id	sid	tid	token	lemma	pos
ijtc-928	1	1	the	the	DET
ijtc-928	1	2	illomata	illomata	PROPN
ijtc-928	1	3	international	international	PROPN
ijtc-928	1	4	journal	journal	PROPN
ijtc-928	1	5	of	of	ADP
ijtc-928	1	6	management	management	NOUN
ijtc-928	1	7	ilomata	ilomata	PROPN
ijtc-928	1	8	international	international	ADJ
ijtc-928	1	9	journal	journal	NOUN
ijtc-928	1	10	of	of	ADP
ijtc-928	1	11	tax	tax	PROPN
ijtc-928	1	12	&	&	CCONJ
ijtc-928	1	13	accounting	account	VERB
ijtc-928	1	14	p	p	PROPN
ijtc-928	1	15	-	-	PUNCT
ijtc-928	1	16	issn	issn	NOUN
ijtc-928	1	17	:	:	PUNCT
ijtc-928	1	18	2714	2714	NUM
ijtc-928	1	19	-	-	SYM
ijtc-928	1	20	9838	9838	NUM
ijtc-928	1	21	;	;	PUNCT
ijtc-928	1	22	e	e	X
ijtc-928	1	23	-	-	PUNCT
ijtc-928	1	24	issn	issn	NOUN
ijtc-928	1	25	:	:	PUNCT
ijtc-928	1	26	2714	2714	NUM
ijtc-928	1	27	-	-	SYM
ijtc-928	1	28	9846	9846	NUM
ijtc-928	1	29	volume	volume	NOUN
ijtc-928	1	30	4	4	NUM
ijtc-928	1	31	,	,	PUNCT
ijtc-928	1	32	issue	issue	NOUN
ijtc-928	1	33	4	4	NUM
ijtc-928	1	34	,	,	PUNCT
ijtc-928	1	35	october	october	PROPN
ijtc-928	1	36	2023	2023	NUM
ijtc-928	1	37	page	page	NOUN
ijtc-928	1	38	no	no	NOUN
ijtc-928	1	39	.	.	NOUN
ijtc-928	1	40	742	742	NUM
ijtc-928	1	41	-	-	SYM
ijtc-928	1	42	754	754	NUM
ijtc-928	1	43	742	742	NUM
ijtc-928	1	44	|	|	CCONJ
ijtc-928	1	45	ilomata	ilomata	PROPN
ijtc-928	1	46	international	international	ADJ
ijtc-928	1	47	journal	journal	NOUN
ijtc-928	1	48	of	of	ADP
ijtc-928	1	49	tax	tax	PROPN
ijtc-928	1	50	&	&	CCONJ
ijtc-928	1	51	accounting	account	VERB
ijtc-928	1	52	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	1	53	the	the	DET
ijtc-928	1	54	influence	influence	NOUN
ijtc-928	1	55	of	of	ADP
ijtc-928	1	56	financial	financial	ADJ
ijtc-928	1	57	literacy	literacy	NOUN
ijtc-928	1	58	and	and	CCONJ
ijtc-928	1	59	educational	educational	ADJ
ijtc-928	1	60	background	background	NOUN
ijtc-928	1	61	on	on	ADP
ijtc-928	1	62	the	the	DET
ijtc-928	1	63	financial	financial	ADJ
ijtc-928	1	64	governance	governance	NOUN
ijtc-928	1	65	of	of	ADP
ijtc-928	1	66	nagari	nagari	PROPN
ijtc-928	1	67	owned	own	VERB
ijtc-928	1	68	enterprises	enterprise	NOUN
ijtc-928	1	69	wiwik	wiwik	PROPN
ijtc-928	1	70	andriani1	andriani1	PROPN
ijtc-928	1	71	,	,	PUNCT
ijtc-928	1	72	rangga	rangga	PROPN
ijtc-928	1	73	putra	putra	PROPN
ijtc-928	1	74	ananto2	ananto2	PROPN
ijtc-928	1	75	,	,	PUNCT
ijtc-928	1	76	zahara3	zahara3	PROPN
ijtc-928	1	77	,	,	PUNCT
ijtc-928	1	78	dandi	dandi	PROPN
ijtc-928	1	79	aprila4	aprila4	PROPN
ijtc-928	1	80	1234politeknik	1234politeknik	NUM
ijtc-928	1	81	negeri	negeri	PROPN
ijtc-928	1	82	padang	padang	PROPN
ijtc-928	1	83	,	,	PUNCT
ijtc-928	1	84	indonesia	indonesia	PROPN
ijtc-928	1	85	correspondent	correspondent	NOUN
ijtc-928	1	86	:	:	PUNCT
ijtc-928	1	87	wiwikandriani@pnp.ac.id1	wiwikandriani@pnp.ac.id1	ADV
ijtc-928	1	88	received	receive	VERB
ijtc-928	1	89	:	:	PUNCT
ijtc-928	1	90	september	september	PROPN
ijtc-928	1	91	5	5	NUM
ijtc-928	1	92	,	,	PUNCT
ijtc-928	1	93	2023	2023	NUM
ijtc-928	1	94	accepted	accept	VERB
ijtc-928	1	95	:	:	PUNCT
ijtc-928	1	96	october	october	PROPN
ijtc-928	1	97	17	17	NUM
ijtc-928	1	98	,	,	PUNCT
ijtc-928	1	99	2023	2023	NUM
ijtc-928	1	100	published	publish	VERB
ijtc-928	1	101	:	:	PUNCT
ijtc-928	1	102	october	october	PROPN
ijtc-928	1	103	31	31	NUM
ijtc-928	1	104	,	,	PUNCT
ijtc-928	1	105	2023	2023	NUM
ijtc-928	1	106	citation	citation	NOUN
ijtc-928	1	107	:	:	PUNCT
ijtc-928	2	1	andriani	andriani	PROPN
ijtc-928	2	2	,	,	PUNCT
ijtc-928	2	3	w.	w.	PROPN
ijtc-928	2	4	,	,	PUNCT
ijtc-928	2	5	ananto	ananto	ADP
ijtc-928	2	6	,	,	PUNCT
ijtc-928	2	7	r	r	NOUN
ijtc-928	2	8	,	,	PUNCT
ijtc-928	2	9	p.	p.	PROPN
ijtc-928	2	10	,	,	PUNCT
ijtc-928	2	11	zahara	zahara	PROPN
ijtc-928	2	12	.	.	PROPN
ijtc-928	2	13	,	,	PUNCT
ijtc-928	2	14	aprila	aprila	PROPN
ijtc-928	2	15	,	,	PUNCT
ijtc-928	2	16	d.	d.	PROPN
ijtc-928	2	17	(	(	PUNCT
ijtc-928	2	18	2023	2023	NUM
ijtc-928	2	19	)	)	PUNCT
ijtc-928	2	20	.	.	PUNCT
ijtc-928	3	1	the	the	DET
ijtc-928	3	2	influence	influence	NOUN
ijtc-928	3	3	of	of	ADP
ijtc-928	3	4	financial	financial	ADJ
ijtc-928	3	5	literacy	literacy	NOUN
ijtc-928	3	6	and	and	CCONJ
ijtc-928	3	7	educational	educational	ADJ
ijtc-928	3	8	background	background	NOUN
ijtc-928	3	9	on	on	ADP
ijtc-928	3	10	the	the	DET
ijtc-928	3	11	financial	financial	ADJ
ijtc-928	3	12	governance	governance	NOUN
ijtc-928	3	13	of	of	ADP
ijtc-928	3	14	nagari	nagari	PROPN
ijtc-928	3	15	owned	own	VERB
ijtc-928	3	16	enterprises	enterprise	NOUN
ijtc-928	3	17	.	.	PUNCT
ijtc-928	4	1	ilomata	ilomata	PROPN
ijtc-928	4	2	international	international	ADJ
ijtc-928	4	3	journal	journal	NOUN
ijtc-928	4	4	of	of	ADP
ijtc-928	4	5	tax	tax	NOUN
ijtc-928	4	6	and	and	CCONJ
ijtc-928	4	7	accounting	accounting	NOUN
ijtc-928	4	8	,	,	PUNCT
ijtc-928	4	9	4(4	4(4	NUM
ijtc-928	4	10	)	)	PUNCT
ijtc-928	4	11	,	,	PUNCT
ijtc-928	4	12	742	742	NUM
ijtc-928	4	13	-	-	SYM
ijtc-928	4	14	754	754	NUM
ijtc-928	4	15	.	.	PUNCT
ijtc-928	5	1	https://doi.org/10.52728/ijtc.v4i4.928	https://doi.org/10.52728/ijtc.v4i4.928	ADJ
ijtc-928	5	2	abstract	abstract	NOUN
ijtc-928	5	3	:	:	PUNCT
ijtc-928	5	4	initial	initial	ADJ
ijtc-928	5	5	observations	observation	NOUN
ijtc-928	5	6	carried	carry	VERB
ijtc-928	5	7	out	out	ADP
ijtc-928	5	8	at	at	ADP
ijtc-928	5	9	nagariowned	nagariowned	ADJ
ijtc-928	5	10	enterprises	enterprise	NOUN
ijtc-928	5	11	(	(	PUNCT
ijtc-928	5	12	bumnag	bumnag	ADJ
ijtc-928	5	13	)	)	PUNCT
ijtc-928	5	14	in	in	ADP
ijtc-928	5	15	nagari	nagari	PROPN
ijtc-928	5	16	z	z	PROPN
ijtc-928	5	17	found	find	VERB
ijtc-928	5	18	that	that	SCONJ
ijtc-928	5	19	bumnag	bumnag	ADJ
ijtc-928	5	20	managers	manager	NOUN
ijtc-928	5	21	'	'	PART
ijtc-928	5	22	understanding	understanding	NOUN
ijtc-928	5	23	of	of	ADP
ijtc-928	5	24	good	good	ADJ
ijtc-928	5	25	financial	financial	ADJ
ijtc-928	5	26	governance	governance	NOUN
ijtc-928	5	27	still	still	ADV
ijtc-928	5	28	needed	need	VERB
ijtc-928	5	29	to	to	PART
ijtc-928	5	30	be	be	AUX
ijtc-928	5	31	improved	improve	VERB
ijtc-928	5	32	,	,	PUNCT
ijtc-928	5	33	causing	cause	VERB
ijtc-928	5	34	the	the	DET
ijtc-928	5	35	financial	financial	ADJ
ijtc-928	5	36	governance	governance	NOUN
ijtc-928	5	37	of	of	ADP
ijtc-928	5	38	bumnag	bumnag	NOUN
ijtc-928	5	39	in	in	ADP
ijtc-928	5	40	nagari	nagari	PROPN
ijtc-928	5	41	z	z	PROPN
ijtc-928	5	42	not	not	PART
ijtc-928	5	43	to	to	PART
ijtc-928	5	44	be	be	AUX
ijtc-928	5	45	improved	improve	VERB
ijtc-928	5	46	.	.	PUNCT
ijtc-928	6	1	this	this	PRON
ijtc-928	6	2	is	be	AUX
ijtc-928	6	3	due	due	ADJ
ijtc-928	6	4	to	to	ADP
ijtc-928	6	5	a	a	DET
ijtc-928	6	6	need	need	NOUN
ijtc-928	6	7	for	for	ADP
ijtc-928	6	8	more	more	ADJ
ijtc-928	6	9	training	training	NOUN
ijtc-928	6	10	regarding	regard	VERB
ijtc-928	6	11	financial	financial	ADJ
ijtc-928	6	12	literacy	literacy	NOUN
ijtc-928	6	13	and	and	CCONJ
ijtc-928	6	14	a	a	DET
ijtc-928	6	15	mismatch	mismatch	NOUN
ijtc-928	6	16	in	in	ADP
ijtc-928	6	17	the	the	DET
ijtc-928	6	18	educational	educational	ADJ
ijtc-928	6	19	background	background	NOUN
ijtc-928	6	20	of	of	ADP
ijtc-928	6	21	the	the	DET
ijtc-928	6	22	bumnag	bumnag	ADJ
ijtc-928	6	23	managers	manager	NOUN
ijtc-928	6	24	.	.	PUNCT
ijtc-928	7	1	this	this	DET
ijtc-928	7	2	research	research	NOUN
ijtc-928	7	3	aims	aim	VERB
ijtc-928	7	4	to	to	PART
ijtc-928	7	5	determine	determine	VERB
ijtc-928	7	6	and	and	CCONJ
ijtc-928	7	7	analyze	analyze	VERB
ijtc-928	7	8	the	the	DET
ijtc-928	7	9	influence	influence	NOUN
ijtc-928	7	10	of	of	ADP
ijtc-928	7	11	financial	financial	ADJ
ijtc-928	7	12	literacy	literacy	NOUN
ijtc-928	7	13	and	and	CCONJ
ijtc-928	7	14	educational	educational	ADJ
ijtc-928	7	15	background	background	NOUN
ijtc-928	7	16	on	on	ADP
ijtc-928	7	17	financial	financial	ADJ
ijtc-928	7	18	governance	governance	NOUN
ijtc-928	7	19	in	in	ADP
ijtc-928	7	20	nagari	nagari	ADJ
ijtc-928	7	21	-	-	PUNCT
ijtc-928	7	22	owned	own	VERB
ijtc-928	7	23	enterprises	enterprise	NOUN
ijtc-928	7	24	(	(	PUNCT
ijtc-928	7	25	bumnag	bumnag	ADJ
ijtc-928	7	26	)	)	PUNCT
ijtc-928	7	27	in	in	ADP
ijtc-928	7	28	nagari	nagari	PROPN
ijtc-928	7	29	z.	z.	PROPN
ijtc-928	7	30	the	the	DET
ijtc-928	7	31	approach	approach	NOUN
ijtc-928	7	32	used	use	VERB
ijtc-928	7	33	in	in	ADP
ijtc-928	7	34	this	this	DET
ijtc-928	7	35	research	research	NOUN
ijtc-928	7	36	is	be	AUX
ijtc-928	7	37	quantitative	quantitative	ADJ
ijtc-928	7	38	with	with	ADP
ijtc-928	7	39	a	a	DET
ijtc-928	7	40	survey	survey	NOUN
ijtc-928	7	41	method	method	NOUN
ijtc-928	7	42	.	.	PUNCT
ijtc-928	8	1	the	the	DET
ijtc-928	8	2	data	datum	NOUN
ijtc-928	8	3	used	use	VERB
ijtc-928	8	4	in	in	ADP
ijtc-928	8	5	this	this	DET
ijtc-928	8	6	research	research	NOUN
ijtc-928	8	7	is	be	AUX
ijtc-928	8	8	primary	primary	ADJ
ijtc-928	8	9	data	datum	NOUN
ijtc-928	8	10	obtained	obtain	VERB
ijtc-928	8	11	from	from	ADP
ijtc-928	8	12	distributing	distribute	VERB
ijtc-928	8	13	questionnaires	questionnaire	NOUN
ijtc-928	8	14	to	to	ADP
ijtc-928	8	15	managers	manager	NOUN
ijtc-928	8	16	of	of	ADP
ijtc-928	8	17	nagari	nagari	PROPN
ijtc-928	8	18	-	-	PUNCT
ijtc-928	8	19	owned	own	VERB
ijtc-928	8	20	enterprises	enterprise	NOUN
ijtc-928	8	21	in	in	ADP
ijtc-928	8	22	nagari	nagari	PROPN
ijtc-928	8	23	z	z	PROPN
ijtc-928	8	24	with	with	ADP
ijtc-928	8	25	83	83	NUM
ijtc-928	8	26	respondents	respondent	NOUN
ijtc-928	8	27	.	.	PUNCT
ijtc-928	9	1	the	the	DET
ijtc-928	9	2	sampling	sample	VERB
ijtc-928	9	3	method	method	NOUN
ijtc-928	9	4	used	use	VERB
ijtc-928	9	5	in	in	ADP
ijtc-928	9	6	this	this	DET
ijtc-928	9	7	research	research	NOUN
ijtc-928	9	8	is	be	AUX
ijtc-928	9	9	the	the	DET
ijtc-928	9	10	stratified	stratified	ADJ
ijtc-928	9	11	random	random	ADJ
ijtc-928	9	12	sampling	sampling	NOUN
ijtc-928	9	13	method	method	NOUN
ijtc-928	9	14	.	.	PUNCT
ijtc-928	10	1	the	the	DET
ijtc-928	10	2	research	research	NOUN
ijtc-928	10	3	results	result	NOUN
ijtc-928	10	4	show	show	VERB
ijtc-928	10	5	that	that	SCONJ
ijtc-928	10	6	financial	financial	ADJ
ijtc-928	10	7	literacy	literacy	NOUN
ijtc-928	10	8	and	and	CCONJ
ijtc-928	10	9	educational	educational	ADJ
ijtc-928	10	10	background	background	NOUN
ijtc-928	10	11	partially	partially	ADV
ijtc-928	10	12	influence	influence	VERB
ijtc-928	10	13	the	the	DET
ijtc-928	10	14	financial	financial	ADJ
ijtc-928	10	15	governance	governance	NOUN
ijtc-928	10	16	of	of	ADP
ijtc-928	10	17	bumnag	bumnag	NOUN
ijtc-928	10	18	in	in	ADP
ijtc-928	10	19	nagari	nagari	PROPN
ijtc-928	10	20	z.	z.	PROPN
ijtc-928	10	21	in	in	ADP
ijtc-928	10	22	line	line	NOUN
ijtc-928	10	23	with	with	ADP
ijtc-928	10	24	these	these	DET
ijtc-928	10	25	results	result	NOUN
ijtc-928	10	26	,	,	PUNCT
ijtc-928	10	27	financial	financial	ADJ
ijtc-928	10	28	literacy	literacy	NOUN
ijtc-928	10	29	and	and	CCONJ
ijtc-928	10	30	educational	educational	ADJ
ijtc-928	10	31	background	background	NOUN
ijtc-928	10	32	simultaneously	simultaneously	ADV
ijtc-928	10	33	influence	influence	VERB
ijtc-928	10	34	the	the	DET
ijtc-928	10	35	financial	financial	ADJ
ijtc-928	10	36	governance	governance	NOUN
ijtc-928	10	37	of	of	ADP
ijtc-928	10	38	bumnag	bumnag	NOUN
ijtc-928	10	39	in	in	ADP
ijtc-928	10	40	nagari	nagari	PROPN
ijtc-928	10	41	z.	z.	PROPN
ijtc-928	10	42	keywords	keywords	PROPN
ijtc-928	10	43	:	:	PUNCT
ijtc-928	10	44	financial	financial	ADJ
ijtc-928	10	45	literacy	literacy	NOUN
ijtc-928	10	46	,	,	PUNCT
ijtc-928	10	47	educational	educational	ADJ
ijtc-928	10	48	background	background	NOUN
ijtc-928	10	49	,	,	PUNCT
ijtc-928	10	50	bumnag	bumnag	ADJ
ijtc-928	10	51	,	,	PUNCT
ijtc-928	10	52	bumdes	bumde	NOUN
ijtc-928	10	53	this	this	PRON
ijtc-928	10	54	is	be	AUX
ijtc-928	10	55	an	an	DET
ijtc-928	10	56	open	open	ADJ
ijtc-928	10	57	access	access	NOUN
ijtc-928	10	58	article	article	NOUN
ijtc-928	10	59	under	under	ADP
ijtc-928	10	60	the	the	DET
ijtc-928	10	61	cc	cc	NOUN
ijtc-928	10	62	-	-	PUNCT
ijtc-928	10	63	by	by	ADP
ijtc-928	10	64	4.0	4.0	NUM
ijtc-928	10	65	license	license	NOUN
ijtc-928	10	66	.	.	PUNCT
ijtc-928	11	1	introduction	introduction	NOUN
ijtc-928	11	2	nagari	nagari	PROPN
ijtc-928	11	3	-	-	PUNCT
ijtc-928	11	4	owned	own	VERB
ijtc-928	11	5	enterprises	enterprise	NOUN
ijtc-928	11	6	(	(	PUNCT
ijtc-928	11	7	bumnag	bumnag	ADJ
ijtc-928	11	8	)	)	PUNCT
ijtc-928	11	9	are	be	AUX
ijtc-928	11	10	nagari	nagari	PROPN
ijtc-928	11	11	business	business	NOUN
ijtc-928	11	12	institutions	institution	NOUN
ijtc-928	11	13	formed	form	VERB
ijtc-928	11	14	based	base	VERB
ijtc-928	11	15	on	on	ADP
ijtc-928	11	16	the	the	DET
ijtc-928	11	17	needs	need	NOUN
ijtc-928	11	18	and	and	CCONJ
ijtc-928	11	19	potential	potential	NOUN
ijtc-928	11	20	of	of	ADP
ijtc-928	11	21	the	the	DET
ijtc-928	11	22	nagari	nagari	NOUN
ijtc-928	11	23	and	and	CCONJ
ijtc-928	11	24	managed	manage	VERB
ijtc-928	11	25	by	by	ADP
ijtc-928	11	26	the	the	DET
ijtc-928	11	27	nagari	nagari	PROPN
ijtc-928	11	28	government	government	NOUN
ijtc-928	11	29	and	and	CCONJ
ijtc-928	11	30	the	the	DET
ijtc-928	11	31	community	community	NOUN
ijtc-928	11	32	to	to	PART
ijtc-928	11	33	strengthen	strengthen	VERB
ijtc-928	11	34	the	the	DET
ijtc-928	11	35	nagari	nagari	ADJ
ijtc-928	11	36	economy	economy	NOUN
ijtc-928	11	37	.	.	PUNCT
ijtc-928	12	1	the	the	DET
ijtc-928	12	2	government	government	NOUN
ijtc-928	12	3	's	's	PART
ijtc-928	12	4	establishment	establishment	NOUN
ijtc-928	12	5	of	of	ADP
ijtc-928	12	6	bumnag	bumnag	ADJ
ijtc-928	12	7	is	be	AUX
ijtc-928	12	8	an	an	DET
ijtc-928	12	9	effort	effort	NOUN
ijtc-928	12	10	to	to	PART
ijtc-928	12	11	ensure	ensure	VERB
ijtc-928	12	12	that	that	SCONJ
ijtc-928	12	13	nagari	nagari	PROPN
ijtc-928	12	14	is	be	AUX
ijtc-928	12	15	independent	independent	ADJ
ijtc-928	12	16	in	in	ADP
ijtc-928	12	17	managing	manage	VERB
ijtc-928	12	18	its	its	PRON
ijtc-928	12	19	economy	economy	NOUN
ijtc-928	12	20	(	(	PUNCT
ijtc-928	12	21	aprila	aprila	X
ijtc-928	12	22	et	et	PROPN
ijtc-928	12	23	al	al	PROPN
ijtc-928	12	24	.	.	PROPN
ijtc-928	12	25	,	,	PUNCT
ijtc-928	12	26	2023	2023	NUM
ijtc-928	12	27	)	)	PUNCT
ijtc-928	12	28	.	.	PUNCT
ijtc-928	13	1	increasing	increase	VERB
ijtc-928	13	2	welfare	welfare	NOUN
ijtc-928	13	3	through	through	ADP
ijtc-928	13	4	empowering	empower	VERB
ijtc-928	13	5	the	the	DET
ijtc-928	13	6	community	community	NOUN
ijtc-928	13	7	is	be	AUX
ijtc-928	13	8	one	one	NUM
ijtc-928	13	9	of	of	ADP
ijtc-928	13	10	the	the	DET
ijtc-928	13	11	missions	mission	NOUN
ijtc-928	13	12	of	of	ADP
ijtc-928	13	13	the	the	DET
ijtc-928	13	14	preamble	preamble	NOUN
ijtc-928	13	15	to	to	ADP
ijtc-928	13	16	the	the	DET
ijtc-928	13	17	1945	1945	NUM
ijtc-928	13	18	constitution	constitution	NOUN
ijtc-928	13	19	1945	1945	NUM
ijtc-928	13	20	(	(	PUNCT
ijtc-928	13	21	oktaviona	oktaviona	NOUN
ijtc-928	13	22	et	et	PROPN
ijtc-928	13	23	al	al	PROPN
ijtc-928	13	24	.	.	PROPN
ijtc-928	13	25	,	,	PUNCT
ijtc-928	13	26	2022	2022	NUM
ijtc-928	13	27	)	)	PUNCT
ijtc-928	13	28	.	.	PUNCT
ijtc-928	14	1	however	however	ADV
ijtc-928	14	2	,	,	PUNCT
ijtc-928	14	3	in	in	ADP
ijtc-928	14	4	practice	practice	NOUN
ijtc-928	14	5	,	,	PUNCT
ijtc-928	14	6	there	there	PRON
ijtc-928	14	7	are	be	VERB
ijtc-928	14	8	still	still	ADV
ijtc-928	14	9	many	many	ADJ
ijtc-928	14	10	obstacles	obstacle	NOUN
ijtc-928	14	11	faced	face	VERB
ijtc-928	14	12	by	by	ADP
ijtc-928	14	13	bumnag	bumnag	ADJ
ijtc-928	14	14	,	,	PUNCT
ijtc-928	14	15	one	one	NUM
ijtc-928	14	16	of	of	ADP
ijtc-928	14	17	which	which	PRON
ijtc-928	14	18	is	be	AUX
ijtc-928	14	19	limitations	limitation	NOUN
ijtc-928	14	20	in	in	ADP
ijtc-928	14	21	managing	manage	VERB
ijtc-928	14	22	finances	finance	NOUN
ijtc-928	14	23	caused	cause	VERB
ijtc-928	14	24	by	by	ADP
ijtc-928	14	25	the	the	DET
ijtc-928	14	26	low	low	ADJ
ijtc-928	14	27	quality	quality	NOUN
ijtc-928	14	28	of	of	ADP
ijtc-928	14	29	human	human	ADJ
ijtc-928	14	30	resources	resource	NOUN
ijtc-928	14	31	.	.	PUNCT
ijtc-928	15	1	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	15	2	mailto	mailto	NOUN
ijtc-928	15	3	:	:	PUNCT
ijtc-928	15	4	wiwikandriani@pnp.ac.id1	wiwikandriani@pnp.ac.id1	ADV
ijtc-928	15	5	https://doi.org/10.52728/ijtc.v4i4.928	https://doi.org/10.52728/ijtc.v4i4.928	DET
ijtc-928	15	6	the	the	DET
ijtc-928	15	7	influence	influence	NOUN
ijtc-928	15	8	of	of	ADP
ijtc-928	15	9	financial	financial	ADJ
ijtc-928	15	10	literacy	literacy	NOUN
ijtc-928	15	11	and	and	CCONJ
ijtc-928	15	12	educational	educational	ADJ
ijtc-928	15	13	background	background	NOUN
ijtc-928	15	14	on	on	ADP
ijtc-928	15	15	the	the	DET
ijtc-928	15	16	financial	financial	ADJ
ijtc-928	15	17	governance	governance	NOUN
ijtc-928	15	18	.	.	PUNCT
ijtc-928	16	1	andriani	andriani	PROPN
ijtc-928	16	2	,	,	PUNCT
ijtc-928	16	3	ananto	ananto	PROPN
ijtc-928	16	4	,	,	PUNCT
ijtc-928	16	5	zahara	zahara	PROPN
ijtc-928	16	6	,	,	PUNCT
ijtc-928	16	7	and	and	CCONJ
ijtc-928	16	8	aprila	aprila	PROPN
ijtc-928	16	9	743	743	NUM
ijtc-928	16	10	|	|	ADV
ijtc-928	16	11	ilomata	ilomata	PROPN
ijtc-928	16	12	international	international	ADJ
ijtc-928	16	13	journal	journal	NOUN
ijtc-928	16	14	of	of	ADP
ijtc-928	16	15	tax	tax	PROPN
ijtc-928	16	16	&	&	CCONJ
ijtc-928	16	17	accounting	account	VERB
ijtc-928	16	18	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	16	19	financial	financial	ADJ
ijtc-928	16	20	literacy	literacy	NOUN
ijtc-928	16	21	is	be	AUX
ijtc-928	16	22	an	an	DET
ijtc-928	16	23	aspect	aspect	NOUN
ijtc-928	16	24	that	that	PRON
ijtc-928	16	25	includes	include	VERB
ijtc-928	16	26	knowledge	knowledge	NOUN
ijtc-928	16	27	,	,	PUNCT
ijtc-928	16	28	skills	skill	NOUN
ijtc-928	16	29	and	and	CCONJ
ijtc-928	16	30	a	a	DET
ijtc-928	16	31	person	person	NOUN
ijtc-928	16	32	making	make	VERB
ijtc-928	16	33	decisions	decision	NOUN
ijtc-928	16	34	regarding	regard	VERB
ijtc-928	16	35	finances	finance	NOUN
ijtc-928	16	36	as	as	ADP
ijtc-928	16	37	the	the	DET
ijtc-928	16	38	use	use	NOUN
ijtc-928	16	39	of	of	ADP
ijtc-928	16	40	financial	financial	ADJ
ijtc-928	16	41	resources	resource	NOUN
ijtc-928	16	42	in	in	ADP
ijtc-928	16	43	life	life	NOUN
ijtc-928	16	44	(	(	PUNCT
ijtc-928	16	45	ahmad	ahmad	PROPN
ijtc-928	16	46	et	et	PROPN
ijtc-928	16	47	al	al	PROPN
ijtc-928	16	48	.	.	PROPN
ijtc-928	16	49	,	,	PUNCT
ijtc-928	16	50	2023	2023	NUM
ijtc-928	16	51	)	)	PUNCT
ijtc-928	16	52	.	.	PUNCT
ijtc-928	17	1	according	accord	VERB
ijtc-928	17	2	to	to	ADP
ijtc-928	17	3	ulkhair	ulkhair	PROPN
ijtc-928	17	4	et	et	PROPN
ijtc-928	17	5	al	al	PROPN
ijtc-928	17	6	.	.	PROPN
ijtc-928	18	1	(	(	PUNCT
ijtc-928	18	2	2023	2023	NUM
ijtc-928	18	3	)	)	PUNCT
ijtc-928	18	4	,	,	PUNCT
ijtc-928	18	5	financial	financial	ADJ
ijtc-928	18	6	literacy	literacy	NOUN
ijtc-928	18	7	is	be	AUX
ijtc-928	18	8	society	society	NOUN
ijtc-928	18	9	's	's	PART
ijtc-928	18	10	knowledge	knowledge	NOUN
ijtc-928	18	11	and	and	CCONJ
ijtc-928	18	12	skills	skill	NOUN
ijtc-928	18	13	that	that	PRON
ijtc-928	18	14	can	can	AUX
ijtc-928	18	15	provide	provide	VERB
ijtc-928	18	16	confidence	confidence	NOUN
ijtc-928	18	17	regarding	regard	VERB
ijtc-928	18	18	financial	financial	ADJ
ijtc-928	18	19	institutions	institution	NOUN
ijtc-928	18	20	and	and	CCONJ
ijtc-928	18	21	the	the	DET
ijtc-928	18	22	various	various	ADJ
ijtc-928	18	23	products	product	NOUN
ijtc-928	18	24	and	and	CCONJ
ijtc-928	18	25	services	service	NOUN
ijtc-928	18	26	within	within	ADP
ijtc-928	18	27	them	they	PRON
ijtc-928	18	28	to	to	PART
ijtc-928	18	29	achieve	achieve	VERB
ijtc-928	18	30	economic	economic	ADJ
ijtc-928	18	31	and	and	CCONJ
ijtc-928	18	32	financial	financial	ADJ
ijtc-928	18	33	stability	stability	NOUN
ijtc-928	18	34	.	.	PUNCT
ijtc-928	19	1	based	base	VERB
ijtc-928	19	2	on	on	ADP
ijtc-928	19	3	the	the	DET
ijtc-928	19	4	pojk	pojk	PROPN
ijtc-928	19	5	,	,	PUNCT
ijtc-928	19	6	financial	financial	ADJ
ijtc-928	19	7	literacy	literacy	NOUN
ijtc-928	19	8	is	be	AUX
ijtc-928	19	9	defined	define	VERB
ijtc-928	19	10	as	as	ADP
ijtc-928	19	11	knowledge	knowledge	NOUN
ijtc-928	19	12	,	,	PUNCT
ijtc-928	19	13	skills	skill	NOUN
ijtc-928	19	14	and	and	CCONJ
ijtc-928	19	15	beliefs	belief	NOUN
ijtc-928	19	16	that	that	PRON
ijtc-928	19	17	influence	influence	VERB
ijtc-928	19	18	attitudes	attitude	NOUN
ijtc-928	19	19	and	and	CCONJ
ijtc-928	19	20	behaviour	behaviour	NOUN
ijtc-928	19	21	to	to	PART
ijtc-928	19	22	improve	improve	VERB
ijtc-928	19	23	the	the	DET
ijtc-928	19	24	quality	quality	NOUN
ijtc-928	19	25	of	of	ADP
ijtc-928	19	26	decision	decision	NOUN
ijtc-928	19	27	-	-	PUNCT
ijtc-928	19	28	making	make	VERB
ijtc-928	19	29	and	and	CCONJ
ijtc-928	19	30	financial	financial	ADJ
ijtc-928	19	31	management	management	NOUN
ijtc-928	19	32	to	to	PART
ijtc-928	19	33	achieve	achieve	VERB
ijtc-928	19	34	prosperity	prosperity	NOUN
ijtc-928	19	35	(	(	PUNCT
ijtc-928	19	36	2019	2019	NUM
ijtc-928	19	37	)	)	PUNCT
ijtc-928	19	38	.	.	PUNCT
ijtc-928	20	1	based	base	VERB
ijtc-928	20	2	on	on	ADP
ijtc-928	20	3	this	this	DET
ijtc-928	20	4	understanding	understanding	NOUN
ijtc-928	20	5	,	,	PUNCT
ijtc-928	20	6	financial	financial	ADJ
ijtc-928	20	7	literacy	literacy	NOUN
ijtc-928	20	8	is	be	AUX
ijtc-928	20	9	closely	closely	ADV
ijtc-928	20	10	related	relate	VERB
ijtc-928	20	11	to	to	ADP
ijtc-928	20	12	knowledge	knowledge	NOUN
ijtc-928	20	13	and	and	CCONJ
ijtc-928	20	14	skills	skill	NOUN
ijtc-928	20	15	and	and	CCONJ
ijtc-928	20	16	is	be	AUX
ijtc-928	20	17	the	the	DET
ijtc-928	20	18	basis	basis	NOUN
ijtc-928	20	19	for	for	SCONJ
ijtc-928	20	20	someone	someone	PRON
ijtc-928	20	21	to	to	PART
ijtc-928	20	22	carry	carry	VERB
ijtc-928	20	23	out	out	ADP
ijtc-928	20	24	good	good	ADJ
ijtc-928	20	25	financial	financial	ADJ
ijtc-928	20	26	governance	governance	NOUN
ijtc-928	20	27	.	.	PUNCT
ijtc-928	21	1	education	education	NOUN
ijtc-928	21	2	is	be	AUX
ijtc-928	21	3	needed	need	VERB
ijtc-928	21	4	in	in	ADP
ijtc-928	21	5	human	human	ADJ
ijtc-928	21	6	life	life	NOUN
ijtc-928	21	7	because	because	SCONJ
ijtc-928	21	8	there	there	PRON
ijtc-928	21	9	is	be	VERB
ijtc-928	21	10	education	education	NOUN
ijtc-928	21	11	wherever	wherever	SCONJ
ijtc-928	21	12	and	and	CCONJ
ijtc-928	21	13	whenever	whenever	SCONJ
ijtc-928	21	14	in	in	ADP
ijtc-928	21	15	the	the	DET
ijtc-928	21	16	world	world	NOUN
ijtc-928	21	17	(	(	PUNCT
ijtc-928	21	18	uemura	uemura	PROPN
ijtc-928	21	19	&	&	CCONJ
ijtc-928	21	20	comini	comini	PROPN
ijtc-928	21	21	,	,	PUNCT
ijtc-928	21	22	2022	2022	NUM
ijtc-928	21	23	)	)	PUNCT
ijtc-928	21	24	.	.	PUNCT
ijtc-928	22	1	education	education	NOUN
ijtc-928	22	2	is	be	AUX
ijtc-928	22	3	a	a	DET
ijtc-928	22	4	human	human	ADJ
ijtc-928	22	5	effort	effort	NOUN
ijtc-928	22	6	to	to	PART
ijtc-928	22	7	humanize	humanize	VERB
ijtc-928	22	8	humans	human	NOUN
ijtc-928	22	9	themselves	themselves	PRON
ijtc-928	22	10	(	(	PUNCT
ijtc-928	22	11	wamsler	wamsler	NOUN
ijtc-928	22	12	,	,	PUNCT
ijtc-928	22	13	2020	2020	NUM
ijtc-928	22	14	)	)	PUNCT
ijtc-928	22	15	.	.	PUNCT
ijtc-928	23	1	education	education	NOUN
ijtc-928	23	2	is	be	AUX
ijtc-928	23	3	an	an	DET
ijtc-928	23	4	essential	essential	ADJ
ijtc-928	23	5	means	mean	NOUN
ijtc-928	23	6	of	of	ADP
ijtc-928	23	7	creating	create	VERB
ijtc-928	23	8	quality	quality	NOUN
ijtc-928	23	9	human	human	ADJ
ijtc-928	23	10	resources	resource	NOUN
ijtc-928	23	11	.	.	PUNCT
ijtc-928	24	1	all	all	DET
ijtc-928	24	2	countries	country	NOUN
ijtc-928	24	3	consider	consider	VERB
ijtc-928	24	4	education	education	NOUN
ijtc-928	24	5	variables	variable	NOUN
ijtc-928	24	6	important	important	ADJ
ijtc-928	24	7	(	(	PUNCT
ijtc-928	24	8	xin	xin	PROPN
ijtc-928	24	9	et	et	PROPN
ijtc-928	24	10	al	al	PROPN
ijtc-928	24	11	.	.	PROPN
ijtc-928	24	12	,	,	PUNCT
ijtc-928	24	13	2018	2018	NUM
ijtc-928	24	14	)	)	PUNCT
ijtc-928	24	15	.	.	PUNCT
ijtc-928	25	1	likewise	likewise	ADV
ijtc-928	25	2	,	,	PUNCT
ijtc-928	25	3	indonesia	indonesia	PROPN
ijtc-928	25	4	considers	consider	VERB
ijtc-928	25	5	education	education	NOUN
ijtc-928	25	6	the	the	DET
ijtc-928	25	7	main	main	ADJ
ijtc-928	25	8	thing	thing	NOUN
ijtc-928	25	9	in	in	ADP
ijtc-928	25	10	creating	create	VERB
ijtc-928	25	11	quality	quality	NOUN
ijtc-928	25	12	human	human	ADJ
ijtc-928	25	13	resources	resource	NOUN
ijtc-928	25	14	(	(	PUNCT
ijtc-928	25	15	fontanella	fontanella	NOUN
ijtc-928	25	16	et	et	NOUN
ijtc-928	25	17	al	al	PROPN
ijtc-928	25	18	.	.	PROPN
ijtc-928	25	19	,	,	PUNCT
ijtc-928	25	20	2020	2020	NUM
ijtc-928	25	21	)	)	PUNCT
ijtc-928	25	22	.	.	PUNCT
ijtc-928	26	1	education	education	NOUN
ijtc-928	26	2	is	be	AUX
ijtc-928	26	3	a	a	DET
ijtc-928	26	4	process	process	NOUN
ijtc-928	26	5	where	where	SCONJ
ijtc-928	26	6	non	non	ADJ
ijtc-928	26	7	-	-	ADJ
ijtc-928	26	8	physical	physical	ADJ
ijtc-928	26	9	cultural	cultural	ADJ
ijtc-928	26	10	wealth	wealth	NOUN
ijtc-928	26	11	is	be	AUX
ijtc-928	26	12	maintained	maintain	VERB
ijtc-928	26	13	or	or	CCONJ
ijtc-928	26	14	developed	develop	VERB
ijtc-928	26	15	in	in	ADP
ijtc-928	26	16	raising	raise	VERB
ijtc-928	26	17	children	child	NOUN
ijtc-928	26	18	or	or	CCONJ
ijtc-928	26	19	caring	care	VERB
ijtc-928	26	20	for	for	ADP
ijtc-928	26	21	adults	adult	NOUN
ijtc-928	26	22	(	(	PUNCT
ijtc-928	26	23	salovaara	salovaara	NOUN
ijtc-928	26	24	&	&	CCONJ
ijtc-928	26	25	soini	soini	PROPN
ijtc-928	26	26	,	,	PUNCT
ijtc-928	26	27	2021	2021	NUM
ijtc-928	26	28	)	)	PUNCT
ijtc-928	26	29	.	.	PUNCT
ijtc-928	27	1	this	this	DET
ijtc-928	27	2	opinion	opinion	NOUN
ijtc-928	27	3	states	state	VERB
ijtc-928	27	4	that	that	SCONJ
ijtc-928	27	5	education	education	NOUN
ijtc-928	27	6	is	be	AUX
ijtc-928	27	7	a	a	DET
ijtc-928	27	8	nurturing	nurture	VERB
ijtc-928	27	9	process	process	NOUN
ijtc-928	27	10	for	for	ADP
ijtc-928	27	11	children	child	NOUN
ijtc-928	27	12	and	and	CCONJ
ijtc-928	27	13	adults	adult	NOUN
ijtc-928	27	14	,	,	PUNCT
ijtc-928	27	15	whereas	whereas	SCONJ
ijtc-928	27	16	this	this	DET
ijtc-928	27	17	opinion	opinion	NOUN
ijtc-928	27	18	still	still	ADV
ijtc-928	27	19	assumes	assume	VERB
ijtc-928	27	20	that	that	SCONJ
ijtc-928	27	21	education	education	NOUN
ijtc-928	27	22	is	be	AUX
ijtc-928	27	23	only	only	ADV
ijtc-928	27	24	a	a	DET
ijtc-928	27	25	teaching	teaching	NOUN
ijtc-928	27	26	process	process	NOUN
ijtc-928	27	27	.	.	PUNCT
ijtc-928	28	1	learning	learn	VERB
ijtc-928	28	2	is	be	AUX
ijtc-928	28	3	both	both	PRON
ijtc-928	28	4	a	a	DET
ijtc-928	28	5	means	mean	NOUN
ijtc-928	28	6	and	and	CCONJ
ijtc-928	28	7	an	an	DET
ijtc-928	28	8	effort	effort	NOUN
ijtc-928	28	9	to	to	PART
ijtc-928	28	10	achieve	achieve	VERB
ijtc-928	28	11	the	the	DET
ijtc-928	28	12	ultimate	ultimate	ADJ
ijtc-928	28	13	goal	goal	NOUN
ijtc-928	28	14	of	of	ADP
ijtc-928	28	15	human	human	ADJ
ijtc-928	28	16	existence	existence	NOUN
ijtc-928	28	17	.	.	PUNCT
ijtc-928	29	1	learning	learn	VERB
ijtc-928	29	2	that	that	PRON
ijtc-928	29	3	takes	take	VERB
ijtc-928	29	4	place	place	NOUN
ijtc-928	29	5	in	in	ADP
ijtc-928	29	6	schools	school	NOUN
ijtc-928	29	7	is	be	AUX
ijtc-928	29	8	generally	generally	ADV
ijtc-928	29	9	intended	intend	VERB
ijtc-928	29	10	to	to	PART
ijtc-928	29	11	encourage	encourage	VERB
ijtc-928	29	12	students	student	NOUN
ijtc-928	29	13	to	to	PART
ijtc-928	29	14	acquire	acquire	VERB
ijtc-928	29	15	knowledge	knowledge	NOUN
ijtc-928	29	16	in	in	ADP
ijtc-928	29	17	a	a	DET
ijtc-928	29	18	structured	structured	ADJ
ijtc-928	29	19	manner	manner	NOUN
ijtc-928	29	20	.	.	PUNCT
ijtc-928	30	1	learning	learning	NOUN
ijtc-928	30	2	is	be	AUX
ijtc-928	30	3	considered	consider	VERB
ijtc-928	30	4	an	an	DET
ijtc-928	30	5	effort	effort	NOUN
ijtc-928	30	6	to	to	PART
ijtc-928	30	7	achieve	achieve	VERB
ijtc-928	30	8	the	the	DET
ijtc-928	30	9	goals	goal	NOUN
ijtc-928	30	10	of	of	ADP
ijtc-928	30	11	human	human	ADJ
ijtc-928	30	12	existence	existence	NOUN
ijtc-928	30	13	supported	support	VERB
ijtc-928	30	14	by	by	ADP
ijtc-928	30	15	abilities	ability	NOUN
ijtc-928	30	16	that	that	PRON
ijtc-928	30	17	can	can	AUX
ijtc-928	30	18	be	be	AUX
ijtc-928	30	19	obtained	obtain	VERB
ijtc-928	30	20	from	from	ADP
ijtc-928	30	21	understanding	understanding	NOUN
ijtc-928	30	22	,	,	PUNCT
ijtc-928	30	23	knowledge	knowledge	NOUN
ijtc-928	30	24	and	and	CCONJ
ijtc-928	30	25	discovery	discovery	NOUN
ijtc-928	30	26	(	(	PUNCT
ijtc-928	30	27	mahdzan	mahdzan	X
ijtc-928	30	28	et	et	PROPN
ijtc-928	30	29	al	al	PROPN
ijtc-928	30	30	.	.	PROPN
ijtc-928	30	31	,	,	PUNCT
ijtc-928	30	32	2020	2020	NUM
ijtc-928	30	33	)	)	PUNCT
ijtc-928	30	34	.	.	PUNCT
ijtc-928	31	1	based	base	VERB
ijtc-928	31	2	on	on	ADP
ijtc-928	31	3	the	the	DET
ijtc-928	31	4	explanation	explanation	NOUN
ijtc-928	31	5	regarding	regard	VERB
ijtc-928	31	6	education	education	NOUN
ijtc-928	31	7	,	,	PUNCT
ijtc-928	31	8	an	an	DET
ijtc-928	31	9	educational	educational	ADJ
ijtc-928	31	10	background	background	NOUN
ijtc-928	31	11	is	be	AUX
ijtc-928	31	12	essential	essential	ADJ
ijtc-928	31	13	for	for	ADP
ijtc-928	31	14	realizing	realize	VERB
ijtc-928	31	15	good	good	ADJ
ijtc-928	31	16	financial	financial	ADJ
ijtc-928	31	17	governance	governance	NOUN
ijtc-928	31	18	.	.	PUNCT
ijtc-928	32	1	suppose	suppose	VERB
ijtc-928	32	2	an	an	DET
ijtc-928	32	3	organization	organization	NOUN
ijtc-928	32	4	's	's	PART
ijtc-928	32	5	finances	finance	NOUN
ijtc-928	32	6	are	be	AUX
ijtc-928	32	7	handled	handle	VERB
ijtc-928	32	8	by	by	ADP
ijtc-928	32	9	people	people	NOUN
ijtc-928	32	10	with	with	ADP
ijtc-928	32	11	an	an	DET
ijtc-928	32	12	educational	educational	ADJ
ijtc-928	32	13	background	background	NOUN
ijtc-928	32	14	in	in	ADP
ijtc-928	32	15	finance	finance	NOUN
ijtc-928	32	16	.	.	PUNCT
ijtc-928	33	1	in	in	ADP
ijtc-928	33	2	that	that	DET
ijtc-928	33	3	case	case	NOUN
ijtc-928	33	4	,	,	PUNCT
ijtc-928	33	5	this	this	PRON
ijtc-928	33	6	will	will	AUX
ijtc-928	33	7	increase	increase	VERB
ijtc-928	33	8	the	the	DET
ijtc-928	33	9	opportunity	opportunity	NOUN
ijtc-928	33	10	for	for	SCONJ
ijtc-928	33	11	the	the	DET
ijtc-928	33	12	financial	financial	ADJ
ijtc-928	33	13	governance	governance	NOUN
ijtc-928	33	14	of	of	ADP
ijtc-928	33	15	the	the	DET
ijtc-928	33	16	organization	organization	NOUN
ijtc-928	33	17	to	to	PART
ijtc-928	33	18	be	be	AUX
ijtc-928	33	19	maximized	maximize	VERB
ijtc-928	33	20	in	in	ADP
ijtc-928	33	21	its	its	PRON
ijtc-928	33	22	implementation	implementation	NOUN
ijtc-928	33	23	so	so	SCONJ
ijtc-928	33	24	that	that	PRON
ijtc-928	33	25	effectiveness	effectiveness	NOUN
ijtc-928	33	26	and	and	CCONJ
ijtc-928	33	27	efficiency	efficiency	NOUN
ijtc-928	33	28	can	can	AUX
ijtc-928	33	29	be	be	AUX
ijtc-928	33	30	achieved	achieve	VERB
ijtc-928	33	31	.	.	PUNCT
ijtc-928	34	1	bumnag	bumnag	VERB
ijtc-928	34	2	in	in	ADP
ijtc-928	34	3	nagari	nagari	PROPN
ijtc-928	34	4	z	z	PROPN
ijtc-928	34	5	has	have	AUX
ijtc-928	34	6	been	be	AUX
ijtc-928	34	7	around	around	ADV
ijtc-928	34	8	for	for	ADP
ijtc-928	34	9	quite	quite	DET
ijtc-928	34	10	a	a	DET
ijtc-928	34	11	long	long	ADJ
ijtc-928	34	12	time	time	NOUN
ijtc-928	34	13	.	.	PUNCT
ijtc-928	35	1	however	however	ADV
ijtc-928	35	2	,	,	PUNCT
ijtc-928	35	3	its	its	PRON
ijtc-928	35	4	financial	financial	ADJ
ijtc-928	35	5	governance	governance	NOUN
ijtc-928	35	6	still	still	ADV
ijtc-928	35	7	needs	need	VERB
ijtc-928	35	8	to	to	PART
ijtc-928	35	9	be	be	AUX
ijtc-928	35	10	more	more	ADV
ijtc-928	35	11	cohesive	cohesive	ADJ
ijtc-928	35	12	due	due	ADP
ijtc-928	35	13	to	to	ADP
ijtc-928	35	14	the	the	DET
ijtc-928	35	15	low	low	ADJ
ijtc-928	35	16	understanding	understanding	NOUN
ijtc-928	35	17	of	of	ADP
ijtc-928	35	18	bumnag	bumnag	ADJ
ijtc-928	35	19	managers	manager	NOUN
ijtc-928	35	20	regarding	regard	VERB
ijtc-928	35	21	good	good	ADJ
ijtc-928	35	22	financial	financial	ADJ
ijtc-928	35	23	governance	governance	NOUN
ijtc-928	35	24	.	.	PUNCT
ijtc-928	36	1	based	base	VERB
ijtc-928	36	2	on	on	ADP
ijtc-928	36	3	observations	observation	NOUN
ijtc-928	36	4	and	and	CCONJ
ijtc-928	36	5	information	information	NOUN
ijtc-928	36	6	provided	provide	VERB
ijtc-928	36	7	by	by	ADP
ijtc-928	36	8	the	the	DET
ijtc-928	36	9	management	management	NOUN
ijtc-928	36	10	of	of	ADP
ijtc-928	36	11	bumnag	bumnag	ADJ
ijtc-928	36	12	nagari	nagari	PROPN
ijtc-928	36	13	z	z	PROPN
ijtc-928	36	14	,	,	PUNCT
ijtc-928	36	15	it	it	PRON
ijtc-928	36	16	is	be	AUX
ijtc-928	36	17	stated	state	VERB
ijtc-928	36	18	that	that	SCONJ
ijtc-928	36	19	the	the	DET
ijtc-928	36	20	financial	financial	ADJ
ijtc-928	36	21	management	management	NOUN
ijtc-928	36	22	of	of	ADP
ijtc-928	36	23	bumnag	bumnag	ADJ
ijtc-928	36	24	nagari	nagari	PROPN
ijtc-928	36	25	z	z	PROPN
ijtc-928	36	26	is	be	AUX
ijtc-928	36	27	still	still	ADV
ijtc-928	36	28	terrible	terrible	ADJ
ijtc-928	36	29	because	because	SCONJ
ijtc-928	36	30	they	they	PRON
ijtc-928	36	31	need	need	VERB
ijtc-928	36	32	to	to	PART
ijtc-928	36	33	understand	understand	VERB
ijtc-928	36	34	how	how	SCONJ
ijtc-928	36	35	to	to	PART
ijtc-928	36	36	manage	manage	VERB
ijtc-928	36	37	finances	finance	NOUN
ijtc-928	36	38	well	well	ADV
ijtc-928	36	39	.	.	PUNCT
ijtc-928	37	1	it	it	PRON
ijtc-928	37	2	was	be	AUX
ijtc-928	37	3	also	also	ADV
ijtc-928	37	4	discovered	discover	VERB
ijtc-928	37	5	that	that	SCONJ
ijtc-928	37	6	there	there	PRON
ijtc-928	37	7	needed	need	VERB
ijtc-928	37	8	to	to	PART
ijtc-928	37	9	be	be	AUX
ijtc-928	37	10	more	more	ADV
ijtc-928	37	11	financial	financial	ADJ
ijtc-928	37	12	-	-	PUNCT
ijtc-928	37	13	related	relate	VERB
ijtc-928	37	14	training	training	NOUN
ijtc-928	37	15	that	that	PRON
ijtc-928	37	16	could	could	AUX
ijtc-928	37	17	increase	increase	VERB
ijtc-928	37	18	their	their	PRON
ijtc-928	37	19	insight	insight	NOUN
ijtc-928	37	20	and	and	CCONJ
ijtc-928	37	21	understanding	understanding	NOUN
ijtc-928	37	22	of	of	ADP
ijtc-928	37	23	good	good	ADJ
ijtc-928	37	24	financial	financial	ADJ
ijtc-928	37	25	governance	governance	NOUN
ijtc-928	37	26	.	.	PUNCT
ijtc-928	38	1	apart	apart	ADV
ijtc-928	38	2	from	from	ADP
ijtc-928	38	3	that	that	PRON
ijtc-928	38	4	,	,	PUNCT
ijtc-928	38	5	some	some	DET
ijtc-928	38	6	findings	finding	NOUN
ijtc-928	38	7	show	show	VERB
ijtc-928	38	8	that	that	SCONJ
ijtc-928	38	9	the	the	DET
ijtc-928	38	10	managers	manager	NOUN
ijtc-928	38	11	of	of	ADP
ijtc-928	38	12	bumnag	bumnag	ADJ
ijtc-928	38	13	nagari	nagari	PROPN
ijtc-928	38	14	z	z	PROPN
ijtc-928	38	15	have	have	VERB
ijtc-928	38	16	an	an	DET
ijtc-928	38	17	educational	educational	ADJ
ijtc-928	38	18	background	background	NOUN
ijtc-928	38	19	that	that	PRON
ijtc-928	38	20	needs	need	VERB
ijtc-928	38	21	to	to	PART
ijtc-928	38	22	be	be	AUX
ijtc-928	38	23	more	more	ADV
ijtc-928	38	24	relevant	relevant	ADJ
ijtc-928	38	25	to	to	ADP
ijtc-928	38	26	the	the	DET
ijtc-928	38	27	field	field	NOUN
ijtc-928	38	28	they	they	PRON
ijtc-928	38	29	are	be	AUX
ijtc-928	38	30	working	work	VERB
ijtc-928	38	31	in	in	ADP
ijtc-928	38	32	.	.	PUNCT
ijtc-928	39	1	for	for	ADP
ijtc-928	39	2	example	example	NOUN
ijtc-928	39	3	,	,	PUNCT
ijtc-928	39	4	the	the	DET
ijtc-928	39	5	treasurer	treasurer	NOUN
ijtc-928	39	6	of	of	ADP
ijtc-928	39	7	bumnag	bumnag	ADJ
ijtc-928	39	8	nagari	nagari	PROPN
ijtc-928	39	9	z	z	PROPN
ijtc-928	39	10	has	have	VERB
ijtc-928	39	11	an	an	DET
ijtc-928	39	12	educational	educational	ADJ
ijtc-928	39	13	background	background	NOUN
ijtc-928	39	14	in	in	ADP
ijtc-928	39	15	the	the	DET
ijtc-928	39	16	field	field	NOUN
ijtc-928	39	17	of	of	ADP
ijtc-928	39	18	sports	sport	NOUN
ijtc-928	39	19	education	education	NOUN
ijtc-928	39	20	,	,	PUNCT
ijtc-928	39	21	even	even	ADV
ijtc-928	39	22	though	though	SCONJ
ijtc-928	39	23	the	the	DET
ijtc-928	39	24	educational	educational	ADJ
ijtc-928	39	25	background	background	NOUN
ijtc-928	39	26	of	of	ADP
ijtc-928	39	27	a	a	DET
ijtc-928	39	28	treasurer	treasurer	NOUN
ijtc-928	39	29	should	should	AUX
ijtc-928	39	30	be	be	AUX
ijtc-928	39	31	in	in	ADP
ijtc-928	39	32	the	the	DET
ijtc-928	39	33	financial	financial	ADJ
ijtc-928	39	34	field	field	NOUN
ijtc-928	39	35	,	,	PUNCT
ijtc-928	39	36	such	such	ADJ
ijtc-928	39	37	as	as	ADP
ijtc-928	39	38	accounting	accounting	NOUN
ijtc-928	39	39	,	,	PUNCT
ijtc-928	39	40	economics	economic	NOUN
ijtc-928	39	41	,	,	PUNCT
ijtc-928	39	42	management	management	NOUN
ijtc-928	39	43	or	or	CCONJ
ijtc-928	39	44	finance	finance	NOUN
ijtc-928	39	45	so	so	SCONJ
ijtc-928	39	46	that	that	SCONJ
ijtc-928	39	47	the	the	DET
ijtc-928	39	48	implementation	implementation	NOUN
ijtc-928	39	49	of	of	ADP
ijtc-928	39	50	the	the	DET
ijtc-928	39	51	performance	performance	NOUN
ijtc-928	39	52	given	give	VERB
ijtc-928	39	53	by	by	ADP
ijtc-928	39	54	the	the	DET
ijtc-928	39	55	management	management	NOUN
ijtc-928	39	56	can	can	AUX
ijtc-928	39	57	be	be	AUX
ijtc-928	39	58	carried	carry	VERB
ijtc-928	39	59	out	out	ADP
ijtc-928	39	60	more	more	ADV
ijtc-928	39	61	optimally	optimally	ADV
ijtc-928	39	62	.	.	PUNCT
ijtc-928	40	1	financial	financial	ADJ
ijtc-928	40	2	management	management	NOUN
ijtc-928	40	3	skills	skill	NOUN
ijtc-928	40	4	are	be	AUX
ijtc-928	40	5	closely	closely	ADV
ijtc-928	40	6	related	relate	VERB
ijtc-928	40	7	to	to	ADP
ijtc-928	40	8	financial	financial	ADJ
ijtc-928	40	9	literacy	literacy	NOUN
ijtc-928	40	10	(	(	PUNCT
ijtc-928	40	11	singh	singh	PROPN
ijtc-928	40	12	&	&	CCONJ
ijtc-928	40	13	singh	singh	PROPN
ijtc-928	40	14	,	,	PUNCT
ijtc-928	40	15	2023	2023	NUM
ijtc-928	40	16	)	)	PUNCT
ijtc-928	40	17	.	.	PUNCT
ijtc-928	41	1	the	the	DET
ijtc-928	41	2	financial	financial	ADJ
ijtc-928	41	3	literacy	literacy	NOUN
ijtc-928	41	4	level	level	NOUN
ijtc-928	41	5	of	of	ADP
ijtc-928	41	6	bumnag	bumnag	ADJ
ijtc-928	41	7	managers	manager	NOUN
ijtc-928	41	8	currently	currently	ADV
ijtc-928	41	9	needs	need	VERB
ijtc-928	41	10	to	to	PART
ijtc-928	41	11	be	be	AUX
ijtc-928	41	12	higher	high	ADJ
ijtc-928	41	13	.	.	PUNCT
ijtc-928	42	1	this	this	PRON
ijtc-928	42	2	is	be	AUX
ijtc-928	42	3	in	in	ADP
ijtc-928	42	4	line	line	NOUN
ijtc-928	42	5	with	with	ADP
ijtc-928	42	6	a	a	DET
ijtc-928	42	7	survey	survey	NOUN
ijtc-928	42	8	conducted	conduct	VERB
ijtc-928	42	9	by	by	ADP
ijtc-928	42	10	the	the	DET
ijtc-928	42	11	financial	financial	PROPN
ijtc-928	42	12	services	service	NOUN
ijtc-928	42	13	authority	authority	NOUN
ijtc-928	42	14	(	(	PUNCT
ijtc-928	42	15	ojk	ojk	NOUN
ijtc-928	42	16	)	)	PUNCT
ijtc-928	42	17	in	in	ADP
ijtc-928	42	18	2019	2019	NUM
ijtc-928	42	19	,	,	PUNCT
ijtc-928	42	20	which	which	PRON
ijtc-928	42	21	showed	show	VERB
ijtc-928	42	22	that	that	SCONJ
ijtc-928	42	23	the	the	DET
ijtc-928	42	24	percentage	percentage	NOUN
ijtc-928	42	25	of	of	ADP
ijtc-928	42	26	financial	financial	ADJ
ijtc-928	42	27	literacy	literacy	NOUN
ijtc-928	42	28	among	among	ADP
ijtc-928	42	29	indonesian	indonesian	ADJ
ijtc-928	42	30	people	people	NOUN
ijtc-928	42	31	was	be	AUX
ijtc-928	42	32	38.03	38.03	NUM
ijtc-928	42	33	%	%	NOUN
ijtc-928	42	34	.	.	PUNCT
ijtc-928	43	1	this	this	DET
ijtc-928	43	2	percentage	percentage	NOUN
ijtc-928	43	3	shows	show	VERB
ijtc-928	43	4	that	that	SCONJ
ijtc-928	43	5	indonesian	indonesian	ADJ
ijtc-928	43	6	people	people	NOUN
ijtc-928	43	7	's	's	PART
ijtc-928	43	8	financial	financial	ADJ
ijtc-928	43	9	literacy	literacy	NOUN
ijtc-928	43	10	level	level	NOUN
ijtc-928	43	11	is	be	AUX
ijtc-928	43	12	still	still	ADV
ijtc-928	43	13	low	low	ADJ
ijtc-928	43	14	compared	compare	VERB
ijtc-928	43	15	to	to	ADP
ijtc-928	43	16	other	other	ADJ
ijtc-928	43	17	asean	asean	ADJ
ijtc-928	43	18	countries	country	NOUN
ijtc-928	43	19	,	,	PUNCT
ijtc-928	43	20	so	so	SCONJ
ijtc-928	43	21	it	it	PRON
ijtc-928	43	22	needs	need	VERB
ijtc-928	43	23	to	to	PART
ijtc-928	43	24	be	be	AUX
ijtc-928	43	25	improved	improve	VERB
ijtc-928	43	26	.	.	PUNCT
ijtc-928	44	1	the	the	DET
ijtc-928	44	2	low	low	ADJ
ijtc-928	44	3	level	level	NOUN
ijtc-928	44	4	of	of	ADP
ijtc-928	44	5	financial	financial	ADJ
ijtc-928	44	6	literacy	literacy	NOUN
ijtc-928	44	7	itself	itself	PRON
ijtc-928	44	8	is	be	AUX
ijtc-928	44	9	also	also	ADV
ijtc-928	44	10	felt	feel	VERB
ijtc-928	44	11	by	by	ADP
ijtc-928	44	12	the	the	DET
ijtc-928	44	13	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	44	14	the	the	DET
ijtc-928	44	15	influence	influence	NOUN
ijtc-928	44	16	of	of	ADP
ijtc-928	44	17	financial	financial	ADJ
ijtc-928	44	18	literacy	literacy	NOUN
ijtc-928	44	19	and	and	CCONJ
ijtc-928	44	20	educational	educational	ADJ
ijtc-928	44	21	background	background	NOUN
ijtc-928	44	22	on	on	ADP
ijtc-928	44	23	the	the	DET
ijtc-928	44	24	financial	financial	ADJ
ijtc-928	44	25	governance	governance	NOUN
ijtc-928	44	26	.	.	PUNCT
ijtc-928	45	1	andriani	andriani	PROPN
ijtc-928	45	2	,	,	PUNCT
ijtc-928	45	3	ananto	ananto	PROPN
ijtc-928	45	4	,	,	PUNCT
ijtc-928	45	5	zahara	zahara	PROPN
ijtc-928	45	6	,	,	PUNCT
ijtc-928	45	7	and	and	CCONJ
ijtc-928	45	8	aprila	aprila	NOUN
ijtc-928	45	9	744	744	NUM
ijtc-928	45	10	|	|	ADV
ijtc-928	45	11	ilomata	ilomata	PROPN
ijtc-928	45	12	international	international	ADJ
ijtc-928	45	13	journal	journal	NOUN
ijtc-928	45	14	of	of	ADP
ijtc-928	45	15	tax	tax	PROPN
ijtc-928	45	16	&	&	CCONJ
ijtc-928	45	17	accounting	accounting	PROPN
ijtc-928	45	18	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	45	19	management	management	NOUN
ijtc-928	45	20	of	of	ADP
ijtc-928	45	21	bumnag	bumnag	ADJ
ijtc-928	45	22	nagari	nagari	PROPN
ijtc-928	45	23	z	z	PROPN
ijtc-928	45	24	,	,	PUNCT
ijtc-928	45	25	causing	cause	VERB
ijtc-928	45	26	the	the	DET
ijtc-928	45	27	financial	financial	ADJ
ijtc-928	45	28	governance	governance	NOUN
ijtc-928	45	29	of	of	ADP
ijtc-928	45	30	this	this	PRON
ijtc-928	45	31	bumnag	bumnag	ADJ
ijtc-928	45	32	to	to	PART
ijtc-928	45	33	be	be	AUX
ijtc-928	45	34	poor	poor	ADJ
ijtc-928	45	35	in	in	ADP
ijtc-928	45	36	reporting	reporting	NOUN
ijtc-928	45	37	and	and	CCONJ
ijtc-928	45	38	accountability	accountability	NOUN
ijtc-928	45	39	.	.	PUNCT
ijtc-928	46	1	the	the	DET
ijtc-928	46	2	problem	problem	NOUN
ijtc-928	46	3	of	of	ADP
ijtc-928	46	4	a	a	DET
ijtc-928	46	5	lack	lack	NOUN
ijtc-928	46	6	of	of	ADP
ijtc-928	46	7	financial	financial	ADJ
ijtc-928	46	8	literacy	literacy	NOUN
ijtc-928	46	9	and	and	CCONJ
ijtc-928	46	10	the	the	DET
ijtc-928	46	11	incompatibility	incompatibility	NOUN
ijtc-928	46	12	of	of	ADP
ijtc-928	46	13	the	the	DET
ijtc-928	46	14	educational	educational	ADJ
ijtc-928	46	15	background	background	NOUN
ijtc-928	46	16	of	of	ADP
ijtc-928	46	17	bumnag	bumnag	ADJ
ijtc-928	46	18	nagari	nagari	PROPN
ijtc-928	46	19	z	z	PROPN
ijtc-928	46	20	managers	manager	NOUN
ijtc-928	46	21	with	with	ADP
ijtc-928	46	22	their	their	PRON
ijtc-928	46	23	duties	duty	NOUN
ijtc-928	46	24	means	mean	VERB
ijtc-928	46	25	that	that	SCONJ
ijtc-928	46	26	the	the	DET
ijtc-928	46	27	financial	financial	ADJ
ijtc-928	46	28	governance	governance	NOUN
ijtc-928	46	29	of	of	ADP
ijtc-928	46	30	bumnag	bumnag	NOUN
ijtc-928	46	31	in	in	ADP
ijtc-928	46	32	nagari	nagari	PROPN
ijtc-928	46	33	z	z	PROPN
ijtc-928	46	34	needs	need	VERB
ijtc-928	46	35	to	to	PART
ijtc-928	46	36	be	be	AUX
ijtc-928	46	37	running	run	VERB
ijtc-928	46	38	optimally	optimally	ADV
ijtc-928	46	39	.	.	PUNCT
ijtc-928	47	1	the	the	DET
ijtc-928	47	2	nagari	nagari	PROPN
ijtc-928	47	3	z	z	PROPN
ijtc-928	47	4	government	government	NOUN
ijtc-928	47	5	also	also	ADV
ijtc-928	47	6	complicated	complicate	VERB
ijtc-928	47	7	this	this	DET
ijtc-928	47	8	problem	problem	NOUN
ijtc-928	47	9	because	because	SCONJ
ijtc-928	47	10	the	the	DET
ijtc-928	47	11	government	government	NOUN
ijtc-928	47	12	was	be	AUX
ijtc-928	47	13	not	not	PART
ijtc-928	47	14	responsive	responsive	ADJ
ijtc-928	47	15	enough	enough	ADV
ijtc-928	47	16	to	to	PART
ijtc-928	47	17	facilitate	facilitate	VERB
ijtc-928	47	18	the	the	DET
ijtc-928	47	19	management	management	NOUN
ijtc-928	47	20	of	of	ADP
ijtc-928	47	21	bumnag	bumnag	ADJ
ijtc-928	47	22	nagari	nagari	PROPN
ijtc-928	47	23	z	z	PROPN
ijtc-928	47	24	to	to	PART
ijtc-928	47	25	participate	participate	VERB
ijtc-928	47	26	in	in	ADP
ijtc-928	47	27	training	training	NOUN
ijtc-928	47	28	related	relate	VERB
ijtc-928	47	29	to	to	ADP
ijtc-928	47	30	increasing	increase	VERB
ijtc-928	47	31	the	the	DET
ijtc-928	47	32	understanding	understanding	NOUN
ijtc-928	47	33	of	of	ADP
ijtc-928	47	34	finance	finance	NOUN
ijtc-928	47	35	.	.	PUNCT
ijtc-928	48	1	this	this	PRON
ijtc-928	48	2	was	be	AUX
ijtc-928	48	3	proven	prove	VERB
ijtc-928	48	4	by	by	ADP
ijtc-928	48	5	the	the	DET
ijtc-928	48	6	initial	initial	ADJ
ijtc-928	48	7	interview	interview	NOUN
ijtc-928	48	8	conducted	conduct	VERB
ijtc-928	48	9	with	with	ADP
ijtc-928	48	10	the	the	DET
ijtc-928	48	11	head	head	NOUN
ijtc-928	48	12	of	of	ADP
ijtc-928	48	13	bumnag	bumnag	ADJ
ijtc-928	48	14	nagari	nagari	PROPN
ijtc-928	48	15	z	z	PROPN
ijtc-928	48	16	,	,	PUNCT
ijtc-928	48	17	who	who	PRON
ijtc-928	48	18	stated	state	VERB
ijtc-928	48	19	that	that	SCONJ
ijtc-928	48	20	nagari	nagari	PROPN
ijtc-928	48	21	had	have	VERB
ijtc-928	48	22	very	very	ADV
ijtc-928	48	23	little	little	ADJ
ijtc-928	48	24	training	training	NOUN
ijtc-928	48	25	in	in	ADP
ijtc-928	48	26	the	the	DET
ijtc-928	48	27	field	field	NOUN
ijtc-928	48	28	of	of	ADP
ijtc-928	48	29	finance	finance	NOUN
ijtc-928	48	30	,	,	PUNCT
ijtc-928	48	31	so	so	ADV
ijtc-928	48	32	they	they	PRON
ijtc-928	48	33	hoped	hope	VERB
ijtc-928	48	34	that	that	SCONJ
ijtc-928	48	35	such	such	ADJ
ijtc-928	48	36	training	training	NOUN
ijtc-928	48	37	would	would	AUX
ijtc-928	48	38	help	help	VERB
ijtc-928	48	39	them	they	PRON
ijtc-928	48	40	realize	realize	VERB
ijtc-928	48	41	good	good	ADJ
ijtc-928	48	42	financial	financial	ADJ
ijtc-928	48	43	governance	governance	NOUN
ijtc-928	48	44	so	so	SCONJ
ijtc-928	48	45	that	that	SCONJ
ijtc-928	48	46	it	it	PRON
ijtc-928	48	47	could	could	AUX
ijtc-928	48	48	have	have	VERB
ijtc-928	48	49	implications	implication	NOUN
ijtc-928	48	50	for	for	ADP
ijtc-928	48	51	improving	improve	VERB
ijtc-928	48	52	the	the	DET
ijtc-928	48	53	village	village	NOUN
ijtc-928	48	54	economy	economy	NOUN
ijtc-928	48	55	.	.	PUNCT
ijtc-928	49	1	based	base	VERB
ijtc-928	49	2	on	on	ADP
ijtc-928	49	3	the	the	DET
ijtc-928	49	4	problems	problem	NOUN
ijtc-928	49	5	found	find	VERB
ijtc-928	49	6	in	in	ADP
ijtc-928	49	7	bumnag	bumnag	ADJ
ijtc-928	49	8	nagari	nagari	PROPN
ijtc-928	49	9	z	z	PROPN
ijtc-928	49	10	,	,	PUNCT
ijtc-928	49	11	through	through	ADP
ijtc-928	49	12	interviews	interview	NOUN
ijtc-928	49	13	conducted	conduct	VERB
ijtc-928	49	14	with	with	ADP
ijtc-928	49	15	the	the	DET
ijtc-928	49	16	director	director	NOUN
ijtc-928	49	17	of	of	ADP
ijtc-928	49	18	bumnag	bumnag	ADJ
ijtc-928	49	19	nagari	nagari	PROPN
ijtc-928	49	20	z	z	PROPN
ijtc-928	49	21	,	,	PUNCT
ijtc-928	49	22	he	he	PRON
ijtc-928	49	23	said	say	VERB
ijtc-928	49	24	that	that	SCONJ
ijtc-928	49	25	the	the	DET
ijtc-928	49	26	financial	financial	ADJ
ijtc-928	49	27	governance	governance	NOUN
ijtc-928	49	28	problems	problem	NOUN
ijtc-928	49	29	of	of	ADP
ijtc-928	49	30	bumnag	bumnag	ADJ
ijtc-928	49	31	were	be	AUX
ijtc-928	49	32	caused	cause	VERB
ijtc-928	49	33	by	by	ADP
ijtc-928	49	34	a	a	DET
ijtc-928	49	35	lack	lack	NOUN
ijtc-928	49	36	of	of	ADP
ijtc-928	49	37	human	human	ADJ
ijtc-928	49	38	resources	resource	NOUN
ijtc-928	49	39	who	who	PRON
ijtc-928	49	40	knew	know	VERB
ijtc-928	49	41	about	about	ADP
ijtc-928	49	42	finance	finance	NOUN
ijtc-928	49	43	.	.	PUNCT
ijtc-928	50	1	apart	apart	ADV
ijtc-928	50	2	from	from	ADP
ijtc-928	50	3	that	that	PRON
ijtc-928	50	4	,	,	PUNCT
ijtc-928	50	5	the	the	DET
ijtc-928	50	6	director	director	NOUN
ijtc-928	50	7	of	of	ADP
ijtc-928	50	8	bumnag	bumnag	PROPN
ijtc-928	50	9	also	also	ADV
ijtc-928	50	10	stated	state	VERB
ijtc-928	50	11	that	that	SCONJ
ijtc-928	50	12	when	when	SCONJ
ijtc-928	50	13	preparing	prepare	VERB
ijtc-928	50	14	bumnag	bumnag	ADJ
ijtc-928	50	15	financial	financial	ADJ
ijtc-928	50	16	reports	report	NOUN
ijtc-928	50	17	,	,	PUNCT
ijtc-928	50	18	they	they	PRON
ijtc-928	50	19	are	be	AUX
ijtc-928	50	20	always	always	ADV
ijtc-928	50	21	made	make	VERB
ijtc-928	50	22	and	and	CCONJ
ijtc-928	50	23	not	not	PART
ijtc-928	50	24	routinely	routinely	ADV
ijtc-928	50	25	because	because	SCONJ
ijtc-928	50	26	those	those	PRON
ijtc-928	50	27	who	who	PRON
ijtc-928	50	28	do	do	VERB
ijtc-928	50	29	the	the	DET
ijtc-928	50	30	financial	financial	ADJ
ijtc-928	50	31	reports	report	NOUN
ijtc-928	50	32	are	be	AUX
ijtc-928	50	33	people	people	NOUN
ijtc-928	50	34	who	who	PRON
ijtc-928	50	35	are	be	AUX
ijtc-928	50	36	not	not	PART
ijtc-928	50	37	educated	educate	VERB
ijtc-928	50	38	in	in	ADP
ijtc-928	50	39	the	the	DET
ijtc-928	50	40	field	field	NOUN
ijtc-928	50	41	of	of	ADP
ijtc-928	50	42	accounting	accounting	NOUN
ijtc-928	50	43	and	and	CCONJ
ijtc-928	50	44	therefore	therefore	ADV
ijtc-928	50	45	,	,	PUNCT
ijtc-928	50	46	have	have	VERB
ijtc-928	50	47	a	a	DET
ijtc-928	50	48	poor	poor	ADJ
ijtc-928	50	49	understanding	understanding	NOUN
ijtc-928	50	50	of	of	ADP
ijtc-928	50	51	how	how	SCONJ
ijtc-928	50	52	to	to	PART
ijtc-928	50	53	make	make	VERB
ijtc-928	50	54	sound	sound	ADJ
ijtc-928	50	55	financial	financial	ADJ
ijtc-928	50	56	reports	report	NOUN
ijtc-928	50	57	.	.	PUNCT
ijtc-928	51	1	apart	apart	ADV
ijtc-928	51	2	from	from	ADP
ijtc-928	51	3	these	these	DET
ijtc-928	51	4	interviews	interview	NOUN
ijtc-928	51	5	,	,	PUNCT
ijtc-928	51	6	we	we	PRON
ijtc-928	51	7	also	also	ADV
ijtc-928	51	8	searched	search	VERB
ijtc-928	51	9	related	related	ADJ
ijtc-928	51	10	documents	document	NOUN
ijtc-928	51	11	and	and	CCONJ
ijtc-928	51	12	found	find	VERB
ijtc-928	51	13	that	that	SCONJ
ijtc-928	51	14	the	the	DET
ijtc-928	51	15	financial	financial	ADJ
ijtc-928	51	16	reports	report	NOUN
ijtc-928	51	17	of	of	ADP
ijtc-928	51	18	this	this	DET
ijtc-928	51	19	bumnag	bumnag	VERB
ijtc-928	51	20	were	be	AUX
ijtc-928	51	21	prepared	prepare	VERB
ijtc-928	51	22	simply	simply	ADV
ijtc-928	51	23	without	without	ADP
ijtc-928	51	24	paying	pay	VERB
ijtc-928	51	25	attention	attention	NOUN
ijtc-928	51	26	to	to	ADP
ijtc-928	51	27	general	general	ADJ
ijtc-928	51	28	accounting	accounting	NOUN
ijtc-928	51	29	rules	rule	NOUN
ijtc-928	51	30	.	.	PUNCT
ijtc-928	52	1	through	through	ADP
ijtc-928	52	2	this	this	DET
ijtc-928	52	3	phenomenon	phenomenon	NOUN
ijtc-928	52	4	,	,	PUNCT
ijtc-928	52	5	this	this	DET
ijtc-928	52	6	research	research	NOUN
ijtc-928	52	7	aims	aim	VERB
ijtc-928	52	8	to	to	PART
ijtc-928	52	9	analyze	analyze	VERB
ijtc-928	52	10	the	the	DET
ijtc-928	52	11	extent	extent	NOUN
ijtc-928	52	12	of	of	ADP
ijtc-928	52	13	the	the	DET
ijtc-928	52	14	impact	impact	NOUN
ijtc-928	52	15	of	of	ADP
ijtc-928	52	16	financial	financial	ADJ
ijtc-928	52	17	literacy	literacy	NOUN
ijtc-928	52	18	and	and	CCONJ
ijtc-928	52	19	educational	educational	ADJ
ijtc-928	52	20	background	background	NOUN
ijtc-928	52	21	on	on	ADP
ijtc-928	52	22	the	the	DET
ijtc-928	52	23	financial	financial	ADJ
ijtc-928	52	24	governance	governance	NOUN
ijtc-928	52	25	of	of	ADP
ijtc-928	52	26	bumnag	bumnag	NOUN
ijtc-928	52	27	in	in	ADP
ijtc-928	52	28	nagari	nagari	PROPN
ijtc-928	52	29	z.	z.	PROPN
ijtc-928	52	30	previous	previous	PROPN
ijtc-928	52	31	research	research	NOUN
ijtc-928	52	32	by	by	ADP
ijtc-928	52	33	aprila	aprila	PROPN
ijtc-928	52	34	et	et	PROPN
ijtc-928	52	35	al	al	PROPN
ijtc-928	52	36	.	.	PROPN
ijtc-928	53	1	(	(	PUNCT
ijtc-928	53	2	2023	2023	NUM
ijtc-928	53	3	)	)	PUNCT
ijtc-928	53	4	only	only	ADV
ijtc-928	53	5	looked	look	VERB
ijtc-928	53	6	at	at	ADP
ijtc-928	53	7	the	the	DET
ijtc-928	53	8	impact	impact	NOUN
ijtc-928	53	9	of	of	ADP
ijtc-928	53	10	bumnag	bumnag	ADJ
ijtc-928	53	11	's	's	PART
ijtc-928	53	12	financial	financial	ADJ
ijtc-928	53	13	management	management	NOUN
ijtc-928	53	14	on	on	ADP
ijtc-928	53	15	community	community	NOUN
ijtc-928	53	16	welfare	welfare	NOUN
ijtc-928	53	17	.	.	PUNCT
ijtc-928	54	1	it	it	PRON
ijtc-928	54	2	should	should	AUX
ijtc-928	54	3	have	have	AUX
ijtc-928	54	4	examined	examine	VERB
ijtc-928	54	5	in	in	ADP
ijtc-928	54	6	more	more	ADJ
ijtc-928	54	7	depth	depth	NOUN
ijtc-928	54	8	the	the	DET
ijtc-928	54	9	financial	financial	ADJ
ijtc-928	54	10	governance	governance	NOUN
ijtc-928	54	11	of	of	ADP
ijtc-928	54	12	bumnag	bumnag	ADJ
ijtc-928	54	13	.	.	PUNCT
ijtc-928	55	1	apart	apart	ADV
ijtc-928	55	2	from	from	ADP
ijtc-928	55	3	that	that	PRON
ijtc-928	55	4	,	,	PUNCT
ijtc-928	55	5	previous	previous	ADJ
ijtc-928	55	6	research	research	NOUN
ijtc-928	55	7	conducted	conduct	VERB
ijtc-928	55	8	by	by	ADP
ijtc-928	55	9	rahayu	rahayu	PROPN
ijtc-928	55	10	et	et	PROPN
ijtc-928	55	11	al	al	PROPN
ijtc-928	55	12	.	.	PROPN
ijtc-928	56	1	(	(	PUNCT
ijtc-928	56	2	2022	2022	NUM
ijtc-928	56	3	)	)	PUNCT
ijtc-928	56	4	examined	examine	VERB
ijtc-928	56	5	the	the	DET
ijtc-928	56	6	influence	influence	NOUN
ijtc-928	56	7	of	of	ADP
ijtc-928	56	8	financial	financial	ADJ
ijtc-928	56	9	literacy	literacy	NOUN
ijtc-928	56	10	on	on	ADP
ijtc-928	56	11	the	the	DET
ijtc-928	56	12	management	management	NOUN
ijtc-928	56	13	of	of	ADP
ijtc-928	56	14	nagari	nagari	PROPN
ijtc-928	56	15	-	-	PUNCT
ijtc-928	56	16	owned	own	VERB
ijtc-928	56	17	enterprises	enterprise	NOUN
ijtc-928	56	18	(	(	PUNCT
ijtc-928	56	19	bumnag	bumnag	ADJ
ijtc-928	56	20	)	)	PUNCT
ijtc-928	56	21	in	in	ADP
ijtc-928	56	22	west	west	PROPN
ijtc-928	56	23	sumatra	sumatra	PROPN
ijtc-928	56	24	and	and	CCONJ
ijtc-928	56	25	looked	look	VERB
ijtc-928	56	26	at	at	ADP
ijtc-928	56	27	what	what	PRON
ijtc-928	56	28	factors	factor	NOUN
ijtc-928	56	29	influenced	influence	VERB
ijtc-928	56	30	it	it	PRON
ijtc-928	56	31	.	.	PUNCT
ijtc-928	57	1	agency	agency	NOUN
ijtc-928	57	2	theory	theory	NOUN
ijtc-928	57	3	agency	agency	NOUN
ijtc-928	57	4	theory	theory	NOUN
ijtc-928	57	5	explains	explain	VERB
ijtc-928	57	6	the	the	DET
ijtc-928	57	7	relationship	relationship	NOUN
ijtc-928	57	8	between	between	ADP
ijtc-928	57	9	principals	principal	NOUN
ijtc-928	57	10	,	,	PUNCT
ijtc-928	57	11	namely	namely	ADV
ijtc-928	57	12	shareholders	shareholder	NOUN
ijtc-928	57	13	or	or	CCONJ
ijtc-928	57	14	owners	owner	NOUN
ijtc-928	57	15	of	of	ADP
ijtc-928	57	16	a	a	DET
ijtc-928	57	17	company	company	NOUN
ijtc-928	57	18	,	,	PUNCT
ijtc-928	57	19	and	and	CCONJ
ijtc-928	57	20	management	management	NOUN
ijtc-928	57	21	or	or	CCONJ
ijtc-928	57	22	agents	agent	NOUN
ijtc-928	57	23	(	(	PUNCT
ijtc-928	57	24	melin	melin	PROPN
ijtc-928	57	25	&	&	CCONJ
ijtc-928	57	26	gaddefors	gaddefors	PROPN
ijtc-928	57	27	,	,	PUNCT
ijtc-928	57	28	2023	2023	NUM
ijtc-928	57	29	)	)	PUNCT
ijtc-928	57	30	.	.	PUNCT
ijtc-928	58	1	this	this	DET
ijtc-928	58	2	theory	theory	NOUN
ijtc-928	58	3	arises	arise	VERB
ijtc-928	58	4	when	when	SCONJ
ijtc-928	58	5	the	the	DET
ijtc-928	58	6	principal	principal	NOUN
ijtc-928	58	7	appoints	appoint	VERB
ijtc-928	58	8	another	another	DET
ijtc-928	58	9	party	party	NOUN
ijtc-928	58	10	to	to	PART
ijtc-928	58	11	manage	manage	VERB
ijtc-928	58	12	the	the	DET
ijtc-928	58	13	company	company	NOUN
ijtc-928	58	14	.	.	PUNCT
ijtc-928	59	1	principals	principal	NOUN
ijtc-928	59	2	and	and	CCONJ
ijtc-928	59	3	agents	agent	NOUN
ijtc-928	59	4	are	be	AUX
ijtc-928	59	5	two	two	NUM
ijtc-928	59	6	different	different	ADJ
ijtc-928	59	7	camps	camp	NOUN
ijtc-928	59	8	(	(	PUNCT
ijtc-928	59	9	beal	beal	NOUN
ijtc-928	59	10	partyka	partyka	NOUN
ijtc-928	59	11	,	,	PUNCT
ijtc-928	59	12	2022	2022	NUM
ijtc-928	59	13	)	)	PUNCT
ijtc-928	59	14	.	.	PUNCT
ijtc-928	60	1	with	with	ADP
ijtc-928	60	2	this	this	DET
ijtc-928	60	3	theory	theory	NOUN
ijtc-928	60	4	,	,	PUNCT
ijtc-928	60	5	principals	principal	NOUN
ijtc-928	60	6	may	may	AUX
ijtc-928	60	7	not	not	PART
ijtc-928	60	8	interfere	interfere	VERB
ijtc-928	60	9	in	in	ADP
ijtc-928	60	10	the	the	DET
ijtc-928	60	11	work	work	NOUN
ijtc-928	60	12	carried	carry	VERB
ijtc-928	60	13	out	out	ADP
ijtc-928	60	14	by	by	ADP
ijtc-928	60	15	their	their	PRON
ijtc-928	60	16	agents	agent	NOUN
ijtc-928	60	17	,	,	PUNCT
ijtc-928	60	18	even	even	ADV
ijtc-928	60	19	though	though	SCONJ
ijtc-928	60	20	they	they	PRON
ijtc-928	60	21	are	be	AUX
ijtc-928	60	22	the	the	DET
ijtc-928	60	23	ones	one	NOUN
ijtc-928	60	24	who	who	PRON
ijtc-928	60	25	appoint	appoint	VERB
ijtc-928	60	26	and	and	CCONJ
ijtc-928	60	27	employ	employ	VERB
ijtc-928	60	28	members	member	NOUN
ijtc-928	60	29	of	of	ADP
ijtc-928	60	30	the	the	DET
ijtc-928	60	31	management	management	NOUN
ijtc-928	60	32	.	.	PUNCT
ijtc-928	61	1	this	this	PRON
ijtc-928	61	2	is	be	AUX
ijtc-928	61	3	because	because	SCONJ
ijtc-928	61	4	both	both	PRON
ijtc-928	61	5	of	of	ADP
ijtc-928	61	6	them	they	PRON
ijtc-928	61	7	already	already	ADV
ijtc-928	61	8	have	have	VERB
ijtc-928	61	9	their	their	PRON
ijtc-928	61	10	duties	duty	NOUN
ijtc-928	61	11	and	and	CCONJ
ijtc-928	61	12	responsibilities	responsibility	NOUN
ijtc-928	61	13	,	,	PUNCT
ijtc-928	61	14	which	which	PRON
ijtc-928	61	15	are	be	AUX
ijtc-928	61	16	separate	separate	ADJ
ijtc-928	61	17	from	from	ADP
ijtc-928	61	18	each	each	DET
ijtc-928	61	19	other	other	ADJ
ijtc-928	61	20	(	(	PUNCT
ijtc-928	61	21	matinheikki	matinheikki	NOUN
ijtc-928	61	22	et	et	PROPN
ijtc-928	61	23	al	al	PROPN
ijtc-928	61	24	.	.	PROPN
ijtc-928	61	25	,	,	PUNCT
ijtc-928	61	26	2022	2022	NUM
ijtc-928	61	27	)	)	PUNCT
ijtc-928	61	28	.	.	PUNCT
ijtc-928	62	1	governance	governance	NOUN
ijtc-928	62	2	governance	governance	NOUN
ijtc-928	62	3	is	be	AUX
ijtc-928	62	4	a	a	DET
ijtc-928	62	5	series	series	NOUN
ijtc-928	62	6	of	of	ADP
ijtc-928	62	7	policies	policy	NOUN
ijtc-928	62	8	,	,	PUNCT
ijtc-928	62	9	rules	rule	NOUN
ijtc-928	62	10	,	,	PUNCT
ijtc-928	62	11	or	or	CCONJ
ijtc-928	62	12	frameworks	framework	NOUN
ijtc-928	62	13	that	that	PRON
ijtc-928	62	14	a	a	DET
ijtc-928	62	15	company	company	NOUN
ijtc-928	62	16	uses	use	VERB
ijtc-928	62	17	to	to	PART
ijtc-928	62	18	achieve	achieve	VERB
ijtc-928	62	19	its	its	PRON
ijtc-928	62	20	business	business	NOUN
ijtc-928	62	21	goals	goal	NOUN
ijtc-928	62	22	(	(	PUNCT
ijtc-928	62	23	andriani	andriani	PROPN
ijtc-928	62	24	,	,	PUNCT
ijtc-928	62	25	2023	2023	NUM
ijtc-928	62	26	)	)	PUNCT
ijtc-928	62	27	.	.	PUNCT
ijtc-928	63	1	governance	governance	NOUN
ijtc-928	63	2	defines	define	VERB
ijtc-928	63	3	the	the	DET
ijtc-928	63	4	responsibilities	responsibility	NOUN
ijtc-928	63	5	of	of	ADP
ijtc-928	63	6	key	key	ADJ
ijtc-928	63	7	stakeholders	stakeholder	NOUN
ijtc-928	63	8	.	.	PUNCT
ijtc-928	64	1	good	good	ADJ
ijtc-928	64	2	corporate	corporate	ADJ
ijtc-928	64	3	governance	governance	NOUN
ijtc-928	64	4	supports	support	VERB
ijtc-928	64	5	the	the	DET
ijtc-928	64	6	team	team	NOUN
ijtc-928	64	7	,	,	PUNCT
ijtc-928	64	8	including	include	VERB
ijtc-928	64	9	corporate	corporate	ADJ
ijtc-928	64	10	social	social	ADJ
ijtc-928	64	11	responsibility	responsibility	NOUN
ijtc-928	64	12	policies	policy	NOUN
ijtc-928	64	13	in	in	ADP
ijtc-928	64	14	the	the	DET
ijtc-928	64	15	plan	plan	NOUN
ijtc-928	64	16	(	(	PUNCT
ijtc-928	64	17	sofia	sofia	NOUN
ijtc-928	64	18	et	et	PROPN
ijtc-928	64	19	al	al	PROPN
ijtc-928	64	20	.	.	PROPN
ijtc-928	64	21	,	,	PUNCT
ijtc-928	64	22	2023	2023	NUM
ijtc-928	64	23	)	)	PUNCT
ijtc-928	64	24	.	.	PUNCT
ijtc-928	65	1	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-928	65	2	the	the	DET
ijtc-928	65	3	influence	influence	NOUN
ijtc-928	65	4	of	of	ADP
ijtc-928	65	5	financial	financial	ADJ
ijtc-928	65	6	literacy	literacy	NOUN
ijtc-928	65	7	and	and	CCONJ
ijtc-928	65	8	educational	educational	ADJ
ijtc-928	65	9	background	background	NOUN
ijtc-928	65	10	on	on	ADP
ijtc-928	65	11	the	the	DET
ijtc-928	65	12	financial	financial	ADJ
ijtc-928	65	13	governance	governance	NOUN
ijtc-928	65	14	.	.	PUNCT
ijtc-928	66	1	andriani	andriani	PROPN
ijtc-928	66	2	,	,	PUNCT
ijtc-928	66	3	ananto	ananto	PROPN
ijtc-928	66	4	,	,	PUNCT
ijtc-928	66	5	zahara	zahara	PROPN
ijtc-928	66	6	,	,	PUNCT
ijtc-928	66	7	and	and	CCONJ
ijtc-928	66	8	aprila	aprila	PROPN
ijtc-928	66	9	745	745	NUM
ijtc-928	66	10	|	|	ADV
ijtc-928	66	11	ilomata	ilomata	PROPN
ijtc-928	66	12	international	international	ADJ
ijtc-928	66	13	journal	journal	NOUN
ijtc-928	66	14	of	of	ADP
ijtc-928	66	15	tax	tax	PROPN
ijtc-928	66	16	&	&	CCONJ
ijtc-928	66	17	accounting	accounting	PROPN
ijtc-928	66	18	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	66	19	research	research	NOUN
ijtc-928	66	20	framework	framework	NOUN
ijtc-928	66	21	figure	figure	NOUN
ijtc-928	66	22	1	1	NUM
ijtc-928	66	23	.	.	PUNCT
ijtc-928	66	24	research	research	NOUN
ijtc-928	66	25	framework	framework	NOUN
ijtc-928	66	26	the	the	DET
ijtc-928	66	27	influence	influence	NOUN
ijtc-928	66	28	of	of	ADP
ijtc-928	66	29	financial	financial	ADJ
ijtc-928	66	30	literacy	literacy	NOUN
ijtc-928	66	31	on	on	ADP
ijtc-928	66	32	bumnag	bumnag	ADJ
ijtc-928	66	33	financial	financial	ADJ
ijtc-928	66	34	governance	governance	NOUN
ijtc-928	66	35	financial	financial	ADJ
ijtc-928	66	36	literacy	literacy	NOUN
ijtc-928	66	37	is	be	AUX
ijtc-928	66	38	people	people	NOUN
ijtc-928	66	39	's	's	PART
ijtc-928	66	40	knowledge	knowledge	NOUN
ijtc-928	66	41	and	and	CCONJ
ijtc-928	66	42	skills	skill	NOUN
ijtc-928	66	43	that	that	PRON
ijtc-928	66	44	can	can	AUX
ijtc-928	66	45	provide	provide	VERB
ijtc-928	66	46	confidence	confidence	NOUN
ijtc-928	66	47	regarding	regard	VERB
ijtc-928	66	48	financial	financial	ADJ
ijtc-928	66	49	institutions	institution	NOUN
ijtc-928	66	50	and	and	CCONJ
ijtc-928	66	51	their	their	PRON
ijtc-928	66	52	various	various	ADJ
ijtc-928	66	53	products	product	NOUN
ijtc-928	66	54	within	within	ADP
ijtc-928	66	55	index	index	NOUN
ijtc-928	66	56	size	size	NOUN
ijtc-928	66	57	parameters	parameter	NOUN
ijtc-928	66	58	(	(	PUNCT
ijtc-928	66	59	kakinuma	kakinuma	PROPN
ijtc-928	66	60	,	,	PUNCT
ijtc-928	66	61	2022	2022	NUM
ijtc-928	66	62	)	)	PUNCT
ijtc-928	66	63	.	.	PUNCT
ijtc-928	67	1	bumnag	bumnag	ADJ
ijtc-928	67	2	managers	manager	NOUN
ijtc-928	67	3	must	must	AUX
ijtc-928	67	4	pay	pay	VERB
ijtc-928	67	5	attention	attention	NOUN
ijtc-928	67	6	to	to	ADP
ijtc-928	67	7	the	the	DET
ijtc-928	67	8	level	level	NOUN
ijtc-928	67	9	of	of	ADP
ijtc-928	67	10	financial	financial	ADJ
ijtc-928	67	11	literacy	literacy	NOUN
ijtc-928	67	12	so	so	SCONJ
ijtc-928	67	13	that	that	SCONJ
ijtc-928	67	14	management	management	NOUN
ijtc-928	67	15	can	can	AUX
ijtc-928	67	16	be	be	AUX
ijtc-928	67	17	implemented	implement	VERB
ijtc-928	67	18	well	well	ADV
ijtc-928	67	19	.	.	PUNCT
ijtc-928	68	1	that	that	DET
ijtc-928	68	2	sound	sound	VERB
ijtc-928	68	3	financial	financial	ADJ
ijtc-928	68	4	governance	governance	NOUN
ijtc-928	68	5	will	will	AUX
ijtc-928	68	6	be	be	AUX
ijtc-928	68	7	achieved	achieve	VERB
ijtc-928	68	8	by	by	ADP
ijtc-928	68	9	what	what	PRON
ijtc-928	68	10	the	the	DET
ijtc-928	68	11	community	community	NOUN
ijtc-928	68	12	expects	expect	VERB
ijtc-928	68	13	.	.	PUNCT
ijtc-928	69	1	the	the	DET
ijtc-928	69	2	better	well	ADJ
ijtc-928	69	3	financial	financial	ADJ
ijtc-928	69	4	literacy	literacy	NOUN
ijtc-928	69	5	of	of	ADP
ijtc-928	69	6	bumnag	bumnag	ADJ
ijtc-928	69	7	managers	manager	NOUN
ijtc-928	69	8	will	will	AUX
ijtc-928	69	9	undoubtedly	undoubtedly	ADV
ijtc-928	69	10	impact	impact	VERB
ijtc-928	69	11	the	the	PRON
ijtc-928	69	12	better	well	ADJ
ijtc-928	69	13	the	the	DET
ijtc-928	69	14	financial	financial	ADJ
ijtc-928	69	15	governance	governance	NOUN
ijtc-928	69	16	of	of	ADP
ijtc-928	69	17	bumnag	bumnag	ADJ
ijtc-928	69	18	itself	itself	PRON
ijtc-928	69	19	(	(	PUNCT
ijtc-928	69	20	rosalina	rosalina	PROPN
ijtc-928	69	21	et	et	PROPN
ijtc-928	69	22	al	al	PROPN
ijtc-928	69	23	.	.	PROPN
ijtc-928	69	24	,	,	PUNCT
ijtc-928	69	25	2022	2022	NUM
ijtc-928	69	26	)	)	PUNCT
ijtc-928	69	27	.	.	PUNCT
ijtc-928	70	1	understanding	understand	VERB
ijtc-928	70	2	finances	finance	NOUN
ijtc-928	70	3	will	will	AUX
ijtc-928	70	4	be	be	AUX
ijtc-928	70	5	directly	directly	ADV
ijtc-928	70	6	proportional	proportional	ADJ
ijtc-928	70	7	to	to	ADP
ijtc-928	70	8	how	how	SCONJ
ijtc-928	70	9	a	a	DET
ijtc-928	70	10	person	person	NOUN
ijtc-928	70	11	manages	manage	VERB
ijtc-928	70	12	those	those	DET
ijtc-928	70	13	finances	finance	NOUN
ijtc-928	70	14	.	.	PUNCT
ijtc-928	71	1	the	the	PRON
ijtc-928	71	2	better	well	ADJ
ijtc-928	71	3	the	the	DET
ijtc-928	71	4	understanding	understanding	NOUN
ijtc-928	71	5	of	of	ADP
ijtc-928	71	6	bumnag	bumnag	ADJ
ijtc-928	71	7	managers	manager	NOUN
ijtc-928	71	8	,	,	PUNCT
ijtc-928	71	9	the	the	DET
ijtc-928	71	10	more	more	ADJ
ijtc-928	71	11	steps	step	NOUN
ijtc-928	71	12	can	can	AUX
ijtc-928	71	13	be	be	AUX
ijtc-928	71	14	taken	take	VERB
ijtc-928	71	15	to	to	PART
ijtc-928	71	16	make	make	VERB
ijtc-928	71	17	bumnag	bumnag	ADJ
ijtc-928	71	18	financial	financial	ADJ
ijtc-928	71	19	governance	governance	NOUN
ijtc-928	71	20	efficient	efficient	ADJ
ijtc-928	71	21	and	and	CCONJ
ijtc-928	71	22	effective	effective	ADJ
ijtc-928	71	23	.	.	PUNCT
ijtc-928	72	1	in	in	ADP
ijtc-928	72	2	line	line	NOUN
ijtc-928	72	3	with	with	ADP
ijtc-928	72	4	agency	agency	NOUN
ijtc-928	72	5	theory	theory	NOUN
ijtc-928	72	6	,	,	PUNCT
ijtc-928	72	7	bumnag	bumnag	ADJ
ijtc-928	72	8	managers	manager	NOUN
ijtc-928	72	9	,	,	PUNCT
ijtc-928	72	10	as	as	SCONJ
ijtc-928	72	11	parties	party	NOUN
ijtc-928	72	12	who	who	PRON
ijtc-928	72	13	are	be	AUX
ijtc-928	72	14	trusted	trust	VERB
ijtc-928	72	15	by	by	ADP
ijtc-928	72	16	the	the	DET
ijtc-928	72	17	public	public	NOUN
ijtc-928	72	18	,	,	PUNCT
ijtc-928	72	19	must	must	AUX
ijtc-928	72	20	be	be	AUX
ijtc-928	72	21	able	able	ADJ
ijtc-928	72	22	to	to	PART
ijtc-928	72	23	demonstrate	demonstrate	VERB
ijtc-928	72	24	to	to	ADP
ijtc-928	72	25	the	the	DET
ijtc-928	72	26	public	public	NOUN
ijtc-928	72	27	the	the	DET
ijtc-928	72	28	excellent	excellent	ADJ
ijtc-928	72	29	performance	performance	NOUN
ijtc-928	72	30	through	through	ADP
ijtc-928	72	31	bumnag	bumnag	ADJ
ijtc-928	72	32	financial	financial	ADJ
ijtc-928	72	33	management	management	NOUN
ijtc-928	72	34	that	that	PRON
ijtc-928	72	35	is	be	AUX
ijtc-928	72	36	expected	expect	VERB
ijtc-928	72	37	at	at	ADP
ijtc-928	72	38	the	the	DET
ijtc-928	72	39	time	time	NOUN
ijtc-928	72	40	of	of	ADP
ijtc-928	72	41	establishing	establish	VERB
ijtc-928	72	42	bumnag	bumnag	ADJ
ijtc-928	72	43	.	.	PUNCT
ijtc-928	73	1	agency	agency	NOUN
ijtc-928	73	2	theory	theory	NOUN
ijtc-928	73	3	emphasizes	emphasize	VERB
ijtc-928	73	4	the	the	DET
ijtc-928	73	5	agent	agent	NOUN
ijtc-928	73	6	being	be	AUX
ijtc-928	73	7	able	able	ADJ
ijtc-928	73	8	to	to	PART
ijtc-928	73	9	provide	provide	VERB
ijtc-928	73	10	real	real	ADJ
ijtc-928	73	11	accountability	accountability	NOUN
ijtc-928	73	12	to	to	ADP
ijtc-928	73	13	the	the	DET
ijtc-928	73	14	principal	principal	NOUN
ijtc-928	73	15	.	.	PUNCT
ijtc-928	74	1	through	through	ADP
ijtc-928	74	2	sound	sound	ADJ
ijtc-928	74	3	financial	financial	ADJ
ijtc-928	74	4	governance	governance	NOUN
ijtc-928	74	5	,	,	PUNCT
ijtc-928	74	6	bumnag	bumnag	VERB
ijtc-928	74	7	is	be	AUX
ijtc-928	74	8	a	a	DET
ijtc-928	74	9	form	form	NOUN
ijtc-928	74	10	of	of	ADP
ijtc-928	74	11	accountability	accountability	NOUN
ijtc-928	74	12	the	the	DET
ijtc-928	74	13	management	management	NOUN
ijtc-928	74	14	gives	give	VERB
ijtc-928	74	15	to	to	ADP
ijtc-928	74	16	the	the	DET
ijtc-928	74	17	community	community	NOUN
ijtc-928	74	18	.	.	PUNCT
ijtc-928	75	1	of	of	ADP
ijtc-928	75	2	course	course	ADV
ijtc-928	75	3	,	,	PUNCT
ijtc-928	75	4	to	to	PART
ijtc-928	75	5	realize	realize	VERB
ijtc-928	75	6	good	good	ADJ
ijtc-928	75	7	bumnag	bumnag	ADJ
ijtc-928	75	8	financial	financial	ADJ
ijtc-928	75	9	governance	governance	NOUN
ijtc-928	75	10	,	,	PUNCT
ijtc-928	75	11	bumnag	bumnag	ADJ
ijtc-928	75	12	managers	manager	NOUN
ijtc-928	75	13	need	need	VERB
ijtc-928	75	14	an	an	DET
ijtc-928	75	15	understanding	understanding	NOUN
ijtc-928	75	16	of	of	ADP
ijtc-928	75	17	finances	finance	NOUN
ijtc-928	75	18	so	so	SCONJ
ijtc-928	75	19	that	that	SCONJ
ijtc-928	75	20	they	they	PRON
ijtc-928	75	21	can	can	AUX
ijtc-928	75	22	manage	manage	VERB
ijtc-928	75	23	bumnag	bumnag	ADJ
ijtc-928	75	24	finances	finance	NOUN
ijtc-928	75	25	well	well	ADV
ijtc-928	75	26	and	and	CCONJ
ijtc-928	75	27	carry	carry	VERB
ijtc-928	75	28	out	out	ADP
ijtc-928	75	29	good	good	ADJ
ijtc-928	75	30	accountability	accountability	NOUN
ijtc-928	75	31	.	.	PUNCT
ijtc-928	76	1	previous	previous	ADJ
ijtc-928	76	2	research	research	NOUN
ijtc-928	76	3	conducted	conduct	VERB
ijtc-928	76	4	by	by	ADP
ijtc-928	76	5	rahayu	rahayu	PROPN
ijtc-928	76	6	et	et	PROPN
ijtc-928	76	7	al	al	PROPN
ijtc-928	76	8	.	.	PROPN
ijtc-928	77	1	(	(	PUNCT
ijtc-928	77	2	2022	2022	NUM
ijtc-928	77	3	)	)	PUNCT
ijtc-928	77	4	shows	show	VERB
ijtc-928	77	5	that	that	SCONJ
ijtc-928	77	6	there	there	PRON
ijtc-928	77	7	is	be	VERB
ijtc-928	77	8	an	an	DET
ijtc-928	77	9	influence	influence	NOUN
ijtc-928	77	10	of	of	ADP
ijtc-928	77	11	financial	financial	ADJ
ijtc-928	77	12	literacy	literacy	NOUN
ijtc-928	77	13	on	on	ADP
ijtc-928	77	14	the	the	DET
ijtc-928	77	15	financial	financial	ADJ
ijtc-928	77	16	performance	performance	NOUN
ijtc-928	77	17	of	of	ADP
ijtc-928	77	18	bumnag	bumnag	ADJ
ijtc-928	77	19	.	.	PUNCT
ijtc-928	78	1	apart	apart	ADV
ijtc-928	78	2	from	from	ADP
ijtc-928	78	3	that	that	PRON
ijtc-928	78	4	,	,	PUNCT
ijtc-928	78	5	research	research	NOUN
ijtc-928	78	6	conducted	conduct	VERB
ijtc-928	78	7	by	by	ADP
ijtc-928	78	8	artha	artha	PROPN
ijtc-928	78	9	and	and	CCONJ
ijtc-928	78	10	wibowo	wibowo	PROPN
ijtc-928	78	11	(	(	PUNCT
ijtc-928	78	12	2023	2023	NUM
ijtc-928	78	13	)	)	PUNCT
ijtc-928	78	14	and	and	CCONJ
ijtc-928	78	15	atikah	atikah	PROPN
ijtc-928	78	16	and	and	CCONJ
ijtc-928	78	17	kurniawan	kurniawan	X
ijtc-928	78	18	(	(	PUNCT
ijtc-928	78	19	2021	2021	NUM
ijtc-928	78	20	)	)	PUNCT
ijtc-928	78	21	shows	show	VERB
ijtc-928	78	22	that	that	SCONJ
ijtc-928	78	23	financial	financial	ADJ
ijtc-928	78	24	literacy	literacy	NOUN
ijtc-928	78	25	influences	influence	VERB
ijtc-928	78	26	financial	financial	ADJ
ijtc-928	78	27	governance	governance	NOUN
ijtc-928	78	28	.	.	PUNCT
ijtc-928	79	1	the	the	DET
ijtc-928	79	2	better	well	ADJ
ijtc-928	79	3	financial	financial	ADJ
ijtc-928	79	4	literacy	literacy	NOUN
ijtc-928	79	5	,	,	PUNCT
ijtc-928	79	6	the	the	DET
ijtc-928	79	7	better	well	ADJ
ijtc-928	79	8	financial	financial	ADJ
ijtc-928	79	9	governance	governance	NOUN
ijtc-928	79	10	will	will	AUX
ijtc-928	79	11	be	be	AUX
ijtc-928	79	12	because	because	SCONJ
ijtc-928	79	13	managers	manager	NOUN
ijtc-928	79	14	'	'	PART
ijtc-928	79	15	better	well	ADJ
ijtc-928	79	16	understanding	understanding	NOUN
ijtc-928	79	17	of	of	ADP
ijtc-928	79	18	financial	financial	ADJ
ijtc-928	79	19	knowledge	knowledge	NOUN
ijtc-928	79	20	will	will	AUX
ijtc-928	79	21	undoubtedly	undoubtedly	ADV
ijtc-928	79	22	make	make	VERB
ijtc-928	79	23	their	their	PRON
ijtc-928	79	24	actions	action	NOUN
ijtc-928	79	25	in	in	ADP
ijtc-928	79	26	managing	manage	VERB
ijtc-928	79	27	finances	finance	NOUN
ijtc-928	79	28	good	good	ADJ
ijtc-928	79	29	.	.	PUNCT
ijtc-928	80	1	h1	h1	PROPN
ijtc-928	80	2	:	:	PUNCT
ijtc-928	80	3	financial	financial	ADJ
ijtc-928	80	4	literacy	literacy	NOUN
ijtc-928	80	5	influences	influence	VERB
ijtc-928	80	6	the	the	DET
ijtc-928	80	7	financial	financial	ADJ
ijtc-928	80	8	governance	governance	NOUN
ijtc-928	80	9	of	of	ADP
ijtc-928	80	10	bumnag	bumnag	VERB
ijtc-928	80	11	the	the	DET
ijtc-928	80	12	influence	influence	NOUN
ijtc-928	80	13	of	of	ADP
ijtc-928	80	14	educational	educational	ADJ
ijtc-928	80	15	background	background	NOUN
ijtc-928	80	16	on	on	ADP
ijtc-928	80	17	bumnag	bumnag	ADJ
ijtc-928	80	18	financial	financial	ADJ
ijtc-928	80	19	governance	governance	NOUN
ijtc-928	80	20	education	education	NOUN
ijtc-928	80	21	is	be	AUX
ijtc-928	80	22	forming	form	VERB
ijtc-928	80	23	fundamental	fundamental	ADJ
ijtc-928	80	24	intellectual	intellectual	ADJ
ijtc-928	80	25	and	and	CCONJ
ijtc-928	80	26	emotional	emotional	ADJ
ijtc-928	80	27	skills	skill	NOUN
ijtc-928	80	28	towards	towards	ADP
ijtc-928	80	29	nature	nature	NOUN
ijtc-928	80	30	and	and	CCONJ
ijtc-928	80	31	fellow	fellow	ADJ
ijtc-928	80	32	humans	human	NOUN
ijtc-928	80	33	(	(	PUNCT
ijtc-928	80	34	awwad	awwad	PROPN
ijtc-928	80	35	et	et	PROPN
ijtc-928	80	36	al	al	PROPN
ijtc-928	80	37	.	.	PROPN
ijtc-928	80	38	,	,	PUNCT
ijtc-928	80	39	2023	2023	NUM
ijtc-928	80	40	)	)	PUNCT
ijtc-928	80	41	.	.	PUNCT
ijtc-928	81	1	forming	form	VERB
ijtc-928	81	2	skills	skill	NOUN
ijtc-928	81	3	built	build	VERB
ijtc-928	81	4	through	through	ADP
ijtc-928	81	5	education	education	NOUN
ijtc-928	81	6	will	will	AUX
ijtc-928	81	7	make	make	VERB
ijtc-928	81	8	someone	someone	PRON
ijtc-928	81	9	an	an	DET
ijtc-928	81	10	expert	expert	NOUN
ijtc-928	81	11	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-928	81	12	the	the	DET
ijtc-928	81	13	influence	influence	NOUN
ijtc-928	81	14	of	of	ADP
ijtc-928	81	15	financial	financial	ADJ
ijtc-928	81	16	literacy	literacy	NOUN
ijtc-928	81	17	and	and	CCONJ
ijtc-928	81	18	educational	educational	ADJ
ijtc-928	81	19	background	background	NOUN
ijtc-928	81	20	on	on	ADP
ijtc-928	81	21	the	the	DET
ijtc-928	81	22	financial	financial	ADJ
ijtc-928	81	23	governance	governance	NOUN
ijtc-928	81	24	.	.	PUNCT
ijtc-928	82	1	andriani	andriani	PROPN
ijtc-928	82	2	,	,	PUNCT
ijtc-928	82	3	ananto	ananto	PROPN
ijtc-928	82	4	,	,	PUNCT
ijtc-928	82	5	zahara	zahara	PROPN
ijtc-928	82	6	,	,	PUNCT
ijtc-928	82	7	and	and	CCONJ
ijtc-928	82	8	aprila	aprila	NOUN
ijtc-928	82	9	746	746	NUM
ijtc-928	82	10	|	|	ADV
ijtc-928	82	11	ilomata	ilomata	NOUN
ijtc-928	82	12	international	international	ADJ
ijtc-928	82	13	journal	journal	NOUN
ijtc-928	82	14	of	of	ADP
ijtc-928	82	15	tax	tax	PROPN
ijtc-928	82	16	&	&	CCONJ
ijtc-928	82	17	accounting	accounting	NOUN
ijtc-928	82	18	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-928	82	19	in	in	ADP
ijtc-928	82	20	doing	do	VERB
ijtc-928	82	21	something	something	PRON
ijtc-928	82	22	according	accord	VERB
ijtc-928	82	23	to	to	ADP
ijtc-928	82	24	their	their	PRON
ijtc-928	82	25	field	field	NOUN
ijtc-928	82	26	.	.	PUNCT
ijtc-928	83	1	the	the	PRON
ijtc-928	83	2	longer	long	ADJ
ijtc-928	83	3	a	a	DET
ijtc-928	83	4	person	person	NOUN
ijtc-928	83	5	studies	study	VERB
ijtc-928	83	6	a	a	DET
ijtc-928	83	7	field	field	NOUN
ijtc-928	83	8	of	of	ADP
ijtc-928	83	9	science	science	NOUN
ijtc-928	83	10	,	,	PUNCT
ijtc-928	83	11	the	the	DET
ijtc-928	83	12	more	more	ADV
ijtc-928	83	13	adept	adept	ADJ
ijtc-928	83	14	the	the	DET
ijtc-928	83	15	individual	individual	NOUN
ijtc-928	83	16	will	will	AUX
ijtc-928	83	17	be	be	AUX
ijtc-928	83	18	at	at	ADP
ijtc-928	83	19	working	work	VERB
ijtc-928	83	20	in	in	ADP
ijtc-928	83	21	that	that	DET
ijtc-928	83	22	field	field	NOUN
ijtc-928	83	23	(	(	PUNCT
ijtc-928	83	24	ma	ma	PROPN
ijtc-928	83	25	,	,	PUNCT
ijtc-928	83	26	2021	2021	NUM
ijtc-928	83	27	)	)	PUNCT
ijtc-928	83	28	.	.	PUNCT
ijtc-928	84	1	that	that	PRON
ijtc-928	84	2	is	be	AUX
ijtc-928	84	3	why	why	SCONJ
ijtc-928	84	4	the	the	DET
ijtc-928	84	5	bumnag	bumnag	ADJ
ijtc-928	84	6	management	management	NOUN
ijtc-928	84	7	in	in	ADP
ijtc-928	84	8	nagari	nagari	PROPN
ijtc-928	84	9	z	z	PROPN
ijtc-928	84	10	needs	need	VERB
ijtc-928	84	11	to	to	PART
ijtc-928	84	12	be	be	AUX
ijtc-928	84	13	able	able	ADJ
ijtc-928	84	14	to	to	PART
ijtc-928	84	15	appoint	appoint	VERB
ijtc-928	84	16	the	the	DET
ijtc-928	84	17	right	right	ADJ
ijtc-928	84	18	person	person	NOUN
ijtc-928	84	19	for	for	ADP
ijtc-928	84	20	each	each	DET
ijtc-928	84	21	position	position	NOUN
ijtc-928	84	22	in	in	ADP
ijtc-928	84	23	the	the	DET
ijtc-928	84	24	bumnag	bumnag	ADJ
ijtc-928	84	25	management	management	NOUN
ijtc-928	84	26	so	so	SCONJ
ijtc-928	84	27	that	that	SCONJ
ijtc-928	84	28	they	they	PRON
ijtc-928	84	29	can	can	AUX
ijtc-928	84	30	provide	provide	VERB
ijtc-928	84	31	exemplary	exemplary	ADJ
ijtc-928	84	32	performance	performance	NOUN
ijtc-928	84	33	based	base	VERB
ijtc-928	84	34	on	on	ADP
ijtc-928	84	35	what	what	PRON
ijtc-928	84	36	the	the	DET
ijtc-928	84	37	community	community	NOUN
ijtc-928	84	38	expects	expect	VERB
ijtc-928	84	39	.	.	PUNCT
ijtc-928	85	1	the	the	DET
ijtc-928	85	2	more	more	ADV
ijtc-928	85	3	appropriate	appropriate	ADJ
ijtc-928	85	4	the	the	DET
ijtc-928	85	5	educational	educational	ADJ
ijtc-928	85	6	background	background	NOUN
ijtc-928	85	7	of	of	ADP
ijtc-928	85	8	bumnag	bumnag	ADJ
ijtc-928	85	9	managers	manager	NOUN
ijtc-928	85	10	to	to	ADP
ijtc-928	85	11	the	the	DET
ijtc-928	85	12	field	field	NOUN
ijtc-928	85	13	of	of	ADP
ijtc-928	85	14	work	work	NOUN
ijtc-928	85	15	entrusted	entrust	VERB
ijtc-928	85	16	to	to	ADP
ijtc-928	85	17	them	they	PRON
ijtc-928	85	18	,	,	PUNCT
ijtc-928	85	19	the	the	PRON
ijtc-928	85	20	more	more	ADV
ijtc-928	85	21	the	the	DET
ijtc-928	85	22	individual	individual	NOUN
ijtc-928	85	23	's	's	PART
ijtc-928	85	24	performance	performance	NOUN
ijtc-928	85	25	will	will	AUX
ijtc-928	85	26	improve	improve	VERB
ijtc-928	85	27	so	so	SCONJ
ijtc-928	85	28	that	that	SCONJ
ijtc-928	85	29	it	it	PRON
ijtc-928	85	30	will	will	AUX
ijtc-928	85	31	have	have	VERB
ijtc-928	85	32	implications	implication	NOUN
ijtc-928	85	33	for	for	ADP
ijtc-928	85	34	good	good	ADJ
ijtc-928	85	35	financial	financial	ADJ
ijtc-928	85	36	governance	governance	NOUN
ijtc-928	85	37	of	of	ADP
ijtc-928	85	38	bumnag	bumnag	ADJ
ijtc-928	85	39	and	and	CCONJ
ijtc-928	85	40	in	in	ADP
ijtc-928	85	41	line	line	NOUN
ijtc-928	85	42	with	with	ADP
ijtc-928	85	43	community	community	NOUN
ijtc-928	85	44	expectations	expectation	NOUN
ijtc-928	85	45	.	.	PUNCT
ijtc-928	86	1	if	if	SCONJ
ijtc-928	86	2	someone	someone	PRON
ijtc-928	86	3	works	work	VERB
ijtc-928	86	4	in	in	ADP
ijtc-928	86	5	a	a	DET
ijtc-928	86	6	field	field	NOUN
ijtc-928	86	7	they	they	PRON
ijtc-928	86	8	already	already	ADV
ijtc-928	86	9	understand	understand	VERB
ijtc-928	86	10	,	,	PUNCT
ijtc-928	86	11	there	there	PRON
ijtc-928	86	12	will	will	AUX
ijtc-928	86	13	undoubtedly	undoubtedly	ADV
ijtc-928	86	14	be	be	AUX
ijtc-928	86	15	many	many	ADJ
ijtc-928	86	16	innovative	innovative	ADJ
ijtc-928	86	17	steps	step	NOUN
ijtc-928	86	18	that	that	PRON
ijtc-928	86	19	that	that	DET
ijtc-928	86	20	individual	individual	NOUN
ijtc-928	86	21	can	can	AUX
ijtc-928	86	22	take	take	VERB
ijtc-928	86	23	.	.	PUNCT
ijtc-928	87	1	on	on	ADP
ijtc-928	87	2	the	the	DET
ijtc-928	87	3	other	other	ADJ
ijtc-928	87	4	hand	hand	NOUN
ijtc-928	87	5	,	,	PUNCT
ijtc-928	87	6	if	if	SCONJ
ijtc-928	87	7	an	an	DET
ijtc-928	87	8	individual	individual	NOUN
ijtc-928	87	9	works	work	VERB
ijtc-928	87	10	outside	outside	ADP
ijtc-928	87	11	his	his	PRON
ijtc-928	87	12	field	field	NOUN
ijtc-928	87	13	of	of	ADP
ijtc-928	87	14	expertise	expertise	NOUN
ijtc-928	87	15	,	,	PUNCT
ijtc-928	87	16	it	it	PRON
ijtc-928	87	17	will	will	AUX
ijtc-928	87	18	undoubtedly	undoubtedly	ADV
ijtc-928	87	19	cause	cause	VERB
ijtc-928	87	20	the	the	DET
ijtc-928	87	21	individual	individual	NOUN
ijtc-928	87	22	to	to	PART
ijtc-928	87	23	be	be	AUX
ijtc-928	87	24	hampered	hamper	VERB
ijtc-928	87	25	in	in	ADP
ijtc-928	87	26	developing	develop	VERB
ijtc-928	87	27	ideas	idea	NOUN
ijtc-928	87	28	that	that	PRON
ijtc-928	87	29	can	can	AUX
ijtc-928	87	30	provide	provide	VERB
ijtc-928	87	31	progress	progress	NOUN
ijtc-928	87	32	to	to	ADP
ijtc-928	87	33	the	the	DET
ijtc-928	87	34	organization	organization	NOUN
ijtc-928	87	35	(	(	PUNCT
ijtc-928	87	36	tuor	tuor	NOUN
ijtc-928	87	37	sartore	sartore	NOUN
ijtc-928	87	38	&	&	CCONJ
ijtc-928	87	39	backes	backes	PROPN
ijtc-928	87	40	-	-	PUNCT
ijtc-928	87	41	gellner	gellner	NOUN
ijtc-928	87	42	,	,	PUNCT
ijtc-928	87	43	2020	2020	NUM
ijtc-928	87	44	)	)	PUNCT
ijtc-928	87	45	.	.	PUNCT
ijtc-928	88	1	in	in	ADP
ijtc-928	88	2	line	line	NOUN
ijtc-928	88	3	with	with	ADP
ijtc-928	88	4	agency	agency	NOUN
ijtc-928	88	5	theory	theory	NOUN
ijtc-928	88	6	,	,	PUNCT
ijtc-928	88	7	agents	agent	NOUN
ijtc-928	88	8	must	must	AUX
ijtc-928	88	9	be	be	AUX
ijtc-928	88	10	able	able	ADJ
ijtc-928	88	11	to	to	PART
ijtc-928	88	12	provide	provide	VERB
ijtc-928	88	13	maximum	maximum	ADJ
ijtc-928	88	14	performance	performance	NOUN
ijtc-928	88	15	as	as	ADP
ijtc-928	88	16	a	a	DET
ijtc-928	88	17	form	form	NOUN
ijtc-928	88	18	of	of	ADP
ijtc-928	88	19	seriousness	seriousness	NOUN
ijtc-928	88	20	regarding	regard	VERB
ijtc-928	88	21	the	the	DET
ijtc-928	88	22	trust	trust	NOUN
ijtc-928	88	23	given	give	VERB
ijtc-928	88	24	by	by	ADP
ijtc-928	88	25	the	the	DET
ijtc-928	88	26	principal	principal	NOUN
ijtc-928	88	27	(	(	PUNCT
ijtc-928	88	28	andriani	andriani	PROPN
ijtc-928	88	29	et	et	PROPN
ijtc-928	88	30	al	al	PROPN
ijtc-928	88	31	.	.	PROPN
ijtc-928	88	32	,	,	PUNCT
ijtc-928	88	33	2023	2023	NUM
ijtc-928	88	34	)	)	PUNCT
ijtc-928	88	35	.	.	PUNCT
ijtc-928	89	1	in	in	ADP
ijtc-928	89	2	this	this	DET
ijtc-928	89	3	case	case	NOUN
ijtc-928	89	4	,	,	PUNCT
ijtc-928	89	5	bumnag	bumnag	ADJ
ijtc-928	89	6	managers	manager	NOUN
ijtc-928	89	7	as	as	SCONJ
ijtc-928	89	8	agents	agent	NOUN
ijtc-928	89	9	must	must	AUX
ijtc-928	89	10	be	be	AUX
ijtc-928	89	11	able	able	ADJ
ijtc-928	89	12	to	to	PART
ijtc-928	89	13	meet	meet	VERB
ijtc-928	89	14	these	these	DET
ijtc-928	89	15	demands	demand	NOUN
ijtc-928	89	16	by	by	ADP
ijtc-928	89	17	placing	place	VERB
ijtc-928	89	18	administrators	administrator	NOUN
ijtc-928	89	19	according	accord	VERB
ijtc-928	89	20	to	to	ADP
ijtc-928	89	21	their	their	PRON
ijtc-928	89	22	educational	educational	ADJ
ijtc-928	89	23	background	background	NOUN
ijtc-928	89	24	to	to	PART
ijtc-928	89	25	impact	impact	VERB
ijtc-928	89	26	bumnag	bumnag	ADJ
ijtc-928	89	27	's	's	PART
ijtc-928	89	28	development	development	NOUN
ijtc-928	89	29	positively	positively	ADV
ijtc-928	89	30	.	.	PUNCT
ijtc-928	90	1	if	if	SCONJ
ijtc-928	90	2	bumnag	bumnag	ADJ
ijtc-928	90	3	managers	manager	NOUN
ijtc-928	90	4	are	be	AUX
ijtc-928	90	5	placed	place	VERB
ijtc-928	90	6	according	accord	VERB
ijtc-928	90	7	to	to	ADP
ijtc-928	90	8	their	their	PRON
ijtc-928	90	9	educational	educational	ADJ
ijtc-928	90	10	background	background	NOUN
ijtc-928	90	11	,	,	PUNCT
ijtc-928	90	12	this	this	PRON
ijtc-928	90	13	will	will	AUX
ijtc-928	90	14	impact	impact	VERB
ijtc-928	90	15	the	the	DET
ijtc-928	90	16	innovation	innovation	NOUN
ijtc-928	90	17	these	these	DET
ijtc-928	90	18	managers	manager	NOUN
ijtc-928	90	19	provide	provide	VERB
ijtc-928	90	20	.	.	PUNCT
ijtc-928	91	1	that	that	PRON
ijtc-928	91	2	is	be	AUX
ijtc-928	91	3	why	why	SCONJ
ijtc-928	91	4	the	the	DET
ijtc-928	91	5	educational	educational	ADJ
ijtc-928	91	6	background	background	NOUN
ijtc-928	91	7	can	can	AUX
ijtc-928	91	8	influence	influence	VERB
ijtc-928	91	9	the	the	DET
ijtc-928	91	10	financial	financial	ADJ
ijtc-928	91	11	governance	governance	NOUN
ijtc-928	91	12	of	of	ADP
ijtc-928	91	13	bumnag	bumnag	ADJ
ijtc-928	91	14	.	.	PUNCT
ijtc-928	92	1	research	research	NOUN
ijtc-928	92	2	by	by	ADP
ijtc-928	92	3	rahayu	rahayu	PROPN
ijtc-928	92	4	et	et	PROPN
ijtc-928	92	5	al	al	PROPN
ijtc-928	92	6	.	.	PROPN
ijtc-928	93	1	(	(	PUNCT
ijtc-928	93	2	2022	2022	NUM
ijtc-928	93	3	)	)	PUNCT
ijtc-928	93	4	states	state	VERB
ijtc-928	93	5	that	that	SCONJ
ijtc-928	93	6	demographic	demographic	ADJ
ijtc-928	93	7	factors	factor	NOUN
ijtc-928	93	8	influence	influence	VERB
ijtc-928	93	9	financial	financial	ADJ
ijtc-928	93	10	performance	performance	NOUN
ijtc-928	93	11	,	,	PUNCT
ijtc-928	93	12	one	one	NUM
ijtc-928	93	13	of	of	ADP
ijtc-928	93	14	which	which	PRON
ijtc-928	93	15	is	be	AUX
ijtc-928	93	16	educational	educational	ADJ
ijtc-928	93	17	background	background	NOUN
ijtc-928	93	18	.	.	PUNCT
ijtc-928	94	1	besides	besides	SCONJ
ijtc-928	94	2	that	that	PRON
ijtc-928	94	3	,	,	PUNCT
ijtc-928	94	4	previous	previous	ADJ
ijtc-928	94	5	research	research	NOUN
ijtc-928	94	6	by	by	ADP
ijtc-928	94	7	khusaini	khusaini	PROPN
ijtc-928	94	8	et	et	PROPN
ijtc-928	94	9	al	al	PROPN
ijtc-928	94	10	.	.	PROPN
ijtc-928	95	1	(	(	PUNCT
ijtc-928	95	2	2022	2022	NUM
ijtc-928	95	3	)	)	PUNCT
ijtc-928	95	4	showed	show	VERB
ijtc-928	95	5	that	that	SCONJ
ijtc-928	95	6	educational	educational	ADJ
ijtc-928	95	7	background	background	NOUN
ijtc-928	95	8	influences	influence	VERB
ijtc-928	95	9	financial	financial	ADJ
ijtc-928	95	10	governance	governance	NOUN
ijtc-928	95	11	.	.	PUNCT
ijtc-928	96	1	financial	financial	ADJ
ijtc-928	96	2	governance	governance	NOUN
ijtc-928	96	3	will	will	AUX
ijtc-928	96	4	be	be	AUX
ijtc-928	96	5	more	more	ADV
ijtc-928	96	6	focused	focused	ADJ
ijtc-928	96	7	and	and	CCONJ
ijtc-928	96	8	run	run	VERB
ijtc-928	96	9	well	well	ADV
ijtc-928	96	10	if	if	SCONJ
ijtc-928	96	11	the	the	DET
ijtc-928	96	12	managers	manager	NOUN
ijtc-928	96	13	who	who	PRON
ijtc-928	96	14	carry	carry	VERB
ijtc-928	96	15	out	out	ADP
ijtc-928	96	16	bumnag	bumnag	ADJ
ijtc-928	96	17	financial	financial	ADJ
ijtc-928	96	18	management	management	NOUN
ijtc-928	96	19	come	come	VERB
ijtc-928	96	20	from	from	ADP
ijtc-928	96	21	the	the	DET
ijtc-928	96	22	accounting	accounting	NOUN
ijtc-928	96	23	sector	sector	NOUN
ijtc-928	96	24	.	.	PUNCT
ijtc-928	97	1	the	the	DET
ijtc-928	97	2	results	result	NOUN
ijtc-928	97	3	of	of	ADP
ijtc-928	97	4	this	this	DET
ijtc-928	97	5	research	research	NOUN
ijtc-928	97	6	are	be	AUX
ijtc-928	97	7	also	also	ADV
ijtc-928	97	8	strengthened	strengthen	VERB
ijtc-928	97	9	by	by	ADP
ijtc-928	97	10	research	research	NOUN
ijtc-928	97	11	conducted	conduct	VERB
ijtc-928	97	12	by	by	ADP
ijtc-928	97	13	izzalqurny	izzalqurny	NOUN
ijtc-928	97	14	et	et	PROPN
ijtc-928	97	15	al	al	PROPN
ijtc-928	97	16	.	.	PROPN
ijtc-928	98	1	(	(	PUNCT
ijtc-928	98	2	2022	2022	NUM
ijtc-928	98	3	)	)	PUNCT
ijtc-928	98	4	,	,	PUNCT
ijtc-928	98	5	which	which	PRON
ijtc-928	98	6	revealed	reveal	VERB
ijtc-928	98	7	that	that	SCONJ
ijtc-928	98	8	the	the	DET
ijtc-928	98	9	educational	educational	ADJ
ijtc-928	98	10	background	background	NOUN
ijtc-928	98	11	of	of	ADP
ijtc-928	98	12	bumdes	bumde	NOUN
ijtc-928	98	13	managers	manager	NOUN
ijtc-928	98	14	will	will	AUX
ijtc-928	98	15	have	have	VERB
ijtc-928	98	16	an	an	DET
ijtc-928	98	17	impact	impact	NOUN
ijtc-928	98	18	on	on	ADP
ijtc-928	98	19	improving	improve	VERB
ijtc-928	98	20	good	good	ADJ
ijtc-928	98	21	financial	financial	ADJ
ijtc-928	98	22	governance	governance	NOUN
ijtc-928	98	23	.	.	PUNCT
ijtc-928	99	1	h2	h2	NOUN
ijtc-928	99	2	:	:	PUNCT
ijtc-928	99	3	latar	latar	NOUN
ijtc-928	99	4	belakang	belakang	PROPN
ijtc-928	99	5	pendidikan	pendidikan	PROPN
ijtc-928	99	6	berpengaruh	berpengaruh	PROPN
ijtc-928	99	7	terhadap	terhadap	PROPN
ijtc-928	99	8	tata	tata	PROPN
ijtc-928	99	9	kelola	kelola	PROPN
ijtc-928	99	10	keuangan	keuangan	PROPN
ijtc-928	99	11	bumnag	bumnag	VERB
ijtc-928	99	12	the	the	DET
ijtc-928	99	13	influence	influence	NOUN
ijtc-928	99	14	of	of	ADP
ijtc-928	99	15	financial	financial	ADJ
ijtc-928	99	16	literacy	literacy	NOUN
ijtc-928	99	17	and	and	CCONJ
ijtc-928	99	18	educational	educational	ADJ
ijtc-928	99	19	background	background	NOUN
ijtc-928	99	20	on	on	ADP
ijtc-928	99	21	bumnag	bumnag	ADJ
ijtc-928	99	22	financial	financial	ADJ
ijtc-928	99	23	governance	governance	NOUN
ijtc-928	99	24	every	every	DET
ijtc-928	99	25	individual	individual	NOUN
ijtc-928	99	26	must	must	AUX
ijtc-928	99	27	improve	improve	VERB
ijtc-928	99	28	financial	financial	ADJ
ijtc-928	99	29	literacy	literacy	NOUN
ijtc-928	99	30	to	to	PART
ijtc-928	99	31	increase	increase	VERB
ijtc-928	99	32	their	their	PRON
ijtc-928	99	33	abilities	ability	NOUN
ijtc-928	99	34	regarding	regard	VERB
ijtc-928	99	35	understanding	understanding	NOUN
ijtc-928	99	36	and	and	CCONJ
ijtc-928	99	37	managing	manage	VERB
ijtc-928	99	38	finances	finance	NOUN
ijtc-928	99	39	properly	properly	ADV
ijtc-928	99	40	and	and	CCONJ
ijtc-928	99	41	correctly	correctly	ADV
ijtc-928	99	42	(	(	PUNCT
ijtc-928	99	43	hussain	hussain	PROPN
ijtc-928	99	44	et	et	PROPN
ijtc-928	99	45	al	al	PROPN
ijtc-928	99	46	.	.	PROPN
ijtc-928	99	47	,	,	PUNCT
ijtc-928	99	48	2021	2021	NUM
ijtc-928	99	49	)	)	PUNCT
ijtc-928	99	50	.	.	PUNCT
ijtc-928	100	1	education	education	NOUN
ijtc-928	100	2	is	be	AUX
ijtc-928	100	3	one	one	NUM
ijtc-928	100	4	place	place	NOUN
ijtc-928	100	5	to	to	PART
ijtc-928	100	6	provide	provide	VERB
ijtc-928	100	7	financial	financial	ADJ
ijtc-928	100	8	literacy	literacy	NOUN
ijtc-928	100	9	development	development	NOUN
ijtc-928	100	10	to	to	ADP
ijtc-928	100	11	society	society	NOUN
ijtc-928	100	12	(	(	PUNCT
ijtc-928	100	13	hasan	hasan	PROPN
ijtc-928	100	14	et	et	PROPN
ijtc-928	100	15	al	al	PROPN
ijtc-928	100	16	.	.	PROPN
ijtc-928	100	17	,	,	PUNCT
ijtc-928	100	18	2021	2021	NUM
ijtc-928	100	19	)	)	PUNCT
ijtc-928	100	20	.	.	PUNCT
ijtc-928	101	1	through	through	ADP
ijtc-928	101	2	education	education	NOUN
ijtc-928	101	3	,	,	PUNCT
ijtc-928	101	4	people	people	NOUN
ijtc-928	101	5	can	can	AUX
ijtc-928	101	6	learn	learn	VERB
ijtc-928	101	7	lessons	lesson	NOUN
ijtc-928	101	8	related	relate	VERB
ijtc-928	101	9	to	to	ADP
ijtc-928	101	10	finance	finance	NOUN
ijtc-928	101	11	,	,	PUNCT
ijtc-928	101	12	both	both	CCONJ
ijtc-928	101	13	in	in	ADP
ijtc-928	101	14	terms	term	NOUN
ijtc-928	101	15	of	of	ADP
ijtc-928	101	16	understanding	understanding	NOUN
ijtc-928	101	17	and	and	CCONJ
ijtc-928	101	18	practice	practice	NOUN
ijtc-928	101	19	.	.	PUNCT
ijtc-928	102	1	education	education	NOUN
ijtc-928	102	2	is	be	AUX
ijtc-928	102	3	fundamental	fundamental	ADJ
ijtc-928	102	4	for	for	ADP
ijtc-928	102	5	placing	place	VERB
ijtc-928	102	6	someone	someone	PRON
ijtc-928	102	7	in	in	ADP
ijtc-928	102	8	a	a	DET
ijtc-928	102	9	field	field	NOUN
ijtc-928	102	10	to	to	PART
ijtc-928	102	11	perform	perform	VERB
ijtc-928	102	12	well	well	ADV
ijtc-928	102	13	in	in	ADP
ijtc-928	102	14	an	an	DET
ijtc-928	102	15	organization	organization	NOUN
ijtc-928	102	16	(	(	PUNCT
ijtc-928	102	17	lusardi	lusardi	PROPN
ijtc-928	102	18	,	,	PUNCT
ijtc-928	102	19	2019	2019	NUM
ijtc-928	102	20	)	)	PUNCT
ijtc-928	102	21	.	.	PUNCT
ijtc-928	103	1	the	the	DET
ijtc-928	103	2	link	link	NOUN
ijtc-928	103	3	between	between	ADP
ijtc-928	103	4	education	education	NOUN
ijtc-928	103	5	and	and	CCONJ
ijtc-928	103	6	financial	financial	ADJ
ijtc-928	103	7	literacy	literacy	NOUN
ijtc-928	103	8	shows	show	VERB
ijtc-928	103	9	these	these	DET
ijtc-928	103	10	two	two	NUM
ijtc-928	103	11	things	thing	NOUN
ijtc-928	103	12	can	can	AUX
ijtc-928	103	13	influence	influence	VERB
ijtc-928	103	14	financial	financial	ADJ
ijtc-928	103	15	governance	governance	NOUN
ijtc-928	103	16	.	.	PUNCT
ijtc-928	104	1	the	the	DET
ijtc-928	104	2	better	well	ADJ
ijtc-928	104	3	the	the	DET
ijtc-928	104	4	level	level	NOUN
ijtc-928	104	5	of	of	ADP
ijtc-928	104	6	individual	individual	ADJ
ijtc-928	104	7	financial	financial	ADJ
ijtc-928	104	8	literacy	literacy	NOUN
ijtc-928	104	9	,	,	PUNCT
ijtc-928	104	10	the	the	PRON
ijtc-928	104	11	more	more	ADJ
ijtc-928	104	12	it	it	PRON
ijtc-928	104	13	will	will	AUX
ijtc-928	104	14	encourage	encourage	VERB
ijtc-928	104	15	the	the	DET
ijtc-928	104	16	realization	realization	NOUN
ijtc-928	104	17	of	of	ADP
ijtc-928	104	18	good	good	ADJ
ijtc-928	104	19	bumnag	bumnag	ADJ
ijtc-928	104	20	financial	financial	ADJ
ijtc-928	104	21	governance	governance	NOUN
ijtc-928	104	22	.	.	PUNCT
ijtc-928	105	1	likewise	likewise	ADV
ijtc-928	105	2	,	,	PUNCT
ijtc-928	105	3	education	education	NOUN
ijtc-928	105	4	will	will	AUX
ijtc-928	105	5	be	be	AUX
ijtc-928	105	6	directly	directly	ADV
ijtc-928	105	7	proportional	proportional	ADJ
ijtc-928	105	8	to	to	ADP
ijtc-928	105	9	a	a	DET
ijtc-928	105	10	person	person	NOUN
ijtc-928	105	11	's	's	PART
ijtc-928	105	12	performance	performance	NOUN
ijtc-928	105	13	regarding	regard	VERB
ijtc-928	105	14	the	the	DET
ijtc-928	105	15	financial	financial	ADJ
ijtc-928	105	16	governance	governance	NOUN
ijtc-928	105	17	of	of	ADP
ijtc-928	105	18	bumnag	bumnag	ADJ
ijtc-928	105	19	.	.	PUNCT
ijtc-928	106	1	this	this	PRON
ijtc-928	106	2	is	be	AUX
ijtc-928	106	3	in	in	ADP
ijtc-928	106	4	line	line	NOUN
ijtc-928	106	5	with	with	ADP
ijtc-928	106	6	the	the	DET
ijtc-928	106	7	concept	concept	NOUN
ijtc-928	106	8	of	of	ADP
ijtc-928	106	9	agency	agency	NOUN
ijtc-928	106	10	theory	theory	NOUN
ijtc-928	106	11	,	,	PUNCT
ijtc-928	106	12	which	which	PRON
ijtc-928	106	13	states	state	VERB
ijtc-928	106	14	that	that	SCONJ
ijtc-928	106	15	,	,	PUNCT
ijtc-928	106	16	essentially	essentially	ADV
ijtc-928	106	17	,	,	PUNCT
ijtc-928	106	18	the	the	DET
ijtc-928	106	19	people	people	NOUN
ijtc-928	106	20	in	in	ADP
ijtc-928	106	21	an	an	DET
ijtc-928	106	22	organization	organization	NOUN
ijtc-928	106	23	are	be	AUX
ijtc-928	106	24	individuals	individual	NOUN
ijtc-928	106	25	who	who	PRON
ijtc-928	106	26	have	have	AUX
ijtc-928	106	27	been	be	AUX
ijtc-928	106	28	selected	select	VERB
ijtc-928	106	29	by	by	ADP
ijtc-928	106	30	the	the	DET
ijtc-928	106	31	goals	goal	NOUN
ijtc-928	106	32	of	of	ADP
ijtc-928	106	33	an	an	DET
ijtc-928	106	34	organization	organization	NOUN
ijtc-928	106	35	(	(	PUNCT
ijtc-928	106	36	andriani	andriani	PROPN
ijtc-928	106	37	et	et	PROPN
ijtc-928	106	38	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	106	39	the	the	DET
ijtc-928	106	40	influence	influence	NOUN
ijtc-928	106	41	of	of	ADP
ijtc-928	106	42	financial	financial	ADJ
ijtc-928	106	43	literacy	literacy	NOUN
ijtc-928	106	44	and	and	CCONJ
ijtc-928	106	45	educational	educational	ADJ
ijtc-928	106	46	background	background	NOUN
ijtc-928	106	47	on	on	ADP
ijtc-928	106	48	the	the	DET
ijtc-928	106	49	financial	financial	ADJ
ijtc-928	106	50	governance	governance	NOUN
ijtc-928	106	51	.	.	PUNCT
ijtc-928	107	1	andriani	andriani	PROPN
ijtc-928	107	2	,	,	PUNCT
ijtc-928	107	3	ananto	ananto	PROPN
ijtc-928	107	4	,	,	PUNCT
ijtc-928	107	5	zahara	zahara	PROPN
ijtc-928	107	6	,	,	PUNCT
ijtc-928	107	7	and	and	CCONJ
ijtc-928	107	8	aprila	aprila	PROPN
ijtc-928	107	9	747	747	NUM
ijtc-928	107	10	|	|	ADV
ijtc-928	107	11	ilomata	ilomata	PROPN
ijtc-928	107	12	international	international	ADJ
ijtc-928	107	13	journal	journal	NOUN
ijtc-928	107	14	of	of	ADP
ijtc-928	107	15	tax	tax	PROPN
ijtc-928	107	16	&	&	CCONJ
ijtc-928	107	17	accounting	accounting	PROPN
ijtc-928	107	18	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	107	19	al	al	PROPN
ijtc-928	107	20	.	.	PROPN
ijtc-928	107	21	,	,	PUNCT
ijtc-928	107	22	2022	2022	NUM
ijtc-928	107	23	)	)	PUNCT
ijtc-928	107	24	.	.	PUNCT
ijtc-928	108	1	this	this	PRON
ijtc-928	108	2	means	mean	VERB
ijtc-928	108	3	that	that	SCONJ
ijtc-928	108	4	bumnag	bumnag	ADJ
ijtc-928	108	5	managers	manager	NOUN
ijtc-928	108	6	should	should	AUX
ijtc-928	108	7	be	be	AUX
ijtc-928	108	8	people	people	NOUN
ijtc-928	108	9	who	who	PRON
ijtc-928	108	10	have	have	AUX
ijtc-928	108	11	been	be	AUX
ijtc-928	108	12	selected	select	VERB
ijtc-928	108	13	according	accord	VERB
ijtc-928	108	14	to	to	ADP
ijtc-928	108	15	their	their	PRON
ijtc-928	108	16	field	field	NOUN
ijtc-928	108	17	so	so	SCONJ
ijtc-928	108	18	that	that	SCONJ
ijtc-928	108	19	they	they	PRON
ijtc-928	108	20	can	can	AUX
ijtc-928	108	21	produce	produce	VERB
ijtc-928	108	22	a	a	DET
ijtc-928	108	23	good	good	ADJ
ijtc-928	108	24	performance	performance	NOUN
ijtc-928	108	25	in	in	ADP
ijtc-928	108	26	managing	manage	VERB
ijtc-928	108	27	bumnag	bumnag	VERB
ijtc-928	108	28	,	,	PUNCT
ijtc-928	108	29	following	follow	VERB
ijtc-928	108	30	research	research	NOUN
ijtc-928	108	31	conducted	conduct	VERB
ijtc-928	108	32	by	by	ADP
ijtc-928	108	33	rahayu	rahayu	PROPN
ijtc-928	108	34	et	et	PROPN
ijtc-928	108	35	al	al	PROPN
ijtc-928	108	36	.	.	PROPN
ijtc-928	109	1	(	(	PUNCT
ijtc-928	109	2	2022	2022	NUM
ijtc-928	109	3	)	)	PUNCT
ijtc-928	109	4	,	,	PUNCT
ijtc-928	109	5	which	which	PRON
ijtc-928	109	6	shows	show	VERB
ijtc-928	109	7	a	a	DET
ijtc-928	109	8	simultaneous	simultaneous	ADJ
ijtc-928	109	9	influence	influence	NOUN
ijtc-928	109	10	of	of	ADP
ijtc-928	109	11	demographic	demographic	ADJ
ijtc-928	109	12	factors	factor	NOUN
ijtc-928	109	13	and	and	CCONJ
ijtc-928	109	14	financial	financial	ADJ
ijtc-928	109	15	literacy	literacy	NOUN
ijtc-928	109	16	on	on	ADP
ijtc-928	109	17	the	the	DET
ijtc-928	109	18	performance	performance	NOUN
ijtc-928	109	19	of	of	ADP
ijtc-928	109	20	bumnag	bumnag	ADJ
ijtc-928	109	21	.	.	PUNCT
ijtc-928	110	1	h3	h3	NOUN
ijtc-928	110	2	:	:	PUNCT
ijtc-928	110	3	financial	financial	ADJ
ijtc-928	110	4	literacy	literacy	NOUN
ijtc-928	110	5	and	and	CCONJ
ijtc-928	110	6	educational	educational	ADJ
ijtc-928	110	7	background	background	NOUN
ijtc-928	110	8	simultaneously	simultaneously	ADV
ijtc-928	110	9	influence	influence	VERB
ijtc-928	110	10	the	the	DET
ijtc-928	110	11	financial	financial	ADJ
ijtc-928	110	12	governance	governance	NOUN
ijtc-928	110	13	of	of	ADP
ijtc-928	110	14	bumnag	bumnag	ADJ
ijtc-928	110	15	method	method	NOUN
ijtc-928	110	16	this	this	DET
ijtc-928	110	17	research	research	NOUN
ijtc-928	110	18	uses	use	VERB
ijtc-928	110	19	a	a	DET
ijtc-928	110	20	quantitative	quantitative	ADJ
ijtc-928	110	21	approach	approach	NOUN
ijtc-928	110	22	with	with	ADP
ijtc-928	110	23	survey	survey	NOUN
ijtc-928	110	24	methods	method	NOUN
ijtc-928	110	25	.	.	PUNCT
ijtc-928	111	1	the	the	DET
ijtc-928	111	2	data	datum	NOUN
ijtc-928	111	3	used	use	VERB
ijtc-928	111	4	in	in	ADP
ijtc-928	111	5	the	the	DET
ijtc-928	111	6	research	research	NOUN
ijtc-928	111	7	is	be	AUX
ijtc-928	111	8	primary	primary	ADJ
ijtc-928	111	9	data	datum	NOUN
ijtc-928	111	10	obtained	obtain	VERB
ijtc-928	111	11	through	through	ADP
ijtc-928	111	12	questionnaires	questionnaire	NOUN
ijtc-928	111	13	to	to	ADP
ijtc-928	111	14	bumnag	bumnag	ADJ
ijtc-928	111	15	managers	manager	NOUN
ijtc-928	111	16	in	in	ADP
ijtc-928	111	17	nagari	nagari	PROPN
ijtc-928	111	18	z	z	PROPN
ijtc-928	111	19	with	with	ADP
ijtc-928	111	20	83	83	NUM
ijtc-928	111	21	respondents	respondent	NOUN
ijtc-928	111	22	using	use	VERB
ijtc-928	111	23	the	the	DET
ijtc-928	111	24	stratified	stratified	ADJ
ijtc-928	111	25	random	random	ADJ
ijtc-928	111	26	sampling	sampling	NOUN
ijtc-928	111	27	sample	sample	NOUN
ijtc-928	111	28	determination	determination	NOUN
ijtc-928	111	29	method	method	NOUN
ijtc-928	111	30	.	.	PUNCT
ijtc-928	112	1	several	several	ADJ
ijtc-928	112	2	tests	test	NOUN
ijtc-928	112	3	are	be	AUX
ijtc-928	112	4	carried	carry	VERB
ijtc-928	112	5	out	out	ADP
ijtc-928	112	6	in	in	ADP
ijtc-928	112	7	this	this	DET
ijtc-928	112	8	research	research	NOUN
ijtc-928	112	9	,	,	PUNCT
ijtc-928	112	10	including	include	VERB
ijtc-928	112	11	the	the	DET
ijtc-928	112	12	validity	validity	NOUN
ijtc-928	112	13	and	and	CCONJ
ijtc-928	112	14	reliability	reliability	NOUN
ijtc-928	112	15	test	test	NOUN
ijtc-928	112	16	,	,	PUNCT
ijtc-928	112	17	the	the	DET
ijtc-928	112	18	classic	classic	ADJ
ijtc-928	112	19	assumption	assumption	NOUN
ijtc-928	112	20	test	test	NOUN
ijtc-928	112	21	,	,	PUNCT
ijtc-928	112	22	the	the	DET
ijtc-928	112	23	normality	normality	NOUN
ijtc-928	112	24	test	test	NOUN
ijtc-928	112	25	and	and	CCONJ
ijtc-928	112	26	the	the	DET
ijtc-928	112	27	heteroscedasticity	heteroscedasticity	NOUN
ijtc-928	112	28	test	test	NOUN
ijtc-928	112	29	.	.	PUNCT
ijtc-928	113	1	then	then	ADV
ijtc-928	113	2	,	,	PUNCT
ijtc-928	113	3	this	this	DET
ijtc-928	113	4	research	research	NOUN
ijtc-928	113	5	uses	use	VERB
ijtc-928	113	6	the	the	DET
ijtc-928	113	7	determining	determine	VERB
ijtc-928	113	8	coefficient	coefficient	NOUN
ijtc-928	113	9	test	test	NOUN
ijtc-928	113	10	,	,	PUNCT
ijtc-928	113	11	t	t	NOUN
ijtc-928	113	12	-	-	PUNCT
ijtc-928	113	13	test	test	NOUN
ijtc-928	113	14	,	,	PUNCT
ijtc-928	113	15	and	and	CCONJ
ijtc-928	113	16	f	f	PROPN
ijtc-928	113	17	test	test	NOUN
ijtc-928	113	18	to	to	PART
ijtc-928	113	19	answer	answer	VERB
ijtc-928	113	20	the	the	DET
ijtc-928	113	21	proposed	propose	VERB
ijtc-928	113	22	research	research	NOUN
ijtc-928	113	23	hypothesis	hypothesis	NOUN
ijtc-928	113	24	.	.	PUNCT
ijtc-928	113	25	table	table	NOUN
ijtc-928	113	26	1	1	NUM
ijtc-928	113	27	.	.	PUNCT
ijtc-928	113	28	operational	operational	ADJ
ijtc-928	113	29	variables	variable	NOUN
ijtc-928	113	30	variable	variable	ADJ
ijtc-928	113	31	indicator	indicator	NOUN
ijtc-928	113	32	scale	scale	VERB
ijtc-928	113	33	financial	financial	ADJ
ijtc-928	113	34	literacy	literacy	NOUN
ijtc-928	113	35	(	(	PUNCT
ijtc-928	113	36	x1	x1	PROPN
ijtc-928	113	37	)	)	PUNCT
ijtc-928	113	38	(	(	PUNCT
ijtc-928	113	39	rahayu	rahayu	PROPN
ijtc-928	113	40	et	et	PROPN
ijtc-928	113	41	al	al	PROPN
ijtc-928	113	42	.	.	PROPN
ijtc-928	113	43	,	,	PUNCT
ijtc-928	113	44	2022	2022	NUM
ijtc-928	113	45	)	)	PUNCT
ijtc-928	113	46	1	1	NUM
ijtc-928	113	47	)	)	PUNCT
ijtc-928	113	48	financial	financial	ADJ
ijtc-928	113	49	knowledge	knowledge	NOUN
ijtc-928	113	50	2	2	NUM
ijtc-928	113	51	)	)	PUNCT
ijtc-928	113	52	financial	financial	ADJ
ijtc-928	113	53	understanding	understanding	NOUN
ijtc-928	113	54	3	3	NUM
ijtc-928	113	55	)	)	PUNCT
ijtc-928	113	56	financial	financial	ADJ
ijtc-928	113	57	experience	experience	NOUN
ijtc-928	113	58	4	4	NUM
ijtc-928	113	59	)	)	PUNCT
ijtc-928	113	60	financial	financial	ADJ
ijtc-928	113	61	planning	planning	NOUN
ijtc-928	113	62	5	5	NUM
ijtc-928	113	63	)	)	PUNCT
ijtc-928	113	64	financial	financial	ADJ
ijtc-928	113	65	management	management	NOUN
ijtc-928	113	66	procedures	procedure	NOUN
ijtc-928	113	67	likert	likert	NOUN
ijtc-928	113	68	(	(	PUNCT
ijtc-928	113	69	1	1	NUM
ijtc-928	113	70	-	-	SYM
ijtc-928	113	71	4	4	NUM
ijtc-928	113	72	)	)	PUNCT
ijtc-928	113	73	educational	educational	ADJ
ijtc-928	113	74	background	background	NOUN
ijtc-928	113	75	(	(	PUNCT
ijtc-928	113	76	x2	x2	PROPN
ijtc-928	113	77	)	)	PUNCT
ijtc-928	113	78	(	(	PUNCT
ijtc-928	113	79	rahayu	rahayu	PROPN
ijtc-928	113	80	et	et	PROPN
ijtc-928	113	81	al	al	PROPN
ijtc-928	113	82	.	.	PROPN
ijtc-928	113	83	,	,	PUNCT
ijtc-928	113	84	2022	2022	NUM
ijtc-928	113	85	)	)	PUNCT
ijtc-928	113	86	1	1	NUM
ijtc-928	113	87	)	)	PUNCT
ijtc-928	113	88	suitability	suitability	NOUN
ijtc-928	113	89	of	of	ADP
ijtc-928	113	90	education	education	NOUN
ijtc-928	113	91	to	to	PART
ijtc-928	113	92	position	position	VERB
ijtc-928	113	93	2	2	NUM
ijtc-928	113	94	)	)	PUNCT
ijtc-928	113	95	understanding	understanding	NOUN
ijtc-928	113	96	of	of	ADP
ijtc-928	113	97	the	the	DET
ijtc-928	113	98	task	task	NOUN
ijtc-928	113	99	3	3	NUM
ijtc-928	113	100	)	)	PUNCT
ijtc-928	113	101	availability	availability	NOUN
ijtc-928	113	102	of	of	ADP
ijtc-928	113	103	job	job	NOUN
ijtc-928	113	104	-	-	PUNCT
ijtc-928	113	105	related	relate	VERB
ijtc-928	113	106	training	training	NOUN
ijtc-928	113	107	4	4	NUM
ijtc-928	113	108	)	)	PUNCT
ijtc-928	113	109	perceived	perceive	VERB
ijtc-928	113	110	workload	workload	NOUN
ijtc-928	113	111	5	5	NUM
ijtc-928	113	112	)	)	PUNCT
ijtc-928	113	113	regulations	regulation	NOUN
ijtc-928	113	114	regarding	regard	VERB
ijtc-928	113	115	the	the	DET
ijtc-928	113	116	requirement	requirement	NOUN
ijtc-928	113	117	for	for	ADP
ijtc-928	113	118	relevant	relevant	ADJ
ijtc-928	113	119	educational	educational	ADJ
ijtc-928	113	120	diplomas	diplomas	X
ijtc-928	113	121	likert	likert	X
ijtc-928	113	122	(	(	PUNCT
ijtc-928	113	123	1	1	NUM
ijtc-928	113	124	-	-	SYM
ijtc-928	113	125	4	4	NUM
ijtc-928	113	126	)	)	PUNCT
ijtc-928	113	127	financial	financial	ADJ
ijtc-928	113	128	governance	governance	NOUN
ijtc-928	113	129	(	(	PUNCT
ijtc-928	113	130	y	y	NOUN
ijtc-928	113	131	)	)	PUNCT
ijtc-928	113	132	(	(	PUNCT
ijtc-928	113	133	kusmayadi	kusmayadi	NOUN
ijtc-928	113	134	et	et	PROPN
ijtc-928	113	135	al	al	PROPN
ijtc-928	113	136	.	.	PROPN
ijtc-928	113	137	,	,	PUNCT
ijtc-928	113	138	2019	2019	NUM
ijtc-928	113	139	)	)	PUNCT
ijtc-928	113	140	1	1	NUM
ijtc-928	113	141	)	)	PUNCT
ijtc-928	113	142	cash	cash	NOUN
ijtc-928	113	143	flow	flow	NOUN
ijtc-928	113	144	management	management	NOUN
ijtc-928	113	145	2	2	NUM
ijtc-928	113	146	)	)	PUNCT
ijtc-928	113	147	credit	credit	NOUN
ijtc-928	113	148	management	management	NOUN
ijtc-928	113	149	3	3	NUM
ijtc-928	113	150	)	)	PUNCT
ijtc-928	113	151	investment	investment	NOUN
ijtc-928	113	152	4	4	NUM
ijtc-928	113	153	)	)	PUNCT
ijtc-928	113	154	saving	save	VERB
ijtc-928	113	155	5	5	NUM
ijtc-928	113	156	)	)	PUNCT
ijtc-928	113	157	consumption	consumption	NOUN
ijtc-928	113	158	likert	likert	NOUN
ijtc-928	113	159	(	(	PUNCT
ijtc-928	113	160	1	1	NUM
ijtc-928	113	161	-	-	SYM
ijtc-928	113	162	4	4	NUM
ijtc-928	113	163	)	)	PUNCT
ijtc-928	113	164	result	result	NOUN
ijtc-928	113	165	and	and	CCONJ
ijtc-928	113	166	discussion	discussion	NOUN
ijtc-928	113	167	based	base	VERB
ijtc-928	113	168	on	on	ADP
ijtc-928	113	169	the	the	DET
ijtc-928	113	170	questionnaire	questionnaire	NOUN
ijtc-928	113	171	that	that	PRON
ijtc-928	113	172	was	be	AUX
ijtc-928	113	173	distributed	distribute	VERB
ijtc-928	113	174	in	in	ADP
ijtc-928	113	175	this	this	DET
ijtc-928	113	176	research	research	NOUN
ijtc-928	113	177	,	,	PUNCT
ijtc-928	113	178	83	83	NUM
ijtc-928	113	179	respondents	respondent	NOUN
ijtc-928	113	180	filled	fill	VERB
ijtc-928	113	181	out	out	ADP
ijtc-928	113	182	the	the	DET
ijtc-928	113	183	questionnaire	questionnaire	NOUN
ijtc-928	113	184	and	and	CCONJ
ijtc-928	113	185	validity	validity	NOUN
ijtc-928	113	186	and	and	CCONJ
ijtc-928	113	187	reliability	reliability	NOUN
ijtc-928	113	188	tests	test	NOUN
ijtc-928	113	189	were	be	AUX
ijtc-928	113	190	carried	carry	VERB
ijtc-928	113	191	out	out	ADP
ijtc-928	113	192	as	as	SCONJ
ijtc-928	113	193	listed	list	VERB
ijtc-928	113	194	in	in	ADP
ijtc-928	113	195	the	the	DET
ijtc-928	113	196	following	follow	VERB
ijtc-928	113	197	table	table	NOUN
ijtc-928	113	198	:	:	PUNCT
ijtc-928	113	199	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-928	113	200	the	the	DET
ijtc-928	113	201	influence	influence	NOUN
ijtc-928	113	202	of	of	ADP
ijtc-928	113	203	financial	financial	ADJ
ijtc-928	113	204	literacy	literacy	NOUN
ijtc-928	113	205	and	and	CCONJ
ijtc-928	113	206	educational	educational	ADJ
ijtc-928	113	207	background	background	NOUN
ijtc-928	113	208	on	on	ADP
ijtc-928	113	209	the	the	DET
ijtc-928	113	210	financial	financial	ADJ
ijtc-928	113	211	governance	governance	NOUN
ijtc-928	113	212	.	.	PUNCT
ijtc-928	114	1	andriani	andriani	PROPN
ijtc-928	114	2	,	,	PUNCT
ijtc-928	114	3	ananto	ananto	PROPN
ijtc-928	114	4	,	,	PUNCT
ijtc-928	114	5	zahara	zahara	PROPN
ijtc-928	114	6	,	,	PUNCT
ijtc-928	114	7	and	and	CCONJ
ijtc-928	114	8	aprila	aprila	PROPN
ijtc-928	114	9	748	748	NUM
ijtc-928	114	10	|	|	ADV
ijtc-928	114	11	ilomata	ilomata	PROPN
ijtc-928	114	12	international	international	ADJ
ijtc-928	114	13	journal	journal	NOUN
ijtc-928	114	14	of	of	ADP
ijtc-928	114	15	tax	tax	PROPN
ijtc-928	114	16	&	&	CCONJ
ijtc-928	114	17	accounting	account	VERB
ijtc-928	114	18	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	114	19	table	table	NOUN
ijtc-928	114	20	2	2	NUM
ijtc-928	114	21	.	.	X
ijtc-928	114	22	validity	validity	NOUN
ijtc-928	114	23	test	test	NOUN
ijtc-928	114	24	results	result	VERB
ijtc-928	114	25	variable	variable	ADJ
ijtc-928	114	26	sig	sig	NOUN
ijtc-928	114	27	.	.	PUNCT
ijtc-928	115	1	(	(	PUNCT
ijtc-928	115	2	2tailed	2tailed	NUM
ijtc-928	115	3	)	)	PUNCT
ijtc-928	115	4	probability	probability	NOUN
ijtc-928	115	5	pearson	pearson	NOUN
ijtc-928	115	6	correlation	correlation	NOUN
ijtc-928	115	7	conclusion	conclusion	NOUN
ijtc-928	115	8	financial	financial	ADJ
ijtc-928	115	9	literacy	literacy	NOUN
ijtc-928	115	10	0,000	0,000	NUM
ijtc-928	115	11	0,050	0,050	NUM
ijtc-928	115	12	0,831	0,831	NUM
ijtc-928	115	13	valid	valid	ADJ
ijtc-928	115	14	educational	educational	ADJ
ijtc-928	115	15	background	background	NOUN
ijtc-928	116	1	0,000	0,000	NUM
ijtc-928	116	2	0,050	0,050	NUM
ijtc-928	116	3	0,799	0,799	NUM
ijtc-928	116	4	valid	valid	ADJ
ijtc-928	116	5	financial	financial	ADJ
ijtc-928	116	6	governance	governance	NOUN
ijtc-928	116	7	0,000	0,000	NUM
ijtc-928	116	8	0,050	0,050	NUM
ijtc-928	116	9	0,756	0,756	NUM
ijtc-928	116	10	valid	valid	ADJ
ijtc-928	116	11	source	source	NOUN
ijtc-928	116	12	:	:	PUNCT
ijtc-928	116	13	data	datum	NOUN
ijtc-928	116	14	processed	process	VERB
ijtc-928	116	15	,	,	PUNCT
ijtc-928	116	16	2023	2023	NUM
ijtc-928	116	17	table	table	NOUN
ijtc-928	116	18	3	3	NUM
ijtc-928	116	19	.	.	PUNCT
ijtc-928	116	20	reliability	reliability	NOUN
ijtc-928	116	21	test	test	NOUN
ijtc-928	116	22	results	result	VERB
ijtc-928	116	23	variable	variable	ADJ
ijtc-928	116	24	cronbach	cronbach	PROPN
ijtc-928	116	25	’s	’s	PART
ijtc-928	116	26	alpha	alpha	NOUN
ijtc-928	116	27	n	n	PROPN
ijtc-928	116	28	of	of	ADP
ijtc-928	116	29	items	item	NOUN
ijtc-928	116	30	conclusion	conclusion	VERB
ijtc-928	116	31	financial	financial	ADJ
ijtc-928	116	32	literacy	literacy	NOUN
ijtc-928	116	33	0,811	0,811	NUM
ijtc-928	116	34	7	7	NUM
ijtc-928	116	35	reliable	reliable	ADJ
ijtc-928	116	36	educational	educational	ADJ
ijtc-928	116	37	background	background	NOUN
ijtc-928	116	38	0,841	0,841	NUM
ijtc-928	116	39	7	7	NUM
ijtc-928	116	40	reliable	reliable	ADJ
ijtc-928	116	41	financial	financial	ADJ
ijtc-928	116	42	governance	governance	NOUN
ijtc-928	116	43	0,799	0,799	NUM
ijtc-928	116	44	7	7	NUM
ijtc-928	116	45	reliable	reliable	ADJ
ijtc-928	116	46	source	source	NOUN
ijtc-928	116	47	:	:	PUNCT
ijtc-928	116	48	data	datum	NOUN
ijtc-928	116	49	processed	process	VERB
ijtc-928	116	50	,	,	PUNCT
ijtc-928	116	51	2023	2023	NUM
ijtc-928	116	52	based	base	VERB
ijtc-928	116	53	on	on	ADP
ijtc-928	116	54	table	table	NOUN
ijtc-928	116	55	2	2	NUM
ijtc-928	116	56	and	and	CCONJ
ijtc-928	116	57	table	table	NOUN
ijtc-928	116	58	3	3	NUM
ijtc-928	116	59	,	,	PUNCT
ijtc-928	116	60	all	all	DET
ijtc-928	116	61	question	question	NOUN
ijtc-928	116	62	items	item	NOUN
ijtc-928	116	63	in	in	ADP
ijtc-928	116	64	this	this	DET
ijtc-928	116	65	research	research	NOUN
ijtc-928	116	66	are	be	AUX
ijtc-928	116	67	suitable	suitable	ADJ
ijtc-928	116	68	for	for	ADP
ijtc-928	116	69	research	research	NOUN
ijtc-928	116	70	instruments	instrument	NOUN
ijtc-928	116	71	because	because	SCONJ
ijtc-928	116	72	they	they	PRON
ijtc-928	116	73	have	have	AUX
ijtc-928	116	74	shown	show	VERB
ijtc-928	116	75	valid	valid	ADJ
ijtc-928	116	76	and	and	CCONJ
ijtc-928	116	77	reliable	reliable	ADJ
ijtc-928	116	78	values	value	NOUN
ijtc-928	116	79	.	.	PUNCT
ijtc-928	117	1	table	table	NOUN
ijtc-928	117	2	4	4	NUM
ijtc-928	117	3	.	.	X
ijtc-928	117	4	t	t	NOUN
ijtc-928	117	5	-	-	PUNCT
ijtc-928	117	6	test	test	NOUN
ijtc-928	117	7	results	result	NOUN
ijtc-928	117	8	variable	variable	ADJ
ijtc-928	117	9	coef	coef	PROPN
ijtc-928	117	10	tvalue	tvalue	NOUN
ijtc-928	118	1	ttable	ttable	ADJ
ijtc-928	118	2	sig	sig	PROPN
ijtc-928	118	3	.	.	PUNCT
ijtc-928	119	1	hypothesis	hypothesis	NOUN
ijtc-928	119	2	financial	financial	ADJ
ijtc-928	119	3	literacy	literacy	NOUN
ijtc-928	119	4	0,993	0,993	NUM
ijtc-928	119	5	2,643	2,643	NUM
ijtc-928	119	6	1.988	1.988	NUM
ijtc-928	119	7	0,000	0,000	NUM
ijtc-928	119	8	accepted	accept	VERB
ijtc-928	119	9	educational	educational	ADJ
ijtc-928	119	10	background	background	NOUN
ijtc-928	119	11	0,982	0,982	NUM
ijtc-928	119	12	2,928	2,928	NUM
ijtc-928	119	13	1.988	1.988	NUM
ijtc-928	119	14	0,000	0,000	NUM
ijtc-928	119	15	accepted	accept	VERB
ijtc-928	119	16	source	source	NOUN
ijtc-928	119	17	:	:	PUNCT
ijtc-928	119	18	data	datum	NOUN
ijtc-928	119	19	processed	process	VERB
ijtc-928	119	20	,	,	PUNCT
ijtc-928	119	21	2023	2023	NUM
ijtc-928	119	22	financial	financial	ADJ
ijtc-928	119	23	literacy	literacy	NOUN
ijtc-928	119	24	the	the	DET
ijtc-928	119	25	statistical	statistical	ADJ
ijtc-928	119	26	test	test	NOUN
ijtc-928	119	27	results	result	NOUN
ijtc-928	119	28	in	in	ADP
ijtc-928	119	29	table	table	NOUN
ijtc-928	119	30	4	4	NUM
ijtc-928	119	31	show	show	VERB
ijtc-928	119	32	that	that	SCONJ
ijtc-928	119	33	the	the	DET
ijtc-928	119	34	first	first	ADJ
ijtc-928	119	35	hypothesis	hypothesis	NOUN
ijtc-928	119	36	is	be	AUX
ijtc-928	119	37	accepted	accept	VERB
ijtc-928	119	38	.	.	PUNCT
ijtc-928	120	1	this	this	PRON
ijtc-928	120	2	is	be	AUX
ijtc-928	120	3	because	because	SCONJ
ijtc-928	120	4	the	the	DET
ijtc-928	120	5	significant	significant	ADJ
ijtc-928	120	6	value	value	NOUN
ijtc-928	120	7	of	of	ADP
ijtc-928	120	8	financial	financial	ADJ
ijtc-928	120	9	literacy	literacy	NOUN
ijtc-928	120	10	is	be	AUX
ijtc-928	120	11	below	below	ADP
ijtc-928	120	12	the	the	DET
ijtc-928	120	13	probability	probability	NOUN
ijtc-928	120	14	value	value	NOUN
ijtc-928	120	15	,	,	PUNCT
ijtc-928	120	16	namely	namely	ADV
ijtc-928	120	17	0.000	0.000	NUM
ijtc-928	120	18	<	<	X
ijtc-928	120	19	0.050	0.050	NUM
ijtc-928	120	20	.	.	PUNCT
ijtc-928	121	1	apart	apart	ADV
ijtc-928	121	2	from	from	ADP
ijtc-928	121	3	that	that	PRON
ijtc-928	121	4	,	,	PUNCT
ijtc-928	121	5	the	the	DET
ijtc-928	121	6	t	t	NOUN
ijtc-928	121	7	-	-	PUNCT
ijtc-928	121	8	value	value	NOUN
ijtc-928	121	9	value	value	NOUN
ijtc-928	121	10	shows	show	VERB
ijtc-928	121	11	that	that	SCONJ
ijtc-928	121	12	the	the	DET
ijtc-928	121	13	value	value	NOUN
ijtc-928	121	14	is	be	AUX
ijtc-928	121	15	greater	great	ADJ
ijtc-928	121	16	than	than	ADP
ijtc-928	121	17	the	the	DET
ijtc-928	121	18	t	t	NOUN
ijtc-928	121	19	-	-	PUNCT
ijtc-928	121	20	table	table	NOUN
ijtc-928	121	21	value	value	NOUN
ijtc-928	121	22	,	,	PUNCT
ijtc-928	121	23	namely	namely	ADV
ijtc-928	121	24	2.643	2.643	NUM
ijtc-928	121	25	>	>	SYM
ijtc-928	121	26	1.988	1.988	NUM
ijtc-928	121	27	,	,	PUNCT
ijtc-928	121	28	which	which	PRON
ijtc-928	121	29	further	far	ADV
ijtc-928	121	30	strengthens	strengthen	VERB
ijtc-928	121	31	the	the	DET
ijtc-928	121	32	evidence	evidence	NOUN
ijtc-928	121	33	that	that	SCONJ
ijtc-928	121	34	the	the	DET
ijtc-928	121	35	first	first	ADJ
ijtc-928	121	36	hypothesis	hypothesis	NOUN
ijtc-928	121	37	is	be	AUX
ijtc-928	121	38	accepted	accept	VERB
ijtc-928	121	39	.	.	PUNCT
ijtc-928	122	1	the	the	DET
ijtc-928	122	2	better	well	ADJ
ijtc-928	122	3	level	level	NOUN
ijtc-928	122	4	of	of	ADP
ijtc-928	122	5	financial	financial	ADJ
ijtc-928	122	6	literacy	literacy	NOUN
ijtc-928	122	7	of	of	ADP
ijtc-928	122	8	bumnag	bumnag	ADJ
ijtc-928	122	9	managers	manager	NOUN
ijtc-928	122	10	will	will	AUX
ijtc-928	122	11	influence	influence	VERB
ijtc-928	122	12	the	the	DET
ijtc-928	122	13	financial	financial	ADJ
ijtc-928	122	14	governance	governance	NOUN
ijtc-928	122	15	of	of	ADP
ijtc-928	122	16	bumnag	bumnag	NOUN
ijtc-928	122	17	in	in	ADP
ijtc-928	122	18	nagari	nagari	PROPN
ijtc-928	122	19	z.	z.	PROPN
ijtc-928	122	20	this	this	DET
ijtc-928	122	21	research	research	NOUN
ijtc-928	122	22	results	result	NOUN
ijtc-928	122	23	align	align	VERB
ijtc-928	122	24	with	with	ADP
ijtc-928	122	25	the	the	DET
ijtc-928	122	26	agency	agency	NOUN
ijtc-928	122	27	theory	theory	NOUN
ijtc-928	122	28	,	,	PUNCT
ijtc-928	122	29	which	which	PRON
ijtc-928	122	30	assumes	assume	VERB
ijtc-928	122	31	that	that	SCONJ
ijtc-928	122	32	bumnag	bumnag	ADJ
ijtc-928	122	33	managers	manager	NOUN
ijtc-928	122	34	are	be	AUX
ijtc-928	122	35	competent	competent	ADJ
ijtc-928	122	36	parties	party	NOUN
ijtc-928	122	37	and	and	CCONJ
ijtc-928	122	38	can	can	AUX
ijtc-928	122	39	carry	carry	VERB
ijtc-928	122	40	out	out	ADP
ijtc-928	122	41	good	good	ADJ
ijtc-928	122	42	financial	financial	ADJ
ijtc-928	122	43	governance	governance	NOUN
ijtc-928	122	44	(	(	PUNCT
ijtc-928	122	45	safitri	safitri	PROPN
ijtc-928	122	46	et	et	PROPN
ijtc-928	122	47	al	al	PROPN
ijtc-928	122	48	.	.	PROPN
ijtc-928	122	49	,	,	PUNCT
ijtc-928	122	50	2023	2023	NUM
ijtc-928	122	51	)	)	PUNCT
ijtc-928	122	52	.	.	PUNCT
ijtc-928	123	1	this	this	DET
ijtc-928	123	2	assumption	assumption	NOUN
ijtc-928	123	3	certainly	certainly	ADV
ijtc-928	123	4	supports	support	VERB
ijtc-928	123	5	the	the	DET
ijtc-928	123	6	results	result	NOUN
ijtc-928	123	7	of	of	ADP
ijtc-928	123	8	this	this	DET
ijtc-928	123	9	research	research	NOUN
ijtc-928	123	10	because	because	SCONJ
ijtc-928	123	11	to	to	PART
ijtc-928	123	12	form	form	VERB
ijtc-928	123	13	good	good	ADJ
ijtc-928	123	14	bumnag	bumnag	ADJ
ijtc-928	123	15	financial	financial	ADJ
ijtc-928	123	16	governance	governance	NOUN
ijtc-928	123	17	,	,	PUNCT
ijtc-928	123	18	and	and	CCONJ
ijtc-928	123	19	individuals	individual	NOUN
ijtc-928	123	20	need	need	VERB
ijtc-928	123	21	understanding	understanding	NOUN
ijtc-928	123	22	regarding	regard	VERB
ijtc-928	123	23	the	the	DET
ijtc-928	123	24	tasks	task	NOUN
ijtc-928	123	25	they	they	PRON
ijtc-928	123	26	hold	hold	VERB
ijtc-928	123	27	.	.	PUNCT
ijtc-928	124	1	if	if	SCONJ
ijtc-928	124	2	bumnag	bumnag	ADJ
ijtc-928	124	3	managers	manager	NOUN
ijtc-928	124	4	have	have	AUX
ijtc-928	124	5	worked	work	VERB
ijtc-928	124	6	according	accord	VERB
ijtc-928	124	7	to	to	ADP
ijtc-928	124	8	the	the	DET
ijtc-928	124	9	field	field	NOUN
ijtc-928	124	10	they	they	PRON
ijtc-928	124	11	specialize	specialize	VERB
ijtc-928	124	12	in	in	ADP
ijtc-928	124	13	,	,	PUNCT
ijtc-928	124	14	this	this	PRON
ijtc-928	124	15	will	will	AUX
ijtc-928	124	16	positively	positively	ADV
ijtc-928	124	17	impact	impact	VERB
ijtc-928	124	18	the	the	DET
ijtc-928	124	19	financial	financial	ADJ
ijtc-928	124	20	governance	governance	NOUN
ijtc-928	124	21	of	of	ADP
ijtc-928	124	22	bumnag	bumnag	ADJ
ijtc-928	124	23	itself	itself	PRON
ijtc-928	124	24	.	.	PUNCT
ijtc-928	125	1	this	this	DET
ijtc-928	125	2	research	research	NOUN
ijtc-928	125	3	implies	imply	VERB
ijtc-928	125	4	that	that	SCONJ
ijtc-928	125	5	it	it	PRON
ijtc-928	125	6	can	can	AUX
ijtc-928	125	7	be	be	AUX
ijtc-928	125	8	used	use	VERB
ijtc-928	125	9	as	as	ADP
ijtc-928	125	10	input	input	NOUN
ijtc-928	125	11	for	for	ADP
ijtc-928	125	12	the	the	DET
ijtc-928	125	13	bumnag	bumnag	NOUN
ijtc-928	125	14	in	in	ADP
ijtc-928	125	15	nagari	nagari	PROPN
ijtc-928	125	16	z	z	PROPN
ijtc-928	125	17	,	,	PUNCT
ijtc-928	125	18	that	that	SCONJ
ijtc-928	125	19	basically	basically	ADV
ijtc-928	125	20	,	,	PUNCT
ijtc-928	125	21	it	it	PRON
ijtc-928	125	22	is	be	AUX
ijtc-928	125	23	essential	essential	ADJ
ijtc-928	125	24	for	for	SCONJ
ijtc-928	125	25	bumnag	bumnag	ADJ
ijtc-928	125	26	managers	manager	NOUN
ijtc-928	125	27	to	to	PART
ijtc-928	125	28	increase	increase	VERB
ijtc-928	125	29	the	the	DET
ijtc-928	125	30	understanding	understanding	NOUN
ijtc-928	125	31	of	of	ADP
ijtc-928	125	32	bumnag	bumnag	ADJ
ijtc-928	125	33	staff	staff	NOUN
ijtc-928	125	34	regarding	regard	VERB
ijtc-928	125	35	financial	financial	ADJ
ijtc-928	125	36	literacy	literacy	NOUN
ijtc-928	125	37	.	.	PUNCT
ijtc-928	126	1	the	the	DET
ijtc-928	126	2	increasing	increase	VERB
ijtc-928	126	3	understanding	understanding	NOUN
ijtc-928	126	4	of	of	ADP
ijtc-928	126	5	bumnag	bumnag	ADJ
ijtc-928	126	6	managers	manager	NOUN
ijtc-928	126	7	regarding	regard	VERB
ijtc-928	126	8	finance	finance	NOUN
ijtc-928	126	9	will	will	AUX
ijtc-928	126	10	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	VERB
ijtc-928	126	11	the	the	DET
ijtc-928	126	12	influence	influence	NOUN
ijtc-928	126	13	of	of	ADP
ijtc-928	126	14	financial	financial	ADJ
ijtc-928	126	15	literacy	literacy	NOUN
ijtc-928	126	16	and	and	CCONJ
ijtc-928	126	17	educational	educational	ADJ
ijtc-928	126	18	background	background	NOUN
ijtc-928	126	19	on	on	ADP
ijtc-928	126	20	the	the	DET
ijtc-928	126	21	financial	financial	ADJ
ijtc-928	126	22	governance	governance	NOUN
ijtc-928	126	23	.	.	PUNCT
ijtc-928	127	1	andriani	andriani	PROPN
ijtc-928	127	2	,	,	PUNCT
ijtc-928	127	3	ananto	ananto	PROPN
ijtc-928	127	4	,	,	PUNCT
ijtc-928	127	5	zahara	zahara	PROPN
ijtc-928	127	6	,	,	PUNCT
ijtc-928	127	7	and	and	CCONJ
ijtc-928	127	8	aprila	aprila	NOUN
ijtc-928	128	1	749	749	NUM
ijtc-928	128	2	|	|	ADV
ijtc-928	128	3	ilomata	ilomata	VERB
ijtc-928	128	4	international	international	ADJ
ijtc-928	128	5	journal	journal	NOUN
ijtc-928	128	6	of	of	ADP
ijtc-928	128	7	tax	tax	PROPN
ijtc-928	128	8	&	&	CCONJ
ijtc-928	128	9	accounting	accounting	PROPN
ijtc-928	128	10	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	128	11	undoubtedly	undoubtedly	ADV
ijtc-928	128	12	have	have	VERB
ijtc-928	128	13	implications	implication	NOUN
ijtc-928	128	14	for	for	ADP
ijtc-928	128	15	improving	improve	VERB
ijtc-928	128	16	the	the	DET
ijtc-928	128	17	financial	financial	ADJ
ijtc-928	128	18	governance	governance	NOUN
ijtc-928	128	19	of	of	ADP
ijtc-928	128	20	bumnag	bumnag	ADJ
ijtc-928	128	21	.	.	PUNCT
ijtc-928	129	1	this	this	PRON
ijtc-928	129	2	is	be	AUX
ijtc-928	129	3	not	not	PART
ijtc-928	129	4	only	only	ADV
ijtc-928	129	5	the	the	DET
ijtc-928	129	6	responsibility	responsibility	NOUN
ijtc-928	129	7	of	of	ADP
ijtc-928	129	8	bumnag	bumnag	ADJ
ijtc-928	129	9	managers	manager	NOUN
ijtc-928	129	10	,	,	PUNCT
ijtc-928	129	11	but	but	CCONJ
ijtc-928	129	12	there	there	PRON
ijtc-928	129	13	is	be	VERB
ijtc-928	129	14	also	also	ADV
ijtc-928	129	15	a	a	DET
ijtc-928	129	16	role	role	NOUN
ijtc-928	129	17	for	for	SCONJ
ijtc-928	129	18	the	the	DET
ijtc-928	129	19	nagari	nagari	PROPN
ijtc-928	129	20	z	z	PROPN
ijtc-928	129	21	government	government	PROPN
ijtc-928	129	22	to	to	PART
ijtc-928	129	23	provide	provide	VERB
ijtc-928	129	24	training	training	NOUN
ijtc-928	129	25	related	relate	VERB
ijtc-928	129	26	to	to	ADP
ijtc-928	129	27	financial	financial	ADJ
ijtc-928	129	28	literacy	literacy	NOUN
ijtc-928	129	29	such	such	ADJ
ijtc-928	129	30	as	as	ADP
ijtc-928	129	31	financial	financial	ADJ
ijtc-928	129	32	management	management	NOUN
ijtc-928	129	33	,	,	PUNCT
ijtc-928	129	34	investment	investment	NOUN
ijtc-928	129	35	,	,	PUNCT
ijtc-928	129	36	etc	etc	X
ijtc-928	129	37	.	.	X
ijtc-928	129	38	suppose	suppose	VERB
ijtc-928	129	39	the	the	DET
ijtc-928	129	40	nagari	nagari	PROPN
ijtc-928	129	41	z	z	PROPN
ijtc-928	129	42	government	government	NOUN
ijtc-928	129	43	has	have	AUX
ijtc-928	129	44	facilitated	facilitate	VERB
ijtc-928	129	45	these	these	DET
ijtc-928	129	46	trainings	training	NOUN
ijtc-928	129	47	,	,	PUNCT
ijtc-928	129	48	of	of	ADP
ijtc-928	129	49	course	course	NOUN
ijtc-928	129	50	.	.	PUNCT
ijtc-928	130	1	in	in	ADP
ijtc-928	130	2	that	that	DET
ijtc-928	130	3	case	case	NOUN
ijtc-928	130	4	,	,	PUNCT
ijtc-928	130	5	it	it	PRON
ijtc-928	130	6	must	must	AUX
ijtc-928	130	7	also	also	ADV
ijtc-928	130	8	be	be	AUX
ijtc-928	130	9	taken	take	VERB
ijtc-928	130	10	seriously	seriously	ADV
ijtc-928	130	11	by	by	ADP
ijtc-928	130	12	bumnag	bumnag	ADJ
ijtc-928	130	13	managers	manager	NOUN
ijtc-928	130	14	to	to	PART
ijtc-928	130	15	be	be	AUX
ijtc-928	130	16	able	able	ADJ
ijtc-928	130	17	to	to	PART
ijtc-928	130	18	participate	participate	VERB
ijtc-928	130	19	in	in	ADP
ijtc-928	130	20	these	these	DET
ijtc-928	130	21	activities	activity	NOUN
ijtc-928	130	22	optimally	optimally	ADV
ijtc-928	130	23	to	to	PART
ijtc-928	130	24	increase	increase	VERB
ijtc-928	130	25	their	their	PRON
ijtc-928	130	26	understanding	understanding	NOUN
ijtc-928	130	27	of	of	ADP
ijtc-928	130	28	financial	financial	ADJ
ijtc-928	130	29	literacy	literacy	NOUN
ijtc-928	130	30	.	.	PUNCT
ijtc-928	131	1	the	the	DET
ijtc-928	131	2	expected	expect	VERB
ijtc-928	131	3	output	output	NOUN
ijtc-928	131	4	from	from	ADP
ijtc-928	131	5	this	this	DET
ijtc-928	131	6	program	program	NOUN
ijtc-928	131	7	is	be	AUX
ijtc-928	131	8	the	the	DET
ijtc-928	131	9	establishment	establishment	NOUN
ijtc-928	131	10	of	of	ADP
ijtc-928	131	11	sound	sound	ADJ
ijtc-928	131	12	financial	financial	ADJ
ijtc-928	131	13	governance	governance	NOUN
ijtc-928	131	14	of	of	ADP
ijtc-928	131	15	bumnag	bumnag	ADJ
ijtc-928	131	16	to	to	PART
ijtc-928	131	17	improve	improve	VERB
ijtc-928	131	18	its	its	PRON
ijtc-928	131	19	performance	performance	NOUN
ijtc-928	131	20	of	of	ADP
ijtc-928	131	21	bumnag	bumnag	ADJ
ijtc-928	131	22	and	and	CCONJ
ijtc-928	131	23	impact	impact	NOUN
ijtc-928	131	24	nagari	nagari	PROPN
ijtc-928	131	25	z	z	PROPN
ijtc-928	131	26	's	's	PART
ijtc-928	131	27	progress	progress	NOUN
ijtc-928	131	28	so	so	SCONJ
ijtc-928	131	29	that	that	SCONJ
ijtc-928	131	30	the	the	DET
ijtc-928	131	31	community	community	NOUN
ijtc-928	131	32	can	can	AUX
ijtc-928	131	33	feel	feel	VERB
ijtc-928	131	34	it	it	PRON
ijtc-928	131	35	.	.	PUNCT
ijtc-928	132	1	the	the	DET
ijtc-928	132	2	results	result	NOUN
ijtc-928	132	3	of	of	ADP
ijtc-928	132	4	this	this	DET
ijtc-928	132	5	research	research	NOUN
ijtc-928	132	6	are	be	AUX
ijtc-928	132	7	also	also	ADV
ijtc-928	132	8	in	in	ADP
ijtc-928	132	9	line	line	NOUN
ijtc-928	132	10	with	with	ADP
ijtc-928	132	11	research	research	NOUN
ijtc-928	132	12	conducted	conduct	VERB
ijtc-928	132	13	by	by	ADP
ijtc-928	132	14	rahayu	rahayu	PROPN
ijtc-928	132	15	et	et	PROPN
ijtc-928	132	16	al	al	PROPN
ijtc-928	132	17	.	.	PROPN
ijtc-928	133	1	(	(	PUNCT
ijtc-928	133	2	2022	2022	NUM
ijtc-928	133	3	)	)	PUNCT
ijtc-928	133	4	,	,	PUNCT
ijtc-928	133	5	which	which	PRON
ijtc-928	133	6	shows	show	VERB
ijtc-928	133	7	that	that	SCONJ
ijtc-928	133	8	financial	financial	ADJ
ijtc-928	133	9	literacy	literacy	NOUN
ijtc-928	133	10	influences	influence	VERB
ijtc-928	133	11	the	the	DET
ijtc-928	133	12	performance	performance	NOUN
ijtc-928	133	13	of	of	ADP
ijtc-928	133	14	bumnag	bumnag	ADJ
ijtc-928	133	15	.	.	PUNCT
ijtc-928	134	1	apart	apart	ADV
ijtc-928	134	2	from	from	ADP
ijtc-928	134	3	that	that	PRON
ijtc-928	134	4	,	,	PUNCT
ijtc-928	134	5	research	research	NOUN
ijtc-928	134	6	conducted	conduct	VERB
ijtc-928	134	7	by	by	ADP
ijtc-928	134	8	artha	artha	PROPN
ijtc-928	134	9	and	and	CCONJ
ijtc-928	134	10	wibowo	wibowo	PROPN
ijtc-928	134	11	(	(	PUNCT
ijtc-928	134	12	2023	2023	NUM
ijtc-928	134	13	)	)	PUNCT
ijtc-928	134	14	and	and	CCONJ
ijtc-928	134	15	atikah	atikah	PROPN
ijtc-928	134	16	and	and	CCONJ
ijtc-928	134	17	kurniawan	kurniawan	X
ijtc-928	134	18	(	(	PUNCT
ijtc-928	134	19	2021	2021	NUM
ijtc-928	134	20	)	)	PUNCT
ijtc-928	134	21	shows	show	VERB
ijtc-928	134	22	that	that	SCONJ
ijtc-928	134	23	financial	financial	ADJ
ijtc-928	134	24	literacy	literacy	NOUN
ijtc-928	134	25	influences	influence	VERB
ijtc-928	134	26	financial	financial	ADJ
ijtc-928	134	27	governance	governance	NOUN
ijtc-928	134	28	.	.	PUNCT
ijtc-928	135	1	the	the	DET
ijtc-928	135	2	better	well	ADJ
ijtc-928	135	3	financial	financial	ADJ
ijtc-928	135	4	literacy	literacy	NOUN
ijtc-928	135	5	,	,	PUNCT
ijtc-928	135	6	the	the	DET
ijtc-928	135	7	better	well	ADJ
ijtc-928	135	8	financial	financial	ADJ
ijtc-928	135	9	governance	governance	NOUN
ijtc-928	135	10	will	will	AUX
ijtc-928	135	11	be	be	AUX
ijtc-928	135	12	because	because	SCONJ
ijtc-928	135	13	managers	manager	NOUN
ijtc-928	135	14	'	'	PART
ijtc-928	135	15	better	well	ADJ
ijtc-928	135	16	understanding	understanding	NOUN
ijtc-928	135	17	of	of	ADP
ijtc-928	135	18	financial	financial	ADJ
ijtc-928	135	19	knowledge	knowledge	NOUN
ijtc-928	135	20	will	will	AUX
ijtc-928	135	21	undoubtedly	undoubtedly	ADV
ijtc-928	135	22	make	make	VERB
ijtc-928	135	23	their	their	PRON
ijtc-928	135	24	actions	action	NOUN
ijtc-928	135	25	in	in	ADP
ijtc-928	135	26	managing	manage	VERB
ijtc-928	135	27	finances	finance	NOUN
ijtc-928	135	28	good	good	ADJ
ijtc-928	135	29	.	.	PUNCT
ijtc-928	136	1	educational	educational	ADJ
ijtc-928	136	2	background	background	NOUN
ijtc-928	136	3	the	the	DET
ijtc-928	136	4	statistical	statistical	ADJ
ijtc-928	136	5	test	test	NOUN
ijtc-928	136	6	results	result	NOUN
ijtc-928	136	7	in	in	ADP
ijtc-928	136	8	table	table	NOUN
ijtc-928	136	9	4	4	NUM
ijtc-928	136	10	show	show	VERB
ijtc-928	136	11	that	that	SCONJ
ijtc-928	136	12	the	the	DET
ijtc-928	136	13	second	second	ADJ
ijtc-928	136	14	hypothesis	hypothesis	NOUN
ijtc-928	136	15	is	be	AUX
ijtc-928	136	16	accepted	accept	VERB
ijtc-928	136	17	.	.	PUNCT
ijtc-928	137	1	this	this	PRON
ijtc-928	137	2	is	be	AUX
ijtc-928	137	3	because	because	SCONJ
ijtc-928	137	4	the	the	DET
ijtc-928	137	5	significant	significant	ADJ
ijtc-928	137	6	value	value	NOUN
ijtc-928	137	7	of	of	ADP
ijtc-928	137	8	education	education	NOUN
ijtc-928	137	9	background	background	NOUN
ijtc-928	137	10	is	be	AUX
ijtc-928	137	11	below	below	ADP
ijtc-928	137	12	the	the	DET
ijtc-928	137	13	probability	probability	NOUN
ijtc-928	137	14	value	value	NOUN
ijtc-928	137	15	,	,	PUNCT
ijtc-928	137	16	namely	namely	ADV
ijtc-928	137	17	0.000	0.000	NUM
ijtc-928	137	18	<	<	X
ijtc-928	137	19	0.050	0.050	NUM
ijtc-928	137	20	.	.	PUNCT
ijtc-928	138	1	apart	apart	ADV
ijtc-928	138	2	from	from	ADP
ijtc-928	138	3	that	that	PRON
ijtc-928	138	4	,	,	PUNCT
ijtc-928	138	5	if	if	SCONJ
ijtc-928	138	6	you	you	PRON
ijtc-928	138	7	look	look	VERB
ijtc-928	138	8	at	at	ADP
ijtc-928	138	9	the	the	DET
ijtc-928	138	10	t	t	NOUN
ijtc-928	138	11	-	-	PUNCT
ijtc-928	138	12	value	value	NOUN
ijtc-928	138	13	value	value	NOUN
ijtc-928	138	14	,	,	PUNCT
ijtc-928	138	15	it	it	PRON
ijtc-928	138	16	shows	show	VERB
ijtc-928	138	17	that	that	SCONJ
ijtc-928	138	18	the	the	DET
ijtc-928	138	19	value	value	NOUN
ijtc-928	138	20	is	be	AUX
ijtc-928	138	21	greater	great	ADJ
ijtc-928	138	22	than	than	ADP
ijtc-928	138	23	the	the	DET
ijtc-928	138	24	t	t	NOUN
ijtc-928	138	25	-	-	PUNCT
ijtc-928	138	26	table	table	NOUN
ijtc-928	138	27	value	value	NOUN
ijtc-928	138	28	,	,	PUNCT
ijtc-928	138	29	namely	namely	ADV
ijtc-928	138	30	2.928	2.928	NUM
ijtc-928	138	31	>	>	SYM
ijtc-928	138	32	1.988	1.988	NUM
ijtc-928	138	33	,	,	PUNCT
ijtc-928	138	34	which	which	PRON
ijtc-928	138	35	further	far	ADV
ijtc-928	138	36	strengthens	strengthen	VERB
ijtc-928	138	37	the	the	DET
ijtc-928	138	38	evidence	evidence	NOUN
ijtc-928	138	39	that	that	SCONJ
ijtc-928	138	40	the	the	DET
ijtc-928	138	41	second	second	ADJ
ijtc-928	138	42	hypothesis	hypothesis	NOUN
ijtc-928	138	43	is	be	AUX
ijtc-928	138	44	accepted	accept	VERB
ijtc-928	138	45	.	.	PUNCT
ijtc-928	139	1	if	if	SCONJ
ijtc-928	139	2	bumnag	bumnag	ADJ
ijtc-928	139	3	managers	manager	NOUN
ijtc-928	139	4	are	be	AUX
ijtc-928	139	5	placed	place	VERB
ijtc-928	139	6	in	in	ADP
ijtc-928	139	7	the	the	DET
ijtc-928	139	8	field	field	NOUN
ijtc-928	139	9	of	of	ADP
ijtc-928	139	10	education	education	NOUN
ijtc-928	139	11	they	they	PRON
ijtc-928	139	12	have	have	AUX
ijtc-928	139	13	specialized	specialize	VERB
ijtc-928	139	14	in	in	ADP
ijtc-928	139	15	,	,	PUNCT
ijtc-928	139	16	and	and	CCONJ
ijtc-928	139	17	it	it	PRON
ijtc-928	139	18	will	will	AUX
ijtc-928	139	19	certainly	certainly	ADV
ijtc-928	139	20	make	make	VERB
ijtc-928	139	21	the	the	DET
ijtc-928	139	22	individual	individual	NOUN
ijtc-928	139	23	more	more	ADV
ijtc-928	139	24	optimal	optimal	ADJ
ijtc-928	139	25	in	in	ADP
ijtc-928	139	26	carrying	carry	VERB
ijtc-928	139	27	out	out	ADP
ijtc-928	139	28	their	their	PRON
ijtc-928	139	29	work	work	NOUN
ijtc-928	139	30	.	.	PUNCT
ijtc-928	140	1	the	the	DET
ijtc-928	140	2	more	more	ADV
ijtc-928	140	3	appropriate	appropriate	ADJ
ijtc-928	140	4	the	the	DET
ijtc-928	140	5	educational	educational	ADJ
ijtc-928	140	6	background	background	NOUN
ijtc-928	140	7	of	of	ADP
ijtc-928	140	8	bumnag	bumnag	ADJ
ijtc-928	140	9	managers	manager	NOUN
ijtc-928	140	10	to	to	ADP
ijtc-928	140	11	their	their	PRON
ijtc-928	140	12	positions	position	NOUN
ijtc-928	140	13	,	,	PUNCT
ijtc-928	140	14	the	the	DET
ijtc-928	140	15	more	more	ADJ
ijtc-928	140	16	opportunities	opportunity	NOUN
ijtc-928	140	17	they	they	PRON
ijtc-928	140	18	will	will	AUX
ijtc-928	140	19	have	have	VERB
ijtc-928	140	20	to	to	PART
ijtc-928	140	21	work	work	VERB
ijtc-928	140	22	more	more	ADV
ijtc-928	140	23	optimally	optimally	ADV
ijtc-928	140	24	,	,	PUNCT
ijtc-928	140	25	especially	especially	ADV
ijtc-928	140	26	in	in	ADP
ijtc-928	140	27	carrying	carry	VERB
ijtc-928	140	28	out	out	ADP
ijtc-928	140	29	bumnag	bumnag	ADJ
ijtc-928	140	30	financial	financial	ADJ
ijtc-928	140	31	management	management	NOUN
ijtc-928	140	32	.	.	PUNCT
ijtc-928	141	1	if	if	SCONJ
ijtc-928	141	2	someone	someone	PRON
ijtc-928	141	3	has	have	AUX
ijtc-928	141	4	worked	work	VERB
ijtc-928	141	5	in	in	ADP
ijtc-928	141	6	their	their	PRON
ijtc-928	141	7	field	field	NOUN
ijtc-928	141	8	,	,	PUNCT
ijtc-928	141	9	their	their	PRON
ijtc-928	141	10	understanding	understanding	NOUN
ijtc-928	141	11	of	of	ADP
ijtc-928	141	12	their	their	PRON
ijtc-928	141	13	duties	duty	NOUN
ijtc-928	141	14	will	will	AUX
ijtc-928	141	15	improve	improve	VERB
ijtc-928	141	16	.	.	PUNCT
ijtc-928	142	1	this	this	PRON
ijtc-928	142	2	will	will	AUX
ijtc-928	142	3	later	later	ADV
ijtc-928	142	4	have	have	VERB
ijtc-928	142	5	an	an	DET
ijtc-928	142	6	impact	impact	NOUN
ijtc-928	142	7	on	on	ADP
ijtc-928	142	8	improving	improve	VERB
ijtc-928	142	9	the	the	DET
ijtc-928	142	10	financial	financial	ADJ
ijtc-928	142	11	governance	governance	NOUN
ijtc-928	142	12	of	of	ADP
ijtc-928	142	13	bumnag	bumnag	NOUN
ijtc-928	142	14	in	in	ADP
ijtc-928	142	15	nagari	nagari	PROPN
ijtc-928	142	16	z.	z.	PROPN
ijtc-928	142	17	the	the	DET
ijtc-928	142	18	research	research	NOUN
ijtc-928	142	19	results	result	NOUN
ijtc-928	142	20	align	align	VERB
ijtc-928	142	21	with	with	ADP
ijtc-928	142	22	the	the	DET
ijtc-928	142	23	agency	agency	NOUN
ijtc-928	142	24	theory	theory	NOUN
ijtc-928	142	25	,	,	PUNCT
ijtc-928	142	26	which	which	PRON
ijtc-928	142	27	states	state	VERB
ijtc-928	142	28	that	that	SCONJ
ijtc-928	142	29	to	to	PART
ijtc-928	142	30	form	form	VERB
ijtc-928	142	31	an	an	DET
ijtc-928	142	32	organization	organization	NOUN
ijtc-928	142	33	that	that	PRON
ijtc-928	142	34	can	can	AUX
ijtc-928	142	35	realize	realize	VERB
ijtc-928	142	36	common	common	ADJ
ijtc-928	142	37	goals	goal	NOUN
ijtc-928	142	38	,	,	PUNCT
ijtc-928	142	39	one	one	PRON
ijtc-928	142	40	can	can	AUX
ijtc-928	142	41	start	start	VERB
ijtc-928	142	42	by	by	ADP
ijtc-928	142	43	placing	place	VERB
ijtc-928	142	44	individuals	individual	NOUN
ijtc-928	142	45	according	accord	VERB
ijtc-928	142	46	to	to	ADP
ijtc-928	142	47	the	the	DET
ijtc-928	142	48	field	field	NOUN
ijtc-928	142	49	in	in	ADP
ijtc-928	142	50	which	which	PRON
ijtc-928	142	51	they	they	PRON
ijtc-928	142	52	are	be	AUX
ijtc-928	142	53	working	work	VERB
ijtc-928	142	54	(	(	PUNCT
ijtc-928	142	55	andriani	andriani	PROPN
ijtc-928	142	56	et	et	PROPN
ijtc-928	142	57	al	al	PROPN
ijtc-928	142	58	.	.	PROPN
ijtc-928	142	59	,	,	PUNCT
ijtc-928	142	60	2021	2021	NUM
ijtc-928	142	61	)	)	PUNCT
ijtc-928	142	62	.	.	PUNCT
ijtc-928	143	1	through	through	ADP
ijtc-928	143	2	this	this	PRON
ijtc-928	143	3	,	,	PUNCT
ijtc-928	143	4	an	an	DET
ijtc-928	143	5	organization	organization	NOUN
ijtc-928	143	6	will	will	AUX
ijtc-928	143	7	be	be	AUX
ijtc-928	143	8	created	create	VERB
ijtc-928	143	9	that	that	PRON
ijtc-928	143	10	can	can	AUX
ijtc-928	143	11	have	have	VERB
ijtc-928	143	12	good	good	ADJ
ijtc-928	143	13	performance	performance	NOUN
ijtc-928	143	14	.	.	PUNCT
ijtc-928	144	1	although	although	SCONJ
ijtc-928	144	2	,	,	PUNCT
ijtc-928	144	3	in	in	ADP
ijtc-928	144	4	practice	practice	NOUN
ijtc-928	144	5	,	,	PUNCT
ijtc-928	144	6	a	a	DET
ijtc-928	144	7	person	person	NOUN
ijtc-928	144	8	's	's	PART
ijtc-928	144	9	abilities	ability	NOUN
ijtc-928	144	10	can	can	AUX
ijtc-928	144	11	be	be	AUX
ijtc-928	144	12	trained	train	VERB
ijtc-928	144	13	with	with	ADP
ijtc-928	144	14	experience	experience	NOUN
ijtc-928	144	15	outside	outside	ADV
ijtc-928	144	16	of	of	ADP
ijtc-928	144	17	formal	formal	ADJ
ijtc-928	144	18	education	education	NOUN
ijtc-928	144	19	,	,	PUNCT
ijtc-928	144	20	people	people	NOUN
ijtc-928	144	21	who	who	PRON
ijtc-928	144	22	carry	carry	VERB
ijtc-928	144	23	out	out	ADP
ijtc-928	144	24	tasks	task	NOUN
ijtc-928	144	25	in	in	ADP
ijtc-928	144	26	the	the	DET
ijtc-928	144	27	field	field	NOUN
ijtc-928	144	28	they	they	PRON
ijtc-928	144	29	specialize	specialize	VERB
ijtc-928	144	30	in	in	ADP
ijtc-928	144	31	will	will	AUX
ijtc-928	144	32	be	be	AUX
ijtc-928	144	33	much	much	ADV
ijtc-928	144	34	better	well	ADJ
ijtc-928	144	35	and	and	CCONJ
ijtc-928	144	36	faster	fast	ADV
ijtc-928	144	37	at	at	ADP
ijtc-928	144	38	overcoming	overcome	VERB
ijtc-928	144	39	problems	problem	NOUN
ijtc-928	144	40	that	that	PRON
ijtc-928	144	41	arise	arise	VERB
ijtc-928	144	42	within	within	ADP
ijtc-928	144	43	an	an	DET
ijtc-928	144	44	organization	organization	NOUN
ijtc-928	144	45	.	.	PUNCT
ijtc-928	145	1	this	this	PRON
ijtc-928	145	2	is	be	AUX
ijtc-928	145	3	in	in	ADP
ijtc-928	145	4	line	line	NOUN
ijtc-928	145	5	with	with	ADP
ijtc-928	145	6	the	the	DET
ijtc-928	145	7	results	result	NOUN
ijtc-928	145	8	of	of	ADP
ijtc-928	145	9	this	this	DET
ijtc-928	145	10	research	research	NOUN
ijtc-928	145	11	,	,	PUNCT
ijtc-928	145	12	where	where	SCONJ
ijtc-928	145	13	educational	educational	ADJ
ijtc-928	145	14	background	background	NOUN
ijtc-928	145	15	influences	influence	VERB
ijtc-928	145	16	financial	financial	ADJ
ijtc-928	145	17	governance	governance	NOUN
ijtc-928	145	18	at	at	ADP
ijtc-928	145	19	bumnag	bumnag	VERB
ijtc-928	145	20	in	in	ADP
ijtc-928	145	21	nagari	nagari	PROPN
ijtc-928	145	22	z.	z.	PROPN
ijtc-928	145	23	the	the	PRON
ijtc-928	145	24	more	more	ADV
ijtc-928	145	25	the	the	DET
ijtc-928	145	26	educational	educational	ADJ
ijtc-928	145	27	background	background	NOUN
ijtc-928	145	28	matches	match	VERB
ijtc-928	145	29	the	the	DET
ijtc-928	145	30	tasks	task	NOUN
ijtc-928	145	31	held	hold	VERB
ijtc-928	145	32	,	,	PUNCT
ijtc-928	145	33	the	the	PRON
ijtc-928	145	34	more	more	ADV
ijtc-928	145	35	excellent	excellent	ADJ
ijtc-928	145	36	the	the	DET
ijtc-928	145	37	opportunity	opportunity	NOUN
ijtc-928	145	38	for	for	ADP
ijtc-928	145	39	improving	improve	VERB
ijtc-928	145	40	bumnag	bumnag	ADJ
ijtc-928	145	41	's	's	PART
ijtc-928	145	42	financial	financial	ADJ
ijtc-928	145	43	governance	governance	NOUN
ijtc-928	145	44	.	.	PUNCT
ijtc-928	146	1	the	the	DET
ijtc-928	146	2	implications	implication	NOUN
ijtc-928	146	3	of	of	ADP
ijtc-928	146	4	this	this	DET
ijtc-928	146	5	research	research	NOUN
ijtc-928	146	6	can	can	AUX
ijtc-928	146	7	provide	provide	VERB
ijtc-928	146	8	a	a	DET
ijtc-928	146	9	reference	reference	NOUN
ijtc-928	146	10	for	for	SCONJ
ijtc-928	146	11	the	the	DET
ijtc-928	146	12	nagari	nagari	PROPN
ijtc-928	146	13	z	z	PROPN
ijtc-928	146	14	government	government	PROPN
ijtc-928	146	15	to	to	PART
ijtc-928	146	16	be	be	AUX
ijtc-928	146	17	able	able	ADJ
ijtc-928	146	18	to	to	PART
ijtc-928	146	19	recruit	recruit	VERB
ijtc-928	146	20	bumnag	bumnag	ADJ
ijtc-928	146	21	administrators	administrator	NOUN
ijtc-928	146	22	based	base	VERB
ijtc-928	146	23	on	on	ADP
ijtc-928	146	24	their	their	PRON
ijtc-928	146	25	educational	educational	ADJ
ijtc-928	146	26	background	background	NOUN
ijtc-928	146	27	.	.	PUNCT
ijtc-928	147	1	however	however	ADV
ijtc-928	147	2	,	,	PUNCT
ijtc-928	147	3	the	the	DET
ijtc-928	147	4	financial	financial	ADJ
ijtc-928	147	5	governance	governance	NOUN
ijtc-928	147	6	of	of	ADP
ijtc-928	147	7	bumnag	bumnag	NOUN
ijtc-928	147	8	will	will	AUX
ijtc-928	147	9	undoubtedly	undoubtedly	ADV
ijtc-928	147	10	be	be	AUX
ijtc-928	147	11	influenced	influence	VERB
ijtc-928	147	12	by	by	ADP
ijtc-928	147	13	this	this	PRON
ijtc-928	147	14	,	,	PUNCT
ijtc-928	147	15	considering	consider	VERB
ijtc-928	147	16	that	that	SCONJ
ijtc-928	147	17	the	the	DET
ijtc-928	147	18	nagari	nagari	PROPN
ijtc-928	147	19	z	z	PROPN
ijtc-928	147	20	government	government	NOUN
ijtc-928	147	21	is	be	AUX
ijtc-928	147	22	the	the	DET
ijtc-928	147	23	party	party	NOUN
ijtc-928	147	24	that	that	PRON
ijtc-928	147	25	determines	determine	VERB
ijtc-928	147	26	who	who	PRON
ijtc-928	147	27	is	be	AUX
ijtc-928	147	28	suitable	suitable	ADJ
ijtc-928	147	29	to	to	PART
ijtc-928	147	30	be	be	AUX
ijtc-928	147	31	the	the	DET
ijtc-928	147	32	manager	manager	NOUN
ijtc-928	147	33	of	of	ADP
ijtc-928	147	34	bumnag	bumnag	PROPN
ijtc-928	147	35	in	in	ADP
ijtc-928	147	36	nagari	nagari	PROPN
ijtc-928	147	37	.	.	PUNCT
ijtc-928	148	1	a	a	DET
ijtc-928	148	2	concrete	concrete	ADJ
ijtc-928	148	3	step	step	NOUN
ijtc-928	148	4	that	that	PRON
ijtc-928	148	5	the	the	DET
ijtc-928	148	6	nagari	nagari	PROPN
ijtc-928	148	7	z	z	PROPN
ijtc-928	148	8	government	government	NOUN
ijtc-928	148	9	can	can	AUX
ijtc-928	148	10	take	take	VERB
ijtc-928	148	11	is	be	AUX
ijtc-928	148	12	to	to	PART
ijtc-928	148	13	clarify	clarify	VERB
ijtc-928	148	14	the	the	DET
ijtc-928	148	15	compensation	compensation	NOUN
ijtc-928	148	16	someone	someone	PRON
ijtc-928	148	17	receives	receive	VERB
ijtc-928	148	18	if	if	SCONJ
ijtc-928	148	19	they	they	PRON
ijtc-928	148	20	are	be	AUX
ijtc-928	148	21	willing	willing	ADJ
ijtc-928	148	22	to	to	PART
ijtc-928	148	23	become	become	VERB
ijtc-928	148	24	a	a	DET
ijtc-928	148	25	bumnag	bumnag	ADJ
ijtc-928	148	26	manager	manager	NOUN
ijtc-928	148	27	.	.	PUNCT
ijtc-928	149	1	compensation	compensation	NOUN
ijtc-928	149	2	is	be	AUX
ijtc-928	149	3	one	one	NUM
ijtc-928	149	4	of	of	ADP
ijtc-928	149	5	the	the	DET
ijtc-928	149	6	things	thing	NOUN
ijtc-928	149	7	that	that	PRON
ijtc-928	149	8	is	be	AUX
ijtc-928	149	9	considered	consider	VERB
ijtc-928	149	10	for	for	ADP
ijtc-928	149	11	someone	someone	PRON
ijtc-928	149	12	who	who	PRON
ijtc-928	149	13	wants	want	VERB
ijtc-928	149	14	to	to	PART
ijtc-928	149	15	become	become	VERB
ijtc-928	149	16	a	a	DET
ijtc-928	149	17	manager	manager	NOUN
ijtc-928	149	18	of	of	ADP
ijtc-928	149	19	the	the	DET
ijtc-928	149	20	bumnag	bumnag	ADJ
ijtc-928	149	21	.	.	PUNCT
ijtc-928	150	1	apart	apart	ADV
ijtc-928	150	2	from	from	ADP
ijtc-928	150	3	that	that	PRON
ijtc-928	150	4	,	,	PUNCT
ijtc-928	150	5	it	it	PRON
ijtc-928	150	6	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	VERB
ijtc-928	150	7	the	the	DET
ijtc-928	150	8	influence	influence	NOUN
ijtc-928	150	9	of	of	ADP
ijtc-928	150	10	financial	financial	ADJ
ijtc-928	150	11	literacy	literacy	NOUN
ijtc-928	150	12	and	and	CCONJ
ijtc-928	150	13	educational	educational	ADJ
ijtc-928	150	14	background	background	NOUN
ijtc-928	150	15	on	on	ADP
ijtc-928	150	16	the	the	DET
ijtc-928	150	17	financial	financial	ADJ
ijtc-928	150	18	governance	governance	NOUN
ijtc-928	150	19	.	.	PUNCT
ijtc-928	151	1	andriani	andriani	PROPN
ijtc-928	151	2	,	,	PUNCT
ijtc-928	151	3	ananto	ananto	PROPN
ijtc-928	151	4	,	,	PUNCT
ijtc-928	151	5	zahara	zahara	PROPN
ijtc-928	151	6	,	,	PUNCT
ijtc-928	151	7	and	and	CCONJ
ijtc-928	151	8	aprila	aprila	NOUN
ijtc-928	152	1	750	750	NUM
ijtc-928	152	2	|	|	ADV
ijtc-928	152	3	ilomata	ilomata	PROPN
ijtc-928	152	4	international	international	ADJ
ijtc-928	152	5	journal	journal	NOUN
ijtc-928	152	6	of	of	ADP
ijtc-928	152	7	tax	tax	PROPN
ijtc-928	152	8	&	&	CCONJ
ijtc-928	152	9	accounting	accounting	PROPN
ijtc-928	152	10	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	152	11	is	be	AUX
ijtc-928	152	12	hoped	hope	VERB
ijtc-928	152	13	that	that	SCONJ
ijtc-928	152	14	the	the	DET
ijtc-928	152	15	nagari	nagari	PROPN
ijtc-928	152	16	z	z	PROPN
ijtc-928	152	17	government	government	NOUN
ijtc-928	152	18	will	will	AUX
ijtc-928	152	19	be	be	AUX
ijtc-928	152	20	able	able	ADJ
ijtc-928	152	21	to	to	PART
ijtc-928	152	22	select	select	VERB
ijtc-928	152	23	prospective	prospective	ADJ
ijtc-928	152	24	bumnag	bumnag	ADJ
ijtc-928	152	25	managers	manager	NOUN
ijtc-928	152	26	strictly	strictly	ADV
ijtc-928	152	27	.	.	PUNCT
ijtc-928	153	1	through	through	ADP
ijtc-928	153	2	strict	strict	ADJ
ijtc-928	153	3	selection	selection	NOUN
ijtc-928	153	4	,	,	PUNCT
ijtc-928	153	5	we	we	PRON
ijtc-928	153	6	will	will	AUX
ijtc-928	153	7	be	be	AUX
ijtc-928	153	8	able	able	ADJ
ijtc-928	153	9	to	to	PART
ijtc-928	153	10	get	get	VERB
ijtc-928	153	11	employees	employee	NOUN
ijtc-928	153	12	who	who	PRON
ijtc-928	153	13	suit	suit	VERB
ijtc-928	153	14	the	the	DET
ijtc-928	153	15	expected	expect	VERB
ijtc-928	153	16	fields	field	NOUN
ijtc-928	153	17	to	to	PART
ijtc-928	153	18	provide	provide	VERB
ijtc-928	153	19	progress	progress	NOUN
ijtc-928	153	20	to	to	ADP
ijtc-928	153	21	the	the	DET
ijtc-928	153	22	bumnag	bumnag	ADJ
ijtc-928	153	23	.	.	PUNCT
ijtc-928	154	1	if	if	SCONJ
ijtc-928	154	2	bumnag	bumnag	VERB
ijtc-928	154	3	already	already	ADV
ijtc-928	154	4	has	have	VERB
ijtc-928	154	5	good	good	ADJ
ijtc-928	154	6	financial	financial	ADJ
ijtc-928	154	7	governance	governance	NOUN
ijtc-928	154	8	,	,	PUNCT
ijtc-928	154	9	this	this	PRON
ijtc-928	154	10	will	will	AUX
ijtc-928	154	11	help	help	VERB
ijtc-928	154	12	the	the	DET
ijtc-928	154	13	village	village	NOUN
ijtc-928	154	14	's	's	PART
ijtc-928	154	15	economic	economic	ADJ
ijtc-928	154	16	progress	progress	NOUN
ijtc-928	154	17	.	.	PUNCT
ijtc-928	155	1	the	the	DET
ijtc-928	155	2	results	result	NOUN
ijtc-928	155	3	of	of	ADP
ijtc-928	155	4	this	this	DET
ijtc-928	155	5	research	research	NOUN
ijtc-928	155	6	are	be	AUX
ijtc-928	155	7	in	in	ADP
ijtc-928	155	8	line	line	NOUN
ijtc-928	155	9	with	with	ADP
ijtc-928	155	10	rahayu	rahayu	PROPN
ijtc-928	155	11	et	et	PROPN
ijtc-928	155	12	al	al	PROPN
ijtc-928	155	13	.	.	PROPN
ijtc-928	156	1	(	(	PUNCT
ijtc-928	156	2	2022	2022	NUM
ijtc-928	156	3	)	)	PUNCT
ijtc-928	156	4	,	,	PUNCT
ijtc-928	156	5	who	who	PRON
ijtc-928	156	6	states	state	VERB
ijtc-928	156	7	that	that	SCONJ
ijtc-928	156	8	there	there	PRON
ijtc-928	156	9	is	be	VERB
ijtc-928	156	10	an	an	DET
ijtc-928	156	11	influence	influence	NOUN
ijtc-928	156	12	of	of	ADP
ijtc-928	156	13	demographic	demographic	ADJ
ijtc-928	156	14	factors	factor	NOUN
ijtc-928	156	15	,	,	PUNCT
ijtc-928	156	16	one	one	NUM
ijtc-928	156	17	of	of	ADP
ijtc-928	156	18	which	which	PRON
ijtc-928	156	19	is	be	AUX
ijtc-928	156	20	proxied	proxie	VERB
ijtc-928	156	21	by	by	ADP
ijtc-928	156	22	educational	educational	ADJ
ijtc-928	156	23	background	background	NOUN
ijtc-928	156	24	on	on	ADP
ijtc-928	156	25	the	the	DET
ijtc-928	156	26	performance	performance	NOUN
ijtc-928	156	27	of	of	ADP
ijtc-928	156	28	bumnag	bumnag	ADJ
ijtc-928	156	29	.	.	PUNCT
ijtc-928	157	1	besides	besides	SCONJ
ijtc-928	157	2	that	that	PRON
ijtc-928	157	3	,	,	PUNCT
ijtc-928	157	4	previous	previous	ADJ
ijtc-928	157	5	research	research	NOUN
ijtc-928	157	6	by	by	ADP
ijtc-928	157	7	khusaini	khusaini	PROPN
ijtc-928	157	8	et	et	PROPN
ijtc-928	157	9	al	al	PROPN
ijtc-928	157	10	.	.	PROPN
ijtc-928	158	1	(	(	PUNCT
ijtc-928	158	2	2022	2022	NUM
ijtc-928	158	3	)	)	PUNCT
ijtc-928	158	4	showed	show	VERB
ijtc-928	158	5	that	that	SCONJ
ijtc-928	158	6	educational	educational	ADJ
ijtc-928	158	7	background	background	NOUN
ijtc-928	158	8	influences	influence	VERB
ijtc-928	158	9	financial	financial	ADJ
ijtc-928	158	10	governance	governance	NOUN
ijtc-928	158	11	.	.	PUNCT
ijtc-928	159	1	financial	financial	ADJ
ijtc-928	159	2	governance	governance	NOUN
ijtc-928	159	3	will	will	AUX
ijtc-928	159	4	be	be	AUX
ijtc-928	159	5	more	more	ADV
ijtc-928	159	6	focused	focused	ADJ
ijtc-928	159	7	and	and	CCONJ
ijtc-928	159	8	run	run	VERB
ijtc-928	159	9	well	well	ADV
ijtc-928	159	10	if	if	SCONJ
ijtc-928	159	11	the	the	DET
ijtc-928	159	12	managers	manager	NOUN
ijtc-928	159	13	who	who	PRON
ijtc-928	159	14	carry	carry	VERB
ijtc-928	159	15	out	out	ADP
ijtc-928	159	16	bumnag	bumnag	ADJ
ijtc-928	159	17	financial	financial	ADJ
ijtc-928	159	18	management	management	NOUN
ijtc-928	159	19	come	come	VERB
ijtc-928	159	20	from	from	ADP
ijtc-928	159	21	the	the	DET
ijtc-928	159	22	accounting	accounting	NOUN
ijtc-928	159	23	sector	sector	NOUN
ijtc-928	159	24	.	.	PUNCT
ijtc-928	160	1	the	the	DET
ijtc-928	160	2	results	result	NOUN
ijtc-928	160	3	of	of	ADP
ijtc-928	160	4	this	this	DET
ijtc-928	160	5	research	research	NOUN
ijtc-928	160	6	are	be	AUX
ijtc-928	160	7	also	also	ADV
ijtc-928	160	8	strengthened	strengthen	VERB
ijtc-928	160	9	by	by	ADP
ijtc-928	160	10	research	research	NOUN
ijtc-928	160	11	conducted	conduct	VERB
ijtc-928	160	12	by	by	ADP
ijtc-928	160	13	izzalqurny	izzalqurny	NOUN
ijtc-928	160	14	et	et	PROPN
ijtc-928	160	15	al	al	PROPN
ijtc-928	160	16	.	.	PROPN
ijtc-928	161	1	(	(	PUNCT
ijtc-928	161	2	2022	2022	NUM
ijtc-928	161	3	)	)	PUNCT
ijtc-928	161	4	,	,	PUNCT
ijtc-928	161	5	which	which	PRON
ijtc-928	161	6	revealed	reveal	VERB
ijtc-928	161	7	that	that	SCONJ
ijtc-928	161	8	the	the	DET
ijtc-928	161	9	educational	educational	ADJ
ijtc-928	161	10	background	background	NOUN
ijtc-928	161	11	of	of	ADP
ijtc-928	161	12	bumdes	bumde	NOUN
ijtc-928	161	13	managers	manager	NOUN
ijtc-928	161	14	will	will	AUX
ijtc-928	161	15	have	have	VERB
ijtc-928	161	16	an	an	DET
ijtc-928	161	17	impact	impact	NOUN
ijtc-928	161	18	on	on	ADP
ijtc-928	161	19	improving	improve	VERB
ijtc-928	161	20	good	good	ADJ
ijtc-928	161	21	financial	financial	ADJ
ijtc-928	161	22	governance	governance	NOUN
ijtc-928	161	23	.	.	PUNCT
ijtc-928	162	1	table	table	NOUN
ijtc-928	162	2	5	5	NUM
ijtc-928	162	3	.	.	PUNCT
ijtc-928	163	1	f	f	X
ijtc-928	163	2	-	-	PUNCT
ijtc-928	163	3	test	test	NOUN
ijtc-928	163	4	results	result	NOUN
ijtc-928	163	5	model	model	NOUN
ijtc-928	163	6	sum	sum	NOUN
ijtc-928	163	7	of	of	ADP
ijtc-928	163	8	square	square	ADJ
ijtc-928	163	9	df	df	PROPN
ijtc-928	163	10	mean	mean	PROPN
ijtc-928	163	11	square	square	PROPN
ijtc-928	163	12	f	f	PROPN
ijtc-928	164	1	sig	sig	PRON
ijtc-928	164	2	hypothesis	hypothesis	NOUN
ijtc-928	164	3	regression	regression	NOUN
ijtc-928	164	4	311.376	311.376	NUM
ijtc-928	164	5	2	2	NUM
ijtc-928	164	6	993.300	993.300	NUM
ijtc-928	164	7	10.498	10.498	NUM
ijtc-928	164	8	0.000	0.000	NUM
ijtc-928	164	9	accepted	accept	VERB
ijtc-928	164	10	residual	residual	ADJ
ijtc-928	164	11	1194.090	1194.090	NUM
ijtc-928	164	12	81	81	NUM
ijtc-928	164	13	17.431	17.431	NUM
ijtc-928	164	14	total	total	NOUN
ijtc-928	164	15	1505.466	1505.466	NUM
ijtc-928	164	16	83	83	NUM
ijtc-928	164	17	source	source	NOUN
ijtc-928	164	18	:	:	PUNCT
ijtc-928	164	19	data	datum	NOUN
ijtc-928	164	20	processed	process	VERB
ijtc-928	164	21	,	,	PUNCT
ijtc-928	164	22	2023	2023	NUM
ijtc-928	164	23	based	base	VERB
ijtc-928	164	24	on	on	ADP
ijtc-928	164	25	the	the	DET
ijtc-928	164	26	results	result	NOUN
ijtc-928	164	27	of	of	ADP
ijtc-928	164	28	statistical	statistical	ADJ
ijtc-928	164	29	tests	test	NOUN
ijtc-928	164	30	,	,	PUNCT
ijtc-928	164	31	namely	namely	ADV
ijtc-928	164	32	the	the	DET
ijtc-928	164	33	f	f	PROPN
ijtc-928	164	34	test	test	NOUN
ijtc-928	164	35	in	in	ADP
ijtc-928	164	36	table	table	NOUN
ijtc-928	164	37	5	5	NUM
ijtc-928	164	38	,	,	PUNCT
ijtc-928	164	39	financial	financial	ADJ
ijtc-928	164	40	literacy	literacy	NOUN
ijtc-928	164	41	and	and	CCONJ
ijtc-928	164	42	educational	educational	ADJ
ijtc-928	164	43	background	background	NOUN
ijtc-928	164	44	influence	influence	NOUN
ijtc-928	164	45	financial	financial	ADJ
ijtc-928	164	46	governance	governance	NOUN
ijtc-928	164	47	.	.	PUNCT
ijtc-928	165	1	this	this	PRON
ijtc-928	165	2	is	be	AUX
ijtc-928	165	3	proven	prove	VERB
ijtc-928	165	4	by	by	ADP
ijtc-928	165	5	a	a	DET
ijtc-928	165	6	significant	significant	ADJ
ijtc-928	165	7	value	value	NOUN
ijtc-928	165	8	smaller	small	ADJ
ijtc-928	165	9	than	than	ADP
ijtc-928	165	10	the	the	DET
ijtc-928	165	11	probability	probability	NOUN
ijtc-928	165	12	,	,	PUNCT
ijtc-928	165	13	0.000	0.000	NUM
ijtc-928	165	14	<	<	X
ijtc-928	165	15	0.050	0.050	NUM
ijtc-928	165	16	,	,	PUNCT
ijtc-928	165	17	which	which	PRON
ijtc-928	165	18	means	mean	VERB
ijtc-928	165	19	the	the	DET
ijtc-928	165	20	third	third	ADJ
ijtc-928	165	21	hypothesis	hypothesis	NOUN
ijtc-928	165	22	is	be	AUX
ijtc-928	165	23	accepted	accept	VERB
ijtc-928	165	24	.	.	PUNCT
ijtc-928	166	1	this	this	PRON
ijtc-928	166	2	means	mean	VERB
ijtc-928	166	3	that	that	SCONJ
ijtc-928	166	4	educational	educational	ADJ
ijtc-928	166	5	background	background	NOUN
ijtc-928	166	6	and	and	CCONJ
ijtc-928	166	7	financial	financial	ADJ
ijtc-928	166	8	literacy	literacy	NOUN
ijtc-928	166	9	are	be	AUX
ijtc-928	166	10	things	thing	NOUN
ijtc-928	166	11	that	that	PRON
ijtc-928	166	12	will	will	AUX
ijtc-928	166	13	influence	influence	VERB
ijtc-928	166	14	financial	financial	ADJ
ijtc-928	166	15	governance	governance	NOUN
ijtc-928	166	16	because	because	SCONJ
ijtc-928	166	17	these	these	DET
ijtc-928	166	18	two	two	NUM
ijtc-928	166	19	variables	variable	NOUN
ijtc-928	166	20	are	be	AUX
ijtc-928	166	21	two	two	NUM
ijtc-928	166	22	things	thing	NOUN
ijtc-928	166	23	that	that	PRON
ijtc-928	166	24	are	be	AUX
ijtc-928	166	25	interrelated	interrelate	VERB
ijtc-928	166	26	with	with	ADP
ijtc-928	166	27	each	each	DET
ijtc-928	166	28	other	other	ADJ
ijtc-928	166	29	.	.	PUNCT
ijtc-928	167	1	if	if	SCONJ
ijtc-928	167	2	someone	someone	PRON
ijtc-928	167	3	has	have	VERB
ijtc-928	167	4	an	an	DET
ijtc-928	167	5	excellent	excellent	ADJ
ijtc-928	167	6	educational	educational	ADJ
ijtc-928	167	7	background	background	NOUN
ijtc-928	167	8	,	,	PUNCT
ijtc-928	167	9	they	they	PRON
ijtc-928	167	10	will	will	AUX
ijtc-928	167	11	gain	gain	VERB
ijtc-928	167	12	financial	financial	ADJ
ijtc-928	167	13	literacy	literacy	NOUN
ijtc-928	167	14	in	in	ADP
ijtc-928	167	15	that	that	DET
ijtc-928	167	16	education	education	NOUN
ijtc-928	167	17	.	.	PUNCT
ijtc-928	168	1	this	this	PRON
ijtc-928	168	2	is	be	AUX
ijtc-928	168	3	in	in	ADP
ijtc-928	168	4	line	line	NOUN
ijtc-928	168	5	with	with	ADP
ijtc-928	168	6	agency	agency	NOUN
ijtc-928	168	7	theory	theory	NOUN
ijtc-928	168	8	,	,	PUNCT
ijtc-928	168	9	which	which	PRON
ijtc-928	168	10	states	state	VERB
ijtc-928	168	11	that	that	SCONJ
ijtc-928	168	12	the	the	DET
ijtc-928	168	13	education	education	NOUN
ijtc-928	168	14	of	of	ADP
ijtc-928	168	15	the	the	DET
ijtc-928	168	16	managers	manager	NOUN
ijtc-928	168	17	of	of	ADP
ijtc-928	168	18	an	an	DET
ijtc-928	168	19	organization	organization	NOUN
ijtc-928	168	20	will	will	AUX
ijtc-928	168	21	follow	follow	VERB
ijtc-928	168	22	their	their	PRON
ijtc-928	168	23	level	level	NOUN
ijtc-928	168	24	of	of	ADP
ijtc-928	168	25	understanding	understanding	NOUN
ijtc-928	168	26	of	of	ADP
ijtc-928	168	27	financial	financial	ADJ
ijtc-928	168	28	management	management	NOUN
ijtc-928	168	29	.	.	PUNCT
ijtc-928	169	1	this	this	PRON
ijtc-928	169	2	means	mean	VERB
ijtc-928	169	3	that	that	SCONJ
ijtc-928	169	4	these	these	DET
ijtc-928	169	5	two	two	NUM
ijtc-928	169	6	things	thing	NOUN
ijtc-928	169	7	will	will	AUX
ijtc-928	169	8	significantly	significantly	ADV
ijtc-928	169	9	influence	influence	VERB
ijtc-928	169	10	the	the	DET
ijtc-928	169	11	financial	financial	ADJ
ijtc-928	169	12	governance	governance	NOUN
ijtc-928	169	13	of	of	ADP
ijtc-928	169	14	bumnag	bumnag	ADJ
ijtc-928	169	15	because	because	SCONJ
ijtc-928	169	16	these	these	DET
ijtc-928	169	17	factors	factor	NOUN
ijtc-928	169	18	are	be	AUX
ijtc-928	169	19	highly	highly	ADV
ijtc-928	169	20	emphasized	emphasize	VERB
ijtc-928	169	21	by	by	ADP
ijtc-928	169	22	bumnag	bumnag	ADJ
ijtc-928	169	23	managers	manager	NOUN
ijtc-928	169	24	in	in	ADP
ijtc-928	169	25	nagari	nagari	PROPN
ijtc-928	169	26	z	z	PROPN
ijtc-928	169	27	based	base	VERB
ijtc-928	169	28	on	on	ADP
ijtc-928	169	29	initial	initial	ADJ
ijtc-928	169	30	interviews	interview	NOUN
ijtc-928	169	31	conducted	conduct	VERB
ijtc-928	169	32	with	with	ADP
ijtc-928	169	33	bumnag	bumnag	ADJ
ijtc-928	169	34	managers	manager	NOUN
ijtc-928	169	35	.	.	PUNCT
ijtc-928	170	1	the	the	DET
ijtc-928	170	2	nagari	nagari	PROPN
ijtc-928	170	3	z	z	PROPN
ijtc-928	170	4	government	government	NOUN
ijtc-928	170	5	needs	need	VERB
ijtc-928	170	6	to	to	PART
ijtc-928	170	7	pay	pay	VERB
ijtc-928	170	8	attention	attention	NOUN
ijtc-928	170	9	to	to	ADP
ijtc-928	170	10	the	the	DET
ijtc-928	170	11	results	result	NOUN
ijtc-928	170	12	of	of	ADP
ijtc-928	170	13	this	this	DET
ijtc-928	170	14	research	research	NOUN
ijtc-928	170	15	as	as	ADP
ijtc-928	170	16	a	a	DET
ijtc-928	170	17	basis	basis	NOUN
ijtc-928	170	18	for	for	ADP
ijtc-928	170	19	determining	determine	VERB
ijtc-928	170	20	who	who	PRON
ijtc-928	170	21	should	should	AUX
ijtc-928	170	22	become	become	VERB
ijtc-928	170	23	bumnag	bumnag	ADJ
ijtc-928	170	24	managers	manager	NOUN
ijtc-928	170	25	in	in	ADP
ijtc-928	170	26	nagari	nagari	PROPN
ijtc-928	170	27	z.	z.	PROPN
ijtc-928	170	28	the	the	DET
ijtc-928	170	29	results	result	NOUN
ijtc-928	170	30	of	of	ADP
ijtc-928	170	31	this	this	DET
ijtc-928	170	32	research	research	NOUN
ijtc-928	170	33	are	be	AUX
ijtc-928	170	34	also	also	ADV
ijtc-928	170	35	in	in	ADP
ijtc-928	170	36	line	line	NOUN
ijtc-928	170	37	with	with	ADP
ijtc-928	170	38	previous	previous	ADJ
ijtc-928	170	39	research	research	NOUN
ijtc-928	170	40	conducted	conduct	VERB
ijtc-928	170	41	by	by	ADP
ijtc-928	170	42	rahayu	rahayu	PROPN
ijtc-928	170	43	et	et	PROPN
ijtc-928	170	44	al	al	PROPN
ijtc-928	170	45	.	.	PROPN
ijtc-928	171	1	(	(	PUNCT
ijtc-928	171	2	2022	2022	NUM
ijtc-928	171	3	)	)	PUNCT
ijtc-928	171	4	,	,	PUNCT
ijtc-928	171	5	which	which	PRON
ijtc-928	171	6	shows	show	VERB
ijtc-928	171	7	the	the	DET
ijtc-928	171	8	results	result	NOUN
ijtc-928	171	9	that	that	PRON
ijtc-928	171	10	together	together	ADV
ijtc-928	171	11	there	there	PRON
ijtc-928	171	12	is	be	VERB
ijtc-928	171	13	an	an	DET
ijtc-928	171	14	influence	influence	NOUN
ijtc-928	171	15	from	from	ADP
ijtc-928	171	16	financial	financial	ADJ
ijtc-928	171	17	literacy	literacy	NOUN
ijtc-928	171	18	and	and	CCONJ
ijtc-928	171	19	demographic	demographic	ADJ
ijtc-928	171	20	factors	factor	NOUN
ijtc-928	171	21	to	to	ADP
ijtc-928	171	22	the	the	DET
ijtc-928	171	23	performance	performance	NOUN
ijtc-928	171	24	of	of	ADP
ijtc-928	171	25	bumnag	bumnag	ADJ
ijtc-928	171	26	.	.	PUNCT
ijtc-928	172	1	table	table	NOUN
ijtc-928	172	2	6	6	NUM
ijtc-928	172	3	.	.	PUNCT
ijtc-928	173	1	r	r	NOUN
ijtc-928	173	2	square	square	ADJ
ijtc-928	173	3	results	result	NOUN
ijtc-928	173	4	n	n	PRON
ijtc-928	173	5	r	r	NOUN
ijtc-928	173	6	square	square	ADJ
ijtc-928	173	7	adjusted	adjust	VERB
ijtc-928	173	8	r	r	NOUN
ijtc-928	173	9	square	square	ADJ
ijtc-928	173	10	83	83	NUM
ijtc-928	173	11	0,432	0,432	NUM
ijtc-928	173	12	0.413	0.413	NUM
ijtc-928	173	13	source	source	NOUN
ijtc-928	173	14	:	:	PUNCT
ijtc-928	173	15	data	datum	NOUN
ijtc-928	173	16	processed	process	VERB
ijtc-928	173	17	,	,	PUNCT
ijtc-928	173	18	2023	2023	NUM
ijtc-928	173	19	based	base	VERB
ijtc-928	173	20	on	on	ADP
ijtc-928	173	21	the	the	DET
ijtc-928	173	22	results	result	NOUN
ijtc-928	173	23	of	of	ADP
ijtc-928	173	24	the	the	DET
ijtc-928	173	25	coefficient	coefficient	NOUN
ijtc-928	173	26	of	of	ADP
ijtc-928	173	27	determination	determination	NOUN
ijtc-928	173	28	test	test	NOUN
ijtc-928	173	29	listed	list	VERB
ijtc-928	173	30	in	in	ADP
ijtc-928	173	31	table	table	NOUN
ijtc-928	173	32	6	6	NUM
ijtc-928	173	33	,	,	PUNCT
ijtc-928	173	34	it	it	PRON
ijtc-928	173	35	can	can	AUX
ijtc-928	173	36	be	be	AUX
ijtc-928	173	37	seen	see	VERB
ijtc-928	173	38	that	that	SCONJ
ijtc-928	173	39	financial	financial	ADJ
ijtc-928	173	40	literacy	literacy	NOUN
ijtc-928	173	41	and	and	CCONJ
ijtc-928	173	42	educational	educational	ADJ
ijtc-928	173	43	background	background	NOUN
ijtc-928	173	44	can	can	AUX
ijtc-928	173	45	influence	influence	VERB
ijtc-928	173	46	the	the	DET
ijtc-928	173	47	financial	financial	ADJ
ijtc-928	173	48	governance	governance	NOUN
ijtc-928	173	49	of	of	ADP
ijtc-928	173	50	bumnag	bumnag	ADJ
ijtc-928	173	51	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-928	173	52	the	the	DET
ijtc-928	173	53	influence	influence	NOUN
ijtc-928	173	54	of	of	ADP
ijtc-928	173	55	financial	financial	ADJ
ijtc-928	173	56	literacy	literacy	NOUN
ijtc-928	173	57	and	and	CCONJ
ijtc-928	173	58	educational	educational	ADJ
ijtc-928	173	59	background	background	NOUN
ijtc-928	173	60	on	on	ADP
ijtc-928	173	61	the	the	DET
ijtc-928	173	62	financial	financial	ADJ
ijtc-928	173	63	governance	governance	NOUN
ijtc-928	173	64	.	.	PUNCT
ijtc-928	174	1	andriani	andriani	PROPN
ijtc-928	174	2	,	,	PUNCT
ijtc-928	174	3	ananto	ananto	PROPN
ijtc-928	174	4	,	,	PUNCT
ijtc-928	174	5	zahara	zahara	PROPN
ijtc-928	174	6	,	,	PUNCT
ijtc-928	174	7	and	and	CCONJ
ijtc-928	174	8	aprila	aprila	NOUN
ijtc-928	175	1	751	751	NUM
ijtc-928	175	2	|	|	ADV
ijtc-928	175	3	ilomata	ilomata	PROPN
ijtc-928	175	4	international	international	ADJ
ijtc-928	175	5	journal	journal	NOUN
ijtc-928	175	6	of	of	ADP
ijtc-928	175	7	tax	tax	PROPN
ijtc-928	175	8	&	&	CCONJ
ijtc-928	175	9	accounting	accounting	PROPN
ijtc-928	175	10	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	175	11	in	in	ADP
ijtc-928	175	12	nagari	nagari	PROPN
ijtc-928	175	13	z	z	PROPN
ijtc-928	175	14	with	with	ADP
ijtc-928	175	15	a	a	DET
ijtc-928	175	16	percentage	percentage	NOUN
ijtc-928	175	17	of	of	ADP
ijtc-928	175	18	41.3	41.3	NUM
ijtc-928	175	19	%	%	NOUN
ijtc-928	175	20	and	and	CCONJ
ijtc-928	175	21	the	the	DET
ijtc-928	175	22	rest	rest	NOUN
ijtc-928	175	23	is	be	AUX
ijtc-928	175	24	influenced	influence	VERB
ijtc-928	175	25	by	by	ADP
ijtc-928	175	26	other	other	ADJ
ijtc-928	175	27	variables	variable	NOUN
ijtc-928	175	28	not	not	PART
ijtc-928	175	29	included	include	VERB
ijtc-928	175	30	in	in	ADP
ijtc-928	175	31	this	this	DET
ijtc-928	175	32	research	research	NOUN
ijtc-928	175	33	.	.	PUNCT
ijtc-928	176	1	conclusion	conclusion	NOUN
ijtc-928	176	2	based	base	VERB
ijtc-928	176	3	on	on	ADP
ijtc-928	176	4	the	the	DET
ijtc-928	176	5	presentation	presentation	NOUN
ijtc-928	176	6	of	of	ADP
ijtc-928	176	7	the	the	DET
ijtc-928	176	8	results	result	NOUN
ijtc-928	176	9	of	of	ADP
ijtc-928	176	10	the	the	DET
ijtc-928	176	11	research	research	NOUN
ijtc-928	176	12	that	that	PRON
ijtc-928	176	13	has	have	AUX
ijtc-928	176	14	been	be	AUX
ijtc-928	176	15	carried	carry	VERB
ijtc-928	176	16	out	out	ADP
ijtc-928	176	17	,	,	PUNCT
ijtc-928	176	18	the	the	DET
ijtc-928	176	19	following	follow	VERB
ijtc-928	176	20	conclusions	conclusion	NOUN
ijtc-928	176	21	can	can	AUX
ijtc-928	176	22	be	be	AUX
ijtc-928	176	23	drawn	draw	VERB
ijtc-928	176	24	:	:	PUNCT
ijtc-928	176	25	1	1	NUM
ijtc-928	176	26	)	)	PUNCT
ijtc-928	176	27	financial	financial	ADJ
ijtc-928	176	28	literacy	literacy	NOUN
ijtc-928	176	29	influences	influence	VERB
ijtc-928	176	30	financial	financial	ADJ
ijtc-928	176	31	governance	governance	NOUN
ijtc-928	176	32	in	in	ADP
ijtc-928	176	33	bumnag	bumnag	NOUN
ijtc-928	176	34	in	in	ADP
ijtc-928	176	35	nagari	nagari	PROPN
ijtc-928	176	36	z.	z.	PROPN
ijtc-928	176	37	the	the	PRON
ijtc-928	176	38	better	well	ADJ
ijtc-928	176	39	the	the	DET
ijtc-928	176	40	financial	financial	ADJ
ijtc-928	176	41	literacy	literacy	NOUN
ijtc-928	176	42	of	of	ADP
ijtc-928	176	43	bumnag	bumnag	ADJ
ijtc-928	176	44	managers	manager	NOUN
ijtc-928	176	45	in	in	ADP
ijtc-928	176	46	nagari	nagari	PROPN
ijtc-928	176	47	z	z	PROPN
ijtc-928	176	48	,	,	PUNCT
ijtc-928	176	49	the	the	PRON
ijtc-928	176	50	more	more	ADJ
ijtc-928	176	51	the	the	DET
ijtc-928	176	52	financial	financial	ADJ
ijtc-928	176	53	governance	governance	NOUN
ijtc-928	176	54	of	of	ADP
ijtc-928	176	55	the	the	DET
ijtc-928	176	56	bumnag	bumnag	NOUN
ijtc-928	176	57	will	will	AUX
ijtc-928	176	58	improve	improve	VERB
ijtc-928	176	59	.	.	PUNCT
ijtc-928	177	1	2	2	X
ijtc-928	177	2	)	)	PUNCT
ijtc-928	177	3	educational	educational	ADJ
ijtc-928	177	4	background	background	NOUN
ijtc-928	177	5	influences	influence	VERB
ijtc-928	177	6	financial	financial	ADJ
ijtc-928	177	7	governance	governance	NOUN
ijtc-928	177	8	at	at	ADP
ijtc-928	177	9	bumnag	bumnag	VERB
ijtc-928	177	10	in	in	ADP
ijtc-928	177	11	nagari	nagari	PROPN
ijtc-928	177	12	z.	z.	PROPN
ijtc-928	177	13	the	the	PRON
ijtc-928	177	14	more	more	ADV
ijtc-928	177	15	the	the	DET
ijtc-928	177	16	educational	educational	ADJ
ijtc-928	177	17	background	background	NOUN
ijtc-928	177	18	of	of	ADP
ijtc-928	177	19	bumnag	bumnag	ADJ
ijtc-928	177	20	managers	manager	NOUN
ijtc-928	177	21	in	in	ADP
ijtc-928	177	22	nagari	nagari	PROPN
ijtc-928	177	23	z	z	PROPN
ijtc-928	177	24	matches	match	VERB
ijtc-928	177	25	the	the	DET
ijtc-928	177	26	duties	duty	NOUN
ijtc-928	177	27	they	they	PRON
ijtc-928	177	28	hold	hold	VERB
ijtc-928	177	29	,	,	PUNCT
ijtc-928	177	30	the	the	DET
ijtc-928	177	31	more	more	ADV
ijtc-928	177	32	excellent	excellent	ADJ
ijtc-928	177	33	the	the	DET
ijtc-928	177	34	opportunity	opportunity	NOUN
ijtc-928	177	35	to	to	PART
ijtc-928	177	36	improve	improve	VERB
ijtc-928	177	37	the	the	DET
ijtc-928	177	38	financial	financial	ADJ
ijtc-928	177	39	governance	governance	NOUN
ijtc-928	177	40	of	of	ADP
ijtc-928	177	41	bumnag	bumnag	NOUN
ijtc-928	177	42	in	in	ADP
ijtc-928	177	43	nagari	nagari	PROPN
ijtc-928	177	44	z.	z.	PROPN
ijtc-928	177	45	3	3	NUM
ijtc-928	177	46	)	)	PUNCT
ijtc-928	177	47	financial	financial	ADJ
ijtc-928	177	48	literacy	literacy	NOUN
ijtc-928	177	49	and	and	CCONJ
ijtc-928	177	50	educational	educational	ADJ
ijtc-928	177	51	background	background	NOUN
ijtc-928	177	52	simultaneously	simultaneously	ADV
ijtc-928	177	53	influence	influence	VERB
ijtc-928	177	54	financial	financial	ADJ
ijtc-928	177	55	governance	governance	NOUN
ijtc-928	177	56	at	at	ADP
ijtc-928	177	57	bumnag	bumnag	VERB
ijtc-928	177	58	in	in	ADP
ijtc-928	177	59	nagari	nagari	PROPN
ijtc-928	177	60	z.	z.	PROPN
ijtc-928	178	1	this	this	PRON
ijtc-928	178	2	shows	show	VERB
ijtc-928	178	3	that	that	SCONJ
ijtc-928	178	4	there	there	PRON
ijtc-928	178	5	must	must	AUX
ijtc-928	178	6	be	be	AUX
ijtc-928	178	7	special	special	ADJ
ijtc-928	178	8	attention	attention	NOUN
ijtc-928	178	9	from	from	ADP
ijtc-928	178	10	the	the	DET
ijtc-928	178	11	government	government	NOUN
ijtc-928	178	12	of	of	ADP
ijtc-928	178	13	nagari	nagari	PROPN
ijtc-928	178	14	z	z	PROPN
ijtc-928	178	15	to	to	PART
ijtc-928	178	16	make	make	VERB
ijtc-928	178	17	these	these	DET
ijtc-928	178	18	two	two	NUM
ijtc-928	178	19	things	thing	NOUN
ijtc-928	178	20	the	the	DET
ijtc-928	178	21	basis	basis	NOUN
ijtc-928	178	22	for	for	ADP
ijtc-928	178	23	selecting	select	VERB
ijtc-928	178	24	bumnag	bumnag	ADJ
ijtc-928	178	25	managers	manager	NOUN
ijtc-928	178	26	.	.	PUNCT
ijtc-928	179	1	apart	apart	ADV
ijtc-928	179	2	from	from	ADP
ijtc-928	179	3	these	these	DET
ijtc-928	179	4	conclusions	conclusion	NOUN
ijtc-928	179	5	,	,	PUNCT
ijtc-928	179	6	there	there	PRON
ijtc-928	179	7	are	be	VERB
ijtc-928	179	8	also	also	ADV
ijtc-928	179	9	limitations	limitation	NOUN
ijtc-928	179	10	to	to	ADP
ijtc-928	179	11	this	this	DET
ijtc-928	179	12	research	research	NOUN
ijtc-928	179	13	,	,	PUNCT
ijtc-928	179	14	namely	namely	ADV
ijtc-928	179	15	that	that	SCONJ
ijtc-928	179	16	the	the	DET
ijtc-928	179	17	answers	answer	NOUN
ijtc-928	179	18	to	to	ADP
ijtc-928	179	19	the	the	DET
ijtc-928	179	20	questionnaire	questionnaire	NOUN
ijtc-928	179	21	filled	fill	VERB
ijtc-928	179	22	out	out	ADP
ijtc-928	179	23	by	by	ADP
ijtc-928	179	24	respondents	respondent	NOUN
ijtc-928	179	25	can	can	AUX
ijtc-928	179	26	not	not	PART
ijtc-928	179	27	be	be	AUX
ijtc-928	179	28	said	say	VERB
ijtc-928	179	29	to	to	PART
ijtc-928	179	30	be	be	AUX
ijtc-928	179	31	absolute	absolute	ADJ
ijtc-928	179	32	because	because	SCONJ
ijtc-928	179	33	when	when	SCONJ
ijtc-928	179	34	filling	fill	VERB
ijtc-928	179	35	out	out	ADP
ijtc-928	179	36	the	the	DET
ijtc-928	179	37	questionnaire	questionnaire	NOUN
ijtc-928	179	38	,	,	PUNCT
ijtc-928	179	39	there	there	PRON
ijtc-928	179	40	are	be	VERB
ijtc-928	179	41	other	other	ADJ
ijtc-928	179	42	factors	factor	NOUN
ijtc-928	179	43	that	that	PRON
ijtc-928	179	44	influence	influence	VERB
ijtc-928	179	45	someone	someone	PRON
ijtc-928	179	46	in	in	ADP
ijtc-928	179	47	answering	answer	VERB
ijtc-928	179	48	the	the	DET
ijtc-928	179	49	question	question	NOUN
ijtc-928	179	50	so	so	SCONJ
ijtc-928	179	51	that	that	SCONJ
ijtc-928	179	52	the	the	DET
ijtc-928	179	53	answer	answer	NOUN
ijtc-928	179	54	to	to	ADP
ijtc-928	179	55	the	the	DET
ijtc-928	179	56	question	question	NOUN
ijtc-928	179	57	could	could	AUX
ijtc-928	179	58	change	change	VERB
ijtc-928	179	59	if	if	SCONJ
ijtc-928	179	60	asked	ask	VERB
ijtc-928	179	61	again	again	ADV
ijtc-928	179	62	.	.	PUNCT
ijtc-928	180	1	that	that	DET
ijtc-928	180	2	person	person	NOUN
ijtc-928	180	3	.	.	PUNCT
ijtc-928	181	1	the	the	DET
ijtc-928	181	2	following	follow	VERB
ijtc-928	181	3	are	be	AUX
ijtc-928	181	4	some	some	DET
ijtc-928	181	5	suggestions	suggestion	NOUN
ijtc-928	181	6	proposed	propose	VERB
ijtc-928	181	7	from	from	ADP
ijtc-928	181	8	the	the	DET
ijtc-928	181	9	results	result	NOUN
ijtc-928	181	10	of	of	ADP
ijtc-928	181	11	this	this	DET
ijtc-928	181	12	research	research	NOUN
ijtc-928	181	13	:	:	PUNCT
ijtc-928	181	14	1	1	X
ijtc-928	181	15	)	)	PUNCT
ijtc-928	181	16	for	for	ADP
ijtc-928	181	17	the	the	DET
ijtc-928	181	18	nagari	nagari	PROPN
ijtc-928	181	19	z	z	PROPN
ijtc-928	181	20	government	government	NOUN
ijtc-928	181	21	,	,	PUNCT
ijtc-928	181	22	it	it	PRON
ijtc-928	181	23	is	be	AUX
ijtc-928	181	24	hoped	hope	VERB
ijtc-928	181	25	that	that	SCONJ
ijtc-928	181	26	it	it	PRON
ijtc-928	181	27	will	will	AUX
ijtc-928	181	28	facilitate	facilitate	VERB
ijtc-928	181	29	bumnag	bumnag	ADJ
ijtc-928	181	30	managers	manager	NOUN
ijtc-928	181	31	by	by	ADP
ijtc-928	181	32	providing	provide	VERB
ijtc-928	181	33	training	training	NOUN
ijtc-928	181	34	related	relate	VERB
ijtc-928	181	35	to	to	ADP
ijtc-928	181	36	increasing	increase	VERB
ijtc-928	181	37	financial	financial	ADJ
ijtc-928	181	38	literacy	literacy	NOUN
ijtc-928	181	39	.	.	PUNCT
ijtc-928	182	1	apart	apart	ADV
ijtc-928	182	2	from	from	ADP
ijtc-928	182	3	the	the	DET
ijtc-928	182	4	nagari	nagari	PROPN
ijtc-928	182	5	z	z	PROPN
ijtc-928	182	6	government	government	NOUN
ijtc-928	182	7	,	,	PUNCT
ijtc-928	182	8	it	it	PRON
ijtc-928	182	9	is	be	AUX
ijtc-928	182	10	hoped	hope	VERB
ijtc-928	182	11	that	that	SCONJ
ijtc-928	182	12	it	it	PRON
ijtc-928	182	13	will	will	AUX
ijtc-928	182	14	be	be	AUX
ijtc-928	182	15	able	able	ADJ
ijtc-928	182	16	to	to	PART
ijtc-928	182	17	select	select	VERB
ijtc-928	182	18	bumnag	bumnag	ADJ
ijtc-928	182	19	managers	manager	NOUN
ijtc-928	182	20	according	accord	VERB
ijtc-928	182	21	to	to	ADP
ijtc-928	182	22	each	each	DET
ijtc-928	182	23	candidate	candidate	NOUN
ijtc-928	182	24	's	's	PART
ijtc-928	182	25	educational	educational	ADJ
ijtc-928	182	26	background	background	NOUN
ijtc-928	182	27	.	.	PUNCT
ijtc-928	183	1	2	2	X
ijtc-928	183	2	)	)	PUNCT
ijtc-928	183	3	it	it	PRON
ijtc-928	183	4	is	be	AUX
ijtc-928	183	5	hoped	hope	VERB
ijtc-928	183	6	that	that	SCONJ
ijtc-928	183	7	future	future	ADJ
ijtc-928	183	8	researchers	researcher	NOUN
ijtc-928	183	9	can	can	AUX
ijtc-928	183	10	add	add	VERB
ijtc-928	183	11	other	other	ADJ
ijtc-928	183	12	variables	variable	NOUN
ijtc-928	183	13	not	not	PART
ijtc-928	183	14	included	include	VERB
ijtc-928	183	15	in	in	ADP
ijtc-928	183	16	this	this	DET
ijtc-928	183	17	research	research	NOUN
ijtc-928	183	18	related	relate	VERB
ijtc-928	183	19	to	to	ADP
ijtc-928	183	20	factors	factor	NOUN
ijtc-928	183	21	that	that	PRON
ijtc-928	183	22	influence	influence	VERB
ijtc-928	183	23	financial	financial	ADJ
ijtc-928	183	24	governance	governance	NOUN
ijtc-928	183	25	in	in	ADP
ijtc-928	183	26	bumnag	bumnag	ADJ
ijtc-928	183	27	management	management	NOUN
ijtc-928	183	28	.	.	PUNCT
ijtc-928	184	1	considering	consider	VERB
ijtc-928	184	2	that	that	SCONJ
ijtc-928	184	3	based	base	VERB
ijtc-928	184	4	on	on	ADP
ijtc-928	184	5	the	the	DET
ijtc-928	184	6	results	result	NOUN
ijtc-928	184	7	of	of	ADP
ijtc-928	184	8	the	the	DET
ijtc-928	184	9	coefficient	coefficient	NOUN
ijtc-928	184	10	of	of	ADP
ijtc-928	184	11	determination	determination	NOUN
ijtc-928	184	12	test	test	NOUN
ijtc-928	184	13	,	,	PUNCT
ijtc-928	184	14	there	there	PRON
ijtc-928	184	15	are	be	VERB
ijtc-928	184	16	still	still	ADV
ijtc-928	184	17	58.7	58.7	NUM
ijtc-928	184	18	%	%	NOUN
ijtc-928	184	19	of	of	ADP
ijtc-928	184	20	other	other	ADJ
ijtc-928	184	21	variables	variable	NOUN
ijtc-928	184	22	that	that	PRON
ijtc-928	184	23	have	have	VERB
ijtc-928	184	24	yet	yet	ADV
ijtc-928	184	25	to	to	PART
ijtc-928	184	26	be	be	AUX
ijtc-928	184	27	included	include	VERB
ijtc-928	184	28	in	in	ADP
ijtc-928	184	29	this	this	DET
ijtc-928	184	30	research	research	NOUN
ijtc-928	184	31	.	.	PUNCT
ijtc-928	185	1	reference	reference	NOUN
ijtc-928	185	2	ahmad	ahmad	PROPN
ijtc-928	185	3	,	,	PUNCT
ijtc-928	185	4	z.	z.	PROPN
ijtc-928	185	5	,	,	PUNCT
ijtc-928	185	6	sharif	sharif	PROPN
ijtc-928	185	7	,	,	PUNCT
ijtc-928	185	8	s.	s.	PROPN
ijtc-928	185	9	,	,	PUNCT
ijtc-928	185	10	ahmad	ahmad	PROPN
ijtc-928	185	11	,	,	PUNCT
ijtc-928	185	12	i.	i.	PROPN
ijtc-928	185	13	,	,	PUNCT
ijtc-928	185	14	abbas	abbas	PROPN
ijtc-928	185	15	,	,	PUNCT
ijtc-928	185	16	s.	s.	PROPN
ijtc-928	185	17	m.	m.	PROPN
ijtc-928	185	18	w.	w.	PROPN
ijtc-928	185	19	,	,	PUNCT
ijtc-928	185	20	&	&	CCONJ
ijtc-928	185	21	shaheen	shaheen	PROPN
ijtc-928	185	22	,	,	PUNCT
ijtc-928	185	23	m.	m.	NOUN
ijtc-928	185	24	(	(	PUNCT
ijtc-928	185	25	2023	2023	NUM
ijtc-928	185	26	)	)	PUNCT
ijtc-928	185	27	.	.	PUNCT
ijtc-928	186	1	does	do	VERB
ijtc-928	186	2	female	female	ADJ
ijtc-928	186	3	descendent	descendent	NOUN
ijtc-928	186	4	entrepreneur	entrepreneur	NOUN
ijtc-928	186	5	’s	’s	PART
ijtc-928	186	6	self	self	NOUN
ijtc-928	186	7	-	-	PUNCT
ijtc-928	186	8	compassion	compassion	NOUN
ijtc-928	186	9	and	and	CCONJ
ijtc-928	186	10	financial	financial	ADJ
ijtc-928	186	11	literacy	literacy	NOUN
ijtc-928	186	12	matter	matter	NOUN
ijtc-928	186	13	for	for	ADP
ijtc-928	186	14	succession	succession	NOUN
ijtc-928	186	15	success	success	NOUN
ijtc-928	186	16	?	?	PUNCT
ijtc-928	187	1	journal	journal	NOUN
ijtc-928	187	2	of	of	ADP
ijtc-928	187	3	family	family	NOUN
ijtc-928	187	4	business	business	NOUN
ijtc-928	187	5	management	management	NOUN
ijtc-928	187	6	.	.	PUNCT
ijtc-928	188	1	https://doi.org/10.1108/jfbm-07-2023-0102	https://doi.org/10.1108/jfbm-07-2023-0102	PROPN
ijtc-928	188	2	andriani	andriani	PROPN
ijtc-928	188	3	,	,	PUNCT
ijtc-928	188	4	w.	w.	PROPN
ijtc-928	188	5	(	(	PUNCT
ijtc-928	188	6	2023	2023	NUM
ijtc-928	188	7	)	)	PUNCT
ijtc-928	188	8	.	.	PUNCT
ijtc-928	189	1	factors	factor	NOUN
ijtc-928	189	2	influencing	influence	VERB
ijtc-928	189	3	local	local	ADJ
ijtc-928	189	4	government	government	NOUN
ijtc-928	189	5	financial	financial	ADJ
ijtc-928	189	6	performance	performance	NOUN
ijtc-928	189	7	.	.	PUNCT
ijtc-928	190	1	ekonomi	ekonomi	PROPN
ijtc-928	190	2	,	,	PUNCT
ijtc-928	190	3	keuangan	keuangan	NOUN
ijtc-928	190	4	,	,	PUNCT
ijtc-928	190	5	investasi	investasi	PROPN
ijtc-928	190	6	dan	dan	PROPN
ijtc-928	190	7	syariah	syariah	PROPN
ijtc-928	190	8	(	(	PUNCT
ijtc-928	190	9	ekuitas	ekuitas	PROPN
ijtc-928	190	10	)	)	PUNCT
ijtc-928	190	11	,	,	PUNCT
ijtc-928	190	12	4(3	4(3	NUM
ijtc-928	190	13	)	)	PUNCT
ijtc-928	190	14	,	,	PUNCT
ijtc-928	190	15	951–959	951–959	NUM
ijtc-928	190	16	.	.	PUNCT
ijtc-928	191	1	https://doi.org/10.47065/ekuitas.v4i3.3094	https://doi.org/10.47065/ekuitas.v4i3.3094	VERB
ijtc-928	191	2	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-928	191	3	the	the	DET
ijtc-928	191	4	influence	influence	NOUN
ijtc-928	191	5	of	of	ADP
ijtc-928	191	6	financial	financial	ADJ
ijtc-928	191	7	literacy	literacy	NOUN
ijtc-928	191	8	and	and	CCONJ
ijtc-928	191	9	educational	educational	ADJ
ijtc-928	191	10	background	background	NOUN
ijtc-928	191	11	on	on	ADP
ijtc-928	191	12	the	the	DET
ijtc-928	191	13	financial	financial	ADJ
ijtc-928	191	14	governance	governance	NOUN
ijtc-928	191	15	.	.	PUNCT
ijtc-928	192	1	andriani	andriani	PROPN
ijtc-928	192	2	,	,	PUNCT
ijtc-928	192	3	ananto	ananto	PROPN
ijtc-928	192	4	,	,	PUNCT
ijtc-928	192	5	zahara	zahara	PROPN
ijtc-928	192	6	,	,	PUNCT
ijtc-928	192	7	and	and	CCONJ
ijtc-928	192	8	aprila	aprila	NOUN
ijtc-928	192	9	752	752	NUM
ijtc-928	193	1	|	|	ADV
ijtc-928	193	2	ilomata	ilomata	PROPN
ijtc-928	193	3	international	international	ADJ
ijtc-928	193	4	journal	journal	NOUN
ijtc-928	193	5	of	of	ADP
ijtc-928	193	6	tax	tax	PROPN
ijtc-928	193	7	&	&	CCONJ
ijtc-928	193	8	accounting	accounting	PROPN
ijtc-928	193	9	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	193	10	andriani	andriani	PROPN
ijtc-928	193	11	,	,	PUNCT
ijtc-928	193	12	w.	w.	PROPN
ijtc-928	193	13	,	,	PUNCT
ijtc-928	193	14	ananto	ananto	PROPN
ijtc-928	193	15	,	,	PUNCT
ijtc-928	193	16	r.	r.	PROPN
ijtc-928	193	17	p.	p.	PROPN
ijtc-928	193	18	,	,	PUNCT
ijtc-928	193	19	fitri	fitri	PROPN
ijtc-928	193	20	,	,	PUNCT
ijtc-928	193	21	w.	w.	PROPN
ijtc-928	193	22	n.	n.	PROPN
ijtc-928	193	23	,	,	PUNCT
ijtc-928	193	24	&	&	CCONJ
ijtc-928	193	25	aprila	aprila	PROPN
ijtc-928	193	26	,	,	PUNCT
ijtc-928	193	27	d.	d.	PROPN
ijtc-928	193	28	(	(	PUNCT
ijtc-928	193	29	2023	2023	NUM
ijtc-928	193	30	)	)	PUNCT
ijtc-928	193	31	.	.	PUNCT
ijtc-928	194	1	corporate	corporate	ADJ
ijtc-928	194	2	policy	policy	NOUN
ijtc-928	194	3	strategy	strategy	NOUN
ijtc-928	194	4	based	base	VERB
ijtc-928	194	5	on	on	ADP
ijtc-928	194	6	comparison	comparison	NOUN
ijtc-928	194	7	of	of	ADP
ijtc-928	194	8	financial	financial	ADJ
ijtc-928	194	9	performance	performance	NOUN
ijtc-928	194	10	due	due	ADP
ijtc-928	194	11	to	to	ADP
ijtc-928	194	12	the	the	DET
ijtc-928	194	13	impact	impact	NOUN
ijtc-928	194	14	of	of	ADP
ijtc-928	194	15	the	the	DET
ijtc-928	194	16	covid-19	covid-19	PROPN
ijtc-928	194	17	pandemic	pandemic	NOUN
ijtc-928	194	18	.	.	PUNCT
ijtc-928	195	1	ilomata	ilomata	PROPN
ijtc-928	195	2	international	international	ADJ
ijtc-928	195	3	journal	journal	PROPN
ijtc-928	195	4	of	of	ADP
ijtc-928	195	5	tax	tax	PROPN
ijtc-928	195	6	&	&	CCONJ
ijtc-928	195	7	accounting	accounting	NOUN
ijtc-928	195	8	,	,	PUNCT
ijtc-928	195	9	4(1	4(1	NOUN
ijtc-928	195	10	)	)	PUNCT
ijtc-928	195	11	,	,	PUNCT
ijtc-928	195	12	70–91	70–91	NUM
ijtc-928	195	13	.	.	PUNCT
ijtc-928	196	1	https://doi.org/10.52728/ijtc.v4i1.662	https://doi.org/10.52728/ijtc.v4i1.662	PROPN
ijtc-928	196	2	andriani	andriani	PROPN
ijtc-928	196	3	,	,	PUNCT
ijtc-928	196	4	w.	w.	PROPN
ijtc-928	196	5	,	,	PUNCT
ijtc-928	196	6	ananto	ananto	PROPN
ijtc-928	196	7	,	,	PUNCT
ijtc-928	196	8	r.	r.	PROPN
ijtc-928	196	9	p.	p.	PROPN
ijtc-928	196	10	,	,	PUNCT
ijtc-928	196	11	rosalina	rosalina	PROPN
ijtc-928	196	12	,	,	PUNCT
ijtc-928	196	13	e.	e.	PROPN
ijtc-928	196	14	,	,	PUNCT
ijtc-928	196	15	fitri	fitri	PROPN
ijtc-928	196	16	,	,	PUNCT
ijtc-928	196	17	w.	w.	PROPN
ijtc-928	196	18	n.	n.	PROPN
ijtc-928	196	19	,	,	PUNCT
ijtc-928	196	20	&	&	CCONJ
ijtc-928	196	21	aprila	aprila	PROPN
ijtc-928	196	22	,	,	PUNCT
ijtc-928	196	23	d.	d.	PROPN
ijtc-928	196	24	(	(	PUNCT
ijtc-928	196	25	2022	2022	NUM
ijtc-928	196	26	)	)	PUNCT
ijtc-928	196	27	.	.	PUNCT
ijtc-928	197	1	pandemi	pandemi	PROPN
ijtc-928	197	2	covid-19	covid-19	PROPN
ijtc-928	197	3	dan	dan	PROPN
ijtc-928	197	4	dampaknya	dampaknya	PROPN
ijtc-928	197	5	terhadap	terhadap	PROPN
ijtc-928	197	6	perubahan	perubahan	PROPN
ijtc-928	197	7	kebijakan	kebijakan	PROPN
ijtc-928	197	8	perusahaan	perusahaan	PROPN
ijtc-928	197	9	sektor	sektor	PROPN
ijtc-928	197	10	teknologi	teknologi	PROPN
ijtc-928	197	11	.	.	PROPN
ijtc-928	198	1	journal	journal	PROPN
ijtc-928	198	2	of	of	ADP
ijtc-928	198	3	applied	apply	VERB
ijtc-928	198	4	accounting	accounting	NOUN
ijtc-928	198	5	and	and	CCONJ
ijtc-928	198	6	taxation	taxation	NOUN
ijtc-928	198	7	,	,	PUNCT
ijtc-928	198	8	7(2	7(2	NUM
ijtc-928	198	9	)	)	PUNCT
ijtc-928	198	10	,	,	PUNCT
ijtc-928	198	11	54–61	54–61	NUM
ijtc-928	198	12	.	.	PROPN
ijtc-928	198	13	https://doi.org/10.30871/jaat.v7i2.4701	https://doi.org/10.30871/jaat.v7i2.4701	PROPN
ijtc-928	198	14	andriani	andriani	PROPN
ijtc-928	198	15	,	,	PUNCT
ijtc-928	198	16	w.	w.	PROPN
ijtc-928	198	17	,	,	PUNCT
ijtc-928	198	18	handayani	handayani	PROPN
ijtc-928	198	19	,	,	PUNCT
ijtc-928	198	20	d.	d.	PROPN
ijtc-928	198	21	,	,	PUNCT
ijtc-928	198	22	putra	putra	PROPN
ijtc-928	198	23	,	,	PUNCT
ijtc-928	198	24	r.	r.	PROPN
ijtc-928	198	25	,	,	PUNCT
ijtc-928	198	26	&	&	CCONJ
ijtc-928	198	27	...	...	PUNCT
ijtc-928	198	28	(	(	PUNCT
ijtc-928	198	29	2021	2021	NUM
ijtc-928	198	30	)	)	PUNCT
ijtc-928	198	31	.	.	PUNCT
ijtc-928	199	1	perancangan	perancangan	PROPN
ijtc-928	199	2	analisis	analisis	NOUN
ijtc-928	199	3	laporan	laporan	ADJ
ijtc-928	199	4	keuangan	keuangan	NOUN
ijtc-928	199	5	pemerintah	pemerintah	PROPN
ijtc-928	199	6	daerah	daerah	PROPN
ijtc-928	199	7	dengan	dengan	PROPN
ijtc-928	199	8	efa	efa	PROPN
ijtc-928	199	9	(	(	PUNCT
ijtc-928	199	10	excel	excel	VERB
ijtc-928	199	11	for	for	ADP
ijtc-928	199	12	accounting	accounting	NOUN
ijtc-928	199	13	)	)	PUNCT
ijtc-928	199	14	.	.	PUNCT
ijtc-928	200	1	…	…	PUNCT
ijtc-928	200	2	akuntansi	akuntansi	PROPN
ijtc-928	200	3	keuangan	keuangan	PROPN
ijtc-928	200	4	…	…	PUNCT
ijtc-928	200	5	,	,	PUNCT
ijtc-928	200	6	14(1	14(1	NUM
ijtc-928	200	7	)	)	PUNCT
ijtc-928	200	8	,	,	PUNCT
ijtc-928	200	9	153–162	153–162	NUM
ijtc-928	200	10	.	.	PUNCT
ijtc-928	201	1	aprila	aprila	PROPN
ijtc-928	201	2	,	,	PUNCT
ijtc-928	201	3	d.	d.	PROPN
ijtc-928	201	4	,	,	PUNCT
ijtc-928	201	5	andriani	andriani	PROPN
ijtc-928	201	6	,	,	PUNCT
ijtc-928	201	7	w.	w.	PROPN
ijtc-928	201	8	,	,	PUNCT
ijtc-928	201	9	&	&	CCONJ
ijtc-928	201	10	ananto	ananto	PROPN
ijtc-928	201	11	,	,	PUNCT
ijtc-928	201	12	r.	r.	PROPN
ijtc-928	201	13	p.	p.	PROPN
ijtc-928	201	14	(	(	PUNCT
ijtc-928	201	15	2023	2023	NUM
ijtc-928	201	16	)	)	PUNCT
ijtc-928	201	17	.	.	PUNCT
ijtc-928	202	1	financial	financial	ADJ
ijtc-928	202	2	management	management	NOUN
ijtc-928	202	3	of	of	ADP
ijtc-928	202	4	nagari	nagari	PROPN
ijtc-928	202	5	owned	own	VERB
ijtc-928	202	6	enterprises	enterprise	NOUN
ijtc-928	202	7	(	(	PUNCT
ijtc-928	202	8	bumnag	bumnag	ADJ
ijtc-928	202	9	)	)	PUNCT
ijtc-928	202	10	and	and	CCONJ
ijtc-928	202	11	its	its	PRON
ijtc-928	202	12	impact	impact	NOUN
ijtc-928	202	13	on	on	ADP
ijtc-928	202	14	community	community	NOUN
ijtc-928	202	15	welfare	welfare	NOUN
ijtc-928	202	16	.	.	PUNCT
ijtc-928	203	1	jurnal	jurnal	PROPN
ijtc-928	203	2	akuntansi	akuntansi	PROPN
ijtc-928	203	3	bisnis	bisnis	PROPN
ijtc-928	203	4	,	,	PUNCT
ijtc-928	203	5	16(2	16(2	NUM
ijtc-928	203	6	)	)	PUNCT
ijtc-928	203	7	,	,	PUNCT
ijtc-928	203	8	210–225	210–225	NUM
ijtc-928	203	9	.	.	PUNCT
ijtc-928	204	1	https://doi.org/10.30813/jab.v16	https://doi.org/10.30813/jab.v16	NOUN
ijtc-928	204	2	i2.4461	i2.4461	PROPN
ijtc-928	204	3	artha	artha	PROPN
ijtc-928	204	4	aulia	aulia	PROPN
ijtc-928	204	5	,	,	PUNCT
ijtc-928	204	6	f.	f.	PROPN
ijtc-928	204	7	,	,	PUNCT
ijtc-928	204	8	&	&	CCONJ
ijtc-928	204	9	wibowo	wibowo	PROPN
ijtc-928	204	10	adi	adi	PROPN
ijtc-928	204	11	,	,	PUNCT
ijtc-928	204	12	k.	k.	PROPN
ijtc-928	204	13	(	(	PUNCT
ijtc-928	204	14	2023	2023	NUM
ijtc-928	204	15	)	)	PUNCT
ijtc-928	204	16	.	.	PUNCT
ijtc-928	205	1	pengaruh	pengaruh	NOUN
ijtc-928	205	2	literasi	literasi	ADJ
ijtc-928	205	3	keuangan	keuangan	NOUN
ijtc-928	205	4	,	,	PUNCT
ijtc-928	205	5	perencanaan	perencanaan	PROPN
ijtc-928	205	6	keuangan	keuangan	PROPN
ijtc-928	205	7	,	,	PUNCT
ijtc-928	205	8	dan	dan	PROPN
ijtc-928	205	9	sikap	sikap	PROPN
ijtc-928	205	10	keuangan	keuangan	PROPN
ijtc-928	205	11	terhadap	terhadap	PROPN
ijtc-928	205	12	pengelolaan	pengelolaan	PROPN
ijtc-928	205	13	keuangan	keuangan	PROPN
ijtc-928	205	14	.	.	PUNCT
ijtc-928	206	1	value	value	NOUN
ijtc-928	206	2	added	add	VERB
ijtc-928	206	3	 	 	SPACE
ijtc-928	206	4	:	:	PUNCT
ijtc-928	206	5	majalah	majalah	PROPN
ijtc-928	206	6	ekonomi	ekonomi	PROPN
ijtc-928	206	7	dan	dan	PROPN
ijtc-928	206	8	bisnis	bisnis	PROPN
ijtc-928	206	9	,	,	PUNCT
ijtc-928	206	10	19(1	19(1	NUM
ijtc-928	206	11	)	)	PUNCT
ijtc-928	206	12	,	,	PUNCT
ijtc-928	206	13	1–9	1–9	PROPN
ijtc-928	206	14	.	.	PROPN
ijtc-928	206	15	atikah	atikah	PROPN
ijtc-928	206	16	,	,	PUNCT
ijtc-928	206	17	a.	a.	PROPN
ijtc-928	206	18	,	,	PUNCT
ijtc-928	206	19	&	&	CCONJ
ijtc-928	206	20	kurniawan	kurniawan	PROPN
ijtc-928	206	21	,	,	PUNCT
ijtc-928	206	22	r.	r.	PROPN
ijtc-928	206	23	r.	r.	PROPN
ijtc-928	206	24	(	(	PUNCT
ijtc-928	206	25	2021	2021	NUM
ijtc-928	206	26	)	)	PUNCT
ijtc-928	206	27	.	.	PUNCT
ijtc-928	207	1	pengaruh	pengaruh	NOUN
ijtc-928	207	2	literasi	literasi	ADJ
ijtc-928	207	3	keuangan	keuangan	NOUN
ijtc-928	207	4	,	,	PUNCT
ijtc-928	207	5	locus	locus	NOUN
ijtc-928	207	6	of	of	ADP
ijtc-928	207	7	control	control	NOUN
ijtc-928	207	8	,	,	PUNCT
ijtc-928	207	9	dan	dan	PROPN
ijtc-928	207	10	financial	financial	PROPN
ijtc-928	207	11	self	self	PROPN
ijtc-928	207	12	efficacy	efficacy	PROPN
ijtc-928	207	13	terhadap	terhadap	PROPN
ijtc-928	207	14	perilaku	perilaku	PROPN
ijtc-928	207	15	manajemen	manajeman	NOUN
ijtc-928	207	16	keuangan	keuangan	VERB
ijtc-928	207	17	.	.	PUNCT
ijtc-928	208	1	jmb	jmb	PROPN
ijtc-928	208	2	 	 	SPACE
ijtc-928	208	3	:	:	PUNCT
ijtc-928	208	4	jurnal	jurnal	ADJ
ijtc-928	208	5	manajemen	manajeman	NOUN
ijtc-928	208	6	dan	dan	PROPN
ijtc-928	208	7	bisnis	bisnis	PROPN
ijtc-928	208	8	,	,	PUNCT
ijtc-928	208	9	10(2	10(2	NUM
ijtc-928	208	10	)	)	PUNCT
ijtc-928	208	11	,	,	PUNCT
ijtc-928	208	12	284–297	284–297	NUM
ijtc-928	208	13	.	.	PUNCT
ijtc-928	209	1	https://doi.org/10.31000/jmb.v10i2.5132	https://doi.org/10.31000/jmb.v10i2.5132	PROPN
ijtc-928	209	2	awwad	awwad	PROPN
ijtc-928	209	3	,	,	PUNCT
ijtc-928	209	4	b.	b.	PROPN
ijtc-928	209	5	,	,	PUNCT
ijtc-928	209	6	anaewah	anaewah	PROPN
ijtc-928	209	7	,	,	PUNCT
ijtc-928	209	8	m.	m.	NOUN
ijtc-928	209	9	,	,	PUNCT
ijtc-928	209	10	razia	razia	PROPN
ijtc-928	209	11	,	,	PUNCT
ijtc-928	209	12	b.	b.	PROPN
ijtc-928	209	13	,	,	PUNCT
ijtc-928	209	14	&	&	CCONJ
ijtc-928	209	15	salameh	salameh	NOUN
ijtc-928	209	16	,	,	PUNCT
ijtc-928	209	17	m.	m.	NOUN
ijtc-928	209	18	(	(	PUNCT
ijtc-928	209	19	2023	2023	NUM
ijtc-928	209	20	)	)	PUNCT
ijtc-928	209	21	.	.	PUNCT
ijtc-928	210	1	governance	governance	NOUN
ijtc-928	210	2	boards	board	NOUN
ijtc-928	210	3	of	of	ADP
ijtc-928	210	4	trustees	trustee	NOUN
ijtc-928	210	5	:	:	PUNCT
ijtc-928	210	6	quality	quality	NOUN
ijtc-928	210	7	of	of	ADP
ijtc-928	210	8	higher	high	ADJ
ijtc-928	210	9	education	education	NOUN
ijtc-928	210	10	and	and	CCONJ
ijtc-928	210	11	the	the	DET
ijtc-928	210	12	outputs	output	NOUN
ijtc-928	210	13	of	of	ADP
ijtc-928	210	14	scientific	scientific	ADJ
ijtc-928	210	15	research	research	NOUN
ijtc-928	210	16	.	.	PUNCT
ijtc-928	211	1	journal	journal	NOUN
ijtc-928	211	2	of	of	ADP
ijtc-928	211	3	business	business	NOUN
ijtc-928	211	4	and	and	CCONJ
ijtc-928	211	5	socio	socio	NOUN
ijtc-928	211	6	-	-	PUNCT
ijtc-928	211	7	economic	economic	ADJ
ijtc-928	211	8	development	development	NOUN
ijtc-928	211	9	.	.	PUNCT
ijtc-928	212	1	https://doi.org/10.1108/jbsed-03-2023-0021	https://doi.org/10.1108/jbsed-03-2023-0021	PROPN
ijtc-928	212	2	beal	beal	PROPN
ijtc-928	212	3	partyka	partyka	PROPN
ijtc-928	212	4	,	,	PUNCT
ijtc-928	212	5	r.	r.	PROPN
ijtc-928	212	6	(	(	PUNCT
ijtc-928	212	7	2022	2022	NUM
ijtc-928	212	8	)	)	PUNCT
ijtc-928	212	9	.	.	PUNCT
ijtc-928	213	1	supply	supply	NOUN
ijtc-928	213	2	chain	chain	NOUN
ijtc-928	213	3	management	management	NOUN
ijtc-928	213	4	:	:	PUNCT
ijtc-928	213	5	an	an	DET
ijtc-928	213	6	integrative	integrative	ADJ
ijtc-928	213	7	review	review	NOUN
ijtc-928	213	8	from	from	ADP
ijtc-928	213	9	the	the	DET
ijtc-928	213	10	agency	agency	NOUN
ijtc-928	213	11	theory	theory	NOUN
ijtc-928	213	12	perspective	perspective	NOUN
ijtc-928	213	13	.	.	PUNCT
ijtc-928	214	1	revista	revista	PROPN
ijtc-928	214	2	de	de	PROPN
ijtc-928	214	3	gestao	gestao	PROPN
ijtc-928	214	4	,	,	PUNCT
ijtc-928	214	5	29(2	29(2	NUM
ijtc-928	214	6	)	)	PUNCT
ijtc-928	214	7	,	,	PUNCT
ijtc-928	214	8	175–198	175–198	NUM
ijtc-928	214	9	.	.	PUNCT
ijtc-928	215	1	https://doi.org/10.1108/rege-04-2021-0058	https://doi.org/10.1108/rege-04-2021-0058	PROPN
ijtc-928	215	2	departemen	departeman	NOUN
ijtc-928	215	3	literasi	literasi	PROPN
ijtc-928	215	4	dan	dan	PROPN
ijtc-928	215	5	inklusi	inklusi	PROPN
ijtc-928	215	6	keuangan	keuangan	PROPN
ijtc-928	215	7	ojk	ojk	NOUN
ijtc-928	215	8	.	.	PUNCT
ijtc-928	216	1	(	(	PUNCT
ijtc-928	216	2	2019	2019	NUM
ijtc-928	216	3	)	)	PUNCT
ijtc-928	216	4	.	.	PUNCT
ijtc-928	217	1	survei	survei	PROPN
ijtc-928	217	2	nasional	nasional	ADJ
ijtc-928	217	3	literasi	literasi	NOUN
ijtc-928	217	4	and	and	CCONJ
ijtc-928	217	5	inklusi	inklusi	ADJ
ijtc-928	217	6	keuangan	keuangan	NOUN
ijtc-928	217	7	.	.	PUNCT
ijtc-928	218	1	in	in	ADP
ijtc-928	218	2	survey	survey	PROPN
ijtc-928	218	3	nasional	nasional	PROPN
ijtc-928	218	4	literasi	literasi	PROPN
ijtc-928	218	5	dan	dan	PROPN
ijtc-928	218	6	inklusi	inklusi	PROPN
ijtc-928	218	7	keuangan	keuangan	PROPN
ijtc-928	218	8	.	.	PUNCT
ijtc-928	219	1	fontanella	fontanella	PROPN
ijtc-928	219	2	,	,	PUNCT
ijtc-928	219	3	a.	a.	NOUN
ijtc-928	219	4	,	,	PUNCT
ijtc-928	219	5	sukartini	sukartini	PROPN
ijtc-928	219	6	,	,	PUNCT
ijtc-928	219	7	s.	s.	PROPN
ijtc-928	219	8	,	,	PUNCT
ijtc-928	219	9	chandra	chandra	PROPN
ijtc-928	219	10	,	,	PUNCT
ijtc-928	219	11	n.	n.	NOUN
ijtc-928	219	12	,	,	PUNCT
ijtc-928	219	13	&	&	CCONJ
ijtc-928	219	14	sriyunianti	sriyunianti	PROPN
ijtc-928	219	15	,	,	PUNCT
ijtc-928	219	16	f.	f.	PROPN
ijtc-928	219	17	(	(	PUNCT
ijtc-928	219	18	2020	2020	NUM
ijtc-928	219	19	)	)	PUNCT
ijtc-928	219	20	.	.	PUNCT
ijtc-928	220	1	kecurangan	kecurangan	PROPN
ijtc-928	220	2	akademis	akademis	PROPN
ijtc-928	220	3	mahasiswa	mahasiswa	PROPN
ijtc-928	220	4	:	:	PUNCT
ijtc-928	220	5	kenapa	kenapa	PROPN
ijtc-928	220	6	terjadi	terjadi	PROPN
ijtc-928	220	7	dan	dan	PROPN
ijtc-928	220	8	apa	apa	PROPN
ijtc-928	220	9	yang	yang	PROPN
ijtc-928	220	10	harus	harus	PROPN
ijtc-928	220	11	dilakukan	dilakukan	PROPN
ijtc-928	220	12	?	?	PROPN
ijtc-928	221	1	jurnal	jurnal	ADJ
ijtc-928	221	2	aset	aset	PROPN
ijtc-928	221	3	(	(	PUNCT
ijtc-928	221	4	akuntansi	akuntansi	PROPN
ijtc-928	221	5	riset	riset	PROPN
ijtc-928	221	6	)	)	PUNCT
ijtc-928	221	7	,	,	PUNCT
ijtc-928	221	8	12(1	12(1	NUM
ijtc-928	221	9	)	)	PUNCT
ijtc-928	221	10	,	,	PUNCT
ijtc-928	221	11	155–164	155–164	NUM
ijtc-928	221	12	.	.	PUNCT
ijtc-928	221	13	https://doi.org/10.17509/jaset.v12i1.22378	https://doi.org/10.17509/jaset.v12i1.22378	PROPN
ijtc-928	222	1	hasan	hasan	PROPN
ijtc-928	222	2	,	,	PUNCT
ijtc-928	222	3	m.	m.	NOUN
ijtc-928	222	4	,	,	PUNCT
ijtc-928	222	5	le	le	X
ijtc-928	222	6	,	,	PUNCT
ijtc-928	222	7	t.	t.	PROPN
ijtc-928	222	8	,	,	PUNCT
ijtc-928	222	9	&	&	CCONJ
ijtc-928	222	10	hoque	hoque	NOUN
ijtc-928	222	11	,	,	PUNCT
ijtc-928	222	12	a.	a.	NOUN
ijtc-928	222	13	(	(	PUNCT
ijtc-928	222	14	2021	2021	NUM
ijtc-928	222	15	)	)	PUNCT
ijtc-928	222	16	.	.	PUNCT
ijtc-928	223	1	how	how	SCONJ
ijtc-928	223	2	does	do	VERB
ijtc-928	223	3	financial	financial	ADJ
ijtc-928	223	4	literacy	literacy	NOUN
ijtc-928	223	5	impact	impact	NOUN
ijtc-928	223	6	on	on	ADP
ijtc-928	223	7	inclusive	inclusive	ADJ
ijtc-928	223	8	finance	finance	NOUN
ijtc-928	223	9	?	?	PUNCT
ijtc-928	224	1	financial	financial	ADJ
ijtc-928	224	2	innovation	innovation	NOUN
ijtc-928	224	3	,	,	PUNCT
ijtc-928	224	4	7(1	7(1	NUM
ijtc-928	224	5	)	)	PUNCT
ijtc-928	224	6	,	,	PUNCT
ijtc-928	224	7	1–23	1–23	PROPN
ijtc-928	224	8	.	.	PUNCT
ijtc-928	224	9	https://doi.org/10.1186/s40854-021-00259-9	https://doi.org/10.1186/s40854-021-00259-9	NUM
ijtc-928	225	1	hussain	hussain	PROPN
ijtc-928	225	2	,	,	PUNCT
ijtc-928	225	3	m.	m.	NOUN
ijtc-928	225	4	,	,	PUNCT
ijtc-928	225	5	yahya	yahya	PROPN
ijtc-928	225	6	,	,	PUNCT
ijtc-928	225	7	f.	f.	PROPN
ijtc-928	225	8	,	,	PUNCT
ijtc-928	225	9	&	&	CCONJ
ijtc-928	225	10	waqas	waqas	PROPN
ijtc-928	225	11	,	,	PUNCT
ijtc-928	225	12	m.	m.	NOUN
ijtc-928	225	13	(	(	PUNCT
ijtc-928	225	14	2021	2021	NUM
ijtc-928	225	15	)	)	PUNCT
ijtc-928	225	16	.	.	PUNCT
ijtc-928	226	1	does	do	AUX
ijtc-928	226	2	strong	strong	ADJ
ijtc-928	226	3	governance	governance	NOUN
ijtc-928	226	4	stimulate	stimulate	VERB
ijtc-928	226	5	the	the	DET
ijtc-928	226	6	effect	effect	NOUN
ijtc-928	226	7	of	of	ADP
ijtc-928	226	8	economic	economic	ADJ
ijtc-928	226	9	freedom	freedom	NOUN
ijtc-928	226	10	and	and	CCONJ
ijtc-928	226	11	financial	financial	ADJ
ijtc-928	226	12	literacy	literacy	NOUN
ijtc-928	226	13	on	on	ADP
ijtc-928	226	14	financial	financial	ADJ
ijtc-928	226	15	inclusion	inclusion	NOUN
ijtc-928	226	16	?	?	PUNCT
ijtc-928	227	1	a	a	DET
ijtc-928	227	2	cross	cross	ADJ
ijtc-928	227	3	-	-	ADJ
ijtc-928	227	4	country	country	ADJ
ijtc-928	227	5	evidence	evidence	NOUN
ijtc-928	227	6	.	.	PUNCT
ijtc-928	228	1	future	future	ADJ
ijtc-928	228	2	business	business	NOUN
ijtc-928	228	3	journal	journal	NOUN
ijtc-928	228	4	,	,	PUNCT
ijtc-928	228	5	7(1	7(1	NUM
ijtc-928	228	6	)	)	PUNCT
ijtc-928	228	7	,	,	PUNCT
ijtc-928	228	8	1–10	1–10	NOUN
ijtc-928	228	9	.	.	PUNCT
ijtc-928	229	1	https://doi.org/10.1186/s43093-021-00090-9	https://doi.org/10.1186/s43093-021-00090-9	NUM
ijtc-928	229	2	kakinuma	kakinuma	PROPN
ijtc-928	229	3	,	,	PUNCT
ijtc-928	229	4	y.	y.	PROPN
ijtc-928	229	5	(	(	PUNCT
ijtc-928	229	6	2022	2022	NUM
ijtc-928	229	7	)	)	PUNCT
ijtc-928	229	8	.	.	PUNCT
ijtc-928	230	1	financial	financial	ADJ
ijtc-928	230	2	literacy	literacy	NOUN
ijtc-928	230	3	and	and	CCONJ
ijtc-928	230	4	quality	quality	NOUN
ijtc-928	230	5	of	of	ADP
ijtc-928	230	6	life	life	NOUN
ijtc-928	230	7	:	:	PUNCT
ijtc-928	230	8	a	a	DET
ijtc-928	230	9	moderated	moderated	ADJ
ijtc-928	230	10	mediation	mediation	NOUN
ijtc-928	230	11	approach	approach	NOUN
ijtc-928	230	12	of	of	ADP
ijtc-928	230	13	fintech	fintech	NOUN
ijtc-928	230	14	adoption	adoption	NOUN
ijtc-928	230	15	and	and	CCONJ
ijtc-928	230	16	leisure	leisure	NOUN
ijtc-928	230	17	.	.	PUNCT
ijtc-928	231	1	international	international	ADJ
ijtc-928	231	2	journal	journal	NOUN
ijtc-928	231	3	of	of	ADP
ijtc-928	231	4	social	social	ADJ
ijtc-928	231	5	economics	economic	NOUN
ijtc-928	231	6	,	,	PUNCT
ijtc-928	231	7	49(12	49(12	NUM
ijtc-928	231	8	)	)	PUNCT
ijtc-928	231	9	,	,	PUNCT
ijtc-928	231	10	1713–1726	1713–1726	NUM
ijtc-928	231	11	.	.	PUNCT
ijtc-928	231	12	https://doi.org/10.1108/ijse-10-2021-0633	https://doi.org/10.1108/ijse-10-2021-0633	PROPN
ijtc-928	231	13	khusaini	khusaini	PROPN
ijtc-928	231	14	,	,	PUNCT
ijtc-928	231	15	a.	a.	PROPN
ijtc-928	231	16	k.	k.	PROPN
ijtc-928	231	17	,	,	PUNCT
ijtc-928	231	18	kaukab	kaukab	PROPN
ijtc-928	231	19	,	,	PUNCT
ijtc-928	231	20	m.	m.	PROPN
ijtc-928	231	21	e.	e.	PROPN
ijtc-928	231	22	,	,	PUNCT
ijtc-928	231	23	&	&	CCONJ
ijtc-928	231	24	nugroho	nugroho	PROPN
ijtc-928	231	25	,	,	PUNCT
ijtc-928	231	26	a.	a.	PROPN
ijtc-928	231	27	f.	f.	PROPN
ijtc-928	231	28	(	(	PUNCT
ijtc-928	231	29	2022	2022	NUM
ijtc-928	231	30	)	)	PUNCT
ijtc-928	231	31	.	.	PUNCT
ijtc-928	232	1	kualitas	kualita	NOUN
ijtc-928	232	2	laporan	laporan	VERB
ijtc-928	232	3	keuangan	keuangan	PROPN
ijtc-928	232	4	badan	badan	PROPN
ijtc-928	232	5	usaha	usaha	PROPN
ijtc-928	232	6	milik	milik	PROPN
ijtc-928	232	7	desa	desa	PROPN
ijtc-928	232	8	.	.	PUNCT
ijtc-928	233	1	jamasy	jamasy	ADJ
ijtc-928	233	2	:	:	PUNCT
ijtc-928	233	3	jurnal	jurnal	ADJ
ijtc-928	233	4	akuntansi	akuntansi	PROPN
ijtc-928	233	5	,	,	PUNCT
ijtc-928	233	6	manajemen	manajeman	NOUN
ijtc-928	233	7	&	&	CCONJ
ijtc-928	233	8	perbankan	perbankan	PROPN
ijtc-928	233	9	syariah	syariah	PROPN
ijtc-928	233	10	,	,	PUNCT
ijtc-928	233	11	2(6	2(6	NUM
ijtc-928	233	12	)	)	PUNCT
ijtc-928	233	13	,	,	PUNCT
ijtc-928	233	14	15–28	15–28	PROPN
ijtc-928	233	15	.	.	PUNCT
ijtc-928	234	1	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-928	234	2	the	the	DET
ijtc-928	234	3	influence	influence	NOUN
ijtc-928	234	4	of	of	ADP
ijtc-928	234	5	financial	financial	ADJ
ijtc-928	234	6	literacy	literacy	NOUN
ijtc-928	234	7	and	and	CCONJ
ijtc-928	234	8	educational	educational	ADJ
ijtc-928	234	9	background	background	NOUN
ijtc-928	234	10	on	on	ADP
ijtc-928	234	11	the	the	DET
ijtc-928	234	12	financial	financial	ADJ
ijtc-928	234	13	governance	governance	NOUN
ijtc-928	234	14	.	.	PUNCT
ijtc-928	235	1	andriani	andriani	PROPN
ijtc-928	235	2	,	,	PUNCT
ijtc-928	235	3	ananto	ananto	PROPN
ijtc-928	235	4	,	,	PUNCT
ijtc-928	235	5	zahara	zahara	PROPN
ijtc-928	235	6	,	,	PUNCT
ijtc-928	235	7	and	and	CCONJ
ijtc-928	235	8	aprila	aprila	PROPN
ijtc-928	235	9	753	753	NUM
ijtc-928	235	10	|	|	ADV
ijtc-928	235	11	ilomata	ilomata	PROPN
ijtc-928	235	12	international	international	ADJ
ijtc-928	235	13	journal	journal	NOUN
ijtc-928	235	14	of	of	ADP
ijtc-928	235	15	tax	tax	PROPN
ijtc-928	235	16	&	&	CCONJ
ijtc-928	235	17	accounting	account	VERB
ijtc-928	235	18	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	235	19	kusmayadi	kusmayadi	NOUN
ijtc-928	235	20	,	,	PUNCT
ijtc-928	235	21	d.	d.	PROPN
ijtc-928	235	22	,	,	PUNCT
ijtc-928	235	23	rudiana	rudiana	PROPN
ijtc-928	235	24	,	,	PUNCT
ijtc-928	235	25	d.	d.	PROPN
ijtc-928	235	26	,	,	PUNCT
ijtc-928	235	27	&	&	CCONJ
ijtc-928	235	28	badruzaman	badruzaman	PROPN
ijtc-928	235	29	,	,	PUNCT
ijtc-928	235	30	j.	j.	PROPN
ijtc-928	235	31	(	(	PUNCT
ijtc-928	235	32	2019	2019	NUM
ijtc-928	235	33	)	)	PUNCT
ijtc-928	235	34	.	.	PUNCT
ijtc-928	236	1	good	good	ADJ
ijtc-928	236	2	corporate	corporate	ADJ
ijtc-928	236	3	governance	governance	NOUN
ijtc-928	236	4	(	(	PUNCT
ijtc-928	236	5	i.	i.	PROPN
ijtc-928	236	6	firmansyah	firmansyah	PROPN
ijtc-928	236	7	,	,	PUNCT
ijtc-928	236	8	ed	ed	NOUN
ijtc-928	236	9	.	.	PUNCT
ijtc-928	236	10	;	;	PUNCT
ijtc-928	236	11	vol	vol	NOUN
ijtc-928	236	12	.	.	PROPN
ijtc-928	236	13	3	3	NUM
ijtc-928	236	14	)	)	PUNCT
ijtc-928	236	15	.	.	PUNCT
ijtc-928	237	1	lppm	lppm	PROPN
ijtc-928	237	2	universitas	universita	NOUN
ijtc-928	237	3	siliwangi	siliwangi	PROPN
ijtc-928	237	4	.	.	PUNCT
ijtc-928	238	1	lusardi	lusardi	PROPN
ijtc-928	238	2	,	,	PUNCT
ijtc-928	238	3	a.	a.	NOUN
ijtc-928	238	4	(	(	PUNCT
ijtc-928	238	5	2019	2019	NUM
ijtc-928	238	6	)	)	PUNCT
ijtc-928	238	7	.	.	PUNCT
ijtc-928	239	1	financial	financial	ADJ
ijtc-928	239	2	literacy	literacy	NOUN
ijtc-928	239	3	and	and	CCONJ
ijtc-928	239	4	the	the	DET
ijtc-928	239	5	need	need	NOUN
ijtc-928	239	6	for	for	ADP
ijtc-928	239	7	financial	financial	ADJ
ijtc-928	239	8	education	education	NOUN
ijtc-928	239	9	:	:	PUNCT
ijtc-928	239	10	evidence	evidence	NOUN
ijtc-928	239	11	and	and	CCONJ
ijtc-928	239	12	implications	implication	NOUN
ijtc-928	239	13	.	.	PUNCT
ijtc-928	240	1	swiss	swiss	ADJ
ijtc-928	240	2	journal	journal	PROPN
ijtc-928	240	3	of	of	ADP
ijtc-928	240	4	economics	economic	NOUN
ijtc-928	240	5	and	and	CCONJ
ijtc-928	240	6	statistics	statistic	NOUN
ijtc-928	240	7	,	,	PUNCT
ijtc-928	240	8	155(1	155(1	NUM
ijtc-928	240	9	)	)	PUNCT
ijtc-928	240	10	,	,	PUNCT
ijtc-928	240	11	1–8	1–8	X
ijtc-928	240	12	.	.	PUNCT
ijtc-928	240	13	https://doi.org/10.1186/s41937-019-0027-5	https://doi.org/10.1186/s41937-019-0027-5	PROPN
ijtc-928	240	14	ma	ma	PROPN
ijtc-928	240	15	,	,	PUNCT
ijtc-928	240	16	x.	x.	NOUN
ijtc-928	240	17	(	(	PUNCT
ijtc-928	240	18	2021	2021	NUM
ijtc-928	240	19	)	)	PUNCT
ijtc-928	240	20	.	.	PUNCT
ijtc-928	241	1	education	education	NOUN
ijtc-928	241	2	background	background	NOUN
ijtc-928	241	3	bt	bt	ADP
ijtc-928	241	4	the	the	DET
ijtc-928	241	5	economic	economic	ADJ
ijtc-928	241	6	impact	impact	NOUN
ijtc-928	241	7	of	of	ADP
ijtc-928	241	8	government	government	NOUN
ijtc-928	241	9	policy	policy	NOUN
ijtc-928	241	10	on	on	ADP
ijtc-928	241	11	china	china	PROPN
ijtc-928	241	12	’s	’s	PART
ijtc-928	241	13	private	private	ADJ
ijtc-928	241	14	higher	high	ADJ
ijtc-928	241	15	education	education	NOUN
ijtc-928	241	16	sector	sector	NOUN
ijtc-928	241	17	(	(	PUNCT
ijtc-928	241	18	x.	x.	PROPN
ijtc-928	241	19	ma	ma	PROPN
ijtc-928	241	20	,	,	PUNCT
ijtc-928	241	21	ed	ed	NOUN
ijtc-928	241	22	.	.	PUNCT
ijtc-928	241	23	;	;	PUNCT
ijtc-928	242	1	pp	pp	X
ijtc-928	242	2	.	.	PUNCT
ijtc-928	243	1	59–88	59–88	NUM
ijtc-928	243	2	)	)	PUNCT
ijtc-928	243	3	.	.	PUNCT
ijtc-928	244	1	springer	springer	PROPN
ijtc-928	244	2	singapore	singapore	PROPN
ijtc-928	244	3	.	.	PUNCT
ijtc-928	245	1	https://doi.org/10.1007/978-981-33-6800-2_4	https://doi.org/10.1007/978-981-33-6800-2_4	PROPN
ijtc-928	245	2	mahdzan	mahdzan	PROPN
ijtc-928	245	3	,	,	PUNCT
ijtc-928	245	4	n.	n.	PROPN
ijtc-928	245	5	s.	s.	PROPN
ijtc-928	245	6	,	,	PUNCT
ijtc-928	245	7	zainudin	zainudin	PROPN
ijtc-928	245	8	,	,	PUNCT
ijtc-928	245	9	r.	r.	PROPN
ijtc-928	245	10	,	,	PUNCT
ijtc-928	245	11	abd	abd	PROPN
ijtc-928	245	12	sukor	sukor	NOUN
ijtc-928	245	13	,	,	PUNCT
ijtc-928	245	14	m.	m.	PROPN
ijtc-928	245	15	e.	e.	PROPN
ijtc-928	245	16	,	,	PUNCT
ijtc-928	245	17	zainir	zainir	PROPN
ijtc-928	245	18	,	,	PUNCT
ijtc-928	245	19	f.	f.	PROPN
ijtc-928	245	20	,	,	PUNCT
ijtc-928	245	21	&	&	CCONJ
ijtc-928	245	22	wan	wan	PROPN
ijtc-928	245	23	ahmad	ahmad	PROPN
ijtc-928	245	24	,	,	PUNCT
ijtc-928	245	25	w.	w.	PROPN
ijtc-928	245	26	m.	m.	NOUN
ijtc-928	245	27	(	(	PUNCT
ijtc-928	245	28	2020	2020	NUM
ijtc-928	245	29	)	)	PUNCT
ijtc-928	245	30	.	.	PUNCT
ijtc-928	246	1	an	an	DET
ijtc-928	246	2	exploratory	exploratory	ADJ
ijtc-928	246	3	study	study	NOUN
ijtc-928	246	4	of	of	ADP
ijtc-928	246	5	financial	financial	ADJ
ijtc-928	246	6	well	well	NOUN
ijtc-928	246	7	-	-	PUNCT
ijtc-928	246	8	being	being	NOUN
ijtc-928	246	9	among	among	ADP
ijtc-928	246	10	malaysian	malaysian	ADJ
ijtc-928	246	11	households	household	NOUN
ijtc-928	246	12	.	.	PUNCT
ijtc-928	247	1	journal	journal	NOUN
ijtc-928	247	2	of	of	ADP
ijtc-928	247	3	asian	asian	ADJ
ijtc-928	247	4	business	business	NOUN
ijtc-928	247	5	and	and	CCONJ
ijtc-928	247	6	economic	economic	ADJ
ijtc-928	247	7	studies	study	NOUN
ijtc-928	247	8	,	,	PUNCT
ijtc-928	247	9	27(3	27(3	NUM
ijtc-928	247	10	)	)	PUNCT
ijtc-928	247	11	,	,	PUNCT
ijtc-928	247	12	285–302	285–302	NUM
ijtc-928	247	13	.	.	PUNCT
ijtc-928	248	1	https://doi.org/10.1108/jabes-12-2019-0120	https://doi.org/10.1108/jabes-12-2019-0120	PROPN
ijtc-928	248	2	matinheikki	matinheikki	PROPN
ijtc-928	248	3	,	,	PUNCT
ijtc-928	248	4	j.	j.	PROPN
ijtc-928	248	5	,	,	PUNCT
ijtc-928	248	6	kauppi	kauppi	PROPN
ijtc-928	248	7	,	,	PUNCT
ijtc-928	248	8	k.	k.	PROPN
ijtc-928	248	9	,	,	PUNCT
ijtc-928	248	10	brandon	brandon	PROPN
ijtc-928	248	11	–	–	PUNCT
ijtc-928	248	12	jones	jones	PROPN
ijtc-928	248	13	,	,	PUNCT
ijtc-928	248	14	a.	a.	PROPN
ijtc-928	248	15	,	,	PUNCT
ijtc-928	248	16	&	&	CCONJ
ijtc-928	248	17	van	van	PROPN
ijtc-928	248	18	raaij	raaij	PROPN
ijtc-928	248	19	,	,	PUNCT
ijtc-928	248	20	e.	e.	PROPN
ijtc-928	248	21	m.	m.	PROPN
ijtc-928	248	22	(	(	PUNCT
ijtc-928	248	23	2022	2022	NUM
ijtc-928	248	24	)	)	PUNCT
ijtc-928	248	25	.	.	PUNCT
ijtc-928	249	1	making	make	VERB
ijtc-928	249	2	agency	agency	NOUN
ijtc-928	249	3	theory	theory	NOUN
ijtc-928	249	4	work	work	NOUN
ijtc-928	249	5	for	for	ADP
ijtc-928	249	6	supply	supply	NOUN
ijtc-928	249	7	chain	chain	NOUN
ijtc-928	249	8	relationships	relationship	NOUN
ijtc-928	249	9	:	:	PUNCT
ijtc-928	249	10	a	a	DET
ijtc-928	249	11	systematic	systematic	ADJ
ijtc-928	249	12	review	review	NOUN
ijtc-928	249	13	across	across	ADP
ijtc-928	249	14	four	four	NUM
ijtc-928	249	15	disciplines	discipline	NOUN
ijtc-928	249	16	.	.	PUNCT
ijtc-928	250	1	in	in	ADP
ijtc-928	250	2	international	international	ADJ
ijtc-928	250	3	journal	journal	NOUN
ijtc-928	250	4	of	of	ADP
ijtc-928	250	5	operations	operation	NOUN
ijtc-928	250	6	and	and	CCONJ
ijtc-928	250	7	production	production	NOUN
ijtc-928	250	8	management	management	NOUN
ijtc-928	250	9	(	(	PUNCT
ijtc-928	250	10	vol	vol	NOUN
ijtc-928	250	11	.	.	PROPN
ijtc-928	250	12	42	42	NUM
ijtc-928	250	13	,	,	PUNCT
ijtc-928	250	14	issue	issue	NOUN
ijtc-928	250	15	13	13	NUM
ijtc-928	250	16	)	)	PUNCT
ijtc-928	250	17	.	.	PUNCT
ijtc-928	251	1	https://doi.org/10.1108/ijopm-12-2021-0757	https://doi.org/10.1108/ijopm-12-2021-0757	PROPN
ijtc-928	251	2	melin	melin	PROPN
ijtc-928	251	3	,	,	PUNCT
ijtc-928	251	4	e.	e.	PROPN
ijtc-928	251	5	,	,	PUNCT
ijtc-928	251	6	&	&	CCONJ
ijtc-928	251	7	gaddefors	gaddefors	PROPN
ijtc-928	251	8	,	,	PUNCT
ijtc-928	251	9	j.	j.	PROPN
ijtc-928	251	10	(	(	PUNCT
ijtc-928	251	11	2023	2023	NUM
ijtc-928	251	12	)	)	PUNCT
ijtc-928	251	13	.	.	PUNCT
ijtc-928	252	1	agency	agency	NOUN
ijtc-928	252	2	in	in	ADP
ijtc-928	252	3	entrepreneurship	entrepreneurship	NOUN
ijtc-928	252	4	:	:	PUNCT
ijtc-928	252	5	preparing	prepare	VERB
ijtc-928	252	6	entrepreneurship	entrepreneurship	NOUN
ijtc-928	252	7	theory	theory	NOUN
ijtc-928	252	8	for	for	ADP
ijtc-928	252	9	another	another	DET
ijtc-928	252	10	view	view	NOUN
ijtc-928	252	11	of	of	ADP
ijtc-928	252	12	context	context	NOUN
ijtc-928	252	13	.	.	PUNCT
ijtc-928	253	1	international	international	ADJ
ijtc-928	253	2	journal	journal	PROPN
ijtc-928	253	3	of	of	ADP
ijtc-928	253	4	entrepreneurial	entrepreneurial	ADJ
ijtc-928	253	5	behaviour	behaviour	NOUN
ijtc-928	253	6	and	and	CCONJ
ijtc-928	253	7	research	research	NOUN
ijtc-928	253	8	,	,	PUNCT
ijtc-928	253	9	29(11	29(11	NUM
ijtc-928	253	10	)	)	PUNCT
ijtc-928	253	11	,	,	PUNCT
ijtc-928	253	12	184–205	184–205	NUM
ijtc-928	253	13	.	.	PUNCT
ijtc-928	253	14	https://doi.org/10.1108/ijebr-10-2022-0916	https://doi.org/10.1108/ijebr-10-2022-0916	ADJ
ijtc-928	253	15	oktaviona	oktaviona	NOUN
ijtc-928	253	16	,	,	PUNCT
ijtc-928	253	17	a.	a.	NOUN
ijtc-928	253	18	,	,	PUNCT
ijtc-928	253	19	andriani	andriani	PROPN
ijtc-928	253	20	,	,	PUNCT
ijtc-928	253	21	w.	w.	PROPN
ijtc-928	253	22	,	,	PUNCT
ijtc-928	253	23	&	&	CCONJ
ijtc-928	253	24	gustati	gustati	PROPN
ijtc-928	253	25	.	.	PUNCT
ijtc-928	254	1	(	(	PUNCT
ijtc-928	254	2	2022	2022	NUM
ijtc-928	254	3	)	)	PUNCT
ijtc-928	254	4	.	.	PUNCT
ijtc-928	255	1	peran	peran	PROPN
ijtc-928	255	2	perangkat	perangkat	PROPN
ijtc-928	255	3	desa	desa	PROPN
ijtc-928	255	4	dalam	dalam	PROPN
ijtc-928	255	5	akuntabilitas	akuntabilita	NOUN
ijtc-928	255	6	pengelolaan	pengelolaan	PROPN
ijtc-928	255	7	keuangan	keuangan	PROPN
ijtc-928	255	8	desa	desa	PROPN
ijtc-928	255	9	(	(	PUNCT
ijtc-928	255	10	studi	studi	PROPN
ijtc-928	255	11	kasus	kasus	PROPN
ijtc-928	255	12	di	di	PROPN
ijtc-928	255	13	nagari	nagari	PROPN
ijtc-928	255	14	rao	rao	PROPN
ijtc-928	255	15	-	-	PUNCT
ijtc-928	255	16	rao	rao	PROPN
ijtc-928	255	17	kecamatan	kecamatan	PROPN
ijtc-928	255	18	sungai	sungai	PROPN
ijtc-928	255	19	tarab	tarab	PROPN
ijtc-928	255	20	kabupaten	kabupaten	PROPN
ijtc-928	255	21	tanah	tanah	PROPN
ijtc-928	255	22	datar	datar	PROPN
ijtc-928	255	23	)	)	PUNCT
ijtc-928	255	24	.	.	PUNCT
ijtc-928	256	1	jurnal	jurnal	PROPN
ijtc-928	256	2	akuntansi	akuntansi	PROPN
ijtc-928	256	3	,	,	PUNCT
ijtc-928	256	4	bisnis	bisnis	PROPN
ijtc-928	256	5	,	,	PUNCT
ijtc-928	256	6	dan	dan	PROPN
ijtc-928	256	7	ekonomi	ekonomi	PROPN
ijtc-928	256	8	indonesia	indonesia	PROPN
ijtc-928	256	9	(	(	PUNCT
ijtc-928	256	10	jabei	jabei	PROPN
ijtc-928	256	11	)	)	PUNCT
ijtc-928	256	12	,	,	PUNCT
ijtc-928	256	13	2(1	2(1	NUM
ijtc-928	256	14	)	)	PUNCT
ijtc-928	256	15	,	,	PUNCT
ijtc-928	256	16	9–17	9–17	PROPN
ijtc-928	256	17	.	.	PUNCT
ijtc-928	257	1	rahayu	rahayu	PROPN
ijtc-928	257	2	,	,	PUNCT
ijtc-928	257	3	r.	r.	PROPN
ijtc-928	257	4	,	,	PUNCT
ijtc-928	257	5	suryani	suryani	PROPN
ijtc-928	257	6	,	,	PUNCT
ijtc-928	257	7	i.	i.	PROPN
ijtc-928	257	8	p.	p.	PROPN
ijtc-928	257	9	,	,	PUNCT
ijtc-928	257	10	karib	karib	PROPN
ijtc-928	257	11	,	,	PUNCT
ijtc-928	257	12	a.	a.	PROPN
ijtc-928	257	13	,	,	PUNCT
ijtc-928	257	14	&	&	CCONJ
ijtc-928	257	15	sari	sari	NOUN
ijtc-928	257	16	,	,	PUNCT
ijtc-928	257	17	v.	v.	PROPN
ijtc-928	257	18	g.	g.	PROPN
ijtc-928	257	19	(	(	PUNCT
ijtc-928	257	20	2022	2022	NUM
ijtc-928	257	21	)	)	PUNCT
ijtc-928	257	22	.	.	PUNCT
ijtc-928	258	1	financial	financial	ADJ
ijtc-928	258	2	literacy	literacy	NOUN
ijtc-928	258	3	of	of	ADP
ijtc-928	258	4	village	village	NOUN
ijtc-928	258	5	-	-	PUNCT
ijtc-928	258	6	owned	own	VERB
ijtc-928	258	7	enterprises	enterprise	NOUN
ijtc-928	258	8	(	(	PUNCT
ijtc-928	258	9	bumdes	bumde	NOUN
ijtc-928	258	10	)	)	PUNCT
ijtc-928	258	11	managers	manager	NOUN
ijtc-928	258	12	:	:	PUNCT
ijtc-928	258	13	a	a	DET
ijtc-928	258	14	study	study	NOUN
ijtc-928	258	15	of	of	ADP
ijtc-928	258	16	bumnag	bumnag	ADJ
ijtc-928	258	17	managers	manager	NOUN
ijtc-928	258	18	in	in	ADP
ijtc-928	258	19	west	west	PROPN
ijtc-928	258	20	sumatra	sumatra	PROPN
ijtc-928	258	21	province	province	PROPN
ijtc-928	258	22	.	.	PUNCT
ijtc-928	259	1	jurnal	jurnal	ADJ
ijtc-928	259	2	kajian	kajian	PROPN
ijtc-928	259	3	manajemen	manajeman	NOUN
ijtc-928	259	4	bisnis	bisnis	PROPN
ijtc-928	259	5	,	,	PUNCT
ijtc-928	259	6	11(1	11(1	NUM
ijtc-928	259	7	)	)	PUNCT
ijtc-928	259	8	,	,	PUNCT
ijtc-928	259	9	29–43	29–43	NUM
ijtc-928	259	10	.	.	PUNCT
ijtc-928	260	1	https://doi.org/10.24036/jkmb.11650500	https://doi.org/10.24036/jkmb.11650500	PROPN
ijtc-928	260	2	rizky	rizky	ADJ
ijtc-928	260	3	izzalqurny	izzalqurny	NOUN
ijtc-928	260	4	,	,	PUNCT
ijtc-928	260	5	t.	t.	PROPN
ijtc-928	260	6	,	,	PUNCT
ijtc-928	260	7	shobah	shobah	NOUN
ijtc-928	260	8	,	,	PUNCT
ijtc-928	260	9	n.	n.	NOUN
ijtc-928	260	10	,	,	PUNCT
ijtc-928	260	11	&	&	CCONJ
ijtc-928	260	12	rohmah	rohmah	PROPN
ijtc-928	260	13	,	,	PUNCT
ijtc-928	260	14	l.	l.	PROPN
ijtc-928	260	15	f.	f.	PROPN
ijtc-928	260	16	(	(	PUNCT
ijtc-928	260	17	2022	2022	NUM
ijtc-928	260	18	)	)	PUNCT
ijtc-928	260	19	.	.	PUNCT
ijtc-928	261	1	menguak	menguak	PROPN
ijtc-928	261	2	penerapan	penerapan	PROPN
ijtc-928	261	3	akuntansi	akuntansi	PROPN
ijtc-928	261	4	pada	pada	PROPN
ijtc-928	261	5	bum	bum	PROPN
ijtc-928	261	6	desa	desa	PROPN
ijtc-928	261	7	di	di	PROPN
ijtc-928	261	8	indonesia	indonesia	PROPN
ijtc-928	261	9	(	(	PUNCT
ijtc-928	261	10	studi	studi	PROPN
ijtc-928	261	11	kasus	kasus	PROPN
ijtc-928	261	12	pada	pada	PROPN
ijtc-928	261	13	bum	bum	PROPN
ijtc-928	261	14	desa	desa	PROPN
ijtc-928	261	15	di	di	PROPN
ijtc-928	261	16	kabupaten	kabupaten	PROPN
ijtc-928	261	17	jember	jember	PROPN
ijtc-928	261	18	)	)	PUNCT
ijtc-928	261	19	.	.	PUNCT
ijtc-928	262	1	maksimum	maksimum	ADJ
ijtc-928	262	2	(	(	PUNCT
ijtc-928	262	3	media	media	NOUN
ijtc-928	262	4	akuntansi	akuntansi	PROPN
ijtc-928	262	5	universitas	universitas	PROPN
ijtc-928	262	6	muhammadiyah	muhammadiyah	ADP
ijtc-928	262	7	semarang	semarang	PROPN
ijtc-928	262	8	)	)	PUNCT
ijtc-928	262	9	,	,	PUNCT
ijtc-928	262	10	12(2	12(2	NUM
ijtc-928	262	11	)	)	PUNCT
ijtc-928	262	12	,	,	PUNCT
ijtc-928	262	13	77–86	77–86	NUM
ijtc-928	262	14	.	.	PUNCT
ijtc-928	263	1	rosalina	rosalina	PROPN
ijtc-928	263	2	,	,	PUNCT
ijtc-928	263	3	e.	e.	PROPN
ijtc-928	263	4	,	,	PUNCT
ijtc-928	263	5	andriani	andriani	PROPN
ijtc-928	263	6	,	,	PUNCT
ijtc-928	263	7	w.	w.	PROPN
ijtc-928	263	8	,	,	PUNCT
ijtc-928	263	9	santi	santi	PROPN
ijtc-928	263	10	,	,	PUNCT
ijtc-928	263	11	e.	e.	PROPN
ijtc-928	263	12	,	,	PUNCT
ijtc-928	263	13	&	&	CCONJ
ijtc-928	263	14	rahmi	rahmi	PROPN
ijtc-928	263	15	,	,	PUNCT
ijtc-928	263	16	a.	a.	NOUN
ijtc-928	263	17	(	(	PUNCT
ijtc-928	263	18	2022	2022	NUM
ijtc-928	263	19	)	)	PUNCT
ijtc-928	263	20	.	.	PUNCT
ijtc-928	264	1	household	household	NOUN
ijtc-928	264	2	financial	financial	ADJ
ijtc-928	264	3	management	management	NOUN
ijtc-928	264	4	with	with	ADP
ijtc-928	264	5	personality	personality	NOUN
ijtc-928	264	6	factors	factor	NOUN
ijtc-928	264	7	and	and	CCONJ
ijtc-928	264	8	locus	locus	NOUN
ijtc-928	264	9	of	of	ADP
ijtc-928	264	10	control	control	NOUN
ijtc-928	264	11	through	through	ADP
ijtc-928	264	12	mental	mental	ADJ
ijtc-928	264	13	budgeting	budgeting	NOUN
ijtc-928	264	14	.	.	PUNCT
ijtc-928	265	1	economics	economic	NOUN
ijtc-928	265	2	,	,	PUNCT
ijtc-928	265	3	business	business	NOUN
ijtc-928	265	4	,	,	PUNCT
ijtc-928	265	5	accounting	accounting	NOUN
ijtc-928	265	6	&	&	CCONJ
ijtc-928	265	7	society	society	PROPN
ijtc-928	265	8	review	review	PROPN
ijtc-928	265	9	,	,	PUNCT
ijtc-928	265	10	1(3	1(3	NUM
ijtc-928	265	11	)	)	PUNCT
ijtc-928	265	12	,	,	PUNCT
ijtc-928	265	13	132–141	132–141	NUM
ijtc-928	265	14	.	.	PUNCT
ijtc-928	266	1	https://doi.org/10.55980/ebasr.v1i3.41	https://doi.org/10.55980/ebasr.v1i3.41	PROPN
ijtc-928	266	2	safitri	safitri	PROPN
ijtc-928	266	3	,	,	PUNCT
ijtc-928	266	4	a.	a.	PROPN
ijtc-928	266	5	z.	z.	PROPN
ijtc-928	266	6	,	,	PUNCT
ijtc-928	266	7	andriani	andriani	PROPN
ijtc-928	266	8	,	,	PUNCT
ijtc-928	266	9	w.	w.	PROPN
ijtc-928	266	10	,	,	PUNCT
ijtc-928	266	11	&	&	CCONJ
ijtc-928	266	12	herman	herman	PROPN
ijtc-928	266	13	,	,	PUNCT
ijtc-928	266	14	l.	l.	PROPN
ijtc-928	266	15	a.	a.	PROPN
ijtc-928	266	16	(	(	PUNCT
ijtc-928	266	17	2023	2023	NUM
ijtc-928	266	18	)	)	PUNCT
ijtc-928	266	19	.	.	PUNCT
ijtc-928	267	1	financial	financial	ADJ
ijtc-928	267	2	statement	statement	NOUN
ijtc-928	267	3	integrity	integrity	NOUN
ijtc-928	267	4	 	 	SPACE
ijtc-928	267	5	:	:	PUNCT
ijtc-928	267	6	what	what	PRON
ijtc-928	267	7	are	be	AUX
ijtc-928	267	8	things	thing	NOUN
ijtc-928	267	9	that	that	PRON
ijtc-928	267	10	influence	influence	VERB
ijtc-928	267	11	it	it	PRON
ijtc-928	267	12	?	?	PUNCT
ijtc-928	268	1	jurnal	jurnal	ADJ
ijtc-928	268	2	ilmiah	ilmiah	PROPN
ijtc-928	268	3	raflesia	raflesia	PROPN
ijtc-928	268	4	akuntansi	akuntansi	PROPN
ijtc-928	268	5	,	,	PUNCT
ijtc-928	268	6	9(1	9(1	NUM
ijtc-928	268	7	)	)	PUNCT
ijtc-928	268	8	,	,	PUNCT
ijtc-928	268	9	22–31	22–31	NUM
ijtc-928	268	10	.	.	PUNCT
ijtc-928	269	1	https://doi.org/10.53494/jira.v9i1.198	https://doi.org/10.53494/jira.v9i1.198	PROPN
ijtc-928	269	2	salovaara	salovaara	PROPN
ijtc-928	269	3	,	,	PUNCT
ijtc-928	269	4	j.	j.	PROPN
ijtc-928	269	5	j.	j.	PROPN
ijtc-928	269	6	,	,	PUNCT
ijtc-928	269	7	&	&	CCONJ
ijtc-928	269	8	soini	soini	PROPN
ijtc-928	269	9	,	,	PUNCT
ijtc-928	269	10	k.	k.	PROPN
ijtc-928	269	11	(	(	PUNCT
ijtc-928	269	12	2021	2021	NUM
ijtc-928	269	13	)	)	PUNCT
ijtc-928	269	14	.	.	PUNCT
ijtc-928	270	1	educated	educate	VERB
ijtc-928	270	2	professionals	professional	NOUN
ijtc-928	270	3	of	of	ADP
ijtc-928	270	4	sustainability	sustainability	NOUN
ijtc-928	270	5	and	and	CCONJ
ijtc-928	270	6	the	the	DET
ijtc-928	270	7	dimensions	dimension	NOUN
ijtc-928	270	8	of	of	ADP
ijtc-928	270	9	practices	practice	NOUN
ijtc-928	270	10	.	.	PUNCT
ijtc-928	271	1	international	international	ADJ
ijtc-928	271	2	journal	journal	NOUN
ijtc-928	271	3	of	of	ADP
ijtc-928	271	4	sustainability	sustainability	NOUN
ijtc-928	271	5	in	in	ADP
ijtc-928	271	6	higher	high	ADJ
ijtc-928	271	7	education	education	NOUN
ijtc-928	271	8	,	,	PUNCT
ijtc-928	271	9	22(8	22(8	NUM
ijtc-928	271	10	)	)	PUNCT
ijtc-928	271	11	,	,	PUNCT
ijtc-928	271	12	69–87	69–87	NUM
ijtc-928	271	13	.	.	PUNCT
ijtc-928	272	1	https://doi.org/10.1108/ijshe-09-2020-0327	https://doi.org/10.1108/ijshe-09-2020-0327	PROPN
ijtc-928	272	2	singh	singh	PROPN
ijtc-928	272	3	,	,	PUNCT
ijtc-928	272	4	b.	b.	PROPN
ijtc-928	272	5	,	,	PUNCT
ijtc-928	272	6	&	&	CCONJ
ijtc-928	272	7	singh	singh	PROPN
ijtc-928	272	8	,	,	PUNCT
ijtc-928	272	9	m.	m.	NOUN
ijtc-928	272	10	(	(	PUNCT
ijtc-928	272	11	2023	2023	NUM
ijtc-928	272	12	)	)	PUNCT
ijtc-928	272	13	.	.	PUNCT
ijtc-928	273	1	financial	financial	ADJ
ijtc-928	273	2	literacy	literacy	NOUN
ijtc-928	273	3	and	and	CCONJ
ijtc-928	273	4	its	its	PRON
ijtc-928	273	5	determinants	determinant	NOUN
ijtc-928	273	6	among	among	ADP
ijtc-928	273	7	the	the	DET
ijtc-928	273	8	schedule	schedule	NOUN
ijtc-928	273	9	tribes	tribe	NOUN
ijtc-928	273	10	:	:	PUNCT
ijtc-928	273	11	evidences	evidence	NOUN
ijtc-928	273	12	from	from	ADP
ijtc-928	273	13	india	india	PROPN
ijtc-928	273	14	.	.	PUNCT
ijtc-928	274	1	international	international	ADJ
ijtc-928	274	2	journal	journal	PROPN
ijtc-928	274	3	of	of	ADP
ijtc-928	274	4	social	social	ADJ
ijtc-928	274	5	economics	economic	NOUN
ijtc-928	274	6	.	.	PUNCT
ijtc-928	275	1	https://doi.org/10.1108/ijse01-2023-0008	https://doi.org/10.1108/ijse01-2023-0008	PROPN
ijtc-928	276	1	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADV
ijtc-928	276	2	the	the	DET
ijtc-928	276	3	influence	influence	NOUN
ijtc-928	276	4	of	of	ADP
ijtc-928	276	5	financial	financial	ADJ
ijtc-928	276	6	literacy	literacy	NOUN
ijtc-928	276	7	and	and	CCONJ
ijtc-928	276	8	educational	educational	ADJ
ijtc-928	276	9	background	background	NOUN
ijtc-928	276	10	on	on	ADP
ijtc-928	276	11	the	the	DET
ijtc-928	276	12	financial	financial	ADJ
ijtc-928	276	13	governance	governance	NOUN
ijtc-928	276	14	.	.	PUNCT
ijtc-928	277	1	andriani	andriani	PROPN
ijtc-928	277	2	,	,	PUNCT
ijtc-928	277	3	ananto	ananto	PROPN
ijtc-928	277	4	,	,	PUNCT
ijtc-928	277	5	zahara	zahara	PROPN
ijtc-928	277	6	,	,	PUNCT
ijtc-928	277	7	and	and	CCONJ
ijtc-928	277	8	aprila	aprila	NOUN
ijtc-928	277	9	754	754	NUM
ijtc-928	277	10	|	|	NOUN
ijtc-928	277	11	ilomata	ilomata	NOUN
ijtc-928	277	12	international	international	ADJ
ijtc-928	277	13	journal	journal	NOUN
ijtc-928	277	14	of	of	ADP
ijtc-928	277	15	tax	tax	PROPN
ijtc-928	277	16	&	&	CCONJ
ijtc-928	277	17	accounting	accounting	PROPN
ijtc-928	277	18	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-928	277	19	sofia	sofia	PROPN
ijtc-928	277	20	,	,	PUNCT
ijtc-928	277	21	g.	g.	PROPN
ijtc-928	277	22	,	,	PUNCT
ijtc-928	277	23	afni	afni	PROPN
ijtc-928	277	24	,	,	PUNCT
ijtc-928	277	25	z.	z.	PROPN
ijtc-928	277	26	,	,	PUNCT
ijtc-928	277	27	&	&	CCONJ
ijtc-928	277	28	andriani	andriani	PROPN
ijtc-928	277	29	,	,	PUNCT
ijtc-928	277	30	w.	w.	PROPN
ijtc-928	277	31	(	(	PUNCT
ijtc-928	277	32	2023	2023	NUM
ijtc-928	277	33	)	)	PUNCT
ijtc-928	277	34	.	.	PUNCT
ijtc-928	278	1	analisis	analisis	NOUN
ijtc-928	278	2	akuntabilitas	akuntabilita	NOUN
ijtc-928	278	3	pengelolaan	pengelolaan	PROPN
ijtc-928	278	4	dana	dana	PROPN
ijtc-928	278	5	desa	desa	PROPN
ijtc-928	278	6	(	(	PUNCT
ijtc-928	278	7	studi	studi	PROPN
ijtc-928	278	8	pada	pada	PROPN
ijtc-928	278	9	nagari	nagari	PROPN
ijtc-928	278	10	aia	aia	PROPN
ijtc-928	278	11	manggih	manggih	PROPN
ijtc-928	278	12	periode	periode	PROPN
ijtc-928	278	13	2018	2018	NUM
ijtc-928	278	14	-	-	SYM
ijtc-928	278	15	2022	2022	NUM
ijtc-928	278	16	)	)	PUNCT
ijtc-928	278	17	.	.	PUNCT
ijtc-928	279	1	ekonomis	ekonomis	PROPN
ijtc-928	279	2	:	:	PUNCT
ijtc-928	279	3	journal	journal	PROPN
ijtc-928	279	4	of	of	ADP
ijtc-928	279	5	economics	economic	NOUN
ijtc-928	279	6	and	and	CCONJ
ijtc-928	279	7	business	business	NOUN
ijtc-928	279	8	,	,	PUNCT
ijtc-928	279	9	7(2	7(2	NUM
ijtc-928	279	10	)	)	PUNCT
ijtc-928	279	11	,	,	PUNCT
ijtc-928	279	12	1172–1181	1172–1181	NUM
ijtc-928	279	13	.	.	PUNCT
ijtc-928	280	1	https://doi.org/10.33087/ekonomis.v7i2.1390	https://doi.org/10.33087/ekonomis.v7i2.1390	PRON
ijtc-928	280	2	tuor	tuor	NOUN
ijtc-928	280	3	sartore	sartore	NOUN
ijtc-928	280	4	,	,	PUNCT
ijtc-928	280	5	s.	s.	PROPN
ijtc-928	280	6	n.	n.	PROPN
ijtc-928	280	7	,	,	PUNCT
ijtc-928	280	8	&	&	CCONJ
ijtc-928	280	9	backes	backes	PROPN
ijtc-928	280	10	-	-	PUNCT
ijtc-928	280	11	gellner	gellner	PROPN
ijtc-928	280	12	,	,	PUNCT
ijtc-928	280	13	u.	u.	PROPN
ijtc-928	280	14	(	(	PUNCT
ijtc-928	280	15	2020	2020	NUM
ijtc-928	280	16	)	)	PUNCT
ijtc-928	280	17	.	.	PUNCT
ijtc-928	281	1	educational	educational	ADJ
ijtc-928	281	2	diversity	diversity	NOUN
ijtc-928	281	3	and	and	CCONJ
ijtc-928	281	4	individual	individual	ADJ
ijtc-928	281	5	pay	pay	NOUN
ijtc-928	281	6	:	:	PUNCT
ijtc-928	281	7	the	the	DET
ijtc-928	281	8	advantages	advantage	NOUN
ijtc-928	281	9	of	of	ADP
ijtc-928	281	10	combining	combine	VERB
ijtc-928	281	11	academic	academic	ADJ
ijtc-928	281	12	and	and	CCONJ
ijtc-928	281	13	vet	vet	NOUN
ijtc-928	281	14	graduates	graduate	NOUN
ijtc-928	281	15	in	in	ADP
ijtc-928	281	16	the	the	DET
ijtc-928	281	17	workplace	workplace	NOUN
ijtc-928	281	18	.	.	PUNCT
ijtc-928	282	1	empirical	empirical	ADJ
ijtc-928	282	2	research	research	NOUN
ijtc-928	282	3	in	in	ADP
ijtc-928	282	4	vocational	vocational	ADJ
ijtc-928	282	5	education	education	NOUN
ijtc-928	282	6	and	and	CCONJ
ijtc-928	282	7	training	training	NOUN
ijtc-928	282	8	,	,	PUNCT
ijtc-928	282	9	12(1	12(1	NUM
ijtc-928	282	10	)	)	PUNCT
ijtc-928	282	11	.	.	PUNCT
ijtc-928	283	1	https://doi.org/10.1186/s40461-020-00099-4	https://doi.org/10.1186/s40461-020-00099-4	NUM
ijtc-928	283	2	uemura	uemura	PROPN
ijtc-928	283	3	,	,	PUNCT
ijtc-928	283	4	m.	m.	PROPN
ijtc-928	283	5	r.	r.	PROPN
ijtc-928	283	6	b.	b.	PROPN
ijtc-928	283	7	,	,	PUNCT
ijtc-928	283	8	&	&	CCONJ
ijtc-928	283	9	comini	comini	PROPN
ijtc-928	283	10	,	,	PUNCT
ijtc-928	283	11	g.	g.	PROPN
ijtc-928	283	12	m.	m.	NOUN
ijtc-928	283	13	(	(	PUNCT
ijtc-928	283	14	2022	2022	NUM
ijtc-928	283	15	)	)	PUNCT
ijtc-928	283	16	.	.	PUNCT
ijtc-928	284	1	determining	determine	VERB
ijtc-928	284	2	factors	factor	NOUN
ijtc-928	284	3	in	in	ADP
ijtc-928	284	4	the	the	DET
ijtc-928	284	5	performance	performance	NOUN
ijtc-928	284	6	of	of	ADP
ijtc-928	284	7	integrated	integrate	VERB
ijtc-928	284	8	vocational	vocational	ADJ
ijtc-928	284	9	education	education	NOUN
ijtc-928	284	10	schools	school	NOUN
ijtc-928	284	11	.	.	PUNCT
ijtc-928	285	1	revista	revista	PROPN
ijtc-928	285	2	de	de	PROPN
ijtc-928	285	3	gestao	gestao	PROPN
ijtc-928	285	4	,	,	PUNCT
ijtc-928	285	5	29(2	29(2	NUM
ijtc-928	285	6	)	)	PUNCT
ijtc-928	285	7	,	,	PUNCT
ijtc-928	285	8	102–116	102–116	NUM
ijtc-928	285	9	.	.	PUNCT
ijtc-928	286	1	https://doi.org/10.1108/rege-12-2020-0123	https://doi.org/10.1108/rege-12-2020-0123	NOUN
ijtc-928	286	2	ulkhair	ulkhair	PROPN
ijtc-928	286	3	,	,	PUNCT
ijtc-928	286	4	n.	n.	NOUN
ijtc-928	286	5	,	,	PUNCT
ijtc-928	286	6	siskawati	siskawati	PROPN
ijtc-928	286	7	,	,	PUNCT
ijtc-928	286	8	e.	e.	PROPN
ijtc-928	286	9	,	,	PUNCT
ijtc-928	286	10	almunawar	almunawar	NOUN
ijtc-928	286	11	,	,	PUNCT
ijtc-928	286	12	m.	m.	NOUN
ijtc-928	286	13	n.	n.	PROPN
ijtc-928	286	14	,	,	PUNCT
ijtc-928	286	15	kumari	kumari	PROPN
ijtc-928	286	16	,	,	PUNCT
ijtc-928	286	17	s.	s.	PROPN
ijtc-928	286	18	,	,	PUNCT
ijtc-928	286	19	&	&	CCONJ
ijtc-928	286	20	handayani	handayani	PROPN
ijtc-928	286	21	,	,	PUNCT
ijtc-928	286	22	d.	d.	PROPN
ijtc-928	286	23	(	(	PUNCT
ijtc-928	286	24	2023	2023	NUM
ijtc-928	286	25	)	)	PUNCT
ijtc-928	286	26	.	.	PUNCT
ijtc-928	287	1	the	the	DET
ijtc-928	287	2	effect	effect	NOUN
ijtc-928	287	3	of	of	ADP
ijtc-928	287	4	financial	financial	ADJ
ijtc-928	287	5	literacy	literacy	NOUN
ijtc-928	287	6	,	,	PUNCT
ijtc-928	287	7	financial	financial	ADJ
ijtc-928	287	8	technology	technology	NOUN
ijtc-928	287	9	and	and	CCONJ
ijtc-928	287	10	income	income	NOUN
ijtc-928	287	11	on	on	ADP
ijtc-928	287	12	small	small	ADJ
ijtc-928	287	13	and	and	CCONJ
ijtc-928	287	14	medium	medium	ADJ
ijtc-928	287	15	entreprise	entreprise	NOUN
ijtc-928	287	16	financial	financial	ADJ
ijtc-928	287	17	behavior	behavior	NOUN
ijtc-928	287	18	.	.	PUNCT
ijtc-928	288	1	economics	economic	NOUN
ijtc-928	288	2	,	,	PUNCT
ijtc-928	288	3	business	business	NOUN
ijtc-928	288	4	,	,	PUNCT
ijtc-928	288	5	accounting	accounting	NOUN
ijtc-928	288	6	&	&	CCONJ
ijtc-928	288	7	society	society	PROPN
ijtc-928	288	8	review	review	PROPN
ijtc-928	288	9	,	,	PUNCT
ijtc-928	288	10	2(2	2(2	NUM
ijtc-928	288	11	)	)	PUNCT
ijtc-928	288	12	,	,	PUNCT
ijtc-928	288	13	134–144	134–144	NUM
ijtc-928	288	14	.	.	PUNCT
ijtc-928	289	1	https://doi.org/10.55980/ebasr.v2i2.80	https://doi.org/10.55980/ebasr.v2i2.80	PROPN
ijtc-928	289	2	wamsler	wamsler	PROPN
ijtc-928	289	3	,	,	PUNCT
ijtc-928	289	4	c.	c.	PROPN
ijtc-928	289	5	(	(	PUNCT
ijtc-928	289	6	2020	2020	NUM
ijtc-928	289	7	)	)	PUNCT
ijtc-928	289	8	.	.	PUNCT
ijtc-928	290	1	education	education	NOUN
ijtc-928	290	2	for	for	ADP
ijtc-928	290	3	sustainability	sustainability	NOUN
ijtc-928	290	4	:	:	PUNCT
ijtc-928	290	5	fostering	foster	VERB
ijtc-928	290	6	a	a	DET
ijtc-928	290	7	more	more	ADV
ijtc-928	290	8	conscious	conscious	ADJ
ijtc-928	290	9	society	society	NOUN
ijtc-928	290	10	and	and	CCONJ
ijtc-928	290	11	transformation	transformation	NOUN
ijtc-928	290	12	towards	towards	ADP
ijtc-928	290	13	sustainability	sustainability	NOUN
ijtc-928	290	14	.	.	PUNCT
ijtc-928	291	1	international	international	ADJ
ijtc-928	291	2	journal	journal	NOUN
ijtc-928	291	3	of	of	ADP
ijtc-928	291	4	sustainability	sustainability	NOUN
ijtc-928	291	5	in	in	ADP
ijtc-928	291	6	higher	high	ADJ
ijtc-928	291	7	education	education	NOUN
ijtc-928	291	8	,	,	PUNCT
ijtc-928	291	9	21(1	21(1	NUM
ijtc-928	291	10	)	)	PUNCT
ijtc-928	291	11	,	,	PUNCT
ijtc-928	291	12	112–130	112–130	NUM
ijtc-928	291	13	.	.	PUNCT
ijtc-928	292	1	https://doi.org/10.1108/ijshe-04-2019-0152	https://doi.org/10.1108/ijshe-04-2019-0152	PROPN
ijtc-928	292	2	xin	xin	PROPN
ijtc-928	292	3	,	,	PUNCT
ijtc-928	292	4	y.	y.	PROPN
ijtc-928	292	5	,	,	PUNCT
ijtc-928	292	6	zuo	zuo	PROPN
ijtc-928	292	7	,	,	PUNCT
ijtc-928	292	8	x.	x.	NOUN
ijtc-928	292	9	,	,	PUNCT
ijtc-928	292	10	&	&	CCONJ
ijtc-928	292	11	huang	huang	PROPN
ijtc-928	292	12	,	,	PUNCT
ijtc-928	292	13	q.	q.	PROPN
ijtc-928	292	14	(	(	PUNCT
ijtc-928	292	15	2018	2018	NUM
ijtc-928	292	16	)	)	PUNCT
ijtc-928	292	17	.	.	PUNCT
ijtc-928	293	1	research	research	NOUN
ijtc-928	293	2	on	on	ADP
ijtc-928	293	3	the	the	DET
ijtc-928	293	4	construction	construction	NOUN
ijtc-928	293	5	of	of	ADP
ijtc-928	293	6	seamless	seamless	ADJ
ijtc-928	293	7	learning	learning	NOUN
ijtc-928	293	8	platform	platform	NOUN
ijtc-928	293	9	based	base	VERB
ijtc-928	293	10	on	on	ADP
ijtc-928	293	11	open	open	ADJ
ijtc-928	293	12	education	education	NOUN
ijtc-928	293	13	.	.	PUNCT
ijtc-928	294	1	asian	asian	ADJ
ijtc-928	294	2	association	association	PROPN
ijtc-928	294	3	of	of	ADP
ijtc-928	294	4	open	open	ADJ
ijtc-928	294	5	universities	university	NOUN
ijtc-928	294	6	journal	journal	NOUN
ijtc-928	294	7	,	,	PUNCT
ijtc-928	294	8	13(1	13(1	NUM
ijtc-928	294	9	)	)	PUNCT
ijtc-928	294	10	,	,	PUNCT
ijtc-928	294	11	88–99	88–99	NUM
ijtc-928	294	12	.	.	PUNCT
ijtc-928	295	1	https://doi.org/10.1108/aaouj-01-2018-0005	https://doi.org/10.1108/aaouj-01-2018-0005	PROPN
ijtc-928	295	2	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN