id	keyword
ijtc-1144	research
ijtc-1144	credit
ijtc-1144	credit union
ijtc-1144	union research
ijtc-1144	journal
ijtc-1144	accounting
ijtc-1144	analysis
ijtc-1144	results
ijtc-1144	development
ijtc-1144	unions
ijtc-1144	topics
ijtc-1144	review
ijtc-1144	https://www.ilomata.org/index.php/ijtc
ijtc-1144	researchers
ijtc-1144	total
ijtc-1144	literature
ijtc-1144	research topics