id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
ijfb-2507	Mundhara , Rukmini 	SHIFT FROM BANK DEPOSITS TO INVESTMENTS IN INDIA: IMPLICATIONS FOR BANKING STABILITY	2025	9	.pdf	application/pdf	6129	296	28	The dependent variables examined are the volume of household bank deposits (in INR crore) and the volume of investments in mutual funds and equities (in INR crore), representing the key channels through which households allocate their financial assets. Data from the Reserve Bank of India (2023a) and AMFI (2023) reveal a consistent decline in the growth rate of household deposits, alongside a significant increase in SIP registrations and mutual fund assets under management.	cache/ijfb-2507.pdf	txt/ijfb-2507.txt