id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
ijfb-91	Youssef, Amel Ben	Migration Analysis of Credit Risk in Tunisian Banking Sector	2018	10	.pdf	application/pdf	5243	229	53	The findings are useful and critical for supervisory purposes and foroptimizing bank credit risk management. Transition of credit risk grade to the default state is zero for all the categories 1, 2 and 3 •The estimated transition matriceusing proportion data exhibit asymmetrical migration shape: the probabilities of the upgrades are higher than probabilities of downgrades.	cache/ijfb-91.pdf	txt/ijfb-91.txt