id	sid	tid	token	lemma	pos
ijtc-99	1	1	the	the	DET
ijtc-99	1	2	illomata	illomata	PROPN
ijtc-99	1	3	international	international	PROPN
ijtc-99	1	4	journal	journal	PROPN
ijtc-99	1	5	of	of	ADP
ijtc-99	1	6	management	management	NOUN
ijtc-99	1	7	ijtc	ijtc	PROPN
ijtc-99	1	8	ilomata	ilomata	PROPN
ijtc-99	1	9	international	international	PROPN
ijtc-99	1	10	journal	journal	NOUN
ijtc-99	1	11	of	of	ADP
ijtc-99	1	12	tax	tax	PROPN
ijtc-99	1	13	&	&	CCONJ
ijtc-99	1	14	accounting	account	VERB
ijtc-99	1	15	p	p	PROPN
ijtc-99	1	16	-	-	PUNCT
ijtc-99	1	17	issn	issn	NOUN
ijtc-99	1	18	:	:	PUNCT
ijtc-99	1	19	2714	2714	NUM
ijtc-99	1	20	-	-	SYM
ijtc-99	1	21	9838	9838	NUM
ijtc-99	1	22	;	;	PUNCT
ijtc-99	1	23	e	e	X
ijtc-99	1	24	-	-	PUNCT
ijtc-99	1	25	issn	issn	NOUN
ijtc-99	1	26	:	:	PUNCT
ijtc-99	1	27	2714	2714	NUM
ijtc-99	1	28	-	-	SYM
ijtc-99	1	29	9846	9846	NUM
ijtc-99	1	30	vol	vol	NOUN
ijtc-99	1	31	.	.	PROPN
ijtc-99	1	32	1	1	NUM
ijtc-99	1	33	no	no	NOUN
ijtc-99	1	34	.	.	NOUN
ijtc-99	1	35	3	3	NUM
ijtc-99	1	36	july	july	PROPN
ijtc-99	1	37	2020	2020	NUM
ijtc-99	2	1	pp.145	pp.145	NOUN
ijtc-99	2	2	-	-	PUNCT
ijtc-99	2	3	151	151	NUM
ijtc-99	2	4	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	ADJ
ijtc-99	2	5	145	145	NUM
ijtc-99	2	6	|	|	NOUN
ijtc-99	2	7	ilomata	ilomata	PROPN
ijtc-99	2	8	international	international	ADJ
ijtc-99	2	9	journal	journal	NOUN
ijtc-99	2	10	of	of	ADP
ijtc-99	2	11	tax	tax	PROPN
ijtc-99	2	12	&	&	CCONJ
ijtc-99	2	13	accounting	accounting	PROPN
ijtc-99	2	14	vol	vol	NOUN
ijtc-99	2	15	.	.	PROPN
ijtc-99	3	1	1	1	NUM
ijtc-99	3	2	no	no	NOUN
ijtc-99	3	3	.	.	NOUN
ijtc-99	3	4	3	3	NUM
ijtc-99	3	5	july	july	PROPN
ijtc-99	3	6	2020	2020	NUM
ijtc-99	3	7	the	the	DET
ijtc-99	3	8	effect	effect	NOUN
ijtc-99	3	9	of	of	ADP
ijtc-99	3	10	capital	capital	NOUN
ijtc-99	3	11	adequacy	adequacy	NOUN
ijtc-99	3	12	ratio	ratio	NOUN
ijtc-99	3	13	on	on	ADP
ijtc-99	3	14	return	return	NOUN
ijtc-99	3	15	on	on	ADP
ijtc-99	3	16	assets	asset	NOUN
ijtc-99	3	17	with	with	ADP
ijtc-99	3	18	problem	problem	NOUN
ijtc-99	3	19	credit	credit	NOUN
ijtc-99	3	20	ratio	ratio	NOUN
ijtc-99	3	21	moderation	moderation	NOUN
ijtc-99	3	22	case	case	NOUN
ijtc-99	3	23	study	study	NOUN
ijtc-99	3	24	in	in	ADP
ijtc-99	3	25	the	the	DET
ijtc-99	3	26	sub	sub	NOUN
ijtc-99	3	27	-	-	NOUN
ijtc-99	3	28	sector	sector	NOUN
ijtc-99	3	29	of	of	ADP
ijtc-99	3	30	the	the	DET
ijtc-99	3	31	national	national	ADJ
ijtc-99	3	32	private	private	ADJ
ijtc-99	3	33	foreign	foreign	ADJ
ijtc-99	3	34	exchange	exchange	PROPN
ijtc-99	3	35	national	national	PROPN
ijtc-99	3	36	bank	bank	PROPN
ijtc-99	3	37	listed	list	VERB
ijtc-99	3	38	on	on	ADP
ijtc-99	3	39	the	the	DET
ijtc-99	3	40	indonesia	indonesia	PROPN
ijtc-99	3	41	stock	stock	PROPN
ijtc-99	3	42	exchange	exchange	NOUN
ijtc-99	3	43	in	in	ADP
ijtc-99	3	44	2014	2014	NUM
ijtc-99	3	45	-	-	SYM
ijtc-99	3	46	2018	2018	NUM
ijtc-99	3	47	deni	deni	NOUN
ijtc-99	3	48	sunaryo	sunaryo	NOUN
ijtc-99	3	49	faculty	faculty	NOUN
ijtc-99	3	50	of	of	ADP
ijtc-99	3	51	economics	economic	NOUN
ijtc-99	3	52	and	and	CCONJ
ijtc-99	3	53	business	business	PROPN
ijtc-99	3	54	university	university	PROPN
ijtc-99	3	55	of	of	ADP
ijtc-99	3	56	serang	serang	PROPN
ijtc-99	3	57	raya	raya	PROPN
ijtc-99	3	58	correspondent	correspondent	NOUN
ijtc-99	3	59	:	:	PUNCT
ijtc-99	3	60	denisunaryomm@gmail.com	denisunaryomm@gmail.com	X
ijtc-99	3	61	submitted	submit	VERB
ijtc-99	3	62	:	:	PUNCT
ijtc-99	3	63	june	june	PROPN
ijtc-99	3	64	24	24	NUM
ijtc-99	3	65	,	,	PUNCT
ijtc-99	3	66	2020	2020	NUM
ijtc-99	3	67	revised	revise	VERB
ijtc-99	3	68	:	:	PUNCT
ijtc-99	3	69	july	july	PROPN
ijtc-99	3	70	14	14	NUM
ijtc-99	3	71	,	,	PUNCT
ijtc-99	3	72	2020	2020	NUM
ijtc-99	3	73	published	publish	VERB
ijtc-99	3	74	:	:	PUNCT
ijtc-99	3	75	july	july	PROPN
ijtc-99	3	76	30	30	NUM
ijtc-99	3	77	,	,	PUNCT
ijtc-99	3	78	2020	2020	NUM
ijtc-99	3	79	abstract	abstract	ADV
ijtc-99	3	80	the	the	DET
ijtc-99	3	81	study	study	NOUN
ijtc-99	3	82	aims	aim	VERB
ijtc-99	3	83	to	to	PART
ijtc-99	3	84	determine	determine	VERB
ijtc-99	3	85	the	the	DET
ijtc-99	3	86	effect	effect	NOUN
ijtc-99	3	87	of	of	ADP
ijtc-99	3	88	capital	capital	NOUN
ijtc-99	3	89	adequacy	adequacy	NOUN
ijtc-99	3	90	ratio	ratio	NOUN
ijtc-99	3	91	on	on	ADP
ijtc-99	3	92	return	return	NOUN
ijtc-99	3	93	on	on	ADP
ijtc-99	3	94	asset	asset	NOUN
ijtc-99	3	95	with	with	ADP
ijtc-99	3	96	the	the	DET
ijtc-99	3	97	moderatiom	moderatiom	NOUN
ijtc-99	3	98	of	of	ADP
ijtc-99	3	99	non	non	ADJ
ijtc-99	3	100	-	-	ADJ
ijtc-99	3	101	performing	perform	VERB
ijtc-99	3	102	loan	loan	NOUN
ijtc-99	3	103	sub	sub	NOUN
ijtc-99	3	104	sector	sector	NOUN
ijtc-99	3	105	of	of	ADP
ijtc-99	3	106	national	national	ADJ
ijtc-99	3	107	foreign	foreign	ADJ
ijtc-99	3	108	exchange	exchange	NOUN
ijtc-99	3	109	private	private	ADJ
ijtc-99	3	110	banks	bank	NOUN
ijtc-99	3	111	listed	list	VERB
ijtc-99	3	112	on	on	ADP
ijtc-99	3	113	the	the	DET
ijtc-99	3	114	indonesian	indonesian	ADJ
ijtc-99	3	115	stock	stock	PROPN
ijtc-99	3	116	exchange	exchange	PROPN
ijtc-99	3	117	(	(	PUNCT
ijtc-99	3	118	idx	idx	PROPN
ijtc-99	3	119	)	)	PUNCT
ijtc-99	3	120	in	in	ADP
ijtc-99	3	121	2014	2014	NUM
ijtc-99	3	122	-	-	SYM
ijtc-99	3	123	2018	2018	NUM
ijtc-99	3	124	with	with	ADP
ijtc-99	3	125	a	a	DET
ijtc-99	3	126	population	population	NOUN
ijtc-99	3	127	of	of	ADP
ijtc-99	3	128	22	22	NUM
ijtc-99	3	129	banks	bank	NOUN
ijtc-99	3	130	.	.	PUNCT
ijtc-99	4	1	the	the	DET
ijtc-99	4	2	analysis	analysis	NOUN
ijtc-99	4	3	technique	technique	NOUN
ijtc-99	4	4	used	use	VERB
ijtc-99	4	5	are	be	AUX
ijtc-99	4	6	simple	simple	ADJ
ijtc-99	4	7	linear	linear	ADJ
ijtc-99	4	8	regression	regression	NOUN
ijtc-99	4	9	and	and	CCONJ
ijtc-99	4	10	moderated	moderate	VERB
ijtc-99	4	11	regression	regression	NOUN
ijtc-99	4	12	analysis	analysis	NOUN
ijtc-99	4	13	(	(	PUNCT
ijtc-99	4	14	mra	mra	NOUN
ijtc-99	4	15	)	)	PUNCT
ijtc-99	4	16	.	.	PUNCT
ijtc-99	5	1	the	the	DET
ijtc-99	5	2	result	result	NOUN
ijtc-99	5	3	showed	show	VERB
ijtc-99	5	4	that	that	SCONJ
ijtc-99	5	5	the	the	DET
ijtc-99	5	6	capital	capital	NOUN
ijtc-99	5	7	adequacy	adequacy	NOUN
ijtc-99	5	8	ratio	ratio	NOUN
ijtc-99	5	9	has	have	VERB
ijtc-99	5	10	a	a	DET
ijtc-99	5	11	positive	positive	ADJ
ijtc-99	5	12	and	and	CCONJ
ijtc-99	5	13	significant	significant	ADJ
ijtc-99	5	14	effect	effect	NOUN
ijtc-99	5	15	on	on	ADP
ijtc-99	5	16	return	return	NOUN
ijtc-99	5	17	on	on	ADP
ijtc-99	5	18	asset	asset	NOUN
ijtc-99	5	19	.	.	PUNCT
ijtc-99	6	1	while	while	SCONJ
ijtc-99	6	2	the	the	DET
ijtc-99	6	3	capital	capital	NOUN
ijtc-99	6	4	adequacy	adequacy	NOUN
ijtc-99	6	5	ratio	ratio	NOUN
ijtc-99	6	6	of	of	ADP
ijtc-99	6	7	non	non	ADJ
ijtc-99	6	8	-	-	ADJ
ijtc-99	6	9	performing	perform	VERB
ijtc-99	6	10	loan	loan	NOUN
ijtc-99	6	11	is	be	AUX
ijtc-99	6	12	not	not	PART
ijtc-99	6	13	able	able	ADJ
ijtc-99	6	14	to	to	PART
ijtc-99	6	15	moderate	moderate	VERB
ijtc-99	6	16	the	the	DET
ijtc-99	6	17	capital	capital	NOUN
ijtc-99	6	18	adequacy	adequacy	NOUN
ijtc-99	6	19	ratio	ratio	NOUN
ijtc-99	6	20	with	with	ADP
ijtc-99	6	21	return	return	NOUN
ijtc-99	6	22	on	on	ADP
ijtc-99	6	23	asset	asset	NOUN
ijtc-99	6	24	.	.	PUNCT
ijtc-99	7	1	keywords	keyword	NOUN
ijtc-99	7	2	:	:	PUNCT
ijtc-99	7	3	return	return	VERB
ijtc-99	7	4	on	on	ADP
ijtc-99	7	5	asset	asset	NOUN
ijtc-99	7	6	,	,	PUNCT
ijtc-99	7	7	capital	capital	NOUN
ijtc-99	7	8	adequacy	adequacy	NOUN
ijtc-99	7	9	ratio	ratio	NOUN
ijtc-99	7	10	,	,	PUNCT
ijtc-99	7	11	non	non	ADJ
ijtc-99	7	12	-	-	ADJ
ijtc-99	7	13	performing	perform	VERB
ijtc-99	7	14	loan	loan	NOUN
ijtc-99	7	15	.	.	PUNCT
ijtc-99	8	1	introduction	introduction	NOUN
ijtc-99	8	2	the	the	DET
ijtc-99	8	3	existence	existence	NOUN
ijtc-99	8	4	of	of	ADP
ijtc-99	8	5	financial	financial	ADJ
ijtc-99	8	6	intermediaries	intermediary	NOUN
ijtc-99	8	7	institution	institution	NOUN
ijtc-99	8	8	namely	namely	ADV
ijtc-99	8	9	banks	bank	NOUN
ijtc-99	8	10	,	,	PUNCT
ijtc-99	8	11	is	be	AUX
ijtc-99	8	12	very	very	ADV
ijtc-99	8	13	important	important	ADJ
ijtc-99	8	14	in	in	ADP
ijtc-99	8	15	a	a	DET
ijtc-99	8	16	modern	modern	ADJ
ijtc-99	8	17	economic	economic	ADJ
ijtc-99	8	18	system	system	NOUN
ijtc-99	8	19	.	.	PUNCT
ijtc-99	9	1	as	as	ADP
ijtc-99	9	2	an	an	DET
ijtc-99	9	3	intermediary	intermediary	ADJ
ijtc-99	9	4	institution	institution	NOUN
ijtc-99	9	5	,	,	PUNCT
ijtc-99	9	6	banks	bank	NOUN
ijtc-99	9	7	must	must	AUX
ijtc-99	9	8	have	have	VERB
ijtc-99	9	9	good	good	ADJ
ijtc-99	9	10	financial	financial	ADJ
ijtc-99	9	11	performance	performance	NOUN
ijtc-99	9	12	,	,	PUNCT
ijtc-99	9	13	because	because	SCONJ
ijtc-99	9	14	with	with	ADP
ijtc-99	9	15	good	good	ADJ
ijtc-99	9	16	financial	financial	ADJ
ijtc-99	9	17	performance	performance	NOUN
ijtc-99	9	18	,	,	PUNCT
ijtc-99	9	19	banks	bank	NOUN
ijtc-99	9	20	will	will	AUX
ijtc-99	9	21	more	more	ADV
ijtc-99	9	22	easily	easily	ADV
ijtc-99	9	23	get	get	VERB
ijtc-99	9	24	the	the	DET
ijtc-99	9	25	trust	trust	NOUN
ijtc-99	9	26	of	of	ADP
ijtc-99	9	27	their	their	PRON
ijtc-99	9	28	customers	customer	NOUN
ijtc-99	9	29	.	.	PUNCT
ijtc-99	10	1	one	one	NUM
ijtc-99	10	2	of	of	ADP
ijtc-99	10	3	the	the	DET
ijtc-99	10	4	main	main	ADJ
ijtc-99	10	5	objectives	objective	NOUN
ijtc-99	10	6	of	of	ADP
ijtc-99	10	7	bank	bank	NOUN
ijtc-99	10	8	operations	operation	NOUN
ijtc-99	10	9	is	be	AUX
ijtc-99	10	10	achieving	achieve	VERB
ijtc-99	10	11	maximum	maximum	ADJ
ijtc-99	10	12	profitability	profitability	NOUN
ijtc-99	10	13	.	.	PUNCT
ijtc-99	11	1	profitability	profitability	NOUN
ijtc-99	11	2	is	be	AUX
ijtc-99	11	3	the	the	DET
ijtc-99	11	4	most	most	ADV
ijtc-99	11	5	important	important	ADJ
ijtc-99	11	6	indicator	indicator	NOUN
ijtc-99	11	7	to	to	PART
ijtc-99	11	8	measure	measure	VERB
ijtc-99	11	9	the	the	DET
ijtc-99	11	10	performance	performance	NOUN
ijtc-99	11	11	of	of	ADP
ijtc-99	11	12	a	a	DET
ijtc-99	11	13	bank	bank	NOUN
ijtc-99	11	14	.	.	PUNCT
ijtc-99	12	1	the	the	DET
ijtc-99	12	2	ratio	ratio	NOUN
ijtc-99	12	3	commonly	commonly	ADV
ijtc-99	12	4	used	use	VERB
ijtc-99	12	5	to	to	PART
ijtc-99	12	6	measure	measure	VERB
ijtc-99	12	7	profitability	profitability	NOUN
ijtc-99	12	8	performance	performance	NOUN
ijtc-99	12	9	is	be	AUX
ijtc-99	12	10	the	the	DET
ijtc-99	12	11	return	return	NOUN
ijtc-99	12	12	on	on	ADP
ijtc-99	12	13	asset	asset	NOUN
ijtc-99	12	14	(	(	PUNCT
ijtc-99	12	15	roa	roa	PROPN
ijtc-99	12	16	)	)	PUNCT
ijtc-99	12	17	.	.	PUNCT
ijtc-99	13	1	roa	roa	PROPN
ijtc-99	13	2	is	be	AUX
ijtc-99	13	3	important	important	ADJ
ijtc-99	13	4	for	for	ADP
ijtc-99	13	5	banks	bank	NOUN
ijtc-99	13	6	because	because	SCONJ
ijtc-99	13	7	roa	roa	PROPN
ijtc-99	13	8	is	be	AUX
ijtc-99	13	9	used	use	VERB
ijtc-99	13	10	to	to	PART
ijtc-99	13	11	measure	measure	VERB
ijtc-99	13	12	the	the	DET
ijtc-99	13	13	effectiveness	effectiveness	NOUN
ijtc-99	13	14	of	of	ADP
ijtc-99	13	15	the	the	DET
ijtc-99	13	16	company	company	NOUN
ijtc-99	13	17	in	in	ADP
ijtc-99	13	18	generating	generate	VERB
ijtc-99	13	19	profits	profit	NOUN
ijtc-99	13	20	by	by	ADP
ijtc-99	13	21	utilizing	utilize	VERB
ijtc-99	13	22	its	its	PRON
ijtc-99	13	23	assets	asset	NOUN
ijtc-99	13	24	.	.	PUNCT
ijtc-99	14	1	the	the	PRON
ijtc-99	14	2	greater	great	ADJ
ijtc-99	14	3	the	the	DET
ijtc-99	14	4	return	return	NOUN
ijtc-99	14	5	on	on	ADP
ijtc-99	14	6	assets	asset	NOUN
ijtc-99	14	7	(	(	PUNCT
ijtc-99	14	8	roa	roa	NOUN
ijtc-99	14	9	)	)	PUNCT
ijtc-99	14	10	of	of	ADP
ijtc-99	14	11	a	a	DET
ijtc-99	14	12	bank	bank	NOUN
ijtc-99	14	13	,	,	PUNCT
ijtc-99	14	14	the	the	PRON
ijtc-99	14	15	greater	great	ADJ
ijtc-99	14	16	the	the	DET
ijtc-99	14	17	level	level	NOUN
ijtc-99	14	18	of	of	ADP
ijtc-99	14	19	profit	profit	NOUN
ijtc-99	14	20	achieved	achieve	VERB
ijtc-99	14	21	by	by	ADP
ijtc-99	14	22	the	the	DET
ijtc-99	14	23	bank	bank	NOUN
ijtc-99	14	24	and	and	CCONJ
ijtc-99	14	25	the	the	PRON
ijtc-99	14	26	better	well	ADJ
ijtc-99	14	27	the	the	DET
ijtc-99	14	28	bank	bank	NOUN
ijtc-99	14	29	's	's	PART
ijtc-99	14	30	position	position	NOUN
ijtc-99	14	31	in	in	ADP
ijtc-99	14	32	terms	term	NOUN
ijtc-99	14	33	of	of	ADP
ijtc-99	14	34	the	the	DET
ijtc-99	14	35	use	use	NOUN
ijtc-99	14	36	of	of	ADP
ijtc-99	14	37	its	its	PRON
ijtc-99	14	38	assets	asset	NOUN
ijtc-99	14	39	.	.	PUNCT
ijtc-99	15	1	the	the	DET
ijtc-99	15	2	effort	effort	NOUN
ijtc-99	15	3	to	to	PART
ijtc-99	15	4	increase	increase	VERB
ijtc-99	15	5	the	the	DET
ijtc-99	15	6	growth	growth	NOUN
ijtc-99	15	7	of	of	ADP
ijtc-99	15	8	a	a	DET
ijtc-99	15	9	bank	bank	NOUN
ijtc-99	15	10	can	can	AUX
ijtc-99	15	11	be	be	AUX
ijtc-99	15	12	seen	see	VERB
ijtc-99	15	13	from	from	ADP
ijtc-99	15	14	the	the	DET
ijtc-99	15	15	bank	bank	NOUN
ijtc-99	15	16	's	's	PART
ijtc-99	15	17	financial	financial	ADJ
ijtc-99	15	18	performance	performance	NOUN
ijtc-99	15	19	that	that	PRON
ijtc-99	15	20	can	can	AUX
ijtc-99	15	21	affect	affect	VERB
ijtc-99	15	22	the	the	DET
ijtc-99	15	23	return	return	NOUN
ijtc-99	15	24	on	on	ADP
ijtc-99	15	25	assets	asset	NOUN
ijtc-99	15	26	(	(	PUNCT
ijtc-99	15	27	roa	roa	NOUN
ijtc-99	15	28	)	)	PUNCT
ijtc-99	15	29	in	in	ADP
ijtc-99	15	30	terms	term	NOUN
ijtc-99	15	31	of	of	ADP
ijtc-99	15	32	financial	financial	ADJ
ijtc-99	15	33	ratios	ratio	NOUN
ijtc-99	15	34	,	,	PUNCT
ijtc-99	15	35	such	such	ADJ
ijtc-99	15	36	as	as	ADP
ijtc-99	15	37	capital	capital	NOUN
ijtc-99	15	38	adequacy	adequacy	NOUN
ijtc-99	15	39	ratio	ratio	NOUN
ijtc-99	15	40	(	(	PUNCT
ijtc-99	15	41	car	car	NOUN
ijtc-99	15	42	)	)	PUNCT
ijtc-99	15	43	,	,	PUNCT
ijtc-99	15	44	and	and	CCONJ
ijtc-99	15	45	non	non	ADJ
ijtc-99	15	46	-	-	ADJ
ijtc-99	15	47	performing	performing	ADJ
ijtc-99	15	48	loans	loan	NOUN
ijtc-99	15	49	(	(	PUNCT
ijtc-99	15	50	npl	npl	NOUN
ijtc-99	15	51	)	)	PUNCT
ijtc-99	15	52	.	.	PUNCT
ijtc-99	16	1	according	accord	VERB
ijtc-99	16	2	to	to	ADP
ijtc-99	16	3	kuncoro	kuncoro	PROPN
ijtc-99	16	4	and	and	CCONJ
ijtc-99	16	5	suhardjono	suhardjono	PROPN
ijtc-99	16	6	(	(	PUNCT
ijtc-99	16	7	2011	2011	NUM
ijtc-99	16	8	:	:	PUNCT
ijtc-99	16	9	519	519	NUM
ijtc-99	16	10	)	)	PUNCT
ijtc-99	16	11	capital	capital	NOUN
ijtc-99	16	12	adequacy	adequacy	NOUN
ijtc-99	16	13	ratio	ratio	NOUN
ijtc-99	16	14	is	be	AUX
ijtc-99	16	15	the	the	DET
ijtc-99	16	16	capital	capital	NOUN
ijtc-99	16	17	adequacy	adequacy	NOUN
ijtc-99	16	18	ratio	ratio	NOUN
ijtc-99	16	19	that	that	PRON
ijtc-99	16	20	shows	show	VERB
ijtc-99	16	21	the	the	DET
ijtc-99	16	22	ability	ability	NOUN
ijtc-99	16	23	of	of	ADP
ijtc-99	16	24	banks	bank	NOUN
ijtc-99	16	25	to	to	PART
ijtc-99	16	26	identify	identify	VERB
ijtc-99	16	27	,	,	PUNCT
ijtc-99	16	28	measure	measure	NOUN
ijtc-99	16	29	,	,	PUNCT
ijtc-99	16	30	monitor	monitor	NOUN
ijtc-99	16	31	,	,	PUNCT
ijtc-99	16	32	and	and	CCONJ
ijtc-99	16	33	control	control	NOUN
ijtc-99	16	34	risks	risk	NOUN
ijtc-99	16	35	that	that	PRON
ijtc-99	16	36	arise	arise	VERB
ijtc-99	16	37	that	that	PRON
ijtc-99	16	38	can	can	AUX
ijtc-99	16	39	affect	affect	VERB
ijtc-99	16	40	the	the	DET
ijtc-99	16	41	amount	amount	NOUN
ijtc-99	16	42	of	of	ADP
ijtc-99	16	43	bank	bank	NOUN
ijtc-99	16	44	capital	capital	NOUN
ijtc-99	16	45	.	.	PUNCT
ijtc-99	17	1	the	the	DET
ijtc-99	17	2	issue	issue	NOUN
ijtc-99	17	3	of	of	ADP
ijtc-99	17	4	capital	capital	NOUN
ijtc-99	17	5	adequacy	adequacy	NOUN
ijtc-99	17	6	is	be	AUX
ijtc-99	17	7	an	an	DET
ijtc-99	17	8	important	important	ADJ
ijtc-99	17	9	thing	thing	NOUN
ijtc-99	17	10	in	in	ADP
ijtc-99	17	11	the	the	DET
ijtc-99	17	12	banking	banking	NOUN
ijtc-99	17	13	business	business	NOUN
ijtc-99	17	14	.	.	PUNCT
ijtc-99	18	1	banks	bank	NOUN
ijtc-99	18	2	that	that	PRON
ijtc-99	18	3	have	have	VERB
ijtc-99	18	4	a	a	DET
ijtc-99	18	5	good	good	ADJ
ijtc-99	18	6	level	level	NOUN
ijtc-99	18	7	of	of	ADP
ijtc-99	18	8	capital	capital	NOUN
ijtc-99	18	9	adequacy	adequacy	NOUN
ijtc-99	18	10	,	,	PUNCT
ijtc-99	18	11	show	show	NOUN
ijtc-99	18	12	indicators	indicator	NOUN
ijtc-99	18	13	as	as	ADP
ijtc-99	18	14	a	a	DET
ijtc-99	18	15	healthy	healthy	ADJ
ijtc-99	18	16	bank	bank	NOUN
ijtc-99	18	17	.	.	PUNCT
ijtc-99	19	1	based	base	VERB
ijtc-99	19	2	on	on	ADP
ijtc-99	19	3	bank	bank	PROPN
ijtc-99	19	4	indonesia	indonesia	PROPN
ijtc-99	19	5	regulations	regulations	PROPN
ijtc-99	19	6	,	,	PUNCT
ijtc-99	19	7	the	the	DET
ijtc-99	19	8	minimum	minimum	ADJ
ijtc-99	19	9	capital	capital	NOUN
ijtc-99	19	10	adequacy	adequacy	NOUN
ijtc-99	19	11	requirement	requirement	NOUN
ijtc-99	19	12	for	for	ADP
ijtc-99	19	13	each	each	DET
ijtc-99	19	14	bank	bank	NOUN
ijtc-99	19	15	is	be	AUX
ijtc-99	19	16	8	8	NUM
ijtc-99	19	17	%	%	NOUN
ijtc-99	19	18	(	(	PUNCT
ijtc-99	19	19	pbi	pbi	NOUN
ijtc-99	19	20	no.15	no.15	NOUN
ijtc-99	19	21	/	/	SYM
ijtc-99	19	22	12	12	NUM
ijtc-99	19	23	/	/	SYM
ijtc-99	19	24	pbi	pbi	NOUN
ijtc-99	19	25	/	/	SYM
ijtc-99	19	26	2013	2013	NUM
ijtc-99	19	27	concerning	concern	VERB
ijtc-99	19	28	the	the	DET
ijtc-99	19	29	minimum	minimum	ADJ
ijtc-99	19	30	capital	capital	NOUN
ijtc-99	19	31	requirement	requirement	NOUN
ijtc-99	19	32	for	for	ADP
ijtc-99	19	33	commercial	commercial	ADJ
ijtc-99	19	34	banks	bank	NOUN
ijtc-99	19	35	)	)	PUNCT
ijtc-99	19	36	.	.	PUNCT
ijtc-99	20	1	https://www.ilomata.org/index.php/ijtc	https://www.ilomata.org/index.php/ijtc	PROPN
ijtc-99	20	2	mailto:denisunaryomm@gmail.com	mailto:denisunaryomm@gmail.com	X
ijtc-99	20	3	the	the	DET
ijtc-99	20	4	effect	effect	NOUN
ijtc-99	20	5	of	of	ADP
ijtc-99	20	6	capital	capital	NOUN
ijtc-99	20	7	adequacy	adequacy	NOUN
ijtc-99	20	8	ratio	ratio	NOUN
ijtc-99	20	9	on	on	ADP
ijtc-99	20	10	return	return	NOUN
ijtc-99	20	11	on	on	ADP
ijtc-99	20	12	assets	asset	NOUN
ijtc-99	20	13	with	with	ADP
ijtc-99	20	14	problem	problem	NOUN
ijtc-99	20	15	credit	credit	NOUN
ijtc-99	20	16	ratio	ratio	NOUN
ijtc-99	20	17	moderation	moderation	NOUN
ijtc-99	20	18	sunaryo	sunaryo	NOUN
ijtc-99	20	19	146	146	NUM
ijtc-99	20	20	|	|	ADV
ijtc-99	20	21	ilomata	ilomata	PROPN
ijtc-99	20	22	international	international	ADJ
ijtc-99	20	23	journal	journal	NOUN
ijtc-99	20	24	of	of	ADP
ijtc-99	20	25	tax	tax	PROPN
ijtc-99	20	26	&	&	CCONJ
ijtc-99	20	27	accounting	accounting	PROPN
ijtc-99	20	28	vol	vol	NOUN
ijtc-99	20	29	.	.	PROPN
ijtc-99	21	1	1	1	NUM
ijtc-99	21	2	no	no	NOUN
ijtc-99	21	3	.	.	NOUN
ijtc-99	21	4	3	3	NUM
ijtc-99	21	5	july	july	NOUN
ijtc-99	21	6	2020	2020	NUM
ijtc-99	21	7	in	in	ADP
ijtc-99	21	8	achieving	achieve	VERB
ijtc-99	21	9	optimal	optimal	ADJ
ijtc-99	21	10	roa	roa	NOUN
ijtc-99	21	11	,	,	PUNCT
ijtc-99	21	12	banks	bank	NOUN
ijtc-99	21	13	are	be	AUX
ijtc-99	21	14	faced	face	VERB
ijtc-99	21	15	with	with	ADP
ijtc-99	21	16	various	various	ADJ
ijtc-99	21	17	risks	risk	NOUN
ijtc-99	21	18	including	include	VERB
ijtc-99	21	19	credit	credit	NOUN
ijtc-99	21	20	risk	risk	NOUN
ijtc-99	21	21	.	.	PUNCT
ijtc-99	22	1	credit	credit	NOUN
ijtc-99	22	2	risk	risk	NOUN
ijtc-99	22	3	can	can	AUX
ijtc-99	22	4	be	be	AUX
ijtc-99	22	5	seen	see	VERB
ijtc-99	22	6	from	from	ADP
ijtc-99	22	7	the	the	DET
ijtc-99	22	8	amount	amount	NOUN
ijtc-99	22	9	of	of	ADP
ijtc-99	22	10	non	non	ADJ
ijtc-99	22	11	-	-	ADJ
ijtc-99	22	12	performing	performing	ADJ
ijtc-99	22	13	loans	loan	NOUN
ijtc-99	22	14	(	(	PUNCT
ijtc-99	22	15	npl	npl	NOUN
ijtc-99	22	16	)	)	PUNCT
ijtc-99	22	17	.	.	PUNCT
ijtc-99	23	1	the	the	DET
ijtc-99	23	2	amount	amount	NOUN
ijtc-99	23	3	of	of	ADP
ijtc-99	23	4	npl	npl	NOUN
ijtc-99	23	5	will	will	AUX
ijtc-99	23	6	affect	affect	VERB
ijtc-99	23	7	roa	roa	NOUN
ijtc-99	23	8	and	and	CCONJ
ijtc-99	23	9	car	car	NOUN
ijtc-99	23	10	,	,	PUNCT
ijtc-99	23	11	because	because	SCONJ
ijtc-99	23	12	the	the	PRON
ijtc-99	23	13	greater	great	ADJ
ijtc-99	23	14	the	the	DET
ijtc-99	23	15	credit	credit	NOUN
ijtc-99	23	16	risk	risk	NOUN
ijtc-99	23	17	faced	face	VERB
ijtc-99	23	18	by	by	ADP
ijtc-99	23	19	banks	bank	NOUN
ijtc-99	23	20	will	will	AUX
ijtc-99	23	21	increase	increase	VERB
ijtc-99	23	22	the	the	DET
ijtc-99	23	23	formation	formation	NOUN
ijtc-99	23	24	of	of	ADP
ijtc-99	23	25	allowance	allowance	NOUN
ijtc-99	23	26	for	for	ADP
ijtc-99	23	27	earning	earn	VERB
ijtc-99	23	28	asset	asset	NOUN
ijtc-99	23	29	losses	loss	NOUN
ijtc-99	23	30	(	(	PUNCT
ijtc-99	23	31	ppap	ppap	NOUN
ijtc-99	23	32	)	)	PUNCT
ijtc-99	23	33	from	from	ADP
ijtc-99	23	34	owned	own	VERB
ijtc-99	23	35	equity	equity	NOUN
ijtc-99	23	36	,	,	PUNCT
ijtc-99	23	37	so	so	SCONJ
ijtc-99	23	38	that	that	SCONJ
ijtc-99	23	39	the	the	DET
ijtc-99	23	40	reduced	reduced	ADJ
ijtc-99	23	41	share	share	NOUN
ijtc-99	23	42	of	of	ADP
ijtc-99	23	43	equity	equity	NOUN
ijtc-99	23	44	which	which	PRON
ijtc-99	23	45	is	be	AUX
ijtc-99	23	46	a	a	DET
ijtc-99	23	47	component	component	NOUN
ijtc-99	23	48	of	of	ADP
ijtc-99	23	49	capital	capital	NOUN
ijtc-99	23	50	adequacy	adequacy	NOUN
ijtc-99	23	51	.	.	PUNCT
ijtc-99	24	1	some	some	DET
ijtc-99	24	2	previous	previous	ADJ
ijtc-99	24	3	studies	study	NOUN
ijtc-99	24	4	show	show	VERB
ijtc-99	24	5	inconsistent	inconsistent	ADJ
ijtc-99	24	6	results	result	NOUN
ijtc-99	24	7	.	.	PUNCT
ijtc-99	25	1	this	this	PRON
ijtc-99	25	2	encourages	encourage	VERB
ijtc-99	25	3	this	this	DET
ijtc-99	25	4	research	research	NOUN
ijtc-99	25	5	.	.	PUNCT
ijtc-99	26	1	judging	judge	VERB
ijtc-99	26	2	from	from	ADP
ijtc-99	26	3	the	the	DET
ijtc-99	26	4	background	background	NOUN
ijtc-99	26	5	of	of	ADP
ijtc-99	26	6	these	these	DET
ijtc-99	26	7	problems	problem	NOUN
ijtc-99	26	8	,	,	PUNCT
ijtc-99	26	9	then	then	ADV
ijtc-99	26	10	a	a	DET
ijtc-99	26	11	study	study	NOUN
ijtc-99	26	12	entitled	entitle	VERB
ijtc-99	26	13	"	"	PUNCT
ijtc-99	26	14	the	the	DET
ijtc-99	26	15	influence	influence	NOUN
ijtc-99	26	16	of	of	ADP
ijtc-99	26	17	the	the	DET
ijtc-99	26	18	capital	capital	NOUN
ijtc-99	26	19	adequacy	adequacy	NOUN
ijtc-99	26	20	ratio	ratio	NOUN
ijtc-99	26	21	(	(	PUNCT
ijtc-99	26	22	car	car	NOUN
ijtc-99	26	23	)	)	PUNCT
ijtc-99	26	24	on	on	ADP
ijtc-99	26	25	return	return	NOUN
ijtc-99	26	26	on	on	ADP
ijtc-99	26	27	assets	asset	NOUN
ijtc-99	26	28	with	with	ADP
ijtc-99	26	29	the	the	DET
ijtc-99	26	30	moderation	moderation	NOUN
ijtc-99	26	31	of	of	ADP
ijtc-99	26	32	problematic	problematic	ADJ
ijtc-99	26	33	credit	credit	NOUN
ijtc-99	26	34	ratios	ratio	NOUN
ijtc-99	26	35	"	"	PUNCT
ijtc-99	26	36	.	.	PUNCT
ijtc-99	27	1	based	base	VERB
ijtc-99	27	2	on	on	ADP
ijtc-99	27	3	the	the	DET
ijtc-99	27	4	background	background	NOUN
ijtc-99	27	5	described	describe	VERB
ijtc-99	27	6	above	above	ADV
ijtc-99	27	7	,	,	PUNCT
ijtc-99	27	8	it	it	PRON
ijtc-99	27	9	can	can	AUX
ijtc-99	27	10	be	be	AUX
ijtc-99	27	11	concluded	conclude	VERB
ijtc-99	27	12	the	the	DET
ijtc-99	27	13	formulation	formulation	NOUN
ijtc-99	27	14	of	of	ADP
ijtc-99	27	15	the	the	DET
ijtc-99	27	16	problem	problem	NOUN
ijtc-99	27	17	from	from	ADP
ijtc-99	27	18	this	this	DET
ijtc-99	27	19	study	study	NOUN
ijtc-99	27	20	:	:	PUNCT
ijtc-99	27	21	(	(	PUNCT
ijtc-99	27	22	1	1	X
ijtc-99	27	23	)	)	PUNCT
ijtc-99	27	24	how	how	SCONJ
ijtc-99	27	25	the	the	DET
ijtc-99	27	26	effect	effect	NOUN
ijtc-99	27	27	of	of	ADP
ijtc-99	27	28	the	the	DET
ijtc-99	27	29	capital	capital	NOUN
ijtc-99	27	30	adequacy	adequacy	NOUN
ijtc-99	27	31	ratio	ratio	NOUN
ijtc-99	27	32	(	(	PUNCT
ijtc-99	27	33	car	car	NOUN
ijtc-99	27	34	)	)	PUNCT
ijtc-99	27	35	on	on	ADP
ijtc-99	27	36	return	return	NOUN
ijtc-99	27	37	on	on	ADP
ijtc-99	27	38	assets	asset	NOUN
ijtc-99	27	39	(	(	PUNCT
ijtc-99	27	40	roa	roa	NOUN
ijtc-99	27	41	)	)	PUNCT
ijtc-99	27	42	on	on	ADP
ijtc-99	27	43	private	private	ADJ
ijtc-99	27	44	commercial	commercial	ADJ
ijtc-99	27	45	banks	bank	NOUN
ijtc-99	27	46	listed	list	VERB
ijtc-99	27	47	on	on	ADP
ijtc-99	27	48	the	the	DET
ijtc-99	27	49	indonesia	indonesia	PROPN
ijtc-99	27	50	stock	stock	PROPN
ijtc-99	27	51	exchange	exchange	PROPN
ijtc-99	27	52	for	for	ADP
ijtc-99	27	53	the	the	DET
ijtc-99	27	54	period	period	NOUN
ijtc-99	27	55	20142018	20142018	NUM
ijtc-99	27	56	?	?	PUNCT
ijtc-99	28	1	(	(	PUNCT
ijtc-99	28	2	2	2	X
ijtc-99	28	3	)	)	PUNCT
ijtc-99	28	4	how	how	SCONJ
ijtc-99	28	5	does	do	AUX
ijtc-99	28	6	non	non	ADJ
ijtc-99	28	7	-	-	ADJ
ijtc-99	28	8	performing	performing	ADJ
ijtc-99	28	9	loans	loan	NOUN
ijtc-99	28	10	(	(	PUNCT
ijtc-99	28	11	npl	npl	NOUN
ijtc-99	28	12	)	)	PUNCT
ijtc-99	28	13	moderate	moderate	VERB
ijtc-99	28	14	the	the	DET
ijtc-99	28	15	effect	effect	NOUN
ijtc-99	28	16	of	of	ADP
ijtc-99	28	17	capital	capital	NOUN
ijtc-99	28	18	adequacy	adequacy	NOUN
ijtc-99	28	19	ratio	ratio	NOUN
ijtc-99	28	20	(	(	PUNCT
ijtc-99	28	21	car	car	NOUN
ijtc-99	28	22	)	)	PUNCT
ijtc-99	28	23	with	with	ADP
ijtc-99	28	24	return	return	NOUN
ijtc-99	28	25	on	on	ADP
ijtc-99	28	26	assets	asset	NOUN
ijtc-99	28	27	(	(	PUNCT
ijtc-99	28	28	roa	roa	NOUN
ijtc-99	28	29	)	)	PUNCT
ijtc-99	28	30	on	on	ADP
ijtc-99	28	31	private	private	ADJ
ijtc-99	28	32	commercial	commercial	ADJ
ijtc-99	28	33	banks	bank	NOUN
ijtc-99	28	34	listed	list	VERB
ijtc-99	28	35	on	on	ADP
ijtc-99	28	36	the	the	DET
ijtc-99	28	37	indonesia	indonesia	PROPN
ijtc-99	28	38	stock	stock	PROPN
ijtc-99	28	39	exchange	exchange	PROPN
ijtc-99	28	40	for	for	ADP
ijtc-99	28	41	the	the	DET
ijtc-99	28	42	2014	2014	NUM
ijtc-99	28	43	-	-	SYM
ijtc-99	28	44	2018	2018	NUM
ijtc-99	28	45	period	period	NOUN
ijtc-99	28	46	?	?	PUNCT
ijtc-99	29	1	findings	finding	NOUN
ijtc-99	29	2	from	from	ADP
ijtc-99	29	3	previous	previous	ADJ
ijtc-99	29	4	studies	study	NOUN
ijtc-99	29	5	regarding	regard	VERB
ijtc-99	29	6	factors	factor	NOUN
ijtc-99	29	7	that	that	PRON
ijtc-99	29	8	affect	affect	VERB
ijtc-99	29	9	the	the	DET
ijtc-99	29	10	profitability	profitability	NOUN
ijtc-99	29	11	of	of	ADP
ijtc-99	29	12	the	the	DET
ijtc-99	29	13	banking	banking	NOUN
ijtc-99	29	14	sector	sector	NOUN
ijtc-99	29	15	show	show	VERB
ijtc-99	29	16	inconsistent	inconsistent	ADJ
ijtc-99	29	17	results	result	NOUN
ijtc-99	29	18	.	.	PUNCT
ijtc-99	30	1	research	research	NOUN
ijtc-99	30	2	conducted	conduct	VERB
ijtc-99	30	3	by	by	ADP
ijtc-99	30	4	sri	sri	PROPN
ijtc-99	30	5	septiarini	septiarini	NOUN
ijtc-99	31	1	and	and	CCONJ
ijtc-99	31	2	i	i	PRON
ijtc-99	31	3	wayan	wayan	PROPN
ijtc-99	31	4	ramantha	ramantha	PROPN
ijtc-99	31	5	(	(	PUNCT
ijtc-99	31	6	2014	2014	NUM
ijtc-99	31	7	)	)	PUNCT
ijtc-99	31	8	shows	show	VERB
ijtc-99	31	9	that	that	DET
ijtc-99	31	10	car	car	NOUN
ijtc-99	31	11	has	have	VERB
ijtc-99	31	12	a	a	DET
ijtc-99	31	13	positive	positive	ADJ
ijtc-99	31	14	and	and	CCONJ
ijtc-99	31	15	not	not	PART
ijtc-99	31	16	significant	significant	ADJ
ijtc-99	31	17	effect	effect	NOUN
ijtc-99	31	18	on	on	ADP
ijtc-99	31	19	profitability	profitability	NOUN
ijtc-99	31	20	proxied	proxie	VERB
ijtc-99	31	21	by	by	ADP
ijtc-99	31	22	roa	roa	PROPN
ijtc-99	31	23	.	.	PUNCT
ijtc-99	32	1	this	this	DET
ijtc-99	32	2	study	study	NOUN
ijtc-99	32	3	is	be	AUX
ijtc-99	32	4	in	in	ADP
ijtc-99	32	5	line	line	NOUN
ijtc-99	32	6	with	with	ADP
ijtc-99	32	7	the	the	DET
ijtc-99	32	8	results	result	NOUN
ijtc-99	32	9	of	of	ADP
ijtc-99	32	10	research	research	NOUN
ijtc-99	32	11	of	of	ADP
ijtc-99	32	12	riski	riski	PROPN
ijtc-99	32	13	agustiningrum	agustiningrum	NOUN
ijtc-99	32	14	(	(	PUNCT
ijtc-99	32	15	2014	2014	NUM
ijtc-99	32	16	)	)	PUNCT
ijtc-99	32	17	shows	show	VERB
ijtc-99	32	18	that	that	DET
ijtc-99	32	19	car	car	NOUN
ijtc-99	32	20	has	have	VERB
ijtc-99	32	21	no	no	DET
ijtc-99	32	22	significant	significant	ADJ
ijtc-99	32	23	effect	effect	NOUN
ijtc-99	32	24	on	on	ADP
ijtc-99	32	25	roa	roa	PROPN
ijtc-99	32	26	.	.	PUNCT
ijtc-99	33	1	however	however	ADV
ijtc-99	33	2	,	,	PUNCT
ijtc-99	33	3	this	this	PRON
ijtc-99	33	4	is	be	AUX
ijtc-99	33	5	different	different	ADJ
ijtc-99	33	6	from	from	ADP
ijtc-99	33	7	the	the	DET
ijtc-99	33	8	results	result	NOUN
ijtc-99	33	9	of	of	ADP
ijtc-99	33	10	putu	putu	PROPN
ijtc-99	33	11	agus	agus	PROPN
ijtc-99	33	12	atmaja	atmaja	PROPN
ijtc-99	33	13	and	and	CCONJ
ijtc-99	33	14	ketut	ketut	PROPN
ijtc-99	33	15	sujana	sujana	PROPN
ijtc-99	33	16	(	(	PUNCT
ijtc-99	33	17	2014	2014	NUM
ijtc-99	33	18	)	)	PUNCT
ijtc-99	33	19	research	research	NOUN
ijtc-99	33	20	that	that	PRON
ijtc-99	33	21	shows	show	VERB
ijtc-99	33	22	that	that	DET
ijtc-99	33	23	car	car	NOUN
ijtc-99	33	24	has	have	VERB
ijtc-99	33	25	a	a	DET
ijtc-99	33	26	positive	positive	ADJ
ijtc-99	33	27	and	and	CCONJ
ijtc-99	33	28	significant	significant	ADJ
ijtc-99	33	29	effect	effect	NOUN
ijtc-99	33	30	on	on	ADP
ijtc-99	33	31	profitability	profitability	NOUN
ijtc-99	33	32	proxied	proxie	VERB
ijtc-99	33	33	by	by	ADP
ijtc-99	33	34	roa	roa	PROPN
ijtc-99	33	35	.	.	PUNCT
ijtc-99	34	1	the	the	DET
ijtc-99	34	2	results	result	NOUN
ijtc-99	34	3	of	of	ADP
ijtc-99	34	4	gusti	gusti	PROPN
ijtc-99	34	5	ayu	ayu	PROPN
ijtc-99	34	6	dwi	dwi	PROPN
ijtc-99	34	7	a	a	PROPN
ijtc-99	34	8	and	and	CCONJ
ijtc-99	34	9	nyoman	nyoman	PROPN
ijtc-99	34	10	abundanti	abundanti	PROPN
ijtc-99	34	11	(	(	PUNCT
ijtc-99	34	12	2018	2018	NUM
ijtc-99	34	13	)	)	PUNCT
ijtc-99	34	14	showed	show	VERB
ijtc-99	34	15	that	that	DET
ijtc-99	34	16	car	car	NOUN
ijtc-99	34	17	had	have	VERB
ijtc-99	34	18	a	a	DET
ijtc-99	34	19	positive	positive	ADJ
ijtc-99	34	20	and	and	CCONJ
ijtc-99	34	21	significant	significant	ADJ
ijtc-99	34	22	effect	effect	NOUN
ijtc-99	34	23	on	on	ADP
ijtc-99	34	24	roa	roa	PROPN
ijtc-99	34	25	.	.	PUNCT
ijtc-99	35	1	this	this	DET
ijtc-99	35	2	study	study	NOUN
ijtc-99	35	3	is	be	AUX
ijtc-99	35	4	in	in	ADP
ijtc-99	35	5	line	line	NOUN
ijtc-99	35	6	with	with	ADP
ijtc-99	35	7	the	the	DET
ijtc-99	35	8	research	research	NOUN
ijtc-99	35	9	results	result	NOUN
ijtc-99	35	10	of	of	ADP
ijtc-99	35	11	samsurizal	samsurizal	NOUN
ijtc-99	35	12	and	and	CCONJ
ijtc-99	35	13	astohar	astohar	PROPN
ijtc-99	35	14	(	(	PUNCT
ijtc-99	35	15	2016	2016	NUM
ijtc-99	35	16	)	)	PUNCT
ijtc-99	35	17	and	and	CCONJ
ijtc-99	35	18	shows	show	VERB
ijtc-99	35	19	that	that	DET
ijtc-99	35	20	car	car	NOUN
ijtc-99	35	21	has	have	VERB
ijtc-99	35	22	a	a	DET
ijtc-99	35	23	positive	positive	ADJ
ijtc-99	35	24	and	and	CCONJ
ijtc-99	35	25	significant	significant	ADJ
ijtc-99	35	26	effect	effect	NOUN
ijtc-99	35	27	on	on	ADP
ijtc-99	35	28	profitability	profitability	NOUN
ijtc-99	35	29	(	(	PUNCT
ijtc-99	35	30	roa	roa	NOUN
ijtc-99	35	31	)	)	PUNCT
ijtc-99	35	32	.	.	PUNCT
ijtc-99	36	1	research	research	NOUN
ijtc-99	36	2	conducted	conduct	VERB
ijtc-99	36	3	by	by	ADP
ijtc-99	36	4	sri	sri	ADJ
ijtc-99	36	5	septriani	septriani	NOUN
ijtc-99	36	6	and	and	CCONJ
ijtc-99	36	7	iw	iw	PROPN
ijtc-99	36	8	ramantha	ramantha	PROPN
ijtc-99	36	9	(	(	PUNCT
ijtc-99	36	10	2014	2014	NUM
ijtc-99	36	11	)	)	PUNCT
ijtc-99	36	12	shows	show	VERB
ijtc-99	36	13	that	that	SCONJ
ijtc-99	36	14	npl	npl	PROPN
ijtc-99	36	15	has	have	VERB
ijtc-99	36	16	a	a	DET
ijtc-99	36	17	positive	positive	ADJ
ijtc-99	36	18	effect	effect	NOUN
ijtc-99	36	19	and	and	CCONJ
ijtc-99	36	20	significant	significant	ADJ
ijtc-99	36	21	effect	effect	NOUN
ijtc-99	36	22	on	on	ADP
ijtc-99	36	23	the	the	DET
ijtc-99	36	24	relationship	relationship	NOUN
ijtc-99	36	25	between	between	ADP
ijtc-99	36	26	car	car	NOUN
ijtc-99	36	27	and	and	CCONJ
ijtc-99	36	28	roa	roa	PROPN
ijtc-99	36	29	.	.	PUNCT
ijtc-99	37	1	research	research	NOUN
ijtc-99	37	2	conducted	conduct	VERB
ijtc-99	37	3	by	by	ADP
ijtc-99	37	4	wayan	wayan	PROPN
ijtc-99	37	5	suardita	suardita	PROPN
ijtc-99	37	6	and	and	CCONJ
ijtc-99	37	7	m.	m.	PROPN
ijtc-99	37	8	asri	asri	PROPN
ijtc-99	37	9	dwija	dwija	PROPN
ijtc-99	37	10	putri	putri	PROPN
ijtc-99	37	11	shows	show	VERB
ijtc-99	37	12	that	that	SCONJ
ijtc-99	37	13	credit	credit	NOUN
ijtc-99	37	14	risk	risk	NOUN
ijtc-99	37	15	has	have	VERB
ijtc-99	37	16	a	a	DET
ijtc-99	37	17	significant	significant	ADJ
ijtc-99	37	18	effect	effect	NOUN
ijtc-99	37	19	on	on	ADP
ijtc-99	37	20	car	car	NOUN
ijtc-99	37	21	's	's	PART
ijtc-99	37	22	relationship	relationship	NOUN
ijtc-99	37	23	with	with	ADP
ijtc-99	37	24	profitability	profitability	NOUN
ijtc-99	37	25	.	.	PUNCT
ijtc-99	38	1	this	this	DET
ijtc-99	38	2	study	study	NOUN
ijtc-99	38	3	is	be	AUX
ijtc-99	38	4	not	not	PART
ijtc-99	38	5	in	in	ADP
ijtc-99	38	6	line	line	NOUN
ijtc-99	38	7	with	with	ADP
ijtc-99	38	8	the	the	DET
ijtc-99	38	9	results	result	NOUN
ijtc-99	38	10	of	of	ADP
ijtc-99	38	11	putu	putu	PROPN
ijtc-99	38	12	agus	agus	PROPN
ijtc-99	38	13	and	and	CCONJ
ijtc-99	38	14	ketut	ketut	PROPN
ijtc-99	38	15	sujana	sujana	PROPN
ijtc-99	38	16	's	's	PART
ijtc-99	38	17	(	(	PUNCT
ijtc-99	38	18	2014	2014	NUM
ijtc-99	38	19	)	)	PUNCT
ijtc-99	38	20	research	research	NOUN
ijtc-99	38	21	showing	show	VERB
ijtc-99	38	22	that	that	SCONJ
ijtc-99	38	23	npl	npl	PROPN
ijtc-99	38	24	results	result	NOUN
ijtc-99	38	25	have	have	VERB
ijtc-99	38	26	a	a	DET
ijtc-99	38	27	negative	negative	ADJ
ijtc-99	38	28	effect	effect	NOUN
ijtc-99	38	29	on	on	ADP
ijtc-99	38	30	the	the	DET
ijtc-99	38	31	relationship	relationship	NOUN
ijtc-99	38	32	between	between	ADP
ijtc-99	38	33	car	car	NOUN
ijtc-99	38	34	and	and	CCONJ
ijtc-99	38	35	profitability	profitability	NOUN
ijtc-99	38	36	.	.	PUNCT
ijtc-99	39	1	based	base	VERB
ijtc-99	39	2	on	on	ADP
ijtc-99	39	3	these	these	DET
ijtc-99	39	4	results	result	NOUN
ijtc-99	39	5	,	,	PUNCT
ijtc-99	39	6	the	the	DET
ijtc-99	39	7	research	research	NOUN
ijtc-99	39	8	hypothesis	hypothesis	NOUN
ijtc-99	39	9	is	be	AUX
ijtc-99	39	10	:	:	PUNCT
ijtc-99	39	11	hypothesis-1	hypothesis-1	NOUN
ijtc-99	39	12	:	:	PUNCT
ijtc-99	39	13	it	it	PRON
ijtc-99	39	14	is	be	AUX
ijtc-99	39	15	suspected	suspect	VERB
ijtc-99	39	16	that	that	SCONJ
ijtc-99	39	17	the	the	DET
ijtc-99	39	18	capital	capital	NOUN
ijtc-99	39	19	adequacy	adequacy	NOUN
ijtc-99	39	20	ratio	ratio	NOUN
ijtc-99	39	21	has	have	VERB
ijtc-99	39	22	a	a	DET
ijtc-99	39	23	positive	positive	ADJ
ijtc-99	39	24	and	and	CCONJ
ijtc-99	39	25	significant	significant	ADJ
ijtc-99	39	26	effect	effect	NOUN
ijtc-99	39	27	on	on	ADP
ijtc-99	39	28	return	return	NOUN
ijtc-99	39	29	on	on	ADP
ijtc-99	39	30	assets	asset	NOUN
ijtc-99	39	31	.	.	PUNCT
ijtc-99	40	1	hypothesis-2	hypothesis-2	NUM
ijtc-99	40	2	:	:	PUNCT
ijtc-99	40	3	t	t	PROPN
ijtc-99	40	4	is	be	AUX
ijtc-99	40	5	suspected	suspect	VERB
ijtc-99	40	6	that	that	SCONJ
ijtc-99	40	7	the	the	DET
ijtc-99	40	8	non	non	ADJ
ijtc-99	40	9	-	-	ADJ
ijtc-99	40	10	performing	perform	VERB
ijtc-99	40	11	loans	loan	NOUN
ijtc-99	40	12	can	can	AUX
ijtc-99	40	13	moderate	moderate	VERB
ijtc-99	40	14	the	the	DET
ijtc-99	40	15	influence	influence	NOUN
ijtc-99	40	16	of	of	ADP
ijtc-99	40	17	capital	capital	NOUN
ijtc-99	40	18	adequacy	adequacy	NOUN
ijtc-99	40	19	ratio	ratio	NOUN
ijtc-99	40	20	with	with	ADP
ijtc-99	40	21	return	return	NOUN
ijtc-99	40	22	on	on	ADP
ijtc-99	40	23	assets	asset	NOUN
ijtc-99	40	24	.	.	PUNCT
ijtc-99	41	1	method	method	VERB
ijtc-99	41	2	the	the	DET
ijtc-99	41	3	population	population	NOUN
ijtc-99	41	4	in	in	ADP
ijtc-99	41	5	this	this	DET
ijtc-99	41	6	study	study	NOUN
ijtc-99	41	7	is	be	AUX
ijtc-99	41	8	the	the	DET
ijtc-99	41	9	national	national	ADJ
ijtc-99	41	10	private	private	ADJ
ijtc-99	41	11	foreign	foreign	ADJ
ijtc-99	41	12	exchange	exchange	NOUN
ijtc-99	41	13	bank	bank	NOUN
ijtc-99	41	14	in	in	ADP
ijtc-99	41	15	2014	2014	NUM
ijtc-99	41	16	-	-	SYM
ijtc-99	41	17	2018	2018	NUM
ijtc-99	41	18	using	use	VERB
ijtc-99	41	19	data	datum	NOUN
ijtc-99	41	20	collection	collection	NOUN
ijtc-99	41	21	methods	method	NOUN
ijtc-99	41	22	used	use	VERB
ijtc-99	41	23	are	be	AUX
ijtc-99	41	24	secondary	secondary	ADJ
ijtc-99	41	25	data	datum	NOUN
ijtc-99	41	26	,	,	PUNCT
ijtc-99	41	27	namely	namely	ADV
ijtc-99	41	28	financial	financial	ADJ
ijtc-99	41	29	statements	statement	NOUN
ijtc-99	41	30	from	from	ADP
ijtc-99	41	31	20142018	20142018	NUM
ijtc-99	41	32	by	by	ADP
ijtc-99	41	33	accessing	access	VERB
ijtc-99	41	34	www.idx.co.id	www.idx.co.id	PROPN
ijtc-99	41	35	the	the	DET
ijtc-99	41	36	determination	determination	NOUN
ijtc-99	41	37	of	of	ADP
ijtc-99	41	38	the	the	DET
ijtc-99	41	39	sample	sample	NOUN
ijtc-99	41	40	is	be	AUX
ijtc-99	41	41	done	do	VERB
ijtc-99	41	42	by	by	ADP
ijtc-99	41	43	purposive	purposive	ADJ
ijtc-99	41	44	sampling	sampling	NOUN
ijtc-99	41	45	with	with	ADP
ijtc-99	41	46	the	the	DET
ijtc-99	41	47	following	follow	VERB
ijtc-99	41	48	sample	sample	NOUN
ijtc-99	41	49	criteria	criterion	NOUN
ijtc-99	41	50	:	:	PUNCT
ijtc-99	41	51	1	1	X
ijtc-99	41	52	)	)	PUNCT
ijtc-99	41	53	public	public	ADJ
ijtc-99	41	54	private	private	ADJ
ijtc-99	41	55	national	national	PROPN
ijtc-99	41	56	bank	bank	PROPN
ijtc-99	41	57	foreign	foreign	PROPN
ijtc-99	41	58	exchange	exchange	NOUN
ijtc-99	41	59	public	public	NOUN
ijtc-99	41	60	listed	list	VERB
ijtc-99	41	61	on	on	ADP
ijtc-99	41	62	the	the	DET
ijtc-99	41	63	idx	idx	NOUN
ijtc-99	41	64	;	;	PUNCT
ijtc-99	41	65	2	2	X
ijtc-99	41	66	)	)	PUNCT
ijtc-99	41	67	having	have	VERB
ijtc-99	41	68	the	the	DET
ijtc-99	41	69	most	most	ADV
ijtc-99	41	70	complete	complete	ADJ
ijtc-99	41	71	and	and	CCONJ
ijtc-99	41	72	published	publish	VERB
ijtc-99	41	73	financial	financial	ADJ
ijtc-99	41	74	statements	statement	NOUN
ijtc-99	41	75	from	from	ADP
ijtc-99	41	76	2014	2014	NUM
ijtc-99	41	77	-	-	SYM
ijtc-99	41	78	2018	2018	NUM
ijtc-99	41	79	;	;	PUNCT
ijtc-99	41	80	3	3	X
ijtc-99	41	81	)	)	PUNCT
ijtc-99	41	82	present	present	NOUN
ijtc-99	41	83	the	the	DET
ijtc-99	41	84	audited	audit	VERB
ijtc-99	41	85	annual	annual	ADJ
ijtc-99	41	86	financial	financial	ADJ
ijtc-99	41	87	statements	statement	NOUN
ijtc-99	41	88	for	for	ADP
ijtc-99	41	89	the	the	DET
ijtc-99	41	90	2014	2014	NUM
ijtc-99	41	91	-	-	SYM
ijtc-99	41	92	2018	2018	NUM
ijtc-99	41	93	period	period	NOUN
ijtc-99	41	94	;	;	PUNCT
ijtc-99	41	95	4	4	X
ijtc-99	41	96	)	)	PUNCT
ijtc-99	41	97	present	present	ADJ
ijtc-99	41	98	information	information	NOUN
ijtc-99	41	99	in	in	ADP
ijtc-99	41	100	the	the	DET
ijtc-99	41	101	financial	financial	ADJ
ijtc-99	41	102	statements	statement	NOUN
ijtc-99	41	103	relating	relate	VERB
ijtc-99	41	104	to	to	ADP
ijtc-99	41	105	the	the	DET
ijtc-99	41	106	research	research	NOUN
ijtc-99	41	107	variables	variable	NOUN
ijtc-99	41	108	;	;	PUNCT
ijtc-99	41	109	5	5	X
ijtc-99	41	110	)	)	PUNCT
ijtc-99	41	111	presenting	present	VERB
ijtc-99	41	112	in	in	ADP
ijtc-99	41	113	full	full	ADJ
ijtc-99	41	114	the	the	DET
ijtc-99	41	115	ratio	ratio	NOUN
ijtc-99	41	116	data	datum	NOUN
ijtc-99	41	117	needed	need	VERB
ijtc-99	41	118	in	in	ADP
ijtc-99	41	119	this	this	DET
ijtc-99	41	120	study	study	NOUN
ijtc-99	41	121	during	during	ADP
ijtc-99	41	122	the	the	DET
ijtc-99	41	123	2014	2014	NUM
ijtc-99	41	124	-	-	SYM
ijtc-99	41	125	2018	2018	NUM
ijtc-99	41	126	periods	period	NOUN
ijtc-99	41	127	.	.	PUNCT
ijtc-99	42	1	based	base	VERB
ijtc-99	42	2	on	on	ADP
ijtc-99	42	3	these	these	DET
ijtc-99	42	4	criteria	criterion	NOUN
ijtc-99	42	5	,	,	PUNCT
ijtc-99	42	6	the	the	DET
ijtc-99	42	7	sample	sample	NOUN
ijtc-99	42	8	used	use	VERB
ijtc-99	42	9	in	in	ADP
ijtc-99	42	10	this	this	DET
ijtc-99	42	11	study	study	NOUN
ijtc-99	42	12	were	be	AUX
ijtc-99	42	13	10	10	NUM
ijtc-99	42	14	banks	bank	NOUN
ijtc-99	42	15	http://www.idx.co.id/	http://www.idx.co.id/	ADP
ijtc-99	42	16	the	the	DET
ijtc-99	42	17	effect	effect	NOUN
ijtc-99	42	18	of	of	ADP
ijtc-99	42	19	capital	capital	NOUN
ijtc-99	42	20	adequacy	adequacy	NOUN
ijtc-99	42	21	ratio	ratio	NOUN
ijtc-99	42	22	on	on	ADP
ijtc-99	42	23	return	return	NOUN
ijtc-99	42	24	on	on	ADP
ijtc-99	42	25	assets	asset	NOUN
ijtc-99	42	26	with	with	ADP
ijtc-99	42	27	problem	problem	NOUN
ijtc-99	42	28	credit	credit	NOUN
ijtc-99	42	29	ratio	ratio	NOUN
ijtc-99	42	30	moderation	moderation	NOUN
ijtc-99	42	31	sunaryo	sunaryo	NOUN
ijtc-99	42	32	147	147	NUM
ijtc-99	42	33	|	|	ADV
ijtc-99	42	34	ilomata	ilomata	PROPN
ijtc-99	42	35	international	international	ADJ
ijtc-99	42	36	journal	journal	NOUN
ijtc-99	42	37	of	of	ADP
ijtc-99	42	38	tax	tax	PROPN
ijtc-99	42	39	&	&	CCONJ
ijtc-99	42	40	accounting	accounting	PROPN
ijtc-99	42	41	vol	vol	NOUN
ijtc-99	42	42	.	.	PROPN
ijtc-99	43	1	1	1	NUM
ijtc-99	44	1	no	no	NOUN
ijtc-99	44	2	.	.	NOUN
ijtc-99	45	1	3	3	NUM
ijtc-99	45	2	july	july	PROPN
ijtc-99	45	3	2020	2020	NUM
ijtc-99	45	4	from	from	ADP
ijtc-99	45	5	22	22	NUM
ijtc-99	45	6	banks	bank	NOUN
ijtc-99	45	7	with	with	ADP
ijtc-99	45	8	five	five	NUM
ijtc-99	45	9	years	year	NOUN
ijtc-99	45	10	of	of	ADP
ijtc-99	45	11	observation	observation	NOUN
ijtc-99	45	12	.	.	PUNCT
ijtc-99	46	1	the	the	DET
ijtc-99	46	2	variables	variable	NOUN
ijtc-99	46	3	used	use	VERB
ijtc-99	46	4	:	:	PUNCT
ijtc-99	46	5	1	1	X
ijtc-99	46	6	)	)	PUNCT
ijtc-99	46	7	the	the	DET
ijtc-99	46	8	independent	independent	ADJ
ijtc-99	46	9	variable	variable	NOUN
ijtc-99	46	10	is	be	AUX
ijtc-99	46	11	the	the	DET
ijtc-99	46	12	capital	capital	NOUN
ijtc-99	46	13	adequacy	adequacy	NOUN
ijtc-99	46	14	ratio	ratio	NOUN
ijtc-99	46	15	;	;	PUNCT
ijtc-99	46	16	2	2	X
ijtc-99	46	17	)	)	PUNCT
ijtc-99	46	18	the	the	DET
ijtc-99	46	19	independent	independent	ADJ
ijtc-99	46	20	variable	variable	NOUN
ijtc-99	46	21	is	be	AUX
ijtc-99	46	22	the	the	DET
ijtc-99	46	23	troubled	troubled	ADJ
ijtc-99	46	24	credit	credit	NOUN
ijtc-99	46	25	ratio	ratio	NOUN
ijtc-99	46	26	;	;	PUNCT
ijtc-99	46	27	3	3	X
ijtc-99	46	28	)	)	PUNCT
ijtc-99	46	29	the	the	DET
ijtc-99	46	30	moderating	moderate	VERB
ijtc-99	46	31	variable	variable	NOUN
ijtc-99	46	32	is	be	AUX
ijtc-99	46	33	return	return	NOUN
ijtc-99	46	34	on	on	ADP
ijtc-99	46	35	assets	asset	NOUN
ijtc-99	46	36	.	.	PUNCT
ijtc-99	47	1	hypothesis	hypothesis	NOUN
ijtc-99	47	2	testing	testing	NOUN
ijtc-99	47	3	in	in	ADP
ijtc-99	47	4	this	this	DET
ijtc-99	47	5	study	study	NOUN
ijtc-99	47	6	was	be	AUX
ijtc-99	47	7	conducted	conduct	VERB
ijtc-99	47	8	using	use	VERB
ijtc-99	47	9	simple	simple	ADJ
ijtc-99	47	10	linear	linear	ADJ
ijtc-99	47	11	regression	regression	NOUN
ijtc-99	47	12	and	and	CCONJ
ijtc-99	47	13	moderated	moderate	VERB
ijtc-99	47	14	regression	regression	NOUN
ijtc-99	47	15	analysis	analysis	NOUN
ijtc-99	47	16	(	(	PUNCT
ijtc-99	47	17	mra	mra	NOUN
ijtc-99	47	18	)	)	PUNCT
ijtc-99	47	19	.	.	PUNCT
ijtc-99	48	1	mra	mra	PROPN
ijtc-99	48	2	is	be	AUX
ijtc-99	48	3	a	a	DET
ijtc-99	48	4	special	special	ADJ
ijtc-99	48	5	application	application	NOUN
ijtc-99	48	6	of	of	ADP
ijtc-99	48	7	linear	linear	ADJ
ijtc-99	48	8	multiple	multiple	ADJ
ijtc-99	48	9	regression	regression	NOUN
ijtc-99	48	10	where	where	SCONJ
ijtc-99	48	11	the	the	DET
ijtc-99	48	12	regression	regression	NOUN
ijtc-99	48	13	equation	equation	NOUN
ijtc-99	48	14	contains	contain	VERB
ijtc-99	48	15	an	an	DET
ijtc-99	48	16	interaction	interaction	NOUN
ijtc-99	48	17	element	element	NOUN
ijtc-99	48	18	(	(	PUNCT
ijtc-99	48	19	ghozali	ghozali	PROPN
ijtc-99	48	20	,	,	PUNCT
ijtc-99	48	21	2011	2011	NUM
ijtc-99	48	22	:	:	PUNCT
ijtc-99	48	23	223	223	NUM
ijtc-99	48	24	)	)	PUNCT
ijtc-99	48	25	.	.	PUNCT
ijtc-99	49	1	according	accord	VERB
ijtc-99	49	2	to	to	ADP
ijtc-99	49	3	(	(	PUNCT
ijtc-99	49	4	sugiyono	sugiyono	X
ijtc-99	49	5	,	,	PUNCT
ijtc-99	49	6	2010	2010	NUM
ijtc-99	49	7	:	:	PUNCT
ijtc-99	49	8	270	270	NUM
ijtc-99	49	9	)	)	PUNCT
ijtc-99	49	10	the	the	DET
ijtc-99	49	11	equation	equation	NOUN
ijtc-99	49	12	of	of	ADP
ijtc-99	49	13	a	a	DET
ijtc-99	49	14	simple	simple	ADJ
ijtc-99	49	15	linear	linear	NOUN
ijtc-99	49	16	regression	regression	NOUN
ijtc-99	49	17	model	model	NOUN
ijtc-99	49	18	is	be	AUX
ijtc-99	49	19	:	:	PUNCT
ijtc-99	49	20	y	y	PROPN
ijtc-99	49	21	=	=	PUNCT
ijtc-99	49	22	a	a	PRON
ijtc-99	50	1	+	+	X
ijtc-99	50	2	bx	bx	NOUN
ijtc-99	50	3	.....................................................................................................	.....................................................................................................	PROPN
ijtc-99	50	4	(	(	PUNCT
ijtc-99	50	5	1	1	X
ijtc-99	50	6	)	)	PUNCT
ijtc-99	50	7	information	information	NOUN
ijtc-99	50	8	:	:	PUNCT
ijtc-99	50	9	y	y	NOUN
ijtc-99	50	10	=	=	PUNCT
ijtc-99	50	11	subject	subject	ADJ
ijtc-99	50	12	in	in	ADP
ijtc-99	50	13	the	the	DET
ijtc-99	50	14	predicted	predict	VERB
ijtc-99	50	15	dependent	dependent	ADJ
ijtc-99	50	16	variable	variable	NOUN
ijtc-99	50	17	(	(	PUNCT
ijtc-99	50	18	roa	roa	NOUN
ijtc-99	50	19	)	)	PUNCT
ijtc-99	50	20	x	x	PUNCT
ijtc-99	51	1	=	=	PUNCT
ijtc-99	51	2	independent	independent	ADJ
ijtc-99	51	3	variable	variable	NOUN
ijtc-99	51	4	that	that	PRON
ijtc-99	51	5	has	have	VERB
ijtc-99	51	6	a	a	DET
ijtc-99	51	7	certain	certain	ADJ
ijtc-99	51	8	value	value	NOUN
ijtc-99	51	9	to	to	PART
ijtc-99	51	10	be	be	AUX
ijtc-99	51	11	predicted	predict	VERB
ijtc-99	51	12	(	(	PUNCT
ijtc-99	51	13	car	car	NOUN
ijtc-99	51	14	)	)	PUNCT
ijtc-99	51	15	a	a	DET
ijtc-99	51	16	=	=	NOUN
ijtc-99	51	17	price	price	NOUN
ijtc-99	51	18	of	of	ADP
ijtc-99	51	19	y	y	PRON
ijtc-99	51	20	if	if	SCONJ
ijtc-99	51	21	x	x	PROPN
ijtc-99	51	22	=	=	SYM
ijtc-99	51	23	0	0	PUNCT
ijtc-99	51	24	(	(	PUNCT
ijtc-99	51	25	constant	constant	ADJ
ijtc-99	51	26	price	price	NOUN
ijtc-99	51	27	)	)	PUNCT
ijtc-99	51	28	b	b	NOUN
ijtc-99	51	29	=	=	NOUN
ijtc-99	51	30	direction	direction	NOUN
ijtc-99	51	31	number	number	NOUN
ijtc-99	51	32	or	or	CCONJ
ijtc-99	51	33	regression	regression	NOUN
ijtc-99	51	34	coefficient	coefficient	NOUN
ijtc-99	51	35	,	,	PUNCT
ijtc-99	51	36	which	which	PRON
ijtc-99	51	37	shows	show	VERB
ijtc-99	51	38	the	the	DET
ijtc-99	51	39	number	number	NOUN
ijtc-99	51	40	of	of	ADP
ijtc-99	51	41	increase	increase	NOUN
ijtc-99	51	42	or	or	CCONJ
ijtc-99	51	43	decrease	decrease	NOUN
ijtc-99	51	44	in	in	ADP
ijtc-99	51	45	the	the	DET
ijtc-99	51	46	dependent	dependent	ADJ
ijtc-99	51	47	variable	variable	NOUN
ijtc-99	51	48	based	base	VERB
ijtc-99	51	49	on	on	ADP
ijtc-99	51	50	the	the	DET
ijtc-99	51	51	independent	independent	ADJ
ijtc-99	51	52	variable	variable	NOUN
ijtc-99	51	53	.	.	PUNCT
ijtc-99	52	1	if	if	SCONJ
ijtc-99	52	2	b	b	X
ijtc-99	52	3	(	(	PUNCT
ijtc-99	52	4	+	+	NOUN
ijtc-99	52	5	)	)	PUNCT
ijtc-99	52	6	then	then	ADV
ijtc-99	52	7	rises	rise	VERB
ijtc-99	52	8	,	,	PUNCT
ijtc-99	52	9	and	and	CCONJ
ijtc-99	52	10	if	if	SCONJ
ijtc-99	52	11	(	(	PUNCT
ijtc-99	52	12	-	-	PUNCT
ijtc-99	52	13	)	)	PUNCT
ijtc-99	52	14	there	there	PRON
ijtc-99	52	15	is	be	VERB
ijtc-99	52	16	a	a	DET
ijtc-99	52	17	decrease	decrease	NOUN
ijtc-99	52	18	.	.	PUNCT
ijtc-99	53	1	while	while	SCONJ
ijtc-99	53	2	the	the	DET
ijtc-99	53	3	moderated	moderated	ADJ
ijtc-99	53	4	regression	regression	NOUN
ijtc-99	53	5	analysis	analysis	NOUN
ijtc-99	53	6	model	model	NOUN
ijtc-99	53	7	equation	equation	NOUN
ijtc-99	53	8	.	.	PUNCT
ijtc-99	54	1	y=	y=	PRON
ijtc-99	55	1	a	a	DET
ijtc-99	55	2	+	+	X
ijtc-99	55	3	𝑏1𝑋1	𝑏1𝑋1	PROPN
ijtc-99	55	4	+	+	PUNCT
ijtc-99	55	5	𝑏2𝑀1	𝑏2𝑀1	PUNCT
ijtc-99	55	6	+	+	CCONJ
ijtc-99	55	7	𝑏3𝑋1𝑀1	𝑏3𝑋1𝑀1	PROPN
ijtc-99	55	8	+	+	CCONJ
ijtc-99	55	9	e	e	X
ijtc-99	55	10	.................................................................	.................................................................	PUNCT
ijtc-99	55	11	(	(	PUNCT
ijtc-99	55	12	2	2	X
ijtc-99	55	13	)	)	PUNCT
ijtc-99	55	14	information	information	NOUN
ijtc-99	55	15	:	:	PUNCT
ijtc-99	56	1	y	y	NOUN
ijtc-99	56	2	=	=	PUNCT
ijtc-99	56	3	dependent	dependent	ADJ
ijtc-99	56	4	variable	variable	ADJ
ijtc-99	56	5	return	return	NOUN
ijtc-99	56	6	on	on	ADP
ijtc-99	56	7	assets	asset	NOUN
ijtc-99	56	8	(	(	PUNCT
ijtc-99	56	9	roa	roa	NOUN
ijtc-99	56	10	)	)	PUNCT
ijtc-99	56	11	a	a	DET
ijtc-99	56	12	=	=	X
ijtc-99	56	13	constant	constant	ADJ
ijtc-99	56	14	b	b	NOUN
ijtc-99	56	15	=	=	NOUN
ijtc-99	56	16	regression	regression	NOUN
ijtc-99	56	17	coefficient	coefficient	NOUN
ijtc-99	56	18	x_1	x_1	PROPN
ijtc-99	57	1	=	=	PUNCT
ijtc-99	58	1	independent	independent	ADJ
ijtc-99	58	2	variable	variable	ADJ
ijtc-99	58	3	capital	capital	NOUN
ijtc-99	58	4	adequacy	adequacy	NOUN
ijtc-99	58	5	ratio	ratio	NOUN
ijtc-99	58	6	(	(	PUNCT
ijtc-99	58	7	car	car	NOUN
ijtc-99	58	8	)	)	PUNCT
ijtc-99	58	9	m_1	m_1	PROPN
ijtc-99	58	10	=	=	PUNCT
ijtc-99	58	11	variable	variable	ADJ
ijtc-99	58	12	problem	problem	NOUN
ijtc-99	58	13	ratio	ratio	NOUN
ijtc-99	58	14	(	(	PUNCT
ijtc-99	58	15	npl	npl	NOUN
ijtc-99	58	16	)	)	PUNCT
ijtc-99	58	17	moderation	moderation	NOUN
ijtc-99	58	18	e	e	NOUN
ijtc-99	58	19	=	=	PRON
ijtc-99	58	20	confounding	confound	VERB
ijtc-99	58	21	variable	variable	ADJ
ijtc-99	58	22	linear	linear	ADJ
ijtc-99	58	23	regression	regression	NOUN
ijtc-99	58	24	test	test	NOUN
ijtc-99	58	25	is	be	AUX
ijtc-99	58	26	done	do	VERB
ijtc-99	58	27	after	after	SCONJ
ijtc-99	58	28	the	the	DET
ijtc-99	58	29	data	data	NOUN
ijtc-99	58	30	is	be	AUX
ijtc-99	58	31	free	free	ADJ
ijtc-99	58	32	from	from	ADP
ijtc-99	58	33	the	the	DET
ijtc-99	58	34	classic	classic	ADJ
ijtc-99	58	35	assumption	assumption	NOUN
ijtc-99	58	36	test	test	NOUN
ijtc-99	58	37	,	,	PUNCT
ijtc-99	58	38	that	that	ADV
ijtc-99	58	39	is	is	ADV
ijtc-99	58	40	,	,	PUNCT
ijtc-99	58	41	a	a	DET
ijtc-99	58	42	normality	normality	NOUN
ijtc-99	58	43	test	test	NOUN
ijtc-99	58	44	is	be	AUX
ijtc-99	58	45	performed	perform	VERB
ijtc-99	58	46	to	to	PART
ijtc-99	58	47	test	test	VERB
ijtc-99	58	48	whether	whether	SCONJ
ijtc-99	58	49	in	in	ADP
ijtc-99	58	50	the	the	DET
ijtc-99	58	51	regression	regression	NOUN
ijtc-99	58	52	model	model	NOUN
ijtc-99	58	53	the	the	DET
ijtc-99	58	54	independent	independent	ADJ
ijtc-99	58	55	variable	variable	NOUN
ijtc-99	58	56	and	and	CCONJ
ijtc-99	58	57	the	the	DET
ijtc-99	58	58	dependent	dependent	ADJ
ijtc-99	58	59	variable	variable	NOUN
ijtc-99	58	60	have	have	VERB
ijtc-99	58	61	a	a	DET
ijtc-99	58	62	normal	normal	ADJ
ijtc-99	58	63	distribution	distribution	NOUN
ijtc-99	58	64	or	or	CCONJ
ijtc-99	58	65	not	not	PART
ijtc-99	58	66	(	(	PUNCT
ijtc-99	58	67	ghozali	ghozali	ADJ
ijtc-99	58	68	,	,	PUNCT
ijtc-99	58	69	2012	2012	NUM
ijtc-99	58	70	:	:	PUNCT
ijtc-99	58	71	160	160	NUM
ijtc-99	58	72	)	)	PUNCT
ijtc-99	58	73	,	,	PUNCT
ijtc-99	58	74	the	the	DET
ijtc-99	58	75	heteroscedasticity	heteroscedasticity	NOUN
ijtc-99	58	76	test	test	NOUN
ijtc-99	58	77	aims	aim	VERB
ijtc-99	58	78	to	to	PART
ijtc-99	58	79	test	test	VERB
ijtc-99	58	80	whether	whether	SCONJ
ijtc-99	58	81	in	in	ADP
ijtc-99	58	82	the	the	DET
ijtc-99	58	83	regression	regression	NOUN
ijtc-99	58	84	model	model	NOUN
ijtc-99	58	85	there	there	PRON
ijtc-99	58	86	is	be	VERB
ijtc-99	58	87	an	an	DET
ijtc-99	58	88	inequality	inequality	NOUN
ijtc-99	58	89	of	of	ADP
ijtc-99	58	90	variance	variance	NOUN
ijtc-99	58	91	from	from	ADP
ijtc-99	58	92	the	the	DET
ijtc-99	58	93	residuals	residual	NOUN
ijtc-99	58	94	of	of	ADP
ijtc-99	58	95	one	one	NUM
ijtc-99	58	96	observation	observation	NOUN
ijtc-99	58	97	to	to	ADP
ijtc-99	58	98	another	another	PRON
ijtc-99	58	99	.	.	PUNCT
ijtc-99	59	1	according	accord	VERB
ijtc-99	59	2	to	to	ADP
ijtc-99	59	3	(	(	PUNCT
ijtc-99	59	4	ghozali	ghozali	ADJ
ijtc-99	59	5	,	,	PUNCT
ijtc-99	59	6	2012	2012	NUM
ijtc-99	59	7	:	:	PUNCT
ijtc-99	59	8	110	110	NUM
ijtc-99	59	9	)	)	PUNCT
ijtc-99	59	10	the	the	DET
ijtc-99	59	11	autocorrelation	autocorrelation	NOUN
ijtc-99	59	12	test	test	NOUN
ijtc-99	59	13	aims	aim	VERB
ijtc-99	59	14	to	to	PART
ijtc-99	59	15	test	test	VERB
ijtc-99	59	16	whether	whether	SCONJ
ijtc-99	59	17	in	in	ADP
ijtc-99	59	18	a	a	DET
ijtc-99	59	19	linear	linear	ADJ
ijtc-99	59	20	regression	regression	NOUN
ijtc-99	59	21	model	model	NOUN
ijtc-99	59	22	there	there	PRON
ijtc-99	59	23	is	be	VERB
ijtc-99	59	24	a	a	DET
ijtc-99	59	25	correlation	correlation	NOUN
ijtc-99	59	26	between	between	ADP
ijtc-99	59	27	the	the	DET
ijtc-99	59	28	interruption	interruption	NOUN
ijtc-99	59	29	error	error	NOUN
ijtc-99	59	30	in	in	ADP
ijtc-99	59	31	the	the	DET
ijtc-99	59	32	t	t	NOUN
ijtc-99	59	33	period	period	NOUN
ijtc-99	59	34	and	and	CCONJ
ijtc-99	59	35	the	the	DET
ijtc-99	59	36	confounding	confound	VERB
ijtc-99	59	37	error	error	NOUN
ijtc-99	59	38	in	in	ADP
ijtc-99	59	39	the	the	DET
ijtc-99	59	40	t-1	t-1	PROPN
ijtc-99	59	41	period	period	NOUN
ijtc-99	59	42	(	(	PUNCT
ijtc-99	59	43	before	before	ADV
ijtc-99	59	44	)	)	PUNCT
ijtc-99	59	45	.	.	PUNCT
ijtc-99	60	1	result	result	NOUN
ijtc-99	60	2	and	and	CCONJ
ijtc-99	60	3	discussion	discussion	NOUN
ijtc-99	60	4	table	table	NOUN
ijtc-99	60	5	1	1	NUM
ijtc-99	60	6	source	source	NOUN
ijtc-99	60	7	:	:	PUNCT
ijtc-99	60	8	spss	spss	PROPN
ijtc-99	60	9	data	data	PROPN
ijtc-99	60	10	processing	processing	NOUN
ijtc-99	60	11	results	result	VERB
ijtc-99	60	12	23	23	NUM
ijtc-99	60	13	descriptive	descriptive	ADJ
ijtc-99	60	14	statistics	statistic	NOUN
ijtc-99	60	15	n	n	PRON
ijtc-99	61	1	minimum	minimum	ADJ
ijtc-99	61	2	maximum	maximum	ADJ
ijtc-99	61	3	mean	mean	ADJ
ijtc-99	61	4	std	std	NOUN
ijtc-99	61	5	.	.	PUNCT
ijtc-99	62	1	deviation	deviation	NOUN
ijtc-99	62	2	roa	roa	PROPN
ijtc-99	62	3	50	50	NUM
ijtc-99	62	4	.24	.24	NUM
ijtc-99	62	5	3.86	3.86	NUM
ijtc-99	62	6	1.6336	1.6336	NUM
ijtc-99	62	7	.84859	.84859	NUM
ijtc-99	63	1	car	car	NOUN
ijtc-99	63	2	50	50	NUM
ijtc-99	63	3	15.17	15.17	NUM
ijtc-99	63	4	35.12	35.12	NUM
ijtc-99	63	5	21.2324	21.2324	NUM
ijtc-99	63	6	4.93967	4.93967	NUM
ijtc-99	63	7	npl	npl	NOUN
ijtc-99	63	8	50	50	NUM
ijtc-99	63	9	.34	.34	NUM
ijtc-99	63	10	6.11	6.11	NUM
ijtc-99	63	11	2.6440	2.6440	NUM
ijtc-99	63	12	1.10158	1.10158	NUM
ijtc-99	63	13	interaction	interaction	NOUN
ijtc-99	63	14	50	50	NUM
ijtc-99	63	15	5.59	5.59	NUM
ijtc-99	63	16	126.08	126.08	NUM
ijtc-99	63	17	55.9674	55.9674	NUM
ijtc-99	63	18	24.92706	24.92706	NUM
ijtc-99	63	19	valid	valid	ADJ
ijtc-99	63	20	n	n	CCONJ
ijtc-99	63	21	(	(	PUNCT
ijtc-99	63	22	listwise	listwise	PROPN
ijtc-99	63	23	)	)	PUNCT
ijtc-99	63	24	50	50	NUM
ijtc-99	63	25	the	the	DET
ijtc-99	63	26	effect	effect	NOUN
ijtc-99	63	27	of	of	ADP
ijtc-99	63	28	capital	capital	NOUN
ijtc-99	63	29	adequacy	adequacy	NOUN
ijtc-99	63	30	ratio	ratio	NOUN
ijtc-99	63	31	on	on	ADP
ijtc-99	63	32	return	return	NOUN
ijtc-99	63	33	on	on	ADP
ijtc-99	63	34	assets	asset	NOUN
ijtc-99	63	35	with	with	ADP
ijtc-99	63	36	problem	problem	NOUN
ijtc-99	63	37	credit	credit	NOUN
ijtc-99	63	38	ratio	ratio	NOUN
ijtc-99	63	39	moderation	moderation	NOUN
ijtc-99	63	40	sunaryo	sunaryo	NOUN
ijtc-99	63	41	148	148	NUM
ijtc-99	63	42	|	|	NOUN
ijtc-99	63	43	ilomata	ilomata	NOUN
ijtc-99	63	44	international	international	ADJ
ijtc-99	63	45	journal	journal	NOUN
ijtc-99	63	46	of	of	ADP
ijtc-99	63	47	tax	tax	PROPN
ijtc-99	63	48	&	&	CCONJ
ijtc-99	63	49	accounting	accounting	PROPN
ijtc-99	63	50	vol	vol	NOUN
ijtc-99	63	51	.	.	PROPN
ijtc-99	63	52	1	1	NUM
ijtc-99	64	1	no	no	NOUN
ijtc-99	64	2	.	.	NOUN
ijtc-99	64	3	3	3	NUM
ijtc-99	64	4	july	july	NOUN
ijtc-99	64	5	2020	2020	NUM
ijtc-99	64	6	in	in	ADP
ijtc-99	64	7	table	table	NOUN
ijtc-99	64	8	1	1	NUM
ijtc-99	64	9	,	,	PUNCT
ijtc-99	64	10	the	the	DET
ijtc-99	64	11	minimum	minimum	ADJ
ijtc-99	64	12	roa	roa	NOUN
ijtc-99	64	13	value	value	NOUN
ijtc-99	64	14	is	be	AUX
ijtc-99	64	15	0.24	0.24	NUM
ijtc-99	64	16	obtained	obtain	VERB
ijtc-99	64	17	by	by	ADP
ijtc-99	64	18	cimb	cimb	PROPN
ijtc-99	64	19	niaga	niaga	PROPN
ijtc-99	64	20	bank	bank	PROPN
ijtc-99	64	21	,	,	PUNCT
ijtc-99	64	22	the	the	DET
ijtc-99	64	23	maximum	maximum	ADJ
ijtc-99	64	24	value	value	NOUN
ijtc-99	64	25	is	be	AUX
ijtc-99	64	26	3.86	3.86	NUM
ijtc-99	64	27	obtained	obtain	VERB
ijtc-99	64	28	by	by	ADP
ijtc-99	64	29	mestika	mestika	NOUN
ijtc-99	64	30	dharma	dharma	PROPN
ijtc-99	64	31	bank	bank	NOUN
ijtc-99	64	32	,	,	PUNCT
ijtc-99	64	33	and	and	CCONJ
ijtc-99	64	34	the	the	DET
ijtc-99	64	35	mean	mean	ADJ
ijtc-99	64	36	(	(	PUNCT
ijtc-99	64	37	average	average	ADJ
ijtc-99	64	38	)	)	PUNCT
ijtc-99	64	39	roa	roa	NOUN
ijtc-99	64	40	value	value	NOUN
ijtc-99	64	41	is	be	AUX
ijtc-99	64	42	1.6336	1.6336	NUM
ijtc-99	64	43	and	and	CCONJ
ijtc-99	64	44	the	the	DET
ijtc-99	64	45	standard	standard	ADJ
ijtc-99	64	46	deviation	deviation	NOUN
ijtc-99	64	47	is	be	AUX
ijtc-99	64	48	0	0	NUM
ijtc-99	64	49	,	,	PUNCT
ijtc-99	64	50	84859	84859	NUM
ijtc-99	64	51	.	.	PUNCT
ijtc-99	65	1	standard	standard	ADJ
ijtc-99	65	2	deviation	deviation	NOUN
ijtc-99	65	3	values	value	NOUN
ijtc-99	65	4	that	that	PRON
ijtc-99	65	5	are	be	AUX
ijtc-99	65	6	smaller	small	ADJ
ijtc-99	65	7	than	than	ADP
ijtc-99	65	8	the	the	DET
ijtc-99	65	9	average	average	ADJ
ijtc-99	65	10	value	value	NOUN
ijtc-99	65	11	indicate	indicate	VERB
ijtc-99	65	12	that	that	SCONJ
ijtc-99	65	13	roa	roa	PROPN
ijtc-99	65	14	data	datum	NOUN
ijtc-99	65	15	are	be	AUX
ijtc-99	65	16	normal	normal	ADJ
ijtc-99	65	17	.	.	PUNCT
ijtc-99	66	1	the	the	PRON
ijtc-99	66	2	smaller	small	ADJ
ijtc-99	66	3	the	the	DET
ijtc-99	66	4	standard	standard	ADJ
ijtc-99	66	5	deviation	deviation	NOUN
ijtc-99	66	6	the	the	DET
ijtc-99	66	7	better	well	ADJ
ijtc-99	66	8	,	,	PUNCT
ijtc-99	66	9	because	because	SCONJ
ijtc-99	66	10	the	the	DET
ijtc-99	66	11	small	small	ADJ
ijtc-99	66	12	standard	standard	ADJ
ijtc-99	66	13	deviation	deviation	NOUN
ijtc-99	66	14	indicates	indicate	VERB
ijtc-99	66	15	a	a	DET
ijtc-99	66	16	small	small	ADJ
ijtc-99	66	17	deviation	deviation	NOUN
ijtc-99	66	18	.	.	PUNCT
ijtc-99	67	1	the	the	DET
ijtc-99	67	2	capital	capital	NOUN
ijtc-99	67	3	adequacy	adequacy	NOUN
ijtc-99	67	4	ratio	ratio	NOUN
ijtc-99	67	5	shows	show	VERB
ijtc-99	67	6	that	that	SCONJ
ijtc-99	67	7	the	the	DET
ijtc-99	67	8	minimum	minimum	ADJ
ijtc-99	67	9	value	value	NOUN
ijtc-99	67	10	of	of	ADP
ijtc-99	67	11	15.17	15.17	NUM
ijtc-99	67	12	obtained	obtain	VERB
ijtc-99	67	13	by	by	ADP
ijtc-99	67	14	bank	bank	PROPN
ijtc-99	67	15	maybank	maybank	PROPN
ijtc-99	67	16	indonesia	indonesia	PROPN
ijtc-99	67	17	,	,	PUNCT
ijtc-99	67	18	the	the	DET
ijtc-99	67	19	maximum	maximum	ADJ
ijtc-99	67	20	value	value	NOUN
ijtc-99	67	21	of	of	ADP
ijtc-99	67	22	35.12	35.12	NUM
ijtc-99	67	23	obtained	obtain	VERB
ijtc-99	67	24	by	by	ADP
ijtc-99	67	25	bank	bank	NOUN
ijtc-99	67	26	mestika	mestika	NOUN
ijtc-99	67	27	dharma	dharma	NOUN
ijtc-99	67	28	,	,	PUNCT
ijtc-99	67	29	and	and	CCONJ
ijtc-99	67	30	the	the	DET
ijtc-99	67	31	mean	mean	ADJ
ijtc-99	67	32	(	(	PUNCT
ijtc-99	67	33	average	average	ADJ
ijtc-99	67	34	)	)	PUNCT
ijtc-99	67	35	car	car	NOUN
ijtc-99	67	36	value	value	NOUN
ijtc-99	67	37	of	of	ADP
ijtc-99	67	38	21.2324	21.2324	NUM
ijtc-99	67	39	and	and	CCONJ
ijtc-99	67	40	the	the	DET
ijtc-99	67	41	standard	standard	ADJ
ijtc-99	67	42	deviation	deviation	NOUN
ijtc-99	67	43	of	of	ADP
ijtc-99	67	44	4	4	NUM
ijtc-99	67	45	,	,	PUNCT
ijtc-99	67	46	93967	93967	NUM
ijtc-99	67	47	,	,	PUNCT
ijtc-99	67	48	standard	standard	ADJ
ijtc-99	67	49	deviation	deviation	NOUN
ijtc-99	67	50	values	value	VERB
ijtc-99	67	51	smaller	small	ADJ
ijtc-99	67	52	than	than	ADP
ijtc-99	67	53	the	the	DET
ijtc-99	67	54	mean	mean	NOUN
ijtc-99	67	55	indicate	indicate	VERB
ijtc-99	67	56	that	that	SCONJ
ijtc-99	67	57	the	the	DET
ijtc-99	67	58	data	datum	NOUN
ijtc-99	67	59	from	from	ADP
ijtc-99	67	60	the	the	DET
ijtc-99	67	61	car	car	NOUN
ijtc-99	67	62	are	be	AUX
ijtc-99	67	63	normal	normal	ADJ
ijtc-99	67	64	.	.	PUNCT
ijtc-99	68	1	the	the	DET
ijtc-99	68	2	non	non	ADJ
ijtc-99	68	3	-	-	ADJ
ijtc-99	68	4	performing	perform	VERB
ijtc-99	68	5	loan	loan	NOUN
ijtc-99	68	6	ratio	ratio	NOUN
ijtc-99	68	7	shows	show	VERB
ijtc-99	68	8	the	the	DET
ijtc-99	68	9	result	result	NOUN
ijtc-99	68	10	that	that	SCONJ
ijtc-99	68	11	the	the	DET
ijtc-99	68	12	minimum	minimum	ADJ
ijtc-99	68	13	value	value	NOUN
ijtc-99	68	14	of	of	ADP
ijtc-99	68	15	0.34	0.34	NUM
ijtc-99	68	16	obtained	obtain	VERB
ijtc-99	68	17	by	by	ADP
ijtc-99	68	18	capital	capital	PROPN
ijtc-99	68	19	indonesia	indonesia	PROPN
ijtc-99	68	20	bank	bank	PROPN
ijtc-99	68	21	,	,	PUNCT
ijtc-99	68	22	the	the	DET
ijtc-99	68	23	maximum	maximum	ADJ
ijtc-99	68	24	value	value	NOUN
ijtc-99	68	25	of	of	ADP
ijtc-99	68	26	6.11	6.11	NUM
ijtc-99	68	27	obtained	obtain	VERB
ijtc-99	68	28	by	by	ADP
ijtc-99	68	29	bank	bank	PROPN
ijtc-99	68	30	artha	artha	PROPN
ijtc-99	68	31	graha	graha	PROPN
ijtc-99	68	32	international	international	PROPN
ijtc-99	68	33	,	,	PUNCT
ijtc-99	68	34	the	the	DET
ijtc-99	68	35	mean	mean	ADJ
ijtc-99	68	36	value	value	NOUN
ijtc-99	68	37	(	(	PUNCT
ijtc-99	68	38	average	average	ADJ
ijtc-99	68	39	)	)	PUNCT
ijtc-99	68	40	of	of	ADP
ijtc-99	68	41	npl	npl	NOUN
ijtc-99	68	42	of	of	ADP
ijtc-99	68	43	2.6440	2.6440	NUM
ijtc-99	68	44	and	and	CCONJ
ijtc-99	68	45	the	the	DET
ijtc-99	68	46	standard	standard	ADJ
ijtc-99	68	47	deviation	deviation	NOUN
ijtc-99	68	48	of	of	ADP
ijtc-99	68	49	1	1	NUM
ijtc-99	68	50	,	,	PUNCT
ijtc-99	68	51	10158	10158	NUM
ijtc-99	68	52	.	.	PUNCT
ijtc-99	69	1	standard	standard	ADJ
ijtc-99	69	2	deviation	deviation	NOUN
ijtc-99	69	3	values	value	NOUN
ijtc-99	69	4	that	that	PRON
ijtc-99	69	5	are	be	AUX
ijtc-99	69	6	smaller	small	ADJ
ijtc-99	69	7	than	than	ADP
ijtc-99	69	8	the	the	DET
ijtc-99	69	9	average	average	ADJ
ijtc-99	69	10	value	value	NOUN
ijtc-99	69	11	indicate	indicate	VERB
ijtc-99	69	12	that	that	SCONJ
ijtc-99	69	13	the	the	DET
ijtc-99	69	14	data	datum	NOUN
ijtc-99	69	15	from	from	ADP
ijtc-99	69	16	the	the	DET
ijtc-99	69	17	npl	npl	NOUN
ijtc-99	69	18	is	be	AUX
ijtc-99	69	19	normal	normal	ADJ
ijtc-99	69	20	.	.	PUNCT
ijtc-99	70	1	the	the	DET
ijtc-99	70	2	interaction	interaction	NOUN
ijtc-99	70	3	between	between	ADP
ijtc-99	70	4	the	the	DET
ijtc-99	70	5	capital	capital	NOUN
ijtc-99	70	6	adequacy	adequacy	NOUN
ijtc-99	70	7	ratio	ratio	NOUN
ijtc-99	70	8	and	and	CCONJ
ijtc-99	70	9	the	the	DET
ijtc-99	70	10	non	non	ADJ
ijtc-99	70	11	-	-	ADJ
ijtc-99	70	12	performing	perform	VERB
ijtc-99	70	13	loan	loan	NOUN
ijtc-99	70	14	shows	show	VERB
ijtc-99	70	15	that	that	SCONJ
ijtc-99	70	16	the	the	DET
ijtc-99	70	17	minimum	minimum	ADJ
ijtc-99	70	18	value	value	NOUN
ijtc-99	70	19	is	be	AUX
ijtc-99	70	20	5.59	5.59	NUM
ijtc-99	70	21	,	,	PUNCT
ijtc-99	70	22	the	the	DET
ijtc-99	70	23	maximum	maximum	ADJ
ijtc-99	70	24	value	value	NOUN
ijtc-99	70	25	is	be	AUX
ijtc-99	70	26	126.08	126.08	NUM
ijtc-99	70	27	,	,	PUNCT
ijtc-99	70	28	the	the	DET
ijtc-99	70	29	average	average	ADJ
ijtc-99	70	30	value	value	NOUN
ijtc-99	70	31	is	be	AUX
ijtc-99	70	32	55.9674	55.9674	NUM
ijtc-99	70	33	and	and	CCONJ
ijtc-99	70	34	the	the	DET
ijtc-99	70	35	standard	standard	ADJ
ijtc-99	70	36	deviation	deviation	NOUN
ijtc-99	70	37	value	value	NOUN
ijtc-99	70	38	is	be	AUX
ijtc-99	70	39	24.92706	24.92706	NUM
ijtc-99	70	40	.	.	PUNCT
ijtc-99	71	1	the	the	DET
ijtc-99	71	2	standard	standard	ADJ
ijtc-99	71	3	deviation	deviation	NOUN
ijtc-99	71	4	of	of	ADP
ijtc-99	71	5	interactions	interaction	NOUN
ijtc-99	71	6	between	between	ADP
ijtc-99	71	7	the	the	DET
ijtc-99	71	8	capital	capital	NOUN
ijtc-99	71	9	adequacy	adequacy	NOUN
ijtc-99	71	10	ratio	ratio	NOUN
ijtc-99	71	11	and	and	CCONJ
ijtc-99	71	12	the	the	DET
ijtc-99	71	13	non	non	ADJ
ijtc-99	71	14	-	-	ADJ
ijtc-99	71	15	performing	perform	VERB
ijtc-99	71	16	loan	loan	NOUN
ijtc-99	71	17	is	be	AUX
ijtc-99	71	18	smaller	small	ADJ
ijtc-99	71	19	than	than	ADP
ijtc-99	71	20	the	the	DET
ijtc-99	71	21	average	average	NOUN
ijtc-99	71	22	,	,	PUNCT
ijtc-99	71	23	indicating	indicate	VERB
ijtc-99	71	24	that	that	SCONJ
ijtc-99	71	25	the	the	DET
ijtc-99	71	26	car	car	NOUN
ijtc-99	71	27	and	and	CCONJ
ijtc-99	71	28	npl	npl	PROPN
ijtc-99	71	29	data	datum	NOUN
ijtc-99	71	30	are	be	AUX
ijtc-99	71	31	normal	normal	ADJ
ijtc-99	71	32	.	.	PUNCT
ijtc-99	72	1	tabel	tabel	NOUN
ijtc-99	72	2	2	2	NUM
ijtc-99	72	3	normality	normality	NOUN
ijtc-99	72	4	test	test	NOUN
ijtc-99	72	5	results	result	NOUN
ijtc-99	72	6	source	source	NOUN
ijtc-99	72	7	:	:	PUNCT
ijtc-99	72	8	spss	spss	PROPN
ijtc-99	72	9	data	data	PROPN
ijtc-99	72	10	processing	processing	NOUN
ijtc-99	72	11	results	result	NOUN
ijtc-99	72	12	23	23	NUM
ijtc-99	72	13	based	base	VERB
ijtc-99	72	14	on	on	ADP
ijtc-99	72	15	the	the	DET
ijtc-99	72	16	results	result	NOUN
ijtc-99	72	17	of	of	ADP
ijtc-99	72	18	the	the	DET
ijtc-99	72	19	classic	classic	ADJ
ijtc-99	72	20	assumption	assumption	NOUN
ijtc-99	72	21	test	test	NOUN
ijtc-99	72	22	value	value	NOUN
ijtc-99	72	23	kolmogrov	kolmogrov	PROPN
ijtc-99	72	24	smirnov	smirnov	PROPN
ijtc-99	72	25	test	test	NOUN
ijtc-99	72	26	,	,	PUNCT
ijtc-99	72	27	it	it	PRON
ijtc-99	72	28	can	can	AUX
ijtc-99	72	29	be	be	AUX
ijtc-99	72	30	seen	see	VERB
ijtc-99	72	31	that	that	SCONJ
ijtc-99	72	32	the	the	DET
ijtc-99	72	33	asymp	asymp	PROPN
ijtc-99	72	34	value	value	NOUN
ijtc-99	72	35	.	.	PUNCT
ijtc-99	73	1	sig	sig	PRON
ijtc-99	73	2	(	(	PUNCT
ijtc-99	73	3	2	2	NUM
ijtc-99	73	4	-	-	PUNCT
ijtc-99	73	5	tailed	tail	VERB
ijtc-99	73	6	)	)	PUNCT
ijtc-99	73	7	of	of	ADP
ijtc-99	73	8	0,200	0,200	NUM
ijtc-99	73	9	.	.	PUNCT
ijtc-99	74	1	asymp	asymp	PROPN
ijtc-99	74	2	value	value	VERB
ijtc-99	74	3	sig	sig	NOUN
ijtc-99	74	4	that	that	PRON
ijtc-99	74	5	exceeds	exceed	VERB
ijtc-99	74	6	the	the	DET
ijtc-99	74	7	level	level	NOUN
ijtc-99	74	8	of	of	ADP
ijtc-99	74	9	significant	significant	ADJ
ijtc-99	74	10	(	(	PUNCT
ijtc-99	74	11	0.05	0.05	NUM
ijtc-99	74	12	)	)	PUNCT
ijtc-99	74	13	,	,	PUNCT
ijtc-99	74	14	shows	show	VERB
ijtc-99	74	15	that	that	SCONJ
ijtc-99	74	16	there	there	PRON
ijtc-99	74	17	is	be	VERB
ijtc-99	74	18	no	no	DET
ijtc-99	74	19	centralization	centralization	NOUN
ijtc-99	74	20	or	or	CCONJ
ijtc-99	74	21	grouping	grouping	NOUN
ijtc-99	74	22	of	of	ADP
ijtc-99	74	23	data	datum	NOUN
ijtc-99	74	24	at	at	ADP
ijtc-99	74	25	one	one	NUM
ijtc-99	74	26	point	point	NOUN
ijtc-99	74	27	,	,	PUNCT
ijtc-99	74	28	so	so	SCONJ
ijtc-99	74	29	that	that	SCONJ
ijtc-99	74	30	it	it	PRON
ijtc-99	74	31	can	can	AUX
ijtc-99	74	32	be	be	AUX
ijtc-99	74	33	said	say	VERB
ijtc-99	74	34	that	that	SCONJ
ijtc-99	74	35	the	the	DET
ijtc-99	74	36	residual	residual	ADJ
ijtc-99	74	37	data	datum	NOUN
ijtc-99	74	38	in	in	ADP
ijtc-99	74	39	this	this	DET
ijtc-99	74	40	study	study	NOUN
ijtc-99	74	41	are	be	AUX
ijtc-99	74	42	normally	normally	ADV
ijtc-99	74	43	distributed	distribute	VERB
ijtc-99	74	44	.	.	PUNCT
ijtc-99	75	1	figure	figure	NOUN
ijtc-99	75	2	1	1	NUM
ijtc-99	75	3	heteroscedasticity	heteroscedasticity	NOUN
ijtc-99	75	4	test	test	NOUN
ijtc-99	75	5	results	result	NOUN
ijtc-99	75	6	source	source	NOUN
ijtc-99	75	7	:	:	PUNCT
ijtc-99	75	8	spss	spss	PROPN
ijtc-99	75	9	data	data	PROPN
ijtc-99	75	10	processing	processing	NOUN
ijtc-99	75	11	results	result	VERB
ijtc-99	75	12	23	23	NUM
ijtc-99	75	13	one	one	NUM
ijtc-99	75	14	-	-	PUNCT
ijtc-99	75	15	sample	sample	NOUN
ijtc-99	75	16	kolmogorov	kolmogorov	ADJ
ijtc-99	75	17	-	-	PUNCT
ijtc-99	75	18	smirnov	smirnov	ADJ
ijtc-99	75	19	test	test	NOUN
ijtc-99	75	20	unstandardized	unstandardize	VERB
ijtc-99	75	21	residual	residual	ADJ
ijtc-99	75	22	n	n	CCONJ
ijtc-99	75	23	50	50	NUM
ijtc-99	75	24	normal	normal	ADJ
ijtc-99	75	25	parametersa	parametersa	NOUN
ijtc-99	75	26	,	,	PUNCT
ijtc-99	75	27	b	b	PROPN
ijtc-99	76	1	mean	mean	ADJ
ijtc-99	76	2	,	,	PUNCT
ijtc-99	76	3	0000000	0000000	NUM
ijtc-99	76	4	std	std	NOUN
ijtc-99	76	5	.	.	PUNCT
ijtc-99	77	1	deviation	deviation	NOUN
ijtc-99	77	2	,	,	PUNCT
ijtc-99	77	3	64833365	64833365	NUM
ijtc-99	77	4	most	most	ADV
ijtc-99	77	5	extreme	extreme	ADJ
ijtc-99	77	6	differences	difference	NOUN
ijtc-99	77	7	absolute	absolute	ADJ
ijtc-99	77	8	,	,	PUNCT
ijtc-99	77	9	072	072	NUM
ijtc-99	77	10	positive	positive	ADJ
ijtc-99	77	11	,	,	PUNCT
ijtc-99	77	12	072	072	NUM
ijtc-99	77	13	negative	negative	ADJ
ijtc-99	77	14	-,046	-,046	NOUN
ijtc-99	77	15	test	test	NOUN
ijtc-99	77	16	statistic	statistic	NOUN
ijtc-99	77	17	,	,	PUNCT
ijtc-99	77	18	072	072	NUM
ijtc-99	77	19	asymp	asymp	NOUN
ijtc-99	77	20	.	.	PUNCT
ijtc-99	78	1	sig	sig	PROPN
ijtc-99	78	2	.	.	PUNCT
ijtc-99	79	1	(	(	PUNCT
ijtc-99	79	2	2	2	NUM
ijtc-99	79	3	-	-	PUNCT
ijtc-99	79	4	tailed	tailed	ADJ
ijtc-99	79	5	)	)	PUNCT
ijtc-99	79	6	,	,	PUNCT
ijtc-99	79	7	200c	200c	NUM
ijtc-99	79	8	,	,	PUNCT
ijtc-99	79	9	d	d	X
ijtc-99	79	10	the	the	DET
ijtc-99	79	11	effect	effect	NOUN
ijtc-99	79	12	of	of	ADP
ijtc-99	79	13	capital	capital	NOUN
ijtc-99	79	14	adequacy	adequacy	NOUN
ijtc-99	79	15	ratio	ratio	NOUN
ijtc-99	79	16	on	on	ADP
ijtc-99	79	17	return	return	NOUN
ijtc-99	79	18	on	on	ADP
ijtc-99	79	19	assets	asset	NOUN
ijtc-99	79	20	with	with	ADP
ijtc-99	79	21	problem	problem	NOUN
ijtc-99	79	22	credit	credit	NOUN
ijtc-99	79	23	ratio	ratio	NOUN
ijtc-99	79	24	moderation	moderation	NOUN
ijtc-99	79	25	sunaryo	sunaryo	NOUN
ijtc-99	79	26	149	149	NUM
ijtc-99	79	27	|	|	ADV
ijtc-99	79	28	ilomata	ilomata	PROPN
ijtc-99	79	29	international	international	ADJ
ijtc-99	79	30	journal	journal	NOUN
ijtc-99	79	31	of	of	ADP
ijtc-99	79	32	tax	tax	PROPN
ijtc-99	79	33	&	&	CCONJ
ijtc-99	79	34	accounting	accounting	PROPN
ijtc-99	79	35	vol	vol	NOUN
ijtc-99	79	36	.	.	PROPN
ijtc-99	80	1	1	1	NUM
ijtc-99	80	2	no	no	NOUN
ijtc-99	80	3	.	.	NOUN
ijtc-99	80	4	3	3	NUM
ijtc-99	80	5	july	july	PROPN
ijtc-99	80	6	2020	2020	NUM
ijtc-99	80	7	based	base	VERB
ijtc-99	80	8	on	on	ADP
ijtc-99	80	9	the	the	DET
ijtc-99	80	10	picture	picture	NOUN
ijtc-99	80	11	above	above	ADP
ijtc-99	80	12	it	it	PRON
ijtc-99	80	13	can	can	AUX
ijtc-99	80	14	be	be	AUX
ijtc-99	80	15	seen	see	VERB
ijtc-99	80	16	that	that	SCONJ
ijtc-99	80	17	the	the	DET
ijtc-99	80	18	residual	residual	ADJ
ijtc-99	80	19	data	datum	NOUN
ijtc-99	80	20	in	in	ADP
ijtc-99	80	21	the	the	DET
ijtc-99	80	22	two	two	NUM
ijtc-99	80	23	regression	regression	NOUN
ijtc-99	80	24	models	model	NOUN
ijtc-99	80	25	spreads	spread	VERB
ijtc-99	80	26	both	both	CCONJ
ijtc-99	80	27	above	above	ADP
ijtc-99	80	28	and	and	CCONJ
ijtc-99	80	29	below	below	ADP
ijtc-99	80	30	the	the	DET
ijtc-99	80	31	0	0	NUM
ijtc-99	80	32	point	point	NOUN
ijtc-99	80	33	and	and	CCONJ
ijtc-99	80	34	does	do	AUX
ijtc-99	80	35	not	not	PART
ijtc-99	80	36	form	form	VERB
ijtc-99	80	37	a	a	DET
ijtc-99	80	38	specific	specific	ADJ
ijtc-99	80	39	pattern	pattern	NOUN
ijtc-99	80	40	.	.	PUNCT
ijtc-99	81	1	thus	thus	ADV
ijtc-99	81	2	the	the	DET
ijtc-99	81	3	regression	regression	NOUN
ijtc-99	81	4	model	model	NOUN
ijtc-99	81	5	proposed	propose	VERB
ijtc-99	81	6	in	in	ADP
ijtc-99	81	7	this	this	DET
ijtc-99	81	8	study	study	NOUN
ijtc-99	81	9	does	do	AUX
ijtc-99	81	10	not	not	PART
ijtc-99	81	11	occur	occur	VERB
ijtc-99	81	12	symptoms	symptom	NOUN
ijtc-99	81	13	of	of	ADP
ijtc-99	81	14	heteroscedasticity	heteroscedasticity	NOUN
ijtc-99	81	15	.	.	PUNCT
ijtc-99	82	1	table	table	NOUN
ijtc-99	82	2	3	3	NUM
ijtc-99	82	3	autocorrelation	autocorrelation	NOUN
ijtc-99	82	4	test	test	NOUN
ijtc-99	82	5	results	result	NOUN
ijtc-99	82	6	model	model	PROPN
ijtc-99	82	7	summaryb	summaryb	PROPN
ijtc-99	82	8	model	model	NOUN
ijtc-99	82	9	r	r	NOUN
ijtc-99	82	10	r	r	NOUN
ijtc-99	82	11	square	square	ADJ
ijtc-99	82	12	adjusted	adjust	VERB
ijtc-99	82	13	r	r	NOUN
ijtc-99	82	14	square	square	ADJ
ijtc-99	82	15	std	std	NOUN
ijtc-99	82	16	.	.	PUNCT
ijtc-99	83	1	error	error	NOUN
ijtc-99	83	2	of	of	ADP
ijtc-99	83	3	the	the	DET
ijtc-99	83	4	estimate	estimate	NOUN
ijtc-99	83	5	durbin	durbin	NOUN
ijtc-99	83	6	-	-	PUNCT
ijtc-99	83	7	watson	watson	NOUN
ijtc-99	83	8	1	1	NUM
ijtc-99	83	9	,	,	PUNCT
ijtc-99	83	10	522a	522a	PROPN
ijtc-99	83	11	,	,	PUNCT
ijtc-99	83	12	273	273	NUM
ijtc-99	83	13	,	,	PUNCT
ijtc-99	83	14	241	241	NUM
ijtc-99	83	15	,	,	PUNCT
ijtc-99	83	16	58475	58475	NUM
ijtc-99	83	17	1,844	1,844	NUM
ijtc-99	83	18	a.	a.	NOUN
ijtc-99	83	19	predictors	predictor	NOUN
ijtc-99	83	20	:	:	PUNCT
ijtc-99	83	21	(	(	PUNCT
ijtc-99	83	22	constant	constant	ADJ
ijtc-99	83	23	)	)	PUNCT
ijtc-99	83	24	,	,	PUNCT
ijtc-99	83	25	lag_interaksi	lag_interaksi	NOUN
ijtc-99	83	26	,	,	PUNCT
ijtc-99	83	27	lag_x1	lag_x1	X
ijtc-99	83	28	b.	b.	PROPN
ijtc-99	83	29	dependent	dependent	ADJ
ijtc-99	83	30	variable	variable	NOUN
ijtc-99	83	31	:	:	PUNCT
ijtc-99	83	32	lag_y	lag_y	PROPN
ijtc-99	83	33	source	source	NOUN
ijtc-99	83	34	:	:	PUNCT
ijtc-99	83	35	spss	spss	PROPN
ijtc-99	83	36	data	data	PROPN
ijtc-99	83	37	processing	processing	NOUN
ijtc-99	83	38	results	result	NOUN
ijtc-99	83	39	23	23	NUM
ijtc-99	83	40	based	base	VERB
ijtc-99	83	41	on	on	ADP
ijtc-99	83	42	the	the	DET
ijtc-99	83	43	d	d	PROPN
ijtc-99	83	44	-	-	PUNCT
ijtc-99	83	45	w	w	NOUN
ijtc-99	83	46	table	table	NOUN
ijtc-99	83	47	,	,	PUNCT
ijtc-99	83	48	obtained	obtain	VERB
ijtc-99	83	49	du	du	PROPN
ijtc-99	83	50	=	=	SYM
ijtc-99	83	51	1.5849	1.5849	NUM
ijtc-99	83	52	and	and	CCONJ
ijtc-99	83	53	dl	dl	X
ijtc-99	83	54	=	=	SYM
ijtc-99	83	55	1.5035	1.5035	NUM
ijtc-99	83	56	.	.	PUNCT
ijtc-99	84	1	value	value	NOUN
ijtc-99	84	2	of	of	ADP
ijtc-99	84	3	du	du	PROPN
ijtc-99	84	4	1.5849	1.5849	NUM
ijtc-99	84	5	<	<	X
ijtc-99	84	6	dw	dw	PROPN
ijtc-99	84	7	1,844	1,844	NUM
ijtc-99	84	8	<	<	X
ijtc-99	84	9	4	4	NUM
ijtc-99	84	10	1.5849	1.5849	NUM
ijtc-99	84	11	=	=	SYM
ijtc-99	84	12	2.4151	2.4151	NUM
ijtc-99	84	13	means	mean	VERB
ijtc-99	84	14	that	that	SCONJ
ijtc-99	84	15	there	there	PRON
ijtc-99	84	16	are	be	VERB
ijtc-99	84	17	no	no	DET
ijtc-99	84	18	autocorrelation	autocorrelation	NOUN
ijtc-99	84	19	symptoms	symptom	NOUN
ijtc-99	84	20	.	.	PUNCT
ijtc-99	85	1	table	table	NOUN
ijtc-99	85	2	4	4	NUM
ijtc-99	85	3	simple	simple	ADJ
ijtc-99	85	4	linear	linear	ADJ
ijtc-99	85	5	regression	regression	NOUN
ijtc-99	85	6	test	test	NOUN
ijtc-99	85	7	results	result	NOUN
ijtc-99	85	8	model	model	VERB
ijtc-99	85	9	unstandardized	unstandardized	ADJ
ijtc-99	85	10	coefficients	coefficient	NOUN
ijtc-99	85	11	standardized	standardize	VERB
ijtc-99	85	12	coefficients	coefficient	NOUN
ijtc-99	85	13	t	t	PROPN
ijtc-99	85	14	sig	sig	PROPN
ijtc-99	85	15	.	.	PUNCT
ijtc-99	86	1	b	b	X
ijtc-99	86	2	std	std	PROPN
ijtc-99	86	3	.	.	NOUN
ijtc-99	86	4	error	error	NOUN
ijtc-99	86	5	beta	beta	NOUN
ijtc-99	86	6	1	1	NUM
ijtc-99	86	7	(	(	PUNCT
ijtc-99	86	8	constant	constant	ADJ
ijtc-99	86	9	)	)	PUNCT
ijtc-99	86	10	-,627	-,627	PROPN
ijtc-99	86	11	,	,	PUNCT
ijtc-99	86	12	424	424	NUM
ijtc-99	86	13	-1,477	-1,477	NOUN
ijtc-99	86	14	,	,	PUNCT
ijtc-99	86	15	146	146	NUM
ijtc-99	86	16	car	car	NOUN
ijtc-99	86	17	,	,	PUNCT
ijtc-99	86	18	106	106	NUM
ijtc-99	86	19	,	,	PUNCT
ijtc-99	86	20	019	019	NUM
ijtc-99	86	21	,	,	PUNCT
ijtc-99	86	22	620	620	NUM
ijtc-99	86	23	5,469	5,469	NUM
ijtc-99	86	24	,	,	PUNCT
ijtc-99	86	25	000	000	NUM
ijtc-99	86	26	r	r	NOUN
ijtc-99	86	27	,	,	PUNCT
ijtc-99	86	28	620	620	NUM
ijtc-99	86	29	r	r	NOUN
ijtc-99	86	30	square	square	NOUN
ijtc-99	86	31	,	,	PUNCT
ijtc-99	86	32	384	384	NUM
ijtc-99	86	33	adjusted	adjust	VERB
ijtc-99	86	34	r	r	NOUN
ijtc-99	86	35	square	square	NOUN
ijtc-99	86	36	,	,	PUNCT
ijtc-99	86	37	371	371	NUM
ijtc-99	86	38	source	source	NOUN
ijtc-99	86	39	:	:	PUNCT
ijtc-99	86	40	spss	spss	PROPN
ijtc-99	86	41	data	data	PROPN
ijtc-99	86	42	processing	processing	NOUN
ijtc-99	86	43	results	result	VERB
ijtc-99	87	1	23	23	NUM
ijtc-99	87	2	y	y	NOUN
ijtc-99	87	3	=	=	PUNCT
ijtc-99	87	4	0,627	0,627	NUM
ijtc-99	88	1	+	+	NUM
ijtc-99	88	2	0,106	0,106	NUM
ijtc-99	88	3	car	car	NOUN
ijtc-99	88	4	+	+	CCONJ
ijtc-99	88	5	e	e	X
ijtc-99	88	6	............................................................................	............................................................................	PUNCT
ijtc-99	88	7	(	(	PUNCT
ijtc-99	88	8	3	3	X
ijtc-99	88	9	)	)	PUNCT
ijtc-99	88	10	the	the	DET
ijtc-99	88	11	results	result	NOUN
ijtc-99	88	12	of	of	ADP
ijtc-99	88	13	the	the	DET
ijtc-99	88	14	simple	simple	ADJ
ijtc-99	88	15	linear	linear	ADJ
ijtc-99	88	16	regression	regression	NOUN
ijtc-99	88	17	equation	equation	NOUN
ijtc-99	88	18	show	show	VERB
ijtc-99	88	19	that	that	SCONJ
ijtc-99	88	20	the	the	DET
ijtc-99	88	21	coefficient	coefficient	NOUN
ijtc-99	88	22	of	of	ADP
ijtc-99	88	23	the	the	DET
ijtc-99	88	24	independent	independent	ADJ
ijtc-99	88	25	variable	variable	ADJ
ijtc-99	88	26	car	car	NOUN
ijtc-99	88	27	which	which	PRON
ijtc-99	88	28	is	be	AUX
ijtc-99	88	29	positive	positive	ADJ
ijtc-99	88	30	means	mean	NOUN
ijtc-99	88	31	it	it	PRON
ijtc-99	88	32	has	have	VERB
ijtc-99	88	33	a	a	DET
ijtc-99	88	34	direct	direct	ADJ
ijtc-99	88	35	effect	effect	NOUN
ijtc-99	88	36	on	on	ADP
ijtc-99	88	37	return	return	NOUN
ijtc-99	88	38	on	on	ADP
ijtc-99	88	39	assets	asset	NOUN
ijtc-99	88	40	.	.	PUNCT
ijtc-99	89	1	simple	simple	ADJ
ijtc-99	89	2	linear	linear	PROPN
ijtc-99	89	3	regression	regression	NOUN
ijtc-99	89	4	results	result	NOUN
ijtc-99	89	5	can	can	AUX
ijtc-99	89	6	also	also	ADV
ijtc-99	89	7	be	be	AUX
ijtc-99	89	8	seen	see	VERB
ijtc-99	89	9	adjusted	adjusted	ADJ
ijtc-99	89	10	r	r	NOUN
ijtc-99	89	11	^	^	SYM
ijtc-99	89	12	2	2	NUM
ijtc-99	89	13	value	value	NOUN
ijtc-99	89	14	of	of	ADP
ijtc-99	89	15	0.371	0.371	NUM
ijtc-99	89	16	.	.	PUNCT
ijtc-99	90	1	this	this	DET
ijtc-99	90	2	value	value	NOUN
ijtc-99	90	3	shows	show	VERB
ijtc-99	90	4	that	that	SCONJ
ijtc-99	90	5	37.1	37.1	NUM
ijtc-99	90	6	%	%	NOUN
ijtc-99	90	7	of	of	ADP
ijtc-99	90	8	the	the	DET
ijtc-99	90	9	variation	variation	NOUN
ijtc-99	90	10	in	in	ADP
ijtc-99	90	11	return	return	NOUN
ijtc-99	90	12	on	on	ADP
ijtc-99	90	13	assets	asset	NOUN
ijtc-99	90	14	(	(	PUNCT
ijtc-99	90	15	roa	roa	NOUN
ijtc-99	90	16	)	)	PUNCT
ijtc-99	90	17	which	which	PRON
ijtc-99	90	18	can	can	AUX
ijtc-99	90	19	be	be	AUX
ijtc-99	90	20	explained	explain	VERB
ijtc-99	90	21	by	by	ADP
ijtc-99	90	22	the	the	DET
ijtc-99	90	23	capital	capital	NOUN
ijtc-99	90	24	adequacy	adequacy	NOUN
ijtc-99	90	25	ratio	ratio	NOUN
ijtc-99	90	26	(	(	PUNCT
ijtc-99	90	27	car	car	NOUN
ijtc-99	90	28	)	)	PUNCT
ijtc-99	90	29	,	,	PUNCT
ijtc-99	90	30	while	while	SCONJ
ijtc-99	90	31	the	the	DET
ijtc-99	90	32	remaining	remain	VERB
ijtc-99	90	33	62.9	62.9	NUM
ijtc-99	90	34	%	%	NOUN
ijtc-99	90	35	is	be	AUX
ijtc-99	90	36	explained	explain	VERB
ijtc-99	90	37	by	by	ADP
ijtc-99	90	38	other	other	ADJ
ijtc-99	90	39	indicators	indicator	NOUN
ijtc-99	90	40	that	that	PRON
ijtc-99	90	41	can	can	AUX
ijtc-99	90	42	affect	affect	VERB
ijtc-99	90	43	roa	roa	PROPN
ijtc-99	90	44	.	.	PUNCT
ijtc-99	90	45	table	table	NOUN
ijtc-99	90	46	5	5	NUM
ijtc-99	90	47	uji	uji	PROPN
ijtc-99	90	48	moderated	moderated	ADJ
ijtc-99	90	49	regression	regression	NOUN
ijtc-99	90	50	analysis	analysis	NOUN
ijtc-99	90	51	model	model	NOUN
ijtc-99	90	52	unstandardized	unstandardized	ADJ
ijtc-99	90	53	coefficients	coefficient	NOUN
ijtc-99	90	54	standardized	standardize	VERB
ijtc-99	90	55	coefficients	coefficient	NOUN
ijtc-99	90	56	t	t	PROPN
ijtc-99	90	57	sig	sig	PROPN
ijtc-99	90	58	.	.	PUNCT
ijtc-99	91	1	b	b	X
ijtc-99	91	2	std	std	PROPN
ijtc-99	91	3	.	.	NOUN
ijtc-99	91	4	error	error	NOUN
ijtc-99	91	5	beta	beta	NOUN
ijtc-99	91	6	1	1	NUM
ijtc-99	91	7	(	(	PUNCT
ijtc-99	91	8	constant	constant	ADJ
ijtc-99	91	9	)	)	PUNCT
ijtc-99	91	10	-1,817	-1,817	NOUN
ijtc-99	91	11	1,530	1,530	NUM
ijtc-99	91	12	-1,188	-1,188	NOUN
ijtc-99	91	13	,	,	PUNCT
ijtc-99	91	14	241	241	NUM
ijtc-99	91	15	car	car	NOUN
ijtc-99	91	16	,	,	PUNCT
ijtc-99	91	17	185	185	NUM
ijtc-99	91	18	,	,	PUNCT
ijtc-99	91	19	078	078	NUM
ijtc-99	91	20	1,079	1,079	NUM
ijtc-99	91	21	2,388	2,388	NUM
ijtc-99	91	22	,	,	PUNCT
ijtc-99	91	23	021	021	NUM
ijtc-99	91	24	npl	npl	NOUN
ijtc-99	91	25	,	,	PUNCT
ijtc-99	91	26	435	435	NUM
ijtc-99	91	27	,	,	PUNCT
ijtc-99	91	28	535	535	NUM
ijtc-99	91	29	,	,	PUNCT
ijtc-99	91	30	565	565	NUM
ijtc-99	91	31	,	,	PUNCT
ijtc-99	91	32	813	813	NUM
ijtc-99	91	33	,	,	PUNCT
ijtc-99	91	34	420	420	NUM
ijtc-99	91	35	interaksi	interaksi	PROPN
ijtc-99	91	36	-,029	-,029	PROPN
ijtc-99	91	37	,	,	PUNCT
ijtc-99	91	38	028	028	NUM
ijtc-99	91	39	-,859	-,859	PROPN
ijtc-99	91	40	-1,062	-1,062	PROPN
ijtc-99	91	41	,	,	PUNCT
ijtc-99	91	42	294	294	NUM
ijtc-99	91	43	r	r	NOUN
ijtc-99	91	44	,	,	PUNCT
ijtc-99	91	45	652	652	NUM
ijtc-99	91	46	r	r	NOUN
ijtc-99	91	47	square	square	NOUN
ijtc-99	91	48	,	,	PUNCT
ijtc-99	91	49	425	425	NUM
ijtc-99	91	50	adjusted	adjust	VERB
ijtc-99	91	51	r	r	NOUN
ijtc-99	91	52	square	square	NOUN
ijtc-99	91	53	,	,	PUNCT
ijtc-99	91	54	387	387	NUM
ijtc-99	91	55	source	source	NOUN
ijtc-99	91	56	:	:	PUNCT
ijtc-99	91	57	spss	spss	PROPN
ijtc-99	91	58	data	data	PROPN
ijtc-99	91	59	processing	processing	NOUN
ijtc-99	91	60	results	result	VERB
ijtc-99	91	61	23	23	NUM
ijtc-99	91	62	the	the	DET
ijtc-99	91	63	effect	effect	NOUN
ijtc-99	91	64	of	of	ADP
ijtc-99	91	65	capital	capital	NOUN
ijtc-99	91	66	adequacy	adequacy	NOUN
ijtc-99	91	67	ratio	ratio	NOUN
ijtc-99	91	68	on	on	ADP
ijtc-99	91	69	return	return	NOUN
ijtc-99	91	70	on	on	ADP
ijtc-99	91	71	assets	asset	NOUN
ijtc-99	91	72	with	with	ADP
ijtc-99	91	73	problem	problem	NOUN
ijtc-99	91	74	credit	credit	NOUN
ijtc-99	91	75	ratio	ratio	NOUN
ijtc-99	91	76	moderation	moderation	NOUN
ijtc-99	91	77	sunaryo	sunaryo	NOUN
ijtc-99	91	78	150	150	NUM
ijtc-99	91	79	|	|	NOUN
ijtc-99	91	80	ilomata	ilomata	PROPN
ijtc-99	91	81	international	international	ADJ
ijtc-99	91	82	journal	journal	NOUN
ijtc-99	91	83	of	of	ADP
ijtc-99	91	84	tax	tax	PROPN
ijtc-99	91	85	&	&	CCONJ
ijtc-99	91	86	accounting	accounting	PROPN
ijtc-99	91	87	vol	vol	NOUN
ijtc-99	91	88	.	.	PROPN
ijtc-99	91	89	1	1	NUM
ijtc-99	91	90	no	no	NOUN
ijtc-99	91	91	.	.	NOUN
ijtc-99	91	92	3	3	NUM
ijtc-99	91	93	july	july	PROPN
ijtc-99	91	94	2020	2020	NUM
ijtc-99	91	95	y=-1,817	y=-1,817	PROPN
ijtc-99	91	96	+	+	PROPN
ijtc-99	91	97	0,185car+0,435	0,185car+0,435	PROPN
ijtc-99	91	98	npl-0,029	npl-0,029	PROPN
ijtc-99	91	99	car*npl	car*npl	NOUN
ijtc-99	91	100	+	+	PROPN
ijtc-99	91	101	e	e	NOUN
ijtc-99	91	102	...................................	...................................	PUNCT
ijtc-99	91	103	(	(	PUNCT
ijtc-99	91	104	4	4	NUM
ijtc-99	91	105	)	)	PUNCT
ijtc-99	91	106	based	base	VERB
ijtc-99	91	107	on	on	ADP
ijtc-99	91	108	the	the	DET
ijtc-99	91	109	calculation	calculation	NOUN
ijtc-99	91	110	of	of	ADP
ijtc-99	91	111	the	the	DET
ijtc-99	91	112	hypothesis	hypothesis	NOUN
ijtc-99	91	113	test	test	NOUN
ijtc-99	91	114	,	,	PUNCT
ijtc-99	91	115	it	it	PRON
ijtc-99	91	116	can	can	AUX
ijtc-99	91	117	be	be	AUX
ijtc-99	91	118	concluded	conclude	VERB
ijtc-99	91	119	that	that	SCONJ
ijtc-99	91	120	the	the	DET
ijtc-99	91	121	effect	effect	NOUN
ijtc-99	91	122	of	of	ADP
ijtc-99	91	123	capital	capital	NOUN
ijtc-99	91	124	adequacy	adequacy	NOUN
ijtc-99	91	125	ratio	ratio	NOUN
ijtc-99	91	126	(	(	PUNCT
ijtc-99	91	127	car	car	NOUN
ijtc-99	91	128	)	)	PUNCT
ijtc-99	91	129	on	on	ADP
ijtc-99	91	130	return	return	NOUN
ijtc-99	91	131	on	on	ADP
ijtc-99	91	132	assets	asset	NOUN
ijtc-99	91	133	(	(	PUNCT
ijtc-99	91	134	roa	roa	NOUN
ijtc-99	91	135	)	)	PUNCT
ijtc-99	91	136	in	in	ADP
ijtc-99	91	137	the	the	DET
ijtc-99	91	138	t	t	PROPN
ijtc-99	91	139	test	test	NOUN
ijtc-99	91	140	obtained	obtain	VERB
ijtc-99	91	141	sig	sig	NOUN
ijtc-99	91	142	.	.	PUNCT
ijtc-99	91	143	0,000	0,000	PROPN
ijtc-99	92	1	<	<	X
ijtc-99	92	2	0.05	0.05	NUM
ijtc-99	92	3	and	and	CCONJ
ijtc-99	92	4	t	t	NOUN
ijtc-99	92	5	arithmetic	arithmetic	NOUN
ijtc-99	92	6	=	=	PROPN
ijtc-99	92	7	5.469	5.469	NUM
ijtc-99	92	8	and	and	CCONJ
ijtc-99	92	9	t	t	NOUN
ijtc-99	92	10	table	table	NOUN
ijtc-99	92	11	=	=	NOUN
ijtc-99	92	12	1.677	1.677	NUM
ijtc-99	92	13	then	then	ADV
ijtc-99	92	14	t	t	PROPN
ijtc-99	92	15	arithmetic	arithmetic	PROPN
ijtc-99	92	16	>	>	X
ijtc-99	92	17	t	t	PROPN
ijtc-99	92	18	table	table	NOUN
ijtc-99	92	19	.	.	PUNCT
ijtc-99	93	1	so	so	ADV
ijtc-99	93	2	it	it	PRON
ijtc-99	93	3	can	can	AUX
ijtc-99	93	4	be	be	AUX
ijtc-99	93	5	concluded	conclude	VERB
ijtc-99	93	6	that	that	SCONJ
ijtc-99	93	7	in	in	ADP
ijtc-99	93	8	terms	term	NOUN
ijtc-99	93	9	of	of	ADP
ijtc-99	93	10	capital	capital	NOUN
ijtc-99	93	11	adequacy	adequacy	NOUN
ijtc-99	93	12	ratio	ratio	NOUN
ijtc-99	93	13	has	have	VERB
ijtc-99	93	14	a	a	DET
ijtc-99	93	15	significant	significant	ADJ
ijtc-99	93	16	effect	effect	NOUN
ijtc-99	93	17	on	on	ADP
ijtc-99	93	18	return	return	NOUN
ijtc-99	93	19	on	on	ADP
ijtc-99	93	20	assets	asset	NOUN
ijtc-99	93	21	.	.	PUNCT
ijtc-99	94	1	so	so	ADV
ijtc-99	94	2	the	the	DET
ijtc-99	94	3	first	first	ADJ
ijtc-99	94	4	hypothesis	hypothesis	NOUN
ijtc-99	94	5	can	can	AUX
ijtc-99	94	6	be	be	AUX
ijtc-99	94	7	accepted	accept	VERB
ijtc-99	94	8	.	.	PUNCT
ijtc-99	95	1	the	the	DET
ijtc-99	95	2	second	second	ADJ
ijtc-99	95	3	hypothesis	hypothesis	NOUN
ijtc-99	95	4	states	state	VERB
ijtc-99	95	5	that	that	SCONJ
ijtc-99	95	6	non	non	ADJ
ijtc-99	95	7	-	-	ADJ
ijtc-99	95	8	performing	performing	ADJ
ijtc-99	95	9	loans	loan	NOUN
ijtc-99	95	10	are	be	AUX
ijtc-99	95	11	able	able	ADJ
ijtc-99	95	12	to	to	PART
ijtc-99	95	13	moderate	moderate	VERB
ijtc-99	95	14	the	the	DET
ijtc-99	95	15	effect	effect	NOUN
ijtc-99	95	16	of	of	ADP
ijtc-99	95	17	capital	capital	NOUN
ijtc-99	95	18	adequacy	adequacy	NOUN
ijtc-99	95	19	ratio	ratio	NOUN
ijtc-99	95	20	with	with	ADP
ijtc-99	95	21	return	return	NOUN
ijtc-99	95	22	on	on	ADP
ijtc-99	95	23	assets	asset	NOUN
ijtc-99	95	24	.	.	PUNCT
ijtc-99	96	1	persistently	persistently	ADV
ijtc-99	96	2	obtained	obtain	VERB
ijtc-99	96	3	t	t	PRON
ijtc-99	96	4	count	count	NOUN
ijtc-99	96	5	of	of	ADP
ijtc-99	96	6	-1.062	-1.062	PRON
ijtc-99	96	7	and	and	CCONJ
ijtc-99	96	8	a	a	DET
ijtc-99	96	9	significance	significance	NOUN
ijtc-99	96	10	of	of	ADP
ijtc-99	96	11	0.294	0.294	NUM
ijtc-99	96	12	.	.	PUNCT
ijtc-99	97	1	these	these	DET
ijtc-99	97	2	results	result	NOUN
ijtc-99	97	3	indicate	indicate	VERB
ijtc-99	97	4	that	that	SCONJ
ijtc-99	97	5	the	the	DET
ijtc-99	97	6	non	non	ADJ
ijtc-99	97	7	-	-	ADJ
ijtc-99	97	8	performing	perform	VERB
ijtc-99	97	9	loan	loan	NOUN
ijtc-99	97	10	has	have	VERB
ijtc-99	97	11	a	a	DET
ijtc-99	97	12	negative	negative	ADJ
ijtc-99	97	13	effect	effect	NOUN
ijtc-99	97	14	on	on	ADP
ijtc-99	97	15	the	the	DET
ijtc-99	97	16	relationship	relationship	NOUN
ijtc-99	97	17	between	between	ADP
ijtc-99	97	18	the	the	DET
ijtc-99	97	19	capital	capital	NOUN
ijtc-99	97	20	adequacy	adequacy	NOUN
ijtc-99	97	21	ratio	ratio	NOUN
ijtc-99	97	22	and	and	CCONJ
ijtc-99	97	23	the	the	DET
ijtc-99	97	24	return	return	NOUN
ijtc-99	97	25	on	on	ADP
ijtc-99	97	26	asset	asset	NOUN
ijtc-99	97	27	or	or	CCONJ
ijtc-99	97	28	the	the	DET
ijtc-99	97	29	credit	credit	NOUN
ijtc-99	97	30	ratio	ratio	NOUN
ijtc-99	97	31	is	be	AUX
ijtc-99	97	32	not	not	PART
ijtc-99	97	33	able	able	ADJ
ijtc-99	97	34	to	to	PART
ijtc-99	97	35	moderate	moderate	VERB
ijtc-99	97	36	the	the	DET
ijtc-99	97	37	relationship	relationship	NOUN
ijtc-99	97	38	between	between	ADP
ijtc-99	97	39	the	the	DET
ijtc-99	97	40	capital	capital	NOUN
ijtc-99	97	41	adequacy	adequacy	NOUN
ijtc-99	97	42	ratio	ratio	NOUN
ijtc-99	97	43	to	to	ADP
ijtc-99	97	44	the	the	DET
ijtc-99	97	45	return	return	NOUN
ijtc-99	97	46	on	on	ADP
ijtc-99	97	47	asset	asset	NOUN
ijtc-99	97	48	.	.	PUNCT
ijtc-99	98	1	conclusion	conclusion	NOUN
ijtc-99	98	2	based	base	VERB
ijtc-99	98	3	on	on	ADP
ijtc-99	98	4	the	the	DET
ijtc-99	98	5	results	result	NOUN
ijtc-99	98	6	of	of	ADP
ijtc-99	98	7	testing	testing	NOUN
ijtc-99	98	8	and	and	CCONJ
ijtc-99	98	9	discussion	discussion	NOUN
ijtc-99	98	10	that	that	PRON
ijtc-99	98	11	has	have	AUX
ijtc-99	98	12	been	be	AUX
ijtc-99	98	13	done	do	VERB
ijtc-99	98	14	,	,	PUNCT
ijtc-99	98	15	it	it	PRON
ijtc-99	98	16	can	can	AUX
ijtc-99	98	17	be	be	AUX
ijtc-99	98	18	concluded	conclude	VERB
ijtc-99	98	19	that	that	SCONJ
ijtc-99	98	20	:	:	PUNCT
ijtc-99	98	21	1	1	X
ijtc-99	98	22	)	)	PUNCT
ijtc-99	98	23	capital	capital	NOUN
ijtc-99	98	24	adequacy	adequacy	NOUN
ijtc-99	98	25	ratio	ratio	NOUN
ijtc-99	98	26	has	have	VERB
ijtc-99	98	27	a	a	DET
ijtc-99	98	28	significant	significant	ADJ
ijtc-99	98	29	effect	effect	NOUN
ijtc-99	98	30	on	on	ADP
ijtc-99	98	31	return	return	NOUN
ijtc-99	98	32	on	on	ADP
ijtc-99	98	33	assets	asset	NOUN
ijtc-99	98	34	.	.	PUNCT
ijtc-99	99	1	so	so	ADV
ijtc-99	99	2	the	the	DET
ijtc-99	99	3	first	first	ADJ
ijtc-99	99	4	hypothesis	hypothesis	NOUN
ijtc-99	99	5	can	can	AUX
ijtc-99	99	6	be	be	AUX
ijtc-99	99	7	accepted	accept	VERB
ijtc-99	99	8	;	;	PUNCT
ijtc-99	99	9	2	2	X
ijtc-99	99	10	)	)	PUNCT
ijtc-99	99	11	non	non	ADJ
ijtc-99	99	12	-	-	ADJ
ijtc-99	99	13	performing	performing	ADJ
ijtc-99	99	14	loans	loan	NOUN
ijtc-99	99	15	negatively	negatively	ADV
ijtc-99	99	16	affect	affect	VERB
ijtc-99	99	17	the	the	DET
ijtc-99	99	18	relationship	relationship	NOUN
ijtc-99	99	19	between	between	ADP
ijtc-99	99	20	capital	capital	NOUN
ijtc-99	99	21	adequacy	adequacy	NOUN
ijtc-99	99	22	ratio	ratio	NOUN
ijtc-99	99	23	and	and	CCONJ
ijtc-99	99	24	return	return	NOUN
ijtc-99	99	25	on	on	ADP
ijtc-99	99	26	assets	asset	NOUN
ijtc-99	99	27	or	or	CCONJ
ijtc-99	99	28	credit	credit	NOUN
ijtc-99	99	29	ratio	ratio	NOUN
ijtc-99	99	30	is	be	AUX
ijtc-99	99	31	not	not	PART
ijtc-99	99	32	able	able	ADJ
ijtc-99	99	33	to	to	PART
ijtc-99	99	34	moderate	moderate	VERB
ijtc-99	99	35	the	the	DET
ijtc-99	99	36	relationship	relationship	NOUN
ijtc-99	99	37	between	between	ADP
ijtc-99	99	38	capital	capital	NOUN
ijtc-99	99	39	adequacy	adequacy	NOUN
ijtc-99	99	40	ratio	ratio	NOUN
ijtc-99	99	41	to	to	PART
ijtc-99	99	42	return	return	VERB
ijtc-99	99	43	on	on	ADP
ijtc-99	99	44	assets	asset	NOUN
ijtc-99	99	45	.	.	PUNCT
ijtc-99	100	1	based	base	VERB
ijtc-99	100	2	on	on	ADP
ijtc-99	100	3	that	that	DET
ijtc-99	100	4	conclusions	conclusion	NOUN
ijtc-99	100	5	,	,	PUNCT
ijtc-99	100	6	suggestions	suggestion	NOUN
ijtc-99	100	7	for	for	ADP
ijtc-99	100	8	further	further	ADJ
ijtc-99	100	9	authors	author	NOUN
ijtc-99	100	10	to	to	PART
ijtc-99	100	11	add	add	VERB
ijtc-99	100	12	or	or	CCONJ
ijtc-99	100	13	replace	replace	VERB
ijtc-99	100	14	other	other	ADJ
ijtc-99	100	15	variables	variable	NOUN
ijtc-99	100	16	such	such	ADJ
ijtc-99	100	17	as	as	ADP
ijtc-99	100	18	those	those	PRON
ijtc-99	100	19	that	that	PRON
ijtc-99	100	20	affect	affect	VERB
ijtc-99	100	21	return	return	NOUN
ijtc-99	100	22	on	on	ADP
ijtc-99	100	23	assets	asset	NOUN
ijtc-99	100	24	such	such	ADJ
ijtc-99	100	25	as	as	ADP
ijtc-99	100	26	bopo	bopo	NOUN
ijtc-99	100	27	,	,	PUNCT
ijtc-99	100	28	ldr	ldr	PROPN
ijtc-99	100	29	,	,	PUNCT
ijtc-99	100	30	roi	roi	NOUN
ijtc-99	100	31	and	and	CCONJ
ijtc-99	100	32	are	be	AUX
ijtc-99	100	33	expected	expect	VERB
ijtc-99	100	34	to	to	PART
ijtc-99	100	35	be	be	AUX
ijtc-99	100	36	able	able	ADJ
ijtc-99	100	37	to	to	PART
ijtc-99	100	38	examine	examine	VERB
ijtc-99	100	39	with	with	ADP
ijtc-99	100	40	other	other	ADJ
ijtc-99	100	41	variables	variable	NOUN
ijtc-99	100	42	outside	outside	ADP
ijtc-99	100	43	this	this	DET
ijtc-99	100	44	variable	variable	NOUN
ijtc-99	100	45	in	in	ADP
ijtc-99	100	46	order	order	NOUN
ijtc-99	100	47	to	to	PART
ijtc-99	100	48	obtain	obtain	VERB
ijtc-99	100	49	more	more	ADV
ijtc-99	100	50	varied	varied	ADJ
ijtc-99	100	51	results	result	NOUN
ijtc-99	100	52	that	that	PRON
ijtc-99	100	53	can	can	AUX
ijtc-99	100	54	describe	describe	VERB
ijtc-99	100	55	things	thing	NOUN
ijtc-99	100	56	anything	anything	PRON
ijtc-99	100	57	that	that	PRON
ijtc-99	100	58	can	can	AUX
ijtc-99	100	59	affect	affect	VERB
ijtc-99	100	60	roa	roa	NOUN
ijtc-99	100	61	and	and	CCONJ
ijtc-99	100	62	can	can	AUX
ijtc-99	100	63	extend	extend	VERB
ijtc-99	100	64	the	the	DET
ijtc-99	100	65	observation	observation	NOUN
ijtc-99	100	66	period	period	NOUN
ijtc-99	100	67	last	last	ADJ
ijtc-99	100	68	7	7	NUM
ijtc-99	100	69	years	year	NOUN
ijtc-99	100	70	.	.	PUNCT
ijtc-99	101	1	reference	reference	NOUN
ijtc-99	101	2	agustiningrum	agustiningrum	PROPN
ijtc-99	101	3	,	,	PUNCT
ijtc-99	101	4	riski	riski	PROPN
ijtc-99	101	5	.	.	PUNCT
ijtc-99	102	1	(	(	PUNCT
ijtc-99	102	2	2014	2014	NUM
ijtc-99	102	3	)	)	PUNCT
ijtc-99	102	4	.	.	PUNCT
ijtc-99	103	1	pengaruh	pengaruh	NOUN
ijtc-99	103	2	car	car	NOUN
ijtc-99	103	3	,	,	PUNCT
ijtc-99	103	4	npl	npl	PROPN
ijtc-99	103	5	dan	dan	PROPN
ijtc-99	103	6	ldr	ldr	PROPN
ijtc-99	103	7	terhadap	terhadap	PROPN
ijtc-99	103	8	profitabilitas	profitabilitas	PROPN
ijtc-99	103	9	pada	pada	PROPN
ijtc-99	103	10	perusahaan	perusahaan	PROPN
ijtc-99	103	11	perbankan	perbankan	PROPN
ijtc-99	103	12	.	.	PUNCT
ijtc-99	104	1	e	e	X
ijtc-99	104	2	-	-	ADJ
ijtc-99	104	3	jurnal	jurnal	ADJ
ijtc-99	104	4	akuntansi	akuntansi	PROPN
ijtc-99	104	5	universitas	universita	NOUN
ijtc-99	104	6	udayana	udayana	PROPN
ijtc-99	104	7	.	.	PUNCT
ijtc-99	105	1	vol.9	vol.9	PROPN
ijtc-99	105	2	.	.	PUNCT
ijtc-99	106	1	no	no	INTJ
ijtc-99	106	2	.	.	PUNCT
ijtc-99	107	1	(	(	PUNCT
ijtc-99	107	2	1	1	NUM
ijtc-99	107	3	):	):	PUNCT
ijtc-99	107	4	885	885	NUM
ijtc-99	107	5	-	-	SYM
ijtc-99	107	6	902	902	NUM
ijtc-99	107	7	.	.	PUNCT
ijtc-99	107	8	astohar	astohar	PROPN
ijtc-99	107	9	.	.	PUNCT
ijtc-99	108	1	(	(	PUNCT
ijtc-99	108	2	2016	2016	NUM
ijtc-99	108	3	)	)	PUNCT
ijtc-99	108	4	.	.	PUNCT
ijtc-99	109	1	pengaruh	pengaruh	NOUN
ijtc-99	109	2	car	car	NOUN
ijtc-99	109	3	,	,	PUNCT
ijtc-99	109	4	fdr	fdr	PROPN
ijtc-99	109	5	,	,	PUNCT
ijtc-99	109	6	terhadap	terhadap	PROPN
ijtc-99	109	7	profitabilitas	profitabilitas	PROPN
ijtc-99	109	8	pada	pada	PROPN
ijtc-99	109	9	perbankan	perbankan	PROPN
ijtc-99	109	10	syariah	syariah	PROPN
ijtc-99	109	11	di	di	PROPN
ijtc-99	109	12	indonesia	indonesia	PROPN
ijtc-99	109	13	dengan	dengan	PROPN
ijtc-99	109	14	inflasi	inflasi	PROPN
ijtc-99	109	15	sebagai	sebagai	PROPN
ijtc-99	109	16	variabel	variabel	PROPN
ijtc-99	109	17	pemoderasi	pemoderasi	PROPN
ijtc-99	109	18	.	.	PUNCT
ijtc-99	110	1	jurnal	jurnal	ADV
ijtc-99	110	2	among	among	ADP
ijtc-99	110	3	makarti	makarti	PROPN
ijtc-99	110	4	.	.	PUNCT
ijtc-99	111	1	vol.9	vol.9	PROPN
ijtc-99	111	2	no.18	no.18	PROPN
ijtc-99	111	3	.	.	PUNCT
ijtc-99	112	1	dendawijaya	dendawijaya	PROPN
ijtc-99	112	2	,	,	PUNCT
ijtc-99	112	3	lukman	lukman	PROPN
ijtc-99	112	4	.	.	PUNCT
ijtc-99	113	1	(	(	PUNCT
ijtc-99	113	2	2009	2009	NUM
ijtc-99	113	3	)	)	PUNCT
ijtc-99	113	4	.	.	PUNCT
ijtc-99	114	1	manajemen	manajeman	NOUN
ijtc-99	114	2	perbankan	perbankan	VERB
ijtc-99	114	3	.	.	PUNCT
ijtc-99	115	1	jakarta	jakarta	PROPN
ijtc-99	115	2	:	:	PUNCT
ijtc-99	115	3	ghalia	ghalia	PROPN
ijtc-99	115	4	indonesia	indonesia	PROPN
ijtc-99	115	5	.	.	PROPN
ijtc-99	116	1	farida	farida	PROPN
ijtc-99	116	2	,	,	PUNCT
ijtc-99	116	3	nurul	nurul	NOUN
ijtc-99	116	4	.	.	PUNCT
ijtc-99	117	1	(	(	PUNCT
ijtc-99	117	2	2015	2015	NUM
ijtc-99	117	3	)	)	PUNCT
ijtc-99	117	4	.	.	PUNCT
ijtc-99	118	1	analisis	analisis	ADJ
ijtc-99	118	2	pengaruh	pengaruh	NOUN
ijtc-99	118	3	penyaluran	penyaluran	PROPN
ijtc-99	118	4	kredit	kredit	PROPN
ijtc-99	118	5	terhadap	terhadap	PROPN
ijtc-99	118	6	profitabilitas	profitabilitas	PROPN
ijtc-99	118	7	yang	yang	PROPN
ijtc-99	118	8	dimoderasi	dimoderasi	PROPN
ijtc-99	118	9	non	non	ADJ
ijtc-99	118	10	-	-	ADJ
ijtc-99	118	11	performing	perform	VERB
ijtc-99	118	12	loan	loan	NOUN
ijtc-99	118	13	.	.	PUNCT
ijtc-99	119	1	artilkel	artilkel	ADP
ijtc-99	119	2	ilmiah	ilmiah	PROPN
ijtc-99	119	3	sekolah	sekolah	PROPN
ijtc-99	119	4	tinggi	tinggi	PROPN
ijtc-99	119	5	ilmu	ilmu	PROPN
ijtc-99	119	6	ekonomi	ekonomi	PROPN
ijtc-99	119	7	perbanas	perbanas	PROPN
ijtc-99	119	8	surabaya	surabaya	PROPN
ijtc-99	119	9	.	.	PUNCT
ijtc-99	120	1	ghozali	ghozali	PROPN
ijtc-99	120	2	,	,	PUNCT
ijtc-99	120	3	imam	imam	PROPN
ijtc-99	120	4	.	.	PUNCT
ijtc-99	121	1	(	(	PUNCT
ijtc-99	121	2	2013	2013	NUM
ijtc-99	121	3	)	)	PUNCT
ijtc-99	121	4	.	.	PUNCT
ijtc-99	122	1	aplikasi	aplikasi	PROPN
ijtc-99	122	2	analisis	analisis	PROPN
ijtc-99	122	3	multivariate	multivariate	PROPN
ijtc-99	122	4	dengan	dengan	PROPN
ijtc-99	122	5	program	program	PROPN
ijtc-99	122	6	spss	spss	PROPN
ijtc-99	122	7	21	21	NUM
ijtc-99	122	8	.	.	PUNCT
ijtc-99	123	1	edisi	edisi	VERB
ijtc-99	123	2	ketujuh	ketujuh	PROPN
ijtc-99	123	3	:	:	PUNCT
ijtc-99	123	4	bp	bp	PROPN
ijtc-99	123	5	.	.	PUNCT
ijtc-99	123	6	universitas	universitas	PROPN
ijtc-99	123	7	diponegoro	diponegoro	PROPN
ijtc-99	123	8	.	.	PUNCT
ijtc-99	124	1	ghozali	ghozali	PROPN
ijtc-99	124	2	,	,	PUNCT
ijtc-99	124	3	imam	imam	PROPN
ijtc-99	124	4	.	.	PUNCT
ijtc-99	125	1	(	(	PUNCT
ijtc-99	125	2	2012	2012	NUM
ijtc-99	125	3	)	)	PUNCT
ijtc-99	125	4	.	.	PUNCT
ijtc-99	126	1	aplikasi	aplikasi	PROPN
ijtc-99	126	2	analisis	analisis	PROPN
ijtc-99	126	3	multivariate	multivariate	PROPN
ijtc-99	126	4	dengan	dengan	PROPN
ijtc-99	126	5	program	program	PROPN
ijtc-99	126	6	ibm	ibm	PROPN
ijtc-99	126	7	spss	spss	PROPN
ijtc-99	126	8	20	20	NUM
ijtc-99	126	9	.	.	PUNCT
ijtc-99	127	1	semarang	semarang	PROPN
ijtc-99	127	2	:	:	PUNCT
ijtc-99	127	3	bp	bp	PROPN
ijtc-99	127	4	.	.	PUNCT
ijtc-99	127	5	universitas	universitas	PROPN
ijtc-99	127	6	diponegoro	diponegoro	PROPN
ijtc-99	127	7	.	.	PUNCT
ijtc-99	128	1	gusti	gusti	PROPN
ijtc-99	128	2	ayu	ayu	PROPN
ijtc-99	128	3	d.a	d.a	PROPN
ijtc-99	128	4	dan	dan	PROPN
ijtc-99	128	5	nyoman	nyoman	PROPN
ijtc-99	128	6	a.	a.	PROPN
ijtc-99	128	7	(	(	PUNCT
ijtc-99	128	8	2018	2018	NUM
ijtc-99	128	9	)	)	PUNCT
ijtc-99	128	10	.	.	PUNCT
ijtc-99	129	1	pengaruh	pengaruh	NOUN
ijtc-99	129	2	capital	capital	NOUN
ijtc-99	129	3	adequacy	adequacy	NOUN
ijtc-99	129	4	ratio	ratio	NOUN
ijtc-99	129	5	,	,	PUNCT
ijtc-99	129	6	non	non	ADJ
ijtc-99	129	7	-	-	ADJ
ijtc-99	129	8	performing	performing	ADJ
ijtc-99	129	9	loan	loan	NOUN
ijtc-99	129	10	dan	dan	PROPN
ijtc-99	129	11	loan	loan	NOUN
ijtc-99	129	12	to	to	PART
ijtc-99	129	13	deposit	deposit	NOUN
ijtc-99	129	14	ratio	ratio	NOUN
ijtc-99	129	15	terhadap	terhadap	PROPN
ijtc-99	129	16	return	return	PROPN
ijtc-99	129	17	on	on	ADP
ijtc-99	129	18	asset	asset	NOUN
ijtc-99	129	19	.	.	PUNCT
ijtc-99	130	1	e	e	X
ijtc-99	130	2	-	-	ADJ
ijtc-99	130	3	jurnal	jurnal	ADJ
ijtc-99	130	4	manajemen	manajeman	NOUN
ijtc-99	130	5	unud	unud	NOUN
ijtc-99	130	6	.	.	PUNCT
ijtc-99	131	1	vol.7.no	vol.7.no	NOUN
ijtc-99	131	2	.	.	X
ijtc-99	132	1	(	(	PUNCT
ijtc-99	132	2	5	5	NUM
ijtc-99	132	3	)	)	PUNCT
ijtc-99	132	4	.	.	PUNCT
ijtc-99	133	1	2018	2018	NUM
ijtc-99	133	2	:	:	PUNCT
ijtc-99	133	3	2410	2410	NUM
ijtc-99	133	4	-	-	SYM
ijtc-99	133	5	2441	2441	NUM
ijtc-99	133	6	.	.	PUNCT
ijtc-99	134	1	ismail	ismail	NOUN
ijtc-99	134	2	.	.	PUNCT
ijtc-99	135	1	(	(	PUNCT
ijtc-99	135	2	2010	2010	NUM
ijtc-99	135	3	)	)	PUNCT
ijtc-99	135	4	.	.	PUNCT
ijtc-99	136	1	manajemen	manajeman	NOUN
ijtc-99	136	2	perbankan	perbankan	PROPN
ijtc-99	136	3	.	.	PUNCT
ijtc-99	137	1	surabaya	surabaya	PROPN
ijtc-99	137	2	:	:	PUNCT
ijtc-99	137	3	kencana	kencana	PROPN
ijtc-99	137	4	.	.	PUNCT
ijtc-99	138	1	i	i	PRON
ijtc-99	138	2	putu	putu	PROPN
ijtc-99	138	3	agus	agus	PROPN
ijtc-99	138	4	atmaja	atmaja	PROPN
ijtc-99	138	5	dan	dan	PROPN
ijtc-99	138	6	ketut	ketut	PROPN
ijtc-99	138	7	sujana	sujana	PROPN
ijtc-99	138	8	.	.	PUNCT
ijtc-99	139	1	(	(	PUNCT
ijtc-99	139	2	2014	2014	NUM
ijtc-99	139	3	)	)	PUNCT
ijtc-99	139	4	.	.	PUNCT
ijtc-99	140	1	pengaruh	pengaruh	NOUN
ijtc-99	140	2	capital	capital	NOUN
ijtc-99	140	3	adequacy	adequacy	NOUN
ijtc-99	140	4	ratio	ratio	NOUN
ijtc-99	140	5	,	,	PUNCT
ijtc-99	140	6	penyaluran	penyaluran	PROPN
ijtc-99	140	7	kredit	kredit	PROPN
ijtc-99	140	8	dan	dan	PROPN
ijtc-99	140	9	non	non	PROPN
ijtc-99	140	10	-	-	ADJ
ijtc-99	140	11	performing	perform	VERB
ijtc-99	140	12	loan	loan	NOUN
ijtc-99	140	13	pada	pada	NOUN
ijtc-99	140	14	profitabilitas	profitabilita	NOUN
ijtc-99	140	15	.	.	PUNCT
ijtc-99	141	1	e	e	X
ijtc-99	141	2	-	-	ADJ
ijtc-99	141	3	jurnal	jurnal	ADJ
ijtc-99	141	4	akuntansi	akuntansi	PROPN
ijtc-99	141	5	universitas	universita	NOUN
ijtc-99	141	6	udayana	udayana	PROPN
ijtc-99	141	7	.	.	PUNCT
ijtc-99	142	1	vol.9	vol.9	PROPN
ijtc-99	142	2	.	.	PUNCT
ijtc-99	143	1	no	no	INTJ
ijtc-99	143	2	.	.	PUNCT
ijtc-99	144	1	(	(	PUNCT
ijtc-99	144	2	2	2	NUM
ijtc-99	144	3	)	)	PUNCT
ijtc-99	144	4	.	.	PUNCT
ijtc-99	145	1	325	325	NUM
ijtc-99	145	2	-	-	SYM
ijtc-99	145	3	339	339	NUM
ijtc-99	145	4	.	.	PUNCT
ijtc-99	146	1	the	the	DET
ijtc-99	146	2	effect	effect	NOUN
ijtc-99	146	3	of	of	ADP
ijtc-99	146	4	capital	capital	NOUN
ijtc-99	146	5	adequacy	adequacy	NOUN
ijtc-99	146	6	ratio	ratio	NOUN
ijtc-99	146	7	on	on	ADP
ijtc-99	146	8	return	return	NOUN
ijtc-99	146	9	on	on	ADP
ijtc-99	146	10	assets	asset	NOUN
ijtc-99	146	11	with	with	ADP
ijtc-99	146	12	problem	problem	NOUN
ijtc-99	146	13	credit	credit	NOUN
ijtc-99	146	14	ratio	ratio	NOUN
ijtc-99	146	15	moderation	moderation	NOUN
ijtc-99	146	16	sunaryo	sunaryo	NOUN
ijtc-99	146	17	151	151	NUM
ijtc-99	146	18	|	|	NOUN
ijtc-99	146	19	ilomata	ilomata	PROPN
ijtc-99	146	20	international	international	ADJ
ijtc-99	146	21	journal	journal	NOUN
ijtc-99	146	22	of	of	ADP
ijtc-99	146	23	tax	tax	PROPN
ijtc-99	146	24	&	&	CCONJ
ijtc-99	146	25	accounting	accounting	PROPN
ijtc-99	146	26	vol	vol	NOUN
ijtc-99	146	27	.	.	PROPN
ijtc-99	146	28	1	1	NUM
ijtc-99	146	29	no	no	NOUN
ijtc-99	146	30	.	.	NOUN
ijtc-99	146	31	3	3	NUM
ijtc-99	146	32	july	july	PROPN
ijtc-99	146	33	2020	2020	NUM
ijtc-99	146	34	kasmir	kasmir	PROPN
ijtc-99	146	35	.	.	PUNCT
ijtc-99	147	1	(	(	PUNCT
ijtc-99	147	2	2012	2012	NUM
ijtc-99	147	3	)	)	PUNCT
ijtc-99	147	4	.	.	PUNCT
ijtc-99	148	1	dasar	dasar	VERB
ijtc-99	148	2	-	-	PUNCT
ijtc-99	148	3	dasar	dasar	VERB
ijtc-99	148	4	perbankan	perbankan	NOUN
ijtc-99	148	5	.	.	PUNCT
ijtc-99	149	1	edisi	edisi	VERB
ijtc-99	149	2	revisi	revisi	NOUN
ijtc-99	149	3	2008	2008	NUM
ijtc-99	149	4	.	.	PUNCT
ijtc-99	150	1	pt	pt	PROPN
ijtc-99	150	2	raja	raja	PROPN
ijtc-99	150	3	grafindo	grafindo	PROPN
ijtc-99	150	4	persada	persada	PROPN
ijtc-99	150	5	:	:	PUNCT
ijtc-99	150	6	jakarta	jakarta	PROPN
ijtc-99	150	7	.	.	PUNCT
ijtc-99	151	1	ni	ni	PROPN
ijtc-99	151	2	kadek	kadek	PROPN
ijtc-99	151	3	yuni	yuni	PROPN
ijtc-99	151	4	widiasari	widiasari	PROPN
ijtc-99	151	5	dan	dan	PROPN
ijtc-99	151	6	ni	ni	PROPN
ijtc-99	151	7	putu	putu	PROPN
ijtc-99	151	8	sri	sri	PROPN
ijtc-99	151	9	harta	harta	PROPN
ijtc-99	151	10	mimba	mimba	PROPN
ijtc-99	151	11	.	.	PUNCT
ijtc-99	152	1	(	(	PUNCT
ijtc-99	152	2	2015	2015	NUM
ijtc-99	152	3	)	)	PUNCT
ijtc-99	152	4	.	.	PUNCT
ijtc-99	153	1	pengaruh	pengaruh	NOUN
ijtc-99	153	2	loan	loan	NOUN
ijtc-99	153	3	to	to	PART
ijtc-99	153	4	deposit	deposit	VERB
ijtc-99	153	5	ratio	ratio	NOUN
ijtc-99	153	6	(	(	PUNCT
ijtc-99	153	7	ldr	ldr	PROPN
ijtc-99	153	8	)	)	PUNCT
ijtc-99	153	9	pada	pada	PROPN
ijtc-99	153	10	profitabilitas	profitabilitas	PROPN
ijtc-99	153	11	dengan	dengan	PROPN
ijtc-99	153	12	npl	npl	PROPN
ijtc-99	153	13	sebagai	sebagai	PROPN
ijtc-99	153	14	pemoderasi	pemoderasi	PROPN
ijtc-99	153	15	.	.	PUNCT
ijtc-99	154	1	ejurnal	ejurnal	PROPN
ijtc-99	154	2	akuntansi	akuntansi	PROPN
ijtc-99	154	3	universitas	universita	NOUN
ijtc-99	154	4	udayana.vol.10.no	udayana.vol.10.no	PUNCT
ijtc-99	154	5	.	.	PUNCT
ijtc-99	155	1	(	(	PUNCT
ijtc-99	155	2	2	2	NUM
ijtc-99	155	3	)	)	PUNCT
ijtc-99	155	4	.	.	PUNCT
ijtc-99	156	1	588	588	NUM
ijtc-99	156	2	-	-	SYM
ijtc-99	156	3	601	601	NUM
ijtc-99	156	4	.	.	PUNCT
ijtc-99	156	5	ni	ni	PROPN
ijtc-99	156	6	luh	luh	PROPN
ijtc-99	156	7	s.s	s.s	PROPN
ijtc-99	156	8	.	.	PROPN
ijtc-99	157	1	dan	dan	PROPN
ijtc-99	157	2	i	i	PRON
ijtc-99	157	3	wayan	wayan	PROPN
ijtc-99	157	4	r	r	X
ijtc-99	157	5	(	(	PUNCT
ijtc-99	157	6	2014	2014	NUM
ijtc-99	157	7	)	)	PUNCT
ijtc-99	157	8	.	.	PUNCT
ijtc-99	158	1	pengaruh	pengaruh	NOUN
ijtc-99	158	2	rasio	rasio	NOUN
ijtc-99	158	3	kecukupan	kecukupan	NOUN
ijtc-99	158	4	modal	modal	NOUN
ijtc-99	158	5	dan	dan	PROPN
ijtc-99	158	6	penyaluran	penyaluran	PROPN
ijtc-99	158	7	kredit	kredit	PROPN
ijtc-99	158	8	terhadap	terhadap	PROPN
ijtc-99	158	9	profitabilitas	profitabilitas	PROPN
ijtc-99	158	10	dengan	dengan	PROPN
ijtc-99	158	11	moderasi	moderasi	PROPN
ijtc-99	158	12	kredit	kredit	PROPN
ijtc-99	158	13	bermasalah	bermasalah	PROPN
ijtc-99	158	14	.	.	PUNCT
ijtc-99	159	1	ejurnal	ejurnal	ADJ
ijtc-99	159	2	akuntansi	akuntansi	PROPN
ijtc-99	159	3	universitas	universita	NOUN
ijtc-99	159	4	udayana	udayana	PROPN
ijtc-99	159	5	.	.	PUNCT
ijtc-99	160	1	vol.7	vol.7	PROPN
ijtc-99	160	2	.	.	PUNCT
ijtc-99	161	1	no	no	INTJ
ijtc-99	161	2	.	.	PUNCT
ijtc-99	162	1	(	(	PUNCT
ijtc-99	162	2	1	1	NUM
ijtc-99	162	3	)	)	PUNCT
ijtc-99	162	4	.	.	PUNCT
ijtc-99	163	1	192	192	NUM
ijtc-99	163	2	-	-	SYM
ijtc-99	163	3	206	206	NUM
ijtc-99	163	4	.	.	PUNCT
ijtc-99	164	1	pandia	pandia	NOUN
ijtc-99	164	2	,	,	PUNCT
ijtc-99	164	3	firanto	firanto	NOUN
ijtc-99	164	4	.	.	PUNCT
ijtc-99	164	5	(	(	PUNCT
ijtc-99	164	6	2012	2012	NUM
ijtc-99	164	7	)	)	PUNCT
ijtc-99	164	8	.	.	PUNCT
ijtc-99	165	1	manajemen	manajeman	NOUN
ijtc-99	165	2	dana	dana	PROPN
ijtc-99	165	3	dan	dan	PROPN
ijtc-99	165	4	kesehatan	kesehatan	PROPN
ijtc-99	165	5	bank	bank	PROPN
ijtc-99	165	6	.	.	PUNCT
ijtc-99	166	1	jakarta	jakarta	PROPN
ijtc-99	166	2	:	:	PUNCT
ijtc-99	167	1	rineka	rineka	PROPN
ijtc-99	167	2	cipta	cipta	VERB
ijtc-99	167	3	perusahaan	perusahaan	PROPN
ijtc-99	167	4	perbankan	perbankan	PROPN
ijtc-99	167	5	di	di	PROPN
ijtc-99	167	6	bursa	bursa	PROPN
ijtc-99	167	7	efek	efek	NOUN
ijtc-99	167	8	indonesia	indonesia	PROPN
ijtc-99	167	9	‘	'	PUNCT
ijtc-99	167	10	’	'	PUNCT
ijtc-99	167	11	forum	forum	PROPN
ijtc-99	167	12	manajemen	manajeman	NOUN
ijtc-99	167	13	.	.	PUNCT
ijtc-99	168	1	vol.11	vol.11	PROPN
ijtc-99	168	2	.	.	PROPN
ijtc-99	168	3	silvanita	silvanita	PROPN
ijtc-99	168	4	,	,	PUNCT
ijtc-99	168	5	ketut	ketut	PROPN
ijtc-99	168	6	.	.	PUNCT
ijtc-99	169	1	(	(	PUNCT
ijtc-99	169	2	2009	2009	NUM
ijtc-99	169	3	)	)	PUNCT
ijtc-99	169	4	.	.	PUNCT
ijtc-99	170	1	bank	bank	PROPN
ijtc-99	170	2	dan	dan	PROPN
ijtc-99	170	3	lembaga	lembaga	PROPN
ijtc-99	170	4	keuangan	keuangan	PROPN
ijtc-99	170	5	lainnya	lainnya	PROPN
ijtc-99	170	6	.	.	PUNCT
ijtc-99	171	1	jakarta	jakarta	PROPN
ijtc-99	171	2	:	:	PUNCT
ijtc-99	171	3	pt	pt	PROPN
ijtc-99	171	4	.	.	PROPN
ijtc-99	171	5	alex	alex	PROPN
ijtc-99	171	6	media	media	PROPN
ijtc-99	171	7	komputindo	komputindo	PROPN
ijtc-99	171	8	.	.	PUNCT
ijtc-99	172	1	sofyan	sofyan	PROPN
ijtc-99	172	2	,	,	PUNCT
ijtc-99	172	3	m.	m.	NOUN
ijtc-99	172	4	(	(	PUNCT
ijtc-99	172	5	2019	2019	NUM
ijtc-99	172	6	)	)	PUNCT
ijtc-99	172	7	.	.	PUNCT
ijtc-99	173	1	analysis	analysis	NOUN
ijtc-99	173	2	financial	financial	ADJ
ijtc-99	173	3	performance	performance	NOUN
ijtc-99	173	4	of	of	ADP
ijtc-99	173	5	rural	rural	ADJ
ijtc-99	173	6	banks	bank	NOUN
ijtc-99	173	7	in	in	ADP
ijtc-99	173	8	indonesia	indonesia	PROPN
ijtc-99	173	9	.	.	PUNCT
ijtc-99	174	1	international	international	ADJ
ijtc-99	174	2	journal	journal	PROPN
ijtc-99	174	3	of	of	ADP
ijtc-99	174	4	economics	economic	NOUN
ijtc-99	174	5	,	,	PUNCT
ijtc-99	174	6	business	business	NOUN
ijtc-99	174	7	and	and	CCONJ
ijtc-99	174	8	accounting	accounting	NOUN
ijtc-99	174	9	research	research	NOUN
ijtc-99	174	10	(	(	PUNCT
ijtc-99	174	11	ijebar	ijebar	NOUN
ijtc-99	174	12	)	)	PUNCT
ijtc-99	174	13	,	,	PUNCT
ijtc-99	174	14	3(3	3(3	NUM
ijtc-99	174	15	)	)	PUNCT
ijtc-99	174	16	,	,	PUNCT
ijtc-99	174	17	255	255	NUM
ijtc-99	174	18	-	-	SYM
ijtc-99	174	19	262	262	NUM
ijtc-99	174	20	.	.	PUNCT
ijtc-99	174	21	doi:10.29040	doi:10.29040	PROPN
ijtc-99	174	22	/	/	SYM
ijtc-99	174	23	ijebar.v3i03.588	ijebar.v3i03.588	PROPN
ijtc-99	174	24	sofyan	sofyan	PROPN
ijtc-99	174	25	,	,	PUNCT
ijtc-99	174	26	m.	m.	NOUN
ijtc-99	174	27	(	(	PUNCT
ijtc-99	174	28	2019	2019	NUM
ijtc-99	174	29	)	)	PUNCT
ijtc-99	174	30	.	.	PUNCT
ijtc-99	175	1	faktor	faktor	NOUN
ijtc-99	175	2	-	-	PUNCT
ijtc-99	175	3	faktor	faktor	NOUN
ijtc-99	175	4	yang	yang	PROPN
ijtc-99	175	5	mempengaruhi	mempengaruhi	PROPN
ijtc-99	175	6	kinerja	kinerja	PROPN
ijtc-99	175	7	keuangan	keuangan	NOUN
ijtc-99	176	1	bpr	bpr	CCONJ
ijtc-99	176	2	syariah	syariah	PROPN
ijtc-99	176	3	di	di	PROPN
ijtc-99	176	4	indonesia	indonesia	PROPN
ijtc-99	176	5	.	.	PUNCT
ijtc-99	177	1	sains	sains	PROPN
ijtc-99	177	2	manajemen	manajeman	NOUN
ijtc-99	177	3	,	,	PUNCT
ijtc-99	177	4	5(2	5(2	NUM
ijtc-99	177	5	)	)	PUNCT
ijtc-99	177	6	,	,	PUNCT
ijtc-99	177	7	189	189	NUM
ijtc-99	177	8	-	-	SYM
ijtc-99	177	9	201	201	NUM
ijtc-99	177	10	.	.	PUNCT
ijtc-99	177	11	retrieved	retrieve	VERB
ijtc-99	177	12	from	from	ADP
ijtc-99	177	13	https://ejurnal.lppmunsera.org/index.php/sm/article/view/1862	https://ejurnal.lppmunsera.org/index.php/sm/article/view/1862	PROPN
ijtc-99	177	14	sofyan	sofyan	NOUN
ijtc-99	177	15	,	,	PUNCT
ijtc-99	177	16	m.	m.	NOUN
ijtc-99	177	17	(	(	PUNCT
ijtc-99	177	18	2019	2019	NUM
ijtc-99	177	19	)	)	PUNCT
ijtc-99	177	20	.	.	PUNCT
ijtc-99	178	1	faktor	faktor	NOUN
ijtc-99	178	2	-	-	PUNCT
ijtc-99	178	3	faktor	faktor	PROPN
ijtc-99	178	4	yang	yang	PROPN
ijtc-99	178	5	mempengaruhi	mempengaruhi	PROPN
ijtc-99	178	6	profitabilitas	profitabilitas	PROPN
ijtc-99	178	7	bank	bank	PROPN
ijtc-99	178	8	perkreditan	perkreditan	PROPN
ijtc-99	178	9	rakyat	rakyat	PROPN
ijtc-99	178	10	(	(	PUNCT
ijtc-99	178	11	bpr	bpr	PROPN
ijtc-99	178	12	)	)	PUNCT
ijtc-99	178	13	di	di	NOUN
ijtc-99	178	14	provinsi	provinsi	PROPN
ijtc-99	178	15	jawa	jawa	PROPN
ijtc-99	178	16	timur	timur	PROPN
ijtc-99	178	17	.	.	PUNCT
ijtc-99	179	1	jurnal	jurnal	PROPN
ijtc-99	179	2	inspirasi	inspirasi	PROPN
ijtc-99	179	3	bisnis	bisnis	PROPN
ijtc-99	179	4	dan	dan	PROPN
ijtc-99	179	5	manajemen	manajemen	PROPN
ijtc-99	179	6	,	,	PUNCT
ijtc-99	179	7	3(1	3(1	NUM
ijtc-99	179	8	)	)	PUNCT
ijtc-99	179	9	,	,	PUNCT
ijtc-99	179	10	63	63	NUM
ijtc-99	179	11	-	-	SYM
ijtc-99	179	12	76	76	NUM
ijtc-99	179	13	.	.	PUNCT
ijtc-99	180	1	doi:10.33603	doi:10.33603	PROPN
ijtc-99	180	2	/	/	SYM
ijtc-99	180	3	jibm.v3i1.2093	jibm.v3i1.2093	PROPN
ijtc-99	180	4	.	.	PUNCT
ijtc-99	181	1	suhardjono	suhardjono	PROPN
ijtc-99	181	2	dan	dan	PROPN
ijtc-99	181	3	mudrajad	mudrajad	PROPN
ijtc-99	181	4	kuncoro	kuncoro	PROPN
ijtc-99	181	5	(	(	PUNCT
ijtc-99	181	6	2002	2002	NUM
ijtc-99	181	7	)	)	PUNCT
ijtc-99	181	8	.	.	PUNCT
ijtc-99	182	1	manajemen	manajeman	NOUN
ijtc-99	182	2	perbankan	perbankan	PROPN
ijtc-99	182	3	teori	teori	PROPN
ijtc-99	182	4	dan	dan	PROPN
ijtc-99	182	5	aplikasi	aplikasi	PROPN
ijtc-99	182	6	.	.	PUNCT
ijtc-99	183	1	yogyakarta	yogyakarta	PROPN
ijtc-99	183	2	:	:	PUNCT
ijtc-99	183	3	bpee	bpee	PROPN
ijtc-99	183	4	.	.	PUNCT
ijtc-99	184	1	sugiyono	sugiyono	PROPN
ijtc-99	184	2	.	.	PUNCT
ijtc-99	185	1	(	(	PUNCT
ijtc-99	185	2	2013	2013	NUM
ijtc-99	185	3	)	)	PUNCT
ijtc-99	185	4	.	.	PUNCT
ijtc-99	186	1	metode	metode	PROPN
ijtc-99	186	2	penelitian	penelitian	PROPN
ijtc-99	186	3	kuantitatif	kuantitatif	PROPN
ijtc-99	186	4	kualitatif	kualitatif	PROPN
ijtc-99	186	5	dan	dan	PROPN
ijtc-99	186	6	r&d	r&d	PROPN
ijtc-99	186	7	.	.	PUNCT
ijtc-99	187	1	bandung	bandung	PROPN
ijtc-99	187	2	:	:	PUNCT
ijtc-99	188	1	alfabeta	alfabeta	PROPN
ijtc-99	188	2	.	.	PROPN
ijtc-99	188	3	sunaryo	sunaryo	PROPN
ijtc-99	188	4	,	,	PUNCT
ijtc-99	188	5	deni	deni	PROPN
ijtc-99	188	6	.	.	PUNCT
ijtc-99	189	1	(	(	PUNCT
ijtc-99	189	2	2018	2018	NUM
ijtc-99	189	3	)	)	PUNCT
ijtc-99	189	4	.	.	PUNCT
ijtc-99	190	1	pengaruh	pengaruh	PROPN
ijtc-99	190	2	hutang	hutang	PROPN
ijtc-99	190	3	jangka	jangka	PROPN
ijtc-99	190	4	pendek	pendek	PROPN
ijtc-99	190	5	dan	dan	PROPN
ijtc-99	190	6	hutang	hutang	PROPN
ijtc-99	190	7	jangka	jangka	PROPN
ijtc-99	190	8	panjang	panjang	PROPN
ijtc-99	190	9	terhadap	terhadap	PROPN
ijtc-99	190	10	profitabilitas	profitabilitas	PROPN
ijtc-99	190	11	pada	pada	PROPN
ijtc-99	190	12	perusahaan	perusahaan	PROPN
ijtc-99	190	13	industry	industry	PROPN
ijtc-99	190	14	makanan	makanan	PROPN
ijtc-99	190	15	dan	dan	PROPN
ijtc-99	190	16	minuman	minuman	PROPN
ijtc-99	190	17	yang	yang	PROPN
ijtc-99	190	18	terdaftar	terdaftar	PROPN
ijtc-99	190	19	dibursa	dibursa	PROPN
ijtc-99	190	20	efek	efek	PROPN
ijtc-99	190	21	indonesia	indonesia	PROPN
ijtc-99	190	22	(	(	PUNCT
ijtc-99	190	23	bei	bei	PROPN
ijtc-99	190	24	)	)	PUNCT
ijtc-99	190	25	periode	periode	PROPN
ijtc-99	190	26	tahun	tahun	PROPN
ijtc-99	190	27	2013	2013	NUM
ijtc-99	190	28	-	-	SYM
ijtc-99	190	29	2017	2017	NUM
ijtc-99	190	30	.	.	PUNCT
ijtc-99	191	1	jurnal	jurnal	ADJ
ijtc-99	191	2	sains	sain	NOUN
ijtc-99	191	3	manajemen	manajeman	NOUN
ijtc-99	191	4	.	.	PUNCT
ijtc-99	192	1	vol.4.no.(1	vol.4.no.(1	ADJ
ijtc-99	192	2	)	)	PUNCT
ijtc-99	192	3	.	.	PUNCT
ijtc-99	193	1	2018	2018	NUM
ijtc-99	193	2	.	.	PUNCT
ijtc-99	194	1	syamsurizal	syamsurizal	PROPN
ijtc-99	194	2	.	.	PUNCT
ijtc-99	195	1	(	(	PUNCT
ijtc-99	195	2	2016	2016	NUM
ijtc-99	195	3	)	)	PUNCT
ijtc-99	195	4	.	.	PUNCT
ijtc-99	196	1	pengaruh	pengaruh	NOUN
ijtc-99	196	2	car	car	NOUN
ijtc-99	196	3	,	,	PUNCT
ijtc-99	196	4	npf	npf	PROPN
ijtc-99	196	5	,	,	PUNCT
ijtc-99	196	6	bopo	bopo	PROPN
ijtc-99	196	7	terhadap	terhadap	PROPN
ijtc-99	196	8	roa	roa	PROPN
ijtc-99	196	9	pada	pada	PROPN
ijtc-99	196	10	bank	bank	PROPN
ijtc-99	196	11	umum	umum	PROPN
ijtc-99	196	12	yang	yang	PROPN
ijtc-99	196	13	terdaftar	terdaftar	PROPN
ijtc-99	196	14	di	di	PROPN
ijtc-99	196	15	bank	bank	PROPN
ijtc-99	196	16	indonesia	indonesia	PROPN
ijtc-99	196	17	.	.	PUNCT
ijtc-99	197	1	jurnal	jurnal	ADJ
ijtc-99	197	2	penelitian	penelitian	PROPN
ijtc-99	197	3	sosial	sosial	PROPN
ijtc-99	197	4	keagamaan	keagamaan	PROPN
ijtc-99	197	5	.	.	PUNCT
ijtc-99	198	1	vol.19	vol.19	NOUN
ijtc-99	198	2	.	.	PUNCT
ijtc-99	199	1	no	no	INTJ
ijtc-99	199	2	.	.	PUNCT
ijtc-99	200	1	(	(	PUNCT
ijtc-99	200	2	2	2	NUM
ijtc-99	200	3	)	)	PUNCT
ijtc-99	200	4	.	.	PUNCT
ijtc-99	201	1	juli	juli	PROPN
ijtc-99	201	2	2016	2016	NUM
ijtc-99	201	3	.	.	PUNCT
ijtc-99	202	1	veithzal	veithzal	PROPN
ijtc-99	202	2	rivai	rivai	PROPN
ijtc-99	202	3	.	.	PUNCT
ijtc-99	203	1	(	(	PUNCT
ijtc-99	203	2	2007	2007	NUM
ijtc-99	203	3	)	)	PUNCT
ijtc-99	203	4	.	.	PUNCT
ijtc-99	204	1	bank	bank	PROPN
ijtc-99	204	2	and	and	CCONJ
ijtc-99	204	3	financial	financial	PROPN
ijtc-99	204	4	institute	institute	PROPN
ijtc-99	204	5	management	management	NOUN
ijtc-99	204	6	.	.	PUNCT
ijtc-99	205	1	jakarta	jakarta	PROPN
ijtc-99	205	2	:	:	PUNCT
ijtc-99	205	3	pt	pt	PROPN
ijtc-99	205	4	.	.	PROPN
ijtc-99	205	5	raja	raja	PROPN
ijtc-99	205	6	grafindo	grafindo	PROPN
ijtc-99	205	7	persada	persada	PROPN
ijtc-99	205	8	.	.	PUNCT
ijtc-99	206	1	wayan	wayan	PROPN
ijtc-99	206	2	s	s	PROPN
ijtc-99	207	1	dan	dan	PROPN
ijtc-99	207	2	m	m	PROPN
ijtc-99	207	3	asri	asri	PROPN
ijtc-99	207	4	d.p	d.p	PROPN
ijtc-99	207	5	.	.	PUNCT
ijtc-99	208	1	(	(	PUNCT
ijtc-99	208	2	2015	2015	NUM
ijtc-99	208	3	)	)	PUNCT
ijtc-99	208	4	.	.	PUNCT
ijtc-99	209	1	pengaruh	pengaruh	NOUN
ijtc-99	209	2	kecukupan	kecukupan	PROPN
ijtc-99	209	3	modal	modal	PROPN
ijtc-99	209	4	dan	dan	PROPN
ijtc-99	209	5	penyaluran	penyaluran	PROPN
ijtc-99	209	6	kredit	kredit	PROPN
ijtc-99	209	7	pada	pada	PROPN
ijtc-99	209	8	profitabiitas	profitabiitas	PROPN
ijtc-99	209	9	dengan	dengan	PROPN
ijtc-99	209	10	pemoderasi	pemoderasi	PROPN
ijtc-99	209	11	resiko	resiko	PROPN
ijtc-99	209	12	kredit	kredit	PROPN
ijtc-99	209	13	.	.	PUNCT
ijtc-99	210	1	e	e	X
ijtc-99	210	2	-	-	ADJ
ijtc-99	210	3	jurnal	jurnal	ADJ
ijtc-99	210	4	akuntansi	akuntansi	PROPN
ijtc-99	210	5	universitas	universita	NOUN
ijtc-99	210	6	udayana	udayana	PROPN
ijtc-99	210	7	.	.	PUNCT
ijtc-99	211	1	vol.11.no	vol.11.no	AUX
ijtc-99	211	2	.	.	PUNCT
ijtc-99	212	1	(	(	PUNCT
ijtc-99	212	2	2	2	NUM
ijtc-99	212	3	)	)	PUNCT
ijtc-99	212	4	.	.	PUNCT
ijtc-99	213	1	426	426	NUM
ijtc-99	213	2	-	-	NUM
ijtc-99	213	3	440	440	NUM
ijtc-99	213	4	.	.	PUNCT