there	PRON
ijtc-268	56	7	are	be	VERB
ijtc-268	56	8	three	three	NUM
ijtc-268	56	9	most	most	ADV
ijtc-268	56	10	important	important	ADJ
ijtc-268	56	11	driving	drive	VERB
ijtc-268	56	12	factors	factor	NOUN
ijtc-268	56	13	of	of	ADP
ijtc-268	56	14	insurance	insurance	NOUN
ijtc-268	56	15	market	market	NOUN
ijtc-268	56	16	coverage	coverage	NOUN
ijtc-268	56	17	namely	namely	ADV
ijtc-268	56	18	rising	rise	VERB
ijtc-268	56	19	incomes	income	NOUN
ijtc-268	56	20	,	,	PUNCT
ijtc-268	56	21	reasonable	reasonable	ADJ
ijtc-268	56	22	inflation	inflation	NOUN
ijtc-268	56	23	,	,	PUNCT
ijtc-268	56	24	and	and	CCONJ
ijtc-268	56	25	financial	financial	ADJ
ijtc-268	56	26	system	system	NOUN
ijtc-268	56	27	development	development	NOUN
ijtc-268	56	28	.	.	PUNCT
ijtc-268	57	1	the	the	DET
ijtc-268	57	2	study	study	NOUN
ijtc-268	57	3	of	of	ADP
ijtc-268	57	4	feyen	feyen	NOUN
ijtc-268	57	5	,	,	PUNCT
ijtc-268	57	6	lester	lester	PROPN
ijtc-268	57	7	&	&	CCONJ
ijtc-268	57	8	rocha	rocha	PROPN
ijtc-268	57	9	(	(	PUNCT
ijtc-268	57	10	2013	2013	NUM
ijtc-268	57	11	)	)	PUNCT
ijtc-268	57	12	to	to	ADP
ijtc-268	57	13	some	some	DET
ijtc-268	57	14	degree	degree	NOUN
ijtc-268	57	15	supports	support	VERB
ijtc-268	57	16	this	this	DET
ijtc-268	57	17	statement	statement	NOUN
ijtc-268	57	18	.	.	PUNCT
ijtc-268	58	1	they	they	PRON
ijtc-268	58	2	revealed	reveal	VERB
ijtc-268	58	3	that	that	SCONJ
ijtc-268	58	4	in	in	ADP
ijtc-268	58	5	both	both	CCONJ
ijtc-268	58	6	developed	developed	ADJ
ijtc-268	58	7	and	and	CCONJ
ijtc-268	58	8	developing	develop	VERB
ijtc-268	58	9	nations	nation	NOUN
ijtc-268	58	10	insurance	insurance	NOUN
ijtc-268	58	11	—	—	PUNCT
ijtc-268	58	12	life	life	NOUN
ijtc-268	58	13	and	and	CCONJ
ijtc-268	58	14	non	non	ADJ
ijtc-268	58	15	-	-	ADJ
ijtc-268	58	16	life	life	ADJ
ijtc-268	58	17	/	/	SYM
ijtc-268	58	18	general	general	ADJ
ijtc-268	58	19	insurance	insurance	NOUN
ijtc-268	58	20	—	—	PUNCT
ijtc-268	58	21	development	development	NOUN
ijtc-268	58	22	is	be	AUX
ijtc-268	58	23	strongly	strongly	ADV
ijtc-268	58	24	associated	associate	VERB
ijtc-268	58	25	with	with	ADP
ijtc-268	58	26	per	per	ADP
ijtc-268	58	27	capita	capita	NOUN
ijtc-268	58	28	income	income	NOUN
ijtc-268	58	29	,	,	PUNCT
ijtc-268	58	30	population	population	NOUN
ijtc-268	58	31	size	size	NOUN
ijtc-268	58	32	and	and	CCONJ
ijtc-268	58	33	density	density	NOUN
ijtc-268	58	34	,	,	PUNCT
ijtc-268	58	35	demographic	demographic	ADJ
ijtc-268	58	36	structures	structure	NOUN
ijtc-268	58	37	,	,	PUNCT
ijtc-268	58	38	income	income	NOUN
ijtc-268	58	39	distribution	distribution	NOUN
ijtc-268	58	40	,	,	PUNCT
ijtc-268	58	41	the	the	DET
ijtc-268	58	42	size	size	NOUN
ijtc-268	58	43	of	of	ADP
ijtc-268	58	44	the	the	DET
ijtc-268	58	45	public	public	ADJ
ijtc-268	58	46	pension	pension	NOUN
ijtc-268	58	47	system	system	NOUN
ijtc-268	58	48	,	,	PUNCT
ijtc-268	58	49	state	state	NOUN
ijtc-268	58	50	ownership	ownership	NOUN
ijtc-268	58	51	of	of	ADP
ijtc-268	58	52	insurance	insurance	NOUN
ijtc-268	58	53	companies	company	NOUN
ijtc-268	58	54	,	,	PUNCT
ijtc-268	58	55	the	the	DET
ijtc-268	58	56	availability	availability	NOUN
ijtc-268	58	57	of	of	ADP
ijtc-268	58	58	private	private	ADJ
ijtc-268	58	59	credit	credit	NOUN
ijtc-268	58	60	,	,	PUNCT
ijtc-268	58	61	and	and	CCONJ
ijtc-268	58	62	religion	religion	NOUN
ijtc-268	58	63	.	.	PUNCT
ijtc-268	59	1	podoaba	podoaba	NOUN
ijtc-268	59	2	(	(	PUNCT
ijtc-268	59	3	2015	2015	NUM
ijtc-268	59	4	)	)	PUNCT
ijtc-268	59	5	and	and	CCONJ
ijtc-268	59	6	peleckienė	peleckienė	ADJ
ijtc-268	59	7	et	et	PROPN
ijtc-268	59	8	al	al	PROPN
ijtc-268	59	9	.	.	PROPN
ijtc-268	60	1	(	(	PUNCT
ijtc-268	60	2	2019	2019	NUM
ijtc-268	60	3	)	)	PUNCT
ijtc-268	60	4	agreed	agree	VERB
ijtc-268	60	5	that	that	SCONJ
ijtc-268	60	6	insurance	insurance	NOUN
ijtc-268	60	7	sector	sector	NOUN
ijtc-268	60	8	development	development	NOUN
ijtc-268	60	9	which	which	PRON
ijtc-268	60	10	is	be	AUX
ijtc-268	60	11	measured	measure	VERB
ijtc-268	60	12	by	by	ADP
ijtc-268	60	13	insurance	insurance	NOUN
ijtc-268	60	14	density	density	NOUN
ijtc-268	60	15	and	and	CCONJ
ijtc-268	60	16	insurance	insurance	NOUN
ijtc-268	60	17	penetration	penetration	NOUN
ijtc-268	60	18	has	have	VERB
ijtc-268	60	19	a	a	DET
ijtc-268	60	20	strong	strong	ADJ
ijtc-268	60	21	association	association	NOUN
ijtc-268	60	22	with	with	ADP
ijtc-268	60	23	higher	high	ADJ
ijtc-268	60	24	per	per	ADP
ijtc-268	60	25	capita	capita	NOUN
ijtc-268	60	26	incomes	income	NOUN
ijtc-268	60	27	,	,	PUNCT
ijtc-268	60	28	the	the	DET
ijtc-268	60	29	development	development	NOUN
ijtc-268	60	30	of	of	ADP
ijtc-268	60	31	financial	financial	ADJ
ijtc-268	60	32	system	system	NOUN
ijtc-268	60	33	,	,	PUNCT
ijtc-268	60	34	better	well	ADJ
ijtc-268	60	35	banking	banking	NOUN
ijtc-268	60	36	sector	sector	NOUN
ijtc-268	60	37	development	development	NOUN
ijtc-268	60	38	,	,	PUNCT
ijtc-268	60	39	and	and	CCONJ
ijtc-268	60	40	moderate	moderate	ADJ
ijtc-268	60	41	rate	rate	NOUN
ijtc-268	60	42	of	of	ADP
ijtc-268	60	43	inflation	inflation	NOUN
ijtc-268	60	44	.	.	PUNCT
ijtc-268	61	1	this	this	PRON
ijtc-268	61	2	indicates	indicate	VERB
ijtc-268	61	3	that	that	SCONJ
ijtc-268	61	4	there	there	PRON
ijtc-268	61	5	is	be	VERB
ijtc-268	61	6	a	a	DET
ijtc-268	61	7	strong	strong	ADJ
ijtc-268	61	8	interrelationship	interrelationship	NOUN
ijtc-268	61	9	between	between	ADP
ijtc-268	61	10	economic	economic	ADJ
ijtc-268	61	11	growth	growth	NOUN
ijtc-268	61	12	and	and	CCONJ
ijtc-268	61	13	insurance	insurance	NOUN
ijtc-268	61	14	sector	sector	NOUN
ijtc-268	61	15	development	development	NOUN
ijtc-268	61	16	.	.	PUNCT
ijtc-268	62	1	it	it	PRON
ijtc-268	62	2	is	be	AUX
ijtc-268	62	3	clearly	clearly	ADV
ijtc-268	62	4	in	in	ADP
ijtc-268	62	5	accordance	accordance	NOUN
ijtc-268	62	6	with	with	ADP
ijtc-268	62	7	brainard	brainard	PROPN
ijtc-268	62	8	's	's	PART
ijtc-268	62	9	(	(	PUNCT
ijtc-268	62	10	2008	2008	NUM
ijtc-268	62	11	)	)	PUNCT
ijtc-268	62	12	explanations	explanation	NOUN
ijtc-268	62	13	that	that	SCONJ
ijtc-268	62	14	the	the	DET
ijtc-268	62	15	substantial	substantial	ADJ
ijtc-268	62	16	contribution	contribution	NOUN
ijtc-268	62	17	of	of	ADP
ijtc-268	62	18	rising	rise	VERB
ijtc-268	62	19	incomes	income	NOUN
ijtc-268	62	20	to	to	ADP
ijtc-268	62	21	greater	great	ADJ
ijtc-268	62	22	insurance	insurance	NOUN
ijtc-268	62	23	coverage	coverage	NOUN
ijtc-268	62	24	and	and	CCONJ
ijtc-268	62	25	development	development	NOUN
ijtc-268	62	26	is	be	AUX
ijtc-268	62	27	believed	believe	VERB
ijtc-268	62	28	to	to	PART
ijtc-268	62	29	be	be	AUX
ijtc-268	62	30	attributable	attributable	ADJ
ijtc-268	62	31	to	to	AUX
ijtc-268	62	32	demand	demand	VERB
ijtc-268	62	33	factors	factor	NOUN
ijtc-268	62	34	and	and	CCONJ
ijtc-268	62	35	supply	supply	NOUN
ijtc-268	62	36	factors	factor	NOUN
ijtc-268	62	37	or	or	CCONJ
ijtc-268	62	38	a	a	DET
ijtc-268	62	39	combination	combination	NOUN
ijtc-268	62	40	between	between	ADP
ijtc-268	62	41	the	the	DET
ijtc-268	62	42	two	two	NUM
ijtc-268	62	43	factors	factor	NOUN
ijtc-268	62	44	.	.	PUNCT
ijtc-268	63	1	the	the	DET
ijtc-268	63	2	development	development	NOUN
ijtc-268	63	3	of	of	ADP
ijtc-268	63	4	the	the	DET
ijtc-268	63	5	insurance	insurance	NOUN
ijtc-268	63	6	market	market	NOUN
ijtc-268	63	7	can	can	AUX
ijtc-268	63	8	be	be	AUX
ijtc-268	63	9	measured	measure	VERB
ijtc-268	63	10	by	by	ADP
ijtc-268	63	11	both	both	PRON
ijtc-268	63	12	qualitative	qualitative	ADJ
ijtc-268	63	13	and	and	CCONJ
ijtc-268	63	14	quantitative	quantitative	ADJ
ijtc-268	63	15	approaches	approach	NOUN
ijtc-268	63	16	.	.	PUNCT
ijtc-268	64	1	insurance	insurance	NOUN
ijtc-268	64	2	penetration	penetration	NOUN
ijtc-268	64	3	is	be	AUX
ijtc-268	64	4	a	a	DET
ijtc-268	64	5	synthetic	synthetic	ADJ
ijtc-268	64	6	indicator	indicator	NOUN
ijtc-268	64	7	that	that	PRON
ijtc-268	64	8	indicates	indicate	VERB
ijtc-268	64	9	the	the	DET
ijtc-268	64	10	level	level	NOUN
ijtc-268	64	11	of	of	ADP
ijtc-268	64	12	the	the	DET
ijtc-268	64	13	insurance	insurance	NOUN
ijtc-268	64	14	sector	sector	NOUN
ijtc-268	64	15	's	's	PART
ijtc-268	64	16	contribution	contribution	NOUN
ijtc-268	64	17	to	to	ADP
ijtc-268	64	18	gdp	gdp	NOUN
ijtc-268	64	19	(	(	PUNCT
ijtc-268	64	20	gross	gross	ADJ
ijtc-268	64	21	domestic	domestic	ADJ
ijtc-268	64	22	product	product	NOUN
ijtc-268	64	23	)	)	PUNCT
ijtc-268	64	24	formation	formation	NOUN
ijtc-268	64	25	.	.	PUNCT
ijtc-268	65	1	this	this	DET
ijtc-268	65	2	indicator	indicator	NOUN
ijtc-268	65	3	is	be	AUX
ijtc-268	65	4	estimated	estimate	VERB
ijtc-268	65	5	by	by	ADP
ijtc-268	65	6	dividing	divide	VERB
ijtc-268	65	7	the	the	DET
ijtc-268	65	8	total	total	ADJ
ijtc-268	65	9	direct	direct	ADJ
ijtc-268	65	10	premium	premium	NOUN
ijtc-268	65	11	by	by	ADP
ijtc-268	65	12	gross	gross	ADJ
ijtc-268	65	13	domestic	domestic	ADJ
ijtc-268	65	14	product	product	NOUN
ijtc-268	65	15	.	.	PUNCT
ijtc-268	66	1	insurance	insurance	NOUN
ijtc-268	66	2	penetration	penetration	NOUN
ijtc-268	66	3	,	,	PUNCT
ijtc-268	66	4	then	then	ADV
ijtc-268	66	5	,	,	PUNCT
ijtc-268	66	6	is	be	AUX
ijtc-268	66	7	the	the	DET
ijtc-268	66	8	ratio	ratio	NOUN
ijtc-268	66	9	between	between	ADP
ijtc-268	66	10	gross	gross	ADJ
ijtc-268	66	11	direct	direct	ADJ
ijtc-268	66	12	premiums	premium	NOUN
ijtc-268	66	13	and	and	CCONJ
ijtc-268	66	14	gdp	gdp	NOUN
ijtc-268	66	15	.	.	PUNCT
ijtc-268	67	1	insurance	insurance	NOUN
ijtc-268	67	2	density	density	NOUN
ijtc-268	67	3	is	be	AUX
ijtc-268	67	4	the	the	DET
ijtc-268	67	5	ratio	ratio	NOUN
ijtc-268	67	6	between	between	ADP
ijtc-268	67	7	total	total	ADJ
ijtc-268	67	8	gross	gross	ADJ
ijtc-268	67	9	direct	direct	ADJ
ijtc-268	67	10	premiums	premium	NOUN
ijtc-268	67	11	collected	collect	VERB
ijtc-268	67	12	and	and	CCONJ
ijtc-268	67	13	the	the	DET
ijtc-268	67	14	total	total	ADJ
ijtc-268	67	15	population	population	NOUN
ijtc-268	67	16	(	(	PUNCT
ijtc-268	67	17	population	population	NOUN
ijtc-268	67	18	)	)	PUNCT
ijtc-268	67	19	of	of	ADP
ijtc-268	67	20	a	a	DET
ijtc-268	67	21	country	country	NOUN
ijtc-268	67	22	.	.	PUNCT
ijtc-268	68	1	the	the	DET
ijtc-268	68	2	general	general	ADJ
ijtc-268	68	3	insurance	insurance	NOUN
ijtc-268	68	4	subsector	subsector	NOUN
ijtc-268	68	5	performance	performance	NOUN
ijtc-268	68	6	in	in	ADP
ijtc-268	68	7	2020/2021	2020/2021	NUM
ijtc-268	68	8	,	,	PUNCT
ijtc-268	68	9	does	do	VERB
ijtc-268	68	10	the	the	DET
ijtc-268	68	11	covid-19	covid-19	PROPN
ijtc-268	68	12	pandemic	pandemic	ADJ
ijtc-268	68	13	matter	matter	NOUN
ijtc-268	68	14	?	?	PUNCT
ijtc-268	69	1	toto	toto	NOUN
ijtc-268	69	2	sugiharto	sugiharto	NOUN
ijtc-268	69	3	187	187	NUM
ijtc-268	69	4	|	|	CCONJ
ijtc-268	69	5	ilomata	ilomata	PROPN
ijtc-268	69	6	international	international	ADJ
ijtc-268	69	7	journal	journal	NOUN
ijtc-268	69	8	of	of	ADP
ijtc-268	69	9	tax	tax	PROPN
ijtc-268	69	10	&	&	CCONJ
ijtc-268	69	11	accounting	accounting	PROPN
ijtc-268	69	12	volume	volume	NOUN
ijtc-268	69	13	2	2	NUM
ijtc-268	69	14	number	number	NOUN
ijtc-268	69	15	3	3	NUM
ijtc-268	69	16	,	,	PUNCT
ijtc-268	69	17	july	july	PROPN
ijtc-268	69	18	2021	2021	NUM
ijtc-268	69	19	ratio	ratio	NOUN
ijtc-268	69	20	—	—	PUNCT
ijtc-268	69	21	insurance	insurance	NOUN
ijtc-268	69	22	density	density	NOUN
ijtc-268	69	23	—	—	PUNCT
ijtc-268	69	24	represents	represent	VERB
ijtc-268	69	25	the	the	DET
ijtc-268	69	26	average	average	ADJ
ijtc-268	69	27	population	population	NOUN
ijtc-268	69	28	expenditure	expenditure	NOUN
ijtc-268	69	29	on	on	ADP
ijtc-268	69	30	insurance	insurance	NOUN
ijtc-268	69	31	in	in	ADP
ijtc-268	69	32	per	per	ADP
ijtc-268	69	33	year	year	NOUN
ijtc-268	69	34	(	(	PUNCT
ijtc-268	69	35	podoaba	podoaba	NOUN
ijtc-268	69	36	,	,	PUNCT
ijtc-268	69	37	2015	2015	NUM
ijtc-268	69	38	)	)	PUNCT
ijtc-268	69	39	.	.	PUNCT
ijtc-268	70	1	the	the	DET
ijtc-268	70	2	covid-19	covid-19	PROPN
ijtc-268	70	3	pandemic	pandemic	ADJ
ijtc-268	70	4	impact	impact	NOUN
ijtc-268	70	5	on	on	ADP
ijtc-268	70	6	the	the	DET
ijtc-268	70	7	economy	economy	NOUN
ijtc-268	70	8	the	the	DET
ijtc-268	70	9	covid-19	covid-19	PROPN
ijtc-268	70	10	pandemic	pandemic	NOUN
ijtc-268	70	11	has	have	AUX
ijtc-268	70	12	been	be	AUX
ijtc-268	70	13	plaguing	plague	VERB
ijtc-268	70	14	indonesia	indonesia	PROPN
ijtc-268	70	15	for	for	ADP
ijtc-268	70	16	more	more	ADJ
ijtc-268	70	17	than	than	ADP
ijtc-268	70	18	a	a	PRON
ijtc-268	70	19	year	year	NOUN
ijtc-268	70	20	since	since	SCONJ
ijtc-268	70	21	the	the	DET
ijtc-268	70	22	government	government	NOUN
ijtc-268	70	23	confirmed	confirm	VERB
ijtc-268	70	24	the	the	DET
ijtc-268	70	25	first	first	ADJ
ijtc-268	70	26	corona	corona	NOUN
ijtc-268	70	27	infection	infection	NOUN
ijtc-268	70	28	in	in	ADP
ijtc-268	70	29	indonesia	indonesia	PROPN
ijtc-268	70	30	on	on	ADP
ijtc-268	70	31	march	march	PROPN
ijtc-268	70	32	2	2	NUM
ijtc-268	70	33	,	,	PUNCT
ijtc-268	70	34	2020	2020	NUM
ijtc-268	70	35	.	.	PUNCT
ijtc-268	71	1	this	this	DET
ijtc-268	71	2	pandemic	pandemic	ADJ
ijtc-268	71	3	not	not	PART
ijtc-268	71	4	only	only	ADV
ijtc-268	71	5	caused	cause	VERB
ijtc-268	71	6	a	a	DET
ijtc-268	71	7	public	public	ADJ
ijtc-268	71	8	health	health	NOUN
ijtc-268	71	9	crisis	crisis	NOUN
ijtc-268	71	10	,	,	PUNCT
ijtc-268	71	11	but	but	CCONJ
ijtc-268	71	12	also	also	ADV
ijtc-268	71	13	disrupted	disrupt	VERB
ijtc-268	71	14	national	national	ADJ
ijtc-268	71	15	economic	economic	ADJ
ijtc-268	71	16	activity	activity	NOUN
ijtc-268	71	17	.	.	PUNCT
ijtc-268	72	1	the	the	DET
ijtc-268	72	2	strategic	strategic	ADJ
ijtc-268	72	3	step	step	NOUN
ijtc-268	72	4	taken	take	VERB
ijtc-268	72	5	by	by	ADP
ijtc-268	72	6	the	the	DET
ijtc-268	72	7	government	government	NOUN
ijtc-268	72	8	to	to	PART
ijtc-268	72	9	anticipate	anticipate	VERB
ijtc-268	72	10	the	the	DET
ijtc-268	72	11	broader	broad	ADJ
ijtc-268	72	12	and	and	CCONJ
ijtc-268	72	13	deeper	deep	ADJ
ijtc-268	72	14	impact	impact	NOUN
ijtc-268	72	15	of	of	ADP
ijtc-268	72	16	the	the	DET
ijtc-268	72	17	pandemic	pandemic	NOUN
ijtc-268	72	18	is	be	AUX
ijtc-268	72	19	to	to	PART
ijtc-268	72	20	implement	implement	VERB
ijtc-268	72	21	a	a	DET
ijtc-268	72	22	large	large	ADJ
ijtc-268	72	23	-	-	PUNCT
ijtc-268	72	24	scale	scale	NOUN
ijtc-268	72	25	social	social	ADJ
ijtc-268	72	26	restriction	restriction	NOUN
ijtc-268	72	27	(	(	PUNCT
ijtc-268	72	28	lssr	lssr	NOUN
ijtc-268	72	29	)	)	PUNCT
ijtc-268	72	30	policy	policy	NOUN
ijtc-268	72	31	.	.	PUNCT
ijtc-268	73	1	the	the	DET
ijtc-268	73	2	government	government	NOUN
ijtc-268	73	3	's	's	PART
ijtc-268	73	4	decision	decision	NOUN
ijtc-268	73	5	to	to	PART
ijtc-268	73	6	implement	implement	VERB
ijtc-268	73	7	the	the	DET
ijtc-268	73	8	large	large	ADJ
ijtc-268	73	9	-	-	PUNCT
ijtc-268	73	10	scale	scale	NOUN
ijtc-268	73	11	social	social	ADJ
ijtc-268	73	12	restrictions	restriction	NOUN
ijtc-268	73	13	(	(	PUNCT
ijtc-268	73	14	lssr	lssr	VERB
ijtc-268	73	15	)	)	PUNCT
ijtc-268	73	16	since	since	SCONJ
ijtc-268	73	17	april	april	PROPN
ijtc-268	73	18	2020	2020	NUM
ijtc-268	73	19	has	have	AUX
ijtc-268	73	20	had	have	VERB
ijtc-268	73	21	a	a	DET
ijtc-268	73	22	wide	wide	ADJ
ijtc-268	73	23	impact	impact	NOUN
ijtc-268	73	24	on	on	ADP
ijtc-268	73	25	the	the	DET
ijtc-268	73	26	process	process	NOUN
ijtc-268	73	27	of	of	ADP
ijtc-268	73	28	production	production	NOUN
ijtc-268	73	29	,	,	PUNCT
ijtc-268	73	30	distribution	distribution	NOUN
ijtc-268	73	31	and	and	CCONJ
ijtc-268	73	32	other	other	ADJ
ijtc-268	73	33	operational	operational	ADJ
ijtc-268	73	34	activities	activity	NOUN
ijtc-268	73	35	,	,	PUNCT
ijtc-268	73	36	which	which	PRON
ijtc-268	73	37	ultimately	ultimately	ADV
ijtc-268	73	38	disrupt	disrupt	VERB
ijtc-268	73	39	economic	economic	ADJ
ijtc-268	73	40	performance	performance	NOUN
ijtc-268	73	41	.	.	PUNCT
ijtc-268	74	1	the	the	DET
ijtc-268	74	2	impact	impact	NOUN
ijtc-268	74	3	of	of	ADP
ijtc-268	74	4	the	the	DET
ijtc-268	74	5	covid-19	covid-19	PROPN
ijtc-268	74	6	pandemic	pandemic	NOUN
ijtc-268	74	7	is	be	AUX
ijtc-268	74	8	clearly	clearly	ADV
ijtc-268	74	9	illustrated	illustrate	VERB
ijtc-268	74	10	in	in	ADP
ijtc-268	74	11	the	the	DET
ijtc-268	74	12	rate	rate	NOUN
ijtc-268	74	13	of	of	ADP
ijtc-268	74	14	economic	economic	ADJ
ijtc-268	74	15	growth	growth	NOUN
ijtc-268	74	16	as	as	SCONJ
ijtc-268	74	17	seen	see	VERB
ijtc-268	74	18	in	in	ADP
ijtc-268	74	19	the	the	DET
ijtc-268	74	20	following	follow	VERB
ijtc-268	74	21	figure	figure	NOUN
ijtc-268	74	22	.	.	PUNCT
ijtc-268	75	1	figure	figure	NOUN
ijtc-268	75	2	1	1	NUM
ijtc-268	75	3	.	.	PUNCT
ijtc-268	75	4	gdp	gdp	NOUN
ijtc-268	75	5	growth	growth	NOUN
ijtc-268	75	6	rate	rate	NOUN
ijtc-268	75	7	year	year	NOUN
ijtc-268	75	8	2019	2019	NUM
ijtc-268	75	9	-	-	SYM
ijtc-268	75	10	2021	2021	NUM
ijtc-268	75	11	(	(	PUNCT
ijtc-268	75	12	%	%	INTJ
ijtc-268	75	13	)	)	PUNCT
ijtc-268	75	14	(	(	PUNCT
ijtc-268	75	15	source	source	NOUN
ijtc-268	75	16	:	:	PUNCT
ijtc-268	75	17	statistics	statistics	PROPN
ijtc-268	75	18	indonesia	indonesia	PROPN
ijtc-268	75	19	,	,	PUNCT
ijtc-268	75	20	2021	2021	NUM
ijtc-268	75	21	)	)	PUNCT
ijtc-268	75	22	in	in	ADP
ijtc-268	75	23	accordance	accordance	NOUN
ijtc-268	75	24	with	with	ADP
ijtc-268	75	25	the	the	DET
ijtc-268	75	26	data	datum	NOUN
ijtc-268	75	27	in	in	ADP
ijtc-268	75	28	the	the	DET
ijtc-268	75	29	figure	figure	NOUN
ijtc-268	75	30	,	,	PUNCT
ijtc-268	75	31	per	per	ADP
ijtc-268	75	32	capita	capita	NOUN
ijtc-268	75	33	income	income	NOUN
ijtc-268	75	34	throughout	throughout	ADP
ijtc-268	75	35	2020	2020	NUM
ijtc-268	75	36	fell	fall	VERB
ijtc-268	75	37	to	to	PART
ijtc-268	75	38	idr	idr	VERB
ijtc-268	75	39	56.9	56.9	NUM
ijtc-268	75	40	million	million	NUM
ijtc-268	75	41	(	(	PUNCT
ijtc-268	75	42	us	us	PROPN
ijtc-268	75	43	$	$	SYM
ijtc-268	75	44	3,911	3,911	NUM
ijtc-268	75	45	)	)	PUNCT
ijtc-268	75	46	per	per	ADP
ijtc-268	75	47	year	year	NOUN
ijtc-268	75	48	.	.	PUNCT
ijtc-268	76	1	in	in	ADP
ijtc-268	76	2	2019	2019	NUM
ijtc-268	76	3	,	,	PUNCT
ijtc-268	76	4	indonesia	indonesia	PROPN
ijtc-268	76	5	's	's	PART
ijtc-268	76	6	gdp	gdp	NOUN
ijtc-268	76	7	per	per	ADP
ijtc-268	76	8	capita	capita	NOUN
ijtc-268	76	9	reached	reach	VERB
ijtc-268	76	10	idr	idr	PROPN
ijtc-268	76	11	59.1	59.1	NUM
ijtc-268	76	12	million	million	NUM
ijtc-268	76	13	(	(	PUNCT
ijtc-268	76	14	us	us	PROPN
ijtc-268	76	15	$	$	SYM
ijtc-268	76	16	4,174	4,174	NUM
ijtc-268	76	17	)	)	PUNCT
ijtc-268	76	18	and	and	CCONJ
ijtc-268	76	19	2018	2018	NUM
ijtc-268	76	20	idr	idr	VERB
ijtc-268	76	21	56	56	NUM
ijtc-268	76	22	million	million	NUM
ijtc-268	76	23	(	(	PUNCT
ijtc-268	76	24	us	us	PROPN
ijtc-268	76	25	$	$	SYM
ijtc-268	76	26	3,927	3,927	NUM
ijtc-268	76	27	)	)	PUNCT
ijtc-268	76	28	.	.	PUNCT
ijtc-268	77	1	in	in	ADP
ijtc-268	77	2	the	the	DET
ijtc-268	77	3	first	first	ADJ
ijtc-268	77	4	quarter	quarter	NOUN
ijtc-268	77	5	of	of	ADP
ijtc-268	77	6	2021	2021	NUM
ijtc-268	77	7	,	,	PUNCT
ijtc-268	77	8	per	per	ADP
ijtc-268	77	9	capita	capita	NOUN
ijtc-268	77	10	income	income	NOUN
ijtc-268	77	11	will	will	AUX
ijtc-268	77	12	increase	increase	VERB
ijtc-268	77	13	slightly	slightly	ADV
ijtc-268	77	14	(	(	PUNCT
ijtc-268	77	15	statistics	statistics	PROPN
ijtc-268	77	16	indonesia	indonesia	PROPN
ijtc-268	77	17	,	,	PUNCT
ijtc-268	77	18	2021	2021	NUM
ijtc-268	77	19	)	)	PUNCT
ijtc-268	77	20	.	.	PUNCT
ijtc-268	78	1	research	research	NOUN
ijtc-268	78	2	hypothesis	hypothesis	NOUN
ijtc-268	78	3	since	since	SCONJ
ijtc-268	78	4	the	the	DET
ijtc-268	78	5	development	development	NOUN
ijtc-268	78	6	of	of	ADP
ijtc-268	78	7	the	the	DET
ijtc-268	78	8	insurance	insurance	NOUN
ijtc-268	78	9	sector	sector	NOUN
ijtc-268	78	10	market	market	NOUN
ijtc-268	78	11	is	be	AUX
ijtc-268	78	12	closely	closely	ADV
ijtc-268	78	13	related	relate	VERB
ijtc-268	78	14	to	to	ADP
ijtc-268	78	15	national	national	ADJ
ijtc-268	78	16	economic	economic	ADJ
ijtc-268	78	17	growth	growth	NOUN
ijtc-268	78	18	(	(	PUNCT
ijtc-268	78	19	i.e.	i.e.	X
ijtc-268	78	20	,	,	PUNCT
ijtc-268	78	21	gross	gross	ADJ
ijtc-268	78	22	domestic	domestic	ADJ
ijtc-268	78	23	product	product	NOUN
ijtc-268	78	24	—	—	PUNCT
ijtc-268	78	25	gdp	gdp	NOUN
ijtc-268	78	26	)	)	PUNCT
ijtc-268	78	27	,	,	PUNCT
ijtc-268	78	28	it	it	PRON
ijtc-268	78	29	is	be	AUX
ijtc-268	78	30	assumed	assume	VERB
ijtc-268	78	31	that	that	SCONJ
ijtc-268	78	32	the	the	DET
ijtc-268	78	33	covid-19	covid-19	PROPN
ijtc-268	78	34	pandemic	pandemic	NOUN
ijtc-268	78	35	which	which	PRON
ijtc-268	78	36	causes	cause	VERB
ijtc-268	78	37	a	a	DET
ijtc-268	78	38	substantial	substantial	ADJ
ijtc-268	78	39	decline	decline	NOUN
ijtc-268	78	40	in	in	ADP
ijtc-268	78	41	the	the	DET
ijtc-268	78	42	national	national	ADJ
ijtc-268	78	43	economy	economy	NOUN
ijtc-268	78	44	will	will	AUX
ijtc-268	78	45	indirectly	indirectly	ADV
ijtc-268	78	46	have	have	VERB
ijtc-268	78	47	a	a	DET
ijtc-268	78	48	negative	negative	ADJ
ijtc-268	78	49	impact	impact	NOUN
ijtc-268	78	50	on	on	ADP
ijtc-268	78	51	the	the	DET
ijtc-268	78	52	development	development	NOUN
ijtc-268	78	53	of	of	ADP
ijtc-268	78	54	the	the	DET
ijtc-268	78	55	insurance	insurance	NOUN
ijtc-268	78	56	sector	sector	NOUN
ijtc-268	78	57	,	,	PUNCT
ijtc-268	78	58	including	include	VERB
ijtc-268	78	59	the	the	DET
ijtc-268	78	60	general	general	ADJ
ijtc-268	78	61	insurance	insurance	NOUN
ijtc-268	78	62	subsector	subsector	NOUN
ijtc-268	78	63	.	.	PUNCT
ijtc-268	79	1	accordingly	accordingly	ADV
ijtc-268	79	2	,	,	PUNCT
ijtc-268	79	3	the	the	DET
ijtc-268	79	4	hypothesis	hypothesis	NOUN
ijtc-268	79	5	to	to	PART
ijtc-268	79	6	be	be	AUX
ijtc-268	79	7	tested	test	VERB
ijtc-268	79	8	in	in	ADP
ijtc-268	79	9	this	this	DET
ijtc-268	79	10	preliminary	preliminary	ADJ
ijtc-268	79	11	research	research	NOUN
ijtc-268	79	12	can	can	AUX
ijtc-268	79	13	be	be	AUX
ijtc-268	79	14	formulated	formulate	VERB
ijtc-268	79	15	as	as	SCONJ
ijtc-268	79	16	follows	follow	VERB
ijtc-268	79	17	.	.	PUNCT
ijtc-268	80	1	h1	h1	PROPN
ijtc-268	80	2	:	:	PUNCT
ijtc-268	80	3	the	the	DET
ijtc-268	80	4	covid-19	covid-19	PROPN
ijtc-268	80	5	pandemic	pandemic	NOUN
ijtc-268	80	6	has	have	VERB
ijtc-268	80	7	an	an	DET
ijtc-268	80	8	effect	effect	NOUN
ijtc-268	80	9	of	of	ADP
ijtc-268	80	10	reducing	reduce	VERB
ijtc-268	80	11	the	the	DET
ijtc-268	80	12	growth	growth	NOUN
ijtc-268	80	13	rate	rate	NOUN
ijtc-268	80	14	of	of	ADP
ijtc-268	80	15	total	total	ADJ
ijtc-268	80	16	assets	asset	NOUN
ijtc-268	80	17	of	of	ADP
ijtc-268	80	18	general	general	ADJ
ijtc-268	80	19	insurance	insurance	NOUN
ijtc-268	80	20	subsector	subsector	NOUN
ijtc-268	80	21	.	.	PUNCT
ijtc-268	81	1	general	general	ADJ
ijtc-268	81	2	insurance	insurance	PROPN
ijtc-268	81	3	subsector	subsector	NOUN
ijtc-268	81	4	performance	performance	NOUN
ijtc-268	81	5	in	in	ADP
ijtc-268	81	6	2020/2021	2020/2021	NUM
ijtc-268	81	7	,	,	PUNCT
ijtc-268	81	8	does	do	VERB
ijtc-268	81	9	the	the	DET
ijtc-268	81	10	covid-19	covid-19	PROPN
ijtc-268	81	11	pandemic	pandemic	ADJ
ijtc-268	81	12	matter	matter	NOUN
ijtc-268	81	13	?	?	PUNCT
ijtc-268	82	1	toto	toto	NOUN
ijtc-268	82	2	sugiharto	sugiharto	NOUN
ijtc-268	82	3	188	188	NUM
ijtc-268	82	4	|	|	NOUN
ijtc-268	82	5	ilomata	ilomata	PROPN
ijtc-268	82	6	international	international	ADJ
ijtc-268	82	7	journal	journal	NOUN
ijtc-268	82	8	of	of	ADP
ijtc-268	82	9	tax	tax	PROPN
ijtc-268	82	10	&	&	CCONJ
ijtc-268	82	11	accounting	accounting	PROPN
ijtc-268	82	12	volume	volume	NOUN
ijtc-268	82	13	2	2	NUM
ijtc-268	82	14	number	number	NOUN
ijtc-268	82	15	3	3	NUM
ijtc-268	82	16	,	,	PUNCT
ijtc-268	82	17	july	july	PROPN
ijtc-268	82	18	2021	2021	NUM
ijtc-268	82	19	h2	h2	NOUN
ijtc-268	82	20	:	:	PUNCT
ijtc-268	82	21	the	the	DET
ijtc-268	82	22	covid-19	covid-19	PROPN
ijtc-268	82	23	pandemic	pandemic	NOUN
ijtc-268	82	24	has	have	VERB
ijtc-268	82	25	an	an	DET
ijtc-268	82	26	effect	effect	NOUN
ijtc-268	82	27	on	on	ADP
ijtc-268	82	28	reducing	reduce	VERB
ijtc-268	82	29	the	the	DET
ijtc-268	82	30	growth	growth	NOUN
ijtc-268	82	31	rate	rate	NOUN
ijtc-268	82	32	of	of	ADP
ijtc-268	82	33	the	the	DET
ijtc-268	82	34	total	total	ADJ
ijtc-268	82	35	technical	technical	ADJ
ijtc-268	82	36	reserves	reserve	NOUN
ijtc-268	82	37	of	of	ADP
ijtc-268	82	38	general	general	ADJ
ijtc-268	82	39	insurance	insurance	NOUN
ijtc-268	82	40	subsector	subsector	NOUN
ijtc-268	82	41	.	.	PUNCT
ijtc-268	83	1	h3	h3	NOUN
ijtc-268	83	2	:	:	PUNCT
ijtc-268	83	3	the	the	DET
ijtc-268	83	4	covid-19	covid-19	PROPN
ijtc-268	83	5	pandemic	pandemic	NOUN
ijtc-268	83	6	has	have	VERB
ijtc-268	83	7	an	an	DET
ijtc-268	83	8	effect	effect	NOUN
ijtc-268	83	9	of	of	ADP
ijtc-268	83	10	reducing	reduce	VERB
ijtc-268	83	11	the	the	DET
ijtc-268	83	12	total	total	ADJ
ijtc-268	83	13	growth	growth	NOUN
ijtc-268	83	14	rate	rate	NOUN
ijtc-268	83	15	of	of	ADP
ijtc-268	83	16	total	total	ADJ
ijtc-268	83	17	investment	investment	NOUN
ijtc-268	83	18	of	of	ADP
ijtc-268	83	19	general	general	ADJ
ijtc-268	83	20	insurance	insurance	NOUN
ijtc-268	83	21	subsector	subsector	NOUN
ijtc-268	83	22	.	.	PUNCT
ijtc-268	84	1	h4	h4	PROPN
ijtc-268	84	2	:	:	PUNCT
ijtc-268	84	3	the	the	DET
ijtc-268	84	4	covid-19	covid-19	PROPN
ijtc-268	84	5	pandemic	pandemic	NOUN
ijtc-268	84	6	has	have	VERB
ijtc-268	84	7	an	an	DET
ijtc-268	84	8	effect	effect	NOUN
ijtc-268	84	9	on	on	ADP
ijtc-268	84	10	reducing	reduce	VERB
ijtc-268	84	11	the	the	DET
ijtc-268	84	12	growth	growth	NOUN
ijtc-268	84	13	rate	rate	NOUN
ijtc-268	84	14	of	of	ADP
ijtc-268	84	15	total	total	ADJ
ijtc-268	84	16	equity	equity	NOUN
ijtc-268	84	17	in	in	ADP
ijtc-268	84	18	the	the	DET
ijtc-268	84	19	general	general	ADJ
ijtc-268	84	20	insurance	insurance	NOUN
ijtc-268	84	21	sector	sector	NOUN
ijtc-268	84	22	.	.	PUNCT
ijtc-268	85	1	h5	h5	PROPN
ijtc-268	85	2	:	:	PUNCT
ijtc-268	85	3	the	the	DET
ijtc-268	85	4	covid-19	covid-19	PROPN
ijtc-268	85	5	pandemic	pandemic	NOUN
ijtc-268	85	6	has	have	VERB
ijtc-268	85	7	an	an	DET
ijtc-268	85	8	effect	effect	NOUN
ijtc-268	85	9	on	on	ADP
ijtc-268	85	10	reducing	reduce	VERB
ijtc-268	85	11	the	the	DET
ijtc-268	85	12	growth	growth	NOUN
ijtc-268	85	13	rate	rate	NOUN
ijtc-268	85	14	of	of	ADP
ijtc-268	85	15	general	general	ADJ
ijtc-268	85	16	insurance	insurance	NOUN
ijtc-268	85	17	net	net	ADJ
ijtc-268	85	18	premium	premium	NOUN
ijtc-268	85	19	income	income	NOUN
ijtc-268	85	20	.	.	PUNCT
ijtc-268	86	1	research	research	NOUN
ijtc-268	86	2	methods	method	NOUN
ijtc-268	86	3	secondary	secondary	ADJ
ijtc-268	86	4	data	datum	NOUN
ijtc-268	86	5	which	which	PRON
ijtc-268	86	6	consists	consist	VERB
ijtc-268	86	7	of	of	ADP
ijtc-268	86	8	total	total	ADJ
ijtc-268	86	9	asset	asset	NOUN
ijtc-268	86	10	,	,	PUNCT
ijtc-268	86	11	technical	technical	PROPN
ijtc-268	86	12	reserve	reserve	PROPN
ijtc-268	86	13	,	,	PUNCT
ijtc-268	86	14	equity	equity	NOUN
ijtc-268	86	15	,	,	PUNCT
ijtc-268	86	16	investment	investment	NOUN
ijtc-268	86	17	,	,	PUNCT
ijtc-268	86	18	and	and	CCONJ
ijtc-268	86	19	net	net	ADJ
ijtc-268	86	20	premium	premium	NOUN
ijtc-268	86	21	income	income	NOUN
ijtc-268	86	22	of	of	ADP
ijtc-268	86	23	general	general	ADJ
ijtc-268	86	24	insurance	insurance	NOUN
ijtc-268	86	25	sector	sector	NOUN
ijtc-268	86	26	for	for	ADP
ijtc-268	86	27	the	the	DET
ijtc-268	86	28	periods	period	NOUN
ijtc-268	86	29	between	between	ADP
ijtc-268	86	30	2019	2019	NUM
ijtc-268	86	31	and	and	CCONJ
ijtc-268	86	32	2021	2021	NUM
ijtc-268	86	33	were	be	AUX
ijtc-268	86	34	obtained	obtain	VERB
ijtc-268	86	35	from	from	ADP
ijtc-268	86	36	the	the	DET
ijtc-268	86	37	indonesia	indonesia	PROPN
ijtc-268	86	38	financial	financial	PROPN
ijtc-268	86	39	service	service	PROPN
ijtc-268	86	40	authority	authority	NOUN
ijtc-268	86	41	(	(	PUNCT
ijtc-268	86	42	otoritas	otoritas	PROPN
ijtc-268	86	43	jasa	jasa	PROPN
ijtc-268	86	44	keuangan	keuangan	PROPN
ijtc-268	86	45	—	—	PUNCT
ijtc-268	86	46	ojk	ojk	NUM
ijtc-268	86	47	)	)	PUNCT
ijtc-268	86	48	.	.	PUNCT
ijtc-268	87	1	based	base	VERB
ijtc-268	87	2	on	on	ADP
ijtc-268	87	3	these	these	DET
ijtc-268	87	4	data	datum	NOUN
ijtc-268	87	5	,	,	PUNCT
ijtc-268	87	6	annual	annual	ADJ
ijtc-268	87	7	(	(	PUNCT
ijtc-268	87	8	year	year	NOUN
ijtc-268	87	9	-	-	PUNCT
ijtc-268	87	10	over	over	ADP
ijtc-268	87	11	-	-	PUNCT
ijtc-268	87	12	year	year	NOUN
ijtc-268	87	13	)	)	PUNCT
ijtc-268	87	14	growth	growth	NOUN
ijtc-268	87	15	rate	rate	NOUN
ijtc-268	87	16	of	of	ADP
ijtc-268	87	17	all	all	DET
ijtc-268	87	18	variables	variable	NOUN
ijtc-268	87	19	studied	study	VERB
ijtc-268	87	20	for	for	ADP
ijtc-268	87	21	the	the	DET
ijtc-268	87	22	whole	whole	ADJ
ijtc-268	87	23	2019/2020	2019/2020	NUM
ijtc-268	87	24	(	(	PUNCT
ijtc-268	87	25	i.e.	i.e.	X
ijtc-268	87	26	,	,	PUNCT
ijtc-268	87	27	april	april	PROPN
ijtc-268	87	28	2019	2019	NUM
ijtc-268	87	29	to	to	ADP
ijtc-268	87	30	march	march	PROPN
ijtc-268	87	31	2020	2020	NUM
ijtc-268	87	32	)	)	PUNCT
ijtc-268	87	33	and	and	CCONJ
ijtc-268	87	34	2020/2021	2020/2021	NUM
ijtc-268	87	35	(	(	PUNCT
ijtc-268	87	36	i.e.	i.e.	X
ijtc-268	87	37	,	,	PUNCT
ijtc-268	87	38	april	april	PROPN
ijtc-268	87	39	2020	2020	NUM
ijtc-268	87	40	to	to	ADP
ijtc-268	87	41	march	march	PROPN
ijtc-268	87	42	2021	2021	NUM
ijtc-268	87	43	)	)	PUNCT
ijtc-268	87	44	were	be	AUX
ijtc-268	87	45	estimated	estimate	VERB
ijtc-268	87	46	using	use	VERB
ijtc-268	87	47	the	the	DET
ijtc-268	87	48	following	follow	VERB
ijtc-268	87	49	formula	formula	NOUN
ijtc-268	87	50	.	.	PUNCT
ijtc-268	88	1	growth	growth	NOUN
ijtc-268	88	2	=	=	PUNCT
ijtc-268	88	3	(	(	PUNCT
ijtc-268	88	4	1	1	X
ijtc-268	88	5	)	)	PUNCT
ijtc-268	88	6	where	where	SCONJ
ijtc-268	88	7	growth	growth	NOUN
ijtc-268	88	8	=	=	SYM
ijtc-268	88	9	year	year	NOUN
ijtc-268	88	10	-	-	PUNCT
ijtc-268	88	11	over	over	ADP
ijtc-268	88	12	-	-	PUNCT
ijtc-268	88	13	year	year	NOUN
ijtc-268	88	14	growth	growth	NOUN
ijtc-268	88	15	;	;	PUNCT
ijtc-268	88	16	vet1	vet1	NOUN
ijtc-268	88	17	=	=	NOUN
ijtc-268	88	18	the	the	DET
ijtc-268	88	19	value	value	NOUN
ijtc-268	88	20	of	of	ADP
ijtc-268	88	21	the	the	DET
ijtc-268	88	22	estimated	estimate	VERB
ijtc-268	88	23	variable	variable	NOUN
ijtc-268	88	24	in	in	ADP
ijtc-268	88	25	the	the	DET
ijtc-268	88	26	same	same	ADJ
ijtc-268	88	27	month	month	NOUN
ijtc-268	88	28	this	this	DET
ijtc-268	88	29	year	year	NOUN
ijtc-268	88	30	;	;	PUNCT
ijtc-268	88	31	vet0	vet0	NOUN
ijtc-268	88	32	=	=	PUNCT
ijtc-268	88	33	the	the	DET
ijtc-268	88	34	value	value	NOUN
ijtc-268	88	35	of	of	ADP
ijtc-268	88	36	the	the	DET
ijtc-268	88	37	estimated	estimate	VERB
ijtc-268	88	38	variable	variable	NOUN
ijtc-268	88	39	in	in	ADP
ijtc-268	88	40	the	the	DET
ijtc-268	88	41	same	same	ADJ
ijtc-268	88	42	month	month	NOUN
ijtc-268	88	43	last	last	ADJ
ijtc-268	88	44	year	year	NOUN
ijtc-268	88	45	.	.	PUNCT
ijtc-268	89	1	the	the	DET
ijtc-268	89	2	proposed	propose	VERB
ijtc-268	89	3	hypotheses	hypothesis	NOUN
ijtc-268	89	4	were	be	AUX
ijtc-268	89	5	tested	test	VERB
ijtc-268	89	6	using	use	VERB
ijtc-268	89	7	the	the	DET
ijtc-268	89	8	dependent	dependent	ADJ
ijtc-268	89	9	sample	sample	NOUN
ijtc-268	89	10	t	t	NOUN
ijtc-268	89	11	-	-	PUNCT
ijtc-268	89	12	test	test	NOUN
ijtc-268	89	13	.	.	PUNCT
ijtc-268	90	1	result	result	NOUN
ijtc-268	90	2	and	and	CCONJ
ijtc-268	90	3	discussion	discussion	NOUN
ijtc-268	90	4	descriptive	descriptive	ADJ
ijtc-268	90	5	statistical	statistical	ADJ
ijtc-268	90	6	data	datum	NOUN
ijtc-268	90	7	analysis	analysis	NOUN
ijtc-268	90	8	the	the	DET
ijtc-268	90	9	y	y	PROPN
ijtc-268	90	10	-	-	PUNCT
ijtc-268	90	11	o	o	NOUN
ijtc-268	90	12	-	-	ADJ
ijtc-268	90	13	y	y	ADJ
ijtc-268	90	14	growth	growth	NOUN
ijtc-268	90	15	of	of	ADP
ijtc-268	90	16	the	the	DET
ijtc-268	90	17	studied	study	VERB
ijtc-268	90	18	variables	variable	NOUN
ijtc-268	90	19	such	such	ADJ
ijtc-268	90	20	as	as	ADP
ijtc-268	90	21	total	total	ADJ
ijtc-268	90	22	asset	asset	NOUN
ijtc-268	90	23	,	,	PUNCT
ijtc-268	90	24	technical	technical	PROPN
ijtc-268	90	25	reserve	reserve	PROPN
ijtc-268	90	26	,	,	PUNCT
ijtc-268	90	27	total	total	ADJ
ijtc-268	90	28	investment	investment	NOUN
ijtc-268	90	29	,	,	PUNCT
ijtc-268	90	30	total	total	ADJ
ijtc-268	90	31	equity	equity	NOUN
ijtc-268	90	32	,	,	PUNCT
ijtc-268	90	33	and	and	CCONJ
ijtc-268	90	34	net	net	ADJ
ijtc-268	90	35	premium	premium	NOUN
ijtc-268	90	36	income	income	NOUN
ijtc-268	90	37	of	of	ADP
ijtc-268	90	38	general	general	ADJ
ijtc-268	90	39	insurance	insurance	NOUN
ijtc-268	90	40	subsector	subsector	NOUN
ijtc-268	90	41	for	for	ADP
ijtc-268	90	42	the	the	DET
ijtc-268	90	43	periods	period	NOUN
ijtc-268	90	44	of	of	ADP
ijtc-268	90	45	2019/2020	2019/2020	NUM
ijtc-268	90	46	and	and	CCONJ
ijtc-268	90	47	2020/2021	2020/2021	NUM
ijtc-268	90	48	are	be	AUX
ijtc-268	90	49	presented	present	VERB
ijtc-268	90	50	in	in	ADP
ijtc-268	90	51	table	table	NOUN
ijtc-268	90	52	1	1	NUM
ijtc-268	90	53	.	.	PUNCT
ijtc-268	90	54	referring	refer	VERB
ijtc-268	90	55	to	to	ADP
ijtc-268	90	56	the	the	DET
ijtc-268	90	57	average	average	ADJ
ijtc-268	90	58	value	value	NOUN
ijtc-268	90	59	of	of	ADP
ijtc-268	90	60	growth	growth	NOUN
ijtc-268	90	61	,	,	PUNCT
ijtc-268	90	62	all	all	DET
ijtc-268	90	63	variables	variable	NOUN
ijtc-268	90	64	experience	experience	VERB
ijtc-268	90	65	a	a	DET
ijtc-268	90	66	decline	decline	NOUN
ijtc-268	90	67	.	.	PUNCT
ijtc-268	91	1	total	total	ADJ
ijtc-268	91	2	asset	asset	NOUN
ijtc-268	91	3	growth	growth	NOUN
ijtc-268	91	4	decreased	decrease	VERB
ijtc-268	91	5	by	by	ADP
ijtc-268	91	6	more	more	ADJ
ijtc-268	91	7	than	than	ADP
ijtc-268	91	8	20	20	NUM
ijtc-268	91	9	per	per	ADP
ijtc-268	91	10	cent	cent	NOUN
ijtc-268	91	11	(	(	PUNCT
ijtc-268	91	12	-20.26	-20.26	NOUN
ijtc-268	91	13	%	%	NOUN
ijtc-268	91	14	)	)	PUNCT
ijtc-268	91	15	,	,	PUNCT
ijtc-268	91	16	technical	technical	PROPN
ijtc-268	91	17	reserve	reserve	PROPN
ijtc-268	91	18	decreased	decrease	VERB
ijtc-268	91	19	by	by	ADP
ijtc-268	91	20	almost	almost	ADV
ijtc-268	91	21	17	17	NUM
ijtc-268	91	22	per	per	NOUN
ijtc-268	91	23	cent	cent	NOUN
ijtc-268	91	24	(	(	PUNCT
ijtc-268	91	25	-16.99	-16.99	NOUN
ijtc-268	91	26	%	%	NOUN
ijtc-268	91	27	)	)	PUNCT
ijtc-268	91	28	,	,	PUNCT
ijtc-268	91	29	total	total	ADJ
ijtc-268	91	30	investment	investment	NOUN
ijtc-268	91	31	decreased	decrease	VERB
ijtc-268	91	32	by	by	ADP
ijtc-268	91	33	more	more	ADJ
ijtc-268	91	34	than	than	ADP
ijtc-268	91	35	50	50	NUM
ijtc-268	91	36	%	%	NOUN
ijtc-268	91	37	(	(	PUNCT
ijtc-268	91	38	-52.70	-52.70	NOUN
ijtc-268	91	39	%	%	NOUN
ijtc-268	91	40	)	)	PUNCT
ijtc-268	91	41	,	,	PUNCT
ijtc-268	91	42	total	total	ADJ
ijtc-268	91	43	equity	equity	NOUN
ijtc-268	91	44	decreased	decrease	VERB
ijtc-268	91	45	by	by	ADP
ijtc-268	91	46	13.55	13.55	NUM
ijtc-268	91	47	per	per	ADP
ijtc-268	91	48	cent	cent	NOUN
ijtc-268	91	49	,	,	PUNCT
ijtc-268	91	50	and	and	CCONJ
ijtc-268	91	51	a	a	DET
ijtc-268	91	52	very	very	ADV
ijtc-268	91	53	substantial	substantial	ADJ
ijtc-268	91	54	decrease	decrease	NOUN
ijtc-268	91	55	was	be	AUX
ijtc-268	91	56	experienced	experience	VERB
ijtc-268	91	57	by	by	ADP
ijtc-268	91	58	net	net	ADJ
ijtc-268	91	59	premium	premium	ADJ
ijtc-268	91	60	income	income	NOUN
ijtc-268	91	61	.	.	PUNCT
ijtc-268	92	1	it	it	PRON
ijtc-268	92	2	decreased	decrease	VERB
ijtc-268	92	3	by	by	ADP
ijtc-268	92	4	more	more	ADJ
ijtc-268	92	5	than	than	ADP
ijtc-268	92	6	100	100	NUM
ijtc-268	92	7	per	per	ADP
ijtc-268	92	8	cent	cent	NOUN
ijtc-268	92	9	(	(	PUNCT
ijtc-268	92	10	-114.81	-114.81	PROPN
ijtc-268	92	11	%	%	NOUN
ijtc-268	92	12	)	)	PUNCT
ijtc-268	92	13	.	.	PUNCT
ijtc-268	93	1	the	the	DET
ijtc-268	93	2	decline	decline	NOUN
ijtc-268	93	3	in	in	ADP
ijtc-268	93	4	the	the	DET
ijtc-268	93	5	rate	rate	NOUN
ijtc-268	93	6	of	of	ADP
ijtc-268	93	7	growth	growth	NOUN
ijtc-268	93	8	experienced	experience	VERB
ijtc-268	93	9	by	by	ADP
ijtc-268	93	10	total	total	ADJ
ijtc-268	93	11	assets	asset	NOUN
ijtc-268	93	12	,	,	PUNCT
ijtc-268	93	13	technical	technical	ADJ
ijtc-268	93	14	reserves	reserve	NOUN
ijtc-268	93	15	,	,	PUNCT
ijtc-268	93	16	total	total	ADJ
ijtc-268	93	17	investment	investment	NOUN
ijtc-268	93	18	,	,	PUNCT
ijtc-268	93	19	and	and	CCONJ
ijtc-268	93	20	equity	equity	NOUN
ijtc-268	93	21	was	be	AUX
ijtc-268	93	22	a	a	DET
ijtc-268	93	23	continuation	continuation	NOUN
ijtc-268	93	24	of	of	ADP
ijtc-268	93	25	the	the	DET
ijtc-268	93	26	decline	decline	NOUN
ijtc-268	93	27	in	in	ADP
ijtc-268	93	28	premium	premium	ADJ
ijtc-268	93	29	income	income	NOUN
ijtc-268	93	30	,	,	PUNCT
ijtc-268	93	31	both	both	PRON
ijtc-268	93	32	gross	gross	ADJ
ijtc-268	93	33	premium	premium	NOUN
ijtc-268	93	34	income	income	NOUN
ijtc-268	93	35	and	and	CCONJ
ijtc-268	93	36	net	net	ADJ
ijtc-268	93	37	premium	premium	NOUN
ijtc-268	93	38	income	income	NOUN
ijtc-268	93	39	.	.	PUNCT
ijtc-268	94	1	for	for	ADP
ijtc-268	94	2	insurance	insurance	NOUN
ijtc-268	94	3	companies	company	NOUN
ijtc-268	94	4	,	,	PUNCT
ijtc-268	94	5	premium	premium	ADJ
ijtc-268	94	6	income	income	NOUN
ijtc-268	94	7	is	be	AUX
ijtc-268	94	8	the	the	DET
ijtc-268	94	9	main	main	ADJ
ijtc-268	94	10	source	source	NOUN
ijtc-268	94	11	of	of	ADP
ijtc-268	94	12	revenue	revenue	NOUN
ijtc-268	94	13	(	(	PUNCT
ijtc-268	94	14	insurance	insurance	NOUN
ijtc-268	94	15	information	information	PROPN
ijtc-268	94	16	institute	institute	NOUN
ijtc-268	94	17	,	,	PUNCT
ijtc-268	94	18	2021	2021	NUM
ijtc-268	94	19	)	)	PUNCT
ijtc-268	94	20	.	.	PUNCT
ijtc-268	95	1	the	the	DET
ijtc-268	95	2	decrease	decrease	NOUN
ijtc-268	95	3	in	in	ADP
ijtc-268	95	4	net	net	ADJ
ijtc-268	95	5	premium	premium	NOUN
ijtc-268	95	6	income	income	NOUN
ijtc-268	95	7	earned	earn	VERB
ijtc-268	95	8	by	by	ADP
ijtc-268	95	9	the	the	DET
ijtc-268	95	10	general	general	PROPN
ijtc-268	95	11	insurance	insurance	NOUN
ijtc-268	95	12	subsector	subsector	NOUN
ijtc-268	95	13	was	be	AUX
ijtc-268	95	14	due	due	ADJ
ijtc-268	95	15	to	to	ADP
ijtc-268	95	16	,	,	PUNCT
ijtc-268	95	17	among	among	ADP
ijtc-268	95	18	other	other	ADJ
ijtc-268	95	19	,	,	PUNCT
ijtc-268	95	20	the	the	DET
ijtc-268	95	21	decrease	decrease	NOUN
ijtc-268	95	22	in	in	ADP
ijtc-268	95	23	the	the	DET
ijtc-268	95	24	sales	sale	NOUN
ijtc-268	95	25	volume	volume	NOUN
ijtc-268	95	26	of	of	ADP
ijtc-268	95	27	motorized	motorize	VERB
ijtc-268	95	28	vehicles	vehicle	NOUN
ijtc-268	95	29	,	,	PUNCT
ijtc-268	95	30	both	both	CCONJ
ijtc-268	95	31	motorbikes	motorbike	NOUN
ijtc-268	95	32	and	and	CCONJ
ijtc-268	95	33	cars	car	NOUN
ijtc-268	95	34	.	.	PUNCT
ijtc-268	96	1	the	the	DET
ijtc-268	96	2	car	car	NOUN
ijtc-268	96	3	sales	sale	NOUN
ijtc-268	96	4	volume	volume	NOUN
ijtc-268	96	5	until	until	ADP
ijtc-268	96	6	march	march	PROPN
ijtc-268	96	7	2021	2021	NUM
ijtc-268	96	8	decreased	decrease	VERB
ijtc-268	96	9	by	by	ADP
ijtc-268	96	10	41.83	41.83	NUM
ijtc-268	96	11	%	%	NOUN
ijtc-268	96	12	,	,	PUNCT
ijtc-268	96	13	while	while	SCONJ
ijtc-268	96	14	the	the	DET
ijtc-268	96	15	motorcycle	motorcycle	NOUN
ijtc-268	96	16	sales	sale	NOUN
ijtc-268	96	17	volume	volume	NOUN
ijtc-268	96	18	decreased	decrease	VERB
ijtc-268	96	19	by	by	ADP
ijtc-268	96	20	49	49	NUM
ijtc-268	96	21	%	%	NOUN
ijtc-268	96	22	(	(	PUNCT
ijtc-268	96	23	statistics	statistics	PROPN
ijtc-268	96	24	indonesia	indonesia	PROPN
ijtc-268	96	25	,	,	PUNCT
ijtc-268	96	26	2021	2021	NUM
ijtc-268	96	27	)	)	PUNCT
ijtc-268	96	28	.	.	PUNCT
ijtc-268	97	1	these	these	DET
ijtc-268	97	2	declines	decline	NOUN
ijtc-268	97	3	were	be	AUX
ijtc-268	97	4	followed	follow	VERB
ijtc-268	97	5	by	by	ADP
ijtc-268	97	6	the	the	DET
ijtc-268	97	7	decline	decline	NOUN
ijtc-268	97	8	in	in	ADP
ijtc-268	97	9	demand	demand	NOUN
ijtc-268	97	10	for	for	ADP
ijtc-268	97	11	motor	motor	NOUN
ijtc-268	97	12	vehicle	vehicle	NOUN
ijtc-268	97	13	credit	credit	NOUN
ijtc-268	97	14	insurance	insurance	NOUN
ijtc-268	97	15	and	and	CCONJ
ijtc-268	97	16	motor	motor	NOUN
ijtc-268	97	17	vehicle	vehicle	NOUN
ijtc-268	97	18	insurance	insurance	NOUN
ijtc-268	97	19	itself	itself	PRON
ijtc-268	97	20	.	.	PUNCT
ijtc-268	98	1	table	table	NOUN
ijtc-268	98	2	1	1	NUM
ijtc-268	98	3	.	.	PUNCT
ijtc-268	99	1	growth	growth	NOUN
ijtc-268	99	2	(	(	PUNCT
ijtc-268	99	3	y	y	NOUN
ijtc-268	99	4	-	-	PUNCT
ijtc-268	99	5	o	o	NOUN
ijtc-268	99	6	-	-	NOUN
ijtc-268	99	7	y	y	NOUN
ijtc-268	99	8	)	)	PUNCT
ijtc-268	99	9	of	of	ADP
ijtc-268	99	10	total	total	ADJ
ijtc-268	99	11	asset	asset	NOUN
ijtc-268	99	12	(	(	PUNCT
ijtc-268	99	13	ta	ta	NOUN
ijtc-268	99	14	)	)	PUNCT
ijtc-268	99	15	,	,	PUNCT
ijtc-268	99	16	technical	technical	PROPN
ijtc-268	99	17	reserve	reserve	PROPN
ijtc-268	99	18	(	(	PUNCT
ijtc-268	99	19	tr	tr	VERB
ijtc-268	99	20	)	)	PUNCT
ijtc-268	99	21	,	,	PUNCT
ijtc-268	99	22	total	total	ADJ
ijtc-268	99	23	investment	investment	NOUN
ijtc-268	99	24	(	(	PUNCT
ijtc-268	99	25	ti	ti	NOUN
ijtc-268	99	26	)	)	PUNCT
ijtc-268	99	27	,	,	PUNCT
ijtc-268	99	28	equity	equity	NOUN
ijtc-268	99	29	(	(	PUNCT
ijtc-268	99	30	eq	eq	NOUN
ijtc-268	99	31	.	.	PROPN
ijtc-268	99	32	)	)	PUNCT
ijtc-268	99	33	,	,	PUNCT
ijtc-268	99	34	and	and	CCONJ
ijtc-268	99	35	net	net	ADJ
ijtc-268	99	36	premium	premium	NOUN
ijtc-268	99	37	income	income	NOUN
ijtc-268	99	38	(	(	PUNCT
ijtc-268	99	39	np	np	NOUN
ijtc-268	99	40	)	)	PUNCT
ijtc-268	99	41	of	of	ADP
ijtc-268	99	42	general	general	ADJ
ijtc-268	99	43	insurance	insurance	NOUN
ijtc-268	99	44	subsector	subsector	NOUN
ijtc-268	99	45	in	in	ADP
ijtc-268	99	46	the	the	DET
ijtc-268	99	47	general	general	ADJ
ijtc-268	99	48	insurance	insurance	NOUN
ijtc-268	99	49	subsector	subsector	NOUN
ijtc-268	99	50	performance	performance	NOUN
ijtc-268	99	51	in	in	ADP
ijtc-268	99	52	2020/2021	2020/2021	NUM
ijtc-268	99	53	,	,	PUNCT
ijtc-268	99	54	does	do	VERB
ijtc-268	99	55	the	the	DET
ijtc-268	99	56	covid-19	covid-19	PROPN
ijtc-268	99	57	pandemic	pandemic	ADJ
ijtc-268	99	58	matter	matter	NOUN
ijtc-268	99	59	?	?	PUNCT
ijtc-268	100	1	toto	toto	NOUN
ijtc-268	100	2	sugiharto	sugiharto	NOUN
ijtc-268	100	3	189	189	NUM
ijtc-268	100	4	|	|	CCONJ
ijtc-268	100	5	ilomata	ilomata	PROPN
ijtc-268	100	6	international	international	ADJ
ijtc-268	100	7	journal	journal	NOUN
ijtc-268	100	8	of	of	ADP
ijtc-268	100	9	tax	tax	PROPN
ijtc-268	100	10	&	&	CCONJ
ijtc-268	100	11	accounting	accounting	PROPN
ijtc-268	100	12	volume	volume	NOUN
ijtc-268	100	13	2	2	NUM
ijtc-268	100	14	number	number	NOUN
ijtc-268	100	15	3	3	NUM
ijtc-268	100	16	,	,	PUNCT
ijtc-268	100	17	july	july	PROPN
ijtc-268	100	18	2021	2021	NUM
ijtc-268	100	19	periods	period	NOUN
ijtc-268	100	20	of	of	ADP
ijtc-268	100	21	2019/2020	2019/2020	NUM
ijtc-268	100	22	and	and	CCONJ
ijtc-268	100	23	2020/2021	2020/2021	NUM
ijtc-268	100	24	changes	change	NOUN
ijtc-268	100	25	in	in	ADP
ijtc-268	100	26	the	the	DET
ijtc-268	100	27	growth	growth	NOUN
ijtc-268	100	28	rate	rate	NOUN
ijtc-268	100	29	(	(	PUNCT
ijtc-268	100	30	y	y	PROPN
ijtc-268	100	31	-	-	PUNCT
ijtc-268	100	32	o	o	NOUN
ijtc-268	100	33	-	-	NOUN
ijtc-268	100	34	y	y	NOUN
ijtc-268	100	35	)	)	PUNCT
ijtc-268	100	36	of	of	ADP
ijtc-268	100	37	the	the	DET
ijtc-268	100	38	studied	studied	ADJ
ijtc-268	100	39	variables	variable	NOUN
ijtc-268	100	40	between	between	ADP
ijtc-268	100	41	2019/2020	2019/2020	NUM
ijtc-268	100	42	(	(	PUNCT
ijtc-268	100	43	pre	pre	X
ijtc-268	100	44	covid-19	covid-19	PROPN
ijtc-268	100	45	pandemic	pandemic	ADJ
ijtc-268	100	46	)	)	PUNCT
ijtc-268	100	47	and	and	CCONJ
ijtc-268	100	48	2020/2021	2020/2021	NUM
ijtc-268	100	49	(	(	PUNCT
ijtc-268	100	50	covid-19	covid-19	PROPN
ijtc-268	100	51	pandemic	pandemic	NOUN
ijtc-268	100	52	)	)	PUNCT
ijtc-268	100	53	are	be	AUX
ijtc-268	100	54	presented	present	VERB
ijtc-268	100	55	in	in	ADP
ijtc-268	100	56	table	table	NOUN
ijtc-268	100	57	2	2	NUM
ijtc-268	100	58	.	.	PUNCT
ijtc-268	100	59	table	table	NOUN
ijtc-268	100	60	2	2	NUM
ijtc-268	100	61	.	.	PUNCT
ijtc-268	101	1	changes	change	NOUN
ijtc-268	101	2	in	in	ADP
ijtc-268	101	3	the	the	DET
ijtc-268	101	4	growth	growth	NOUN
ijtc-268	101	5	rate	rate	NOUN
ijtc-268	101	6	(	(	PUNCT
ijtc-268	101	7	y	y	PROPN
ijtc-268	101	8	-	-	PUNCT
ijtc-268	101	9	o	o	NOUN
ijtc-268	101	10	-	-	NOUN
ijtc-268	101	11	y	y	NOUN
ijtc-268	101	12	)	)	PUNCT
ijtc-268	101	13	of	of	ADP
ijtc-268	101	14	total	total	ADJ
ijtc-268	101	15	asset	asset	NOUN
ijtc-268	101	16	(	(	PUNCT
ijtc-268	101	17	ta	ta	NOUN
ijtc-268	101	18	)	)	PUNCT
ijtc-268	101	19	,	,	PUNCT
ijtc-268	101	20	technical	technical	PROPN
ijtc-268	101	21	reserve	reserve	PROPN
ijtc-268	101	22	(	(	PUNCT
ijtc-268	101	23	tr	tr	VERB
ijtc-268	101	24	)	)	PUNCT
ijtc-268	101	25	,	,	PUNCT
ijtc-268	101	26	total	total	ADJ
ijtc-268	101	27	investment	investment	NOUN
ijtc-268	101	28	(	(	PUNCT
ijtc-268	101	29	ti	ti	NOUN
ijtc-268	101	30	)	)	PUNCT
ijtc-268	101	31	,	,	PUNCT
ijtc-268	101	32	equity	equity	NOUN
ijtc-268	101	33	(	(	PUNCT
ijtc-268	101	34	eq	eq	NOUN
ijtc-268	101	35	.	.	PROPN
ijtc-268	101	36	)	)	PUNCT
ijtc-268	101	37	,	,	PUNCT
ijtc-268	101	38	and	and	CCONJ
ijtc-268	101	39	net	net	ADJ
ijtc-268	101	40	premium	premium	NOUN
ijtc-268	101	41	income	income	NOUN
ijtc-268	101	42	(	(	PUNCT
ijtc-268	101	43	np	np	NOUN
ijtc-268	101	44	)	)	PUNCT
ijtc-268	101	45	of	of	ADP
ijtc-268	101	46	general	general	ADJ
ijtc-268	101	47	insurance	insurance	NOUN
ijtc-268	101	48	subsector	subsector	NOUN
ijtc-268	101	49	from	from	ADP
ijtc-268	101	50	the	the	DET
ijtc-268	101	51	periods	period	NOUN
ijtc-268	101	52	of	of	ADP
ijtc-268	101	53	2019/2020	2019/2020	NUM
ijtc-268	101	54	to	to	ADP
ijtc-268	101	55	2020/2021	2020/2021	NUM
ijtc-268	101	56	month	month	NOUN
ijtc-268	101	57	ta	ta	X
ijtc-268	101	58	(	(	PUNCT
ijtc-268	101	59	%	%	INTJ
ijtc-268	101	60	)	)	PUNCT
ijtc-268	101	61	tr	tr	VERB
ijtc-268	101	62	(	(	PUNCT
ijtc-268	101	63	%	%	NOUN
ijtc-268	101	64	)	)	PUNCT
ijtc-268	101	65	ti	ti	NOUN
ijtc-268	101	66	(	(	PUNCT
ijtc-268	101	67	%	%	NOUN
ijtc-268	101	68	)	)	PUNCT
ijtc-268	101	69	eq	eq	NOUN
ijtc-268	101	70	.	.	PUNCT
ijtc-268	102	1	(	(	PUNCT
ijtc-268	102	2	%	%	INTJ
ijtc-268	102	3	)	)	PUNCT
ijtc-268	102	4	npi	npi	PROPN
ijtc-268	102	5	(	(	PUNCT
ijtc-268	102	6	%	%	NOUN
ijtc-268	102	7	)	)	PUNCT
ijtc-268	102	8	april	april	PROPN
ijtc-268	102	9	1.13	1.13	NUM
ijtc-268	102	10	3.76	3.76	NUM
ijtc-268	102	11	-4.82	-4.82	VERB
ijtc-268	102	12	1.28	1.28	NUM
ijtc-268	102	13	-29.16	-29.16	PUNCT
ijtc-268	102	14	may	may	AUX
ijtc-268	102	15	1.05	1.05	NUM
ijtc-268	102	16	3.09	3.09	NUM
ijtc-268	102	17	-2.35	-2.35	NUM
ijtc-268	102	18	3.07	3.07	NUM
ijtc-268	102	19	-22.54	-22.54	PROPN
ijtc-268	102	20	june	june	PROPN
ijtc-268	102	21	-0.59	-0.59	NUM
ijtc-268	102	22	2.48	2.48	NUM
ijtc-268	102	23	-4.81	-4.81	NUM
ijtc-268	102	24	0.65	0.65	NUM
ijtc-268	103	1	-20.29	-20.29	PROPN
ijtc-268	104	1	july	july	PROPN
ijtc-268	104	2	-3.78	-3.78	NUM
ijtc-268	104	3	-1.17	-1.17	PROPN
ijtc-268	104	4	-6.71	-6.71	VERB
ijtc-268	104	5	0.26	0.26	NUM
ijtc-268	104	6	-16.59	-16.59	PROPN
ijtc-268	104	7	august	august	PROPN
ijtc-268	104	8	-2.04	-2.04	PROPN
ijtc-268	104	9	-2.27	-2.27	PROPN
ijtc-268	104	10	-6.88	-6.88	NUM
ijtc-268	104	11	0.38	0.38	NUM
ijtc-268	104	12	-14.71	-14.71	PROPN
ijtc-268	104	13	september	september	PROPN
ijtc-268	104	14	-1.90	-1.90	NUM
ijtc-268	104	15	-1.66	-1.66	NUM
ijtc-268	104	16	-5.80	-5.80	ADP
ijtc-268	104	17	-1.93	-1.93	PROPN
ijtc-268	104	18	-21.86	-21.86	PROPN
ijtc-268	104	19	october	october	PROPN
ijtc-268	104	20	-0.30	-0.30	PRON
ijtc-268	104	21	-0.53	-0.53	NOUN
ijtc-268	104	22	-5.68	-5.68	PROPN
ijtc-268	104	23	-2.25	-2.25	PROPN
ijtc-268	104	24	-26.05	-26.05	PROPN
ijtc-268	104	25	november	november	PROPN
ijtc-268	104	26	-5.64	-5.64	NUM
ijtc-268	104	27	-5.12	-5.12	NUM
ijtc-268	104	28	-4.78	-4.78	NOUN
ijtc-268	104	29	-8.10	-8.10	PROPN
ijtc-268	104	30	-26.39	-26.39	PROPN
ijtc-268	104	31	december	december	PROPN
ijtc-268	104	32	-3.06	-3.06	NOUN
ijtc-268	104	33	-0.95	-0.95	NUM
ijtc-268	104	34	-5.39	-5.39	PROPN
ijtc-268	104	35	-7.67	-7.67	PROPN
ijtc-268	104	36	-17.35	-17.35	PROPN
ijtc-268	104	37	january	january	PROPN
ijtc-268	104	38	-4.82	-4.82	VERB
ijtc-268	104	39	-4.33	-4.33	NUM
ijtc-268	104	40	-4.21	-4.21	INTJ
ijtc-268	104	41	-6.57	-6.57	PRON
ijtc-268	104	42	-11.92	-11.92	PROPN
ijtc-268	104	43	february	february	PROPN
ijtc-268	104	44	-1.81	-1.81	NUM
ijtc-268	104	45	-4.37	-4.37	NUM
ijtc-268	104	46	-2.11	-2.11	NUM
ijtc-268	104	47	1.74	1.74	NUM
ijtc-268	104	48	-5.06	-5.06	NUM
ijtc-268	104	49	march	march	PROPN
ijtc-268	104	50	-5.74	-5.74	X
ijtc-268	104	51	-13.20	-13.20	X
ijtc-268	104	52	-4.87	-4.87	NUM
ijtc-268	104	53	1.82	1.82	NUM
ijtc-268	104	54	-9.48	-9.48	ADJ
ijtc-268	104	55	mean	mean	NOUN
ijtc-268	104	56	-2.29	-2.29	NOUN
ijtc-268	104	57	-2.02	-2.02	NUM
ijtc-268	104	58	-4.87	-4.87	PRON
ijtc-268	104	59	-1.44	-1.44	NUM
ijtc-268	104	60	-18.45	-18.45	PROPN
ijtc-268	104	61	std	std	PROPN
ijtc-268	104	62	.	.	PROPN
ijtc-268	104	63	dev	dev	PROPN
ijtc-268	104	64	.	.	PROPN
ijtc-268	105	1	2.28	2.28	NUM
ijtc-268	105	2	4.37	4.37	NUM
ijtc-268	105	3	1.35	1.35	NUM
ijtc-268	105	4	3.76	3.76	NUM
ijtc-268	105	5	7.00	7.00	NUM
ijtc-268	105	6	source	source	NOUN
ijtc-268	105	7	:	:	PUNCT
ijtc-268	105	8	estimated	estimate	VERB
ijtc-268	105	9	from	from	ADP
ijtc-268	105	10	the	the	DET
ijtc-268	105	11	indonesia	indonesia	PROPN
ijtc-268	105	12	financial	financial	PROPN
ijtc-268	105	13	service	service	PROPN
ijtc-268	105	14	authority	authority	NOUN
ijtc-268	105	15	(	(	PUNCT
ijtc-268	105	16	insurance	insurance	NOUN
ijtc-268	105	17	statistics	statistic	NOUN
ijtc-268	105	18	2018	2018	NUM
ijtc-268	105	19	,	,	PUNCT
ijtc-268	105	20	2019	2019	NUM
ijtc-268	105	21	,	,	PUNCT
ijtc-268	105	22	2020	2020	NUM
ijtc-268	105	23	&	&	CCONJ
ijtc-268	105	24	2021	2021	NUM
ijtc-268	105	25	)	)	PUNCT
ijtc-268	105	26	the	the	DET
ijtc-268	105	27	decline	decline	NOUN
ijtc-268	105	28	in	in	ADP
ijtc-268	105	29	the	the	DET
ijtc-268	105	30	growth	growth	NOUN
ijtc-268	105	31	rate	rate	NOUN
ijtc-268	105	32	of	of	ADP
ijtc-268	105	33	total	total	ADJ
ijtc-268	105	34	assets	asset	NOUN
ijtc-268	105	35	in	in	ADP
ijtc-268	105	36	the	the	DET
ijtc-268	105	37	annual	annual	ADJ
ijtc-268	105	38	period	period	NOUN
ijtc-268	105	39	of	of	ADP
ijtc-268	105	40	the	the	DET
ijtc-268	105	41	covid-19	covid-19	PROPN
ijtc-268	105	42	pandemic	pandemic	NOUN
ijtc-268	105	43	(	(	PUNCT
ijtc-268	105	44	april	april	PROPN
ijtc-268	105	45	2020	2020	NUM
ijtc-268	105	46	-	-	PUNCT
ijtc-268	105	47	march	march	PROPN
ijtc-268	105	48	2021	2021	NUM
ijtc-268	105	49	)	)	PUNCT
ijtc-268	105	50	an	an	DET
ijtc-268	105	51	average	average	NOUN
ijtc-268	105	52	of	of	ADP
ijtc-268	105	53	-2.29	-2.29	NOUN
ijtc-268	105	54	%	%	NOUN
ijtc-268	105	55	.	.	PUNCT
ijtc-268	106	1	the	the	DET
ijtc-268	106	2	first	first	ADJ
ijtc-268	106	3	decline	decline	NOUN
ijtc-268	106	4	occurred	occur	VERB
ijtc-268	106	5	in	in	ADP
ijtc-268	106	6	june	june	PROPN
ijtc-268	106	7	2020	2020	NUM
ijtc-268	106	8	,	,	PUNCT
ijtc-268	106	9	two	two	NUM
ijtc-268	106	10	months	month	NOUN
ijtc-268	106	11	after	after	SCONJ
ijtc-268	106	12	the	the	DET
ijtc-268	106	13	covid-19	covid-19	PROPN
ijtc-268	106	14	pandemic	pandemic	NOUN
ijtc-268	106	15	was	be	AUX
ijtc-268	106	16	declared	declare	VERB
ijtc-268	106	17	,	,	PUNCT
ijtc-268	106	18	which	which	PRON
ijtc-268	106	19	was	be	AUX
ijtc-268	106	20	-0.59	-0.59	NUM
ijtc-268	106	21	%	%	NOUN
ijtc-268	106	22	.	.	PUNCT
ijtc-268	107	1	the	the	DET
ijtc-268	107	2	largest	large	ADJ
ijtc-268	107	3	decline	decline	NOUN
ijtc-268	107	4	in	in	ADP
ijtc-268	107	5	growth	growth	NOUN
ijtc-268	107	6	occurred	occur	VERB
ijtc-268	107	7	at	at	ADP
ijtc-268	107	8	the	the	DET
ijtc-268	107	9	end	end	NOUN
ijtc-268	107	10	of	of	ADP
ijtc-268	107	11	the	the	DET
ijtc-268	107	12	month	month	NOUN
ijtc-268	107	13	from	from	ADP
ijtc-268	107	14	the	the	DET
ijtc-268	107	15	first	first	ADJ
ijtc-268	107	16	year	year	NOUN
ijtc-268	107	17	of	of	ADP
ijtc-268	107	18	the	the	DET
ijtc-268	107	19	covid-19	covid-19	PROPN
ijtc-268	107	20	pandemic	pandemic	NOUN
ijtc-268	107	21	,	,	PUNCT
ijtc-268	107	22	i.e.	i.e.	X
ijtc-268	107	23	,	,	PUNCT
ijtc-268	107	24	5.74	5.74	NUM
ijtc-268	107	25	%	%	NOUN
ijtc-268	107	26	.	.	PUNCT
ijtc-268	108	1	the	the	DET
ijtc-268	108	2	average	average	ADJ
ijtc-268	108	3	decline	decline	NOUN
ijtc-268	108	4	in	in	ADP
ijtc-268	108	5	the	the	DET
ijtc-268	108	6	growth	growth	NOUN
ijtc-268	108	7	rate	rate	NOUN
ijtc-268	108	8	of	of	ADP
ijtc-268	108	9	technical	technical	PROPN
ijtc-268	108	10	reserve	reserve	PROPN
ijtc-268	108	11	was	be	AUX
ijtc-268	108	12	-2.02	-2.02	NUM
ijtc-268	108	13	%	%	NOUN
ijtc-268	108	14	.	.	PUNCT
ijtc-268	109	1	the	the	DET
ijtc-268	109	2	decline	decline	NOUN
ijtc-268	109	3	in	in	ADP
ijtc-268	109	4	growth	growth	NOUN
ijtc-268	109	5	began	begin	VERB
ijtc-268	109	6	to	to	PART
ijtc-268	109	7	occur	occur	VERB
ijtc-268	109	8	in	in	ADP
ijtc-268	109	9	july	july	PROPN
ijtc-268	109	10	2020	2020	NUM
ijtc-268	109	11	,	,	PUNCT
ijtc-268	109	12	namely	namely	ADV
ijtc-268	109	13	-1.17	-1.17	NUM
ijtc-268	109	14	%	%	NOUN
ijtc-268	109	15	.	.	PUNCT
ijtc-268	110	1	the	the	DET
ijtc-268	110	2	largest	large	ADJ
ijtc-268	110	3	decline	decline	NOUN
ijtc-268	110	4	in	in	ADP
ijtc-268	110	5	growth	growth	NOUN
ijtc-268	110	6	occurred	occur	VERB
ijtc-268	110	7	at	at	ADP
ijtc-268	110	8	the	the	DET
ijtc-268	110	9	end	end	NOUN
ijtc-268	110	10	of	of	ADP
ijtc-268	110	11	the	the	DET
ijtc-268	110	12	month	month	NOUN
ijtc-268	110	13	from	from	ADP
ijtc-268	110	14	the	the	DET
ijtc-268	110	15	first	first	ADJ
ijtc-268	110	16	year	year	NOUN
ijtc-268	110	17	of	of	ADP
ijtc-268	110	18	the	the	DET
ijtc-268	110	19	covid-19	covid-19	PROPN
ijtc-268	110	20	epidemic	epidemic	NOUN
ijtc-268	110	21	,	,	PUNCT
ijtc-268	110	22	i.e.	i.e.	X
ijtc-268	110	23	,	,	PUNCT
ijtc-268	110	24	-13.20	-13.20	NOUN
ijtc-268	110	25	%	%	NOUN
ijtc-268	110	26	.	.	PUNCT
ijtc-268	111	1	total	total	ADJ
ijtc-268	111	2	investment	investment	NOUN
ijtc-268	111	3	growth	growth	NOUN
ijtc-268	111	4	rate	rate	NOUN
ijtc-268	111	5	has	have	AUX
ijtc-268	111	6	begun	begin	VERB
ijtc-268	111	7	to	to	PART
ijtc-268	111	8	decline	decline	VERB
ijtc-268	111	9	in	in	ADP
ijtc-268	111	10	the	the	DET
ijtc-268	111	11	first	first	ADJ
ijtc-268	111	12	month	month	NOUN
ijtc-268	111	13	of	of	ADP
ijtc-268	111	14	the	the	DET
ijtc-268	111	15	covid-19	covid-19	PROPN
ijtc-268	111	16	pandemic	pandemic	NOUN
ijtc-268	111	17	(	(	PUNCT
ijtc-268	111	18	april	april	PROPN
ijtc-268	111	19	2020	2020	NUM
ijtc-268	111	20	)	)	PUNCT
ijtc-268	112	1	i.e.	i.e.	X
ijtc-268	112	2	,	,	PUNCT
ijtc-268	112	3	4.82	4.82	NUM
ijtc-268	112	4	%	%	NOUN
ijtc-268	112	5	.	.	PUNCT
ijtc-268	113	1	the	the	DET
ijtc-268	113	2	highest	high	ADJ
ijtc-268	113	3	decline	decline	NOUN
ijtc-268	113	4	occurred	occur	VERB
ijtc-268	113	5	in	in	ADP
ijtc-268	113	6	august	august	PROPN
ijtc-268	113	7	2020	2020	NUM
ijtc-268	113	8	,	,	PUNCT
ijtc-268	113	9	i.e.	i.e.	X
ijtc-268	113	10	,	,	PUNCT
ijtc-268	113	11	-6.88	-6.88	NUM
ijtc-268	113	12	%	%	NOUN
ijtc-268	113	13	and	and	CCONJ
ijtc-268	113	14	the	the	DET
ijtc-268	113	15	lowest	low	ADJ
ijtc-268	113	16	was	be	AUX
ijtc-268	113	17	in	in	ADP
ijtc-268	113	18	february	february	PROPN
ijtc-268	113	19	2021	2021	NUM
ijtc-268	113	20	,	,	PUNCT
ijtc-268	113	21	i.e.	i.e.	X
ijtc-268	113	22	,	,	PUNCT
ijtc-268	113	23	-2.11	-2.11	NUM
ijtc-268	113	24	%	%	NOUN
ijtc-268	113	25	.	.	PUNCT
ijtc-268	114	1	the	the	DET
ijtc-268	114	2	decline	decline	NOUN
ijtc-268	114	3	in	in	ADP
ijtc-268	114	4	the	the	DET
ijtc-268	114	5	growth	growth	NOUN
ijtc-268	114	6	rate	rate	NOUN
ijtc-268	114	7	of	of	ADP
ijtc-268	114	8	equity	equity	NOUN
ijtc-268	114	9	had	have	VERB
ijtc-268	114	10	an	an	DET
ijtc-268	114	11	average	average	NOUN
ijtc-268	114	12	of	of	ADP
ijtc-268	114	13	-1.44	-1.44	DET
ijtc-268	114	14	%	%	NOUN
ijtc-268	114	15	.	.	PUNCT
ijtc-268	115	1	the	the	DET
ijtc-268	115	2	decline	decline	NOUN
ijtc-268	115	3	started	start	VERB
ijtc-268	115	4	happening	happen	VERB
ijtc-268	115	5	in	in	ADP
ijtc-268	115	6	september	september	PROPN
ijtc-268	115	7	2020	2020	NUM
ijtc-268	115	8	i.e.	i.e.	X
ijtc-268	115	9	,	,	PUNCT
ijtc-268	115	10	-1.93	-1.93	ADJ
ijtc-268	115	11	%	%	NOUN
ijtc-268	115	12	,	,	PUNCT
ijtc-268	115	13	in	in	ADP
ijtc-268	115	14	the	the	DET
ijtc-268	115	15	following	follow	VERB
ijtc-268	115	16	two	two	NUM
ijtc-268	115	17	months	month	NOUN
ijtc-268	115	18	it	it	PRON
ijtc-268	115	19	continued	continue	VERB
ijtc-268	115	20	to	to	PART
ijtc-268	115	21	decline	decline	VERB
ijtc-268	115	22	until	until	SCONJ
ijtc-268	115	23	it	it	PRON
ijtc-268	115	24	reached	reach	VERB
ijtc-268	115	25	the	the	DET
ijtc-268	115	26	highest	high	ADJ
ijtc-268	115	27	figure	figure	NOUN
ijtc-268	115	28	(	(	PUNCT
ijtc-268	115	29	-8.10	-8.10	NOUN
ijtc-268	115	30	%	%	NOUN
ijtc-268	115	31	)	)	PUNCT
ijtc-268	115	32	in	in	ADP
ijtc-268	115	33	august	august	PROPN
ijtc-268	115	34	2020	2020	NUM
ijtc-268	115	35	.	.	PUNCT
ijtc-268	116	1	after	after	ADP
ijtc-268	116	2	that	that	PRON
ijtc-268	116	3	the	the	DET
ijtc-268	116	4	rate	rate	NOUN
ijtc-268	116	5	of	of	ADP
ijtc-268	116	6	decline	decline	NOUN
ijtc-268	116	7	continued	continue	VERB
ijtc-268	116	8	month	month	NOUN
ijtc-268	116	9	ta	ta	PROPN
ijtc-268	116	10	(	(	PUNCT
ijtc-268	116	11	%	%	INTJ
ijtc-268	116	12	)	)	PUNCT
ijtc-268	116	13	tr	tr	VERB
ijtc-268	116	14	(	(	PUNCT
ijtc-268	116	15	%	%	NOUN
ijtc-268	116	16	)	)	PUNCT
ijtc-268	116	17	ti	ti	NOUN
ijtc-268	116	18	(	(	PUNCT
ijtc-268	116	19	%	%	NOUN
ijtc-268	116	20	)	)	PUNCT
ijtc-268	116	21	eq	eq	NOUN
ijtc-268	116	22	.	.	PUNCT
ijtc-268	117	1	(	(	PUNCT
ijtc-268	117	2	%	%	INTJ
ijtc-268	117	3	)	)	PUNCT
ijtc-268	117	4	npi	npi	PROPN
ijtc-268	117	5	(	(	PUNCT
ijtc-268	117	6	%	%	NOUN
ijtc-268	117	7	)	)	PUNCT
ijtc-268	117	8	2019/20	2019/20	NUM
ijtc-268	117	9	2020/21	2020/21	NUM
ijtc-268	117	10	2019/20	2019/20	NUM
ijtc-268	117	11	2020/21	2020/21	NUM
ijtc-268	117	12	2019/20	2019/20	NUM
ijtc-268	117	13	2020/21	2020/21	NUM
ijtc-268	117	14	2019/20	2019/20	NUM
ijtc-268	117	15	2020/21	2020/21	NUM
ijtc-268	117	16	2019/20	2019/20	NUM
ijtc-268	117	17	2020/21	2020/21	NUM
ijtc-268	117	18	april	april	PROPN
ijtc-268	117	19	10.10	10.10	NUM
ijtc-268	117	20	11.24	11.24	NUM
ijtc-268	117	21	11.84	11.84	NUM
ijtc-268	117	22	15.60	15.60	NUM
ijtc-268	117	23	9.15	9.15	NUM
ijtc-268	117	24	4.33	4.33	NUM
ijtc-268	117	25	8.68	8.68	NUM
ijtc-268	117	26	9.96	9.96	NUM
ijtc-268	117	27	26.20	26.20	NUM
ijtc-268	117	28	-2.96	-2.96	NOUN
ijtc-268	117	29	may	may	AUX
ijtc-268	117	30	8.54	8.54	NUM
ijtc-268	117	31	9.59	9.59	NUM
ijtc-268	117	32	10.68	10.68	NUM
ijtc-268	117	33	13.77	13.77	NUM
ijtc-268	117	34	7.17	7.17	NUM
ijtc-268	117	35	4.81	4.81	NUM
ijtc-268	117	36	7.25	7.25	NUM
ijtc-268	117	37	10.32	10.32	NUM
ijtc-268	117	38	22.35	22.35	NUM
ijtc-268	117	39	-0.19	-0.19	NOUN
ijtc-268	117	40	june	june	PROPN
ijtc-268	117	41	8.24	8.24	NUM
ijtc-268	117	42	7.65	7.65	NUM
ijtc-268	117	43	8.66	8.66	NUM
ijtc-268	117	44	11.14	11.14	NUM
ijtc-268	117	45	7.93	7.93	NUM
ijtc-268	117	46	3.12	3.12	NUM
ijtc-268	117	47	8.79	8.79	NUM
ijtc-268	117	48	9.44	9.44	NUM
ijtc-268	117	49	20.49	20.49	NUM
ijtc-268	117	50	0.20	0.20	NUM
ijtc-268	117	51	july	july	PROPN
ijtc-268	117	52	10.31	10.31	NUM
ijtc-268	117	53	6.53	6.53	NUM
ijtc-268	117	54	10.99	10.99	NUM
ijtc-268	117	55	9.82	9.82	NUM
ijtc-268	117	56	8.81	8.81	NUM
ijtc-268	117	57	2.10	2.10	NUM
ijtc-268	117	58	9.03	9.03	NUM
ijtc-268	117	59	9.29	9.29	NUM
ijtc-268	117	60	19.03	19.03	NUM
ijtc-268	117	61	2.45	2.45	NUM
ijtc-268	117	62	august	august	PROPN
ijtc-268	117	63	9.33	9.33	NUM
ijtc-268	117	64	7.29	7.29	NUM
ijtc-268	117	65	11.66	11.66	NUM
ijtc-268	117	66	9.40	9.40	NUM
ijtc-268	117	67	8.25	8.25	NUM
ijtc-268	117	68	1.37	1.37	NUM
ijtc-268	117	69	9.45	9.45	NUM
ijtc-268	117	70	9.83	9.83	NUM
ijtc-268	117	71	17.37	17.37	NUM
ijtc-268	117	72	2.66	2.66	NUM
ijtc-268	117	73	september	september	PROPN
ijtc-268	117	74	9.45	9.45	NUM
ijtc-268	117	75	7.55	7.55	NUM
ijtc-268	117	76	11.41	11.41	NUM
ijtc-268	117	77	9.75	9.75	NUM
ijtc-268	117	78	8.17	8.17	NUM
ijtc-268	117	79	2.37	2.37	NUM
ijtc-268	117	80	10.62	10.62	NUM
ijtc-268	117	81	8.69	8.69	NUM
ijtc-268	117	82	18.32	18.32	NUM
ijtc-268	117	83	-3.54	-3.54	NUM
ijtc-268	117	84	october	october	PROPN
ijtc-268	117	85	8.84	8.84	NUM
ijtc-268	117	86	8.54	8.54	NUM
ijtc-268	117	87	10.88	10.88	NUM
ijtc-268	117	88	10.36	10.36	NUM
ijtc-268	117	89	8.62	8.62	NUM
ijtc-268	117	90	2.94	2.94	NUM
ijtc-268	117	91	11.37	11.37	NUM
ijtc-268	117	92	9.12	9.12	NUM
ijtc-268	117	93	20.96	20.96	NUM
ijtc-268	117	94	-5.09	-5.09	NUM
ijtc-268	117	95	november	november	PROPN
ijtc-268	117	96	10.67	10.67	NUM
ijtc-268	117	97	5.03	5.03	NUM
ijtc-268	117	98	11.61	11.61	NUM
ijtc-268	117	99	6.49	6.49	NUM
ijtc-268	117	100	8.52	8.52	NUM
ijtc-268	117	101	3.74	3.74	NUM
ijtc-268	117	102	14.26	14.26	NUM
ijtc-268	117	103	6.16	6.16	NUM
ijtc-268	117	104	19.55	19.55	NUM
ijtc-268	117	105	-6.84	-6.84	NOUN
ijtc-268	117	106	december	december	PROPN
ijtc-268	117	107	8.66	8.66	NUM
ijtc-268	117	108	5.60	5.60	NUM
ijtc-268	117	109	9.59	9.59	NUM
ijtc-268	117	110	8.65	8.65	NUM
ijtc-268	117	111	9.03	9.03	NUM
ijtc-268	117	112	3.64	3.64	NUM
ijtc-268	117	113	13.03	13.03	NUM
ijtc-268	117	114	5.36	5.36	NUM
ijtc-268	117	115	17.33	17.33	NUM
ijtc-268	117	116	-0.02	-0.02	NUM
ijtc-268	117	117	january	january	PROPN
ijtc-268	117	118	10.39	10.39	NUM
ijtc-268	117	119	5.57	5.57	NUM
ijtc-268	117	120	12.33	12.33	NUM
ijtc-268	117	121	8.00	8.00	NUM
ijtc-268	117	122	7.96	7.96	NUM
ijtc-268	117	123	3.75	3.75	NUM
ijtc-268	117	124	13.20	13.20	NUM
ijtc-268	117	125	6.63	6.63	NUM
ijtc-268	117	126	8.23	8.23	NUM
ijtc-268	117	127	-3.69	-3.69	NUM
ijtc-268	117	128	february	february	PROPN
ijtc-268	117	129	10.85	10.85	NUM
ijtc-268	117	130	9.05	9.05	NUM
ijtc-268	117	131	13.77	13.77	NUM
ijtc-268	117	132	9.40	9.40	NUM
ijtc-268	117	133	8.02	8.02	NUM
ijtc-268	117	134	5.91	5.91	NUM
ijtc-268	117	135	11.28	11.28	NUM
ijtc-268	117	136	13.02	13.02	NUM
ijtc-268	117	137	2.37	2.37	NUM
ijtc-268	117	138	-2.69	-2.69	NOUN
ijtc-268	117	139	march	march	PROPN
ijtc-268	117	140	12.99	12.99	NUM
ijtc-268	117	141	7.25	7.25	NUM
ijtc-268	117	142	19.25	19.25	NUM
ijtc-268	117	143	6.05	6.05	NUM
ijtc-268	117	144	4.00	4.00	NUM
ijtc-268	117	145	7.19	7.19	NUM
ijtc-268	117	146	10.59	10.59	NUM
ijtc-268	117	147	12.41	12.41	NUM
ijtc-268	117	148	0.62	0.62	NUM
ijtc-268	117	149	-8.87	-8.87	NUM
ijtc-268	117	150	mean	mean	NOUN
ijtc-268	117	151	9.87	9.87	NUM
ijtc-268	117	152	7.57	7.57	NUM
ijtc-268	117	153	11.89	11.89	NUM
ijtc-268	117	154	9.87	9.87	NUM
ijtc-268	117	155	7.97	7.97	NUM
ijtc-268	117	156	3.77	3.77	NUM
ijtc-268	117	157	10.63	10.63	NUM
ijtc-268	117	158	9.19	9.19	NUM
ijtc-268	117	159	16.07	16.07	NUM
ijtc-268	117	160	-2.38	-2.38	PRON
ijtc-268	117	161	std	std	PROPN
ijtc-268	117	162	.	.	PUNCT
ijtc-268	117	163	dev	dev	PROPN
ijtc-268	117	164	.	.	PROPN
ijtc-268	118	1	1.27	1.27	NUM
ijtc-268	118	2	1.74	1.74	NUM
ijtc-268	118	3	2.54	2.54	NUM
ijtc-268	118	4	2.60	2.60	NUM
ijtc-268	118	5	1.26	1.26	NUM
ijtc-268	118	6	1.50	1.50	NUM
ijtc-268	118	7	2.02	2.02	NUM
ijtc-268	118	8	2.20	2.20	NUM
ijtc-268	118	9	7.65	7.65	NUM
ijtc-268	118	10	3.40	3.40	NUM
ijtc-268	118	11	source	source	NOUN
ijtc-268	118	12	:	:	PUNCT
ijtc-268	118	13	estimated	estimate	VERB
ijtc-268	118	14	from	from	ADP
ijtc-268	118	15	the	the	DET
ijtc-268	118	16	indonesia	indonesia	PROPN
ijtc-268	118	17	financial	financial	PROPN
ijtc-268	118	18	service	service	PROPN
ijtc-268	118	19	authority	authority	NOUN
ijtc-268	118	20	(	(	PUNCT
ijtc-268	118	21	insurance	insurance	NOUN
ijtc-268	118	22	statistics	statistic	NOUN
ijtc-268	118	23	2018	2018	NUM
ijtc-268	118	24	,	,	PUNCT
ijtc-268	118	25	2019	2019	NUM
ijtc-268	118	26	,	,	PUNCT
ijtc-268	118	27	2020	2020	NUM
ijtc-268	118	28	&	&	CCONJ
ijtc-268	118	29	2021	2021	NUM
ijtc-268	118	30	)	)	PUNCT
ijtc-268	118	31	general	general	ADJ
ijtc-268	118	32	insurance	insurance	NOUN
ijtc-268	118	33	subsector	subsector	NOUN
ijtc-268	118	34	performance	performance	NOUN
ijtc-268	118	35	in	in	ADP
ijtc-268	118	36	2020/2021	2020/2021	NUM
ijtc-268	118	37	,	,	PUNCT
ijtc-268	118	38	does	do	VERB
ijtc-268	118	39	the	the	DET
ijtc-268	118	40	covid-19	covid-19	PROPN
ijtc-268	118	41	pandemic	pandemic	ADJ
ijtc-268	118	42	matter	matter	NOUN
ijtc-268	118	43	?	?	PUNCT
ijtc-268	119	1	toto	toto	NOUN
ijtc-268	119	2	sugiharto	sugiharto	NOUN
ijtc-268	119	3	190	190	NUM
ijtc-268	119	4	|	|	ADV
ijtc-268	119	5	ilomata	ilomata	PROPN
ijtc-268	119	6	international	international	ADJ
ijtc-268	119	7	journal	journal	NOUN
ijtc-268	119	8	of	of	ADP
ijtc-268	119	9	tax	tax	PROPN
ijtc-268	119	10	&	&	CCONJ
ijtc-268	119	11	accounting	accounting	PROPN
ijtc-268	119	12	volume	volume	NOUN
ijtc-268	119	13	2	2	NUM
ijtc-268	119	14	number	number	NOUN
ijtc-268	119	15	3	3	NUM
ijtc-268	119	16	,	,	PUNCT
ijtc-268	119	17	july	july	PROPN
ijtc-268	119	18	2021	2021	NUM
ijtc-268	119	19	to	to	PART
ijtc-268	119	20	decline	decline	VERB
ijtc-268	119	21	until	until	ADP
ijtc-268	119	22	finally	finally	ADV
ijtc-268	119	23	in	in	ADP
ijtc-268	119	24	february	february	PROPN
ijtc-268	119	25	2021	2021	NUM
ijtc-268	119	26	there	there	PRON
ijtc-268	119	27	was	be	VERB
ijtc-268	119	28	an	an	DET
ijtc-268	119	29	increase	increase	NOUN
ijtc-268	119	30	in	in	ADP
ijtc-268	119	31	growth	growth	NOUN
ijtc-268	119	32	of	of	ADP
ijtc-268	119	33	1.74	1.74	NUM
ijtc-268	119	34	%	%	NOUN
ijtc-268	119	35	.	.	PUNCT
ijtc-268	120	1	the	the	DET
ijtc-268	120	2	decline	decline	NOUN
ijtc-268	120	3	in	in	ADP
ijtc-268	120	4	the	the	DET
ijtc-268	120	5	growth	growth	NOUN
ijtc-268	120	6	rate	rate	NOUN
ijtc-268	120	7	of	of	ADP
ijtc-268	120	8	net	net	ADJ
ijtc-268	120	9	premium	premium	NOUN
ijtc-268	120	10	income	income	NOUN
ijtc-268	120	11	began	begin	VERB
ijtc-268	120	12	to	to	PART
ijtc-268	120	13	occur	occur	VERB
ijtc-268	120	14	in	in	ADP
ijtc-268	120	15	april	april	PROPN
ijtc-268	120	16	2020	2020	NUM
ijtc-268	120	17	,	,	PUNCT
ijtc-268	120	18	the	the	DET
ijtc-268	120	19	first	first	ADJ
ijtc-268	120	20	month	month	NOUN
ijtc-268	120	21	the	the	DET
ijtc-268	120	22	covid19	covid19	NOUN
ijtc-268	120	23	pandemic	pandemic	ADJ
ijtc-268	120	24	was	be	AUX
ijtc-268	120	25	declared	declare	VERB
ijtc-268	120	26	,	,	PUNCT
ijtc-268	120	27	i.e.	i.e.	X
ijtc-268	120	28	,	,	PUNCT
ijtc-268	120	29	-29.16	-29.16	NUM
ijtc-268	120	30	%	%	NOUN
ijtc-268	120	31	.	.	PUNCT
ijtc-268	121	1	this	this	PRON
ijtc-268	121	2	is	be	AUX
ijtc-268	121	3	the	the	DET
ijtc-268	121	4	degree	degree	NOUN
ijtc-268	121	5	of	of	ADP
ijtc-268	121	6	decline	decline	NOUN
ijtc-268	121	7	in	in	ADP
ijtc-268	121	8	the	the	DET
ijtc-268	121	9	growth	growth	NOUN
ijtc-268	121	10	rate	rate	NOUN
ijtc-268	121	11	of	of	ADP
ijtc-268	121	12	the	the	DET
ijtc-268	121	13	largest	large	ADJ
ijtc-268	121	14	net	net	ADJ
ijtc-268	121	15	premium	premium	NOUN
ijtc-268	121	16	income	income	NOUN
ijtc-268	121	17	.	.	PUNCT
ijtc-268	122	1	the	the	DET
ijtc-268	122	2	decline	decline	NOUN
ijtc-268	122	3	continued	continue	VERB
ijtc-268	122	4	until	until	ADP
ijtc-268	122	5	february	february	PROPN
ijtc-268	122	6	2021	2021	NUM
ijtc-268	122	7	.	.	PUNCT
ijtc-268	123	1	the	the	DET
ijtc-268	123	2	rate	rate	NOUN
ijtc-268	123	3	of	of	ADP
ijtc-268	123	4	decline	decline	NOUN
ijtc-268	123	5	fluctuated	fluctuate	VERB
ijtc-268	123	6	until	until	SCONJ
ijtc-268	123	7	it	it	PRON
ijtc-268	123	8	finally	finally	ADV
ijtc-268	123	9	reached	reach	VERB
ijtc-268	123	10	-9.48	-9.48	ADJ
ijtc-268	123	11	%	%	NOUN
ijtc-268	123	12	in	in	ADP
ijtc-268	123	13	march	march	PROPN
ijtc-268	123	14	2021	2021	NUM
ijtc-268	123	15	,	,	PUNCT
ijtc-268	123	16	the	the	DET
ijtc-268	123	17	last	last	ADJ
ijtc-268	123	18	month	month	NOUN
ijtc-268	123	19	of	of	ADP
ijtc-268	123	20	the	the	DET
ijtc-268	123	21	first	first	ADJ
ijtc-268	123	22	year	year	NOUN
ijtc-268	123	23	of	of	ADP
ijtc-268	123	24	the	the	DET
ijtc-268	123	25	covid-19	covid-19	PROPN
ijtc-268	123	26	pandemic	pandemic	NOUN
ijtc-268	123	27	.	.	PUNCT
ijtc-268	124	1	inferential	inferential	ADJ
ijtc-268	124	2	statistical	statistical	ADJ
ijtc-268	124	3	data	datum	NOUN
ijtc-268	124	4	analysis	analysis	NOUN
ijtc-268	124	5	the	the	DET
ijtc-268	124	6	results	result	NOUN
ijtc-268	124	7	of	of	ADP
ijtc-268	124	8	hypothesis	hypothesis	NOUN
ijtc-268	124	9	testing	testing	NOUN
ijtc-268	124	10	using	use	VERB
ijtc-268	124	11	the	the	DET
ijtc-268	124	12	dependent	dependent	ADJ
ijtc-268	124	13	sample	sample	NOUN
ijtc-268	124	14	t	t	NOUN
ijtc-268	124	15	-	-	PUNCT
ijtc-268	124	16	test	test	NOUN
ijtc-268	124	17	—	—	PUNCT
ijtc-268	124	18	the	the	DET
ijtc-268	124	19	hypothesis	hypothesis	NOUN
ijtc-268	124	20	testing	testing	NOUN
ijtc-268	124	21	method	method	NOUN
ijtc-268	124	22	used	use	VERB
ijtc-268	124	23	to	to	PART
ijtc-268	124	24	analyze	analyze	VERB
ijtc-268	124	25	the	the	DET
ijtc-268	124	26	impact	impact	NOUN
ijtc-268	124	27	of	of	ADP
ijtc-268	124	28	the	the	DET
ijtc-268	124	29	covid-19	covid-19	PROPN
ijtc-268	124	30	pandemic	pandemic	NOUN
ijtc-268	124	31	on	on	ADP
ijtc-268	124	32	the	the	DET
ijtc-268	124	33	performance	performance	NOUN
ijtc-268	124	34	or	or	CCONJ
ijtc-268	124	35	growth	growth	NOUN
ijtc-268	124	36	of	of	ADP
ijtc-268	124	37	the	the	DET
ijtc-268	124	38	general	general	ADJ
ijtc-268	124	39	insurance	insurance	NOUN
ijtc-268	124	40	subsector	subsector	NOUN
ijtc-268	124	41	—	—	PUNCT
ijtc-268	124	42	are	be	AUX
ijtc-268	124	43	presented	present	VERB
ijtc-268	124	44	in	in	ADP
ijtc-268	124	45	table	table	NOUN
ijtc-268	124	46	3	3	NUM
ijtc-268	124	47	.	.	PUNCT
ijtc-268	124	48	table	table	NOUN
ijtc-268	124	49	3	3	NUM
ijtc-268	124	50	.	.	PUNCT
ijtc-268	124	51	results	result	NOUN
ijtc-268	124	52	of	of	ADP
ijtc-268	124	53	the	the	DET
ijtc-268	124	54	dependent	dependent	ADJ
ijtc-268	124	55	t	t	NOUN
ijtc-268	124	56	-	-	PUNCT
ijtc-268	124	57	test	test	NOUN
ijtc-268	124	58	for	for	ADP
ijtc-268	124	59	the	the	DET
ijtc-268	124	60	differences	difference	NOUN
ijtc-268	124	61	in	in	ADP
ijtc-268	124	62	the	the	DET
ijtc-268	124	63	growth	growth	NOUN
ijtc-268	124	64	(	(	PUNCT
ijtc-268	124	65	y	y	NOUN
ijtc-268	124	66	-	-	PUNCT
ijtc-268	124	67	o	o	NOUN
ijtc-268	124	68	-	-	NOUN
ijtc-268	124	69	y	y	NOUN
ijtc-268	124	70	)	)	PUNCT
ijtc-268	124	71	of	of	ADP
ijtc-268	124	72	total	total	ADJ
ijtc-268	124	73	asset	asset	NOUN
ijtc-268	124	74	,	,	PUNCT
ijtc-268	124	75	technical	technical	PROPN
ijtc-268	124	76	reserve	reserve	PROPN
ijtc-268	124	77	,	,	PUNCT
ijtc-268	124	78	total	total	ADJ
ijtc-268	124	79	investment	investment	NOUN
ijtc-268	124	80	,	,	PUNCT
ijtc-268	124	81	equity	equity	NOUN
ijtc-268	124	82	,	,	PUNCT
ijtc-268	124	83	and	and	CCONJ
ijtc-268	124	84	net	net	ADJ
ijtc-268	124	85	premium	premium	NOUN
ijtc-268	124	86	income	income	NOUN
ijtc-268	124	87	of	of	ADP
ijtc-268	124	88	general	general	ADJ
ijtc-268	124	89	insurance	insurance	NOUN
ijtc-268	124	90	subsector	subsector	NOUN
ijtc-268	124	91	variables	variable	NOUN
ijtc-268	124	92	mean	mean	VERB
ijtc-268	124	93	differences	difference	NOUN
ijtc-268	124	94	(	(	PUNCT
ijtc-268	124	95	%	%	INTJ
ijtc-268	124	96	)	)	PUNCT
ijtc-268	124	97	rate	rate	NOUN
ijtc-268	124	98	of	of	ADP
ijtc-268	124	99	changes	change	NOUN
ijtc-268	124	100	probability	probability	NOUN
ijtc-268	124	101	research	research	NOUN
ijtc-268	124	102	hypothesis	hypothesis	NOUN
ijtc-268	124	103	total	total	NOUN
ijtc-268	124	104	asset	asset	NOUN
ijtc-268	124	105	-2.29	-2.29	NOUN
ijtc-268	124	106	decreased	decrease	VERB
ijtc-268	124	107	by	by	ADP
ijtc-268	124	108	2.29	2.29	NUM
ijtc-268	124	109	%	%	NOUN
ijtc-268	124	110	0.0067	0.0067	NUM
ijtc-268	124	111	accepted	accept	VERB
ijtc-268	124	112	technical	technical	PROPN
ijtc-268	124	113	reserve	reserve	PROPN
ijtc-268	124	114	-2.02	-2.02	PUNCT
ijtc-268	124	115	decreased	decrease	VERB
ijtc-268	124	116	by	by	ADP
ijtc-268	124	117	2.29	2.29	NUM
ijtc-268	124	118	%	%	NOUN
ijtc-268	124	119	0.1535	0.1535	NUM
ijtc-268	124	120	rejected	reject	VERB
ijtc-268	124	121	total	total	ADJ
ijtc-268	124	122	investment	investment	NOUN
ijtc-268	124	123	-4.20	-4.20	NUM
ijtc-268	124	124	decreased	decrease	VERB
ijtc-268	124	125	by	by	ADP
ijtc-268	124	126	4.20	4.20	NUM
ijtc-268	124	127	%	%	NOUN
ijtc-268	124	128	0.0000	0.0000	NUM
ijtc-268	124	129	accepted	accept	VERB
ijtc-268	124	130	equity	equity	NOUN
ijtc-268	124	131	-1.44	-1.44	NUM
ijtc-268	124	132	decreased	decrease	VERB
ijtc-268	124	133	by	by	ADP
ijtc-268	124	134	1.44	1.44	NUM
ijtc-268	124	135	%	%	NOUN
ijtc-268	124	136	0.2289	0.2289	NUM
ijtc-268	124	137	rejected	reject	VERB
ijtc-268	124	138	net	net	ADJ
ijtc-268	124	139	premium	premium	NOUN
ijtc-268	124	140	income	income	NOUN
ijtc-268	124	141	-18.45	-18.45	PROPN
ijtc-268	124	142	decreased	decrease	VERB
ijtc-268	124	143	by	by	ADP
ijtc-268	124	144	18.45	18.45	NUM
ijtc-268	124	145	%	%	NOUN
ijtc-268	124	146	0.0000	0.0000	NUM
ijtc-268	124	147	accepted	accept	VERB
ijtc-268	124	148	mean	mean	PROPN
ijtc-268	124	149	-5.68	-5.68	NUM
ijtc-268	124	150	source	source	NOUN
ijtc-268	124	151	:	:	PUNCT
ijtc-268	124	152	ms	ms	PROPN
ijtc-268	124	153	excel	excel	NOUN
ijtc-268	124	154	output	output	NOUN
ijtc-268	124	155	as	as	SCONJ
ijtc-268	124	156	shown	show	VERB
ijtc-268	124	157	in	in	ADP
ijtc-268	124	158	the	the	DET
ijtc-268	124	159	table	table	NOUN
ijtc-268	124	160	,	,	PUNCT
ijtc-268	124	161	all	all	DET
ijtc-268	124	162	the	the	DET
ijtc-268	124	163	variables	variable	NOUN
ijtc-268	124	164	studied	study	VERB
ijtc-268	124	165	experienced	experience	VERB
ijtc-268	124	166	a	a	DET
ijtc-268	124	167	decrease	decrease	NOUN
ijtc-268	124	168	in	in	ADP
ijtc-268	124	169	their	their	PRON
ijtc-268	124	170	growth	growth	NOUN
ijtc-268	124	171	rate	rate	NOUN
ijtc-268	124	172	.	.	PUNCT
ijtc-268	125	1	the	the	DET
ijtc-268	125	2	degree	degree	NOUN
ijtc-268	125	3	of	of	ADP
ijtc-268	125	4	decline	decline	NOUN
ijtc-268	125	5	varied	varied	ADJ
ijtc-268	125	6	between	between	ADP
ijtc-268	125	7	-1.44	-1.44	ADJ
ijtc-268	125	8	%	%	NOUN
ijtc-268	125	9	(	(	PUNCT
ijtc-268	125	10	equity	equity	NOUN
ijtc-268	125	11	)	)	PUNCT
ijtc-268	125	12	and	and	CCONJ
ijtc-268	125	13	-18.45	-18.45	SYM
ijtc-268	125	14	%	%	NOUN
ijtc-268	125	15	(	(	PUNCT
ijtc-268	125	16	net	net	ADJ
ijtc-268	125	17	premium	premium	NOUN
ijtc-268	125	18	income	income	NOUN
ijtc-268	125	19	)	)	PUNCT
ijtc-268	125	20	with	with	ADP
ijtc-268	125	21	an	an	DET
ijtc-268	125	22	average	average	NOUN
ijtc-268	125	23	of	of	ADP
ijtc-268	125	24	-5.68	-5.68	NUM
ijtc-268	125	25	%	%	NOUN
ijtc-268	125	26	.	.	PUNCT
ijtc-268	126	1	it	it	PRON
ijtc-268	126	2	is	be	AUX
ijtc-268	126	3	interesting	interesting	ADJ
ijtc-268	126	4	,	,	PUNCT
ijtc-268	126	5	however	however	ADV
ijtc-268	126	6	,	,	PUNCT
ijtc-268	126	7	that	that	SCONJ
ijtc-268	126	8	not	not	PART
ijtc-268	126	9	all	all	DET
ijtc-268	126	10	variables	variable	NOUN
ijtc-268	126	11	under	under	ADP
ijtc-268	126	12	study	study	NOUN
ijtc-268	126	13	have	have	VERB
ijtc-268	126	14	a	a	DET
ijtc-268	126	15	mean	mean	ADJ
ijtc-268	126	16	difference	difference	NOUN
ijtc-268	126	17	—	—	PUNCT
ijtc-268	126	18	i.e.	i.e.	X
ijtc-268	126	19	,	,	PUNCT
ijtc-268	126	20	mean	mean	ADV
ijtc-268	126	21	before	before	ADV
ijtc-268	126	22	and	and	CCONJ
ijtc-268	126	23	the	the	DET
ijtc-268	126	24	mean	mean	NOUN
ijtc-268	126	25	during	during	ADP
ijtc-268	126	26	the	the	DET
ijtc-268	126	27	covid-19	covid-19	PROPN
ijtc-268	126	28	pandemic	pandemic	NOUN
ijtc-268	126	29	—	—	PUNCT
ijtc-268	126	30	which	which	PRON
ijtc-268	126	31	was	be	AUX
ijtc-268	126	32	statistically	statistically	ADV
ijtc-268	126	33	significant	significant	ADJ
ijtc-268	126	34	.	.	PUNCT
ijtc-268	127	1	in	in	ADP
ijtc-268	127	2	other	other	ADJ
ijtc-268	127	3	words	word	NOUN
ijtc-268	127	4	,	,	PUNCT
ijtc-268	127	5	not	not	PART
ijtc-268	127	6	all	all	DET
ijtc-268	127	7	research	research	NOUN
ijtc-268	127	8	hypotheses	hypothesis	NOUN
ijtc-268	127	9	were	be	AUX
ijtc-268	127	10	accepted	accept	VERB
ijtc-268	127	11	which	which	PRON
ijtc-268	127	12	means	mean	VERB
ijtc-268	127	13	that	that	SCONJ
ijtc-268	127	14	not	not	PART
ijtc-268	127	15	all	all	DET
ijtc-268	127	16	variables	variable	NOUN
ijtc-268	127	17	were	be	AUX
ijtc-268	127	18	significantly	significantly	ADV
ijtc-268	127	19	affected	affect	VERB
ijtc-268	127	20	by	by	ADP
ijtc-268	127	21	the	the	DET
ijtc-268	127	22	covid-19	covid-19	PROPN
ijtc-268	127	23	pandemic	pandemic	NOUN
ijtc-268	127	24	.	.	PUNCT
ijtc-268	128	1	variables	variable	NOUN
ijtc-268	128	2	which	which	PRON
ijtc-268	128	3	were	be	AUX
ijtc-268	128	4	significantly	significantly	ADV
ijtc-268	128	5	affected	affect	VERB
ijtc-268	128	6	by	by	ADP
ijtc-268	128	7	the	the	DET
ijtc-268	128	8	covid-19	covid-19	PROPN
ijtc-268	128	9	pandemic	pandemic	NOUN
ijtc-268	128	10	include	include	VERB
ijtc-268	128	11	total	total	ADJ
ijtc-268	128	12	asset	asset	NOUN
ijtc-268	128	13	,	,	PUNCT
ijtc-268	128	14	total	total	ADJ
ijtc-268	128	15	investment	investment	NOUN
ijtc-268	128	16	,	,	PUNCT
ijtc-268	128	17	and	and	CCONJ
ijtc-268	128	18	net	net	ADJ
ijtc-268	128	19	premium	premium	NOUN
ijtc-268	128	20	income	income	NOUN
ijtc-268	128	21	.	.	PUNCT
ijtc-268	129	1	these	these	DET
ijtc-268	129	2	variables	variable	NOUN
ijtc-268	129	3	were	be	AUX
ijtc-268	129	4	accepted	accept	VERB
ijtc-268	129	5	at	at	ADP
ijtc-268	129	6	the	the	DET
ijtc-268	129	7	level	level	NOUN
ijtc-268	129	8	of	of	ADP
ijtc-268	129	9	significance	significance	NOUN
ijtc-268	129	10	(	(	PUNCT
ijtc-268	129	11	alpha	alpha	NOUN
ijtc-268	129	12	)	)	PUNCT
ijtc-268	129	13	of	of	ADP
ijtc-268	129	14	one	one	NUM
ijtc-268	129	15	per	per	ADP
ijtc-268	129	16	cent	cent	NOUN
ijtc-268	129	17	(	(	PUNCT
ijtc-268	129	18	p	p	X
ijtc-268	129	19	<	<	X
ijtc-268	129	20	0.01	0.01	NUM
ijtc-268	129	21	)	)	PUNCT
ijtc-268	129	22	.	.	PUNCT
ijtc-268	130	1	the	the	DET
ijtc-268	130	2	remaining	remain	VERB
ijtc-268	130	3	variables	variable	NOUN
ijtc-268	130	4	,	,	PUNCT
ijtc-268	130	5	i.e.	i.e.	X
ijtc-268	130	6	,	,	PUNCT
ijtc-268	130	7	technical	technical	ADJ
ijtc-268	130	8	reserve	reserve	PROPN
ijtc-268	130	9	and	and	CCONJ
ijtc-268	130	10	equity	equity	NOUN
ijtc-268	130	11	were	be	AUX
ijtc-268	130	12	discovered	discover	VERB
ijtc-268	130	13	to	to	PART
ijtc-268	130	14	not	not	PART
ijtc-268	130	15	significantly	significantly	ADV
ijtc-268	130	16	be	be	AUX
ijtc-268	130	17	affected	affect	VERB
ijtc-268	130	18	by	by	ADP
ijtc-268	130	19	the	the	DET
ijtc-268	130	20	covid-19	covid-19	PROPN
ijtc-268	130	21	pandemic	pandemic	NOUN
ijtc-268	130	22	(	(	PUNCT
ijtc-268	130	23	p	p	X
ijtc-268	130	24	>	>	X
ijtc-268	130	25	0.05	0.05	NUM
ijtc-268	130	26	)	)	PUNCT
ijtc-268	130	27	.	.	PUNCT
ijtc-268	131	1	the	the	DET
ijtc-268	131	2	growth	growth	NOUN
ijtc-268	131	3	rate	rate	NOUN
ijtc-268	131	4	of	of	ADP
ijtc-268	131	5	total	total	ADJ
ijtc-268	131	6	assets	asset	NOUN
ijtc-268	131	7	before	before	ADP
ijtc-268	131	8	the	the	DET
ijtc-268	131	9	covid-19	covid-19	PROPN
ijtc-268	131	10	pandemic	pandemic	NOUN
ijtc-268	131	11	was	be	AUX
ijtc-268	131	12	in	in	ADP
ijtc-268	131	13	the	the	DET
ijtc-268	131	14	range	range	NOUN
ijtc-268	131	15	of	of	ADP
ijtc-268	131	16	8.24	8.24	NUM
ijtc-268	131	17	%	%	NOUN
ijtc-268	131	18	(	(	PUNCT
ijtc-268	131	19	june	june	PROPN
ijtc-268	131	20	2019	2019	NUM
ijtc-268	131	21	)	)	PUNCT
ijtc-268	131	22	and	and	CCONJ
ijtc-268	131	23	12.99	12.99	NUM
ijtc-268	131	24	%	%	NOUN
ijtc-268	131	25	(	(	PUNCT
ijtc-268	131	26	march	march	PROPN
ijtc-268	131	27	2020	2020	NUM
ijtc-268	131	28	)	)	PUNCT
ijtc-268	131	29	with	with	ADP
ijtc-268	131	30	an	an	DET
ijtc-268	131	31	average	average	ADJ
ijtc-268	131	32	growth	growth	NOUN
ijtc-268	131	33	rate	rate	NOUN
ijtc-268	131	34	of	of	ADP
ijtc-268	131	35	9.87	9.87	NUM
ijtc-268	131	36	%	%	NOUN
ijtc-268	131	37	.	.	PUNCT
ijtc-268	132	1	during	during	ADP
ijtc-268	132	2	the	the	DET
ijtc-268	132	3	covid19	covid19	NOUN
ijtc-268	132	4	pandemic	pandemic	ADJ
ijtc-268	132	5	,	,	PUNCT
ijtc-268	132	6	the	the	DET
ijtc-268	132	7	growth	growth	NOUN
ijtc-268	132	8	rate	rate	NOUN
ijtc-268	132	9	of	of	ADP
ijtc-268	132	10	total	total	ADJ
ijtc-268	132	11	assets	asset	NOUN
ijtc-268	132	12	ranged	range	VERB
ijtc-268	132	13	from	from	ADP
ijtc-268	132	14	5.03	5.03	NUM
ijtc-268	132	15	%	%	NOUN
ijtc-268	132	16	(	(	PUNCT
ijtc-268	132	17	november	november	PROPN
ijtc-268	132	18	2020	2020	NUM
ijtc-268	132	19	)	)	PUNCT
ijtc-268	132	20	and	and	CCONJ
ijtc-268	132	21	11.24	11.24	NUM
ijtc-268	132	22	%	%	NOUN
ijtc-268	132	23	(	(	PUNCT
ijtc-268	132	24	april	april	PROPN
ijtc-268	132	25	2020	2020	NUM
ijtc-268	132	26	)	)	PUNCT
ijtc-268	132	27	with	with	ADP
ijtc-268	132	28	an	an	DET
ijtc-268	132	29	average	average	NOUN
ijtc-268	132	30	of	of	ADP
ijtc-268	132	31	7.57	7.57	NUM
ijtc-268	132	32	%	%	NOUN
ijtc-268	132	33	.	.	PUNCT
ijtc-268	133	1	the	the	DET
ijtc-268	133	2	difference	difference	NOUN
ijtc-268	133	3	in	in	ADP
ijtc-268	133	4	the	the	DET
ijtc-268	133	5	growth	growth	NOUN
ijtc-268	133	6	rate	rate	NOUN
ijtc-268	133	7	of	of	ADP
ijtc-268	133	8	total	total	ADJ
ijtc-268	133	9	assets	asset	NOUN
ijtc-268	133	10	before	before	ADP
ijtc-268	133	11	the	the	DET
ijtc-268	133	12	covid-19	covid-19	PROPN
ijtc-268	133	13	pandemic	pandemic	NOUN
ijtc-268	133	14	and	and	CCONJ
ijtc-268	133	15	during	during	ADP
ijtc-268	133	16	the	the	DET
ijtc-268	133	17	covid-19	covid-19	PROPN
ijtc-268	133	18	pandemic	pandemic	NOUN
ijtc-268	133	19	ranged	range	VERB
ijtc-268	133	20	from	from	ADP
ijtc-268	133	21	-0.30	-0.30	NOUN
ijtc-268	133	22	%	%	NOUN
ijtc-268	133	23	(	(	PUNCT
ijtc-268	133	24	october	october	PROPN
ijtc-268	133	25	)	)	PUNCT
ijtc-268	133	26	and	and	CCONJ
ijtc-268	133	27	-5.74	-5.74	NUM
ijtc-268	133	28	%	%	NOUN
ijtc-268	133	29	(	(	PUNCT
ijtc-268	133	30	march	march	PROPN
ijtc-268	133	31	)	)	PUNCT
ijtc-268	133	32	with	with	ADP
ijtc-268	133	33	an	an	DET
ijtc-268	133	34	average	average	NOUN
ijtc-268	133	35	of	of	ADP
ijtc-268	133	36	-2.29	-2.29	NOUN
ijtc-268	133	37	%	%	NOUN
ijtc-268	133	38	and	and	CCONJ
ijtc-268	133	39	a	a	DET
ijtc-268	133	40	standard	standard	ADJ
ijtc-268	133	41	deviation	deviation	NOUN
ijtc-268	133	42	of	of	ADP
ijtc-268	133	43	2.28	2.28	NUM
ijtc-268	133	44	.	.	PUNCT
ijtc-268	134	1	the	the	DET
ijtc-268	134	2	decline	decline	NOUN
ijtc-268	134	3	in	in	ADP
ijtc-268	134	4	the	the	DET
ijtc-268	134	5	growth	growth	NOUN
ijtc-268	134	6	rate	rate	NOUN
ijtc-268	134	7	of	of	ADP
ijtc-268	134	8	total	total	ADJ
ijtc-268	134	9	assets	asset	NOUN
ijtc-268	134	10	of	of	ADP
ijtc-268	134	11	the	the	DET
ijtc-268	134	12	general	general	ADJ
ijtc-268	134	13	insurance	insurance	NOUN
ijtc-268	134	14	subsector	subsector	NOUN
ijtc-268	134	15	was	be	AUX
ijtc-268	134	16	proven	prove	VERB
ijtc-268	134	17	to	to	PART
ijtc-268	134	18	be	be	AUX
ijtc-268	134	19	influenced	influence	VERB
ijtc-268	134	20	or	or	CCONJ
ijtc-268	134	21	caused	cause	VERB
ijtc-268	134	22	by	by	ADP
ijtc-268	134	23	the	the	DET
ijtc-268	134	24	covid-19	covid-19	PROPN
ijtc-268	134	25	pandemic	pandemic	NOUN
ijtc-268	134	26	.	.	PUNCT
ijtc-268	135	1	the	the	DET
ijtc-268	135	2	same	same	ADJ
ijtc-268	135	3	phenomenon	phenomenon	NOUN
ijtc-268	135	4	is	be	AUX
ijtc-268	135	5	experienced	experience	VERB
ijtc-268	135	6	by	by	ADP
ijtc-268	135	7	the	the	DET
ijtc-268	135	8	growth	growth	NOUN
ijtc-268	135	9	rate	rate	NOUN
ijtc-268	135	10	of	of	ADP
ijtc-268	135	11	total	total	ADJ
ijtc-268	135	12	investment	investment	NOUN
ijtc-268	135	13	in	in	ADP
ijtc-268	135	14	the	the	DET
ijtc-268	135	15	general	general	ADJ
ijtc-268	135	16	insurance	insurance	NOUN
ijtc-268	135	17	subsector	subsector	NOUN
ijtc-268	135	18	.	.	PUNCT
ijtc-268	136	1	the	the	DET
ijtc-268	136	2	decline	decline	NOUN
ijtc-268	136	3	in	in	ADP
ijtc-268	136	4	the	the	DET
ijtc-268	136	5	growth	growth	NOUN
ijtc-268	136	6	rate	rate	NOUN
ijtc-268	136	7	of	of	ADP
ijtc-268	136	8	total	total	ADJ
ijtc-268	136	9	investment	investment	NOUN
ijtc-268	136	10	was	be	AUX
ijtc-268	136	11	influenced	influence	VERB
ijtc-268	136	12	or	or	CCONJ
ijtc-268	136	13	caused	cause	VERB
ijtc-268	136	14	by	by	ADP
ijtc-268	136	15	the	the	DET
ijtc-268	136	16	covid-19	covid-19	PROPN
ijtc-268	136	17	pandemic	pandemic	NOUN
ijtc-268	136	18	.	.	PUNCT
ijtc-268	137	1	the	the	DET
ijtc-268	137	2	difference	difference	NOUN
ijtc-268	137	3	in	in	ADP
ijtc-268	137	4	the	the	DET
ijtc-268	137	5	growth	growth	NOUN
ijtc-268	137	6	rate	rate	NOUN
ijtc-268	137	7	of	of	ADP
ijtc-268	137	8	total	total	ADJ
ijtc-268	137	9	investment	investment	NOUN
ijtc-268	137	10	before	before	SCONJ
ijtc-268	137	11	the	the	DET
ijtc-268	137	12	covid19	covid19	NOUN
ijtc-268	137	13	pandemic	pandemic	ADJ
ijtc-268	137	14	and	and	CCONJ
ijtc-268	137	15	during	during	ADP
ijtc-268	137	16	the	the	DET
ijtc-268	137	17	covid-19	covid-19	PROPN
ijtc-268	137	18	pandemic	pandemic	NOUN
ijtc-268	137	19	ranged	range	VERB
ijtc-268	137	20	from	from	ADP
ijtc-268	137	21	-2.11	-2.11	NUM
ijtc-268	137	22	%	%	NOUN
ijtc-268	137	23	(	(	PUNCT
ijtc-268	137	24	february	february	NOUN
ijtc-268	137	25	2021	2021	NUM
ijtc-268	137	26	)	)	PUNCT
ijtc-268	137	27	and	and	CCONJ
ijtc-268	137	28	-4.87	-4.87	NUM
ijtc-268	137	29	%	%	NOUN
ijtc-268	137	30	(	(	PUNCT
ijtc-268	137	31	march	march	NOUN
ijtc-268	137	32	2021	2021	NUM
ijtc-268	137	33	)	)	PUNCT
ijtc-268	137	34	with	with	ADP
ijtc-268	137	35	an	an	DET
ijtc-268	137	36	average	average	NOUN
ijtc-268	137	37	of	of	ADP
ijtc-268	137	38	-4.87	-4.87	NUM
ijtc-268	137	39	%	%	NOUN
ijtc-268	137	40	.	.	PUNCT
ijtc-268	138	1	similar	similar	ADJ
ijtc-268	138	2	to	to	ADP
ijtc-268	138	3	the	the	DET
ijtc-268	138	4	rate	rate	NOUN
ijtc-268	138	5	of	of	ADP
ijtc-268	138	6	growth	growth	NOUN
ijtc-268	138	7	in	in	ADP
ijtc-268	138	8	total	total	ADJ
ijtc-268	138	9	assets	asset	NOUN
ijtc-268	138	10	,	,	PUNCT
ijtc-268	138	11	the	the	DET
ijtc-268	138	12	decline	decline	NOUN
ijtc-268	138	13	was	be	AUX
ijtc-268	138	14	due	due	ADJ
ijtc-268	138	15	to	to	ADP
ijtc-268	138	16	the	the	DET
ijtc-268	138	17	covid-19	covid-19	PROPN
ijtc-268	138	18	pandemic	pandemic	NOUN
ijtc-268	138	19	.	.	PUNCT
ijtc-268	139	1	the	the	DET
ijtc-268	139	2	growth	growth	NOUN
ijtc-268	139	3	rate	rate	NOUN
ijtc-268	139	4	of	of	ADP
ijtc-268	139	5	total	total	ADJ
ijtc-268	139	6	assets	asset	NOUN
ijtc-268	139	7	before	before	ADP
ijtc-268	139	8	the	the	DET
ijtc-268	139	9	covid-19	covid-19	PROPN
ijtc-268	139	10	pandemic	pandemic	NOUN
ijtc-268	139	11	was	be	AUX
ijtc-268	139	12	in	in	ADP
ijtc-268	139	13	the	the	DET
ijtc-268	139	14	range	range	NOUN
ijtc-268	139	15	of	of	ADP
ijtc-268	139	16	8.24	8.24	NUM
ijtc-268	139	17	%	%	NOUN
ijtc-268	139	18	(	(	PUNCT
ijtc-268	139	19	june	june	PROPN
ijtc-268	139	20	2019	2019	NUM
ijtc-268	139	21	)	)	PUNCT
ijtc-268	139	22	and	and	CCONJ
ijtc-268	139	23	12.99	12.99	NUM
ijtc-268	139	24	%	%	NOUN
ijtc-268	139	25	(	(	PUNCT
ijtc-268	139	26	march	march	PROPN
ijtc-268	139	27	2020	2020	NUM
ijtc-268	139	28	)	)	PUNCT
ijtc-268	139	29	with	with	ADP
ijtc-268	139	30	an	an	DET
ijtc-268	139	31	average	average	ADJ
ijtc-268	139	32	growth	growth	NOUN
ijtc-268	139	33	rate	rate	NOUN
ijtc-268	139	34	of	of	ADP
ijtc-268	139	35	9.87	9.87	NUM
ijtc-268	139	36	%	%	NOUN
ijtc-268	139	37	.	.	PUNCT
ijtc-268	140	1	during	during	ADP
ijtc-268	140	2	the	the	DET
ijtc-268	140	3	covid19	covid19	NOUN
ijtc-268	140	4	pandemic	pandemic	ADJ
ijtc-268	140	5	,	,	PUNCT
ijtc-268	140	6	the	the	DET
ijtc-268	140	7	growth	growth	NOUN
ijtc-268	140	8	rate	rate	NOUN
ijtc-268	140	9	of	of	ADP
ijtc-268	140	10	total	total	ADJ
ijtc-268	140	11	assets	asset	NOUN
ijtc-268	140	12	ranged	range	VERB
ijtc-268	140	13	from	from	ADP
ijtc-268	140	14	5.03	5.03	NUM
ijtc-268	140	15	%	%	NOUN
ijtc-268	140	16	(	(	PUNCT
ijtc-268	140	17	november	november	PROPN
ijtc-268	140	18	2020	2020	NUM
ijtc-268	140	19	)	)	PUNCT
ijtc-268	140	20	and	and	CCONJ
ijtc-268	140	21	11.24	11.24	NUM
ijtc-268	140	22	%	%	NOUN
ijtc-268	140	23	general	general	ADJ
ijtc-268	140	24	insurance	insurance	NOUN
ijtc-268	140	25	subsector	subsector	NOUN
ijtc-268	140	26	performance	performance	NOUN
ijtc-268	140	27	in	in	ADP
ijtc-268	140	28	2020/2021	2020/2021	NUM
ijtc-268	140	29	,	,	PUNCT
ijtc-268	140	30	does	do	VERB
ijtc-268	140	31	the	the	DET
ijtc-268	140	32	covid-19	covid-19	PROPN
ijtc-268	140	33	pandemic	pandemic	ADJ
ijtc-268	140	34	matter	matter	NOUN
ijtc-268	140	35	?	?	PUNCT
ijtc-268	141	1	toto	toto	NOUN
ijtc-268	141	2	sugiharto	sugiharto	NOUN
ijtc-268	141	3	191	191	NUM
ijtc-268	141	4	|	|	CCONJ
ijtc-268	141	5	ilomata	ilomata	PROPN
ijtc-268	141	6	international	international	ADJ
ijtc-268	141	7	journal	journal	NOUN
ijtc-268	141	8	of	of	ADP
ijtc-268	141	9	tax	tax	PROPN
ijtc-268	141	10	&	&	CCONJ
ijtc-268	141	11	accounting	accounting	PROPN
ijtc-268	141	12	volume	volume	NOUN
ijtc-268	141	13	2	2	NUM
ijtc-268	141	14	number	number	NOUN
ijtc-268	141	15	3	3	NUM
ijtc-268	141	16	,	,	PUNCT
ijtc-268	141	17	july	july	PROPN
ijtc-268	141	18	2021	2021	NUM
ijtc-268	141	19	(	(	PUNCT
ijtc-268	141	20	april	april	PROPN
ijtc-268	141	21	2020	2020	NUM
ijtc-268	141	22	)	)	PUNCT
ijtc-268	141	23	with	with	ADP
ijtc-268	141	24	an	an	DET
ijtc-268	141	25	average	average	NOUN
ijtc-268	141	26	of	of	ADP
ijtc-268	141	27	7.57	7.57	NUM
ijtc-268	141	28	%	%	NOUN
ijtc-268	141	29	.	.	PUNCT
ijtc-268	142	1	the	the	DET
ijtc-268	142	2	difference	difference	NOUN
ijtc-268	142	3	in	in	ADP
ijtc-268	142	4	the	the	DET
ijtc-268	142	5	growth	growth	NOUN
ijtc-268	142	6	rate	rate	NOUN
ijtc-268	142	7	of	of	ADP
ijtc-268	142	8	total	total	ADJ
ijtc-268	142	9	assets	asset	NOUN
ijtc-268	142	10	before	before	ADP
ijtc-268	142	11	the	the	DET
ijtc-268	142	12	covid-19	covid-19	PROPN
ijtc-268	142	13	pandemic	pandemic	NOUN
ijtc-268	142	14	and	and	CCONJ
ijtc-268	142	15	during	during	ADP
ijtc-268	142	16	the	the	DET
ijtc-268	142	17	covid-19	covid-19	PROPN
ijtc-268	142	18	pandemic	pandemic	NOUN
ijtc-268	142	19	ranged	range	VERB
ijtc-268	142	20	from	from	ADP
ijtc-268	142	21	-0.30	-0.30	NOUN
ijtc-268	142	22	%	%	NOUN
ijtc-268	142	23	(	(	PUNCT
ijtc-268	142	24	october	october	PROPN
ijtc-268	142	25	2020	2020	NUM
ijtc-268	142	26	)	)	PUNCT
ijtc-268	142	27	and	and	CCONJ
ijtc-268	142	28	-5.74	-5.74	NUM
ijtc-268	142	29	%	%	NOUN
ijtc-268	142	30	(	(	PUNCT
ijtc-268	142	31	march	march	NOUN
ijtc-268	142	32	2021	2021	NUM
ijtc-268	142	33	)	)	PUNCT
ijtc-268	142	34	with	with	ADP
ijtc-268	142	35	an	an	DET
ijtc-268	142	36	average	average	NOUN
ijtc-268	142	37	of	of	ADP
ijtc-268	142	38	-2.29	-2.29	NOUN
ijtc-268	142	39	%	%	NOUN
ijtc-268	142	40	and	and	CCONJ
ijtc-268	142	41	a	a	DET
ijtc-268	142	42	standard	standard	ADJ
ijtc-268	142	43	deviation	deviation	NOUN
ijtc-268	142	44	of	of	ADP
ijtc-268	142	45	2.28	2.28	NUM
ijtc-268	142	46	.	.	PUNCT
ijtc-268	143	1	the	the	DET
ijtc-268	143	2	decline	decline	NOUN
ijtc-268	143	3	in	in	ADP
ijtc-268	143	4	the	the	DET
ijtc-268	143	5	growth	growth	NOUN
ijtc-268	143	6	rate	rate	NOUN
ijtc-268	143	7	of	of	ADP
ijtc-268	143	8	total	total	ADJ
ijtc-268	143	9	assets	asset	NOUN
ijtc-268	143	10	in	in	ADP
ijtc-268	143	11	the	the	DET
ijtc-268	143	12	general	general	ADJ
ijtc-268	143	13	insurance	insurance	NOUN
ijtc-268	143	14	subsector	subsector	NOUN
ijtc-268	143	15	was	be	AUX
ijtc-268	143	16	proven	prove	VERB
ijtc-268	143	17	to	to	PART
ijtc-268	143	18	be	be	AUX
ijtc-268	143	19	influenced	influence	VERB
ijtc-268	143	20	or	or	CCONJ
ijtc-268	143	21	caused	cause	VERB
ijtc-268	143	22	by	by	ADP
ijtc-268	143	23	the	the	DET
ijtc-268	143	24	covid-19	covid-19	PROPN
ijtc-268	143	25	pandemic	pandemic	NOUN
ijtc-268	143	26	.	.	PUNCT
ijtc-268	144	1	the	the	DET
ijtc-268	144	2	same	same	ADJ
ijtc-268	144	3	phenomenon	phenomenon	NOUN
ijtc-268	144	4	is	be	AUX
ijtc-268	144	5	experienced	experience	VERB
ijtc-268	144	6	by	by	ADP
ijtc-268	144	7	the	the	DET
ijtc-268	144	8	growth	growth	NOUN
ijtc-268	144	9	rate	rate	NOUN
ijtc-268	144	10	of	of	ADP
ijtc-268	144	11	total	total	ADJ
ijtc-268	144	12	investment	investment	NOUN
ijtc-268	144	13	in	in	ADP
ijtc-268	144	14	the	the	DET
ijtc-268	144	15	general	general	ADJ
ijtc-268	144	16	insurance	insurance	NOUN
ijtc-268	144	17	subsector	subsector	NOUN
ijtc-268	144	18	.	.	PUNCT
ijtc-268	145	1	the	the	DET
ijtc-268	145	2	decline	decline	NOUN
ijtc-268	145	3	in	in	ADP
ijtc-268	145	4	the	the	DET
ijtc-268	145	5	growth	growth	NOUN
ijtc-268	145	6	rate	rate	NOUN
ijtc-268	145	7	of	of	ADP
ijtc-268	145	8	total	total	ADJ
ijtc-268	145	9	investment	investment	NOUN
ijtc-268	145	10	was	be	AUX
ijtc-268	145	11	influenced	influence	VERB
ijtc-268	145	12	or	or	CCONJ
ijtc-268	145	13	caused	cause	VERB
ijtc-268	145	14	by	by	ADP
ijtc-268	145	15	the	the	DET
ijtc-268	145	16	covid-19	covid-19	PROPN
ijtc-268	145	17	pandemic	pandemic	NOUN
ijtc-268	145	18	.	.	PUNCT
ijtc-268	146	1	the	the	DET
ijtc-268	146	2	difference	difference	NOUN
ijtc-268	146	3	in	in	ADP
ijtc-268	146	4	the	the	DET
ijtc-268	146	5	growth	growth	NOUN
ijtc-268	146	6	rate	rate	NOUN
ijtc-268	146	7	of	of	ADP
ijtc-268	146	8	total	total	ADJ
ijtc-268	146	9	investment	investment	NOUN
ijtc-268	146	10	before	before	SCONJ
ijtc-268	146	11	the	the	DET
ijtc-268	146	12	covid19	covid19	NOUN
ijtc-268	146	13	pandemic	pandemic	ADJ
ijtc-268	146	14	and	and	CCONJ
ijtc-268	146	15	during	during	ADP
ijtc-268	146	16	the	the	DET
ijtc-268	146	17	covid-19	covid-19	PROPN
ijtc-268	146	18	pandemic	pandemic	NOUN
ijtc-268	146	19	ranged	range	VERB
ijtc-268	146	20	from	from	ADP
ijtc-268	146	21	-2.11	-2.11	NUM
ijtc-268	146	22	%	%	NOUN
ijtc-268	146	23	(	(	PUNCT
ijtc-268	146	24	february	february	NOUN
ijtc-268	146	25	2021	2021	NUM
ijtc-268	146	26	)	)	PUNCT
ijtc-268	146	27	and	and	CCONJ
ijtc-268	146	28	-4.87	-4.87	NUM
ijtc-268	146	29	%	%	NOUN
ijtc-268	146	30	(	(	PUNCT
ijtc-268	146	31	march	march	NOUN
ijtc-268	146	32	2021	2021	NUM
ijtc-268	146	33	)	)	PUNCT
ijtc-268	146	34	with	with	ADP
ijtc-268	146	35	an	an	DET
ijtc-268	146	36	average	average	NOUN
ijtc-268	146	37	of	of	ADP
ijtc-268	146	38	-4.87	-4.87	NUM
ijtc-268	146	39	%	%	NOUN
ijtc-268	146	40	.	.	PUNCT
ijtc-268	147	1	similar	similar	ADJ
ijtc-268	147	2	to	to	ADP
ijtc-268	147	3	the	the	DET
ijtc-268	147	4	rate	rate	NOUN
ijtc-268	147	5	of	of	ADP
ijtc-268	147	6	growth	growth	NOUN
ijtc-268	147	7	in	in	ADP
ijtc-268	147	8	total	total	ADJ
ijtc-268	147	9	assets	asset	NOUN
ijtc-268	147	10	,	,	PUNCT
ijtc-268	147	11	the	the	DET
ijtc-268	147	12	decline	decline	NOUN
ijtc-268	147	13	was	be	AUX
ijtc-268	147	14	due	due	ADJ
ijtc-268	147	15	to	to	ADP
ijtc-268	147	16	the	the	DET
ijtc-268	147	17	covid-19	covid-19	PROPN
ijtc-268	147	18	pandemic	pandemic	NOUN
ijtc-268	147	19	.	.	PUNCT
ijtc-268	148	1	not	not	PART
ijtc-268	148	2	different	different	ADJ
ijtc-268	148	3	from	from	ADP
ijtc-268	148	4	total	total	ADJ
ijtc-268	148	5	assets	asset	NOUN
ijtc-268	148	6	and	and	CCONJ
ijtc-268	148	7	total	total	ADJ
ijtc-268	148	8	investment	investment	NOUN
ijtc-268	148	9	,	,	PUNCT
ijtc-268	148	10	the	the	DET
ijtc-268	148	11	growth	growth	NOUN
ijtc-268	148	12	rate	rate	NOUN
ijtc-268	148	13	of	of	ADP
ijtc-268	148	14	net	net	ADJ
ijtc-268	148	15	premium	premium	ADJ
ijtc-268	148	16	income	income	NOUN
ijtc-268	148	17	in	in	ADP
ijtc-268	148	18	the	the	DET
ijtc-268	148	19	general	general	ADJ
ijtc-268	148	20	insurance	insurance	NOUN
ijtc-268	148	21	subsector	subsector	NOUN
ijtc-268	148	22	experienced	experience	VERB
ijtc-268	148	23	a	a	DET
ijtc-268	148	24	significant	significant	ADJ
ijtc-268	148	25	decline	decline	NOUN
ijtc-268	148	26	.	.	PUNCT
ijtc-268	149	1	the	the	DET
ijtc-268	149	2	difference	difference	NOUN
ijtc-268	149	3	in	in	ADP
ijtc-268	149	4	the	the	DET
ijtc-268	149	5	growth	growth	NOUN
ijtc-268	149	6	rate	rate	NOUN
ijtc-268	149	7	of	of	ADP
ijtc-268	149	8	net	net	ADJ
ijtc-268	149	9	premium	premium	NOUN
ijtc-268	149	10	income	income	NOUN
ijtc-268	149	11	before	before	ADP
ijtc-268	149	12	the	the	DET
ijtc-268	149	13	covid-19	covid-19	PROPN
ijtc-268	149	14	pandemic	pandemic	NOUN
ijtc-268	149	15	and	and	CCONJ
ijtc-268	149	16	during	during	ADP
ijtc-268	149	17	the	the	DET
ijtc-268	149	18	covid-19	covid-19	PROPN
ijtc-268	149	19	pandemic	pandemic	NOUN
ijtc-268	149	20	ranged	range	VERB
ijtc-268	149	21	from	from	ADP
ijtc-268	149	22	-0.02	-0.02	NUM
ijtc-268	149	23	%	%	NOUN
ijtc-268	149	24	(	(	PUNCT
ijtc-268	149	25	december	december	PROPN
ijtc-268	149	26	2020	2020	NUM
ijtc-268	149	27	)	)	PUNCT
ijtc-268	149	28	and	and	CCONJ
ijtc-268	149	29	-8.87	-8.87	NUM
ijtc-268	149	30	%	%	NOUN
ijtc-268	149	31	(	(	PUNCT
ijtc-268	149	32	march	march	NOUN
ijtc-268	149	33	2021	2021	NUM
ijtc-268	149	34	)	)	PUNCT
ijtc-268	149	35	with	with	ADP
ijtc-268	149	36	an	an	DET
ijtc-268	149	37	average	average	NOUN
ijtc-268	149	38	of	of	ADP
ijtc-268	149	39	2.38	2.38	NUM
ijtc-268	149	40	%	%	NOUN
ijtc-268	149	41	.	.	PUNCT
ijtc-268	150	1	the	the	DET
ijtc-268	150	2	decline	decline	NOUN
ijtc-268	150	3	in	in	ADP
ijtc-268	150	4	the	the	DET
ijtc-268	150	5	growth	growth	NOUN
ijtc-268	150	6	rate	rate	NOUN
ijtc-268	150	7	of	of	ADP
ijtc-268	150	8	net	net	ADJ
ijtc-268	150	9	premium	premium	NOUN
ijtc-268	150	10	income	income	NOUN
ijtc-268	150	11	was	be	AUX
ijtc-268	150	12	even	even	ADV
ijtc-268	150	13	influenced	influence	VERB
ijtc-268	150	14	by	by	ADP
ijtc-268	150	15	the	the	DET
ijtc-268	150	16	covid19	covid19	NOUN
ijtc-268	150	17	pandemic	pandemic	ADJ
ijtc-268	150	18	.	.	PUNCT
ijtc-268	151	1	the	the	DET
ijtc-268	151	2	occurrence	occurrence	NOUN
ijtc-268	151	3	of	of	ADP
ijtc-268	151	4	these	these	DET
ijtc-268	151	5	three	three	NUM
ijtc-268	151	6	phenomena	phenomenon	NOUN
ijtc-268	151	7	can	can	AUX
ijtc-268	151	8	be	be	AUX
ijtc-268	151	9	assumed	assume	VERB
ijtc-268	151	10	to	to	PART
ijtc-268	151	11	be	be	AUX
ijtc-268	151	12	an	an	DET
ijtc-268	151	13	indirect	indirect	ADJ
ijtc-268	151	14	impact	impact	NOUN
ijtc-268	151	15	of	of	ADP
ijtc-268	151	16	the	the	DET
ijtc-268	151	17	covid-19	covid-19	PROPN
ijtc-268	151	18	pandemic	pandemic	NOUN
ijtc-268	151	19	.	.	PUNCT
ijtc-268	152	1	the	the	DET
ijtc-268	152	2	pandemic	pandemic	NOUN
ijtc-268	152	3	caused	cause	VERB
ijtc-268	152	4	a	a	DET
ijtc-268	152	5	drastic	drastic	ADJ
ijtc-268	152	6	decline	decline	NOUN
ijtc-268	152	7	in	in	ADP
ijtc-268	152	8	national	national	ADJ
ijtc-268	152	9	economic	economic	ADJ
ijtc-268	152	10	growth	growth	NOUN
ijtc-268	152	11	(	(	PUNCT
ijtc-268	152	12	see	see	VERB
ijtc-268	152	13	figure	figure	NOUN
ijtc-268	152	14	1	1	NUM
ijtc-268	152	15	)	)	PUNCT
ijtc-268	152	16	.	.	PUNCT
ijtc-268	153	1	the	the	DET
ijtc-268	153	2	subsequent	subsequent	ADJ
ijtc-268	153	3	impact	impact	NOUN
ijtc-268	153	4	is	be	AUX
ijtc-268	153	5	the	the	DET
ijtc-268	153	6	decrease	decrease	NOUN
ijtc-268	153	7	in	in	ADP
ijtc-268	153	8	per	per	ADP
ijtc-268	153	9	capita	capita	NOUN
ijtc-268	153	10	income	income	NOUN
ijtc-268	153	11	,	,	PUNCT
ijtc-268	153	12	which	which	PRON
ijtc-268	153	13	means	mean	VERB
ijtc-268	153	14	the	the	DET
ijtc-268	153	15	decrease	decrease	NOUN
ijtc-268	153	16	in	in	ADP
ijtc-268	153	17	people	people	NOUN
ijtc-268	153	18	's	's	PART
ijtc-268	153	19	purchasing	purchasing	NOUN
ijtc-268	153	20	power	power	NOUN
ijtc-268	153	21	.	.	PUNCT
ijtc-268	154	1	the	the	DET
ijtc-268	154	2	decrease	decrease	NOUN
ijtc-268	154	3	in	in	ADP
ijtc-268	154	4	per	per	ADP
ijtc-268	154	5	capita	capita	X
ijtc-268	154	6	income	income	NOUN
ijtc-268	154	7	and	and	CCONJ
ijtc-268	154	8	purchasing	purchase	VERB
ijtc-268	154	9	power	power	NOUN
ijtc-268	154	10	of	of	ADP
ijtc-268	154	11	the	the	DET
ijtc-268	154	12	people	people	NOUN
ijtc-268	154	13	leads	lead	VERB
ijtc-268	154	14	to	to	ADP
ijtc-268	154	15	a	a	DET
ijtc-268	154	16	decline	decline	NOUN
ijtc-268	154	17	in	in	ADP
ijtc-268	154	18	demand	demand	NOUN
ijtc-268	154	19	for	for	ADP
ijtc-268	154	20	insurance	insurance	NOUN
ijtc-268	154	21	products	product	NOUN
ijtc-268	154	22	.	.	PUNCT
ijtc-268	155	1	an	an	DET
ijtc-268	155	2	indicator	indicator	NOUN
ijtc-268	155	3	of	of	ADP
ijtc-268	155	4	the	the	DET
ijtc-268	155	5	decline	decline	NOUN
ijtc-268	155	6	in	in	ADP
ijtc-268	155	7	demand	demand	NOUN
ijtc-268	155	8	for	for	ADP
ijtc-268	155	9	insurance	insurance	NOUN
ijtc-268	155	10	products	product	NOUN
ijtc-268	155	11	is	be	AUX
ijtc-268	155	12	a	a	DET
ijtc-268	155	13	decrease	decrease	NOUN
ijtc-268	155	14	in	in	ADP
ijtc-268	155	15	premium	premium	ADJ
ijtc-268	155	16	income	income	NOUN
ijtc-268	155	17	,	,	PUNCT
ijtc-268	155	18	both	both	PRON
ijtc-268	155	19	net	net	ADJ
ijtc-268	155	20	premium	premium	NOUN
ijtc-268	155	21	income	income	NOUN
ijtc-268	155	22	and	and	CCONJ
ijtc-268	155	23	gross	gross	ADJ
ijtc-268	155	24	premium	premium	NOUN
ijtc-268	155	25	income	income	NOUN
ijtc-268	155	26	.	.	PUNCT
ijtc-268	156	1	a	a	DET
ijtc-268	156	2	decrease	decrease	NOUN
ijtc-268	156	3	in	in	ADP
ijtc-268	156	4	premium	premium	ADJ
ijtc-268	156	5	income	income	NOUN
ijtc-268	156	6	,	,	PUNCT
ijtc-268	156	7	no	no	ADV
ijtc-268	156	8	matter	matter	ADV
ijtc-268	156	9	how	how	SCONJ
ijtc-268	156	10	small	small	ADJ
ijtc-268	156	11	the	the	DET
ijtc-268	156	12	amount	amount	NOUN
ijtc-268	156	13	of	of	ADP
ijtc-268	156	14	reduction	reduction	NOUN
ijtc-268	156	15	is	be	AUX
ijtc-268	156	16	,	,	PUNCT
ijtc-268	156	17	will	will	AUX
ijtc-268	156	18	have	have	VERB
ijtc-268	156	19	an	an	DET
ijtc-268	156	20	impact	impact	NOUN
ijtc-268	156	21	on	on	ADP
ijtc-268	156	22	the	the	DET
ijtc-268	156	23	decrease	decrease	NOUN
ijtc-268	156	24	in	in	ADP
ijtc-268	156	25	the	the	DET
ijtc-268	156	26	amount	amount	NOUN
ijtc-268	156	27	of	of	ADP
ijtc-268	156	28	funds	fund	NOUN
ijtc-268	156	29	allocated	allocate	VERB
ijtc-268	156	30	to	to	PART
ijtc-268	156	31	increase	increase	VERB
ijtc-268	156	32	the	the	DET
ijtc-268	156	33	company	company	NOUN
ijtc-268	156	34	's	's	PART
ijtc-268	156	35	assets	asset	NOUN
ijtc-268	156	36	and	and	CCONJ
ijtc-268	156	37	the	the	DET
ijtc-268	156	38	amount	amount	NOUN
ijtc-268	156	39	of	of	ADP
ijtc-268	156	40	funds	fund	NOUN
ijtc-268	156	41	allocated	allocate	VERB
ijtc-268	156	42	for	for	ADP
ijtc-268	156	43	investment	investment	NOUN
ijtc-268	156	44	activities	activity	NOUN
ijtc-268	156	45	.	.	PUNCT
ijtc-268	157	1	the	the	DET
ijtc-268	157	2	decline	decline	NOUN
ijtc-268	157	3	in	in	ADP
ijtc-268	157	4	the	the	DET
ijtc-268	157	5	rate	rate	NOUN
ijtc-268	157	6	of	of	ADP
ijtc-268	157	7	growth	growth	NOUN
ijtc-268	157	8	in	in	ADP
ijtc-268	157	9	technical	technical	ADJ
ijtc-268	157	10	reserves	reserve	NOUN
ijtc-268	157	11	and	and	CCONJ
ijtc-268	157	12	equity	equity	NOUN
ijtc-268	157	13	was	be	AUX
ijtc-268	157	14	proven	prove	VERB
ijtc-268	157	15	not	not	PART
ijtc-268	157	16	to	to	PART
ijtc-268	157	17	have	have	AUX
ijtc-268	157	18	been	be	AUX
ijtc-268	157	19	caused	cause	VERB
ijtc-268	157	20	by	by	ADP
ijtc-268	157	21	the	the	DET
ijtc-268	157	22	covid-19	covid-19	PROPN
ijtc-268	157	23	pandemic	pandemic	NOUN
ijtc-268	157	24	.	.	PUNCT
ijtc-268	158	1	in	in	ADP
ijtc-268	158	2	fact	fact	NOUN
ijtc-268	158	3	,	,	PUNCT
ijtc-268	158	4	data	datum	NOUN
ijtc-268	158	5	(	(	PUNCT
ijtc-268	158	6	see	see	VERB
ijtc-268	158	7	figure	figure	NOUN
ijtc-268	158	8	1	1	NUM
ijtc-268	158	9	)	)	PUNCT
ijtc-268	158	10	shows	show	VERB
ijtc-268	158	11	that	that	SCONJ
ijtc-268	158	12	the	the	DET
ijtc-268	158	13	covid-19	covid-19	PROPN
ijtc-268	158	14	pandemic	pandemic	NOUN
ijtc-268	158	15	caused	cause	VERB
ijtc-268	158	16	a	a	DET
ijtc-268	158	17	massive	massive	ADJ
ijtc-268	158	18	decline	decline	NOUN
ijtc-268	158	19	in	in	ADP
ijtc-268	158	20	national	national	ADJ
ijtc-268	158	21	economic	economic	ADJ
ijtc-268	158	22	growth	growth	NOUN
ijtc-268	158	23	indicated	indicate	VERB
ijtc-268	158	24	by	by	ADP
ijtc-268	158	25	a	a	DET
ijtc-268	158	26	decrease	decrease	NOUN
ijtc-268	158	27	in	in	ADP
ijtc-268	158	28	gross	gross	ADJ
ijtc-268	158	29	domestic	domestic	ADJ
ijtc-268	158	30	product	product	NOUN
ijtc-268	158	31	(	(	PUNCT
ijtc-268	158	32	gdp	gdp	NOUN
ijtc-268	158	33	)	)	PUNCT
ijtc-268	158	34	.	.	PUNCT
ijtc-268	159	1	this	this	PRON
ijtc-268	159	2	in	in	ADP
ijtc-268	159	3	turn	turn	NOUN
ijtc-268	159	4	decreases	decrease	NOUN
ijtc-268	159	5	per	per	ADP
ijtc-268	159	6	capita	capita	NOUN
ijtc-268	159	7	income	income	NOUN
ijtc-268	159	8	,	,	PUNCT
ijtc-268	159	9	which	which	PRON
ijtc-268	159	10	leads	lead	VERB
ijtc-268	159	11	to	to	ADP
ijtc-268	159	12	a	a	DET
ijtc-268	159	13	decrease	decrease	NOUN
ijtc-268	159	14	in	in	ADP
ijtc-268	159	15	people	people	NOUN
ijtc-268	159	16	's	's	PART
ijtc-268	159	17	purchasing	purchasing	NOUN
ijtc-268	159	18	power	power	NOUN
ijtc-268	159	19	.	.	PUNCT
ijtc-268	160	1	the	the	DET
ijtc-268	160	2	decline	decline	NOUN
ijtc-268	160	3	in	in	ADP
ijtc-268	160	4	demand	demand	NOUN
ijtc-268	160	5	for	for	ADP
ijtc-268	160	6	insurance	insurance	NOUN
ijtc-268	160	7	products	product	NOUN
ijtc-268	160	8	is	be	AUX
ijtc-268	160	9	the	the	DET
ijtc-268	160	10	final	final	ADJ
ijtc-268	160	11	terminal	terminal	NOUN
ijtc-268	160	12	of	of	ADP
ijtc-268	160	13	the	the	DET
ijtc-268	160	14	decline	decline	NOUN
ijtc-268	160	15	in	in	ADP
ijtc-268	160	16	national	national	ADJ
ijtc-268	160	17	economic	economic	ADJ
ijtc-268	160	18	growth	growth	NOUN
ijtc-268	160	19	.	.	PUNCT
ijtc-268	161	1	however	however	ADV
ijtc-268	161	2	,	,	PUNCT
ijtc-268	161	3	this	this	DET
ijtc-268	161	4	phenomenon	phenomenon	NOUN
ijtc-268	161	5	did	do	AUX
ijtc-268	161	6	not	not	PART
ijtc-268	161	7	significantly	significantly	ADV
ijtc-268	161	8	decrease	decrease	VERB
ijtc-268	161	9	the	the	DET
ijtc-268	161	10	growth	growth	NOUN
ijtc-268	161	11	rate	rate	NOUN
ijtc-268	161	12	of	of	ADP
ijtc-268	161	13	the	the	DET
ijtc-268	161	14	two	two	NUM
ijtc-268	161	15	variables	variable	NOUN
ijtc-268	161	16	—	—	PUNCT
ijtc-268	161	17	technical	technical	PROPN
ijtc-268	161	18	reserve	reserve	NOUN
ijtc-268	161	19	and	and	CCONJ
ijtc-268	161	20	equity	equity	NOUN
ijtc-268	161	21	.	.	PUNCT
ijtc-268	162	1	the	the	DET
ijtc-268	162	2	decline	decline	NOUN
ijtc-268	162	3	in	in	ADP
ijtc-268	162	4	the	the	DET
ijtc-268	162	5	rate	rate	NOUN
ijtc-268	162	6	of	of	ADP
ijtc-268	162	7	national	national	ADJ
ijtc-268	162	8	economic	economic	ADJ
ijtc-268	162	9	growth	growth	NOUN
ijtc-268	162	10	which	which	PRON
ijtc-268	162	11	has	have	AUX
ijtc-268	162	12	resulted	result	VERB
ijtc-268	162	13	in	in	ADP
ijtc-268	162	14	a	a	DET
ijtc-268	162	15	decrease	decrease	NOUN
ijtc-268	162	16	in	in	ADP
ijtc-268	162	17	per	per	ADP
ijtc-268	162	18	capita	capita	NOUN
ijtc-268	162	19	income	income	NOUN
ijtc-268	162	20	and	and	CCONJ
ijtc-268	162	21	a	a	DET
ijtc-268	162	22	decrease	decrease	NOUN
ijtc-268	162	23	in	in	ADP
ijtc-268	162	24	the	the	DET
ijtc-268	162	25	purchasing	purchase	VERB
ijtc-268	162	26	power	power	NOUN
ijtc-268	162	27	of	of	ADP
ijtc-268	162	28	the	the	DET
ijtc-268	162	29	people	people	NOUN
ijtc-268	162	30	has	have	AUX
ijtc-268	162	31	resulted	result	VERB
ijtc-268	162	32	in	in	ADP
ijtc-268	162	33	a	a	DET
ijtc-268	162	34	decline	decline	NOUN
ijtc-268	162	35	in	in	ADP
ijtc-268	162	36	demand	demand	NOUN
ijtc-268	162	37	for	for	ADP
ijtc-268	162	38	insurance	insurance	NOUN
ijtc-268	162	39	products	product	NOUN
ijtc-268	162	40	.	.	PUNCT
ijtc-268	163	1	the	the	DET
ijtc-268	163	2	decline	decline	NOUN
ijtc-268	163	3	in	in	ADP
ijtc-268	163	4	demand	demand	NOUN
ijtc-268	163	5	led	lead	VERB
ijtc-268	163	6	to	to	ADP
ijtc-268	163	7	a	a	DET
ijtc-268	163	8	very	very	ADV
ijtc-268	163	9	significant	significant	ADJ
ijtc-268	163	10	reduction	reduction	NOUN
ijtc-268	163	11	in	in	ADP
ijtc-268	163	12	the	the	DET
ijtc-268	163	13	growth	growth	NOUN
ijtc-268	163	14	rate	rate	NOUN
ijtc-268	163	15	of	of	ADP
ijtc-268	163	16	net	net	ADJ
ijtc-268	163	17	premium	premium	ADJ
ijtc-268	163	18	income	income	NOUN
ijtc-268	163	19	.	.	PUNCT
ijtc-268	164	1	it	it	PRON
ijtc-268	164	2	has	have	AUX
ijtc-268	164	3	been	be	AUX
ijtc-268	164	4	well	well	ADV
ijtc-268	164	5	known	know	VERB
ijtc-268	164	6	that	that	SCONJ
ijtc-268	164	7	theoretically	theoretically	ADV
ijtc-268	164	8	and	and	CCONJ
ijtc-268	164	9	empirically	empirically	ADV
ijtc-268	164	10	,	,	PUNCT
ijtc-268	164	11	net	net	ADJ
ijtc-268	164	12	premium	premium	NOUN
ijtc-268	164	13	income	income	NOUN
ijtc-268	164	14	is	be	AUX
ijtc-268	164	15	categorized	categorize	VERB
ijtc-268	164	16	as	as	ADP
ijtc-268	164	17	the	the	DET
ijtc-268	164	18	primary	primary	ADJ
ijtc-268	164	19	source	source	NOUN
ijtc-268	164	20	of	of	ADP
ijtc-268	164	21	revenue	revenue	NOUN
ijtc-268	164	22	for	for	ADP
ijtc-268	164	23	insurance	insurance	NOUN
ijtc-268	164	24	companies	company	NOUN
ijtc-268	164	25	.	.	PUNCT
ijtc-268	165	1	assets	asset	NOUN
ijtc-268	165	2	owned	own	VERB
ijtc-268	165	3	and	and	CCONJ
ijtc-268	165	4	funds	fund	NOUN
ijtc-268	165	5	invested	invest	VERB
ijtc-268	165	6	by	by	ADP
ijtc-268	165	7	insurance	insurance	NOUN
ijtc-268	165	8	companies	company	NOUN
ijtc-268	165	9	come	come	VERB
ijtc-268	165	10	from	from	ADP
ijtc-268	165	11	premium	premium	ADJ
ijtc-268	165	12	income	income	NOUN
ijtc-268	165	13	.	.	PUNCT
ijtc-268	166	1	slightly	slightly	ADV
ijtc-268	166	2	different	different	ADJ
ijtc-268	166	3	rules	rule	NOUN
ijtc-268	166	4	apply	apply	VERB
ijtc-268	166	5	to	to	ADP
ijtc-268	166	6	technical	technical	ADJ
ijtc-268	166	7	reserves	reserve	NOUN
ijtc-268	166	8	and	and	CCONJ
ijtc-268	166	9	equity	equity	NOUN
ijtc-268	166	10	.	.	PUNCT
ijtc-268	167	1	technical	technical	ADJ
ijtc-268	167	2	reserves	reserve	NOUN
ijtc-268	167	3	,	,	PUNCT
ijtc-268	167	4	which	which	PRON
ijtc-268	167	5	consist	consist	VERB
ijtc-268	167	6	of	of	ADP
ijtc-268	167	7	premium	premium	NOUN
ijtc-268	167	8	reserves	reserve	NOUN
ijtc-268	167	9	,	,	PUNCT
ijtc-268	167	10	unearned	unearned	ADJ
ijtc-268	167	11	premium	premium	ADJ
ijtc-268	167	12	reserves	reserve	NOUN
ijtc-268	167	13	,	,	PUNCT
ijtc-268	167	14	claims	claim	NOUN
ijtc-268	167	15	reserves	reserve	NOUN
ijtc-268	167	16	,	,	PUNCT
ijtc-268	167	17	and	and	CCONJ
ijtc-268	167	18	reserves	reserve	NOUN
ijtc-268	167	19	for	for	ADP
ijtc-268	167	20	catastrophic	catastrophic	ADJ
ijtc-268	167	21	risk	risk	NOUN
ijtc-268	167	22	,	,	PUNCT
ijtc-268	167	23	have	have	VERB
ijtc-268	167	24	a	a	DET
ijtc-268	167	25	complex	complex	ADJ
ijtc-268	167	26	method	method	NOUN
ijtc-268	167	27	of	of	ADP
ijtc-268	167	28	determining	determine	VERB
ijtc-268	167	29	the	the	DET
ijtc-268	167	30	amount	amount	NOUN
ijtc-268	167	31	regulated	regulate	VERB
ijtc-268	167	32	by	by	ADP
ijtc-268	167	33	the	the	DET
ijtc-268	167	34	ojk	ojk	NOUN
ijtc-268	167	35	(	(	PUNCT
ijtc-268	167	36	circular	circular	ADJ
ijtc-268	167	37	letter	letter	NOUN
ijtc-268	167	38	number	number	NOUN
ijtc-268	167	39	27	27	NUM
ijtc-268	167	40	/	/	SYM
ijtc-268	167	41	seojk.05/2017	seojk.05/2017	NOUN
ijtc-268	167	42	)	)	PUNCT
ijtc-268	167	43	.	.	PUNCT
ijtc-268	168	1	technical	technical	ADJ
ijtc-268	168	2	reserves	reserve	NOUN
ijtc-268	168	3	represent	represent	VERB
ijtc-268	168	4	the	the	DET
ijtc-268	168	5	readiness	readiness	NOUN
ijtc-268	168	6	of	of	ADP
ijtc-268	168	7	an	an	DET
ijtc-268	168	8	insurance	insurance	NOUN
ijtc-268	168	9	company	company	NOUN
ijtc-268	168	10	in	in	ADP
ijtc-268	168	11	anticipating	anticipate	VERB
ijtc-268	168	12	risks	risk	NOUN
ijtc-268	168	13	that	that	PRON
ijtc-268	168	14	will	will	AUX
ijtc-268	168	15	occur	occur	VERB
ijtc-268	168	16	in	in	ADP
ijtc-268	168	17	the	the	DET
ijtc-268	168	18	future	future	NOUN
ijtc-268	168	19	,	,	PUNCT
ijtc-268	168	20	namely	namely	ADV
ijtc-268	168	21	to	to	PART
ijtc-268	168	22	fulfill	fulfill	VERB
ijtc-268	168	23	all	all	DET
ijtc-268	168	24	obligations	obligation	NOUN
ijtc-268	168	25	that	that	PRON
ijtc-268	168	26	can	can	AUX
ijtc-268	168	27	be	be	AUX
ijtc-268	168	28	predicted	predict	VERB
ijtc-268	168	29	to	to	PART
ijtc-268	168	30	occur	occur	VERB
ijtc-268	168	31	in	in	ADP
ijtc-268	168	32	the	the	DET
ijtc-268	168	33	future	future	NOUN
ijtc-268	168	34	.	.	PUNCT
ijtc-268	169	1	thus	thus	ADV
ijtc-268	169	2	,	,	PUNCT
ijtc-268	169	3	the	the	DET
ijtc-268	169	4	value	value	NOUN
ijtc-268	169	5	of	of	ADP
ijtc-268	169	6	this	this	DET
ijtc-268	169	7	variable	variable	NOUN
ijtc-268	169	8	must	must	AUX
ijtc-268	169	9	be	be	AUX
ijtc-268	169	10	maintained	maintain	VERB
ijtc-268	169	11	so	so	SCONJ
ijtc-268	169	12	that	that	SCONJ
ijtc-268	169	13	it	it	PRON
ijtc-268	169	14	does	do	AUX
ijtc-268	169	15	not	not	PART
ijtc-268	169	16	decline	decline	VERB
ijtc-268	169	17	sharply	sharply	ADV
ijtc-268	169	18	under	under	ADP
ijtc-268	169	19	any	any	DET
ijtc-268	169	20	circumstances	circumstance	NOUN
ijtc-268	169	21	.	.	PUNCT
ijtc-268	170	1	likewise	likewise	ADV
ijtc-268	170	2	with	with	ADP
ijtc-268	170	3	equity	equity	NOUN
ijtc-268	170	4	where	where	SCONJ
ijtc-268	170	5	the	the	DET
ijtc-268	170	6	largest	large	ADJ
ijtc-268	170	7	components	component	NOUN
ijtc-268	170	8	are	be	AUX
ijtc-268	170	9	paid	pay	VERB
ijtc-268	170	10	-	-	PUNCT
ijtc-268	170	11	in	in	ADP
ijtc-268	170	12	capital	capital	NOUN
ijtc-268	170	13	and	and	CCONJ
ijtc-268	170	14	retained	retain	VERB
ijtc-268	170	15	earnings	earning	NOUN
ijtc-268	170	16	.	.	PUNCT
ijtc-268	171	1	the	the	DET
ijtc-268	171	2	value	value	NOUN
ijtc-268	171	3	of	of	ADP
ijtc-268	171	4	these	these	DET
ijtc-268	171	5	two	two	NUM
ijtc-268	171	6	variables	variable	NOUN
ijtc-268	171	7	can	can	AUX
ijtc-268	171	8	be	be	AUX
ijtc-268	171	9	controlled	control	VERB
ijtc-268	171	10	and	and	CCONJ
ijtc-268	171	11	,	,	PUNCT
ijtc-268	171	12	therefore	therefore	ADV
ijtc-268	171	13	,	,	PUNCT
ijtc-268	171	14	can	can	AUX
ijtc-268	171	15	be	be	AUX
ijtc-268	171	16	maintained	maintain	VERB
ijtc-268	171	17	at	at	ADP
ijtc-268	171	18	general	general	ADJ
ijtc-268	171	19	insurance	insurance	NOUN
ijtc-268	171	20	subsector	subsector	NOUN
ijtc-268	171	21	performance	performance	NOUN
ijtc-268	171	22	in	in	ADP
ijtc-268	171	23	2020/2021	2020/2021	NUM
ijtc-268	171	24	,	,	PUNCT
ijtc-268	171	25	does	do	VERB
ijtc-268	171	26	the	the	DET
ijtc-268	171	27	covid-19	covid-19	PROPN
ijtc-268	171	28	pandemic	pandemic	ADJ
ijtc-268	171	29	matter	matter	NOUN
ijtc-268	171	30	?	?	PUNCT
ijtc-268	172	1	toto	toto	NOUN
ijtc-268	172	2	sugiharto	sugiharto	NOUN
ijtc-268	172	3	192	192	NUM
ijtc-268	172	4	|	|	ADV
ijtc-268	172	5	ilomata	ilomata	PROPN
ijtc-268	172	6	international	international	ADJ
ijtc-268	172	7	journal	journal	NOUN
ijtc-268	172	8	of	of	ADP
ijtc-268	172	9	tax	tax	PROPN
ijtc-268	172	10	&	&	CCONJ
ijtc-268	172	11	accounting	accounting	PROPN
ijtc-268	172	12	volume	volume	NOUN
ijtc-268	172	13	2	2	NUM
ijtc-268	172	14	number	number	NOUN
ijtc-268	172	15	3	3	NUM
ijtc-268	172	16	,	,	PUNCT
ijtc-268	172	17	july	july	PROPN
ijtc-268	172	18	2021	2021	NUM
ijtc-268	172	19	a	a	DET
ijtc-268	172	20	certain	certain	ADJ
ijtc-268	172	21	level	level	NOUN
ijtc-268	172	22	by	by	ADP
ijtc-268	172	23	the	the	DET
ijtc-268	172	24	manager	manager	NOUN
ijtc-268	172	25	so	so	SCONJ
ijtc-268	172	26	that	that	SCONJ
ijtc-268	172	27	it	it	PRON
ijtc-268	172	28	remains	remain	VERB
ijtc-268	172	29	at	at	ADP
ijtc-268	172	30	the	the	DET
ijtc-268	172	31	amount	amount	NOUN
ijtc-268	172	32	considered	consider	VERB
ijtc-268	172	33	safe	safe	ADJ
ijtc-268	172	34	.	.	PUNCT
ijtc-268	173	1	the	the	DET
ijtc-268	173	2	dependence	dependence	NOUN
ijtc-268	173	3	of	of	ADP
ijtc-268	173	4	the	the	DET
ijtc-268	173	5	value	value	NOUN
ijtc-268	173	6	of	of	ADP
ijtc-268	173	7	the	the	DET
ijtc-268	173	8	two	two	NUM
ijtc-268	173	9	variables	variable	NOUN
ijtc-268	173	10	on	on	ADP
ijtc-268	173	11	external	external	ADJ
ijtc-268	173	12	factors	factor	NOUN
ijtc-268	173	13	macroeconomic	macroeconomic	ADJ
ijtc-268	173	14	indicators	indicator	NOUN
ijtc-268	173	15	is	be	AUX
ijtc-268	173	16	relatively	relatively	ADV
ijtc-268	173	17	smaller	small	ADJ
ijtc-268	173	18	than	than	ADP
ijtc-268	173	19	the	the	DET
ijtc-268	173	20	other	other	ADJ
ijtc-268	173	21	studied	studied	ADJ
ijtc-268	173	22	variables	variable	NOUN
ijtc-268	173	23	,	,	PUNCT
ijtc-268	173	24	especially	especially	ADV
ijtc-268	173	25	net	net	ADJ
ijtc-268	173	26	premium	premium	ADJ
ijtc-268	173	27	income	income	NOUN
ijtc-268	173	28	.	.	PUNCT
ijtc-268	174	1	thus	thus	ADV
ijtc-268	174	2	,	,	PUNCT
ijtc-268	174	3	the	the	DET
ijtc-268	174	4	decline	decline	NOUN
ijtc-268	174	5	in	in	ADP
ijtc-268	174	6	the	the	DET
ijtc-268	174	7	growth	growth	NOUN
ijtc-268	174	8	rate	rate	NOUN
ijtc-268	174	9	of	of	ADP
ijtc-268	174	10	these	these	DET
ijtc-268	174	11	two	two	NUM
ijtc-268	174	12	variables	variable	NOUN
ijtc-268	174	13	—	—	PUNCT
ijtc-268	174	14	technical	technical	ADJ
ijtc-268	174	15	reserves	reserve	NOUN
ijtc-268	174	16	and	and	CCONJ
ijtc-268	174	17	equity	equity	NOUN
ijtc-268	174	18	—	—	PUNCT
ijtc-268	174	19	during	during	ADP
ijtc-268	174	20	the	the	DET
ijtc-268	174	21	covid-19	covid-19	PROPN
ijtc-268	174	22	pandemic	pandemic	NOUN
ijtc-268	174	23	is	be	AUX
ijtc-268	174	24	insignificant	insignificant	ADJ
ijtc-268	174	25	or	or	CCONJ
ijtc-268	174	26	,	,	PUNCT
ijtc-268	174	27	in	in	ADP
ijtc-268	174	28	other	other	ADJ
ijtc-268	174	29	words	word	NOUN
ijtc-268	174	30	,	,	PUNCT
ijtc-268	174	31	these	these	DET
ijtc-268	174	32	two	two	NUM
ijtc-268	174	33	variables	variable	NOUN
ijtc-268	174	34	are	be	AUX
ijtc-268	174	35	not	not	PART
ijtc-268	174	36	affected	affect	VERB
ijtc-268	174	37	by	by	ADP
ijtc-268	174	38	the	the	DET
ijtc-268	174	39	covid-19	covid-19	PROPN
ijtc-268	174	40	pandemic	pandemic	NOUN
ijtc-268	174	41	.	.	PUNCT
ijtc-268	175	1	conclusion	conclusion	NOUN
ijtc-268	175	2	covid-19	covid-19	PROPN
ijtc-268	175	3	was	be	AUX
ijtc-268	175	4	officially	officially	ADV
ijtc-268	175	5	declared	declare	VERB
ijtc-268	175	6	by	by	ADP
ijtc-268	175	7	the	the	DET
ijtc-268	175	8	world	world	PROPN
ijtc-268	175	9	health	health	PROPN
ijtc-268	175	10	organization	organization	PROPN
ijtc-268	175	11	a	a	DET
ijtc-268	175	12	global	global	ADJ
ijtc-268	175	13	pandemic	pandemic	NOUN
ijtc-268	175	14	on	on	ADP
ijtc-268	175	15	march	march	PROPN
ijtc-268	175	16	11	11	NUM
ijtc-268	175	17	,	,	PUNCT
ijtc-268	175	18	2020	2020	NUM
ijtc-268	175	19	.	.	PUNCT
ijtc-268	176	1	the	the	DET
ijtc-268	176	2	virus	virus	NOUN
ijtc-268	176	3	has	have	AUX
ijtc-268	176	4	had	have	VERB
ijtc-268	176	5	unexpected	unexpected	ADJ
ijtc-268	176	6	economic	economic	ADJ
ijtc-268	176	7	and	and	CCONJ
ijtc-268	176	8	human	human	ADJ
ijtc-268	176	9	consequences	consequence	NOUN
ijtc-268	176	10	in	in	ADP
ijtc-268	176	11	many	many	ADJ
ijtc-268	176	12	countries	country	NOUN
ijtc-268	176	13	and	and	CCONJ
ijtc-268	176	14	,	,	PUNCT
ijtc-268	176	15	to	to	ADP
ijtc-268	176	16	date	date	NOUN
ijtc-268	176	17	,	,	PUNCT
ijtc-268	176	18	has	have	AUX
ijtc-268	176	19	resulted	result	VERB
ijtc-268	176	20	in	in	ADP
ijtc-268	176	21	significant	significant	ADJ
ijtc-268	176	22	economic	economic	ADJ
ijtc-268	176	23	damage	damage	NOUN
ijtc-268	176	24	.	.	PUNCT
ijtc-268	177	1	the	the	DET
ijtc-268	177	2	economic	economic	ADJ
ijtc-268	177	3	damage	damage	NOUN
ijtc-268	177	4	caused	cause	VERB
ijtc-268	177	5	by	by	ADP
ijtc-268	177	6	the	the	DET
ijtc-268	177	7	covid-19	covid-19	PROPN
ijtc-268	177	8	pandemic	pandemic	NOUN
ijtc-268	177	9	is	be	AUX
ijtc-268	177	10	largely	largely	ADV
ijtc-268	177	11	due	due	ADJ
ijtc-268	177	12	to	to	ADP
ijtc-268	177	13	falling	fall	VERB
ijtc-268	177	14	demand	demand	NOUN
ijtc-268	177	15	,	,	PUNCT
ijtc-268	177	16	meaning	mean	VERB
ijtc-268	177	17	that	that	SCONJ
ijtc-268	177	18	fewer	few	ADJ
ijtc-268	177	19	consumers	consumer	NOUN
ijtc-268	177	20	are	be	AUX
ijtc-268	177	21	willing	willing	ADJ
ijtc-268	177	22	to	to	PART
ijtc-268	177	23	buy	buy	VERB
ijtc-268	177	24	goods	good	NOUN
ijtc-268	177	25	and	and	CCONJ
ijtc-268	177	26	services	service	NOUN
ijtc-268	177	27	available	available	ADJ
ijtc-268	177	28	in	in	ADP
ijtc-268	177	29	the	the	DET
ijtc-268	177	30	global	global	ADJ
ijtc-268	177	31	economy	economy	NOUN
ijtc-268	177	32	.	.	PUNCT
ijtc-268	178	1	the	the	DET
ijtc-268	178	2	decline	decline	NOUN
ijtc-268	178	3	in	in	ADP
ijtc-268	178	4	demand	demand	NOUN
ijtc-268	178	5	was	be	AUX
ijtc-268	178	6	mainly	mainly	ADV
ijtc-268	178	7	due	due	ADJ
ijtc-268	178	8	to	to	ADP
ijtc-268	178	9	the	the	DET
ijtc-268	178	10	decline	decline	NOUN
ijtc-268	178	11	in	in	ADP
ijtc-268	178	12	people	people	NOUN
ijtc-268	178	13	's	's	PART
ijtc-268	178	14	purchasing	purchasing	NOUN
ijtc-268	178	15	power	power	NOUN
ijtc-268	178	16	as	as	ADP
ijtc-268	178	17	a	a	DET
ijtc-268	178	18	consequence	consequence	NOUN
ijtc-268	178	19	of	of	ADP
ijtc-268	178	20	the	the	DET
ijtc-268	178	21	slumping	slump	VERB
ijtc-268	178	22	rate	rate	NOUN
ijtc-268	178	23	of	of	ADP
ijtc-268	178	24	economic	economic	ADJ
ijtc-268	178	25	growth	growth	NOUN
ijtc-268	178	26	at	at	ADP
ijtc-268	178	27	the	the	DET
ijtc-268	178	28	local	local	ADJ
ijtc-268	178	29	,	,	PUNCT
ijtc-268	178	30	regional	regional	ADJ
ijtc-268	178	31	and	and	CCONJ
ijtc-268	178	32	global	global	ADJ
ijtc-268	178	33	levels	level	NOUN
ijtc-268	178	34	.	.	PUNCT
ijtc-268	179	1	the	the	DET
ijtc-268	179	2	insurance	insurance	NOUN
ijtc-268	179	3	sector	sector	NOUN
ijtc-268	179	4	,	,	PUNCT
ijtc-268	179	5	both	both	DET
ijtc-268	179	6	life	life	NOUN
ijtc-268	179	7	insurance	insurance	NOUN
ijtc-268	179	8	and	and	CCONJ
ijtc-268	179	9	general	general	ADJ
ijtc-268	179	10	insurance	insurance	NOUN
ijtc-268	179	11	,	,	PUNCT
ijtc-268	179	12	in	in	ADP
ijtc-268	179	13	indonesia	indonesia	PROPN
ijtc-268	179	14	is	be	AUX
ijtc-268	179	15	inseparable	inseparable	ADJ
ijtc-268	179	16	from	from	ADP
ijtc-268	179	17	the	the	DET
ijtc-268	179	18	economic	economic	ADJ
ijtc-268	179	19	storms	storm	NOUN
ijtc-268	179	20	triggered	trigger	VERB
ijtc-268	179	21	by	by	ADP
ijtc-268	179	22	the	the	DET
ijtc-268	179	23	covid-19	covid-19	PROPN
ijtc-268	179	24	pandemic	pandemic	NOUN
ijtc-268	179	25	.	.	PUNCT
ijtc-268	180	1	the	the	DET
ijtc-268	180	2	drastic	drastic	ADJ
ijtc-268	180	3	decline	decline	NOUN
ijtc-268	180	4	in	in	ADP
ijtc-268	180	5	the	the	DET
ijtc-268	180	6	rate	rate	NOUN
ijtc-268	180	7	of	of	ADP
ijtc-268	180	8	economic	economic	ADJ
ijtc-268	180	9	growth	growth	NOUN
ijtc-268	180	10	directly	directly	ADV
ijtc-268	180	11	results	result	VERB
ijtc-268	180	12	in	in	ADP
ijtc-268	180	13	a	a	DET
ijtc-268	180	14	decrease	decrease	NOUN
ijtc-268	180	15	in	in	ADP
ijtc-268	180	16	per	per	ADP
ijtc-268	180	17	capita	capita	NOUN
ijtc-268	180	18	income	income	NOUN
ijtc-268	180	19	and	and	CCONJ
ijtc-268	180	20	,	,	PUNCT
ijtc-268	180	21	in	in	ADP
ijtc-268	180	22	the	the	DET
ijtc-268	180	23	end	end	NOUN
ijtc-268	180	24	,	,	PUNCT
ijtc-268	180	25	leads	lead	VERB
ijtc-268	180	26	to	to	ADP
ijtc-268	180	27	people	people	NOUN
ijtc-268	180	28	's	's	PART
ijtc-268	180	29	purchasing	purchasing	NOUN
ijtc-268	180	30	power	power	NOUN
ijtc-268	180	31	which	which	PRON
ijtc-268	180	32	is	be	AUX
ijtc-268	180	33	expressed	express	VERB
ijtc-268	180	34	in	in	ADP
ijtc-268	180	35	terms	term	NOUN
ijtc-268	180	36	of	of	ADP
ijtc-268	180	37	decreased	decrease	VERB
ijtc-268	180	38	demand	demand	NOUN
ijtc-268	180	39	including	include	VERB
ijtc-268	180	40	demand	demand	NOUN
ijtc-268	180	41	for	for	ADP
ijtc-268	180	42	insurance	insurance	NOUN
ijtc-268	180	43	products	product	NOUN
ijtc-268	180	44	.	.	PUNCT
ijtc-268	181	1	the	the	DET
ijtc-268	181	2	decline	decline	NOUN
ijtc-268	181	3	in	in	ADP
ijtc-268	181	4	demand	demand	NOUN
ijtc-268	181	5	for	for	ADP
ijtc-268	181	6	insurance	insurance	NOUN
ijtc-268	181	7	products	product	NOUN
ijtc-268	181	8	in	in	ADP
ijtc-268	181	9	this	this	DET
ijtc-268	181	10	case	case	NOUN
ijtc-268	181	11	general	general	ADJ
ijtc-268	181	12	insurance	insurance	NOUN
ijtc-268	181	13	is	be	AUX
ijtc-268	181	14	believed	believe	VERB
ijtc-268	181	15	to	to	PART
ijtc-268	181	16	have	have	VERB
ijtc-268	181	17	a	a	DET
ijtc-268	181	18	negative	negative	ADJ
ijtc-268	181	19	impact	impact	NOUN
ijtc-268	181	20	on	on	ADP
ijtc-268	181	21	the	the	DET
ijtc-268	181	22	performance	performance	NOUN
ijtc-268	181	23	of	of	ADP
ijtc-268	181	24	the	the	DET
ijtc-268	181	25	general	general	ADJ
ijtc-268	181	26	insurance	insurance	NOUN
ijtc-268	181	27	subsector	subsector	NOUN
ijtc-268	181	28	.	.	PUNCT
ijtc-268	182	1	however	however	ADV
ijtc-268	182	2	,	,	PUNCT
ijtc-268	182	3	the	the	DET
ijtc-268	182	4	results	result	NOUN
ijtc-268	182	5	of	of	ADP
ijtc-268	182	6	this	this	DET
ijtc-268	182	7	preliminary	preliminary	ADJ
ijtc-268	182	8	study	study	NOUN
ijtc-268	182	9	indicate	indicate	VERB
ijtc-268	182	10	that	that	SCONJ
ijtc-268	182	11	the	the	DET
ijtc-268	182	12	impact	impact	NOUN
ijtc-268	182	13	of	of	ADP
ijtc-268	182	14	the	the	DET
ijtc-268	182	15	covid-19	covid-19	PROPN
ijtc-268	182	16	pandemic	pandemic	NOUN
ijtc-268	182	17	on	on	ADP
ijtc-268	182	18	the	the	DET
ijtc-268	182	19	general	general	ADJ
ijtc-268	182	20	insurance	insurance	NOUN
ijtc-268	182	21	subsector	subsector	NOUN
ijtc-268	182	22	growth	growth	NOUN
ijtc-268	182	23	rate	rate	NOUN
ijtc-268	182	24	indicator	indicator	NOUN
ijtc-268	182	25	varies	vary	VERB
ijtc-268	182	26	.	.	PUNCT
ijtc-268	183	1	total	total	ADJ
ijtc-268	183	2	assets	asset	NOUN
ijtc-268	183	3	,	,	PUNCT
ijtc-268	183	4	total	total	ADJ
ijtc-268	183	5	investment	investment	NOUN
ijtc-268	183	6	,	,	PUNCT
ijtc-268	183	7	and	and	CCONJ
ijtc-268	183	8	net	net	ADJ
ijtc-268	183	9	premium	premium	NOUN
ijtc-268	183	10	income	income	NOUN
ijtc-268	183	11	were	be	AUX
ijtc-268	183	12	found	find	VERB
ijtc-268	183	13	to	to	PART
ijtc-268	183	14	be	be	AUX
ijtc-268	183	15	affected	affect	VERB
ijtc-268	183	16	by	by	ADP
ijtc-268	183	17	the	the	DET
ijtc-268	183	18	covid-19	covid-19	PROPN
ijtc-268	183	19	pandemic	pandemic	NOUN
ijtc-268	183	20	where	where	SCONJ
ijtc-268	183	21	the	the	DET
ijtc-268	183	22	growth	growth	NOUN
ijtc-268	183	23	rate	rate	NOUN
ijtc-268	183	24	of	of	ADP
ijtc-268	183	25	these	these	DET
ijtc-268	183	26	three	three	NUM
ijtc-268	183	27	variables	variable	NOUN
ijtc-268	183	28	decreased	decrease	VERB
ijtc-268	183	29	significantly	significantly	ADV
ijtc-268	183	30	during	during	ADP
ijtc-268	183	31	the	the	DET
ijtc-268	183	32	pandemic	pandemic	ADJ
ijtc-268	183	33	period	period	NOUN
ijtc-268	183	34	.	.	PUNCT
ijtc-268	184	1	meanwhile	meanwhile	ADV
ijtc-268	184	2	,	,	PUNCT
ijtc-268	184	3	the	the	DET
ijtc-268	184	4	two	two	NUM
ijtc-268	184	5	other	other	ADJ
ijtc-268	184	6	variables	variable	NOUN
ijtc-268	184	7	studied	study	VERB
ijtc-268	184	8	were	be	AUX
ijtc-268	184	9	technical	technical	ADJ
ijtc-268	184	10	reserves	reserve	NOUN
ijtc-268	184	11	and	and	CCONJ
ijtc-268	184	12	equity	equity	NOUN
ijtc-268	184	13	which	which	PRON
ijtc-268	184	14	proved	prove	VERB
ijtc-268	184	15	not	not	PART
ijtc-268	184	16	to	to	PART
ijtc-268	184	17	be	be	AUX
ijtc-268	184	18	affected	affect	VERB
ijtc-268	184	19	by	by	ADP
ijtc-268	184	20	the	the	DET
ijtc-268	184	21	covid-19	covid-19	PROPN
ijtc-268	184	22	pandemic	pandemic	NOUN
ijtc-268	184	23	.	.	PUNCT
ijtc-268	185	1	the	the	DET
ijtc-268	185	2	growth	growth	NOUN
ijtc-268	185	3	rate	rate	NOUN
ijtc-268	185	4	of	of	ADP
ijtc-268	185	5	these	these	DET
ijtc-268	185	6	two	two	NUM
ijtc-268	185	7	variables	variable	NOUN
ijtc-268	185	8	decreased	decrease	VERB
ijtc-268	185	9	during	during	ADP
ijtc-268	185	10	the	the	DET
ijtc-268	185	11	covid-19	covid-19	PROPN
ijtc-268	185	12	pandemic	pandemic	NOUN
ijtc-268	185	13	,	,	PUNCT
ijtc-268	185	14	but	but	CCONJ
ijtc-268	185	15	the	the	DET
ijtc-268	185	16	rate	rate	NOUN
ijtc-268	185	17	of	of	ADP
ijtc-268	185	18	decline	decline	NOUN
ijtc-268	185	19	was	be	AUX
ijtc-268	185	20	insignificant	insignificant	ADJ
ijtc-268	185	21	.	.	PUNCT
ijtc-268	186	1	the	the	DET
ijtc-268	186	2	practical	practical	ADJ
ijtc-268	186	3	implication	implication	NOUN
ijtc-268	186	4	of	of	ADP
ijtc-268	186	5	the	the	DET
ijtc-268	186	6	results	result	NOUN
ijtc-268	186	7	of	of	ADP
ijtc-268	186	8	this	this	DET
ijtc-268	186	9	preliminary	preliminary	ADJ
ijtc-268	186	10	research	research	NOUN
ijtc-268	186	11	is	be	AUX
ijtc-268	186	12	the	the	DET
ijtc-268	186	13	need	need	NOUN
ijtc-268	186	14	for	for	ADP
ijtc-268	186	15	a	a	DET
ijtc-268	186	16	number	number	NOUN
ijtc-268	186	17	of	of	ADP
ijtc-268	186	18	other	other	ADJ
ijtc-268	186	19	studies	study	NOUN
ijtc-268	186	20	that	that	PRON
ijtc-268	186	21	are	be	AUX
ijtc-268	186	22	focused	focus	VERB
ijtc-268	186	23	on	on	ADP
ijtc-268	186	24	the	the	DET
ijtc-268	186	25	same	same	ADJ
ijtc-268	186	26	subject	subject	NOUN
ijtc-268	186	27	matter	matter	NOUN
ijtc-268	186	28	with	with	ADP
ijtc-268	186	29	a	a	DET
ijtc-268	186	30	wider	wide	ADJ
ijtc-268	186	31	scope	scope	NOUN
ijtc-268	186	32	i.e.	i.e.	X
ijtc-268	186	33	more	more	ADV
ijtc-268	186	34	variable	variable	ADJ
ijtc-268	186	35	and	and	CCONJ
ijtc-268	186	36	not	not	PART
ijtc-268	186	37	just	just	ADV
ijtc-268	186	38	limited	limit	VERB
ijtc-268	186	39	to	to	ADP
ijtc-268	186	40	the	the	DET
ijtc-268	186	41	general	general	ADJ
ijtc-268	186	42	insurance	insurance	NOUN
ijtc-268	186	43	subsector	subsector	NOUN
ijtc-268	186	44	.	.	PUNCT
ijtc-268	187	1	reference	reference	NOUN
ijtc-268	187	2	alhassan	alhassan	PROPN
ijtc-268	187	3	,	,	PUNCT
ijtc-268	187	4	a.	a.	PROPN
ijtc-268	187	5	l.	l.	PROPN
ijtc-268	187	6	,	,	PUNCT
ijtc-268	187	7	&	&	CCONJ
ijtc-268	187	8	biekpe	biekpe	NOUN
ijtc-268	187	9	,	,	PUNCT
ijtc-268	187	10	n.	n.	NOUN
ijtc-268	187	11	(	(	PUNCT
ijtc-268	187	12	2016	2016	NUM
ijtc-268	187	13	)	)	PUNCT
ijtc-268	187	14	.	.	PUNCT
ijtc-268	188	1	insurance	insurance	NOUN
ijtc-268	188	2	market	market	NOUN
ijtc-268	188	3	development	development	NOUN
ijtc-268	188	4	and	and	CCONJ
ijtc-268	188	5	economic	economic	ADJ
ijtc-268	188	6	growth	growth	NOUN
ijtc-268	188	7	:	:	PUNCT
ijtc-268	188	8	exploring	explore	VERB
ijtc-268	188	9	causality	causality	NOUN
ijtc-268	188	10	in	in	ADP
ijtc-268	188	11	8	8	NUM
ijtc-268	188	12	selected	select	VERB
ijtc-268	188	13	african	african	ADJ
ijtc-268	188	14	countries	country	NOUN
ijtc-268	188	15	.	.	PUNCT
ijtc-268	189	1	international	international	ADJ
ijtc-268	189	2	journal	journal	NOUN
ijtc-268	189	3	of	of	ADP
ijtc-268	189	4	social	social	ADJ
ijtc-268	189	5	economics	economic	NOUN
ijtc-268	189	6	,	,	PUNCT
ijtc-268	189	7	43(3	43(3	NUM
ijtc-268	189	8	)	)	PUNCT
ijtc-268	189	9	,	,	PUNCT
ijtc-268	189	10	321–339	321–339	NUM
ijtc-268	189	11	.	.	PUNCT
ijtc-268	189	12	https://doi.org/10.1108/ijse-09-2014-0182	https://doi.org/10.1108/ijse-09-2014-0182	NOUN
ijtc-268	189	13	arena	arena	NOUN
ijtc-268	189	14	,	,	PUNCT
ijtc-268	189	15	m.	m.	NOUN
ijtc-268	189	16	(	(	PUNCT
ijtc-268	189	17	2006	2006	NUM
ijtc-268	189	18	)	)	PUNCT
ijtc-268	189	19	.	.	PUNCT
ijtc-268	190	1	does	do	AUX
ijtc-268	190	2	insurance	insurance	NOUN
ijtc-268	190	3	market	market	NOUN
ijtc-268	190	4	activity	activity	NOUN
ijtc-268	190	5	promote	promote	VERB
ijtc-268	190	6	economic	economic	ADJ
ijtc-268	190	7	growth	growth	NOUN
ijtc-268	190	8	?	?	PUNCT
ijtc-268	191	1	a	a	DET
ijtc-268	191	2	cross	cross	ADJ
ijtc-268	191	3	-	-	ADJ
ijtc-268	191	4	country	country	ADJ
ijtc-268	191	5	study	study	NOUN
ijtc-268	191	6	for	for	ADP
ijtc-268	191	7	industrialized	industrialized	ADJ
ijtc-268	191	8	and	and	CCONJ
ijtc-268	191	9	developing	develop	VERB
ijtc-268	191	10	countries	country	NOUN
ijtc-268	191	11	.	.	PUNCT
ijtc-268	192	1	https://openknowledge.worldbank.org/bitstream/handle/10986/9257/wps4098.pdf?seque	https://openknowledge.worldbank.org/bitstream/handle/10986/9257/wps4098.pdf?seque	ADJ
ijtc-268	192	2	nce=1&isallowed	nce=1&isallowe	VERB
ijtc-268	192	3	=	=	PROPN
ijtc-268	192	4	y	y	PROPN
ijtc-268	192	5	brainard	brainard	PROPN
ijtc-268	192	6	,	,	PUNCT
ijtc-268	192	7	l.	l.	PROPN
ijtc-268	192	8	(	(	PUNCT
ijtc-268	192	9	2008	2008	NUM
ijtc-268	192	10	)	)	PUNCT
ijtc-268	192	11	.	.	PUNCT
ijtc-268	193	1	what	what	PRON
ijtc-268	193	2	is	be	AUX
ijtc-268	193	3	the	the	DET
ijtc-268	193	4	role	role	NOUN
ijtc-268	193	5	of	of	ADP
ijtc-268	193	6	an	an	DET
ijtc-268	193	7	entrepreneur	entrepreneur	NOUN
ijtc-268	193	8	in	in	ADP
ijtc-268	193	9	economic	economic	ADJ
ijtc-268	193	10	development	development	NOUN
ijtc-268	193	11	?	?	PUNCT
ijtc-268	194	1	zurich	zurich	PROPN
ijtc-268	194	2	government	government	PROPN
ijtc-268	194	3	and	and	CCONJ
ijtc-268	194	4	industry	industry	NOUN
ijtc-268	194	5	affairs	affair	NOUN
ijtc-268	194	6	thought	think	VERB
ijtc-268	194	7	leadership	leadership	NOUN
ijtc-268	194	8	serie	serie	NOUN
ijtc-268	194	9	,	,	PUNCT
ijtc-268	194	10	2	2	NUM
ijtc-268	194	11	,	,	PUNCT
ijtc-268	194	12	1–11	1–11	PROPN
ijtc-268	194	13	.	.	PUNCT
ijtc-268	195	1	http://www.preservearticles.com/201101143326/role-of-an-entrepreneur-in-economicdevelopment.html	http://www.preservearticles.com/201101143326/role-of-an-entrepreneur-in-economicdevelopment.html	PROPN
ijtc-268	195	2	concha	concha	PROPN
ijtc-268	195	3	,	,	PUNCT
ijtc-268	195	4	a.	a.	PROPN
ijtc-268	195	5	,	,	PUNCT
ijtc-268	195	6	&	&	CCONJ
ijtc-268	195	7	taborda	taborda	PROPN
ijtc-268	195	8	,	,	PUNCT
ijtc-268	195	9	r.	r.	PROPN
ijtc-268	195	10	(	(	PUNCT
ijtc-268	195	11	2014	2014	NUM
ijtc-268	195	12	)	)	PUNCT
ijtc-268	195	13	.	.	PUNCT
ijtc-268	196	1	insurance	insurance	NOUN
ijtc-268	196	2	use	use	NOUN
ijtc-268	196	3	and	and	CCONJ
ijtc-268	196	4	economic	economic	ADJ
ijtc-268	196	5	growth	growth	NOUN
ijtc-268	196	6	in	in	ADP
ijtc-268	196	7	latin	latin	PROPN
ijtc-268	196	8	america	america	PROPN
ijtc-268	196	9	.	.	PUNCT
ijtc-268	197	1	some	some	DET
ijtc-268	197	2	panel	panel	NOUN
ijtc-268	197	3	data	datum	NOUN
ijtc-268	197	4	evidence	evidence	NOUN
ijtc-268	197	5	.	.	PUNCT
ijtc-268	198	1	lecturas	lecturas	PROPN
ijtc-268	198	2	de	de	PROPN
ijtc-268	198	3	economía	economía	PROPN
ijtc-268	198	4	.	.	PUNCT
ijtc-268	199	1	general	general	ADJ
ijtc-268	199	2	insurance	insurance	PROPN
ijtc-268	199	3	subsector	subsector	NOUN
ijtc-268	199	4	performance	performance	NOUN
ijtc-268	199	5	in	in	ADP
ijtc-268	199	6	2020/2021	2020/2021	NUM
ijtc-268	199	7	,	,	PUNCT
ijtc-268	199	8	does	do	VERB
ijtc-268	199	9	the	the	DET
ijtc-268	199	10	covid-19	covid-19	PROPN
ijtc-268	199	11	pandemic	pandemic	ADJ
ijtc-268	199	12	matter	matter	NOUN
ijtc-268	199	13	?	?	PUNCT
ijtc-268	200	1	toto	toto	NOUN
ijtc-268	200	2	sugiharto	sugiharto	NOUN
ijtc-268	200	3	193	193	NUM
ijtc-268	200	4	|	|	ADV
ijtc-268	200	5	ilomata	ilomata	PROPN
ijtc-268	200	6	international	international	ADJ
ijtc-268	200	7	journal	journal	NOUN
ijtc-268	200	8	of	of	ADP
ijtc-268	200	9	tax	tax	PROPN
ijtc-268	200	10	&	&	CCONJ
ijtc-268	200	11	accounting	accounting	PROPN
ijtc-268	200	12	volume	volume	NOUN
ijtc-268	200	13	2	2	NUM
ijtc-268	200	14	number	number	NOUN
ijtc-268	200	15	3	3	NUM
ijtc-268	200	16	,	,	PUNCT
ijtc-268	200	17	july	july	PROPN
ijtc-268	200	18	2021	2021	NUM
ijtc-268	200	19	http://www.scielo.org.co/scielo.php?script=sci_arttext&pid=s0120-25962014000200002	http://www.scielo.org.co/scielo.php?script=sci_arttext&pid=s0120-25962014000200002	NOUN
ijtc-268	200	20	cristea	cristea	NOUN
ijtc-268	200	21	,	,	PUNCT
ijtc-268	200	22	m.	m.	NOUN
ijtc-268	200	23	,	,	PUNCT
ijtc-268	200	24	marcu	marcu	NOUN
ijtc-268	200	25	,	,	PUNCT
ijtc-268	200	26	n.	n.	NOUN
ijtc-268	200	27	,	,	PUNCT
ijtc-268	200	28	&	&	CCONJ
ijtc-268	200	29	cârstina	cârstina	PROPN
ijtc-268	200	30	,	,	PUNCT
ijtc-268	200	31	s.	s.	PROPN
ijtc-268	200	32	(	(	PUNCT
ijtc-268	200	33	2014	2014	NUM
ijtc-268	200	34	)	)	PUNCT
ijtc-268	200	35	.	.	PUNCT
ijtc-268	201	1	the	the	DET
ijtc-268	201	2	relationship	relationship	NOUN
ijtc-268	201	3	between	between	ADP
ijtc-268	201	4	insurance	insurance	NOUN
ijtc-268	201	5	and	and	CCONJ
ijtc-268	201	6	economic	economic	ADJ
ijtc-268	201	7	growth	growth	NOUN
ijtc-268	201	8	in	in	ADP
ijtc-268	201	9	romania	romania	PROPN
ijtc-268	201	10	compared	compare	VERB
ijtc-268	201	11	to	to	ADP
ijtc-268	201	12	the	the	DET
ijtc-268	201	13	main	main	ADJ
ijtc-268	201	14	results	result	NOUN
ijtc-268	201	15	in	in	ADP
ijtc-268	201	16	europe	europe	PROPN
ijtc-268	201	17	–	–	PUNCT
ijtc-268	201	18	a	a	DET
ijtc-268	201	19	theoretical	theoretical	ADJ
ijtc-268	201	20	and	and	CCONJ
ijtc-268	201	21	empirical	empirical	ADJ
ijtc-268	201	22	analysis	analysis	NOUN
ijtc-268	201	23	.	.	PUNCT
ijtc-268	202	1	procedia	procedia	NOUN
ijtc-268	202	2	economics	economic	NOUN
ijtc-268	202	3	and	and	CCONJ
ijtc-268	202	4	finance	finance	NOUN
ijtc-268	202	5	,	,	PUNCT
ijtc-268	202	6	8(14	8(14	NUM
ijtc-268	202	7	)	)	PUNCT
ijtc-268	202	8	,	,	PUNCT
ijtc-268	202	9	226–235	226–235	NUM
ijtc-268	202	10	.	.	PUNCT
ijtc-268	202	11	https://doi.org/10.1016/s22125671(14)00085-9	https://doi.org/10.1016/s22125671(14)00085-9	VERB
ijtc-268	202	12	din	din	PROPN
ijtc-268	202	13	,	,	PUNCT
ijtc-268	202	14	s.	s.	PROPN
ijtc-268	202	15	m.	m.	PROPN
ijtc-268	202	16	u.	u.	PROPN
ijtc-268	202	17	,	,	PUNCT
ijtc-268	202	18	abu	abu	PROPN
ijtc-268	202	19	-	-	PUNCT
ijtc-268	202	20	bakar	bakar	PROPN
ijtc-268	202	21	,	,	PUNCT
ijtc-268	202	22	a.	a.	PROPN
ijtc-268	202	23	,	,	PUNCT
ijtc-268	202	24	&	&	CCONJ
ijtc-268	202	25	regupathi	regupathi	PROPN
ijtc-268	202	26	,	,	PUNCT
ijtc-268	202	27	a.	a.	NOUN
ijtc-268	202	28	(	(	PUNCT
ijtc-268	202	29	2017	2017	NUM
ijtc-268	202	30	)	)	PUNCT
ijtc-268	202	31	.	.	PUNCT
ijtc-268	203	1	does	do	AUX
ijtc-268	203	2	insurance	insurance	NOUN
ijtc-268	203	3	promote	promote	VERB
ijtc-268	203	4	economic	economic	ADJ
ijtc-268	203	5	growth	growth	NOUN
ijtc-268	203	6	:	:	PUNCT
ijtc-268	203	7	a	a	DET
ijtc-268	203	8	comparative	comparative	ADJ
ijtc-268	203	9	study	study	NOUN
ijtc-268	203	10	of	of	ADP
ijtc-268	203	11	developed	develop	VERB
ijtc-268	203	12	and	and	CCONJ
ijtc-268	203	13	emerging/	emerging/	NUM
ijtc-268	203	14	developing	develop	VERB
ijtc-268	203	15	economies	economy	NOUN
ijtc-268	203	16	.	.	PUNCT
ijtc-268	204	1	cogent	cogent	ADJ
ijtc-268	204	2	economics	economic	NOUN
ijtc-268	204	3	and	and	CCONJ
ijtc-268	204	4	finance	finance	NOUN
ijtc-268	204	5	,	,	PUNCT
ijtc-268	204	6	5(1	5(1	NUM
ijtc-268	204	7	)	)	PUNCT
ijtc-268	204	8	,	,	PUNCT
ijtc-268	204	9	1–12	1–12	NOUN
ijtc-268	204	10	.	.	PUNCT
ijtc-268	205	1	https://doi.org/10.1080/23322039.2017.1390029	https://doi.org/10.1080/23322039.2017.1390029	PROPN
ijtc-268	205	2	feyen	feyen	PROPN
ijtc-268	205	3	,	,	PUNCT
ijtc-268	205	4	e.	e.	PROPN
ijtc-268	205	5	,	,	PUNCT
ijtc-268	205	6	lester	lester	PROPN
ijtc-268	205	7	,	,	PUNCT
ijtc-268	205	8	r.	r.	PROPN
ijtc-268	205	9	,	,	PUNCT
ijtc-268	205	10	&	&	CCONJ
ijtc-268	205	11	rocha	rocha	PROPN
ijtc-268	205	12	,	,	PUNCT
ijtc-268	205	13	r.	r.	PROPN
ijtc-268	205	14	(	(	PUNCT
ijtc-268	205	15	2013	2013	NUM
ijtc-268	205	16	)	)	PUNCT
ijtc-268	205	17	.	.	PUNCT
ijtc-268	206	1	financial	financial	ADJ
ijtc-268	206	2	perspectives	perspective	NOUN
ijtc-268	206	3	.	.	PUNCT
ijtc-268	207	1	the	the	DET
ijtc-268	207	2	journal	journal	NOUN
ijtc-268	207	3	of	of	ADP
ijtc-268	207	4	financial	financial	ADJ
ijtc-268	207	5	perspective	perspective	NOUN
ijtc-268	207	6	,	,	PUNCT
ijtc-268	207	7	1(1	1(1	NUM
ijtc-268	207	8	)	)	PUNCT
ijtc-268	207	9	,	,	PUNCT
ijtc-268	207	10	1–6	1–6	NUM
ijtc-268	207	11	.	.	PUNCT
ijtc-268	208	1	http://www.theclci.com/products_pmms-bsc01.htm	http://www.theclci.com/products_pmms-bsc01.htm	PROPN
ijtc-268	208	2	ghimire	ghimire	NOUN
ijtc-268	208	3	,	,	PUNCT
ijtc-268	208	4	r.	r.	PROPN
ijtc-268	208	5	(	(	PUNCT
ijtc-268	208	6	2014	2014	NUM
ijtc-268	208	7	)	)	PUNCT
ijtc-268	208	8	.	.	PUNCT
ijtc-268	209	1	contribution	contribution	NOUN
ijtc-268	209	2	of	of	ADP
ijtc-268	209	3	insurance	insurance	NOUN
ijtc-268	209	4	industries	industry	NOUN
ijtc-268	209	5	in	in	ADP
ijtc-268	209	6	economic	economic	ADJ
ijtc-268	209	7	development	development	NOUN
ijtc-268	209	8	of	of	ADP
ijtc-268	209	9	nepal	nepal	PROPN
ijtc-268	209	10	.	.	PUNCT
ijtc-268	210	1	ssrn	ssrn	PROPN
ijtc-268	210	2	electronic	electronic	ADJ
ijtc-268	210	3	journal	journal	NOUN
ijtc-268	210	4	,	,	PUNCT
ijtc-268	210	5	5(january	5(january	NUM
ijtc-268	210	6	)	)	PUNCT
ijtc-268	210	7	.	.	PUNCT
ijtc-268	211	1	https://doi.org/10.2139/ssrn.2399986	https://doi.org/10.2139/ssrn.2399986	PROPN
ijtc-268	211	2	han	han	PROPN
ijtc-268	211	3	,	,	PUNCT
ijtc-268	211	4	l.	l.	PROPN
ijtc-268	211	5	,	,	PUNCT
ijtc-268	211	6	li	li	PROPN
ijtc-268	211	7	,	,	PUNCT
ijtc-268	211	8	d.	d.	PROPN
ijtc-268	211	9	,	,	PUNCT
ijtc-268	211	10	moshirian	moshirian	PROPN
ijtc-268	211	11	,	,	PUNCT
ijtc-268	211	12	f.	f.	PROPN
ijtc-268	211	13	,	,	PUNCT
ijtc-268	211	14	&	&	CCONJ
ijtc-268	211	15	tian	tian	PROPN
ijtc-268	211	16	,	,	PUNCT
ijtc-268	211	17	y.	y.	PROPN
ijtc-268	211	18	(	(	PUNCT
ijtc-268	211	19	2010	2010	NUM
ijtc-268	211	20	)	)	PUNCT
ijtc-268	211	21	.	.	PUNCT
ijtc-268	212	1	insurance	insurance	NOUN
ijtc-268	212	2	development	development	NOUN
ijtc-268	212	3	and	and	CCONJ
ijtc-268	212	4	economic	economic	ADJ
ijtc-268	212	5	growth	growth	NOUN
ijtc-268	212	6	.	.	PUNCT
ijtc-268	213	1	geneva	geneva	PROPN
ijtc-268	213	2	papers	paper	NOUN
ijtc-268	213	3	on	on	ADP
ijtc-268	213	4	risk	risk	NOUN
ijtc-268	213	5	and	and	CCONJ
ijtc-268	213	6	insurance	insurance	NOUN
ijtc-268	213	7	:	:	PUNCT
ijtc-268	213	8	issues	issue	NOUN
ijtc-268	213	9	and	and	CCONJ
ijtc-268	213	10	practice	practice	NOUN
ijtc-268	213	11	,	,	PUNCT
ijtc-268	213	12	35(2	35(2	NUM
ijtc-268	213	13	)	)	PUNCT
ijtc-268	213	14	,	,	PUNCT
ijtc-268	213	15	183–199	183–199	NUM
ijtc-268	213	16	.	.	PUNCT
ijtc-268	214	1	https://doi.org/10.1057/gpp.2010.4	https://doi.org/10.1057/gpp.2010.4	PROPN
ijtc-268	214	2	outreville	outreville	NOUN
ijtc-268	214	3	,	,	PUNCT
ijtc-268	214	4	j.	j.	PROPN
ijtc-268	214	5	f.	f.	PROPN
ijtc-268	214	6	(	(	PUNCT
ijtc-268	214	7	2011	2011	NUM
ijtc-268	214	8	)	)	PUNCT
ijtc-268	214	9	.	.	PUNCT
ijtc-268	215	1	working	work	VERB
ijtc-268	215	2	paper	paper	PROPN
ijtc-268	215	3	series	series	PROPN
ijtc-268	215	4	economic	economic	PROPN
ijtc-268	215	5	development	development	PROPN
ijtc-268	215	6	 	 	SPACE
ijtc-268	215	7	:	:	PUNCT
ijtc-268	215	8	80	80	NUM
ijtc-268	215	9	empirical	empirical	ADJ
ijtc-268	215	10	papers	paper	NOUN
ijtc-268	215	11	for	for	ADP
ijtc-268	215	12	a	a	DET
ijtc-268	215	13	review	review	NOUN
ijtc-268	215	14	(	(	PUNCT
ijtc-268	215	15	12/2011	12/2011	NUM
ijtc-268	215	16	)	)	PUNCT
ijtc-268	215	17	.	.	PUNCT
ijtc-268	216	1	https://www.bemservizi.unito.it/repec/icr/wp2011/icerwp12-11.pdf	https://www.bemservizi.unito.it/repec/icr/wp2011/icerwp12-11.pdf	PROPN
ijtc-268	216	2	peleckienė	peleckienė	PROPN
ijtc-268	216	3	,	,	PUNCT
ijtc-268	216	4	v.	v.	PROPN
ijtc-268	216	5	,	,	PUNCT
ijtc-268	216	6	peleckis	peleckis	PROPN
ijtc-268	216	7	,	,	PUNCT
ijtc-268	216	8	k.	k.	PROPN
ijtc-268	216	9	,	,	PUNCT
ijtc-268	216	10	dudzevičiūtė	dudzevičiūtė	PROPN
ijtc-268	216	11	,	,	PUNCT
ijtc-268	216	12	g.	g.	PROPN
ijtc-268	216	13	,	,	PUNCT
ijtc-268	216	14	&	&	CCONJ
ijtc-268	216	15	kęstutis	kęstutis	PROPN
ijtc-268	216	16	,	,	PUNCT
ijtc-268	216	17	k.	k.	PROPN
ijtc-268	216	18	(	(	PUNCT
ijtc-268	216	19	2019	2019	NUM
ijtc-268	216	20	)	)	PUNCT
ijtc-268	216	21	.	.	PUNCT
ijtc-268	217	1	the	the	DET
ijtc-268	217	2	relationship	relationship	NOUN
ijtc-268	217	3	between	between	ADP
ijtc-268	217	4	insurance	insurance	NOUN
ijtc-268	217	5	and	and	CCONJ
ijtc-268	217	6	economic	economic	ADJ
ijtc-268	217	7	growth	growth	NOUN
ijtc-268	217	8	 	 	SPACE
ijtc-268	217	9	:	:	PUNCT
ijtc-268	217	10	evidence	evidence	NOUN
ijtc-268	217	11	from	from	ADP
ijtc-268	217	12	the	the	DET
ijtc-268	217	13	european	european	PROPN
ijtc-268	217	14	union	union	PROPN
ijtc-268	217	15	countries	country	NOUN
ijtc-268	217	16	.	.	PUNCT
ijtc-268	218	1	economic	economic	ADJ
ijtc-268	218	2	research	research	NOUN
ijtc-268	218	3	-	-	PUNCT
ijtc-268	218	4	ekonomska	ekonomska	ADJ
ijtc-268	218	5	istraå¾ivanja	istraå¾ivanja	NOUN
ijtc-268	218	6	,	,	PUNCT
ijtc-268	218	7	32(1	32(1	NUM
ijtc-268	218	8	)	)	PUNCT
ijtc-268	218	9	,	,	PUNCT
ijtc-268	218	10	1138–1151	1138–1151	NUM
ijtc-268	218	11	.	.	PUNCT
ijtc-268	219	1	https://doi.org/10.1080/1331677x.2019.1588765	https://doi.org/10.1080/1331677x.2019.1588765	PROPN
ijtc-268	219	2	podoaba	podoaba	NOUN
ijtc-268	219	3	,	,	PUNCT
ijtc-268	219	4	l.	l.	PROPN
ijtc-268	219	5	(	(	PUNCT
ijtc-268	219	6	2015	2015	NUM
ijtc-268	219	7	)	)	PUNCT
ijtc-268	219	8	.	.	PUNCT
ijtc-268	220	1	an	an	DET
ijtc-268	220	2	empirical	empirical	ADJ
ijtc-268	220	3	research	research	NOUN
ijtc-268	220	4	regarding	regard	VERB
ijtc-268	220	5	density	density	NOUN
ijtc-268	220	6	and	and	CCONJ
ijtc-268	220	7	penetration	penetration	NOUN
ijtc-268	220	8	insurance	insurance	NOUN
ijtc-268	220	9	on	on	ADP
ijtc-268	220	10	accident	accident	NOUN
ijtc-268	220	11	&	&	CCONJ
ijtc-268	220	12	health	health	NOUN
ijtc-268	220	13	premiums	premium	NOUN
ijtc-268	220	14	in	in	ADP
ijtc-268	220	15	future	future	ADJ
ijtc-268	220	16	implementation	implementation	NOUN
ijtc-268	220	17	of	of	ADP
ijtc-268	220	18	solvency	solvency	PROPN
ijtc-268	220	19	ii	ii	PROPN
ijtc-268	220	20	.	.	PUNCT
ijtc-268	221	1	procedia	procedia	PROPN
ijtc-268	221	2	economics	economic	NOUN
ijtc-268	221	3	and	and	CCONJ
ijtc-268	221	4	finance	finance	NOUN
ijtc-268	221	5	,	,	PUNCT
ijtc-268	221	6	32(15	32(15	NUM
ijtc-268	221	7	)	)	PUNCT
ijtc-268	221	8	,	,	PUNCT
ijtc-268	221	9	1517–1524	1517–1524	NUM
ijtc-268	221	10	.	.	PUNCT
ijtc-268	222	1	https://doi.org/10.1016/s2212-5671(15)01539-7	https://doi.org/10.1016/s2212-5671(15)01539-7	PROPN
ijtc-268	222	2	sawadogo	sawadogo	PROPN
ijtc-268	222	3	,	,	PUNCT
ijtc-268	222	4	r.	r.	PROPN
ijtc-268	222	5	,	,	PUNCT
ijtc-268	222	6	guerineau	guerineau	PROPN
ijtc-268	222	7	,	,	PUNCT
ijtc-268	222	8	s.	s.	PROPN
ijtc-268	222	9	,	,	PUNCT
ijtc-268	222	10	&	&	CCONJ
ijtc-268	222	11	ouedraogo	ouedraogo	PROPN
ijtc-268	222	12	,	,	PUNCT
ijtc-268	222	13	i.	i.	NOUN
ijtc-268	222	14	m.	m.	PROPN
ijtc-268	222	15	(	(	PUNCT
ijtc-268	222	16	2018	2018	NUM
ijtc-268	222	17	)	)	PUNCT
ijtc-268	222	18	.	.	PUNCT
ijtc-268	223	1	life	life	NOUN
ijtc-268	223	2	insurance	insurance	NOUN
ijtc-268	223	3	development	development	NOUN
ijtc-268	223	4	and	and	CCONJ
ijtc-268	223	5	economic	economic	ADJ
ijtc-268	223	6	growth	growth	NOUN
ijtc-268	223	7	:	:	PUNCT
ijtc-268	223	8	evidence	evidence	NOUN
ijtc-268	223	9	from	from	ADP
ijtc-268	223	10	developing	develop	VERB
ijtc-268	223	11	countries	country	NOUN
ijtc-268	223	12	.	.	PUNCT
ijtc-268	224	1	journal	journal	NOUN
ijtc-268	224	2	of	of	ADP
ijtc-268	224	3	economic	economic	ADJ
ijtc-268	224	4	development	development	NOUN
ijtc-268	224	5	,	,	PUNCT
ijtc-268	224	6	43(2	43(2	PROPN
ijtc-268	224	7	)	)	PUNCT
ijtc-268	224	8	,	,	PUNCT
ijtc-268	224	9	1–28	1–28	PROPN
ijtc-268	224	10	.	.	PUNCT
ijtc-268	225	1	https://doi.org/10.35866/caujed.2018.43.2.001	https://doi.org/10.35866/caujed.2018.43.2.001	PROPN
ijtc-268	225	2	sorensen	sorensen	PROPN
ijtc-268	225	3	,	,	PUNCT
ijtc-268	225	4	c.	c.	PROPN
ijtc-268	225	5	k.	k.	PROPN
ijtc-268	225	6	,	,	PUNCT
ijtc-268	225	7	&	&	CCONJ
ijtc-268	225	8	gutiérrez	gutiérrez	PROPN
ijtc-268	225	9	,	,	PUNCT
ijtc-268	226	1	j.	j.	PROPN
ijtc-268	226	2	m.	m.	PROPN
ijtc-268	226	3	p.	p.	PROPN
ijtc-268	226	4	(	(	PUNCT
ijtc-268	226	5	2006	2006	NUM
ijtc-268	226	6	)	)	PUNCT
ijtc-268	226	7	.	.	PUNCT
ijtc-268	227	1	euro	euro	PROPN
ijtc-268	227	2	area	area	NOUN
ijtc-268	227	3	banking	banking	NOUN
ijtc-268	227	4	sector	sector	NOUN
ijtc-268	227	5	integration	integration	NOUN
ijtc-268	227	6	:	:	PUNCT
ijtc-268	227	7	using	use	VERB
ijtc-268	227	8	hierarchical	hierarchical	ADJ
ijtc-268	227	9	cluster	cluster	NOUN
ijtc-268	227	10	analysis	analysis	NOUN
ijtc-268	227	11	techniques	technique	NOUN
ijtc-268	227	12	.	.	PUNCT
ijtc-268	228	1	in	in	ADP
ijtc-268	228	2	ecb	ecb	PROPN
ijtc-268	228	3	working	working	PROPN
ijtc-268	228	4	paper	paper	NOUN
ijtc-268	228	5	(	(	PUNCT
ijtc-268	228	6	627	627	NUM
ijtc-268	228	7	/	/	SYM
ijtc-268	228	8	may	may	NOUN
ijtc-268	228	9	2006	2006	NUM
ijtc-268	228	10	;	;	PUNCT
ijtc-268	228	11	issue	issue	NOUN
ijtc-268	228	12	627	627	NUM
ijtc-268	228	13	)	)	PUNCT
ijtc-268	228	14	.	.	PUNCT
ijtc-268	229	1	https://www.ecb.europa.eu/pub/pdf/scpwps/ecbwp627.pdf	https://www.ecb.europa.eu/pub/pdf/scpwps/ecbwp627.pdf	PROPN
ijtc-268	229	2	statistics	statistics	PROPN
ijtc-268	229	3	indonesia	indonesia	PROPN
ijtc-268	229	4	.	.	PUNCT
ijtc-268	230	1	(	(	PUNCT
ijtc-268	230	2	2021	2021	NUM
ijtc-268	230	3	)	)	PUNCT
ijtc-268	230	4	.	.	PUNCT
ijtc-268	231	1	berita	berita	PROPN
ijtc-268	231	2	resmi	resmi	PROPN
ijtc-268	231	3	statistik	statistik	PROPN
ijtc-268	231	4	/	/	SYM
ijtc-268	231	5	official	official	ADJ
ijtc-268	231	6	news	news	NOUN
ijtc-268	231	7	statistics	statistic	NOUN
ijtc-268	231	8	.	.	PUNCT
ijtc-268	232	1	file:///c:/users	file:///c:/user	NOUN
ijtc-268	232	2	/	/	SYM
ijtc-268	232	3	hart2	hart2	NOUN
ijtc-268	232	4	/	/	SYM
ijtc-268	232	5	documents	document	NOUN
ijtc-268	232	6	/	/	SYM
ijtc-268	232	7	sugihartonbnew	sugihartonbnew	ADJ
ijtc-268	232	8	/	/	SYM
ijtc-268	232	9	publication	publication	NOUN
ijtc-268	232	10	/	/	SYM
ijtc-268	232	11	kpibib_papers	kpibib_paper	NOUN
ijtc-268	232	12	/	/	SYM
ijtc-268	232	13	kpi	kpi	NOUN
ijtc-268	232	14	bib_paper_01	bib_paper_01	NOUN
ijtc-268	232	15	/	/	SYM
ijtc-268	232	16	p_01_03_references	p_01_03_references	PROPN
ijtc-268	232	17	/	/	SYM
ijtc-268	232	18	materibrseng-20210505113458.pdf	materibrseng-20210505113458.pdf	NOUN
ijtc-268	232	19	world	world	PROPN
ijtc-268	232	20	health	health	PROPN
ijtc-268	232	21	organization	organization	NOUN
ijtc-268	232	22	.	.	PUNCT
ijtc-268	233	1	(	(	PUNCT
ijtc-268	233	2	2020	2020	NUM
ijtc-268	233	3	)	)	PUNCT
ijtc-268	233	4	.	.	PUNCT
ijtc-268	234	1	who_the	who_the	DET
ijtc-268	234	2	covid-19	covid-19	PROPN
ijtc-268	234	3	pandemic.pdf	pandemic.pdf	PROPN
ijtc-268	234	4	.	.	PUNCT
ijtc-268	234	5	https://www.who.int/director-general/speeches/detail/who-director-general-s-openingremarks-at-the-media-briefing-on-covid-19---11-march-2020	https://www.who.int/director-general/speeches/detail/who-director-general-s-openingremarks-at-the-media-briefing-on-covid-19---11-march-2020	PROPN