id	sid	tid	token	lemma	pos
ihlr-22369	1	1	ideology	ideology	NOUN
ihlr-22369	1	2	meets	meet	VERB
ihlr-22369	1	3	reality	reality	NOUN
ihlr-22369	1	4	:	:	PUNCT
ihlr-22369	1	5	what	what	PRON
ihlr-22369	1	6	works	work	VERB
ihlr-22369	1	7	and	and	CCONJ
ihlr-22369	1	8	what	what	PRON
ihlr-22369	1	9	does	do	AUX
ihlr-22369	1	10	n’t	not	PART
ihlr-22369	1	11	in	in	ADP
ihlr-22369	1	12	patient	patient	ADJ
ihlr-22369	1	13	exposure	exposure	NOUN
ihlr-22369	1	14	to	to	ADP
ihlr-22369	1	15	health	health	NOUN
ihlr-22369	1	16	care	care	NOUN
ihlr-22369	1	17	costs	cost	VERB
ihlr-22369	1	18	victor	victor	NOUN
ihlr-22369	1	19	laurion	laurion	PROPN
ihlr-22369	1	20	and	and	CCONJ
ihlr-22369	1	21	christopher	christopher	PROPN
ihlr-22369	1	22	robertson	robertson	PROPN
ihlr-22369	2	1	*	*	PROPN
ihlr-22369	3	1	summary	summary	PROPN
ihlr-22369	3	2	u.s	u.s	PROPN
ihlr-22369	3	3	.	.	PROPN
ihlr-22369	3	4	policymakers	policymaker	NOUN
ihlr-22369	3	5	,	,	PUNCT
ihlr-22369	3	6	scholars	scholar	NOUN
ihlr-22369	3	7	,	,	PUNCT
ihlr-22369	3	8	and	and	CCONJ
ihlr-22369	3	9	advocates	advocate	NOUN
ihlr-22369	3	10	have	have	AUX
ihlr-22369	3	11	long	long	ADV
ihlr-22369	3	12	displayed	display	VERB
ihlr-22369	3	13	an	an	DET
ihlr-22369	3	14	ideological	ideological	ADJ
ihlr-22369	3	15	commitment	commitment	NOUN
ihlr-22369	3	16	to	to	ADP
ihlr-22369	3	17	exposing	expose	VERB
ihlr-22369	3	18	insured	insured	ADJ
ihlr-22369	3	19	patients	patient	NOUN
ihlr-22369	3	20	to	to	PART
ihlr-22369	3	21	substantial	substantial	VERB
ihlr-22369	3	22	out	out	ADP
ihlr-22369	3	23	-	-	PUNCT
ihlr-22369	3	24	of	of	ADP
ihlr-22369	3	25	-	-	PUNCT
ihlr-22369	3	26	pocket	pocket	NOUN
ihlr-22369	3	27	expenses	expense	NOUN
ihlr-22369	3	28	.	.	PUNCT
ihlr-22369	4	1	these	these	DET
ihlr-22369	4	2	commitments	commitment	NOUN
ihlr-22369	4	3	derive	derive	VERB
ihlr-22369	4	4	from	from	ADP
ihlr-22369	4	5	both	both	DET
ihlr-22369	4	6	overt	overt	ADJ
ihlr-22369	4	7	political	political	ADJ
ihlr-22369	4	8	ideologies	ideology	NOUN
ihlr-22369	4	9	,	,	PUNCT
ihlr-22369	4	10	which	which	PRON
ihlr-22369	4	11	favor	favor	VERB
ihlr-22369	4	12	individual	individual	ADJ
ihlr-22369	4	13	responsibility	responsibility	NOUN
ihlr-22369	4	14	and	and	CCONJ
ihlr-22369	4	15	oppose	oppose	VERB
ihlr-22369	4	16	redistribution	redistribution	NOUN
ihlr-22369	4	17	of	of	ADP
ihlr-22369	4	18	wealth	wealth	NOUN
ihlr-22369	4	19	and	and	CCONJ
ihlr-22369	4	20	risks	risk	NOUN
ihlr-22369	4	21	,	,	PUNCT
ihlr-22369	4	22	as	as	ADV
ihlr-22369	4	23	well	well	ADV
ihlr-22369	4	24	as	as	ADP
ihlr-22369	4	25	more	more	ADV
ihlr-22369	4	26	-	-	PUNCT
ihlr-22369	4	27	subtle	subtle	ADJ
ihlr-22369	4	28	ideological	ideological	ADJ
ihlr-22369	4	29	commitments	commitment	NOUN
ihlr-22369	4	30	of	of	ADP
ihlr-22369	4	31	academic	academic	ADJ
ihlr-22369	4	32	economists	economist	NOUN
ihlr-22369	4	33	,	,	PUNCT
ihlr-22369	4	34	which	which	PRON
ihlr-22369	4	35	link	link	VERB
ihlr-22369	4	36	observed	observed	ADJ
ihlr-22369	4	37	patterns	pattern	NOUN
ihlr-22369	4	38	of	of	ADP
ihlr-22369	4	39	consumption	consumption	NOUN
ihlr-22369	4	40	to	to	ADP
ihlr-22369	4	41	value	value	NOUN
ihlr-22369	4	42	-	-	PUNCT
ihlr-22369	4	43	claims	claim	NOUN
ihlr-22369	4	44	about	about	ADP
ihlr-22369	4	45	welfare	welfare	NOUN
ihlr-22369	4	46	.	.	PUNCT
ihlr-22369	5	1	in	in	ADP
ihlr-22369	5	2	this	this	DET
ihlr-22369	5	3	symposium	symposium	NOUN
ihlr-22369	5	4	contribution	contribution	NOUN
ihlr-22369	5	5	,	,	PUNCT
ihlr-22369	5	6	we	we	PRON
ihlr-22369	5	7	document	document	VERB
ihlr-22369	5	8	those	those	DET
ihlr-22369	5	9	ideological	ideological	ADJ
ihlr-22369	5	10	commitments	commitment	NOUN
ihlr-22369	5	11	and	and	CCONJ
ihlr-22369	5	12	juxtapose	juxtapose	VERB
ihlr-22369	5	13	them	they	PRON
ihlr-22369	5	14	with	with	ADP
ihlr-22369	5	15	a	a	DET
ihlr-22369	5	16	review	review	NOUN
ihlr-22369	5	17	of	of	ADP
ihlr-22369	5	18	the	the	DET
ihlr-22369	5	19	scientific	scientific	ADJ
ihlr-22369	5	20	evidence	evidence	NOUN
ihlr-22369	5	21	about	about	ADP
ihlr-22369	5	22	the	the	DET
ihlr-22369	5	23	actual	actual	ADJ
ihlr-22369	5	24	effects	effect	NOUN
ihlr-22369	5	25	of	of	ADP
ihlr-22369	5	26	patient	patient	ADJ
ihlr-22369	5	27	cost	cost	NOUN
ihlr-22369	5	28	-	-	PUNCT
ihlr-22369	5	29	sharing	sharing	NOUN
ihlr-22369	5	30	.	.	PUNCT
ihlr-22369	6	1	we	we	PRON
ihlr-22369	6	2	find	find	VERB
ihlr-22369	6	3	,	,	PUNCT
ihlr-22369	6	4	as	as	SCONJ
ihlr-22369	6	5	economic	economic	ADJ
ihlr-22369	6	6	theory	theory	NOUN
ihlr-22369	6	7	predicts	predict	NOUN
ihlr-22369	6	8	,	,	PUNCT
ihlr-22369	6	9	that	that	SCONJ
ihlr-22369	6	10	patients	patient	NOUN
ihlr-22369	6	11	exposed	expose	VERB
ihlr-22369	6	12	to	to	ADP
ihlr-22369	6	13	healthcare	healthcare	NOUN
ihlr-22369	6	14	costs	cost	NOUN
ihlr-22369	6	15	consume	consume	VERB
ihlr-22369	6	16	less	less	ADJ
ihlr-22369	6	17	healthcare	healthcare	NOUN
ihlr-22369	6	18	.	.	PUNCT
ihlr-22369	7	1	however	however	ADV
ihlr-22369	7	2	,	,	PUNCT
ihlr-22369	7	3	a	a	DET
ihlr-22369	7	4	fair	fair	ADJ
ihlr-22369	7	5	review	review	NOUN
ihlr-22369	7	6	of	of	ADP
ihlr-22369	7	7	the	the	DET
ihlr-22369	7	8	evidence	evidence	NOUN
ihlr-22369	7	9	—	—	PUNCT
ihlr-22369	7	10	including	include	VERB
ihlr-22369	7	11	the	the	DET
ihlr-22369	7	12	effects	effect	NOUN
ihlr-22369	7	13	on	on	ADP
ihlr-22369	7	14	health	health	NOUN
ihlr-22369	7	15	outcomes	outcome	NOUN
ihlr-22369	7	16	,	,	PUNCT
ihlr-22369	7	17	access	access	NOUN
ihlr-22369	7	18	to	to	ADP
ihlr-22369	7	19	care	care	NOUN
ihlr-22369	7	20	,	,	PUNCT
ihlr-22369	7	21	and	and	CCONJ
ihlr-22369	7	22	financial	financial	ADJ
ihlr-22369	7	23	insecurity	insecurity	NOUN
ihlr-22369	7	24	—	—	PUNCT
ihlr-22369	7	25	makes	make	VERB
ihlr-22369	7	26	it	it	PRON
ihlr-22369	7	27	very	very	ADV
ihlr-22369	7	28	hard	hard	ADV
ihlr-22369	7	29	to	to	PART
ihlr-22369	7	30	conclude	conclude	VERB
ihlr-22369	7	31	that	that	DET
ihlr-22369	7	32	substantial	substantial	ADJ
ihlr-22369	7	33	and	and	CCONJ
ihlr-22369	7	34	untailored	untailored	ADJ
ihlr-22369	7	35	cost	cost	NOUN
ihlr-22369	7	36	-	-	PUNCT
ihlr-22369	7	37	sharing	sharing	NOUN
ihlr-22369	7	38	exposure	exposure	NOUN
ihlr-22369	7	39	—	—	PUNCT
ihlr-22369	7	40	as	as	SCONJ
ihlr-22369	7	41	we	we	PRON
ihlr-22369	7	42	have	have	AUX
ihlr-22369	7	43	seen	see	VERB
ihlr-22369	7	44	in	in	ADP
ihlr-22369	7	45	actual	actual	ADJ
ihlr-22369	7	46	application	application	NOUN
ihlr-22369	7	47	—	—	PUNCT
ihlr-22369	7	48	is	be	AUX
ihlr-22369	7	49	good	good	ADJ
ihlr-22369	7	50	social	social	ADJ
ihlr-22369	7	51	policy	policy	NOUN
ihlr-22369	7	52	.	.	PUNCT
ihlr-22369	8	1	we	we	PRON
ihlr-22369	8	2	suggest	suggest	VERB
ihlr-22369	8	3	directions	direction	NOUN
ihlr-22369	8	4	for	for	ADP
ihlr-22369	8	5	future	future	ADJ
ihlr-22369	8	6	study	study	NOUN
ihlr-22369	8	7	and	and	CCONJ
ihlr-22369	8	8	reform	reform	NOUN
ihlr-22369	8	9	.	.	PUNCT
ihlr-22369	9	1	i.	i.	PROPN
ihlr-22369	9	2	an	an	DET
ihlr-22369	9	3	introduction	introduction	NOUN
ihlr-22369	9	4	to	to	ADP
ihlr-22369	9	5	cost	cost	NOUN
ihlr-22369	9	6	-	-	PUNCT
ihlr-22369	9	7	sharing	sharing	NOUN
ihlr-22369	9	8	and	and	CCONJ
ihlr-22369	9	9	underinsurance	underinsurance	NOUN
ihlr-22369	9	10	one	one	NUM
ihlr-22369	9	11	key	key	ADJ
ihlr-22369	9	12	piece	piece	NOUN
ihlr-22369	9	13	of	of	ADP
ihlr-22369	9	14	the	the	DET
ihlr-22369	9	15	affordable	affordable	ADJ
ihlr-22369	9	16	care	care	PROPN
ihlr-22369	9	17	act	act	PROPN
ihlr-22369	9	18	(	(	PUNCT
ihlr-22369	9	19	aca	aca	PROPN
ihlr-22369	9	20	)	)	PUNCT
ihlr-22369	9	21	was	be	AUX
ihlr-22369	9	22	its	its	PRON
ihlr-22369	9	23	focus	focus	NOUN
ihlr-22369	9	24	on	on	ADP
ihlr-22369	9	25	getting	get	VERB
ihlr-22369	9	26	more	more	ADJ
ihlr-22369	9	27	people	people	NOUN
ihlr-22369	9	28	covered	cover	VERB
ihlr-22369	9	29	by	by	ADP
ihlr-22369	9	30	health	health	NOUN
ihlr-22369	9	31	insurance	insurance	NOUN
ihlr-22369	9	32	.	.	PUNCT
ihlr-22369	10	1	indeed	indeed	ADV
ihlr-22369	10	2	,	,	PUNCT
ihlr-22369	10	3	it	it	PRON
ihlr-22369	10	4	succeeded	succeed	VERB
ihlr-22369	10	5	in	in	ADP
ihlr-22369	10	6	insuring	insure	VERB
ihlr-22369	10	7	more	more	ADJ
ihlr-22369	10	8	than	than	ADP
ihlr-22369	10	9	20	20	NUM
ihlr-22369	10	10	million	million	NUM
ihlr-22369	10	11	additional	additional	ADJ
ihlr-22369	10	12	people	people	NOUN
ihlr-22369	10	13	.	.	PUNCT
ihlr-22369	11	1	but	but	CCONJ
ihlr-22369	11	2	measuring	measure	VERB
ihlr-22369	11	3	the	the	DET
ihlr-22369	11	4	aca	aca	NOUN
ihlr-22369	11	5	by	by	ADP
ihlr-22369	11	6	increases	increase	NOUN
ihlr-22369	11	7	in	in	ADP
ihlr-22369	11	8	the	the	DET
ihlr-22369	11	9	numbers	number	NOUN
ihlr-22369	11	10	of	of	ADP
ihlr-22369	11	11	insured	insured	ADJ
ihlr-22369	11	12	overlooks	overlook	VERB
ihlr-22369	11	13	a	a	DET
ihlr-22369	11	14	problem	problem	NOUN
ihlr-22369	11	15	that	that	PRON
ihlr-22369	11	16	affects	affect	VERB
ihlr-22369	11	17	even	even	ADV
ihlr-22369	11	18	more	more	ADJ
ihlr-22369	11	19	americans	americans	PROPN
ihlr-22369	11	20	:	:	PUNCT
ihlr-22369	11	21	incomplete	incomplete	ADJ
ihlr-22369	11	22	insurance	insurance	NOUN
ihlr-22369	11	23	or	or	CCONJ
ihlr-22369	11	24	underinsurance	underinsurance	NOUN
ihlr-22369	11	25	.	.	PUNCT
ihlr-22369	12	1	even	even	ADV
ihlr-22369	12	2	for	for	ADP
ihlr-22369	12	3	those	those	PRON
ihlr-22369	12	4	who	who	PRON
ihlr-22369	12	5	enjoy	enjoy	VERB
ihlr-22369	12	6	coverage	coverage	NOUN
ihlr-22369	12	7	,	,	PUNCT
ihlr-22369	12	8	health	health	NOUN
ihlr-22369	12	9	insurance	insurance	NOUN
ihlr-22369	12	10	in	in	ADP
ihlr-22369	12	11	the	the	DET
ihlr-22369	12	12	united	united	PROPN
ihlr-22369	12	13	states	states	PROPN
ihlr-22369	12	14	is	be	AUX
ihlr-22369	12	15	incomplete	incomplete	ADJ
ihlr-22369	12	16	,	,	PUNCT
ihlr-22369	12	17	leaving	leave	VERB
ihlr-22369	12	18	patients	patient	NOUN
ihlr-22369	12	19	exposed	expose	VERB
ihlr-22369	12	20	to	to	ADP
ihlr-22369	12	21	substantial	substantial	ADJ
ihlr-22369	12	22	out	out	ADV
ihlr-22369	12	23	-	-	PUNCT
ihlr-22369	12	24	of	of	ADP
ihlr-22369	12	25	-	-	PUNCT
ihlr-22369	12	26	pocket	pocket	NOUN
ihlr-22369	12	27	costs	cost	NOUN
ihlr-22369	12	28	in	in	ADP
ihlr-22369	12	29	the	the	DET
ihlr-22369	12	30	forms	form	NOUN
ihlr-22369	12	31	of	of	ADP
ihlr-22369	12	32	deductibles	deductible	NOUN
ihlr-22369	12	33	,	,	PUNCT
ihlr-22369	12	34	copays	copay	NOUN
ihlr-22369	12	35	,	,	PUNCT
ihlr-22369	12	36	coinsurance	coinsurance	NOUN
ihlr-22369	12	37	,	,	PUNCT
ihlr-22369	12	38	and	and	CCONJ
ihlr-22369	12	39	reference	reference	NOUN
ihlr-22369	12	40	prices	price	NOUN
ihlr-22369	12	41	.	.	PUNCT
ihlr-22369	13	1	as	as	ADP
ihlr-22369	13	2	an	an	DET
ihlr-22369	13	3	introduction	introduction	NOUN
ihlr-22369	13	4	,	,	PUNCT
ihlr-22369	13	5	we	we	PRON
ihlr-22369	13	6	briefly	briefly	ADV
ihlr-22369	13	7	review	review	VERB
ihlr-22369	13	8	each	each	PRON
ihlr-22369	13	9	of	of	ADP
ihlr-22369	13	10	these	these	DET
ihlr-22369	13	11	mechanisms	mechanism	NOUN
ihlr-22369	13	12	.	.	PUNCT
ihlr-22369	14	1	deductible	deductible	ADJ
ihlr-22369	14	2	:	:	PUNCT
ihlr-22369	14	3	a	a	DET
ihlr-22369	14	4	deductible	deductible	NOUN
ihlr-22369	14	5	is	be	AUX
ihlr-22369	14	6	an	an	DET
ihlr-22369	14	7	aggregate	aggregate	ADJ
ihlr-22369	14	8	,	,	PUNCT
ihlr-22369	14	9	annual	annual	ADJ
ihlr-22369	14	10	sum	sum	NOUN
ihlr-22369	14	11	that	that	PRON
ihlr-22369	14	12	must	must	AUX
ihlr-22369	14	13	be	be	AUX
ihlr-22369	14	14	spent	spend	VERB
ihlr-22369	14	15	by	by	ADP
ihlr-22369	14	16	the	the	DET
ihlr-22369	14	17	patient	patient	NOUN
ihlr-22369	14	18	before	before	SCONJ
ihlr-22369	14	19	the	the	DET
ihlr-22369	14	20	insurance	insurance	NOUN
ihlr-22369	14	21	policy	policy	NOUN
ihlr-22369	14	22	“	"	PUNCT
ihlr-22369	14	23	kicks	kick	NOUN
ihlr-22369	14	24	in	in	ADV
ihlr-22369	14	25	”	"	PUNCT
ihlr-22369	14	26	or	or	CCONJ
ihlr-22369	14	27	pays	pay	VERB
ihlr-22369	14	28	its	its	PRON
ihlr-22369	14	29	first	first	ADJ
ihlr-22369	14	30	dollar	dollar	NOUN
ihlr-22369	14	31	of	of	ADP
ihlr-22369	14	32	benefit	benefit	NOUN
ihlr-22369	14	33	.	.	PUNCT
ihlr-22369	15	1	the	the	DET
ihlr-22369	15	2	average	average	ADJ
ihlr-22369	15	3	annual	annual	ADJ
ihlr-22369	15	4	deductible	deductible	NOUN
ihlr-22369	15	5	in	in	ADP
ihlr-22369	15	6	2016	2016	NUM
ihlr-22369	15	7	was	be	AUX
ihlr-22369	15	8	$	$	SYM
ihlr-22369	15	9	1,478	1,478	NUM
ihlr-22369	15	10	,	,	PUNCT
ihlr-22369	15	11	up	up	ADV
ihlr-22369	15	12	from	from	ADP
ihlr-22369	15	13	$	$	SYM
ihlr-22369	15	14	1,318	1,318	NUM
ihlr-22369	15	15	in	in	ADP
ihlr-22369	15	16	the	the	DET
ihlr-22369	15	17	prior	prior	ADJ
ihlr-22369	15	18	year	year	NOUN
ihlr-22369	15	19	.	.	PUNCT
ihlr-22369	16	1	naturally	naturally	ADV
ihlr-22369	16	2	there	there	PRON
ihlr-22369	16	3	are	be	VERB
ihlr-22369	16	4	exceptions	exception	NOUN
ihlr-22369	16	5	.	.	PUNCT
ihlr-22369	17	1	depending	depend	VERB
ihlr-22369	17	2	on	on	ADP
ihlr-22369	17	3	the	the	DET
ihlr-22369	17	4	policy	policy	NOUN
ihlr-22369	17	5	,	,	PUNCT
ihlr-22369	17	6	not	not	PART
ihlr-22369	17	7	all	all	PRON
ihlr-22369	17	8	of	of	ADP
ihlr-22369	17	9	a1	a1	NOUN
ihlr-22369	17	10	patient	patient	NOUN
ihlr-22369	17	11	's	's	PART
ihlr-22369	17	12	out	out	ADV
ihlr-22369	17	13	-	-	PUNCT
ihlr-22369	17	14	of	of	ADP
ihlr-22369	17	15	-	-	PUNCT
ihlr-22369	17	16	pocket	pocket	NOUN
ihlr-22369	17	17	spending	spending	NOUN
ihlr-22369	17	18	on	on	ADP
ihlr-22369	17	19	healthcare	healthcare	NOUN
ihlr-22369	17	20	may	may	AUX
ihlr-22369	17	21	count	count	VERB
ihlr-22369	17	22	towards	towards	ADP
ihlr-22369	17	23	the	the	DET
ihlr-22369	17	24	deductible	deductible	ADJ
ihlr-22369	17	25	.	.	PUNCT
ihlr-22369	18	1	also	also	ADV
ihlr-22369	18	2	,	,	PUNCT
ihlr-22369	18	3	under	under	ADP
ihlr-22369	18	4	the	the	DET
ihlr-22369	18	5	aca	aca	NOUN
ihlr-22369	18	6	,	,	PUNCT
ihlr-22369	18	7	some	some	DET
ihlr-22369	18	8	healthcare	healthcare	NOUN
ihlr-22369	18	9	,	,	PUNCT
ihlr-22369	18	10	such	such	ADJ
ihlr-22369	18	11	as	as	ADP
ihlr-22369	18	12	preventive	preventive	ADJ
ihlr-22369	18	13	services	service	NOUN
ihlr-22369	18	14	,	,	PUNCT
ihlr-22369	18	15	are	be	AUX
ihlr-22369	18	16	covered	cover	VERB
ihlr-22369	18	17	at	at	ADP
ihlr-22369	18	18	the	the	DET
ihlr-22369	18	19	first	first	ADJ
ihlr-22369	18	20	dollar	dollar	NOUN
ihlr-22369	18	21	and	and	CCONJ
ihlr-22369	18	22	not	not	PART
ihlr-22369	18	23	subject	subject	VERB
ihlr-22369	18	24	to	to	ADP
ihlr-22369	18	25	the	the	DET
ihlr-22369	18	26	deductible	deductible	ADJ
ihlr-22369	18	27	.	.	PUNCT
ihlr-22369	19	1	2	2	NUM
ihlr-22369	19	2	*	*	PUNCT
ihlr-22369	19	3	the	the	DET
ihlr-22369	19	4	authors	author	NOUN
ihlr-22369	19	5	thank	thank	VERB
ihlr-22369	19	6	john	john	PROPN
ihlr-22369	19	7	nyman	nyman	PROPN
ihlr-22369	19	8	,	,	PUNCT
ihlr-22369	19	9	david	david	PROPN
ihlr-22369	19	10	orentlicher	orentlicher	NOUN
ihlr-22369	19	11	,	,	PUNCT
ihlr-22369	19	12	and	and	CCONJ
ihlr-22369	19	13	anne	anne	PROPN
ihlr-22369	19	14	royalty	royalty	NOUN
ihlr-22369	19	15	for	for	ADP
ihlr-22369	19	16	comments	comment	NOUN
ihlr-22369	19	17	on	on	ADP
ihlr-22369	19	18	prior	prior	ADJ
ihlr-22369	19	19	drafts	draft	NOUN
ihlr-22369	19	20	.	.	PUNCT
ihlr-22369	20	1	gautam	gautam	PROPN
ihlr-22369	20	2	gowarisankaran	gowarisankaran	PROPN
ihlr-22369	20	3	and	and	CCONJ
ihlr-22369	20	4	keith	keith	PROPN
ihlr-22369	20	5	joiner	joiner	PROPN
ihlr-22369	20	6	provided	provide	VERB
ihlr-22369	20	7	helpful	helpful	ADJ
ihlr-22369	20	8	insights	insight	NOUN
ihlr-22369	20	9	as	as	ADV
ihlr-22369	20	10	well	well	ADV
ihlr-22369	20	11	.	.	PUNCT
ihlr-22369	21	1	our	our	PRON
ihlr-22369	21	2	thanks	thank	NOUN
ihlr-22369	21	3	do	do	AUX
ihlr-22369	21	4	not	not	PART
ihlr-22369	21	5	imply	imply	VERB
ihlr-22369	21	6	endorsement	endorsement	NOUN
ihlr-22369	21	7	of	of	ADP
ihlr-22369	21	8	this	this	DET
ihlr-22369	21	9	paper	paper	NOUN
ihlr-22369	21	10	.	.	PUNCT
ihlr-22369	22	1	1	1	X
ihlr-22369	22	2	.	.	X
ihlr-22369	22	3	employer	employer	NOUN
ihlr-22369	22	4	health	health	PROPN
ihlr-22369	22	5	benefits	benefit	NOUN
ihlr-22369	22	6	2016	2016	NUM
ihlr-22369	22	7	annual	annual	ADJ
ihlr-22369	22	8	survey	survey	NOUN
ihlr-22369	22	9	,	,	PUNCT
ihlr-22369	22	10	henry	henry	PROPN
ihlr-22369	22	11	j.	j.	PROPN
ihlr-22369	22	12	kaiser	kaiser	PROPN
ihlr-22369	22	13	fam	fam	PROPN
ihlr-22369	22	14	.	.	PROPN
ihlr-22369	22	15	found	find	VERB
ihlr-22369	22	16	.	.	PUNCT
ihlr-22369	23	1	&	&	CCONJ
ihlr-22369	23	2	health	health	NOUN
ihlr-22369	23	3	res	re	NOUN
ihlr-22369	23	4	.	.	PROPN
ihlr-22369	23	5	&	&	CCONJ
ihlr-22369	23	6	educ	educ	PROPN
ihlr-22369	23	7	.	.	PUNCT
ihlr-22369	24	1	tr	tr	VERB
ihlr-22369	24	2	.	.	PROPN
ihlr-22369	24	3	,	,	PUNCT
ihlr-22369	24	4	4	4	NUM
ihlr-22369	24	5	(	(	PUNCT
ihlr-22369	24	6	sep	sep	PROPN
ihlr-22369	24	7	.	.	PROPN
ihlr-22369	24	8	14	14	NUM
ihlr-22369	24	9	,	,	PUNCT
ihlr-22369	24	10	2016	2016	NUM
ihlr-22369	24	11	)	)	PUNCT
ihlr-22369	24	12	,	,	PUNCT
ihlr-22369	24	13	http://files.kff.org/attachment/report-employerhealth-benefits-2016-annual-survey	http://files.kff.org/attachment/report-employerhealth-benefits-2016-annual-survey	PROPN
ihlr-22369	25	1	[	[	X
ihlr-22369	25	2	https://perma.cc/ejq3-r6y7	https://perma.cc/ejq3-r6y7	PROPN
ihlr-22369	25	3	]	]	PUNCT
ihlr-22369	25	4	.	.	PUNCT
ihlr-22369	26	1	2	2	X
ihlr-22369	26	2	.	.	X
ihlr-22369	26	3	42	42	NUM
ihlr-22369	26	4	u.s.c	u.s.c	ADJ
ihlr-22369	26	5	.	.	PUNCT
ihlr-22369	27	1	§	§	PROPN
ihlr-22369	27	2	300gg-13(a)(4	300gg-13(a)(4	NUM
ihlr-22369	27	3	)	)	PUNCT
ihlr-22369	27	4	(	(	PUNCT
ihlr-22369	27	5	2010	2010	NUM
ihlr-22369	27	6	)	)	PUNCT
ihlr-22369	27	7	.	.	PUNCT
ihlr-22369	28	1	http://doi.org/10.18060/3911.0043	http://doi.org/10.18060/3911.0043	X
ihlr-22369	28	2	44	44	NUM
ihlr-22369	28	3	indiana	indiana	PROPN
ihlr-22369	28	4	health	health	PROPN
ihlr-22369	28	5	law	law	PROPN
ihlr-22369	28	6	review	review	NOUN
ihlr-22369	29	1	[	[	X
ihlr-22369	29	2	vol	vol	NOUN
ihlr-22369	29	3	.	.	PUNCT
ihlr-22369	30	1	15:43	15:43	NUM
ihlr-22369	30	2	deductibles	deductible	NOUN
ihlr-22369	30	3	cause	cause	VERB
ihlr-22369	30	4	insurance	insurance	NOUN
ihlr-22369	30	5	contract	contract	NOUN
ihlr-22369	30	6	payouts	payout	NOUN
ihlr-22369	30	7	to	to	PART
ihlr-22369	30	8	be	be	AUX
ihlr-22369	30	9	non	non	ADJ
ihlr-22369	30	10	-	-	ADJ
ihlr-22369	30	11	linear	linear	ADJ
ihlr-22369	30	12	,	,	PUNCT
ihlr-22369	30	13	in	in	SCONJ
ihlr-22369	30	14	that	that	SCONJ
ihlr-22369	30	15	a	a	DET
ihlr-22369	30	16	patient	patient	NOUN
ihlr-22369	30	17	’s	’s	PART
ihlr-22369	30	18	exposure	exposure	NOUN
ihlr-22369	30	19	to	to	ADP
ihlr-22369	30	20	costs	cost	NOUN
ihlr-22369	30	21	will	will	AUX
ihlr-22369	30	22	sharply	sharply	ADV
ihlr-22369	30	23	change	change	VERB
ihlr-22369	30	24	(	(	PUNCT
ihlr-22369	30	25	decrease	decrease	NOUN
ihlr-22369	30	26	)	)	PUNCT
ihlr-22369	30	27	after	after	SCONJ
ihlr-22369	30	28	the	the	DET
ihlr-22369	30	29	annual	annual	ADJ
ihlr-22369	30	30	deductible	deductible	NOUN
ihlr-22369	30	31	has	have	AUX
ihlr-22369	30	32	been	be	AUX
ihlr-22369	30	33	met	meet	VERB
ihlr-22369	30	34	.	.	PUNCT
ihlr-22369	31	1	anecdotally	anecdotally	ADV
ihlr-22369	31	2	,	,	PUNCT
ihlr-22369	31	3	physicians	physician	NOUN
ihlr-22369	31	4	come	come	VERB
ihlr-22369	31	5	to	to	PART
ihlr-22369	31	6	expect	expect	VERB
ihlr-22369	31	7	a	a	DET
ihlr-22369	31	8	flurry	flurry	NOUN
ihlr-22369	31	9	of	of	ADP
ihlr-22369	31	10	appointment	appointment	NOUN
ihlr-22369	31	11	-	-	PUNCT
ihlr-22369	31	12	making	make	VERB
ihlr-22369	31	13	activity	activity	NOUN
ihlr-22369	31	14	near	near	ADP
ihlr-22369	31	15	the	the	DET
ihlr-22369	31	16	end	end	NOUN
ihlr-22369	31	17	of	of	ADP
ihlr-22369	31	18	the	the	DET
ihlr-22369	31	19	calendar	calendar	NOUN
ihlr-22369	31	20	year	year	NOUN
ihlr-22369	31	21	as	as	SCONJ
ihlr-22369	31	22	patients	patient	NOUN
ihlr-22369	31	23	who	who	PRON
ihlr-22369	31	24	have	have	AUX
ihlr-22369	31	25	met	meet	VERB
ihlr-22369	31	26	their	their	PRON
ihlr-22369	31	27	annual	annual	ADJ
ihlr-22369	31	28	deductible	deductible	NOUN
ihlr-22369	31	29	seek	seek	VERB
ihlr-22369	31	30	care	care	NOUN
ihlr-22369	31	31	in	in	ADP
ihlr-22369	31	32	the	the	DET
ihlr-22369	31	33	more	more	ADV
ihlr-22369	31	34	favorable	favorable	ADJ
ihlr-22369	31	35	cost	cost	NOUN
ihlr-22369	31	36	-	-	PUNCT
ihlr-22369	31	37	sharing	share	VERB
ihlr-22369	31	38	structure	structure	NOUN
ihlr-22369	31	39	.	.	PUNCT
ihlr-22369	32	1	patients	patient	NOUN
ihlr-22369	32	2	who	who	PRON
ihlr-22369	32	3	are	be	AUX
ihlr-22369	32	4	chronically	chronically	ADV
ihlr-22369	32	5	sick	sick	ADJ
ihlr-22369	32	6	almost	almost	ADV
ihlr-22369	32	7	always	always	ADV
ihlr-22369	32	8	exceed	exceed	VERB
ihlr-22369	32	9	their	their	PRON
ihlr-22369	32	10	deductible	deductible	ADJ
ihlr-22369	32	11	in	in	ADP
ihlr-22369	32	12	a	a	DET
ihlr-22369	32	13	given	give	VERB
ihlr-22369	32	14	year	year	NOUN
ihlr-22369	32	15	.	.	PUNCT
ihlr-22369	33	1	for	for	ADP
ihlr-22369	33	2	these	these	DET
ihlr-22369	33	3	individuals	individual	NOUN
ihlr-22369	33	4	who	who	PRON
ihlr-22369	33	5	are	be	AUX
ihlr-22369	33	6	predictably	predictably	ADV
ihlr-22369	33	7	ill	ill	ADJ
ihlr-22369	33	8	,	,	PUNCT
ihlr-22369	33	9	the	the	DET
ihlr-22369	33	10	deductible	deductible	NOUN
ihlr-22369	33	11	is	be	AUX
ihlr-22369	33	12	more	more	ADV
ihlr-22369	33	13	like	like	ADP
ihlr-22369	33	14	a	a	DET
ihlr-22369	33	15	second	second	ADJ
ihlr-22369	33	16	insurance	insurance	NOUN
ihlr-22369	33	17	premium	premium	NOUN
ihlr-22369	33	18	they	they	PRON
ihlr-22369	33	19	will	will	AUX
ihlr-22369	33	20	inevitably	inevitably	ADV
ihlr-22369	33	21	pay	pay	VERB
ihlr-22369	33	22	,	,	PUNCT
ihlr-22369	33	23	which	which	PRON
ihlr-22369	33	24	rationally	rationally	ADV
ihlr-22369	33	25	should	should	AUX
ihlr-22369	33	26	have	have	VERB
ihlr-22369	33	27	no	no	DET
ihlr-22369	33	28	effect	effect	NOUN
ihlr-22369	33	29	on	on	ADP
ihlr-22369	33	30	consumption	consumption	NOUN
ihlr-22369	33	31	behavior	behavior	NOUN
ihlr-22369	33	32	.	.	PUNCT
ihlr-22369	34	1	coinsurance	coinsurance	NOUN
ihlr-22369	34	2	:	:	PUNCT
ihlr-22369	34	3	the	the	DET
ihlr-22369	34	4	coinsurance	coinsurance	NOUN
ihlr-22369	34	5	rate	rate	NOUN
ihlr-22369	34	6	is	be	AUX
ihlr-22369	34	7	the	the	DET
ihlr-22369	34	8	percentage	percentage	NOUN
ihlr-22369	34	9	of	of	ADP
ihlr-22369	34	10	medical	medical	ADJ
ihlr-22369	34	11	costs	cost	NOUN
ihlr-22369	34	12	for	for	ADP
ihlr-22369	34	13	which	which	PRON
ihlr-22369	34	14	a	a	DET
ihlr-22369	34	15	patient	patient	NOUN
ihlr-22369	34	16	is	be	AUX
ihlr-22369	34	17	responsible	responsible	ADJ
ihlr-22369	34	18	.	.	PUNCT
ihlr-22369	35	1	this	this	DET
ihlr-22369	35	2	rate	rate	NOUN
ihlr-22369	35	3	generally	generally	ADV
ihlr-22369	35	4	applies	apply	VERB
ihlr-22369	35	5	to	to	ADP
ihlr-22369	35	6	expenses	expense	NOUN
ihlr-22369	35	7	incurred	incur	VERB
ihlr-22369	35	8	after	after	SCONJ
ihlr-22369	35	9	the	the	DET
ihlr-22369	35	10	deductible	deductible	NOUN
ihlr-22369	35	11	has	have	AUX
ihlr-22369	35	12	been	be	AUX
ihlr-22369	35	13	met	meet	VERB
ihlr-22369	35	14	,	,	PUNCT
ihlr-22369	35	15	but	but	CCONJ
ihlr-22369	35	16	before	before	SCONJ
ihlr-22369	35	17	an	an	DET
ihlr-22369	35	18	annual	annual	ADJ
ihlr-22369	35	19	cap	cap	NOUN
ihlr-22369	35	20	on	on	ADP
ihlr-22369	35	21	cost	cost	NOUN
ihlr-22369	35	22	-	-	PUNCT
ihlr-22369	35	23	sharing	sharing	NOUN
ihlr-22369	35	24	is	be	AUX
ihlr-22369	35	25	met	meet	VERB
ihlr-22369	35	26	.	.	PUNCT
ihlr-22369	36	1	thus	thus	ADV
ihlr-22369	36	2	,	,	PUNCT
ihlr-22369	36	3	the	the	DET
ihlr-22369	36	4	coinsurance	coinsurance	NOUN
ihlr-22369	36	5	rate	rate	NOUN
ihlr-22369	36	6	before	before	ADP
ihlr-22369	36	7	meeting	meet	VERB
ihlr-22369	36	8	the	the	DET
ihlr-22369	36	9	deductible	deductible	NOUN
ihlr-22369	36	10	is	be	AUX
ihlr-22369	36	11	effectively	effectively	ADV
ihlr-22369	36	12	100	100	NUM
ihlr-22369	36	13	%	%	NOUN
ihlr-22369	36	14	,	,	PUNCT
ihlr-22369	36	15	and	and	CCONJ
ihlr-22369	36	16	becomes	become	VERB
ihlr-22369	36	17	generally	generally	ADV
ihlr-22369	36	18	much	much	ADJ
ihlr-22369	36	19	smaller—10	smaller—10	NUM
ihlr-22369	36	20	%	%	NOUN
ihlr-22369	36	21	to	to	PART
ihlr-22369	36	22	25	25	NUM
ihlr-22369	36	23	%	%	NOUN
ihlr-22369	36	24	thereafter	thereafter	ADV
ihlr-22369	36	25	.	.	PUNCT
ihlr-22369	37	1	the	the	DET
ihlr-22369	37	2	average	average	ADJ
ihlr-22369	37	3	innetwork	innetwork	NOUN
ihlr-22369	37	4	coinsurance	coinsurance	NOUN
ihlr-22369	37	5	rates	rate	NOUN
ihlr-22369	37	6	in	in	ADP
ihlr-22369	37	7	2016	2016	NUM
ihlr-22369	37	8	were	be	AUX
ihlr-22369	37	9	18	18	NUM
ihlr-22369	37	10	%	%	NOUN
ihlr-22369	37	11	for	for	ADP
ihlr-22369	37	12	primary	primary	ADJ
ihlr-22369	37	13	care	care	NOUN
ihlr-22369	37	14	and	and	CCONJ
ihlr-22369	37	15	19	19	NUM
ihlr-22369	37	16	%	%	NOUN
ihlr-22369	37	17	for	for	ADP
ihlr-22369	37	18	specialty	specialty	NOUN
ihlr-22369	37	19	care	care	NOUN
ihlr-22369	37	20	.	.	PUNCT
ihlr-22369	38	1	3	3	NUM
ihlr-22369	38	2	the	the	DET
ihlr-22369	38	3	coinsurance	coinsurance	NOUN
ihlr-22369	38	4	amount	amount	NOUN
ihlr-22369	38	5	is	be	AUX
ihlr-22369	38	6	commonly	commonly	ADV
ihlr-22369	38	7	calculated	calculate	VERB
ihlr-22369	38	8	from	from	ADP
ihlr-22369	38	9	the	the	DET
ihlr-22369	38	10	reimbursement	reimbursement	NOUN
ihlr-22369	38	11	amount	amount	NOUN
ihlr-22369	38	12	negotiated	negotiate	VERB
ihlr-22369	38	13	between	between	ADP
ihlr-22369	38	14	health	health	NOUN
ihlr-22369	38	15	care	care	NOUN
ihlr-22369	38	16	providers	provider	NOUN
ihlr-22369	38	17	and	and	CCONJ
ihlr-22369	38	18	insurers	insurer	NOUN
ihlr-22369	38	19	,	,	PUNCT
ihlr-22369	38	20	and	and	CCONJ
ihlr-22369	38	21	is	be	AUX
ihlr-22369	38	22	often	often	ADV
ihlr-22369	38	23	billed	bill	VERB
ihlr-22369	38	24	to	to	ADP
ihlr-22369	38	25	the	the	DET
ihlr-22369	38	26	patient	patient	NOUN
ihlr-22369	38	27	after	after	SCONJ
ihlr-22369	38	28	care	care	NOUN
ihlr-22369	38	29	is	be	AUX
ihlr-22369	38	30	chosen	choose	VERB
ihlr-22369	38	31	and	and	CCONJ
ihlr-22369	38	32	provided	provide	VERB
ihlr-22369	38	33	,	,	PUNCT
ihlr-22369	38	34	making	make	VERB
ihlr-22369	38	35	it	it	PRON
ihlr-22369	38	36	less	less	ADV
ihlr-22369	38	37	salient	salient	NOUN
ihlr-22369	38	38	to	to	ADP
ihlr-22369	38	39	a	a	DET
ihlr-22369	38	40	patient	patient	NOUN
ihlr-22369	38	41	’s	’s	PART
ihlr-22369	38	42	in	in	ADP
ihlr-22369	38	43	-	-	PUNCT
ihlr-22369	38	44	the	the	DET
ihlr-22369	38	45	-	-	PUNCT
ihlr-22369	38	46	moment	moment	NOUN
ihlr-22369	38	47	medical	medical	ADJ
ihlr-22369	38	48	decisions	decision	NOUN
ihlr-22369	38	49	.	.	PUNCT
ihlr-22369	39	1	co	co	NOUN
ihlr-22369	39	2	-	-	NOUN
ihlr-22369	39	3	payment	payment	NOUN
ihlr-22369	39	4	:	:	PUNCT
ihlr-22369	39	5	a	a	DET
ihlr-22369	39	6	co	co	NOUN
ihlr-22369	39	7	-	-	NOUN
ihlr-22369	39	8	payment	payment	NOUN
ihlr-22369	39	9	is	be	AUX
ihlr-22369	39	10	the	the	DET
ihlr-22369	39	11	amount	amount	NOUN
ihlr-22369	39	12	a	a	DET
ihlr-22369	39	13	patient	patient	NOUN
ihlr-22369	39	14	must	must	AUX
ihlr-22369	39	15	pay	pay	VERB
ihlr-22369	39	16	out	out	ADP
ihlr-22369	39	17	-	-	PUNCT
ihlr-22369	39	18	of	of	ADP
ihlr-22369	39	19	-	-	PUNCT
ihlr-22369	39	20	pocket	pocket	NOUN
ihlr-22369	39	21	at	at	ADP
ihlr-22369	39	22	the	the	DET
ihlr-22369	39	23	time	time	NOUN
ihlr-22369	39	24	of	of	ADP
ihlr-22369	39	25	service	service	NOUN
ihlr-22369	39	26	.	.	PUNCT
ihlr-22369	40	1	because	because	SCONJ
ihlr-22369	40	2	these	these	DET
ihlr-22369	40	3	payments	payment	NOUN
ihlr-22369	40	4	are	be	AUX
ihlr-22369	40	5	set	set	VERB
ihlr-22369	40	6	prospectively	prospectively	ADV
ihlr-22369	40	7	,	,	PUNCT
ihlr-22369	40	8	they	they	PRON
ihlr-22369	40	9	do	do	AUX
ihlr-22369	40	10	not	not	PART
ihlr-22369	40	11	reflect	reflect	VERB
ihlr-22369	40	12	the	the	DET
ihlr-22369	40	13	actual	actual	ADJ
ihlr-22369	40	14	cost	cost	NOUN
ihlr-22369	40	15	of	of	ADP
ihlr-22369	40	16	services	service	NOUN
ihlr-22369	40	17	delivered	deliver	VERB
ihlr-22369	40	18	during	during	ADP
ihlr-22369	40	19	that	that	DET
ihlr-22369	40	20	medical	medical	ADJ
ihlr-22369	40	21	encounter	encounter	NOUN
ihlr-22369	40	22	.	.	PUNCT
ihlr-22369	41	1	average	average	ADJ
ihlr-22369	41	2	in	in	ADP
ihlr-22369	41	3	-	-	PUNCT
ihlr-22369	41	4	network	network	NOUN
ihlr-22369	41	5	co	co	NOUN
ihlr-22369	41	6	-	-	NOUN
ihlr-22369	41	7	payments	payment	NOUN
ihlr-22369	41	8	in	in	ADP
ihlr-22369	41	9	2016	2016	NUM
ihlr-22369	41	10	were	be	AUX
ihlr-22369	41	11	$	$	SYM
ihlr-22369	41	12	24	24	NUM
ihlr-22369	41	13	for	for	ADP
ihlr-22369	41	14	primary	primary	ADJ
ihlr-22369	41	15	care	care	NOUN
ihlr-22369	41	16	office	office	NOUN
ihlr-22369	41	17	visits	visit	NOUN
ihlr-22369	41	18	and	and	CCONJ
ihlr-22369	41	19	$	$	SYM
ihlr-22369	41	20	38	38	NUM
ihlr-22369	41	21	for	for	ADP
ihlr-22369	41	22	specialty	specialty	NOUN
ihlr-22369	41	23	care	care	NOUN
ihlr-22369	41	24	office	office	NOUN
ihlr-22369	41	25	visits	visit	NOUN
ihlr-22369	41	26	.	.	PUNCT
ihlr-22369	42	1	co	co	NOUN
ihlr-22369	42	2	-	-	NOUN
ihlr-22369	42	3	payments	payment	NOUN
ihlr-22369	42	4	serve	serve	VERB
ihlr-22369	42	5	as	as	ADP
ihlr-22369	42	6	the	the	DET
ihlr-22369	42	7	chief	chief	ADJ
ihlr-22369	42	8	cost4	cost4	NOUN
ihlr-22369	42	9	sharing	sharing	NOUN
ihlr-22369	42	10	mechanism	mechanism	NOUN
ihlr-22369	42	11	for	for	ADP
ihlr-22369	42	12	prescription	prescription	NOUN
ihlr-22369	42	13	pharmaceuticals	pharmaceutical	NOUN
ihlr-22369	42	14	.	.	PUNCT
ihlr-22369	43	1	out	out	ADP
ihlr-22369	43	2	-	-	PUNCT
ihlr-22369	43	3	of	of	ADP
ihlr-22369	43	4	-	-	PUNCT
ihlr-22369	43	5	pocket	pocket	NOUN
ihlr-22369	43	6	maximum	maximum	NOUN
ihlr-22369	43	7	:	:	PUNCT
ihlr-22369	43	8	the	the	DET
ihlr-22369	43	9	out	out	ADV
ihlr-22369	43	10	-	-	PUNCT
ihlr-22369	43	11	of	of	ADP
ihlr-22369	43	12	-	-	PUNCT
ihlr-22369	43	13	pocket	pocket	NOUN
ihlr-22369	43	14	maximum	maximum	NOUN
ihlr-22369	43	15	limits	limit	NOUN
ihlr-22369	43	16	the	the	DET
ihlr-22369	43	17	aggregate	aggregate	ADJ
ihlr-22369	43	18	cost	cost	NOUN
ihlr-22369	43	19	-	-	PUNCT
ihlr-22369	43	20	sharing	share	VERB
ihlr-22369	43	21	exposure	exposure	NOUN
ihlr-22369	43	22	faced	face	VERB
ihlr-22369	43	23	by	by	ADP
ihlr-22369	43	24	a	a	DET
ihlr-22369	43	25	policyholder	policyholder	NOUN
ihlr-22369	43	26	over	over	ADP
ihlr-22369	43	27	the	the	DET
ihlr-22369	43	28	year	year	NOUN
ihlr-22369	43	29	-	-	PUNCT
ihlr-22369	43	30	long	long	ADJ
ihlr-22369	43	31	term	term	NOUN
ihlr-22369	43	32	of	of	ADP
ihlr-22369	43	33	the	the	DET
ihlr-22369	43	34	policy	policy	NOUN
ihlr-22369	43	35	.	.	PUNCT
ihlr-22369	44	1	the	the	DET
ihlr-22369	44	2	aca	aca	PROPN
ihlr-22369	44	3	sets	set	VERB
ihlr-22369	44	4	a	a	DET
ihlr-22369	44	5	cap	cap	NOUN
ihlr-22369	44	6	on	on	ADP
ihlr-22369	44	7	how	how	SCONJ
ihlr-22369	44	8	high	high	ADJ
ihlr-22369	44	9	these	these	PRON
ihlr-22369	44	10	out	out	ADP
ihlr-22369	44	11	of	of	ADP
ihlr-22369	44	12	pocket	pocket	NOUN
ihlr-22369	44	13	maximums	maximum	NOUN
ihlr-22369	44	14	may	may	AUX
ihlr-22369	44	15	be	be	AUX
ihlr-22369	44	16	.	.	PUNCT
ihlr-22369	45	1	in	in	ADP
ihlr-22369	45	2	2016	2016	NUM
ihlr-22369	45	3	that	that	DET
ihlr-22369	45	4	cap	cap	NOUN
ihlr-22369	45	5	was	be	AUX
ihlr-22369	45	6	$	$	SYM
ihlr-22369	45	7	13,700	13,700	NUM
ihlr-22369	45	8	for	for	ADP
ihlr-22369	45	9	families	family	NOUN
ihlr-22369	45	10	.	.	PUNCT
ihlr-22369	46	1	in	in	ADP
ihlr-22369	46	2	application	application	NOUN
ihlr-22369	46	3	,	,	PUNCT
ihlr-22369	46	4	however	however	ADV
ihlr-22369	46	5	,	,	PUNCT
ihlr-22369	46	6	most	most	ADJ
ihlr-22369	46	7	caps	cap	NOUN
ihlr-22369	46	8	are	be	AUX
ihlr-22369	46	9	much	much	ADV
ihlr-22369	46	10	lower	low	ADJ
ihlr-22369	46	11	.	.	PUNCT
ihlr-22369	47	1	only	only	ADV
ihlr-22369	47	2	18	18	NUM
ihlr-22369	47	3	%	%	NOUN
ihlr-22369	47	4	of	of	ADP
ihlr-22369	47	5	workers	worker	NOUN
ihlr-22369	47	6	had	have	AUX
ihlr-22369	47	7	out	out	ADV
ihlr-22369	47	8	-	-	PUNCT
ihlr-22369	47	9	of	of	ADP
ihlr-22369	47	10	-	-	PUNCT
ihlr-22369	47	11	pocket	pocket	NOUN
ihlr-22369	47	12	limits	limit	NOUN
ihlr-22369	47	13	over	over	ADP
ihlr-22369	47	14	$	$	SYM
ihlr-22369	47	15	6,000	6,000	NUM
ihlr-22369	47	16	,	,	PUNCT
ihlr-22369	47	17	and	and	CCONJ
ihlr-22369	47	18	about	about	ADV
ihlr-22369	47	19	as	as	ADV
ihlr-22369	47	20	many	many	ADJ
ihlr-22369	47	21	(	(	PUNCT
ihlr-22369	47	22	14	14	NUM
ihlr-22369	47	23	%	%	NOUN
ihlr-22369	47	24	)	)	PUNCT
ihlr-22369	47	25	had	have	VERB
ihlr-22369	47	26	limits	limit	NOUN
ihlr-22369	47	27	less	less	ADJ
ihlr-22369	47	28	than	than	ADP
ihlr-22369	47	29	$	$	SYM
ihlr-22369	47	30	2,000.5	2,000.5	NUM
ihlr-22369	47	31	reference	reference	NOUN
ihlr-22369	47	32	pricing	pricing	NOUN
ihlr-22369	47	33	:	:	PUNCT
ihlr-22369	47	34	reference	reference	NOUN
ihlr-22369	47	35	pricing	pricing	NOUN
ihlr-22369	47	36	is	be	AUX
ihlr-22369	47	37	a	a	DET
ihlr-22369	47	38	dollar	dollar	NOUN
ihlr-22369	47	39	-	-	PUNCT
ihlr-22369	47	40	value	value	NOUN
ihlr-22369	47	41	of	of	ADP
ihlr-22369	47	42	reimbursement	reimbursement	NOUN
ihlr-22369	47	43	set	set	VERB
ihlr-22369	47	44	by	by	ADP
ihlr-22369	47	45	the	the	DET
ihlr-22369	47	46	insurer	insurer	NOUN
ihlr-22369	47	47	for	for	ADP
ihlr-22369	47	48	a	a	DET
ihlr-22369	47	49	specific	specific	ADJ
ihlr-22369	47	50	medical	medical	ADJ
ihlr-22369	47	51	service	service	NOUN
ihlr-22369	47	52	or	or	CCONJ
ihlr-22369	47	53	good	good	NOUN
ihlr-22369	47	54	.	.	PUNCT
ihlr-22369	48	1	one	one	NUM
ihlr-22369	48	2	common	common	ADJ
ihlr-22369	48	3	application	application	NOUN
ihlr-22369	48	4	is	be	AUX
ihlr-22369	48	5	for	for	ADP
ihlr-22369	48	6	pharmaceuticals	pharmaceutical	NOUN
ihlr-22369	48	7	,	,	PUNCT
ihlr-22369	48	8	where	where	SCONJ
ihlr-22369	48	9	a	a	DET
ihlr-22369	48	10	payor	payor	NOUN
ihlr-22369	48	11	will	will	AUX
ihlr-22369	48	12	fully	fully	ADV
ihlr-22369	48	13	reimburse	reimburse	VERB
ihlr-22369	48	14	a	a	DET
ihlr-22369	48	15	generic	generic	ADJ
ihlr-22369	48	16	version	version	NOUN
ihlr-22369	48	17	,	,	PUNCT
ihlr-22369	48	18	but	but	CCONJ
ihlr-22369	48	19	allows	allow	VERB
ihlr-22369	48	20	consumers	consumer	NOUN
ihlr-22369	48	21	to	to	PART
ihlr-22369	48	22	pay	pay	VERB
ihlr-22369	48	23	extra	extra	ADJ
ihlr-22369	48	24	for	for	ADP
ihlr-22369	48	25	a	a	DET
ihlr-22369	48	26	branded	brand	VERB
ihlr-22369	48	27	version	version	NOUN
ihlr-22369	48	28	of	of	ADP
ihlr-22369	48	29	a	a	DET
ihlr-22369	48	30	drug	drug	NOUN
ihlr-22369	48	31	if	if	SCONJ
ihlr-22369	48	32	they	they	PRON
ihlr-22369	48	33	prefer	prefer	VERB
ihlr-22369	48	34	.	.	PUNCT
ihlr-22369	49	1	in6	in6	PROPN
ihlr-22369	49	2	other	other	ADJ
ihlr-22369	49	3	domains	domain	NOUN
ihlr-22369	49	4	,	,	PUNCT
ihlr-22369	49	5	the	the	DET
ihlr-22369	49	6	reference	reference	NOUN
ihlr-22369	49	7	price	price	NOUN
ihlr-22369	49	8	is	be	AUX
ihlr-22369	49	9	generally	generally	ADV
ihlr-22369	49	10	derived	derive	VERB
ihlr-22369	49	11	by	by	ADP
ihlr-22369	49	12	the	the	DET
ihlr-22369	49	13	insurer	insurer	NOUN
ihlr-22369	49	14	surveying	survey	VERB
ihlr-22369	49	15	prices	price	NOUN
ihlr-22369	49	16	in	in	ADP
ihlr-22369	49	17	a	a	DET
ihlr-22369	49	18	locality	locality	NOUN
ihlr-22369	49	19	and	and	CCONJ
ihlr-22369	49	20	setting	set	VERB
ihlr-22369	49	21	a	a	DET
ihlr-22369	49	22	reference	reference	NOUN
ihlr-22369	49	23	price	price	NOUN
ihlr-22369	49	24	near	near	ADP
ihlr-22369	49	25	the	the	DET
ihlr-22369	49	26	midpoint	midpoint	NOUN
ihlr-22369	49	27	of	of	ADP
ihlr-22369	49	28	the	the	DET
ihlr-22369	49	29	range	range	NOUN
ihlr-22369	49	30	.	.	PUNCT
ihlr-22369	50	1	for	for	ADP
ihlr-22369	50	2	example	example	NOUN
ihlr-22369	50	3	,	,	PUNCT
ihlr-22369	50	4	an	an	DET
ihlr-22369	50	5	insurer	insurer	NOUN
ihlr-22369	50	6	may	may	AUX
ihlr-22369	50	7	set	set	VERB
ihlr-22369	50	8	a	a	DET
ihlr-22369	50	9	price	price	NOUN
ihlr-22369	50	10	for	for	ADP
ihlr-22369	50	11	an	an	DET
ihlr-22369	50	12	orthoscopic	orthoscopic	ADJ
ihlr-22369	50	13	knee	knee	NOUN
ihlr-22369	50	14	surgery	surgery	NOUN
ihlr-22369	50	15	at	at	ADP
ihlr-22369	50	16	3	3	NUM
ihlr-22369	50	17	.	.	PUNCT
ihlr-22369	50	18	employer	employer	NOUN
ihlr-22369	50	19	health	health	PROPN
ihlr-22369	50	20	benefits	benefit	NOUN
ihlr-22369	50	21	2016	2016	NUM
ihlr-22369	50	22	annual	annual	ADJ
ihlr-22369	50	23	survey	survey	NOUN
ihlr-22369	50	24	,	,	PUNCT
ihlr-22369	50	25	supra	supra	PROPN
ihlr-22369	50	26	note	note	NOUN
ihlr-22369	50	27	1	1	NUM
ihlr-22369	50	28	,	,	PUNCT
ihlr-22369	50	29	at	at	ADP
ihlr-22369	50	30	4	4	NUM
ihlr-22369	50	31	.	.	NOUN
ihlr-22369	50	32	4	4	NUM
ihlr-22369	50	33	.	.	X
ihlr-22369	51	1	i	i	PRON
ihlr-22369	51	2	d.	d.	PROPN
ihlr-22369	51	3	at	at	ADP
ihlr-22369	51	4	121	121	NUM
ihlr-22369	51	5	.	.	PUNCT
ihlr-22369	52	1	5	5	NUM
ihlr-22369	52	2	.	.	X
ihlr-22369	53	1	i	i	PRON
ihlr-22369	53	2	d.	d.	PROPN
ihlr-22369	53	3	at	at	ADP
ihlr-22369	53	4	5	5	NUM
ihlr-22369	53	5	.	.	NOUN
ihlr-22369	53	6	6	6	NUM
ihlr-22369	53	7	.	.	X
ihlr-22369	54	1	see	see	VERB
ihlr-22369	54	2	generally	generally	ADV
ihlr-22369	54	3	joy	joy	VERB
ihlr-22369	54	4	li	li	PROPN
ihlr-22369	54	5	-	-	PROPN
ihlr-22369	54	6	yueh	yueh	PROPN
ihlr-22369	54	7	lee	lee	PROPN
ihlr-22369	54	8	,	,	PUNCT
ihlr-22369	54	9	et	et	PROPN
ihlr-22369	54	10	al	al	PROPN
ihlr-22369	54	11	.	.	PROPN
ihlr-22369	54	12	,	,	PUNCT
ihlr-22369	54	13	a	a	DET
ihlr-22369	54	14	systematic	systematic	ADJ
ihlr-22369	54	15	review	review	NOUN
ihlr-22369	54	16	of	of	ADP
ihlr-22369	54	17	reference	reference	NOUN
ihlr-22369	54	18	pricing	pricing	NOUN
ihlr-22369	54	19	:	:	PUNCT
ihlr-22369	54	20	implications	implication	NOUN
ihlr-22369	54	21	for	for	ADP
ihlr-22369	54	22	us	us	PROPN
ihlr-22369	54	23	prescription	prescription	NOUN
ihlr-22369	54	24	drug	drug	NOUN
ihlr-22369	54	25	spending	spending	NOUN
ihlr-22369	54	26	,	,	PUNCT
ihlr-22369	54	27	18	18	NUM
ihlr-22369	54	28	am	am	NOUN
ihlr-22369	54	29	.	.	PUNCT
ihlr-22369	55	1	j.	j.	PROPN
ihlr-22369	55	2	managed	managed	AUX
ihlr-22369	55	3	care	care	VERB
ihlr-22369	55	4	e429	e429	PROPN
ihlr-22369	55	5	(	(	PUNCT
ihlr-22369	55	6	2012	2012	NUM
ihlr-22369	55	7	)	)	PUNCT
ihlr-22369	55	8	.	.	PUNCT
ihlr-22369	56	1	2018	2018	NUM
ihlr-22369	56	2	]	]	PUNCT
ihlr-22369	56	3	ideology	ideology	NOUN
ihlr-22369	56	4	meets	meet	VERB
ihlr-22369	56	5	reality	reality	NOUN
ihlr-22369	56	6	45	45	NUM
ihlr-22369	56	7	$	$	SYM
ihlr-22369	56	8	18,000	18,000	NUM
ihlr-22369	56	9	.	.	PUNCT
ihlr-22369	57	1	if	if	SCONJ
ihlr-22369	57	2	a	a	DET
ihlr-22369	57	3	covered	cover	VERB
ihlr-22369	57	4	patient	patient	NOUN
ihlr-22369	57	5	opts	opt	VERB
ihlr-22369	57	6	for	for	ADP
ihlr-22369	57	7	a	a	DET
ihlr-22369	57	8	provider	provider	NOUN
ihlr-22369	57	9	that	that	PRON
ihlr-22369	57	10	charges	charge	VERB
ihlr-22369	57	11	more	more	ADJ
ihlr-22369	57	12	than	than	ADP
ihlr-22369	57	13	the7	the7	PROPN
ihlr-22369	57	14	reference	reference	NOUN
ihlr-22369	57	15	price	price	NOUN
ihlr-22369	57	16	,	,	PUNCT
ihlr-22369	57	17	that	that	DET
ihlr-22369	57	18	patient	patient	NOUN
ihlr-22369	57	19	must	must	AUX
ihlr-22369	57	20	pay	pay	VERB
ihlr-22369	57	21	the	the	DET
ihlr-22369	57	22	additional	additional	ADJ
ihlr-22369	57	23	costs	cost	NOUN
ihlr-22369	57	24	incurred	incur	VERB
ihlr-22369	57	25	above	above	ADP
ihlr-22369	57	26	the	the	DET
ihlr-22369	57	27	reference	reference	NOUN
ihlr-22369	57	28	price	price	NOUN
ihlr-22369	57	29	.	.	PUNCT
ihlr-22369	58	1	if	if	SCONJ
ihlr-22369	58	2	a	a	DET
ihlr-22369	58	3	covered	cover	VERB
ihlr-22369	58	4	patient	patient	NOUN
ihlr-22369	58	5	selects	select	NOUN
ihlr-22369	58	6	a	a	DET
ihlr-22369	58	7	provider	provider	NOUN
ihlr-22369	58	8	that	that	PRON
ihlr-22369	58	9	delivers	deliver	VERB
ihlr-22369	58	10	care	care	VERB
ihlr-22369	58	11	at	at	ADP
ihlr-22369	58	12	or	or	CCONJ
ihlr-22369	58	13	below	below	ADP
ihlr-22369	58	14	the	the	DET
ihlr-22369	58	15	reference	reference	NOUN
ihlr-22369	58	16	price	price	NOUN
ihlr-22369	58	17	,	,	PUNCT
ihlr-22369	58	18	the	the	DET
ihlr-22369	58	19	patient	patient	NOUN
ihlr-22369	58	20	will	will	AUX
ihlr-22369	58	21	receive	receive	VERB
ihlr-22369	58	22	coverage	coverage	NOUN
ihlr-22369	58	23	with	with	ADP
ihlr-22369	58	24	minimal	minimal	ADJ
ihlr-22369	58	25	cost	cost	NOUN
ihlr-22369	58	26	sharing	sharing	NOUN
ihlr-22369	58	27	.	.	PUNCT
ihlr-22369	59	1	the	the	DET
ihlr-22369	59	2	reference	reference	NOUN
ihlr-22369	59	3	price	price	NOUN
ihlr-22369	59	4	makes	make	VERB
ihlr-22369	59	5	patients	patient	NOUN
ihlr-22369	59	6	completely	completely	ADV
ihlr-22369	59	7	sensitive	sensitive	ADJ
ihlr-22369	59	8	to	to	ADP
ihlr-22369	59	9	the	the	DET
ihlr-22369	59	10	marginal	marginal	ADJ
ihlr-22369	59	11	prices	price	NOUN
ihlr-22369	59	12	charged	charge	VERB
ihlr-22369	59	13	above	above	ADP
ihlr-22369	59	14	the	the	DET
ihlr-22369	59	15	reference	reference	NOUN
ihlr-22369	59	16	point	point	NOUN
ihlr-22369	59	17	,	,	PUNCT
ihlr-22369	59	18	and	and	CCONJ
ihlr-22369	59	19	thus	thus	ADV
ihlr-22369	59	20	may	may	AUX
ihlr-22369	59	21	cause	cause	VERB
ihlr-22369	59	22	competition	competition	NOUN
ihlr-22369	59	23	by	by	ADP
ihlr-22369	59	24	providers	provider	NOUN
ihlr-22369	59	25	,	,	PUNCT
ihlr-22369	59	26	driving	drive	VERB
ihlr-22369	59	27	down	down	ADP
ihlr-22369	59	28	prices	price	NOUN
ihlr-22369	59	29	to	to	PART
ihlr-22369	59	30	capture	capture	VERB
ihlr-22369	59	31	market	market	NOUN
ihlr-22369	59	32	share	share	NOUN
ihlr-22369	59	33	.	.	PUNCT
ihlr-22369	60	1	deductibles	deductible	NOUN
ihlr-22369	60	2	,	,	PUNCT
ihlr-22369	60	3	coinsurance	coinsurance	NOUN
ihlr-22369	60	4	,	,	PUNCT
ihlr-22369	60	5	copayments	copayment	NOUN
ihlr-22369	60	6	,	,	PUNCT
ihlr-22369	60	7	and	and	CCONJ
ihlr-22369	60	8	reference	reference	NOUN
ihlr-22369	60	9	prices	price	NOUN
ihlr-22369	60	10	are	be	AUX
ihlr-22369	60	11	the	the	DET
ihlr-22369	60	12	several	several	ADJ
ihlr-22369	60	13	different	different	ADJ
ihlr-22369	60	14	ways	way	NOUN
ihlr-22369	60	15	in	in	ADP
ihlr-22369	60	16	which	which	PRON
ihlr-22369	60	17	health	health	NOUN
ihlr-22369	60	18	insurance	insurance	NOUN
ihlr-22369	60	19	plans	plan	NOUN
ihlr-22369	60	20	leave	leave	VERB
ihlr-22369	60	21	patients	patient	NOUN
ihlr-22369	60	22	exposed	expose	VERB
ihlr-22369	60	23	to	to	ADP
ihlr-22369	60	24	some	some	PRON
ihlr-22369	60	25	of	of	ADP
ihlr-22369	60	26	the	the	DET
ihlr-22369	60	27	costs	cost	NOUN
ihlr-22369	60	28	of	of	ADP
ihlr-22369	60	29	their	their	PRON
ihlr-22369	60	30	healthcare	healthcare	NOUN
ihlr-22369	60	31	.	.	PUNCT
ihlr-22369	61	1	in	in	ADP
ihlr-22369	61	2	this	this	DET
ihlr-22369	61	3	sense	sense	NOUN
ihlr-22369	61	4	,	,	PUNCT
ihlr-22369	61	5	people	people	NOUN
ihlr-22369	61	6	are	be	AUX
ihlr-22369	61	7	not	not	PART
ihlr-22369	61	8	merely	merely	ADV
ihlr-22369	61	9	insured	insure	VERB
ihlr-22369	61	10	or	or	CCONJ
ihlr-22369	61	11	uninsured	uninsured	ADJ
ihlr-22369	61	12	.	.	PUNCT
ihlr-22369	62	1	even	even	ADV
ihlr-22369	62	2	among	among	ADP
ihlr-22369	62	3	the	the	DET
ihlr-22369	62	4	insured	insure	VERB
ihlr-22369	62	5	,	,	PUNCT
ihlr-22369	62	6	people	people	NOUN
ihlr-22369	62	7	are	be	AUX
ihlr-22369	62	8	more	more	ADV
ihlr-22369	62	9	or	or	CCONJ
ihlr-22369	62	10	less	less	ADV
ihlr-22369	62	11	insured	insure	VERB
ihlr-22369	62	12	,	,	PUNCT
ihlr-22369	62	13	depending	depend	VERB
ihlr-22369	62	14	on	on	ADP
ihlr-22369	62	15	how	how	SCONJ
ihlr-22369	62	16	much	much	ADJ
ihlr-22369	62	17	risk	risk	NOUN
ihlr-22369	62	18	remains	remains	AUX
ihlr-22369	62	19	uncovered	uncover	VERB
ihlr-22369	62	20	.	.	PUNCT
ihlr-22369	63	1	putting	put	VERB
ihlr-22369	63	2	aside	aside	ADP
ihlr-22369	63	3	the	the	DET
ihlr-22369	63	4	risk	risk	NOUN
ihlr-22369	63	5	frame	frame	NOUN
ihlr-22369	63	6	,	,	PUNCT
ihlr-22369	63	7	these	these	DET
ihlr-22369	63	8	payments	payment	NOUN
ihlr-22369	63	9	can	can	AUX
ihlr-22369	63	10	also	also	ADV
ihlr-22369	63	11	be	be	AUX
ihlr-22369	63	12	barriers	barrier	NOUN
ihlr-22369	63	13	to	to	PART
ihlr-22369	63	14	care	care	VERB
ihlr-22369	63	15	:	:	PUNCT
ihlr-22369	63	16	an	an	DET
ihlr-22369	63	17	individual	individual	NOUN
ihlr-22369	63	18	who	who	PRON
ihlr-22369	63	19	holds	hold	VERB
ihlr-22369	63	20	a	a	DET
ihlr-22369	63	21	policy	policy	NOUN
ihlr-22369	63	22	with	with	ADP
ihlr-22369	63	23	costsharing	costshare	VERB
ihlr-22369	63	24	provisions	provision	NOUN
ihlr-22369	63	25	will	will	AUX
ihlr-22369	63	26	eventually	eventually	ADV
ihlr-22369	63	27	be	be	AUX
ihlr-22369	63	28	compelled	compel	VERB
ihlr-22369	63	29	to	to	PART
ihlr-22369	63	30	make	make	VERB
ihlr-22369	63	31	additional	additional	ADJ
ihlr-22369	63	32	payments	payment	NOUN
ihlr-22369	63	33	to	to	PART
ihlr-22369	63	34	access	access	VERB
ihlr-22369	63	35	his	his	PRON
ihlr-22369	63	36	or	or	CCONJ
ihlr-22369	63	37	her	her	PRON
ihlr-22369	63	38	insurance	insurance	NOUN
ihlr-22369	63	39	benefit	benefit	NOUN
ihlr-22369	63	40	.	.	PUNCT
ihlr-22369	64	1	as	as	SCONJ
ihlr-22369	64	2	evidenced	evidence	VERB
ihlr-22369	64	3	below	below	ADV
ihlr-22369	64	4	,	,	PUNCT
ihlr-22369	64	5	this	this	DET
ihlr-22369	64	6	payment	payment	NOUN
ihlr-22369	64	7	structure	structure	NOUN
ihlr-22369	64	8	predictably	predictably	ADV
ihlr-22369	64	9	reduces	reduce	VERB
ihlr-22369	64	10	the	the	DET
ihlr-22369	64	11	use	use	NOUN
ihlr-22369	64	12	of	of	ADP
ihlr-22369	64	13	insurance	insurance	NOUN
ihlr-22369	64	14	and	and	CCONJ
ihlr-22369	64	15	,	,	PUNCT
ihlr-22369	64	16	by	by	ADP
ihlr-22369	64	17	extension	extension	NOUN
ihlr-22369	64	18	,	,	PUNCT
ihlr-22369	64	19	the	the	DET
ihlr-22369	64	20	use	use	NOUN
ihlr-22369	64	21	of	of	ADP
ihlr-22369	64	22	healthcare	healthcare	NOUN
ihlr-22369	64	23	.	.	PUNCT
ihlr-22369	65	1	but	but	CCONJ
ihlr-22369	65	2	it	it	PRON
ihlr-22369	65	3	is	be	AUX
ihlr-22369	65	4	less	less	ADV
ihlr-22369	65	5	clear	clear	ADJ
ihlr-22369	65	6	whether	whether	SCONJ
ihlr-22369	65	7	such	such	DET
ihlr-22369	65	8	an	an	DET
ihlr-22369	65	9	exposure	exposure	NOUN
ihlr-22369	65	10	is	be	AUX
ihlr-22369	65	11	good	good	ADJ
ihlr-22369	65	12	social	social	ADJ
ihlr-22369	65	13	policy	policy	NOUN
ihlr-22369	65	14	.	.	PUNCT
ihlr-22369	66	1	this	this	DET
ihlr-22369	66	2	paper	paper	NOUN
ihlr-22369	66	3	proceeds	proceed	NOUN
ihlr-22369	66	4	as	as	SCONJ
ihlr-22369	66	5	follows	follow	VERB
ihlr-22369	66	6	.	.	PUNCT
ihlr-22369	67	1	in	in	ADP
ihlr-22369	67	2	part	part	PROPN
ihlr-22369	67	3	ii	ii	PROPN
ihlr-22369	67	4	,	,	PUNCT
ihlr-22369	67	5	we	we	PRON
ihlr-22369	67	6	review	review	VERB
ihlr-22369	67	7	ideological	ideological	ADJ
ihlr-22369	67	8	commitments	commitment	NOUN
ihlr-22369	67	9	among	among	ADP
ihlr-22369	67	10	economists	economist	NOUN
ihlr-22369	67	11	and	and	CCONJ
ihlr-22369	67	12	politicians	politician	NOUN
ihlr-22369	67	13	,	,	PUNCT
ihlr-22369	67	14	in	in	ADP
ihlr-22369	67	15	favor	favor	NOUN
ihlr-22369	67	16	of	of	ADP
ihlr-22369	67	17	incomplete	incomplete	ADJ
ihlr-22369	67	18	insurance	insurance	NOUN
ihlr-22369	67	19	.	.	PUNCT
ihlr-22369	68	1	in	in	ADP
ihlr-22369	68	2	part	part	PROPN
ihlr-22369	68	3	iii	iii	NOUN
ihlr-22369	68	4	,	,	PUNCT
ihlr-22369	68	5	we	we	PRON
ihlr-22369	68	6	briefly	briefly	ADV
ihlr-22369	68	7	offer	offer	VERB
ihlr-22369	68	8	a	a	DET
ihlr-22369	68	9	comparative	comparative	ADJ
ihlr-22369	68	10	perspective	perspective	NOUN
ihlr-22369	68	11	,	,	PUNCT
ihlr-22369	68	12	showing	show	VERB
ihlr-22369	68	13	how	how	SCONJ
ihlr-22369	68	14	other	other	ADJ
ihlr-22369	68	15	countries	country	NOUN
ihlr-22369	68	16	,	,	PUNCT
ihlr-22369	68	17	without	without	ADP
ihlr-22369	68	18	these	these	DET
ihlr-22369	68	19	ideological	ideological	ADJ
ihlr-22369	68	20	commitments	commitment	NOUN
ihlr-22369	68	21	,	,	PUNCT
ihlr-22369	68	22	have	have	AUX
ihlr-22369	68	23	taken	take	VERB
ihlr-22369	68	24	other	other	ADJ
ihlr-22369	68	25	paths	path	NOUN
ihlr-22369	68	26	.	.	PUNCT
ihlr-22369	69	1	in	in	ADP
ihlr-22369	69	2	part	part	NOUN
ihlr-22369	69	3	iv	iv	NUM
ihlr-22369	69	4	,	,	PUNCT
ihlr-22369	69	5	we	we	PRON
ihlr-22369	69	6	review	review	VERB
ihlr-22369	69	7	the	the	DET
ihlr-22369	69	8	evidence	evidence	NOUN
ihlr-22369	69	9	about	about	ADP
ihlr-22369	69	10	the	the	DET
ihlr-22369	69	11	effects	effect	NOUN
ihlr-22369	69	12	of	of	ADP
ihlr-22369	69	13	cost	cost	NOUN
ihlr-22369	69	14	-	-	PUNCT
ihlr-22369	69	15	sharing	share	VERB
ihlr-22369	69	16	policies	policy	NOUN
ihlr-22369	69	17	on	on	ADP
ihlr-22369	69	18	consumption	consumption	NOUN
ihlr-22369	69	19	and	and	CCONJ
ihlr-22369	69	20	,	,	PUNCT
ihlr-22369	69	21	where	where	SCONJ
ihlr-22369	69	22	available	available	ADJ
ihlr-22369	69	23	,	,	PUNCT
ihlr-22369	69	24	on	on	ADP
ihlr-22369	69	25	health	health	NOUN
ihlr-22369	69	26	outcomes	outcome	NOUN
ihlr-22369	69	27	.	.	PUNCT
ihlr-22369	70	1	we	we	PRON
ihlr-22369	70	2	then	then	ADV
ihlr-22369	70	3	offer	offer	VERB
ihlr-22369	70	4	conclusions	conclusion	NOUN
ihlr-22369	70	5	that	that	PRON
ihlr-22369	70	6	suggest	suggest	VERB
ihlr-22369	70	7	future	future	ADJ
ihlr-22369	70	8	directions	direction	NOUN
ihlr-22369	70	9	for	for	ADP
ihlr-22369	70	10	research	research	NOUN
ihlr-22369	70	11	and	and	CCONJ
ihlr-22369	70	12	policy	policy	NOUN
ihlr-22369	70	13	.	.	PUNCT
ihlr-22369	71	1	ii	ii	PROPN
ihlr-22369	71	2	.	.	PUNCT
ihlr-22369	71	3	ideology	ideology	NOUN
ihlr-22369	71	4	in	in	ADP
ihlr-22369	71	5	this	this	DET
ihlr-22369	71	6	part	part	NOUN
ihlr-22369	71	7	,	,	PUNCT
ihlr-22369	71	8	we	we	PRON
ihlr-22369	71	9	document	document	VERB
ihlr-22369	71	10	five	five	NUM
ihlr-22369	71	11	decades	decade	NOUN
ihlr-22369	71	12	of	of	ADP
ihlr-22369	71	13	ideological	ideological	ADJ
ihlr-22369	71	14	commitments	commitment	NOUN
ihlr-22369	71	15	of	of	ADP
ihlr-22369	71	16	academic	academic	ADJ
ihlr-22369	71	17	economists	economist	NOUN
ihlr-22369	71	18	and	and	CCONJ
ihlr-22369	71	19	politicians	politician	NOUN
ihlr-22369	71	20	,	,	PUNCT
ihlr-22369	71	21	which	which	PRON
ihlr-22369	71	22	have	have	AUX
ihlr-22369	71	23	together	together	ADV
ihlr-22369	71	24	caused	cause	VERB
ihlr-22369	71	25	u.s	u.s	PROPN
ihlr-22369	71	26	.	.	PROPN
ihlr-22369	71	27	health	health	NOUN
ihlr-22369	71	28	policy	policy	NOUN
ihlr-22369	71	29	to	to	PART
ihlr-22369	71	30	embrace	embrace	VERB
ihlr-22369	71	31	cost	cost	NOUN
ihlr-22369	71	32	-	-	PUNCT
ihlr-22369	71	33	sharing	sharing	NOUN
ihlr-22369	71	34	so	so	ADV
ihlr-22369	71	35	systematically	systematically	ADV
ihlr-22369	71	36	.	.	PUNCT
ihlr-22369	72	1	in	in	ADP
ihlr-22369	72	2	subsequent	subsequent	ADJ
ihlr-22369	72	3	parts	part	NOUN
ihlr-22369	72	4	,	,	PUNCT
ihlr-22369	72	5	we	we	PRON
ihlr-22369	72	6	evaluate	evaluate	VERB
ihlr-22369	72	7	these	these	DET
ihlr-22369	72	8	ideological	ideological	ADJ
ihlr-22369	72	9	commitments	commitment	NOUN
ihlr-22369	72	10	in	in	ADP
ihlr-22369	72	11	the	the	DET
ihlr-22369	72	12	light	light	NOUN
ihlr-22369	72	13	of	of	ADP
ihlr-22369	72	14	empirical	empirical	ADJ
ihlr-22369	72	15	evidence	evidence	NOUN
ihlr-22369	72	16	about	about	ADP
ihlr-22369	72	17	how	how	SCONJ
ihlr-22369	72	18	health	health	NOUN
ihlr-22369	72	19	insurance	insurance	NOUN
ihlr-22369	72	20	and	and	CCONJ
ihlr-22369	72	21	cost	cost	NOUN
ihlr-22369	72	22	sharing	sharing	NOUN
ihlr-22369	72	23	actually	actually	ADV
ihlr-22369	72	24	work	work	VERB
ihlr-22369	72	25	in	in	ADP
ihlr-22369	72	26	practice	practice	NOUN
ihlr-22369	72	27	.	.	PUNCT
ihlr-22369	73	1	a.	a.	NOUN
ihlr-22369	73	2	academic	academic	ADJ
ihlr-22369	73	3	economic	economic	ADJ
ihlr-22369	73	4	ideology	ideology	NOUN
ihlr-22369	73	5	in	in	ADP
ihlr-22369	73	6	a	a	DET
ihlr-22369	73	7	seminal	seminal	ADJ
ihlr-22369	73	8	1963	1963	NUM
ihlr-22369	73	9	paper	paper	NOUN
ihlr-22369	73	10	,	,	PUNCT
ihlr-22369	73	11	nobel	nobel	PROPN
ihlr-22369	73	12	prize	prize	PROPN
ihlr-22369	73	13	laureate	laureate	PROPN
ihlr-22369	73	14	kenneth	kenneth	PROPN
ihlr-22369	73	15	arrow	arrow	PROPN
ihlr-22369	73	16	identified	identify	VERB
ihlr-22369	73	17	health	health	NOUN
ihlr-22369	73	18	insurance	insurance	NOUN
ihlr-22369	73	19	as	as	ADP
ihlr-22369	73	20	a	a	DET
ihlr-22369	73	21	peculiarly	peculiarly	ADV
ihlr-22369	73	22	-	-	PUNCT
ihlr-22369	73	23	important	important	ADJ
ihlr-22369	73	24	need	need	NOUN
ihlr-22369	73	25	,	,	PUNCT
ihlr-22369	73	26	one	one	NUM
ihlr-22369	73	27	so	so	ADV
ihlr-22369	73	28	imperative	imperative	ADJ
ihlr-22369	73	29	that	that	SCONJ
ihlr-22369	73	30	it	it	PRON
ihlr-22369	73	31	should	should	AUX
ihlr-22369	73	32	(	(	PUNCT
ihlr-22369	73	33	and	and	CCONJ
ihlr-22369	73	34	would	would	AUX
ihlr-22369	73	35	)	)	PUNCT
ihlr-22369	73	36	be	be	AUX
ihlr-22369	73	37	provided	provide	VERB
ihlr-22369	73	38	by	by	ADP
ihlr-22369	73	39	public	public	ADJ
ihlr-22369	73	40	means	mean	NOUN
ihlr-22369	73	41	in	in	ADP
ihlr-22369	73	42	the	the	DET
ihlr-22369	73	43	event	event	NOUN
ihlr-22369	73	44	a	a	DET
ihlr-22369	73	45	private	private	ADJ
ihlr-22369	73	46	market	market	NOUN
ihlr-22369	73	47	failed	fail	VERB
ihlr-22369	73	48	to	to	PART
ihlr-22369	73	49	form	form	VERB
ihlr-22369	73	50	.	.	PUNCT
ihlr-22369	74	1	his	his	PRON
ihlr-22369	74	2	advocacy	advocacy	NOUN
ihlr-22369	74	3	for	for	ADP
ihlr-22369	74	4	health	health	NOUN
ihlr-22369	74	5	insurance	insurance	NOUN
ihlr-22369	74	6	was	be	AUX
ihlr-22369	74	7	driven	drive	VERB
ihlr-22369	74	8	by	by	ADP
ihlr-22369	74	9	the	the	DET
ihlr-22369	74	10	significance	significance	NOUN
ihlr-22369	74	11	of	of	ADP
ihlr-22369	74	12	the8	the8	NOUN
ihlr-22369	74	13	risk	risk	NOUN
ihlr-22369	74	14	involved	involve	VERB
ihlr-22369	74	15	,	,	PUNCT
ihlr-22369	74	16	the	the	DET
ihlr-22369	74	17	unpredictability	unpredictability	NOUN
ihlr-22369	74	18	of	of	ADP
ihlr-22369	74	19	a	a	DET
ihlr-22369	74	20	patient	patient	NOUN
ihlr-22369	74	21	’s	’s	PART
ihlr-22369	74	22	need	need	NOUN
ihlr-22369	74	23	for	for	ADP
ihlr-22369	74	24	healthcare	healthcare	NOUN
ihlr-22369	74	25	,	,	PUNCT
ihlr-22369	74	26	and	and	CCONJ
ihlr-22369	74	27	the	the	DET
ihlr-22369	74	28	importance	importance	NOUN
ihlr-22369	74	29	of	of	ADP
ihlr-22369	74	30	healthcare	healthcare	NOUN
ihlr-22369	74	31	services	service	NOUN
ihlr-22369	74	32	to	to	ADP
ihlr-22369	74	33	wellbeing	wellbee	VERB
ihlr-22369	74	34	—	—	PUNCT
ihlr-22369	74	35	hallmark	hallmark	ADJ
ihlr-22369	74	36	traits	trait	NOUN
ihlr-22369	74	37	of	of	ADP
ihlr-22369	74	38	a	a	DET
ihlr-22369	74	39	landscape	landscape	NOUN
ihlr-22369	74	40	in	in	ADP
ihlr-22369	74	41	7	7	NUM
ihlr-22369	74	42	.	.	PUNCT
ihlr-22369	75	1	see	see	VERB
ihlr-22369	75	2	james	james	PROPN
ihlr-22369	75	3	c.	c.	PROPN
ihlr-22369	75	4	robinson	robinson	PROPN
ihlr-22369	75	5	&	&	CCONJ
ihlr-22369	75	6	timothy	timothy	PROPN
ihlr-22369	75	7	t.	t.	PROPN
ihlr-22369	75	8	brown	brown	PROPN
ihlr-22369	75	9	,	,	PUNCT
ihlr-22369	75	10	increases	increase	NOUN
ihlr-22369	75	11	in	in	ADP
ihlr-22369	75	12	consumer	consumer	NOUN
ihlr-22369	75	13	cost	cost	NOUN
ihlr-22369	75	14	sharing	sharing	NOUN
ihlr-22369	75	15	redirect	redirect	ADJ
ihlr-22369	75	16	patient	patient	ADJ
ihlr-22369	75	17	volumes	volume	NOUN
ihlr-22369	75	18	and	and	CCONJ
ihlr-22369	75	19	reduce	reduce	VERB
ihlr-22369	75	20	hospital	hospital	NOUN
ihlr-22369	75	21	prices	price	NOUN
ihlr-22369	75	22	for	for	ADP
ihlr-22369	75	23	orthopedic	orthopedic	ADJ
ihlr-22369	75	24	surgery	surgery	NOUN
ihlr-22369	75	25	,	,	PUNCT
ihlr-22369	75	26	32	32	NUM
ihlr-22369	75	27	health	health	NOUN
ihlr-22369	75	28	aff	aff	NOUN
ihlr-22369	75	29	.	.	PROPN
ihlr-22369	75	30	1392	1392	NUM
ihlr-22369	75	31	(	(	PUNCT
ihlr-22369	75	32	2013	2013	NUM
ihlr-22369	75	33	)	)	PUNCT
ihlr-22369	75	34	(	(	PUNCT
ihlr-22369	75	35	utilizing	utilize	VERB
ihlr-22369	75	36	a	a	DET
ihlr-22369	75	37	natural	natural	ADJ
ihlr-22369	75	38	experiment	experiment	NOUN
ihlr-22369	75	39	to	to	PART
ihlr-22369	75	40	assess	assess	VERB
ihlr-22369	75	41	the	the	DET
ihlr-22369	75	42	impact	impact	NOUN
ihlr-22369	75	43	of	of	ADP
ihlr-22369	75	44	reference	reference	NOUN
ihlr-22369	75	45	prices	price	NOUN
ihlr-22369	75	46	)	)	PUNCT
ihlr-22369	75	47	.	.	PUNCT
ihlr-22369	76	1	8	8	X
ihlr-22369	76	2	.	.	PUNCT
ihlr-22369	76	3	kenneth	kenneth	PROPN
ihlr-22369	76	4	j.	j.	PROPN
ihlr-22369	76	5	arrow	arrow	PROPN
ihlr-22369	76	6	,	,	PUNCT
ihlr-22369	76	7	uncertainty	uncertainty	NOUN
ihlr-22369	76	8	and	and	CCONJ
ihlr-22369	76	9	the	the	DET
ihlr-22369	76	10	welfare	welfare	NOUN
ihlr-22369	76	11	economics	economic	NOUN
ihlr-22369	76	12	of	of	ADP
ihlr-22369	76	13	medical	medical	ADJ
ihlr-22369	76	14	care	care	NOUN
ihlr-22369	76	15	,	,	PUNCT
ihlr-22369	76	16	53	53	NUM
ihlr-22369	76	17	am	am	NOUN
ihlr-22369	76	18	.	.	PUNCT
ihlr-22369	77	1	econ	econ	PROPN
ihlr-22369	77	2	.	.	PUNCT
ihlr-22369	78	1	rev	rev	PROPN
ihlr-22369	78	2	.	.	PROPN
ihlr-22369	78	3	941	941	NUM
ihlr-22369	78	4	(	(	PUNCT
ihlr-22369	78	5	1963	1963	NUM
ihlr-22369	78	6	)	)	PUNCT
ihlr-22369	78	7	.	.	PUNCT
ihlr-22369	79	1	https://doi.org/10.1377/hlthaff.2013.0188	https://doi.org/10.1377/hlthaff.2013.0188	PROPN
ihlr-22369	79	2	46	46	NUM
ihlr-22369	79	3	indiana	indiana	PROPN
ihlr-22369	79	4	health	health	PROPN
ihlr-22369	79	5	law	law	PROPN
ihlr-22369	79	6	review	review	NOUN
ihlr-22369	79	7	[	[	X
ihlr-22369	79	8	vol	vol	NOUN
ihlr-22369	79	9	.	.	PUNCT
ihlr-22369	79	10	15:43	15:43	NUM
ihlr-22369	79	11	need	need	NOUN
ihlr-22369	79	12	of	of	ADP
ihlr-22369	79	13	insurance	insurance	NOUN
ihlr-22369	79	14	.	.	PUNCT
ihlr-22369	80	1	in	in	ADP
ihlr-22369	80	2	any	any	DET
ihlr-22369	80	3	given	give	VERB
ihlr-22369	80	4	year	year	NOUN
ihlr-22369	80	5	,	,	PUNCT
ihlr-22369	80	6	most	most	ADJ
ihlr-22369	80	7	people	people	NOUN
ihlr-22369	80	8	will	will	AUX
ihlr-22369	80	9	have	have	VERB
ihlr-22369	80	10	little	little	ADJ
ihlr-22369	80	11	or	or	CCONJ
ihlr-22369	80	12	no	no	PRON
ihlr-22369	80	13	healthcare	healthcare	NOUN
ihlr-22369	80	14	costs	cost	NOUN
ihlr-22369	80	15	,	,	PUNCT
ihlr-22369	80	16	but	but	CCONJ
ihlr-22369	80	17	others	other	NOUN
ihlr-22369	80	18	will	will	AUX
ihlr-22369	80	19	have	have	VERB
ihlr-22369	80	20	terrible	terrible	ADJ
ihlr-22369	80	21	years	year	NOUN
ihlr-22369	80	22	,	,	PUNCT
ihlr-22369	80	23	where	where	SCONJ
ihlr-22369	80	24	they	they	PRON
ihlr-22369	80	25	may	may	AUX
ihlr-22369	80	26	incur	incur	VERB
ihlr-22369	80	27	many	many	ADJ
ihlr-22369	80	28	thousands	thousand	NOUN
ihlr-22369	80	29	of	of	ADP
ihlr-22369	80	30	dollars	dollar	NOUN
ihlr-22369	80	31	in	in	ADP
ihlr-22369	80	32	medical	medical	ADJ
ihlr-22369	80	33	bills	bill	NOUN
ihlr-22369	80	34	,	,	PUNCT
ihlr-22369	80	35	potentially	potentially	ADV
ihlr-22369	80	36	devastating	devastating	ADJ
ihlr-22369	80	37	them	they	PRON
ihlr-22369	80	38	financially	financially	ADV
ihlr-22369	80	39	.	.	PUNCT
ihlr-22369	81	1	it	it	PRON
ihlr-22369	81	2	follows	follow	VERB
ihlr-22369	81	3	that	that	SCONJ
ihlr-22369	81	4	rational	rational	ADJ
ihlr-22369	81	5	consumers	consumer	NOUN
ihlr-22369	81	6	would	would	AUX
ihlr-22369	81	7	spend	spend	VERB
ihlr-22369	81	8	a	a	DET
ihlr-22369	81	9	comparatively	comparatively	ADV
ihlr-22369	81	10	small	small	ADJ
ihlr-22369	81	11	percentage	percentage	NOUN
ihlr-22369	81	12	of	of	ADP
ihlr-22369	81	13	their	their	PRON
ihlr-22369	81	14	income	income	NOUN
ihlr-22369	81	15	every	every	DET
ihlr-22369	81	16	year	year	NOUN
ihlr-22369	81	17	on	on	ADP
ihlr-22369	81	18	insurance	insurance	NOUN
ihlr-22369	81	19	to	to	PART
ihlr-22369	81	20	avoid	avoid	VERB
ihlr-22369	81	21	the	the	DET
ihlr-22369	81	22	risk	risk	NOUN
ihlr-22369	81	23	of	of	ADP
ihlr-22369	81	24	being	be	AUX
ihlr-22369	81	25	wiped	wipe	VERB
ihlr-22369	81	26	out	out	ADP
ihlr-22369	81	27	financially	financially	ADV
ihlr-22369	81	28	if	if	SCONJ
ihlr-22369	81	29	they	they	PRON
ihlr-22369	81	30	are	be	AUX
ihlr-22369	81	31	unlucky	unlucky	ADJ
ihlr-22369	81	32	enough	enough	ADV
ihlr-22369	81	33	to	to	PART
ihlr-22369	81	34	be	be	AUX
ihlr-22369	81	35	among	among	ADP
ihlr-22369	81	36	the	the	DET
ihlr-22369	81	37	very	very	ADV
ihlr-22369	81	38	few	few	ADJ
ihlr-22369	81	39	who	who	PRON
ihlr-22369	81	40	are	be	AUX
ihlr-22369	81	41	very	very	ADV
ihlr-22369	81	42	sick	sick	ADJ
ihlr-22369	81	43	.	.	PUNCT
ihlr-22369	82	1	this	this	DET
ihlr-22369	82	2	economic	economic	ADJ
ihlr-22369	82	3	point	point	NOUN
ihlr-22369	82	4	is	be	AUX
ihlr-22369	82	5	known	know	VERB
ihlr-22369	82	6	as	as	ADP
ihlr-22369	82	7	the	the	DET
ihlr-22369	82	8	diminishing	diminish	VERB
ihlr-22369	82	9	marginal	marginal	ADJ
ihlr-22369	82	10	utility	utility	NOUN
ihlr-22369	82	11	of	of	ADP
ihlr-22369	82	12	money	money	NOUN
ihlr-22369	82	13	:	:	PUNCT
ihlr-22369	82	14	as	as	SCONJ
ihlr-22369	82	15	income	income	NOUN
ihlr-22369	82	16	increases	increase	NOUN
ihlr-22369	82	17	(	(	PUNCT
ihlr-22369	82	18	in	in	ADP
ihlr-22369	82	19	good	good	ADJ
ihlr-22369	82	20	years	year	NOUN
ihlr-22369	82	21	)	)	PUNCT
ihlr-22369	82	22	,	,	PUNCT
ihlr-22369	82	23	each	each	DET
ihlr-22369	82	24	additional	additional	ADJ
ihlr-22369	82	25	dollar	dollar	NOUN
ihlr-22369	82	26	becomes	become	VERB
ihlr-22369	82	27	less	less	ADV
ihlr-22369	82	28	important	important	ADJ
ihlr-22369	82	29	to	to	PART
ihlr-22369	82	30	retain	retain	VERB
ihlr-22369	82	31	.	.	PUNCT
ihlr-22369	83	1	those	those	DET
ihlr-22369	83	2	dollars	dollar	NOUN
ihlr-22369	83	3	have	have	VERB
ihlr-22369	83	4	more	more	ADJ
ihlr-22369	83	5	value	value	NOUN
ihlr-22369	83	6	if	if	SCONJ
ihlr-22369	83	7	reallocated	reallocate	VERB
ihlr-22369	83	8	to	to	ADP
ihlr-22369	83	9	bad	bad	ADJ
ihlr-22369	83	10	years	year	NOUN
ihlr-22369	83	11	,	,	PUNCT
ihlr-22369	83	12	of	of	ADP
ihlr-22369	83	13	high	high	ADJ
ihlr-22369	83	14	medical	medical	ADJ
ihlr-22369	83	15	expenses	expense	NOUN
ihlr-22369	83	16	.	.	PUNCT
ihlr-22369	84	1	contrast	contrast	VERB
ihlr-22369	84	2	the	the	DET
ihlr-22369	84	3	nominal	nominal	ADJ
ihlr-22369	84	4	cost	cost	NOUN
ihlr-22369	84	5	of	of	ADP
ihlr-22369	84	6	protection	protection	NOUN
ihlr-22369	84	7	with	with	ADP
ihlr-22369	84	8	the	the	DET
ihlr-22369	84	9	risk	risk	NOUN
ihlr-22369	84	10	of	of	ADP
ihlr-22369	84	11	financial	financial	ADJ
ihlr-22369	84	12	devastation	devastation	NOUN
ihlr-22369	84	13	and	and	CCONJ
ihlr-22369	84	14	we	we	PRON
ihlr-22369	84	15	start	start	VERB
ihlr-22369	84	16	to	to	PART
ihlr-22369	84	17	understand	understand	VERB
ihlr-22369	84	18	why	why	SCONJ
ihlr-22369	84	19	the	the	DET
ihlr-22369	84	20	payment	payment	NOUN
ihlr-22369	84	21	of	of	ADP
ihlr-22369	84	22	health	health	NOUN
ihlr-22369	84	23	insurance	insurance	NOUN
ihlr-22369	84	24	premiums	premium	NOUN
ihlr-22369	84	25	is	be	AUX
ihlr-22369	84	26	a	a	DET
ihlr-22369	84	27	worthy	worthy	ADJ
ihlr-22369	84	28	expenditure	expenditure	NOUN
ihlr-22369	84	29	for	for	ADP
ihlr-22369	84	30	those	those	PRON
ihlr-22369	84	31	with	with	ADP
ihlr-22369	84	32	something	something	PRON
ihlr-22369	84	33	to	to	PART
ihlr-22369	84	34	lose	lose	VERB
ihlr-22369	84	35	.	.	PUNCT
ihlr-22369	85	1	nonetheless	nonetheless	ADV
ihlr-22369	85	2	,	,	PUNCT
ihlr-22369	85	3	arrow	arrow	NOUN
ihlr-22369	85	4	foreshadowed	foreshadow	VERB
ihlr-22369	85	5	a	a	DET
ihlr-22369	85	6	core	core	NOUN
ihlr-22369	85	7	problem	problem	NOUN
ihlr-22369	85	8	with	with	ADP
ihlr-22369	85	9	health	health	NOUN
ihlr-22369	85	10	insurance	insurance	NOUN
ihlr-22369	85	11	in	in	ADP
ihlr-22369	85	12	the	the	DET
ihlr-22369	85	13	fact	fact	NOUN
ihlr-22369	85	14	that	that	SCONJ
ihlr-22369	85	15	“	"	PUNCT
ihlr-22369	85	16	the	the	DET
ihlr-22369	85	17	cost	cost	NOUN
ihlr-22369	85	18	of	of	ADP
ihlr-22369	85	19	medical	medical	ADJ
ihlr-22369	85	20	care	care	NOUN
ihlr-22369	85	21	is	be	AUX
ihlr-22369	85	22	not	not	PART
ihlr-22369	85	23	completely	completely	ADV
ihlr-22369	85	24	determined	determine	VERB
ihlr-22369	85	25	by	by	ADP
ihlr-22369	85	26	the	the	DET
ihlr-22369	85	27	illness	illness	NOUN
ihlr-22369	85	28	suffered	suffer	VERB
ihlr-22369	85	29	by	by	ADP
ihlr-22369	85	30	the	the	DET
ihlr-22369	85	31	individual	individual	NOUN
ihlr-22369	85	32	but	but	CCONJ
ihlr-22369	85	33	depends	depend	VERB
ihlr-22369	85	34	on	on	ADP
ihlr-22369	85	35	the	the	DET
ihlr-22369	85	36	choice	choice	NOUN
ihlr-22369	85	37	of	of	ADP
ihlr-22369	85	38	a	a	DET
ihlr-22369	85	39	doctor	doctor	NOUN
ihlr-22369	85	40	and	and	CCONJ
ihlr-22369	85	41	his	his	PRON
ihlr-22369	85	42	willingness	willingness	NOUN
ihlr-22369	85	43	to	to	PART
ihlr-22369	85	44	use	use	VERB
ihlr-22369	85	45	medical	medical	ADJ
ihlr-22369	85	46	services	service	NOUN
ihlr-22369	85	47	.	.	PUNCT
ihlr-22369	85	48	”	"	PUNCT
ihlr-22369	86	1	here	here	ADV
ihlr-22369	86	2	arrow	arrow	NOUN
ihlr-22369	86	3	hits	hit	VERB
ihlr-22369	86	4	upon	upon	SCONJ
ihlr-22369	86	5	a	a	DET
ihlr-22369	86	6	complexity	complexity	NOUN
ihlr-22369	86	7	that	that	PRON
ihlr-22369	86	8	is9	is9	PROPN
ihlr-22369	86	9	particular	particular	ADJ
ihlr-22369	86	10	to	to	ADP
ihlr-22369	86	11	health	health	NOUN
ihlr-22369	86	12	insurance	insurance	NOUN
ihlr-22369	86	13	—	—	PUNCT
ihlr-22369	86	14	the	the	DET
ihlr-22369	86	15	financial	financial	ADJ
ihlr-22369	86	16	beneficiaries	beneficiary	NOUN
ihlr-22369	86	17	of	of	ADP
ihlr-22369	86	18	health	health	NOUN
ihlr-22369	86	19	insurance	insurance	NOUN
ihlr-22369	86	20	are	be	AUX
ihlr-22369	86	21	in	in	ADP
ihlr-22369	86	22	a	a	DET
ihlr-22369	86	23	position	position	NOUN
ihlr-22369	86	24	to	to	PART
ihlr-22369	86	25	trigger	trigger	VERB
ihlr-22369	86	26	a	a	DET
ihlr-22369	86	27	benefit	benefit	NOUN
ihlr-22369	86	28	on	on	ADP
ihlr-22369	86	29	their	their	PRON
ihlr-22369	86	30	own	own	ADJ
ihlr-22369	86	31	,	,	PUNCT
ihlr-22369	86	32	in	in	ADP
ihlr-22369	86	33	the	the	DET
ihlr-22369	86	34	absence	absence	NOUN
ihlr-22369	86	35	of	of	ADP
ihlr-22369	86	36	an	an	DET
ihlr-22369	86	37	external	external	ADJ
ihlr-22369	86	38	,	,	PUNCT
ihlr-22369	86	39	verifiable	verifiable	ADJ
ihlr-22369	86	40	event	event	NOUN
ihlr-22369	86	41	.	.	PUNCT
ihlr-22369	87	1	in	in	ADP
ihlr-22369	87	2	this	this	DET
ihlr-22369	87	3	sense	sense	NOUN
ihlr-22369	87	4	,	,	PUNCT
ihlr-22369	87	5	health	health	NOUN
ihlr-22369	87	6	-	-	PUNCT
ihlr-22369	87	7	related	relate	VERB
ihlr-22369	87	8	risks	risk	NOUN
ihlr-22369	87	9	are	be	AUX
ihlr-22369	87	10	different	different	ADJ
ihlr-22369	87	11	from	from	ADP
ihlr-22369	87	12	other	other	ADJ
ihlr-22369	87	13	exogenous	exogenous	ADJ
ihlr-22369	87	14	risks	risk	NOUN
ihlr-22369	87	15	for	for	ADP
ihlr-22369	87	16	which	which	PRON
ihlr-22369	87	17	we	we	PRON
ihlr-22369	87	18	might	might	AUX
ihlr-22369	87	19	rationally	rationally	ADV
ihlr-22369	87	20	also	also	ADV
ihlr-22369	87	21	buy	buy	VERB
ihlr-22369	87	22	insurance	insurance	NOUN
ihlr-22369	87	23	,	,	PUNCT
ihlr-22369	87	24	such	such	ADJ
ihlr-22369	87	25	as	as	ADP
ihlr-22369	87	26	a	a	DET
ihlr-22369	87	27	house	house	NOUN
ihlr-22369	87	28	burning	burn	VERB
ihlr-22369	87	29	down	down	ADP
ihlr-22369	87	30	from	from	ADP
ihlr-22369	87	31	a	a	DET
ihlr-22369	87	32	lightning	lightning	NOUN
ihlr-22369	87	33	strike	strike	NOUN
ihlr-22369	87	34	.	.	PUNCT
ihlr-22369	88	1	in	in	ADP
ihlr-22369	88	2	health	health	NOUN
ihlr-22369	88	3	care	care	NOUN
ihlr-22369	88	4	,	,	PUNCT
ihlr-22369	88	5	patients	patient	NOUN
ihlr-22369	88	6	and	and	CCONJ
ihlr-22369	88	7	doctors	doctor	NOUN
ihlr-22369	88	8	can	can	AUX
ihlr-22369	88	9	largely	largely	ADV
ihlr-22369	88	10	choose	choose	VERB
ihlr-22369	88	11	what	what	PRON
ihlr-22369	88	12	to	to	PART
ihlr-22369	88	13	consume	consume	VERB
ihlr-22369	88	14	and	and	CCONJ
ihlr-22369	88	15	when	when	SCONJ
ihlr-22369	88	16	to	to	PART
ihlr-22369	88	17	consume	consume	VERB
ihlr-22369	88	18	it	it	PRON
ihlr-22369	88	19	,	,	PUNCT
ihlr-22369	88	20	but	but	CCONJ
ihlr-22369	88	21	the	the	DET
ihlr-22369	88	22	insurer	insurer	NOUN
ihlr-22369	88	23	pays	pay	VERB
ihlr-22369	88	24	.	.	PUNCT
ihlr-22369	89	1	the	the	DET
ihlr-22369	89	2	derived	derived	ADJ
ihlr-22369	89	3	concern	concern	NOUN
ihlr-22369	89	4	—	—	PUNCT
ihlr-22369	89	5	that	that	SCONJ
ihlr-22369	89	6	such	such	DET
ihlr-22369	89	7	an	an	DET
ihlr-22369	89	8	arrangement	arrangement	NOUN
ihlr-22369	89	9	would	would	AUX
ihlr-22369	89	10	lead	lead	VERB
ihlr-22369	89	11	to	to	ADP
ihlr-22369	89	12	inefficient	inefficient	ADJ
ihlr-22369	89	13	overconsumption	overconsumption	NOUN
ihlr-22369	89	14	on	on	ADP
ihlr-22369	89	15	the	the	DET
ihlr-22369	89	16	part	part	NOUN
ihlr-22369	89	17	of	of	ADP
ihlr-22369	89	18	the	the	DET
ihlr-22369	89	19	beneficiaries	beneficiary	NOUN
ihlr-22369	89	20	—	—	PUNCT
ihlr-22369	89	21	came	come	VERB
ihlr-22369	89	22	to	to	PART
ihlr-22369	89	23	be	be	AUX
ihlr-22369	89	24	known	know	VERB
ihlr-22369	89	25	as	as	ADP
ihlr-22369	89	26	“	"	PUNCT
ihlr-22369	89	27	moral	moral	ADJ
ihlr-22369	89	28	hazard	hazard	NOUN
ihlr-22369	89	29	.	.	PUNCT
ihlr-22369	89	30	”	"	PUNCT
ihlr-22369	90	1	10	10	NUM
ihlr-22369	90	2	mark	mark	PROPN
ihlr-22369	90	3	pauly	pauly	PROPN
ihlr-22369	90	4	developed	develop	VERB
ihlr-22369	90	5	the	the	DET
ihlr-22369	90	6	problem	problem	NOUN
ihlr-22369	90	7	further	far	ADV
ihlr-22369	90	8	in	in	ADP
ihlr-22369	90	9	terms	term	NOUN
ihlr-22369	90	10	of	of	ADP
ihlr-22369	90	11	“	"	PUNCT
ihlr-22369	90	12	elastic	elastic	ADJ
ihlr-22369	90	13	”	"	PUNCT
ihlr-22369	90	14	demand	demand	NOUN
ihlr-22369	90	15	—	—	PUNCT
ihlr-22369	90	16	that	that	ADV
ihlr-22369	90	17	is	is	ADV
ihlr-22369	90	18	,	,	PUNCT
ihlr-22369	90	19	how	how	SCONJ
ihlr-22369	90	20	the	the	DET
ihlr-22369	90	21	quantity	quantity	NOUN
ihlr-22369	90	22	of	of	ADP
ihlr-22369	90	23	healthcare	healthcare	NOUN
ihlr-22369	90	24	that	that	PRON
ihlr-22369	90	25	people	people	NOUN
ihlr-22369	90	26	demand	demand	VERB
ihlr-22369	90	27	changes	change	NOUN
ihlr-22369	90	28	with	with	ADP
ihlr-22369	90	29	the	the	DET
ihlr-22369	90	30	price	price	NOUN
ihlr-22369	90	31	faced	face	VERB
ihlr-22369	90	32	by	by	ADP
ihlr-22369	90	33	those	those	DET
ihlr-22369	90	34	people	people	NOUN
ihlr-22369	90	35	.	.	PUNCT
ihlr-22369	91	1	as	as	SCONJ
ihlr-22369	91	2	insurance	insurance	NOUN
ihlr-22369	91	3	drives	drive	VERB
ihlr-22369	91	4	down	down	ADP
ihlr-22369	91	5	the	the	DET
ihlr-22369	91	6	price	price	NOUN
ihlr-22369	91	7	borne	bear	VERB
ihlr-22369	91	8	by	by	ADP
ihlr-22369	91	9	the11	the11	ADJ
ihlr-22369	91	10	consumer	consumer	NOUN
ihlr-22369	91	11	(	(	PUNCT
ihlr-22369	91	12	to	to	ADP
ihlr-22369	91	13	zero	zero	NUM
ihlr-22369	91	14	for	for	ADP
ihlr-22369	91	15	full	full	ADJ
ihlr-22369	91	16	insurance	insurance	NOUN
ihlr-22369	91	17	)	)	PUNCT
ihlr-22369	91	18	,	,	PUNCT
ihlr-22369	91	19	insurance	insurance	NOUN
ihlr-22369	91	20	will	will	AUX
ihlr-22369	91	21	also	also	ADV
ihlr-22369	91	22	drive	drive	VERB
ihlr-22369	91	23	up	up	ADP
ihlr-22369	91	24	the	the	DET
ihlr-22369	91	25	quantity	quantity	NOUN
ihlr-22369	91	26	demanded	demand	VERB
ihlr-22369	91	27	.	.	PUNCT
ihlr-22369	92	1	pauly	pauly	PROPN
ihlr-22369	92	2	advanced	advance	VERB
ihlr-22369	92	3	the	the	DET
ihlr-22369	92	4	economic	economic	ADJ
ihlr-22369	92	5	doctrine	doctrine	NOUN
ihlr-22369	92	6	by	by	ADP
ihlr-22369	92	7	identifying	identify	VERB
ihlr-22369	92	8	a	a	DET
ihlr-22369	92	9	collective	collective	ADJ
ihlr-22369	92	10	action	action	NOUN
ihlr-22369	92	11	problem	problem	NOUN
ihlr-22369	92	12	.	.	PUNCT
ihlr-22369	93	1	“	"	PUNCT
ihlr-22369	93	2	each	each	DET
ihlr-22369	93	3	individual	individual	NOUN
ihlr-22369	93	4	may	may	AUX
ihlr-22369	93	5	well	well	ADV
ihlr-22369	93	6	recognize	recognize	VERB
ihlr-22369	93	7	that	that	SCONJ
ihlr-22369	93	8	‘	'	PUNCT
ihlr-22369	93	9	excess	excess	ADJ
ihlr-22369	93	10	’	'	PUNCT
ihlr-22369	93	11	use	use	NOUN
ihlr-22369	93	12	of	of	ADP
ihlr-22369	93	13	medical	medical	ADJ
ihlr-22369	93	14	care	care	NOUN
ihlr-22369	93	15	makes	make	VERB
ihlr-22369	93	16	the	the	DET
ihlr-22369	93	17	premium	premium	NOUN
ihlr-22369	93	18	he	he	PRON
ihlr-22369	93	19	must	must	AUX
ihlr-22369	93	20	pay	pay	VERB
ihlr-22369	93	21	rise	rise	NOUN
ihlr-22369	93	22	.	.	PUNCT
ihlr-22369	94	1	no	no	DET
ihlr-22369	94	2	individual	individual	NOUN
ihlr-22369	94	3	will	will	AUX
ihlr-22369	94	4	be	be	AUX
ihlr-22369	94	5	motivated	motivate	VERB
ihlr-22369	94	6	to	to	PART
ihlr-22369	94	7	restrain	restrain	VERB
ihlr-22369	94	8	his	his	PRON
ihlr-22369	94	9	own	own	ADJ
ihlr-22369	94	10	use	use	NOUN
ihlr-22369	94	11	,	,	PUNCT
ihlr-22369	94	12	however	however	ADV
ihlr-22369	94	13	,	,	PUNCT
ihlr-22369	94	14	since	since	SCONJ
ihlr-22369	94	15	the	the	DET
ihlr-22369	94	16	incremental	incremental	ADJ
ihlr-22369	94	17	benefit	benefit	NOUN
ihlr-22369	94	18	to	to	ADP
ihlr-22369	94	19	him	he	PRON
ihlr-22369	94	20	for	for	ADP
ihlr-22369	94	21	excess	excess	ADJ
ihlr-22369	94	22	use	use	NOUN
ihlr-22369	94	23	is	be	AUX
ihlr-22369	94	24	great	great	ADJ
ihlr-22369	94	25	,	,	PUNCT
ihlr-22369	94	26	while	while	SCONJ
ihlr-22369	94	27	the	the	DET
ihlr-22369	94	28	additional	additional	ADJ
ihlr-22369	94	29	cost	cost	NOUN
ihlr-22369	94	30	of	of	ADP
ihlr-22369	94	31	his	his	PRON
ihlr-22369	94	32	use	use	NOUN
ihlr-22369	94	33	is	be	AUX
ihlr-22369	94	34	largely	largely	ADV
ihlr-22369	94	35	spread	spread	VERB
ihlr-22369	94	36	over	over	ADP
ihlr-22369	94	37	other	other	ADJ
ihlr-22369	94	38	insurance	insurance	NOUN
ihlr-22369	94	39	holders	holder	NOUN
ihlr-22369	94	40	,	,	PUNCT
ihlr-22369	94	41	and	and	CCONJ
ihlr-22369	94	42	so	so	ADV
ihlr-22369	94	43	he	he	PRON
ihlr-22369	94	44	bears	bear	VERB
ihlr-22369	94	45	only	only	ADV
ihlr-22369	94	46	a	a	DET
ihlr-22369	94	47	tiny	tiny	ADJ
ihlr-22369	94	48	fraction	fraction	NOUN
ihlr-22369	94	49	of	of	ADP
ihlr-22369	94	50	the	the	DET
ihlr-22369	94	51	cost	cost	NOUN
ihlr-22369	94	52	of	of	ADP
ihlr-22369	94	53	his	his	PRON
ihlr-22369	94	54	use	use	NOUN
ihlr-22369	94	55	.	.	PUNCT
ihlr-22369	94	56	”	"	PUNCT
ihlr-22369	95	1	pauly12	pauly12	PROPN
ihlr-22369	95	2	warned	warn	VERB
ihlr-22369	95	3	that	that	SCONJ
ihlr-22369	95	4	,	,	PUNCT
ihlr-22369	95	5	in	in	ADP
ihlr-22369	95	6	aggregate	aggregate	ADJ
ihlr-22369	95	7	,	,	PUNCT
ihlr-22369	95	8	the	the	DET
ihlr-22369	95	9	loss	loss	NOUN
ihlr-22369	95	10	from	from	ADP
ihlr-22369	95	11	excess	excess	ADJ
ihlr-22369	95	12	consumption	consumption	NOUN
ihlr-22369	95	13	may	may	AUX
ihlr-22369	95	14	eclipse	eclipse	VERB
ihlr-22369	95	15	the	the	DET
ihlr-22369	95	16	9	9	NUM
ihlr-22369	95	17	.	.	PUNCT
ihlr-22369	96	1	i	i	PRON
ihlr-22369	96	2	d.	d.	PROPN
ihlr-22369	96	3	at	at	ADP
ihlr-22369	96	4	961	961	NUM
ihlr-22369	96	5	.	.	PUNCT
ihlr-22369	96	6	10	10	NUM
ihlr-22369	96	7	.	.	PUNCT
ihlr-22369	96	8	see	see	VERB
ihlr-22369	96	9	generally	generally	ADV
ihlr-22369	96	10	tom	tom	PROPN
ihlr-22369	96	11	baker	baker	PROPN
ihlr-22369	96	12	,	,	PUNCT
ihlr-22369	96	13	on	on	ADP
ihlr-22369	96	14	the	the	DET
ihlr-22369	96	15	genealogy	genealogy	NOUN
ihlr-22369	96	16	of	of	ADP
ihlr-22369	96	17	moral	moral	ADJ
ihlr-22369	96	18	hazard	hazard	NOUN
ihlr-22369	96	19	,	,	PUNCT
ihlr-22369	96	20	75	75	NUM
ihlr-22369	96	21	tex	tex	PROPN
ihlr-22369	96	22	.	.	PROPN
ihlr-22369	96	23	l.	l.	PROPN
ihlr-22369	96	24	rev	rev	PROPN
ihlr-22369	96	25	.	.	PROPN
ihlr-22369	96	26	237	237	NUM
ihlr-22369	96	27	(	(	PUNCT
ihlr-22369	96	28	1996	1996	NUM
ihlr-22369	96	29	)	)	PUNCT
ihlr-22369	96	30	(	(	PUNCT
ihlr-22369	96	31	describing	describe	VERB
ihlr-22369	96	32	the	the	DET
ihlr-22369	96	33	concept	concept	NOUN
ihlr-22369	96	34	’s	’s	PART
ihlr-22369	96	35	origination	origination	NOUN
ihlr-22369	96	36	with	with	ADP
ihlr-22369	96	37	nineteenth	nineteenth	ADJ
ihlr-22369	96	38	-	-	PUNCT
ihlr-22369	96	39	century	century	NOUN
ihlr-22369	96	40	insurers	insurer	NOUN
ihlr-22369	96	41	,	,	PUNCT
ihlr-22369	96	42	and	and	CCONJ
ihlr-22369	96	43	its	its	PRON
ihlr-22369	96	44	popularity	popularity	NOUN
ihlr-22369	96	45	in	in	ADP
ihlr-22369	96	46	the	the	DET
ihlr-22369	96	47	1900s	1900	NOUN
ihlr-22369	96	48	to	to	PART
ihlr-22369	96	49	“	"	PUNCT
ihlr-22369	96	50	signif[y	signif[y	X
ihlr-22369	96	51	]	]	PUNCT
ihlr-22369	96	52	the	the	DET
ihlr-22369	96	53	perverse	perverse	ADJ
ihlr-22369	96	54	consequences	consequence	NOUN
ihlr-22369	96	55	of	of	ADP
ihlr-22369	96	56	well	well	ADV
ihlr-22369	96	57	-	-	PUNCT
ihlr-22369	96	58	intentioned	intentione	VERB
ihlr-22369	96	59	efforts	effort	NOUN
ihlr-22369	96	60	to	to	PART
ihlr-22369	96	61	share	share	VERB
ihlr-22369	96	62	the	the	DET
ihlr-22369	96	63	burdens	burden	NOUN
ihlr-22369	96	64	of	of	ADP
ihlr-22369	96	65	life	life	NOUN
ihlr-22369	96	66	,	,	PUNCT
ihlr-22369	96	67	and	and	CCONJ
ihlr-22369	96	68	it	it	PRON
ihlr-22369	96	69	also	also	ADV
ihlr-22369	96	70	helps	help	VERB
ihlr-22369	96	71	deny	deny	VERB
ihlr-22369	96	72	that	that	SCONJ
ihlr-22369	96	73	refusing	refuse	VERB
ihlr-22369	96	74	to	to	PART
ihlr-22369	96	75	share	share	VERB
ihlr-22369	96	76	those	those	DET
ihlr-22369	96	77	burdens	burden	NOUN
ihlr-22369	96	78	is	be	AUX
ihlr-22369	96	79	mean	mean	ADJ
ihlr-22369	96	80	-	-	PUNCT
ihlr-22369	96	81	spirited	spirited	ADJ
ihlr-22369	96	82	or	or	CCONJ
ihlr-22369	96	83	selfinterested	selfintereste	VERB
ihlr-22369	96	84	”	"	PUNCT
ihlr-22369	96	85	)	)	PUNCT
ihlr-22369	96	86	.	.	PUNCT
ihlr-22369	97	1	11	11	NUM
ihlr-22369	97	2	.	.	X
ihlr-22369	97	3	mark	mark	PROPN
ihlr-22369	97	4	v.	v.	PROPN
ihlr-22369	97	5	pauly	pauly	PROPN
ihlr-22369	97	6	,	,	PUNCT
ihlr-22369	97	7	the	the	DET
ihlr-22369	97	8	economics	economic	NOUN
ihlr-22369	97	9	of	of	ADP
ihlr-22369	97	10	moral	moral	ADJ
ihlr-22369	97	11	hazard	hazard	NOUN
ihlr-22369	97	12	:	:	PUNCT
ihlr-22369	97	13	comment	comment	NOUN
ihlr-22369	97	14	,	,	PUNCT
ihlr-22369	97	15	58	58	NUM
ihlr-22369	97	16	am	am	NOUN
ihlr-22369	97	17	.	.	PUNCT
ihlr-22369	98	1	econ	econ	PROPN
ihlr-22369	98	2	.	.	PUNCT
ihlr-22369	99	1	rev	rev	PROPN
ihlr-22369	99	2	.	.	PROPN
ihlr-22369	99	3	3	3	NUM
ihlr-22369	99	4	(	(	PUNCT
ihlr-22369	99	5	1968	1968	NUM
ihlr-22369	99	6	)	)	PUNCT
ihlr-22369	99	7	.	.	PUNCT
ihlr-22369	100	1	12	12	NUM
ihlr-22369	100	2	.	.	PUNCT
ihlr-22369	101	1	i	i	PRON
ihlr-22369	101	2	d.	d.	PROPN
ihlr-22369	101	3	at	at	ADP
ihlr-22369	101	4	534	534	NUM
ihlr-22369	101	5	.	.	PUNCT
ihlr-22369	102	1	2018	2018	NUM
ihlr-22369	102	2	]	]	PUNCT
ihlr-22369	102	3	ideology	ideology	NOUN
ihlr-22369	102	4	meets	meet	VERB
ihlr-22369	102	5	reality	reality	NOUN
ihlr-22369	102	6	47	47	NUM
ihlr-22369	102	7	utility	utility	NOUN
ihlr-22369	102	8	gain	gain	NOUN
ihlr-22369	102	9	from	from	ADP
ihlr-22369	102	10	protecting	protect	VERB
ihlr-22369	102	11	against	against	ADP
ihlr-22369	102	12	uncertain	uncertain	ADJ
ihlr-22369	102	13	expenses	expense	NOUN
ihlr-22369	102	14	such	such	ADJ
ihlr-22369	102	15	that	that	SCONJ
ihlr-22369	102	16	“	"	PUNCT
ihlr-22369	102	17	the	the	DET
ihlr-22369	102	18	net	net	ADJ
ihlr-22369	102	19	change	change	NOUN
ihlr-22369	102	20	in	in	ADP
ihlr-22369	102	21	utility	utility	NOUN
ihlr-22369	102	22	from	from	ADP
ihlr-22369	102	23	a	a	DET
ihlr-22369	102	24	compulsory	compulsory	ADJ
ihlr-22369	102	25	purchase	purchase	NOUN
ihlr-22369	102	26	of	of	ADP
ihlr-22369	102	27	this	this	DET
ihlr-22369	102	28	‘	'	PUNCT
ihlr-22369	102	29	insurance	insurance	NOUN
ihlr-22369	102	30	’	'	PUNCT
ihlr-22369	102	31	could	could	AUX
ihlr-22369	102	32	well	well	ADV
ihlr-22369	102	33	be	be	AUX
ihlr-22369	102	34	negative	negative	ADJ
ihlr-22369	102	35	”	"	PUNCT
ihlr-22369	102	36	.	.	PUNCT
ihlr-22369	103	1	that	that	PRON
ihlr-22369	103	2	is	be	AUX
ihlr-22369	103	3	,	,	PUNCT
ihlr-22369	103	4	if	if	SCONJ
ihlr-22369	103	5	not	not	PART
ihlr-22369	103	6	carefully	carefully	ADV
ihlr-22369	103	7	crafted	craft	VERB
ihlr-22369	103	8	and	and	CCONJ
ihlr-22369	103	9	deployed	deploy	VERB
ihlr-22369	103	10	,	,	PUNCT
ihlr-22369	103	11	health	health	NOUN
ihlr-22369	103	12	insurance	insurance	NOUN
ihlr-22369	103	13	could13	could13	NOUN
ihlr-22369	103	14	cause	cause	VERB
ihlr-22369	103	15	more	more	ADJ
ihlr-22369	103	16	harm	harm	NOUN
ihlr-22369	103	17	than	than	ADP
ihlr-22369	103	18	good	good	ADJ
ihlr-22369	103	19	to	to	ADP
ihlr-22369	103	20	the	the	DET
ihlr-22369	103	21	society	society	NOUN
ihlr-22369	103	22	it	it	PRON
ihlr-22369	103	23	was	be	AUX
ihlr-22369	103	24	intended	intend	VERB
ihlr-22369	103	25	to	to	PART
ihlr-22369	103	26	support	support	VERB
ihlr-22369	103	27	.	.	PUNCT
ihlr-22369	104	1	even	even	ADV
ihlr-22369	104	2	in	in	ADP
ihlr-22369	104	3	these	these	DET
ihlr-22369	104	4	early	early	ADJ
ihlr-22369	104	5	days	day	NOUN
ihlr-22369	104	6	of	of	ADP
ihlr-22369	104	7	health	health	NOUN
ihlr-22369	104	8	economics	economic	NOUN
ihlr-22369	104	9	,	,	PUNCT
ihlr-22369	104	10	ideological	ideological	ADJ
ihlr-22369	104	11	momentum	momentum	NOUN
ihlr-22369	104	12	was	be	AUX
ihlr-22369	104	13	gaining	gain	VERB
ihlr-22369	104	14	:	:	PUNCT
ihlr-22369	104	15	one	one	PRON
ihlr-22369	104	16	ought	ought	AUX
ihlr-22369	104	17	to	to	PART
ihlr-22369	104	18	be	be	AUX
ihlr-22369	104	19	skeptical	skeptical	ADJ
ihlr-22369	104	20	of	of	ADP
ihlr-22369	104	21	fulsome	fulsome	ADJ
ihlr-22369	104	22	insurance	insurance	NOUN
ihlr-22369	104	23	coverage	coverage	NOUN
ihlr-22369	104	24	.	.	PUNCT
ihlr-22369	105	1	building	build	VERB
ihlr-22369	105	2	on	on	ADP
ihlr-22369	105	3	the	the	DET
ihlr-22369	105	4	work	work	NOUN
ihlr-22369	105	5	of	of	ADP
ihlr-22369	105	6	arrow	arrow	NOUN
ihlr-22369	105	7	and	and	CCONJ
ihlr-22369	105	8	pauly	pauly	PROPN
ihlr-22369	105	9	,	,	PUNCT
ihlr-22369	105	10	richard	richard	PROPN
ihlr-22369	105	11	zeckhauser	zeckhauser	PROPN
ihlr-22369	105	12	posited	posit	VERB
ihlr-22369	105	13	that	that	SCONJ
ihlr-22369	105	14	"	"	PUNCT
ihlr-22369	105	15	no	no	DET
ihlr-22369	105	16	practicable	practicable	ADJ
ihlr-22369	105	17	market	market	NOUN
ihlr-22369	105	18	structure	structure	NOUN
ihlr-22369	105	19	will	will	AUX
ihlr-22369	105	20	simultaneously	simultaneously	ADV
ihlr-22369	105	21	produce	produce	VERB
ihlr-22369	105	22	optimal	optimal	ADJ
ihlr-22369	105	23	riskspreading	riskspreading	NOUN
ihlr-22369	105	24	and	and	CCONJ
ihlr-22369	105	25	appropriate	appropriate	ADJ
ihlr-22369	105	26	incentives	incentive	NOUN
ihlr-22369	105	27	for	for	ADP
ihlr-22369	105	28	individual	individual	ADJ
ihlr-22369	105	29	action	action	NOUN
ihlr-22369	105	30	.	.	PUNCT
ihlr-22369	105	31	”	"	PUNCT
ihlr-22369	106	1	insurance	insurance	NOUN
ihlr-22369	106	2	will14	will14	NOUN
ihlr-22369	106	3	inevitably	inevitably	ADV
ihlr-22369	106	4	encourage	encourage	VERB
ihlr-22369	106	5	a	a	DET
ihlr-22369	106	6	“	"	PUNCT
ihlr-22369	106	7	perverse	perverse	ADJ
ihlr-22369	106	8	incentive	incentive	NOUN
ihlr-22369	106	9	toward	toward	ADP
ihlr-22369	106	10	overexpenditure	overexpenditure	ADJ
ihlr-22369	106	11	”	"	PUNCT
ihlr-22369	106	12	as	as	SCONJ
ihlr-22369	106	13	it	it	PRON
ihlr-22369	106	14	is	be	AUX
ihlr-22369	106	15	confounded	confound	VERB
ihlr-22369	106	16	by	by	ADP
ihlr-22369	106	17	the	the	DET
ihlr-22369	106	18	presence	presence	NOUN
ihlr-22369	106	19	of	of	ADP
ihlr-22369	106	20	two	two	NUM
ihlr-22369	106	21	elements	element	NOUN
ihlr-22369	106	22	:	:	PUNCT
ihlr-22369	106	23	(	(	PUNCT
ihlr-22369	106	24	1	1	X
ihlr-22369	106	25	)	)	PUNCT
ihlr-22369	106	26	“	"	PUNCT
ihlr-22369	106	27	the	the	DET
ihlr-22369	106	28	insureds	insured	NOUN
ihlr-22369	106	29	have	have	VERB
ihlr-22369	106	30	substantial	substantial	ADJ
ihlr-22369	106	31	influence	influence	NOUN
ihlr-22369	106	32	on	on	ADP
ihlr-22369	106	33	the	the	DET
ihlr-22369	106	34	amount	amount	NOUN
ihlr-22369	106	35	that	that	PRON
ihlr-22369	106	36	is	be	AUX
ihlr-22369	106	37	spent	spend	VERB
ihlr-22369	106	38	on	on	ADP
ihlr-22369	106	39	their	their	PRON
ihlr-22369	106	40	own	own	ADJ
ihlr-22369	106	41	behalf	behalf	NOUN
ihlr-22369	106	42	in	in	ADP
ihlr-22369	106	43	any	any	DET
ihlr-22369	106	44	particular	particular	ADJ
ihlr-22369	106	45	medical	medical	ADJ
ihlr-22369	106	46	circumstance	circumstance	NOUN
ihlr-22369	106	47	”	"	PUNCT
ihlr-22369	106	48	;	;	PUNCT
ihlr-22369	106	49	and	and	CCONJ
ihlr-22369	106	50	(	(	PUNCT
ihlr-22369	106	51	2	2	X
ihlr-22369	106	52	)	)	PUNCT
ihlr-22369	106	53	“	"	PUNCT
ihlr-22369	106	54	the	the	DET
ihlr-22369	106	55	level	level	NOUN
ihlr-22369	106	56	of	of	ADP
ihlr-22369	106	57	reimbursement	reimbursement	NOUN
ihlr-22369	106	58	by	by	ADP
ihlr-22369	106	59	the	the	DET
ihlr-22369	106	60	insurance	insurance	NOUN
ihlr-22369	106	61	plan	plan	NOUN
ihlr-22369	106	62	is	be	AUX
ihlr-22369	106	63	a	a	DET
ihlr-22369	106	64	positively	positively	ADV
ihlr-22369	106	65	associated	associate	VERB
ihlr-22369	106	66	function	function	NOUN
ihlr-22369	106	67	of	of	ADP
ihlr-22369	106	68	the	the	DET
ihlr-22369	106	69	expenses	expense	NOUN
ihlr-22369	106	70	incurred	incur	VERB
ihlr-22369	106	71	by	by	ADP
ihlr-22369	106	72	its	its	PRON
ihlr-22369	106	73	insureds	insured	NOUN
ihlr-22369	106	74	.	.	PUNCT
ihlr-22369	106	75	”	"	PUNCT
ihlr-22369	107	1	in	in	ADP
ihlr-22369	107	2	short	short	ADJ
ihlr-22369	107	3	,	,	PUNCT
ihlr-22369	107	4	the	the	PRON
ihlr-22369	107	5	more	more	ADV
ihlr-22369	107	6	that	that	SCONJ
ihlr-22369	107	7	insurance	insurance	NOUN
ihlr-22369	107	8	provides	provide	VERB
ihlr-22369	107	9	risk	risk	NOUN
ihlr-22369	107	10	-	-	PUNCT
ihlr-22369	107	11	protection	protection	NOUN
ihlr-22369	107	12	the	the	PRON
ihlr-22369	107	13	more	more	ADJ
ihlr-22369	107	14	it	it	PRON
ihlr-22369	107	15	also	also	ADV
ihlr-22369	107	16	induces	induce	VERB
ihlr-22369	107	17	wasteful	wasteful	ADJ
ihlr-22369	107	18	spending	spending	NOUN
ihlr-22369	107	19	.	.	PUNCT
ihlr-22369	108	1	in	in	ADP
ihlr-22369	108	2	addressing	address	VERB
ihlr-22369	108	3	this	this	DET
ihlr-22369	108	4	concern	concern	NOUN
ihlr-22369	108	5	,	,	PUNCT
ihlr-22369	108	6	zeckhauser	zeckhauser	NOUN
ihlr-22369	108	7	set	set	VERB
ihlr-22369	108	8	out	out	ADP
ihlr-22369	108	9	to	to	PART
ihlr-22369	108	10	define	define	VERB
ihlr-22369	108	11	parameters	parameter	NOUN
ihlr-22369	108	12	for	for	ADP
ihlr-22369	108	13	an	an	DET
ihlr-22369	108	14	economic	economic	ADJ
ihlr-22369	108	15	compromise	compromise	NOUN
ihlr-22369	108	16	that	that	PRON
ihlr-22369	108	17	included	include	VERB
ihlr-22369	108	18	“	"	PUNCT
ihlr-22369	108	19	some	some	DET
ihlr-22369	108	20	risk	risk	NOUN
ihlr-22369	108	21	-	-	PUNCT
ihlr-22369	108	22	spreading	spread	VERB
ihlr-22369	108	23	and	and	CCONJ
ihlr-22369	108	24	some	some	DET
ihlr-22369	108	25	incentive	incentive	NOUN
ihlr-22369	108	26	”	"	PUNCT
ihlr-22369	108	27	under	under	ADP
ihlr-22369	108	28	varying	vary	VERB
ihlr-22369	108	29	health	health	NOUN
ihlr-22369	108	30	conditions	condition	NOUN
ihlr-22369	108	31	.	.	PUNCT
ihlr-22369	109	1	this	this	PRON
ihlr-22369	109	2	is	be	AUX
ihlr-22369	109	3	the	the	DET
ihlr-22369	109	4	theory	theory	NOUN
ihlr-22369	109	5	of	of	ADP
ihlr-22369	109	6	cost-15	cost-15	PROPN
ihlr-22369	109	7	sharing	sharing	NOUN
ihlr-22369	109	8	,	,	PUNCT
ihlr-22369	109	9	the	the	DET
ihlr-22369	109	10	imperative	imperative	NOUN
ihlr-22369	109	11	to	to	PART
ihlr-22369	109	12	make	make	VERB
ihlr-22369	109	13	insurance	insurance	NOUN
ihlr-22369	109	14	incomplete	incomplete	ADJ
ihlr-22369	109	15	,	,	PUNCT
ihlr-22369	109	16	to	to	PART
ihlr-22369	109	17	give	give	VERB
ihlr-22369	109	18	patients	patient	NOUN
ihlr-22369	109	19	some	some	DET
ihlr-22369	109	20	skinin	skinin	ADJ
ihlr-22369	109	21	-	-	PUNCT
ihlr-22369	109	22	the	the	DET
ihlr-22369	109	23	-	-	PUNCT
ihlr-22369	109	24	game	game	NOUN
ihlr-22369	109	25	.	.	PUNCT
ihlr-22369	110	1	in	in	ADP
ihlr-22369	110	2	response	response	NOUN
ihlr-22369	110	3	to	to	ADP
ihlr-22369	110	4	growing	grow	VERB
ihlr-22369	110	5	national	national	ADJ
ihlr-22369	110	6	expenditures	expenditure	NOUN
ihlr-22369	110	7	on	on	ADP
ihlr-22369	110	8	healthcare	healthcare	PROPN
ihlr-22369	110	9	,	,	PUNCT
ihlr-22369	110	10	martin	martin	PROPN
ihlr-22369	110	11	feldstein	feldstein	PROPN
ihlr-22369	110	12	offered	offer	VERB
ihlr-22369	110	13	a	a	DET
ihlr-22369	110	14	1973	1973	NUM
ihlr-22369	110	15	paper	paper	NOUN
ihlr-22369	110	16	to	to	PART
ihlr-22369	110	17	demonstrate	demonstrate	VERB
ihlr-22369	110	18	that	that	SCONJ
ihlr-22369	110	19	“	"	PUNCT
ihlr-22369	110	20	american	american	ADJ
ihlr-22369	110	21	families	family	NOUN
ihlr-22369	110	22	are	be	AUX
ihlr-22369	110	23	in	in	ADP
ihlr-22369	110	24	general	general	ADJ
ihlr-22369	110	25	overinsured	overinsure	VERB
ihlr-22369	110	26	against	against	ADP
ihlr-22369	110	27	health	health	NOUN
ihlr-22369	110	28	expenses	expense	NOUN
ihlr-22369	110	29	.	.	PUNCT
ihlr-22369	110	30	”	"	PUNCT
ihlr-22369	111	1	by	by	ADP
ihlr-22369	111	2	this	this	PRON
ihlr-22369	111	3	,	,	PUNCT
ihlr-22369	111	4	feldstein	feldstein	PROPN
ihlr-22369	111	5	meant	mean	VERB
ihlr-22369	111	6	that	that	SCONJ
ihlr-22369	111	7	the	the	DET
ihlr-22369	111	8	families16	families16	NOUN
ihlr-22369	111	9	could	could	AUX
ihlr-22369	111	10	sustainably	sustainably	ADV
ihlr-22369	111	11	bear	bear	VERB
ihlr-22369	111	12	greater	great	ADJ
ihlr-22369	111	13	risks	risk	NOUN
ihlr-22369	111	14	themselves	themselves	PRON
ihlr-22369	111	15	,	,	PUNCT
ihlr-22369	111	16	rather	rather	ADV
ihlr-22369	111	17	than	than	ADP
ihlr-22369	111	18	redistributing	redistribute	VERB
ihlr-22369	111	19	them	they	PRON
ihlr-22369	111	20	to	to	ADP
ihlr-22369	111	21	the	the	DET
ihlr-22369	111	22	insurance	insurance	NOUN
ihlr-22369	111	23	pool	pool	NOUN
ihlr-22369	111	24	.	.	PUNCT
ihlr-22369	112	1	he	he	PRON
ihlr-22369	112	2	contended	contend	VERB
ihlr-22369	112	3	that	that	SCONJ
ihlr-22369	112	4	the	the	DET
ihlr-22369	112	5	insured	insured	ADJ
ihlr-22369	112	6	society	society	NOUN
ihlr-22369	112	7	as	as	ADP
ihlr-22369	112	8	a	a	DET
ihlr-22369	112	9	whole	whole	NOUN
ihlr-22369	112	10	could	could	AUX
ihlr-22369	112	11	increase	increase	VERB
ihlr-22369	112	12	welfare	welfare	NOUN
ihlr-22369	112	13	by	by	ADP
ihlr-22369	112	14	increasing	increase	VERB
ihlr-22369	112	15	the	the	DET
ihlr-22369	112	16	coinsurance	coinsurance	NOUN
ihlr-22369	112	17	rate	rate	NOUN
ihlr-22369	112	18	,	,	PUNCT
ihlr-22369	112	19	and	and	CCONJ
ihlr-22369	112	20	thereby	thereby	ADV
ihlr-22369	112	21	exposing	expose	VERB
ihlr-22369	112	22	the	the	DET
ihlr-22369	112	23	individual	individual	ADJ
ihlr-22369	112	24	insureds	insured	NOUN
ihlr-22369	112	25	to	to	ADP
ihlr-22369	112	26	a	a	DET
ihlr-22369	112	27	greater	great	ADJ
ihlr-22369	112	28	proportion	proportion	NOUN
ihlr-22369	112	29	of	of	ADP
ihlr-22369	112	30	the	the	DET
ihlr-22369	112	31	cost	cost	NOUN
ihlr-22369	112	32	.	.	PUNCT
ihlr-22369	113	1	feldstein	feldstein	PROPN
ihlr-22369	113	2	succinctly17	succinctly17	PROPN
ihlr-22369	113	3	highlighted	highlight	VERB
ihlr-22369	113	4	an	an	DET
ihlr-22369	113	5	important	important	ADJ
ihlr-22369	113	6	feedback	feedback	NOUN
ihlr-22369	113	7	loop	loop	NOUN
ihlr-22369	113	8	within	within	ADP
ihlr-22369	113	9	health	health	NOUN
ihlr-22369	113	10	insurance	insurance	NOUN
ihlr-22369	113	11	:	:	PUNCT
ihlr-22369	113	12	“	"	PUNCT
ihlr-22369	113	13	there	there	PRON
ihlr-22369	113	14	is	be	VERB
ihlr-22369	113	15	mutually	mutually	ADV
ihlr-22369	113	16	reinforcing	reinforce	VERB
ihlr-22369	113	17	behavior	behavior	NOUN
ihlr-22369	113	18	:	:	PUNCT
ihlr-22369	113	19	more	more	ADJ
ihlr-22369	113	20	insurance	insurance	NOUN
ihlr-22369	113	21	increases	increase	VERB
ihlr-22369	113	22	the	the	DET
ihlr-22369	113	23	price	price	NOUN
ihlr-22369	113	24	of	of	ADP
ihlr-22369	113	25	care	care	NOUN
ihlr-22369	113	26	,	,	PUNCT
ihlr-22369	113	27	and	and	CCONJ
ihlr-22369	113	28	a	a	DET
ihlr-22369	113	29	higher	high	ADJ
ihlr-22369	113	30	price	price	NOUN
ihlr-22369	113	31	of	of	ADP
ihlr-22369	113	32	care	care	NOUN
ihlr-22369	113	33	increases	increase	VERB
ihlr-22369	113	34	the	the	DET
ihlr-22369	113	35	demand	demand	NOUN
ihlr-22369	113	36	for	for	ADP
ihlr-22369	113	37	insurance	insurance	NOUN
ihlr-22369	113	38	.	.	PUNCT
ihlr-22369	113	39	”	"	PUNCT
ihlr-22369	114	1	as	as	SCONJ
ihlr-22369	114	2	prices	price	NOUN
ihlr-22369	114	3	rise	rise	VERB
ihlr-22369	114	4	,	,	PUNCT
ihlr-22369	114	5	it18	it18	PROPN
ihlr-22369	114	6	becomes	become	VERB
ihlr-22369	114	7	all	all	DET
ihlr-22369	114	8	the	the	DET
ihlr-22369	114	9	more	more	ADV
ihlr-22369	114	10	foolish	foolish	ADJ
ihlr-22369	114	11	to	to	PART
ihlr-22369	114	12	go	go	VERB
ihlr-22369	114	13	without	without	ADP
ihlr-22369	114	14	insurance	insurance	NOUN
ihlr-22369	114	15	,	,	PUNCT
ihlr-22369	114	16	because	because	SCONJ
ihlr-22369	114	17	that	that	PRON
ihlr-22369	114	18	would	would	AUX
ihlr-22369	114	19	mean	mean	VERB
ihlr-22369	114	20	exposing	expose	VERB
ihlr-22369	114	21	oneself	oneself	PRON
ihlr-22369	114	22	to	to	ADP
ihlr-22369	114	23	greater	great	ADJ
ihlr-22369	114	24	risk	risk	NOUN
ihlr-22369	114	25	of	of	ADP
ihlr-22369	114	26	huge	huge	ADJ
ihlr-22369	114	27	costs	cost	NOUN
ihlr-22369	114	28	(	(	PUNCT
ihlr-22369	114	29	and	and	CCONJ
ihlr-22369	114	30	exposing	expose	VERB
ihlr-22369	114	31	oneself	oneself	PRON
ihlr-22369	114	32	to	to	ADP
ihlr-22369	114	33	the	the	DET
ihlr-22369	114	34	risk	risk	NOUN
ihlr-22369	114	35	of	of	ADP
ihlr-22369	114	36	not	not	PART
ihlr-22369	114	37	getting	get	VERB
ihlr-22369	114	38	care	care	NOUN
ihlr-22369	114	39	at	at	ADV
ihlr-22369	114	40	all	all	ADV
ihlr-22369	114	41	)	)	PUNCT
ihlr-22369	114	42	.	.	PUNCT
ihlr-22369	115	1	as	as	SCONJ
ihlr-22369	115	2	economic	economic	ADJ
ihlr-22369	115	3	evidence	evidence	NOUN
ihlr-22369	115	4	grew	grow	VERB
ihlr-22369	115	5	,	,	PUNCT
ihlr-22369	115	6	feldman	feldman	PROPN
ihlr-22369	115	7	and	and	CCONJ
ihlr-22369	115	8	dowd	dowd	PROPN
ihlr-22369	115	9	revisited	revisit	VERB
ihlr-22369	115	10	the	the	DET
ihlr-22369	115	11	notion	notion	NOUN
ihlr-22369	115	12	of	of	ADP
ihlr-22369	115	13	a	a	DET
ihlr-22369	115	14	welfare	welfare	NOUN
ihlr-22369	115	15	loss	loss	NOUN
ihlr-22369	115	16	generated	generate	VERB
ihlr-22369	115	17	by	by	ADP
ihlr-22369	115	18	excess	excess	ADJ
ihlr-22369	115	19	health	health	NOUN
ihlr-22369	115	20	insurance	insurance	NOUN
ihlr-22369	115	21	.	.	PUNCT
ihlr-22369	116	1	in	in	ADP
ihlr-22369	116	2	their	their	PRON
ihlr-22369	116	3	1991	1991	NUM
ihlr-22369	116	4	paper	paper	NOUN
ihlr-22369	116	5	,	,	PUNCT
ihlr-22369	116	6	the	the	DET
ihlr-22369	116	7	authors	author	NOUN
ihlr-22369	116	8	comment	comment	VERB
ihlr-22369	116	9	that	that	SCONJ
ihlr-22369	116	10	“	"	PUNCT
ihlr-22369	116	11	consumers	consumer	NOUN
ihlr-22369	116	12	are	be	AUX
ihlr-22369	116	13	considerably	considerably	ADV
ihlr-22369	116	14	more	more	ADJ
ihlr-22369	116	15	risk	risk	NOUN
ihlr-22369	116	16	-	-	PUNCT
ihlr-22369	116	17	averse	averse	ADJ
ihlr-22369	116	18	than	than	ADP
ihlr-22369	116	19	feldstein	feldstein	NOUN
ihlr-22369	116	20	assumed	assume	VERB
ihlr-22369	116	21	,	,	PUNCT
ihlr-22369	116	22	”	"	PUNCT
ihlr-22369	116	23	yet	yet	CCONJ
ihlr-22369	116	24	even	even	ADV
ihlr-22369	116	25	when	when	SCONJ
ihlr-22369	116	26	the	the	DET
ihlr-22369	116	27	gain	gain	NOUN
ihlr-22369	116	28	from	from	ADP
ihlr-22369	116	29	risk	risk	NOUN
ihlr-22369	116	30	-	-	PUNCT
ihlr-22369	116	31	bearing	bearing	NOUN
ihlr-22369	116	32	is	be	AUX
ihlr-22369	116	33	considered	consider	VERB
ihlr-22369	116	34	,	,	PUNCT
ihlr-22369	116	35	“	"	PUNCT
ihlr-22369	116	36	this	this	DET
ihlr-22369	116	37	gain	gain	NOUN
ihlr-22369	116	38	is	be	AUX
ihlr-22369	116	39	13	13	NUM
ihlr-22369	116	40	.	.	PUNCT
ihlr-22369	117	1	i	i	PRON
ihlr-22369	117	2	d.	d.	PROPN
ihlr-22369	117	3	14	14	NUM
ihlr-22369	117	4	.	.	PUNCT
ihlr-22369	118	1	richard	richard	PROPN
ihlr-22369	118	2	zeckhauser	zeckhauser	PROPN
ihlr-22369	118	3	,	,	PUNCT
ihlr-22369	118	4	medical	medical	ADJ
ihlr-22369	118	5	insurance	insurance	NOUN
ihlr-22369	118	6	:	:	PUNCT
ihlr-22369	118	7	a	a	DET
ihlr-22369	118	8	case	case	NOUN
ihlr-22369	118	9	study	study	NOUN
ihlr-22369	118	10	of	of	ADP
ihlr-22369	118	11	the	the	DET
ihlr-22369	118	12	tradeoff	tradeoff	NOUN
ihlr-22369	118	13	between	between	ADP
ihlr-22369	118	14	risk	risk	NOUN
ihlr-22369	118	15	spreading	spread	VERB
ihlr-22369	118	16	and	and	CCONJ
ihlr-22369	118	17	appropriate	appropriate	ADJ
ihlr-22369	118	18	incentives	incentive	NOUN
ihlr-22369	118	19	,	,	PUNCT
ihlr-22369	118	20	2	2	NUM
ihlr-22369	118	21	j.	j.	PROPN
ihlr-22369	118	22	econ	econ	PROPN
ihlr-22369	118	23	.	.	PUNCT
ihlr-22369	118	24	theory	theory	NOUN
ihlr-22369	118	25	10	10	NUM
ihlr-22369	118	26	,	,	PUNCT
ihlr-22369	118	27	10	10	NUM
ihlr-22369	118	28	(	(	PUNCT
ihlr-22369	118	29	1970	1970	NUM
ihlr-22369	118	30	)	)	PUNCT
ihlr-22369	118	31	.	.	PUNCT
ihlr-22369	119	1	15	15	NUM
ihlr-22369	119	2	.	.	PUNCT
ihlr-22369	120	1	i	i	PRON
ihlr-22369	120	2	d.	d.	PROPN
ihlr-22369	120	3	16	16	NUM
ihlr-22369	120	4	.	.	PUNCT
ihlr-22369	121	1	martin	martin	PROPN
ihlr-22369	121	2	s.	s.	PROPN
ihlr-22369	121	3	feldstein	feldstein	PROPN
ihlr-22369	121	4	,	,	PUNCT
ihlr-22369	121	5	the	the	DET
ihlr-22369	121	6	welfare	welfare	NOUN
ihlr-22369	121	7	loss	loss	NOUN
ihlr-22369	121	8	of	of	ADP
ihlr-22369	121	9	excess	excess	ADJ
ihlr-22369	121	10	health	health	NOUN
ihlr-22369	121	11	insurance	insurance	NOUN
ihlr-22369	121	12	,	,	PUNCT
ihlr-22369	121	13	81	81	NUM
ihlr-22369	121	14	j.	j.	PROPN
ihlr-22369	121	15	pol	pol	PROPN
ihlr-22369	121	16	.	.	PUNCT
ihlr-22369	122	1	econ	econ	PROPN
ihlr-22369	122	2	.	.	PUNCT
ihlr-22369	123	1	2	2	NUM
ihlr-22369	123	2	,	,	PUNCT
ihlr-22369	123	3	251	251	NUM
ihlr-22369	123	4	(	(	PUNCT
ihlr-22369	123	5	1973	1973	NUM
ihlr-22369	123	6	)	)	PUNCT
ihlr-22369	123	7	.	.	PUNCT
ihlr-22369	124	1	17	17	NUM
ihlr-22369	124	2	.	.	PUNCT
ihlr-22369	125	1	i	i	PRON
ihlr-22369	125	2	d.	d.	PROPN
ihlr-22369	125	3	at	at	ADP
ihlr-22369	125	4	251	251	NUM
ihlr-22369	125	5	.	.	PUNCT
ihlr-22369	126	1	18	18	NUM
ihlr-22369	126	2	.	.	PUNCT
ihlr-22369	127	1	i	i	PRON
ihlr-22369	127	2	d.	d.	PROPN
ihlr-22369	127	3	at	at	ADP
ihlr-22369	127	4	276	276	NUM
ihlr-22369	127	5	-	-	SYM
ihlr-22369	127	6	77	77	NUM
ihlr-22369	127	7	.	.	PUNCT
ihlr-22369	128	1	https://doi.org/10.1016/0022-0531(70)90010-4	https://doi.org/10.1016/0022-0531(70)90010-4	NUM
ihlr-22369	128	2	https://doi.org/10.1086/260027	https://doi.org/10.1086/260027	PROPN
ihlr-22369	128	3	48	48	NUM
ihlr-22369	128	4	indiana	indiana	PROPN
ihlr-22369	128	5	health	health	PROPN
ihlr-22369	128	6	law	law	PROPN
ihlr-22369	128	7	review	review	NOUN
ihlr-22369	128	8	[	[	X
ihlr-22369	128	9	vol	vol	NOUN
ihlr-22369	128	10	.	.	PUNCT
ihlr-22369	129	1	15:43	15:43	NUM
ihlr-22369	129	2	not	not	PART
ihlr-22369	129	3	large	large	ADJ
ihlr-22369	129	4	enough	enough	ADV
ihlr-22369	129	5	to	to	PART
ihlr-22369	129	6	outweigh	outweigh	VERB
ihlr-22369	129	7	the	the	DET
ihlr-22369	129	8	loss	loss	NOUN
ihlr-22369	129	9	due	due	ADP
ihlr-22369	129	10	to	to	ADP
ihlr-22369	129	11	excess	excess	ADJ
ihlr-22369	129	12	consumption	consumption	NOUN
ihlr-22369	129	13	of	of	ADP
ihlr-22369	129	14	medical	medical	ADJ
ihlr-22369	129	15	care	care	NOUN
ihlr-22369	129	16	.	.	PUNCT
ihlr-22369	129	17	”	"	PUNCT
ihlr-22369	130	1	the	the	DET
ihlr-22369	130	2	feldman	feldman	PROPN
ihlr-22369	130	3	and	and	CCONJ
ihlr-22369	130	4	dowd	dowd	PROPN
ihlr-22369	130	5	thesis	thesis	NOUN
ihlr-22369	130	6	holds	hold	VERB
ihlr-22369	130	7	that	that	SCONJ
ihlr-22369	130	8	health	health	NOUN
ihlr-22369	130	9	insurance	insurance	NOUN
ihlr-22369	130	10	may	may	AUX
ihlr-22369	130	11	actually19	actually19	ADV
ihlr-22369	130	12	make	make	VERB
ihlr-22369	130	13	people	people	NOUN
ihlr-22369	130	14	worse	bad	ADJ
ihlr-22369	130	15	off	off	ADP
ihlr-22369	130	16	overall	overall	ADV
ihlr-22369	130	17	,	,	PUNCT
ihlr-22369	130	18	because	because	SCONJ
ihlr-22369	130	19	it	it	PRON
ihlr-22369	130	20	creates	create	VERB
ihlr-22369	130	21	more	more	ADV
ihlr-22369	130	22	wasteful	wasteful	ADJ
ihlr-22369	130	23	spending	spending	NOUN
ihlr-22369	130	24	than	than	ADP
ihlr-22369	130	25	the	the	DET
ihlr-22369	130	26	value	value	NOUN
ihlr-22369	130	27	it	it	PRON
ihlr-22369	130	28	delivers	deliver	VERB
ihlr-22369	130	29	by	by	ADP
ihlr-22369	130	30	protecting	protect	VERB
ihlr-22369	130	31	them	they	PRON
ihlr-22369	130	32	from	from	ADP
ihlr-22369	130	33	risk	risk	NOUN
ihlr-22369	130	34	.	.	PUNCT
ihlr-22369	131	1	on	on	ADP
ihlr-22369	131	2	this	this	DET
ihlr-22369	131	3	view	view	NOUN
ihlr-22369	131	4	,	,	PUNCT
ihlr-22369	131	5	society	society	NOUN
ihlr-22369	131	6	would	would	AUX
ihlr-22369	131	7	want	want	VERB
ihlr-22369	131	8	to	to	PART
ihlr-22369	131	9	reduce	reduce	VERB
ihlr-22369	131	10	fulsome	fulsome	ADJ
ihlr-22369	131	11	health	health	NOUN
ihlr-22369	131	12	insurance	insurance	NOUN
ihlr-22369	131	13	coverage	coverage	NOUN
ihlr-22369	131	14	,	,	PUNCT
ihlr-22369	131	15	increasing	increase	VERB
ihlr-22369	131	16	cost	cost	NOUN
ihlr-22369	131	17	-	-	PUNCT
ihlr-22369	131	18	sharing	sharing	NOUN
ihlr-22369	131	19	wherever	wherever	SCONJ
ihlr-22369	131	20	possible	possible	ADJ
ihlr-22369	131	21	to	to	PART
ihlr-22369	131	22	maintain	maintain	VERB
ihlr-22369	131	23	a	a	DET
ihlr-22369	131	24	working	work	VERB
ihlr-22369	131	25	price	price	NOUN
ihlr-22369	131	26	signal	signal	NOUN
ihlr-22369	131	27	-which	-which	NOUN
ihlr-22369	131	28	is	be	AUX
ihlr-22369	131	29	precisely	precisely	ADV
ihlr-22369	131	30	what	what	PRON
ihlr-22369	131	31	health	health	NOUN
ihlr-22369	131	32	insurers	insurer	NOUN
ihlr-22369	131	33	have	have	AUX
ihlr-22369	131	34	been	be	AUX
ihlr-22369	131	35	doing	do	VERB
ihlr-22369	131	36	for	for	ADP
ihlr-22369	131	37	the	the	DET
ihlr-22369	131	38	last	last	ADJ
ihlr-22369	131	39	several	several	ADJ
ihlr-22369	131	40	decades	decade	NOUN
ihlr-22369	131	41	.	.	PUNCT
ihlr-22369	132	1	looking	look	VERB
ihlr-22369	132	2	back	back	ADV
ihlr-22369	132	3	,	,	PUNCT
ihlr-22369	132	4	we	we	PRON
ihlr-22369	132	5	see	see	VERB
ihlr-22369	132	6	a	a	DET
ihlr-22369	132	7	generation	generation	NOUN
ihlr-22369	132	8	of	of	ADP
ihlr-22369	132	9	economists	economist	NOUN
ihlr-22369	132	10	trained	train	VERB
ihlr-22369	132	11	on	on	ADP
ihlr-22369	132	12	this	this	DET
ihlr-22369	132	13	doctrine	doctrine	NOUN
ihlr-22369	132	14	that	that	SCONJ
ihlr-22369	132	15	health	health	NOUN
ihlr-22369	132	16	insurance	insurance	NOUN
ihlr-22369	132	17	creates	create	VERB
ihlr-22369	132	18	moral	moral	ADJ
ihlr-22369	132	19	hazard	hazard	NOUN
ihlr-22369	132	20	(	(	PUNCT
ihlr-22369	132	21	defined	define	VERB
ihlr-22369	132	22	as	as	ADP
ihlr-22369	132	23	the	the	DET
ihlr-22369	132	24	rational	rational	ADJ
ihlr-22369	132	25	choice	choice	NOUN
ihlr-22369	132	26	to	to	PART
ihlr-22369	132	27	consume	consume	VERB
ihlr-22369	132	28	more	more	ADJ
ihlr-22369	132	29	when	when	SCONJ
ihlr-22369	132	30	the	the	DET
ihlr-22369	132	31	observed	observed	ADJ
ihlr-22369	132	32	cost	cost	NOUN
ihlr-22369	132	33	is	be	AUX
ihlr-22369	132	34	artificially	artificially	ADV
ihlr-22369	132	35	low	low	ADJ
ihlr-22369	132	36	)	)	PUNCT
ihlr-22369	132	37	and	and	CCONJ
ihlr-22369	132	38	that	that	DET
ihlr-22369	132	39	moral	moral	ADJ
ihlr-22369	132	40	hazard	hazard	NOUN
ihlr-22369	132	41	is	be	AUX
ihlr-22369	132	42	simply	simply	ADV
ihlr-22369	132	43	wasteful	wasteful	ADJ
ihlr-22369	132	44	health	health	NOUN
ihlr-22369	132	45	spending	spending	NOUN
ihlr-22369	132	46	.	.	PUNCT
ihlr-22369	133	1	but	but	CCONJ
ihlr-22369	133	2	how	how	SCONJ
ihlr-22369	133	3	do	do	AUX
ihlr-22369	133	4	we	we	PRON
ihlr-22369	133	5	know	know	VERB
ihlr-22369	133	6	that	that	SCONJ
ihlr-22369	133	7	the	the	DET
ihlr-22369	133	8	extra	extra	ADJ
ihlr-22369	133	9	spending	spending	NOUN
ihlr-22369	133	10	caused	cause	VERB
ihlr-22369	133	11	by	by	ADP
ihlr-22369	133	12	insurance	insurance	NOUN
ihlr-22369	133	13	results	result	NOUN
ihlr-22369	133	14	in	in	ADP
ihlr-22369	133	15	welfare	welfare	NOUN
ihlr-22369	133	16	loss	loss	NOUN
ihlr-22369	133	17	?	?	PUNCT
ihlr-22369	134	1	economists	economist	NOUN
ihlr-22369	134	2	are	be	AUX
ihlr-22369	134	3	remarkably	remarkably	ADV
ihlr-22369	134	4	agnostic	agnostic	ADJ
ihlr-22369	134	5	about	about	ADP
ihlr-22369	134	6	value	value	NOUN
ihlr-22369	134	7	—	—	PUNCT
ihlr-22369	134	8	they	they	PRON
ihlr-22369	134	9	have	have	VERB
ihlr-22369	134	10	no	no	DET
ihlr-22369	134	11	substantive	substantive	ADJ
ihlr-22369	134	12	doctrine	doctrine	NOUN
ihlr-22369	134	13	that	that	PRON
ihlr-22369	134	14	can	can	AUX
ihlr-22369	134	15	specify	specify	VERB
ihlr-22369	134	16	whether	whether	SCONJ
ihlr-22369	134	17	a	a	DET
ihlr-22369	134	18	given	give	VERB
ihlr-22369	134	19	health	health	NOUN
ihlr-22369	134	20	intervention	intervention	NOUN
ihlr-22369	134	21	(	(	PUNCT
ihlr-22369	134	22	e.g.	e.g.	ADV
ihlr-22369	134	23	,	,	PUNCT
ihlr-22369	134	24	joint	joint	ADJ
ihlr-22369	134	25	replacement	replacement	NOUN
ihlr-22369	134	26	)	)	PUNCT
ihlr-22369	134	27	is	be	AUX
ihlr-22369	134	28	worth	worth	ADJ
ihlr-22369	134	29	a	a	DET
ihlr-22369	134	30	given	give	VERB
ihlr-22369	134	31	price	price	NOUN
ihlr-22369	134	32	(	(	PUNCT
ihlr-22369	134	33	e.g.	e.g.	ADV
ihlr-22369	134	34	,	,	PUNCT
ihlr-22369	134	35	$	$	SYM
ihlr-22369	134	36	45,000	45,000	NUM
ihlr-22369	134	37	)	)	PUNCT
ihlr-22369	134	38	,	,	PUNCT
ihlr-22369	134	39	and	and	CCONJ
ihlr-22369	134	40	thus	thus	ADV
ihlr-22369	134	41	are	be	AUX
ihlr-22369	134	42	unable	unable	ADJ
ihlr-22369	134	43	to	to	PART
ihlr-22369	134	44	say	say	VERB
ihlr-22369	134	45	whether	whether	SCONJ
ihlr-22369	134	46	or	or	CCONJ
ihlr-22369	134	47	not	not	PART
ihlr-22369	134	48	such	such	ADJ
ihlr-22369	134	49	consumption	consumption	NOUN
ihlr-22369	134	50	is	be	AUX
ihlr-22369	134	51	worthwhile	worthwhile	ADJ
ihlr-22369	134	52	.	.	PUNCT
ihlr-22369	135	1	their	their	PRON
ihlr-22369	135	2	ideology	ideology	NOUN
ihlr-22369	135	3	does	do	AUX
ihlr-22369	135	4	,	,	PUNCT
ihlr-22369	135	5	however	however	ADV
ihlr-22369	135	6	,	,	PUNCT
ihlr-22369	135	7	depend	depend	VERB
ihlr-22369	135	8	on	on	ADP
ihlr-22369	135	9	a	a	DET
ihlr-22369	135	10	heuristic	heuristic	NOUN
ihlr-22369	135	11	for	for	ADP
ihlr-22369	135	12	making	make	VERB
ihlr-22369	135	13	such	such	ADJ
ihlr-22369	135	14	evaluations	evaluation	NOUN
ihlr-22369	135	15	.	.	PUNCT
ihlr-22369	136	1	if	if	SCONJ
ihlr-22369	136	2	we	we	PRON
ihlr-22369	136	3	simply	simply	ADV
ihlr-22369	136	4	adopt	adopt	VERB
ihlr-22369	136	5	,	,	PUNCT
ihlr-22369	136	6	as	as	ADP
ihlr-22369	136	7	an	an	DET
ihlr-22369	136	8	archimedian	archimedian	ADJ
ihlr-22369	136	9	point	point	NOUN
ihlr-22369	136	10	,	,	PUNCT
ihlr-22369	136	11	the	the	DET
ihlr-22369	136	12	behavior	behavior	NOUN
ihlr-22369	136	13	of	of	ADP
ihlr-22369	136	14	an	an	DET
ihlr-22369	136	15	uninsured	uninsured	ADJ
ihlr-22369	136	16	patient	patient	NOUN
ihlr-22369	136	17	(	(	PUNCT
ihlr-22369	136	18	i.e.	i.e.	X
ihlr-22369	136	19	,	,	PUNCT
ihlr-22369	136	20	one	one	NOUN
ihlr-22369	136	21	using	use	VERB
ihlr-22369	136	22	his	his	PRON
ihlr-22369	136	23	own	own	ADJ
ihlr-22369	136	24	wallet	wallet	NOUN
ihlr-22369	136	25	to	to	PART
ihlr-22369	136	26	fund	fund	VERB
ihlr-22369	136	27	all	all	DET
ihlr-22369	136	28	healthcare	healthcare	NOUN
ihlr-22369	136	29	consumption	consumption	NOUN
ihlr-22369	136	30	)	)	PUNCT
ihlr-22369	136	31	and	and	CCONJ
ihlr-22369	136	32	assume	assume	VERB
ihlr-22369	136	33	that	that	SCONJ
ihlr-22369	136	34	he	he	PRON
ihlr-22369	136	35	considers	consider	VERB
ihlr-22369	136	36	the	the	DET
ihlr-22369	136	37	potential	potential	ADJ
ihlr-22369	136	38	benefits	benefit	NOUN
ihlr-22369	136	39	of	of	ADP
ihlr-22369	136	40	a	a	DET
ihlr-22369	136	41	treatment	treatment	NOUN
ihlr-22369	136	42	and	and	CCONJ
ihlr-22369	136	43	weighs	weigh	VERB
ihlr-22369	136	44	them	they	PRON
ihlr-22369	136	45	against	against	ADP
ihlr-22369	136	46	the	the	DET
ihlr-22369	136	47	price	price	NOUN
ihlr-22369	136	48	charged	charge	VERB
ihlr-22369	136	49	,	,	PUNCT
ihlr-22369	136	50	then	then	ADV
ihlr-22369	136	51	his	his	PRON
ihlr-22369	136	52	behavior	behavior	NOUN
ihlr-22369	136	53	will	will	AUX
ihlr-22369	136	54	reveal	reveal	VERB
ihlr-22369	136	55	value	value	NOUN
ihlr-22369	136	56	.	.	PUNCT
ihlr-22369	137	1	if	if	SCONJ
ihlr-22369	137	2	such	such	DET
ihlr-22369	137	3	an	an	DET
ihlr-22369	137	4	uninsured	uninsured	ADJ
ihlr-22369	137	5	patient20	patient20	NOUN
ihlr-22369	137	6	declines	decline	VERB
ihlr-22369	137	7	a	a	DET
ihlr-22369	137	8	given	give	VERB
ihlr-22369	137	9	unit	unit	NOUN
ihlr-22369	137	10	of	of	ADP
ihlr-22369	137	11	healthcare	healthcare	NOUN
ihlr-22369	137	12	at	at	ADP
ihlr-22369	137	13	a	a	DET
ihlr-22369	137	14	given	give	VERB
ihlr-22369	137	15	price	price	NOUN
ihlr-22369	137	16	,	,	PUNCT
ihlr-22369	137	17	then	then	ADV
ihlr-22369	137	18	we	we	PRON
ihlr-22369	137	19	can	can	AUX
ihlr-22369	137	20	infer	infer	VERB
ihlr-22369	137	21	that	that	SCONJ
ihlr-22369	137	22	its	its	PRON
ihlr-22369	137	23	benefits	benefit	NOUN
ihlr-22369	137	24	were	be	AUX
ihlr-22369	137	25	outweighed	outweigh	VERB
ihlr-22369	137	26	by	by	ADP
ihlr-22369	137	27	its	its	PRON
ihlr-22369	137	28	price	price	NOUN
ihlr-22369	137	29	.	.	PUNCT
ihlr-22369	138	1	we	we	PRON
ihlr-22369	138	2	can	can	AUX
ihlr-22369	138	3	thus	thus	ADV
ihlr-22369	138	4	infer	infer	VERB
ihlr-22369	138	5	that	that	SCONJ
ihlr-22369	138	6	,	,	PUNCT
ihlr-22369	138	7	for	for	ADP
ihlr-22369	138	8	such	such	DET
ihlr-22369	138	9	a	a	DET
ihlr-22369	138	10	situated	situated	ADJ
ihlr-22369	138	11	patient	patient	NOUN
ihlr-22369	138	12	,	,	PUNCT
ihlr-22369	138	13	that	that	DET
ihlr-22369	138	14	particular	particular	ADJ
ihlr-22369	138	15	sort	sort	NOUN
ihlr-22369	138	16	of	of	ADP
ihlr-22369	138	17	healthcare	healthcare	NOUN
ihlr-22369	138	18	would	would	AUX
ihlr-22369	138	19	have	have	AUX
ihlr-22369	138	20	been	be	AUX
ihlr-22369	138	21	a	a	DET
ihlr-22369	138	22	waste	waste	NOUN
ihlr-22369	138	23	.	.	PUNCT
ihlr-22369	139	1	if	if	SCONJ
ihlr-22369	139	2	a	a	DET
ihlr-22369	139	3	similarly	similarly	ADV
ihlr-22369	139	4	situated	situated	ADJ
ihlr-22369	139	5	insured	insured	ADJ
ihlr-22369	139	6	person	person	NOUN
ihlr-22369	139	7	,	,	PUNCT
ihlr-22369	139	8	on	on	ADP
ihlr-22369	139	9	the	the	DET
ihlr-22369	139	10	other	other	ADJ
ihlr-22369	139	11	hand	hand	NOUN
ihlr-22369	139	12	,	,	PUNCT
ihlr-22369	139	13	buys	buy	VERB
ihlr-22369	139	14	this	this	DET
ihlr-22369	139	15	same	same	ADJ
ihlr-22369	139	16	unit	unit	NOUN
ihlr-22369	139	17	of	of	ADP
ihlr-22369	139	18	healthcare	healthcare	PROPN
ihlr-22369	139	19	,	,	PUNCT
ihlr-22369	139	20	it	it	PRON
ihlr-22369	139	21	follows	follow	VERB
ihlr-22369	139	22	that	that	SCONJ
ihlr-22369	139	23	the	the	DET
ihlr-22369	139	24	consumption	consumption	NOUN
ihlr-22369	139	25	was	be	AUX
ihlr-22369	139	26	wasteful	wasteful	ADJ
ihlr-22369	139	27	.	.	PUNCT
ihlr-22369	140	1	the	the	DET
ihlr-22369	140	2	elimination	elimination	NOUN
ihlr-22369	140	3	of	of	ADP
ihlr-22369	140	4	the	the	DET
ihlr-22369	140	5	price	price	NOUN
ihlr-22369	140	6	signal	signal	NOUN
ihlr-22369	140	7	is	be	AUX
ihlr-22369	140	8	what	what	PRON
ihlr-22369	140	9	caused	cause	VERB
ihlr-22369	140	10	the	the	DET
ihlr-22369	140	11	marginal	marginal	ADJ
ihlr-22369	140	12	additional	additional	ADJ
ihlr-22369	140	13	consumption	consumption	NOUN
ihlr-22369	140	14	,	,	PUNCT
ihlr-22369	140	15	which	which	PRON
ihlr-22369	140	16	apparently	apparently	ADV
ihlr-22369	140	17	was	be	AUX
ihlr-22369	140	18	not	not	PART
ihlr-22369	140	19	worth	worth	ADJ
ihlr-22369	140	20	its	its	PRON
ihlr-22369	140	21	price	price	NOUN
ihlr-22369	140	22	.	.	PUNCT
ihlr-22369	141	1	the	the	DET
ihlr-22369	141	2	analytic	analytic	ADJ
ihlr-22369	141	3	model	model	NOUN
ihlr-22369	141	4	is	be	AUX
ihlr-22369	141	5	a	a	DET
ihlr-22369	141	6	powerful	powerful	ADJ
ihlr-22369	141	7	way	way	NOUN
ihlr-22369	141	8	to	to	PART
ihlr-22369	141	9	identify	identify	VERB
ihlr-22369	141	10	healthcare	healthcare	PROPN
ihlr-22369	141	11	waste	waste	NOUN
ihlr-22369	141	12	,	,	PUNCT
ihlr-22369	141	13	as	as	ADV
ihlr-22369	141	14	far	far	ADV
ihlr-22369	141	15	as	as	SCONJ
ihlr-22369	141	16	it	it	PRON
ihlr-22369	141	17	goes	go	VERB
ihlr-22369	141	18	.	.	PUNCT
ihlr-22369	142	1	notably	notably	ADV
ihlr-22369	142	2	,	,	PUNCT
ihlr-22369	142	3	however	however	ADV
ihlr-22369	142	4	,	,	PUNCT
ihlr-22369	142	5	this	this	DET
ihlr-22369	142	6	theory	theory	NOUN
ihlr-22369	142	7	depends	depend	VERB
ihlr-22369	142	8	on	on	ADP
ihlr-22369	142	9	an	an	DET
ihlr-22369	142	10	idealized	idealized	ADJ
ihlr-22369	142	11	market	market	NOUN
ihlr-22369	142	12	transaction	transaction	NOUN
ihlr-22369	142	13	—	—	PUNCT
ihlr-22369	142	14	the	the	DET
ihlr-22369	142	15	uninsured	uninsured	ADJ
ihlr-22369	142	16	individual	individual	ADJ
ihlr-22369	142	17	purchasing	purchase	VERB
ihlr-22369	142	18	healthcare	healthcare	NOUN
ihlr-22369	142	19	using	use	VERB
ihlr-22369	142	20	his	his	PRON
ihlr-22369	142	21	or	or	CCONJ
ihlr-22369	142	22	her	her	PRON
ihlr-22369	142	23	own	own	ADJ
ihlr-22369	142	24	wealth	wealth	NOUN
ihlr-22369	142	25	—	—	PUNCT
ihlr-22369	142	26	as	as	ADP
ihlr-22369	142	27	the	the	DET
ihlr-22369	142	28	normative	normative	ADJ
ihlr-22369	142	29	baseline	baseline	NOUN
ihlr-22369	142	30	.	.	PUNCT
ihlr-22369	143	1	in	in	ADP
ihlr-22369	143	2	the	the	DET
ihlr-22369	143	3	early	early	ADJ
ihlr-22369	143	4	2000s	2000s	NUM
ihlr-22369	143	5	,	,	PUNCT
ihlr-22369	143	6	john	john	PROPN
ihlr-22369	143	7	a.	a.	PROPN
ihlr-22369	143	8	nyman	nyman	PROPN
ihlr-22369	143	9	suggested	suggest	VERB
ihlr-22369	143	10	an	an	DET
ihlr-22369	143	11	alternative	alternative	NOUN
ihlr-22369	143	12	to	to	ADP
ihlr-22369	143	13	the	the	DET
ihlr-22369	143	14	traditional	traditional	ADJ
ihlr-22369	143	15	theory	theory	NOUN
ihlr-22369	143	16	of	of	ADP
ihlr-22369	143	17	moral	moral	ADJ
ihlr-22369	143	18	hazard	hazard	NOUN
ihlr-22369	143	19	and	and	CCONJ
ihlr-22369	143	20	welfare	welfare	NOUN
ihlr-22369	143	21	loss	loss	NOUN
ihlr-22369	143	22	.	.	PUNCT
ihlr-22369	144	1	where	where	SCONJ
ihlr-22369	144	2	economic	economic	ADJ
ihlr-22369	144	3	doctrine	doctrine	NOUN
ihlr-22369	144	4	had	have	AUX
ihlr-22369	144	5	for21	for21	NOUN
ihlr-22369	144	6	decades	decade	NOUN
ihlr-22369	144	7	assumed	assume	VERB
ihlr-22369	144	8	that	that	SCONJ
ihlr-22369	144	9	moral	moral	ADJ
ihlr-22369	144	10	hazard	hazard	NOUN
ihlr-22369	144	11	was	be	AUX
ihlr-22369	144	12	simple	simple	ADJ
ihlr-22369	144	13	waste	waste	NOUN
ihlr-22369	144	14	—	—	PUNCT
ihlr-22369	144	15	entirely	entirely	ADV
ihlr-22369	144	16	inefficient	inefficient	ADJ
ihlr-22369	144	17	and	and	CCONJ
ihlr-22369	144	18	welfare	welfare	NOUN
ihlr-22369	144	19	-	-	PUNCT
ihlr-22369	144	20	degrading	degrade	VERB
ihlr-22369	144	21	,	,	PUNCT
ihlr-22369	144	22	nyman	nyman	PROPN
ihlr-22369	144	23	argued	argue	VERB
ihlr-22369	144	24	that	that	SCONJ
ihlr-22369	144	25	insurance	insurance	NOUN
ihlr-22369	144	26	enhances	enhance	VERB
ihlr-22369	144	27	the	the	DET
ihlr-22369	144	28	purchasing	purchase	VERB
ihlr-22369	144	29	power	power	NOUN
ihlr-22369	144	30	of	of	ADP
ihlr-22369	144	31	the	the	DET
ihlr-22369	144	32	insured	insure	VERB
ihlr-22369	144	33	,	,	PUNCT
ihlr-22369	144	34	specifically	specifically	ADV
ihlr-22369	144	35	the	the	DET
ihlr-22369	144	36	sick	sick	ADJ
ihlr-22369	144	37	insured	insure	VERB
ihlr-22369	144	38	,	,	PUNCT
ihlr-22369	144	39	by	by	ADP
ihlr-22369	144	40	redistributing	redistribute	VERB
ihlr-22369	144	41	from	from	ADP
ihlr-22369	144	42	the	the	DET
ihlr-22369	144	43	healthy	healthy	ADJ
ihlr-22369	144	44	to	to	ADP
ihlr-22369	144	45	the	the	DET
ihlr-22369	144	46	ill	ill	NOUN
ihlr-22369	144	47	.	.	PUNCT
ihlr-22369	145	1	yes	yes	INTJ
ihlr-22369	145	2	,	,	PUNCT
ihlr-22369	145	3	insured	insured	ADJ
ihlr-22369	145	4	people	people	NOUN
ihlr-22369	145	5	buy	buy	VERB
ihlr-22369	145	6	more	more	ADJ
ihlr-22369	145	7	healthcare	healthcare	NOUN
ihlr-22369	145	8	than	than	ADP
ihlr-22369	145	9	uninsured	uninsured	ADJ
ihlr-22369	145	10	people	people	NOUN
ihlr-22369	145	11	,	,	PUNCT
ihlr-22369	145	12	but	but	CCONJ
ihlr-22369	145	13	some	some	DET
ihlr-22369	145	14	19	19	NUM
ihlr-22369	145	15	.	.	PUNCT
ihlr-22369	145	16	roger	roger	PROPN
ihlr-22369	145	17	feldman	feldman	PROPN
ihlr-22369	145	18	&	&	CCONJ
ihlr-22369	145	19	bryan	bryan	PROPN
ihlr-22369	145	20	dowd	dowd	PROPN
ihlr-22369	145	21	,	,	PUNCT
ihlr-22369	145	22	a	a	DET
ihlr-22369	145	23	new	new	ADJ
ihlr-22369	145	24	estimate	estimate	NOUN
ihlr-22369	145	25	of	of	ADP
ihlr-22369	145	26	the	the	DET
ihlr-22369	145	27	welfare	welfare	NOUN
ihlr-22369	145	28	loss	loss	NOUN
ihlr-22369	145	29	of	of	ADP
ihlr-22369	145	30	excess	excess	ADJ
ihlr-22369	145	31	health	health	NOUN
ihlr-22369	145	32	insurance	insurance	NOUN
ihlr-22369	145	33	,	,	PUNCT
ihlr-22369	145	34	81	81	NUM
ihlr-22369	145	35	am	am	NOUN
ihlr-22369	145	36	.	.	PUNCT
ihlr-22369	146	1	econ	econ	PROPN
ihlr-22369	146	2	.	.	PUNCT
ihlr-22369	147	1	rev	rev	PROPN
ihlr-22369	147	2	.	.	PROPN
ihlr-22369	147	3	297	297	NUM
ihlr-22369	147	4	,	,	PUNCT
ihlr-22369	147	5	300	300	NUM
ihlr-22369	147	6	(	(	PUNCT
ihlr-22369	147	7	1991	1991	NUM
ihlr-22369	147	8	)	)	PUNCT
ihlr-22369	147	9	.	.	PUNCT
ihlr-22369	148	1	20	20	NUM
ihlr-22369	148	2	.	.	X
ihlr-22369	149	1	see	see	VERB
ihlr-22369	149	2	,	,	PUNCT
ihlr-22369	149	3	e.g.	e.g.	ADV
ihlr-22369	149	4	,	,	PUNCT
ihlr-22369	149	5	mark	mark	PROPN
ihlr-22369	149	6	v.	v.	PROPN
ihlr-22369	149	7	pauly	pauly	PROPN
ihlr-22369	149	8	,	,	PUNCT
ihlr-22369	149	9	medicare	medicare	PROPN
ihlr-22369	149	10	drug	drug	NOUN
ihlr-22369	149	11	coverage	coverage	NOUN
ihlr-22369	149	12	and	and	CCONJ
ihlr-22369	149	13	moral	moral	ADJ
ihlr-22369	149	14	hazard	hazard	NOUN
ihlr-22369	149	15	,	,	PUNCT
ihlr-22369	149	16	231	231	NUM
ihlr-22369	149	17	health	health	NOUN
ihlr-22369	149	18	aff	aff	NOUN
ihlr-22369	149	19	.	.	PROPN
ihlr-22369	150	1	113	113	NUM
ihlr-22369	150	2	(	(	PUNCT
ihlr-22369	150	3	2004	2004	NUM
ihlr-22369	150	4	)	)	PUNCT
ihlr-22369	150	5	(	(	PUNCT
ihlr-22369	150	6	making	make	VERB
ihlr-22369	150	7	explicit	explicit	ADJ
ihlr-22369	150	8	that	that	SCONJ
ihlr-22369	150	9	standard	standard	ADJ
ihlr-22369	150	10	economic	economic	ADJ
ihlr-22369	150	11	theory	theory	NOUN
ihlr-22369	150	12	depends	depend	VERB
ihlr-22369	150	13	on	on	ADP
ihlr-22369	150	14	the	the	DET
ihlr-22369	150	15	uninsured	uninsured	ADJ
ihlr-22369	150	16	person	person	NOUN
ihlr-22369	150	17	as	as	ADP
ihlr-22369	150	18	the	the	DET
ihlr-22369	150	19	counterfactual	counterfactual	ADJ
ihlr-22369	150	20	situation	situation	NOUN
ihlr-22369	150	21	for	for	ADP
ihlr-22369	150	22	making	make	VERB
ihlr-22369	150	23	inferences	inference	NOUN
ihlr-22369	150	24	about	about	ADP
ihlr-22369	150	25	the	the	DET
ihlr-22369	150	26	value	value	NOUN
ihlr-22369	150	27	of	of	ADP
ihlr-22369	150	28	healthcare	healthcare	NOUN
ihlr-22369	150	29	interventions	intervention	NOUN
ihlr-22369	150	30	,	,	PUNCT
ihlr-22369	150	31	and	and	CCONJ
ihlr-22369	150	32	identifying	identify	VERB
ihlr-22369	150	33	marginal	marginal	ADJ
ihlr-22369	150	34	consumptions	consumption	NOUN
ihlr-22369	150	35	by	by	ADP
ihlr-22369	150	36	insured	insured	ADJ
ihlr-22369	150	37	persons	person	NOUN
ihlr-22369	150	38	as	as	ADP
ihlr-22369	150	39	“	"	PUNCT
ihlr-22369	150	40	waste	waste	NOUN
ihlr-22369	150	41	”	"	PUNCT
ihlr-22369	150	42	)	)	PUNCT
ihlr-22369	150	43	.	.	PUNCT
ihlr-22369	151	1	21	21	NUM
ihlr-22369	151	2	.	.	PUNCT
ihlr-22369	151	3	see	see	VERB
ihlr-22369	151	4	generally	generally	ADV
ihlr-22369	151	5	john	john	PROPN
ihlr-22369	151	6	a.	a.	PROPN
ihlr-22369	151	7	nyman	nyman	PROPN
ihlr-22369	151	8	,	,	PUNCT
ihlr-22369	151	9	the	the	DET
ihlr-22369	151	10	theory	theory	NOUN
ihlr-22369	151	11	of	of	ADP
ihlr-22369	151	12	demand	demand	NOUN
ihlr-22369	151	13	for	for	ADP
ihlr-22369	151	14	health	health	NOUN
ihlr-22369	151	15	insurance	insurance	NOUN
ihlr-22369	151	16	(	(	PUNCT
ihlr-22369	151	17	2003	2003	NUM
ihlr-22369	151	18	)	)	PUNCT
ihlr-22369	151	19	.	.	PUNCT
ihlr-22369	152	1	https://doi.org/10.1377/hlthaff.23.1.113	https://doi.org/10.1377/hlthaff.23.1.113	PROPN
ihlr-22369	152	2	2018	2018	NUM
ihlr-22369	152	3	]	]	PUNCT
ihlr-22369	152	4	ideology	ideology	NOUN
ihlr-22369	152	5	meets	meet	VERB
ihlr-22369	152	6	reality	reality	NOUN
ihlr-22369	152	7	49	49	NUM
ihlr-22369	152	8	of	of	ADP
ihlr-22369	152	9	the	the	DET
ihlr-22369	152	10	uninsured	uninsured	ADJ
ihlr-22369	152	11	people	people	NOUN
ihlr-22369	152	12	declined	decline	VERB
ihlr-22369	152	13	to	to	PART
ihlr-22369	152	14	purchase	purchase	VERB
ihlr-22369	152	15	high	high	ADJ
ihlr-22369	152	16	-	-	PUNCT
ihlr-22369	152	17	value	value	NOUN
ihlr-22369	152	18	healthcare	healthcare	NOUN
ihlr-22369	152	19	simply	simply	ADV
ihlr-22369	152	20	because	because	SCONJ
ihlr-22369	152	21	they	they	PRON
ihlr-22369	152	22	lacked	lack	VERB
ihlr-22369	152	23	the	the	DET
ihlr-22369	152	24	cash	cash	NOUN
ihlr-22369	152	25	or	or	CCONJ
ihlr-22369	152	26	credit	credit	NOUN
ihlr-22369	152	27	to	to	PART
ihlr-22369	152	28	do	do	VERB
ihlr-22369	152	29	so	so	ADV
ihlr-22369	152	30	.	.	PUNCT
ihlr-22369	153	1	one	one	PRON
ihlr-22369	153	2	can	can	AUX
ihlr-22369	153	3	not	not	PART
ihlr-22369	153	4	infer	infer	VERB
ihlr-22369	153	5	that	that	SCONJ
ihlr-22369	153	6	spending	spending	NOUN
ihlr-22369	153	7	on	on	ADP
ihlr-22369	153	8	healthcare	healthcare	NOUN
ihlr-22369	153	9	is	be	AUX
ihlr-22369	153	10	wasteful	wasteful	ADJ
ihlr-22369	153	11	just	just	ADV
ihlr-22369	153	12	because	because	SCONJ
ihlr-22369	153	13	the	the	DET
ihlr-22369	153	14	uninsured	uninsured	NOUN
ihlr-22369	153	15	do	do	AUX
ihlr-22369	153	16	not	not	PART
ihlr-22369	153	17	consume	consume	VERB
ihlr-22369	153	18	it	it	PRON
ihlr-22369	153	19	.	.	PUNCT
ihlr-22369	154	1	on	on	ADP
ihlr-22369	154	2	nyman	nyman	PROPN
ihlr-22369	154	3	’s	’s	PART
ihlr-22369	154	4	view	view	NOUN
ihlr-22369	154	5	,	,	PUNCT
ihlr-22369	154	6	the	the	DET
ihlr-22369	154	7	driving	drive	VERB
ihlr-22369	154	8	motivation	motivation	NOUN
ihlr-22369	154	9	(	(	PUNCT
ihlr-22369	154	10	and	and	CCONJ
ihlr-22369	154	11	benefit	benefit	VERB
ihlr-22369	154	12	)	)	PUNCT
ihlr-22369	154	13	for	for	ADP
ihlr-22369	154	14	buying	buy	VERB
ihlr-22369	154	15	health	health	NOUN
ihlr-22369	154	16	insurance	insurance	NOUN
ihlr-22369	154	17	is	be	AUX
ihlr-22369	154	18	not	not	PART
ihlr-22369	154	19	just	just	ADV
ihlr-22369	154	20	to	to	PART
ihlr-22369	154	21	offset	offset	VERB
ihlr-22369	154	22	risk	risk	NOUN
ihlr-22369	154	23	,	,	PUNCT
ihlr-22369	154	24	but	but	CCONJ
ihlr-22369	154	25	rather	rather	ADV
ihlr-22369	154	26	to	to	PART
ihlr-22369	154	27	allow	allow	VERB
ihlr-22369	154	28	the	the	DET
ihlr-22369	154	29	insured	insure	VERB
ihlr-22369	154	30	to	to	PART
ihlr-22369	154	31	afford	afford	VERB
ihlr-22369	154	32	costly	costly	ADJ
ihlr-22369	154	33	medical	medical	ADJ
ihlr-22369	154	34	care	care	NOUN
ihlr-22369	154	35	that	that	PRON
ihlr-22369	154	36	would	would	AUX
ihlr-22369	154	37	be	be	AUX
ihlr-22369	154	38	otherwise	otherwise	ADV
ihlr-22369	154	39	unaffordable	unaffordable	ADJ
ihlr-22369	154	40	.	.	PUNCT
ihlr-22369	155	1	accordingly	accordingly	ADV
ihlr-22369	155	2	,	,	PUNCT
ihlr-22369	155	3	a	a	DET
ihlr-22369	155	4	transfer	transfer	NOUN
ihlr-22369	155	5	of	of	ADP
ihlr-22369	155	6	wealth	wealth	NOUN
ihlr-22369	155	7	for	for	ADP
ihlr-22369	155	8	such	such	ADJ
ihlr-22369	155	9	purposes	purpose	NOUN
ihlr-22369	155	10	(	(	PUNCT
ihlr-22369	155	11	from	from	ADP
ihlr-22369	155	12	the	the	DET
ihlr-22369	155	13	collective	collective	ADJ
ihlr-22369	155	14	insurance	insurance	NOUN
ihlr-22369	155	15	pool	pool	NOUN
ihlr-22369	155	16	to	to	ADP
ihlr-22369	155	17	the	the	DET
ihlr-22369	155	18	sick	sick	ADJ
ihlr-22369	155	19	individual	individual	NOUN
ihlr-22369	155	20	)	)	PUNCT
ihlr-22369	155	21	may	may	AUX
ihlr-22369	155	22	be	be	AUX
ihlr-22369	155	23	in	in	ADP
ihlr-22369	155	24	fact	fact	NOUN
ihlr-22369	155	25	beneficial	beneficial	ADJ
ihlr-22369	155	26	and	and	CCONJ
ihlr-22369	155	27	efficient	efficient	ADJ
ihlr-22369	155	28	,	,	PUNCT
ihlr-22369	155	29	even	even	ADV
ihlr-22369	155	30	if	if	SCONJ
ihlr-22369	155	31	it	it	PRON
ihlr-22369	155	32	stimulates	stimulate	VERB
ihlr-22369	155	33	spending	spend	VERB
ihlr-22369	155	34	beyond	beyond	ADP
ihlr-22369	155	35	that	that	PRON
ihlr-22369	155	36	which	which	PRON
ihlr-22369	155	37	uninsured	uninsured	ADJ
ihlr-22369	155	38	individuals	individual	NOUN
ihlr-22369	155	39	spend	spend	VERB
ihlr-22369	155	40	.	.	PUNCT
ihlr-22369	156	1	indeed	indeed	ADV
ihlr-22369	156	2	,	,	PUNCT
ihlr-22369	156	3	that	that	DET
ihlr-22369	156	4	stimulation	stimulation	NOUN
ihlr-22369	156	5	of	of	ADP
ihlr-22369	156	6	consumption	consumption	NOUN
ihlr-22369	156	7	is	be	AUX
ihlr-22369	156	8	not	not	PART
ihlr-22369	156	9	an	an	DET
ihlr-22369	156	10	unwelcome	unwelcome	ADJ
ihlr-22369	156	11	side	side	ADJ
ihlr-22369	156	12	effect	effect	NOUN
ihlr-22369	156	13	of	of	ADP
ihlr-22369	156	14	insurance	insurance	NOUN
ihlr-22369	156	15	.	.	PUNCT
ihlr-22369	157	1	that	that	PRON
ihlr-22369	157	2	is	be	AUX
ihlr-22369	157	3	a	a	DET
ihlr-22369	157	4	primary	primary	ADJ
ihlr-22369	157	5	purpose	purpose	NOUN
ihlr-22369	157	6	of	of	ADP
ihlr-22369	157	7	insurance	insurance	NOUN
ihlr-22369	157	8	in	in	ADP
ihlr-22369	157	9	the	the	DET
ihlr-22369	157	10	first	first	ADJ
ihlr-22369	157	11	place	place	NOUN
ihlr-22369	157	12	.	.	PUNCT
ihlr-22369	158	1	to	to	PART
ihlr-22369	158	2	be	be	AUX
ihlr-22369	158	3	sure	sure	ADJ
ihlr-22369	158	4	,	,	PUNCT
ihlr-22369	158	5	nyman	nyman	PROPN
ihlr-22369	158	6	’s	’s	PART
ihlr-22369	158	7	theory	theory	NOUN
ihlr-22369	158	8	does	do	AUX
ihlr-22369	158	9	not	not	PART
ihlr-22369	158	10	repudiate	repudiate	VERB
ihlr-22369	158	11	moral	moral	ADJ
ihlr-22369	158	12	hazard	hazard	NOUN
ihlr-22369	158	13	altogether	altogether	ADV
ihlr-22369	158	14	,	,	PUNCT
ihlr-22369	158	15	nor	nor	CCONJ
ihlr-22369	158	16	does	do	AUX
ihlr-22369	158	17	it	it	PRON
ihlr-22369	158	18	repudiate	repudiate	VERB
ihlr-22369	158	19	cost	cost	NOUN
ihlr-22369	158	20	sharing	sharing	NOUN
ihlr-22369	158	21	as	as	ADP
ihlr-22369	158	22	a	a	DET
ihlr-22369	158	23	policy	policy	NOUN
ihlr-22369	158	24	mechanism	mechanism	NOUN
ihlr-22369	158	25	.	.	PUNCT
ihlr-22369	159	1	it	it	PRON
ihlr-22369	159	2	remains	remain	VERB
ihlr-22369	159	3	true	true	ADJ
ihlr-22369	159	4	that	that	SCONJ
ihlr-22369	159	5	insurance	insurance	NOUN
ihlr-22369	159	6	may	may	AUX
ihlr-22369	159	7	cause	cause	VERB
ihlr-22369	159	8	some	some	DET
ihlr-22369	159	9	wasteful	wasteful	ADJ
ihlr-22369	159	10	consumption	consumption	NOUN
ihlr-22369	159	11	by	by	ADP
ihlr-22369	159	12	disrupting	disrupt	VERB
ihlr-22369	159	13	the	the	DET
ihlr-22369	159	14	price	price	NOUN
ihlr-22369	159	15	signal	signal	NOUN
ihlr-22369	159	16	.	.	PUNCT
ihlr-22369	160	1	however	however	ADV
ihlr-22369	160	2	,	,	PUNCT
ihlr-22369	160	3	nyman	nyman	PROPN
ihlr-22369	160	4	’s	’s	PART
ihlr-22369	160	5	theory	theory	NOUN
ihlr-22369	160	6	makes	make	VERB
ihlr-22369	160	7	it	it	PRON
ihlr-22369	160	8	much	much	ADV
ihlr-22369	160	9	more	more	ADV
ihlr-22369	160	10	difficult	difficult	ADJ
ihlr-22369	160	11	to	to	PART
ihlr-22369	160	12	identify	identify	VERB
ihlr-22369	160	13	waste	waste	NOUN
ihlr-22369	160	14	;	;	PUNCT
ihlr-22369	160	15	a	a	DET
ihlr-22369	160	16	simple	simple	ADJ
ihlr-22369	160	17	economic	economic	ADJ
ihlr-22369	160	18	comparison	comparison	NOUN
ihlr-22369	160	19	of	of	ADP
ihlr-22369	160	20	uninsured	uninsured	ADJ
ihlr-22369	160	21	behavior	behavior	NOUN
ihlr-22369	160	22	to	to	ADP
ihlr-22369	160	23	insured	insured	ADJ
ihlr-22369	160	24	behavior	behavior	NOUN
ihlr-22369	160	25	does	do	AUX
ihlr-22369	160	26	not	not	PART
ihlr-22369	160	27	suffice	suffice	VERB
ihlr-22369	160	28	.	.	PUNCT
ihlr-22369	161	1	“	"	PUNCT
ihlr-22369	161	2	not	not	PART
ihlr-22369	161	3	all	all	DET
ihlr-22369	161	4	moral	moral	ADJ
ihlr-22369	161	5	hazard	hazard	NOUN
ihlr-22369	161	6	is	be	AUX
ihlr-22369	161	7	welfare	welfare	NOUN
ihlr-22369	161	8	decreasing	decrease	VERB
ihlr-22369	161	9	.	.	PUNCT
ihlr-22369	162	1	some	some	DET
ihlr-22369	162	2	moral	moral	ADJ
ihlr-22369	162	3	hazard	hazard	NOUN
ihlr-22369	162	4	purchases	purchase	NOUN
ihlr-22369	162	5	are	be	AUX
ihlr-22369	162	6	efficient	efficient	ADJ
ihlr-22369	162	7	and	and	CCONJ
ihlr-22369	162	8	some	some	PRON
ihlr-22369	162	9	are	be	AUX
ihlr-22369	162	10	inefficient	inefficient	ADJ
ihlr-22369	162	11	,	,	PUNCT
ihlr-22369	162	12	and	and	CCONJ
ihlr-22369	162	13	the	the	DET
ihlr-22369	162	14	challenge	challenge	NOUN
ihlr-22369	162	15	for	for	ADP
ihlr-22369	162	16	policy	policy	NOUN
ihlr-22369	162	17	is	be	AUX
ihlr-22369	162	18	to	to	PART
ihlr-22369	162	19	distinguish	distinguish	VERB
ihlr-22369	162	20	one	one	NUM
ihlr-22369	162	21	from	from	ADP
ihlr-22369	162	22	the	the	DET
ihlr-22369	162	23	other	other	ADJ
ihlr-22369	162	24	in	in	ADP
ihlr-22369	162	25	order	order	NOUN
ihlr-22369	162	26	to	to	PART
ihlr-22369	162	27	apply	apply	VERB
ihlr-22369	162	28	cost	cost	NOUN
ihlr-22369	162	29	sharing	sharing	NOUN
ihlr-22369	162	30	only	only	ADV
ihlr-22369	162	31	to	to	ADP
ihlr-22369	162	32	the	the	DET
ihlr-22369	162	33	inefficient	inefficient	ADJ
ihlr-22369	162	34	moral	moral	ADJ
ihlr-22369	162	35	hazard	hazard	NOUN
ihlr-22369	162	36	.	.	PUNCT
ihlr-22369	163	1	”22	”22	PROPN
ihlr-22369	163	2	nyman	nyman	PROPN
ihlr-22369	163	3	’s	’s	PART
ihlr-22369	163	4	work	work	NOUN
ihlr-22369	163	5	has	have	AUX
ihlr-22369	163	6	failed	fail	VERB
ihlr-22369	163	7	to	to	PART
ihlr-22369	163	8	change	change	VERB
ihlr-22369	163	9	the	the	DET
ihlr-22369	163	10	paradigm	paradigm	NOUN
ihlr-22369	163	11	of	of	ADP
ihlr-22369	163	12	health	health	NOUN
ihlr-22369	163	13	economics.23	economics.23	PROPN
ihlr-22369	163	14	young	young	ADJ
ihlr-22369	163	15	economists	economist	NOUN
ihlr-22369	163	16	are	be	AUX
ihlr-22369	163	17	still	still	ADV
ihlr-22369	163	18	trained	train	VERB
ihlr-22369	163	19	on	on	ADP
ihlr-22369	163	20	health	health	NOUN
ihlr-22369	163	21	economics	economic	NOUN
ihlr-22369	163	22	textbooks	textbook	NOUN
ihlr-22369	163	23	,	,	PUNCT
ihlr-22369	163	24	which	which	PRON
ihlr-22369	163	25	continue	continue	VERB
ihlr-22369	163	26	to	to	PART
ihlr-22369	163	27	equate	equate	VERB
ihlr-22369	163	28	moral	moral	ADJ
ihlr-22369	163	29	hazard	hazard	NOUN
ihlr-22369	163	30	with	with	ADP
ihlr-22369	163	31	welfare	welfare	NOUN
ihlr-22369	163	32	loss	loss	NOUN
ihlr-22369	163	33	and	and	CCONJ
ihlr-22369	163	34	“	"	PUNCT
ihlr-22369	163	35	emphasize	emphasize	VERB
ihlr-22369	163	36	”	"	PUNCT
ihlr-22369	163	37	that	that	SCONJ
ihlr-22369	163	38	“	"	PUNCT
ihlr-22369	163	39	only	only	ADJ
ihlr-22369	163	40	risk	risk	NOUN
ihlr-22369	163	41	-	-	PUNCT
ihlr-22369	163	42	averse	averse	ADJ
ihlr-22369	163	43	individuals	individual	NOUN
ihlr-22369	163	44	demand	demand	VERB
ihlr-22369	163	45	insurance	insurance	NOUN
ihlr-22369	163	46	.	.	PUNCT
ihlr-22369	163	47	”	"	PUNCT
ihlr-22369	164	1	in	in	ADP
ihlr-22369	164	2	contrast	contrast	NOUN
ihlr-22369	164	3	,	,	PUNCT
ihlr-22369	164	4	on	on	ADP
ihlr-22369	164	5	nyman	nyman	PROPN
ihlr-22369	164	6	’s	’s	PART
ihlr-22369	164	7	plausible24	plausible24	PROPN
ihlr-22369	164	8	view	view	NOUN
ihlr-22369	164	9	,	,	PUNCT
ihlr-22369	164	10	a	a	DET
ihlr-22369	164	11	risk	risk	NOUN
ihlr-22369	164	12	-	-	PUNCT
ihlr-22369	164	13	neutral	neutral	ADJ
ihlr-22369	164	14	person	person	NOUN
ihlr-22369	164	15	with	with	ADP
ihlr-22369	164	16	limited	limited	ADJ
ihlr-22369	164	17	wealth	wealth	NOUN
ihlr-22369	164	18	may	may	AUX
ihlr-22369	164	19	nonetheless	nonetheless	ADV
ihlr-22369	164	20	rationally	rationally	ADV
ihlr-22369	164	21	buy	buy	VERB
ihlr-22369	164	22	a	a	DET
ihlr-22369	164	23	health	health	NOUN
ihlr-22369	164	24	plan	plan	NOUN
ihlr-22369	164	25	that	that	PRON
ihlr-22369	164	26	creates	create	VERB
ihlr-22369	164	27	access	access	NOUN
ihlr-22369	164	28	to	to	PART
ihlr-22369	164	29	care	care	VERB
ihlr-22369	164	30	that	that	SCONJ
ihlr-22369	164	31	he	he	PRON
ihlr-22369	164	32	otherwise	otherwise	ADV
ihlr-22369	164	33	could	could	AUX
ihlr-22369	164	34	n’t	not	PART
ihlr-22369	164	35	afford	afford	VERB
ihlr-22369	164	36	.	.	PUNCT
ihlr-22369	165	1	in	in	ADP
ihlr-22369	165	2	a	a	DET
ihlr-22369	165	3	recent	recent	ADJ
ihlr-22369	165	4	review	review	NOUN
ihlr-22369	165	5	article	article	NOUN
ihlr-22369	165	6	,	,	PUNCT
ihlr-22369	165	7	kelman	kelman	NOUN
ihlr-22369	165	8	and	and	CCONJ
ihlr-22369	165	9	woodward	woodward	PROPN
ihlr-22369	165	10	conclude	conclude	VERB
ihlr-22369	165	11	that	that	SCONJ
ihlr-22369	165	12	nyman	nyman	NOUN
ihlr-22369	165	13	’s	’s	PART
ihlr-22369	165	14	“	"	PUNCT
ihlr-22369	165	15	major	major	ADJ
ihlr-22369	165	16	challenge	challenge	NOUN
ihlr-22369	165	17	”	"	PUNCT
ihlr-22369	165	18	to	to	ADP
ihlr-22369	165	19	economic	economic	ADJ
ihlr-22369	165	20	thinking	thinking	NOUN
ihlr-22369	165	21	about	about	ADP
ihlr-22369	165	22	moral	moral	ADJ
ihlr-22369	165	23	hazard	hazard	NOUN
ihlr-22369	165	24	has	have	AUX
ihlr-22369	165	25	been	be	AUX
ihlr-22369	165	26	largely	largely	ADV
ihlr-22369	165	27	ignored	ignore	VERB
ihlr-22369	165	28	by	by	ADP
ihlr-22369	165	29	economists	economist	NOUN
ihlr-22369	165	30	themselves	themselves	PRON
ihlr-22369	165	31	.	.	PUNCT
ihlr-22369	166	1	25	25	NUM
ihlr-22369	166	2	health	health	NOUN
ihlr-22369	166	3	economics	economic	NOUN
ihlr-22369	166	4	may	may	AUX
ihlr-22369	166	5	be	be	AUX
ihlr-22369	166	6	slow	slow	ADJ
ihlr-22369	166	7	to	to	PART
ihlr-22369	166	8	embrace	embrace	VERB
ihlr-22369	166	9	nyman	nyman	NOUN
ihlr-22369	166	10	’s	’s	PART
ihlr-22369	166	11	theory	theory	NOUN
ihlr-22369	166	12	because	because	SCONJ
ihlr-22369	166	13	the	the	DET
ihlr-22369	166	14	22	22	NUM
ihlr-22369	166	15	.	.	PUNCT
ihlr-22369	167	1	i	i	PRON
ihlr-22369	167	2	d.	d.	PROPN
ihlr-22369	167	3	at	at	ADP
ihlr-22369	167	4	165	165	NUM
ihlr-22369	167	5	.	.	PUNCT
ihlr-22369	167	6	23	23	NUM
ihlr-22369	167	7	.	.	PUNCT
ihlr-22369	168	1	see	see	VERB
ihlr-22369	168	2	thomas	thomas	PROPN
ihlr-22369	168	3	kuhn	kuhn	PROPN
ihlr-22369	168	4	,	,	PUNCT
ihlr-22369	168	5	the	the	DET
ihlr-22369	168	6	structure	structure	NOUN
ihlr-22369	168	7	of	of	ADP
ihlr-22369	168	8	scientific	scientific	ADJ
ihlr-22369	168	9	revolutions	revolution	NOUN
ihlr-22369	168	10	(	(	PUNCT
ihlr-22369	168	11	1962	1962	NUM
ihlr-22369	168	12	)	)	PUNCT
ihlr-22369	168	13	(	(	PUNCT
ihlr-22369	168	14	describing	describe	VERB
ihlr-22369	168	15	how	how	SCONJ
ihlr-22369	168	16	scientific	scientific	ADJ
ihlr-22369	168	17	domains	domain	NOUN
ihlr-22369	168	18	deal	deal	VERB
ihlr-22369	168	19	with	with	ADP
ihlr-22369	168	20	anomalies	anomaly	NOUN
ihlr-22369	168	21	,	,	PUNCT
ihlr-22369	168	22	and	and	CCONJ
ihlr-22369	168	23	only	only	ADV
ihlr-22369	168	24	rarely	rarely	ADV
ihlr-22369	168	25	change	change	VERB
ihlr-22369	168	26	fundamental	fundamental	ADJ
ihlr-22369	168	27	paradigms	paradigm	NOUN
ihlr-22369	168	28	)	)	PUNCT
ihlr-22369	168	29	.	.	PUNCT
ihlr-22369	169	1	24	24	NUM
ihlr-22369	169	2	.	.	PUNCT
ihlr-22369	170	1	frank	frank	PROPN
ihlr-22369	170	2	a.	a.	PROPN
ihlr-22369	170	3	sloan	sloan	PROPN
ihlr-22369	170	4	&	&	CCONJ
ihlr-22369	170	5	chee	chee	NOUN
ihlr-22369	170	6	-	-	PUNCT
ihlr-22369	170	7	ruey	ruey	NOUN
ihlr-22369	170	8	hsieh	hsieh	PROPN
ihlr-22369	170	9	,	,	PUNCT
ihlr-22369	170	10	health	health	NOUN
ihlr-22369	170	11	econ	econ	NOUN
ihlr-22369	170	12	.	.	PUNCT
ihlr-22369	171	1	143	143	NUM
ihlr-22369	171	2	(	(	PUNCT
ihlr-22369	171	3	2012	2012	NUM
ihlr-22369	171	4	)	)	PUNCT
ihlr-22369	172	1	;	;	PUNCT
ihlr-22369	172	2	see	see	VERB
ihlr-22369	172	3	also	also	ADV
ihlr-22369	172	4	i	i	PROPN
ihlr-22369	172	5	d	d	PROPN
ihlr-22369	172	6	at	at	ADP
ihlr-22369	172	7	512	512	NUM
ihlr-22369	172	8	(	(	PUNCT
ihlr-22369	172	9	describing	describe	VERB
ihlr-22369	172	10	nyman	nyman	NOUN
ihlr-22369	172	11	’s	’s	PART
ihlr-22369	172	12	theory	theory	NOUN
ihlr-22369	172	13	in	in	ADP
ihlr-22369	172	14	passing	pass	VERB
ihlr-22369	172	15	,	,	PUNCT
ihlr-22369	172	16	but	but	CCONJ
ihlr-22369	172	17	not	not	PART
ihlr-22369	172	18	in	in	ADP
ihlr-22369	172	19	the	the	DET
ihlr-22369	172	20	chapter	chapter	NOUN
ihlr-22369	172	21	on	on	ADP
ihlr-22369	172	22	demand	demand	NOUN
ihlr-22369	172	23	for	for	ADP
ihlr-22369	172	24	healthcare	healthcare	NOUN
ihlr-22369	172	25	and	and	CCONJ
ihlr-22369	172	26	moral	moral	ADJ
ihlr-22369	172	27	hazard	hazard	NOUN
ihlr-22369	172	28	)	)	PUNCT
ihlr-22369	172	29	.	.	PUNCT
ihlr-22369	173	1	for	for	ADP
ihlr-22369	173	2	a	a	DET
ihlr-22369	173	3	standard	standard	ADJ
ihlr-22369	173	4	description	description	NOUN
ihlr-22369	173	5	in	in	ADP
ihlr-22369	173	6	the	the	DET
ihlr-22369	173	7	field	field	NOUN
ihlr-22369	173	8	,	,	PUNCT
ihlr-22369	173	9	see	see	VERB
ihlr-22369	173	10	frank	frank	PROPN
ihlr-22369	173	11	d.	d.	PROPN
ihlr-22369	173	12	gianfrancesco	gianfrancesco	PROPN
ihlr-22369	173	13	,	,	PUNCT
ihlr-22369	173	14	the	the	DET
ihlr-22369	173	15	choice	choice	NOUN
ihlr-22369	173	16	among	among	ADP
ihlr-22369	173	17	medical	medical	ADJ
ihlr-22369	173	18	insurance	insurance	NOUN
ihlr-22369	173	19	plans	plan	NOUN
ihlr-22369	173	20	,	,	PUNCT
ihlr-22369	173	21	78	78	NUM
ihlr-22369	173	22	am	am	NOUN
ihlr-22369	173	23	.	.	PUNCT
ihlr-22369	174	1	econ	econ	PROPN
ihlr-22369	174	2	.	.	PUNCT
ihlr-22369	175	1	rev	rev	PROPN
ihlr-22369	175	2	.	.	PROPN
ihlr-22369	175	3	277	277	NUM
ihlr-22369	175	4	,	,	PUNCT
ihlr-22369	175	5	278	278	NUM
ihlr-22369	175	6	(	(	PUNCT
ihlr-22369	175	7	1988	1988	NUM
ihlr-22369	175	8	)	)	PUNCT
ihlr-22369	176	1	(	(	PUNCT
ihlr-22369	176	2	“	"	PUNCT
ihlr-22369	176	3	the	the	DET
ihlr-22369	176	4	welfare	welfare	NOUN
ihlr-22369	176	5	loss	loss	NOUN
ihlr-22369	176	6	from	from	ADP
ihlr-22369	176	7	moral	moral	ADJ
ihlr-22369	176	8	hazard	hazard	NOUN
ihlr-22369	176	9	has	have	VERB
ihlr-22369	176	10	two	two	NUM
ihlr-22369	176	11	components	component	NOUN
ihlr-22369	176	12	.	.	PUNCT
ihlr-22369	177	1	the	the	DET
ihlr-22369	177	2	first	first	ADJ
ihlr-22369	177	3	is	be	AUX
ihlr-22369	177	4	due	due	ADJ
ihlr-22369	177	5	to	to	ADP
ihlr-22369	177	6	the	the	DET
ihlr-22369	177	7	excess	excess	ADJ
ihlr-22369	177	8	consumption	consumption	NOUN
ihlr-22369	177	9	of	of	ADP
ihlr-22369	177	10	medical	medical	ADJ
ihlr-22369	177	11	care	care	NOUN
ihlr-22369	177	12	caused	cause	VERB
ihlr-22369	177	13	by	by	ADP
ihlr-22369	177	14	the	the	DET
ihlr-22369	177	15	price	price	NOUN
ihlr-22369	177	16	effect	effect	NOUN
ihlr-22369	177	17	inherent	inherent	ADJ
ihlr-22369	177	18	in	in	ADP
ihlr-22369	177	19	[	[	PUNCT
ihlr-22369	177	20	conventional	conventional	ADJ
ihlr-22369	177	21	insurance	insurance	NOUN
ihlr-22369	177	22	]	]	PUNCT
ihlr-22369	177	23	.	.	PUNCT
ihlr-22369	178	1	the	the	DET
ihlr-22369	178	2	second	second	ADJ
ihlr-22369	178	3	component	component	NOUN
ihlr-22369	178	4	of	of	ADP
ihlr-22369	178	5	welfare	welfare	NOUN
ihlr-22369	178	6	loss	loss	NOUN
ihlr-22369	178	7	is	be	AUX
ihlr-22369	178	8	due	due	ADJ
ihlr-22369	178	9	to	to	ADP
ihlr-22369	178	10	the	the	DET
ihlr-22369	178	11	cost	cost	NOUN
ihlr-22369	178	12	sharing	sharing	NOUN
ihlr-22369	178	13	required	require	VERB
ihlr-22369	178	14	to	to	PART
ihlr-22369	178	15	moderate	moderate	VERB
ihlr-22369	178	16	this	this	DET
ihlr-22369	178	17	effect	effect	NOUN
ihlr-22369	178	18	.	.	PUNCT
ihlr-22369	179	1	while	while	SCONJ
ihlr-22369	179	2	cost	cost	NOUN
ihlr-22369	179	3	sharing	sharing	NOUN
ihlr-22369	179	4	reduces	reduce	VERB
ihlr-22369	179	5	excess	excess	ADJ
ihlr-22369	179	6	consumption	consumption	NOUN
ihlr-22369	179	7	,	,	PUNCT
ihlr-22369	179	8	it	it	PRON
ihlr-22369	179	9	also	also	ADV
ihlr-22369	179	10	reduces	reduce	VERB
ihlr-22369	179	11	the	the	DET
ihlr-22369	179	12	risk	risk	NOUN
ihlr-22369	179	13	-	-	PUNCT
ihlr-22369	179	14	absorbing	absorb	VERB
ihlr-22369	179	15	benefits	benefit	NOUN
ihlr-22369	179	16	of	of	ADP
ihlr-22369	179	17	insurance	insurance	NOUN
ihlr-22369	179	18	.	.	PUNCT
ihlr-22369	179	19	”	"	PUNCT
ihlr-22369	179	20	)	)	PUNCT
ihlr-22369	179	21	.	.	PUNCT
ihlr-22369	180	1	25	25	NUM
ihlr-22369	180	2	.	.	PUNCT
ihlr-22369	180	3	sander	sander	PROPN
ihlr-22369	180	4	kelman	kelman	PROPN
ihlr-22369	180	5	&	&	CCONJ
ihlr-22369	180	6	albert	albert	PROPN
ihlr-22369	180	7	woodward	woodward	PROPN
ihlr-22369	180	8	,	,	PUNCT
ihlr-22369	180	9	john	john	PROPN
ihlr-22369	180	10	nyman	nyman	PROPN
ihlr-22369	180	11	and	and	CCONJ
ihlr-22369	180	12	the	the	DET
ihlr-22369	180	13	economics	economic	NOUN
ihlr-22369	180	14	of	of	ADP
ihlr-22369	180	15	health	health	NOUN
ihlr-22369	180	16	care	care	NOUN
ihlr-22369	180	17	moral	moral	ADJ
ihlr-22369	180	18	hazard	hazard	NOUN
ihlr-22369	180	19	,	,	PUNCT
ihlr-22369	180	20	2013	2013	NUM
ihlr-22369	180	21	isrn	isrn	NOUN
ihlr-22369	180	22	econ	econ	X
ihlr-22369	180	23	.	.	PUNCT
ihlr-22369	181	1	1	1	NUM
ihlr-22369	181	2	(	(	PUNCT
ihlr-22369	181	3	2013	2013	NUM
ihlr-22369	181	4	)	)	PUNCT
ihlr-22369	181	5	.	.	PUNCT
ihlr-22369	182	1	see	see	VERB
ihlr-22369	182	2	also	also	ADV
ihlr-22369	182	3	amy	amy	PROPN
ihlr-22369	182	4	finkelstein	finkelstein	PROPN
ihlr-22369	182	5	et	et	PROPN
ihlr-22369	182	6	al	al	PROPN
ihlr-22369	182	7	.	.	PROPN
ihlr-22369	182	8	,	,	PUNCT
ihlr-22369	182	9	moral	moral	ADJ
ihlr-22369	182	10	hazard	hazard	NOUN
ihlr-22369	182	11	in	in	ADP
ihlr-22369	182	12	health	health	NOUN
ihlr-22369	182	13	insurance	insurance	NOUN
ihlr-22369	182	14	(	(	PUNCT
ihlr-22369	182	15	2014	2014	NUM
ihlr-22369	182	16	)	)	PUNCT
ihlr-22369	182	17	(	(	PUNCT
ihlr-22369	182	18	providing	provide	VERB
ihlr-22369	182	19	an	an	DET
ihlr-22369	182	20	edited	edited	ADJ
ihlr-22369	182	21	retrospective	retrospective	NOUN
ihlr-22369	182	22	on	on	ADP
ihlr-22369	182	23	arrow	arrow	NOUN
ihlr-22369	182	24	’s	’s	PART
ihlr-22369	182	25	article	article	NOUN
ihlr-22369	182	26	and	and	CCONJ
ihlr-22369	182	27	the	the	DET
ihlr-22369	182	28	debate	debate	NOUN
ihlr-22369	182	29	the	the	DET
ihlr-22369	182	30	follows	follow	VERB
ihlr-22369	182	31	,	,	PUNCT
ihlr-22369	182	32	but	but	CCONJ
ihlr-22369	182	33	completely	completely	ADV
ihlr-22369	182	34	overlooking	overlook	VERB
ihlr-22369	182	35	nyman	nyman	NOUN
ihlr-22369	182	36	’s	’s	PART
ihlr-22369	182	37	intervention	intervention	NOUN
ihlr-22369	182	38	)	)	PUNCT
ihlr-22369	182	39	.	.	PUNCT
ihlr-22369	183	1	https://doi.org/10.1155/2013/603973	https://doi.org/10.1155/2013/603973	NOUN
ihlr-22369	183	2	50	50	NUM
ihlr-22369	183	3	indiana	indiana	PROPN
ihlr-22369	183	4	health	health	PROPN
ihlr-22369	183	5	law	law	NOUN
ihlr-22369	183	6	review	review	NOUN
ihlr-22369	184	1	[	[	X
ihlr-22369	184	2	vol	vol	NOUN
ihlr-22369	184	3	.	.	PUNCT
ihlr-22369	185	1	15:43	15:43	NUM
ihlr-22369	185	2	theory	theory	NOUN
ihlr-22369	185	3	makes	make	VERB
ihlr-22369	185	4	it	it	PRON
ihlr-22369	185	5	much	much	ADV
ihlr-22369	185	6	more	more	ADV
ihlr-22369	185	7	difficult	difficult	ADJ
ihlr-22369	185	8	for	for	SCONJ
ihlr-22369	185	9	economists	economist	NOUN
ihlr-22369	185	10	to	to	PART
ihlr-22369	185	11	speak	speak	VERB
ihlr-22369	185	12	to	to	ADP
ihlr-22369	185	13	policy	policy	NOUN
ihlr-22369	185	14	-	-	PUNCT
ihlr-22369	185	15	relevant	relevant	ADJ
ihlr-22369	185	16	questions	question	NOUN
ihlr-22369	185	17	.	.	PUNCT
ihlr-22369	186	1	simplistic	simplistic	ADJ
ihlr-22369	186	2	observations	observation	NOUN
ihlr-22369	186	3	that	that	PRON
ihlr-22369	186	4	insurance	insurance	NOUN
ihlr-22369	186	5	increases	increase	VERB
ihlr-22369	186	6	consumption	consumption	NOUN
ihlr-22369	186	7	of	of	ADP
ihlr-22369	186	8	health	health	NOUN
ihlr-22369	186	9	care	care	NOUN
ihlr-22369	186	10	tell	tell	VERB
ihlr-22369	186	11	us	we	PRON
ihlr-22369	186	12	nothing	nothing	PRON
ihlr-22369	186	13	about	about	ADP
ihlr-22369	186	14	whether	whether	SCONJ
ihlr-22369	186	15	that	that	PRON
ihlr-22369	186	16	is	be	AUX
ihlr-22369	186	17	a	a	DET
ihlr-22369	186	18	good	good	ADJ
ihlr-22369	186	19	or	or	CCONJ
ihlr-22369	186	20	a	a	DET
ihlr-22369	186	21	bad	bad	ADJ
ihlr-22369	186	22	thing	thing	NOUN
ihlr-22369	186	23	.	.	PUNCT
ihlr-22369	187	1	instead	instead	ADV
ihlr-22369	187	2	,	,	PUNCT
ihlr-22369	187	3	to	to	PART
ihlr-22369	187	4	make	make	VERB
ihlr-22369	187	5	smart	smart	ADJ
ihlr-22369	187	6	policy	policy	NOUN
ihlr-22369	187	7	we	we	PRON
ihlr-22369	187	8	need	need	VERB
ihlr-22369	187	9	experts	expert	NOUN
ihlr-22369	187	10	(	(	PUNCT
ihlr-22369	187	11	e.g.	e.g.	ADV
ihlr-22369	187	12	,	,	PUNCT
ihlr-22369	187	13	physicians	physician	NOUN
ihlr-22369	187	14	)	)	PUNCT
ihlr-22369	187	15	and	and	CCONJ
ihlr-22369	187	16	richer	rich	ADJ
ihlr-22369	187	17	datasets	dataset	NOUN
ihlr-22369	187	18	including	include	VERB
ihlr-22369	187	19	real	real	ADJ
ihlr-22369	187	20	health	health	NOUN
ihlr-22369	187	21	outcomes	outcome	NOUN
ihlr-22369	187	22	to	to	PART
ihlr-22369	187	23	identify	identify	VERB
ihlr-22369	187	24	good	good	ADJ
ihlr-22369	187	25	and	and	CCONJ
ihlr-22369	187	26	bad	bad	ADJ
ihlr-22369	187	27	healthcare	healthcare	NOUN
ihlr-22369	187	28	on	on	ADP
ihlr-22369	187	29	its	its	PRON
ihlr-22369	187	30	own	own	ADJ
ihlr-22369	187	31	merits	merit	NOUN
ihlr-22369	187	32	.	.	PUNCT
ihlr-22369	188	1	economists	economist	NOUN
ihlr-22369	188	2	are	be	AUX
ihlr-22369	188	3	less	less	ADV
ihlr-22369	188	4	likely	likely	ADJ
ihlr-22369	188	5	to	to	PART
ihlr-22369	188	6	adopt	adopt	VERB
ihlr-22369	188	7	a	a	DET
ihlr-22369	188	8	theory	theory	NOUN
ihlr-22369	188	9	that	that	PRON
ihlr-22369	188	10	effectively	effectively	ADV
ihlr-22369	188	11	undermines	undermine	VERB
ihlr-22369	188	12	their	their	PRON
ihlr-22369	188	13	own	own	ADJ
ihlr-22369	188	14	central	central	ADJ
ihlr-22369	188	15	role	role	NOUN
ihlr-22369	188	16	as	as	ADP
ihlr-22369	188	17	policy	policy	NOUN
ihlr-22369	188	18	advisors	advisor	NOUN
ihlr-22369	188	19	.	.	PUNCT
ihlr-22369	189	1	making	make	VERB
ihlr-22369	189	2	matters	matter	NOUN
ihlr-22369	189	3	more	more	ADV
ihlr-22369	189	4	complicated	complicated	ADJ
ihlr-22369	189	5	,	,	PUNCT
ihlr-22369	189	6	recent	recent	ADJ
ihlr-22369	189	7	work	work	NOUN
ihlr-22369	189	8	by	by	ADP
ihlr-22369	189	9	katherine	katherine	PROPN
ihlr-22369	189	10	baicker	baicker	PROPN
ihlr-22369	189	11	and	and	CCONJ
ihlr-22369	189	12	colleagues	colleague	NOUN
ihlr-22369	189	13	propose	propose	VERB
ihlr-22369	189	14	a	a	DET
ihlr-22369	189	15	model	model	NOUN
ihlr-22369	189	16	for	for	ADP
ihlr-22369	189	17	mis	mis	NOUN
ihlr-22369	189	18	-	-	NOUN
ihlr-22369	189	19	utilization	utilization	NOUN
ihlr-22369	189	20	to	to	PART
ihlr-22369	189	21	layer	layer	NOUN
ihlr-22369	189	22	atop	atop	ADP
ihlr-22369	189	23	moral	moral	ADJ
ihlr-22369	189	24	hazard	hazard	NOUN
ihlr-22369	189	25	.	.	PUNCT
ihlr-22369	190	1	baicker	baicker	PROPN
ihlr-22369	190	2	's	's	PART
ihlr-22369	190	3	model	model	NOUN
ihlr-22369	190	4	includes	include	VERB
ihlr-22369	190	5	“	"	PUNCT
ihlr-22369	190	6	behavioral	behavioral	ADJ
ihlr-22369	190	7	hazard	hazard	NOUN
ihlr-22369	190	8	,	,	PUNCT
ihlr-22369	190	9	”	"	PUNCT
ihlr-22369	190	10	which	which	PRON
ihlr-22369	190	11	can	can	AUX
ihlr-22369	190	12	cause	cause	VERB
ihlr-22369	190	13	patients	patient	NOUN
ihlr-22369	190	14	to	to	PART
ihlr-22369	190	15	fail	fail	VERB
ihlr-22369	190	16	to	to	PART
ihlr-22369	190	17	consume	consume	VERB
ihlr-22369	190	18	worthwhile	worthwhile	ADJ
ihlr-22369	190	19	healthcare	healthcare	NOUN
ihlr-22369	190	20	.	.	PUNCT
ihlr-22369	191	1	behavioral	behavioral	ADJ
ihlr-22369	191	2	hazard	hazard	NOUN
ihlr-22369	191	3	accounts	account	VERB
ihlr-22369	191	4	for	for	ADP
ihlr-22369	191	5	patient	patient	ADJ
ihlr-22369	191	6	biases26	biases26	NOUN
ihlr-22369	191	7	rooted	root	VERB
ihlr-22369	191	8	in	in	ADP
ihlr-22369	191	9	overweighting	overweighte	VERB
ihlr-22369	191	10	salient	salient	ADJ
ihlr-22369	191	11	symptoms	symptom	NOUN
ihlr-22369	191	12	(	(	PUNCT
ihlr-22369	191	13	e.g.	e.g.	ADV
ihlr-22369	191	14	,	,	PUNCT
ihlr-22369	191	15	pain	pain	NOUN
ihlr-22369	191	16	being	be	AUX
ihlr-22369	191	17	more	more	ADV
ihlr-22369	191	18	salient	salient	NOUN
ihlr-22369	191	19	than	than	ADP
ihlr-22369	191	20	hypertension	hypertension	NOUN
ihlr-22369	191	21	)	)	PUNCT
ihlr-22369	191	22	,	,	PUNCT
ihlr-22369	191	23	overweighting	overweighte	VERB
ihlr-22369	191	24	the	the	DET
ihlr-22369	191	25	immediate	immediate	ADJ
ihlr-22369	191	26	costs	cost	NOUN
ihlr-22369	191	27	of	of	ADP
ihlr-22369	191	28	care	care	NOUN
ihlr-22369	191	29	(	(	PUNCT
ihlr-22369	191	30	e.g.	e.g.	ADV
ihlr-22369	191	31	,	,	PUNCT
ihlr-22369	191	32	co	co	NOUN
ihlr-22369	191	33	-	-	NOUN
ihlr-22369	191	34	payments	payment	NOUN
ihlr-22369	191	35	and	and	CCONJ
ihlr-22369	191	36	short	short	ADJ
ihlr-22369	191	37	-	-	PUNCT
ihlr-22369	191	38	term	term	NOUN
ihlr-22369	191	39	effort	effort	NOUN
ihlr-22369	191	40	investments	investment	NOUN
ihlr-22369	191	41	)	)	PUNCT
ihlr-22369	191	42	,	,	PUNCT
ihlr-22369	191	43	and	and	CCONJ
ihlr-22369	191	44	making	make	VERB
ihlr-22369	191	45	choices	choice	NOUN
ihlr-22369	191	46	based	base	VERB
ihlr-22369	191	47	on	on	ADP
ihlr-22369	191	48	false	false	ADJ
ihlr-22369	191	49	beliefs	belief	NOUN
ihlr-22369	191	50	(	(	PUNCT
ihlr-22369	191	51	e.g.	e.g.	ADV
ihlr-22369	191	52	,	,	PUNCT
ihlr-22369	191	53	faulty	faulty	ADJ
ihlr-22369	191	54	mental	mental	ADJ
ihlr-22369	191	55	models	model	NOUN
ihlr-22369	191	56	,	,	PUNCT
ihlr-22369	191	57	incomplete	incomplete	ADJ
ihlr-22369	191	58	information	information	NOUN
ihlr-22369	191	59	,	,	PUNCT
ihlr-22369	191	60	or	or	CCONJ
ihlr-22369	191	61	inattention	inattention	NOUN
ihlr-22369	191	62	to	to	ADP
ihlr-22369	191	63	the	the	DET
ihlr-22369	191	64	available	available	ADJ
ihlr-22369	191	65	evidence	evidence	NOUN
ihlr-22369	191	66	)	)	PUNCT
ihlr-22369	191	67	.	.	PUNCT
ihlr-22369	192	1	in	in	ADP
ihlr-22369	192	2	short	short	ADJ
ihlr-22369	192	3	,	,	PUNCT
ihlr-22369	192	4	behavioral	behavioral	ADJ
ihlr-22369	192	5	hazard	hazard	NOUN
ihlr-22369	192	6	is	be	AUX
ihlr-22369	192	7	why	why	SCONJ
ihlr-22369	192	8	patients	patient	NOUN
ihlr-22369	192	9	make	make	VERB
ihlr-22369	192	10	choices	choice	NOUN
ihlr-22369	192	11	that	that	PRON
ihlr-22369	192	12	appear	appear	VERB
ihlr-22369	192	13	to	to	PART
ihlr-22369	192	14	go	go	VERB
ihlr-22369	192	15	against	against	ADP
ihlr-22369	192	16	their	their	PRON
ihlr-22369	192	17	own	own	ADJ
ihlr-22369	192	18	best	good	ADJ
ihlr-22369	192	19	interests	interest	NOUN
ihlr-22369	192	20	.	.	PUNCT
ihlr-22369	193	1	the	the	DET
ihlr-22369	193	2	authors	author	NOUN
ihlr-22369	193	3	propose	propose	VERB
ihlr-22369	193	4	that	that	SCONJ
ihlr-22369	193	5	while	while	SCONJ
ihlr-22369	193	6	co	co	NOUN
ihlr-22369	193	7	-	-	NOUN
ihlr-22369	193	8	payments	payment	NOUN
ihlr-22369	193	9	have	have	AUX
ihlr-22369	193	10	been	be	AUX
ihlr-22369	193	11	the	the	DET
ihlr-22369	193	12	principal	principal	ADJ
ihlr-22369	193	13	moderator	moderator	NOUN
ihlr-22369	193	14	of	of	ADP
ihlr-22369	193	15	moral	moral	ADJ
ihlr-22369	193	16	hazard	hazard	NOUN
ihlr-22369	193	17	in	in	ADP
ihlr-22369	193	18	health	health	NOUN
ihlr-22369	193	19	insurance	insurance	NOUN
ihlr-22369	193	20	,	,	PUNCT
ihlr-22369	193	21	nudges	nudge	NOUN
ihlr-22369	193	22	—	—	PUNCT
ihlr-22369	193	23	or	or	CCONJ
ihlr-22369	193	24	non	non	ADJ
ihlr-22369	193	25	-	-	ADJ
ihlr-22369	193	26	financial	financial	ADJ
ihlr-22369	193	27	instruments	instrument	NOUN
ihlr-22369	193	28	such	such	ADJ
ihlr-22369	193	29	as	as	ADP
ihlr-22369	193	30	reminders	reminder	NOUN
ihlr-22369	193	31	or	or	CCONJ
ihlr-22369	193	32	framing	framing	NOUN
ihlr-22369	193	33	—	—	PUNCT
ihlr-22369	193	34	can	can	AUX
ihlr-22369	193	35	help	help	VERB
ihlr-22369	193	36	to	to	PART
ihlr-22369	193	37	mitigate	mitigate	VERB
ihlr-22369	193	38	behavioral	behavioral	ADJ
ihlr-22369	193	39	hazard	hazard	NOUN
ihlr-22369	193	40	driving	drive	VERB
ihlr-22369	193	41	market	market	NOUN
ihlr-22369	193	42	inefficiency	inefficiency	NOUN
ihlr-22369	193	43	.	.	PUNCT
ihlr-22369	194	1	27	27	NUM
ihlr-22369	194	2	b.	b.	PROPN
ihlr-22369	194	3	political	political	ADJ
ihlr-22369	194	4	ideologies	ideology	NOUN
ihlr-22369	194	5	the	the	DET
ihlr-22369	194	6	profession	profession	NOUN
ihlr-22369	194	7	of	of	ADP
ihlr-22369	194	8	economics	economic	NOUN
ihlr-22369	194	9	has	have	AUX
ihlr-22369	194	10	not	not	PART
ihlr-22369	194	11	been	be	AUX
ihlr-22369	194	12	alone	alone	ADJ
ihlr-22369	194	13	in	in	ADP
ihlr-22369	194	14	its	its	PRON
ihlr-22369	194	15	ideological	ideological	ADJ
ihlr-22369	194	16	commitments	commitment	NOUN
ihlr-22369	194	17	to	to	ADP
ihlr-22369	194	18	cost	cost	NOUN
ihlr-22369	194	19	-	-	PUNCT
ihlr-22369	194	20	sharing	sharing	NOUN
ihlr-22369	194	21	as	as	ADP
ihlr-22369	194	22	a	a	DET
ihlr-22369	194	23	means	means	NOUN
ihlr-22369	194	24	of	of	ADP
ihlr-22369	194	25	reducing	reduce	VERB
ihlr-22369	194	26	waste	waste	NOUN
ihlr-22369	194	27	.	.	PUNCT
ihlr-22369	195	1	for	for	ADP
ihlr-22369	195	2	more	more	ADJ
ihlr-22369	195	3	than	than	ADP
ihlr-22369	195	4	5028	5028	NUM
ihlr-22369	195	5	years	year	NOUN
ihlr-22369	195	6	,	,	PUNCT
ihlr-22369	195	7	at	at	ADP
ihlr-22369	195	8	the	the	DET
ihlr-22369	195	9	highest	high	ADJ
ihlr-22369	195	10	political	political	ADJ
ihlr-22369	195	11	levels	level	NOUN
ihlr-22369	195	12	,	,	PUNCT
ihlr-22369	195	13	among	among	ADP
ihlr-22369	195	14	both	both	CCONJ
ihlr-22369	195	15	liberal	liberal	ADJ
ihlr-22369	195	16	and	and	CCONJ
ihlr-22369	195	17	conservative	conservative	ADJ
ihlr-22369	195	18	u.s	u.s	PROPN
ihlr-22369	195	19	.	.	PROPN
ihlr-22369	195	20	presidents	president	NOUN
ihlr-22369	195	21	,	,	PUNCT
ihlr-22369	195	22	there	there	PRON
ihlr-22369	195	23	has	have	AUX
ihlr-22369	195	24	been	be	AUX
ihlr-22369	195	25	a	a	DET
ihlr-22369	195	26	remarkable	remarkable	ADJ
ihlr-22369	195	27	ideological	ideological	ADJ
ihlr-22369	195	28	consensus	consensus	NOUN
ihlr-22369	195	29	about	about	ADP
ihlr-22369	195	30	the	the	DET
ihlr-22369	195	31	risk	risk	NOUN
ihlr-22369	195	32	of	of	ADP
ihlr-22369	195	33	moral	moral	ADJ
ihlr-22369	195	34	hazard	hazard	NOUN
ihlr-22369	195	35	and	and	CCONJ
ihlr-22369	195	36	the	the	DET
ihlr-22369	195	37	importance	importance	NOUN
ihlr-22369	195	38	of	of	ADP
ihlr-22369	195	39	cost	cost	NOUN
ihlr-22369	195	40	-	-	PUNCT
ihlr-22369	195	41	sharing	sharing	NOUN
ihlr-22369	195	42	in	in	ADP
ihlr-22369	195	43	health	health	NOUN
ihlr-22369	195	44	insurance	insurance	NOUN
ihlr-22369	195	45	.	.	PUNCT
ihlr-22369	196	1	in	in	ADP
ihlr-22369	196	2	a	a	DET
ihlr-22369	196	3	1966	1966	NUM
ihlr-22369	196	4	meeting	meeting	NOUN
ihlr-22369	196	5	with	with	ADP
ihlr-22369	196	6	hospital	hospital	NOUN
ihlr-22369	196	7	leaders	leader	NOUN
ihlr-22369	196	8	to	to	PART
ihlr-22369	196	9	prepare	prepare	VERB
ihlr-22369	196	10	for	for	ADP
ihlr-22369	196	11	the	the	DET
ihlr-22369	196	12	launching	launching	NOUN
ihlr-22369	196	13	of	of	ADP
ihlr-22369	196	14	medicare	medicare	PROPN
ihlr-22369	196	15	,	,	PUNCT
ihlr-22369	196	16	democratic	democratic	ADJ
ihlr-22369	196	17	president	president	PROPN
ihlr-22369	196	18	lyndon	lyndon	PROPN
ihlr-22369	196	19	johnson	johnson	PROPN
ihlr-22369	196	20	worried	worry	VERB
ihlr-22369	196	21	that	that	SCONJ
ihlr-22369	196	22	the	the	DET
ihlr-22369	196	23	newly	newly	ADV
ihlr-22369	196	24	insured	insure	VERB
ihlr-22369	196	25	would	would	AUX
ihlr-22369	196	26	“	"	PUNCT
ihlr-22369	196	27	abuse	abuse	VERB
ihlr-22369	196	28	”	"	PUNCT
ihlr-22369	196	29	their	their	PRON
ihlr-22369	196	30	insurance	insurance	NOUN
ihlr-22369	196	31	.	.	PUNCT
ihlr-22369	197	1	“	"	PUNCT
ihlr-22369	197	2	there	there	PRON
ihlr-22369	197	3	will	will	AUX
ihlr-22369	197	4	be	be	AUX
ihlr-22369	197	5	some	some	PRON
ihlr-22369	197	6	who	who	PRON
ihlr-22369	197	7	will	will	AUX
ihlr-22369	197	8	demand	demand	VERB
ihlr-22369	197	9	unnecessary	unnecessary	ADJ
ihlr-22369	197	10	treatment	treatment	NOUN
ihlr-22369	197	11	.	.	PUNCT
ihlr-22369	197	12	”	"	PUNCT
ihlr-22369	198	1	president	president	PROPN
ihlr-22369	198	2	johnson	johnson	PROPN
ihlr-22369	198	3	appealed	appeal	VERB
ihlr-22369	198	4	to	to	ADP
ihlr-22369	198	5	those	those	PRON
ihlr-22369	198	6	at	at	ADP
ihlr-22369	198	7	the	the	DET
ihlr-22369	198	8	“	"	PUNCT
ihlr-22369	198	9	grassroots”29	grassroots”29	ADJ
ihlr-22369	198	10	level	level	NOUN
ihlr-22369	198	11	,	,	PUNCT
ihlr-22369	198	12	closest	close	ADJ
ihlr-22369	198	13	to	to	ADP
ihlr-22369	198	14	the	the	DET
ihlr-22369	198	15	delivery	delivery	NOUN
ihlr-22369	198	16	of	of	ADP
ihlr-22369	198	17	care	care	NOUN
ihlr-22369	198	18	,	,	PUNCT
ihlr-22369	198	19	to	to	PART
ihlr-22369	198	20	“	"	PUNCT
ihlr-22369	198	21	stand	stand	VERB
ihlr-22369	198	22	firm	firm	ADJ
ihlr-22369	198	23	against	against	ADP
ihlr-22369	198	24	these	these	DET
ihlr-22369	198	25	abuses	abuse	NOUN
ihlr-22369	198	26	.	.	PUNCT
ihlr-22369	198	27	”	"	PUNCT
ihlr-22369	199	1	in	in	ADP
ihlr-22369	199	2	a30	a30	ADJ
ihlr-22369	199	3	statement	statement	NOUN
ihlr-22369	199	4	on	on	ADP
ihlr-22369	199	5	the	the	DET
ihlr-22369	199	6	inauguration	inauguration	NOUN
ihlr-22369	199	7	of	of	ADP
ihlr-22369	199	8	medicare	medicare	PROPN
ihlr-22369	199	9	,	,	PUNCT
ihlr-22369	199	10	president	president	PROPN
ihlr-22369	199	11	johnson	johnson	PROPN
ihlr-22369	199	12	reiterated	reiterate	VERB
ihlr-22369	199	13	that	that	SCONJ
ihlr-22369	199	14	26	26	NUM
ihlr-22369	199	15	.	.	PUNCT
ihlr-22369	200	1	katherine	katherine	PROPN
ihlr-22369	200	2	baicker	baicker	PROPN
ihlr-22369	200	3	et	et	PROPN
ihlr-22369	200	4	al	al	PROPN
ihlr-22369	200	5	.	.	PROPN
ihlr-22369	200	6	,	,	PUNCT
ihlr-22369	200	7	behavioral	behavioral	ADJ
ihlr-22369	200	8	hazard	hazard	NOUN
ihlr-22369	200	9	in	in	ADP
ihlr-22369	200	10	health	health	NOUN
ihlr-22369	200	11	insurance	insurance	NOUN
ihlr-22369	200	12	,	,	PUNCT
ihlr-22369	200	13	131	131	NUM
ihlr-22369	200	14	q.j	q.j	PROPN
ihlr-22369	200	15	.	.	PROPN
ihlr-22369	200	16	econ	econ	PROPN
ihlr-22369	200	17	.	.	PUNCT
ihlr-22369	201	1	1623	1623	NUM
ihlr-22369	201	2	(	(	PUNCT
ihlr-22369	201	3	2015	2015	NUM
ihlr-22369	201	4	)	)	PUNCT
ihlr-22369	201	5	.	.	PUNCT
ihlr-22369	202	1	27	27	NUM
ihlr-22369	202	2	.	.	PUNCT
ihlr-22369	203	1	see	see	AUX
ihlr-22369	203	2	generally	generally	ADV
ihlr-22369	203	3	nudging	nudge	VERB
ihlr-22369	203	4	health	health	NOUN
ihlr-22369	203	5	:	:	PUNCT
ihlr-22369	203	6	health	health	NOUN
ihlr-22369	203	7	law	law	NOUN
ihlr-22369	203	8	and	and	CCONJ
ihlr-22369	203	9	behavioral	behavioral	ADJ
ihlr-22369	203	10	economics	economic	NOUN
ihlr-22369	203	11	(	(	PUNCT
ihlr-22369	203	12	i.	i.	PROPN
ihlr-22369	203	13	glen	glen	PROPN
ihlr-22369	203	14	cohen	cohen	PROPN
ihlr-22369	203	15	et	et	PROPN
ihlr-22369	203	16	al	al	PROPN
ihlr-22369	203	17	.	.	PUNCT
ihlr-22369	204	1	eds	eds	PROPN
ihlr-22369	204	2	.	.	PROPN
ihlr-22369	204	3	,	,	PUNCT
ihlr-22369	204	4	johns	johns	PROPN
ihlr-22369	204	5	hopkins	hopkins	PROPN
ihlr-22369	204	6	univ	univ	PROPN
ihlr-22369	204	7	.	.	PUNCT
ihlr-22369	205	1	press	press	PROPN
ihlr-22369	205	2	2016	2016	NUM
ihlr-22369	205	3	)	)	PUNCT
ihlr-22369	205	4	.	.	PUNCT
ihlr-22369	206	1	28	28	NUM
ihlr-22369	206	2	.	.	PUNCT
ihlr-22369	206	3	see	see	VERB
ihlr-22369	206	4	generally	generally	ADV
ihlr-22369	206	5	michael	michael	PROPN
ihlr-22369	206	6	drummond	drummond	PROPN
ihlr-22369	206	7	,	,	PUNCT
ihlr-22369	206	8	the	the	DET
ihlr-22369	206	9	use	use	NOUN
ihlr-22369	206	10	of	of	ADP
ihlr-22369	206	11	economic	economic	ADJ
ihlr-22369	206	12	evidence	evidence	NOUN
ihlr-22369	206	13	by	by	ADP
ihlr-22369	206	14	healthcare	healthcare	NOUN
ihlr-22369	206	15	decision	decision	NOUN
ihlr-22369	206	16	makers	maker	NOUN
ihlr-22369	206	17	,	,	PUNCT
ihlr-22369	206	18	2	2	NUM
ihlr-22369	206	19	eur	eur	NOUN
ihlr-22369	206	20	.	.	PUNCT
ihlr-22369	207	1	j.	j.	PROPN
ihlr-22369	207	2	health	health	PROPN
ihlr-22369	207	3	econ	econ	PROPN
ihlr-22369	207	4	.	.	PROPN
ihlr-22369	207	5	2	2	NUM
ihlr-22369	207	6	(	(	PUNCT
ihlr-22369	207	7	2001	2001	NUM
ihlr-22369	207	8	)	)	PUNCT
ihlr-22369	207	9	(	(	PUNCT
ihlr-22369	207	10	discussing	discuss	VERB
ihlr-22369	207	11	generally	generally	ADV
ihlr-22369	207	12	the	the	DET
ihlr-22369	207	13	use	use	NOUN
ihlr-22369	207	14	of	of	ADP
ihlr-22369	207	15	economic	economic	ADJ
ihlr-22369	207	16	theory	theory	NOUN
ihlr-22369	207	17	worldwide	worldwide	ADV
ihlr-22369	207	18	by	by	ADP
ihlr-22369	207	19	healthcare	healthcare	NOUN
ihlr-22369	207	20	policy	policy	NOUN
ihlr-22369	207	21	decision	decision	NOUN
ihlr-22369	207	22	makers	maker	NOUN
ihlr-22369	207	23	)	)	PUNCT
ihlr-22369	207	24	.	.	PUNCT
ihlr-22369	208	1	29	29	NUM
ihlr-22369	208	2	.	.	PUNCT
ihlr-22369	209	1	ctrs	ctrs	PROPN
ihlr-22369	209	2	.	.	PUNCT
ihlr-22369	210	1	for	for	ADP
ihlr-22369	210	2	medicare	medicare	PROPN
ihlr-22369	210	3	&	&	CCONJ
ihlr-22369	210	4	medicaid	medicaid	PROPN
ihlr-22369	210	5	services	services	PROPN
ihlr-22369	210	6	,	,	PUNCT
ihlr-22369	210	7	cms	cms	NOUN
ihlr-22369	210	8	history	history	NOUN
ihlr-22369	210	9	project	project	NOUN
ihlr-22369	210	10	president	president	NOUN
ihlr-22369	210	11	’s	’s	PART
ihlr-22369	210	12	spe	spe	PROPN
ihlr-22369	210	13	e	e	X
ihlr-22369	210	14	c	c	NOUN
ihlr-22369	210	15	he	he	PRON
ihlr-22369	210	16	s	s	VERB
ihlr-22369	210	17	35	35	NUM
ihlr-22369	210	18	,	,	PUNCT
ihlr-22369	210	19	ht	ht	NOUN
ihlr-22369	210	20	tps	tps	NOUN
ihlr-22369	210	21	:	:	PUNCT
ihlr-22369	210	22	/	/	SYM
ihlr-22369	210	23	/www.cms.gov	/www.cms.gov	PUNCT
ihlr-22369	210	24	/	/	SYM
ihlr-22369	210	25	about	about	ADP
ihlr-22369	210	26	-	-	PUNCT
ihlr-22369	210	27	cms	cms	NOUN
ihlr-22369	210	28	/	/	SYM
ihlr-22369	210	29	agency	agency	NOUN
ihlr-22369	210	30	-	-	PUNCT
ihlr-22369	210	31	information	information	NOUN
ihlr-22369	210	32	/	/	SYM
ihlr-22369	210	33	history/	history/	NUM
ihlr-22369	210	34	downloads	download	NOUN
ihlr-22369	210	35	/	/	SYM
ihlr-22369	210	36	cmspresidentsspeeches.pdf	cmspresidentsspeeches.pdf	X
ihlr-22369	210	37	[	[	X
ihlr-22369	210	38	https://perma.cc/cvu6-zbgf	https://perma.cc/cvu6-zbgf	PROPN
ihlr-22369	210	39	]	]	PUNCT
ihlr-22369	210	40	.	.	PUNCT
ihlr-22369	211	1	30	30	NUM
ihlr-22369	211	2	.	.	PUNCT
ihlr-22369	212	1	i	i	PRON
ihlr-22369	212	2	d.	d.	PROPN
ihlr-22369	212	3	at	at	ADP
ihlr-22369	212	4	36	36	NUM
ihlr-22369	212	5	.	.	PUNCT
ihlr-22369	213	1	https://doi.org/10.1093/qje/qjv029	https://doi.org/10.1093/qje/qjv029	PROPN
ihlr-22369	213	2	https://doi.org/10.1007/pl00012215	https://doi.org/10.1007/pl00012215	VERB
ihlr-22369	213	3	2018	2018	NUM
ihlr-22369	213	4	]	]	PUNCT
ihlr-22369	213	5	ideology	ideology	NOUN
ihlr-22369	213	6	meets	meet	VERB
ihlr-22369	213	7	reality	reality	NOUN
ihlr-22369	213	8	51	51	NUM
ihlr-22369	213	9	“	"	PUNCT
ihlr-22369	213	10	medicare	medicare	PROPN
ihlr-22369	213	11	will	will	AUX
ihlr-22369	213	12	succeed	succeed	VERB
ihlr-22369	213	13	if	if	SCONJ
ihlr-22369	213	14	older	old	ADJ
ihlr-22369	213	15	patients	patient	NOUN
ihlr-22369	213	16	cooperate	cooperate	VERB
ihlr-22369	213	17	in	in	ADP
ihlr-22369	213	18	scheduling	scheduling	NOUN
ihlr-22369	213	19	treatment	treatment	NOUN
ihlr-22369	213	20	and	and	CCONJ
ihlr-22369	213	21	do	do	AUX
ihlr-22369	213	22	not	not	PART
ihlr-22369	213	23	demand	demand	VERB
ihlr-22369	213	24	unnecessary	unnecessary	ADJ
ihlr-22369	213	25	hospital	hospital	NOUN
ihlr-22369	213	26	and	and	CCONJ
ihlr-22369	213	27	medical	medical	ADJ
ihlr-22369	213	28	services	service	NOUN
ihlr-22369	213	29	,	,	PUNCT
ihlr-22369	213	30	”	"	PUNCT
ihlr-22369	213	31	closing	close	VERB
ihlr-22369	213	32	his	his	PRON
ihlr-22369	213	33	thought	thought	NOUN
ihlr-22369	213	34	with	with	ADP
ihlr-22369	213	35	:	:	PUNCT
ihlr-22369	213	36	“	"	PUNCT
ihlr-22369	213	37	i	i	PRON
ihlr-22369	213	38	have	have	AUX
ihlr-22369	213	39	confidence	confidence	NOUN
ihlr-22369	213	40	in	in	ADP
ihlr-22369	213	41	the	the	DET
ihlr-22369	213	42	commonsense	commonsense	NOUN
ihlr-22369	213	43	of	of	ADP
ihlr-22369	213	44	our	our	PRON
ihlr-22369	213	45	older	old	ADJ
ihlr-22369	213	46	americans	american	NOUN
ihlr-22369	213	47	.	.	PUNCT
ihlr-22369	213	48	”	"	PUNCT
ihlr-22369	214	1	president31	president31	PROPN
ihlr-22369	214	2	johnson	johnson	PROPN
ihlr-22369	214	3	acknowledged	acknowledge	VERB
ihlr-22369	214	4	the	the	DET
ihlr-22369	214	5	problem	problem	NOUN
ihlr-22369	214	6	of	of	ADP
ihlr-22369	214	7	moral	moral	ADJ
ihlr-22369	214	8	hazard	hazard	NOUN
ihlr-22369	214	9	,	,	PUNCT
ihlr-22369	214	10	but	but	CCONJ
ihlr-22369	214	11	thought	think	VERB
ihlr-22369	214	12	that	that	PRON
ihlr-22369	214	13	folksy	folksy	NOUN
ihlr-22369	214	14	common	common	ADJ
ihlr-22369	214	15	sense	sense	NOUN
ihlr-22369	214	16	and	and	CCONJ
ihlr-22369	214	17	moral	moral	ADJ
ihlr-22369	214	18	exhortation	exhortation	NOUN
ihlr-22369	214	19	might	might	AUX
ihlr-22369	214	20	solve	solve	VERB
ihlr-22369	214	21	it	it	PRON
ihlr-22369	214	22	.	.	PUNCT
ihlr-22369	215	1	nonetheless	nonetheless	ADV
ihlr-22369	215	2	,	,	PUNCT
ihlr-22369	215	3	medicare	medicare	PROPN
ihlr-22369	215	4	also	also	ADV
ihlr-22369	215	5	included	include	VERB
ihlr-22369	215	6	several	several	ADJ
ihlr-22369	215	7	cost	cost	NOUN
ihlr-22369	215	8	-	-	PUNCT
ihlr-22369	215	9	sharing	sharing	NOUN
ihlr-22369	215	10	features	feature	NOUN
ihlr-22369	215	11	.	.	PUNCT
ihlr-22369	216	1	32	32	NUM
ihlr-22369	216	2	republican	republican	PROPN
ihlr-22369	216	3	president	president	PROPN
ihlr-22369	216	4	nixon	nixon	PROPN
ihlr-22369	216	5	sought	seek	VERB
ihlr-22369	216	6	to	to	PART
ihlr-22369	216	7	continue	continue	VERB
ihlr-22369	216	8	cost	cost	NOUN
ihlr-22369	216	9	-	-	PUNCT
ihlr-22369	216	10	sharing	sharing	NOUN
ihlr-22369	216	11	practices	practice	NOUN
ihlr-22369	216	12	in	in	ADP
ihlr-22369	216	13	his	his	PRON
ihlr-22369	216	14	national	national	PROPN
ihlr-22369	216	15	health	health	PROPN
ihlr-22369	216	16	insurance	insurance	PROPN
ihlr-22369	216	17	partnership	partnership	PROPN
ihlr-22369	216	18	act	act	NOUN
ihlr-22369	216	19	of	of	ADP
ihlr-22369	216	20	1972	1972	NUM
ihlr-22369	216	21	.	.	PUNCT
ihlr-22369	217	1	president	president	PROPN
ihlr-22369	217	2	nixon	nixon	PROPN
ihlr-22369	217	3	proposed33	proposed33	VERB
ihlr-22369	217	4	a	a	DET
ihlr-22369	217	5	package	package	NOUN
ihlr-22369	217	6	that	that	PRON
ihlr-22369	217	7	“	"	PUNCT
ihlr-22369	217	8	would	would	AUX
ihlr-22369	217	9	include	include	VERB
ihlr-22369	217	10	certain	certain	ADJ
ihlr-22369	217	11	deductibles	deductible	NOUN
ihlr-22369	217	12	and	and	CCONJ
ihlr-22369	217	13	coinsurance	coinsurance	NOUN
ihlr-22369	217	14	features	feature	NOUN
ihlr-22369	217	15	,	,	PUNCT
ihlr-22369	217	16	which	which	PRON
ihlr-22369	217	17	would	would	AUX
ihlr-22369	217	18	help	help	VERB
ihlr-22369	217	19	keep	keep	VERB
ihlr-22369	217	20	costs	cost	NOUN
ihlr-22369	217	21	down	down	ADP
ihlr-22369	217	22	by	by	ADP
ihlr-22369	217	23	encouraging	encourage	VERB
ihlr-22369	217	24	the	the	DET
ihlr-22369	217	25	use	use	NOUN
ihlr-22369	217	26	of	of	ADP
ihlr-22369	217	27	more	more	ADV
ihlr-22369	217	28	efficient	efficient	ADJ
ihlr-22369	217	29	health	health	NOUN
ihlr-22369	217	30	care	care	NOUN
ihlr-22369	217	31	procedures	procedure	NOUN
ihlr-22369	217	32	.	.	PUNCT
ihlr-22369	217	33	”	"	PUNCT
ihlr-22369	218	1	34	34	NUM
ihlr-22369	218	2	republican	republican	PROPN
ihlr-22369	218	3	president	president	PROPN
ihlr-22369	218	4	ford	ford	PROPN
ihlr-22369	218	5	echoed	echo	VERB
ihlr-22369	218	6	these	these	DET
ihlr-22369	218	7	cost	cost	NOUN
ihlr-22369	218	8	-	-	PUNCT
ihlr-22369	218	9	sharing	share	VERB
ihlr-22369	218	10	sentiments	sentiment	NOUN
ihlr-22369	218	11	in	in	ADP
ihlr-22369	218	12	a	a	DET
ihlr-22369	218	13	1976	1976	NUM
ihlr-22369	218	14	message	message	NOUN
ihlr-22369	218	15	to	to	ADP
ihlr-22369	218	16	the	the	DET
ihlr-22369	218	17	congress	congress	PROPN
ihlr-22369	218	18	regarding	regard	VERB
ihlr-22369	218	19	medicare	medicare	PROPN
ihlr-22369	218	20	,	,	PUNCT
ihlr-22369	218	21	saying	say	VERB
ihlr-22369	218	22	:	:	PUNCT
ihlr-22369	218	23	“	"	PUNCT
ihlr-22369	218	24	[	[	X
ihlr-22369	218	25	a]dditional	a]dditional	ADJ
ihlr-22369	218	26	cost	cost	NOUN
ihlr-22369	218	27	sharing	sharing	NOUN
ihlr-22369	218	28	provisions	provision	NOUN
ihlr-22369	218	29	are	be	AUX
ihlr-22369	218	30	also	also	ADV
ihlr-22369	218	31	needed	need	VERB
ihlr-22369	218	32	to	to	PART
ihlr-22369	218	33	encourage	encourage	VERB
ihlr-22369	218	34	economical	economical	ADJ
ihlr-22369	218	35	use	use	NOUN
ihlr-22369	218	36	of	of	ADP
ihlr-22369	218	37	the	the	DET
ihlr-22369	218	38	hospital	hospital	NOUN
ihlr-22369	218	39	and	and	CCONJ
ihlr-22369	218	40	medical	medical	ADJ
ihlr-22369	218	41	services	service	NOUN
ihlr-22369	218	42	included	include	VERB
ihlr-22369	218	43	under	under	ADP
ihlr-22369	218	44	medicare	medicare	PROPN
ihlr-22369	218	45	.	.	PUNCT
ihlr-22369	218	46	”	"	PUNCT
ihlr-22369	219	1	he	he	PRON
ihlr-22369	219	2	went	go	VERB
ihlr-22369	219	3	on	on	ADP
ihlr-22369	219	4	to	to	PART
ihlr-22369	219	5	recommend	recommend	VERB
ihlr-22369	219	6	a	a	DET
ihlr-22369	219	7	10%35	10%35	NUM
ihlr-22369	219	8	coinsurance	coinsurance	NOUN
ihlr-22369	219	9	rate	rate	NOUN
ihlr-22369	219	10	for	for	ADP
ihlr-22369	219	11	hospital	hospital	NOUN
ihlr-22369	219	12	and	and	CCONJ
ihlr-22369	219	13	nursing	nursing	NOUN
ihlr-22369	219	14	home	home	NOUN
ihlr-22369	219	15	charges	charge	NOUN
ihlr-22369	219	16	,	,	PUNCT
ihlr-22369	219	17	and	and	CCONJ
ihlr-22369	219	18	an	an	DET
ihlr-22369	219	19	increase	increase	NOUN
ihlr-22369	219	20	in	in	ADP
ihlr-22369	219	21	the	the	DET
ihlr-22369	219	22	existing	exist	VERB
ihlr-22369	219	23	annual	annual	ADJ
ihlr-22369	219	24	deductible	deductible	NOUN
ihlr-22369	219	25	from	from	ADP
ihlr-22369	219	26	$	$	SYM
ihlr-22369	219	27	60	60	NUM
ihlr-22369	219	28	to	to	PART
ihlr-22369	219	29	$	$	SYM
ihlr-22369	219	30	77	77	NUM
ihlr-22369	219	31	.	.	PUNCT
ihlr-22369	220	1	36	36	NUM
ihlr-22369	220	2	democrat	democrat	PROPN
ihlr-22369	220	3	president	president	PROPN
ihlr-22369	220	4	carter	carter	PROPN
ihlr-22369	220	5	,	,	PUNCT
ihlr-22369	220	6	in	in	ADP
ihlr-22369	220	7	outlining	outline	VERB
ihlr-22369	220	8	his	his	PRON
ihlr-22369	220	9	1979	1979	NUM
ihlr-22369	220	10	national	national	ADJ
ihlr-22369	220	11	health	health	NOUN
ihlr-22369	220	12	plan	plan	NOUN
ihlr-22369	220	13	to	to	ADP
ihlr-22369	220	14	congress	congress	PROPN
ihlr-22369	220	15	,	,	PUNCT
ihlr-22369	220	16	emphasized	emphasize	VERB
ihlr-22369	220	17	protecting	protect	VERB
ihlr-22369	220	18	all	all	DET
ihlr-22369	220	19	americans	american	NOUN
ihlr-22369	220	20	from	from	ADP
ihlr-22369	220	21	“	"	PUNCT
ihlr-22369	220	22	catastrophic	catastrophic	ADJ
ihlr-22369	220	23	expenses	expense	NOUN
ihlr-22369	220	24	,	,	PUNCT
ihlr-22369	220	25	”	"	PUNCT
ihlr-22369	220	26	stating	state	VERB
ihlr-22369	220	27	that	that	SCONJ
ihlr-22369	220	28	“	"	PUNCT
ihlr-22369	220	29	no	no	DET
ihlr-22369	220	30	american	american	PROPN
ihlr-22369	220	31	should	should	AUX
ihlr-22369	220	32	live	live	VERB
ihlr-22369	220	33	in	in	ADP
ihlr-22369	220	34	fear	fear	NOUN
ihlr-22369	220	35	that	that	SCONJ
ihlr-22369	220	36	a	a	DET
ihlr-22369	220	37	serious	serious	ADJ
ihlr-22369	220	38	illness	illness	NOUN
ihlr-22369	220	39	or	or	CCONJ
ihlr-22369	220	40	accident	accident	NOUN
ihlr-22369	220	41	will	will	AUX
ihlr-22369	220	42	mean	mean	VERB
ihlr-22369	220	43	bankruptcy	bankruptcy	NOUN
ihlr-22369	220	44	or	or	CCONJ
ihlr-22369	220	45	a	a	DET
ihlr-22369	220	46	lifetime	lifetime	NOUN
ihlr-22369	220	47	of	of	ADP
ihlr-22369	220	48	debt	debt	NOUN
ihlr-22369	220	49	.	.	PUNCT
ihlr-22369	220	50	”	"	PUNCT
ihlr-22369	221	1	to	to	ADP
ihlr-22369	221	2	this	this	DET
ihlr-22369	221	3	end	end	NOUN
ihlr-22369	221	4	,	,	PUNCT
ihlr-22369	221	5	he	he	PRON
ihlr-22369	221	6	proposed	propose	VERB
ihlr-22369	221	7	widespread37	widespread37	NOUN
ihlr-22369	221	8	caps	cap	NOUN
ihlr-22369	221	9	on	on	ADP
ihlr-22369	221	10	out	out	ADP
ihlr-22369	221	11	-	-	PUNCT
ihlr-22369	221	12	of	of	ADP
ihlr-22369	221	13	-	-	PUNCT
ihlr-22369	221	14	pocket	pocket	NOUN
ihlr-22369	221	15	spending	spending	NOUN
ihlr-22369	221	16	with	with	ADP
ihlr-22369	221	17	targeted	target	VERB
ihlr-22369	221	18	cost	cost	NOUN
ihlr-22369	221	19	-	-	PUNCT
ihlr-22369	221	20	sharing	sharing	NOUN
ihlr-22369	221	21	curtailments	curtailment	NOUN
ihlr-22369	221	22	to	to	ADP
ihlr-22369	221	23	only	only	ADV
ihlr-22369	221	24	those	those	DET
ihlr-22369	221	25	most	most	ADV
ihlr-22369	221	26	vulnerable	vulnerable	ADJ
ihlr-22369	221	27	populations	population	NOUN
ihlr-22369	221	28	.	.	PUNCT
ihlr-22369	222	1	“	"	PUNCT
ihlr-22369	222	2	today	today	NOUN
ihlr-22369	222	3	,	,	PUNCT
ihlr-22369	222	4	the	the	DET
ihlr-22369	222	5	elderly	elderly	ADJ
ihlr-22369	222	6	also	also	ADV
ihlr-22369	222	7	face	face	VERB
ihlr-22369	222	8	heavy	heavy	ADJ
ihlr-22369	222	9	financial38	financial38	NOUN
ihlr-22369	222	10	burdens	burden	NOUN
ihlr-22369	222	11	because	because	SCONJ
ihlr-22369	222	12	physicians	physician	NOUN
ihlr-22369	222	13	increasingly	increasingly	ADV
ihlr-22369	222	14	charge	charge	VERB
ihlr-22369	222	15	more	more	ADJ
ihlr-22369	222	16	than	than	ADP
ihlr-22369	222	17	the	the	DET
ihlr-22369	222	18	medicare	medicare	PROPN
ihlr-22369	222	19	fee	fee	NOUN
ihlr-22369	222	20	,	,	PUNCT
ihlr-22369	222	21	”	"	PUNCT
ihlr-22369	222	22	president	president	PROPN
ihlr-22369	222	23	carter	carter	PROPN
ihlr-22369	222	24	continued	continue	VERB
ihlr-22369	222	25	,	,	PUNCT
ihlr-22369	222	26	“	"	PUNCT
ihlr-22369	222	27	under	under	ADP
ihlr-22369	222	28	the	the	DET
ihlr-22369	222	29	national	national	ADJ
ihlr-22369	222	30	health	health	PROPN
ihlr-22369	222	31	plan	plan	NOUN
ihlr-22369	222	32	,	,	PUNCT
ihlr-22369	222	33	physicians	physician	NOUN
ihlr-22369	222	34	would	would	AUX
ihlr-22369	222	35	be	be	AUX
ihlr-22369	222	36	prohibited	prohibit	VERB
ihlr-22369	222	37	from	from	ADP
ihlr-22369	222	38	charging	charge	VERB
ihlr-22369	222	39	elderly	elderly	ADJ
ihlr-22369	222	40	patients	patient	NOUN
ihlr-22369	222	41	more	more	ADJ
ihlr-22369	222	42	than	than	ADP
ihlr-22369	222	43	the	the	DET
ihlr-22369	222	44	allowable	allowable	ADJ
ihlr-22369	222	45	fee	fee	NOUN
ihlr-22369	222	46	.	.	PUNCT
ihlr-22369	223	1	”39	”39	PROPN
ihlr-22369	223	2	president	president	PROPN
ihlr-22369	223	3	carter	carter	PROPN
ihlr-22369	223	4	also	also	ADV
ihlr-22369	223	5	makes	make	VERB
ihlr-22369	223	6	special	special	ADJ
ihlr-22369	223	7	note	note	NOUN
ihlr-22369	223	8	of	of	ADP
ihlr-22369	223	9	cost	cost	NOUN
ihlr-22369	223	10	sharing	sharing	NOUN
ihlr-22369	223	11	as	as	SCONJ
ihlr-22369	223	12	it	it	PRON
ihlr-22369	223	13	pertains	pertain	VERB
ihlr-22369	223	14	to	to	ADP
ihlr-22369	223	15	maternal	maternal	ADJ
ihlr-22369	223	16	and	and	CCONJ
ihlr-22369	223	17	infant	infant	NOUN
ihlr-22369	223	18	health	health	NOUN
ihlr-22369	223	19	,	,	PUNCT
ihlr-22369	223	20	“	"	PUNCT
ihlr-22369	223	21	[	[	X
ihlr-22369	223	22	e]mployers	e]mployer	NOUN
ihlr-22369	223	23	will	will	AUX
ihlr-22369	223	24	provide	provide	VERB
ihlr-22369	223	25	employees	employee	NOUN
ihlr-22369	223	26	and	and	CCONJ
ihlr-22369	223	27	their	their	PRON
ihlr-22369	223	28	families	family	NOUN
ihlr-22369	223	29	with	with	ADP
ihlr-22369	223	30	coverage	coverage	NOUN
ihlr-22369	223	31	for	for	ADP
ihlr-22369	223	32	prenatal	prenatal	ADJ
ihlr-22369	223	33	care	care	NOUN
ihlr-22369	223	34	,	,	PUNCT
ihlr-22369	223	35	delivery	delivery	NOUN
ihlr-22369	223	36	,	,	PUNCT
ihlr-22369	223	37	and	and	CCONJ
ihlr-22369	223	38	infant	infant	NOUN
ihlr-22369	223	39	care	care	NOUN
ihlr-22369	223	40	to	to	ADP
ihlr-22369	223	41	age	age	NOUN
ihlr-22369	223	42	one	one	NUM
ihlr-22369	223	43	,	,	PUNCT
ihlr-22369	223	44	without	without	ADP
ihlr-22369	223	45	any	any	DET
ihlr-22369	223	46	cost	cost	NOUN
ihlr-22369	223	47	sharing	sharing	NOUN
ihlr-22369	223	48	.	.	PUNCT
ihlr-22369	223	49	”	"	PUNCT
ihlr-22369	224	1	his	his	PRON
ihlr-22369	224	2	approach	approach	NOUN
ihlr-22369	224	3	to	to	ADP
ihlr-22369	224	4	a	a	DET
ihlr-22369	224	5	variable	variable	ADJ
ihlr-22369	224	6	application	application	NOUN
ihlr-22369	224	7	of	of	ADP
ihlr-22369	224	8	cost	cost	NOUN
ihlr-22369	224	9	sharing	sharing	NOUN
ihlr-22369	224	10	is	be	AUX
ihlr-22369	224	11	a	a	DET
ihlr-22369	224	12	nod	nod	NOUN
ihlr-22369	224	13	to	to	ADP
ihlr-22369	224	14	his40	his40	ADJ
ihlr-22369	224	15	understanding	understanding	NOUN
ihlr-22369	224	16	of	of	ADP
ihlr-22369	224	17	its	its	PRON
ihlr-22369	224	18	significance	significance	NOUN
ihlr-22369	224	19	in	in	ADP
ihlr-22369	224	20	the	the	DET
ihlr-22369	224	21	lives	life	NOUN
ihlr-22369	224	22	of	of	ADP
ihlr-22369	224	23	the	the	DET
ihlr-22369	224	24	poorer	poorer	ADV
ihlr-22369	224	25	insured	insure	VERB
ihlr-22369	224	26	.	.	PUNCT
ihlr-22369	225	1	his	his	PRON
ihlr-22369	225	2	approach	approach	NOUN
ihlr-22369	225	3	is	be	AUX
ihlr-22369	225	4	also	also	ADV
ihlr-22369	225	5	,	,	PUNCT
ihlr-22369	225	6	arguably	arguably	ADV
ihlr-22369	225	7	,	,	PUNCT
ihlr-22369	225	8	a	a	DET
ihlr-22369	225	9	harbinger	harbinger	NOUN
ihlr-22369	225	10	of	of	ADP
ihlr-22369	225	11	the	the	DET
ihlr-22369	225	12	value	value	NOUN
ihlr-22369	225	13	-	-	PUNCT
ihlr-22369	225	14	based	base	VERB
ihlr-22369	225	15	insurance	insurance	NOUN
ihlr-22369	225	16	design	design	NOUN
ihlr-22369	225	17	of	of	ADP
ihlr-22369	225	18	our	our	PRON
ihlr-22369	225	19	present	present	ADJ
ihlr-22369	225	20	era	era	NOUN
ihlr-22369	225	21	in	in	ADP
ihlr-22369	225	22	that	that	SCONJ
ihlr-22369	225	23	it	it	PRON
ihlr-22369	225	24	selectively	selectively	ADV
ihlr-22369	225	25	applies	apply	VERB
ihlr-22369	225	26	the	the	DET
ihlr-22369	225	27	tools	tool	NOUN
ihlr-22369	225	28	of	of	ADP
ihlr-22369	225	29	cost	cost	NOUN
ihlr-22369	225	30	sharing	sharing	NOUN
ihlr-22369	225	31	.	.	PUNCT
ihlr-22369	226	1	republican	republican	ADJ
ihlr-22369	226	2	president	president	PROPN
ihlr-22369	226	3	reagan	reagan	PROPN
ihlr-22369	226	4	,	,	PUNCT
ihlr-22369	226	5	in	in	ADP
ihlr-22369	226	6	a	a	DET
ihlr-22369	226	7	1983	1983	NUM
ihlr-22369	226	8	address	address	NOUN
ihlr-22369	226	9	to	to	ADP
ihlr-22369	226	10	congress	congress	PROPN
ihlr-22369	226	11	on	on	ADP
ihlr-22369	226	12	health	health	NOUN
ihlr-22369	226	13	31	31	NUM
ihlr-22369	226	14	.	.	PUNCT
ihlr-22369	227	1	i	i	PRON
ihlr-22369	227	2	d.	d.	PROPN
ihlr-22369	227	3	at	at	ADP
ihlr-22369	227	4	42	42	NUM
ihlr-22369	227	5	.	.	PUNCT
ihlr-22369	228	1	32	32	NUM
ihlr-22369	228	2	.	.	PUNCT
ihlr-22369	229	1	nancy	nancy	PROPN
ihlr-22369	229	2	de	de	PROPN
ihlr-22369	229	3	lew	lew	PROPN
ihlr-22369	229	4	,	,	PUNCT
ihlr-22369	229	5	medicare	medicare	PROPN
ihlr-22369	229	6	:	:	PUNCT
ihlr-22369	229	7	35	35	NUM
ihlr-22369	229	8	years	year	NOUN
ihlr-22369	229	9	of	of	ADP
ihlr-22369	229	10	service	service	NOUN
ihlr-22369	229	11	,	,	PUNCT
ihlr-22369	229	12	22	22	NUM
ihlr-22369	229	13	medicare	medicare	PROPN
ihlr-22369	229	14	&	&	CCONJ
ihlr-22369	229	15	medicaid	medicaid	PROPN
ihlr-22369	229	16	res	res	PROPN
ihlr-22369	229	17	.	.	PUNCT
ihlr-22369	230	1	rev	rev	PROPN
ihlr-22369	230	2	.	.	PROPN
ihlr-22369	230	3	75	75	NUM
ihlr-22369	230	4	(	(	PUNCT
ihlr-22369	230	5	2001	2001	NUM
ihlr-22369	230	6	)	)	PUNCT
ihlr-22369	230	7	.	.	PUNCT
ihlr-22369	231	1	33	33	NUM
ihlr-22369	231	2	.	.	PUNCT
ihlr-22369	232	1	ctrs	ctrs	PROPN
ihlr-22369	232	2	.	.	PUNCT
ihlr-22369	233	1	for	for	ADP
ihlr-22369	233	2	medicare	medicare	PROPN
ihlr-22369	233	3	&	&	CCONJ
ihlr-22369	233	4	medicaid	medicaid	PROPN
ihlr-22369	233	5	services	services	PROPN
ihlr-22369	233	6	,	,	PUNCT
ihlr-22369	233	7	supra	supra	PROPN
ihlr-22369	233	8	note	note	PROPN
ihlr-22369	233	9	29	29	NUM
ihlr-22369	233	10	,	,	PUNCT
ihlr-22369	233	11	at	at	ADP
ihlr-22369	233	12	73	73	NUM
ihlr-22369	233	13	.	.	PUNCT
ihlr-22369	234	1	34	34	NUM
ihlr-22369	234	2	.	.	PUNCT
ihlr-22369	235	1	i	i	PRON
ihlr-22369	235	2	d.	d.	PROPN
ihlr-22369	235	3	at	at	ADP
ihlr-22369	235	4	60	60	NUM
ihlr-22369	235	5	.	.	PUNCT
ihlr-22369	235	6	35	35	NUM
ihlr-22369	235	7	.	.	PUNCT
ihlr-22369	236	1	i	i	PRON
ihlr-22369	236	2	d.	d.	PROPN
ihlr-22369	236	3	at	at	ADP
ihlr-22369	236	4	82	82	NUM
ihlr-22369	236	5	.	.	PUNCT
ihlr-22369	237	1	36	36	NUM
ihlr-22369	237	2	.	.	PUNCT
ihlr-22369	238	1	i	i	PRON
ihlr-22369	238	2	d.	d.	PROPN
ihlr-22369	238	3	37	37	NUM
ihlr-22369	238	4	.	.	PUNCT
ihlr-22369	239	1	i	i	PRON
ihlr-22369	239	2	d.	d.	PROPN
ihlr-22369	239	3	at	at	ADP
ihlr-22369	239	4	97	97	NUM
ihlr-22369	239	5	.	.	PUNCT
ihlr-22369	240	1	38	38	NUM
ihlr-22369	240	2	.	.	PUNCT
ihlr-22369	241	1	i	i	PRON
ihlr-22369	241	2	d.	d.	PROPN
ihlr-22369	241	3	at	at	ADP
ihlr-22369	241	4	98	98	NUM
ihlr-22369	241	5	.	.	PUNCT
ihlr-22369	241	6	39	39	NUM
ihlr-22369	241	7	.	.	PUNCT
ihlr-22369	242	1	i	i	PRON
ihlr-22369	242	2	d.	d.	PROPN
ihlr-22369	242	3	40	40	NUM
ihlr-22369	242	4	.	.	PUNCT
ihlr-22369	243	1	i	i	PRON
ihlr-22369	243	2	d.	d.	PROPN
ihlr-22369	243	3	at	at	ADP
ihlr-22369	243	4	99	99	NUM
ihlr-22369	243	5	.	.	PUNCT
ihlr-22369	244	1	52	52	NUM
ihlr-22369	244	2	indiana	indiana	PROPN
ihlr-22369	244	3	health	health	PROPN
ihlr-22369	244	4	law	law	NOUN
ihlr-22369	244	5	review	review	NOUN
ihlr-22369	244	6	[	[	X
ihlr-22369	244	7	vol	vol	NOUN
ihlr-22369	244	8	.	.	PUNCT
ihlr-22369	245	1	15:43	15:43	NUM
ihlr-22369	245	2	reforms	reform	NOUN
ihlr-22369	245	3	,	,	PUNCT
ihlr-22369	245	4	remarked	remark	VERB
ihlr-22369	245	5	that	that	SCONJ
ihlr-22369	245	6	under	under	ADP
ihlr-22369	245	7	the	the	DET
ihlr-22369	245	8	existing	exist	VERB
ihlr-22369	245	9	coinsurance	coinsurance	NOUN
ihlr-22369	245	10	format	format	NOUN
ihlr-22369	245	11	there	there	PRON
ihlr-22369	245	12	is	be	VERB
ihlr-22369	245	13	“	"	PUNCT
ihlr-22369	245	14	no	no	DET
ihlr-22369	245	15	financial	financial	ADJ
ihlr-22369	245	16	incentive	incentive	NOUN
ihlr-22369	245	17	for	for	SCONJ
ihlr-22369	245	18	the	the	DET
ihlr-22369	245	19	[	[	X
ihlr-22369	245	20	medicare	medicare	X
ihlr-22369	245	21	]	]	X
ihlr-22369	245	22	beneficiary	beneficiary	NOUN
ihlr-22369	245	23	to	to	PART
ihlr-22369	245	24	leave	leave	VERB
ihlr-22369	245	25	a	a	DET
ihlr-22369	245	26	hospital	hospital	NOUN
ihlr-22369	245	27	as	as	ADV
ihlr-22369	245	28	soon	soon	ADV
ihlr-22369	245	29	as	as	SCONJ
ihlr-22369	245	30	it	it	PRON
ihlr-22369	245	31	is	be	AUX
ihlr-22369	245	32	medically	medically	ADV
ihlr-22369	245	33	advisable	advisable	ADJ
ihlr-22369	245	34	to	to	PART
ihlr-22369	245	35	do	do	VERB
ihlr-22369	245	36	so	so	ADV
ihlr-22369	245	37	.	.	PUNCT
ihlr-22369	245	38	”	"	PUNCT
ihlr-22369	246	1	he	he	PRON
ihlr-22369	246	2	proposed	propose	VERB
ihlr-22369	246	3	changing	change	VERB
ihlr-22369	246	4	that	that	DET
ihlr-22369	246	5	policy	policy	NOUN
ihlr-22369	246	6	to	to	PART
ihlr-22369	246	7	include41	include41	VERB
ihlr-22369	246	8	more	more	ADJ
ihlr-22369	246	9	cost	cost	NOUN
ihlr-22369	246	10	sharing	sharing	NOUN
ihlr-22369	246	11	in	in	ADP
ihlr-22369	246	12	the	the	DET
ihlr-22369	246	13	first	first	ADJ
ihlr-22369	246	14	60	60	NUM
ihlr-22369	246	15	days	day	NOUN
ihlr-22369	246	16	of	of	ADP
ihlr-22369	246	17	hospitalization	hospitalization	NOUN
ihlr-22369	246	18	to	to	PART
ihlr-22369	246	19	“	"	PUNCT
ihlr-22369	246	20	encourage	encourage	VERB
ihlr-22369	246	21	beneficiary	beneficiary	NOUN
ihlr-22369	246	22	cost	cost	NOUN
ihlr-22369	246	23	consciousness	consciousness	NOUN
ihlr-22369	246	24	and	and	CCONJ
ihlr-22369	246	25	the	the	DET
ihlr-22369	246	26	efficient	efficient	ADJ
ihlr-22369	246	27	use	use	NOUN
ihlr-22369	246	28	of	of	ADP
ihlr-22369	246	29	health	health	NOUN
ihlr-22369	246	30	resources	resource	NOUN
ihlr-22369	246	31	.	.	PUNCT
ihlr-22369	246	32	”	"	PUNCT
ihlr-22369	247	1	in	in	ADP
ihlr-22369	247	2	addition	addition	NOUN
ihlr-22369	247	3	to42	to42	PROPN
ihlr-22369	247	4	coinsurance	coinsurance	NOUN
ihlr-22369	247	5	,	,	PUNCT
ihlr-22369	247	6	president	president	PROPN
ihlr-22369	247	7	reagan	reagan	PROPN
ihlr-22369	247	8	also	also	ADV
ihlr-22369	247	9	saw	see	VERB
ihlr-22369	247	10	increasing	increase	VERB
ihlr-22369	247	11	the	the	DET
ihlr-22369	247	12	medicare	medicare	PROPN
ihlr-22369	247	13	part	part	NOUN
ihlr-22369	248	1	b	b	X
ihlr-22369	248	2	deductible	deductible	ADJ
ihlr-22369	248	3	as	as	ADP
ihlr-22369	248	4	a	a	DET
ihlr-22369	248	5	way	way	NOUN
ihlr-22369	248	6	to	to	PART
ihlr-22369	248	7	curb	curb	VERB
ihlr-22369	248	8	spending	spending	NOUN
ihlr-22369	248	9	:	:	PUNCT
ihlr-22369	249	1	[	[	X
ihlr-22369	249	2	c]urrent	c]urrent	NOUN
ihlr-22369	249	3	law	law	NOUN
ihlr-22369	249	4	does	do	AUX
ihlr-22369	249	5	not	not	PART
ihlr-22369	249	6	provide	provide	VERB
ihlr-22369	249	7	for	for	ADP
ihlr-22369	249	8	future	future	ADJ
ihlr-22369	249	9	increases	increase	NOUN
ihlr-22369	249	10	in	in	ADP
ihlr-22369	249	11	the	the	DET
ihlr-22369	249	12	deductible	deductible	ADJ
ihlr-22369	249	13	.	.	PUNCT
ihlr-22369	250	1	as	as	ADP
ihlr-22369	250	2	a	a	DET
ihlr-22369	250	3	result	result	NOUN
ihlr-22369	250	4	,	,	PUNCT
ihlr-22369	250	5	the	the	DET
ihlr-22369	250	6	initial	initial	ADJ
ihlr-22369	250	7	beneficiary	beneficiary	NOUN
ihlr-22369	250	8	liability	liability	NOUN
ihlr-22369	250	9	for	for	ADP
ihlr-22369	250	10	medical	medical	ADJ
ihlr-22369	250	11	services	service	NOUN
ihlr-22369	250	12	will	will	AUX
ihlr-22369	250	13	decrease	decrease	VERB
ihlr-22369	250	14	in	in	ADP
ihlr-22369	250	15	real	real	ADJ
ihlr-22369	250	16	terms	term	NOUN
ihlr-22369	250	17	over	over	ADP
ihlr-22369	250	18	time	time	NOUN
ihlr-22369	250	19	and	and	CCONJ
ihlr-22369	250	20	these	these	DET
ihlr-22369	250	21	costs	cost	NOUN
ihlr-22369	250	22	will	will	AUX
ihlr-22369	250	23	be	be	AUX
ihlr-22369	250	24	shifted	shift	VERB
ihlr-22369	250	25	to	to	ADP
ihlr-22369	250	26	the	the	DET
ihlr-22369	250	27	federal	federal	ADJ
ihlr-22369	250	28	government	government	NOUN
ihlr-22369	250	29	.	.	PUNCT
ihlr-22369	251	1	furthermore	furthermore	ADV
ihlr-22369	251	2	,	,	PUNCT
ihlr-22369	251	3	the	the	DET
ihlr-22369	251	4	value	value	NOUN
ihlr-22369	251	5	of	of	ADP
ihlr-22369	251	6	the	the	DET
ihlr-22369	251	7	deductible	deductible	NOUN
ihlr-22369	251	8	as	as	ADP
ihlr-22369	251	9	a	a	DET
ihlr-22369	251	10	deterrent	deterrent	NOUN
ihlr-22369	251	11	to	to	PART
ihlr-22369	251	12	unnecessary	unnecessary	ADJ
ihlr-22369	251	13	utilization	utilization	NOUN
ihlr-22369	251	14	will	will	AUX
ihlr-22369	251	15	again	again	ADV
ihlr-22369	251	16	diminish.43	diminish.43	VERB
ihlr-22369	251	17	he	he	PRON
ihlr-22369	251	18	also	also	ADV
ihlr-22369	251	19	touched	touch	VERB
ihlr-22369	251	20	upon	upon	SCONJ
ihlr-22369	251	21	the	the	DET
ihlr-22369	251	22	importance	importance	NOUN
ihlr-22369	251	23	of	of	ADP
ihlr-22369	251	24	copayments	copayment	NOUN
ihlr-22369	251	25	in	in	ADP
ihlr-22369	251	26	medicare	medicare	PROPN
ihlr-22369	251	27	,	,	PUNCT
ihlr-22369	251	28	channeling	channel	VERB
ihlr-22369	251	29	academic	academic	ADJ
ihlr-22369	251	30	economists	economist	NOUN
ihlr-22369	251	31	:	:	PUNCT
ihlr-22369	252	1	[	[	X
ihlr-22369	252	2	f]irst	f]irst	ADJ
ihlr-22369	252	3	-	-	PUNCT
ihlr-22369	252	4	dollar	dollar	NOUN
ihlr-22369	252	5	insurance	insurance	NOUN
ihlr-22369	252	6	coverage	coverage	NOUN
ihlr-22369	252	7	,	,	PUNCT
ihlr-22369	252	8	such	such	ADJ
ihlr-22369	252	9	as	as	ADP
ihlr-22369	252	10	that	that	PRON
ihlr-22369	252	11	which	which	PRON
ihlr-22369	252	12	medicaid	medicaid	VERB
ihlr-22369	252	13	provides	provide	VERB
ihlr-22369	252	14	,	,	PUNCT
ihlr-22369	252	15	leaves	leave	VERB
ihlr-22369	252	16	the	the	DET
ihlr-22369	252	17	consumer	consumer	NOUN
ihlr-22369	252	18	with	with	ADP
ihlr-22369	252	19	virtually	virtually	ADV
ihlr-22369	252	20	no	no	DET
ihlr-22369	252	21	financial	financial	ADJ
ihlr-22369	252	22	incentive	incentive	NOUN
ihlr-22369	252	23	to	to	PART
ihlr-22369	252	24	question	question	VERB
ihlr-22369	252	25	the	the	DET
ihlr-22369	252	26	need	need	NOUN
ihlr-22369	252	27	for	for	ADP
ihlr-22369	252	28	services	service	NOUN
ihlr-22369	252	29	.	.	PUNCT
ihlr-22369	253	1	services	service	NOUN
ihlr-22369	253	2	that	that	PRON
ihlr-22369	253	3	are	be	AUX
ihlr-22369	253	4	totally	totally	ADV
ihlr-22369	253	5	free	free	ADJ
ihlr-22369	253	6	are	be	AUX
ihlr-22369	253	7	likely	likely	ADJ
ihlr-22369	253	8	to	to	PART
ihlr-22369	253	9	be	be	AUX
ihlr-22369	253	10	over	over	ADV
ihlr-22369	253	11	utilized	utilize	VERB
ihlr-22369	253	12	.	.	PUNCT
ihlr-22369	254	1	if	if	SCONJ
ihlr-22369	254	2	patients	patient	NOUN
ihlr-22369	254	3	share	share	VERB
ihlr-22369	254	4	in	in	ADP
ihlr-22369	254	5	some	some	PRON
ihlr-22369	254	6	of	of	ADP
ihlr-22369	254	7	the	the	DET
ihlr-22369	254	8	costs	cost	NOUN
ihlr-22369	254	9	,	,	PUNCT
ihlr-22369	254	10	they	they	PRON
ihlr-22369	254	11	and	and	CCONJ
ihlr-22369	254	12	their	their	PRON
ihlr-22369	254	13	physicians	physician	NOUN
ihlr-22369	254	14	will	will	AUX
ihlr-22369	254	15	reduce	reduce	VERB
ihlr-22369	254	16	unnecessary	unnecessary	ADJ
ihlr-22369	254	17	or	or	CCONJ
ihlr-22369	254	18	marginal	marginal	ADJ
ihlr-22369	254	19	utilization.44	utilization.44	NOUN
ihlr-22369	254	20	from	from	ADP
ihlr-22369	254	21	here	here	ADV
ihlr-22369	254	22	,	,	PUNCT
ihlr-22369	254	23	democrats	democrats	PROPN
ihlr-22369	254	24	picked	pick	VERB
ihlr-22369	254	25	up	up	ADP
ihlr-22369	254	26	the	the	DET
ihlr-22369	254	27	mantle	mantle	NOUN
ihlr-22369	254	28	.	.	PUNCT
ihlr-22369	255	1	president	president	PROPN
ihlr-22369	255	2	clinton	clinton	PROPN
ihlr-22369	255	3	made	make	VERB
ihlr-22369	255	4	‘	'	PUNCT
ihlr-22369	255	5	responsibility	responsibility	NOUN
ihlr-22369	255	6	’	'	PUNCT
ihlr-22369	255	7	one	one	NUM
ihlr-22369	255	8	of	of	ADP
ihlr-22369	255	9	the	the	DET
ihlr-22369	255	10	six	six	NUM
ihlr-22369	255	11	principles	principle	NOUN
ihlr-22369	255	12	of	of	ADP
ihlr-22369	255	13	his	his	PRON
ihlr-22369	255	14	1993	1993	NUM
ihlr-22369	255	15	health	health	NOUN
ihlr-22369	255	16	security	security	NOUN
ihlr-22369	255	17	act	act	PROPN
ihlr-22369	255	18	:	:	PUNCT
ihlr-22369	255	19	too	too	ADV
ihlr-22369	255	20	many	many	ADJ
ihlr-22369	255	21	of	of	ADP
ihlr-22369	255	22	us	we	PRON
ihlr-22369	255	23	have	have	AUX
ihlr-22369	255	24	not	not	PART
ihlr-22369	255	25	taken	take	VERB
ihlr-22369	255	26	responsibility	responsibility	NOUN
ihlr-22369	255	27	for	for	ADP
ihlr-22369	255	28	our	our	PRON
ihlr-22369	255	29	own	own	ADJ
ihlr-22369	255	30	health	health	NOUN
ihlr-22369	255	31	care	care	NOUN
ihlr-22369	255	32	and	and	CCONJ
ihlr-22369	255	33	for	for	ADP
ihlr-22369	255	34	our	our	PRON
ihlr-22369	255	35	own	own	ADJ
ihlr-22369	255	36	relations	relation	NOUN
ihlr-22369	255	37	to	to	ADP
ihlr-22369	255	38	the	the	DET
ihlr-22369	255	39	health	health	NOUN
ihlr-22369	255	40	care	care	NOUN
ihlr-22369	255	41	system	system	NOUN
ihlr-22369	255	42	.	.	PUNCT
ihlr-22369	256	1	many	many	ADJ
ihlr-22369	256	2	of	of	ADP
ihlr-22369	256	3	us	we	PRON
ihlr-22369	256	4	who	who	PRON
ihlr-22369	256	5	have	have	AUX
ihlr-22369	256	6	had	have	AUX
ihlr-22369	256	7	fully	fully	ADV
ihlr-22369	256	8	paid	pay	VERB
ihlr-22369	256	9	health	health	NOUN
ihlr-22369	256	10	care	care	NOUN
ihlr-22369	256	11	plans	plan	NOUN
ihlr-22369	256	12	have	have	AUX
ihlr-22369	256	13	used	use	VERB
ihlr-22369	256	14	the	the	DET
ihlr-22369	256	15	system	system	NOUN
ihlr-22369	256	16	whether	whether	SCONJ
ihlr-22369	256	17	we	we	PRON
ihlr-22369	256	18	needed	need	VERB
ihlr-22369	256	19	it	it	PRON
ihlr-22369	256	20	or	or	CCONJ
ihlr-22369	256	21	not	not	PART
ihlr-22369	256	22	without	without	ADP
ihlr-22369	256	23	thinking	think	VERB
ihlr-22369	256	24	what	what	PRON
ihlr-22369	256	25	the	the	DET
ihlr-22369	256	26	costs	cost	NOUN
ihlr-22369	256	27	were.45	were.45	ADJ
ihlr-22369	256	28	president	president	PROPN
ihlr-22369	256	29	clinton	clinton	PROPN
ihlr-22369	256	30	went	go	VERB
ihlr-22369	256	31	on	on	ADP
ihlr-22369	256	32	to	to	PART
ihlr-22369	256	33	suggest	suggest	VERB
ihlr-22369	256	34	that	that	SCONJ
ihlr-22369	256	35	cost	cost	NOUN
ihlr-22369	256	36	sharing	sharing	NOUN
ihlr-22369	256	37	is	be	AUX
ihlr-22369	256	38	an	an	DET
ihlr-22369	256	39	effective	effective	ADJ
ihlr-22369	256	40	way	way	NOUN
ihlr-22369	256	41	to	to	PART
ihlr-22369	256	42	engender	engender	VERB
ihlr-22369	256	43	responsibility	responsibility	NOUN
ihlr-22369	256	44	,	,	PUNCT
ihlr-22369	256	45	perhaps	perhaps	ADV
ihlr-22369	256	46	as	as	ADP
ihlr-22369	256	47	an	an	DET
ihlr-22369	256	48	intrinsic	intrinsic	ADJ
ihlr-22369	256	49	value	value	NOUN
ihlr-22369	256	50	.	.	PUNCT
ihlr-22369	257	1	there	there	PRON
ihlr-22369	257	2	ca	can	AUX
ihlr-22369	257	3	n’t	not	PART
ihlr-22369	257	4	be	be	AUX
ihlr-22369	257	5	any	any	DET
ihlr-22369	257	6	something	something	PRON
ihlr-22369	257	7	for	for	ADP
ihlr-22369	257	8	nothing	nothing	PRON
ihlr-22369	257	9	,	,	PUNCT
ihlr-22369	257	10	and	and	CCONJ
ihlr-22369	257	11	we	we	PRON
ihlr-22369	257	12	have	have	VERB
ihlr-22369	257	13	to	to	PART
ihlr-22369	257	14	demonstrate	demonstrate	VERB
ihlr-22369	257	15	that	that	SCONJ
ihlr-22369	257	16	to	to	ADP
ihlr-22369	257	17	people	people	NOUN
ihlr-22369	257	18	.	.	PUNCT
ihlr-22369	258	1	this	this	PRON
ihlr-22369	258	2	is	be	AUX
ihlr-22369	258	3	not	not	PART
ihlr-22369	258	4	a	a	DET
ihlr-22369	258	5	free	free	ADJ
ihlr-22369	258	6	system	system	NOUN
ihlr-22369	258	7	.	.	PUNCT
ihlr-22369	259	1	even	even	ADV
ihlr-22369	259	2	small	small	ADJ
ihlr-22369	259	3	contributions	contribution	NOUN
ihlr-22369	259	4	,	,	PUNCT
ihlr-22369	259	5	as	as	ADV
ihlr-22369	259	6	small	small	ADJ
ihlr-22369	259	7	as	as	ADP
ihlr-22369	259	8	the	the	DET
ihlr-22369	259	9	$	$	SYM
ihlr-22369	259	10	10	10	NUM
ihlr-22369	259	11	co	co	NOUN
ihlr-22369	259	12	-	-	NOUN
ihlr-22369	259	13	payment	payment	NOUN
ihlr-22369	259	14	when	when	SCONJ
ihlr-22369	259	15	you	you	PRON
ihlr-22369	259	16	visit	visit	VERB
ihlr-22369	259	17	a	a	DET
ihlr-22369	259	18	doctor	doctor	NOUN
ihlr-22369	259	19	,	,	PUNCT
ihlr-22369	259	20	illustrates	illustrate	VERB
ihlr-22369	259	21	that	that	SCONJ
ihlr-22369	259	22	this	this	PRON
ihlr-22369	259	23	is	be	AUX
ihlr-22369	259	24	something	something	PRON
ihlr-22369	259	25	of	of	ADP
ihlr-22369	259	26	value	value	NOUN
ihlr-22369	259	27	.	.	PUNCT
ihlr-22369	260	1	there	there	PRON
ihlr-22369	260	2	is	be	VERB
ihlr-22369	260	3	a	a	DET
ihlr-22369	260	4	cost	cost	NOUN
ihlr-22369	260	5	to	to	ADP
ihlr-22369	260	6	it	it	PRON
ihlr-22369	260	7	.	.	PUNCT
ihlr-22369	261	1	it	it	PRON
ihlr-22369	261	2	is	be	AUX
ihlr-22369	261	3	not	not	PART
ihlr-22369	261	4	free.46	free.46	ADJ
ihlr-22369	261	5	in	in	ADP
ihlr-22369	261	6	his	his	PRON
ihlr-22369	261	7	advocacy	advocacy	NOUN
ihlr-22369	261	8	for	for	ADP
ihlr-22369	261	9	the	the	DET
ihlr-22369	261	10	expansion	expansion	NOUN
ihlr-22369	261	11	of	of	ADP
ihlr-22369	261	12	health	health	NOUN
ihlr-22369	261	13	savings	saving	NOUN
ihlr-22369	261	14	accounts	account	NOUN
ihlr-22369	261	15	,	,	PUNCT
ihlr-22369	261	16	republican	republican	PROPN
ihlr-22369	261	17	president	president	PROPN
ihlr-22369	261	18	george	george	PROPN
ihlr-22369	261	19	w.	w.	PROPN
ihlr-22369	261	20	bush	bush	PROPN
ihlr-22369	261	21	emphasized	emphasize	VERB
ihlr-22369	261	22	the	the	DET
ihlr-22369	261	23	importance	importance	NOUN
ihlr-22369	261	24	of	of	ADP
ihlr-22369	261	25	healthcare	healthcare	NOUN
ihlr-22369	261	26	consumers	consumer	NOUN
ihlr-22369	261	27	responding	respond	VERB
ihlr-22369	261	28	to	to	ADP
ihlr-22369	261	29	financial	financial	ADJ
ihlr-22369	261	30	incentives	incentive	NOUN
ihlr-22369	261	31	.	.	PUNCT
ihlr-22369	262	1	41	41	NUM
ihlr-22369	262	2	.	.	PUNCT
ihlr-22369	263	1	i	i	PRON
ihlr-22369	263	2	d.	d.	PROPN
ihlr-22369	263	3	at	at	ADP
ihlr-22369	263	4	120	120	NUM
ihlr-22369	263	5	.	.	PUNCT
ihlr-22369	264	1	42	42	NUM
ihlr-22369	264	2	.	.	PUNCT
ihlr-22369	265	1	i	i	PRON
ihlr-22369	265	2	d.	d.	PROPN
ihlr-22369	265	3	43	43	NUM
ihlr-22369	265	4	.	.	PUNCT
ihlr-22369	266	1	i	i	PRON
ihlr-22369	266	2	d.	d.	PROPN
ihlr-22369	266	3	at	at	ADP
ihlr-22369	266	4	124	124	NUM
ihlr-22369	266	5	.	.	PUNCT
ihlr-22369	267	1	44	44	NUM
ihlr-22369	267	2	.	.	PUNCT
ihlr-22369	268	1	i	i	PRON
ihlr-22369	268	2	d.	d.	PROPN
ihlr-22369	268	3	at	at	ADP
ihlr-22369	268	4	125	125	NUM
ihlr-22369	268	5	.	.	PUNCT
ihlr-22369	269	1	45	45	NUM
ihlr-22369	269	2	.	.	PUNCT
ihlr-22369	270	1	i	i	PRON
ihlr-22369	270	2	d.	d.	PROPN
ihlr-22369	270	3	at	at	ADP
ihlr-22369	270	4	153	153	NUM
ihlr-22369	270	5	.	.	PUNCT
ihlr-22369	270	6	46	46	NUM
ihlr-22369	270	7	.	.	PUNCT
ihlr-22369	271	1	i	i	PRON
ihlr-22369	271	2	d.	d.	PROPN
ihlr-22369	271	3	2018	2018	NUM
ihlr-22369	271	4	]	]	PUNCT
ihlr-22369	272	1	ideology	ideology	NOUN
ihlr-22369	272	2	meets	meet	VERB
ihlr-22369	272	3	reality	reality	NOUN
ihlr-22369	272	4	53	53	NUM
ihlr-22369	272	5	under	under	ADP
ihlr-22369	272	6	the	the	DET
ihlr-22369	272	7	system	system	NOUN
ihlr-22369	272	8	that	that	PRON
ihlr-22369	272	9	currently	currently	ADV
ihlr-22369	272	10	exists	exist	VERB
ihlr-22369	272	11	,	,	PUNCT
ihlr-22369	272	12	consumers	consumer	NOUN
ihlr-22369	272	13	really	really	ADV
ihlr-22369	272	14	do	do	AUX
ihlr-22369	272	15	n't	not	PART
ihlr-22369	272	16	know	know	VERB
ihlr-22369	272	17	how	how	SCONJ
ihlr-22369	272	18	far	far	ADV
ihlr-22369	272	19	their	their	PRON
ihlr-22369	272	20	health	health	NOUN
ihlr-22369	272	21	care	care	NOUN
ihlr-22369	272	22	dollars	dollar	NOUN
ihlr-22369	272	23	are	be	AUX
ihlr-22369	272	24	going	go	VERB
ihlr-22369	272	25	.	.	PUNCT
ihlr-22369	273	1	you	you	PRON
ihlr-22369	273	2	pay	pay	VERB
ihlr-22369	273	3	the	the	DET
ihlr-22369	273	4	premium	premium	NOUN
ihlr-22369	273	5	and	and	CCONJ
ihlr-22369	273	6	then	then	ADV
ihlr-22369	273	7	you	you	PRON
ihlr-22369	273	8	just	just	ADV
ihlr-22369	273	9	show	show	VERB
ihlr-22369	273	10	up	up	ADP
ihlr-22369	273	11	and	and	CCONJ
ihlr-22369	273	12	collect	collect	VERB
ihlr-22369	273	13	the	the	DET
ihlr-22369	273	14	benefits	benefit	NOUN
ihlr-22369	273	15	.	.	PUNCT
ihlr-22369	274	1	you	you	PRON
ihlr-22369	274	2	have	have	VERB
ihlr-22369	274	3	no	no	DET
ihlr-22369	274	4	idea	idea	NOUN
ihlr-22369	274	5	what	what	PRON
ihlr-22369	274	6	you	you	PRON
ihlr-22369	274	7	're	be	AUX
ihlr-22369	274	8	spending	spend	VERB
ihlr-22369	274	9	money	money	NOUN
ihlr-22369	274	10	on	on	ADP
ihlr-22369	274	11	.	.	PUNCT
ihlr-22369	275	1	they	they	PRON
ihlr-22369	275	2	pay	pay	VERB
ihlr-22369	275	3	a	a	DET
ihlr-22369	275	4	flat	flat	ADJ
ihlr-22369	275	5	rate	rate	NOUN
ihlr-22369	275	6	for	for	ADP
ihlr-22369	275	7	insurance	insurance	NOUN
ihlr-22369	275	8	,	,	PUNCT
ihlr-22369	275	9	but	but	CCONJ
ihlr-22369	275	10	they	they	PRON
ihlr-22369	275	11	really	really	ADV
ihlr-22369	275	12	do	do	AUX
ihlr-22369	275	13	n't	not	PART
ihlr-22369	275	14	know	know	VERB
ihlr-22369	275	15	the	the	DET
ihlr-22369	275	16	true	true	ADJ
ihlr-22369	275	17	costs	cost	NOUN
ihlr-22369	275	18	of	of	ADP
ihlr-22369	275	19	medical	medical	ADJ
ihlr-22369	275	20	services	service	NOUN
ihlr-22369	275	21	they	they	PRON
ihlr-22369	275	22	receive	receive	VERB
ihlr-22369	275	23	.	.	PUNCT
ihlr-22369	275	24	.	.	PUNCT
ihlr-22369	275	25	.	.	PUNCT
ihlr-22369	276	1	when	when	SCONJ
ihlr-22369	276	2	consumers	consumer	NOUN
ihlr-22369	276	3	do	do	AUX
ihlr-22369	276	4	n't	not	PART
ihlr-22369	276	5	have	have	VERB
ihlr-22369	276	6	the	the	DET
ihlr-22369	276	7	incentive	incentive	NOUN
ihlr-22369	276	8	to	to	PART
ihlr-22369	276	9	get	get	VERB
ihlr-22369	276	10	better	well	ADJ
ihlr-22369	276	11	prices	price	NOUN
ihlr-22369	276	12	,	,	PUNCT
ihlr-22369	276	13	costs	cost	NOUN
ihlr-22369	276	14	go	go	VERB
ihlr-22369	276	15	up.47	up.47	NOUN
ihlr-22369	276	16	in	in	ADP
ihlr-22369	276	17	his	his	PRON
ihlr-22369	276	18	september	september	PROPN
ihlr-22369	276	19	2009	2009	NUM
ihlr-22369	276	20	speech	speech	NOUN
ihlr-22369	276	21	to	to	ADP
ihlr-22369	276	22	congress	congress	PROPN
ihlr-22369	276	23	introducing	introduce	VERB
ihlr-22369	276	24	his	his	PRON
ihlr-22369	276	25	healthcare	healthcare	NOUN
ihlr-22369	276	26	bill	bill	NOUN
ihlr-22369	276	27	,	,	PUNCT
ihlr-22369	276	28	democrat	democrat	PROPN
ihlr-22369	276	29	president	president	PROPN
ihlr-22369	276	30	barack	barack	PROPN
ihlr-22369	276	31	obama	obama	PROPN
ihlr-22369	276	32	’s	’s	PART
ihlr-22369	276	33	proposals	proposal	NOUN
ihlr-22369	276	34	for	for	ADP
ihlr-22369	276	35	cost	cost	NOUN
ihlr-22369	276	36	sharing	sharing	NOUN
ihlr-22369	276	37	had	have	VERB
ihlr-22369	276	38	the	the	DET
ihlr-22369	276	39	opposite	opposite	ADJ
ihlr-22369	276	40	valence	valence	NOUN
ihlr-22369	276	41	.	.	PUNCT
ihlr-22369	277	1	“	"	PUNCT
ihlr-22369	277	2	we	we	PRON
ihlr-22369	277	3	will	will	AUX
ihlr-22369	277	4	place	place	VERB
ihlr-22369	277	5	a	a	DET
ihlr-22369	277	6	limit	limit	NOUN
ihlr-22369	277	7	on	on	ADP
ihlr-22369	277	8	how	how	SCONJ
ihlr-22369	277	9	much	much	ADJ
ihlr-22369	277	10	you	you	PRON
ihlr-22369	277	11	can	can	AUX
ihlr-22369	277	12	be	be	AUX
ihlr-22369	277	13	charged	charge	VERB
ihlr-22369	277	14	for	for	ADP
ihlr-22369	277	15	out	out	ADP
ihlr-22369	277	16	-	-	PUNCT
ihlr-22369	277	17	ofpocket	ofpocket	NOUN
ihlr-22369	277	18	expenses	expense	NOUN
ihlr-22369	277	19	,	,	PUNCT
ihlr-22369	277	20	because	because	SCONJ
ihlr-22369	277	21	in	in	ADP
ihlr-22369	277	22	the	the	DET
ihlr-22369	277	23	united	united	PROPN
ihlr-22369	277	24	states	states	PROPN
ihlr-22369	277	25	of	of	ADP
ihlr-22369	277	26	america	america	PROPN
ihlr-22369	277	27	,	,	PUNCT
ihlr-22369	277	28	no	no	DET
ihlr-22369	277	29	one	one	NOUN
ihlr-22369	277	30	should	should	AUX
ihlr-22369	277	31	go	go	VERB
ihlr-22369	277	32	broke	broke	ADJ
ihlr-22369	277	33	because	because	SCONJ
ihlr-22369	277	34	they	they	PRON
ihlr-22369	277	35	get	get	VERB
ihlr-22369	277	36	sick	sick	ADJ
ihlr-22369	277	37	.	.	PUNCT
ihlr-22369	277	38	”	"	PUNCT
ihlr-22369	278	1	he	he	PRON
ihlr-22369	278	2	also	also	ADV
ihlr-22369	278	3	made	make	VERB
ihlr-22369	278	4	specific	specific	ADJ
ihlr-22369	278	5	mention	mention	NOUN
ihlr-22369	278	6	of	of	ADP
ihlr-22369	278	7	prescription48	prescription48	NOUN
ihlr-22369	278	8	drug	drug	NOUN
ihlr-22369	278	9	copayments	copayment	NOUN
ihlr-22369	278	10	for	for	ADP
ihlr-22369	278	11	medicare	medicare	PROPN
ihlr-22369	278	12	beneficiaries	beneficiary	NOUN
ihlr-22369	278	13	.	.	PUNCT
ihlr-22369	279	1	“	"	PUNCT
ihlr-22369	279	2	we	we	PRON
ihlr-22369	279	3	can	can	AUX
ihlr-22369	279	4	use	use	VERB
ihlr-22369	279	5	some	some	PRON
ihlr-22369	279	6	of	of	ADP
ihlr-22369	279	7	the	the	DET
ihlr-22369	279	8	savings	saving	NOUN
ihlr-22369	279	9	to	to	PART
ihlr-22369	279	10	fill	fill	VERB
ihlr-22369	279	11	the	the	DET
ihlr-22369	279	12	gap	gap	NOUN
ihlr-22369	279	13	in	in	ADP
ihlr-22369	279	14	coverage	coverage	NOUN
ihlr-22369	279	15	that	that	PRON
ihlr-22369	279	16	forces	force	VERB
ihlr-22369	279	17	too	too	ADV
ihlr-22369	279	18	many	many	ADJ
ihlr-22369	279	19	seniors	senior	NOUN
ihlr-22369	279	20	to	to	PART
ihlr-22369	279	21	pay	pay	VERB
ihlr-22369	279	22	thousands	thousand	NOUN
ihlr-22369	279	23	of	of	ADP
ihlr-22369	279	24	dollars	dollar	NOUN
ihlr-22369	279	25	a	a	DET
ihlr-22369	279	26	year	year	NOUN
ihlr-22369	279	27	out	out	ADP
ihlr-22369	279	28	of	of	ADP
ihlr-22369	279	29	their	their	PRON
ihlr-22369	279	30	own	own	ADJ
ihlr-22369	279	31	pockets	pocket	NOUN
ihlr-22369	279	32	for	for	ADP
ihlr-22369	279	33	prescription	prescription	NOUN
ihlr-22369	279	34	drugs	drug	NOUN
ihlr-22369	279	35	.	.	PUNCT
ihlr-22369	279	36	”	"	PUNCT
ihlr-22369	280	1	in	in	ADP
ihlr-22369	280	2	an	an	DET
ihlr-22369	280	3	address	address	NOUN
ihlr-22369	280	4	to	to	ADP
ihlr-22369	280	5	the49	the49	PROPN
ihlr-22369	280	6	nation	nation	NOUN
ihlr-22369	280	7	on	on	ADP
ihlr-22369	280	8	march	march	PROPN
ihlr-22369	280	9	3	3	NUM
ihlr-22369	280	10	,	,	PUNCT
ihlr-22369	280	11	2010	2010	NUM
ihlr-22369	280	12	,	,	PUNCT
ihlr-22369	280	13	president	president	NOUN
ihlr-22369	280	14	obama	obama	PROPN
ihlr-22369	280	15	further	far	ADV
ihlr-22369	280	16	appealed	appeal	VERB
ihlr-22369	280	17	to	to	ADP
ihlr-22369	280	18	the	the	DET
ihlr-22369	280	19	cost	cost	NOUN
ihlr-22369	280	20	-	-	PUNCT
ihlr-22369	280	21	sensitive	sensitive	ADJ
ihlr-22369	280	22	healthcare	healthcare	NOUN
ihlr-22369	280	23	consumer	consumer	NOUN
ihlr-22369	280	24	by	by	ADP
ihlr-22369	280	25	explaining	explain	VERB
ihlr-22369	280	26	that	that	SCONJ
ihlr-22369	280	27	if	if	SCONJ
ihlr-22369	280	28	his	his	PRON
ihlr-22369	280	29	legislation	legislation	NOUN
ihlr-22369	280	30	were	be	AUX
ihlr-22369	280	31	to	to	PART
ihlr-22369	280	32	pass	pass	VERB
ihlr-22369	280	33	,	,	PUNCT
ihlr-22369	280	34	“	"	PUNCT
ihlr-22369	280	35	no	no	ADV
ihlr-22369	280	36	longer	long	ADV
ihlr-22369	280	37	would	would	AUX
ihlr-22369	280	38	they	they	PRON
ihlr-22369	280	39	be	be	AUX
ihlr-22369	280	40	able	able	ADJ
ihlr-22369	280	41	to	to	PART
ihlr-22369	280	42	force	force	VERB
ihlr-22369	280	43	you	you	PRON
ihlr-22369	280	44	to	to	PART
ihlr-22369	280	45	pay	pay	VERB
ihlr-22369	280	46	unlimited	unlimited	ADJ
ihlr-22369	280	47	amounts	amount	NOUN
ihlr-22369	280	48	of	of	ADP
ihlr-22369	280	49	money	money	NOUN
ihlr-22369	280	50	out	out	ADP
ihlr-22369	280	51	of	of	ADP
ihlr-22369	280	52	your	your	PRON
ihlr-22369	280	53	own	own	ADJ
ihlr-22369	280	54	pocket	pocket	NOUN
ihlr-22369	280	55	.	.	PUNCT
ihlr-22369	281	1	”50	”50	PROPN
ihlr-22369	281	2	president	president	PROPN
ihlr-22369	281	3	donald	donald	PROPN
ihlr-22369	281	4	trump	trump	PROPN
ihlr-22369	281	5	,	,	PUNCT
ihlr-22369	281	6	who	who	PRON
ihlr-22369	281	7	ran	run	VERB
ihlr-22369	281	8	as	as	ADP
ihlr-22369	281	9	a	a	DET
ihlr-22369	281	10	republican	republican	PROPN
ihlr-22369	281	11	,	,	PUNCT
ihlr-22369	281	12	proposed	propose	VERB
ihlr-22369	281	13	in	in	ADP
ihlr-22369	281	14	campaign	campaign	NOUN
ihlr-22369	281	15	policy	policy	NOUN
ihlr-22369	281	16	documents	document	NOUN
ihlr-22369	281	17	to	to	PART
ihlr-22369	281	18	expand	expand	VERB
ihlr-22369	281	19	consumer	consumer	NOUN
ihlr-22369	281	20	cost	cost	NOUN
ihlr-22369	281	21	-	-	PUNCT
ihlr-22369	281	22	sharing	sharing	NOUN
ihlr-22369	281	23	through	through	ADP
ihlr-22369	281	24	healthcare	healthcare	NOUN
ihlr-22369	281	25	spending	spending	NOUN
ihlr-22369	281	26	accounts	account	NOUN
ihlr-22369	281	27	(	(	PUNCT
ihlr-22369	281	28	hsas	hsa	NOUN
ihlr-22369	281	29	)	)	PUNCT
ihlr-22369	281	30	.	.	PUNCT
ihlr-22369	282	1	trump	trump	NOUN
ihlr-22369	282	2	advocated	advocate	VERB
ihlr-22369	282	3	for	for	ADP
ihlr-22369	282	4	tax	tax	NOUN
ihlr-22369	282	5	advantages	advantage	NOUN
ihlr-22369	282	6	:	:	PUNCT
ihlr-22369	282	7	“	"	PUNCT
ihlr-22369	282	8	contributions	contribution	NOUN
ihlr-22369	282	9	into51	into51	NOUN
ihlr-22369	282	10	hsas	hsa	NOUN
ihlr-22369	282	11	should	should	AUX
ihlr-22369	282	12	be	be	AUX
ihlr-22369	282	13	tax	tax	NOUN
ihlr-22369	282	14	-	-	PUNCT
ihlr-22369	282	15	free	free	ADJ
ihlr-22369	282	16	and	and	CCONJ
ihlr-22369	282	17	should	should	AUX
ihlr-22369	282	18	be	be	AUX
ihlr-22369	282	19	allowed	allow	VERB
ihlr-22369	282	20	to	to	PART
ihlr-22369	282	21	accumulate	accumulate	VERB
ihlr-22369	282	22	.	.	PUNCT
ihlr-22369	282	23	”	"	PUNCT
ihlr-22369	283	1	he	he	PRON
ihlr-22369	283	2	also52	also52	PROPN
ihlr-22369	283	3	proposed	propose	VERB
ihlr-22369	283	4	that	that	SCONJ
ihlr-22369	283	5	,	,	PUNCT
ihlr-22369	283	6	“	"	PUNCT
ihlr-22369	283	7	these	these	DET
ihlr-22369	283	8	funds	fund	NOUN
ihlr-22369	283	9	can	can	AUX
ihlr-22369	283	10	be	be	AUX
ihlr-22369	283	11	used	use	VERB
ihlr-22369	283	12	by	by	ADP
ihlr-22369	283	13	any	any	DET
ihlr-22369	283	14	member	member	NOUN
ihlr-22369	283	15	of	of	ADP
ihlr-22369	283	16	a	a	DET
ihlr-22369	283	17	family	family	NOUN
ihlr-22369	283	18	without	without	ADP
ihlr-22369	283	19	penalty	penalty	NOUN
ihlr-22369	283	20	,	,	PUNCT
ihlr-22369	283	21	and	and	CCONJ
ihlr-22369	283	22	passed	pass	VERB
ihlr-22369	283	23	down	down	ADP
ihlr-22369	283	24	to	to	ADP
ihlr-22369	283	25	heirs	heir	NOUN
ihlr-22369	283	26	without	without	ADP
ihlr-22369	283	27	penalty	penalty	NOUN
ihlr-22369	283	28	.	.	PUNCT
ihlr-22369	283	29	”	"	PUNCT
ihlr-22369	284	1	president	president	PROPN
ihlr-22369	284	2	trump	trump	NOUN
ihlr-22369	284	3	alludes	allude	VERB
ihlr-22369	284	4	to53	to53	PROPN
ihlr-22369	284	5	the	the	DET
ihlr-22369	284	6	future	future	ADJ
ihlr-22369	284	7	healthcare	healthcare	PROPN
ihlr-22369	284	8	consumer	consumer	NOUN
ihlr-22369	284	9	’s	’s	PART
ihlr-22369	284	10	exposure	exposure	NOUN
ihlr-22369	284	11	to	to	ADP
ihlr-22369	284	12	costs	cost	NOUN
ihlr-22369	284	13	when	when	SCONJ
ihlr-22369	284	14	he	he	PRON
ihlr-22369	284	15	notes	note	VERB
ihlr-22369	284	16	“	"	PUNCT
ihlr-22369	284	17	individuals	individual	NOUN
ihlr-22369	284	18	should	should	AUX
ihlr-22369	284	19	be	be	AUX
ihlr-22369	284	20	able	able	ADJ
ihlr-22369	284	21	to	to	PART
ihlr-22369	284	22	shop	shop	VERB
ihlr-22369	284	23	to	to	PART
ihlr-22369	284	24	find	find	VERB
ihlr-22369	284	25	the	the	DET
ihlr-22369	284	26	best	good	ADJ
ihlr-22369	284	27	prices	price	NOUN
ihlr-22369	284	28	for	for	ADP
ihlr-22369	284	29	procedures	procedure	NOUN
ihlr-22369	284	30	,	,	PUNCT
ihlr-22369	284	31	exams	exam	NOUN
ihlr-22369	284	32	or	or	CCONJ
ihlr-22369	284	33	any	any	DET
ihlr-22369	284	34	other	other	ADJ
ihlr-22369	284	35	medical	medical	ADJ
ihlr-22369	284	36	-	-	PUNCT
ihlr-22369	284	37	related	relate	VERB
ihlr-22369	284	38	procedure	procedure	NOUN
ihlr-22369	284	39	.	.	PUNCT
ihlr-22369	284	40	”	"	PUNCT
ihlr-22369	285	1	president	president	PROPN
ihlr-22369	285	2	trump	trump	NOUN
ihlr-22369	285	3	also	also	ADV
ihlr-22369	285	4	found	find	VERB
ihlr-22369	285	5	political	political	ADJ
ihlr-22369	285	6	leverage	leverage	NOUN
ihlr-22369	285	7	in54	in54	PROPN
ihlr-22369	285	8	existing	exist	VERB
ihlr-22369	285	9	cost	cost	NOUN
ihlr-22369	285	10	-	-	PUNCT
ihlr-22369	285	11	sharing	share	VERB
ihlr-22369	285	12	policy	policy	NOUN
ihlr-22369	285	13	.	.	PUNCT
ihlr-22369	286	1	his	his	PRON
ihlr-22369	286	2	proposal	proposal	NOUN
ihlr-22369	286	3	to	to	PART
ihlr-22369	286	4	cut	cut	VERB
ihlr-22369	286	5	payments	payment	NOUN
ihlr-22369	286	6	made	make	VERB
ihlr-22369	286	7	by	by	ADP
ihlr-22369	286	8	the	the	DET
ihlr-22369	286	9	federal	federal	ADJ
ihlr-22369	286	10	government	government	NOUN
ihlr-22369	286	11	to	to	ADP
ihlr-22369	286	12	insurers	insurer	NOUN
ihlr-22369	286	13	that	that	PRON
ihlr-22369	286	14	reduce	reduce	VERB
ihlr-22369	286	15	the	the	DET
ihlr-22369	286	16	cost	cost	NOUN
ihlr-22369	286	17	-	-	PUNCT
ihlr-22369	286	18	sharing	share	VERB
ihlr-22369	286	19	burdens	burden	NOUN
ihlr-22369	286	20	on	on	ADP
ihlr-22369	286	21	low	low	ADJ
ihlr-22369	286	22	-	-	PUNCT
ihlr-22369	286	23	income	income	NOUN
ihlr-22369	286	24	individuals	individual	NOUN
ihlr-22369	286	25	—	—	PUNCT
ihlr-22369	286	26	so	so	ADV
ihlr-22369	286	27	called	call	VERB
ihlr-22369	286	28	“	"	PUNCT
ihlr-22369	286	29	cost	cost	NOUN
ihlr-22369	286	30	-	-	PUNCT
ihlr-22369	286	31	sharing	sharing	NOUN
ihlr-22369	286	32	subsidies”—would	subsidies”—would	NOUN
ihlr-22369	286	33	trigger	trigger	VERB
ihlr-22369	286	34	greater	great	ADJ
ihlr-22369	286	35	out	out	ADJ
ihlr-22369	286	36	-	-	PUNCT
ihlr-22369	286	37	ofpocket	ofpocket	NOUN
ihlr-22369	286	38	spending	spending	NOUN
ihlr-22369	286	39	by	by	ADP
ihlr-22369	286	40	those	those	DET
ihlr-22369	286	41	beneficiaries	beneficiary	NOUN
ihlr-22369	286	42	.	.	PUNCT
ihlr-22369	287	1	as	as	SCONJ
ihlr-22369	287	2	they	they	PRON
ihlr-22369	287	3	stand	stand	VERB
ihlr-22369	287	4	today	today	NOUN
ihlr-22369	287	5	,	,	PUNCT
ihlr-22369	287	6	these	these	DET
ihlr-22369	287	7	monthly	monthly	ADJ
ihlr-22369	287	8	47	47	NUM
ihlr-22369	287	9	.	.	PUNCT
ihlr-22369	288	1	i	i	PRON
ihlr-22369	288	2	d.	d.	PROPN
ihlr-22369	288	3	at	at	ADP
ihlr-22369	288	4	305	305	NUM
ihlr-22369	288	5	.	.	PUNCT
ihlr-22369	289	1	48	48	NUM
ihlr-22369	289	2	.	.	PUNCT
ihlr-22369	290	1	transcript	transcript	NOUN
ihlr-22369	290	2	:	:	PUNCT
ihlr-22369	290	3	obama	obama	PROPN
ihlr-22369	290	4	's	's	PART
ihlr-22369	290	5	health	health	NOUN
ihlr-22369	290	6	care	care	NOUN
ihlr-22369	290	7	speech	speech	NOUN
ihlr-22369	290	8	,	,	PUNCT
ihlr-22369	290	9	cbsnews	cbsnews	PROPN
ihlr-22369	290	10	(	(	PUNCT
ihlr-22369	290	11	sep	sep	PROPN
ihlr-22369	290	12	.	.	PROPN
ihlr-22369	290	13	9	9	NUM
ihlr-22369	290	14	,	,	PUNCT
ihlr-22369	290	15	2009	2009	NUM
ihlr-22369	290	16	,	,	PUNCT
ihlr-22369	290	17	8:14	8:14	NUM
ihlr-22369	290	18	pm	pm	NOUN
ihlr-22369	290	19	)	)	PUNCT
ihlr-22369	290	20	,	,	PUNCT
ihlr-22369	290	21	http://www.cbsnews.com/news/transcript-obamas-health-care-speech/	http://www.cbsnews.com/news/transcript-obamas-health-care-speech/	VERB
ihlr-22369	290	22	[	[	X
ihlr-22369	290	23	perma.cc/w5p8-smwg	perma.cc/w5p8-smwg	X
ihlr-22369	290	24	]	]	X
ihlr-22369	290	25	.	.	PUNCT
ihlr-22369	291	1	49	49	NUM
ihlr-22369	291	2	.	.	PUNCT
ihlr-22369	292	1	i	i	PRON
ihlr-22369	292	2	d.	d.	PROPN
ihlr-22369	292	3	50	50	NUM
ihlr-22369	292	4	.	.	PUNCT
ihlr-22369	293	1	remarks	remark	NOUN
ihlr-22369	293	2	by	by	ADP
ihlr-22369	293	3	the	the	DET
ihlr-22369	293	4	president	president	PROPN
ihlr-22369	293	5	on	on	ADP
ihlr-22369	293	6	health	health	NOUN
ihlr-22369	293	7	care	care	NOUN
ihlr-22369	293	8	reform	reform	NOUN
ihlr-22369	293	9	,	,	PUNCT
ihlr-22369	293	10	the	the	DET
ihlr-22369	293	11	white	white	PROPN
ihlr-22369	293	12	house	house	PROPN
ihlr-22369	293	13	:	:	PUNCT
ihlr-22369	293	14	office	office	NOUN
ihlr-22369	293	15	of	of	ADP
ihlr-22369	293	16	the	the	DET
ihlr-22369	293	17	press	press	NOUN
ihlr-22369	293	18	secretary	secretary	NOUN
ihlr-22369	293	19	(	(	PUNCT
ihlr-22369	293	20	mar	mar	PROPN
ihlr-22369	293	21	.	.	PROPN
ihlr-22369	293	22	3	3	NUM
ihlr-22369	293	23	,	,	PUNCT
ihlr-22369	293	24	2010	2010	NUM
ihlr-22369	293	25	,	,	PUNCT
ihlr-22369	293	26	1:50	1:50	NUM
ihlr-22369	293	27	pm	pm	NOUN
ihlr-22369	293	28	)	)	PUNCT
ihlr-22369	293	29	,	,	PUNCT
ihlr-22369	293	30	https://obamawhitehouse.archives.gov/the-pressoffice/remarks-president-health-care-reform	https://obamawhitehouse.archives.gov/the-pressoffice/remarks-president-health-care-reform	NOUN
ihlr-22369	294	1	[	[	X
ihlr-22369	294	2	http://perma.cc/4p78-n652	http://perma.cc/4p78-n652	X
ihlr-22369	294	3	]	]	X
ihlr-22369	294	4	.	.	PUNCT
ihlr-22369	295	1	51	51	NUM
ihlr-22369	295	2	.	.	PUNCT
ihlr-22369	296	1	donald	donald	PROPN
ihlr-22369	296	2	j.	j.	PROPN
ihlr-22369	296	3	trump	trump	PROPN
ihlr-22369	296	4	,	,	PUNCT
ihlr-22369	296	5	healthcare	healthcare	NOUN
ihlr-22369	296	6	reform	reform	NOUN
ihlr-22369	296	7	,	,	PUNCT
ihlr-22369	296	8	donald	donald	PROPN
ihlr-22369	296	9	j.	j.	PROPN
ihlr-22369	296	10	trump	trump	PROPN
ihlr-22369	296	11	for	for	ADP
ihlr-22369	296	12	president	president	NOUN
ihlr-22369	296	13	1	1	NUM
ihlr-22369	296	14	,	,	PUNCT
ihlr-22369	296	15	https://assets.donaldjtrump.com/hcreformpaper.pdf	https://assets.donaldjtrump.com/hcreformpaper.pdf	NOUN
ihlr-22369	297	1	[	[	X
ihlr-22369	297	2	https://perma.cc/jj45-dqjx	https://perma.cc/jj45-dqjx	X
ihlr-22369	297	3	]	]	X
ihlr-22369	297	4	(	(	PUNCT
ihlr-22369	297	5	last	last	ADV
ihlr-22369	297	6	visited	visit	VERB
ihlr-22369	297	7	oct	oct	PROPN
ihlr-22369	297	8	.	.	PROPN
ihlr-22369	297	9	14	14	NUM
ihlr-22369	297	10	,	,	PUNCT
ihlr-22369	297	11	2017	2017	NUM
ihlr-22369	297	12	)	)	PUNCT
ihlr-22369	297	13	.	.	PUNCT
ihlr-22369	298	1	52	52	NUM
ihlr-22369	298	2	.	.	PUNCT
ihlr-22369	299	1	i	i	PRON
ihlr-22369	299	2	d.	d.	PROPN
ihlr-22369	299	3	53	53	NUM
ihlr-22369	299	4	.	.	PUNCT
ihlr-22369	300	1	i	i	PRON
ihlr-22369	300	2	d.	d.	PROPN
ihlr-22369	300	3	54	54	NUM
ihlr-22369	300	4	.	.	PUNCT
ihlr-22369	301	1	i	i	PRON
ihlr-22369	301	2	d.	d.	PROPN
ihlr-22369	301	3	at	at	ADP
ihlr-22369	301	4	2	2	NUM
ihlr-22369	301	5	.	.	NUM
ihlr-22369	301	6	54	54	NUM
ihlr-22369	301	7	indiana	indiana	PROPN
ihlr-22369	301	8	health	health	PROPN
ihlr-22369	301	9	law	law	PROPN
ihlr-22369	301	10	review	review	NOUN
ihlr-22369	302	1	[	[	X
ihlr-22369	302	2	vol	vol	NOUN
ihlr-22369	302	3	.	.	PUNCT
ihlr-22369	303	1	15:43	15:43	NUM
ihlr-22369	303	2	payments	payment	NOUN
ihlr-22369	303	3	to	to	ADP
ihlr-22369	303	4	insurance	insurance	NOUN
ihlr-22369	303	5	companies	company	NOUN
ihlr-22369	303	6	reduce	reduce	VERB
ihlr-22369	303	7	the	the	DET
ihlr-22369	303	8	copayments	copayment	NOUN
ihlr-22369	303	9	and	and	CCONJ
ihlr-22369	303	10	deductibles	deductible	NOUN
ihlr-22369	303	11	charged	charge	VERB
ihlr-22369	303	12	to	to	ADP
ihlr-22369	303	13	the	the	DET
ihlr-22369	303	14	low	low	ADJ
ihlr-22369	303	15	-	-	PUNCT
ihlr-22369	303	16	income	income	NOUN
ihlr-22369	303	17	insured	insure	VERB
ihlr-22369	303	18	.	.	PUNCT
ihlr-22369	304	1	such	such	DET
ihlr-22369	304	2	a	a	DET
ihlr-22369	304	3	willingness	willingness	NOUN
ihlr-22369	304	4	to	to	PART
ihlr-22369	304	5	discontinue	discontinue	VERB
ihlr-22369	304	6	these	these	DET
ihlr-22369	304	7	payments	payment	NOUN
ihlr-22369	304	8	may	may	AUX
ihlr-22369	304	9	be	be	AUX
ihlr-22369	304	10	a	a	DET
ihlr-22369	304	11	signal	signal	NOUN
ihlr-22369	304	12	of	of	ADP
ihlr-22369	304	13	his	his	PRON
ihlr-22369	304	14	receptiveness	receptiveness	NOUN
ihlr-22369	304	15	to	to	PART
ihlr-22369	304	16	increased	increase	VERB
ihlr-22369	304	17	cost	cost	NOUN
ihlr-22369	304	18	sharing	sharing	NOUN
ihlr-22369	304	19	.	.	PUNCT
ihlr-22369	305	1	paradoxically,55	paradoxically,55	PROPN
ihlr-22369	305	2	however	however	ADV
ihlr-22369	305	3	,	,	PUNCT
ihlr-22369	305	4	president	president	PROPN
ihlr-22369	305	5	trump	trump	NOUN
ihlr-22369	305	6	also	also	ADV
ihlr-22369	305	7	called	call	VERB
ihlr-22369	305	8	for	for	ADP
ihlr-22369	305	9	(	(	PUNCT
ihlr-22369	305	10	unspecified	unspecified	ADJ
ihlr-22369	305	11	)	)	PUNCT
ihlr-22369	305	12	policies	policy	NOUN
ihlr-22369	305	13	that	that	PRON
ihlr-22369	305	14	would	would	AUX
ihlr-22369	305	15	feature	feature	VERB
ihlr-22369	305	16	“	"	PUNCT
ihlr-22369	305	17	much	much	ADV
ihlr-22369	305	18	lower	low	ADJ
ihlr-22369	305	19	deductibles	deductible	NOUN
ihlr-22369	305	20	.	.	PUNCT
ihlr-22369	306	1	56	56	NUM
ihlr-22369	306	2	a	a	DET
ihlr-22369	306	3	common	common	ADJ
ihlr-22369	306	4	ideological	ideological	ADJ
ihlr-22369	306	5	thread	thread	NOUN
ihlr-22369	306	6	runs	run	VERB
ihlr-22369	306	7	through	through	ADP
ihlr-22369	306	8	many	many	ADJ
ihlr-22369	306	9	of	of	ADP
ihlr-22369	306	10	these	these	DET
ihlr-22369	306	11	policy	policy	NOUN
ihlr-22369	306	12	statements	statement	NOUN
ihlr-22369	306	13	.	.	PUNCT
ihlr-22369	307	1	healthcare	healthcare	PROPN
ihlr-22369	307	2	waste	waste	PROPN
ihlr-22369	307	3	is	be	AUX
ihlr-22369	307	4	driven	drive	VERB
ihlr-22369	307	5	by	by	ADP
ihlr-22369	307	6	over	over	ADV
ihlr-22369	307	7	-	-	PUNCT
ihlr-22369	307	8	insured	insure	VERB
ihlr-22369	307	9	patients	patient	NOUN
ihlr-22369	307	10	demanding	demand	VERB
ihlr-22369	307	11	more	more	ADJ
ihlr-22369	307	12	healthcare	healthcare	NOUN
ihlr-22369	307	13	than	than	SCONJ
ihlr-22369	307	14	they	they	PRON
ihlr-22369	307	15	really	really	ADV
ihlr-22369	307	16	need	need	VERB
ihlr-22369	307	17	,	,	PUNCT
ihlr-22369	307	18	since	since	SCONJ
ihlr-22369	307	19	they	they	PRON
ihlr-22369	307	20	lack	lack	VERB
ihlr-22369	307	21	proper	proper	ADJ
ihlr-22369	307	22	incentives	incentive	NOUN
ihlr-22369	307	23	to	to	PART
ihlr-22369	307	24	decline	decline	VERB
ihlr-22369	307	25	wasteful	wasteful	ADJ
ihlr-22369	307	26	healthcare	healthcare	NOUN
ihlr-22369	307	27	.	.	PUNCT
ihlr-22369	308	1	thus	thus	ADV
ihlr-22369	308	2	,	,	PUNCT
ihlr-22369	308	3	in	in	ADP
ihlr-22369	308	4	order	order	NOUN
ihlr-22369	308	5	to	to	PART
ihlr-22369	308	6	moderate	moderate	VERB
ihlr-22369	308	7	healthcare	healthcare	NOUN
ihlr-22369	308	8	overuse	overuse	NOUN
ihlr-22369	308	9	and	and	CCONJ
ihlr-22369	308	10	cost	cost	NOUN
ihlr-22369	308	11	,	,	PUNCT
ihlr-22369	308	12	the	the	DET
ihlr-22369	308	13	obvious	obvious	ADJ
ihlr-22369	308	14	solution	solution	NOUN
ihlr-22369	308	15	has	have	AUX
ihlr-22369	308	16	been	be	AUX
ihlr-22369	308	17	to	to	PART
ihlr-22369	308	18	impose	impose	VERB
ihlr-22369	308	19	more	more	ADJ
ihlr-22369	308	20	costs	cost	NOUN
ihlr-22369	308	21	on	on	ADP
ihlr-22369	308	22	insured	insured	ADJ
ihlr-22369	308	23	persons	person	NOUN
ihlr-22369	308	24	,	,	PUNCT
ihlr-22369	308	25	creating	create	VERB
ihlr-22369	308	26	such	such	ADJ
ihlr-22369	308	27	incentives	incentive	NOUN
ihlr-22369	308	28	.	.	PUNCT
ihlr-22369	309	1	less	less	ADV
ihlr-22369	309	2	frequent	frequent	ADJ
ihlr-22369	309	3	and	and	CCONJ
ihlr-22369	309	4	more	more	ADV
ihlr-22369	309	5	recent	recent	ADJ
ihlr-22369	309	6	in	in	ADP
ihlr-22369	309	7	this	this	DET
ihlr-22369	309	8	ideological	ideological	ADJ
ihlr-22369	309	9	history	history	NOUN
ihlr-22369	309	10	is	be	AUX
ihlr-22369	309	11	the	the	DET
ihlr-22369	309	12	concern	concern	NOUN
ihlr-22369	309	13	that	that	SCONJ
ihlr-22369	309	14	cost	cost	NOUN
ihlr-22369	309	15	-	-	PUNCT
ihlr-22369	309	16	sharing	sharing	NOUN
ihlr-22369	309	17	may	may	AUX
ihlr-22369	309	18	become	become	VERB
ihlr-22369	309	19	so	so	ADV
ihlr-22369	309	20	onerous	onerous	ADJ
ihlr-22369	309	21	that	that	SCONJ
ihlr-22369	309	22	it	it	PRON
ihlr-22369	309	23	impinges	impinge	VERB
ihlr-22369	309	24	on	on	ADP
ihlr-22369	309	25	access	access	NOUN
ihlr-22369	309	26	to	to	ADP
ihlr-22369	309	27	care	care	NOUN
ihlr-22369	309	28	,	,	PUNCT
ihlr-22369	309	29	and	and	CCONJ
ihlr-22369	309	30	thus	thus	ADV
ihlr-22369	309	31	should	should	AUX
ihlr-22369	309	32	be	be	AUX
ihlr-22369	309	33	limited	limit	VERB
ihlr-22369	309	34	.	.	PUNCT
ihlr-22369	310	1	no	no	DET
ihlr-22369	310	2	modern	modern	ADJ
ihlr-22369	310	3	president	president	NOUN
ihlr-22369	310	4	has	have	AUX
ihlr-22369	310	5	challenged	challenge	VERB
ihlr-22369	310	6	the	the	DET
ihlr-22369	310	7	fundamental	fundamental	ADJ
ihlr-22369	310	8	ideological	ideological	ADJ
ihlr-22369	310	9	premises	premise	NOUN
ihlr-22369	310	10	that	that	SCONJ
ihlr-22369	310	11	substantial	substantial	ADJ
ihlr-22369	310	12	health	health	NOUN
ihlr-22369	310	13	spending	spending	NOUN
ihlr-22369	310	14	should	should	AUX
ihlr-22369	310	15	be	be	AUX
ihlr-22369	310	16	born	bear	VERB
ihlr-22369	310	17	individually	individually	ADV
ihlr-22369	310	18	rather	rather	ADV
ihlr-22369	310	19	than	than	ADP
ihlr-22369	310	20	collectively	collectively	ADV
ihlr-22369	310	21	.	.	PUNCT
ihlr-22369	311	1	iii	iii	X
ihlr-22369	311	2	.	.	PUNCT
ihlr-22369	312	1	the	the	DET
ihlr-22369	312	2	evidence	evidence	NOUN
ihlr-22369	312	3	on	on	ADP
ihlr-22369	312	4	cost	cost	NOUN
ihlr-22369	312	5	-	-	PUNCT
ihlr-22369	312	6	sharing	sharing	NOUN
ihlr-22369	312	7	to	to	PART
ihlr-22369	312	8	evaluate	evaluate	VERB
ihlr-22369	312	9	this	this	DET
ihlr-22369	312	10	ideology	ideology	NOUN
ihlr-22369	312	11	,	,	PUNCT
ihlr-22369	312	12	we	we	PRON
ihlr-22369	312	13	briefly	briefly	ADV
ihlr-22369	312	14	examine	examine	VERB
ihlr-22369	312	15	the	the	DET
ihlr-22369	312	16	experience	experience	NOUN
ihlr-22369	312	17	of	of	ADP
ihlr-22369	312	18	other	other	ADJ
ihlr-22369	312	19	countries	country	NOUN
ihlr-22369	312	20	,	,	PUNCT
ihlr-22369	312	21	comparing	compare	VERB
ihlr-22369	312	22	their	their	PRON
ihlr-22369	312	23	use	use	NOUN
ihlr-22369	312	24	of	of	ADP
ihlr-22369	312	25	cost	cost	NOUN
ihlr-22369	312	26	-	-	PUNCT
ihlr-22369	312	27	sharing	sharing	NOUN
ihlr-22369	312	28	with	with	ADP
ihlr-22369	312	29	their	their	PRON
ihlr-22369	312	30	aggregate	aggregate	ADJ
ihlr-22369	312	31	health	health	NOUN
ihlr-22369	312	32	spending	spending	NOUN
ihlr-22369	312	33	.	.	PUNCT
ihlr-22369	313	1	there	there	PRON
ihlr-22369	313	2	is	be	VERB
ihlr-22369	313	3	also	also	ADV
ihlr-22369	313	4	a	a	DET
ihlr-22369	313	5	wealth	wealth	NOUN
ihlr-22369	313	6	of	of	ADP
ihlr-22369	313	7	data	datum	NOUN
ihlr-22369	313	8	from	from	ADP
ihlr-22369	313	9	a	a	DET
ihlr-22369	313	10	landmark	landmark	NOUN
ihlr-22369	313	11	randomized	randomized	ADJ
ihlr-22369	313	12	experiment	experiment	NOUN
ihlr-22369	313	13	,	,	PUNCT
ihlr-22369	313	14	and	and	CCONJ
ihlr-22369	313	15	subsequent	subsequent	ADJ
ihlr-22369	313	16	econometric	econometric	ADJ
ihlr-22369	313	17	work	work	NOUN
ihlr-22369	313	18	.	.	PUNCT
ihlr-22369	314	1	finally	finally	ADV
ihlr-22369	314	2	,	,	PUNCT
ihlr-22369	314	3	a	a	DET
ihlr-22369	314	4	range	range	NOUN
ihlr-22369	314	5	of	of	ADP
ihlr-22369	314	6	studies	study	NOUN
ihlr-22369	314	7	from	from	ADP
ihlr-22369	314	8	other	other	ADJ
ihlr-22369	314	9	scientific	scientific	ADJ
ihlr-22369	314	10	literatures	literature	NOUN
ihlr-22369	314	11	shows	show	VERB
ihlr-22369	314	12	that	that	SCONJ
ihlr-22369	314	13	although	although	SCONJ
ihlr-22369	314	14	cost	cost	NOUN
ihlr-22369	314	15	-	-	PUNCT
ihlr-22369	314	16	sharing	sharing	NOUN
ihlr-22369	314	17	does	do	AUX
ihlr-22369	314	18	reduce	reduce	VERB
ihlr-22369	314	19	some	some	DET
ihlr-22369	314	20	health	health	NOUN
ihlr-22369	314	21	spending	spending	NOUN
ihlr-22369	314	22	it	it	PRON
ihlr-22369	314	23	has	have	VERB
ihlr-22369	314	24	onerous	onerous	ADJ
ihlr-22369	314	25	effects	effect	NOUN
ihlr-22369	314	26	on	on	ADP
ihlr-22369	314	27	poorer	poor	ADJ
ihlr-22369	314	28	persons	person	NOUN
ihlr-22369	314	29	with	with	ADP
ihlr-22369	314	30	chronic	chronic	ADJ
ihlr-22369	314	31	illnesses	illness	NOUN
ihlr-22369	314	32	and	and	CCONJ
ihlr-22369	314	33	has	have	VERB
ihlr-22369	314	34	little	little	ADJ
ihlr-22369	314	35	or	or	CCONJ
ihlr-22369	314	36	no	no	PRON
ihlr-22369	314	37	effectiveness	effectiveness	NOUN
ihlr-22369	314	38	on	on	ADP
ihlr-22369	314	39	the	the	DET
ihlr-22369	314	40	large	large	ADJ
ihlr-22369	314	41	-	-	PUNCT
ihlr-22369	314	42	dollar	dollar	NOUN
ihlr-22369	314	43	care	care	NOUN
ihlr-22369	314	44	that	that	PRON
ihlr-22369	314	45	drives	drive	VERB
ihlr-22369	314	46	most	most	ADV
ihlr-22369	314	47	aggregate	aggregate	ADJ
ihlr-22369	314	48	health	health	NOUN
ihlr-22369	314	49	spending	spending	NOUN
ihlr-22369	314	50	.	.	PUNCT
ihlr-22369	315	1	a.	a.	NOUN
ihlr-22369	315	2	comparative	comparative	PROPN
ihlr-22369	315	3	data	datum	NOUN
ihlr-22369	315	4	cost	cost	NOUN
ihlr-22369	315	5	-	-	PUNCT
ihlr-22369	315	6	control	control	NOUN
ihlr-22369	315	7	mechanisms	mechanism	NOUN
ihlr-22369	315	8	fall	fall	VERB
ihlr-22369	315	9	into	into	ADP
ihlr-22369	315	10	two	two	NUM
ihlr-22369	315	11	broad	broad	ADJ
ihlr-22369	315	12	categories	category	NOUN
ihlr-22369	315	13	:	:	PUNCT
ihlr-22369	315	14	(	(	PUNCT
ihlr-22369	315	15	1	1	X
ihlr-22369	315	16	)	)	PUNCT
ihlr-22369	315	17	“	"	PUNCT
ihlr-22369	315	18	demand	demand	NOUN
ihlr-22369	315	19	-	-	PUNCT
ihlr-22369	315	20	side	side	NOUN
ihlr-22369	315	21	”	"	PUNCT
ihlr-22369	315	22	interventions	intervention	NOUN
ihlr-22369	315	23	intended	intend	VERB
ihlr-22369	315	24	to	to	PART
ihlr-22369	315	25	change	change	VERB
ihlr-22369	315	26	the	the	DET
ihlr-22369	315	27	behaviors	behavior	NOUN
ihlr-22369	315	28	of	of	ADP
ihlr-22369	315	29	patients	patient	NOUN
ihlr-22369	315	30	,	,	PUNCT
ihlr-22369	315	31	and	and	CCONJ
ihlr-22369	315	32	(	(	PUNCT
ihlr-22369	315	33	2	2	X
ihlr-22369	315	34	)	)	PUNCT
ihlr-22369	315	35	“	"	PUNCT
ihlr-22369	315	36	supply	supply	NOUN
ihlr-22369	315	37	-	-	PUNCT
ihlr-22369	315	38	side	side	NOUN
ihlr-22369	315	39	”	"	PUNCT
ihlr-22369	315	40	interventions	intervention	NOUN
ihlr-22369	315	41	intended	intend	VERB
ihlr-22369	315	42	to	to	PART
ihlr-22369	315	43	change	change	VERB
ihlr-22369	315	44	the	the	DET
ihlr-22369	315	45	behaviors	behavior	NOUN
ihlr-22369	315	46	of	of	ADP
ihlr-22369	315	47	physicians	physician	NOUN
ihlr-22369	315	48	,	,	PUNCT
ihlr-22369	315	49	hospitals	hospital	NOUN
ihlr-22369	315	50	,	,	PUNCT
ihlr-22369	315	51	drug	drug	NOUN
ihlr-22369	315	52	manufacturers	manufacturer	NOUN
ihlr-22369	315	53	,	,	PUNCT
ihlr-22369	315	54	and	and	CCONJ
ihlr-22369	315	55	alike	alike	ADV
ihlr-22369	315	56	.	.	PUNCT
ihlr-22369	316	1	countries	country	NOUN
ihlr-22369	316	2	generally	generally	ADV
ihlr-22369	316	3	exhibit	exhibit	VERB
ihlr-22369	316	4	a	a	DET
ihlr-22369	316	5	mix	mix	NOUN
ihlr-22369	316	6	of	of	ADP
ihlr-22369	316	7	demand	demand	NOUN
ihlr-22369	316	8	-	-	PUNCT
ihlr-22369	316	9	side	side	NOUN
ihlr-22369	316	10	and	and	CCONJ
ihlr-22369	316	11	supply	supply	NOUN
ihlr-22369	316	12	-	-	PUNCT
ihlr-22369	316	13	side	side	NOUN
ihlr-22369	316	14	mechanisms	mechanism	NOUN
ihlr-22369	316	15	,	,	PUNCT
ihlr-22369	316	16	but	but	CCONJ
ihlr-22369	316	17	the	the	DET
ihlr-22369	316	18	latter	latter	ADJ
ihlr-22369	316	19	approach	approach	NOUN
ihlr-22369	316	20	is	be	AUX
ihlr-22369	316	21	more	more	ADV
ihlr-22369	316	22	prominent	prominent	ADJ
ihlr-22369	316	23	outside	outside	ADP
ihlr-22369	316	24	the	the	DET
ihlr-22369	316	25	united	united	PROPN
ihlr-22369	316	26	states.57	states.57	PROPN
ihlr-22369	316	27	although	although	SCONJ
ihlr-22369	316	28	other	other	ADJ
ihlr-22369	316	29	developed	develop	VERB
ihlr-22369	316	30	countries	country	NOUN
ihlr-22369	316	31	do	do	AUX
ihlr-22369	316	32	employ	employ	VERB
ihlr-22369	316	33	some	some	DET
ihlr-22369	316	34	patient	patient	ADJ
ihlr-22369	316	35	-	-	PUNCT
ihlr-22369	316	36	cost	cost	NOUN
ihlr-22369	316	37	-	-	PUNCT
ihlr-22369	316	38	sharing	sharing	NOUN
ihlr-22369	316	39	55	55	NUM
ihlr-22369	316	40	.	.	PUNCT
ihlr-22369	317	1	alison	alison	PROPN
ihlr-22369	317	2	kodjak	kodjak	PROPN
ihlr-22369	317	3	,	,	PUNCT
ihlr-22369	317	4	senate	senate	PROPN
ihlr-22369	317	5	to	to	PART
ihlr-22369	317	6	hold	hold	VERB
ihlr-22369	317	7	bipartisan	bipartisan	ADJ
ihlr-22369	317	8	hearings	hearing	NOUN
ihlr-22369	317	9	to	to	PART
ihlr-22369	317	10	stabilize	stabilize	VERB
ihlr-22369	317	11	insurance	insurance	NOUN
ihlr-22369	317	12	markets	market	NOUN
ihlr-22369	317	13	,	,	PUNCT
ihlr-22369	317	14	npr	npr	PROPN
ihlr-22369	317	15	(	(	PUNCT
ihlr-22369	317	16	aug	aug	PROPN
ihlr-22369	317	17	.	.	PROPN
ihlr-22369	317	18	1	1	NUM
ihlr-22369	317	19	,	,	PUNCT
ihlr-22369	317	20	2017	2017	NUM
ihlr-22369	317	21	,	,	PUNCT
ihlr-22369	317	22	5:00	5:00	NUM
ihlr-22369	317	23	am	am	NOUN
ihlr-22369	317	24	)	)	PUNCT
ihlr-22369	317	25	,	,	PUNCT
ihlr-22369	317	26	http://www.npr.org/sections/health-shots/2017/08/01/	http://www.npr.org/sections/health-shots/2017/08/01/	PROPN
ihlr-22369	317	27	540656651	540656651	NUM
ihlr-22369	317	28	/	/	SYM
ihlr-22369	317	29	trumps	trump	NOUN
ihlr-22369	317	30	-	-	PUNCT
ihlr-22369	317	31	tweets	tweet	NOUN
ihlr-22369	317	32	-	-	PUNCT
ihlr-22369	317	33	threaten	threaten	VERB
ihlr-22369	317	34	-	-	PUNCT
ihlr-22369	317	35	to	to	ADP
ihlr-22369	317	36	-	-	PUNCT
ihlr-22369	317	37	destabilize	destabilize	VERB
ihlr-22369	317	38	-	-	PUNCT
ihlr-22369	317	39	insurance	insurance	NOUN
ihlr-22369	317	40	-	-	PUNCT
ihlr-22369	317	41	markets	market	NOUN
ihlr-22369	317	42	[	[	X
ihlr-22369	317	43	https://perma.cc/lv4t5ych	https://perma.cc/lv4t5ych	X
ihlr-22369	317	44	]	]	X
ihlr-22369	317	45	.	.	PUNCT
ihlr-22369	318	1	56	56	NUM
ihlr-22369	318	2	.	.	PUNCT
ihlr-22369	318	3	phillip	phillip	NOUN
ihlr-22369	318	4	bump	bump	NOUN
ihlr-22369	318	5	,	,	PUNCT
ihlr-22369	318	6	this	this	PRON
ihlr-22369	318	7	is	be	AUX
ihlr-22369	318	8	not	not	PART
ihlr-22369	318	9	the	the	DET
ihlr-22369	318	10	healthcare	healthcare	NOUN
ihlr-22369	318	11	bill	bill	NOUN
ihlr-22369	318	12	that	that	PRON
ihlr-22369	318	13	trump	trump	VERB
ihlr-22369	318	14	promised	promise	VERB
ihlr-22369	318	15	,	,	PUNCT
ihlr-22369	318	16	wash	wash	NOUN
ihlr-22369	318	17	.	.	PUNCT
ihlr-22369	319	1	post	post	NOUN
ihlr-22369	319	2	(	(	PUNCT
ihlr-22369	319	3	may	may	PROPN
ihlr-22369	319	4	4	4	NUM
ihlr-22369	319	5	,	,	PUNCT
ihlr-22369	319	6	2017	2017	NUM
ihlr-22369	319	7	)	)	PUNCT
ihlr-22369	319	8	,	,	PUNCT
ihlr-22369	319	9	https://www.washingtonpost.com/news/politics/wp/2017/05/04/this-is-not-the-healthcare-bill-that-donald-trump-promised/?utm_term=.caf0668bc28f	https://www.washingtonpost.com/news/politics/wp/2017/05/04/this-is-not-the-healthcare-bill-that-donald-trump-promised/?utm_term=.caf0668bc28f	VERB
ihlr-22369	319	10	[	[	X
ihlr-22369	319	11	https://perma.cc/sck8-xf2	https://perma.cc/sck8-xf2	X
ihlr-22369	319	12	m	m	PRON
ihlr-22369	319	13	]	]	X
ihlr-22369	319	14	.	.	PUNCT
ihlr-22369	320	1	57	57	NUM
ihlr-22369	320	2	.	.	PUNCT
ihlr-22369	321	1	randall	randall	PROPN
ihlr-22369	321	2	p.	p.	PROPN
ihlr-22369	321	3	ellis	ellis	PROPN
ihlr-22369	321	4	et	et	PROPN
ihlr-22369	322	1	al	al	PROPN
ihlr-22369	322	2	.	.	PROPN
ihlr-22369	322	3	,	,	PUNCT
ihlr-22369	322	4	comparisons	comparison	NOUN
ihlr-22369	322	5	of	of	ADP
ihlr-22369	322	6	health	health	NOUN
ihlr-22369	322	7	insurance	insurance	NOUN
ihlr-22369	322	8	systems	system	NOUN
ihlr-22369	322	9	in	in	ADP
ihlr-22369	322	10	developed	develop	VERB
ihlr-22369	322	11	countries	country	NOUN
ihlr-22369	322	12	,	,	PUNCT
ihlr-22369	322	13	encyclopedia	encyclopedia	NOUN
ihlr-22369	322	14	of	of	ADP
ihlr-22369	322	15	health	health	PROPN
ihlr-22369	322	16	econ	econ	PROPN
ihlr-22369	322	17	.	.	PUNCT
ihlr-22369	323	1	(	(	PUNCT
ihlr-22369	323	2	2014	2014	NUM
ihlr-22369	323	3	)	)	PUNCT
ihlr-22369	323	4	,	,	PUNCT
ihlr-22369	323	5	http://www.bu.edu/law/files/2016/01/	http://www.bu.edu/law/files/2016/01/	X
ihlr-22369	323	6	ellispaper.pdf	ellispaper.pdf	X
ihlr-22369	323	7	[	[	X
ihlr-22369	323	8	https://perma.cc/py3x-w8n6	https://perma.cc/py3x-w8n6	X
ihlr-22369	323	9	]	]	X
ihlr-22369	323	10	.	.	PUNCT
ihlr-22369	324	1	2018	2018	NUM
ihlr-22369	324	2	]	]	PUNCT
ihlr-22369	324	3	ideology	ideology	NOUN
ihlr-22369	324	4	meets	meet	VERB
ihlr-22369	324	5	reality	reality	NOUN
ihlr-22369	324	6	55	55	NUM
ihlr-22369	324	7	features	feature	NOUN
ihlr-22369	324	8	,	,	PUNCT
ihlr-22369	324	9	they	they	PRON
ihlr-22369	324	10	tend	tend	VERB
ihlr-22369	324	11	to	to	PART
ihlr-22369	324	12	have	have	VERB
ihlr-22369	324	13	much	much	ADV
ihlr-22369	324	14	lower	low	ADJ
ihlr-22369	324	15	spending	spending	NOUN
ihlr-22369	324	16	overall	overall	ADV
ihlr-22369	324	17	and	and	CCONJ
ihlr-22369	324	18	rarely	rarely	ADV
ihlr-22369	324	19	deploy	deploy	VERB
ihlr-22369	324	20	large	large	ADJ
ihlr-22369	324	21	and	and	CCONJ
ihlr-22369	324	22	blunt	blunt	ADJ
ihlr-22369	324	23	cost	cost	NOUN
ihlr-22369	324	24	-	-	PUNCT
ihlr-22369	324	25	sharing	sharing	NOUN
ihlr-22369	324	26	mechanisms	mechanism	NOUN
ihlr-22369	324	27	as	as	SCONJ
ihlr-22369	324	28	are	be	AUX
ihlr-22369	324	29	used	use	VERB
ihlr-22369	324	30	in	in	ADP
ihlr-22369	324	31	the	the	DET
ihlr-22369	324	32	united	united	PROPN
ihlr-22369	324	33	states	states	PROPN
ihlr-22369	324	34	.	.	PUNCT
ihlr-22369	325	1	as	as	ADP
ihlr-22369	325	2	one	one	NUM
ihlr-22369	325	3	report	report	NOUN
ihlr-22369	325	4	summarizes	summarize	NOUN
ihlr-22369	325	5	,	,	PUNCT
ihlr-22369	325	6	“	"	PUNCT
ihlr-22369	325	7	exemptions	exemption	NOUN
ihlr-22369	325	8	from	from	ADP
ihlr-22369	325	9	cost	cost	NOUN
ihlr-22369	325	10	-	-	PUNCT
ihlr-22369	325	11	sharing	sharing	NOUN
ihlr-22369	325	12	,	,	PUNCT
ihlr-22369	325	13	or	or	CCONJ
ihlr-22369	325	14	subsidies	subsidy	NOUN
ihlr-22369	325	15	to	to	PART
ihlr-22369	325	16	help	help	VERB
ihlr-22369	325	17	pay	pay	VERB
ihlr-22369	325	18	for	for	ADP
ihlr-22369	325	19	cost	cost	NOUN
ihlr-22369	325	20	sharing	sharing	NOUN
ihlr-22369	325	21	,	,	PUNCT
ihlr-22369	325	22	are	be	AUX
ihlr-22369	325	23	typically	typically	ADV
ihlr-22369	325	24	provided	provide	VERB
ihlr-22369	325	25	to	to	ADP
ihlr-22369	325	26	low	low	ADJ
ihlr-22369	325	27	-	-	PUNCT
ihlr-22369	325	28	income	income	NOUN
ihlr-22369	325	29	insurance	insurance	NOUN
ihlr-22369	325	30	subscribers	subscriber	NOUN
ihlr-22369	325	31	,	,	PUNCT
ihlr-22369	325	32	the	the	DET
ihlr-22369	325	33	chronically	chronically	ADV
ihlr-22369	325	34	ill	ill	ADJ
ihlr-22369	325	35	,	,	PUNCT
ihlr-22369	325	36	and	and	CCONJ
ihlr-22369	325	37	children	child	NOUN
ihlr-22369	325	38	.	.	PUNCT
ihlr-22369	326	1	there	there	PRON
ihlr-22369	326	2	are	be	VERB
ihlr-22369	326	3	also	also	ADV
ihlr-22369	326	4	usually	usually	ADV
ihlr-22369	326	5	caps	cap	NOUN
ihlr-22369	326	6	or	or	CCONJ
ihlr-22369	326	7	limits	limit	NOUN
ihlr-22369	326	8	on	on	ADP
ihlr-22369	326	9	the	the	DET
ihlr-22369	326	10	total	total	ADJ
ihlr-22369	326	11	outof	outof	ADJ
ihlr-22369	326	12	-	-	PUNCT
ihlr-22369	326	13	pocket	pocket	NOUN
ihlr-22369	326	14	expenses	expense	NOUN
ihlr-22369	326	15	that	that	SCONJ
ihlr-22369	326	16	different	different	ADJ
ihlr-22369	326	17	groups	group	NOUN
ihlr-22369	326	18	of	of	ADP
ihlr-22369	326	19	subscribers	subscriber	NOUN
ihlr-22369	326	20	can	can	AUX
ihlr-22369	326	21	incur	incur	VERB
ihlr-22369	326	22	as	as	ADP
ihlr-22369	326	23	a	a	DET
ihlr-22369	326	24	result	result	NOUN
ihlr-22369	326	25	of	of	ADP
ihlr-22369	326	26	cost	cost	NOUN
ihlr-22369	326	27	sharing	sharing	NOUN
ihlr-22369	326	28	.	.	PUNCT
ihlr-22369	326	29	”	"	PUNCT
ihlr-22369	327	1	in	in	ADP
ihlr-22369	327	2	this	this	DET
ihlr-22369	327	3	way	way	NOUN
ihlr-22369	327	4	,	,	PUNCT
ihlr-22369	327	5	cost	cost	NOUN
ihlr-22369	327	6	-	-	PUNCT
ihlr-22369	327	7	sharing	sharing	NOUN
ihlr-22369	327	8	is	be	AUX
ihlr-22369	327	9	limited	limit	VERB
ihlr-22369	327	10	and	and	CCONJ
ihlr-22369	327	11	roughly	roughly	ADV
ihlr-22369	327	12	tailored	tailor	VERB
ihlr-22369	327	13	to	to	ADP
ihlr-22369	327	14	ability58	ability58	NOUN
ihlr-22369	327	15	to	to	PART
ihlr-22369	327	16	pay	pay	VERB
ihlr-22369	327	17	.	.	PUNCT
ihlr-22369	328	1	how	how	SCONJ
ihlr-22369	328	2	effective	effective	ADJ
ihlr-22369	328	3	are	be	AUX
ihlr-22369	328	4	these	these	DET
ihlr-22369	328	5	comparative	comparative	ADJ
ihlr-22369	328	6	approaches	approach	NOUN
ihlr-22369	328	7	to	to	PART
ihlr-22369	328	8	cost	cost	VERB
ihlr-22369	328	9	control	control	NOUN
ihlr-22369	328	10	?	?	PUNCT
ihlr-22369	329	1	the	the	DET
ihlr-22369	329	2	commonwealth	commonwealth	PROPN
ihlr-22369	329	3	fund	fund	PROPN
ihlr-22369	329	4	,	,	PUNCT
ihlr-22369	329	5	using	use	VERB
ihlr-22369	329	6	2015	2015	NUM
ihlr-22369	329	7	oecd	oecd	PROPN
ihlr-22369	329	8	data	datum	NOUN
ihlr-22369	329	9	in	in	ADP
ihlr-22369	329	10	conjunction	conjunction	NOUN
ihlr-22369	329	11	with	with	ADP
ihlr-22369	329	12	its	its	PRON
ihlr-22369	329	13	own	own	ADJ
ihlr-22369	329	14	research	research	NOUN
ihlr-22369	329	15	,	,	PUNCT
ihlr-22369	329	16	provides	provide	VERB
ihlr-22369	329	17	broad	broad	ADJ
ihlr-22369	329	18	comparisons	comparison	NOUN
ihlr-22369	329	19	of	of	ADP
ihlr-22369	329	20	the	the	DET
ihlr-22369	329	21	salient	salient	NOUN
ihlr-22369	329	22	statistics	statistic	NOUN
ihlr-22369	329	23	and	and	CCONJ
ihlr-22369	329	24	features	feature	NOUN
ihlr-22369	329	25	of	of	ADP
ihlr-22369	329	26	international	international	ADJ
ihlr-22369	329	27	health	health	NOUN
ihlr-22369	329	28	systems	system	NOUN
ihlr-22369	329	29	.	.	PUNCT
ihlr-22369	330	1	in	in	ADP
ihlr-22369	330	2	figure	figure	NOUN
ihlr-22369	330	3	1	1	NUM
ihlr-22369	330	4	,	,	PUNCT
ihlr-22369	330	5	we	we	PRON
ihlr-22369	330	6	plot	plot	VERB
ihlr-22369	330	7	the	the	DET
ihlr-22369	330	8	total	total	NOUN
ihlr-22369	330	9	per	per	ADP
ihlr-22369	330	10	capita	capita	X
ihlr-22369	330	11	healthcare59	healthcare59	NOUN
ihlr-22369	330	12	spending	spending	NOUN
ihlr-22369	330	13	for	for	ADP
ihlr-22369	330	14	each	each	DET
ihlr-22369	330	15	country	country	NOUN
ihlr-22369	330	16	against	against	ADP
ihlr-22369	330	17	the	the	DET
ihlr-22369	330	18	percentage	percentage	NOUN
ihlr-22369	330	19	of	of	ADP
ihlr-22369	330	20	such	such	ADJ
ihlr-22369	330	21	costs	cost	NOUN
ihlr-22369	330	22	that	that	PRON
ihlr-22369	330	23	are	be	AUX
ihlr-22369	330	24	borne	bear	VERB
ihlr-22369	330	25	outof	outof	ADJ
ihlr-22369	330	26	-	-	PUNCT
ihlr-22369	330	27	pocket	pocket	NOUN
ihlr-22369	330	28	.	.	PUNCT
ihlr-22369	331	1	figure	figure	NOUN
ihlr-22369	331	2	1	1	NUM
ihlr-22369	331	3	shows	show	VERB
ihlr-22369	331	4	that	that	SCONJ
ihlr-22369	331	5	there	there	PRON
ihlr-22369	331	6	is	be	VERB
ihlr-22369	331	7	no	no	DET
ihlr-22369	331	8	simple	simple	ADJ
ihlr-22369	331	9	relationship	relationship	NOUN
ihlr-22369	331	10	between	between	ADP
ihlr-22369	331	11	these	these	DET
ihlr-22369	331	12	two60	two60	NOUN
ihlr-22369	331	13	variables	variable	NOUN
ihlr-22369	331	14	.	.	PUNCT
ihlr-22369	332	1	the	the	DET
ihlr-22369	332	2	horizontal	horizontal	ADJ
ihlr-22369	332	3	axis	axis	NOUN
ihlr-22369	332	4	shows	show	VERB
ihlr-22369	332	5	that	that	SCONJ
ihlr-22369	332	6	the	the	DET
ihlr-22369	332	7	united	united	PROPN
ihlr-22369	332	8	states	states	PROPN
ihlr-22369	332	9	is	be	AUX
ihlr-22369	332	10	an	an	DET
ihlr-22369	332	11	outlier	outlier	NOUN
ihlr-22369	332	12	in	in	ADP
ihlr-22369	332	13	terms	term	NOUN
ihlr-22369	332	14	of	of	ADP
ihlr-22369	332	15	its	its	PRON
ihlr-22369	332	16	total	total	ADJ
ihlr-22369	332	17	spending	spending	NOUN
ihlr-22369	332	18	,	,	PUNCT
ihlr-22369	332	19	spending	spend	VERB
ihlr-22369	332	20	far	far	ADV
ihlr-22369	332	21	more	more	ADV
ihlr-22369	332	22	than	than	ADP
ihlr-22369	332	23	even	even	ADV
ihlr-22369	332	24	the	the	DET
ihlr-22369	332	25	second	second	ADJ
ihlr-22369	332	26	and	and	CCONJ
ihlr-22369	332	27	third	third	ADJ
ihlr-22369	332	28	-	-	PUNCT
ihlr-22369	332	29	place	place	NOUN
ihlr-22369	332	30	countries	country	NOUN
ihlr-22369	332	31	.	.	PUNCT
ihlr-22369	333	1	the	the	DET
ihlr-22369	333	2	vertical	vertical	ADJ
ihlr-22369	333	3	axis	axis	NOUN
ihlr-22369	333	4	shows	show	VERB
ihlr-22369	333	5	that	that	SCONJ
ihlr-22369	333	6	other	other	ADJ
ihlr-22369	333	7	countries	country	NOUN
ihlr-22369	333	8	use	use	VERB
ihlr-22369	333	9	as	as	ADV
ihlr-22369	333	10	much	much	ADJ
ihlr-22369	333	11	or	or	CCONJ
ihlr-22369	333	12	more	more	ADV
ihlr-22369	333	13	costsharing	costsharing	ADJ
ihlr-22369	333	14	as	as	ADP
ihlr-22369	333	15	a	a	DET
ihlr-22369	333	16	percentage	percentage	NOUN
ihlr-22369	333	17	of	of	ADP
ihlr-22369	333	18	total	total	ADJ
ihlr-22369	333	19	health	health	NOUN
ihlr-22369	333	20	spending	spending	NOUN
ihlr-22369	333	21	,	,	PUNCT
ihlr-22369	333	22	but	but	CCONJ
ihlr-22369	333	23	since	since	SCONJ
ihlr-22369	333	24	their	their	PRON
ihlr-22369	333	25	total	total	ADJ
ihlr-22369	333	26	spending	spending	NOUN
ihlr-22369	333	27	is	be	AUX
ihlr-22369	333	28	much	much	ADV
ihlr-22369	333	29	smaller	small	ADJ
ihlr-22369	333	30	,	,	PUNCT
ihlr-22369	333	31	patients	patient	NOUN
ihlr-22369	333	32	outside	outside	ADP
ihlr-22369	333	33	the	the	DET
ihlr-22369	333	34	u.s	u.s	PROPN
ihlr-22369	333	35	.	.	PROPN
ihlr-22369	333	36	generally	generally	ADV
ihlr-22369	333	37	pay	pay	VERB
ihlr-22369	333	38	much	much	ADV
ihlr-22369	333	39	less	less	ADJ
ihlr-22369	333	40	in	in	ADP
ihlr-22369	333	41	absolute	absolute	ADJ
ihlr-22369	333	42	dollars	dollar	NOUN
ihlr-22369	333	43	out	out	ADP
ihlr-22369	333	44	of	of	ADP
ihlr-22369	333	45	pocket	pocket	NOUN
ihlr-22369	333	46	.	.	PUNCT
ihlr-22369	334	1	the	the	DET
ihlr-22369	334	2	overall	overall	ADJ
ihlr-22369	334	3	slope	slope	NOUN
ihlr-22369	334	4	of	of	ADP
ihlr-22369	334	5	the	the	DET
ihlr-22369	334	6	data	data	NOUN
ihlr-22369	334	7	points	point	NOUN
ihlr-22369	334	8	suggests	suggest	VERB
ihlr-22369	334	9	that	that	SCONJ
ihlr-22369	334	10	greater	great	ADJ
ihlr-22369	334	11	proportional	proportional	ADJ
ihlr-22369	334	12	reliance	reliance	NOUN
ihlr-22369	334	13	on	on	ADP
ihlr-22369	334	14	out	out	ADP
ihlr-22369	334	15	-	-	PUNCT
ihlr-22369	334	16	of	of	ADP
ihlr-22369	334	17	-	-	PUNCT
ihlr-22369	334	18	pocket	pocket	NOUN
ihlr-22369	334	19	spending	spending	NOUN
ihlr-22369	334	20	is	be	AUX
ihlr-22369	334	21	associated	associate	VERB
ihlr-22369	334	22	with	with	ADP
ihlr-22369	334	23	higher	high	ADJ
ihlr-22369	334	24	health	health	NOUN
ihlr-22369	334	25	spending	spending	NOUN
ihlr-22369	334	26	overall	overall	ADJ
ihlr-22369	334	27	.	.	PUNCT
ihlr-22369	335	1	we	we	PRON
ihlr-22369	335	2	review	review	VERB
ihlr-22369	335	3	some	some	PRON
ihlr-22369	335	4	of	of	ADP
ihlr-22369	335	5	these	these	DET
ihlr-22369	335	6	details	detail	NOUN
ihlr-22369	335	7	for	for	ADP
ihlr-22369	335	8	several	several	ADJ
ihlr-22369	335	9	countries	country	NOUN
ihlr-22369	335	10	.	.	PUNCT
ihlr-22369	336	1	58	58	NUM
ihlr-22369	336	2	.	.	PUNCT
ihlr-22369	337	1	steven	steven	PROPN
ihlr-22369	337	2	globerman	globerman	PROPN
ihlr-22369	337	3	,	,	PUNCT
ihlr-22369	337	4	select	select	ADJ
ihlr-22369	337	5	cost	cost	NOUN
ihlr-22369	337	6	sharing	sharing	NOUN
ihlr-22369	337	7	in	in	ADP
ihlr-22369	337	8	universal	universal	ADJ
ihlr-22369	337	9	health	health	NOUN
ihlr-22369	337	10	care	care	NOUN
ihlr-22369	337	11	countries	country	NOUN
ihlr-22369	337	12	,	,	PUNCT
ihlr-22369	337	13	fraser	fraser	PROPN
ihlr-22369	337	14	inst	inst	PROPN
ihlr-22369	337	15	.	.	PUNCT
ihlr-22369	338	1	(	(	PUNCT
ihlr-22369	338	2	jan	jan	PROPN
ihlr-22369	338	3	.	.	PROPN
ihlr-22369	338	4	21	21	NUM
ihlr-22369	338	5	,	,	PUNCT
ihlr-22369	338	6	2016	2016	NUM
ihlr-22369	338	7	)	)	PUNCT
ihlr-22369	338	8	,	,	PUNCT
ihlr-22369	338	9	https://www.fraserinstitute.org/studies/select-cost-sharing-in-universalhealth-care-countries	https://www.fraserinstitute.org/studies/select-cost-sharing-in-universalhealth-care-countrie	VERB
ihlr-22369	338	10	[	[	X
ihlr-22369	338	11	https://perma.cc/wg3q-z99z	https://perma.cc/wg3q-z99z	X
ihlr-22369	338	12	]	]	X
ihlr-22369	338	13	.	.	PUNCT
ihlr-22369	339	1	59	59	NUM
ihlr-22369	339	2	.	.	PUNCT
ihlr-22369	340	1	elias	elias	PROPN
ihlr-22369	340	2	mossialos	mossialos	PROPN
ihlr-22369	340	3	et	et	PROPN
ihlr-22369	340	4	al	al	PROPN
ihlr-22369	340	5	.	.	PROPN
ihlr-22369	340	6	,	,	PUNCT
ihlr-22369	340	7	2015	2015	NUM
ihlr-22369	340	8	international	international	ADJ
ihlr-22369	340	9	profiles	profile	NOUN
ihlr-22369	340	10	of	of	ADP
ihlr-22369	340	11	health	health	NOUN
ihlr-22369	340	12	care	care	NOUN
ihlr-22369	340	13	systems	system	NOUN
ihlr-22369	340	14	,	,	PUNCT
ihlr-22369	341	1	the	the	DET
ihlr-22369	341	2	c	c	NOUN
ihlr-22369	341	3	o	o	NOUN
ihlr-22369	341	4	m	m	VERB
ihlr-22369	341	5	m	m	VERB
ihlr-22369	341	6	o	o	NOUN
ihlr-22369	341	7	n	n	PRON
ihlr-22369	341	8	w	w	PROPN
ihlr-22369	341	9	e	e	PROPN
ihlr-22369	341	10	a	a	PROPN
ihlr-22369	341	11	l	l	NOUN
ihlr-22369	341	12	t	t	NOUN
ihlr-22369	341	13	h	h	NOUN
ihlr-22369	341	14	f	f	PROPN
ihlr-22369	341	15	u	u	PROPN
ihlr-22369	341	16	n	n	PROPN
ihlr-22369	341	17	d	d	PROPN
ihlr-22369	341	18	(	(	PUNCT
ihlr-22369	341	19	j	j	PROPN
ihlr-22369	341	20	a	a	DET
ihlr-22369	341	21	n	n	NOUN
ihlr-22369	341	22	.	.	PUNCT
ihlr-22369	342	1	2	2	NUM
ihlr-22369	342	2	0	0	NUM
ihlr-22369	342	3	1	1	NUM
ihlr-22369	342	4	6	6	NUM
ihlr-22369	342	5	)	)	PUNCT
ihlr-22369	342	6	,	,	PUNCT
ihlr-22369	343	1	h	h	NOUN
ihlr-22369	343	2	t	t	PROPN
ihlr-22369	343	3	t	t	PROPN
ihlr-22369	343	4	p	p	X
ihlr-22369	343	5	:	:	PUNCT
ihlr-22369	343	6	/	/	SYM
ihlr-22369	343	7	/	/	SYM
ihlr-22369	343	8	www	www	NOUN
ihlr-22369	343	9	.	.	PROPN
ihlr-22369	344	1	c	c	PROPN
ihlr-22369	344	2	o	o	PROPN
ihlr-22369	344	3	mmo	mmo	PROPN
ihlr-22369	344	4	n	n	PROPN
ihlr-22369	344	5	we	we	PRON
ihlr-22369	344	6	a	a	DET
ihlr-22369	344	7	l	l	NOUN
ihlr-22369	344	8	t	t	NOUN
ihlr-22369	344	9	h	h	NOUN
ihlr-22369	344	10	fu	fu	PROPN
ihlr-22369	344	11	n	n	PROPN
ihlr-22369	345	1	d	d	NOUN
ihlr-22369	345	2	.	.	PUNCT
ihlr-22369	346	1	org/~/media	org/~/media	PROPN
ihlr-22369	346	2	/	/	SYM
ihlr-22369	346	3	files	file	NOUN
ihlr-22369	346	4	/	/	SYM
ihlr-22369	346	5	publications	publication	NOUN
ihlr-22369	346	6	/	/	SYM
ihlr-22369	346	7	fund	fund	NOUN
ihlr-22369	346	8	-	-	PUNCT
ihlr-22369	346	9	report/2016	report/2016	PROPN
ihlr-22369	346	10	/	/	SYM
ihlr-22369	346	11	jan/1857_mossialos_intl_profiles_2015_v7.pdf	jan/1857_mossialos_intl_profiles_2015_v7.pdf	PROPN
ihlr-22369	346	12	.	.	PUNCT
ihlr-22369	347	1	[	[	X
ihlr-22369	347	2	https://perma.cc/m8k2-q4b8	https://perma.cc/m8k2-q4b8	X
ihlr-22369	347	3	]	]	X
ihlr-22369	347	4	.	.	PUNCT
ihlr-22369	348	1	60	60	NUM
ihlr-22369	348	2	.	.	PUNCT
ihlr-22369	349	1	i	i	PRON
ihlr-22369	349	2	d.	d.	PROPN
ihlr-22369	349	3	56	56	NUM
ihlr-22369	349	4	indiana	indiana	PROPN
ihlr-22369	349	5	health	health	PROPN
ihlr-22369	349	6	law	law	PROPN
ihlr-22369	349	7	review	review	NOUN
ihlr-22369	349	8	[	[	X
ihlr-22369	349	9	vol	vol	NOUN
ihlr-22369	349	10	.	.	PUNCT
ihlr-22369	350	1	15:43	15:43	NUM
ihlr-22369	350	2	the	the	DET
ihlr-22369	350	3	united	united	PROPN
ihlr-22369	350	4	states	states	PROPN
ihlr-22369	350	5	covers	cover	VERB
ihlr-22369	350	6	approximately	approximately	ADV
ihlr-22369	350	7	one	one	NUM
ihlr-22369	350	8	third	third	NOUN
ihlr-22369	350	9	of	of	ADP
ihlr-22369	350	10	residents	resident	NOUN
ihlr-22369	350	11	via	via	ADP
ihlr-22369	350	12	publiclyfinanced	publiclyfinanced	ADJ
ihlr-22369	350	13	programs	program	NOUN
ihlr-22369	350	14	,	,	PUNCT
ihlr-22369	350	15	leaving	leave	VERB
ihlr-22369	350	16	roughly	roughly	ADV
ihlr-22369	350	17	two	two	NUM
ihlr-22369	350	18	-	-	PUNCT
ihlr-22369	350	19	thirds	third	NOUN
ihlr-22369	350	20	covered	cover	VERB
ihlr-22369	350	21	via	via	ADP
ihlr-22369	350	22	private	private	ADJ
ihlr-22369	350	23	insurance	insurance	NOUN
ihlr-22369	350	24	.	.	PUNCT
ihlr-22369	351	1	the	the	DET
ihlr-22369	351	2	united	united	PROPN
ihlr-22369	351	3	states	states	PROPN
ihlr-22369	351	4	spent	spend	VERB
ihlr-22369	351	5	17.1	17.1	NUM
ihlr-22369	351	6	%	%	NOUN
ihlr-22369	351	7	of	of	ADP
ihlr-22369	351	8	its	its	PRON
ihlr-22369	351	9	gdp	gdp	NOUN
ihlr-22369	351	10	on	on	ADP
ihlr-22369	351	11	health	health	NOUN
ihlr-22369	351	12	care	care	NOUN
ihlr-22369	351	13	,	,	PUNCT
ihlr-22369	351	14	$	$	SYM
ihlr-22369	351	15	9,086	9,086	NUM
ihlr-22369	351	16	per	per	ADP
ihlr-22369	351	17	capita	capita	X
ihlr-22369	351	18	annually	annually	ADV
ihlr-22369	351	19	.	.	PUNCT
ihlr-22369	352	1	as	as	SCONJ
ihlr-22369	352	2	reviewed	review	VERB
ihlr-22369	352	3	above	above	ADV
ihlr-22369	352	4	,	,	PUNCT
ihlr-22369	352	5	out	out	ADV
ihlr-22369	352	6	-	-	PUNCT
ihlr-22369	352	7	of	of	ADP
ihlr-22369	352	8	-	-	PUNCT
ihlr-22369	352	9	pocket	pocket	NOUN
ihlr-22369	352	10	spending	spending	NOUN
ihlr-22369	352	11	in	in	ADP
ihlr-22369	352	12	the	the	DET
ihlr-22369	352	13	united	united	PROPN
ihlr-22369	352	14	states	states	PROPN
ihlr-22369	352	15	takes	take	VERB
ihlr-22369	352	16	many	many	ADJ
ihlr-22369	352	17	forms	form	NOUN
ihlr-22369	352	18	,	,	PUNCT
ihlr-22369	352	19	generally	generally	ADV
ihlr-22369	352	20	manifested	manifest	VERB
ihlr-22369	352	21	in	in	ADP
ihlr-22369	352	22	deductibles	deductible	NOUN
ihlr-22369	352	23	,	,	PUNCT
ihlr-22369	352	24	copayments	copayment	NOUN
ihlr-22369	352	25	,	,	PUNCT
ihlr-22369	352	26	and	and	CCONJ
ihlr-22369	352	27	coinsurance	coinsurance	NOUN
ihlr-22369	352	28	charges	charge	NOUN
ihlr-22369	352	29	for	for	ADP
ihlr-22369	352	30	both	both	CCONJ
ihlr-22369	352	31	public	public	ADJ
ihlr-22369	352	32	and	and	CCONJ
ihlr-22369	352	33	private	private	ADJ
ihlr-22369	352	34	insurance	insurance	NOUN
ihlr-22369	352	35	.	.	PUNCT
ihlr-22369	353	1	average	average	ADJ
ihlr-22369	353	2	annual	annual	ADJ
ihlr-22369	353	3	out	out	ADV
ihlr-22369	353	4	-	-	PUNCT
ihlr-22369	353	5	of	of	ADP
ihlr-22369	353	6	-	-	PUNCT
ihlr-22369	353	7	pocket	pocket	NOUN
ihlr-22369	353	8	health	health	NOUN
ihlr-22369	353	9	expenditures	expenditure	NOUN
ihlr-22369	353	10	in	in	ADP
ihlr-22369	353	11	the	the	DET
ihlr-22369	353	12	united	united	PROPN
ihlr-22369	353	13	states	states	PROPN
ihlr-22369	353	14	were	be	AUX
ihlr-22369	353	15	$	$	SYM
ihlr-22369	353	16	1,074	1,074	NUM
ihlr-22369	353	17	per	per	ADP
ihlr-22369	353	18	person	person	NOUN
ihlr-22369	353	19	,	,	PUNCT
ihlr-22369	353	20	or	or	CCONJ
ihlr-22369	353	21	about	about	ADV
ihlr-22369	353	22	12	12	NUM
ihlr-22369	353	23	%	%	NOUN
ihlr-22369	353	24	of	of	ADP
ihlr-22369	353	25	the	the	DET
ihlr-22369	353	26	total	total	NOUN
ihlr-22369	353	27	.	.	PUNCT
ihlr-22369	354	1	canada	canada	PROPN
ihlr-22369	354	2	’s	’s	PART
ihlr-22369	354	3	system	system	NOUN
ihlr-22369	354	4	is	be	AUX
ihlr-22369	354	5	publicly	publicly	ADV
ihlr-22369	354	6	-	-	PUNCT
ihlr-22369	354	7	financed	finance	VERB
ihlr-22369	354	8	with	with	ADP
ihlr-22369	354	9	many	many	ADJ
ihlr-22369	354	10	citizens	citizen	NOUN
ihlr-22369	354	11	purchasing	purchase	VERB
ihlr-22369	354	12	supplemental	supplemental	ADJ
ihlr-22369	354	13	private	private	ADJ
ihlr-22369	354	14	insurance	insurance	NOUN
ihlr-22369	354	15	that	that	PRON
ihlr-22369	354	16	pays	pay	VERB
ihlr-22369	354	17	for	for	ADP
ihlr-22369	354	18	upgrades	upgrade	NOUN
ihlr-22369	354	19	and	and	CCONJ
ihlr-22369	354	20	other	other	ADJ
ihlr-22369	354	21	benefits	benefit	NOUN
ihlr-22369	354	22	excluded	exclude	VERB
ihlr-22369	354	23	from	from	ADP
ihlr-22369	354	24	public	public	ADJ
ihlr-22369	354	25	coverage	coverage	NOUN
ihlr-22369	354	26	.	.	PUNCT
ihlr-22369	355	1	it	it	PRON
ihlr-22369	355	2	has	have	VERB
ihlr-22369	355	3	no	no	DET
ihlr-22369	355	4	cost	cost	NOUN
ihlr-22369	355	5	sharing	sharing	NOUN
ihlr-22369	355	6	for	for	ADP
ihlr-22369	355	7	publicly	publicly	ADV
ihlr-22369	355	8	-	-	PUNCT
ihlr-22369	355	9	insured	insure	VERB
ihlr-22369	355	10	services	service	NOUN
ihlr-22369	355	11	.	.	PUNCT
ihlr-22369	356	1	canada	canada	PROPN
ihlr-22369	356	2	spent	spend	VERB
ihlr-22369	356	3	10.7	10.7	NUM
ihlr-22369	356	4	%	%	NOUN
ihlr-22369	356	5	of	of	ADP
ihlr-22369	356	6	its	its	PRON
ihlr-22369	356	7	gdp	gdp	NOUN
ihlr-22369	356	8	on	on	ADP
ihlr-22369	356	9	health	health	NOUN
ihlr-22369	356	10	care	care	NOUN
ihlr-22369	356	11	,	,	PUNCT
ihlr-22369	356	12	$	$	SYM
ihlr-22369	356	13	4,569	4,569	NUM
ihlr-22369	356	14	per	per	ADP
ihlr-22369	356	15	capita	capita	NOUN
ihlr-22369	356	16	annually	annually	ADV
ihlr-22369	356	17	;	;	PUNCT
ihlr-22369	356	18	roughly	roughly	ADV
ihlr-22369	356	19	half	half	NOUN
ihlr-22369	356	20	of	of	ADP
ihlr-22369	356	21	the	the	DET
ihlr-22369	356	22	u.s	u.s	PROPN
ihlr-22369	356	23	.	.	PROPN
ihlr-22369	356	24	spend	spend	NOUN
ihlr-22369	356	25	per	per	ADP
ihlr-22369	356	26	person	person	NOUN
ihlr-22369	356	27	.	.	PUNCT
ihlr-22369	357	1	out	out	ADP
ihlr-22369	357	2	-	-	PUNCT
ihlr-22369	357	3	of	of	ADP
ihlr-22369	357	4	-	-	PUNCT
ihlr-22369	357	5	pocket	pocket	NOUN
ihlr-22369	357	6	spending	spending	NOUN
ihlr-22369	357	7	in	in	ADP
ihlr-22369	357	8	canada	canada	PROPN
ihlr-22369	357	9	is	be	AUX
ihlr-22369	357	10	primarily61	primarily61	NOUN
ihlr-22369	357	11	attributed	attribute	VERB
ihlr-22369	357	12	to	to	ADP
ihlr-22369	357	13	prescription	prescription	NOUN
ihlr-22369	357	14	drugs	drug	NOUN
ihlr-22369	357	15	and	and	CCONJ
ihlr-22369	357	16	nonhospital	nonhospital	ADJ
ihlr-22369	357	17	facilities	facility	NOUN
ihlr-22369	357	18	.	.	PUNCT
ihlr-22369	358	1	average	average	ADJ
ihlr-22369	358	2	annual	annual	ADJ
ihlr-22369	358	3	out	out	ADJ
ihlr-22369	358	4	-	-	PUNCT
ihlr-22369	358	5	ofpocket	ofpocket	NOUN
ihlr-22369	358	6	health	health	NOUN
ihlr-22369	358	7	expenditures	expenditure	NOUN
ihlr-22369	358	8	in	in	ADP
ihlr-22369	358	9	canada	canada	PROPN
ihlr-22369	358	10	were	be	AUX
ihlr-22369	358	11	$	$	SYM
ihlr-22369	358	12	623	623	NUM
ihlr-22369	358	13	per	per	ADP
ihlr-22369	358	14	person	person	NOUN
ihlr-22369	358	15	;	;	PUNCT
ihlr-22369	358	16	about	about	ADV
ihlr-22369	358	17	two	two	NUM
ihlr-22369	358	18	-	-	PUNCT
ihlr-22369	358	19	thirds	third	NOUN
ihlr-22369	358	20	of	of	ADP
ihlr-22369	358	21	what	what	PRON
ihlr-22369	358	22	the	the	DET
ihlr-22369	358	23	u.s	u.s	PROPN
ihlr-22369	358	24	.	.	PROPN
ihlr-22369	358	25	spends	spend	NOUN
ihlr-22369	358	26	.	.	PUNCT
ihlr-22369	359	1	as	as	ADP
ihlr-22369	359	2	merely	merely	ADV
ihlr-22369	359	3	14	14	NUM
ihlr-22369	359	4	%	%	NOUN
ihlr-22369	359	5	of	of	ADP
ihlr-22369	359	6	the	the	DET
ihlr-22369	359	7	total	total	ADJ
ihlr-22369	359	8	spending	spending	NOUN
ihlr-22369	359	9	,	,	PUNCT
ihlr-22369	359	10	the	the	DET
ihlr-22369	359	11	canadian	canadian	ADJ
ihlr-22369	359	12	proportion	proportion	NOUN
ihlr-22369	359	13	is	be	AUX
ihlr-22369	359	14	comparable	comparable	ADJ
ihlr-22369	359	15	to	to	ADP
ihlr-22369	359	16	u.s	u.s	PROPN
ihlr-22369	359	17	.	.	PROPN
ihlr-22369	359	18	out	out	ADP
ihlr-22369	359	19	-	-	PUNCT
ihlr-22369	359	20	of	of	ADP
ihlr-22369	359	21	-	-	PUNCT
ihlr-22369	359	22	pocket	pocket	NOUN
ihlr-22369	359	23	exposure	exposure	NOUN
ihlr-22369	359	24	,	,	PUNCT
ihlr-22369	359	25	in	in	ADP
ihlr-22369	359	26	these	these	DET
ihlr-22369	359	27	relative	relative	ADJ
ihlr-22369	359	28	terms	term	NOUN
ihlr-22369	359	29	.	.	PUNCT
ihlr-22369	360	1	germany	germany	PROPN
ihlr-22369	360	2	provides	provide	VERB
ihlr-22369	360	3	publicly	publicly	ADV
ihlr-22369	360	4	-	-	PUNCT
ihlr-22369	360	5	financed	finance	VERB
ihlr-22369	360	6	,	,	PUNCT
ihlr-22369	360	7	universal	universal	ADJ
ihlr-22369	360	8	coverage	coverage	NOUN
ihlr-22369	360	9	for	for	ADP
ihlr-22369	360	10	all	all	DET
ihlr-22369	360	11	legal	legal	ADJ
ihlr-22369	360	12	residents	resident	NOUN
ihlr-22369	360	13	.	.	PUNCT
ihlr-22369	361	1	some	some	PRON
ihlr-22369	361	2	choose	choose	VERB
ihlr-22369	361	3	to	to	PART
ihlr-22369	361	4	supplement	supplement	VERB
ihlr-22369	361	5	or	or	CCONJ
ihlr-22369	361	6	replace	replace	VERB
ihlr-22369	361	7	public	public	ADJ
ihlr-22369	361	8	coverage	coverage	NOUN
ihlr-22369	361	9	for	for	ADP
ihlr-22369	361	10	private	private	ADJ
ihlr-22369	361	11	health	health	NOUN
ihlr-22369	361	12	insurance	insurance	NOUN
ihlr-22369	361	13	that	that	PRON
ihlr-22369	361	14	offers	offer	VERB
ihlr-22369	361	15	access	access	NOUN
ihlr-22369	361	16	to	to	ADP
ihlr-22369	361	17	more	more	ADJ
ihlr-22369	361	18	services	service	NOUN
ihlr-22369	361	19	.	.	PUNCT
ihlr-22369	362	1	germany	germany	PROPN
ihlr-22369	362	2	spent	spend	VERB
ihlr-22369	362	3	11.2	11.2	NUM
ihlr-22369	362	4	%	%	NOUN
ihlr-22369	362	5	of	of	ADP
ihlr-22369	362	6	its	its	PRON
ihlr-22369	362	7	gdp	gdp	NOUN
ihlr-22369	362	8	on	on	ADP
ihlr-22369	362	9	health	health	NOUN
ihlr-22369	362	10	care	care	NOUN
ihlr-22369	362	11	,	,	PUNCT
ihlr-22369	362	12	$	$	SYM
ihlr-22369	362	13	4,920	4,920	NUM
ihlr-22369	362	14	per	per	ADP
ihlr-22369	362	15	capita	capita	X
ihlr-22369	362	16	annually	annually	ADV
ihlr-22369	362	17	;	;	PUNCT
ihlr-22369	362	18	slightly	slightly	ADV
ihlr-22369	362	19	more	more	ADJ
ihlr-22369	362	20	than	than	ADP
ihlr-22369	362	21	half	half	NOUN
ihlr-22369	362	22	of	of	ADP
ihlr-22369	362	23	what	what	PRON
ihlr-22369	362	24	the	the	DET
ihlr-22369	362	25	u.s	u.s	PROPN
ihlr-22369	362	26	.	.	PROPN
ihlr-22369	362	27	spends	spend	NOUN
ihlr-22369	362	28	.	.	PUNCT
ihlr-22369	363	1	out	out	ADP
ihlr-22369	363	2	-	-	PUNCT
ihlr-22369	363	3	of	of	ADP
ihlr-22369	363	4	-	-	PUNCT
ihlr-22369	363	5	pocket	pocket	NOUN
ihlr-22369	363	6	spending	spending	NOUN
ihlr-22369	363	7	in	in	ADP
ihlr-22369	363	8	germany	germany	PROPN
ihlr-22369	363	9	is	be	AUX
ihlr-22369	363	10	primarily	primarily	ADV
ihlr-22369	363	11	for	for	ADP
ihlr-22369	363	12	nursing62	nursing62	NOUN
ihlr-22369	363	13	facilities	facility	NOUN
ihlr-22369	363	14	,	,	PUNCT
ihlr-22369	363	15	pharmaceuticals	pharmaceutical	NOUN
ihlr-22369	363	16	,	,	PUNCT
ihlr-22369	363	17	and	and	CCONJ
ihlr-22369	363	18	home	home	NOUN
ihlr-22369	363	19	health	health	NOUN
ihlr-22369	363	20	.	.	PUNCT
ihlr-22369	364	1	nominal	nominal	ADJ
ihlr-22369	364	2	copayments	copayment	NOUN
ihlr-22369	364	3	are	be	AUX
ihlr-22369	364	4	charged	charge	VERB
ihlr-22369	364	5	for	for	ADP
ihlr-22369	364	6	drugs	drug	NOUN
ihlr-22369	364	7	,	,	PUNCT
ihlr-22369	364	8	devices	device	NOUN
ihlr-22369	364	9	,	,	PUNCT
ihlr-22369	364	10	and	and	CCONJ
ihlr-22369	364	11	visits	visit	NOUN
ihlr-22369	364	12	.	.	PUNCT
ihlr-22369	365	1	average	average	ADJ
ihlr-22369	365	2	annual	annual	ADJ
ihlr-22369	365	3	out	out	ADV
ihlr-22369	365	4	-	-	PUNCT
ihlr-22369	365	5	of	of	ADP
ihlr-22369	365	6	-	-	PUNCT
ihlr-22369	365	7	pocket	pocket	NOUN
ihlr-22369	365	8	health	health	NOUN
ihlr-22369	365	9	expenditures	expenditure	NOUN
ihlr-22369	365	10	in	in	ADP
ihlr-22369	365	11	germany	germany	PROPN
ihlr-22369	365	12	were	be	AUX
ihlr-22369	365	13	$	$	SYM
ihlr-22369	365	14	649	649	NUM
ihlr-22369	365	15	per	per	ADP
ihlr-22369	365	16	person	person	NOUN
ihlr-22369	365	17	;	;	PUNCT
ihlr-22369	365	18	about	about	ADV
ihlr-22369	365	19	two	two	NUM
ihlr-22369	365	20	-	-	PUNCT
ihlr-22369	365	21	thirds	third	NOUN
ihlr-22369	365	22	of	of	ADP
ihlr-22369	365	23	the	the	DET
ihlr-22369	365	24	u.s	u.s	PROPN
ihlr-22369	365	25	.	.	PROPN
ihlr-22369	365	26	spending	spending	NOUN
ihlr-22369	365	27	,	,	PUNCT
ihlr-22369	365	28	but	but	CCONJ
ihlr-22369	365	29	similar	similar	ADJ
ihlr-22369	365	30	as	as	ADP
ihlr-22369	365	31	a	a	DET
ihlr-22369	365	32	proportion	proportion	NOUN
ihlr-22369	365	33	(	(	PUNCT
ihlr-22369	365	34	13	13	NUM
ihlr-22369	365	35	%	%	NOUN
ihlr-22369	365	36	of	of	ADP
ihlr-22369	365	37	the	the	DET
ihlr-22369	365	38	total	total	ADJ
ihlr-22369	365	39	spend	spend	NOUN
ihlr-22369	365	40	)	)	PUNCT
ihlr-22369	365	41	.	.	PUNCT
ihlr-22369	366	1	63	63	NUM
ihlr-22369	366	2	france	france	PROPN
ihlr-22369	366	3	provides	provide	VERB
ihlr-22369	366	4	publicly	publicly	ADV
ihlr-22369	366	5	-	-	PUNCT
ihlr-22369	366	6	financed	finance	VERB
ihlr-22369	366	7	,	,	PUNCT
ihlr-22369	366	8	universal	universal	ADJ
ihlr-22369	366	9	health	health	NOUN
ihlr-22369	366	10	care	care	NOUN
ihlr-22369	366	11	that	that	PRON
ihlr-22369	366	12	is	be	AUX
ihlr-22369	366	13	compulsory	compulsory	ADJ
ihlr-22369	366	14	.	.	PUNCT
ihlr-22369	367	1	private	private	ADJ
ihlr-22369	367	2	health	health	NOUN
ihlr-22369	367	3	insurance	insurance	NOUN
ihlr-22369	367	4	in	in	ADP
ihlr-22369	367	5	france	france	PROPN
ihlr-22369	367	6	is	be	AUX
ihlr-22369	367	7	generally	generally	ADV
ihlr-22369	367	8	purchased	purchase	VERB
ihlr-22369	367	9	as	as	ADP
ihlr-22369	367	10	a	a	DET
ihlr-22369	367	11	complement	complement	NOUN
ihlr-22369	367	12	to	to	ADP
ihlr-22369	367	13	the	the	DET
ihlr-22369	367	14	public	public	ADJ
ihlr-22369	367	15	program	program	NOUN
ihlr-22369	367	16	.	.	PUNCT
ihlr-22369	368	1	france	france	PROPN
ihlr-22369	368	2	spent	spend	VERB
ihlr-22369	368	3	11.6	11.6	NUM
ihlr-22369	368	4	%	%	NOUN
ihlr-22369	368	5	of	of	ADP
ihlr-22369	368	6	its	its	PRON
ihlr-22369	368	7	gdp	gdp	NOUN
ihlr-22369	368	8	on	on	ADP
ihlr-22369	368	9	health	health	NOUN
ihlr-22369	368	10	care	care	NOUN
ihlr-22369	368	11	,	,	PUNCT
ihlr-22369	368	12	$	$	SYM
ihlr-22369	368	13	4,361	4,361	NUM
ihlr-22369	368	14	per	per	ADP
ihlr-22369	368	15	capita	capita	NOUN
ihlr-22369	368	16	annually	annually	ADV
ihlr-22369	368	17	;	;	PUNCT
ihlr-22369	368	18	less	less	ADJ
ihlr-22369	368	19	than	than	ADP
ihlr-22369	368	20	half	half	NOUN
ihlr-22369	368	21	of	of	ADP
ihlr-22369	368	22	what	what	PRON
ihlr-22369	368	23	the	the	DET
ihlr-22369	368	24	u.s	u.s	PROPN
ihlr-22369	368	25	.	.	PROPN
ihlr-22369	368	26	spends	spend	NOUN
ihlr-22369	368	27	.	.	PUNCT
ihlr-22369	369	1	the	the	DET
ihlr-22369	369	2	insured	insure	VERB
ihlr-22369	369	3	are	be	AUX
ihlr-22369	369	4	responsible	responsible	ADJ
ihlr-22369	369	5	for64	for64	NOUN
ihlr-22369	369	6	use	use	NOUN
ihlr-22369	369	7	charges	charge	NOUN
ihlr-22369	369	8	from	from	ADP
ihlr-22369	369	9	copayments	copayment	NOUN
ihlr-22369	369	10	,	,	PUNCT
ihlr-22369	369	11	coinsurance	coinsurance	NOUN
ihlr-22369	369	12	,	,	PUNCT
ihlr-22369	369	13	and	and	CCONJ
ihlr-22369	369	14	balance	balance	NOUN
ihlr-22369	369	15	billing	billing	NOUN
ihlr-22369	369	16	.	.	PUNCT
ihlr-22369	370	1	coinsurance	coinsurance	NOUN
ihlr-22369	370	2	rates	rate	NOUN
ihlr-22369	370	3	vary	vary	VERB
ihlr-22369	370	4	by	by	ADP
ihlr-22369	370	5	how	how	SCONJ
ihlr-22369	370	6	effective	effective	ADJ
ihlr-22369	370	7	and	and	CCONJ
ihlr-22369	370	8	beneficial	beneficial	ADJ
ihlr-22369	370	9	the	the	DET
ihlr-22369	370	10	intervention	intervention	NOUN
ihlr-22369	370	11	is	be	AUX
ihlr-22369	370	12	deemed	deem	VERB
ihlr-22369	370	13	to	to	PART
ihlr-22369	370	14	be	be	AUX
ihlr-22369	370	15	.	.	PUNCT
ihlr-22369	371	1	for	for	ADP
ihlr-22369	371	2	example	example	NOUN
ihlr-22369	371	3	,	,	PUNCT
ihlr-22369	371	4	insulin	insulin	NOUN
ihlr-22369	371	5	is	be	AUX
ihlr-22369	371	6	not	not	PART
ihlr-22369	371	7	subject	subject	ADJ
ihlr-22369	371	8	to	to	ADP
ihlr-22369	371	9	coinsurance	coinsurance	NOUN
ihlr-22369	371	10	.	.	PUNCT
ihlr-22369	372	1	copayments	copayment	NOUN
ihlr-22369	372	2	are	be	AUX
ihlr-22369	372	3	nominal	nominal	ADJ
ihlr-22369	372	4	.	.	PUNCT
ihlr-22369	373	1	average	average	ADJ
ihlr-22369	373	2	annual	annual	ADJ
ihlr-22369	373	3	out	out	ADV
ihlr-22369	373	4	-	-	PUNCT
ihlr-22369	373	5	of	of	ADP
ihlr-22369	373	6	-	-	PUNCT
ihlr-22369	373	7	pocket	pocket	NOUN
ihlr-22369	373	8	health	health	NOUN
ihlr-22369	373	9	expenditures	expenditure	NOUN
ihlr-22369	373	10	in	in	ADP
ihlr-22369	373	11	france	france	PROPN
ihlr-22369	373	12	were	be	AUX
ihlr-22369	373	13	$	$	SYM
ihlr-22369	373	14	277	277	NUM
ihlr-22369	373	15	per	per	ADP
ihlr-22369	373	16	person	person	NOUN
ihlr-22369	373	17	;	;	PUNCT
ihlr-22369	373	18	less	less	ADJ
ihlr-22369	373	19	than	than	ADP
ihlr-22369	373	20	one	one	NUM
ihlr-22369	373	21	-	-	PUNCT
ihlr-22369	373	22	third	third	NOUN
ihlr-22369	373	23	the	the	DET
ihlr-22369	373	24	u.s	u.s	PROPN
ihlr-22369	373	25	.	.	PROPN
ihlr-22369	373	26	level	level	NOUN
ihlr-22369	373	27	.	.	PUNCT
ihlr-22369	374	1	65	65	NUM
ihlr-22369	374	2	switzerland	switzerland	NOUN
ihlr-22369	374	3	is	be	AUX
ihlr-22369	374	4	an	an	DET
ihlr-22369	374	5	outlier	outlier	NOUN
ihlr-22369	374	6	in	in	ADP
ihlr-22369	374	7	terms	term	NOUN
ihlr-22369	374	8	of	of	ADP
ihlr-22369	374	9	cost	cost	NOUN
ihlr-22369	374	10	-	-	PUNCT
ihlr-22369	374	11	sharing	sharing	NOUN
ihlr-22369	374	12	,	,	PUNCT
ihlr-22369	374	13	although	although	SCONJ
ihlr-22369	374	14	it	it	PRON
ihlr-22369	374	15	has	have	VERB
ihlr-22369	374	16	universal	universal	ADJ
ihlr-22369	374	17	,	,	PUNCT
ihlr-22369	374	18	mandatory	mandatory	ADJ
ihlr-22369	374	19	,	,	PUNCT
ihlr-22369	374	20	publicly	publicly	ADV
ihlr-22369	374	21	-	-	PUNCT
ihlr-22369	374	22	financed	finance	VERB
ihlr-22369	374	23	health	health	NOUN
ihlr-22369	374	24	coverage	coverage	NOUN
ihlr-22369	374	25	.	.	PUNCT
ihlr-22369	375	1	the	the	DET
ihlr-22369	375	2	country	country	NOUN
ihlr-22369	375	3	spent	spend	VERB
ihlr-22369	375	4	11.1	11.1	NUM
ihlr-22369	375	5	%	%	NOUN
ihlr-22369	375	6	of	of	ADP
ihlr-22369	375	7	its66	its66	PROPN
ihlr-22369	375	8	gdp	gdp	NOUN
ihlr-22369	375	9	on	on	ADP
ihlr-22369	375	10	health	health	NOUN
ihlr-22369	375	11	care	care	NOUN
ihlr-22369	375	12	,	,	PUNCT
ihlr-22369	375	13	$	$	SYM
ihlr-22369	375	14	6,325	6,325	NUM
ihlr-22369	375	15	per	per	ADP
ihlr-22369	375	16	capita	capita	NOUN
ihlr-22369	375	17	annually	annually	ADV
ihlr-22369	375	18	;	;	PUNCT
ihlr-22369	375	19	similar	similar	ADJ
ihlr-22369	375	20	to	to	ADP
ihlr-22369	375	21	other	other	ADJ
ihlr-22369	375	22	developed	develop	VERB
ihlr-22369	375	23	61	61	NUM
ihlr-22369	375	24	.	.	PUNCT
ihlr-22369	376	1	i	i	PRON
ihlr-22369	376	2	d.	d.	PROPN
ihlr-22369	376	3	62	62	NUM
ihlr-22369	376	4	.	.	PUNCT
ihlr-22369	377	1	i	i	PRON
ihlr-22369	377	2	d.	d.	PROPN
ihlr-22369	377	3	63	63	NUM
ihlr-22369	377	4	.	.	PUNCT
ihlr-22369	378	1	i	i	PRON
ihlr-22369	378	2	d.	d.	PROPN
ihlr-22369	378	3	64	64	NUM
ihlr-22369	378	4	.	.	PUNCT
ihlr-22369	379	1	i	i	PRON
ihlr-22369	379	2	d.	d.	PROPN
ihlr-22369	379	3	65	65	NUM
ihlr-22369	379	4	.	.	PUNCT
ihlr-22369	380	1	i	i	PRON
ihlr-22369	380	2	d.	d.	PROPN
ihlr-22369	380	3	66	66	NUM
ihlr-22369	380	4	.	.	PUNCT
ihlr-22369	381	1	i	i	PRON
ihlr-22369	381	2	d.	d.	PROPN
ihlr-22369	381	3	private	private	PROPN
ihlr-22369	381	4	supplementary	supplementary	ADJ
ihlr-22369	381	5	policies	policy	NOUN
ihlr-22369	381	6	are	be	AUX
ihlr-22369	381	7	available	available	ADJ
ihlr-22369	381	8	to	to	PART
ihlr-22369	381	9	provide	provide	VERB
ihlr-22369	381	10	access	access	NOUN
ihlr-22369	381	11	and	and	CCONJ
ihlr-22369	381	12	choice	choice	NOUN
ihlr-22369	381	13	beyond	beyond	ADP
ihlr-22369	381	14	the	the	DET
ihlr-22369	381	15	statutory	statutory	ADJ
ihlr-22369	381	16	coverage	coverage	NOUN
ihlr-22369	381	17	.	.	PUNCT
ihlr-22369	382	1	2018	2018	NUM
ihlr-22369	382	2	]	]	PUNCT
ihlr-22369	382	3	ideology	ideology	NOUN
ihlr-22369	382	4	meets	meet	VERB
ihlr-22369	382	5	reality	reality	NOUN
ihlr-22369	382	6	57	57	NUM
ihlr-22369	382	7	european	european	ADJ
ihlr-22369	382	8	countries	country	NOUN
ihlr-22369	382	9	and	and	CCONJ
ihlr-22369	382	10	about	about	ADV
ihlr-22369	382	11	two	two	NUM
ihlr-22369	382	12	-	-	PUNCT
ihlr-22369	382	13	thirds	third	NOUN
ihlr-22369	382	14	what	what	PRON
ihlr-22369	382	15	the	the	DET
ihlr-22369	382	16	u.s	u.s	PROPN
ihlr-22369	382	17	.	.	PROPN
ihlr-22369	382	18	spends	spend	NOUN
ihlr-22369	382	19	.	.	PUNCT
ihlr-22369	383	1	the	the	DET
ihlr-22369	383	2	swiss	swiss	ADJ
ihlr-22369	383	3	can67	can67	PROPN
ihlr-22369	383	4	select	select	ADJ
ihlr-22369	383	5	between	between	ADP
ihlr-22369	383	6	higher	high	ADJ
ihlr-22369	383	7	-	-	PUNCT
ihlr-22369	383	8	deductible	deductible	ADJ
ihlr-22369	383	9	(	(	PUNCT
ihlr-22369	383	10	lower	low	ADJ
ihlr-22369	383	11	-	-	PUNCT
ihlr-22369	383	12	premium	premium	NOUN
ihlr-22369	383	13	)	)	PUNCT
ihlr-22369	383	14	plans	plan	NOUN
ihlr-22369	383	15	and	and	CCONJ
ihlr-22369	383	16	lower	low	ADJ
ihlr-22369	383	17	-	-	PUNCT
ihlr-22369	383	18	deductible	deductible	ADJ
ihlr-22369	383	19	(	(	PUNCT
ihlr-22369	383	20	higher	high	ADJ
ihlr-22369	383	21	-	-	PUNCT
ihlr-22369	383	22	premium	premium	NOUN
ihlr-22369	383	23	)	)	PUNCT
ihlr-22369	383	24	plans	plan	NOUN
ihlr-22369	383	25	.	.	PUNCT
ihlr-22369	384	1	coinsurance	coinsurance	NOUN
ihlr-22369	384	2	is	be	AUX
ihlr-22369	384	3	charged	charge	VERB
ihlr-22369	384	4	for	for	ADP
ihlr-22369	384	5	all	all	DET
ihlr-22369	384	6	services	service	NOUN
ihlr-22369	384	7	above	above	ADP
ihlr-22369	384	8	the	the	DET
ihlr-22369	384	9	deductible	deductible	NOUN
ihlr-22369	384	10	and	and	CCONJ
ihlr-22369	384	11	those	those	PRON
ihlr-22369	384	12	insured	insure	VERB
ihlr-22369	384	13	who	who	PRON
ihlr-22369	384	14	choose	choose	VERB
ihlr-22369	384	15	brand	brand	NOUN
ihlr-22369	384	16	-	-	PUNCT
ihlr-22369	384	17	name	name	NOUN
ihlr-22369	384	18	drugs	drug	NOUN
ihlr-22369	384	19	when	when	SCONJ
ihlr-22369	384	20	a	a	DET
ihlr-22369	384	21	generic	generic	ADJ
ihlr-22369	384	22	alternative	alternative	NOUN
ihlr-22369	384	23	is	be	AUX
ihlr-22369	384	24	available	available	ADJ
ihlr-22369	384	25	are	be	AUX
ihlr-22369	384	26	subject	subject	ADJ
ihlr-22369	384	27	to	to	ADP
ihlr-22369	384	28	additional	additional	ADJ
ihlr-22369	384	29	charges	charge	NOUN
ihlr-22369	384	30	.	.	PUNCT
ihlr-22369	385	1	copayments	copayment	NOUN
ihlr-22369	385	2	are	be	AUX
ihlr-22369	385	3	charged	charge	VERB
ihlr-22369	385	4	for	for	ADP
ihlr-22369	385	5	hospital	hospital	NOUN
ihlr-22369	385	6	use	use	NOUN
ihlr-22369	385	7	.	.	PUNCT
ihlr-22369	386	1	unlike	unlike	ADP
ihlr-22369	386	2	most	most	ADJ
ihlr-22369	386	3	european	european	ADJ
ihlr-22369	386	4	countries	country	NOUN
ihlr-22369	386	5	,	,	PUNCT
ihlr-22369	386	6	average	average	ADJ
ihlr-22369	386	7	annual	annual	ADJ
ihlr-22369	386	8	out	out	ADV
ihlr-22369	386	9	-	-	PUNCT
ihlr-22369	386	10	of	of	ADP
ihlr-22369	386	11	-	-	PUNCT
ihlr-22369	386	12	pocket	pocket	NOUN
ihlr-22369	386	13	health	health	NOUN
ihlr-22369	386	14	expenditures	expenditure	NOUN
ihlr-22369	386	15	in	in	ADP
ihlr-22369	386	16	switzerland	switzerland	PROPN
ihlr-22369	386	17	were	be	AUX
ihlr-22369	386	18	very	very	ADV
ihlr-22369	386	19	substantial	substantial	ADJ
ihlr-22369	386	20	,	,	PUNCT
ihlr-22369	386	21	at	at	ADP
ihlr-22369	386	22	$	$	SYM
ihlr-22369	386	23	1,630	1,630	NUM
ihlr-22369	386	24	per	per	ADP
ihlr-22369	386	25	person	person	NOUN
ihlr-22369	386	26	;	;	PUNCT
ihlr-22369	386	27	half	half	ADJ
ihlr-22369	386	28	-	-	PUNCT
ihlr-22369	386	29	again	again	ADV
ihlr-22369	386	30	-	-	PUNCT
ihlr-22369	386	31	more	more	ADJ
ihlr-22369	386	32	than	than	ADP
ihlr-22369	386	33	the	the	DET
ihlr-22369	386	34	u.s	u.s	PROPN
ihlr-22369	386	35	spends	spend	NOUN
ihlr-22369	386	36	,	,	PUNCT
ihlr-22369	386	37	and	and	CCONJ
ihlr-22369	386	38	more	more	ADV
ihlr-22369	386	39	than	than	ADP
ihlr-22369	386	40	double	double	ADJ
ihlr-22369	386	41	(	(	PUNCT
ihlr-22369	386	42	26	26	NUM
ihlr-22369	386	43	%	%	NOUN
ihlr-22369	386	44	)	)	PUNCT
ihlr-22369	386	45	relative	relative	ADJ
ihlr-22369	386	46	to	to	ADP
ihlr-22369	386	47	total	total	ADJ
ihlr-22369	386	48	spending.68	spending.68	NOUN
ihlr-22369	386	49	we	we	PRON
ihlr-22369	386	50	also	also	ADV
ihlr-22369	386	51	have	have	VERB
ihlr-22369	386	52	data	datum	NOUN
ihlr-22369	386	53	on	on	ADP
ihlr-22369	386	54	how	how	SCONJ
ihlr-22369	386	55	consumers	consumer	NOUN
ihlr-22369	386	56	respond	respond	VERB
ihlr-22369	386	57	to	to	ADP
ihlr-22369	386	58	the	the	DET
ihlr-22369	386	59	varying	vary	VERB
ihlr-22369	386	60	cost	cost	NOUN
ihlr-22369	386	61	-	-	PUNCT
ihlr-22369	386	62	sharing	share	VERB
ihlr-22369	386	63	profiles	profile	NOUN
ihlr-22369	386	64	in	in	ADP
ihlr-22369	386	65	these	these	DET
ihlr-22369	386	66	countries	country	NOUN
ihlr-22369	386	67	.	.	PUNCT
ihlr-22369	387	1	one	one	NUM
ihlr-22369	387	2	recent	recent	ADJ
ihlr-22369	387	3	survey	survey	NOUN
ihlr-22369	387	4	found	find	VERB
ihlr-22369	387	5	that	that	SCONJ
ihlr-22369	387	6	“	"	PUNCT
ihlr-22369	387	7	adults	adult	NOUN
ihlr-22369	387	8	in	in	ADP
ihlr-22369	387	9	the	the	DET
ihlr-22369	387	10	u.s	u.s	PROPN
ihlr-22369	387	11	.	.	PROPN
ihlr-22369	387	12	are	be	AUX
ihlr-22369	387	13	far	far	ADV
ihlr-22369	387	14	more	more	ADV
ihlr-22369	387	15	likely	likely	ADJ
ihlr-22369	387	16	than	than	ADP
ihlr-22369	387	17	those	those	PRON
ihlr-22369	387	18	in	in	ADP
ihlr-22369	387	19	[	[	X
ihlr-22369	387	20	the	the	DET
ihlr-22369	387	21	ten	ten	NUM
ihlr-22369	387	22	]	]	PUNCT
ihlr-22369	387	23	other	other	ADJ
ihlr-22369	387	24	countries	country	NOUN
ihlr-22369	387	25	to	to	PART
ihlr-22369	387	26	go	go	VERB
ihlr-22369	387	27	without	without	ADP
ihlr-22369	387	28	needed	need	VERB
ihlr-22369	387	29	[	[	PUNCT
ihlr-22369	387	30	health	health	NOUN
ihlr-22369	387	31	]	]	PUNCT
ihlr-22369	387	32	care	care	NOUN
ihlr-22369	387	33	because	because	SCONJ
ihlr-22369	387	34	of	of	ADP
ihlr-22369	387	35	costs	cost	NOUN
ihlr-22369	387	36	.	.	PUNCT
ihlr-22369	387	37	”	"	PUNCT
ihlr-22369	388	1	more	more	ADV
ihlr-22369	388	2	specifically	specifically	ADV
ihlr-22369	388	3	,	,	PUNCT
ihlr-22369	388	4	“	"	PUNCT
ihlr-22369	388	5	[	[	X
ihlr-22369	388	6	o]ne	o]ne	NOUN
ihlr-22369	388	7	-	-	PUNCT
ihlr-22369	388	8	third	third	NOUN
ihlr-22369	388	9	(	(	PUNCT
ihlr-22369	388	10	33	33	NUM
ihlr-22369	388	11	%	%	NOUN
ihlr-22369	388	12	)	)	PUNCT
ihlr-22369	388	13	of	of	ADP
ihlr-22369	388	14	u.s.69	u.s.69	PROPN
ihlr-22369	388	15	adults	adult	NOUN
ihlr-22369	388	16	went	go	VERB
ihlr-22369	388	17	without	without	ADP
ihlr-22369	388	18	recommended	recommend	VERB
ihlr-22369	388	19	care	care	NOUN
ihlr-22369	388	20	,	,	PUNCT
ihlr-22369	388	21	did	do	AUX
ihlr-22369	388	22	not	not	PART
ihlr-22369	388	23	see	see	VERB
ihlr-22369	388	24	a	a	DET
ihlr-22369	388	25	doctor	doctor	NOUN
ihlr-22369	388	26	when	when	SCONJ
ihlr-22369	388	27	sick	sick	ADJ
ihlr-22369	388	28	,	,	PUNCT
ihlr-22369	388	29	or	or	CCONJ
ihlr-22369	388	30	failed	fail	VERB
ihlr-22369	388	31	to	to	PART
ihlr-22369	388	32	fill	fill	VERB
ihlr-22369	388	33	a	a	DET
ihlr-22369	388	34	prescription	prescription	NOUN
ihlr-22369	388	35	because	because	SCONJ
ihlr-22369	388	36	of	of	ADP
ihlr-22369	388	37	costs	cost	NOUN
ihlr-22369	388	38	.	.	PUNCT
ihlr-22369	388	39	”	"	PUNCT
ihlr-22369	389	1	other	other	ADJ
ihlr-22369	389	2	countries	country	NOUN
ihlr-22369	389	3	included	include	VERB
ihlr-22369	389	4	in	in	ADP
ihlr-22369	389	5	the	the	DET
ihlr-22369	389	6	survey,70	survey,70	PROPN
ihlr-22369	389	7	canada	canada	PROPN
ihlr-22369	389	8	and	and	CCONJ
ihlr-22369	389	9	germany	germany	PROPN
ihlr-22369	389	10	as	as	ADP
ihlr-22369	389	11	examples	example	NOUN
ihlr-22369	389	12	,	,	PUNCT
ihlr-22369	389	13	reported	report	VERB
ihlr-22369	389	14	markedly	markedly	ADV
ihlr-22369	389	15	lower	low	ADJ
ihlr-22369	389	16	care	care	NOUN
ihlr-22369	389	17	avoidance	avoidance	NOUN
ihlr-22369	389	18	rates—16	rates—16	AUX
ihlr-22369	389	19	%	%	NOUN
ihlr-22369	389	20	and	and	CCONJ
ihlr-22369	389	21	7	7	NUM
ihlr-22369	389	22	%	%	NOUN
ihlr-22369	389	23	respectively	respectively	ADV
ihlr-22369	389	24	.	.	PUNCT
ihlr-22369	390	1	switzerland	switzerland	PROPN
ihlr-22369	390	2	was	be	AUX
ihlr-22369	390	3	the	the	DET
ihlr-22369	390	4	united	united	PROPN
ihlr-22369	390	5	states	states	PROPN
ihlr-22369	390	6	'	'	PART
ihlr-22369	390	7	nearest71	nearest71	NOUN
ihlr-22369	390	8	comparable	comparable	ADJ
ihlr-22369	390	9	case	case	NOUN
ihlr-22369	390	10	with	with	ADP
ihlr-22369	390	11	22	22	NUM
ihlr-22369	390	12	%	%	NOUN
ihlr-22369	390	13	avoidance	avoidance	NOUN
ihlr-22369	390	14	due	due	ADP
ihlr-22369	390	15	to	to	ADP
ihlr-22369	390	16	cost	cost	NOUN
ihlr-22369	390	17	.	.	PUNCT
ihlr-22369	391	1	this	this	PRON
ihlr-22369	391	2	may	may	AUX
ihlr-22369	391	3	come	come	VERB
ihlr-22369	391	4	as	as	ADP
ihlr-22369	391	5	no	no	DET
ihlr-22369	391	6	surprise72	surprise72	NOUN
ihlr-22369	391	7	given	give	VERB
ihlr-22369	391	8	the	the	DET
ihlr-22369	391	9	swiss	swiss	ADJ
ihlr-22369	391	10	commitment	commitment	NOUN
ihlr-22369	391	11	to	to	ADP
ihlr-22369	391	12	cost	cost	NOUN
ihlr-22369	391	13	sharing	sharing	NOUN
ihlr-22369	391	14	.	.	PUNCT
ihlr-22369	392	1	this	this	DET
ihlr-22369	392	2	brief	brief	ADJ
ihlr-22369	392	3	comparative	comparative	ADJ
ihlr-22369	392	4	review	review	NOUN
ihlr-22369	392	5	suggests	suggest	VERB
ihlr-22369	392	6	that	that	SCONJ
ihlr-22369	392	7	,	,	PUNCT
ihlr-22369	392	8	at	at	ADP
ihlr-22369	392	9	the	the	DET
ihlr-22369	392	10	level	level	NOUN
ihlr-22369	392	11	of	of	ADP
ihlr-22369	392	12	simply	simply	ADV
ihlr-22369	392	13	comparing	compare	VERB
ihlr-22369	392	14	total	total	ADJ
ihlr-22369	392	15	health	health	NOUN
ihlr-22369	392	16	spending	spending	NOUN
ihlr-22369	392	17	between	between	ADP
ihlr-22369	392	18	developed	develop	VERB
ihlr-22369	392	19	countries	country	NOUN
ihlr-22369	392	20	,	,	PUNCT
ihlr-22369	392	21	the	the	DET
ihlr-22369	392	22	united	united	PROPN
ihlr-22369	392	23	states	states	PROPN
ihlr-22369	392	24	’	’	PART
ihlr-22369	392	25	demandside	demandside	NOUN
ihlr-22369	392	26	strategy	strategy	NOUN
ihlr-22369	392	27	of	of	ADP
ihlr-22369	392	28	making	make	VERB
ihlr-22369	392	29	health	health	NOUN
ihlr-22369	392	30	insurance	insurance	NOUN
ihlr-22369	392	31	incomplete	incomplete	ADJ
ihlr-22369	392	32	has	have	AUX
ihlr-22369	392	33	not	not	PART
ihlr-22369	392	34	been	be	AUX
ihlr-22369	392	35	resoundingly	resoundingly	ADV
ihlr-22369	392	36	successful	successful	ADJ
ihlr-22369	392	37	as	as	ADP
ihlr-22369	392	38	a	a	DET
ihlr-22369	392	39	strategy	strategy	NOUN
ihlr-22369	392	40	of	of	ADP
ihlr-22369	392	41	overall	overall	ADJ
ihlr-22369	392	42	cost	cost	NOUN
ihlr-22369	392	43	-	-	PUNCT
ihlr-22369	392	44	containment	containment	NOUN
ihlr-22369	392	45	.	.	PUNCT
ihlr-22369	393	1	although	although	SCONJ
ihlr-22369	393	2	in	in	ADP
ihlr-22369	393	3	absolute	absolute	ADJ
ihlr-22369	393	4	dollars	dollar	NOUN
ihlr-22369	393	5	u.s	u.s	PROPN
ihlr-22369	393	6	.	.	PROPN
ihlr-22369	393	7	patients	patient	NOUN
ihlr-22369	393	8	spend	spend	VERB
ihlr-22369	393	9	more	more	ADJ
ihlr-22369	393	10	out	out	ADP
ihlr-22369	393	11	-	-	PUNCT
ihlr-22369	393	12	of	of	ADP
ihlr-22369	393	13	-	-	PUNCT
ihlr-22369	393	14	pocket	pocket	NOUN
ihlr-22369	393	15	than	than	ADP
ihlr-22369	393	16	twelve	twelve	NUM
ihlr-22369	393	17	other	other	ADJ
ihlr-22369	393	18	countries	country	NOUN
ihlr-22369	393	19	(	(	PUNCT
ihlr-22369	393	20	all	all	PRON
ihlr-22369	393	21	but	but	CCONJ
ihlr-22369	393	22	switzerland	switzerland	PROPN
ihlr-22369	393	23	)	)	PUNCT
ihlr-22369	393	24	,	,	PUNCT
ihlr-22369	393	25	they	they	PRON
ihlr-22369	393	26	also	also	ADV
ihlr-22369	393	27	have	have	VERB
ihlr-22369	393	28	the	the	DET
ihlr-22369	393	29	highest	high	ADJ
ihlr-22369	393	30	overall	overall	ADJ
ihlr-22369	393	31	health	health	NOUN
ihlr-22369	393	32	spending	spending	NOUN
ihlr-22369	393	33	per	per	ADP
ihlr-22369	393	34	capita	capita	NOUN
ihlr-22369	393	35	.	.	PUNCT
ihlr-22369	394	1	other	other	ADJ
ihlr-22369	394	2	countries	country	NOUN
ihlr-22369	394	3	,	,	PUNCT
ihlr-22369	394	4	such	such	ADJ
ihlr-22369	394	5	as	as	ADP
ihlr-22369	394	6	the	the	DET
ihlr-22369	394	7	netherlands	netherlands	PROPN
ihlr-22369	394	8	,	,	PUNCT
ihlr-22369	394	9	use	use	VERB
ihlr-22369	394	10	cost	cost	NOUN
ihlr-22369	394	11	-	-	PUNCT
ihlr-22369	394	12	sharing	sharing	NOUN
ihlr-22369	394	13	for	for	ADP
ihlr-22369	394	14	only	only	ADV
ihlr-22369	394	15	5	5	NUM
ihlr-22369	394	16	%	%	NOUN
ihlr-22369	394	17	of	of	ADP
ihlr-22369	394	18	total	total	ADJ
ihlr-22369	394	19	costs	cost	NOUN
ihlr-22369	394	20	,	,	PUNCT
ihlr-22369	394	21	compared	compare	VERB
ihlr-22369	394	22	to	to	ADP
ihlr-22369	394	23	the	the	DET
ihlr-22369	394	24	12	12	NUM
ihlr-22369	394	25	%	%	NOUN
ihlr-22369	394	26	spent	spend	VERB
ihlr-22369	394	27	by	by	ADP
ihlr-22369	394	28	the	the	DET
ihlr-22369	394	29	u.s	u.s	PROPN
ihlr-22369	394	30	.	.	PROPN
ihlr-22369	394	31	,	,	PUNCT
ihlr-22369	394	32	but	but	CCONJ
ihlr-22369	394	33	also	also	ADV
ihlr-22369	394	34	spend	spend	VERB
ihlr-22369	394	35	roughly	roughly	ADV
ihlr-22369	394	36	half	half	DET
ihlr-22369	394	37	as	as	ADV
ihlr-22369	394	38	much	much	ADJ
ihlr-22369	394	39	overall	overall	ADJ
ihlr-22369	394	40	.	.	PUNCT
ihlr-22369	395	1	although	although	SCONJ
ihlr-22369	395	2	a	a	DET
ihlr-22369	395	3	much	much	ADV
ihlr-22369	395	4	more	more	ADV
ihlr-22369	395	5	granular	granular	ADJ
ihlr-22369	395	6	analysis	analysis	NOUN
ihlr-22369	395	7	could	could	AUX
ihlr-22369	395	8	examine	examine	VERB
ihlr-22369	395	9	differences	difference	NOUN
ihlr-22369	395	10	in	in	ADP
ihlr-22369	395	11	income	income	NOUN
ihlr-22369	395	12	and	and	CCONJ
ihlr-22369	395	13	health	health	NOUN
ihlr-22369	395	14	outcomes	outcome	NOUN
ihlr-22369	395	15	,	,	PUNCT
ihlr-22369	395	16	this	this	DET
ihlr-22369	395	17	top	top	ADJ
ihlr-22369	395	18	-	-	PUNCT
ihlr-22369	395	19	level	level	NOUN
ihlr-22369	395	20	analysis	analysis	NOUN
ihlr-22369	395	21	does	do	AUX
ihlr-22369	395	22	not	not	PART
ihlr-22369	395	23	support	support	VERB
ihlr-22369	395	24	the73	the73	PROPN
ihlr-22369	395	25	proposition	proposition	NOUN
ihlr-22369	395	26	that	that	SCONJ
ihlr-22369	395	27	increasing	increase	VERB
ihlr-22369	395	28	patient	patient	ADJ
ihlr-22369	395	29	exposure	exposure	NOUN
ihlr-22369	395	30	to	to	ADP
ihlr-22369	395	31	costs	cost	NOUN
ihlr-22369	395	32	is	be	AUX
ihlr-22369	395	33	generally	generally	ADV
ihlr-22369	395	34	associated	associate	VERB
ihlr-22369	395	35	with	with	ADP
ihlr-22369	395	36	reductions	reduction	NOUN
ihlr-22369	395	37	in	in	ADP
ihlr-22369	395	38	health	health	NOUN
ihlr-22369	395	39	spending	spending	NOUN
ihlr-22369	395	40	overall	overall	ADJ
ihlr-22369	395	41	.	.	PUNCT
ihlr-22369	396	1	67	67	NUM
ihlr-22369	396	2	.	.	PUNCT
ihlr-22369	397	1	i	i	PRON
ihlr-22369	397	2	d.	d.	PROPN
ihlr-22369	397	3	68	68	NUM
ihlr-22369	397	4	.	.	PUNCT
ihlr-22369	398	1	i	i	PRON
ihlr-22369	398	2	d.	d.	PROPN
ihlr-22369	398	3	69	69	NUM
ihlr-22369	398	4	.	.	PUNCT
ihlr-22369	399	1	robin	robin	PROPN
ihlr-22369	399	2	osborn	osborn	PROPN
ihlr-22369	399	3	et	et	PROPN
ihlr-22369	399	4	al	al	PROPN
ihlr-22369	399	5	.	.	PROPN
ihlr-22369	399	6	,	,	PUNCT
ihlr-22369	399	7	in	in	ADP
ihlr-22369	399	8	a	a	DET
ihlr-22369	399	9	new	new	ADJ
ihlr-22369	399	10	survey	survey	NOUN
ihlr-22369	399	11	of	of	ADP
ihlr-22369	399	12	11	11	NUM
ihlr-22369	399	13	countries	country	NOUN
ihlr-22369	399	14	,	,	PUNCT
ihlr-22369	399	15	u.s	u.s	PROPN
ihlr-22369	399	16	.	.	PROPN
ihlr-22369	399	17	adults	adult	NOUN
ihlr-22369	399	18	still	still	ADV
ihlr-22369	399	19	struggle	struggle	VERB
ihlr-22369	399	20	with	with	ADP
ihlr-22369	399	21	access	access	NOUN
ihlr-22369	399	22	to	to	ADP
ihlr-22369	399	23	and	and	CCONJ
ihlr-22369	399	24	affordability	affordability	NOUN
ihlr-22369	399	25	of	of	ADP
ihlr-22369	399	26	health	health	NOUN
ihlr-22369	399	27	care	care	NOUN
ihlr-22369	399	28	,	,	PUNCT
ihlr-22369	399	29	commonwealth	commonwealth	PROPN
ihlr-22369	399	30	fund	fund	PROPN
ihlr-22369	399	31	(	(	PUNCT
ihlr-22369	399	32	nov	nov	PROPN
ihlr-22369	399	33	.	.	PROPN
ihlr-22369	399	34	16	16	NUM
ihlr-22369	399	35	,	,	PUNCT
ihlr-22369	399	36	2016	2016	NUM
ihlr-22369	399	37	)	)	PUNCT
ihlr-22369	399	38	,	,	PUNCT
ihlr-22369	399	39	http://www.commonwealthfund.org/publications/in-the-literature/2016/nov/2016-internationalhealth-policy-survey-of-adults	http://www.commonwealthfund.org/publications/in-the-literature/2016/nov/2016-internationalhealth-policy-survey-of-adult	NOUN
ihlr-22369	399	40	[	[	X
ihlr-22369	399	41	https://perma.cc/nkf6-swv4	https://perma.cc/nkf6-swv4	NOUN
ihlr-22369	399	42	]	]	PUNCT
ihlr-22369	399	43	.	.	PUNCT
ihlr-22369	400	1	70	70	NUM
ihlr-22369	400	2	.	.	PUNCT
ihlr-22369	401	1	i	i	PRON
ihlr-22369	401	2	d.	d.	PROPN
ihlr-22369	401	3	71	71	NUM
ihlr-22369	401	4	.	.	PUNCT
ihlr-22369	402	1	i	i	PRON
ihlr-22369	402	2	d.	d.	PROPN
ihlr-22369	402	3	72	72	NUM
ihlr-22369	402	4	.	.	PUNCT
ihlr-22369	403	1	i	i	PRON
ihlr-22369	403	2	d.	d.	PROPN
ihlr-22369	403	3	73	73	NUM
ihlr-22369	403	4	.	.	PUNCT
ihlr-22369	404	1	see	see	VERB
ihlr-22369	404	2	david	david	PROPN
ihlr-22369	404	3	orentlicher	orentlicher	PROPN
ihlr-22369	404	4	,	,	PUNCT
ihlr-22369	404	5	controlling	control	VERB
ihlr-22369	404	6	health	health	NOUN
ihlr-22369	404	7	care	care	NOUN
ihlr-22369	404	8	spending	spending	NOUN
ihlr-22369	404	9	:	:	PUNCT
ihlr-22369	404	10	more	more	ADV
ihlr-22369	404	11	patient	patient	ADJ
ihlr-22369	404	12	“	"	PUNCT
ihlr-22369	404	13	skin	skin	NOUN
ihlr-22369	404	14	in	in	ADP
ihlr-22369	404	15	the	the	DET
ihlr-22369	404	16	game	game	NOUN
ihlr-22369	404	17	?	?	PUNCT
ihlr-22369	404	18	”	"	PUNCT
ihlr-22369	404	19	,	,	PUNCT
ihlr-22369	404	20	13	13	NUM
ihlr-22369	404	21	ind	ind	NOUN
ihlr-22369	404	22	.	.	PUNCT
ihlr-22369	405	1	health	health	PROPN
ihlr-22369	405	2	l.	l.	PROPN
ihlr-22369	405	3	rev	rev	PROPN
ihlr-22369	405	4	.	.	PROPN
ihlr-22369	405	5	348	348	NUM
ihlr-22369	405	6	,	,	PUNCT
ihlr-22369	405	7	350	350	NUM
ihlr-22369	405	8	(	(	PUNCT
ihlr-22369	405	9	2016	2016	NUM
ihlr-22369	405	10	)	)	PUNCT
ihlr-22369	405	11	(	(	PUNCT
ihlr-22369	405	12	reviewing	review	VERB
ihlr-22369	405	13	evidence	evidence	NOUN
ihlr-22369	405	14	that	that	SCONJ
ihlr-22369	405	15	the	the	DET
ihlr-22369	405	16	united	united	PROPN
ihlr-22369	405	17	states	states	PROPN
ihlr-22369	405	18	trails	trail	VERB
ihlr-22369	405	19	comparable	comparable	ADJ
ihlr-22369	405	20	countries	country	NOUN
ihlr-22369	405	21	on	on	ADP
ihlr-22369	405	22	these	these	DET
ihlr-22369	405	23	health	health	NOUN
ihlr-22369	405	24	indicators	indicator	NOUN
ihlr-22369	405	25	)	)	PUNCT
ihlr-22369	405	26	.	.	PUNCT
ihlr-22369	406	1	https://doi.org/10.18060/3911.0019	https://doi.org/10.18060/3911.0019	VERB
ihlr-22369	406	2	58	58	NUM
ihlr-22369	406	3	indiana	indiana	PROPN
ihlr-22369	406	4	health	health	PROPN
ihlr-22369	406	5	law	law	PROPN
ihlr-22369	406	6	review	review	NOUN
ihlr-22369	407	1	[	[	X
ihlr-22369	407	2	vol	vol	NOUN
ihlr-22369	407	3	.	.	PUNCT
ihlr-22369	408	1	15:43	15:43	NUM
ihlr-22369	408	2	b.	b.	PROPN
ihlr-22369	409	1	the	the	DET
ihlr-22369	409	2	rand	rand	PROPN
ihlr-22369	409	3	health	health	NOUN
ihlr-22369	409	4	insurance	insurance	NOUN
ihlr-22369	409	5	experiment	experiment	NOUN
ihlr-22369	409	6	the	the	DET
ihlr-22369	409	7	rand	rand	NOUN
ihlr-22369	409	8	health	health	NOUN
ihlr-22369	409	9	insurance	insurance	NOUN
ihlr-22369	409	10	experiment	experiment	NOUN
ihlr-22369	409	11	(	(	PUNCT
ihlr-22369	409	12	hie	hie	X
ihlr-22369	409	13	)	)	PUNCT
ihlr-22369	409	14	was	be	AUX
ihlr-22369	409	15	a	a	DET
ihlr-22369	409	16	landmark	landmark	NOUN
ihlr-22369	409	17	field	field	NOUN
ihlr-22369	409	18	study	study	NOUN
ihlr-22369	409	19	in	in	ADP
ihlr-22369	409	20	the	the	DET
ihlr-22369	409	21	1970s	1970	NOUN
ihlr-22369	409	22	that	that	PRON
ihlr-22369	409	23	yielded	yield	VERB
ihlr-22369	409	24	great	great	ADJ
ihlr-22369	409	25	insight	insight	NOUN
ihlr-22369	409	26	into	into	ADP
ihlr-22369	409	27	how	how	SCONJ
ihlr-22369	409	28	patients	patient	NOUN
ihlr-22369	409	29	of	of	ADP
ihlr-22369	409	30	that	that	DET
ihlr-22369	409	31	era	era	NOUN
ihlr-22369	409	32	responded	respond	VERB
ihlr-22369	409	33	to	to	ADP
ihlr-22369	409	34	particular	particular	ADJ
ihlr-22369	409	35	sorts	sort	NOUN
ihlr-22369	409	36	of	of	ADP
ihlr-22369	409	37	cost	cost	NOUN
ihlr-22369	409	38	-	-	PUNCT
ihlr-22369	409	39	sharing	share	VERB
ihlr-22369	409	40	schemes	scheme	NOUN
ihlr-22369	409	41	.	.	PUNCT
ihlr-22369	410	1	it	it	PRON
ihlr-22369	410	2	was	be	AUX
ihlr-22369	410	3	a	a	DET
ihlr-22369	410	4	remarkable	remarkable	ADJ
ihlr-22369	410	5	social	social	ADJ
ihlr-22369	410	6	science74	science74	NOUN
ihlr-22369	410	7	endeavor	endeavor	NOUN
ihlr-22369	410	8	.	.	PUNCT
ihlr-22369	411	1	some	some	DET
ihlr-22369	411	2	patients	patient	NOUN
ihlr-22369	411	3	were	be	AUX
ihlr-22369	411	4	randomly	randomly	ADV
ihlr-22369	411	5	assigned	assign	VERB
ihlr-22369	411	6	into	into	ADP
ihlr-22369	411	7	a	a	DET
ihlr-22369	411	8	“	"	PUNCT
ihlr-22369	411	9	free	free	ADJ
ihlr-22369	411	10	care	care	NOUN
ihlr-22369	411	11	”	"	PUNCT
ihlr-22369	411	12	condition	condition	NOUN
ihlr-22369	411	13	,	,	PUNCT
ihlr-22369	411	14	with	with	ADP
ihlr-22369	411	15	no	no	DET
ihlr-22369	411	16	cost	cost	NOUN
ihlr-22369	411	17	-	-	PUNCT
ihlr-22369	411	18	sharing	sharing	NOUN
ihlr-22369	411	19	burden	burden	NOUN
ihlr-22369	411	20	.	.	PUNCT
ihlr-22369	412	1	others	other	NOUN
ihlr-22369	412	2	were	be	AUX
ihlr-22369	412	3	randomly	randomly	ADV
ihlr-22369	412	4	assigned	assign	VERB
ihlr-22369	412	5	to	to	ADP
ihlr-22369	412	6	one	one	NUM
ihlr-22369	412	7	of	of	ADP
ihlr-22369	412	8	several75	several75	ADJ
ihlr-22369	412	9	conditions	condition	NOUN
ihlr-22369	412	10	with	with	ADP
ihlr-22369	412	11	increasing	increase	VERB
ihlr-22369	412	12	levels	level	NOUN
ihlr-22369	412	13	of	of	ADP
ihlr-22369	412	14	cost	cost	NOUN
ihlr-22369	412	15	sharing	share	VERB
ihlr-22369	412	16	up	up	ADP
ihlr-22369	412	17	to	to	ADP
ihlr-22369	412	18	a	a	DET
ihlr-22369	412	19	condition	condition	NOUN
ihlr-22369	412	20	where	where	SCONJ
ihlr-22369	412	21	the	the	DET
ihlr-22369	412	22	patient	patient	NOUN
ihlr-22369	412	23	bore	bear	VERB
ihlr-22369	412	24	95	95	NUM
ihlr-22369	412	25	%	%	NOUN
ihlr-22369	412	26	of	of	ADP
ihlr-22369	412	27	the	the	DET
ihlr-22369	412	28	cost	cost	NOUN
ihlr-22369	412	29	-	-	PUNCT
ihlr-22369	412	30	of	of	ADP
ihlr-22369	412	31	-	-	PUNCT
ihlr-22369	412	32	care	care	NOUN
ihlr-22369	412	33	out	out	ADP
ihlr-22369	412	34	of	of	ADP
ihlr-22369	412	35	pocket	pocket	NOUN
ihlr-22369	412	36	,	,	PUNCT
ihlr-22369	412	37	though	though	SCONJ
ihlr-22369	412	38	all	all	PRON
ihlr-22369	412	39	were	be	AUX
ihlr-22369	412	40	capped	cap	VERB
ihlr-22369	412	41	at	at	ADP
ihlr-22369	412	42	5	5	NUM
ihlr-22369	412	43	%	%	NOUN
ihlr-22369	412	44	to	to	PART
ihlr-22369	412	45	15	15	NUM
ihlr-22369	412	46	%	%	NOUN
ihlr-22369	412	47	of	of	ADP
ihlr-22369	412	48	household	household	NOUN
ihlr-22369	412	49	income	income	NOUN
ihlr-22369	412	50	.	.	PUNCT
ihlr-22369	413	1	while	while	SCONJ
ihlr-22369	413	2	the	the	DET
ihlr-22369	413	3	results	result	NOUN
ihlr-22369	413	4	of	of	ADP
ihlr-22369	413	5	this	this	DET
ihlr-22369	413	6	gold	gold	NOUN
ihlr-22369	413	7	-	-	PUNCT
ihlr-22369	413	8	standard	standard	NOUN
ihlr-22369	413	9	study	study	NOUN
ihlr-22369	413	10	have76	have76	NOUN
ihlr-22369	413	11	been	be	AUX
ihlr-22369	413	12	scrutinized	scrutinize	VERB
ihlr-22369	413	13	and	and	CCONJ
ihlr-22369	413	14	recapitulated	recapitulate	VERB
ihlr-22369	413	15	in	in	ADP
ihlr-22369	413	16	a	a	DET
ihlr-22369	413	17	number	number	NOUN
ihlr-22369	413	18	of	of	ADP
ihlr-22369	413	19	different	different	ADJ
ihlr-22369	413	20	forms	form	NOUN
ihlr-22369	413	21	over	over	ADP
ihlr-22369	413	22	the	the	DET
ihlr-22369	413	23	years	year	NOUN
ihlr-22369	413	24	,	,	PUNCT
ihlr-22369	413	25	its	its	PRON
ihlr-22369	413	26	principal	principal	ADJ
ihlr-22369	413	27	findings	finding	NOUN
ihlr-22369	413	28	have	have	AUX
ihlr-22369	413	29	served	serve	VERB
ihlr-22369	413	30	as	as	ADP
ihlr-22369	413	31	lodestar	lodestar	NOUN
ihlr-22369	413	32	for	for	ADP
ihlr-22369	413	33	much	much	ADJ
ihlr-22369	413	34	of	of	ADP
ihlr-22369	413	35	the	the	DET
ihlr-22369	413	36	subsequent	subsequent	ADJ
ihlr-22369	413	37	work	work	NOUN
ihlr-22369	413	38	on	on	ADP
ihlr-22369	413	39	cost	cost	NOUN
ihlr-22369	413	40	sharing	sharing	NOUN
ihlr-22369	413	41	in	in	ADP
ihlr-22369	413	42	healthcare	healthcare	PROPN
ihlr-22369	413	43	.	.	PUNCT
ihlr-22369	414	1	in	in	ADP
ihlr-22369	414	2	a	a	DET
ihlr-22369	414	3	2006	2006	NUM
ihlr-22369	414	4	paper	paper	NOUN
ihlr-22369	414	5	for	for	ADP
ihlr-22369	414	6	the	the	DET
ihlr-22369	414	7	kaiser	kaiser	PROPN
ihlr-22369	414	8	family	family	PROPN
ihlr-22369	414	9	foundation	foundation	PROPN
ihlr-22369	414	10	,	,	PUNCT
ihlr-22369	414	11	gruber	gruber	PROPN
ihlr-22369	414	12	summarized	summarize	VERB
ihlr-22369	414	13	the	the	DET
ihlr-22369	414	14	hie	hie	NOUN
ihlr-22369	414	15	as	as	ADP
ihlr-22369	414	16	finding	find	VERB
ihlr-22369	414	17	that	that	PRON
ihlr-22369	414	18	,	,	PUNCT
ihlr-22369	414	19	“	"	PUNCT
ihlr-22369	414	20	higher	high	ADJ
ihlr-22369	414	21	co	co	NOUN
ihlr-22369	414	22	-	-	NOUN
ihlr-22369	414	23	insurance	insurance	ADJ
ihlr-22369	414	24	rates	rate	NOUN
ihlr-22369	414	25	,	,	PUNCT
ihlr-22369	414	26	with	with	ADP
ihlr-22369	414	27	an	an	DET
ihlr-22369	414	28	out	out	ADJ
ihlr-22369	414	29	-	-	PUNCT
ihlr-22369	414	30	of	of	ADP
ihlr-22369	414	31	-	-	PUNCT
ihlr-22369	414	32	pocket	pocket	NOUN
ihlr-22369	414	33	limit	limit	NOUN
ihlr-22369	414	34	,	,	PUNCT
ihlr-22369	414	35	can	can	AUX
ihlr-22369	414	36	significantly	significantly	ADV
ihlr-22369	414	37	reduce	reduce	VERB
ihlr-22369	414	38	health	health	NOUN
ihlr-22369	414	39	care	care	NOUN
ihlr-22369	414	40	use	use	NOUN
ihlr-22369	414	41	without	without	ADP
ihlr-22369	414	42	sacrificing	sacrifice	VERB
ihlr-22369	414	43	health	health	NOUN
ihlr-22369	414	44	outcomes	outcome	NOUN
ihlr-22369	414	45	for	for	ADP
ihlr-22369	414	46	the	the	DET
ihlr-22369	414	47	typical	typical	ADJ
ihlr-22369	414	48	person	person	NOUN
ihlr-22369	414	49	.	.	PUNCT
ihlr-22369	414	50	”	"	PUNCT
ihlr-22369	415	1	it	it	PRON
ihlr-22369	415	2	is	be	AUX
ihlr-22369	415	3	hard	hard	ADJ
ihlr-22369	415	4	to	to	PART
ihlr-22369	415	5	overstate	overstate	VERB
ihlr-22369	415	6	the	the	DET
ihlr-22369	415	7	impact	impact	NOUN
ihlr-22369	415	8	of	of	ADP
ihlr-22369	415	9	this	this	DET
ihlr-22369	415	10	headline	headline	NOUN
ihlr-22369	415	11	finding	find	VERB
ihlr-22369	415	12	on77	on77	PROPN
ihlr-22369	415	13	decades	decade	NOUN
ihlr-22369	415	14	of	of	ADP
ihlr-22369	415	15	health	health	NOUN
ihlr-22369	415	16	economics	economic	NOUN
ihlr-22369	415	17	and	and	CCONJ
ihlr-22369	415	18	health	health	NOUN
ihlr-22369	415	19	policy	policy	NOUN
ihlr-22369	415	20	.	.	PUNCT
ihlr-22369	416	1	this	this	DET
ihlr-22369	416	2	conclusion	conclusion	NOUN
ihlr-22369	416	3	weakens	weaken	VERB
ihlr-22369	416	4	,	,	PUNCT
ihlr-22369	416	5	however	however	ADV
ihlr-22369	416	6	,	,	PUNCT
ihlr-22369	416	7	when	when	SCONJ
ihlr-22369	416	8	considering	consider	VERB
ihlr-22369	416	9	the	the	DET
ihlr-22369	416	10	welfare	welfare	NOUN
ihlr-22369	416	11	of	of	ADP
ihlr-22369	416	12	the	the	DET
ihlr-22369	416	13	sick	sick	NOUN
ihlr-22369	416	14	and	and	CCONJ
ihlr-22369	416	15	the	the	DET
ihlr-22369	416	16	poor	poor	ADJ
ihlr-22369	416	17	.	.	PUNCT
ihlr-22369	417	1	restating	restate	VERB
ihlr-22369	417	2	again	again	ADV
ihlr-22369	417	3	that	that	SCONJ
ihlr-22369	417	4	,	,	PUNCT
ihlr-22369	417	5	“	"	PUNCT
ihlr-22369	417	6	for	for	ADP
ihlr-22369	417	7	individuals	individual	NOUN
ihlr-22369	417	8	who	who	PRON
ihlr-22369	417	9	were	be	AUX
ihlr-22369	417	10	not	not	PART
ihlr-22369	417	11	already	already	ADV
ihlr-22369	417	12	highrisk	highrisk	NOUN
ihlr-22369	417	13	,	,	PUNCT
ihlr-22369	417	14	there	there	PRON
ihlr-22369	417	15	was	be	VERB
ihlr-22369	417	16	little	little	ADJ
ihlr-22369	417	17	benefit	benefit	NOUN
ihlr-22369	417	18	to	to	ADP
ihlr-22369	417	19	health	health	NOUN
ihlr-22369	417	20	from	from	ADP
ihlr-22369	417	21	free	free	ADJ
ihlr-22369	417	22	care	care	NOUN
ihlr-22369	417	23	.	.	PUNCT
ihlr-22369	418	1	for	for	ADP
ihlr-22369	418	2	high	high	ADJ
ihlr-22369	418	3	-	-	PUNCT
ihlr-22369	418	4	risk	risk	NOUN
ihlr-22369	418	5	individuals	individual	NOUN
ihlr-22369	418	6	,	,	PUNCT
ihlr-22369	418	7	however	however	ADV
ihlr-22369	418	8	,	,	PUNCT
ihlr-22369	418	9	particularly	particularly	ADV
ihlr-22369	418	10	if	if	SCONJ
ihlr-22369	418	11	they	they	PRON
ihlr-22369	418	12	were	be	AUX
ihlr-22369	418	13	low	low	ADJ
ihlr-22369	418	14	income	income	NOUN
ihlr-22369	418	15	,	,	PUNCT
ihlr-22369	418	16	there	there	PRON
ihlr-22369	418	17	were	be	VERB
ihlr-22369	418	18	important	important	ADJ
ihlr-22369	418	19	benefits	benefit	NOUN
ihlr-22369	418	20	to	to	ADP
ihlr-22369	418	21	health	health	NOUN
ihlr-22369	418	22	from	from	ADP
ihlr-22369	418	23	free	free	ADJ
ihlr-22369	418	24	care	care	NOUN
ihlr-22369	418	25	.	.	PUNCT
ihlr-22369	418	26	”	"	PUNCT
ihlr-22369	419	1	in	in	ADP
ihlr-22369	419	2	short	short	ADJ
ihlr-22369	419	3	,	,	PUNCT
ihlr-22369	419	4	the	the	DET
ihlr-22369	419	5	imposition	imposition	NOUN
ihlr-22369	419	6	of	of	ADP
ihlr-22369	419	7	cost	cost	NOUN
ihlr-22369	419	8	-	-	PUNCT
ihlr-22369	419	9	sharing	sharing	NOUN
ihlr-22369	419	10	causes	cause	NOUN
ihlr-22369	419	11	poorer78	poorer78	NOUN
ihlr-22369	419	12	patients	patient	NOUN
ihlr-22369	419	13	to	to	PART
ihlr-22369	419	14	not	not	PART
ihlr-22369	419	15	consume	consume	VERB
ihlr-22369	419	16	healthcare	healthcare	NOUN
ihlr-22369	419	17	that	that	PRON
ihlr-22369	419	18	would	would	AUX
ihlr-22369	419	19	have	have	AUX
ihlr-22369	419	20	been	be	AUX
ihlr-22369	419	21	beneficial	beneficial	ADJ
ihlr-22369	419	22	to	to	ADP
ihlr-22369	419	23	them	they	PRON
ihlr-22369	419	24	.	.	PUNCT
ihlr-22369	420	1	cost	cost	NOUN
ihlr-22369	420	2	-	-	PUNCT
ihlr-22369	420	3	sharing	sharing	NOUN
ihlr-22369	420	4	hurts	hurt	VERB
ihlr-22369	420	5	sick	sick	ADJ
ihlr-22369	420	6	and	and	CCONJ
ihlr-22369	420	7	poor	poor	ADJ
ihlr-22369	420	8	people	people	NOUN
ihlr-22369	420	9	.	.	PUNCT
ihlr-22369	421	1	retrospective	retrospective	ADJ
ihlr-22369	421	2	analyses	analysis	NOUN
ihlr-22369	421	3	have	have	AUX
ihlr-22369	421	4	focused	focus	VERB
ihlr-22369	421	5	on	on	ADP
ihlr-22369	421	6	the	the	DET
ihlr-22369	421	7	problem	problem	NOUN
ihlr-22369	421	8	that	that	PRON
ihlr-22369	421	9	some	some	PRON
ihlr-22369	421	10	of	of	ADP
ihlr-22369	421	11	the	the	DET
ihlr-22369	421	12	people	people	NOUN
ihlr-22369	421	13	recruited	recruit	VERB
ihlr-22369	421	14	into	into	ADP
ihlr-22369	421	15	the	the	DET
ihlr-22369	421	16	hie	hie	NOUN
ihlr-22369	421	17	refused	refuse	VERB
ihlr-22369	421	18	to	to	PART
ihlr-22369	421	19	participate	participate	VERB
ihlr-22369	421	20	and	and	CCONJ
ihlr-22369	421	21	others	other	NOUN
ihlr-22369	421	22	left	leave	VERB
ihlr-22369	421	23	early	early	ADV
ihlr-22369	421	24	,	,	PUNCT
ihlr-22369	421	25	which	which	PRON
ihlr-22369	421	26	could	could	AUX
ihlr-22369	421	27	potentially	potentially	ADV
ihlr-22369	421	28	bias	bias	VERB
ihlr-22369	421	29	the	the	DET
ihlr-22369	421	30	results	result	NOUN
ihlr-22369	421	31	.	.	PUNCT
ihlr-22369	422	1	while	while	SCONJ
ihlr-22369	422	2	nearly	nearly	ADV
ihlr-22369	422	3	95	95	NUM
ihlr-22369	422	4	%	%	NOUN
ihlr-22369	422	5	of	of	ADP
ihlr-22369	422	6	the	the	DET
ihlr-22369	422	7	free	free	ADJ
ihlr-22369	422	8	-	-	PUNCT
ihlr-22369	422	9	care	care	NOUN
ihlr-22369	422	10	plan	plan	NOUN
ihlr-22369	422	11	participants	participant	NOUN
ihlr-22369	422	12	completed	complete	VERB
ihlr-22369	422	13	the	the	DET
ihlr-22369	422	14	experiment	experiment	NOUN
ihlr-22369	422	15	,	,	PUNCT
ihlr-22369	422	16	only	only	ADV
ihlr-22369	422	17	84.6	84.6	NUM
ihlr-22369	422	18	%	%	NOUN
ihlr-22369	422	19	of	of	ADP
ihlr-22369	422	20	participants	participant	NOUN
ihlr-22369	422	21	randomized	randomize	VERB
ihlr-22369	422	22	to	to	ADP
ihlr-22369	422	23	the	the	DET
ihlr-22369	422	24	highest	high	ADJ
ihlr-22369	422	25	cost	cost	NOUN
ihlr-22369	422	26	-	-	PUNCT
ihlr-22369	422	27	sharing	sharing	NOUN
ihlr-22369	422	28	arm	arm	NOUN
ihlr-22369	422	29	remained	remain	VERB
ihlr-22369	422	30	in	in	ADP
ihlr-22369	422	31	the	the	DET
ihlr-22369	422	32	study	study	NOUN
ihlr-22369	422	33	for	for	ADP
ihlr-22369	422	34	the	the	DET
ihlr-22369	422	35	intended	intend	VERB
ihlr-22369	422	36	3to	3to	ADJ
ihlr-22369	422	37	5	5	NUM
ihlr-22369	422	38	-	-	PUNCT
ihlr-22369	422	39	year	year	NOUN
ihlr-22369	422	40	period	period	NOUN
ihlr-22369	422	41	.	.	PUNCT
ihlr-22369	423	1	this79	this79	ADJ
ihlr-22369	423	2	difference	difference	NOUN
ihlr-22369	423	3	in	in	ADP
ihlr-22369	423	4	attrition	attrition	NOUN
ihlr-22369	423	5	,	,	PUNCT
ihlr-22369	423	6	with	with	ADP
ihlr-22369	423	7	those	those	PRON
ihlr-22369	423	8	exposed	expose	VERB
ihlr-22369	423	9	to	to	ADP
ihlr-22369	423	10	comparatively	comparatively	ADV
ihlr-22369	423	11	higher	high	ADJ
ihlr-22369	423	12	cost	cost	NOUN
ihlr-22369	423	13	sharing	sharing	NOUN
ihlr-22369	423	14	departing	depart	VERB
ihlr-22369	423	15	early	early	ADV
ihlr-22369	423	16	,	,	PUNCT
ihlr-22369	423	17	was	be	AUX
ihlr-22369	423	18	statistically	statistically	ADV
ihlr-22369	423	19	significant	significant	ADJ
ihlr-22369	423	20	to	to	ADP
ihlr-22369	423	21	the	the	DET
ihlr-22369	423	22	1	1	NUM
ihlr-22369	423	23	%	%	NOUN
ihlr-22369	423	24	level	level	NOUN
ihlr-22369	423	25	and	and	CCONJ
ihlr-22369	423	26	driven	drive	VERB
ihlr-22369	423	27	by	by	ADP
ihlr-22369	423	28	participants	participant	NOUN
ihlr-22369	423	29	leaving	leave	VERB
ihlr-22369	423	30	the	the	DET
ihlr-22369	423	31	experiment	experiment	NOUN
ihlr-22369	423	32	voluntarily	voluntarily	ADV
ihlr-22369	423	33	,	,	PUNCT
ihlr-22369	423	34	not	not	PART
ihlr-22369	423	35	for	for	ADP
ihlr-22369	423	36	other	other	ADJ
ihlr-22369	423	37	reasons	reason	NOUN
ihlr-22369	423	38	such	such	ADJ
ihlr-22369	423	39	as	as	ADP
ihlr-22369	423	40	death	death	NOUN
ihlr-22369	423	41	,	,	PUNCT
ihlr-22369	423	42	joining	join	VERB
ihlr-22369	423	43	the	the	DET
ihlr-22369	423	44	military	military	NOUN
ihlr-22369	423	45	,	,	PUNCT
ihlr-22369	423	46	or	or	CCONJ
ihlr-22369	423	47	becoming	become	VERB
ihlr-22369	423	48	eligible	eligible	ADJ
ihlr-22369	423	49	for	for	ADP
ihlr-22369	423	50	medicare	medicare	PROPN
ihlr-22369	423	51	.	.	PUNCT
ihlr-22369	424	1	refusal	refusal	NOUN
ihlr-22369	424	2	rates	rate	NOUN
ihlr-22369	424	3	at80	at80	PROPN
ihlr-22369	424	4	74	74	NUM
ihlr-22369	424	5	.	.	PUNCT
ihlr-22369	425	1	aviva	aviva	PROPN
ihlr-22369	425	2	aron	aron	PROPN
ihlr-22369	425	3	-	-	PUNCT
ihlr-22369	425	4	dine	dine	PROPN
ihlr-22369	425	5	et	et	PROPN
ihlr-22369	425	6	al	al	PROPN
ihlr-22369	425	7	.	.	PROPN
ihlr-22369	425	8	,	,	PUNCT
ihlr-22369	425	9	the	the	DET
ihlr-22369	425	10	rand	rand	NOUN
ihlr-22369	425	11	health	health	NOUN
ihlr-22369	425	12	insurance	insurance	NOUN
ihlr-22369	425	13	experiment	experiment	NOUN
ihlr-22369	425	14	,	,	PUNCT
ihlr-22369	425	15	three	three	NUM
ihlr-22369	425	16	decades	decade	NOUN
ihlr-22369	425	17	later	later	ADV
ihlr-22369	425	18	,	,	PUNCT
ihlr-22369	425	19	27	27	NUM
ihlr-22369	425	20	j.	j.	PROPN
ihlr-22369	425	21	eco	eco	PROPN
ihlr-22369	425	22	.	.	PUNCT
ihlr-22369	426	1	persp	persp	PROPN
ihlr-22369	426	2	.	.	PUNCT
ihlr-22369	427	1	197	197	NUM
ihlr-22369	427	2	(	(	PUNCT
ihlr-22369	427	3	2013	2013	NUM
ihlr-22369	427	4	)	)	PUNCT
ihlr-22369	427	5	.	.	PUNCT
ihlr-22369	428	1	75	75	NUM
ihlr-22369	428	2	.	.	PUNCT
ihlr-22369	429	1	i	i	PRON
ihlr-22369	429	2	d.	d.	PROPN
ihlr-22369	429	3	76	76	NUM
ihlr-22369	429	4	.	.	PUNCT
ihlr-22369	430	1	i	i	PRON
ihlr-22369	430	2	d.	d.	PROPN
ihlr-22369	430	3	at	at	ADP
ihlr-22369	430	4	201	201	NUM
ihlr-22369	430	5	.	.	PUNCT
ihlr-22369	431	1	77	77	NUM
ihlr-22369	431	2	.	.	PUNCT
ihlr-22369	432	1	jonathan	jonathan	PROPN
ihlr-22369	432	2	gruber	gruber	PROPN
ihlr-22369	432	3	,	,	PUNCT
ihlr-22369	432	4	the	the	DET
ihlr-22369	432	5	role	role	NOUN
ihlr-22369	432	6	of	of	ADP
ihlr-22369	432	7	consumer	consumer	NOUN
ihlr-22369	432	8	copayments	copayment	NOUN
ihlr-22369	432	9	for	for	ADP
ihlr-22369	432	10	health	health	NOUN
ihlr-22369	432	11	care	care	NOUN
ihlr-22369	432	12	:	:	PUNCT
ihlr-22369	432	13	lessons	lesson	NOUN
ihlr-22369	432	14	from	from	ADP
ihlr-22369	432	15	the	the	DET
ihlr-22369	432	16	rand	rand	NOUN
ihlr-22369	432	17	health	health	NOUN
ihlr-22369	432	18	insurance	insurance	NOUN
ihlr-22369	432	19	experiment	experiment	NOUN
ihlr-22369	432	20	and	and	CCONJ
ihlr-22369	432	21	beyond	beyond	ADP
ihlr-22369	432	22	8	8	NUM
ihlr-22369	432	23	(	(	PUNCT
ihlr-22369	432	24	the	the	DET
ihlr-22369	432	25	henry	henry	PROPN
ihlr-22369	432	26	j.	j.	PROPN
ihlr-22369	432	27	kaiser	kaiser	PROPN
ihlr-22369	432	28	family	family	PROPN
ihlr-22369	432	29	foundation	foundation	PROPN
ihlr-22369	432	30	,	,	PUNCT
ihlr-22369	432	31	2006	2006	NUM
ihlr-22369	432	32	)	)	PUNCT
ihlr-22369	433	1	[	[	X
ihlr-22369	433	2	https://perma.cc/hz4n-dzgp	https://perma.cc/hz4n-dzgp	X
ihlr-22369	433	3	]	]	PUNCT
ihlr-22369	433	4	.	.	PUNCT
ihlr-22369	434	1	78	78	NUM
ihlr-22369	434	2	.	.	PUNCT
ihlr-22369	435	1	i	i	PRON
ihlr-22369	435	2	d.	d.	PROPN
ihlr-22369	435	3	at	at	ADP
ihlr-22369	435	4	7	7	NUM
ihlr-22369	435	5	.	.	SYM
ihlr-22369	435	6	79	79	NUM
ihlr-22369	435	7	.	.	PUNCT
ihlr-22369	436	1	aron	aron	PROPN
ihlr-22369	436	2	-	-	PUNCT
ihlr-22369	436	3	dine	dine	PROPN
ihlr-22369	436	4	et	et	PROPN
ihlr-22369	436	5	al	al	PROPN
ihlr-22369	436	6	.	.	PROPN
ihlr-22369	436	7	,	,	PUNCT
ihlr-22369	436	8	supra	supra	PROPN
ihlr-22369	436	9	note	note	NOUN
ihlr-22369	436	10	74	74	NUM
ihlr-22369	436	11	,	,	PUNCT
ihlr-22369	436	12	at	at	ADP
ihlr-22369	436	13	202	202	NUM
ihlr-22369	436	14	.	.	PUNCT
ihlr-22369	436	15	80	80	NUM
ihlr-22369	436	16	.	.	PUNCT
ihlr-22369	437	1	joseph	joseph	PROPN
ihlr-22369	437	2	p.	p.	PROPN
ihlr-22369	437	3	newhouse	newhouse	PROPN
ihlr-22369	437	4	,	,	PUNCT
ihlr-22369	437	5	free	free	ADJ
ihlr-22369	437	6	for	for	ADP
ihlr-22369	437	7	all	all	PRON
ihlr-22369	437	8	?	?	PUNCT
ihlr-22369	438	1	lessons	lesson	NOUN
ihlr-22369	438	2	from	from	ADP
ihlr-22369	438	3	the	the	DET
ihlr-22369	438	4	rand	rand	NOUN
ihlr-22369	438	5	health	health	NOUN
ihlr-22369	438	6	insurance	insurance	NOUN
ihlr-22369	438	7	experiment	experiment	NOUN
ihlr-22369	438	8	,	,	PUNCT
ihlr-22369	438	9	19	19	NUM
ihlr-22369	438	10	,	,	PUNCT
ihlr-22369	438	11	24	24	NUM
ihlr-22369	438	12	(	(	PUNCT
ihlr-22369	438	13	harvard	harvard	PROPN
ihlr-22369	438	14	univ	univ	PROPN
ihlr-22369	438	15	.	.	PUNCT
ihlr-22369	439	1	press	press	PROPN
ihlr-22369	439	2	1996	1996	NUM
ihlr-22369	439	3	)	)	PUNCT
ihlr-22369	439	4	.	.	PUNCT
ihlr-22369	440	1	https://doi.org/10.1257/jep.27.1.197	https://doi.org/10.1257/jep.27.1.197	NOUN
ihlr-22369	440	2	2018	2018	NUM
ihlr-22369	440	3	]	]	PUNCT
ihlr-22369	440	4	ideology	ideology	NOUN
ihlr-22369	440	5	meets	meet	VERB
ihlr-22369	440	6	reality	reality	NOUN
ihlr-22369	440	7	59	59	NUM
ihlr-22369	440	8	the	the	DET
ihlr-22369	440	9	outset	outset	NOUN
ihlr-22369	440	10	were	be	AUX
ihlr-22369	440	11	also	also	ADV
ihlr-22369	440	12	higher	high	ADJ
ihlr-22369	440	13	in	in	ADP
ihlr-22369	440	14	the	the	DET
ihlr-22369	440	15	plans	plan	NOUN
ihlr-22369	440	16	with	with	ADP
ihlr-22369	440	17	cost	cost	NOUN
ihlr-22369	440	18	-	-	PUNCT
ihlr-22369	440	19	sharing	sharing	NOUN
ihlr-22369	440	20	.	.	PUNCT
ihlr-22369	441	1	when	when	SCONJ
ihlr-22369	441	2	refusal	refusal	NOUN
ihlr-22369	441	3	rates	rate	NOUN
ihlr-22369	441	4	are	be	AUX
ihlr-22369	441	5	aggregated	aggregate	VERB
ihlr-22369	441	6	with	with	ADP
ihlr-22369	441	7	in	in	ADP
ihlr-22369	441	8	-	-	PUNCT
ihlr-22369	441	9	study	study	NOUN
ihlr-22369	441	10	attrition	attrition	NOUN
ihlr-22369	441	11	,	,	PUNCT
ihlr-22369	441	12	88	88	NUM
ihlr-22369	441	13	%	%	NOUN
ihlr-22369	441	14	of	of	ADP
ihlr-22369	441	15	the	the	DET
ihlr-22369	441	16	free	free	ADJ
ihlr-22369	441	17	-	-	PUNCT
ihlr-22369	441	18	care	care	NOUN
ihlr-22369	441	19	plan	plan	NOUN
ihlr-22369	441	20	participants	participant	NOUN
ihlr-22369	441	21	completed	complete	VERB
ihlr-22369	441	22	the	the	DET
ihlr-22369	441	23	study	study	NOUN
ihlr-22369	441	24	compared	compare	VERB
ihlr-22369	441	25	to	to	ADP
ihlr-22369	441	26	63	63	NUM
ihlr-22369	441	27	%	%	NOUN
ihlr-22369	441	28	in	in	ADP
ihlr-22369	441	29	the	the	DET
ihlr-22369	441	30	highest	high	ADJ
ihlr-22369	441	31	cost	cost	NOUN
ihlr-22369	441	32	-	-	PUNCT
ihlr-22369	441	33	sharing	sharing	NOUN
ihlr-22369	441	34	arm	arm	NOUN
ihlr-22369	441	35	.	.	PUNCT
ihlr-22369	442	1	81	81	NUM
ihlr-22369	442	2	in	in	ADP
ihlr-22369	442	3	acknowledging	acknowledge	VERB
ihlr-22369	442	4	this	this	DET
ihlr-22369	442	5	potential	potential	ADJ
ihlr-22369	442	6	limitation	limitation	NOUN
ihlr-22369	442	7	,	,	PUNCT
ihlr-22369	442	8	newhouse	newhouse	PROPN
ihlr-22369	442	9	explained	explain	VERB
ihlr-22369	442	10	that	that	SCONJ
ihlr-22369	442	11	“	"	PUNCT
ihlr-22369	442	12	the	the	DET
ihlr-22369	442	13	additional	additional	ADJ
ihlr-22369	442	14	refusal	refusal	NOUN
ihlr-22369	442	15	and	and	CCONJ
ihlr-22369	442	16	attrition	attrition	NOUN
ihlr-22369	442	17	appear	appear	VERB
ihlr-22369	442	18	to	to	PART
ihlr-22369	442	19	have	have	AUX
ihlr-22369	442	20	been	be	AUX
ihlr-22369	442	21	random	random	ADJ
ihlr-22369	442	22	with	with	ADP
ihlr-22369	442	23	respect	respect	NOUN
ihlr-22369	442	24	to	to	ADP
ihlr-22369	442	25	the	the	DET
ihlr-22369	442	26	characteristics	characteristic	NOUN
ihlr-22369	442	27	of	of	ADP
ihlr-22369	442	28	the	the	DET
ihlr-22369	442	29	participants	participant	NOUN
ihlr-22369	442	30	,	,	PUNCT
ihlr-22369	442	31	and	and	CCONJ
ihlr-22369	442	32	therefore	therefore	ADV
ihlr-22369	442	33	free	free	ADJ
ihlr-22369	442	34	of	of	ADP
ihlr-22369	442	35	bias	bias	NOUN
ihlr-22369	442	36	,	,	PUNCT
ihlr-22369	442	37	”	"	PUNCT
ihlr-22369	442	38	meaning	mean	VERB
ihlr-22369	442	39	that	that	SCONJ
ihlr-22369	442	40	posthoc	posthoc	NOUN
ihlr-22369	442	41	analyses	analysis	NOUN
ihlr-22369	442	42	were	be	AUX
ihlr-22369	442	43	unable	unable	ADJ
ihlr-22369	442	44	to	to	PART
ihlr-22369	442	45	discern	discern	VERB
ihlr-22369	442	46	the	the	DET
ihlr-22369	442	47	causes	cause	NOUN
ihlr-22369	442	48	for	for	SCONJ
ihlr-22369	442	49	the	the	DET
ihlr-22369	442	50	differential	differential	NOUN
ihlr-22369	442	51	participation.82	participation.82	VERB
ihlr-22369	442	52	still	still	ADV
ihlr-22369	442	53	,	,	PUNCT
ihlr-22369	442	54	the	the	DET
ihlr-22369	442	55	fact	fact	NOUN
ihlr-22369	442	56	that	that	SCONJ
ihlr-22369	442	57	the	the	DET
ihlr-22369	442	58	refusal	refusal	NOUN
ihlr-22369	442	59	rates	rate	NOUN
ihlr-22369	442	60	differed	differ	VERB
ihlr-22369	442	61	so	so	ADV
ihlr-22369	442	62	severely	severely	ADV
ihlr-22369	442	63	across	across	ADP
ihlr-22369	442	64	experimental	experimental	ADJ
ihlr-22369	442	65	conditions	condition	NOUN
ihlr-22369	442	66	suggests	suggest	VERB
ihlr-22369	442	67	a	a	DET
ihlr-22369	442	68	form	form	NOUN
ihlr-22369	442	69	of	of	ADP
ihlr-22369	442	70	adverse	adverse	ADJ
ihlr-22369	442	71	selection	selection	NOUN
ihlr-22369	442	72	,	,	PUNCT
ihlr-22369	442	73	whereby	whereby	SCONJ
ihlr-22369	442	74	patients	patient	NOUN
ihlr-22369	442	75	acted	act	VERB
ihlr-22369	442	76	rationally	rationally	ADV
ihlr-22369	442	77	on	on	ADP
ihlr-22369	442	78	their	their	PRON
ihlr-22369	442	79	private	private	ADJ
ihlr-22369	442	80	information	information	NOUN
ihlr-22369	442	81	,	,	PUNCT
ihlr-22369	442	82	such	such	ADJ
ihlr-22369	442	83	that	that	SCONJ
ihlr-22369	442	84	those	those	PRON
ihlr-22369	442	85	most	most	ADV
ihlr-22369	442	86	likely	likely	ADJ
ihlr-22369	442	87	to	to	PART
ihlr-22369	442	88	suffer	suffer	VERB
ihlr-22369	442	89	bad	bad	ADJ
ihlr-22369	442	90	outcomes	outcome	NOUN
ihlr-22369	442	91	from	from	ADP
ihlr-22369	442	92	cost	cost	NOUN
ihlr-22369	442	93	-	-	PUNCT
ihlr-22369	442	94	sharing	sharing	NOUN
ihlr-22369	442	95	would	would	AUX
ihlr-22369	442	96	be	be	AUX
ihlr-22369	442	97	most	most	ADV
ihlr-22369	442	98	likely	likely	ADJ
ihlr-22369	442	99	to	to	PART
ihlr-22369	442	100	refuse	refuse	VERB
ihlr-22369	442	101	or	or	CCONJ
ihlr-22369	442	102	depart	depart	VERB
ihlr-22369	442	103	from	from	ADP
ihlr-22369	442	104	conditions	condition	NOUN
ihlr-22369	442	105	that	that	PRON
ihlr-22369	442	106	exposed	expose	VERB
ihlr-22369	442	107	them	they	PRON
ihlr-22369	442	108	to	to	ADP
ihlr-22369	442	109	high	high	ADJ
ihlr-22369	442	110	cost	cost	NOUN
ihlr-22369	442	111	-	-	PUNCT
ihlr-22369	442	112	sharing	sharing	NOUN
ihlr-22369	442	113	.	.	PUNCT
ihlr-22369	443	1	if	if	SCONJ
ihlr-22369	443	2	that	that	PRON
ihlr-22369	443	3	happened	happen	VERB
ihlr-22369	443	4	,	,	PUNCT
ihlr-22369	443	5	then	then	ADV
ihlr-22369	443	6	the	the	DET
ihlr-22369	443	7	cost	cost	NOUN
ihlr-22369	443	8	-	-	PUNCT
ihlr-22369	443	9	sharing	sharing	NOUN
ihlr-22369	443	10	conditions	condition	NOUN
ihlr-22369	443	11	would	would	AUX
ihlr-22369	443	12	have	have	VERB
ihlr-22369	443	13	unrealistically	unrealistically	ADV
ihlr-22369	443	14	low	low	ADJ
ihlr-22369	443	15	estimates	estimate	NOUN
ihlr-22369	443	16	of	of	ADP
ihlr-22369	443	17	adverse	adverse	ADJ
ihlr-22369	443	18	outcomes	outcome	NOUN
ihlr-22369	443	19	.	.	PUNCT
ihlr-22369	444	1	other	other	ADJ
ihlr-22369	444	2	scholars	scholar	NOUN
ihlr-22369	444	3	,	,	PUNCT
ihlr-22369	444	4	including	include	VERB
ihlr-22369	444	5	john	john	PROPN
ihlr-22369	444	6	nyman	nyman	PROPN
ihlr-22369	444	7	,	,	PUNCT
ihlr-22369	444	8	have	have	AUX
ihlr-22369	444	9	argued	argue	VERB
ihlr-22369	444	10	that	that	SCONJ
ihlr-22369	444	11	the	the	DET
ihlr-22369	444	12	hie	hie	NOUN
ihlr-22369	444	13	was	be	AUX
ihlr-22369	444	14	“	"	PUNCT
ihlr-22369	444	15	biased	bias	VERB
ihlr-22369	444	16	by	by	ADP
ihlr-22369	444	17	attrition	attrition	NOUN
ihlr-22369	444	18	and	and	CCONJ
ihlr-22369	444	19	that	that	SCONJ
ihlr-22369	444	20	the	the	DET
ihlr-22369	444	21	attrition	attrition	NOUN
ihlr-22369	444	22	accounts	account	VERB
ihlr-22369	444	23	for	for	ADP
ihlr-22369	444	24	the	the	DET
ihlr-22369	444	25	lack	lack	NOUN
ihlr-22369	444	26	of	of	ADP
ihlr-22369	444	27	a	a	DET
ihlr-22369	444	28	health	health	NOUN
ihlr-22369	444	29	effect	effect	NOUN
ihlr-22369	444	30	from	from	ADP
ihlr-22369	444	31	the	the	DET
ihlr-22369	444	32	reduction	reduction	NOUN
ihlr-22369	444	33	in	in	ADP
ihlr-22369	444	34	health	health	NOUN
ihlr-22369	444	35	care	care	NOUN
ihlr-22369	444	36	use	use	NOUN
ihlr-22369	444	37	,	,	PUNCT
ihlr-22369	444	38	especially	especially	ADV
ihlr-22369	444	39	hospitalizations	hospitalization	NOUN
ihlr-22369	444	40	,	,	PUNCT
ihlr-22369	444	41	among	among	ADP
ihlr-22369	444	42	the	the	DET
ihlr-22369	444	43	participants	participant	NOUN
ihlr-22369	444	44	assigned	assign	VERB
ihlr-22369	444	45	to	to	ADP
ihlr-22369	444	46	the	the	DET
ihlr-22369	444	47	cost	cost	NOUN
ihlr-22369	444	48	-	-	PUNCT
ihlr-22369	444	49	sharing	sharing	NOUN
ihlr-22369	444	50	arm	arm	NOUN
ihlr-22369	444	51	.	.	PUNCT
ihlr-22369	444	52	”	"	PUNCT
ihlr-22369	445	1	83	83	NUM
ihlr-22369	445	2	also	also	ADV
ihlr-22369	445	3	notable	notable	ADJ
ihlr-22369	445	4	was	be	AUX
ihlr-22369	445	5	the	the	DET
ihlr-22369	445	6	hie	hie	PROPN
ihlr-22369	445	7	's	's	PART
ihlr-22369	445	8	scaled	scale	VERB
ihlr-22369	445	9	cap	cap	NOUN
ihlr-22369	445	10	-	-	PUNCT
ihlr-22369	445	11	on	on	ADP
ihlr-22369	445	12	-	-	PUNCT
ihlr-22369	445	13	cost	cost	NOUN
ihlr-22369	445	14	-	-	PUNCT
ihlr-22369	445	15	sharing	sharing	NOUN
ihlr-22369	445	16	with	with	ADP
ihlr-22369	445	17	a	a	DET
ihlr-22369	445	18	maximum	maximum	ADJ
ihlr-22369	445	19	dollar	dollar	NOUN
ihlr-22369	445	20	expenditure	expenditure	NOUN
ihlr-22369	445	21	(	(	PUNCT
ihlr-22369	445	22	mde	mde	PROPN
ihlr-22369	445	23	)	)	PUNCT
ihlr-22369	445	24	.	.	PUNCT
ihlr-22369	446	1	out	out	ADV
ihlr-22369	446	2	-	-	PUNCT
ihlr-22369	446	3	of	of	ADP
ihlr-22369	446	4	-	-	PUNCT
ihlr-22369	446	5	pocket	pocket	NOUN
ihlr-22369	446	6	costs	cost	NOUN
ihlr-22369	446	7	ranged	range	VERB
ihlr-22369	446	8	from	from	ADP
ihlr-22369	446	9	5	5	NUM
ihlr-22369	446	10	,	,	PUNCT
ihlr-22369	446	11	10	10	NUM
ihlr-22369	446	12	,	,	PUNCT
ihlr-22369	446	13	and	and	CCONJ
ihlr-22369	446	14	15	15	NUM
ihlr-22369	446	15	%	%	NOUN
ihlr-22369	446	16	of	of	ADP
ihlr-22369	446	17	family	family	NOUN
ihlr-22369	446	18	income	income	NOUN
ihlr-22369	446	19	up	up	ADP
ihlr-22369	446	20	to	to	PART
ihlr-22369	446	21	$	$	SYM
ihlr-22369	446	22	1,000	1,000	NUM
ihlr-22369	446	23	in	in	ADP
ihlr-22369	446	24	a	a	DET
ihlr-22369	446	25	given	give	VERB
ihlr-22369	446	26	12	12	NUM
ihlr-22369	446	27	-	-	PUNCT
ihlr-22369	446	28	month	month	NOUN
ihlr-22369	446	29	period	period	NOUN
ihlr-22369	446	30	.	.	PUNCT
ihlr-22369	447	1	hence	hence	ADV
ihlr-22369	447	2	,	,	PUNCT
ihlr-22369	447	3	no	no	DET
ihlr-22369	447	4	family	family	NOUN
ihlr-22369	447	5	would	would	AUX
ihlr-22369	447	6	ever	ever	ADV
ihlr-22369	447	7	be	be	AUX
ihlr-22369	447	8	responsible	responsible	ADJ
ihlr-22369	447	9	for	for	ADP
ihlr-22369	447	10	more	more	ADJ
ihlr-22369	447	11	than	than	ADP
ihlr-22369	447	12	$	$	SYM
ihlr-22369	447	13	1,000	1,000	NUM
ihlr-22369	447	14	per	per	ADP
ihlr-22369	447	15	year	year	NOUN
ihlr-22369	447	16	,	,	PUNCT
ihlr-22369	447	17	no	no	ADV
ihlr-22369	447	18	matter	matter	ADV
ihlr-22369	447	19	the	the	DET
ihlr-22369	447	20	study	study	NOUN
ihlr-22369	447	21	arm	arm	NOUN
ihlr-22369	447	22	,	,	PUNCT
ihlr-22369	447	23	and	and	CCONJ
ihlr-22369	447	24	lower	low	ADJ
ihlr-22369	447	25	-	-	PUNCT
ihlr-22369	447	26	income	income	NOUN
ihlr-22369	447	27	individuals	individual	NOUN
ihlr-22369	447	28	faced	face	VERB
ihlr-22369	447	29	less	less	ADJ
ihlr-22369	447	30	exposure	exposure	NOUN
ihlr-22369	447	31	than	than	ADP
ihlr-22369	447	32	higher	high	ADJ
ihlr-22369	447	33	-	-	PUNCT
ihlr-22369	447	34	income	income	NOUN
ihlr-22369	447	35	individuals	individual	NOUN
ihlr-22369	447	36	.	.	PUNCT
ihlr-22369	448	1	this	this	DET
ihlr-22369	448	2	understandable	understandable	ADJ
ihlr-22369	448	3	feature	feature	NOUN
ihlr-22369	448	4	,	,	PUNCT
ihlr-22369	448	5	designed	design	VERB
ihlr-22369	448	6	to	to	PART
ihlr-22369	448	7	ensure	ensure	VERB
ihlr-22369	448	8	that	that	SCONJ
ihlr-22369	448	9	the	the	DET
ihlr-22369	448	10	randomization	randomization	NOUN
ihlr-22369	448	11	would	would	AUX
ihlr-22369	448	12	not	not	PART
ihlr-22369	448	13	hurt	hurt	VERB
ihlr-22369	448	14	any	any	DET
ihlr-22369	448	15	study	study	NOUN
ihlr-22369	448	16	participants	participant	NOUN
ihlr-22369	448	17	,	,	PUNCT
ihlr-22369	448	18	makes	make	VERB
ihlr-22369	448	19	it	it	PRON
ihlr-22369	448	20	perilous	perilous	ADJ
ihlr-22369	448	21	to	to	PART
ihlr-22369	448	22	make	make	VERB
ihlr-22369	448	23	inferences	inference	NOUN
ihlr-22369	448	24	about	about	ADP
ihlr-22369	448	25	how	how	SCONJ
ihlr-22369	448	26	costsharing	costshare	VERB
ihlr-22369	448	27	works	work	NOUN
ihlr-22369	448	28	and	and	CCONJ
ihlr-22369	448	29	in	in	ADP
ihlr-22369	448	30	particular	particular	ADJ
ihlr-22369	448	31	whether	whether	SCONJ
ihlr-22369	448	32	it	it	PRON
ihlr-22369	448	33	hurts	hurt	VERB
ihlr-22369	448	34	patients	patient	NOUN
ihlr-22369	448	35	in	in	ADP
ihlr-22369	448	36	the	the	DET
ihlr-22369	448	37	real	real	ADJ
ihlr-22369	448	38	world	world	NOUN
ihlr-22369	448	39	,	,	PUNCT
ihlr-22369	448	40	where	where	SCONJ
ihlr-22369	448	41	there	there	PRON
ihlr-22369	448	42	are	be	VERB
ihlr-22369	448	43	not	not	PART
ihlr-22369	448	44	typically	typically	ADV
ihlr-22369	448	45	income	income	NOUN
ihlr-22369	448	46	-	-	PUNCT
ihlr-22369	448	47	scaled	scale	VERB
ihlr-22369	448	48	caps	cap	NOUN
ihlr-22369	448	49	on	on	ADP
ihlr-22369	448	50	cost	cost	NOUN
ihlr-22369	448	51	-	-	PUNCT
ihlr-22369	448	52	sharing	sharing	NOUN
ihlr-22369	448	53	exposure	exposure	NOUN
ihlr-22369	448	54	.	.	PUNCT
ihlr-22369	449	1	this	this	DET
ihlr-22369	449	2	84	84	NUM
ihlr-22369	449	3	problem	problem	NOUN
ihlr-22369	449	4	of	of	ADP
ihlr-22369	449	5	external	external	ADJ
ihlr-22369	449	6	validity	validity	NOUN
ihlr-22369	449	7	has	have	AUX
ihlr-22369	449	8	not	not	PART
ihlr-22369	449	9	,	,	PUNCT
ihlr-22369	449	10	however	however	ADV
ihlr-22369	449	11	,	,	PUNCT
ihlr-22369	449	12	prevented	prevent	VERB
ihlr-22369	449	13	scholars	scholar	NOUN
ihlr-22369	449	14	and	and	CCONJ
ihlr-22369	449	15	policymakers	policymaker	NOUN
ihlr-22369	449	16	from	from	ADP
ihlr-22369	449	17	basing	base	VERB
ihlr-22369	449	18	policy	policy	NOUN
ihlr-22369	449	19	recommendations	recommendation	NOUN
ihlr-22369	449	20	on	on	ADP
ihlr-22369	449	21	the	the	DET
ihlr-22369	449	22	hie	hie	PROPN
ihlr-22369	449	23	’s	’s	PART
ihlr-22369	449	24	headline	headline	NOUN
ihlr-22369	449	25	finding	find	VERB
ihlr-22369	449	26	that	that	SCONJ
ihlr-22369	449	27	cost	cost	NOUN
ihlr-22369	449	28	-	-	PUNCT
ihlr-22369	449	29	sharing	sharing	NOUN
ihlr-22369	449	30	can	can	AUX
ihlr-22369	449	31	reduce	reduce	VERB
ihlr-22369	449	32	waste	waste	NOUN
ihlr-22369	449	33	without	without	ADP
ihlr-22369	449	34	harming	harm	VERB
ihlr-22369	449	35	median	median	ADJ
ihlr-22369	449	36	patients	patient	NOUN
ihlr-22369	449	37	.	.	PUNCT
ihlr-22369	450	1	c.	c.	PROPN
ihlr-22369	450	2	subsequent	subsequent	ADJ
ihlr-22369	450	3	empirical	empirical	ADJ
ihlr-22369	450	4	evidence	evidence	NOUN
ihlr-22369	450	5	since	since	SCONJ
ihlr-22369	450	6	the	the	DET
ihlr-22369	450	7	hie	hie	PROPN
ihlr-22369	450	8	,	,	PUNCT
ihlr-22369	450	9	there	there	PRON
ihlr-22369	450	10	have	have	AUX
ihlr-22369	450	11	been	be	AUX
ihlr-22369	450	12	many	many	ADJ
ihlr-22369	450	13	other	other	ADJ
ihlr-22369	450	14	studies	study	NOUN
ihlr-22369	450	15	of	of	ADP
ihlr-22369	450	16	cost	cost	NOUN
ihlr-22369	450	17	-	-	PUNCT
ihlr-22369	450	18	sharing	sharing	NOUN
ihlr-22369	450	19	,	,	PUNCT
ihlr-22369	450	20	which	which	PRON
ihlr-22369	450	21	show	show	VERB
ihlr-22369	450	22	that	that	SCONJ
ihlr-22369	450	23	it	it	PRON
ihlr-22369	450	24	is	be	AUX
ihlr-22369	450	25	much	much	ADV
ihlr-22369	450	26	more	more	ADV
ihlr-22369	450	27	complicated	complicated	ADJ
ihlr-22369	450	28	than	than	SCONJ
ihlr-22369	450	29	economic	economic	ADJ
ihlr-22369	450	30	theory	theory	NOUN
ihlr-22369	450	31	might	might	AUX
ihlr-22369	450	32	predict	predict	VERB
ihlr-22369	450	33	.	.	PUNCT
ihlr-22369	451	1	we	we	PRON
ihlr-22369	451	2	sample	sample	VERB
ihlr-22369	451	3	a	a	DET
ihlr-22369	451	4	few	few	ADJ
ihlr-22369	451	5	such	such	ADJ
ihlr-22369	451	6	studies	study	NOUN
ihlr-22369	451	7	here	here	ADV
ihlr-22369	451	8	.	.	PUNCT
ihlr-22369	452	1	in	in	ADP
ihlr-22369	452	2	practice	practice	NOUN
ihlr-22369	452	3	,	,	PUNCT
ihlr-22369	452	4	cost	cost	NOUN
ihlr-22369	452	5	-	-	PUNCT
ihlr-22369	452	6	sharing	sharing	NOUN
ihlr-22369	452	7	in	in	ADP
ihlr-22369	452	8	the	the	DET
ihlr-22369	452	9	u.s	u.s	PROPN
ihlr-22369	452	10	.	.	PROPN
ihlr-22369	452	11	has	have	AUX
ihlr-22369	452	12	been	be	AUX
ihlr-22369	452	13	linked	link	VERB
ihlr-22369	452	14	to	to	ADP
ihlr-22369	452	15	complications	complication	NOUN
ihlr-22369	452	16	of	of	ADP
ihlr-22369	452	17	the	the	DET
ihlr-22369	452	18	tax	tax	NOUN
ihlr-22369	452	19	law	law	NOUN
ihlr-22369	452	20	.	.	PUNCT
ihlr-22369	453	1	in	in	ADP
ihlr-22369	453	2	particular	particular	ADJ
ihlr-22369	453	3	,	,	PUNCT
ihlr-22369	453	4	high	high	ADJ
ihlr-22369	453	5	-	-	PUNCT
ihlr-22369	453	6	deductible	deductible	NOUN
ihlr-22369	453	7	health	health	NOUN
ihlr-22369	453	8	plans	plan	NOUN
ihlr-22369	453	9	(	(	PUNCT
ihlr-22369	453	10	hdhps	hdhps	PROPN
ihlr-22369	453	11	)	)	PUNCT
ihlr-22369	453	12	have	have	AUX
ihlr-22369	453	13	been	be	AUX
ihlr-22369	453	14	linked	link	VERB
ihlr-22369	453	15	to	to	ADP
ihlr-22369	453	16	“	"	PUNCT
ihlr-22369	453	17	health	health	NOUN
ihlr-22369	453	18	savings	saving	NOUN
ihlr-22369	453	19	accounts	account	NOUN
ihlr-22369	453	20	”	"	PUNCT
ihlr-22369	453	21	(	(	PUNCT
ihlr-22369	453	22	hsas	hsa	NOUN
ihlr-22369	453	23	)	)	PUNCT
ihlr-22369	453	24	,	,	PUNCT
ihlr-22369	453	25	which	which	PRON
ihlr-22369	453	26	can	can	AUX
ihlr-22369	453	27	receive	receive	VERB
ihlr-22369	453	28	pre	pre	ADJ
ihlr-22369	453	29	-	-	ADJ
ihlr-22369	453	30	tax	tax	ADJ
ihlr-22369	453	31	contributions	contribution	NOUN
ihlr-22369	453	32	from	from	ADP
ihlr-22369	453	33	employers	employer	NOUN
ihlr-22369	453	34	and	and	CCONJ
ihlr-22369	453	35	employees	employee	NOUN
ihlr-22369	453	36	,	,	PUNCT
ihlr-22369	453	37	and	and	CCONJ
ihlr-22369	453	38	thereby	thereby	ADV
ihlr-22369	453	39	create	create	VERB
ihlr-22369	453	40	a	a	DET
ihlr-22369	453	41	corpus	corpus	NOUN
ihlr-22369	453	42	to	to	PART
ihlr-22369	453	43	pay	pay	VERB
ihlr-22369	453	44	non	non	ADJ
ihlr-22369	453	45	-	-	ADJ
ihlr-22369	453	46	insured	insured	ADJ
ihlr-22369	453	47	health	health	NOUN
ihlr-22369	453	48	81	81	NUM
ihlr-22369	453	49	.	.	PUNCT
ihlr-22369	454	1	aron	aron	PROPN
ihlr-22369	454	2	-	-	PUNCT
ihlr-22369	454	3	dine	dine	PROPN
ihlr-22369	454	4	et	et	PROPN
ihlr-22369	454	5	al	al	PROPN
ihlr-22369	454	6	.	.	PROPN
ihlr-22369	454	7	,	,	PUNCT
ihlr-22369	454	8	supra	supra	PROPN
ihlr-22369	454	9	note	note	NOUN
ihlr-22369	454	10	74	74	NUM
ihlr-22369	454	11	,	,	PUNCT
ihlr-22369	454	12	at	at	ADP
ihlr-22369	454	13	202	202	NUM
ihlr-22369	454	14	.	.	PUNCT
ihlr-22369	454	15	82	82	NUM
ihlr-22369	454	16	.	.	PUNCT
ihlr-22369	454	17	newhouse	newhouse	PROPN
ihlr-22369	454	18	,	,	PUNCT
ihlr-22369	454	19	supra	supra	PROPN
ihlr-22369	454	20	note	note	PROPN
ihlr-22369	454	21	80	80	NUM
ihlr-22369	454	22	,	,	PUNCT
ihlr-22369	454	23	at	at	ADP
ihlr-22369	454	24	366	366	NUM
ihlr-22369	454	25	.	.	PUNCT
ihlr-22369	454	26	83	83	NUM
ihlr-22369	454	27	.	.	PUNCT
ihlr-22369	455	1	nyman	nyman	PROPN
ihlr-22369	455	2	,	,	PUNCT
ihlr-22369	455	3	supra	supra	PROPN
ihlr-22369	455	4	note	note	PROPN
ihlr-22369	455	5	21	21	NUM
ihlr-22369	455	6	,	,	PUNCT
ihlr-22369	455	7	at	at	ADP
ihlr-22369	455	8	165	165	NUM
ihlr-22369	455	9	.	.	PUNCT
ihlr-22369	455	10	84	84	NUM
ihlr-22369	455	11	.	.	PUNCT
ihlr-22369	456	1	see	see	VERB
ihlr-22369	456	2	christopher	christopher	PROPN
ihlr-22369	456	3	t.	t.	PROPN
ihlr-22369	456	4	robertson	robertson	PROPN
ihlr-22369	456	5	,	,	PUNCT
ihlr-22369	456	6	scaling	scale	VERB
ihlr-22369	456	7	cost	cost	NOUN
ihlr-22369	456	8	-	-	PUNCT
ihlr-22369	456	9	sharing	sharing	NOUN
ihlr-22369	456	10	to	to	ADP
ihlr-22369	456	11	wages	wage	NOUN
ihlr-22369	456	12	:	:	PUNCT
ihlr-22369	456	13	how	how	SCONJ
ihlr-22369	456	14	employers	employer	NOUN
ihlr-22369	456	15	can	can	AUX
ihlr-22369	456	16	reduce	reduce	VERB
ihlr-22369	456	17	health	health	NOUN
ihlr-22369	456	18	spending	spending	NOUN
ihlr-22369	456	19	and	and	CCONJ
ihlr-22369	456	20	provide	provide	VERB
ihlr-22369	456	21	greater	great	ADJ
ihlr-22369	456	22	economic	economic	ADJ
ihlr-22369	456	23	security	security	NOUN
ihlr-22369	456	24	,	,	PUNCT
ihlr-22369	456	25	14	14	NUM
ihlr-22369	456	26	yale	yale	PROPN
ihlr-22369	456	27	j.	j.	PROPN
ihlr-22369	456	28	health	health	PROPN
ihlr-22369	456	29	pol'y	pol'y	PROPN
ihlr-22369	456	30	l.	l.	PROPN
ihlr-22369	456	31	&	&	CCONJ
ihlr-22369	456	32	ethics	ethics	PROPN
ihlr-22369	456	33	239	239	NUM
ihlr-22369	456	34	(	(	PUNCT
ihlr-22369	456	35	2015	2015	NUM
ihlr-22369	456	36	)	)	PUNCT
ihlr-22369	456	37	.	.	PUNCT
ihlr-22369	457	1	60	60	NUM
ihlr-22369	457	2	indiana	indiana	PROPN
ihlr-22369	457	3	health	health	PROPN
ihlr-22369	457	4	law	law	NOUN
ihlr-22369	457	5	review	review	NOUN
ihlr-22369	457	6	[	[	X
ihlr-22369	457	7	vol	vol	NOUN
ihlr-22369	457	8	.	.	PUNCT
ihlr-22369	458	1	15:43	15:43	NUM
ihlr-22369	458	2	expenses	expense	NOUN
ihlr-22369	458	3	.	.	PUNCT
ihlr-22369	459	1	as	as	SCONJ
ihlr-22369	459	2	scholars	scholar	NOUN
ihlr-22369	459	3	explain	explain	VERB
ihlr-22369	459	4	,	,	PUNCT
ihlr-22369	459	5	“	"	PUNCT
ihlr-22369	459	6	the	the	DET
ihlr-22369	459	7	tax	tax	NOUN
ihlr-22369	459	8	advantaged	advantage	VERB
ihlr-22369	459	9	account	account	NOUN
ihlr-22369	459	10	has	have	VERB
ihlr-22369	459	11	the	the	DET
ihlr-22369	459	12	potential	potential	NOUN
ihlr-22369	459	13	to	to	PART
ihlr-22369	459	14	buffer	buffer	VERB
ihlr-22369	459	15	consumers	consumer	NOUN
ihlr-22369	459	16	from	from	ADP
ihlr-22369	459	17	the	the	DET
ihlr-22369	459	18	increased	increase	VERB
ihlr-22369	459	19	financial	financial	ADJ
ihlr-22369	459	20	liability	liability	NOUN
ihlr-22369	459	21	,	,	PUNCT
ihlr-22369	459	22	but	but	CCONJ
ihlr-22369	459	23	it	it	PRON
ihlr-22369	459	24	can	can	AUX
ihlr-22369	459	25	undo	undo	VERB
ihlr-22369	459	26	the	the	DET
ihlr-22369	459	27	incentive	incentive	NOUN
ihlr-22369	459	28	to	to	PART
ihlr-22369	459	29	reduce	reduce	VERB
ihlr-22369	459	30	unnecessary	unnecessary	ADJ
ihlr-22369	459	31	care	care	NOUN
ihlr-22369	459	32	(	(	PUNCT
ihlr-22369	459	33	i.e.	i.e.	X
ihlr-22369	459	34	,	,	PUNCT
ihlr-22369	459	35	moral	moral	ADJ
ihlr-22369	459	36	hazard	hazard	NOUN
ihlr-22369	459	37	)	)	PUNCT
ihlr-22369	459	38	.	.	PUNCT
ihlr-22369	459	39	”	"	PUNCT
ihlr-22369	460	1	a	a	DET
ihlr-22369	460	2	2010	2010	NUM
ihlr-22369	460	3	study85	study85	NOUN
ihlr-22369	460	4	examined	examine	VERB
ihlr-22369	460	5	insurer	insurer	NOUN
ihlr-22369	460	6	data	datum	NOUN
ihlr-22369	460	7	for	for	ADP
ihlr-22369	460	8	56,809	56,809	NUM
ihlr-22369	460	9	enrollees	enrollee	NOUN
ihlr-22369	460	10	from	from	ADP
ihlr-22369	460	11	2,380	2,380	NUM
ihlr-22369	460	12	employers	employer	NOUN
ihlr-22369	460	13	in	in	ADP
ihlr-22369	460	14	the	the	DET
ihlr-22369	460	15	smallgroup	smallgroup	ADJ
ihlr-22369	460	16	market	market	NOUN
ihlr-22369	460	17	,	,	PUNCT
ihlr-22369	460	18	to	to	PART
ihlr-22369	460	19	identify	identify	VERB
ihlr-22369	460	20	the	the	DET
ihlr-22369	460	21	effects	effect	NOUN
ihlr-22369	460	22	of	of	ADP
ihlr-22369	460	23	hdhps	hdhps	NOUN
ihlr-22369	460	24	and	and	CCONJ
ihlr-22369	460	25	hsas	hsa	NOUN
ihlr-22369	460	26	on	on	ADP
ihlr-22369	460	27	health	health	NOUN
ihlr-22369	460	28	care	care	NOUN
ihlr-22369	460	29	spending	spending	NOUN
ihlr-22369	460	30	.	.	PUNCT
ihlr-22369	461	1	the	the	DET
ihlr-22369	461	2	authors	author	NOUN
ihlr-22369	461	3	found	find	VERB
ihlr-22369	461	4	that	that	SCONJ
ihlr-22369	461	5	“	"	PUNCT
ihlr-22369	461	6	the	the	DET
ihlr-22369	461	7	deductible	deductible	NOUN
ihlr-22369	461	8	has	have	VERB
ihlr-22369	461	9	a	a	DET
ihlr-22369	461	10	predictable	predictable	ADJ
ihlr-22369	461	11	negative86	negative86	ADJ
ihlr-22369	461	12	effect	effect	NOUN
ihlr-22369	461	13	on	on	ADP
ihlr-22369	461	14	total	total	ADJ
ihlr-22369	461	15	spending	spending	NOUN
ihlr-22369	461	16	:	:	PUNCT
ihlr-22369	461	17	each	each	DET
ihlr-22369	461	18	additional	additional	ADJ
ihlr-22369	461	19	dollar	dollar	NOUN
ihlr-22369	461	20	increase	increase	NOUN
ihlr-22369	461	21	in	in	ADP
ihlr-22369	461	22	the	the	DET
ihlr-22369	461	23	deductible	deductible	NOUN
ihlr-22369	461	24	is	be	AUX
ihlr-22369	461	25	associated	associate	VERB
ihlr-22369	461	26	with	with	ADP
ihlr-22369	461	27	a	a	DET
ihlr-22369	461	28	55	55	NUM
ihlr-22369	461	29	-	-	PUNCT
ihlr-22369	461	30	cent	cent	NOUN
ihlr-22369	461	31	decrease	decrease	NOUN
ihlr-22369	461	32	in	in	ADP
ihlr-22369	461	33	total	total	ADJ
ihlr-22369	461	34	spending	spending	NOUN
ihlr-22369	461	35	,	,	PUNCT
ihlr-22369	461	36	which	which	PRON
ihlr-22369	461	37	corresponds	correspond	VERB
ihlr-22369	461	38	to	to	ADP
ihlr-22369	461	39	an	an	DET
ihlr-22369	461	40	elasticity	elasticity	NOUN
ihlr-22369	461	41	of	of	ADP
ihlr-22369	461	42	0.23	0.23	NUM
ihlr-22369	461	43	,	,	PUNCT
ihlr-22369	461	44	”	"	PUNCT
ihlr-22369	461	45	in	in	ADP
ihlr-22369	461	46	the	the	DET
ihlr-22369	461	47	same	same	ADJ
ihlr-22369	461	48	ballpark	ballpark	NOUN
ihlr-22369	461	49	as	as	ADP
ihlr-22369	461	50	the	the	DET
ihlr-22369	461	51	rand	rand	NOUN
ihlr-22369	461	52	experiment	experiment	NOUN
ihlr-22369	461	53	.	.	PUNCT
ihlr-22369	462	1	on	on	ADP
ihlr-22369	462	2	the	the	DET
ihlr-22369	462	3	other87	other87	NOUN
ihlr-22369	462	4	hand	hand	NOUN
ihlr-22369	462	5	,	,	PUNCT
ihlr-22369	462	6	“	"	PUNCT
ihlr-22369	462	7	an	an	DET
ihlr-22369	462	8	additional	additional	ADJ
ihlr-22369	462	9	dollar	dollar	NOUN
ihlr-22369	462	10	in	in	ADP
ihlr-22369	462	11	the	the	DET
ihlr-22369	462	12	spending	spending	NOUN
ihlr-22369	462	13	account	account	NOUN
ihlr-22369	462	14	is	be	AUX
ihlr-22369	462	15	associated	associate	VERB
ihlr-22369	462	16	with	with	ADP
ihlr-22369	462	17	a	a	DET
ihlr-22369	462	18	significant	significant	ADJ
ihlr-22369	462	19	increase	increase	NOUN
ihlr-22369	462	20	of	of	ADP
ihlr-22369	462	21	$	$	SYM
ihlr-22369	462	22	1.20	1.20	NUM
ihlr-22369	462	23	of	of	ADP
ihlr-22369	462	24	total	total	ADJ
ihlr-22369	462	25	spending	spending	NOUN
ihlr-22369	462	26	,	,	PUNCT
ihlr-22369	462	27	”	"	PUNCT
ihlr-22369	462	28	and	and	CCONJ
ihlr-22369	462	29	these	these	PRON
ihlr-22369	462	30	are	be	AUX
ihlr-22369	462	31	predominately	predominately	ADV
ihlr-22369	462	32	spent	spend	VERB
ihlr-22369	462	33	on	on	ADP
ihlr-22369	462	34	outpatient	outpatient	NOUN
ihlr-22369	462	35	visits	visit	NOUN
ihlr-22369	462	36	and	and	CCONJ
ihlr-22369	462	37	pharmaceuticals	pharmaceutical	NOUN
ihlr-22369	462	38	.	.	PUNCT
ihlr-22369	463	1	when	when	SCONJ
ihlr-22369	463	2	a	a	DET
ihlr-22369	463	3	plan	plan	NOUN
ihlr-22369	463	4	makes	make	VERB
ihlr-22369	463	5	equal	equal	ADJ
ihlr-22369	463	6	increases	increase	NOUN
ihlr-22369	463	7	“	"	PUNCT
ihlr-22369	463	8	in88	in88	VERB
ihlr-22369	463	9	the	the	DET
ihlr-22369	463	10	deductible	deductible	NOUN
ihlr-22369	463	11	and	and	CCONJ
ihlr-22369	463	12	contribution	contribution	NOUN
ihlr-22369	463	13	to	to	ADP
ihlr-22369	463	14	a	a	DET
ihlr-22369	463	15	spending	spending	NOUN
ihlr-22369	463	16	account	account	NOUN
ihlr-22369	463	17	will	will	AUX
ihlr-22369	463	18	increase	increase	VERB
ihlr-22369	463	19	total	total	ADJ
ihlr-22369	463	20	healthcare	healthcare	NOUN
ihlr-22369	463	21	spending	spending	NOUN
ihlr-22369	463	22	.	.	PUNCT
ihlr-22369	463	23	”	"	PUNCT
ihlr-22369	464	1	the	the	DET
ihlr-22369	464	2	authors	author	NOUN
ihlr-22369	464	3	speculate	speculate	VERB
ihlr-22369	464	4	that	that	SCONJ
ihlr-22369	464	5	this	this	DET
ihlr-22369	464	6	observation	observation	NOUN
ihlr-22369	464	7	is	be	AUX
ihlr-22369	464	8	driven	drive	VERB
ihlr-22369	464	9	by89	by89	PROPN
ihlr-22369	464	10	healthy	healthy	ADJ
ihlr-22369	464	11	people	people	NOUN
ihlr-22369	464	12	spending	spend	VERB
ihlr-22369	464	13	more	more	ADV
ihlr-22369	464	14	in	in	ADP
ihlr-22369	464	15	the	the	DET
ihlr-22369	464	16	setting	setting	NOUN
ihlr-22369	464	17	of	of	ADP
ihlr-22369	464	18	a	a	DET
ihlr-22369	464	19	higher	high	ADJ
ihlr-22369	464	20	hsa	hsa	PROPN
ihlr-22369	464	21	balance	balance	NOUN
ihlr-22369	464	22	,	,	PUNCT
ihlr-22369	464	23	while	while	SCONJ
ihlr-22369	464	24	sicker	sick	ADJ
ihlr-22369	464	25	people	people	NOUN
ihlr-22369	464	26	,	,	PUNCT
ihlr-22369	464	27	who	who	PRON
ihlr-22369	464	28	anticipate	anticipate	VERB
ihlr-22369	464	29	exceeding	exceed	VERB
ihlr-22369	464	30	their	their	PRON
ihlr-22369	464	31	deductible	deductible	ADJ
ihlr-22369	464	32	and	and	CCONJ
ihlr-22369	464	33	exhausting	exhaust	VERB
ihlr-22369	464	34	their	their	PRON
ihlr-22369	464	35	hsa	hsa	NOUN
ihlr-22369	464	36	,	,	PUNCT
ihlr-22369	464	37	are	be	AUX
ihlr-22369	464	38	unaffected	unaffected	ADJ
ihlr-22369	464	39	.	.	PUNCT
ihlr-22369	465	1	90	90	NUM
ihlr-22369	465	2	most	most	ADJ
ihlr-22369	465	3	of	of	ADP
ihlr-22369	465	4	the	the	DET
ihlr-22369	465	5	recent	recent	ADJ
ihlr-22369	465	6	and	and	CCONJ
ihlr-22369	465	7	compelling	compelling	ADJ
ihlr-22369	465	8	evidence	evidence	NOUN
ihlr-22369	465	9	on	on	ADP
ihlr-22369	465	10	the	the	DET
ihlr-22369	465	11	effects	effect	NOUN
ihlr-22369	465	12	of	of	ADP
ihlr-22369	465	13	cost	cost	NOUN
ihlr-22369	465	14	-	-	PUNCT
ihlr-22369	465	15	sharing	sharing	NOUN
ihlr-22369	465	16	comes	come	VERB
ihlr-22369	465	17	from	from	ADP
ihlr-22369	465	18	natural	natural	ADJ
ihlr-22369	465	19	experiments	experiment	NOUN
ihlr-22369	465	20	.	.	PUNCT
ihlr-22369	466	1	one	one	NUM
ihlr-22369	466	2	paper	paper	NOUN
ihlr-22369	466	3	,	,	PUNCT
ihlr-22369	466	4	followed	follow	VERB
ihlr-22369	466	5	the	the	DET
ihlr-22369	466	6	employees	employee	NOUN
ihlr-22369	466	7	of	of	ADP
ihlr-22369	466	8	a	a	DET
ihlr-22369	466	9	large	large	ADJ
ihlr-22369	466	10	,	,	PUNCT
ihlr-22369	466	11	self	self	NOUN
ihlr-22369	466	12	-	-	PUNCT
ihlr-22369	466	13	insured	insure	VERB
ihlr-22369	466	14	firm	firm	NOUN
ihlr-22369	466	15	(	(	PUNCT
ihlr-22369	466	16	with	with	ADP
ihlr-22369	466	17	very	very	ADV
ihlr-22369	466	18	highly	highly	ADV
ihlr-22369	466	19	-	-	PUNCT
ihlr-22369	466	20	paid	pay	VERB
ihlr-22369	466	21	employees	employee	NOUN
ihlr-22369	466	22	)	)	PUNCT
ihlr-22369	466	23	as	as	SCONJ
ihlr-22369	466	24	it	it	PRON
ihlr-22369	466	25	changed	change	VERB
ihlr-22369	466	26	from	from	ADP
ihlr-22369	466	27	a	a	DET
ihlr-22369	466	28	free	free	ADJ
ihlr-22369	466	29	care	care	NOUN
ihlr-22369	466	30	model	model	NOUN
ihlr-22369	466	31	to	to	ADP
ihlr-22369	466	32	a	a	DET
ihlr-22369	466	33	high	high	ADJ
ihlr-22369	466	34	-	-	PUNCT
ihlr-22369	466	35	deductible	deductible	ADJ
ihlr-22369	466	36	health	health	NOUN
ihlr-22369	466	37	plan	plan	NOUN
ihlr-22369	466	38	.	.	PUNCT
ihlr-22369	467	1	researchers	researcher	NOUN
ihlr-22369	467	2	found	find	VERB
ihlr-22369	467	3	that	that	SCONJ
ihlr-22369	467	4	when	when	SCONJ
ihlr-22369	467	5	exposed91	exposed91	ADJ
ihlr-22369	467	6	to	to	ADP
ihlr-22369	467	7	more	more	ADV
ihlr-22369	467	8	out	out	ADV
ihlr-22369	467	9	-	-	PUNCT
ihlr-22369	467	10	of	of	ADP
ihlr-22369	467	11	-	-	PUNCT
ihlr-22369	467	12	pocket	pocket	NOUN
ihlr-22369	467	13	risk	risk	NOUN
ihlr-22369	467	14	,	,	PUNCT
ihlr-22369	467	15	employees	employee	NOUN
ihlr-22369	467	16	reduced	reduce	VERB
ihlr-22369	467	17	overall	overall	ADJ
ihlr-22369	467	18	spending	spending	NOUN
ihlr-22369	467	19	by	by	ADP
ihlr-22369	467	20	about	about	ADV
ihlr-22369	467	21	12.5	12.5	NUM
ihlr-22369	467	22	%	%	NOUN
ihlr-22369	467	23	.	.	PUNCT
ihlr-22369	468	1	interestingly	interestingly	ADV
ihlr-22369	468	2	,	,	PUNCT
ihlr-22369	468	3	despite	despite	SCONJ
ihlr-22369	468	4	this	this	DET
ihlr-22369	468	5	cohort	cohort	NOUN
ihlr-22369	468	6	’s	’s	PART
ihlr-22369	468	7	relatively	relatively	ADV
ihlr-22369	468	8	high	high	ADJ
ihlr-22369	468	9	income	income	NOUN
ihlr-22369	468	10	,	,	PUNCT
ihlr-22369	468	11	level	level	NOUN
ihlr-22369	468	12	of	of	ADP
ihlr-22369	468	13	education	education	NOUN
ihlr-22369	468	14	,	,	PUNCT
ihlr-22369	468	15	and	and	CCONJ
ihlr-22369	468	16	access	access	NOUN
ihlr-22369	468	17	to	to	ADP
ihlr-22369	468	18	a	a	DET
ihlr-22369	468	19	price	price	NOUN
ihlr-22369	468	20	-	-	PUNCT
ihlr-22369	468	21	shopping	shopping	NOUN
ihlr-22369	468	22	tool	tool	NOUN
ihlr-22369	468	23	,	,	PUNCT
ihlr-22369	468	24	nearly	nearly	ADV
ihlr-22369	468	25	all	all	PRON
ihlr-22369	468	26	savings	saving	NOUN
ihlr-22369	468	27	were	be	AUX
ihlr-22369	468	28	derived	derive	VERB
ihlr-22369	468	29	from	from	ADP
ihlr-22369	468	30	simple	simple	ADJ
ihlr-22369	468	31	reductions	reduction	NOUN
ihlr-22369	468	32	in	in	ADP
ihlr-22369	468	33	quantity	quantity	NOUN
ihlr-22369	468	34	—	—	PUNCT
ihlr-22369	468	35	not	not	PART
ihlr-22369	468	36	substitution	substitution	NOUN
ihlr-22369	468	37	for	for	ADP
ihlr-22369	468	38	a	a	DET
ihlr-22369	468	39	more	more	ADV
ihlr-22369	468	40	appropriate	appropriate	ADJ
ihlr-22369	468	41	product	product	NOUN
ihlr-22369	468	42	,	,	PUNCT
ihlr-22369	468	43	and	and	CCONJ
ihlr-22369	468	44	not	not	PART
ihlr-22369	468	45	via	via	ADP
ihlr-22369	468	46	shopping	shop	VERB
ihlr-22369	468	47	for	for	ADP
ihlr-22369	468	48	a	a	DET
ihlr-22369	468	49	more	more	ADV
ihlr-22369	468	50	competitive	competitive	ADJ
ihlr-22369	468	51	price	price	NOUN
ihlr-22369	468	52	.	.	PUNCT
ihlr-22369	469	1	employees	employee	NOUN
ihlr-22369	469	2	seemed	seem	VERB
ihlr-22369	469	3	to	to	PART
ihlr-22369	469	4	reduce	reduce	VERB
ihlr-22369	469	5	their	their	PRON
ihlr-22369	469	6	consumption	consumption	NOUN
ihlr-22369	469	7	indiscriminately	indiscriminately	ADV
ihlr-22369	469	8	,	,	PUNCT
ihlr-22369	469	9	without	without	ADP
ihlr-22369	469	10	consideration	consideration	NOUN
ihlr-22369	469	11	for	for	ADP
ihlr-22369	469	12	the	the	DET
ihlr-22369	469	13	differences	difference	NOUN
ihlr-22369	469	14	between	between	ADP
ihlr-22369	469	15	care	care	NOUN
ihlr-22369	469	16	that	that	PRON
ihlr-22369	469	17	could	could	AUX
ihlr-22369	469	18	be	be	AUX
ihlr-22369	469	19	described	describe	VERB
ihlr-22369	469	20	as	as	ADP
ihlr-22369	469	21	valuable	valuable	ADJ
ihlr-22369	469	22	,	,	PUNCT
ihlr-22369	469	23	such	such	ADJ
ihlr-22369	469	24	as	as	ADP
ihlr-22369	469	25	preventive	preventive	ADJ
ihlr-22369	469	26	care	care	NOUN
ihlr-22369	469	27	,	,	PUNCT
ihlr-22369	469	28	and	and	CCONJ
ihlr-22369	469	29	care	care	VERB
ihlr-22369	469	30	that	that	PRON
ihlr-22369	469	31	may	may	AUX
ihlr-22369	469	32	be	be	AUX
ihlr-22369	469	33	wasteful	wasteful	ADJ
ihlr-22369	469	34	,	,	PUNCT
ihlr-22369	469	35	such	such	ADJ
ihlr-22369	469	36	as	as	ADP
ihlr-22369	469	37	orthopedic	orthopedic	ADJ
ihlr-22369	469	38	(	(	PUNCT
ihlr-22369	469	39	joint	joint	ADJ
ihlr-22369	469	40	)	)	PUNCT
ihlr-22369	469	41	mri	mri	NOUN
ihlr-22369	469	42	.	.	PUNCT
ihlr-22369	470	1	this	this	DET
ihlr-22369	470	2	evidence	evidence	NOUN
ihlr-22369	470	3	bodes	bode	VERB
ihlr-22369	470	4	poorly	poorly	ADV
ihlr-22369	470	5	for	for	ADP
ihlr-22369	470	6	achieving	achieve	VERB
ihlr-22369	470	7	dramatic	dramatic	ADJ
ihlr-22369	470	8	cost	cost	NOUN
ihlr-22369	470	9	savings	saving	NOUN
ihlr-22369	470	10	by	by	ADP
ihlr-22369	470	11	empowering	empower	VERB
ihlr-22369	470	12	patients	patient	NOUN
ihlr-22369	470	13	with	with	ADP
ihlr-22369	470	14	more	more	ADJ
ihlr-22369	470	15	information	information	NOUN
ihlr-22369	470	16	or	or	CCONJ
ihlr-22369	470	17	the	the	DET
ihlr-22369	470	18	ability	ability	NOUN
ihlr-22369	470	19	to	to	PART
ihlr-22369	470	20	shop	shop	VERB
ihlr-22369	470	21	.	.	PUNCT
ihlr-22369	471	1	in	in	ADP
ihlr-22369	471	2	2004	2004	NUM
ihlr-22369	471	3	,	,	PUNCT
ihlr-22369	471	4	another	another	DET
ihlr-22369	471	5	employer	employer	NOUN
ihlr-22369	471	6	,	,	PUNCT
ihlr-22369	471	7	alcoa	alcoa	PROPN
ihlr-22369	471	8	,	,	PUNCT
ihlr-22369	471	9	changed	change	VERB
ihlr-22369	471	10	their	their	PRON
ihlr-22369	471	11	healthcare	healthcare	NOUN
ihlr-22369	471	12	coverage	coverage	NOUN
ihlr-22369	471	13	by	by	ADP
ihlr-22369	471	14	eliminating	eliminate	VERB
ihlr-22369	471	15	cost	cost	NOUN
ihlr-22369	471	16	sharing	sharing	NOUN
ihlr-22369	471	17	for	for	ADP
ihlr-22369	471	18	preventive	preventive	ADJ
ihlr-22369	471	19	care	care	NOUN
ihlr-22369	471	20	while	while	SCONJ
ihlr-22369	471	21	increasing	increase	VERB
ihlr-22369	471	22	cost	cost	NOUN
ihlr-22369	471	23	sharing	sharing	NOUN
ihlr-22369	471	24	for	for	ADP
ihlr-22369	471	25	other	other	ADJ
ihlr-22369	471	26	services	service	NOUN
ihlr-22369	471	27	.	.	PUNCT
ihlr-22369	472	1	specifically	specifically	ADV
ihlr-22369	472	2	,	,	PUNCT
ihlr-22369	472	3	for	for	ADP
ihlr-22369	472	4	most	most	ADJ
ihlr-22369	472	5	of	of	ADP
ihlr-22369	472	6	alcoa	alcoa	PROPN
ihlr-22369	472	7	's	's	PART
ihlr-22369	472	8	non	non	ADJ
ihlr-22369	472	9	-	-	ADJ
ihlr-22369	472	10	union	union	ADJ
ihlr-22369	472	11	employees	employee	NOUN
ihlr-22369	472	12	,	,	PUNCT
ihlr-22369	472	13	the92	the92	PROPN
ihlr-22369	472	14	85	85	NUM
ihlr-22369	472	15	.	.	PUNCT
ihlr-22369	473	1	anthony	anthony	PROPN
ihlr-22369	473	2	t.	t.	PROPN
ihlr-22369	473	3	lo	lo	PROPN
ihlr-22369	473	4	sasso	sasso	VERB
ihlr-22369	473	5	et	et	PROPN
ihlr-22369	473	6	al	al	PROPN
ihlr-22369	473	7	.	.	PROPN
ihlr-22369	473	8	,	,	PUNCT
ihlr-22369	473	9	the	the	DET
ihlr-22369	473	10	effects	effect	NOUN
ihlr-22369	473	11	of	of	ADP
ihlr-22369	473	12	consumer	consumer	NOUN
ihlr-22369	473	13	-	-	PUNCT
ihlr-22369	473	14	directed	direct	VERB
ihlr-22369	473	15	health	health	NOUN
ihlr-22369	473	16	plans	plan	NOUN
ihlr-22369	473	17	on	on	ADP
ihlr-22369	473	18	health	health	NOUN
ihlr-22369	473	19	care	care	NOUN
ihlr-22369	473	20	spending	spending	NOUN
ihlr-22369	473	21	,	,	PUNCT
ihlr-22369	473	22	77	77	NUM
ihlr-22369	473	23	j.	j.	NOUN
ihlr-22369	473	24	of	of	ADP
ihlr-22369	473	25	risk	risk	NOUN
ihlr-22369	473	26	and	and	CCONJ
ihlr-22369	473	27	insurance	insurance	NOUN
ihlr-22369	473	28	85	85	NUM
ihlr-22369	473	29	,	,	PUNCT
ihlr-22369	473	30	86	86	NUM
ihlr-22369	473	31	(	(	PUNCT
ihlr-22369	473	32	2010	2010	NUM
ihlr-22369	473	33	)	)	PUNCT
ihlr-22369	473	34	.	.	PUNCT
ihlr-22369	474	1	86	86	NUM
ihlr-22369	474	2	.	.	PUNCT
ihlr-22369	475	1	i	i	PRON
ihlr-22369	475	2	d.	d.	PROPN
ihlr-22369	475	3	at	at	ADP
ihlr-22369	475	4	92	92	NUM
ihlr-22369	475	5	.	.	PUNCT
ihlr-22369	476	1	87	87	NUM
ihlr-22369	476	2	.	.	PUNCT
ihlr-22369	477	1	i	i	PRON
ihlr-22369	477	2	d.	d.	PROPN
ihlr-22369	477	3	at	at	ADP
ihlr-22369	477	4	97	97	NUM
ihlr-22369	477	5	.	.	PUNCT
ihlr-22369	477	6	88	88	NUM
ihlr-22369	477	7	.	.	PUNCT
ihlr-22369	478	1	i	i	PRON
ihlr-22369	478	2	d.	d.	PROPN
ihlr-22369	478	3	89	89	NUM
ihlr-22369	478	4	.	.	PUNCT
ihlr-22369	479	1	i	i	PRON
ihlr-22369	479	2	d.	d.	PROPN
ihlr-22369	479	3	at	at	ADP
ihlr-22369	479	4	101	101	NUM
ihlr-22369	479	5	.	.	PUNCT
ihlr-22369	480	1	90	90	NUM
ihlr-22369	480	2	.	.	PUNCT
ihlr-22369	481	1	i	i	PRON
ihlr-22369	481	2	d.	d.	PROPN
ihlr-22369	481	3	91	91	NUM
ihlr-22369	481	4	.	.	PUNCT
ihlr-22369	482	1	zarek	zarek	PROPN
ihlr-22369	482	2	c.	c.	PROPN
ihlr-22369	482	3	brot	brot	PROPN
ihlr-22369	482	4	-	-	PUNCT
ihlr-22369	482	5	goldberg	goldberg	PROPN
ihlr-22369	482	6	et	et	PROPN
ihlr-22369	482	7	al	al	PROPN
ihlr-22369	482	8	.	.	PROPN
ihlr-22369	482	9	,	,	PUNCT
ihlr-22369	482	10	what	what	PRON
ihlr-22369	482	11	does	do	AUX
ihlr-22369	482	12	a	a	DET
ihlr-22369	482	13	deductible	deductible	ADJ
ihlr-22369	482	14	do	do	VERB
ihlr-22369	482	15	?	?	PUNCT
ihlr-22369	483	1	the	the	DET
ihlr-22369	483	2	impact	impact	NOUN
ihlr-22369	483	3	of	of	ADP
ihlr-22369	483	4	cost	cost	NOUN
ihlr-22369	483	5	-	-	PUNCT
ihlr-22369	483	6	sharing	sharing	NOUN
ihlr-22369	483	7	on	on	ADP
ihlr-22369	483	8	health	health	NOUN
ihlr-22369	483	9	care	care	NOUN
ihlr-22369	483	10	prices	price	NOUN
ihlr-22369	483	11	,	,	PUNCT
ihlr-22369	483	12	quantities	quantity	NOUN
ihlr-22369	483	13	,	,	PUNCT
ihlr-22369	483	14	and	and	CCONJ
ihlr-22369	483	15	spending	spending	NOUN
ihlr-22369	483	16	dynamics	dynamic	NOUN
ihlr-22369	483	17	,	,	PUNCT
ihlr-22369	483	18	132	132	NUM
ihlr-22369	483	19	q.	q.	PROPN
ihlr-22369	483	20	j.	j.	PROPN
ihlr-22369	483	21	of	of	ADP
ihlr-22369	483	22	econ	econ	PROPN
ihlr-22369	483	23	.	.	PUNCT
ihlr-22369	483	24	1261	1261	NUM
ihlr-22369	483	25	,	,	PUNCT
ihlr-22369	483	26	1272	1272	NUM
ihlr-22369	483	27	(	(	PUNCT
ihlr-22369	483	28	2017	2017	NUM
ihlr-22369	483	29	)	)	PUNCT
ihlr-22369	483	30	.	.	PUNCT
ihlr-22369	484	1	92	92	NUM
ihlr-22369	484	2	.	.	PUNCT
ihlr-22369	485	1	susan	susan	PROPN
ihlr-22369	485	2	h.	h.	PROPN
ihlr-22369	485	3	busch	busch	PROPN
ihlr-22369	485	4	et	et	PROPN
ihlr-22369	486	1	al	al	PROPN
ihlr-22369	486	2	.	.	PROPN
ihlr-22369	486	3	,	,	PUNCT
ihlr-22369	486	4	effects	effect	NOUN
ihlr-22369	486	5	of	of	ADP
ihlr-22369	486	6	a	a	DET
ihlr-22369	486	7	cost	cost	NOUN
ihlr-22369	486	8	-	-	PUNCT
ihlr-22369	486	9	sharing	sharing	NOUN
ihlr-22369	486	10	exemption	exemption	NOUN
ihlr-22369	486	11	on	on	ADP
ihlr-22369	486	12	use	use	NOUN
ihlr-22369	486	13	of	of	ADP
ihlr-22369	486	14	preventive	preventive	ADJ
ihlr-22369	486	15	services	service	NOUN
ihlr-22369	486	16	at	at	ADP
ihlr-22369	486	17	one	one	NUM
ihlr-22369	486	18	large	large	ADJ
ihlr-22369	486	19	employer	employer	NOUN
ihlr-22369	486	20	,	,	PUNCT
ihlr-22369	486	21	25	25	NUM
ihlr-22369	486	22	health	health	NOUN
ihlr-22369	486	23	aff	aff	NOUN
ihlr-22369	486	24	.	.	PROPN
ihlr-22369	487	1	1529	1529	NUM
ihlr-22369	487	2	(	(	PUNCT
ihlr-22369	487	3	2006	2006	NUM
ihlr-22369	487	4	)	)	PUNCT
ihlr-22369	487	5	.	.	PUNCT
ihlr-22369	488	1	https://doi.org/10.1111/j.1539-6975.2009.01346.x	https://doi.org/10.1111/j.1539-6975.2009.01346.x	PROPN
ihlr-22369	488	2	https://doi.org/10.1093/qje/qjx013	https://doi.org/10.1093/qje/qjx013	PROPN
ihlr-22369	488	3	https://doi.org/10.1377/hlthaff.25.6.1529	https://doi.org/10.1377/hlthaff.25.6.1529	ADJ
ihlr-22369	488	4	2018	2018	NUM
ihlr-22369	488	5	]	]	PUNCT
ihlr-22369	489	1	ideology	ideology	NOUN
ihlr-22369	489	2	meets	meet	VERB
ihlr-22369	489	3	reality	reality	NOUN
ihlr-22369	489	4	61	61	NUM
ihlr-22369	489	5	company	company	NOUN
ihlr-22369	489	6	changed	change	VERB
ihlr-22369	489	7	from	from	ADP
ihlr-22369	489	8	a	a	DET
ihlr-22369	489	9	$	$	SYM
ihlr-22369	489	10	10-$15	10-$15	NUM
ihlr-22369	489	11	copayment	copayment	NOUN
ihlr-22369	489	12	to	to	ADP
ihlr-22369	489	13	a	a	DET
ihlr-22369	489	14	10	10	NUM
ihlr-22369	489	15	%	%	NOUN
ihlr-22369	489	16	coinsurance	coinsurance	NOUN
ihlr-22369	489	17	rate	rate	NOUN
ihlr-22369	489	18	,	,	PUNCT
ihlr-22369	489	19	and	and	CCONJ
ihlr-22369	489	20	from	from	ADP
ihlr-22369	489	21	a	a	DET
ihlr-22369	489	22	zero	zero	NUM
ihlr-22369	489	23	deductible	deductible	NOUN
ihlr-22369	489	24	to	to	ADP
ihlr-22369	489	25	a	a	DET
ihlr-22369	489	26	$	$	SYM
ihlr-22369	489	27	1,500	1,500	NUM
ihlr-22369	489	28	deductible	deductible	ADJ
ihlr-22369	489	29	.	.	PUNCT
ihlr-22369	490	1	susan	susan	PROPN
ihlr-22369	490	2	busch	busch	PROPN
ihlr-22369	490	3	and	and	CCONJ
ihlr-22369	490	4	colleagues	colleague	NOUN
ihlr-22369	490	5	studied	study	VERB
ihlr-22369	490	6	the	the	DET
ihlr-22369	490	7	transformation	transformation	NOUN
ihlr-22369	490	8	and	and	CCONJ
ihlr-22369	490	9	found	find	VERB
ihlr-22369	490	10	“	"	PUNCT
ihlr-22369	490	11	a	a	DET
ihlr-22369	490	12	5	5	NUM
ihlr-22369	490	13	percent	percent	NOUN
ihlr-22369	490	14	reduction	reduction	NOUN
ihlr-22369	490	15	in	in	ADP
ihlr-22369	490	16	total	total	ADJ
ihlr-22369	490	17	costs	cost	NOUN
ihlr-22369	490	18	among	among	ADP
ihlr-22369	490	19	affected	affected	ADJ
ihlr-22369	490	20	enrollees	enrollee	NOUN
ihlr-22369	490	21	,	,	PUNCT
ihlr-22369	490	22	compared	compare	VERB
ihlr-22369	490	23	with	with	ADP
ihlr-22369	490	24	a	a	DET
ihlr-22369	490	25	4	4	NUM
ihlr-22369	490	26	percent	percent	NOUN
ihlr-22369	490	27	rise	rise	NOUN
ihlr-22369	490	28	in	in	ADP
ihlr-22369	490	29	total	total	ADJ
ihlr-22369	490	30	costs	cost	NOUN
ihlr-22369	490	31	in	in	ADP
ihlr-22369	490	32	the	the	DET
ihlr-22369	490	33	comparison	comparison	NOUN
ihlr-22369	490	34	group	group	NOUN
ihlr-22369	490	35	”	"	PUNCT
ihlr-22369	491	1	[	[	PUNCT
ihlr-22369	491	2	in	in	ADP
ihlr-22369	491	3	the	the	DET
ihlr-22369	491	4	first	first	ADJ
ihlr-22369	491	5	year	year	NOUN
ihlr-22369	491	6	]	]	PUNCT
ihlr-22369	491	7	.	.	PUNCT
ihlr-22369	492	1	they	they	PRON
ihlr-22369	492	2	also	also	ADV
ihlr-22369	492	3	observed	observe	VERB
ihlr-22369	492	4	that	that	SCONJ
ihlr-22369	492	5	the	the	DET
ihlr-22369	492	6	cost	cost	NOUN
ihlr-22369	492	7	-	-	PUNCT
ihlr-22369	492	8	sharing	sharing	NOUN
ihlr-22369	492	9	reduction	reduction	NOUN
ihlr-22369	492	10	for93	for93	ADJ
ihlr-22369	492	11	preventative	preventative	ADJ
ihlr-22369	492	12	care	care	NOUN
ihlr-22369	492	13	had	have	VERB
ihlr-22369	492	14	“	"	PUNCT
ihlr-22369	492	15	little	little	ADJ
ihlr-22369	492	16	impact	impact	NOUN
ihlr-22369	492	17	on	on	ADP
ihlr-22369	492	18	preventative	preventative	ADJ
ihlr-22369	492	19	care	care	NOUN
ihlr-22369	492	20	use	use	NOUN
ihlr-22369	492	21	,	,	PUNCT
ihlr-22369	492	22	”	"	PUNCT
ihlr-22369	492	23	suggesting	suggest	VERB
ihlr-22369	492	24	the	the	DET
ihlr-22369	492	25	need	need	NOUN
ihlr-22369	492	26	for	for	ADP
ihlr-22369	492	27	“	"	PUNCT
ihlr-22369	492	28	greater	great	ADJ
ihlr-22369	492	29	health	health	NOUN
ihlr-22369	492	30	education	education	NOUN
ihlr-22369	492	31	campaigns	campaign	NOUN
ihlr-22369	492	32	or	or	CCONJ
ihlr-22369	492	33	even	even	ADV
ihlr-22369	492	34	stronger	strong	ADJ
ihlr-22369	492	35	financial	financial	ADJ
ihlr-22369	492	36	incentives	incentive	NOUN
ihlr-22369	492	37	”	"	PUNCT
ihlr-22369	492	38	to	to	PART
ihlr-22369	492	39	increase	increase	VERB
ihlr-22369	492	40	the	the	DET
ihlr-22369	492	41	use	use	NOUN
ihlr-22369	492	42	of	of	ADP
ihlr-22369	492	43	these	these	DET
ihlr-22369	492	44	services	service	NOUN
ihlr-22369	492	45	.	.	PUNCT
ihlr-22369	493	1	this	this	DET
ihlr-22369	493	2	study	study	NOUN
ihlr-22369	493	3	did	do	AUX
ihlr-22369	493	4	not	not	PART
ihlr-22369	493	5	allow	allow	VERB
ihlr-22369	493	6	researchers	researcher	NOUN
ihlr-22369	493	7	to94	to94	PROPN
ihlr-22369	493	8	investigate	investigate	VERB
ihlr-22369	493	9	whether	whether	SCONJ
ihlr-22369	493	10	cost	cost	NOUN
ihlr-22369	493	11	-	-	PUNCT
ihlr-22369	493	12	sharing	sharing	NOUN
ihlr-22369	493	13	caused	cause	VERB
ihlr-22369	493	14	patients	patient	NOUN
ihlr-22369	493	15	to	to	PART
ihlr-22369	493	16	discriminate	discriminate	VERB
ihlr-22369	493	17	between	between	ADP
ihlr-22369	493	18	high	high	ADJ
ihlr-22369	493	19	and	and	CCONJ
ihlr-22369	493	20	low	low	ADJ
ihlr-22369	493	21	value	value	NOUN
ihlr-22369	493	22	care	care	NOUN
ihlr-22369	493	23	,	,	PUNCT
ihlr-22369	493	24	nor	nor	CCONJ
ihlr-22369	493	25	did	do	AUX
ihlr-22369	493	26	it	it	PRON
ihlr-22369	493	27	allow	allow	VERB
ihlr-22369	493	28	observation	observation	NOUN
ihlr-22369	493	29	of	of	ADP
ihlr-22369	493	30	the	the	DET
ihlr-22369	493	31	effects	effect	NOUN
ihlr-22369	493	32	on	on	ADP
ihlr-22369	493	33	health	health	NOUN
ihlr-22369	493	34	outcomes	outcome	NOUN
ihlr-22369	493	35	.	.	PUNCT
ihlr-22369	494	1	other	other	ADJ
ihlr-22369	494	2	studies	study	NOUN
ihlr-22369	494	3	have	have	AUX
ihlr-22369	494	4	shown	show	VERB
ihlr-22369	494	5	that	that	SCONJ
ihlr-22369	494	6	cost	cost	NOUN
ihlr-22369	494	7	-	-	PUNCT
ihlr-22369	494	8	sharing	sharing	NOUN
ihlr-22369	494	9	has	have	VERB
ihlr-22369	494	10	a	a	DET
ihlr-22369	494	11	significant	significant	ADJ
ihlr-22369	494	12	impact	impact	NOUN
ihlr-22369	494	13	on	on	ADP
ihlr-22369	494	14	preventative	preventative	ADJ
ihlr-22369	494	15	care	care	NOUN
ihlr-22369	494	16	.	.	PUNCT
ihlr-22369	495	1	an	an	DET
ihlr-22369	495	2	analysis	analysis	NOUN
ihlr-22369	495	3	of	of	ADP
ihlr-22369	495	4	a	a	DET
ihlr-22369	495	5	1994	1994	NUM
ihlr-22369	495	6	survey	survey	NOUN
ihlr-22369	495	7	of	of	ADP
ihlr-22369	495	8	insured	insured	ADJ
ihlr-22369	495	9	employees	employee	NOUN
ihlr-22369	495	10	found	find	VERB
ihlr-22369	495	11	that	that	SCONJ
ihlr-22369	495	12	cost	cost	NOUN
ihlr-22369	495	13	sharing	sharing	NOUN
ihlr-22369	495	14	resulted	result	VERB
ihlr-22369	495	15	in	in	ADP
ihlr-22369	495	16	lower	low	ADJ
ihlr-22369	495	17	utilization	utilization	NOUN
ihlr-22369	495	18	of	of	ADP
ihlr-22369	495	19	clinical	clinical	ADJ
ihlr-22369	495	20	preventive	preventive	ADJ
ihlr-22369	495	21	services	service	NOUN
ihlr-22369	495	22	.	.	PUNCT
ihlr-22369	496	1	in95	in95	PROPN
ihlr-22369	496	2	another	another	DET
ihlr-22369	496	3	study	study	NOUN
ihlr-22369	496	4	,	,	PUNCT
ihlr-22369	496	5	when	when	SCONJ
ihlr-22369	496	6	an	an	DET
ihlr-22369	496	7	hmo	hmo	NOUN
ihlr-22369	496	8	introduced	introduce	VERB
ihlr-22369	496	9	a	a	DET
ihlr-22369	496	10	nominal	nominal	ADJ
ihlr-22369	496	11	,	,	PUNCT
ihlr-22369	496	12	$	$	SYM
ihlr-22369	496	13	5	5	NUM
ihlr-22369	496	14	copayment	copayment	NOUN
ihlr-22369	496	15	for	for	ADP
ihlr-22369	496	16	office	office	NOUN
ihlr-22369	496	17	visits	visit	NOUN
ihlr-22369	496	18	,	,	PUNCT
ihlr-22369	496	19	primary	primary	ADJ
ihlr-22369	496	20	care	care	NOUN
ihlr-22369	496	21	visits	visit	NOUN
ihlr-22369	496	22	dropped	drop	VERB
ihlr-22369	496	23	by	by	ADP
ihlr-22369	496	24	an	an	DET
ihlr-22369	496	25	estimated	estimate	VERB
ihlr-22369	496	26	10.9	10.9	NUM
ihlr-22369	496	27	%	%	NOUN
ihlr-22369	496	28	.	.	PUNCT
ihlr-22369	497	1	these	these	DET
ihlr-22369	497	2	sorts	sort	NOUN
ihlr-22369	497	3	of	of	ADP
ihlr-22369	497	4	data96	data96	NOUN
ihlr-22369	497	5	were	be	AUX
ihlr-22369	497	6	influential	influential	ADJ
ihlr-22369	497	7	in	in	ADP
ihlr-22369	497	8	causing	cause	VERB
ihlr-22369	497	9	the	the	DET
ihlr-22369	497	10	affordable	affordable	ADJ
ihlr-22369	497	11	care	care	NOUN
ihlr-22369	497	12	act	act	NOUN
ihlr-22369	497	13	to	to	PART
ihlr-22369	497	14	mandate	mandate	VERB
ihlr-22369	497	15	free	free	ADJ
ihlr-22369	497	16	coverage	coverage	NOUN
ihlr-22369	497	17	of	of	ADP
ihlr-22369	497	18	preventative	preventative	ADJ
ihlr-22369	497	19	care	care	NOUN
ihlr-22369	497	20	services	service	NOUN
ihlr-22369	497	21	.	.	PUNCT
ihlr-22369	498	1	a	a	DET
ihlr-22369	498	2	2014	2014	NUM
ihlr-22369	498	3	commonwealth	commonwealth	NOUN
ihlr-22369	498	4	fund	fund	NOUN
ihlr-22369	498	5	survey	survey	NOUN
ihlr-22369	498	6	found	find	VERB
ihlr-22369	498	7	that	that	SCONJ
ihlr-22369	498	8	“	"	PUNCT
ihlr-22369	498	9	nearly	nearly	ADV
ihlr-22369	498	10	one	one	NUM
ihlr-22369	498	11	-	-	PUNCT
ihlr-22369	498	12	quarter	quarter	NOUN
ihlr-22369	498	13	of	of	ADP
ihlr-22369	498	14	people	people	NOUN
ihlr-22369	498	15	with	with	ADP
ihlr-22369	498	16	high	high	ADJ
ihlr-22369	498	17	deductibles	deductible	NOUN
ihlr-22369	498	18	cited	cite	VERB
ihlr-22369	498	19	them	they	PRON
ihlr-22369	498	20	as	as	ADP
ihlr-22369	498	21	the	the	DET
ihlr-22369	498	22	reason	reason	NOUN
ihlr-22369	498	23	they	they	PRON
ihlr-22369	498	24	had	have	AUX
ihlr-22369	498	25	not	not	PART
ihlr-22369	498	26	gotten	get	VERB
ihlr-22369	498	27	a	a	DET
ihlr-22369	498	28	preventative	preventative	ADJ
ihlr-22369	498	29	care	care	NOUN
ihlr-22369	498	30	test	test	NOUN
ihlr-22369	498	31	,	,	PUNCT
ihlr-22369	498	32	even	even	ADV
ihlr-22369	498	33	though	though	SCONJ
ihlr-22369	498	34	by	by	ADP
ihlr-22369	498	35	law	law	NOUN
ihlr-22369	498	36	these	these	DET
ihlr-22369	498	37	tests	test	NOUN
ihlr-22369	498	38	are	be	AUX
ihlr-22369	498	39	excluded	exclude	VERB
ihlr-22369	498	40	from	from	ADP
ihlr-22369	498	41	deductibles	deductible	NOUN
ihlr-22369	498	42	.	.	PUNCT
ihlr-22369	498	43	”	"	PUNCT
ihlr-22369	498	44	this97	this97	VERB
ihlr-22369	498	45	survey	survey	NOUN
ihlr-22369	498	46	also	also	ADV
ihlr-22369	498	47	found	find	VERB
ihlr-22369	498	48	that	that	SCONJ
ihlr-22369	498	49	copayments	copayment	NOUN
ihlr-22369	498	50	and	and	CCONJ
ihlr-22369	498	51	coinsurance	coinsurance	NOUN
ihlr-22369	498	52	had	have	VERB
ihlr-22369	498	53	a	a	DET
ihlr-22369	498	54	significant	significant	ADJ
ihlr-22369	498	55	effect	effect	NOUN
ihlr-22369	498	56	on	on	ADP
ihlr-22369	498	57	the	the	DET
ihlr-22369	498	58	care	care	NOUN
ihlr-22369	498	59	sought	seek	VERB
ihlr-22369	498	60	by	by	ADP
ihlr-22369	498	61	the	the	DET
ihlr-22369	498	62	insured	insure	VERB
ihlr-22369	498	63	,	,	PUNCT
ihlr-22369	498	64	particularly	particularly	ADV
ihlr-22369	498	65	those	those	PRON
ihlr-22369	498	66	with	with	ADP
ihlr-22369	498	67	low	low	ADJ
ihlr-22369	498	68	incomes	income	NOUN
ihlr-22369	498	69	.	.	PUNCT
ihlr-22369	499	1	nearly	nearly	ADV
ihlr-22369	499	2	half	half	NOUN
ihlr-22369	499	3	(	(	PUNCT
ihlr-22369	499	4	46	46	NUM
ihlr-22369	499	5	%	%	NOUN
ihlr-22369	499	6	)	)	PUNCT
ihlr-22369	499	7	of	of	ADP
ihlr-22369	499	8	insured	insure	VERB
ihlr-22369	499	9	adults	adult	NOUN
ihlr-22369	499	10	with	with	ADP
ihlr-22369	499	11	incomes	income	NOUN
ihlr-22369	499	12	under	under	ADP
ihlr-22369	499	13	200	200	NUM
ihlr-22369	499	14	percent	percent	NOUN
ihlr-22369	499	15	of	of	ADP
ihlr-22369	499	16	poverty	poverty	NOUN
ihlr-22369	499	17	said	say	VERB
ihlr-22369	499	18	that	that	SCONJ
ihlr-22369	499	19	because	because	SCONJ
ihlr-22369	499	20	of	of	ADP
ihlr-22369	499	21	their	their	PRON
ihlr-22369	499	22	copayments	copayment	NOUN
ihlr-22369	499	23	or	or	CCONJ
ihlr-22369	499	24	coinsurance	coinsurance	NOUN
ihlr-22369	499	25	,	,	PUNCT
ihlr-22369	499	26	they	they	PRON
ihlr-22369	499	27	had	have	AUX
ihlr-22369	499	28	either	either	CCONJ
ihlr-22369	499	29	not	not	PART
ihlr-22369	499	30	filled	fill	VERB
ihlr-22369	499	31	a	a	DET
ihlr-22369	499	32	prescription	prescription	NOUN
ihlr-22369	499	33	,	,	PUNCT
ihlr-22369	499	34	not	not	PART
ihlr-22369	499	35	gone	go	VERB
ihlr-22369	499	36	to	to	ADP
ihlr-22369	499	37	the	the	DET
ihlr-22369	499	38	doctor	doctor	NOUN
ihlr-22369	499	39	when	when	SCONJ
ihlr-22369	499	40	they	they	PRON
ihlr-22369	499	41	were	be	AUX
ihlr-22369	499	42	sick	sick	ADJ
ihlr-22369	499	43	,	,	PUNCT
ihlr-22369	499	44	skipped	skip	VERB
ihlr-22369	499	45	a	a	DET
ihlr-22369	499	46	medical	medical	ADJ
ihlr-22369	499	47	test	test	NOUN
ihlr-22369	499	48	or	or	CCONJ
ihlr-22369	499	49	follow	follow	VERB
ihlr-22369	499	50	-	-	PUNCT
ihlr-22369	499	51	up	up	ADP
ihlr-22369	499	52	visit	visit	NOUN
ihlr-22369	499	53	recommended	recommend	VERB
ihlr-22369	499	54	by	by	ADP
ihlr-22369	499	55	a	a	DET
ihlr-22369	499	56	doctor	doctor	NOUN
ihlr-22369	499	57	,	,	PUNCT
ihlr-22369	499	58	or	or	CCONJ
ihlr-22369	499	59	not	not	PART
ihlr-22369	499	60	seen	see	VERB
ihlr-22369	499	61	a	a	DET
ihlr-22369	499	62	specialist	specialist	NOUN
ihlr-22369	499	63	when	when	SCONJ
ihlr-22369	499	64	they	they	PRON
ihlr-22369	499	65	or	or	CCONJ
ihlr-22369	499	66	their	their	PRON
ihlr-22369	499	67	doctor	doctor	NOUN
ihlr-22369	499	68	thought	think	VERB
ihlr-22369	499	69	they	they	PRON
ihlr-22369	499	70	needed	need	VERB
ihlr-22369	499	71	one.98	one.98	VERB
ihlr-22369	499	72	cost	cost	NOUN
ihlr-22369	499	73	-	-	PUNCT
ihlr-22369	499	74	sharing	sharing	NOUN
ihlr-22369	499	75	has	have	VERB
ihlr-22369	499	76	a	a	DET
ihlr-22369	499	77	disparate	disparate	ADJ
ihlr-22369	499	78	impact	impact	NOUN
ihlr-22369	499	79	on	on	ADP
ihlr-22369	499	80	patients	patient	NOUN
ihlr-22369	499	81	with	with	ADP
ihlr-22369	499	82	chronic	chronic	ADJ
ihlr-22369	499	83	conditions	condition	NOUN
ihlr-22369	499	84	.	.	PUNCT
ihlr-22369	500	1	a	a	DET
ihlr-22369	500	2	2004	2004	NUM
ihlr-22369	500	3	jama	jama	NOUN
ihlr-22369	500	4	paper	paper	NOUN
ihlr-22369	500	5	studied	study	VERB
ihlr-22369	500	6	the	the	DET
ihlr-22369	500	7	effect	effect	NOUN
ihlr-22369	500	8	of	of	ADP
ihlr-22369	500	9	doubling	double	VERB
ihlr-22369	500	10	copayments	copayment	NOUN
ihlr-22369	500	11	on	on	ADP
ihlr-22369	500	12	the	the	DET
ihlr-22369	500	13	use	use	NOUN
ihlr-22369	500	14	of	of	ADP
ihlr-22369	500	15	prescription	prescription	NOUN
ihlr-22369	500	16	drugs	drug	NOUN
ihlr-22369	500	17	.	.	PUNCT
ihlr-22369	501	1	the	the	DET
ihlr-22369	501	2	authors	author	NOUN
ihlr-22369	501	3	found	find	VERB
ihlr-22369	501	4	that	that	SCONJ
ihlr-22369	501	5	many	many	ADJ
ihlr-22369	501	6	classes	class	NOUN
ihlr-22369	501	7	of	of	ADP
ihlr-22369	501	8	medications	medication	NOUN
ihlr-22369	501	9	were99	were99	VERB
ihlr-22369	501	10	93	93	NUM
ihlr-22369	501	11	.	.	PUNCT
ihlr-22369	502	1	i	i	PRON
ihlr-22369	502	2	d.	d.	PROPN
ihlr-22369	502	3	at	at	ADP
ihlr-22369	502	4	1531	1531	NUM
ihlr-22369	502	5	.	.	PUNCT
ihlr-22369	503	1	94	94	NUM
ihlr-22369	503	2	.	.	PUNCT
ihlr-22369	504	1	i	i	PRON
ihlr-22369	504	2	d.	d.	PROPN
ihlr-22369	504	3	at	at	ADP
ihlr-22369	504	4	1534	1534	NUM
ihlr-22369	504	5	.	.	PUNCT
ihlr-22369	505	1	95	95	NUM
ihlr-22369	505	2	.	.	PUNCT
ihlr-22369	506	1	geetesh	geetesh	PROPN
ihlr-22369	506	2	solanki	solanki	PROPN
ihlr-22369	506	3	&	&	CCONJ
ihlr-22369	506	4	helen	helen	PROPN
ihlr-22369	506	5	halpin	halpin	PROPN
ihlr-22369	506	6	schauffler	schauffler	PROPN
ihlr-22369	506	7	,	,	PUNCT
ihlr-22369	506	8	cost	cost	NOUN
ihlr-22369	506	9	-	-	PUNCT
ihlr-22369	506	10	sharing	sharing	NOUN
ihlr-22369	506	11	and	and	CCONJ
ihlr-22369	506	12	the	the	DET
ihlr-22369	506	13	utilization	utilization	NOUN
ihlr-22369	506	14	of	of	ADP
ihlr-22369	506	15	clinical	clinical	ADJ
ihlr-22369	506	16	preventive	preventive	ADJ
ihlr-22369	506	17	services	service	NOUN
ihlr-22369	506	18	,	,	PUNCT
ihlr-22369	506	19	17	17	NUM
ihlr-22369	506	20	am	am	NOUN
ihlr-22369	506	21	.	.	PUNCT
ihlr-22369	507	1	j.	j.	PROPN
ihlr-22369	507	2	preventive	preventive	PROPN
ihlr-22369	507	3	med	med	PROPN
ihlr-22369	507	4	.	.	PUNCT
ihlr-22369	508	1	127	127	NUM
ihlr-22369	508	2	(	(	PUNCT
ihlr-22369	508	3	1999	1999	NUM
ihlr-22369	508	4	)	)	PUNCT
ihlr-22369	508	5	.	.	PUNCT
ihlr-22369	509	1	96	96	NUM
ihlr-22369	509	2	.	.	PUNCT
ihlr-22369	510	1	daniel	daniel	PROPN
ihlr-22369	510	2	c.	c.	PROPN
ihlr-22369	510	3	cherkin	cherkin	PROPN
ihlr-22369	510	4	et	et	PROPN
ihlr-22369	510	5	al	al	PROPN
ihlr-22369	510	6	.	.	PROPN
ihlr-22369	510	7	,	,	PUNCT
ihlr-22369	510	8	the	the	DET
ihlr-22369	510	9	effect	effect	NOUN
ihlr-22369	510	10	of	of	ADP
ihlr-22369	510	11	office	office	NOUN
ihlr-22369	510	12	visit	visit	NOUN
ihlr-22369	510	13	copayments	copayment	NOUN
ihlr-22369	510	14	on	on	ADP
ihlr-22369	510	15	utilization	utilization	NOUN
ihlr-22369	510	16	in	in	ADP
ihlr-22369	510	17	a	a	DET
ihlr-22369	510	18	health	health	NOUN
ihlr-22369	510	19	maintenance	maintenance	NOUN
ihlr-22369	510	20	organization	organization	NOUN
ihlr-22369	510	21	,	,	PUNCT
ihlr-22369	510	22	27	27	NUM
ihlr-22369	510	23	med	med	ADJ
ihlr-22369	510	24	.	.	PUNCT
ihlr-22369	511	1	care	care	PROPN
ihlr-22369	511	2	1036	1036	NUM
ihlr-22369	511	3	,	,	PUNCT
ihlr-22369	511	4	1040	1040	NUM
ihlr-22369	511	5	(	(	PUNCT
ihlr-22369	511	6	1989	1989	NUM
ihlr-22369	511	7	)	)	PUNCT
ihlr-22369	511	8	.	.	PUNCT
ihlr-22369	512	1	97	97	NUM
ihlr-22369	512	2	.	.	PUNCT
ihlr-22369	513	1	sara	sara	PROPN
ihlr-22369	513	2	r.	r.	PROPN
ihlr-22369	513	3	collins	collins	PROPN
ihlr-22369	513	4	et	et	PROPN
ihlr-22369	513	5	al	al	PROPN
ihlr-22369	513	6	.	.	PROPN
ihlr-22369	513	7	,	,	PUNCT
ihlr-22369	513	8	too	too	ADV
ihlr-22369	513	9	high	high	ADJ
ihlr-22369	513	10	a	a	DET
ihlr-22369	513	11	price	price	NOUN
ihlr-22369	513	12	:	:	PUNCT
ihlr-22369	513	13	out	out	ADP
ihlr-22369	513	14	-	-	PUNCT
ihlr-22369	513	15	of	of	ADP
ihlr-22369	513	16	-	-	PUNCT
ihlr-22369	513	17	pocket	pocket	NOUN
ihlr-22369	513	18	health	health	NOUN
ihlr-22369	513	19	care	care	NOUN
ihlr-22369	513	20	costs	cost	NOUN
ihlr-22369	513	21	in	in	ADP
ihlr-22369	513	22	the	the	DET
ihlr-22369	513	23	united	united	PROPN
ihlr-22369	513	24	states	states	PROPN
ihlr-22369	513	25	,	,	PUNCT
ihlr-22369	513	26	commonwealth	commonwealth	PROPN
ihlr-22369	513	27	fund	fund	PROPN
ihlr-22369	513	28	(	(	PUNCT
ihlr-22369	513	29	nov	nov	PROPN
ihlr-22369	513	30	.	.	PROPN
ihlr-22369	513	31	13	13	NUM
ihlr-22369	513	32	,	,	PUNCT
ihlr-22369	513	33	2014	2014	NUM
ihlr-22369	513	34	)	)	PUNCT
ihlr-22369	513	35	,	,	PUNCT
ihlr-22369	513	36	at	at	ADP
ihlr-22369	513	37	1	1	NUM
ihlr-22369	513	38	,	,	PUNCT
ihlr-22369	513	39	8	8	NUM
ihlr-22369	513	40	.	.	PUNCT
ihlr-22369	514	1	see	see	VERB
ihlr-22369	514	2	also	also	ADV
ihlr-22369	514	3	sara	sara	PROPN
ihlr-22369	514	4	r.	r.	PROPN
ihlr-22369	514	5	collins	collins	PROPN
ihlr-22369	514	6	et	et	PROPN
ihlr-22369	514	7	al	al	PROPN
ihlr-22369	514	8	.	.	PROPN
ihlr-22369	514	9	,	,	PUNCT
ihlr-22369	514	10	the	the	DET
ihlr-22369	514	11	problem	problem	NOUN
ihlr-22369	514	12	of	of	ADP
ihlr-22369	514	13	underinsurance	underinsurance	NOUN
ihlr-22369	514	14	and	and	CCONJ
ihlr-22369	514	15	how	how	SCONJ
ihlr-22369	514	16	rising	rise	VERB
ihlr-22369	514	17	deductibles	deductible	NOUN
ihlr-22369	514	18	will	will	AUX
ihlr-22369	514	19	make	make	VERB
ihlr-22369	514	20	it	it	PRON
ihlr-22369	514	21	worse	bad	ADJ
ihlr-22369	514	22	,	,	PUNCT
ihlr-22369	514	23	commonwealth	commonwealth	PROPN
ihlr-22369	514	24	fund	fund	PROPN
ihlr-22369	514	25	,	,	PUNCT
ihlr-22369	514	26	may	may	AUX
ihlr-22369	514	27	20	20	NUM
ihlr-22369	514	28	,	,	PUNCT
ihlr-22369	514	29	2015	2015	NUM
ihlr-22369	514	30	,	,	PUNCT
ihlr-22369	514	31	at	at	ADP
ihlr-22369	514	32	1	1	NUM
ihlr-22369	514	33	.	.	NOUN
ihlr-22369	514	34	98	98	NUM
ihlr-22369	514	35	.	.	PUNCT
ihlr-22369	515	1	collins	collin	NOUN
ihlr-22369	515	2	,	,	PUNCT
ihlr-22369	515	3	too	too	ADV
ihlr-22369	515	4	high	high	ADJ
ihlr-22369	515	5	a	a	DET
ihlr-22369	515	6	price	price	NOUN
ihlr-22369	515	7	:	:	PUNCT
ihlr-22369	515	8	out	out	ADP
ihlr-22369	515	9	-	-	PUNCT
ihlr-22369	515	10	of	of	ADP
ihlr-22369	515	11	-	-	PUNCT
ihlr-22369	515	12	pocket	pocket	NOUN
ihlr-22369	515	13	health	health	NOUN
ihlr-22369	515	14	care	care	NOUN
ihlr-22369	515	15	costs	cost	NOUN
ihlr-22369	515	16	in	in	ADP
ihlr-22369	515	17	the	the	DET
ihlr-22369	515	18	united	united	PROPN
ihlr-22369	515	19	states	states	PROPN
ihlr-22369	515	20	,	,	PUNCT
ihlr-22369	515	21	supra	supra	PROPN
ihlr-22369	515	22	note	note	PROPN
ihlr-22369	515	23	97	97	NUM
ihlr-22369	515	24	,	,	PUNCT
ihlr-22369	515	25	at	at	ADP
ihlr-22369	515	26	6	6	NUM
ihlr-22369	515	27	.	.	SYM
ihlr-22369	515	28	99	99	NUM
ihlr-22369	515	29	.	.	PUNCT
ihlr-22369	516	1	dana	dana	PROPN
ihlr-22369	516	2	p.	p.	PROPN
ihlr-22369	516	3	goldman	goldman	PROPN
ihlr-22369	516	4	et	et	PROPN
ihlr-22369	516	5	al	al	PROPN
ihlr-22369	516	6	.	.	PROPN
ihlr-22369	516	7	,	,	PUNCT
ihlr-22369	516	8	pharmacy	pharmacy	NOUN
ihlr-22369	516	9	benefits	benefit	NOUN
ihlr-22369	516	10	and	and	CCONJ
ihlr-22369	516	11	the	the	DET
ihlr-22369	516	12	use	use	NOUN
ihlr-22369	516	13	of	of	ADP
ihlr-22369	516	14	drugs	drug	NOUN
ihlr-22369	516	15	by	by	ADP
ihlr-22369	516	16	the	the	DET
ihlr-22369	516	17	chronically	chronically	ADV
ihlr-22369	516	18	ill	ill	ADJ
ihlr-22369	516	19	,	,	PUNCT
ihlr-22369	516	20	https://doi.org/10.1016/s0749-3797(99)00057-4	https://doi.org/10.1016/s0749-3797(99)00057-4	VERB
ihlr-22369	516	21	https://doi.org/10.1097/00005650-198911000-00005	https://doi.org/10.1097/00005650-198911000-00005	ADJ
ihlr-22369	516	22	https://doi.org/10.1001/jama.291.19.2344	https://doi.org/10.1001/jama.291.19.2344	PROPN
ihlr-22369	516	23	62	62	NUM
ihlr-22369	516	24	indiana	indiana	PROPN
ihlr-22369	516	25	health	health	PROPN
ihlr-22369	516	26	law	law	PROPN
ihlr-22369	516	27	review	review	NOUN
ihlr-22369	516	28	[	[	X
ihlr-22369	516	29	vol	vol	NOUN
ihlr-22369	516	30	.	.	PUNCT
ihlr-22369	517	1	15:43	15:43	NUM
ihlr-22369	517	2	sensitive	sensitive	ADJ
ihlr-22369	517	3	to	to	ADP
ihlr-22369	517	4	increases	increase	NOUN
ihlr-22369	517	5	in	in	ADP
ihlr-22369	517	6	out	out	ADP
ihlr-22369	517	7	-	-	PUNCT
ihlr-22369	517	8	of	of	ADP
ihlr-22369	517	9	-	-	PUNCT
ihlr-22369	517	10	pocket	pocket	NOUN
ihlr-22369	517	11	expenses	expense	NOUN
ihlr-22369	517	12	.	.	PUNCT
ihlr-22369	518	1	most	most	ADV
ihlr-22369	518	2	notably	notably	ADV
ihlr-22369	518	3	,	,	PUNCT
ihlr-22369	518	4	“	"	PUNCT
ihlr-22369	518	5	the	the	DET
ihlr-22369	518	6	populations100	populations100	PROPN
ihlr-22369	518	7	most	most	ADV
ihlr-22369	518	8	sensitive	sensitive	ADJ
ihlr-22369	518	9	to	to	ADP
ihlr-22369	518	10	price	price	NOUN
ihlr-22369	518	11	changes	change	NOUN
ihlr-22369	518	12	were	be	AUX
ihlr-22369	518	13	the	the	DET
ihlr-22369	518	14	patients	patient	NOUN
ihlr-22369	518	15	taking	take	VERB
ihlr-22369	518	16	long	long	ADJ
ihlr-22369	518	17	-	-	PUNCT
ihlr-22369	518	18	term	term	NOUN
ihlr-22369	518	19	medications	medication	NOUN
ihlr-22369	518	20	but	but	CCONJ
ihlr-22369	518	21	who	who	PRON
ihlr-22369	518	22	were	be	AUX
ihlr-22369	518	23	not	not	PART
ihlr-22369	518	24	receiving	receive	VERB
ihlr-22369	518	25	ongoing	ongoing	ADJ
ihlr-22369	518	26	care	care	NOUN
ihlr-22369	518	27	for	for	ADP
ihlr-22369	518	28	the	the	DET
ihlr-22369	518	29	condition	condition	NOUN
ihlr-22369	518	30	.	.	PUNCT
ihlr-22369	518	31	”	"	PUNCT
ihlr-22369	519	1	there	there	PRON
ihlr-22369	519	2	was	be	VERB
ihlr-22369	519	3	also101	also101	PROPN
ihlr-22369	519	4	evidence	evidence	NOUN
ihlr-22369	519	5	that	that	SCONJ
ihlr-22369	519	6	“	"	PUNCT
ihlr-22369	519	7	copayment	copayment	NOUN
ihlr-22369	519	8	increases	increase	NOUN
ihlr-22369	519	9	led	lead	VERB
ihlr-22369	519	10	to	to	ADP
ihlr-22369	519	11	increased	increase	VERB
ihlr-22369	519	12	use	use	NOUN
ihlr-22369	519	13	of	of	ADP
ihlr-22369	519	14	emergency	emergency	NOUN
ihlr-22369	519	15	department	department	NOUN
ihlr-22369	519	16	visits	visit	NOUN
ihlr-22369	519	17	and	and	CCONJ
ihlr-22369	519	18	hospital	hospital	NOUN
ihlr-22369	519	19	days	day	NOUN
ihlr-22369	519	20	for	for	ADP
ihlr-22369	519	21	the	the	DET
ihlr-22369	519	22	sentinel	sentinel	ADJ
ihlr-22369	519	23	conditions	condition	NOUN
ihlr-22369	519	24	of	of	ADP
ihlr-22369	519	25	diabetes	diabetes	NOUN
ihlr-22369	519	26	,	,	PUNCT
ihlr-22369	519	27	asthma	asthma	NOUN
ihlr-22369	519	28	,	,	PUNCT
ihlr-22369	519	29	and	and	CCONJ
ihlr-22369	519	30	gastric	gastric	ADJ
ihlr-22369	519	31	acid	acid	NOUN
ihlr-22369	519	32	disorder	disorder	NOUN
ihlr-22369	519	33	:	:	PUNCT
ihlr-22369	519	34	predicted	predict	VERB
ihlr-22369	519	35	annual	annual	ADJ
ihlr-22369	519	36	emergency	emergency	NOUN
ihlr-22369	519	37	department	department	NOUN
ihlr-22369	519	38	visits	visit	NOUN
ihlr-22369	519	39	increased	increase	VERB
ihlr-22369	519	40	by	by	ADP
ihlr-22369	519	41	17	17	NUM
ihlr-22369	519	42	%	%	NOUN
ihlr-22369	519	43	and	and	CCONJ
ihlr-22369	519	44	hospital	hospital	NOUN
ihlr-22369	519	45	days	day	NOUN
ihlr-22369	519	46	by	by	ADP
ihlr-22369	519	47	10	10	NUM
ihlr-22369	519	48	%	%	NOUN
ihlr-22369	519	49	.	.	PUNCT
ihlr-22369	519	50	”	"	PUNCT
ihlr-22369	520	1	the	the	DET
ihlr-22369	520	2	authors	author	NOUN
ihlr-22369	520	3	caution	caution	VERB
ihlr-22369	520	4	that	that	SCONJ
ihlr-22369	520	5	the	the	DET
ihlr-22369	520	6	estimates	estimate	NOUN
ihlr-22369	520	7	for	for	ADP
ihlr-22369	520	8	increased102	increased102	PROPN
ihlr-22369	520	9	visits	visit	NOUN
ihlr-22369	520	10	are	be	AUX
ihlr-22369	520	11	not	not	PART
ihlr-22369	520	12	definitive	definitive	ADJ
ihlr-22369	520	13	as	as	SCONJ
ihlr-22369	520	14	they	they	PRON
ihlr-22369	520	15	rely	rely	VERB
ihlr-22369	520	16	on	on	ADP
ihlr-22369	520	17	limited	limited	ADJ
ihlr-22369	520	18	data	datum	NOUN
ihlr-22369	520	19	.	.	PUNCT
ihlr-22369	521	1	in	in	ADP
ihlr-22369	521	2	this	this	DET
ihlr-22369	521	3	study	study	NOUN
ihlr-22369	521	4	,	,	PUNCT
ihlr-22369	521	5	the	the	DET
ihlr-22369	521	6	authors103	authors103	PROPN
ihlr-22369	521	7	were	be	AUX
ihlr-22369	521	8	not	not	PART
ihlr-22369	521	9	privy	privy	ADJ
ihlr-22369	521	10	to	to	ADP
ihlr-22369	521	11	the	the	DET
ihlr-22369	521	12	coverage	coverage	NOUN
ihlr-22369	521	13	and	and	CCONJ
ihlr-22369	521	14	benefit	benefit	NOUN
ihlr-22369	521	15	plans	plan	NOUN
ihlr-22369	521	16	faced	face	VERB
ihlr-22369	521	17	by	by	ADP
ihlr-22369	521	18	the	the	DET
ihlr-22369	521	19	participants	participant	NOUN
ihlr-22369	521	20	and	and	CCONJ
ihlr-22369	521	21	,	,	PUNCT
ihlr-22369	521	22	as	as	ADP
ihlr-22369	521	23	a	a	DET
ihlr-22369	521	24	result	result	NOUN
ihlr-22369	521	25	,	,	PUNCT
ihlr-22369	521	26	unable	unable	ADJ
ihlr-22369	521	27	to	to	PART
ihlr-22369	521	28	control	control	VERB
ihlr-22369	521	29	for	for	ADP
ihlr-22369	521	30	that	that	DET
ihlr-22369	521	31	variation	variation	NOUN
ihlr-22369	521	32	.	.	PUNCT
ihlr-22369	522	1	104	104	NUM
ihlr-22369	522	2	an	an	DET
ihlr-22369	522	3	analysis	analysis	NOUN
ihlr-22369	522	4	by	by	ADP
ihlr-22369	522	5	kenneth	kenneth	PROPN
ihlr-22369	522	6	thorpe	thorpe	PROPN
ihlr-22369	522	7	shows	show	VERB
ihlr-22369	522	8	that	that	SCONJ
ihlr-22369	522	9	cost	cost	NOUN
ihlr-22369	522	10	-	-	PUNCT
ihlr-22369	522	11	sharing	sharing	NOUN
ihlr-22369	522	12	for	for	ADP
ihlr-22369	522	13	prescription	prescription	NOUN
ihlr-22369	522	14	drugs	drug	NOUN
ihlr-22369	522	15	may	may	AUX
ihlr-22369	522	16	be	be	AUX
ihlr-22369	522	17	counterproductive	counterproductive	ADJ
ihlr-22369	522	18	for	for	ADP
ihlr-22369	522	19	patients	patient	NOUN
ihlr-22369	522	20	with	with	ADP
ihlr-22369	522	21	chronic	chronic	ADJ
ihlr-22369	522	22	conditions	condition	NOUN
ihlr-22369	522	23	.	.	PUNCT
ihlr-22369	523	1	he105	he105	NOUN
ihlr-22369	523	2	demonstrates	demonstrate	VERB
ihlr-22369	523	3	that	that	SCONJ
ihlr-22369	523	4	while	while	SCONJ
ihlr-22369	523	5	higher	high	ADJ
ihlr-22369	523	6	copayments	copayment	NOUN
ihlr-22369	523	7	and	and	CCONJ
ihlr-22369	523	8	coinsurance	coinsurance	NOUN
ihlr-22369	523	9	rates	rate	NOUN
ihlr-22369	523	10	reliably	reliably	ADV
ihlr-22369	523	11	reduce	reduce	VERB
ihlr-22369	523	12	spending	spending	NOUN
ihlr-22369	523	13	on	on	ADP
ihlr-22369	523	14	the	the	DET
ihlr-22369	523	15	drugs	drug	NOUN
ihlr-22369	523	16	themselves	themselves	PRON
ihlr-22369	523	17	,	,	PUNCT
ihlr-22369	523	18	the	the	DET
ihlr-22369	523	19	effect	effect	NOUN
ihlr-22369	523	20	on	on	ADP
ihlr-22369	523	21	overall	overall	ADJ
ihlr-22369	523	22	spending	spending	NOUN
ihlr-22369	523	23	was	be	AUX
ihlr-22369	523	24	less	less	ADV
ihlr-22369	523	25	reliable	reliable	ADJ
ihlr-22369	523	26	.	.	PUNCT
ihlr-22369	524	1	thorpe	thorpe	PROPN
ihlr-22369	524	2	found	find	VERB
ihlr-22369	524	3	that	that	SCONJ
ihlr-22369	524	4	in	in	ADP
ihlr-22369	524	5	patients	patient	NOUN
ihlr-22369	524	6	with	with	ADP
ihlr-22369	524	7	multiple	multiple	ADJ
ihlr-22369	524	8	chronic	chronic	ADJ
ihlr-22369	524	9	conditions,106	conditions,106	NOUN
ihlr-22369	524	10	increased	increase	VERB
ihlr-22369	524	11	cost	cost	NOUN
ihlr-22369	524	12	sharing	sharing	NOUN
ihlr-22369	524	13	led	lead	VERB
ihlr-22369	524	14	to	to	ADP
ihlr-22369	524	15	non	non	ADJ
ihlr-22369	524	16	-	-	NOUN
ihlr-22369	524	17	adherence	adherence	NOUN
ihlr-22369	524	18	and	and	CCONJ
ihlr-22369	524	19	an	an	DET
ihlr-22369	524	20	overall	overall	ADV
ihlr-22369	524	21	greater	great	ADJ
ihlr-22369	524	22	level	level	NOUN
ihlr-22369	524	23	of	of	ADP
ihlr-22369	524	24	spending	spending	NOUN
ihlr-22369	524	25	when	when	SCONJ
ihlr-22369	524	26	these	these	DET
ihlr-22369	524	27	patients	patient	NOUN
ihlr-22369	524	28	eventually	eventually	ADV
ihlr-22369	524	29	sought	seek	VERB
ihlr-22369	524	30	care	care	NOUN
ihlr-22369	524	31	in	in	ADP
ihlr-22369	524	32	an	an	DET
ihlr-22369	524	33	emergency	emergency	NOUN
ihlr-22369	524	34	room	room	NOUN
ihlr-22369	524	35	,	,	PUNCT
ihlr-22369	524	36	clinic	clinic	NOUN
ihlr-22369	524	37	,	,	PUNCT
ihlr-22369	524	38	or	or	CCONJ
ihlr-22369	524	39	hospital	hospital	NOUN
ihlr-22369	524	40	for	for	ADP
ihlr-22369	524	41	exacerbations	exacerbation	NOUN
ihlr-22369	524	42	of	of	ADP
ihlr-22369	524	43	their	their	PRON
ihlr-22369	524	44	chronic	chronic	ADJ
ihlr-22369	524	45	illnesses	illness	NOUN
ihlr-22369	524	46	.	.	PUNCT
ihlr-22369	525	1	107	107	NUM
ihlr-22369	525	2	in	in	ADP
ihlr-22369	525	3	a	a	DET
ihlr-22369	525	4	similar	similar	ADJ
ihlr-22369	525	5	vein	vein	NOUN
ihlr-22369	525	6	,	,	PUNCT
ihlr-22369	525	7	a	a	DET
ihlr-22369	525	8	2010	2010	NUM
ihlr-22369	525	9	cross	cross	ADJ
ihlr-22369	525	10	-	-	ADJ
ihlr-22369	525	11	sectional	sectional	ADJ
ihlr-22369	525	12	study	study	NOUN
ihlr-22369	525	13	followed	follow	VERB
ihlr-22369	525	14	nearly	nearly	ADV
ihlr-22369	525	15	150,000	150,000	NUM
ihlr-22369	525	16	type-2	type-2	NUM
ihlr-22369	525	17	diabetic	diabetic	ADJ
ihlr-22369	525	18	patients	patient	NOUN
ihlr-22369	525	19	,	,	PUNCT
ihlr-22369	525	20	examining	examine	VERB
ihlr-22369	525	21	both	both	PRON
ihlr-22369	525	22	their	their	PRON
ihlr-22369	525	23	cost	cost	NOUN
ihlr-22369	525	24	-	-	PUNCT
ihlr-22369	525	25	sharing	share	VERB
ihlr-22369	525	26	exposure	exposure	NOUN
ihlr-22369	525	27	and	and	CCONJ
ihlr-22369	525	28	their	their	PRON
ihlr-22369	525	29	adherence	adherence	NOUN
ihlr-22369	525	30	to	to	ADP
ihlr-22369	525	31	insulin	insulin	NOUN
ihlr-22369	525	32	and	and	CCONJ
ihlr-22369	525	33	oral	oral	ADJ
ihlr-22369	525	34	antidiabetic	antidiabetic	ADJ
ihlr-22369	525	35	medicines	medicine	NOUN
ihlr-22369	525	36	.	.	PUNCT
ihlr-22369	526	1	in	in	ADP
ihlr-22369	526	2	a	a	DET
ihlr-22369	526	3	second	second	ADJ
ihlr-22369	526	4	stage	stage	NOUN
ihlr-22369	526	5	,	,	PUNCT
ihlr-22369	526	6	the	the	DET
ihlr-22369	526	7	authors108	authors108	PROPN
ihlr-22369	526	8	examined	examine	VERB
ihlr-22369	526	9	the	the	DET
ihlr-22369	526	10	association	association	NOUN
ihlr-22369	526	11	between	between	ADP
ihlr-22369	526	12	lack	lack	NOUN
ihlr-22369	526	13	of	of	ADP
ihlr-22369	526	14	adherence	adherence	NOUN
ihlr-22369	526	15	and	and	CCONJ
ihlr-22369	526	16	complications	complication	NOUN
ihlr-22369	526	17	,	,	PUNCT
ihlr-22369	526	18	including	include	VERB
ihlr-22369	526	19	health	health	NOUN
ihlr-22369	526	20	outcomes	outcome	NOUN
ihlr-22369	526	21	such	such	ADJ
ihlr-22369	526	22	as	as	ADP
ihlr-22369	526	23	neuropathy	neuropathy	ADJ
ihlr-22369	526	24	,	,	PUNCT
ihlr-22369	526	25	as	as	ADV
ihlr-22369	526	26	well	well	ADV
ihlr-22369	526	27	as	as	ADP
ihlr-22369	526	28	medical	medical	ADJ
ihlr-22369	526	29	service	service	NOUN
ihlr-22369	526	30	utilization	utilization	NOUN
ihlr-22369	526	31	and	and	CCONJ
ihlr-22369	526	32	workplace	workplace	NOUN
ihlr-22369	526	33	productivity	productivity	NOUN
ihlr-22369	526	34	.	.	PUNCT
ihlr-22369	527	1	the	the	DET
ihlr-22369	527	2	authors	author	NOUN
ihlr-22369	527	3	found	find	VERB
ihlr-22369	527	4	that	that	SCONJ
ihlr-22369	527	5	a	a	DET
ihlr-22369	527	6	$	$	SYM
ihlr-22369	527	7	10	10	NUM
ihlr-22369	527	8	increase	increase	NOUN
ihlr-22369	527	9	in	in	ADP
ihlr-22369	527	10	patient	patient	ADJ
ihlr-22369	527	11	cost-109	cost-109	ADJ
ihlr-22369	527	12	sharing	sharing	NOUN
ihlr-22369	527	13	was	be	AUX
ihlr-22369	527	14	associated	associate	VERB
ihlr-22369	527	15	with	with	ADP
ihlr-22369	527	16	a	a	DET
ihlr-22369	527	17	5	5	NUM
ihlr-22369	527	18	-	-	SYM
ihlr-22369	527	19	6	6	NUM
ihlr-22369	527	20	%	%	NOUN
ihlr-22369	527	21	reduction	reduction	NOUN
ihlr-22369	527	22	in	in	ADP
ihlr-22369	527	23	adherence	adherence	NOUN
ihlr-22369	527	24	,	,	PUNCT
ihlr-22369	527	25	which	which	PRON
ihlr-22369	527	26	then	then	ADV
ihlr-22369	527	27	substantially	substantially	ADV
ihlr-22369	527	28	worsened	worsen	VERB
ihlr-22369	527	29	health	health	NOUN
ihlr-22369	527	30	outcomes	outcome	NOUN
ihlr-22369	527	31	and	and	CCONJ
ihlr-22369	527	32	led	lead	VERB
ihlr-22369	527	33	to	to	ADP
ihlr-22369	527	34	emergency	emergency	NOUN
ihlr-22369	527	35	room	room	NOUN
ihlr-22369	527	36	visits.110	visits.110	VERB
ihlr-22369	527	37	another	another	DET
ihlr-22369	527	38	recent	recent	ADJ
ihlr-22369	527	39	study	study	NOUN
ihlr-22369	527	40	of	of	ADP
ihlr-22369	527	41	individuals	individual	NOUN
ihlr-22369	527	42	in	in	ADP
ihlr-22369	527	43	high	high	ADJ
ihlr-22369	527	44	-	-	PUNCT
ihlr-22369	527	45	deductible	deductible	NOUN
ihlr-22369	527	46	health	health	NOUN
ihlr-22369	527	47	plans	plan	NOUN
ihlr-22369	527	48	focused	focus	VERB
ihlr-22369	527	49	on	on	ADP
ihlr-22369	527	50	emergency	emergency	NOUN
ihlr-22369	527	51	room	room	NOUN
ihlr-22369	527	52	visits	visit	NOUN
ihlr-22369	527	53	,	,	PUNCT
ihlr-22369	527	54	and	and	CCONJ
ihlr-22369	527	55	distinguished	distinguish	VERB
ihlr-22369	527	56	between	between	ADP
ihlr-22369	527	57	appropriate	appropriate	ADJ
ihlr-22369	527	58	utilization	utilization	NOUN
ihlr-22369	527	59	for	for	ADP
ihlr-22369	527	60	high	high	ADJ
ihlr-22369	527	61	-	-	PUNCT
ihlr-22369	527	62	severity	severity	NOUN
ihlr-22369	527	63	incidents	incident	NOUN
ihlr-22369	527	64	and	and	CCONJ
ihlr-22369	527	65	inappropriate	inappropriate	ADJ
ihlr-22369	527	66	utilization	utilization	NOUN
ihlr-22369	527	67	for	for	ADP
ihlr-22369	527	68	low	low	ADJ
ihlr-22369	527	69	-	-	PUNCT
ihlr-22369	527	70	severity	severity	NOUN
ihlr-22369	527	71	incidents	incident	NOUN
ihlr-22369	527	72	.	.	PUNCT
ihlr-22369	528	1	the	the	DET
ihlr-22369	528	2	study	study	NOUN
ihlr-22369	528	3	found	find	VERB
ihlr-22369	528	4	that	that	SCONJ
ihlr-22369	528	5	when	when	SCONJ
ihlr-22369	528	6	patients	patient	NOUN
ihlr-22369	528	7	are	be	AUX
ihlr-22369	528	8	moved	move	VERB
ihlr-22369	528	9	to	to	ADP
ihlr-22369	528	10	high	high	ADJ
ihlr-22369	528	11	-	-	PUNCT
ihlr-22369	528	12	deductible	deductible	ADJ
ihlr-22369	528	13	health	health	NOUN
ihlr-22369	528	14	plans	plan	NOUN
ihlr-22369	528	15	,	,	PUNCT
ihlr-22369	528	16	poorer	poor	ADJ
ihlr-22369	528	17	patients	patient	NOUN
ihlr-22369	528	18	,	,	PUNCT
ihlr-22369	528	19	but	but	CCONJ
ihlr-22369	528	20	not	not	PART
ihlr-22369	528	21	richer	rich	ADJ
ihlr-22369	528	22	patients	patient	NOUN
ihlr-22369	528	23	,	,	PUNCT
ihlr-22369	528	24	dramatically	dramatically	ADV
ihlr-22369	528	25	reduce	reduce	VERB
ihlr-22369	528	26	the	the	DET
ihlr-22369	528	27	amount	amount	NOUN
ihlr-22369	528	28	of	of	ADP
ihlr-22369	528	29	high291	high291	PROPN
ihlr-22369	528	30	jama	jama	X
ihlr-22369	528	31	2344	2344	NUM
ihlr-22369	528	32	(	(	PUNCT
ihlr-22369	528	33	2004	2004	NUM
ihlr-22369	528	34	)	)	PUNCT
ihlr-22369	528	35	.	.	PUNCT
ihlr-22369	529	1	100	100	NUM
ihlr-22369	529	2	.	.	PUNCT
ihlr-22369	530	1	i	i	PRON
ihlr-22369	530	2	d.	d.	PROPN
ihlr-22369	530	3	101	101	NUM
ihlr-22369	530	4	.	.	PUNCT
ihlr-22369	531	1	i	i	PRON
ihlr-22369	531	2	d.	d.	PROPN
ihlr-22369	531	3	at	at	ADP
ihlr-22369	531	4	2349	2349	NUM
ihlr-22369	531	5	.	.	PUNCT
ihlr-22369	532	1	102	102	NUM
ihlr-22369	532	2	.	.	PUNCT
ihlr-22369	533	1	i	i	PRON
ihlr-22369	533	2	d.	d.	PROPN
ihlr-22369	533	3	103	103	NUM
ihlr-22369	533	4	.	.	PUNCT
ihlr-22369	534	1	i	i	PRON
ihlr-22369	534	2	d.	d.	PROPN
ihlr-22369	534	3	104	104	NUM
ihlr-22369	534	4	.	.	PUNCT
ihlr-22369	535	1	i	i	PRON
ihlr-22369	535	2	d.	d.	PROPN
ihlr-22369	535	3	105	105	NUM
ihlr-22369	535	4	.	.	PUNCT
ihlr-22369	536	1	kenneth	kenneth	PROPN
ihlr-22369	536	2	e.	e.	PROPN
ihlr-22369	536	3	thorpe	thorpe	PROPN
ihlr-22369	536	4	et	et	PROPN
ihlr-22369	536	5	al	al	PROPN
ihlr-22369	536	6	.	.	PROPN
ihlr-22369	536	7	,	,	PUNCT
ihlr-22369	536	8	out	out	ADV
ihlr-22369	536	9	-	-	PUNCT
ihlr-22369	536	10	of	of	ADP
ihlr-22369	536	11	-	-	PUNCT
ihlr-22369	536	12	pocket	pocket	NOUN
ihlr-22369	536	13	prescription	prescription	NOUN
ihlr-22369	536	14	costs	cost	NOUN
ihlr-22369	536	15	under	under	ADP
ihlr-22369	536	16	a	a	DET
ihlr-22369	536	17	typical	typical	ADJ
ihlr-22369	536	18	silver	silver	NOUN
ihlr-22369	536	19	plan	plan	NOUN
ihlr-22369	536	20	are	be	AUX
ihlr-22369	536	21	twice	twice	ADV
ihlr-22369	536	22	as	as	ADV
ihlr-22369	536	23	high	high	ADJ
ihlr-22369	536	24	as	as	SCONJ
ihlr-22369	536	25	they	they	PRON
ihlr-22369	536	26	are	be	AUX
ihlr-22369	536	27	in	in	ADP
ihlr-22369	536	28	the	the	DET
ihlr-22369	536	29	average	average	ADJ
ihlr-22369	536	30	employer	employer	NOUN
ihlr-22369	536	31	plan	plan	NOUN
ihlr-22369	536	32	,	,	PUNCT
ihlr-22369	536	33	34	34	NUM
ihlr-22369	536	34	health	health	NOUN
ihlr-22369	536	35	aff	aff	PROPN
ihlr-22369	536	36	.	.	PROPN
ihlr-22369	537	1	1695	1695	NUM
ihlr-22369	537	2	(	(	PUNCT
ihlr-22369	537	3	2015	2015	NUM
ihlr-22369	537	4	)	)	PUNCT
ihlr-22369	537	5	.	.	PUNCT
ihlr-22369	538	1	106	106	NUM
ihlr-22369	538	2	.	.	PUNCT
ihlr-22369	539	1	i	i	PRON
ihlr-22369	539	2	d.	d.	PROPN
ihlr-22369	539	3	107	107	NUM
ihlr-22369	539	4	.	.	PUNCT
ihlr-22369	540	1	i	i	PRON
ihlr-22369	540	2	d.	d.	PROPN
ihlr-22369	540	3	108	108	NUM
ihlr-22369	540	4	.	.	PUNCT
ihlr-22369	541	1	theresa	theresa	PROPN
ihlr-22369	541	2	b.	b.	PROPN
ihlr-22369	541	3	gibson	gibson	PROPN
ihlr-22369	541	4	et	et	PROPN
ihlr-22369	541	5	al	al	PROPN
ihlr-22369	541	6	.	.	PROPN
ihlr-22369	541	7	,	,	PUNCT
ihlr-22369	541	8	cost	cost	NOUN
ihlr-22369	541	9	sharing	sharing	NOUN
ihlr-22369	541	10	,	,	PUNCT
ihlr-22369	541	11	adherence	adherence	NOUN
ihlr-22369	541	12	,	,	PUNCT
ihlr-22369	541	13	and	and	CCONJ
ihlr-22369	541	14	health	health	NOUN
ihlr-22369	541	15	outcomes	outcome	NOUN
ihlr-22369	541	16	in	in	ADP
ihlr-22369	541	17	patients	patient	NOUN
ihlr-22369	541	18	with	with	ADP
ihlr-22369	541	19	diabetes	diabetes	NOUN
ihlr-22369	541	20	,	,	PUNCT
ihlr-22369	541	21	8	8	NUM
ihlr-22369	541	22	am	am	NOUN
ihlr-22369	541	23	.	.	PUNCT
ihlr-22369	542	1	j.	j.	PROPN
ihlr-22369	542	2	managed	managed	AUX
ihlr-22369	542	3	care	care	VERB
ihlr-22369	542	4	589	589	NUM
ihlr-22369	542	5	(	(	PUNCT
ihlr-22369	542	6	2010	2010	NUM
ihlr-22369	542	7	)	)	PUNCT
ihlr-22369	542	8	.	.	PUNCT
ihlr-22369	543	1	109	109	NUM
ihlr-22369	543	2	.	.	PUNCT
ihlr-22369	544	1	i	i	PRON
ihlr-22369	544	2	d.	d.	PROPN
ihlr-22369	544	3	110	110	NUM
ihlr-22369	544	4	.	.	PUNCT
ihlr-22369	545	1	i	i	PRON
ihlr-22369	545	2	d.	d.	PROPN
ihlr-22369	545	3	https://doi.org/10.1377/hlthaff.2015.0323	https://doi.org/10.1377/hlthaff.2015.0323	PROPN
ihlr-22369	545	4	2018	2018	NUM
ihlr-22369	545	5	]	]	PUNCT
ihlr-22369	545	6	ideology	ideology	NOUN
ihlr-22369	545	7	meets	meet	VERB
ihlr-22369	545	8	reality	reality	NOUN
ihlr-22369	545	9	63	63	NUM
ihlr-22369	545	10	severity	severity	NOUN
ihlr-22369	545	11	(	(	PUNCT
ihlr-22369	545	12	appropriate	appropriate	ADJ
ihlr-22369	545	13	)	)	PUNCT
ihlr-22369	545	14	emergency	emergency	NOUN
ihlr-22369	545	15	care	care	NOUN
ihlr-22369	545	16	they	they	PRON
ihlr-22369	545	17	consumed	consume	VERB
ihlr-22369	545	18	.	.	PUNCT
ihlr-22369	546	1	111	111	NUM
ihlr-22369	546	2	this	this	DET
ihlr-22369	546	3	evidence	evidence	NOUN
ihlr-22369	546	4	,	,	PUNCT
ihlr-22369	546	5	which	which	PRON
ihlr-22369	546	6	demonstrates	demonstrate	VERB
ihlr-22369	546	7	negative	negative	ADJ
ihlr-22369	546	8	effects	effect	NOUN
ihlr-22369	546	9	of	of	ADP
ihlr-22369	546	10	cost	cost	NOUN
ihlr-22369	546	11	-	-	PUNCT
ihlr-22369	546	12	sharing	sharing	NOUN
ihlr-22369	546	13	,	,	PUNCT
ihlr-22369	546	14	especially	especially	ADV
ihlr-22369	546	15	among	among	ADP
ihlr-22369	546	16	the	the	DET
ihlr-22369	546	17	poor	poor	ADJ
ihlr-22369	546	18	and	and	CCONJ
ihlr-22369	546	19	chronically	chronically	ADV
ihlr-22369	546	20	ill	ill	ADJ
ihlr-22369	546	21	,	,	PUNCT
ihlr-22369	546	22	is	be	AUX
ihlr-22369	546	23	consistent	consistent	ADJ
ihlr-22369	546	24	with	with	ADP
ihlr-22369	546	25	the	the	DET
ihlr-22369	546	26	theory	theory	NOUN
ihlr-22369	546	27	of	of	ADP
ihlr-22369	546	28	“	"	PUNCT
ihlr-22369	546	29	underinsurance	underinsurance	NOUN
ihlr-22369	546	30	.	.	PUNCT
ihlr-22369	546	31	”	"	PUNCT
ihlr-22369	547	1	when	when	SCONJ
ihlr-22369	547	2	a	a	DET
ihlr-22369	547	3	person	person	NOUN
ihlr-22369	547	4	has	have	VERB
ihlr-22369	547	5	so	so	ADV
ihlr-22369	547	6	much	much	ADJ
ihlr-22369	547	7	exposure	exposure	NOUN
ihlr-22369	547	8	to	to	ADP
ihlr-22369	547	9	the	the	DET
ihlr-22369	547	10	financial	financial	ADJ
ihlr-22369	547	11	risk	risk	NOUN
ihlr-22369	547	12	associated	associate	VERB
ihlr-22369	547	13	with	with	ADP
ihlr-22369	547	14	medical	medical	ADJ
ihlr-22369	547	15	problems	problem	NOUN
ihlr-22369	547	16	,	,	PUNCT
ihlr-22369	547	17	the	the	DET
ihlr-22369	547	18	core	core	NOUN
ihlr-22369	547	19	functions	function	NOUN
ihlr-22369	547	20	of	of	ADP
ihlr-22369	547	21	health	health	NOUN
ihlr-22369	547	22	insurance	insurance	NOUN
ihlr-22369	547	23	are	be	AUX
ihlr-22369	547	24	undermined	undermined	ADJ
ihlr-22369	547	25	.	.	PUNCT
ihlr-22369	548	1	access	access	NOUN
ihlr-22369	548	2	to	to	ADP
ihlr-22369	548	3	care	care	NOUN
ihlr-22369	548	4	is	be	AUX
ihlr-22369	548	5	denied	deny	VERB
ihlr-22369	548	6	,	,	PUNCT
ihlr-22369	548	7	and	and	CCONJ
ihlr-22369	548	8	financial	financial	ADJ
ihlr-22369	548	9	distress	distress	NOUN
ihlr-22369	548	10	looms	loom	VERB
ihlr-22369	548	11	for	for	ADP
ihlr-22369	548	12	healthcare	healthcare	NOUN
ihlr-22369	548	13	consumed	consume	VERB
ihlr-22369	548	14	.	.	PUNCT
ihlr-22369	549	1	notwithstanding	notwithstanding	ADP
ihlr-22369	549	2	this	this	DET
ihlr-22369	549	3	conceptual	conceptual	ADJ
ihlr-22369	549	4	framework	framework	NOUN
ihlr-22369	549	5	,	,	PUNCT
ihlr-22369	549	6	it	it	PRON
ihlr-22369	549	7	is	be	AUX
ihlr-22369	549	8	challenging	challenge	VERB
ihlr-22369	549	9	to	to	PART
ihlr-22369	549	10	operationalize	operationalize	VERB
ihlr-22369	549	11	and	and	CCONJ
ihlr-22369	549	12	test	test	VERB
ihlr-22369	549	13	for	for	ADP
ihlr-22369	549	14	underinsurance	underinsurance	NOUN
ihlr-22369	549	15	in	in	ADP
ihlr-22369	549	16	the	the	DET
ihlr-22369	549	17	population	population	NOUN
ihlr-22369	549	18	.	.	PUNCT
ihlr-22369	550	1	more	more	ADJ
ihlr-22369	550	2	than	than	ADP
ihlr-22369	550	3	30	30	NUM
ihlr-22369	550	4	years	year	NOUN
ihlr-22369	550	5	ago	ago	ADV
ihlr-22369	550	6	,	,	PUNCT
ihlr-22369	550	7	farley	farley	PROPN
ihlr-22369	550	8	used	use	VERB
ihlr-22369	550	9	strictly	strictly	ADV
ihlr-22369	550	10	empirical	empirical	ADJ
ihlr-22369	550	11	criteria	criterion	NOUN
ihlr-22369	550	12	to	to	PART
ihlr-22369	550	13	proposed	propose	VERB
ihlr-22369	550	14	three	three	NUM
ihlr-22369	550	15	alternative	alternative	ADJ
ihlr-22369	550	16	definitions	definition	NOUN
ihlr-22369	550	17	for	for	ADP
ihlr-22369	550	18	underinsurance	underinsurance	NOUN
ihlr-22369	550	19	.	.	PUNCT
ihlr-22369	551	1	if	if	SCONJ
ihlr-22369	551	2	a	a	DET
ihlr-22369	551	3	person	person	NOUN
ihlr-22369	551	4	who	who	PRON
ihlr-22369	551	5	makes	make	VERB
ihlr-22369	551	6	$	$	SYM
ihlr-22369	551	7	60,000	60,000	NUM
ihlr-22369	551	8	a	a	DET
ihlr-22369	551	9	year	year	NOUN
ihlr-22369	551	10	has	have	VERB
ihlr-22369	551	11	a	a	DET
ihlr-22369	551	12	1	1	NUM
ihlr-22369	551	13	%	%	NOUN
ihlr-22369	551	14	chance	chance	NOUN
ihlr-22369	551	15	of	of	ADP
ihlr-22369	551	16	spending	spend	VERB
ihlr-22369	551	17	$	$	SYM
ihlr-22369	551	18	6,000	6,000	NUM
ihlr-22369	551	19	on	on	ADP
ihlr-22369	551	20	health	health	NOUN
ihlr-22369	551	21	services	service	NOUN
ihlr-22369	551	22	,	,	PUNCT
ihlr-22369	551	23	that	that	DET
ihlr-22369	551	24	person	person	NOUN
ihlr-22369	551	25	would	would	AUX
ihlr-22369	551	26	be	be	AUX
ihlr-22369	551	27	considered	consider	VERB
ihlr-22369	551	28	underinsured	underinsured	ADJ
ihlr-22369	551	29	by	by	ADP
ihlr-22369	551	30	farley	farley	PROPN
ihlr-22369	551	31	's	's	PART
ihlr-22369	551	32	intermediate	intermediate	ADJ
ihlr-22369	551	33	definition	definition	NOUN
ihlr-22369	551	34	.	.	PUNCT
ihlr-22369	552	1	more	more	ADV
ihlr-22369	552	2	recently	recently	ADV
ihlr-22369	552	3	,	,	PUNCT
ihlr-22369	552	4	schoen	schoen	PROPN
ihlr-22369	552	5	and112	and112	PROPN
ihlr-22369	552	6	colleagues	colleague	NOUN
ihlr-22369	552	7	offer	offer	VERB
ihlr-22369	552	8	strictly	strictly	ADV
ihlr-22369	552	9	income	income	NOUN
ihlr-22369	552	10	-	-	PUNCT
ihlr-22369	552	11	based	base	VERB
ihlr-22369	552	12	financial	financial	ADJ
ihlr-22369	552	13	inclusion	inclusion	NOUN
ihlr-22369	552	14	criteria	criterion	NOUN
ihlr-22369	552	15	,	,	PUNCT
ihlr-22369	552	16	tallying	tally	VERB
ihlr-22369	552	17	amongst	amongst	ADP
ihlr-22369	552	18	the	the	DET
ihlr-22369	552	19	underinsured	underinsured	ADJ
ihlr-22369	552	20	those	those	PRON
ihlr-22369	552	21	with	with	ADP
ihlr-22369	552	22	out	out	ADP
ihlr-22369	552	23	-	-	PUNCT
ihlr-22369	552	24	of	of	ADP
ihlr-22369	552	25	-	-	PUNCT
ihlr-22369	552	26	pocket	pocket	NOUN
ihlr-22369	552	27	expenses	expense	NOUN
ihlr-22369	552	28	equal	equal	ADJ
ihlr-22369	552	29	to	to	ADP
ihlr-22369	552	30	at	at	ADV
ihlr-22369	552	31	least	least	ADV
ihlr-22369	552	32	10	10	NUM
ihlr-22369	552	33	%	%	NOUN
ihlr-22369	552	34	of	of	ADP
ihlr-22369	552	35	income	income	NOUN
ihlr-22369	552	36	,	,	PUNCT
ihlr-22369	552	37	low	low	ADJ
ihlr-22369	552	38	-	-	PUNCT
ihlr-22369	552	39	income	income	NOUN
ihlr-22369	552	40	respondents	respondent	NOUN
ihlr-22369	552	41	(	(	PUNCT
ihlr-22369	552	42	income	income	NOUN
ihlr-22369	552	43	below	below	ADP
ihlr-22369	552	44	200	200	NUM
ihlr-22369	552	45	%	%	NOUN
ihlr-22369	552	46	of	of	ADP
ihlr-22369	552	47	the	the	DET
ihlr-22369	552	48	federal	federal	ADJ
ihlr-22369	552	49	poverty	poverty	NOUN
ihlr-22369	552	50	level	level	NOUN
ihlr-22369	552	51	)	)	PUNCT
ihlr-22369	552	52	with	with	ADP
ihlr-22369	552	53	medical	medical	ADJ
ihlr-22369	552	54	expenses	expense	NOUN
ihlr-22369	552	55	equal	equal	ADJ
ihlr-22369	552	56	to	to	ADP
ihlr-22369	552	57	at	at	ADV
ihlr-22369	552	58	least	least	ADV
ihlr-22369	552	59	5	5	NUM
ihlr-22369	552	60	%	%	NOUN
ihlr-22369	552	61	of	of	ADP
ihlr-22369	552	62	income	income	NOUN
ihlr-22369	552	63	,	,	PUNCT
ihlr-22369	552	64	and	and	CCONJ
ihlr-22369	552	65	those	those	PRON
ihlr-22369	552	66	with	with	ADP
ihlr-22369	552	67	deductibles	deductible	NOUN
ihlr-22369	552	68	equal	equal	ADJ
ihlr-22369	552	69	to	to	ADP
ihlr-22369	552	70	at	at	ADV
ihlr-22369	552	71	least	least	ADV
ihlr-22369	552	72	5	5	NUM
ihlr-22369	552	73	%	%	NOUN
ihlr-22369	552	74	of	of	ADP
ihlr-22369	552	75	income	income	NOUN
ihlr-22369	552	76	.	.	PUNCT
ihlr-22369	553	1	indicators	indicator	NOUN
ihlr-22369	553	2	of	of	ADP
ihlr-22369	553	3	underinsurance	underinsurance	NOUN
ihlr-22369	553	4	with113	with113	PROPN
ihlr-22369	553	5	the	the	DET
ihlr-22369	553	6	most	most	ADV
ihlr-22369	553	7	pronounced	pronounce	VERB
ihlr-22369	553	8	movement	movement	NOUN
ihlr-22369	553	9	coming	come	VERB
ihlr-22369	553	10	from	from	ADP
ihlr-22369	553	11	the	the	DET
ihlr-22369	553	12	10	10	NUM
ihlr-22369	553	13	%	%	NOUN
ihlr-22369	553	14	of	of	ADP
ihlr-22369	553	15	income	income	NOUN
ihlr-22369	553	16	and	and	CCONJ
ihlr-22369	553	17	deductible	deductible	ADJ
ihlr-22369	553	18	indicators	indicator	NOUN
ihlr-22369	553	19	.	.	PUNCT
ihlr-22369	554	1	these	these	DET
ihlr-22369	554	2	authors	author	NOUN
ihlr-22369	554	3	concluded	conclude	VERB
ihlr-22369	554	4	that	that	SCONJ
ihlr-22369	554	5	“	"	PUNCT
ihlr-22369	554	6	insurance	insurance	NOUN
ihlr-22369	554	7	erosion	erosion	NOUN
ihlr-22369	554	8	has	have	AUX
ihlr-22369	554	9	spread	spread	VERB
ihlr-22369	554	10	up	up	ADP
ihlr-22369	554	11	the	the	DET
ihlr-22369	554	12	income	income	NOUN
ihlr-22369	554	13	distribution	distribution	NOUN
ihlr-22369	554	14	well	well	ADV
ihlr-22369	554	15	into	into	ADP
ihlr-22369	554	16	the	the	DET
ihlr-22369	554	17	middle	middle	ADJ
ihlr-22369	554	18	-	-	PUNCT
ihlr-22369	554	19	income	income	NOUN
ihlr-22369	554	20	range	range	NOUN
ihlr-22369	554	21	.	.	PUNCT
ihlr-22369	554	22	”114	”114	PUNCT
ihlr-22369	555	1	scholars	scholar	NOUN
ihlr-22369	555	2	have	have	AUX
ihlr-22369	555	3	raised	raise	VERB
ihlr-22369	555	4	an	an	DET
ihlr-22369	555	5	intriguing	intriguing	ADJ
ihlr-22369	555	6	challenge	challenge	NOUN
ihlr-22369	555	7	to	to	ADP
ihlr-22369	555	8	these	these	DET
ihlr-22369	555	9	definitions	definition	NOUN
ihlr-22369	555	10	of	of	ADP
ihlr-22369	555	11	underinsurance	underinsurance	NOUN
ihlr-22369	555	12	,	,	PUNCT
ihlr-22369	555	13	which	which	PRON
ihlr-22369	555	14	depend	depend	VERB
ihlr-22369	555	15	on	on	ADP
ihlr-22369	555	16	observed	observe	VERB
ihlr-22369	555	17	out	out	ADP
ihlr-22369	555	18	-	-	PUNCT
ihlr-22369	555	19	of	of	ADP
ihlr-22369	555	20	-	-	PUNCT
ihlr-22369	555	21	pocket	pocket	NOUN
ihlr-22369	555	22	spending	spending	NOUN
ihlr-22369	555	23	,	,	PUNCT
ihlr-22369	555	24	arguing	argue	VERB
ihlr-22369	555	25	that	that	SCONJ
ihlr-22369	555	26	they	they	PRON
ihlr-22369	555	27	fail	fail	VERB
ihlr-22369	555	28	to	to	PART
ihlr-22369	555	29	incorporate	incorporate	VERB
ihlr-22369	555	30	the	the	DET
ihlr-22369	555	31	increased	increase	VERB
ihlr-22369	555	32	consumption	consumption	NOUN
ihlr-22369	555	33	that	that	PRON
ihlr-22369	555	34	would	would	AUX
ihlr-22369	555	35	be	be	AUX
ihlr-22369	555	36	caused	cause	VERB
ihlr-22369	555	37	by	by	ADP
ihlr-22369	555	38	more	more	ADV
ihlr-22369	555	39	generous	generous	ADJ
ihlr-22369	555	40	health	health	NOUN
ihlr-22369	555	41	insurance	insurance	NOUN
ihlr-22369	555	42	coverage	coverage	NOUN
ihlr-22369	555	43	,	,	PUNCT
ihlr-22369	555	44	which	which	PRON
ihlr-22369	555	45	allowed	allow	VERB
ihlr-22369	555	46	people	people	NOUN
ihlr-22369	555	47	to	to	PART
ihlr-22369	555	48	consume	consume	VERB
ihlr-22369	555	49	the	the	DET
ihlr-22369	555	50	healthcare	healthcare	NOUN
ihlr-22369	555	51	they	they	PRON
ihlr-22369	555	52	truly	truly	ADV
ihlr-22369	555	53	need	need	VERB
ihlr-22369	555	54	.	.	PUNCT
ihlr-22369	556	1	accounting	account	VERB
ihlr-22369	556	2	for	for	ADP
ihlr-22369	556	3	this	this	DET
ihlr-22369	556	4	problem	problem	NOUN
ihlr-22369	556	5	can	can	AUX
ihlr-22369	556	6	dramatically115	dramatically115	PROPN
ihlr-22369	556	7	increase	increase	VERB
ihlr-22369	556	8	estimates	estimate	NOUN
ihlr-22369	556	9	of	of	ADP
ihlr-22369	556	10	underinsurance	underinsurance	NOUN
ihlr-22369	556	11	among	among	ADP
ihlr-22369	556	12	populations	population	NOUN
ihlr-22369	556	13	that	that	PRON
ihlr-22369	556	14	have	have	VERB
ihlr-22369	556	15	less	less	ADJ
ihlr-22369	556	16	-	-	PUNCT
ihlr-22369	556	17	generous	generous	ADJ
ihlr-22369	556	18	health	health	NOUN
ihlr-22369	556	19	insurance	insurance	NOUN
ihlr-22369	556	20	policies	policy	NOUN
ihlr-22369	556	21	.	.	PUNCT
ihlr-22369	557	1	for	for	ADP
ihlr-22369	557	2	example	example	NOUN
ihlr-22369	557	3	,	,	PUNCT
ihlr-22369	557	4	although	although	SCONJ
ihlr-22369	557	5	households	household	NOUN
ihlr-22369	557	6	with	with	ADP
ihlr-22369	557	7	small	small	ADJ
ihlr-22369	557	8	group	group	NOUN
ihlr-22369	557	9	health	health	NOUN
ihlr-22369	557	10	plans	plan	NOUN
ihlr-22369	557	11	tend	tend	VERB
ihlr-22369	557	12	to	to	PART
ihlr-22369	557	13	have	have	VERB
ihlr-22369	557	14	less	less	ADV
ihlr-22369	557	15	generous	generous	ADJ
ihlr-22369	557	16	insurance	insurance	NOUN
ihlr-22369	557	17	compared	compare	VERB
ihlr-22369	557	18	to	to	ADP
ihlr-22369	557	19	those	those	PRON
ihlr-22369	557	20	in	in	ADP
ihlr-22369	557	21	large	large	ADJ
ihlr-22369	557	22	group	group	NOUN
ihlr-22369	557	23	plans	plan	NOUN
ihlr-22369	557	24	,	,	PUNCT
ihlr-22369	557	25	in	in	ADP
ihlr-22369	557	26	one	one	NUM
ihlr-22369	557	27	dataset	dataset	NOUN
ihlr-22369	557	28	,	,	PUNCT
ihlr-22369	557	29	they	they	PRON
ihlr-22369	557	30	appeared	appear	VERB
ihlr-22369	557	31	to	to	PART
ihlr-22369	557	32	be	be	AUX
ihlr-22369	557	33	10	10	NUM
ihlr-22369	557	34	%	%	NOUN
ihlr-22369	557	35	less	less	ADV
ihlr-22369	557	36	likely	likely	ADJ
ihlr-22369	557	37	to	to	PART
ihlr-22369	557	38	suffer	suffer	VERB
ihlr-22369	557	39	from	from	ADP
ihlr-22369	557	40	underinsurance	underinsurance	NOUN
ihlr-22369	557	41	.	.	PUNCT
ihlr-22369	558	1	when	when	SCONJ
ihlr-22369	558	2	the	the	DET
ihlr-22369	558	3	increased	increase	VERB
ihlr-22369	558	4	consumption	consumption	NOUN
ihlr-22369	558	5	is	be	AUX
ihlr-22369	558	6	taken	take	VERB
ihlr-22369	558	7	into	into	ADP
ihlr-22369	558	8	account	account	NOUN
ihlr-22369	558	9	,	,	PUNCT
ihlr-22369	558	10	the	the	DET
ihlr-22369	558	11	smallgroup	smallgroup	PROPN
ihlr-22369	558	12	households	household	NOUN
ihlr-22369	558	13	’	'	PUNCT
ihlr-22369	558	14	underinsurance	underinsurance	NOUN
ihlr-22369	558	15	rate	rate	NOUN
ihlr-22369	558	16	is	be	AUX
ihlr-22369	558	17	actually	actually	ADV
ihlr-22369	558	18	33	33	NUM
ihlr-22369	558	19	%	%	NOUN
ihlr-22369	558	20	greater	great	ADJ
ihlr-22369	558	21	than	than	ADP
ihlr-22369	558	22	large	large	ADJ
ihlr-22369	558	23	-	-	PUNCT
ihlr-22369	558	24	group	group	NOUN
ihlr-22369	558	25	households	household	NOUN
ihlr-22369	558	26	,	,	PUNCT
ihlr-22369	558	27	as	as	SCONJ
ihlr-22369	558	28	we	we	PRON
ihlr-22369	558	29	might	might	AUX
ihlr-22369	558	30	expect	expect	VERB
ihlr-22369	558	31	.	.	PUNCT
ihlr-22369	559	1	there	there	PRON
ihlr-22369	559	2	is	be	VERB
ihlr-22369	559	3	also	also	ADV
ihlr-22369	559	4	a	a	DET
ihlr-22369	559	5	growing	grow	VERB
ihlr-22369	559	6	empirical	empirical	ADJ
ihlr-22369	559	7	literature	literature	NOUN
ihlr-22369	559	8	showing	show	VERB
ihlr-22369	559	9	onerous	onerous	ADJ
ihlr-22369	559	10	effects	effect	NOUN
ihlr-22369	559	11	of	of	ADP
ihlr-22369	559	12	costsharing	costshare	VERB
ihlr-22369	559	13	on	on	ADP
ihlr-22369	559	14	personal	personal	ADJ
ihlr-22369	559	15	finances	finance	NOUN
ihlr-22369	559	16	,	,	PUNCT
ihlr-22369	559	17	which	which	PRON
ihlr-22369	559	18	may	may	AUX
ihlr-22369	559	19	also	also	ADV
ihlr-22369	559	20	impact	impact	VERB
ihlr-22369	559	21	health	health	NOUN
ihlr-22369	559	22	.	.	PUNCT
ihlr-22369	560	1	david	david	PROPN
ihlr-22369	560	2	himmelstein	himmelstein	PROPN
ihlr-22369	560	3	and	and	CCONJ
ihlr-22369	560	4	colleagues	colleague	NOUN
ihlr-22369	560	5	studied	study	VERB
ihlr-22369	560	6	debtors	debtor	NOUN
ihlr-22369	560	7	going	go	VERB
ihlr-22369	560	8	through	through	ADP
ihlr-22369	560	9	the	the	DET
ihlr-22369	560	10	process	process	NOUN
ihlr-22369	560	11	of	of	ADP
ihlr-22369	560	12	bankruptcy	bankruptcy	NOUN
ihlr-22369	560	13	,	,	PUNCT
ihlr-22369	560	14	and	and	CCONJ
ihlr-22369	560	15	111	111	NUM
ihlr-22369	560	16	.	.	PUNCT
ihlr-22369	561	1	j.	j.	PROPN
ihlr-22369	561	2	frank	frank	PROPN
ihlr-22369	561	3	wharam	wharam	PROPN
ihlr-22369	561	4	et	et	PROPN
ihlr-22369	561	5	al	al	PROPN
ihlr-22369	561	6	.	.	PROPN
ihlr-22369	561	7	,	,	PUNCT
ihlr-22369	561	8	low	low	ADJ
ihlr-22369	561	9	-	-	PUNCT
ihlr-22369	561	10	socioeconomic	socioeconomic	ADJ
ihlr-22369	561	11	-	-	PUNCT
ihlr-22369	561	12	status	status	NOUN
ihlr-22369	561	13	enrollees	enrollee	NOUN
ihlr-22369	561	14	in	in	ADP
ihlr-22369	561	15	high	high	ADJ
ihlr-22369	561	16	-	-	PUNCT
ihlr-22369	561	17	deductible	deductible	ADJ
ihlr-22369	561	18	plans	plan	NOUN
ihlr-22369	561	19	reduced	reduce	VERB
ihlr-22369	561	20	high	high	ADJ
ihlr-22369	561	21	-	-	PUNCT
ihlr-22369	561	22	severity	severity	NOUN
ihlr-22369	561	23	emergency	emergency	NOUN
ihlr-22369	561	24	care	care	NOUN
ihlr-22369	561	25	,	,	PUNCT
ihlr-22369	561	26	32	32	NUM
ihlr-22369	561	27	health	health	NOUN
ihlr-22369	561	28	aff	aff	NOUN
ihlr-22369	561	29	.	.	PUNCT
ihlr-22369	562	1	1398	1398	NUM
ihlr-22369	562	2	(	(	PUNCT
ihlr-22369	562	3	2013	2013	NUM
ihlr-22369	562	4	)	)	PUNCT
ihlr-22369	562	5	.	.	PUNCT
ihlr-22369	563	1	112	112	NUM
ihlr-22369	563	2	.	.	PUNCT
ihlr-22369	564	1	pamela	pamela	PROPN
ihlr-22369	564	2	j.	j.	PROPN
ihlr-22369	564	3	farley	farley	PROPN
ihlr-22369	564	4	,	,	PUNCT
ihlr-22369	564	5	who	who	PRON
ihlr-22369	564	6	are	be	AUX
ihlr-22369	564	7	the	the	DET
ihlr-22369	564	8	underinsured	underinsured	ADJ
ihlr-22369	564	9	?	?	PUNCT
ihlr-22369	564	10	,	,	PUNCT
ihlr-22369	564	11	63	63	NUM
ihlr-22369	564	12	milbank	milbank	PROPN
ihlr-22369	564	13	memorial	memorial	PROPN
ihlr-22369	564	14	fund	fund	PROPN
ihlr-22369	564	15	q.	q.	PROPN
ihlr-22369	564	16	health	health	PROPN
ihlr-22369	564	17	&	&	CCONJ
ihlr-22369	564	18	soc’y	soc’y	PROPN
ihlr-22369	564	19	.	.	PUNCT
ihlr-22369	565	1	476	476	NUM
ihlr-22369	565	2	,	,	PUNCT
ihlr-22369	565	3	476	476	NUM
ihlr-22369	565	4	(	(	PUNCT
ihlr-22369	565	5	summer	summer	NOUN
ihlr-22369	565	6	1985	1985	NUM
ihlr-22369	565	7	)	)	PUNCT
ihlr-22369	565	8	.	.	PUNCT
ihlr-22369	566	1	113	113	NUM
ihlr-22369	566	2	.	.	PUNCT
ihlr-22369	567	1	cathy	cathy	PROPN
ihlr-22369	567	2	schoen	schoen	PROPN
ihlr-22369	567	3	et	et	PROPN
ihlr-22369	567	4	al	al	PROPN
ihlr-22369	567	5	.	.	PROPN
ihlr-22369	567	6	,	,	PUNCT
ihlr-22369	567	7	how	how	SCONJ
ihlr-22369	567	8	many	many	ADJ
ihlr-22369	567	9	are	be	AUX
ihlr-22369	567	10	underinsured	underinsured	ADJ
ihlr-22369	567	11	?	?	PUNCT
ihlr-22369	568	1	trends	trend	NOUN
ihlr-22369	568	2	among	among	ADP
ihlr-22369	568	3	u.s	u.s	PROPN
ihlr-22369	568	4	.	.	PROPN
ihlr-22369	568	5	adults	adult	NOUN
ihlr-22369	568	6	,	,	PUNCT
ihlr-22369	568	7	2003	2003	NUM
ihlr-22369	568	8	and	and	CCONJ
ihlr-22369	568	9	2007	2007	NUM
ihlr-22369	568	10	,	,	PUNCT
ihlr-22369	568	11	27	27	NUM
ihlr-22369	568	12	health	health	NOUN
ihlr-22369	568	13	aff	aff	NOUN
ihlr-22369	568	14	.	.	PROPN
ihlr-22369	568	15	646	646	NUM
ihlr-22369	568	16	,	,	PUNCT
ihlr-22369	568	17	647	647	NUM
ihlr-22369	568	18	(	(	PUNCT
ihlr-22369	568	19	2008	2008	NUM
ihlr-22369	568	20	)	)	PUNCT
ihlr-22369	568	21	.	.	PUNCT
ihlr-22369	569	1	114	114	NUM
ihlr-22369	569	2	.	.	PUNCT
ihlr-22369	570	1	i	i	PRON
ihlr-22369	570	2	d.	d.	PROPN
ihlr-22369	570	3	at	at	ADP
ihlr-22369	570	4	w301	w301	PROPN
ihlr-22369	570	5	.	.	PUNCT
ihlr-22369	571	1	115	115	NUM
ihlr-22369	571	2	.	.	PUNCT
ihlr-22369	572	1	jean	jean	PROPN
ihlr-22369	572	2	marie	marie	PROPN
ihlr-22369	572	3	abraham	abraham	PROPN
ihlr-22369	572	4	et	et	PROPN
ihlr-22369	572	5	al	al	PROPN
ihlr-22369	572	6	.	.	PROPN
ihlr-22369	572	7	,	,	PUNCT
ihlr-22369	572	8	moral	moral	ADJ
ihlr-22369	572	9	hazard	hazard	NOUN
ihlr-22369	572	10	matters	matter	NOUN
ihlr-22369	572	11	:	:	PUNCT
ihlr-22369	572	12	measuring	measure	VERB
ihlr-22369	572	13	relative	relative	ADJ
ihlr-22369	572	14	rates	rate	NOUN
ihlr-22369	572	15	of	of	ADP
ihlr-22369	572	16	underinsurance	underinsurance	NOUN
ihlr-22369	572	17	using	use	VERB
ihlr-22369	572	18	threshold	threshold	NOUN
ihlr-22369	572	19	measures	measure	NOUN
ihlr-22369	572	20	,	,	PUNCT
ihlr-22369	572	21	45	45	NUM
ihlr-22369	572	22	health	health	NOUN
ihlr-22369	572	23	servs	servs	NOUN
ihlr-22369	572	24	.	.	PUNCT
ihlr-22369	573	1	res	re	NOUN
ihlr-22369	573	2	.	.	PROPN
ihlr-22369	574	1	806	806	NUM
ihlr-22369	574	2	(	(	PUNCT
ihlr-22369	574	3	2010	2010	NUM
ihlr-22369	574	4	)	)	PUNCT
ihlr-22369	574	5	.	.	PUNCT
ihlr-22369	575	1	https://doi.org/10.1377/hlthaff.2012.1426	https://doi.org/10.1377/hlthaff.2012.1426	PROPN
ihlr-22369	575	2	https://doi.org/10.2307/3349844	https://doi.org/10.2307/3349844	X
ihlr-22369	575	3	https://doi.org/10.1377/hlthaff.27.4.w298	https://doi.org/10.1377/hlthaff.27.4.w298	PROPN
ihlr-22369	575	4	https://doi.org/10.1111/j.1475-6773.2010.01084.x	https://doi.org/10.1111/j.1475-6773.2010.01084.x	ADV
ihlr-22369	575	5	64	64	NUM
ihlr-22369	575	6	indiana	indiana	PROPN
ihlr-22369	575	7	health	health	NOUN
ihlr-22369	575	8	law	law	NOUN
ihlr-22369	575	9	review	review	NOUN
ihlr-22369	576	1	[	[	X
ihlr-22369	576	2	vol	vol	NOUN
ihlr-22369	576	3	.	.	PUNCT
ihlr-22369	577	1	15:43	15:43	NUM
ihlr-22369	577	2	found	find	VERB
ihlr-22369	577	3	that	that	SCONJ
ihlr-22369	577	4	62	62	NUM
ihlr-22369	577	5	%	%	NOUN
ihlr-22369	577	6	cited	cite	VERB
ihlr-22369	577	7	medical	medical	ADJ
ihlr-22369	577	8	causes	cause	NOUN
ihlr-22369	577	9	of	of	ADP
ihlr-22369	577	10	their	their	PRON
ihlr-22369	577	11	financial	financial	ADJ
ihlr-22369	577	12	problems	problem	NOUN
ihlr-22369	577	13	.	.	PUNCT
ihlr-22369	578	1	this	this	DET
ihlr-22369	578	2	work116	work116	PROPN
ihlr-22369	578	3	evinces	evince	VERB
ihlr-22369	578	4	the	the	DET
ihlr-22369	578	5	negative	negative	ADJ
ihlr-22369	578	6	feedback	feedback	NOUN
ihlr-22369	578	7	loops	loop	NOUN
ihlr-22369	578	8	associated	associate	VERB
ihlr-22369	578	9	with	with	ADP
ihlr-22369	578	10	illness	illness	NOUN
ihlr-22369	578	11	–	–	PUNCT
ihlr-22369	578	12	it	it	PRON
ihlr-22369	578	13	is	be	AUX
ihlr-22369	578	14	not	not	PART
ihlr-22369	578	15	uncommon	uncommon	ADJ
ihlr-22369	578	16	for	for	SCONJ
ihlr-22369	578	17	a	a	DET
ihlr-22369	578	18	medical	medical	ADJ
ihlr-22369	578	19	problem	problem	NOUN
ihlr-22369	578	20	to	to	PART
ihlr-22369	578	21	cause	cause	VERB
ihlr-22369	578	22	a	a	DET
ihlr-22369	578	23	loss	loss	NOUN
ihlr-22369	578	24	of	of	ADP
ihlr-22369	578	25	income	income	NOUN
ihlr-22369	578	26	in	in	ADP
ihlr-22369	578	27	the	the	DET
ihlr-22369	578	28	household	household	NOUN
ihlr-22369	578	29	,	,	PUNCT
ihlr-22369	578	30	because	because	SCONJ
ihlr-22369	578	31	the	the	DET
ihlr-22369	578	32	sick	sick	ADJ
ihlr-22369	578	33	person	person	NOUN
ihlr-22369	578	34	can	can	AUX
ihlr-22369	578	35	not	not	PART
ihlr-22369	578	36	work	work	VERB
ihlr-22369	578	37	and/or	and/or	CCONJ
ihlr-22369	578	38	another	another	DET
ihlr-22369	578	39	member	member	NOUN
ihlr-22369	578	40	of	of	ADP
ihlr-22369	578	41	the	the	DET
ihlr-22369	578	42	family	family	NOUN
ihlr-22369	578	43	loses	lose	VERB
ihlr-22369	578	44	work	work	NOUN
ihlr-22369	578	45	while	while	SCONJ
ihlr-22369	578	46	caring	care	VERB
ihlr-22369	578	47	for	for	ADP
ihlr-22369	578	48	them	they	PRON
ihlr-22369	578	49	.	.	PUNCT
ihlr-22369	579	1	accordingly	accordingly	ADV
ihlr-22369	579	2	,	,	PUNCT
ihlr-22369	579	3	of	of	ADP
ihlr-22369	579	4	those	those	DET
ihlr-22369	579	5	medical	medical	ADJ
ihlr-22369	579	6	debtors	debtor	NOUN
ihlr-22369	579	7	,	,	PUNCT
ihlr-22369	579	8	over	over	ADP
ihlr-22369	579	9	92	92	NUM
ihlr-22369	579	10	%	%	NOUN
ihlr-22369	579	11	had	have	VERB
ihlr-22369	579	12	over	over	ADP
ihlr-22369	579	13	$	$	SYM
ihlr-22369	579	14	5,000	5,000	NUM
ihlr-22369	579	15	in	in	ADP
ihlr-22369	579	16	medical	medical	ADJ
ihlr-22369	579	17	debt	debt	NOUN
ihlr-22369	579	18	or	or	CCONJ
ihlr-22369	579	19	medical	medical	ADJ
ihlr-22369	579	20	debts	debt	NOUN
ihlr-22369	579	21	exceeding	exceed	VERB
ihlr-22369	579	22	10	10	NUM
ihlr-22369	579	23	%	%	NOUN
ihlr-22369	579	24	of	of	ADP
ihlr-22369	579	25	income	income	NOUN
ihlr-22369	579	26	.	.	PUNCT
ihlr-22369	580	1	christina	christina	PROPN
ihlr-22369	580	2	cutshaw	cutshaw	PROPN
ihlr-22369	580	3	and	and	CCONJ
ihlr-22369	580	4	colleagues	colleague	NOUN
ihlr-22369	580	5	surveyed	survey	VERB
ihlr-22369	580	6	people	people	NOUN
ihlr-22369	580	7	going	go	VERB
ihlr-22369	580	8	through	through	ADP
ihlr-22369	580	9	home	home	NOUN
ihlr-22369	580	10	foreclosure	foreclosure	NOUN
ihlr-22369	580	11	,	,	PUNCT
ihlr-22369	580	12	and	and	CCONJ
ihlr-22369	580	13	found	find	VERB
ihlr-22369	580	14	similar	similar	ADJ
ihlr-22369	580	15	rates	rate	NOUN
ihlr-22369	580	16	of	of	ADP
ihlr-22369	580	17	medical	medical	ADJ
ihlr-22369	580	18	causes	cause	NOUN
ihlr-22369	580	19	.	.	PUNCT
ihlr-22369	581	1	they	they	PRON
ihlr-22369	581	2	also	also	ADV
ihlr-22369	581	3	found	find	VERB
ihlr-22369	581	4	that	that	SCONJ
ihlr-22369	581	5	the	the	DET
ihlr-22369	581	6	foreclosure117	foreclosure117	PROPN
ihlr-22369	581	7	process	process	NOUN
ihlr-22369	581	8	itself	itself	PRON
ihlr-22369	581	9	had	have	VERB
ihlr-22369	581	10	negative	negative	ADJ
ihlr-22369	581	11	impacts	impact	NOUN
ihlr-22369	581	12	on	on	ADP
ihlr-22369	581	13	health	health	NOUN
ihlr-22369	581	14	,	,	PUNCT
ihlr-22369	581	15	as	as	SCONJ
ihlr-22369	581	16	it	it	PRON
ihlr-22369	581	17	caused	cause	VERB
ihlr-22369	581	18	stress	stress	NOUN
ihlr-22369	581	19	,	,	PUNCT
ihlr-22369	581	20	worsened	worsen	VERB
ihlr-22369	581	21	unhealthy	unhealthy	ADJ
ihlr-22369	581	22	behaviors	behavior	NOUN
ihlr-22369	581	23	,	,	PUNCT
ihlr-22369	581	24	and	and	CCONJ
ihlr-22369	581	25	disrupted	disrupt	VERB
ihlr-22369	581	26	treatment	treatment	NOUN
ihlr-22369	581	27	relationships.118	relationships.118	VERB
ihlr-22369	581	28	iv	iv	PROPN
ihlr-22369	581	29	.	.	PUNCT
ihlr-22369	582	1	conclusions	conclusion	NOUN
ihlr-22369	582	2	consumer	consumer	NOUN
ihlr-22369	582	3	cost	cost	NOUN
ihlr-22369	582	4	sharing	sharing	NOUN
ihlr-22369	582	5	is	be	AUX
ihlr-22369	582	6	effectively	effectively	ADV
ihlr-22369	582	7	the	the	DET
ihlr-22369	582	8	absence	absence	NOUN
ihlr-22369	582	9	of	of	ADP
ihlr-22369	582	10	insurance	insurance	NOUN
ihlr-22369	582	11	.	.	PUNCT
ihlr-22369	583	1	since	since	SCONJ
ihlr-22369	583	2	the	the	DET
ihlr-22369	583	3	advent	advent	NOUN
ihlr-22369	583	4	of	of	ADP
ihlr-22369	583	5	medicare	medicare	PROPN
ihlr-22369	583	6	,	,	PUNCT
ihlr-22369	583	7	the	the	DET
ihlr-22369	583	8	importance	importance	NOUN
ihlr-22369	583	9	of	of	ADP
ihlr-22369	583	10	consumer	consumer	NOUN
ihlr-22369	583	11	cost	cost	NOUN
ihlr-22369	583	12	sharing	sharing	NOUN
ihlr-22369	583	13	has	have	AUX
ihlr-22369	583	14	been	be	AUX
ihlr-22369	583	15	a	a	DET
ihlr-22369	583	16	recurring	recur	VERB
ihlr-22369	583	17	political	political	ADJ
ihlr-22369	583	18	theme	theme	NOUN
ihlr-22369	583	19	,	,	PUNCT
ihlr-22369	583	20	and	and	CCONJ
ihlr-22369	583	21	was	be	AUX
ihlr-22369	583	22	seen	see	VERB
ihlr-22369	583	23	as	as	ADP
ihlr-22369	583	24	a	a	DET
ihlr-22369	583	25	means	mean	NOUN
ihlr-22369	583	26	for	for	ADP
ihlr-22369	583	27	reducing	reduce	VERB
ihlr-22369	583	28	the	the	DET
ihlr-22369	583	29	excess	excess	ADJ
ihlr-22369	583	30	demand	demand	NOUN
ihlr-22369	583	31	that	that	PRON
ihlr-22369	583	32	comes	come	VERB
ihlr-22369	583	33	along	along	ADP
ihlr-22369	583	34	with	with	ADP
ihlr-22369	583	35	an	an	DET
ihlr-22369	583	36	insured	insured	ADJ
ihlr-22369	583	37	population	population	NOUN
ihlr-22369	583	38	.	.	PUNCT
ihlr-22369	584	1	u.s	u.s	PROPN
ihlr-22369	584	2	.	.	PROPN
ihlr-22369	584	3	politicians	politician	NOUN
ihlr-22369	584	4	were	be	AUX
ihlr-22369	584	5	motivated	motivate	VERB
ihlr-22369	584	6	by	by	ADP
ihlr-22369	584	7	a	a	DET
ihlr-22369	584	8	sentiment	sentiment	NOUN
ihlr-22369	584	9	that	that	PRON
ihlr-22369	584	10	end	end	NOUN
ihlr-22369	584	11	-	-	PUNCT
ihlr-22369	584	12	users	user	NOUN
ihlr-22369	584	13	of	of	ADP
ihlr-22369	584	14	healthcare	healthcare	NOUN
ihlr-22369	584	15	must	must	AUX
ihlr-22369	584	16	share	share	VERB
ihlr-22369	584	17	in	in	ADP
ihlr-22369	584	18	the	the	DET
ihlr-22369	584	19	cost	cost	NOUN
ihlr-22369	584	20	to	to	PART
ihlr-22369	584	21	understand	understand	VERB
ihlr-22369	584	22	there	there	PRON
ihlr-22369	584	23	is	be	VERB
ihlr-22369	584	24	a	a	DET
ihlr-22369	584	25	cost	cost	NOUN
ihlr-22369	584	26	.	.	PUNCT
ihlr-22369	585	1	these	these	DET
ihlr-22369	585	2	sentiments	sentiment	NOUN
ihlr-22369	585	3	have	have	AUX
ihlr-22369	585	4	pushed	push	VERB
ihlr-22369	585	5	this	this	DET
ihlr-22369	585	6	agenda	agenda	NOUN
ihlr-22369	585	7	for	for	ADP
ihlr-22369	585	8	decades	decade	NOUN
ihlr-22369	585	9	,	,	PUNCT
ihlr-22369	585	10	unlike	unlike	ADP
ihlr-22369	585	11	their	their	PRON
ihlr-22369	585	12	counterparts	counterpart	NOUN
ihlr-22369	585	13	in	in	ADP
ihlr-22369	585	14	other	other	ADJ
ihlr-22369	585	15	countries	country	NOUN
ihlr-22369	585	16	.	.	PUNCT
ihlr-22369	586	1	this	this	DET
ihlr-22369	586	2	emphasis	emphasis	NOUN
ihlr-22369	586	3	is	be	AUX
ihlr-22369	586	4	understandable	understandable	ADJ
ihlr-22369	586	5	,	,	PUNCT
ihlr-22369	586	6	given	give	VERB
ihlr-22369	586	7	that	that	SCONJ
ihlr-22369	586	8	academic	academic	ADJ
ihlr-22369	586	9	economists	economist	NOUN
ihlr-22369	586	10	have	have	AUX
ihlr-22369	586	11	built	build	VERB
ihlr-22369	586	12	contemporary	contemporary	ADJ
ihlr-22369	586	13	health	health	NOUN
ihlr-22369	586	14	insurance	insurance	NOUN
ihlr-22369	586	15	theory	theory	NOUN
ihlr-22369	586	16	around	around	ADP
ihlr-22369	586	17	moral	moral	ADJ
ihlr-22369	586	18	hazard	hazard	NOUN
ihlr-22369	586	19	and	and	CCONJ
ihlr-22369	586	20	the	the	DET
ihlr-22369	586	21	alleged	allege	VERB
ihlr-22369	586	22	welfare	welfare	NOUN
ihlr-22369	586	23	loss	loss	NOUN
ihlr-22369	586	24	that	that	PRON
ihlr-22369	586	25	results	result	VERB
ihlr-22369	586	26	from	from	ADP
ihlr-22369	586	27	over	over	ADP
ihlr-22369	586	28	-	-	PUNCT
ihlr-22369	586	29	insurance	insurance	NOUN
ihlr-22369	586	30	,	,	PUNCT
ihlr-22369	586	31	while	while	SCONJ
ihlr-22369	586	32	largely	largely	ADV
ihlr-22369	586	33	overlooking	overlook	VERB
ihlr-22369	586	34	the	the	DET
ihlr-22369	586	35	ways	way	NOUN
ihlr-22369	586	36	that	that	PRON
ihlr-22369	586	37	health	health	NOUN
ihlr-22369	586	38	insurance	insurance	NOUN
ihlr-22369	586	39	expands	expand	VERB
ihlr-22369	586	40	access	access	NOUN
ihlr-22369	586	41	to	to	ADP
ihlr-22369	586	42	high	high	ADJ
ihlr-22369	586	43	-	-	PUNCT
ihlr-22369	586	44	value	value	NOUN
ihlr-22369	586	45	healthcare	healthcare	NOUN
ihlr-22369	586	46	that	that	PRON
ihlr-22369	586	47	would	would	AUX
ihlr-22369	586	48	otherwise	otherwise	ADV
ihlr-22369	586	49	be	be	AUX
ihlr-22369	586	50	unaffordable	unaffordable	ADJ
ihlr-22369	586	51	to	to	ADP
ihlr-22369	586	52	individuals	individual	NOUN
ihlr-22369	586	53	.	.	PUNCT
ihlr-22369	587	1	the	the	DET
ihlr-22369	587	2	evidence	evidence	NOUN
ihlr-22369	587	3	suggests	suggest	VERB
ihlr-22369	587	4	that	that	SCONJ
ihlr-22369	587	5	the	the	DET
ihlr-22369	587	6	classic	classic	ADJ
ihlr-22369	587	7	models	model	NOUN
ihlr-22369	587	8	do	do	AUX
ihlr-22369	587	9	hold	hold	VERB
ihlr-22369	587	10	some	some	DET
ihlr-22369	587	11	truth	truth	NOUN
ihlr-22369	587	12	.	.	PUNCT
ihlr-22369	588	1	studies	study	NOUN
ihlr-22369	588	2	like	like	ADP
ihlr-22369	588	3	the	the	DET
ihlr-22369	588	4	rand	rand	NOUN
ihlr-22369	588	5	hie	hie	PROPN
ihlr-22369	588	6	and	and	CCONJ
ihlr-22369	588	7	others	other	NOUN
ihlr-22369	588	8	have	have	AUX
ihlr-22369	588	9	shown	show	VERB
ihlr-22369	588	10	that	that	SCONJ
ihlr-22369	588	11	healthcare	healthcare	NOUN
ihlr-22369	588	12	spending	spending	NOUN
ihlr-22369	588	13	is	be	AUX
ihlr-22369	588	14	sensitive	sensitive	ADJ
ihlr-22369	588	15	to	to	ADP
ihlr-22369	588	16	out	out	ADP
ihlr-22369	588	17	-	-	PUNCT
ihlr-22369	588	18	of	of	ADP
ihlr-22369	588	19	-	-	PUNCT
ihlr-22369	588	20	pocket	pocket	NOUN
ihlr-22369	588	21	costs	cost	NOUN
ihlr-22369	588	22	.	.	PUNCT
ihlr-22369	589	1	notwithstanding	notwithstanding	ADP
ihlr-22369	589	2	its	its	PRON
ihlr-22369	589	3	external	external	ADJ
ihlr-22369	589	4	validity	validity	NOUN
ihlr-22369	589	5	and	and	CCONJ
ihlr-22369	589	6	selection	selection	NOUN
ihlr-22369	589	7	problems	problem	NOUN
ihlr-22369	589	8	,	,	PUNCT
ihlr-22369	589	9	designers	designer	NOUN
ihlr-22369	589	10	of	of	ADP
ihlr-22369	589	11	insurance	insurance	NOUN
ihlr-22369	589	12	contracts	contract	NOUN
ihlr-22369	589	13	have	have	AUX
ihlr-22369	589	14	keyed	key	VERB
ihlr-22369	589	15	-	-	PUNCT
ihlr-22369	589	16	in	in	ADP
ihlr-22369	589	17	on	on	ADP
ihlr-22369	589	18	consumers	consumer	NOUN
ihlr-22369	589	19	’	'	PUNCT
ihlr-22369	589	20	rand	rand	NOUN
ihlr-22369	589	21	-	-	PUNCT
ihlr-22369	589	22	proven	prove	VERB
ihlr-22369	589	23	sensitivity	sensitivity	NOUN
ihlr-22369	589	24	to	to	PART
ihlr-22369	589	25	cost	cost	VERB
ihlr-22369	589	26	and	and	CCONJ
ihlr-22369	589	27	have	have	AUX
ihlr-22369	589	28	increasingly	increasingly	ADV
ihlr-22369	589	29	sought	seek	VERB
ihlr-22369	589	30	to	to	PART
ihlr-22369	589	31	reduce	reduce	VERB
ihlr-22369	589	32	health	health	NOUN
ihlr-22369	589	33	insurance	insurance	NOUN
ihlr-22369	589	34	coverage	coverage	NOUN
ihlr-22369	589	35	accordingly	accordingly	ADV
ihlr-22369	589	36	.	.	PUNCT
ihlr-22369	590	1	a	a	DET
ihlr-22369	590	2	broader	broad	ADJ
ihlr-22369	590	3	literature	literature	NOUN
ihlr-22369	590	4	has	have	AUX
ihlr-22369	590	5	shown	show	VERB
ihlr-22369	590	6	how	how	SCONJ
ihlr-22369	590	7	greater	great	ADJ
ihlr-22369	590	8	exposure	exposure	NOUN
ihlr-22369	590	9	to	to	ADP
ihlr-22369	590	10	cost	cost	NOUN
ihlr-22369	590	11	erodes	erode	VERB
ihlr-22369	590	12	the	the	DET
ihlr-22369	590	13	value	value	NOUN
ihlr-22369	590	14	of	of	ADP
ihlr-22369	590	15	the	the	DET
ihlr-22369	590	16	insurance	insurance	NOUN
ihlr-22369	590	17	contract	contract	NOUN
ihlr-22369	590	18	and	and	CCONJ
ihlr-22369	590	19	,	,	PUNCT
ihlr-22369	590	20	depending	depend	VERB
ihlr-22369	590	21	on	on	ADP
ihlr-22369	590	22	the	the	DET
ihlr-22369	590	23	extent	extent	NOUN
ihlr-22369	590	24	of	of	ADP
ihlr-22369	590	25	the	the	DET
ihlr-22369	590	26	cost	cost	NOUN
ihlr-22369	590	27	sharing	sharing	NOUN
ihlr-22369	590	28	,	,	PUNCT
ihlr-22369	590	29	can	can	AUX
ihlr-22369	590	30	undermine	undermine	VERB
ihlr-22369	590	31	its	its	PRON
ihlr-22369	590	32	essential	essential	ADJ
ihlr-22369	590	33	function	function	NOUN
ihlr-22369	590	34	,	,	PUNCT
ihlr-22369	590	35	creating	create	VERB
ihlr-22369	590	36	underinsurance	underinsurance	NOUN
ihlr-22369	590	37	.	.	PUNCT
ihlr-22369	591	1	the	the	DET
ihlr-22369	591	2	data	data	NOUN
ihlr-22369	591	3	shows	show	VERB
ihlr-22369	591	4	consistently	consistently	ADV
ihlr-22369	591	5	that	that	SCONJ
ihlr-22369	591	6	,	,	PUNCT
ihlr-22369	591	7	in	in	ADP
ihlr-22369	591	8	response	response	NOUN
ihlr-22369	591	9	to	to	PART
ihlr-22369	591	10	rises	rise	NOUN
ihlr-22369	591	11	in	in	ADP
ihlr-22369	591	12	out	out	ADP
ihlr-22369	591	13	-	-	PUNCT
ihlr-22369	591	14	of	of	ADP
ihlr-22369	591	15	-	-	PUNCT
ihlr-22369	591	16	pocket	pocket	NOUN
ihlr-22369	591	17	costs	cost	NOUN
ihlr-22369	591	18	,	,	PUNCT
ihlr-22369	591	19	consumers	consumer	NOUN
ihlr-22369	591	20	cut	cut	VERB
ihlr-22369	591	21	their	their	PRON
ihlr-22369	591	22	spending	spending	NOUN
ihlr-22369	591	23	indiscriminately	indiscriminately	ADV
ihlr-22369	591	24	,	,	PUNCT
ihlr-22369	591	25	seemingly	seemingly	ADV
ihlr-22369	591	26	without	without	ADP
ihlr-22369	591	27	the	the	DET
ihlr-22369	591	28	ability	ability	NOUN
ihlr-22369	591	29	to	to	PART
ihlr-22369	591	30	discern	discern	VERB
ihlr-22369	591	31	whether	whether	SCONJ
ihlr-22369	591	32	a	a	DET
ihlr-22369	591	33	service	service	NOUN
ihlr-22369	591	34	or	or	CCONJ
ihlr-22369	591	35	test	test	NOUN
ihlr-22369	591	36	is	be	AUX
ihlr-22369	591	37	of	of	ADP
ihlr-22369	591	38	high	high	ADJ
ihlr-22369	591	39	or	or	CCONJ
ihlr-22369	591	40	low	low	ADJ
ihlr-22369	591	41	relative	relative	ADJ
ihlr-22369	591	42	value	value	NOUN
ihlr-22369	591	43	.	.	PUNCT
ihlr-22369	592	1	after	after	ADV
ihlr-22369	592	2	all	all	ADV
ihlr-22369	592	3	,	,	PUNCT
ihlr-22369	592	4	that	that	DET
ihlr-22369	592	5	function	function	NOUN
ihlr-22369	592	6	of	of	ADP
ihlr-22369	592	7	discernment	discernment	NOUN
ihlr-22369	592	8	is	be	AUX
ihlr-22369	592	9	what	what	PRON
ihlr-22369	592	10	physicians	physician	NOUN
ihlr-22369	592	11	are	be	AUX
ihlr-22369	592	12	for	for	ADP
ihlr-22369	592	13	.	.	PUNCT
ihlr-22369	593	1	the	the	DET
ihlr-22369	593	2	future	future	NOUN
ihlr-22369	593	3	of	of	ADP
ihlr-22369	593	4	scholarship	scholarship	NOUN
ihlr-22369	593	5	and	and	CCONJ
ihlr-22369	593	6	policymaking	policymaking	NOUN
ihlr-22369	593	7	should	should	AUX
ihlr-22369	593	8	focus	focus	VERB
ihlr-22369	593	9	on	on	ADP
ihlr-22369	593	10	ways	way	NOUN
ihlr-22369	593	11	to	to	PART
ihlr-22369	593	12	better	well	ADV
ihlr-22369	593	13	tailor	tailor	VERB
ihlr-22369	593	14	this	this	DET
ihlr-22369	593	15	policy	policy	NOUN
ihlr-22369	593	16	tool	tool	NOUN
ihlr-22369	593	17	,	,	PUNCT
ihlr-22369	593	18	so	so	SCONJ
ihlr-22369	593	19	that	that	SCONJ
ihlr-22369	593	20	it	it	PRON
ihlr-22369	593	21	achieves	achieve	VERB
ihlr-22369	593	22	its	its	PRON
ihlr-22369	593	23	cost	cost	NOUN
ihlr-22369	593	24	-	-	PUNCT
ihlr-22369	593	25	reduction	reduction	NOUN
ihlr-22369	593	26	benefits	benefit	NOUN
ihlr-22369	593	27	without	without	ADP
ihlr-22369	593	28	harming	harm	VERB
ihlr-22369	593	29	patients	patient	NOUN
ihlr-22369	593	30	.	.	PUNCT
ihlr-22369	594	1	the	the	DET
ihlr-22369	594	2	move	move	NOUN
ihlr-22369	594	3	towards	towards	ADP
ihlr-22369	594	4	value	value	NOUN
ihlr-22369	594	5	-	-	PUNCT
ihlr-22369	594	6	based	base	VERB
ihlr-22369	594	7	insurance	insurance	NOUN
ihlr-22369	594	8	design	design	NOUN
ihlr-22369	594	9	--	--	PUNCT
ihlr-22369	594	10	reducing	reduce	VERB
ihlr-22369	594	11	116	116	NUM
ihlr-22369	594	12	.	.	PUNCT
ihlr-22369	595	1	david	david	PROPN
ihlr-22369	595	2	u.	u.	PROPN
ihlr-22369	595	3	himmelstein	himmelstein	PROPN
ihlr-22369	595	4	,	,	PUNCT
ihlr-22369	595	5	medical	medical	ADJ
ihlr-22369	595	6	bankruptcy	bankruptcy	NOUN
ihlr-22369	595	7	in	in	ADP
ihlr-22369	595	8	the	the	DET
ihlr-22369	595	9	united	united	PROPN
ihlr-22369	595	10	states	states	PROPN
ihlr-22369	595	11	,	,	PUNCT
ihlr-22369	595	12	2007	2007	NUM
ihlr-22369	595	13	:	:	PUNCT
ihlr-22369	595	14	results	result	NOUN
ihlr-22369	595	15	of	of	ADP
ihlr-22369	595	16	a	a	DET
ihlr-22369	595	17	national	national	ADJ
ihlr-22369	595	18	study	study	NOUN
ihlr-22369	595	19	,	,	PUNCT
ihlr-22369	595	20	122	122	NUM
ihlr-22369	595	21	am	am	NOUN
ihlr-22369	595	22	.	.	PUNCT
ihlr-22369	596	1	j.	j.	PROPN
ihlr-22369	596	2	med	med	PROPN
ihlr-22369	596	3	.	.	PUNCT
ihlr-22369	597	1	741	741	NUM
ihlr-22369	597	2	(	(	PUNCT
ihlr-22369	597	3	2009	2009	NUM
ihlr-22369	597	4	)	)	PUNCT
ihlr-22369	597	5	.	.	PUNCT
ihlr-22369	598	1	117	117	NUM
ihlr-22369	598	2	.	.	PUNCT
ihlr-22369	599	1	christina	christina	PROPN
ihlr-22369	599	2	a.	a.	PROPN
ihlr-22369	599	3	cutshaw	cutshaw	PROPN
ihlr-22369	599	4	et	et	PROPN
ihlr-22369	599	5	al	al	PROPN
ihlr-22369	599	6	.	.	PROPN
ihlr-22369	599	7	,	,	PUNCT
ihlr-22369	599	8	medical	medical	ADJ
ihlr-22369	599	9	causes	cause	NOUN
ihlr-22369	599	10	and	and	CCONJ
ihlr-22369	599	11	consequences	consequence	NOUN
ihlr-22369	599	12	of	of	ADP
ihlr-22369	599	13	home	home	NOUN
ihlr-22369	599	14	foreclosures	foreclosure	NOUN
ihlr-22369	599	15	,	,	PUNCT
ihlr-22369	599	16	46	46	NUM
ihlr-22369	599	17	int’l	int’l	NUM
ihlr-22369	599	18	.	.	PUNCT
ihlr-22369	600	1	j.	j.	PROPN
ihlr-22369	600	2	health	health	PROPN
ihlr-22369	600	3	servs	servs	PROPN
ihlr-22369	600	4	.	.	PUNCT
ihlr-22369	601	1	36	36	NUM
ihlr-22369	601	2	(	(	PUNCT
ihlr-22369	601	3	2015	2015	NUM
ihlr-22369	601	4	)	)	PUNCT
ihlr-22369	601	5	.	.	PUNCT
ihlr-22369	602	1	118	118	NUM
ihlr-22369	602	2	.	.	PUNCT
ihlr-22369	603	1	i	i	PRON
ihlr-22369	603	2	d.	d.	PROPN
ihlr-22369	603	3	https://doi.org/10.1016/j.amjmed.2009.04.012	https://doi.org/10.1016/j.amjmed.2009.04.012	PROPN
ihlr-22369	603	4	https://doi.org/10.1177/0020731415614249	https://doi.org/10.1177/0020731415614249	PROPN
ihlr-22369	603	5	2018	2018	NUM
ihlr-22369	603	6	]	]	PUNCT
ihlr-22369	603	7	ideology	ideology	NOUN
ihlr-22369	603	8	meets	meet	VERB
ihlr-22369	603	9	reality	reality	NOUN
ihlr-22369	603	10	65	65	NUM
ihlr-22369	603	11	or	or	CCONJ
ihlr-22369	603	12	eliminating	eliminate	VERB
ihlr-22369	603	13	copays	copay	NOUN
ihlr-22369	603	14	for	for	ADP
ihlr-22369	603	15	high	high	ADJ
ihlr-22369	603	16	-	-	PUNCT
ihlr-22369	603	17	value	value	NOUN
ihlr-22369	603	18	care	care	NOUN
ihlr-22369	603	19	--	--	PUNCT
ihlr-22369	603	20	tries	try	VERB
ihlr-22369	603	21	to	to	PART
ihlr-22369	603	22	do	do	VERB
ihlr-22369	603	23	exactly	exactly	ADV
ihlr-22369	603	24	that	that	PRON
ihlr-22369	603	25	.	.	PUNCT
ihlr-22369	604	1	cost-119	cost-119	ADJ
ihlr-22369	604	2	sharing	sharing	NOUN
ihlr-22369	604	3	must	must	AUX
ihlr-22369	604	4	also	also	ADV
ihlr-22369	604	5	respond	respond	VERB
ihlr-22369	604	6	to	to	ADP
ihlr-22369	604	7	patient	patient	NOUN
ihlr-22369	604	8	-	-	PUNCT
ihlr-22369	604	9	heterogeneity	heterogeneity	NOUN
ihlr-22369	604	10	,	,	PUNCT
ihlr-22369	604	11	including	include	VERB
ihlr-22369	604	12	differences	difference	NOUN
ihlr-22369	604	13	in	in	ADP
ihlr-22369	604	14	ability	ability	NOUN
ihlr-22369	604	15	to	to	PART
ihlr-22369	604	16	pay	pay	VERB
ihlr-22369	604	17	between	between	ADP
ihlr-22369	604	18	the	the	DET
ihlr-22369	604	19	rich	rich	ADJ
ihlr-22369	604	20	and	and	CCONJ
ihlr-22369	604	21	the	the	DET
ihlr-22369	604	22	poor	poor	ADJ
ihlr-22369	604	23	,	,	PUNCT
ihlr-22369	604	24	and	and	CCONJ
ihlr-22369	604	25	differences	difference	NOUN
ihlr-22369	604	26	in	in	ADP
ihlr-22369	604	27	need	need	NOUN
ihlr-22369	604	28	for	for	ADP
ihlr-22369	604	29	healthcare	healthcare	NOUN
ihlr-22369	604	30	between	between	ADP
ihlr-22369	604	31	those	those	PRON
ihlr-22369	604	32	chronically	chronically	ADV
ihlr-22369	604	33	ill	ill	ADJ
ihlr-22369	604	34	versus	versus	ADP
ihlr-22369	604	35	others	other	NOUN
ihlr-22369	604	36	.	.	PUNCT
ihlr-22369	605	1	ultimately	ultimately	ADV
ihlr-22369	605	2	,	,	PUNCT
ihlr-22369	605	3	as	as	SCONJ
ihlr-22369	605	4	the	the	DET
ihlr-22369	605	5	comparative	comparative	ADJ
ihlr-22369	605	6	perspective	perspective	NOUN
ihlr-22369	605	7	suggests	suggest	VERB
ihlr-22369	605	8	,	,	PUNCT
ihlr-22369	605	9	cost	cost	NOUN
ihlr-22369	605	10	-	-	PUNCT
ihlr-22369	605	11	sharing	sharing	NOUN
ihlr-22369	605	12	can	can	AUX
ihlr-22369	605	13	not	not	PART
ihlr-22369	605	14	be	be	AUX
ihlr-22369	605	15	our	our	PRON
ihlr-22369	605	16	only	only	ADJ
ihlr-22369	605	17	tool	tool	NOUN
ihlr-22369	605	18	.	.	PUNCT
ihlr-22369	606	1	scholars	scholar	NOUN
ihlr-22369	606	2	and	and	CCONJ
ihlr-22369	606	3	policymakers	policymaker	NOUN
ihlr-22369	606	4	must	must	AUX
ihlr-22369	606	5	do	do	VERB
ihlr-22369	606	6	more	more	ADJ
ihlr-22369	606	7	to	to	PART
ihlr-22369	606	8	align	align	VERB
ihlr-22369	606	9	incentives	incentive	NOUN
ihlr-22369	606	10	on	on	ADP
ihlr-22369	606	11	the	the	DET
ihlr-22369	606	12	supply	supply	NOUN
ihlr-22369	606	13	-	-	PUNCT
ihlr-22369	606	14	side	side	NOUN
ihlr-22369	606	15	,	,	PUNCT
ihlr-22369	606	16	recognizing	recognize	VERB
ihlr-22369	606	17	that	that	SCONJ
ihlr-22369	606	18	for	for	ADP
ihlr-22369	606	19	the	the	DET
ihlr-22369	606	20	high	high	ADJ
ihlr-22369	606	21	-	-	PUNCT
ihlr-22369	606	22	cost	cost	NOUN
ihlr-22369	606	23	care	care	NOUN
ihlr-22369	606	24	that	that	PRON
ihlr-22369	606	25	drives	drive	VERB
ihlr-22369	606	26	most	most	ADJ
ihlr-22369	606	27	health	health	NOUN
ihlr-22369	606	28	spending	spending	NOUN
ihlr-22369	606	29	,	,	PUNCT
ihlr-22369	606	30	patient	patient	ADJ
ihlr-22369	606	31	cost	cost	NOUN
ihlr-22369	606	32	-	-	PUNCT
ihlr-22369	606	33	sharing	sharing	NOUN
ihlr-22369	606	34	can	can	AUX
ihlr-22369	606	35	have	have	VERB
ihlr-22369	606	36	limited	limited	ADJ
ihlr-22369	606	37	impact	impact	NOUN
ihlr-22369	606	38	.	.	PUNCT
ihlr-22369	607	1	in	in	ADP
ihlr-22369	607	2	precisely	precisely	ADV
ihlr-22369	607	3	those	those	DET
ihlr-22369	607	4	domains	domain	NOUN
ihlr-22369	607	5	,	,	PUNCT
ihlr-22369	607	6	the	the	DET
ihlr-22369	607	7	producers	producer	NOUN
ihlr-22369	607	8	have	have	VERB
ihlr-22369	607	9	the	the	DET
ihlr-22369	607	10	greatest	great	ADJ
ihlr-22369	607	11	temptation	temptation	NOUN
ihlr-22369	607	12	to	to	PART
ihlr-22369	607	13	drive	drive	VERB
ihlr-22369	607	14	up	up	ADP
ihlr-22369	607	15	costs	cost	NOUN
ihlr-22369	607	16	and	and	CCONJ
ihlr-22369	607	17	prices	price	NOUN
ihlr-22369	607	18	,	,	PUNCT
ihlr-22369	607	19	unless	unless	SCONJ
ihlr-22369	607	20	policymakers	policymaker	NOUN
ihlr-22369	607	21	do	do	VERB
ihlr-22369	607	22	a	a	DET
ihlr-22369	607	23	better	well	ADJ
ihlr-22369	607	24	job	job	NOUN
ihlr-22369	607	25	of	of	ADP
ihlr-22369	607	26	aligning	align	VERB
ihlr-22369	607	27	their	their	PRON
ihlr-22369	607	28	incentives	incentive	NOUN
ihlr-22369	607	29	with	with	ADP
ihlr-22369	607	30	patient	patient	ADJ
ihlr-22369	607	31	health	health	NOUN
ihlr-22369	607	32	and	and	CCONJ
ihlr-22369	607	33	payor	payor	NOUN
ihlr-22369	607	34	thrift	thrift	NOUN
ihlr-22369	607	35	.	.	PUNCT
ihlr-22369	608	1	119	119	NUM
ihlr-22369	608	2	.	.	PUNCT
ihlr-22369	609	1	michael	michael	PROPN
ihlr-22369	609	2	e.	e.	PROPN
ihlr-22369	609	3	chernew	chernew	PROPN
ihlr-22369	609	4	et	et	PROPN
ihlr-22369	609	5	al	al	PROPN
ihlr-22369	609	6	.	.	PROPN
ihlr-22369	609	7	,	,	PUNCT
ihlr-22369	609	8	value	value	NOUN
ihlr-22369	609	9	-	-	PUNCT
ihlr-22369	609	10	based	base	VERB
ihlr-22369	609	11	insurance	insurance	NOUN
ihlr-22369	609	12	design	design	NOUN
ihlr-22369	609	13	,	,	PUNCT
ihlr-22369	609	14	in	in	ADP
ihlr-22369	609	15	3	3	NUM
ihlr-22369	609	16	encyclopedia	encyclopedia	NOUN
ihlr-22369	609	17	health	health	NOUN
ihlr-22369	609	18	econ	econ	NOUN
ihlr-22369	609	19	.	.	PUNCT
ihlr-22369	610	1	446	446	NUM
ihlr-22369	610	2	(	(	PUNCT
ihlr-22369	610	3	anthony	anthony	PROPN
ihlr-22369	610	4	j.	j.	PROPN
ihlr-22369	610	5	cuyler	cuyler	PROPN
ihlr-22369	610	6	et	et	PROPN
ihlr-22369	610	7	.	.	PUNCT
ihlr-22369	611	1	al	al	PROPN
ihlr-22369	611	2	.	.	PUNCT
ihlr-22369	612	1	eds	eds	PROPN
ihlr-22369	612	2	.	.	PROPN
ihlr-22369	612	3	,	,	PUNCT
ihlr-22369	612	4	2014	2014	NUM
ihlr-22369	612	5	)	)	PUNCT
ihlr-22369	612	6	.	.	PUNCT