id	sid	tid	token	lemma	pos
ihlr-16514	1	1	move	move	VERB
ihlr-16514	1	2	over	over	ADP
ihlr-16514	1	3	managed	manage	VERB
ihlr-16514	1	4	carehealth	carehealth	PROPN
ihlr-16514	1	5	savings	saving	NOUN
ihlr-16514	1	6	accounts	account	NOUN
ihlr-16514	1	7	,	,	PUNCT
ihlr-16514	1	8	small	small	ADJ
ihlr-16514	1	9	businesses	business	NOUN
ihlr-16514	1	10	,	,	PUNCT
ihlr-16514	1	11	and	and	CCONJ
ihlr-16514	1	12	low	low	ADJ
ihlr-16514	1	13	wage	wage	NOUN
ihlr-16514	1	14	earners	earner	NOUN
ihlr-16514	1	15	:	:	PUNCT
ihlr-16514	1	16	cost	cost	NOUN
ihlr-16514	1	17	,	,	PUNCT
ihlr-16514	1	18	quality	quality	NOUN
ihlr-16514	1	19	,	,	PUNCT
ihlr-16514	1	20	and	and	CCONJ
ihlr-16514	1	21	access	access	PROPN
ihlr-16514	1	22	russell	russell	PROPN
ihlr-16514	1	23	b.	b.	PROPN
ihlr-16514	1	24	cate	cate	PROPN
ihlr-16514	1	25	•	•	NOUN
ihlr-16514	1	26	table	table	NOUN
ihlr-16514	1	27	of	of	ADP
ihlr-16514	1	28	contents	content	NOUN
ihlr-16514	1	29	i.	i.	NOUN
ihlr-16514	1	30	introduction	introduction	PROPN
ihlr-16514	1	31	.•	.•	PROPN
ihlr-16514	1	32	..	..	PUNCT
ihlr-16514	1	33	•.•••.•.•	•.•••.•.•	PROPN
ihlr-16514	1	34	.........	.........	PUNCT
ihlr-16514	1	35	•	•	NOUN
ihlr-16514	1	36	....	....	PUNCT
ihlr-16514	1	37	•••	•••	X
ihlr-16514	1	38	..	..	PUNCT
ihlr-16514	1	39	•	•	NUM
ihlr-16514	1	40	..	..	SYM
ihlr-16514	1	41	••••	••••	NOUN
ihlr-16514	1	42	......	......	SYM
ihlr-16514	1	43	•.•	•.•	NOUN
ihlr-16514	1	44	..	..	SYM
ihlr-16514	1	45	•	•	NUM
ihlr-16514	1	46	......	......	SYM
ihlr-16514	1	47	••	••	NOUN
ihlr-16514	1	48	...	...	PUNCT
ihlr-16514	1	49	••.•	••.•	NOUN
ihlr-16514	1	50	.......	.......	SYM
ihlr-16514	1	51	•	•	NOUN
ihlr-16514	1	52	..	..	PUNCT
ihlr-16514	1	53	•••	•••	ADV
ihlr-16514	1	54	287	287	NUM
ihlr-16514	1	55	n.	n.	NOUN
ihlr-16514	1	56	background	background	NOUN
ihlr-16514	1	57	on	on	ADP
ihlr-16514	1	58	hsas	hsa	NOUN
ihlr-16514	1	59	••	••	PROPN
ihlr-16514	1	60	....	....	PUNCT
ihlr-16514	1	61	•••	•••	X
ihlr-16514	1	62	..	..	PUNCT
ihlr-16514	1	63	••.••.•.••.••	••.••.•.••.••	NOUN
ihlr-16514	1	64	.....	.....	SYM
ihlr-16514	1	65	••	••	NOUN
ihlr-16514	1	66	....	....	SYM
ihlr-16514	1	67	••••	••••	NOUN
ihlr-16514	1	68	..	..	PUNCT
ihlr-16514	1	69	•••••.•	•••••.•	X
ihlr-16514	1	70	..	..	SYM
ihlr-16514	1	71	••	••	NOUN
ihlr-16514	1	72	.........	.........	SYM
ihlr-16514	1	73	•	•	NUM
ihlr-16514	1	74	...	...	PUNCT
ihlr-16514	1	75	290	290	NUM
ihlr-16514	1	76	a.	a.	NOUN
ihlr-16514	1	77	the	the	DET
ihlr-16514	1	78	departure	departure	NOUN
ihlr-16514	1	79	from	from	ADP
ihlr-16514	1	80	managed	manage	VERB
ihlr-16514	1	81	care	care	NOUN
ihlr-16514	1	82	.......................................	.......................................	PUNCT
ihlr-16514	1	83	290	290	NUM
ihlr-16514	1	84	b.	b.	PROPN
ihlr-16514	1	85	health	health	NOUN
ihlr-16514	1	86	savings	saving	NOUN
ihlr-16514	1	87	accounts	account	NOUN
ihlr-16514	1	88	..........................................................	..........................................................	PUNCT
ihlr-16514	1	89	294	294	NUM
ihlr-16514	1	90	ill	ill	ADJ
ihlr-16514	1	91	.	.	PUNCT
ihlr-16514	2	1	can	can	AUX
ihlr-16514	2	2	hsas	hsas	PROPN
ihlr-16514	2	3	successfully	successfully	ADV
ihlr-16514	2	4	achieve	achieve	VERB
ihlr-16514	2	5	cost	cost	NOUN
ihlr-16514	2	6	reduction	reduction	NOUN
ihlr-16514	2	7	and	and	CCONJ
ihlr-16514	2	8	universal	universal	ADJ
ihlr-16514	2	9	care	care	NOUN
ihlr-16514	2	10	?	?	PUNCT
ihlr-16514	3	1	.................................................................	.................................................................	PUNCT
ihlr-16514	4	1	297	297	NUM
ihlr-16514	4	2	a.	a.	NOUN
ihlr-16514	4	3	cost	cost	NOUN
ihlr-16514	4	4	reduction	reduction	NOUN
ihlr-16514	4	5	.........................................................................	.........................................................................	PUNCT
ihlr-16514	4	6	298	298	NUM
ihlr-16514	4	7	b.	b.	PROPN
ihlr-16514	4	8	access	access	NOUN
ihlr-16514	4	9	to	to	ADP
ihlr-16514	4	10	health	health	NOUN
ihlr-16514	4	11	care	care	NOUN
ihlr-16514	4	12	goods	good	NOUN
ihlr-16514	4	13	and	and	CCONJ
ihlr-16514	4	14	services	service	NOUN
ihlr-16514	4	15	..............................	..............................	PUNCT
ihlr-16514	4	16	303	303	NUM
ihlr-16514	4	17	n.	n.	ADJ
ihlr-16514	4	18	small	small	ADJ
ihlr-16514	4	19	businesses	business	NOUN
ihlr-16514	4	20	and	and	CCONJ
ihlr-16514	4	21	the	the	DET
ihlr-16514	4	22	uninsured	uninsured	NOUN
ihlr-16514	4	23	:	:	PUNCT
ihlr-16514	4	24	struggles	struggle	VERB
ihlr-16514	4	25	with	with	ADP
ihlr-16514	4	26	hsas	hsa	NOUN
ihlr-16514	4	27	..............................................................................................	..............................................................................................	PUNCT
ihlr-16514	5	1	307	307	NUM
ihlr-16514	5	2	v.	v.	ADP
ihlr-16514	5	3	promising	promise	VERB
ihlr-16514	5	4	alternative	alternative	ADJ
ihlr-16514	5	5	solutions	solution	NOUN
ihlr-16514	5	6	to	to	ADP
ihlr-16514	5	7	the	the	DET
ihlr-16514	5	8	high	high	ADJ
ihlr-16514	5	9	costs	cost	NOUN
ihlr-16514	5	10	of	of	ADP
ihlr-16514	5	11	health	health	NOUN
ihlr-16514	5	12	care	care	NOUN
ihlr-16514	5	13	.................................................................................	.................................................................................	PUNCT
ihlr-16514	6	1	310	310	NUM
ihlr-16514	6	2	a.	a.	NOUN
ihlr-16514	6	3	consumer	consumer	NOUN
ihlr-16514	6	4	education	education	NOUN
ihlr-16514	6	5	................................................................	................................................................	PUNCT
ihlr-16514	6	6	311	311	NUM
ihlr-16514	6	7	b.	b.	PROPN
ihlr-16514	6	8	organized	organize	VERB
ihlr-16514	6	9	consumer	consumer	NOUN
ihlr-16514	6	10	bargaining	bargaining	NOUN
ihlr-16514	6	11	factions	faction	NOUN
ihlr-16514	6	12	.............................	.............................	PUNCT
ihlr-16514	6	13	312	312	NUM
ihlr-16514	6	14	c.	c.	PROPN
ihlr-16514	6	15	health	health	NOUN
ihlr-16514	6	16	security	security	NOUN
ihlr-16514	6	17	for	for	ADP
ihlr-16514	6	18	all	all	DET
ihlr-16514	6	19	americans	americans	PROPN
ihlr-16514	6	20	act	act	VERB
ihlr-16514	6	21	.....................................	.....................................	PUNCT
ihlr-16514	7	1	313	313	NUM
ihlr-16514	7	2	d.	d.	PROPN
ihlr-16514	7	3	association	association	PROPN
ihlr-16514	7	4	health	health	NOUN
ihlr-16514	7	5	plans	plan	NOUN
ihlr-16514	7	6	(	(	PUNCT
ihlr-16514	7	7	small	small	ADJ
ihlr-16514	7	8	business	business	NOUN
ihlr-16514	7	9	health	health	NOUN
ihlr-16514	7	10	plans	plan	NOUN
ihlr-16514	7	11	)	)	PUNCT
ihlr-16514	7	12	........	........	PUNCT
ihlr-16514	8	1	315	315	NUM
ihlr-16514	8	2	vi	vi	NOUN
ihlr-16514	8	3	.	.	PUNCT
ihlr-16514	8	4	conclusion	conclusion	NOUN
ihlr-16514	8	5	...................................................................................	...................................................................................	PUNCT
ihlr-16514	8	6	317	317	NUM
ihlr-16514	8	7	i.	i.	NOUN
ihlr-16514	8	8	introduction	introduction	NOUN
ihlr-16514	8	9	the	the	DET
ihlr-16514	8	10	high	high	ADJ
ihlr-16514	8	11	cost	cost	NOUN
ihlr-16514	8	12	ofhealth	ofhealth	NOUN
ihlr-16514	8	13	care	care	NOUN
ihlr-16514	8	14	in	in	ADP
ihlr-16514	8	15	the	the	DET
ihlr-16514	8	16	world	world	NOUN
ihlr-16514	8	17	's	's	PART
ihlr-16514	8	18	most	most	ADV
ihlr-16514	8	19	prosperous	prosperous	ADJ
ihlr-16514	8	20	nation	nation	NOUN
ihlr-16514	8	21	is	be	AUX
ihlr-16514	8	22	be­	be­	AUX
ihlr-16514	8	23	coming	come	VERB
ihlr-16514	8	24	an	an	DET
ihlr-16514	8	25	increasingly	increasingly	ADV
ihlr-16514	8	26	pervasive	pervasive	ADJ
ihlr-16514	8	27	problem	problem	NOUN
ihlr-16514	8	28	.	.	PUNCT
ihlr-16514	9	1	rather	rather	ADV
ihlr-16514	9	2	than	than	ADP
ihlr-16514	9	3	making	make	VERB
ihlr-16514	9	4	cost	cost	NOUN
ihlr-16514	9	5	contain­	contain­	NOUN
ihlr-16514	9	6	ment	ment	NOUN
ihlr-16514	9	7	and	and	CCONJ
ihlr-16514	9	8	access	access	VERB
ihlr-16514	9	9	a	a	DET
ihlr-16514	9	10	function	function	NOUN
ihlr-16514	9	11	of	of	ADP
ihlr-16514	9	12	the	the	DET
ihlr-16514	9	13	government	government	NOUN
ihlr-16514	9	14	,	,	PUNCT
ihlr-16514	9	15	congress	congress	PROPN
ihlr-16514	9	16	continues	continue	VERB
ihlr-16514	9	17	to	to	PART
ihlr-16514	9	18	search	search	VERB
ihlr-16514	9	19	for	for	ADP
ihlr-16514	9	20	solutions	solution	NOUN
ihlr-16514	9	21	with	with	ADP
ihlr-16514	9	22	a	a	DET
ihlr-16514	9	23	capitalistic	capitalistic	ADJ
ihlr-16514	9	24	approach	approach	NOUN
ihlr-16514	9	25	.	.	PUNCT
ihlr-16514	10	1	in	in	ADP
ihlr-16514	10	2	other	other	ADJ
ihlr-16514	10	3	words	word	NOUN
ihlr-16514	10	4	,	,	PUNCT
ihlr-16514	10	5	congress	congress	PROPN
ihlr-16514	10	6	continues	continue	VERB
ihlr-16514	10	7	to	to	PART
ihlr-16514	10	8	leave	leave	VERB
ihlr-16514	10	9	the	the	DET
ihlr-16514	10	10	task	task	NOUN
ihlr-16514	10	11	of	of	ADP
ihlr-16514	10	12	decreasing	decrease	VERB
ihlr-16514	10	13	health	health	NOUN
ihlr-16514	10	14	care	care	NOUN
ihlr-16514	10	15	costs	cost	NOUN
ihlr-16514	10	16	to	to	ADP
ihlr-16514	10	17	the	the	DET
ihlr-16514	10	18	marketplace.1	marketplace.1	PROPN
ihlr-16514	10	19	•	•	PROPN
ihlr-16514	10	20	j.d	j.d	PROPN
ihlr-16514	10	21	.	.	PROPN
ihlr-16514	10	22	,	,	PUNCT
ihlr-16514	10	23	2007	2007	NUM
ihlr-16514	10	24	,	,	PUNCT
ihlr-16514	10	25	indiana	indiana	PROPN
ihlr-16514	10	26	university	university	PROPN
ihlr-16514	10	27	school	school	NOUN
ihlr-16514	10	28	oflaw	oflaw	NOUN
ihlr-16514	10	29	,	,	PUNCT
ihlr-16514	10	30	indianapolis	indianapolis	PROPN
ihlr-16514	10	31	,	,	PUNCT
ihlr-16514	10	32	indiana	indiana	PROPN
ihlr-16514	10	33	;	;	PUNCT
ihlr-16514	10	34	ba	ba	PROPN
ihlr-16514	10	35	.	.	PROPN
ihlr-16514	10	36	,	,	PUNCT
ihlr-16514	10	37	2000	2000	NUM
ihlr-16514	10	38	,	,	PUNCT
ihlr-16514	10	39	pur­	pur­	NOUN
ihlr-16514	10	40	due	due	ADJ
ihlr-16514	10	41	university	university	NOUN
ihlr-16514	10	42	,	,	PUNCT
ihlr-16514	10	43	west	west	PROPN
ihlr-16514	10	44	lafayette	lafayette	PROPN
ihlr-16514	10	45	,	,	PUNCT
ihlr-16514	10	46	indiana	indiana	PROPN
ihlr-16514	10	47	.	.	PUNCT
ihlr-16514	11	1	i	i	PRON
ihlr-16514	11	2	sincerely	sincerely	ADV
ihlr-16514	11	3	wish	wish	VERB
ihlr-16514	11	4	to	to	PART
ihlr-16514	11	5	thank	thank	VERB
ihlr-16514	11	6	professor	professor	PROPN
ihlr-16514	11	7	andre	andre	PROPN
ihlr-16514	11	8	hampton	hampton	PROPN
ihlr-16514	11	9	of	of	ADP
ihlr-16514	11	10	the	the	DET
ihlr-16514	11	11	school	school	NOUN
ihlr-16514	11	12	oflaw	oflaw	NOUN
ihlr-16514	11	13	at	at	ADP
ihlr-16514	11	14	st	st	PROPN
ihlr-16514	11	15	.	.	PROPN
ihlr-16514	11	16	mary	mary	PROPN
ihlr-16514	11	17	's	's	PART
ihlr-16514	11	18	university	university	NOUN
ihlr-16514	11	19	,	,	PUNCT
ihlr-16514	11	20	san	san	PROPN
ihlr-16514	11	21	antonio	antonio	PROPN
ihlr-16514	11	22	,	,	PUNCT
ihlr-16514	11	23	texas	texas	PROPN
ihlr-16514	11	24	,	,	PUNCT
ihlr-16514	11	25	whose	whose	DET
ihlr-16514	11	26	comments	comment	NOUN
ihlr-16514	11	27	and	and	CCONJ
ihlr-16514	11	28	sugges­	sugges­	PROPN
ihlr-16514	11	29	tions	tion	NOUN
ihlr-16514	11	30	provided	provide	VERB
ihlr-16514	11	31	guidance	guidance	NOUN
ihlr-16514	11	32	and	and	CCONJ
ihlr-16514	11	33	encouragement	encouragement	NOUN
ihlr-16514	11	34	for	for	ADP
ihlr-16514	11	35	the	the	DET
ihlr-16514	11	36	completion	completion	NOUN
ihlr-16514	11	37	of	of	ADP
ihlr-16514	11	38	this	this	DET
ihlr-16514	11	39	note	note	NOUN
ihlr-16514	11	40	.	.	PUNCT
ihlr-16514	12	1	i	i	PRON
ihlr-16514	12	2	would	would	AUX
ihlr-16514	12	3	also	also	ADV
ihlr-16514	12	4	like	like	VERB
ihlr-16514	12	5	to	to	PART
ihlr-16514	12	6	thank	thank	VERB
ihlr-16514	12	7	my	my	PRON
ihlr-16514	12	8	wife	wife	NOUN
ihlr-16514	12	9	,	,	PUNCT
ihlr-16514	12	10	jennifer	jennifer	PROPN
ihlr-16514	12	11	,	,	PUNCT
ihlr-16514	12	12	and	and	CCONJ
ihlr-16514	12	13	my	my	PRON
ihlr-16514	12	14	parents	parent	NOUN
ihlr-16514	12	15	for	for	ADP
ihlr-16514	12	16	their	their	PRON
ihlr-16514	12	17	love	love	NOUN
ihlr-16514	12	18	,	,	PUNCT
ihlr-16514	12	19	support	support	NOUN
ihlr-16514	12	20	,	,	PUNCT
ihlr-16514	12	21	and	and	CCONJ
ihlr-16514	12	22	encouragement	encouragement	NOUN
ihlr-16514	12	23	.	.	PUNCT
ihlr-16514	13	1	1	1	NUM
ihlr-16514	13	2	andre	andre	PROPN
ihlr-16514	13	3	hampton	hampton	PROPN
ihlr-16514	13	4	,	,	PUNCT
ihlr-16514	13	5	markets	market	NOUN
ihlr-16514	13	6	,	,	PUNCT
ihlr-16514	13	7	myths	myth	NOUN
ihlr-16514	13	8	,	,	PUNCT
ihlr-16514	13	9	and	and	CCONJ
ihlr-16514	13	10	a	a	DET
ihlr-16514	13	11	man	man	NOUN
ihlr-16514	13	12	on	on	ADP
ihlr-16514	13	13	the	the	DET
ihlr-16514	13	14	moon	moon	NOUN
ihlr-16514	13	15	:	:	PUNCT
ihlr-16514	13	16	aiding	aid	VERB
ihlr-16514	13	17	and	and	CCONJ
ihlr-16514	13	18	abetting	abet	VERB
ihlr-16514	13	19	america	america	PROPN
ihlr-16514	13	20	's	's	PART
ihlr-16514	13	21	flight	flight	NOUN
ihlr-16514	13	22	from	from	ADP
ihlr-16514	13	23	health	health	NOUN
ihlr-16514	13	24	insurance	insurance	NOUN
ihlr-16514	13	25	,	,	PUNCT
ihlr-16514	13	26	52	52	NUM
ihlr-16514	13	27	rutgers	rutgers	PROPN
ihlr-16514	13	28	l.	l.	PROPN
ihlr-16514	13	29	rev	rev	PROPN
ihlr-16514	13	30	.	.	PROPN
ihlr-16514	13	31	987	987	NUM
ihlr-16514	13	32	,	,	PUNCT
ihlr-16514	13	33	988	988	NUM
ihlr-16514	13	34	{	{	PUNCT
ihlr-16514	13	35	2000	2000	NUM
ihlr-16514	13	36	)	)	PUNCT
ihlr-16514	14	1	[	[	X
ihlr-16514	14	2	hereinafter	hereinafter	NOUN
ihlr-16514	14	3	hap­	hap­	PROPN
ihlr-16514	14	4	ton	ton	PROPN
ihlr-16514	14	5	,	,	PUNCT
ihlr-16514	14	6	america	america	PROPN
ihlr-16514	14	7	's	's	PART
ihlr-16514	14	8	flight	flight	NOUN
ihlr-16514	14	9	from	from	ADP
ihlr-16514	14	10	health	health	NOUN
ihlr-16514	14	11	insurance	insurance	NOUN
ihlr-16514	14	12	]	]	PUNCT
ihlr-16514	14	13	{	{	PUNCT
ihlr-16514	14	14	"	"	PUNCT
ihlr-16514	14	15	the	the	DET
ihlr-16514	14	16	presumption	presumption	NOUN
ihlr-16514	14	17	that	that	SCONJ
ihlr-16514	14	18	the	the	DET
ihlr-16514	14	19	government	government	NOUN
ihlr-16514	14	20	is	be	AUX
ihlr-16514	14	21	waste­	waste­	PROPN
ihlr-16514	14	22	ful	ful	NOUN
ihlr-16514	14	23	and	and	CCONJ
ihlr-16514	14	24	inefficient	inefficient	ADJ
ihlr-16514	14	25	is	be	AUX
ihlr-16514	14	26	central	central	ADJ
ihlr-16514	14	27	to	to	ADP
ihlr-16514	14	28	the	the	DET
ihlr-16514	14	29	american	american	PROPN
ihlr-16514	14	30	credo	credo	PROPN
ihlr-16514	14	31	.	.	PUNCT
ihlr-16514	15	1	adherence	adherence	NOUN
ihlr-16514	15	2	to	to	ADP
ihlr-16514	15	3	this	this	DET
ihlr-16514	15	4	belief	belief	NOUN
ihlr-16514	15	5	yields	yield	VERB
ihlr-16514	15	6	a	a	DET
ihlr-16514	15	7	distinctly	distinctly	ADV
ihlr-16514	15	8	american	american	ADJ
ihlr-16514	15	9	mythology	mythology	NOUN
ihlr-16514	15	10	.	.	PUNCT
ihlr-16514	15	11	.	.	PUNCT
ihlr-16514	15	12	.	.	PUNCT
ihlr-16514	16	1	[	[	X
ihlr-16514	16	2	that	that	SCONJ
ihlr-16514	16	3	]	]	X
ihlr-16514	16	4	[	[	PUNCT
ihlr-16514	16	5	w]e	w]e	NOUN
ihlr-16514	16	6	can	can	AUX
ihlr-16514	16	7	not	not	PART
ihlr-16514	16	8	trust	trust	VERB
ihlr-16514	16	9	the	the	DET
ihlr-16514	16	10	government	government	NOUN
ihlr-16514	16	11	with	with	ADP
ihlr-16514	16	12	too	too	ADV
ihlr-16514	16	13	much	much	ADJ
ihlr-16514	16	14	power	power	NOUN
ihlr-16514	16	15	to	to	ADP
ihlr-16514	16	16	allo288	allo288	PROPN
ihlr-16514	16	17	indiana	indiana	PROPN
ihlr-16514	16	18	health	health	PROPN
ihlr-16514	16	19	law	law	PROPN
ihlr-16514	16	20	review	review	NOUN
ihlr-16514	16	21	[	[	X
ihlr-16514	16	22	vol	vol	NOUN
ihlr-16514	16	23	.	.	PUNCT
ihlr-16514	16	24	4:287	4:287	NUM
ihlr-16514	17	1	as	as	SCONJ
ihlr-16514	17	2	some	some	DET
ihlr-16514	17	3	critics	critic	NOUN
ihlr-16514	17	4	have	have	AUX
ihlr-16514	17	5	suggested	suggest	VERB
ihlr-16514	17	6	,	,	PUNCT
ihlr-16514	17	7	however	however	ADV
ihlr-16514	17	8	,	,	PUNCT
ihlr-16514	17	9	the	the	DET
ihlr-16514	17	10	health	health	NOUN
ihlr-16514	17	11	care	care	NOUN
ihlr-16514	17	12	market	market	NOUN
ihlr-16514	17	13	differs	differ	VERB
ihlr-16514	17	14	markedly	markedly	ADV
ihlr-16514	17	15	from	from	ADP
ihlr-16514	17	16	other	other	ADJ
ihlr-16514	17	17	market	market	NOUN
ihlr-16514	17	18	forums	forum	NOUN
ihlr-16514	17	19	,	,	PUNCT
ihlr-16514	17	20	and	and	CCONJ
ihlr-16514	17	21	thus	thus	ADV
ihlr-16514	17	22	the	the	DET
ihlr-16514	17	23	same	same	ADJ
ihlr-16514	17	24	principles	principle	NOUN
ihlr-16514	17	25	that	that	PRON
ihlr-16514	17	26	proved	prove	VERB
ihlr-16514	17	27	successful	successful	ADJ
ihlr-16514	17	28	in	in	ADP
ihlr-16514	17	29	the	the	DET
ihlr-16514	17	30	marketplace	marketplace	NOUN
ihlr-16514	17	31	can	can	AUX
ihlr-16514	17	32	not	not	PART
ihlr-16514	17	33	be	be	AUX
ihlr-16514	17	34	successfully	successfully	ADV
ihlr-16514	17	35	applied	apply	VERB
ihlr-16514	17	36	in	in	ADP
ihlr-16514	17	37	the	the	DET
ihlr-16514	17	38	health	health	NOUN
ihlr-16514	17	39	care	care	NOUN
ihlr-16514	17	40	context.2	context.2	NOUN
ihlr-16514	17	41	on	on	ADP
ihlr-16514	17	42	the	the	DET
ihlr-16514	17	43	other	other	ADJ
ihlr-16514	17	44	hand	hand	NOUN
ihlr-16514	17	45	,	,	PUNCT
ihlr-16514	17	46	advocates	advocate	NOUN
ihlr-16514	17	47	of	of	ADP
ihlr-16514	17	48	the	the	DET
ihlr-16514	17	49	market	market	NOUN
ihlr-16514	17	50	solution	solution	NOUN
ihlr-16514	17	51	have	have	AUX
ihlr-16514	17	52	hailed	hail	VERB
ihlr-16514	17	53	the	the	DET
ihlr-16514	17	54	medicare	medicare	PROPN
ihlr-16514	17	55	prescription	prescription	NOUN
ihlr-16514	17	56	drug	drug	NOUN
ihlr-16514	17	57	,	,	PUNCT
ihlr-16514	17	58	improvement	improvement	NOUN
ihlr-16514	17	59	,	,	PUNCT
ihlr-16514	17	60	and	and	CCONJ
ihlr-16514	17	61	modernization	modernization	NOUN
ihlr-16514	17	62	act	act	NOUN
ihlr-16514	17	63	of20033	of20033	PROPN
ihlr-16514	17	64	(	(	PUNCT
ihlr-16514	17	65	"	"	PUNCT
ihlr-16514	17	66	mma	mma	X
ihlr-16514	17	67	"	"	PUNCT
ihlr-16514	17	68	)	)	PUNCT
ihlr-16514	17	69	,	,	PUNCT
ihlr-16514	17	70	which	which	PRON
ihlr-16514	17	71	created	create	VERB
ihlr-16514	17	72	health	health	NOUN
ihlr-16514	17	73	savings	saving	NOUN
ihlr-16514	17	74	accounts	account	NOUN
ihlr-16514	17	75	(	(	PUNCT
ihlr-16514	17	76	"	"	PUNCT
ihlr-16514	17	77	hsas	hsa	NOUN
ihlr-16514	17	78	"	"	PUNCT
ihlr-16514	17	79	)	)	PUNCT
ihlr-16514	17	80	,	,	PUNCT
ihlr-16514	17	81	as	as	ADP
ihlr-16514	17	82	a	a	DET
ihlr-16514	17	83	potential	potential	ADJ
ihlr-16514	17	84	reso­	reso­	PROPN
ihlr-16514	17	85	lution	lution	PROPN
ihlr-16514	17	86	to	to	ADP
ihlr-16514	17	87	the	the	DET
ihlr-16514	17	88	cost	cost	NOUN
ihlr-16514	17	89	containment	containment	NOUN
ihlr-16514	17	90	problems	problem	NOUN
ihlr-16514	17	91	facing	face	VERB
ihlr-16514	17	92	the	the	DET
ihlr-16514	17	93	health	health	NOUN
ihlr-16514	17	94	care	care	NOUN
ihlr-16514	17	95	industry	industry	NOUN
ihlr-16514	17	96	.	.	PUNCT
ihlr-16514	18	1	because	because	SCONJ
ihlr-16514	18	2	they	they	PRON
ihlr-16514	18	3	are	be	AUX
ihlr-16514	18	4	still	still	ADV
ihlr-16514	18	5	in	in	ADP
ihlr-16514	18	6	their	their	PRON
ihlr-16514	18	7	infancy	infancy	NOUN
ihlr-16514	18	8	,	,	PUNCT
ihlr-16514	18	9	little	little	ADJ
ihlr-16514	18	10	has	have	AUX
ihlr-16514	18	11	been	be	AUX
ihlr-16514	18	12	written	write	VERB
ihlr-16514	18	13	about	about	ADP
ihlr-16514	18	14	the	the	DET
ihlr-16514	18	15	ef­	ef­	PROPN
ihlr-16514	18	16	fect	fect	NOUN
ihlr-16514	18	17	hsas	hsa	NOUN
ihlr-16514	18	18	have	have	AUX
ihlr-16514	18	19	had	have	AUX
ihlr-16514	18	20	on	on	ADP
ihlr-16514	18	21	the	the	DET
ihlr-16514	18	22	current	current	ADJ
ihlr-16514	18	23	health	health	NOUN
ihlr-16514	18	24	care	care	NOUN
ihlr-16514	18	25	crisis	crisis	NOUN
ihlr-16514	18	26	facing	face	VERB
ihlr-16514	18	27	america	america	PROPN
ihlr-16514	18	28	.	.	PUNCT
ihlr-16514	19	1	a	a	DET
ihlr-16514	19	2	basic	basic	ADJ
ihlr-16514	19	3	review	review	NOUN
ihlr-16514	19	4	of	of	ADP
ihlr-16514	19	5	the	the	DET
ihlr-16514	19	6	goals	goal	NOUN
ihlr-16514	19	7	and	and	CCONJ
ihlr-16514	19	8	functions	function	NOUN
ihlr-16514	19	9	behind	behind	ADP
ihlr-16514	19	10	hsas	hsa	NOUN
ihlr-16514	19	11	may	may	AUX
ihlr-16514	19	12	help	help	VERB
ihlr-16514	19	13	to	to	PART
ihlr-16514	19	14	conceptualize	conceptualize	VERB
ihlr-16514	19	15	how	how	SCONJ
ihlr-16514	19	16	hsas	hsa	NOUN
ihlr-16514	19	17	are	be	AUX
ihlr-16514	19	18	impacting	impact	VERB
ihlr-16514	19	19	the	the	DET
ihlr-16514	19	20	cost	cost	NOUN
ihlr-16514	19	21	,	,	PUNCT
ihlr-16514	19	22	quality	quality	NOUN
ihlr-16514	19	23	,	,	PUNCT
ihlr-16514	19	24	and	and	CCONJ
ihlr-16514	19	25	access	access	NOUN
ihlr-16514	19	26	problems	problem	NOUN
ihlr-16514	19	27	commonly	commonly	ADV
ihlr-16514	19	28	associ­	associ­	ADV
ihlr-16514	19	29	ated	ate	VERB
ihlr-16514	19	30	with	with	ADP
ihlr-16514	19	31	the	the	DET
ihlr-16514	19	32	health	health	NOUN
ihlr-16514	19	33	care	care	NOUN
ihlr-16514	19	34	industry	industry	NOUN
ihlr-16514	19	35	.	.	PUNCT
ihlr-16514	20	1	generally	generally	ADV
ihlr-16514	20	2	,	,	PUNCT
ihlr-16514	20	3	"	"	PUNCT
ihlr-16514	20	4	[	[	X
ihlr-16514	20	5	hsas	hsas	X
ihlr-16514	20	6	]	]	X
ihlr-16514	20	7	are	be	AUX
ihlr-16514	20	8	a	a	DET
ihlr-16514	20	9	new	new	ADJ
ihlr-16514	20	10	way	way	NOUN
ihlr-16514	21	1	[	[	X
ihlr-16514	21	2	to	to	PART
ihlr-16514	21	3	]	]	PUNCT
ihlr-16514	21	4	pay	pay	VERB
ihlr-16514	21	5	for	for	ADP
ihlr-16514	21	6	medical	medical	ADJ
ihlr-16514	21	7	expenses	expense	NOUN
ihlr-16514	21	8	not	not	PART
ihlr-16514	21	9	covered	cover	VERB
ihlr-16514	21	10	by	by	ADP
ihlr-16514	21	11	insurance	insurance	NOUN
ihlr-16514	21	12	or	or	CCONJ
ihlr-16514	21	13	other	other	ADJ
ihlr-16514	21	14	reimbursements	reimbursement	NOUN
ihlr-16514	21	15	.	.	PUNCT
ihlr-16514	22	1	'>'~	'>'~	PROPN
ihlr-16514	22	2	hsas	hsa	NOUN
ihlr-16514	22	3	were	be	AUX
ihlr-16514	22	4	created	create	VERB
ihlr-16514	22	5	to	to	PART
ihlr-16514	22	6	achieve	achieve	VERB
ihlr-16514	22	7	three	three	NUM
ihlr-16514	22	8	primary	primary	ADJ
ihlr-16514	22	9	goals	goal	NOUN
ihlr-16514	22	10	:	:	PUNCT
ihlr-16514	22	11	1	1	X
ihlr-16514	22	12	)	)	PUNCT
ihlr-16514	22	13	to	to	PART
ihlr-16514	22	14	promote	promote	VERB
ihlr-16514	22	15	savings	saving	NOUN
ihlr-16514	22	16	for	for	ADP
ihlr-16514	22	17	health	health	NOUN
ihlr-16514	22	18	related	relate	VERB
ihlr-16514	22	19	expenses	expense	NOUN
ihlr-16514	22	20	,	,	PUNCT
ihlr-16514	22	21	2	2	NUM
ihlr-16514	22	22	)	)	PUNCT
ihlr-16514	22	23	to	to	PART
ihlr-16514	22	24	encourage	encourage	VERB
ihlr-16514	22	25	prudent	prudent	ADJ
ihlr-16514	22	26	health	health	NOUN
ihlr-16514	22	27	care	care	NOUN
ihlr-16514	22	28	spending	spending	NOUN
ihlr-16514	22	29	by	by	ADP
ihlr-16514	22	30	pro­	pro­	NOUN
ihlr-16514	22	31	viding	vide	VERB
ihlr-16514	22	32	incentives	incentive	NOUN
ihlr-16514	22	33	to	to	ADP
ihlr-16514	22	34	consumers	consumer	NOUN
ihlr-16514	22	35	,	,	PUNCT
ihlr-16514	22	36	and	and	CCONJ
ihlr-16514	22	37	3	3	X
ihlr-16514	22	38	)	)	PUNCT
ihlr-16514	22	39	to	to	PART
ihlr-16514	22	40	provide	provide	VERB
ihlr-16514	22	41	consumers	consumer	NOUN
ihlr-16514	22	42	with	with	ADP
ihlr-16514	22	43	the	the	DET
ihlr-16514	22	44	ability	ability	NOUN
ihlr-16514	22	45	to	to	PART
ihlr-16514	22	46	select	select	VERB
ihlr-16514	22	47	and	and	CCONJ
ihlr-16514	22	48	fund	fund	VERB
ihlr-16514	22	49	their	their	PRON
ihlr-16514	22	50	own	own	ADJ
ihlr-16514	22	51	health	health	NOUN
ihlr-16514	22	52	care	care	NOUN
ihlr-16514	22	53	services	service	NOUN
ihlr-16514	22	54	.	.	PUNCT
ihlr-16514	23	1	5	5	NUM
ihlr-16514	23	2	when	when	SCONJ
ihlr-16514	23	3	put	put	VERB
ihlr-16514	23	4	into	into	ADP
ihlr-16514	23	5	practice	practice	NOUN
ihlr-16514	23	6	,	,	PUNCT
ihlr-16514	23	7	how­	how­	VERB
ihlr-16514	23	8	ever	ever	ADV
ihlr-16514	23	9	,	,	PUNCT
ihlr-16514	23	10	hsas	hsa	NOUN
ihlr-16514	23	11	may	may	AUX
ihlr-16514	23	12	be	be	AUX
ihlr-16514	23	13	less	less	ADV
ihlr-16514	23	14	effective	effective	ADJ
ihlr-16514	23	15	for	for	ADP
ihlr-16514	23	16	certain	certain	ADJ
ihlr-16514	23	17	economic	economic	ADJ
ihlr-16514	23	18	brackets	bracket	NOUN
ihlr-16514	23	19	of	of	ADP
ihlr-16514	23	20	society	society	NOUN
ihlr-16514	23	21	,	,	PUNCT
ihlr-16514	23	22	such	such	ADJ
ihlr-16514	23	23	as	as	ADP
ihlr-16514	23	24	small	small	ADJ
ihlr-16514	23	25	business	business	NOUN
ihlr-16514	23	26	owners	owner	NOUN
ihlr-16514	23	27	and	and	CCONJ
ihlr-16514	23	28	their	their	PRON
ihlr-16514	23	29	employees	employee	NOUN
ihlr-16514	23	30	who	who	PRON
ihlr-16514	23	31	often	often	ADV
ihlr-16514	23	32	may	may	AUX
ihlr-16514	23	33	find	find	VERB
ihlr-16514	23	34	themselves	themselves	PRON
ihlr-16514	23	35	lower	low	ADJ
ihlr-16514	23	36	on	on	ADP
ihlr-16514	23	37	the	the	DET
ihlr-16514	23	38	socio	socio	NOUN
ihlr-16514	23	39	-	-	PUNCT
ihlr-16514	23	40	economic	economic	ADJ
ihlr-16514	23	41	ladder	ladder	NOUN
ihlr-16514	23	42	.	.	PUNCT
ihlr-16514	24	1	the	the	DET
ihlr-16514	24	2	inclusion	inclusion	NOUN
ihlr-16514	24	3	ofhsas	ofhsa	NOUN
ihlr-16514	24	4	in	in	ADP
ihlr-16514	24	5	the	the	DET
ihlr-16514	24	6	mma	mma	PROPN
ihlr-16514	24	7	is	be	AUX
ihlr-16514	24	8	another	another	DET
ihlr-16514	24	9	piecemeal	piecemeal	ADJ
ihlr-16514	24	10	attempt	attempt	NOUN
ihlr-16514	24	11	by	by	ADP
ihlr-16514	24	12	con­	con­	PROPN
ihlr-16514	24	13	gress	gress	NOUN
ihlr-16514	24	14	to	to	PART
ihlr-16514	24	15	resolve	resolve	VERB
ihlr-16514	24	16	cost	cost	NOUN
ihlr-16514	24	17	containment	containment	NOUN
ihlr-16514	24	18	and	and	CCONJ
ihlr-16514	24	19	access	access	NOUN
ihlr-16514	24	20	issues	issue	NOUN
ihlr-16514	24	21	without	without	ADP
ihlr-16514	24	22	implementing	implement	VERB
ihlr-16514	24	23	wholesale	wholesale	ADJ
ihlr-16514	24	24	government	government	NOUN
ihlr-16514	24	25	intervention	intervention	NOUN
ihlr-16514	24	26	to	to	PART
ihlr-16514	24	27	help	help	VERB
ihlr-16514	24	28	america	america	PROPN
ihlr-16514	24	29	finance	finance	PROPN
ihlr-16514	24	30	health	health	NOUN
ihlr-16514	24	31	care	care	NOUN
ihlr-16514	24	32	.	.	PUNCT
ihlr-16514	25	1	hsas	hsa	NOUN
ihlr-16514	25	2	are	be	AUX
ihlr-16514	25	3	being	be	AUX
ihlr-16514	25	4	utilized	utilize	VERB
ihlr-16514	25	5	to	to	PART
ihlr-16514	25	6	avoid	avoid	VERB
ihlr-16514	25	7	the	the	DET
ihlr-16514	25	8	problems	problem	NOUN
ihlr-16514	25	9	associated	associate	VERB
ihlr-16514	25	10	with	with	ADP
ihlr-16514	25	11	managed	manage	VERB
ihlr-16514	25	12	care	care	NOUN
ihlr-16514	25	13	that	that	PRON
ihlr-16514	25	14	led	lead	VERB
ihlr-16514	25	15	the	the	DET
ihlr-16514	25	16	market	market	NOUN
ihlr-16514	25	17	to	to	PART
ihlr-16514	25	18	leave	leave	VERB
ihlr-16514	25	19	the	the	DET
ihlr-16514	25	20	managed	manage	VERB
ihlr-16514	25	21	care	care	NOUN
ihlr-16514	25	22	model	model	NOUN
ihlr-16514	25	23	and	and	CCONJ
ihlr-16514	25	24	gravitate	gravitate	VERB
ihlr-16514	25	25	toward	toward	ADP
ihlr-16514	25	26	the	the	DET
ihlr-16514	25	27	consumer	consumer	NOUN
ihlr-16514	25	28	driven	drive	VERB
ihlr-16514	25	29	model	model	NOUN
ihlr-16514	25	30	.	.	PUNCT
ihlr-16514	26	1	the	the	DET
ihlr-16514	26	2	problems	problem	NOUN
ihlr-16514	26	3	with	with	ADP
ihlr-16514	26	4	managed	manage	VERB
ihlr-16514	26	5	care	care	NOUN
ihlr-16514	26	6	include	include	VERB
ihlr-16514	26	7	the	the	DET
ihlr-16514	26	8	following	following	NOUN
ihlr-16514	26	9	:	:	PUNCT
ihlr-16514	26	10	the	the	DET
ihlr-16514	26	11	in­	in­	NOUN
ihlr-16514	26	12	ability	ability	NOUN
ihlr-16514	26	13	to	to	PART
ihlr-16514	26	14	control	control	VERB
ihlr-16514	26	15	costs,6	costs,6	ADJ
ihlr-16514	26	16	the	the	DET
ihlr-16514	26	17	amount	amount	NOUN
ihlr-16514	26	18	of	of	ADP
ihlr-16514	26	19	responsibility	responsibility	NOUN
ihlr-16514	26	20	borne	bear	VERB
ihlr-16514	26	21	by	by	ADP
ihlr-16514	26	22	the	the	DET
ihlr-16514	26	23	consumer	consumer	NOUN
ihlr-16514	26	24	,	,	PUNCT
ihlr-16514	26	25	7	7	NUM
ihlr-16514	26	26	fmancial	fmancial	ADJ
ihlr-16514	26	27	risk	risk	NOUN
ihlr-16514	26	28	sharing	sharing	NOUN
ihlr-16514	26	29	,	,	PUNCT
ihlr-16514	26	30	8	8	NUM
ihlr-16514	26	31	and	and	CCONJ
ihlr-16514	26	32	market	market	NOUN
ihlr-16514	26	33	failure	failure	NOUN
ihlr-16514	26	34	within	within	ADP
ihlr-16514	26	35	the	the	DET
ihlr-16514	26	36	health	health	NOUN
ihlr-16514	26	37	care	care	NOUN
ihlr-16514	26	38	industry.9	industry.9	PROPN
ihlr-16514	26	39	hsas	hsa	NOUN
ihlr-16514	26	40	were	be	AUX
ihlr-16514	26	41	designed	design	VERB
ihlr-16514	26	42	to	to	PART
ihlr-16514	26	43	alleviate	alleviate	VERB
ihlr-16514	26	44	these	these	DET
ihlr-16514	26	45	problems	problem	NOUN
ihlr-16514	26	46	by	by	ADP
ihlr-16514	26	47	placing	place	VERB
ihlr-16514	26	48	the	the	DET
ihlr-16514	26	49	consumer	consumer	NOUN
ihlr-16514	26	50	in	in	ADP
ihlr-16514	26	51	control	control	NOUN
ihlr-16514	26	52	of	of	ADP
ihlr-16514	26	53	his	his	PRON
ihlr-16514	26	54	/	/	SYM
ihlr-16514	26	55	her	her	PRON
ihlr-16514	26	56	own	own	ADJ
ihlr-16514	26	57	finances	finance	NOUN
ihlr-16514	26	58	,	,	PUNCT
ihlr-16514	26	59	thus	thus	ADV
ihlr-16514	26	60	,	,	PUNCT
ihlr-16514	26	61	ideally	ideally	ADV
ihlr-16514	26	62	forcing	force	VERB
ihlr-16514	26	63	him	he	PRON
ihlr-16514	26	64	/	/	SYM
ihlr-16514	26	65	her	she	PRON
ihlr-16514	26	66	to	to	PART
ihlr-16514	26	67	become	become	VERB
ihlr-16514	26	68	more	more	ADV
ihlr-16514	26	69	cate	cate	NOUN
ihlr-16514	26	70	resources	resource	NOUN
ihlr-16514	26	71	because	because	SCONJ
ihlr-16514	26	72	the	the	DET
ihlr-16514	26	73	government	government	NOUN
ihlr-16514	26	74	...	...	PUNCT
ihlr-16514	26	75	will	will	AUX
ihlr-16514	26	76	squander	squander	VERB
ihlr-16514	26	77	[	[	X
ihlr-16514	26	78	them	they	PRON
ihlr-16514	26	79	]	]	PUNCT
ihlr-16514	26	80	.	.	PUNCT
ihlr-16514	26	81	"	"	PUNCT
ihlr-16514	26	82	)	)	PUNCT
ihlr-16514	26	83	.	.	PUNCT
ihlr-16514	27	1	2	2	NUM
ihlr-16514	27	2	i	i	PRON
ihlr-16514	27	3	d.	d.	NOUN
ihlr-16514	27	4	at	at	ADP
ihlr-16514	27	5	994	994	NUM
ihlr-16514	27	6	95	95	NUM
ihlr-16514	27	7	.	.	PUNCT
ihlr-16514	28	1	3	3	NUM
ihlr-16514	28	2	medicare	medicare	NOUN
ihlr-16514	28	3	prescription	prescription	NOUN
ihlr-16514	28	4	drug	drug	NOUN
ihlr-16514	28	5	,	,	PUNCT
ihlr-16514	28	6	improvement	improvement	NOUN
ihlr-16514	28	7	,	,	PUNCT
ihlr-16514	28	8	and	and	CCONJ
ihlr-16514	28	9	modernization	modernization	NOUN
ihlr-16514	28	10	act	act	PROPN
ihlr-16514	28	11	of2003	of2003	PROPN
ihlr-16514	28	12	,	,	PUNCT
ihlr-16514	28	13	pub	pub	NOUN
ihlr-16514	28	14	.	.	PUNCT
ihlr-16514	29	1	l.	l.	PROPN
ihlr-16514	29	2	no	no	INTJ
ihlr-16514	29	3	.	.	PUNCT
ihlr-16514	30	1	i	i	PRON
ihlr-16514	30	2	08	08	NUM
ihlr-16514	30	3	-	-	SYM
ihlr-16514	30	4	173	173	NUM
ihlr-16514	30	5	,	,	PUNCT
ihlr-16514	30	6	117	117	NUM
ihlr-16514	30	7	stat	stat	NOUN
ihlr-16514	30	8	.	.	PUNCT
ihlr-16514	31	1	2066	2066	NUM
ihlr-16514	31	2	(	(	PUNCT
ihlr-16514	31	3	codified	codify	VERB
ihlr-16514	31	4	as	as	SCONJ
ihlr-16514	31	5	amended	amend	VERB
ihlr-16514	31	6	in	in	ADP
ihlr-16514	31	7	scattered	scatter	VERB
ihlr-16514	31	8	sections	section	NOUN
ihlr-16514	31	9	of	of	ADP
ihlr-16514	31	10	42	42	NUM
ihlr-16514	31	11	u.s	u.s	PROPN
ihlr-16514	31	12	.	.	PROPN
ihlr-16514	31	13	c.	c.	PROPN
ihlr-16514	31	14	and	and	CCONJ
ihlr-16514	31	15	26	26	NUM
ihlr-16514	31	16	u.s	u.s	PROPN
ihlr-16514	31	17	.	.	PROPN
ihlr-16514	31	18	c.	c.	PROPN
ihlr-16514	31	19	)	)	PUNCT
ihlr-16514	31	20	.	.	PUNCT
ihlr-16514	32	1	4	4	NUM
ihlr-16514	32	2	bob	bob	PROPN
ihlr-16514	32	3	lyke	lyke	PROPN
ihlr-16514	32	4	,	,	PUNCT
ihlr-16514	32	5	chris	chris	PROPN
ihlr-16514	32	6	peterson	peterson	PROPN
ihlr-16514	32	7	&	&	CCONJ
ihlr-16514	32	8	neela	neela	PROPN
ihlr-16514	32	9	ranade	ranade	PROPN
ihlr-16514	32	10	,	,	PUNCT
ihlr-16514	32	11	cong	cong	NOUN
ihlr-16514	32	12	.	.	PUNCT
ihlr-16514	33	1	research	research	NOUN
ihlr-16514	33	2	serv	serv	PROPN
ihlr-16514	33	3	.	.	PUNCT
ihlr-16514	33	4	,	,	PUNCT
ihlr-16514	33	5	health	health	NOUN
ihlr-16514	33	6	savings	saving	NOUN
ihlr-16514	33	7	accounts	account	VERB
ihlr-16514	33	8	2	2	NUM
ihlr-16514	33	9	(	(	PUNCT
ihlr-16514	33	10	2005	2005	NUM
ihlr-16514	33	11	)	)	PUNCT
ihlr-16514	33	12	,	,	PUNCT
ihlr-16514	33	13	available	available	ADJ
ihlr-16514	33	14	at	at	ADP
ihlr-16514	33	15	http://www.law.umaryland.edu/marshall/	http://www.law.umaryland.edu/marshall/	X
ihlr-16514	33	16	crsreports	crsreports	PROPN
ihlr-16514	33	17	/	/	SYM
ihlr-16514	33	18	crsdocuments!rl3246701212005.pdf	crsdocuments!rl3246701212005.pdf	NOUN
ihlr-16514	33	19	.	.	PUNCT
ihlr-16514	34	1	5	5	NUM
ihlr-16514	34	2	jd	jd	PROPN
ihlr-16514	34	3	.	.	PROPN
ihlr-16514	34	4	6	6	NUM
ihlr-16514	34	5	andre	andre	PROPN
ihlr-16514	34	6	hampton	hampton	PROPN
ihlr-16514	34	7	,	,	PUNCT
ihlr-16514	34	8	the	the	DET
ihlr-16514	34	9	princess	princess	NOUN
ihlr-16514	34	10	and	and	CCONJ
ihlr-16514	34	11	the	the	DET
ihlr-16514	34	12	pea	pea	NOUN
ihlr-16514	34	13	:	:	PUNCT
ihlr-16514	34	14	the	the	DET
ihlr-16514	34	15	assurance	assurance	NOUN
ihlr-16514	34	16	ofvoluntary	ofvoluntary	ADJ
ihlr-16514	34	17	compliance	compliance	NOUN
ihlr-16514	34	18	between	between	ADP
ihlr-16514	34	19	the	the	DET
ihlr-16514	34	20	texas	texas	PROPN
ihlr-16514	34	21	attorney	attorney	PROPN
ihlr-16514	34	22	general	general	PROPN
ihlr-16514	34	23	and	and	CCONJ
ihlr-16514	34	24	aetna	aetna	PROPN
ihlr-16514	34	25	's	's	PART
ihlr-16514	34	26	texas	texas	PROPN
ihlr-16514	34	27	hmos	hmos	PROPN
ihlr-16514	34	28	and	and	CCONJ
ihlr-16514	34	29	its	its	PRON
ihlr-16514	34	30	impact	impact	NOUN
ihlr-16514	34	31	on	on	ADP
ihlr-16514	34	32	financial	financial	ADJ
ihlr-16514	34	33	risk	risk	NOUN
ihlr-16514	34	34	shifting	shift	VERB
ihlr-16514	34	35	by	by	ADP
ihlr-16514	34	36	managed	manage	VERB
ihlr-16514	34	37	care	care	NOUN
ihlr-16514	34	38	,	,	PUNCT
ihlr-16514	34	39	83	83	NUM
ihlr-16514	34	40	b.u	b.u	PROPN
ihlr-16514	34	41	.	.	PROPN
ihlr-16514	34	42	l.	l.	PROPN
ihlr-16514	34	43	rev	rev	PROPN
ihlr-16514	34	44	.	.	PROPN
ihlr-16514	34	45	553	553	NUM
ihlr-16514	34	46	,	,	PUNCT
ihlr-16514	34	47	588	588	NUM
ihlr-16514	34	48	(	(	PUNCT
ihlr-16514	34	49	2003	2003	NUM
ihlr-16514	34	50	)	)	PUNCT
ihlr-16514	34	51	.	.	PUNCT
ihlr-16514	35	1	7	7	NUM
ihlr-16514	36	1	i	i	PROPN
ihlr-16514	36	2	d.	d.	PROPN
ihlr-16514	36	3	8	8	PROPN
ihlr-16514	36	4	andre	andre	PROPN
ihlr-16514	36	5	hampton	hampton	PROPN
ihlr-16514	36	6	,	,	PUNCT
ihlr-16514	36	7	resurrection	resurrection	NOUN
ihlr-16514	36	8	of	of	ADP
ihlr-16514	36	9	the	the	DET
ihlr-16514	36	10	prohibition	prohibition	NOUN
ihlr-16514	36	11	on	on	ADP
ihlr-16514	36	12	the	the	DET
ihlr-16514	36	13	corporate	corporate	ADJ
ihlr-16514	36	14	practice	practice	NOUN
ihlr-16514	36	15	of	of	ADP
ihlr-16514	36	16	medicine	medicine	NOUN
ihlr-16514	36	17	:	:	PUNCT
ihlr-16514	36	18	teaching	teach	VERB
ihlr-16514	36	19	old	old	ADJ
ihlr-16514	36	20	dogma	dogma	NOUN
ihlr-16514	36	21	new	new	ADJ
ihlr-16514	36	22	tricks	trick	NOUN
ihlr-16514	36	23	,	,	PUNCT
ihlr-16514	36	24	66	66	NUM
ihlr-16514	36	25	u.	u.	NOUN
ihlr-16514	36	26	cin	cin	PROPN
ihlr-16514	36	27	.	.	PUNCT
ihlr-16514	37	1	l.	l.	PROPN
ihlr-16514	37	2	rev	rev	PROPN
ihlr-16514	37	3	.	.	PROPN
ihlr-16514	37	4	489	489	NUM
ihlr-16514	37	5	,	,	PUNCT
ihlr-16514	37	6	505	505	NUM
ihlr-16514	37	7	-	-	SYM
ihlr-16514	37	8	06	06	NUM
ihlr-16514	37	9	(	(	PUNCT
ihlr-16514	37	10	1998	1998	NUM
ihlr-16514	37	11	)	)	PUNCT
ihlr-16514	37	12	.	.	PUNCT
ihlr-16514	38	1	9	9	NUM
ihlr-16514	38	2	hampton	hampton	PROPN
ihlr-16514	38	3	,	,	PUNCT
ihlr-16514	38	4	america	america	PROPN
ihlr-16514	38	5	's	's	PART
ihlr-16514	38	6	flight	flight	NOUN
ihlr-16514	38	7	from	from	ADP
ihlr-16514	38	8	health	health	NOUN
ihlr-16514	38	9	insurance	insurance	NOUN
ihlr-16514	38	10	,	,	PUNCT
ihlr-16514	38	11	supra	supra	PROPN
ihlr-16514	38	12	note	note	NOUN
ihlr-16514	38	13	1	1	NUM
ihlr-16514	38	14	,	,	PUNCT
ihlr-16514	38	15	at	at	ADP
ihlr-16514	38	16	996	996	NUM
ihlr-16514	38	17	.	.	PUNCT
ihlr-16514	39	1	2007	2007	NUM
ihlr-16514	39	2	]	]	PUNCT
ihlr-16514	39	3	hsas	hsa	NOUN
ihlr-16514	39	4	and	and	CCONJ
ihlr-16514	39	5	small	small	ADJ
ihlr-16514	39	6	business	business	NOUN
ihlr-16514	39	7	:	:	PUNCT
ihlr-16514	39	8	cost	cost	NOUN
ihlr-16514	39	9	,	,	PUNCT
ihlr-16514	39	10	quauiy	quauiy	NOUN
ihlr-16514	39	11	,	,	PUNCT
ihlr-16514	39	12	and	and	CCONJ
ihlr-16514	39	13	access	access	NOUN
ihlr-16514	39	14	289	289	NUM
ihlr-16514	39	15	prudent	prudent	ADJ
ihlr-16514	39	16	consumers	consumer	NOUN
ihlr-16514	39	17	of	of	ADP
ihlr-16514	39	18	health	health	NOUN
ihlr-16514	39	19	care	care	NOUN
ihlr-16514	39	20	services.10	services.10	VERB
ihlr-16514	39	21	inherent	inherent	ADJ
ihlr-16514	39	22	in	in	ADP
ihlr-16514	39	23	the	the	DET
ihlr-16514	39	24	success	success	NOUN
ihlr-16514	39	25	ofhsas	ofhsa	NOUN
ihlr-16514	39	26	,	,	PUNCT
ihlr-16514	39	27	however	however	ADV
ihlr-16514	39	28	,	,	PUNCT
ihlr-16514	39	29	is	be	AUX
ihlr-16514	39	30	the	the	DET
ihlr-16514	39	31	assumption	assumption	NOUN
ihlr-16514	39	32	that	that	SCONJ
ihlr-16514	39	33	consumers	consumer	NOUN
ihlr-16514	39	34	will	will	AUX
ihlr-16514	39	35	have	have	AUX
ihlr-16514	39	36	available	available	ADJ
ihlr-16514	39	37	to	to	ADP
ihlr-16514	39	38	them	they	PRON
ihlr-16514	39	39	the	the	DET
ihlr-16514	39	40	in­	in­	ADJ
ihlr-16514	39	41	formation	formation	NOUN
ihlr-16514	39	42	necessary	necessary	ADJ
ihlr-16514	39	43	to	to	PART
ihlr-16514	39	44	make	make	VERB
ihlr-16514	39	45	educated	educated	ADJ
ihlr-16514	39	46	decisions	decision	NOUN
ihlr-16514	39	47	about	about	ADP
ihlr-16514	39	48	their	their	PRON
ihlr-16514	39	49	health	health	NOUN
ihlr-16514	39	50	care	care	NOUN
ihlr-16514	39	51	expen­	expen­	PROPN
ihlr-16514	39	52	ditures.11	ditures.11	PROPN
ihlr-16514	39	53	on	on	ADP
ihlr-16514	39	54	the	the	DET
ihlr-16514	39	55	contrary	contrary	NOUN
ihlr-16514	39	56	,	,	PUNCT
ihlr-16514	39	57	health	health	NOUN
ihlr-16514	39	58	care	care	NOUN
ihlr-16514	39	59	consumers	consumer	NOUN
ihlr-16514	39	60	generally	generally	ADV
ihlr-16514	39	61	do	do	AUX
ihlr-16514	39	62	not	not	PART
ihlr-16514	39	63	have	have	VERB
ihlr-16514	39	64	the	the	DET
ihlr-16514	39	65	informa­	informa­	PROPN
ihlr-16514	39	66	tion	tion	NOUN
ihlr-16514	39	67	they	they	PRON
ihlr-16514	39	68	need	need	VERB
ihlr-16514	39	69	to	to	PART
ihlr-16514	39	70	negotiate	negotiate	VERB
ihlr-16514	39	71	adequately	adequately	ADV
ihlr-16514	39	72	with	with	ADP
ihlr-16514	39	73	potential	potential	ADJ
ihlr-16514	39	74	providers	provider	NOUN
ihlr-16514	39	75	for	for	ADP
ihlr-16514	39	76	the	the	DET
ihlr-16514	39	77	most	most	ADV
ihlr-16514	39	78	cost	cost	ADJ
ihlr-16514	39	79	efficient	efficient	ADJ
ihlr-16514	39	80	service	service	NOUN
ihlr-16514	39	81	.	.	PUNCT
ihlr-16514	40	1	"	"	PUNCT
ihlr-16514	40	2	bargaining	bargaining	NOUN
ihlr-16514	40	3	power	power	NOUN
ihlr-16514	40	4	disparities	disparity	NOUN
ihlr-16514	40	5	are	be	AUX
ihlr-16514	40	6	a	a	DET
ihlr-16514	40	7	real	real	ADJ
ihlr-16514	40	8	phenomenon	phenomenon	NOUN
ihlr-16514	40	9	that	that	PRON
ihlr-16514	40	10	can	can	AUX
ihlr-16514	40	11	affect	affect	VERB
ihlr-16514	40	12	the	the	DET
ihlr-16514	40	13	ability	ability	NOUN
ihlr-16514	40	14	of	of	ADP
ihlr-16514	40	15	the	the	DET
ihlr-16514	40	16	'	'	PUNCT
ihlr-16514	40	17	weak	weak	ADJ
ihlr-16514	40	18	'	'	PUNCT
ihlr-16514	40	19	party	party	NOUN
ihlr-16514	40	20	to	to	PART
ihlr-16514	40	21	obtain	obtain	VERB
ihlr-16514	40	22	its	its	PRON
ihlr-16514	40	23	preferred	preferred	ADJ
ihlr-16514	40	24	terms	term	NOUN
ihlr-16514	40	25	in	in	ADP
ihlr-16514	40	26	a	a	DET
ihlr-16514	40	27	contrac­	contrac­	ADJ
ihlr-16514	40	28	tual	tual	NOUN
ihlr-16514	40	29	interaction	interaction	NOUN
ihlr-16514	40	30	with	with	ADP
ihlr-16514	40	31	a	a	DET
ihlr-16514	40	32	'	'	PUNCT
ihlr-16514	40	33	strong	strong	ADJ
ihlr-16514	40	34	'	'	PUNCT
ihlr-16514	40	35	party	party	NOUN
ihlr-16514	40	36	.	.	PUNCT
ihlr-16514	41	1	"12	"12	PROPN
ihlr-16514	41	2	this	this	DET
ihlr-16514	41	3	"	"	PUNCT
ihlr-16514	41	4	phenomenon	phenomenon	NOUN
ihlr-16514	41	5	"	"	PUNCT
ihlr-16514	41	6	has	have	VERB
ihlr-16514	41	7	implications	implication	NOUN
ihlr-16514	41	8	in	in	ADP
ihlr-16514	41	9	the	the	DET
ihlr-16514	41	10	health	health	NOUN
ihlr-16514	41	11	care	care	NOUN
ihlr-16514	41	12	realm	realm	NOUN
ihlr-16514	41	13	because	because	SCONJ
ihlr-16514	41	14	there	there	PRON
ihlr-16514	41	15	,	,	PUNCT
ihlr-16514	41	16	consumers	consumer	NOUN
ihlr-16514	41	17	and	and	CCONJ
ihlr-16514	41	18	small	small	ADJ
ihlr-16514	41	19	business	business	NOUN
ihlr-16514	41	20	employees	employee	NOUN
ihlr-16514	41	21	are	be	AUX
ihlr-16514	41	22	the	the	DET
ihlr-16514	41	23	''	''	PUNCT
ihlr-16514	41	24	weak	weak	ADJ
ihlr-16514	41	25	"	"	PUNCT
ihlr-16514	41	26	parties	party	NOUN
ihlr-16514	41	27	as	as	SCONJ
ihlr-16514	41	28	they	they	PRON
ihlr-16514	41	29	do	do	AUX
ihlr-16514	41	30	not	not	PART
ihlr-16514	41	31	have	have	VERB
ihlr-16514	41	32	access	access	NOUN
ihlr-16514	41	33	to	to	ADP
ihlr-16514	41	34	the	the	DET
ihlr-16514	41	35	necessary	necessary	ADJ
ihlr-16514	41	36	information	information	NOUN
ihlr-16514	41	37	needed	need	VERB
ihlr-16514	41	38	to	to	PART
ihlr-16514	41	39	negotiate	negotiate	VERB
ihlr-16514	41	40	with	with	ADP
ihlr-16514	41	41	the	the	DET
ihlr-16514	41	42	"	"	PUNCT
ihlr-16514	41	43	stronger	strong	ADJ
ihlr-16514	41	44	''	''	PUNCT
ihlr-16514	41	45	health	health	NOUN
ihlr-16514	41	46	care	care	NOUN
ihlr-16514	41	47	and	and	CCONJ
ihlr-16514	41	48	service	service	NOUN
ihlr-16514	41	49	providers	provider	NOUN
ihlr-16514	41	50	de­	de­	VERB
ihlr-16514	41	51	manding	mande	VERB
ihlr-16514	41	52	payment	payment	NOUN
ihlr-16514	41	53	.	.	PUNCT
ihlr-16514	42	1	the	the	DET
ihlr-16514	42	2	resulting	result	VERB
ihlr-16514	42	3	contractual	contractual	ADJ
ihlr-16514	42	4	terms	term	NOUN
ihlr-16514	42	5	tend	tend	VERB
ihlr-16514	42	6	to	to	PART
ihlr-16514	42	7	favor	favor	VERB
ihlr-16514	42	8	the	the	DET
ihlr-16514	42	9	health	health	NOUN
ihlr-16514	42	10	care	care	NOUN
ihlr-16514	42	11	providers	provider	NOUN
ihlr-16514	42	12	and	and	CCONJ
ihlr-16514	42	13	leave	leave	VERB
ihlr-16514	42	14	consumers	consumer	NOUN
ihlr-16514	42	15	bearing	bear	VERB
ihlr-16514	42	16	the	the	DET
ihlr-16514	42	17	brunt	brunt	NOUN
ihlr-16514	42	18	of	of	ADP
ihlr-16514	42	19	health	health	NOUN
ihlr-16514	42	20	care	care	NOUN
ihlr-16514	42	21	costs	cost	NOUN
ihlr-16514	42	22	when	when	SCONJ
ihlr-16514	42	23	the	the	DET
ihlr-16514	42	24	federal	federal	ADJ
ihlr-16514	42	25	government	government	NOUN
ihlr-16514	42	26	is	be	AUX
ihlr-16514	42	27	in	in	ADP
ihlr-16514	42	28	the	the	DET
ihlr-16514	42	29	best	good	ADJ
ihlr-16514	42	30	position	position	NOUN
ihlr-16514	42	31	to	to	PART
ihlr-16514	42	32	assist	assist	VERB
ihlr-16514	42	33	consumers	consumer	NOUN
ihlr-16514	42	34	with	with	ADP
ihlr-16514	42	35	excessive	excessive	ADJ
ihlr-16514	42	36	health	health	NOUN
ihlr-16514	42	37	care	care	NOUN
ihlr-16514	42	38	related	relate	VERB
ihlr-16514	42	39	expenditures.13	expenditures.13	ADV
ihlr-16514	42	40	this	this	PRON
ihlr-16514	42	41	may	may	AUX
ihlr-16514	42	42	be	be	AUX
ihlr-16514	42	43	especially	especially	ADV
ihlr-16514	42	44	true	true	ADJ
ihlr-16514	42	45	for	for	ADP
ihlr-16514	42	46	small	small	ADJ
ihlr-16514	42	47	busi­	busi­	NOUN
ihlr-16514	42	48	ness	ness	ADJ
ihlr-16514	42	49	owners	owner	NOUN
ihlr-16514	42	50	who	who	PRON
ihlr-16514	42	51	may	may	AUX
ihlr-16514	42	52	want	want	VERB
ihlr-16514	42	53	to	to	PART
ihlr-16514	42	54	offer	offer	VERB
ihlr-16514	42	55	health	health	NOUN
ihlr-16514	42	56	plans	plan	NOUN
ihlr-16514	42	57	for	for	ADP
ihlr-16514	42	58	their	their	PRON
ihlr-16514	42	59	employees	employee	NOUN
ihlr-16514	42	60	but	but	CCONJ
ihlr-16514	42	61	wish	wish	VERB
ihlr-16514	42	62	to	to	PART
ihlr-16514	42	63	avoid	avoid	VERB
ihlr-16514	42	64	the	the	DET
ihlr-16514	42	65	high	high	ADJ
ihlr-16514	42	66	costs	cost	NOUN
ihlr-16514	42	67	associated	associate	VERB
ihlr-16514	42	68	with	with	ADP
ihlr-16514	42	69	offering	offer	VERB
ihlr-16514	42	70	these	these	DET
ihlr-16514	42	71	plans	plan	NOUN
ihlr-16514	42	72	.	.	PUNCT
ihlr-16514	43	1	hsas	hsa	NOUN
ihlr-16514	43	2	provide	provide	VERB
ihlr-16514	43	3	an	an	DET
ihlr-16514	43	4	al­	al­	NOUN
ihlr-16514	43	5	ternative	ternative	NOUN
ihlr-16514	43	6	to	to	ADP
ihlr-16514	43	7	expensive	expensive	ADJ
ihlr-16514	43	8	and	and	CCONJ
ihlr-16514	43	9	burdensome	burdensome	ADJ
ihlr-16514	43	10	health	health	NOUN
ihlr-16514	43	11	plans	plan	NOUN
ihlr-16514	43	12	,	,	PUNCT
ihlr-16514	43	13	but	but	CCONJ
ihlr-16514	43	14	unfortunately	unfortunately	ADV
ihlr-16514	43	15	,	,	PUNCT
ihlr-16514	43	16	hsa	hsa	VERB
ihlr-16514	43	17	implementation	implementation	NOUN
ihlr-16514	43	18	in	in	ADP
ihlr-16514	43	19	the	the	DET
ihlr-16514	43	20	small	small	ADJ
ihlr-16514	43	21	business	business	NOUN
ihlr-16514	43	22	context	context	NOUN
ihlr-16514	43	23	is	be	AUX
ihlr-16514	43	24	not	not	PART
ihlr-16514	43	25	likely	likely	ADJ
ihlr-16514	43	26	to	to	PART
ihlr-16514	43	27	succeed	succeed	VERB
ihlr-16514	43	28	because	because	SCONJ
ihlr-16514	43	29	small	small	ADJ
ihlr-16514	43	30	business	business	NOUN
ihlr-16514	43	31	employees	employee	NOUN
ihlr-16514	43	32	will	will	AUX
ihlr-16514	43	33	not	not	PART
ihlr-16514	43	34	be	be	AUX
ihlr-16514	43	35	able	able	ADJ
ihlr-16514	43	36	to	to	PART
ihlr-16514	43	37	finance	finance	VERB
ihlr-16514	43	38	the	the	DET
ihlr-16514	43	39	high	high	ADJ
ihlr-16514	43	40	deductibles	deductible	NOUN
ihlr-16514	44	1	asso­	asso­	PROPN
ihlr-16514	44	2	ciated	ciate	VERB
ihlr-16514	44	3	with	with	ADP
ihlr-16514	44	4	hsas	hsa	NOUN
ihlr-16514	44	5	.	.	PUNCT
ihlr-16514	45	1	14	14	NUM
ihlr-16514	45	2	another	another	DET
ihlr-16514	45	3	problem	problem	NOUN
ihlr-16514	45	4	,	,	PUNCT
ihlr-16514	45	5	which	which	PRON
ihlr-16514	45	6	often	often	ADV
ihlr-16514	45	7	is	be	AUX
ihlr-16514	45	8	overlooked	overlook	VERB
ihlr-16514	45	9	,	,	PUNCT
ihlr-16514	45	10	centers	center	NOUN
ihlr-16514	45	11	on	on	ADP
ihlr-16514	45	12	the	the	DET
ihlr-16514	45	13	difficulty	difficulty	NOUN
ihlr-16514	45	14	low	low	ADJ
ihlr-16514	45	15	income	income	NOUN
ihlr-16514	45	16	individuals	individual	NOUN
ihlr-16514	45	17	face	face	VERB
ihlr-16514	45	18	when	when	SCONJ
ihlr-16514	45	19	in	in	ADP
ihlr-16514	45	20	need	need	NOUN
ihlr-16514	45	21	of	of	ADP
ihlr-16514	45	22	medical	medical	ADJ
ihlr-16514	45	23	care	care	NOUN
ihlr-16514	45	24	.	.	PUNCT
ihlr-16514	46	1	this	this	DET
ihlr-16514	46	2	segment	segment	NOUN
ihlr-16514	46	3	often	often	ADV
ihlr-16514	46	4	con­	con­	VERB
ihlr-16514	46	5	sists	sist	NOUN
ihlr-16514	46	6	of	of	ADP
ihlr-16514	46	7	small	small	ADJ
ihlr-16514	46	8	business	business	NOUN
ihlr-16514	46	9	employees	employee	NOUN
ihlr-16514	46	10	who	who	PRON
ihlr-16514	46	11	make	make	VERB
ihlr-16514	46	12	too	too	ADV
ihlr-16514	46	13	little	little	ADJ
ihlr-16514	46	14	to	to	PART
ihlr-16514	46	15	afford	afford	VERB
ihlr-16514	46	16	out	out	ADP
ihlr-16514	46	17	of	of	ADP
ihlr-16514	46	18	pocket	pocket	NOUN
ihlr-16514	46	19	expenses	expense	NOUN
ihlr-16514	46	20	yet	yet	ADV
ihlr-16514	46	21	generate	generate	VERB
ihlr-16514	46	22	enough	enough	ADJ
ihlr-16514	46	23	income	income	NOUN
ihlr-16514	46	24	that	that	PRON
ihlr-16514	46	25	disqualifies	disqualify	VERB
ihlr-16514	46	26	them	they	PRON
ihlr-16514	46	27	from	from	ADP
ihlr-16514	46	28	medicare	medicare	PROPN
ihlr-16514	46	29	.	.	PUNCT
ihlr-16514	47	1	10	10	NUM
ihlr-16514	47	2	john	john	PROPN
ihlr-16514	47	3	v.	v.	PROPN
ihlr-16514	47	4	jacobi	jacobi	PROPN
ihlr-16514	47	5	,	,	PUNCT
ihlr-16514	47	6	government	government	NOUN
ihlr-16514	47	7	reinsurance	reinsurance	NOUN
ihlr-16514	47	8	programs	program	NOUN
ihlr-16514	47	9	and	and	CCONJ
ihlr-16514	47	10	consumer	consumer	NOUN
ihlr-16514	47	11	-	-	PUNCT
ihlr-16514	47	12	driven	drive	VERB
ihlr-16514	47	13	care	care	NOUN
ihlr-16514	47	14	,	,	PUNCT
ihlr-16514	47	15	53	53	NUM
ihlr-16514	47	16	buff	buff	PROPN
ihlr-16514	47	17	.	.	PUNCT
ihlr-16514	48	1	l.	l.	PROPN
ihlr-16514	48	2	rev	rev	PROPN
ihlr-16514	48	3	.	.	PROPN
ihlr-16514	48	4	537	537	NUM
ihlr-16514	48	5	,	,	PUNCT
ihlr-16514	48	6	558	558	NUM
ihlr-16514	48	7	(	(	PUNCT
ihlr-16514	48	8	2005	2005	NUM
ihlr-16514	48	9	)	)	PUNCT
ihlr-16514	49	1	[	[	X
ihlr-16514	49	2	hereinafter	hereinafter	NOUN
ihlr-16514	49	3	jacobi	jacobi	NOUN
ihlr-16514	49	4	,	,	PUNCT
ihlr-16514	49	5	government	government	NOUN
ihlr-16514	49	6	reinsurance	reinsurance	NOUN
ihlr-16514	49	7	]	]	PUNCT
ihlr-16514	49	8	(	(	PUNCT
ihlr-16514	49	9	proposing	propose	VERB
ihlr-16514	49	10	the	the	DET
ihlr-16514	49	11	government	government	NOUN
ihlr-16514	49	12	implement	implement	VERB
ihlr-16514	49	13	a	a	DET
ihlr-16514	49	14	broad	broad	ADJ
ihlr-16514	49	15	reinsurance	reinsurance	NOUN
ihlr-16514	49	16	program	program	NOUN
ihlr-16514	49	17	to	to	PART
ihlr-16514	49	18	bear	bear	VERB
ihlr-16514	49	19	most	most	ADJ
ihlr-16514	49	20	of	of	ADP
ihlr-16514	49	21	private	private	ADJ
ihlr-16514	49	22	coverage	coverage	NOUN
ihlr-16514	49	23	's	's	PART
ihlr-16514	49	24	catastro­	catastro­	PROPN
ihlr-16514	49	25	phic	phic	ADJ
ihlr-16514	49	26	costs	cost	NOUN
ihlr-16514	49	27	)	)	PUNCT
ihlr-16514	49	28	.	.	PUNCT
ihlr-16514	50	1	11	11	NUM
ihlr-16514	50	2	john	john	PROPN
ihlr-16514	50	3	v.	v.	PROPN
ihlr-16514	50	4	jacobi	jacobi	PROPN
ihlr-16514	50	5	,	,	PUNCT
ihlr-16514	50	6	consumer	consumer	NOUN
ihlr-16514	50	7	directed	direct	VERB
ihlr-16514	50	8	health	health	NOUN
ihlr-16514	50	9	care	care	NOUN
ihlr-16514	50	10	and	and	CCONJ
ihlr-16514	50	11	the	the	DET
ihlr-16514	50	12	chronically	chronically	ADV
ihlr-16514	50	13	ill	ill	ADJ
ihlr-16514	50	14	,	,	PUNCT
ihlr-16514	50	15	38	38	NUM
ihlr-16514	50	16	u.	u.	PROPN
ihlr-16514	50	17	mich	mich	PROPN
ihlr-16514	50	18	.	.	PUNCT
ihlr-16514	51	1	j.l.reform	j.l.reform	PROPN
ihlr-16514	51	2	531,556	531,556	NUM
ihlr-16514	51	3	-	-	SYM
ihlr-16514	51	4	57	57	NUM
ihlr-16514	51	5	(	(	PUNCT
ihlr-16514	51	6	2005	2005	NUM
ihlr-16514	51	7	)	)	PUNCT
ihlr-16514	52	1	[	[	X
ihlr-16514	52	2	hereinafter	hereinafter	NOUN
ihlr-16514	52	3	jacobi	jacobi	PROPN
ihlr-16514	52	4	,	,	PUNCT
ihlr-16514	52	5	consumer	consumer	NOUN
ihlr-16514	52	6	directed	direct	VERB
ihlr-16514	52	7	health	health	NOUN
ihlr-16514	52	8	care	care	NOUN
ihlr-16514	52	9	]	]	X
ihlr-16514	52	10	(	(	PUNCT
ihlr-16514	52	11	describ­	describ­	ADP
ihlr-16514	52	12	ing	e	VERB
ihlr-16514	52	13	the	the	DET
ihlr-16514	52	14	recent	recent	ADJ
ihlr-16514	52	15	development	development	NOUN
ihlr-16514	52	16	in	in	ADP
ihlr-16514	52	17	consumer	consumer	NOUN
ihlr-16514	52	18	-	-	PUNCT
ihlr-16514	52	19	controlled	control	VERB
ihlr-16514	52	20	spending	spending	NOUN
ihlr-16514	52	21	accounts	account	NOUN
ihlr-16514	52	22	and	and	CCONJ
ihlr-16514	52	23	suggesting	suggest	VERB
ihlr-16514	52	24	regulatory	regulatory	ADJ
ihlr-16514	52	25	changes	change	NOUN
ihlr-16514	52	26	that	that	PRON
ihlr-16514	52	27	places	place	VERB
ihlr-16514	52	28	catastrophic	catastrophic	ADJ
ihlr-16514	52	29	and	and	CCONJ
ihlr-16514	52	30	chronic	chronic	ADJ
ihlr-16514	52	31	health	health	NOUN
ihlr-16514	52	32	care	care	NOUN
ihlr-16514	52	33	costs	cost	NOUN
ihlr-16514	52	34	on	on	ADP
ihlr-16514	52	35	the	the	DET
ihlr-16514	52	36	government	government	NOUN
ihlr-16514	52	37	)	)	PUNCT
ihlr-16514	52	38	.	.	PUNCT
ihlr-16514	52	39	12	12	NUM
ihlr-16514	52	40	daniel	daniel	PROPN
ihlr-16514	52	41	d.	d.	PROPN
ihlr-16514	52	42	bamhizer	bamhizer	PROPN
ihlr-16514	52	43	,	,	PUNCT
ihlr-16514	52	44	inequality	inequality	NOUN
ihlr-16514	52	45	of	of	ADP
ihlr-16514	52	46	bargaining	bargaining	NOUN
ihlr-16514	52	47	power	power	NOUN
ihlr-16514	52	48	,	,	PUNCT
ihlr-16514	52	49	76	76	NUM
ihlr-16514	52	50	u.	u.	PROPN
ihlr-16514	52	51	colo	colo	PROPN
ihlr-16514	52	52	.	.	PUNCT
ihlr-16514	53	1	l.	l.	PROPN
ihlr-16514	53	2	rev	rev	PROPN
ihlr-16514	53	3	.	.	PROPN
ihlr-16514	53	4	139	139	NUM
ihlr-16514	53	5	,	,	PUNCT
ihlr-16514	53	6	150	150	NUM
ihlr-16514	53	7	(	(	PUNCT
ihlr-16514	53	8	2005	2005	NUM
ihlr-16514	53	9	)	)	PUNCT
ihlr-16514	53	10	.	.	PUNCT
ihlr-16514	54	1	professor	professor	NOUN
ihlr-16514	54	2	bamhizer	bamhizer	NOUN
ihlr-16514	54	3	distinguishes	distinguish	VERB
ihlr-16514	54	4	the	the	DET
ihlr-16514	54	5	legal	legal	ADJ
ihlr-16514	54	6	concept	concept	NOUN
ihlr-16514	54	7	of	of	ADP
ihlr-16514	54	8	unequal	unequal	ADJ
ihlr-16514	54	9	bargaining	bargaining	NOUN
ihlr-16514	54	10	power	power	NOUN
ihlr-16514	54	11	from	from	ADP
ihlr-16514	54	12	the	the	DET
ihlr-16514	54	13	practical	practical	ADJ
ihlr-16514	54	14	concept	concept	NOUN
ihlr-16514	54	15	ofbargaining	ofbargaine	VERB
ihlr-16514	54	16	power	power	NOUN
ihlr-16514	54	17	.	.	PUNCT
ihlr-16514	55	1	for	for	ADP
ihlr-16514	55	2	purposes	purpose	NOUN
ihlr-16514	55	3	of	of	ADP
ihlr-16514	55	4	this	this	DET
ihlr-16514	55	5	note	note	NOUN
ihlr-16514	55	6	,	,	PUNCT
ihlr-16514	55	7	only	only	ADV
ihlr-16514	55	8	the	the	DET
ihlr-16514	55	9	practical	practical	ADJ
ihlr-16514	55	10	concept	concept	NOUN
ihlr-16514	55	11	of	of	ADP
ihlr-16514	55	12	bargaining	bargaining	NOUN
ihlr-16514	55	13	power	power	NOUN
ihlr-16514	55	14	will	will	AUX
ihlr-16514	55	15	be	be	AUX
ihlr-16514	55	16	considered	consider	VERB
ihlr-16514	55	17	.	.	PUNCT
ihlr-16514	56	1	13	13	NUM
ihlr-16514	56	2	jacobi	jacobi	NOUN
ihlr-16514	56	3	,	,	PUNCT
ihlr-16514	56	4	government	government	NOUN
ihlr-16514	56	5	reinsurance	reinsurance	NOUN
ihlr-16514	56	6	,	,	PUNCT
ihlr-16514	56	7	supra	supra	PROPN
ihlr-16514	56	8	note	note	NOUN
ihlr-16514	56	9	10	10	NUM
ihlr-16514	56	10	.	.	PUNCT
ihlr-16514	57	1	see	see	VERB
ihlr-16514	57	2	also	also	ADV
ihlr-16514	57	3	jacobi	jacobi	PROPN
ihlr-16514	57	4	,	,	PUNCT
ihlr-16514	57	5	consumer	consumer	NOUN
ihlr-16514	57	6	directed	direct	VERB
ihlr-16514	57	7	health	health	NOUN
ihlr-16514	57	8	care	care	NOUN
ihlr-16514	57	9	,	,	PUNCT
ihlr-16514	57	10	supra	supra	PROPN
ihlr-16514	57	11	note	note	PROPN
ihlr-16514	57	12	11	11	NUM
ihlr-16514	57	13	;	;	PUNCT
ihlr-16514	57	14	hampton	hampton	PROPN
ihlr-16514	57	15	,	,	PUNCT
ihlr-16514	57	16	america	america	PROPN
ihlr-16514	57	17	's	's	PART
ihlr-16514	57	18	flight	flight	NOUN
ihlr-16514	57	19	from	from	ADP
ihlr-16514	57	20	health	health	NOUN
ihlr-16514	57	21	insurance	insurance	NOUN
ihlr-16514	57	22	,	,	PUNCT
ihlr-16514	57	23	supra	supra	PROPN
ihlr-16514	57	24	note	note	NOUN
ihlr-16514	57	25	1	1	NUM
ihlr-16514	57	26	,	,	PUNCT
ihlr-16514	57	27	at	at	ADP
ihlr-16514	57	28	996	996	NUM
ihlr-16514	57	29	(	(	PUNCT
ihlr-16514	57	30	suggesting	suggest	VERB
ihlr-16514	57	31	that	that	SCONJ
ihlr-16514	57	32	the	the	DET
ihlr-16514	57	33	health	health	NOUN
ihlr-16514	57	34	care	care	NOUN
ihlr-16514	57	35	market	market	NOUN
ihlr-16514	57	36	is	be	AUX
ihlr-16514	57	37	an	an	DET
ihlr-16514	57	38	inefficient	inefficient	ADJ
ihlr-16514	57	39	market	market	NOUN
ihlr-16514	57	40	unable	unable	ADJ
ihlr-16514	57	41	to	to	PART
ihlr-16514	57	42	allocate	allocate	VERB
ihlr-16514	57	43	appro­	appro­	NOUN
ihlr-16514	57	44	priately	priately	ADV
ihlr-16514	57	45	and	and	CCONJ
ihlr-16514	57	46	that	that	PRON
ihlr-16514	57	47	government	government	NOUN
ihlr-16514	57	48	intervention	intervention	NOUN
ihlr-16514	57	49	is	be	AUX
ihlr-16514	57	50	necessary	necessary	ADJ
ihlr-16514	57	51	to	to	PART
ihlr-16514	57	52	remedy	remedy	VERB
ihlr-16514	57	53	the	the	DET
ihlr-16514	57	54	inefficiency	inefficiency	NOUN
ihlr-16514	57	55	)	)	PUNCT
ihlr-16514	57	56	.	.	PUNCT
ihlr-16514	58	1	14	14	NUM
ihlr-16514	58	2	brian	brian	PROPN
ihlr-16514	58	3	headd	headd	PROPN
ihlr-16514	58	4	,	,	PUNCT
ihlr-16514	58	5	the	the	DET
ihlr-16514	58	6	characteristics	characteristic	NOUN
ihlr-16514	58	7	ofsmall	ofsmall	PROPN
ihlr-16514	58	8	business	business	NOUN
ihlr-16514	58	9	employees	employee	NOUN
ihlr-16514	58	10	,	,	PUNCT
ihlr-16514	58	11	montiilylab	montiilylab	NOUN
ihlr-16514	58	12	.	.	PUNCT
ihlr-16514	59	1	rev	rev	PROPN
ihlr-16514	59	2	.	.	PROPN
ihlr-16514	59	3	,	,	PUNCT
ihlr-16514	59	4	apr	apr	PROPN
ihlr-16514	59	5	.	.	PROPN
ihlr-16514	59	6	2000	2000	NUM
ihlr-16514	59	7	,	,	PUNCT
ihlr-16514	59	8	at	at	ADP
ihlr-16514	59	9	13	13	NUM
ihlr-16514	59	10	,	,	PUNCT
ihlr-16514	59	11	15	15	NUM
ihlr-16514	59	12	-	-	SYM
ihlr-16514	59	13	16	16	NUM
ihlr-16514	59	14	,	,	PUNCT
ihlr-16514	59	15	available	available	ADJ
ihlr-16514	59	16	at	at	ADP
ihlr-16514	59	17	http://stats.bls.gov/opub/mlr/2000/04/art3full.pdf	http://stats.bls.gov/opub/mlr/2000/04/art3full.pdf	PROPN
ihlr-16514	59	18	.	.	PUNCT
ihlr-16514	60	1	the	the	DET
ihlr-16514	60	2	article	article	NOUN
ihlr-16514	60	3	stated	state	VERB
ihlr-16514	60	4	that	that	SCONJ
ihlr-16514	60	5	fifty	fifty	NUM
ihlr-16514	60	6	-	-	PUNCT
ihlr-16514	60	7	two	two	NUM
ihlr-16514	60	8	and	and	CCONJ
ihlr-16514	60	9	two	two	NUM
ihlr-16514	60	10	tenths	tenth	NOUN
ihlr-16514	60	11	percent	percent	NOUN
ihlr-16514	60	12	of	of	ADP
ihlr-16514	60	13	small	small	ADJ
ihlr-16514	60	14	firm	firm	ADJ
ihlr-16514	60	15	employees	employee	NOUN
ihlr-16514	60	16	had	have	VERB
ihlr-16514	60	17	less	less	ADJ
ihlr-16514	60	18	than	than	ADP
ihlr-16514	60	19	a	a	DET
ihlr-16514	60	20	high	high	ADJ
ihlr-16514	60	21	school	school	NOUN
ihlr-16514	60	22	diploma	diploma	NOUN
ihlr-16514	60	23	,	,	PUNCT
ihlr-16514	60	24	and	and	CCONJ
ihlr-16514	60	25	in	in	ADP
ihlr-16514	60	26	1998	1998	NUM
ihlr-16514	60	27	small	small	ADJ
ihlr-16514	60	28	firms	firm	NOUN
ihlr-16514	60	29	were	be	AUX
ihlr-16514	60	30	responsible	responsible	ADJ
ihlr-16514	60	31	for	for	ADP
ihlr-16514	60	32	employing	employ	VERB
ihlr-16514	60	33	more	more	ADJ
ihlr-16514	60	34	employees	employee	NOUN
ihlr-16514	60	35	re­	re­	AUX
ihlr-16514	60	36	quiring	quire	VERB
ihlr-16514	60	37	government	government	NOUN
ihlr-16514	60	38	financial	financial	ADJ
ihlr-16514	60	39	assistance	assistance	NOUN
ihlr-16514	60	40	than	than	SCONJ
ihlr-16514	60	41	large	large	ADJ
ihlr-16514	60	42	firms	firm	NOUN
ihlr-16514	60	43	did	do	VERB
ihlr-16514	60	44	i	i	PRON
ihlr-16514	60	45	d.	d.	PROPN
ihlr-16514	60	46	290	290	NUM
ihlr-16514	60	47	indiana	indiana	PROPN
ihlr-16514	60	48	health	health	PROPN
ihlr-16514	60	49	law	law	NOUN
ihlr-16514	60	50	review	review	NOUN
ihlr-16514	60	51	[	[	X
ihlr-16514	60	52	vol	vol	NOUN
ihlr-16514	60	53	.	.	PUNCT
ihlr-16514	60	54	4:287	4:287	NUM
ihlr-16514	60	55	ironically	ironically	ADV
ihlr-16514	60	56	,	,	PUNCT
ihlr-16514	60	57	the	the	DET
ihlr-16514	60	58	high	high	ADJ
ihlr-16514	60	59	cost	cost	NOUN
ihlr-16514	60	60	of	of	ADP
ihlr-16514	60	61	goods	good	NOUN
ihlr-16514	60	62	and	and	CCONJ
ihlr-16514	60	63	services	service	NOUN
ihlr-16514	60	64	necessary	necessary	ADJ
ihlr-16514	60	65	to	to	PART
ihlr-16514	60	66	facilitate	facilitate	VERB
ihlr-16514	60	67	quality	quality	NOUN
ihlr-16514	60	68	health	health	NOUN
ihlr-16514	60	69	care	care	NOUN
ihlr-16514	60	70	are	be	AUX
ihlr-16514	60	71	the	the	DET
ihlr-16514	60	72	same	same	ADJ
ihlr-16514	60	73	goods	good	NOUN
ihlr-16514	60	74	and	and	CCONJ
ihlr-16514	60	75	services	service	NOUN
ihlr-16514	60	76	that	that	PRON
ihlr-16514	60	77	are	be	AUX
ihlr-16514	60	78	una	una	NOUN
ihlr-16514	60	79	:	:	PUNCT
ihlr-16514	60	80	ffordable	ffordable	ADJ
ihlr-16514	60	81	for	for	ADP
ihlr-16514	60	82	americans	americans	PROPN
ihlr-16514	60	83	lacking	lack	VERB
ihlr-16514	60	84	coverage	coverage	NOUN
ihlr-16514	60	85	.	.	PUNCT
ihlr-16514	61	1	the	the	DET
ihlr-16514	61	2	united	united	PROPN
ihlr-16514	61	3	states	states	PROPN
ihlr-16514	61	4	census	census	PROPN
ihlr-16514	61	5	bureau	bureau	PROPN
ihlr-16514	61	6	reports	report	VERB
ihlr-16514	61	7	·	·	PUNCT
ihlr-16514	61	8	that	that	SCONJ
ihlr-16514	61	9	in	in	ADP
ihlr-16514	61	10	2004	2004	NUM
ihlr-16514	61	11	,	,	PUNCT
ihlr-16514	61	12	roughly	roughly	ADV
ihlr-16514	61	13	45.8	45.8	NUM
ihlr-16514	61	14	million	million	NUM
ihlr-16514	61	15	,	,	PUNCT
ihlr-16514	61	16	or	or	CCONJ
ihlr-16514	61	17	fifteen	fifteen	NUM
ihlr-16514	61	18	percent	percent	NOUN
ihlr-16514	61	19	,	,	PUNCT
ihlr-16514	61	20	of	of	ADP
ihlr-16514	61	21	americans	americans	PROPN
ihlr-16514	61	22	lacked	lack	VERB
ihlr-16514	61	23	health	health	NOUN
ihlr-16514	61	24	insurance	insurance	NOUN
ihlr-16514	61	25	coverage	coverage	NOUN
ihlr-16514	61	26	.	.	PUNCT
ihlr-16514	62	1	15	15	NUM
ihlr-16514	62	2	small	small	ADJ
ihlr-16514	62	3	business	business	NOUN
ihlr-16514	62	4	employees	employee	NOUN
ihlr-16514	62	5	without	without	ADP
ihlr-16514	62	6	health	health	NOUN
ihlr-16514	62	7	coverage	coverage	NOUN
ihlr-16514	62	8	can	can	AUX
ihlr-16514	62	9	quickly	quickly	ADV
ihlr-16514	62	10	spend	spend	VERB
ihlr-16514	62	11	what	what	PRON
ihlr-16514	62	12	little	little	ADJ
ihlr-16514	62	13	financial	financial	ADJ
ihlr-16514	62	14	resources	resource	NOUN
ihlr-16514	62	15	they	they	PRON
ihlr-16514	62	16	have	have	VERB
ihlr-16514	62	17	on	on	ADP
ihlr-16514	62	18	necessary	necessary	ADJ
ihlr-16514	62	19	medical	medical	ADJ
ihlr-16514	62	20	expenses	expense	NOUN
ihlr-16514	62	21	.	.	PUNCT
ihlr-16514	63	1	the	the	DET
ihlr-16514	63	2	committee	committee	NOUN
ihlr-16514	63	3	on	on	ADP
ihlr-16514	63	4	education	education	NOUN
ihlr-16514	63	5	and	and	CCONJ
ihlr-16514	63	6	labor	labor	NOUN
ihlr-16514	63	7	estimates	estimate	VERB
ihlr-16514	63	8	that	that	SCONJ
ihlr-16514	63	9	sixty	sixty	NUM
ihlr-16514	63	10	percent	percent	NOUN
ihlr-16514	63	11	of	of	ADP
ihlr-16514	63	12	workers	worker	NOUN
ihlr-16514	63	13	who	who	PRON
ihlr-16514	63	14	are	be	AUX
ihlr-16514	63	15	uninsured	uninsured	ADJ
ihlr-16514	63	16	work	work	NOUN
ihlr-16514	63	17	for	for	ADP
ihlr-16514	63	18	a	a	DET
ihlr-16514	63	19	small	small	ADJ
ihlr-16514	63	20	firm	firm	NOUN
ihlr-16514	63	21	.	.	PUNCT
ihlr-16514	64	1	16	16	NUM
ihlr-16514	65	1	thus	thus	ADV
ihlr-16514	65	2	,	,	PUNCT
ihlr-16514	65	3	the	the	DET
ihlr-16514	65	4	lack	lack	NOUN
ihlr-16514	65	5	of	of	ADP
ihlr-16514	65	6	available	available	ADJ
ihlr-16514	65	7	health	health	NOUN
ihlr-16514	65	8	coverage	coverage	NOUN
ihlr-16514	65	9	forcibly	forcibly	ADV
ihlr-16514	65	10	drives	drive	VERB
ihlr-16514	65	11	the	the	DET
ihlr-16514	65	12	low	low	ADJ
ihlr-16514	65	13	income	income	NOUN
ihlr-16514	65	14	small	small	ADJ
ihlr-16514	65	15	business	business	NOUN
ihlr-16514	65	16	employee	employee	NOUN
ihlr-16514	65	17	farther	far	ADV
ihlr-16514	65	18	and	and	CCONJ
ihlr-16514	65	19	farther	far	ADV
ihlr-16514	65	20	into	into	ADP
ihlr-16514	65	21	debt	debt	NOUN
ihlr-16514	65	22	and	and	CCONJ
ihlr-16514	65	23	poverty	poverty	NOUN
ihlr-16514	65	24	.	.	PUNCT
ihlr-16514	66	1	this	this	DET
ihlr-16514	66	2	reality	reality	NOUN
ihlr-16514	66	3	helps	help	VERB
ihlr-16514	66	4	to	to	PART
ihlr-16514	66	5	bolster	bolster	VERB
ihlr-16514	66	6	the	the	DET
ihlr-16514	66	7	argument	argument	NOUN
ihlr-16514	66	8	against	against	ADP
ihlr-16514	66	9	hsas	hsa	NOUN
ihlr-16514	66	10	because	because	SCONJ
ihlr-16514	66	11	any	any	DET
ihlr-16514	66	12	market	market	NOUN
ihlr-16514	66	13	based	base	VERB
ihlr-16514	66	14	solution	solution	NOUN
ihlr-16514	66	15	to	to	ADP
ihlr-16514	66	16	health	health	NOUN
ihlr-16514	66	17	care	care	NOUN
ihlr-16514	66	18	cost	cost	NOUN
ihlr-16514	66	19	and	and	CCONJ
ihlr-16514	66	20	access	access	NOUN
ihlr-16514	66	21	prob­	prob­	NOUN
ihlr-16514	66	22	lems	lem	NOUN
ihlr-16514	66	23	will	will	AUX
ihlr-16514	66	24	inevitably	inevitably	ADV
ihlr-16514	66	25	leave	leave	VERB
ihlr-16514	66	26	many	many	ADJ
ihlr-16514	66	27	without	without	ADP
ihlr-16514	66	28	coverage.17	coverage.17	NOUN
ihlr-16514	66	29	supply	supply	NOUN
ihlr-16514	66	30	and	and	CCONJ
ihlr-16514	66	31	demand	demand	NOUN
ihlr-16514	66	32	of	of	ADP
ihlr-16514	66	33	market	market	NOUN
ihlr-16514	66	34	forces	force	NOUN
ihlr-16514	66	35	should	should	AUX
ihlr-16514	66	36	not	not	PART
ihlr-16514	66	37	be	be	AUX
ihlr-16514	66	38	allowed	allow	VERB
ihlr-16514	66	39	to	to	PART
ihlr-16514	66	40	deprive	deprive	VERB
ihlr-16514	66	41	consumers	consumer	NOUN
ihlr-16514	66	42	of	of	ADP
ihlr-16514	66	43	quality	quality	NOUN
ihlr-16514	66	44	health	health	NOUN
ihlr-16514	66	45	ser­	ser­	NOUN
ihlr-16514	66	46	vices	vice	NOUN
ihlr-16514	66	47	.	.	PUNCT
ihlr-16514	67	1	this	this	DET
ihlr-16514	67	2	note	note	NOUN
ihlr-16514	67	3	will	will	AUX
ihlr-16514	67	4	briefly	briefly	ADV
ihlr-16514	67	5	discuss	discuss	VERB
ihlr-16514	67	6	the	the	DET
ihlr-16514	67	7	market	market	NOUN
ihlr-16514	67	8	trend	trend	NOUN
ihlr-16514	67	9	heading	head	VERB
ihlr-16514	67	10	toward	toward	ADP
ihlr-16514	67	11	consumer	consumer	NOUN
ihlr-16514	67	12	driven	drive	VERB
ihlr-16514	67	13	health	health	NOUN
ihlr-16514	67	14	care	care	NOUN
ihlr-16514	67	15	and	and	CCONJ
ihlr-16514	67	16	away	away	ADV
ihlr-16514	67	17	from	from	ADP
ihlr-16514	67	18	managed	manage	VERB
ihlr-16514	67	19	care	care	NOUN
ihlr-16514	67	20	.	.	PUNCT
ihlr-16514	68	1	in	in	ADP
ihlr-16514	68	2	particular	particular	ADJ
ihlr-16514	68	3	,	,	PUNCT
ihlr-16514	68	4	this	this	DET
ihlr-16514	68	5	note	note	NOUN
ihlr-16514	68	6	will	will	AUX
ihlr-16514	68	7	review	review	VERB
ihlr-16514	68	8	how	how	SCONJ
ihlr-16514	68	9	hsas	hsa	NOUN
ihlr-16514	68	10	can	can	AUX
ihlr-16514	68	11	resolve	resolve	VERB
ihlr-16514	68	12	problems	problem	NOUN
ihlr-16514	68	13	of	of	ADP
ihlr-16514	68	14	available	available	ADJ
ihlr-16514	68	15	health	health	NOUN
ihlr-16514	68	16	insurance	insurance	NOUN
ihlr-16514	68	17	to	to	ADP
ihlr-16514	68	18	small	small	ADJ
ihlr-16514	68	19	business	business	NOUN
ihlr-16514	68	20	employees	employee	NOUN
ihlr-16514	68	21	.	.	PUNCT
ihlr-16514	69	1	next	next	ADV
ihlr-16514	69	2	,	,	PUNCT
ihlr-16514	69	3	this	this	DET
ihlr-16514	69	4	note	note	NOUN
ihlr-16514	69	5	will	will	AUX
ihlr-16514	69	6	consider	consider	VERB
ihlr-16514	69	7	the	the	DET
ihlr-16514	69	8	importance	importance	NOUN
ihlr-16514	69	9	of	of	ADP
ihlr-16514	69	10	maintain­	maintain­	PRON
ihlr-16514	69	11	ing	e	VERB
ihlr-16514	69	12	the	the	DET
ihlr-16514	69	13	dualistic	dualistic	ADJ
ihlr-16514	69	14	function	function	NOUN
ihlr-16514	69	15	ofhsas	ofhsa	NOUN
ihlr-16514	69	16	in	in	ADP
ihlr-16514	69	17	light	light	NOUN
ihlr-16514	69	18	of	of	ADP
ihlr-16514	69	19	the	the	DET
ihlr-16514	69	20	unequal	unequal	ADJ
ihlr-16514	69	21	bargaining	bargaining	NOUN
ihlr-16514	69	22	power	power	NOUN
ihlr-16514	69	23	pre­	pre­	NOUN
ihlr-16514	69	24	sent	send	VERB
ihlr-16514	69	25	among	among	ADP
ihlr-16514	69	26	small	small	ADJ
ihlr-16514	69	27	businesses	business	NOUN
ihlr-16514	69	28	and	and	CCONJ
ihlr-16514	69	29	their	their	PRON
ihlr-16514	69	30	employees	employee	NOUN
ihlr-16514	69	31	when	when	SCONJ
ihlr-16514	69	32	compared	compare	VERB
ihlr-16514	69	33	to	to	ADP
ihlr-16514	69	34	the	the	DET
ihlr-16514	69	35	rest	rest	NOUN
ihlr-16514	69	36	of	of	ADP
ihlr-16514	69	37	the	the	DET
ihlr-16514	69	38	health	health	NOUN
ihlr-16514	69	39	care	care	NOUN
ihlr-16514	69	40	insurance	insurance	NOUN
ihlr-16514	69	41	market	market	NOUN
ihlr-16514	69	42	.	.	PUNCT
ihlr-16514	70	1	this	this	DET
ihlr-16514	70	2	note	note	NOUN
ihlr-16514	70	3	will	will	AUX
ihlr-16514	70	4	also	also	ADV
ihlr-16514	70	5	discuss	discuss	VERB
ihlr-16514	70	6	the	the	DET
ihlr-16514	70	7	difficulties	difficulty	NOUN
ihlr-16514	70	8	hsas	hsa	NOUN
ihlr-16514	70	9	present	present	ADJ
ihlr-16514	70	10	for	for	ADP
ihlr-16514	70	11	these	these	DET
ihlr-16514	70	12	segments	segment	NOUN
ihlr-16514	70	13	of	of	ADP
ihlr-16514	70	14	the	the	DET
ihlr-16514	70	15	population	population	NOUN
ihlr-16514	70	16	.	.	PUNCT
ihlr-16514	71	1	finally	finally	ADV
ihlr-16514	71	2	,	,	PUNCT
ihlr-16514	71	3	this	this	DET
ihlr-16514	71	4	note	note	NOUN
ihlr-16514	71	5	will	will	AUX
ihlr-16514	71	6	con­	con­	VERB
ihlr-16514	71	7	sider	sider	NOUN
ihlr-16514	71	8	several	several	ADJ
ihlr-16514	71	9	proposed	propose	VERB
ihlr-16514	71	10	solutions	solution	NOUN
ihlr-16514	71	11	to	to	ADP
ihlr-16514	71	12	the	the	DET
ihlr-16514	71	13	problems	problem	NOUN
ihlr-16514	71	14	created	create	VERB
ihlr-16514	71	15	by	by	ADP
ihlr-16514	71	16	the	the	DET
ihlr-16514	71	17	implementation	implementation	NOUN
ihlr-16514	71	18	ofhsas	ofhsa	NOUN
ihlr-16514	71	19	.	.	PUNCT
ihlr-16514	72	1	u.	u.	PROPN
ihlr-16514	72	2	background	background	PROPN
ihlr-16514	72	3	on	on	ADP
ihlr-16514	72	4	hsas	hsa	NOUN
ihlr-16514	72	5	a.	a.	NOUN
ihlr-16514	72	6	the	the	DET
ihlr-16514	72	7	departure	departure	NOUN
ihlr-16514	72	8	from	from	ADP
ihlr-16514	72	9	managed	manage	VERB
ihlr-16514	72	10	care	care	NOUN
ihlr-16514	72	11	to	to	PART
ihlr-16514	72	12	better	well	ADV
ihlr-16514	72	13	conceptualize	conceptualize	VERB
ihlr-16514	72	14	this	this	DET
ihlr-16514	72	15	recent	recent	ADJ
ihlr-16514	72	16	shift	shift	NOUN
ihlr-16514	72	17	toward	toward	ADP
ihlr-16514	72	18	consumer	consumer	NOUN
ihlr-16514	72	19	driven	drive	VERB
ihlr-16514	72	20	health	health	NOUN
ihlr-16514	72	21	care	care	NOUN
ihlr-16514	72	22	(	(	PUNCT
ihlr-16514	72	23	"	"	PUNCT
ihlr-16514	72	24	cdhc	cdhc	NOUN
ihlr-16514	72	25	"	"	PUNCT
ihlr-16514	72	26	)	)	PUNCT
ihlr-16514	72	27	it	it	PRON
ihlr-16514	72	28	is	be	AUX
ihlr-16514	72	29	necessary	necessary	ADJ
ihlr-16514	72	30	to	to	PART
ihlr-16514	72	31	gain	gain	VERB
ihlr-16514	72	32	a	a	DET
ihlr-16514	72	33	basic	basic	ADJ
ihlr-16514	72	34	understanding	understanding	NOUN
ihlr-16514	72	35	of	of	ADP
ihlr-16514	72	36	its	its	PRON
ihlr-16514	72	37	roots	root	NOUN
ihlr-16514	72	38	.	.	PUNCT
ihlr-16514	73	1	cdhc	cdhc	PROPN
ihlr-16514	73	2	was	be	AUX
ihlr-16514	73	3	essentially	essentially	ADV
ihlr-16514	73	4	an	an	DET
ihlr-16514	73	5	outgrowth	outgrowth	NOUN
ihlr-16514	73	6	of	of	ADP
ihlr-16514	73	7	managed	manage	VERB
ihlr-16514	73	8	care.18	care.18	PROPN
ihlr-16514	73	9	'	'	PUNCT
ihlr-16514	73	10	"	"	PUNCT
ihlr-16514	73	11	[	[	X
ihlr-16514	73	12	m]anaged	m]anage	VERB
ihlr-16514	73	13	care	care	NOUN
ihlr-16514	73	14	,	,	PUNCT
ihlr-16514	73	15	'	'	PUNCT
ihlr-16514	73	16	[	[	X
ihlr-16514	73	17	is	be	AUX
ihlr-16514	73	18	]	]	PUNCT
ihlr-16514	73	19	a	a	DET
ihlr-16514	73	20	variety	variety	NOUN
ihlr-16514	73	21	of	of	ADP
ihlr-16514	73	22	organizational	organizational	ADJ
ihlr-16514	73	23	arrangements	arrangement	NOUN
ihlr-16514	73	24	for	for	ADP
ihlr-16514	73	25	providing	provide	VERB
ihlr-16514	73	26	and	and	CCONJ
ihlr-16514	73	27	financing	financing	NOUN
ihlr-16514	73	28	medi­	medi­	PROPN
ihlr-16514	73	29	cal	cal	ADJ
ihlr-16514	73	30	care	care	NOUN
ihlr-16514	73	31	in	in	ADP
ihlr-16514	73	32	which	which	PRON
ihlr-16514	73	33	the	the	DET
ihlr-16514	73	34	financing	financing	NOUN
ihlr-16514	73	35	entity	entity	NOUN
ihlr-16514	73	36	plays	play	VERB
ihlr-16514	73	37	an	an	DET
ihlr-16514	73	38	active	active	ADJ
ihlr-16514	73	39	role	role	NOUN
ihlr-16514	73	40	in	in	ADP
ihlr-16514	73	41	monitoring	monitoring	NOUN
ihlr-16514	73	42	and	and	CCONJ
ihlr-16514	73	43	is	be	AUX
ihlr-16514	73	44	u.s	u.s	PROPN
ihlr-16514	73	45	.	.	PROPN
ihlr-16514	73	46	census	census	PROPN
ihlr-16514	73	47	bureau	bureau	PROPN
ihlr-16514	73	48	,	,	PUNCT
ihlr-16514	73	49	hea.ltij	hea.ltij	NOUN
ihlr-16514	73	50	insurance	insurance	NOUN
ihlr-16514	73	51	coverage	coverage	NOUN
ihlr-16514	73	52	2004	2004	NUM
ihlr-16514	73	53	(	(	PUNCT
ihlr-16514	73	54	2005	2005	NUM
ihlr-16514	73	55	)	)	PUNCT
ihlr-16514	73	56	,	,	PUNCT
ihlr-16514	73	57	available	available	ADJ
ihlr-16514	73	58	at	at	ADP
ihlr-16514	73	59	http://www.census.gov/hhes/wwwlhlthinslhlthin04/hlth04asc.html	http://www.census.gov/hhes/wwwlhlthinslhlthin04/hlth04asc.html	PROPN
ihlr-16514	73	60	.	.	PUNCT
ihlr-16514	74	1	these	these	DET
ihlr-16514	74	2	numbers	number	NOUN
ihlr-16514	74	3	reflect	reflect	VERB
ihlr-16514	74	4	an	an	DET
ihlr-16514	74	5	increase	increase	NOUN
ihlr-16514	74	6	of800,000	of800,000	PROPN
ihlr-16514	74	7	united	united	PROPN
ihlr-16514	74	8	states	states	PROPN
ihlr-16514	74	9	citizens	citizen	NOUN
ihlr-16514	74	10	since	since	SCONJ
ihlr-16514	74	11	2003	2003	NUM
ihlr-16514	74	12	.	.	PUNCT
ihlr-16514	75	1	16	16	NUM
ihlr-16514	75	2	press	press	NOUN
ihlr-16514	75	3	release	release	NOUN
ihlr-16514	75	4	,	,	PUNCT
ihlr-16514	75	5	u.s	u.s	PROPN
ihlr-16514	75	6	.	.	PROPN
ihlr-16514	75	7	house	house	PROPN
ihlr-16514	75	8	ofrep	ofrep	PROPN
ihlr-16514	75	9	.	.	PUNCT
ihlr-16514	75	10	,	,	PUNCT
ihlr-16514	75	11	comm	comm	NOUN
ihlr-16514	75	12	.	.	PUNCT
ihlr-16514	76	1	on	on	ADP
ihlr-16514	76	2	edu	edu	PROPN
ihlr-16514	76	3	.	.	PROPN
ihlr-16514	76	4	&	&	CCONJ
ihlr-16514	76	5	labor	labor	PROPN
ihlr-16514	76	6	,	,	PUNCT
ihlr-16514	76	7	small	small	ADJ
ihlr-16514	76	8	business	business	NOUN
ihlr-16514	76	9	health	health	NOUN
ihlr-16514	76	10	plans	plan	NOUN
ihlr-16514	76	11	:	:	PUNCT
ihlr-16514	76	12	providing	provide	VERB
ihlr-16514	76	13	affordable	affordable	ADJ
ihlr-16514	76	14	health	health	NOUN
ihlr-16514	76	15	insurance	insurance	NOUN
ihlr-16514	76	16	to	to	ADP
ihlr-16514	76	17	uninsured	uninsured	ADJ
ihlr-16514	76	18	working	working	NOUN
ihlr-16514	76	19	families	family	NOUN
ihlr-16514	76	20	,	,	PUNCT
ihlr-16514	76	21	promoting	promote	VERB
ihlr-16514	76	22	small	small	ADJ
ihlr-16514	76	23	businesses	business	NOUN
ihlr-16514	76	24	(	(	PUNCT
ihlr-16514	76	25	jan	jan	PROPN
ihlr-16514	76	26	.	.	PROPN
ihlr-16514	76	27	5	5	NUM
ihlr-16514	76	28	,	,	PUNCT
ihlr-16514	76	29	2007	2007	NUM
ihlr-16514	76	30	)	)	PUNCT
ihlr-16514	77	1	[	[	X
ihlr-16514	77	2	hereinafter	hereinafter	NOUN
ihlr-16514	77	3	small	small	ADJ
ihlr-16514	77	4	business	business	NOUN
ihlr-16514	77	5	health	health	NOUN
ihlr-16514	77	6	plans	plan	NOUN
ihlr-16514	77	7	]	]	PUNCT
ihlr-16514	77	8	,	,	PUNCT
ihlr-16514	77	9	available	available	ADJ
ihlr-16514	77	10	at	at	ADP
ihlr-16514	77	11	http://~licans.edlabor.house.gov	http://~licans.edlabor.house.gov	NOUN
ihlr-16514	77	12	/	/	SYM
ihlr-16514	77	13	prarticle.aspx?newsid=9&iid=13	prarticle.aspx?newsid=9&iid=13	NOUN
ihlr-16514	77	14	.	.	NOUN
ihlr-16514	77	15	1	1	NUM
ihlr-16514	77	16	hampton	hampton	PROPN
ihlr-16514	77	17	,	,	PUNCT
ihlr-16514	77	18	america	america	PROPN
ihlr-16514	77	19	's	's	PART
ihlr-16514	77	20	flight	flight	NOUN
ihlr-16514	77	21	from	from	ADP
ihlr-16514	77	22	health	health	NOUN
ihlr-16514	77	23	insurance	insurance	NOUN
ihlr-16514	77	24	,	,	PUNCT
ihlr-16514	77	25	supra	supra	PROPN
ihlr-16514	77	26	note	note	NOUN
ihlr-16514	77	27	1	1	NUM
ihlr-16514	77	28	,	,	PUNCT
ihlr-16514	77	29	at	at	ADP
ihlr-16514	77	30	1001	1001	NUM
ihlr-16514	77	31	.	.	PUNCT
ihlr-16514	78	1	18	18	NUM
ihlr-16514	78	2	john	john	PROPN
ihlr-16514	78	3	v.	v.	PROPN
ihlr-16514	78	4	jacobi	jacobi	PROPN
ihlr-16514	78	5	,	,	PUNCT
ihlr-16514	78	6	after	after	ADP
ihlr-16514	78	7	managed	manage	VERB
ihlr-16514	78	8	care	care	NOUN
ihlr-16514	78	9	:	:	PUNCT
ihlr-16514	78	10	gray	gray	ADJ
ihlr-16514	78	11	boxes	box	NOUN
ihlr-16514	78	12	,	,	PUNCT
ihlr-16514	78	13	tiers	tier	NOUN
ihlr-16514	78	14	,	,	PUNCT
ihlr-16514	78	15	and	and	CCONJ
ihlr-16514	78	16	consumerism	consumerism	NOUN
ihlr-16514	78	17	,	,	PUNCT
ihlr-16514	78	18	41st	41st	NOUN
ihlr-16514	78	19	.	.	PUNCT
ihlr-16514	79	1	louts	louts	PROPN
ihlr-16514	79	2	u.	u.	PROPN
ihlr-16514	79	3	l.j	l.j	AUX
ihlr-16514	79	4	.	.	PROPN
ihlr-16514	79	5	397	397	NUM
ihlr-16514	79	6	,	,	PUNCT
ihlr-16514	79	7	404	404	NUM
ihlr-16514	79	8	(	(	PUNCT
ihlr-16514	79	9	2003	2003	NUM
ihlr-16514	79	10	)	)	PUNCT
ihlr-16514	79	11	(	(	PUNCT
ihlr-16514	79	12	stating	state	VERB
ihlr-16514	79	13	that	that	SCONJ
ihlr-16514	79	14	cost	cost	NOUN
ihlr-16514	79	15	,	,	PUNCT
ihlr-16514	79	16	control	control	NOUN
ihlr-16514	79	17	,	,	PUNCT
ihlr-16514	79	18	and	and	CCONJ
ihlr-16514	79	19	access	access	NOUN
ihlr-16514	79	20	are	be	AUX
ihlr-16514	79	21	problems	problem	NOUN
ihlr-16514	79	22	that	that	PRON
ihlr-16514	79	23	were	be	AUX
ihlr-16514	79	24	ini­	ini­	NOUN
ihlr-16514	79	25	tially	tially	ADV
ihlr-16514	79	26	remedied	remedie	VERB
ihlr-16514	79	27	by	by	ADP
ihlr-16514	79	28	managed	manage	VERB
ihlr-16514	79	29	care	care	NOUN
ihlr-16514	79	30	during	during	ADP
ihlr-16514	79	31	the	the	DET
ihlr-16514	79	32	mid	mid	NOUN
ihlr-16514	79	33	-	-	ADJ
ihlr-16514	79	34	late	late	ADJ
ihlr-16514	79	35	i	i	NOUN
ihlr-16514	79	36	990s	990	NOUN
ihlr-16514	79	37	,	,	PUNCT
ihlr-16514	79	38	but	but	CCONJ
ihlr-16514	79	39	the	the	DET
ihlr-16514	79	40	problem	problem	NOUN
ihlr-16514	79	41	has	have	AUX
ihlr-16514	79	42	returned	return	VERB
ihlr-16514	79	43	and	and	CCONJ
ihlr-16514	79	44	new	new	ADJ
ihlr-16514	79	45	solutions	solution	NOUN
ihlr-16514	79	46	need	need	VERB
ihlr-16514	79	47	to	to	PART
ihlr-16514	79	48	be	be	AUX
ihlr-16514	79	49	implemented	implement	VERB
ihlr-16514	79	50	)	)	PUNCT
ihlr-16514	79	51	.	.	PUNCT
ihlr-16514	80	1	2007	2007	NUM
ihlr-16514	80	2	]	]	PUNCT
ihlr-16514	80	3	hsas	hsa	NOUN
ihlr-16514	80	4	and	and	CCONJ
ihlr-16514	80	5	small	small	ADJ
ihlr-16514	80	6	business	business	NOUN
ihlr-16514	80	7	:	:	PUNCT
ihlr-16514	80	8	cost	cost	NOUN
ihlr-16514	80	9	,	,	PUNCT
ihlr-16514	80	10	quality	quality	NOUN
ihlr-16514	80	11	,	,	PUNCT
ihlr-16514	80	12	and	and	CCONJ
ihlr-16514	80	13	access	access	NOUN
ihlr-16514	80	14	291	291	NUM
ihlr-16514	80	15	controlling	control	VERB
ihlr-16514	80	16	the	the	DET
ihlr-16514	80	17	amount	amount	NOUN
ihlr-16514	80	18	and	and	CCONJ
ihlr-16514	80	19	types	type	NOUN
ihlr-16514	80	20	of	of	ADP
ihlr-16514	80	21	services	service	NOUN
ihlr-16514	80	22	that	that	PRON
ihlr-16514	80	23	physicians	physician	NOUN
ihlr-16514	80	24	provide	provide	VERB
ihlr-16514	80	25	to	to	ADP
ihlr-16514	80	26	pa­	pa­	ADJ
ihlr-16514	80	27	tients	tient	NOUN
ihlr-16514	80	28	.	.	PUNCT
ihlr-16514	81	1	"19	"19	NOUN
ihlr-16514	81	2	in	in	ADP
ihlr-16514	81	3	other	other	ADJ
ihlr-16514	81	4	words	word	NOUN
ihlr-16514	81	5	,	,	PUNCT
ihlr-16514	81	6	managed	manage	VERB
ihlr-16514	81	7	care	care	NOUN
ihlr-16514	81	8	was	be	AUX
ihlr-16514	81	9	designed	design	VERB
ihlr-16514	81	10	to	to	PART
ihlr-16514	81	11	streamline	streamline	VERB
ihlr-16514	81	12	the	the	DET
ihlr-16514	81	13	insur­	insur­	PRON
ihlr-16514	81	14	ance	ance	NOUN
ihlr-16514	81	15	and	and	CCONJ
ihlr-16514	81	16	health	health	NOUN
ihlr-16514	81	17	care	care	NOUN
ihlr-16514	81	18	functions	function	NOUN
ihlr-16514	81	19	into	into	ADP
ihlr-16514	81	20	one	one	NUM
ihlr-16514	81	21	organization	organization	NOUN
ihlr-16514	81	22	.	.	PUNCT
ihlr-16514	82	1	20	20	NUM
ihlr-16514	82	2	prior	prior	ADV
ihlr-16514	82	3	to	to	ADP
ihlr-16514	82	4	managed	manage	VERB
ihlr-16514	82	5	care	care	NOUN
ihlr-16514	82	6	,	,	PUNCT
ihlr-16514	82	7	americans	americans	PROPN
ihlr-16514	82	8	utilized	utilize	VERB
ihlr-16514	82	9	a	a	DET
ihlr-16514	82	10	fee	fee	NOUN
ihlr-16514	82	11	-	-	PUNCT
ihlr-16514	82	12	for	for	ADP
ihlr-16514	82	13	-	-	PUNCT
ihlr-16514	82	14	service	service	NOUN
ihlr-16514	82	15	system	system	NOUN
ihlr-16514	82	16	that	that	PRON
ihlr-16514	82	17	allowed	allow	VERB
ihlr-16514	82	18	greater	great	ADJ
ihlr-16514	82	19	flexibility	flexibility	NOUN
ihlr-16514	82	20	for	for	SCONJ
ihlr-16514	82	21	americans	americans	PROPN
ihlr-16514	82	22	to	to	PART
ihlr-16514	82	23	choose	choose	VERB
ihlr-16514	82	24	their	their	PRON
ihlr-16514	82	25	health	health	NOUN
ihlr-16514	82	26	care	care	NOUN
ihlr-16514	82	27	providers	provider	NOUN
ihlr-16514	82	28	.	.	PUNCT
ihlr-16514	83	1	21	21	NUM
ihlr-16514	83	2	the	the	DET
ihlr-16514	83	3	downside	downside	NOUN
ihlr-16514	83	4	was	be	AUX
ihlr-16514	83	5	that	that	SCONJ
ihlr-16514	83	6	fee­	fee­	NOUN
ihlr-16514	83	7	for	for	ADP
ihlr-16514	83	8	-	-	PUNCT
ihlr-16514	83	9	service	service	NOUN
ihlr-16514	83	10	plans	plan	NOUN
ihlr-16514	83	11	required	require	VERB
ihlr-16514	83	12	health	health	NOUN
ihlr-16514	83	13	care	care	NOUN
ihlr-16514	83	14	related	relate	VERB
ihlr-16514	83	15	expenses	expense	NOUN
ihlr-16514	83	16	to	to	PART
ihlr-16514	83	17	be	be	AUX
ihlr-16514	83	18	paid	pay	VERB
ihlr-16514	83	19	upfront	upfront	NOUN
ihlr-16514	83	20	;	;	PUNCT
ihlr-16514	83	21	reim­	reim­	NOUN
ihlr-16514	83	22	bursement	bursement	NOUN
ihlr-16514	83	23	for	for	ADP
ihlr-16514	83	24	these	these	DET
ihlr-16514	83	25	expenses	expense	NOUN
ihlr-16514	83	26	was	be	AUX
ihlr-16514	83	27	obtained	obtain	VERB
ihlr-16514	83	28	by	by	ADP
ihlr-16514	83	29	submitting	submit	VERB
ihlr-16514	83	30	receipts	receipt	NOUN
ihlr-16514	83	31	to	to	ADP
ihlr-16514	83	32	the	the	DET
ihlr-16514	83	33	em­	em­	NOUN
ihlr-16514	83	34	ployer.22	ployer.22	NOUN
ihlr-16514	83	35	this	this	PRON
ihlr-16514	83	36	placed	place	VERB
ihlr-16514	83	37	an	an	DET
ihlr-16514	83	38	enormous	enormous	ADJ
ihlr-16514	83	39	responsibility	responsibility	NOUN
ihlr-16514	83	40	on	on	ADP
ihlr-16514	83	41	patients	patient	NOUN
ihlr-16514	83	42	'	'	PART
ihlr-16514	83	43	shoulders	shoulder	NOUN
ihlr-16514	83	44	.	.	PUNCT
ihlr-16514	84	1	the	the	DET
ihlr-16514	84	2	managed	manage	VERB
ihlr-16514	84	3	care	care	NOUN
ihlr-16514	84	4	structure	structure	NOUN
ihlr-16514	84	5	began	begin	VERB
ihlr-16514	84	6	to	to	PART
ihlr-16514	84	7	escalate	escalate	VERB
ihlr-16514	84	8	in	in	ADP
ihlr-16514	84	9	popularity	popularity	NOUN
ihlr-16514	84	10	during	during	ADP
ihlr-16514	84	11	the	the	DET
ihlr-16514	84	12	1970s	1970	NOUN
ihlr-16514	84	13	and	and	CCONJ
ihlr-16514	84	14	1980s	1980	NOUN
ihlr-16514	84	15	.	.	PUNCT
ihlr-16514	85	1	during	during	ADP
ihlr-16514	85	2	this	this	DET
ihlr-16514	85	3	period	period	NOUN
ihlr-16514	85	4	,	,	PUNCT
ihlr-16514	85	5	rapidly	rapidly	ADV
ihlr-16514	85	6	increasing	increase	VERB
ihlr-16514	85	7	health	health	NOUN
ihlr-16514	85	8	care	care	NOUN
ihlr-16514	85	9	costs	cost	NOUN
ihlr-16514	85	10	,	,	PUNCT
ihlr-16514	85	11	widespread	widespread	ADJ
ihlr-16514	85	12	support	support	NOUN
ihlr-16514	85	13	for	for	ADP
ihlr-16514	85	14	the	the	DET
ihlr-16514	85	15	deregulation	deregulation	NOUN
ihlr-16514	85	16	ofhealth	ofhealth	NOUN
ihlr-16514	85	17	care	care	NOUN
ihlr-16514	85	18	,	,	PUNCT
ihlr-16514	85	19	and	and	CCONJ
ihlr-16514	85	20	a	a	DET
ihlr-16514	85	21	strong	strong	ADJ
ihlr-16514	85	22	reliance	reliance	NOUN
ihlr-16514	85	23	on	on	ADP
ihlr-16514	85	24	market	market	NOUN
ihlr-16514	85	25	forces	force	NOUN
ihlr-16514	85	26	helped	helped	AUX
ihlr-16514	85	27	contribute	contribute	VERB
ihlr-16514	85	28	to	to	ADP
ihlr-16514	85	29	managed	manage	VERB
ihlr-16514	85	30	care	care	PROPN
ihlr-16514	85	31	's	's	PART
ihlr-16514	85	32	popularity.23	popularity.23	PROPN
ihlr-16514	85	33	employers	employer	NOUN
ihlr-16514	85	34	who	who	PRON
ihlr-16514	85	35	chose	choose	VERB
ihlr-16514	85	36	to	to	PART
ihlr-16514	85	37	use	use	VERB
ihlr-16514	85	38	the	the	DET
ihlr-16514	85	39	managed	manage	VERB
ihlr-16514	85	40	care	care	NOUN
ihlr-16514	85	41	model	model	NOUN
ihlr-16514	85	42	rather	rather	ADV
ihlr-16514	85	43	than	than	ADP
ihlr-16514	85	44	the	the	DET
ihlr-16514	85	45	fee	fee	NOUN
ihlr-16514	85	46	-	-	PUNCT
ihlr-16514	85	47	for	for	ADP
ihlr-16514	85	48	-	-	PUNCT
ihlr-16514	85	49	service	service	NOUN
ihlr-16514	85	50	model	model	NOUN
ihlr-16514	85	51	began	begin	VERB
ihlr-16514	85	52	to	to	PART
ihlr-16514	85	53	realize	realize	VERB
ihlr-16514	85	54	a	a	DET
ihlr-16514	85	55	new	new	ADJ
ihlr-16514	85	56	method	method	NOUN
ihlr-16514	85	57	of	of	ADP
ihlr-16514	85	58	cost	cost	NOUN
ihlr-16514	85	59	containment	containment	NOUN
ihlr-16514	85	60	.	.	PUNCT
ihlr-16514	86	1	under	under	ADP
ihlr-16514	86	2	the	the	DET
ihlr-16514	86	3	managed	manage	VERB
ihlr-16514	86	4	care	care	NOUN
ihlr-16514	86	5	model	model	NOUN
ihlr-16514	86	6	,	,	PUNCT
ihlr-16514	86	7	health	health	NOUN
ihlr-16514	86	8	care	care	NOUN
ihlr-16514	86	9	options	option	NOUN
ihlr-16514	86	10	were	be	AUX
ihlr-16514	86	11	either	either	CCONJ
ihlr-16514	86	12	limited	limit	VERB
ihlr-16514	86	13	to	to	ADP
ihlr-16514	86	14	using	use	VERB
ihlr-16514	86	15	either	either	CCONJ
ihlr-16514	86	16	"	"	PUNCT
ihlr-16514	86	17	preferred	preferred	ADJ
ihlr-16514	86	18	provid­	provid­	NOUN
ihlr-16514	86	19	ers	er	NOUN
ihlr-16514	86	20	"	"	PUNCT
ihlr-16514	86	21	or	or	CCONJ
ihlr-16514	86	22	enrollment	enrollment	NOUN
ihlr-16514	86	23	in	in	ADP
ihlr-16514	86	24	a	a	DET
ihlr-16514	86	25	health	health	NOUN
ihlr-16514	86	26	maintenance	maintenance	NOUN
ihlr-16514	86	27	organization	organization	NOUN
ihlr-16514	86	28	(	(	PUNCT
ihlr-16514	86	29	"	"	PUNCT
ihlr-16514	86	30	hmo	hmo	PROPN
ihlr-16514	86	31	"	"	PUNCT
ihlr-16514	86	32	)	)	PUNCT
ihlr-16514	86	33	which	which	PRON
ihlr-16514	86	34	re­	re­	AUX
ihlr-16514	86	35	quired	quire	VERB
ihlr-16514	86	36	them	they	PRON
ihlr-16514	86	37	to	to	PART
ihlr-16514	86	38	utilize	utilize	VERB
ihlr-16514	86	39	any	any	DET
ihlr-16514	86	40	physician	physician	NOUN
ihlr-16514	86	41	employed	employ	VERB
ihlr-16514	86	42	by	by	ADP
ihlr-16514	86	43	the	the	DET
ihlr-16514	86	44	hm0.24	hm0.24	PROPN
ihlr-16514	86	45	although	although	SCONJ
ihlr-16514	86	46	the	the	DET
ihlr-16514	86	47	scope	scope	NOUN
ihlr-16514	86	48	of	of	ADP
ihlr-16514	86	49	care	care	NOUN
ihlr-16514	86	50	was	be	AUX
ihlr-16514	86	51	limited	limit	VERB
ihlr-16514	86	52	to	to	ADP
ihlr-16514	86	53	providers	provider	NOUN
ihlr-16514	86	54	selected	select	VERB
ihlr-16514	86	55	by	by	ADP
ihlr-16514	86	56	the	the	DET
ihlr-16514	86	57	employer	employer	NOUN
ihlr-16514	86	58	or	or	CCONJ
ihlr-16514	86	59	hmo	hmo	NOUN
ihlr-16514	86	60	,	,	PUNCT
ihlr-16514	86	61	em­	em­	NOUN
ihlr-16514	86	62	ployees	ployee	VERB
ihlr-16514	86	63	under	under	ADP
ihlr-16514	86	64	the	the	DET
ihlr-16514	86	65	managed	manage	VERB
ihlr-16514	86	66	care	care	NOUN
ihlr-16514	86	67	model	model	NOUN
ihlr-16514	86	68	benefited	benefit	VERB
ihlr-16514	86	69	from	from	ADP
ihlr-16514	86	70	lower	low	ADJ
ihlr-16514	86	71	insurance	insurance	NOUN
ihlr-16514	86	72	premi­	premi­	NOUN
ihlr-16514	86	73	ums	ums	NOUN
ihlr-16514	86	74	and	and	CCONJ
ihlr-16514	86	75	nominal	nominal	ADJ
ihlr-16514	86	76	co	co	NOUN
ihlr-16514	86	77	-	-	NOUN
ihlr-16514	86	78	payments.25	payments.25	ADJ
ihlr-16514	86	79	although	although	SCONJ
ihlr-16514	86	80	fee	fee	NOUN
ihlr-16514	86	81	-	-	PUNCT
ihlr-16514	86	82	for	for	ADP
ihlr-16514	86	83	-	-	PUNCT
ihlr-16514	86	84	service	service	NOUN
ihlr-16514	86	85	programs	program	NOUN
ihlr-16514	86	86	allowed	allow	VERB
ihlr-16514	86	87	for	for	ADP
ihlr-16514	86	88	a	a	DET
ihlr-16514	86	89	variety	variety	NOUN
ihlr-16514	86	90	of	of	ADP
ihlr-16514	86	91	choices	choice	NOUN
ihlr-16514	86	92	in	in	ADP
ihlr-16514	86	93	health	health	NOUN
ihlr-16514	86	94	care	care	NOUN
ihlr-16514	86	95	providers	provider	NOUN
ihlr-16514	86	96	,	,	PUNCT
ihlr-16514	86	97	these	these	DET
ihlr-16514	86	98	programs	program	NOUN
ihlr-16514	86	99	did	do	VERB
ihlr-16514	86	100	little	little	ADJ
ihlr-16514	86	101	to	to	PART
ihlr-16514	86	102	control	control	VERB
ihlr-16514	86	103	the	the	DET
ihlr-16514	86	104	high	high	ADJ
ihlr-16514	86	105	cost	cost	NOUN
ihlr-16514	86	106	ofhealth	ofhealth	NOUN
ihlr-16514	86	107	care	care	NOUN
ihlr-16514	86	108	.	.	PUNCT
ihlr-16514	87	1	managed	manage	VERB
ihlr-16514	87	2	care	care	NOUN
ihlr-16514	87	3	offered	offer	VERB
ihlr-16514	87	4	a	a	DET
ihlr-16514	87	5	variety	variety	NOUN
ihlr-16514	87	6	of	of	ADP
ihlr-16514	87	7	cost	cost	NOUN
ihlr-16514	87	8	containment	containment	NOUN
ihlr-16514	87	9	practices	practice	NOUN
ihlr-16514	87	10	such	such	ADJ
ihlr-16514	87	11	as	as	ADP
ihlr-16514	87	12	"	"	PUNCT
ihlr-16514	87	13	aggressive	aggressive	ADJ
ihlr-16514	87	14	utilization	utilization	NOUN
ihlr-16514	87	15	managemenr6	managemenr6	PROPN
ihlr-16514	87	16	to	to	ADP
ihlr-16514	87	17	capitated	capitate	VERB
ihlr-16514	87	18	funding	funding	NOUN
ihlr-16514	87	19	arrangements	arrangement	NOUN
ihlr-16514	87	20	,	,	PUNCT
ihlr-16514	87	21	limita19	limita19	VERB
ihlr-16514	87	22	russell	russell	PROPN
ihlr-16514	87	23	korobkin	korobkin	PROPN
ihlr-16514	87	24	,	,	PUNCT
ihlr-16514	87	25	the	the	DET
ihlr-16514	87	26	efficiency	efficiency	NOUN
ihlr-16514	87	27	of	of	ADP
ihlr-16514	87	28	managed	manage	VERB
ihlr-16514	87	29	care	care	NOUN
ihlr-16514	87	30	"	"	PUNCT
ihlr-16514	87	31	patient	patient	ADJ
ihlr-16514	87	32	protection	protection	NOUN
ihlr-16514	87	33	"	"	PUNCT
ihlr-16514	87	34	laws	law	NOUN
ihlr-16514	87	35	:	:	PUNCT
ihlr-16514	87	36	in­	in­	PROPN
ihlr-16514	87	37	complete	complete	ADJ
ihlr-16514	87	38	contracts	contract	NOUN
ihlr-16514	87	39	,	,	PUNCT
ihlr-16514	87	40	bounded	bound	VERB
ihlr-16514	87	41	rationality	rationality	NOUN
ihlr-16514	87	42	,	,	PUNCT
ihlr-16514	87	43	and	and	CCONJ
ihlr-16514	87	44	market	market	NOUN
ihlr-16514	87	45	failure	failure	NOUN
ihlr-16514	87	46	,	,	PUNCT
ihlr-16514	87	47	85	85	NUM
ihlr-16514	87	48	cor.nelll	cor.nelll	NOUN
ihlr-16514	87	49	.	.	PUNCT
ihlr-16514	88	1	rev	rev	PROPN
ihlr-16514	88	2	.	.	PROPN
ihlr-16514	88	3	1	1	NUM
ihlr-16514	88	4	,	,	PUNCT
ihlr-16514	88	5	5	5	NUM
ihlr-16514	88	6	(	(	PUNCT
ihlr-16514	88	7	1999	1999	NUM
ihlr-16514	88	8	)	)	PUNCT
ihlr-16514	88	9	.	.	PUNCT
ihlr-16514	89	1	20	20	NUM
ihlr-16514	89	2	alice	alice	PROPN
ihlr-16514	89	3	a.	a.	NOUN
ihlr-16514	89	4	noble	noble	PROPN
ihlr-16514	89	5	&	&	CCONJ
ihlr-16514	89	6	troyen	troyen	PROPN
ihlr-16514	89	7	a.	a.	PROPN
ihlr-16514	89	8	brennan	brennan	PROPN
ihlr-16514	89	9	,	,	PUNCT
ihlr-16514	89	10	the	the	DET
ihlr-16514	89	11	stages	stage	NOUN
ihlr-16514	89	12	of	of	ADP
ihlr-16514	89	13	managed	manage	VERB
ihlr-16514	89	14	care	care	NOUN
ihlr-16514	89	15	regulation	regulation	NOUN
ihlr-16514	89	16	:	:	PUNCT
ihlr-16514	89	17	de­	de­	NOUN
ihlr-16514	89	18	veloping	velope	VERB
ihlr-16514	89	19	better	well	ADJ
ihlr-16514	89	20	rules	rule	NOUN
ihlr-16514	89	21	,	,	PUNCT
ihlr-16514	89	22	24	24	NUM
ihlr-16514	89	23	j.	j.	PROPN
ihlr-16514	89	24	health	health	PROPN
ihlr-16514	89	25	pol	pol	PROPN
ihlr-16514	89	26	.	.	PUNCT
ihlr-16514	90	1	pol'y	pol'y	PROPN
ihlr-16514	90	2	&	&	CCONJ
ihlr-16514	90	3	l.	l.	PROPN
ihlr-16514	90	4	1275	1275	NUM
ihlr-16514	90	5	,	,	PUNCT
ihlr-16514	90	6	1277	1277	NUM
ihlr-16514	90	7	(	(	PUNCT
ihlr-16514	90	8	1999	1999	NUM
ihlr-16514	90	9	)	)	PUNCT
ihlr-16514	90	10	.	.	PUNCT
ihlr-16514	91	1	21	21	NUM
ihlr-16514	91	2	ronald	ronald	PROPN
ihlr-16514	91	3	weich	weich	PROPN
ihlr-16514	91	4	,	,	PUNCT
ihlr-16514	91	5	managed	manage	VERB
ihlr-16514	91	6	care	care	NOUN
ihlr-16514	91	7	and	and	CCONJ
ihlr-16514	91	8	managed	manage	VERB
ihlr-16514	91	9	sentencinga	sentencinga	NOUN
ihlr-16514	91	10	tale	tale	NOUN
ihlr-16514	91	11	of	of	ADP
ihlr-16514	91	12	two	two	NUM
ihlr-16514	91	13	systems	system	NOUN
ihlr-16514	91	14	,	,	PUNCT
ihlr-16514	91	15	2	2	NUM
ihlr-16514	91	16	fed	feed	VERB
ihlr-16514	91	17	.	.	PUNCT
ihlr-16514	92	1	sent'g	sent'g	DET
ihlr-16514	92	2	rep	rep	PROPN
ihlr-16514	92	3	.	.	PROPN
ihlr-16514	92	4	139	139	NUM
ihlr-16514	92	5	(	(	PUNCT
ihlr-16514	92	6	1998	1998	NUM
ihlr-16514	92	7	)	)	PUNCT
ihlr-16514	92	8	.	.	PUNCT
ihlr-16514	93	1	22	22	NUM
ihlr-16514	94	1	i	i	PRON
ihlr-16514	94	2	d.	d.	PROPN
ihlr-16514	94	3	23	23	NUM
ihlr-16514	94	4	noble	noble	ADJ
ihlr-16514	94	5	&	&	CCONJ
ihlr-16514	94	6	brennan	brennan	PROPN
ihlr-16514	94	7	,	,	PUNCT
ihlr-16514	94	8	supra	supra	PROPN
ihlr-16514	94	9	note	note	PROPN
ihlr-16514	94	10	20	20	NUM
ihlr-16514	94	11	,	,	PUNCT
ihlr-16514	94	12	at	at	ADP
ihlr-16514	94	13	1277	1277	NUM
ihlr-16514	94	14	.	.	PUNCT
ihlr-16514	95	1	24	24	NUM
ihlr-16514	95	2	weich	weich	NOUN
ihlr-16514	95	3	,	,	PUNCT
ihlr-16514	95	4	supra	supra	PROPN
ihlr-16514	95	5	note	note	NOUN
ihlr-16514	95	6	21	21	NUM
ihlr-16514	95	7	.	.	PUNCT
ihlr-16514	96	1	see	see	VERB
ihlr-16514	96	2	generally	generally	ADV
ihlr-16514	96	3	matthew	matthew	PROPN
ihlr-16514	96	4	j.	j.	PROPN
ihlr-16514	96	5	binette	binette	PROPN
ihlr-16514	96	6	,	,	PUNCT
ihlr-16514	96	7	patients	patient	NOUN
ihlr-16514	96	8	'	'	PART
ihlr-16514	96	9	bill	bill	NOUN
ihlr-16514	96	10	of	of	ADP
ihlr-16514	96	11	rights	right	NOUN
ihlr-16514	96	12	:	:	PUNCT
ihlr-16514	96	13	legislative	legislative	ADJ
ihlr-16514	96	14	cure	cure	NOUN
ihlr-16514	96	15	-	-	PUNCT
ihlr-16514	96	16	all	all	PRON
ihlr-16514	96	17	or	or	CCONJ
ihlr-16514	96	18	prescription	prescription	NOUN
ihlr-16514	96	19	for	for	ADP
ihlr-16514	96	20	disaster	disaster	NOUN
ihlr-16514	96	21	?	?	PUNCT
ihlr-16514	97	1	,	,	PUNCT
ihlr-16514	97	2	81	81	NUM
ihlr-16514	97	3	n.c	n.c	PROPN
ihlr-16514	97	4	.	.	PROPN
ihlr-16514	97	5	l.	l.	PROPN
ihlr-16514	97	6	rev	rev	PROPN
ihlr-16514	97	7	.	.	PROPN
ihlr-16514	98	1	653,666	653,666	NUM
ihlr-16514	98	2	(	(	PUNCT
ihlr-16514	98	3	2003	2003	NUM
ihlr-16514	98	4	)	)	PUNCT
ihlr-16514	98	5	(	(	PUNCT
ihlr-16514	98	6	discussing	discuss	VERB
ihlr-16514	98	7	the	the	DET
ihlr-16514	98	8	increased	increase	VERB
ihlr-16514	98	9	enrollment	enrollment	NOUN
ihlr-16514	98	10	of	of	ADP
ihlr-16514	98	11	employees	employee	NOUN
ihlr-16514	98	12	in	in	ADP
ihlr-16514	98	13	managed	manage	VERB
ihlr-16514	98	14	care	care	NOUN
ihlr-16514	98	15	plans	plan	NOUN
ihlr-16514	98	16	following	follow	VERB
ihlr-16514	98	17	the	the	DET
ihlr-16514	98	18	adoption	adoption	NOUN
ihlr-16514	98	19	of	of	ADP
ihlr-16514	98	20	the	the	DET
ihlr-16514	98	21	hmo	hmo	PROPN
ihlr-16514	98	22	act	act	PROPN
ihlr-16514	98	23	and	and	CCONJ
ihlr-16514	98	24	erisa	erisa	NOUN
ihlr-16514	98	25	)	)	PUNCT
ihlr-16514	98	26	.	.	PUNCT
ihlr-16514	99	1	25	25	NUM
ihlr-16514	99	2	weich	weich	NOUN
ihlr-16514	99	3	,	,	PUNCT
ihlr-16514	99	4	supra	supra	PROPN
ihlr-16514	99	5	note	note	PROPN
ihlr-16514	99	6	21	21	NUM
ihlr-16514	99	7	.	.	PUNCT
ihlr-16514	100	1	26	26	NUM
ihlr-16514	100	2	jeffrey	jeffrey	PROPN
ihlr-16514	100	3	e.	e.	PROPN
ihlr-16514	100	4	shuren	shuren	PROPN
ihlr-16514	100	5	,	,	PUNCT
ihlr-16514	100	6	legal	legal	ADJ
ihlr-16514	100	7	accountability	accountability	NOUN
ihlr-16514	100	8	for	for	ADP
ihlr-16514	100	9	utilization	utilization	NOUN
ihlr-16514	100	10	review	review	NOUN
ihlr-16514	100	11	in	in	ADP
ihlr-16514	100	12	erisa	erisa	NOUN
ihlr-16514	100	13	health	health	NOUN
ihlr-16514	100	14	plans	plan	NOUN
ihlr-16514	100	15	,	,	PUNCT
ihlr-16514	100	16	77	77	NUM
ihlr-16514	100	17	n.c	n.c	PROPN
ihlr-16514	100	18	.	.	PROPN
ihlr-16514	100	19	l.	l.	PROPN
ihlr-16514	100	20	rev	rev	PROPN
ihlr-16514	100	21	.	.	PROPN
ihlr-16514	100	22	731	731	NUM
ihlr-16514	100	23	,	,	PUNCT
ihlr-16514	100	24	740	740	NUM
ihlr-16514	100	25	(	(	PUNCT
ihlr-16514	100	26	1999	1999	NUM
ihlr-16514	100	27	)	)	PUNCT
ihlr-16514	100	28	(	(	PUNCT
ihlr-16514	100	29	explaining	explain	VERB
ihlr-16514	100	30	that	that	SCONJ
ihlr-16514	100	31	utilization	utilization	NOUN
ihlr-16514	100	32	management	management	NOUN
ihlr-16514	100	33	is	be	AUX
ihlr-16514	100	34	part	part	NOUN
ihlr-16514	100	35	of	of	ADP
ihlr-16514	100	36	the	the	DET
ihlr-16514	100	37	unique­	unique­	PROPN
ihlr-16514	100	38	ness	ness	PROPN
ihlr-16514	100	39	behind	behind	ADP
ihlr-16514	100	40	hmos	hmos	PROPN
ihlr-16514	100	41	and	and	CCONJ
ihlr-16514	100	42	that	that	SCONJ
ihlr-16514	100	43	utilization	utilization	NOUN
ihlr-16514	100	44	review	review	NOUN
ihlr-16514	100	45	is	be	AUX
ihlr-16514	100	46	an	an	DET
ihlr-16514	100	47	objective	objective	ADJ
ihlr-16514	100	48	process	process	NOUN
ihlr-16514	100	49	to	to	PART
ihlr-16514	100	50	determine	determine	VERB
ihlr-16514	100	51	whether	whether	SCONJ
ihlr-16514	100	52	an	an	DET
ihlr-16514	100	53	individual	individual	NOUN
ihlr-16514	100	54	's	's	PART
ihlr-16514	100	55	medical	medical	ADJ
ihlr-16514	100	56	expenses	expense	NOUN
ihlr-16514	100	57	should	should	AUX
ihlr-16514	100	58	be	be	AUX
ihlr-16514	100	59	covered	cover	VERB
ihlr-16514	100	60	or	or	CCONJ
ihlr-16514	100	61	not	not	PART
ihlr-16514	100	62	)	)	PUNCT
ihlr-16514	100	63	.	.	PUNCT
ihlr-16514	101	1	a	a	DET
ihlr-16514	101	2	large	large	ADJ
ihlr-16514	101	3	part	part	NOUN
ihlr-16514	101	4	of	of	ADP
ihlr-16514	101	5	criticism	criticism	NOUN
ihlr-16514	101	6	surrounding	surround	VERB
ihlr-16514	101	7	managed	manage	VERB
ihlr-16514	101	8	care	care	NOUN
ihlr-16514	101	9	has	have	AUX
ihlr-16514	101	10	involved	involve	VERB
ihlr-16514	101	11	utilization	utilization	NOUN
ihlr-16514	101	12	management	management	NOUN
ihlr-16514	101	13	and	and	CCONJ
ihlr-16514	101	14	the	the	DET
ihlr-16514	101	15	inability	inability	NOUN
ihlr-16514	101	16	to	to	PART
ihlr-16514	101	17	sue	sue	VERB
ihlr-16514	101	18	an	an	DET
ihlr-16514	101	19	hmo	hmo	NOUN
ihlr-16514	101	20	due	due	ADP
ihlr-16514	101	21	to	to	ADP
ihlr-16514	101	22	erisa	erisa	NOUN
ihlr-16514	101	23	preemption	preemption	NOUN
ihlr-16514	101	24	.	.	PUNCT
ihlr-16514	102	1	"	"	PUNCT
ihlr-16514	102	2	erisa	erisa	NOUN
ihlr-16514	102	3	limits	limit	VERB
ihlr-16514	102	4	available	available	ADJ
ihlr-16514	102	5	remedies	remedy	NOUN
ihlr-16514	102	6	and	and	CCONJ
ihlr-16514	102	7	precludes	preclude	VERB
ihlr-16514	102	8	the	the	DET
ihlr-16514	102	9	award	award	NOUN
ihlr-16514	102	10	of	of	ADP
ihlr-16514	102	11	compensa­	compensa­	PROPN
ihlr-16514	102	12	tory	tory	NOUN
ihlr-16514	102	13	and	and	CCONJ
ihlr-16514	102	14	punitive	punitive	ADJ
ihlr-16514	102	15	damages	damage	NOUN
ihlr-16514	102	16	.	.	PUNCT
ihlr-16514	102	17	"	"	PUNCT
ihlr-16514	103	1	/d	/d	PUNCT
ihlr-16514	103	2	.	.	PUNCT
ihlr-16514	104	1	there	there	PRON
ihlr-16514	104	2	have	have	AUX
ihlr-16514	104	3	been	be	AUX
ihlr-16514	104	4	a	a	DET
ihlr-16514	104	5	number	number	NOUN
ihlr-16514	104	6	of	of	ADP
ihlr-16514	104	7	cases	case	NOUN
ihlr-16514	104	8	decided	decide	VERB
ihlr-16514	104	9	by	by	ADP
ihlr-16514	104	10	the	the	DET
ihlr-16514	104	11	united	united	PROPN
ihlr-16514	104	12	states	states	PROPN
ihlr-16514	104	13	supreme	supreme	PROPN
ihlr-16514	104	14	court	court	PROPN
ihlr-16514	104	15	that	that	PRON
ihlr-16514	104	16	have	have	AUX
ihlr-16514	104	17	centered	center	VERB
ihlr-16514	104	18	on	on	ADP
ihlr-16514	104	19	this	this	DET
ihlr-16514	104	20	debate	debate	NOUN
ihlr-16514	104	21	.	.	PUNCT
ihlr-16514	105	1	e.g.	e.g.	ADV
ihlr-16514	105	2	aetna	aetna	PROPN
ihlr-16514	105	3	health	health	PROPN
ihlr-16514	105	4	inc	inc	PROPN
ihlr-16514	105	5	.	.	PROPN
ihlr-16514	106	1	v.	v.	PROPN
ihlr-16514	106	2	davila	davila	PROPN
ihlr-16514	106	3	,	,	PUNCT
ihlr-16514	106	4	542	542	NUM
ihlr-16514	106	5	u.s	u.s	PROPN
ihlr-16514	106	6	.	.	PROPN
ihlr-16514	106	7	200	200	NUM
ihlr-16514	106	8	(	(	PUNCT
ihlr-16514	106	9	2004	2004	NUM
ihlr-16514	106	10	)	)	PUNCT
ihlr-16514	106	11	(	(	PUNCT
ihlr-16514	107	1	explaining	explain	VERB
ihlr-16514	107	2	how	how	SCONJ
ihlr-16514	107	3	plaintiffs	plaintiff	NOUN
ihlr-16514	107	4	brought	bring	VERB
ihlr-16514	107	5	suit	suit	NOUN
ihlr-16514	107	6	under	under	ADP
ihlr-16514	107	7	texas	texas	PROPN
ihlr-16514	107	8	state	state	NOUN
ihlr-16514	107	9	law	law	NOUN
ihlr-16514	107	10	against	against	ADP
ihlr-16514	107	11	their	their	PRON
ihlr-16514	107	12	re­	re­	PROPN
ihlr-16514	107	13	spective	spective	ADJ
ihlr-16514	107	14	hmos	hmos	PROPN
ihlr-16514	107	15	for	for	ADP
ihlr-16514	107	16	failure	failure	NOUN
ihlr-16514	107	17	to	to	PART
ihlr-16514	107	18	exercise	exercise	VERB
ihlr-16514	107	19	ordinary	ordinary	ADJ
ihlr-16514	107	20	care	care	NOUN
ihlr-16514	107	21	in	in	ADP
ihlr-16514	107	22	their	their	PRON
ihlr-16514	107	23	coverage	coverage	NOUN
ihlr-16514	107	24	decisions	decision	NOUN
ihlr-16514	107	25	.	.	PUNCT
ihlr-16514	108	1	the	the	DET
ihlr-16514	108	2	court	court	NOUN
ihlr-16514	108	3	held	hold	VERB
ihlr-16514	108	4	292	292	NUM
ihlr-16514	108	5	indiana	indiana	PROPN
ihlr-16514	108	6	health	health	PROPN
ihlr-16514	108	7	law	law	NOUN
ihlr-16514	108	8	review	review	NOUN
ihlr-16514	108	9	[	[	X
ihlr-16514	108	10	vol	vol	NOUN
ihlr-16514	108	11	.	.	PUNCT
ihlr-16514	109	1	4:287	4:287	NUM
ihlr-16514	109	2	tions	tion	NOUN
ihlr-16514	109	3	on	on	ADP
ihlr-16514	109	4	choice	choice	NOUN
ihlr-16514	109	5	of	of	ADP
ihlr-16514	109	6	providers	provider	NOUN
ihlr-16514	109	7	,	,	PUNCT
ihlr-16514	109	8	limitations	limitation	NOUN
ihlr-16514	109	9	on	on	ADP
ihlr-16514	109	10	benefits	benefit	NOUN
ihlr-16514	109	11	,	,	PUNCT
ihlr-16514	109	12	exclusive	exclusive	ADJ
ihlr-16514	109	13	contracting	contracting	NOUN
ihlr-16514	109	14	ar­	ar­	ADJ
ihlr-16514	109	15	rangements	rangement	NOUN
ihlr-16514	109	16	,	,	PUNCT
ihlr-16514	109	17	and	and	CCONJ
ihlr-16514	109	18	other	other	ADJ
ihlr-16514	109	19	financial	financial	ADJ
ihlr-16514	109	20	incentives	incentive	NOUN
ihlr-16514	109	21	such	such	ADJ
ihlr-16514	109	22	as	as	ADP
ihlr-16514	109	23	bonuses	bonus	NOUN
ihlr-16514	109	24	and	and	CCONJ
ihlr-16514	109	25	withholds	withhold	NOUN
ihlr-16514	109	26	"	"	PUNCT
ihlr-16514	109	27	in	in	ADP
ihlr-16514	109	28	order	order	NOUN
ihlr-16514	109	29	to	to	PART
ihlr-16514	109	30	help	help	VERB
ihlr-16514	109	31	reduce	reduce	VERB
ihlr-16514	109	32	the	the	DET
ihlr-16514	109	33	rapidly	rapidly	ADV
ihlr-16514	109	34	increasing	increase	VERB
ihlr-16514	109	35	cost	cost	NOUN
ihlr-16514	109	36	ofhealth	ofhealth	NOUN
ihlr-16514	109	37	care	care	NOUN
ihlr-16514	109	38	.	.	PUNCT
ihlr-16514	110	1	27	27	NUM
ihlr-16514	110	2	the	the	DET
ihlr-16514	110	3	early	early	ADJ
ihlr-16514	110	4	suc­	suc­	NOUN
ihlr-16514	110	5	cess	cess	ADJ
ihlr-16514	110	6	of	of	ADP
ihlr-16514	110	7	managed	manage	VERB
ihlr-16514	110	8	care	care	NOUN
ihlr-16514	110	9	as	as	ADP
ihlr-16514	110	10	a	a	DET
ihlr-16514	110	11	cost	cost	NOUN
ihlr-16514	110	12	containment	containment	NOUN
ihlr-16514	110	13	strategy	strategy	NOUN
ihlr-16514	110	14	was	be	AUX
ihlr-16514	110	15	initially	initially	ADV
ihlr-16514	110	16	hailed	hail	VERB
ihlr-16514	110	17	as	as	ADP
ihlr-16514	110	18	the	the	DET
ihlr-16514	110	19	solution	solution	NOUN
ihlr-16514	110	20	to	to	ADP
ihlr-16514	110	21	maintaining	maintain	VERB
ihlr-16514	110	22	health	health	NOUN
ihlr-16514	110	23	care	care	NOUN
ihlr-16514	110	24	costs	cost	NOUN
ihlr-16514	110	25	.	.	PUNCT
ihlr-16514	111	1	as	as	SCONJ
ihlr-16514	111	2	technology	technology	NOUN
ihlr-16514	111	3	in	in	ADP
ihlr-16514	111	4	health	health	NOUN
ihlr-16514	111	5	care	care	NOUN
ihlr-16514	111	6	began	begin	VERB
ihlr-16514	111	7	to	to	PART
ihlr-16514	111	8	escalate	escalate	VERB
ihlr-16514	111	9	,	,	PUNCT
ihlr-16514	111	10	however	however	ADV
ihlr-16514	111	11	,	,	PUNCT
ihlr-16514	111	12	the	the	DET
ihlr-16514	111	13	costs	cost	NOUN
ihlr-16514	111	14	associated	associate	VERB
ihlr-16514	111	15	with	with	ADP
ihlr-16514	111	16	that	that	DET
ihlr-16514	111	17	care	care	NOUN
ihlr-16514	111	18	began	begin	VERB
ihlr-16514	111	19	to	to	PART
ihlr-16514	111	20	rise	rise	VERB
ihlr-16514	111	21	and	and	CCONJ
ihlr-16514	111	22	notice­	notice­	NUM
ihlr-16514	111	23	able	able	ADJ
ihlr-16514	111	24	problems	problem	NOUN
ihlr-16514	111	25	with	with	ADP
ihlr-16514	111	26	the	the	DET
ihlr-16514	111	27	system	system	NOUN
ihlr-16514	111	28	began	begin	VERB
ihlr-16514	111	29	to	to	PART
ihlr-16514	111	30	emerge	emerge	VERB
ihlr-16514	111	31	.	.	PUNCT
ihlr-16514	112	1	among	among	ADP
ihlr-16514	112	2	the	the	DET
ihlr-16514	112	3	myriad	myriad	NOUN
ihlr-16514	112	4	of	of	ADP
ihlr-16514	112	5	problems	problem	NOUN
ihlr-16514	112	6	attributed	attribute	VERB
ihlr-16514	112	7	to	to	ADP
ihlr-16514	112	8	the	the	DET
ihlr-16514	112	9	failure	failure	NOUN
ihlr-16514	112	10	of	of	ADP
ihlr-16514	112	11	managed	manage	VERB
ihlr-16514	112	12	care,28	care,28	NOUN
ihlr-16514	112	13	two	two	NUM
ihlr-16514	112	14	in	in	ADP
ihlr-16514	112	15	particular	particular	ADJ
ihlr-16514	112	16	should	should	AUX
ihlr-16514	112	17	be	be	AUX
ihlr-16514	112	18	discussed	discuss	VERB
ihlr-16514	112	19	because	because	SCONJ
ihlr-16514	112	20	they	they	PRON
ihlr-16514	112	21	correlate	correlate	VERB
ihlr-16514	112	22	directly	directly	ADV
ihlr-16514	112	23	with	with	ADP
ihlr-16514	112	24	health	health	NOUN
ihlr-16514	112	25	care	care	NOUN
ihlr-16514	112	26	cost	cost	NOUN
ihlr-16514	112	27	inflation	inflation	NOUN
ihlr-16514	112	28	.	.	PUNCT
ihlr-16514	113	1	first	first	ADV
ihlr-16514	113	2	,	,	PUNCT
ihlr-16514	113	3	over	over	ADP
ihlr-16514	113	4	time	time	NOUN
ihlr-16514	113	5	health	health	NOUN
ihlr-16514	113	6	care	care	NOUN
ihlr-16514	113	7	consumers	consumer	NOUN
ihlr-16514	113	8	had	have	AUX
ihlr-16514	113	9	become	become	VERB
ihlr-16514	113	10	passive	passive	ADJ
ihlr-16514	113	11	in	in	ADP
ihlr-16514	113	12	their	their	PRON
ihlr-16514	113	13	consumption	consumption	NOUN
ihlr-16514	113	14	of	of	ADP
ihlr-16514	113	15	health	health	NOUN
ihlr-16514	113	16	care	care	NOUN
ihlr-16514	113	17	goods	good	NOUN
ihlr-16514	113	18	and	and	CCONJ
ihlr-16514	113	19	services.29	services.29	NOUN
ihlr-16514	113	20	in	in	ADP
ihlr-16514	113	21	effect	effect	NOUN
ihlr-16514	113	22	,	,	PUNCT
ihlr-16514	113	23	consumers	consumer	NOUN
ihlr-16514	113	24	were	be	AUX
ihlr-16514	113	25	over	over	ADV
ihlr-16514	113	26	-	-	PUNCT
ihlr-16514	113	27	utilizing	utilize	VERB
ihlr-16514	113	28	the	the	DET
ihlr-16514	113	29	health	health	NOUN
ihlr-16514	113	30	care	care	NOUN
ihlr-16514	113	31	industry	industry	NOUN
ihlr-16514	113	32	for	for	ADP
ihlr-16514	113	33	minor	minor	ADJ
ihlr-16514	113	34	health	health	NOUN
ihlr-16514	113	35	ailments	ailment	NOUN
ihlr-16514	113	36	,	,	PUNCT
ihlr-16514	113	37	such	such	ADJ
ihlr-16514	113	38	as	as	ADP
ihlr-16514	113	39	the	the	DET
ihlr-16514	113	40	common	common	ADJ
ihlr-16514	113	41	cold	cold	NOUN
ihlr-16514	113	42	or	or	CCONJ
ihlr-16514	113	43	a	a	DET
ihlr-16514	113	44	minor	minor	ADJ
ihlr-16514	113	45	sinus	sinus	NOUN
ihlr-16514	113	46	infection	infection	NOUN
ihlr-16514	113	47	,	,	PUNCT
ihlr-16514	113	48	which	which	PRON
ihlr-16514	113	49	normally	normally	ADV
ihlr-16514	113	50	require	require	VERB
ihlr-16514	113	51	no	no	DET
ihlr-16514	113	52	medical	medical	ADJ
ihlr-16514	113	53	attention	attention	NOUN
ihlr-16514	113	54	.	.	PUNCT
ihlr-16514	114	1	30	30	NUM
ihlr-16514	114	2	as	as	ADP
ihlr-16514	114	3	a	a	DET
ihlr-16514	114	4	result	result	NOUN
ihlr-16514	114	5	,	,	PUNCT
ihlr-16514	114	6	consumers	consumer	NOUN
ihlr-16514	114	7	had	have	VERB
ihlr-16514	114	8	little	little	ADJ
ihlr-16514	114	9	concern	concern	NOUN
ihlr-16514	114	10	for	for	ADP
ihlr-16514	114	11	the	the	DET
ihlr-16514	114	12	burdens	burden	NOUN
ihlr-16514	114	13	they	they	PRON
ihlr-16514	114	14	were	be	AUX
ihlr-16514	114	15	placing	place	VERB
ihlr-16514	114	16	on	on	ADP
ihlr-16514	114	17	the	the	DET
ihlr-16514	114	18	health	health	NOUN
ihlr-16514	114	19	care	care	NOUN
ihlr-16514	114	20	providers	provider	NOUN
ihlr-16514	114	21	because	because	SCONJ
ihlr-16514	114	22	these	these	DET
ihlr-16514	114	23	patients	patient	NOUN
ihlr-16514	114	24	"	"	PUNCT
ihlr-16514	114	25	were	be	AUX
ihlr-16514	114	26	fully	fully	ADV
ihlr-16514	114	27	insulated	insulate	VERB
ihlr-16514	114	28	from	from	ADP
ihlr-16514	114	29	costs	cost	NOUN
ihlr-16514	114	30	and	and	CCONJ
ihlr-16514	114	31	had	have	VERB
ihlr-16514	114	32	no	no	DET
ihlr-16514	114	33	responsibility	responsibility	NOUN
ihlr-16514	114	34	for	for	ADP
ihlr-16514	114	35	managing	manage	VERB
ihlr-16514	114	36	care	care	NOUN
ihlr-16514	114	37	.	.	PUNCT
ihlr-16514	115	1	"31	"31	VERB
ihlr-16514	116	1	in	in	ADP
ihlr-16514	116	2	response	response	NOUN
ihlr-16514	116	3	,	,	PUNCT
ihlr-16514	116	4	man­	man­	VERB
ihlr-16514	116	5	aged	aged	ADJ
ihlr-16514	116	6	care	care	NOUN
ihlr-16514	116	7	providers	provider	NOUN
ihlr-16514	116	8	attempted	attempt	VERB
ihlr-16514	116	9	to	to	PART
ihlr-16514	116	10	reduce	reduce	VERB
ihlr-16514	116	11	costs	cost	NOUN
ihlr-16514	116	12	by	by	ADP
ihlr-16514	116	13	limiting	limit	VERB
ihlr-16514	116	14	treatment	treatment	NOUN
ihlr-16514	116	15	to	to	ADP
ihlr-16514	116	16	instances	instance	NOUN
ihlr-16514	116	17	that	that	PRON
ihlr-16514	116	18	were	be	AUX
ihlr-16514	116	19	medically	medically	ADV
ihlr-16514	116	20	necessary	necessary	ADJ
ihlr-16514	116	21	.	.	PUNCT
ihlr-16514	117	1	32	32	NUM
ihlr-16514	117	2	one	one	NUM
ihlr-16514	117	3	critic	critic	NOUN
ihlr-16514	117	4	argued	argue	VERB
ihlr-16514	117	5	that	that	SCONJ
ihlr-16514	117	6	this	this	DET
ihlr-16514	117	7	approach	approach	NOUN
ihlr-16514	117	8	conflicted	conflict	VERB
ihlr-16514	117	9	with	with	ADP
ihlr-16514	117	10	what	what	PRON
ihlr-16514	117	11	he	he	PRON
ihlr-16514	117	12	called	call	VERB
ihlr-16514	117	13	"	"	PUNCT
ihlr-16514	117	14	judge	judge	NOUN
ihlr-16514	117	15	made	make	VERB
ihlr-16514	117	16	insurance	insurance	NOUN
ihlr-16514	117	17	,	,	PUNCT
ihlr-16514	117	18	"	"	PUNCT
ihlr-16514	117	19	which	which	PRON
ihlr-16514	117	20	is	be	AUX
ihlr-16514	117	21	a	a	DET
ihlr-16514	117	22	term	term	NOUN
ihlr-16514	117	23	used	use	VERB
ihlr-16514	117	24	to	to	PART
ihlr-16514	117	25	describe	describe	VERB
ihlr-16514	117	26	the	the	DET
ihlr-16514	117	27	judicial	judicial	ADJ
ihlr-16514	117	28	tendency	tendency	NOUN
ihlr-16514	117	29	to	to	PART
ihlr-16514	117	30	interpret	interpret	VERB
ihlr-16514	117	31	contracts	contract	NOUN
ihlr-16514	117	32	based	base	VERB
ihlr-16514	117	33	upon	upon	SCONJ
ihlr-16514	117	34	what	what	PRON
ihlr-16514	117	35	a	a	DET
ihlr-16514	117	36	consumer	consumer	NOUN
ihlr-16514	117	37	should	should	AUX
ihlr-16514	117	38	have	have	AUX
ihlr-16514	117	39	reasonably	reasonably	ADV
ihlr-16514	117	40	expected	expect	VERB
ihlr-16514	117	41	rather	rather	ADV
ihlr-16514	117	42	than	than	ADP
ihlr-16514	117	43	interpreting	interpret	VERB
ihlr-16514	117	44	the	the	DET
ihlr-16514	117	45	contract	contract	NOUN
ihlr-16514	117	46	by	by	ADP
ihlr-16514	117	47	its	its	PRON
ihlr-16514	117	48	plain	plain	ADJ
ihlr-16514	117	49	lan­	lan­	NOUN
ihlr-16514	117	50	guage	guage	NOUN
ihlr-16514	117	51	or	or	CCONJ
ihlr-16514	117	52	what	what	PRON
ihlr-16514	117	53	the	the	DET
ihlr-16514	117	54	consumer	consumer	NOUN
ihlr-16514	117	55	actually	actually	ADV
ihlr-16514	117	56	expected	expect	VERB
ihlr-16514	117	57	.	.	PUNCT
ihlr-16514	118	1	33	33	NUM
ihlr-16514	118	2	in	in	ADP
ihlr-16514	118	3	other	other	ADJ
ihlr-16514	118	4	words	word	NOUN
ihlr-16514	118	5	,	,	PUNCT
ihlr-16514	118	6	when	when	SCONJ
ihlr-16514	118	7	an	an	DET
ihlr-16514	118	8	indithat	indithat	NOUN
ihlr-16514	118	9	plaintiff	plaintiff	NOUN
ihlr-16514	118	10	's	's	PART
ihlr-16514	118	11	cause	cause	NOUN
ihlr-16514	118	12	of	of	ADP
ihlr-16514	118	13	action	action	NOUN
ihlr-16514	118	14	was	be	AUX
ihlr-16514	118	15	"	"	PUNCT
ihlr-16514	118	16	completely	completely	ADV
ihlr-16514	118	17	preempted	preempt	VERB
ihlr-16514	118	18	and	and	CCONJ
ihlr-16514	118	19	was	be	AUX
ihlr-16514	118	20	removable	removable	ADJ
ihlr-16514	118	21	to	to	ADP
ihlr-16514	118	22	federal	federal	ADJ
ihlr-16514	118	23	court	court	NOUN
ihlr-16514	118	24	.	.	PUNCT
ihlr-16514	119	1	"	"	PUNCT
ihlr-16514	119	2	)	)	PUNCT
ihlr-16514	119	3	;	;	PUNCT
ihlr-16514	119	4	pegram	pegram	NOUN
ihlr-16514	119	5	v.	v.	ADP
ihlr-16514	119	6	herdrich	herdrich	PROPN
ihlr-16514	119	7	,	,	PUNCT
ihlr-16514	119	8	530	530	NUM
ihlr-16514	119	9	u.s	u.s	PROPN
ihlr-16514	119	10	.	.	PROPN
ihlr-16514	119	11	211	211	NUM
ihlr-16514	119	12	(	(	PUNCT
ihlr-16514	119	13	2000	2000	NUM
ihlr-16514	119	14	)	)	PUNCT
ihlr-16514	119	15	(	(	PUNCT
ihlr-16514	119	16	the	the	DET
ihlr-16514	119	17	court	court	NOUN
ihlr-16514	119	18	denied	deny	VERB
ihlr-16514	119	19	respondent	respondent	NOUN
ihlr-16514	119	20	's	's	PART
ihlr-16514	119	21	claim	claim	NOUN
ihlr-16514	119	22	that	that	SCONJ
ihlr-16514	119	23	when	when	SCONJ
ihlr-16514	119	24	petitioners	petitioner	NOUN
ihlr-16514	119	25	delayed	delay	VERB
ihlr-16514	119	26	treatment	treatment	NOUN
ihlr-16514	119	27	decisions	decision	NOUN
ihlr-16514	119	28	to	to	PART
ihlr-16514	119	29	increase	increase	VERB
ihlr-16514	119	30	incentives	incentive	NOUN
ihlr-16514	119	31	,	,	PUNCT
ihlr-16514	119	32	they	they	PRON
ihlr-16514	119	33	breached	breach	VERB
ihlr-16514	119	34	a	a	DET
ihlr-16514	119	35	fiduciary	fiduciary	ADJ
ihlr-16514	119	36	duty	duty	NOUN
ihlr-16514	119	37	.	.	PUNCT
ihlr-16514	120	1	the	the	DET
ihlr-16514	120	2	court	court	NOUN
ihlr-16514	120	3	held	hold	VERB
ihlr-16514	120	4	that	that	SCONJ
ihlr-16514	120	5	hmo	hmo	PROPN
ihlr-16514	120	6	physicians	physician	NOUN
ihlr-16514	120	7	are	be	AUX
ihlr-16514	120	8	not	not	PART
ihlr-16514	120	9	fiduciaries	fiduciary	NOUN
ihlr-16514	120	10	of	of	ADP
ihlr-16514	120	11	the	the	DET
ihlr-16514	120	12	hmo	hmo	NOUN
ihlr-16514	120	13	and	and	CCONJ
ihlr-16514	120	14	thus	thus	ADV
ihlr-16514	120	15	there	there	PRON
ihlr-16514	120	16	is	be	VERB
ihlr-16514	120	17	no	no	DET
ihlr-16514	120	18	federal	federal	ADJ
ihlr-16514	120	19	claim	claim	NOUN
ihlr-16514	120	20	arising	arise	VERB
ihlr-16514	120	21	under	under	ADP
ihlr-16514	120	22	erisa	erisa	NOUN
ihlr-16514	120	23	)	)	PUNCT
ihlr-16514	120	24	.	.	PUNCT
ihlr-16514	121	1	27	27	NUM
ihlr-16514	121	2	peter	peter	PROPN
ihlr-16514	121	3	d.	d.	PROPN
ihlr-16514	121	4	jacobson	jacobson	PROPN
ihlr-16514	121	5	,	,	PUNCT
ihlr-16514	121	6	who	who	PRON
ihlr-16514	121	7	killed	kill	VERB
ihlr-16514	121	8	managed	manage	VERB
ihlr-16514	121	9	care	care	NOUN
ihlr-16514	121	10	?	?	PUNCT
ihlr-16514	122	1	a	a	DET
ihlr-16514	122	2	policy	policy	NOUN
ihlr-16514	122	3	whodunit	whodunit	NOUN
ihlr-16514	122	4	,	,	PUNCT
ihlr-16514	122	5	47	47	NUM
ihlr-16514	122	6	st	st	PROPN
ihlr-16514	122	7	.	.	PROPN
ihlr-16514	122	8	louis	louis	PROPN
ihlr-16514	122	9	u.	u.	PROPN
ihlr-16514	122	10	l.j	l.j	PROPN
ihlr-16514	122	11	.	.	PROPN
ihlr-16514	122	12	365	365	NUM
ihlr-16514	122	13	,	,	PUNCT
ihlr-16514	122	14	368	368	NUM
ihlr-16514	122	15	(	(	PUNCT
ihlr-16514	122	16	2003	2003	NUM
ihlr-16514	122	17	)	)	PUNCT
ihlr-16514	122	18	.	.	PUNCT
ihlr-16514	123	1	see	see	VERB
ihlr-16514	123	2	also	also	ADV
ihlr-16514	123	3	amyl	amyl	ADJ
ihlr-16514	123	4	.	.	PUNCT
ihlr-16514	124	1	cralam	cralam	PROPN
ihlr-16514	124	2	,	,	PUNCT
ihlr-16514	124	3	the	the	DET
ihlr-16514	124	4	serpent	serpent	NOUN
ihlr-16514	124	5	in	in	ADP
ihlr-16514	124	6	the	the	DET
ihlr-16514	124	7	garden	garden	NOUN
ihlr-16514	124	8	of	of	ADP
ihlr-16514	124	9	eden	eden	PROPN
ihlr-16514	124	10	:	:	PUNCT
ihlr-16514	124	11	a	a	DET
ihlr-16514	124	12	look	look	NOUN
ihlr-16514	124	13	at	at	ADP
ihlr-16514	124	14	the	the	DET
ihlr-16514	124	15	impact	impact	NOUN
ihlr-16514	124	16	of	of	ADP
ihlr-16514	124	17	physician	physician	NOUN
ihlr-16514	124	18	financial	financial	ADJ
ihlr-16514	124	19	incentive	incentive	NOUN
ihlr-16514	124	20	programs	program	NOUN
ihlr-16514	124	21	and	and	CCONJ
ihlr-16514	124	22	a	a	DET
ihlr-16514	124	23	reconsideration	reconsideration	NOUN
ihlr-16514	124	24	of	of	ADP
ihlr-16514	124	25	herdrich	herdrich	PROPN
ihlr-16514	124	26	v.	v.	ADP
ihlr-16514	124	27	pegram	pegram	NOUN
ihlr-16514	124	28	,	,	PUNCT
ihlr-16514	124	29	16	16	NUM
ihlr-16514	124	30	j.l	j.l	PROPN
ihlr-16514	124	31	.	.	PROPN
ihlr-16514	124	32	&	&	CCONJ
ihlr-16514	124	33	health	health	PROPN
ihlr-16514	124	34	289	289	NUM
ihlr-16514	124	35	,	,	PUNCT
ihlr-16514	124	36	308	308	NUM
ihlr-16514	124	37	-	-	SYM
ihlr-16514	124	38	18	18	NUM
ihlr-16514	124	39	(	(	PUNCT
ihlr-16514	124	40	2002	2002	NUM
ihlr-16514	124	41	)	)	PUNCT
ihlr-16514	124	42	(	(	PUNCT
ihlr-16514	124	43	discussing	discuss	VERB
ihlr-16514	124	44	various	various	ADJ
ihlr-16514	124	45	types	type	NOUN
ihlr-16514	124	46	of	of	ADP
ihlr-16514	124	47	cost	cost	NOUN
ihlr-16514	124	48	containment	containment	NOUN
ihlr-16514	124	49	practices	practice	NOUN
ihlr-16514	124	50	used	use	VERB
ihlr-16514	124	51	by	by	ADP
ihlr-16514	124	52	managed	manage	VERB
ihlr-16514	124	53	care	care	NOUN
ihlr-16514	124	54	organizations	organization	NOUN
ihlr-16514	124	55	)	)	PUNCT
ihlr-16514	124	56	.	.	PUNCT
ihlr-16514	125	1	28	28	NUM
ihlr-16514	125	2	jacobson	jacobson	PROPN
ihlr-16514	125	3	,	,	PUNCT
ihlr-16514	125	4	supra	supra	PROPN
ihlr-16514	125	5	note	note	PROPN
ihlr-16514	125	6	27	27	NUM
ihlr-16514	125	7	,	,	PUNCT
ihlr-16514	125	8	at	at	ADP
ihlr-16514	125	9	390	390	NUM
ihlr-16514	125	10	-	-	SYM
ihlr-16514	125	11	92	92	NUM
ihlr-16514	125	12	(	(	PUNCT
ihlr-16514	125	13	suggesting	suggest	VERB
ihlr-16514	125	14	the	the	DET
ihlr-16514	125	15	managed	manage	VERB
ihlr-16514	125	16	care	care	NOUN
ihlr-16514	125	17	industry	industry	NOUN
ihlr-16514	125	18	may	may	AUX
ihlr-16514	125	19	be	be	AUX
ihlr-16514	125	20	responsible	responsible	ADJ
ihlr-16514	125	21	for	for	ADP
ihlr-16514	125	22	its	its	PRON
ihlr-16514	125	23	own	own	ADJ
ihlr-16514	125	24	undoing	undoing	NOUN
ihlr-16514	125	25	)	)	PUNCT
ihlr-16514	125	26	.	.	PUNCT
ihlr-16514	126	1	additional	additional	ADJ
ihlr-16514	126	2	factors	factor	NOUN
ihlr-16514	126	3	contributing	contribute	VERB
ihlr-16514	126	4	to	to	ADP
ihlr-16514	126	5	the	the	DET
ihlr-16514	126	6	decline	decline	NOUN
ihlr-16514	126	7	of	of	ADP
ihlr-16514	126	8	managed	manage	VERB
ihlr-16514	126	9	care	care	NOUN
ihlr-16514	126	10	include	include	VERB
ihlr-16514	126	11	:	:	PUNCT
ihlr-16514	126	12	poor	poor	ADJ
ihlr-16514	126	13	implementation	implementation	NOUN
ihlr-16514	126	14	of	of	ADP
ihlr-16514	126	15	the	the	DET
ihlr-16514	126	16	managed	manage	VERB
ihlr-16514	126	17	care	care	NOUN
ihlr-16514	126	18	concept	concept	NOUN
ihlr-16514	126	19	,	,	PUNCT
ihlr-16514	126	20	the	the	DET
ihlr-16514	126	21	propensity	propensity	NOUN
ihlr-16514	126	22	of	of	ADP
ihlr-16514	126	23	the	the	DET
ihlr-16514	126	24	industry	industry	NOUN
ihlr-16514	126	25	to	to	PART
ihlr-16514	126	26	avoid	avoid	VERB
ihlr-16514	126	27	responsibility	responsibility	NOUN
ihlr-16514	126	28	for	for	ADP
ihlr-16514	126	29	its	its	PRON
ihlr-16514	126	30	part	part	NOUN
ihlr-16514	126	31	in	in	ADP
ihlr-16514	126	32	clinical	clinical	ADJ
ihlr-16514	126	33	decisions	decision	NOUN
ihlr-16514	126	34	,	,	PUNCT
ihlr-16514	126	35	a	a	DET
ihlr-16514	126	36	severe	severe	ADJ
ihlr-16514	126	37	lack	lack	NOUN
ihlr-16514	126	38	of	of	ADP
ihlr-16514	126	39	information	information	NOUN
ihlr-16514	126	40	made	make	VERB
ihlr-16514	126	41	available	available	ADJ
ihlr-16514	126	42	to	to	ADP
ihlr-16514	126	43	the	the	DET
ihlr-16514	126	44	public	public	NOUN
ihlr-16514	126	45	,	,	PUNCT
ihlr-16514	126	46	and	and	CCONJ
ihlr-16514	126	47	the	the	DET
ihlr-16514	126	48	industry	industry	NOUN
ihlr-16514	126	49	's	's	PART
ihlr-16514	126	50	concentration	concentration	NOUN
ihlr-16514	126	51	on	on	ADP
ihlr-16514	126	52	public	public	ADJ
ihlr-16514	126	53	relations	relation	NOUN
ihlr-16514	126	54	and	and	CCONJ
ihlr-16514	126	55	failure	failure	NOUN
ihlr-16514	126	56	to	to	PART
ihlr-16514	126	57	devote	devote	VERB
ihlr-16514	126	58	resources	resource	NOUN
ihlr-16514	126	59	to	to	ADP
ihlr-16514	126	60	advancing	advance	VERB
ihlr-16514	126	61	the	the	DET
ihlr-16514	126	62	quality	quality	NOUN
ihlr-16514	126	63	ofhealth	ofhealth	NOUN
ihlr-16514	126	64	care	care	NOUN
ihlr-16514	126	65	.	.	PUNCT
ihlr-16514	126	66	!	!	PUNCT
ihlr-16514	127	1	d.	d.	PROPN
ihlr-16514	127	2	29	29	NUM
ihlr-16514	128	1	brian	brian	PROPN
ihlr-16514	128	2	j.	j.	PROPN
ihlr-16514	128	3	marcotte	marcotte	PROPN
ihlr-16514	128	4	,	,	PUNCT
ihlr-16514	128	5	how	how	SCONJ
ihlr-16514	128	6	employers	employer	NOUN
ihlr-16514	128	7	can	can	AUX
ihlr-16514	128	8	make	make	VERB
ihlr-16514	128	9	consumer	consumer	NOUN
ihlr-16514	128	10	-	-	PUNCT
ihlr-16514	128	11	driven	drive	VERB
ihlr-16514	128	12	health	health	NOUN
ihlr-16514	128	13	care	care	NOUN
ihlr-16514	128	14	a	a	DET
ihlr-16514	128	15	real­	real­	PRON
ihlr-16514	128	16	ity	ity	PROPN
ihlr-16514	128	17	?	?	PUNCT
ihlr-16514	128	18	,	,	PUNCT
ihlr-16514	128	19	in	in	ADP
ihlr-16514	128	20	consumer	consumer	NOUN
ihlr-16514	128	21	-	-	PUNCT
ihlr-16514	128	22	driven	drive	VERB
ihlr-16514	128	23	health	health	NOUN
ihlr-16514	128	24	care	care	NOUN
ihlr-16514	128	25	:	:	PUNCT
ihlr-16514	128	26	impucations	impucation	NOUN
ihlr-16514	128	27	for	for	ADP
ihlr-16514	128	28	providers	provider	NOUN
ihlr-16514	128	29	,	,	PUNCT
ihlr-16514	128	30	payers	payer	NOUN
ihlr-16514	128	31	,	,	PUNCT
ihlr-16514	128	32	and	and	CCONJ
ihlr-16514	128	33	poucy­	poucy­	NOUN
ihlr-16514	128	34	makers	maker	NOUN
ihlr-16514	128	35	213	213	NUM
ihlr-16514	128	36	-	-	SYM
ihlr-16514	128	37	23	23	NUM
ihlr-16514	128	38	(	(	PUNCT
ihlr-16514	128	39	jossey	jossey	NOUN
ihlr-16514	128	40	-	-	PUNCT
ihlr-16514	128	41	bass	bass	NOUN
ihlr-16514	128	42	2004	2004	NUM
ihlr-16514	128	43	)	)	PUNCT
ihlr-16514	128	44	.	.	PUNCT
ihlr-16514	129	1	30	30	NUM
ihlr-16514	129	2	see	see	VERB
ihlr-16514	129	3	wendy	wendy	PROPN
ihlr-16514	129	4	k.	k.	PROPN
ihlr-16514	129	5	mariner	mariner	PROPN
ihlr-16514	129	6	,	,	PUNCT
ihlr-16514	129	7	can	can	AUX
ihlr-16514	129	8	consumerchoice	consumerchoice	VERB
ihlr-16514	129	9	plans	plan	NOUN
ihlr-16514	129	10	satisfy	satisfy	VERB
ihlr-16514	129	11	patients	patient	NOUN
ihlr-16514	129	12	?	?	PUNCT
ihlr-16514	129	13	,	,	PUNCT
ihlr-16514	129	14	69	69	NUM
ihlr-16514	129	15	brook	brook	NOUN
ihlr-16514	129	16	.	.	PUNCT
ihlr-16514	130	1	l.	l.	PROPN
ihlr-16514	130	2	rev	rev	PROPN
ihlr-16514	130	3	.	.	PROPN
ihlr-16514	130	4	485,496	485,496	NUM
ihlr-16514	130	5	(	(	PUNCT
ihlr-16514	130	6	2004	2004	NUM
ihlr-16514	130	7	)	)	PUNCT
ihlr-16514	130	8	(	(	PUNCT
ihlr-16514	130	9	discussing	discuss	VERB
ihlr-16514	130	10	how	how	SCONJ
ihlr-16514	130	11	consumer	consumer	NOUN
ihlr-16514	130	12	driven	drive	VERB
ihlr-16514	130	13	health	health	NOUN
ihlr-16514	130	14	plans	plan	NOUN
ihlr-16514	130	15	help	help	VERB
ihlr-16514	130	16	remedy	remedy	VERB
ihlr-16514	130	17	this	this	DET
ihlr-16514	130	18	prob­	prob­	NOUN
ihlr-16514	130	19	lem	lem	NOUN
ihlr-16514	130	20	by	by	ADP
ihlr-16514	130	21	placing	place	VERB
ihlr-16514	130	22	the	the	DET
ihlr-16514	130	23	responsibility	responsibility	NOUN
ihlr-16514	130	24	for	for	ADP
ihlr-16514	130	25	medical	medical	ADJ
ihlr-16514	130	26	treatment	treatment	NOUN
ihlr-16514	130	27	decision	decision	NOUN
ihlr-16514	130	28	making	make	VERB
ihlr-16514	130	29	directly	directly	ADV
ihlr-16514	130	30	on	on	ADP
ihlr-16514	130	31	the	the	DET
ihlr-16514	130	32	con­	con­	NOUN
ihlr-16514	130	33	sumer	sumer	NOUN
ihlr-16514	130	34	)	)	PUNCT
ihlr-16514	130	35	.	.	PUNCT
ihlr-16514	131	1	31	31	NUM
ihlr-16514	131	2	marcotte	marcotte	PROPN
ihlr-16514	131	3	,	,	PUNCT
ihlr-16514	131	4	supra	supra	PROPN
ihlr-16514	131	5	note	note	PROPN
ihlr-16514	131	6	29	29	NUM
ihlr-16514	131	7	,	,	PUNCT
ihlr-16514	131	8	at	at	ADP
ihlr-16514	131	9	213	213	NUM
ihlr-16514	131	10	-	-	SYM
ihlr-16514	131	11	23	23	NUM
ihlr-16514	131	12	.	.	PUNCT
ihlr-16514	131	13	32	32	NUM
ihlr-16514	131	14	jacobson	jacobson	PROPN
ihlr-16514	131	15	,	,	PUNCT
ihlr-16514	131	16	supra	supra	PROPN
ihlr-16514	131	17	note	note	PROPN
ihlr-16514	131	18	27	27	NUM
ihlr-16514	131	19	.	.	PUNCT
ihlr-16514	132	1	33	33	NUM
ihlr-16514	132	2	e.	e.	PROPN
ihlr-16514	132	3	iiaavi	iiaavi	PROPN
ihlr-16514	132	4	morreim	morreim	PROPN
ihlr-16514	132	5	,	,	PUNCT
ihlr-16514	132	6	holding	hold	VERB
ihlr-16514	132	7	health	health	NOUN
ihlr-16514	132	8	care	care	NOUN
ihlr-16514	132	9	accountable	accountable	ADJ
ihlr-16514	132	10	:	:	PUNCT
ihlr-16514	132	11	medical	medical	ADJ
ihlr-16514	132	12	marketi'lace	marketi'lace	NOUN
ihlr-16514	132	13	45	45	NUM
ihlr-16514	132	14	(	(	PUNCT
ihlr-16514	132	15	oxford	oxford	PROPN
ihlr-16514	132	16	univ	univ	PROPN
ihlr-16514	132	17	.	.	PUNCT
ihlr-16514	133	1	press	press	PROPN
ihlr-16514	133	2	2001	2001	NUM
ihlr-16514	133	3	)	)	PUNCT
ihlr-16514	133	4	.	.	PUNCT
ihlr-16514	134	1	law	law	NOUN
ihlr-16514	134	2	and	and	CCONJ
ihlr-16514	134	3	the	the	DET
ihlr-16514	134	4	new	new	ADJ
ihlr-16514	134	5	2007	2007	NUM
ihlr-16514	134	6	]	]	PUNCT
ihlr-16514	134	7	hsas	hsa	NOUN
ihlr-16514	134	8	and	and	CCONJ
ihlr-16514	134	9	small	small	ADJ
ihlr-16514	134	10	business	business	NOUN
ihlr-16514	134	11	:	:	PUNCT
ihlr-16514	134	12	cost	cost	NOUN
ihlr-16514	134	13	,	,	PUNCT
ihlr-16514	134	14	quality	quality	NOUN
ihlr-16514	134	15	,	,	PUNCT
ihlr-16514	134	16	and	and	CCONJ
ihlr-16514	134	17	access	access	NOUN
ihlr-16514	134	18	293	293	NUM
ihlr-16514	134	19	vidual	vidual	ADJ
ihlr-16514	134	20	signs	sign	NOUN
ihlr-16514	134	21	a	a	DET
ihlr-16514	134	22	contract	contract	NOUN
ihlr-16514	134	23	for	for	ADP
ihlr-16514	134	24	insurance	insurance	NOUN
ihlr-16514	134	25	coverage	coverage	NOUN
ihlr-16514	134	26	it	it	PRON
ihlr-16514	134	27	is	be	AUX
ihlr-16514	134	28	likely	likely	ADJ
ihlr-16514	134	29	that	that	SCONJ
ihlr-16514	134	30	they	they	PRON
ihlr-16514	134	31	will	will	AUX
ihlr-16514	134	32	not	not	PART
ihlr-16514	134	33	con­	con­	VERB
ihlr-16514	134	34	sider	sider	NOUN
ihlr-16514	134	35	all	all	DET
ihlr-16514	134	36	the	the	DET
ihlr-16514	134	37	implications	implication	NOUN
ihlr-16514	134	38	of	of	ADP
ihlr-16514	134	39	the	the	DET
ihlr-16514	134	40	terms	term	NOUN
ihlr-16514	134	41	contained	contain	VERB
ihlr-16514	134	42	in	in	ADP
ihlr-16514	134	43	a	a	DET
ihlr-16514	134	44	particular	particular	ADJ
ihlr-16514	134	45	agreement	agreement	NOUN
ihlr-16514	134	46	.	.	PUNCT
ihlr-16514	135	1	as	as	ADP
ihlr-16514	135	2	a	a	DET
ihlr-16514	135	3	result	result	NOUN
ihlr-16514	135	4	,	,	PUNCT
ihlr-16514	135	5	they	they	PRON
ihlr-16514	135	6	may	may	AUX
ihlr-16514	135	7	be	be	AUX
ihlr-16514	135	8	signing	sign	VERB
ihlr-16514	135	9	a	a	DET
ihlr-16514	135	10	document	document	NOUN
ihlr-16514	135	11	that	that	PRON
ihlr-16514	135	12	provides	provide	VERB
ihlr-16514	135	13	for	for	ADP
ihlr-16514	135	14	less	less	ADJ
ihlr-16514	135	15	coverage	coverage	NOUN
ihlr-16514	135	16	than	than	SCONJ
ihlr-16514	135	17	ex­	ex­	NOUN
ihlr-16514	135	18	pected	pecte	VERB
ihlr-16514	135	19	.	.	PUNCT
ihlr-16514	136	1	34	34	NUM
ihlr-16514	137	1	thus	thus	ADV
ihlr-16514	137	2	,	,	PUNCT
ihlr-16514	137	3	this	this	DET
ihlr-16514	137	4	judge	judge	NOUN
ihlr-16514	137	5	made	make	VERB
ihlr-16514	137	6	insurance	insurance	NOUN
ihlr-16514	137	7	is	be	AUX
ihlr-16514	137	8	most	most	ADV
ihlr-16514	137	9	noticeable	noticeable	ADJ
ihlr-16514	137	10	in	in	ADP
ihlr-16514	137	11	judicial	judicial	ADJ
ihlr-16514	137	12	opin­	opin­	PROPN
ihlr-16514	137	13	ions	ion	NOUN
ihlr-16514	137	14	involving	involve	VERB
ihlr-16514	137	15	payment	payment	NOUN
ihlr-16514	137	16	and	and	CCONJ
ihlr-16514	137	17	coverage	coverage	NOUN
ihlr-16514	137	18	that	that	PRON
ihlr-16514	137	19	were	be	AUX
ihlr-16514	137	20	favorable	favorable	ADJ
ihlr-16514	137	21	to	to	ADP
ihlr-16514	137	22	patients	patient	NOUN
ihlr-16514	137	23	seeking	seek	VERB
ihlr-16514	137	24	care	care	NOUN
ihlr-16514	137	25	that	that	PRON
ihlr-16514	137	26	was	be	AUX
ihlr-16514	137	27	not	not	PART
ihlr-16514	137	28	actually	actually	ADV
ihlr-16514	137	29	covered	cover	VERB
ihlr-16514	137	30	by	by	ADP
ihlr-16514	137	31	their	their	PRON
ihlr-16514	137	32	insurance	insurance	NOUN
ihlr-16514	137	33	contracts	contract	NOUN
ihlr-16514	137	34	.	.	PUNCT
ihlr-16514	138	1	unfortunately	unfortunately	ADV
ihlr-16514	138	2	,	,	PUNCT
ihlr-16514	138	3	the	the	DET
ihlr-16514	138	4	managed	manage	VERB
ihlr-16514	138	5	care	care	NOUN
ihlr-16514	138	6	industry	industry	NOUN
ihlr-16514	138	7	was	be	AUX
ihlr-16514	138	8	viewed	view	VERB
ihlr-16514	138	9	as	as	ADP
ihlr-16514	138	10	effectively	effectively	ADV
ihlr-16514	138	11	discouraging	discourage	VERB
ihlr-16514	138	12	patients	patient	NOUN
ihlr-16514	138	13	:	:	PUNCT
ihlr-16514	138	14	from	from	ADP
ihlr-16514	138	15	utilizing	utilize	VERB
ihlr-16514	138	16	health	health	NOUN
ihlr-16514	138	17	care	care	NOUN
ihlr-16514	138	18	services	service	NOUN
ihlr-16514	138	19	for	for	ADP
ihlr-16514	138	20	minor	minor	ADJ
ihlr-16514	138	21	ailments	ailment	NOUN
ihlr-16514	138	22	that	that	PRON
ihlr-16514	138	23	had	have	VERB
ihlr-16514	138	24	the	the	DET
ihlr-16514	138	25	potential	potential	NOUN
ihlr-16514	138	26	of	of	ADP
ihlr-16514	138	27	devel­	devel­	NOUN
ihlr-16514	138	28	oping	ope	VERB
ihlr-16514	138	29	into	into	ADP
ihlr-16514	138	30	more	more	ADV
ihlr-16514	138	31	severe	severe	ADJ
ihlr-16514	138	32	conditions	condition	NOUN
ihlr-16514	138	33	.	.	PUNCT
ihlr-16514	139	1	limitations	limitation	NOUN
ihlr-16514	139	2	on	on	ADP
ihlr-16514	139	3	access	access	NOUN
ihlr-16514	139	4	to	to	ADP
ihlr-16514	139	5	medical	medical	ADJ
ihlr-16514	139	6	treatment	treatment	NOUN
ihlr-16514	139	7	lay	lie	VERB
ihlr-16514	139	8	the	the	DET
ihlr-16514	139	9	foundation	foundation	NOUN
ihlr-16514	139	10	for	for	ADP
ihlr-16514	139	11	the	the	DET
ihlr-16514	139	12	second	second	ADJ
ihlr-16514	139	13	problem	problem	NOUN
ihlr-16514	139	14	associated	associate	VERB
ihlr-16514	139	15	with	with	ADP
ihlr-16514	139	16	managed	manage	VERB
ihlr-16514	139	17	care	care	NOUN
ihlr-16514	139	18	.	.	PUNCT
ihlr-16514	140	1	the	the	DET
ihlr-16514	140	2	second	second	ADJ
ihlr-16514	140	3	set	set	NOUN
ihlr-16514	140	4	of	of	ADP
ihlr-16514	140	5	problems	problem	NOUN
ihlr-16514	140	6	associated	associate	VERB
ihlr-16514	140	7	with	with	ADP
ihlr-16514	140	8	managed	manage	VERB
ihlr-16514	140	9	care	care	NOUN
ihlr-16514	140	10	involves	involve	VERB
ihlr-16514	140	11	the	the	DET
ihlr-16514	140	12	difficulty	difficulty	NOUN
ihlr-16514	140	13	in	in	ADP
ihlr-16514	140	14	establishing	establish	VERB
ihlr-16514	140	15	a	a	DET
ihlr-16514	140	16	provider	provider	NOUN
ihlr-16514	140	17	's	's	PART
ihlr-16514	140	18	liability	liability	NOUN
ihlr-16514	140	19	for	for	ADP
ihlr-16514	140	20	negligence	negligence	NOUN
ihlr-16514	140	21	,	,	PUNCT
ihlr-16514	140	22	:	:	PUNCT
ihlr-16514	140	23	fraud	fraud	NOUN
ihlr-16514	140	24	,	,	PUNCT
ihlr-16514	140	25	substandard	substandard	ADJ
ihlr-16514	140	26	care	care	NOUN
ihlr-16514	140	27	,	,	PUNCT
ihlr-16514	140	28	or	or	CCONJ
ihlr-16514	140	29	denial	denial	NOUN
ihlr-16514	140	30	of	of	ADP
ihlr-16514	140	31	benefits	benefit	NOUN
ihlr-16514	140	32	.	.	PUNCT
ihlr-16514	141	1	this	this	PRON
ihlr-16514	141	2	is	be	AUX
ihlr-16514	141	3	an	an	DET
ihlr-16514	141	4	area	area	NOUN
ihlr-16514	141	5	where	where	SCONJ
ihlr-16514	141	6	,	,	PUNCT
ihlr-16514	141	7	beginning	begin	VERB
ihlr-16514	141	8	in	in	ADP
ihlr-16514	141	9	the	the	DET
ihlr-16514	141	10	early	early	ADJ
ihlr-16514	141	11	1990s	1990	NOUN
ihlr-16514	141	12	,	,	PUNCT
ihlr-16514	141	13	the	the	DET
ihlr-16514	141	14	federal	federal	ADJ
ihlr-16514	141	15	government	government	NOUN
ihlr-16514	141	16	began	begin	VERB
ihlr-16514	141	17	to	to	PART
ihlr-16514	141	18	take	take	VERB
ihlr-16514	141	19	a	a	DET
ihlr-16514	141	20	more	more	ADV
ihlr-16514	141	21	active	active	ADJ
ihlr-16514	141	22	role	role	NOUN
ihlr-16514	141	23	in	in	ADP
ihlr-16514	141	24	managed	manage	VERB
ihlr-16514	141	25	care	care	NOUN
ihlr-16514	141	26	regu­	regu­	PROPN
ihlr-16514	141	27	lation.35	lation.35	NOUN
ihlr-16514	141	28	for	for	ADP
ihlr-16514	141	29	example	example	NOUN
ihlr-16514	141	30	,	,	PUNCT
ihlr-16514	141	31	the	the	DET
ihlr-16514	141	32	united	united	PROPN
ihlr-16514	141	33	states	states	PROPN
ihlr-16514	141	34	supreme	supreme	PROPN
ihlr-16514	141	35	court	court	PROPN
ihlr-16514	141	36	has	have	AUX
ihlr-16514	141	37	ruled	rule	VERB
ihlr-16514	141	38	in	in	ADP
ihlr-16514	141	39	several	several	ADJ
ihlr-16514	141	40	cases	case	NOUN
ihlr-16514	141	41	that	that	SCONJ
ihlr-16514	141	42	a	a	DET
ihlr-16514	141	43	state	state	NOUN
ihlr-16514	141	44	cause	cause	NOUN
ihlr-16514	141	45	of	of	ADP
ihlr-16514	141	46	action	action	NOUN
ihlr-16514	141	47	against	against	ADP
ihlr-16514	141	48	a	a	DET
ihlr-16514	141	49	managed	manage	VERB
ihlr-16514	141	50	care	care	NOUN
ihlr-16514	141	51	provider	provider	NOUN
ihlr-16514	141	52	was	be	AUX
ihlr-16514	141	53	pre­	pre­	NOUN
ihlr-16514	141	54	empted	empte	VERB
ihlr-16514	141	55	by	by	ADP
ihlr-16514	141	56	the	the	DET
ihlr-16514	141	57	employee	employee	NOUN
ihlr-16514	141	58	retirement	retirement	PROPN
ihlr-16514	141	59	income	income	PROPN
ihlr-16514	141	60	security	security	PROPN
ihlr-16514	141	61	act	act	NOUN
ihlr-16514	141	62	of	of	ADP
ihlr-16514	141	63	1974.36	1974.36	NUM
ihlr-16514	141	64	patients	patient	NOUN
ihlr-16514	141	65	injured	injure	VERB
ihlr-16514	141	66	by	by	ADP
ihlr-16514	141	67	a	a	DET
ihlr-16514	141	68	managed	manage	VERB
ihlr-16514	141	69	care	care	NOUN
ihlr-16514	141	70	provider	provider	NOUN
ihlr-16514	141	71	's	's	PART
ihlr-16514	141	72	decision	decision	NOUN
ihlr-16514	141	73	to	to	PART
ihlr-16514	141	74	deny	deny	VERB
ihlr-16514	141	75	benefits	benefit	NOUN
ihlr-16514	141	76	are	be	AUX
ihlr-16514	141	77	only	only	ADV
ihlr-16514	141	78	able	able	ADJ
ihlr-16514	141	79	to	to	PART
ihlr-16514	141	80	recover	recover	VERB
ihlr-16514	141	81	actual	actual	ADJ
ihlr-16514	141	82	losses	loss	NOUN
ihlr-16514	141	83	.	.	PUNCT
ihlr-16514	142	1	37	37	NUM
ihlr-16514	142	2	therefore	therefore	ADV
ihlr-16514	142	3	,	,	PUNCT
ihlr-16514	142	4	patients	patient	NOUN
ihlr-16514	142	5	whose	whose	DET
ihlr-16514	142	6	medical	medical	ADJ
ihlr-16514	142	7	expenses	expense	NOUN
ihlr-16514	142	8	are	be	AUX
ihlr-16514	142	9	covered	cover	VERB
ihlr-16514	142	10	34	34	NUM
ihlr-16514	142	11	ld	ld	PROPN
ihlr-16514	142	12	.	.	PROPN
ihlr-16514	143	1	as	as	SCONJ
ihlr-16514	143	2	dr	dr	PROPN
ihlr-16514	143	3	.	.	PROPN
ihlr-16514	143	4	morreim	morreim	PROPN
ihlr-16514	143	5	pointed	point	VERB
ihlr-16514	143	6	out	out	ADP
ihlr-16514	143	7	,	,	PUNCT
ihlr-16514	143	8	judges	judge	NOUN
ihlr-16514	143	9	have	have	VERB
ihlr-16514	143	10	a	a	DET
ihlr-16514	143	11	tendency	tendency	NOUN
ihlr-16514	143	12	to	to	PART
ihlr-16514	143	13	interpret	interpret	VERB
ihlr-16514	143	14	contracts	contract	NOUN
ihlr-16514	143	15	consis­	consis­	NOUN
ihlr-16514	143	16	tent	tent	NOUN
ihlr-16514	143	17	with	with	ADP
ihlr-16514	143	18	the	the	DET
ihlr-16514	143	19	expectation	expectation	NOUN
ihlr-16514	143	20	of	of	ADP
ihlr-16514	143	21	the	the	DET
ihlr-16514	143	22	consumer	consumer	NOUN
ihlr-16514	143	23	rather	rather	ADV
ihlr-16514	143	24	than	than	ADP
ihlr-16514	143	25	interpreting	interpret	VERB
ihlr-16514	143	26	the	the	DET
ihlr-16514	143	27	contract	contract	NOUN
ihlr-16514	143	28	consistent	consistent	ADJ
ihlr-16514	143	29	with	with	ADP
ihlr-16514	143	30	the	the	DET
ihlr-16514	143	31	terms	term	NOUN
ihlr-16514	143	32	of	of	ADP
ihlr-16514	143	33	the	the	DET
ihlr-16514	143	34	agreement	agreement	NOUN
ihlr-16514	143	35	.	.	PUNCT
ihlr-16514	144	1	in	in	ADP
ihlr-16514	144	2	effect	effect	NOUN
ihlr-16514	144	3	,	,	PUNCT
ihlr-16514	144	4	the	the	DET
ihlr-16514	144	5	judicial	judicial	ADJ
ihlr-16514	144	6	system	system	NOUN
ihlr-16514	144	7	has	have	AUX
ihlr-16514	144	8	assumed	assume	VERB
ihlr-16514	144	9	the	the	DET
ihlr-16514	144	10	responsibility	responsibility	NOUN
ihlr-16514	144	11	of	of	ADP
ihlr-16514	144	12	dic­	dic­	PROPN
ihlr-16514	144	13	tating	tat	VERB
ihlr-16514	144	14	the	the	DET
ihlr-16514	144	15	terms	term	NOUN
ihlr-16514	144	16	of	of	ADP
ihlr-16514	144	17	some	some	DET
ihlr-16514	144	18	insurance	insurance	NOUN
ihlr-16514	144	19	contracts	contract	NOUN
ihlr-16514	144	20	.	.	PUNCT
ihlr-16514	145	1	this	this	PRON
ihlr-16514	145	2	may	may	AUX
ihlr-16514	145	3	be	be	AUX
ihlr-16514	145	4	attributed	attribute	VERB
ihlr-16514	145	5	to	to	ADP
ihlr-16514	145	6	a	a	DET
ihlr-16514	145	7	judge	judge	NOUN
ihlr-16514	145	8	's	's	PART
ihlr-16514	145	9	propensity	propensity	NOUN
ihlr-16514	145	10	to	to	PART
ihlr-16514	145	11	interpret	interpret	VERB
ihlr-16514	145	12	contracts	contract	NOUN
ihlr-16514	145	13	consistent	consistent	ADJ
ihlr-16514	145	14	with	with	ADP
ihlr-16514	145	15	the	the	DET
ihlr-16514	145	16	canon	canon	NOUN
ihlr-16514	145	17	of	of	ADP
ihlr-16514	145	18	construction	construction	NOUN
ihlr-16514	145	19	that	that	PRON
ihlr-16514	145	20	suggests	suggest	VERB
ihlr-16514	145	21	contracts	contract	NOUN
ihlr-16514	145	22	should	should	AUX
ihlr-16514	145	23	be	be	AUX
ihlr-16514	145	24	universally	universally	ADV
ihlr-16514	145	25	interpreted	interpret	VERB
ihlr-16514	145	26	against	against	ADP
ihlr-16514	145	27	the	the	DET
ihlr-16514	145	28	drafter	drafter	NOUN
ihlr-16514	145	29	,	,	PUNCT
ihlr-16514	145	30	or	or	CCONJ
ihlr-16514	145	31	it	it	PRON
ihlr-16514	145	32	may	may	AUX
ihlr-16514	145	33	be	be	AUX
ihlr-16514	145	34	as	as	ADV
ihlr-16514	145	35	simple	simple	ADJ
ihlr-16514	145	36	as	as	ADP
ihlr-16514	145	37	a	a	DET
ihlr-16514	145	38	particular	particular	ADJ
ihlr-16514	145	39	judge	judge	NOUN
ihlr-16514	145	40	's	's	PART
ihlr-16514	145	41	dislike	dislike	NOUN
ihlr-16514	145	42	of	of	ADP
ihlr-16514	145	43	large	large	ADJ
ihlr-16514	145	44	insurance	insurance	NOUN
ihlr-16514	145	45	companies	company	NOUN
ihlr-16514	145	46	.	.	PUNCT
ihlr-16514	146	1	either	either	DET
ihlr-16514	146	2	way	way	NOUN
ihlr-16514	146	3	,	,	PUNCT
ihlr-16514	146	4	limiting	limit	VERB
ihlr-16514	146	5	treatment	treatment	NOUN
ihlr-16514	146	6	to	to	ADP
ihlr-16514	146	7	what	what	PRON
ihlr-16514	146	8	the	the	DET
ihlr-16514	146	9	insurance	insurance	NOUN
ihlr-16514	146	10	company	company	NOUN
ihlr-16514	146	11	deems	deem	VERB
ihlr-16514	146	12	is	be	AUX
ihlr-16514	146	13	medically	medically	ADV
ihlr-16514	146	14	necessary	necessary	ADJ
ihlr-16514	146	15	may	may	AUX
ihlr-16514	146	16	become	become	VERB
ihlr-16514	146	17	impossible	impossible	ADJ
ihlr-16514	146	18	with	with	SCONJ
ihlr-16514	146	19	practices	practice	NOUN
ihlr-16514	146	20	such	such	ADJ
ihlr-16514	146	21	as	as	ADP
ihlr-16514	146	22	'	'	PUNCT
ihlr-16514	146	23	judge	judge	NOUN
ihlr-16514	146	24	made	make	VERB
ihlr-16514	146	25	insur­	insur­	ADP
ihlr-16514	146	26	ance	ance	NOUN
ihlr-16514	146	27	.	.	PUNCT
ihlr-16514	146	28	"	"	PUNCT
ihlr-16514	147	1	35	35	NUM
ihlr-16514	147	2	see	see	VERB
ihlr-16514	147	3	brian	brian	PROPN
ihlr-16514	147	4	biles	biles	PROPN
ihlr-16514	147	5	&	&	CCONJ
ihlr-16514	147	6	david	david	PROPN
ihlr-16514	147	7	sandman	sandman	PROPN
ihlr-16514	147	8	,	,	PUNCT
ihlr-16514	147	9	ensuring	ensure	VERB
ihlr-16514	147	10	equal	equal	ADJ
ihlr-16514	147	11	access	access	NOUN
ihlr-16514	147	12	to	to	ADP
ihlr-16514	147	13	care	care	NOUN
ihlr-16514	147	14	,	,	PUNCT
ihlr-16514	147	15	in	in	ADP
ihlr-16514	147	16	regulating	regulate	VERB
ihlr-16514	147	17	managed	manage	VERB
ihlr-16514	147	18	care	care	NOUN
ihlr-16514	147	19	theory	theory	NOUN
ihlr-16514	147	20	,	,	PUNCT
ihlr-16514	147	21	practice	practice	NOUN
ihlr-16514	147	22	,	,	PUNCT
ihlr-16514	147	23	and	and	CCONJ
ihlr-16514	147	24	furure	furure	NOUN
ihlr-16514	147	25	options	option	NOUN
ihlr-16514	147	26	135	135	NUM
ihlr-16514	147	27	,	,	PUNCT
ihlr-16514	147	28	139	139	NUM
ihlr-16514	147	29	(	(	PUNCT
ihlr-16514	147	30	stuart	stuart	PROPN
ihlr-16514	147	31	h.	h.	PROPN
ihlr-16514	147	32	altman	altman	PROPN
ihlr-16514	147	33	,	,	PUNCT
ihlr-16514	147	34	uwe	uwe	PROPN
ihlr-16514	147	35	e.	e.	PROPN
ihlr-16514	147	36	reinhardt	reinhardt	PROPN
ihlr-16514	147	37	,	,	PUNCT
ihlr-16514	147	38	david	david	PROPN
ihlr-16514	147	39	shactman	shactman	PROPN
ihlr-16514	147	40	eds	eds	PROPN
ihlr-16514	147	41	.	.	PROPN
ihlr-16514	147	42	,	,	PUNCT
ihlr-16514	147	43	1999	1999	NUM
ihlr-16514	147	44	)	)	PUNCT
ihlr-16514	147	45	(	(	PUNCT
ihlr-16514	147	46	discussing	discuss	VERB
ihlr-16514	147	47	policymakers	policymaker	NOUN
ihlr-16514	147	48	'	'	PART
ihlr-16514	147	49	attempts	attempt	NOUN
ihlr-16514	147	50	to	to	PART
ihlr-16514	147	51	respond	respond	VERB
ihlr-16514	147	52	to	to	ADP
ihlr-16514	147	53	con­	con­	NOUN
ihlr-16514	147	54	sumer	sumer	PROPN
ihlr-16514	147	55	concerns	concern	NOUN
ihlr-16514	147	56	about	about	ADP
ihlr-16514	147	57	access	access	NOUN
ihlr-16514	147	58	to	to	ADP
ihlr-16514	147	59	health	health	NOUN
ihlr-16514	147	60	care	care	NOUN
ihlr-16514	147	61	in	in	ADP
ihlr-16514	147	62	the	the	DET
ihlr-16514	147	63	managed	manage	VERB
ihlr-16514	147	64	care	care	NOUN
ihlr-16514	147	65	industry	industry	NOUN
ihlr-16514	147	66	)	)	PUNCT
ihlr-16514	147	67	.	.	PUNCT
ihlr-16514	148	1	see	see	VERB
ihlr-16514	148	2	also	also	ADV
ihlr-16514	148	3	binette	binette	NOUN
ihlr-16514	148	4	,	,	PUNCT
ihlr-16514	148	5	supra	supra	PROPN
ihlr-16514	148	6	note	note	NOUN
ihlr-16514	148	7	24	24	NUM
ihlr-16514	148	8	(	(	PUNCT
ihlr-16514	148	9	analyzing	analyze	VERB
ihlr-16514	148	10	the	the	DET
ihlr-16514	148	11	legislative	legislative	ADJ
ihlr-16514	148	12	steps	step	NOUN
ihlr-16514	148	13	some	some	DET
ihlr-16514	148	14	states	state	NOUN
ihlr-16514	148	15	have	have	AUX
ihlr-16514	148	16	taken	take	VERB
ihlr-16514	148	17	to	to	PART
ihlr-16514	148	18	promote	promote	VERB
ihlr-16514	148	19	patients	patient	NOUN
ihlr-16514	148	20	'	'	PART
ihlr-16514	148	21	rights	right	NOUN
ihlr-16514	148	22	)	)	PUNCT
ihlr-16514	148	23	.	.	PUNCT
ihlr-16514	149	1	36	36	NUM
ihlr-16514	149	2	see	see	VERB
ihlr-16514	149	3	,	,	PUNCT
ihlr-16514	149	4	e.g.	e.g.	ADV
ihlr-16514	149	5	,	,	PUNCT
ihlr-16514	149	6	aetna	aetna	PROPN
ihlr-16514	149	7	health	health	PROPN
ihlr-16514	149	8	inc	inc	PROPN
ihlr-16514	149	9	.	.	PROPN
ihlr-16514	150	1	v.	v.	PROPN
ihlr-16514	150	2	davila	davila	PROPN
ihlr-16514	150	3	,	,	PUNCT
ihlr-16514	150	4	542	542	NUM
ihlr-16514	150	5	u.s	u.s	PROPN
ihlr-16514	150	6	.	.	PROPN
ihlr-16514	150	7	200	200	NUM
ihlr-16514	150	8	(	(	PUNCT
ihlr-16514	150	9	2004	2004	NUM
ihlr-16514	150	10	)	)	PUNCT
ihlr-16514	150	11	;	;	PUNCT
ihlr-16514	150	12	pegram	pegram	NOUN
ihlr-16514	150	13	v.	v.	ADP
ihlr-16514	150	14	herdrich	herdrich	PROPN
ihlr-16514	150	15	,	,	PUNCT
ihlr-16514	150	16	530	530	NUM
ihlr-16514	150	17	u.s	u.s	PROPN
ihlr-16514	150	18	.	.	PROPN
ihlr-16514	150	19	211	211	NUM
ihlr-16514	150	20	(	(	PUNCT
ihlr-16514	150	21	2000	2000	NUM
ihlr-16514	150	22	)	)	PUNCT
ihlr-16514	150	23	.	.	PUNCT
ihlr-16514	151	1	see	see	VERB
ihlr-16514	151	2	also	also	ADV
ihlr-16514	151	3	aarons	aaron	NOUN
ihlr-16514	151	4	.	.	PUNCT
ihlr-16514	152	1	kesselheim	kesselheim	PROPN
ihlr-16514	152	2	&	&	CCONJ
ihlr-16514	152	3	troyen	troyen	PROPN
ihlr-16514	152	4	a.	a.	PROPN
ihlr-16514	152	5	brennan	brennan	PROPN
ihlr-16514	152	6	,	,	PUNCT
ihlr-16514	152	7	the	the	DET
ihlr-16514	152	8	swinging	swinge	VERB
ihlr-16514	152	9	pendu­	pendu­	NOUN
ihlr-16514	152	10	lum	lum	PROPN
ihlr-16514	152	11	:	:	PUNCT
ihlr-16514	152	12	the	the	DET
ihlr-16514	152	13	supreme	supreme	PROPN
ihlr-16514	152	14	court	court	PROPN
ihlr-16514	152	15	reverses	reverse	VERB
ihlr-16514	152	16	course	course	NOUN
ihlr-16514	152	17	on	on	ADP
ihlr-16514	152	18	erisa	erisa	NOUN
ihlr-16514	152	19	and	and	CCONJ
ihlr-16514	152	20	managed	manage	VERB
ihlr-16514	152	21	care	care	NOUN
ihlr-16514	152	22	,	,	PUNCT
ihlr-16514	152	23	5	5	NUM
ihlr-16514	152	24	yale	yale	PROPN
ihlr-16514	152	25	j.	j.	PROPN
ihlr-16514	152	26	health	health	PROPN
ihlr-16514	152	27	pol'y	pol'y	PROPN
ihlr-16514	152	28	l.	l.	PROPN
ihlr-16514	152	29	&	&	CCONJ
ihlr-16514	152	30	ennes	ennes	PROPN
ihlr-16514	152	31	451	451	NUM
ihlr-16514	152	32	(	(	PUNCT
ihlr-16514	152	33	2005	2005	NUM
ihlr-16514	152	34	)	)	PUNCT
ihlr-16514	152	35	;	;	PUNCT
ihlr-16514	152	36	noble	noble	PROPN
ihlr-16514	152	37	&	&	CCONJ
ihlr-16514	152	38	brennan	brennan	PROPN
ihlr-16514	152	39	,	,	PUNCT
ihlr-16514	152	40	supra	supra	PROPN
ihlr-16514	152	41	note	note	NOUN
ihlr-16514	152	42	20	20	NUM
ihlr-16514	152	43	.	.	PUNCT
ihlr-16514	153	1	but	but	CCONJ
ihlr-16514	153	2	see	see	VERB
ihlr-16514	153	3	larry	larry	PROPN
ihlr-16514	153	4	j.	j.	PROPN
ihlr-16514	153	5	pittman	pittman	PROPN
ihlr-16514	153	6	,	,	PUNCT
ihlr-16514	153	7	a	a	DET
ihlr-16514	153	8	plain	plain	ADJ
ihlr-16514	153	9	meaning	mean	VERB
ihlr-16514	153	10	interpretation	interpretation	NOUN
ihlr-16514	153	11	of	of	ADP
ihlr-16514	153	12	erisa	erisa	NOUN
ihlr-16514	153	13	's	's	PART
ihlr-16514	153	14	preemption	preemption	NOUN
ihlr-16514	153	15	and	and	CCONJ
ihlr-16514	153	16	savings	saving	NOUN
ihlr-16514	153	17	clauses	clause	NOUN
ihlr-16514	153	18	:	:	PUNCT
ihlr-16514	153	19	in	in	ADP
ihlr-16514	153	20	support	support	NOUN
ihlr-16514	153	21	of	of	ADP
ihlr-16514	153	22	a	a	DET
ihlr-16514	153	23	state	state	NOUN
ihlr-16514	153	24	law	law	NOUN
ihlr-16514	153	25	preemption	preemption	NOUN
ihlr-16514	153	26	of	of	ADP
ihlr-16514	153	27	section	section	NOUN
ihlr-16514	153	28	1132(a	1132(a	NOUN
ihlr-16514	153	29	)	)	PUNCT
ihlr-16514	153	30	of	of	ADP
ihlr-16514	153	31	erisa	erisa	NOUN
ihlr-16514	153	32	's	's	PART
ihlr-16514	153	33	civil	civil	ADJ
ihlr-16514	153	34	enforcement	enforcement	NOUN
ihlr-16514	153	35	provisions	provision	NOUN
ihlr-16514	153	36	,	,	PUNCT
ihlr-16514	153	37	41	41	NUM
ihlr-16514	153	38	san	san	PROPN
ihlr-16514	153	39	diego	diego	PROPN
ihlr-16514	153	40	l.	l.	PROPN
ihlr-16514	153	41	rev	rev	PROPN
ihlr-16514	153	42	.	.	PROPN
ihlr-16514	153	43	593	593	NUM
ihlr-16514	153	44	(	(	PUNCT
ihlr-16514	153	45	2004	2004	NUM
ihlr-16514	153	46	)	)	PUNCT
ihlr-16514	153	47	(	(	PUNCT
ihlr-16514	153	48	suggesting	suggest	VERB
ihlr-16514	153	49	that	that	SCONJ
ihlr-16514	153	50	erisa	erisa	NOUN
ihlr-16514	153	51	's	's	PART
ihlr-16514	153	52	savings	saving	NOUN
ihlr-16514	153	53	clause	clause	NOUN
ihlr-16514	153	54	promotes	promote	VERB
ihlr-16514	153	55	federalism	federalism	NOUN
ihlr-16514	153	56	by	by	ADP
ihlr-16514	153	57	de­	de­	NOUN
ihlr-16514	153	58	sign	sign	NOUN
ihlr-16514	153	59	)	)	PUNCT
ihlr-16514	153	60	.	.	PUNCT
ihlr-16514	154	1	37	37	NUM
ihlr-16514	154	2	eric	eric	PROPN
ihlr-16514	154	3	m.	m.	PROPN
ihlr-16514	154	4	eusanio	eusanio	PROPN
ihlr-16514	154	5	,	,	PUNCT
ihlr-16514	154	6	control	control	NOUN
ihlr-16514	154	7	,	,	PUNCT
ihlr-16514	154	8	quality	quality	NOUN
ihlr-16514	154	9	,	,	PUNCT
ihlr-16514	154	10	and	and	CCONJ
ihlr-16514	154	11	cost	cost	NOUN
ihlr-16514	154	12	:	:	PUNCT
ihlr-16514	154	13	the	the	DET
ihlr-16514	154	14	need	need	NOUN
ihlr-16514	154	15	for	for	ADP
ihlr-16514	154	16	federal	federal	ADJ
ihlr-16514	154	17	legislation	legislation	NOUN
ihlr-16514	154	18	amending	amend	VERB
ihlr-16514	154	19	erisa	erisa	NOUN
ihlr-16514	154	20	's	's	PART
ihlr-16514	154	21	failure	failure	NOUN
ihlr-16514	154	22	to	to	PART
ihlr-16514	154	23	protect	protect	VERB
ihlr-16514	154	24	consumers	consumer	NOUN
ihlr-16514	154	25	from	from	ADP
ihlr-16514	154	26	liobility	liobility	NOUN
ihlr-16514	154	27	-	-	PUNCT
ihlr-16514	154	28	free	free	ADJ
ihlr-16514	154	29	mcos	mco	NOUN
ihlr-16514	154	30	,	,	PUNCT
ihlr-16514	154	31	7	7	NUM
ihlr-16514	154	32	j.l	j.l	PROPN
ihlr-16514	154	33	.	.	PROPN
ihlr-16514	154	34	&	&	CCONJ
ihlr-16514	154	35	pol'y	pol'y	PROPN
ihlr-16514	154	36	627	627	NUM
ihlr-16514	154	37	,	,	PUNCT
ihlr-16514	154	38	646	646	NUM
ihlr-16514	154	39	-	-	SYM
ihlr-16514	154	40	47	47	NUM
ihlr-16514	154	41	(	(	PUNCT
ihlr-16514	154	42	1999	1999	NUM
ihlr-16514	154	43	)	)	PUNCT
ihlr-16514	154	44	(	(	PUNCT
ihlr-16514	154	45	"	"	PUNCT
ihlr-16514	154	46	although	although	SCONJ
ihlr-16514	154	47	erisa	erisa	NOUN
ihlr-16514	154	48	's	's	PART
ihlr-16514	154	49	enforcement	enforcement	NOUN
ihlr-16514	154	50	provisions	provision	NOUN
ihlr-16514	154	51	provide	provide	VERB
ihlr-16514	154	52	judicial	judicial	ADJ
ihlr-16514	154	53	remedies	remedy	NOUN
ihlr-16514	154	54	to	to	PART
ihlr-16514	154	55	seek	seek	VERB
ihlr-16514	154	56	relief	relief	NOUN
ihlr-16514	154	57	for	for	ADP
ihlr-16514	154	58	breaches	breach	NOUN
ihlr-16514	154	59	of	of	ADP
ihlr-16514	154	60	contractual	contractual	ADJ
ihlr-16514	154	61	or	or	CCONJ
ihlr-16514	154	62	fiduciary	fiduciary	ADJ
ihlr-16514	154	63	obligations	obligation	NOUN
ihlr-16514	154	64	,	,	PUNCT
ihlr-16514	154	65	the	the	DET
ihlr-16514	154	66	statute	statute	NOUN
ihlr-16514	154	67	has	have	AUX
ihlr-16514	154	68	been	be	AUX
ihlr-16514	154	69	interpreted	interpret	VERB
ihlr-16514	154	70	as	as	ADP
ihlr-16514	154	71	failing	fail	VERB
ihlr-16514	154	72	to	to	PART
ihlr-16514	154	73	provide	provide	VERB
ihlr-16514	154	74	a	a	DET
ihlr-16514	154	75	mechanism	mechanism	NOUN
ihlr-16514	154	76	by	by	ADP
ihlr-16514	154	77	which	which	PRON
ihlr-16514	154	78	employee	employee	NOUN
ihlr-16514	154	79	-	-	PUNCT
ihlr-16514	154	80	consumers	consumer	NOUN
ihlr-16514	154	81	can	can	AUX
ihlr-16514	154	82	seek	seek	VERB
ihlr-16514	154	83	redress	redress	NOUN
ihlr-16514	154	84	for	for	ADP
ihlr-16514	154	85	injuries	injury	NOUN
ihlr-16514	154	86	caused	cause	VERB
ihlr-16514	154	87	by	by	ADP
ihlr-16514	154	88	the	the	DET
ihlr-16514	154	89	direct	direct	ADJ
ihlr-16514	154	90	negligence	negligence	NOUN
ihlr-16514	154	91	of	of	ADP
ihlr-16514	154	92	their	their	PRON
ihlr-16514	154	93	mcos	mco	NOUN
ihlr-16514	154	94	.	.	PUNCT
ihlr-16514	154	95	''	''	PUNCT
ihlr-16514	154	96	)	)	PUNCT
ihlr-16514	154	97	.	.	PUNCT
ihlr-16514	155	1	294	294	NUM
ihlr-16514	155	2	indiana	indiana	PROPN
ihlr-16514	155	3	health	health	PROPN
ihlr-16514	155	4	law	law	PROPN
ihlr-16514	155	5	review	review	NOUN
ihlr-16514	155	6	[	[	X
ihlr-16514	155	7	vol	vol	X
ihlr-16514	155	8	4:287	4:287	NUM
ihlr-16514	155	9	by	by	ADP
ihlr-16514	155	10	managed	manage	VERB
ihlr-16514	155	11	care	care	NOUN
ihlr-16514	155	12	providers	provider	NOUN
ihlr-16514	155	13	have	have	VERB
ihlr-16514	155	14	no	no	DET
ihlr-16514	155	15	adequate	adequate	ADJ
ihlr-16514	155	16	redress	redress	NOUN
ihlr-16514	155	17	for	for	ADP
ihlr-16514	155	18	errant	errant	ADJ
ihlr-16514	155	19	treatment	treatment	NOUN
ihlr-16514	155	20	deci­	deci­	NOUN
ihlr-16514	155	21	sions.38	sions.38	PROPN
ihlr-16514	155	22	this	this	DET
ihlr-16514	155	23	problem	problem	NOUN
ihlr-16514	155	24	is	be	AUX
ihlr-16514	155	25	compounded	compound	VERB
ihlr-16514	155	26	by	by	ADP
ihlr-16514	155	27	the	the	DET
ihlr-16514	155	28	lack	lack	NOUN
ihlr-16514	155	29	of	of	ADP
ihlr-16514	155	30	information	information	NOUN
ihlr-16514	155	31	available	available	ADJ
ihlr-16514	155	32	to	to	ADP
ihlr-16514	155	33	consumers	consumer	NOUN
ihlr-16514	155	34	necessary	necessary	ADJ
ihlr-16514	155	35	for	for	SCONJ
ihlr-16514	155	36	them	they	PRON
ihlr-16514	155	37	to	to	PART
ihlr-16514	155	38	make	make	VERB
ihlr-16514	155	39	prudent	prudent	ADJ
ihlr-16514	155	40	decisions	decision	NOUN
ihlr-16514	155	41	regarding	regard	VERB
ihlr-16514	155	42	their	their	PRON
ihlr-16514	155	43	health	health	NOUN
ihlr-16514	155	44	care.39	care.39	NOUN
ihlr-16514	155	45	managed	manage	VERB
ihlr-16514	155	46	care	care	NOUN
ihlr-16514	155	47	in	in	ADP
ihlr-16514	155	48	its	its	PRON
ihlr-16514	155	49	current	current	ADJ
ihlr-16514	155	50	form	form	NOUN
ihlr-16514	155	51	will	will	AUX
ihlr-16514	155	52	not	not	PART
ihlr-16514	155	53	soon	soon	ADV
ihlr-16514	155	54	be	be	AUX
ihlr-16514	155	55	entirely	entirely	ADV
ihlr-16514	155	56	replaced	replace	VERB
ihlr-16514	155	57	by	by	ADP
ihlr-16514	155	58	an­	an­	VERB
ihlr-16514	155	59	other	other	ADJ
ihlr-16514	155	60	form	form	NOUN
ihlr-16514	155	61	of	of	ADP
ihlr-16514	155	62	health	health	NOUN
ihlr-16514	155	63	care	care	NOUN
ihlr-16514	155	64	regulation	regulation	NOUN
ihlr-16514	155	65	.	.	PUNCT
ihlr-16514	156	1	this	this	PRON
ihlr-16514	156	2	does	do	AUX
ihlr-16514	156	3	not	not	PART
ihlr-16514	156	4	,	,	PUNCT
ihlr-16514	156	5	however	however	ADV
ihlr-16514	156	6	,	,	PUNCT
ihlr-16514	156	7	negate	negate	VERB
ihlr-16514	156	8	the	the	DET
ihlr-16514	156	9	need	need	NOUN
ihlr-16514	156	10	for	for	ADP
ihlr-16514	156	11	an	an	DET
ihlr-16514	156	12	alternative	alternative	ADJ
ihlr-16514	156	13	means	mean	NOUN
ihlr-16514	156	14	to	to	PART
ihlr-16514	156	15	regulate	regulate	VERB
ihlr-16514	156	16	problems	problem	NOUN
ihlr-16514	156	17	within	within	ADP
ihlr-16514	156	18	the	the	DET
ihlr-16514	156	19	health	health	NOUN
ihlr-16514	156	20	care	care	NOUN
ihlr-16514	156	21	market	market	NOUN
ihlr-16514	156	22	.	.	PUNCT
ihlr-16514	157	1	"	"	PUNCT
ihlr-16514	157	2	[	[	X
ihlr-16514	157	3	r	r	X
ihlr-16514	157	4	]	]	X
ihlr-16514	157	5	ecent	ecent	NOUN
ihlr-16514	157	6	history	history	NOUN
ihlr-16514	157	7	has	have	AUX
ihlr-16514	157	8	demonstrated	demonstrate	VERB
ihlr-16514	157	9	[	[	PUNCT
ihlr-16514	157	10	...	...	PUNCT
ihlr-16514	157	11	]	]	PUNCT
ihlr-16514	157	12	managed	manage	VERB
ihlr-16514	157	13	care	care	NOUN
ihlr-16514	157	14	plans	plan	NOUN
ihlr-16514	157	15	,	,	PUNCT
ihlr-16514	157	16	even	even	ADV
ihlr-16514	157	17	as	as	SCONJ
ihlr-16514	157	18	modified	modify	VERB
ihlr-16514	157	19	in	in	ADP
ihlr-16514	157	20	reaction	reaction	NOUN
ihlr-16514	157	21	to	to	ADP
ihlr-16514	157	22	backlash	backlash	NOUN
ihlr-16514	157	23	,	,	PUNCT
ihlr-16514	157	24	are	be	AUX
ihlr-16514	157	25	not	not	PART
ihlr-16514	157	26	well	well	ADV
ihlr-16514	157	27	suited	suited	ADJ
ihlr-16514	157	28	to	to	PART
ihlr-16514	157	29	serve	serve	VERB
ihlr-16514	157	30	the	the	DET
ihlr-16514	157	31	goals	goal	NOUN
ihlr-16514	157	32	of	of	ADP
ihlr-16514	157	33	increasing	increase	VERB
ihlr-16514	157	34	ac­	ac­	PROPN
ihlr-16514	157	35	cess	cess	ADJ
ihlr-16514	157	36	,	,	PUNCT
ihlr-16514	157	37	containing	contain	VERB
ihlr-16514	157	38	cost	cost	NOUN
ihlr-16514	157	39	and	and	CCONJ
ihlr-16514	157	40	assuring	assure	VERB
ihlr-16514	157	41	quality	quality	NOUN
ihlr-16514	157	42	,	,	PUNCT
ihlr-16514	157	43	absent	absent	ADJ
ihlr-16514	157	44	a	a	DET
ihlr-16514	157	45	non	non	ADJ
ihlr-16514	157	46	-	-	ADJ
ihlr-16514	157	47	market	market	ADJ
ihlr-16514	157	48	public	public	ADJ
ihlr-16514	157	49	policy	policy	NOUN
ihlr-16514	157	50	intervention	intervention	NOUN
ihlr-16514	157	51	.	.	PUNCT
ihlr-16514	158	1	,.to	,.to	PUNCT
ihlr-16514	158	2	thus	thus	ADV
ihlr-16514	158	3	,	,	PUNCT
ihlr-16514	158	4	the	the	DET
ihlr-16514	158	5	final	final	ADJ
ihlr-16514	158	6	solution	solution	NOUN
ihlr-16514	158	7	to	to	PART
ihlr-16514	158	8	cost	cost	VERB
ihlr-16514	158	9	and	and	CCONJ
ihlr-16514	158	10	access	access	NOUN
ihlr-16514	158	11	problems	problem	NOUN
ihlr-16514	158	12	does	do	AUX
ihlr-16514	158	13	not	not	PART
ihlr-16514	158	14	end	end	VERB
ihlr-16514	158	15	with	with	ADP
ihlr-16514	158	16	the	the	DET
ihlr-16514	158	17	failure	failure	NOUN
ihlr-16514	158	18	of	of	ADP
ihlr-16514	158	19	managed	manage	VERB
ihlr-16514	158	20	care	care	NOUN
ihlr-16514	158	21	.	.	PUNCT
ihlr-16514	159	1	rather	rather	ADV
ihlr-16514	159	2	,	,	PUNCT
ihlr-16514	159	3	other	other	ADJ
ihlr-16514	159	4	health	health	NOUN
ihlr-16514	159	5	care	care	NOUN
ihlr-16514	159	6	financing	financing	NOUN
ihlr-16514	159	7	alter­	alter­	PROPN
ihlr-16514	159	8	natives	native	NOUN
ihlr-16514	159	9	seem	seem	VERB
ihlr-16514	159	10	to	to	PART
ihlr-16514	159	11	be	be	AUX
ihlr-16514	159	12	rapidly	rapidly	ADV
ihlr-16514	159	13	gaining	gain	VERB
ihlr-16514	159	14	in	in	ADP
ihlr-16514	159	15	popularity	popularity	NOUN
ihlr-16514	159	16	as	as	ADP
ihlr-16514	159	17	a	a	DET
ihlr-16514	159	18	result	result	NOUN
ihlr-16514	159	19	of	of	ADP
ihlr-16514	159	20	legislative	legislative	ADJ
ihlr-16514	159	21	and	and	CCONJ
ihlr-16514	159	22	executive	executive	ADJ
ihlr-16514	159	23	initiatives	initiative	NOUN
ihlr-16514	159	24	to	to	PART
ihlr-16514	159	25	alter	alter	VERB
ihlr-16514	159	26	the	the	DET
ihlr-16514	159	27	face	face	NOUN
ihlr-16514	159	28	of	of	ADP
ihlr-16514	159	29	health	health	NOUN
ihlr-16514	159	30	care	care	NOUN
ihlr-16514	159	31	access	access	NOUN
ihlr-16514	159	32	.	.	PUNCT
ihlr-16514	160	1	b.	b.	PROPN
ihlr-16514	160	2	health	health	PROPN
ihlr-16514	160	3	savings	saving	NOUN
ihlr-16514	160	4	accounts	account	VERB
ihlr-16514	160	5	the	the	DET
ihlr-16514	160	6	movement	movement	NOUN
ihlr-16514	160	7	away	away	ADV
ihlr-16514	160	8	from	from	ADP
ihlr-16514	160	9	managed	manage	VERB
ihlr-16514	160	10	care	care	NOUN
ihlr-16514	160	11	has	have	AUX
ihlr-16514	160	12	been	be	AUX
ihlr-16514	160	13	spearheaded	spearhead	VERB
ihlr-16514	160	14	by	by	ADP
ihlr-16514	160	15	a	a	DET
ihlr-16514	160	16	movement	movement	NOUN
ihlr-16514	160	17	toward	toward	ADP
ihlr-16514	160	18	consumer	consumer	NOUN
ihlr-16514	160	19	driven	drive	VERB
ihlr-16514	160	20	health	health	NOUN
ihlr-16514	160	21	plans	plan	NOUN
ihlr-16514	160	22	(	(	PUNCT
ihlr-16514	160	23	"	"	PUNCT
ihlr-16514	160	24	cdhps").41	cdhps").41	NOUN
ihlr-16514	160	25	a	a	DET
ihlr-16514	160	26	relatively	relatively	ADV
ihlr-16514	160	27	new	new	ADJ
ihlr-16514	160	28	concept	concept	NOUN
ihlr-16514	160	29	,	,	PUNCT
ihlr-16514	160	30	the	the	DET
ihlr-16514	160	31	premise	premise	NOUN
ihlr-16514	160	32	for	for	ADP
ihlr-16514	160	33	these	these	DET
ihlr-16514	160	34	cdhps	cdhps	NOUN
ihlr-16514	160	35	was	be	AUX
ihlr-16514	160	36	stated	state	VERB
ihlr-16514	160	37	by	by	ADP
ihlr-16514	160	38	one	one	NUM
ihlr-16514	160	39	proponent	proponent	NOUN
ihlr-16514	160	40	as	as	SCONJ
ihlr-16514	160	41	be­	be­	PUNCT
ihlr-16514	160	42	ing	e	VERB
ihlr-16514	160	43	"	"	PUNCT
ihlr-16514	160	44	fundamentally	fundamentally	ADV
ihlr-16514	160	45	about	about	ADP
ihlr-16514	160	46	empowering	empower	VERB
ihlr-16514	160	47	health	health	NOUN
ihlr-16514	160	48	care	care	NOUN
ihlr-16514	160	49	consumersall	consumersall	NOUN
ihlr-16514	160	50	of	of	ADP
ihlr-16514	160	51	uswith	uswith	PROPN
ihlr-16514	160	52	control	control	PROPN
ihlr-16514	160	53	,	,	PUNCT
ihlr-16514	160	54	choice	choice	NOUN
ihlr-16514	160	55	,	,	PUNCT
ihlr-16514	160	56	and	and	CCONJ
ihlr-16514	160	57	information	information	NOUN
ihlr-16514	160	58	.	.	PUNCT
ihlr-16514	161	1	'.42	'.42	PUNCT
ihlr-16514	161	2	furthermore	furthermore	ADV
ihlr-16514	161	3	,	,	PUNCT
ihlr-16514	161	4	this	this	PRON
ihlr-16514	161	5	"	"	PUNCT
ihlr-16514	161	6	[	[	PUNCT
ihlr-16514	161	7	c	c	X
ihlr-16514	161	8	]	]	PUNCT
ihlr-16514	161	9	onsumer	onsumer	ADJ
ihlr-16514	161	10	control	control	NOUN
ihlr-16514	161	11	will	will	AUX
ihlr-16514	161	12	reward	reward	VERB
ihlr-16514	161	13	innovative	innovative	ADJ
ihlr-16514	161	14	insurers	insurer	NOUN
ihlr-16514	161	15	and	and	CCONJ
ihlr-16514	161	16	providers	provider	NOUN
ihlr-16514	161	17	for	for	ADP
ihlr-16514	161	18	creating	create	VERB
ihlr-16514	161	19	higher	high	ADJ
ihlr-16514	161	20	-	-	PUNCT
ihlr-16514	161	21	quality	quality	NOUN
ihlr-16514	161	22	,	,	PUNCT
ihlr-16514	161	23	lower	low	ADJ
ihlr-16514	161	24	-	-	PUNCT
ihlr-16514	161	25	cost	cost	NOUN
ihlr-16514	161	26	38	38	NUM
ihlr-16514	161	27	in	in	ADP
ihlr-16514	161	28	july	july	PROPN
ihlr-16514	161	29	of2005	of2005	PROPN
ihlr-16514	161	30	,	,	PUNCT
ihlr-16514	161	31	a	a	DET
ihlr-16514	161	32	jury	jury	NOUN
ihlr-16514	161	33	awarded	award	VERB
ihlr-16514	161	34	nine	nine	NUM
ihlr-16514	161	35	million	million	NUM
ihlr-16514	161	36	dollars	dollar	NOUN
ihlr-16514	161	37	to	to	ADP
ihlr-16514	161	38	peter	peter	PROPN
ihlr-16514	161	39	john	john	PROPN
ihlr-16514	161	40	smelik	smelik	PROPN
ihlr-16514	161	41	after	after	SCONJ
ihlr-16514	161	42	he	he	PRON
ihlr-16514	161	43	filed	file	VERB
ihlr-16514	161	44	suit	suit	NOUN
ihlr-16514	161	45	against	against	ADP
ihlr-16514	161	46	humana	humana	PROPN
ihlr-16514	161	47	health	health	NOUN
ihlr-16514	161	48	plan	plan	NOUN
ihlr-16514	161	49	of	of	ADP
ihlr-16514	161	50	texas	texas	PROPN
ihlr-16514	161	51	,	,	PUNCT
ihlr-16514	161	52	inc	inc	PROPN
ihlr-16514	161	53	.	.	PROPN
ihlr-16514	161	54	,	,	PUNCT
ihlr-16514	161	55	among	among	ADP
ihlr-16514	161	56	others	other	NOUN
ihlr-16514	161	57	,	,	PUNCT
ihlr-16514	161	58	essentially	essentially	ADV
ihlr-16514	161	59	for	for	ADP
ihlr-16514	161	60	mismanaging	mismanage	VERB
ihlr-16514	161	61	ma­	ma­	PROPN
ihlr-16514	161	62	naged	nag	VERB
ihlr-16514	161	63	care	care	NOUN
ihlr-16514	161	64	.	.	PUNCT
ihlr-16514	162	1	as	as	ADP
ihlr-16514	162	2	a	a	DET
ihlr-16514	162	3	practical	practical	ADJ
ihlr-16514	162	4	matter	matter	NOUN
ihlr-16514	162	5	,	,	PUNCT
ihlr-16514	162	6	a	a	DET
ihlr-16514	162	7	cause	cause	NOUN
ihlr-16514	162	8	of	of	ADP
ihlr-16514	162	9	action	action	NOUN
ihlr-16514	162	10	for	for	ADP
ihlr-16514	162	11	mismanaging	mismanage	VERB
ihlr-16514	162	12	managed	manage	VERB
ihlr-16514	162	13	care	care	NOUN
ihlr-16514	162	14	presents	present	VERB
ihlr-16514	162	15	a	a	DET
ihlr-16514	162	16	new	new	ADJ
ihlr-16514	162	17	cause	cause	NOUN
ihlr-16514	162	18	of	of	ADP
ihlr-16514	162	19	action	action	NOUN
ihlr-16514	162	20	against	against	ADP
ihlr-16514	162	21	hmos	hmos	PROPN
ihlr-16514	162	22	that	that	PRON
ihlr-16514	162	23	is	be	AUX
ihlr-16514	162	24	not	not	PART
ihlr-16514	162	25	preempted	preempt	VERB
ihlr-16514	162	26	by	by	ADP
ihlr-16514	162	27	federal	federal	ADJ
ihlr-16514	162	28	erisa	erisa	NOUN
ihlr-16514	162	29	law	law	NOUN
ihlr-16514	162	30	.	.	PUNCT
ihlr-16514	163	1	in	in	ADP
ihlr-16514	163	2	re	re	ADP
ihlr-16514	163	3	humana	humana	PROPN
ihlr-16514	163	4	health	health	NOUN
ihlr-16514	163	5	plan	plan	NOUN
ihlr-16514	163	6	of	of	ADP
ihlr-16514	163	7	tex	tex	PROPN
ihlr-16514	163	8	.	.	PROPN
ihlr-16514	163	9	,	,	PUNCT
ihlr-16514	163	10	inc	inc	PROPN
ihlr-16514	163	11	.	.	PROPN
ihlr-16514	163	12	,	,	PUNCT
ihlr-16514	163	13	2005	2005	NUM
ihlr-16514	163	14	tex	tex	PROPN
ihlr-16514	163	15	.	.	PROPN
ihlr-16514	163	16	app	app	PROPN
ihlr-16514	163	17	.	.	PROPN
ihlr-16514	163	18	lexis	lexis	PROPN
ihlr-16514	163	19	5389	5389	NUM
ihlr-16514	163	20	.	.	PUNCT
ihlr-16514	164	1	see	see	VERB
ihlr-16514	164	2	physicians	physician	NOUN
ihlr-16514	164	3	for	for	ADP
ihlr-16514	164	4	a	a	DET
ihlr-16514	164	5	national	national	ADJ
ihlr-16514	164	6	health	health	NOUN
ihlr-16514	164	7	program	program	NOUN
ihlr-16514	164	8	,	,	PUNCT
ihlr-16514	164	9	jury	jury	NOUN
ihlr-16514	164	10	awards	award	NOUN
ihlr-16514	164	11	$	$	SYM
ihlr-16514	164	12	7.4	7.4	NUM
ihlr-16514	164	13	million	million	NUM
ihlr-16514	164	14	in	in	ADP
ihlr-16514	164	15	wrongful	wrongful	ADJ
ihlr-16514	164	16	death	death	NOUN
ihlr-16514	164	17	lawsuit	lawsuit	NOUN
ihlr-16514	164	18	against	against	ADP
ihlr-16514	164	19	humana	humana	PROPN
ihlr-16514	164	20	hmo	hmo	PROPN
ihlr-16514	164	21	(	(	PUNCT
ihlr-16514	164	22	2005	2005	NUM
ihlr-16514	164	23	)	)	PUNCT
ihlr-16514	164	24	,	,	PUNCT
ihlr-16514	164	25	available	available	ADJ
ihlr-16514	164	26	at	at	ADP
ihlr-16514	164	27	http://www.pnhp.org/news/2005/july/jury_awards­	http://www.pnhp.org/news/2005/july/jury_awards­	PROPN
ihlr-16514	164	28	_	_	NOUN
ihlr-16514	164	29	74	74	NUM
ihlr-16514	164	30	_	_	PRON
ihlr-16514	164	31	mil.php	mil.php	PRON
ihlr-16514	164	32	.	.	PUNCT
ihlr-16514	165	1	see	see	VERB
ihlr-16514	165	2	also	also	ADV
ihlr-16514	165	3	ais	ais	PROPN
ihlr-16514	165	4	managed	manage	VERB
ihlr-16514	165	5	care	care	NOUN
ihlr-16514	165	6	,	,	PUNCT
ihlr-16514	165	7	healrn	healrn	NOUN
ihlr-16514	165	8	plan	plan	VERB
ihlr-16514	165	9	lawsuit	lawsuit	NOUN
ihlr-16514	165	10	watch	watch	NOUN
ihlr-16514	165	11	(	(	PUNCT
ihlr-16514	165	12	2005	2005	NUM
ihlr-16514	165	13	)	)	PUNCT
ihlr-16514	165	14	,	,	PUNCT
ihlr-16514	165	15	available	available	ADJ
ihlr-16514	165	16	at	at	ADP
ihlr-16514	165	17	http://www.aishealth.com!managedcare!hmolawsuitwatch!smelik	http://www.aishealth.com!managedcare!hmolawsuitwatch!smelik	X
ihlr-16514	165	18	_	_	NOUN
ihlr-16514	166	1	v	v	X
ihlr-16514	166	2	_	_	NOUN
ihlr-16514	167	1	mann.html	mann.html	PROPN
ihlr-16514	167	2	(	(	PUNCT
ihlr-16514	167	3	explain­	explain­	PROPN
ihlr-16514	167	4	ing	ing	NOUN
ihlr-16514	167	5	that	that	PRON
ihlr-16514	167	6	the	the	DET
ihlr-16514	167	7	case	case	NOUN
ihlr-16514	167	8	was	be	AUX
ihlr-16514	167	9	actually	actually	ADV
ihlr-16514	167	10	settled	settle	VERB
ihlr-16514	167	11	before	before	ADP
ihlr-16514	167	12	trial	trial	NOUN
ihlr-16514	167	13	but	but	CCONJ
ihlr-16514	167	14	texas	texas	PROPN
ihlr-16514	167	15	law	law	PROPN
ihlr-16514	167	16	requires	require	VERB
ihlr-16514	167	17	jurors	juror	NOUN
ihlr-16514	167	18	to	to	PART
ihlr-16514	167	19	assign	assign	VERB
ihlr-16514	167	20	blame	blame	NOUN
ihlr-16514	167	21	among	among	ADP
ihlr-16514	167	22	defendants	defendant	NOUN
ihlr-16514	167	23	)	)	PUNCT
ihlr-16514	167	24	.	.	PUNCT
ihlr-16514	168	1	39	39	NUM
ihlr-16514	168	2	see	see	VERB
ihlr-16514	168	3	infra	infra	NOUN
ihlr-16514	168	4	text	text	NOUN
ihlr-16514	168	5	and	and	CCONJ
ihlr-16514	168	6	notes	note	VERB
ihlr-16514	168	7	accompanying	accompany	VERB
ihlr-16514	168	8	parts	part	NOUN
ihlr-16514	168	9	iii.b	iii.b	PROPN
ihlr-16514	168	10	,	,	PUNCT
ihlr-16514	168	11	v.a	v.a	PROPN
ihlr-16514	168	12	.	.	PROPN
ihlr-16514	168	13	40	40	NUM
ihlr-16514	168	14	jacobi	jacobi	NOUN
ihlr-16514	168	15	,	,	PUNCT
ihlr-16514	168	16	after	after	ADP
ihlr-16514	168	17	managed	manage	VERB
ihlr-16514	168	18	care	care	NOUN
ihlr-16514	168	19	,	,	PUNCT
ihlr-16514	168	20	supra	supra	PROPN
ihlr-16514	168	21	note	note	PROPN
ihlr-16514	168	22	18	18	NUM
ihlr-16514	168	23	,	,	PUNCT
ihlr-16514	168	24	at	at	ADP
ihlr-16514	168	25	409	409	NUM
ihlr-16514	168	26	.	.	PUNCT
ihlr-16514	169	1	see	see	VERB
ihlr-16514	169	2	also	also	ADV
ihlr-16514	169	3	melissa	melissa	VERB
ihlr-16514	169	4	ganz	ganz	PROPN
ihlr-16514	169	5	,	,	PUNCT
ihlr-16514	169	6	note	note	VERB
ihlr-16514	169	7	,	,	PUNCT
ihlr-16514	169	8	the	the	DET
ihlr-16514	169	9	medicare	medicare	PROPN
ihlr-16514	169	10	prescription	prescription	NOUN
ihlr-16514	169	11	drug	drug	NOUN
ihlr-16514	169	12	,	,	PUNCT
ihlr-16514	169	13	improvement	improvement	NOUN
ihlr-16514	169	14	,	,	PUNCT
ihlr-16514	169	15	&	&	CCONJ
ihlr-16514	169	16	modernization	modernization	PROPN
ihlr-16514	169	17	act	act	PROPN
ihlr-16514	169	18	of2003	of2003	PROPN
ihlr-16514	169	19	:	:	PUNCT
ihlr-16514	169	20	are	be	AUX
ihlr-16514	169	21	we	we	PRON
ihlr-16514	169	22	playing	play	VERB
ihlr-16514	169	23	the	the	DET
ihlr-16514	169	24	lottery	lottery	NOUN
ihlr-16514	169	25	with	with	ADP
ihlr-16514	169	26	healthcare	healthcare	NOUN
ihlr-16514	169	27	reform	reform	NOUN
ihlr-16514	169	28	?	?	PUNCT
ihlr-16514	169	29	,	,	PUNCT
ihlr-16514	169	30	2004	2004	NUM
ihlr-16514	169	31	duke	duke	PROPN
ihlr-16514	169	32	l.	l.	PROPN
ihlr-16514	169	33	&	&	CCONJ
ihlr-16514	169	34	tech	tech	PROPN
ihlr-16514	169	35	.	.	PUNCT
ihlr-16514	170	1	rev	rev	PROPN
ihlr-16514	170	2	.	.	PROPN
ihlr-16514	170	3	11	11	NUM
ihlr-16514	170	4	(	(	PUNCT
ihlr-16514	170	5	2004	2004	NUM
ihlr-16514	170	6	)	)	PUNCT
ihlr-16514	170	7	(	(	PUNCT
ihlr-16514	170	8	suggesting	suggest	VERB
ihlr-16514	170	9	that	that	SCONJ
ihlr-16514	170	10	the	the	DET
ihlr-16514	170	11	current	current	ADJ
ihlr-16514	170	12	status	status	NOUN
ihlr-16514	170	13	of	of	ADP
ihlr-16514	170	14	american	american	PROPN
ihlr-16514	170	15	health	health	PROPN
ihlr-16514	170	16	care	care	NOUN
ihlr-16514	170	17	is	be	AUX
ihlr-16514	170	18	insufficient	insufficient	ADJ
ihlr-16514	170	19	to	to	PART
ihlr-16514	170	20	address	address	VERB
ihlr-16514	170	21	the	the	DET
ihlr-16514	170	22	needs	need	NOUN
ihlr-16514	170	23	of	of	ADP
ihlr-16514	170	24	the	the	DET
ihlr-16514	170	25	population	population	NOUN
ihlr-16514	170	26	)	)	PUNCT
ihlr-16514	170	27	;	;	PUNCT
ihlr-16514	170	28	jacobi	jacobi	PROPN
ihlr-16514	170	29	,	,	PUNCT
ihlr-16514	170	30	consumer	consumer	NOUN
ihlr-16514	170	31	directed	direct	VERB
ihlr-16514	170	32	health	health	NOUN
ihlr-16514	170	33	care	care	NOUN
ihlr-16514	170	34	,	,	PUNCT
ihlr-16514	170	35	supra	supra	PROPN
ihlr-16514	170	36	note	note	PROPN
ihlr-16514	170	37	11	11	NUM
ihlr-16514	170	38	,	,	PUNCT
ihlr-16514	170	39	at	at	ADP
ihlr-16514	170	40	541	541	NUM
ihlr-16514	170	41	-	-	SYM
ihlr-16514	170	42	42	42	NUM
ihlr-16514	170	43	(	(	PUNCT
ihlr-16514	170	44	suggesting	suggest	VERB
ihlr-16514	170	45	that	that	SCONJ
ihlr-16514	170	46	the	the	DET
ihlr-16514	170	47	move­	move­	PROPN
ihlr-16514	170	48	ment	ment	NOUN
ihlr-16514	170	49	toward	toward	ADP
ihlr-16514	170	50	cdhps	cdhps	NOUN
ihlr-16514	170	51	may	may	AUX
ihlr-16514	170	52	likely	likely	ADV
ihlr-16514	170	53	have	have	AUX
ihlr-16514	170	54	been	be	AUX
ihlr-16514	170	55	the	the	DET
ihlr-16514	170	56	result	result	NOUN
ihlr-16514	170	57	of	of	ADP
ihlr-16514	170	58	managed	manage	VERB
ihlr-16514	170	59	care	care	NOUN
ihlr-16514	170	60	's	's	PART
ihlr-16514	170	61	inability	inability	NOUN
ihlr-16514	170	62	to	to	PART
ihlr-16514	170	63	accurately	accurately	ADV
ihlr-16514	170	64	respond	respond	VERB
ihlr-16514	170	65	to	to	ADP
ihlr-16514	170	66	a	a	DET
ihlr-16514	170	67	consumer	consumer	NOUN
ihlr-16514	170	68	market	market	NOUN
ihlr-16514	170	69	"	"	PUNCT
ihlr-16514	170	70	that	that	SCONJ
ihlr-16514	170	71	valued	value	VERB
ihlr-16514	170	72	price	price	NOUN
ihlr-16514	170	73	,	,	PUNCT
ihlr-16514	171	1	[	[	X
ihlr-16514	171	2	either	either	ADV
ihlr-16514	171	3	]	]	PUNCT
ihlr-16514	171	4	because	because	SCONJ
ihlr-16514	171	5	the	the	DET
ihlr-16514	171	6	structure	structure	NOUN
ihlr-16514	171	7	of	of	ADP
ihlr-16514	171	8	third	third	ADJ
ihlr-16514	171	9	-	-	PUNCT
ihlr-16514	171	10	party	party	NOUN
ihlr-16514	171	11	health	health	NOUN
ihlr-16514	171	12	coverage	coverage	NOUN
ihlr-16514	171	13	created	create	VERB
ihlr-16514	171	14	agency	agency	NOUN
ihlr-16514	171	15	problems	problem	NOUN
ihlr-16514	171	16	,	,	PUNCT
ihlr-16514	171	17	because	because	SCONJ
ihlr-16514	171	18	employees	employee	NOUN
ihlr-16514	171	19	lacked	lack	VERB
ihlr-16514	171	20	appropriate	appropriate	ADJ
ihlr-16514	171	21	information	information	NOUN
ihlr-16514	171	22	or	or	CCONJ
ihlr-16514	171	23	the	the	DET
ihlr-16514	171	24	ability	ability	NOUN
ihlr-16514	171	25	to	to	PART
ihlr-16514	171	26	use	use	VERB
ihlr-16514	171	27	it	it	PRON
ihlr-16514	171	28	,	,	PUNCT
ihlr-16514	171	29	or	or	CCONJ
ihlr-16514	171	30	because	because	SCONJ
ihlr-16514	171	31	members	member	NOUN
ihlr-16514	171	32	lacked	lack	VERB
ihlr-16514	171	33	the	the	DET
ihlr-16514	171	34	ability	ability	NOUN
ihlr-16514	171	35	to	to	PART
ihlr-16514	171	36	choose	choose	VERB
ihlr-16514	171	37	their	their	PRON
ihlr-16514	171	38	plan	plan	NOUN
ihlr-16514	171	39	.	.	PUNCT
ihlr-16514	172	1	"	"	PUNCT
ihlr-16514	172	2	)	)	PUNCT
ihlr-16514	172	3	.	.	PUNCT
ihlr-16514	173	1	41	41	NUM
ihlr-16514	173	2	jacobi	jacobi	NOUN
ihlr-16514	173	3	,	,	PUNCT
ihlr-16514	173	4	consumer	consumer	NOUN
ihlr-16514	173	5	directed	direct	VERB
ihlr-16514	173	6	health	health	NOUN
ihlr-16514	173	7	care	care	NOUN
ihlr-16514	173	8	,	,	PUNCT
ihlr-16514	173	9	supra	supra	PROPN
ihlr-16514	173	10	note	note	PROPN
ihlr-16514	173	11	11	11	NUM
ihlr-16514	173	12	,	,	PUNCT
ihlr-16514	173	13	at	at	ADP
ihlr-16514	173	14	536	536	NUM
ihlr-16514	173	15	.	.	PUNCT
ihlr-16514	174	1	42	42	NUM
ihlr-16514	174	2	regina	regina	PROPN
ihlr-16514	174	3	e.	e.	PROPN
ihlr-16514	174	4	herzlinger	herzlinger	PROPN
ihlr-16514	174	5	,	,	PUNCT
ihlr-16514	174	6	consumer	consumer	NOUN
ihlr-16514	174	7	-	-	PUNCT
ihlr-16514	174	8	driven	drive	VERB
ihlr-16514	174	9	health	health	NOUN
ihlr-16514	174	10	care	care	NOUN
ihlr-16514	174	11	:	:	PUNCT
ihlr-16514	174	12	implications	implication	NOUN
ihlr-16514	174	13	for	for	ADP
ihlr-16514	174	14	prov­	prov­	ADJ
ihlr-16514	174	15	iders	ider	NOUN
ihlr-16514	174	16	,	,	PUNCT
ihlr-16514	174	17	payers	payer	NOUN
ihlr-16514	174	18	,	,	PUNCT
ihlr-16514	174	19	and	and	CCONJ
ihlr-16514	174	20	policymakers	policymaker	NOUN
ihlr-16514	174	21	xvii	xvii	INTJ
ihlr-16514	174	22	(	(	PUNCT
ihlr-16514	174	23	jossey	jossey	NOUN
ihlr-16514	174	24	-	-	PUNCT
ihlr-16514	174	25	bass	bass	NOUN
ihlr-16514	174	26	2004	2004	NUM
ihlr-16514	174	27	)	)	PUNCT
ihlr-16514	174	28	.	.	PUNCT
ihlr-16514	175	1	2007	2007	NUM
ihlr-16514	175	2	]	]	PUNCT
ihlr-16514	175	3	hsas	hsa	NOUN
ihlr-16514	175	4	and	and	CCONJ
ihlr-16514	175	5	small	small	ADJ
ihlr-16514	175	6	business	business	NOUN
ihlr-16514	175	7	:	:	PUNCT
ihlr-16514	175	8	cost	cost	NOUN
ihlr-16514	175	9	,	,	PUNCT
ihlr-16514	175	10	quauiy	quauiy	NOUN
ihlr-16514	175	11	,	,	PUNCT
ihlr-16514	175	12	and	and	CCONJ
ihlr-16514	175	13	access	access	NOUN
ihlr-16514	175	14	295	295	NUM
ihlr-16514	175	15	services	service	NOUN
ihlr-16514	175	16	we	we	PRON
ihlr-16514	175	17	want	want	VERB
ihlr-16514	175	18	and	and	CCONJ
ihlr-16514	175	19	deserve	deserve	VERB
ihlr-16514	175	20	.	.	PUNCT
ihlr-16514	176	1	"43	"43	PUNCT
ihlr-16514	177	1	thus	thus	ADV
ihlr-16514	177	2	,	,	PUNCT
ihlr-16514	177	3	the	the	DET
ihlr-16514	177	4	success	success	NOUN
ihlr-16514	177	5	ofcdhps	ofcdhps	NOUN
ihlr-16514	177	6	will	will	AUX
ihlr-16514	177	7	depend	depend	VERB
ihlr-16514	177	8	on	on	ADP
ihlr-16514	177	9	the	the	DET
ihlr-16514	177	10	consumer	consumer	NOUN
ihlr-16514	177	11	's	's	PART
ihlr-16514	177	12	ability	ability	NOUN
ihlr-16514	177	13	to	to	PART
ihlr-16514	177	14	access	access	VERB
ihlr-16514	177	15	and	and	CCONJ
ihlr-16514	177	16	apply	apply	VERB
ihlr-16514	177	17	information	information	NOUN
ihlr-16514	177	18	obtained	obtain	VERB
ihlr-16514	177	19	through	through	ADP
ihlr-16514	177	20	a	a	DET
ihlr-16514	177	21	vari­	vari­	X
ihlr-16514	177	22	ety	ety	NOUN
ihlr-16514	177	23	of	of	ADP
ihlr-16514	177	24	mediums	medium	NOUN
ihlr-16514	177	25	on	on	ADP
ihlr-16514	177	26	the	the	DET
ihlr-16514	177	27	various	various	ADJ
ihlr-16514	177	28	benefits	benefit	NOUN
ihlr-16514	177	29	of	of	ADP
ihlr-16514	177	30	each	each	DET
ihlr-16514	177	31	cdhp	cdhp	NOUN
ihlr-16514	177	32	when	when	SCONJ
ihlr-16514	177	33	.	.	PUNCT
ihlr-16514	178	1	one	one	NOUN
ihlr-16514	178	2	is	be	AUX
ihlr-16514	178	3	making	make	VERB
ihlr-16514	178	4	health	health	NOUN
ihlr-16514	178	5	care	care	NOUN
ihlr-16514	178	6	consumption	consumption	NOUN
ihlr-16514	178	7	-	-	PUNCT
ihlr-16514	178	8	related	relate	VERB
ihlr-16514	178	9	decisions	decision	NOUN
ihlr-16514	178	10	.	.	PUNCT
ihlr-16514	179	1	the	the	DET
ihlr-16514	179	2	consumer	consumer	NOUN
ihlr-16514	179	3	,	,	PUNCT
ihlr-16514	179	4	however	however	ADV
ihlr-16514	179	5	,	,	PUNCT
ihlr-16514	179	6	has	have	VERB
ihlr-16514	179	7	two	two	NUM
ihlr-16514	179	8	essential	essential	ADJ
ihlr-16514	179	9	decisions	decision	NOUN
ihlr-16514	179	10	to	to	PART
ihlr-16514	179	11	consider	consider	VERB
ihlr-16514	179	12	when	when	SCONJ
ihlr-16514	179	13	evaluating	evaluate	VERB
ihlr-16514	179	14	available	available	ADJ
ihlr-16514	179	15	information	information	NOUN
ihlr-16514	179	16	.	.	PUNCT
ihlr-16514	180	1	first	first	ADV
ihlr-16514	180	2	,	,	PUNCT
ihlr-16514	180	3	consumers	consumer	NOUN
ihlr-16514	180	4	must	must	AUX
ihlr-16514	180	5	decide	decide	VERB
ihlr-16514	180	6	how	how	SCONJ
ihlr-16514	180	7	much	much	ADJ
ihlr-16514	180	8	of	of	ADP
ihlr-16514	180	9	their	their	PRON
ihlr-16514	180	10	financial	financial	ADJ
ihlr-16514	180	11	resources	resource	NOUN
ihlr-16514	180	12	will	will	AUX
ihlr-16514	180	13	be	be	AUX
ihlr-16514	180	14	attributed	attribute	VERB
ihlr-16514	180	15	to	to	ADP
ihlr-16514	180	16	their	their	PRON
ihlr-16514	180	17	respective	respective	ADJ
ihlr-16514	180	18	hsa	hsa	NOUN
ihlr-16514	180	19	.	.	PUNCT
ihlr-16514	181	1	more	more	ADJ
ihlr-16514	181	2	than	than	ADP
ihlr-16514	181	3	likely	likely	ADJ
ihlr-16514	181	4	the	the	DET
ihlr-16514	181	5	consumer	consumer	NOUN
ihlr-16514	181	6	will	will	AUX
ihlr-16514	181	7	make	make	VERB
ihlr-16514	181	8	this	this	DET
ihlr-16514	181	9	decision	decision	NOUN
ihlr-16514	181	10	when	when	SCONJ
ihlr-16514	181	11	in	in	ADP
ihlr-16514	181	12	good	good	ADJ
ihlr-16514	181	13	physical	physical	ADJ
ihlr-16514	181	14	and	and	CCONJ
ihlr-16514	181	15	mental	mental	ADJ
ihlr-16514	181	16	health.44	health.44	NOUN
ihlr-16514	181	17	as	as	ADP
ihlr-16514	181	18	a	a	DET
ihlr-16514	181	19	result	result	NOUN
ihlr-16514	181	20	of	of	ADP
ihlr-16514	181	21	underestimating	underestimate	VERB
ihlr-16514	181	22	the	the	DET
ihlr-16514	181	23	likelihood	likelihood	NOUN
ihlr-16514	181	24	of	of	ADP
ihlr-16514	181	25	a	a	DET
ihlr-16514	181	26	future	future	NOUN
ihlr-16514	181	27	need	need	NOUN
ihlr-16514	181	28	formed­	formed­	NOUN
ihlr-16514	181	29	ical	ical	ADJ
ihlr-16514	181	30	attention	attention	NOUN
ihlr-16514	181	31	,	,	PUNCT
ihlr-16514	181	32	there	there	PRON
ihlr-16514	181	33	may	may	AUX
ihlr-16514	181	34	be	be	AUX
ihlr-16514	181	35	a	a	DET
ihlr-16514	181	36	tendency	tendency	NOUN
ihlr-16514	181	37	to	to	PART
ihlr-16514	181	38	underfund	underfund	VERB
ihlr-16514	181	39	his	his	PRON
ihlr-16514	181	40	or	or	CCONJ
ihlr-16514	181	41	her	her	PRON
ihlr-16514	181	42	account	account	NOUN
ihlr-16514	181	43	.	.	PUNCT
ihlr-16514	182	1	con­	con­	PROPN
ihlr-16514	182	2	versely	versely	ADV
ihlr-16514	182	3	,	,	PUNCT
ihlr-16514	182	4	the	the	DET
ihlr-16514	182	5	second	second	ADJ
ihlr-16514	182	6	decision	decision	NOUN
ihlr-16514	182	7	may	may	AUX
ihlr-16514	182	8	require	require	VERB
ihlr-16514	182	9	a	a	DET
ihlr-16514	182	10	consumer	consumer	NOUN
ihlr-16514	182	11	to	to	PART
ihlr-16514	182	12	make	make	VERB
ihlr-16514	182	13	a	a	DET
ihlr-16514	182	14	purchasing	purchasing	NOUN
ihlr-16514	182	15	decision	decision	NOUN
ihlr-16514	182	16	as	as	ADP
ihlr-16514	182	17	a	a	DET
ihlr-16514	182	18	patient	patient	NOUN
ihlr-16514	182	19	in	in	ADP
ihlr-16514	182	20	need	need	NOUN
ihlr-16514	182	21	of	of	ADP
ihlr-16514	182	22	medical	medical	ADJ
ihlr-16514	182	23	attention	attention	NOUN
ihlr-16514	182	24	rather	rather	ADV
ihlr-16514	182	25	than	than	ADP
ihlr-16514	182	26	as	as	ADP
ihlr-16514	182	27	a	a	DET
ihlr-16514	182	28	healthy	healthy	ADJ
ihlr-16514	182	29	con­	con­	NOUN
ihlr-16514	182	30	sumer	sumer	NOUN
ihlr-16514	182	31	.	.	PUNCT
ihlr-16514	183	1	thus	thus	ADV
ihlr-16514	183	2	,	,	PUNCT
ihlr-16514	183	3	the	the	DET
ihlr-16514	183	4	risk	risk	NOUN
ihlr-16514	183	5	of	of	ADP
ihlr-16514	183	6	under	under	NOUN
ihlr-16514	183	7	-	-	PUNCT
ihlr-16514	183	8	funding	funding	NOUN
ihlr-16514	183	9	can	can	AUX
ihlr-16514	183	10	occur	occur	VERB
ihlr-16514	183	11	when	when	SCONJ
ihlr-16514	183	12	consumers	consumer	NOUN
ihlr-16514	183	13	make	make	VERB
ihlr-16514	183	14	nal've	nal've	NOUN
ihlr-16514	183	15	,	,	PUNCT
ihlr-16514	183	16	irrational	irrational	ADJ
ihlr-16514	183	17	,	,	PUNCT
ihlr-16514	183	18	or	or	CCONJ
ihlr-16514	183	19	ill	ill	ADJ
ihlr-16514	183	20	informed	inform	VERB
ihlr-16514	183	21	decisions	decision	NOUN
ihlr-16514	183	22	regarding	regard	VERB
ihlr-16514	183	23	their	their	PRON
ihlr-16514	183	24	hsas.45	hsas.45	NOUN
ihlr-16514	183	25	the	the	DET
ihlr-16514	183	26	underlying	underlying	ADJ
ihlr-16514	183	27	problem	problem	NOUN
ihlr-16514	183	28	is	be	AUX
ihlr-16514	183	29	that	that	SCONJ
ihlr-16514	183	30	consumers	consumer	NOUN
ihlr-16514	183	31	who	who	PRON
ihlr-16514	183	32	are	be	AUX
ihlr-16514	183	33	in	in	ADP
ihlr-16514	183	34	good	good	ADJ
ihlr-16514	183	35	health	health	NOUN
ihlr-16514	183	36	may	may	AUX
ihlr-16514	183	37	not	not	PART
ihlr-16514	183	38	rationally	rationally	ADV
ihlr-16514	183	39	consider	consider	VERB
ihlr-16514	183	40	what	what	DET
ihlr-16514	183	41	type	type	NOUN
ihlr-16514	183	42	of	of	ADP
ihlr-16514	183	43	funding	funding	NOUN
ihlr-16514	183	44	is	be	AUX
ihlr-16514	183	45	necessary	necessary	ADJ
ihlr-16514	183	46	for	for	ADP
ihlr-16514	183	47	adequate	adequate	ADJ
ihlr-16514	183	48	future	future	ADJ
ihlr-16514	183	49	health	health	NOUN
ihlr-16514	183	50	care	care	NOUN
ihlr-16514	183	51	.	.	PUNCT
ihlr-16514	184	1	conse­	conse­	ADV
ihlr-16514	184	2	quently	quently	ADV
ihlr-16514	184	3	,	,	PUNCT
ihlr-16514	184	4	when	when	SCONJ
ihlr-16514	184	5	health	health	NOUN
ihlr-16514	184	6	care	care	NOUN
ihlr-16514	184	7	becomes	become	VERB
ihlr-16514	184	8	necessary	necessary	ADJ
ihlr-16514	184	9	,	,	PUNCT
ihlr-16514	184	10	the	the	DET
ihlr-16514	184	11	hsa	hsa	PROPN
ihlr-16514	184	12	may	may	AUX
ihlr-16514	184	13	be	be	AUX
ihlr-16514	184	14	insufficient	insufficient	ADJ
ihlr-16514	184	15	to	to	PART
ihlr-16514	184	16	cover	cover	VERB
ihlr-16514	184	17	health	health	NOUN
ihlr-16514	184	18	care	care	NOUN
ihlr-16514	184	19	costs	cost	NOUN
ihlr-16514	184	20	.	.	PUNCT
ihlr-16514	185	1	generally	generally	ADV
ihlr-16514	185	2	,	,	PUNCT
ihlr-16514	185	3	a	a	DET
ihlr-16514	185	4	cdhp	cdhp	NOUN
ihlr-16514	185	5	is	be	AUX
ihlr-16514	185	6	a	a	DET
ihlr-16514	185	7	savings	savings	NOUN
ihlr-16514	185	8	plan	plan	NOUN
ihlr-16514	185	9	involving	involve	VERB
ihlr-16514	185	10	an	an	DET
ihlr-16514	185	11	account	account	NOUN
ihlr-16514	185	12	where	where	SCONJ
ihlr-16514	185	13	one	one	PRON
ihlr-16514	185	14	may	may	AUX
ihlr-16514	185	15	deposit	deposit	VERB
ihlr-16514	185	16	funds	fund	NOUN
ihlr-16514	185	17	before	before	SCONJ
ihlr-16514	185	18	taxes	taxis	NOUN
ihlr-16514	185	19	are	be	AUX
ihlr-16514	185	20	paid	pay	VERB
ihlr-16514	185	21	and	and	CCONJ
ihlr-16514	185	22	then	then	ADV
ihlr-16514	185	23	utilize	utilize	VERB
ihlr-16514	185	24	these	these	DET
ihlr-16514	185	25	funds	fund	NOUN
ihlr-16514	185	26	for	for	ADP
ihlr-16514	185	27	medical	medical	ADJ
ihlr-16514	185	28	re­	re­	PROPN
ihlr-16514	185	29	lated	late	VERB
ihlr-16514	185	30	expenses	expense	NOUN
ihlr-16514	185	31	,	,	PUNCT
ihlr-16514	185	32	tax	tax	NOUN
ihlr-16514	185	33	free.46	free.46	NOUN
ihlr-16514	185	34	several	several	ADJ
ihlr-16514	185	35	types	type	NOUN
ihlr-16514	185	36	ofcdhps	ofcdhps	NOUN
ihlr-16514	185	37	exist	exist	VERB
ihlr-16514	185	38	,	,	PUNCT
ihlr-16514	185	39	such	such	ADJ
ihlr-16514	185	40	as	as	ADP
ihlr-16514	185	41	hsas	hsa	NOUN
ihlr-16514	185	42	,	,	PUNCT
ihlr-16514	185	43	medi­	medi­	PROPN
ihlr-16514	185	44	cal	cal	ADJ
ihlr-16514	185	45	savings	saving	NOUN
ihlr-16514	185	46	accounts	account	NOUN
ihlr-16514	185	47	,	,	PUNCT
ihlr-16514	185	48	flexible	flexible	ADJ
ihlr-16514	185	49	spending	spending	NOUN
ihlr-16514	185	50	accounts	account	NOUN
ihlr-16514	185	51	,	,	PUNCT
ihlr-16514	185	52	and	and	CCONJ
ihlr-16514	185	53	health	health	NOUN
ihlr-16514	185	54	reimbursement	reimbursement	NOUN
ihlr-16514	185	55	arrangements	arrangement	NOUN
ihlr-16514	185	56	.	.	PUNCT
ihlr-16514	186	1	47	47	NUM
ihlr-16514	186	2	the	the	DET
ihlr-16514	186	3	most	most	ADV
ihlr-16514	186	4	significant	significant	ADJ
ihlr-16514	186	5	of	of	ADP
ihlr-16514	186	6	these	these	DET
ihlr-16514	186	7	plans	plan	NOUN
ihlr-16514	186	8	was	be	AUX
ihlr-16514	186	9	·	·	PUNCT
ihlr-16514	186	10	introduced	introduce	VERB
ihlr-16514	186	11	when	when	SCONJ
ihlr-16514	186	12	president	president	PROPN
ihlr-16514	186	13	george	george	PROPN
ihlr-16514	186	14	w.	w.	PROPN
ihlr-16514	186	15	bush	bush	PROPN
ihlr-16514	186	16	signed	sign	VERB
ihlr-16514	186	17	the	the	DET
ihlr-16514	186	18	medicare	medicare	PROPN
ihlr-16514	186	19	prescription	prescription	NOUN
ihlr-16514	186	20	drug	drug	NOUN
ihlr-16514	186	21	,	,	PUNCT
ihlr-16514	186	22	improve­	improve­	ADJ
ihlr-16514	186	23	ment	ment	NOUN
ihlr-16514	186	24	,	,	PUNCT
ihlr-16514	186	25	and	and	CCONJ
ihlr-16514	186	26	modernization	modernization	NOUN
ihlr-16514	186	27	act	act	PROPN
ihlr-16514	186	28	of2003	of2003	PROPN
ihlr-16514	186	29	(	(	PUNCT
ihlr-16514	186	30	"	"	PUNCT
ihlr-16514	186	31	mma	mma	PROPN
ihlr-16514	186	32	"	"	PUNCT
ihlr-16514	186	33	)	)	PUNCT
ihlr-16514	186	34	.	.	PUNCT
ihlr-16514	187	1	48	48	NUM
ihlr-16514	187	2	this	this	DET
ihlr-16514	187	3	act	act	NOUN
ihlr-16514	187	4	introduced	introduce	VERB
ihlr-16514	187	5	health	health	NOUN
ihlr-16514	187	6	savings	saving	NOUN
ihlr-16514	187	7	accounts	account	NOUN
ihlr-16514	187	8	that	that	PRON
ihlr-16514	187	9	allow	allow	VERB
ihlr-16514	187	10	participants	participant	NOUN
ihlr-16514	187	11	to	to	PART
ihlr-16514	187	12	"	"	PUNCT
ihlr-16514	187	13	accumulate	accumulate	VERB
ihlr-16514	187	14	funds	fund	NOUN
ihlr-16514	187	15	for	for	ADP
ihlr-16514	187	16	health	health	NOUN
ihlr-16514	187	17	care	care	NOUN
ihlr-16514	187	18	and	and	CCONJ
ihlr-16514	187	19	other	other	ADJ
ihlr-16514	187	20	purposes	purpose	NOUN
ihlr-16514	187	21	.	.	PUNCT
ihlr-16514	188	1	"	"	PUNCT
ihlr-16514	188	2	49	49	NUM
ihlr-16514	188	3	the	the	DET
ihlr-16514	188	4	idea	idea	NOUN
ihlr-16514	188	5	is	be	AUX
ihlr-16514	188	6	that	that	SCONJ
ihlr-16514	188	7	consumers	consumer	NOUN
ihlr-16514	188	8	would	would	AUX
ihlr-16514	188	9	now	now	ADV
ihlr-16514	188	10	spend	spend	VERB
ihlr-16514	188	11	more	more	ADJ
ihlr-16514	188	12	of	of	ADP
ihlr-16514	188	13	their	their	PRON
ihlr-16514	188	14	own	own	ADJ
ihlr-16514	188	15	funds	fund	NOUN
ihlr-16514	188	16	to	to	PART
ihlr-16514	188	17	purchase	purchase	VERB
ihlr-16514	188	18	health	health	NOUN
ihlr-16514	188	19	care	care	NOUN
ihlr-16514	188	20	goods	good	NOUN
ihlr-16514	188	21	and	and	CCONJ
ihlr-16514	188	22	services	service	NOUN
ihlr-16514	188	23	,	,	PUNCT
ihlr-16514	188	24	consequently	consequently	ADV
ihlr-16514	188	25	,	,	PUNCT
ihlr-16514	188	26	forc­	forc­	ADJ
ihlr-16514	188	27	ing	ing	ADJ
ihlr-16514	188	28	consumers	consumer	NOUN
ihlr-16514	188	29	to	to	PART
ihlr-16514	188	30	become	become	VERB
ihlr-16514	188	31	more	more	ADV
ihlr-16514	188	32	informed	informed	ADJ
ihlr-16514	188	33	and	and	CCONJ
ihlr-16514	188	34	prudent	prudent	ADJ
ihlr-16514	188	35	about	about	ADP
ihlr-16514	188	36	their	their	PRON
ihlr-16514	188	37	health	health	NOUN
ihlr-16514	188	38	care	care	NOUN
ihlr-16514	188	39	related	relate	VERB
ihlr-16514	188	40	spending	spending	NOUN
ihlr-16514	188	41	decisions	decision	NOUN
ihlr-16514	188	42	.	.	PUNCT
ihlr-16514	189	1	hsas	hsa	NOUN
ihlr-16514	189	2	require	require	VERB
ihlr-16514	189	3	that	that	SCONJ
ihlr-16514	189	4	the	the	DET
ihlr-16514	189	5	individual	individual	NOUN
ihlr-16514	189	6	seeking	seek	VERB
ihlr-16514	189	7	to	to	PART
ihlr-16514	189	8	open	open	VERB
ihlr-16514	189	9	an	an	DET
ihlr-16514	189	10	account	account	NOUN
ihlr-16514	189	11	has	have	VERB
ihlr-16514	189	12	health	health	NOUN
ihlr-16514	189	13	in43	in43	PROPN
ihlr-16514	189	14	!	!	PUNCT
ihlr-16514	190	1	d.	d.	PROPN
ihlr-16514	190	2	44	44	NUM
ihlr-16514	190	3	jacobi	jacobi	PROPN
ihlr-16514	190	4	,	,	PUNCT
ihlr-16514	190	5	consumer	consumer	NOUN
ihlr-16514	190	6	directed	direct	VERB
ihlr-16514	190	7	health	health	NOUN
ihlr-16514	190	8	care	care	NOUN
ihlr-16514	190	9	,	,	PUNCT
ihlr-16514	190	10	supra	supra	PROPN
ihlr-16514	190	11	note	note	PROPN
ihlr-16514	190	12	11	11	NUM
ihlr-16514	190	13	,	,	PUNCT
ihlr-16514	190	14	at	at	ADP
ihlr-16514	190	15	557	557	NUM
ihlr-16514	190	16	.	.	PUNCT
ihlr-16514	190	17	45	45	NUM
ihlr-16514	190	18	arti	arti	PROPN
ihlr-16514	190	19	k.	k.	PROPN
ihlr-16514	190	20	rai	rai	PROPN
ihlr-16514	190	21	,	,	PUNCT
ihlr-16514	190	22	reflective	reflective	ADJ
ihlr-16514	190	23	choice	choice	NOUN
ihlr-16514	190	24	in	in	ADP
ihlr-16514	190	25	health	health	NOUN
ihlr-16514	190	26	care	care	NOUN
ihlr-16514	190	27	:	:	PUNCT
ihlr-16514	190	28	using	use	VERB
ihlr-16514	190	29	information	information	NOUN
ihlr-16514	190	30	technology	technology	NOUN
ihlr-16514	190	31	to	to	ADP
ihlr-16514	190	32	pre­	pre­	PROPN
ihlr-16514	190	33	sent	send	VERB
ihlr-16514	190	34	allocation	allocation	NOUN
ihlr-16514	190	35	options	option	NOUN
ihlr-16514	190	36	,	,	PUNCT
ihlr-16514	190	37	25	25	NUM
ihlr-16514	190	38	am	am	NOUN
ihlr-16514	190	39	.	.	PUNCT
ihlr-16514	191	1	j.l	j.l	PROPN
ihlr-16514	191	2	.	.	PROPN
ihlr-16514	191	3	&	&	CCONJ
ihlr-16514	191	4	men	man	NOUN
ihlr-16514	191	5	.	.	PUNCT
ihlr-16514	192	1	387	387	NUM
ihlr-16514	192	2	,	,	PUNCT
ihlr-16514	192	3	393	393	NUM
ihlr-16514	192	4	-	-	SYM
ihlr-16514	192	5	94	94	NUM
ihlr-16514	192	6	n.57	n.57	PROPN
ihlr-16514	192	7	(	(	PUNCT
ihlr-16514	192	8	1999)(suggestingthat	1999)(suggestingthat	DET
ihlr-16514	192	9	informa­	informa­	PROPN
ihlr-16514	192	10	tion	tion	PROPN
ihlr-16514	192	11	technology	technology	NOUN
ihlr-16514	192	12	is	be	AUX
ihlr-16514	192	13	essential	essential	ADJ
ihlr-16514	192	14	to	to	ADP
ihlr-16514	192	15	informing	inform	VERB
ihlr-16514	192	16	consumers	consumer	NOUN
ihlr-16514	192	17	about	about	ADP
ihlr-16514	192	18	health	health	NOUN
ihlr-16514	192	19	care	care	NOUN
ihlr-16514	192	20	financing	financing	NOUN
ihlr-16514	192	21	options	option	NOUN
ihlr-16514	192	22	.	.	PUNCT
ihlr-16514	192	23	)	)	PUNCT
ihlr-16514	192	24	.	.	PUNCT
ihlr-16514	193	1	46	46	NUM
ihlr-16514	193	2	alden	alden	PROPN
ihlr-16514	193	3	j.	j.	PROPN
ihlr-16514	193	4	bianchi	bianchi	PROPN
ihlr-16514	193	5	,	,	PUNCT
ihlr-16514	193	6	options	option	NOUN
ihlr-16514	193	7	in	in	ADP
ihlr-16514	193	8	consumerdriven	consumerdriven	VERB
ihlr-16514	193	9	health	health	NOUN
ihlr-16514	193	10	care	care	NOUN
ihlr-16514	193	11	:	:	PUNCT
ihlr-16514	193	12	hsas	hsa	NOUN
ihlr-16514	193	13	,	,	PUNCT
ihlr-16514	193	14	hras	hra	NOUN
ihlr-16514	193	15	,	,	PUNCT
ihlr-16514	193	16	and	and	CCONJ
ihlr-16514	193	17	fsas	fsa	NOUN
ihlr-16514	193	18	,	,	PUNCT
ihlr-16514	193	19	medicare	medicare	PROPN
ihlr-16514	193	20	reform	reform	PROPN
ihlr-16514	193	21	,	,	PUNCT
ihlr-16514	193	22	health	health	NOUN
ihlr-16514	193	23	savings	saving	NOUN
ihlr-16514	193	24	accounts	account	NOUN
ihlr-16514	193	25	and	and	CCONJ
ihlr-16514	193	26	the	the	DET
ihlr-16514	193	27	future	future	NOUN
ihlr-16514	193	28	of	of	ADP
ihlr-16514	193	29	consumer	consumer	NOUN
ihlr-16514	193	30	directed	direct	VERB
ihlr-16514	193	31	health	health	NOUN
ihlr-16514	193	32	care	care	NOUN
ihlr-16514	193	33	,	,	PUNCT
ihlr-16514	193	34	64	64	NUM
ihlr-16514	193	35	a.l.i	a.l.i	NOUN
ihlr-16514	193	36	.	.	PUNCT
ihlr-16514	193	37	1061	1061	NUM
ihlr-16514	193	38	,	,	PUNCT
ihlr-16514	193	39	1063	1063	NUM
ihlr-16514	193	40	(	(	PUNCT
ihlr-16514	193	41	2005	2005	NUM
ihlr-16514	193	42	)	)	PUNCT
ihlr-16514	193	43	.	.	PUNCT
ihlr-16514	194	1	47	47	NUM
ihlr-16514	194	2	marshall	marshall	PROPN
ihlr-16514	194	3	b.	b.	PROPN
ihlr-16514	194	4	kapp	kapp	PROPN
ihlr-16514	194	5	,	,	PUNCT
ihlr-16514	194	6	patient	patient	ADJ
ihlr-16514	194	7	autonomy	autonomy	NOUN
ihlr-16514	194	8	in	in	ADP
ihlr-16514	194	9	the	the	DET
ihlr-16514	194	10	age	age	NOUN
ihlr-16514	194	11	of	of	ADP
ihlr-16514	194	12	consumer	consumer	NOUN
ihlr-16514	194	13	-	-	PUNCT
ihlr-16514	194	14	driven	drive	VERB
ihlr-16514	194	15	health	health	NOUN
ihlr-16514	194	16	care	care	NOUN
ihlr-16514	194	17	:	:	PUNCT
ihlr-16514	194	18	informed	inform	VERB
ihlr-16514	194	19	consent	consent	NOUN
ihlr-16514	194	20	and	and	CCONJ
ihlr-16514	194	21	informed	informed	ADJ
ihlr-16514	194	22	choice	choice	NOUN
ihlr-16514	194	23	,	,	PUNCT
ihlr-16514	194	24	2	2	NUM
ihlr-16514	194	25	j.	j.	PROPN
ihlr-16514	194	26	realm	realm	PROPN
ihlr-16514	194	27	&	&	CCONJ
ihlr-16514	194	28	biomed	biome	VERB
ihlr-16514	194	29	.	.	PUNCT
ihlr-16514	195	1	l.	l.	PROPN
ihlr-16514	195	2	1	1	NUM
ihlr-16514	195	3	,	,	PUNCT
ihlr-16514	195	4	19	19	NUM
ihlr-16514	195	5	-	-	SYM
ihlr-16514	195	6	20	20	NUM
ihlr-16514	195	7	n.l05	n.l05	NUM
ihlr-16514	195	8	,	,	PUNCT
ihlr-16514	195	9	106	106	NUM
ihlr-16514	195	10	(	(	PUNCT
ihlr-16514	195	11	2006	2006	NUM
ihlr-16514	195	12	)	)	PUNCT
ihlr-16514	195	13	.	.	PUNCT
ihlr-16514	196	1	48	48	NUM
ihlr-16514	196	2	medicare	medicare	PROPN
ihlr-16514	196	3	prescription	prescription	NOUN
ihlr-16514	196	4	drug	drug	NOUN
ihlr-16514	196	5	,	,	PUNCT
ihlr-16514	196	6	improvement	improvement	NOUN
ihlr-16514	196	7	,	,	PUNCT
ihlr-16514	196	8	and	and	CCONJ
ihlr-16514	196	9	modernization	modernization	NOUN
ihlr-16514	196	10	act	act	PROPN
ihlr-16514	196	11	of2003	of2003	PROPN
ihlr-16514	196	12	,	,	PUNCT
ihlr-16514	196	13	pub	pub	NOUN
ihlr-16514	196	14	.	.	PUNCT
ihlr-16514	197	1	l.	l.	PROPN
ihlr-16514	197	2	no	no	INTJ
ihlr-16514	197	3	.	.	PROPN
ihlr-16514	198	1	108	108	NUM
ihlr-16514	198	2	-	-	SYM
ihlr-16514	198	3	173	173	NUM
ihlr-16514	198	4	,	,	PUNCT
ihlr-16514	198	5	117	117	NUM
ihlr-16514	198	6	stat	stat	NOUN
ihlr-16514	198	7	.	.	PUNCT
ihlr-16514	199	1	2066	2066	NUM
ihlr-16514	199	2	(	(	PUNCT
ihlr-16514	199	3	codified	codify	VERB
ihlr-16514	199	4	as	as	SCONJ
ihlr-16514	199	5	amended	amend	VERB
ihlr-16514	199	6	in	in	ADP
ihlr-16514	199	7	scattered	scatter	VERB
ihlr-16514	199	8	sections	section	NOUN
ihlr-16514	199	9	of	of	ADP
ihlr-16514	199	10	42	42	NUM
ihlr-16514	199	11	u.s.c	u.s.c	ADJ
ihlr-16514	199	12	.	.	PUNCT
ihlr-16514	200	1	and	and	CCONJ
ihlr-16514	200	2	26	26	NUM
ihlr-16514	200	3	u.s.c	u.s.c	ADJ
ihlr-16514	200	4	.	.	PUNCT
ihlr-16514	200	5	)	)	PUNCT
ihlr-16514	200	6	.	.	PUNCT
ihlr-16514	201	1	49	49	NUM
ihlr-16514	201	2	bianchi	bianchi	NOUN
ihlr-16514	201	3	,	,	PUNCT
ihlr-16514	201	4	supra	supra	PROPN
ihlr-16514	201	5	note	note	NOUN
ihlr-16514	201	6	46	46	NUM
ihlr-16514	201	7	.	.	PUNCT
ihlr-16514	201	8	296	296	NUM
ihlr-16514	201	9	indiana	indiana	PROPN
ihlr-16514	201	10	health	health	PROPN
ihlr-16514	201	11	law	law	NOUN
ihlr-16514	201	12	review	review	NOUN
ihlr-16514	201	13	[	[	X
ihlr-16514	201	14	vol	vol	NOUN
ihlr-16514	201	15	.	.	PUNCT
ihlr-16514	201	16	4:287	4:287	NUM
ihlr-16514	201	17	surance	surance	NOUN
ihlr-16514	201	18	coverage	coverage	NOUN
ihlr-16514	201	19	under	under	ADP
ihlr-16514	201	20	a	a	DET
ihlr-16514	201	21	high	high	ADJ
ihlr-16514	201	22	deductible	deductible	ADJ
ihlr-16514	201	23	health	health	NOUN
ihlr-16514	201	24	plan	plan	NOUN
ihlr-16514	201	25	(	(	PUNCT
ihlr-16514	201	26	"	"	PUNCT
ihlr-16514	201	27	hdhp	hdhp	NOUN
ihlr-16514	201	28	..	..	PUNCT
ihlr-16514	201	29	)	)	PUNCT
ihlr-16514	201	30	.50	.50	NUM
ihlr-16514	201	31	"	"	PUNCT
ihlr-16514	201	32	an	an	DET
ihlr-16514	201	33	[	[	X
ihlr-16514	201	34	sic	sic	ADJ
ihlr-16514	201	35	]	]	X
ihlr-16514	201	36	hdhp	hdhp	NOUN
ihlr-16514	201	37	is	be	AUX
ihlr-16514	201	38	a	a	DET
ihlr-16514	201	39	health	health	NOUN
ihlr-16514	201	40	insurance	insurance	NOUN
ihlr-16514	201	41	plan	plan	NOUN
ihlr-16514	201	42	structured	structure	VERB
ihlr-16514	201	43	similar	similar	ADJ
ihlr-16514	201	44	to	to	ADP
ihlr-16514	201	45	a	a	DET
ihlr-16514	201	46	traditional	traditional	ADJ
ihlr-16514	201	47	plan	plan	NOUN
ihlr-16514	201	48	but	but	CCONJ
ihlr-16514	201	49	with	with	ADP
ihlr-16514	201	50	markedly	markedly	ADV
ihlr-16514	201	51	higher	high	ADJ
ihlr-16514	201	52	out	out	ADP
ihlr-16514	201	53	-	-	PUNCT
ihlr-16514	201	54	of	of	ADP
ihlr-16514	201	55	-	-	PUNCT
ihlr-16514	201	56	pocket	pocket	NOUN
ihlr-16514	201	57	deductibles	deductible	NOUN
ihlr-16514	201	58	.	.	PUNCT
ihlr-16514	202	1	',s1	',s1	VERB
ihlr-16514	202	2	usually	usually	ADV
ihlr-16514	202	3	,	,	PUNCT
ihlr-16514	202	4	the	the	DET
ihlr-16514	202	5	hdhps	hdhps	NOUN
ihlr-16514	202	6	are	be	AUX
ihlr-16514	202	7	re­	re­	AUX
ihlr-16514	202	8	quired	quire	VERB
ihlr-16514	202	9	to	to	PART
ihlr-16514	202	10	have	have	VERB
ihlr-16514	202	11	a	a	DET
ihlr-16514	202	12	one	one	NUM
ihlr-16514	202	13	-	-	PUNCT
ihlr-16514	202	14	thousand	thousand	NUM
ihlr-16514	202	15	dollar	dollar	NOUN
ihlr-16514	202	16	deductible	deductible	ADJ
ihlr-16514	202	17	for	for	ADP
ihlr-16514	202	18	individuals	individual	NOUN
ihlr-16514	202	19	and	and	CCONJ
ihlr-16514	202	20	a	a	DET
ihlr-16514	202	21	two­	two­	ADJ
ihlr-16514	202	22	thousand	thousand	NUM
ihlr-16514	202	23	dollar	dollar	NOUN
ihlr-16514	202	24	deductible	deductible	ADJ
ihlr-16514	202	25	for	for	ADP
ihlr-16514	202	26	families	family	NOUN
ihlr-16514	202	27	before	before	SCONJ
ihlr-16514	202	28	an	an	DET
ihlr-16514	202	29	individual	individual	NOUN
ihlr-16514	202	30	's	's	PART
ihlr-16514	202	31	respective	respective	ADJ
ihlr-16514	202	32	hdhp	hdhp	NOUN
ihlr-16514	202	33	would	would	AUX
ihlr-16514	202	34	begin	begin	VERB
ihlr-16514	202	35	to	to	PART
ihlr-16514	202	36	cover	cover	VERB
ihlr-16514	202	37	costs	cost	NOUN
ihlr-16514	202	38	.	.	PUNCT
ihlr-16514	203	1	52	52	NUM
ihlr-16514	203	2	hsas	hsa	NOUN
ihlr-16514	203	3	also	also	ADV
ihlr-16514	203	4	tend	tend	VERB
ihlr-16514	203	5	to	to	PART
ihlr-16514	203	6	be	be	AUX
ihlr-16514	203	7	more	more	ADV
ihlr-16514	203	8	flexible	flexible	ADJ
ihlr-16514	203	9	for	for	ADP
ihlr-16514	203	10	the	the	DET
ihlr-16514	203	11	account	account	NOUN
ihlr-16514	203	12	holder	holder	NOUN
ihlr-16514	203	13	than	than	ADP
ihlr-16514	203	14	other	other	ADJ
ihlr-16514	203	15	cdhps	cdhps	NOUN
ihlr-16514	203	16	.	.	PUNCT
ihlr-16514	204	1	for	for	ADP
ihlr-16514	204	2	example	example	NOUN
ihlr-16514	204	3	,	,	PUNCT
ihlr-16514	204	4	funds	fund	NOUN
ihlr-16514	204	5	deposited	deposit	VERB
ihlr-16514	204	6	into	into	ADP
ihlr-16514	204	7	an	an	DET
ihlr-16514	204	8	hsa	hsa	NOUN
ihlr-16514	204	9	carry	carry	VERB
ihlr-16514	204	10	over	over	ADP
ihlr-16514	204	11	from	from	ADP
ihlr-16514	204	12	year	year	NOUN
ihlr-16514	204	13	to	to	ADP
ihlr-16514	204	14	year	year	NOUN
ihlr-16514	204	15	with	with	ADP
ihlr-16514	204	16	the	the	DET
ihlr-16514	204	17	only	only	ADJ
ihlr-16514	204	18	stipulation	stipulation	NOUN
ihlr-16514	204	19	being	be	AUX
ihlr-16514	204	20	that	that	SCONJ
ihlr-16514	204	21	the	the	DET
ihlr-16514	204	22	consumer	consumer	NOUN
ihlr-16514	204	23	must	must	AUX
ihlr-16514	204	24	meet	meet	VERB
ihlr-16514	204	25	the	the	DET
ihlr-16514	204	26	required	require	VERB
ihlr-16514	204	27	deductible	deductible	NOUN
ihlr-16514	204	28	at	at	ADP
ihlr-16514	204	29	the	the	DET
ihlr-16514	204	30	beginning	beginning	NOUN
ihlr-16514	204	31	of	of	ADP
ihlr-16514	204	32	each	each	DET
ihlr-16514	204	33	year.53	year.53	NOUN
ihlr-16514	204	34	furthermore	furthermore	ADV
ihlr-16514	204	35	,	,	PUNCT
ihlr-16514	204	36	hsa	hsa	PROPN
ihlr-16514	204	37	balances	balance	NOUN
ihlr-16514	204	38	may	may	AUX
ihlr-16514	204	39	be	be	AUX
ihlr-16514	204	40	withdrawn	withdraw	VERB
ihlr-16514	204	41	in	in	ADP
ihlr-16514	204	42	cash	cash	NOUN
ihlr-16514	204	43	,	,	PUNCT
ihlr-16514	204	44	and	and	CCONJ
ihlr-16514	204	45	they	they	PRON
ihlr-16514	204	46	may	may	AUX
ihlr-16514	204	47	be	be	AUX
ihlr-16514	204	48	funded	fund	VERB
ihlr-16514	204	49	by	by	ADP
ihlr-16514	204	50	"	"	PUNCT
ihlr-16514	204	51	the	the	DET
ihlr-16514	204	52	eligible	eligible	ADJ
ihlr-16514	204	53	individual	individual	NOUN
ihlr-16514	204	54	,	,	PUNCT
ihlr-16514	204	55	his	his	PRON
ihlr-16514	204	56	or	or	CCONJ
ihlr-16514	204	57	her	her	PRON
ihlr-16514	204	58	employer	employer	NOUN
ihlr-16514	204	59	,	,	PUNCT
ihlr-16514	204	60	a	a	DET
ihlr-16514	204	61	relative	relative	NOUN
ihlr-16514	204	62	,	,	PUNCT
ihlr-16514	204	63	or	or	CCONJ
ihlr-16514	204	64	any	any	DET
ihlr-16514	204	65	combination	combination	NOUN
ihlr-16514	204	66	of	of	ADP
ihlr-16514	204	67	these	these	DET
ihlr-16514	204	68	sources	source	NOUN
ihlr-16514	204	69	.	.	PUNCT
ihlr-16514	205	1	..	..	PUNCT
ihlr-16514	205	2	s4	s4	VERB
ihlr-16514	205	3	the	the	DET
ihlr-16514	205	4	flexibility	flexibility	NOUN
ihlr-16514	205	5	offered	offer	VERB
ihlr-16514	205	6	by	by	ADP
ihlr-16514	205	7	hsas	hsa	NOUN
ihlr-16514	205	8	makes	make	VERB
ihlr-16514	205	9	it	it	PRON
ihlr-16514	205	10	an	an	DET
ihlr-16514	205	11	appealing	appealing	ADJ
ihlr-16514	205	12	alternative	alternative	NOUN
ihlr-16514	205	13	to	to	ADP
ihlr-16514	205	14	large	large	ADJ
ihlr-16514	205	15	employers	employer	NOUN
ihlr-16514	205	16	who	who	PRON
ihlr-16514	205	17	are	be	AUX
ihlr-16514	205	18	looking	look	VERB
ihlr-16514	205	19	to	to	PART
ihlr-16514	205	20	reduce	reduce	VERB
ihlr-16514	205	21	health	health	NOUN
ihlr-16514	205	22	related	relate	VERB
ihlr-16514	205	23	spending	spending	NOUN
ihlr-16514	205	24	.	.	PUNCT
ihlr-16514	206	1	while	while	SCONJ
ihlr-16514	206	2	hsas	hsa	NOUN
ihlr-16514	206	3	may	may	AUX
ihlr-16514	206	4	initially	initially	ADV
ihlr-16514	206	5	be	be	AUX
ihlr-16514	206	6	attrac­	attrac­	ADP
ihlr-16514	206	7	tive	tive	NOUN
ihlr-16514	206	8	to	to	ADP
ihlr-16514	206	9	small	small	ADJ
ihlr-16514	206	10	employers	employer	NOUN
ihlr-16514	206	11	,	,	PUNCT
ihlr-16514	206	12	the	the	DET
ihlr-16514	206	13	attraction	attraction	NOUN
ihlr-16514	206	14	is	be	AUX
ihlr-16514	206	15	mostly	mostly	ADV
ihlr-16514	206	16	favorable	favorable	ADJ
ihlr-16514	206	17	numbers	number	NOUN
ihlr-16514	206	18	small	small	ADJ
ihlr-16514	206	19	em­	em­	NOUN
ihlr-16514	206	20	ployers	ployer	NOUN
ihlr-16514	206	21	see	see	VERB
ihlr-16514	206	22	on	on	ADP
ihlr-16514	206	23	paper	paper	NOUN
ihlr-16514	206	24	.	.	PUNCT
ihlr-16514	207	1	employees	employee	NOUN
ihlr-16514	207	2	who	who	PRON
ihlr-16514	207	3	decide	decide	VERB
ihlr-16514	207	4	to	to	PART
ihlr-16514	207	5	open	open	VERB
ihlr-16514	207	6	an	an	DET
ihlr-16514	207	7	hsa	hsa	PROPN
ihlr-16514	207	8	will	will	AUX
ihlr-16514	207	9	realize	realize	VERB
ihlr-16514	207	10	benefits	benefit	NOUN
ihlr-16514	207	11	from	from	ADP
ihlr-16514	207	12	a	a	DET
ihlr-16514	207	13	different	different	ADJ
ihlr-16514	207	14	perspective	perspective	NOUN
ihlr-16514	207	15	.	.	PUNCT
ihlr-16514	208	1	they	they	PRON
ihlr-16514	208	2	will	will	AUX
ihlr-16514	208	3	be	be	AUX
ihlr-16514	208	4	forced	force	VERB
ihlr-16514	208	5	to	to	PART
ihlr-16514	208	6	become	become	VERB
ihlr-16514	208	7	prudent	prudent	ADJ
ihlr-16514	208	8	consumers	consumer	NOUN
ihlr-16514	208	9	of	of	ADP
ihlr-16514	208	10	their	their	PRON
ihlr-16514	208	11	own	own	ADJ
ihlr-16514	208	12	health	health	NOUN
ihlr-16514	208	13	care	care	NOUN
ihlr-16514	208	14	by	by	ADP
ihlr-16514	208	15	researching	research	VERB
ihlr-16514	208	16	,	,	PUNCT
ihlr-16514	208	17	processing	processing	NOUN
ihlr-16514	208	18	,	,	PUNCT
ihlr-16514	208	19	and	and	CCONJ
ihlr-16514	208	20	applying	apply	VERB
ihlr-16514	208	21	information	information	NOUN
ihlr-16514	208	22	about	about	ADP
ihlr-16514	208	23	which	which	DET
ihlr-16514	208	24	health	health	NOUN
ihlr-16514	208	25	-	-	PUNCT
ihlr-16514	208	26	related	relate	VERB
ihlr-16514	208	27	goods	good	NOUN
ihlr-16514	208	28	and	and	CCONJ
ihlr-16514	208	29	services	service	NOUN
ihlr-16514	208	30	they	they	PRON
ihlr-16514	208	31	should	should	AUX
ihlr-16514	208	32	allocate	allocate	VERB
ihlr-16514	208	33	their	their	PRON
ihlr-16514	208	34	finances	finance	NOUN
ihlr-16514	208	35	towards	towards	ADP
ihlr-16514	208	36	.	.	PUNCT
ihlr-16514	209	1	the	the	DET
ihlr-16514	209	2	flexibility	flexibility	NOUN
ihlr-16514	209	3	of	of	ADP
ihlr-16514	209	4	,	,	PUNCT
ihlr-16514	209	5	and	and	CCONJ
ihlr-16514	209	6	tax	tax	NOUN
ihlr-16514	209	7	benefits	benefit	NOUN
ihlr-16514	209	8	that	that	PRON
ihlr-16514	209	9	flow	flow	VERB
ihlr-16514	209	10	from	from	ADP
ihlr-16514	209	11	,	,	PUNCT
ihlr-16514	209	12	hsas	hsa	NOUN
ihlr-16514	209	13	are	be	AUX
ihlr-16514	209	14	pwported	pwporte	VERB
ihlr-16514	209	15	to	to	PART
ihlr-16514	209	16	be	be	AUX
ihlr-16514	209	17	what	what	PRON
ihlr-16514	209	18	is	be	AUX
ihlr-16514	209	19	likely	likely	ADJ
ihlr-16514	209	20	to	to	PART
ihlr-16514	209	21	push	push	VERB
ihlr-16514	209	22	hsas	hsa	NOUN
ihlr-16514	209	23	to	to	ADP
ihlr-16514	209	24	the	the	DET
ihlr-16514	209	25	forefront	forefront	NOUN
ihlr-16514	209	26	as	as	ADP
ihlr-16514	209	27	the	the	DET
ihlr-16514	209	28	predominant	predominant	ADJ
ihlr-16514	209	29	form	form	NOUN
ihlr-16514	209	30	of	of	ADP
ihlr-16514	209	31	cdhps	cdhps	NOUN
ihlr-16514	209	32	.	.	PUNCT
ihlr-16514	210	1	"	"	PUNCT
ihlr-16514	210	2	through	through	ADP
ihlr-16514	210	3	this	this	DET
ihlr-16514	210	4	mechanism	mechanism	NOUN
ihlr-16514	210	5	.	.	PUNCT
ihlr-16514	211	1	consumers	consumer	NOUN
ihlr-16514	211	2	are	be	AUX
ihlr-16514	211	3	encouraged	encourage	VERB
ihlr-16514	211	4	to	to	PART
ihlr-16514	211	5	participate	participate	VERB
ihlr-16514	211	6	in	in	ADP
ihlr-16514	211	7	a	a	DET
ihlr-16514	211	8	genuine	genuine	ADJ
ihlr-16514	211	9	market	market	NOUN
ihlr-16514	211	10	for	for	ADP
ihlr-16514	211	11	health	health	NOUN
ihlr-16514	211	12	care	care	NOUN
ihlr-16514	211	13	services	service	NOUN
ihlr-16514	211	14	,	,	PUNCT
ihlr-16514	211	15	making	make	VERB
ihlr-16514	211	16	judgments	judgment	NOUN
ihlr-16514	211	17	,	,	PUNCT
ihlr-16514	211	18	as	as	ADP
ihlr-16514	211	19	with	with	ADP
ihlr-16514	211	20	any	any	DET
ihlr-16514	211	21	con­	con­	NOUN
ihlr-16514	211	22	sumer	sumer	NOUN
ihlr-16514	211	23	purchase	purchase	NOUN
ihlr-16514	211	24	,	,	PUNCT
ihlr-16514	211	25	as	as	ADP
ihlr-16514	211	26	to	to	ADP
ihlr-16514	211	27	the	the	DET
ihlr-16514	211	28	utility	utility	NOUN
ihlr-16514	211	29	of	of	ADP
ihlr-16514	211	30	spending	spending	NOUN
ihlr-16514	211	31	as	as	SCONJ
ihlr-16514	211	32	opposed	oppose	VERB
ihlr-16514	211	33	to	to	ADP
ihlr-16514	211	34	saving	save	VERB
ihlr-16514	211	35	'	'	PUNCT
ihlr-16514	211	36	their	their	PRON
ihlr-16514	211	37	'	'	PUNCT
ihlr-16514	211	38	mon­	mon­	NOUN
ihlr-16514	211	39	ey	ey	PROPN
ihlr-16514	211	40	.	.	PROPN
ihlr-16514	211	41	',ss	',ss	X
ihlr-16514	212	1	as	as	ADP
ihlr-16514	212	2	a	a	DET
ihlr-16514	212	3	result	result	NOUN
ihlr-16514	212	4	,	,	PUNCT
ihlr-16514	212	5	consumers	consumer	NOUN
ihlr-16514	212	6	have	have	VERB
ihlr-16514	212	7	a	a	DET
ihlr-16514	212	8	more	more	ADV
ihlr-16514	212	9	direct	direct	ADJ
ihlr-16514	212	10	stake	stake	NOUN
ihlr-16514	212	11	in	in	ADP
ihlr-16514	212	12	their	their	PRON
ihlr-16514	212	13	own	own	ADJ
ihlr-16514	212	14	health	health	NOUN
ihlr-16514	212	15	care	care	NOUN
ihlr-16514	212	16	expenditures	expenditure	NOUN
ihlr-16514	212	17	and	and	CCONJ
ihlr-16514	212	18	will	will	AUX
ihlr-16514	212	19	likely	likely	ADV
ihlr-16514	212	20	exercise	exercise	VERB
ihlr-16514	212	21	greater	great	ADJ
ihlr-16514	212	22	discretion	discretion	NOUN
ihlr-16514	212	23	in	in	ADP
ihlr-16514	212	24	selecting	select	VERB
ihlr-16514	212	25	which	which	DET
ihlr-16514	212	26	mediso	mediso	NOUN
ihlr-16514	212	27	according	accord	VERB
ihlr-16514	212	28	to	to	ADP
ihlr-16514	212	29	the	the	DET
ihlr-16514	212	30	mma	mma	PROPN
ihlr-16514	212	31	,	,	PUNCT
ihlr-16514	212	32	an	an	DET
ihlr-16514	212	33	hdhp	hdhp	NOUN
ihlr-16514	212	34	is	be	AUX
ihlr-16514	212	35	a	a	DET
ihlr-16514	212	36	plan	plan	NOUN
ihlr-16514	212	37	that	that	PRON
ihlr-16514	212	38	has	have	VERB
ihlr-16514	212	39	an	an	DET
ihlr-16514	212	40	annual	annual	ADJ
ihlr-16514	212	41	deductible	deductible	NOUN
ihlr-16514	212	42	of	of	ADP
ihlr-16514	212	43	at	at	ADV
ihlr-16514	212	44	least	least	ADV
ihlr-16514	212	45	one	one	NUM
ihlr-16514	212	46	thousand	thousand	NUM
ihlr-16514	212	47	dollars	dollar	NOUN
ihlr-16514	212	48	for	for	ADP
ihlr-16514	212	49	self	self	NOUN
ihlr-16514	212	50	coverage	coverage	NOUN
ihlr-16514	212	51	and	and	CCONJ
ihlr-16514	212	52	at	at	ADV
ihlr-16514	212	53	least	least	ADV
ihlr-16514	212	54	two	two	NUM
ihlr-16514	212	55	thousand	thousand	NUM
ihlr-16514	212	56	dollars	dollar	NOUN
ihlr-16514	212	57	for	for	ADP
ihlr-16514	212	58	family	family	NOUN
ihlr-16514	212	59	coverage	coverage	NOUN
ihlr-16514	212	60	.	.	PUNCT
ihlr-16514	213	1	additionally	additionally	ADV
ihlr-16514	213	2	,	,	PUNCT
ihlr-16514	213	3	the	the	DET
ihlr-16514	213	4	sum	sum	NOUN
ihlr-16514	213	5	of	of	ADP
ihlr-16514	213	6	the	the	DET
ihlr-16514	213	7	annual	annual	ADJ
ihlr-16514	213	8	deductible	deductible	NOUN
ihlr-16514	213	9	and	and	CCONJ
ihlr-16514	213	10	annual	annual	ADJ
ihlr-16514	213	11	out	out	ADP
ihlr-16514	213	12	of	of	ADP
ihlr-16514	213	13	pocket	pocket	NOUN
ihlr-16514	213	14	expenses	expense	NOUN
ihlr-16514	213	15	(	(	PUNCT
ihlr-16514	213	16	excluding	exclude	VERB
ihlr-16514	213	17	premiums	premium	NOUN
ihlr-16514	213	18	)	)	PUNCT
ihlr-16514	213	19	does	do	AUX
ihlr-16514	213	20	not	not	PART
ihlr-16514	213	21	exceed	exceed	VERB
ihlr-16514	213	22	five	five	NUM
ihlr-16514	213	23	thousand	thousand	NUM
ihlr-16514	213	24	dollars	dollar	NOUN
ihlr-16514	213	25	for	for	ADP
ihlr-16514	213	26	self	self	NOUN
ihlr-16514	213	27	-	-	PUNCT
ihlr-16514	213	28	only	only	ADV
ihlr-16514	213	29	coverage	coverage	NOUN
ihlr-16514	213	30	and	and	CCONJ
ihlr-16514	213	31	ten	ten	NUM
ihlr-16514	213	32	thousand	thousand	NUM
ihlr-16514	213	33	dollars	dollar	NOUN
ihlr-16514	213	34	for	for	ADP
ihlr-16514	213	35	family	family	NOUN
ihlr-16514	213	36	coverage	coverage	NOUN
ihlr-16514	213	37	.	.	PUNCT
ihlr-16514	214	1	26	26	NUM
ihlr-16514	215	1	u.s.c.a	u.s.c.a	PROPN
ihlr-16514	215	2	§	§	PROPN
ihlr-16514	215	3	223	223	NUM
ihlr-16514	215	4	(	(	PUNCT
ihlr-16514	215	5	west	west	NOUN
ihlr-16514	215	6	supp	supp	PROPN
ihlr-16514	215	7	.	.	PUNCT
ihlr-16514	215	8	2007	2007	NUM
ihlr-16514	215	9	)	)	PUNCT
ihlr-16514	215	10	.	.	PUNCT
ihlr-16514	216	1	51	51	NUM
ihlr-16514	216	2	j.m	j.m	PROPN
ihlr-16514	216	3	.	.	PROPN
ihlr-16514	216	4	razor	razor	PROPN
ihlr-16514	216	5	,	,	PUNCT
ihlr-16514	216	6	healthsavingsaccounts	healthsavingsaccount	VERB
ihlr-16514	216	7	:	:	PUNCT
ihlr-16514	216	8	increasing	increase	VERB
ihlr-16514	216	9	health	health	NOUN
ihlr-16514	216	10	care	care	NOUN
ihlr-16514	216	11	access	access	NOUN
ihlr-16514	216	12	inamerica?,l1	inamerica?,l1	PROPN
ihlr-16514	216	13	loy	loy	PROPN
ihlr-16514	216	14	.	.	PUNCT
ihlr-16514	217	1	consumer	consumer	PROPN
ihlr-16514	217	2	l.	l.	PROPN
ihlr-16514	217	3	rev	rev	PROPN
ihlr-16514	217	4	.	.	PROPN
ihlr-16514	217	5	419	419	NUM
ihlr-16514	217	6	,	,	PUNCT
ihlr-16514	217	7	422	422	NUM
ihlr-16514	217	8	-	-	SYM
ihlr-16514	217	9	23	23	NUM
ihlr-16514	217	10	(	(	PUNCT
ihlr-16514	217	11	2005	2005	NUM
ihlr-16514	217	12	)	)	PUNCT
ihlr-16514	217	13	.	.	PUNCT
ihlr-16514	218	1	for	for	ADP
ihlr-16514	218	2	a	a	DET
ihlr-16514	218	3	simple	simple	ADJ
ihlr-16514	218	4	discussion	discussion	NOUN
ihlr-16514	218	5	ofhdhps	ofhdhps	NOUN
ihlr-16514	218	6	and	and	CCONJ
ihlr-16514	218	7	a	a	DET
ihlr-16514	218	8	clear	clear	ADJ
ihlr-16514	218	9	explanation	explanation	NOUN
ihlr-16514	218	10	of	of	ADP
ihlr-16514	218	11	hsa	hsa	PROPN
ihlr-16514	218	12	contribution	contribution	NOUN
ihlr-16514	218	13	and	and	CCONJ
ihlr-16514	218	14	distribution	distribution	NOUN
ihlr-16514	218	15	,	,	PUNCT
ihlr-16514	218	16	see	see	VERB
ihlr-16514	218	17	u.s	u.s	PROPN
ihlr-16514	218	18	.	.	PROPN
ihlr-16514	218	19	'	'	PUNCT
ihlr-16514	218	20	i'rbasury	i'rbasury	PROPN
ihlr-16514	218	21	,	,	PUNCT
ihlr-16514	218	22	ail	ail	X
ihlr-16514	218	23	about	about	ADP
ihlr-16514	218	24	hsas	hsa	NOUN
ihlr-16514	218	25	(	(	PUNCT
ihlr-16514	218	26	2006	2006	NUM
ihlr-16514	218	27	)	)	PUNCT
ihlr-16514	218	28	,	,	PUNCT
ihlr-16514	218	29	http://www.treas.gov/officeslpublic-a.ffilirslhsa/pall-about-hsas	http://www.treas.gov/officeslpublic-a.ffilirslhsa/pall-about-hsas	NUM
ihlr-16514	218	30	_	_	DET
ihlr-16514	218	31	051807	051807	NUM
ihlr-16514	218	32	.pdf	.pdf	NOUN
ihlr-16514	218	33	.	.	PUNCT
ihlr-16514	219	1	52	52	NUM
ihlr-16514	219	2	michelle	michelle	PROPN
ihlr-16514	219	3	andrews	andrews	PROPN
ihlr-16514	219	4	,	,	PUNCT
ihlr-16514	219	5	the	the	DET
ihlr-16514	219	6	promise	promise	NOUN
ihlr-16514	219	7	and	and	CCONJ
ihlr-16514	219	8	the	the	DET
ihlr-16514	219	9	pitfalls	pitfall	NOUN
ihlr-16514	219	10	ofhealth	ofhealth	NOUN
ihlr-16514	219	11	savings	saving	NOUN
ihlr-16514	219	12	accounts	account	NOUN
ihlr-16514	219	13	,	,	PUNCT
ihlr-16514	219	14	n.y	n.y	PROPN
ihlr-16514	219	15	.	.	PROPN
ihlr-16514	219	16	times	times	PROPN
ihlr-16514	219	17	,	,	PUNCT
ihlr-16514	219	18	aug	aug	PROPN
ihlr-16514	219	19	.	.	PROPN
ihlr-16514	219	20	14	14	NUM
ihlr-16514	219	21	,	,	PUNCT
ihlr-16514	219	22	2005	2005	NUM
ihlr-16514	219	23	,	,	PUNCT
ihlr-16514	219	24	at§	at§	NOUN
ihlr-16514	219	25	3	3	NUM
ihlr-16514	219	26	;	;	PUNCT
ihlr-16514	219	27	see	see	VERB
ihlr-16514	219	28	also	also	ADV
ihlr-16514	219	29	bianchi	bianchi	NOUN
ihlr-16514	219	30	,	,	PUNCT
ihlr-16514	219	31	supra	supra	PROPN
ihlr-16514	219	32	note	note	PROPN
ihlr-16514	219	33	46	46	NUM
ihlr-16514	219	34	(	(	PUNCT
ihlr-16514	219	35	elaborating	elaborate	VERB
ihlr-16514	219	36	on	on	ADP
ihlr-16514	219	37	the	the	DET
ihlr-16514	219	38	specifics	specific	NOUN
ihlr-16514	219	39	of	of	ADP
ihlr-16514	219	40	hdhps	hdhps	NOUN
ihlr-16514	219	41	and	and	CCONJ
ihlr-16514	219	42	hsas	hsa	NOUN
ihlr-16514	219	43	)	)	PUNCT
ihlr-16514	219	44	.	.	PUNCT
ihlr-16514	220	1	53	53	NUM
ihlr-16514	220	2	charles	charles	PROPN
ihlr-16514	220	3	h.	h.	PROPN
ihlr-16514	220	4	klippel	klippel	PROPN
ihlr-16514	220	5	,	,	PUNCT
ihlr-16514	220	6	the	the	DET
ihlr-16514	220	7	implications	implication	NOUN
ihlr-16514	220	8	of	of	ADP
ihlr-16514	220	9	tea	tea	NOUN
ihlr-16514	220	10	rulings	ruling	NOUN
ihlr-16514	220	11	on	on	ADP
ihlr-16514	220	12	"	"	PUNCT
ihlr-16514	220	13	savings	saving	NOUN
ihlr-16514	220	14	accounts	account	NOUN
ihlr-16514	220	15	,	,	PUNCT
ihlr-16514	220	16	"	"	PUNCT
ihlr-16514	220	17	in	in	ADP
ihlr-16514	220	18	consumer	consumer	NOUN
ihlr-16514	220	19	-	-	PUNCT
ihlr-16514	220	20	driven	drive	VERB
ihlr-16514	220	21	healm	healm	NOUN
ihlr-16514	220	22	carelmpucationsforproviders	carelmpucationsforprovider	NOUN
ihlr-16514	220	23	,	,	PUNCT
ihlr-16514	220	24	payers	payer	NOUN
ihlr-16514	220	25	,	,	PUNCT
ihlr-16514	220	26	and	and	CCONJ
ihlr-16514	220	27	poucymakers	poucymaker	NOUN
ihlr-16514	220	28	279	279	NUM
ihlr-16514	220	29	,	,	PUNCT
ihlr-16514	220	30	282	282	NUM
ihlr-16514	220	31	(	(	PUNCT
ihlr-16514	220	32	jossey	jossey	NOUN
ihlr-16514	220	33	-	-	PUNCT
ihlr-16514	220	34	bass	bass	NOUN
ihlr-16514	220	35	2004	2004	NUM
ihlr-16514	220	36	)	)	PUNCT
ihlr-16514	220	37	.	.	PUNCT
ihlr-16514	221	1	54	54	NUM
ihlr-16514	221	2	!	!	PUNCT
ihlr-16514	222	1	d.	d.	PROPN
ihlr-16514	222	2	see	see	VERB
ihlr-16514	222	3	also	also	ADV
ihlr-16514	222	4	richard	richard	PROPN
ihlr-16514	222	5	l.	l.	PROPN
ihlr-16514	222	6	kaplan	kaplan	PROPN
ihlr-16514	222	7	,	,	PUNCT
ihlr-16514	222	8	who	who	PRON
ihlr-16514	222	9	's	be	AUX
ihlr-16514	222	10	afraid	afraid	ADJ
ihlr-16514	222	11	of	of	ADP
ihlr-16514	222	12	personal	personal	ADJ
ihlr-16514	222	13	responsibility	responsibility	NOUN
ihlr-16514	222	14	?	?	PUNCT
ihlr-16514	223	1	health	health	NOUN
ihlr-16514	223	2	savings	saving	NOUN
ihlr-16514	223	3	accounts	account	NOUN
ihlr-16514	223	4	and	and	CCONJ
ihlr-16514	223	5	the	the	DET
ihlr-16514	223	6	future	future	NOUN
ihlr-16514	223	7	of	of	ADP
ihlr-16514	223	8	american	american	PROPN
ihlr-16514	223	9	health	health	PROPN
ihlr-16514	223	10	care	care	NOUN
ihlr-16514	223	11	,	,	PUNCT
ihlr-16514	223	12	36	36	NUM
ihlr-16514	223	13	mcgeorge	mcgeorge	NOUN
ihlr-16514	223	14	l.	l.	PROPN
ihlr-16514	223	15	rev	rev	PROPN
ihlr-16514	223	16	.	.	PROPN
ihlr-16514	223	17	535	535	NUM
ihlr-16514	223	18	,	,	PUNCT
ihlr-16514	223	19	549	549	NUM
ihlr-16514	223	20	(	(	PUNCT
ihlr-16514	223	21	2005	2005	NUM
ihlr-16514	223	22	)	)	PUNCT
ihlr-16514	223	23	.	.	PUNCT
ihlr-16514	224	1	ss	ss	PROPN
ihlr-16514	224	2	jacobi	jacobi	PROPN
ihlr-16514	224	3	,	,	PUNCT
ihlr-16514	224	4	government	government	NOUN
ihlr-16514	224	5	reinsurance	reinsurance	NOUN
ihlr-16514	224	6	,	,	PUNCT
ihlr-16514	224	7	supra	supra	PROPN
ihlr-16514	224	8	note	note	NOUN
ihlr-16514	224	9	10	10	NUM
ihlr-16514	224	10	,	,	PUNCT
ihlr-16514	224	11	at	at	ADP
ihlr-16514	224	12	557	557	NUM
ihlr-16514	224	13	.	.	PUNCT
ihlr-16514	225	1	2007	2007	NUM
ihlr-16514	225	2	]	]	X
ihlr-16514	225	3	hsas	hsa	NOUN
ihlr-16514	225	4	and	and	CCONJ
ihlr-16514	225	5	small	small	ADJ
ihlr-16514	225	6	business	business	NOUN
ihlr-16514	225	7	:	:	PUNCT
ihlr-16514	225	8	cost	cost	NOUN
ihlr-16514	225	9	,	,	PUNCT
ihlr-16514	225	10	quauty	quauty	ADJ
ihlr-16514	225	11	,	,	PUNCT
ihlr-16514	225	12	and	and	CCONJ
ihlr-16514	225	13	access	access	NOUN
ihlr-16514	225	14	297	297	NUM
ihlr-16514	225	15	cal	cal	ADJ
ihlr-16514	225	16	goods	good	NOUN
ihlr-16514	225	17	and	and	CCONJ
ihlr-16514	225	18	services	service	NOUN
ihlr-16514	225	19	they	they	PRON
ihlr-16514	225	20	wish	wish	VERB
ihlr-16514	225	21	to	to	PART
ihlr-16514	225	22	consume	consume	VERB
ihlr-16514	225	23	,	,	PUNCT
ihlr-16514	225	24	if	if	SCONJ
ihlr-16514	225	25	they	they	PRON
ihlr-16514	225	26	even	even	ADV
ihlr-16514	225	27	elect	elect	VERB
ihlr-16514	225	28	to	to	PART
ihlr-16514	225	29	do	do	VERB
ihlr-16514	225	30	so	so	ADV
ihlr-16514	225	31	at	at	ADV
ihlr-16514	225	32	all	all	ADV
ihlr-16514	225	33	.	.	PUNCT
ihlr-16514	226	1	56	56	NUM
ihlr-16514	226	2	consumers	consumer	NOUN
ihlr-16514	226	3	also	also	ADV
ihlr-16514	226	4	have	have	VERB
ihlr-16514	226	5	the	the	DET
ihlr-16514	226	6	choice	choice	NOUN
ihlr-16514	226	7	to	to	PART
ihlr-16514	226	8	inadequately	inadequately	ADV
ihlr-16514	226	9	fund	fund	VERB
ihlr-16514	226	10	their	their	PRON
ihlr-16514	226	11	hsas	hsa	NOUN
ihlr-16514	226	12	or	or	CCONJ
ihlr-16514	226	13	to	to	ADP
ihlr-16514	226	14	forego	forego	ADJ
ihlr-16514	226	15	medical	medical	ADJ
ihlr-16514	226	16	treatment	treatment	NOUN
ihlr-16514	226	17	for	for	ADP
ihlr-16514	226	18	certain	certain	ADJ
ihlr-16514	226	19	ailments	ailment	NOUN
ihlr-16514	226	20	in	in	ADP
ihlr-16514	226	21	order	order	NOUN
ihlr-16514	226	22	to	to	PART
ihlr-16514	226	23	retain	retain	VERB
ihlr-16514	226	24	funds	fund	NOUN
ihlr-16514	226	25	.	.	PUNCT
ihlr-16514	227	1	medical	medical	ADJ
ihlr-16514	227	2	treat­	treat­	CCONJ
ihlr-16514	227	3	ment	ment	ADJ
ihlr-16514	227	4	options	option	NOUN
ihlr-16514	227	5	may	may	AUX
ihlr-16514	227	6	then	then	ADV
ihlr-16514	227	7	be	be	AUX
ihlr-16514	227	8	limited	limit	VERB
ihlr-16514	227	9	based	base	VERB
ihlr-16514	227	10	on	on	ADP
ihlr-16514	227	11	the	the	DET
ihlr-16514	227	12	amount	amount	NOUN
ihlr-16514	228	1	ofhsa	ofhsa	NOUN
ihlr-16514	228	2	funds	fund	NOUN
ihlr-16514	228	3	available	available	ADJ
ihlr-16514	228	4	to	to	ADP
ihlr-16514	228	5	a	a	DET
ihlr-16514	228	6	respective	respective	ADJ
ihlr-16514	228	7	individual	individual	NOUN
ihlr-16514	228	8	.	.	PUNCT
ihlr-16514	229	1	this	this	DET
ihlr-16514	229	2	line	line	NOUN
ihlr-16514	229	3	of	of	ADP
ihlr-16514	229	4	reasoning	reasoning	NOUN
ihlr-16514	229	5	may	may	AUX
ihlr-16514	229	6	have	have	VERB
ihlr-16514	229	7	negative	negative	ADJ
ihlr-16514	229	8	implica­	implica­	X
ihlr-16514	229	9	tions	tion	NOUN
ihlr-16514	229	10	because	because	SCONJ
ihlr-16514	229	11	if	if	SCONJ
ihlr-16514	229	12	an	an	DET
ihlr-16514	229	13	employee	employee	NOUN
ihlr-16514	229	14	foregoes	forego	VERB
ihlr-16514	229	15	treatment	treatment	NOUN
ihlr-16514	229	16	due	due	ADP
ihlr-16514	229	17	to	to	ADP
ihlr-16514	229	18	expense	expense	NOUN
ihlr-16514	229	19	,	,	PUNCT
ihlr-16514	229	20	that	that	DET
ihlr-16514	229	21	same	same	ADJ
ihlr-16514	229	22	em­	em­	NOUN
ihlr-16514	229	23	ployee	ployee	NOUN
ihlr-16514	229	24	risks	risk	NOUN
ihlr-16514	229	25	exacerbating	exacerbate	VERB
ihlr-16514	229	26	the	the	DET
ihlr-16514	229	27	condition	condition	NOUN
ihlr-16514	229	28	which	which	PRON
ihlr-16514	229	29	will	will	AUX
ihlr-16514	229	30	,	,	PUNCT
ihlr-16514	229	31	in	in	ADP
ihlr-16514	229	32	turn	turn	NOUN
ihlr-16514	229	33	,	,	PUNCT
ihlr-16514	229	34	cost	cost	VERB
ihlr-16514	229	35	not	not	PART
ihlr-16514	229	36	only	only	ADV
ihlr-16514	229	37	the	the	DET
ihlr-16514	229	38	employee	employee	NOUN
ihlr-16514	229	39	,	,	PUNCT
ihlr-16514	229	40	but	but	CCONJ
ihlr-16514	229	41	also	also	ADV
ihlr-16514	229	42	the	the	DET
ihlr-16514	229	43	employer	employer	NOUN
ihlr-16514	229	44	,	,	PUNCT
ihlr-16514	229	45	more	more	ADJ
ihlr-16514	229	46	in	in	ADP
ihlr-16514	229	47	future	future	ADJ
ihlr-16514	229	48	expenses	expense	NOUN
ihlr-16514	229	49	.	.	PUNCT
ihlr-16514	230	1	in	in	ADP
ihlr-16514	230	2	other	other	ADJ
ihlr-16514	230	3	words	word	NOUN
ihlr-16514	230	4	,	,	PUNCT
ihlr-16514	230	5	if	if	SCONJ
ihlr-16514	230	6	an	an	DET
ihlr-16514	230	7	employee	employee	NOUN
ihlr-16514	230	8	's	's	PART
ihlr-16514	230	9	condition	condition	NOUN
ihlr-16514	230	10	were	be	AUX
ihlr-16514	230	11	to	to	PART
ihlr-16514	230	12	deteriorate	deteriorate	VERB
ihlr-16514	230	13	,	,	PUNCT
ihlr-16514	230	14	new	new	ADJ
ihlr-16514	230	15	and	and	CCONJ
ihlr-16514	230	16	more	more	ADV
ihlr-16514	230	17	expensive	expensive	ADJ
ihlr-16514	230	18	treatment	treatment	NOUN
ihlr-16514	230	19	may	may	AUX
ihlr-16514	230	20	be	be	AUX
ihlr-16514	230	21	necessary	necessary	ADJ
ihlr-16514	230	22	thus	thus	ADV
ihlr-16514	230	23	forcing	force	VERB
ihlr-16514	230	24	the	the	DET
ihlr-16514	230	25	employee	employee	NOUN
ihlr-16514	230	26	or	or	CCONJ
ihlr-16514	230	27	their	their	PRON
ihlr-16514	230	28	employer	employer	NOUN
ihlr-16514	230	29	to	to	PART
ihlr-16514	230	30	help	help	VERB
ihlr-16514	230	31	fund	fund	NOUN
ihlr-16514	230	32	costs	cost	NOUN
ihlr-16514	230	33	associated	associate	VERB
ihlr-16514	230	34	with	with	ADP
ihlr-16514	230	35	the	the	DET
ihlr-16514	230	36	necessary	necessary	ADJ
ihlr-16514	230	37	treatment	treatment	NOUN
ihlr-16514	230	38	.	.	PUNCT
ihlr-16514	231	1	unfortunately	unfortunately	ADV
ihlr-16514	231	2	,	,	PUNCT
ihlr-16514	231	3	such	such	DET
ihlr-16514	231	4	a	a	DET
ihlr-16514	231	5	course	course	NOUN
ihlr-16514	231	6	of	of	ADP
ihlr-16514	231	7	action	action	NOUN
ihlr-16514	231	8	forces	force	NOUN
ihlr-16514	231	9	one	one	NOUN
ihlr-16514	231	10	to	to	PART
ihlr-16514	231	11	utilize	utilize	VERB
ihlr-16514	231	12	already	already	ADV
ihlr-16514	231	13	scarce	scarce	ADJ
ihlr-16514	231	14	,	,	PUNCT
ihlr-16514	231	15	expensive	expensive	ADJ
ihlr-16514	231	16	resources	resource	NOUN
ihlr-16514	231	17	driving	drive	VERB
ihlr-16514	231	18	costs	cost	NOUN
ihlr-16514	231	19	of	of	ADP
ihlr-16514	231	20	health	health	NOUN
ihlr-16514	231	21	care	care	NOUN
ihlr-16514	231	22	even	even	ADV
ihlr-16514	231	23	higher	high	ADJ
ihlr-16514	231	24	.	.	PUNCT
ihlr-16514	232	1	with	with	ADP
ihlr-16514	232	2	hsas	hsa	NOUN
ihlr-16514	232	3	,	,	PUNCT
ihlr-16514	232	4	a	a	DET
ihlr-16514	232	5	new	new	ADJ
ihlr-16514	232	6	wave	wave	NOUN
ihlr-16514	232	7	of	of	ADP
ihlr-16514	232	8	health	health	NOUN
ihlr-16514	232	9	care	care	NOUN
ihlr-16514	232	10	financing	financing	NOUN
ihlr-16514	232	11	has	have	AUX
ihlr-16514	232	12	arrived	arrive	VERB
ihlr-16514	232	13	,	,	PUNCT
ihlr-16514	232	14	but	but	CCONJ
ihlr-16514	232	15	it	it	PRON
ihlr-16514	232	16	has	have	AUX
ihlr-16514	232	17	been	be	AUX
ihlr-16514	232	18	slow	slow	ADJ
ihlr-16514	232	19	to	to	PART
ihlr-16514	232	20	gain	gain	VERB
ihlr-16514	232	21	in	in	ADP
ihlr-16514	232	22	popularity	popularity	NOUN
ihlr-16514	232	23	.	.	PUNCT
ihlr-16514	233	1	57	57	NUM
ihlr-16514	233	2	nevertheless	nevertheless	ADV
ihlr-16514	233	3	,	,	PUNCT
ihlr-16514	233	4	it	it	PRON
ihlr-16514	233	5	is	be	AUX
ihlr-16514	233	6	a	a	DET
ihlr-16514	233	7	generally	generally	ADV
ihlr-16514	233	8	accepted	accept	VERB
ihlr-16514	233	9	prin­	prin­	NOUN
ihlr-16514	233	10	ciple	ciple	PROPN
ihlr-16514	233	11	that	that	SCONJ
ihlr-16514	233	12	the	the	DET
ihlr-16514	233	13	current	current	ADJ
ihlr-16514	233	14	status	status	NOUN
ihlr-16514	233	15	of	of	ADP
ihlr-16514	233	16	american	american	PROPN
ihlr-16514	233	17	health	health	PROPN
ihlr-16514	233	18	care	care	NOUN
ihlr-16514	233	19	is	be	AUX
ihlr-16514	233	20	insufficient	insufficient	ADJ
ihlr-16514	233	21	to	to	PART
ihlr-16514	233	22	address	address	VERB
ihlr-16514	233	23	the	the	DET
ihlr-16514	233	24	needs	need	NOUN
ihlr-16514	233	25	of	of	ADP
ihlr-16514	233	26	america	america	PROPN
ihlr-16514	233	27	's	's	PART
ihlr-16514	233	28	continually	continually	ADV
ihlr-16514	233	29	growing	grow	VERB
ihlr-16514	233	30	population	population	NOUN
ihlr-16514	233	31	.	.	PUNCT
ihlr-16514	234	1	speaking	speak	VERB
ihlr-16514	234	2	of	of	ADP
ihlr-16514	234	3	the	the	DET
ihlr-16514	234	4	na­	na­	PROPN
ihlr-16514	234	5	tion	tion	NOUN
ihlr-16514	234	6	's	's	PART
ihlr-16514	234	7	current	current	ADJ
ihlr-16514	234	8	health	health	NOUN
ihlr-16514	234	9	care	care	NOUN
ihlr-16514	234	10	system	system	NOUN
ihlr-16514	234	11	,	,	PUNCT
ihlr-16514	234	12	one	one	NUM
ihlr-16514	234	13	critic	critic	NOUN
ihlr-16514	234	14	of	of	ADP
ihlr-16514	234	15	the	the	DET
ihlr-16514	234	16	system	system	NOUN
ihlr-16514	234	17	suggested	suggest	VERB
ihlr-16514	234	18	that	that	SCONJ
ihlr-16514	234	19	"	"	PUNCT
ihlr-16514	234	20	[	[	PUNCT
ihlr-16514	234	21	w	w	NOUN
ihlr-16514	234	22	]	]	PUNCT
ihlr-16514	234	23	bile	bile	NOUN
ihlr-16514	234	24	increased	increase	VERB
ihlr-16514	234	25	expenditures	expenditure	NOUN
ihlr-16514	234	26	represent	represent	VERB
ihlr-16514	234	27	a	a	DET
ihlr-16514	234	28	stable	stable	ADJ
ihlr-16514	234	29	economic	economic	ADJ
ihlr-16514	234	30	status	status	NOUN
ihlr-16514	234	31	and	and	CCONJ
ihlr-16514	234	32	evi­	evi­	NOUN
ihlr-16514	234	33	dence	dence	NOUN
ihlr-16514	234	34	of	of	ADP
ihlr-16514	234	35	our	our	PRON
ihlr-16514	234	36	nation	nation	NOUN
ihlr-16514	234	37	's	's	PART
ihlr-16514	234	38	ability	ability	NOUN
ihlr-16514	234	39	to	to	PART
ihlr-16514	234	40	pay	pay	VERB
ihlr-16514	234	41	for	for	ADP
ihlr-16514	234	42	life	life	NOUN
ihlr-16514	234	43	extending	extend	VERB
ihlr-16514	234	44	health	health	NOUN
ihlr-16514	234	45	care	care	NOUN
ihlr-16514	234	46	,	,	PUNCT
ihlr-16514	234	47	it	it	PRON
ihlr-16514	234	48	is	be	AUX
ihlr-16514	234	49	undeni­	undeni­	NOUN
ihlr-16514	234	50	able	able	ADJ
ihlr-16514	234	51	that	that	SCONJ
ihlr-16514	234	52	the	the	DET
ihlr-16514	234	53	...	...	PUNCT
ihlr-16514	234	54	system	system	NOUN
ihlr-16514	234	55	is	be	AUX
ihlr-16514	234	56	insufficient	insufficient	ADJ
ihlr-16514	234	57	and	and	CCONJ
ihlr-16514	234	58	unsustainable	unsustainable	ADJ
ihlr-16514	234	59	.	.	PUNCT
ihlr-16514	235	1	"58	"58	PUNCT
ihlr-16514	236	1	thus	thus	ADV
ihlr-16514	236	2	,	,	PUNCT
ihlr-16514	236	3	the	the	DET
ihlr-16514	236	4	move	move	NOUN
ihlr-16514	236	5	toward	toward	ADP
ihlr-16514	236	6	cdhc	cdhc	NOUN
ihlr-16514	236	7	has	have	AUX
ihlr-16514	236	8	led	lead	VERB
ihlr-16514	236	9	to	to	ADP
ihlr-16514	236	10	the	the	DET
ihlr-16514	236	11	evolution	evolution	NOUN
ihlr-16514	236	12	of	of	ADP
ihlr-16514	236	13	a	a	DET
ihlr-16514	236	14	new	new	ADJ
ihlr-16514	236	15	free	free	ADJ
ihlr-16514	236	16	market	market	NOUN
ihlr-16514	236	17	within	within	ADP
ihlr-16514	236	18	the	the	DET
ihlr-16514	236	19	health	health	NOUN
ihlr-16514	236	20	care	care	NOUN
ihlr-16514	236	21	industry	industry	NOUN
ihlr-16514	236	22	.	.	PUNCT
ihlr-16514	237	1	hsas	hsa	NOUN
ihlr-16514	237	2	will	will	AUX
ihlr-16514	237	3	likely	likely	ADV
ihlr-16514	237	4	succeed	succeed	VERB
ihlr-16514	237	5	in	in	ADP
ihlr-16514	237	6	"	"	PUNCT
ihlr-16514	237	7	institutionaliz[ing	institutionaliz[e	VERB
ihlr-16514	237	8	]	]	PUNCT
ihlr-16514	237	9	the	the	DET
ihlr-16514	237	10	individual	individual	ADJ
ihlr-16514	237	11	account	account	NOUN
ihlr-16514	237	12	approach	approach	NOUN
ihlr-16514	237	13	to	to	ADP
ihlr-16514	237	14	medicine	medicine	NOUN
ihlr-16514	237	15	,	,	PUNCT
ihlr-16514	237	16	"	"	PUNCT
ihlr-16514	237	17	59	59	NUM
ihlr-16514	237	18	but	but	CCONJ
ihlr-16514	237	19	time	time	NOUN
ihlr-16514	237	20	will	will	AUX
ihlr-16514	237	21	tell	tell	VERB
ihlr-16514	237	22	whether	whether	SCONJ
ihlr-16514	237	23	hsas	hsa	NOUN
ihlr-16514	237	24	will	will	AUX
ihlr-16514	237	25	reduce	reduce	VERB
ihlr-16514	237	26	health	health	NOUN
ihlr-16514	237	27	care	care	NOUN
ihlr-16514	237	28	costs	cost	NOUN
ihlr-16514	237	29	.	.	PUNCT
ihlr-16514	238	1	ill	ill	ADJ
ihlr-16514	238	2	.	.	PUNCT
ihlr-16514	239	1	can	can	AUX
ihlr-16514	239	2	hsas	hsas	PROPN
ihlr-16514	239	3	successfully	successfully	ADV
ihlr-16514	239	4	achieve	achieve	VERB
ihlr-16514	239	5	cost	cost	NOUN
ihlr-16514	239	6	reduction	reduction	NOUN
ihlr-16514	239	7	and	and	CCONJ
ihlr-16514	239	8	universal	universal	ADJ
ihlr-16514	239	9	care	care	NOUN
ihlr-16514	239	10	?	?	PUNCT
ihlr-16514	240	1	managed	manage	VERB
ihlr-16514	240	2	care	care	NOUN
ihlr-16514	240	3	immediately	immediately	ADV
ihlr-16514	240	4	addressed	address	VERB
ihlr-16514	240	5	the	the	DET
ihlr-16514	240	6	needs	need	NOUN
ihlr-16514	240	7	of	of	ADP
ihlr-16514	240	8	the	the	DET
ihlr-16514	240	9	american	american	ADJ
ihlr-16514	240	10	popula­	popula­	PROPN
ihlr-16514	240	11	tion	tion	NOUN
ihlr-16514	240	12	when	when	SCONJ
ihlr-16514	240	13	implemented	implement	VERB
ihlr-16514	240	14	.	.	PUNCT
ihlr-16514	241	1	ironically	ironically	ADV
ihlr-16514	241	2	,	,	PUNCT
ihlr-16514	241	3	the	the	DET
ihlr-16514	241	4	same	same	ADJ
ihlr-16514	241	5	system	system	NOUN
ihlr-16514	241	6	that	that	PRON
ihlr-16514	241	7	was	be	AUX
ihlr-16514	241	8	designed	design	VERB
ihlr-16514	241	9	to	to	PART
ihlr-16514	241	10	lower	lower	VERB
ihlr-16514	241	11	the	the	DET
ihlr-16514	241	12	cost	cost	NOUN
ihlr-16514	241	13	of	of	ADP
ihlr-16514	241	14	health	health	NOUN
ihlr-16514	241	15	care	care	NOUN
ihlr-16514	241	16	actually	actually	ADV
ihlr-16514	241	17	raised	raise	VERB
ihlr-16514	241	18	expenditures	expenditure	NOUN
ihlr-16514	241	19	when	when	SCONJ
ihlr-16514	241	20	americans	americans	PROPN
ihlr-16514	241	21	began	begin	VERB
ihlr-16514	241	22	to	to	PART
ihlr-16514	241	23	seek	seek	VERB
ihlr-16514	241	24	excessive	excessive	ADJ
ihlr-16514	241	25	medical	medical	ADJ
ihlr-16514	241	26	care	care	NOUN
ihlr-16514	241	27	for	for	ADP
ihlr-16514	241	28	minor	minor	ADJ
ihlr-16514	241	29	health	health	NOUN
ihlr-16514	241	30	related	relate	VERB
ihlr-16514	241	31	issues	issue	NOUN
ihlr-16514	241	32	.	.	PUNCT
ihlr-16514	242	1	as	as	SCONJ
ihlr-16514	242	2	discussed	discuss	VERB
ihlr-16514	242	3	,	,	PUNCT
ihlr-16514	242	4	once	once	ADV
ihlr-16514	242	5	managed	manage	VERB
ihlr-16514	242	6	care	care	NOUN
ihlr-16514	242	7	realized	realize	VERB
ihlr-16514	242	8	this	this	PRON
ihlr-16514	242	9	,	,	PUNCT
ihlr-16514	242	10	the	the	DET
ihlr-16514	242	11	system	system	NOUN
ihlr-16514	242	12	put	put	VERB
ihlr-16514	242	13	in	in	ADP
ihlr-16514	242	14	place	place	NOUN
ihlr-16514	242	15	a	a	DET
ihlr-16514	242	16	number	number	NOUN
ihlr-16514	242	17	of	of	ADP
ihlr-16514	242	18	cost	cost	NOUN
ihlr-16514	242	19	contain­	contain­	NOUN
ihlr-16514	242	20	ment	ment	ADJ
ihlr-16514	242	21	strategies	strategy	NOUN
ihlr-16514	242	22	that	that	PRON
ihlr-16514	242	23	adversely	adversely	ADV
ihlr-16514	242	24	affected	affect	VERB
ihlr-16514	242	25	the	the	DET
ihlr-16514	242	26	consumer	consumer	NOUN
ihlr-16514	242	27	.	.	PUNCT
ihlr-16514	243	1	congress	congress	PROPN
ihlr-16514	243	2	intended	intend	VERB
ihlr-16514	243	3	the	the	DET
ihlr-16514	243	4	56	56	NUM
ihlr-16514	243	5	i	i	PROPN
ihlr-16514	243	6	d	d	PROPN
ihlr-16514	243	7	at	at	ADP
ihlr-16514	243	8	558	558	NUM
ihlr-16514	243	9	.	.	PUNCT
ihlr-16514	243	10	57	57	NUM
ihlr-16514	243	11	for	for	ADP
ihlr-16514	243	12	discussion	discussion	NOUN
ihlr-16514	243	13	addressing	address	VERB
ihlr-16514	243	14	the	the	DET
ihlr-16514	243	15	potential	potential	ADJ
ihlr-16514	243	16	ofhsas	ofhsa	NOUN
ihlr-16514	243	17	,	,	PUNCT
ihlr-16514	243	18	see	see	VERB
ihlr-16514	243	19	barry	barry	PROPN
ihlr-16514	243	20	kozak	kozak	PROPN
ihlr-16514	243	21	,	,	PUNCT
ihlr-16514	243	22	new	new	ADJ
ihlr-16514	243	23	health	health	NOUN
ihlr-16514	243	24	sav­	sav­	NOUN
ihlr-16514	243	25	ings	ing	VERB
ihlr-16514	243	26	accounts	account	NOUN
ihlr-16514	243	27	promote	promote	VERB
ihlr-16514	243	28	consumer	consumer	NOUN
ihlr-16514	243	29	driven	drive	VERB
ihlr-16514	243	30	health	health	NOUN
ihlr-16514	243	31	care	care	NOUN
ihlr-16514	243	32	,	,	PUNCT
ihlr-16514	243	33	18	18	NUM
ihlr-16514	243	34	c.b.a	c.b.a	NOUN
ihlr-16514	243	35	.	.	PUNCT
ihlr-16514	244	1	rec	rec	PROPN
ihlr-16514	244	2	.	.	PROPN
ihlr-16514	244	3	58	58	NUM
ihlr-16514	244	4	,	,	PUNCT
ihlr-16514	244	5	apr	apr	PROPN
ihlr-16514	244	6	.	.	PROPN
ihlr-16514	244	7	2004	2004	NUM
ihlr-16514	244	8	;	;	PUNCT
ihlr-16514	244	9	angel	angel	PROPN
ihlr-16514	244	10	b.	b.	PROPN
ihlr-16514	244	11	mccall	mccall	PROPN
ihlr-16514	244	12	,	,	PUNCT
ihlr-16514	244	13	health	health	NOUN
ihlr-16514	244	14	savings	saving	NOUN
ihlr-16514	244	15	accounts	account	NOUN
ihlr-16514	244	16	may	may	AUX
ihlr-16514	244	17	reduce	reduce	VERB
ihlr-16514	244	18	health	health	NOUN
ihlr-16514	244	19	insurance	insurance	NOUN
ihlr-16514	244	20	costs	cost	NOUN
ihlr-16514	244	21	,	,	PUNCT
ihlr-16514	244	22	colorado	colorado	NOUN
ihlr-16514	244	23	lawyer	lawyer	NOUN
ihlr-16514	244	24	,	,	PUNCT
ihlr-16514	244	25	57	57	NUM
ihlr-16514	244	26	,	,	PUNCT
ihlr-16514	244	27	jan	jan	PROPN
ihlr-16514	244	28	.	.	PROPN
ihlr-16514	244	29	2005	2005	NUM
ihlr-16514	244	30	;	;	PUNCT
ihlr-16514	244	31	scott	scott	PROPN
ihlr-16514	244	32	e.	e.	PROPN
ihlr-16514	244	33	vincent	vincent	PROPN
ihlr-16514	244	34	,	,	PUNCT
ihlr-16514	244	35	irs	irs	PROPN
ihlr-16514	244	36	encouraging	encouraging	ADJ
ihlr-16514	244	37	use	use	NOUN
ihlr-16514	244	38	of	of	ADP
ihlr-16514	244	39	health	health	NOUN
ihlr-16514	244	40	savings	saving	NOUN
ihlr-16514	244	41	accounts	account	NOUN
ihlr-16514	244	42	by	by	ADP
ihlr-16514	244	43	issuing	issue	VERB
ihlr-16514	244	44	model	model	NOUN
ihlr-16514	244	45	forms	form	NOUN
ihlr-16514	244	46	,	,	PUNCT
ihlr-16514	244	47	journal	journal	NOUN
ihlr-16514	244	48	of	of	ADP
ihlr-16514	244	49	1he	1he	ADJ
ihlr-16514	244	50	missouri	missouri	PROPN
ihlr-16514	244	51	bar	bar	PROPN
ihlr-16514	244	52	.	.	PUNCT
ihlr-16514	245	1	194	194	NUM
ihlr-16514	245	2	,	,	PUNCT
ihlr-16514	245	3	july	july	PROPN
ihlr-16514	245	4	-	-	PUNCT
ihlr-16514	245	5	august	august	PROPN
ihlr-16514	245	6	2004	2004	NUM
ihlr-16514	245	7	.	.	PUNCT
ihlr-16514	246	1	58	58	NUM
ihlr-16514	246	2	ganz	ganz	NOUN
ihlr-16514	246	3	,	,	PUNCT
ihlr-16514	246	4	supra	supra	PROPN
ihlr-16514	246	5	note	note	NOUN
ihlr-16514	246	6	40	40	NUM
ihlr-16514	246	7	,	,	PUNCT
ihlr-16514	246	8	at	at	ADP
ihlr-16514	246	9	1	1	NUM
ihlr-16514	246	10	.	.	X
ihlr-16514	246	11	59	59	NUM
ihlr-16514	246	12	edward	edward	NOUN
ihlr-16514	246	13	zelinsky	zelinsky	PROPN
ihlr-16514	246	14	,	,	PUNCT
ihlr-16514	246	15	the	the	DET
ihlr-16514	246	16	defined	define	VERB
ihlr-16514	246	17	contribution	contribution	NOUN
ihlr-16514	246	18	paradigm	paradigm	NOUN
ihlr-16514	246	19	,	,	PUNCT
ihlr-16514	246	20	114	114	NUM
ihlr-16514	246	21	yale	yale	PROPN
ihlr-16514	246	22	l.j	l.j	PROPN
ihlr-16514	246	23	.	.	PROPN
ihlr-16514	246	24	451	451	NUM
ihlr-16514	246	25	,	,	PUNCT
ihlr-16514	246	26	508	508	NUM
ihlr-16514	246	27	(	(	PUNCT
ihlr-16514	246	28	2004	2004	NUM
ihlr-16514	246	29	)	)	PUNCT
ihlr-16514	246	30	.	.	PUNCT
ihlr-16514	247	1	298	298	NUM
ihlr-16514	247	2	indiana	indiana	PROPN
ihlr-16514	247	3	health	health	PROPN
ihlr-16514	247	4	law	law	PROPN
ihlr-16514	247	5	review	review	NOUN
ihlr-16514	247	6	[	[	X
ihlr-16514	247	7	vol	vol	NOUN
ihlr-16514	247	8	.	.	PUNCT
ihlr-16514	247	9	4:287	4:287	NUM
ihlr-16514	247	10	medicare	medicare	NOUN
ihlr-16514	247	11	prescription	prescription	NOUN
ihlr-16514	247	12	drug	drug	NOUN
ihlr-16514	247	13	,	,	PUNCT
ihlr-16514	247	14	.improvement	.improvement	ADJ
ihlr-16514	247	15	,	,	PUNCT
ihlr-16514	247	16	and	and	CCONJ
ihlr-16514	247	17	modernization	modernization	NOUN
ihlr-16514	247	18	act	act	NOUN
ihlr-16514	247	19	of2003	of2003	PROPN
ihlr-16514	247	20	and	and	CCONJ
ihlr-16514	247	21	its	its	PRON
ihlr-16514	247	22	provision	provision	NOUN
ihlr-16514	247	23	creating	create	VERB
ihlr-16514	247	24	hsas	hsa	NOUN
ihlr-16514	247	25	to	to	PART
ihlr-16514	247	26	be	be	AUX
ihlr-16514	247	27	a	a	DET
ihlr-16514	247	28	resolution	resolution	NOUN
ihlr-16514	247	29	for	for	ADP
ihlr-16514	247	30	the	the	DET
ihlr-16514	247	31	high	high	ADJ
ihlr-16514	247	32	costs	cost	NOUN
ihlr-16514	247	33	ofhealth	ofhealth	NOUN
ihlr-16514	247	34	care	care	NOUN
ihlr-16514	247	35	.	.	PUNCT
ihlr-16514	248	1	with	with	ADP
ihlr-16514	248	2	"	"	PUNCT
ihlr-16514	248	3	[	[	X
ihlr-16514	248	4	t]he	t]he	ADV
ihlr-16514	248	5	new	new	ADJ
ihlr-16514	248	6	millennium	millennium	NOUN
ihlr-16514	248	7	announc[ing	announc[ing	PROPN
ihlr-16514	248	8	]	]	PUNCT
ihlr-16514	248	9	a	a	DET
ihlr-16514	248	10	new	new	ADJ
ihlr-16514	248	11	era	era	NOUN
ihlr-16514	248	12	,	,	PUNCT
ihlr-16514	248	13	the	the	DET
ihlr-16514	248	14	consumer	consumer	NOUN
ihlr-16514	248	15	era	era	NOUN
ihlr-16514	248	16	.	.	PUNCT
ihlr-16514	248	17	..	..	PUNCT
ihlr-16514	248	18	.	.	PUNCT
ihlr-16514	249	1	people	people	NOUN
ihlr-16514	249	2	want	want	VERB
ihlr-16514	249	3	to	to	PART
ihlr-16514	249	4	be	be	AUX
ihlr-16514	249	5	responsible	responsible	ADJ
ihlr-16514	249	6	for	for	ADP
ihlr-16514	249	7	their	their	PRON
ihlr-16514	249	8	own	own	ADJ
ihlr-16514	249	9	destiny	destiny	NOUN
ihlr-16514	249	10	....	....	PUNCT
ihlr-16514	250	1	they	they	PRON
ihlr-16514	250	2	want	want	VERB
ihlr-16514	250	3	to	to	PART
ihlr-16514	250	4	buy	buy	VERB
ihlr-16514	250	5	goods	good	NOUN
ihlr-16514	250	6	and	and	CCONJ
ihlr-16514	250	7	services	service	NOUN
ihlr-16514	250	8	they	they	PRON
ihlr-16514	250	9	think	think	VERB
ihlr-16514	250	10	they	they	PRON
ihlr-16514	250	11	need	need	VERB
ihlr-16514	250	12	,	,	PUNCT
ihlr-16514	250	13	exercising	exercise	VERB
ihlr-16514	250	14	what	what	PRON
ihlr-16514	250	15	is	be	AUX
ihlr-16514	250	16	known	know	VERB
ihlr-16514	250	17	as	as	ADP
ihlr-16514	250	18	purchas­	purchas­	NOUN
ihlr-16514	250	19	ing	ing	ADJ
ihlr-16514	250	20	power	power	NOUN
ihlr-16514	250	21	.	.	PUNCT
ihlr-16514	251	1	'.6	'.6	X
ihlr-16514	251	2	°	°	NOUN
ihlr-16514	251	3	·	·	PUNCT
ihlr-16514	251	4	generally	generally	ADV
ihlr-16514	251	5	,	,	PUNCT
ihlr-16514	251	6	consumers	consumer	NOUN
ihlr-16514	251	7	prefer	prefer	VERB
ihlr-16514	251	8	to	to	PART
ihlr-16514	251	9	control	control	VERB
ihlr-16514	251	10	their	their	PRON
ihlr-16514	251	11	own	own	ADJ
ihlr-16514	251	12	finances	finance	NOUN
ihlr-16514	251	13	and	and	CCONJ
ihlr-16514	251	14	enjoy	enjoy	VERB
ihlr-16514	251	15	making	make	VERB
ihlr-16514	251	16	informed	informed	ADJ
ihlr-16514	251	17	purchasing	purchasing	NOUN
ihlr-16514	251	18	decisions	decision	NOUN
ihlr-16514	251	19	.	.	PUNCT
ihlr-16514	252	1	thus	thus	ADV
ihlr-16514	252	2	,	,	PUNCT
ihlr-16514	252	3	it	it	PRON
ihlr-16514	252	4	is	be	AUX
ihlr-16514	252	5	imperative	imperative	ADJ
ihlr-16514	252	6	that	that	SCONJ
ihlr-16514	252	7	con­	con­	PROPN
ihlr-16514	252	8	sumers	sumer	NOUN
ihlr-16514	252	9	have	have	VERB
ihlr-16514	252	10	the	the	DET
ihlr-16514	252	11	ability	ability	NOUN
ihlr-16514	252	12	to	to	PART
ihlr-16514	252	13	access	access	VERB
ihlr-16514	252	14	,	,	PUNCT
ihlr-16514	252	15	analyze	analyze	VERB
ihlr-16514	252	16	,	,	PUNCT
ihlr-16514	252	17	and	and	CCONJ
ihlr-16514	252	18	apply	apply	VERB
ihlr-16514	252	19	available	available	ADJ
ihlr-16514	252	20	information61	information61	NOUN
ihlr-16514	252	21	in	in	ADP
ihlr-16514	252	22	order	order	NOUN
ihlr-16514	252	23	for	for	SCONJ
ihlr-16514	252	24	the	the	DET
ihlr-16514	252	25	consumer	consumer	NOUN
ihlr-16514	252	26	to	to	PART
ihlr-16514	252	27	make	make	VERB
ihlr-16514	252	28	''	''	PUNCT
ihlr-16514	252	29	an	an	DET
ihlr-16514	252	30	informed	informed	ADJ
ihlr-16514	252	31	decision	decision	NOUN
ihlr-16514	252	32	about	about	ADP
ihlr-16514	252	33	the	the	DET
ihlr-16514	252	34	type	type	NOUN
ihlr-16514	252	35	and	and	CCONJ
ihlr-16514	252	36	amount	amount	NOUN
ihlr-16514	252	37	of	of	ADP
ihlr-16514	252	38	health	health	NOUN
ihlr-16514	252	39	care	care	NOUN
ihlr-16514	252	40	to	to	PART
ihlr-16514	252	41	purchase	purchase	VERB
ihlr-16514	252	42	.	.	PUNCT
ihlr-16514	253	1	"	"	PUNCT
ihlr-16514	253	2	62	62	NUM
ihlr-16514	253	3	the	the	DET
ihlr-16514	253	4	problem	problem	NOUN
ihlr-16514	253	5	is	be	AUX
ihlr-16514	253	6	ascertaining	ascertain	VERB
ihlr-16514	253	7	,	,	PUNCT
ihlr-16514	253	8	even	even	ADV
ihlr-16514	253	9	with	with	ADP
ihlr-16514	253	10	access	access	NOUN
ihlr-16514	253	11	to	to	ADP
ihlr-16514	253	12	this	this	DET
ihlr-16514	253	13	information	information	NOUN
ihlr-16514	253	14	,	,	PUNCT
ihlr-16514	253	15	whether	whether	SCONJ
ihlr-16514	253	16	the	the	DET
ihlr-16514	253	17	patient	patient	NOUN
ihlr-16514	253	18	has	have	VERB
ihlr-16514	253	19	the	the	DET
ihlr-16514	253	20	ability	ability	NOUN
ihlr-16514	253	21	to	to	PART
ihlr-16514	253	22	compare	compare	VERB
ihlr-16514	253	23	the	the	DET
ihlr-16514	253	24	quality	quality	NOUN
ihlr-16514	253	25	of	of	ADP
ihlr-16514	253	26	health	health	NOUN
ihlr-16514	253	27	care	care	NOUN
ihlr-16514	253	28	of	of	ADP
ihlr-16514	253	29	one	one	NUM
ihlr-16514	253	30	provider	provider	NOUN
ihlr-16514	253	31	to	to	ADP
ihlr-16514	253	32	the	the	DET
ihlr-16514	253	33	quality	quality	NOUN
ihlr-16514	253	34	of	of	ADP
ihlr-16514	253	35	health	health	NOUN
ihlr-16514	253	36	care	care	NOUN
ihlr-16514	253	37	available	available	ADJ
ihlr-16514	253	38	within	within	ADP
ihlr-16514	253	39	the	the	DET
ihlr-16514	253	40	rest	rest	NOUN
ihlr-16514	253	41	of	of	ADP
ihlr-16514	253	42	the	the	DET
ihlr-16514	253	43	market	market	NOUN
ihlr-16514	253	44	.	.	PUNCT
ihlr-16514	254	1	63	63	NUM
ihlr-16514	254	2	educating	educate	VERB
ihlr-16514	254	3	consumers	consumer	NOUN
ihlr-16514	254	4	on	on	ADP
ihlr-16514	254	5	the	the	DET
ihlr-16514	254	6	type	type	NOUN
ihlr-16514	254	7	of	of	ADP
ihlr-16514	254	8	responsible	responsible	ADJ
ihlr-16514	254	9	research	research	NOUN
ihlr-16514	254	10	thalis	thali	VERB
ihlr-16514	254	11	necessary	necessary	ADJ
ihlr-16514	254	12	prior	prior	ADV
ihlr-16514	254	13	to	to	ADP
ihlr-16514	254	14	making	make	VERB
ihlr-16514	254	15	purchasing	purchasing	NOUN
ihlr-16514	254	16	decisions	decision	NOUN
ihlr-16514	254	17	within	within	ADP
ihlr-16514	254	18	the	the	DET
ihlr-16514	254	19	health	health	NOUN
ihlr-16514	254	20	care	care	NOUN
ihlr-16514	254	21	market	market	NOUN
ihlr-16514	254	22	is	be	AUX
ihlr-16514	254	23	essential	essential	ADJ
ihlr-16514	254	24	because	because	SCONJ
ihlr-16514	254	25	ifhsas	ifhsa	NOUN
ihlr-16514	254	26	are	be	AUX
ihlr-16514	254	27	to	to	PART
ihlr-16514	254	28	be	be	AUX
ihlr-16514	254	29	successful	successful	ADJ
ihlr-16514	254	30	it	it	PRON
ihlr-16514	254	31	will	will	AUX
ihlr-16514	254	32	re­	re­	AUX
ihlr-16514	254	33	quire	quire	VERB
ihlr-16514	254	34	educating	educate	VERB
ihlr-16514	254	35	the	the	DET
ihlr-16514	254	36	population	population	NOUN
ihlr-16514	254	37	on	on	ADP
ihlr-16514	254	38	the	the	DET
ihlr-16514	254	39	costs	cost	NOUN
ihlr-16514	254	40	and	and	CCONJ
ihlr-16514	254	41	alternative	alternative	ADJ
ihlr-16514	254	42	cheaper	cheap	ADJ
ihlr-16514	254	43	methods	method	NOUN
ihlr-16514	254	44	of	of	ADP
ihlr-16514	254	45	health	health	NOUN
ihlr-16514	254	46	care	care	NOUN
ihlr-16514	254	47	.	.	PUNCT
ihlr-16514	255	1	intelligent	intelligent	ADJ
ihlr-16514	255	2	consumers	consumer	NOUN
ihlr-16514	255	3	will	will	AUX
ihlr-16514	255	4	theoretically	theoretically	ADV
ihlr-16514	255	5	be	be	AUX
ihlr-16514	255	6	more	more	ADV
ihlr-16514	255	7	prudent	prudent	ADJ
ihlr-16514	255	8	consum­	consum­	NOUN
ihlr-16514	255	9	ers	er	NOUN
ihlr-16514	255	10	,	,	PUNCT
ihlr-16514	255	11	subsequently	subsequently	ADV
ihlr-16514	255	12	lowering	lower	VERB
ihlr-16514	255	13	health	health	NOUN
ihlr-16514	255	14	care	care	NOUN
ihlr-16514	255	15	costs	cost	NOUN
ihlr-16514	255	16	.	.	PUNCT
ihlr-16514	256	1	tied	tie	VERB
ihlr-16514	256	2	closely	closely	ADV
ihlr-16514	256	3	with	with	ADP
ihlr-16514	256	4	the	the	DET
ihlr-16514	256	5	costs	cost	NOUN
ihlr-16514	256	6	of	of	ADP
ihlr-16514	256	7	health	health	NOUN
ihlr-16514	256	8	care	care	NOUN
ihlr-16514	256	9	is	be	AUX
ihlr-16514	256	10	public	public	ADJ
ihlr-16514	256	11	access	access	NOUN
ihlr-16514	256	12	to	to	ADP
ihlr-16514	256	13	health	health	NOUN
ihlr-16514	256	14	care	care	NOUN
ihlr-16514	256	15	.	.	PUNCT
ihlr-16514	257	1	by	by	ADP
ihlr-16514	257	2	lowering	lower	VERB
ihlr-16514	257	3	costs	cost	NOUN
ihlr-16514	257	4	,	,	PUNCT
ihlr-16514	257	5	access	access	NOUN
ihlr-16514	257	6	should	should	AUX
ihlr-16514	257	7	be	be	AUX
ihlr-16514	257	8	increased	increase	VERB
ihlr-16514	257	9	to	to	ADP
ihlr-16514	257	10	those	those	PRON
ihlr-16514	257	11	who	who	PRON
ihlr-16514	257	12	were	be	AUX
ihlr-16514	257	13	previously	previously	ADV
ihlr-16514	257	14	unable	unable	ADJ
ihlr-16514	257	15	to	to	PART
ihlr-16514	257	16	afford	afford	VERB
ihlr-16514	257	17	quality	quality	NOUN
ihlr-16514	257	18	health	health	NOUN
ihlr-16514	257	19	care	care	NOUN
ihlr-16514	257	20	.	.	PUNCT
ihlr-16514	258	1	a.	a.	NOUN
ihlr-16514	258	2	cost	cost	NOUN
ihlr-16514	258	3	reduction	reduction	NOUN
ihlr-16514	258	4	the	the	DET
ihlr-16514	258	5	rise	rise	NOUN
ihlr-16514	258	6	in	in	ADP
ihlr-16514	258	7	health	health	NOUN
ihlr-16514	258	8	care	care	NOUN
ihlr-16514	258	9	costs	cost	NOUN
ihlr-16514	258	10	can	can	AUX
ihlr-16514	258	11	be	be	AUX
ihlr-16514	258	12	attributed	attribute	VERB
ihlr-16514	258	13	to	to	ADP
ihlr-16514	258	14	a	a	DET
ihlr-16514	258	15	number	number	NOUN
ihlr-16514	258	16	of	of	ADP
ihlr-16514	258	17	factors	factor	NOUN
ihlr-16514	258	18	such	such	ADJ
ihlr-16514	258	19	as	as	ADP
ihlr-16514	258	20	patients	patient	NOUN
ihlr-16514	258	21	'	'	PART
ihlr-16514	258	22	inability	inability	NOUN
ihlr-16514	258	23	to	to	PART
ihlr-16514	258	24	pay	pay	VERB
ihlr-16514	258	25	,	,	PUNCT
ihlr-16514	258	26	poor	poor	ADJ
ihlr-16514	258	27	hospital	hospital	NOUN
ihlr-16514	258	28	management	management	NOUN
ihlr-16514	258	29	,	,	PUNCT
ihlr-16514	258	30	governmental	governmental	ADJ
ihlr-16514	258	31	regula­	regula­	NOUN
ihlr-16514	258	32	tions	tion	NOUN
ihlr-16514	258	33	and	and	CCONJ
ihlr-16514	258	34	compliance	compliance	NOUN
ihlr-16514	258	35	costs	cost	NOUN
ihlr-16514	258	36	,	,	PUNCT
ihlr-16514	258	37	and	and	CCONJ
ihlr-16514	258	38	expensive	expensive	ADJ
ihlr-16514	258	39	advancements	advancement	NOUN
ihlr-16514	258	40	in	in	ADP
ihlr-16514	258	41	health	health	NOUN
ihlr-16514	258	42	care	care	NOUN
ihlr-16514	258	43	tech­	tech­	NOUN
ihlr-16514	258	44	nology.64	nology.64	NOUN
ihlr-16514	258	45	the	the	DET
ihlr-16514	258	46	inherent	inherent	ADJ
ihlr-16514	258	47	nature	nature	NOUN
ihlr-16514	258	48	ofhsas	ofhsa	NOUN
ihlr-16514	258	49	is	be	AUX
ihlr-16514	258	50	to	to	PART
ihlr-16514	258	51	reduce	reduce	VERB
ihlr-16514	258	52	these	these	DET
ihlr-16514	258	53	costs	cost	NOUN
ihlr-16514	258	54	by	by	ADP
ihlr-16514	258	55	increasing	increase	VERB
ihlr-16514	258	56	information	information	NOUN
ihlr-16514	258	57	technology	technology	NOUN
ihlr-16514	258	58	,	,	PUNCT
ihlr-16514	258	59	such	such	ADJ
ihlr-16514	258	60	as	as	ADP
ihlr-16514	258	61	information	information	NOUN
ihlr-16514	258	62	available	available	ADJ
ihlr-16514	258	63	over	over	ADP
ihlr-16514	258	64	the	the	DET
ihlr-16514	258	65	internet	internet	NOUN
ihlr-16514	258	66	that	that	PRON
ihlr-16514	258	67	is	be	AUX
ihlr-16514	258	68	available	available	ADJ
ihlr-16514	258	69	to	to	ADP
ihlr-16514	258	70	the	the	DET
ihlr-16514	258	71	consumer	consumer	NOUN
ihlr-16514	258	72	thus	thus	ADV
ihlr-16514	258	73	empowering	empower	VERB
ihlr-16514	258	74	them	they	PRON
ihlr-16514	258	75	to	to	PART
ihlr-16514	258	76	make	make	VERB
ihlr-16514	258	77	more	more	ADV
ihlr-16514	258	78	informed	informed	ADJ
ihlr-16514	258	79	pur­	pur­	ADJ
ihlr-16514	258	80	chasing	chasing	NOUN
ihlr-16514	258	81	decisions	decision	NOUN
ihlr-16514	258	82	.	.	PUNCT
ihlr-16514	259	1	65	65	NUM
ihlr-16514	259	2	the	the	DET
ihlr-16514	259	3	internet	internet	NOUN
ihlr-16514	259	4	is	be	AUX
ihlr-16514	259	5	likely	likely	ADJ
ihlr-16514	259	6	the	the	DET
ihlr-16514	259	7	least	least	ADV
ihlr-16514	259	8	expensive	expensive	ADJ
ihlr-16514	259	9	means	mean	NOUN
ihlr-16514	259	10	of	of	ADP
ihlr-16514	259	11	deliver­	deliver­	PROPN
ihlr-16514	259	12	ing	ing	ADJ
ihlr-16514	259	13	information	information	NOUN
ihlr-16514	259	14	to	to	ADP
ihlr-16514	259	15	large	large	ADJ
ihlr-16514	259	16	segments	segment	NOUN
ihlr-16514	259	17	of	of	ADP
ihlr-16514	259	18	the	the	DET
ihlr-16514	259	19	population	population	NOUN
ihlr-16514	259	20	.	.	PUNCT
ihlr-16514	260	1	the	the	DET
ihlr-16514	260	2	problem	problem	NOUN
ihlr-16514	260	3	,	,	PUNCT
ihlr-16514	260	4	however	however	ADV
ihlr-16514	260	5	,	,	PUNCT
ihlr-16514	260	6	is	be	AUX
ihlr-16514	260	7	that	that	SCONJ
ihlr-16514	260	8	even	even	ADV
ihlr-16514	260	9	if	if	SCONJ
ihlr-16514	260	10	this	this	DET
ihlr-16514	260	11	information	information	NOUN
ihlr-16514	260	12	is	be	AUX
ihlr-16514	260	13	made	make	VERB
ihlr-16514	260	14	available	available	ADJ
ihlr-16514	260	15	through	through	ADP
ihlr-16514	260	16	government	government	NOUN
ihlr-16514	260	17	supported	support	VERB
ihlr-16514	260	18	financing	financing	NOUN
ihlr-16514	260	19	and	and	CCONJ
ihlr-16514	260	20	legislative	legislative	ADJ
ihlr-16514	260	21	action	action	NOUN
ihlr-16514	260	22	aimed	aim	VERB
ihlr-16514	260	23	at	at	ADP
ihlr-16514	260	24	developing	develop	VERB
ihlr-16514	260	25	minimum	minimum	ADJ
ihlr-16514	260	26	technological	technological	ADJ
ihlr-16514	260	27	60	60	NUM
ihlr-16514	260	28	alvaro	alvaro	PROPN
ihlr-16514	260	29	salas	salas	PROPN
ihlr-16514	260	30	-	-	PUNCT
ihlr-16514	260	31	chaves	chaves	PROPN
ihlr-16514	260	32	,	,	PUNCT
ihlr-16514	260	33	consumer	consumer	NOUN
ihlr-16514	260	34	-	-	PUNCT
ihlr-16514	260	35	driven	drive	VERB
ihlr-16514	260	36	health	health	NOUN
ihlr-16514	260	37	care	care	NOUN
ihlr-16514	260	38	an	an	DET
ihlr-16514	260	39	international	international	ADJ
ihlr-16514	260	40	view	view	NOUN
ihlr-16514	260	41	,	,	PUNCT
ihlr-16514	260	42	in	in	ADP
ihlr-16514	260	43	consumer	consumer	NOUN
ihlr-16514	260	44	-	-	PUNCT
ihlr-16514	260	45	driven	drive	VERB
ihlr-16514	260	46	iiealti	iiealti	NOUN
ihlr-16514	260	47	:	:	PUNCT
ihlr-16514	260	48	i	i	PRON
ihlr-16514	260	49	care	care	VERB
ihlr-16514	260	50	:	:	PUNCT
ihlr-16514	261	1	impucationsforproviders	impucationsforprovider	NOUN
ihlr-16514	261	2	,	,	PUNCT
ihlr-16514	261	3	payers	payer	NOUN
ihlr-16514	261	4	,	,	PUNCT
ihlr-16514	261	5	and	and	CCONJ
ihlr-16514	261	6	poucymakers	poucymaker	NOUN
ihlr-16514	261	7	362	362	NUM
ihlr-16514	261	8	,	,	PUNCT
ihlr-16514	261	9	363	363	NUM
ihlr-16514	261	10	-	-	SYM
ihlr-16514	261	11	64	64	NUM
ihlr-16514	261	12	(	(	PUNCT
ihlr-16514	261	13	jossey	jossey	NOUN
ihlr-16514	261	14	-	-	PUNCT
ihlr-16514	261	15	bass	bass	NOUN
ihlr-16514	261	16	2004	2004	NUM
ihlr-16514	261	17	)	)	PUNCT
ihlr-16514	261	18	.	.	PUNCT
ihlr-16514	262	1	61	61	NUM
ihlr-16514	262	2	see	see	VERB
ihlr-16514	262	3	thomas	thomas	PROPN
ihlr-16514	262	4	l.	l.	PROPN
ihlr-16514	262	5	greaney	greaney	PROPN
ihlr-16514	262	6	,	,	PUNCT
ihlr-16514	262	7	how	how	SCONJ
ihlr-16514	262	8	many	many	ADJ
ihlr-16514	262	9	libertarians	libertarian	NOUN
ihlr-16514	262	10	does	do	AUX
ihlr-16514	262	11	it	it	PRON
ihlr-16514	262	12	take	take	VERB
ihlr-16514	262	13	to	to	PART
ihlr-16514	262	14	fix	fix	VERB
ihlr-16514	262	15	a	a	DET
ihlr-16514	262	16	health	health	NOUN
ihlr-16514	262	17	care	care	NOUN
ihlr-16514	262	18	system	system	NOUN
ihlr-16514	262	19	?	?	PUNCT
ihlr-16514	262	20	,	,	PUNCT
ihlr-16514	262	21	96	96	NUM
ihlr-16514	262	22	mich	mich	X
ihlr-16514	262	23	.	.	PUNCT
ihlr-16514	262	24	l.	l.	PROPN
ihlr-16514	262	25	rev	rev	PROPN
ihlr-16514	262	26	.	.	PROPN
ihlr-16514	262	27	1825	1825	NUM
ihlr-16514	262	28	,	,	PUNCT
ihlr-16514	262	29	1831	1831	NUM
ihlr-16514	262	30	(	(	PUNCT
ihlr-16514	262	31	1998)(stating	1998)(state	VERB
ihlr-16514	262	32	that	that	DET
ihlr-16514	262	33	information	information	NOUN
ihlr-16514	262	34	in	in	ADP
ihlr-16514	262	35	the	the	DET
ihlr-16514	262	36	health	health	NOUN
ihlr-16514	262	37	care	care	NOUN
ihlr-16514	262	38	indus­	indus­	PROPN
ihlr-16514	262	39	try	try	VERB
ihlr-16514	262	40	is	be	AUX
ihlr-16514	262	41	insufficient	insufficient	ADJ
ihlr-16514	262	42	causing	cause	VERB
ihlr-16514	262	43	consumers	consumer	NOUN
ihlr-16514	262	44	to	to	PART
ihlr-16514	262	45	unnecessarily	unnecessarily	ADV
ihlr-16514	262	46	place	place	VERB
ihlr-16514	262	47	greater	great	ADJ
ihlr-16514	262	48	reliance	reliance	NOUN
ihlr-16514	262	49	on	on	ADP
ihlr-16514	262	50	provider	provider	NOUN
ihlr-16514	262	51	judg­	judg­	NOUN
ihlr-16514	262	52	ments	ment	NOUN
ihlr-16514	262	53	)	)	PUNCT
ihlr-16514	262	54	.	.	PUNCT
ihlr-16514	263	1	62	62	NUM
ihlr-16514	263	2	jacobson	jacobson	PROPN
ihlr-16514	263	3	,	,	PUNCT
ihlr-16514	263	4	supra	supra	PROPN
ihlr-16514	263	5	note	note	PROPN
ihlr-16514	263	6	27	27	NUM
ihlr-16514	263	7	,	,	PUNCT
ihlr-16514	263	8	at	at	ADP
ihlr-16514	263	9	391	391	NUM
ihlr-16514	263	10	.	.	PUNCT
ihlr-16514	263	11	63	63	NUM
ihlr-16514	263	12	/d	/d	SYM
ihlr-16514	263	13	.	.	PROPN
ihlr-16514	263	14	64	64	NUM
ihlr-16514	263	15	kelsey	kelsey	PROPN
ihlr-16514	263	16	d.	d.	PROPN
ihlr-16514	263	17	patterson	patterson	PROPN
ihlr-16514	263	18	,	,	PUNCT
ihlr-16514	263	19	healing	heal	VERB
ihlr-16514	263	20	health	health	NOUN
ihlr-16514	263	21	care	care	NOUN
ihlr-16514	263	22	:	:	PUNCT
ihlr-16514	263	23	fixing	fix	VERB
ihlr-16514	263	24	a	a	DET
ihlr-16514	263	25	broken	broken	ADJ
ihlr-16514	263	26	system	system	NOUN
ihlr-16514	263	27	with	with	ADP
ihlr-16514	263	28	information	information	NOUN
ihlr-16514	263	29	technology	technology	NOUN
ihlr-16514	263	30	,	,	PUNCT
ihlr-16514	263	31	14	14	NUM
ihlr-16514	263	32	kan	kan	X
ihlr-16514	263	33	.	.	PUNCT
ihlr-16514	264	1	j.l	j.l	PROPN
ihlr-16514	264	2	.	.	PROPN
ihlr-16514	264	3	&	&	CCONJ
ihlr-16514	264	4	pub	pub	NOUN
ihlr-16514	264	5	.	.	PUNCT
ihlr-16514	265	1	pol'y	pol'y	NOUN
ihlr-16514	265	2	193	193	NUM
ihlr-16514	265	3	,	,	PUNCT
ihlr-16514	265	4	195	195	NUM
ihlr-16514	265	5	-	-	SYM
ihlr-16514	265	6	98	98	NUM
ihlr-16514	265	7	(	(	PUNCT
ihlr-16514	265	8	2004	2004	NUM
ihlr-16514	265	9	)	)	PUNCT
ihlr-16514	265	10	.	.	PUNCT
ihlr-16514	266	1	65	65	NUM
ihlr-16514	267	1	i	i	NOUN
ihlr-16514	267	2	d	d	PROPN
ihlr-16514	267	3	at	at	ADP
ihlr-16514	267	4	203	203	NUM
ihlr-16514	267	5	-	-	SYM
ihlr-16514	267	6	14	14	NUM
ihlr-16514	267	7	.	.	PUNCT
ihlr-16514	268	1	2007	2007	NUM
ihlr-16514	268	2	]	]	X
ihlr-16514	268	3	hsas	hsa	NOUN
ihlr-16514	268	4	and	and	CCONJ
ihlr-16514	268	5	smail	smail	NOUN
ihlr-16514	268	6	business	business	NOUN
ihlr-16514	268	7	:	:	PUNCT
ihlr-16514	268	8	cost	cost	NOUN
ihlr-16514	268	9	,	,	PUNCT
ihlr-16514	268	10	quauty	quauty	ADJ
ihlr-16514	268	11	,	,	PUNCT
ihlr-16514	268	12	and	and	CCONJ
ihlr-16514	268	13	access	access	NOUN
ihlr-16514	268	14	299	299	NUM
ihlr-16514	268	15	standards	standard	NOUN
ihlr-16514	268	16	,	,	PUNCT
ihlr-16514	268	17	the	the	DET
ihlr-16514	268	18	costs	cost	NOUN
ihlr-16514	268	19	associated	associate	VERB
ihlr-16514	268	20	with	with	ADP
ihlr-16514	268	21	,	,	PUNCT
ihlr-16514	268	22	and	and	CCONJ
ihlr-16514	268	23	lengthy	lengthy	ADJ
ihlr-16514	268	24	processes	process	NOUN
ihlr-16514	268	25	involved	involve	VERB
ihlr-16514	268	26	,	,	PUNCT
ihlr-16514	268	27	would	would	AUX
ihlr-16514	268	28	do	do	VERB
ihlr-16514	268	29	little	little	ADJ
ihlr-16514	268	30	to	to	PART
ihlr-16514	268	31	address	address	VERB
ihlr-16514	268	32	the	the	DET
ihlr-16514	268	33	immediate	immediate	ADJ
ihlr-16514	268	34	needs	need	NOUN
ihlr-16514	268	35	of	of	ADP
ihlr-16514	268	36	the	the	DET
ihlr-16514	268	37	marginalized	marginalize	VERB
ihlr-16514	268	38	population	population	NOUN
ihlr-16514	268	39	in	in	ADP
ihlr-16514	268	40	amer­	amer­	PROPN
ihlr-16514	268	41	ica.66	ica.66	VERB
ihlr-16514	268	42	hsas	hsa	NOUN
ihlr-16514	268	43	compound	compound	VERB
ihlr-16514	268	44	these	these	DET
ihlr-16514	268	45	issues	issue	NOUN
ihlr-16514	268	46	because	because	SCONJ
ihlr-16514	268	47	an	an	DET
ihlr-16514	268	48	hsa	hsa	PROPN
ihlr-16514	268	49	is	be	AUX
ihlr-16514	268	50	distinct	distinct	ADJ
ihlr-16514	268	51	from	from	ADP
ihlr-16514	268	52	managed	manage	VERB
ihlr-16514	268	53	care	care	NOUN
ihlr-16514	268	54	and	and	CCONJ
ihlr-16514	268	55	traditional	traditional	ADJ
ihlr-16514	268	56	insurance	insurance	NOUN
ihlr-16514	268	57	because	because	SCONJ
ihlr-16514	268	58	they	they	PRON
ihlr-16514	268	59	place	place	VERB
ihlr-16514	268	60	a	a	DET
ihlr-16514	268	61	higher	high	ADJ
ihlr-16514	268	62	burden	burden	NOUN
ihlr-16514	268	63	on	on	ADP
ihlr-16514	268	64	consumers	consumer	NOUN
ihlr-16514	268	65	with	with	ADP
ihlr-16514	268	66	respect	respect	NOUN
ihlr-16514	268	67	to	to	ADP
ihlr-16514	268	68	their	their	PRON
ihlr-16514	268	69	health	health	NOUN
ihlr-16514	268	70	care	care	NOUN
ihlr-16514	268	71	consumption	consumption	NOUN
ihlr-16514	268	72	decisions.67	decisions.67	PROPN
ihlr-16514	268	73	health	health	PROPN
ihlr-16514	268	74	care	care	PROPN
ihlr-16514	268	75	consum­	consum­	PROPN
ihlr-16514	268	76	ers	er	NOUN
ihlr-16514	268	77	now	now	ADV
ihlr-16514	268	78	,	,	PUNCT
ihlr-16514	268	79	more	more	ADJ
ihlr-16514	268	80	than	than	ADP
ihlr-16514	268	81	ever	ever	ADV
ihlr-16514	268	82	,	,	PUNCT
ihlr-16514	268	83	must	must	AUX
ihlr-16514	268	84	be	be	AUX
ihlr-16514	268	85	aware	aware	ADJ
ihlr-16514	268	86	of	of	ADP
ihlr-16514	268	87	what	what	PRON
ihlr-16514	268	88	goods	good	NOUN
ihlr-16514	268	89	and	and	CCONJ
ihlr-16514	268	90	services	service	NOUN
ihlr-16514	268	91	are	be	AUX
ihlr-16514	268	92	neces­	neces­	ADJ
ihlr-16514	268	93	sary	sary	NOUN
ihlr-16514	268	94	to	to	PART
ihlr-16514	268	95	purchase	purchase	VERB
ihlr-16514	268	96	,	,	PUNCT
ihlr-16514	268	97	what	what	PRON
ihlr-16514	268	98	a	a	DET
ihlr-16514	268	99	fair	fair	ADJ
ihlr-16514	268	100	market	market	NOUN
ihlr-16514	268	101	price	price	NOUN
ihlr-16514	268	102	is	be	AUX
ihlr-16514	268	103	for	for	ADP
ihlr-16514	268	104	those	those	DET
ihlr-16514	268	105	goods	good	NOUN
ihlr-16514	268	106	and	and	CCONJ
ihlr-16514	268	107	services	service	NOUN
ihlr-16514	268	108	,	,	PUNCT
ihlr-16514	268	109	and	and	CCONJ
ihlr-16514	268	110	whether	whether	SCONJ
ihlr-16514	268	111	less	less	ADV
ihlr-16514	268	112	expensive	expensive	ADJ
ihlr-16514	268	113	,	,	PUNCT
ihlr-16514	268	114	yet	yet	CCONJ
ihlr-16514	268	115	higher	high	ADJ
ihlr-16514	268	116	quality	quality	NOUN
ihlr-16514	268	117	,	,	PUNCT
ihlr-16514	268	118	alternative	alternative	ADJ
ihlr-16514	268	119	care	care	NOUN
ihlr-16514	268	120	options	option	NOUN
ihlr-16514	268	121	are	be	AUX
ihlr-16514	268	122	avail­	avail­	PROPN
ihlr-16514	268	123	able.68	able.68	NOUN
ihlr-16514	268	124	the	the	DET
ihlr-16514	268	125	ability	ability	NOUN
ihlr-16514	268	126	to	to	PART
ihlr-16514	268	127	redress	redress	VERB
ihlr-16514	268	128	these	these	DET
ihlr-16514	268	129	issues	issue	NOUN
ihlr-16514	268	130	ex	ex	NOUN
ihlr-16514	268	131	ante	ante	PROPN
ihlr-16514	268	132	is	be	AUX
ihlr-16514	268	133	difficult	difficult	ADJ
ihlr-16514	268	134	even	even	ADV
ihlr-16514	268	135	with	with	ADP
ihlr-16514	268	136	adequate	adequate	ADJ
ihlr-16514	268	137	information	information	NOUN
ihlr-16514	268	138	about	about	ADP
ihlr-16514	268	139	the	the	DET
ihlr-16514	268	140	choices	choice	NOUN
ihlr-16514	268	141	of	of	ADP
ihlr-16514	268	142	health	health	NOUN
ihlr-16514	268	143	care	care	NOUN
ihlr-16514	268	144	providers	provider	NOUN
ihlr-16514	268	145	of	of	ADP
ihlr-16514	268	146	course	course	NOUN
ihlr-16514	268	147	,	,	PUNCT
ihlr-16514	268	148	the	the	DET
ihlr-16514	268	149	immediate	immediate	ADJ
ihlr-16514	268	150	success	success	NOUN
ihlr-16514	268	151	ofhsas	ofhsa	NOUN
ihlr-16514	268	152	and	and	CCONJ
ihlr-16514	268	153	cdhps	cdhps	NOUN
ihlr-16514	268	154	typically	typically	ADV
ihlr-16514	268	155	depends	depend	VERB
ihlr-16514	268	156	on	on	ADP
ihlr-16514	268	157	the	the	DET
ihlr-16514	268	158	consumer	consumer	NOUN
ihlr-16514	268	159	's	's	PART
ihlr-16514	268	160	ability	ability	NOUN
ihlr-16514	268	161	to	to	PART
ihlr-16514	268	162	select	select	VERB
ihlr-16514	268	163	health	health	NOUN
ihlr-16514	268	164	care	care	NOUN
ihlr-16514	268	165	wisely	wisely	ADV
ihlr-16514	268	166	.	.	PUNCT
ihlr-16514	269	1	one	one	NUM
ihlr-16514	269	2	critic	critic	NOUN
ihlr-16514	269	3	suggests	suggest	VERB
ihlr-16514	269	4	that	that	SCONJ
ihlr-16514	269	5	success	success	NOUN
ihlr-16514	269	6	depends	depend	VERB
ihlr-16514	269	7	on	on	ADP
ihlr-16514	269	8	two	two	NUM
ihlr-16514	269	9	assumptions	assumption	NOUN
ihlr-16514	269	10	:	:	PUNCT
ihlr-16514	269	11	first	first	ADV
ihlr-16514	269	12	,	,	PUNCT
ihlr-16514	269	13	that	that	SCONJ
ihlr-16514	269	14	the	the	DET
ihlr-16514	269	15	consumer	consumer	NOUN
ihlr-16514	269	16	will	will	AUX
ihlr-16514	269	17	make	make	VERB
ihlr-16514	269	18	the	the	DET
ihlr-16514	269	19	most	most	ADV
ihlr-16514	269	20	cost	cost	NOUN
ihlr-16514	269	21	-	-	PUNCT
ihlr-16514	269	22	efficient	efficient	ADJ
ihlr-16514	269	23	purchasing	purchasing	NOUN
ihlr-16514	269	24	decisions	decision	NOUN
ihlr-16514	269	25	,	,	PUNCT
ihlr-16514	269	26	and	and	CCONJ
ihlr-16514	269	27	second	second	ADJ
ihlr-16514	269	28	,	,	PUNCT
ihlr-16514	269	29	that	that	SCONJ
ihlr-16514	269	30	consumers	consumer	NOUN
ihlr-16514	269	31	will	will	AUX
ihlr-16514	269	32	not	not	PART
ihlr-16514	269	33	face	face	VERB
ihlr-16514	269	34	buyer	buyer	NOUN
ihlr-16514	269	35	's	's	PART
ihlr-16514	269	36	remorse	remorse	NOUN
ihlr-16514	269	37	about	about	ADP
ihlr-16514	269	38	their	their	PRON
ihlr-16514	269	39	ex	ex	PRON
ihlr-16514	269	40	ante	ante	NOUN
ihlr-16514	269	41	decision	decision	NOUN
ihlr-16514	269	42	once	once	SCONJ
ihlr-16514	269	43	they	they	PRON
ihlr-16514	269	44	become	become	VERB
ihlr-16514	269	45	patients.69	patients.69	NOUN
ihlr-16514	269	46	consumers	consumer	NOUN
ihlr-16514	269	47	often	often	ADV
ihlr-16514	269	48	do	do	AUX
ihlr-16514	269	49	not	not	PART
ihlr-16514	269	50	consider	consider	VERB
ihlr-16514	269	51	the	the	DET
ihlr-16514	269	52	need	need	NOUN
ihlr-16514	269	53	for	for	ADP
ihlr-16514	269	54	future	future	ADJ
ihlr-16514	269	55	traumatic	traumatic	ADJ
ihlr-16514	269	56	health	health	NOUN
ihlr-16514	269	57	care	care	NOUN
ihlr-16514	269	58	,	,	PUNCT
ihlr-16514	269	59	and	and	CCONJ
ihlr-16514	269	60	''	''	PUNCT
ihlr-16514	269	61	when	when	SCONJ
ihlr-16514	269	62	[	[	X
ihlr-16514	269	63	a	a	X
ihlr-16514	269	64	]	]	X
ihlr-16514	269	65	transplant	transplant	NOUN
ihlr-16514	269	66	is	be	AUX
ihlr-16514	269	67	needed	need	VERB
ihlr-16514	269	68	,	,	PUNCT
ihlr-16514	269	69	the	the	DET
ihlr-16514	269	70	consumer	consumer	NOUN
ihlr-16514	269	71	[	[	X
ihlr-16514	269	72	becomes	become	VERB
ihlr-16514	269	73	]	]	PUNCT
ihlr-16514	269	74	a	a	DET
ihlr-16514	269	75	patient	patient	NOUN
ihlr-16514	269	76	and	and	CCONJ
ihlr-16514	269	77	may	may	AUX
ihlr-16514	269	78	re­	re­	VERB
ihlr-16514	269	79	sist	sist	VERB
ihlr-16514	269	80	enforcement	enforcement	NOUN
ihlr-16514	269	81	of	of	ADP
ihlr-16514	269	82	any	any	DET
ihlr-16514	269	83	contract	contract	NOUN
ihlr-16514	269	84	that	that	PRON
ihlr-16514	269	85	denies	deny	VERB
ihlr-16514	269	86	coverage	coverage	NOUN
ihlr-16514	269	87	.	.	PUNCT
ihlr-16514	270	1	"7	"7	NUM
ihlr-16514	270	2	°	°	PRON
ihlr-16514	270	3	convincing	convince	VERB
ihlr-16514	270	4	consum­	consum­	PRON
ihlr-16514	270	5	ers	er	NOUN
ihlr-16514	270	6	about	about	ADP
ihlr-16514	270	7	the	the	DET
ihlr-16514	270	8	importance	importance	NOUN
ihlr-16514	270	9	of	of	ADP
ihlr-16514	270	10	their	their	PRON
ihlr-16514	270	11	spending	spending	NOUN
ihlr-16514	270	12	decisions	decision	NOUN
ihlr-16514	270	13	plays	play	VERB
ihlr-16514	270	14	an	an	DET
ihlr-16514	270	15	important	important	ADJ
ihlr-16514	270	16	role	role	NOUN
ihlr-16514	270	17	in	in	ADP
ihlr-16514	270	18	the	the	DET
ihlr-16514	270	19	educational	educational	ADJ
ihlr-16514	270	20	process	process	NOUN
ihlr-16514	270	21	of	of	ADP
ihlr-16514	270	22	implementing	implement	VERB
ihlr-16514	270	23	hsas	hsa	NOUN
ihlr-16514	270	24	and	and	CCONJ
ihlr-16514	270	25	may	may	AUX
ihlr-16514	270	26	help	help	VERB
ihlr-16514	270	27	move	move	VERB
ihlr-16514	270	28	away	away	ADV
ihlr-16514	270	29	from	from	ADP
ihlr-16514	270	30	judge	judge	NOUN
ihlr-16514	270	31	-	-	PUNCT
ihlr-16514	270	32	made	make	VERB
ihlr-16514	270	33	insurance	insurance	NOUN
ihlr-16514	270	34	,	,	PUNCT
ihlr-16514	270	35	which	which	PRON
ihlr-16514	270	36	is	be	AUX
ihlr-16514	270	37	often	often	ADV
ihlr-16514	270	38	the	the	DET
ihlr-16514	270	39	result	result	NOUN
ihlr-16514	270	40	of	of	ADP
ihlr-16514	270	41	a	a	DET
ihlr-16514	270	42	health	health	NOUN
ihlr-16514	270	43	care	care	NOUN
ihlr-16514	270	44	consumer	consumer	NOUN
ihlr-16514	270	45	's	's	PART
ihlr-16514	270	46	spending	spending	NOUN
ihlr-16514	270	47	decisions	decision	NOUN
ihlr-16514	270	48	.	.	PUNCT
ihlr-16514	271	1	consumer	consumer	NOUN
ihlr-16514	271	2	education	education	NOUN
ihlr-16514	271	3	on	on	ADP
ihlr-16514	271	4	health	health	NOUN
ihlr-16514	271	5	care	care	NOUN
ihlr-16514	271	6	selection	selection	NOUN
ihlr-16514	271	7	may	may	AUX
ihlr-16514	271	8	also	also	ADV
ihlr-16514	271	9	lower	lower	VERB
ihlr-16514	271	10	costs	cost	NOUN
ihlr-16514	271	11	by	by	ADP
ihlr-16514	271	12	im­	im­	NOUN
ihlr-16514	271	13	proving	prove	VERB
ihlr-16514	271	14	consumer	consumer	NOUN
ihlr-16514	271	15	bargaining	bargaining	NOUN
ihlr-16514	271	16	positions	position	NOUN
ihlr-16514	271	17	.	.	PUNCT
ihlr-16514	272	1	currently	currently	ADV
ihlr-16514	272	2	,	,	PUNCT
ihlr-16514	272	3	a	a	DET
ihlr-16514	272	4	dichotomy	dichotomy	NOUN
ihlr-16514	272	5	in	in	ADP
ihlr-16514	272	6	bargaining	bargaining	NOUN
ihlr-16514	272	7	for	for	ADP
ihlr-16514	272	8	contractual	contractual	ADJ
ihlr-16514	272	9	health	health	NOUN
ihlr-16514	272	10	care	care	NOUN
ihlr-16514	272	11	rights	right	NOUN
ihlr-16514	272	12	exists	exist	VERB
ihlr-16514	272	13	between	between	ADP
ihlr-16514	272	14	consumers	consumer	NOUN
ihlr-16514	272	15	purchasing	purchase	VERB
ihlr-16514	272	16	health	health	NOUN
ihlr-16514	272	17	care	care	NOUN
ihlr-16514	272	18	in	in	ADP
ihlr-16514	272	19	their	their	PRON
ihlr-16514	272	20	capacity	capacity	NOUN
ihlr-16514	272	21	as	as	ADP
ihlr-16514	272	22	consumers	consumer	NOUN
ihlr-16514	272	23	versus	versus	ADP
ihlr-16514	272	24	patients	patient	NOUN
ihlr-16514	272	25	.	.	PUNCT
ihlr-16514	273	1	disparities	disparity	NOUN
ihlr-16514	273	2	in	in	ADP
ihlr-16514	273	3	bargaining	bargaining	NOUN
ihlr-16514	273	4	power	power	NOUN
ihlr-16514	273	5	can	can	AUX
ihlr-16514	273	6	have	have	VERB
ihlr-16514	273	7	detrimental	detrimental	ADJ
ihlr-16514	273	8	effects	effect	NOUN
ihlr-16514	273	9	on	on	ADP
ihlr-16514	273	10	the	the	DET
ihlr-16514	273	11	consumer	consumer	NOUN
ihlr-16514	273	12	's	's	PART
ihlr-16514	273	13	ability	ability	NOUN
ihlr-16514	273	14	to	to	PART
ihlr-16514	273	15	obtain	obtain	VERB
ihlr-16514	273	16	a	a	DET
ihlr-16514	273	17	favor­	favor­	NOUN
ihlr-16514	273	18	able	able	ADJ
ihlr-16514	273	19	contractual	contractual	ADJ
ihlr-16514	273	20	provision	provision	NOUN
ihlr-16514	273	21	from	from	ADP
ihlr-16514	273	22	a	a	DET
ihlr-16514	273	23	"	"	PUNCT
ihlr-16514	273	24	stronger	strong	ADJ
ihlr-16514	273	25	''	''	PUNCT
ihlr-16514	273	26	health	health	NOUN
ihlr-16514	273	27	care	care	NOUN
ihlr-16514	273	28	provider	provider	NOUN
ihlr-16514	273	29	.	.	PUNCT
ihlr-16514	274	1	71	71	NUM
ihlr-16514	274	2	consumers	consumer	NOUN
ihlr-16514	274	3	purchasing	purchase	VERB
ihlr-16514	274	4	health	health	NOUN
ihlr-16514	274	5	care	care	NOUN
ihlr-16514	274	6	in	in	ADP
ihlr-16514	274	7	their	their	PRON
ihlr-16514	274	8	capacity	capacity	NOUN
ihlr-16514	274	9	as	as	SCONJ
ihlr-16514	274	10	consumers	consumer	NOUN
ihlr-16514	274	11	are	be	AUX
ihlr-16514	274	12	likely	likely	ADJ
ihlr-16514	274	13	to	to	PART
ihlr-16514	274	14	experience	experience	VERB
ihlr-16514	274	15	this	this	DET
ihlr-16514	274	16	disparity	disparity	NOUN
ihlr-16514	274	17	when	when	SCONJ
ihlr-16514	274	18	they	they	PRON
ihlr-16514	274	19	arrive	arrive	VERB
ihlr-16514	274	20	at	at	ADP
ihlr-16514	274	21	the	the	DET
ihlr-16514	274	22	proverbial	proverbial	ADJ
ihlr-16514	274	23	negotiating	negotiating	NOUN
ihlr-16514	274	24	table	table	NOUN
ihlr-16514	274	25	because	because	SCONJ
ihlr-16514	274	26	they	they	PRON
ihlr-16514	274	27	lack	lack	VERB
ihlr-16514	274	28	the	the	DET
ihlr-16514	274	29	necessary	necessary	ADJ
ihlr-16514	274	30	information	information	NOUN
ihlr-16514	274	31	needed	need	VERB
ihlr-16514	274	32	to	to	PART
ihlr-16514	274	33	place	place	VERB
ihlr-16514	274	34	them	they	PRON
ihlr-16514	274	35	in	in	ADP
ihlr-16514	274	36	a	a	DET
ihlr-16514	274	37	superior	superior	ADJ
ihlr-16514	274	38	bargaining	bargaining	NOUN
ihlr-16514	274	39	66	66	NUM
ihlr-16514	274	40	information	information	NOUN
ihlr-16514	274	41	is	be	AUX
ihlr-16514	274	42	commonly	commonly	ADV
ihlr-16514	274	43	accessed	access	VERB
ihlr-16514	274	44	via	via	ADP
ihlr-16514	274	45	the	the	DET
ihlr-16514	274	46	internet	internet	NOUN
ihlr-16514	274	47	and	and	CCONJ
ihlr-16514	274	48	is	be	AUX
ihlr-16514	274	49	usually	usually	ADV
ihlr-16514	274	50	too	too	ADV
ihlr-16514	274	51	difficult	difficult	ADJ
ihlr-16514	274	52	to	to	PART
ihlr-16514	274	53	ana­	ana­	VERB
ihlr-16514	274	54	lyze	lyze	PROPN
ihlr-16514	274	55	and	and	CCONJ
ihlr-16514	274	56	interpret	interpret	VERB
ihlr-16514	274	57	to	to	PART
ihlr-16514	274	58	be	be	AUX
ihlr-16514	274	59	of	of	ADP
ihlr-16514	274	60	any	any	DET
ihlr-16514	274	61	use	use	NOUN
ihlr-16514	274	62	to	to	ADP
ihlr-16514	274	63	the	the	DET
ihlr-16514	274	64	consumer	consumer	NOUN
ihlr-16514	274	65	,	,	PUNCT
ihlr-16514	274	66	especially	especially	ADV
ihlr-16514	274	67	consumers	consumer	NOUN
ihlr-16514	274	68	lacking	lack	VERB
ihlr-16514	274	69	formal	formal	ADJ
ihlr-16514	274	70	educa­	educa­	PROPN
ihlr-16514	274	71	tion	tion	NOUN
ihlr-16514	274	72	.	.	PUNCT
ihlr-16514	275	1	louise	louise	PROPN
ihlr-16514	275	2	g.	g.	PROPN
ihlr-16514	275	3	trubek	trubek	PROPN
ihlr-16514	275	4	,	,	PUNCT
ihlr-16514	275	5	lawyering	lawyere	VERB
ihlr-16514	275	6	for	for	ADP
ihlr-16514	275	7	a	a	DET
ihlr-16514	275	8	new	new	ADJ
ihlr-16514	275	9	democracy	democracy	NOUN
ihlr-16514	275	10	:	:	PUNCT
ihlr-16514	275	11	public	public	ADJ
ihlr-16514	275	12	interest	interest	NOUN
ihlr-16514	275	13	lawyers	lawyer	NOUN
ihlr-16514	275	14	and	and	CCONJ
ihlr-16514	275	15	new	new	ADJ
ihlr-16514	275	16	governance	governance	NOUN
ihlr-16514	275	17	:	:	PUNCT
ihlr-16514	275	18	advocating	advocate	VERB
ihlr-16514	275	19	for	for	ADP
ihlr-16514	275	20	health	health	NOUN
ihlr-16514	275	21	care	care	NOUN
ihlr-16514	275	22	,	,	PUNCT
ihlr-16514	275	23	2002	2002	NUM
ihlr-16514	275	24	wis	wis	NOUN
ihlr-16514	275	25	.	.	PUNCT
ihlr-16514	276	1	l.	l.	PROPN
ihlr-16514	276	2	rev	rev	PROPN
ihlr-16514	276	3	.	.	PROPN
ihlr-16514	276	4	575	575	NUM
ihlr-16514	276	5	,	,	PUNCT
ihlr-16514	276	6	589	589	NUM
ihlr-16514	276	7	(	(	PUNCT
ihlr-16514	276	8	2002	2002	NUM
ihlr-16514	276	9	)	)	PUNCT
ihlr-16514	276	10	.	.	PUNCT
ihlr-16514	277	1	67	67	NUM
ihlr-16514	277	2	jennifer	jennifer	PROPN
ihlr-16514	277	3	l.	l.	PROPN
ihlr-16514	277	4	spiegel	spiegel	PROPN
ihlr-16514	277	5	,	,	PUNCT
ihlr-16514	277	6	comment	comment	NOUN
ihlr-16514	277	7	.	.	PUNCT
ihlr-16514	278	1	employee	employee	NOUN
ihlr-16514	278	2	driven	drive	VERB
ihlr-16514	278	3	health	health	NOUN
ihlr-16514	278	4	care	care	NOUN
ihlr-16514	278	5	:	:	PUNCT
ihlr-16514	278	6	health	health	NOUN
ihlr-16514	278	7	savings	savings	PROPN
ihlr-16514	278	8	ac­	ac­	PROPN
ihlr-16514	278	9	counts	count	NOUN
ihlr-16514	278	10	,	,	PUNCT
ihlr-16514	278	11	more	more	ADJ
ihlr-16514	278	12	harm	harm	NOUN
ihlr-16514	278	13	than	than	ADP
ihlr-16514	278	14	good	good	ADJ
ihlr-16514	278	15	,	,	PUNCT
ihlr-16514	278	16	8u.pa.j.lab.&emp.l	8u.pa.j.lab.&emp.l	PROPN
ihlr-16514	278	17	.	.	PUNCT
ihlr-16514	279	1	219,223	219,223	NUM
ihlr-16514	279	2	-	-	SYM
ihlr-16514	279	3	24	24	NUM
ihlr-16514	279	4	(	(	PUNCT
ihlr-16514	279	5	2005	2005	NUM
ihlr-16514	279	6	)	)	PUNCT
ihlr-16514	279	7	.	.	PUNCT
ihlr-16514	280	1	68	68	NUM
ihlr-16514	281	1	i	i	PRON
ihlr-16514	281	2	d.	d.	NOUN
ihlr-16514	281	3	69	69	NUM
ihlr-16514	281	4	mariner	mariner	NOUN
ihlr-16514	281	5	,	,	PUNCT
ihlr-16514	281	6	supra	supra	PROPN
ihlr-16514	281	7	note	note	NOUN
ihlr-16514	281	8	30	30	NUM
ihlr-16514	281	9	,	,	PUNCT
ihlr-16514	281	10	at	at	ADP
ihlr-16514	281	11	514	514	NUM
ihlr-16514	281	12	-	-	SYM
ihlr-16514	281	13	17	17	NUM
ihlr-16514	281	14	(	(	PUNCT
ihlr-16514	281	15	discussing	discuss	VERB
ihlr-16514	281	16	skepticism	skepticism	NOUN
ihlr-16514	281	17	that	that	PRON
ihlr-16514	281	18	complete	complete	ADJ
ihlr-16514	281	19	information	information	NOUN
ihlr-16514	281	20	disclosure	disclosure	NOUN
ihlr-16514	281	21	may	may	AUX
ihlr-16514	281	22	still	still	ADV
ihlr-16514	281	23	be	be	AUX
ihlr-16514	281	24	insufficient	insufficient	ADJ
ihlr-16514	281	25	to	to	PART
ihlr-16514	281	26	meet	meet	VERB
ihlr-16514	281	27	consumer	consumer	NOUN
ihlr-16514	281	28	needs	need	NOUN
ihlr-16514	281	29	and	and	CCONJ
ihlr-16514	281	30	promote	promote	VERB
ihlr-16514	281	31	cost	cost	VERB
ihlr-16514	281	32	efficient	efficient	ADJ
ihlr-16514	281	33	consump­	consump­	PROPN
ihlr-16514	281	34	tion	tion	NOUN
ihlr-16514	281	35	)	)	PUNCT
ihlr-16514	281	36	.	.	PUNCT
ihlr-16514	282	1	70	70	NUM
ihlr-16514	283	1	i	i	PRON
ihlr-16514	283	2	d.	d.	PROPN
ihlr-16514	283	3	at	at	ADP
ihlr-16514	283	4	515	515	NUM
ihlr-16514	283	5	.	.	PUNCT
ihlr-16514	283	6	71	71	NUM
ihlr-16514	283	7	barnhizer	barnhizer	NOUN
ihlr-16514	283	8	,	,	PUNCT
ihlr-16514	283	9	supra	supra	PROPN
ihlr-16514	283	10	note	note	NOUN
ihlr-16514	283	11	12	12	NUM
ihlr-16514	283	12	.	.	PUNCT
ihlr-16514	284	1	300	300	NUM
ihlr-16514	284	2	indiana	indiana	PROPN
ihlr-16514	284	3	health	health	PROPN
ihlr-16514	284	4	law	law	PROPN
ihlr-16514	284	5	review	review	NOUN
ihlr-16514	284	6	[	[	X
ihlr-16514	284	7	vol	vol	NOUN
ihlr-16514	284	8	.	.	PUNCT
ihlr-16514	284	9	4:287	4:287	NUM
ihlr-16514	284	10	position	position	NOUN
ihlr-16514	284	11	.	.	PUNCT
ihlr-16514	285	1	72	72	NUM
ihlr-16514	285	2	the	the	DET
ihlr-16514	285	3	very	very	ADJ
ihlr-16514	285	4	nature	nature	NOUN
ihlr-16514	285	5	of	of	ADP
ihlr-16514	285	6	a	a	DET
ihlr-16514	285	7	consumer	consumer	NOUN
ihlr-16514	285	8	acting	act	VERB
ihlr-16514	285	9	as	as	ADP
ihlr-16514	285	10	a	a	DET
ihlr-16514	285	11	patient	patient	NOUN
ihlr-16514	285	12	places	place	VERB
ihlr-16514	285	13	one	one	NUM
ihlr-16514	285	14	in	in	ADP
ihlr-16514	285	15	an	an	DET
ihlr-16514	285	16	inferior	inferior	ADJ
ihlr-16514	285	17	bargaining	bargaining	NOUN
ihlr-16514	285	18	position	position	NOUN
ihlr-16514	285	19	because	because	SCONJ
ihlr-16514	285	20	the	the	DET
ihlr-16514	285	21	consumer	consumer	NOUN
ihlr-16514	285	22	must	must	AUX
ihlr-16514	285	23	obtain	obtain	VERB
ihlr-16514	285	24	medical	medical	ADJ
ihlr-16514	285	25	care	care	NOUN
ihlr-16514	285	26	in	in	ADP
ihlr-16514	285	27	some	some	DET
ihlr-16514	285	28	fashion	fashion	NOUN
ihlr-16514	285	29	leaving	leave	VERB
ihlr-16514	285	30	little	little	ADJ
ihlr-16514	285	31	room	room	NOUN
ihlr-16514	285	32	for	for	ADP
ihlr-16514	285	33	negotiation	negotiation	NOUN
ihlr-16514	285	34	.	.	PUNCT
ihlr-16514	286	1	furthermore	furthermore	ADV
ihlr-16514	286	2	,	,	PUNCT
ihlr-16514	286	3	when	when	SCONJ
ihlr-16514	286	4	contract­	contract­	NOUN
ihlr-16514	286	5	ing	ing	VERB
ihlr-16514	286	6	for	for	ADP
ihlr-16514	286	7	health	health	NOUN
ihlr-16514	286	8	care	care	NOUN
ihlr-16514	286	9	,	,	PUNCT
ihlr-16514	286	10	consumers	consumer	NOUN
ihlr-16514	286	11	,	,	PUNCT
ihlr-16514	286	12	acting	act	VERB
ihlr-16514	286	13	in	in	ADP
ihlr-16514	286	14	either	either	DET
ihlr-16514	286	15	capacity	capacity	NOUN
ihlr-16514	286	16	,	,	PUNCT
ihlr-16514	286	17	encounter	encounter	VERB
ihlr-16514	286	18	arbitration	arbitration	NOUN
ihlr-16514	286	19	clauses	clause	NOUN
ihlr-16514	286	20	denying	deny	VERB
ihlr-16514	286	21	them	they	PRON
ihlr-16514	286	22	the	the	DET
ihlr-16514	286	23	ability	ability	NOUN
ihlr-16514	286	24	to	to	PART
ihlr-16514	286	25	sue	sue	VERB
ihlr-16514	286	26	and	and	CCONJ
ihlr-16514	286	27	"	"	PUNCT
ihlr-16514	286	28	strip	strip	NOUN
ihlr-16514	287	1	[	[	X
ihlr-16514	287	2	ping	ping	X
ihlr-16514	287	3	]	]	X
ihlr-16514	287	4	them	they	PRON
ihlr-16514	287	5	of	of	ADP
ihlr-16514	287	6	a	a	DET
ihlr-16514	287	7	valuable	valuable	ADJ
ihlr-16514	287	8	right	right	NOUN
ihlr-16514	287	9	at	at	ADP
ihlr-16514	287	10	a	a	DET
ihlr-16514	287	11	time	time	NOUN
ihlr-16514	287	12	when	when	SCONJ
ihlr-16514	287	13	they	they	PRON
ihlr-16514	287	14	might	might	AUX
ihlr-16514	287	15	be	be	AUX
ihlr-16514	287	16	at	at	ADP
ihlr-16514	287	17	their	their	PRON
ihlr-16514	287	18	most	most	ADV
ihlr-16514	287	19	vulnerable	vulnerable	ADJ
ihlr-16514	287	20	.	.	PUNCT
ihlr-16514	288	1	'm	be	AUX
ihlr-16514	288	2	thus	thus	ADV
ihlr-16514	288	3	,	,	PUNCT
ihlr-16514	288	4	education	education	NOUN
ihlr-16514	288	5	would	would	AUX
ihlr-16514	288	6	create	create	VERB
ihlr-16514	288	7	awareness	awareness	NOUN
ihlr-16514	288	8	and	and	CCONJ
ihlr-16514	288	9	increase	increase	VERB
ihlr-16514	288	10	bargaining	bargaining	NOUN
ihlr-16514	288	11	power	power	NOUN
ihlr-16514	288	12	among	among	ADP
ihlr-16514	288	13	consumers	consumer	NOUN
ihlr-16514	288	14	help­	help­	PROPN
ihlr-16514	288	15	ing	ing	VERB
ihlr-16514	288	16	to	to	PART
ihlr-16514	288	17	drive	drive	VERB
ihlr-16514	288	18	down	down	ADP
ihlr-16514	288	19	costs	cost	NOUN
ihlr-16514	288	20	.	.	PUNCT
ihlr-16514	289	1	hsas	hsa	NOUN
ihlr-16514	289	2	,	,	PUNCT
ihlr-16514	289	3	however	however	ADV
ihlr-16514	289	4	,	,	PUNCT
ihlr-16514	289	5	rely	rely	VERB
ihlr-16514	289	6	on	on	ADP
ihlr-16514	289	7	the	the	DET
ihlr-16514	289	8	premise	premise	NOUN
ihlr-16514	289	9	that	that	SCONJ
ihlr-16514	289	10	those	those	PRON
ihlr-16514	289	11	utilizing	utilize	VERB
ihlr-16514	289	12	them	they	PRON
ihlr-16514	289	13	as	as	ADP
ihlr-16514	289	14	a	a	DET
ihlr-16514	289	15	form	form	NOUN
ihlr-16514	289	16	of	of	ADP
ihlr-16514	289	17	health	health	NOUN
ihlr-16514	289	18	care	care	NOUN
ihlr-16514	289	19	fmancing	fmancing	NOUN
ihlr-16514	289	20	will	will	AUX
ihlr-16514	289	21	act	act	VERB
ihlr-16514	289	22	as	as	ADP
ihlr-16514	289	23	prudent	prudent	ADJ
ihlr-16514	289	24	consumers	consumer	NOUN
ihlr-16514	289	25	.	.	PUNCT
ihlr-16514	290	1	the	the	DET
ihlr-16514	290	2	problem	problem	NOUN
ihlr-16514	290	3	is	be	AUX
ihlr-16514	290	4	that	that	SCONJ
ihlr-16514	290	5	in	in	ADP
ihlr-16514	290	6	the	the	DET
ihlr-16514	290	7	health	health	NOUN
ihlr-16514	290	8	care	care	NOUN
ihlr-16514	290	9	marketplace	marketplace	NOUN
ihlr-16514	290	10	,	,	PUNCT
ihlr-16514	290	11	americans	americans	PROPN
ihlr-16514	290	12	are	be	AUX
ihlr-16514	290	13	not	not	PART
ihlr-16514	290	14	acting	act	VERB
ihlr-16514	290	15	like	like	ADP
ihlr-16514	290	16	consumers	consumer	NOUN
ihlr-16514	290	17	because	because	SCONJ
ihlr-16514	290	18	their	their	PRON
ihlr-16514	290	19	role	role	NOUN
ihlr-16514	290	20	is	be	AUX
ihlr-16514	290	21	too	too	ADV
ihlr-16514	290	22	passive	passive	ADJ
ihlr-16514	290	23	.	.	PUNCT
ihlr-16514	291	1	74	74	NUM
ihlr-16514	291	2	when	when	SCONJ
ihlr-16514	291	3	an	an	DET
ihlr-16514	291	4	individual	individual	NOUN
ihlr-16514	291	5	is	be	AUX
ihlr-16514	291	6	not	not	PART
ihlr-16514	291	7	held	hold	VERB
ihlr-16514	291	8	financially	financially	ADV
ihlr-16514	291	9	responsible	responsible	ADJ
ihlr-16514	291	10	for	for	ADP
ihlr-16514	291	11	his	his	PRON
ihlr-16514	291	12	or	or	CCONJ
ihlr-16514	291	13	her	her	PRON
ihlr-16514	291	14	spending	spending	NOUN
ihlr-16514	291	15	and	and	CCONJ
ihlr-16514	291	16	consumption	consumption	NOUN
ihlr-16514	291	17	decisions	decision	NOUN
ihlr-16514	291	18	,	,	PUNCT
ihlr-16514	291	19	there	there	PRON
ihlr-16514	291	20	is	be	VERB
ihlr-16514	291	21	no	no	DET
ihlr-16514	291	22	incentive	incentive	NOUN
ihlr-16514	291	23	to	to	PART
ihlr-16514	291	24	curtail	curtail	VERB
ihlr-16514	291	25	spending	spending	NOUN
ihlr-16514	291	26	.	.	PUNCT
ihlr-16514	292	1	the	the	DET
ihlr-16514	292	2	current	current	ADJ
ihlr-16514	292	3	health	health	NOUN
ihlr-16514	292	4	care	care	NOUN
ihlr-16514	292	5	system	system	NOUN
ihlr-16514	292	6	provides	provide	VERB
ihlr-16514	292	7	consumers	consumer	NOUN
ihlr-16514	292	8	with	with	ADP
ihlr-16514	292	9	no	no	DET
ihlr-16514	292	10	restric­	restric­	NOUN
ihlr-16514	292	11	tions	tion	NOUN
ihlr-16514	292	12	regarding	regard	VERB
ihlr-16514	292	13	their	their	PRON
ihlr-16514	292	14	spending	spending	NOUN
ihlr-16514	292	15	decisions	decision	NOUN
ihlr-16514	292	16	,	,	PUNCT
ihlr-16514	292	17	creating	create	VERB
ihlr-16514	292	18	a	a	DET
ihlr-16514	292	19	subjective	subjective	ADJ
ihlr-16514	292	20	decision	decision	NOUN
ihlr-16514	292	21	to	to	PART
ihlr-16514	292	22	be	be	AUX
ihlr-16514	292	23	made	make	VERB
ihlr-16514	292	24	by	by	ADP
ihlr-16514	292	25	each	each	DET
ihlr-16514	292	26	consumer	consumer	NOUN
ihlr-16514	292	27	as	as	ADP
ihlr-16514	292	28	to	to	ADP
ihlr-16514	292	29	what	what	PRON
ihlr-16514	292	30	goods	good	NOUN
ihlr-16514	292	31	and	and	CCONJ
ihlr-16514	292	32	services	service	NOUN
ihlr-16514	292	33	are	be	AUX
ihlr-16514	292	34	medically	medically	ADV
ihlr-16514	292	35	necessary	necessary	ADJ
ihlr-16514	292	36	.	.	PUNCT
ihlr-16514	293	1	ascertaining	ascertain	VERB
ihlr-16514	293	2	what	what	PRON
ihlr-16514	293	3	each	each	DET
ihlr-16514	293	4	individual	individual	ADJ
ihlr-16514	293	5	consumer	consumer	NOUN
ihlr-16514	293	6	will	will	AUX
ihlr-16514	293	7	subjectively	subjectively	ADV
ihlr-16514	293	8	demand	demand	VERB
ihlr-16514	293	9	with	with	ADP
ihlr-16514	293	10	regard	regard	NOUN
ihlr-16514	293	11	to	to	ADP
ihlr-16514	293	12	medically	medically	ADV
ihlr-16514	293	13	necessary	necessary	ADJ
ihlr-16514	293	14	health	health	NOUN
ihlr-16514	293	15	care	care	NOUN
ihlr-16514	293	16	services	service	NOUN
ihlr-16514	293	17	creates	create	VERB
ihlr-16514	293	18	arbitrary	arbitrary	ADJ
ihlr-16514	293	19	,	,	PUNCT
ihlr-16514	293	20	and	and	CCONJ
ihlr-16514	293	21	poten­	poten­	PROPN
ihlr-16514	293	22	tially	tially	ADV
ihlr-16514	293	23	dangerous	dangerous	ADJ
ihlr-16514	293	24	,	,	PUNCT
ihlr-16514	293	25	outcomes	outcome	NOUN
ihlr-16514	293	26	.	.	PUNCT
ihlr-16514	294	1	one	one	NUM
ihlr-16514	294	2	individual	individual	NOUN
ihlr-16514	294	3	may	may	AUX
ihlr-16514	294	4	believe	believe	VERB
ihlr-16514	294	5	that	that	SCONJ
ihlr-16514	294	6	an	an	DET
ihlr-16514	294	7	expensive	expensive	ADJ
ihlr-16514	294	8	pre­	pre­	NOUN
ihlr-16514	294	9	scription	scription	NOUN
ihlr-16514	294	10	antibiotic	antibiotic	ADJ
ihlr-16514	294	11	is	be	AUX
ihlr-16514	294	12	the	the	DET
ihlr-16514	294	13	only	only	ADJ
ihlr-16514	294	14	way	way	NOUN
ihlr-16514	294	15	to	to	PART
ihlr-16514	294	16	remedy	remedy	VERB
ihlr-16514	294	17	a	a	DET
ihlr-16514	294	18	common	common	ADJ
ihlr-16514	294	19	sinus	sinus	NOUN
ihlr-16514	294	20	infection	infection	NOUN
ihlr-16514	294	21	,	,	PUNCT
ihlr-16514	294	22	while	while	SCONJ
ihlr-16514	294	23	another	another	DET
ihlr-16514	294	24	individual	individual	NOUN
ihlr-16514	294	25	may	may	AUX
ihlr-16514	294	26	choose	choose	VERB
ihlr-16514	294	27	to	to	PART
ihlr-16514	294	28	wait	wait	VERB
ihlr-16514	294	29	because	because	SCONJ
ihlr-16514	294	30	they	they	PRON
ihlr-16514	294	31	do	do	AUX
ihlr-16514	294	32	not	not	PART
ihlr-16514	294	33	want	want	VERB
ihlr-16514	294	34	to	to	PART
ihlr-16514	294	35	take	take	VERB
ihlr-16514	294	36	time	time	NOUN
ihlr-16514	294	37	to	to	PART
ihlr-16514	294	38	visit	visit	VERB
ihlr-16514	294	39	the	the	DET
ihlr-16514	294	40	doctor	doctor	NOUN
ihlr-16514	294	41	to	to	PART
ihlr-16514	294	42	obtain	obtain	VERB
ihlr-16514	294	43	a	a	DET
ihlr-16514	294	44	prescription	prescription	NOUN
ihlr-16514	294	45	.	.	PUNCT
ihlr-16514	295	1	nevertheless	nevertheless	ADV
ihlr-16514	295	2	,	,	PUNCT
ihlr-16514	295	3	in	in	ADP
ihlr-16514	295	4	both	both	DET
ihlr-16514	295	5	scenarios	scenario	NOUN
ihlr-16514	295	6	neither	neither	DET
ihlr-16514	295	7	consumer	consumer	NOUN
ihlr-16514	295	8	is	be	AUX
ihlr-16514	295	9	considering	consider	VERB
ihlr-16514	295	10	the	the	DET
ihlr-16514	295	11	financial	financial	ADJ
ihlr-16514	295	12	impact	impact	NOUN
ihlr-16514	295	13	of	of	ADP
ihlr-16514	295	14	his	his	PRON
ihlr-16514	295	15	or	or	CCONJ
ihlr-16514	295	16	her	her	PRON
ihlr-16514	295	17	decision	decision	NOUN
ihlr-16514	295	18	.	.	PUNCT
ihlr-16514	296	1	each	each	DET
ihlr-16514	296	2	deci­	deci­	ADJ
ihlr-16514	296	3	sion	sion	NOUN
ihlr-16514	296	4	is	be	AUX
ihlr-16514	296	5	made	make	VERB
ihlr-16514	296	6	based	base	VERB
ihlr-16514	296	7	upon	upon	SCONJ
ihlr-16514	296	8	personal	personal	ADJ
ihlr-16514	296	9	preference	preference	NOUN
ihlr-16514	296	10	rather	rather	ADV
ihlr-16514	296	11	than	than	ADP
ihlr-16514	296	12	sound	sound	ADJ
ihlr-16514	296	13	medical	medical	ADJ
ihlr-16514	296	14	knowl­	knowl­	NOUN
ihlr-16514	296	15	edge	edge	NOUN
ihlr-16514	296	16	as	as	ADP
ihlr-16514	296	17	to	to	ADP
ihlr-16514	296	18	the	the	DET
ihlr-16514	296	19	ramifications	ramification	NOUN
ihlr-16514	296	20	of	of	ADP
ihlr-16514	296	21	choosing	choose	VERB
ihlr-16514	296	22	one	one	NUM
ihlr-16514	296	23	approach	approach	NOUN
ihlr-16514	296	24	over	over	ADP
ihlr-16514	296	25	the	the	DET
ihlr-16514	296	26	other	other	ADJ
ihlr-16514	296	27	.	.	PUNCT
ihlr-16514	297	1	another	another	DET
ihlr-16514	297	2	drawback	drawback	NOUN
ihlr-16514	297	3	is	be	AUX
ihlr-16514	297	4	that	that	SCONJ
ihlr-16514	297	5	hsas	hsa	NOUN
ihlr-16514	297	6	leave	leave	VERB
ihlr-16514	297	7	to	to	ADP
ihlr-16514	297	8	the	the	DET
ihlr-16514	297	9	consumer	consumer	NOUN
ihlr-16514	297	10	the	the	DET
ihlr-16514	297	11	responsibility	responsibility	NOUN
ihlr-16514	297	12	of	of	ADP
ihlr-16514	297	13	considering	consider	VERB
ihlr-16514	297	14	difficult	difficult	ADJ
ihlr-16514	297	15	treatment	treatment	NOUN
ihlr-16514	297	16	decisions	decision	NOUN
ihlr-16514	297	17	when	when	SCONJ
ihlr-16514	297	18	the	the	DET
ihlr-16514	297	19	need	need	NOUN
ihlr-16514	297	20	for	for	ADP
ihlr-16514	297	21	such	such	ADJ
ihlr-16514	297	22	treatment	treatment	NOUN
ihlr-16514	297	23	is	be	AUX
ihlr-16514	297	24	unforeseeable	unforeseeable	ADJ
ihlr-16514	297	25	.	.	PUNCT
ihlr-16514	298	1	75	75	NUM
ihlr-16514	298	2	it	it	PRON
ihlr-16514	298	3	seems	seem	VERB
ihlr-16514	298	4	that	that	SCONJ
ihlr-16514	298	5	most	most	ADJ
ihlr-16514	298	6	americans	americans	PROPN
ihlr-16514	298	7	do	do	AUX
ihlr-16514	298	8	not	not	PART
ihlr-16514	298	9	like	like	VERB
ihlr-16514	298	10	to	to	PART
ihlr-16514	298	11	consider	consider	VERB
ihlr-16514	298	12	such	such	ADJ
ihlr-16514	298	13	see72	see72	PROPN
ihlr-16514	298	14	see	see	VERB
ihlr-16514	298	15	george	george	PROPN
ihlr-16514	298	16	w.	w.	PROPN
ihlr-16514	298	17	bush	bush	PROPN
ihlr-16514	298	18	,	,	PUNCT
ihlr-16514	298	19	president	president	NOUN
ihlr-16514	298	20	of	of	ADP
ihlr-16514	298	21	the	the	DET
ihlr-16514	298	22	united	united	PROPN
ihlr-16514	298	23	states	states	PROPN
ihlr-16514	298	24	,	,	PUNCT
ihlr-16514	298	25	the	the	DET
ihlr-16514	298	26	president	president	NOUN
ihlr-16514	298	27	's	's	PART
ihlr-16514	298	28	address	address	NOUN
ihlr-16514	298	29	to	to	ADP
ihlr-16514	298	30	the	the	DET
ihlr-16514	298	31	nation	nation	NOUN
ihlr-16514	298	32	(	(	PUNCT
ihlr-16514	298	33	jan	jan	PROPN
ihlr-16514	298	34	.	.	PROPN
ihlr-16514	298	35	24	24	NUM
ihlr-16514	298	36	,	,	PUNCT
ihlr-16514	298	37	2004	2004	NUM
ihlr-16514	298	38	)	)	PUNCT
ihlr-16514	298	39	,	,	PUNCT
ihlr-16514	298	40	available	available	ADJ
ihlr-16514	298	41	at	at	ADP
ihlr-16514	298	42	http://www.whitehouse.gov/news/releases/2004/0l/20040	http://www.whitehouse.gov/news/releases/2004/0l/20040	NUM
ihlr-16514	298	43	124.html	124.html	NUM
ihlr-16514	298	44	(	(	PUNCT
ihlr-16514	298	45	"	"	PUNCT
ihlr-16514	298	46	we	we	PRON
ihlr-16514	298	47	should	should	AUX
ihlr-16514	298	48	help	help	VERB
ihlr-16514	298	49	more	more	ADJ
ihlr-16514	298	50	small	small	ADJ
ihlr-16514	298	51	businesses	business	NOUN
ihlr-16514	298	52	afford	afford	VERB
ihlr-16514	298	53	health	health	NOUN
ihlr-16514	298	54	insurance	insurance	NOUN
ihlr-16514	298	55	for	for	ADP
ihlr-16514	298	56	their	their	PRON
ihlr-16514	298	57	work­	work­	NOUN
ihlr-16514	298	58	ers	er	NOUN
ihlr-16514	298	59	by	by	ADP
ihlr-16514	298	60	allowing	allow	VERB
ihlr-16514	298	61	these	these	DET
ihlr-16514	298	62	firms	firm	NOUN
ihlr-16514	298	63	to	to	PART
ihlr-16514	298	64	band	band	VERB
ihlr-16514	298	65	together	together	ADV
ihlr-16514	298	66	and	and	CCONJ
ihlr-16514	298	67	negotiate	negotiate	VERB
ihlr-16514	298	68	for	for	ADP
ihlr-16514	298	69	lower	low	ADJ
ihlr-16514	298	70	insurance	insurance	NOUN
ihlr-16514	298	71	rates	rate	NOUN
ihlr-16514	298	72	.	.	PUNCT
ihlr-16514	299	1	these	these	DET
ihlr-16514	299	2	as­	as­	PROPN
ihlr-16514	299	3	sociation	sociation	NOUN
ihlr-16514	299	4	health	health	NOUN
ihlr-16514	299	5	plans	plan	NOUN
ihlr-16514	299	6	give	give	VERB
ihlr-16514	299	7	small	small	ADJ
ihlr-16514	299	8	employers	employer	NOUN
ihlr-16514	299	9	the	the	DET
ihlr-16514	299	10	same	same	ADJ
ihlr-16514	299	11	bargaining	bargaining	NOUN
ihlr-16514	299	12	power	power	NOUN
ihlr-16514	299	13	as	as	ADP
ihlr-16514	299	14	big	big	ADJ
ihlr-16514	299	15	companies	company	NOUN
ihlr-16514	299	16	,	,	PUNCT
ihlr-16514	299	17	making	make	VERB
ihlr-16514	299	18	it	it	PRON
ihlr-16514	299	19	easier	easy	ADJ
ihlr-16514	299	20	for	for	SCONJ
ihlr-16514	299	21	them	they	PRON
ihlr-16514	299	22	to	to	PART
ihlr-16514	299	23	provide	provide	VERB
ihlr-16514	299	24	employee	employee	NOUN
ihlr-16514	299	25	health	health	NOUN
ihlr-16514	299	26	coverage	coverage	NOUN
ihlr-16514	299	27	.	.	PUNCT
ihlr-16514	299	28	"	"	PUNCT
ihlr-16514	299	29	)	)	PUNCT
ihlr-16514	300	1	(	(	PUNCT
ihlr-16514	300	2	statement	statement	NOUN
ihlr-16514	300	3	ofpresident	ofpresident	PROPN
ihlr-16514	300	4	bush	bush	PROPN
ihlr-16514	300	5	)	)	PUNCT
ihlr-16514	300	6	.	.	PUNCT
ihlr-16514	301	1	73	73	NUM
ihlr-16514	301	2	katherine	katherine	PROPN
ihlr-16514	301	3	kuhn	kuhn	PROPN
ihlr-16514	301	4	galle	galle	PROPN
ihlr-16514	301	5	,	,	PUNCT
ihlr-16514	301	6	the	the	DET
ihlr-16514	301	7	appearance	appearance	NOUN
ihlr-16514	301	8	of	of	ADP
ihlr-16514	301	9	impropriety	impropriety	NOUN
ihlr-16514	301	10	:	:	PUNCT
ihlr-16514	301	11	making	make	VERB
ihlr-16514	301	12	agreements	agreement	NOUN
ihlr-16514	301	13	to	to	ADP
ihlr-16514	301	14	arbi­	arbi­	ADJ
ihlr-16514	301	15	trate	trate	VERB
ihlr-16514	301	16	in	in	ADP
ihlr-16514	301	17	health	health	NOUN
ihlr-16514	301	18	care	care	NOUN
ihlr-16514	301	19	contracts	contract	NOUN
ihlr-16514	301	20	more	more	ADV
ihlr-16514	301	21	palatable	palatable	ADJ
ihlr-16514	301	22	,	,	PUNCT
ihlr-16514	301	23	30	30	NUM
ihlr-16514	301	24	wm	wm	PROPN
ihlr-16514	301	25	.	.	PROPN
ihlr-16514	301	26	mitchell	mitchell	PROPN
ihlr-16514	301	27	l.	l.	PROPN
ihlr-16514	301	28	rev	rev	PROPN
ihlr-16514	301	29	.	.	PROPN
ihlr-16514	301	30	969	969	NUM
ihlr-16514	301	31	,	,	PUNCT
ihlr-16514	301	32	970	970	NUM
ihlr-16514	301	33	(	(	PUNCT
ihlr-16514	301	34	2004	2004	NUM
ihlr-16514	301	35	)	)	PUNCT
ihlr-16514	301	36	.	.	PUNCT
ihlr-16514	302	1	but	but	CCONJ
ihlr-16514	302	2	see	see	VERB
ihlr-16514	302	3	morreim	morreim	PROPN
ihlr-16514	302	4	.	.	PUNCT
ihlr-16514	303	1	supra	supra	PROPN
ihlr-16514	303	2	note	note	VERB
ihlr-16514	303	3	33	33	NUM
ihlr-16514	303	4	.	.	NOUN
ihlr-16514	304	1	74	74	NUM
ihlr-16514	304	2	edward	edward	PROPN
ihlr-16514	304	3	larson	larson	PROPN
ihlr-16514	304	4	&	&	CCONJ
ihlr-16514	304	5	marc	marc	PROPN
ihlr-16514	304	6	dettman	dettman	PROPN
ihlr-16514	304	7	,	,	PUNCT
ihlr-16514	304	8	the	the	DET
ihlr-16514	304	9	impact	impact	NOUN
ihlr-16514	304	10	ofhsas	ofhsa	NOUN
ihlr-16514	304	11	on	on	ADP
ihlr-16514	304	12	health	health	NOUN
ihlr-16514	304	13	care	care	NOUN
ihlr-16514	304	14	reform	reform	NOUN
ihlr-16514	304	15	:	:	PUNCT
ihlr-16514	304	16	preliminary	preliminary	ADJ
ihlr-16514	304	17	results	result	NOUN
ihlr-16514	304	18	after	after	ADP
ihlr-16514	304	19	one	one	NUM
ihlr-16514	304	20	year	year	NOUN
ihlr-16514	304	21	,	,	PUNCT
ihlr-16514	304	22	40	40	NUM
ihlr-16514	304	23	wake	wake	VERB
ihlr-16514	304	24	forest	forest	PROPN
ihlr-16514	304	25	l.	l.	PROPN
ihlr-16514	304	26	rev	rev	PROPN
ihlr-16514	304	27	.	.	PROPN
ihlr-16514	304	28	1087	1087	NUM
ihlr-16514	304	29	,	,	PUNCT
ihlr-16514	304	30	1107	1107	NUM
ihlr-16514	304	31	(	(	PUNCT
ihlr-16514	304	32	2005	2005	NUM
ihlr-16514	304	33	)	)	PUNCT
ihlr-16514	304	34	.	.	PUNCT
ihlr-16514	305	1	"	"	PUNCT
ihlr-16514	305	2	(	(	PUNCT
ihlr-16514	305	3	o]ne	o]ne	NOUN
ihlr-16514	305	4	of	of	ADP
ihlr-16514	305	5	the	the	DET
ihlr-16514	305	6	big	big	ADJ
ihlr-16514	305	7	problems	problem	NOUN
ihlr-16514	305	8	we	we	PRON
ihlr-16514	305	9	have	have	VERB
ihlr-16514	305	10	in	in	ADP
ihlr-16514	305	11	health	health	NOUN
ihlr-16514	305	12	care	care	NOUN
ihlr-16514	305	13	today	today	NOUN
ihlr-16514	305	14	is	be	AUX
ihlr-16514	305	15	we	we	PRON
ihlr-16514	305	16	do	do	AUX
ihlr-16514	305	17	not	not	PART
ihlr-16514	305	18	act	act	VERB
ihlr-16514	305	19	like	like	ADP
ihlr-16514	305	20	consumers	consumer	NOUN
ihlr-16514	305	21	.	.	PUNCT
ihlr-16514	306	1	we	we	PRON
ihlr-16514	306	2	have	have	VERB
ihlr-16514	306	3	third	third	ADJ
ihlr-16514	306	4	-	-	PUNCT
ihlr-16514	306	5	party	party	NOUN
ihlr-16514	306	6	payers	payer	NOUN
ihlr-16514	306	7	paying	pay	VERB
ihlr-16514	306	8	the	the	DET
ihlr-16514	306	9	bills	bill	NOUN
ihlr-16514	306	10	,	,	PUNCT
ihlr-16514	306	11	and	and	CCONJ
ihlr-16514	306	12	so	so	ADV
ihlr-16514	306	13	when	when	SCONJ
ihlr-16514	306	14	we	we	PRON
ihlr-16514	306	15	go	go	VERB
ihlr-16514	306	16	and	and	CCONJ
ihlr-16514	306	17	pay	pay	VERB
ihlr-16514	306	18	for	for	ADP
ihlr-16514	306	19	health	health	NOUN
ihlr-16514	306	20	care	care	NOUN
ihlr-16514	306	21	,	,	PUNCT
ihlr-16514	306	22	someone	someone	PRON
ihlr-16514	306	23	else	else	ADV
ihlr-16514	306	24	is	be	AUX
ihlr-16514	306	25	paying	pay	VERB
ihlr-16514	306	26	the	the	DET
ihlr-16514	306	27	bills	bill	NOUN
ihlr-16514	306	28	,	,	PUNCT
ihlr-16514	306	29	so	so	SCONJ
ihlr-16514	306	30	we	we	PRON
ihlr-16514	306	31	really	really	ADV
ihlr-16514	306	32	do	do	AUX
ihlr-16514	306	33	not	not	PART
ihlr-16514	306	34	care	care	VERB
ihlr-16514	306	35	how	how	SCONJ
ihlr-16514	306	36	much	much	ADJ
ihlr-16514	306	37	it	it	PRON
ihlr-16514	306	38	costs	cost	VERB
ihlr-16514	306	39	.	.	PUNCT
ihlr-16514	307	1	that	that	PRON
ihlr-16514	307	2	is	be	AUX
ihlr-16514	307	3	one	one	NUM
ihlr-16514	307	4	of	of	ADP
ihlr-16514	307	5	the	the	DET
ihlr-16514	307	6	reasons	reason	NOUN
ihlr-16514	307	7	why	why	SCONJ
ihlr-16514	307	8	the	the	DET
ihlr-16514	307	9	costs	cost	NOUN
ihlr-16514	307	10	ofhealth	ofhealth	NOUN
ihlr-16514	307	11	care	care	NOUN
ihlr-16514	307	12	are	be	AUX
ihlr-16514	307	13	going	go	VERB
ihlr-16514	307	14	up	up	ADP
ihlr-16514	307	15	through	through	ADP
ihlr-16514	307	16	the	the	DET
ihlr-16514	307	17	roof	roof	NOUN
ihlr-16514	307	18	.	.	PUNCT
ihlr-16514	307	19	"	"	PUNCT
ihlr-16514	308	1	ld	ld	PROPN
ihlr-16514	308	2	.	.	PUNCT
ihlr-16514	308	3	(	(	PUNCT
ihlr-16514	308	4	quoting	quote	VERB
ihlr-16514	308	5	representative	representative	PROPN
ihlr-16514	308	6	ryan	ryan	NOUN
ihlr-16514	308	7	,	,	PUNCT
ihlr-16514	308	8	149	149	NUM
ihlr-16514	308	9	cong	cong	NOUN
ihlr-16514	308	10	.	.	PUNCT
ihlr-16514	309	1	rec	rec	PROPN
ihlr-16514	309	2	.	.	PROPN
ihlr-16514	309	3	6005	6005	NUM
ihlr-16514	309	4	)	)	PUNCT
ihlr-16514	309	5	.	.	PUNCT
ihlr-16514	310	1	75	75	NUM
ihlr-16514	310	2	see	see	VERB
ihlr-16514	310	3	jacobi	jacobi	PROPN
ihlr-16514	310	4	,	,	PUNCT
ihlr-16514	310	5	consumer	consumer	NOUN
ihlr-16514	310	6	directed	direct	VERB
ihlr-16514	310	7	health	health	NOUN
ihlr-16514	310	8	care	care	NOUN
ihlr-16514	310	9	.	.	PUNCT
ihlr-16514	311	1	supra	supra	PROPN
ihlr-16514	311	2	note	note	PROPN
ihlr-16514	311	3	11	11	NUM
ihlr-16514	311	4	,	,	PUNCT
ihlr-16514	311	5	at	at	ADP
ihlr-16514	311	6	556	556	NUM
ihlr-16514	311	7	-	-	SYM
ihlr-16514	311	8	57	57	NUM
ihlr-16514	311	9	.	.	PUNCT
ihlr-16514	312	1	2007	2007	NUM
ihlr-16514	312	2	]	]	PUNCT
ihlr-16514	312	3	hsas	hsa	NOUN
ihlr-16514	312	4	and	and	CCONJ
ihlr-16514	312	5	small	small	ADJ
ihlr-16514	312	6	business	business	NOUN
ihlr-16514	312	7	:	:	PUNCT
ihlr-16514	312	8	cost	cost	NOUN
ihlr-16514	312	9	,	,	PUNCT
ihlr-16514	312	10	quauty	quauty	ADJ
ihlr-16514	312	11	,	,	PUNCT
ihlr-16514	312	12	and	and	CCONJ
ihlr-16514	312	13	access	access	NOUN
ihlr-16514	312	14	301	301	NUM
ihlr-16514	312	15	narios	nario	NOUN
ihlr-16514	312	16	until	until	SCONJ
ihlr-16514	312	17	they	they	PRON
ihlr-16514	312	18	are	be	AUX
ihlr-16514	312	19	forced	force	VERB
ihlr-16514	312	20	to	to	PART
ihlr-16514	312	21	confront	confront	VERB
ihlr-16514	312	22	them	they	PRON
ihlr-16514	312	23	directly	directly	ADV
ihlr-16514	312	24	.	.	PUNCT
ihlr-16514	313	1	consequently	consequently	ADV
ihlr-16514	313	2	,	,	PUNCT
ihlr-16514	313	3	americans	americans	PROPN
ihlr-16514	313	4	with	with	ADP
ihlr-16514	313	5	hsas	hsa	NOUN
ihlr-16514	313	6	may	may	AUX
ihlr-16514	313	7	not	not	PART
ihlr-16514	313	8	plan	plan	VERB
ihlr-16514	313	9	ahead	ahead	ADV
ihlr-16514	313	10	for	for	ADP
ihlr-16514	313	11	health	health	NOUN
ihlr-16514	313	12	coverage	coverage	NOUN
ihlr-16514	313	13	that	that	PRON
ihlr-16514	313	14	falls	fall	VERB
ihlr-16514	313	15	under	under	ADP
ihlr-16514	313	16	the	the	DET
ihlr-16514	313	17	hsa	hsa	PROPN
ihlr-16514	313	18	minimum	minimum	NOUN
ihlr-16514	313	19	deductible	deductible	NOUN
ihlr-16514	313	20	.	.	PUNCT
ihlr-16514	314	1	hsas	hsa	NOUN
ihlr-16514	314	2	were	be	AUX
ihlr-16514	314	3	designed	design	VERB
ihlr-16514	314	4	to	to	PART
ihlr-16514	314	5	place	place	VERB
ihlr-16514	314	6	the	the	DET
ihlr-16514	314	7	health	health	NOUN
ihlr-16514	314	8	care	care	NOUN
ihlr-16514	314	9	expenses	expense	NOUN
ihlr-16514	314	10	that	that	PRON
ihlr-16514	314	11	fall	fall	VERB
ihlr-16514	314	12	under	under	ADP
ihlr-16514	314	13	the	the	DET
ihlr-16514	314	14	deductible	deductible	NOUN
ihlr-16514	314	15	on	on	ADP
ihlr-16514	314	16	the	the	DET
ihlr-16514	314	17	shoulders	shoulder	NOUN
ihlr-16514	314	18	of	of	ADP
ihlr-16514	314	19	the	the	DET
ihlr-16514	314	20	consumer.76	consumer.76	PROPN
ihlr-16514	314	21	this	this	PRON
ihlr-16514	314	22	means	mean	VERB
ihlr-16514	314	23	that	that	SCONJ
ihlr-16514	314	24	the	the	DET
ihlr-16514	314	25	responsibility	responsibility	NOUN
ihlr-16514	314	26	of	of	ADP
ihlr-16514	314	27	providing	provide	VERB
ihlr-16514	314	28	the	the	DET
ihlr-16514	314	29	first	first	ADJ
ihlr-16514	314	30	several	several	ADJ
ihlr-16514	314	31	thousand	thousand	NUM
ihlr-16514	314	32	dollars	dollar	NOUN
ihlr-16514	314	33	of	of	ADP
ihlr-16514	314	34	coverage	coverage	NOUN
ihlr-16514	314	35	is	be	AUX
ihlr-16514	314	36	left	leave	VERB
ihlr-16514	314	37	up	up	ADP
ihlr-16514	314	38	to	to	ADP
ihlr-16514	314	39	the	the	DET
ihlr-16514	314	40	consumer	consumer	NOUN
ihlr-16514	314	41	.	.	PUNCT
ihlr-16514	315	1	if	if	SCONJ
ihlr-16514	315	2	the	the	DET
ihlr-16514	315	3	account	account	NOUN
ihlr-16514	315	4	is	be	AUX
ihlr-16514	315	5	underfunded	underfunde	VERB
ihlr-16514	315	6	when	when	SCONJ
ihlr-16514	315	7	coverage	coverage	NOUN
ihlr-16514	315	8	is	be	AUX
ihlr-16514	315	9	needed	need	VERB
ihlr-16514	315	10	,	,	PUNCT
ihlr-16514	315	11	a	a	DET
ihlr-16514	315	12	respective	respective	ADJ
ihlr-16514	315	13	consumer	consumer	NOUN
ihlr-16514	315	14	may	may	AUX
ihlr-16514	315	15	elect	elect	VERB
ihlr-16514	315	16	to	to	ADP
ihlr-16514	315	17	forego	forego	ADJ
ihlr-16514	315	18	treatment	treatment	NOUN
ihlr-16514	315	19	.	.	PUNCT
ihlr-16514	316	1	thus	thus	ADV
ihlr-16514	316	2	,	,	PUNCT
ihlr-16514	316	3	the	the	DET
ihlr-16514	316	4	failure	failure	NOUN
ihlr-16514	316	5	to	to	PART
ihlr-16514	316	6	plan	plan	VERB
ihlr-16514	316	7	ahead	ahead	ADV
ihlr-16514	316	8	on	on	ADP
ihlr-16514	316	9	a	a	DET
ihlr-16514	316	10	large	large	ADJ
ihlr-16514	316	11	population	population	NOUN
ihlr-16514	316	12	scale	scale	NOUN
ihlr-16514	316	13	may	may	AUX
ihlr-16514	316	14	lead	lead	VERB
ihlr-16514	316	15	to	to	ADP
ihlr-16514	316	16	unforeseen	unforeseen	ADJ
ihlr-16514	316	17	problems	problem	NOUN
ihlr-16514	316	18	with	with	ADP
ihlr-16514	316	19	hsas	hsa	NOUN
ihlr-16514	316	20	,	,	PUNCT
ihlr-16514	316	21	such	such	ADJ
ihlr-16514	316	22	as	as	ADP
ihlr-16514	316	23	creating	create	VERB
ihlr-16514	316	24	an	an	DET
ihlr-16514	316	25	economic	economic	ADJ
ihlr-16514	316	26	class	class	NOUN
ihlr-16514	316	27	impoverished	impoverish	VERB
ihlr-16514	316	28	by	by	ADP
ihlr-16514	316	29	excessive	excessive	ADJ
ihlr-16514	316	30	medical	medical	ADJ
ihlr-16514	316	31	expenses	expense	NOUN
ihlr-16514	316	32	.	.	PUNCT
ihlr-16514	317	1	77	77	NUM
ihlr-16514	318	1	so	so	ADV
ihlr-16514	318	2	while	while	SCONJ
ihlr-16514	318	3	hsas	hsa	NOUN
ihlr-16514	318	4	posit	posit	VERB
ihlr-16514	318	5	to	to	PART
ihlr-16514	318	6	reduce	reduce	VERB
ihlr-16514	318	7	health	health	NOUN
ihlr-16514	318	8	care	care	NOUN
ihlr-16514	318	9	costs	cost	NOUN
ihlr-16514	318	10	and	and	CCONJ
ihlr-16514	318	11	subsequently	subsequently	ADV
ihlr-16514	318	12	increase	increase	VERB
ihlr-16514	318	13	the	the	DET
ihlr-16514	318	14	amount	amount	NOUN
ihlr-16514	318	15	of	of	ADP
ihlr-16514	318	16	americans	american	NOUN
ihlr-16514	318	17	able	able	ADJ
ihlr-16514	318	18	to	to	PART
ihlr-16514	318	19	afford	afford	VERB
ihlr-16514	318	20	health	health	NOUN
ihlr-16514	318	21	coverage	coverage	NOUN
ihlr-16514	318	22	,	,	PUNCT
ihlr-16514	318	23	they	they	PRON
ihlr-16514	318	24	are	be	AUX
ihlr-16514	318	25	subject	subject	ADJ
ihlr-16514	318	26	to	to	ADP
ihlr-16514	318	27	drawbacks	drawback	NOUN
ihlr-16514	318	28	that	that	PRON
ihlr-16514	318	29	will	will	AUX
ihlr-16514	318	30	ultimately	ultimately	ADV
ihlr-16514	318	31	prevent	prevent	VERB
ihlr-16514	318	32	them	they	PRON
ihlr-16514	318	33	from	from	ADP
ihlr-16514	318	34	fulfilling	fulfil	VERB
ihlr-16514	318	35	their	their	PRON
ihlr-16514	318	36	goal	goal	NOUN
ihlr-16514	318	37	of	of	ADP
ihlr-16514	318	38	in­	in­	NOUN
ihlr-16514	318	39	creasing	crease	VERB
ihlr-16514	318	40	health	health	NOUN
ihlr-16514	318	41	coverage	coverage	NOUN
ihlr-16514	318	42	for	for	ADP
ihlr-16514	318	43	americans	americans	PROPN
ihlr-16514	318	44	and	and	CCONJ
ihlr-16514	318	45	decreasing	decrease	VERB
ihlr-16514	318	46	the	the	DET
ihlr-16514	318	47	amount	amount	NOUN
ihlr-16514	318	48	americans	american	NOUN
ihlr-16514	318	49	are	be	AUX
ihlr-16514	318	50	paying	pay	VERB
ihlr-16514	318	51	for	for	ADP
ihlr-16514	318	52	health	health	NOUN
ihlr-16514	318	53	care.78	care.78	NOUN
ihlr-16514	318	54	these	these	DET
ihlr-16514	318	55	drawbacks	drawback	NOUN
ihlr-16514	318	56	include	include	VERB
ihlr-16514	318	57	employers	employer	NOUN
ihlr-16514	318	58	replacing	replace	VERB
ihlr-16514	318	59	low	low	ADJ
ihlr-16514	318	60	deductible	deductible	ADJ
ihlr-16514	318	61	plans	plan	NOUN
ihlr-16514	318	62	with	with	ADP
ihlr-16514	318	63	hdhps	hdhps	NOUN
ihlr-16514	318	64	but	but	CCONJ
ihlr-16514	318	65	failing	fail	VERB
ihlr-16514	318	66	to	to	PART
ihlr-16514	318	67	contribute	contribute	VERB
ihlr-16514	318	68	appropriately	appropriately	ADV
ihlr-16514	318	69	to	to	ADP
ihlr-16514	318	70	hsas	hsa	NOUN
ihlr-16514	318	71	;	;	PUNCT
ihlr-16514	318	72	the	the	DET
ihlr-16514	318	73	ability	ability	NOUN
ihlr-16514	318	74	of	of	ADP
ihlr-16514	318	75	only	only	ADJ
ihlr-16514	318	76	wealthy	wealthy	ADJ
ihlr-16514	318	77	employees	employee	NOUN
ihlr-16514	318	78	to	to	PART
ihlr-16514	318	79	contribute	contribute	VERB
ihlr-16514	318	80	their	their	PRON
ihlr-16514	318	81	own	own	ADJ
ihlr-16514	318	82	funds	fund	NOUN
ihlr-16514	318	83	to	to	ADP
ihlr-16514	318	84	hsas	hsa	NOUN
ihlr-16514	318	85	in	in	ADP
ihlr-16514	318	86	the	the	DET
ihlr-16514	318	87	aforementioned	aforementioned	ADJ
ihlr-16514	318	88	situation	situation	NOUN
ihlr-16514	318	89	;	;	PUNCT
ihlr-16514	318	90	and	and	CCONJ
ihlr-16514	318	91	younger	young	ADJ
ihlr-16514	318	92	and	and	CCONJ
ihlr-16514	318	93	healthier	healthy	ADJ
ihlr-16514	318	94	employees	employee	NOUN
ihlr-16514	318	95	'	'	PART
ihlr-16514	318	96	willingness	willingness	NOUN
ihlr-16514	318	97	to	to	PART
ihlr-16514	318	98	choose	choose	VERB
ihlr-16514	318	99	hdhps	hdhps	NOUN
ihlr-16514	318	100	with	with	ADP
ihlr-16514	318	101	hsa	hsa	PROPN
ihlr-16514	318	102	addons	addon	NOUN
ihlr-16514	318	103	contrasted	contrast	VERB
ihlr-16514	318	104	with	with	ADP
ihlr-16514	318	105	older/9	older/9	ADP
ihlr-16514	318	106	and	and	CCONJ
ihlr-16514	318	107	unhealthier	unhealthy	ADJ
ihlr-16514	318	108	employees	employee	NOUN
ihlr-16514	318	109	'	'	PART
ihlr-16514	318	110	desire	desire	NOUN
ihlr-16514	318	111	to	to	PART
ihlr-16514	318	112	continue	continue	VERB
ihlr-16514	318	113	using	use	VERB
ihlr-16514	318	114	low	low	ADJ
ihlr-16514	318	115	deductible	deductible	ADJ
ihlr-16514	318	116	health	health	NOUN
ihlr-16514	318	117	plans	plan	NOUN
ihlr-16514	318	118	driving	drive	VERB
ihlr-16514	318	119	the	the	DET
ihlr-16514	318	120	cost	cost	NOUN
ihlr-16514	318	121	even	even	ADV
ihlr-16514	318	122	higher	high	ADJ
ihlr-16514	318	123	.	.	PUNCT
ihlr-16514	319	1	80	80	NUM
ihlr-16514	319	2	since	since	SCONJ
ihlr-16514	319	3	the	the	DET
ihlr-16514	319	4	inception	inception	NOUN
ihlr-16514	319	5	ofhsas	ofhsa	NOUN
ihlr-16514	319	6	,	,	PUNCT
ihlr-16514	319	7	opponents	opponent	NOUN
ihlr-16514	319	8	to	to	ADP
ihlr-16514	319	9	the	the	DET
ihlr-16514	319	10	program	program	NOUN
ihlr-16514	319	11	have	have	AUX
ihlr-16514	319	12	questioned	question	VERB
ihlr-16514	319	13	the	the	DET
ihlr-16514	319	14	actual	actual	ADJ
ihlr-16514	319	15	cost	cost	NOUN
ihlr-16514	319	16	-	-	PUNCT
ihlr-16514	319	17	effectiveness	effectiveness	NOUN
ihlr-16514	319	18	of	of	ADP
ihlr-16514	319	19	implementing	implement	VERB
ihlr-16514	319	20	such	such	DET
ihlr-16514	319	21	a	a	DET
ihlr-16514	319	22	plan	plan	NOUN
ihlr-16514	319	23	.	.	PUNCT
ihlr-16514	320	1	one	one	NUM
ihlr-16514	320	2	principal	principal	NOUN
ihlr-16514	320	3	argu­	argu­	PROPN
ihlr-16514	320	4	ment	ment	NOUN
ihlr-16514	320	5	states	state	VERB
ihlr-16514	320	6	that	that	SCONJ
ihlr-16514	320	7	the	the	DET
ihlr-16514	320	8	segments	segment	NOUN
ihlr-16514	320	9	of	of	ADP
ihlr-16514	320	10	society	society	NOUN
ihlr-16514	320	11	with	with	ADP
ihlr-16514	320	12	the	the	DET
ihlr-16514	320	13	highest	high	ADJ
ihlr-16514	320	14	health	health	NOUN
ihlr-16514	320	15	care	care	NOUN
ihlr-16514	320	16	spending	spending	NOUN
ihlr-16514	320	17	will	will	AUX
ihlr-16514	320	18	not	not	PART
ihlr-16514	320	19	be	be	AUX
ihlr-16514	320	20	affected	affect	VERB
ihlr-16514	320	21	by	by	ADP
ihlr-16514	320	22	the	the	DET
ihlr-16514	320	23	implementation	implementation	NOUN
ihlr-16514	320	24	ofhsas.81	ofhsas.81	PROPN
ihlr-16514	320	25	hsa	hsa	PROPN
ihlr-16514	320	26	critics	critic	NOUN
ihlr-16514	320	27	state	state	VERB
ihlr-16514	320	28	that	that	SCONJ
ihlr-16514	320	29	76	76	NUM
ihlr-16514	320	30	razor	razor	NOUN
ihlr-16514	320	31	,	,	PUNCT
ihlr-16514	320	32	supra	supra	PROPN
ihlr-16514	320	33	note	note	NOUN
ihlr-16514	320	34	51	51	NUM
ihlr-16514	320	35	.	.	PUNCT
ihlr-16514	320	36	77	77	NUM
ihlr-16514	320	37	see	see	VERB
ihlr-16514	320	38	also	also	ADV
ihlr-16514	320	39	larson	larson	PROPN
ihlr-16514	320	40	&	&	CCONJ
ihlr-16514	320	41	dettman	dettman	PROPN
ihlr-16514	320	42	,	,	PUNCT
ihlr-16514	320	43	supra	supra	ADJ
ihlr-16514	320	44	note	note	NOUN
ihlr-16514	320	45	74	74	NUM
ihlr-16514	320	46	,	,	PUNCT
ihlr-16514	320	47	at	at	ADP
ihlr-16514	320	48	1093	1093	NUM
ihlr-16514	320	49	-	-	SYM
ihlr-16514	320	50	96	96	NUM
ihlr-16514	320	51	(	(	PUNCT
ihlr-16514	320	52	explainingthatmanyfamilies	explainingthatmanyfamilie	NOUN
ihlr-16514	320	53	who	who	PRON
ihlr-16514	320	54	lack	lack	VERB
ihlr-16514	320	55	health	health	NOUN
ihlr-16514	320	56	insurance	insurance	NOUN
ihlr-16514	320	57	during	during	ADP
ihlr-16514	320	58	medical	medical	ADJ
ihlr-16514	320	59	emergencies	emergency	NOUN
ihlr-16514	320	60	suffer	suffer	VERB
ihlr-16514	320	61	extreme	extreme	ADJ
ihlr-16514	320	62	financial	financial	ADJ
ihlr-16514	320	63	difficulty	difficulty	NOUN
ihlr-16514	320	64	by	by	ADP
ihlr-16514	320	65	being	be	AUX
ihlr-16514	320	66	forced	force	VERB
ihlr-16514	320	67	to	to	PART
ihlr-16514	320	68	bear	bear	VERB
ihlr-16514	320	69	the	the	DET
ihlr-16514	320	70	cost	cost	NOUN
ihlr-16514	320	71	of	of	ADP
ihlr-16514	320	72	care	care	NOUN
ihlr-16514	320	73	)	)	PUNCT
ihlr-16514	320	74	;	;	PUNCT
ihlr-16514	320	75	andrews	andrews	PROPN
ihlr-16514	320	76	,	,	PUNCT
ihlr-16514	320	77	supra	supra	PROPN
ihlr-16514	320	78	note	note	PROPN
ihlr-16514	320	79	52	52	NUM
ihlr-16514	320	80	(	(	PUNCT
ihlr-16514	320	81	briefly	briefly	ADV
ihlr-16514	320	82	examining	examine	VERB
ihlr-16514	320	83	the	the	DET
ihlr-16514	320	84	potential	potential	ADJ
ihlr-16514	320	85	promise	promise	NOUN
ihlr-16514	320	86	and	and	CCONJ
ihlr-16514	320	87	setbacks	setback	NOUN
ihlr-16514	320	88	that	that	PRON
ihlr-16514	320	89	may	may	AUX
ihlr-16514	320	90	be	be	AUX
ihlr-16514	320	91	experienced	experience	VERB
ihlr-16514	320	92	with	with	ADP
ihlr-16514	320	93	hsas	hsa	NOUN
ihlr-16514	320	94	)	)	PUNCT
ihlr-16514	320	95	.	.	PUNCT
ihlr-16514	321	1	but	but	CCONJ
ihlr-16514	321	2	see	see	VERB
ihlr-16514	321	3	john	john	PROPN
ihlr-16514	321	4	torinus	torinus	PROPN
ihlr-16514	321	5	,	,	PUNCT
ihlr-16514	321	6	fix	fix	NOUN
ihlr-16514	321	7	for	for	ADP
ihlr-16514	321	8	health	health	NOUN
ihlr-16514	321	9	care	care	NOUN
ihlr-16514	321	10	costs	cost	NOUN
ihlr-16514	321	11	rests	rest	VERB
ihlr-16514	321	12	in	in	ADP
ihlr-16514	321	13	hands	hand	NOUN
ihlr-16514	321	14	of	of	ADP
ihlr-16514	321	15	consumers	consumer	NOUN
ihlr-16514	321	16	,	,	PUNCT
ihlr-16514	321	17	the	the	DET
ihlr-16514	321	18	milwaukee	milwaukee	PROPN
ihlr-16514	321	19	j.	j.	PROPN
ihlr-16514	321	20	sentinel	sentinel	PROPN
ihlr-16514	321	21	,	,	PUNCT
ihlr-16514	321	22	july	july	PROPN
ihlr-16514	321	23	24,2005	24,2005	NUM
ihlr-16514	321	24	,	,	PUNCT
ihlr-16514	321	25	at	at	ADP
ihlr-16514	321	26	d3	d3	PROPN
ihlr-16514	321	27	(	(	PUNCT
ihlr-16514	321	28	advocating	advocate	VERB
ihlr-16514	321	29	that	that	SCONJ
ihlr-16514	321	30	the	the	DET
ihlr-16514	321	31	five	five	NUM
ihlr-16514	321	32	year	year	NOUN
ihlr-16514	321	33	track	track	NOUN
ihlr-16514	321	34	record	record	NOUN
ihlr-16514	321	35	ofhsas	ofhsa	NOUN
ihlr-16514	321	36	is	be	AUX
ihlr-16514	321	37	enough	enough	ADJ
ihlr-16514	321	38	to	to	PART
ihlr-16514	321	39	prove	prove	VERB
ihlr-16514	321	40	cdhps	cdhps	NOUN
ihlr-16514	321	41	are	be	AUX
ihlr-16514	321	42	suc­	suc­	NOUN
ihlr-16514	321	43	cessful	cessful	ADJ
ihlr-16514	321	44	in	in	ADP
ihlr-16514	321	45	lowering	lower	VERB
ihlr-16514	321	46	health	health	NOUN
ihlr-16514	321	47	care	care	NOUN
ihlr-16514	321	48	costs	cost	NOUN
ihlr-16514	321	49	)	)	PUNCT
ihlr-16514	321	50	.	.	PUNCT
ihlr-16514	322	1	78	78	NUM
ihlr-16514	322	2	see	see	VERB
ihlr-16514	322	3	generally	generally	ADV
ihlr-16514	322	4	kozak	kozak	PROPN
ihlr-16514	322	5	.	.	PUNCT
ihlr-16514	323	1	supra	supra	PROPN
ihlr-16514	323	2	note	note	PROPN
ihlr-16514	323	3	57	57	NUM
ihlr-16514	323	4	.	.	NOUN
ihlr-16514	323	5	79	79	NUM
ihlr-16514	323	6	while	while	SCONJ
ihlr-16514	323	7	hsas	hsa	NOUN
ihlr-16514	323	8	may	may	AUX
ihlr-16514	323	9	appeal	appeal	VERB
ihlr-16514	323	10	to	to	ADP
ihlr-16514	323	11	younger	young	ADJ
ihlr-16514	323	12	,	,	PUNCT
ihlr-16514	323	13	healthier	healthy	ADJ
ihlr-16514	323	14	employees	employee	NOUN
ihlr-16514	323	15	,	,	PUNCT
ihlr-16514	323	16	it	it	PRON
ihlr-16514	323	17	should	should	AUX
ihlr-16514	323	18	be	be	AUX
ihlr-16514	323	19	noted	note	VERB
ihlr-16514	323	20	that	that	SCONJ
ihlr-16514	323	21	,	,	PUNCT
ihlr-16514	323	22	according	accord	VERB
ihlr-16514	323	23	to	to	ADP
ihlr-16514	323	24	a	a	DET
ihlr-16514	323	25	survey	survey	NOUN
ihlr-16514	323	26	published	publish	VERB
ihlr-16514	323	27	by	by	ADP
ihlr-16514	323	28	the	the	DET
ihlr-16514	323	29	u.s	u.s	PROPN
ihlr-16514	323	30	.	.	PROPN
ihlr-16514	323	31	bureau	bureau	PROPN
ihlr-16514	323	32	of	of	ADP
ihlr-16514	323	33	labor	labor	PROPN
ihlr-16514	323	34	statistics	statistic	NOUN
ihlr-16514	323	35	,	,	PUNCT
ihlr-16514	323	36	in	in	ADP
ihlr-16514	323	37	1997	1997	NUM
ihlr-16514	323	38	american	american	PROPN
ihlr-16514	323	39	work­	work­	PROPN
ihlr-16514	323	40	ers	er	VERB
ihlr-16514	323	41	ages	age	NOUN
ihlr-16514	323	42	16	16	NUM
ihlr-16514	323	43	-	-	SYM
ihlr-16514	323	44	34	34	NUM
ihlr-16514	323	45	comprised	comprise	VERB
ihlr-16514	323	46	roughly	roughly	ADV
ihlr-16514	323	47	thirty	thirty	NUM
ihlr-16514	323	48	-	-	PUNCT
ihlr-16514	323	49	four	four	NUM
ihlr-16514	323	50	percent	percent	NOUN
ihlr-16514	323	51	of	of	ADP
ihlr-16514	323	52	the	the	DET
ihlr-16514	323	53	working	work	VERB
ihlr-16514	323	54	poor	poor	ADJ
ihlr-16514	323	55	.	.	PUNCT
ihlr-16514	324	1	see	see	VERB
ihlr-16514	324	2	bureau	bureau	PROPN
ihlr-16514	324	3	of	of	ADP
ihlr-16514	324	4	labor	labor	PROPN
ihlr-16514	324	5	statistics	statistic	NOUN
ihlr-16514	324	6	,	,	PUNCT
ihlr-16514	324	7	young	young	ADJ
ihlr-16514	324	8	adults	adult	NOUN
ihlr-16514	324	9	most	most	ADV
ihlr-16514	324	10	likely	likely	ADJ
ihlr-16514	324	11	to	to	PART
ihlr-16514	324	12	be	be	AUX
ihlr-16514	324	13	among	among	ADP
ihlr-16514	324	14	the	the	DET
ihlr-16514	324	15	working	work	VERB
ihlr-16514	324	16	poor	poor	ADJ
ihlr-16514	324	17	(	(	PUNCT
ihlr-16514	324	18	1999	1999	NUM
ihlr-16514	324	19	)	)	PUNCT
ihlr-16514	324	20	,	,	PUNCT
ihlr-16514	324	21	available	available	ADJ
ihlr-16514	324	22	at	at	ADP
ihlr-16514	324	23	http:/	http:/	PROPN
ihlr-16514	324	24	/stats.bls.gov	/stats.bls.gov	PROPN
ihlr-16514	324	25	/	/	SYM
ihlr-16514	324	26	opub	opub	NOUN
ihlr-16514	324	27	/	/	SYM
ihlr-16514	324	28	ted/1999	ted/1999	NOUN
ihlr-16514	324	29	/	/	SYM
ihlr-16514	324	30	sept	sept	PROPN
ihlr-16514	324	31	/	/	SYM
ihlr-16514	324	32	wk2	wk2	PROPN
ihlr-16514	324	33	/	/	SYM
ihlr-16514	324	34	art03	art03	PROPN
ihlr-16514	324	35	.htm	.htm	PUNCT
ihlr-16514	324	36	.	.	PUNCT
ihlr-16514	325	1	8	8	NUM
ihlr-16514	325	2	°	°	NUM
ihlr-16514	325	3	kozak	kozak	PROPN
ihlr-16514	325	4	,	,	PUNCT
ihlr-16514	325	5	supra	supra	PROPN
ihlr-16514	325	6	note	note	PROPN
ihlr-16514	325	7	57	57	NUM
ihlr-16514	325	8	,	,	PUNCT
ihlr-16514	325	9	at	at	ADP
ihlr-16514	325	10	60	60	NUM
ihlr-16514	325	11	(	(	PUNCT
ihlr-16514	325	12	suggesting	suggest	VERB
ihlr-16514	325	13	only	only	ADV
ihlr-16514	325	14	the	the	DET
ihlr-16514	325	15	wealthy	wealthy	ADJ
ihlr-16514	325	16	employees	employee	NOUN
ihlr-16514	325	17	will	will	AUX
ihlr-16514	325	18	be	be	AUX
ihlr-16514	325	19	able	able	ADJ
ihlr-16514	325	20	to	to	PART
ihlr-16514	325	21	afford	afford	VERB
ihlr-16514	325	22	to	to	PART
ihlr-16514	325	23	contribute	contribute	VERB
ihlr-16514	325	24	to	to	ADP
ihlr-16514	325	25	hsas	hsa	NOUN
ihlr-16514	325	26	)	)	PUNCT
ihlr-16514	325	27	.	.	PUNCT
ihlr-16514	326	1	however	however	ADV
ihlr-16514	326	2	,	,	PUNCT
ihlr-16514	326	3	many	many	ADJ
ihlr-16514	326	4	americans	american	NOUN
ihlr-16514	326	5	who	who	PRON
ihlr-16514	326	6	are	be	AUX
ihlr-16514	326	7	employed	employ	VERB
ihlr-16514	326	8	by	by	ADP
ihlr-16514	326	9	small	small	ADJ
ihlr-16514	326	10	busi­	busi­	PROPN
ihlr-16514	326	11	nesses	ness	NOUN
ihlr-16514	326	12	earning	earn	VERB
ihlr-16514	326	13	nominal	nominal	ADJ
ihlr-16514	326	14	wages	wage	NOUN
ihlr-16514	326	15	can	can	AUX
ihlr-16514	326	16	not	not	PART
ihlr-16514	326	17	afford	afford	VERB
ihlr-16514	326	18	to	to	PART
ihlr-16514	326	19	contribute	contribute	VERB
ihlr-16514	326	20	enough	enough	ADV
ihlr-16514	326	21	to	to	ADP
ihlr-16514	326	22	an	an	DET
ihlr-16514	326	23	hsa	hsa	PROPN
ihlr-16514	326	24	to	to	PART
ihlr-16514	326	25	meet	meet	VERB
ihlr-16514	326	26	the	the	DET
ihlr-16514	326	27	high	high	ADJ
ihlr-16514	326	28	deductible	deductible	ADJ
ihlr-16514	326	29	requirements	requirement	NOUN
ihlr-16514	326	30	.	.	PUNCT
ihlr-16514	327	1	consequently	consequently	ADV
ihlr-16514	327	2	,	,	PUNCT
ihlr-16514	327	3	this	this	DET
ihlr-16514	327	4	class	class	NOUN
ihlr-16514	327	5	of	of	ADP
ihlr-16514	327	6	workers	worker	NOUN
ihlr-16514	327	7	may	may	AUX
ihlr-16514	327	8	continue	continue	VERB
ihlr-16514	327	9	to	to	PART
ihlr-16514	327	10	avoid	avoid	VERB
ihlr-16514	327	11	seeking	seek	VERB
ihlr-16514	327	12	and	and	CCONJ
ihlr-16514	327	13	securing	secure	VERB
ihlr-16514	327	14	health	health	NOUN
ihlr-16514	327	15	coverage	coverage	NOUN
ihlr-16514	327	16	.	.	PUNCT
ihlr-16514	328	1	see	see	VERB
ihlr-16514	328	2	small	small	ADJ
ihlr-16514	328	3	business	business	NOUN
ihlr-16514	328	4	health	health	NOUN
ihlr-16514	328	5	plans	plan	NOUN
ihlr-16514	328	6	,	,	PUNCT
ihlr-16514	328	7	supra	supra	PROPN
ihlr-16514	328	8	note	note	NOUN
ihlr-16514	328	9	16	16	NUM
ihlr-16514	328	10	(	(	PUNCT
ihlr-16514	328	11	providing	provide	VERB
ihlr-16514	328	12	statistics	statistic	NOUN
ihlr-16514	328	13	illustrating	illustrate	VERB
ihlr-16514	328	14	that	that	DET
ihlr-16514	328	15	small	small	ADJ
ihlr-16514	328	16	business	business	NOUN
ihlr-16514	328	17	employees	employee	NOUN
ihlr-16514	328	18	generally	generally	ADV
ihlr-16514	328	19	produce	produce	VERB
ihlr-16514	328	20	smaller	small	ADJ
ihlr-16514	328	21	incomes	income	NOUN
ihlr-16514	328	22	than	than	ADP
ihlr-16514	328	23	employees	employee	NOUN
ihlr-16514	328	24	at	at	ADP
ihlr-16514	328	25	larger	large	ADJ
ihlr-16514	328	26	firms	firm	NOUN
ihlr-16514	328	27	)	)	PUNCT
ihlr-16514	328	28	.	.	PUNCT
ihlr-16514	329	1	81	81	NUM
ihlr-16514	329	2	razor	razor	NOUN
ihlr-16514	329	3	,	,	PUNCT
ihlr-16514	329	4	supra	supra	PROPN
ihlr-16514	329	5	note	note	NOUN
ihlr-16514	329	6	51	51	NUM
ihlr-16514	329	7	,	,	PUNCT
ihlr-16514	329	8	at	at	ADP
ihlr-16514	329	9	440	440	NUM
ihlr-16514	329	10	.	.	PUNCT
ihlr-16514	330	1	302	302	NUM
ihlr-16514	330	2	indiana	indiana	PROPN
ihlr-16514	330	3	health	health	PROPN
ihlr-16514	330	4	law	law	PROPN
ihlr-16514	330	5	review	review	NOUN
ihlr-16514	330	6	[	[	X
ihlr-16514	330	7	vol	vol	NOUN
ihlr-16514	330	8	.	.	PUNCT
ihlr-16514	330	9	4:287	4:287	NUM
ihlr-16514	331	1	even	even	ADV
ihlr-16514	331	2	ifhsas	ifhsas	PROPN
ihlr-16514	331	3	were	be	AUX
ihlr-16514	331	4	adopted	adopt	VERB
ihlr-16514	331	5	by	by	ADP
ihlr-16514	331	6	employers	employer	NOUN
ihlr-16514	331	7	across	across	ADP
ihlr-16514	331	8	the	the	DET
ihlr-16514	331	9	nation	nation	NOUN
ihlr-16514	331	10	,	,	PUNCT
ihlr-16514	331	11	the	the	DET
ihlr-16514	331	12	health	health	NOUN
ihlr-16514	331	13	care	care	NOUN
ihlr-16514	331	14	in­	in­	PROPN
ihlr-16514	331	15	dustry	dustry	NOUN
ihlr-16514	331	16	would	would	AUX
ihlr-16514	331	17	only	only	ADV
ihlr-16514	331	18	experience	experience	VERB
ihlr-16514	331	19	a	a	DET
ihlr-16514	331	20	decline	decline	NOUN
ihlr-16514	331	21	of	of	ADP
ihlr-16514	331	22	two	two	NUM
ihlr-16514	331	23	percent	percent	NOUN
ihlr-16514	331	24	in	in	ADP
ihlr-16514	331	25	health	health	NOUN
ihlr-16514	331	26	care	care	NOUN
ihlr-16514	331	27	costs	cost	NOUN
ihlr-16514	331	28	.	.	PUNCT
ihlr-16514	332	1	82	82	NUM
ihlr-16514	332	2	in	in	ADP
ihlr-16514	332	3	his	his	PRON
ihlr-16514	332	4	testimony	testimony	NOUN
ihlr-16514	332	5	before	before	ADP
ihlr-16514	332	6	congress	congress	PROPN
ihlr-16514	332	7	,	,	PUNCT
ihlr-16514	332	8	robert	robert	PROPN
ihlr-16514	332	9	greenstein	greenstein	PROPN
ihlr-16514	332	10	,	,	PUNCT
ihlr-16514	332	11	the	the	DET
ihlr-16514	332	12	executive	executive	ADJ
ihlr-16514	332	13	director	director	NOUN
ihlr-16514	332	14	for	for	ADP
ihlr-16514	332	15	the	the	DET
ihlr-16514	332	16	center	center	NOUN
ihlr-16514	332	17	on	on	ADP
ihlr-16514	332	18	budget	budget	NOUN
ihlr-16514	332	19	and	and	CCONJ
ihlr-16514	332	20	policy	policy	NOUN
ihlr-16514	332	21	priorities	priority	NOUN
ihlr-16514	332	22	,	,	PUNCT
ihlr-16514	332	23	stated	state	VERB
ihlr-16514	332	24	that	that	SCONJ
ihlr-16514	332	25	tax	tax	NOUN
ihlr-16514	332	26	savings	saving	NOUN
ihlr-16514	332	27	offered	offer	VERB
ihlr-16514	332	28	by	by	ADP
ihlr-16514	332	29	hsas	hsa	NOUN
ihlr-16514	332	30	were	be	AUX
ihlr-16514	332	31	not	not	PART
ihlr-16514	332	32	incentive	incentive	NOUN
ihlr-16514	332	33	enough	enough	ADV
ihlr-16514	332	34	for	for	SCONJ
ihlr-16514	332	35	persons	person	NOUN
ihlr-16514	332	36	in	in	ADP
ihlr-16514	332	37	the	the	DET
ihlr-16514	332	38	ten	ten	NUM
ihlr-16514	332	39	to	to	PART
ihlr-16514	332	40	fifteen	fifteen	NUM
ihlr-16514	332	41	percent	percent	NOUN
ihlr-16514	332	42	tax	tax	NOUN
ihlr-16514	332	43	brackets	bracket	NOUN
ihlr-16514	332	44	to	to	PART
ihlr-16514	332	45	purchase	purchase	VERB
ihlr-16514	332	46	into	into	ADP
ihlr-16514	332	47	a	a	DET
ihlr-16514	332	48	hsa.83	hsa.83	PROPN
ihlr-16514	332	49	thus	thus	ADV
ihlr-16514	332	50	,	,	PUNCT
ihlr-16514	332	51	ifhsas	ifhsas	PROPN
ihlr-16514	332	52	can	can	AUX
ihlr-16514	332	53	not	not	PART
ihlr-16514	332	54	provide	provide	VERB
ihlr-16514	332	55	enough	enough	ADJ
ihlr-16514	332	56	tax	tax	NOUN
ihlr-16514	332	57	incentive	incentive	NOUN
ihlr-16514	332	58	for	for	ADP
ihlr-16514	332	59	those	those	DET
ihlr-16514	332	60	consumers	consumer	NOUN
ihlr-16514	332	61	in	in	ADP
ihlr-16514	332	62	the	the	DET
ihlr-16514	332	63	lower	low	ADJ
ihlr-16514	332	64	income	income	NOUN
ihlr-16514	332	65	brackets	bracket	NOUN
ihlr-16514	332	66	,	,	PUNCT
ihlr-16514	332	67	then	then	ADV
ihlr-16514	332	68	only	only	ADV
ihlr-16514	332	69	the	the	DET
ihlr-16514	332	70	healthier	healthy	ADJ
ihlr-16514	332	71	,	,	PUNCT
ihlr-16514	332	72	higher	high	ADJ
ihlr-16514	332	73	wage	wage	NOUN
ihlr-16514	332	74	earning	earn	VERB
ihlr-16514	332	75	members	member	NOUN
ihlr-16514	332	76	of	of	ADP
ihlr-16514	332	77	society	society	NOUN
ihlr-16514	332	78	will	will	AUX
ihlr-16514	332	79	shift	shift	VERB
ihlr-16514	332	80	toward	toward	ADP
ihlr-16514	332	81	using	use	VERB
ihlr-16514	332	82	the	the	DET
ihlr-16514	332	83	hsa	hsa	PROPN
ihlr-16514	332	84	model	model	NOUN
ihlr-16514	332	85	.	.	PUNCT
ihlr-16514	333	1	84	84	NUM
ihlr-16514	334	1	the	the	DET
ihlr-16514	334	2	subsequent	subsequent	ADJ
ihlr-16514	334	3	effect	effect	NOUN
ihlr-16514	334	4	would	would	AUX
ihlr-16514	334	5	result	result	VERB
ihlr-16514	334	6	in	in	ADP
ihlr-16514	334	7	insurance	insurance	NOUN
ihlr-16514	334	8	companies	company	NOUN
ihlr-16514	334	9	in­	in­	VERB
ihlr-16514	334	10	suring	sure	VERB
ihlr-16514	334	11	a	a	DET
ihlr-16514	334	12	poorer	poor	ADJ
ihlr-16514	334	13	,	,	PUNCT
ihlr-16514	334	14	less	less	ADV
ihlr-16514	334	15	healthy	healthy	ADJ
ihlr-16514	334	16	segment	segment	NOUN
ihlr-16514	334	17	of	of	ADP
ihlr-16514	334	18	society	society	NOUN
ihlr-16514	334	19	,	,	PUNCT
ihlr-16514	334	20	85	85	NUM
ihlr-16514	334	21	which	which	PRON
ihlr-16514	334	22	will	will	AUX
ihlr-16514	334	23	cause	cause	VERB
ihlr-16514	334	24	premiums	premium	NOUN
ihlr-16514	334	25	to	to	PART
ihlr-16514	334	26	increase	increase	VERB
ihlr-16514	334	27	.	.	PUNCT
ihlr-16514	335	1	the	the	DET
ihlr-16514	335	2	effect	effect	NOUN
ihlr-16514	335	3	ofhsas	ofhsa	NOUN
ihlr-16514	335	4	will	will	AUX
ihlr-16514	335	5	become	become	VERB
ihlr-16514	335	6	difficult	difficult	ADJ
ihlr-16514	335	7	to	to	PART
ihlr-16514	335	8	realize	realize	VERB
ihlr-16514	335	9	unless	unless	SCONJ
ihlr-16514	335	10	they	they	PRON
ihlr-16514	335	11	are	be	AUX
ihlr-16514	335	12	imple­	imple­	NOUN
ihlr-16514	335	13	mented	mente	VERB
ihlr-16514	335	14	on	on	ADP
ihlr-16514	335	15	a	a	DET
ihlr-16514	335	16	large	large	ADJ
ihlr-16514	335	17	scale	scale	NOUN
ihlr-16514	335	18	.	.	PUNCT
ihlr-16514	336	1	86	86	NUM
ihlr-16514	336	2	by	by	ADP
ihlr-16514	336	3	increasing	increase	VERB
ihlr-16514	336	4	the	the	DET
ihlr-16514	336	5	aggregate	aggregate	ADJ
ihlr-16514	336	6	risk	risk	NOUN
ihlr-16514	336	7	pool	pool	NOUN
ihlr-16514	336	8	a	a	DET
ihlr-16514	336	9	greater	great	ADJ
ihlr-16514	336	10	de­	de­	VERB
ihlr-16514	336	11	gree	gree	NOUN
ihlr-16514	336	12	of	of	ADP
ihlr-16514	336	13	bargaining	bargaining	NOUN
ihlr-16514	336	14	power	power	NOUN
ihlr-16514	336	15	would	would	AUX
ihlr-16514	336	16	be	be	AUX
ihlr-16514	336	17	created	create	VERB
ihlr-16514	336	18	among	among	ADP
ihlr-16514	336	19	patients	patient	NOUN
ihlr-16514	336	20	utilizing	utilize	VERB
ihlr-16514	336	21	hsas	hsa	NOUN
ihlr-16514	336	22	to	to	PART
ihlr-16514	336	23	fmance	fmance	VERB
ihlr-16514	336	24	their	their	PRON
ihlr-16514	336	25	health	health	NOUN
ihlr-16514	336	26	care	care	NOUN
ihlr-16514	336	27	needs	need	NOUN
ihlr-16514	336	28	.	.	PUNCT
ihlr-16514	337	1	87	87	NUM
ihlr-16514	337	2	in	in	ADP
ihlr-16514	337	3	a	a	DET
ihlr-16514	337	4	recent	recent	ADJ
ihlr-16514	337	5	survey	survey	NOUN
ihlr-16514	337	6	of	of	ADP
ihlr-16514	337	7	member	member	NOUN
ihlr-16514	337	8	companies	company	NOUN
ihlr-16514	337	9	of	of	ADP
ihlr-16514	337	10	the	the	DET
ihlr-16514	337	11	international	international	ADJ
ihlr-16514	337	12	society	society	NOUN
ihlr-16514	337	13	of	of	ADP
ihlr-16514	337	14	certified	certify	VERB
ihlr-16514	337	15	employee	employee	NOUN
ihlr-16514	337	16	benefit	benefit	NOUN
ihlr-16514	337	17	specialists	specialist	NOUN
ihlr-16514	337	18	,	,	PUNCT
ihlr-16514	337	19	ninety	ninety	NUM
ihlr-16514	337	20	-	-	PUNCT
ihlr-16514	337	21	six	six	NUM
ihlr-16514	337	22	percent	percent	NOUN
ihlr-16514	337	23	indicated	indicate	VERB
ihlr-16514	337	24	that	that	SCONJ
ihlr-16514	337	25	their	their	PRON
ihlr-16514	337	26	companies	company	NOUN
ihlr-16514	337	27	did	do	AUX
ihlr-16514	337	28	not	not	PART
ihlr-16514	337	29	offer	offer	VERB
ihlr-16514	337	30	hsas	hsa	NOUN
ihlr-16514	337	31	.	.	PUNCT
ihlr-16514	338	1	88	88	NUM
ihlr-16514	338	2	when	when	SCONJ
ihlr-16514	338	3	asked	ask	VERB
ihlr-16514	338	4	what	what	PRON
ihlr-16514	338	5	the	the	DET
ihlr-16514	338	6	most	most	ADV
ihlr-16514	338	7	important	important	ADJ
ihlr-16514	338	8	reason	reason	NOUN
ihlr-16514	338	9	to	to	PART
ihlr-16514	338	10	offer	offer	VERB
ihlr-16514	338	11	hsas	hsa	NOUN
ihlr-16514	338	12	to	to	ADP
ihlr-16514	338	13	employees	employee	NOUN
ihlr-16514	338	14	would	would	AUX
ihlr-16514	338	15	be	be	AUX
ihlr-16514	338	16	,	,	PUNCT
ihlr-16514	338	17	fifty	fifty	NUM
ihlr-16514	338	18	-	-	PUNCT
ihlr-16514	338	19	seven	seven	NUM
ihlr-16514	338	20	percent	percent	NOUN
ihlr-16514	338	21	of	of	ADP
ihlr-16514	338	22	employers	employer	NOUN
ihlr-16514	338	23	responded	respond	VERB
ihlr-16514	338	24	that	that	SCONJ
ihlr-16514	338	25	the	the	DET
ihlr-16514	338	26	main	main	ADJ
ihlr-16514	338	27	reason	reason	NOUN
ihlr-16514	338	28	to	to	PART
ihlr-16514	338	29	offer	offer	VERB
ihlr-16514	338	30	the	the	DET
ihlr-16514	338	31	plan	plan	NOUN
ihlr-16514	338	32	revolved	revolve	VERB
ihlr-16514	338	33	around	around	ADP
ihlr-16514	338	34	costs.89	costs.89	PROPN
ihlr-16514	338	35	ironically	ironically	ADV
ihlr-16514	338	36	,	,	PUNCT
ihlr-16514	338	37	despite	despite	SCONJ
ihlr-16514	338	38	employers	employer	NOUN
ihlr-16514	338	39	'	'	PART
ihlr-16514	338	40	faith	faith	NOUN
ihlr-16514	338	41	in	in	ADP
ihlr-16514	338	42	hsas	hsa	NOUN
ihlr-16514	338	43	to	to	PART
ihlr-16514	338	44	control	control	VERB
ihlr-16514	338	45	costs	cost	NOUN
ihlr-16514	338	46	,	,	PUNCT
ihlr-16514	338	47	forty	forty	NUM
ihlr-16514	338	48	-	-	PUNCT
ihlr-16514	338	49	nine	nine	NUM
ihlr-16514	338	50	percent	percent	NOUN
ihlr-16514	338	51	were	be	AUX
ihlr-16514	338	52	undecided	undecided	ADJ
ihlr-16514	338	53	when	when	SCONJ
ihlr-16514	338	54	asked	ask	VERB
ihlr-16514	338	55	if	if	SCONJ
ihlr-16514	338	56	they	they	PRON
ihlr-16514	338	57	would	would	AUX
ihlr-16514	338	58	offer	offer	VERB
ihlr-16514	338	59	hsas	hsa	NOUN
ihlr-16514	338	60	as	as	ADP
ihlr-16514	338	61	a	a	DET
ihlr-16514	338	62	form	form	NOUN
ihlr-16514	338	63	of	of	ADP
ihlr-16514	338	64	health	health	NOUN
ihlr-16514	338	65	care	care	NOUN
ihlr-16514	338	66	fmancing	fmancing	NOUN
ihlr-16514	338	67	to	to	ADP
ihlr-16514	338	68	their	their	PRON
ihlr-16514	338	69	employees	employee	NOUN
ihlr-16514	338	70	.	.	PUNCT
ihlr-16514	339	1	90	90	NUM
ihlr-16514	340	1	although	although	SCONJ
ihlr-16514	340	2	the	the	DET
ihlr-16514	340	3	results	result	NOUN
ihlr-16514	340	4	of	of	ADP
ihlr-16514	340	5	this	this	DET
ihlr-16514	340	6	survey	survey	NOUN
ihlr-16514	340	7	are	be	AUX
ihlr-16514	340	8	by	by	ADP
ihlr-16514	340	9	no	no	DET
ihlr-16514	340	10	means	mean	NOUN
ihlr-16514	340	11	conclusive	conclusive	ADJ
ihlr-16514	340	12	,	,	PUNCT
ihlr-16514	340	13	they	they	PRON
ihlr-16514	340	14	do	do	AUX
ihlr-16514	340	15	provide	provide	VERB
ihlr-16514	340	16	a	a	DET
ihlr-16514	340	17	good	good	ADJ
ihlr-16514	340	18	indication	indication	NOUN
ihlr-16514	340	19	of	of	ADP
ihlr-16514	340	20	the	the	DET
ihlr-16514	340	21	general	general	ADJ
ihlr-16514	340	22	sentiment	sentiment	NOUN
ihlr-16514	340	23	employers	employer	NOUN
ihlr-16514	340	24	have	have	AUX
ihlr-16514	340	25	regarding	regard	VERB
ihlr-16514	340	26	hsas	hsa	NOUN
ihlr-16514	340	27	.	.	PUNCT
ihlr-16514	341	1	the	the	DET
ihlr-16514	341	2	indication	indication	NOUN
ihlr-16514	341	3	is	be	AUX
ihlr-16514	341	4	that	that	SCONJ
ihlr-16514	341	5	there	there	PRON
ihlr-16514	341	6	is	be	VERB
ihlr-16514	341	7	confidence	confidence	NOUN
ihlr-16514	341	8	among	among	ADP
ihlr-16514	341	9	employers	employer	NOUN
ihlr-16514	341	10	that	that	SCONJ
ihlr-16514	341	11	hsas	hsa	NOUN
ihlr-16514	341	12	will	will	AUX
ihlr-16514	341	13	reduce	reduce	VERB
ihlr-16514	341	14	costs	cost	NOUN
ihlr-16514	341	15	but	but	CCONJ
ihlr-16514	341	16	there	there	PRON
ihlr-16514	341	17	neverthe­	neverthe­	NOUN
ihlr-16514	341	18	less	less	ADJ
ihlr-16514	341	19	remains	remain	VERB
ihlr-16514	341	20	reluctance	reluctance	NOUN
ihlr-16514	341	21	by	by	ADP
ihlr-16514	341	22	employers	employer	NOUN
ihlr-16514	341	23	to	to	PART
ihlr-16514	341	24	provide	provide	VERB
ihlr-16514	341	25	an	an	DET
ihlr-16514	341	26	hsa	hsa	NOUN
ihlr-16514	341	27	option	option	NOUN
ihlr-16514	341	28	for	for	ADP
ihlr-16514	341	29	their	their	PRON
ihlr-16514	341	30	em­	em­	NOUN
ihlr-16514	341	31	ployers	ployer	NOUN
ihlr-16514	341	32	.	.	PUNCT
ihlr-16514	342	1	without	without	ADP
ihlr-16514	342	2	a	a	DET
ihlr-16514	342	3	popular	popular	ADJ
ihlr-16514	342	4	movement	movement	NOUN
ihlr-16514	342	5	toward	toward	ADP
ihlr-16514	342	6	implementing	implement	VERB
ihlr-16514	342	7	hsas	hsa	NOUN
ihlr-16514	342	8	on	on	ADP
ihlr-16514	342	9	a	a	DET
ihlr-16514	342	10	large	large	ADJ
ihlr-16514	342	11	82	82	NUM
ihlr-16514	342	12	health	health	NOUN
ihlr-16514	342	13	savings	saving	NOUN
ihlr-16514	342	14	accounts	account	NOUN
ihlr-16514	342	15	and	and	CCONJ
ihlr-16514	342	16	the	the	DET
ihlr-16514	342	17	new	new	ADJ
ihlr-16514	342	18	medicare	medicare	PROPN
ihlr-16514	342	19	law	law	NOUN
ihlr-16514	342	20	:	:	PUNCT
ihlr-16514	342	21	the	the	DET
ihlr-16514	342	22	face	face	NOUN
ihlr-16514	342	23	of	of	ADP
ihlr-16514	342	24	health	health	NOUN
ihlr-16514	342	25	care	care	NOUN
ihlr-16514	342	26	's	's	PART
ihlr-16514	342	27	future	future	NOUN
ihlr-16514	342	28	?	?	PUNCT
ihlr-16514	342	29	:	:	PUNCT
ihlr-16514	342	30	hearing	hear	VERB
ihlr-16514	342	31	before	before	ADP
ihlr-16514	342	32	the	the	DET
ihlr-16514	342	33	special	special	ADJ
ihlr-16514	342	34	senate	senate	PROPN
ihlr-16514	342	35	comm	comm	NOUN
ihlr-16514	342	36	.	.	PUNCT
ihlr-16514	343	1	on	on	ADP
ihlr-16514	343	2	aging	age	VERB
ihlr-16514	343	3	,	,	PUNCT
ihlr-16514	343	4	108th	108th	ADJ
ihlr-16514	343	5	cong	cong	NOUN
ihlr-16514	343	6	.	.	PUNCT
ihlr-16514	344	1	41	41	NUM
ihlr-16514	344	2	-	-	SYM
ihlr-16514	344	3	56	56	NUM
ihlr-16514	344	4	(	(	PUNCT
ihlr-16514	344	5	2004	2004	NUM
ihlr-16514	344	6	)	)	PUNCT
ihlr-16514	344	7	(	(	PUNCT
ihlr-16514	344	8	statement	statement	NOUN
ihlr-16514	344	9	of	of	ADP
ihlr-16514	344	10	robert	robert	PROPN
ihlr-16514	344	11	greenstein	greenstein	PROPN
ihlr-16514	344	12	,	,	PUNCT
ihlr-16514	344	13	executive	executive	ADJ
ihlr-16514	344	14	director	director	NOUN
ihlr-16514	344	15	,	,	PUNCT
ihlr-16514	344	16	center	center	NOUN
ihlr-16514	344	17	on	on	ADP
ihlr-16514	344	18	budget	budget	NOUN
ihlr-16514	344	19	and	and	CCONJ
ihlr-16514	344	20	policy	policy	NOUN
ihlr-16514	344	21	priorities	priority	NOUN
ihlr-16514	344	22	)	)	PUNCT
ihlr-16514	344	23	.	.	PUNCT
ihlr-16514	345	1	83	83	NUM
ihlr-16514	346	1	i	i	PRON
ihlr-16514	346	2	d.	d.	PROPN
ihlr-16514	346	3	84	84	NUM
ihlr-16514	346	4	larson	larson	PROPN
ihlr-16514	346	5	&	&	CCONJ
ihlr-16514	346	6	dettman	dettman	PROPN
ihlr-16514	346	7	,	,	PUNCT
ihlr-16514	346	8	supra	supra	ADJ
ihlr-16514	346	9	note	note	NOUN
ihlr-16514	346	10	74	74	NUM
ihlr-16514	346	11	,	,	PUNCT
ihlr-16514	346	12	at	at	ADP
ihlr-16514	346	13	1122	1122	NUM
ihlr-16514	346	14	-	-	SYM
ihlr-16514	346	15	23	23	NUM
ihlr-16514	346	16	(	(	PUNCT
ihlr-16514	346	17	citing	cite	VERB
ihlr-16514	346	18	an	an	DET
ihlr-16514	346	19	industry	industry	NOUN
ihlr-16514	346	20	-	-	PUNCT
ihlr-16514	346	21	wide	wide	ADJ
ihlr-16514	346	22	study	study	NOUN
ihlr-16514	346	23	on	on	ADP
ihlr-16514	346	24	the	the	DET
ihlr-16514	346	25	effects	effect	NOUN
ihlr-16514	346	26	of	of	ADP
ihlr-16514	346	27	cdhps	cdhps	NOUN
ihlr-16514	346	28	as	as	ADP
ihlr-16514	346	29	stating	state	VERB
ihlr-16514	346	30	that	that	SCONJ
ihlr-16514	346	31	hsas	hsa	NOUN
ihlr-16514	346	32	"	"	PUNCT
ihlr-16514	346	33	are	be	AUX
ihlr-16514	346	34	designed	design	VERB
ihlr-16514	346	35	only	only	ADV
ihlr-16514	346	36	to	to	ADP
ihlr-16514	346	37	'	'	PUNCT
ihlr-16514	346	38	cherry	cherry	NOUN
ihlr-16514	346	39	pick	pick	VERB
ihlr-16514	346	40	'	'	PUNCT
ihlr-16514	346	41	the	the	DET
ihlr-16514	346	42	young	young	ADJ
ihlr-16514	346	43	and	and	CCONJ
ihlr-16514	346	44	the	the	DET
ihlr-16514	346	45	healthy	healthy	ADJ
ihlr-16514	346	46	;	;	PUNCT
ihlr-16514	346	47	[	[	X
ihlr-16514	346	48	they	they	PRON
ihlr-16514	346	49	]	]	PUNCT
ihlr-16514	346	50	do	do	AUX
ihlr-16514	346	51	not	not	PART
ihlr-16514	346	52	adequately	adequately	ADV
ihlr-16514	346	53	address	address	VERB
ihlr-16514	346	54	the	the	DET
ihlr-16514	346	55	special	special	ADJ
ihlr-16514	346	56	needs	need	NOUN
ihlr-16514	346	57	of	of	ADP
ihlr-16514	346	58	the	the	DET
ihlr-16514	346	59	chronically	chronically	ADV
ihlr-16514	346	60	ill	ill	ADJ
ihlr-16514	346	61	,	,	PUNCT
ihlr-16514	346	62	acutely	acutely	ADV
ihlr-16514	346	63	ill	ill	ADJ
ihlr-16514	346	64	,	,	PUNCT
ihlr-16514	346	65	and	and	CCONJ
ihlr-16514	346	66	lower	low	ADJ
ihlr-16514	346	67	-	-	PUNCT
ihlr-16514	346	68	wage	wage	NOUN
ihlr-16514	346	69	employees	employee	NOUN
ihlr-16514	346	70	.	.	PUNCT
ihlr-16514	347	1	"	"	PUNCT
ihlr-16514	347	2	)	)	PUNCT
ihlr-16514	347	3	.	.	PUNCT
ihlr-16514	348	1	85	85	NUM
ihlr-16514	348	2	spiegel	spiegel	PROPN
ihlr-16514	348	3	,	,	PUNCT
ihlr-16514	348	4	supra	supra	PROPN
ihlr-16514	348	5	note	note	PROPN
ihlr-16514	348	6	67	67	NUM
ihlr-16514	348	7	,	,	PUNCT
ihlr-16514	348	8	at	at	ADP
ihlr-16514	348	9	230	230	NUM
ihlr-16514	348	10	.	.	PUNCT
ihlr-16514	348	11	86	86	NUM
ihlr-16514	348	12	kaplan	kaplan	PROPN
ihlr-16514	348	13	,	,	PUNCT
ihlr-16514	348	14	supra	supra	PROPN
ihlr-16514	348	15	note	note	PROPN
ihlr-16514	348	16	54	54	NUM
ihlr-16514	348	17	,	,	PUNCT
ihlr-16514	348	18	at	at	ADP
ihlr-16514	348	19	565	565	NUM
ihlr-16514	348	20	.	.	PUNCT
ihlr-16514	348	21	see	see	VERB
ihlr-16514	348	22	also	also	ADV
ihlr-16514	348	23	small	small	ADJ
ihlr-16514	348	24	business	business	NOUN
ihlr-16514	348	25	health	health	NOUN
ihlr-16514	348	26	plans	plan	NOUN
ihlr-16514	348	27	,	,	PUNCT
ihlr-16514	348	28	supra	supra	PROPN
ihlr-16514	348	29	note	note	NOUN
ihlr-16514	348	30	16	16	NUM
ihlr-16514	348	31	(	(	PUNCT
ihlr-16514	348	32	stating	state	VERB
ihlr-16514	348	33	that	that	SCONJ
ihlr-16514	348	34	house	house	PROPN
ihlr-16514	348	35	republicans	republicans	PROPN
ihlr-16514	348	36	passed	pass	VERB
ihlr-16514	348	37	legislation	legislation	NOUN
ihlr-16514	348	38	allowing	allow	VERB
ihlr-16514	348	39	small	small	ADJ
ihlr-16514	348	40	business	business	NOUN
ihlr-16514	348	41	owners	owner	NOUN
ihlr-16514	348	42	to	to	PART
ihlr-16514	348	43	unite	unite	VERB
ihlr-16514	348	44	by	by	ADP
ihlr-16514	348	45	associations	association	NOUN
ihlr-16514	348	46	and	and	CCONJ
ihlr-16514	348	47	purchase	purchase	VERB
ihlr-16514	348	48	health	health	NOUN
ihlr-16514	348	49	care	care	NOUN
ihlr-16514	348	50	at	at	ADP
ihlr-16514	348	51	a	a	DET
ihlr-16514	348	52	discount	discount	NOUN
ihlr-16514	348	53	,	,	PUNCT
ihlr-16514	348	54	thus	thus	ADV
ihlr-16514	348	55	enabling	enable	VERB
ihlr-16514	348	56	the	the	DET
ihlr-16514	348	57	savings	saving	NOUN
ihlr-16514	348	58	to	to	PART
ihlr-16514	348	59	be	be	AUX
ihlr-16514	348	60	passed	pass	VERB
ihlr-16514	348	61	on	on	ADP
ihlr-16514	348	62	to	to	ADP
ihlr-16514	348	63	the	the	DET
ihlr-16514	348	64	consumer	consumer	NOUN
ihlr-16514	348	65	)	)	PUNCT
ihlr-16514	348	66	.	.	PUNCT
ihlr-16514	349	1	87	87	NUM
ihlr-16514	349	2	/d	/d	PUNCT
ihlr-16514	349	3	.	.	PROPN
ihlr-16514	349	4	88	88	NUM
ihlr-16514	349	5	john	john	PROPN
ihlr-16514	349	6	c.	c.	PROPN
ihlr-16514	349	7	garner	garner	PROPN
ihlr-16514	349	8	,	,	PUNCT
ihlr-16514	349	9	int'l	int'l	ADP
ihlr-16514	349	10	soc'y	soc'y	NOUN
ihlr-16514	349	11	certifjed	certifjed	NOUN
ihlr-16514	349	12	employee	employee	NOUN
ihlr-16514	349	13	benefit	benefit	NOUN
ihlr-16514	349	14	specialists	specialist	NOUN
ihlr-16514	349	15	,	,	PUNCT
ihlr-16514	349	16	predicring	predicre	VERB
ihlr-16514	349	17	the	the	DET
ihlr-16514	349	18	future	future	NOUN
ihlr-16514	349	19	of	of	ADP
ihlr-16514	349	20	health	health	NOUN
ihlr-16514	349	21	sav1ngs	sav1ng	NOUN
ihlr-16514	349	22	accounts	account	NOUN
ihlr-16514	349	23	,	,	PUNCT
ihlr-16514	349	24	available	available	ADJ
ihlr-16514	349	25	at	at	ADP
ihlr-16514	349	26	http://www.iscebs.org/­	http://www.iscebs.org/­	X
ihlr-16514	349	27	pdf	pdf	PROPN
ihlr-16514	349	28	/	/	SYM
ihlr-16514	349	29	hsa_survey.pdf	hsa_survey.pdf	PROPN
ihlr-16514	349	30	.	.	PUNCT
ihlr-16514	350	1	89	89	NUM
ihlr-16514	351	1	i	i	PRON
ihlr-16514	351	2	d.	d.	PROPN
ihlr-16514	351	3	90	90	NUM
ihlr-16514	351	4	i	i	PRON
ihlr-16514	351	5	d.	d.	PROPN
ihlr-16514	351	6	2007	2007	NUM
ihlr-16514	351	7	]	]	PUNCT
ihlr-16514	351	8	hsas	hsa	NOUN
ihlr-16514	351	9	and	and	CCONJ
ihlr-16514	351	10	small	small	ADJ
ihlr-16514	351	11	business	business	NOUN
ihlr-16514	351	12	:	:	PUNCT
ihlr-16514	351	13	cost	cost	NOUN
ihlr-16514	351	14	,	,	PUNCT
ihlr-16514	351	15	quality	quality	NOUN
ihlr-16514	351	16	,	,	PUNCT
ihlr-16514	351	17	and	and	CCONJ
ihlr-16514	351	18	access	access	NOUN
ihlr-16514	351	19	303	303	NUM
ihlr-16514	351	20	scale	scale	NOUN
ihlr-16514	351	21	,	,	PUNCT
ihlr-16514	351	22	hsas	hsa	NOUN
ihlr-16514	351	23	will	will	AUX
ihlr-16514	351	24	remain	remain	VERB
ihlr-16514	351	25	unable	unable	ADJ
ihlr-16514	351	26	to	to	PART
ihlr-16514	351	27	resolve	resolve	VERB
ihlr-16514	351	28	the	the	DET
ihlr-16514	351	29	immediate	immediate	ADJ
ihlr-16514	351	30	health	health	NOUN
ihlr-16514	351	31	care	care	NOUN
ihlr-16514	351	32	crises	crisis	NOUN
ihlr-16514	351	33	fac­	fac­	VERB
ihlr-16514	351	34	ing	e	VERB
ihlr-16514	351	35	the	the	DET
ihlr-16514	351	36	working	work	VERB
ihlr-16514	351	37	poor	poor	ADJ
ihlr-16514	351	38	in	in	ADP
ihlr-16514	351	39	america	america	PROPN
ihlr-16514	351	40	.	.	PUNCT
ihlr-16514	352	1	b.	b.	PROPN
ihlr-16514	352	2	access	access	NOUN
ihlr-16514	352	3	to	to	ADP
ihlr-16514	352	4	health	health	NOUN
ihlr-16514	352	5	care	care	NOUN
ihlr-16514	352	6	goods	good	NOUN
ihlr-16514	352	7	and	and	CCONJ
ihlr-16514	352	8	services	service	NOUN
ihlr-16514	352	9	in	in	ADP
ihlr-16514	352	10	addition	addition	NOUN
ihlr-16514	352	11	to	to	ADP
ihlr-16514	352	12	solving	solve	VERB
ihlr-16514	352	13	the	the	DET
ihlr-16514	352	14	fmancial	fmancial	ADJ
ihlr-16514	352	15	cost	cost	NOUN
ihlr-16514	352	16	issue	issue	NOUN
ihlr-16514	352	17	,	,	PUNCT
ihlr-16514	352	18	it	it	PRON
ihlr-16514	352	19	is	be	AUX
ihlr-16514	352	20	also	also	ADV
ihlr-16514	352	21	important	important	ADJ
ihlr-16514	352	22	to	to	ADP
ihlr-16514	352	23	con­	con­	PROPN
ihlr-16514	352	24	sider	sider	NOUN
ihlr-16514	352	25	the	the	DET
ihlr-16514	352	26	implications	implication	NOUN
ihlr-16514	352	27	of	of	ADP
ihlr-16514	352	28	physical	physical	ADJ
ihlr-16514	352	29	access	access	NOUN
ihlr-16514	352	30	to	to	ADP
ihlr-16514	352	31	high	high	ADJ
ihlr-16514	352	32	quality	quality	NOUN
ihlr-16514	352	33	health	health	NOUN
ihlr-16514	352	34	care	care	NOUN
ihlr-16514	352	35	.	.	PUNCT
ihlr-16514	353	1	patients	patient	NOUN
ihlr-16514	353	2	living	live	VERB
ihlr-16514	353	3	in	in	ADP
ihlr-16514	353	4	less	less	ADV
ihlr-16514	353	5	economically	economically	ADV
ihlr-16514	353	6	stable	stable	ADJ
ihlr-16514	353	7	communities	community	NOUN
ihlr-16514	353	8	will	will	AUX
ihlr-16514	353	9	experience	experience	VERB
ihlr-16514	353	10	the	the	DET
ihlr-16514	353	11	greatest	great	ADJ
ihlr-16514	353	12	dif­	dif­	NOUN
ihlr-16514	353	13	ficulty	ficulty	NOUN
ihlr-16514	353	14	physically	physically	ADV
ihlr-16514	353	15	accessing	access	VERB
ihlr-16514	353	16	health	health	NOUN
ihlr-16514	353	17	care	care	NOUN
ihlr-16514	353	18	facilities	facility	NOUN
ihlr-16514	353	19	.	.	PUNCT
ihlr-16514	354	1	"	"	PUNCT
ihlr-16514	354	2	[	[	X
ihlr-16514	354	3	w]ith	w]ith	NOUN
ihlr-16514	354	4	hospital	hospital	NOUN
ihlr-16514	354	5	construction	construction	NOUN
ihlr-16514	354	6	taking	take	VERB
ihlr-16514	354	7	place	place	NOUN
ihlr-16514	354	8	mostly	mostly	ADV
ihlr-16514	354	9	in	in	ADP
ihlr-16514	354	10	affluent	affluent	ADJ
ihlr-16514	354	11	areas	area	NOUN
ihlr-16514	354	12	and	and	CCONJ
ihlr-16514	354	13	technology	technology	NOUN
ihlr-16514	354	14	not	not	PART
ihlr-16514	354	15	making	make	VERB
ihlr-16514	354	16	its	its	PRON
ihlr-16514	354	17	way	way	NOUN
ihlr-16514	354	18	as	as	ADV
ihlr-16514	354	19	much	much	ADJ
ihlr-16514	354	20	into	into	ADP
ihlr-16514	354	21	hospitals	hospital	NOUN
ihlr-16514	354	22	in	in	ADP
ihlr-16514	354	23	less	less	ADV
ihlr-16514	354	24	-	-	PUNCT
ihlr-16514	354	25	affluent	affluent	ADJ
ihlr-16514	354	26	areas	area	NOUN
ihlr-16514	354	27	,	,	PUNCT
ihlr-16514	354	28	the	the	DET
ihlr-16514	354	29	quality	quality	NOUN
ihlr-16514	354	30	of	of	ADP
ihlr-16514	354	31	care	care	NOUN
ihlr-16514	354	32	for	for	ADP
ihlr-16514	354	33	the	the	DET
ihlr-16514	354	34	poor	poor	ADJ
ihlr-16514	354	35	may	may	AUX
ihlr-16514	354	36	be	be	AUX
ihlr-16514	354	37	falling	fall	VERB
ihlr-16514	354	38	behind	behind	ADP
ihlr-16514	354	39	.	.	PUNCT
ihlr-16514	355	1	"91	"91	NOUN
ihlr-16514	356	1	not	not	PART
ihlr-16514	356	2	only	only	ADV
ihlr-16514	356	3	are	be	AUX
ihlr-16514	356	4	the	the	DET
ihlr-16514	356	5	poor	poor	ADJ
ihlr-16514	356	6	unable	unable	ADJ
ihlr-16514	356	7	to	to	PART
ihlr-16514	356	8	secure	secure	VERB
ihlr-16514	356	9	access	access	NOUN
ihlr-16514	356	10	to	to	ADP
ihlr-16514	356	11	higher	high	ADJ
ihlr-16514	356	12	quality	quality	NOUN
ihlr-16514	356	13	health	health	NOUN
ihlr-16514	356	14	care	care	NOUN
ihlr-16514	356	15	,	,	PUNCT
ihlr-16514	356	16	but	but	CCONJ
ihlr-16514	356	17	the	the	DET
ihlr-16514	356	18	inability	inability	NOUN
ihlr-16514	356	19	to	to	PART
ihlr-16514	356	20	do	do	AUX
ihlr-16514	356	21	so	so	ADV
ihlr-16514	356	22	may	may	AUX
ihlr-16514	356	23	result	result	VERB
ihlr-16514	356	24	in	in	ADP
ihlr-16514	356	25	the	the	DET
ihlr-16514	356	26	need	need	NOUN
ihlr-16514	356	27	for	for	ADP
ihlr-16514	356	28	more	more	ADJ
ihlr-16514	356	29	care	care	NOUN
ihlr-16514	356	30	which	which	PRON
ihlr-16514	356	31	will	will	AUX
ihlr-16514	356	32	increase	increase	VERB
ihlr-16514	356	33	costs	cost	NOUN
ihlr-16514	356	34	for	for	ADP
ihlr-16514	356	35	providers	provider	NOUN
ihlr-16514	356	36	and	and	CCONJ
ihlr-16514	356	37	patients	patient	NOUN
ihlr-16514	356	38	.	.	PUNCT
ihlr-16514	357	1	two	two	NUM
ihlr-16514	357	2	important	important	ADJ
ihlr-16514	357	3	factors	factor	NOUN
ihlr-16514	357	4	drive	drive	VERB
ihlr-16514	357	5	consumer	consumer	NOUN
ihlr-16514	357	6	utilization	utilization	NOUN
ihlr-16514	357	7	ofhealth	ofhealth	NOUN
ihlr-16514	357	8	care	care	NOUN
ihlr-16514	357	9	goods	good	NOUN
ihlr-16514	357	10	and	and	CCONJ
ihlr-16514	357	11	services	service	NOUN
ihlr-16514	357	12	:	:	PUNCT
ihlr-16514	357	13	1	1	X
ihlr-16514	357	14	)	)	PUNCT
ihlr-16514	357	15	the	the	DET
ihlr-16514	357	16	ability	ability	NOUN
ihlr-16514	357	17	to	to	PART
ihlr-16514	357	18	pay	pay	VERB
ihlr-16514	357	19	,	,	PUNCT
ihlr-16514	357	20	and	and	CCONJ
ihlr-16514	357	21	2	2	X
ihlr-16514	357	22	)	)	PUNCT
ihlr-16514	357	23	the	the	DET
ihlr-16514	357	24	ability	ability	NOUN
ihlr-16514	357	25	to	to	PART
ihlr-16514	357	26	gain	gain	VERB
ihlr-16514	357	27	physical	physical	ADJ
ihlr-16514	357	28	access	access	NOUN
ihlr-16514	357	29	to	to	ADP
ihlr-16514	357	30	goods	good	NOUN
ihlr-16514	357	31	and	and	CCONJ
ihlr-16514	357	32	services.92	services.92	NOUN
ihlr-16514	357	33	the	the	DET
ihlr-16514	357	34	inability	inability	NOUN
ihlr-16514	357	35	to	to	PART
ihlr-16514	357	36	afford	afford	VERB
ihlr-16514	357	37	quality	quality	NOUN
ihlr-16514	357	38	health	health	NOUN
ihlr-16514	357	39	services	service	NOUN
ihlr-16514	357	40	can	can	AUX
ihlr-16514	357	41	often	often	ADV
ihlr-16514	357	42	be	be	AUX
ihlr-16514	357	43	at­	at­	ADV
ihlr-16514	357	44	tributed	tribute	VERB
ihlr-16514	357	45	to	to	ADP
ihlr-16514	357	46	socio	socio	VERB
ihlr-16514	357	47	-	-	PUNCT
ihlr-16514	357	48	economic	economic	ADJ
ihlr-16514	357	49	status.93	status.93	NOUN
ihlr-16514	357	50	this	this	PRON
ihlr-16514	357	51	is	be	AUX
ihlr-16514	357	52	demonstrated	demonstrate	VERB
ihlr-16514	357	53	by	by	ADP
ihlr-16514	357	54	the	the	DET
ihlr-16514	357	55	fact	fact	NOUN
ihlr-16514	357	56	that	that	SCONJ
ihlr-16514	357	57	insur­	insur­	ADP
ihlr-16514	357	58	ance	ance	NOUN
ihlr-16514	357	59	coverage	coverage	NOUN
ihlr-16514	357	60	is	be	AUX
ihlr-16514	357	61	usually	usually	ADV
ihlr-16514	357	62	tied	tie	VERB
ihlr-16514	357	63	to	to	ADP
ihlr-16514	357	64	employment	employment	NOUN
ihlr-16514	357	65	,	,	PUNCT
ihlr-16514	357	66	and	and	CCONJ
ihlr-16514	357	67	employers	employer	NOUN
ihlr-16514	357	68	who	who	PRON
ihlr-16514	357	69	hire	hire	VERB
ihlr-16514	357	70	low	low	ADJ
ihlr-16514	357	71	wage	wage	NOUN
ihlr-16514	357	72	earners	earner	NOUN
ihlr-16514	357	73	are	be	AUX
ihlr-16514	357	74	more	more	ADV
ihlr-16514	357	75	reluctant	reluctant	ADJ
ihlr-16514	357	76	to	to	PART
ihlr-16514	357	77	offer	offer	VERB
ihlr-16514	357	78	health	health	NOUN
ihlr-16514	357	79	coverage	coverage	NOUN
ihlr-16514	357	80	plans.94	plans.94	NOUN
ihlr-16514	357	81	one	one	NUM
ihlr-16514	357	82	problem	problem	NOUN
ihlr-16514	357	83	driv­	driv­	PROPN
ihlr-16514	357	84	ing	ing	ADJ
ihlr-16514	357	85	health	health	NOUN
ihlr-16514	357	86	care	care	NOUN
ihlr-16514	357	87	costs	cost	VERB
ihlr-16514	357	88	higher	high	ADJ
ihlr-16514	357	89	revolves	revolve	NOUN
ihlr-16514	357	90	around	around	ADP
ihlr-16514	357	91	a	a	DET
ihlr-16514	357	92	consumer	consumer	NOUN
ihlr-16514	357	93	's	's	PART
ihlr-16514	357	94	decision	decision	NOUN
ihlr-16514	357	95	not	not	PART
ihlr-16514	357	96	to	to	PART
ihlr-16514	357	97	seek	seek	VERB
ihlr-16514	357	98	treatment	treatment	NOUN
ihlr-16514	357	99	because	because	SCONJ
ihlr-16514	357	100	of	of	ADP
ihlr-16514	357	101	the	the	DET
ihlr-16514	357	102	extreme	extreme	ADJ
ihlr-16514	357	103	cost	cost	NOUN
ihlr-16514	357	104	of	of	ADP
ihlr-16514	357	105	health	health	NOUN
ihlr-16514	357	106	care	care	NOUN
ihlr-16514	357	107	.	.	PUNCT
ihlr-16514	358	1	a	a	DET
ihlr-16514	358	2	recent	recent	ADJ
ihlr-16514	358	3	survey	survey	NOUN
ihlr-16514	358	4	found	find	VERB
ihlr-16514	358	5	that	that	SCONJ
ihlr-16514	358	6	forty	forty	NUM
ihlr-16514	358	7	-	-	PUNCT
ihlr-16514	358	8	seven	seven	NUM
ihlr-16514	358	9	percent	percent	NOUN
ihlr-16514	358	10	of	of	ADP
ihlr-16514	358	11	uninsured	uninsured	PROPN
ihlr-16514	358	12	postponed	postpone	VERB
ihlr-16514	358	13	care	care	NOUN
ihlr-16514	358	14	because	because	SCONJ
ihlr-16514	358	15	it	it	PRON
ihlr-16514	358	16	was	be	AUX
ihlr-16514	358	17	too	too	ADV
ihlr-16514	358	18	expen­	expen­	X
ihlr-16514	358	19	sive	sive	ADJ
ihlr-16514	358	20	and	and	CCONJ
ihlr-16514	358	21	thirty	thirty	NUM
ihlr-16514	358	22	-	-	PUNCT
ihlr-16514	358	23	seven	seven	NUM
ihlr-16514	358	24	percent	percent	NOUN
ihlr-16514	358	25	did	do	AUX
ihlr-16514	358	26	not	not	PART
ihlr-16514	358	27	fill	fill	VERB
ihlr-16514	358	28	prescriptions	prescription	NOUN
ihlr-16514	358	29	because	because	SCONJ
ihlr-16514	358	30	the	the	DET
ihlr-16514	358	31	cost	cost	NOUN
ihlr-16514	358	32	of	of	ADP
ihlr-16514	358	33	medi­	medi­	PROPN
ihlr-16514	358	34	cine	cine	NOUN
ihlr-16514	358	35	was	be	AUX
ihlr-16514	358	36	too	too	ADV
ihlr-16514	358	37	high	high	ADJ
ihlr-16514	358	38	.	.	PUNCT
ihlr-16514	359	1	95	95	NUM
ihlr-16514	360	1	the	the	DET
ihlr-16514	360	2	access	access	NOUN
ihlr-16514	360	3	problems	problem	NOUN
ihlr-16514	360	4	created	create	VERB
ihlr-16514	360	5	by	by	ADP
ihlr-16514	360	6	hsas	hsa	NOUN
ihlr-16514	360	7	are	be	AUX
ihlr-16514	360	8	created	create	VERB
ihlr-16514	360	9	by	by	ADP
ihlr-16514	360	10	the	the	DET
ihlr-16514	360	11	high	high	ADJ
ihlr-16514	360	12	deductible	deductible	ADJ
ihlr-16514	360	13	requirement	requirement	NOUN
ihlr-16514	360	14	and	and	CCONJ
ihlr-16514	360	15	the	the	DET
ihlr-16514	360	16	necessity	necessity	NOUN
ihlr-16514	360	17	of	of	ADP
ihlr-16514	360	18	accumulating	accumulate	VERB
ihlr-16514	360	19	funds	fund	NOUN
ihlr-16514	360	20	in	in	ADP
ihlr-16514	360	21	order	order	NOUN
ihlr-16514	360	22	to	to	PART
ihlr-16514	360	23	realize	realize	VERB
ihlr-16514	360	24	the	the	DET
ihlr-16514	360	25	benefits	benefit	NOUN
ihlr-16514	360	26	of	of	ADP
ihlr-16514	360	27	the	the	DET
ihlr-16514	360	28	accounts.96	accounts.96	NOUN
ihlr-16514	360	29	the	the	DET
ihlr-16514	360	30	effect	effect	NOUN
ihlr-16514	360	31	is	be	AUX
ihlr-16514	360	32	that	that	SCONJ
ihlr-16514	360	33	patients	patient	NOUN
ihlr-16514	360	34	will	will	AUX
ihlr-16514	360	35	often	often	ADV
ihlr-16514	360	36	avoid	avoid	VERB
ihlr-16514	360	37	necessary	necessary	ADJ
ihlr-16514	360	38	medical	medical	ADJ
ihlr-16514	360	39	care	care	NOUN
ihlr-16514	360	40	in	in	ADP
ihlr-16514	360	41	an	an	DET
ihlr-16514	360	42	attempt	attempt	NOUN
ihlr-16514	360	43	to	to	PART
ihlr-16514	360	44	accumulate	accumulate	VERB
ihlr-16514	360	45	funds	fund	NOUN
ihlr-16514	360	46	or	or	CCONJ
ihlr-16514	360	47	to	to	PART
ihlr-16514	360	48	avoid	avoid	VERB
ihlr-16514	360	49	pay­	pay­	PROPN
ihlr-16514	360	50	ing	e	VERB
ihlr-16514	360	51	the	the	DET
ihlr-16514	360	52	high	high	ADJ
ihlr-16514	360	53	deductibles	deductible	NOUN
ihlr-16514	360	54	.	.	PUNCT
ihlr-16514	361	1	as	as	ADP
ihlr-16514	361	2	a	a	DET
ihlr-16514	361	3	result	result	NOUN
ihlr-16514	361	4	it	it	PRON
ihlr-16514	361	5	is	be	AUX
ihlr-16514	361	6	highly	highly	ADV
ihlr-16514	361	7	probable	probable	ADJ
ihlr-16514	361	8	that	that	SCONJ
ihlr-16514	361	9	the	the	DET
ihlr-16514	361	10	severity	severity	NOUN
ihlr-16514	361	11	of	of	ADP
ihlr-16514	361	12	their	their	PRON
ihlr-16514	361	13	condition	condition	NOUN
ihlr-16514	361	14	will	will	AUX
ihlr-16514	361	15	worsen	worsen	VERB
ihlr-16514	361	16	,	,	PUNCT
ihlr-16514	361	17	and	and	CCONJ
ihlr-16514	361	18	more	more	ADV
ihlr-16514	361	19	expensive	expensive	ADJ
ihlr-16514	361	20	advanced	advanced	ADJ
ihlr-16514	361	21	care	care	NOUN
ihlr-16514	361	22	will	will	AUX
ihlr-16514	361	23	be	be	AUX
ihlr-16514	361	24	required	require	VERB
ihlr-16514	361	25	to	to	PART
ihlr-16514	361	26	treat	treat	VERB
ihlr-16514	361	27	the	the	DET
ihlr-16514	361	28	ailment	ailment	NOUN
ihlr-16514	361	29	.	.	PUNCT
ihlr-16514	362	1	cost	cost	NOUN
ihlr-16514	362	2	reduction	reduction	NOUN
ihlr-16514	362	3	is	be	AUX
ihlr-16514	362	4	an	an	DET
ihlr-16514	362	5	imperative	imperative	ADJ
ihlr-16514	362	6	step	step	NOUN
ihlr-16514	362	7	toward	toward	ADP
ihlr-16514	362	8	securing	secure	VERB
ihlr-16514	362	9	access	access	NOUN
ihlr-16514	362	10	to	to	ADP
ihlr-16514	362	11	health	health	NOUN
ihlr-16514	362	12	care	care	NOUN
ihlr-16514	362	13	for	for	ADP
ihlr-16514	362	14	americans	american	NOUN
ihlr-16514	362	15	unable	unable	ADJ
ihlr-16514	362	16	to	to	PART
ihlr-16514	362	17	afford	afford	VERB
ihlr-16514	362	18	such	such	ADJ
ihlr-16514	362	19	care	care	NOUN
ihlr-16514	362	20	.	.	PUNCT
ihlr-16514	363	1	often	often	ADV
ihlr-16514	363	2	times	time	NOUN
ihlr-16514	363	3	,	,	PUNCT
ihlr-16514	363	4	impoverished	impoverished	ADJ
ihlr-16514	363	5	ameri91	ameri91	NOUN
ihlr-16514	363	6	joesph	joesph	PROPN
ihlr-16514	363	7	mantone	mantone	PROPN
ihlr-16514	363	8	,	,	PUNCT
ihlr-16514	363	9	incentives	incentive	NOUN
ihlr-16514	363	10	linked	link	VERB
ihlr-16514	363	11	to	to	ADP
ihlr-16514	363	12	access	access	NOUN
ihlr-16514	363	13	woes	woe	NOUN
ihlr-16514	363	14	,	,	PUNCT
ihlr-16514	363	15	modern	modern	ADJ
ihlr-16514	363	16	realm	realm	NOUN
ihlr-16514	363	17	care	care	NOUN
ihlr-16514	363	18	,	,	PUNCT
ihlr-16514	363	19	dec	dec	PROPN
ihlr-16514	363	20	.	.	PROPN
ihlr-16514	363	21	12	12	NUM
ihlr-16514	363	22	,	,	PUNCT
ihlr-16514	363	23	2005	2005	NUM
ihlr-16514	363	24	,	,	PUNCT
ihlr-16514	363	25	at	at	ADP
ihlr-16514	363	26	10	10	NUM
ihlr-16514	363	27	.	.	PUNCT
ihlr-16514	364	1	92	92	NUM
ihlr-16514	364	2	anita	anita	PROPN
ihlr-16514	364	3	pereira	pereira	PROPN
ihlr-16514	364	4	,	,	PUNCT
ihlr-16514	364	5	note	note	VERB
ihlr-16514	364	6	,	,	PUNCT
ihlr-16514	364	7	live	live	VERB
ihlr-16514	364	8	and	and	CCONJ
ihlr-16514	364	9	let	let	VERB
ihlr-16514	364	10	live	live	VERB
ihlr-16514	364	11	:	:	PUNCT
ihlr-16514	364	12	health	health	NOUN
ihlr-16514	364	13	care	care	NOUN
ihlr-16514	364	14	is	be	AUX
ihlr-16514	364	15	a	a	DET
ihlr-16514	364	16	fundamental	fundamental	ADJ
ihlr-16514	364	17	human	human	ADJ
ihlr-16514	364	18	right	right	NOUN
ihlr-16514	364	19	,	,	PUNCT
ihlr-16514	364	20	3	3	NUM
ihlr-16514	364	21	conn	conn	NOUN
ihlr-16514	364	22	.	.	PUNCT
ihlr-16514	365	1	pub	pub	NOUN
ihlr-16514	365	2	.	.	PUNCT
ihlr-16514	366	1	int	int	NOUN
ihlr-16514	366	2	.	.	PUNCT
ihlr-16514	367	1	l.j	l.j	PROPN
ihlr-16514	367	2	.	.	PROPN
ihlr-16514	367	3	481,487	481,487	NUM
ihlr-16514	367	4	(	(	PUNCT
ihlr-16514	367	5	2004	2004	NUM
ihlr-16514	367	6	)	)	PUNCT
ihlr-16514	367	7	.	.	PUNCT
ihlr-16514	368	1	93	93	NUM
ihlr-16514	368	2	henry	henry	PROPN
ihlr-16514	368	3	j.	j.	PROPN
ihlr-16514	368	4	kaiser	kaiser	PROPN
ihlr-16514	368	5	fam	fam	PROPN
ihlr-16514	368	6	.	.	PROPN
ihlr-16514	368	7	found	find	VERB
ihlr-16514	368	8	.	.	PUNCT
ihlr-16514	369	1	,	,	PUNCT
ihlr-16514	369	2	the	the	DET
ihlr-16514	369	3	kaiser	kaiser	PROPN
ihlr-16514	369	4	commission	commission	PROPN
ihlr-16514	369	5	on	on	ADP
ihlr-16514	369	6	medicaid	medicaid	PROPN
ihlr-16514	369	7	and	and	CCONJ
ihlr-16514	369	8	the	the	DET
ihlr-16514	369	9	uninsured	uninsured	NOUN
ihlr-16514	369	10	:	:	PUNCT
ihlr-16514	369	11	the	the	DET
ihlr-16514	369	12	uninsured	uninsured	NOUN
ihlr-16514	369	13	and	and	CCONJ
ihlr-16514	369	14	their	their	PRON
ihlr-16514	369	15	access	access	NOUN
ihlr-16514	369	16	to	to	ADP
ihlr-16514	369	17	health	health	NOUN
ihlr-16514	369	18	care	care	NOUN
ihlr-16514	369	19	(	(	PUNCT
ihlr-16514	369	20	2003	2003	NUM
ihlr-16514	369	21	)	)	PUNCT
ihlr-16514	369	22	,	,	PUNCT
ihlr-16514	369	23	available	available	ADJ
ihlr-16514	369	24	at	at	ADP
ihlr-16514	369	25	http://www.kff.orgluninsuredlloader.cfin?ur1=/commonspot/security/getfi1e.cfin&pageid=29284	http://www.kff.orgluninsuredlloader.cfin?ur1=/commonspot/security/getfi1e.cfin&pageid=29284	PROPN
ihlr-16514	369	26	94	94	NUM
ihlr-16514	369	27	pereira	pereira	PROPN
ihlr-16514	369	28	,	,	PUNCT
ihlr-16514	369	29	supra	supra	PROPN
ihlr-16514	369	30	note	note	PROPN
ihlr-16514	369	31	92	92	NUM
ihlr-16514	369	32	,	,	PUNCT
ihlr-16514	369	33	at	at	ADP
ihlr-16514	369	34	483	483	NUM
ihlr-16514	369	35	-	-	SYM
ihlr-16514	369	36	84	84	NUM
ihlr-16514	369	37	.	.	PUNCT
ihlr-16514	370	1	95	95	NUM
ihlr-16514	371	1	i	i	PRON
ihlr-16514	371	2	d.	d.	PROPN
ihlr-16514	371	3	this	this	DET
ihlr-16514	371	4	survey	survey	NOUN
ihlr-16514	371	5	also	also	ADV
ihlr-16514	371	6	noted	note	VERB
ihlr-16514	371	7	that	that	SCONJ
ihlr-16514	371	8	thirty	thirty	NUM
ihlr-16514	371	9	-	-	PUNCT
ihlr-16514	371	10	six	six	NUM
ihlr-16514	371	11	percent	percent	NOUN
ihlr-16514	371	12	of	of	ADP
ihlr-16514	371	13	the	the	DET
ihlr-16514	371	14	uninsured	uninsured	NOUN
ihlr-16514	371	15	had	have	VERB
ihlr-16514	371	16	difficulty	difficulty	NOUN
ihlr-16514	371	17	in	in	ADP
ihlr-16514	371	18	paying	pay	VERB
ihlr-16514	371	19	their	their	PRON
ihlr-16514	371	20	medical	medical	ADJ
ihlr-16514	371	21	expenses	expense	NOUN
ihlr-16514	371	22	and	and	CCONJ
ihlr-16514	371	23	twenty	twenty	NUM
ihlr-16514	371	24	-	-	PUNCT
ihlr-16514	371	25	three	three	NUM
ihlr-16514	371	26	percent	percent	NOUN
ihlr-16514	371	27	were	be	AUX
ihlr-16514	371	28	contacted	contact	VERB
ihlr-16514	371	29	by	by	ADP
ihlr-16514	371	30	a	a	DET
ihlr-16514	371	31	collection	collection	NOUN
ihlr-16514	371	32	agency	agency	NOUN
ihlr-16514	371	33	about	about	ADP
ihlr-16514	371	34	medical	medical	ADJ
ihlr-16514	371	35	related	relate	VERB
ihlr-16514	371	36	expenses	expense	NOUN
ihlr-16514	371	37	.	.	PUNCT
ihlr-16514	372	1	96	96	NUM
ihlr-16514	372	2	larson	larson	PROPN
ihlr-16514	372	3	&	&	CCONJ
ihlr-16514	372	4	dettman	dettman	PROPN
ihlr-16514	372	5	,	,	PUNCT
ihlr-16514	372	6	supra	supra	ADJ
ihlr-16514	372	7	note	note	NOUN
ihlr-16514	372	8	74	74	NUM
ihlr-16514	372	9	,	,	PUNCT
ihlr-16514	372	10	at	at	ADP
ihlr-16514	372	11	1112	1112	NUM
ihlr-16514	372	12	.	.	PUNCT
ihlr-16514	373	1	304	304	NUM
ihlr-16514	373	2	indiana	indiana	PROPN
ihlr-16514	373	3	health	health	PROPN
ihlr-16514	373	4	law	law	PROPN
ihlr-16514	373	5	review	review	NOUN
ihlr-16514	373	6	[	[	X
ihlr-16514	373	7	vol	vol	NOUN
ihlr-16514	373	8	.	.	PUNCT
ihlr-16514	373	9	4:287	4:287	NUM
ihlr-16514	373	10	cans	can	NOUN
ihlr-16514	373	11	face	face	VERB
ihlr-16514	373	12	lifestyle	lifestyle	NOUN
ihlr-16514	373	13	problems	problem	NOUN
ihlr-16514	373	14	such	such	ADJ
ihlr-16514	373	15	as	as	ADP
ihlr-16514	373	16	poor	poor	ADJ
ihlr-16514	373	17	nutrition	nutrition	NOUN
ihlr-16514	373	18	and	and	CCONJ
ihlr-16514	373	19	unsanitary	unsanitary	ADJ
ihlr-16514	373	20	living	living	NOUN
ihlr-16514	373	21	condi­	condi­	PROPN
ihlr-16514	373	22	tions97	tions97	NOUN
ihlr-16514	373	23	and	and	CCONJ
ihlr-16514	373	24	are	be	AUX
ihlr-16514	373	25	unable	unable	ADJ
ihlr-16514	373	26	to	to	PART
ihlr-16514	373	27	afford	afford	VERB
ihlr-16514	373	28	health	health	NOUN
ihlr-16514	373	29	care	care	NOUN
ihlr-16514	373	30	that	that	PRON
ihlr-16514	373	31	may	may	AUX
ihlr-16514	373	32	help	help	VERB
ihlr-16514	373	33	them	they	PRON
ihlr-16514	373	34	change	change	VERB
ihlr-16514	373	35	these	these	DET
ihlr-16514	373	36	lifestyles	lifestyle	NOUN
ihlr-16514	373	37	.	.	PUNCT
ihlr-16514	374	1	access	access	NOUN
ihlr-16514	374	2	to	to	ADP
ihlr-16514	374	3	health	health	NOUN
ihlr-16514	374	4	care	care	NOUN
ihlr-16514	374	5	would	would	AUX
ihlr-16514	374	6	increase	increase	VERB
ihlr-16514	374	7	public	public	ADJ
ihlr-16514	374	8	knowledge	knowledge	NOUN
ihlr-16514	374	9	about	about	ADP
ihlr-16514	374	10	the	the	DET
ihlr-16514	374	11	correlation	correlation	NOUN
ihlr-16514	374	12	between	between	ADP
ihlr-16514	374	13	poor	poor	ADJ
ihlr-16514	374	14	nutrition	nutrition	NOUN
ihlr-16514	374	15	and	and	CCONJ
ihlr-16514	374	16	unsanitary	unsanitary	ADJ
ihlr-16514	374	17	living	living	NOUN
ihlr-16514	374	18	conditions	condition	NOUN
ihlr-16514	374	19	and	and	CCONJ
ihlr-16514	374	20	health	health	NOUN
ihlr-16514	374	21	concerns	concern	NOUN
ihlr-16514	374	22	.	.	PUNCT
ihlr-16514	375	1	furthermore	furthermore	ADV
ihlr-16514	375	2	,	,	PUNCT
ihlr-16514	375	3	the	the	DET
ihlr-16514	375	4	working	work	VERB
ihlr-16514	375	5	poor	poor	ADJ
ihlr-16514	375	6	are	be	AUX
ihlr-16514	375	7	often	often	ADV
ihlr-16514	375	8	employed	employ	VERB
ihlr-16514	375	9	in	in	ADP
ihlr-16514	375	10	"	"	PUNCT
ihlr-16514	375	11	low	low	ADJ
ihlr-16514	375	12	-	-	PUNCT
ihlr-16514	375	13	wage	wage	NOUN
ihlr-16514	375	14	jobs	job	NOUN
ihlr-16514	375	15	working	work	VERB
ihlr-16514	375	16	for	for	ADP
ihlr-16514	375	17	small	small	ADJ
ihlr-16514	375	18	employers	employer	NOUN
ihlr-16514	375	19	in	in	ADP
ihlr-16514	375	20	the	the	DET
ihlr-16514	375	21	retail	retail	ADJ
ihlr-16514	375	22	or	or	CCONJ
ihlr-16514	375	23	service	service	NOUN
ihlr-16514	375	24	industry	industry	NOUN
ihlr-16514	375	25	.	.	PUNCT
ihlr-16514	376	1	"	"	PUNCT
ihlr-16514	376	2	98	98	NUM
ihlr-16514	376	3	these	these	DET
ihlr-16514	376	4	types	type	NOUN
ihlr-16514	376	5	of	of	ADP
ihlr-16514	376	6	employers	employer	NOUN
ihlr-16514	376	7	generally	generally	ADV
ihlr-16514	376	8	offer	offer	VERB
ihlr-16514	376	9	fewer	few	ADJ
ihlr-16514	376	10	health	health	NOUN
ihlr-16514	376	11	benefits	benefit	NOUN
ihlr-16514	376	12	than	than	ADP
ihlr-16514	376	13	their	their	PRON
ihlr-16514	376	14	larger	large	ADJ
ihlr-16514	376	15	coun­	coun­	NOUN
ihlr-16514	376	16	terparts.99	terparts.99	NOUN
ihlr-16514	376	17	moreover	moreover	ADV
ihlr-16514	376	18	,	,	PUNCT
ihlr-16514	376	19	the	the	DET
ihlr-16514	376	20	working	work	VERB
ihlr-16514	376	21	poor100	poor100	PROPN
ihlr-16514	376	22	who	who	PRON
ihlr-16514	376	23	are	be	AUX
ihlr-16514	376	24	employed	employ	VERB
ihlr-16514	376	25	at	at	ADP
ihlr-16514	376	26	several	several	ADJ
ihlr-16514	376	27	part­	part­	NOUN
ihlr-16514	376	28	time	time	NOUN
ihlr-16514	376	29	jobs	job	NOUN
ihlr-16514	376	30	experience	experience	VERB
ihlr-16514	376	31	roughly	roughly	ADV
ihlr-16514	376	32	four	four	NUM
ihlr-16514	376	33	times	time	NOUN
ihlr-16514	376	34	less	less	ADJ
ihlr-16514	376	35	access	access	NOUN
ihlr-16514	376	36	to	to	ADP
ihlr-16514	376	37	health	health	NOUN
ihlr-16514	376	38	care	care	NOUN
ihlr-16514	376	39	benefits	benefit	NOUN
ihlr-16514	376	40	than	than	SCONJ
ihlr-16514	376	41	they	they	PRON
ihlr-16514	376	42	would	would	AUX
ihlr-16514	376	43	if	if	SCONJ
ihlr-16514	376	44	they	they	PRON
ihlr-16514	376	45	worked	work	VERB
ihlr-16514	376	46	one	one	NUM
ihlr-16514	376	47	full	full	ADJ
ihlr-16514	376	48	time	time	NOUN
ihlr-16514	376	49	job	job	NOUN
ihlr-16514	376	50	.	.	PUNCT
ihlr-16514	377	1	101	101	NUM
ihlr-16514	377	2	lack	lack	NOUN
ihlr-16514	377	3	of	of	ADP
ihlr-16514	377	4	education	education	NOUN
ihlr-16514	377	5	and	and	CCONJ
ihlr-16514	377	6	market­	market­	PROPN
ihlr-16514	377	7	able	able	ADJ
ihlr-16514	377	8	job	job	NOUN
ihlr-16514	377	9	skills	skill	NOUN
ihlr-16514	377	10	,	,	PUNCT
ihlr-16514	377	11	however	however	ADV
ihlr-16514	377	12	,	,	PUNCT
ihlr-16514	377	13	are	be	AUX
ihlr-16514	377	14	often	often	ADV
ihlr-16514	377	15	associated	associate	VERB
ihlr-16514	377	16	with	with	ADP
ihlr-16514	377	17	the	the	DET
ihlr-16514	377	18	impoverished	impoverished	ADJ
ihlr-16514	377	19	classes	class	NOUN
ihlr-16514	377	20	,	,	PUNCT
ihlr-16514	377	21	and	and	CCONJ
ihlr-16514	377	22	as	as	ADP
ihlr-16514	377	23	a	a	DET
ihlr-16514	377	24	result	result	NOUN
ihlr-16514	377	25	,	,	PUNCT
ihlr-16514	377	26	securing	secure	VERB
ihlr-16514	377	27	a	a	DET
ihlr-16514	377	28	full	full	ADJ
ihlr-16514	377	29	-	-	PUNCT
ihlr-16514	377	30	time	time	NOUN
ihlr-16514	377	31	job	job	NOUN
ihlr-16514	377	32	that	that	PRON
ihlr-16514	377	33	offers	offer	VERB
ihlr-16514	377	34	health	health	NOUN
ihlr-16514	377	35	care	care	NOUN
ihlr-16514	377	36	benefits	benefit	NOUN
ihlr-16514	377	37	may	may	AUX
ihlr-16514	377	38	be	be	AUX
ihlr-16514	377	39	more	more	ADV
ihlr-16514	377	40	difficult	difficult	ADJ
ihlr-16514	377	41	.	.	PUNCT
ihlr-16514	378	1	these	these	DET
ihlr-16514	378	2	unhealthy	unhealthy	ADJ
ihlr-16514	378	3	employees	employee	NOUN
ihlr-16514	378	4	will	will	AUX
ihlr-16514	378	5	have	have	VERB
ihlr-16514	378	6	higher	high	ADJ
ihlr-16514	378	7	health	health	NOUN
ihlr-16514	378	8	care	care	NOUN
ihlr-16514	378	9	expenditures	expenditure	NOUN
ihlr-16514	378	10	and	and	CCONJ
ihlr-16514	378	11	will	will	AUX
ihlr-16514	378	12	likely	likely	ADV
ihlr-16514	378	13	be	be	AUX
ihlr-16514	378	14	dissuaded	dissuade	VERB
ihlr-16514	378	15	from	from	ADP
ihlr-16514	378	16	hsas	hsa	NOUN
ihlr-16514	378	17	because	because	SCONJ
ihlr-16514	378	18	they	they	PRON
ihlr-16514	378	19	will	will	AUX
ihlr-16514	378	20	not	not	PART
ihlr-16514	378	21	have	have	VERB
ihlr-16514	378	22	the	the	DET
ihlr-16514	378	23	opportunity	opportunity	NOUN
ihlr-16514	378	24	to	to	PART
ihlr-16514	378	25	accumulate	accumulate	VERB
ihlr-16514	378	26	any	any	DET
ihlr-16514	378	27	funds	fund	NOUN
ihlr-16514	378	28	in	in	ADP
ihlr-16514	378	29	their	their	PRON
ihlr-16514	378	30	account	account	NOUN
ihlr-16514	378	31	.	.	PUNCT
ihlr-16514	379	1	102	102	NUM
ihlr-16514	380	1	but	but	CCONJ
ihlr-16514	380	2	according	accord	VERB
ihlr-16514	380	3	to	to	ADP
ihlr-16514	380	4	some	some	DET
ihlr-16514	380	5	proponents	proponent	NOUN
ihlr-16514	380	6	,	,	PUNCT
ihlr-16514	380	7	''	''	PUNCT
ihlr-16514	380	8	the	the	DET
ihlr-16514	380	9	tax	tax	NOUN
ihlr-16514	380	10	-	-	PUNCT
ihlr-16514	380	11	free	free	ADJ
ihlr-16514	380	12	payment	payment	NOUN
ihlr-16514	380	13	of	of	ADP
ihlr-16514	380	14	expenses	expense	NOUN
ihlr-16514	380	15	and	and	CCONJ
ihlr-16514	380	16	lower	low	ADJ
ihlr-16514	380	17	insurance	insurance	NOUN
ihlr-16514	380	18	premiums	premium	NOUN
ihlr-16514	380	19	"	"	PUNCT
ihlr-16514	380	20	may	may	AUX
ihlr-16514	380	21	provide	provide	VERB
ihlr-16514	380	22	enough	enough	ADJ
ihlr-16514	380	23	of	of	ADP
ihlr-16514	380	24	a	a	DET
ihlr-16514	380	25	benefit	benefit	NOUN
ihlr-16514	380	26	to	to	PART
ihlr-16514	380	27	act	act	VERB
ihlr-16514	380	28	as	as	ADP
ihlr-16514	380	29	an	an	DET
ihlr-16514	380	30	incentive.103	incentive.103	NOUN
ihlr-16514	380	31	the	the	DET
ihlr-16514	380	32	''	''	PUNCT
ihlr-16514	380	33	working	work	VERB
ihlr-16514	380	34	poor	poor	ADJ
ihlr-16514	380	35	"	"	PUNCT
ihlr-16514	380	36	in	in	ADP
ihlr-16514	380	37	america	america	PROPN
ihlr-16514	380	38	,	,	PUNCT
ihlr-16514	380	39	97	97	NUM
ihlr-16514	380	40	walter	walter	PROPN
ihlr-16514	380	41	l.	l.	PROPN
ihlr-16514	380	42	stiehm	stiehm	PROPN
ihlr-16514	380	43	,	,	PUNCT
ihlr-16514	380	44	poverty	poverty	NOUN
ihlr-16514	380	45	law	law	NOUN
ihlr-16514	380	46	:	:	PUNCT
ihlr-16514	380	47	access	access	NOUN
ihlr-16514	380	48	to	to	ADP
ihlr-16514	380	49	healthcare	healthcare	NOUN
ihlr-16514	380	50	and	and	CCONJ
ihlr-16514	380	51	barriers	barrier	NOUN
ihlr-16514	380	52	to	to	ADP
ihlr-16514	380	53	the	the	DET
ihlr-16514	380	54	poor	poor	ADJ
ihlr-16514	380	55	,	,	PUNCT
ihlr-16514	380	56	4	4	NUM
ihlr-16514	380	57	qulnnipiac	qulnnipiac	ADJ
ihlr-16514	380	58	healtii	healtii	NOUN
ihlr-16514	380	59	l.j	l.j	PROPN
ihlr-16514	380	60	.	.	PROPN
ihlr-16514	380	61	279	279	NUM
ihlr-16514	380	62	,	,	PUNCT
ihlr-16514	380	63	279	279	NUM
ihlr-16514	380	64	(	(	PUNCT
ihlr-16514	380	65	2001	2001	NUM
ihlr-16514	380	66	)	)	PUNCT
ihlr-16514	380	67	.	.	PUNCT
ihlr-16514	381	1	see	see	VERB
ihlr-16514	381	2	also	also	ADV
ihlr-16514	381	3	richard	richard	PROPN
ihlr-16514	381	4	epstein	epstein	PROPN
ihlr-16514	381	5	,	,	PUNCT
ihlr-16514	381	6	moral	moral	ADJ
ihlr-16514	381	7	peril	peril	NOUN
ihlr-16514	381	8	:	:	PUNCT
ihlr-16514	381	9	our	our	PRON
ihlr-16514	381	10	inalienable	inalienable	ADJ
ihlr-16514	381	11	right	right	NOUN
ihlr-16514	381	12	to	to	PART
ihlr-16514	381	13	healtii	healtii	VERB
ihlr-16514	381	14	care	care	NOUN
ihlr-16514	381	15	?	?	PUNCT
ihlr-16514	382	1	112	112	NUM
ihlr-16514	382	2	-	-	SYM
ihlr-16514	382	3	13	13	NUM
ihlr-16514	382	4	(	(	PUNCT
ihlr-16514	382	5	addison	addison	PROPN
ihlr-16514	382	6	-	-	PUNCT
ihlr-16514	382	7	wesley	wesley	PROPN
ihlr-16514	382	8	publ'g	publ'g	PROPN
ihlr-16514	382	9	co.	co.	PROPN
ihlr-16514	382	10	,	,	PUNCT
ihlr-16514	382	11	inc	inc	PROPN
ihlr-16514	382	12	.	.	PROPN
ihlr-16514	382	13	,	,	PUNCT
ihlr-16514	382	14	1997	1997	NUM
ihlr-16514	382	15	)	)	PUNCT
ihlr-16514	382	16	(	(	PUNCT
ihlr-16514	382	17	ex­	ex­	PRON
ihlr-16514	382	18	plaining	plain	VERB
ihlr-16514	382	19	that	that	SCONJ
ihlr-16514	382	20	the	the	DET
ihlr-16514	382	21	solution	solution	NOUN
ihlr-16514	382	22	to	to	ADP
ihlr-16514	382	23	solving	solve	VERB
ihlr-16514	382	24	america	america	PROPN
ihlr-16514	382	25	's	's	PART
ihlr-16514	382	26	inability	inability	NOUN
ihlr-16514	382	27	to	to	PART
ihlr-16514	382	28	provide	provide	VERB
ihlr-16514	382	29	universal	universal	ADJ
ihlr-16514	382	30	health	health	NOUN
ihlr-16514	382	31	coverage	coverage	NOUN
ihlr-16514	382	32	is	be	AUX
ihlr-16514	382	33	not	not	PART
ihlr-16514	382	34	going	go	VERB
ihlr-16514	382	35	to	to	PART
ihlr-16514	382	36	be	be	AUX
ihlr-16514	382	37	found	find	VERB
ihlr-16514	382	38	in	in	ADP
ihlr-16514	382	39	consumer	consumer	NOUN
ihlr-16514	382	40	driven	drive	VERB
ihlr-16514	382	41	plans	plan	NOUN
ihlr-16514	382	42	;	;	PUNCT
ihlr-16514	382	43	rather	rather	ADV
ihlr-16514	382	44	,	,	PUNCT
ihlr-16514	382	45	it	it	PRON
ihlr-16514	382	46	will	will	AUX
ihlr-16514	382	47	require	require	VERB
ihlr-16514	382	48	changes	change	NOUN
ihlr-16514	382	49	that	that	PRON
ihlr-16514	382	50	equalize	equalize	VERB
ihlr-16514	382	51	the	the	DET
ihlr-16514	382	52	opportunities	opportunity	NOUN
ihlr-16514	382	53	of	of	ADP
ihlr-16514	382	54	life	life	NOUN
ihlr-16514	382	55	across	across	ADP
ihlr-16514	382	56	america	america	PROPN
ihlr-16514	382	57	's	's	PART
ihlr-16514	382	58	population	population	NOUN
ihlr-16514	382	59	)	)	PUNCT
ihlr-16514	382	60	.	.	PUNCT
ihlr-16514	383	1	98	98	NUM
ihlr-16514	383	2	stiehm	stiehm	NOUN
ihlr-16514	383	3	,	,	PUNCT
ihlr-16514	383	4	supra	supra	PROPN
ihlr-16514	383	5	note	note	NOUN
ihlr-16514	383	6	97	97	NUM
ihlr-16514	383	7	,	,	PUNCT
ihlr-16514	383	8	at	at	ADP
ihlr-16514	383	9	287	287	NUM
ihlr-16514	383	10	.	.	PUNCT
ihlr-16514	383	11	99	99	NUM
ihlr-16514	384	1	according	accord	VERB
ihlr-16514	384	2	to	to	ADP
ihlr-16514	384	3	a	a	DET
ihlr-16514	384	4	national	national	PROPN
ihlr-16514	384	5	compensation	compensation	NOUN
ihlr-16514	384	6	survey	survey	NOUN
ihlr-16514	384	7	conducted	conduct	VERB
ihlr-16514	384	8	by	by	ADP
ihlr-16514	384	9	the	the	DET
ihlr-16514	384	10	united	united	PROPN
ihlr-16514	384	11	states	states	PROPN
ihlr-16514	384	12	bureau	bureau	PROPN
ihlr-16514	384	13	oflabor	oflabor	PROPN
ihlr-16514	384	14	statistics	statistic	NOUN
ihlr-16514	384	15	,	,	PUNCT
ihlr-16514	384	16	establishments	establishment	NOUN
ihlr-16514	384	17	with	with	ADP
ihlr-16514	384	18	under	under	ADP
ihlr-16514	384	19	one	one	NUM
ihlr-16514	384	20	hundred	hundred	NUM
ihlr-16514	384	21	workers	worker	NOUN
ihlr-16514	384	22	offered	offer	VERB
ihlr-16514	384	23	medical	medical	ADJ
ihlr-16514	384	24	benefits	benefit	NOUN
ihlr-16514	384	25	,	,	PUNCT
ihlr-16514	384	26	on	on	ADP
ihlr-16514	384	27	average	average	ADJ
ihlr-16514	384	28	,	,	PUNCT
ihlr-16514	384	29	to	to	ADP
ihlr-16514	384	30	fifty	fifty	NUM
ihlr-16514	384	31	-	-	PUNCT
ihlr-16514	384	32	nine	nine	NUM
ihlr-16514	384	33	percent	percent	NOUN
ihlr-16514	384	34	of	of	ADP
ihlr-16514	384	35	their	their	PRON
ihlr-16514	384	36	employees	employee	NOUN
ihlr-16514	384	37	.	.	PUNCT
ihlr-16514	385	1	goods	good	NOUN
ihlr-16514	385	2	producing	produce	VERB
ihlr-16514	385	3	establishments	establishment	NOUN
ihlr-16514	385	4	offered	offer	VERB
ihlr-16514	385	5	med­	med­	PROPN
ihlr-16514	385	6	ical	ical	PROPN
ihlr-16514	385	7	benefits	benefit	NOUN
ihlr-16514	385	8	to	to	ADP
ihlr-16514	385	9	eighty	eighty	NUM
ihlr-16514	385	10	-	-	PUNCT
ihlr-16514	385	11	five	five	NUM
ihlr-16514	385	12	percent	percent	NOUN
ihlr-16514	385	13	of	of	ADP
ihlr-16514	385	14	their	their	PRON
ihlr-16514	385	15	employees	employee	NOUN
ihlr-16514	385	16	while	while	SCONJ
ihlr-16514	385	17	service	service	NOUN
ihlr-16514	385	18	producing	produce	VERB
ihlr-16514	385	19	establishments	establishment	NOUN
ihlr-16514	385	20	offered	offer	VERB
ihlr-16514	385	21	medical	medical	ADJ
ihlr-16514	385	22	benefits	benefit	NOUN
ihlr-16514	385	23	to	to	ADP
ihlr-16514	385	24	only	only	ADV
ihlr-16514	385	25	sixty	sixty	NUM
ihlr-16514	385	26	-	-	PUNCT
ihlr-16514	385	27	six	six	NUM
ihlr-16514	385	28	percent	percent	NOUN
ihlr-16514	385	29	of	of	ADP
ihlr-16514	385	30	their	their	PRON
ihlr-16514	385	31	workers	worker	NOUN
ihlr-16514	385	32	.	.	PUNCT
ihlr-16514	386	1	as	as	ADP
ihlr-16514	386	2	ofmarch	ofmarch	PROPN
ihlr-16514	386	3	2005	2005	NUM
ihlr-16514	386	4	,	,	PUNCT
ihlr-16514	386	5	part	part	ADJ
ihlr-16514	386	6	-	-	PUNCT
ihlr-16514	386	7	time	time	NOUN
ihlr-16514	386	8	employees	employee	NOUN
ihlr-16514	386	9	in	in	ADP
ihlr-16514	386	10	america	america	PROPN
ihlr-16514	386	11	's	's	PART
ihlr-16514	386	12	private	private	ADJ
ihlr-16514	386	13	industry	industry	NOUN
ihlr-16514	386	14	realized	realize	VERB
ihlr-16514	386	15	medical	medical	ADJ
ihlr-16514	386	16	benefits	benefit	NOUN
ihlr-16514	386	17	only	only	ADV
ihlr-16514	386	18	twenty	twenty	NUM
ihlr-16514	386	19	-	-	PUNCT
ihlr-16514	386	20	two	two	NUM
ihlr-16514	386	21	percent	percent	NOUN
ihlr-16514	386	22	of	of	ADP
ihlr-16514	386	23	the	the	DET
ihlr-16514	386	24	time	time	NOUN
ihlr-16514	386	25	compared	compare	VERB
ihlr-16514	386	26	to	to	ADP
ihlr-16514	386	27	full	full	ADJ
ihlr-16514	386	28	time	time	NOUN
ihlr-16514	386	29	employees	employee	NOUN
ihlr-16514	386	30	who	who	PRON
ihlr-16514	386	31	received	receive	VERB
ihlr-16514	386	32	medical	medical	ADJ
ihlr-16514	386	33	benefits	benefit	NOUN
ihlr-16514	386	34	85	85	NUM
ihlr-16514	386	35	%	%	NOUN
ihlr-16514	386	36	of	of	ADP
ihlr-16514	386	37	the	the	DET
ihlr-16514	386	38	time	time	NOUN
ihlr-16514	386	39	.	.	PUNCT
ihlr-16514	387	1	u.s	u.s	PROPN
ihlr-16514	387	2	.	.	PROPN
ihlr-16514	387	3	bureau	bureau	PROPN
ihlr-16514	387	4	of	of	ADP
ihlr-16514	387	5	labor	labor	PROPN
ihlr-16514	387	6	statistics	statistic	NOUN
ihlr-16514	387	7	,	,	PUNCT
ihlr-16514	387	8	national	national	PROPN
ihlr-16514	387	9	compensation	compensation	NOUN
ihlr-16514	387	10	survey	survey	NOUN
ihlr-16514	387	11	:	:	PUNCT
ihlr-16514	387	12	employee	employee	NOUN
ihlr-16514	387	13	benefits	benefit	NOUN
ihlr-16514	387	14	in	in	ADP
ihlr-16514	387	15	prnate	prnate	ADJ
ihlr-16514	387	16	industry	industry	NOUN
ihlr-16514	387	17	in	in	ADP
ihlr-16514	387	18	the	the	DET
ihlr-16514	387	19	united	united	PROPN
ihlr-16514	387	20	states	states	PROPN
ihlr-16514	387	21	(	(	PUNCT
ihlr-16514	387	22	2005	2005	NUM
ihlr-16514	387	23	)	)	PUNCT
ihlr-16514	387	24	,	,	PUNCT
ihlr-16514	387	25	available	available	ADJ
ihlr-16514	387	26	at	at	ADP
ihlr-16514	387	27	http://stats.bls.gov/ncs/ebs/­	http://stats.bls.gov/ncs/ebs/­	PROPN
ihlr-16514	387	28	sp	sp	NOUN
ihlr-16514	387	29	/	/	SYM
ihlr-16514	387	30	ebsm0003.pdf	ebsm0003.pdf	NOUN
ihlr-16514	387	31	.	.	PUNCT
ihlr-16514	388	1	100	100	NUM
ihlr-16514	388	2	the	the	DET
ihlr-16514	388	3	term	term	NOUN
ihlr-16514	388	4	"	"	PUNCT
ihlr-16514	388	5	working	work	VERB
ihlr-16514	388	6	poor	poor	ADJ
ihlr-16514	388	7	''	''	PUNCT
ihlr-16514	388	8	is	be	AUX
ihlr-16514	388	9	defined	define	VERB
ihlr-16514	388	10	by	by	ADP
ihlr-16514	388	11	the	the	DET
ihlr-16514	388	12	united	united	PROPN
ihlr-16514	388	13	states	states	PROPN
ihlr-16514	388	14	department	department	PROPN
ihlr-16514	388	15	oflabor	oflabor	NOUN
ihlr-16514	388	16	as	as	ADP
ihlr-16514	388	17	"	"	PUNCT
ihlr-16514	388	18	in­	in­	PROPN
ihlr-16514	388	19	dividuals	dividual	NOUN
ihlr-16514	388	20	who	who	PRON
ihlr-16514	388	21	spent	spend	VERB
ihlr-16514	388	22	at	at	ADP
ihlr-16514	388	23	least	least	ADV
ihlr-16514	388	24	27	27	NUM
ihlr-16514	388	25	weeks	week	NOUN
ihlr-16514	388	26	in	in	ADP
ihlr-16514	388	27	the	the	DET
ihlr-16514	388	28	labor	labor	NOUN
ihlr-16514	388	29	force	force	NOUN
ihlr-16514	388	30	(	(	PUNCT
ihlr-16514	388	31	working	work	VERB
ihlr-16514	388	32	or	or	CCONJ
ihlr-16514	388	33	looking	look	VERB
ihlr-16514	388	34	for	for	ADP
ihlr-16514	388	35	work	work	NOUN
ihlr-16514	388	36	)	)	PUNCT
ihlr-16514	388	37	,	,	PUNCT
ihlr-16514	388	38	but	but	CCONJ
ihlr-16514	388	39	whose	whose	DET
ihlr-16514	388	40	incomes	income	NOUN
ihlr-16514	388	41	fell	fall	VERB
ihlr-16514	388	42	below	below	ADP
ihlr-16514	388	43	the	the	DET
ihlr-16514	388	44	official	official	ADJ
ihlr-16514	388	45	poverty	poverty	NOUN
ihlr-16514	388	46	level	level	NOUN
ihlr-16514	388	47	.	.	PUNCT
ihlr-16514	388	48	"	"	PUNCT
ihlr-16514	389	1	u.s	u.s	PROPN
ihlr-16514	389	2	.	.	PROPN
ihlr-16514	389	3	dept	dept	PROPN
ihlr-16514	389	4	.	.	PROPN
ihlr-16514	389	5	of	of	ADP
ihlr-16514	389	6	labor	labor	NOUN
ihlr-16514	389	7	,	,	PUNCT
ihlr-16514	389	8	a	a	DET
ihlr-16514	389	9	profile	profile	NOUN
ihlr-16514	389	10	of	of	ADP
ihlr-16514	389	11	the	the	DET
ihlr-16514	389	12	working	work	VERB
ihlr-16514	389	13	poor	poor	ADJ
ihlr-16514	389	14	2000	2000	NUM
ihlr-16514	389	15	(	(	PUNCT
ihlr-16514	389	16	2002	2002	NUM
ihlr-16514	389	17	)	)	PUNCT
ihlr-16514	389	18	,	,	PUNCT
ihlr-16514	389	19	available	available	ADJ
ihlr-16514	389	20	at	at	ADP
ihlr-16514	389	21	http://www.bls.gov/cps/cpswp2000.htm	http://www.bls.gov/cps/cpswp2000.htm	PROPN
ihlr-16514	389	22	.	.	PUNCT
ihlr-16514	390	1	101	101	NUM
ihlr-16514	390	2	u.s	u.s	PROPN
ihlr-16514	390	3	.	.	PROPN
ihlr-16514	390	4	bureau	bureau	PROPN
ihlr-16514	390	5	of	of	ADP
ihlr-16514	390	6	labor	labor	PROPN
ihlr-16514	390	7	statistics	statistic	NOUN
ihlr-16514	390	8	,	,	PUNCT
ihlr-16514	390	9	supra	supra	PROPN
ihlr-16514	390	10	note	note	NOUN
ihlr-16514	390	11	99	99	NUM
ihlr-16514	390	12	.	.	PUNCT
ihlr-16514	391	1	see	see	VERB
ihlr-16514	391	2	also	also	ADV
ihlr-16514	391	3	kaplan	kaplan	PROPN
ihlr-16514	391	4	,	,	PUNCT
ihlr-16514	391	5	supra	supra	PROPN
ihlr-16514	391	6	note	note	PROPN
ihlr-16514	391	7	54	54	NUM
ihlr-16514	391	8	,	,	PUNCT
ihlr-16514	391	9	at	at	ADP
ihlr-16514	391	10	543	543	NUM
ihlr-16514	391	11	(	(	PUNCT
ihlr-16514	391	12	"	"	PUNCT
ihlr-16514	391	13	[	[	X
ihlr-16514	391	14	i]n	i]n	VERB
ihlr-16514	391	15	an	an	DET
ihlr-16514	391	16	employment	employment	NOUN
ihlr-16514	391	17	-	-	PUNCT
ihlr-16514	391	18	based	base	VERB
ihlr-16514	391	19	health	health	NOUN
ihlr-16514	391	20	insurance	insurance	NOUN
ihlr-16514	391	21	system	system	NOUN
ihlr-16514	391	22	,	,	PUNCT
ihlr-16514	391	23	the	the	DET
ihlr-16514	391	24	loss	loss	NOUN
ihlr-16514	391	25	of	of	ADP
ihlr-16514	391	26	one	one	PRON
ihlr-16514	391	27	's	's	PART
ihlr-16514	391	28	job	job	NOUN
ihlr-16514	391	29	seriously	seriously	ADV
ihlr-16514	391	30	jeop­	jeop­	PROPN
ihlr-16514	391	31	ardizes	ardize	VERB
ihlr-16514	391	32	a	a	DET
ihlr-16514	391	33	person	person	NOUN
ihlr-16514	391	34	's	's	PART
ihlr-16514	391	35	access	access	NOUN
ihlr-16514	391	36	to	to	ADP
ihlr-16514	391	37	health	health	NOUN
ihlr-16514	391	38	insurance	insurance	NOUN
ihlr-16514	391	39	.	.	PUNCT
ihlr-16514	391	40	"	"	PUNCT
ihlr-16514	391	41	)	)	PUNCT
ihlr-16514	391	42	.	.	PUNCT
ihlr-16514	392	1	102	102	NUM
ihlr-16514	392	2	see	see	VERB
ihlr-16514	392	3	daniel	daniel	PROPN
ihlr-16514	392	4	lublin	lublin	PROPN
ihlr-16514	392	5	pollock	pollock	PROPN
ihlr-16514	392	6	&	&	CCONJ
ihlr-16514	392	7	natalie	natalie	PROPN
ihlr-16514	392	8	e.	e.	PROPN
ihlr-16514	392	9	ranier	ranier	PROPN
ihlr-16514	392	10	,	,	PUNCT
ihlr-16514	392	11	sixth	sixth	ADJ
ihlr-16514	392	12	annual	annual	ADJ
ihlr-16514	392	13	review	review	NOUN
ihlr-16514	392	14	of	of	ADP
ihlr-16514	392	15	gender	gender	NOUN
ihlr-16514	392	16	and	and	CCONJ
ihlr-16514	392	17	sexuality	sexuality	NOUN
ihlr-16514	392	18	law	law	NOUN
ihlr-16514	392	19	:	:	PUNCT
ihlr-16514	392	20	vi	vi	NUM
ihlr-16514	392	21	health	health	NOUN
ihlr-16514	392	22	care	care	NOUN
ihlr-16514	392	23	law	law	NOUN
ihlr-16514	392	24	chapter	chapter	NOUN
ihlr-16514	392	25	:	:	PUNCT
ihlr-16514	392	26	health	health	NOUN
ihlr-16514	392	27	care	care	NOUN
ihlr-16514	392	28	access	access	NOUN
ihlr-16514	392	29	:	:	PUNCT
ihlr-16514	392	30	a	a	DET
ihlr-16514	392	31	review	review	NOUN
ihlr-16514	392	32	ofmqjor	ofmqjor	ADJ
ihlr-16514	392	33	barriers	barrier	NOUN
ihlr-16514	392	34	to	to	ADP
ihlr-16514	392	35	health	health	NOUN
ihlr-16514	392	36	care	care	NOUN
ihlr-16514	392	37	services	service	NOUN
ihlr-16514	392	38	for	for	ADP
ihlr-16514	392	39	women	woman	NOUN
ihlr-16514	392	40	,	,	PUNCT
ihlr-16514	392	41	6	6	NUM
ihlr-16514	392	42	geo	geo	PROPN
ihlr-16514	392	43	.	.	PUNCT
ihlr-16514	392	44	j.	j.	PROPN
ihlr-16514	392	45	gender	gender	PROPN
ihlr-16514	392	46	&	&	CCONJ
ihlr-16514	392	47	l.	l.	PROPN
ihlr-16514	392	48	825	825	NUM
ihlr-16514	392	49	,	,	PUNCT
ihlr-16514	392	50	845	845	NUM
ihlr-16514	392	51	(	(	PUNCT
ihlr-16514	392	52	2005	2005	NUM
ihlr-16514	392	53	)	)	PUNCT
ihlr-16514	392	54	.	.	PUNCT
ihlr-16514	393	1	see	see	PROPN
ihlr-16514	393	2	spiegel	spiegel	PROPN
ihlr-16514	393	3	,	,	PUNCT
ihlr-16514	393	4	supra	supra	PROPN
ihlr-16514	393	5	note	note	PROPN
ihlr-16514	393	6	67	67	NUM
ihlr-16514	393	7	,	,	PUNCT
ihlr-16514	393	8	at	at	ADP
ihlr-16514	393	9	231	231	NUM
ihlr-16514	393	10	-	-	SYM
ihlr-16514	393	11	32	32	NUM
ihlr-16514	393	12	(	(	PUNCT
ihlr-16514	393	13	questioning	question	VERB
ihlr-16514	393	14	the	the	DET
ihlr-16514	393	15	effectiveness	effectiveness	NOUN
ihlr-16514	393	16	ofhsas	ofhsa	NOUN
ihlr-16514	393	17	to	to	PART
ihlr-16514	393	18	decrease	decrease	VERB
ihlr-16514	393	19	health	health	NOUN
ihlr-16514	393	20	care	care	NOUN
ihlr-16514	393	21	related	relate	VERB
ihlr-16514	393	22	expen­	expen­	PROPN
ihlr-16514	393	23	ditures	diture	NOUN
ihlr-16514	393	24	)	)	PUNCT
ihlr-16514	393	25	.	.	PUNCT
ihlr-16514	394	1	103	103	NUM
ihlr-16514	395	1	[	[	X
ihlr-16514	395	2	i]t	i]t	PRON
ihlr-16514	395	3	may	may	AUX
ihlr-16514	395	4	be	be	AUX
ihlr-16514	395	5	impossible	impossible	ADJ
ihlr-16514	395	6	to	to	PART
ihlr-16514	395	7	accumulate	accumulate	VERB
ihlr-16514	395	8	an	an	DET
ihlr-16514	395	9	hsa	hsa	PROPN
ihlr-16514	395	10	account	account	NOUN
ihlr-16514	395	11	balance	balance	NOUN
ihlr-16514	395	12	if	if	SCONJ
ihlr-16514	395	13	medical	medical	ADJ
ihlr-16514	395	14	2007	2007	NUM
ihlr-16514	395	15	]	]	X
ihlr-16514	395	16	hsas	hsa	NOUN
ihlr-16514	395	17	and	and	CCONJ
ihlr-16514	395	18	smail	smail	NOUN
ihlr-16514	395	19	business	business	NOUN
ihlr-16514	395	20	:	:	PUNCT
ihlr-16514	395	21	cost	cost	NOUN
ihlr-16514	395	22	,	,	PUNCT
ihlr-16514	395	23	quality	quality	NOUN
ihlr-16514	395	24	,	,	PUNCT
ihlr-16514	395	25	and	and	CCONJ
ihlr-16514	395	26	access	access	NOUN
ihlr-16514	395	27	305	305	NUM
ihlr-16514	395	28	those	those	PRON
ihlr-16514	395	29	who	who	PRON
ihlr-16514	395	30	earn	earn	VERB
ihlr-16514	395	31	too	too	ADV
ihlr-16514	395	32	much	much	ADJ
ihlr-16514	395	33	to	to	PART
ihlr-16514	395	34	obtain	obtain	VERB
ihlr-16514	395	35	government	government	NOUN
ihlr-16514	395	36	help	help	NOUN
ihlr-16514	395	37	and	and	CCONJ
ihlr-16514	395	38	too	too	ADV
ihlr-16514	395	39	little	little	ADJ
ihlr-16514	395	40	to	to	PART
ihlr-16514	395	41	afford	afford	VERB
ihlr-16514	395	42	quality	quality	NOUN
ihlr-16514	395	43	health	health	NOUN
ihlr-16514	395	44	care,104	care,104	PROPN
ihlr-16514	395	45	however	however	ADV
ihlr-16514	395	46	,	,	PUNCT
ihlr-16514	395	47	may	may	AUX
ihlr-16514	395	48	not	not	PART
ihlr-16514	395	49	have	have	VERB
ihlr-16514	395	50	the	the	DET
ihlr-16514	395	51	opportunity	opportunity	NOUN
ihlr-16514	395	52	to	to	PART
ihlr-16514	395	53	contribute	contribute	VERB
ihlr-16514	395	54	to	to	ADP
ihlr-16514	395	55	hsas	hsa	NOUN
ihlr-16514	395	56	in	in	ADP
ihlr-16514	395	57	a	a	DET
ihlr-16514	395	58	manner	manner	NOUN
ihlr-16514	395	59	significant	significant	ADJ
ihlr-16514	395	60	to	to	PART
ihlr-16514	395	61	take	take	VERB
ihlr-16514	395	62	advantage	advantage	NOUN
ihlr-16514	395	63	of	of	ADP
ihlr-16514	395	64	the	the	DET
ihlr-16514	395	65	aforementioned	aforementione	VERB
ihlr-16514	395	66	bene­	bene­	NOUN
ihlr-16514	395	67	fits.105	fits.105	NOUN
ihlr-16514	395	68	this	this	PRON
ihlr-16514	395	69	may	may	AUX
ihlr-16514	395	70	be	be	AUX
ihlr-16514	395	71	because	because	SCONJ
ihlr-16514	395	72	their	their	PRON
ihlr-16514	395	73	wages	wage	NOUN
ihlr-16514	395	74	are	be	AUX
ihlr-16514	395	75	being	be	AUX
ihlr-16514	395	76	used	use	VERB
ihlr-16514	395	77	to	to	PART
ihlr-16514	395	78	finance	finance	VERB
ihlr-16514	395	79	other	other	ADJ
ihlr-16514	395	80	living	living	NOUN
ihlr-16514	395	81	expenses	expense	NOUN
ihlr-16514	395	82	or	or	CCONJ
ihlr-16514	395	83	continuously	continuously	ADV
ihlr-16514	395	84	being	be	AUX
ihlr-16514	395	85	applied	apply	VERB
ihlr-16514	395	86	to	to	ADP
ihlr-16514	395	87	the	the	DET
ihlr-16514	395	88	high	high	ADJ
ihlr-16514	395	89	deductibles	deductible	NOUN
ihlr-16514	395	90	that	that	PRON
ihlr-16514	395	91	hsas	hsa	NOUN
ihlr-16514	395	92	re­	re­	PROPN
ihlr-16514	395	93	quire	quire	NOUN
ihlr-16514	395	94	.	.	PUNCT
ihlr-16514	396	1	a	a	DET
ihlr-16514	396	2	recent	recent	ADJ
ihlr-16514	396	3	survey	survey	NOUN
ihlr-16514	396	4	illustrates	illustrate	VERB
ihlr-16514	396	5	the	the	DET
ihlr-16514	396	6	inability	inability	NOUN
ihlr-16514	396	7	ofhsas	ofhsa	NOUN
ihlr-16514	396	8	and	and	CCONJ
ihlr-16514	396	9	hdhps	hdhps	NOUN
ihlr-16514	396	10	to	to	PART
ihlr-16514	396	11	resolve	resolve	VERB
ihlr-16514	396	12	the	the	DET
ihlr-16514	396	13	immediate	immediate	ADJ
ihlr-16514	396	14	need	need	NOUN
ihlr-16514	396	15	to	to	PART
ihlr-16514	396	16	provide	provide	VERB
ihlr-16514	396	17	broad	broad	ADJ
ihlr-16514	396	18	health	health	NOUN
ihlr-16514	396	19	coverage	coverage	NOUN
ihlr-16514	396	20	to	to	ADP
ihlr-16514	396	21	the	the	DET
ihlr-16514	396	22	nation	nation	NOUN
ihlr-16514	396	23	's	's	PART
ihlr-16514	396	24	low	low	ADJ
ihlr-16514	396	25	wage	wage	NOUN
ihlr-16514	396	26	earners	earner	NOUN
ihlr-16514	396	27	,	,	PUNCT
ihlr-16514	396	28	including	include	VERB
ihlr-16514	396	29	those	those	PRON
ihlr-16514	396	30	employed	employ	VERB
ihlr-16514	396	31	by	by	ADP
ihlr-16514	396	32	small	small	ADJ
ihlr-16514	396	33	business	business	NOUN
ihlr-16514	396	34	owners.106	owners.106	NOUN
ihlr-16514	397	1	the	the	DET
ihlr-16514	397	2	survey	survey	NOUN
ihlr-16514	397	3	reported	report	VERB
ihlr-16514	397	4	"	"	PUNCT
ihlr-16514	397	5	[	[	X
ihlr-16514	397	6	h	h	X
ihlr-16514	397	7	]	]	X
ihlr-16514	397	8	ealth	ealth	ADJ
ihlr-16514	397	9	insurance	insurance	NOUN
ihlr-16514	397	10	premiums	premium	NOUN
ihlr-16514	397	11	for	for	ADP
ihlr-16514	397	12	a	a	DET
ihlr-16514	397	13	family	family	NOUN
ihlr-16514	397	14	of	of	ADP
ihlr-16514	397	15	four	four	NUM
ihlr-16514	397	16	now	now	ADV
ihlr-16514	397	17	average	average	ADJ
ihlr-16514	397	18	almost	almost	ADV
ihlr-16514	397	19	$	$	SYM
ihlr-16514	397	20	11,000	11,000	NUM
ihlr-16514	397	21	a	a	DET
ihlr-16514	397	22	year	year	NOUN
ihlr-16514	397	23	.	.	PUNCT
ihlr-16514	398	1	"107	"107	PUNCT
ihlr-16514	399	1	the	the	DET
ihlr-16514	399	2	reason	reason	NOUN
ihlr-16514	399	3	why	why	SCONJ
ihlr-16514	399	4	small	small	ADJ
ihlr-16514	399	5	and	and	CCONJ
ihlr-16514	399	6	large	large	ADJ
ihlr-16514	399	7	finns	finn	NOUN
ihlr-16514	399	8	that	that	PRON
ihlr-16514	399	9	employ	employ	VERB
ihlr-16514	399	10	large	large	ADJ
ihlr-16514	399	11	numbers	number	NOUN
ihlr-16514	399	12	oflow	oflow	ADJ
ihlr-16514	399	13	wage	wage	NOUN
ihlr-16514	399	14	earners	earner	NOUN
ihlr-16514	399	15	are	be	AUX
ihlr-16514	399	16	reluctant	reluctant	ADJ
ihlr-16514	399	17	to	to	PART
ihlr-16514	399	18	offer	offer	VERB
ihlr-16514	399	19	health	health	NOUN
ihlr-16514	399	20	care	care	NOUN
ihlr-16514	399	21	plan	plan	NOUN
ihlr-16514	399	22	benefits108	benefits108	VERB
ihlr-16514	399	23	is	be	AUX
ihlr-16514	399	24	because	because	SCONJ
ihlr-16514	399	25	the	the	DET
ihlr-16514	399	26	cost	cost	NOUN
ihlr-16514	399	27	of	of	ADP
ihlr-16514	399	28	providing	provide	VERB
ihlr-16514	399	29	health	health	NOUN
ihlr-16514	399	30	care	care	NOUN
ihlr-16514	399	31	is	be	AUX
ihlr-16514	399	32	more	more	ADJ
ihlr-16514	399	33	than	than	SCONJ
ihlr-16514	399	34	these	these	DET
ihlr-16514	399	35	employees	employee	NOUN
ihlr-16514	399	36	are	be	AUX
ihlr-16514	399	37	earn­	earn­	X
ihlr-16514	399	38	ing	ing	ADJ
ihlr-16514	399	39	,	,	PUNCT
ihlr-16514	399	40	109	109	NUM
ihlr-16514	399	41	thus	thus	ADV
ihlr-16514	399	42	placing	place	VERB
ihlr-16514	399	43	a	a	DET
ihlr-16514	399	44	larger	large	ADJ
ihlr-16514	399	45	burden	burden	NOUN
ihlr-16514	399	46	on	on	ADP
ihlr-16514	399	47	the	the	DET
ihlr-16514	399	48	employer	employer	NOUN
ihlr-16514	399	49	.	.	PUNCT
ihlr-16514	400	1	current	current	ADJ
ihlr-16514	400	2	health	health	NOUN
ihlr-16514	400	3	insurance	insurance	NOUN
ihlr-16514	400	4	premiums	premium	NOUN
ihlr-16514	400	5	would	would	AUX
ihlr-16514	400	6	consume	consume	VERB
ihlr-16514	400	7	the	the	DET
ihlr-16514	400	8	entire	entire	ADJ
ihlr-16514	400	9	salary	salary	NOUN
ihlr-16514	400	10	of	of	ADP
ihlr-16514	400	11	the	the	DET
ihlr-16514	400	12	nation	nation	NOUN
ihlr-16514	400	13	's	's	PART
ihlr-16514	400	14	lowest	low	ADJ
ihlr-16514	400	15	wage	wage	NOUN
ihlr-16514	400	16	earner	earner	NOUN
ihlr-16514	400	17	for	for	ADP
ihlr-16514	400	18	one	one	NUM
ihlr-16514	400	19	year.110	year.110	PROPN
ihlr-16514	400	20	as	as	ADP
ihlr-16514	400	21	a	a	DET
ihlr-16514	400	22	result	result	NOUN
ihlr-16514	400	23	,	,	PUNCT
ihlr-16514	400	24	americans	americans	PROPN
ihlr-16514	400	25	with	with	ADP
ihlr-16514	400	26	moderate	moderate	ADJ
ihlr-16514	400	27	to	to	PART
ihlr-16514	400	28	low	low	ADJ
ihlr-16514	400	29	incomes	income	NOUN
ihlr-16514	400	30	may	may	AUX
ihlr-16514	400	31	not	not	PART
ihlr-16514	400	32	expenses	expense	NOUN
ihlr-16514	400	33	are	be	AUX
ihlr-16514	400	34	high	high	ADJ
ihlr-16514	400	35	each	each	DET
ihlr-16514	400	36	year	year	NOUN
ihlr-16514	400	37	,	,	PUNCT
ihlr-16514	400	38	thereby	thereby	ADV
ihlr-16514	400	39	eliminating	eliminate	VERB
ihlr-16514	400	40	the	the	DET
ihlr-16514	400	41	tax	tax	NOUN
ihlr-16514	400	42	-	-	PUNCT
ihlr-16514	400	43	free	free	ADJ
ihlr-16514	400	44	growth	growth	NOUN
ihlr-16514	400	45	poten­	poten­	NOUN
ihlr-16514	400	46	tial	tial	NOUN
ihlr-16514	400	47	.	.	PUNCT
ihlr-16514	401	1	but	but	CCONJ
ihlr-16514	401	2	the	the	DET
ihlr-16514	401	3	tax	tax	NOUN
ihlr-16514	401	4	-	-	PUNCT
ihlr-16514	401	5	free	free	ADJ
ihlr-16514	401	6	payment	payment	NOUN
ihlr-16514	401	7	of	of	ADP
ihlr-16514	401	8	the	the	DET
ihlr-16514	401	9	expenses	expense	NOUN
ihlr-16514	401	10	and	and	CCONJ
ihlr-16514	401	11	lower	low	ADJ
ihlr-16514	401	12	insurance	insurance	NOUN
ihlr-16514	401	13	premi­	premi­	ADJ
ihlr-16514	401	14	ums	um	NOUN
ihlr-16514	401	15	that	that	PRON
ihlr-16514	401	16	are	be	AUX
ihlr-16514	401	17	paid	pay	VERB
ihlr-16514	401	18	by	by	ADP
ihlr-16514	401	19	the	the	DET
ihlr-16514	401	20	insured	insure	VERB
ihlr-16514	401	21	may	may	AUX
ihlr-16514	401	22	prove	prove	VERB
ihlr-16514	401	23	to	to	PART
ihlr-16514	401	24	be	be	AUX
ihlr-16514	401	25	enough	enough	ADJ
ihlr-16514	401	26	of	of	ADP
ihlr-16514	401	27	a	a	DET
ihlr-16514	401	28	benefit	benefit	NOUN
ihlr-16514	401	29	.	.	PUNCT
ihlr-16514	402	1	also	also	ADV
ihlr-16514	402	2	,	,	PUNCT
ihlr-16514	402	3	those	those	PRON
ihlr-16514	402	4	who	who	PRON
ihlr-16514	402	5	have	have	VERB
ihlr-16514	402	6	a	a	DET
ihlr-16514	402	7	long	long	ADJ
ihlr-16514	402	8	-	-	PUNCT
ihlr-16514	402	9	term	term	NOUN
ihlr-16514	402	10	disability	disability	NOUN
ihlr-16514	402	11	would	would	AUX
ihlr-16514	402	12	have	have	VERB
ihlr-16514	402	13	to	to	PART
ihlr-16514	402	14	exhaust	exhaust	VERB
ihlr-16514	402	15	their	their	PRON
ihlr-16514	402	16	deducti­	deducti­	NOUN
ihlr-16514	402	17	ble	ble	NOUN
ihlr-16514	402	18	every	every	DET
ihlr-16514	402	19	year	year	NOUN
ihlr-16514	402	20	.	.	PUNCT
ihlr-16514	403	1	once	once	ADV
ihlr-16514	403	2	again	again	ADV
ihlr-16514	403	3	,	,	PUNCT
ihlr-16514	403	4	those	those	PRON
ihlr-16514	403	5	with	with	ADP
ihlr-16514	403	6	long	long	ADJ
ihlr-16514	403	7	-	-	PUNCT
ihlr-16514	403	8	term	term	NOUN
ihlr-16514	403	9	illnesses	illness	NOUN
ihlr-16514	403	10	would	would	AUX
ihlr-16514	403	11	need	need	VERB
ihlr-16514	403	12	to	to	PART
ihlr-16514	403	13	evaluate	evaluate	VERB
ihlr-16514	403	14	how	how	SCONJ
ihlr-16514	403	15	the	the	DET
ihlr-16514	403	16	plan	plan	NOUN
ihlr-16514	403	17	would	would	AUX
ihlr-16514	403	18	effect	effect	VERB
ihlr-16514	403	19	them	they	PRON
ihlr-16514	403	20	.	.	PUNCT
ihlr-16514	404	1	mccall	mccall	PROPN
ihlr-16514	404	2	,	,	PUNCT
ihlr-16514	404	3	supra	supra	PROPN
ihlr-16514	404	4	note	note	PROPN
ihlr-16514	404	5	57	57	NUM
ihlr-16514	404	6	,	,	PUNCT
ihlr-16514	404	7	at	at	ADP
ihlr-16514	404	8	60	60	NUM
ihlr-16514	404	9	.	.	PUNCT
ihlr-16514	405	1	104	104	NUM
ihlr-16514	405	2	stiebm	stiebm	NOUN
ihlr-16514	405	3	.	.	PUNCT
ihlr-16514	406	1	supra	supra	PROPN
ihlr-16514	406	2	note	note	PROPN
ihlr-16514	406	3	97	97	NUM
ihlr-16514	406	4	,	,	PUNCT
ihlr-16514	406	5	at	at	ADP
ihlr-16514	406	6	285	285	NUM
ihlr-16514	406	7	.	.	PUNCT
ihlr-16514	407	1	105	105	NUM
ihlr-16514	407	2	kozak	kozak	PROPN
ihlr-16514	407	3	,	,	PUNCT
ihlr-16514	407	4	supra	supra	PROPN
ihlr-16514	407	5	note	note	PROPN
ihlr-16514	407	6	57	57	NUM
ihlr-16514	407	7	,	,	PUNCT
ihlr-16514	407	8	at	at	ADP
ihlr-16514	407	9	60	60	NUM
ihlr-16514	407	10	.	.	PUNCT
ihlr-16514	407	11	106	106	NUM
ihlr-16514	407	12	kaiser	kaiser	PROPN
ihlr-16514	407	13	fam	fam	PROPN
ihlr-16514	407	14	.	.	PROPN
ihlr-16514	407	15	found	find	VERB
ihlr-16514	407	16	.	.	PUNCT
ihlr-16514	408	1	&	&	CCONJ
ihlr-16514	408	2	healtii	healtii	PROPN
ihlr-16514	408	3	research	research	PROPN
ihlr-16514	408	4	&	&	CCONJ
ihlr-16514	408	5	educ	educ	PROPN
ihlr-16514	408	6	.	.	PUNCT
ihlr-16514	409	1	trust	trust	PROPN
ihlr-16514	409	2	,	,	PUNCT
ihlr-16514	409	3	employer	employer	NOUN
ihlr-16514	409	4	healm	healm	PROPN
ihlr-16514	409	5	benefits	benefit	NOUN
ihlr-16514	409	6	:	:	PUNCT
ihlr-16514	409	7	2005	2005	NUM
ihlr-16514	409	8	summary	summary	NOUN
ihlr-16514	409	9	of	of	ADP
ihlr-16514	409	10	findings	finding	NOUN
ihlr-16514	409	11	(	(	PUNCT
ihlr-16514	409	12	2005	2005	NUM
ihlr-16514	409	13	)	)	PUNCT
ihlr-16514	409	14	,	,	PUNCT
ihlr-16514	409	15	available	available	ADJ
ihlr-16514	409	16	at	at	ADP
ihlr-16514	409	17	http://www.kff.org/­	http://www.kff.org/­	PROPN
ihlr-16514	409	18	insurance/7315	insurance/7315	PROPN
ihlr-16514	409	19	/	/	SYM
ihlr-16514	409	20	sectionslupload/7316.pd£	sectionslupload/7316.pd£	PROPN
ihlr-16514	409	21	107	107	NUM
ihlr-16514	410	1	i	i	PRON
ihlr-16514	410	2	d.	d.	PROPN
ihlr-16514	410	3	see	see	VERB
ihlr-16514	410	4	also	also	ADV
ihlr-16514	410	5	arnold	arnold	PROPN
ihlr-16514	410	6	s.	s.	PROPN
ihlr-16514	410	7	reiman	reiman	PROPN
ihlr-16514	410	8	,	,	PUNCT
ihlr-16514	410	9	reforming	reform	VERB
ihlr-16514	410	10	the	the	DET
ihlr-16514	410	11	u.s	u.s	PROPN
ihlr-16514	410	12	.	.	PROPN
ihlr-16514	410	13	health	health	PROPN
ihlr-16514	410	14	care	care	NOUN
ihlr-16514	410	15	system	system	NOUN
ihlr-16514	410	16	:	:	PUNCT
ihlr-16514	410	17	what	what	PRON
ihlr-16514	410	18	the	the	DET
ihlr-16514	410	19	legal	legal	ADJ
ihlr-16514	410	20	&	&	CCONJ
ihlr-16514	410	21	medical	medical	ADJ
ihlr-16514	410	22	professions	profession	NOUN
ihlr-16514	410	23	need	need	VERB
ihlr-16514	410	24	to	to	PART
ihlr-16514	410	25	know	know	VERB
ihlr-16514	410	26	,	,	PUNCT
ihlr-16514	410	27	15	15	NUM
ihlr-16514	410	28	heal1hmatrix	heal1hmatrix	NOUN
ihlr-16514	410	29	423,429	423,429	NUM
ihlr-16514	410	30	-	-	SYM
ihlr-16514	410	31	30	30	NUM
ihlr-16514	410	32	(	(	PUNCT
ihlr-16514	410	33	2005	2005	NUM
ihlr-16514	410	34	)	)	PUNCT
ihlr-16514	410	35	(	(	PUNCT
ihlr-16514	410	36	explain­	explain­	NOUN
ihlr-16514	410	37	ing	ing	NOUN
ihlr-16514	410	38	that	that	PRON
ihlr-16514	410	39	impoverished	impoverish	VERB
ihlr-16514	410	40	americans	americans	PROPN
ihlr-16514	410	41	in	in	ADP
ihlr-16514	410	42	cdhps	cdhps	NOUN
ihlr-16514	410	43	face	face	VERB
ihlr-16514	410	44	a	a	DET
ihlr-16514	410	45	choice	choice	NOUN
ihlr-16514	410	46	of	of	ADP
ihlr-16514	410	47	either	either	PRON
ihlr-16514	410	48	spending	spend	VERB
ihlr-16514	410	49	money	money	NOUN
ihlr-16514	410	50	in	in	ADP
ihlr-16514	410	51	their	their	PRON
ihlr-16514	410	52	account	account	NOUN
ihlr-16514	410	53	or	or	CCONJ
ihlr-16514	410	54	not	not	PART
ihlr-16514	410	55	getting	get	VERB
ihlr-16514	410	56	the	the	DET
ihlr-16514	410	57	care	care	NOUN
ihlr-16514	410	58	they	they	PRON
ihlr-16514	410	59	need	need	VERB
ihlr-16514	410	60	and	and	CCONJ
ihlr-16514	410	61	proposes	propose	VERB
ihlr-16514	410	62	that	that	SCONJ
ihlr-16514	410	63	a	a	DET
ihlr-16514	410	64	single	single	ADJ
ihlr-16514	410	65	insurance	insurance	NOUN
ihlr-16514	410	66	system	system	NOUN
ihlr-16514	410	67	funded	fund	VERB
ihlr-16514	410	68	by	by	ADP
ihlr-16514	410	69	corporate	corporate	ADJ
ihlr-16514	410	70	tax	tax	NOUN
ihlr-16514	410	71	contributions	contribution	NOUN
ihlr-16514	410	72	could	could	AUX
ihlr-16514	410	73	resolve	resolve	VERB
ihlr-16514	410	74	the	the	DET
ihlr-16514	410	75	problem	problem	NOUN
ihlr-16514	410	76	)	)	PUNCT
ihlr-16514	410	77	.	.	PUNCT
ihlr-16514	411	1	108	108	NUM
ihlr-16514	411	2	kaiser	kaiser	PROPN
ihlr-16514	411	3	fam	fam	PROPN
ihlr-16514	411	4	.	.	PROPN
ihlr-16514	411	5	found	find	VERB
ihlr-16514	411	6	.	.	PUNCT
ihlr-16514	412	1	&	&	CCONJ
ihlr-16514	412	2	healm	healm	PROPN
ihlr-16514	412	3	research	research	PROPN
ihlr-16514	412	4	&	&	CCONJ
ihlr-16514	412	5	eouc	eouc	PROPN
ihlr-16514	412	6	.	.	PUNCT
ihlr-16514	413	1	trust	trust	PROPN
ihlr-16514	413	2	,	,	PUNCT
ihlr-16514	413	3	supra	supra	PROPN
ihlr-16514	413	4	note	note	NOUN
ihlr-16514	413	5	106	106	NUM
ihlr-16514	413	6	.	.	PUNCT
ihlr-16514	414	1	see	see	VERB
ihlr-16514	414	2	christopher	christopher	PROPN
ihlr-16514	414	3	rowland	rowland	PROPN
ihlr-16514	414	4	,	,	PUNCT
ihlr-16514	414	5	5	5	NUM
ihlr-16514	414	6	-	-	SYM
ihlr-16514	414	7	7	7	NUM
ihlr-16514	414	8	%	%	NOUN
ihlr-16514	414	9	tax	tax	NOUN
ihlr-16514	414	10	sought	seek	VERB
ihlr-16514	414	11	on	on	ADP
ihlr-16514	414	12	firms	firm	NOUN
ihlr-16514	414	13	for	for	ADP
ihlr-16514	414	14	health	health	NOUN
ihlr-16514	414	15	care	care	NOUN
ihlr-16514	414	16	,	,	PUNCT
ihlr-16514	414	17	the	the	DET
ihlr-16514	414	18	boston	boston	PROPN
ihlr-16514	414	19	globe	globe	PROPN
ihlr-16514	414	20	,	,	PUNCT
ihlr-16514	414	21	nov	nov	PROPN
ihlr-16514	414	22	.	.	PROPN
ihlr-16514	414	23	1	1	NUM
ihlr-16514	414	24	,	,	PUNCT
ihlr-16514	414	25	2005	2005	NUM
ihlr-16514	414	26	,	,	PUNCT
ihlr-16514	414	27	at	at	ADP
ihlr-16514	414	28	ai	ai	PROPN
ihlr-16514	414	29	(	(	PUNCT
ihlr-16514	414	30	discussing	discuss	VERB
ihlr-16514	414	31	a	a	DET
ihlr-16514	414	32	plan	plan	NOUN
ihlr-16514	414	33	unveiled	unveil	VERB
ihlr-16514	414	34	by	by	ADP
ihlr-16514	414	35	the	the	DET
ihlr-16514	414	36	massachusetts	massachusetts	PROPN
ihlr-16514	414	37	house	house	PROPN
ihlr-16514	414	38	speaker	speaker	NOUN
ihlr-16514	414	39	,	,	PUNCT
ihlr-16514	414	40	salvatore	salvatore	PROPN
ihlr-16514	414	41	f.	f.	PROPN
ihlr-16514	414	42	dimasi	dimasi	PROPN
ihlr-16514	414	43	,	,	PUNCT
ihlr-16514	414	44	to	to	PART
ihlr-16514	414	45	levy	levy	VERB
ihlr-16514	414	46	a	a	DET
ihlr-16514	414	47	five	five	NUM
ihlr-16514	414	48	to	to	PART
ihlr-16514	414	49	seven	seven	NUM
ihlr-16514	414	50	percent	percent	NOUN
ihlr-16514	414	51	payroll	payroll	NOUN
ihlr-16514	414	52	tax	tax	NOUN
ihlr-16514	414	53	on	on	ADP
ihlr-16514	414	54	employers	employer	NOUN
ihlr-16514	414	55	in	in	ADP
ihlr-16514	414	56	massachusetts	massachusetts	PROPN
ihlr-16514	414	57	who	who	PRON
ihlr-16514	414	58	did	do	AUX
ihlr-16514	414	59	not	not	PART
ihlr-16514	414	60	provide	provide	VERB
ihlr-16514	414	61	health	health	NOUN
ihlr-16514	414	62	insurance	insurance	NOUN
ihlr-16514	414	63	to	to	ADP
ihlr-16514	414	64	employees	employee	NOUN
ihlr-16514	414	65	)	)	PUNCT
ihlr-16514	414	66	.	.	PUNCT
ihlr-16514	415	1	109	109	NUM
ihlr-16514	415	2	determinations	determination	NOUN
ihlr-16514	415	3	of	of	ADP
ihlr-16514	415	4	persons	person	NOUN
ihlr-16514	415	5	qualifying	qualify	VERB
ihlr-16514	415	6	for	for	ADP
ihlr-16514	415	7	medicare	medicare	PROPN
ihlr-16514	415	8	are	be	AUX
ihlr-16514	415	9	made	make	VERB
ihlr-16514	415	10	on	on	ADP
ihlr-16514	415	11	an	an	DET
ihlr-16514	415	12	objective	objective	ADJ
ihlr-16514	415	13	case	case	NOUN
ihlr-16514	415	14	-	-	PUNCT
ihlr-16514	415	15	by­	by­	ADJ
ihlr-16514	415	16	case	case	NOUN
ihlr-16514	415	17	basis	basis	NOUN
ihlr-16514	415	18	based	base	VERB
ihlr-16514	415	19	upon	upon	SCONJ
ihlr-16514	415	20	available	available	ADJ
ihlr-16514	415	21	income	income	NOUN
ihlr-16514	415	22	.	.	PUNCT
ihlr-16514	416	1	if	if	SCONJ
ihlr-16514	416	2	employees	employee	NOUN
ihlr-16514	416	3	do	do	AUX
ihlr-16514	416	4	not	not	PART
ihlr-16514	416	5	qualify	qualify	VERB
ihlr-16514	416	6	,	,	PUNCT
ihlr-16514	416	7	they	they	PRON
ihlr-16514	416	8	become	become	VERB
ihlr-16514	416	9	dependent	dependent	ADJ
ihlr-16514	416	10	on	on	ADP
ihlr-16514	416	11	their	their	PRON
ihlr-16514	416	12	employers	employer	NOUN
ihlr-16514	416	13	for	for	ADP
ihlr-16514	416	14	health	health	NOUN
ihlr-16514	416	15	care	care	NOUN
ihlr-16514	416	16	benefits	benefit	NOUN
ihlr-16514	416	17	,	,	PUNCT
ihlr-16514	416	18	and	and	CCONJ
ihlr-16514	416	19	unfortunately	unfortunately	ADV
ihlr-16514	416	20	,	,	PUNCT
ihlr-16514	416	21	many	many	ADJ
ihlr-16514	416	22	small	small	ADJ
ihlr-16514	416	23	businesses	business	NOUN
ihlr-16514	416	24	do	do	AUX
ihlr-16514	416	25	not	not	PART
ihlr-16514	416	26	offer	offer	VERB
ihlr-16514	416	27	such	such	ADJ
ihlr-16514	416	28	benefits	benefit	NOUN
ihlr-16514	416	29	because	because	SCONJ
ihlr-16514	416	30	they	they	PRON
ihlr-16514	416	31	are	be	AUX
ihlr-16514	416	32	too	too	ADV
ihlr-16514	416	33	expensive	expensive	ADJ
ihlr-16514	416	34	.	.	PUNCT
ihlr-16514	417	1	see	see	VERB
ihlr-16514	417	2	45	45	NUM
ihlr-16514	417	3	c.f	c.f	PROPN
ihlr-16514	417	4	.r	.r	NOUN
ihlr-16514	417	5	§	§	PROPN
ihlr-16514	417	6	233.20(a)(l	233.20(a)(l	NOUN
ihlr-16514	417	7	)	)	PUNCT
ihlr-16514	417	8	(	(	PUNCT
ihlr-16514	417	9	iv)(d	iv)(d	PROPN
ihlr-16514	417	10	)	)	PUNCT
ihlr-16514	417	11	(	(	PUNCT
ihlr-16514	417	12	1994	1994	NUM
ihlr-16514	417	13	)	)	PUNCT
ihlr-16514	417	14	(	(	PUNCT
ihlr-16514	417	15	"	"	PUNCT
ihlr-16514	417	16	to	to	ADP
ihlr-16514	417	17	the	the	DET
ihlr-16514	417	18	extent	extent	NOUN
ihlr-16514	417	19	not	not	PART
ihlr-16514	417	20	inconsistent	inconsistent	ADJ
ihlr-16514	417	21	with	with	ADP
ihlr-16514	417	22	any	any	DET
ihlr-16514	417	23	other	other	ADJ
ihlr-16514	417	24	provision	provision	NOUN
ihlr-16514	417	25	of	of	ADP
ihlr-16514	417	26	this	this	DET
ihlr-16514	417	27	chapter	chapter	NOUN
ihlr-16514	417	28	,	,	PUNCT
ihlr-16514	417	29	income	income	NOUN
ihlr-16514	417	30	and	and	CCONJ
ihlr-16514	417	31	resources	resource	NOUN
ihlr-16514	417	32	are	be	AUX
ihlr-16514	417	33	considered	consider	VERB
ihlr-16514	417	34	available	available	ADJ
ihlr-16514	417	35	both	both	CCONJ
ihlr-16514	417	36	when	when	SCONJ
ihlr-16514	417	37	actually	actually	ADV
ihlr-16514	417	38	available	available	ADJ
ihlr-16514	417	39	and	and	CCONJ
ihlr-16514	417	40	when	when	SCONJ
ihlr-16514	417	41	the	the	DET
ihlr-16514	417	42	applicant	applicant	NOUN
ihlr-16514	417	43	or	or	CCONJ
ihlr-16514	417	44	recipient	recipient	NOUN
ihlr-16514	417	45	has	have	VERB
ihlr-16514	417	46	a	a	DET
ihlr-16514	417	47	legal	legal	ADJ
ihlr-16514	417	48	interest	interest	NOUN
ihlr-16514	417	49	in	in	ADP
ihlr-16514	417	50	a	a	DET
ihlr-16514	417	51	liquidated	liquidate	VERB
ihlr-16514	417	52	sum	sum	NOUN
ihlr-16514	417	53	and	and	CCONJ
ihlr-16514	417	54	has	have	VERB
ihlr-16514	417	55	the	the	DET
ihlr-16514	417	56	legal	legal	ADJ
ihlr-16514	417	57	ability	ability	NOUN
ihlr-16514	417	58	to	to	PART
ihlr-16514	417	59	make	make	VERB
ihlr-16514	417	60	such	such	ADJ
ihlr-16514	417	61	sum	sum	NOUN
ihlr-16514	417	62	available	available	ADJ
ihlr-16514	417	63	for	for	ADP
ihlr-16514	417	64	support	support	NOUN
ihlr-16514	417	65	and	and	CCONJ
ihlr-16514	417	66	maintenance	maintenance	NOUN
ihlr-16514	417	67	.	.	PUNCT
ihlr-16514	418	1	"	"	PUNCT
ihlr-16514	418	2	)	)	PUNCT
ihlr-16514	418	3	.	.	PUNCT
ihlr-16514	419	1	110	110	NUM
ihlr-16514	419	2	kalserf	kalserf	NOUN
ihlr-16514	419	3	am	be	AUX
ihlr-16514	419	4	.	.	PUNCT
ihlr-16514	419	5	found	find	VERB
ihlr-16514	419	6	.	.	PUNCT
ihlr-16514	420	1	&	&	CCONJ
ihlr-16514	420	2	heal	heal	VERB
ihlr-16514	420	3	til	til	PROPN
ihlr-16514	420	4	research	research	NOUN
ihlr-16514	420	5	&	&	CCONJ
ihlr-16514	420	6	educ	educ	PROPN
ihlr-16514	420	7	.	.	PUNCT
ihlr-16514	421	1	trust	trust	PROPN
ihlr-16514	421	2	,	,	PUNCT
ihlr-16514	421	3	supra	supra	PROPN
ihlr-16514	421	4	note	note	NOUN
ihlr-16514	421	5	106	106	NUM
ihlr-16514	421	6	(	(	PUNCT
ihlr-16514	421	7	"	"	PUNCT
ihlr-16514	421	8	gross	gross	ADJ
ihlr-16514	421	9	earnings	earning	NOUN
ihlr-16514	421	10	for	for	ADP
ihlr-16514	421	11	someone	someone	PRON
ihlr-16514	421	12	earning	earn	VERB
ihlr-16514	421	13	the	the	DET
ihlr-16514	421	14	federal	federal	ADJ
ihlr-16514	421	15	minimum	minimum	ADJ
ihlr-16514	421	16	wage	wage	NOUN
ihlr-16514	421	17	in	in	ADP
ihlr-16514	421	18	2005	2005	NUM
ihlr-16514	421	19	and	and	CCONJ
ihlr-16514	421	20	working	work	VERB
ihlr-16514	421	21	2,080	2,080	NUM
ihlr-16514	421	22	hours	hour	NOUN
ihlr-16514	421	23	are	be	AUX
ihlr-16514	421	24	$	$	SYM
ihlr-16514	421	25	10,712	10,712	NUM
ihlr-16514	421	26	.	.	PUNCT
ihlr-16514	421	27	"	"	PUNCT
ihlr-16514	421	28	)	)	PUNCT
ihlr-16514	421	29	.	.	PUNCT
ihlr-16514	422	1	306	306	NUM
ihlr-16514	422	2	indiana	indiana	PROPN
ihlr-16514	422	3	health	health	PROPN
ihlr-16514	422	4	law	law	NOUN
ihlr-16514	422	5	review	review	NOUN
ihlr-16514	422	6	[	[	X
ihlr-16514	422	7	vol	vol	NOUN
ihlr-16514	422	8	.	.	PUNCT
ihlr-16514	422	9	4:287	4:287	NUM
ihlr-16514	422	10	have	have	VERB
ihlr-16514	422	11	access	access	NOUN
ihlr-16514	422	12	to	to	ADP
ihlr-16514	422	13	quality	quality	NOUN
ihlr-16514	422	14	health	health	NOUN
ihlr-16514	422	15	care	care	NOUN
ihlr-16514	422	16	or	or	CCONJ
ihlr-16514	422	17	,	,	PUNCT
ihlr-16514	422	18	for	for	ADP
ihlr-16514	422	19	that	that	DET
ihlr-16514	422	20	matter	matter	NOUN
ihlr-16514	422	21	,	,	PUNCT
ihlr-16514	422	22	any	any	DET
ihlr-16514	422	23	health	health	NOUN
ihlr-16514	422	24	care	care	NOUN
ihlr-16514	422	25	at	at	ADP
ihlr-16514	422	26	all.111	all.111	ADJ
ihlr-16514	422	27	access	access	NOUN
ihlr-16514	422	28	to	to	ADP
ihlr-16514	422	29	health	health	NOUN
ihlr-16514	422	30	care	care	NOUN
ihlr-16514	422	31	should	should	AUX
ihlr-16514	422	32	not	not	PART
ihlr-16514	422	33	be	be	AUX
ihlr-16514	422	34	an	an	DET
ihlr-16514	422	35	issue	issue	NOUN
ihlr-16514	422	36	for	for	ADP
ihlr-16514	422	37	americans	americans	PROPN
ihlr-16514	422	38	.	.	PUNCT
ihlr-16514	423	1	health	health	NOUN
ihlr-16514	423	2	care	care	NOUN
ihlr-16514	423	3	is	be	AUX
ihlr-16514	423	4	an	an	DET
ihlr-16514	423	5	indispensable	indispensable	ADJ
ihlr-16514	423	6	service	service	NOUN
ihlr-16514	423	7	that	that	SCONJ
ihlr-16514	423	8	those	those	PRON
ihlr-16514	423	9	living	live	VERB
ihlr-16514	423	10	in	in	ADP
ihlr-16514	423	11	one	one	NUM
ihlr-16514	423	12	of	of	ADP
ihlr-16514	423	13	the	the	DET
ihlr-16514	423	14	most	most	ADV
ihlr-16514	423	15	affluent	affluent	ADJ
ihlr-16514	423	16	countries	country	NOUN
ihlr-16514	423	17	in	in	ADP
ihlr-16514	423	18	the	the	DET
ihlr-16514	423	19	world	world	NOUN
ihlr-16514	423	20	ought	ought	AUX
ihlr-16514	423	21	to	to	PART
ihlr-16514	423	22	be	be	AUX
ihlr-16514	423	23	able	able	ADJ
ihlr-16514	423	24	to	to	PART
ihlr-16514	423	25	enjoy	enjoy	VERB
ihlr-16514	423	26	without	without	ADP
ihlr-16514	423	27	having	have	VERB
ihlr-16514	423	28	to	to	PART
ihlr-16514	423	29	worry	worry	VERB
ihlr-16514	423	30	about	about	ADP
ihlr-16514	423	31	how	how	SCONJ
ihlr-16514	423	32	to	to	PART
ihlr-16514	423	33	finance	finance	VERB
ihlr-16514	423	34	their	their	PRON
ihlr-16514	423	35	own	own	ADJ
ihlr-16514	423	36	care	care	NOUN
ihlr-16514	423	37	.	.	PUNCT
ihlr-16514	424	1	if	if	SCONJ
ihlr-16514	424	2	congress	congress	PROPN
ihlr-16514	424	3	begins	begin	VERB
ihlr-16514	424	4	to	to	PART
ihlr-16514	424	5	shift	shift	VERB
ihlr-16514	424	6	its	its	PRON
ihlr-16514	424	7	focus	focus	NOUN
ihlr-16514	424	8	toward	toward	ADP
ihlr-16514	424	9	broad	broad	ADJ
ihlr-16514	424	10	health	health	NOUN
ihlr-16514	424	11	care	care	NOUN
ihlr-16514	424	12	access	access	NOUN
ihlr-16514	424	13	perhaps	perhaps	ADV
ihlr-16514	424	14	legislators	legislator	NOUN
ihlr-16514	424	15	will	will	AUX
ihlr-16514	424	16	begin	begin	VERB
ihlr-16514	424	17	to	to	PART
ihlr-16514	424	18	realize	realize	VERB
ihlr-16514	424	19	the	the	DET
ihlr-16514	424	20	importance	importance	NOUN
ihlr-16514	424	21	of	of	ADP
ihlr-16514	424	22	providing	provide	VERB
ihlr-16514	424	23	health	health	NOUN
ihlr-16514	424	24	care	care	NOUN
ihlr-16514	424	25	to	to	ADP
ihlr-16514	424	26	american	american	ADJ
ihlr-16514	424	27	citizens	citizen	NOUN
ihlr-16514	424	28	,	,	PUNCT
ihlr-16514	424	29	which	which	PRON
ihlr-16514	424	30	would	would	AUX
ihlr-16514	424	31	awaken	awaken	VERB
ihlr-16514	424	32	legislators	legislator	NOUN
ihlr-16514	424	33	to	to	ADP
ihlr-16514	424	34	the	the	DET
ihlr-16514	424	35	reality	reality	NOUN
ihlr-16514	424	36	that	that	SCONJ
ihlr-16514	424	37	americans	americans	PROPN
ihlr-16514	424	38	need	need	VERB
ihlr-16514	424	39	affordable	affordable	ADJ
ihlr-16514	424	40	health	health	NOUN
ihlr-16514	424	41	care	care	NOUN
ihlr-16514	424	42	.	.	PUNCT
ihlr-16514	425	1	without	without	ADP
ihlr-16514	425	2	equal	equal	ADJ
ihlr-16514	425	3	access	access	NOUN
ihlr-16514	425	4	among	among	ADP
ihlr-16514	425	5	all	all	DET
ihlr-16514	425	6	working	work	VERB
ihlr-16514	425	7	citizens	citizen	NOUN
ihlr-16514	425	8	,	,	PUNCT
ihlr-16514	425	9	unemployed	unemployed	ADJ
ihlr-16514	425	10	,	,	PUNCT
ihlr-16514	425	11	and	and	CCONJ
ihlr-16514	425	12	indigent	indigent	VERB
ihlr-16514	425	13	some	some	PRON
ihlr-16514	425	14	argue	argue	VERB
ihlr-16514	425	15	that	that	SCONJ
ihlr-16514	425	16	health	health	NOUN
ihlr-16514	425	17	care	care	NOUN
ihlr-16514	425	18	will	will	AUX
ihlr-16514	425	19	never	never	ADV
ihlr-16514	425	20	be	be	AUX
ihlr-16514	425	21	recognized	recognize	VERB
ihlr-16514	425	22	as	as	ADP
ihlr-16514	425	23	the	the	DET
ihlr-16514	425	24	fundamental	fundamental	ADJ
ihlr-16514	425	25	right	right	NOUN
ihlr-16514	425	26	it	it	PRON
ihlr-16514	425	27	is.112	is.112	PROPN
ihlr-16514	425	28	one	one	NUM
ihlr-16514	425	29	proponent	proponent	NOUN
ihlr-16514	425	30	of	of	ADP
ihlr-16514	425	31	heath	heath	PROPN
ihlr-16514	425	32	care	care	PROPN
ihlr-16514	425	33	access	access	NOUN
ihlr-16514	425	34	as	as	ADP
ihlr-16514	425	35	a	a	DET
ihlr-16514	425	36	fundamental	fundamental	ADJ
ihlr-16514	425	37	human	human	ADJ
ihlr-16514	425	38	right	right	NOUN
ihlr-16514	425	39	categorized	categorize	VERB
ihlr-16514	425	40	accessibility	accessibility	NOUN
ihlr-16514	425	41	as	as	ADP
ihlr-16514	425	42	having	have	VERB
ihlr-16514	425	43	four	four	NUM
ihlr-16514	425	44	distinct	distinct	ADJ
ihlr-16514	425	45	,	,	PUNCT
ihlr-16514	425	46	overlapping	overlap	VERB
ihlr-16514	425	47	elements	element	NOUN
ihlr-16514	425	48	.	.	PUNCT
ihlr-16514	426	1	113	113	NUM
ihlr-16514	426	2	the	the	DET
ihlr-16514	426	3	frrst	frrst	ADJ
ihlr-16514	426	4	step	step	NOUN
ihlr-16514	426	5	in	in	ADP
ihlr-16514	426	6	providing	provide	VERB
ihlr-16514	426	7	equal	equal	ADJ
ihlr-16514	426	8	access	access	NOUN
ihlr-16514	426	9	to	to	ADP
ihlr-16514	426	10	health	health	NOUN
ihlr-16514	426	11	care	care	NOUN
ihlr-16514	426	12	is	be	AUX
ihlr-16514	426	13	making	make	VERB
ihlr-16514	426	14	providers	provider	NOUN
ihlr-16514	426	15	implement	implement	VERB
ihlr-16514	426	16	non	non	ADJ
ihlr-16514	426	17	-	-	ADJ
ihlr-16514	426	18	discriminatory	discriminatory	ADJ
ihlr-16514	426	19	practices	practice	NOUN
ihlr-16514	426	20	.	.	PUNCT
ihlr-16514	427	1	114	114	NUM
ihlr-16514	428	1	this	this	PRON
ihlr-16514	428	2	means	mean	VERB
ihlr-16514	428	3	that	that	SCONJ
ihlr-16514	428	4	unfettered	unfettered	ADJ
ihlr-16514	428	5	access	access	NOUN
ihlr-16514	428	6	to	to	ADP
ihlr-16514	428	7	the	the	DET
ihlr-16514	428	8	nation	nation	NOUN
ihlr-16514	428	9	's	's	PART
ihlr-16514	428	10	best	good	ADJ
ihlr-16514	428	11	health	health	NOUN
ihlr-16514	428	12	care	care	NOUN
ihlr-16514	428	13	providers	provider	NOUN
ihlr-16514	428	14	must	must	AUX
ihlr-16514	428	15	be	be	AUX
ihlr-16514	428	16	granted	grant	VERB
ihlr-16514	428	17	to	to	ADP
ihlr-16514	428	18	all	all	DET
ihlr-16514	428	19	people	people	NOUN
ihlr-16514	428	20	regard­	regard­	NOUN
ihlr-16514	428	21	less	less	ADJ
ihlr-16514	428	22	of	of	ADP
ihlr-16514	428	23	gender	gender	NOUN
ihlr-16514	428	24	,	,	PUNCT
ihlr-16514	428	25	race	race	NOUN
ihlr-16514	428	26	,	,	PUNCT
ihlr-16514	428	27	and	and	CCONJ
ihlr-16514	428	28	socio	socio	NOUN
ihlr-16514	428	29	-	-	PUNCT
ihlr-16514	428	30	economic	economic	ADJ
ihlr-16514	428	31	status	status	NOUN
ihlr-16514	428	32	.	.	PUNCT
ihlr-16514	429	1	lis	li	NOUN
ihlr-16514	429	2	currently	currently	ADV
ihlr-16514	429	3	,	,	PUNCT
ihlr-16514	429	4	the	the	DET
ihlr-16514	429	5	socio­	socio­	NOUN
ihlr-16514	429	6	economic	economic	ADJ
ihlr-16514	429	7	barriers	barrier	NOUN
ihlr-16514	429	8	in	in	ADP
ihlr-16514	429	9	america	america	PROPN
ihlr-16514	429	10	are	be	AUX
ihlr-16514	429	11	not	not	PART
ihlr-16514	429	12	allowing	allow	VERB
ihlr-16514	429	13	this	this	PRON
ihlr-16514	429	14	to	to	PART
ihlr-16514	429	15	occur	occur	VERB
ihlr-16514	429	16	.	.	PUNCT
ihlr-16514	430	1	the	the	DET
ihlr-16514	430	2	implementa­	implementa­	PROPN
ihlr-16514	430	3	tion	tion	NOUN
ihlr-16514	430	4	of	of	ADP
ihlr-16514	430	5	hsas	hsa	NOUN
ihlr-16514	430	6	will	will	AUX
ihlr-16514	430	7	only	only	ADV
ihlr-16514	430	8	exacerbate	exacerbate	VERB
ihlr-16514	430	9	this	this	DET
ihlr-16514	430	10	problem	problem	NOUN
ihlr-16514	430	11	among	among	ADP
ihlr-16514	430	12	the	the	DET
ihlr-16514	430	13	lower	low	ADJ
ihlr-16514	430	14	socio­	socio­	NOUN
ihlr-16514	430	15	economic	economic	ADJ
ihlr-16514	430	16	classes	class	NOUN
ihlr-16514	430	17	because	because	SCONJ
ihlr-16514	430	18	as	as	SCONJ
ihlr-16514	430	19	previously	previously	ADV
ihlr-16514	430	20	mentioned	mention	VERB
ihlr-16514	430	21	,	,	PUNCT
ihlr-16514	430	22	one	one	NUM
ihlr-16514	430	23	of	of	ADP
ihlr-16514	430	24	the	the	DET
ihlr-16514	430	25	flaws	flaw	NOUN
ihlr-16514	430	26	surround­	surround­	ADJ
ihlr-16514	430	27	ing	ing	ADJ
ihlr-16514	430	28	hsas	hsa	NOUN
ihlr-16514	430	29	is	be	AUX
ihlr-16514	430	30	the	the	DET
ihlr-16514	430	31	inability	inability	NOUN
ihlr-16514	430	32	of	of	ADP
ihlr-16514	430	33	the	the	DET
ihlr-16514	430	34	indigent	indigent	NOUN
ihlr-16514	430	35	to	to	PART
ihlr-16514	430	36	meet	meet	VERB
ihlr-16514	430	37	the	the	DET
ihlr-16514	430	38	required	require	VERB
ihlr-16514	430	39	deductibles	deductible	NOUN
ihlr-16514	430	40	.	.	PUNCT
ihlr-16514	431	1	116	116	NUM
ihlr-16514	431	2	the	the	DET
ihlr-16514	431	3	second	second	ADJ
ihlr-16514	431	4	element	element	NOUN
ihlr-16514	431	5	of	of	ADP
ihlr-16514	431	6	accessibility	accessibility	NOUN
ihlr-16514	431	7	concerns	concern	VERB
ihlr-16514	431	8	one	one	PRON
ihlr-16514	431	9	's	's	PART
ihlr-16514	431	10	physical	physical	ADJ
ihlr-16514	431	11	ability	ability	NOUN
ihlr-16514	431	12	to	to	PART
ihlr-16514	431	13	get	get	VERB
ihlr-16514	431	14	to	to	ADP
ihlr-16514	431	15	health	health	NOUN
ihlr-16514	431	16	care	care	NOUN
ihlr-16514	431	17	facilities	facility	NOUN
ihlr-16514	431	18	.	.	PUNCT
ihlr-16514	432	1	117	117	NUM
ihlr-16514	432	2	this	this	PRON
ihlr-16514	432	3	means	mean	VERB
ihlr-16514	432	4	that	that	SCONJ
ihlr-16514	432	5	adequate	adequate	ADJ
ihlr-16514	432	6	health	health	NOUN
ihlr-16514	432	7	care	care	NOUN
ihlr-16514	432	8	should	should	AUX
ihlr-16514	432	9	be	be	AUX
ihlr-16514	432	10	"	"	PUNCT
ihlr-16514	432	11	within	within	ADP
ihlr-16514	432	12	safe	safe	ADJ
ihlr-16514	432	13	physical	physical	ADJ
ihlr-16514	432	14	reach	reach	NOUN
ihlr-16514	432	15	for	for	ADP
ihlr-16514	432	16	all	all	DET
ihlr-16514	432	17	sections	section	NOUN
ihlr-16514	432	18	of	of	ADP
ihlr-16514	432	19	the	the	DET
ihlr-16514	432	20	population	population	NOUN
ihlr-16514	432	21	,	,	PUNCT
ihlr-16514	432	22	especially	especially	ADV
ihlr-16514	432	23	vulner­	vulner­	ADJ
ihlr-16514	432	24	able	able	ADJ
ihlr-16514	432	25	or	or	CCONJ
ihlr-16514	432	26	marginalized	marginalized	ADJ
ihlr-16514	432	27	groups	group	NOUN
ihlr-16514	432	28	.	.	PUNCT
ihlr-16514	433	1	"118	"118	PROPN
ihlr-16514	433	2	the	the	DET
ihlr-16514	433	3	third	third	ADJ
ihlr-16514	433	4	and	and	CCONJ
ihlr-16514	433	5	fourth	fourth	ADJ
ihlr-16514	433	6	prerequisites	prerequisite	NOUN
ihlr-16514	433	7	for	for	ADP
ihlr-16514	433	8	better	well	ADJ
ihlr-16514	433	9	system	system	NOUN
ihlr-16514	433	10	accessibility	accessibility	NOUN
ihlr-16514	433	11	involve	involve	VERB
ihlr-16514	433	12	economic	economic	ADJ
ihlr-16514	433	13	and	and	CCONJ
ihlr-16514	433	14	information	information	NOUN
ihlr-16514	433	15	accessibility.119	accessibility.119	INTJ
ihlr-16514	433	16	this	this	PRON
ihlr-16514	433	17	simply	simply	ADV
ihlr-16514	433	18	means	mean	VERB
ihlr-16514	433	19	that	that	SCONJ
ihlr-16514	433	20	all	all	DET
ihlr-16514	433	21	aspects	aspect	NOUN
ihlr-16514	433	22	of	of	ADP
ihlr-16514	433	23	the	the	DET
ihlr-16514	433	24	population	population	NOUN
ihlr-16514	433	25	should	should	AUX
ihlr-16514	433	26	be	be	AUX
ihlr-16514	433	27	able	able	ADJ
ihlr-16514	433	28	to	to	PART
ihlr-16514	433	29	experience	experience	VERB
ihlr-16514	433	30	quality	quality	NOUN
ihlr-16514	433	31	health	health	NOUN
ihlr-16514	433	32	care	care	NOUN
ihlr-16514	433	33	at	at	ADP
ihlr-16514	433	34	an	an	DET
ihlr-16514	433	35	afford­	afford­	NOUN
ihlr-16514	433	36	able	able	ADJ
ihlr-16514	433	37	price	price	NOUN
ihlr-16514	433	38	.	.	PUNCT
ihlr-16514	434	1	moreover	moreover	ADV
ihlr-16514	434	2	,	,	PUNCT
ihlr-16514	434	3	the	the	DET
ihlr-16514	434	4	entire	entire	ADJ
ihlr-16514	434	5	population	population	NOUN
ihlr-16514	434	6	should	should	AUX
ihlr-16514	434	7	have	have	VERB
ihlr-16514	434	8	access	access	NOUN
ihlr-16514	434	9	to	to	ADP
ihlr-16514	434	10	adequate	adequate	ADJ
ihlr-16514	434	11	in~	in~	NOUN
ihlr-16514	434	12	111	111	NUM
ihlr-16514	434	13	contra	contra	PROPN
ihlr-16514	434	14	mary	mary	PROPN
ihlr-16514	434	15	anne	anne	PROPN
ihlr-16514	434	16	bobinski	bobinski	PROPN
ihlr-16514	434	17	,	,	PUNCT
ihlr-16514	434	18	health	health	NOUN
ihlr-16514	434	19	disparities	disparity	NOUN
ihlr-16514	434	20	in	in	ADP
ihlr-16514	434	21	health	health	NOUN
ihlr-16514	434	22	care	care	NOUN
ihlr-16514	434	23	:	:	PUNCT
ihlr-16514	434	24	wrongs	wrong	NOUN
ihlr-16514	434	25	in	in	ADP
ihlr-16514	434	26	search	search	NOUN
ihlr-16514	434	27	of	of	ADP
ihlr-16514	434	28	a	a	DET
ihlr-16514	434	29	right	right	NOUN
ihlr-16514	434	30	,	,	PUNCT
ihlr-16514	434	31	29	29	NUM
ihlr-16514	434	32	am	am	NOUN
ihlr-16514	434	33	.	.	PUNCT
ihlr-16514	435	1	j.l	j.l	PROPN
ihlr-16514	435	2	.	.	PROPN
ihlr-16514	435	3	&	&	CCONJ
ihlr-16514	435	4	med	med	PROPN
ihlr-16514	435	5	.	.	PROPN
ihlr-16514	435	6	363	363	NUM
ihlr-16514	435	7	,	,	PUNCT
ihlr-16514	435	8	365	365	NUM
ihlr-16514	435	9	-	-	SYM
ihlr-16514	435	10	66	66	NUM
ihlr-16514	435	11	(	(	PUNCT
ihlr-16514	435	12	2003	2003	NUM
ihlr-16514	435	13	)	)	PUNCT
ihlr-16514	435	14	(	(	PUNCT
ihlr-16514	435	15	suggesting	suggest	VERB
ihlr-16514	435	16	that	that	SCONJ
ihlr-16514	435	17	socio	socio	NOUN
ihlr-16514	435	18	-	-	PUNCT
ihlr-16514	435	19	economic	economic	ADJ
ihlr-16514	435	20	factors	factor	NOUN
ihlr-16514	435	21	are	be	AUX
ihlr-16514	435	22	not	not	PART
ihlr-16514	435	23	the	the	DET
ihlr-16514	435	24	sole	sole	ADJ
ihlr-16514	435	25	reason	reason	NOUN
ihlr-16514	435	26	that	that	SCONJ
ihlr-16514	435	27	there	there	PRON
ihlr-16514	435	28	is	be	VERB
ihlr-16514	435	29	unequal	unequal	ADJ
ihlr-16514	435	30	access	access	NOUN
ihlr-16514	435	31	to	to	ADP
ihlr-16514	435	32	health	health	NOUN
ihlr-16514	435	33	care	care	NOUN
ihlr-16514	435	34	and	and	CCONJ
ihlr-16514	435	35	also	also	ADV
ihlr-16514	435	36	attributing	attribute	VERB
ihlr-16514	435	37	the	the	DET
ihlr-16514	435	38	inequity	inequity	NOUN
ihlr-16514	435	39	of	of	ADP
ihlr-16514	435	40	access	access	NOUN
ihlr-16514	435	41	to	to	ADP
ihlr-16514	435	42	health	health	NOUN
ihlr-16514	435	43	care	care	NOUN
ihlr-16514	435	44	goods	good	NOUN
ihlr-16514	435	45	and	and	CCONJ
ihlr-16514	435	46	services	service	NOUN
ihlr-16514	435	47	to	to	ADP
ihlr-16514	435	48	race	race	NOUN
ihlr-16514	435	49	and	and	CCONJ
ihlr-16514	435	50	gender	gender	NOUN
ihlr-16514	435	51	)	)	PUNCT
ihlr-16514	435	52	;	;	PUNCT
ihlr-16514	435	53	epstein	epstein	PROPN
ihlr-16514	435	54	,	,	PUNCT
ihlr-16514	435	55	supra	supra	PROPN
ihlr-16514	435	56	note	note	PROPN
ihlr-16514	435	57	97	97	NUM
ihlr-16514	435	58	,	,	PUNCT
ihlr-16514	435	59	at	at	ADP
ihlr-16514	435	60	112	112	NUM
ihlr-16514	435	61	-	-	SYM
ihlr-16514	435	62	13	13	NUM
ihlr-16514	435	63	(	(	PUNCT
ihlr-16514	435	64	explaining	explain	VERB
ihlr-16514	435	65	that	that	SCONJ
ihlr-16514	435	66	the	the	DET
ihlr-16514	435	67	solution	solution	NOUN
ihlr-16514	435	68	to	to	ADP
ihlr-16514	435	69	solving	solve	VERB
ihlr-16514	435	70	america	america	PROPN
ihlr-16514	435	71	's	's	PART
ihlr-16514	435	72	inability	inability	NOUN
ihlr-16514	435	73	to	to	PART
ihlr-16514	435	74	provide	provide	VERB
ihlr-16514	435	75	universal	universal	ADJ
ihlr-16514	435	76	health	health	NOUN
ihlr-16514	435	77	coverage	coverage	NOUN
ihlr-16514	435	78	is	be	AUX
ihlr-16514	435	79	not	not	PART
ihlr-16514	435	80	going	go	VERB
ihlr-16514	435	81	to	to	PART
ihlr-16514	435	82	be	be	AUX
ihlr-16514	435	83	found	find	VERB
ihlr-16514	435	84	in	in	ADP
ihlr-16514	435	85	consumer	consumer	NOUN
ihlr-16514	435	86	driven	drive	VERB
ihlr-16514	435	87	plans	plan	NOUN
ihlr-16514	435	88	,	,	PUNCT
ihlr-16514	435	89	rather	rather	ADV
ihlr-16514	435	90	it	it	PRON
ihlr-16514	435	91	will	will	AUX
ihlr-16514	435	92	require	require	VERB
ihlr-16514	435	93	changes	change	NOUN
ihlr-16514	435	94	that	that	PRON
ihlr-16514	435	95	equalize	equalize	VERB
ihlr-16514	435	96	the	the	DET
ihlr-16514	435	97	opportunities	opportunity	NOUN
ihlr-16514	435	98	oflife	oflife	NOUN
ihlr-16514	435	99	across	across	ADP
ihlr-16514	435	100	america	america	PROPN
ihlr-16514	435	101	's	's	PART
ihlr-16514	435	102	population	population	NOUN
ihlr-16514	435	103	)	)	PUNCT
ihlr-16514	435	104	.	.	PUNCT
ihlr-16514	436	1	112	112	NUM
ihlr-16514	436	2	pereira	pereira	PROPN
ihlr-16514	436	3	,	,	PUNCT
ihlr-16514	436	4	supra	supra	PROPN
ihlr-16514	436	5	note	note	PROPN
ihlr-16514	436	6	92	92	NUM
ihlr-16514	436	7	,	,	PUNCT
ihlr-16514	436	8	at	at	ADP
ihlr-16514	436	9	481	481	NUM
ihlr-16514	436	10	-	-	SYM
ihlr-16514	436	11	90	90	NUM
ihlr-16514	436	12	.	.	NOUN
ihlr-16514	436	13	113	113	NUM
ihlr-16514	436	14	!	!	PUNCT
ihlr-16514	437	1	d.	d.	PROPN
ihlr-16514	437	2	at	at	ADP
ihlr-16514	437	3	487	487	NUM
ihlr-16514	437	4	.	.	NUM
ihlr-16514	437	5	114	114	NUM
ihlr-16514	437	6	jd	jd	PROPN
ihlr-16514	437	7	.	.	PROPN
ihlr-16514	438	1	115	115	NUM
ihlr-16514	438	2	jd	jd	PROPN
ihlr-16514	438	3	116	116	NUM
ihlr-16514	438	4	kozak	kozak	PROPN
ihlr-16514	438	5	,	,	PUNCT
ihlr-16514	438	6	supra	supra	PROPN
ihlr-16514	438	7	note	note	PROPN
ihlr-16514	438	8	57	57	NUM
ihlr-16514	438	9	,	,	PUNCT
ihlr-16514	438	10	at	at	ADP
ihlr-16514	438	11	60	60	NUM
ihlr-16514	438	12	.	.	PUNCT
ihlr-16514	438	13	!	!	PUNCT
ihlr-16514	438	14	'	'	PUNCT
ihlr-16514	438	15	)	)	PUNCT
ihlr-16514	439	1	li	li	PROPN
ihlr-16514	439	2	11	11	NUM
ihlr-16514	439	3	~	~	PUNCT
ihlr-16514	439	4	pereira	pereira	PROPN
ihlr-16514	439	5	,	,	PUNCT
ihlr-16514	439	6	~upra	~upra	PROPN
ihlr-16514	439	7	note	note	VERB
ihlr-16514	439	8	92	92	NUM
ihlr-16514	439	9	,	,	PUNCT
ihlr-16514	439	10	at	at	ADP
ihlr-16514	439	11	488	488	NUM
ihlr-16514	439	12	(	(	PUNCT
ihlr-16514	439	13	"	"	PUNCT
ihlr-16514	439	14	accessibility	accessibility	NOUN
ihlr-16514	439	15	also	also	ADV
ihlr-16514	439	16	implies	imply	VERB
ihlr-16514	439	17	that	that	SCONJ
ihlr-16514	439	18	medical	medical	ADJ
ihlr-16514	439	19	~~ces	~~ces	NUM
ihlr-16514	439	20	~~	~~	NUM
ihlr-16514	439	21	uftderlymg	uftderlymg	ADJ
ihlr-16514	439	22	determmants	determmant	NOUN
ihlr-16514	439	23	ofhealth	ofhealth	PROPN
ihlr-16514	439	24	,	,	PUNCT
ihlr-16514	439	25	such	such	ADJ
ihlr-16514	439	26	as	as	ADP
ihlr-16514	439	27	safe	safe	ADJ
ihlr-16514	439	28	and	and	CCONJ
ihlr-16514	439	29	potable	potable	ADJ
ihlr-16514	439	30	water	water	NOUN
ihlr-16514	439	31	and	and	CCONJ
ihlr-16514	439	32	adequate	adequate	ADJ
ihlr-16514	439	33	santtation	santtation	NOUN
ihlr-16514	439	34	facili­	facili­	NOUN
ihlr-16514	439	35	ties	tie	NOUN
ihlr-16514	439	36	,	,	PUNCT
ihlr-16514	439	37	are	be	AUX
ihlr-16514	439	38	within	within	ADP
ihlr-16514	439	39	safe	safe	ADJ
ihlr-16514	439	40	physical	physical	ADJ
ihlr-16514	439	41	reach	reach	NOUN
ihlr-16514	439	42	,	,	PUNCT
ihlr-16514	439	43	including	include	VERB
ihlr-16514	439	44	in	in	ADP
ihlr-16514	439	45	rural	rural	ADJ
ihlr-16514	439	46	areas	area	NOUN
ihlr-16514	439	47	.	.	PUNCT
ihlr-16514	440	1	accessibility	accessibility	NOUN
ihlr-16514	440	2	further	far	ADV
ihlr-16514	440	3	includes	include	VERB
ihlr-16514	440	4	ade­	ade­	PROPN
ihlr-16514	440	5	quate	quate	PROPN
ihlr-16514	440	6	access	access	NOUN
ihlr-16514	440	7	to	to	ADP
ihlr-16514	440	8	buildings	building	NOUN
ihlr-16514	440	9	for	for	ADP
ihlr-16514	440	10	persons	person	NOUN
ihlr-16514	440	11	with	with	ADP
ihlr-16514	440	12	disabilities	disability	NOUN
ihlr-16514	440	13	.	.	PUNCT
ihlr-16514	440	14	"	"	PUNCT
ihlr-16514	440	15	)	)	PUNCT
ihlr-16514	440	16	.	.	PUNCT
ihlr-16514	441	1	118	118	NUM
ihlr-16514	441	2	!	!	X
ihlr-16514	441	3	d.	d.	PROPN
ihlr-16514	441	4	at	at	ADP
ihlr-16514	441	5	487	487	NUM
ihlr-16514	441	6	.	.	PUNCT
ihlr-16514	441	7	119	119	NUM
ihlr-16514	441	8	!	!	PUNCT
ihlr-16514	442	1	d.	d.	PROPN
ihlr-16514	442	2	at	at	ADP
ihlr-16514	442	3	488	488	NUM
ihlr-16514	442	4	.	.	PUNCT
ihlr-16514	443	1	2007	2007	NUM
ihlr-16514	443	2	]	]	PUNCT
ihlr-16514	443	3	hsas	hsa	NOUN
ihlr-16514	443	4	and	and	CCONJ
ihlr-16514	443	5	small	small	ADJ
ihlr-16514	443	6	business	business	NOUN
ihlr-16514	443	7	:	:	PUNCT
ihlr-16514	443	8	cost	cost	NOUN
ihlr-16514	443	9	,	,	PUNCT
ihlr-16514	443	10	quality	quality	NOUN
ihlr-16514	443	11	,	,	PUNCT
ihlr-16514	443	12	and	and	CCONJ
ihlr-16514	443	13	access	access	NOUN
ihlr-16514	443	14	307	307	NUM
ihlr-16514	443	15	formation	formation	NOUN
ihlr-16514	443	16	and	and	CCONJ
ihlr-16514	443	17	the	the	DET
ihlr-16514	443	18	necessary	necessary	ADJ
ihlr-16514	443	19	means	mean	NOUN
ihlr-16514	443	20	to	to	PART
ihlr-16514	443	21	process	process	VERB
ihlr-16514	443	22	that	that	DET
ihlr-16514	443	23	information	information	NOUN
ihlr-16514	443	24	effectively	effectively	ADV
ihlr-16514	443	25	read­	read­	AUX
ihlr-16514	443	26	ily	ily	ADV
ihlr-16514	443	27	available	available	ADJ
ihlr-16514	443	28	to	to	PART
ihlr-16514	443	29	assist	assist	VERB
ihlr-16514	443	30	in	in	ADP
ihlr-16514	443	31	making	make	VERB
ihlr-16514	443	32	health	health	NOUN
ihlr-16514	443	33	care	care	NOUN
ihlr-16514	443	34	consumption	consumption	NOUN
ihlr-16514	443	35	decisions	decision	NOUN
ihlr-16514	443	36	.	.	PUNCT
ihlr-16514	444	1	the	the	DET
ihlr-16514	444	2	pri­	pri­	PROPN
ihlr-16514	444	3	mary	mary	PROPN
ihlr-16514	444	4	role	role	NOUN
ihlr-16514	444	5	ofhsas	ofhsa	NOUN
ihlr-16514	444	6	would	would	AUX
ihlr-16514	444	7	be	be	AUX
ihlr-16514	444	8	to	to	PART
ihlr-16514	444	9	fulfill	fulfill	VERB
ihlr-16514	444	10	the	the	DET
ihlr-16514	444	11	third	third	ADJ
ihlr-16514	444	12	and	and	CCONJ
ihlr-16514	444	13	fourth	fourth	ADJ
ihlr-16514	444	14	categories	category	NOUN
ihlr-16514	444	15	but	but	CCONJ
ihlr-16514	444	16	would	would	AUX
ihlr-16514	444	17	likely	likely	ADV
ihlr-16514	444	18	do	do	VERB
ihlr-16514	444	19	little	little	ADJ
ihlr-16514	444	20	to	to	PART
ihlr-16514	444	21	address	address	VERB
ihlr-16514	444	22	the	the	DET
ihlr-16514	444	23	non	non	ADJ
ihlr-16514	444	24	-	-	NOUN
ihlr-16514	444	25	discrimination	discrimination	ADJ
ihlr-16514	444	26	and	and	CCONJ
ihlr-16514	444	27	physical	physical	ADJ
ihlr-16514	444	28	access	access	NOUN
ihlr-16514	444	29	require­	require­	PROPN
ihlr-16514	444	30	ments	ment	NOUN
ihlr-16514	444	31	for	for	ADP
ihlr-16514	444	32	equal	equal	ADJ
ihlr-16514	444	33	access	access	NOUN
ihlr-16514	444	34	.	.	PUNCT
ihlr-16514	445	1	hence	hence	ADV
ihlr-16514	445	2	,	,	PUNCT
ihlr-16514	445	3	even	even	ADV
ihlr-16514	445	4	portions	portion	NOUN
ihlr-16514	445	5	of	of	ADP
ihlr-16514	445	6	the	the	DET
ihlr-16514	445	7	population	population	NOUN
ihlr-16514	445	8	outside	outside	ADP
ihlr-16514	445	9	of	of	ADP
ihlr-16514	445	10	small	small	ADJ
ihlr-16514	445	11	business	business	NOUN
ihlr-16514	445	12	employment	employment	NOUN
ihlr-16514	445	13	are	be	AUX
ihlr-16514	445	14	unable	unable	ADJ
ihlr-16514	445	15	to	to	PART
ihlr-16514	445	16	secure	secure	VERB
ihlr-16514	445	17	health	health	NOUN
ihlr-16514	445	18	care	care	NOUN
ihlr-16514	445	19	under	under	ADP
ihlr-16514	445	20	the	the	DET
ihlr-16514	445	21	current	current	ADJ
ihlr-16514	445	22	hsa	hsa	PROPN
ihlr-16514	445	23	plans	plan	NOUN
ihlr-16514	445	24	that	that	PRON
ihlr-16514	445	25	promote	promote	VERB
ihlr-16514	445	26	a	a	DET
ihlr-16514	445	27	market	market	NOUN
ihlr-16514	445	28	-	-	PUNCT
ihlr-16514	445	29	based	base	VERB
ihlr-16514	445	30	solution	solution	NOUN
ihlr-16514	445	31	.	.	PUNCT
ihlr-16514	446	1	if	if	SCONJ
ihlr-16514	446	2	hsas	hsa	NOUN
ihlr-16514	446	3	were	be	AUX
ihlr-16514	446	4	intended	intend	VERB
ihlr-16514	446	5	,	,	PUNCT
ihlr-16514	446	6	at	at	ADP
ihlr-16514	446	7	least	least	ADJ
ihlr-16514	446	8	in	in	ADP
ihlr-16514	446	9	part	part	NOUN
ihlr-16514	446	10	,	,	PUNCT
ihlr-16514	446	11	to	to	PART
ihlr-16514	446	12	reduce	reduce	VERB
ihlr-16514	446	13	health	health	NOUN
ihlr-16514	446	14	related	relate	VERB
ihlr-16514	446	15	expenses	expense	NOUN
ihlr-16514	446	16	in	in	ADP
ihlr-16514	446	17	this	this	DET
ihlr-16514	446	18	new	new	ADJ
ihlr-16514	446	19	era	era	NOUN
ihlr-16514	446	20	of	of	ADP
ihlr-16514	446	21	rapidly	rapidly	ADV
ihlr-16514	446	22	advancing	advance	VERB
ihlr-16514	446	23	technology	technology	NOUN
ihlr-16514	446	24	,	,	PUNCT
ihlr-16514	446	25	while	while	SCONJ
ihlr-16514	446	26	likewise	likewise	ADV
ihlr-16514	446	27	,	,	PUNCT
ihlr-16514	446	28	increasing	increase	VERB
ihlr-16514	446	29	ac­	ac­	PUNCT
ihlr-16514	446	30	cess	cess	NOUN
ihlr-16514	446	31	to	to	ADP
ihlr-16514	446	32	the	the	DET
ihlr-16514	446	33	american	american	PROPN
ihlr-16514	446	34	health	health	PROPN
ihlr-16514	446	35	care	care	NOUN
ihlr-16514	446	36	system	system	NOUN
ihlr-16514	446	37	for	for	ADP
ihlr-16514	446	38	all	all	PRON
ihlr-16514	446	39	,	,	PUNCT
ihlr-16514	446	40	then	then	ADV
ihlr-16514	446	41	hsas	hsa	NOUN
ihlr-16514	446	42	have	have	AUX
ihlr-16514	446	43	not	not	PART
ihlr-16514	446	44	yet	yet	ADV
ihlr-16514	446	45	suc­	suc­	NOUN
ihlr-16514	446	46	ceeded	ceede	VERB
ihlr-16514	446	47	.	.	PUNCT
ihlr-16514	447	1	too	too	ADV
ihlr-16514	447	2	many	many	ADJ
ihlr-16514	447	3	problems	problem	NOUN
ihlr-16514	447	4	remain	remain	VERB
ihlr-16514	447	5	regarding	regard	VERB
ihlr-16514	447	6	how	how	SCONJ
ihlr-16514	447	7	to	to	PART
ihlr-16514	447	8	handle	handle	VERB
ihlr-16514	447	9	chronic	chronic	ADJ
ihlr-16514	447	10	illness	illness	NOUN
ihlr-16514	447	11	,	,	PUNCT
ihlr-16514	447	12	elderly	elderly	ADJ
ihlr-16514	447	13	care	care	NOUN
ihlr-16514	447	14	,	,	PUNCT
ihlr-16514	447	15	and	and	CCONJ
ihlr-16514	447	16	impoverished	impoverished	ADJ
ihlr-16514	447	17	americans	americans	PROPN
ihlr-16514	447	18	'	'	PART
ihlr-16514	447	19	inability	inability	NOUN
ihlr-16514	447	20	to	to	PART
ihlr-16514	447	21	afford	afford	VERB
ihlr-16514	447	22	care	care	NOUN
ihlr-16514	447	23	.	.	PUNCT
ihlr-16514	448	1	iv	iv	X
ihlr-16514	448	2	.	.	PUNCT
ihlr-16514	448	3	small	small	ADJ
ihlr-16514	448	4	businesses	business	NOUN
ihlr-16514	448	5	and	and	CCONJ
ihlr-16514	448	6	the	the	DET
ihlr-16514	448	7	uninsured	uninsured	NOUN
ihlr-16514	448	8	:	:	PUNCT
ihlr-16514	448	9	struggles	struggle	VERB
ihlr-16514	448	10	with	with	ADP
ihlr-16514	448	11	hsas	hsas	PROPN
ihlr-16514	448	12	america	america	PROPN
ihlr-16514	448	13	's	's	PART
ihlr-16514	448	14	low	low	ADJ
ihlr-16514	448	15	-	-	PUNCT
ihlr-16514	448	16	wage	wage	NOUN
ihlr-16514	448	17	earners	earner	NOUN
ihlr-16514	448	18	tend	tend	VERB
ihlr-16514	448	19	to	to	PART
ihlr-16514	448	20	work	work	VERB
ihlr-16514	448	21	for	for	ADP
ihlr-16514	448	22	employers	employer	NOUN
ihlr-16514	448	23	who	who	PRON
ihlr-16514	448	24	do	do	AUX
ihlr-16514	448	25	not	not	PART
ihlr-16514	448	26	pro­	pro­	VERB
ihlr-16514	448	27	vide	vide	NOUN
ihlr-16514	448	28	health	health	NOUN
ihlr-16514	448	29	insurance	insurance	NOUN
ihlr-16514	448	30	coverage	coverage	NOUN
ihlr-16514	448	31	.	.	PUNCT
ihlr-16514	449	1	"	"	PUNCT
ihlr-16514	449	2	typically	typically	ADV
ihlr-16514	449	3	,	,	PUNCT
ihlr-16514	449	4	the	the	DET
ihlr-16514	449	5	uninsured	uninsured	NOUN
ihlr-16514	449	6	are	be	AUX
ihlr-16514	449	7	unemployed	unemployed	ADJ
ihlr-16514	449	8	,	,	PUNCT
ihlr-16514	449	9	self	self	NOUN
ihlr-16514	449	10	-	-	PUNCT
ihlr-16514	449	11	employed	employ	VERB
ihlr-16514	449	12	,	,	PUNCT
ihlr-16514	449	13	work	work	NOUN
ihlr-16514	449	14	for	for	ADP
ihlr-16514	449	15	small	small	ADJ
ihlr-16514	449	16	businesses	business	NOUN
ihlr-16514	449	17	,	,	PUNCT
ihlr-16514	449	18	or	or	CCONJ
ihlr-16514	449	19	work	work	VERB
ihlr-16514	449	20	part	part	NOUN
ihlr-16514	449	21	time	time	NOUN
ihlr-16514	449	22	.	.	PUNCT
ihlr-16514	450	1	"	"	PUNCT
ihlr-16514	450	2	120	120	NUM
ihlr-16514	450	3	the	the	DET
ihlr-16514	450	4	majority	majority	NOUN
ihlr-16514	450	5	of	of	ADP
ihlr-16514	450	6	the	the	DET
ihlr-16514	450	7	american	american	PROPN
ihlr-16514	450	8	work	work	NOUN
ihlr-16514	450	9	force	force	NOUN
ihlr-16514	450	10	is	be	AUX
ihlr-16514	450	11	employed	employ	VERB
ihlr-16514	450	12	by	by	ADP
ihlr-16514	450	13	companies	company	NOUN
ihlr-16514	450	14	with	with	ADP
ihlr-16514	450	15	less	less	ADJ
ihlr-16514	450	16	than	than	ADP
ihlr-16514	450	17	fifty	fifty	NUM
ihlr-16514	450	18	em­	em­	NOUN
ihlr-16514	450	19	ployees	ployee	NOUN
ihlr-16514	450	20	.	.	PUNCT
ihlr-16514	451	1	121	121	NUM
ihlr-16514	451	2	this	this	DET
ihlr-16514	451	3	statistic	statistic	NOUN
ihlr-16514	451	4	reflects	reflect	VERB
ihlr-16514	451	5	the	the	DET
ihlr-16514	451	6	propensity	propensity	NOUN
ihlr-16514	451	7	of	of	ADP
ihlr-16514	451	8	small	small	ADJ
ihlr-16514	451	9	companies	company	NOUN
ihlr-16514	451	10	to	to	PART
ihlr-16514	451	11	hesitate	hesitate	VERB
ihlr-16514	451	12	in	in	ADP
ihlr-16514	451	13	introducing	introduce	VERB
ihlr-16514	451	14	health	health	NOUN
ihlr-16514	451	15	insurance	insurance	NOUN
ihlr-16514	451	16	plans	plan	NOUN
ihlr-16514	451	17	to	to	ADP
ihlr-16514	451	18	their	their	PRON
ihlr-16514	451	19	employees	employee	NOUN
ihlr-16514	451	20	due	due	ADJ
ihlr-16514	451	21	to	to	PART
ihlr-16514	451	22	cost.122	cost.122	VERB
ihlr-16514	451	23	the	the	DET
ihlr-16514	451	24	intro­	intro­	NOUN
ihlr-16514	451	25	duction	duction	NOUN
ihlr-16514	451	26	ofhsas	ofhsa	NOUN
ihlr-16514	451	27	,	,	PUNCT
ihlr-16514	451	28	however	however	ADV
ihlr-16514	451	29	,	,	PUNCT
ihlr-16514	451	30	will	will	AUX
ihlr-16514	451	31	purportedly	purportedly	ADV
ihlr-16514	451	32	allow	allow	VERB
ihlr-16514	451	33	reluctant	reluctant	ADJ
ihlr-16514	451	34	employers	employer	NOUN
ihlr-16514	451	35	to	to	PART
ihlr-16514	451	36	pass	pass	VERB
ihlr-16514	451	37	more	more	ADJ
ihlr-16514	451	38	of	of	ADP
ihlr-16514	451	39	the	the	DET
ihlr-16514	451	40	health	health	NOUN
ihlr-16514	451	41	insurance	insurance	NOUN
ihlr-16514	451	42	costs	cost	VERB
ihlr-16514	451	43	on	on	ADP
ihlr-16514	451	44	to	to	ADP
ihlr-16514	451	45	their	their	PRON
ihlr-16514	451	46	employees	employee	NOUN
ihlr-16514	451	47	.	.	PUNCT
ihlr-16514	452	1	123	123	NUM
ihlr-16514	452	2	furthermore	furthermore	ADV
ihlr-16514	452	3	,	,	PUNCT
ihlr-16514	452	4	hsas	hsa	NOUN
ihlr-16514	452	5	actually	actually	ADV
ihlr-16514	452	6	create	create	VERB
ihlr-16514	452	7	an	an	DET
ihlr-16514	452	8	incentive	incentive	NOUN
ihlr-16514	452	9	precisely	precisely	ADV
ihlr-16514	452	10	to	to	PART
ihlr-16514	452	11	encourage	encourage	VERB
ihlr-16514	452	12	this	this	DET
ihlr-16514	452	13	type	type	NOUN
ihlr-16514	452	14	of	of	ADP
ihlr-16514	452	15	burden	burden	NOUN
ihlr-16514	452	16	shifting	shift	VERB
ihlr-16514	452	17	,	,	PUNCT
ihlr-16514	452	18	124	124	NUM
ihlr-16514	452	19	which	which	PRON
ihlr-16514	452	20	is	be	AUX
ihlr-16514	452	21	the	the	DET
ihlr-16514	452	22	result	result	NOUN
ihlr-16514	452	23	that	that	SCONJ
ihlr-16514	452	24	society	society	NOUN
ihlr-16514	452	25	wants	want	VERB
ihlr-16514	452	26	to	to	PART
ihlr-16514	452	27	avoid	avoid	VERB
ihlr-16514	452	28	.	.	PUNCT
ihlr-16514	453	1	costs	cost	NOUN
ihlr-16514	453	2	should	should	AUX
ihlr-16514	453	3	not	not	PART
ihlr-16514	453	4	be	be	AUX
ihlr-16514	453	5	placed	place	VERB
ihlr-16514	453	6	on	on	ADP
ihlr-16514	453	7	the	the	DET
ihlr-16514	453	8	shoulders	shoulder	NOUN
ihlr-16514	453	9	of	of	ADP
ihlr-16514	453	10	employees	employee	NOUN
ihlr-16514	453	11	because	because	SCONJ
ihlr-16514	453	12	often	often	ADV
ihlr-16514	453	13	times	time	VERB
ihlr-16514	453	14	those	those	DET
ihlr-16514	453	15	employees	employee	NOUN
ihlr-16514	453	16	do	do	AUX
ihlr-16514	453	17	not	not	PART
ihlr-16514	453	18	have	have	VERB
ihlr-16514	453	19	sufficient	sufficient	ADJ
ihlr-16514	453	20	resources	resource	NOUN
ihlr-16514	453	21	to	to	PART
ihlr-16514	453	22	carry	carry	VERB
ihlr-16514	453	23	that	that	DET
ihlr-16514	453	24	burden	burden	NOUN
ihlr-16514	453	25	.	.	PUNCT
ihlr-16514	454	1	the	the	DET
ihlr-16514	454	2	question	question	NOUN
ihlr-16514	454	3	remains	remain	VERB
ihlr-16514	454	4	,	,	PUNCT
ihlr-16514	454	5	then	then	ADV
ihlr-16514	454	6	,	,	PUNCT
ihlr-16514	454	7	as	as	ADP
ihlr-16514	454	8	to	to	ADP
ihlr-16514	454	9	exactly	exactly	ADV
ihlr-16514	454	10	how	how	SCONJ
ihlr-16514	454	11	effective	effective	ADJ
ihlr-16514	454	12	hsas	hsa	NOUN
ihlr-16514	454	13	will	will	AUX
ihlr-16514	454	14	be	be	AUX
ihlr-16514	454	15	in	in	ADP
ihlr-16514	454	16	reducing	reduce	VERB
ihlr-16514	454	17	costs	cost	NOUN
ihlr-16514	454	18	and	and	CCONJ
ihlr-16514	454	19	increasing	increase	VERB
ihlr-16514	454	20	ac­	ac­	ADJ
ihlr-16514	454	21	cess	cess	ADJ
ihlr-16514	454	22	and	and	CCONJ
ihlr-16514	454	23	quality	quality	NOUN
ihlr-16514	454	24	within	within	ADP
ihlr-16514	454	25	the	the	DET
ihlr-16514	454	26	health	health	NOUN
ihlr-16514	454	27	care	care	NOUN
ihlr-16514	454	28	industry	industry	NOUN
ihlr-16514	454	29	.	.	PUNCT
ihlr-16514	455	1	while	while	SCONJ
ihlr-16514	455	2	the	the	DET
ihlr-16514	455	3	potential	potential	NOUN
ihlr-16514	455	4	of	of	ADP
ihlr-16514	455	5	hsas	hsa	NOUN
ihlr-16514	455	6	has	have	AUX
ihlr-16514	455	7	been	be	AUX
ihlr-16514	455	8	hailed	hail	VERB
ihlr-16514	455	9	since	since	SCONJ
ihlr-16514	455	10	the	the	DET
ihlr-16514	455	11	passage	passage	NOUN
ihlr-16514	455	12	of	of	ADP
ihlr-16514	455	13	the	the	DET
ihlr-16514	455	14	mma	mma	PROPN
ihlr-16514	455	15	,	,	PUNCT
ihlr-16514	455	16	employees	employee	NOUN
ihlr-16514	455	17	of	of	ADP
ihlr-16514	455	18	small	small	ADJ
ihlr-16514	455	19	american	american	ADJ
ihlr-16514	455	20	businesses	business	NOUN
ihlr-16514	455	21	have	have	AUX
ihlr-16514	455	22	not	not	PART
ihlr-16514	455	23	yet	yet	ADV
ihlr-16514	455	24	been	be	AUX
ihlr-16514	455	25	able	able	ADJ
ihlr-16514	455	26	to	to	PART
ihlr-16514	455	27	reap	reap	VERB
ihlr-16514	455	28	the	the	DET
ihlr-16514	455	29	benefits	benefit	NOUN
ihlr-16514	455	30	hsas	hsa	NOUN
ihlr-16514	455	31	promised	promise	VERB
ihlr-16514	455	32	to	to	PART
ihlr-16514	455	33	provide	provide	VERB
ihlr-16514	455	34	.	.	PUNCT
ihlr-16514	456	1	among	among	ADP
ihlr-16514	456	2	those	those	DET
ihlr-16514	456	3	small	small	ADJ
ihlr-16514	456	4	firms	firm	NOUN
ihlr-16514	456	5	,	,	PUNCT
ihlr-16514	456	6	with	with	ADP
ihlr-16514	456	7	less	less	ADJ
ihlr-16514	456	8	120	120	NUM
ihlr-16514	456	9	larson	larson	PROPN
ihlr-16514	456	10	&	&	CCONJ
ihlr-16514	456	11	dettman	dettman	PROPN
ihlr-16514	456	12	,	,	PUNCT
ihlr-16514	456	13	supra	supra	ADJ
ihlr-16514	456	14	note	note	NOUN
ihlr-16514	456	15	74	74	NUM
ihlr-16514	456	16	,	,	PUNCT
ihlr-16514	456	17	at	at	ADP
ihlr-16514	456	18	1106	1106	NUM
ihlr-16514	456	19	.	.	PUNCT
ihlr-16514	457	1	121	121	NUM
ihlr-16514	457	2	l	l	NOUN
ihlr-16514	457	3	yke	yke	NOUN
ihlr-16514	457	4	,	,	PUNCT
ihlr-16514	457	5	peterson	peterson	PROPN
ihlr-16514	457	6	&	&	CCONJ
ihlr-16514	457	7	ranade	ranade	PROPN
ihlr-16514	457	8	,	,	PUNCT
ihlr-16514	457	9	supra	supra	PROPN
ihlr-16514	457	10	note	note	NOUN
ihlr-16514	457	11	4	4	NUM
ihlr-16514	457	12	.	.	NOUN
ihlr-16514	457	13	122	122	NUM
ihlr-16514	457	14	ld	ld	PROPN
ihlr-16514	457	15	.	.	PROPN
ihlr-16514	457	16	123	123	NUM
ihlr-16514	457	17	see	see	VERB
ihlr-16514	457	18	spiegel	spiegel	PROPN
ihlr-16514	457	19	,	,	PUNCT
ihlr-16514	457	20	supra	supra	PROPN
ihlr-16514	457	21	note	note	PROPN
ihlr-16514	457	22	67	67	NUM
ihlr-16514	457	23	,	,	PUNCT
ihlr-16514	457	24	at	at	ADP
ihlr-16514	457	25	235	235	NUM
ihlr-16514	457	26	-	-	SYM
ihlr-16514	457	27	36	36	NUM
ihlr-16514	457	28	(	(	PUNCT
ihlr-16514	457	29	arguing	argue	VERB
ihlr-16514	457	30	that	that	SCONJ
ihlr-16514	457	31	while	while	SCONJ
ihlr-16514	457	32	hsas	hsa	NOUN
ihlr-16514	457	33	implemented	implement	VERB
ihlr-16514	457	34	in	in	ADP
ihlr-16514	457	35	the	the	DET
ihlr-16514	457	36	context	context	NOUN
ihlr-16514	457	37	of	of	ADP
ihlr-16514	457	38	a	a	DET
ihlr-16514	457	39	large	large	ADJ
ihlr-16514	457	40	employer	employer	NOUN
ihlr-16514	457	41	will	will	AUX
ihlr-16514	457	42	tend	tend	VERB
ihlr-16514	457	43	to	to	PART
ihlr-16514	457	44	shift	shift	VERB
ihlr-16514	457	45	costs	cost	NOUN
ihlr-16514	457	46	onto	onto	ADP
ihlr-16514	457	47	the	the	DET
ihlr-16514	457	48	employees	employee	NOUN
ihlr-16514	457	49	,	,	PUNCT
ihlr-16514	457	50	their	their	PRON
ihlr-16514	457	51	implementation	implementation	NOUN
ihlr-16514	457	52	in	in	ADP
ihlr-16514	457	53	the	the	DET
ihlr-16514	457	54	context	context	NOUN
ihlr-16514	457	55	of	of	ADP
ihlr-16514	457	56	small	small	ADJ
ihlr-16514	457	57	businesses	business	NOUN
ihlr-16514	457	58	is	be	AUX
ihlr-16514	457	59	likely	likely	ADJ
ihlr-16514	457	60	to	to	PART
ihlr-16514	457	61	succeed	succeed	VERB
ihlr-16514	457	62	)	)	PUNCT
ihlr-16514	457	63	.	.	PUNCT
ihlr-16514	458	1	124	124	NUM
ihlr-16514	458	2	l	l	NOUN
ihlr-16514	458	3	yke	yke	NOUN
ihlr-16514	458	4	,	,	PUNCT
ihlr-16514	458	5	peterson	peterson	PROPN
ihlr-16514	458	6	&	&	CCONJ
ihlr-16514	458	7	ranade	ranade	PROPN
ihlr-16514	458	8	,	,	PUNCT
ihlr-16514	458	9	supra	supra	PROPN
ihlr-16514	458	10	note	note	NOUN
ihlr-16514	458	11	4	4	NUM
ihlr-16514	458	12	(	(	PUNCT
ihlr-16514	458	13	"	"	PUNCT
ihlr-16514	458	14	small	small	ADJ
ihlr-16514	458	15	employers	employer	NOUN
ihlr-16514	458	16	may	may	AUX
ihlr-16514	458	17	also	also	ADV
ihlr-16514	458	18	find	find	VERB
ihlr-16514	458	19	hsa	hsa	NOUN
ihlr-16514	458	20	ac­	ac­	PROPN
ihlr-16514	458	21	counts	count	VERB
ihlr-16514	458	22	attractive	attractive	ADJ
ihlr-16514	458	23	since	since	SCONJ
ihlr-16514	458	24	they	they	PRON
ihlr-16514	458	25	would	would	AUX
ihlr-16514	458	26	obtain	obtain	VERB
ihlr-16514	458	27	employment	employment	NOUN
ihlr-16514	458	28	tax	tax	NOUN
ihlr-16514	458	29	savings	saving	NOUN
ihlr-16514	458	30	on	on	ADP
ihlr-16514	458	31	employee	employee	NOUN
ihlr-16514	458	32	contributions	contribution	NOUN
ihlr-16514	458	33	that	that	PRON
ihlr-16514	458	34	are	be	AUX
ihlr-16514	458	35	made	make	VERB
ihlr-16514	458	36	through	through	ADP
ihlr-16514	458	37	salary	salary	NOUN
ihlr-16514	458	38	reductions	reduction	NOUN
ihlr-16514	458	39	.	.	PUNCT
ihlr-16514	458	40	"	"	PUNCT
ihlr-16514	458	41	)	)	PUNCT
ihlr-16514	458	42	.	.	PUNCT
ihlr-16514	459	1	see	see	VERB
ihlr-16514	459	2	also	also	ADV
ihlr-16514	459	3	h.r	h.r	PROPN
ihlr-16514	459	4	.	.	PROPN
ihlr-16514	459	5	1872	1872	NUM
ihlr-16514	459	6	,	,	PUNCT
ihlr-16514	459	7	1	1	NUM
ihlr-16514	459	8	09th	09th	ADJ
ihlr-16514	459	9	cong	cong	NOUN
ihlr-16514	459	10	.	.	PUNCT
ihlr-16514	460	1	(	(	PUNCT
ihlr-16514	460	2	1st	1st	ADJ
ihlr-16514	460	3	sess	sess	NOUN
ihlr-16514	460	4	.	.	PUNCT
ihlr-16514	461	1	2005	2005	NUM
ihlr-16514	461	2	)	)	PUNCT
ihlr-16514	461	3	(	(	PUNCT
ihlr-16514	461	4	proposed	propose	VERB
ihlr-16514	461	5	by	by	ADP
ihlr-16514	461	6	texas	texas	PROPN
ihlr-16514	461	7	congressman	congressman	PROPN
ihlr-16514	461	8	,	,	PUNCT
ihlr-16514	461	9	sam	sam	PROPN
ihlr-16514	461	10	johnson	johnson	PROPN
ihlr-16514	461	11	,	,	PUNCT
ihlr-16514	461	12	the	the	DET
ihlr-16514	461	13	health	health	NOUN
ihlr-16514	461	14	coverage	coverage	NOUN
ihlr-16514	461	15	for	for	ADP
ihlr-16514	461	16	the	the	DET
ihlr-16514	461	17	uninsured	uninsured	ADJ
ihlr-16514	461	18	act	act	NOUN
ihlr-16514	461	19	of	of	ADP
ihlr-16514	461	20	2005	2005	NUM
ihlr-16514	461	21	,	,	PUNCT
ihlr-16514	461	22	among	among	ADP
ihlr-16514	461	23	other	other	ADJ
ihlr-16514	461	24	things	thing	NOUN
ihlr-16514	461	25	,	,	PUNCT
ihlr-16514	461	26	would	would	AUX
ihlr-16514	461	27	amend	amend	VERB
ihlr-16514	461	28	the	the	DET
ihlr-16514	461	29	internal	internal	ADJ
ihlr-16514	461	30	revenue	revenue	NOUN
ihlr-16514	461	31	code	code	NOUN
ihlr-16514	461	32	to	to	PART
ihlr-16514	461	33	allow	allow	VERB
ihlr-16514	461	34	employers	employer	NOUN
ihlr-16514	461	35	ofless	ofless	NOUN
ihlr-16514	461	36	than	than	ADP
ihlr-16514	461	37	i	i	PRON
ihlr-16514	461	38	00	00	NUM
ihlr-16514	461	39	employees	employee	NOUN
ihlr-16514	461	40	a	a	DET
ihlr-16514	461	41	refundable	refundable	ADJ
ihlr-16514	461	42	tax	tax	NOUN
ihlr-16514	461	43	credit	credit	NOUN
ihlr-16514	461	44	for	for	ADP
ihlr-16514	461	45	contributions	contribution	NOUN
ihlr-16514	461	46	to	to	ADP
ihlr-16514	461	47	a	a	DET
ihlr-16514	461	48	health	health	NOUN
ihlr-16514	461	49	savings	saving	NOUN
ihlr-16514	461	50	account	account	NOUN
ihlr-16514	461	51	of	of	ADP
ihlr-16514	461	52	em­	em­	NOUN
ihlr-16514	461	53	ployees	ployee	NOUN
ihlr-16514	461	54	covered	cover	VERB
ihlr-16514	461	55	by	by	ADP
ihlr-16514	461	56	high	high	ADJ
ihlr-16514	461	57	deductible	deductible	ADJ
ihlr-16514	461	58	health	health	NOUN
ihlr-16514	461	59	plans	plan	NOUN
ihlr-16514	461	60	.	.	PUNCT
ihlr-16514	461	61	)	)	PUNCT
ihlr-16514	461	62	.	.	PUNCT
ihlr-16514	462	1	308	308	NUM
ihlr-16514	462	2	indiana	indiana	PROPN
ihlr-16514	462	3	health	health	PROPN
ihlr-16514	462	4	law	law	PROPN
ihlr-16514	462	5	review	review	NOUN
ihlr-16514	462	6	[	[	X
ihlr-16514	462	7	vol	vol	NOUN
ihlr-16514	462	8	.	.	PUNCT
ihlr-16514	462	9	4:287	4:287	NUM
ihlr-16514	463	1	than	than	ADP
ihlr-16514	463	2	two	two	NUM
ihlr-16514	463	3	-	-	PUNCT
ihlr-16514	463	4	hundred	hundred	NUM
ihlr-16514	463	5	employees	employee	NOUN
ihlr-16514	463	6	,	,	PUNCT
ihlr-16514	463	7	only	only	ADV
ihlr-16514	463	8	twenty	twenty	NUM
ihlr-16514	463	9	percent	percent	NOUN
ihlr-16514	463	10	offered	offer	VERB
ihlr-16514	463	11	some	some	DET
ihlr-16514	463	12	type	type	NOUN
ihlr-16514	463	13	of	of	ADP
ihlr-16514	463	14	hdhp.125	hdhp.125	NOUN
ihlr-16514	463	15	more	more	ADV
ihlr-16514	463	16	indicative	indicative	ADJ
ihlr-16514	463	17	of	of	ADP
ihlr-16514	463	18	a	a	DET
ihlr-16514	463	19	small	small	ADJ
ihlr-16514	463	20	firm	firm	NOUN
ihlr-16514	463	21	's	's	PART
ihlr-16514	463	22	propensity	propensity	NOUN
ihlr-16514	463	23	to	to	PART
ihlr-16514	463	24	balk	balk	VERB
ihlr-16514	463	25	at	at	ADP
ihlr-16514	463	26	instituting	institute	VERB
ihlr-16514	463	27	hsas	hsa	NOUN
ihlr-16514	463	28	are	be	AUX
ihlr-16514	463	29	data	datum	NOUN
ihlr-16514	463	30	illustrating	illustrate	VERB
ihlr-16514	463	31	that	that	SCONJ
ihlr-16514	463	32	only	only	ADV
ihlr-16514	463	33	two	two	NUM
ihlr-16514	463	34	and	and	CCONJ
ihlr-16514	463	35	three	three	NUM
ihlr-16514	463	36	-	-	PUNCT
ihlr-16514	463	37	tenths	tenth	NOUN
ihlr-16514	463	38	percent	percent	NOUN
ihlr-16514	463	39	of	of	ADP
ihlr-16514	463	40	all	all	DET
ihlr-16514	463	41	ftrms	ftrm	NOUN
ihlr-16514	463	42	offering	offer	VERB
ihlr-16514	463	43	health	health	NOUN
ihlr-16514	463	44	benefits	benefit	NOUN
ihlr-16514	463	45	actually	actually	ADV
ihlr-16514	463	46	offer	offer	VERB
ihlr-16514	463	47	an	an	DET
ihlr-16514	463	48	hsa	hsa	PROPN
ihlr-16514	463	49	qualified	qualified	ADJ
ihlr-16514	463	50	hdhp.126	hdhp.126	NOUN
ihlr-16514	463	51	so	so	ADV
ihlr-16514	463	52	even	even	ADV
ihlr-16514	463	53	if	if	SCONJ
ihlr-16514	463	54	.	.	PUNCT
ihlr-16514	464	1	hsas	hsa	NOUN
ihlr-16514	464	2	functionally	functionally	ADV
ihlr-16514	464	3	meet	meet	VERB
ihlr-16514	464	4	their	their	PRON
ihlr-16514	464	5	expectations	expectation	NOUN
ihlr-16514	464	6	,	,	PUNCT
ihlr-16514	464	7	their	their	PRON
ihlr-16514	464	8	lack	lack	NOUN
ihlr-16514	464	9	of	of	ADP
ihlr-16514	464	10	popularity	popularity	NOUN
ihlr-16514	464	11	will	will	AUX
ihlr-16514	464	12	not	not	PART
ihlr-16514	464	13	ef­	ef­	AUX
ihlr-16514	464	14	fectuate	fectuate	VERB
ihlr-16514	464	15	a	a	DET
ihlr-16514	464	16	change	change	NOUN
ihlr-16514	464	17	in	in	ADP
ihlr-16514	464	18	the	the	DET
ihlr-16514	464	19	health	health	NOUN
ihlr-16514	464	20	care	care	NOUN
ihlr-16514	464	21	market	market	NOUN
ihlr-16514	464	22	in	in	ADP
ihlr-16514	464	23	the	the	DET
ihlr-16514	464	24	near	near	ADJ
ihlr-16514	464	25	future	future	NOUN
ihlr-16514	464	26	.	.	PUNCT
ihlr-16514	465	1	typically	typically	ADV
ihlr-16514	465	2	,	,	PUNCT
ihlr-16514	465	3	those	those	DET
ihlr-16514	465	4	lacking	lack	VERB
ihlr-16514	465	5	health	health	NOUN
ihlr-16514	465	6	insurance	insurance	NOUN
ihlr-16514	465	7	in	in	ADP
ihlr-16514	465	8	america	america	PROPN
ihlr-16514	465	9	tend	tend	VERB
ihlr-16514	465	10	to	to	PART
ihlr-16514	465	11	be	be	AUX
ihlr-16514	465	12	either	either	CCONJ
ihlr-16514	465	13	"	"	PUNCT
ihlr-16514	465	14	young	young	ADJ
ihlr-16514	465	15	adults	adult	NOUN
ihlr-16514	465	16	,	,	PUNCT
ihlr-16514	465	17	poor	poor	ADJ
ihlr-16514	465	18	,	,	PUNCT
ihlr-16514	465	19	his­	his­	ADJ
ihlr-16514	465	20	panic	panic	NOUN
ihlr-16514	465	21	,	,	PUNCT
ihlr-16514	465	22	or	or	CCONJ
ihlr-16514	465	23	employees	employee	NOUN
ihlr-16514	465	24	in	in	ADP
ihlr-16514	465	25	small	small	ADJ
ihlr-16514	465	26	firms	firm	NOUN
ihlr-16514	465	27	.	.	PUNCT
ihlr-16514	466	1	''	''	PUNCT
ihlr-16514	466	2	127	127	NUM
ihlr-16514	466	3	further	far	ADV
ihlr-16514	466	4	,	,	PUNCT
ihlr-16514	466	5	while	while	SCONJ
ihlr-16514	466	6	these	these	PRON
ihlr-16514	466	7	are	be	AUX
ihlr-16514	466	8	distinctive	distinctive	ADJ
ihlr-16514	466	9	characteristics	characteristic	NOUN
ihlr-16514	466	10	of	of	ADP
ihlr-16514	466	11	individuals	individual	NOUN
ihlr-16514	466	12	lacking	lack	VERB
ihlr-16514	466	13	health	health	NOUN
ihlr-16514	466	14	insurance	insurance	NOUN
ihlr-16514	466	15	,	,	PUNCT
ihlr-16514	466	16	they	they	PRON
ihlr-16514	466	17	are	be	AUX
ihlr-16514	466	18	not	not	PART
ihlr-16514	466	19	always	always	ADV
ihlr-16514	466	20	ex­	ex­	NOUN
ihlr-16514	466	21	clusive	clusive	VERB
ihlr-16514	466	22	of	of	ADP
ihlr-16514	466	23	each	each	DET
ihlr-16514	466	24	other	other	ADJ
ihlr-16514	466	25	.	.	PUNCT
ihlr-16514	467	1	the	the	DET
ihlr-16514	467	2	urgency	urgency	NOUN
ihlr-16514	467	3	for	for	ADP
ihlr-16514	467	4	a	a	DET
ihlr-16514	467	5	solution	solution	NOUN
ihlr-16514	467	6	addressing	address	VERB
ihlr-16514	467	7	the	the	DET
ihlr-16514	467	8	availability	availability	NOUN
ihlr-16514	467	9	of	of	ADP
ihlr-16514	467	10	health	health	NOUN
ihlr-16514	467	11	insurance	insurance	NOUN
ihlr-16514	467	12	to	to	ADP
ihlr-16514	467	13	young	young	ADJ
ihlr-16514	467	14	,	,	PUNCT
ihlr-16514	467	15	moderate	moderate	ADJ
ihlr-16514	467	16	wage	wage	NOUN
ihlr-16514	467	17	earners	earner	NOUN
ihlr-16514	467	18	employed	employ	VERB
ihlr-16514	467	19	by	by	ADP
ihlr-16514	467	20	small	small	ADJ
ihlr-16514	467	21	businesses	business	NOUN
ihlr-16514	467	22	is	be	AUX
ihlr-16514	467	23	ofutmost	ofutmost	ADJ
ihlr-16514	467	24	importance	importance	NOUN
ihlr-16514	467	25	.	.	PUNCT
ihlr-16514	468	1	proponents	proponent	NOUN
ihlr-16514	468	2	ofhsas	ofhsa	NOUN
ihlr-16514	468	3	as	as	ADP
ihlr-16514	468	4	a	a	DET
ihlr-16514	468	5	solution	solution	NOUN
ihlr-16514	468	6	to	to	ADP
ihlr-16514	468	7	small	small	ADJ
ihlr-16514	468	8	business	business	NOUN
ihlr-16514	468	9	health	health	NOUN
ihlr-16514	468	10	insur­	insur­	DET
ihlr-16514	468	11	ance	ance	NOUN
ihlr-16514	468	12	problems	problem	NOUN
ihlr-16514	468	13	suggest	suggest	VERB
ihlr-16514	468	14	that	that	SCONJ
ihlr-16514	468	15	hsas	hsa	NOUN
ihlr-16514	468	16	combined	combine	VERB
ihlr-16514	468	17	with	with	ADP
ihlr-16514	468	18	a	a	DET
ihlr-16514	468	19	hdhp	hdhp	NOUN
ihlr-16514	468	20	"	"	PUNCT
ihlr-16514	468	21	lowers	lower	VERB
ihlr-16514	468	22	the	the	DET
ihlr-16514	468	23	insur­	insur­	ADJ
ihlr-16514	468	24	ance	ance	NOUN
ihlr-16514	468	25	rates	rate	NOUN
ihlr-16514	468	26	for	for	ADP
ihlr-16514	468	27	an	an	DET
ihlr-16514	468	28	employer	employer	NOUN
ihlr-16514	468	29	,	,	PUNCT
ihlr-16514	468	30	allowing	allow	VERB
ihlr-16514	468	31	small	small	ADJ
ihlr-16514	468	32	businesses	business	NOUN
ihlr-16514	468	33	to	to	PART
ihlr-16514	468	34	fit	fit	VERB
ihlr-16514	468	35	health	health	NOUN
ihlr-16514	468	36	insurance	insurance	NOUN
ihlr-16514	468	37	into	into	ADP
ihlr-16514	468	38	their	their	PRON
ihlr-16514	468	39	budgets	budget	NOUN
ihlr-16514	468	40	.	.	PUNCT
ihlr-16514	469	1	"128	"128	NOUN
ihlr-16514	469	2	in	in	ADP
ihlr-16514	469	3	a	a	DET
ihlr-16514	469	4	radio	radio	NOUN
ihlr-16514	469	5	address	address	NOUN
ihlr-16514	469	6	to	to	ADP
ihlr-16514	469	7	the	the	DET
ihlr-16514	469	8	nation	nation	NOUN
ihlr-16514	469	9	,	,	PUNCT
ihlr-16514	469	10	president	president	PROPN
ihlr-16514	469	11	bush	bush	PROPN
ihlr-16514	469	12	echoed	echo	VERB
ihlr-16514	469	13	this	this	DET
ihlr-16514	469	14	sentiment	sentiment	NOUN
ihlr-16514	469	15	when	when	SCONJ
ihlr-16514	469	16	he	he	PRON
ihlr-16514	469	17	stated	state	VERB
ihlr-16514	469	18	,	,	PUNCT
ihlr-16514	469	19	"	"	PUNCT
ihlr-16514	469	20	[	[	X
ihlr-16514	469	21	a	a	X
ihlr-16514	469	22	]	]	X
ihlr-16514	469	23	new	new	ADJ
ihlr-16514	469	24	product	product	NOUN
ihlr-16514	469	25	known	know	VERB
ihlr-16514	469	26	as	as	ADP
ihlr-16514	469	27	health	health	NOUN
ihlr-16514	469	28	savings	saving	NOUN
ihlr-16514	469	29	ac­	ac­	PROPN
ihlr-16514	469	30	counts	count	NOUN
ihlr-16514	469	31	helps	help	VERB
ihlr-16514	469	32	control	control	VERB
ihlr-16514	469	33	costs	cost	NOUN
ihlr-16514	469	34	by	by	ADP
ihlr-16514	469	35	allowing	allow	VERB
ihlr-16514	469	36	businesses	business	NOUN
ihlr-16514	469	37	or	or	CCONJ
ihlr-16514	469	38	workers	worker	NOUN
ihlr-16514	469	39	to	to	PART
ihlr-16514	469	40	buy	buy	VERB
ihlr-16514	469	41	low	low	ADJ
ihlr-16514	469	42	-	-	PUNCT
ihlr-16514	469	43	cost	cost	NOUN
ihlr-16514	469	44	insurance	insurance	NOUN
ihlr-16514	469	45	policies	policy	NOUN
ihlr-16514	469	46	for	for	ADP
ihlr-16514	469	47	catastrophic	catastrophic	ADJ
ihlr-16514	469	48	events	event	NOUN
ihlr-16514	469	49	and	and	CCONJ
ihlr-16514	469	50	then	then	ADV
ihlr-16514	469	51	save	save	VERB
ihlr-16514	469	52	,	,	PUNCT
ihlr-16514	469	53	tax	tax	NOUN
ihlr-16514	469	54	-	-	PUNCT
ihlr-16514	469	55	free	free	ADJ
ihlr-16514	469	56	,	,	PUNCT
ihlr-16514	469	57	for	for	ADP
ihlr-16514	469	58	routine	routine	ADJ
ihlr-16514	469	59	medical	medical	ADJ
ihlr-16514	469	60	expenses	expense	NOUN
ihlr-16514	469	61	.	.	PUNCT
ihlr-16514	470	1	"129	"129	PROPN
ihlr-16514	470	2	critics	critic	NOUN
ihlr-16514	470	3	of	of	ADP
ihlr-16514	470	4	hsas	hsa	NOUN
ihlr-16514	470	5	,	,	PUNCT
ihlr-16514	470	6	however	however	ADV
ihlr-16514	470	7	,	,	PUNCT
ihlr-16514	470	8	suggest	suggest	VERB
ihlr-16514	470	9	that	that	SCONJ
ihlr-16514	470	10	this	this	DET
ihlr-16514	470	11	form	form	NOUN
ihlr-16514	470	12	of	of	ADP
ihlr-16514	470	13	health	health	NOUN
ihlr-16514	470	14	coverage	coverage	NOUN
ihlr-16514	470	15	will	will	AUX
ihlr-16514	470	16	only	only	ADV
ihlr-16514	470	17	appeal	appeal	VERB
ihlr-16514	470	18	to	to	ADP
ihlr-16514	470	19	the	the	DET
ihlr-16514	470	20	affluent	affluent	ADJ
ihlr-16514	470	21	,	,	PUNCT
ihlr-16514	470	22	healthy	healthy	ADJ
ihlr-16514	470	23	workers	worker	NOUN
ihlr-16514	470	24	seeking	seek	VERB
ihlr-16514	470	25	to	to	PART
ihlr-16514	470	26	take	take	VERB
ihlr-16514	470	27	advantage	advantage	NOUN
ihlr-16514	470	28	of	of	ADP
ihlr-16514	470	29	tax	tax	NOUN
ihlr-16514	470	30	shelter	shelter	NOUN
ihlr-16514	470	31	benefits.130	benefits.130	NOUN
ihlr-16514	470	32	this	this	PRON
ihlr-16514	470	33	is	be	AUX
ihlr-16514	470	34	because	because	SCONJ
ihlr-16514	470	35	persons	person	NOUN
ihlr-16514	470	36	who	who	PRON
ihlr-16514	470	37	fit	fit	VERB
ihlr-16514	470	38	into	into	ADP
ihlr-16514	470	39	this	this	DET
ihlr-16514	470	40	category	category	NOUN
ihlr-16514	470	41	likely	likely	ADV
ihlr-16514	470	42	do	do	AUX
ihlr-16514	470	43	not	not	PART
ihlr-16514	470	44	wish	wish	VERB
ihlr-16514	470	45	to	to	PART
ihlr-16514	470	46	expend	expend	VERB
ihlr-16514	470	47	their	their	PRON
ihlr-16514	470	48	financial	financial	ADJ
ihlr-16514	470	49	resources	resource	NOUN
ihlr-16514	470	50	on	on	ADP
ihlr-16514	470	51	traditional	traditional	ADJ
ihlr-16514	470	52	insurance	insurance	NOUN
ihlr-16514	470	53	due	due	ADP
ihlr-16514	470	54	to	to	ADP
ihlr-16514	470	55	their	their	PRON
ihlr-16514	470	56	underutilization	underutilization	NOUN
ihlr-16514	470	57	of	of	ADP
ihlr-16514	470	58	the	the	DET
ihlr-16514	470	59	services	service	NOUN
ihlr-16514	470	60	for	for	ADP
ihlr-16514	470	61	which	which	PRON
ihlr-16514	470	62	they	they	PRON
ihlr-16514	470	63	are	be	AUX
ihlr-16514	470	64	paying	pay	VERB
ihlr-16514	470	65	.	.	PUNCT
ihlr-16514	471	1	when	when	SCONJ
ihlr-16514	471	2	individuals	individual	NOUN
ihlr-16514	471	3	contribute	contribute	VERB
ihlr-16514	471	4	their	their	PRON
ihlr-16514	471	5	own	own	ADJ
ihlr-16514	471	6	financial	financial	ADJ
ihlr-16514	471	7	resources	resource	NOUN
ihlr-16514	471	8	to	to	ADP
ihlr-16514	471	9	the	the	DET
ihlr-16514	471	10	account	account	NOUN
ihlr-16514	471	11	,	,	PUNCT
ihlr-16514	471	12	they	they	PRON
ihlr-16514	471	13	are	be	AUX
ihlr-16514	471	14	more	more	ADV
ihlr-16514	471	15	likely	likely	ADJ
ihlr-16514	471	16	to	to	PART
ihlr-16514	471	17	obtain	obtain	VERB
ihlr-16514	471	18	medical	medical	ADJ
ihlr-16514	471	19	goods	good	NOUN
ihlr-16514	471	20	and	and	CCONJ
ihlr-16514	471	21	services	service	NOUN
ihlr-16514	471	22	only	only	ADV
ihlr-16514	471	23	when	when	SCONJ
ihlr-16514	471	24	truly	truly	ADV
ihlr-16514	471	25	needed	need	VERB
ihlr-16514	471	26	.	.	PUNCT
ihlr-16514	472	1	125	125	NUM
ihlr-16514	472	2	kaiser	kaiser	PROPN
ihlr-16514	472	3	f	f	PROPN
ihlr-16514	472	4	am	be	AUX
ihlr-16514	472	5	.	.	PUNCT
ihlr-16514	472	6	found	find	VERB
ihlr-16514	472	7	.	.	PUNCT
ihlr-16514	473	1	&	&	CCONJ
ihlr-16514	473	2	realm	realm	PROPN
ihlr-16514	473	3	research	research	PROPN
ihlr-16514	473	4	&	&	CCONJ
ihlr-16514	473	5	educ	educ	PROPN
ihlr-16514	473	6	.	.	PUNCT
ihlr-16514	474	1	trust	trust	PROPN
ihlr-16514	474	2	,	,	PUNCT
ihlr-16514	474	3	supra	supra	PROPN
ihlr-16514	474	4	note	note	NOUN
ihlr-16514	474	5	106	106	NUM
ihlr-16514	474	6	.	.	PUNCT
ihlr-16514	475	1	the	the	DET
ihlr-16514	475	2	statistics	statistic	NOUN
ihlr-16514	475	3	from	from	ADP
ihlr-16514	475	4	the	the	DET
ihlr-16514	475	5	survey	survey	NOUN
ihlr-16514	475	6	reflect	reflect	VERB
ihlr-16514	475	7	a	a	DET
ihlr-16514	475	8	ten	ten	NUM
ihlr-16514	475	9	percent	percent	NOUN
ihlr-16514	475	10	increase	increase	NOUN
ihlr-16514	475	11	among	among	ADP
ihlr-16514	475	12	small	small	ADJ
ihlr-16514	475	13	firms	firm	NOUN
ihlr-16514	475	14	offering	offer	VERB
ihlr-16514	475	15	an	an	DET
ihlr-16514	475	16	hdhp	hdhp	NOUN
ihlr-16514	475	17	in	in	ADP
ihlr-16514	475	18	2005	2005	NUM
ihlr-16514	475	19	.	.	PUNCT
ihlr-16514	476	1	the	the	DET
ihlr-16514	476	2	survey	survey	NOUN
ihlr-16514	476	3	notes	note	VERB
ihlr-16514	476	4	,	,	PUNCT
ihlr-16514	476	5	however	however	ADV
ihlr-16514	476	6	,	,	PUNCT
ihlr-16514	476	7	that	that	SCONJ
ihlr-16514	476	8	this	this	DET
ihlr-16514	476	9	increase	increase	NOUN
ihlr-16514	476	10	may	may	AUX
ihlr-16514	476	11	be	be	AUX
ihlr-16514	476	12	attributed	attribute	VERB
ihlr-16514	476	13	to	to	ADP
ihlr-16514	476	14	the	the	DET
ihlr-16514	476	15	evolving	evolve	VERB
ihlr-16514	476	16	definition	definition	NOUN
ihlr-16514	476	17	ofhdhps	ofhdhps	NOUN
ihlr-16514	476	18	.	.	PUNCT
ihlr-16514	477	1	126	126	NUM
ihlr-16514	478	1	i	i	PRON
ihlr-16514	478	2	d.	d.	PROPN
ihlr-16514	478	3	127	127	NUM
ihlr-16514	478	4	chris	chris	PROPN
ihlr-16514	478	5	l.	l.	PROPN
ihlr-16514	478	6	peterson	peterson	PROPN
ihlr-16514	478	7	,	,	PUNCT
ihlr-16514	478	8	cong	cong	PROPN
ihlr-16514	478	9	.	.	PUNCT
ihlr-16514	479	1	research	research	NOUN
ihlr-16514	479	2	serv	serv	PROPN
ihlr-16514	479	3	.	.	PUNCT
ihlr-16514	479	4	,	,	PUNCT
ihlr-16514	479	5	realm	realm	PROPN
ihlr-16514	479	6	insurance	insurance	NOUN
ihlr-16514	479	7	coverage	coverage	NOUN
ihlr-16514	479	8	:	:	PUNCT
ihlr-16514	479	9	characteristics	characteristic	NOUN
ihlr-16514	479	10	of	of	ADP
ihlr-16514	479	11	tile	tile	NOUN
ihlr-16514	479	12	uninsured	uninsured	NOUN
ihlr-16514	479	13	and	and	CCONJ
ihlr-16514	479	14	uninsured	uninsured	ADJ
ihlr-16514	479	15	populations	population	NOUN
ihlr-16514	479	16	in	in	ADP
ihlr-16514	479	17	2001	2001	NUM
ihlr-16514	479	18	(	(	PUNCT
ihlr-16514	479	19	jan	jan	PROPN
ihlr-16514	479	20	.	.	PROPN
ihlr-16514	479	21	7	7	NUM
ihlr-16514	479	22	,	,	PUNCT
ihlr-16514	479	23	2003	2003	NUM
ihlr-16514	479	24	)	)	PUNCT
ihlr-16514	479	25	,	,	PUNCT
ihlr-16514	479	26	available	available	ADJ
ihlr-16514	479	27	at	at	ADP
ihlr-16514	479	28	http:/lwww.law.umacyland.edu	http:/lwww.law.umacyland.edu	PROPN
ihlr-16514	479	29	/	/	SYM
ihlr-16514	479	30	marshall	marshall	PROPN
ihlr-16514	479	31	/	/	SYM
ihlr-16514	479	32	crsreports	crsreports	PROPN
ihlr-16514	479	33	/	/	SYM
ihlr-16514	479	34	crsdocuments/96	crsdocuments/96	VERB
ihlr-16514	479	35	-	-	PUNCT
ihlr-16514	479	36	891	891	NUM
ihlr-16514	479	37	_	_	PUNCT
ihlr-16514	480	1	epw.pdf	epw.pdf	ADJ
ihlr-16514	480	2	.	.	PUNCT
ihlr-16514	481	1	specifically	specifically	ADV
ihlr-16514	481	2	,	,	PUNCT
ihlr-16514	481	3	persons	person	NOUN
ihlr-16514	481	4	between	between	ADP
ihlr-16514	481	5	the	the	DET
ihlr-16514	481	6	ages	age	NOUN
ihlr-16514	481	7	of	of	ADP
ihlr-16514	481	8	nineteen	nineteen	NUM
ihlr-16514	481	9	and	and	CCONJ
ihlr-16514	481	10	thirty	thirty	NUM
ihlr-16514	481	11	-	-	PUNCT
ihlr-16514	481	12	four	four	NUM
ihlr-16514	481	13	comprise	comprise	NOUN
ihlr-16514	481	14	thirty­	thirty­	NUM
ihlr-16514	481	15	four	four	NUM
ihlr-16514	481	16	percent	percent	NOUN
ihlr-16514	481	17	of	of	ADP
ihlr-16514	481	18	the	the	DET
ihlr-16514	481	19	uninsured	uninsured	ADJ
ihlr-16514	481	20	population	population	NOUN
ihlr-16514	481	21	.	.	PUNCT
ihlr-16514	482	1	furthermore	furthermore	ADV
ihlr-16514	482	2	,	,	PUNCT
ihlr-16514	482	3	fifty	fifty	NUM
ihlr-16514	482	4	-	-	PUNCT
ihlr-16514	482	5	one	one	NUM
ihlr-16514	482	6	and	and	CCONJ
ihlr-16514	482	7	nine	nine	NUM
ihlr-16514	482	8	tenths	tenth	NOUN
ihlr-16514	482	9	percent	percent	NOUN
ihlr-16514	482	10	of	of	ADP
ihlr-16514	482	11	the	the	DET
ihlr-16514	482	12	uninsured	uninsured	ADJ
ihlr-16514	482	13	population	population	NOUN
ihlr-16514	482	14	is	be	AUX
ihlr-16514	482	15	employed	employ	VERB
ihlr-16514	482	16	by	by	ADP
ihlr-16514	482	17	firms	firm	NOUN
ihlr-16514	482	18	with	with	ADP
ihlr-16514	482	19	fewer	few	ADJ
ihlr-16514	482	20	than	than	ADP
ihlr-16514	482	21	one	one	NUM
ihlr-16514	482	22	hundred	hundred	NUM
ihlr-16514	482	23	workers	worker	NOUN
ihlr-16514	482	24	.	.	PUNCT
ihlr-16514	483	1	128	128	NUM
ihlr-16514	483	2	raynal	raynal	ADJ
ihlr-16514	483	3	.	.	PUNCT
ihlr-16514	483	4	payola	payola	NOUN
ihlr-16514	483	5	,	,	PUNCT
ihlr-16514	483	6	univ	univ	PROPN
ihlr-16514	483	7	.	.	PUNCT
ihlr-16514	484	1	ofrhodeisland	ofrhodeisland	PROPN
ihlr-16514	484	2	,	,	PUNCT
ihlr-16514	484	3	realmsavingsaccounts	realmsavingsaccount	NOUN
ihlr-16514	484	4	:	:	PUNCT
ihlr-16514	484	5	arehsas	arehsa	NOUN
ihlr-16514	484	6	beneficial	beneficial	ADJ
ihlr-16514	484	7	from	from	ADP
ihlr-16514	484	8	tile	tile	NOUN
ihlr-16514	484	9	employee	employee	NOUN
ihlr-16514	484	10	's	's	PART
ihlr-16514	484	11	view	view	NOUN
ihlr-16514	484	12	?	?	PUNCT
ihlr-16514	485	1	arehsas	arehsas	PROPN
ihlr-16514	485	2	beneficialfromtiieemployer	beneficialfromtiieemployer	NOUN
ihlr-16514	485	3	's	's	PART
ihlr-16514	485	4	view	view	NOUN
ihlr-16514	485	5	?	?	PUNCT
ihlr-16514	486	1	(	(	PUNCT
ihlr-16514	486	2	2005	2005	NUM
ihlr-16514	486	3	}	}	PUNCT
ihlr-16514	486	4	,	,	PUNCT
ihlr-16514	486	5	available	available	ADJ
ihlr-16514	486	6	at	at	ADP
ihlr-16514	486	7	www.uri.edu/research-/lrcipapers!paola	www.uri.edu/research-/lrcipapers!paola	X
ihlr-16514	486	8	_	_	PUNCT
ihlr-16514	487	1	hsa.pdf	hsa.pdf	PROPN
ihlr-16514	487	2	(	(	PUNCT
ihlr-16514	487	3	2005	2005	NUM
ihlr-16514	487	4	)	)	PUNCT
ihlr-16514	487	5	.	.	PUNCT
ihlr-16514	488	1	129	129	NUM
ihlr-16514	488	2	president	president	PROPN
ihlr-16514	488	3	george	george	PROPN
ihlr-16514	488	4	w.	w.	PROPN
ihlr-16514	488	5	bush	bush	PROPN
ihlr-16514	488	6	,	,	PUNCT
ihlr-16514	488	7	radio	radio	NOUN
ihlr-16514	488	8	address	address	NOUN
ihlr-16514	488	9	,	,	PUNCT
ihlr-16514	488	10	economy	economy	NOUN
ihlr-16514	488	11	and	and	CCONJ
ihlr-16514	488	12	small	small	ADJ
ihlr-16514	488	13	business	business	NOUN
ihlr-16514	488	14	(	(	PUNCT
ihlr-16514	488	15	jan	jan	PROPN
ihlr-16514	488	16	.	.	PROPN
ihlr-16514	488	17	21	21	NUM
ihlr-16514	488	18	,	,	PUNCT
ihlr-16514	488	19	2006	2006	NUM
ihlr-16514	488	20	)	)	PUNCT
ihlr-16514	488	21	,	,	PUNCT
ihlr-16514	488	22	available	available	ADJ
ihlr-16514	488	23	at	at	ADP
ihlr-16514	488	24	http://www.whitehouse.gov/news/releases/2006/01/20060	http://www.whitehouse.gov/news/releases/2006/01/20060	NOUN
ihlr-16514	488	25	12l.html	12l.html	NOUN
ihlr-16514	488	26	.	.	PUNCT
ihlr-16514	488	27	130	130	NUM
ihlr-16514	488	28	edwin	edwin	PROPN
ihlr-16514	488	29	park	park	PROPN
ihlr-16514	488	30	&	&	CCONJ
ihlr-16514	488	31	robert	robert	PROPN
ihlr-16514	488	32	greenstein	greenstein	PROPN
ihlr-16514	488	33	,	,	PUNCT
ihlr-16514	488	34	ctr	ctr	PROPN
ihlr-16514	488	35	.	.	PUNCT
ihlr-16514	489	1	budget	budget	PROPN
ihlr-16514	489	2	&	&	CCONJ
ihlr-16514	489	3	pol'y	pol'y	NOUN
ihlr-16514	489	4	priorities	priority	NOUN
ihlr-16514	489	5	,	,	PUNCT
ihlr-16514	489	6	latest	late	ADJ
ihlr-16514	489	7	enroumentdatastillfall	enroumentdatastillfall	NOUN
ihlr-16514	489	8	..	..	PUNCT
ihlr-16514	489	9	todispelconcernsabourrealmsavingsaccounts(2006	todispelconcernsabourrealmsavingsaccounts(2006	X
ihlr-16514	489	10	}	}	PUNCT
ihlr-16514	489	11	,	,	PUNCT
ihlr-16514	489	12	available	available	ADJ
ihlr-16514	489	13	at	at	ADP
ihlr-16514	489	14	http://www.cbpp.org/10-26-05health2.htm	http://www.cbpp.org/10-26-05health2.htm	NOUN
ihlr-16514	489	15	#	#	X
ihlr-16514	489	16	_	_	NOUN
ihlr-16514	489	17	fbrref5	fbrref5	NOUN
ihlr-16514	489	18	;	;	PUNCT
ihlr-16514	489	19	see	see	VERB
ihlr-16514	489	20	also	also	ADV
ihlr-16514	489	21	spiegel	spiegel	PROPN
ihlr-16514	489	22	,	,	PUNCT
ihlr-16514	489	23	supra	supra	PROPN
ihlr-16514	489	24	note	note	PROPN
ihlr-16514	489	25	67	67	NUM
ihlr-16514	489	26	,	,	PUNCT
ihlr-16514	489	27	at	at	ADP
ihlr-16514	489	28	230	230	NUM
ihlr-16514	489	29	;	;	PUNCT
ihlr-16514	489	30	peter	peter	PROPN
ihlr-16514	489	31	g.	g.	PROPN
ihlr-16514	489	32	gosselin	gosselin	PROPN
ihlr-16514	489	33	,	,	PUNCT
ihlr-16514	489	34	health	health	NOUN
ihlr-16514	489	35	plan	plan	NOUN
ihlr-16514	489	36	to	to	PART
ihlr-16514	489	37	revive	revive	VERB
ihlr-16514	489	38	debate	debate	NOUN
ihlr-16514	489	39	,	,	PUNCT
ihlr-16514	489	40	l.a	l.a	PROPN
ihlr-16514	489	41	.	.	PROPN
ihlr-16514	489	42	times	times	PROPN
ihlr-16514	489	43	,	,	PUNCT
ihlr-16514	489	44	jan	jan	PROPN
ihlr-16514	489	45	.	.	PROPN
ihlr-16514	489	46	23	23	NUM
ihlr-16514	489	47	,	,	PUNCT
ihlr-16514	489	48	2006	2006	NUM
ihlr-16514	489	49	,	,	PUNCT
ihlr-16514	489	50	at	at	ADP
ihlr-16514	489	51	al	al	PROPN
ihlr-16514	489	52	.	.	PROPN
ihlr-16514	489	53	2007	2007	NUM
ihlr-16514	489	54	]	]	PUNCT
ihlr-16514	489	55	hsas	hsa	NOUN
ihlr-16514	489	56	and	and	CCONJ
ihlr-16514	489	57	small	small	ADJ
ihlr-16514	489	58	business	business	NOUN
ihlr-16514	489	59	:	:	PUNCT
ihlr-16514	489	60	cost	cost	NOUN
ihlr-16514	489	61	,	,	PUNCT
ihlr-16514	489	62	quauty	quauty	ADJ
ihlr-16514	489	63	,	,	PUNCT
ihlr-16514	489	64	and	and	CCONJ
ihlr-16514	489	65	access	access	NOUN
ihlr-16514	489	66	309	309	NUM
ihlr-16514	489	67	furthermore	furthermore	ADV
ihlr-16514	489	68	,	,	PUNCT
ihlr-16514	489	69	rather	rather	ADV
ihlr-16514	489	70	than	than	ADP
ihlr-16514	489	71	contributing	contribute	VERB
ihlr-16514	489	72	finances	finance	NOUN
ihlr-16514	489	73	to	to	ADP
ihlr-16514	489	74	traditional	traditional	ADJ
ihlr-16514	489	75	health	health	NOUN
ihlr-16514	489	76	insurance	insurance	NOUN
ihlr-16514	489	77	models	model	NOUN
ihlr-16514	489	78	,	,	PUNCT
ihlr-16514	489	79	hsas	hsa	NOUN
ihlr-16514	489	80	allow	allow	VERB
ihlr-16514	489	81	one	one	PRON
ihlr-16514	489	82	to	to	PART
ihlr-16514	489	83	contribute	contribute	VERB
ihlr-16514	489	84	and	and	CCONJ
ihlr-16514	489	85	use	use	VERB
ihlr-16514	489	86	funds	fund	NOUN
ihlr-16514	489	87	in	in	ADP
ihlr-16514	489	88	the	the	DET
ihlr-16514	489	89	account	account	NOUN
ihlr-16514	489	90	tax	tax	NOUN
ihlr-16514	489	91	-	-	PUNCT
ihlr-16514	489	92	free	free	ADJ
ihlr-16514	489	93	,	,	PUNCT
ihlr-16514	489	94	which	which	PRON
ihlr-16514	489	95	is	be	AUX
ihlr-16514	489	96	appealing	appeal	VERB
ihlr-16514	489	97	to	to	ADP
ihlr-16514	489	98	young	young	ADJ
ihlr-16514	489	99	workers	worker	NOUN
ihlr-16514	489	100	.	.	PUNCT
ihlr-16514	490	1	because	because	SCONJ
ihlr-16514	490	2	hdhps	hdhps	PROPN
ihlr-16514	490	3	appeal	appeal	VERB
ihlr-16514	490	4	primarily	primarily	ADV
ihlr-16514	490	5	to	to	ADP
ihlr-16514	490	6	the	the	DET
ihlr-16514	490	7	healthier	healthy	ADJ
ihlr-16514	490	8	,	,	PUNCT
ihlr-16514	490	9	more	more	ADV
ihlr-16514	490	10	affluent	affluent	ADJ
ihlr-16514	490	11	workers	worker	NOUN
ihlr-16514	490	12	,	,	PUNCT
ihlr-16514	490	13	it	it	PRON
ihlr-16514	490	14	has	have	AUX
ihlr-16514	490	15	been	be	AUX
ihlr-16514	490	16	suggested	suggest	VERB
ihlr-16514	490	17	that	that	SCONJ
ihlr-16514	490	18	"	"	PUNCT
ihlr-16514	490	19	the	the	DET
ihlr-16514	490	20	average	average	ADJ
ihlr-16514	490	21	cost	cost	NOUN
ihlr-16514	490	22	of	of	ADP
ihlr-16514	490	23	insuring	insure	VERB
ihlr-16514	490	24	any	any	DET
ihlr-16514	490	25	given	give	VERB
ihlr-16514	490	26	risk	risk	NOUN
ihlr-16514	490	27	pool	pool	NOUN
ihlr-16514	490	28	will	will	AUX
ihlr-16514	490	29	increase	increase	VERB
ihlr-16514	490	30	,	,	PUNCT
ihlr-16514	490	31	likely	likely	ADV
ihlr-16514	490	32	causing	cause	VERB
ihlr-16514	490	33	both	both	CCONJ
ihlr-16514	490	34	premiums	premium	NOUN
ihlr-16514	490	35	and	and	CCONJ
ihlr-16514	490	36	overall	overall	ADJ
ihlr-16514	490	37	health	health	NOUN
ihlr-16514	490	38	care	care	NOUN
ihlr-16514	490	39	expenditures	expenditure	NOUN
ihlr-16514	490	40	to	to	PART
ihlr-16514	490	41	rise	rise	VERB
ihlr-16514	490	42	dramatically	dramatically	ADV
ihlr-16514	490	43	.	.	PUNCT
ihlr-16514	491	1	"	"	PUNCT
ihlr-16514	491	2	131	131	NUM
ihlr-16514	491	3	in	in	ADP
ihlr-16514	491	4	other	other	ADJ
ihlr-16514	491	5	words	word	NOUN
ihlr-16514	491	6	,	,	PUNCT
ihlr-16514	491	7	the	the	DET
ihlr-16514	491	8	"	"	PUNCT
ihlr-16514	491	9	health	health	NOUN
ihlr-16514	491	10	demographics~'132	demographics~'132	NOUN
ihlr-16514	491	11	of	of	ADP
ihlr-16514	491	12	risk	risk	NOUN
ihlr-16514	491	13	pools	pool	NOUN
ihlr-16514	491	14	will	will	AUX
ihlr-16514	491	15	dramatically	dramatically	ADV
ihlr-16514	491	16	shift	shift	VERB
ihlr-16514	491	17	,	,	PUNCT
ihlr-16514	491	18	thereby	thereby	ADV
ihlr-16514	491	19	leaving	leave	VERB
ihlr-16514	491	20	the	the	DET
ihlr-16514	491	21	poor	poor	ADJ
ihlr-16514	491	22	,	,	PUNCT
ihlr-16514	491	23	sick	sick	ADJ
ihlr-16514	491	24	,	,	PUNCT
ihlr-16514	491	25	and	and	CCONJ
ihlr-16514	491	26	otherwise	otherwise	ADV
ihlr-16514	491	27	unhealthy	unhealthy	ADJ
ihlr-16514	491	28	to	to	PART
ihlr-16514	491	29	be	be	AUX
ihlr-16514	491	30	insured	insure	VERB
ihlr-16514	491	31	by	by	ADP
ihlr-16514	491	32	their	their	PRON
ihlr-16514	491	33	respective	respective	ADJ
ihlr-16514	491	34	insurers	insurer	NOUN
ihlr-16514	491	35	.	.	PUNCT
ihlr-16514	492	1	as	as	ADP
ihlr-16514	492	2	a	a	DET
ihlr-16514	492	3	result	result	NOUN
ihlr-16514	492	4	of	of	ADP
ihlr-16514	492	5	the	the	DET
ihlr-16514	492	6	inability	inability	NOUN
ihlr-16514	492	7	to	to	PART
ihlr-16514	492	8	spread	spread	VERB
ihlr-16514	492	9	the	the	DET
ihlr-16514	492	10	costs	cost	NOUN
ihlr-16514	492	11	of	of	ADP
ihlr-16514	492	12	this	this	DET
ihlr-16514	492	13	risk	risk	NOUN
ihlr-16514	492	14	among	among	ADP
ihlr-16514	492	15	the	the	DET
ihlr-16514	492	16	healthy	healthy	ADJ
ihlr-16514	492	17	and	and	CCONJ
ihlr-16514	492	18	ill	ill	ADJ
ihlr-16514	492	19	alike	alike	ADV
ihlr-16514	492	20	,	,	PUNCT
ihlr-16514	492	21	the	the	DET
ihlr-16514	492	22	costs	cost	NOUN
ihlr-16514	492	23	of	of	ADP
ihlr-16514	492	24	insurance	insurance	NOUN
ihlr-16514	492	25	will	will	AUX
ihlr-16514	492	26	increase	increase	VERB
ihlr-16514	492	27	.	.	PUNCT
ihlr-16514	493	1	the	the	DET
ihlr-16514	493	2	fallout	fallout	NOUN
ihlr-16514	493	3	from	from	ADP
ihlr-16514	493	4	such	such	DET
ihlr-16514	493	5	a	a	DET
ihlr-16514	493	6	shift	shift	NOUN
ihlr-16514	493	7	would	would	AUX
ihlr-16514	493	8	likely	likely	ADV
ihlr-16514	493	9	fall	fall	VERB
ihlr-16514	493	10	heaviest	heavy	ADJ
ihlr-16514	493	11	upon	upon	SCONJ
ihlr-16514	493	12	the	the	DET
ihlr-16514	493	13	mid­	mid­	NOUN
ihlr-16514	493	14	dle	dle	NOUN
ihlr-16514	493	15	to	to	ADP
ihlr-16514	493	16	lower	low	ADJ
ihlr-16514	493	17	income	income	NOUN
ihlr-16514	493	18	financial	financial	ADJ
ihlr-16514	493	19	brackets	bracket	NOUN
ihlr-16514	493	20	already	already	ADV
ihlr-16514	493	21	experiencing	experience	VERB
ihlr-16514	493	22	difficulty	difficulty	NOUN
ihlr-16514	493	23	in	in	ADP
ihlr-16514	493	24	financ­	financ­	PROPN
ihlr-16514	493	25	ing	e	VERB
ihlr-16514	493	26	their	their	PRON
ihlr-16514	493	27	health	health	NOUN
ihlr-16514	493	28	care	care	NOUN
ihlr-16514	493	29	.	.	PUNCT
ihlr-16514	494	1	also	also	ADV
ihlr-16514	494	2	problematic	problematic	ADJ
ihlr-16514	494	3	,	,	PUNCT
ihlr-16514	494	4	and	and	CCONJ
ihlr-16514	494	5	perhaps	perhaps	ADV
ihlr-16514	494	6	disheartening	dishearten	VERB
ihlr-16514	494	7	,	,	PUNCT
ihlr-16514	494	8	is	be	AUX
ihlr-16514	494	9	the	the	DET
ihlr-16514	494	10	fact	fact	NOUN
ihlr-16514	494	11	that	that	SCONJ
ihlr-16514	494	12	many	many	ADJ
ihlr-16514	494	13	insured	insured	ADJ
ihlr-16514	494	14	families	family	NOUN
ihlr-16514	494	15	are	be	AUX
ihlr-16514	494	16	facing	face	VERB
ihlr-16514	494	17	bankruptcy	bankruptcy	NOUN
ihlr-16514	494	18	more	more	ADV
ihlr-16514	494	19	often	often	ADV
ihlr-16514	494	20	than	than	ADP
ihlr-16514	494	21	their	their	PRON
ihlr-16514	494	22	uninsured	uninsured	ADJ
ihlr-16514	494	23	counterparts	counterpart	NOUN
ihlr-16514	494	24	as	as	ADP
ihlr-16514	494	25	the	the	DET
ihlr-16514	494	26	result	result	NOUN
ihlr-16514	494	27	of	of	ADP
ihlr-16514	494	28	catastrophic	catastrophic	ADJ
ihlr-16514	494	29	illnesses.133	illnesses.133	NOUN
ihlr-16514	494	30	often	often	ADV
ihlr-16514	494	31	times	time	VERB
ihlr-16514	494	32	the	the	DET
ihlr-16514	494	33	associated	associated	ADJ
ihlr-16514	494	34	medical	medical	ADJ
ihlr-16514	494	35	ex­	ex­	PROPN
ihlr-16514	494	36	penses	pense	NOUN
ihlr-16514	494	37	are	be	AUX
ihlr-16514	494	38	well	well	ADV
ihlr-16514	494	39	below	below	ADP
ihlr-16514	494	40	the	the	DET
ihlr-16514	494	41	catastrophic	catastrophic	ADJ
ihlr-16514	494	42	minimums	minimum	NOUN
ihlr-16514	494	43	required	require	VERB
ihlr-16514	494	44	by	by	ADP
ihlr-16514	494	45	hdhps.134	hdhps.134	PROPN
ihlr-16514	494	46	if	if	SCONJ
ihlr-16514	494	47	insured	insured	ADJ
ihlr-16514	494	48	families	family	NOUN
ihlr-16514	494	49	are	be	AUX
ihlr-16514	494	50	facing	face	VERB
ihlr-16514	494	51	difficulty	difficulty	NOUN
ihlr-16514	494	52	in	in	ADP
ihlr-16514	494	53	financing	finance	VERB
ihlr-16514	494	54	catastrophic	catastrophic	ADJ
ihlr-16514	494	55	illnesses	illness	NOUN
ihlr-16514	494	56	,	,	PUNCT
ihlr-16514	494	57	unin­	unin­	PROPN
ihlr-16514	494	58	sured	sure	VERB
ihlr-16514	494	59	families	family	NOUN
ihlr-16514	494	60	are	be	AUX
ihlr-16514	494	61	at	at	ADP
ihlr-16514	494	62	an	an	DET
ihlr-16514	494	63	even	even	ADV
ihlr-16514	494	64	greater	great	ADJ
ihlr-16514	494	65	risk	risk	NOUN
ihlr-16514	494	66	for	for	ADP
ihlr-16514	494	67	financial	financial	ADJ
ihlr-16514	494	68	instability	instability	NOUN
ihlr-16514	494	69	.	.	PUNCT
ihlr-16514	495	1	this	this	PRON
ihlr-16514	495	2	presents	present	VERB
ihlr-16514	495	3	yet	yet	ADV
ihlr-16514	495	4	another	another	DET
ihlr-16514	495	5	problem	problem	NOUN
ihlr-16514	495	6	with	with	ADP
ihlr-16514	495	7	regard	regard	NOUN
ihlr-16514	495	8	to	to	ADP
ihlr-16514	495	9	maintaining	maintain	VERB
ihlr-16514	495	10	costs	cost	NOUN
ihlr-16514	495	11	and	and	CCONJ
ihlr-16514	495	12	increasing	increase	VERB
ihlr-16514	495	13	access	access	NOUN
ihlr-16514	495	14	to	to	ADP
ihlr-16514	495	15	care	care	NOUN
ihlr-16514	495	16	.	.	PUNCT
ihlr-16514	496	1	uninsured	uninsured	ADJ
ihlr-16514	496	2	families	family	NOUN
ihlr-16514	496	3	may	may	AUX
ihlr-16514	496	4	be	be	AUX
ihlr-16514	496	5	granted	grant	VERB
ihlr-16514	496	6	access	access	NOUN
ihlr-16514	496	7	to	to	AUX
ihlr-16514	496	8	care	care	VERB
ihlr-16514	496	9	in	in	ADP
ihlr-16514	496	10	the	the	DET
ihlr-16514	496	11	event	event	NOUN
ihlr-16514	496	12	of	of	ADP
ihlr-16514	496	13	a	a	DET
ihlr-16514	496	14	catas­	catas­	NOUN
ihlr-16514	496	15	trophic	trophic	ADJ
ihlr-16514	496	16	accident	accident	NOUN
ihlr-16514	496	17	or	or	CCONJ
ihlr-16514	496	18	illness	illness	NOUN
ihlr-16514	496	19	,	,	PUNCT
ihlr-16514	496	20	but	but	CCONJ
ihlr-16514	496	21	the	the	DET
ihlr-16514	496	22	costs	cost	NOUN
ihlr-16514	496	23	of	of	ADP
ihlr-16514	496	24	the	the	DET
ihlr-16514	496	25	care	care	NOUN
ihlr-16514	496	26	will	will	AUX
ihlr-16514	496	27	be	be	AUX
ihlr-16514	496	28	redistributed	redistribute	VERB
ihlr-16514	496	29	.	.	PUNCT
ihlr-16514	497	1	13s	13	NOUN
ihlr-16514	497	2	in	in	ADP
ihlr-16514	497	3	this	this	DET
ihlr-16514	497	4	scenario	scenario	NOUN
ihlr-16514	497	5	,	,	PUNCT
ihlr-16514	497	6	the	the	DET
ihlr-16514	497	7	family	family	NOUN
ihlr-16514	497	8	will	will	AUX
ihlr-16514	497	9	likely	likely	ADV
ihlr-16514	497	10	be	be	AUX
ihlr-16514	497	11	forced	force	VERB
ihlr-16514	497	12	into	into	ADP
ihlr-16514	497	13	bankruptcy	bankruptcy	NOUN
ihlr-16514	497	14	and	and	CCONJ
ihlr-16514	497	15	costs	cost	NOUN
ihlr-16514	497	16	for	for	ADP
ihlr-16514	497	17	the	the	DET
ihlr-16514	497	18	uninsured	uninsured	NOUN
ihlr-16514	497	19	's	's	PART
ihlr-16514	497	20	inability	inability	NOUN
ihlr-16514	497	21	to	to	PART
ihlr-16514	497	22	pay	pay	VERB
ihlr-16514	497	23	will	will	AUX
ihlr-16514	497	24	be	be	AUX
ihlr-16514	497	25	passed	pass	VERB
ihlr-16514	497	26	alon~	alon~	NOUN
ihlr-16514	497	27	by	by	ADP
ihlr-16514	497	28	the	the	DET
ihlr-16514	497	29	providers	provider	NOUN
ihlr-16514	497	30	to	to	ADP
ihlr-16514	497	31	other	other	ADJ
ihlr-16514	497	32	pa­	pa­	ADJ
ihlr-16514	497	33	tients	tient	NOUN
ihlr-16514	497	34	in	in	ADP
ihlr-16514	497	35	the	the	DET
ihlr-16514	497	36	form	form	NOUN
ihlr-16514	497	37	of	of	ADP
ihlr-16514	497	38	higher	high	ADJ
ihlr-16514	497	39	health	health	NOUN
ihlr-16514	497	40	care	care	NOUN
ihlr-16514	497	41	costs.1	costs.1	PROPN
ihlr-16514	497	42	6	6	NUM
ihlr-16514	497	43	bankruptcy	bankruptcy	NOUN
ihlr-16514	497	44	reform	reform	NOUN
ihlr-16514	497	45	propo­	propo­	NOUN
ihlr-16514	497	46	nents137	nents137	PROPN
ihlr-16514	497	47	have	have	AUX
ihlr-16514	497	48	suggested	suggest	VERB
ihlr-16514	497	49	confronting	confront	VERB
ihlr-16514	497	50	this	this	DET
ihlr-16514	497	51	dilemma	dilemma	NOUN
ihlr-16514	497	52	by	by	ADP
ihlr-16514	497	53	"	"	PUNCT
ihlr-16514	497	54	providing	provide	VERB
ihlr-16514	497	55	unconditional	unconditional	ADJ
ihlr-16514	497	56	131	131	NUM
ihlr-16514	497	57	spiegel	spiegel	PROPN
ihlr-16514	497	58	,	,	PUNCT
ihlr-16514	497	59	supra	supra	PROPN
ihlr-16514	497	60	note	note	PROPN
ihlr-16514	497	61	67	67	NUM
ihlr-16514	497	62	,	,	PUNCT
ihlr-16514	497	63	at	at	ADP
ihlr-16514	497	64	230	230	NUM
ihlr-16514	497	65	.	.	PUNCT
ihlr-16514	498	1	see	see	VERB
ihlr-16514	498	2	also	also	ADV
ihlr-16514	498	3	editorial	editorial	ADJ
ihlr-16514	498	4	,	,	PUNCT
ihlr-16514	498	5	the	the	DET
ihlr-16514	498	6	lopsided	lopsided	ADJ
ihlr-16514	498	7	bush	bush	PROPN
ihlr-16514	498	8	health	health	PROPN
ihlr-16514	498	9	plan	plan	PROPN
ihlr-16514	498	10	,	,	PUNCT
ihlr-16514	498	11	n.y	n.y	PROPN
ihlr-16514	498	12	.	.	PROPN
ihlr-16514	498	13	times	times	PROPN
ihlr-16514	498	14	,	,	PUNCT
ihlr-16514	498	15	feb	feb	PROPN
ihlr-16514	498	16	.	.	PROPN
ihlr-16514	498	17	3	3	NUM
ihlr-16514	498	18	,	,	PUNCT
ihlr-16514	498	19	2006	2006	NUM
ihlr-16514	498	20	,	,	PUNCT
ihlr-16514	498	21	at	at	ADP
ihlr-16514	498	22	a22	a22	PROPN
ihlr-16514	498	23	(	(	PUNCT
ihlr-16514	498	24	warning	warning	NOUN
ihlr-16514	498	25	of	of	ADP
ihlr-16514	498	26	the	the	DET
ihlr-16514	498	27	potential	potential	ADJ
ihlr-16514	498	28	dangers	danger	NOUN
ihlr-16514	498	29	if	if	SCONJ
ihlr-16514	498	30	healthy	healthy	ADJ
ihlr-16514	498	31	employees	employee	NOUN
ihlr-16514	498	32	all	all	PRON
ihlr-16514	498	33	jump	jump	VERB
ihlr-16514	498	34	to	to	ADP
ihlr-16514	498	35	hdhps	hdhps	NOUN
ihlr-16514	498	36	)	)	PUNCT
ihlr-16514	498	37	.	.	PUNCT
ihlr-16514	499	1	132	132	NUM
ihlr-16514	499	2	the	the	DET
ihlr-16514	499	3	term	term	NOUN
ihlr-16514	499	4	"	"	PUNCT
ihlr-16514	499	5	health	health	NOUN
ihlr-16514	499	6	demographics	demographic	NOUN
ihlr-16514	499	7	"	"	PUNCT
ihlr-16514	499	8	is	be	AUX
ihlr-16514	499	9	used	use	VERB
ihlr-16514	499	10	here	here	ADV
ihlr-16514	499	11	to	to	PART
ihlr-16514	499	12	describe	describe	VERB
ihlr-16514	499	13	the	the	DET
ihlr-16514	499	14	make	make	NOUN
ihlr-16514	499	15	up	up	ADP
ihlr-16514	499	16	of	of	ADP
ihlr-16514	499	17	a	a	DET
ihlr-16514	499	18	particular	particular	ADJ
ihlr-16514	499	19	risk	risk	NOUN
ihlr-16514	499	20	pool	pool	NOUN
ihlr-16514	499	21	.	.	PUNCT
ihlr-16514	500	1	for	for	ADP
ihlr-16514	500	2	example	example	NOUN
ihlr-16514	500	3	,	,	PUNCT
ihlr-16514	500	4	the	the	DET
ihlr-16514	500	5	health	health	NOUN
ihlr-16514	500	6	demographics	demographic	NOUN
ihlr-16514	500	7	of	of	ADP
ihlr-16514	500	8	a	a	DET
ihlr-16514	500	9	young	young	ADJ
ihlr-16514	500	10	,	,	PUNCT
ihlr-16514	500	11	affiuent	affiuent	NOUN
ihlr-16514	500	12	,	,	PUNCT
ihlr-16514	500	13	risk	risk	NOUN
ihlr-16514	500	14	pool	pool	NOUN
ihlr-16514	500	15	are	be	AUX
ihlr-16514	500	16	going	go	VERB
ihlr-16514	500	17	to	to	PART
ihlr-16514	500	18	reflect	reflect	VERB
ihlr-16514	500	19	a	a	DET
ihlr-16514	500	20	healthier	healthy	ADJ
ihlr-16514	500	21	population	population	NOUN
ihlr-16514	500	22	as	as	SCONJ
ihlr-16514	500	23	opposed	oppose	VERB
ihlr-16514	500	24	to	to	ADP
ihlr-16514	500	25	an	an	DET
ihlr-16514	500	26	older	old	ADJ
ihlr-16514	500	27	,	,	PUNCT
ihlr-16514	500	28	poorer	poor	ADJ
ihlr-16514	500	29	risk	risk	NOUN
ihlr-16514	500	30	pool	pool	NOUN
ihlr-16514	500	31	that	that	PRON
ihlr-16514	500	32	will	will	AUX
ihlr-16514	500	33	likely	likely	ADV
ihlr-16514	500	34	reflect	reflect	VERB
ihlr-16514	500	35	greater	great	ADJ
ihlr-16514	500	36	occurrences	occurrence	NOUN
ihlr-16514	500	37	of	of	ADP
ihlr-16514	500	38	illness	illness	NOUN
ihlr-16514	500	39	in	in	ADP
ihlr-16514	500	40	the	the	DET
ihlr-16514	500	41	health	health	NOUN
ihlr-16514	500	42	demographics	demographic	NOUN
ihlr-16514	500	43	.	.	PUNCT
ihlr-16514	501	1	see	see	PROPN
ihlr-16514	501	2	spiegel	spiegel	PROPN
ihlr-16514	501	3	,	,	PUNCT
ihlr-16514	501	4	supra	supra	PROPN
ihlr-16514	501	5	note	note	PROPN
ihlr-16514	501	6	67	67	NUM
ihlr-16514	501	7	,	,	PUNCT
ihlr-16514	501	8	at	at	ADP
ihlr-16514	501	9	230	230	NUM
ihlr-16514	501	10	(	(	PUNCT
ihlr-16514	501	11	discussing	discuss	VERB
ihlr-16514	501	12	how	how	SCONJ
ihlr-16514	501	13	adverse	adverse	ADJ
ihlr-16514	501	14	selection	selection	NOUN
ihlr-16514	501	15	will	will	AUX
ihlr-16514	501	16	likely	likely	ADV
ihlr-16514	501	17	negatively	negatively	ADV
ihlr-16514	501	18	affect	affect	VERB
ihlr-16514	501	19	the	the	DET
ihlr-16514	501	20	average	average	ADJ
ihlr-16514	501	21	cost	cost	NOUN
ihlr-16514	501	22	of	of	ADP
ihlr-16514	501	23	insuring	insure	VERB
ihlr-16514	501	24	a	a	DET
ihlr-16514	501	25	respective	respective	ADJ
ihlr-16514	501	26	risk	risk	NOUN
ihlr-16514	501	27	pool	pool	NOUN
ihlr-16514	501	28	)	)	PUNCT
ihlr-16514	501	29	.	.	PUNCT
ihlr-16514	502	1	133	133	NUM
ihlr-16514	502	2	larson	larson	PROPN
ihlr-16514	502	3	&	&	CCONJ
ihlr-16514	502	4	dettman	dettman	PROPN
ihlr-16514	502	5	,	,	PUNCT
ihlr-16514	502	6	supra	supra	ADJ
ihlr-16514	502	7	note	note	NOUN
ihlr-16514	502	8	74	74	NUM
ihlr-16514	502	9	,	,	PUNCT
ihlr-16514	502	10	at	at	ADP
ihlr-16514	502	11	1121	1121	NUM
ihlr-16514	502	12	(	(	PUNCT
ihlr-16514	502	13	citing	cite	VERB
ihlr-16514	502	14	david	david	PROPN
ihlr-16514	502	15	u.	u.	PROPN
ihlr-16514	502	16	himmelstein	himmelstein	PROPN
ihlr-16514	502	17	et	et	PROPN
ihlr-16514	502	18	al	al	PROPN
ihlr-16514	502	19	.	.	PROPN
ihlr-16514	502	20	,	,	PUNCT
ihlr-16514	502	21	rlness	rlness	NOUN
ihlr-16514	502	22	and	and	CCONJ
ihlr-16514	502	23	injury	injury	NOUN
ihlr-16514	502	24	as	as	ADP
ihlr-16514	502	25	contributors	contributor	NOUN
ihlr-16514	502	26	to	to	ADP
ihlr-16514	502	27	bankruptcy	bankruptcy	NOUN
ihlr-16514	502	28	,	,	PUNCT
ihlr-16514	502	29	health	health	NOUN
ihlr-16514	502	30	aff	aff	PROPN
ihlr-16514	502	31	.	.	PUNCT
ihlr-16514	502	32	web	web	NOUN
ihlr-16514	502	33	exclusive	exclusive	ADJ
ihlr-16514	502	34	,	,	PUNCT
ihlr-16514	502	35	at	at	ADP
ihlr-16514	502	36	w5	w5	PROPN
ihlr-16514	502	37	-	-	PUNCT
ihlr-16514	502	38	63	63	NUM
ihlr-16514	502	39	,	,	PUNCT
ihlr-16514	502	40	w5	w5	PROPN
ihlr-16514	502	41	-	-	PUNCT
ihlr-16514	502	42	66	66	NUM
ihlr-16514	502	43	,	,	PUNCT
ihlr-16514	502	44	feb	feb	PROPN
ihlr-16514	502	45	.	.	PROPN
ihlr-16514	502	46	2	2	NUM
ihlr-16514	502	47	,	,	PUNCT
ihlr-16514	502	48	2005	2005	NUM
ihlr-16514	502	49	)	)	PUNCT
ihlr-16514	502	50	.	.	PUNCT
ihlr-16514	503	1	134	134	NUM
ihlr-16514	503	2	i	i	NOUN
ihlr-16514	503	3	d	d	PROPN
ihlr-16514	503	4	135	135	NUM
ihlr-16514	503	5	/d	/d	PUNCT
ihlr-16514	503	6	.	.	PUNCT
ihlr-16514	503	7	(	(	PUNCT
ihlr-16514	503	8	medical	medical	ADJ
ihlr-16514	503	9	related	related	ADJ
ihlr-16514	503	10	spending	spending	NOUN
ihlr-16514	503	11	in	in	ADP
ihlr-16514	503	12	the	the	DET
ihlr-16514	503	13	year	year	NOUN
ihlr-16514	503	14	that	that	PRON
ihlr-16514	503	15	families	family	NOUN
ihlr-16514	503	16	experienced	experience	VERB
ihlr-16514	503	17	catastrophic	catastrophic	ADJ
ihlr-16514	503	18	illness	illness	NOUN
ihlr-16514	503	19	nearly	nearly	ADV
ihlr-16514	503	20	quadrupled	quadruple	VERB
ihlr-16514	503	21	from	from	ADP
ihlr-16514	503	22	the	the	DET
ihlr-16514	503	23	previous	previous	ADJ
ihlr-16514	503	24	year	year	NOUN
ihlr-16514	503	25	.	.	PUNCT
ihlr-16514	504	1	"	"	PUNCT
ihlr-16514	504	2	[	[	X
ihlr-16514	504	3	researchers	researcher	NOUN
ihlr-16514	504	4	]	]	PUNCT
ihlr-16514	504	5	explained	explain	VERB
ihlr-16514	504	6	,	,	PUNCT
ihlr-16514	504	7	'	'	PUNCT
ihlr-16514	504	8	in	in	ADP
ihlr-16514	504	9	the	the	DET
ihlr-16514	504	10	year	year	NOUN
ihlr-16514	504	11	prior	prior	ADV
ihlr-16514	504	12	to	to	ADP
ihlr-16514	504	13	bank­	bank­	NOUN
ihlr-16514	504	14	ruptcy	ruptcy	NOUN
ihlr-16514	504	15	,	,	PUNCT
ihlr-16514	504	16	out	out	ADV
ihlr-16514	504	17	-	-	PUNCT
ihlr-16514	504	18	of	of	ADP
ihlr-16514	504	19	-	-	PUNCT
ihlr-16514	504	20	pocket	pocket	NOUN
ihlr-16514	504	21	costs	cost	NOUN
ihlr-16514	504	22	(	(	PUNCT
ihlr-16514	504	23	excluding	exclude	VERB
ihlr-16514	504	24	insurance	insurance	NOUN
ihlr-16514	504	25	premiums	premium	NOUN
ihlr-16514	504	26	)	)	PUNCT
ihlr-16514	504	27	averaged	average	VERB
ihlr-16514	504	28	$	$	SYM
ihlr-16514	504	29	3,686	3,686	NUM
ihlr-16514	504	30	....	....	PUNCT
ihlr-16514	504	31	out	out	ADP
ihlr-16514	504	32	-	-	PUNCT
ihlr-16514	504	33	of	of	ADP
ihlr-16514	504	34	-	-	PUNCT
ihlr-16514	504	35	pocket	pocket	NOUN
ihlr-16514	504	36	costs	cost	NOUN
ihlr-16514	504	37	since	since	SCONJ
ihlr-16514	504	38	the	the	DET
ihlr-16514	504	39	onset	onset	NOUN
ihlr-16514	504	40	of	of	ADP
ihlr-16514	504	41	illness	illness	NOUN
ihlr-16514	504	42	/	/	SYM
ihlr-16514	504	43	injury	injury	NOUN
ihlr-16514	504	44	averaged	average	VERB
ihlr-16514	504	45	$	$	SYM
ihlr-16514	504	46	11,854	11,854	NUM
ihlr-16514	504	47	.	.	PUNCT
ihlr-16514	505	1	"	"	PUNCT
ihlr-16514	505	2	'	'	PUNCT
ihlr-16514	505	3	)	)	PUNCT
ihlr-16514	505	4	.	.	PUNCT
ihlr-16514	506	1	136	136	NUM
ihlr-16514	506	2	/d	/d	X
ihlr-16514	506	3	.	.	PROPN
ihlr-16514	506	4	137	137	NUM
ihlr-16514	506	5	/d	/d	PUNCT
ihlr-16514	506	6	.	.	PUNCT
ihlr-16514	507	1	this	this	PRON
ihlr-16514	507	2	suggested	suggest	VERB
ihlr-16514	507	3	bankruptcy	bankruptcy	NOUN
ihlr-16514	507	4	reform	reform	NOUN
ihlr-16514	507	5	proposal	proposal	NOUN
ihlr-16514	507	6	seems	seem	VERB
ihlr-16514	507	7	to	to	PART
ihlr-16514	507	8	be	be	AUX
ihlr-16514	507	9	antithetical	antithetical	ADJ
ihlr-16514	507	10	to	to	ADP
ihlr-16514	507	11	the	the	DET
ihlr-16514	507	12	premise	premise	NOUN
ihlr-16514	507	13	behind	behind	ADP
ihlr-16514	507	14	hsas	hsa	NOUN
ihlr-16514	507	15	of	of	ADP
ihlr-16514	507	16	encouraging	encourage	VERB
ihlr-16514	507	17	fiscal	fiscal	ADJ
ihlr-16514	507	18	responsibility	responsibility	NOUN
ihlr-16514	507	19	.	.	PUNCT
ihlr-16514	508	1	/d	/d	PUNCT
ihlr-16514	508	2	.	.	PUNCT
ihlr-16514	509	1	310	310	NUM
ihlr-16514	509	2	indiana	indiana	PROPN
ihlr-16514	509	3	health	health	PROPN
ihlr-16514	509	4	law	law	PROPN
ihlr-16514	509	5	review	review	NOUN
ihlr-16514	509	6	[	[	X
ihlr-16514	509	7	vol	vol	NOUN
ihlr-16514	509	8	.	.	PUNCT
ihlr-16514	509	9	4:287	4:287	NUM
ihlr-16514	509	10	debt	debt	NOUN
ihlr-16514	509	11	relief	relief	NOUN
ihlr-16514	509	12	to	to	ADP
ihlr-16514	509	13	individuals	individual	NOUN
ihlr-16514	509	14	who	who	PRON
ihlr-16514	509	15	legitimately	legitimately	ADV
ihlr-16514	509	16	use	use	VERB
ihlr-16514	509	17	bankruptcy	bankruptcy	NOUN
ihlr-16514	509	18	as	as	ADP
ihlr-16514	509	19	insurance	insurance	NOUN
ihlr-16514	509	20	of	of	ADP
ihlr-16514	509	21	last	last	ADJ
ihlr-16514	509	22	resort	resort	NOUN
ihlr-16514	509	23	in	in	ADP
ihlr-16514	509	24	the	the	DET
ihlr-16514	509	25	aftermath	aftermath	NOUN
ihlr-16514	509	26	of	of	ADP
ihlr-16514	509	27	serious	serious	ADJ
ihlr-16514	509	28	calamities	calamity	NOUN
ihlr-16514	509	29	.	.	PUNCT
ihlr-16514	510	1	"	"	PUNCT
ihlr-16514	510	2	138	138	NUM
ihlr-16514	510	3	while	while	SCONJ
ihlr-16514	510	4	this	this	PRON
ihlr-16514	510	5	may	may	AUX
ihlr-16514	510	6	alleviate	alleviate	VERB
ihlr-16514	510	7	the	the	DET
ihlr-16514	510	8	immediate	immediate	ADJ
ihlr-16514	510	9	problems	problem	NOUN
ihlr-16514	510	10	of	of	ADP
ihlr-16514	510	11	the	the	DET
ihlr-16514	510	12	uninsured	uninsured	ADJ
ihlr-16514	510	13	family	family	NOUN
ihlr-16514	510	14	,	,	PUNCT
ihlr-16514	510	15	this	this	DET
ihlr-16514	510	16	solution	solution	NOUN
ihlr-16514	510	17	does	do	VERB
ihlr-16514	510	18	nothing	nothing	PRON
ihlr-16514	510	19	tore­	tore­	PRON
ihlr-16514	510	20	solve	solve	VERB
ihlr-16514	510	21	the	the	DET
ihlr-16514	510	22	issues	issue	NOUN
ihlr-16514	510	23	of	of	ADP
ihlr-16514	510	24	access	access	NOUN
ihlr-16514	510	25	and	and	CCONJ
ihlr-16514	510	26	increased	increase	VERB
ihlr-16514	510	27	cost	cost	NOUN
ihlr-16514	510	28	for	for	ADP
ihlr-16514	510	29	the	the	DET
ihlr-16514	510	30	working	work	VERB
ihlr-16514	510	31	poor	poor	ADJ
ihlr-16514	510	32	population	population	NOUN
ihlr-16514	510	33	as	as	ADP
ihlr-16514	510	34	a	a	DET
ihlr-16514	510	35	whole	whole	NOUN
ihlr-16514	510	36	.	.	PUNCT
ihlr-16514	511	1	providers	provider	NOUN
ihlr-16514	511	2	are	be	AUX
ihlr-16514	511	3	still	still	ADV
ihlr-16514	511	4	going	go	VERB
ihlr-16514	511	5	to	to	PART
ihlr-16514	511	6	pass	pass	VERB
ihlr-16514	511	7	the	the	DET
ihlr-16514	511	8	costs	cost	NOUN
ihlr-16514	511	9	on	on	ADP
ihlr-16514	511	10	to	to	ADP
ihlr-16514	511	11	future	future	ADJ
ihlr-16514	511	12	patients	patient	NOUN
ihlr-16514	511	13	,	,	PUNCT
ihlr-16514	511	14	and	and	CCONJ
ihlr-16514	511	15	these	these	DET
ihlr-16514	511	16	high	high	ADJ
ihlr-16514	511	17	costs	cost	NOUN
ihlr-16514	511	18	are	be	AUX
ihlr-16514	511	19	likely	likely	ADJ
ihlr-16514	511	20	to	to	PART
ihlr-16514	511	21	dissuade	dissuade	VERB
ihlr-16514	511	22	the	the	DET
ihlr-16514	511	23	uninsured	uninsured	NOUN
ihlr-16514	511	24	from	from	ADP
ihlr-16514	511	25	seeking	seek	VERB
ihlr-16514	511	26	treatment	treatment	NOUN
ihlr-16514	511	27	.	.	PUNCT
ihlr-16514	512	1	as	as	SCONJ
ihlr-16514	512	2	the	the	DET
ihlr-16514	512	3	burgeoning	burgeon	VERB
ihlr-16514	512	4	american	american	ADJ
ihlr-16514	512	5	population	population	NOUN
ihlr-16514	512	6	continues	continue	VERB
ihlr-16514	512	7	to	to	PART
ihlr-16514	512	8	grow	grow	VERB
ihlr-16514	512	9	,	,	PUNCT
ihlr-16514	512	10	139	139	NUM
ihlr-16514	512	11	it	it	PRON
ihlr-16514	512	12	is	be	AUX
ihlr-16514	512	13	impor­	impor­	PROPN
ihlr-16514	512	14	tant	tant	NOUN
ihlr-16514	512	15	to	to	PART
ihlr-16514	512	16	focus	focus	VERB
ihlr-16514	512	17	resources	resource	NOUN
ihlr-16514	512	18	on	on	ADP
ihlr-16514	512	19	and	and	CCONJ
ihlr-16514	512	20	tailor	tailor	NOUN
ihlr-16514	512	21	solutions	solution	NOUN
ihlr-16514	512	22	to	to	ADP
ihlr-16514	512	23	this	this	DET
ihlr-16514	512	24	targeted	target	VERB
ihlr-16514	512	25	area	area	NOUN
ihlr-16514	512	26	ofhealth	ofhealth	NOUN
ihlr-16514	512	27	care	care	NOUN
ihlr-16514	512	28	consumers	consumer	NOUN
ihlr-16514	512	29	so	so	SCONJ
ihlr-16514	512	30	that	that	SCONJ
ihlr-16514	512	31	the	the	DET
ihlr-16514	512	32	problems	problem	NOUN
ihlr-16514	512	33	of	of	ADP
ihlr-16514	512	34	inadequate	inadequate	ADJ
ihlr-16514	512	35	access	access	NOUN
ihlr-16514	512	36	for	for	ADP
ihlr-16514	512	37	america	america	PROPN
ihlr-16514	512	38	's	's	PART
ihlr-16514	512	39	moderate	moderate	ADJ
ihlr-16514	512	40	to	to	PART
ihlr-16514	512	41	lower	low	ADJ
ihlr-16514	512	42	income	income	NOUN
ihlr-16514	512	43	brackets	bracket	NOUN
ihlr-16514	512	44	may	may	AUX
ihlr-16514	512	45	be	be	AUX
ihlr-16514	512	46	halted	halt	VERB
ihlr-16514	512	47	in	in	ADP
ihlr-16514	512	48	its	its	PRON
ihlr-16514	512	49	infancy	infancy	NOUN
ihlr-16514	512	50	.	.	PUNCT
ihlr-16514	513	1	without	without	ADP
ihlr-16514	513	2	a	a	DET
ihlr-16514	513	3	solution	solution	NOUN
ihlr-16514	513	4	specifi­	specifi­	NOUN
ihlr-16514	513	5	cally	cally	ADV
ihlr-16514	513	6	tailored	tailor	VERB
ihlr-16514	513	7	to	to	PART
ihlr-16514	513	8	address	address	VERB
ihlr-16514	513	9	the	the	DET
ihlr-16514	513	10	lower	low	ADJ
ihlr-16514	513	11	income	income	NOUN
ihlr-16514	513	12	segments	segment	NOUN
ihlr-16514	513	13	of	of	ADP
ihlr-16514	513	14	the	the	DET
ihlr-16514	513	15	population	population	NOUN
ihlr-16514	513	16	,	,	PUNCT
ihlr-16514	513	17	health	health	NOUN
ihlr-16514	513	18	care	care	NOUN
ihlr-16514	513	19	availability	availability	NOUN
ihlr-16514	513	20	in	in	ADP
ihlr-16514	513	21	america	america	PROPN
ihlr-16514	513	22	will	will	AUX
ihlr-16514	513	23	remain	remain	VERB
ihlr-16514	513	24	stagnant	stagnant	ADJ
ihlr-16514	513	25	and	and	CCONJ
ihlr-16514	513	26	may	may	AUX
ihlr-16514	513	27	begin	begin	VERB
ihlr-16514	513	28	to	to	PART
ihlr-16514	513	29	decline	decline	VERB
ihlr-16514	513	30	with	with	ADP
ihlr-16514	513	31	the	the	DET
ihlr-16514	513	32	continued	continue	VERB
ihlr-16514	513	33	adherence	adherence	NOUN
ihlr-16514	513	34	to	to	ADP
ihlr-16514	513	35	the	the	DET
ihlr-16514	513	36	hsa	hsa	PROPN
ihlr-16514	513	37	model	model	NOUN
ihlr-16514	513	38	within	within	ADP
ihlr-16514	513	39	the	the	DET
ihlr-16514	513	40	context	context	NOUN
ihlr-16514	513	41	of	of	ADP
ihlr-16514	513	42	small	small	ADJ
ihlr-16514	513	43	busi­	busi­	NOUN
ihlr-16514	513	44	nesses	ness	NOUN
ihlr-16514	513	45	.	.	PUNCT
ihlr-16514	514	1	v.	v.	ADP
ihlr-16514	514	2	promising	promise	VERB
ihlr-16514	514	3	alternative	alternative	ADJ
ihlr-16514	514	4	solutions	solution	NOUN
ihlr-16514	514	5	to	to	ADP
ihlr-16514	514	6	the	the	DET
ihlr-16514	514	7	high	high	ADJ
ihlr-16514	514	8	costs	cost	NOUN
ihlr-16514	514	9	of	of	ADP
ihlr-16514	514	10	health	health	NOUN
ihlr-16514	514	11	care	care	NOUN
ihlr-16514	514	12	there	there	PRON
ihlr-16514	514	13	have	have	AUX
ihlr-16514	514	14	been	be	AUX
ihlr-16514	514	15	many	many	ADJ
ihlr-16514	514	16	suggestions	suggestion	NOUN
ihlr-16514	514	17	concerning	concern	VERB
ihlr-16514	514	18	how	how	SCONJ
ihlr-16514	514	19	to	to	PART
ihlr-16514	514	20	remedy	remedy	VERB
ihlr-16514	514	21	the	the	DET
ihlr-16514	514	22	pending	pende	VERB
ihlr-16514	514	23	health	health	NOUN
ihlr-16514	514	24	care	care	NOUN
ihlr-16514	514	25	crisis	crisis	NOUN
ihlr-16514	514	26	in	in	ADP
ihlr-16514	514	27	america	america	PROPN
ihlr-16514	514	28	.	.	PUNCT
ihlr-16514	515	1	most	most	ADV
ihlr-16514	515	2	notably	notably	ADV
ihlr-16514	515	3	and	and	CCONJ
ihlr-16514	515	4	widely	widely	ADV
ihlr-16514	515	5	advocated	advocate	VERB
ihlr-16514	515	6	,	,	PUNCT
ihlr-16514	515	7	is	be	AUX
ihlr-16514	515	8	the	the	DET
ihlr-16514	515	9	push	push	NOUN
ihlr-16514	515	10	toward	toward	ADP
ihlr-16514	515	11	a	a	DET
ihlr-16514	515	12	government	government	NOUN
ihlr-16514	515	13	regulated	regulate	VERB
ihlr-16514	515	14	health	health	NOUN
ihlr-16514	515	15	care	care	NOUN
ihlr-16514	515	16	systern140	systern140	PROPN
ihlr-16514	515	17	consistent	consistent	ADJ
ihlr-16514	515	18	with	with	ADP
ihlr-16514	515	19	that	that	PRON
ihlr-16514	515	20	of	of	ADP
ihlr-16514	515	21	most	most	ADJ
ihlr-16514	515	22	other	other	ADJ
ihlr-16514	515	23	developed	develop	VERB
ihlr-16514	515	24	nations.141	nations.141	NOUN
ihlr-16514	515	25	because	because	SCONJ
ihlr-16514	515	26	of	of	ADP
ihlr-16514	515	27	most	most	ADJ
ihlr-16514	515	28	americans	americans	PROPN
ihlr-16514	515	29	'	'	PART
ihlr-16514	515	30	reluctance	reluctance	NOUN
ihlr-16514	515	31	to	to	PART
ihlr-16514	515	32	subscribe	subscribe	VERB
ihlr-16514	515	33	to	to	ADP
ihlr-16514	515	34	a	a	DET
ihlr-16514	515	35	universal	universal	ADJ
ihlr-16514	515	36	health	health	NOUN
ihlr-16514	515	37	care	care	NOUN
ihlr-16514	515	38	approach	approach	NOUN
ihlr-16514	515	39	,	,	PUNCT
ihlr-16514	515	40	the	the	DET
ihlr-16514	515	41	preferred	preferred	ADJ
ihlr-16514	515	42	method	method	NOUN
ihlr-16514	515	43	seems	seem	VERB
ihlr-16514	515	44	to	to	PART
ihlr-16514	515	45	be	be	AUX
ihlr-16514	515	46	an	an	DET
ihlr-16514	515	47	incremental	incremental	ADJ
ihlr-16514	515	48	approach	approach	NOUN
ihlr-16514	515	49	attempting	attempt	VERB
ihlr-16514	515	50	to	to	PART
ihlr-16514	515	51	fix	fix	VERB
ihlr-16514	515	52	aspects	aspect	NOUN
ihlr-16514	515	53	of	of	ADP
ihlr-16514	515	54	the	the	DET
ihlr-16514	515	55	system	system	NOUN
ihlr-16514	515	56	piece	piece	NOUN
ihlr-16514	515	57	by	by	ADP
ihlr-16514	515	58	piece	piece	NOUN
ihlr-16514	515	59	;	;	PUNCT
ihlr-16514	515	60	138	138	NUM
ihlr-16514	515	61	melissa	melissa	PROPN
ihlr-16514	515	62	b.	b.	PROPN
ihlr-16514	515	63	jacoby	jacoby	PROPN
ihlr-16514	515	64	,	,	PUNCT
ihlr-16514	515	65	collecting	collect	VERB
ihlr-16514	515	66	debts	debt	NOUN
ihlr-16514	515	67	from	from	ADP
ihlr-16514	515	68	the	the	DET
ihlr-16514	515	69	ill	ill	ADJ
ihlr-16514	515	70	and	and	CCONJ
ihlr-16514	515	71	injured	injure	VERB
ihlr-16514	515	72	:	:	PUNCT
ihlr-16514	515	73	the	the	DET
ihlr-16514	515	74	rhetorical	rhetorical	ADJ
ihlr-16514	515	75	signifi­	signifi­	NUM
ihlr-16514	515	76	cance	cance	NOUN
ihlr-16514	515	77	,	,	PUNCT
ihlr-16514	515	78	but	but	CCONJ
ihlr-16514	515	79	practical	practical	ADJ
ihlr-16514	515	80	irrelevance	irrelevance	NOUN
ihlr-16514	515	81	,	,	PUNCT
ihlr-16514	515	82	of	of	ADP
ihlr-16514	515	83	culpability	culpability	NOUN
ihlr-16514	515	84	and	and	CCONJ
ihlr-16514	515	85	ability	ability	NOUN
ihlr-16514	515	86	to	to	PART
ihlr-16514	515	87	pay	pay	VERB
ihlr-16514	515	88	,	,	PUNCT
ihlr-16514	515	89	51	51	NUM
ihlr-16514	515	90	am	am	NOUN
ihlr-16514	515	91	.	.	PUNCT
ihlr-16514	516	1	u.l	u.l	PROPN
ihlr-16514	516	2	.	.	PROPN
ihlr-16514	516	3	rev	rev	PROPN
ihlr-16514	516	4	.	.	PROPN
ihlr-16514	516	5	229	229	NUM
ihlr-16514	516	6	,	,	PUNCT
ihlr-16514	516	7	231	231	NUM
ihlr-16514	516	8	(	(	PUNCT
ihlr-16514	516	9	2001	2001	NUM
ihlr-16514	516	10	)	)	PUNCT
ihlr-16514	516	11	.	.	PUNCT
ihlr-16514	517	1	139	139	NUM
ihlr-16514	517	2	the	the	DET
ihlr-16514	517	3	united	united	PROPN
ihlr-16514	517	4	states	states	PROPN
ihlr-16514	517	5	census	census	PROPN
ihlr-16514	517	6	bureau	bureau	PROPN
ihlr-16514	517	7	estimated	estimate	VERB
ihlr-16514	517	8	that	that	SCONJ
ihlr-16514	517	9	the	the	DET
ihlr-16514	517	10	population	population	NOUN
ihlr-16514	517	11	in	in	ADP
ihlr-16514	517	12	america	america	PROPN
ihlr-16514	517	13	grew	grow	VERB
ihlr-16514	517	14	by	by	ADP
ihlr-16514	517	15	an	an	DET
ihlr-16514	517	16	estimated	estimate	VERB
ihlr-16514	517	17	2	2	NUM
ihlr-16514	517	18	,	,	PUNCT
ihlr-16514	517	19	753,562	753,562	NUM
ihlr-16514	517	20	persons	person	NOUN
ihlr-16514	517	21	from	from	ADP
ihlr-16514	517	22	july	july	PROPN
ihlr-16514	517	23	1	1	NUM
ihlr-16514	517	24	,	,	PUNCT
ihlr-16514	517	25	2004	2004	NUM
ihlr-16514	517	26	to	to	ADP
ihlr-16514	517	27	july	july	PROPN
ihlr-16514	517	28	1	1	NUM
ihlr-16514	517	29	,	,	PUNCT
ihlr-16514	517	30	2005	2005	NUM
ihlr-16514	517	31	.	.	PUNCT
ihlr-16514	518	1	natural	natural	ADJ
ihlr-16514	518	2	birth	birth	NOUN
ihlr-16514	518	3	increased	increase	VERB
ihlr-16514	518	4	the	the	DET
ihlr-16514	518	5	pop­	pop­	NOUN
ihlr-16514	518	6	ulation	ulation	NOUN
ihlr-16514	518	7	by	by	ADP
ihlr-16514	518	8	1,704,036	1,704,036	NUM
ihlr-16514	518	9	and	and	CCONJ
ihlr-16514	518	10	international	international	ADJ
ihlr-16514	518	11	documented	document	VERB
ihlr-16514	518	12	immigration	immigration	NOUN
ihlr-16514	518	13	grew	grow	VERB
ihlr-16514	518	14	the	the	DET
ihlr-16514	518	15	population	population	NOUN
ihlr-16514	518	16	by	by	ADP
ihlr-16514	518	17	1,049,526	1,049,526	NUM
ihlr-16514	518	18	.	.	PUNCT
ihlr-16514	519	1	u.s	u.s	PROPN
ihlr-16514	519	2	.	.	PROPN
ihlr-16514	519	3	census	census	PROPN
ihlr-16514	519	4	bureau	bureau	PROPN
ihlr-16514	519	5	,	,	PUNCT
ihlr-16514	519	6	population	population	NOUN
ihlr-16514	519	7	division	division	NOUN
ihlr-16514	519	8	,	,	PUNCT
ihlr-16514	519	9	table	table	NOUN
ihlr-16514	519	10	5	5	NUM
ihlr-16514	519	11	:	:	PUNCT
ihlr-16514	519	12	annual	annual	ADJ
ihlr-16514	519	13	estimates	estimate	NOUN
ihlr-16514	519	14	of	of	ADP
ihlr-16514	519	15	tile	tile	NOUN
ihlr-16514	519	16	components	component	NOUN
ihlr-16514	519	17	of	of	ADP
ihlr-16514	519	18	population	population	NOUN
ihlr-16514	519	19	change	change	NOUN
ihlr-16514	519	20	for	for	ADP
ihlr-16514	519	21	1he	1he	ADJ
ihlr-16514	519	22	united	united	PROPN
ihlr-16514	519	23	states	states	PROPN
ihlr-16514	519	24	and	and	CCONJ
ihlr-16514	519	25	states	state	NOUN
ihlr-16514	519	26	:	:	PUNCT
ihlr-16514	519	27	july	july	PROPN
ihlr-16514	519	28	1	1	NUM
ihlr-16514	519	29	,	,	PUNCT
ihlr-16514	519	30	2004	2004	NUM
ihlr-16514	519	31	to	to	ADP
ihlr-16514	519	32	july	july	PROPN
ihlr-16514	519	33	1	1	NUM
ihlr-16514	519	34	,	,	PUNCT
ihlr-16514	519	35	2005	2005	NUM
ihlr-16514	519	36	(	(	PUNCT
ihlr-16514	519	37	2005	2005	NUM
ihlr-16514	519	38	)	)	PUNCT
ihlr-16514	519	39	,	,	PUNCT
ihlr-16514	519	40	available	available	ADJ
ihlr-16514	519	41	at	at	ADP
ihlr-16514	519	42	htlp	htlp	NOUN
ihlr-16514	519	43	:	:	PUNCT
ihlr-16514	519	44	llwww.census.gov	llwww.census.gov	NOUN
ihlr-16514	519	45	/	/	SYM
ihlr-16514	519	46	popest	popest	NOUN
ihlr-16514	519	47	/	/	SYM
ihlr-16514	519	48	states	state	NOUN
ihlr-16514	519	49	/	/	SYM
ihlr-16514	519	50	tables	table	NOUN
ihlr-16514	519	51	/	/	SYM
ihlr-16514	519	52	nst	nst	PROPN
ihlr-16514	519	53	-est200505.xls	-est200505.xls	PROPN
ihlr-16514	519	54	.	.	PROPN
ihlr-16514	520	1	140	140	NUM
ihlr-16514	520	2	see	see	VERB
ihlr-16514	520	3	hampton	hampton	PROPN
ihlr-16514	520	4	,	,	PUNCT
ihlr-16514	520	5	america	america	PROPN
ihlr-16514	520	6	's	's	PART
ihlr-16514	520	7	flight	flight	NOUN
ihlr-16514	520	8	from	from	ADP
ihlr-16514	520	9	health	health	NOUN
ihlr-16514	520	10	insurance	insurance	NOUN
ihlr-16514	520	11	,	,	PUNCT
ihlr-16514	520	12	supra	supra	PROPN
ihlr-16514	520	13	note	note	NOUN
ihlr-16514	520	14	1	1	NUM
ihlr-16514	520	15	(	(	PUNCT
ihlr-16514	520	16	suggesting	suggest	VERB
ihlr-16514	520	17	that	that	SCONJ
ihlr-16514	520	18	americans	americans	PROPN
ihlr-16514	520	19	should	should	AUX
ihlr-16514	520	20	not	not	PART
ihlr-16514	520	21	subscribe	subscribe	VERB
ihlr-16514	520	22	to	to	ADP
ihlr-16514	520	23	the	the	DET
ihlr-16514	520	24	myth	myth	NOUN
ihlr-16514	520	25	that	that	SCONJ
ihlr-16514	520	26	the	the	DET
ihlr-16514	520	27	health	health	NOUN
ihlr-16514	520	28	care	care	NOUN
ihlr-16514	520	29	market	market	NOUN
ihlr-16514	520	30	will	will	AUX
ihlr-16514	520	31	allocate	allocate	VERB
ihlr-16514	520	32	resources	resource	NOUN
ihlr-16514	520	33	more	more	ADV
ihlr-16514	520	34	efficiently	efficiently	ADV
ihlr-16514	520	35	than	than	ADP
ihlr-16514	520	36	the	the	DET
ihlr-16514	520	37	government	government	NOUN
ihlr-16514	520	38	)	)	PUNCT
ihlr-16514	520	39	;	;	PUNCT
ihlr-16514	521	1	jacobi	jacobi	PROPN
ihlr-16514	521	2	,	,	PUNCT
ihlr-16514	521	3	government	government	NOUN
ihlr-16514	521	4	reinsurance	reinsurance	NOUN
ihlr-16514	521	5	,	,	PUNCT
ihlr-16514	521	6	supra	supra	PROPN
ihlr-16514	521	7	note	note	NOUN
ihlr-16514	521	8	10	10	NUM
ihlr-16514	521	9	(	(	PUNCT
ihlr-16514	521	10	advo­	advo­	X
ihlr-16514	521	11	cating	cat	VERB
ihlr-16514	521	12	that	that	SCONJ
ihlr-16514	521	13	the	the	DET
ihlr-16514	521	14	government	government	NOUN
ihlr-16514	521	15	assume	assume	VERB
ihlr-16514	521	16	catastrophic	catastrophic	ADJ
ihlr-16514	521	17	coverage	coverage	NOUN
ihlr-16514	521	18	costs	cost	NOUN
ihlr-16514	521	19	and	and	CCONJ
ihlr-16514	521	20	leave	leave	VERB
ihlr-16514	521	21	nominal	nominal	ADJ
ihlr-16514	521	22	health	health	NOUN
ihlr-16514	521	23	costs	cost	NOUN
ihlr-16514	521	24	to	to	ADP
ihlr-16514	521	25	consumers	consumer	NOUN
ihlr-16514	521	26	)	)	PUNCT
ihlr-16514	521	27	.	.	PUNCT
ihlr-16514	522	1	141	141	NUM
ihlr-16514	522	2	see	see	NOUN
ihlr-16514	522	3	pereira	pereira	PROPN
ihlr-16514	522	4	,	,	PUNCT
ihlr-16514	522	5	supra	supra	PROPN
ihlr-16514	522	6	note	note	PROPN
ihlr-16514	522	7	92	92	NUM
ihlr-16514	522	8	,	,	PUNCT
ihlr-16514	522	9	at	at	ADP
ihlr-16514	522	10	50	50	NUM
ihlr-16514	522	11	l	l	NOUN
ihlr-16514	522	12	(	(	PUNCT
ihlr-16514	522	13	suggesting	suggest	VERB
ihlr-16514	522	14	that	that	SCONJ
ihlr-16514	522	15	universal	universal	ADJ
ihlr-16514	522	16	coverage	coverage	NOUN
ihlr-16514	522	17	is	be	AUX
ihlr-16514	522	18	not	not	PART
ihlr-16514	522	19	the	the	DET
ihlr-16514	522	20	only	only	ADJ
ihlr-16514	522	21	answer	answer	NOUN
ihlr-16514	522	22	to	to	ADP
ihlr-16514	522	23	solving	solve	VERB
ihlr-16514	522	24	access	access	NOUN
ihlr-16514	522	25	problems	problem	NOUN
ihlr-16514	522	26	within	within	ADP
ihlr-16514	522	27	the	the	DET
ihlr-16514	522	28	united	united	PROPN
ihlr-16514	522	29	states	states	PROPN
ihlr-16514	522	30	;	;	PUNCT
ihlr-16514	522	31	rather	rather	ADV
ihlr-16514	522	32	,	,	PUNCT
ihlr-16514	522	33	simply	simply	ADV
ihlr-16514	522	34	recognizing	recognize	VERB
ihlr-16514	522	35	health	health	NOUN
ihlr-16514	522	36	care	care	NOUN
ihlr-16514	522	37	as	as	ADP
ihlr-16514	522	38	a	a	DET
ihlr-16514	522	39	fundamental	fundamental	ADJ
ihlr-16514	522	40	human	human	ADJ
ihlr-16514	522	41	right	right	NOUN
ihlr-16514	522	42	and	and	CCONJ
ihlr-16514	522	43	eliminating	eliminate	VERB
ihlr-16514	522	44	poverty	poverty	NOUN
ihlr-16514	522	45	is	be	AUX
ihlr-16514	522	46	the	the	DET
ihlr-16514	522	47	first	first	ADJ
ihlr-16514	522	48	step	step	NOUN
ihlr-16514	522	49	toward	toward	ADP
ihlr-16514	522	50	increasing	increase	VERB
ihlr-16514	522	51	access	access	NOUN
ihlr-16514	522	52	problems	problem	NOUN
ihlr-16514	522	53	)	)	PUNCT
ihlr-16514	522	54	.	.	PUNCT
ihlr-16514	523	1	pereira	pereira	PROPN
ihlr-16514	523	2	's	's	PART
ihlr-16514	523	3	argument	argument	NOUN
ihlr-16514	523	4	seems	seem	VERB
ihlr-16514	523	5	a	a	DET
ihlr-16514	523	6	bit	bit	NOUN
ihlr-16514	523	7	overly	overly	ADV
ihlr-16514	523	8	ambitious	ambitious	ADJ
ihlr-16514	523	9	within	within	ADP
ihlr-16514	523	10	a	a	DET
ihlr-16514	523	11	capitalistic	capitalistic	ADJ
ihlr-16514	523	12	society	society	NOUN
ihlr-16514	523	13	of	of	ADP
ihlr-16514	523	14	which	which	PRON
ihlr-16514	523	15	poverty	poverty	NOUN
ihlr-16514	523	16	is	be	AUX
ihlr-16514	523	17	an	an	DET
ihlr-16514	523	18	inherent	inherent	ADJ
ihlr-16514	523	19	part	part	NOUN
ihlr-16514	523	20	.	.	PUNCT
ihlr-16514	524	1	a	a	DET
ihlr-16514	524	2	true	true	ADJ
ihlr-16514	524	3	solution	solution	NOUN
ihlr-16514	524	4	would	would	AUX
ihlr-16514	524	5	maintain	maintain	VERB
ihlr-16514	524	6	the	the	DET
ihlr-16514	524	7	spirit	spirit	NOUN
ihlr-16514	524	8	of	of	ADP
ihlr-16514	524	9	capitalism	capitalism	NOUN
ihlr-16514	524	10	outside	outside	ADP
ihlr-16514	524	11	of	of	ADP
ihlr-16514	524	12	the	the	DET
ihlr-16514	524	13	health	health	NOUN
ihlr-16514	524	14	care	care	NOUN
ihlr-16514	524	15	marketplace	marketplace	NOUN
ihlr-16514	524	16	and	and	CCONJ
ihlr-16514	524	17	place	place	VERB
ihlr-16514	524	18	the	the	DET
ihlr-16514	524	19	regulation	regulation	NOUN
ihlr-16514	524	20	of	of	ADP
ihlr-16514	524	21	this	this	DET
ihlr-16514	524	22	marketplace	marketplace	NOUN
ihlr-16514	524	23	under	under	ADP
ihlr-16514	524	24	gov­	gov­	PROPN
ihlr-16514	524	25	ernment	ernment	PROPN
ihlr-16514	524	26	control	control	NOUN
ihlr-16514	524	27	.	.	PUNCT
ihlr-16514	525	1	eliminating	eliminate	VERB
ihlr-16514	525	2	poverty	poverty	NOUN
ihlr-16514	525	3	is	be	AUX
ihlr-16514	525	4	a	a	DET
ihlr-16514	525	5	noble	noble	ADJ
ihlr-16514	525	6	undertaking	undertaking	NOUN
ihlr-16514	525	7	but	but	CCONJ
ihlr-16514	525	8	may	may	AUX
ihlr-16514	525	9	be	be	AUX
ihlr-16514	525	10	too	too	ADV
ihlr-16514	525	11	complex	complex	ADJ
ihlr-16514	525	12	of	of	ADP
ihlr-16514	525	13	a	a	DET
ihlr-16514	525	14	solu­	solu­	PROPN
ihlr-16514	525	15	tion	tion	NOUN
ihlr-16514	525	16	to	to	ADP
ihlr-16514	525	17	increasing	increase	VERB
ihlr-16514	525	18	access	access	NOUN
ihlr-16514	525	19	to	to	ADP
ihlr-16514	525	20	health	health	NOUN
ihlr-16514	525	21	care	care	NOUN
ihlr-16514	525	22	.	.	PUNCT
ihlr-16514	526	1	2007	2007	NUM
ihlr-16514	526	2	]	]	PUNCT
ihlr-16514	526	3	hsas	hsa	NOUN
ihlr-16514	526	4	and	and	CCONJ
ihlr-16514	526	5	small	small	ADJ
ihlr-16514	526	6	business	business	NOUN
ihlr-16514	526	7	:	:	PUNCT
ihlr-16514	526	8	cost	cost	NOUN
ihlr-16514	526	9	,	,	PUNCT
ihlr-16514	526	10	quauty	quauty	ADJ
ihlr-16514	526	11	,	,	PUNCT
ihlr-16514	526	12	and	and	CCONJ
ihlr-16514	526	13	access	access	NOUN
ihlr-16514	526	14	311	311	NUM
ihlr-16514	526	15	such	such	DET
ihlr-16514	526	16	an	an	DET
ihlr-16514	526	17	approach	approach	NOUN
ihlr-16514	526	18	has	have	AUX
ihlr-16514	526	19	been	be	AUX
ihlr-16514	526	20	deemed	deem	VERB
ihlr-16514	526	21	to	to	PART
ihlr-16514	526	22	be	be	AUX
ihlr-16514	526	23	inefficient	inefficient	ADJ
ihlr-16514	526	24	.	.	PUNCT
ihlr-16514	527	1	the	the	DET
ihlr-16514	527	2	problem	problem	NOUN
ihlr-16514	527	3	with	with	ADP
ihlr-16514	527	4	this	this	DET
ihlr-16514	527	5	idea	idea	NOUN
ihlr-16514	527	6	is	be	AUX
ihlr-16514	527	7	not	not	PART
ihlr-16514	527	8	only	only	ADV
ihlr-16514	527	9	the	the	DET
ihlr-16514	527	10	amount	amount	NOUN
ihlr-16514	527	11	of	of	ADP
ihlr-16514	527	12	time	time	NOUN
ihlr-16514	527	13	it	it	PRON
ihlr-16514	527	14	takes	take	VERB
ihlr-16514	527	15	to	to	PART
ihlr-16514	527	16	implement	implement	VERB
ihlr-16514	527	17	the	the	DET
ihlr-16514	527	18	new	new	ADJ
ihlr-16514	527	19	plan	plan	NOUN
ihlr-16514	527	20	,	,	PUNCT
ihlr-16514	527	21	but	but	CCONJ
ihlr-16514	527	22	more	more	ADV
ihlr-16514	527	23	importantly	importantly	ADV
ihlr-16514	527	24	,	,	PUNCT
ihlr-16514	527	25	the	the	DET
ihlr-16514	527	26	amount	amount	NOUN
ihlr-16514	527	27	of	of	ADP
ihlr-16514	527	28	time	time	NOUN
ihlr-16514	527	29	that	that	PRON
ihlr-16514	527	30	must	must	AUX
ihlr-16514	527	31	pass	pass	VERB
ihlr-16514	527	32	before	before	ADP
ihlr-16514	527	33	results	result	NOUN
ihlr-16514	527	34	of	of	ADP
ihlr-16514	527	35	the	the	DET
ihlr-16514	527	36	new	new	ADJ
ihlr-16514	527	37	system	system	NOUN
ihlr-16514	527	38	can	can	AUX
ihlr-16514	527	39	be	be	AUX
ihlr-16514	527	40	realized	realize	VERB
ihlr-16514	527	41	.	.	PUNCT
ihlr-16514	528	1	for	for	ADP
ihlr-16514	528	2	example	example	NOUN
ihlr-16514	528	3	,	,	PUNCT
ihlr-16514	528	4	hsas	hsa	NOUN
ihlr-16514	528	5	have	have	AUX
ihlr-16514	528	6	been	be	AUX
ihlr-16514	528	7	implemented	implement	VERB
ihlr-16514	528	8	for	for	ADP
ihlr-16514	528	9	almost	almost	ADV
ihlr-16514	528	10	three	three	NUM
ihlr-16514	528	11	years	year	NOUN
ihlr-16514	528	12	at	at	ADP
ihlr-16514	528	13	this	this	DET
ihlr-16514	528	14	point	point	NOUN
ihlr-16514	528	15	,	,	PUNCT
ihlr-16514	528	16	yet	yet	CCONJ
ihlr-16514	528	17	only	only	ADV
ihlr-16514	528	18	two	two	NUM
ihlr-16514	528	19	and	and	CCONJ
ihlr-16514	528	20	three	three	NUM
ihlr-16514	528	21	tenths	tenth	NOUN
ihlr-16514	528	22	percent	percent	NOUN
ihlr-16514	528	23	of	of	ADP
ihlr-16514	528	24	employers142	employers142	PROPN
ihlr-16514	528	25	are	be	AUX
ihlr-16514	528	26	offering	offer	VERB
ihlr-16514	528	27	them	they	PRON
ihlr-16514	528	28	as	as	ADP
ihlr-16514	528	29	a	a	DET
ihlr-16514	528	30	solution	solution	NOUN
ihlr-16514	528	31	to	to	ADP
ihlr-16514	528	32	health	health	NOUN
ihlr-16514	528	33	care	care	NOUN
ihlr-16514	528	34	benefits	benefit	NOUN
ihlr-16514	528	35	.	.	PUNCT
ihlr-16514	529	1	therefore	therefore	ADV
ihlr-16514	529	2	,	,	PUNCT
ihlr-16514	529	3	a	a	DET
ihlr-16514	529	4	non	non	ADJ
ihlr-16514	529	5	-	-	ADJ
ihlr-16514	529	6	incremental	incremental	ADJ
ihlr-16514	529	7	solution	solution	NOUN
ihlr-16514	529	8	to	to	ADP
ihlr-16514	529	9	the	the	DET
ihlr-16514	529	10	federal	federal	ADJ
ihlr-16514	529	11	government	government	NOUN
ihlr-16514	529	12	's	's	PART
ihlr-16514	529	13	con­	con­	NOUN
ihlr-16514	529	14	tinuing	tinue	VERB
ihlr-16514	529	15	piecemeal	piecemeal	ADJ
ihlr-16514	529	16	approach	approach	NOUN
ihlr-16514	529	17	may	may	AUX
ihlr-16514	529	18	be	be	AUX
ihlr-16514	529	19	in	in	ADP
ihlr-16514	529	20	order	order	NOUN
ihlr-16514	529	21	.	.	PUNCT
ihlr-16514	530	1	short	short	ADJ
ihlr-16514	530	2	of	of	ADP
ihlr-16514	530	3	a	a	DET
ihlr-16514	530	4	complete	complete	ADJ
ihlr-16514	530	5	transition	transition	NOUN
ihlr-16514	530	6	to	to	ADP
ihlr-16514	530	7	universal	universal	ADJ
ihlr-16514	530	8	health	health	NOUN
ihlr-16514	530	9	care	care	NOUN
ihlr-16514	530	10	,	,	PUNCT
ihlr-16514	530	11	there	there	PRON
ihlr-16514	530	12	are	be	VERB
ihlr-16514	530	13	several	several	ADJ
ihlr-16514	530	14	other	other	ADJ
ihlr-16514	530	15	possibilities	possibility	NOUN
ihlr-16514	530	16	that	that	PRON
ihlr-16514	530	17	may	may	AUX
ihlr-16514	530	18	help	help	VERB
ihlr-16514	530	19	remedy	remedy	VERB
ihlr-16514	530	20	the	the	DET
ihlr-16514	530	21	access	access	NOUN
ihlr-16514	530	22	and	and	CCONJ
ihlr-16514	530	23	cost	cost	NOUN
ihlr-16514	530	24	problems	problem	NOUN
ihlr-16514	530	25	facing	face	VERB
ihlr-16514	530	26	america	america	PROPN
ihlr-16514	530	27	's	's	PART
ihlr-16514	530	28	working	work	VERB
ihlr-16514	530	29	poor	poor	ADJ
ihlr-16514	530	30	.	.	PUNCT
ihlr-16514	531	1	among	among	ADP
ihlr-16514	531	2	these	these	DET
ihlr-16514	531	3	solutions	solution	NOUN
ihlr-16514	531	4	are	be	AUX
ihlr-16514	531	5	greater	great	ADJ
ihlr-16514	531	6	emphasis	emphasis	NOUN
ihlr-16514	531	7	placed	place	VERB
ihlr-16514	531	8	on	on	ADP
ihlr-16514	531	9	consumer	consumer	NOUN
ihlr-16514	531	10	education	education	NOUN
ihlr-16514	531	11	,	,	PUNCT
ihlr-16514	531	12	organization	organization	NOUN
ihlr-16514	531	13	of	of	ADP
ihlr-16514	531	14	consumer	consumer	NOUN
ihlr-16514	531	15	factions	faction	NOUN
ihlr-16514	531	16	to	to	PART
ihlr-16514	531	17	effectuate	effectuate	VERB
ihlr-16514	531	18	change	change	NOUN
ihlr-16514	531	19	on	on	ADP
ihlr-16514	531	20	a	a	DET
ihlr-16514	531	21	larger	large	ADJ
ihlr-16514	531	22	scale	scale	NOUN
ihlr-16514	531	23	,	,	PUNCT
ihlr-16514	531	24	and	and	CCONJ
ihlr-16514	531	25	president	president	PROPN
ihlr-16514	531	26	bush	bush	PROPN
ihlr-16514	531	27	's	's	PART
ihlr-16514	531	28	association	association	NOUN
ihlr-16514	531	29	health	health	NOUN
ihlr-16514	531	30	plans	plan	NOUN
ihlr-16514	531	31	.	.	PUNCT
ihlr-16514	532	1	143	143	NUM
ihlr-16514	532	2	a.	a.	NOUN
ihlr-16514	532	3	consumer	consumer	NOUN
ihlr-16514	532	4	education	education	NOUN
ihlr-16514	532	5	in	in	ADP
ihlr-16514	532	6	order	order	NOUN
ihlr-16514	532	7	for	for	SCONJ
ihlr-16514	532	8	consumers	consumer	NOUN
ihlr-16514	532	9	to	to	PART
ihlr-16514	532	10	make	make	VERB
ihlr-16514	532	11	educated	educate	VERB
ihlr-16514	532	12	purchasing	purchasing	NOUN
ihlr-16514	532	13	decisions	decision	NOUN
ihlr-16514	532	14	,	,	PUNCT
ihlr-16514	532	15	a	a	DET
ihlr-16514	532	16	greater	great	ADJ
ihlr-16514	532	17	emphasis	emphasis	NOUN
ihlr-16514	532	18	must	must	AUX
ihlr-16514	532	19	be	be	AUX
ihlr-16514	532	20	placed	place	VERB
ihlr-16514	532	21	on	on	ADP
ihlr-16514	532	22	the	the	DET
ihlr-16514	532	23	importance	importance	NOUN
ihlr-16514	532	24	of	of	ADP
ihlr-16514	532	25	providing	provide	VERB
ihlr-16514	532	26	adequate	adequate	ADJ
ihlr-16514	532	27	information	information	NOUN
ihlr-16514	532	28	that	that	PRON
ihlr-16514	532	29	addresses	address	VERB
ihlr-16514	532	30	how	how	SCONJ
ihlr-16514	532	31	to	to	PART
ihlr-16514	532	32	avoid	avoid	VERB
ihlr-16514	532	33	underfunding	underfunding	ADJ
ihlr-16514	532	34	hsas	hsa	NOUN
ihlr-16514	532	35	,	,	PUNCT
ihlr-16514	532	36	illustrates	illustrate	VERB
ihlr-16514	532	37	provider	provider	NOUN
ihlr-16514	532	38	perform­	perform­	PROPN
ihlr-16514	532	39	ance	ance	NOUN
ihlr-16514	532	40	information	information	NOUN
ihlr-16514	532	41	,	,	PUNCT
ihlr-16514	532	42	144	144	NUM
ihlr-16514	532	43	discloses	disclose	VERB
ihlr-16514	532	44	costs	cost	NOUN
ihlr-16514	532	45	of	of	ADP
ihlr-16514	532	46	medical	medical	ADJ
ihlr-16514	532	47	goods	good	NOUN
ihlr-16514	532	48	and	and	CCONJ
ihlr-16514	532	49	services	service	NOUN
ihlr-16514	532	50	,	,	PUNCT
ihlr-16514	532	51	145	145	NUM
ihlr-16514	532	52	coaches	coach	VERB
ihlr-16514	532	53	consumers	consumer	NOUN
ihlr-16514	532	54	on	on	ADP
ihlr-16514	532	55	how	how	SCONJ
ihlr-16514	532	56	to	to	PART
ihlr-16514	532	57	judge	judge	VERB
ihlr-16514	532	58	the	the	DET
ihlr-16514	532	59	quality	quality	NOUN
ihlr-16514	532	60	ofhealth	ofhealth	NOUN
ihlr-16514	532	61	care	care	NOUN
ihlr-16514	532	62	,	,	PUNCT
ihlr-16514	532	63	146	146	NUM
ihlr-16514	532	64	and	and	CCONJ
ihlr-16514	532	65	informs	inform	VERB
ihlr-16514	532	66	consumers	consumer	NOUN
ihlr-16514	532	67	as	as	ADP
ihlr-16514	532	68	to	to	ADP
ihlr-16514	532	69	how	how	SCONJ
ihlr-16514	532	70	this	this	DET
ihlr-16514	532	71	information	information	NOUN
ihlr-16514	532	72	applies	apply	VERB
ihlr-16514	532	73	to	to	ADP
ihlr-16514	532	74	hsa	hsa	PROPN
ihlr-16514	532	75	and	and	CCONJ
ihlr-16514	532	76	their	their	PRON
ihlr-16514	532	77	accompanying	accompany	VERB
ihlr-16514	532	78	hdhp	hdhp	NOUN
ihlr-16514	532	79	.	.	PUNCT
ihlr-16514	533	1	the	the	DET
ihlr-16514	533	2	idea	idea	NOUN
ihlr-16514	533	3	behind	behind	ADP
ihlr-16514	533	4	providing	provide	VERB
ihlr-16514	533	5	consumers	consumer	NOUN
ihlr-16514	533	6	with	with	ADP
ihlr-16514	533	7	more	more	ADJ
ihlr-16514	533	8	information	information	NOUN
ihlr-16514	533	9	is	be	AUX
ihlr-16514	533	10	to	to	PART
ihlr-16514	533	11	make	make	VERB
ihlr-16514	533	12	them	they	PRON
ihlr-16514	533	13	more	more	ADV
ihlr-16514	533	14	powerful	powerful	ADJ
ihlr-16514	533	15	yet	yet	CCONJ
ihlr-16514	533	16	prudent	prudent	ADJ
ihlr-16514	533	17	consumers	consumer	NOUN
ihlr-16514	533	18	of	of	ADP
ihlr-16514	533	19	health	health	NOUN
ihlr-16514	533	20	care	care	NOUN
ihlr-16514	533	21	goods	good	NOUN
ihlr-16514	533	22	and	and	CCONJ
ihlr-16514	533	23	services	service	NOUN
ihlr-16514	533	24	.	.	PUNCT
ihlr-16514	534	1	access	access	NOUN
ihlr-16514	534	2	to	to	ADP
ihlr-16514	534	3	high	high	ADJ
ihlr-16514	534	4	quality	quality	NOUN
ihlr-16514	534	5	information	information	NOUN
ihlr-16514	534	6	creates	create	VERB
ihlr-16514	534	7	individual	individual	ADJ
ihlr-16514	534	8	bargaining	bargaining	NOUN
ihlr-16514	534	9	power	power	NOUN
ihlr-16514	534	10	,	,	PUNCT
ihlr-16514	534	11	especially	especially	ADV
ihlr-16514	534	12	if	if	SCONJ
ihlr-16514	534	13	one	one	PRON
ihlr-16514	534	14	can	can	AUX
ihlr-16514	534	15	analyze	analyze	VERB
ihlr-16514	534	16	that	that	DET
ihlr-16514	534	17	information	information	NOUN
ihlr-16514	534	18	appropriately	appropriately	ADV
ihlr-16514	534	19	and	and	CCONJ
ihlr-16514	534	20	is	be	AUX
ihlr-16514	534	21	willing	willing	ADJ
ihlr-16514	534	22	and	and	CCONJ
ihlr-16514	534	23	able	able	ADJ
ihlr-16514	534	24	to	to	PART
ihlr-16514	534	25	use	use	VERB
ihlr-16514	534	26	it	it	PRON
ihlr-16514	534	27	.	.	PUNCT
ihlr-16514	535	1	147	147	NUM
ihlr-16514	535	2	legislation	legislation	NOUN
ihlr-16514	535	3	mandating	mandate	VERB
ihlr-16514	535	4	the	the	DET
ihlr-16514	535	5	standards	standard	NOUN
ihlr-16514	535	6	of	of	ADP
ihlr-16514	535	7	information	information	NOUN
ihlr-16514	535	8	disclosure	disclosure	NOUN
ihlr-16514	535	9	centering	center	VERB
ihlr-16514	535	10	on	on	ADP
ihlr-16514	535	11	the	the	DET
ihlr-16514	535	12	health	health	NOUN
ihlr-16514	535	13	care	care	NOUN
ihlr-16514	535	14	industry	industry	NOUN
ihlr-16514	535	15	should	should	AUX
ihlr-16514	535	16	be	be	AUX
ihlr-16514	535	17	enacted	enact	VERB
ihlr-16514	535	18	.	.	PUNCT
ihlr-16514	536	1	possible	possible	ADJ
ihlr-16514	536	2	legislation	legislation	NOUN
ihlr-16514	536	3	may	may	AUX
ihlr-16514	536	4	include	include	VERB
ihlr-16514	536	5	mandating	mandate	VERB
ihlr-16514	536	6	the	the	DET
ihlr-16514	536	7	completion	completion	NOUN
ihlr-16514	536	8	of	of	ADP
ihlr-16514	536	9	some	some	DET
ihlr-16514	536	10	type	type	NOUN
ihlr-16514	536	11	of	of	ADP
ihlr-16514	536	12	educational	educational	ADJ
ihlr-16514	536	13	program	program	NOUN
ihlr-16514	536	14	illustrating	illustrate	VERB
ihlr-16514	536	15	to	to	ADP
ihlr-16514	536	16	consumers	consumer	NOUN
ihlr-16514	536	17	how	how	SCONJ
ihlr-16514	536	18	to	to	PART
ihlr-16514	536	19	interpret	interpret	VERB
ihlr-16514	536	20	complex	complex	ADJ
ihlr-16514	536	21	information	information	NOUN
ihlr-16514	536	22	provided	provide	VERB
ihlr-16514	536	23	by	by	ADP
ihlr-16514	536	24	the	the	DET
ihlr-16514	536	25	health	health	NOUN
ihlr-16514	536	26	care	care	PROPN
ihlr-16514	536	27	142	142	NUM
ihlr-16514	536	28	kaiser	kaiser	PROPN
ihlr-16514	536	29	f	f	PROPN
ihlr-16514	536	30	am	be	AUX
ihlr-16514	536	31	.	.	PUNCT
ihlr-16514	536	32	found	find	VERB
ihlr-16514	536	33	.	.	PUNCT
ihlr-16514	537	1	&	&	CCONJ
ihlr-16514	537	2	healrn	healrn	PROPN
ihlr-16514	537	3	research	research	PROPN
ihlr-16514	537	4	&	&	CCONJ
ihlr-16514	537	5	educ	educ	PROPN
ihlr-16514	537	6	.	.	PUNCT
ihlr-16514	538	1	trust	trust	PROPN
ihlr-16514	538	2	,	,	PUNCT
ihlr-16514	538	3	supra	supra	PROPN
ihlr-16514	538	4	note	note	NOUN
ihlr-16514	538	5	106	106	NUM
ihlr-16514	538	6	.	.	PUNCT
ihlr-16514	539	1	143	143	NUM
ihlr-16514	539	2	u.s	u.s	PROPN
ihlr-16514	539	3	.	.	PROPN
ihlr-16514	539	4	chamber	chamber	PROPN
ihlr-16514	539	5	of	of	ADP
ihlr-16514	539	6	commerce	commerce	PROPN
ihlr-16514	539	7	,	,	PUNCT
ihlr-16514	539	8	small	small	ADJ
ihlr-16514	539	9	business	business	NOUN
ihlr-16514	539	10	health	health	NOUN
ihlr-16514	539	11	plans	plan	NOUN
ihlr-16514	539	12	,	,	PUNCT
ihlr-16514	539	13	http://www.uschamber.­	http://www.uschamber.­	PROPN
ihlr-16514	539	14	com	com	NOUN
ihlr-16514	539	15	/	/	SYM
ihlr-16514	539	16	issues	issue	NOUN
ihlr-16514	539	17	/	/	SYM
ihlr-16514	539	18	indexlhealth	indexlhealth	NOUN
ihlr-16514	539	19	/	/	SYM
ihlr-16514	539	20	ahps.htm	ahps.htm	PROPN
ihlr-16514	539	21	(	(	PUNCT
ihlr-16514	539	22	last	last	ADJ
ihlr-16514	539	23	visited	visit	VERB
ihlr-16514	539	24	mar	mar	PROPN
ihlr-16514	539	25	.	.	PROPN
ihlr-16514	539	26	25	25	NUM
ihlr-16514	539	27	,	,	PUNCT
ihlr-16514	539	28	2007	2007	NUM
ihlr-16514	539	29	)	)	PUNCT
ihlr-16514	539	30	.	.	PUNCT
ihlr-16514	540	1	144	144	NUM
ihlr-16514	540	2	kate	kate	PROPN
ihlr-16514	540	3	sullivan	sullivan	PROPN
ihlr-16514	540	4	,	,	PUNCT
ihlr-16514	540	5	dir	dir	PROPN
ihlr-16514	540	6	.	.	PUNCT
ihlr-16514	541	1	healthcarepol'y	healthcarepol'y	PROPN
ihlr-16514	541	2	,	,	PUNCT
ihlr-16514	541	3	u.s	u.s	PROPN
ihlr-16514	541	4	.	.	PROPN
ihlr-16514	541	5	chamberofcommerce	chamberofcommerce	PROPN
ihlr-16514	541	6	,	,	PUNCT
ihlr-16514	541	7	testimony	testimony	NOUN
ihlr-16514	541	8	before	before	ADP
ihlr-16514	541	9	the	the	DET
ihlr-16514	541	10	united	united	PROPN
ihlr-16514	541	11	states	states	PROPN
ihlr-16514	541	12	house	house	PROPN
ihlr-16514	541	13	ofrepresentatives	ofrepresentative	VERB
ihlr-16514	541	14	small	small	ADJ
ihlr-16514	541	15	business	business	NOUN
ihlr-16514	541	16	subcommittee	subcommittee	NOUN
ihlr-16514	541	17	on	on	ADP
ihlr-16514	541	18	workforce	workforce	PROPN
ihlr-16514	541	19	,	,	PUNCT
ihlr-16514	541	20	em­	em­	NOUN
ihlr-16514	541	21	powerment	powerment	NOUN
ihlr-16514	541	22	,	,	PUNCT
ihlr-16514	541	23	and	and	CCONJ
ihlr-16514	541	24	government	government	NOUN
ihlr-16514	541	25	programs	program	NOUN
ihlr-16514	541	26	:	:	PUNCT
ihlr-16514	541	27	the	the	DET
ihlr-16514	541	28	benefits	benefit	NOUN
ihlr-16514	541	29	of	of	ADP
ihlr-16514	541	30	health	health	NOUN
ihlr-16514	541	31	savings	saving	NOUN
ihlr-16514	541	32	accounts	account	NOUN
ihlr-16514	541	33	(	(	PUNCT
ihlr-16514	541	34	mar	mar	PROPN
ihlr-16514	541	35	.	.	PROPN
ihlr-16514	541	36	18	18	NUM
ihlr-16514	541	37	,	,	PUNCT
ihlr-16514	541	38	2004	2004	NUM
ihlr-16514	541	39	)	)	PUNCT
ihlr-16514	541	40	,	,	PUNCT
ihlr-16514	541	41	available	available	ADJ
ihlr-16514	541	42	at	at	ADP
ihlr-16514	541	43	http://www.uschamber.com/nr/rdonlyreslexwu6pctkeizcdxqr4vmfgoise3cqvhtaldlg4urmp4pc22yobfc34fsjpw3qrorgena5pevp7wa4m/healthsavingsac­	http://www.uschamber.com/nr/rdonlyreslexwu6pctkeizcdxqr4vmfgoise3cqvhtaldlg4urmp4pc22yobfc34fsjpw3qrorgena5pevp7wa4m/healthsavingsac­	PROPN
ihlr-16514	541	44	countsmarch1820040.pdfflsearch='health%20savings%20accounts%20small%20employers%2	countsmarch1820040.pdfflsearch='health%20savings%20accounts%20small%20employers%2	NOUN
ihlr-16514	541	45	oaftluent	oaftluent	PROPN
ihlr-16514	541	46	'	'	PUNCT
ihlr-16514	541	47	.	.	PUNCT
ihlr-16514	542	1	see	see	VERB
ihlr-16514	542	2	also	also	ADV
ihlr-16514	542	3	herzlinger	herzlinger	ADV
ihlr-16514	542	4	,	,	PUNCT
ihlr-16514	542	5	supra	supra	PROPN
ihlr-16514	542	6	note	note	VERB
ihlr-16514	542	7	42	42	NUM
ihlr-16514	542	8	;	;	PUNCT
ihlr-16514	542	9	mariner	mariner	NOUN
ihlr-16514	542	10	,	,	PUNCT
ihlr-16514	542	11	supra	supra	PROPN
ihlr-16514	542	12	note	note	NOUN
ihlr-16514	542	13	30	30	NUM
ihlr-16514	542	14	,	,	PUNCT
ihlr-16514	542	15	at	at	ADP
ihlr-16514	542	16	514	514	NUM
ihlr-16514	542	17	-	-	SYM
ihlr-16514	542	18	17	17	NUM
ihlr-16514	542	19	(	(	PUNCT
ihlr-16514	542	20	suggesting	suggest	VERB
ihlr-16514	542	21	that	that	SCONJ
ihlr-16514	542	22	even	even	ADV
ihlr-16514	542	23	with	with	ADP
ihlr-16514	542	24	complete	complete	ADJ
ihlr-16514	542	25	information	information	NOUN
ihlr-16514	542	26	disclosure	disclosure	NOUN
ihlr-16514	542	27	,	,	PUNCT
ihlr-16514	542	28	this	this	PRON
ihlr-16514	542	29	may	may	AUX
ihlr-16514	542	30	still	still	ADV
ihlr-16514	542	31	be	be	AUX
ihlr-16514	542	32	insufficient	insufficient	ADJ
ihlr-16514	542	33	to	to	PART
ihlr-16514	542	34	meet	meet	VERB
ihlr-16514	542	35	consumer	consumer	NOUN
ihlr-16514	542	36	needs	need	NOUN
ihlr-16514	542	37	and	and	CCONJ
ihlr-16514	542	38	promote	promote	VERB
ihlr-16514	542	39	cost	cost	VERB
ihlr-16514	542	40	efficient	efficient	ADJ
ihlr-16514	542	41	consumption	consumption	NOUN
ihlr-16514	542	42	)	)	PUNCT
ihlr-16514	542	43	.	.	PUNCT
ihlr-16514	543	1	145	145	NUM
ihlr-16514	543	2	sullivan	sullivan	PROPN
ihlr-16514	543	3	,	,	PUNCT
ihlr-16514	543	4	supra	supra	PROPN
ihlr-16514	543	5	note	note	NOUN
ihlr-16514	543	6	144	144	NUM
ihlr-16514	543	7	.	.	PUNCT
ihlr-16514	544	1	146	146	NUM
ihlr-16514	544	2	jacobson	jacobson	PROPN
ihlr-16514	544	3	,	,	PUNCT
ihlr-16514	544	4	supra	supra	PROPN
ihlr-16514	544	5	note	note	PROPN
ihlr-16514	544	6	27	27	NUM
ihlr-16514	544	7	,	,	PUNCT
ihlr-16514	544	8	at	at	ADP
ihlr-16514	544	9	391	391	NUM
ihlr-16514	544	10	.	.	PUNCT
ihlr-16514	545	1	147	147	NUM
ihlr-16514	545	2	barnhizer	barnhizer	NOUN
ihlr-16514	545	3	,	,	PUNCT
ihlr-16514	545	4	supra	supra	PROPN
ihlr-16514	545	5	note	note	NOUN
ihlr-16514	545	6	12	12	NUM
ihlr-16514	545	7	,	,	PUNCT
ihlr-16514	545	8	at	at	ADP
ihlr-16514	545	9	167	167	NUM
ihlr-16514	545	10	.	.	PUNCT
ihlr-16514	546	1	312	312	NUM
ihlr-16514	546	2	indiana	indiana	PROPN
ihlr-16514	546	3	health	health	PROPN
ihlr-16514	546	4	law	law	NOUN
ihlr-16514	546	5	review	review	NOUN
ihlr-16514	546	6	[	[	X
ihlr-16514	546	7	vol	vol	NOUN
ihlr-16514	546	8	.	.	PUNCT
ihlr-16514	546	9	4:287	4:287	NUM
ihlr-16514	546	10	industry	industry	NOUN
ihlr-16514	546	11	.	.	PUNCT
ihlr-16514	547	1	this	this	DET
ihlr-16514	547	2	type	type	NOUN
ihlr-16514	547	3	of	of	ADP
ihlr-16514	547	4	information	information	NOUN
ihlr-16514	547	5	is	be	AUX
ihlr-16514	547	6	essential	essential	ADJ
ihlr-16514	547	7	to	to	PART
ihlr-16514	547	8	successfully	successfully	ADV
ihlr-16514	547	9	managing	manage	VERB
ihlr-16514	547	10	the	the	DET
ihlr-16514	547	11	recently	recently	ADV
ihlr-16514	547	12	opened	open	VERB
ihlr-16514	547	13	hsa	hsa	PROPN
ihlr-16514	547	14	internet	internet	NOUN
ihlr-16514	547	15	-	-	PUNCT
ihlr-16514	547	16	based	base	VERB
ihlr-16514	547	17	courses	course	NOUN
ihlr-16514	547	18	that	that	PRON
ihlr-16514	547	19	are	be	AUX
ihlr-16514	547	20	a	a	DET
ihlr-16514	547	21	possible	possible	ADJ
ihlr-16514	547	22	solution	solution	NOUN
ihlr-16514	547	23	for	for	ADP
ihlr-16514	547	24	the	the	DET
ihlr-16514	547	25	nation	nation	NOUN
ihlr-16514	547	26	's	's	PART
ihlr-16514	547	27	younger	young	ADJ
ihlr-16514	547	28	generations	generation	NOUN
ihlr-16514	547	29	because	because	SCONJ
ihlr-16514	547	30	of	of	ADP
ihlr-16514	547	31	the	the	DET
ihlr-16514	547	32	ease	ease	NOUN
ihlr-16514	547	33	of	of	ADP
ihlr-16514	547	34	access	access	NOUN
ihlr-16514	547	35	and	and	CCONJ
ihlr-16514	547	36	familiarity	familiarity	NOUN
ihlr-16514	547	37	this	this	DET
ihlr-16514	547	38	segment	segment	NOUN
ihlr-16514	547	39	of	of	ADP
ihlr-16514	547	40	the	the	DET
ihlr-16514	547	41	population	population	NOUN
ihlr-16514	547	42	has	have	VERB
ihlr-16514	547	43	with	with	ADP
ihlr-16514	547	44	the	the	DET
ihlr-16514	547	45	world	world	NOUN
ihlr-16514	547	46	wide	wide	ADJ
ihlr-16514	547	47	web	web	NOUN
ihlr-16514	547	48	.	.	PUNCT
ihlr-16514	548	1	even	even	ADV
ihlr-16514	548	2	if	if	SCONJ
ihlr-16514	548	3	one	one	PRON
ihlr-16514	548	4	does	do	AUX
ihlr-16514	548	5	not	not	PART
ihlr-16514	548	6	have	have	VERB
ihlr-16514	548	7	private	private	ADJ
ihlr-16514	548	8	access	access	NOUN
ihlr-16514	548	9	to	to	ADP
ihlr-16514	548	10	a	a	DET
ihlr-16514	548	11	web	web	NOUN
ihlr-16514	548	12	-	-	PUNCT
ihlr-16514	548	13	based	base	VERB
ihlr-16514	548	14	learning	learning	NOUN
ihlr-16514	548	15	program	program	NOUN
ihlr-16514	548	16	,	,	PUNCT
ihlr-16514	548	17	many	many	ADJ
ihlr-16514	548	18	public	public	ADJ
ihlr-16514	548	19	libraries	library	NOUN
ihlr-16514	548	20	across	across	ADP
ihlr-16514	548	21	the	the	DET
ihlr-16514	548	22	nation148	nation148	PROPN
ihlr-16514	548	23	offer	offer	VERB
ihlr-16514	548	24	free	free	ADJ
ihlr-16514	548	25	access	access	NOUN
ihlr-16514	548	26	to	to	ADP
ihlr-16514	548	27	the	the	DET
ihlr-16514	548	28	world	world	NOUN
ihlr-16514	548	29	wide	wide	ADJ
ihlr-16514	548	30	web	web	NOUN
ihlr-16514	548	31	where	where	SCONJ
ihlr-16514	548	32	the	the	DET
ihlr-16514	548	33	pro­	pro­	NOUN
ihlr-16514	548	34	grams	gram	NOUN
ihlr-16514	548	35	could	could	AUX
ihlr-16514	548	36	be	be	AUX
ihlr-16514	548	37	completed	complete	VERB
ihlr-16514	548	38	.	.	PUNCT
ihlr-16514	549	1	for	for	ADP
ihlr-16514	549	2	those	those	PRON
ihlr-16514	549	3	without	without	ADP
ihlr-16514	549	4	internet	internet	NOUN
ihlr-16514	549	5	access	access	NOUN
ihlr-16514	549	6	,	,	PUNCT
ihlr-16514	549	7	traditional	traditional	ADJ
ihlr-16514	549	8	com­	com­	NOUN
ihlr-16514	549	9	munity	munity	NOUN
ihlr-16514	549	10	learning	learn	VERB
ihlr-16514	549	11	courses	course	NOUN
ihlr-16514	549	12	could	could	AUX
ihlr-16514	549	13	be	be	AUX
ihlr-16514	549	14	offered	offer	VERB
ihlr-16514	549	15	at	at	ADP
ihlr-16514	549	16	local	local	ADJ
ihlr-16514	549	17	churches	church	NOUN
ihlr-16514	549	18	,	,	PUNCT
ihlr-16514	549	19	schools	school	NOUN
ihlr-16514	549	20	,	,	PUNCT
ihlr-16514	549	21	or	or	CCONJ
ihlr-16514	549	22	community	community	NOUN
ihlr-16514	549	23	centers	center	NOUN
ihlr-16514	549	24	addressing	address	VERB
ihlr-16514	549	25	the	the	DET
ihlr-16514	549	26	same	same	ADJ
ihlr-16514	549	27	topics	topic	NOUN
ihlr-16514	549	28	covered	cover	VERB
ihlr-16514	549	29	by	by	ADP
ihlr-16514	549	30	the	the	DET
ihlr-16514	549	31	internet	internet	NOUN
ihlr-16514	549	32	courses	course	NOUN
ihlr-16514	549	33	.	.	PUNCT
ihlr-16514	550	1	furthermore	furthermore	ADV
ihlr-16514	550	2	,	,	PUNCT
ihlr-16514	550	3	when	when	SCONJ
ihlr-16514	550	4	drafting	draft	VERB
ihlr-16514	550	5	legislation	legislation	NOUN
ihlr-16514	550	6	to	to	PART
ihlr-16514	550	7	implement	implement	VERB
ihlr-16514	550	8	information	information	NOUN
ihlr-16514	550	9	disclosure	disclosure	NOUN
ihlr-16514	550	10	programs	program	NOUN
ihlr-16514	550	11	,	,	PUNCT
ihlr-16514	550	12	congress	congress	PROPN
ihlr-16514	550	13	should	should	AUX
ihlr-16514	550	14	consider	consider	VERB
ihlr-16514	550	15	the	the	DET
ihlr-16514	550	16	consuming	consume	VERB
ihlr-16514	550	17	public	public	NOUN
ihlr-16514	550	18	,	,	PUNCT
ihlr-16514	550	19	rather	rather	ADV
ihlr-16514	550	20	than	than	ADP
ihlr-16514	550	21	health	health	NOUN
ihlr-16514	550	22	care	care	NOUN
ihlr-16514	550	23	experts	expert	NOUN
ihlr-16514	550	24	and	and	CCONJ
ihlr-16514	550	25	competing	compete	VERB
ihlr-16514	550	26	health	health	NOUN
ihlr-16514	550	27	care	care	NOUN
ihlr-16514	550	28	providers	provider	NOUN
ihlr-16514	550	29	,	,	PUNCT
ihlr-16514	550	30	as	as	SCONJ
ihlr-16514	550	31	the	the	DET
ihlr-16514	550	32	primary	primary	ADJ
ihlr-16514	550	33	audiences	audience	NOUN
ihlr-16514	550	34	of	of	ADP
ihlr-16514	550	35	any	any	DET
ihlr-16514	550	36	disclosed	disclose	VERB
ihlr-16514	550	37	information	information	NOUN
ihlr-16514	550	38	pertinent	pertinent	ADJ
ihlr-16514	550	39	to	to	ADP
ihlr-16514	550	40	cdhps.149	cdhps.149	PROPN
ihlr-16514	550	41	the	the	DET
ihlr-16514	550	42	objective	objective	NOUN
ihlr-16514	550	43	of	of	ADP
ihlr-16514	550	44	this	this	DET
ihlr-16514	550	45	type	type	NOUN
ihlr-16514	550	46	of	of	ADP
ihlr-16514	550	47	mandate	mandate	NOUN
ihlr-16514	550	48	would	would	AUX
ihlr-16514	550	49	be	be	AUX
ihlr-16514	550	50	to	to	PART
ihlr-16514	550	51	consolidate	consolidate	VERB
ihlr-16514	550	52	information	information	NOUN
ihlr-16514	550	53	into	into	ADP
ihlr-16514	550	54	easily	easily	ADV
ihlr-16514	550	55	translatable	translatable	ADJ
ihlr-16514	550	56	informa­	informa­	PROPN
ihlr-16514	550	57	tion	tion	NOUN
ihlr-16514	550	58	that	that	PRON
ihlr-16514	550	59	is	be	AUX
ihlr-16514	550	60	the	the	DET
ihlr-16514	550	61	most	most	ADV
ihlr-16514	550	62	relevant	relevant	ADJ
ihlr-16514	550	63	to	to	ADP
ihlr-16514	550	64	key	key	ADJ
ihlr-16514	550	65	consumer	consumer	NOUN
ihlr-16514	550	66	decisions	decision	NOUN
ihlr-16514	550	67	.	.	PUNCT
ihlr-16514	551	1	an	an	DET
ihlr-16514	551	2	increase	increase	NOUN
ihlr-16514	551	3	in	in	ADP
ihlr-16514	551	4	the	the	DET
ihlr-16514	551	5	availability	availability	NOUN
ihlr-16514	551	6	of	of	ADP
ihlr-16514	551	7	a	a	DET
ihlr-16514	551	8	web	web	NOUN
ihlr-16514	551	9	-	-	PUNCT
ihlr-16514	551	10	based	base	VERB
ihlr-16514	551	11	learning	learning	NOUN
ihlr-16514	551	12	system	system	NOUN
ihlr-16514	551	13	would	would	AUX
ihlr-16514	551	14	al­	al­	VERB
ihlr-16514	551	15	low	low	VERB
ihlr-16514	551	16	easier	easy	ADJ
ihlr-16514	551	17	access	access	NOUN
ihlr-16514	551	18	for	for	ADP
ihlr-16514	551	19	the	the	DET
ihlr-16514	551	20	entire	entire	ADJ
ihlr-16514	551	21	gamut	gamut	NOUN
ihlr-16514	551	22	of	of	ADP
ihlr-16514	551	23	american	american	ADJ
ihlr-16514	551	24	society	society	NOUN
ihlr-16514	551	25	.	.	PUNCT
ihlr-16514	552	1	if	if	SCONJ
ihlr-16514	552	2	congress	congress	PROPN
ihlr-16514	552	3	were	be	AUX
ihlr-16514	552	4	to	to	PART
ihlr-16514	552	5	mandate	mandate	VERB
ihlr-16514	552	6	the	the	DET
ihlr-16514	552	7	passage	passage	NOUN
ihlr-16514	552	8	of	of	ADP
ihlr-16514	552	9	these	these	DET
ihlr-16514	552	10	web	web	NOUN
ihlr-16514	552	11	-	-	PUNCT
ihlr-16514	552	12	based	base	VERB
ihlr-16514	552	13	learning	learning	NOUN
ihlr-16514	552	14	courses	course	NOUN
ihlr-16514	552	15	,	,	PUNCT
ihlr-16514	552	16	then	then	ADV
ihlr-16514	552	17	america	america	PROPN
ihlr-16514	552	18	could	could	AUX
ihlr-16514	552	19	rest	rest	VERB
ihlr-16514	552	20	assured	assure	VERB
ihlr-16514	552	21	that	that	SCONJ
ihlr-16514	552	22	best	good	ADJ
ihlr-16514	552	23	efforts	effort	NOUN
ihlr-16514	552	24	had	have	AUX
ihlr-16514	552	25	been	be	AUX
ihlr-16514	552	26	made	make	VERB
ihlr-16514	552	27	to	to	PART
ihlr-16514	552	28	inform	inform	VERB
ihlr-16514	552	29	the	the	DET
ihlr-16514	552	30	consuming	consume	VERB
ihlr-16514	552	31	public	public	NOUN
ihlr-16514	552	32	about	about	ADP
ihlr-16514	552	33	the	the	DET
ihlr-16514	552	34	types	type	NOUN
ihlr-16514	552	35	of	of	ADP
ihlr-16514	552	36	decisions	decision	NOUN
ihlr-16514	552	37	involved	involve	VERB
ihlr-16514	552	38	with	with	ADP
ihlr-16514	552	39	managing	manage	VERB
ihlr-16514	552	40	a	a	DET
ihlr-16514	552	41	hsa	hsa	NOUN
ihlr-16514	552	42	.	.	PUNCT
ihlr-16514	553	1	informed	informed	ADJ
ihlr-16514	553	2	con­	con­	PROPN
ihlr-16514	553	3	sumers	sumer	NOUN
ihlr-16514	553	4	are	be	AUX
ihlr-16514	553	5	prudent	prudent	ADJ
ihlr-16514	553	6	consumers	consumer	NOUN
ihlr-16514	553	7	able	able	ADJ
ihlr-16514	553	8	to	to	PART
ihlr-16514	553	9	allocate	allocate	VERB
ihlr-16514	553	10	financial	financial	ADJ
ihlr-16514	553	11	resources	resource	NOUN
ihlr-16514	553	12	efficiently	efficiently	ADV
ihlr-16514	553	13	.	.	PUNCT
ihlr-16514	554	1	if	if	SCONJ
ihlr-16514	554	2	implemented	implement	VERB
ihlr-16514	554	3	successfully	successfully	ADV
ihlr-16514	554	4	and	and	CCONJ
ihlr-16514	554	5	adopted	adopt	VERB
ihlr-16514	554	6	by	by	ADP
ihlr-16514	554	7	consumers	consumer	NOUN
ihlr-16514	554	8	,	,	PUNCT
ihlr-16514	554	9	this	this	PRON
ihlr-16514	554	10	may	may	AUX
ihlr-16514	554	11	help	help	VERB
ihlr-16514	554	12	bolster	bolster	VERB
ihlr-16514	554	13	the	the	DET
ihlr-16514	554	14	argument	argument	NOUN
ihlr-16514	554	15	that	that	SCONJ
ihlr-16514	554	16	market	market	NOUN
ihlr-16514	554	17	forces	force	NOUN
ihlr-16514	554	18	will	will	AUX
ihlr-16514	554	19	be	be	AUX
ihlr-16514	554	20	able	able	ADJ
ihlr-16514	554	21	to	to	PART
ihlr-16514	554	22	succeed	succeed	VERB
ihlr-16514	554	23	in	in	ADP
ihlr-16514	554	24	reducing	reduce	VERB
ihlr-16514	554	25	costs	cost	NOUN
ihlr-16514	554	26	associated	associate	VERB
ihlr-16514	554	27	with	with	ADP
ihlr-16514	554	28	health	health	NOUN
ihlr-16514	554	29	care	care	NOUN
ihlr-16514	554	30	.	.	PUNCT
ihlr-16514	555	1	150	150	NUM
ihlr-16514	555	2	b.	b.	PROPN
ihlr-16514	555	3	organized	organize	VERB
ihlr-16514	555	4	consumer	consumer	NOUN
ihlr-16514	555	5	bargaining	bargaining	NOUN
ihlr-16514	555	6	factions	faction	NOUN
ihlr-16514	555	7	individual	individual	ADJ
ihlr-16514	555	8	consumers	consumer	NOUN
ihlr-16514	555	9	lack	lack	VERB
ihlr-16514	555	10	the	the	DET
ihlr-16514	555	11	requisite	requisite	ADJ
ihlr-16514	555	12	bargaining	bargaining	NOUN
ihlr-16514	555	13	power	power	NOUN
ihlr-16514	555	14	necessary	necessary	ADJ
ihlr-16514	555	15	to	to	PART
ihlr-16514	555	16	ef­	ef­	AUX
ihlr-16514	555	17	fectuate	fectuate	VERB
ihlr-16514	555	18	a	a	DET
ihlr-16514	555	19	transformation	transformation	NOUN
ihlr-16514	555	20	in	in	ADP
ihlr-16514	555	21	american	american	PROPN
ihlr-16514	555	22	health	health	PROPN
ihlr-16514	555	23	care	care	NOUN
ihlr-16514	555	24	costs	cost	NOUN
ihlr-16514	555	25	.	.	PUNCT
ihlr-16514	556	1	if	if	SCONJ
ihlr-16514	556	2	a	a	DET
ihlr-16514	556	3	large	large	ADJ
ihlr-16514	556	4	population	population	NOUN
ihlr-16514	556	5	of	of	ADP
ihlr-16514	556	6	americans	americans	PROPN
ihlr-16514	556	7	could	could	AUX
ihlr-16514	556	8	organize	organize	VERB
ihlr-16514	556	9	into	into	ADP
ihlr-16514	556	10	consumer	consumer	NOUN
ihlr-16514	556	11	bargaining	bargaining	NOUN
ihlr-16514	556	12	factions	faction	NOUN
ihlr-16514	556	13	,	,	PUNCT
ihlr-16514	556	14	this	this	PRON
ihlr-16514	556	15	may	may	AUX
ihlr-16514	556	16	help	help	VERB
ihlr-16514	556	17	increase	increase	VERB
ihlr-16514	556	18	their	their	PRON
ihlr-16514	556	19	bargaining	bargaining	NOUN
ihlr-16514	556	20	power	power	NOUN
ihlr-16514	556	21	as	as	ADP
ihlr-16514	556	22	a	a	DET
ihlr-16514	556	23	united	united	ADJ
ihlr-16514	556	24	class	class	NOUN
ihlr-16514	556	25	.	.	PUNCT
ihlr-16514	557	1	price	price	NOUN
ihlr-16514	557	2	is	be	AUX
ihlr-16514	557	3	a	a	DET
ihlr-16514	557	4	contractual	contractual	ADJ
ihlr-16514	557	5	term	term	NOUN
ihlr-16514	557	6	148	148	NUM
ihlr-16514	557	7	as	as	ADP
ihlr-16514	557	8	of	of	ADP
ihlr-16514	557	9	2004	2004	NUM
ihlr-16514	557	10	,	,	PUNCT
ihlr-16514	557	11	over	over	SCONJ
ihlr-16514	557	12	ninety	ninety	NUM
ihlr-16514	557	13	-	-	PUNCT
ihlr-16514	557	14	five	five	NUM
ihlr-16514	557	15	percent	percent	NOUN
ihlr-16514	557	16	of	of	ADP
ihlr-16514	557	17	america	america	PROPN
ihlr-16514	557	18	's	's	PART
ihlr-16514	557	19	public	public	ADJ
ihlr-16514	557	20	libraries	library	NOUN
ihlr-16514	557	21	offered	offer	VERB
ihlr-16514	557	22	internet	internet	NOUN
ihlr-16514	557	23	access	access	NOUN
ihlr-16514	557	24	.	.	PUNCT
ihlr-16514	558	1	furthermore	furthermore	ADV
ihlr-16514	558	2	,	,	PUNCT
ihlr-16514	558	3	families	family	NOUN
ihlr-16514	558	4	earning	earn	VERB
ihlr-16514	558	5	less	less	ADJ
ihlr-16514	558	6	than	than	ADP
ihlr-16514	558	7	fifteen	fifteen	NUM
ihlr-16514	558	8	thousand	thousand	NUM
ihlr-16514	558	9	dollars	dollar	NOUN
ihlr-16514	558	10	per	per	ADP
ihlr-16514	558	11	year	year	NOUN
ihlr-16514	558	12	were	be	AUX
ihlr-16514	558	13	two	two	NUM
ihlr-16514	558	14	to	to	PART
ihlr-16514	558	15	three	three	NUM
ihlr-16514	558	16	times	time	NOUN
ihlr-16514	558	17	more	more	ADV
ihlr-16514	558	18	likely	likely	ADJ
ihlr-16514	558	19	to	to	PART
ihlr-16514	558	20	use	use	VERB
ihlr-16514	558	21	public	public	ADJ
ihlr-16514	558	22	internet	internet	NOUN
ihlr-16514	558	23	access	access	NOUN
ihlr-16514	558	24	at	at	ADP
ihlr-16514	558	25	these	these	DET
ihlr-16514	558	26	locations	location	NOUN
ihlr-16514	558	27	than	than	SCONJ
ihlr-16514	558	28	were	be	AUX
ihlr-16514	558	29	families	family	NOUN
ihlr-16514	558	30	earning	earn	VERB
ihlr-16514	558	31	over	over	ADV
ihlr-16514	558	32	seventy	seventy	NUM
ihlr-16514	558	33	-	-	PUNCT
ihlr-16514	558	34	five	five	NUM
ihlr-16514	558	35	thousand	thousand	NUM
ihlr-16514	558	36	dollars	dollar	NOUN
ihlr-16514	558	37	per	per	ADP
ihlr-16514	558	38	year	year	NOUN
ihlr-16514	558	39	.	.	PUNCT
ihlr-16514	559	1	public	public	ADJ
ihlr-16514	559	2	libraries	library	NOUN
ihlr-16514	559	3	boost	boost	VERB
ihlr-16514	559	4	internet	internet	NOUN
ihlr-16514	559	5	access	access	NOUN
ihlr-16514	559	6	,	,	PUNCT
ihlr-16514	559	7	early	early	ADJ
ihlr-16514	559	8	lit­	lit­	NOUN
ihlr-16514	559	9	eracy	eracy	NOUN
ihlr-16514	559	10	,	,	PUNCT
ihlr-16514	559	11	usa	usa	PROPN
ihlr-16514	559	12	today	today	NOUN
ihlr-16514	559	13	,	,	PUNCT
ihlr-16514	559	14	feb	feb	PROPN
ihlr-16514	559	15	.	.	PROPN
ihlr-16514	559	16	6	6	NUM
ihlr-16514	559	17	,	,	PUNCT
ihlr-16514	559	18	2004	2004	NUM
ihlr-16514	559	19	,	,	PUNCT
ihlr-16514	559	20	available	available	ADJ
ihlr-16514	559	21	at	at	ADP
ihlr-16514	559	22	http://www.usatoday.com/news/education/200402-26-librarian-convention	http://www.usatoday.com/news/education/200402-26-librarian-convention	NOUN
ihlr-16514	559	23	x.htm	x.htm	NUM
ihlr-16514	559	24	.	.	PUNCT
ihlr-16514	560	1	149	149	NUM
ihlr-16514	560	2	but	but	CCONJ
ihlr-16514	560	3	cf	cf	NOUN
ihlr-16514	560	4	william	william	PROPN
ihlr-16514	560	5	m.	m.	NOUN
ihlr-16514	560	6	sage	sage	NOUN
ihlr-16514	560	7	,	,	PUNCT
ihlr-16514	560	8	regulating	regulate	VERB
ihlr-16514	560	9	through	through	ADP
ihlr-16514	560	10	information	information	NOUN
ihlr-16514	560	11	:	:	PUNCT
ihlr-16514	560	12	disclosure	disclosure	NOUN
ihlr-16514	560	13	laws	law	NOUN
ihlr-16514	560	14	and	and	CCONJ
ihlr-16514	560	15	american	american	ADJ
ihlr-16514	560	16	health	health	PROPN
ihlr-16514	560	17	care	care	NOUN
ihlr-16514	560	18	,	,	PUNCT
ihlr-16514	560	19	99	99	NUM
ihlr-16514	560	20	colum	colum	NOUN
ihlr-16514	560	21	.	.	PUNCT
ihlr-16514	561	1	l.	l.	PROPN
ihlr-16514	561	2	rev	rev	AUX
ihlr-16514	561	3	.	.	PROPN
ihlr-16514	561	4	1701	1701	NUM
ihlr-16514	561	5	,	,	PUNCT
ihlr-16514	561	6	1792	1792	NUM
ihlr-16514	561	7	(	(	PUNCT
ihlr-16514	561	8	1999	1999	NUM
ihlr-16514	561	9	)	)	PUNCT
ihlr-16514	561	10	(	(	PUNCT
ihlr-16514	561	11	suggesting	suggest	VERB
ihlr-16514	561	12	that	that	SCONJ
ihlr-16514	561	13	in	in	ADP
ihlr-16514	561	14	the	the	DET
ihlr-16514	561	15	context	context	NOUN
ihlr-16514	561	16	of	of	ADP
ihlr-16514	561	17	managed	manage	VERB
ihlr-16514	561	18	care	care	NOUN
ihlr-16514	561	19	,	,	PUNCT
ihlr-16514	561	20	in	in	ADP
ihlr-16514	561	21	order	order	NOUN
ihlr-16514	561	22	to	to	PART
ihlr-16514	561	23	improve	improve	VERB
ihlr-16514	561	24	productive	productive	ADJ
ihlr-16514	561	25	efficiency	efficiency	NOUN
ihlr-16514	561	26	,	,	PUNCT
ihlr-16514	561	27	the	the	DET
ihlr-16514	561	28	consumers	consumer	NOUN
ihlr-16514	561	29	are	be	AUX
ihlr-16514	561	30	"	"	PUNCT
ihlr-16514	561	31	not	not	PART
ihlr-16514	561	32	the	the	DET
ihlr-16514	561	33	most	most	ADV
ihlr-16514	561	34	mean­	mean­	ADJ
ihlr-16514	561	35	ingful	ingful	ADJ
ihlr-16514	561	36	audience	audience	NOUN
ihlr-16514	561	37	"	"	PUNCT
ihlr-16514	561	38	)	)	PUNCT
ihlr-16514	561	39	.	.	PUNCT
ihlr-16514	562	1	150	150	NUM
ihlr-16514	562	2	but	but	CCONJ
ihlr-16514	562	3	cf	cf	PROPN
ihlr-16514	562	4	hampton	hampton	PROPN
ihlr-16514	562	5	,	,	PUNCT
ihlr-16514	562	6	america	america	PROPN
ihlr-16514	562	7	's	's	PART
ihlr-16514	562	8	flight	flight	NOUN
ihlr-16514	562	9	from	from	ADP
ihlr-16514	562	10	health	health	NOUN
ihlr-16514	562	11	insurance	insurance	NOUN
ihlr-16514	562	12	,	,	PUNCT
ihlr-16514	562	13	supra	supra	PROPN
ihlr-16514	562	14	note	note	NOUN
ihlr-16514	562	15	1	1	NUM
ihlr-16514	562	16	(	(	PUNCT
ihlr-16514	562	17	suggesting	suggest	VERB
ihlr-16514	562	18	that	that	SCONJ
ihlr-16514	562	19	health	health	NOUN
ihlr-16514	562	20	care	care	NOUN
ihlr-16514	562	21	provisions	provision	NOUN
ihlr-16514	562	22	are	be	AUX
ihlr-16514	562	23	better	well	ADV
ihlr-16514	562	24	left	leave	VERB
ihlr-16514	562	25	to	to	ADP
ihlr-16514	562	26	the	the	DET
ihlr-16514	562	27	federal	federal	ADJ
ihlr-16514	562	28	government	government	NOUN
ihlr-16514	562	29	than	than	ADP
ihlr-16514	562	30	to	to	ADP
ihlr-16514	562	31	traditional	traditional	ADJ
ihlr-16514	562	32	market	market	NOUN
ihlr-16514	562	33	forces	force	NOUN
ihlr-16514	562	34	)	)	PUNCT
ihlr-16514	562	35	.	.	PUNCT
ihlr-16514	563	1	2007	2007	NUM
ihlr-16514	563	2	]	]	PUNCT
ihlr-16514	563	3	hsas	hsa	NOUN
ihlr-16514	563	4	and	and	CCONJ
ihlr-16514	563	5	small	small	ADJ
ihlr-16514	563	6	business	business	NOUN
ihlr-16514	563	7	:	:	PUNCT
ihlr-16514	563	8	cost	cost	NOUN
ihlr-16514	563	9	,	,	PUNCT
ihlr-16514	563	10	quality	quality	NOUN
ihlr-16514	563	11	,	,	PUNCT
ihlr-16514	563	12	and	and	CCONJ
ihlr-16514	563	13	access	access	NOUN
ihlr-16514	563	14	313	313	NUM
ihlr-16514	563	15	particularly	particularly	ADV
ihlr-16514	563	16	subject	subject	ADJ
ihlr-16514	563	17	to	to	ADP
ihlr-16514	563	18	negotiation	negotiation	NOUN
ihlr-16514	563	19	.	.	PUNCT
ihlr-16514	564	1	151	151	NUM
ihlr-16514	564	2	consequently	consequently	ADV
ihlr-16514	564	3	,	,	PUNCT
ihlr-16514	564	4	if	if	SCONJ
ihlr-16514	564	5	the	the	DET
ihlr-16514	564	6	working	work	VERB
ihlr-16514	564	7	poor	poor	ADJ
ihlr-16514	564	8	in	in	ADP
ihlr-16514	564	9	america	america	PROPN
ihlr-16514	564	10	can	can	AUX
ihlr-16514	564	11	mobilize	mobilize	VERB
ihlr-16514	564	12	and	and	CCONJ
ihlr-16514	564	13	present	present	VERB
ihlr-16514	564	14	themselves	themselves	PRON
ihlr-16514	564	15	as	as	ADP
ihlr-16514	564	16	a	a	DET
ihlr-16514	564	17	unified	unified	ADJ
ihlr-16514	564	18	group	group	NOUN
ihlr-16514	564	19	to	to	ADP
ihlr-16514	564	20	health	health	NOUN
ihlr-16514	564	21	care	care	NOUN
ihlr-16514	564	22	providers	provider	NOUN
ihlr-16514	564	23	,	,	PUNCT
ihlr-16514	564	24	they	they	PRON
ihlr-16514	564	25	may	may	AUX
ihlr-16514	564	26	be	be	AUX
ihlr-16514	564	27	able	able	ADJ
ihlr-16514	564	28	to	to	PART
ihlr-16514	564	29	effectuate	effectuate	VERB
ihlr-16514	564	30	a	a	DET
ihlr-16514	564	31	change	change	NOUN
ihlr-16514	564	32	in	in	ADP
ihlr-16514	564	33	health	health	NOUN
ihlr-16514	564	34	care	care	NOUN
ihlr-16514	564	35	pricing	pricing	NOUN
ihlr-16514	564	36	.	.	PUNCT
ihlr-16514	565	1	in	in	ADP
ihlr-16514	565	2	order	order	NOUN
ihlr-16514	565	3	to	to	PART
ihlr-16514	565	4	do	do	AUX
ihlr-16514	565	5	this	this	PRON
ihlr-16514	565	6	,	,	PUNCT
ihlr-16514	565	7	it	it	PRON
ihlr-16514	565	8	will	will	AUX
ihlr-16514	565	9	be	be	AUX
ihlr-16514	565	10	necessary	necessary	ADJ
ihlr-16514	565	11	for	for	SCONJ
ihlr-16514	565	12	the	the	DET
ihlr-16514	565	13	consumer	consumer	NOUN
ihlr-16514	565	14	faction	faction	NOUN
ihlr-16514	565	15	to	to	PART
ihlr-16514	565	16	illus­	illus­	VERB
ihlr-16514	565	17	trate	trate	VERB
ihlr-16514	565	18	that	that	SCONJ
ihlr-16514	565	19	its	its	PRON
ihlr-16514	565	20	members	member	NOUN
ihlr-16514	565	21	are	be	AUX
ihlr-16514	565	22	prudent	prudent	ADJ
ihlr-16514	565	23	,	,	PUNCT
ihlr-16514	565	24	informed	inform	VERB
ihlr-16514	565	25	consumers	consumer	NOUN
ihlr-16514	565	26	capable	capable	ADJ
ihlr-16514	565	27	of	of	ADP
ihlr-16514	565	28	making	make	VERB
ihlr-16514	565	29	effi­	effi­	NOUN
ihlr-16514	565	30	cient	cient	NOUN
ihlr-16514	565	31	purchasing	purchasing	NOUN
ihlr-16514	565	32	decisions	decision	NOUN
ihlr-16514	565	33	.	.	PUNCT
ihlr-16514	566	1	"	"	PUNCT
ihlr-16514	566	2	as	as	ADP
ihlr-16514	566	3	a	a	DET
ihlr-16514	566	4	practical	practical	ADJ
ihlr-16514	566	5	matter	matter	NOUN
ihlr-16514	566	6	,	,	PUNCT
ihlr-16514	566	7	poor	poor	ADJ
ihlr-16514	566	8	individuals	individual	NOUN
ihlr-16514	566	9	often	often	ADV
ihlr-16514	566	10	do	do	AUX
ihlr-16514	566	11	lack	lack	VERB
ihlr-16514	566	12	bargaining	bargain	VERB
ihlr-16514	566	13	powerthe	powerthe	ADJ
ihlr-16514	566	14	power	power	NOUN
ihlr-16514	566	15	to	to	PART
ihlr-16514	566	16	obtain	obtain	VERB
ihlr-16514	566	17	a	a	DET
ihlr-16514	566	18	preferred	preferred	ADJ
ihlr-16514	566	19	outcome	outcome	NOUN
ihlr-16514	566	20	in	in	ADP
ihlr-16514	566	21	a	a	DET
ihlr-16514	566	22	transac­	transac­	NUM
ihlr-16514	566	23	tion	tion	NOUN
ihlr-16514	566	24	....	....	PUNCT
ihlr-16514	567	1	"	"	PUNCT
ihlr-16514	567	2	152	152	NUM
ihlr-16514	567	3	if	if	SCONJ
ihlr-16514	567	4	these	these	DET
ihlr-16514	567	5	individuals	individual	NOUN
ihlr-16514	567	6	are	be	AUX
ihlr-16514	567	7	able	able	ADJ
ihlr-16514	567	8	to	to	PART
ihlr-16514	567	9	organize	organize	VERB
ihlr-16514	567	10	on	on	ADP
ihlr-16514	567	11	a	a	DET
ihlr-16514	567	12	large	large	ADJ
ihlr-16514	567	13	scale	scale	NOUN
ihlr-16514	567	14	into	into	ADP
ihlr-16514	567	15	con­	con­	NOUN
ihlr-16514	567	16	sumer	sumer	NOUN
ihlr-16514	567	17	factions	faction	NOUN
ihlr-16514	567	18	,	,	PUNCT
ihlr-16514	567	19	however	however	ADV
ihlr-16514	567	20	,	,	PUNCT
ihlr-16514	567	21	it	it	PRON
ihlr-16514	567	22	is	be	AUX
ihlr-16514	567	23	likely	likely	ADJ
ihlr-16514	567	24	that	that	SCONJ
ihlr-16514	567	25	health	health	NOUN
ihlr-16514	567	26	care	care	NOUN
ihlr-16514	567	27	providers	provider	NOUN
ihlr-16514	567	28	will	will	AUX
ihlr-16514	567	29	recognize	recognize	VERB
ihlr-16514	567	30	the	the	DET
ihlr-16514	567	31	purchasing	purchase	VERB
ihlr-16514	567	32	power	power	NOUN
ihlr-16514	567	33	of	of	ADP
ihlr-16514	567	34	these	these	DET
ihlr-16514	567	35	factions	faction	NOUN
ihlr-16514	567	36	as	as	SCONJ
ihlr-16514	567	37	they	they	PRON
ihlr-16514	567	38	relate	relate	VERB
ihlr-16514	567	39	to	to	ADP
ihlr-16514	567	40	necessary	necessary	ADJ
ihlr-16514	567	41	medical	medical	ADJ
ihlr-16514	567	42	ex­	ex­	NOUN
ihlr-16514	567	43	penses	pense	NOUN
ihlr-16514	567	44	.	.	PUNCT
ihlr-16514	568	1	on	on	ADP
ihlr-16514	568	2	the	the	DET
ihlr-16514	568	3	other	other	ADJ
ihlr-16514	568	4	hand	hand	NOUN
ihlr-16514	568	5	,	,	PUNCT
ihlr-16514	568	6	this	this	DET
ihlr-16514	568	7	type	type	NOUN
ihlr-16514	568	8	of	of	ADP
ihlr-16514	568	9	recognition	recognition	NOUN
ihlr-16514	568	10	may	may	AUX
ihlr-16514	568	11	arise	arise	VERB
ihlr-16514	568	12	naturally	naturally	ADV
ihlr-16514	568	13	if	if	SCONJ
ihlr-16514	568	14	the	the	DET
ihlr-16514	568	15	market	market	NOUN
ihlr-16514	568	16	within	within	ADP
ihlr-16514	568	17	the	the	DET
ihlr-16514	568	18	health	health	NOUN
ihlr-16514	568	19	care	care	NOUN
ihlr-16514	568	20	industry	industry	NOUN
ihlr-16514	568	21	functions	function	NOUN
ihlr-16514	568	22	efficiently	efficiently	ADV
ihlr-16514	568	23	.	.	PUNCT
ihlr-16514	569	1	the	the	DET
ihlr-16514	569	2	idea	idea	NOUN
ihlr-16514	569	3	behind	behind	ADP
ihlr-16514	569	4	organizing	organize	VERB
ihlr-16514	569	5	consumers	consumer	NOUN
ihlr-16514	569	6	into	into	ADP
ihlr-16514	569	7	collective	collective	ADJ
ihlr-16514	569	8	groups	group	NOUN
ihlr-16514	569	9	is	be	AUX
ihlr-16514	569	10	based	base	VERB
ihlr-16514	569	11	on	on	ADP
ihlr-16514	569	12	the	the	DET
ihlr-16514	569	13	theory	theory	NOUN
ihlr-16514	569	14	that	that	SCONJ
ihlr-16514	569	15	those	those	DET
ihlr-16514	569	16	consumers	consumer	NOUN
ihlr-16514	569	17	joining	join	VERB
ihlr-16514	569	18	the	the	DET
ihlr-16514	569	19	faction	faction	NOUN
ihlr-16514	569	20	will	will	AUX
ihlr-16514	569	21	be	be	AUX
ihlr-16514	569	22	responsible	responsible	ADJ
ihlr-16514	569	23	,	,	PUNCT
ihlr-16514	569	24	prudent	prudent	ADJ
ihlr-16514	569	25	consumers	consumer	NOUN
ihlr-16514	569	26	as	as	ADP
ihlr-16514	569	27	a	a	DET
ihlr-16514	569	28	result	result	NOUN
ihlr-16514	569	29	of	of	ADP
ihlr-16514	569	30	the	the	DET
ihlr-16514	569	31	education	education	NOUN
ihlr-16514	569	32	they	they	PRON
ihlr-16514	569	33	received	receive	VERB
ihlr-16514	569	34	from	from	ADP
ihlr-16514	569	35	the	the	DET
ihlr-16514	569	36	previous	previous	ADJ
ihlr-16514	569	37	proposi­	proposi­	PROPN
ihlr-16514	569	38	tion	tion	NOUN
ihlr-16514	569	39	for	for	ADP
ihlr-16514	569	40	a	a	DET
ihlr-16514	569	41	mandated	mandate	VERB
ihlr-16514	569	42	web	web	NOUN
ihlr-16514	569	43	-	-	PUNCT
ihlr-16514	569	44	based	base	VERB
ihlr-16514	569	45	hsa	hsa	PROPN
ihlr-16514	569	46	educational	educational	ADJ
ihlr-16514	569	47	program	program	NOUN
ihlr-16514	569	48	.	.	PUNCT
ihlr-16514	570	1	moreover	moreover	ADV
ihlr-16514	570	2	,	,	PUNCT
ihlr-16514	570	3	these	these	DET
ihlr-16514	570	4	consumer	consumer	NOUN
ihlr-16514	570	5	factions	faction	NOUN
ihlr-16514	570	6	will	will	AUX
ihlr-16514	570	7	be	be	AUX
ihlr-16514	570	8	unsuccessful	unsuccessful	ADJ
ihlr-16514	570	9	unless	unless	SCONJ
ihlr-16514	570	10	they	they	PRON
ihlr-16514	570	11	are	be	AUX
ihlr-16514	570	12	implemented	implement	VERB
ihlr-16514	570	13	on	on	ADP
ihlr-16514	570	14	a	a	DET
ihlr-16514	570	15	large	large	ADJ
ihlr-16514	570	16	scale	scale	NOUN
ihlr-16514	570	17	.	.	PUNCT
ihlr-16514	571	1	their	their	PRON
ihlr-16514	571	2	ability	ability	NOUN
ihlr-16514	571	3	to	to	PART
ihlr-16514	571	4	influence	influence	NOUN
ihlr-16514	571	5	depends	depend	VERB
ihlr-16514	571	6	heavily	heavily	ADV
ihlr-16514	571	7	on	on	ADP
ihlr-16514	571	8	the	the	DET
ihlr-16514	571	9	number	number	NOUN
ihlr-16514	571	10	of	of	ADP
ihlr-16514	571	11	consumers	consumer	NOUN
ihlr-16514	571	12	for	for	ADP
ihlr-16514	571	13	whom	whom	PRON
ihlr-16514	571	14	these	these	DET
ihlr-16514	571	15	factions	faction	NOUN
ihlr-16514	571	16	will	will	AUX
ihlr-16514	571	17	be	be	AUX
ihlr-16514	571	18	negotiating	negotiate	VERB
ihlr-16514	571	19	.	.	PUNCT
ihlr-16514	572	1	with	with	ADP
ihlr-16514	572	2	the	the	DET
ihlr-16514	572	3	ability	ability	NOUN
ihlr-16514	572	4	to	to	PART
ihlr-16514	572	5	organize	organize	VERB
ihlr-16514	572	6	,	,	PUNCT
ihlr-16514	572	7	poor­	poor­	NOUN
ihlr-16514	572	8	er	er	INTJ
ihlr-16514	572	9	employees	employee	NOUN
ihlr-16514	572	10	,	,	PUNCT
ihlr-16514	572	11	as	as	ADP
ihlr-16514	572	12	individuals	individual	NOUN
ihlr-16514	572	13	,	,	PUNCT
ihlr-16514	572	14	will	will	AUX
ihlr-16514	572	15	gain	gain	VERB
ihlr-16514	572	16	a	a	DET
ihlr-16514	572	17	considerable	considerable	ADJ
ihlr-16514	572	18	amount	amount	NOUN
ihlr-16514	572	19	of	of	ADP
ihlr-16514	572	20	bargaining	bargaining	NOUN
ihlr-16514	572	21	power	power	NOUN
ihlr-16514	572	22	through	through	ADP
ihlr-16514	572	23	these	these	DET
ihlr-16514	572	24	factions	faction	NOUN
ihlr-16514	572	25	that	that	PRON
ihlr-16514	572	26	may	may	AUX
ihlr-16514	572	27	help	help	VERB
ihlr-16514	572	28	them	they	PRON
ihlr-16514	572	29	obtain	obtain	VERB
ihlr-16514	572	30	the	the	DET
ihlr-16514	572	31	ability	ability	NOUN
ihlr-16514	572	32	to	to	PART
ihlr-16514	572	33	negotiate	negotiate	VERB
ihlr-16514	572	34	end	end	NOUN
ihlr-16514	572	35	prices	price	NOUN
ihlr-16514	572	36	more	more	ADV
ihlr-16514	572	37	effectively	effectively	ADV
ihlr-16514	572	38	within	within	ADP
ihlr-16514	572	39	the	the	DET
ihlr-16514	572	40	health	health	NOUN
ihlr-16514	572	41	care	care	NOUN
ihlr-16514	572	42	market	market	NOUN
ihlr-16514	572	43	.	.	PUNCT
ihlr-16514	573	1	c.	c.	PROPN
ihlr-16514	573	2	health	health	PROPN
ihlr-16514	573	3	security	security	NOUN
ihlr-16514	573	4	for	for	ADP
ihlr-16514	573	5	all	all	DET
ihlr-16514	573	6	americans	americans	PROPN
ihlr-16514	573	7	act	act	VERB
ihlr-16514	573	8	in	in	ADP
ihlr-16514	573	9	may	may	PROPN
ihlr-16514	573	10	of2005	of2005	PROPN
ihlr-16514	573	11	,	,	PUNCT
ihlr-16514	573	12	members	member	NOUN
ihlr-16514	573	13	of	of	ADP
ihlr-16514	573	14	the	the	DET
ihlr-16514	573	15	house	house	NOUN
ihlr-16514	573	16	ofrepresentatives	ofrepresentative	NOUN
ihlr-16514	573	17	took	take	VERB
ihlr-16514	573	18	the	the	DET
ihlr-16514	573	19	goal	goal	NOUN
ihlr-16514	573	20	of	of	ADP
ihlr-16514	573	21	obtaining	obtain	VERB
ihlr-16514	573	22	affordable	affordable	ADJ
ihlr-16514	573	23	,	,	PUNCT
ihlr-16514	573	24	high	high	ADJ
ihlr-16514	573	25	quality	quality	NOUN
ihlr-16514	573	26	health	health	NOUN
ihlr-16514	573	27	care	care	NOUN
ihlr-16514	573	28	a	a	DET
ihlr-16514	573	29	giant	giant	ADJ
ihlr-16514	573	30	leap	leap	NOUN
ihlr-16514	573	31	farther	far	ADV
ihlr-16514	573	32	when	when	SCONJ
ihlr-16514	573	33	nine­	nine­	PRON
ihlr-16514	573	34	teen	teen	ADJ
ihlr-16514	573	35	representatives	representative	NOUN
ihlr-16514	573	36	introduced	introduce	VERB
ihlr-16514	573	37	into	into	ADP
ihlr-16514	573	38	the	the	DET
ihlr-16514	573	39	house	house	NOUN
ihlr-16514	573	40	,	,	PUNCT
ihlr-16514	573	41	the	the	DET
ihlr-16514	573	42	health	health	NOUN
ihlr-16514	573	43	security	security	NOUN
ihlr-16514	573	44	for	for	ADP
ihlr-16514	573	45	all	all	DET
ihlr-16514	573	46	americans	americans	PROPN
ihlr-16514	573	47	act	act	VERB
ihlr-16514	573	48	.	.	PUNCT
ihlr-16514	574	1	153	153	NUM
ihlr-16514	574	2	the	the	DET
ihlr-16514	574	3	health	health	NOUN
ihlr-16514	574	4	security	security	NOUN
ihlr-16514	574	5	for	for	ADP
ihlr-16514	574	6	all	all	DET
ihlr-16514	574	7	americans	americans	PROPN
ihlr-16514	574	8	act	act	VERB
ihlr-16514	574	9	(	(	PUNCT
ihlr-16514	574	10	"	"	PUNCT
ihlr-16514	574	11	hsaaa	hsaaa	NOUN
ihlr-16514	574	12	"	"	PUNCT
ihlr-16514	574	13	)	)	PUNCT
ihlr-16514	574	14	establishes	establish	VERB
ihlr-16514	574	15	as	as	ADP
ihlr-16514	574	16	its	its	PRON
ihlr-16514	574	17	goal	goal	NOUN
ihlr-16514	574	18	"	"	PUNCT
ihlr-16514	574	19	[	[	X
ihlr-16514	574	20	t]o	t]o	NOUN
ihlr-16514	574	21	guarantee	guarantee	NOUN
ihlr-16514	574	22	for	for	ADP
ihlr-16514	574	23	all	all	DET
ihlr-16514	574	24	americans	americans	PROPN
ihlr-16514	574	25	quality	quality	NOUN
ihlr-16514	574	26	,	,	PUNCT
ihlr-16514	574	27	affordable	affordable	ADJ
ihlr-16514	574	28	,	,	PUNCT
ihlr-16514	574	29	and	and	CCONJ
ihlr-16514	574	30	comprehensive	comprehensive	ADJ
ihlr-16514	574	31	health	health	NOUN
ihlr-16514	574	32	insurance	insurance	NOUN
ihlr-16514	574	33	coverage	coverage	NOUN
ihlr-16514	574	34	.	.	PUNCT
ihlr-16514	575	1	"154	"154	VERB
ihlr-16514	575	2	the	the	DET
ihlr-16514	575	3	hsaaa	hsaaa	NOUN
ihlr-16514	575	4	purports	purport	VERB
ihlr-16514	575	5	to	to	ADP
ihlr-16514	575	6	accom151	accom151	PROPN
ihlr-16514	575	7	barnhizer	barnhizer	NOUN
ihlr-16514	575	8	,	,	PUNCT
ihlr-16514	575	9	supra	supra	PROPN
ihlr-16514	575	10	note	note	NOUN
ihlr-16514	575	11	12	12	NUM
ihlr-16514	575	12	,	,	PUNCT
ihlr-16514	575	13	at	at	ADP
ihlr-16514	575	14	212	212	NUM
ihlr-16514	575	15	.	.	PUNCT
ihlr-16514	576	1	152	152	NUM
ihlr-16514	576	2	i	i	PRON
ihlr-16514	576	3	d.	d.	PROPN
ihlr-16514	576	4	at	at	ADP
ihlr-16514	576	5	152	152	NUM
ihlr-16514	576	6	.	.	PUNCT
ihlr-16514	577	1	153	153	NUM
ihlr-16514	577	2	health	health	NOUN
ihlr-16514	577	3	security	security	NOUN
ihlr-16514	577	4	for	for	ADP
ihlr-16514	577	5	all	all	DET
ihlr-16514	577	6	americans	americans	PROPN
ihlr-16514	577	7	act	act	VERB
ihlr-16514	577	8	,	,	PUNCT
ihlr-16514	577	9	h.r	h.r	PROPN
ihlr-16514	577	10	.	.	PROPN
ihlr-16514	577	11	2133	2133	NUM
ihlr-16514	577	12	,	,	PUNCT
ihlr-16514	577	13	1	1	NUM
ihlr-16514	577	14	09th	09th	ADJ
ihlr-16514	577	15	cong	cong	NOUN
ihlr-16514	577	16	.	.	PUNCT
ihlr-16514	578	1	(	(	PUNCT
ihlr-16514	578	2	2005	2005	NUM
ihlr-16514	578	3	)	)	PUNCT
ihlr-16514	578	4	.	.	PUNCT
ihlr-16514	579	1	the	the	DET
ihlr-16514	579	2	health	health	NOUN
ihlr-16514	579	3	security	security	NOUN
ihlr-16514	579	4	for	for	ADP
ihlr-16514	579	5	all	all	DET
ihlr-16514	579	6	americans	americans	PROPN
ihlr-16514	579	7	act	act	VERB
ihlr-16514	579	8	is	be	AUX
ihlr-16514	579	9	similar	similar	ADJ
ihlr-16514	579	10	to	to	ADP
ihlr-16514	579	11	the	the	DET
ihlr-16514	579	12	health	health	NOUN
ihlr-16514	579	13	security	security	PROPN
ihlr-16514	579	14	act	act	NOUN
ihlr-16514	579	15	proposed	propose	VERB
ihlr-16514	579	16	by	by	ADP
ihlr-16514	579	17	former	former	ADJ
ihlr-16514	579	18	presi­	presi­	PROPN
ihlr-16514	579	19	dent	dent	NOUN
ihlr-16514	579	20	bill	bill	PROPN
ihlr-16514	579	21	clinton	clinton	PROPN
ihlr-16514	579	22	in	in	ADP
ihlr-16514	579	23	1993	1993	NUM
ihlr-16514	579	24	which	which	PRON
ihlr-16514	579	25	failed	fail	VERB
ihlr-16514	579	26	largely	largely	ADV
ihlr-16514	579	27	becanse	becanse	NOUN
ihlr-16514	579	28	it	it	PRON
ihlr-16514	579	29	lacked	lack	VERB
ihlr-16514	579	30	the	the	DET
ihlr-16514	579	31	requisite	requisite	ADJ
ihlr-16514	579	32	backing	backing	NOUN
ihlr-16514	579	33	of	of	ADP
ihlr-16514	579	34	con­	con­	NOUN
ihlr-16514	579	35	gress	gress	PROPN
ihlr-16514	579	36	and	and	CCONJ
ihlr-16514	579	37	the	the	DET
ihlr-16514	579	38	american	american	ADJ
ihlr-16514	579	39	public	public	NOUN
ihlr-16514	579	40	,	,	PUNCT
ihlr-16514	579	41	but	but	CCONJ
ihlr-16514	579	42	its	its	PRON
ihlr-16514	579	43	failure	failure	NOUN
ihlr-16514	579	44	has	have	AUX
ihlr-16514	579	45	also	also	ADV
ihlr-16514	579	46	been	be	AUX
ihlr-16514	579	47	attributed	attribute	VERB
ihlr-16514	579	48	to	to	ADP
ihlr-16514	579	49	the	the	DET
ihlr-16514	579	50	complexity	complexity	NOUN
ihlr-16514	579	51	of	of	ADP
ihlr-16514	579	52	the	the	DET
ihlr-16514	579	53	legislation	legislation	NOUN
ihlr-16514	579	54	.	.	PUNCT
ihlr-16514	580	1	see	see	VERB
ihlr-16514	580	2	linda	linda	PROPN
ihlr-16514	580	3	m.	m.	PROPN
ihlr-16514	580	4	harrington	harrington	PROPN
ihlr-16514	580	5	,	,	PUNCT
ihlr-16514	580	6	health	health	NOUN
ihlr-16514	580	7	care	care	NOUN
ihlr-16514	580	8	reform	reform	NOUN
ihlr-16514	580	9	vs.	vs.	ADP
ihlr-16514	580	10	pet	pet	ADJ
ihlr-16514	580	11	goals	goal	NOUN
ihlr-16514	580	12	;	;	PUNCT
ihlr-16514	580	13	in	in	ADP
ihlr-16514	580	14	congress	congress	PROPN
ihlr-16514	580	15	,	,	PUNCT
ihlr-16514	580	16	illinoi­	illinoi­	PROPN
ihlr-16514	580	17	sians	sian	NOUN
ihlr-16514	580	18	mostly	mostly	ADV
ihlr-16514	580	19	aimingfor	aimingfor	ADP
ihlr-16514	580	20	crime	crime	NOUN
ihlr-16514	580	21	bills	bill	NOUN
ihlr-16514	580	22	,	,	PUNCT
ihlr-16514	580	23	cm	cm	NOUN
ihlr-16514	580	24	.	.	PUNCT
ihlr-16514	581	1	trm	trm	PROPN
ihlr-16514	581	2	.	.	PROPN
ihlr-16514	581	3	,	,	PUNCT
ihlr-16514	581	4	jan	jan	PROPN
ihlr-16514	581	5	.	.	PROPN
ihlr-16514	581	6	22	22	NUM
ihlr-16514	581	7	,	,	PUNCT
ihlr-16514	581	8	1994	1994	NUM
ihlr-16514	581	9	,	,	PUNCT
ihlr-16514	581	10	at	at	ADP
ihlr-16514	581	11	n1	n1	NOUN
ihlr-16514	581	12	;	;	PUNCT
ihlr-16514	581	13	amy	amy	PROPN
ihlr-16514	581	14	goldstein	goldstein	PROPN
ihlr-16514	581	15	&	&	CCONJ
ihlr-16514	581	16	terry	terry	PROPN
ihlr-16514	581	17	m.	m.	PROPN
ihlr-16514	581	18	neal	neal	PROPN
ihlr-16514	581	19	,	,	PUNCT
ihlr-16514	581	20	on	on	ADP
ihlr-16514	581	21	the	the	DET
ihlr-16514	581	22	road	road	NOUN
ihlr-16514	581	23	,	,	PUNCT
ihlr-16514	581	24	away	away	ADV
ihlr-16514	581	25	from	from	ADP
ihlr-16514	581	26	crises	crisis	NOUN
ihlr-16514	581	27	;	;	PUNCT
ihlr-16514	581	28	clinton	clinton	PROPN
ihlr-16514	581	29	's	's	PART
ihlr-16514	581	30	pitch	pitch	NOUN
ihlr-16514	581	31	on	on	ADP
ihlr-16514	581	32	health	health	NOUN
ihlr-16514	581	33	care	care	NOUN
ihlr-16514	581	34	reflects	reflect	VERB
ihlr-16514	581	35	lessons	lesson	NOUN
ihlr-16514	581	36	learned	learn	VERB
ihlr-16514	581	37	in	in	ADP
ihlr-16514	581	38	'	'	NUM
ihlr-16514	581	39	94	94	NUM
ihlr-16514	581	40	,	,	PUNCT
ihlr-16514	581	41	wash	wash	NOUN
ihlr-16514	581	42	.	.	PUNCT
ihlr-16514	582	1	post	post	NOUN
ihlr-16514	582	2	,	,	PUNCT
ihlr-16514	582	3	aug	aug	PROPN
ihlr-16514	582	4	.	.	PROPN
ihlr-16514	582	5	11	11	NUM
ihlr-16514	582	6	,	,	PUNCT
ihlr-16514	582	7	1998	1998	NUM
ihlr-16514	582	8	,	,	PUNCT
ihlr-16514	582	9	at	at	ADP
ihlr-16514	582	10	ai	ai	PROPN
ihlr-16514	582	11	(	(	PUNCT
ihlr-16514	582	12	stating	state	VERB
ihlr-16514	582	13	that	that	SCONJ
ihlr-16514	582	14	former	former	ADJ
ihlr-16514	582	15	president	president	PROPN
ihlr-16514	582	16	clinton	clinton	PROPN
ihlr-16514	582	17	's	's	PART
ihlr-16514	582	18	health	health	NOUN
ihlr-16514	582	19	care	care	PROPN
ihlr-16514	582	20	reform	reform	NOUN
ihlr-16514	582	21	platform	platform	NOUN
ihlr-16514	582	22	was	be	AUX
ihlr-16514	582	23	short	short	ADV
ihlr-16514	582	24	lived	live	VERB
ihlr-16514	582	25	,	,	PUNCT
ihlr-16514	582	26	losing	lose	VERB
ihlr-16514	582	27	momentum	momentum	NOUN
ihlr-16514	582	28	and	and	CCONJ
ihlr-16514	582	29	dying	die	VERB
ihlr-16514	582	30	only	only	ADV
ihlr-16514	582	31	one	one	NUM
ihlr-16514	582	32	year	year	NOUN
ihlr-16514	582	33	after	after	SCONJ
ihlr-16514	582	34	it	it	PRON
ihlr-16514	582	35	was	be	AUX
ihlr-16514	582	36	first	first	ADV
ihlr-16514	582	37	introduced	introduce	VERB
ihlr-16514	582	38	)	)	PUNCT
ihlr-16514	582	39	.	.	PUNCT
ihlr-16514	583	1	154	154	NUM
ihlr-16514	583	2	h.r	h.r	PROPN
ihlr-16514	583	3	.	.	PROPN
ihlr-16514	583	4	2133	2133	NUM
ihlr-16514	583	5	,	,	PUNCT
ihlr-16514	583	6	1	1	NUM
ihlr-16514	583	7	09th	09th	ADJ
ihlr-16514	583	8	cong	cong	NOUN
ihlr-16514	583	9	.	.	PUNCT
ihlr-16514	584	1	(	(	PUNCT
ihlr-16514	584	2	2005	2005	NUM
ihlr-16514	584	3	)	)	PUNCT
ihlr-16514	584	4	.	.	PUNCT
ihlr-16514	585	1	see	see	VERB
ihlr-16514	585	2	also	also	ADV
ihlr-16514	585	3	press	press	NOUN
ihlr-16514	585	4	release	release	NOUN
ihlr-16514	585	5	,	,	PUNCT
ihlr-16514	585	6	baldwin	baldwin	PROPN
ihlr-16514	585	7	announces	announce	VERB
ihlr-16514	585	8	legislation	legislation	NOUN
ihlr-16514	585	9	to	to	PART
ihlr-16514	585	10	cover	cover	VERB
ihlr-16514	585	11	the	the	DET
ihlr-16514	585	12	uninsured	uninsured	NOUN
ihlr-16514	585	13	(	(	PUNCT
ihlr-16514	585	14	may	may	PROPN
ihlr-16514	585	15	10	10	NUM
ihlr-16514	585	16	,	,	PUNCT
ihlr-16514	585	17	2004	2004	NUM
ihlr-16514	585	18	)	)	PUNCT
ihlr-16514	585	19	,	,	PUNCT
ihlr-16514	585	20	available	available	ADJ
ihlr-16514	585	21	at	at	ADP
ihlr-16514	585	22	314	314	NUM
ihlr-16514	585	23	indiana	indiana	PROPN
ihlr-16514	585	24	health	health	PROPN
ihlr-16514	585	25	law	law	PROPN
ihlr-16514	585	26	review	review	NOUN
ihlr-16514	585	27	[	[	X
ihlr-16514	585	28	vol	vol	NOUN
ihlr-16514	585	29	.	.	PUNCT
ihlr-16514	586	1	4:287	4:287	NUM
ihlr-16514	587	1	plish	plish	NOUN
ihlr-16514	587	2	this	this	DET
ihlr-16514	587	3	proposition	proposition	NOUN
ihlr-16514	587	4	by	by	ADP
ihlr-16514	587	5	implementing	implement	VERB
ihlr-16514	587	6	its	its	PRON
ihlr-16514	587	7	requirements	requirement	NOUN
ihlr-16514	587	8	in	in	ADP
ihlr-16514	587	9	two	two	NUM
ihlr-16514	587	10	phases	phase	NOUN
ihlr-16514	587	11	.	.	PUNCT
ihlr-16514	588	1	the	the	DET
ihlr-16514	588	2	first	first	ADJ
ihlr-16514	588	3	phase	phase	NOUN
ihlr-16514	588	4	involves	involve	VERB
ihlr-16514	588	5	implementing	implement	VERB
ihlr-16514	588	6	voluntary	voluntary	ADJ
ihlr-16514	588	7	state	state	NOUN
ihlr-16514	588	8	plans155	plans155	PROPN
ihlr-16514	588	9	as	as	ADP
ihlr-16514	588	10	a	a	DET
ihlr-16514	588	11	test	test	NOUN
ihlr-16514	588	12	run	run	NOUN
ihlr-16514	588	13	.	.	PUNCT
ihlr-16514	589	1	the	the	DET
ihlr-16514	589	2	voluntary	voluntary	ADJ
ihlr-16514	589	3	state	state	NOUN
ihlr-16514	589	4	plan	plan	NOUN
ihlr-16514	589	5	phase	phase	NOUN
ihlr-16514	589	6	asks	ask	VERB
ihlr-16514	589	7	participating	participate	VERB
ihlr-16514	589	8	states	state	NOUN
ihlr-16514	589	9	to	to	PART
ihlr-16514	589	10	establish	establish	VERB
ihlr-16514	589	11	sys­	sys­	ADJ
ihlr-16514	589	12	tems	tem	NOUN
ihlr-16514	589	13	that	that	PRON
ihlr-16514	589	14	are	be	AUX
ihlr-16514	589	15	responsible	responsible	ADJ
ihlr-16514	589	16	for	for	ADP
ihlr-16514	589	17	ensuring	ensure	VERB
ihlr-16514	589	18	universal	universal	ADJ
ihlr-16514	589	19	coverage	coverage	NOUN
ihlr-16514	589	20	within	within	ADP
ihlr-16514	589	21	the	the	DET
ihlr-16514	589	22	state	state	NOUN
ihlr-16514	589	23	,	,	PUNCT
ihlr-16514	589	24	and	and	CCONJ
ihlr-16514	589	25	provides	provide	VERB
ihlr-16514	589	26	for	for	ADP
ihlr-16514	589	27	federal	federal	ADJ
ihlr-16514	589	28	funding	funding	NOUN
ihlr-16514	589	29	to	to	ADP
ihlr-16514	589	30	states	state	NOUN
ihlr-16514	589	31	participating	participate	VERB
ihlr-16514	589	32	in	in	ADP
ihlr-16514	589	33	the	the	DET
ihlr-16514	589	34	program	program	NOUN
ihlr-16514	589	35	.	.	PUNCT
ihlr-16514	590	1	156	156	NUM
ihlr-16514	590	2	for	for	ADP
ihlr-16514	590	3	the	the	DET
ihlr-16514	590	4	second	second	ADJ
ihlr-16514	590	5	phase	phase	NOUN
ihlr-16514	590	6	,	,	PUNCT
ihlr-16514	590	7	the	the	DET
ihlr-16514	590	8	hsaaa	hsaaa	NOUN
ihlr-16514	590	9	calls	call	VERB
ihlr-16514	590	10	for	for	ADP
ihlr-16514	590	11	the	the	DET
ihlr-16514	590	12	mandatory	mandatory	ADJ
ihlr-16514	590	13	implementation	implementation	NOUN
ihlr-16514	590	14	of	of	ADP
ihlr-16514	590	15	state	state	NOUN
ihlr-16514	590	16	plans	plan	NOUN
ihlr-16514	590	17	.	.	PUNCT
ihlr-16514	591	1	157	157	NUM
ihlr-16514	591	2	under	under	ADP
ihlr-16514	591	3	the	the	DET
ihlr-16514	591	4	hsaaa	hsaaa	NOUN
ihlr-16514	591	5	,	,	PUNCT
ihlr-16514	591	6	states	state	NOUN
ihlr-16514	591	7	are	be	AUX
ihlr-16514	591	8	required	require	VERB
ihlr-16514	591	9	to	to	PART
ihlr-16514	591	10	submit	submit	VERB
ihlr-16514	591	11	to	to	ADP
ihlr-16514	591	12	the	the	DET
ihlr-16514	591	13	secretary	secretary	NOUN
ihlr-16514	591	14	a	a	DET
ihlr-16514	591	15	plan	plan	NOUN
ihlr-16514	591	16	breaking	break	VERB
ihlr-16514	591	17	down	down	ADP
ihlr-16514	591	18	how	how	SCONJ
ihlr-16514	591	19	that	that	SCONJ
ihlr-16514	591	20	particular	particular	ADJ
ihlr-16514	591	21	state	state	NOUN
ihlr-16514	591	22	intends	intend	VERB
ihlr-16514	591	23	to	to	PART
ihlr-16514	591	24	use	use	VERB
ihlr-16514	591	25	the	the	DET
ihlr-16514	591	26	federal	federal	ADJ
ihlr-16514	591	27	funds	fund	NOUN
ihlr-16514	591	28	to	to	PART
ihlr-16514	591	29	establish	establish	VERB
ihlr-16514	591	30	a	a	DET
ihlr-16514	591	31	universal	universal	ADJ
ihlr-16514	591	32	health	health	NOUN
ihlr-16514	591	33	care	care	NOUN
ihlr-16514	591	34	program	program	NOUN
ihlr-16514	591	35	within	within	ADP
ihlr-16514	591	36	their	their	PRON
ihlr-16514	591	37	jurisdiction.158	jurisdiction.158	NOUN
ihlr-16514	591	38	the	the	DET
ihlr-16514	591	39	hsaaa	hsaaa	NOUN
ihlr-16514	591	40	arose	arise	VERB
ihlr-16514	591	41	in	in	ADP
ihlr-16514	591	42	light	light	NOUN
ihlr-16514	591	43	of	of	ADP
ihlr-16514	591	44	congressional	congressional	ADJ
ihlr-16514	591	45	findings	finding	NOUN
ihlr-16514	591	46	regarding	regard	VERB
ihlr-16514	591	47	the	the	DET
ihlr-16514	591	48	status	status	NOUN
ihlr-16514	591	49	ofhealth	ofhealth	PROPN
ihlr-16514	591	50	care	care	NOUN
ihlr-16514	591	51	costs	cost	NOUN
ihlr-16514	591	52	and	and	CCONJ
ihlr-16514	591	53	how	how	SCONJ
ihlr-16514	591	54	these	these	DET
ihlr-16514	591	55	costs	cost	NOUN
ihlr-16514	591	56	relate	relate	VERB
ihlr-16514	591	57	to	to	ADP
ihlr-16514	591	58	public	public	ADJ
ihlr-16514	591	59	consumption	consumption	NOUN
ihlr-16514	591	60	.	.	PUNCT
ihlr-16514	592	1	among	among	ADP
ihlr-16514	592	2	these	these	DET
ihlr-16514	592	3	findings	finding	NOUN
ihlr-16514	592	4	include	include	VERB
ihlr-16514	592	5	statistics	statistic	NOUN
ihlr-16514	592	6	that	that	PRON
ihlr-16514	592	7	indicate	indicate	VERB
ihlr-16514	592	8	personal	personal	ADJ
ihlr-16514	592	9	spending	spending	NOUN
ihlr-16514	592	10	on	on	ADP
ihlr-16514	592	11	health	health	NOUN
ihlr-16514	592	12	care	care	NOUN
ihlr-16514	592	13	is	be	AUX
ihlr-16514	592	14	growing	grow	VERB
ihlr-16514	592	15	two	two	NUM
ihlr-16514	592	16	and	and	CCONJ
ihlr-16514	592	17	five	five	NUM
ihlr-16514	592	18	-	-	PUNCT
ihlr-16514	592	19	tenths	tenth	NOUN
ihlr-16514	592	20	percent	percent	NOUN
ihlr-16514	592	21	faster	fast	ADV
ihlr-16514	592	22	than	than	ADP
ihlr-16514	592	23	the	the	DET
ihlr-16514	592	24	gross	gross	ADJ
ihlr-16514	592	25	domestic	domestic	ADJ
ihlr-16514	592	26	product	product	NOUN
ihlr-16514	592	27	of	of	ADP
ihlr-16514	592	28	the	the	DET
ihlr-16514	592	29	country	country	NOUN
ihlr-16514	592	30	.	.	PUNCT
ihlr-16514	593	1	159	159	NUM
ihlr-16514	593	2	moreover	moreover	ADV
ihlr-16514	593	3	,	,	PUNCT
ihlr-16514	593	4	americans	americans	PROPN
ihlr-16514	593	5	are	be	AUX
ihlr-16514	593	6	paying	pay	VERB
ihlr-16514	593	7	two	two	NUM
ihlr-16514	593	8	times	time	NOUN
ihlr-16514	593	9	as	as	ADV
ihlr-16514	593	10	much	much	ADJ
ihlr-16514	593	11	for	for	ADP
ihlr-16514	593	12	health	health	NOUN
ihlr-16514	593	13	care	care	NOUN
ihlr-16514	593	14	than	than	SCONJ
ihlr-16514	593	15	they	they	PRON
ihlr-16514	593	16	were	be	AUX
ihlr-16514	593	17	a	a	DET
ihlr-16514	593	18	decade	decade	NOUN
ihlr-16514	593	19	ago	ago	ADV
ihlr-16514	593	20	,	,	PUNCT
ihlr-16514	593	21	160	160	NUM
ihlr-16514	593	22	and	and	CCONJ
ihlr-16514	593	23	health	health	NOUN
ihlr-16514	593	24	care	care	NOUN
ihlr-16514	593	25	administrative	administrative	ADJ
ihlr-16514	593	26	costs	cost	NOUN
ihlr-16514	593	27	per	per	ADP
ihlr-16514	593	28	person	person	NOUN
ihlr-16514	593	29	are	be	AUX
ihlr-16514	593	30	more	more	ADJ
ihlr-16514	593	31	than	than	ADP
ihlr-16514	593	32	five	five	NUM
ihlr-16514	593	33	times	time	NOUN
ihlr-16514	593	34	greater	great	ADJ
ihlr-16514	593	35	than	than	ADP
ihlr-16514	593	36	other	other	ADJ
ihlr-16514	593	37	industrialized	industrialized	ADJ
ihlr-16514	593	38	countries	country	NOUN
ihlr-16514	593	39	that	that	PRON
ihlr-16514	593	40	have	have	AUX
ihlr-16514	593	41	implemented	implement	VERB
ihlr-16514	593	42	a	a	DET
ihlr-16514	593	43	universal	universal	ADJ
ihlr-16514	593	44	health	health	NOUN
ihlr-16514	593	45	care	care	NOUN
ihlr-16514	593	46	plan.161	plan.161	ADJ
ihlr-16514	593	47	in	in	ADP
ihlr-16514	593	48	other	other	ADJ
ihlr-16514	593	49	words	word	NOUN
ihlr-16514	593	50	,	,	PUNCT
ihlr-16514	593	51	health	health	NOUN
ihlr-16514	593	52	care	care	NOUN
ihlr-16514	593	53	costs	cost	NOUN
ihlr-16514	593	54	are	be	AUX
ihlr-16514	593	55	substantially	substantially	ADV
ihlr-16514	593	56	higher	high	ADJ
ihlr-16514	593	57	and	and	CCONJ
ihlr-16514	593	58	are	be	AUX
ihlr-16514	593	59	continuing	continue	VERB
ihlr-16514	593	60	to	to	PART
ihlr-16514	593	61	grow	grow	VERB
ihlr-16514	593	62	at	at	ADP
ihlr-16514	593	63	a	a	DET
ihlr-16514	593	64	rapid	rapid	ADJ
ihlr-16514	593	65	rate	rate	NOUN
ihlr-16514	593	66	due	due	ADP
ihlr-16514	593	67	to	to	ADP
ihlr-16514	593	68	the	the	DET
ihlr-16514	593	69	reluctance	reluctance	NOUN
ihlr-16514	593	70	of	of	ADP
ihlr-16514	593	71	americans	americans	PROPN
ihlr-16514	593	72	to	to	PART
ihlr-16514	593	73	embrace	embrace	VERB
ihlr-16514	593	74	a	a	DET
ihlr-16514	593	75	universal	universal	ADJ
ihlr-16514	593	76	health	health	NOUN
ihlr-16514	593	77	care	care	NOUN
ihlr-16514	593	78	system	system	NOUN
ihlr-16514	593	79	similar	similar	ADJ
ihlr-16514	593	80	to	to	ADP
ihlr-16514	593	81	the	the	DET
ihlr-16514	593	82	one	one	NOUN
ihlr-16514	593	83	suggested	suggest	VERB
ihlr-16514	593	84	by	by	ADP
ihlr-16514	593	85	congresswoman	congresswoman	NOUN
ihlr-16514	593	86	tammy	tammy	PROPN
ihlr-16514	593	87	baldwin	baldwin	PROPN
ihlr-16514	593	88	.	.	PUNCT
ihlr-16514	594	1	one	one	NUM
ihlr-16514	594	2	downfall	downfall	NOUN
ihlr-16514	594	3	of	of	ADP
ihlr-16514	594	4	the	the	DET
ihlr-16514	594	5	hsaaa	hsaaa	NOUN
ihlr-16514	594	6	is	be	AUX
ihlr-16514	594	7	that	that	SCONJ
ihlr-16514	594	8	it	it	PRON
ihlr-16514	594	9	does	do	AUX
ihlr-16514	594	10	not	not	PART
ihlr-16514	594	11	set	set	VERB
ihlr-16514	594	12	forth	forth	ADP
ihlr-16514	594	13	from	from	ADP
ihlr-16514	594	14	where	where	SCONJ
ihlr-16514	594	15	the	the	DET
ihlr-16514	594	16	source	source	NOUN
ihlr-16514	594	17	of	of	ADP
ihlr-16514	594	18	government	government	NOUN
ihlr-16514	594	19	financing	financing	NOUN
ihlr-16514	594	20	will	will	AUX
ihlr-16514	594	21	come	come	VERB
ihlr-16514	594	22	.	.	PUNCT
ihlr-16514	595	1	surely	surely	ADV
ihlr-16514	595	2	,	,	PUNCT
ihlr-16514	595	3	congresswoman	congresswoman	NOUN
ihlr-16514	595	4	baldwin	baldwin	PROPN
ihlr-16514	595	5	did	do	AUX
ihlr-16514	595	6	not	not	PART
ihlr-16514	595	7	intend	intend	VERB
ihlr-16514	595	8	the	the	DET
ihlr-16514	595	9	hsaaa	hsaaa	NOUN
ihlr-16514	595	10	to	to	PART
ihlr-16514	595	11	cover	cover	VERB
ihlr-16514	595	12	all	all	DET
ihlr-16514	595	13	related	relate	VERB
ihlr-16514	595	14	medical	medical	ADJ
ihlr-16514	595	15	expenses	expense	NOUN
ihlr-16514	595	16	,	,	PUNCT
ihlr-16514	595	17	including	include	VERB
ihlr-16514	595	18	non	non	ADJ
ihlr-16514	595	19	-	-	ADJ
ihlr-16514	595	20	essential	essential	ADJ
ihlr-16514	595	21	costs	cost	NOUN
ihlr-16514	595	22	.	.	PUNCT
ihlr-16514	596	1	as	as	SCONJ
ihlr-16514	596	2	one	one	NUM
ihlr-16514	596	3	critic	critic	NOUN
ihlr-16514	596	4	commented	comment	VERB
ihlr-16514	596	5	,	,	PUNCT
ihlr-16514	596	6	"	"	PUNCT
ihlr-16514	596	7	someone	someone	PRON
ihlr-16514	596	8	must	must	AUX
ihlr-16514	596	9	establish	establish	VERB
ihlr-16514	596	10	a	a	DET
ihlr-16514	596	11	limit	limit	NOUN
ihlr-16514	596	12	on	on	ADP
ihlr-16514	596	13	which	which	PRON
ihlr-16514	596	14	services	service	NOUN
ihlr-16514	596	15	are	be	AUX
ihlr-16514	596	16	and	and	CCONJ
ihlr-16514	596	17	are	be	AUX
ihlr-16514	596	18	not	not	PART
ihlr-16514	596	19	covered	cover	VERB
ihlr-16514	596	20	in	in	ADP
ihlr-16514	596	21	any	any	DET
ihlr-16514	596	22	government	government	NOUN
ihlr-16514	596	23	subsidized	subsidize	VERB
ihlr-16514	596	24	health	health	NOUN
ihlr-16514	596	25	care	care	NOUN
ihlr-16514	596	26	program	program	NOUN
ihlr-16514	596	27	.	.	PUNCT
ihlr-16514	597	1	the	the	DET
ihlr-16514	597	2	issue	issue	NOUN
ihlr-16514	597	3	becomes	become	VERB
ihlr-16514	597	4	one	one	NUM
ihlr-16514	597	5	of	of	ADP
ihlr-16514	597	6	who	who	PRON
ihlr-16514	597	7	will	will	AUX
ihlr-16514	597	8	set	set	VERB
ihlr-16514	597	9	the	the	DET
ihlr-16514	597	10	limits	limit	NOUN
ihlr-16514	597	11	and	and	CCONJ
ihlr-16514	597	12	what	what	PRON
ihlr-16514	597	13	those	those	DET
ihlr-16514	597	14	limits	limit	NOUN
ihlr-16514	597	15	will	will	AUX
ihlr-16514	597	16	be	be	AUX
ihlr-16514	597	17	.	.	PUNCT
ihlr-16514	598	1	"162	"162	PROPN
ihlr-16514	598	2	congresswoman	congresswoman	PROPN
ihlr-16514	598	3	baldwin	baldwin	PROPN
ihlr-16514	598	4	's	's	PART
ihlr-16514	598	5	answer	answer	NOUN
ihlr-16514	598	6	seems	seem	VERB
ihlr-16514	598	7	to	to	PART
ihlr-16514	598	8	point	point	VERB
ihlr-16514	598	9	toward	toward	ADP
ihlr-16514	598	10	the	the	DET
ihlr-16514	598	11	states	state	NOUN
ihlr-16514	598	12	as	as	ADP
ihlr-16514	598	13	being	be	AUX
ihlr-16514	598	14	responsible	responsible	ADJ
ihlr-16514	598	15	for	for	ADP
ihlr-16514	598	16	implementing	implement	VERB
ihlr-16514	598	17	fifty	fifty	NUM
ihlr-16514	598	18	separate	separate	ADJ
ihlr-16514	598	19	universal	universal	ADJ
ihlr-16514	598	20	health	health	NOUN
ihlr-16514	598	21	care	care	NOUN
ihlr-16514	598	22	systems	system	NOUN
ihlr-16514	598	23	unique	unique	ADJ
ihlr-16514	598	24	to	to	ADP
ihlr-16514	598	25	the	the	DET
ihlr-16514	598	26	needs	need	NOUN
ihlr-16514	598	27	of	of	ADP
ihlr-16514	598	28	each	each	DET
ihlr-16514	598	29	state	state	NOUN
ihlr-16514	598	30	.	.	PUNCT
ihlr-16514	599	1	163	163	NUM
ihlr-16514	599	2	although	although	SCONJ
ihlr-16514	599	3	,	,	PUNCT
ihlr-16514	599	4	on	on	ADP
ihlr-16514	599	5	its	its	PRON
ihlr-16514	599	6	face	face	NOUN
ihlr-16514	599	7	,	,	PUNCT
ihlr-16514	599	8	the	the	DET
ihlr-16514	599	9	hsaaa	hsaaa	NOUN
ihlr-16514	599	10	seems	seem	VERB
ihlr-16514	599	11	to	to	PART
ihlr-16514	599	12	gravitate	gravitate	VERB
ihlr-16514	599	13	toward	toward	ADP
ihlr-16514	599	14	a	a	DET
ihlr-16514	599	15	universal	universal	ADJ
ihlr-16514	599	16	solution	solution	NOUN
ihlr-16514	599	17	,	,	PUNCT
ihlr-16514	599	18	as	as	ADP
ihlr-16514	599	19	a	a	DET
ihlr-16514	599	20	practical	practical	ADJ
ihlr-16514	599	21	matter	matter	NOUN
ihlr-16514	599	22	it	it	PRON
ihlr-16514	599	23	is	be	AUX
ihlr-16514	599	24	not	not	PART
ihlr-16514	599	25	likely	likely	ADJ
ihlr-16514	599	26	to	to	PART
ihlr-16514	599	27	succeed	succeed	VERB
ihlr-16514	599	28	.	.	PUNCT
ihlr-16514	600	1	this	this	PRON
ihlr-16514	600	2	is	be	AUX
ihlr-16514	600	3	largely	largely	ADV
ihlr-16514	600	4	because	because	SCONJ
ihlr-16514	600	5	in	in	ADP
ihlr-16514	600	6	its	its	PRON
ihlr-16514	600	7	application	application	NOUN
ihlr-16514	600	8	,	,	PUNCT
ihlr-16514	600	9	the	the	DET
ihlr-16514	600	10	bill	bill	NOUN
ihlr-16514	600	11	is	be	AUX
ihlr-16514	600	12	just	just	ADV
ihlr-16514	600	13	anhttp:/	anhttp:/	ADJ
ihlr-16514	600	14	/tammybaldwin.house.gov	/tammybaldwin.house.gov	PROPN
ihlr-16514	600	15	/	/	PUNCT
ihlr-16514	600	16	prarticle.aspx?newsid=373	prarticle.aspx?newsid=373	NOUN
ihlr-16514	601	1	[	[	PUNCT
ihlr-16514	601	2	hereinafter	hereinafter	NOUN
ihlr-16514	601	3	baldwin	baldwin	PROPN
ihlr-16514	601	4	announces	announce	VERB
ihlr-16514	601	5	legislation	legislation	NOUN
ihlr-16514	601	6	to	to	PART
ihlr-16514	601	7	cover	cover	VERB
ihlr-16514	601	8	the	the	DET
ihlr-16514	601	9	uninsured	uninsured	NOUN
ihlr-16514	601	10	]	]	X
ihlr-16514	601	11	(	(	PUNCT
ihlr-16514	601	12	congresswoman	congresswoman	NOUN
ihlr-16514	601	13	baldwin	baldwin	PROPN
ihlr-16514	601	14	's	's	PART
ihlr-16514	601	15	website	website	NOUN
ihlr-16514	601	16	reports	report	VERB
ihlr-16514	601	17	that	that	SCONJ
ihlr-16514	601	18	"	"	PUNCT
ihlr-16514	601	19	[	[	X
ihlr-16514	601	20	t]he	t]he	ADJ
ihlr-16514	601	21	bill	bill	NOUN
ihlr-16514	601	22	will	will	AUX
ihlr-16514	601	23	secure	secure	VERB
ihlr-16514	601	24	health	health	NOUN
ihlr-16514	601	25	insurance	insurance	NOUN
ihlr-16514	601	26	for	for	ADP
ihlr-16514	601	27	all	all	DET
ihlr-16514	601	28	americans	americans	PROPN
ihlr-16514	601	29	,	,	PUNCT
ihlr-16514	601	30	guarantee	guarantee	VERB
ihlr-16514	601	31	affordable	affordable	ADJ
ihlr-16514	601	32	health	health	NOUN
ihlr-16514	601	33	care	care	NOUN
ihlr-16514	601	34	by	by	ADP
ihlr-16514	601	35	limiting	limit	VERB
ihlr-16514	601	36	out­	out­	NOUN
ihlr-16514	601	37	of	of	ADP
ihlr-16514	601	38	-	-	PUNCT
ihlr-16514	601	39	pocket	pocket	NOUN
ihlr-16514	601	40	expenditures	expenditure	NOUN
ihlr-16514	601	41	,	,	PUNCT
ihlr-16514	601	42	provide	provide	VERB
ihlr-16514	601	43	comprehensive	comprehensive	ADJ
ihlr-16514	601	44	health	health	NOUN
ihlr-16514	601	45	care	care	NOUN
ihlr-16514	601	46	by	by	ADP
ihlr-16514	601	47	guaranteeing	guarantee	VERB
ihlr-16514	601	48	a	a	DET
ihlr-16514	601	49	minimum	minimum	ADJ
ihlr-16514	601	50	benefit	benefit	NOUN
ihlr-16514	601	51	package	package	NOUN
ihlr-16514	601	52	equal	equal	ADJ
ihlr-16514	601	53	to	to	ADP
ihlr-16514	601	54	the	the	DET
ihlr-16514	601	55	benefits	benefit	NOUN
ihlr-16514	601	56	offered	offer	VERB
ihlr-16514	601	57	to	to	ADP
ihlr-16514	601	58	members	member	NOUN
ihlr-16514	601	59	of	of	ADP
ihlr-16514	601	60	congress	congress	PROPN
ihlr-16514	601	61	,	,	PUNCT
ihlr-16514	601	62	and	and	CCONJ
ihlr-16514	601	63	ensure	ensure	VERB
ihlr-16514	601	64	the	the	DET
ihlr-16514	601	65	quality	quality	NOUN
ihlr-16514	601	66	ofhealth	ofhealth	NOUN
ihlr-16514	601	67	care	care	NOUN
ihlr-16514	601	68	b(sproviding	b(sprovide	VERB
ihlr-16514	601	69	strong	strong	ADJ
ihlr-16514	601	70	patient	patient	ADJ
ihlr-16514	601	71	protections	protection	NOUN
ihlr-16514	601	72	.	.	PUNCT
ihlr-16514	602	1	"	"	PUNCT
ihlr-16514	602	2	)	)	PUNCT
ihlr-16514	602	3	.	.	PUNCT
ihlr-16514	603	1	5	5	NUM
ihlr-16514	603	2	h.r	h.r	PROPN
ihlr-16514	603	3	.	.	PROPN
ihlr-16514	603	4	2133	2133	NUM
ihlr-16514	603	5	,	,	PUNCT
ihlr-16514	603	6	109th	109th	ADJ
ihlr-16514	603	7	cong	cong	NOUN
ihlr-16514	603	8	.	.	PUNCT
ihlr-16514	604	1	(	(	PUNCT
ihlr-16514	604	2	2005	2005	NUM
ihlr-16514	604	3	)	)	PUNCT
ihlr-16514	604	4	.	.	PUNCT
ihlr-16514	605	1	156	156	NUM
ihlr-16514	605	2	h.r	h.r	PROPN
ihlr-16514	605	3	.	.	PROPN
ihlr-16514	605	4	2133	2133	NUM
ihlr-16514	605	5	§	§	NOUN
ihlr-16514	605	6	2201(bx1)-(2	2201(bx1)-(2	NUM
ihlr-16514	605	7	)	)	PUNCT
ihlr-16514	605	8	,	,	PUNCT
ihlr-16514	605	9	109th	109th	ADJ
ihlr-16514	605	10	cong	cong	NOUN
ihlr-16514	605	11	.	.	PUNCT
ihlr-16514	606	1	(	(	PUNCT
ihlr-16514	606	2	2005	2005	NUM
ihlr-16514	606	3	)	)	PUNCT
ihlr-16514	606	4	.	.	PUNCT
ihlr-16514	607	1	157	157	NUM
ihlr-16514	607	2	i	i	PROPN
ihlr-16514	607	3	d	d	PROPN
ihlr-16514	607	4	§	§	PROPN
ihlr-16514	607	5	2211	2211	NUM
ihlr-16514	607	6	(	(	PUNCT
ihlr-16514	607	7	ax1)-(2	ax1)-(2	PROPN
ihlr-16514	607	8	)	)	PUNCT
ihlr-16514	607	9	.	.	PUNCT
ihlr-16514	608	1	iss	iss	PROPN
ihlr-16514	608	2	/d	/d	PUNCT
ihlr-16514	608	3	.	.	PUNCT
ihlr-16514	608	4	§	§	PROPN
ihlr-16514	608	5	2211	2211	NUM
ihlr-16514	608	6	.	.	PUNCT
ihlr-16514	609	1	159	159	NUM
ihlr-16514	609	2	i	i	PROPN
ihlr-16514	609	3	d.	d.	PROPN
ihlr-16514	609	4	§	§	PROPN
ihlr-16514	609	5	2(8	2(8	PROPN
ihlr-16514	609	6	)	)	PUNCT
ihlr-16514	609	7	.	.	PUNCT
ihlr-16514	610	1	160	160	NUM
ihlr-16514	611	1	i	i	PROPN
ihlr-16514	611	2	d.	d.	PROPN
ihlr-16514	611	3	§	§	PROPN
ihlr-16514	611	4	2(12	2(12	NUM
ihlr-16514	611	5	)	)	PUNCT
ihlr-16514	611	6	.	.	PUNCT
ihlr-16514	612	1	161	161	NUM
ihlr-16514	612	2	see	see	VERB
ihlr-16514	612	3	i	i	PROPN
ihlr-16514	612	4	d.	d.	PROPN
ihlr-16514	612	5	§	§	PROPN
ihlr-16514	612	6	2(14	2(14	NUM
ihlr-16514	612	7	)	)	PUNCT
ihlr-16514	612	8	.	.	PUNCT
ihlr-16514	613	1	162	162	NUM
ihlr-16514	613	2	stiehm	stiehm	NOUN
ihlr-16514	613	3	,	,	PUNCT
ihlr-16514	613	4	supra	supra	PROPN
ihlr-16514	613	5	note	note	NOUN
ihlr-16514	613	6	97	97	NUM
ihlr-16514	613	7	,	,	PUNCT
ihlr-16514	613	8	at	at	ADP
ihlr-16514	613	9	291	291	NUM
ihlr-16514	613	10	.	.	PUNCT
ihlr-16514	614	1	163	163	NUM
ihlr-16514	614	2	see	see	VERB
ihlr-16514	614	3	h.r	h.r	PROPN
ihlr-16514	614	4	.	.	PROPN
ihlr-16514	614	5	2133	2133	NUM
ihlr-16514	614	6	,	,	PUNCT
ihlr-16514	614	7	§	§	PROPN
ihlr-16514	614	8	2211	2211	NUM
ihlr-16514	614	9	(	(	PUNCT
ihlr-16514	614	10	a)(l	a)(l	PROPN
ihlr-16514	614	11	)	)	PUNCT
ihlr-16514	614	12	,	,	PUNCT
ihlr-16514	614	13	1	1	NUM
ihlr-16514	614	14	09th	09th	ADJ
ihlr-16514	614	15	cong	cong	NOUN
ihlr-16514	614	16	.	.	PUNCT
ihlr-16514	615	1	(	(	PUNCT
ihlr-16514	615	2	2005	2005	NUM
ihlr-16514	615	3	)	)	PUNCT
ihlr-16514	615	4	.	.	PUNCT
ihlr-16514	616	1	see	see	VERB
ihlr-16514	616	2	also	also	ADV
ihlr-16514	616	3	baldwin	baldwin	PROPN
ihlr-16514	616	4	announces	announce	VERB
ihlr-16514	616	5	leg­	leg­	NOUN
ihlr-16514	616	6	islation	islation	NOUN
ihlr-16514	616	7	to	to	PART
ihlr-16514	616	8	cover	cover	VERB
ihlr-16514	616	9	the	the	DET
ihlr-16514	616	10	uninsured	uninsured	ADJ
ihlr-16514	616	11	,	,	PUNCT
ihlr-16514	616	12	supra	supra	PROPN
ihlr-16514	616	13	note	note	NOUN
ihlr-16514	616	14	154	154	NUM
ihlr-16514	616	15	.	.	PUNCT
ihlr-16514	617	1	2007	2007	NUM
ihlr-16514	617	2	]	]	PUNCT
ihlr-16514	617	3	hsas	hsa	NOUN
ihlr-16514	617	4	and	and	CCONJ
ihlr-16514	617	5	small	small	ADJ
ihlr-16514	617	6	business	business	NOUN
ihlr-16514	617	7	:	:	PUNCT
ihlr-16514	617	8	cost	cost	NOUN
ihlr-16514	617	9	,	,	PUNCT
ihlr-16514	617	10	quality	quality	NOUN
ihlr-16514	617	11	,	,	PUNCT
ihlr-16514	617	12	and	and	CCONJ
ihlr-16514	617	13	access	access	NOUN
ihlr-16514	617	14	315	315	NUM
ihlr-16514	617	15	other	other	ADJ
ihlr-16514	617	16	piecemeal	piecemeal	ADJ
ihlr-16514	617	17	attempt	attempt	NOUN
ihlr-16514	617	18	toward	toward	ADP
ihlr-16514	617	19	universal	universal	ADJ
ihlr-16514	617	20	health	health	NOUN
ihlr-16514	617	21	care	care	NOUN
ihlr-16514	617	22	that	that	PRON
ihlr-16514	617	23	is	be	AUX
ihlr-16514	617	24	genuinely	genuinely	ADV
ihlr-16514	617	25	federally	federally	ADV
ihlr-16514	617	26	regulated	regulate	VERB
ihlr-16514	617	27	.	.	PUNCT
ihlr-16514	618	1	the	the	DET
ihlr-16514	618	2	problem	problem	NOUN
ihlr-16514	618	3	with	with	ADP
ihlr-16514	618	4	hsaaa	hsaaa	NOUN
ihlr-16514	618	5	as	as	ADP
ihlr-16514	618	6	written	write	VERB
ihlr-16514	618	7	may	may	AUX
ihlr-16514	618	8	be	be	AUX
ihlr-16514	618	9	that	that	SCONJ
ihlr-16514	618	10	it	it	PRON
ihlr-16514	618	11	allows	allow	VERB
ihlr-16514	618	12	too	too	ADV
ihlr-16514	618	13	much	much	ADJ
ihlr-16514	618	14	subjectivity	subjectivity	NOUN
ihlr-16514	618	15	on	on	ADP
ihlr-16514	618	16	the	the	DET
ihlr-16514	618	17	part	part	NOUN
ihlr-16514	618	18	of	of	ADP
ihlr-16514	618	19	each	each	DET
ihlr-16514	618	20	individual	individual	ADJ
ihlr-16514	618	21	state	state	NOUN
ihlr-16514	618	22	's	's	PART
ihlr-16514	618	23	legislature	legislature	NOUN
ihlr-16514	618	24	.	.	PUNCT
ihlr-16514	619	1	universal	universal	ADJ
ihlr-16514	619	2	health	health	PROPN
ihlr-16514	619	3	care	care	NOUN
ihlr-16514	619	4	benefits	benefit	NOUN
ihlr-16514	619	5	would	would	AUX
ihlr-16514	619	6	fluctuate	fluctuate	VERB
ihlr-16514	619	7	from	from	ADP
ihlr-16514	619	8	state	state	NOUN
ihlr-16514	619	9	to	to	ADP
ihlr-16514	619	10	state	state	NOUN
ihlr-16514	619	11	based	base	VERB
ihlr-16514	619	12	on	on	ADP
ihlr-16514	619	13	their	their	PRON
ihlr-16514	619	14	interpreta­	interpreta­	NOUN
ihlr-16514	619	15	tion	tion	NOUN
ihlr-16514	619	16	of	of	ADP
ihlr-16514	619	17	what	what	PRON
ihlr-16514	619	18	medical	medical	ADJ
ihlr-16514	619	19	goods	good	NOUN
ihlr-16514	619	20	and	and	CCONJ
ihlr-16514	619	21	services	service	NOUN
ihlr-16514	619	22	should	should	AUX
ihlr-16514	619	23	be	be	AUX
ihlr-16514	619	24	covered	cover	VERB
ihlr-16514	619	25	.	.	PUNCT
ihlr-16514	620	1	thus	thus	ADV
ihlr-16514	620	2	,	,	PUNCT
ihlr-16514	620	3	the	the	DET
ihlr-16514	620	4	health	health	NOUN
ihlr-16514	620	5	security	security	NOUN
ihlr-16514	620	6	for	for	ADP
ihlr-16514	620	7	all	all	DET
ihlr-16514	620	8	americans	americans	PROPN
ihlr-16514	620	9	act	act	VERB
ihlr-16514	620	10	is	be	AUX
ihlr-16514	620	11	a	a	DET
ihlr-16514	620	12	good	good	ADJ
ihlr-16514	620	13	solution	solution	NOUN
ihlr-16514	620	14	on	on	ADP
ihlr-16514	620	15	its	its	PRON
ihlr-16514	620	16	face	face	NOUN
ihlr-16514	620	17	but	but	CCONJ
ihlr-16514	620	18	is	be	AUX
ihlr-16514	620	19	not	not	PART
ihlr-16514	620	20	likely	likely	ADJ
ihlr-16514	620	21	to	to	PART
ihlr-16514	620	22	succeed	succeed	VERB
ihlr-16514	620	23	in	in	ADP
ihlr-16514	620	24	its	its	PRON
ihlr-16514	620	25	goal	goal	NOUN
ihlr-16514	620	26	of	of	ADP
ihlr-16514	620	27	providing	provide	VERB
ihlr-16514	620	28	universal	universal	ADJ
ihlr-16514	620	29	coverage	coverage	NOUN
ihlr-16514	620	30	.	.	PUNCT
ihlr-16514	621	1	in	in	ADP
ihlr-16514	621	2	order	order	NOUN
ihlr-16514	621	3	to	to	PART
ihlr-16514	621	4	accomplish	accomplish	VERB
ihlr-16514	621	5	this	this	PRON
ihlr-16514	621	6	,	,	PUNCT
ihlr-16514	621	7	the	the	DET
ihlr-16514	621	8	hsaaa	hsaaa	NOUN
ihlr-16514	621	9	should	should	AUX
ihlr-16514	621	10	be	be	AUX
ihlr-16514	621	11	redrafted	redrafte	VERB
ihlr-16514	621	12	to	to	PART
ihlr-16514	621	13	make	make	VERB
ihlr-16514	621	14	health	health	NOUN
ihlr-16514	621	15	care	care	NOUN
ihlr-16514	621	16	regulation	regulation	PROPN
ihlr-16514	621	17	a	a	DET
ihlr-16514	621	18	"	"	PUNCT
ihlr-16514	621	19	true	true	ADJ
ihlr-16514	621	20	"	"	PUNCT
ihlr-16514	621	21	function	function	NOUN
ihlr-16514	621	22	of	of	ADP
ihlr-16514	621	23	the	the	DET
ihlr-16514	621	24	federal	federal	ADJ
ihlr-16514	621	25	government	government	NOUN
ihlr-16514	621	26	rather	rather	ADV
ihlr-16514	621	27	than	than	ADP
ihlr-16514	621	28	leaving	leave	VERB
ihlr-16514	621	29	regu­	regu­	NUM
ihlr-16514	621	30	lation	lation	NOUN
ihlr-16514	621	31	and	and	CCONJ
ihlr-16514	621	32	implementation	implementation	NOUN
ihlr-16514	621	33	on	on	ADP
ihlr-16514	621	34	the	the	DET
ihlr-16514	621	35	states	state	NOUN
ihlr-16514	621	36	'	'	PART
ihlr-16514	621	37	shoulders	shoulder	NOUN
ihlr-16514	621	38	and	and	CCONJ
ihlr-16514	621	39	placing	place	VERB
ihlr-16514	621	40	the	the	DET
ihlr-16514	621	41	fmancial	fmancial	ADJ
ihlr-16514	621	42	burden	burden	NOUN
ihlr-16514	621	43	on	on	ADP
ihlr-16514	621	44	the	the	DET
ihlr-16514	621	45	federal	federal	ADJ
ihlr-16514	621	46	government	government	NOUN
ihlr-16514	621	47	.	.	PUNCT
ihlr-16514	622	1	to	to	PART
ihlr-16514	622	2	secure	secure	VERB
ihlr-16514	622	3	an	an	DET
ihlr-16514	622	4	immediate	immediate	ADJ
ihlr-16514	622	5	solution	solution	NOUN
ihlr-16514	622	6	to	to	ADP
ihlr-16514	622	7	rising	rise	VERB
ihlr-16514	622	8	health	health	NOUN
ihlr-16514	622	9	care	care	NOUN
ihlr-16514	622	10	costs	cost	NOUN
ihlr-16514	622	11	and	and	CCONJ
ihlr-16514	622	12	obtain	obtain	VERB
ihlr-16514	622	13	universal	universal	ADJ
ihlr-16514	622	14	health	health	NOUN
ihlr-16514	622	15	care	care	NOUN
ihlr-16514	622	16	in	in	ADP
ihlr-16514	622	17	the	the	DET
ihlr-16514	622	18	united	united	PROPN
ihlr-16514	622	19	states	states	PROPN
ihlr-16514	622	20	,	,	PUNCT
ihlr-16514	622	21	it	it	PRON
ihlr-16514	622	22	is	be	AUX
ihlr-16514	622	23	nec­	nec­	NOUN
ihlr-16514	622	24	essary	essary	ADJ
ihlr-16514	622	25	to	to	PART
ihlr-16514	622	26	make	make	VERB
ihlr-16514	622	27	regulating	regulating	NOUN
ihlr-16514	622	28	,	,	PUNCT
ihlr-16514	622	29	implementing	implement	VERB
ihlr-16514	622	30	,	,	PUNCT
ihlr-16514	622	31	and	and	CCONJ
ihlr-16514	622	32	financing	finance	VERB
ihlr-16514	622	33	the	the	DET
ihlr-16514	622	34	health	health	NOUN
ihlr-16514	622	35	care	care	NOUN
ihlr-16514	622	36	industry	industry	NOUN
ihlr-16514	622	37	a	a	DET
ihlr-16514	622	38	job	job	NOUN
ihlr-16514	622	39	for	for	ADP
ihlr-16514	622	40	the	the	DET
ihlr-16514	622	41	united	united	PROPN
ihlr-16514	622	42	states	states	PROPN
ihlr-16514	622	43	government	government	NOUN
ihlr-16514	622	44	.	.	PUNCT
ihlr-16514	623	1	d.	d.	PROPN
ihlr-16514	623	2	association	association	PROPN
ihlr-16514	623	3	health	health	NOUN
ihlr-16514	623	4	plans	plan	NOUN
ihlr-16514	623	5	(	(	PUNCT
ihlr-16514	623	6	small	small	ADJ
ihlr-16514	623	7	business	business	NOUN
ihlr-16514	623	8	health	health	NOUN
ihlr-16514	623	9	plans	plan	NOUN
ihlr-16514	623	10	)	)	PUNCT
ihlr-16514	623	11	in	in	ADP
ihlr-16514	623	12	a	a	DET
ihlr-16514	623	13	radio	radio	NOUN
ihlr-16514	623	14	address	address	NOUN
ihlr-16514	623	15	to	to	ADP
ihlr-16514	623	16	the	the	DET
ihlr-16514	623	17	nation	nation	NOUN
ihlr-16514	623	18	,	,	PUNCT
ihlr-16514	623	19	president	president	PROPN
ihlr-16514	623	20	bush	bush	PROPN
ihlr-16514	623	21	spoke	speak	VERB
ihlr-16514	623	22	about	about	ADP
ihlr-16514	623	23	hsas	hsa	NOUN
ihlr-16514	623	24	as	as	ADP
ihlr-16514	623	25	a	a	DET
ihlr-16514	623	26	potential	potential	ADJ
ihlr-16514	623	27	solution	solution	NOUN
ihlr-16514	623	28	to	to	ADP
ihlr-16514	623	29	controlling	control	VERB
ihlr-16514	623	30	cost	cost	NOUN
ihlr-16514	623	31	and	and	CCONJ
ihlr-16514	623	32	increasing	increase	VERB
ihlr-16514	623	33	access	access	NOUN
ihlr-16514	623	34	to	to	ADP
ihlr-16514	623	35	health	health	NOUN
ihlr-16514	623	36	care	care	NOUN
ihlr-16514	623	37	in	in	ADP
ihlr-16514	623	38	america.164	america.164	NOUN
ihlr-16514	623	39	the	the	DET
ihlr-16514	623	40	text	text	NOUN
ihlr-16514	623	41	of	of	ADP
ihlr-16514	623	42	the	the	DET
ihlr-16514	623	43	address	address	NOUN
ihlr-16514	623	44	illustrates	illustrate	VERB
ihlr-16514	623	45	that	that	SCONJ
ihlr-16514	623	46	america	america	PROPN
ihlr-16514	623	47	's	's	PART
ihlr-16514	623	48	leadership	leadership	NOUN
ihlr-16514	623	49	recog­	recog­	NOUN
ihlr-16514	623	50	nizes	nize	VERB
ihlr-16514	623	51	the	the	DET
ihlr-16514	623	52	deficiency	deficiency	NOUN
ihlr-16514	623	53	that	that	PRON
ihlr-16514	623	54	exists	exist	VERB
ihlr-16514	623	55	between	between	ADP
ihlr-16514	623	56	small	small	ADJ
ihlr-16514	623	57	businesses	business	NOUN
ihlr-16514	623	58	versus	versus	ADP
ihlr-16514	623	59	large	large	ADJ
ihlr-16514	623	60	corpora­	corpora­	NOUN
ihlr-16514	623	61	tions	tion	NOUN
ihlr-16514	623	62	with	with	ADP
ihlr-16514	623	63	respect	respect	NOUN
ihlr-16514	623	64	to	to	ADP
ihlr-16514	623	65	financing	finance	VERB
ihlr-16514	623	66	health	health	NOUN
ihlr-16514	623	67	care	care	NOUN
ihlr-16514	623	68	costs	cost	NOUN
ihlr-16514	623	69	.	.	PUNCT
ihlr-16514	624	1	for	for	ADP
ihlr-16514	624	2	the	the	DET
ihlr-16514	624	3	sake	sake	NOUN
ihlr-16514	624	4	of	of	ADP
ihlr-16514	624	5	america	america	PROPN
ihlr-16514	624	6	's	's	PART
ihlr-16514	624	7	small	small	ADJ
ihlr-16514	624	8	businesses	business	NOUN
ihlr-16514	624	9	,	,	PUNCT
ihlr-16514	624	10	workers	worker	NOUN
ihlr-16514	624	11	,	,	PUNCT
ihlr-16514	624	12	and	and	CCONJ
ihlr-16514	624	13	families	family	NOUN
ihlr-16514	624	14	,	,	PUNCT
ihlr-16514	624	15	we	we	PRON
ihlr-16514	624	16	must	must	AUX
ihlr-16514	624	17	also	also	ADV
ihlr-16514	624	18	make	make	VERB
ihlr-16514	624	19	health	health	NOUN
ihlr-16514	624	20	care	care	NOUN
ihlr-16514	624	21	more	more	ADV
ihlr-16514	624	22	af­	af­	ADJ
ihlr-16514	624	23	fordable	fordable	ADJ
ihlr-16514	624	24	and	and	CCONJ
ihlr-16514	624	25	accessible	accessible	ADJ
ihlr-16514	624	26	.	.	PUNCT
ihlr-16514	625	1	a	a	DET
ihlr-16514	625	2	new	new	ADJ
ihlr-16514	625	3	product	product	NOUN
ihlr-16514	625	4	known	know	VERB
ihlr-16514	625	5	as	as	ADP
ihlr-16514	625	6	health	health	NOUN
ihlr-16514	625	7	savings	saving	NOUN
ihlr-16514	625	8	accounts	account	NOUN
ihlr-16514	625	9	helps	help	VERB
ihlr-16514	625	10	control	control	VERB
ihlr-16514	625	11	costs	cost	NOUN
ihlr-16514	625	12	by	by	ADP
ihlr-16514	625	13	allowing	allow	VERB
ihlr-16514	625	14	businesses	business	NOUN
ihlr-16514	625	15	or	or	CCONJ
ihlr-16514	625	16	workers	worker	NOUN
ihlr-16514	625	17	to	to	PART
ihlr-16514	625	18	buy	buy	VERB
ihlr-16514	625	19	low	low	ADJ
ihlr-16514	625	20	-	-	PUNCT
ihlr-16514	625	21	cost	cost	NOUN
ihlr-16514	625	22	insurance	insurance	NOUN
ihlr-16514	625	23	policies	policy	NOUN
ihlr-16514	625	24	for	for	ADP
ihlr-16514	625	25	catastrophic	catastrophic	ADJ
ihlr-16514	625	26	events	event	NOUN
ihlr-16514	625	27	and	and	CCONJ
ihlr-16514	625	28	then	then	ADV
ihlr-16514	625	29	save	save	VERB
ihlr-16514	625	30	,	,	PUNCT
ihlr-16514	625	31	tax	tax	NOUN
ihlr-16514	625	32	-	-	PUNCT
ihlr-16514	625	33	free	free	ADJ
ihlr-16514	625	34	,	,	PUNCT
ihlr-16514	625	35	for	for	ADP
ihlr-16514	625	36	rou­	rou­	PROPN
ihlr-16514	625	37	tine	tine	PROPN
ihlr-16514	625	38	medical	medical	ADJ
ihlr-16514	625	39	expenses	expense	NOUN
ihlr-16514	625	40	.	.	PUNCT
ihlr-16514	626	1	this	this	DET
ihlr-16514	626	2	year	year	NOUN
ihlr-16514	626	3	,	,	PUNCT
ihlr-16514	626	4	i	i	PRON
ihlr-16514	626	5	will	will	AUX
ihlr-16514	626	6	ask	ask	VERB
ihlr-16514	626	7	congress	congress	PROPN
ihlr-16514	626	8	to	to	PART
ihlr-16514	626	9	take	take	VERB
ihlr-16514	626	10	steps	step	NOUN
ihlr-16514	626	11	to	to	PART
ihlr-16514	626	12	make	make	VERB
ihlr-16514	626	13	these	these	DET
ihlr-16514	626	14	accounts	account	NOUN
ihlr-16514	626	15	more	more	ADV
ihlr-16514	626	16	available	available	ADJ
ihlr-16514	626	17	,	,	PUNCT
ihlr-16514	626	18	more	more	ADV
ihlr-16514	626	19	affordable	affordable	ADJ
ihlr-16514	626	20	,	,	PUNCT
ihlr-16514	626	21	and	and	CCONJ
ihlr-16514	626	22	more	more	ADJ
ihlr-16514	626	23	portable	portable	ADJ
ihlr-16514	626	24	.	.	PUNCT
ihlr-16514	627	1	congress	congress	PROPN
ihlr-16514	627	2	also	also	ADV
ihlr-16514	627	3	needs	need	VERB
ihlr-16514	627	4	to	to	PART
ihlr-16514	627	5	pass	pass	VERB
ihlr-16514	627	6	association	association	NOUN
ihlr-16514	627	7	health	health	NOUN
ihlr-16514	627	8	plans	plan	NOUN
ihlr-16514	627	9	,	,	PUNCT
ihlr-16514	627	10	which	which	PRON
ihlr-16514	627	11	allow	allow	VERB
ihlr-16514	627	12	small	small	ADJ
ihlr-16514	627	13	busi­	busi­	PROPN
ihlr-16514	627	14	nesses	ness	NOUN
ihlr-16514	627	15	across	across	ADP
ihlr-16514	627	16	the	the	DET
ihlr-16514	627	17	country	country	NOUN
ihlr-16514	627	18	to	to	PART
ihlr-16514	627	19	join	join	VERB
ihlr-16514	627	20	together	together	ADV
ihlr-16514	627	21	and	and	CCONJ
ihlr-16514	627	22	pool	pool	VERB
ihlr-16514	627	23	risk	risk	NOUN
ihlr-16514	627	24	so	so	SCONJ
ihlr-16514	627	25	they	they	PRON
ihlr-16514	627	26	can	can	AUX
ihlr-16514	627	27	buy	buy	VERB
ihlr-16514	627	28	insurance	insurance	NOUN
ihlr-16514	627	29	at	at	ADP
ihlr-16514	627	30	the	the	DET
ihlr-16514	627	31	same	same	ADJ
ihlr-16514	627	32	discounts	discount	NOUN
ihlr-16514	627	33	big	big	ADJ
ihlr-16514	627	34	companies	company	NOUN
ihlr-16514	627	35	get	get	VERB
ihlr-16514	627	36	.	.	PUNCT
ihlr-16514	628	1	165	165	NUM
ihlr-16514	628	2	the	the	DET
ihlr-16514	628	3	association	association	NOUN
ihlr-16514	628	4	health	health	NOUN
ihlr-16514	628	5	plans	plan	NOUN
ihlr-16514	628	6	(	(	PUNCT
ihlr-16514	628	7	"	"	PUNCT
ihlr-16514	628	8	ahps	ahps	NOUN
ihlr-16514	628	9	"	"	PUNCT
ihlr-16514	628	10	)	)	PUNCT
ihlr-16514	628	11	proposed	propose	VERB
ihlr-16514	628	12	by	by	ADP
ihlr-16514	628	13	president	president	PROPN
ihlr-16514	628	14	bush	bush	PROPN
ihlr-16514	628	15	take	take	VERB
ihlr-16514	628	16	on	on	ADP
ihlr-16514	628	17	a	a	DET
ihlr-16514	628	18	function	function	NOUN
ihlr-16514	628	19	similar	similar	ADJ
ihlr-16514	628	20	to	to	ADP
ihlr-16514	628	21	that	that	PRON
ihlr-16514	628	22	of	of	ADP
ihlr-16514	628	23	the	the	DET
ihlr-16514	628	24	aforementioned	aforementioned	ADJ
ihlr-16514	628	25	consumer	consumer	NOUN
ihlr-16514	628	26	factions	faction	NOUN
ihlr-16514	628	27	.	.	PUNCT
ihlr-16514	629	1	the	the	DET
ihlr-16514	629	2	idea	idea	NOUN
ihlr-16514	629	3	behind	behind	ADP
ihlr-16514	629	4	ahps	ahps	NOUN
ihlr-16514	629	5	is	be	AUX
ihlr-16514	629	6	to	to	PART
ihlr-16514	629	7	group	group	VERB
ihlr-16514	629	8	small	small	ADJ
ihlr-16514	629	9	businesses	business	NOUN
ihlr-16514	629	10	together	together	ADV
ihlr-16514	629	11	in	in	ADP
ihlr-16514	629	12	order	order	NOUN
ihlr-16514	629	13	to	to	PART
ihlr-16514	629	14	increase	increase	VERB
ihlr-16514	629	15	bargain164	bargain164	PROPN
ihlr-16514	629	16	president	president	NOUN
ihlr-16514	629	17	george	george	PROPN
ihlr-16514	629	18	w.	w.	PROPN
ihlr-16514	629	19	bush	bush	PROPN
ihlr-16514	629	20	,	,	PUNCT
ihlr-16514	629	21	supra	supra	PROPN
ihlr-16514	629	22	note	note	NOUN
ihlr-16514	629	23	129	129	NUM
ihlr-16514	629	24	.	.	PUNCT
ihlr-16514	629	25	165	165	NUM
ihlr-16514	629	26	/d	/d	X
ihlr-16514	629	27	.	.	PROPN
ihlr-16514	630	1	316	316	NUM
ihlr-16514	630	2	indiana	indiana	PROPN
ihlr-16514	630	3	health	health	PROPN
ihlr-16514	630	4	law	law	PROPN
ihlr-16514	630	5	review	review	NOUN
ihlr-16514	630	6	[	[	X
ihlr-16514	630	7	vol	vol	NOUN
ihlr-16514	630	8	.	.	PUNCT
ihlr-16514	631	1	4:287	4:287	NUM
ihlr-16514	631	2	ing	ing	ADJ
ihlr-16514	631	3	power	power	NOUN
ihlr-16514	631	4	when	when	SCONJ
ihlr-16514	631	5	negotiating	negotiate	VERB
ihlr-16514	631	6	with	with	ADP
ihlr-16514	631	7	insurance	insurance	NOUN
ihlr-16514	631	8	companies	company	NOUN
ihlr-16514	631	9	for	for	ADP
ihlr-16514	631	10	lower	low	ADJ
ihlr-16514	631	11	prices.166	prices.166	NOUN
ihlr-16514	631	12	in	in	ADP
ihlr-16514	631	13	addition	addition	NOUN
ihlr-16514	631	14	,	,	PUNCT
ihlr-16514	631	15	ahps	ahps	NOUN
ihlr-16514	631	16	will	will	AUX
ihlr-16514	631	17	allow	allow	VERB
ihlr-16514	631	18	small	small	ADJ
ihlr-16514	631	19	business	business	NOUN
ihlr-16514	631	20	owners	owner	NOUN
ihlr-16514	631	21	to	to	PART
ihlr-16514	631	22	expand	expand	VERB
ihlr-16514	631	23	business	business	NOUN
ihlr-16514	631	24	,	,	PUNCT
ihlr-16514	631	25	share	share	VERB
ihlr-16514	631	26	risk	risk	NOUN
ihlr-16514	631	27	with	with	ADP
ihlr-16514	631	28	other	other	ADJ
ihlr-16514	631	29	small	small	ADJ
ihlr-16514	631	30	businesses	business	NOUN
ihlr-16514	631	31	,	,	PUNCT
ihlr-16514	631	32	and	and	CCONJ
ihlr-16514	631	33	provide	provide	VERB
ihlr-16514	631	34	benefits	benefit	NOUN
ihlr-16514	631	35	for	for	ADP
ihlr-16514	631	36	employees	employee	NOUN
ihlr-16514	631	37	.	.	PUNCT
ihlr-16514	632	1	167	167	NUM
ihlr-16514	632	2	according	accord	VERB
ihlr-16514	632	3	to	to	ADP
ihlr-16514	632	4	the	the	DET
ihlr-16514	632	5	united	united	PROPN
ihlr-16514	632	6	states	states	PROPN
ihlr-16514	632	7	chamber	chamber	PROPN
ihlr-16514	632	8	of	of	ADP
ihlr-16514	632	9	commerce	commerce	PROPN
ihlr-16514	632	10	,	,	PUNCT
ihlr-16514	632	11	the	the	DET
ihlr-16514	632	12	introduction	introduction	NOUN
ihlr-16514	632	13	of	of	ADP
ihlr-16514	632	14	ahps	ahps	NOUN
ihlr-16514	632	15	would	would	AUX
ihlr-16514	632	16	increase	increase	VERB
ihlr-16514	632	17	coverage	coverage	NOUN
ihlr-16514	632	18	by	by	ADP
ihlr-16514	632	19	roughly	roughly	ADV
ihlr-16514	632	20	eight	eight	NUM
ihlr-16514	632	21	and	and	CCONJ
ihlr-16514	632	22	a	a	DET
ihlr-16514	632	23	half	half	NOUN
ihlr-16514	632	24	million	million	NUM
ihlr-16514	632	25	ameri­	ameri­	NOUN
ihlr-16514	632	26	cans	can	NOUN
ihlr-16514	632	27	.	.	PUNCT
ihlr-16514	633	1	168	168	NUM
ihlr-16514	633	2	therefore	therefore	ADV
ihlr-16514	633	3	,	,	PUNCT
ihlr-16514	633	4	ahps	ahps	VERB
ihlr-16514	633	5	that	that	PRON
ihlr-16514	633	6	are	be	AUX
ihlr-16514	633	7	introduced	introduce	VERB
ihlr-16514	633	8	in	in	ADP
ihlr-16514	633	9	conjunction	conjunction	NOUN
ihlr-16514	633	10	with	with	ADP
ihlr-16514	633	11	hsas	hsa	NOUN
ihlr-16514	633	12	may	may	AUX
ihlr-16514	633	13	provide	provide	VERB
ihlr-16514	633	14	america	america	PROPN
ihlr-16514	633	15	with	with	ADP
ihlr-16514	633	16	its	its	PRON
ihlr-16514	633	17	first	first	ADJ
ihlr-16514	633	18	piecemeal	piecemeal	ADJ
ihlr-16514	633	19	victory	victory	NOUN
ihlr-16514	633	20	toward	toward	ADP
ihlr-16514	633	21	increasing	increase	VERB
ihlr-16514	633	22	access	access	NOUN
ihlr-16514	633	23	,	,	PUNCT
ihlr-16514	633	24	qual­	qual­	PROPN
ihlr-16514	633	25	ity	ity	PROPN
ihlr-16514	633	26	,	,	PUNCT
ihlr-16514	633	27	and	and	CCONJ
ihlr-16514	633	28	affordability	affordability	NOUN
ihlr-16514	633	29	to	to	ADP
ihlr-16514	633	30	america	america	PROPN
ihlr-16514	633	31	's	's	PART
ihlr-16514	633	32	working	work	VERB
ihlr-16514	633	33	poor	poor	ADJ
ihlr-16514	633	34	and	and	CCONJ
ihlr-16514	633	35	small	small	ADJ
ihlr-16514	633	36	businesses	business	NOUN
ihlr-16514	633	37	.	.	PUNCT
ihlr-16514	634	1	presi­	presi­	PROPN
ihlr-16514	634	2	dent	dent	PROPN
ihlr-16514	634	3	bush	bush	PROPN
ihlr-16514	634	4	traveled	travel	VERB
ihlr-16514	634	5	one	one	NUM
ihlr-16514	634	6	step	step	NOUN
ihlr-16514	634	7	closer	close	ADV
ihlr-16514	634	8	in	in	ADP
ihlr-16514	634	9	implementing	implement	VERB
ihlr-16514	634	10	these	these	DET
ihlr-16514	634	11	ahps	ahps	NOUN
ihlr-16514	634	12	and	and	CCONJ
ihlr-16514	634	13	bringing	bring	VERB
ihlr-16514	634	14	health	health	NOUN
ihlr-16514	634	15	care	care	NOUN
ihlr-16514	634	16	to	to	ADP
ihlr-16514	634	17	eight	eight	NUM
ihlr-16514	634	18	and	and	CCONJ
ihlr-16514	634	19	half	half	NOUN
ihlr-16514	634	20	million	million	NUM
ihlr-16514	634	21	americans	americans	PROPN
ihlr-16514	634	22	after	after	ADP
ihlr-16514	634	23	the	the	DET
ihlr-16514	634	24	successful	successful	ADJ
ihlr-16514	634	25	passage	passage	NOUN
ihlr-16514	634	26	of	of	ADP
ihlr-16514	634	27	the	the	DET
ihlr-16514	634	28	small	small	ADJ
ihlr-16514	634	29	business	business	NOUN
ihlr-16514	634	30	health	health	PROPN
ihlr-16514	634	31	and	and	CCONJ
ihlr-16514	634	32	fairness	fairness	PROPN
ihlr-16514	634	33	act	act	NOUN
ihlr-16514	634	34	of	of	ADP
ihlr-16514	634	35	2005	2005	NUM
ihlr-16514	634	36	(	(	PUNCT
ihlr-16514	634	37	"	"	PUNCT
ihlr-16514	634	38	sbhf	sbhf	PROPN
ihlr-16514	634	39	a	a	PRON
ihlr-16514	634	40	"	"	PUNCT
ihlr-16514	634	41	)	)	PUNCT
ihlr-16514	634	42	last	last	ADJ
ihlr-16514	634	43	july	july	PROPN
ihlr-16514	634	44	.	.	PUNCT
ihlr-16514	635	1	169	169	NUM
ihlr-16514	635	2	the	the	DET
ihlr-16514	635	3	sbhf	sbhf	PROPN
ihlr-16514	635	4	a	a	DET
ihlr-16514	635	5	sets	set	NOUN
ihlr-16514	635	6	forth	forth	ADP
ihlr-16514	635	7	the	the	DET
ihlr-16514	635	8	rules	rule	NOUN
ihlr-16514	635	9	governing	govern	VERB
ihlr-16514	635	10	ahps170	ahps170	PROPN
ihlr-16514	635	11	and	and	CCONJ
ihlr-16514	635	12	the	the	DET
ihlr-16514	635	13	various	various	ADJ
ihlr-16514	635	14	participa­	participa­	NOUN
ihlr-16514	635	15	tion	tion	NOUN
ihlr-16514	635	16	and	and	CCONJ
ihlr-16514	635	17	coverage	coverage	NOUN
ihlr-16514	635	18	requirements.111	requirements.111	NOUN
ihlr-16514	635	19	despite	despite	SCONJ
ihlr-16514	635	20	the	the	DET
ihlr-16514	635	21	promise	promise	NOUN
ihlr-16514	635	22	of	of	ADP
ihlr-16514	635	23	ahps	ahps	NOUN
ihlr-16514	635	24	as	as	ADP
ihlr-16514	635	25	a	a	DET
ihlr-16514	635	26	path	path	NOUN
ihlr-16514	635	27	to	to	ADP
ihlr-16514	635	28	improving	improve	VERB
ihlr-16514	635	29	health	health	NOUN
ihlr-16514	635	30	care	care	NOUN
ihlr-16514	635	31	access	access	NOUN
ihlr-16514	635	32	,	,	PUNCT
ihlr-16514	635	33	affordability	affordability	NOUN
ihlr-16514	635	34	,	,	PUNCT
ihlr-16514	635	35	and	and	CCONJ
ihlr-16514	635	36	cost	cost	NOUN
ihlr-16514	635	37	for	for	ADP
ihlr-16514	635	38	small	small	ADJ
ihlr-16514	635	39	businesses	business	NOUN
ihlr-16514	635	40	and	and	CCONJ
ihlr-16514	635	41	their	their	PRON
ihlr-16514	635	42	employees	employee	NOUN
ihlr-16514	635	43	,	,	PUNCT
ihlr-16514	635	44	critics	critic	NOUN
ihlr-16514	635	45	still	still	ADV
ihlr-16514	635	46	suggest	suggest	VERB
ihlr-16514	635	47	that	that	SCONJ
ihlr-16514	635	48	ahps	ahps	NOUN
ihlr-16514	635	49	will	will	AUX
ihlr-16514	635	50	"	"	PUNCT
ihlr-16514	635	51	destabilize	destabilize	VERB
ihlr-16514	635	52	the	the	DET
ihlr-16514	635	53	insurance	insurance	NOUN
ihlr-16514	635	54	market	market	NOUN
ihlr-16514	635	55	,	,	PUNCT
ihlr-16514	635	56	leading	lead	VERB
ihlr-16514	635	57	to	to	ADP
ihlr-16514	635	58	higher	high	ADJ
ihlr-16514	635	59	premiums	premium	NOUN
ihlr-16514	635	60	for	for	ADP
ihlr-16514	635	61	small	small	ADJ
ihlr-16514	635	62	businesses	business	NOUN
ihlr-16514	635	63	that	that	PRON
ihlr-16514	635	64	do	do	AUX
ihlr-16514	635	65	not	not	PART
ihlr-16514	635	66	join	join	VERB
ihlr-16514	635	67	association	association	NOUN
ihlr-16514	635	68	health	health	NOUN
ihlr-16514	635	69	plans	plan	NOUN
ihlr-16514	635	70	.	.	PUNCT
ihlr-16514	636	1	"172	"172	NOUN
ihlr-16514	637	1	some	some	DET
ihlr-16514	637	2	critics	critic	NOUN
ihlr-16514	637	3	who	who	PRON
ihlr-16514	637	4	disfavor	disfavor	VERB
ihlr-16514	637	5	the	the	DET
ihlr-16514	637	6	plan	plan	NOUN
ihlr-16514	637	7	suggest	suggest	VERB
ihlr-16514	637	8	that	that	SCONJ
ihlr-16514	637	9	it	it	PRON
ihlr-16514	637	10	will	will	AUX
ihlr-16514	637	11	open	open	VERB
ihlr-16514	637	12	the	the	DET
ihlr-16514	637	13	door	door	NOUN
ihlr-16514	637	14	to	to	ADP
ihlr-16514	637	15	insur­	insur­	PROPN
ihlr-16514	637	16	ance	ance	NOUN
ihlr-16514	637	17	scams	scam	NOUN
ihlr-16514	637	18	,	,	PUNCT
ihlr-16514	637	19	and	and	CCONJ
ihlr-16514	637	20	more	more	ADV
ihlr-16514	637	21	importantly	importantly	ADV
ihlr-16514	637	22	that	that	DET
ihlr-16514	637	23	ahps	ahps	NOUN
ihlr-16514	637	24	''	''	PUNCT
ihlr-16514	637	25	would	would	AUX
ihlr-16514	637	26	be	be	AUX
ihlr-16514	637	27	largely	largely	ADV
ihlr-16514	637	28	exempt	exempt	ADJ
ihlr-16514	637	29	from	from	ADP
ihlr-16514	637	30	state	state	NOUN
ihlr-16514	637	31	regulation	regulation	NOUN
ihlr-16514	637	32	and	and	CCONJ
ihlr-16514	637	33	would	would	AUX
ihlr-16514	637	34	attract	attract	VERB
ihlr-16514	637	35	healthier	healthy	ADJ
ihlr-16514	637	36	workers	worker	NOUN
ihlr-16514	637	37	,	,	PUNCT
ihlr-16514	637	38	'	'	PUNCT
ihlr-16514	637	39	thereby	thereby	ADV
ihlr-16514	637	40	increasing	increase	VERB
ihlr-16514	637	41	costs	cost	NOUN
ihlr-16514	637	42	for	for	ADP
ihlr-16514	637	43	firms	firm	NOUN
ihlr-16514	637	44	that	that	PRON
ihlr-16514	637	45	remain	remain	VERB
ihlr-16514	637	46	in	in	ADP
ihlr-16514	637	47	the	the	DET
ihlr-16514	637	48	traditional	traditional	ADJ
ihlr-16514	637	49	insurance	insurance	NOUN
ihlr-16514	637	50	market	market	NOUN
ihlr-16514	637	51	.	.	PUNCT
ihlr-16514	638	1	"	"	PUNCT
ihlr-16514	638	2	'	'	NUM
ihlr-16514	638	3	173	173	NUM
ihlr-16514	638	4	yet	yet	ADV
ihlr-16514	638	5	,	,	PUNCT
ihlr-16514	638	6	in	in	ADP
ihlr-16514	638	7	spite	spite	NOUN
ihlr-16514	638	8	of	of	ADP
ihlr-16514	638	9	this	this	DET
ihlr-16514	638	10	opposition	opposition	NOUN
ihlr-16514	638	11	surrounding	surround	VERB
ihlr-16514	638	12	ahps	ahps	NOUN
ihlr-16514	638	13	,	,	PUNCT
ihlr-16514	638	14	there	there	PRON
ihlr-16514	638	15	remains	remain	VERB
ihlr-16514	638	16	a	a	DET
ihlr-16514	638	17	great	great	ADJ
ihlr-16514	638	18	deal	deal	NOUN
ihlr-16514	638	19	of	of	ADP
ihlr-16514	638	20	support	support	NOUN
ihlr-16514	638	21	back­	back­	PROPN
ihlr-16514	638	22	ing	e	VERB
ihlr-16514	638	23	their	their	PRON
ihlr-16514	638	24	implementation.174	implementation.174	ADJ
ihlr-16514	638	25	166	166	NUM
ihlr-16514	638	26	office	office	NOUN
ihlr-16514	638	27	of	of	ADP
ihlr-16514	638	28	the	the	DET
ihlr-16514	638	29	press	press	PROPN
ihlr-16514	638	30	sec	sec	PROPN
ihlr-16514	638	31	.	.	PROPN
ihlr-16514	638	32	,	,	PUNCT
ihlr-16514	638	33	america	america	PROPN
ihlr-16514	638	34	's	's	PART
ihlr-16514	638	35	ownership	ownership	NOUN
ihlr-16514	638	36	society	society	NOUN
ihlr-16514	638	37	:	:	PUNCT
ihlr-16514	638	38	expanding	expand	VERB
ihlr-16514	638	39	opportunities	opportunity	NOUN
ihlr-16514	638	40	(	(	PUNCT
ihlr-16514	638	41	aug	aug	PROPN
ihlr-16514	638	42	.	.	PROPN
ihlr-16514	638	43	9	9	NUM
ihlr-16514	638	44	,	,	PUNCT
ihlr-16514	638	45	2004	2004	NUM
ihlr-16514	638	46	)	)	PUNCT
ihlr-16514	638	47	,	,	PUNCT
ihlr-16514	638	48	available	available	ADJ
ihlr-16514	638	49	at	at	ADP
ihlr-16514	638	50	http://www.wbitehouse.gov/news/releases/2004/08/200408099.html	http://www.wbitehouse.gov/news/releases/2004/08/200408099.html	PROPN
ihlr-16514	638	51	.	.	PUNCT
ihlr-16514	639	1	167	167	NUM
ihlr-16514	639	2	george	george	PROPN
ihlr-16514	639	3	w.	w.	PROPN
ihlr-16514	639	4	bush	bush	PROPN
ihlr-16514	639	5	,	,	PUNCT
ihlr-16514	639	6	president	president	NOUN
ihlr-16514	639	7	of	of	ADP
ihlr-16514	639	8	the	the	DET
ihlr-16514	639	9	united	united	PROPN
ihlr-16514	639	10	states	states	PROPN
ihlr-16514	639	11	,	,	PUNCT
ihlr-16514	639	12	remarks	remark	NOUN
ihlr-16514	639	13	by	by	ADP
ihlr-16514	639	14	the	the	DET
ihlr-16514	639	15	president	president	NOUN
ihlr-16514	639	16	in	in	ADP
ihlr-16514	639	17	a	a	DET
ihlr-16514	639	18	con­	con­	NOUN
ihlr-16514	639	19	versation	versation	NOUN
ihlr-16514	639	20	on	on	ADP
ihlr-16514	639	21	health	health	NOUN
ihlr-16514	639	22	access	access	NOUN
ihlr-16514	639	23	(	(	PUNCT
ihlr-16514	639	24	mar	mar	PROPN
ihlr-16514	639	25	.	.	PROPN
ihlr-16514	639	26	16	16	NUM
ihlr-16514	639	27	,	,	PUNCT
ihlr-16514	639	28	2004	2004	NUM
ihlr-16514	639	29	)	)	PUNCT
ihlr-16514	639	30	,	,	PUNCT
ihlr-16514	639	31	available	available	ADJ
ihlr-16514	639	32	at	at	ADP
ihlr-16514	639	33	http://whitehouse.gov/news/releases	http://whitehouse.gov/news/release	NOUN
ihlr-16514	639	34	/2004/03/20040316	/2004/03/20040316	PROPN
ihlr-16514	639	35	-	-	PUNCT
ihlr-16514	639	36	5.html	5.html	NUM
ihlr-16514	639	37	.	.	PUNCT
ihlr-16514	640	1	president	president	PROPN
ihlr-16514	640	2	bush	bush	PROPN
ihlr-16514	640	3	was	be	AUX
ihlr-16514	640	4	careful	careful	ADJ
ihlr-16514	640	5	,	,	PUNCT
ihlr-16514	640	6	however	however	ADV
ihlr-16514	640	7	,	,	PUNCT
ihlr-16514	640	8	to	to	PART
ihlr-16514	640	9	instruct	instruct	VERB
ihlr-16514	640	10	the	the	DET
ihlr-16514	640	11	audience	audience	NOUN
ihlr-16514	640	12	that	that	SCONJ
ihlr-16514	640	13	he	he	PRON
ihlr-16514	640	14	was	be	AUX
ihlr-16514	640	15	not	not	PART
ihlr-16514	640	16	suggesting	suggest	VERB
ihlr-16514	640	17	ahps	ahps	NOUN
ihlr-16514	640	18	were	be	AUX
ihlr-16514	640	19	a	a	DET
ihlr-16514	640	20	directional	directional	ADJ
ihlr-16514	640	21	shift	shift	NOUN
ihlr-16514	640	22	toward	toward	ADP
ihlr-16514	640	23	the	the	DET
ihlr-16514	640	24	government	government	NOUN
ihlr-16514	640	25	assuming	assume	VERB
ihlr-16514	640	26	health	health	NOUN
ihlr-16514	640	27	care	care	NOUN
ihlr-16514	640	28	regulation	regulation	NOUN
ihlr-16514	640	29	responsibility	responsibility	NOUN
ihlr-16514	640	30	when	when	SCONJ
ihlr-16514	640	31	he	he	PRON
ihlr-16514	640	32	stated	state	VERB
ihlr-16514	640	33	,	,	PUNCT
ihlr-16514	640	34	"	"	PUNCT
ihlr-16514	640	35	.•.	.•.	PUNCT
ihlr-16514	641	1	the	the	DET
ihlr-16514	641	2	option	option	NOUN
ihlr-16514	641	3	,	,	PUNCT
ihlr-16514	641	4	by	by	ADP
ihlr-16514	641	5	the	the	DET
ihlr-16514	641	6	way	way	NOUN
ihlr-16514	641	7	,	,	PUNCT
ihlr-16514	641	8	is	be	AUX
ihlr-16514	641	9	not	not	PART
ihlr-16514	641	10	to	to	PART
ihlr-16514	641	11	say	say	VERB
ihlr-16514	641	12	,	,	PUNCT
ihlr-16514	641	13	the	the	DET
ihlr-16514	641	14	fed­	fed­	ADJ
ihlr-16514	641	15	eral	eral	ADJ
ihlr-16514	641	16	government	government	NOUN
ihlr-16514	641	17	ought	ought	AUX
ihlr-16514	641	18	to	to	PART
ihlr-16514	641	19	take	take	VERB
ihlr-16514	641	20	it	it	PRON
ihlr-16514	641	21	over	over	ADP
ihlr-16514	641	22	,	,	PUNCT
ihlr-16514	641	23	take	take	VERB
ihlr-16514	641	24	over	over	ADP
ihlr-16514	641	25	the	the	DET
ihlr-16514	641	26	health	health	NOUN
ihlr-16514	641	27	care	care	NOUN
ihlr-16514	641	28	industry	industry	NOUN
ihlr-16514	641	29	.	.	PUNCT
ihlr-16514	642	1	that	that	PRON
ihlr-16514	642	2	would	would	AUX
ihlr-16514	642	3	be	be	AUX
ihlr-16514	642	4	the	the	DET
ihlr-16514	642	5	absolute	absolute	ADJ
ihlr-16514	642	6	wrong	wrong	ADJ
ihlr-16514	642	7	prescription	prescription	NOUN
ihlr-16514	642	8	.	.	PUNCT
ihlr-16514	643	1	the	the	DET
ihlr-16514	643	2	right	right	ADJ
ihlr-16514	643	3	prescription	prescription	NOUN
ihlr-16514	643	4	is	be	AUX
ihlr-16514	643	5	reasonable	reasonable	ADJ
ihlr-16514	643	6	policy	policy	NOUN
ihlr-16514	643	7	,	,	PUNCT
ihlr-16514	643	8	one	one	NUM
ihlr-16514	643	9	of	of	ADP
ihlr-16514	643	10	which	which	PRON
ihlr-16514	643	11	is	be	AUX
ihlr-16514	643	12	associ­	associ­	ADV
ihlr-16514	643	13	ated	ate	VERB
ihlr-16514	643	14	health	health	NOUN
ihlr-16514	643	15	plans	plan	NOUN
ihlr-16514	643	16	.	.	PUNCT
ihlr-16514	643	17	"	"	PUNCT
ihlr-16514	644	1	ld	ld	PROPN
ihlr-16514	644	2	.	.	PROPN
ihlr-16514	644	3	168	168	NUM
ihlr-16514	644	4	u.s	u.s	PROPN
ihlr-16514	644	5	.	.	PROPN
ihlr-16514	644	6	chamber	chamber	PROPN
ihlr-16514	644	7	of	of	ADP
ihlr-16514	644	8	commerce	commerce	PROPN
ihlr-16514	644	9	,	,	PUNCT
ihlr-16514	644	10	just	just	ADV
ihlr-16514	644	11	1he	1he	ADJ
ihlr-16514	644	12	facts	fact	NOUN
ihlr-16514	644	13	:	:	PUNCT
ihlr-16514	644	14	small	small	ADJ
ihlr-16514	644	15	business	business	NOUN
ihlr-16514	644	16	health	health	NOUN
ihlr-16514	644	17	plans	plan	NOUN
ihlr-16514	644	18	(	(	PUNCT
ihlr-16514	644	19	2006	2006	NUM
ihlr-16514	644	20	)	)	PUNCT
ihlr-16514	644	21	,	,	PUNCT
ihlr-16514	644	22	available	available	ADJ
ihlr-16514	644	23	at	at	ADP
ihlr-16514	644	24	http://www.uschamber.com/issues/indexlhealth/0306	http://www.uschamber.com/issues/indexlhealth/0306	PROPN
ihlr-16514	644	25	_	_	PUNCT
ihlr-16514	644	26	abps	abps	X
ihlr-16514	644	27	_	_	PUNCT
ihlr-16514	644	28	facts.htm	facts.htm	X
ihlr-16514	644	29	.	.	NOUN
ihlr-16514	645	1	169	169	NUM
ihlr-16514	645	2	small	small	ADJ
ihlr-16514	645	3	business	business	NOUN
ihlr-16514	645	4	health	health	PROPN
ihlr-16514	645	5	&	&	CCONJ
ihlr-16514	645	6	fairness	fairness	PROPN
ihlr-16514	645	7	act	act	PROPN
ihlr-16514	645	8	of2005	of2005	PROPN
ihlr-16514	645	9	,	,	PUNCT
ihlr-16514	645	10	h.r	h.r	PROPN
ihlr-16514	645	11	.	.	PROPN
ihlr-16514	645	12	525	525	NUM
ihlr-16514	645	13	,	,	PUNCT
ihlr-16514	645	14	1	1	NUM
ihlr-16514	645	15	09th	09th	ADJ
ihlr-16514	645	16	cong	cong	NOUN
ihlr-16514	645	17	.	.	PUNCT
ihlr-16514	646	1	(	(	PUNCT
ihlr-16514	646	2	2005	2005	NUM
ihlr-16514	646	3	)	)	PUNCT
ihlr-16514	646	4	.	.	PUNCT
ihlr-16514	647	1	170	170	NUM
ihlr-16514	647	2	h.r	h.r	PROPN
ihlr-16514	647	3	.	.	PROPN
ihlr-16514	647	4	525	525	NUM
ihlr-16514	647	5	,	,	PUNCT
ihlr-16514	647	6	§	§	NOUN
ihlr-16514	647	7	801	801	NUM
ihlr-16514	647	8	,	,	PUNCT
ihlr-16514	647	9	109th	109th	ADJ
ihlr-16514	647	10	cong	cong	NOUN
ihlr-16514	647	11	.	.	PUNCT
ihlr-16514	648	1	(	(	PUNCT
ihlr-16514	648	2	2005	2005	NUM
ihlr-16514	648	3	)	)	PUNCT
ihlr-16514	648	4	.	.	PUNCT
ihlr-16514	649	1	171	171	NUM
ihlr-16514	649	2	ld	ld	X
ihlr-16514	649	3	.	.	PUNCT
ihlr-16514	650	1	§	§	PROPN
ihlr-16514	650	2	§	§	PROPN
ihlr-16514	650	3	804	804	NUM
ihlr-16514	650	4	-	-	SYM
ihlr-16514	650	5	807	807	NUM
ihlr-16514	650	6	.	.	PUNCT
ihlr-16514	650	7	172	172	NUM
ihlr-16514	650	8	robert	robert	PROPN
ihlr-16514	650	9	pear	pear	PROPN
ihlr-16514	650	10	,	,	PUNCT
ihlr-16514	650	11	bush	bush	PROPN
ihlr-16514	650	12	prepares	prepare	VERB
ihlr-16514	650	13	health	health	NOUN
ihlr-16514	650	14	plan	plan	NOUN
ihlr-16514	650	15	aimed	aim	VERB
ihlr-16514	650	16	at	at	ADP
ihlr-16514	650	17	small	small	ADJ
ihlr-16514	650	18	businesses	business	NOUN
ihlr-16514	650	19	,	,	PUNCT
ihlr-16514	650	20	n.y	n.y	PROPN
ihlr-16514	650	21	.	.	PROPN
ihlr-16514	650	22	times	times	PROPN
ihlr-16514	650	23	,	,	PUNCT
ihlr-16514	650	24	jan	jan	PROPN
ihlr-16514	650	25	.	.	PROPN
ihlr-16514	650	26	27	27	NUM
ihlr-16514	650	27	,	,	PUNCT
ihlr-16514	650	28	2003	2003	NUM
ihlr-16514	650	29	,	,	PUNCT
ihlr-16514	650	30	at	at	ADP
ihlr-16514	650	31	a21	a21	NOUN
ihlr-16514	650	32	.	.	PUNCT
ihlr-16514	651	1	173	173	NUM
ihlr-16514	651	2	robert	robert	PROPN
ihlr-16514	651	3	pear	pear	PROPN
ihlr-16514	651	4	,	,	PUNCT
ihlr-16514	651	5	republicans	republicans	PROPN
ihlr-16514	651	6	shift	shift	VERB
ihlr-16514	651	7	focus	focus	NOUN
ihlr-16514	651	8	to	to	ADP
ihlr-16514	651	9	helping	help	VERB
ihlr-16514	651	10	the	the	DET
ihlr-16514	651	11	uninsured	uninsured	ADJ
ihlr-16514	651	12	,	,	PUNCT
ihlr-16514	651	13	n.y	n.y	PROPN
ihlr-16514	651	14	.	.	PROPN
ihlr-16514	651	15	times	times	PROPN
ihlr-16514	651	16	,	,	PUNCT
ihlr-16514	651	17	dec	dec	PROPN
ihlr-16514	651	18	.	.	PROPN
ihlr-16514	651	19	15	15	NUM
ihlr-16514	651	20	,	,	PUNCT
ihlr-16514	651	21	2003	2003	NUM
ihlr-16514	651	22	,	,	PUNCT
ihlr-16514	651	23	at	at	ADP
ihlr-16514	651	24	a25	a25	PROPN
ihlr-16514	651	25	.	.	PUNCT
ihlr-16514	652	1	174	174	NUM
ihlr-16514	652	2	see	see	VERB
ihlr-16514	652	3	memorandum	memorandum	NOUN
ihlr-16514	652	4	from	from	ADP
ihlr-16514	652	5	senators	senators	PROPN
ihlr-16514	652	6	olympia	olympia	PROPN
ihlr-16514	652	7	snowe	snowe	PROPN
ihlr-16514	652	8	,	,	PUNCT
ihlr-16514	652	9	jim	jim	PROPN
ihlr-16514	652	10	talent	talent	PROPN
ihlr-16514	652	11	,	,	PUNCT
ihlr-16514	652	12	john	john	PROPN
ihlr-16514	652	13	mccain	mccain	PROPN
ihlr-16514	652	14	,	,	PUNCT
ihlr-16514	652	15	christo­	christo­	PROPN
ihlr-16514	652	16	pher	pher	PROPN
ihlr-16514	652	17	bond	bond	NOUN
ihlr-16514	652	18	,	,	PUNCT
ihlr-16514	652	19	norm	norm	NOUN
ihlr-16514	652	20	coleman	coleman	PROPN
ihlr-16514	652	21	,	,	PUNCT
ihlr-16514	652	22	kay	kay	PROPN
ihlr-16514	652	23	hutchinson	hutchinson	PROPN
ihlr-16514	652	24	,	,	PUNCT
ihlr-16514	652	25	elizabeth	elizabeth	PROPN
ihlr-16514	652	26	dole	dole	PROPN
ihlr-16514	652	27	,	,	PUNCT
ihlr-16514	652	28	&	&	CCONJ
ihlr-16514	652	29	arlen	arlen	PROPN
ihlr-16514	652	30	specter	specter	NOUN
ihlr-16514	652	31	,	,	PUNCT
ihlr-16514	652	32	senators	senator	NOUN
ihlr-16514	652	33	,	,	PUNCT
ihlr-16514	652	34	to	to	ADP
ihlr-16514	652	35	the	the	DET
ihlr-16514	652	36	united	united	PROPN
ihlr-16514	652	37	states	states	PROPN
ihlr-16514	652	38	senate	senate	PROPN
ihlr-16514	652	39	,	,	PUNCT
ihlr-16514	652	40	usa	usa	PROPN
ihlr-16514	652	41	today	today	NOUN
ihlr-16514	652	42	supports	support	VERB
ihlr-16514	652	43	association	association	NOUN
ihlr-16514	652	44	health	health	NOUN
ihlr-16514	652	45	plans	plan	NOUN
ihlr-16514	652	46	(	(	PUNCT
ihlr-16514	652	47	jan	jan	PROPN
ihlr-16514	652	48	.	.	PROPN
ihlr-16514	652	49	27	27	NUM
ihlr-16514	652	50	,	,	PUNCT
ihlr-16514	652	51	2004	2004	NUM
ihlr-16514	652	52	)	)	PUNCT
ihlr-16514	652	53	,	,	PUNCT
ihlr-16514	652	54	available	available	ADJ
ihlr-16514	652	55	at	at	ADP
ihlr-16514	652	56	http://sbc.senate.gov/htmucolleaguelusatodayahpdearcolleague.pdf	http://sbc.senate.gov/htmucolleaguelusatodayahpdearcolleague.pdf	PROPN
ihlr-16514	652	57	(	(	PUNCT
ihlr-16514	652	58	suggesting	suggest	VERB
ihlr-16514	652	59	that	that	SCONJ
ihlr-16514	652	60	the	the	DET
ihlr-16514	652	61	2007	2007	NUM
ihlr-16514	652	62	]	]	X
ihlr-16514	652	63	hsas	hsa	NOUN
ihlr-16514	652	64	and	and	CCONJ
ihlr-16514	652	65	small	small	ADJ
ihlr-16514	652	66	business	business	NOUN
ihlr-16514	652	67	:	:	PUNCT
ihlr-16514	652	68	cost	cost	NOUN
ihlr-16514	652	69	,	,	PUNCT
ihlr-16514	652	70	quality	quality	NOUN
ihlr-16514	652	71	,	,	PUNCT
ihlr-16514	652	72	and	and	CCONJ
ihlr-16514	652	73	access	access	NOUN
ihlr-16514	652	74	317	317	NUM
ihlr-16514	652	75	in	in	ADP
ihlr-16514	652	76	the	the	DET
ihlr-16514	652	77	context	context	NOUN
ihlr-16514	652	78	of	of	ADP
ihlr-16514	652	79	segmented	segment	VERB
ihlr-16514	652	80	legislation	legislation	NOUN
ihlr-16514	652	81	attempting	attempt	VERB
ihlr-16514	652	82	to	to	PART
ihlr-16514	652	83	remedy	remedy	VERB
ihlr-16514	652	84	the	the	DET
ihlr-16514	652	85	health	health	NOUN
ihlr-16514	652	86	care	care	NOUN
ihlr-16514	652	87	crises	crise	VERB
ihlr-16514	652	88	small	small	ADJ
ihlr-16514	652	89	businesses	business	NOUN
ihlr-16514	652	90	and	and	CCONJ
ihlr-16514	652	91	their	their	PRON
ihlr-16514	652	92	employers	employer	NOUN
ihlr-16514	652	93	are	be	AUX
ihlr-16514	652	94	facing	face	VERB
ihlr-16514	652	95	,	,	PUNCT
ihlr-16514	652	96	the	the	DET
ihlr-16514	652	97	movement	movement	NOUN
ihlr-16514	652	98	to­	to­	ADV
ihlr-16514	652	99	ward	ward	NOUN
ihlr-16514	652	100	adopting	adopt	VERB
ihlr-16514	652	101	ahps	ahps	NOUN
ihlr-16514	652	102	may	may	AUX
ihlr-16514	652	103	provide	provide	VERB
ihlr-16514	652	104	an	an	DET
ihlr-16514	652	105	immediate	immediate	ADJ
ihlr-16514	652	106	solution	solution	NOUN
ihlr-16514	652	107	.	.	PUNCT
ihlr-16514	653	1	allowing	allow	VERB
ihlr-16514	653	2	small	small	ADJ
ihlr-16514	653	3	busi­	busi­	NOUN
ihlr-16514	653	4	ness	ness	ADJ
ihlr-16514	653	5	to	to	PART
ihlr-16514	653	6	purchase	purchase	VERB
ihlr-16514	653	7	insurance	insurance	NOUN
ihlr-16514	653	8	collectively	collectively	ADV
ihlr-16514	653	9	will	will	AUX
ihlr-16514	653	10	increase	increase	VERB
ihlr-16514	653	11	the	the	DET
ihlr-16514	653	12	bargaining	bargaining	NOUN
ihlr-16514	653	13	power	power	NOUN
ihlr-16514	653	14	among	among	ADP
ihlr-16514	653	15	small	small	ADJ
ihlr-16514	653	16	businesses	business	NOUN
ihlr-16514	653	17	and	and	CCONJ
ihlr-16514	653	18	their	their	PRON
ihlr-16514	653	19	employers	employer	NOUN
ihlr-16514	653	20	and	and	CCONJ
ihlr-16514	653	21	may	may	AUX
ihlr-16514	653	22	help	help	VERB
ihlr-16514	653	23	to	to	PART
ihlr-16514	653	24	effectuate	effectuate	VERB
ihlr-16514	653	25	an	an	DET
ihlr-16514	653	26	im­	im­	NOUN
ihlr-16514	653	27	mediate	mediate	ADJ
ihlr-16514	653	28	reduction	reduction	NOUN
ihlr-16514	653	29	in	in	ADP
ihlr-16514	653	30	the	the	DET
ihlr-16514	653	31	costs	cost	NOUN
ihlr-16514	653	32	of	of	ADP
ihlr-16514	653	33	health	health	NOUN
ihlr-16514	653	34	care	care	NOUN
ihlr-16514	653	35	.	.	PUNCT
ihlr-16514	654	1	once	once	ADV
ihlr-16514	654	2	small	small	ADJ
ihlr-16514	654	3	businesses	business	NOUN
ihlr-16514	654	4	are	be	AUX
ihlr-16514	654	5	able	able	ADJ
ihlr-16514	654	6	to	to	PART
ihlr-16514	654	7	increase	increase	VERB
ihlr-16514	654	8	their	their	PRON
ihlr-16514	654	9	bargaining	bargaining	NOUN
ihlr-16514	654	10	power	power	NOUN
ihlr-16514	654	11	through	through	ADP
ihlr-16514	654	12	ahps	ahps	NOUN
ihlr-16514	654	13	by	by	ADP
ihlr-16514	654	14	purchasing	purchase	VERB
ihlr-16514	654	15	collective	collective	ADJ
ihlr-16514	654	16	insur­	insur­	DET
ihlr-16514	654	17	ance	ance	NOUN
ihlr-16514	654	18	,	,	PUNCT
ihlr-16514	654	19	the	the	DET
ihlr-16514	654	20	likelihood	likelihood	NOUN
ihlr-16514	654	21	of	of	ADP
ihlr-16514	654	22	increasing	increase	VERB
ihlr-16514	654	23	quality	quality	NOUN
ihlr-16514	654	24	and	and	CCONJ
ihlr-16514	654	25	access	access	NOUN
ihlr-16514	654	26	to	to	ADP
ihlr-16514	654	27	health	health	NOUN
ihlr-16514	654	28	care	care	NOUN
ihlr-16514	654	29	through	through	ADP
ihlr-16514	654	30	the	the	DET
ihlr-16514	654	31	implementation	implementation	NOUN
ihlr-16514	654	32	ofhsas	ofhsa	NOUN
ihlr-16514	654	33	appears	appear	VERB
ihlr-16514	654	34	to	to	PART
ihlr-16514	654	35	become	become	VERB
ihlr-16514	654	36	more	more	ADJ
ihlr-16514	654	37	of	of	ADP
ihlr-16514	654	38	a	a	DET
ihlr-16514	654	39	reality	reality	NOUN
ihlr-16514	654	40	.	.	PUNCT
ihlr-16514	655	1	vi	vi	X
ihlr-16514	655	2	.	.	NOUN
ihlr-16514	655	3	conclusion	conclusion	NOUN
ihlr-16514	655	4	managed	manage	VERB
ihlr-16514	655	5	care	care	NOUN
ihlr-16514	655	6	leaves	leave	VERB
ihlr-16514	655	7	much	much	ADJ
ihlr-16514	655	8	to	to	PART
ihlr-16514	655	9	be	be	AUX
ihlr-16514	655	10	desired	desire	VERB
ihlr-16514	655	11	with	with	ADP
ihlr-16514	655	12	respect	respect	NOUN
ihlr-16514	655	13	to	to	ADP
ihlr-16514	655	14	the	the	DET
ihlr-16514	655	15	various	various	ADJ
ihlr-16514	655	16	costs	cost	NOUN
ihlr-16514	655	17	and	and	CCONJ
ihlr-16514	655	18	tactics	tactic	NOUN
ihlr-16514	655	19	used	use	VERB
ihlr-16514	655	20	to	to	PART
ihlr-16514	655	21	corral	corral	VERB
ihlr-16514	655	22	the	the	DET
ihlr-16514	655	23	health	health	NOUN
ihlr-16514	655	24	care	care	PROPN
ihlr-16514	655	25	industry	industry	NOUN
ihlr-16514	655	26	's	's	PART
ihlr-16514	655	27	excessive	excessive	ADJ
ihlr-16514	655	28	costs	cost	NOUN
ihlr-16514	655	29	.	.	PUNCT
ihlr-16514	656	1	hsas	hsa	NOUN
ihlr-16514	656	2	were	be	AUX
ihlr-16514	656	3	thus	thus	ADV
ihlr-16514	656	4	created	create	VERB
ihlr-16514	656	5	by	by	ADP
ihlr-16514	656	6	president	president	PROPN
ihlr-16514	656	7	bush	bush	PROPN
ihlr-16514	656	8	with	with	ADP
ihlr-16514	656	9	the	the	DET
ihlr-16514	656	10	hopes	hope	NOUN
ihlr-16514	656	11	of	of	ADP
ihlr-16514	656	12	turning	turn	VERB
ihlr-16514	656	13	over	over	ADP
ihlr-16514	656	14	to	to	ADP
ihlr-16514	656	15	the	the	DET
ihlr-16514	656	16	market	market	NOUN
ihlr-16514	656	17	the	the	DET
ihlr-16514	656	18	task	task	NOUN
ihlr-16514	656	19	of	of	ADP
ihlr-16514	656	20	creating	create	VERB
ihlr-16514	656	21	competition	competition	NOUN
ihlr-16514	656	22	,	,	PUNCT
ihlr-16514	656	23	and	and	CCONJ
ihlr-16514	656	24	in	in	ADP
ihlr-16514	656	25	tum	tum	NOUN
ihlr-16514	656	26	,	,	PUNCT
ihlr-16514	656	27	lowering	lower	VERB
ihlr-16514	656	28	the	the	DET
ihlr-16514	656	29	costs	cost	NOUN
ihlr-16514	656	30	of	of	ADP
ihlr-16514	656	31	care	care	NOUN
ihlr-16514	656	32	to	to	ADP
ihlr-16514	656	33	consum­	consum­	NOUN
ihlr-16514	656	34	ers	er	NOUN
ihlr-16514	656	35	.	.	PUNCT
ihlr-16514	657	1	specifically	specifically	ADV
ihlr-16514	657	2	,	,	PUNCT
ihlr-16514	657	3	hsas	hsa	NOUN
ihlr-16514	657	4	were	be	AUX
ihlr-16514	657	5	aimed	aim	VERB
ihlr-16514	657	6	at	at	ADP
ihlr-16514	657	7	lowering	lower	VERB
ihlr-16514	657	8	the	the	DET
ihlr-16514	657	9	cost	cost	NOUN
ihlr-16514	657	10	to	to	ADP
ihlr-16514	657	11	small	small	ADJ
ihlr-16514	657	12	businesses	business	NOUN
ihlr-16514	657	13	of	of	ADP
ihlr-16514	657	14	providing	provide	VERB
ihlr-16514	657	15	health	health	NOUN
ihlr-16514	657	16	care	care	NOUN
ihlr-16514	657	17	benefits	benefit	NOUN
ihlr-16514	657	18	to	to	ADP
ihlr-16514	657	19	their	their	PRON
ihlr-16514	657	20	employees	employee	NOUN
ihlr-16514	657	21	.	.	PUNCT
ihlr-16514	658	1	hsas	hsa	NOUN
ihlr-16514	658	2	,	,	PUNCT
ihlr-16514	658	3	however	however	ADV
ihlr-16514	658	4	,	,	PUNCT
ihlr-16514	658	5	present	present	ADJ
ihlr-16514	658	6	several	several	ADJ
ihlr-16514	658	7	problems	problem	NOUN
ihlr-16514	658	8	when	when	SCONJ
ihlr-16514	658	9	they	they	PRON
ihlr-16514	658	10	are	be	AUX
ihlr-16514	658	11	implemented	implement	VERB
ihlr-16514	658	12	in	in	ADP
ihlr-16514	658	13	the	the	DET
ihlr-16514	658	14	context	context	NOUN
ihlr-16514	658	15	of	of	ADP
ihlr-16514	658	16	small	small	ADJ
ihlr-16514	658	17	businesses	business	NOUN
ihlr-16514	658	18	.	.	PUNCT
ihlr-16514	659	1	the	the	DET
ihlr-16514	659	2	nature	nature	NOUN
ihlr-16514	659	3	ofhsas	ofhsa	NOUN
ihlr-16514	659	4	,	,	PUNCT
ihlr-16514	659	5	principally	principally	ADV
ihlr-16514	659	6	the	the	DET
ihlr-16514	659	7	associated	associated	ADJ
ihlr-16514	659	8	hdhps	hdhps	PROPN
ihlr-16514	659	9	,	,	PUNCT
ihlr-16514	659	10	makes	make	VERB
ihlr-16514	659	11	it	it	PRON
ihlr-16514	659	12	difficult	difficult	ADJ
ihlr-16514	659	13	for	for	SCONJ
ihlr-16514	659	14	low	low	ADJ
ihlr-16514	659	15	-	-	PUNCT
ihlr-16514	659	16	wage	wage	NOUN
ihlr-16514	659	17	earning	earn	VERB
ihlr-16514	659	18	employees	employee	NOUN
ihlr-16514	659	19	to	to	PART
ihlr-16514	659	20	accumulate	accumulate	VERB
ihlr-16514	659	21	funds	fund	NOUN
ihlr-16514	659	22	for	for	ADP
ihlr-16514	659	23	future	future	ADJ
ihlr-16514	659	24	medical	medical	ADJ
ihlr-16514	659	25	expenses	expense	NOUN
ihlr-16514	659	26	.	.	PUNCT
ihlr-16514	660	1	legislation	legislation	NOUN
ihlr-16514	660	2	that	that	PRON
ihlr-16514	660	3	mandates	mandate	VERB
ihlr-16514	660	4	consumer	consumer	NOUN
ihlr-16514	660	5	education	education	NOUN
ihlr-16514	660	6	programs	program	NOUN
ihlr-16514	660	7	that	that	PRON
ihlr-16514	660	8	shows	show	VERB
ihlr-16514	660	9	consumers	consumer	NOUN
ihlr-16514	660	10	how	how	SCONJ
ihlr-16514	660	11	to	to	PART
ihlr-16514	660	12	access	access	VERB
ihlr-16514	660	13	,	,	PUNCT
ihlr-16514	660	14	analyze	analyze	VERB
ihlr-16514	660	15	,	,	PUNCT
ihlr-16514	660	16	and	and	CCONJ
ihlr-16514	660	17	apply	apply	VERB
ihlr-16514	660	18	health	health	NOUN
ihlr-16514	660	19	care	care	NOUN
ihlr-16514	660	20	information	information	NOUN
ihlr-16514	660	21	is	be	AUX
ihlr-16514	660	22	a	a	DET
ihlr-16514	660	23	strong	strong	ADJ
ihlr-16514	660	24	beginning	beginning	NOUN
ihlr-16514	660	25	toward	toward	ADP
ihlr-16514	660	26	allowing	allow	VERB
ihlr-16514	660	27	consumers	consumer	NOUN
ihlr-16514	660	28	to	to	PART
ihlr-16514	660	29	manage	manage	VERB
ihlr-16514	660	30	their	their	PRON
ihlr-16514	660	31	own	own	ADJ
ihlr-16514	660	32	health	health	NOUN
ihlr-16514	660	33	care	care	NOUN
ihlr-16514	660	34	finances	finance	NOUN
ihlr-16514	660	35	;	;	PUNCT
ihlr-16514	660	36	however	however	ADV
ihlr-16514	660	37	,	,	PUNCT
ihlr-16514	660	38	it	it	PRON
ihlr-16514	660	39	is	be	AUX
ihlr-16514	660	40	an	an	DET
ihlr-16514	660	41	insufficient	insufficient	ADJ
ihlr-16514	660	42	solution	solution	NOUN
ihlr-16514	660	43	standing	stand	VERB
ihlr-16514	660	44	alone	alone	ADV
ihlr-16514	660	45	.	.	PUNCT
ihlr-16514	661	1	organized	organize	VERB
ihlr-16514	661	2	consumer	consumer	NOUN
ihlr-16514	661	3	bargaining	bargaining	NOUN
ihlr-16514	661	4	factions	faction	NOUN
ihlr-16514	661	5	could	could	AUX
ihlr-16514	661	6	help	help	VERB
ihlr-16514	661	7	to	to	PART
ihlr-16514	661	8	increase	increase	VERB
ihlr-16514	661	9	purchasing	purchase	VERB
ihlr-16514	661	10	power	power	NOUN
ihlr-16514	661	11	among	among	ADP
ihlr-16514	661	12	small	small	ADJ
ihlr-16514	661	13	businesses	business	NOUN
ihlr-16514	661	14	by	by	ADP
ihlr-16514	661	15	illustrating	illustrate	VERB
ihlr-16514	661	16	to	to	ADP
ihlr-16514	661	17	the	the	DET
ihlr-16514	661	18	health	health	NOUN
ihlr-16514	661	19	care	care	NOUN
ihlr-16514	661	20	industry	industry	NOUN
ihlr-16514	661	21	that	that	SCONJ
ihlr-16514	661	22	there	there	PRON
ihlr-16514	661	23	is	be	VERB
ihlr-16514	661	24	a	a	DET
ihlr-16514	661	25	fraction	fraction	NOUN
ihlr-16514	661	26	of	of	ADP
ihlr-16514	661	27	the	the	DET
ihlr-16514	661	28	population	population	NOUN
ihlr-16514	661	29	whose	whose	DET
ihlr-16514	661	30	financial	financial	ADJ
ihlr-16514	661	31	resources	resource	NOUN
ihlr-16514	661	32	are	be	AUX
ihlr-16514	661	33	not	not	PART
ihlr-16514	661	34	effec­	effec­	AUX
ihlr-16514	661	35	tively	tively	ADV
ihlr-16514	661	36	being	be	AUX
ihlr-16514	661	37	utilized	utilize	VERB
ihlr-16514	661	38	within	within	ADP
ihlr-16514	661	39	the	the	DET
ihlr-16514	661	40	health	health	NOUN
ihlr-16514	661	41	care	care	NOUN
ihlr-16514	661	42	market	market	NOUN
ihlr-16514	661	43	.	.	PUNCT
ihlr-16514	662	1	legislation	legislation	NOUN
ihlr-16514	662	2	calling	call	VERB
ihlr-16514	662	3	for	for	SCONJ
ihlr-16514	662	4	a	a	DET
ihlr-16514	662	5	complete	complete	ADJ
ihlr-16514	662	6	government	government	NOUN
ihlr-16514	662	7	take	take	VERB
ihlr-16514	662	8	over	over	ADP
ihlr-16514	662	9	of	of	ADP
ihlr-16514	662	10	the	the	DET
ihlr-16514	662	11	health	health	NOUN
ihlr-16514	662	12	care	care	NOUN
ihlr-16514	662	13	industry	industry	NOUN
ihlr-16514	662	14	,	,	PUNCT
ihlr-16514	662	15	such	such	ADJ
ihlr-16514	662	16	as	as	ADP
ihlr-16514	662	17	the	the	DET
ihlr-16514	662	18	health	health	NOUN
ihlr-16514	662	19	security	security	NOUN
ihlr-16514	662	20	for	for	ADP
ihlr-16514	662	21	all	all	DET
ihlr-16514	662	22	americans	americans	PROPN
ihlr-16514	662	23	act	act	VERB
ihlr-16514	662	24	,	,	PUNCT
ihlr-16514	662	25	would	would	AUX
ihlr-16514	662	26	likely	likely	ADV
ihlr-16514	662	27	pro­	pro­	VERB
ihlr-16514	662	28	vide	vide	ADP
ihlr-16514	662	29	an	an	DET
ihlr-16514	662	30	end	end	NOUN
ihlr-16514	662	31	-	-	PUNCT
ihlr-16514	662	32	all	all	PRON
ihlr-16514	662	33	solution	solution	NOUN
ihlr-16514	662	34	to	to	ADP
ihlr-16514	662	35	the	the	DET
ihlr-16514	662	36	problem	problem	NOUN
ihlr-16514	662	37	,	,	PUNCT
ihlr-16514	662	38	but	but	CCONJ
ihlr-16514	662	39	such	such	ADJ
ihlr-16514	662	40	legislation	legislation	NOUN
ihlr-16514	662	41	is	be	AUX
ihlr-16514	662	42	not	not	PART
ihlr-16514	662	43	likely	likely	ADJ
ihlr-16514	662	44	to	to	PART
ihlr-16514	662	45	pass	pass	VERB
ihlr-16514	662	46	because	because	SCONJ
ihlr-16514	662	47	incremental	incremental	ADJ
ihlr-16514	662	48	solutions	solution	NOUN
ihlr-16514	662	49	seem	seem	VERB
ihlr-16514	662	50	to	to	PART
ihlr-16514	662	51	be	be	AUX
ihlr-16514	662	52	a	a	DET
ihlr-16514	662	53	preferable	preferable	ADJ
ihlr-16514	662	54	solution	solution	NOUN
ihlr-16514	662	55	among	among	ADP
ihlr-16514	662	56	conattached	conattache	VERB
ihlr-16514	662	57	usa	usa	PROPN
ihlr-16514	662	58	today	today	NOUN
ihlr-16514	662	59	editorial	editorial	NOUN
ihlr-16514	662	60	accurately	accurately	ADV
ihlr-16514	662	61	frames	frame	VERB
ihlr-16514	662	62	the	the	DET
ihlr-16514	662	63	debate	debate	NOUN
ihlr-16514	662	64	surrounding	surround	VERB
ihlr-16514	662	65	ahps	ahps	NOUN
ihlr-16514	662	66	)	)	PUNCT
ihlr-16514	662	67	;	;	PUNCT
ihlr-16514	662	68	letter	letter	NOUN
ihlr-16514	662	69	from	from	ADP
ihlr-16514	662	70	olympia	olympia	PROPN
ihlr-16514	662	71	snowe	snowe	PROPN
ihlr-16514	662	72	,	,	PUNCT
ihlr-16514	662	73	senator	senator	NOUN
ihlr-16514	662	74	,	,	PUNCT
ihlr-16514	662	75	to	to	ADP
ihlr-16514	662	76	william	william	PROPN
ihlr-16514	662	77	frist	frist	PROPN
ihlr-16514	662	78	,	,	PUNCT
ihlr-16514	662	79	senate	senate	PROPN
ihlr-16514	662	80	majority	majority	NOUN
ihlr-16514	662	81	leader	leader	NOUN
ihlr-16514	662	82	(	(	PUNCT
ihlr-16514	662	83	feb	feb	PROPN
ihlr-16514	662	84	.	.	PROPN
ihlr-16514	662	85	16	16	NUM
ihlr-16514	662	86	,	,	PUNCT
ihlr-16514	662	87	2006	2006	NUM
ihlr-16514	662	88	)	)	PUNCT
ihlr-16514	662	89	,	,	PUNCT
ihlr-16514	662	90	available	available	ADJ
ihlr-16514	662	91	at	at	ADP
ihlr-16514	662	92	http://sbc.senate.gov/pd£1ahp-final-02-17-06.pdf(pressing	http://sbc.senate.gov/pd£1ahp-final-02-17-06.pdf(presse	VERB
ihlr-16514	662	93	for	for	ADP
ihlr-16514	662	94	association	association	NOUN
ihlr-16514	662	95	health	health	NOUN
ihlr-16514	662	96	plans	plan	NOUN
ihlr-16514	662	97	to	to	PART
ihlr-16514	662	98	reach	reach	VERB
ihlr-16514	662	99	the	the	DET
ihlr-16514	662	100	senate	senate	PROPN
ihlr-16514	662	101	floor	floor	NOUN
ihlr-16514	662	102	for	for	ADP
ihlr-16514	662	103	a	a	DET
ihlr-16514	662	104	vote	vote	NOUN
ihlr-16514	662	105	)	)	PUNCT
ihlr-16514	662	106	;	;	PUNCT
ihlr-16514	662	107	olympia	olympia	PROPN
ihlr-16514	662	108	snowe	snowe	PROPN
ihlr-16514	662	109	,	,	PUNCT
ihlr-16514	662	110	ahps	ahps	NOUN
ihlr-16514	662	111	are	be	AUX
ihlr-16514	662	112	a	a	DET
ihlr-16514	662	113	matter	matter	NOUN
ihlr-16514	662	114	of	of	ADP
ihlr-16514	662	115	fairness	fairness	NOUN
ihlr-16514	662	116	,	,	PUNCT
ihlr-16514	662	117	sept	sept	PROPN
ihlr-16514	662	118	.	.	PROPN
ihlr-16514	662	119	14	14	NUM
ihlr-16514	662	120	,	,	PUNCT
ihlr-16514	662	121	2005	2005	NUM
ihlr-16514	662	122	,	,	PUNCT
ihlr-16514	662	123	available	available	ADJ
ihlr-16514	662	124	at	at	ADP
ihlr-16514	662	125	http://sbc.senate.gov/republican/pdf/sbhp-thehill..()p-ed.pdf	http://sbc.senate.gov/republican/pdf/sbhp-thehill..()p-ed.pdf	NOUN
ihlr-16514	662	126	(	(	PUNCT
ihlr-16514	662	127	stating	state	VERB
ihlr-16514	662	128	"	"	PUNCT
ihlr-16514	662	129	[	[	X
ihlr-16514	662	130	the	the	DET
ihlr-16514	662	131	proposed	propose	VERB
ihlr-16514	662	132	ahp	ahp	NOUN
ihlr-16514	662	133	legislation	legislation	NOUN
ihlr-16514	662	134	]	]	PUNCT
ihlr-16514	662	135	unleashes	unleash	VERB
ihlr-16514	662	136	the	the	DET
ihlr-16514	662	137	power	power	NOUN
ihlr-16514	662	138	of	of	ADP
ihlr-16514	662	139	the	the	DET
ihlr-16514	662	140	competitive	competitive	ADJ
ihlr-16514	662	141	market	market	NOUN
ihlr-16514	662	142	to	to	PART
ihlr-16514	662	143	provide	provide	VERB
ihlr-16514	662	144	small	small	ADJ
ihlr-16514	662	145	businesses	business	NOUN
ihlr-16514	662	146	with	with	ADP
ihlr-16514	662	147	more	more	ADJ
ihlr-16514	662	148	choices	choice	NOUN
ihlr-16514	662	149	when	when	SCONJ
ihlr-16514	662	150	it	it	PRON
ihlr-16514	662	151	comes	come	VERB
ihlr-16514	662	152	to	to	ADP
ihlr-16514	662	153	securing	secure	VERB
ihlr-16514	662	154	affordable	affordable	ADJ
ihlr-16514	662	155	,	,	PUNCT
ihlr-16514	662	156	quality	quality	NOUN
ihlr-16514	662	157	insurance	insurance	NOUN
ihlr-16514	662	158	cover­	cover­	PROPN
ihlr-16514	662	159	age	age	NOUN
ihlr-16514	662	160	.	.	PUNCT
ihlr-16514	663	1	"	"	PUNCT
ihlr-16514	663	2	)	)	PUNCT
ihlr-16514	663	3	;	;	PUNCT
ihlr-16514	663	4	rob	rob	PROPN
ihlr-16514	663	5	kaiser	kaiser	PROPN
ihlr-16514	663	6	,	,	PUNCT
ihlr-16514	663	7	association	association	NOUN
ihlr-16514	663	8	health	health	NOUN
ihlr-16514	663	9	plans	plan	NOUN
ihlr-16514	663	10	seek	seek	VERB
ihlr-16514	663	11	strong	strong	ADJ
ihlr-16514	663	12	dose	dose	NOUN
ihlr-16514	663	13	of	of	ADP
ihlr-16514	663	14	support	support	NOUN
ihlr-16514	663	15	,	,	PUNCT
ihlr-16514	663	16	chi	chi	PROPN
ihlr-16514	663	17	.	.	PUNCT
ihlr-16514	664	1	trib	trib	PROPN
ihlr-16514	664	2	.	.	PROPN
ihlr-16514	664	3	,	,	PUNCT
ihlr-16514	664	4	feb	feb	PROPN
ihlr-16514	664	5	.	.	PROPN
ihlr-16514	664	6	10	10	NUM
ihlr-16514	664	7	,	,	PUNCT
ihlr-16514	664	8	2003	2003	NUM
ihlr-16514	664	9	,	,	PUNCT
ihlr-16514	664	10	at	at	ADP
ihlr-16514	664	11	business	business	NOUN
ihlr-16514	664	12	pg	pg	NOUN
ihlr-16514	664	13	.	.	PROPN
ihlr-16514	664	14	1	1	NUM
ihlr-16514	664	15	(	(	PUNCT
ihlr-16514	664	16	highlighting	highlight	VERB
ihlr-16514	664	17	the	the	DET
ihlr-16514	664	18	recent	recent	ADJ
ihlr-16514	664	19	momentum	momentum	NOUN
ihlr-16514	664	20	that	that	PRON
ihlr-16514	664	21	ahps	ahps	NOUN
ihlr-16514	664	22	have	have	AUX
ihlr-16514	664	23	been	be	AUX
ihlr-16514	664	24	gaining	gain	VERB
ihlr-16514	664	25	)	)	PUNCT
ihlr-16514	664	26	;	;	PUNCT
ihlr-16514	664	27	al­	al­	PROPN
ihlr-16514	664	28	bert	bert	PROPN
ihlr-16514	664	29	b.	b.	PROPN
ihlr-16514	664	30	crenshaw	crenshaw	PROPN
ihlr-16514	664	31	,	,	PUNCT
ihlr-16514	664	32	small	small	ADJ
ihlr-16514	664	33	finns	finn	NOUN
ihlr-16514	664	34	pushing	push	VERB
ihlr-16514	664	35	to	to	PART
ihlr-16514	664	36	level	level	NOUN
ihlr-16514	664	37	health	health	NOUN
ihlr-16514	664	38	coverage	coverage	NOUN
ihlr-16514	664	39	playing	play	VERB
ihlr-16514	664	40	field	field	NOUN
ihlr-16514	664	41	;	;	PUNCT
ihlr-16514	664	42	benefits	benefit	NOUN
ihlr-16514	664	43	:	:	PUNCT
ihlr-16514	664	44	business	business	NOUN
ihlr-16514	664	45	groups	group	NOUN
ihlr-16514	664	46	lobby	lobby	VERB
ihlr-16514	664	47	for	for	ADP
ihlr-16514	664	48	change	change	NOUN
ihlr-16514	664	49	in	in	ADP
ihlr-16514	664	50	law	law	NOUN
ihlr-16514	664	51	to	to	PART
ihlr-16514	664	52	let	let	VERB
ihlr-16514	664	53	them	they	PRON
ihlr-16514	664	54	band	band	VERB
ihlr-16514	664	55	together	together	ADV
ihlr-16514	664	56	to	to	PART
ihlr-16514	664	57	buy	buy	VERB
ihlr-16514	664	58	coverage	coverage	NOUN
ihlr-16514	664	59	,	,	PUNCT
ihlr-16514	664	60	l.a	l.a	PROPN
ihlr-16514	664	61	.	.	PROPN
ihlr-16514	664	62	times	times	PROPN
ihlr-16514	664	63	,	,	PUNCT
ihlr-16514	664	64	feb	feb	PROPN
ihlr-16514	664	65	.	.	PROPN
ihlr-16514	664	66	28	28	NUM
ihlr-16514	664	67	,	,	PUNCT
ihlr-16514	664	68	2001	2001	NUM
ihlr-16514	664	69	,	,	PUNCT
ihlr-16514	664	70	at	at	ADP
ihlr-16514	664	71	c7	c7	PROPN
ihlr-16514	664	72	(	(	PUNCT
ihlr-16514	664	73	discussing	discuss	VERB
ihlr-16514	664	74	small	small	ADJ
ihlr-16514	664	75	business	business	NOUN
ihlr-16514	664	76	owners	owner	NOUN
ihlr-16514	664	77	'	'	PART
ihlr-16514	664	78	desire	desire	NOUN
ihlr-16514	664	79	to	to	PART
ihlr-16514	664	80	purchase	purchase	VERB
ihlr-16514	664	81	health	health	NOUN
ihlr-16514	664	82	cover­	cover­	NOUN
ihlr-16514	664	83	age	age	NOUN
ihlr-16514	664	84	collectively	collectively	ADV
ihlr-16514	664	85	)	)	PUNCT
ihlr-16514	664	86	.	.	PUNCT
ihlr-16514	665	1	318	318	NUM
ihlr-16514	665	2	indiana	indiana	PROPN
ihlr-16514	665	3	health	health	PROPN
ihlr-16514	665	4	law	law	PROPN
ihlr-16514	665	5	review	review	NOUN
ihlr-16514	665	6	[	[	X
ihlr-16514	665	7	vol	vol	NOUN
ihlr-16514	665	8	.	.	PUNCT
ihlr-16514	665	9	4:287	4:287	NUM
ihlr-16514	665	10	gress	gress	NOUN
ihlr-16514	665	11	.	.	PUNCT
ihlr-16514	666	1	the	the	DET
ihlr-16514	666	2	most	most	ADV
ihlr-16514	666	3	promising	promising	ADJ
ihlr-16514	666	4	solution	solution	NOUN
ihlr-16514	666	5	addressing	address	VERB
ihlr-16514	666	6	the	the	DET
ihlr-16514	666	7	needs	need	NOUN
ihlr-16514	666	8	of	of	ADP
ihlr-16514	666	9	small	small	ADJ
ihlr-16514	666	10	businesses	business	NOUN
ihlr-16514	666	11	are	be	AUX
ihlr-16514	666	12	ahps	ahps	NOUN
ihlr-16514	666	13	,	,	PUNCT
ihlr-16514	666	14	which	which	PRON
ihlr-16514	666	15	spread	spread	VERB
ihlr-16514	666	16	risk	risk	NOUN
ihlr-16514	666	17	among	among	ADP
ihlr-16514	666	18	many	many	ADJ
ihlr-16514	666	19	small	small	ADJ
ihlr-16514	666	20	business	business	NOUN
ihlr-16514	666	21	owners	owner	NOUN
ihlr-16514	666	22	,	,	PUNCT
ihlr-16514	666	23	allowing	allow	VERB
ihlr-16514	666	24	them	they	PRON
ihlr-16514	666	25	to	to	PART
ihlr-16514	666	26	expand	expand	VERB
ihlr-16514	666	27	their	their	PRON
ihlr-16514	666	28	business	business	NOUN
ihlr-16514	666	29	and	and	CCONJ
ihlr-16514	666	30	employee	employee	NOUN
ihlr-16514	666	31	base	base	NOUN
ihlr-16514	666	32	without	without	ADP
ihlr-16514	666	33	worrying	worry	VERB
ihlr-16514	666	34	about	about	ADP
ihlr-16514	666	35	the	the	DET
ihlr-16514	666	36	health	health	NOUN
ihlr-16514	666	37	care	care	NOUN
ihlr-16514	666	38	expenses	expense	NOUN
ihlr-16514	666	39	associated	associate	VERB
ihlr-16514	666	40	with	with	ADP
ihlr-16514	666	41	growth	growth	NOUN
ihlr-16514	666	42	.	.	PUNCT
ihlr-16514	667	1	regardless	regardless	ADV
ihlr-16514	667	2	of	of	ADP
ihlr-16514	667	3	how	how	SCONJ
ihlr-16514	667	4	a	a	DET
ihlr-16514	667	5	solution	solution	NOUN
ihlr-16514	667	6	is	be	AUX
ihlr-16514	667	7	obtained	obtain	VERB
ihlr-16514	667	8	,	,	PUNCT
ihlr-16514	667	9	the	the	DET
ihlr-16514	667	10	bottom	bottom	ADJ
ihlr-16514	667	11	line	line	NOUN
ihlr-16514	667	12	is	be	AUX
ihlr-16514	667	13	that	that	SCONJ
ihlr-16514	667	14	there	there	PRON
ihlr-16514	667	15	are	be	VERB
ihlr-16514	667	16	currently	currently	ADV
ihlr-16514	667	17	too	too	ADV
ihlr-16514	667	18	many	many	ADJ
ihlr-16514	667	19	hardworking	hardworking	ADJ
ihlr-16514	667	20	americans	american	NOUN
ihlr-16514	667	21	and	and	CCONJ
ihlr-16514	667	22	families	family	NOUN
ihlr-16514	667	23	who	who	PRON
ihlr-16514	667	24	are	be	AUX
ihlr-16514	667	25	not	not	PART
ihlr-16514	667	26	guaran­	guaran­	NOUN
ihlr-16514	667	27	teed	teed	NOUN
ihlr-16514	667	28	access	access	NOUN
ihlr-16514	667	29	to	to	ADP
ihlr-16514	667	30	quality	quality	NOUN
ihlr-16514	667	31	health	health	NOUN
ihlr-16514	667	32	care	care	NOUN
ihlr-16514	667	33	.	.	PUNCT
ihlr-16514	668	1	short	short	ADV
ihlr-16514	668	2	of	of	ADP
ihlr-16514	668	3	the	the	DET
ihlr-16514	668	4	united	united	PROPN
ihlr-16514	668	5	states	states	PROPN
ihlr-16514	668	6	government	government	NOUN
ihlr-16514	668	7	as­	as­	VERB
ihlr-16514	668	8	suming	sum	VERB
ihlr-16514	668	9	the	the	DET
ihlr-16514	668	10	role	role	NOUN
ihlr-16514	668	11	of	of	ADP
ihlr-16514	668	12	health	health	NOUN
ihlr-16514	668	13	care	care	NOUN
ihlr-16514	668	14	provider	provider	NOUN
ihlr-16514	668	15	,	,	PUNCT
ihlr-16514	668	16	it	it	PRON
ihlr-16514	668	17	is	be	AUX
ihlr-16514	668	18	difficult	difficult	ADJ
ihlr-16514	668	19	to	to	PART
ihlr-16514	668	20	envision	envision	VERB
ihlr-16514	668	21	equal	equal	ADJ
ihlr-16514	668	22	access	access	NOUN
ihlr-16514	668	23	to	to	ADP
ihlr-16514	668	24	health	health	NOUN
ihlr-16514	668	25	care	care	NOUN
ihlr-16514	668	26	for	for	ADP
ihlr-16514	668	27	all	all	DET
ihlr-16514	668	28	americans	americans	PROPN
ihlr-16514	668	29	becoming	become	VERB
ihlr-16514	668	30	a	a	DET
ihlr-16514	668	31	reality	reality	NOUN
ihlr-16514	668	32	in	in	ADP
ihlr-16514	668	33	the	the	DET
ihlr-16514	668	34	near	near	ADJ
ihlr-16514	668	35	future	future	NOUN
ihlr-16514	668	36	.	.	PUNCT
ihlr-16514	669	1	in	in	ADP
ihlr-16514	669	2	theory	theory	NOUN
ihlr-16514	669	3	,	,	PUNCT
ihlr-16514	669	4	while	while	SCONJ
ihlr-16514	669	5	hsas	hsa	NOUN
ihlr-16514	669	6	seem	seem	VERB
ihlr-16514	669	7	to	to	PART
ihlr-16514	669	8	provide	provide	VERB
ihlr-16514	669	9	an	an	DET
ihlr-16514	669	10	adequate	adequate	ADJ
ihlr-16514	669	11	solution	solution	NOUN
ihlr-16514	669	12	to	to	ADP
ihlr-16514	669	13	controlling	control	VERB
ihlr-16514	669	14	costs	cost	NOUN
ihlr-16514	669	15	and	and	CCONJ
ihlr-16514	669	16	sub­	sub­	VERB
ihlr-16514	669	17	sequently	sequently	ADV
ihlr-16514	669	18	increasing	increase	VERB
ihlr-16514	669	19	access	access	NOUN
ihlr-16514	669	20	,	,	PUNCT
ihlr-16514	669	21	the	the	DET
ihlr-16514	669	22	fact	fact	NOUN
ihlr-16514	669	23	remains	remain	VERB
ihlr-16514	669	24	that	that	SCONJ
ihlr-16514	669	25	a	a	DET
ihlr-16514	669	26	segment	segment	NOUN
ihlr-16514	669	27	of	of	ADP
ihlr-16514	669	28	the	the	DET
ihlr-16514	669	29	population	population	NOUN
ihlr-16514	669	30	is	be	AUX
ihlr-16514	669	31	effectively	effectively	ADV
ihlr-16514	669	32	excluded	exclude	VERB
ihlr-16514	669	33	by	by	ADP
ihlr-16514	669	34	their	their	PRON
ihlr-16514	669	35	implementation	implementation	NOUN
ihlr-16514	669	36	.	.	PUNCT
ihlr-16514	670	1	congress	congress	PROPN
ihlr-16514	670	2	and	and	CCONJ
ihlr-16514	670	3	the	the	DET
ihlr-16514	670	4	president	president	NOUN
ihlr-16514	670	5	can	can	AUX
ihlr-16514	670	6	continue	continue	VERB
ihlr-16514	670	7	an	an	DET
ihlr-16514	670	8	incremental	incremental	ADJ
ihlr-16514	670	9	approach	approach	NOUN
ihlr-16514	670	10	to	to	ADP
ihlr-16514	670	11	fixing	fix	VERB
ihlr-16514	670	12	the	the	DET
ihlr-16514	670	13	system	system	NOUN
ihlr-16514	670	14	,	,	PUNCT
ihlr-16514	670	15	some	some	PRON
ihlr-16514	670	16	of	of	ADP
ihlr-16514	670	17	which	which	PRON
ihlr-16514	670	18	may	may	AUX
ihlr-16514	670	19	be	be	AUX
ihlr-16514	670	20	successful	successful	ADJ
ihlr-16514	670	21	in	in	ADP
ihlr-16514	670	22	addressing	address	VERB
ihlr-16514	670	23	the	the	DET
ihlr-16514	670	24	needs	need	NOUN
ihlr-16514	670	25	of	of	ADP
ihlr-16514	670	26	small	small	ADJ
ihlr-16514	670	27	segments	segment	NOUN
ihlr-16514	670	28	of	of	ADP
ihlr-16514	670	29	the	the	DET
ihlr-16514	670	30	population	population	NOUN
ihlr-16514	670	31	,	,	PUNCT
ihlr-16514	670	32	but	but	CCONJ
ihlr-16514	670	33	without	without	ADP
ihlr-16514	670	34	legislation	legislation	NOUN
ihlr-16514	670	35	creating	create	VERB
ihlr-16514	670	36	a	a	DET
ihlr-16514	670	37	government	government	NOUN
ihlr-16514	670	38	run	run	NOUN
ihlr-16514	670	39	and	and	CCONJ
ihlr-16514	670	40	universal	universal	ADJ
ihlr-16514	670	41	health	health	NOUN
ihlr-16514	670	42	care	care	NOUN
ihlr-16514	670	43	system	system	NOUN
ihlr-16514	670	44	there	there	PRON
ihlr-16514	670	45	is	be	VERB
ihlr-16514	670	46	no	no	DET
ihlr-16514	670	47	guarantee	guarantee	NOUN
ihlr-16514	670	48	that	that	SCONJ
ihlr-16514	670	49	each	each	DET
ihlr-16514	670	50	american	american	PROPN
ihlr-16514	670	51	will	will	AUX
ihlr-16514	670	52	be	be	AUX
ihlr-16514	670	53	assured	assure	VERB
ihlr-16514	670	54	immediate	immediate	ADJ
ihlr-16514	670	55	access	access	NOUN
ihlr-16514	670	56	to	to	ADP
ihlr-16514	670	57	health	health	NOUN
ihlr-16514	670	58	care	care	NOUN
ihlr-16514	670	59	.	.	PUNCT
ihlr-16514	671	1	it	it	PRON
ihlr-16514	671	2	is	be	AUX
ihlr-16514	671	3	precisely	precisely	ADV
ihlr-16514	671	4	this	this	DET
ihlr-16514	671	5	lack	lack	NOUN
ihlr-16514	671	6	of	of	ADP
ihlr-16514	671	7	a	a	DET
ihlr-16514	671	8	guarantee	guarantee	NOUN
ihlr-16514	671	9	to	to	ADP
ihlr-16514	671	10	health	health	NOUN
ihlr-16514	671	11	care	care	NOUN
ihlr-16514	671	12	that	that	PRON
ihlr-16514	671	13	piecemeal	piecemeal	ADJ
ihlr-16514	671	14	approaches	approach	NOUN
ihlr-16514	671	15	have	have	AUX
ihlr-16514	671	16	been	be	AUX
ihlr-16514	671	17	unsuccessful	unsuccessful	ADJ
ihlr-16514	671	18	in	in	ADP
ihlr-16514	671	19	remedying	remedy	VERB
ihlr-16514	671	20	.	.	PUNCT