id	domain	url
ijfb-1855	www.cribfb.com	https://www.cribfb.com
ijfb-1855	www.cribfb.com	https://www.cribfb.com/journal/index.php/ijfb
ijfb-1855	creativecommons.org	http://creativecommons.org/licenses/by/4.0/)
ijfb-1855	doi.org	https://doi.org/10.46281/ijfb.v11i1.1855
ijfb-1855	doi.org	https://doi.org/10.46281/ijfb.v11i1.1855
ijfb-1855	orcid.org	https://orcid.org/0000-0001-7034-0121
ijfb-1855	creativecommons.org	http://creativecommons.org/licenses/by/4.0/
ijfb-1855	creativecommons.org	http://creativecommons.org/licenses/by/4.0/
ijfb-1855	doi.org	https://doi.org/10.46281/ijfb.v11i1.1855
ijfb-1855	orcid.org	https://orcid.org/0000-0003-2941-1252
ijfb-1855	orcid.org	https://orcid.org/0000-0002-4081-8144
ijfb-1855	orcid.org	https://orcid.org/0000-0002-8862-9430
ijfb-1855	orcid.org	https://orcid.org/0000-0002-9914-9109
ijfb-1855	www.cashlessindia.gov.in	www.cashlessindia.gov.in
ijfb-1855	www.cashlessindia.gov.in	http://www.cashlessindia.gov.in
ijfb-1855	www.assocham.org	https://www.assocham.org/newsdetail-print.php?id=7138
ijfb-1855	doi.org	https://doi.org/10.1016/j.elerap.2006.12.004
ijfb-1855	www.mckinsey.com	https://www.mckinsey.com/~/media/mckinsey/industries/financial
ijfb-1855	inc42.com	https://inc42.com/buzz/upi-qr-caters-to-250-mn-transactions-monthly-but-numbers-still-lowsays-rbi
ijfb-1855	doi.org	https://doi.org/10.1007/978-981-10-5547-8_29
ijfb-1855	doi.org	https://doi.org/10.1007/978-981-10-5547-8_29
ijfb-1855	doi.org	https://doi.org/10.1016/j.kjss.2017.10.005
ijfb-1855	www.financialexpress.com	https://www.financialexpress.com/industry/in-supermarket-category-we-seegood-payment-volumes-praveena-rai-chief-operating-officer-npci/1922111
ijfb-1855	www.business-standard.com	https://www.business-standard.com/article/finance/digital-banking-upi-users-beware-rbi-warnsagainst-anydesk-all-you-need-to-know-119021800425_1.html
ijfb-1855	www.business-standard.com	https://www.business-standard.com/article/economy-policy/internet-users-up-nearly-4-to-over-825-million-inq4-of-fy21-trai-data-121082701105_1.html
ijfb-1855	www.businesswire.com	https://www.businesswire.com/news/home/20210607005699/en
ijfb-1855	doi.org	https://doi.org/10.1108/ijbm-09-2018-0256
ijfb-1855	doi.org	https://doi.org/10.4018/978-1-5225-1974-4.ch011
ijfb-1855	entrackr.com	https://entrackr.com/2020/02/npci-abolish-psp-fee-upi
ijfb-1855	bfsi.economictimes.indiatimes.com	https://bfsi.economictimes.indiatimes.com/news/fintech/bhim-app-goes-international-gets-launched-atsingapore-fintech-festival-2019/72035687
ijfb-1855	bfsi.economictimes.indiatimes.com	https://bfsi.economictimes.indiatimes.com/news/fintech/offline-merchantpayments-over-qr-code-doubles-in-lockdown-says-ashneer-grover-of-bharatpe/75615542
ijfb-1855	brandequity.economictimes.indiatimes.com	https://brandequity.economictimes.indiatimes.com/news/digital/88-of-indian-consumers-usemobile-devices-to-make-purchases-or-pay-online-paypal-report/72182209
ijfb-1855	government.economictimes.indiatimes.com	https://government.economictimes.indiatimes.com/news/digital-india/mumbai-cyber-cellregisters-70-rise-in-digital-payment-frauds-in-first-5-months-this-year/77592937
ijfb-1855	www.financialexpress.com	https://www.financialexpress.com/industry/average-data-consumption-for-a-mobile-user-is-14gb-per-month-dot/2391461
ijfb-1855	go.forrester.com	https://go.forrester.com/press-newsroom/us-mobile-payments-to-reach-142-billion-by-2019
ijfb-1855	www.globenewswire.com	https://www.globenewswire.com/news-release/2019/07/25/1888147/0/en/digitalpayment-market-to-reach-usd-10-07-trillion-by-2026-reports-and-data.html
ijfb-1855	doi.org	https://doi.org/10.4236/ajibm.2017.710084
ijfb-1855	doi.org	https://doi.org/10.1109/incet49848.2020.9154024
ijfb-1855	doi.org	https://doi.org/10.1108/jeim-06-2019-0179
ijfb-1855	doi.org	https://doi.org/10.51201/jusst/21/10722
ijfb-1855	doi.org	https://doi.org/10.1016/j.elerap.2019.100908
ijfb-1855	doi.org	https://doi.org/10.1016/j.chb.2017.10.035
ijfb-1855	doi.org	https://doi.org/10.33889/ijmems.2020.5.1.011
ijfb-1855	doi.org	https://doi.org/10.1016/j.jretconser.2020.102091
ijfb-1855	doi.org	https://doi.org/10.1080/10548408.2014.896765
ijfb-1855	doi.org	https://doi.org/10.1109/aicai.2019.8701396
ijfb-1855	doi.org	https://doi.org/10.1108/imds-03-20130137
ijfb-1855	doi.org	https://doi.org/10.1108/jibr-10-2015-0112
ijfb-1855	doi.org	https://doi.org/10.1109/icicv50876.2021.9388452
ijfb-1855	doi.org	https://doi.org/10.1016/j.im.2008.11.008
ijfb-1855	doi.org	https://doi.org/10.2979/esj.2008.6.2.24
ijfb-1855	www.mas.gov.sg	https://www.mas.gov.sg/news/media-releases/2021/singapores-paynow-and-indias-upi-to-link-in-2022
ijfb-1855	www.mckinsey.com	https://www.mckinsey.com/~/media/mckinsey/business
ijfb-1855	www.livemint.com	https://www.livemint.com/industry/banking/digital-transactions-to-grow-at-a-cagr-of-52-in-next-five-years-sbicards-11575372710071.html
ijfb-1855	timesofindia.indiatimes.com	https://timesofindia.indiatimes.com/business/india-business/at-4572cr-digital-payments-surpass-govts-targetfor-fy20/articleshow/76882096.cms
ijfb-1855	www.moneycontrol.com	https://www.moneycontrol.com/news/business/as-upi-grows-leaps-and-bounds-transaction-failuresincrease-too-6029531.html
ijfb-1855	www.morganstanley.com	https://www.morganstanley.com/ideas/india-millennials-growth-sectors
ijfb-1855	www.nielsen.com	https://www.nielsen.com/in/en/insights/report/2018/what-handsets-say-about-consumers
ijfb-1855	www.npci.org.in	https://www.npci.org.in/pdf/npci/upi/circular/2019/circular
ijfb-1855	www.npci.org.in	https://www.npci.org.in/sites/default/files/circular/scan
ijfb-1855	www.npci.org.in	https://www.npci.org.in/pdf/npci/press-releases/2020/npci-givesapproval-for-whatsapp-to-go-live-on-upi.pdf
ijfb-1855	www.npci.org.in	https://www.npci.org.in/who-we-are/group-companies/npciinternational
ijfb-1855	www.npci.org.in	https://www.npci.org.in/what-we-do/upi/upi-ecosystemstatistics
ijfb-1855	www.npci.org.in	https://www.npci.org.in/what-we-do/upi/product-statistics
ijfb-1855	www.omidyarnetwork.in	https://www.omidyarnetwork.in/wp-content/uploads/pdfs/17-0515_currency_of_trust_report_digital_final.pdf
ijfb-1855	doi.org	https://doi.org/10.1016/j.jretconser.2012.12.001
ijfb-1855	www.pmgdisha.in	https://www.pmgdisha.in/about-pmgdisha
ijfb-1855	www.thehindu.com	https://www.thehindu.com/sci-tech/technology/government-launches-bhim-20-with-new-functionalitiesadditional-language-support/article29760051.ece
ijfb-1855	doi.org	https://doi.org/10.13189/ujaf.2021.090326
ijfb-1855	razorpay.com	https://razorpay.com/learn/upi-banks-transactions-charges-fees
ijfb-1855	m.rbi.org.in	https://m.rbi.org.in/scripts/bs_circularindexdisplay.aspx?id=11693
ijfb-1855	rbidocs.rbi.org.in	https://rbidocs.rbi.org.in/rdocs/publicationreport/pdfs/payment1c3b80387c0f4b30a56665dd08783324
ijfb-1855	rbi.org.in	https://rbi.org.in/scripts/publicationreportdetails.aspx?urlpage=&id=922
ijfb-1855	doi.org	https://doi.org/10.1108/ijqss-11-2017-0111
ijfb-1855	sabpaisa.in	https://sabpaisa.in/learn-the-predictionsfor-upi-payments-in-2020
ijfb-1855	elartu.tntu.edu.ua	http://elartu.tntu.edu.ua/handle/lib/35250%0ahttp://elartu.tntu.edu.ua/bitstream/lib/35250/2/nfepsev_2021_s
ijfb-1855	doi.org	https://doi.org/10.1108/jibr-06-2020-0214
ijfb-1855	164.100.47.193	http://164.100.47.193/lsscommittee/communications
ijfb-1855	doi.org	https://doi.org/10.35940/ijitee
ijfb-1855	www.statista.com	https://www.statista.com/statistics/289778/countries-with-the-most-facebook-users/#:~:text=there
ijfb-1855	doi.org	https://doi.org/10.1108/jibr-11-2016-0132
ijfb-1855	doi.org	https://doi.org/10.1108/imds-08-2014-0231
ijfb-1855	doi.org	https://doi.org/10.1108/17554191311303385
ijfb-1855	economictimes.indiatimes.com	https://economictimes.indiatimes.com/industry/banking/finance/banking/no-mdrkumar
ijfb-1855	economictimes.indiatimes.com	https://economictimes.indiatimes.com/industry/banking/finance/banking/cbdt-asksbanks-to-refund-any-fees-levied-on-upi-transactions-in-2020/articleshow/77835725.cms?from=mdr
ijfb-1855	tech.economictimes.indiatimes.com	https://tech.economictimes.indiatimes.com/news/internet/digital-payments-soar-as-covid-19fuels-online-transactions/76816169#:~:text=nearly
ijfb-1855	economictimes.indiatimes.com	https://economictimes.indiatimes.com/news/international/uae/npci-arm-network-int-join-hands-for-upipayment-system-in-uae/articleshow/87784172.cms
ijfb-1855	www.thehindu.com	https://www.thehindu.com/news/national/demonetisation-helped-reduce-black-money-increased-taxcompliance-gave-boost-to-transparency-says-modi/article33051970.ece
ijfb-1855	theprint.in	https://theprint.in/india/fake-websites-upi-hacking-delhi-saw-190-rise-in-cyber-frauds-duringlockdown-police-say/608363
ijfb-1855	timesofindia.indiatimes.com	https://timesofindia.indiatimes.com/business/india-business/pay-via-upi-in-10-morecountries/articleshow/86184175.cms
ijfb-1855	doi.org	https://doi.org/10.1016/j.jretconser.2014.08.005
ijfb-1855	doi.org	https://doi.org/10.1016/j.dss.2012.10.034
ijfb-1855	creativecommons.org	http://creativecommons.org/licenses/by/4.0/)
ijfb-1855	creativecommons.org	http://creativecommons.org/licenses/by/4.0/
ijfb-1855	creativecommons.org	http://creativecommons.org/licenses/by/4.0
ijfb-1855	creativecommons.org	http://creativecommons.org/licenses/by/4.0