id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
ihlr-16514	Cate, Russell B.	Move Over Managed Care - Health Savings Accounts, Small Businesses, and Low Wage Earners: Cost, Quality, and Access	2007	32	.pdf	application/pdf	16316	770	56	Inherent in the success ofHSAs, however, is the assumption that consumers will have available to them the in­ formation necessary to make educated decisions about their health care expen­ ditures.11 On the contrary, health care consumers generally do not have the informa­ tion they need to negotiate adequately with potential providers for the most cost efficient service. First, over time health care consumers had become passive in their consumption of health care goods and services.29	cache/ihlr-16514.pdf	txt/ihlr-16514.txt