id	sid	tid	token	lemma	pos
iiclr-17523	1	1	equity	equity	NOUN
iiclr-17523	1	2	and	and	CCONJ
iiclr-17523	1	3	innovation	innovation	NOUN
iiclr-17523	1	4	:	:	PUNCT
iiclr-17523	1	5	using	use	VERB
iiclr-17523	1	6	traditional	traditional	ADJ
iiclr-17523	1	7	islamic	islamic	ADJ
iiclr-17523	1	8	banking	banking	NOUN
iiclr-17523	1	9	models	model	NOUN
iiclr-17523	1	10	to	to	PART
iiclr-17523	1	11	reinvigorate	reinvigorate	VERB
iiclr-17523	1	12	microlending	microlending	NOUN
iiclr-17523	1	13	in	in	ADP
iiclr-17523	1	14	urban	urban	PROPN
iiclr-17523	1	15	america	america	PROPN
iiclr-17523	1	16	equity	equity	PROPN
iiclr-17523	1	17	and	and	CCONJ
iiclr-17523	1	18	innovation	innovation	NOUN
iiclr-17523	1	19	:	:	PUNCT
iiclr-17523	1	20	using	use	VERB
iiclr-17523	1	21	traditional	traditional	ADJ
iiclr-17523	1	22	islamic	islamic	ADJ
iiclr-17523	1	23	banking	banking	NOUN
iiclr-17523	1	24	models	model	NOUN
iiclr-17523	1	25	to	to	PART
iiclr-17523	1	26	reinvigorate	reinvigorate	VERB
iiclr-17523	1	27	microlending	microlending	NOUN
iiclr-17523	1	28	in	in	ADP
iiclr-17523	1	29	urban	urban	PROPN
iiclr-17523	1	30	america	america	PROPN
iiclr-17523	1	31	jay	jay	PROPN
iiclr-17523	1	32	lee	lee	PROPN
iiclr-17523	1	33	"	"	PUNCT
iiclr-17523	1	34	anticipate	anticipate	VERB
iiclr-17523	1	35	charity	charity	NOUN
iiclr-17523	1	36	by	by	ADP
iiclr-17523	1	37	preventing	prevent	VERB
iiclr-17523	1	38	poverty	poverty	NOUN
iiclr-17523	1	39	;	;	PUNCT
iiclr-17523	1	40	assist	assist	VERB
iiclr-17523	1	41	the	the	DET
iiclr-17523	1	42	reduced	reduced	ADJ
iiclr-17523	1	43	fellowman	fellowman	NOUN
iiclr-17523	1	44	,	,	PUNCT
iiclr-17523	1	45	either	either	CCONJ
iiclr-17523	1	46	by	by	ADP
iiclr-17523	1	47	a	a	DET
iiclr-17523	1	48	considerable	considerable	ADJ
iiclr-17523	1	49	gift	gift	NOUN
iiclr-17523	1	50	,	,	PUNCT
iiclr-17523	1	51	or	or	CCONJ
iiclr-17523	1	52	a	a	DET
iiclr-17523	1	53	sum	sum	NOUN
iiclr-17523	1	54	of	of	ADP
iiclr-17523	1	55	money	money	NOUN
iiclr-17523	1	56	,	,	PUNCT
iiclr-17523	1	57	or	or	CCONJ
iiclr-17523	1	58	by	by	ADP
iiclr-17523	1	59	teaching	teach	VERB
iiclr-17523	1	60	him	he	PRON
iiclr-17523	1	61	a	a	DET
iiclr-17523	1	62	trade	trade	NOUN
iiclr-17523	1	63	,	,	PUNCT
iiclr-17523	1	64	or	or	CCONJ
iiclr-17523	1	65	by	by	ADP
iiclr-17523	1	66	putting	put	VERB
iiclr-17523	1	67	him	he	PRON
iiclr-17523	1	68	in	in	ADP
iiclr-17523	1	69	the	the	DET
iiclr-17523	1	70	way	way	NOUN
iiclr-17523	1	71	of	of	ADP
iiclr-17523	1	72	business	business	NOUN
iiclr-17523	1	73	,	,	PUNCT
iiclr-17523	1	74	so	so	SCONJ
iiclr-17523	1	75	that	that	SCONJ
iiclr-17523	1	76	he	he	PRON
iiclr-17523	1	77	may	may	AUX
iiclr-17523	1	78	earn	earn	VERB
iiclr-17523	1	79	an	an	DET
iiclr-17523	1	80	honest	honest	ADJ
iiclr-17523	1	81	livelihood	livelihood	NOUN
iiclr-17523	1	82	,	,	PUNCT
iiclr-17523	1	83	and	and	CCONJ
iiclr-17523	1	84	not	not	PART
iiclr-17523	1	85	be	be	AUX
iiclr-17523	1	86	forced	force	VERB
iiclr-17523	1	87	to	to	ADP
iiclr-17523	1	88	the	the	DET
iiclr-17523	1	89	dreadful	dreadful	ADJ
iiclr-17523	1	90	alternative	alternative	NOUN
iiclr-17523	1	91	of	of	ADP
iiclr-17523	1	92	holding	hold	VERB
iiclr-17523	1	93	out	out	ADP
iiclr-17523	1	94	his	his	PRON
iiclr-17523	1	95	hand	hand	NOUN
iiclr-17523	1	96	for	for	ADP
iiclr-17523	1	97	charity	charity	NOUN
iiclr-17523	1	98	.	.	PUNCT
iiclr-17523	2	1	this	this	PRON
iiclr-17523	2	2	is	be	AUX
iiclr-17523	2	3	the	the	DET
iiclr-17523	2	4	highest	high	ADJ
iiclr-17523	2	5	step	step	NOUN
iiclr-17523	2	6	and	and	CCONJ
iiclr-17523	2	7	the	the	DET
iiclr-17523	2	8	summit	summit	NOUN
iiclr-17523	2	9	of	of	ADP
iiclr-17523	2	10	charity	charity	NOUN
iiclr-17523	2	11	's	's	PART
iiclr-17523	2	12	golden	golden	ADJ
iiclr-17523	2	13	ladder	ladder	NOUN
iiclr-17523	2	14	.	.	PUNCT
iiclr-17523	2	15	"	"	PUNCT
iiclr-17523	3	1	--maimonides	--maimonides	X
iiclr-17523	4	1	[	[	X
iiclr-17523	4	2	moses	moses	PROPN
iiclr-17523	4	3	ben	ben	PROPN
iiclr-17523	4	4	maimon	maimon	PROPN
iiclr-17523	4	5	]	]	X
iiclr-17523	4	6	,	,	PUNCT
iiclr-17523	4	7	1135	1135	NUM
iiclr-17523	4	8	-	-	SYM
iiclr-17523	4	9	1204	1204	NUM
iiclr-17523	4	10	.	.	PUNCT
iiclr-17523	4	11	'	'	PUNCT
iiclr-17523	4	12	i.	i.	NOUN
iiclr-17523	4	13	introduction	introduction	NOUN
iiclr-17523	4	14	the	the	DET
iiclr-17523	4	15	united	united	PROPN
iiclr-17523	4	16	nations	nations	PROPN
iiclr-17523	4	17	declared	declare	VERB
iiclr-17523	4	18	2005	2005	NUM
iiclr-17523	4	19	the	the	DET
iiclr-17523	4	20	international	international	ADJ
iiclr-17523	4	21	year	year	NOUN
iiclr-17523	4	22	of	of	ADP
iiclr-17523	4	23	microcredit	microcredit	NOUN
iiclr-17523	4	24	.	.	PUNCT
iiclr-17523	5	1	2	2	NUM
iiclr-17523	5	2	arising	arise	VERB
iiclr-17523	5	3	in	in	ADP
iiclr-17523	5	4	the	the	DET
iiclr-17523	5	5	third	third	ADJ
iiclr-17523	5	6	world	world	NOUN
iiclr-17523	5	7	in	in	ADP
iiclr-17523	5	8	the	the	DET
iiclr-17523	5	9	early	early	ADJ
iiclr-17523	5	10	1970s	1970	NOUN
iiclr-17523	5	11	,	,	PUNCT
iiclr-17523	5	12	microcredit	microcredit	NOUN
iiclr-17523	5	13	3	3	NUM
iiclr-17523	5	14	developed	develop	VERB
iiclr-17523	5	15	as	as	ADP
iiclr-17523	5	16	a	a	DET
iiclr-17523	5	17	means	means	NOUN
iiclr-17523	5	18	to	to	PART
iiclr-17523	5	19	provide	provide	VERB
iiclr-17523	5	20	extremely	extremely	ADV
iiclr-17523	5	21	poor	poor	ADJ
iiclr-17523	5	22	people	people	NOUN
iiclr-17523	5	23	,	,	PUNCT
iiclr-17523	5	24	especially	especially	ADV
iiclr-17523	5	25	women	woman	NOUN
iiclr-17523	5	26	,	,	PUNCT
iiclr-17523	5	27	with	with	ADP
iiclr-17523	5	28	access	access	NOUN
iiclr-17523	5	29	to	to	ADP
iiclr-17523	5	30	credit	credit	NOUN
iiclr-17523	5	31	and	and	CCONJ
iiclr-17523	5	32	an	an	DET
iiclr-17523	5	33	alternative	alternative	NOUN
iiclr-17523	5	34	to	to	ADP
iiclr-17523	5	35	charity.4	charity.4	NOUN
iiclr-17523	5	36	commenting	comment	VERB
iiclr-17523	5	37	on	on	ADP
iiclr-17523	5	38	the	the	DET
iiclr-17523	5	39	significance	significance	NOUN
iiclr-17523	5	40	of	of	ADP
iiclr-17523	5	41	the	the	DET
iiclr-17523	5	42	resolution	resolution	NOUN
iiclr-17523	5	43	,	,	PUNCT
iiclr-17523	5	44	mark	mark	PROPN
iiclr-17523	5	45	malloch	malloch	PROPN
iiclr-17523	5	46	brown	brown	PROPN
iiclr-17523	5	47	,	,	PUNCT
iiclr-17523	5	48	administrator	administrator	NOUN
iiclr-17523	5	49	of	of	ADP
iiclr-17523	5	50	the	the	DET
iiclr-17523	5	51	u.n	u.n	PROPN
iiclr-17523	5	52	.	.	PROPN
iiclr-17523	5	53	development	development	PROPN
iiclr-17523	5	54	*	*	PUNCT
iiclr-17523	5	55	j.d	j.d	PROPN
iiclr-17523	5	56	.	.	PROPN
iiclr-17523	5	57	candidate	candidate	PROPN
iiclr-17523	5	58	,	,	PUNCT
iiclr-17523	5	59	2006	2006	NUM
iiclr-17523	5	60	,	,	PUNCT
iiclr-17523	5	61	indiana	indiana	PROPN
iiclr-17523	5	62	university	university	PROPN
iiclr-17523	5	63	school	school	NOUN
iiclr-17523	5	64	of	of	ADP
iiclr-17523	5	65	law	law	NOUN
iiclr-17523	5	66	,	,	PUNCT
iiclr-17523	5	67	indianapolis	indianapolis	PROPN
iiclr-17523	5	68	,	,	PUNCT
iiclr-17523	5	69	indiana	indiana	PROPN
iiclr-17523	5	70	;	;	PUNCT
iiclr-17523	5	71	ba	ba	PROPN
iiclr-17523	5	72	germanic	germanic	PROPN
iiclr-17523	5	73	studies	study	NOUN
iiclr-17523	5	74	,	,	PUNCT
iiclr-17523	5	75	slavic	slavic	ADJ
iiclr-17523	5	76	languages	language	NOUN
iiclr-17523	5	77	&	&	CCONJ
iiclr-17523	5	78	literatures	literature	NOUN
iiclr-17523	5	79	,	,	PUNCT
iiclr-17523	5	80	russian	russian	ADJ
iiclr-17523	5	81	/	/	SYM
iiclr-17523	5	82	eastern	eastern	PROPN
iiclr-17523	5	83	european	european	PROPN
iiclr-17523	5	84	institute	institute	PROPN
iiclr-17523	5	85	area	area	PROPN
iiclr-17523	5	86	certificate	certificate	NOUN
iiclr-17523	5	87	,	,	PUNCT
iiclr-17523	5	88	1996	1996	NUM
iiclr-17523	5	89	,	,	PUNCT
iiclr-17523	5	90	indiana	indiana	PROPN
iiclr-17523	5	91	university	university	PROPN
iiclr-17523	5	92	,	,	PUNCT
iiclr-17523	5	93	bloomington	bloomington	PROPN
iiclr-17523	5	94	,	,	PUNCT
iiclr-17523	5	95	indiana	indiana	PROPN
iiclr-17523	5	96	.	.	PUNCT
iiclr-17523	6	1	1	1	X
iiclr-17523	6	2	.	.	X
iiclr-17523	7	1	john	john	PROPN
iiclr-17523	7	2	bartletr	bartletr	PROPN
iiclr-17523	7	3	,	,	PUNCT
iiclr-17523	7	4	familuar	familuar	NOUN
iiclr-17523	7	5	quotations	quotation	NOUN
iiclr-17523	7	6	122	122	NUM
iiclr-17523	7	7	(	(	PUNCT
iiclr-17523	7	8	justin	justin	PROPN
iiclr-17523	7	9	kaplan	kaplan	PROPN
iiclr-17523	7	10	ed	ed	PROPN
iiclr-17523	7	11	.	.	PROPN
iiclr-17523	7	12	,	,	PUNCT
iiclr-17523	7	13	16th	16th	ADJ
iiclr-17523	7	14	ed	ed	NOUN
iiclr-17523	7	15	.	.	PROPN
iiclr-17523	7	16	1992	1992	NUM
iiclr-17523	7	17	)	)	PUNCT
iiclr-17523	7	18	;	;	PUNCT
iiclr-17523	7	19	see	see	VERB
iiclr-17523	7	20	susan	susan	PROPN
iiclr-17523	7	21	r.	r.	PROPN
iiclr-17523	7	22	jones	jones	PROPN
iiclr-17523	7	23	,	,	PUNCT
iiclr-17523	7	24	legal	legal	ADJ
iiclr-17523	7	25	guide	guide	NOUN
iiclr-17523	7	26	to	to	PART
iiclr-17523	7	27	microenterprise	microenterprise	VERB
iiclr-17523	7	28	development	development	NOUN
iiclr-17523	7	29	65	65	NUM
iiclr-17523	7	30	-	-	SYM
iiclr-17523	7	31	66	66	NUM
iiclr-17523	7	32	(	(	PUNCT
iiclr-17523	7	33	2004	2004	NUM
iiclr-17523	7	34	)	)	PUNCT
iiclr-17523	7	35	.	.	PUNCT
iiclr-17523	8	1	"	"	PUNCT
iiclr-17523	8	2	[	[	X
iiclr-17523	8	3	a]ccording	a]ccorde	VERB
iiclr-17523	8	4	to	to	ADP
iiclr-17523	8	5	maimonides	maimonides	PROPN
iiclr-17523	8	6	,	,	PUNCT
iiclr-17523	8	7	a	a	DET
iiclr-17523	8	8	jewish	jewish	ADJ
iiclr-17523	8	9	sage	sage	NOUN
iiclr-17523	8	10	,	,	PUNCT
iiclr-17523	8	11	the	the	DET
iiclr-17523	8	12	greatest	great	ADJ
iiclr-17523	8	13	level	level	NOUN
iiclr-17523	8	14	of	of	ADP
iiclr-17523	8	15	tzedekah	tzedekah	NOUN
iiclr-17523	8	16	'	'	PUNCT
iiclr-17523	8	17	is	be	AUX
iiclr-17523	8	18	to	to	PART
iiclr-17523	8	19	strengthen	strengthen	VERB
iiclr-17523	8	20	the	the	DET
iiclr-17523	8	21	hand	hand	NOUN
iiclr-17523	8	22	of	of	ADP
iiclr-17523	8	23	the	the	DET
iiclr-17523	8	24	poor	poor	ADJ
iiclr-17523	8	25	by	by	ADP
iiclr-17523	8	26	means	mean	NOUN
iiclr-17523	8	27	of	of	ADP
iiclr-17523	8	28	gift	gift	NOUN
iiclr-17523	8	29	or	or	CCONJ
iiclr-17523	8	30	loan	loan	NOUN
iiclr-17523	8	31	or	or	CCONJ
iiclr-17523	8	32	by	by	ADP
iiclr-17523	8	33	going	go	VERB
iiclr-17523	8	34	into	into	ADP
iiclr-17523	8	35	partnership	partnership	NOUN
iiclr-17523	8	36	with	with	ADP
iiclr-17523	8	37	him	he	PRON
iiclr-17523	8	38	so	so	SCONJ
iiclr-17523	8	39	that	that	SCONJ
iiclr-17523	8	40	he	he	PRON
iiclr-17523	8	41	can	can	AUX
iiclr-17523	8	42	become	become	VERB
iiclr-17523	8	43	selfsufficient	selfsufficient	ADJ
iiclr-17523	8	44	.	.	PUNCT
iiclr-17523	9	1	"	"	PUNCT
iiclr-17523	9	2	'	'	PUNCT
iiclr-17523	9	3	i	i	PRON
iiclr-17523	9	4	d.	d.	PROPN
iiclr-17523	9	5	(	(	PUNCT
iiclr-17523	9	6	quoting	quote	VERB
iiclr-17523	9	7	faith	faith	NOUN
iiclr-17523	9	8	based	base	VERB
iiclr-17523	9	9	microenterprise	microenterprise	PROPN
iiclr-17523	9	10	,	,	PUNCT
iiclr-17523	9	11	part	part	PROPN
iiclr-17523	9	12	ii	ii	PROPN
iiclr-17523	9	13	:	:	PUNCT
iiclr-17523	9	14	how	how	SCONJ
iiclr-17523	9	15	is	be	AUX
iiclr-17523	9	16	faith	faith	NOUN
iiclr-17523	9	17	-	-	PUNCT
iiclr-17523	9	18	based	base	VERB
iiclr-17523	9	19	microenterprise	microenterprise	NOUN
iiclr-17523	9	20	different	different	ADJ
iiclr-17523	9	21	?	?	PUNCT
iiclr-17523	9	22	,	,	PUNCT
iiclr-17523	9	23	9	9	NUM
iiclr-17523	9	24	aeo	aeo	PROPN
iiclr-17523	9	25	exchange	exchange	PROPN
iiclr-17523	9	26	,	,	PUNCT
iiclr-17523	9	27	jan.-mar	jan.-mar	PROPN
iiclr-17523	9	28	.	.	PROPN
iiclr-17523	9	29	2003	2003	NUM
iiclr-17523	9	30	,	,	PUNCT
iiclr-17523	9	31	at	at	ADP
iiclr-17523	9	32	1	1	NUM
iiclr-17523	9	33	,	,	PUNCT
iiclr-17523	9	34	available	available	ADJ
iiclr-17523	9	35	at	at	ADP
iiclr-17523	9	36	http:/lwww.microenterpriseworks.org	http:/lwww.microenterpriseworks.org	PROPN
iiclr-17523	9	37	/	/	SYM
iiclr-17523	9	38	newsletterljan	newsletterljan	NOUN
iiclr-17523	9	39	-	-	PUNCT
iiclr-17523	9	40	mar2003	mar2003	NOUN
iiclr-17523	9	41	/	/	SYM
iiclr-17523	9	42	jan.mar2003web.pdf	jan.mar2003web.pdf	PROPN
iiclr-17523	9	43	)	)	PUNCT
iiclr-17523	9	44	.	.	PUNCT
iiclr-17523	10	1	2	2	X
iiclr-17523	10	2	.	.	X
iiclr-17523	10	3	general	general	ADJ
iiclr-17523	10	4	assembly	assembly	NOUN
iiclr-17523	10	5	greenlights	greenlight	NOUN
iiclr-17523	10	6	programme	programme	NOUN
iiclr-17523	10	7	for	for	ADP
iiclr-17523	10	8	the	the	DET
iiclr-17523	10	9	international	international	ADJ
iiclr-17523	10	10	year	year	NOUN
iiclr-17523	10	11	of	of	ADP
iiclr-17523	10	12	microcredit	microcredit	NOUN
iiclr-17523	10	13	2005	2005	NUM
iiclr-17523	10	14	:	:	PUNCT
iiclr-17523	10	15	observance	observance	NOUN
iiclr-17523	10	16	will	will	AUX
iiclr-17523	10	17	promote	promote	VERB
iiclr-17523	10	18	access	access	NOUN
iiclr-17523	10	19	to	to	ADP
iiclr-17523	10	20	financial	financial	ADJ
iiclr-17523	10	21	services	service	NOUN
iiclr-17523	10	22	and	and	CCONJ
iiclr-17523	10	23	empowerment	empowerment	NOUN
iiclr-17523	10	24	of	of	ADP
iiclr-17523	10	25	poor	poor	ADJ
iiclr-17523	10	26	,	,	PUNCT
iiclr-17523	10	27	especially	especially	ADV
iiclr-17523	10	28	women	woman	NOUN
iiclr-17523	10	29	,	,	PUNCT
iiclr-17523	10	30	m2	m2	PROPN
iiclr-17523	10	31	presswire	presswire	NOUN
iiclr-17523	10	32	,	,	PUNCT
iiclr-17523	10	33	dec	dec	PROPN
iiclr-17523	10	34	.	.	PROPN
iiclr-17523	10	35	31	31	NUM
iiclr-17523	10	36	,	,	PUNCT
iiclr-17523	10	37	2003	2003	NUM
iiclr-17523	10	38	(	(	PUNCT
iiclr-17523	10	39	hereinafter	hereinafter	NOUN
iiclr-17523	10	40	greenlights	greenlight	NOUN
iiclr-17523	10	41	]	]	PUNCT
iiclr-17523	10	42	.	.	PUNCT
iiclr-17523	11	1	3	3	X
iiclr-17523	11	2	.	.	PUNCT
iiclr-17523	12	1	the	the	DET
iiclr-17523	12	2	terms	term	NOUN
iiclr-17523	12	3	microcredit	microcredit	VERB
iiclr-17523	12	4	,	,	PUNCT
iiclr-17523	12	5	microfinance	microfinance	NOUN
iiclr-17523	12	6	,	,	PUNCT
iiclr-17523	12	7	and	and	CCONJ
iiclr-17523	12	8	microlending	microlending	NOUN
iiclr-17523	12	9	are	be	AUX
iiclr-17523	12	10	used	use	VERB
iiclr-17523	12	11	interchangeably	interchangeably	ADV
iiclr-17523	12	12	throughout	throughout	ADP
iiclr-17523	12	13	the	the	DET
iiclr-17523	12	14	literature	literature	NOUN
iiclr-17523	12	15	.	.	PUNCT
iiclr-17523	13	1	microcredit	microcredit	PROPN
iiclr-17523	13	2	and	and	CCONJ
iiclr-17523	13	3	microlending	microlending	NOUN
iiclr-17523	13	4	are	be	AUX
iiclr-17523	13	5	more	more	ADV
iiclr-17523	13	6	commonly	commonly	ADV
iiclr-17523	13	7	used	use	VERB
iiclr-17523	13	8	internationally	internationally	ADV
iiclr-17523	13	9	,	,	PUNCT
iiclr-17523	13	10	where	where	SCONJ
iiclr-17523	13	11	proponents	proponent	NOUN
iiclr-17523	13	12	stress	stress	VERB
iiclr-17523	13	13	the	the	DET
iiclr-17523	13	14	extension	extension	NOUN
iiclr-17523	13	15	of	of	ADP
iiclr-17523	13	16	credit	credit	NOUN
iiclr-17523	13	17	as	as	ADP
iiclr-17523	13	18	a	a	DET
iiclr-17523	13	19	means	means	NOUN
iiclr-17523	13	20	to	to	PART
iiclr-17523	13	21	empower	empower	VERB
iiclr-17523	13	22	the	the	DET
iiclr-17523	13	23	extremely	extremely	ADV
iiclr-17523	13	24	poor	poor	ADJ
iiclr-17523	13	25	whereas	whereas	SCONJ
iiclr-17523	13	26	american	american	ADJ
iiclr-17523	13	27	sources	source	NOUN
iiclr-17523	13	28	are	be	AUX
iiclr-17523	13	29	more	more	ADV
iiclr-17523	13	30	likely	likely	ADJ
iiclr-17523	13	31	to	to	PART
iiclr-17523	13	32	stress	stress	VERB
iiclr-17523	13	33	the	the	DET
iiclr-17523	13	34	entrepreneurial	entrepreneurial	ADJ
iiclr-17523	13	35	aspects	aspect	NOUN
iiclr-17523	13	36	of	of	ADP
iiclr-17523	13	37	credit	credit	NOUN
iiclr-17523	13	38	extension	extension	NOUN
iiclr-17523	13	39	with	with	ADP
iiclr-17523	13	40	such	such	ADJ
iiclr-17523	13	41	terms	term	NOUN
iiclr-17523	13	42	as	as	ADP
iiclr-17523	13	43	microfinance	microfinance	NOUN
iiclr-17523	13	44	,	,	PUNCT
iiclr-17523	13	45	microbusiness	microbusiness	NOUN
iiclr-17523	13	46	,	,	PUNCT
iiclr-17523	13	47	or	or	CCONJ
iiclr-17523	13	48	microentrepreneurship	microentrepreneurship	NOUN
iiclr-17523	13	49	.	.	PUNCT
iiclr-17523	14	1	4	4	X
iiclr-17523	14	2	.	.	X
iiclr-17523	14	3	see	see	VERB
iiclr-17523	14	4	microcredit	microcredit	PROPN
iiclr-17523	14	5	's	's	PART
iiclr-17523	14	6	limits	limit	NOUN
iiclr-17523	14	7	,	,	PUNCT
iiclr-17523	14	8	int'l	int'l	ADP
iiclr-17523	14	9	herald	herald	PROPN
iiclr-17523	14	10	tribune	tribune	PROPN
iiclr-17523	14	11	,	,	PUNCT
iiclr-17523	14	12	may	may	AUX
iiclr-17523	14	13	26	26	NUM
iiclr-17523	14	14	,	,	PUNCT
iiclr-17523	14	15	2004	2004	NUM
iiclr-17523	14	16	,	,	PUNCT
iiclr-17523	14	17	at	at	ADP
iiclr-17523	14	18	8	8	NUM
iiclr-17523	14	19	[	[	NOUN
iiclr-17523	14	20	hereinafter	hereinafter	NOUN
iiclr-17523	14	21	,	,	PUNCT
iiclr-17523	14	22	microcredit	microcredit	NOUN
iiclr-17523	14	23	's	's	PART
iiclr-17523	14	24	limits	limit	NOUN
iiclr-17523	14	25	]	]	PUNCT
iiclr-17523	14	26	;	;	PUNCT
iiclr-17523	14	27	see	see	VERB
iiclr-17523	14	28	also	also	ADV
iiclr-17523	14	29	microcredit	microcredit	NOUN
iiclr-17523	14	30	could	could	AUX
iiclr-17523	14	31	lift	lift	VERB
iiclr-17523	14	32	millions	million	NOUN
iiclr-17523	14	33	out	out	ADP
iiclr-17523	14	34	of	of	ADP
iiclr-17523	14	35	poverty	poverty	NOUN
iiclr-17523	14	36	,	,	PUNCT
iiclr-17523	14	37	deutsche	deutsche	X
iiclr-17523	14	38	presse	presse	NOUN
iiclr-17523	14	39	-	-	PUNCT
iiclr-17523	14	40	agentur	agentur	NOUN
iiclr-17523	14	41	,	,	PUNCT
iiclr-17523	14	42	sept	sept	PROPN
iiclr-17523	14	43	.	.	PROPN
iiclr-17523	14	44	8	8	NUM
iiclr-17523	14	45	,	,	PUNCT
iiclr-17523	14	46	1995	1995	NUM
iiclr-17523	14	47	[	[	X
iiclr-17523	14	48	hereinafter	hereinafter	NOUN
iiclr-17523	14	49	,	,	PUNCT
iiclr-17523	14	50	millions	million	NOUN
iiclr-17523	14	51	out	out	ADP
iiclr-17523	14	52	of	of	ADP
iiclr-17523	14	53	poverty	poverty	NOUN
iiclr-17523	14	54	]	]	PUNCT
iiclr-17523	14	55	.	.	PUNCT
iiclr-17523	15	1	ind	ind	NOUN
iiclr-17523	15	2	.	.	PUNCT
iiclr-17523	16	1	int'l	int'l	PROPN
iiclr-17523	16	2	&	&	CCONJ
iiclr-17523	16	3	comp	comp	PROPN
iiclr-17523	16	4	.	.	PUNCT
iiclr-17523	17	1	l.	l.	PROPN
iiclr-17523	17	2	rev	rev	PROPN
iiclr-17523	17	3	.	.	PROPN
iiclr-17523	17	4	program	program	PROPN
iiclr-17523	17	5	,	,	PUNCT
iiclr-17523	17	6	noted	note	VERB
iiclr-17523	17	7	that	that	SCONJ
iiclr-17523	17	8	sustainable	sustainable	ADJ
iiclr-17523	17	9	access	access	NOUN
iiclr-17523	17	10	to	to	ADP
iiclr-17523	17	11	microfinance	microfinance	NOUN
iiclr-17523	17	12	is	be	AUX
iiclr-17523	17	13	a	a	DET
iiclr-17523	17	14	central	central	ADJ
iiclr-17523	17	15	strategy	strategy	NOUN
iiclr-17523	17	16	in	in	ADP
iiclr-17523	17	17	the	the	DET
iiclr-17523	17	18	united	united	PROPN
iiclr-17523	17	19	nations	nations	PROPN
iiclr-17523	17	20	'	'	PART
iiclr-17523	17	21	goal	goal	NOUN
iiclr-17523	17	22	to	to	ADP
iiclr-17523	17	23	"	"	PUNCT
iiclr-17523	17	24	halv[e	halv[e	PROPN
iiclr-17523	17	25	]	]	X
iiclr-17523	17	26	extreme	extreme	ADJ
iiclr-17523	17	27	poverty	poverty	NOUN
iiclr-17523	17	28	and	and	CCONJ
iiclr-17523	17	29	hunger	hunger	NOUN
iiclr-17523	17	30	by	by	ADP
iiclr-17523	17	31	2015	2015	NUM
iiclr-17523	17	32	,	,	PUNCT
iiclr-17523	17	33	5	5	NUM
iiclr-17523	17	34	according	accord	VERB
iiclr-17523	17	35	to	to	ADP
iiclr-17523	17	36	secretary	secretary	PROPN
iiclr-17523	17	37	general	general	PROPN
iiclr-17523	17	38	kofi	kofi	PROPN
iiclr-17523	17	39	annan	annan	PROPN
iiclr-17523	17	40	,	,	PUNCT
iiclr-17523	17	41	such	such	ADJ
iiclr-17523	17	42	access	access	NOUN
iiclr-17523	17	43	"	"	PUNCT
iiclr-17523	17	44	helps	helps	AUX
iiclr-17523	17	45	alleviate	alleviate	VERB
iiclr-17523	17	46	poverty	poverty	NOUN
iiclr-17523	17	47	by	by	ADP
iiclr-17523	17	48	generating	generate	VERB
iiclr-17523	17	49	income	income	NOUN
iiclr-17523	17	50	,	,	PUNCT
iiclr-17523	17	51	creating	create	VERB
iiclr-17523	17	52	jobs	job	NOUN
iiclr-17523	17	53	,	,	PUNCT
iiclr-17523	17	54	allowing	allow	VERB
iiclr-17523	17	55	children	child	NOUN
iiclr-17523	17	56	to	to	PART
iiclr-17523	17	57	go	go	VERB
iiclr-17523	17	58	to	to	ADP
iiclr-17523	17	59	school	school	NOUN
iiclr-17523	17	60	,	,	PUNCT
iiclr-17523	17	61	enabling	enable	VERB
iiclr-17523	17	62	families	family	NOUN
iiclr-17523	17	63	to	to	PART
iiclr-17523	17	64	obtain	obtain	VERB
iiclr-17523	17	65	health	health	NOUN
iiclr-17523	17	66	care	care	NOUN
iiclr-17523	17	67	,	,	PUNCT
iiclr-17523	17	68	and	and	CCONJ
iiclr-17523	17	69	empowering	empower	VERB
iiclr-17523	17	70	people	people	NOUN
iiclr-17523	17	71	to	to	PART
iiclr-17523	17	72	make	make	VERB
iiclr-17523	17	73	the	the	DET
iiclr-17523	17	74	choices	choice	NOUN
iiclr-17523	17	75	that	that	PRON
iiclr-17523	17	76	best	good	ADJ
iiclr-17523	17	77	serve	serve	VERB
iiclr-17523	17	78	their	their	PRON
iiclr-17523	17	79	needs	need	NOUN
iiclr-17523	17	80	.	.	PUNCT
iiclr-17523	18	1	"6	"6	VERB
iiclr-17523	18	2	by	by	ADP
iiclr-17523	18	3	the	the	DET
iiclr-17523	18	4	end	end	NOUN
iiclr-17523	18	5	of	of	ADP
iiclr-17523	18	6	2001	2001	NUM
iiclr-17523	18	7	,	,	PUNCT
iiclr-17523	18	8	the	the	DET
iiclr-17523	18	9	number	number	NOUN
iiclr-17523	18	10	of	of	ADP
iiclr-17523	18	11	people	people	NOUN
iiclr-17523	18	12	in	in	ADP
iiclr-17523	18	13	extreme	extreme	ADJ
iiclr-17523	18	14	poverty	poverty	NOUN
iiclr-17523	18	15	who	who	PRON
iiclr-17523	18	16	benefited	benefit	VERB
iiclr-17523	18	17	from	from	ADP
iiclr-17523	18	18	microcredit	microcredit	NOUN
iiclr-17523	18	19	programs	program	NOUN
iiclr-17523	18	20	rose	rise	VERB
iiclr-17523	18	21	to	to	ADP
iiclr-17523	18	22	26.8	26.8	NUM
iiclr-17523	18	23	million.7	million.7	NOUN
iiclr-17523	18	24	this	this	DET
iiclr-17523	18	25	marks	mark	NOUN
iiclr-17523	18	26	a	a	DET
iiclr-17523	18	27	fourfold	fourfold	ADJ
iiclr-17523	18	28	expansion	expansion	NOUN
iiclr-17523	18	29	in	in	ADP
iiclr-17523	18	30	microcredit	microcredit	NOUN
iiclr-17523	18	31	since	since	SCONJ
iiclr-17523	18	32	1997.8	1997.8	NUM
iiclr-17523	18	33	the	the	DET
iiclr-17523	18	34	goal	goal	NOUN
iiclr-17523	18	35	for	for	ADP
iiclr-17523	18	36	2005	2005	NUM
iiclr-17523	18	37	is	be	AUX
iiclr-17523	18	38	to	to	PART
iiclr-17523	18	39	have	have	AUX
iiclr-17523	18	40	helped	help	VERB
iiclr-17523	18	41	100	100	NUM
iiclr-17523	18	42	million	million	NUM
iiclr-17523	18	43	poor	poor	ADJ
iiclr-17523	18	44	people	people	NOUN
iiclr-17523	18	45	start	start	VERB
iiclr-17523	18	46	their	their	PRON
iiclr-17523	18	47	own	own	ADJ
iiclr-17523	18	48	business.9	business.9	NOUN
iiclr-17523	18	49	this	this	DET
iiclr-17523	18	50	number	number	NOUN
iiclr-17523	18	51	encompasses	encompass	VERB
iiclr-17523	18	52	about	about	ADV
iiclr-17523	18	53	one	one	NUM
iiclr-17523	18	54	-	-	PUNCT
iiclr-17523	18	55	fifth	fifth	NOUN
iiclr-17523	18	56	of	of	ADP
iiclr-17523	18	57	the	the	DET
iiclr-17523	18	58	world	world	NOUN
iiclr-17523	18	59	's	's	PART
iiclr-17523	18	60	population	population	NOUN
iiclr-17523	18	61	living	live	VERB
iiclr-17523	18	62	in	in	ADP
iiclr-17523	18	63	poverty	poverty	NOUN
iiclr-17523	18	64	.	.	PUNCT
iiclr-17523	18	65	'	'	PUNCT
iiclr-17523	18	66	0	0	NUM
iiclr-17523	19	1	the	the	DET
iiclr-17523	19	2	thirty	thirty	NUM
iiclr-17523	19	3	-	-	PUNCT
iiclr-17523	19	4	four	four	NUM
iiclr-17523	19	5	largest	large	ADJ
iiclr-17523	19	6	microlending	microlending	NOUN
iiclr-17523	19	7	programs	program	NOUN
iiclr-17523	19	8	serve	serve	VERB
iiclr-17523	19	9	a	a	DET
iiclr-17523	19	10	total	total	NOUN
iiclr-17523	19	11	of	of	ADP
iiclr-17523	19	12	7.5	7.5	NUM
iiclr-17523	19	13	million	million	NUM
iiclr-17523	19	14	people	people	NOUN
iiclr-17523	19	15	,	,	PUNCT
iiclr-17523	19	16	of	of	ADP
iiclr-17523	19	17	whom	whom	PRON
iiclr-17523	19	18	seventy	seventy	NUM
iiclr-17523	19	19	-	-	PUNCT
iiclr-17523	19	20	seven	seven	NUM
iiclr-17523	19	21	percent	percent	NOUN
iiclr-17523	19	22	are	be	AUX
iiclr-17523	19	23	female	female	ADJ
iiclr-17523	19	24	.	.	PUNCT
iiclr-17523	19	25	"	"	PUNCT
iiclr-17523	20	1	thus	thus	ADV
iiclr-17523	20	2	,	,	PUNCT
iiclr-17523	20	3	microcredit	microcredit	PROPN
iiclr-17523	20	4	also	also	ADV
iiclr-17523	20	5	serves	serve	VERB
iiclr-17523	20	6	as	as	ADP
iiclr-17523	20	7	a	a	DET
iiclr-17523	20	8	means	means	NOUN
iiclr-17523	20	9	to	to	PART
iiclr-17523	20	10	combat	combat	VERB
iiclr-17523	20	11	the	the	DET
iiclr-17523	20	12	"	"	PUNCT
iiclr-17523	20	13	feminization	feminization	NOUN
iiclr-17523	20	14	of	of	ADP
iiclr-17523	20	15	poverty	poverty	NOUN
iiclr-17523	20	16	.	.	PUNCT
iiclr-17523	21	1	"	"	PUNCT
iiclr-17523	21	2	'	'	PUNCT
iiclr-17523	21	3	,	,	PUNCT
iiclr-17523	21	4	2	2	NUM
iiclr-17523	21	5	esther	esther	NOUN
iiclr-17523	21	6	ocloo	ocloo	PROPN
iiclr-17523	21	7	,	,	PUNCT
iiclr-17523	21	8	the	the	DET
iiclr-17523	21	9	founder	founder	NOUN
iiclr-17523	21	10	of	of	ADP
iiclr-17523	21	11	women	woman	NOUN
iiclr-17523	21	12	's	's	PART
iiclr-17523	21	13	world	world	NOUN
iiclr-17523	21	14	banking	banking	NOUN
iiclr-17523	21	15	,	,	PUNCT
iiclr-17523	21	16	a	a	DET
iiclr-17523	21	17	non	non	ADJ
iiclr-17523	21	18	-	-	ADJ
iiclr-17523	21	19	profit	profit	ADJ
iiclr-17523	21	20	lending	lending	NOUN
iiclr-17523	21	21	institution	institution	NOUN
iiclr-17523	21	22	that	that	PRON
iiclr-17523	21	23	has	have	AUX
iiclr-17523	21	24	expanded	expand	VERB
iiclr-17523	21	25	into	into	ADP
iiclr-17523	21	26	fifty	fifty	NUM
iiclr-17523	21	27	nations	nation	NOUN
iiclr-17523	21	28	in	in	ADP
iiclr-17523	21	29	africa	africa	PROPN
iiclr-17523	21	30	,	,	PUNCT
iiclr-17523	21	31	asia	asia	PROPN
iiclr-17523	21	32	,	,	PUNCT
iiclr-17523	21	33	latin	latin	ADJ
iiclr-17523	21	34	,	,	PUNCT
iiclr-17523	21	35	and	and	CCONJ
iiclr-17523	21	36	north	north	PROPN
iiclr-17523	21	37	america	america	PROPN
iiclr-17523	21	38	since	since	SCONJ
iiclr-17523	21	39	its	its	PRON
iiclr-17523	21	40	founding	founding	NOUN
iiclr-17523	21	41	in	in	ADP
iiclr-17523	21	42	1979,13	1979,13	NUM
iiclr-17523	21	43	stresses	stress	VERB
iiclr-17523	21	44	the	the	DET
iiclr-17523	21	45	importance	importance	NOUN
iiclr-17523	21	46	of	of	ADP
iiclr-17523	21	47	female	female	ADJ
iiclr-17523	21	48	involvement	involvement	NOUN
iiclr-17523	21	49	:	:	PUNCT
iiclr-17523	21	50	"	"	PUNCT
iiclr-17523	21	51	credit	credit	NOUN
iiclr-17523	21	52	for	for	ADP
iiclr-17523	21	53	women	woman	NOUN
iiclr-17523	21	54	is	be	AUX
iiclr-17523	21	55	our	our	PRON
iiclr-17523	21	56	right	right	NOUN
iiclr-17523	21	57	and	and	CCONJ
iiclr-17523	21	58	we	we	PRON
iiclr-17523	21	59	must	must	AUX
iiclr-17523	21	60	fight	fight	VERB
iiclr-17523	21	61	for	for	ADP
iiclr-17523	21	62	it	it	PRON
iiclr-17523	21	63	.	.	PUNCT
iiclr-17523	21	64	'	'	PUNCT
iiclr-17523	22	1	4	4	NUM
iiclr-17523	22	2	this	this	DET
iiclr-17523	22	3	note	note	NOUN
iiclr-17523	22	4	explores	explore	VERB
iiclr-17523	22	5	applications	application	NOUN
iiclr-17523	22	6	of	of	ADP
iiclr-17523	22	7	microcredit	microcredit	NOUN
iiclr-17523	22	8	in	in	ADP
iiclr-17523	22	9	the	the	DET
iiclr-17523	22	10	united	united	PROPN
iiclr-17523	22	11	states	states	PROPN
iiclr-17523	22	12	and	and	CCONJ
iiclr-17523	22	13	suggests	suggest	VERB
iiclr-17523	22	14	an	an	DET
iiclr-17523	22	15	approach	approach	NOUN
iiclr-17523	22	16	to	to	PART
iiclr-17523	22	17	extend	extend	VERB
iiclr-17523	22	18	the	the	DET
iiclr-17523	22	19	benefits	benefit	NOUN
iiclr-17523	22	20	of	of	ADP
iiclr-17523	22	21	such	such	ADJ
iiclr-17523	22	22	programs	program	NOUN
iiclr-17523	22	23	to	to	ADP
iiclr-17523	22	24	a	a	DET
iiclr-17523	22	25	wider	wide	ADJ
iiclr-17523	22	26	clientele	clientele	NOUN
iiclr-17523	22	27	by	by	ADP
iiclr-17523	22	28	means	mean	NOUN
iiclr-17523	22	29	of	of	ADP
iiclr-17523	22	30	a	a	DET
iiclr-17523	22	31	program	program	NOUN
iiclr-17523	22	32	that	that	PRON
iiclr-17523	22	33	is	be	AUX
iiclr-17523	22	34	both	both	CCONJ
iiclr-17523	22	35	novel	novel	ADJ
iiclr-17523	22	36	and	and	CCONJ
iiclr-17523	22	37	traditional	traditional	ADJ
iiclr-17523	22	38	:	:	PUNCT
iiclr-17523	22	39	equity	equity	NOUN
iiclr-17523	22	40	lending	lending	NOUN
iiclr-17523	22	41	based	base	VERB
iiclr-17523	22	42	on	on	ADP
iiclr-17523	22	43	islamic	islamic	ADJ
iiclr-17523	22	44	banking	banking	NOUN
iiclr-17523	22	45	models	model	NOUN
iiclr-17523	22	46	.	.	PUNCT
iiclr-17523	23	1	by	by	ADP
iiclr-17523	23	2	effectively	effectively	ADV
iiclr-17523	23	3	sharing	share	VERB
iiclr-17523	23	4	the	the	DET
iiclr-17523	23	5	profits	profit	NOUN
iiclr-17523	23	6	of	of	ADP
iiclr-17523	23	7	fledgling	fledgling	NOUN
iiclr-17523	23	8	businesses	business	NOUN
iiclr-17523	23	9	,	,	PUNCT
iiclr-17523	23	10	microlenders	microlender	NOUN
iiclr-17523	23	11	who	who	PRON
iiclr-17523	23	12	adopt	adopt	VERB
iiclr-17523	23	13	an	an	DET
iiclr-17523	23	14	equity	equity	NOUN
iiclr-17523	23	15	lending	lending	NOUN
iiclr-17523	23	16	model	model	NOUN
iiclr-17523	23	17	can	can	AUX
iiclr-17523	23	18	lower	lower	VERB
iiclr-17523	23	19	interest	interest	NOUN
iiclr-17523	23	20	rates	rate	NOUN
iiclr-17523	23	21	without	without	ADP
iiclr-17523	23	22	substantially	substantially	ADV
iiclr-17523	23	23	increasing	increase	VERB
iiclr-17523	23	24	lender	lender	NOUN
iiclr-17523	23	25	risk	risk	NOUN
iiclr-17523	23	26	,	,	PUNCT
iiclr-17523	23	27	offer	offer	VERB
iiclr-17523	23	28	their	their	PRON
iiclr-17523	23	29	services	service	NOUN
iiclr-17523	23	30	to	to	ADP
iiclr-17523	23	31	more	more	ADJ
iiclr-17523	23	32	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	23	33	,	,	PUNCT
iiclr-17523	23	34	and	and	CCONJ
iiclr-17523	23	35	support	support	VERB
iiclr-17523	23	36	their	their	PRON
iiclr-17523	23	37	infrastructure	infrastructure	NOUN
iiclr-17523	23	38	through	through	ADP
iiclr-17523	23	39	an	an	DET
iiclr-17523	23	40	influx	influx	NOUN
iiclr-17523	23	41	of	of	ADP
iiclr-17523	23	42	capital	capital	NOUN
iiclr-17523	23	43	from	from	ADP
iiclr-17523	23	44	their	their	PRON
iiclr-17523	23	45	clients	client	NOUN
iiclr-17523	23	46	.	.	PUNCT
iiclr-17523	24	1	this	this	DET
iiclr-17523	24	2	final	final	ADJ
iiclr-17523	24	3	benefit	benefit	NOUN
iiclr-17523	24	4	,	,	PUNCT
iiclr-17523	24	5	in	in	ADP
iiclr-17523	24	6	turn	turn	NOUN
iiclr-17523	24	7	,	,	PUNCT
iiclr-17523	24	8	allows	allow	VERB
iiclr-17523	24	9	the	the	DET
iiclr-17523	24	10	microentrepreneur	microentrepreneur	NOUN
iiclr-17523	24	11	to	to	PART
iiclr-17523	24	12	give	give	VERB
iiclr-17523	24	13	back	back	ADP
iiclr-17523	24	14	to	to	ADP
iiclr-17523	24	15	the	the	DET
iiclr-17523	24	16	group	group	NOUN
iiclr-17523	24	17	of	of	ADP
iiclr-17523	24	18	people	people	NOUN
iiclr-17523	24	19	who	who	PRON
iiclr-17523	24	20	had	have	VERB
iiclr-17523	24	21	the	the	DET
iiclr-17523	24	22	faith	faith	NOUN
iiclr-17523	24	23	in	in	ADP
iiclr-17523	24	24	her	she	PRON
iiclr-17523	24	25	to	to	PART
iiclr-17523	24	26	make	make	VERB
iiclr-17523	24	27	the	the	DET
iiclr-17523	24	28	original	original	ADJ
iiclr-17523	24	29	loan.15	loan.15	NOUN
iiclr-17523	24	30	this	this	DET
iiclr-17523	24	31	note	note	NOUN
iiclr-17523	24	32	comprises	comprise	VERB
iiclr-17523	24	33	three	three	NUM
iiclr-17523	24	34	parts	part	NOUN
iiclr-17523	24	35	that	that	PRON
iiclr-17523	24	36	analyze	analyze	VERB
iiclr-17523	24	37	microcredit	microcredit	NOUN
iiclr-17523	24	38	and	and	CCONJ
iiclr-17523	24	39	its	its	PRON
iiclr-17523	24	40	current	current	ADJ
iiclr-17523	24	41	application	application	NOUN
iiclr-17523	24	42	in	in	ADP
iiclr-17523	24	43	the	the	DET
iiclr-17523	24	44	united	united	PROPN
iiclr-17523	24	45	states	states	PROPN
iiclr-17523	24	46	,	,	PUNCT
iiclr-17523	24	47	and	and	CCONJ
iiclr-17523	24	48	it	it	PRON
iiclr-17523	24	49	suggests	suggest	VERB
iiclr-17523	24	50	a	a	DET
iiclr-17523	24	51	method	method	NOUN
iiclr-17523	24	52	of	of	ADP
iiclr-17523	24	53	interest	interest	NOUN
iiclr-17523	24	54	reduction	reduction	NOUN
iiclr-17523	24	55	5	5	NUM
iiclr-17523	25	1	.	.	PUNCT
iiclr-17523	25	2	greenlights	greenlight	NOUN
iiclr-17523	25	3	,	,	PUNCT
iiclr-17523	25	4	supra	supra	PROPN
iiclr-17523	25	5	note	note	NOUN
iiclr-17523	25	6	2	2	NUM
iiclr-17523	25	7	,	,	PUNCT
iiclr-17523	25	8	at	at	ADP
iiclr-17523	25	9	1	1	NUM
iiclr-17523	25	10	.	.	NOUN
iiclr-17523	25	11	6	6	NUM
iiclr-17523	25	12	.	.	PUNCT
iiclr-17523	26	1	i	i	PRON
iiclr-17523	26	2	d.	d.	PROPN
iiclr-17523	26	3	7	7	NUM
iiclr-17523	26	4	.	.	PUNCT
iiclr-17523	26	5	un	un	PROPN
iiclr-17523	26	6	under	under	PROPN
iiclr-17523	26	7	-	-	PUNCT
iiclr-17523	26	8	secretary	secretary	NOUN
iiclr-17523	26	9	general	general	ADJ
iiclr-17523	26	10	lauds	laud	NOUN
iiclr-17523	26	11	effectiveness	effectiveness	NOUN
iiclr-17523	26	12	of	of	ADP
iiclr-17523	26	13	microcredit	microcredit	NOUN
iiclr-17523	26	14	as	as	ADP
iiclr-17523	26	15	second	second	ADJ
iiclr-17523	26	16	committee	committee	NOUN
iiclr-17523	26	17	takes	take	VERB
iiclr-17523	26	18	up	up	ADP
iiclr-17523	26	19	implementation	implementation	NOUN
iiclr-17523	26	20	of	of	ADP
iiclr-17523	26	21	decade	decade	NOUN
iiclr-17523	26	22	for	for	ADP
iiclr-17523	26	23	eradication	eradication	NOUN
iiclr-17523	26	24	of	of	ADP
iiclr-17523	26	25	poverty	poverty	NOUN
iiclr-17523	26	26	;	;	PUNCT
iiclr-17523	26	27	millions	million	NOUN
iiclr-17523	26	28	,	,	PUNCT
iiclr-17523	26	29	particularly	particularly	ADV
iiclr-17523	26	30	women	woman	NOUN
iiclr-17523	26	31	,	,	PUNCT
iiclr-17523	26	32	lifted	lift	VERB
iiclr-17523	26	33	out	out	ADP
iiclr-17523	26	34	of	of	ADP
iiclr-17523	26	35	extreme	extreme	ADJ
iiclr-17523	26	36	poverty	poverty	NOUN
iiclr-17523	26	37	,	,	PUNCT
iiclr-17523	26	38	delegates	delegate	NOUN
iiclr-17523	26	39	told	tell	VERB
iiclr-17523	26	40	,	,	PUNCT
iiclr-17523	26	41	m2	m2	PROPN
iiclr-17523	26	42	presswtre	presswtre	NOUN
iiclr-17523	26	43	,	,	PUNCT
iiclr-17523	26	44	oct	oct	PROPN
iiclr-17523	26	45	.	.	PROPN
iiclr-17523	26	46	10	10	NUM
iiclr-17523	26	47	,	,	PUNCT
iiclr-17523	26	48	2003	2003	NUM
iiclr-17523	26	49	.	.	PUNCT
iiclr-17523	27	1	8	8	NUM
iiclr-17523	27	2	.	.	PUNCT
iiclr-17523	27	3	greenlights	greenlight	NOUN
iiclr-17523	27	4	,	,	PUNCT
iiclr-17523	27	5	supra	supra	PROPN
iiclr-17523	27	6	note	note	NOUN
iiclr-17523	27	7	2	2	NUM
iiclr-17523	27	8	,	,	PUNCT
iiclr-17523	27	9	at	at	ADP
iiclr-17523	27	10	1	1	NUM
iiclr-17523	27	11	.	.	NOUN
iiclr-17523	27	12	9	9	NUM
iiclr-17523	27	13	.	.	X
iiclr-17523	28	1	gordon	gordon	PROPN
iiclr-17523	28	2	platt	platt	PROPN
iiclr-17523	28	3	,	,	PUNCT
iiclr-17523	28	4	changes	change	NOUN
iiclr-17523	28	5	urged	urge	VERB
iiclr-17523	28	6	in	in	ADP
iiclr-17523	28	7	microcredit	microcredit	PROPN
iiclr-17523	28	8	lending	lending	NOUN
iiclr-17523	28	9	,	,	PUNCT
iiclr-17523	28	10	journal	journal	NOUN
iiclr-17523	28	11	of	of	ADP
iiclr-17523	28	12	commerce	commerce	PROPN
iiclr-17523	28	13	,	,	PUNCT
iiclr-17523	28	14	sept	sept	PROPN
iiclr-17523	28	15	.	.	PROPN
iiclr-17523	28	16	15	15	NUM
iiclr-17523	28	17	,	,	PUNCT
iiclr-17523	28	18	1999	1999	NUM
iiclr-17523	28	19	.	.	PUNCT
iiclr-17523	29	1	10	10	NUM
iiclr-17523	29	2	.	.	X
iiclr-17523	29	3	millions	million	NOUN
iiclr-17523	29	4	out	out	ADP
iiclr-17523	29	5	of	of	ADP
iiclr-17523	29	6	poverty	poverty	NOUN
iiclr-17523	29	7	,	,	PUNCT
iiclr-17523	29	8	supra	supra	PROPN
iiclr-17523	29	9	note	note	NOUN
iiclr-17523	29	10	4	4	NUM
iiclr-17523	29	11	,	,	PUNCT
iiclr-17523	29	12	at	at	ADP
iiclr-17523	29	13	1	1	NUM
iiclr-17523	29	14	.	.	NOUN
iiclr-17523	29	15	11	11	NUM
iiclr-17523	29	16	.	.	X
iiclr-17523	30	1	platt	platt	NOUN
iiclr-17523	30	2	,	,	PUNCT
iiclr-17523	30	3	supra	supra	PROPN
iiclr-17523	30	4	note	note	NOUN
iiclr-17523	30	5	9	9	NUM
iiclr-17523	30	6	,	,	PUNCT
iiclr-17523	30	7	at	at	ADP
iiclr-17523	30	8	9	9	NUM
iiclr-17523	30	9	.	.	NOUN
iiclr-17523	30	10	12	12	NUM
iiclr-17523	30	11	.	.	PUNCT
iiclr-17523	31	1	un	un	PROPN
iiclr-17523	31	2	second	second	PROPN
iiclr-17523	31	3	committee	committee	PROPN
iiclr-17523	31	4	panel	panel	NOUN
iiclr-17523	31	5	discussion	discussion	NOUN
iiclr-17523	31	6	hears	hear	VERB
iiclr-17523	31	7	experts	expert	NOUN
iiclr-17523	31	8	underline	underline	VERB
iiclr-17523	31	9	important	important	ADJ
iiclr-17523	31	10	role	role	NOUN
iiclr-17523	31	11	of	of	ADP
iiclr-17523	31	12	microcredit	microcredit	NOUN
iiclr-17523	31	13	in	in	ADP
iiclr-17523	31	14	raising	raise	VERB
iiclr-17523	31	15	housing	housing	NOUN
iiclr-17523	31	16	incomes	income	NOUN
iiclr-17523	31	17	,	,	PUNCT
iiclr-17523	31	18	boosting	boost	VERB
iiclr-17523	31	19	living	living	NOUN
iiclr-17523	31	20	standards	standard	NOUN
iiclr-17523	31	21	,	,	PUNCT
iiclr-17523	31	22	m2	m2	PROPN
iiclr-17523	31	23	presswire	presswire	NOUN
iiclr-17523	31	24	,	,	PUNCT
iiclr-17523	31	25	oct	oct	PROPN
iiclr-17523	31	26	.	.	PROPN
iiclr-17523	31	27	24	24	NUM
iiclr-17523	31	28	,	,	PUNCT
iiclr-17523	31	29	2003	2003	NUM
iiclr-17523	31	30	;	;	PUNCT
iiclr-17523	31	31	see	see	VERB
iiclr-17523	31	32	also	also	ADV
iiclr-17523	31	33	,	,	PUNCT
iiclr-17523	31	34	platt	platt	PROPN
iiclr-17523	31	35	,	,	PUNCT
iiclr-17523	31	36	supra	supra	PROPN
iiclr-17523	31	37	note	note	NOUN
iiclr-17523	31	38	9	9	NUM
iiclr-17523	31	39	,	,	PUNCT
iiclr-17523	31	40	at	at	ADP
iiclr-17523	31	41	9	9	NUM
iiclr-17523	31	42	(	(	PUNCT
iiclr-17523	31	43	noting	note	VERB
iiclr-17523	31	44	that	that	SCONJ
iiclr-17523	31	45	i	i	PROPN
iiclr-17523	31	46	billion	billion	NUM
iiclr-17523	31	47	of	of	ADP
iiclr-17523	31	48	the	the	DET
iiclr-17523	31	49	1.5	1.5	NUM
iiclr-17523	31	50	billion	billion	NUM
iiclr-17523	31	51	people	people	NOUN
iiclr-17523	31	52	living	live	VERB
iiclr-17523	31	53	worldwide	worldwide	ADV
iiclr-17523	31	54	on	on	ADP
iiclr-17523	31	55	less	less	ADJ
iiclr-17523	31	56	than	than	ADP
iiclr-17523	31	57	$	$	SYM
iiclr-17523	31	58	1	1	NUM
iiclr-17523	31	59	per	per	ADP
iiclr-17523	31	60	day	day	NOUN
iiclr-17523	31	61	are	be	AUX
iiclr-17523	31	62	women	woman	NOUN
iiclr-17523	31	63	)	)	PUNCT
iiclr-17523	31	64	.	.	PUNCT
iiclr-17523	32	1	13	13	NUM
iiclr-17523	32	2	.	.	X
iiclr-17523	32	3	millions	million	NOUN
iiclr-17523	32	4	out	out	ADP
iiclr-17523	32	5	of	of	ADP
iiclr-17523	32	6	poverty	poverty	NOUN
iiclr-17523	32	7	,	,	PUNCT
iiclr-17523	32	8	supra	supra	PROPN
iiclr-17523	32	9	note	note	NOUN
iiclr-17523	32	10	4	4	NUM
iiclr-17523	32	11	,	,	PUNCT
iiclr-17523	32	12	at	at	ADP
iiclr-17523	32	13	1	1	NUM
iiclr-17523	32	14	.	.	PUNCT
iiclr-17523	32	15	14	14	NUM
iiclr-17523	32	16	.	.	PUNCT
iiclr-17523	33	1	i	i	PRON
iiclr-17523	33	2	d.	d.	PROPN
iiclr-17523	33	3	15	15	NUM
iiclr-17523	33	4	.	.	PUNCT
iiclr-17523	34	1	see	see	VERB
iiclr-17523	34	2	jones	jones	PROPN
iiclr-17523	34	3	,	,	PUNCT
iiclr-17523	34	4	supra	supra	PROPN
iiclr-17523	34	5	note	note	PROPN
iiclr-17523	34	6	1	1	NUM
iiclr-17523	34	7	,	,	PUNCT
iiclr-17523	34	8	at41	at41	PROPN
iiclr-17523	34	9	.	.	PUNCT
iiclr-17523	35	1	[	[	X
iiclr-17523	35	2	vol	vol	NOUN
iiclr-17523	35	3	.	.	PUNCT
iiclr-17523	36	1	16:2	16:2	NUM
iiclr-17523	36	2	equity	equity	PROPN
iiclr-17523	36	3	&	&	CCONJ
iiclr-17523	36	4	innovation	innovation	NOUN
iiclr-17523	36	5	that	that	PRON
iiclr-17523	36	6	could	could	AUX
iiclr-17523	36	7	enable	enable	VERB
iiclr-17523	36	8	u.s	u.s	PROPN
iiclr-17523	36	9	.	.	PROPN
iiclr-17523	36	10	microlenders	microlender	NOUN
iiclr-17523	36	11	to	to	PART
iiclr-17523	36	12	serve	serve	VERB
iiclr-17523	36	13	a	a	DET
iiclr-17523	36	14	greater	great	ADJ
iiclr-17523	36	15	number	number	NOUN
iiclr-17523	36	16	of	of	ADP
iiclr-17523	36	17	poor	poor	ADJ
iiclr-17523	36	18	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	36	19	.	.	PUNCT
iiclr-17523	37	1	part	part	NOUN
iiclr-17523	37	2	i	i	PRON
iiclr-17523	37	3	provides	provide	VERB
iiclr-17523	37	4	a	a	DET
iiclr-17523	37	5	general	general	ADJ
iiclr-17523	37	6	introduction	introduction	NOUN
iiclr-17523	37	7	to	to	ADP
iiclr-17523	37	8	microcredit	microcredit	NOUN
iiclr-17523	37	9	and	and	CCONJ
iiclr-17523	37	10	the	the	DET
iiclr-17523	37	11	evolution	evolution	NOUN
iiclr-17523	37	12	of	of	ADP
iiclr-17523	37	13	the	the	DET
iiclr-17523	37	14	grameen	grameen	PROPN
iiclr-17523	37	15	model	model	PROPN
iiclr-17523	37	16	,	,	PUNCT
iiclr-17523	37	17	pioneered	pioneer	VERB
iiclr-17523	37	18	by	by	ADP
iiclr-17523	37	19	the	the	DET
iiclr-17523	37	20	bangladeshi	bangladeshi	PROPN
iiclr-17523	37	21	economist	economist	NOUN
iiclr-17523	37	22	muhammad	muhammad	PROPN
iiclr-17523	37	23	yunus	yunus	PROPN
iiclr-17523	37	24	.	.	PUNCT
iiclr-17523	38	1	part	part	PROPN
iiclr-17523	38	2	ii	ii	PROPN
iiclr-17523	38	3	explores	explore	NOUN
iiclr-17523	38	4	microlending	microlende	VERB
iiclr-17523	38	5	in	in	ADP
iiclr-17523	38	6	the	the	DET
iiclr-17523	38	7	united	united	PROPN
iiclr-17523	38	8	states	states	PROPN
iiclr-17523	38	9	and	and	CCONJ
iiclr-17523	38	10	the	the	DET
iiclr-17523	38	11	niche	niche	NOUN
iiclr-17523	38	12	microlending	microlending	NOUN
iiclr-17523	38	13	provides	provide	VERB
iiclr-17523	38	14	in	in	ADP
iiclr-17523	38	15	the	the	DET
iiclr-17523	38	16	broader	broad	ADJ
iiclr-17523	38	17	realm	realm	NOUN
iiclr-17523	38	18	of	of	ADP
iiclr-17523	38	19	fringe	fringe	NOUN
iiclr-17523	38	20	lending	lending	NOUN
iiclr-17523	38	21	.	.	PUNCT
iiclr-17523	39	1	this	this	DET
iiclr-17523	39	2	section	section	NOUN
iiclr-17523	39	3	also	also	ADV
iiclr-17523	39	4	describes	describe	VERB
iiclr-17523	39	5	various	various	ADJ
iiclr-17523	39	6	governmental	governmental	ADJ
iiclr-17523	39	7	and	and	CCONJ
iiclr-17523	39	8	non	non	ADJ
iiclr-17523	39	9	-	-	ADJ
iiclr-17523	39	10	profit	profit	ADJ
iiclr-17523	39	11	applications	application	NOUN
iiclr-17523	39	12	that	that	PRON
iiclr-17523	39	13	target	target	VERB
iiclr-17523	39	14	specific	specific	ADJ
iiclr-17523	39	15	groups	group	NOUN
iiclr-17523	39	16	,	,	PUNCT
iiclr-17523	39	17	such	such	ADJ
iiclr-17523	39	18	as	as	ADP
iiclr-17523	39	19	refugees	refugee	NOUN
iiclr-17523	39	20	,	,	PUNCT
iiclr-17523	39	21	mothers	mother	NOUN
iiclr-17523	39	22	receiving	receive	VERB
iiclr-17523	39	23	assistance	assistance	NOUN
iiclr-17523	39	24	,	,	PUNCT
iiclr-17523	39	25	and	and	CCONJ
iiclr-17523	39	26	the	the	DET
iiclr-17523	39	27	disabled	disabled	ADJ
iiclr-17523	39	28	.	.	PUNCT
iiclr-17523	40	1	an	an	DET
iiclr-17523	40	2	important	important	ADJ
iiclr-17523	40	3	component	component	NOUN
iiclr-17523	40	4	of	of	ADP
iiclr-17523	40	5	this	this	DET
iiclr-17523	40	6	section	section	NOUN
iiclr-17523	40	7	is	be	AUX
iiclr-17523	40	8	the	the	DET
iiclr-17523	40	9	welfare	welfare	NOUN
iiclr-17523	40	10	transition	transition	NOUN
iiclr-17523	40	11	from	from	ADP
iiclr-17523	40	12	aid	aid	NOUN
iiclr-17523	40	13	to	to	ADP
iiclr-17523	40	14	families	family	NOUN
iiclr-17523	40	15	with	with	ADP
iiclr-17523	40	16	dependent	dependent	ADJ
iiclr-17523	40	17	children	child	NOUN
iiclr-17523	40	18	(	(	PUNCT
iiclr-17523	40	19	afdc	afdc	PROPN
iiclr-17523	40	20	)	)	PUNCT
iiclr-17523	40	21	to	to	ADP
iiclr-17523	40	22	temporary	temporary	ADJ
iiclr-17523	40	23	assistance	assistance	NOUN
iiclr-17523	40	24	for	for	ADP
iiclr-17523	40	25	needy	needy	ADJ
iiclr-17523	40	26	families	family	NOUN
iiclr-17523	40	27	(	(	PUNCT
iiclr-17523	40	28	tanf	tanf	PROPN
iiclr-17523	40	29	)	)	PUNCT
iiclr-17523	40	30	and	and	CCONJ
iiclr-17523	40	31	its	its	PRON
iiclr-17523	40	32	effect	effect	NOUN
iiclr-17523	40	33	on	on	ADP
iiclr-17523	40	34	microcredit	microcredit	NOUN
iiclr-17523	40	35	programs	program	NOUN
iiclr-17523	40	36	.	.	PUNCT
iiclr-17523	41	1	part	part	NOUN
iiclr-17523	41	2	i	i	PRON
iiclr-17523	41	3	examines	examine	VERB
iiclr-17523	41	4	equity	equity	NOUN
iiclr-17523	41	5	lending	lending	NOUN
iiclr-17523	41	6	under	under	ADP
iiclr-17523	41	7	traditional	traditional	ADJ
iiclr-17523	41	8	islamic	islamic	ADJ
iiclr-17523	41	9	banking	banking	NOUN
iiclr-17523	41	10	practices	practice	NOUN
iiclr-17523	41	11	and	and	CCONJ
iiclr-17523	41	12	how	how	SCONJ
iiclr-17523	41	13	such	such	ADJ
iiclr-17523	41	14	lending	lending	NOUN
iiclr-17523	41	15	might	might	AUX
iiclr-17523	41	16	be	be	AUX
iiclr-17523	41	17	applied	apply	VERB
iiclr-17523	41	18	in	in	ADP
iiclr-17523	41	19	an	an	DET
iiclr-17523	41	20	urban	urban	ADJ
iiclr-17523	41	21	context	context	NOUN
iiclr-17523	41	22	in	in	ADP
iiclr-17523	41	23	the	the	DET
iiclr-17523	41	24	united	united	PROPN
iiclr-17523	41	25	states	states	PROPN
iiclr-17523	41	26	.	.	PUNCT
iiclr-17523	42	1	several	several	ADJ
iiclr-17523	42	2	caveats	caveat	NOUN
iiclr-17523	42	3	are	be	AUX
iiclr-17523	42	4	raised	raise	VERB
iiclr-17523	42	5	by	by	ADP
iiclr-17523	42	6	such	such	DET
iiclr-17523	42	7	an	an	DET
iiclr-17523	42	8	approach	approach	NOUN
iiclr-17523	42	9	.	.	PUNCT
iiclr-17523	43	1	first	first	ADV
iiclr-17523	43	2	,	,	PUNCT
iiclr-17523	43	3	such	such	ADJ
iiclr-17523	43	4	practice	practice	NOUN
iiclr-17523	43	5	would	would	AUX
iiclr-17523	43	6	complicate	complicate	VERB
iiclr-17523	43	7	the	the	DET
iiclr-17523	43	8	lender	lender	NOUN
iiclr-17523	43	9	-	-	PUNCT
iiclr-17523	43	10	borrower	borrower	NOUN
iiclr-17523	43	11	relationship	relationship	NOUN
iiclr-17523	43	12	,	,	PUNCT
iiclr-17523	43	13	increasing	increase	VERB
iiclr-17523	43	14	the	the	DET
iiclr-17523	43	15	cost	cost	NOUN
iiclr-17523	43	16	per	per	ADP
iiclr-17523	43	17	loan	loan	NOUN
iiclr-17523	43	18	in	in	ADP
iiclr-17523	43	19	terms	term	NOUN
iiclr-17523	43	20	of	of	ADP
iiclr-17523	43	21	work	work	NOUN
iiclr-17523	43	22	hours	hour	NOUN
iiclr-17523	43	23	and	and	CCONJ
iiclr-17523	43	24	decreasing	decrease	VERB
iiclr-17523	43	25	the	the	DET
iiclr-17523	43	26	borrower	borrower	NOUN
iiclr-17523	43	27	-	-	PUNCT
iiclr-17523	43	28	to	to	ADP
iiclr-17523	43	29	-	-	PUNCT
iiclr-17523	43	30	lender	lender	NOUN
iiclr-17523	43	31	ratio.16	ratio.16	NOUN
iiclr-17523	43	32	in	in	ADP
iiclr-17523	43	33	other	other	ADJ
iiclr-17523	43	34	words	word	NOUN
iiclr-17523	43	35	,	,	PUNCT
iiclr-17523	43	36	despite	despite	SCONJ
iiclr-17523	43	37	lower	low	ADJ
iiclr-17523	43	38	interest	interest	NOUN
iiclr-17523	43	39	rates	rate	NOUN
iiclr-17523	43	40	attracting	attract	VERB
iiclr-17523	43	41	more	more	ADJ
iiclr-17523	43	42	clients	client	NOUN
iiclr-17523	43	43	,	,	PUNCT
iiclr-17523	43	44	the	the	DET
iiclr-17523	43	45	general	general	ADJ
iiclr-17523	43	46	quality	quality	NOUN
iiclr-17523	43	47	of	of	ADP
iiclr-17523	43	48	service	service	NOUN
iiclr-17523	43	49	might	might	AUX
iiclr-17523	43	50	be	be	AUX
iiclr-17523	43	51	compromised	compromise	VERB
iiclr-17523	43	52	.	.	PUNCT
iiclr-17523	44	1	second	second	ADV
iiclr-17523	44	2	,	,	PUNCT
iiclr-17523	44	3	the	the	DET
iiclr-17523	44	4	islamic	islamic	ADJ
iiclr-17523	44	5	provenance	provenance	NOUN
iiclr-17523	44	6	of	of	ADP
iiclr-17523	44	7	equity	equity	NOUN
iiclr-17523	44	8	lending	lending	NOUN
iiclr-17523	44	9	might	might	AUX
iiclr-17523	44	10	inhibit	inhibit	VERB
iiclr-17523	44	11	its	its	PRON
iiclr-17523	44	12	application	application	NOUN
iiclr-17523	44	13	in	in	ADP
iiclr-17523	44	14	a	a	DET
iiclr-17523	44	15	society	society	NOUN
iiclr-17523	44	16	currently	currently	ADV
iiclr-17523	44	17	beset	beset	VERB
iiclr-17523	44	18	with	with	ADP
iiclr-17523	44	19	anti	anti	ADJ
iiclr-17523	44	20	-	-	ADJ
iiclr-17523	44	21	muslim	muslim	ADJ
iiclr-17523	44	22	sentiment.17	sentiment.17	PROPN
iiclr-17523	44	23	finally	finally	ADV
iiclr-17523	44	24	,	,	PUNCT
iiclr-17523	44	25	proponents	proponent	NOUN
iiclr-17523	44	26	of	of	ADP
iiclr-17523	44	27	microcredit	microcredit	NOUN
iiclr-17523	44	28	stress	stress	NOUN
iiclr-17523	44	29	that	that	SCONJ
iiclr-17523	44	30	it	it	PRON
iiclr-17523	44	31	is	be	AUX
iiclr-17523	44	32	not	not	PART
iiclr-17523	44	33	a	a	DET
iiclr-17523	44	34	panacea	panacea	NOUN
iiclr-17523	44	35	.	.	PUNCT
iiclr-17523	45	1	people	people	NOUN
iiclr-17523	45	2	who	who	PRON
iiclr-17523	45	3	only	only	ADV
iiclr-17523	45	4	lack	lack	VERB
iiclr-17523	45	5	seed	seed	NOUN
iiclr-17523	45	6	money	money	NOUN
iiclr-17523	45	7	but	but	CCONJ
iiclr-17523	45	8	who	who	PRON
iiclr-17523	45	9	have	have	VERB
iiclr-17523	45	10	the	the	DET
iiclr-17523	45	11	requisite	requisite	ADJ
iiclr-17523	45	12	skill	skill	NOUN
iiclr-17523	45	13	,	,	PUNCT
iiclr-17523	45	14	stamina	stamina	NOUN
iiclr-17523	45	15	,	,	PUNCT
iiclr-17523	45	16	and	and	CCONJ
iiclr-17523	45	17	luck	luck	NOUN
iiclr-17523	45	18	can	can	AUX
iiclr-17523	45	19	create	create	VERB
iiclr-17523	45	20	a	a	DET
iiclr-17523	45	21	successful	successful	ADJ
iiclr-17523	45	22	business	business	NOUN
iiclr-17523	45	23	.	.	PUNCT
iiclr-17523	46	1	as	as	ADP
iiclr-17523	46	2	a	a	DET
iiclr-17523	46	3	result	result	NOUN
iiclr-17523	46	4	,	,	PUNCT
iiclr-17523	46	5	those	those	PRON
iiclr-17523	46	6	who	who	PRON
iiclr-17523	46	7	can	can	AUX
iiclr-17523	46	8	not	not	PART
iiclr-17523	46	9	participate	participate	VERB
iiclr-17523	46	10	in	in	ADP
iiclr-17523	46	11	such	such	ADJ
iiclr-17523	46	12	programs	program	NOUN
iiclr-17523	46	13	may	may	AUX
iiclr-17523	46	14	be	be	AUX
iiclr-17523	46	15	further	far	ADV
iiclr-17523	46	16	stigmatized	stigmatize	VERB
iiclr-17523	46	17	.	.	PUNCT
iiclr-17523	47	1	despite	despite	SCONJ
iiclr-17523	47	2	these	these	DET
iiclr-17523	47	3	concerns	concern	NOUN
iiclr-17523	47	4	,	,	PUNCT
iiclr-17523	47	5	equity	equity	NOUN
iiclr-17523	47	6	lending	lending	NOUN
iiclr-17523	47	7	in	in	ADP
iiclr-17523	47	8	a	a	DET
iiclr-17523	47	9	microcredit	microcredit	NOUN
iiclr-17523	47	10	context	context	NOUN
iiclr-17523	47	11	bears	bear	VERB
iiclr-17523	47	12	closer	close	ADJ
iiclr-17523	47	13	scrutiny	scrutiny	NOUN
iiclr-17523	47	14	.	.	PUNCT
iiclr-17523	48	1	although	although	SCONJ
iiclr-17523	48	2	such	such	DET
iiclr-17523	48	3	an	an	DET
iiclr-17523	48	4	approach	approach	NOUN
iiclr-17523	48	5	may	may	AUX
iiclr-17523	48	6	initially	initially	ADV
iiclr-17523	48	7	seem	seem	VERB
iiclr-17523	48	8	exotic	exotic	ADJ
iiclr-17523	48	9	,	,	PUNCT
iiclr-17523	48	10	in	in	ADP
iiclr-17523	48	11	many	many	ADJ
iiclr-17523	48	12	ways	way	NOUN
iiclr-17523	48	13	such	such	ADJ
iiclr-17523	48	14	ideas	idea	NOUN
iiclr-17523	48	15	are	be	AUX
iiclr-17523	48	16	extensions	extension	NOUN
iiclr-17523	48	17	of	of	ADP
iiclr-17523	48	18	practices	practice	NOUN
iiclr-17523	48	19	already	already	ADV
iiclr-17523	48	20	in	in	ADP
iiclr-17523	48	21	place	place	NOUN
iiclr-17523	48	22	in	in	ADP
iiclr-17523	48	23	u.s	u.s	PROPN
iiclr-17523	48	24	.	.	PROPN
iiclr-17523	48	25	microcredit	microcredit	PROPN
iiclr-17523	48	26	programs	program	NOUN
iiclr-17523	48	27	.	.	PUNCT
iiclr-17523	49	1	also	also	ADV
iiclr-17523	49	2	,	,	PUNCT
iiclr-17523	49	3	while	while	SCONJ
iiclr-17523	49	4	equity	equity	NOUN
iiclr-17523	49	5	lending	lending	NOUN
iiclr-17523	49	6	might	might	AUX
iiclr-17523	49	7	be	be	AUX
iiclr-17523	49	8	impractical	impractical	ADJ
iiclr-17523	49	9	on	on	ADP
iiclr-17523	49	10	a	a	DET
iiclr-17523	49	11	larger	large	ADJ
iiclr-17523	49	12	scale	scale	NOUN
iiclr-17523	49	13	,	,	PUNCT
iiclr-17523	49	14	microlenders	microlender	NOUN
iiclr-17523	49	15	typically	typically	ADV
iiclr-17523	49	16	have	have	VERB
iiclr-17523	49	17	closer	close	ADJ
iiclr-17523	49	18	relationships	relationship	NOUN
iiclr-17523	49	19	with	with	ADP
iiclr-17523	49	20	their	their	PRON
iiclr-17523	49	21	clientele	clientele	NOUN
iiclr-17523	49	22	and	and	CCONJ
iiclr-17523	49	23	offer	offer	VERB
iiclr-17523	49	24	far	far	ADV
iiclr-17523	49	25	more	more	ADJ
iiclr-17523	49	26	services	service	NOUN
iiclr-17523	49	27	and	and	CCONJ
iiclr-17523	49	28	support	support	NOUN
iiclr-17523	49	29	than	than	ADP
iiclr-17523	49	30	traditional	traditional	ADJ
iiclr-17523	49	31	financial	financial	ADJ
iiclr-17523	49	32	institutions	institution	NOUN
iiclr-17523	49	33	.	.	PUNCT
iiclr-17523	50	1	in	in	ADP
iiclr-17523	50	2	such	such	DET
iiclr-17523	50	3	an	an	DET
iiclr-17523	50	4	environment	environment	NOUN
iiclr-17523	50	5	,	,	PUNCT
iiclr-17523	50	6	equity	equity	NOUN
iiclr-17523	50	7	lending	lending	NOUN
iiclr-17523	50	8	is	be	AUX
iiclr-17523	50	9	a	a	DET
iiclr-17523	50	10	natural	natural	ADJ
iiclr-17523	50	11	addition	addition	NOUN
iiclr-17523	50	12	to	to	ADP
iiclr-17523	50	13	the	the	DET
iiclr-17523	50	14	family	family	NOUN
iiclr-17523	50	15	.	.	PUNCT
iiclr-17523	51	1	additionally	additionally	ADV
iiclr-17523	51	2	,	,	PUNCT
iiclr-17523	51	3	it	it	PRON
iiclr-17523	51	4	.	.	PUNCT
iiclr-17523	52	1	can	can	AUX
iiclr-17523	52	2	serve	serve	VERB
iiclr-17523	52	3	as	as	ADP
iiclr-17523	52	4	a	a	DET
iiclr-17523	52	5	means	means	NOUN
iiclr-17523	52	6	to	to	PART
iiclr-17523	52	7	foster	foster	ADJ
iiclr-17523	52	8	skills	skill	NOUN
iiclr-17523	52	9	and	and	CCONJ
iiclr-17523	52	10	relationships	relationship	NOUN
iiclr-17523	52	11	within	within	ADP
iiclr-17523	52	12	communities	community	NOUN
iiclr-17523	52	13	that	that	PRON
iiclr-17523	52	14	have	have	AUX
iiclr-17523	52	15	been	be	AUX
iiclr-17523	52	16	traditionally	traditionally	ADV
iiclr-17523	52	17	shut	shut	VERB
iiclr-17523	52	18	out	out	ADP
iiclr-17523	52	19	from	from	ADP
iiclr-17523	52	20	other	other	ADJ
iiclr-17523	52	21	avenues	avenue	NOUN
iiclr-17523	52	22	of	of	ADP
iiclr-17523	52	23	economic	economic	ADJ
iiclr-17523	52	24	development	development	NOUN
iiclr-17523	52	25	.	.	PUNCT
iiclr-17523	53	1	18	18	NUM
iiclr-17523	53	2	16	16	NUM
iiclr-17523	53	3	.	.	PUNCT
iiclr-17523	54	1	anthony	anthony	PROPN
iiclr-17523	54	2	d.	d.	PROPN
iiclr-17523	54	3	taibi	taibi	PROPN
iiclr-17523	54	4	,	,	PUNCT
iiclr-17523	54	5	banking	banking	NOUN
iiclr-17523	54	6	,	,	PUNCT
iiclr-17523	54	7	finance	finance	NOUN
iiclr-17523	54	8	,	,	PUNCT
iiclr-17523	54	9	and	and	CCONJ
iiclr-17523	54	10	community	community	NOUN
iiclr-17523	54	11	economic	economic	ADJ
iiclr-17523	54	12	empowerment	empowerment	NOUN
iiclr-17523	54	13	:	:	PUNCT
iiclr-17523	54	14	structural	structural	ADJ
iiclr-17523	54	15	economic	economic	ADJ
iiclr-17523	54	16	theory	theory	NOUN
iiclr-17523	54	17	,	,	PUNCT
iiclr-17523	54	18	procedural	procedural	ADJ
iiclr-17523	54	19	civil	civil	ADJ
iiclr-17523	54	20	rights	right	NOUN
iiclr-17523	54	21	,	,	PUNCT
iiclr-17523	54	22	and	and	CCONJ
iiclr-17523	54	23	substantive	substantive	ADJ
iiclr-17523	54	24	racial	racial	ADJ
iiclr-17523	54	25	justice	justice	NOUN
iiclr-17523	54	26	,	,	PUNCT
iiclr-17523	54	27	107	107	NUM
iiclr-17523	54	28	harv	harv	NOUN
iiclr-17523	54	29	.	.	PUNCT
iiclr-17523	55	1	l.	l.	PROPN
iiclr-17523	55	2	rev	rev	PROPN
iiclr-17523	55	3	.	.	PROPN
iiclr-17523	55	4	1465	1465	NUM
iiclr-17523	55	5	,	,	PUNCT
iiclr-17523	55	6	1527	1527	NUM
iiclr-17523	55	7	(	(	PUNCT
iiclr-17523	55	8	1994	1994	NUM
iiclr-17523	55	9	)	)	PUNCT
iiclr-17523	55	10	.	.	PUNCT
iiclr-17523	56	1	17	17	NUM
iiclr-17523	56	2	.	.	X
iiclr-17523	57	1	see	see	VERB
iiclr-17523	57	2	,	,	PUNCT
iiclr-17523	57	3	e.g.	e.g.	ADV
iiclr-17523	57	4	,	,	PUNCT
iiclr-17523	57	5	slayings	slaying	NOUN
iiclr-17523	57	6	spark	spark	VERB
iiclr-17523	57	7	new	new	ADJ
iiclr-17523	57	8	wave	wave	NOUN
iiclr-17523	57	9	of	of	ADP
iiclr-17523	57	10	anti	anti	ADJ
iiclr-17523	57	11	-	-	ADJ
iiclr-17523	57	12	muslim	muslim	ADJ
iiclr-17523	57	13	sentiment	sentiment	NOUN
iiclr-17523	57	14	,	,	PUNCT
iiclr-17523	57	15	augusta	augusta	PROPN
iiclr-17523	57	16	chron	chron	PROPN
iiclr-17523	57	17	.	.	PUNCT
iiclr-17523	57	18	,	,	PUNCT
iiclr-17523	57	19	jan	jan	PROPN
iiclr-17523	57	20	.	.	PROPN
iiclr-17523	57	21	23	23	NUM
iiclr-17523	57	22	,	,	PUNCT
iiclr-17523	57	23	2005	2005	NUM
iiclr-17523	57	24	,	,	PUNCT
iiclr-17523	57	25	at	at	ADP
iiclr-17523	57	26	a9	a9	NOUN
iiclr-17523	57	27	;	;	PUNCT
iiclr-17523	57	28	jack	jack	PROPN
iiclr-17523	57	29	encarnacao	encarnacao	PROPN
iiclr-17523	57	30	,	,	PUNCT
iiclr-17523	57	31	officials	official	NOUN
iiclr-17523	57	32	say	say	VERB
iiclr-17523	57	33	arson	arson	NOUN
iiclr-17523	57	34	was	be	AUX
iiclr-17523	57	35	cause	cause	NOUN
iiclr-17523	57	36	of	of	ADP
iiclr-17523	57	37	fire	fire	NOUN
iiclr-17523	57	38	in	in	ADP
iiclr-17523	57	39	springfield	springfield	PROPN
iiclr-17523	57	40	mosque	mosque	PROPN
iiclr-17523	57	41	,	,	PUNCT
iiclr-17523	57	42	boston	boston	PROPN
iiclr-17523	57	43	globe	globe	PROPN
iiclr-17523	57	44	,	,	PUNCT
iiclr-17523	57	45	dec	dec	PROPN
iiclr-17523	57	46	.	.	PROPN
iiclr-17523	57	47	12	12	NUM
iiclr-17523	57	48	,	,	PUNCT
iiclr-17523	57	49	2005	2005	NUM
iiclr-17523	57	50	,	,	PUNCT
iiclr-17523	57	51	at	at	ADP
iiclr-17523	57	52	b	b	NOUN
iiclr-17523	57	53	1	1	NUM
iiclr-17523	57	54	;	;	PUNCT
iiclr-17523	57	55	shaik	shaik	PROPN
iiclr-17523	57	56	ubaid	ubaid	PROPN
iiclr-17523	57	57	,	,	PUNCT
iiclr-17523	57	58	american	american	PROPN
iiclr-17523	57	59	muslims	muslims	PROPN
iiclr-17523	57	60	hope	hope	VERB
iiclr-17523	57	61	for	for	ADP
iiclr-17523	57	62	the	the	DET
iiclr-17523	57	63	best	good	ADJ
iiclr-17523	57	64	:	:	PUNCT
iiclr-17523	57	65	despite	despite	SCONJ
iiclr-17523	57	66	promises	promise	NOUN
iiclr-17523	57	67	by	by	ADP
iiclr-17523	57	68	president	president	PROPN
iiclr-17523	57	69	bush	bush	PROPN
iiclr-17523	57	70	,	,	PUNCT
iiclr-17523	57	71	this	this	DET
iiclr-17523	57	72	community	community	NOUN
iiclr-17523	57	73	's	's	PART
iiclr-17523	57	74	fears	fear	NOUN
iiclr-17523	57	75	of	of	ADP
iiclr-17523	57	76	a	a	DET
iiclr-17523	57	77	backlash	backlash	NOUN
iiclr-17523	57	78	are	be	AUX
iiclr-17523	57	79	as	as	ADV
iiclr-17523	57	80	strong	strong	ADJ
iiclr-17523	57	81	as	as	ADP
iiclr-17523	57	82	ever	ever	ADV
iiclr-17523	57	83	,	,	PUNCT
iiclr-17523	57	84	newsday	newsday	PROPN
iiclr-17523	57	85	,	,	PUNCT
iiclr-17523	57	86	dec	dec	PROPN
iiclr-17523	57	87	.	.	PROPN
iiclr-17523	57	88	7	7	NUM
iiclr-17523	57	89	,	,	PUNCT
iiclr-17523	57	90	2004	2004	NUM
iiclr-17523	57	91	,	,	PUNCT
iiclr-17523	57	92	at	at	ADP
iiclr-17523	57	93	a43	a43	PROPN
iiclr-17523	57	94	.	.	PUNCT
iiclr-17523	58	1	18	18	NUM
iiclr-17523	58	2	.	.	X
iiclr-17523	59	1	see	see	VERB
iiclr-17523	59	2	,	,	PUNCT
iiclr-17523	59	3	e.g.	e.g.	ADV
iiclr-17523	59	4	,	,	PUNCT
iiclr-17523	59	5	muhammad	muhammad	PROPN
iiclr-17523	59	6	yunus	yunus	PROPN
iiclr-17523	59	7	,	,	PUNCT
iiclr-17523	59	8	banker	banker	NOUN
iiclr-17523	59	9	to	to	ADP
iiclr-17523	59	10	the	the	DET
iiclr-17523	59	11	poor	poor	ADJ
iiclr-17523	59	12	:	:	PUNCT
iiclr-17523	59	13	microlending	microlending	NOUN
iiclr-17523	59	14	and	and	CCONJ
iiclr-17523	59	15	the	the	DET
iiclr-17523	59	16	batrle	batrle	NOUN
iiclr-17523	59	17	against	against	ADP
iiclr-17523	59	18	world	world	NOUN
iiclr-17523	59	19	poverty	poverty	NOUN
iiclr-17523	59	20	180	180	NUM
iiclr-17523	59	21	-	-	SYM
iiclr-17523	59	22	88	88	NUM
iiclr-17523	59	23	(	(	PUNCT
iiclr-17523	59	24	1999	1999	NUM
iiclr-17523	59	25	)	)	PUNCT
iiclr-17523	59	26	(	(	PUNCT
iiclr-17523	59	27	describing	describe	VERB
iiclr-17523	59	28	microcredit	microcredit	NOUN
iiclr-17523	59	29	initiatives	initiative	NOUN
iiclr-17523	59	30	among	among	ADP
iiclr-17523	59	31	the	the	DET
iiclr-17523	59	32	lakota	lakota	PROPN
iiclr-17523	59	33	sioux	sioux	NOUN
iiclr-17523	59	34	as	as	ADV
iiclr-17523	59	35	well	well	ADV
iiclr-17523	59	36	as	as	ADP
iiclr-17523	59	37	centers	center	NOUN
iiclr-17523	59	38	of	of	ADP
iiclr-17523	59	39	rural	rural	ADJ
iiclr-17523	59	40	and	and	CCONJ
iiclr-17523	59	41	urban	urban	ADJ
iiclr-17523	59	42	poverty	poverty	NOUN
iiclr-17523	59	43	)	)	PUNCT
iiclr-17523	59	44	.	.	PUNCT
iiclr-17523	60	1	20061	20061	NUM
iiclr-17523	60	2	ind	ind	NOUN
iiclr-17523	60	3	.	.	PUNCT
iiclr-17523	61	1	int'l	int'l	PROPN
iiclr-17523	61	2	&	&	CCONJ
iiclr-17523	61	3	comp	comp	PROPN
iiclr-17523	61	4	.	.	PUNCT
iiclr-17523	62	1	l.	l.	PROPN
iiclr-17523	62	2	rev	rev	PROPN
iiclr-17523	62	3	.	.	PROPN
iiclr-17523	62	4	ii	ii	PROPN
iiclr-17523	62	5	.	.	PUNCT
iiclr-17523	63	1	microcredit	microcredit	PROPN
iiclr-17523	63	2	and	and	CCONJ
iiclr-17523	63	3	the	the	DET
iiclr-17523	63	4	evolution	evolution	NOUN
iiclr-17523	63	5	of	of	ADP
iiclr-17523	63	6	the	the	DET
iiclr-17523	63	7	grameen	grameen	PROPN
iiclr-17523	63	8	model	model	NOUN
iiclr-17523	63	9	.	.	PUNCT
iiclr-17523	64	1	the	the	DET
iiclr-17523	64	2	idea	idea	NOUN
iiclr-17523	64	3	of	of	ADP
iiclr-17523	64	4	microcredit	microcredit	PROPN
iiclr-17523	64	5	arose	arise	VERB
iiclr-17523	64	6	in	in	ADP
iiclr-17523	64	7	the	the	DET
iiclr-17523	64	8	third	third	ADJ
iiclr-17523	64	9	world	world	NOUN
iiclr-17523	64	10	as	as	ADP
iiclr-17523	64	11	a	a	DET
iiclr-17523	64	12	formalized	formalized	ADJ
iiclr-17523	64	13	version	version	NOUN
iiclr-17523	64	14	of	of	ADP
iiclr-17523	64	15	traditional	traditional	ADJ
iiclr-17523	64	16	methods	method	NOUN
iiclr-17523	64	17	of	of	ADP
iiclr-17523	64	18	credit	credit	NOUN
iiclr-17523	64	19	extension	extension	NOUN
iiclr-17523	64	20	.	.	PUNCT
iiclr-17523	64	21	'	'	PUNCT
iiclr-17523	65	1	9	9	NUM
iiclr-17523	65	2	there	there	PRON
iiclr-17523	65	3	are	be	VERB
iiclr-17523	65	4	three	three	NUM
iiclr-17523	65	5	overarching	overarching	ADJ
iiclr-17523	65	6	points	point	NOUN
iiclr-17523	65	7	to	to	PART
iiclr-17523	65	8	remember	remember	VERB
iiclr-17523	65	9	regarding	regard	VERB
iiclr-17523	65	10	microcredit	microcredit	NOUN
iiclr-17523	65	11	:	:	PUNCT
iiclr-17523	65	12	it	it	PRON
iiclr-17523	65	13	is	be	AUX
iiclr-17523	65	14	not	not	PART
iiclr-17523	65	15	new	new	ADJ
iiclr-17523	65	16	,	,	PUNCT
iiclr-17523	65	17	it	it	PRON
iiclr-17523	65	18	is	be	AUX
iiclr-17523	65	19	not	not	PART
iiclr-17523	65	20	simply	simply	ADV
iiclr-17523	65	21	about	about	ADP
iiclr-17523	65	22	money	money	NOUN
iiclr-17523	65	23	,	,	PUNCT
iiclr-17523	65	24	and	and	CCONJ
iiclr-17523	65	25	it	it	PRON
iiclr-17523	65	26	is	be	AUX
iiclr-17523	65	27	not	not	PART
iiclr-17523	65	28	enough	enough	ADJ
iiclr-17523	65	29	.	.	PUNCT
iiclr-17523	66	1	20	20	NUM
iiclr-17523	66	2	in	in	ADP
iiclr-17523	66	3	many	many	ADJ
iiclr-17523	66	4	circles	circle	NOUN
iiclr-17523	66	5	,	,	PUNCT
iiclr-17523	66	6	at	at	ADP
iiclr-17523	66	7	least	least	ADJ
iiclr-17523	66	8	in	in	ADP
iiclr-17523	66	9	the	the	DET
iiclr-17523	66	10	midto	midto	ADJ
iiclr-17523	66	11	late-1990s	late-1990	NOUN
iiclr-17523	66	12	,	,	PUNCT
iiclr-17523	66	13	it	it	PRON
iiclr-17523	66	14	was	be	AUX
iiclr-17523	66	15	haled	hale	VERB
iiclr-17523	66	16	as	as	ADP
iiclr-17523	66	17	a	a	DET
iiclr-17523	66	18	panacea	panacea	NOUN
iiclr-17523	66	19	to	to	PART
iiclr-17523	66	20	cure	cure	VERB
iiclr-17523	66	21	world	world	NOUN
iiclr-17523	66	22	poverty.21	poverty.21	NOUN
iiclr-17523	66	23	while	while	SCONJ
iiclr-17523	66	24	it	it	PRON
iiclr-17523	66	25	is	be	AUX
iiclr-17523	66	26	a	a	DET
iiclr-17523	66	27	useful	useful	ADJ
iiclr-17523	66	28	tool	tool	NOUN
iiclr-17523	66	29	for	for	ADP
iiclr-17523	66	30	combating	combat	VERB
iiclr-17523	66	31	poverty	poverty	NOUN
iiclr-17523	66	32	,	,	PUNCT
iiclr-17523	66	33	both	both	CCONJ
iiclr-17523	66	34	abroad	abroad	ADV
iiclr-17523	66	35	and	and	CCONJ
iiclr-17523	66	36	at	at	ADP
iiclr-17523	66	37	home	home	NOUN
iiclr-17523	66	38	,	,	PUNCT
iiclr-17523	66	39	microcredit	microcredit	PROPN
iiclr-17523	66	40	has	have	VERB
iiclr-17523	66	41	its	its	PRON
iiclr-17523	66	42	limitations.22	limitations.22	NOUN
iiclr-17523	66	43	small	small	ADJ
iiclr-17523	66	44	loans	loan	NOUN
iiclr-17523	66	45	are	be	AUX
iiclr-17523	66	46	a	a	DET
iiclr-17523	66	47	means	means	NOUN
iiclr-17523	66	48	by	by	ADP
iiclr-17523	66	49	which	which	PRON
iiclr-17523	66	50	people	people	NOUN
iiclr-17523	66	51	can	can	AUX
iiclr-17523	66	52	bring	bring	VERB
iiclr-17523	66	53	themselves	themselves	PRON
iiclr-17523	66	54	out	out	ADP
iiclr-17523	66	55	of	of	ADP
iiclr-17523	66	56	poverty	poverty	NOUN
iiclr-17523	66	57	,	,	PUNCT
iiclr-17523	66	58	but	but	CCONJ
iiclr-17523	66	59	such	such	ADJ
iiclr-17523	66	60	loans	loan	NOUN
iiclr-17523	66	61	can	can	AUX
iiclr-17523	66	62	only	only	ADV
iiclr-17523	66	63	benefit	benefit	VERB
iiclr-17523	66	64	those	those	PRON
iiclr-17523	66	65	who	who	PRON
iiclr-17523	66	66	are	be	AUX
iiclr-17523	66	67	in	in	ADP
iiclr-17523	66	68	a	a	DET
iiclr-17523	66	69	position	position	NOUN
iiclr-17523	66	70	to	to	PART
iiclr-17523	66	71	use	use	VERB
iiclr-17523	66	72	them	they	PRON
iiclr-17523	66	73	23productively	23productively	PRON
iiclr-17523	66	74	.	.	PUNCT
iiclr-17523	67	1	thus	thus	ADV
iiclr-17523	67	2	,	,	PUNCT
iiclr-17523	67	3	microcredit	microcredit	NOUN
iiclr-17523	67	4	is	be	AUX
iiclr-17523	67	5	not	not	PART
iiclr-17523	67	6	a	a	DET
iiclr-17523	67	7	means	means	NOUN
iiclr-17523	67	8	to	to	PART
iiclr-17523	67	9	assist	assist	VERB
iiclr-17523	67	10	the	the	DET
iiclr-17523	67	11	estimated	estimate	VERB
iiclr-17523	67	12	40.3	40.3	NUM
iiclr-17523	67	13	million	million	NUM
iiclr-17523	67	14	people	people	NOUN
iiclr-17523	67	15	living	live	VERB
iiclr-17523	67	16	with	with	ADP
iiclr-17523	67	17	hiv	hiv	PROPN
iiclr-17523	67	18	/	/	SYM
iiclr-17523	67	19	aids	aids	PROPN
iiclr-17523	67	20	24	24	NUM
iiclr-17523	67	21	or	or	CCONJ
iiclr-17523	67	22	the	the	DET
iiclr-17523	67	23	world	world	NOUN
iiclr-17523	67	24	's	's	PART
iiclr-17523	67	25	35.5	35.5	NUM
iiclr-17523	67	26	million	million	NUM
iiclr-17523	67	27	refugees	refugee	NOUN
iiclr-17523	67	28	and	and	CCONJ
iiclr-17523	67	29	displaced	displace	VERB
iiclr-17523	67	30	persons.25	persons.25	NOUN
iiclr-17523	67	31	moreover	moreover	ADV
iiclr-17523	67	32	,	,	PUNCT
iiclr-17523	67	33	some	some	DET
iiclr-17523	67	34	donor	donor	NOUN
iiclr-17523	67	35	states	state	NOUN
iiclr-17523	67	36	might	might	AUX
iiclr-17523	67	37	confuse	confuse	VERB
iiclr-17523	67	38	the	the	DET
iiclr-17523	67	39	promise	promise	NOUN
iiclr-17523	67	40	of	of	ADP
iiclr-17523	67	41	microcredit	microcredit	NOUN
iiclr-17523	67	42	with	with	ADP
iiclr-17523	67	43	the	the	DET
iiclr-17523	67	44	need	need	NOUN
iiclr-17523	67	45	for	for	ADP
iiclr-17523	67	46	aid,26	aid,26	NOUN
iiclr-17523	67	47	thereby	thereby	ADV
iiclr-17523	67	48	preventing	prevent	VERB
iiclr-17523	67	49	organizations	organization	NOUN
iiclr-17523	67	50	from	from	ADP
iiclr-17523	67	51	serving	serve	VERB
iiclr-17523	67	52	those	those	PRON
iiclr-17523	67	53	who	who	PRON
iiclr-17523	67	54	might	might	AUX
iiclr-17523	67	55	benefit	benefit	VERB
iiclr-17523	67	56	most	most	ADV
iiclr-17523	67	57	effectively.27	effectively.27	PROPN
iiclr-17523	67	58	another	another	DET
iiclr-17523	67	59	important	important	ADJ
iiclr-17523	67	60	aspect	aspect	NOUN
iiclr-17523	67	61	of	of	ADP
iiclr-17523	67	62	microcredit	microcredit	NOUN
iiclr-17523	67	63	is	be	AUX
iiclr-17523	67	64	the	the	DET
iiclr-17523	67	65	empowerment	empowerment	NOUN
iiclr-17523	67	66	of	of	ADP
iiclr-17523	67	67	women	woman	NOUN
iiclr-17523	67	68	it	it	PRON
iiclr-17523	67	69	engenders	engender	VERB
iiclr-17523	67	70	.	.	PUNCT
iiclr-17523	68	1	28	28	NUM
iiclr-17523	68	2	ninety	ninety	NUM
iiclr-17523	68	3	-	-	PUNCT
iiclr-17523	68	4	four	four	NUM
iiclr-17523	68	5	percent	percent	NOUN
iiclr-17523	68	6	of	of	ADP
iiclr-17523	68	7	the	the	DET
iiclr-17523	68	8	grameen	grameen	PROPN
iiclr-17523	68	9	bank	bank	PROPN
iiclr-17523	68	10	's	's	PART
iiclr-17523	68	11	clients	client	NOUN
iiclr-17523	68	12	in	in	ADP
iiclr-17523	68	13	bangladesh	bangladesh	NOUN
iiclr-17523	68	14	are	be	AUX
iiclr-17523	68	15	women	woman	NOUN
iiclr-17523	68	16	.	.	PUNCT
iiclr-17523	69	1	29	29	NUM
iiclr-17523	69	2	by	by	ADP
iiclr-17523	69	3	fostering	foster	VERB
iiclr-17523	69	4	this	this	DET
iiclr-17523	69	5	participation	participation	NOUN
iiclr-17523	69	6	,	,	PUNCT
iiclr-17523	69	7	microcredit	microcredit	NOUN
iiclr-17523	69	8	allows	allow	VERB
iiclr-17523	69	9	women	woman	NOUN
iiclr-17523	69	10	to	to	PART
iiclr-17523	69	11	develop	develop	VERB
iiclr-17523	69	12	financial	financial	ADJ
iiclr-17523	69	13	autonomy	autonomy	NOUN
iiclr-17523	69	14	,	,	PUNCT
iiclr-17523	69	15	thereby	thereby	ADV
iiclr-17523	69	16	promoting	promote	VERB
iiclr-17523	69	17	gender	gender	NOUN
iiclr-17523	69	18	-	-	PUNCT
iiclr-17523	69	19	equity	equity	NOUN
iiclr-17523	69	20	and	and	CCONJ
iiclr-17523	69	21	improving	improve	VERB
iiclr-17523	69	22	19	19	NUM
iiclr-17523	69	23	.	.	PUNCT
iiclr-17523	69	24	microfinance	microfinance	NOUN
iiclr-17523	69	25	-	-	PUNCT
iiclr-17523	69	26	credit	credit	NOUN
iiclr-17523	69	27	lending	lending	NOUN
iiclr-17523	69	28	models	model	NOUN
iiclr-17523	69	29	,	,	PUNCT
iiclr-17523	69	30	at	at	ADP
iiclr-17523	69	31	http://www.grameeninfo.org/mcredit/cmodel.html	http://www.grameeninfo.org/mcredit/cmodel.html	PROPN
iiclr-17523	69	32	(	(	PUNCT
iiclr-17523	69	33	last	last	ADJ
iiclr-17523	69	34	modified	modify	VERB
iiclr-17523	69	35	aug	aug	PROPN
iiclr-17523	69	36	.	.	PROPN
iiclr-17523	69	37	1	1	NUM
iiclr-17523	69	38	,	,	PUNCT
iiclr-17523	69	39	2000	2000	NUM
iiclr-17523	69	40	)	)	PUNCT
iiclr-17523	70	1	[	[	X
iiclr-17523	70	2	hereinafter	hereinafter	NOUN
iiclr-17523	70	3	lending	lending	NOUN
iiclr-17523	70	4	models	model	NOUN
iiclr-17523	70	5	]	]	PUNCT
iiclr-17523	70	6	.	.	PUNCT
iiclr-17523	71	1	20	20	NUM
iiclr-17523	71	2	.	.	PUNCT
iiclr-17523	72	1	the	the	DET
iiclr-17523	72	2	virtual	virtual	ADJ
iiclr-17523	72	3	library	library	NOUN
iiclr-17523	72	4	on	on	ADP
iiclr-17523	72	5	microcredit	microcredit	PROPN
iiclr-17523	72	6	:	:	PUNCT
iiclr-17523	72	7	documents	document	NOUN
iiclr-17523	72	8	and	and	CCONJ
iiclr-17523	72	9	reports	report	NOUN
iiclr-17523	72	10	,	,	PUNCT
iiclr-17523	72	11	available	available	ADJ
iiclr-17523	72	12	at	at	ADP
iiclr-17523	72	13	http://www.gdrc.org/icm/icm-documents.html	http://www.gdrc.org/icm/icm-documents.html	PROPN
iiclr-17523	72	14	(	(	PUNCT
iiclr-17523	72	15	n.d	n.d	PROPN
iiclr-17523	72	16	.	.	PROPN
iiclr-17523	72	17	)	)	PUNCT
iiclr-17523	73	1	(	(	PUNCT
iiclr-17523	73	2	last	last	ADV
iiclr-17523	73	3	visited	visit	VERB
iiclr-17523	73	4	mar	mar	PROPN
iiclr-17523	73	5	.	.	PROPN
iiclr-17523	73	6	19	19	NUM
iiclr-17523	73	7	,	,	PUNCT
iiclr-17523	73	8	2006	2006	NUM
iiclr-17523	73	9	)	)	PUNCT
iiclr-17523	73	10	.	.	PUNCT
iiclr-17523	74	1	21	21	NUM
iiclr-17523	74	2	.	.	PUNCT
iiclr-17523	74	3	see	see	VERB
iiclr-17523	74	4	generally	generally	ADV
iiclr-17523	74	5	kathy	kathy	PROPN
iiclr-17523	74	6	mckenna	mckenna	PROPN
iiclr-17523	74	7	,	,	PUNCT
iiclr-17523	74	8	little	little	ADJ
iiclr-17523	74	9	loans	loan	NOUN
iiclr-17523	74	10	mean	mean	VERB
iiclr-17523	74	11	a	a	DET
iiclr-17523	74	12	lot	lot	NOUN
iiclr-17523	74	13	,	,	PUNCT
iiclr-17523	74	14	n.y	n.y	PROPN
iiclr-17523	74	15	.	.	PROPN
iiclr-17523	74	16	times	times	PROPN
iiclr-17523	74	17	,	,	PUNCT
iiclr-17523	74	18	june	june	PROPN
iiclr-17523	74	19	3	3	NUM
iiclr-17523	74	20	,	,	PUNCT
iiclr-17523	74	21	1987	1987	NUM
iiclr-17523	74	22	,	,	PUNCT
iiclr-17523	74	23	at	at	ADP
iiclr-17523	74	24	a26	a26	PROPN
iiclr-17523	74	25	(	(	PUNCT
iiclr-17523	74	26	letter	letter	NOUN
iiclr-17523	74	27	to	to	ADP
iiclr-17523	74	28	the	the	DET
iiclr-17523	74	29	editor	editor	NOUN
iiclr-17523	74	30	from	from	ADP
iiclr-17523	74	31	an	an	DET
iiclr-17523	74	32	activist	activist	NOUN
iiclr-17523	74	33	in	in	ADP
iiclr-17523	74	34	the	the	DET
iiclr-17523	74	35	fight	fight	NOUN
iiclr-17523	74	36	against	against	ADP
iiclr-17523	74	37	world	world	NOUN
iiclr-17523	74	38	hunger	hunger	NOUN
iiclr-17523	74	39	in	in	ADP
iiclr-17523	74	40	which	which	PRON
iiclr-17523	74	41	the	the	DET
iiclr-17523	74	42	activist	activist	NOUN
iiclr-17523	74	43	points	point	VERB
iiclr-17523	74	44	to	to	ADP
iiclr-17523	74	45	low	low	ADJ
iiclr-17523	74	46	default	default	NOUN
iiclr-17523	74	47	rates	rate	NOUN
iiclr-17523	74	48	as	as	ADP
iiclr-17523	74	49	proof	proof	NOUN
iiclr-17523	74	50	that	that	SCONJ
iiclr-17523	74	51	the	the	DET
iiclr-17523	74	52	poor	poor	ADJ
iiclr-17523	74	53	are	be	AUX
iiclr-17523	74	54	"	"	PUNCT
iiclr-17523	74	55	bankable	bankable	ADJ
iiclr-17523	74	56	.	.	PUNCT
iiclr-17523	74	57	"	"	PUNCT
iiclr-17523	74	58	)	)	PUNCT
iiclr-17523	74	59	.	.	PUNCT
iiclr-17523	75	1	22	22	NUM
iiclr-17523	75	2	.	.	PUNCT
iiclr-17523	76	1	see	see	VERB
iiclr-17523	76	2	microcredit	microcredit	PROPN
iiclr-17523	76	3	's	's	PART
iiclr-17523	76	4	limits	limit	NOUN
iiclr-17523	76	5	,	,	PUNCT
iiclr-17523	76	6	supra	supra	PROPN
iiclr-17523	76	7	note	note	NOUN
iiclr-17523	76	8	4	4	NUM
iiclr-17523	76	9	,	,	PUNCT
iiclr-17523	76	10	at	at	ADP
iiclr-17523	76	11	1	1	NUM
iiclr-17523	76	12	.	.	PUNCT
iiclr-17523	77	1	the	the	DET
iiclr-17523	77	2	united	united	PROPN
iiclr-17523	77	3	states	states	PROPN
iiclr-17523	77	4	and	and	CCONJ
iiclr-17523	77	5	other	other	ADJ
iiclr-17523	77	6	donor	donor	NOUN
iiclr-17523	77	7	nations	nation	NOUN
iiclr-17523	77	8	should	should	AUX
iiclr-17523	77	9	not	not	PART
iiclr-17523	77	10	"	"	PUNCT
iiclr-17523	77	11	use	use	VERB
iiclr-17523	77	12	this	this	DET
iiclr-17523	77	13	program	program	NOUN
iiclr-17523	77	14	as	as	ADP
iiclr-17523	77	15	a	a	DET
iiclr-17523	77	16	substitute	substitute	NOUN
iiclr-17523	77	17	for	for	ADP
iiclr-17523	77	18	other	other	ADJ
iiclr-17523	77	19	more	more	ADJ
iiclr-17523	77	20	basic	basic	ADJ
iiclr-17523	77	21	ways	way	NOUN
iiclr-17523	77	22	of	of	ADP
iiclr-17523	77	23	helping	help	VERB
iiclr-17523	77	24	the	the	DET
iiclr-17523	77	25	poorest	poor	ADJ
iiclr-17523	77	26	of	of	ADP
iiclr-17523	77	27	the	the	DET
iiclr-17523	77	28	poor	poor	ADJ
iiclr-17523	77	29	.	.	PUNCT
iiclr-17523	77	30	"	"	PUNCT
iiclr-17523	78	1	i	i	PRON
iiclr-17523	78	2	d.	d.	PROPN
iiclr-17523	78	3	23	23	NUM
iiclr-17523	78	4	.	.	PUNCT
iiclr-17523	79	1	microcredit	microcredit	NOUN
iiclr-17523	79	2	alone	alone	ADV
iiclr-17523	79	3	wo	will	AUX
iiclr-17523	79	4	n't	not	PART
iiclr-17523	79	5	reduce	reduce	VERB
iiclr-17523	79	6	poverty	poverty	NOUN
iiclr-17523	79	7	:	:	PUNCT
iiclr-17523	79	8	wb	wb	PROPN
iiclr-17523	79	9	study	study	NOUN
iiclr-17523	79	10	,	,	PUNCT
iiclr-17523	79	11	the	the	DET
iiclr-17523	79	12	independent	independent	ADJ
iiclr-17523	79	13	,	,	PUNCT
iiclr-17523	79	14	jan	jan	PROPN
iiclr-17523	79	15	.	.	PROPN
iiclr-17523	79	16	15	15	NUM
iiclr-17523	79	17	,	,	PUNCT
iiclr-17523	79	18	1999	1999	NUM
iiclr-17523	79	19	,	,	PUNCT
iiclr-17523	79	20	available	available	ADJ
iiclr-17523	79	21	at	at	ADP
iiclr-17523	79	22	lexis	lexis	NOUN
iiclr-17523	79	23	,	,	PUNCT
iiclr-17523	79	24	news	news	NOUN
iiclr-17523	79	25	library	library	NOUN
iiclr-17523	79	26	,	,	PUNCT
iiclr-17523	79	27	emerging	emerge	VERB
iiclr-17523	79	28	markets	market	NOUN
iiclr-17523	79	29	datafile	datafile	VERB
iiclr-17523	79	30	.	.	PUNCT
iiclr-17523	80	1	24	24	NUM
iiclr-17523	80	2	.	.	PUNCT
iiclr-17523	81	1	world	world	PROPN
iiclr-17523	81	2	hiv	hiv	PROPN
iiclr-17523	81	3	and	and	CCONJ
iiclr-17523	81	4	aids	aids	PROPN
iiclr-17523	81	5	statistics	statistic	NOUN
iiclr-17523	81	6	,	,	PUNCT
iiclr-17523	81	7	available	available	ADJ
iiclr-17523	81	8	at	at	ADP
iiclr-17523	81	9	http://www.avert.org/worldstats.htm	http://www.avert.org/worldstats.htm	PROPN
iiclr-17523	81	10	(	(	PUNCT
iiclr-17523	81	11	last	last	ADJ
iiclr-17523	81	12	updated	update	VERB
iiclr-17523	81	13	feb	feb	PROPN
iiclr-17523	81	14	.	.	PROPN
iiclr-17523	81	15	9	9	NUM
iiclr-17523	81	16	,	,	PUNCT
iiclr-17523	81	17	2006	2006	NUM
iiclr-17523	81	18	)	)	PUNCT
iiclr-17523	81	19	.	.	PUNCT
iiclr-17523	82	1	25	25	NUM
iiclr-17523	82	2	.	.	PUNCT
iiclr-17523	83	1	key	key	ADJ
iiclr-17523	83	2	statistics	statistic	NOUN
iiclr-17523	83	3	,	,	PUNCT
iiclr-17523	83	4	world	world	NOUN
iiclr-17523	83	5	refugee	refugee	NOUN
iiclr-17523	83	6	survey	survey	NOUN
iiclr-17523	83	7	,	,	PUNCT
iiclr-17523	83	8	2004	2004	NUM
iiclr-17523	83	9	,	,	PUNCT
iiclr-17523	83	10	table	table	NOUN
iiclr-17523	83	11	1	1	NUM
iiclr-17523	83	12	,	,	PUNCT
iiclr-17523	83	13	at	at	ADP
iiclr-17523	83	14	http://www.refugees.org/data/wrs/04/pdf/keystatistics.pdf	http://www.refugees.org/data/wrs/04/pdf/keystatistics.pdf	PROPN
iiclr-17523	83	15	(	(	PUNCT
iiclr-17523	83	16	last	last	ADJ
iiclr-17523	83	17	visited	visit	VERB
iiclr-17523	83	18	mar	mar	PROPN
iiclr-17523	83	19	.	.	PROPN
iiclr-17523	83	20	19	19	NUM
iiclr-17523	83	21	,	,	PUNCT
iiclr-17523	83	22	2006	2006	NUM
iiclr-17523	83	23	)	)	PUNCT
iiclr-17523	83	24	.	.	PUNCT
iiclr-17523	84	1	26	26	NUM
iiclr-17523	84	2	.	.	X
iiclr-17523	85	1	microcredit	microcredit	PROPN
iiclr-17523	85	2	's	's	PART
iiclr-17523	85	3	limits	limit	NOUN
iiclr-17523	85	4	,	,	PUNCT
iiclr-17523	85	5	supra	supra	PROPN
iiclr-17523	85	6	note	note	NOUN
iiclr-17523	85	7	4	4	NUM
iiclr-17523	85	8	,	,	PUNCT
iiclr-17523	85	9	at	at	ADP
iiclr-17523	85	10	1	1	NUM
iiclr-17523	85	11	.	.	PUNCT
iiclr-17523	86	1	starting	start	VERB
iiclr-17523	86	2	next	next	ADJ
iiclr-17523	86	3	year	year	NOUN
iiclr-17523	86	4	,	,	PUNCT
iiclr-17523	86	5	half	half	NOUN
iiclr-17523	86	6	of	of	ADP
iiclr-17523	86	7	u.s	u.s	PROPN
iiclr-17523	86	8	.	.	PROPN
iiclr-17523	86	9	support	support	NOUN
iiclr-17523	86	10	for	for	ADP
iiclr-17523	86	11	microfinance	microfinance	NOUN
iiclr-17523	86	12	groups	group	NOUN
iiclr-17523	86	13	must	must	AUX
iiclr-17523	86	14	go	go	VERB
iiclr-17523	86	15	to	to	ADP
iiclr-17523	86	16	those	those	PRON
iiclr-17523	86	17	living	live	VERB
iiclr-17523	86	18	well	well	ADV
iiclr-17523	86	19	below	below	ADP
iiclr-17523	86	20	their	their	PRON
iiclr-17523	86	21	nations	nation	NOUN
iiclr-17523	86	22	'	'	PART
iiclr-17523	86	23	poverty	poverty	NOUN
iiclr-17523	86	24	lines	line	NOUN
iiclr-17523	86	25	,	,	PUNCT
iiclr-17523	86	26	or	or	CCONJ
iiclr-17523	86	27	earning	earn	VERB
iiclr-17523	86	28	less	less	ADJ
iiclr-17523	86	29	than	than	ADP
iiclr-17523	86	30	$	$	SYM
iiclr-17523	86	31	1	1	NUM
iiclr-17523	86	32	a	a	DET
iiclr-17523	86	33	day	day	NOUN
iiclr-17523	86	34	....	....	PUNCT
iiclr-17523	87	1	[	[	X
iiclr-17523	87	2	t]he	t]he	ADJ
iiclr-17523	87	3	program	program	NOUN
iiclr-17523	87	4	could	could	AUX
iiclr-17523	87	5	well	well	ADV
iiclr-17523	87	6	force	force	VERB
iiclr-17523	87	7	loans	loan	NOUN
iiclr-17523	87	8	on	on	ADP
iiclr-17523	87	9	people	people	NOUN
iiclr-17523	87	10	who	who	PRON
iiclr-17523	87	11	may	may	AUX
iiclr-17523	87	12	not	not	PART
iiclr-17523	87	13	be	be	AUX
iiclr-17523	87	14	ready	ready	ADJ
iiclr-17523	87	15	for	for	ADP
iiclr-17523	87	16	them	they	PRON
iiclr-17523	87	17	or	or	CCONJ
iiclr-17523	87	18	who	who	PRON
iiclr-17523	87	19	may	may	AUX
iiclr-17523	87	20	really	really	ADV
iiclr-17523	87	21	need	need	VERB
iiclr-17523	87	22	outright	outright	ADJ
iiclr-17523	87	23	aid	aid	NOUN
iiclr-17523	87	24	instead	instead	ADV
iiclr-17523	87	25	.	.	PUNCT
iiclr-17523	88	1	i	i	PRON
iiclr-17523	88	2	d.	d.	PROPN
iiclr-17523	88	3	27	27	NUM
iiclr-17523	88	4	.	.	PUNCT
iiclr-17523	89	1	see	see	VERB
iiclr-17523	89	2	i	i	PRON
iiclr-17523	89	3	d.	d.	PROPN
iiclr-17523	89	4	28	28	NUM
iiclr-17523	89	5	.	.	PUNCT
iiclr-17523	90	1	see	see	VERB
iiclr-17523	90	2	millions	million	NOUN
iiclr-17523	90	3	out	out	ADP
iiclr-17523	90	4	of	of	ADP
iiclr-17523	90	5	poverty	poverty	NOUN
iiclr-17523	90	6	,	,	PUNCT
iiclr-17523	90	7	supra	supra	PROPN
iiclr-17523	90	8	note	note	NOUN
iiclr-17523	90	9	4	4	NUM
iiclr-17523	90	10	;	;	PUNCT
iiclr-17523	90	11	see	see	VERB
iiclr-17523	90	12	generally	generally	ADV
iiclr-17523	90	13	jude	jude	PROPN
iiclr-17523	90	14	l.	l.	PROPN
iiclr-17523	90	15	fernando	fernando	PROPN
iiclr-17523	90	16	,	,	PUNCT
iiclr-17523	90	17	the	the	DET
iiclr-17523	90	18	role	role	NOUN
iiclr-17523	90	19	of	of	ADP
iiclr-17523	90	20	ngos	ngo	NOUN
iiclr-17523	90	21	:	:	PUNCT
iiclr-17523	90	22	charity	charity	NOUN
iiclr-17523	90	23	and	and	CCONJ
iiclr-17523	90	24	empowerment	empowerment	NOUN
iiclr-17523	90	25	:	:	PUNCT
iiclr-17523	90	26	nongovernmental	nongovernmental	ADJ
iiclr-17523	90	27	organizations	organization	NOUN
iiclr-17523	90	28	,	,	PUNCT
iiclr-17523	90	29	micro	micro	NOUN
iiclr-17523	90	30	-	-	NOUN
iiclr-17523	90	31	credit	credit	NOUN
iiclr-17523	90	32	,	,	PUNCT
iiclr-17523	90	33	and	and	CCONJ
iiclr-17523	90	34	empowerment	empowerment	NOUN
iiclr-17523	90	35	of	of	ADP
iiclr-17523	90	36	women	woman	NOUN
iiclr-17523	90	37	,	,	PUNCT
iiclr-17523	90	38	554	554	NUM
iiclr-17523	90	39	annals	annal	NOUN
iiclr-17523	90	40	am	be	AUX
iiclr-17523	90	41	.	.	PUNCT
iiclr-17523	91	1	acad	acad	PROPN
iiclr-17523	91	2	.	.	PUNCT
iiclr-17523	92	1	pol	pol	PROPN
iiclr-17523	92	2	.	.	PUNCT
iiclr-17523	92	3	&	&	CCONJ
iiclr-17523	92	4	soc	soc	PROPN
iiclr-17523	92	5	.	.	PUNCT
iiclr-17523	93	1	scl	scl	PROPN
iiclr-17523	93	2	.	.	PROPN
iiclr-17523	93	3	150	150	NUM
iiclr-17523	93	4	(	(	PUNCT
iiclr-17523	93	5	1997	1997	NUM
iiclr-17523	93	6	)	)	PUNCT
iiclr-17523	93	7	.	.	PUNCT
iiclr-17523	94	1	29	29	NUM
iiclr-17523	94	2	.	.	PUNCT
iiclr-17523	94	3	basic	basic	ADJ
iiclr-17523	94	4	facts	fact	NOUN
iiclr-17523	94	5	about	about	ADP
iiclr-17523	94	6	microfinance	microfinance	NOUN
iiclr-17523	94	7	,	,	PUNCT
iiclr-17523	94	8	at	at	ADP
iiclr-17523	94	9	http://www.uncdf.orglenglish/microfinance/facts.php	http://www.uncdf.orglenglish/microfinance/facts.php	PROPN
iiclr-17523	94	10	(	(	PUNCT
iiclr-17523	94	11	n.d	n.d	PROPN
iiclr-17523	94	12	.	.	PROPN
iiclr-17523	94	13	)	)	PUNCT
iiclr-17523	95	1	(	(	PUNCT
iiclr-17523	95	2	last	last	ADV
iiclr-17523	95	3	visited	visit	VERB
iiclr-17523	95	4	mar	mar	PROPN
iiclr-17523	95	5	.	.	PROPN
iiclr-17523	95	6	19	19	NUM
iiclr-17523	95	7	,	,	PUNCT
iiclr-17523	95	8	2006	2006	NUM
iiclr-17523	95	9	)	)	PUNCT
iiclr-17523	96	1	[	[	X
iiclr-17523	96	2	hereinafter	hereinafter	NOUN
iiclr-17523	96	3	basic	basic	ADJ
iiclr-17523	96	4	facts	fact	NOUN
iiclr-17523	96	5	]	]	PUNCT
iiclr-17523	96	6	.	.	PUNCT
iiclr-17523	97	1	[	[	X
iiclr-17523	97	2	vol	vol	NOUN
iiclr-17523	97	3	.	.	PUNCT
iiclr-17523	98	1	16:2	16:2	NUM
iiclr-17523	98	2	equity	equity	PROPN
iiclr-17523	98	3	&	&	CCONJ
iiclr-17523	98	4	innovation	innovation	NOUN
iiclr-17523	98	5	household	household	NOUN
iiclr-17523	98	6	and	and	CCONJ
iiclr-17523	98	7	community	community	NOUN
iiclr-17523	98	8	stability	stability	NOUN
iiclr-17523	98	9	.	.	PUNCT
iiclr-17523	99	1	30	30	NUM
iiclr-17523	99	2	ironically	ironically	ADV
iiclr-17523	99	3	,	,	PUNCT
iiclr-17523	99	4	these	these	DET
iiclr-17523	99	5	successes	success	NOUN
iiclr-17523	99	6	are	be	AUX
iiclr-17523	99	7	due	due	ADJ
iiclr-17523	99	8	,	,	PUNCT
iiclr-17523	99	9	in	in	ADP
iiclr-17523	99	10	part	part	NOUN
iiclr-17523	99	11	,	,	PUNCT
iiclr-17523	99	12	to	to	ADP
iiclr-17523	99	13	institutions	institution	NOUN
iiclr-17523	99	14	like	like	ADP
iiclr-17523	99	15	larger	large	ADJ
iiclr-17523	99	16	sponsor	sponsor	NOUN
iiclr-17523	99	17	banks	bank	NOUN
iiclr-17523	99	18	and	and	CCONJ
iiclr-17523	99	19	corporations	corporation	NOUN
iiclr-17523	99	20	,	,	PUNCT
iiclr-17523	99	21	which	which	PRON
iiclr-17523	99	22	are	be	AUX
iiclr-17523	99	23	not	not	PART
iiclr-17523	99	24	usually	usually	ADV
iiclr-17523	99	25	positively	positively	ADV
iiclr-17523	99	26	associated	associate	VERB
iiclr-17523	99	27	with	with	ADP
iiclr-17523	99	28	social	social	ADJ
iiclr-17523	99	29	justice	justice	NOUN
iiclr-17523	99	30	issues.3	issues.3	NOUN
iiclr-17523	99	31	'	'	PUNCT
iiclr-17523	99	32	in	in	ADP
iiclr-17523	99	33	fact	fact	NOUN
iiclr-17523	99	34	,	,	PUNCT
iiclr-17523	99	35	these	these	DET
iiclr-17523	99	36	institutions	institution	NOUN
iiclr-17523	99	37	are	be	AUX
iiclr-17523	99	38	considered	consider	VERB
iiclr-17523	99	39	to	to	PART
iiclr-17523	99	40	be	be	AUX
iiclr-17523	99	41	"	"	PUNCT
iiclr-17523	99	42	obstacles	obstacle	NOUN
iiclr-17523	99	43	to	to	ADP
iiclr-17523	99	44	women	woman	NOUN
iiclr-17523	99	45	's	's	PART
iiclr-17523	99	46	empowerment	empowerment	NOUN
iiclr-17523	99	47	.	.	PUNCT
iiclr-17523	100	1	,	,	PUNCT
iiclr-17523	100	2	32	32	NUM
iiclr-17523	100	3	a.	a.	NOUN
iiclr-17523	100	4	the	the	DET
iiclr-17523	100	5	grameen	grameen	PROPN
iiclr-17523	100	6	model	model	NOUN
iiclr-17523	100	7	the	the	DET
iiclr-17523	100	8	grameen	grameen	PROPN
iiclr-17523	100	9	33	33	NUM
iiclr-17523	100	10	banking	banking	NOUN
iiclr-17523	100	11	model	model	NOUN
iiclr-17523	100	12	was	be	AUX
iiclr-17523	100	13	developed	develop	VERB
iiclr-17523	100	14	in	in	ADP
iiclr-17523	100	15	bangladesh	bangladesh	NOUN
iiclr-17523	100	16	by	by	ADP
iiclr-17523	100	17	the	the	DET
iiclr-17523	100	18	economist	economist	NOUN
iiclr-17523	100	19	muhammad	muhammad	PROPN
iiclr-17523	100	20	yunus	yunus	PROPN
iiclr-17523	100	21	in	in	ADP
iiclr-17523	100	22	1977.34	1977.34	NUM
iiclr-17523	100	23	the	the	DET
iiclr-17523	100	24	first	first	ADJ
iiclr-17523	100	25	clients	client	NOUN
iiclr-17523	100	26	were	be	AUX
iiclr-17523	100	27	stool	stool	NOUN
iiclr-17523	100	28	makers.35	makers.35	NOUN
iiclr-17523	100	29	these	these	DET
iiclr-17523	100	30	women	woman	NOUN
iiclr-17523	100	31	used	use	VERB
iiclr-17523	100	32	their	their	PRON
iiclr-17523	100	33	loan	loan	NOUN
iiclr-17523	100	34	to	to	PART
iiclr-17523	100	35	purchase	purchase	VERB
iiclr-17523	100	36	raw	raw	ADJ
iiclr-17523	100	37	materials	material	NOUN
iiclr-17523	100	38	,	,	PUNCT
iiclr-17523	100	39	thereby	thereby	ADV
iiclr-17523	100	40	breaking	break	VERB
iiclr-17523	100	41	the	the	DET
iiclr-17523	100	42	cycle	cycle	NOUN
iiclr-17523	100	43	of	of	ADP
iiclr-17523	100	44	subsistence	subsistence	NOUN
iiclr-17523	100	45	caused	cause	VERB
iiclr-17523	100	46	by	by	ADP
iiclr-17523	100	47	moneylenders	moneylender	NOUN
iiclr-17523	100	48	charging	charge	VERB
iiclr-17523	100	49	high	high	ADJ
iiclr-17523	100	50	rates	rate	NOUN
iiclr-17523	100	51	of	of	ADP
iiclr-17523	100	52	interest.36	interest.36	NOUN
iiclr-17523	100	53	since	since	SCONJ
iiclr-17523	100	54	its	its	PRON
iiclr-17523	100	55	inception	inception	NOUN
iiclr-17523	100	56	,	,	PUNCT
iiclr-17523	100	57	the	the	DET
iiclr-17523	100	58	grameen	grameen	PROPN
iiclr-17523	100	59	bank	bank	PROPN
iiclr-17523	100	60	has	have	AUX
iiclr-17523	100	61	grown	grow	VERB
iiclr-17523	100	62	to	to	ADP
iiclr-17523	100	63	the	the	DET
iiclr-17523	100	64	point	point	NOUN
iiclr-17523	100	65	of	of	ADP
iiclr-17523	100	66	serving	serve	VERB
iiclr-17523	100	67	1.8	1.8	NUM
iiclr-17523	100	68	million	million	NUM
iiclr-17523	100	69	needy	needy	ADJ
iiclr-17523	100	70	clients	client	NOUN
iiclr-17523	100	71	,	,	PUNCT
iiclr-17523	100	72	lending	lend	VERB
iiclr-17523	100	73	$	$	SYM
iiclr-17523	100	74	30	30	NUM
iiclr-17523	100	75	million	million	NUM
iiclr-17523	100	76	per	per	ADP
iiclr-17523	100	77	month.3	month.3	NOUN
iiclr-17523	100	78	7	7	NUM
iiclr-17523	100	79	pointing	pointing	NOUN
iiclr-17523	100	80	to	to	ADP
iiclr-17523	100	81	the	the	DET
iiclr-17523	100	82	high	high	ADJ
iiclr-17523	100	83	rates	rate	NOUN
iiclr-17523	100	84	of	of	ADP
iiclr-17523	100	85	repayment	repayment	NOUN
iiclr-17523	100	86	,	,	PUNCT
iiclr-17523	100	87	critics	critic	NOUN
iiclr-17523	100	88	within	within	ADP
iiclr-17523	100	89	bangladesh	bangladesh	PROPN
iiclr-17523	100	90	have	have	AUX
iiclr-17523	100	91	called	call	VERB
iiclr-17523	100	92	on	on	ADP
iiclr-17523	100	93	grameen	grameen	PROPN
iiclr-17523	100	94	to	to	PART
iiclr-17523	100	95	move	move	VERB
iiclr-17523	100	96	closer	close	ADV
iiclr-17523	100	97	to	to	ADP
iiclr-17523	100	98	commercial	commercial	ADJ
iiclr-17523	100	99	banks	bank	NOUN
iiclr-17523	100	100	and	and	CCONJ
iiclr-17523	100	101	charge	charge	VERB
iiclr-17523	100	102	lower	low	ADJ
iiclr-17523	100	103	interest	interest	NOUN
iiclr-17523	100	104	rates	rate	NOUN
iiclr-17523	100	105	.	.	PUNCT
iiclr-17523	101	1	38	38	NUM
iiclr-17523	101	2	inspired	inspire	VERB
iiclr-17523	101	3	by	by	ADP
iiclr-17523	101	4	the	the	DET
iiclr-17523	101	5	good	good	PROPN
iiclr-17523	101	6	news	news	PROPN
iiclr-17523	101	7	from	from	ADP
iiclr-17523	101	8	bangladesh	bangladesh	NOUN
iiclr-17523	101	9	,	,	PUNCT
iiclr-17523	101	10	programs	program	NOUN
iiclr-17523	101	11	based	base	VERB
iiclr-17523	101	12	on	on	ADP
iiclr-17523	101	13	the	the	DET
iiclr-17523	101	14	grameen	grameen	PROPN
iiclr-17523	101	15	model	model	NOUN
iiclr-17523	101	16	were	be	AUX
iiclr-17523	101	17	established	establish	VERB
iiclr-17523	101	18	throughout	throughout	ADP
iiclr-17523	101	19	the	the	DET
iiclr-17523	101	20	world.39	world.39	NOUN
iiclr-17523	101	21	sponsored	sponsor	VERB
iiclr-17523	101	22	by	by	ADP
iiclr-17523	101	23	nongovernmental	nongovernmental	ADJ
iiclr-17523	101	24	organizations	organization	NOUN
iiclr-17523	101	25	,	,	PUNCT
iiclr-17523	101	26	corporations	corporation	NOUN
iiclr-17523	101	27	,	,	PUNCT
iiclr-17523	101	28	and	and	CCONJ
iiclr-17523	101	29	governmental	governmental	ADJ
iiclr-17523	101	30	aid	aid	NOUN
iiclr-17523	101	31	programs	program	NOUN
iiclr-17523	101	32	,	,	PUNCT
iiclr-17523	101	33	these	these	DET
iiclr-17523	101	34	programs	program	NOUN
iiclr-17523	101	35	appeared	appear	VERB
iiclr-17523	101	36	both	both	PRON
iiclr-17523	101	37	in	in	ADP
iiclr-17523	101	38	underdeveloped	underdeveloped	ADJ
iiclr-17523	101	39	as	as	ADV
iiclr-17523	101	40	well	well	ADV
iiclr-17523	101	41	as	as	ADP
iiclr-17523	101	42	highly	highly	ADV
iiclr-17523	101	43	industrialized	industrialize	VERB
iiclr-17523	101	44	nations.40	nations.40	PROPN
iiclr-17523	101	45	muhammad	muhammad	PROPN
iiclr-17523	101	46	yunus	yunus	PROPN
iiclr-17523	101	47	's	's	PART
iiclr-17523	101	48	theory	theory	NOUN
iiclr-17523	101	49	was	be	AUX
iiclr-17523	101	50	that	that	SCONJ
iiclr-17523	101	51	wherever	wherever	SCONJ
iiclr-17523	101	52	there	there	PRON
iiclr-17523	101	53	was	be	VERB
iiclr-17523	101	54	poverty	poverty	NOUN
iiclr-17523	101	55	,	,	PUNCT
iiclr-17523	101	56	microcredit	microcredit	PROPN
iiclr-17523	101	57	could	could	AUX
iiclr-17523	101	58	fight	fight	VERB
iiclr-17523	101	59	it.41	it.41	VERB
iiclr-17523	101	60	the	the	DET
iiclr-17523	101	61	application	application	NOUN
iiclr-17523	101	62	of	of	ADP
iiclr-17523	101	63	microcredit	microcredit	NOUN
iiclr-17523	101	64	in	in	ADP
iiclr-17523	101	65	american	american	ADJ
iiclr-17523	101	66	urban	urban	ADJ
iiclr-17523	101	67	centers	center	NOUN
iiclr-17523	101	68	has	have	AUX
iiclr-17523	101	69	been	be	AUX
iiclr-17523	101	70	turbulent.42	turbulent.42	NOUN
iiclr-17523	101	71	gary	gary	PROPN
iiclr-17523	101	72	hattem	hattem	PROPN
iiclr-17523	101	73	,	,	PUNCT
iiclr-17523	101	74	president	president	NOUN
iiclr-17523	101	75	of	of	ADP
iiclr-17523	101	76	the	the	DET
iiclr-17523	101	77	deutsche	deutsche	PROPN
iiclr-17523	101	78	bank	bank	PROPN
iiclr-17523	101	79	americas	americas	PROPN
iiclr-17523	101	80	foundation	foundation	PROPN
iiclr-17523	101	81	,	,	PUNCT
iiclr-17523	101	82	for	for	ADP
iiclr-17523	101	83	example	example	NOUN
iiclr-17523	101	84	,	,	PUNCT
iiclr-17523	101	85	expressed	express	VERB
iiclr-17523	101	86	concern	concern	NOUN
iiclr-17523	101	87	that	that	SCONJ
iiclr-17523	101	88	the	the	DET
iiclr-17523	101	89	publicity	publicity	NOUN
iiclr-17523	101	90	and	and	CCONJ
iiclr-17523	101	91	excitement	excitement	NOUN
iiclr-17523	101	92	surrounding	surround	VERB
iiclr-17523	101	93	microcredit	microcredit	NOUN
iiclr-17523	101	94	could	could	AUX
iiclr-17523	101	95	burn	burn	VERB
iiclr-17523	101	96	itself	itself	PRON
iiclr-17523	101	97	out	out	ADP
iiclr-17523	101	98	:	:	PUNCT
iiclr-17523	101	99	"	"	PUNCT
iiclr-17523	101	100	microfinancing	microfinancing	NOUN
iiclr-17523	101	101	has	have	VERB
iiclr-17523	101	102	to	to	PART
iiclr-17523	101	103	grow	grow	VERB
iiclr-17523	101	104	as	as	ADP
iiclr-17523	101	105	an	an	DET
iiclr-17523	101	106	industry	industry	NOUN
iiclr-17523	101	107	as	as	ADP
iiclr-17523	101	108	a	a	DET
iiclr-17523	101	109	bottom	bottom	ADJ
iiclr-17523	101	110	-	-	PUNCT
iiclr-17523	101	111	up	up	ADP
iiclr-17523	101	112	strategy	strategy	NOUN
iiclr-17523	101	113	.	.	PUNCT
iiclr-17523	102	1	the	the	DET
iiclr-17523	102	2	potential	potential	ADJ
iiclr-17523	102	3	problem	problem	NOUN
iiclr-17523	102	4	is	be	AUX
iiclr-17523	102	5	too	too	ADV
iiclr-17523	102	6	much	much	ADJ
iiclr-17523	102	7	enthusiasm	enthusiasm	NOUN
iiclr-17523	102	8	and	and	CCONJ
iiclr-17523	102	9	having	have	VERB
iiclr-17523	102	10	it	it	PRON
iiclr-17523	102	11	explode	explode	VERB
iiclr-17523	102	12	.	.	PUNCT
iiclr-17523	103	1	43	43	NUM
iiclr-17523	103	2	another	another	DET
iiclr-17523	103	3	drawback	drawback	NOUN
iiclr-17523	103	4	to	to	ADP
iiclr-17523	103	5	the	the	DET
iiclr-17523	103	6	american	american	ADJ
iiclr-17523	103	7	application	application	NOUN
iiclr-17523	103	8	is	be	AUX
iiclr-17523	103	9	that	that	SCONJ
iiclr-17523	103	10	there	there	PRON
iiclr-17523	103	11	are	be	VERB
iiclr-17523	103	12	many	many	ADJ
iiclr-17523	103	13	small	small	ADJ
iiclr-17523	103	14	microlenders	microlender	NOUN
iiclr-17523	104	1	"	"	PUNCT
iiclr-17523	104	2	[	[	X
iiclr-17523	104	3	w]ith	w]ith	ADP
iiclr-17523	104	4	limited	limited	ADJ
iiclr-17523	104	5	organizational	organizational	ADJ
iiclr-17523	104	6	infrastructure	infrastructure	NOUN
iiclr-17523	104	7	and	and	CCONJ
iiclr-17523	104	8	management	management	NOUN
iiclr-17523	104	9	teams	team	NOUN
iiclr-17523	104	10	consumed	consume	VERB
iiclr-17523	104	11	30	30	NUM
iiclr-17523	104	12	.	.	PUNCT
iiclr-17523	105	1	i	i	PRON
iiclr-17523	105	2	d.	d.	PROPN
iiclr-17523	105	3	31	31	NUM
iiclr-17523	105	4	.	.	PUNCT
iiclr-17523	106	1	fernando	fernando	PROPN
iiclr-17523	106	2	,	,	PUNCT
iiclr-17523	106	3	supra	supra	PROPN
iiclr-17523	106	4	note	note	PROPN
iiclr-17523	106	5	28	28	NUM
iiclr-17523	106	6	,	,	PUNCT
iiclr-17523	106	7	at	at	ADP
iiclr-17523	106	8	151	151	NUM
iiclr-17523	106	9	.	.	PUNCT
iiclr-17523	106	10	32	32	NUM
iiclr-17523	106	11	.	.	PUNCT
iiclr-17523	107	1	i	i	PRON
iiclr-17523	107	2	d.	d.	PROPN
iiclr-17523	107	3	33	33	NUM
iiclr-17523	107	4	.	.	PUNCT
iiclr-17523	108	1	grameen	grameen	PROPN
iiclr-17523	108	2	is	be	AUX
iiclr-17523	108	3	the	the	DET
iiclr-17523	108	4	bengali	bengali	PROPN
iiclr-17523	108	5	word	word	NOUN
iiclr-17523	108	6	for	for	ADP
iiclr-17523	108	7	villages	village	NOUN
iiclr-17523	108	8	.	.	PUNCT
iiclr-17523	109	1	see	see	VERB
iiclr-17523	109	2	"	"	PUNCT
iiclr-17523	109	3	grameen	grameen	PROPN
iiclr-17523	109	4	bank	bank	PROPN
iiclr-17523	109	5	,	,	PUNCT
iiclr-17523	109	6	"	"	PUNCT
iiclr-17523	109	7	at	at	ADP
iiclr-17523	109	8	http://en.wikipedia.org/wiki/grameen	http://en.wikipedia.org/wiki/grameen	PROPN
iiclr-17523	109	9	(	(	PUNCT
iiclr-17523	109	10	last	last	ADJ
iiclr-17523	109	11	modified	modify	VERB
iiclr-17523	109	12	feb	feb	PROPN
iiclr-17523	109	13	.	.	PROPN
iiclr-17523	109	14	26	26	NUM
iiclr-17523	109	15	,	,	PUNCT
iiclr-17523	109	16	2006	2006	NUM
iiclr-17523	109	17	)	)	PUNCT
iiclr-17523	109	18	.	.	PUNCT
iiclr-17523	110	1	34	34	NUM
iiclr-17523	110	2	.	.	X
iiclr-17523	110	3	yunus	yunus	PROPN
iiclr-17523	110	4	,	,	PUNCT
iiclr-17523	110	5	supra	supra	PROPN
iiclr-17523	110	6	note	note	PROPN
iiclr-17523	110	7	18	18	NUM
iiclr-17523	110	8	,	,	PUNCT
iiclr-17523	110	9	at	at	ADP
iiclr-17523	110	10	61	61	NUM
iiclr-17523	110	11	.	.	PUNCT
iiclr-17523	110	12	35	35	NUM
iiclr-17523	110	13	.	.	PUNCT
iiclr-17523	111	1	alex	alex	PROPN
iiclr-17523	111	2	coui	coui	PROPN
iiclr-17523	111	3	-	-	PUNCT
iiclr-17523	111	4	s	s	PROPN
iiclr-17523	111	5	,	,	PUNCT
iiclr-17523	111	6	give	give	VERB
iiclr-17523	111	7	us	we	PRON
iiclr-17523	111	8	credrr	credrr	VERB
iiclr-17523	111	9	39	39	NUM
iiclr-17523	111	10	(	(	PUNCT
iiclr-17523	111	11	1996	1996	NUM
iiclr-17523	111	12	)	)	PUNCT
iiclr-17523	111	13	.	.	PUNCT
iiclr-17523	112	1	36	36	NUM
iiclr-17523	112	2	.	.	X
iiclr-17523	113	1	yunus	yunus	PROPN
iiclr-17523	113	2	,	,	PUNCT
iiclr-17523	113	3	supra	supra	PROPN
iiclr-17523	113	4	note	note	PROPN
iiclr-17523	113	5	18	18	NUM
iiclr-17523	113	6	,	,	PUNCT
iiclr-17523	113	7	at	at	ADP
iiclr-17523	113	8	44	44	NUM
iiclr-17523	113	9	-	-	SYM
iiclr-17523	113	10	56	56	NUM
iiclr-17523	113	11	.	.	PUNCT
iiclr-17523	113	12	37	37	NUM
iiclr-17523	113	13	.	.	PUNCT
iiclr-17523	114	1	basic	basic	ADJ
iiclr-17523	114	2	facts	fact	NOUN
iiclr-17523	114	3	,	,	PUNCT
iiclr-17523	114	4	supra	supra	PROPN
iiclr-17523	114	5	note	note	NOUN
iiclr-17523	114	6	29	29	NUM
iiclr-17523	114	7	.	.	PUNCT
iiclr-17523	115	1	38	38	NUM
iiclr-17523	115	2	.	.	PUNCT
iiclr-17523	116	1	hasina	hasina	PROPN
iiclr-17523	116	2	microcredit	microcredit	PROPN
iiclr-17523	116	3	,	,	PUNCT
iiclr-17523	116	4	unrred	unrred	ADJ
iiclr-17523	116	5	news	news	NOUN
iiclr-17523	116	6	of	of	ADP
iiclr-17523	116	7	bangladesh	bangladesh	PROPN
iiclr-17523	116	8	,	,	PUNCT
iiclr-17523	116	9	feb	feb	PROPN
iiclr-17523	116	10	.	.	PROPN
iiclr-17523	116	11	19	19	NUM
iiclr-17523	116	12	,	,	PUNCT
iiclr-17523	116	13	2004	2004	NUM
iiclr-17523	116	14	.	.	PUNCT
iiclr-17523	117	1	39	39	NUM
iiclr-17523	117	2	.	.	PUNCT
iiclr-17523	118	1	see	see	VERB
iiclr-17523	118	2	yunus	yunus	PROPN
iiclr-17523	118	3	,	,	PUNCT
iiclr-17523	118	4	supra	supra	PROPN
iiclr-17523	118	5	note	note	PROPN
iiclr-17523	118	6	18	18	NUM
iiclr-17523	118	7	,	,	PUNCT
iiclr-17523	118	8	at	at	ADP
iiclr-17523	118	9	155	155	NUM
iiclr-17523	118	10	.	.	PUNCT
iiclr-17523	118	11	40	40	NUM
iiclr-17523	118	12	.	.	PUNCT
iiclr-17523	119	1	see	see	VERB
iiclr-17523	119	2	,	,	PUNCT
iiclr-17523	119	3	e.g.	e.g.	ADV
iiclr-17523	119	4	,	,	PUNCT
iiclr-17523	119	5	bruce	bruce	PROPN
iiclr-17523	119	6	clark	clark	PROPN
iiclr-17523	119	7	,	,	PUNCT
iiclr-17523	119	8	big	big	ADJ
iiclr-17523	119	9	role	role	NOUN
iiclr-17523	119	10	for	for	ADP
iiclr-17523	119	11	the	the	DET
iiclr-17523	119	12	small	small	ADJ
iiclr-17523	119	13	loan	loan	NOUN
iiclr-17523	119	14	,	,	PUNCT
iiclr-17523	119	15	fin	fin	NOUN
iiclr-17523	119	16	.	.	PUNCT
iiclr-17523	120	1	times	times	PROPN
iiclr-17523	120	2	(	(	PUNCT
iiclr-17523	120	3	london	london	PROPN
iiclr-17523	120	4	,	,	PUNCT
iiclr-17523	120	5	england	england	PROPN
iiclr-17523	120	6	)	)	PUNCT
iiclr-17523	120	7	,	,	PUNCT
iiclr-17523	120	8	feb	feb	PROPN
iiclr-17523	120	9	.	.	PROPN
iiclr-17523	120	10	6	6	NUM
iiclr-17523	120	11	,	,	PUNCT
iiclr-17523	120	12	1997	1997	NUM
iiclr-17523	120	13	,	,	PUNCT
iiclr-17523	120	14	at	at	ADP
iiclr-17523	120	15	3	3	NUM
iiclr-17523	120	16	.	.	NOUN
iiclr-17523	120	17	41	41	NUM
iiclr-17523	120	18	.	.	PUNCT
iiclr-17523	121	1	yunus	yunus	PROPN
iiclr-17523	121	2	,	,	PUNCT
iiclr-17523	121	3	supra	supra	PROPN
iiclr-17523	121	4	note	note	PROPN
iiclr-17523	121	5	18	18	NUM
iiclr-17523	121	6	,	,	PUNCT
iiclr-17523	121	7	at	at	ADP
iiclr-17523	121	8	175	175	NUM
iiclr-17523	121	9	.	.	PUNCT
iiclr-17523	122	1	42	42	NUM
iiclr-17523	122	2	.	.	PUNCT
iiclr-17523	123	1	see	see	VERB
iiclr-17523	123	2	vaijean	vaijean	ADJ
iiclr-17523	123	3	mclenighan	mclenighan	PROPN
iiclr-17523	123	4	&	&	CCONJ
iiclr-17523	123	5	jean	jean	PROPN
iiclr-17523	123	6	pogge	pogge	PROPN
iiclr-17523	123	7	,	,	PUNCT
iiclr-17523	123	8	the	the	DET
iiclr-17523	123	9	business	business	NOUN
iiclr-17523	123	10	of	of	ADP
iiclr-17523	123	11	self	self	NOUN
iiclr-17523	123	12	-	-	PUNCT
iiclr-17523	123	13	sufficiency	sufficiency	NOUN
iiclr-17523	123	14	:	:	PUNCT
iiclr-17523	123	15	microcredit	microcredit	NOUN
iiclr-17523	123	16	programs	program	NOUN
iiclr-17523	123	17	in	in	ADP
iiclr-17523	123	18	the	the	DET
iiclr-17523	123	19	unrred	unrred	ADJ
iiclr-17523	123	20	states	state	NOUN
iiclr-17523	123	21	8	8	NUM
iiclr-17523	123	22	(	(	PUNCT
iiclr-17523	123	23	1991	1991	NUM
iiclr-17523	123	24	)	)	PUNCT
iiclr-17523	123	25	(	(	PUNCT
iiclr-17523	123	26	listing	list	VERB
iiclr-17523	123	27	common	common	ADJ
iiclr-17523	123	28	problems	problem	NOUN
iiclr-17523	123	29	experienced	experience	VERB
iiclr-17523	123	30	in	in	ADP
iiclr-17523	123	31	u.s	u.s	PROPN
iiclr-17523	123	32	.	.	PROPN
iiclr-17523	123	33	programs	program	NOUN
iiclr-17523	123	34	)	)	PUNCT
iiclr-17523	123	35	.	.	PUNCT
iiclr-17523	124	1	43	43	NUM
iiclr-17523	124	2	.	.	PUNCT
iiclr-17523	125	1	adrian	adrian	PROPN
iiclr-17523	125	2	murdoch	murdoch	PROPN
iiclr-17523	125	3	,	,	PUNCT
iiclr-17523	125	4	value	value	NOUN
iiclr-17523	125	5	for	for	ADP
iiclr-17523	125	6	money	money	NOUN
iiclr-17523	125	7	:	:	PUNCT
iiclr-17523	125	8	microfinancing	microfinancing	NOUN
iiclr-17523	125	9	can	can	AUX
iiclr-17523	125	10	change	change	VERB
iiclr-17523	125	11	the	the	DET
iiclr-17523	125	12	way	way	NOUN
iiclr-17523	125	13	poorer	poor	ADJ
iiclr-17523	125	14	populations	population	NOUN
iiclr-17523	125	15	develop	develop	VERB
iiclr-17523	125	16	,	,	PUNCT
iiclr-17523	125	17	14	14	NUM
iiclr-17523	125	18	worldlink	worldlink	NOUN
iiclr-17523	125	19	52	52	NUM
iiclr-17523	125	20	(	(	PUNCT
iiclr-17523	125	21	sept	sept	PROPN
iiclr-17523	125	22	.	.	PROPN
iiclr-17523	125	23	1	1	NUM
iiclr-17523	125	24	,	,	PUNCT
iiclr-17523	125	25	2001	2001	NUM
iiclr-17523	125	26	)	)	PUNCT
iiclr-17523	125	27	(	(	PUNCT
iiclr-17523	125	28	quoting	quote	VERB
iiclr-17523	125	29	stephanie	stephanie	PROPN
iiclr-17523	125	30	lowell	lowell	PROPN
iiclr-17523	125	31	)	)	PUNCT
iiclr-17523	125	32	.	.	PUNCT
iiclr-17523	126	1	2006	2006	NUM
iiclr-17523	126	2	]	]	X
iiclr-17523	126	3	ind	ind	NOUN
iiclr-17523	126	4	.	.	PUNCT
iiclr-17523	127	1	int'l	int'l	PROPN
iiclr-17523	127	2	&	&	CCONJ
iiclr-17523	127	3	comp	comp	PROPN
iiclr-17523	127	4	.	.	PUNCT
iiclr-17523	128	1	l.	l.	PROPN
iiclr-17523	128	2	rev	rev	PROPN
iiclr-17523	128	3	.	.	PUNCT
iiclr-17523	129	1	by	by	ADP
iiclr-17523	129	2	an	an	DET
iiclr-17523	129	3	incessant	incessant	ADJ
iiclr-17523	129	4	search	search	NOUN
iiclr-17523	129	5	for	for	ADP
iiclr-17523	129	6	funding	funding	NOUN
iiclr-17523	129	7	...	...	PUNCT
iiclr-17523	129	8	."44	."44	PUNCT
iiclr-17523	130	1	these	these	DET
iiclr-17523	130	2	lenders	lender	NOUN
iiclr-17523	130	3	devote	devote	VERB
iiclr-17523	130	4	little	little	ADJ
iiclr-17523	130	5	time	time	NOUN
iiclr-17523	130	6	to	to	ADP
iiclr-17523	130	7	improving	improve	VERB
iiclr-17523	130	8	effectiveness	effectiveness	NOUN
iiclr-17523	130	9	or	or	CCONJ
iiclr-17523	130	10	growth.45	growth.45	NOUN
iiclr-17523	130	11	as	as	ADP
iiclr-17523	130	12	a	a	DET
iiclr-17523	130	13	result	result	NOUN
iiclr-17523	130	14	,	,	PUNCT
iiclr-17523	130	15	more	more	ADJ
iiclr-17523	130	16	than	than	ADP
iiclr-17523	130	17	40	40	NUM
iiclr-17523	130	18	%	%	NOUN
iiclr-17523	130	19	of	of	ADP
iiclr-17523	130	20	american	american	PROPN
iiclr-17523	130	21	microlenders	microlender	NOUN
iiclr-17523	130	22	have	have	VERB
iiclr-17523	130	23	annual	annual	ADJ
iiclr-17523	130	24	budgets	budget	NOUN
iiclr-17523	130	25	under	under	ADP
iiclr-17523	130	26	$	$	SYM
iiclr-17523	130	27	100,000	100,000	NUM
iiclr-17523	130	28	,	,	PUNCT
iiclr-17523	130	29	and	and	CCONJ
iiclr-17523	130	30	these	these	DET
iiclr-17523	130	31	groups	group	NOUN
iiclr-17523	130	32	work	work	VERB
iiclr-17523	130	33	in	in	ADP
iiclr-17523	130	34	isolation	isolation	NOUN
iiclr-17523	130	35	and	and	CCONJ
iiclr-17523	130	36	often	often	ADV
iiclr-17523	130	37	duplicate	duplicate	VERB
iiclr-17523	130	38	each	each	DET
iiclr-17523	130	39	other	other	ADJ
iiclr-17523	130	40	's	's	PART
iiclr-17523	130	41	efforts.4	efforts.4	NOUN
iiclr-17523	130	42	there	there	PRON
iiclr-17523	130	43	are	be	VERB
iiclr-17523	130	44	several	several	ADJ
iiclr-17523	130	45	theories	theory	NOUN
iiclr-17523	130	46	to	to	PART
iiclr-17523	130	47	account	account	VERB
iiclr-17523	130	48	for	for	ADP
iiclr-17523	130	49	the	the	DET
iiclr-17523	130	50	success	success	NOUN
iiclr-17523	130	51	of	of	ADP
iiclr-17523	130	52	microcredit.47	microcredit.47	PROPN
iiclr-17523	130	53	first	first	ADV
iiclr-17523	130	54	,	,	PUNCT
iiclr-17523	130	55	the	the	DET
iiclr-17523	130	56	reliance	reliance	NOUN
iiclr-17523	130	57	on	on	ADP
iiclr-17523	130	58	peer	peer	NOUN
iiclr-17523	130	59	pressure	pressure	NOUN
iiclr-17523	130	60	or	or	CCONJ
iiclr-17523	130	61	other	other	ADJ
iiclr-17523	130	62	social	social	ADJ
iiclr-17523	130	63	and	and	CCONJ
iiclr-17523	130	64	religious	religious	ADJ
iiclr-17523	130	65	norms	norm	NOUN
iiclr-17523	130	66	prove	prove	VERB
iiclr-17523	130	67	to	to	PART
iiclr-17523	130	68	be	be	AUX
iiclr-17523	130	69	as	as	ADV
iiclr-17523	130	70	effective	effective	ADJ
iiclr-17523	130	71	an	an	DET
iiclr-17523	130	72	incentive	incentive	NOUN
iiclr-17523	130	73	for	for	ADP
iiclr-17523	130	74	repayment	repayment	NOUN
iiclr-17523	130	75	as	as	ADP
iiclr-17523	130	76	traditional	traditional	ADJ
iiclr-17523	130	77	physical	physical	ADJ
iiclr-17523	130	78	collateral.48	collateral.48	NOUN
iiclr-17523	130	79	second	second	ADJ
iiclr-17523	130	80	,	,	PUNCT
iiclr-17523	130	81	microlenders	microlender	NOUN
iiclr-17523	130	82	succeed	succeed	VERB
iiclr-17523	130	83	where	where	SCONJ
iiclr-17523	130	84	there	there	PRON
iiclr-17523	130	85	is	be	VERB
iiclr-17523	130	86	a	a	DET
iiclr-17523	130	87	"	"	PUNCT
iiclr-17523	130	88	credit	credit	NOUN
iiclr-17523	130	89	-	-	PUNCT
iiclr-17523	130	90	conducive	conducive	ADJ
iiclr-17523	130	91	culture	culture	NOUN
iiclr-17523	130	92	,	,	PUNCT
iiclr-17523	130	93	'	'	PUNCT
iiclr-17523	130	94	49	49	NUM
iiclr-17523	130	95	a	a	DET
iiclr-17523	130	96	theory	theory	NOUN
iiclr-17523	130	97	tested	test	VERB
iiclr-17523	130	98	in	in	ADP
iiclr-17523	130	99	markets	market	NOUN
iiclr-17523	130	100	where	where	SCONJ
iiclr-17523	130	101	there	there	PRON
iiclr-17523	130	102	is	be	VERB
iiclr-17523	130	103	a	a	DET
iiclr-17523	130	104	high	high	ADJ
iiclr-17523	130	105	degree	degree	NOUN
iiclr-17523	130	106	of	of	ADP
iiclr-17523	130	107	consumer	consumer	NOUN
iiclr-17523	130	108	credit	credit	NOUN
iiclr-17523	130	109	and	and	CCONJ
iiclr-17523	130	110	indebtedness	indebtedness	NOUN
iiclr-17523	130	111	,	,	PUNCT
iiclr-17523	130	112	such	such	ADJ
iiclr-17523	130	113	as	as	ADP
iiclr-17523	130	114	the	the	DET
iiclr-17523	130	115	united	united	PROPN
iiclr-17523	130	116	states.50	states.50	PROPN
iiclr-17523	130	117	third	third	ADJ
iiclr-17523	130	118	,	,	PUNCT
iiclr-17523	130	119	conventional	conventional	ADJ
iiclr-17523	130	120	financial	financial	ADJ
iiclr-17523	130	121	wisdom	wisdom	NOUN
iiclr-17523	130	122	may	may	AUX
iiclr-17523	130	123	simply	simply	ADV
iiclr-17523	130	124	have	have	AUX
iiclr-17523	130	125	miscalculated	miscalculate	VERB
iiclr-17523	130	126	the	the	DET
iiclr-17523	130	127	need	need	NOUN
iiclr-17523	130	128	or	or	CCONJ
iiclr-17523	130	129	profitability	profitability	NOUN
iiclr-17523	130	130	of	of	ADP
iiclr-17523	130	131	microlending	microlending	NOUN
iiclr-17523	130	132	and	and	CCONJ
iiclr-17523	130	133	the	the	DET
iiclr-17523	130	134	ability	ability	NOUN
iiclr-17523	130	135	of	of	ADP
iiclr-17523	130	136	the	the	DET
iiclr-17523	130	137	poor	poor	ADJ
iiclr-17523	130	138	to	to	PART
iiclr-17523	130	139	repay	repay	VERB
iiclr-17523	130	140	their	their	PRON
iiclr-17523	130	141	debts.51	debts.51	NOUN
iiclr-17523	130	142	furthermore	furthermore	ADV
iiclr-17523	130	143	,	,	PUNCT
iiclr-17523	130	144	three	three	NUM
iiclr-17523	130	145	factors	factor	NOUN
iiclr-17523	130	146	have	have	AUX
iiclr-17523	130	147	been	be	AUX
iiclr-17523	130	148	advanced	advanced	ADJ
iiclr-17523	130	149	to	to	PART
iiclr-17523	130	150	account	account	VERB
iiclr-17523	130	151	for	for	ADP
iiclr-17523	130	152	the	the	DET
iiclr-17523	130	153	grameen	grameen	PROPN
iiclr-17523	130	154	bank	bank	PROPN
iiclr-17523	130	155	's	's	PART
iiclr-17523	130	156	success	success	NOUN
iiclr-17523	130	157	in	in	ADP
iiclr-17523	130	158	bangladesh	bangladesh	NOUN
iiclr-17523	130	159	:	:	PUNCT
iiclr-17523	130	160	it	it	PRON
iiclr-17523	130	161	serves	serve	VERB
iiclr-17523	130	162	the	the	DET
iiclr-17523	130	163	extremely	extremely	ADV
iiclr-17523	130	164	poor	poor	ADJ
iiclr-17523	130	165	;	;	PUNCT
iiclr-17523	130	166	it	it	PRON
iiclr-17523	130	167	can	can	AUX
iiclr-17523	130	168	be	be	AUX
iiclr-17523	130	169	used	use	VERB
iiclr-17523	130	170	by	by	ADP
iiclr-17523	130	171	the	the	DET
iiclr-17523	130	172	poor	poor	ADJ
iiclr-17523	130	173	,	,	PUNCT
iiclr-17523	130	174	who	who	PRON
iiclr-17523	130	175	are	be	AUX
iiclr-17523	130	176	often	often	ADV
iiclr-17523	130	177	illiterate	illiterate	ADJ
iiclr-17523	130	178	and	and	CCONJ
iiclr-17523	130	179	uneducated	uneducated	ADJ
iiclr-17523	130	180	;	;	PUNCT
iiclr-17523	130	181	and	and	CCONJ
iiclr-17523	130	182	the	the	DET
iiclr-17523	130	183	rigidity	rigidity	NOUN
iiclr-17523	130	184	of	of	ADP
iiclr-17523	130	185	its	its	PRON
iiclr-17523	130	186	rules	rule	NOUN
iiclr-17523	130	187	prevents	prevent	VERB
iiclr-17523	130	188	cooption	cooption	NOUN
iiclr-17523	130	189	and	and	CCONJ
iiclr-17523	130	190	subversion	subversion	NOUN
iiclr-17523	130	191	by	by	ADP
iiclr-17523	130	192	local	local	ADJ
iiclr-17523	130	193	elites.5	elites.5	PROPN
iiclr-17523	130	194	2	2	NUM
iiclr-17523	130	195	theories	theory	NOUN
iiclr-17523	130	196	explaining	explain	VERB
iiclr-17523	130	197	the	the	DET
iiclr-17523	130	198	initial	initial	ADJ
iiclr-17523	130	199	success	success	NOUN
iiclr-17523	130	200	of	of	ADP
iiclr-17523	130	201	microcredit	microcredit	NOUN
iiclr-17523	130	202	in	in	ADP
iiclr-17523	130	203	the	the	DET
iiclr-17523	130	204	united	united	PROPN
iiclr-17523	130	205	states	states	PROPN
iiclr-17523	130	206	are	be	AUX
iiclr-17523	130	207	explored	explore	VERB
iiclr-17523	130	208	below.53	below.53	NOUN
iiclr-17523	130	209	1	1	NUM
iiclr-17523	130	210	.	.	PUNCT
iiclr-17523	131	1	grameen	grameen	PROPN
iiclr-17523	132	1	i	i	PRON
iiclr-17523	132	2	under	under	ADP
iiclr-17523	132	3	the	the	DET
iiclr-17523	132	4	original	original	ADJ
iiclr-17523	132	5	grameen	grameen	PROPN
iiclr-17523	132	6	system	system	NOUN
iiclr-17523	132	7	,	,	PUNCT
iiclr-17523	132	8	banks	bank	NOUN
iiclr-17523	132	9	are	be	AUX
iiclr-17523	132	10	responsible	responsible	ADJ
iiclr-17523	132	11	for	for	ADP
iiclr-17523	132	12	territories	territory	NOUN
iiclr-17523	132	13	of	of	ADP
iiclr-17523	132	14	fifteen	fifteen	NUM
iiclr-17523	132	15	to	to	PART
iiclr-17523	132	16	twenty	twenty	NUM
iiclr-17523	132	17	-	-	PUNCT
iiclr-17523	132	18	two	two	NUM
iiclr-17523	132	19	villages	village	NOUN
iiclr-17523	132	20	.	.	PUNCT
iiclr-17523	133	1	4	4	NUM
iiclr-17523	133	2	the	the	DET
iiclr-17523	133	3	bank	bank	NOUN
iiclr-17523	133	4	workers	worker	NOUN
iiclr-17523	133	5	familiarize	familiarize	VERB
iiclr-17523	133	6	themselves	themselves	PRON
iiclr-17523	133	7	with	with	ADP
iiclr-17523	133	8	the	the	DET
iiclr-17523	133	9	villagers	villager	NOUN
iiclr-17523	133	10	and	and	CCONJ
iiclr-17523	133	11	assess	assess	VERB
iiclr-17523	133	12	their	their	PRON
iiclr-17523	133	13	needs.55	needs.55	ADJ
iiclr-17523	133	14	peer	peer	NOUN
iiclr-17523	133	15	groups	group	NOUN
iiclr-17523	133	16	of	of	ADP
iiclr-17523	133	17	five	five	NUM
iiclr-17523	133	18	unrelated	unrelated	ADJ
iiclr-17523	133	19	individuals56	individuals56	NOUN
iiclr-17523	133	20	are	be	AUX
iiclr-17523	133	21	formed	form	VERB
iiclr-17523	133	22	from	from	ADP
iiclr-17523	133	23	each	each	PRON
iiclr-17523	133	24	of	of	ADP
iiclr-17523	133	25	the	the	DET
iiclr-17523	133	26	villages	village	NOUN
iiclr-17523	133	27	.	.	PUNCT
iiclr-17523	134	1	at	at	ADP
iiclr-17523	134	2	this	this	DET
iiclr-17523	134	3	stage	stage	NOUN
iiclr-17523	134	4	,	,	PUNCT
iiclr-17523	134	5	these	these	DET
iiclr-17523	134	6	groups	group	NOUN
iiclr-17523	134	7	are	be	AUX
iiclr-17523	134	8	potential	potential	ADJ
iiclr-17523	134	9	borrowers.58	borrowers.58	NOUN
iiclr-17523	134	10	membership	membership	NOUN
iiclr-17523	134	11	is	be	AUX
iiclr-17523	134	12	limited	limit	VERB
iiclr-17523	134	13	to	to	ADP
iiclr-17523	134	14	persons	person	NOUN
iiclr-17523	134	15	whose	whose	DET
iiclr-17523	134	16	net	net	ADJ
iiclr-17523	134	17	worth	worth	NOUN
iiclr-17523	134	18	is	be	AUX
iiclr-17523	134	19	less	less	ADJ
iiclr-17523	134	20	than	than	ADP
iiclr-17523	134	21	the	the	DET
iiclr-17523	134	22	equivalent	equivalent	NOUN
iiclr-17523	134	23	of	of	ADP
iiclr-17523	134	24	one	one	NUM
iiclr-17523	134	25	-	-	PUNCT
iiclr-17523	134	26	half	half	NOUN
iiclr-17523	134	27	acre	acre	NOUN
iiclr-17523	134	28	of	of	ADP
iiclr-17523	134	29	land	land	NOUN
iiclr-17523	134	30	.	.	PUNCT
iiclr-17523	135	1	9	9	NUM
iiclr-17523	135	2	only	only	ADV
iiclr-17523	135	3	two	two	NUM
iiclr-17523	135	4	of	of	ADP
iiclr-17523	135	5	the	the	DET
iiclr-17523	135	6	five	five	NUM
iiclr-17523	135	7	are	be	AUX
iiclr-17523	135	8	44	44	NUM
iiclr-17523	135	9	.	.	PUNCT
iiclr-17523	136	1	i	i	PRON
iiclr-17523	136	2	d.	d.	PROPN
iiclr-17523	136	3	45	45	NUM
iiclr-17523	136	4	.	.	PUNCT
iiclr-17523	137	1	i	i	PRON
iiclr-17523	137	2	d.	d.	PROPN
iiclr-17523	137	3	46	46	NUM
iiclr-17523	137	4	.	.	PUNCT
iiclr-17523	138	1	i	i	PRON
iiclr-17523	138	2	d.	d.	PROPN
iiclr-17523	138	3	47	47	NUM
iiclr-17523	138	4	.	.	PUNCT
iiclr-17523	139	1	jameel	jameel	PROPN
iiclr-17523	139	2	jaffer	jaffer	PROPN
iiclr-17523	139	3	,	,	PUNCT
iiclr-17523	139	4	microfinance	microfinance	NOUN
iiclr-17523	139	5	and	and	CCONJ
iiclr-17523	139	6	the	the	DET
iiclr-17523	139	7	mechanics	mechanic	NOUN
iiclr-17523	139	8	of	of	ADP
iiclr-17523	139	9	solidarity	solidarity	PROPN
iiclr-17523	139	10	lending	lending	NOUN
iiclr-17523	139	11	:	:	PUNCT
iiclr-17523	139	12	improving	improve	VERB
iiclr-17523	139	13	access	access	NOUN
iiclr-17523	139	14	to	to	ADP
iiclr-17523	139	15	credit	credit	NOUN
iiclr-17523	139	16	through	through	ADP
iiclr-17523	139	17	innovations	innovation	NOUN
iiclr-17523	139	18	in	in	ADP
iiclr-17523	139	19	contract	contract	NOUN
iiclr-17523	139	20	structure	structure	NOUN
iiclr-17523	139	21	,	,	PUNCT
iiclr-17523	139	22	9	9	NUM
iiclr-17523	139	23	j.	j.	PROPN
iiclr-17523	139	24	transnat'l	transnat'l	PROPN
iiclr-17523	139	25	l.	l.	PROPN
iiclr-17523	139	26	&	&	CCONJ
iiclr-17523	139	27	pol'y	pol'y	PROPN
iiclr-17523	139	28	183	183	NUM
iiclr-17523	139	29	,	,	PUNCT
iiclr-17523	139	30	186	186	NUM
iiclr-17523	139	31	(	(	PUNCT
iiclr-17523	139	32	1999	1999	NUM
iiclr-17523	139	33	)	)	PUNCT
iiclr-17523	139	34	.	.	PUNCT
iiclr-17523	140	1	48	48	NUM
iiclr-17523	140	2	.	.	PUNCT
iiclr-17523	141	1	i	i	PRON
iiclr-17523	141	2	d.	d.	PROPN
iiclr-17523	141	3	49	49	NUM
iiclr-17523	141	4	.	.	PUNCT
iiclr-17523	142	1	i	i	PRON
iiclr-17523	142	2	d.	d.	PROPN
iiclr-17523	142	3	50	50	NUM
iiclr-17523	142	4	.	.	PUNCT
iiclr-17523	142	5	see	see	VERB
iiclr-17523	142	6	justin	justin	PROPN
iiclr-17523	142	7	lahart	lahart	PROPN
iiclr-17523	142	8	,	,	PUNCT
iiclr-17523	142	9	spending	spend	VERB
iiclr-17523	142	10	our	our	PRON
iiclr-17523	142	11	way	way	NOUN
iiclr-17523	142	12	to	to	ADP
iiclr-17523	142	13	disaster	disaster	NOUN
iiclr-17523	142	14	:	:	PUNCT
iiclr-17523	142	15	the	the	DET
iiclr-17523	142	16	consumer	consumer	NOUN
iiclr-17523	142	17	debt	debt	NOUN
iiclr-17523	142	18	bubble	bubble	NOUN
iiclr-17523	142	19	in	in	ADP
iiclr-17523	142	20	the	the	DET
iiclr-17523	142	21	united	united	PROPN
iiclr-17523	142	22	states	states	PROPN
iiclr-17523	142	23	could	could	AUX
iiclr-17523	142	24	make	make	VERB
iiclr-17523	142	25	the	the	DET
iiclr-17523	142	26	stock	stock	NOUN
iiclr-17523	142	27	bubble	bubble	NOUN
iiclr-17523	142	28	look	look	VERB
iiclr-17523	142	29	like	like	ADP
iiclr-17523	142	30	nothing	nothing	PRON
iiclr-17523	142	31	,	,	PUNCT
iiclr-17523	142	32	cnn	cnn	PROPN
iiclr-17523	142	33	/	/	SYM
iiclr-17523	142	34	money	money	PROPN
iiclr-17523	142	35	,	,	PUNCT
iiclr-17523	142	36	oct	oct	PROPN
iiclr-17523	142	37	.	.	PROPN
iiclr-17523	142	38	3	3	NUM
iiclr-17523	142	39	,	,	PUNCT
iiclr-17523	142	40	2003	2003	NUM
iiclr-17523	142	41	,	,	PUNCT
iiclr-17523	142	42	available	available	ADJ
iiclr-17523	142	43	at	at	ADP
iiclr-17523	142	44	http	http	ADJ
iiclr-17523	142	45	:	:	PUNCT
iiclr-17523	142	46	llmoney.cnn.com/2003/10/02	llmoney.cnn.com/2003/10/02	PROPN
iiclr-17523	142	47	/	/	SYM
iiclr-17523	142	48	markets	market	NOUN
iiclr-17523	142	49	/	/	SYM
iiclr-17523	142	50	consumerbubble/.	consumerbubble/.	PROPN
iiclr-17523	142	51	51	51	NUM
iiclr-17523	142	52	.	.	PUNCT
iiclr-17523	143	1	jaffer	jaffer	PROPN
iiclr-17523	143	2	,	,	PUNCT
iiclr-17523	143	3	supra	supra	PROPN
iiclr-17523	143	4	note	note	PROPN
iiclr-17523	143	5	47	47	NUM
iiclr-17523	143	6	,	,	PUNCT
iiclr-17523	143	7	at	at	ADP
iiclr-17523	143	8	186	186	NUM
iiclr-17523	143	9	.	.	PUNCT
iiclr-17523	143	10	52	52	NUM
iiclr-17523	143	11	.	.	PUNCT
iiclr-17523	144	1	philip	philip	PROPN
iiclr-17523	144	2	m.	m.	PROPN
iiclr-17523	144	3	nichols	nichols	PROPN
iiclr-17523	144	4	,	,	PUNCT
iiclr-17523	144	5	swapping	swap	VERB
iiclr-17523	144	6	debt	debt	NOUN
iiclr-17523	144	7	for	for	ADP
iiclr-17523	144	8	development	development	NOUN
iiclr-17523	144	9	,	,	PUNCT
iiclr-17523	144	10	27	27	NUM
iiclr-17523	144	11	n.y.u.j	n.y.u.j	PROPN
iiclr-17523	144	12	.	.	PUNCT
iiclr-17523	144	13	int'll	int'll	PROPN
iiclr-17523	144	14	.	.	PUNCT
iiclr-17523	144	15	&	&	CCONJ
iiclr-17523	144	16	pol	pol	PROPN
iiclr-17523	144	17	43	43	NUM
iiclr-17523	144	18	,	,	PUNCT
iiclr-17523	144	19	74	74	NUM
iiclr-17523	144	20	-	-	SYM
iiclr-17523	144	21	78	78	NUM
iiclr-17523	144	22	(	(	PUNCT
iiclr-17523	144	23	1994	1994	NUM
iiclr-17523	144	24	)	)	PUNCT
iiclr-17523	144	25	.	.	PUNCT
iiclr-17523	145	1	53	53	NUM
iiclr-17523	145	2	.	.	PUNCT
iiclr-17523	145	3	see	see	VERB
iiclr-17523	145	4	i	i	PRON
iiclr-17523	145	5	d.	d.	PROPN
iiclr-17523	145	6	at	at	ADP
iiclr-17523	145	7	section	section	NOUN
iiclr-17523	145	8	11	11	NUM
iiclr-17523	145	9	-	-	SYM
iiclr-17523	145	10	b.	b.	NOUN
iiclr-17523	145	11	54	54	NUM
iiclr-17523	145	12	.	.	PUNCT
iiclr-17523	146	1	lending	lending	NOUN
iiclr-17523	146	2	models	model	NOUN
iiclr-17523	146	3	,	,	PUNCT
iiclr-17523	146	4	supra	supra	PROPN
iiclr-17523	146	5	note	note	NOUN
iiclr-17523	146	6	19	19	NUM
iiclr-17523	146	7	.	.	PUNCT
iiclr-17523	146	8	55	55	NUM
iiclr-17523	146	9	.	.	PUNCT
iiclr-17523	147	1	i	i	PRON
iiclr-17523	147	2	d.	d.	PROPN
iiclr-17523	147	3	56	56	NUM
iiclr-17523	147	4	.	.	PUNCT
iiclr-17523	148	1	jaffer	jaffer	PROPN
iiclr-17523	148	2	,	,	PUNCT
iiclr-17523	148	3	supra	supra	PROPN
iiclr-17523	148	4	note	note	PROPN
iiclr-17523	148	5	47	47	NUM
iiclr-17523	148	6	,	,	PUNCT
iiclr-17523	148	7	at	at	ADP
iiclr-17523	148	8	198	198	NUM
iiclr-17523	148	9	.	.	PUNCT
iiclr-17523	148	10	57	57	NUM
iiclr-17523	148	11	.	.	PUNCT
iiclr-17523	149	1	lending	lending	NOUN
iiclr-17523	149	2	models	model	NOUN
iiclr-17523	149	3	,	,	PUNCT
iiclr-17523	149	4	supra	supra	PROPN
iiclr-17523	149	5	note	note	NOUN
iiclr-17523	149	6	19	19	NUM
iiclr-17523	149	7	.	.	NOUN
iiclr-17523	149	8	58	58	NUM
iiclr-17523	149	9	.	.	PUNCT
iiclr-17523	150	1	i	i	PRON
iiclr-17523	150	2	d.	d.	PROPN
iiclr-17523	150	3	59	59	NUM
iiclr-17523	150	4	.	.	PUNCT
iiclr-17523	151	1	jaffer	jaffer	PROPN
iiclr-17523	151	2	,	,	PUNCT
iiclr-17523	151	3	supra	supra	PROPN
iiclr-17523	151	4	note	note	PROPN
iiclr-17523	151	5	47	47	NUM
iiclr-17523	151	6	,	,	PUNCT
iiclr-17523	151	7	at	at	ADP
iiclr-17523	151	8	198	198	NUM
iiclr-17523	151	9	.	.	PUNCT
iiclr-17523	152	1	[	[	X
iiclr-17523	152	2	vol	vol	NOUN
iiclr-17523	152	3	.	.	PUNCT
iiclr-17523	153	1	16:2	16:2	NUM
iiclr-17523	153	2	equity	equity	PROPN
iiclr-17523	153	3	&	&	CCONJ
iiclr-17523	153	4	innovation	innovation	PROPN
iiclr-17523	153	5	eligible	eligible	ADJ
iiclr-17523	153	6	to	to	PART
iiclr-17523	153	7	receive	receive	VERB
iiclr-17523	153	8	funds	fund	NOUN
iiclr-17523	153	9	.	.	PUNCT
iiclr-17523	154	1	60	60	NUM
iiclr-17523	154	2	the	the	DET
iiclr-17523	154	3	local	local	ADJ
iiclr-17523	154	4	bank	bank	NOUN
iiclr-17523	154	5	observes	observe	VERB
iiclr-17523	154	6	the	the	DET
iiclr-17523	154	7	borrowers	borrower	NOUN
iiclr-17523	154	8	for	for	ADP
iiclr-17523	154	9	a	a	DET
iiclr-17523	154	10	month	month	NOUN
iiclr-17523	154	11	to	to	PART
iiclr-17523	154	12	ensure	ensure	VERB
iiclr-17523	154	13	that	that	SCONJ
iiclr-17523	154	14	they	they	PRON
iiclr-17523	154	15	are	be	AUX
iiclr-17523	154	16	adhering	adhere	VERB
iiclr-17523	154	17	to	to	ADP
iiclr-17523	154	18	the	the	DET
iiclr-17523	154	19	lending	lending	NOUN
iiclr-17523	154	20	rules.61	rules.61	NOUN
iiclr-17523	154	21	only	only	ADV
iiclr-17523	154	22	if	if	SCONJ
iiclr-17523	154	23	these	these	DET
iiclr-17523	154	24	original	original	ADJ
iiclr-17523	154	25	borrowers	borrower	NOUN
iiclr-17523	154	26	successfully	successfully	ADV
iiclr-17523	154	27	repay	repay	VERB
iiclr-17523	154	28	their	their	PRON
iiclr-17523	154	29	loans	loan	NOUN
iiclr-17523	154	30	and	and	CCONJ
iiclr-17523	154	31	interest	interest	NOUN
iiclr-17523	154	32	do	do	VERB
iiclr-17523	154	33	other	other	ADJ
iiclr-17523	154	34	members	member	NOUN
iiclr-17523	154	35	of	of	ADP
iiclr-17523	154	36	the	the	DET
iiclr-17523	154	37	group	group	NOUN
iiclr-17523	154	38	become	become	VERB
iiclr-17523	154	39	eligible.62	eligible.62	ADJ
iiclr-17523	154	40	the	the	DET
iiclr-17523	154	41	typical	typical	ADJ
iiclr-17523	154	42	life	life	NOUN
iiclr-17523	154	43	of	of	ADP
iiclr-17523	154	44	a	a	DET
iiclr-17523	154	45	grameen	grameen	PROPN
iiclr-17523	154	46	loan	loan	NOUN
iiclr-17523	154	47	is	be	AUX
iiclr-17523	154	48	fifty	fifty	NUM
iiclr-17523	154	49	weeks	week	NOUN
iiclr-17523	154	50	,	,	PUNCT
iiclr-17523	154	51	which	which	PRON
iiclr-17523	154	52	produces	produce	VERB
iiclr-17523	154	53	an	an	DET
iiclr-17523	154	54	interesting	interesting	ADJ
iiclr-17523	154	55	symbiotic	symbiotic	ADJ
iiclr-17523	154	56	effect	effect	NOUN
iiclr-17523	154	57	between	between	ADP
iiclr-17523	154	58	the	the	DET
iiclr-17523	154	59	borrowers	borrower	NOUN
iiclr-17523	154	60	and	and	CCONJ
iiclr-17523	154	61	potential	potential	ADJ
iiclr-17523	154	62	borrowers	borrower	NOUN
iiclr-17523	154	63	within	within	ADP
iiclr-17523	154	64	the	the	DET
iiclr-17523	154	65	group.63	group.63	NOUN
iiclr-17523	154	66	during	during	ADP
iiclr-17523	154	67	this	this	DET
iiclr-17523	154	68	time	time	NOUN
iiclr-17523	154	69	,	,	PUNCT
iiclr-17523	154	70	the	the	DET
iiclr-17523	154	71	other	other	ADJ
iiclr-17523	154	72	members	member	NOUN
iiclr-17523	154	73	exert	exert	VERB
iiclr-17523	154	74	substantial	substantial	ADJ
iiclr-17523	154	75	pressure	pressure	NOUN
iiclr-17523	154	76	to	to	PART
iiclr-17523	154	77	guarantee	guarantee	VERB
iiclr-17523	154	78	that	that	SCONJ
iiclr-17523	154	79	the	the	DET
iiclr-17523	154	80	original	original	ADJ
iiclr-17523	154	81	loans	loan	NOUN
iiclr-17523	154	82	are	be	AUX
iiclr-17523	154	83	repaid	repay	VERB
iiclr-17523	154	84	.	.	PUNCT
iiclr-17523	155	1	64	64	NUM
iiclr-17523	155	2	on	on	ADP
iiclr-17523	155	3	the	the	DET
iiclr-17523	155	4	other	other	ADJ
iiclr-17523	155	5	hand	hand	NOUN
iiclr-17523	155	6	,	,	PUNCT
iiclr-17523	155	7	the	the	DET
iiclr-17523	155	8	economic	economic	ADJ
iiclr-17523	155	9	benefit	benefit	NOUN
iiclr-17523	155	10	the	the	DET
iiclr-17523	155	11	borrowers	borrower	NOUN
iiclr-17523	155	12	derive	derive	VERB
iiclr-17523	155	13	serves	serve	VERB
iiclr-17523	155	14	as	as	ADP
iiclr-17523	155	15	an	an	DET
iiclr-17523	155	16	incentive	incentive	NOUN
iiclr-17523	155	17	for	for	SCONJ
iiclr-17523	155	18	the	the	DET
iiclr-17523	155	19	others	other	NOUN
iiclr-17523	155	20	to	to	PART
iiclr-17523	155	21	remain	remain	VERB
iiclr-17523	155	22	in	in	ADP
iiclr-17523	155	23	the	the	DET
iiclr-17523	155	24	program.65	program.65	NOUN
iiclr-17523	155	25	interest	interest	NOUN
iiclr-17523	155	26	rates	rate	NOUN
iiclr-17523	155	27	on	on	ADP
iiclr-17523	155	28	grameen	grameen	PROPN
iiclr-17523	155	29	loans	loan	NOUN
iiclr-17523	155	30	range	range	VERB
iiclr-17523	155	31	between	between	ADP
iiclr-17523	155	32	sixteen6	sixteen6	PROPN
iiclr-17523	155	33	and	and	CCONJ
iiclr-17523	155	34	twenty	twenty	NUM
iiclr-17523	155	35	percent.67	percent.67	NOUN
iiclr-17523	155	36	despite	despite	SCONJ
iiclr-17523	155	37	the	the	DET
iiclr-17523	155	38	greater	great	ADJ
iiclr-17523	155	39	individual	individual	ADJ
iiclr-17523	155	40	isolation	isolation	NOUN
iiclr-17523	155	41	and	and	CCONJ
iiclr-17523	155	42	potential	potential	ADJ
iiclr-17523	155	43	mobility	mobility	NOUN
iiclr-17523	155	44	of	of	ADP
iiclr-17523	155	45	poor	poor	ADJ
iiclr-17523	155	46	urban	urban	ADJ
iiclr-17523	155	47	americans	americans	PROPN
iiclr-17523	155	48	,	,	PUNCT
iiclr-17523	155	49	this	this	DET
iiclr-17523	155	50	double	double	ADJ
iiclr-17523	155	51	mechanism	mechanism	NOUN
iiclr-17523	155	52	of	of	ADP
iiclr-17523	155	53	peer	peer	NOUN
iiclr-17523	155	54	lending	lending	NOUN
iiclr-17523	155	55	has	have	AUX
iiclr-17523	155	56	also	also	ADV
iiclr-17523	155	57	worked	work	VERB
iiclr-17523	155	58	in	in	ADP
iiclr-17523	155	59	the	the	DET
iiclr-17523	155	60	united	united	ADJ
iiclr-17523	155	61	states.68	states.68	PROPN
iiclr-17523	155	62	when	when	SCONJ
iiclr-17523	155	63	pressed	press	VERB
iiclr-17523	155	64	about	about	ADP
iiclr-17523	155	65	delinquency	delinquency	NOUN
iiclr-17523	155	66	rates	rate	NOUN
iiclr-17523	155	67	,	,	PUNCT
iiclr-17523	155	68	the	the	DET
iiclr-17523	155	69	director	director	NOUN
iiclr-17523	155	70	of	of	ADP
iiclr-17523	155	71	project	project	NOUN
iiclr-17523	155	72	enterprise	enterprise	NOUN
iiclr-17523	155	73	,	,	PUNCT
iiclr-17523	155	74	a	a	DET
iiclr-17523	155	75	microcredit	microcredit	NOUN
iiclr-17523	155	76	program	program	NOUN
iiclr-17523	155	77	operating	operate	VERB
iiclr-17523	155	78	in	in	ADP
iiclr-17523	155	79	harlem	harlem	PROPN
iiclr-17523	155	80	and	and	CCONJ
iiclr-17523	155	81	brooklyn	brooklyn	PROPN
iiclr-17523	155	82	,	,	PUNCT
iiclr-17523	155	83	new	new	PROPN
iiclr-17523	155	84	york	york	PROPN
iiclr-17523	155	85	and	and	CCONJ
iiclr-17523	155	86	serving	serve	VERB
iiclr-17523	155	87	a	a	DET
iiclr-17523	155	88	predominantly	predominantly	ADV
iiclr-17523	155	89	african	african	ADJ
iiclr-17523	155	90	american	american	ADJ
iiclr-17523	155	91	female	female	ADJ
iiclr-17523	155	92	clientele	clientele	NOUN
iiclr-17523	155	93	,	,	PUNCT
iiclr-17523	155	94	indicated	indicate	VERB
iiclr-17523	155	95	the	the	DET
iiclr-17523	155	96	project	project	NOUN
iiclr-17523	155	97	's	's	PART
iiclr-17523	155	98	total	total	ADJ
iiclr-17523	155	99	current	current	ADJ
iiclr-17523	155	100	default	default	NOUN
iiclr-17523	155	101	amount	amount	NOUN
iiclr-17523	155	102	was	be	AUX
iiclr-17523	155	103	$	$	SYM
iiclr-17523	155	104	202	202	NUM
iiclr-17523	155	105	,	,	PUNCT
iiclr-17523	155	106	and	and	CCONJ
iiclr-17523	155	107	that	that	SCONJ
iiclr-17523	155	108	one	one	NUM
iiclr-17523	155	109	client	client	NOUN
iiclr-17523	155	110	had	have	AUX
iiclr-17523	155	111	been	be	AUX
iiclr-17523	155	112	delinquent	delinquent	ADJ
iiclr-17523	155	113	,	,	PUNCT
iiclr-17523	155	114	"	"	PUNCT
iiclr-17523	155	115	but	but	CCONJ
iiclr-17523	155	116	we	we	PRON
iiclr-17523	155	117	got	get	VERB
iiclr-17523	155	118	the	the	DET
iiclr-17523	155	119	money	money	NOUN
iiclr-17523	155	120	in	in	ADP
iiclr-17523	155	121	the	the	DET
iiclr-17523	155	122	end	end	NOUN
iiclr-17523	155	123	.	.	PUNCT
iiclr-17523	156	1	it	it	PRON
iiclr-17523	156	2	was	be	AUX
iiclr-17523	156	3	not	not	PART
iiclr-17523	156	4	just	just	ADV
iiclr-17523	156	5	a	a	DET
iiclr-17523	156	6	bank	bank	NOUN
iiclr-17523	156	7	going	go	VERB
iiclr-17523	156	8	after	after	ADP
iiclr-17523	156	9	the	the	DET
iiclr-17523	156	10	money	money	NOUN
iiclr-17523	156	11	,	,	PUNCT
iiclr-17523	156	12	it	it	PRON
iiclr-17523	156	13	was	be	AUX
iiclr-17523	156	14	her	her	PRON
iiclr-17523	156	15	peers	peer	NOUN
iiclr-17523	156	16	too	too	ADV
iiclr-17523	156	17	.	.	PUNCT
iiclr-17523	156	18	'	'	PUNCT
iiclr-17523	157	1	69	69	NUM
iiclr-17523	157	2	2	2	NUM
iiclr-17523	157	3	.	.	PUNCT
iiclr-17523	157	4	grameen	grameen	PROPN
iiclr-17523	157	5	ii	ii	PROPN
iiclr-17523	157	6	in	in	ADP
iiclr-17523	157	7	2002	2002	NUM
iiclr-17523	157	8	,	,	PUNCT
iiclr-17523	157	9	muhammad	muhammad	PROPN
iiclr-17523	157	10	yunus	yunus	PROPN
iiclr-17523	157	11	and	and	CCONJ
iiclr-17523	157	12	the	the	DET
iiclr-17523	157	13	grameen	grameen	PROPN
iiclr-17523	157	14	bank	bank	PROPN
iiclr-17523	157	15	developed	develop	VERB
iiclr-17523	157	16	the	the	DET
iiclr-17523	157	17	grameen	grameen	PROPN
iiclr-17523	157	18	generalized	generalized	ADJ
iiclr-17523	157	19	system	system	NOUN
iiclr-17523	157	20	,	,	PUNCT
iiclr-17523	157	21	commonly	commonly	ADV
iiclr-17523	157	22	referred	refer	VERB
iiclr-17523	157	23	to	to	ADP
iiclr-17523	157	24	as	as	ADP
iiclr-17523	157	25	ggs	ggs	PROPN
iiclr-17523	157	26	,	,	PUNCT
iiclr-17523	157	27	or	or	CCONJ
iiclr-17523	157	28	grameen	grameen	PROPN
iiclr-17523	157	29	11.70	11.70	NUM
iiclr-17523	157	30	ggs	ggs	PROPN
iiclr-17523	157	31	was	be	AUX
iiclr-17523	157	32	viewed	view	VERB
iiclr-17523	157	33	as	as	ADP
iiclr-17523	157	34	an	an	DET
iiclr-17523	157	35	adaptive	adaptive	ADJ
iiclr-17523	157	36	improvement	improvement	NOUN
iiclr-17523	157	37	upon	upon	SCONJ
iiclr-17523	157	38	the	the	DET
iiclr-17523	157	39	original	original	ADJ
iiclr-17523	157	40	system.7	system.7	NOUN
iiclr-17523	157	41	'	'	PUNCT
iiclr-17523	157	42	it	it	PRON
iiclr-17523	157	43	added	add	VERB
iiclr-17523	157	44	four	four	NUM
iiclr-17523	157	45	new	new	ADJ
iiclr-17523	157	46	characteristics	characteristic	NOUN
iiclr-17523	157	47	to	to	ADP
iiclr-17523	157	48	the	the	DET
iiclr-17523	157	49	original	original	ADJ
iiclr-17523	157	50	framework	framework	NOUN
iiclr-17523	157	51	:	:	PUNCT
iiclr-17523	157	52	loan	loan	NOUN
iiclr-17523	157	53	flexibility	flexibility	NOUN
iiclr-17523	157	54	,	,	PUNCT
iiclr-17523	157	55	pension	pension	NOUN
iiclr-17523	157	56	plans	plan	NOUN
iiclr-17523	157	57	,	,	PUNCT
iiclr-17523	157	58	self	self	NOUN
iiclr-17523	157	59	-	-	PUNCT
iiclr-17523	157	60	guaranteed	guarantee	VERB
iiclr-17523	157	61	loan	loan	NOUN
iiclr-17523	157	62	insurance	insurance	NOUN
iiclr-17523	157	63	,	,	PUNCT
iiclr-17523	157	64	and	and	CCONJ
iiclr-17523	157	65	the	the	DET
iiclr-17523	157	66	community	community	NOUN
iiclr-17523	157	67	star	star	NOUN
iiclr-17523	157	68	system.72	system.72	NOUN
iiclr-17523	157	69	not	not	PART
iiclr-17523	157	70	all	all	PRON
iiclr-17523	157	71	of	of	ADP
iiclr-17523	157	72	these	these	PRON
iiclr-17523	157	73	can	can	AUX
iiclr-17523	157	74	be	be	AUX
iiclr-17523	157	75	easily	easily	ADV
iiclr-17523	157	76	transferred	transfer	VERB
iiclr-17523	157	77	to	to	ADP
iiclr-17523	157	78	an	an	DET
iiclr-17523	157	79	urban	urban	ADJ
iiclr-17523	157	80	american	american	ADJ
iiclr-17523	157	81	context	context	NOUN
iiclr-17523	157	82	.	.	PUNCT
iiclr-17523	158	1	precipitated	precipitate	VERB
iiclr-17523	158	2	by	by	ADP
iiclr-17523	158	3	a	a	DET
iiclr-17523	158	4	devastating	devastating	ADJ
iiclr-17523	158	5	cyclone	cyclone	NOUN
iiclr-17523	158	6	in	in	ADP
iiclr-17523	158	7	1998,73	1998,73	NUM
iiclr-17523	158	8	grameen	grameen	PROPN
iiclr-17523	158	9	h	h	PROPN
iiclr-17523	158	10	introduced	introduce	VERB
iiclr-17523	158	11	flexibility	flexibility	NOUN
iiclr-17523	158	12	to	to	ADP
iiclr-17523	158	13	the	the	DET
iiclr-17523	158	14	original	original	ADJ
iiclr-17523	158	15	grameen	grameen	PROPN
iiclr-17523	158	16	framework	framework	NOUN
iiclr-17523	158	17	,	,	PUNCT
iiclr-17523	158	18	thereby	thereby	ADV
iiclr-17523	158	19	protecting	protect	VERB
iiclr-17523	158	20	borrowers	borrower	NOUN
iiclr-17523	158	21	60	60	NUM
iiclr-17523	158	22	.	.	PUNCT
iiclr-17523	159	1	yunus	yunus	PROPN
iiclr-17523	159	2	,	,	PUNCT
iiclr-17523	159	3	supra	supra	PROPN
iiclr-17523	159	4	note	note	PROPN
iiclr-17523	159	5	18	18	NUM
iiclr-17523	159	6	,	,	PUNCT
iiclr-17523	159	7	at	at	ADP
iiclr-17523	159	8	63	63	NUM
iiclr-17523	159	9	.	.	PUNCT
iiclr-17523	159	10	61	61	NUM
iiclr-17523	159	11	.	.	PUNCT
iiclr-17523	160	1	lending	lending	NOUN
iiclr-17523	160	2	models	model	NOUN
iiclr-17523	160	3	,	,	PUNCT
iiclr-17523	160	4	supra	supra	PROPN
iiclr-17523	160	5	note	note	NOUN
iiclr-17523	160	6	19	19	NUM
iiclr-17523	160	7	.	.	NOUN
iiclr-17523	160	8	62	62	NUM
iiclr-17523	160	9	.	.	PUNCT
iiclr-17523	161	1	i	i	PRON
iiclr-17523	161	2	d.	d.	PROPN
iiclr-17523	161	3	63	63	NUM
iiclr-17523	161	4	.	.	PUNCT
iiclr-17523	162	1	see	see	VERB
iiclr-17523	162	2	i	i	PRON
iiclr-17523	162	3	d.	d.	PROPN
iiclr-17523	162	4	64	64	NUM
iiclr-17523	162	5	.	.	PUNCT
iiclr-17523	163	1	i	i	PRON
iiclr-17523	163	2	d.	d.	PROPN
iiclr-17523	163	3	65	65	NUM
iiclr-17523	163	4	.	.	PUNCT
iiclr-17523	164	1	i	i	PRON
iiclr-17523	164	2	d.	d.	PROPN
iiclr-17523	164	3	66	66	NUM
iiclr-17523	164	4	.	.	PUNCT
iiclr-17523	165	1	jaffer	jaffer	PROPN
iiclr-17523	165	2	,	,	PUNCT
iiclr-17523	165	3	supra	supra	PROPN
iiclr-17523	165	4	note	note	PROPN
iiclr-17523	165	5	47	47	NUM
iiclr-17523	165	6	,	,	PUNCT
iiclr-17523	165	7	at	at	ADP
iiclr-17523	165	8	198	198	NUM
iiclr-17523	165	9	.	.	PUNCT
iiclr-17523	165	10	67	67	NUM
iiclr-17523	165	11	.	.	PUNCT
iiclr-17523	166	1	yunus	yunus	PROPN
iiclr-17523	166	2	,	,	PUNCT
iiclr-17523	166	3	supra	supra	PROPN
iiclr-17523	166	4	note	note	PROPN
iiclr-17523	166	5	18	18	NUM
iiclr-17523	166	6	,	,	PUNCT
iiclr-17523	166	7	at	at	ADP
iiclr-17523	166	8	68	68	NUM
iiclr-17523	166	9	.	.	PUNCT
iiclr-17523	167	1	68	68	NUM
iiclr-17523	167	2	.	.	X
iiclr-17523	168	1	murdoch	murdoch	PROPN
iiclr-17523	168	2	,	,	PUNCT
iiclr-17523	168	3	supra	supra	PROPN
iiclr-17523	168	4	note	note	NOUN
iiclr-17523	168	5	43	43	NUM
iiclr-17523	168	6	.	.	PUNCT
iiclr-17523	169	1	69	69	NUM
iiclr-17523	169	2	.	.	PUNCT
iiclr-17523	170	1	i	i	PRON
iiclr-17523	170	2	d.	d.	PROPN
iiclr-17523	170	3	70	70	NUM
iiclr-17523	170	4	.	.	PUNCT
iiclr-17523	171	1	yunus	yunus	PROPN
iiclr-17523	171	2	,	,	PUNCT
iiclr-17523	171	3	supra	supra	PROPN
iiclr-17523	171	4	note	note	PROPN
iiclr-17523	171	5	18	18	NUM
iiclr-17523	171	6	,	,	PUNCT
iiclr-17523	171	7	at	at	ADP
iiclr-17523	171	8	237	237	NUM
iiclr-17523	171	9	.	.	PUNCT
iiclr-17523	172	1	71	71	NUM
iiclr-17523	172	2	.	.	PUNCT
iiclr-17523	173	1	i	i	PRON
iiclr-17523	173	2	d.	d.	PROPN
iiclr-17523	173	3	72	72	NUM
iiclr-17523	173	4	.	.	PUNCT
iiclr-17523	174	1	i	i	PRON
iiclr-17523	174	2	d.	d.	VERB
iiclr-17523	174	3	at	at	ADP
iiclr-17523	174	4	237	237	NUM
iiclr-17523	174	5	-	-	SYM
iiclr-17523	174	6	43	43	NUM
iiclr-17523	174	7	;	;	PUNCT
iiclr-17523	174	8	see	see	VERB
iiclr-17523	174	9	also	also	ADV
iiclr-17523	174	10	muhammad	muhammad	PROPN
iiclr-17523	174	11	yunus	yunus	PROPN
iiclr-17523	174	12	,	,	PUNCT
iiclr-17523	174	13	grameen	grameen	PROPN
iiclr-17523	174	14	bank	bank	PROPN
iiclr-17523	174	15	11	11	NUM
iiclr-17523	174	16	designed	design	VERB
iiclr-17523	174	17	to	to	PART
iiclr-17523	174	18	open	open	VERB
iiclr-17523	174	19	new	new	ADJ
iiclr-17523	174	20	possibilities	possibility	NOUN
iiclr-17523	174	21	,	,	PUNCT
iiclr-17523	174	22	at	at	ADP
iiclr-17523	174	23	http://www.grameen-info.org/bank/bank2.html	http://www.grameen-info.org/bank/bank2.html	PROPN
iiclr-17523	174	24	(	(	PUNCT
iiclr-17523	174	25	last	last	ADJ
iiclr-17523	174	26	modified	modify	VERB
iiclr-17523	174	27	sept	sept	PROPN
iiclr-17523	174	28	.	.	PROPN
iiclr-17523	174	29	13	13	NUM
iiclr-17523	174	30	,	,	PUNCT
iiclr-17523	174	31	2003	2003	NUM
iiclr-17523	174	32	)	)	PUNCT
iiclr-17523	174	33	(	(	PUNCT
iiclr-17523	174	34	updating	update	VERB
iiclr-17523	174	35	developments	development	NOUN
iiclr-17523	174	36	of	of	ADP
iiclr-17523	174	37	the	the	DET
iiclr-17523	174	38	grameen	grameen	PROPN
iiclr-17523	174	39	generalized	generalized	ADJ
iiclr-17523	174	40	system	system	NOUN
iiclr-17523	174	41	as	as	ADP
iiclr-17523	174	42	of	of	ADP
iiclr-17523	174	43	october	october	PROPN
iiclr-17523	174	44	2002	2002	NUM
iiclr-17523	174	45	)	)	PUNCT
iiclr-17523	175	1	[	[	X
iiclr-17523	175	2	hereinafter	hereinafter	NOUN
iiclr-17523	175	3	grameen	grameen	PROPN
iiclr-17523	175	4	ii	ii	PROPN
iiclr-17523	175	5	]	]	X
iiclr-17523	175	6	.	.	PUNCT
iiclr-17523	176	1	73	73	NUM
iiclr-17523	176	2	.	.	PUNCT
iiclr-17523	176	3	grameen	grameen	PROPN
iiclr-17523	176	4	i.	i.	PROPN
iiclr-17523	176	5	2006	2006	NUM
iiclr-17523	176	6	]	]	PUNCT
iiclr-17523	176	7	ind	ind	NOUN
iiclr-17523	176	8	.	.	PUNCT
iiclr-17523	176	9	int'l	int'l	PROPN
iiclr-17523	176	10	&	&	CCONJ
iiclr-17523	176	11	comp	comp	PROPN
iiclr-17523	176	12	.	.	PUNCT
iiclr-17523	177	1	l.	l.	PROPN
iiclr-17523	177	2	rev	rev	PROPN
iiclr-17523	177	3	.	.	PROPN
iiclr-17523	177	4	from	from	ADP
iiclr-17523	177	5	unforeseen	unforeseen	ADJ
iiclr-17523	177	6	crises	crisis	NOUN
iiclr-17523	177	7	,	,	PUNCT
iiclr-17523	177	8	and	and	CCONJ
iiclr-17523	177	9	insulating	insulate	VERB
iiclr-17523	177	10	the	the	DET
iiclr-17523	177	11	bank	bank	NOUN
iiclr-17523	177	12	from	from	ADP
iiclr-17523	177	13	failure	failure	NOUN
iiclr-17523	177	14	.	.	PUNCT
iiclr-17523	178	1	4	4	NUM
iiclr-17523	178	2	under	under	ADP
iiclr-17523	178	3	this	this	DET
iiclr-17523	178	4	new	new	ADJ
iiclr-17523	178	5	loan	loan	NOUN
iiclr-17523	178	6	regime	regime	NOUN
iiclr-17523	178	7	,	,	PUNCT
iiclr-17523	178	8	borrowers	borrower	NOUN
iiclr-17523	178	9	who	who	PRON
iiclr-17523	178	10	find	find	VERB
iiclr-17523	178	11	themselves	themselves	PRON
iiclr-17523	178	12	in	in	ADP
iiclr-17523	178	13	financial	financial	ADJ
iiclr-17523	178	14	straits	strait	NOUN
iiclr-17523	178	15	can	can	AUX
iiclr-17523	178	16	get	get	VERB
iiclr-17523	178	17	a	a	DET
iiclr-17523	178	18	"	"	PUNCT
iiclr-17523	178	19	rescheduled	reschedule	VERB
iiclr-17523	178	20	basic	basic	ADJ
iiclr-17523	178	21	loan	loan	NOUN
iiclr-17523	178	22	with	with	ADP
iiclr-17523	178	23	its	its	PRON
iiclr-17523	178	24	own	own	ADJ
iiclr-17523	178	25	separate	separate	ADJ
iiclr-17523	178	26	set	set	NOUN
iiclr-17523	178	27	of	of	ADP
iiclr-17523	178	28	rules	rule	NOUN
iiclr-17523	178	29	.	.	PUNCT
iiclr-17523	179	1	75	75	NUM
iiclr-17523	179	2	while	while	SCONJ
iiclr-17523	179	3	this	this	DET
iiclr-17523	179	4	innovation	innovation	NOUN
iiclr-17523	179	5	makes	make	VERB
iiclr-17523	179	6	a	a	DET
iiclr-17523	179	7	certain	certain	ADJ
iiclr-17523	179	8	amount	amount	NOUN
iiclr-17523	179	9	of	of	ADP
iiclr-17523	179	10	sense	sense	NOUN
iiclr-17523	179	11	,	,	PUNCT
iiclr-17523	179	12	critics	critic	NOUN
iiclr-17523	179	13	have	have	AUX
iiclr-17523	179	14	pointed	point	VERB
iiclr-17523	179	15	to	to	ADP
iiclr-17523	179	16	it	it	PRON
iiclr-17523	179	17	as	as	ADP
iiclr-17523	179	18	an	an	DET
iiclr-17523	179	19	example	example	NOUN
iiclr-17523	179	20	of	of	ADP
iiclr-17523	179	21	bookkeeping	bookkeepe	VERB
iiclr-17523	179	22	legerdemain	legerdemain	NOUN
iiclr-17523	179	23	that	that	PRON
iiclr-17523	179	24	inflates	inflate	VERB
iiclr-17523	179	25	the	the	DET
iiclr-17523	179	26	touted	touted	ADJ
iiclr-17523	179	27	repayment	repayment	NOUN
iiclr-17523	179	28	rates.76	rates.76	NOUN
iiclr-17523	179	29	to	to	ADP
iiclr-17523	179	30	the	the	DET
iiclr-17523	179	31	bangladeshis	bangladeshis	PROPN
iiclr-17523	179	32	in	in	ADP
iiclr-17523	179	33	need	need	NOUN
iiclr-17523	179	34	of	of	ADP
iiclr-17523	179	35	help	help	NOUN
iiclr-17523	179	36	,	,	PUNCT
iiclr-17523	179	37	this	this	DET
iiclr-17523	179	38	criticism	criticism	NOUN
iiclr-17523	179	39	is	be	AUX
iiclr-17523	179	40	irrelevant	irrelevant	ADJ
iiclr-17523	179	41	.	.	PUNCT
iiclr-17523	180	1	it	it	PRON
iiclr-17523	180	2	is	be	AUX
iiclr-17523	180	3	important	important	ADJ
iiclr-17523	180	4	to	to	PART
iiclr-17523	180	5	keep	keep	VERB
iiclr-17523	180	6	in	in	ADP
iiclr-17523	180	7	mind	mind	NOUN
iiclr-17523	180	8	,	,	PUNCT
iiclr-17523	180	9	however	however	ADV
iiclr-17523	180	10	,	,	PUNCT
iiclr-17523	180	11	that	that	SCONJ
iiclr-17523	180	12	american	american	PROPN
iiclr-17523	180	13	microlenders	microlender	NOUN
iiclr-17523	180	14	do	do	AUX
iiclr-17523	180	15	not	not	PART
iiclr-17523	180	16	necessarily	necessarily	ADV
iiclr-17523	180	17	practice	practice	VERB
iiclr-17523	180	18	this	this	DET
iiclr-17523	180	19	form	form	NOUN
iiclr-17523	180	20	of	of	ADP
iiclr-17523	180	21	rescheduling	rescheduling	NOUN
iiclr-17523	180	22	,	,	PUNCT
iiclr-17523	180	23	which	which	PRON
iiclr-17523	180	24	in	in	ADP
iiclr-17523	180	25	turn	turn	NOUN
iiclr-17523	180	26	may	may	AUX
iiclr-17523	180	27	contribute	contribute	VERB
iiclr-17523	180	28	to	to	ADP
iiclr-17523	180	29	higher	high	ADJ
iiclr-17523	180	30	default	default	NOUN
iiclr-17523	180	31	rates	rate	NOUN
iiclr-17523	180	32	.	.	PUNCT
iiclr-17523	181	1	77	77	NUM
iiclr-17523	181	2	the	the	DET
iiclr-17523	181	3	second	second	ADJ
iiclr-17523	181	4	and	and	CCONJ
iiclr-17523	181	5	third	third	ADJ
iiclr-17523	181	6	innovations	innovation	NOUN
iiclr-17523	181	7	are	be	AUX
iiclr-17523	181	8	the	the	DET
iiclr-17523	181	9	introduction	introduction	NOUN
iiclr-17523	181	10	of	of	ADP
iiclr-17523	181	11	pension	pension	NOUN
iiclr-17523	181	12	plans	plan	NOUN
iiclr-17523	181	13	and	and	CCONJ
iiclr-17523	181	14	self	self	NOUN
iiclr-17523	181	15	-	-	PUNCT
iiclr-17523	181	16	guaranteed	guarantee	VERB
iiclr-17523	181	17	loan	loan	NOUN
iiclr-17523	181	18	insurance	insurance	NOUN
iiclr-17523	181	19	,	,	PUNCT
iiclr-17523	181	20	the	the	DET
iiclr-17523	181	21	applicability	applicability	NOUN
iiclr-17523	181	22	of	of	ADP
iiclr-17523	181	23	which	which	PRON
iiclr-17523	181	24	to	to	ADP
iiclr-17523	181	25	the	the	DET
iiclr-17523	181	26	urban	urban	ADJ
iiclr-17523	181	27	american	american	PROPN
iiclr-17523	181	28	microcredit	microcredit	PROPN
iiclr-17523	181	29	market	market	NOUN
iiclr-17523	181	30	will	will	AUX
iiclr-17523	181	31	be	be	AUX
iiclr-17523	181	32	explored	explore	VERB
iiclr-17523	181	33	elsewhere.78	elsewhere.78	PRON
iiclr-17523	181	34	basically	basically	ADV
iiclr-17523	181	35	,	,	PUNCT
iiclr-17523	181	36	all	all	DET
iiclr-17523	181	37	grameen	grameen	PROPN
iiclr-17523	181	38	borrowers	borrower	NOUN
iiclr-17523	181	39	with	with	ADP
iiclr-17523	181	40	a	a	DET
iiclr-17523	181	41	loan	loan	NOUN
iiclr-17523	181	42	greater	great	ADJ
iiclr-17523	181	43	than	than	ADP
iiclr-17523	181	44	a	a	DET
iiclr-17523	181	45	certain	certain	ADJ
iiclr-17523	181	46	fixed	fix	VERB
iiclr-17523	181	47	amount	amount	NOUN
iiclr-17523	181	48	must	must	AUX
iiclr-17523	181	49	contribute	contribute	VERB
iiclr-17523	181	50	to	to	ADP
iiclr-17523	181	51	a	a	DET
iiclr-17523	181	52	pension	pension	NOUN
iiclr-17523	181	53	fund.79	fund.79	NOUN
iiclr-17523	181	54	unlike	unlike	ADP
iiclr-17523	181	55	the	the	DET
iiclr-17523	181	56	american	american	ADJ
iiclr-17523	181	57	social	social	ADJ
iiclr-17523	181	58	security	security	NOUN
iiclr-17523	181	59	system	system	NOUN
iiclr-17523	181	60	,	,	PUNCT
iiclr-17523	181	61	borrowers	borrower	NOUN
iiclr-17523	181	62	who	who	PRON
iiclr-17523	181	63	contribute	contribute	VERB
iiclr-17523	181	64	to	to	ADP
iiclr-17523	181	65	the	the	DET
iiclr-17523	181	66	general	general	ADJ
iiclr-17523	181	67	fund	fund	NOUN
iiclr-17523	181	68	are	be	AUX
iiclr-17523	181	69	guaranteed	guarantee	VERB
iiclr-17523	181	70	a	a	DET
iiclr-17523	181	71	set	set	VERB
iiclr-17523	181	72	amount	amount	NOUN
iiclr-17523	181	73	after	after	ADP
iiclr-17523	181	74	ten	ten	NUM
iiclr-17523	181	75	years	year	NOUN
iiclr-17523	181	76	when	when	SCONJ
iiclr-17523	181	77	their	their	PRON
iiclr-17523	181	78	pension	pension	NOUN
iiclr-17523	181	79	account	account	NOUN
iiclr-17523	181	80	matures	mature	NOUN
iiclr-17523	181	81	.	.	PUNCT
iiclr-17523	182	1	80	80	NUM
iiclr-17523	182	2	the	the	DET
iiclr-17523	182	3	rate	rate	NOUN
iiclr-17523	182	4	of	of	ADP
iiclr-17523	182	5	return	return	NOUN
iiclr-17523	182	6	is	be	AUX
iiclr-17523	182	7	envisaged	envisage	VERB
iiclr-17523	182	8	to	to	PART
iiclr-17523	182	9	be	be	AUX
iiclr-17523	182	10	nearly	nearly	ADV
iiclr-17523	182	11	200%.81	200%.81	NUM
iiclr-17523	182	12	self	self	NOUN
iiclr-17523	182	13	-	-	PUNCT
iiclr-17523	182	14	guaranteed	guarantee	VERB
iiclr-17523	182	15	loan	loan	NOUN
iiclr-17523	182	16	insurance	insurance	NOUN
iiclr-17523	182	17	was	be	AUX
iiclr-17523	182	18	developed	develop	VERB
iiclr-17523	182	19	to	to	PART
iiclr-17523	182	20	address	address	VERB
iiclr-17523	182	21	the	the	DET
iiclr-17523	182	22	fear	fear	NOUN
iiclr-17523	182	23	of	of	ADP
iiclr-17523	182	24	borrowers	borrower	NOUN
iiclr-17523	182	25	that	that	PRON
iiclr-17523	182	26	their	their	PRON
iiclr-17523	182	27	debt	debt	NOUN
iiclr-17523	182	28	might	might	AUX
iiclr-17523	182	29	remain	remain	VERB
iiclr-17523	182	30	after	after	SCONJ
iiclr-17523	182	31	they	they	PRON
iiclr-17523	182	32	die.82	die.82	VERB
iiclr-17523	182	33	here	here	ADV
iiclr-17523	182	34	,	,	PUNCT
iiclr-17523	182	35	the	the	DET
iiclr-17523	182	36	borrower	borrower	NOUN
iiclr-17523	182	37	contributes	contribute	VERB
iiclr-17523	182	38	2.5	2.5	NUM
iiclr-17523	182	39	%	%	NOUN
iiclr-17523	182	40	of	of	ADP
iiclr-17523	182	41	the	the	DET
iiclr-17523	182	42	outstanding	outstanding	ADJ
iiclr-17523	182	43	amount	amount	NOUN
iiclr-17523	182	44	on	on	ADP
iiclr-17523	182	45	the	the	DET
iiclr-17523	182	46	last	last	ADJ
iiclr-17523	182	47	day	day	NOUN
iiclr-17523	182	48	of	of	ADP
iiclr-17523	182	49	each	each	DET
iiclr-17523	182	50	calendar	calendar	NOUN
iiclr-17523	182	51	year.83	year.83	PROPN
iiclr-17523	182	52	should	should	AUX
iiclr-17523	182	53	the	the	DET
iiclr-17523	182	54	borrower	borrower	NOUN
iiclr-17523	182	55	die	die	VERB
iiclr-17523	182	56	during	during	ADP
iiclr-17523	182	57	the	the	DET
iiclr-17523	182	58	following	following	ADJ
iiclr-17523	182	59	year	year	NOUN
iiclr-17523	182	60	,	,	PUNCT
iiclr-17523	182	61	the	the	DET
iiclr-17523	182	62	debt	debt	NOUN
iiclr-17523	182	63	is	be	AUX
iiclr-17523	182	64	paid	pay	VERB
iiclr-17523	182	65	out	out	ADP
iiclr-17523	182	66	of	of	ADP
iiclr-17523	182	67	the	the	DET
iiclr-17523	182	68	general	general	ADJ
iiclr-17523	182	69	fund	fund	NOUN
iiclr-17523	182	70	and	and	CCONJ
iiclr-17523	182	71	the	the	DET
iiclr-17523	182	72	borrower	borrower	NOUN
iiclr-17523	182	73	's	's	PART
iiclr-17523	182	74	survivors	survivor	NOUN
iiclr-17523	182	75	are	be	AUX
iiclr-17523	182	76	refunded	refund	VERB
iiclr-17523	182	77	all	all	DET
iiclr-17523	182	78	contributions	contribution	NOUN
iiclr-17523	182	79	to	to	ADP
iiclr-17523	182	80	the	the	DET
iiclr-17523	182	81	fund	fund	NOUN
iiclr-17523	182	82	the	the	DET
iiclr-17523	182	83	borrower	borrower	NOUN
iiclr-17523	182	84	made	make	VERB
iiclr-17523	182	85	.	.	PUNCT
iiclr-17523	183	1	84	84	NUM
iiclr-17523	183	2	if	if	SCONJ
iiclr-17523	183	3	the	the	DET
iiclr-17523	183	4	borrower	borrower	NOUN
iiclr-17523	183	5	outlives	outlive	VERB
iiclr-17523	183	6	her	her	PRON
iiclr-17523	183	7	loan	loan	NOUN
iiclr-17523	183	8	,	,	PUNCT
iiclr-17523	183	9	then	then	ADV
iiclr-17523	183	10	the	the	DET
iiclr-17523	183	11	contributions	contribution	NOUN
iiclr-17523	183	12	are	be	AUX
iiclr-17523	183	13	not	not	PART
iiclr-17523	183	14	refunded	refunded	ADJ
iiclr-17523	183	15	.	.	PUNCT
iiclr-17523	184	1	5	5	NUM
iiclr-17523	184	2	this	this	PRON
iiclr-17523	184	3	,	,	PUNCT
iiclr-17523	184	4	perhaps	perhaps	ADV
iiclr-17523	184	5	,	,	PUNCT
iiclr-17523	184	6	serves	serve	VERB
iiclr-17523	184	7	as	as	ADP
iiclr-17523	184	8	an	an	DET
iiclr-17523	184	9	incentive	incentive	NOUN
iiclr-17523	184	10	for	for	SCONJ
iiclr-17523	184	11	the	the	DET
iiclr-17523	184	12	bank	bank	NOUN
iiclr-17523	184	13	and	and	CCONJ
iiclr-17523	184	14	its	its	PRON
iiclr-17523	184	15	branches	branch	NOUN
iiclr-17523	184	16	to	to	PART
iiclr-17523	184	17	take	take	VERB
iiclr-17523	184	18	a	a	DET
iiclr-17523	184	19	greater	great	ADJ
iiclr-17523	184	20	interest	interest	NOUN
iiclr-17523	184	21	in	in	ADP
iiclr-17523	184	22	the	the	DET
iiclr-17523	184	23	community	community	NOUN
iiclr-17523	184	24	and	and	CCONJ
iiclr-17523	184	25	work	work	VERB
iiclr-17523	184	26	toward	toward	ADP
iiclr-17523	184	27	an	an	DET
iiclr-17523	184	28	increased	increase	VERB
iiclr-17523	184	29	standard	standard	NOUN
iiclr-17523	184	30	of	of	ADP
iiclr-17523	184	31	living	live	VERB
iiclr-17523	184	32	for	for	ADP
iiclr-17523	184	33	their	their	PRON
iiclr-17523	184	34	villages	village	NOUN
iiclr-17523	184	35	.	.	PUNCT
iiclr-17523	185	1	74	74	NUM
iiclr-17523	185	2	.	.	X
iiclr-17523	186	1	yunus	yunus	PROPN
iiclr-17523	186	2	,	,	PUNCT
iiclr-17523	186	3	supra	supra	PROPN
iiclr-17523	186	4	note	note	PROPN
iiclr-17523	186	5	18	18	NUM
iiclr-17523	186	6	,	,	PUNCT
iiclr-17523	186	7	at	at	ADP
iiclr-17523	186	8	238	238	NUM
iiclr-17523	186	9	.	.	PUNCT
iiclr-17523	187	1	75	75	NUM
iiclr-17523	187	2	.	.	PUNCT
iiclr-17523	188	1	i	i	PRON
iiclr-17523	188	2	d.	d.	PROPN
iiclr-17523	188	3	76	76	NUM
iiclr-17523	188	4	.	.	PUNCT
iiclr-17523	189	1	see	see	VERB
iiclr-17523	189	2	harry	harry	PROPN
iiclr-17523	189	3	hurt	hurt	PROPN
iiclr-17523	189	4	,	,	PUNCT
iiclr-17523	189	5	a	a	DET
iiclr-17523	189	6	path	path	NOUN
iiclr-17523	189	7	to	to	ADP
iiclr-17523	189	8	helping	help	VERB
iiclr-17523	189	9	the	the	DET
iiclr-17523	189	10	poor	poor	ADJ
iiclr-17523	189	11	,	,	PUNCT
iiclr-17523	189	12	and	and	CCONJ
iiclr-17523	189	13	his	his	PRON
iiclr-17523	189	14	investors	investor	NOUN
iiclr-17523	189	15	,	,	PUNCT
iiclr-17523	189	16	n.y	n.y	PROPN
iiclr-17523	189	17	.	.	PROPN
iiclr-17523	189	18	times	times	PROPN
iiclr-17523	189	19	,	,	PUNCT
iiclr-17523	189	20	aug	aug	PROPN
iiclr-17523	189	21	.	.	PROPN
iiclr-17523	189	22	10	10	NUM
iiclr-17523	189	23	,	,	PUNCT
iiclr-17523	189	24	2003	2003	NUM
iiclr-17523	189	25	,	,	PUNCT
iiclr-17523	189	26	at	at	ADP
iiclr-17523	189	27	3	3	NUM
iiclr-17523	189	28	-	-	SYM
iiclr-17523	189	29	4	4	NUM
iiclr-17523	189	30	.	.	NOUN
iiclr-17523	189	31	77	77	NUM
iiclr-17523	189	32	.	.	PUNCT
iiclr-17523	190	1	cf	cf	NOUN
iiclr-17523	190	2	.	.	PUNCT
iiclr-17523	191	1	murdoch	murdoch	PROPN
iiclr-17523	191	2	,	,	PUNCT
iiclr-17523	191	3	supra	supra	PROPN
iiclr-17523	191	4	note	note	NOUN
iiclr-17523	191	5	43	43	NUM
iiclr-17523	191	6	.	.	PUNCT
iiclr-17523	192	1	"	"	PUNCT
iiclr-17523	192	2	the	the	DET
iiclr-17523	192	3	way	way	NOUN
iiclr-17523	192	4	that	that	PRON
iiclr-17523	192	5	some	some	DET
iiclr-17523	192	6	organisations	organisation	NOUN
iiclr-17523	192	7	report	report	VERB
iiclr-17523	192	8	defaulted	default	VERB
iiclr-17523	192	9	loans	loan	NOUN
iiclr-17523	192	10	also	also	ADV
iiclr-17523	192	11	raises	raise	VERB
iiclr-17523	192	12	eyebrows	eyebrow	NOUN
iiclr-17523	192	13	..	..	PUNCT
iiclr-17523	192	14	,	,	PUNCT
iiclr-17523	192	15	continuing	continue	VERB
iiclr-17523	192	16	transparency	transparency	NOUN
iiclr-17523	192	17	in	in	ADP
iiclr-17523	192	18	the	the	DET
iiclr-17523	192	19	sector	sector	NOUN
iiclr-17523	192	20	is	be	AUX
iiclr-17523	192	21	crucial	crucial	ADJ
iiclr-17523	192	22	.	.	PUNCT
iiclr-17523	192	23	"	"	PUNCT
iiclr-17523	193	1	i	i	PRON
iiclr-17523	193	2	d.	d.	PROPN
iiclr-17523	193	3	(	(	PUNCT
iiclr-17523	193	4	internal	internal	ADJ
iiclr-17523	193	5	citation	citation	NOUN
iiclr-17523	193	6	omitted	omit	VERB
iiclr-17523	193	7	)	)	PUNCT
iiclr-17523	193	8	.	.	PUNCT
iiclr-17523	194	1	see	see	VERB
iiclr-17523	194	2	also	also	ADV
iiclr-17523	194	3	elaine	elaine	PROPN
iiclr-17523	194	4	edcomb	edcomb	VERB
iiclr-17523	194	5	et	et	PROPN
iiclr-17523	194	6	al	al	PROPN
iiclr-17523	194	7	.	.	PROPN
iiclr-17523	194	8	,	,	PUNCT
iiclr-17523	194	9	the	the	DET
iiclr-17523	194	10	practice	practice	NOUN
iiclr-17523	194	11	of	of	ADP
iiclr-17523	194	12	microenterprise	microenterprise	NOUN
iiclr-17523	194	13	in	in	ADP
iiclr-17523	194	14	the	the	DET
iiclr-17523	194	15	u.s	u.s	PROPN
iiclr-17523	194	16	.	.	PROPN
iiclr-17523	194	17	:	:	PUNCT
iiclr-17523	194	18	strategies	strategy	NOUN
iiclr-17523	194	19	,	,	PUNCT
iiclr-17523	194	20	costs	cost	NOUN
iiclr-17523	194	21	,	,	PUNCT
iiclr-17523	194	22	and	and	CCONJ
iiclr-17523	194	23	effecrriveness	effecrriveness	NOUN
iiclr-17523	194	24	52	52	NUM
iiclr-17523	194	25	(	(	PUNCT
iiclr-17523	194	26	1996	1996	NUM
iiclr-17523	194	27	)	)	PUNCT
iiclr-17523	194	28	(	(	PUNCT
iiclr-17523	194	29	noting	note	VERB
iiclr-17523	194	30	that	that	SCONJ
iiclr-17523	194	31	default	default	NOUN
iiclr-17523	194	32	rates	rate	NOUN
iiclr-17523	194	33	for	for	ADP
iiclr-17523	194	34	the	the	DET
iiclr-17523	194	35	period	period	NOUN
iiclr-17523	194	36	of	of	ADP
iiclr-17523	194	37	the	the	DET
iiclr-17523	194	38	study	study	NOUN
iiclr-17523	194	39	,	,	PUNCT
iiclr-17523	194	40	1992	1992	NUM
iiclr-17523	194	41	-	-	SYM
iiclr-17523	194	42	94	94	NUM
iiclr-17523	194	43	,	,	PUNCT
iiclr-17523	194	44	have	have	AUX
iiclr-17523	194	45	commonly	commonly	ADV
iiclr-17523	194	46	been	be	AUX
iiclr-17523	194	47	above	above	ADP
iiclr-17523	194	48	10	10	NUM
iiclr-17523	194	49	%	%	NOUN
iiclr-17523	194	50	)	)	PUNCT
iiclr-17523	194	51	.	.	PUNCT
iiclr-17523	195	1	78	78	NUM
iiclr-17523	195	2	.	.	PUNCT
iiclr-17523	196	1	see	see	VERB
iiclr-17523	196	2	infra	infra	NOUN
iiclr-17523	196	3	section	section	PROPN
iiclr-17523	196	4	ii	ii	PROPN
iiclr-17523	196	5	.	.	PROPN
iiclr-17523	196	6	79	79	NUM
iiclr-17523	196	7	.	.	PUNCT
iiclr-17523	197	1	yunus	yunus	PROPN
iiclr-17523	197	2	,	,	PUNCT
iiclr-17523	197	3	supra	supra	PROPN
iiclr-17523	197	4	note	note	PROPN
iiclr-17523	197	5	18	18	NUM
iiclr-17523	197	6	,	,	PUNCT
iiclr-17523	197	7	at	at	ADP
iiclr-17523	197	8	240	240	NUM
iiclr-17523	197	9	.	.	PUNCT
iiclr-17523	197	10	80	80	NUM
iiclr-17523	197	11	.	.	PUNCT
iiclr-17523	198	1	i	i	PRON
iiclr-17523	198	2	d.	d.	PROPN
iiclr-17523	198	3	81	81	NUM
iiclr-17523	198	4	.	.	PUNCT
iiclr-17523	199	1	i	i	PRON
iiclr-17523	199	2	d.	d.	PROPN
iiclr-17523	199	3	82	82	NUM
iiclr-17523	199	4	.	.	PUNCT
iiclr-17523	200	1	this	this	DET
iiclr-17523	200	2	fear	fear	NOUN
iiclr-17523	200	3	apparently	apparently	ADV
iiclr-17523	200	4	arises	arise	VERB
iiclr-17523	200	5	primarily	primarily	ADV
iiclr-17523	200	6	out	out	ADP
iiclr-17523	200	7	of	of	ADP
iiclr-17523	200	8	concern	concern	NOUN
iiclr-17523	200	9	that	that	SCONJ
iiclr-17523	200	10	the	the	DET
iiclr-17523	200	11	soul	soul	NOUN
iiclr-17523	200	12	will	will	AUX
iiclr-17523	200	13	not	not	PART
iiclr-17523	200	14	be	be	AUX
iiclr-17523	200	15	at	at	ADP
iiclr-17523	200	16	rest	rest	NOUN
iiclr-17523	200	17	,	,	PUNCT
iiclr-17523	200	18	rather	rather	ADV
iiclr-17523	200	19	than	than	ADP
iiclr-17523	200	20	the	the	DET
iiclr-17523	200	21	more	more	ADV
iiclr-17523	200	22	temporal	temporal	ADJ
iiclr-17523	200	23	fear	fear	NOUN
iiclr-17523	200	24	that	that	SCONJ
iiclr-17523	200	25	the	the	DET
iiclr-17523	200	26	family	family	NOUN
iiclr-17523	200	27	might	might	AUX
iiclr-17523	200	28	be	be	AUX
iiclr-17523	200	29	forced	force	VERB
iiclr-17523	200	30	to	to	PART
iiclr-17523	200	31	assume	assume	VERB
iiclr-17523	200	32	the	the	DET
iiclr-17523	200	33	debt	debt	NOUN
iiclr-17523	200	34	.	.	PUNCT
iiclr-17523	201	1	see	see	VERB
iiclr-17523	201	2	i	i	PRON
iiclr-17523	201	3	d.	d.	PROPN
iiclr-17523	201	4	at	at	ADP
iiclr-17523	201	5	241	241	NUM
iiclr-17523	201	6	.	.	PROPN
iiclr-17523	201	7	83	83	NUM
iiclr-17523	201	8	.	.	PUNCT
iiclr-17523	202	1	i	i	PRON
iiclr-17523	202	2	d.	d.	PROPN
iiclr-17523	202	3	in	in	ADP
iiclr-17523	202	4	this	this	DET
iiclr-17523	202	5	respect	respect	NOUN
iiclr-17523	202	6	,	,	PUNCT
iiclr-17523	202	7	the	the	DET
iiclr-17523	202	8	system	system	NOUN
iiclr-17523	202	9	resembles	resemble	VERB
iiclr-17523	202	10	the	the	DET
iiclr-17523	202	11	muslim	muslim	ADJ
iiclr-17523	202	12	practice	practice	NOUN
iiclr-17523	202	13	of	of	ADP
iiclr-17523	202	14	mudaraba	mudaraba	NOUN
iiclr-17523	202	15	.	.	PUNCT
iiclr-17523	203	1	see	see	VERB
iiclr-17523	203	2	infra	infra	NOUN
iiclr-17523	203	3	part	part	NOUN
iiclr-17523	203	4	ii.b	ii.b	NOUN
iiclr-17523	203	5	.	.	PUNCT
iiclr-17523	204	1	84	84	NUM
iiclr-17523	204	2	.	.	PUNCT
iiclr-17523	205	1	yunus	yunus	PROPN
iiclr-17523	205	2	,	,	PUNCT
iiclr-17523	205	3	supra	supra	PROPN
iiclr-17523	205	4	note	note	PROPN
iiclr-17523	205	5	18	18	NUM
iiclr-17523	205	6	,	,	PUNCT
iiclr-17523	205	7	at	at	ADP
iiclr-17523	205	8	241	241	NUM
iiclr-17523	205	9	.	.	PROPN
iiclr-17523	205	10	85	85	NUM
iiclr-17523	205	11	.	.	PUNCT
iiclr-17523	206	1	i	i	PRON
iiclr-17523	206	2	d.	d.	PROPN
iiclr-17523	207	1	[	[	X
iiclr-17523	207	2	vol	vol	NOUN
iiclr-17523	207	3	.	.	PUNCT
iiclr-17523	208	1	16:2	16:2	NUM
iiclr-17523	208	2	equity	equity	PROPN
iiclr-17523	208	3	&	&	CCONJ
iiclr-17523	208	4	innovation	innovation	NOUN
iiclr-17523	208	5	as	as	ADP
iiclr-17523	208	6	a	a	DET
iiclr-17523	208	7	means	means	NOUN
iiclr-17523	208	8	of	of	ADP
iiclr-17523	208	9	both	both	PRON
iiclr-17523	208	10	improving	improve	VERB
iiclr-17523	208	11	village	village	NOUN
iiclr-17523	208	12	conditions	condition	NOUN
iiclr-17523	208	13	and	and	CCONJ
iiclr-17523	208	14	monitoring	monitor	VERB
iiclr-17523	208	15	those	those	DET
iiclr-17523	208	16	improvements	improvement	NOUN
iiclr-17523	208	17	,	,	PUNCT
iiclr-17523	208	18	grameen	grameen	PROPN
iiclr-17523	208	19	ii	ii	PROPN
iiclr-17523	208	20	includes	include	VERB
iiclr-17523	208	21	a	a	DET
iiclr-17523	208	22	five	five	NUM
iiclr-17523	208	23	-	-	PUNCT
iiclr-17523	208	24	star	star	NOUN
iiclr-17523	208	25	registration	registration	NOUN
iiclr-17523	208	26	component.86	component.86	NOUN
iiclr-17523	208	27	each	each	DET
iiclr-17523	208	28	star	star	NOUN
iiclr-17523	208	29	represents	represent	VERB
iiclr-17523	208	30	a	a	DET
iiclr-17523	208	31	separate	separate	ADJ
iiclr-17523	208	32	achievement	achievement	NOUN
iiclr-17523	208	33	for	for	ADP
iiclr-17523	208	34	the	the	DET
iiclr-17523	208	35	branch	branch	NOUN
iiclr-17523	208	36	and	and	CCONJ
iiclr-17523	208	37	its	its	PRON
iiclr-17523	208	38	villages.87	villages.87	NOUN
iiclr-17523	208	39	a	a	DET
iiclr-17523	208	40	green	green	ADJ
iiclr-17523	208	41	star	star	NOUN
iiclr-17523	208	42	represents	represent	VERB
iiclr-17523	208	43	a	a	DET
iiclr-17523	208	44	zero	zero	NUM
iiclr-17523	208	45	percent	percent	NOUN
iiclr-17523	208	46	default	default	NOUN
iiclr-17523	208	47	rate	rate	NOUN
iiclr-17523	208	48	.	.	PUNCT
iiclr-17523	209	1	s	s	AUX
iiclr-17523	209	2	a	a	DET
iiclr-17523	209	3	blue	blue	ADJ
iiclr-17523	209	4	star	star	NOUN
iiclr-17523	209	5	represents	represent	VERB
iiclr-17523	209	6	a	a	DET
iiclr-17523	209	7	branch	branch	NOUN
iiclr-17523	209	8	turning	turn	VERB
iiclr-17523	209	9	a	a	DET
iiclr-17523	209	10	profit	profit	NOUN
iiclr-17523	209	11	.	.	PUNCT
iiclr-17523	210	1	89	89	NUM
iiclr-17523	211	1	a	a	DET
iiclr-17523	211	2	violet	violet	NOUN
iiclr-17523	211	3	star	star	NOUN
iiclr-17523	211	4	represents	represent	VERB
iiclr-17523	211	5	a	a	DET
iiclr-17523	211	6	branch	branch	NOUN
iiclr-17523	211	7	with	with	ADP
iiclr-17523	211	8	a	a	DET
iiclr-17523	211	9	deposit	deposit	NOUN
iiclr-17523	211	10	surplus	surplus	NOUN
iiclr-17523	211	11	greater	great	ADJ
iiclr-17523	211	12	than	than	ADP
iiclr-17523	211	13	its	its	PRON
iiclr-17523	211	14	outstanding	outstanding	ADJ
iiclr-17523	211	15	loans.9	loans.9	PROPN
iiclr-17523	211	16	°	°	PROPN
iiclr-17523	211	17	a	a	DET
iiclr-17523	211	18	brown	brown	ADJ
iiclr-17523	211	19	star	star	NOUN
iiclr-17523	211	20	represents	represent	VERB
iiclr-17523	211	21	a	a	DET
iiclr-17523	211	22	branch	branch	NOUN
iiclr-17523	211	23	that	that	PRON
iiclr-17523	211	24	ensured	ensure	VERB
iiclr-17523	211	25	an	an	DET
iiclr-17523	211	26	education	education	NOUN
iiclr-17523	211	27	for	for	ADP
iiclr-17523	211	28	100	100	NUM
iiclr-17523	211	29	%	%	NOUN
iiclr-17523	211	30	of	of	ADP
iiclr-17523	211	31	its	its	PRON
iiclr-17523	211	32	borrowers	borrower	NOUN
iiclr-17523	211	33	'	'	PART
iiclr-17523	211	34	children	child	NOUN
iiclr-17523	211	35	.	.	PUNCT
iiclr-17523	212	1	91	91	NUM
iiclr-17523	212	2	finally	finally	ADV
iiclr-17523	212	3	,	,	PUNCT
iiclr-17523	212	4	a	a	DET
iiclr-17523	212	5	red	red	ADJ
iiclr-17523	212	6	star	star	NOUN
iiclr-17523	212	7	represents	represent	VERB
iiclr-17523	212	8	a	a	DET
iiclr-17523	212	9	branch	branch	NOUN
iiclr-17523	212	10	that	that	PRON
iiclr-17523	212	11	succeeded	succeed	VERB
iiclr-17523	212	12	in	in	ADP
iiclr-17523	212	13	bringing	bring	VERB
iiclr-17523	212	14	100	100	NUM
iiclr-17523	212	15	%	%	NOUN
iiclr-17523	212	16	of	of	ADP
iiclr-17523	212	17	its	its	PRON
iiclr-17523	212	18	borrowers	borrower	NOUN
iiclr-17523	212	19	above	above	ADP
iiclr-17523	212	20	the	the	DET
iiclr-17523	212	21	poverty	poverty	NOUN
iiclr-17523	212	22	line.92	line.92	NOUN
iiclr-17523	212	23	at	at	ADP
iiclr-17523	212	24	the	the	DET
iiclr-17523	212	25	end	end	NOUN
iiclr-17523	212	26	of	of	ADP
iiclr-17523	212	27	2002	2002	NUM
iiclr-17523	212	28	,	,	PUNCT
iiclr-17523	212	29	there	there	PRON
iiclr-17523	212	30	were	be	VERB
iiclr-17523	212	31	1,178	1,178	NUM
iiclr-17523	212	32	grameen	grameen	PROPN
iiclr-17523	212	33	bank	bank	PROPN
iiclr-17523	212	34	branches	branch	NOUN
iiclr-17523	212	35	operating	operate	VERB
iiclr-17523	212	36	in	in	ADP
iiclr-17523	212	37	bangladesh	bangladesh	NOUN
iiclr-17523	212	38	.	.	PUNCT
iiclr-17523	213	1	93	93	NUM
iiclr-17523	213	2	of	of	ADP
iiclr-17523	213	3	this	this	DET
iiclr-17523	213	4	number	number	NOUN
iiclr-17523	213	5	,	,	PUNCT
iiclr-17523	213	6	772	772	NUM
iiclr-17523	213	7	earned	earn	VERB
iiclr-17523	213	8	a	a	DET
iiclr-17523	213	9	total	total	NOUN
iiclr-17523	213	10	of	of	ADP
iiclr-17523	213	11	1,346	1,346	NUM
iiclr-17523	213	12	stars	star	NOUN
iiclr-17523	213	13	,	,	PUNCT
iiclr-17523	213	14	or	or	CCONJ
iiclr-17523	213	15	1.74	1.74	NUM
iiclr-17523	213	16	stars	star	NOUN
iiclr-17523	213	17	per	per	ADP
iiclr-17523	213	18	branch.94	branch.94	NOUN
iiclr-17523	213	19	staff	staff	NOUN
iiclr-17523	213	20	members	member	NOUN
iiclr-17523	213	21	earn	earn	VERB
iiclr-17523	213	22	their	their	PRON
iiclr-17523	213	23	stars	star	NOUN
iiclr-17523	213	24	according	accord	VERB
iiclr-17523	213	25	to	to	ADP
iiclr-17523	213	26	the	the	DET
iiclr-17523	213	27	achievements	achievement	NOUN
iiclr-17523	213	28	of	of	ADP
iiclr-17523	213	29	the	the	DET
iiclr-17523	213	30	lending	lending	NOUN
iiclr-17523	213	31	centers	center	NOUN
iiclr-17523	213	32	for	for	ADP
iiclr-17523	213	33	which	which	PRON
iiclr-17523	213	34	they	they	PRON
iiclr-17523	213	35	are	be	AUX
iiclr-17523	213	36	responsible.95	responsible.95	NOUN
iiclr-17523	213	37	these	these	DET
iiclr-17523	213	38	stars	star	NOUN
iiclr-17523	213	39	are	be	AUX
iiclr-17523	213	40	a	a	DET
iiclr-17523	213	41	matter	matter	NOUN
iiclr-17523	213	42	of	of	ADP
iiclr-17523	213	43	pride	pride	NOUN
iiclr-17523	213	44	and	and	CCONJ
iiclr-17523	213	45	social	social	ADJ
iiclr-17523	213	46	status96	status96	NOUN
iiclr-17523	213	47	there	there	PRON
iiclr-17523	213	48	is	be	VERB
iiclr-17523	213	49	no	no	DET
iiclr-17523	213	50	monetary	monetary	ADJ
iiclr-17523	213	51	advantage	advantage	NOUN
iiclr-17523	213	52	in	in	ADP
iiclr-17523	213	53	receiving	receive	VERB
iiclr-17523	213	54	them.97	them.97	NOUN
iiclr-17523	213	55	b.	b.	NOUN
iiclr-17523	213	56	venture	venture	PROPN
iiclr-17523	213	57	philanthropy	philanthropy	NOUN
iiclr-17523	213	58	and	and	CCONJ
iiclr-17523	213	59	the	the	DET
iiclr-17523	213	60	international	international	ADJ
iiclr-17523	213	61	focus	focus	NOUN
iiclr-17523	213	62	in	in	ADP
iiclr-17523	213	63	his	his	PRON
iiclr-17523	213	64	address	address	NOUN
iiclr-17523	213	65	to	to	ADP
iiclr-17523	213	66	delegates	delegate	NOUN
iiclr-17523	213	67	at	at	ADP
iiclr-17523	213	68	a	a	DET
iiclr-17523	213	69	microcredit	microcredit	NOUN
iiclr-17523	213	70	conference	conference	NOUN
iiclr-17523	213	71	held	hold	VERB
iiclr-17523	213	72	in	in	ADP
iiclr-17523	213	73	london	london	PROPN
iiclr-17523	213	74	,	,	PUNCT
iiclr-17523	213	75	muhammad	muhammad	PROPN
iiclr-17523	213	76	yunus	yunus	PROPN
iiclr-17523	213	77	proclaimed	proclaim	VERB
iiclr-17523	213	78	:	:	PUNCT
iiclr-17523	213	79	"	"	PUNCT
iiclr-17523	213	80	[	[	X
iiclr-17523	213	81	ploverty	ploverty	NOUN
iiclr-17523	213	82	does	do	AUX
iiclr-17523	213	83	not	not	PART
iiclr-17523	213	84	belong	belong	VERB
iiclr-17523	213	85	in	in	ADP
iiclr-17523	213	86	a	a	DET
iiclr-17523	213	87	civilised	civilised	ADJ
iiclr-17523	213	88	human	human	ADJ
iiclr-17523	213	89	society	society	NOUN
iiclr-17523	213	90	.	.	PUNCT
iiclr-17523	214	1	it	it	PRON
iiclr-17523	214	2	belongs	belong	VERB
iiclr-17523	214	3	in	in	ADP
iiclr-17523	214	4	museums	museum	NOUN
iiclr-17523	214	5	.	.	PUNCT
iiclr-17523	215	1	98	98	NUM
iiclr-17523	215	2	while	while	SCONJ
iiclr-17523	215	3	this	this	DET
iiclr-17523	215	4	sentiment	sentiment	NOUN
iiclr-17523	215	5	is	be	AUX
iiclr-17523	215	6	shared	share	VERB
iiclr-17523	215	7	by	by	ADP
iiclr-17523	215	8	activists	activist	NOUN
iiclr-17523	215	9	,	,	PUNCT
iiclr-17523	215	10	ngos	ngo	NOUN
iiclr-17523	215	11	,	,	PUNCT
iiclr-17523	215	12	and	and	CCONJ
iiclr-17523	215	13	the	the	DET
iiclr-17523	215	14	united	united	PROPN
iiclr-17523	215	15	nations	nations	PROPN
iiclr-17523	215	16	,	,	PUNCT
iiclr-17523	216	1	the	the	DET
iiclr-17523	216	2	costs	cost	NOUN
iiclr-17523	216	3	involved	involve	VERB
iiclr-17523	216	4	in	in	ADP
iiclr-17523	216	5	relegating	relegate	VERB
iiclr-17523	216	6	poverty	poverty	NOUN
iiclr-17523	216	7	to	to	ADP
iiclr-17523	216	8	the	the	DET
iiclr-17523	216	9	collective	collective	ADJ
iiclr-17523	216	10	world	world	NOUN
iiclr-17523	216	11	memory	memory	NOUN
iiclr-17523	216	12	are	be	AUX
iiclr-17523	216	13	staggering	staggering	ADJ
iiclr-17523	216	14	.	.	PUNCT
iiclr-17523	217	1	9	9	NUM
iiclr-17523	217	2	it	it	PRON
iiclr-17523	217	3	was	be	AUX
iiclr-17523	217	4	estimated	estimate	VERB
iiclr-17523	217	5	that	that	SCONJ
iiclr-17523	217	6	$	$	SYM
iiclr-17523	217	7	21.6	21.6	NUM
iiclr-17523	217	8	billion	billion	NUM
iiclr-17523	217	9	would	would	AUX
iiclr-17523	217	10	be	be	AUX
iiclr-17523	217	11	required	require	VERB
iiclr-17523	217	12	to	to	PART
iiclr-17523	217	13	expand	expand	VERB
iiclr-17523	217	14	microcredit	microcredit	NOUN
iiclr-17523	217	15	initiatives	initiative	NOUN
iiclr-17523	217	16	to	to	ADP
iiclr-17523	217	17	the	the	DET
iiclr-17523	217	18	100,000	100,000	NUM
iiclr-17523	217	19	poorest	poor	ADJ
iiclr-17523	217	20	families	family	NOUN
iiclr-17523	217	21	by	by	ADP
iiclr-17523	217	22	2005.1	2005.1	NUM
iiclr-17523	217	23	°	°	NOUN
iiclr-17523	217	24	°	°	NOUN
iiclr-17523	217	25	as	as	ADP
iiclr-17523	217	26	carter	carter	PROPN
iiclr-17523	217	27	garber	garber	PROPN
iiclr-17523	217	28	,	,	PUNCT
iiclr-17523	217	29	a	a	DET
iiclr-17523	217	30	development	development	NOUN
iiclr-17523	217	31	consultant	consultant	NOUN
iiclr-17523	217	32	from	from	ADP
iiclr-17523	217	33	the	the	DET
iiclr-17523	217	34	united	united	PROPN
iiclr-17523	217	35	states	states	PROPN
iiclr-17523	217	36	,	,	PUNCT
iiclr-17523	217	37	points	point	VERB
iiclr-17523	217	38	out	out	ADP
iiclr-17523	217	39	,	,	PUNCT
iiclr-17523	217	40	such	such	DET
iiclr-17523	217	41	a	a	DET
iiclr-17523	217	42	goal	goal	NOUN
iiclr-17523	217	43	is	be	AUX
iiclr-17523	217	44	a	a	DET
iiclr-17523	217	45	"	"	PUNCT
iiclr-17523	217	46	very	very	ADV
iiclr-17523	217	47	steep	steep	ADJ
iiclr-17523	217	48	challenge	challenge	NOUN
iiclr-17523	217	49	.	.	PUNCT
iiclr-17523	218	1	"''1	"''1	NOUN
iiclr-17523	218	2	1	1	NUM
iiclr-17523	218	3	in	in	ADP
iiclr-17523	218	4	the	the	DET
iiclr-17523	218	5	period	period	NOUN
iiclr-17523	218	6	1987	1987	NUM
iiclr-17523	218	7	to	to	ADP
iiclr-17523	218	8	1997	1997	NUM
iiclr-17523	218	9	,	,	PUNCT
iiclr-17523	218	10	microcredit	microcredit	NOUN
iiclr-17523	218	11	proponents	proponent	NOUN
iiclr-17523	218	12	raised	raise	VERB
iiclr-17523	218	13	only	only	ADV
iiclr-17523	218	14	five	five	NUM
iiclr-17523	218	15	hundred	hundred	NUM
iiclr-17523	218	16	million	million	NUM
iiclr-17523	218	17	dollars	dollar	NOUN
iiclr-17523	218	18	in	in	ADP
iiclr-17523	218	19	private	private	ADJ
iiclr-17523	218	20	funds.102	funds.102	NOUN
iiclr-17523	218	21	86	86	NUM
iiclr-17523	218	22	.	.	PUNCT
iiclr-17523	219	1	i	i	PRON
iiclr-17523	219	2	d.	d.	PROPN
iiclr-17523	219	3	at	at	ADP
iiclr-17523	219	4	242	242	NUM
iiclr-17523	219	5	.	.	PUNCT
iiclr-17523	220	1	87	87	NUM
iiclr-17523	220	2	.	.	PUNCT
iiclr-17523	221	1	i	i	PRON
iiclr-17523	221	2	d.	d.	PROPN
iiclr-17523	221	3	88	88	NUM
iiclr-17523	221	4	.	.	PUNCT
iiclr-17523	222	1	there	there	PRON
iiclr-17523	222	2	were	be	VERB
iiclr-17523	222	3	696	696	NUM
iiclr-17523	222	4	green	green	ADJ
iiclr-17523	222	5	stars	star	NOUN
iiclr-17523	222	6	awarded	award	VERB
iiclr-17523	222	7	in	in	ADP
iiclr-17523	222	8	2002	2002	NUM
iiclr-17523	222	9	.	.	PUNCT
iiclr-17523	223	1	i	i	PRON
iiclr-17523	223	2	d.	d.	PROPN
iiclr-17523	223	3	at	at	ADP
iiclr-17523	223	4	242	242	NUM
iiclr-17523	223	5	.	.	PUNCT
iiclr-17523	223	6	89	89	NUM
iiclr-17523	223	7	.	.	PUNCT
iiclr-17523	224	1	there	there	PRON
iiclr-17523	224	2	were	be	VERB
iiclr-17523	224	3	437	437	NUM
iiclr-17523	224	4	blue	blue	ADJ
iiclr-17523	224	5	stars	star	NOUN
iiclr-17523	224	6	awarded	award	VERB
iiclr-17523	224	7	in	in	ADP
iiclr-17523	224	8	2002	2002	NUM
iiclr-17523	224	9	.	.	PUNCT
iiclr-17523	225	1	i	i	PRON
iiclr-17523	225	2	d.	d.	PROPN
iiclr-17523	225	3	90	90	NUM
iiclr-17523	225	4	.	.	PUNCT
iiclr-17523	226	1	there	there	PRON
iiclr-17523	226	2	were	be	VERB
iiclr-17523	226	3	213	213	NUM
iiclr-17523	226	4	violet	violet	ADJ
iiclr-17523	226	5	stars	star	NOUN
iiclr-17523	226	6	awarded	award	VERB
iiclr-17523	226	7	in	in	ADP
iiclr-17523	226	8	2002	2002	NUM
iiclr-17523	226	9	.	.	PUNCT
iiclr-17523	227	1	i	i	PRON
iiclr-17523	227	2	d.	d.	PROPN
iiclr-17523	227	3	91	91	NUM
iiclr-17523	227	4	.	.	PUNCT
iiclr-17523	227	5	sixty	sixty	NUM
iiclr-17523	227	6	-	-	PUNCT
iiclr-17523	227	7	one	one	NUM
iiclr-17523	227	8	branches	branch	NOUN
iiclr-17523	227	9	applied	apply	VERB
iiclr-17523	227	10	for	for	ADP
iiclr-17523	227	11	brown	brown	ADJ
iiclr-17523	227	12	stars	star	NOUN
iiclr-17523	227	13	in	in	ADP
iiclr-17523	227	14	2002	2002	NUM
iiclr-17523	227	15	.	.	PUNCT
iiclr-17523	228	1	i	i	PRON
iiclr-17523	228	2	d.	d.	PROPN
iiclr-17523	228	3	92	92	NUM
iiclr-17523	228	4	.	.	PUNCT
iiclr-17523	229	1	twenty	twenty	NUM
iiclr-17523	229	2	-	-	PUNCT
iiclr-17523	229	3	one	one	NUM
iiclr-17523	229	4	branches	branch	NOUN
iiclr-17523	229	5	applied	apply	VERB
iiclr-17523	229	6	for	for	ADP
iiclr-17523	229	7	red	red	ADJ
iiclr-17523	229	8	stars	star	NOUN
iiclr-17523	229	9	in	in	ADP
iiclr-17523	229	10	2002	2002	NUM
iiclr-17523	229	11	.	.	PUNCT
iiclr-17523	230	1	i	i	PRON
iiclr-17523	230	2	d.	d.	PROPN
iiclr-17523	230	3	at	at	ADP
iiclr-17523	230	4	243	243	NUM
iiclr-17523	230	5	.	.	PUNCT
iiclr-17523	231	1	it	it	PRON
iiclr-17523	231	2	is	be	AUX
iiclr-17523	231	3	unclear	unclear	ADJ
iiclr-17523	231	4	whether	whether	SCONJ
iiclr-17523	231	5	the	the	DET
iiclr-17523	231	6	indicated	indicate	VERB
iiclr-17523	231	7	poverty	poverty	NOUN
iiclr-17523	231	8	line	line	NOUN
iiclr-17523	231	9	is	be	AUX
iiclr-17523	231	10	national	national	ADJ
iiclr-17523	231	11	or	or	CCONJ
iiclr-17523	231	12	international	international	ADJ
iiclr-17523	231	13	.	.	PUNCT
iiclr-17523	232	1	i	i	PRON
iiclr-17523	232	2	d.	d.	PROPN
iiclr-17523	232	3	93	93	NUM
iiclr-17523	232	4	.	.	PUNCT
iiclr-17523	233	1	i	i	PRON
iiclr-17523	233	2	d.	d.	PROPN
iiclr-17523	233	3	94	94	NUM
iiclr-17523	233	4	.	.	PUNCT
iiclr-17523	234	1	i	i	PRON
iiclr-17523	234	2	d.	d.	PROPN
iiclr-17523	234	3	at	at	ADP
iiclr-17523	234	4	243	243	NUM
iiclr-17523	234	5	.	.	PUNCT
iiclr-17523	235	1	95	95	NUM
iiclr-17523	235	2	.	.	PUNCT
iiclr-17523	236	1	grameen	grameen	PROPN
iiclr-17523	236	2	h	h	PROPN
iiclr-17523	236	3	,	,	PUNCT
iiclr-17523	236	4	supra	supra	PROPN
iiclr-17523	236	5	note	note	NOUN
iiclr-17523	236	6	72	72	NUM
iiclr-17523	236	7	.	.	PUNCT
iiclr-17523	237	1	96	96	NUM
iiclr-17523	237	2	.	.	PUNCT
iiclr-17523	238	1	i	i	PRON
iiclr-17523	238	2	d.	d.	PROPN
iiclr-17523	238	3	97	97	NUM
iiclr-17523	238	4	.	.	PUNCT
iiclr-17523	239	1	a	a	DET
iiclr-17523	239	2	similar	similar	ADJ
iiclr-17523	239	3	program	program	NOUN
iiclr-17523	239	4	could	could	AUX
iiclr-17523	239	5	be	be	AUX
iiclr-17523	239	6	introduced	introduce	VERB
iiclr-17523	239	7	on	on	ADP
iiclr-17523	239	8	a	a	DET
iiclr-17523	239	9	state	state	NOUN
iiclr-17523	239	10	or	or	CCONJ
iiclr-17523	239	11	federal	federal	ADJ
iiclr-17523	239	12	level	level	NOUN
iiclr-17523	239	13	in	in	ADP
iiclr-17523	239	14	the	the	DET
iiclr-17523	239	15	united	united	PROPN
iiclr-17523	239	16	states	states	PROPN
iiclr-17523	239	17	,	,	PUNCT
iiclr-17523	239	18	with	with	SCONJ
iiclr-17523	239	19	each	each	DET
iiclr-17523	239	20	star	star	NOUN
iiclr-17523	239	21	earned	earn	VERB
iiclr-17523	239	22	translating	translate	VERB
iiclr-17523	239	23	directly	directly	ADV
iiclr-17523	239	24	into	into	ADP
iiclr-17523	239	25	tax	tax	NOUN
iiclr-17523	239	26	credits	credit	NOUN
iiclr-17523	239	27	or	or	CCONJ
iiclr-17523	239	28	some	some	DET
iiclr-17523	239	29	other	other	ADJ
iiclr-17523	239	30	benefit	benefit	NOUN
iiclr-17523	239	31	for	for	ADP
iiclr-17523	239	32	the	the	DET
iiclr-17523	239	33	sponsor	sponsor	NOUN
iiclr-17523	239	34	bank	bank	NOUN
iiclr-17523	239	35	and	and	CCONJ
iiclr-17523	239	36	microlender	microlender	NOUN
iiclr-17523	239	37	.	.	PUNCT
iiclr-17523	240	1	98	98	NUM
iiclr-17523	240	2	.	.	PUNCT
iiclr-17523	240	3	clark	clark	PROPN
iiclr-17523	240	4	,	,	PUNCT
iiclr-17523	240	5	supra	supra	PROPN
iiclr-17523	240	6	note	note	PROPN
iiclr-17523	240	7	18	18	NUM
iiclr-17523	240	8	,	,	PUNCT
iiclr-17523	240	9	at	at	ADP
iiclr-17523	240	10	3	3	NUM
iiclr-17523	240	11	.	.	NOUN
iiclr-17523	240	12	99	99	NUM
iiclr-17523	240	13	.	.	PUNCT
iiclr-17523	241	1	i	i	PRON
iiclr-17523	241	2	d.	d.	PROPN
iiclr-17523	241	3	100	100	NUM
iiclr-17523	241	4	.	.	PUNCT
iiclr-17523	242	1	i	i	PRON
iiclr-17523	242	2	d.	d.	PROPN
iiclr-17523	242	3	101	101	NUM
iiclr-17523	242	4	.	.	PUNCT
iiclr-17523	243	1	i	i	PRON
iiclr-17523	243	2	d.	d.	PROPN
iiclr-17523	243	3	102	102	NUM
iiclr-17523	243	4	.	.	PUNCT
iiclr-17523	244	1	i	i	PRON
iiclr-17523	244	2	d.	d.	PROPN
iiclr-17523	244	3	20061	20061	NUM
iiclr-17523	244	4	ind	ind	PROPN
iiclr-17523	244	5	.	.	PUNCT
iiclr-17523	245	1	int'l	int'l	PROPN
iiclr-17523	245	2	&	&	CCONJ
iiclr-17523	245	3	comp	comp	PROPN
iiclr-17523	245	4	.	.	PUNCT
iiclr-17523	246	1	l.	l.	PROPN
iiclr-17523	246	2	rev	rev	PROPN
iiclr-17523	246	3	.	.	PUNCT
iiclr-17523	247	1	fortunately	fortunately	ADV
iiclr-17523	247	2	,	,	PUNCT
iiclr-17523	247	3	private	private	ADJ
iiclr-17523	247	4	donations	donation	NOUN
iiclr-17523	247	5	are	be	AUX
iiclr-17523	247	6	not	not	PART
iiclr-17523	247	7	the	the	DET
iiclr-17523	247	8	only	only	ADJ
iiclr-17523	247	9	source	source	NOUN
iiclr-17523	247	10	of	of	ADP
iiclr-17523	247	11	funding	funding	NOUN
iiclr-17523	247	12	that	that	PRON
iiclr-17523	247	13	microcredit	microcredit	NOUN
iiclr-17523	247	14	enjoys	enjoy	VERB
iiclr-17523	247	15	.	.	PUNCT
iiclr-17523	248	1	1	1	NUM
iiclr-17523	248	2	°	°	NUM
iiclr-17523	248	3	3	3	NUM
iiclr-17523	248	4	the	the	DET
iiclr-17523	248	5	u.s	u.s	PROPN
iiclr-17523	248	6	.	.	PROPN
iiclr-17523	248	7	government	government	NOUN
iiclr-17523	248	8	and	and	CCONJ
iiclr-17523	248	9	various	various	ADJ
iiclr-17523	248	10	corporate	corporate	ADJ
iiclr-17523	248	11	charitable	charitable	ADJ
iiclr-17523	248	12	foundations	foundation	NOUN
iiclr-17523	248	13	provide	provide	VERB
iiclr-17523	248	14	support	support	NOUN
iiclr-17523	248	15	and	and	CCONJ
iiclr-17523	248	16	guidance	guidance	NOUN
iiclr-17523	248	17	to	to	ADP
iiclr-17523	248	18	microcredit	microcredit	NOUN
iiclr-17523	248	19	initiatives	initiative	NOUN
iiclr-17523	248	20	.	.	PUNCT
iiclr-17523	249	1	1	1	NUM
iiclr-17523	249	2	°	°	SYM
iiclr-17523	249	3	4	4	NUM
iiclr-17523	249	4	however	however	ADV
iiclr-17523	249	5	,	,	PUNCT
iiclr-17523	249	6	the	the	DET
iiclr-17523	249	7	focus	focus	NOUN
iiclr-17523	249	8	of	of	ADP
iiclr-17523	249	9	this	this	DET
iiclr-17523	249	10	support	support	NOUN
iiclr-17523	249	11	has	have	AUX
iiclr-17523	249	12	been	be	AUX
iiclr-17523	249	13	primarily	primarily	ADV
iiclr-17523	249	14	on	on	ADP
iiclr-17523	249	15	foreign	foreign	ADJ
iiclr-17523	249	16	aid	aid	NOUN
iiclr-17523	249	17	.	.	PUNCT
iiclr-17523	250	1	for	for	ADP
iiclr-17523	250	2	example	example	NOUN
iiclr-17523	250	3	,	,	PUNCT
iiclr-17523	250	4	one	one	NUM
iiclr-17523	250	5	of	of	ADP
iiclr-17523	250	6	the	the	DET
iiclr-17523	250	7	motivations	motivation	NOUN
iiclr-17523	250	8	behind	behind	ADP
iiclr-17523	250	9	the	the	DET
iiclr-17523	250	10	microenterprise	microenterprise	NOUN
iiclr-17523	250	11	for	for	ADP
iiclr-17523	250	12	self	self	NOUN
iiclr-17523	250	13	reliance	reliance	NOUN
iiclr-17523	250	14	and	and	CCONJ
iiclr-17523	250	15	international	international	ADJ
iiclr-17523	250	16	anti	anti	ADJ
iiclr-17523	250	17	-	-	ADJ
iiclr-17523	250	18	corruption	corruption	ADJ
iiclr-17523	250	19	act	act	NOUN
iiclr-17523	250	20	of	of	ADP
iiclr-17523	250	21	2000105	2000105	NUM
iiclr-17523	250	22	was	be	AUX
iiclr-17523	250	23	a	a	DET
iiclr-17523	250	24	push	push	NOUN
iiclr-17523	250	25	by	by	ADP
iiclr-17523	250	26	congress	congress	PROPN
iiclr-17523	250	27	to	to	PART
iiclr-17523	250	28	"	"	PUNCT
iiclr-17523	250	29	reaffirm	reaffirm	VERB
iiclr-17523	250	30	[	[	X
iiclr-17523	250	31	]	]	X
iiclr-17523	250	32	the	the	DET
iiclr-17523	250	33	traditional	traditional	ADJ
iiclr-17523	250	34	humanitarian	humanitarian	ADJ
iiclr-17523	250	35	ideals	ideal	NOUN
iiclr-17523	250	36	of	of	ADP
iiclr-17523	250	37	the	the	DET
iiclr-17523	250	38	american	american	ADJ
iiclr-17523	250	39	people	people	NOUN
iiclr-17523	250	40	and	and	CCONJ
iiclr-17523	250	41	renew	renew	VERB
iiclr-17523	250	42	[	[	X
iiclr-17523	250	43	]	]	X
iiclr-17523	250	44	its	its	PRON
iiclr-17523	250	45	commitment	commitment	NOUN
iiclr-17523	250	46	to	to	PART
iiclr-17523	250	47	assist	assist	VERB
iiclr-17523	250	48	people	people	NOUN
iiclr-17523	250	49	in	in	ADP
iiclr-17523	250	50	developing	develop	VERB
iiclr-17523	250	51	countries	country	NOUN
iiclr-17523	250	52	to	to	PART
iiclr-17523	250	53	eliminate	eliminate	VERB
iiclr-17523	250	54	hunger	hunger	NOUN
iiclr-17523	250	55	,	,	PUNCT
iiclr-17523	250	56	poverty	poverty	NOUN
iiclr-17523	250	57	,	,	PUNCT
iiclr-17523	250	58	illness	illness	NOUN
iiclr-17523	250	59	,	,	PUNCT
iiclr-17523	250	60	and	and	CCONJ
iiclr-17523	250	61	ignorance	ignorance	NOUN
iiclr-17523	250	62	.	.	PUNCT
iiclr-17523	250	63	'	'	PUNCT
iiclr-17523	251	1	'	'	PUNCT
iiclr-17523	251	2	6	6	NUM
iiclr-17523	251	3	domestically	domestically	ADV
iiclr-17523	251	4	,	,	PUNCT
iiclr-17523	251	5	a	a	DET
iiclr-17523	251	6	large	large	ADJ
iiclr-17523	251	7	amount	amount	NOUN
iiclr-17523	251	8	of	of	ADP
iiclr-17523	251	9	microcredit	microcredit	NOUN
iiclr-17523	251	10	funding	funding	NOUN
iiclr-17523	251	11	has	have	AUX
iiclr-17523	251	12	gone	go	VERB
iiclr-17523	251	13	to	to	ADP
iiclr-17523	251	14	the	the	DET
iiclr-17523	251	15	assistance	assistance	NOUN
iiclr-17523	251	16	of	of	ADP
iiclr-17523	251	17	refugee	refugee	NOUN
iiclr-17523	251	18	resettlement	resettlement	NOUN
iiclr-17523	251	19	within	within	ADP
iiclr-17523	251	20	the	the	DET
iiclr-17523	251	21	united	united	PROPN
iiclr-17523	251	22	states	states	PROPN
iiclr-17523	251	23	.	.	PUNCT
iiclr-17523	252	1	°	°	ADP
iiclr-17523	252	2	7	7	NUM
iiclr-17523	252	3	in	in	ADP
iiclr-17523	252	4	fiscal	fiscal	ADJ
iiclr-17523	252	5	year	year	NOUN
iiclr-17523	252	6	2000	2000	NUM
iiclr-17523	252	7	,	,	PUNCT
iiclr-17523	252	8	the	the	DET
iiclr-17523	252	9	office	office	NOUN
iiclr-17523	252	10	of	of	ADP
iiclr-17523	252	11	refugee	refugee	NOUN
iiclr-17523	252	12	relocation	relocation	NOUN
iiclr-17523	252	13	awarded	award	VERB
iiclr-17523	252	14	$	$	SYM
iiclr-17523	252	15	2,850,851	2,850,851	NUM
iiclr-17523	252	16	to	to	PART
iiclr-17523	252	17	develop	develop	VERB
iiclr-17523	252	18	and	and	CCONJ
iiclr-17523	252	19	administer	administer	VERB
iiclr-17523	252	20	microenterprise	microenterprise	NOUN
iiclr-17523	252	21	programs	program	NOUN
iiclr-17523	252	22	for	for	ADP
iiclr-17523	252	23	the	the	DET
iiclr-17523	252	24	benefit	benefit	NOUN
iiclr-17523	252	25	of	of	ADP
iiclr-17523	252	26	refugees.108	refugees.108	NOUN
iiclr-17523	252	27	these	these	DET
iiclr-17523	252	28	programs	program	NOUN
iiclr-17523	252	29	were	be	AUX
iiclr-17523	252	30	intended	intend	VERB
iiclr-17523	252	31	not	not	PART
iiclr-17523	252	32	only	only	ADV
iiclr-17523	252	33	to	to	PART
iiclr-17523	252	34	aid	aid	VERB
iiclr-17523	252	35	in	in	ADP
iiclr-17523	252	36	the	the	DET
iiclr-17523	252	37	resettlement	resettlement	NOUN
iiclr-17523	252	38	of	of	ADP
iiclr-17523	252	39	newly	newly	ADV
iiclr-17523	252	40	arrived	arrive	VERB
iiclr-17523	252	41	non	non	ADJ
iiclr-17523	252	42	-	-	NOUN
iiclr-17523	252	43	citizens	citizen	NOUN
iiclr-17523	252	44	,	,	PUNCT
iiclr-17523	252	45	but	but	CCONJ
iiclr-17523	252	46	also	also	ADV
iiclr-17523	252	47	to	to	PART
iiclr-17523	252	48	aid	aid	VERB
iiclr-17523	252	49	refugees	refugee	NOUN
iiclr-17523	252	50	who	who	PRON
iiclr-17523	252	51	have	have	AUX
iiclr-17523	252	52	been	be	AUX
iiclr-17523	252	53	in	in	ADP
iiclr-17523	252	54	the	the	DET
iiclr-17523	252	55	united	united	PROPN
iiclr-17523	252	56	states	states	PROPN
iiclr-17523	252	57	for	for	ADP
iiclr-17523	252	58	a	a	DET
iiclr-17523	252	59	number	number	NOUN
iiclr-17523	252	60	of	of	ADP
iiclr-17523	252	61	years	year	NOUN
iiclr-17523	252	62	and	and	CCONJ
iiclr-17523	252	63	who	who	PRON
iiclr-17523	252	64	seek	seek	VERB
iiclr-17523	252	65	microcredit	microcredit	NOUN
iiclr-17523	252	66	as	as	ADP
iiclr-17523	252	67	a	a	DET
iiclr-17523	252	68	means	means	NOUN
iiclr-17523	252	69	to	to	PART
iiclr-17523	252	70	supplement	supplement	VERB
iiclr-17523	252	71	their	their	PRON
iiclr-17523	252	72	incomes	income	NOUN
iiclr-17523	252	73	.	.	PUNCT
iiclr-17523	253	1	'09	'09	NUM
iiclr-17523	253	2	this	this	PRON
iiclr-17523	253	3	is	be	AUX
iiclr-17523	253	4	not	not	PART
iiclr-17523	253	5	to	to	PART
iiclr-17523	253	6	gainsay	gainsay	VERB
iiclr-17523	253	7	the	the	DET
iiclr-17523	253	8	importance	importance	NOUN
iiclr-17523	253	9	of	of	ADP
iiclr-17523	253	10	such	such	ADJ
iiclr-17523	253	11	foreign	foreign	ADJ
iiclr-17523	253	12	investment	investment	NOUN
iiclr-17523	253	13	;	;	PUNCT
iiclr-17523	253	14	in	in	ADP
iiclr-17523	253	15	fact	fact	NOUN
iiclr-17523	253	16	,	,	PUNCT
iiclr-17523	253	17	one	one	NUM
iiclr-17523	253	18	proponent	proponent	NOUN
iiclr-17523	253	19	has	have	AUX
iiclr-17523	253	20	suggested	suggest	VERB
iiclr-17523	253	21	that	that	SCONJ
iiclr-17523	253	22	microcredit	microcredit	NOUN
iiclr-17523	253	23	,	,	PUNCT
iiclr-17523	253	24	with	with	ADP
iiclr-17523	253	25	its	its	PRON
iiclr-17523	253	26	twin	twin	ADJ
iiclr-17523	253	27	goals	goal	NOUN
iiclr-17523	253	28	of	of	ADP
iiclr-17523	253	29	economic	economic	ADJ
iiclr-17523	253	30	opportunity	opportunity	NOUN
iiclr-17523	253	31	and	and	CCONJ
iiclr-17523	253	32	poverty	poverty	NOUN
iiclr-17523	253	33	alleviation	alleviation	NOUN
iiclr-17523	253	34	,	,	PUNCT
iiclr-17523	253	35	is	be	AUX
iiclr-17523	253	36	the	the	DET
iiclr-17523	253	37	most	most	ADV
iiclr-17523	253	38	effective	effective	ADJ
iiclr-17523	253	39	way	way	NOUN
iiclr-17523	253	40	to	to	PART
iiclr-17523	253	41	wage	wage	VERB
iiclr-17523	253	42	a	a	DET
iiclr-17523	253	43	war	war	NOUN
iiclr-17523	253	44	against	against	ADP
iiclr-17523	253	45	terrorism	terrorism	NOUN
iiclr-17523	253	46	.	.	PUNCT
iiclr-17523	253	47	'	'	PUNCT
iiclr-17523	254	1	0	0	NUM
iiclr-17523	255	1	under	under	ADP
iiclr-17523	255	2	the	the	DET
iiclr-17523	255	3	clinton	clinton	PROPN
iiclr-17523	255	4	presidency	presidency	NOUN
iiclr-17523	255	5	,	,	PUNCT
iiclr-17523	255	6	the	the	DET
iiclr-17523	255	7	small	small	ADJ
iiclr-17523	255	8	business	business	PROPN
iiclr-17523	255	9	administration	administration	PROPN
iiclr-17523	255	10	(	(	PUNCT
iiclr-17523	255	11	sba	sba	PROPN
iiclr-17523	255	12	)	)	PUNCT
iiclr-17523	255	13	expanded	expand	VERB
iiclr-17523	255	14	its	its	PRON
iiclr-17523	255	15	microcredit	microcredit	NOUN
iiclr-17523	255	16	initiatives	initiative	NOUN
iiclr-17523	255	17	.	.	PUNCT
iiclr-17523	256	1	"	"	PUNCT
iiclr-17523	256	2	'	'	PUNCT
iiclr-17523	256	3	by	by	ADP
iiclr-17523	256	4	1997	1997	NUM
iiclr-17523	256	5	,	,	PUNCT
iiclr-17523	256	6	the	the	DET
iiclr-17523	256	7	sba	sba	NOUN
iiclr-17523	256	8	had	have	AUX
iiclr-17523	256	9	awarded	award	VERB
iiclr-17523	256	10	$	$	SYM
iiclr-17523	256	11	70	70	NUM
iiclr-17523	256	12	million	million	NUM
iiclr-17523	256	13	in	in	ADP
iiclr-17523	256	14	grants	grant	NOUN
iiclr-17523	256	15	to	to	ADP
iiclr-17523	256	16	nonprofit	nonprofit	ADJ
iiclr-17523	256	17	organizations	organization	NOUN
iiclr-17523	256	18	.	.	PUNCT
iiclr-17523	257	1	1	1	NUM
iiclr-17523	257	2	2	2	NUM
iiclr-17523	257	3	the	the	DET
iiclr-17523	257	4	loans	loan	NOUN
iiclr-17523	257	5	ranged	range	VERB
iiclr-17523	257	6	in	in	ADP
iiclr-17523	257	7	amount	amount	NOUN
iiclr-17523	257	8	from	from	ADP
iiclr-17523	257	9	$	$	SYM
iiclr-17523	257	10	125	125	NUM
iiclr-17523	257	11	to	to	PART
iiclr-17523	257	12	$	$	SYM
iiclr-17523	257	13	15,000	15,000	NUM
iiclr-17523	257	14	,	,	PUNCT
iiclr-17523	257	15	with	with	ADP
iiclr-17523	257	16	half	half	NOUN
iiclr-17523	257	17	of	of	ADP
iiclr-17523	257	18	the	the	DET
iiclr-17523	257	19	loans	loan	NOUN
iiclr-17523	257	20	awarded	award	VERB
iiclr-17523	257	21	to	to	ADP
iiclr-17523	257	22	women	woman	NOUN
iiclr-17523	257	23	.	.	PUNCT
iiclr-17523	257	24	'	'	PUNCT
iiclr-17523	258	1	3	3	NUM
iiclr-17523	258	2	this	this	DET
iiclr-17523	258	3	progress	progress	NOUN
iiclr-17523	258	4	has	have	AUX
iiclr-17523	258	5	been	be	AUX
iiclr-17523	258	6	subsequently	subsequently	ADV
iiclr-17523	258	7	imperiled	imperil	VERB
iiclr-17523	258	8	by	by	ADP
iiclr-17523	258	9	current	current	ADJ
iiclr-17523	258	10	103	103	NUM
iiclr-17523	258	11	.	.	PUNCT
iiclr-17523	259	1	see	see	VERB
iiclr-17523	259	2	about	about	ADP
iiclr-17523	259	3	field	field	NOUN
iiclr-17523	259	4	:	:	PUNCT
iiclr-17523	259	5	advisory	advisory	ADJ
iiclr-17523	259	6	board	board	NOUN
iiclr-17523	259	7	,	,	PUNCT
iiclr-17523	259	8	at	at	ADP
iiclr-17523	259	9	http://www.fieldus.org/about/advisory-.board.html	http://www.fieldus.org/about/advisory-.board.html	NOUN
iiclr-17523	259	10	(	(	PUNCT
iiclr-17523	259	11	last	last	ADV
iiclr-17523	259	12	visited	visit	VERB
iiclr-17523	259	13	mar	mar	PROPN
iiclr-17523	259	14	.	.	PROPN
iiclr-17523	259	15	20	20	NUM
iiclr-17523	259	16	,	,	PUNCT
iiclr-17523	259	17	2006	2006	NUM
iiclr-17523	259	18	)	)	PUNCT
iiclr-17523	259	19	(	(	PUNCT
iiclr-17523	259	20	field	field	NOUN
iiclr-17523	259	21	,	,	PUNCT
iiclr-17523	259	22	a	a	DET
iiclr-17523	259	23	national	national	PROPN
iiclr-17523	259	24	board	board	NOUN
iiclr-17523	259	25	of	of	ADP
iiclr-17523	259	26	microlenders	microlender	NOUN
iiclr-17523	259	27	,	,	PUNCT
iiclr-17523	259	28	lists	list	NOUN
iiclr-17523	259	29	among	among	ADP
iiclr-17523	259	30	its	its	PRON
iiclr-17523	259	31	donors	donor	NOUN
iiclr-17523	259	32	the	the	DET
iiclr-17523	259	33	charles	charles	PROPN
iiclr-17523	259	34	stewart	stewart	PROPN
iiclr-17523	259	35	mott	mott	PROPN
iiclr-17523	259	36	foundation	foundation	PROPN
iiclr-17523	259	37	,	,	PUNCT
iiclr-17523	259	38	citigroup	citigroup	PROPN
iiclr-17523	259	39	foundation	foundation	PROPN
iiclr-17523	259	40	,	,	PUNCT
iiclr-17523	259	41	the	the	DET
iiclr-17523	259	42	ford	ford	PROPN
iiclr-17523	259	43	foundation	foundation	PROPN
iiclr-17523	259	44	,	,	PUNCT
iiclr-17523	259	45	the	the	DET
iiclr-17523	259	46	levi	levi	PROPN
iiclr-17523	259	47	strauss	strauss	PROPN
iiclr-17523	259	48	foundation	foundation	PROPN
iiclr-17523	259	49	,	,	PUNCT
iiclr-17523	259	50	and	and	CCONJ
iiclr-17523	259	51	the	the	DET
iiclr-17523	259	52	u.s	u.s	PROPN
iiclr-17523	259	53	.	.	PROPN
iiclr-17523	259	54	small	small	PROPN
iiclr-17523	259	55	business	business	PROPN
iiclr-17523	259	56	administration	administration	PROPN
iiclr-17523	259	57	)	)	PUNCT
iiclr-17523	259	58	.	.	PUNCT
iiclr-17523	260	1	104	104	NUM
iiclr-17523	260	2	.	.	PUNCT
iiclr-17523	261	1	i	i	PRON
iiclr-17523	261	2	d.	d.	PROPN
iiclr-17523	261	3	105	105	NUM
iiclr-17523	261	4	.	.	PUNCT
iiclr-17523	261	5	22	22	NUM
iiclr-17523	261	6	u.s.c.s	u.s.c.s	PROPN
iiclr-17523	261	7	.	.	PUNCT
iiclr-17523	262	1	§	§	PROPN
iiclr-17523	262	2	2151	2151	NUM
iiclr-17523	262	3	(	(	PUNCT
iiclr-17523	262	4	2005	2005	NUM
iiclr-17523	262	5	)	)	PUNCT
iiclr-17523	262	6	.	.	PUNCT
iiclr-17523	263	1	106	106	NUM
iiclr-17523	263	2	.	.	PUNCT
iiclr-17523	264	1	i	i	PRON
iiclr-17523	264	2	d.	d.	PROPN
iiclr-17523	264	3	107	107	NUM
iiclr-17523	264	4	.	.	PUNCT
iiclr-17523	264	5	2000	2000	NUM
iiclr-17523	264	6	off	off	ADP
iiclr-17523	264	7	.	.	PUNCT
iiclr-17523	265	1	of	of	ADP
iiclr-17523	265	2	refugee	refugee	PROPN
iiclr-17523	265	3	resettlement	resettlement	PROPN
iiclr-17523	265	4	ann	ann	PROPN
iiclr-17523	265	5	.	.	PUNCT
iiclr-17523	265	6	rep	rep	PROPN
iiclr-17523	265	7	.	.	PROPN
iiclr-17523	265	8	,	,	PUNCT
iiclr-17523	265	9	available	available	ADJ
iiclr-17523	265	10	at	at	ADP
iiclr-17523	265	11	http	http	ADJ
iiclr-17523	265	12	:	:	PUNCT
iiclr-17523	265	13	llwww.acf.dhhs.gov	llwww.acf.dhhs.gov	ADJ
iiclr-17523	265	14	/	/	SYM
iiclr-17523	265	15	programs	program	NOUN
iiclr-17523	265	16	/	/	SYM
iiclr-17523	265	17	orr	orr	PROPN
iiclr-17523	265	18	/	/	SYM
iiclr-17523	265	19	policy	policy	NOUN
iiclr-17523	265	20	/	/	SYM
iiclr-17523	265	21	ooarc6.htm	ooarc6.htm	PROPN
iiclr-17523	266	1	(	(	PUNCT
iiclr-17523	266	2	last	last	ADJ
iiclr-17523	266	3	updated	update	VERB
iiclr-17523	266	4	sept	sept	PROPN
iiclr-17523	266	5	.	.	PROPN
iiclr-17523	266	6	26	26	NUM
iiclr-17523	266	7	,	,	PUNCT
iiclr-17523	266	8	2002	2002	NUM
iiclr-17523	266	9	)	)	PUNCT
iiclr-17523	266	10	.	.	PUNCT
iiclr-17523	267	1	108	108	NUM
iiclr-17523	267	2	.	.	PUNCT
iiclr-17523	268	1	i	i	PRON
iiclr-17523	268	2	d.	d.	PROPN
iiclr-17523	268	3	109	109	NUM
iiclr-17523	268	4	.	.	PUNCT
iiclr-17523	269	1	i	i	PRON
iiclr-17523	269	2	d.	d.	PROPN
iiclr-17523	269	3	see	see	VERB
iiclr-17523	269	4	,	,	PUNCT
iiclr-17523	269	5	e.g.	e.g.	ADV
iiclr-17523	269	6	,	,	PUNCT
iiclr-17523	269	7	peggy	peggy	PROPN
iiclr-17523	269	8	clark	clark	PROPN
iiclr-17523	269	9	et	et	PROPN
iiclr-17523	269	10	al	al	PROPN
iiclr-17523	269	11	.	.	PROPN
iiclr-17523	269	12	,	,	PUNCT
iiclr-17523	269	13	microenterprise	microenterprise	NOUN
iiclr-17523	269	14	and	and	CCONJ
iiclr-17523	269	15	the	the	DET
iiclr-17523	269	16	poor	poor	ADJ
iiclr-17523	269	17	:	:	PUNCT
iiclr-17523	269	18	findings	finding	NOUN
iiclr-17523	269	19	from	from	ADP
iiclr-17523	269	20	the	the	DET
iiclr-17523	269	21	self	self	NOUN
iiclr-17523	269	22	-	-	PUNCT
iiclr-17523	269	23	employment	employment	NOUN
iiclr-17523	269	24	learning	learning	NOUN
iiclr-17523	269	25	projecr	projecr	NOUN
iiclr-17523	269	26	,	,	PUNCT
iiclr-17523	269	27	five	five	NUM
iiclr-17523	269	28	year	year	NOUN
iiclr-17523	269	29	survey	survey	NOUN
iiclr-17523	269	30	ofmicroentepreneurs	ofmicroentepreneur	VERB
iiclr-17523	269	31	vi	vi	PROPN
iiclr-17523	269	32	-	-	PROPN
iiclr-17523	269	33	vii	vii	PROPN
iiclr-17523	269	34	(	(	PUNCT
iiclr-17523	269	35	1999	1999	NUM
iiclr-17523	269	36	)	)	PUNCT
iiclr-17523	269	37	(	(	PUNCT
iiclr-17523	269	38	indicating	indicate	VERB
iiclr-17523	269	39	a	a	DET
iiclr-17523	269	40	parallel	parallel	ADJ
iiclr-17523	269	41	practice	practice	NOUN
iiclr-17523	269	42	of	of	ADP
iiclr-17523	269	43	income	income	NOUN
iiclr-17523	269	44	patching	patch	VERB
iiclr-17523	269	45	among	among	ADP
iiclr-17523	269	46	urban	urban	ADJ
iiclr-17523	269	47	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	269	48	)	)	PUNCT
iiclr-17523	269	49	.	.	PUNCT
iiclr-17523	270	1	110	110	NUM
iiclr-17523	270	2	.	.	PUNCT
iiclr-17523	271	1	hurt	hurt	VERB
iiclr-17523	271	2	,	,	PUNCT
iiclr-17523	271	3	supra	supra	PROPN
iiclr-17523	271	4	note	note	NOUN
iiclr-17523	271	5	76	76	NUM
iiclr-17523	271	6	,	,	PUNCT
iiclr-17523	271	7	at	at	ADP
iiclr-17523	271	8	4	4	NUM
iiclr-17523	271	9	.	.	PUNCT
iiclr-17523	272	1	(	(	PUNCT
iiclr-17523	272	2	quoting	quote	VERB
iiclr-17523	272	3	alexandre	alexandre	PROPN
iiclr-17523	272	4	de	de	PROPN
iiclr-17523	272	5	lesseps	lesseps	PROPN
iiclr-17523	272	6	,	,	PUNCT
iiclr-17523	272	7	co	co	NOUN
iiclr-17523	272	8	-	-	NOUN
iiclr-17523	272	9	founder	founder	NOUN
iiclr-17523	272	10	of	of	ADP
iiclr-17523	272	11	blueorchard	blueorchard	PROPN
iiclr-17523	272	12	finance	finance	NOUN
iiclr-17523	272	13	and	and	CCONJ
iiclr-17523	272	14	"	"	PUNCT
iiclr-17523	272	15	one	one	NUM
iiclr-17523	272	16	of	of	ADP
iiclr-17523	272	17	the	the	DET
iiclr-17523	272	18	leading	lead	VERB
iiclr-17523	272	19	figures	figure	NOUN
iiclr-17523	272	20	in	in	ADP
iiclr-17523	272	21	the	the	DET
iiclr-17523	272	22	world	world	NOUN
iiclr-17523	272	23	of	of	ADP
iiclr-17523	272	24	microfinance	microfinance	NOUN
iiclr-17523	272	25	....	....	PUNCT
iiclr-17523	272	26	)	)	PUNCT
iiclr-17523	273	1	"	"	PUNCT
iiclr-17523	273	2	the	the	DET
iiclr-17523	273	3	only	only	ADJ
iiclr-17523	273	4	way	way	NOUN
iiclr-17523	273	5	to	to	PART
iiclr-17523	273	6	solve	solve	VERB
iiclr-17523	273	7	the	the	DET
iiclr-17523	273	8	problems	problem	NOUN
iiclr-17523	273	9	of	of	ADP
iiclr-17523	273	10	poverty	poverty	NOUN
iiclr-17523	273	11	and	and	CCONJ
iiclr-17523	273	12	terrorism	terrorism	NOUN
iiclr-17523	273	13	in	in	ADP
iiclr-17523	273	14	the	the	DET
iiclr-17523	273	15	world	world	NOUN
iiclr-17523	273	16	today	today	NOUN
iiclr-17523	273	17	...	...	PUNCT
iiclr-17523	273	18	is	be	AUX
iiclr-17523	273	19	through	through	ADP
iiclr-17523	273	20	investment	investment	NOUN
iiclr-17523	273	21	.	.	PUNCT
iiclr-17523	273	22	"	"	PUNCT
iiclr-17523	274	1	i	i	PRON
iiclr-17523	274	2	d.	d.	PROPN
iiclr-17523	274	3	111	111	NUM
iiclr-17523	274	4	.	.	PUNCT
iiclr-17523	275	1	taibi	taibi	PROPN
iiclr-17523	275	2	,	,	PUNCT
iiclr-17523	275	3	supra	supra	PROPN
iiclr-17523	275	4	note	note	NOUN
iiclr-17523	275	5	16	16	NUM
iiclr-17523	275	6	,	,	PUNCT
iiclr-17523	275	7	at	at	ADP
iiclr-17523	275	8	1527	1527	NUM
iiclr-17523	275	9	.	.	PUNCT
iiclr-17523	276	1	112	112	NUM
iiclr-17523	276	2	.	.	PUNCT
iiclr-17523	277	1	hillary	hillary	PROPN
iiclr-17523	277	2	clinton	clinton	PROPN
iiclr-17523	277	3	,	,	PUNCT
iiclr-17523	277	4	remarks	remark	VERB
iiclr-17523	277	5	at	at	ADP
iiclr-17523	277	6	the	the	DET
iiclr-17523	277	7	microcredit	microcredit	PROPN
iiclr-17523	277	8	summit	summit	NOUN
iiclr-17523	277	9	,	,	PUNCT
iiclr-17523	277	10	washington	washington	PROPN
iiclr-17523	277	11	,	,	PUNCT
iiclr-17523	277	12	d.c	d.c	PROPN
iiclr-17523	277	13	.	.	PUNCT
iiclr-17523	278	1	(	(	PUNCT
iiclr-17523	278	2	feb	feb	PROPN
iiclr-17523	278	3	.	.	PROPN
iiclr-17523	278	4	6	6	NUM
iiclr-17523	278	5	,	,	PUNCT
iiclr-17523	278	6	1997	1997	NUM
iiclr-17523	278	7	)	)	PUNCT
iiclr-17523	278	8	.	.	PUNCT
iiclr-17523	279	1	113	113	NUM
iiclr-17523	279	2	.	.	PUNCT
iiclr-17523	280	1	i	i	PRON
iiclr-17523	280	2	d.	d.	PROPN
iiclr-17523	281	1	[	[	X
iiclr-17523	281	2	vol	vol	NOUN
iiclr-17523	281	3	.	.	PUNCT
iiclr-17523	282	1	16:2	16:2	NUM
iiclr-17523	282	2	equity	equity	PROPN
iiclr-17523	282	3	&	&	CCONJ
iiclr-17523	282	4	innovation	innovation	PROPN
iiclr-17523	282	5	economic	economic	ADJ
iiclr-17523	282	6	policies	policy	NOUN
iiclr-17523	282	7	:	:	PUNCT
iiclr-17523	282	8	'	'	PUNCT
iiclr-17523	282	9	14	14	NUM
iiclr-17523	282	10	the	the	DET
iiclr-17523	282	11	bush	bush	PROPN
iiclr-17523	282	12	administration	administration	NOUN
iiclr-17523	282	13	removed	remove	VERB
iiclr-17523	282	14	the	the	DET
iiclr-17523	282	15	small	small	ADJ
iiclr-17523	282	16	business	business	NOUN
iiclr-17523	282	17	association	association	NOUN
iiclr-17523	282	18	from	from	ADP
iiclr-17523	282	19	the	the	DET
iiclr-17523	282	20	cabinet	cabinet	NOUN
iiclr-17523	282	21	and	and	CCONJ
iiclr-17523	282	22	proposed	propose	VERB
iiclr-17523	282	23	cutting	cut	VERB
iiclr-17523	282	24	the	the	DET
iiclr-17523	282	25	agency	agency	NOUN
iiclr-17523	282	26	's	's	PART
iiclr-17523	282	27	funding	funding	NOUN
iiclr-17523	282	28	by	by	ADP
iiclr-17523	282	29	over	over	ADP
iiclr-17523	282	30	20	20	NUM
iiclr-17523	282	31	percent	percent	NOUN
iiclr-17523	282	32	.	.	PUNCT
iiclr-17523	283	1	worse	bad	ADJ
iiclr-17523	283	2	,	,	PUNCT
iiclr-17523	283	3	it	it	PRON
iiclr-17523	283	4	aims	aim	VERB
iiclr-17523	283	5	to	to	PART
iiclr-17523	283	6	reduce	reduce	VERB
iiclr-17523	283	7	the	the	DET
iiclr-17523	283	8	agency	agency	NOUN
iiclr-17523	283	9	's	's	PART
iiclr-17523	283	10	lending	lending	NOUN
iiclr-17523	283	11	capacity	capacity	NOUN
iiclr-17523	283	12	by	by	ADP
iiclr-17523	283	13	50	50	NUM
iiclr-17523	283	14	percent	percent	NOUN
iiclr-17523	283	15	.	.	PUNCT
iiclr-17523	284	1	[	[	X
iiclr-17523	284	2	in	in	ADP
iiclr-17523	284	3	2002	2002	NUM
iiclr-17523	284	4	]	]	PUNCT
iiclr-17523	284	5	,	,	PUNCT
iiclr-17523	284	6	there	there	PRON
iiclr-17523	284	7	is	be	VERB
iiclr-17523	284	8	$	$	SYM
iiclr-17523	284	9	9.4	9.4	NUM
iiclr-17523	284	10	billion	billion	NUM
iiclr-17523	284	11	available	available	ADJ
iiclr-17523	284	12	for	for	ADP
iiclr-17523	284	13	small	small	ADJ
iiclr-17523	284	14	-	-	PUNCT
iiclr-17523	284	15	business	business	NOUN
iiclr-17523	284	16	loans	loan	NOUN
iiclr-17523	284	17	guaranteed	guarantee	VERB
iiclr-17523	284	18	by	by	ADP
iiclr-17523	284	19	the	the	DET
iiclr-17523	284	20	agency	agency	NOUN
iiclr-17523	284	21	.	.	PUNCT
iiclr-17523	285	1	for	for	ADP
iiclr-17523	285	2	[	[	X
iiclr-17523	285	3	2003	2003	NUM
iiclr-17523	285	4	]	]	PUNCT
iiclr-17523	285	5	,	,	PUNCT
iiclr-17523	285	6	the	the	DET
iiclr-17523	285	7	administration	administration	NOUN
iiclr-17523	285	8	is	be	AUX
iiclr-17523	285	9	proposing	propose	VERB
iiclr-17523	285	10	less	less	ADJ
iiclr-17523	285	11	than	than	ADP
iiclr-17523	285	12	$	$	SYM
iiclr-17523	285	13	5	5	NUM
iiclr-17523	285	14	billion	billion	NUM
iiclr-17523	285	15	.	.	PUNCT
iiclr-17523	285	16	15	15	NUM
iiclr-17523	285	17	to	to	PART
iiclr-17523	285	18	fill	fill	VERB
iiclr-17523	285	19	this	this	DET
iiclr-17523	285	20	breach	breach	NOUN
iiclr-17523	285	21	,	,	PUNCT
iiclr-17523	285	22	a	a	DET
iiclr-17523	285	23	new	new	ADJ
iiclr-17523	285	24	force	force	NOUN
iiclr-17523	285	25	has	have	AUX
iiclr-17523	285	26	emerged	emerge	VERB
iiclr-17523	285	27	:	:	PUNCT
iiclr-17523	285	28	the	the	DET
iiclr-17523	285	29	venture	venture	NOUN
iiclr-17523	285	30	philanthropist	philanthropist	NOUN
iiclr-17523	285	31	.	.	PUNCT
iiclr-17523	286	1	under	under	ADP
iiclr-17523	286	2	this	this	DET
iiclr-17523	286	3	paradigm	paradigm	NOUN
iiclr-17523	286	4	,	,	PUNCT
iiclr-17523	286	5	philanthropists	philanthropist	NOUN
iiclr-17523	286	6	are	be	AUX
iiclr-17523	286	7	to	to	PART
iiclr-17523	286	8	"	"	PUNCT
iiclr-17523	286	9	think	think	VERB
iiclr-17523	286	10	like	like	ADP
iiclr-17523	286	11	businesspeople	businesspeople	NOUN
iiclr-17523	286	12	.	.	PUNCT
iiclr-17523	286	13	"	"	PUNCT
iiclr-17523	287	1	'	'	PUNCT
iiclr-17523	287	2	16	16	NUM
iiclr-17523	287	3	they	they	PRON
iiclr-17523	287	4	should	should	AUX
iiclr-17523	287	5	seek	seek	VERB
iiclr-17523	287	6	out	out	ADP
iiclr-17523	287	7	efficiency	efficiency	NOUN
iiclr-17523	287	8	and	and	CCONJ
iiclr-17523	287	9	innovation	innovation	NOUN
iiclr-17523	287	10	,	,	PUNCT
iiclr-17523	287	11	and	and	CCONJ
iiclr-17523	287	12	not	not	PART
iiclr-17523	287	13	merely	merely	ADV
iiclr-17523	287	14	cut	cut	VERB
iiclr-17523	287	15	a	a	DET
iiclr-17523	287	16	check	check	NOUN
iiclr-17523	287	17	to	to	ADP
iiclr-17523	287	18	a	a	DET
iiclr-17523	287	19	worthy	worthy	ADJ
iiclr-17523	287	20	cause	cause	NOUN
iiclr-17523	287	21	.	.	PUNCT
iiclr-17523	287	22	"	"	PUNCT
iiclr-17523	288	1	7	7	NUM
iiclr-17523	288	2	while	while	SCONJ
iiclr-17523	288	3	the	the	DET
iiclr-17523	288	4	idea	idea	NOUN
iiclr-17523	288	5	of	of	ADP
iiclr-17523	288	6	using	use	VERB
iiclr-17523	288	7	market	market	NOUN
iiclr-17523	288	8	forces	force	NOUN
iiclr-17523	288	9	to	to	PART
iiclr-17523	288	10	affect	affect	VERB
iiclr-17523	288	11	social	social	ADJ
iiclr-17523	288	12	change	change	NOUN
iiclr-17523	288	13	is	be	AUX
iiclr-17523	288	14	"	"	PUNCT
iiclr-17523	288	15	anathema	anathema	NOUN
iiclr-17523	288	16	"	"	PUNCT
iiclr-17523	288	17	to	to	ADP
iiclr-17523	288	18	some,'"8	some,'"8	NOUN
iiclr-17523	288	19	venture	venture	NOUN
iiclr-17523	288	20	philanthropy	philanthropy	NOUN
iiclr-17523	288	21	has	have	AUX
iiclr-17523	288	22	won	win	VERB
iiclr-17523	288	23	some	some	DET
iiclr-17523	288	24	high	high	ADJ
iiclr-17523	288	25	profile	profile	NOUN
iiclr-17523	288	26	proponents	proponent	NOUN
iiclr-17523	288	27	.	.	PUNCT
iiclr-17523	288	28	"	"	PUNCT
iiclr-17523	289	1	9	9	NUM
iiclr-17523	289	2	of	of	ADP
iiclr-17523	289	3	the	the	DET
iiclr-17523	289	4	approximately	approximately	ADV
iiclr-17523	289	5	3,000	3,000	NUM
iiclr-17523	289	6	microcredit	microcredit	NOUN
iiclr-17523	289	7	programs	program	NOUN
iiclr-17523	289	8	operating	operate	VERB
iiclr-17523	289	9	worldwide	worldwide	ADV
iiclr-17523	289	10	,	,	PUNCT
iiclr-17523	289	11	seventy	seventy	NUM
iiclr-17523	289	12	percent	percent	NOUN
iiclr-17523	289	13	serve	serve	VERB
iiclr-17523	289	14	fewer	few	ADJ
iiclr-17523	289	15	than	than	ADP
iiclr-17523	289	16	2,500	2,500	NUM
iiclr-17523	289	17	clients	client	NOUN
iiclr-17523	289	18	.	.	PUNCT
iiclr-17523	290	1	120	120	NUM
iiclr-17523	290	2	part	part	NOUN
iiclr-17523	290	3	of	of	ADP
iiclr-17523	290	4	what	what	PRON
iiclr-17523	290	5	motivates	motivate	VERB
iiclr-17523	290	6	private	private	ADJ
iiclr-17523	290	7	investors	investor	NOUN
iiclr-17523	290	8	such	such	ADJ
iiclr-17523	290	9	as	as	ADP
iiclr-17523	290	10	vinod	vinod	PROPN
iiclr-17523	290	11	khosla	khosla	PROPN
iiclr-17523	290	12	,	,	PUNCT
iiclr-17523	290	13	co	co	NOUN
iiclr-17523	290	14	-	-	NOUN
iiclr-17523	290	15	founder	founder	NOUN
iiclr-17523	290	16	of	of	ADP
iiclr-17523	290	17	sun	sun	NOUN
iiclr-17523	290	18	microsystems	microsystem	NOUN
iiclr-17523	290	19	,	,	PUNCT
iiclr-17523	290	20	'	'	PUNCT
iiclr-17523	290	21	2	2	NUM
iiclr-17523	290	22	1	1	NUM
iiclr-17523	290	23	are	be	AUX
iiclr-17523	290	24	the	the	DET
iiclr-17523	290	25	images	image	NOUN
iiclr-17523	290	26	of	of	ADP
iiclr-17523	290	27	personal	personal	ADJ
iiclr-17523	290	28	triumph	triumph	NOUN
iiclr-17523	290	29	over	over	ADP
iiclr-17523	290	30	poverty	poverty	NOUN
iiclr-17523	290	31	:	:	PUNCT
iiclr-17523	290	32	"	"	PUNCT
iiclr-17523	290	33	i	i	PRON
iiclr-17523	290	34	was	be	AUX
iiclr-17523	290	35	completely	completely	ADV
iiclr-17523	290	36	blown	blow	VERB
iiclr-17523	290	37	[	[	X
iiclr-17523	290	38	away	away	ADP
iiclr-17523	290	39	]	]	PUNCT
iiclr-17523	290	40	as	as	SCONJ
iiclr-17523	290	41	i	i	PRON
iiclr-17523	290	42	listened	listen	VERB
iiclr-17523	290	43	to	to	ADP
iiclr-17523	290	44	the	the	DET
iiclr-17523	290	45	stories	story	NOUN
iiclr-17523	290	46	of	of	ADP
iiclr-17523	290	47	these	these	DET
iiclr-17523	290	48	tenacious	tenacious	ADJ
iiclr-17523	290	49	women	woman	NOUN
iiclr-17523	290	50	.	.	PUNCT
iiclr-17523	290	51	.	.	PUNCT
iiclr-17523	291	1	i	i	PRON
iiclr-17523	291	2	started	start	VERB
iiclr-17523	291	3	crying	cry	VERB
iiclr-17523	291	4	.	.	PUNCT
iiclr-17523	292	1	"	"	PUNCT
iiclr-17523	292	2	''	''	PUNCT
iiclr-17523	292	3	2	2	NUM
iiclr-17523	292	4	2	2	NUM
iiclr-17523	292	5	as	as	ADV
iiclr-17523	292	6	far	far	ADV
iiclr-17523	292	7	as	as	ADP
iiclr-17523	292	8	investment	investment	NOUN
iiclr-17523	292	9	potential	potential	NOUN
iiclr-17523	292	10	,	,	PUNCT
iiclr-17523	292	11	microcredit	microcredit	NOUN
iiclr-17523	292	12	programs	program	NOUN
iiclr-17523	292	13	might	might	AUX
iiclr-17523	292	14	not	not	PART
iiclr-17523	292	15	be	be	AUX
iiclr-17523	292	16	"	"	PUNCT
iiclr-17523	292	17	as	as	ADV
iiclr-17523	292	18	profitable	profitable	ADJ
iiclr-17523	292	19	as	as	ADP
iiclr-17523	292	20	google	google	NOUN
iiclr-17523	292	21	,	,	PUNCT
iiclr-17523	292	22	but	but	CCONJ
iiclr-17523	292	23	they	they	PRON
iiclr-17523	292	24	have	have	VERB
iiclr-17523	292	25	the	the	DET
iiclr-17523	292	26	same	same	ADJ
iiclr-17523	292	27	level	level	NOUN
iiclr-17523	292	28	of	of	ADP
iiclr-17523	292	29	social	social	ADJ
iiclr-17523	292	30	impact	impact	NOUN
iiclr-17523	292	31	.	.	PUNCT
iiclr-17523	293	1	"	"	PUNCT
iiclr-17523	293	2	'	'	PUNCT
iiclr-17523	293	3	23	23	NUM
iiclr-17523	293	4	such	such	ADJ
iiclr-17523	293	5	endorsements	endorsement	NOUN
iiclr-17523	293	6	bring	bring	VERB
iiclr-17523	293	7	significant	significant	ADJ
iiclr-17523	293	8	attention	attention	NOUN
iiclr-17523	293	9	to	to	ADP
iiclr-17523	293	10	microcredit	microcredit	NOUN
iiclr-17523	293	11	,	,	PUNCT
iiclr-17523	293	12	and	and	CCONJ
iiclr-17523	293	13	investors	investor	NOUN
iiclr-17523	293	14	such	such	ADJ
iiclr-17523	293	15	as	as	ADP
iiclr-17523	293	16	khosla	khosla	PROPN
iiclr-17523	293	17	afford	afford	VERB
iiclr-17523	293	18	microcredit	microcredit	NOUN
iiclr-17523	293	19	programs	program	NOUN
iiclr-17523	293	20	to	to	PART
iiclr-17523	293	21	grow	grow	VERB
iiclr-17523	293	22	beyond	beyond	ADP
iiclr-17523	293	23	the	the	DET
iiclr-17523	293	24	current	current	ADJ
iiclr-17523	293	25	levels	level	NOUN
iiclr-17523	293	26	.	.	PUNCT
iiclr-17523	293	27	'	'	PUNCT
iiclr-17523	294	1	24	24	NUM
iiclr-17523	294	2	a	a	DET
iiclr-17523	294	3	more	more	ADV
iiclr-17523	294	4	muted	muted	ADJ
iiclr-17523	294	5	investment	investment	NOUN
iiclr-17523	294	6	outlook	outlook	NOUN
iiclr-17523	294	7	is	be	AUX
iiclr-17523	294	8	expressed	express	VERB
iiclr-17523	294	9	by	by	ADP
iiclr-17523	294	10	alexandre	alexandre	PROPN
iiclr-17523	294	11	de	de	PROPN
iiclr-17523	294	12	lesseps	lesseps	PROPN
iiclr-17523	294	13	,	,	PUNCT
iiclr-17523	294	14	125	125	NUM
iiclr-17523	294	15	founder	founder	NOUN
iiclr-17523	294	16	of	of	ADP
iiclr-17523	294	17	blueorchard	blueorchard	NOUN
iiclr-17523	294	18	,	,	PUNCT
iiclr-17523	294	19	a	a	DET
iiclr-17523	294	20	swiss	swiss	ADJ
iiclr-17523	294	21	microcredit	microcredit	NOUN
iiclr-17523	294	22	investment	investment	NOUN
iiclr-17523	294	23	114	114	NUM
iiclr-17523	294	24	.	.	PUNCT
iiclr-17523	295	1	see	see	VERB
iiclr-17523	295	2	fred	fred	PROPN
iiclr-17523	295	3	p.	p.	PROPN
iiclr-17523	295	4	hochberg	hochberg	PROPN
iiclr-17523	295	5	,	,	PUNCT
iiclr-17523	295	6	american	american	ADJ
iiclr-17523	295	7	capitalism	capitalism	NOUN
iiclr-17523	295	8	's	's	PART
iiclr-17523	295	9	other	other	ADJ
iiclr-17523	295	10	side	side	NOUN
iiclr-17523	295	11	,	,	PUNCT
iiclr-17523	295	12	n.y	n.y	PROPN
iiclr-17523	295	13	.	.	PROPN
iiclr-17523	295	14	times	times	PROPN
iiclr-17523	295	15	,	,	PUNCT
iiclr-17523	295	16	july	july	PROPN
iiclr-17523	295	17	25,2002	25,2002	NUM
iiclr-17523	295	18	,	,	PUNCT
iiclr-17523	295	19	at	at	ADP
iiclr-17523	295	20	a17	a17	PROPN
iiclr-17523	295	21	(	(	PUNCT
iiclr-17523	295	22	the	the	DET
iiclr-17523	295	23	author	author	NOUN
iiclr-17523	295	24	was	be	AUX
iiclr-17523	295	25	deputy	deputy	NOUN
iiclr-17523	295	26	and	and	CCONJ
iiclr-17523	295	27	then	then	ADV
iiclr-17523	295	28	acting	act	VERB
iiclr-17523	295	29	administrator	administrator	NOUN
iiclr-17523	295	30	of	of	ADP
iiclr-17523	295	31	the	the	DET
iiclr-17523	295	32	small	small	ADJ
iiclr-17523	295	33	business	business	PROPN
iiclr-17523	295	34	administration	administration	NOUN
iiclr-17523	295	35	from	from	ADP
iiclr-17523	295	36	1998	1998	NUM
iiclr-17523	295	37	to	to	ADP
iiclr-17523	295	38	2001	2001	NUM
iiclr-17523	295	39	)	)	PUNCT
iiclr-17523	295	40	.	.	PUNCT
iiclr-17523	296	1	115	115	NUM
iiclr-17523	296	2	.	.	PUNCT
iiclr-17523	297	1	i	i	PRON
iiclr-17523	297	2	d.	d.	PROPN
iiclr-17523	297	3	116	116	NUM
iiclr-17523	297	4	.	.	PUNCT
iiclr-17523	298	1	in	in	ADP
iiclr-17523	298	2	2005	2005	NUM
iiclr-17523	298	3	,	,	PUNCT
iiclr-17523	298	4	how	how	SCONJ
iiclr-17523	298	5	to	to	PART
iiclr-17523	298	6	align	align	VERB
iiclr-17523	298	7	your	your	PRON
iiclr-17523	298	8	money	money	NOUN
iiclr-17523	298	9	with	with	ADP
iiclr-17523	298	10	your	your	PRON
iiclr-17523	298	11	values	value	NOUN
iiclr-17523	298	12	,	,	PUNCT
iiclr-17523	298	13	cristian	cristian	PROPN
iiclr-17523	298	14	sc1	sc1	PROPN
iiclr-17523	298	15	.	.	PROPN
iiclr-17523	298	16	monitor	monitor	PROPN
iiclr-17523	298	17	,	,	PUNCT
iiclr-17523	298	18	jan	jan	PROPN
iiclr-17523	298	19	.	.	PROPN
iiclr-17523	298	20	24	24	NUM
iiclr-17523	298	21	,	,	PUNCT
iiclr-17523	298	22	2005	2005	NUM
iiclr-17523	298	23	,	,	PUNCT
iiclr-17523	298	24	at	at	ADP
iiclr-17523	298	25	13	13	NUM
iiclr-17523	299	1	[	[	NOUN
iiclr-17523	299	2	hereinafter	hereinafter	NOUN
iiclr-17523	299	3	how	how	SCONJ
iiclr-17523	299	4	to	to	PART
iiclr-17523	299	5	align	align	VERB
iiclr-17523	299	6	]	]	PUNCT
iiclr-17523	299	7	.	.	PUNCT
iiclr-17523	300	1	117	117	NUM
iiclr-17523	300	2	.	.	PUNCT
iiclr-17523	301	1	i	i	PRON
iiclr-17523	301	2	d.	d.	PROPN
iiclr-17523	301	3	118	118	NUM
iiclr-17523	301	4	.	.	PUNCT
iiclr-17523	302	1	murdoch	murdoch	PROPN
iiclr-17523	302	2	,	,	PUNCT
iiclr-17523	302	3	supra	supra	PROPN
iiclr-17523	302	4	note	note	VERB
iiclr-17523	302	5	42	42	NUM
iiclr-17523	302	6	.	.	PUNCT
iiclr-17523	303	1	119	119	NUM
iiclr-17523	303	2	.	.	PUNCT
iiclr-17523	304	1	how	how	SCONJ
iiclr-17523	304	2	to	to	PART
iiclr-17523	304	3	align	align	VERB
iiclr-17523	304	4	,	,	PUNCT
iiclr-17523	304	5	supra	supra	NOUN
iiclr-17523	304	6	note	note	NOUN
iiclr-17523	304	7	116	116	NUM
iiclr-17523	304	8	(	(	PUNCT
iiclr-17523	304	9	charles	charles	PROPN
iiclr-17523	304	10	harper	harper	PROPN
iiclr-17523	304	11	,	,	PUNCT
iiclr-17523	304	12	executive	executive	ADJ
iiclr-17523	304	13	director	director	NOUN
iiclr-17523	304	14	of	of	ADP
iiclr-17523	304	15	the	the	DET
iiclr-17523	304	16	john	john	PROPN
iiclr-17523	304	17	templeton	templeton	PROPN
iiclr-17523	304	18	foundation	foundation	PROPN
iiclr-17523	304	19	outline	outline	PROPN
iiclr-17523	304	20	venture	venture	NOUN
iiclr-17523	304	21	philanthropy	philanthropy	NOUN
iiclr-17523	304	22	and	and	CCONJ
iiclr-17523	304	23	lists	list	VERB
iiclr-17523	304	24	visa	visa	NOUN
iiclr-17523	304	25	and	and	CCONJ
iiclr-17523	304	26	mbna	mbna	NOUN
iiclr-17523	304	27	as	as	ADP
iiclr-17523	304	28	groups	group	NOUN
iiclr-17523	304	29	currently	currently	ADV
iiclr-17523	304	30	involved	involve	VERB
iiclr-17523	304	31	)	)	PUNCT
iiclr-17523	304	32	.	.	PUNCT
iiclr-17523	305	1	120	120	NUM
iiclr-17523	305	2	.	.	PUNCT
iiclr-17523	306	1	saritha	saritha	PROPN
iiclr-17523	306	2	rai	rai	PROPN
iiclr-17523	306	3	,	,	PUNCT
iiclr-17523	306	4	tiny	tiny	ADJ
iiclr-17523	306	5	loans	loan	NOUN
iiclr-17523	306	6	have	have	VERB
iiclr-17523	306	7	big	big	ADJ
iiclr-17523	306	8	impact	impact	NOUN
iiclr-17523	306	9	on	on	ADP
iiclr-17523	306	10	poor	poor	ADJ
iiclr-17523	306	11	,	,	PUNCT
iiclr-17523	306	12	n.y	n.y	PROPN
iiclr-17523	306	13	.	.	PROPN
iiclr-17523	306	14	times	times	PROPN
iiclr-17523	306	15	,	,	PUNCT
iiclr-17523	306	16	april	april	PROPN
iiclr-17523	306	17	12	12	NUM
iiclr-17523	306	18	,	,	PUNCT
iiclr-17523	306	19	2004	2004	NUM
iiclr-17523	306	20	,	,	PUNCT
iiclr-17523	306	21	at	at	ADP
iiclr-17523	306	22	c3	c3	PROPN
iiclr-17523	306	23	.	.	PROPN
iiclr-17523	307	1	121	121	NUM
iiclr-17523	307	2	.	.	PUNCT
iiclr-17523	308	1	vinod	vinod	PROPN
iiclr-17523	308	2	khosla	khosla	PROPN
iiclr-17523	308	3	,	,	PUNCT
iiclr-17523	308	4	wikipedia	wikipedia	PROPN
iiclr-17523	308	5	:	:	PUNCT
iiclr-17523	308	6	the	the	DET
iiclr-17523	308	7	free	free	ADJ
iiclr-17523	308	8	encyclopedia	encyclopedia	NOUN
iiclr-17523	308	9	,	,	PUNCT
iiclr-17523	308	10	at	at	ADP
iiclr-17523	308	11	http://en.wikipedia.org/wiki/vinod-khosla	http://en.wikipedia.org/wiki/vinod-khosla	PROPN
iiclr-17523	308	12	(	(	PUNCT
iiclr-17523	308	13	last	last	ADJ
iiclr-17523	308	14	modified	modify	VERB
iiclr-17523	308	15	mar	mar	PROPN
iiclr-17523	308	16	.	.	PROPN
iiclr-17523	308	17	6	6	NUM
iiclr-17523	308	18	,	,	PUNCT
iiclr-17523	308	19	2006	2006	NUM
iiclr-17523	308	20	)	)	PUNCT
iiclr-17523	308	21	.	.	PUNCT
iiclr-17523	309	1	122	122	NUM
iiclr-17523	309	2	.	.	PUNCT
iiclr-17523	310	1	rai	rai	PROPN
iiclr-17523	310	2	,	,	PUNCT
iiclr-17523	310	3	supra	supra	PROPN
iiclr-17523	310	4	note	note	NOUN
iiclr-17523	310	5	120	120	NUM
iiclr-17523	310	6	,	,	PUNCT
iiclr-17523	310	7	at	at	ADP
iiclr-17523	310	8	3	3	NUM
iiclr-17523	310	9	.	.	NOUN
iiclr-17523	310	10	123	123	NUM
iiclr-17523	310	11	.	.	PUNCT
iiclr-17523	311	1	i	i	PRON
iiclr-17523	311	2	d.	d.	PROPN
iiclr-17523	311	3	124	124	NUM
iiclr-17523	311	4	.	.	PUNCT
iiclr-17523	312	1	i	i	PRON
iiclr-17523	312	2	d.	d.	PROPN
iiclr-17523	312	3	125	125	NUM
iiclr-17523	312	4	.	.	PUNCT
iiclr-17523	313	1	hurt	hurt	NOUN
iiclr-17523	313	2	,	,	PUNCT
iiclr-17523	313	3	supra	supra	PROPN
iiclr-17523	313	4	note	note	NOUN
iiclr-17523	313	5	76	76	NUM
iiclr-17523	313	6	,	,	PUNCT
iiclr-17523	313	7	at	at	ADP
iiclr-17523	313	8	4	4	NUM
iiclr-17523	313	9	.	.	NOUN
iiclr-17523	313	10	20061	20061	NUM
iiclr-17523	313	11	ind	ind	NOUN
iiclr-17523	313	12	.	.	PUNCT
iiclr-17523	314	1	int'l	int'l	PROPN
iiclr-17523	314	2	&	&	CCONJ
iiclr-17523	314	3	comp	comp	PROPN
iiclr-17523	314	4	.	.	PUNCT
iiclr-17523	315	1	l.	l.	PROPN
iiclr-17523	315	2	rev	rev	PROPN
iiclr-17523	315	3	.	.	PROPN
iiclr-17523	315	4	consultancy	consultancy	NOUN
iiclr-17523	315	5	firm	firm	NOUN
iiclr-17523	315	6	.	.	PUNCT
iiclr-17523	316	1	'126	'126	PROPN
iiclr-17523	316	2	microfinance	microfinance	NOUN
iiclr-17523	316	3	investment	investment	NOUN
iiclr-17523	316	4	is	be	AUX
iiclr-17523	316	5	not	not	PART
iiclr-17523	316	6	a	a	DET
iiclr-17523	316	7	way	way	NOUN
iiclr-17523	316	8	to	to	PART
iiclr-17523	316	9	accumulate	accumulate	VERB
iiclr-17523	316	10	rapid	rapid	ADJ
iiclr-17523	316	11	sums	sum	NOUN
iiclr-17523	316	12	of	of	ADP
iiclr-17523	316	13	wealth	wealth	NOUN
iiclr-17523	316	14	,	,	PUNCT
iiclr-17523	316	15	but	but	CCONJ
iiclr-17523	316	16	with	with	ADP
iiclr-17523	316	17	an	an	DET
iiclr-17523	316	18	average	average	ADJ
iiclr-17523	316	19	return	return	NOUN
iiclr-17523	316	20	of	of	ADP
iiclr-17523	316	21	four	four	NUM
iiclr-17523	316	22	percent	percent	NOUN
iiclr-17523	316	23	,	,	PUNCT
iiclr-17523	316	24	it	it	PRON
iiclr-17523	316	25	outperforms	outperform	VERB
iiclr-17523	316	26	money	money	NOUN
iiclr-17523	316	27	market	market	NOUN
iiclr-17523	316	28	accounts	account	NOUN
iiclr-17523	316	29	and	and	CCONJ
iiclr-17523	316	30	is	be	AUX
iiclr-17523	316	31	safer	safe	ADJ
iiclr-17523	316	32	than	than	ADP
iiclr-17523	316	33	the	the	DET
iiclr-17523	316	34	market.127	market.127	NOUN
iiclr-17523	316	35	"	"	PUNCT
iiclr-17523	316	36	if	if	SCONJ
iiclr-17523	316	37	you	you	PRON
iiclr-17523	316	38	're	be	AUX
iiclr-17523	316	39	a	a	DET
iiclr-17523	316	40	blue	blue	ADJ
iiclr-17523	316	41	-	-	PUNCT
iiclr-17523	316	42	chip	chip	NOUN
iiclr-17523	316	43	investor	investor	NOUN
iiclr-17523	316	44	sitting	sit	VERB
iiclr-17523	316	45	on	on	ADP
iiclr-17523	316	46	a	a	DET
iiclr-17523	316	47	lot	lot	NOUN
iiclr-17523	316	48	of	of	ADP
iiclr-17523	316	49	cash	cash	NOUN
iiclr-17523	316	50	,	,	PUNCT
iiclr-17523	316	51	it	it	PRON
iiclr-17523	316	52	makes	make	VERB
iiclr-17523	316	53	sense	sense	NOUN
iiclr-17523	316	54	to	to	PART
iiclr-17523	316	55	put	put	VERB
iiclr-17523	316	56	up	up	ADP
iiclr-17523	316	57	to	to	ADP
iiclr-17523	316	58	[	[	X
iiclr-17523	316	59	four	four	NUM
iiclr-17523	316	60	]	]	PUNCT
iiclr-17523	316	61	percent	percent	NOUN
iiclr-17523	316	62	of	of	ADP
iiclr-17523	316	63	your	your	PRON
iiclr-17523	316	64	net	net	ADJ
iiclr-17523	316	65	worth	worth	NOUN
iiclr-17523	316	66	into	into	ADP
iiclr-17523	316	67	this	this	DET
iiclr-17523	316	68	type	type	NOUN
iiclr-17523	316	69	of	of	ADP
iiclr-17523	316	70	fund	fund	NOUN
iiclr-17523	316	71	.	.	PUNCT
iiclr-17523	317	1	"'128	"'128	PROPN
iiclr-17523	317	2	de	de	PROPN
iiclr-17523	317	3	lesseps	lesseps	PROPN
iiclr-17523	317	4	also	also	ADV
iiclr-17523	317	5	stresses	stress	VERB
iiclr-17523	317	6	the	the	DET
iiclr-17523	317	7	satisfaction	satisfaction	NOUN
iiclr-17523	317	8	derived	derive	VERB
iiclr-17523	317	9	from	from	ADP
iiclr-17523	317	10	aiding	aid	VERB
iiclr-17523	317	11	in	in	ADP
iiclr-17523	317	12	the	the	DET
iiclr-17523	317	13	alleviation	alleviation	NOUN
iiclr-17523	317	14	of	of	ADP
iiclr-17523	317	15	world	world	NOUN
iiclr-17523	317	16	poverty	poverty	NOUN
iiclr-17523	317	17	.	.	PUNCT
iiclr-17523	318	1	29	29	NUM
iiclr-17523	318	2	much	much	ADJ
iiclr-17523	318	3	of	of	ADP
iiclr-17523	318	4	the	the	DET
iiclr-17523	318	5	excitement	excitement	NOUN
iiclr-17523	318	6	surrounding	surround	VERB
iiclr-17523	318	7	microcredit	microcredit	NOUN
iiclr-17523	318	8	is	be	AUX
iiclr-17523	318	9	not	not	PART
iiclr-17523	318	10	only	only	ADV
iiclr-17523	318	11	its	its	PRON
iiclr-17523	318	12	perceived	perceive	VERB
iiclr-17523	318	13	novelty	novelty	NOUN
iiclr-17523	318	14	,	,	PUNCT
iiclr-17523	318	15	but	but	CCONJ
iiclr-17523	318	16	the	the	DET
iiclr-17523	318	17	promise	promise	NOUN
iiclr-17523	318	18	that	that	PRON
iiclr-17523	318	19	current	current	ADJ
iiclr-17523	318	20	efforts	effort	NOUN
iiclr-17523	318	21	will	will	AUX
iiclr-17523	318	22	"	"	PUNCT
iiclr-17523	318	23	become	become	VERB
iiclr-17523	318	24	one	one	NUM
iiclr-17523	318	25	of	of	ADP
iiclr-17523	318	26	the	the	DET
iiclr-17523	318	27	great	great	ADJ
iiclr-17523	318	28	humanitarian	humanitarian	ADJ
iiclr-17523	318	29	movements	movement	NOUN
iiclr-17523	318	30	of	of	ADP
iiclr-17523	318	31	history	history	NOUN
iiclr-17523	318	32	,	,	PUNCT
iiclr-17523	318	33	allowing	allow	VERB
iiclr-17523	318	34	people	people	NOUN
iiclr-17523	318	35	to	to	PART
iiclr-17523	318	36	free	free	VERB
iiclr-17523	318	37	themselves	themselves	PRON
iiclr-17523	318	38	from	from	ADP
iiclr-17523	318	39	the	the	DET
iiclr-17523	318	40	bondage	bondage	NOUN
iiclr-17523	318	41	of	of	ADP
iiclr-17523	318	42	poverty	poverty	NOUN
iiclr-17523	318	43	.	.	PUNCT
iiclr-17523	319	1	"	"	PUNCT
iiclr-17523	319	2	'	'	PUNCT
iiclr-17523	319	3	130	130	NUM
iiclr-17523	319	4	as	as	SCONJ
iiclr-17523	319	5	seen	see	VERB
iiclr-17523	319	6	in	in	ADP
iiclr-17523	319	7	the	the	DET
iiclr-17523	319	8	comments	comment	NOUN
iiclr-17523	319	9	above	above	ADV
iiclr-17523	319	10	,	,	PUNCT
iiclr-17523	319	11	microcredit	microcredit	NOUN
iiclr-17523	319	12	is	be	AUX
iiclr-17523	319	13	widely	widely	ADV
iiclr-17523	319	14	viewed	view	VERB
iiclr-17523	319	15	as	as	ADP
iiclr-17523	319	16	a	a	DET
iiclr-17523	319	17	program	program	NOUN
iiclr-17523	319	18	with	with	ADP
iiclr-17523	319	19	global	global	ADJ
iiclr-17523	319	20	,	,	PUNCT
iiclr-17523	319	21	specifically	specifically	ADV
iiclr-17523	319	22	third	third	ADJ
iiclr-17523	319	23	world	world	NOUN
iiclr-17523	319	24	,	,	PUNCT
iiclr-17523	319	25	applications	application	NOUN
iiclr-17523	319	26	.	.	PUNCT
iiclr-17523	320	1	microcredit	microcredit	NOUN
iiclr-17523	320	2	in	in	ADP
iiclr-17523	320	3	the	the	DET
iiclr-17523	320	4	united	united	PROPN
iiclr-17523	320	5	states	states	PROPN
iiclr-17523	320	6	remains	remain	VERB
iiclr-17523	320	7	in	in	ADP
iiclr-17523	320	8	the	the	DET
iiclr-17523	320	9	early	early	ADJ
iiclr-17523	320	10	stages	stage	NOUN
iiclr-17523	320	11	of	of	ADP
iiclr-17523	320	12	its	its	PRON
iiclr-17523	320	13	development	development	NOUN
iiclr-17523	320	14	.	.	PUNCT
iiclr-17523	320	15	'	'	PUNCT
iiclr-17523	321	1	3	3	NUM
iiclr-17523	321	2	1	1	NUM
iiclr-17523	321	3	venture	venture	NOUN
iiclr-17523	321	4	philanthropy	philanthropy	NOUN
iiclr-17523	321	5	may	may	AUX
iiclr-17523	321	6	not	not	PART
iiclr-17523	321	7	be	be	AUX
iiclr-17523	321	8	able	able	ADJ
iiclr-17523	321	9	to	to	PART
iiclr-17523	321	10	provide	provide	VERB
iiclr-17523	321	11	the	the	DET
iiclr-17523	321	12	same	same	ADJ
iiclr-17523	321	13	support	support	NOUN
iiclr-17523	321	14	to	to	ADP
iiclr-17523	321	15	u.s	u.s	PROPN
iiclr-17523	321	16	.	.	PROPN
iiclr-17523	321	17	programs	program	NOUN
iiclr-17523	321	18	as	as	SCONJ
iiclr-17523	321	19	it	it	PRON
iiclr-17523	321	20	can	can	AUX
iiclr-17523	321	21	in	in	ADP
iiclr-17523	321	22	nations	nation	NOUN
iiclr-17523	321	23	such	such	ADJ
iiclr-17523	321	24	as	as	ADP
iiclr-17523	321	25	bangladesh	bangladesh	NOUN
iiclr-17523	321	26	or	or	CCONJ
iiclr-17523	321	27	sri	sri	PROPN
iiclr-17523	321	28	lanka	lanka	PROPN
iiclr-17523	321	29	.	.	PUNCT
iiclr-17523	322	1	venture	venture	NOUN
iiclr-17523	322	2	capital	capital	NOUN
iiclr-17523	322	3	generally	generally	ADV
iiclr-17523	322	4	retains	retain	VERB
iiclr-17523	322	5	an	an	DET
iiclr-17523	322	6	equity	equity	NOUN
iiclr-17523	322	7	interest	interest	NOUN
iiclr-17523	322	8	in	in	ADP
iiclr-17523	322	9	the	the	DET
iiclr-17523	322	10	companies	company	NOUN
iiclr-17523	322	11	it	it	PRON
iiclr-17523	322	12	funds	fund	VERB
iiclr-17523	322	13	,	,	PUNCT
iiclr-17523	322	14	132	132	NUM
iiclr-17523	322	15	which	which	PRON
iiclr-17523	322	16	in	in	ADP
iiclr-17523	322	17	turn	turn	NOUN
iiclr-17523	322	18	might	might	AUX
iiclr-17523	322	19	reduce	reduce	VERB
iiclr-17523	322	20	local	local	ADJ
iiclr-17523	322	21	control	control	NOUN
iiclr-17523	322	22	and	and	CCONJ
iiclr-17523	322	23	work	work	VERB
iiclr-17523	322	24	against	against	ADP
iiclr-17523	322	25	those	those	DET
iiclr-17523	322	26	characteristics	characteristic	NOUN
iiclr-17523	322	27	which	which	PRON
iiclr-17523	322	28	contribute	contribute	VERB
iiclr-17523	322	29	to	to	ADP
iiclr-17523	322	30	the	the	DET
iiclr-17523	322	31	success	success	NOUN
iiclr-17523	322	32	of	of	ADP
iiclr-17523	322	33	urban	urban	ADJ
iiclr-17523	322	34	microcredit	microcredit	NOUN
iiclr-17523	322	35	,	,	PUNCT
iiclr-17523	322	36	such	such	ADJ
iiclr-17523	322	37	as	as	ADP
iiclr-17523	322	38	a	a	DET
iiclr-17523	322	39	sense	sense	NOUN
iiclr-17523	322	40	of	of	ADP
iiclr-17523	322	41	community	community	NOUN
iiclr-17523	322	42	and	and	CCONJ
iiclr-17523	322	43	local	local	ADJ
iiclr-17523	322	44	responsibility	responsibility	NOUN
iiclr-17523	322	45	.	.	PUNCT
iiclr-17523	323	1	133	133	NUM
iiclr-17523	323	2	also	also	ADV
iiclr-17523	323	3	,	,	PUNCT
iiclr-17523	323	4	venture	venture	NOUN
iiclr-17523	323	5	capital	capital	NOUN
iiclr-17523	323	6	might	might	AUX
iiclr-17523	323	7	prefer	prefer	VERB
iiclr-17523	323	8	companies	company	NOUN
iiclr-17523	323	9	that	that	PRON
iiclr-17523	323	10	can	can	AUX
iiclr-17523	323	11	demonstrate	demonstrate	VERB
iiclr-17523	323	12	"	"	PUNCT
iiclr-17523	323	13	significant	significant	ADJ
iiclr-17523	323	14	unrealized	unrealized	ADJ
iiclr-17523	323	15	market	market	NOUN
iiclr-17523	323	16	potential	potential	NOUN
iiclr-17523	323	17	or	or	CCONJ
iiclr-17523	323	18	the	the	DET
iiclr-17523	323	19	ability	ability	NOUN
iiclr-17523	323	20	to	to	PART
iiclr-17523	323	21	develop	develop	VERB
iiclr-17523	323	22	new	new	ADJ
iiclr-17523	323	23	markets"'134	markets"'134	NOUN
iiclr-17523	323	24	rather	rather	ADV
iiclr-17523	323	25	than	than	ADP
iiclr-17523	323	26	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	323	27	,	,	PUNCT
iiclr-17523	323	28	who	who	PRON
iiclr-17523	323	29	require	require	VERB
iiclr-17523	323	30	ongoing	ongoing	ADJ
iiclr-17523	323	31	training	training	NOUN
iiclr-17523	323	32	and	and	CCONJ
iiclr-17523	323	33	support	support	NOUN
iiclr-17523	323	34	to	to	PART
iiclr-17523	323	35	succeed.13	succeed.13	PROPN
iiclr-17523	323	36	5	5	NUM
iiclr-17523	323	37	126	126	NUM
iiclr-17523	323	38	.	.	PUNCT
iiclr-17523	324	1	blueorchard	blueorchard	PROPN
iiclr-17523	324	2	finance	finance	PROPN
iiclr-17523	324	3	s.a	s.a	PROPN
iiclr-17523	324	4	.	.	PROPN
iiclr-17523	324	5	microfinance	microfinance	NOUN
iiclr-17523	324	6	investment	investment	NOUN
iiclr-17523	324	7	advisers	adviser	NOUN
iiclr-17523	324	8	,	,	PUNCT
iiclr-17523	324	9	at	at	ADP
iiclr-17523	324	10	http://www.blueorchard.ch/en/home.asp	http://www.blueorchard.ch/en/home.asp	NOUN
iiclr-17523	324	11	(	(	PUNCT
iiclr-17523	324	12	n.d	n.d	PROPN
iiclr-17523	324	13	.	.	PROPN
iiclr-17523	324	14	)	)	PUNCT
iiclr-17523	325	1	(	(	PUNCT
iiclr-17523	325	2	last	last	ADV
iiclr-17523	325	3	visited	visit	VERB
iiclr-17523	325	4	mar	mar	PROPN
iiclr-17523	325	5	.	.	PROPN
iiclr-17523	325	6	20	20	NUM
iiclr-17523	325	7	,	,	PUNCT
iiclr-17523	325	8	2006	2006	NUM
iiclr-17523	325	9	)	)	PUNCT
iiclr-17523	325	10	.	.	PUNCT
iiclr-17523	326	1	127	127	NUM
iiclr-17523	326	2	.	.	PUNCT
iiclr-17523	327	1	hurt	hurt	NOUN
iiclr-17523	327	2	,	,	PUNCT
iiclr-17523	327	3	supra	supra	PROPN
iiclr-17523	327	4	note	note	NOUN
iiclr-17523	327	5	76	76	NUM
iiclr-17523	327	6	,	,	PUNCT
iiclr-17523	327	7	at	at	ADP
iiclr-17523	327	8	4	4	NUM
iiclr-17523	327	9	.	.	NOUN
iiclr-17523	327	10	128	128	NUM
iiclr-17523	327	11	.	.	PUNCT
iiclr-17523	328	1	i	i	PRON
iiclr-17523	328	2	d.	d.	PROPN
iiclr-17523	328	3	129	129	NUM
iiclr-17523	328	4	.	.	PUNCT
iiclr-17523	329	1	i	i	PRON
iiclr-17523	329	2	d.	d.	PROPN
iiclr-17523	329	3	130	130	NUM
iiclr-17523	329	4	.	.	PUNCT
iiclr-17523	329	5	fernando	fernando	PROPN
iiclr-17523	329	6	,	,	PUNCT
iiclr-17523	329	7	supra	supra	PROPN
iiclr-17523	329	8	note	note	PROPN
iiclr-17523	329	9	28	28	NUM
iiclr-17523	329	10	,	,	PUNCT
iiclr-17523	329	11	at	at	ADP
iiclr-17523	329	12	159	159	NUM
iiclr-17523	329	13	.	.	PUNCT
iiclr-17523	329	14	131	131	NUM
iiclr-17523	329	15	.	.	PUNCT
iiclr-17523	330	1	see	see	VERB
iiclr-17523	330	2	generally	generally	ADV
iiclr-17523	330	3	clark	clark	PROPN
iiclr-17523	330	4	,	,	PUNCT
iiclr-17523	330	5	supra	supra	PROPN
iiclr-17523	330	6	note	note	NOUN
iiclr-17523	330	7	109	109	NUM
iiclr-17523	330	8	,	,	PUNCT
iiclr-17523	330	9	at	at	ADP
iiclr-17523	330	10	viii	viii	NOUN
iiclr-17523	330	11	(	(	PUNCT
iiclr-17523	330	12	describing	describe	VERB
iiclr-17523	330	13	some	some	PRON
iiclr-17523	330	14	of	of	ADP
iiclr-17523	330	15	the	the	DET
iiclr-17523	330	16	problems	problem	NOUN
iiclr-17523	330	17	u.s	u.s	PROPN
iiclr-17523	330	18	.	.	PROPN
iiclr-17523	330	19	programs	program	NOUN
iiclr-17523	330	20	have	have	AUX
iiclr-17523	330	21	experienced	experience	VERB
iiclr-17523	330	22	and	and	CCONJ
iiclr-17523	330	23	certain	certain	ADJ
iiclr-17523	330	24	adaptations	adaptation	NOUN
iiclr-17523	330	25	they	they	PRON
iiclr-17523	330	26	have	have	AUX
iiclr-17523	330	27	undertaken	undertake	VERB
iiclr-17523	330	28	)	)	PUNCT
iiclr-17523	330	29	.	.	PUNCT
iiclr-17523	331	1	132	132	NUM
iiclr-17523	331	2	.	.	PUNCT
iiclr-17523	331	3	jones	jones	PROPN
iiclr-17523	331	4	,	,	PUNCT
iiclr-17523	331	5	supra	supra	PROPN
iiclr-17523	331	6	note	note	PROPN
iiclr-17523	331	7	1	1	NUM
iiclr-17523	331	8	,	,	PUNCT
iiclr-17523	331	9	at	at	ADP
iiclr-17523	331	10	77	77	NUM
iiclr-17523	331	11	.	.	PUNCT
iiclr-17523	331	12	133	133	NUM
iiclr-17523	331	13	.	.	PUNCT
iiclr-17523	332	1	edocomb	edocomb	PROPN
iiclr-17523	332	2	,	,	PUNCT
iiclr-17523	332	3	supra	supra	PROPN
iiclr-17523	332	4	note	note	PROPN
iiclr-17523	332	5	77	77	NUM
iiclr-17523	332	6	,	,	PUNCT
iiclr-17523	332	7	at	at	ADP
iiclr-17523	332	8	5	5	NUM
iiclr-17523	332	9	.	.	SYM
iiclr-17523	332	10	134	134	NUM
iiclr-17523	332	11	.	.	PUNCT
iiclr-17523	333	1	jones	jones	PROPN
iiclr-17523	333	2	,	,	PUNCT
iiclr-17523	333	3	supra	supra	PROPN
iiclr-17523	333	4	note	note	PROPN
iiclr-17523	333	5	1	1	NUM
iiclr-17523	333	6	,	,	PUNCT
iiclr-17523	333	7	at	at	ADP
iiclr-17523	333	8	77	77	NUM
iiclr-17523	333	9	.	.	PUNCT
iiclr-17523	333	10	135	135	NUM
iiclr-17523	333	11	.	.	PUNCT
iiclr-17523	334	1	see	see	VERB
iiclr-17523	334	2	clark	clark	PROPN
iiclr-17523	334	3	,	,	PUNCT
iiclr-17523	334	4	supra	supra	PROPN
iiclr-17523	334	5	note	note	PROPN
iiclr-17523	334	6	109	109	NUM
iiclr-17523	334	7	,	,	PUNCT
iiclr-17523	334	8	at	at	ADP
iiclr-17523	334	9	viii	viii	NOUN
iiclr-17523	334	10	.	.	PUNCT
iiclr-17523	335	1	"	"	PUNCT
iiclr-17523	335	2	low	low	ADJ
iiclr-17523	335	3	-	-	PUNCT
iiclr-17523	335	4	income	income	NOUN
iiclr-17523	335	5	entrepreneurs	entrepreneur	NOUN
iiclr-17523	335	6	need	need	VERB
iiclr-17523	335	7	ongoing	ongoing	ADJ
iiclr-17523	335	8	technical	technical	ADJ
iiclr-17523	335	9	assistance	assistance	NOUN
iiclr-17523	335	10	and	and	CCONJ
iiclr-17523	335	11	specialized	specialized	ADJ
iiclr-17523	335	12	consulting	consulting	NOUN
iiclr-17523	335	13	to	to	PART
iiclr-17523	335	14	help	help	VERB
iiclr-17523	335	15	them	they	PRON
iiclr-17523	335	16	implement	implement	VERB
iiclr-17523	335	17	and	and	CCONJ
iiclr-17523	335	18	grow	grow	VERB
iiclr-17523	335	19	their	their	PRON
iiclr-17523	335	20	businesses	business	NOUN
iiclr-17523	335	21	.	.	PUNCT
iiclr-17523	335	22	"	"	PUNCT
iiclr-17523	336	1	i	i	PRON
iiclr-17523	336	2	d.	d.	PROPN
iiclr-17523	337	1	[	[	X
iiclr-17523	337	2	vol	vol	NOUN
iiclr-17523	337	3	.	.	PUNCT
iiclr-17523	338	1	16:2	16:2	NUM
iiclr-17523	338	2	equity	equity	PROPN
iiclr-17523	338	3	&	&	CCONJ
iiclr-17523	338	4	innovation	innovation	PROPN
iiclr-17523	338	5	ii	ii	PROPN
iiclr-17523	338	6	.	.	PUNCT
iiclr-17523	339	1	microcredit	microcredit	PROPN
iiclr-17523	339	2	in	in	ADP
iiclr-17523	339	3	the	the	DET
iiclr-17523	339	4	united	united	PROPN
iiclr-17523	339	5	states	states	PROPN
iiclr-17523	339	6	a.	a.	NOUN
iiclr-17523	339	7	microfinance136	microfinance136	PROPN
iiclr-17523	339	8	in	in	ADP
iiclr-17523	339	9	the	the	DET
iiclr-17523	339	10	fringe	fringe	NOUN
iiclr-17523	339	11	lending	lending	NOUN
iiclr-17523	339	12	context	context	NOUN
iiclr-17523	339	13	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	339	14	and	and	CCONJ
iiclr-17523	339	15	,	,	PUNCT
iiclr-17523	339	16	more	more	ADV
iiclr-17523	339	17	generally	generally	ADV
iiclr-17523	339	18	,	,	PUNCT
iiclr-17523	339	19	consumers	consumer	NOUN
iiclr-17523	339	20	often	often	ADV
iiclr-17523	339	21	face	face	VERB
iiclr-17523	339	22	insurmountable	insurmountable	ADJ
iiclr-17523	339	23	hurdles	hurdle	NOUN
iiclr-17523	339	24	in	in	ADP
iiclr-17523	339	25	their	their	PRON
iiclr-17523	339	26	quest	quest	NOUN
iiclr-17523	339	27	for	for	ADP
iiclr-17523	339	28	credit	credit	NOUN
iiclr-17523	339	29	:	:	PUNCT
iiclr-17523	339	30	they	they	PRON
iiclr-17523	339	31	lack	lack	VERB
iiclr-17523	339	32	credit	credit	NOUN
iiclr-17523	339	33	histories	history	NOUN
iiclr-17523	339	34	,	,	PUNCT
iiclr-17523	339	35	their	their	PRON
iiclr-17523	339	36	credit	credit	NOUN
iiclr-17523	339	37	is	be	AUX
iiclr-17523	339	38	poor	poor	ADJ
iiclr-17523	339	39	,	,	PUNCT
iiclr-17523	339	40	their	their	PRON
iiclr-17523	339	41	income	income	NOUN
iiclr-17523	339	42	is	be	AUX
iiclr-17523	339	43	low	low	ADJ
iiclr-17523	339	44	,	,	PUNCT
iiclr-17523	339	45	or	or	CCONJ
iiclr-17523	339	46	they	they	PRON
iiclr-17523	339	47	have	have	VERB
iiclr-17523	339	48	a	a	DET
iiclr-17523	339	49	high	high	ADJ
iiclr-17523	339	50	debt	debt	NOUN
iiclr-17523	339	51	-	-	PUNCT
iiclr-17523	339	52	to	to	ADP
iiclr-17523	339	53	-	-	PUNCT
iiclr-17523	339	54	income	income	NOUN
iiclr-17523	339	55	ratio.137	ratio.137	NOUN
iiclr-17523	339	56	furthermore	furthermore	ADV
iiclr-17523	339	57	,	,	PUNCT
iiclr-17523	339	58	their	their	PRON
iiclr-17523	339	59	needs	need	NOUN
iiclr-17523	339	60	are	be	AUX
iiclr-17523	339	61	often	often	ADV
iiclr-17523	339	62	so	so	ADV
iiclr-17523	339	63	relatively	relatively	ADV
iiclr-17523	339	64	small	small	ADJ
iiclr-17523	339	65	that	that	SCONJ
iiclr-17523	339	66	the	the	DET
iiclr-17523	339	67	cost	cost	NOUN
iiclr-17523	339	68	of	of	ADP
iiclr-17523	339	69	application	application	NOUN
iiclr-17523	339	70	review	review	NOUN
iiclr-17523	339	71	,	,	PUNCT
iiclr-17523	339	72	credit	credit	NOUN
iiclr-17523	339	73	checks	check	NOUN
iiclr-17523	339	74	,	,	PUNCT
iiclr-17523	339	75	and	and	CCONJ
iiclr-17523	339	76	processing	processing	NOUN
iiclr-17523	339	77	makes	make	VERB
iiclr-17523	339	78	extending	extend	VERB
iiclr-17523	339	79	loans	loan	NOUN
iiclr-17523	339	80	prohibitively	prohibitively	ADV
iiclr-17523	339	81	expensive	expensive	ADJ
iiclr-17523	339	82	for	for	ADP
iiclr-17523	339	83	traditional	traditional	ADJ
iiclr-17523	339	84	banks	bank	NOUN
iiclr-17523	339	85	.	.	PUNCT
iiclr-17523	340	1	138	138	NUM
iiclr-17523	340	2	banks	bank	NOUN
iiclr-17523	340	3	usually	usually	ADV
iiclr-17523	340	4	do	do	AUX
iiclr-17523	340	5	not	not	PART
iiclr-17523	340	6	make	make	VERB
iiclr-17523	340	7	loans	loan	NOUN
iiclr-17523	340	8	for	for	ADP
iiclr-17523	340	9	less	less	ADJ
iiclr-17523	340	10	than	than	ADP
iiclr-17523	340	11	$	$	SYM
iiclr-17523	340	12	25,000	25,000	NUM
iiclr-17523	340	13	.	.	PUNCT
iiclr-17523	341	1	139	139	NUM
iiclr-17523	341	2	several	several	ADJ
iiclr-17523	341	3	legal	legal	ADJ
iiclr-17523	341	4	and	and	CCONJ
iiclr-17523	341	5	illegal	illegal	ADJ
iiclr-17523	341	6	options	option	NOUN
iiclr-17523	341	7	rise	rise	VERB
iiclr-17523	341	8	to	to	PART
iiclr-17523	341	9	fill	fill	VERB
iiclr-17523	341	10	the	the	DET
iiclr-17523	341	11	credit	credit	NOUN
iiclr-17523	341	12	vacuum	vacuum	NOUN
iiclr-17523	341	13	,	,	PUNCT
iiclr-17523	341	14	all	all	PRON
iiclr-17523	341	15	of	of	ADP
iiclr-17523	341	16	which	which	PRON
iiclr-17523	341	17	offer	offer	VERB
iiclr-17523	341	18	credit	credit	NOUN
iiclr-17523	341	19	at	at	ADP
iiclr-17523	341	20	great	great	ADJ
iiclr-17523	341	21	cost	cost	NOUN
iiclr-17523	341	22	.	.	PUNCT
iiclr-17523	342	1	'40	'40	NUM
iiclr-17523	342	2	this	this	DET
iiclr-17523	342	3	situation	situation	NOUN
iiclr-17523	342	4	depresses	depress	VERB
iiclr-17523	342	5	the	the	DET
iiclr-17523	342	6	opportunities	opportunity	NOUN
iiclr-17523	342	7	of	of	ADP
iiclr-17523	342	8	the	the	DET
iiclr-17523	342	9	individual	individual	ADJ
iiclr-17523	342	10	credit	credit	NOUN
iiclr-17523	342	11	-	-	PUNCT
iiclr-17523	342	12	seeker	seeker	NOUN
iiclr-17523	342	13	,	,	PUNCT
iiclr-17523	342	14	the	the	DET
iiclr-17523	342	15	credit	credit	NOUN
iiclr-17523	342	16	-	-	PUNCT
iiclr-17523	342	17	seeker	seeker	NOUN
iiclr-17523	342	18	's	's	PART
iiclr-17523	342	19	family	family	NOUN
iiclr-17523	342	20	,	,	PUNCT
iiclr-17523	342	21	and	and	CCONJ
iiclr-17523	342	22	,	,	PUNCT
iiclr-17523	342	23	in	in	ADP
iiclr-17523	342	24	the	the	DET
iiclr-17523	342	25	aggregate	aggregate	NOUN
iiclr-17523	342	26	,	,	PUNCT
iiclr-17523	342	27	the	the	DET
iiclr-17523	342	28	credit	credit	NOUN
iiclr-17523	342	29	-	-	PUNCT
iiclr-17523	342	30	seeker	seeker	NOUN
iiclr-17523	342	31	's	's	PART
iiclr-17523	342	32	community	community	NOUN
iiclr-17523	342	33	.	.	PUNCT
iiclr-17523	342	34	'	'	PUNCT
iiclr-17523	343	1	4	4	NUM
iiclr-17523	343	2	'	'	NUM
iiclr-17523	343	3	the	the	DET
iiclr-17523	343	4	lack	lack	NOUN
iiclr-17523	343	5	of	of	ADP
iiclr-17523	343	6	available	available	ADJ
iiclr-17523	343	7	credit	credit	NOUN
iiclr-17523	343	8	is	be	AUX
iiclr-17523	343	9	also	also	ADV
iiclr-17523	343	10	poignantly	poignantly	ADV
iiclr-17523	343	11	felt	feel	VERB
iiclr-17523	343	12	among	among	ADP
iiclr-17523	343	13	immigrants	immigrant	NOUN
iiclr-17523	343	14	.	.	PUNCT
iiclr-17523	344	1	142	142	NUM
iiclr-17523	344	2	the	the	DET
iiclr-17523	344	3	situation	situation	NOUN
iiclr-17523	344	4	has	have	AUX
iiclr-17523	344	5	become	become	VERB
iiclr-17523	344	6	increasingly	increasingly	ADV
iiclr-17523	344	7	difficult	difficult	ADJ
iiclr-17523	344	8	for	for	ADP
iiclr-17523	344	9	legal	legal	ADJ
iiclr-17523	344	10	immigrants	immigrant	NOUN
iiclr-17523	344	11	,	,	PUNCT
iiclr-17523	344	12	in	in	ADP
iiclr-17523	344	13	particular	particular	ADJ
iiclr-17523	344	14	,	,	PUNCT
iiclr-17523	344	15	who	who	PRON
iiclr-17523	344	16	face	face	VERB
iiclr-17523	344	17	cuts	cut	NOUN
iiclr-17523	344	18	in	in	ADP
iiclr-17523	344	19	food	food	NOUN
iiclr-17523	344	20	stamps	stamp	NOUN
iiclr-17523	344	21	and	and	CCONJ
iiclr-17523	344	22	restricted	restrict	VERB
iiclr-17523	344	23	forms	form	NOUN
iiclr-17523	344	24	of	of	ADP
iiclr-17523	344	25	social	social	ADJ
iiclr-17523	344	26	services	service	NOUN
iiclr-17523	344	27	and	and	CCONJ
iiclr-17523	344	28	public	public	ADJ
iiclr-17523	344	29	services	service	NOUN
iiclr-17523	344	30	during	during	ADP
iiclr-17523	344	31	the	the	DET
iiclr-17523	344	32	first	first	ADJ
iiclr-17523	344	33	five	five	NUM
iiclr-17523	344	34	years	year	NOUN
iiclr-17523	344	35	of	of	ADP
iiclr-17523	344	36	their	their	PRON
iiclr-17523	344	37	residency	residency	NOUN
iiclr-17523	344	38	in	in	ADP
iiclr-17523	344	39	the	the	DET
iiclr-17523	344	40	united	united	PROPN
iiclr-17523	344	41	states.143	states.143	PROPN
iiclr-17523	344	42	for	for	ADP
iiclr-17523	344	43	those	those	DET
iiclr-17523	344	44	immigrants	immigrant	NOUN
iiclr-17523	344	45	wishing	wish	VERB
iiclr-17523	344	46	to	to	PART
iiclr-17523	344	47	start	start	VERB
iiclr-17523	344	48	businesses	business	NOUN
iiclr-17523	344	49	but	but	CCONJ
iiclr-17523	344	50	who	who	PRON
iiclr-17523	344	51	are	be	AUX
iiclr-17523	344	52	ineligible	ineligible	ADJ
iiclr-17523	344	53	for	for	ADP
iiclr-17523	344	54	microloans	microloan	NOUN
iiclr-17523	344	55	under	under	ADP
iiclr-17523	344	56	the	the	DET
iiclr-17523	344	57	program	program	NOUN
iiclr-17523	344	58	offered	offer	VERB
iiclr-17523	344	59	by	by	ADP
iiclr-17523	344	60	the	the	DET
iiclr-17523	344	61	office	office	NOUN
iiclr-17523	344	62	of	of	ADP
iiclr-17523	344	63	refugee	refugee	NOUN
iiclr-17523	344	64	resettlement	resettlement	NOUN
iiclr-17523	344	65	of	of	ADP
iiclr-17523	344	66	the	the	DET
iiclr-17523	344	67	department	department	PROPN
iiclr-17523	344	68	of	of	ADP
iiclr-17523	344	69	health	health	PROPN
iiclr-17523	344	70	and	and	CCONJ
iiclr-17523	344	71	human	human	PROPN
iiclr-17523	344	72	services	service	NOUN
iiclr-17523	344	73	,	,	PUNCT
iiclr-17523	344	74	loansharks	loanshark	NOUN
iiclr-17523	344	75	are	be	AUX
iiclr-17523	344	76	often	often	ADV
iiclr-17523	344	77	the	the	DET
iiclr-17523	344	78	only	only	ADJ
iiclr-17523	344	79	option.44	option.44	NOUN
iiclr-17523	344	80	an	an	DET
iiclr-17523	344	81	entrepreneur	entrepreneur	NOUN
iiclr-17523	344	82	in	in	ADP
iiclr-17523	344	83	williamsburg	williamsburg	PROPN
iiclr-17523	344	84	,	,	PUNCT
iiclr-17523	344	85	new	new	PROPN
iiclr-17523	344	86	york	york	PROPN
iiclr-17523	344	87	reported	report	VERB
iiclr-17523	344	88	136	136	NUM
iiclr-17523	344	89	.	.	PUNCT
iiclr-17523	345	1	non	non	ADJ
iiclr-17523	345	2	-	-	ADJ
iiclr-17523	345	3	profit	profit	ADJ
iiclr-17523	345	4	and	and	CCONJ
iiclr-17523	345	5	government	government	NOUN
iiclr-17523	345	6	entities	entity	NOUN
iiclr-17523	345	7	in	in	ADP
iiclr-17523	345	8	the	the	DET
iiclr-17523	345	9	united	united	PROPN
iiclr-17523	345	10	states	states	PROPN
iiclr-17523	345	11	prefer	prefer	VERB
iiclr-17523	345	12	such	such	ADJ
iiclr-17523	345	13	terms	term	NOUN
iiclr-17523	345	14	as	as	ADP
iiclr-17523	345	15	"	"	PUNCT
iiclr-17523	345	16	microfinance	microfinance	NOUN
iiclr-17523	345	17	,	,	PUNCT
iiclr-17523	345	18	"	"	PUNCT
iiclr-17523	345	19	"	"	PUNCT
iiclr-17523	345	20	microenterprise	microenterprise	PROPN
iiclr-17523	345	21	,	,	PUNCT
iiclr-17523	345	22	"	"	PUNCT
iiclr-17523	345	23	and	and	CCONJ
iiclr-17523	345	24	"	"	PUNCT
iiclr-17523	345	25	microentrepreneur	microentrepreneur	NOUN
iiclr-17523	345	26	"	"	PUNCT
iiclr-17523	345	27	to	to	ADP
iiclr-17523	345	28	the	the	DET
iiclr-17523	345	29	internationally	internationally	ADV
iiclr-17523	345	30	used	use	VERB
iiclr-17523	345	31	term	term	NOUN
iiclr-17523	345	32	"	"	PUNCT
iiclr-17523	345	33	microcredit	microcredit	NOUN
iiclr-17523	345	34	.	.	PUNCT
iiclr-17523	345	35	"	"	PUNCT
iiclr-17523	346	1	see	see	VERB
iiclr-17523	346	2	i	i	PRON
iiclr-17523	346	3	d.	d.	PROPN
iiclr-17523	346	4	the	the	DET
iiclr-17523	346	5	difficulty	difficulty	NOUN
iiclr-17523	346	6	of	of	ADP
iiclr-17523	346	7	finding	find	VERB
iiclr-17523	346	8	evidence	evidence	NOUN
iiclr-17523	346	9	to	to	PART
iiclr-17523	346	10	support	support	VERB
iiclr-17523	346	11	this	this	DET
iiclr-17523	346	12	proposition	proposition	NOUN
iiclr-17523	346	13	directly	directly	ADV
iiclr-17523	346	14	is	be	AUX
iiclr-17523	346	15	perhaps	perhaps	ADV
iiclr-17523	346	16	attributable	attributable	ADJ
iiclr-17523	346	17	to	to	ADP
iiclr-17523	346	18	a	a	DET
iiclr-17523	346	19	semantic	semantic	ADJ
iiclr-17523	346	20	choice	choice	NOUN
iiclr-17523	346	21	designed	design	VERB
iiclr-17523	346	22	to	to	PART
iiclr-17523	346	23	remove	remove	VERB
iiclr-17523	346	24	the	the	DET
iiclr-17523	346	25	stigma	stigma	NOUN
iiclr-17523	346	26	of	of	ADP
iiclr-17523	346	27	charity	charity	NOUN
iiclr-17523	346	28	or	or	CCONJ
iiclr-17523	346	29	entitlement	entitlement	NOUN
iiclr-17523	346	30	from	from	ADP
iiclr-17523	346	31	these	these	DET
iiclr-17523	346	32	programs	program	NOUN
iiclr-17523	346	33	.	.	PUNCT
iiclr-17523	347	1	see	see	VERB
iiclr-17523	347	2	i	i	PRON
iiclr-17523	347	3	d.	d.	PROPN
iiclr-17523	347	4	137	137	NUM
iiclr-17523	347	5	.	.	PUNCT
iiclr-17523	348	1	james	james	PROPN
iiclr-17523	348	2	p.	p.	PROPN
iiclr-17523	348	3	nehf	nehf	PROPN
iiclr-17523	348	4	,	,	PUNCT
iiclr-17523	348	5	secured	secure	VERB
iiclr-17523	348	6	consumer	consumer	NOUN
iiclr-17523	348	7	credit	credit	NOUN
iiclr-17523	348	8	and	and	CCONJ
iiclr-17523	348	9	the	the	DET
iiclr-17523	348	10	fringe	fringe	NOUN
iiclr-17523	348	11	banking	banking	NOUN
iiclr-17523	348	12	industry	industry	NOUN
iiclr-17523	348	13	(	(	PUNCT
iiclr-17523	348	14	manuscript	manuscript	NOUN
iiclr-17523	348	15	,	,	PUNCT
iiclr-17523	348	16	on	on	ADP
iiclr-17523	348	17	file	file	NOUN
iiclr-17523	348	18	with	with	ADP
iiclr-17523	348	19	author	author	NOUN
iiclr-17523	348	20	)	)	PUNCT
iiclr-17523	348	21	.	.	PUNCT
iiclr-17523	349	1	138	138	NUM
iiclr-17523	349	2	.	.	PUNCT
iiclr-17523	350	1	i	i	PRON
iiclr-17523	350	2	d.	d.	PROPN
iiclr-17523	350	3	139	139	NUM
iiclr-17523	350	4	.	.	PUNCT
iiclr-17523	351	1	leslie	leslie	PROPN
iiclr-17523	351	2	eaton	eaton	PROPN
iiclr-17523	351	3	,	,	PUNCT
iiclr-17523	351	4	minor	minor	ADJ
iiclr-17523	351	5	loans	loan	NOUN
iiclr-17523	351	6	giving	give	VERB
iiclr-17523	351	7	major	major	ADJ
iiclr-17523	351	8	help	help	NOUN
iiclr-17523	351	9	,	,	PUNCT
iiclr-17523	351	10	microcredit	microcredit	NOUN
iiclr-17523	351	11	catches	catch	VERB
iiclr-17523	351	12	on	on	ADP
iiclr-17523	351	13	with	with	ADP
iiclr-17523	351	14	entrepreneurs	entrepreneur	NOUN
iiclr-17523	351	15	in	in	ADP
iiclr-17523	351	16	need	need	NOUN
iiclr-17523	351	17	,	,	PUNCT
iiclr-17523	351	18	n.y	n.y	PROPN
iiclr-17523	351	19	.	.	PROPN
iiclr-17523	351	20	times	times	PROPN
iiclr-17523	351	21	,	,	PUNCT
iiclr-17523	351	22	july	july	PROPN
iiclr-17523	351	23	11	11	NUM
iiclr-17523	351	24	,	,	PUNCT
iiclr-17523	351	25	1998	1998	NUM
iiclr-17523	351	26	,	,	PUNCT
iiclr-17523	351	27	at	at	ADP
iiclr-17523	351	28	b1	b1	NOUN
iiclr-17523	351	29	.	.	PUNCT
iiclr-17523	352	1	140	140	NUM
iiclr-17523	352	2	.	.	PUNCT
iiclr-17523	352	3	nehf	nehf	PROPN
iiclr-17523	352	4	,	,	PUNCT
iiclr-17523	352	5	supra	supra	PROPN
iiclr-17523	352	6	note	note	NOUN
iiclr-17523	352	7	136	136	NUM
iiclr-17523	352	8	,	,	PUNCT
iiclr-17523	352	9	at	at	ADP
iiclr-17523	352	10	2	2	NUM
iiclr-17523	352	11	.	.	NOUN
iiclr-17523	352	12	141	141	NUM
iiclr-17523	352	13	.	.	PUNCT
iiclr-17523	353	1	see	see	VERB
iiclr-17523	353	2	clinton	clinton	PROPN
iiclr-17523	353	3	,	,	PUNCT
iiclr-17523	353	4	supra	supra	PROPN
iiclr-17523	353	5	note	note	PROPN
iiclr-17523	353	6	112	112	NUM
iiclr-17523	353	7	.	.	PUNCT
iiclr-17523	354	1	142	142	NUM
iiclr-17523	354	2	.	.	PUNCT
iiclr-17523	355	1	see	see	VERB
iiclr-17523	355	2	housing	housing	NOUN
iiclr-17523	355	3	counseling	counseling	NOUN
iiclr-17523	355	4	:	:	PUNCT
iiclr-17523	355	5	hearing	hear	VERB
iiclr-17523	355	6	before	before	ADP
iiclr-17523	355	7	the	the	DET
iiclr-17523	355	8	subcomm	subcomm	NOUN
iiclr-17523	355	9	.	.	PUNCT
iiclr-17523	356	1	on	on	ADP
iiclr-17523	356	2	housing	housing	PROPN
iiclr-17523	356	3	&	&	CCONJ
iiclr-17523	356	4	community	community	NOUN
iiclr-17523	356	5	opportunity	opportunity	NOUN
iiclr-17523	356	6	of	of	ADP
iiclr-17523	356	7	the	the	DET
iiclr-17523	356	8	house	house	NOUN
iiclr-17523	356	9	comm	comm	NOUN
iiclr-17523	356	10	.	.	PUNCT
iiclr-17523	357	1	on	on	ADP
iiclr-17523	357	2	financial	financial	ADJ
iiclr-17523	357	3	services	service	NOUN
iiclr-17523	357	4	,	,	PUNCT
iiclr-17523	357	5	108th	108th	ADJ
iiclr-17523	357	6	cong	cong	NOUN
iiclr-17523	357	7	.	.	PUNCT
iiclr-17523	358	1	120	120	NUM
iiclr-17523	358	2	(	(	PUNCT
iiclr-17523	358	3	mar	mar	PROPN
iiclr-17523	358	4	.	.	PROPN
iiclr-17523	358	5	18	18	NUM
iiclr-17523	358	6	,	,	PUNCT
iiclr-17523	358	7	2004	2004	NUM
iiclr-17523	358	8	)	)	PUNCT
iiclr-17523	358	9	(	(	PUNCT
iiclr-17523	358	10	statement	statement	NOUN
iiclr-17523	358	11	of	of	ADP
iiclr-17523	358	12	kenneth	kenneth	PROPN
iiclr-17523	358	13	d.	d.	PROPN
iiclr-17523	358	14	wade	wade	PROPN
iiclr-17523	358	15	,	,	PUNCT
iiclr-17523	358	16	executive	executive	ADJ
iiclr-17523	358	17	director	director	NOUN
iiclr-17523	358	18	,	,	PUNCT
iiclr-17523	358	19	neighborhood	neighborhood	NOUN
iiclr-17523	358	20	reinvestment	reinvestment	NOUN
iiclr-17523	358	21	corporation	corporation	NOUN
iiclr-17523	358	22	)	)	PUNCT
iiclr-17523	358	23	,	,	PUNCT
iiclr-17523	358	24	at	at	ADP
iiclr-17523	358	25	http://financialservices.house.gov/media/pdf/108-73.pdf	http://financialservices.house.gov/media/pdf/108-73.pdf	NOUN
iiclr-17523	358	26	.	.	PUNCT
iiclr-17523	359	1	"	"	PUNCT
iiclr-17523	359	2	many	many	ADJ
iiclr-17523	359	3	minority	minority	NOUN
iiclr-17523	359	4	families	family	NOUN
iiclr-17523	359	5	,	,	PUNCT
iiclr-17523	359	6	particularly	particularly	ADV
iiclr-17523	359	7	immigrants	immigrant	NOUN
iiclr-17523	359	8	,	,	PUNCT
iiclr-17523	359	9	lack	lack	VERB
iiclr-17523	359	10	the	the	DET
iiclr-17523	359	11	information	information	NOUN
iiclr-17523	359	12	and	and	CCONJ
iiclr-17523	359	13	familiarity	familiarity	NOUN
iiclr-17523	359	14	with	with	ADP
iiclr-17523	359	15	mainstream	mainstream	ADJ
iiclr-17523	359	16	financial	financial	ADJ
iiclr-17523	359	17	institutions	institution	NOUN
iiclr-17523	359	18	,	,	PUNCT
iiclr-17523	359	19	which	which	PRON
iiclr-17523	359	20	makes	make	VERB
iiclr-17523	359	21	them	they	PRON
iiclr-17523	359	22	vulnerable	vulnerable	ADJ
iiclr-17523	359	23	targets	target	NOUN
iiclr-17523	359	24	for	for	ADP
iiclr-17523	359	25	high	high	ADJ
iiclr-17523	359	26	cost	cost	NOUN
iiclr-17523	359	27	loans	loan	NOUN
iiclr-17523	359	28	and	and	CCONJ
iiclr-17523	359	29	predatory	predatory	ADJ
iiclr-17523	359	30	lending	lending	NOUN
iiclr-17523	359	31	practices	practice	NOUN
iiclr-17523	359	32	.	.	PUNCT
iiclr-17523	359	33	"	"	PUNCT
iiclr-17523	360	1	i	i	PRON
iiclr-17523	360	2	d.	d.	PROPN
iiclr-17523	360	3	143	143	NUM
iiclr-17523	360	4	.	.	PUNCT
iiclr-17523	361	1	jones	jones	PROPN
iiclr-17523	361	2	,	,	PUNCT
iiclr-17523	361	3	supra	supra	PROPN
iiclr-17523	361	4	note	note	PROPN
iiclr-17523	361	5	1	1	NUM
iiclr-17523	361	6	,	,	PUNCT
iiclr-17523	361	7	at	at	ADP
iiclr-17523	361	8	44	44	NUM
iiclr-17523	361	9	.	.	PUNCT
iiclr-17523	362	1	144	144	NUM
iiclr-17523	362	2	.	.	PUNCT
iiclr-17523	363	1	see	see	VERB
iiclr-17523	363	2	,	,	PUNCT
iiclr-17523	363	3	e.g.	e.g.	ADV
iiclr-17523	363	4	,	,	PUNCT
iiclr-17523	363	5	eaton	eaton	PROPN
iiclr-17523	363	6	,	,	PUNCT
iiclr-17523	363	7	supra	supra	PROPN
iiclr-17523	363	8	note	note	PROPN
iiclr-17523	363	9	139	139	NUM
iiclr-17523	363	10	,	,	PUNCT
iiclr-17523	363	11	at	at	ADP
iiclr-17523	363	12	b	b	NOUN
iiclr-17523	363	13	1	1	NUM
iiclr-17523	363	14	;	;	PUNCT
iiclr-17523	363	15	see	see	VERB
iiclr-17523	363	16	also	also	ADV
iiclr-17523	363	17	laura	laura	PROPN
iiclr-17523	363	18	sydell	sydell	PROPN
iiclr-17523	363	19	,	,	PUNCT
iiclr-17523	363	20	mexican	mexican	ADJ
iiclr-17523	363	21	immigrants	immigrant	NOUN
iiclr-17523	363	22	use	use	VERB
iiclr-17523	363	23	money	money	NOUN
iiclr-17523	363	24	-	-	PUNCT
iiclr-17523	363	25	lending	lending	NOUN
iiclr-17523	363	26	system	system	NOUN
iiclr-17523	363	27	known	know	VERB
iiclr-17523	363	28	as	as	ADP
iiclr-17523	363	29	a	a	DET
iiclr-17523	363	30	tanda	tanda	PROPN
iiclr-17523	363	31	to	to	PART
iiclr-17523	363	32	start	start	VERB
iiclr-17523	363	33	small	small	ADJ
iiclr-17523	363	34	business	business	NOUN
iiclr-17523	363	35	,	,	PUNCT
iiclr-17523	363	36	(	(	PUNCT
iiclr-17523	363	37	nat'l	nat'l	NOUN
iiclr-17523	363	38	pub	pub	NOUN
iiclr-17523	363	39	.	.	PUNCT
iiclr-17523	364	1	radio	radio	NOUN
iiclr-17523	364	2	broadcast	broadcast	NOUN
iiclr-17523	364	3	,	,	PUNCT
iiclr-17523	364	4	aug	aug	PROPN
iiclr-17523	364	5	.	.	PROPN
iiclr-17523	364	6	9	9	NUM
iiclr-17523	364	7	,	,	PUNCT
iiclr-17523	364	8	2004	2004	NUM
iiclr-17523	364	9	)	)	PUNCT
iiclr-17523	365	1	[	[	X
iiclr-17523	365	2	hereinafter	hereinafter	NOUN
iiclr-17523	365	3	tanda	tanda	PROPN
iiclr-17523	365	4	]	]	PUNCT
iiclr-17523	365	5	.	.	PUNCT
iiclr-17523	365	6	20061	20061	NUM
iiclr-17523	365	7	ind	ind	NOUN
iiclr-17523	365	8	.	.	PUNCT
iiclr-17523	365	9	int'l	int'l	PROPN
iiclr-17523	365	10	&	&	CCONJ
iiclr-17523	365	11	comp	comp	PROPN
iiclr-17523	365	12	.	.	PUNCT
iiclr-17523	366	1	l.	l.	PROPN
iiclr-17523	366	2	rev	rev	PROPN
iiclr-17523	366	3	.	.	PUNCT
iiclr-17523	367	1	that	that	PRON
iiclr-17523	367	2	loansharks	loanshark	VERB
iiclr-17523	367	3	there	there	ADV
iiclr-17523	367	4	charged	charge	VERB
iiclr-17523	367	5	$	$	SYM
iiclr-17523	367	6	200	200	NUM
iiclr-17523	367	7	per	per	ADP
iiclr-17523	367	8	month	month	NOUN
iiclr-17523	367	9	on	on	ADP
iiclr-17523	367	10	a	a	DET
iiclr-17523	367	11	$	$	SYM
iiclr-17523	367	12	1,000	1,000	NUM
iiclr-17523	367	13	loan	loan	NOUN
iiclr-17523	367	14	,	,	PUNCT
iiclr-17523	367	15	an	an	DET
iiclr-17523	367	16	interest	interest	NOUN
iiclr-17523	367	17	rate	rate	NOUN
iiclr-17523	367	18	of	of	ADP
iiclr-17523	367	19	140	140	NUM
iiclr-17523	367	20	%	%	NOUN
iiclr-17523	367	21	per	per	ADP
iiclr-17523	367	22	annum	annum	NOUN
iiclr-17523	367	23	.	.	PROPN
iiclr-17523	367	24	145	145	NUM
iiclr-17523	367	25	in	in	ADP
iiclr-17523	367	26	addition	addition	NOUN
iiclr-17523	367	27	to	to	ADP
iiclr-17523	367	28	overtly	overtly	ADV
iiclr-17523	367	29	coercive	coercive	ADJ
iiclr-17523	367	30	fraudulent	fraudulent	ADJ
iiclr-17523	367	31	money	money	NOUN
iiclr-17523	367	32	-	-	PUNCT
iiclr-17523	367	33	lending	lend	VERB
iiclr-17523	367	34	operations	operation	NOUN
iiclr-17523	367	35	,	,	PUNCT
iiclr-17523	367	36	such	such	ADJ
iiclr-17523	367	37	as	as	ADP
iiclr-17523	367	38	loansharks	loanshark	NOUN
iiclr-17523	367	39	,	,	PUNCT
iiclr-17523	367	40	there	there	PRON
iiclr-17523	367	41	are	be	VERB
iiclr-17523	367	42	subtler	subtle	ADJ
iiclr-17523	367	43	swindlers	swindler	NOUN
iiclr-17523	367	44	that	that	PRON
iiclr-17523	367	45	either	either	CCONJ
iiclr-17523	367	46	resemble	resemble	VERB
iiclr-17523	367	47	traditional	traditional	ADJ
iiclr-17523	367	48	finance	finance	NOUN
iiclr-17523	367	49	arrangements	arrangement	NOUN
iiclr-17523	367	50	common	common	ADJ
iiclr-17523	367	51	in	in	ADP
iiclr-17523	367	52	immigrant	immigrant	ADJ
iiclr-17523	367	53	communities	community	NOUN
iiclr-17523	367	54	,	,	PUNCT
iiclr-17523	367	55	or	or	CCONJ
iiclr-17523	367	56	appear	appear	VERB
iiclr-17523	367	57	facially	facially	ADV
iiclr-17523	367	58	harmless	harmless	ADJ
iiclr-17523	367	59	.	.	PUNCT
iiclr-17523	368	1	the	the	DET
iiclr-17523	368	2	most	most	ADV
iiclr-17523	368	3	common	common	ADJ
iiclr-17523	368	4	frauds	fraud	NOUN
iiclr-17523	368	5	are	be	AUX
iiclr-17523	368	6	the	the	DET
iiclr-17523	368	7	ponzi	ponzi	ADJ
iiclr-17523	368	8	scheme	scheme	NOUN
iiclr-17523	368	9	14	14	NUM
iiclr-17523	368	10	and	and	CCONJ
iiclr-17523	368	11	its	its	PRON
iiclr-17523	368	12	derivative	derivative	ADJ
iiclr-17523	368	13	versions	version	NOUN
iiclr-17523	368	14	.	.	PUNCT
iiclr-17523	369	1	basically	basically	ADV
iiclr-17523	369	2	,	,	PUNCT
iiclr-17523	369	3	investors	investor	NOUN
iiclr-17523	369	4	are	be	AUX
iiclr-17523	369	5	promised	promise	VERB
iiclr-17523	369	6	artificially	artificially	ADV
iiclr-17523	369	7	high	high	ADJ
iiclr-17523	369	8	dividends	dividend	NOUN
iiclr-17523	369	9	when	when	SCONJ
iiclr-17523	369	10	,	,	PUNCT
iiclr-17523	369	11	in	in	ADP
iiclr-17523	369	12	fact	fact	NOUN
iiclr-17523	369	13	,	,	PUNCT
iiclr-17523	369	14	new	new	ADJ
iiclr-17523	369	15	investors	investor	NOUN
iiclr-17523	369	16	'	'	PART
iiclr-17523	369	17	contributions	contribution	NOUN
iiclr-17523	369	18	provide	provide	VERB
iiclr-17523	369	19	the	the	DET
iiclr-17523	369	20	dividends	dividend	NOUN
iiclr-17523	369	21	of	of	ADP
iiclr-17523	369	22	earlier	early	ADJ
iiclr-17523	369	23	investors	investor	NOUN
iiclr-17523	369	24	.	.	PUNCT
iiclr-17523	370	1	147	147	NUM
iiclr-17523	370	2	there	there	PRON
iiclr-17523	370	3	is	be	VERB
iiclr-17523	370	4	usually	usually	ADV
iiclr-17523	370	5	no	no	DET
iiclr-17523	370	6	actual	actual	ADJ
iiclr-17523	370	7	capital	capital	NOUN
iiclr-17523	370	8	production	production	NOUN
iiclr-17523	370	9	other	other	ADJ
iiclr-17523	370	10	than	than	ADP
iiclr-17523	370	11	continually	continually	ADV
iiclr-17523	370	12	raising	raise	VERB
iiclr-17523	370	13	new	new	ADJ
iiclr-17523	370	14	funds	fund	NOUN
iiclr-17523	370	15	.	.	PUNCT
iiclr-17523	371	1	148	148	NUM
iiclr-17523	371	2	a	a	DET
iiclr-17523	371	3	variation	variation	NOUN
iiclr-17523	371	4	of	of	ADP
iiclr-17523	371	5	the	the	DET
iiclr-17523	371	6	ponzi	ponzi	NOUN
iiclr-17523	371	7	scheme	scheme	NOUN
iiclr-17523	371	8	is	be	AUX
iiclr-17523	371	9	the	the	DET
iiclr-17523	371	10	pyramid	pyramid	NOUN
iiclr-17523	371	11	,	,	PUNCT
iiclr-17523	371	12	or	or	CCONJ
iiclr-17523	371	13	airplane	airplane	NOUN
iiclr-17523	371	14	,	,	PUNCT
iiclr-17523	371	15	'	'	PUNCT
iiclr-17523	371	16	49	49	NUM
iiclr-17523	371	17	scheme	scheme	NOUN
iiclr-17523	371	18	in	in	ADP
iiclr-17523	371	19	which	which	PRON
iiclr-17523	371	20	investors	investor	NOUN
iiclr-17523	371	21	receive	receive	VERB
iiclr-17523	371	22	compensation	compensation	NOUN
iiclr-17523	371	23	for	for	ADP
iiclr-17523	371	24	bringing	bring	VERB
iiclr-17523	371	25	in	in	ADP
iiclr-17523	371	26	new	new	ADJ
iiclr-17523	371	27	investors	investor	NOUN
iiclr-17523	371	28	.	.	PUNCT
iiclr-17523	372	1	50	50	NUM
iiclr-17523	372	2	like	like	ADP
iiclr-17523	372	3	the	the	DET
iiclr-17523	372	4	ponzi	ponzi	NOUN
iiclr-17523	372	5	scheme	scheme	NOUN
iiclr-17523	372	6	,	,	PUNCT
iiclr-17523	372	7	pyramid	pyramid	NOUN
iiclr-17523	372	8	schemes	scheme	NOUN
iiclr-17523	372	9	are	be	AUX
iiclr-17523	372	10	illegal	illegal	ADJ
iiclr-17523	372	11	in	in	ADP
iiclr-17523	372	12	most	most	ADJ
iiclr-17523	372	13	states	state	NOUN
iiclr-17523	372	14	.	.	PUNCT
iiclr-17523	372	15	'	'	PUNCT
iiclr-17523	373	1	51	51	NUM
iiclr-17523	373	2	another	another	DET
iiclr-17523	373	3	version	version	NOUN
iiclr-17523	373	4	is	be	AUX
iiclr-17523	373	5	the	the	DET
iiclr-17523	373	6	birthday	birthday	NOUN
iiclr-17523	373	7	club	club	NOUN
iiclr-17523	373	8	52	52	NUM
iiclr-17523	373	9	in	in	ADP
iiclr-17523	373	10	which	which	PRON
iiclr-17523	373	11	new	new	ADJ
iiclr-17523	373	12	recruits	recruit	NOUN
iiclr-17523	373	13	make	make	VERB
iiclr-17523	373	14	gifts	gift	NOUN
iiclr-17523	373	15	of	of	ADP
iiclr-17523	373	16	money	money	NOUN
iiclr-17523	373	17	to	to	ADP
iiclr-17523	373	18	current	current	ADJ
iiclr-17523	373	19	members	member	NOUN
iiclr-17523	373	20	under	under	ADP
iiclr-17523	373	21	the	the	DET
iiclr-17523	373	22	impression	impression	NOUN
iiclr-17523	373	23	that	that	SCONJ
iiclr-17523	373	24	future	future	ADJ
iiclr-17523	373	25	recruits	recruit	NOUN
iiclr-17523	373	26	will	will	AUX
iiclr-17523	373	27	in	in	ADP
iiclr-17523	373	28	turn	turn	NOUN
iiclr-17523	373	29	make	make	VERB
iiclr-17523	373	30	gifts	gift	NOUN
iiclr-17523	373	31	of	of	ADP
iiclr-17523	373	32	money	money	NOUN
iiclr-17523	373	33	to	to	ADP
iiclr-17523	373	34	them	they	PRON
iiclr-17523	373	35	.	.	PUNCT
iiclr-17523	374	1	53	53	NUM
iiclr-17523	374	2	interestingly	interestingly	ADV
iiclr-17523	374	3	,	,	PUNCT
iiclr-17523	374	4	many	many	ADJ
iiclr-17523	374	5	such	such	ADJ
iiclr-17523	374	6	clubs	club	NOUN
iiclr-17523	374	7	limit	limit	VERB
iiclr-17523	374	8	membership	membership	NOUN
iiclr-17523	374	9	to	to	ADP
iiclr-17523	374	10	women	woman	NOUN
iiclr-17523	374	11	.	.	PUNCT
iiclr-17523	375	1	54	54	NUM
iiclr-17523	375	2	generally	generally	ADV
iiclr-17523	375	3	,	,	PUNCT
iiclr-17523	375	4	ponzi	ponzi	ADJ
iiclr-17523	375	5	schemes	scheme	NOUN
iiclr-17523	375	6	do	do	AUX
iiclr-17523	375	7	not	not	PART
iiclr-17523	375	8	represent	represent	VERB
iiclr-17523	375	9	as	as	ADV
iiclr-17523	375	10	great	great	ADJ
iiclr-17523	375	11	a	a	DET
iiclr-17523	375	12	threat	threat	NOUN
iiclr-17523	375	13	to	to	ADP
iiclr-17523	375	14	microfinance	microfinance	NOUN
iiclr-17523	375	15	operations	operation	NOUN
iiclr-17523	375	16	,	,	PUNCT
iiclr-17523	375	17	as	as	SCONJ
iiclr-17523	375	18	they	they	PRON
iiclr-17523	375	19	generally	generally	ADV
iiclr-17523	375	20	involve	involve	VERB
iiclr-17523	375	21	smaller	small	ADJ
iiclr-17523	375	22	amounts	amount	NOUN
iiclr-17523	375	23	of	of	ADP
iiclr-17523	375	24	money	money	NOUN
iiclr-17523	375	25	because	because	SCONJ
iiclr-17523	375	26	,	,	PUNCT
iiclr-17523	375	27	if	if	SCONJ
iiclr-17523	375	28	the	the	DET
iiclr-17523	375	29	victims	victim	NOUN
iiclr-17523	375	30	were	be	AUX
iiclr-17523	375	31	required	require	VERB
iiclr-17523	375	32	to	to	PART
iiclr-17523	375	33	put	put	VERB
iiclr-17523	375	34	up	up	ADP
iiclr-17523	375	35	large	large	ADJ
iiclr-17523	375	36	sums	sum	NOUN
iiclr-17523	375	37	of	of	ADP
iiclr-17523	375	38	money	money	NOUN
iiclr-17523	375	39	to	to	PART
iiclr-17523	375	40	participate	participate	VERB
iiclr-17523	375	41	,	,	PUNCT
iiclr-17523	375	42	it	it	PRON
iiclr-17523	375	43	is	be	AUX
iiclr-17523	375	44	unlikely	unlikely	ADJ
iiclr-17523	375	45	that	that	SCONJ
iiclr-17523	375	46	they	they	PRON
iiclr-17523	375	47	would	would	AUX
iiclr-17523	375	48	need	need	VERB
iiclr-17523	375	49	the	the	DET
iiclr-17523	375	50	services	service	NOUN
iiclr-17523	375	51	of	of	ADP
iiclr-17523	375	52	a	a	DET
iiclr-17523	375	53	microlender1	microlender1	NOUN
iiclr-17523	375	54	55	55	NUM
iiclr-17523	375	55	there	there	PRON
iiclr-17523	375	56	is	be	VERB
iiclr-17523	375	57	room	room	NOUN
iiclr-17523	375	58	for	for	ADP
iiclr-17523	375	59	a	a	DET
iiclr-17523	375	60	certain	certain	ADJ
iiclr-17523	375	61	amount	amount	NOUN
iiclr-17523	375	62	of	of	ADP
iiclr-17523	375	63	confusion	confusion	NOUN
iiclr-17523	375	64	of	of	ADP
iiclr-17523	375	65	ponzi	ponzi	PRON
iiclr-17523	375	66	schemes	scheme	NOUN
iiclr-17523	375	67	with	with	ADP
iiclr-17523	375	68	their	their	PRON
iiclr-17523	375	69	legitimate	legitimate	ADJ
iiclr-17523	375	70	cousin	cousin	NOUN
iiclr-17523	375	71	,	,	PUNCT
iiclr-17523	375	72	the	the	DET
iiclr-17523	375	73	rotating	rotate	VERB
iiclr-17523	375	74	savings	saving	NOUN
iiclr-17523	375	75	and	and	CCONJ
iiclr-17523	375	76	credit	credit	NOUN
iiclr-17523	375	77	association	association	NOUN
iiclr-17523	375	78	(	(	PUNCT
iiclr-17523	375	79	rosca	rosca	PROPN
iiclr-17523	375	80	)	)	PUNCT
iiclr-17523	375	81	.	.	PUNCT
iiclr-17523	376	1	essentially	essentially	ADV
iiclr-17523	376	2	,	,	PUNCT
iiclr-17523	376	3	a	a	DET
iiclr-17523	376	4	rosca	rosca	NOUN
iiclr-17523	376	5	is	be	AUX
iiclr-17523	376	6	a	a	DET
iiclr-17523	376	7	group	group	NOUN
iiclr-17523	376	8	of	of	ADP
iiclr-17523	376	9	individuals	individual	NOUN
iiclr-17523	376	10	who	who	PRON
iiclr-17523	376	11	come	come	VERB
iiclr-17523	376	12	together	together	ADV
iiclr-17523	376	13	to	to	PART
iiclr-17523	376	14	make	make	VERB
iiclr-17523	376	15	regular	regular	ADJ
iiclr-17523	376	16	contributions	contribution	NOUN
iiclr-17523	376	17	to	to	ADP
iiclr-17523	376	18	a	a	DET
iiclr-17523	376	19	joint	joint	ADJ
iiclr-17523	376	20	fund.156	fund.156	NOUN
iiclr-17523	376	21	the	the	DET
iiclr-17523	376	22	joint	joint	ADJ
iiclr-17523	376	23	fund	fund	NOUN
iiclr-17523	376	24	is	be	AUX
iiclr-17523	376	25	then	then	ADV
iiclr-17523	376	26	distributed	distribute	VERB
iiclr-17523	376	27	to	to	ADP
iiclr-17523	376	28	one	one	NUM
iiclr-17523	376	29	member	member	NOUN
iiclr-17523	376	30	of	of	ADP
iiclr-17523	376	31	the	the	DET
iiclr-17523	376	32	group	group	NOUN
iiclr-17523	376	33	who	who	PRON
iiclr-17523	376	34	then	then	ADV
iiclr-17523	376	35	repays	repay	VERB
iiclr-17523	376	36	the	the	DET
iiclr-17523	376	37	loan	loan	NOUN
iiclr-17523	376	38	in	in	ADP
iiclr-17523	376	39	further	further	ADJ
iiclr-17523	376	40	monthly	monthly	ADJ
iiclr-17523	376	41	145	145	NUM
iiclr-17523	376	42	.	.	PUNCT
iiclr-17523	377	1	eaton	eaton	PROPN
iiclr-17523	377	2	,	,	PUNCT
iiclr-17523	377	3	supra	supra	PROPN
iiclr-17523	377	4	note	note	PROPN
iiclr-17523	377	5	139	139	NUM
iiclr-17523	377	6	,	,	PUNCT
iiclr-17523	377	7	at	at	ADP
iiclr-17523	377	8	bl	bl	PROPN
iiclr-17523	377	9	.	.	PROPN
iiclr-17523	377	10	146	146	NUM
iiclr-17523	377	11	.	.	PUNCT
iiclr-17523	378	1	"	"	PUNCT
iiclr-17523	378	2	this	this	DET
iiclr-17523	378	3	scheme	scheme	NOUN
iiclr-17523	378	4	takes	take	VERB
iiclr-17523	378	5	its	its	PRON
iiclr-17523	378	6	name	name	NOUN
iiclr-17523	378	7	from	from	ADP
iiclr-17523	378	8	charles	charles	PROPN
iiclr-17523	378	9	ponzi	ponzi	PROPN
iiclr-17523	378	10	,	,	PUNCT
iiclr-17523	378	11	who	who	PRON
iiclr-17523	378	12	in	in	ADP
iiclr-17523	378	13	the	the	DET
iiclr-17523	378	14	late	late	ADJ
iiclr-17523	378	15	1920s	1920	NOUN
iiclr-17523	378	16	was	be	AUX
iiclr-17523	378	17	convicted	convict	VERB
iiclr-17523	378	18	for	for	ADP
iiclr-17523	378	19	fraudulent	fraudulent	ADJ
iiclr-17523	378	20	schemes	scheme	NOUN
iiclr-17523	378	21	he	he	PRON
iiclr-17523	378	22	conducted	conduct	VERB
iiclr-17523	378	23	in	in	ADP
iiclr-17523	378	24	boston	boston	PROPN
iiclr-17523	378	25	.	.	PUNCT
iiclr-17523	378	26	"	"	PUNCT
iiclr-17523	379	1	black	black	PROPN
iiclr-17523	379	2	's	's	PART
iiclr-17523	379	3	law	law	NOUN
iiclr-17523	379	4	dictionary	dictionary	NOUN
iiclr-17523	379	5	1198	1198	NUM
iiclr-17523	379	6	(	(	PUNCT
iiclr-17523	379	7	8th	8th	ADJ
iiclr-17523	379	8	ed	ed	NOUN
iiclr-17523	379	9	.	.	PUNCT
iiclr-17523	379	10	2004	2004	NUM
iiclr-17523	379	11	)	)	PUNCT
iiclr-17523	379	12	.	.	PUNCT
iiclr-17523	380	1	147	147	NUM
iiclr-17523	380	2	.	.	PUNCT
iiclr-17523	381	1	i	i	PRON
iiclr-17523	381	2	d.	d.	PROPN
iiclr-17523	381	3	148	148	NUM
iiclr-17523	381	4	.	.	PUNCT
iiclr-17523	382	1	i	i	PRON
iiclr-17523	382	2	d.	d.	PROPN
iiclr-17523	382	3	149	149	NUM
iiclr-17523	382	4	.	.	PUNCT
iiclr-17523	383	1	an	an	DET
iiclr-17523	383	2	airplane	airplane	NOUN
iiclr-17523	383	3	scheme	scheme	NOUN
iiclr-17523	383	4	is	be	AUX
iiclr-17523	383	5	simply	simply	ADV
iiclr-17523	383	6	a	a	DET
iiclr-17523	383	7	pyramid	pyramid	NOUN
iiclr-17523	383	8	scheme	scheme	NOUN
iiclr-17523	383	9	with	with	ADP
iiclr-17523	383	10	titles	title	NOUN
iiclr-17523	383	11	assigned	assign	VERB
iiclr-17523	383	12	to	to	ADP
iiclr-17523	383	13	the	the	DET
iiclr-17523	383	14	investors	investor	NOUN
iiclr-17523	383	15	such	such	ADJ
iiclr-17523	383	16	as	as	ADP
iiclr-17523	383	17	pilot	pilot	NOUN
iiclr-17523	383	18	,	,	PUNCT
iiclr-17523	383	19	co	co	NOUN
iiclr-17523	383	20	-	-	NOUN
iiclr-17523	383	21	pilot	pilot	ADJ
iiclr-17523	383	22	,	,	PUNCT
iiclr-17523	383	23	navigator	navigator	NOUN
iiclr-17523	383	24	,	,	PUNCT
iiclr-17523	383	25	stewardess	stewardess	NOUN
iiclr-17523	383	26	,	,	PUNCT
iiclr-17523	383	27	passenger	passenger	NOUN
iiclr-17523	383	28	,	,	PUNCT
iiclr-17523	383	29	depending	depend	VERB
iiclr-17523	383	30	on	on	ADP
iiclr-17523	383	31	how	how	SCONJ
iiclr-17523	383	32	close	close	ADJ
iiclr-17523	383	33	the	the	DET
iiclr-17523	383	34	investor	investor	NOUN
iiclr-17523	383	35	is	be	AUX
iiclr-17523	383	36	to	to	PART
iiclr-17523	383	37	winning	win	VERB
iiclr-17523	383	38	a	a	DET
iiclr-17523	383	39	pay	pay	NOUN
iiclr-17523	383	40	-	-	PUNCT
iiclr-17523	383	41	out	out	NOUN
iiclr-17523	383	42	.	.	PUNCT
iiclr-17523	384	1	see	see	VERB
iiclr-17523	384	2	,	,	PUNCT
iiclr-17523	384	3	e.g.	e.g.	ADV
iiclr-17523	384	4	,	,	PUNCT
iiclr-17523	384	5	new	new	PROPN
iiclr-17523	384	6	york	york	PROPN
iiclr-17523	384	7	v	v	PROPN
iiclr-17523	384	8	,	,	PUNCT
iiclr-17523	384	9	riccelli	riccelli	PROPN
iiclr-17523	384	10	,	,	PUNCT
iiclr-17523	384	11	540	540	NUM
iiclr-17523	384	12	n.y.s.2d	n.y.s.2d	NUM
iiclr-17523	384	13	74	74	NUM
iiclr-17523	384	14	(	(	PUNCT
iiclr-17523	384	15	1989	1989	NUM
iiclr-17523	384	16	)	)	PUNCT
iiclr-17523	384	17	.	.	PUNCT
iiclr-17523	385	1	150	150	NUM
iiclr-17523	385	2	.	.	X
iiclr-17523	386	1	black	black	PROPN
iiclr-17523	386	2	's	's	PART
iiclr-17523	386	3	law	law	NOUN
iiclr-17523	386	4	dictionary	dictionary	NOUN
iiclr-17523	386	5	1272	1272	NUM
iiclr-17523	386	6	(	(	PUNCT
iiclr-17523	386	7	8th	8th	ADJ
iiclr-17523	386	8	ed	ed	NOUN
iiclr-17523	386	9	.	.	PUNCT
iiclr-17523	386	10	2004	2004	NUM
iiclr-17523	386	11	)	)	PUNCT
iiclr-17523	386	12	.	.	PUNCT
iiclr-17523	387	1	151	151	NUM
iiclr-17523	387	2	.	.	PUNCT
iiclr-17523	388	1	i	i	PRON
iiclr-17523	388	2	d.	d.	PROPN
iiclr-17523	388	3	see	see	VERB
iiclr-17523	388	4	,	,	PUNCT
iiclr-17523	388	5	e.g.	e.g.	ADV
iiclr-17523	388	6	,	,	PUNCT
iiclr-17523	388	7	ind	ind	NOUN
iiclr-17523	388	8	.	.	PUNCT
iiclr-17523	389	1	codeann	codeann	PROPN
iiclr-17523	389	2	.	.	PUNCT
iiclr-17523	390	1	§	§	PROPN
iiclr-17523	390	2	35	35	NUM
iiclr-17523	390	3	-	-	SYM
iiclr-17523	390	4	45	45	NUM
iiclr-17523	390	5	-	-	PUNCT
iiclr-17523	390	6	5	5	NUM
iiclr-17523	390	7	-	-	SYM
iiclr-17523	390	8	2	2	NUM
iiclr-17523	390	9	(	(	PUNCT
iiclr-17523	390	10	2004	2004	NUM
iiclr-17523	390	11	)	)	PUNCT
iiclr-17523	390	12	;	;	PUNCT
iiclr-17523	391	1	815	815	NUM
iiclr-17523	391	2	ill	ill	ADJ
iiclr-17523	391	3	.	.	PUNCT
iiclr-17523	391	4	comp	comp	PROPN
iiclr-17523	391	5	.	.	PUNCT
iiclr-17523	392	1	stat	stat	PROPN
iiclr-17523	392	2	.	.	PUNCT
iiclr-17523	393	1	ann	ann	PROPN
iiclr-17523	393	2	.	.	PUNCT
iiclr-17523	394	1	505/1	505/1	NUM
iiclr-17523	394	2	(	(	PUNCT
iiclr-17523	394	3	2004	2004	NUM
iiclr-17523	394	4	)	)	PUNCT
iiclr-17523	394	5	;	;	PUNCT
iiclr-17523	395	1	cal	cal	X
iiclr-17523	395	2	.	.	PUNCT
iiclr-17523	396	1	penal	penal	PROPN
iiclr-17523	396	2	code	code	NOUN
iiclr-17523	396	3	§	§	PROPN
iiclr-17523	396	4	327	327	NUM
iiclr-17523	396	5	(	(	PUNCT
iiclr-17523	396	6	2006	2006	NUM
iiclr-17523	396	7	)	)	PUNCT
iiclr-17523	396	8	(	(	PUNCT
iiclr-17523	396	9	all	all	DET
iiclr-17523	396	10	three	three	NUM
iiclr-17523	396	11	illustrating	illustrate	VERB
iiclr-17523	396	12	laws	law	NOUN
iiclr-17523	396	13	against	against	ADP
iiclr-17523	396	14	illegal	illegal	ADJ
iiclr-17523	396	15	gambling	gambling	NOUN
iiclr-17523	396	16	and	and	CCONJ
iiclr-17523	396	17	fraudulent	fraudulent	ADJ
iiclr-17523	396	18	investment	investment	NOUN
iiclr-17523	396	19	schemes	scheme	NOUN
iiclr-17523	396	20	,	,	PUNCT
iiclr-17523	396	21	none	none	NOUN
iiclr-17523	396	22	of	of	ADP
iiclr-17523	396	23	which	which	PRON
iiclr-17523	396	24	resemble	resemble	VERB
iiclr-17523	396	25	the	the	DET
iiclr-17523	396	26	basic	basic	ADJ
iiclr-17523	396	27	mode	mode	NOUN
iiclr-17523	396	28	of	of	ADP
iiclr-17523	396	29	grameen	grameen	PROPN
iiclr-17523	396	30	microcredit	microcredit	PROPN
iiclr-17523	396	31	)	)	PUNCT
iiclr-17523	396	32	.	.	PUNCT
iiclr-17523	397	1	152	152	NUM
iiclr-17523	397	2	.	.	PUNCT
iiclr-17523	397	3	jennifer	jennifer	PROPN
iiclr-17523	397	4	coleman	coleman	PROPN
iiclr-17523	397	5	,	,	PUNCT
iiclr-17523	397	6	sacramento	sacramento	PROPN
iiclr-17523	397	7	authorities	authority	NOUN
iiclr-17523	397	8	probe	probe	VERB
iiclr-17523	397	9	pyramid	pyramid	PROPN
iiclr-17523	397	10	scheme	scheme	PROPN
iiclr-17523	397	11	,	,	PUNCT
iiclr-17523	397	12	associated	associated	ADJ
iiclr-17523	397	13	press	press	NOUN
iiclr-17523	397	14	,	,	PUNCT
iiclr-17523	397	15	oct	oct	PROPN
iiclr-17523	397	16	.	.	PROPN
iiclr-17523	397	17	23	23	NUM
iiclr-17523	397	18	,	,	PUNCT
iiclr-17523	397	19	2002	2002	NUM
iiclr-17523	397	20	,	,	PUNCT
iiclr-17523	397	21	available	available	ADJ
iiclr-17523	397	22	at	at	ADP
iiclr-17523	397	23	berkeley	berkeley	PROPN
iiclr-17523	397	24	daily	daily	ADJ
iiclr-17523	397	25	planet	planet	NOUN
iiclr-17523	397	26	,	,	PUNCT
iiclr-17523	397	27	http://www.berkeleydailyplanet.com/article.cfm?archivedate=10-23-02&storyld=15584	http://www.berkeleydailyplanet.com/article.cfm?archivedate=10-23-02&storyld=15584	PROPN
iiclr-17523	397	28	.	.	PROPN
iiclr-17523	397	29	153	153	NUM
iiclr-17523	397	30	.	.	PUNCT
iiclr-17523	398	1	black	black	PROPN
iiclr-17523	398	2	's	's	PART
iiclr-17523	398	3	law	law	NOUN
iiclr-17523	398	4	dictionary	dictionary	NOUN
iiclr-17523	398	5	710	710	NUM
iiclr-17523	398	6	(	(	PUNCT
iiclr-17523	398	7	8th	8th	ADJ
iiclr-17523	398	8	ed	ed	NOUN
iiclr-17523	398	9	.	.	PUNCT
iiclr-17523	398	10	2004	2004	NUM
iiclr-17523	398	11	)	)	PUNCT
iiclr-17523	398	12	.	.	PUNCT
iiclr-17523	399	1	154	154	NUM
iiclr-17523	399	2	.	.	PUNCT
iiclr-17523	400	1	i	i	PRON
iiclr-17523	400	2	d.	d.	PROPN
iiclr-17523	400	3	155	155	NUM
iiclr-17523	400	4	.	.	PUNCT
iiclr-17523	401	1	this	this	PRON
iiclr-17523	401	2	,	,	PUNCT
iiclr-17523	401	3	however	however	ADV
iiclr-17523	401	4	,	,	PUNCT
iiclr-17523	401	5	might	might	AUX
iiclr-17523	401	6	not	not	PART
iiclr-17523	401	7	be	be	AUX
iiclr-17523	401	8	the	the	DET
iiclr-17523	401	9	case	case	NOUN
iiclr-17523	401	10	in	in	ADP
iiclr-17523	401	11	smaller	small	ADJ
iiclr-17523	401	12	-	-	PUNCT
iiclr-17523	401	13	stake	stake	NOUN
iiclr-17523	401	14	ponzi	ponzi	NOUN
iiclr-17523	401	15	or	or	CCONJ
iiclr-17523	401	16	pyramid	pyramid	NOUN
iiclr-17523	401	17	schemes	scheme	NOUN
iiclr-17523	401	18	.	.	PUNCT
iiclr-17523	402	1	see	see	VERB
iiclr-17523	402	2	i	i	PRON
iiclr-17523	402	3	d.	d.	PROPN
iiclr-17523	402	4	156	156	NUM
iiclr-17523	402	5	.	.	PUNCT
iiclr-17523	403	1	lending	lending	NOUN
iiclr-17523	403	2	models	model	NOUN
iiclr-17523	403	3	,	,	PUNCT
iiclr-17523	403	4	supra	supra	PROPN
iiclr-17523	403	5	note	note	NOUN
iiclr-17523	403	6	19	19	NUM
iiclr-17523	403	7	.	.	PUNCT
iiclr-17523	404	1	[	[	X
iiclr-17523	404	2	vol	vol	NOUN
iiclr-17523	404	3	.	.	PUNCT
iiclr-17523	405	1	16:2	16:2	NUM
iiclr-17523	405	2	equity	equity	PROPN
iiclr-17523	405	3	&	&	CCONJ
iiclr-17523	405	4	innovation	innovation	PROPN
iiclr-17523	405	5	contributions.157	contributions.157	PROPN
iiclr-17523	405	6	"	"	PUNCT
iiclr-17523	405	7	deciding	decide	VERB
iiclr-17523	405	8	who	who	PRON
iiclr-17523	405	9	receives	receive	VERB
iiclr-17523	405	10	the	the	DET
iiclr-17523	405	11	lump	lump	NOUN
iiclr-17523	405	12	sum	sum	NOUN
iiclr-17523	405	13	is	be	AUX
iiclr-17523	405	14	done	do	VERB
iiclr-17523	405	15	by	by	ADP
iiclr-17523	405	16	consensus	consensus	NOUN
iiclr-17523	405	17	,	,	PUNCT
iiclr-17523	405	18	by	by	ADP
iiclr-17523	405	19	lottery	lottery	NOUN
iiclr-17523	405	20	,	,	PUNCT
iiclr-17523	405	21	by	by	ADP
iiclr-17523	405	22	bidding	bidding	NOUN
iiclr-17523	405	23	or	or	CCONJ
iiclr-17523	405	24	other	other	ADJ
iiclr-17523	405	25	agreed	agree	VERB
iiclr-17523	405	26	methods	method	NOUN
iiclr-17523	405	27	.	.	PUNCT
iiclr-17523	406	1	"	"	PUNCT
iiclr-17523	406	2	''	''	PUNCT
iiclr-17523	406	3	58	58	NUM
iiclr-17523	406	4	such	such	ADJ
iiclr-17523	406	5	arrangements	arrangement	NOUN
iiclr-17523	406	6	are	be	AUX
iiclr-17523	406	7	common	common	ADJ
iiclr-17523	406	8	in	in	ADP
iiclr-17523	406	9	mexican	mexican	ADJ
iiclr-17523	406	10	immigrant	immigrant	ADJ
iiclr-17523	406	11	communities	community	NOUN
iiclr-17523	406	12	,	,	PUNCT
iiclr-17523	406	13	where	where	SCONJ
iiclr-17523	406	14	they	they	PRON
iiclr-17523	406	15	are	be	AUX
iiclr-17523	406	16	known	know	VERB
iiclr-17523	406	17	as	as	ADP
iiclr-17523	406	18	tandas159	tandas159	PROPN
iiclr-17523	406	19	tandas	tandas	PROPN
iiclr-17523	406	20	are	be	AUX
iiclr-17523	406	21	often	often	ADV
iiclr-17523	406	22	administered	administer	VERB
iiclr-17523	406	23	privately	privately	ADV
iiclr-17523	406	24	,	,	PUNCT
iiclr-17523	406	25	as	as	SCONJ
iiclr-17523	406	26	members	member	NOUN
iiclr-17523	406	27	may	may	AUX
iiclr-17523	406	28	be	be	AUX
iiclr-17523	406	29	undocumented.16	undocumented.16	NOUN
iiclr-17523	406	30	this	this	DET
iiclr-17523	406	31	reluctance	reluctance	NOUN
iiclr-17523	406	32	to	to	PART
iiclr-17523	406	33	turn	turn	VERB
iiclr-17523	406	34	to	to	ADP
iiclr-17523	406	35	the	the	DET
iiclr-17523	406	36	authorities	authority	NOUN
iiclr-17523	406	37	for	for	ADP
iiclr-17523	406	38	help	help	NOUN
iiclr-17523	406	39	increases	increase	VERB
iiclr-17523	406	40	the	the	DET
iiclr-17523	406	41	risk	risk	NOUN
iiclr-17523	406	42	that	that	SCONJ
iiclr-17523	406	43	members	member	NOUN
iiclr-17523	406	44	of	of	ADP
iiclr-17523	406	45	a	a	DET
iiclr-17523	406	46	tanda	tanda	PROPN
iiclr-17523	406	47	will	will	AUX
iiclr-17523	406	48	fall	fall	VERB
iiclr-17523	406	49	victim	victim	NOUN
iiclr-17523	406	50	to	to	ADP
iiclr-17523	406	51	fraud	fraud	VERB
iiclr-17523	406	52	,	,	PUNCT
iiclr-17523	406	53	but	but	CCONJ
iiclr-17523	406	54	such	such	ADJ
iiclr-17523	406	55	occurrences	occurrence	NOUN
iiclr-17523	406	56	are	be	AUX
iiclr-17523	406	57	apparently	apparently	ADV
iiclr-17523	406	58	rare	rare	ADJ
iiclr-17523	406	59	.	.	PUNCT
iiclr-17523	407	1	'16	'16	NUM
iiclr-17523	407	2	professor	professor	NOUN
iiclr-17523	407	3	carlos	carlos	PROPN
iiclr-17523	407	4	velez	velez	PROPN
iiclr-17523	407	5	-	-	PUNCT
iiclr-17523	407	6	ibanez	ibanez	PROPN
iiclr-17523	407	7	,	,	PUNCT
iiclr-17523	407	8	a	a	DET
iiclr-17523	407	9	professor	professor	NOUN
iiclr-17523	407	10	of	of	ADP
iiclr-17523	407	11	anthropology	anthropology	NOUN
iiclr-17523	407	12	at	at	ADP
iiclr-17523	407	13	the	the	DET
iiclr-17523	407	14	university	university	PROPN
iiclr-17523	407	15	of	of	ADP
iiclr-17523	407	16	california	california	PROPN
iiclr-17523	407	17	,	,	PUNCT
iiclr-17523	407	18	riverside	riverside	PROPN
iiclr-17523	407	19	,	,	PUNCT
iiclr-17523	407	20	who	who	PRON
iiclr-17523	407	21	studies	study	VERB
iiclr-17523	407	22	tandas	tandas	PROPN
iiclr-17523	407	23	,	,	PUNCT
iiclr-17523	407	24	describes	describe	VERB
iiclr-17523	407	25	a	a	DET
iiclr-17523	407	26	group	group	NOUN
iiclr-17523	407	27	cohesion	cohesion	NOUN
iiclr-17523	407	28	similar	similar	ADJ
iiclr-17523	407	29	to	to	ADP
iiclr-17523	407	30	the	the	DET
iiclr-17523	407	31	peer	peer	NOUN
iiclr-17523	407	32	pressure	pressure	NOUN
iiclr-17523	407	33	mechanism	mechanism	NOUN
iiclr-17523	407	34	that	that	PRON
iiclr-17523	407	35	drives	drive	VERB
iiclr-17523	407	36	repayment	repayment	NOUN
iiclr-17523	407	37	under	under	ADP
iiclr-17523	407	38	grameen	grameen	PROPN
iiclr-17523	407	39	microlending	microlending	NOUN
iiclr-17523	407	40	:	:	PUNCT
iiclr-17523	407	41	if	if	SCONJ
iiclr-17523	407	42	you	you	PRON
iiclr-17523	407	43	bug	bug	VERB
iiclr-17523	407	44	out	out	ADP
iiclr-17523	407	45	on	on	ADP
iiclr-17523	407	46	somebody	somebody	PRON
iiclr-17523	407	47	,	,	PUNCT
iiclr-17523	407	48	all	all	PRON
iiclr-17523	407	49	of	of	ADP
iiclr-17523	407	50	the	the	DET
iiclr-17523	407	51	other	other	ADJ
iiclr-17523	407	52	relationships	relationship	NOUN
iiclr-17523	407	53	also	also	ADV
iiclr-17523	407	54	vibrate	vibrate	VERB
iiclr-17523	407	55	.	.	PUNCT
iiclr-17523	408	1	that	that	PRON
iiclr-17523	408	2	is	is	ADV
iiclr-17523	408	3	,	,	PUNCT
iiclr-17523	408	4	your	your	PRON
iiclr-17523	408	5	cousin	cousin	NOUN
iiclr-17523	408	6	's	's	PART
iiclr-17523	408	7	going	go	VERB
iiclr-17523	408	8	to	to	PART
iiclr-17523	408	9	know	know	VERB
iiclr-17523	408	10	about	about	ADP
iiclr-17523	408	11	it	it	PRON
iiclr-17523	408	12	,	,	PUNCT
iiclr-17523	408	13	your	your	PRON
iiclr-17523	408	14	aunt	aunt	NOUN
iiclr-17523	408	15	's	be	AUX
iiclr-17523	408	16	going	go	VERB
iiclr-17523	408	17	to	to	PART
iiclr-17523	408	18	know	know	VERB
iiclr-17523	408	19	about	about	ADP
iiclr-17523	408	20	it	it	PRON
iiclr-17523	408	21	,	,	PUNCT
iiclr-17523	408	22	the	the	DET
iiclr-17523	408	23	people	people	NOUN
iiclr-17523	408	24	that	that	PRON
iiclr-17523	408	25	you	you	PRON
iiclr-17523	408	26	go	go	VERB
iiclr-17523	408	27	to	to	ADP
iiclr-17523	408	28	school	school	NOUN
iiclr-17523	408	29	with	with	ADP
iiclr-17523	408	30	are	be	AUX
iiclr-17523	408	31	going	go	VERB
iiclr-17523	408	32	to	to	PART
iiclr-17523	408	33	know	know	VERB
iiclr-17523	408	34	about	about	ADP
iiclr-17523	408	35	it	it	PRON
iiclr-17523	408	36	and	and	CCONJ
iiclr-17523	408	37	your	your	PRON
iiclr-17523	408	38	reputation	reputation	NOUN
iiclr-17523	408	39	then	then	ADV
iiclr-17523	408	40	goes	go	VERB
iiclr-17523	408	41	down	down	ADP
iiclr-17523	408	42	the	the	DET
iiclr-17523	408	43	tubes	tube	NOUN
iiclr-17523	408	44	and	and	CCONJ
iiclr-17523	408	45	you	you	PRON
iiclr-17523	408	46	wo	will	AUX
iiclr-17523	408	47	n't	not	PART
iiclr-17523	408	48	be	be	AUX
iiclr-17523	408	49	invited	invite	VERB
iiclr-17523	408	50	to	to	ADP
iiclr-17523	408	51	the	the	DET
iiclr-17523	408	52	wedding	wedding	NOUN
iiclr-17523	408	53	,	,	PUNCT
iiclr-17523	408	54	to	to	ADP
iiclr-17523	408	55	the	the	DET
iiclr-17523	408	56	baptism	baptism	NOUN
iiclr-17523	408	57	or	or	CCONJ
iiclr-17523	408	58	to	to	ADP
iiclr-17523	408	59	aunty	aunty	ADJ
iiclr-17523	408	60	maria	maria	NOUN
iiclr-17523	408	61	's	's	PART
iiclr-17523	408	62	50th	50th	ADJ
iiclr-17523	408	63	golden	golden	ADJ
iiclr-17523	408	64	anniversary	anniversary	NOUN
iiclr-17523	408	65	.	.	PUNCT
iiclr-17523	409	1	162	162	NUM
iiclr-17523	409	2	other	other	ADJ
iiclr-17523	409	3	groups	group	NOUN
iiclr-17523	409	4	use	use	VERB
iiclr-17523	409	5	roscas	roscas	NOUN
iiclr-17523	409	6	similar	similar	ADJ
iiclr-17523	409	7	to	to	ADP
iiclr-17523	409	8	the	the	DET
iiclr-17523	409	9	tanda	tanda	PROPN
iiclr-17523	409	10	to	to	PART
iiclr-17523	409	11	start	start	VERB
iiclr-17523	409	12	and	and	CCONJ
iiclr-17523	409	13	maintain	maintain	VERB
iiclr-17523	409	14	small	small	ADJ
iiclr-17523	409	15	businesses	business	NOUN
iiclr-17523	409	16	;	;	PUNCT
iiclr-17523	409	17	caribbean	caribbean	ADJ
iiclr-17523	409	18	cultures	culture	NOUN
iiclr-17523	409	19	call	call	VERB
iiclr-17523	409	20	the	the	DET
iiclr-17523	409	21	arrangement	arrangement	NOUN
iiclr-17523	409	22	en	en	PROPN
iiclr-17523	409	23	susu	susu	PROPN
iiclr-17523	409	24	and	and	CCONJ
iiclr-17523	409	25	the	the	DET
iiclr-17523	409	26	vietnamese	vietnamese	PROPN
iiclr-17523	409	27	hui	hui	PROPN
iiclr-17523	409	28	.	.	PROPN
iiclr-17523	410	1	63	63	NUM
iiclr-17523	410	2	korean	korean	ADJ
iiclr-17523	410	3	and	and	CCONJ
iiclr-17523	410	4	ethiopian	ethiopian	ADJ
iiclr-17523	410	5	immigrants	immigrant	NOUN
iiclr-17523	410	6	also	also	ADV
iiclr-17523	410	7	have	have	VERB
iiclr-17523	410	8	similar	similar	ADJ
iiclr-17523	410	9	financial	financial	ADJ
iiclr-17523	410	10	programs	program	NOUN
iiclr-17523	410	11	.	.	PUNCT
iiclr-17523	410	12	'	'	PUNCT
iiclr-17523	411	1	64	64	NUM
iiclr-17523	411	2	while	while	SCONJ
iiclr-17523	411	3	these	these	DET
iiclr-17523	411	4	immigrant	immigrant	ADJ
iiclr-17523	411	5	roscas	roscas	NOUN
iiclr-17523	411	6	resemble	resemble	VERB
iiclr-17523	411	7	grameen	grameen	PROPN
iiclr-17523	411	8	microlending	microlending	NOUN
iiclr-17523	411	9	in	in	ADP
iiclr-17523	411	10	form	form	NOUN
iiclr-17523	411	11	and	and	CCONJ
iiclr-17523	411	12	function	function	NOUN
iiclr-17523	411	13	,	,	PUNCT
iiclr-17523	411	14	it	it	PRON
iiclr-17523	411	15	should	should	AUX
iiclr-17523	411	16	be	be	AUX
iiclr-17523	411	17	kept	keep	VERB
iiclr-17523	411	18	in	in	ADP
iiclr-17523	411	19	mind	mind	NOUN
iiclr-17523	411	20	that	that	SCONJ
iiclr-17523	411	21	these	these	DET
iiclr-17523	411	22	groups	group	NOUN
iiclr-17523	411	23	are	be	AUX
iiclr-17523	411	24	typically	typically	ADV
iiclr-17523	411	25	no	no	ADV
iiclr-17523	411	26	larger	large	ADJ
iiclr-17523	411	27	than	than	ADP
iiclr-17523	411	28	ten	ten	NUM
iiclr-17523	411	29	to	to	PART
iiclr-17523	411	30	fifteen	fifteen	NUM
iiclr-17523	411	31	persons,165	persons,165	NOUN
iiclr-17523	411	32	and	and	CCONJ
iiclr-17523	411	33	each	each	DET
iiclr-17523	411	34	group	group	NOUN
iiclr-17523	411	35	has	have	VERB
iiclr-17523	411	36	no	no	DET
iiclr-17523	411	37	support	support	NOUN
iiclr-17523	411	38	beyond	beyond	ADP
iiclr-17523	411	39	its	its	PRON
iiclr-17523	411	40	membership	membership	NOUN
iiclr-17523	411	41	.	.	PUNCT
iiclr-17523	412	1	166	166	NUM
iiclr-17523	412	2	proponents	proponent	NOUN
iiclr-17523	412	3	of	of	ADP
iiclr-17523	412	4	microcredit	microcredit	NOUN
iiclr-17523	412	5	urge	urge	NOUN
iiclr-17523	412	6	that	that	SCONJ
iiclr-17523	412	7	it	it	PRON
iiclr-17523	412	8	is	be	AUX
iiclr-17523	412	9	equally	equally	ADV
iiclr-17523	412	10	applicable	applicable	ADJ
iiclr-17523	412	11	in	in	ADP
iiclr-17523	412	12	the	the	DET
iiclr-17523	412	13	united	united	PROPN
iiclr-17523	412	14	states	states	PROPN
iiclr-17523	412	15	as	as	SCONJ
iiclr-17523	412	16	it	it	PRON
iiclr-17523	412	17	is	be	AUX
iiclr-17523	412	18	in	in	ADP
iiclr-17523	412	19	rural	rural	ADJ
iiclr-17523	412	20	south	south	PROPN
iiclr-17523	412	21	asia	asia	PROPN
iiclr-17523	412	22	.	.	PUNCT
iiclr-17523	412	23	'	'	PUNCT
iiclr-17523	413	1	67	67	NUM
iiclr-17523	413	2	others	other	NOUN
iiclr-17523	413	3	do	do	AUX
iiclr-17523	413	4	not	not	PART
iiclr-17523	413	5	believe	believe	VERB
iiclr-17523	413	6	the	the	DET
iiclr-17523	413	7	transition	transition	NOUN
iiclr-17523	413	8	will	will	AUX
iiclr-17523	413	9	be	be	AUX
iiclr-17523	413	10	so	so	ADV
iiclr-17523	413	11	smooth	smooth	ADJ
iiclr-17523	413	12	.	.	PUNCT
iiclr-17523	414	1	168	168	NUM
iiclr-17523	414	2	two	two	NUM
iiclr-17523	414	3	separate	separate	ADJ
iiclr-17523	414	4	studies	study	NOUN
iiclr-17523	414	5	have	have	AUX
iiclr-17523	414	6	shown	show	VERB
iiclr-17523	414	7	impressive	impressive	ADJ
iiclr-17523	414	8	gains	gain	NOUN
iiclr-17523	414	9	made	make	VERB
iiclr-17523	414	10	by	by	ADP
iiclr-17523	414	11	poor	poor	ADJ
iiclr-17523	414	12	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	414	13	vis	vis	X
iiclr-17523	414	14	-	-	PUNCT
iiclr-17523	414	15	a	a	PRON
iiclr-17523	414	16	-	-	PUNCT
iiclr-17523	414	17	vis	vis	X
iiclr-17523	414	18	control	control	NOUN
iiclr-17523	414	19	groups	group	NOUN
iiclr-17523	414	20	composed	compose	VERB
iiclr-17523	414	21	of	of	ADP
iiclr-17523	414	22	non	non	ADJ
iiclr-17523	414	23	-	-	ADJ
iiclr-17523	414	24	poor	poor	ADJ
iiclr-17523	414	25	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	414	26	and	and	CCONJ
iiclr-17523	414	27	poor	poor	ADJ
iiclr-17523	414	28	people	people	NOUN
iiclr-17523	414	29	who	who	PRON
iiclr-17523	414	30	did	do	AUX
iiclr-17523	414	31	not	not	PART
iiclr-17523	414	32	participate	participate	VERB
iiclr-17523	414	33	in	in	ADP
iiclr-17523	414	34	microcredit	microcredit	PROPN
iiclr-17523	414	35	157	157	NUM
iiclr-17523	414	36	.	.	PUNCT
iiclr-17523	415	1	i	i	PRON
iiclr-17523	415	2	d.	d.	PROPN
iiclr-17523	415	3	158	158	NUM
iiclr-17523	415	4	.	.	PUNCT
iiclr-17523	416	1	i	i	PRON
iiclr-17523	416	2	d.	d.	PROPN
iiclr-17523	416	3	159	159	NUM
iiclr-17523	416	4	.	.	PUNCT
iiclr-17523	417	1	tanda	tanda	PROPN
iiclr-17523	417	2	,	,	PUNCT
iiclr-17523	417	3	supra	supra	PROPN
iiclr-17523	417	4	note	note	NOUN
iiclr-17523	417	5	144	144	NUM
iiclr-17523	417	6	.	.	PUNCT
iiclr-17523	417	7	160	160	NUM
iiclr-17523	417	8	.	.	PUNCT
iiclr-17523	418	1	i	i	PRON
iiclr-17523	418	2	d.	d.	PROPN
iiclr-17523	418	3	161	161	NUM
iiclr-17523	418	4	.	.	PUNCT
iiclr-17523	419	1	i	i	PRON
iiclr-17523	419	2	d.	d.	PROPN
iiclr-17523	419	3	162	162	NUM
iiclr-17523	419	4	.	.	PUNCT
iiclr-17523	420	1	i	i	PRON
iiclr-17523	420	2	d.	d.	PROPN
iiclr-17523	420	3	163	163	NUM
iiclr-17523	420	4	.	.	PUNCT
iiclr-17523	421	1	i	i	PRON
iiclr-17523	421	2	d.	d.	PROPN
iiclr-17523	421	3	see	see	VERB
iiclr-17523	421	4	,	,	PUNCT
iiclr-17523	421	5	e.g.	e.g.	ADV
iiclr-17523	421	6	,	,	PUNCT
iiclr-17523	421	7	roscas	roscas	NOUN
iiclr-17523	421	8	:	:	PUNCT
iiclr-17523	421	9	what	what	PRON
iiclr-17523	421	10	s	s	VERB
iiclr-17523	421	11	in	in	ADP
iiclr-17523	421	12	a	a	DET
iiclr-17523	421	13	name	name	NOUN
iiclr-17523	421	14	?	?	PUNCT
iiclr-17523	421	15	,	,	PUNCT
iiclr-17523	421	16	available	available	ADJ
iiclr-17523	421	17	at	at	ADP
iiclr-17523	421	18	http://www.gdrc.orglicff/rosca/rosca-names.htrml	http://www.gdrc.orglicff/rosca/rosca-names.htrml	PUNCT
iiclr-17523	421	19	(	(	PUNCT
iiclr-17523	421	20	n.d	n.d	PROPN
iiclr-17523	421	21	.	.	PROPN
iiclr-17523	421	22	)	)	PUNCT
iiclr-17523	422	1	(	(	PUNCT
iiclr-17523	422	2	last	last	ADV
iiclr-17523	422	3	visited	visit	VERB
iiclr-17523	422	4	mar	mar	PROPN
iiclr-17523	422	5	.	.	PROPN
iiclr-17523	422	6	20	20	NUM
iiclr-17523	422	7	,	,	PUNCT
iiclr-17523	422	8	2006	2006	NUM
iiclr-17523	422	9	)	)	PUNCT
iiclr-17523	422	10	(	(	PUNCT
iiclr-17523	422	11	listing	list	VERB
iiclr-17523	422	12	common	common	ADJ
iiclr-17523	422	13	names	name	NOUN
iiclr-17523	422	14	for	for	ADP
iiclr-17523	422	15	rosca	rosca	PROPN
iiclr-17523	422	16	arrangements	arrangement	NOUN
iiclr-17523	422	17	by	by	ADP
iiclr-17523	422	18	continent	continent	NOUN
iiclr-17523	422	19	and	and	CCONJ
iiclr-17523	422	20	country	country	NOUN
iiclr-17523	422	21	)	)	PUNCT
iiclr-17523	422	22	.	.	PUNCT
iiclr-17523	423	1	164	164	NUM
iiclr-17523	423	2	.	.	PUNCT
iiclr-17523	424	1	eaton	eaton	PROPN
iiclr-17523	424	2	,	,	PUNCT
iiclr-17523	424	3	supra	supra	PROPN
iiclr-17523	424	4	note	note	PROPN
iiclr-17523	424	5	139	139	NUM
iiclr-17523	424	6	,	,	PUNCT
iiclr-17523	424	7	at	at	ADP
iiclr-17523	424	8	b1	b1	NOUN
iiclr-17523	424	9	.	.	PUNCT
iiclr-17523	425	1	165	165	NUM
iiclr-17523	425	2	.	.	PUNCT
iiclr-17523	426	1	tanda	tanda	PROPN
iiclr-17523	426	2	,	,	PUNCT
iiclr-17523	426	3	supra	supra	PROPN
iiclr-17523	426	4	note	note	NOUN
iiclr-17523	426	5	144	144	NUM
iiclr-17523	426	6	.	.	NOUN
iiclr-17523	426	7	166	166	NUM
iiclr-17523	426	8	.	.	PUNCT
iiclr-17523	427	1	see	see	VERB
iiclr-17523	427	2	i	i	PRON
iiclr-17523	427	3	d.	d.	PROPN
iiclr-17523	427	4	(	(	PUNCT
iiclr-17523	427	5	noting	note	VERB
iiclr-17523	427	6	the	the	DET
iiclr-17523	427	7	low	low	ADJ
iiclr-17523	427	8	profile	profile	NOUN
iiclr-17523	427	9	and	and	CCONJ
iiclr-17523	427	10	self	self	NOUN
iiclr-17523	427	11	-	-	PUNCT
iiclr-17523	427	12	sufficient	sufficient	ADJ
iiclr-17523	427	13	nature	nature	NOUN
iiclr-17523	427	14	of	of	ADP
iiclr-17523	427	15	tandas	tandas	PROPN
iiclr-17523	427	16	.	.	PUNCT
iiclr-17523	427	17	)	)	PUNCT
iiclr-17523	427	18	.	.	PUNCT
iiclr-17523	428	1	167	167	NUM
iiclr-17523	428	2	.	.	X
iiclr-17523	429	1	clinton	clinton	PROPN
iiclr-17523	429	2	,	,	PUNCT
iiclr-17523	429	3	supra	supra	PROPN
iiclr-17523	429	4	note	note	PROPN
iiclr-17523	429	5	112	112	NUM
iiclr-17523	429	6	.	.	PUNCT
iiclr-17523	430	1	168	168	NUM
iiclr-17523	430	2	.	.	PUNCT
iiclr-17523	431	1	cf	cf	NOUN
iiclr-17523	431	2	.	.	PUNCT
iiclr-17523	432	1	eaton	eaton	PROPN
iiclr-17523	432	2	,	,	PUNCT
iiclr-17523	432	3	supra	supra	PROPN
iiclr-17523	432	4	note	note	PROPN
iiclr-17523	432	5	139	139	NUM
iiclr-17523	432	6	,	,	PUNCT
iiclr-17523	432	7	at	at	ADP
iiclr-17523	432	8	b	b	NOUN
iiclr-17523	432	9	1	1	NUM
iiclr-17523	432	10	.	.	PUNCT
iiclr-17523	433	1	robin	robin	PROPN
iiclr-17523	433	2	a.e	a.e	PROPN
iiclr-17523	433	3	.	.	PROPN
iiclr-17523	433	4	ratcliffe	ratcliffe	PROPN
iiclr-17523	433	5	,	,	PUNCT
iiclr-17523	433	6	a	a	DET
iiclr-17523	433	7	vice	vice	NOUN
iiclr-17523	433	8	-	-	NOUN
iiclr-17523	433	9	president	president	NOUN
iiclr-17523	433	10	of	of	ADP
iiclr-17523	433	11	acci6n	acci6n	PROPN
iiclr-17523	433	12	international	international	PROPN
iiclr-17523	433	13	said	say	VERB
iiclr-17523	433	14	,	,	PUNCT
iiclr-17523	433	15	"	"	PUNCT
iiclr-17523	433	16	some	some	DET
iiclr-17523	433	17	people	people	NOUN
iiclr-17523	433	18	thought	think	VERB
iiclr-17523	433	19	that	that	SCONJ
iiclr-17523	433	20	you	you	PRON
iiclr-17523	433	21	could	could	AUX
iiclr-17523	433	22	take	take	VERB
iiclr-17523	433	23	[	[	PRON
iiclr-17523	433	24	the	the	DET
iiclr-17523	433	25	grameen	grameen	PROPN
iiclr-17523	433	26	]	]	PUNCT
iiclr-17523	433	27	model	model	NOUN
iiclr-17523	433	28	,	,	PUNCT
iiclr-17523	433	29	go	go	VERB
iiclr-17523	433	30	clunk	clunk	NOUN
iiclr-17523	433	31	and	and	CCONJ
iiclr-17523	433	32	make	make	VERB
iiclr-17523	433	33	it	it	PRON
iiclr-17523	433	34	work	work	VERB
iiclr-17523	433	35	here	here	ADV
iiclr-17523	433	36	...	...	PUNCT
iiclr-17523	433	37	but	but	CCONJ
iiclr-17523	433	38	that	that	PRON
iiclr-17523	433	39	is	be	AUX
iiclr-17523	433	40	not	not	PART
iiclr-17523	433	41	our	our	PRON
iiclr-17523	433	42	experience	experience	NOUN
iiclr-17523	433	43	.	.	PUNCT
iiclr-17523	433	44	"	"	PUNCT
iiclr-17523	434	1	i	i	PRON
iiclr-17523	434	2	d.	d.	PROPN
iiclr-17523	434	3	2006	2006	NUM
iiclr-17523	434	4	]	]	X
iiclr-17523	435	1	ind	ind	NOUN
iiclr-17523	435	2	.	.	PUNCT
iiclr-17523	436	1	int'l	int'l	PROPN
iiclr-17523	436	2	&	&	CCONJ
iiclr-17523	436	3	comp	comp	PROPN
iiclr-17523	436	4	.	.	PUNCT
iiclr-17523	437	1	l.	l.	PROPN
iiclr-17523	437	2	rev	rev	PROPN
iiclr-17523	437	3	.	.	PROPN
iiclr-17523	437	4	programs	program	NOUN
iiclr-17523	437	5	.	.	PUNCT
iiclr-17523	438	1	169	169	NUM
iiclr-17523	438	2	before	before	ADP
iiclr-17523	438	3	examining	examine	VERB
iiclr-17523	438	4	those	those	DET
iiclr-17523	438	5	studies	study	NOUN
iiclr-17523	438	6	,	,	PUNCT
iiclr-17523	438	7	this	this	DET
iiclr-17523	438	8	note	note	NOUN
iiclr-17523	438	9	will	will	AUX
iiclr-17523	438	10	address	address	VERB
iiclr-17523	438	11	the	the	DET
iiclr-17523	438	12	general	general	ADJ
iiclr-17523	438	13	development	development	NOUN
iiclr-17523	438	14	of	of	ADP
iiclr-17523	438	15	microfinance	microfinance	NOUN
iiclr-17523	438	16	in	in	ADP
iiclr-17523	438	17	the	the	DET
iiclr-17523	438	18	united	united	PROPN
iiclr-17523	438	19	states	states	PROPN
iiclr-17523	438	20	.	.	PUNCT
iiclr-17523	439	1	microfinance	microfinance	NOUN
iiclr-17523	439	2	is	be	AUX
iiclr-17523	439	3	often	often	ADV
iiclr-17523	439	4	defined	define	VERB
iiclr-17523	439	5	in	in	ADP
iiclr-17523	439	6	the	the	DET
iiclr-17523	439	7	united	united	PROPN
iiclr-17523	439	8	states	states	PROPN
iiclr-17523	439	9	as	as	ADP
iiclr-17523	439	10	"	"	PUNCT
iiclr-17523	439	11	a	a	DET
iiclr-17523	439	12	sole	sole	ADJ
iiclr-17523	439	13	proprietorship	proprietorship	NOUN
iiclr-17523	439	14	,	,	PUNCT
iiclr-17523	439	15	partnership	partnership	NOUN
iiclr-17523	439	16	or	or	CCONJ
iiclr-17523	439	17	family	family	NOUN
iiclr-17523	439	18	business	business	NOUN
iiclr-17523	439	19	that	that	PRON
iiclr-17523	439	20	has	have	VERB
iiclr-17523	439	21	fewer	few	ADJ
iiclr-17523	439	22	employees	employee	NOUN
iiclr-17523	439	23	,	,	PUNCT
iiclr-17523	440	1	[	[	X
iiclr-17523	440	2	without	without	ADP
iiclr-17523	440	3	]	]	PUNCT
iiclr-17523	440	4	access	access	NOUN
iiclr-17523	440	5	to	to	ADP
iiclr-17523	440	6	the	the	DET
iiclr-17523	440	7	commercial	commercial	ADJ
iiclr-17523	440	8	banking	banking	NOUN
iiclr-17523	440	9	sector	sector	NOUN
iiclr-17523	440	10	,	,	PUNCT
iiclr-17523	440	11	[	[	X
iiclr-17523	440	12	utilizing	utilize	VERB
iiclr-17523	440	13	]	]	PUNCT
iiclr-17523	440	14	a	a	DET
iiclr-17523	440	15	loan	loan	NOUN
iiclr-17523	440	16	of	of	ADP
iiclr-17523	440	17	less	less	ADJ
iiclr-17523	440	18	than	than	ADP
iiclr-17523	440	19	$	$	SYM
iiclr-17523	440	20	25,000	25,000	NUM
iiclr-17523	440	21	to	to	PART
iiclr-17523	440	22	start	start	VERB
iiclr-17523	440	23	or	or	CCONJ
iiclr-17523	440	24	expand	expand	VERB
iiclr-17523	440	25	a	a	DET
iiclr-17523	440	26	business	business	NOUN
iiclr-17523	440	27	that	that	PRON
iiclr-17523	440	28	usually	usually	ADV
iiclr-17523	440	29	grosses	gross	VERB
iiclr-17523	440	30	less	less	ADJ
iiclr-17523	440	31	than	than	ADP
iiclr-17523	440	32	$	$	SYM
iiclr-17523	440	33	250,000	250,000	NUM
iiclr-17523	440	34	per	per	ADP
iiclr-17523	440	35	year	year	NOUN
iiclr-17523	440	36	.	.	PUNCT
iiclr-17523	440	37	"	"	PUNCT
iiclr-17523	441	1	170	170	NUM
iiclr-17523	441	2	in	in	ADP
iiclr-17523	441	3	fact	fact	NOUN
iiclr-17523	441	4	,	,	PUNCT
iiclr-17523	441	5	"	"	PUNCT
iiclr-17523	441	6	microenterprise	microenterprise	NOUN
iiclr-17523	441	7	development	development	NOUN
iiclr-17523	441	8	"	"	PUNCT
iiclr-17523	441	9	covers	cover	VERB
iiclr-17523	441	10	a	a	DET
iiclr-17523	441	11	vast	vast	ADJ
iiclr-17523	441	12	spectrum	spectrum	NOUN
iiclr-17523	441	13	of	of	ADP
iiclr-17523	441	14	programs	program	NOUN
iiclr-17523	441	15	that	that	PRON
iiclr-17523	441	16	reflect	reflect	VERB
iiclr-17523	441	17	the	the	DET
iiclr-17523	441	18	purposes	purpose	NOUN
iiclr-17523	441	19	and	and	CCONJ
iiclr-17523	441	20	values	value	NOUN
iiclr-17523	441	21	of	of	ADP
iiclr-17523	441	22	their	their	PRON
iiclr-17523	441	23	designers	designer	NOUN
iiclr-17523	441	24	and	and	CCONJ
iiclr-17523	441	25	clients.17	clients.17	PROPN
iiclr-17523	441	26	"	"	PUNCT
iiclr-17523	441	27	over	over	ADP
iiclr-17523	441	28	750	750	NUM
iiclr-17523	441	29	microenterprise	microenterprise	NOUN
iiclr-17523	441	30	programs	program	NOUN
iiclr-17523	441	31	and	and	CCONJ
iiclr-17523	441	32	supporting	support	VERB
iiclr-17523	441	33	programs	program	NOUN
iiclr-17523	441	34	now	now	ADV
iiclr-17523	441	35	exist	exist	VERB
iiclr-17523	441	36	in	in	ADP
iiclr-17523	441	37	all	all	DET
iiclr-17523	441	38	50	50	NUM
iiclr-17523	441	39	states	state	NOUN
iiclr-17523	441	40	,	,	PUNCT
iiclr-17523	441	41	the	the	DET
iiclr-17523	441	42	district	district	NOUN
iiclr-17523	441	43	of	of	ADP
iiclr-17523	441	44	columbia	columbia	PROPN
iiclr-17523	441	45	,	,	PUNCT
iiclr-17523	441	46	the	the	DET
iiclr-17523	441	47	mariana	mariana	PROPN
iiclr-17523	441	48	islands	islands	PROPN
iiclr-17523	441	49	and	and	CCONJ
iiclr-17523	441	50	puerto	puerto	PROPN
iiclr-17523	441	51	rico	rico	PROPN
iiclr-17523	441	52	.	.	PUNCT
iiclr-17523	442	1	in	in	ADP
iiclr-17523	442	2	2000	2000	NUM
iiclr-17523	442	3	,	,	PUNCT
iiclr-17523	442	4	the	the	DET
iiclr-17523	442	5	majority	majority	NOUN
iiclr-17523	442	6	of	of	ADP
iiclr-17523	442	7	these	these	DET
iiclr-17523	442	8	programs	program	NOUN
iiclr-17523	442	9	assisted	assist	VERB
iiclr-17523	442	10	99,945	99,945	NUM
iiclr-17523	442	11	individuals	individual	NOUN
iiclr-17523	442	12	,	,	PUNCT
iiclr-17523	442	13	of	of	ADP
iiclr-17523	442	14	which	which	PRON
iiclr-17523	442	15	9,800	9,800	NUM
iiclr-17523	442	16	were	be	AUX
iiclr-17523	442	17	borrowers	borrower	NOUN
iiclr-17523	442	18	.	.	PUNCT
iiclr-17523	443	1	"	"	PUNCT
iiclr-17523	443	2	'	'	PUNCT
iiclr-17523	443	3	172	172	NUM
iiclr-17523	443	4	there	there	PRON
iiclr-17523	443	5	are	be	VERB
iiclr-17523	443	6	an	an	DET
iiclr-17523	443	7	estimated	estimate	VERB
iiclr-17523	443	8	two	two	NUM
iiclr-17523	443	9	million	million	NUM
iiclr-17523	443	10	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	443	11	currently	currently	ADV
iiclr-17523	443	12	working	work	VERB
iiclr-17523	443	13	in	in	ADP
iiclr-17523	443	14	the	the	DET
iiclr-17523	443	15	united	united	PROPN
iiclr-17523	443	16	states	states	PROPN
iiclr-17523	443	17	.	.	PUNCT
iiclr-17523	444	1	173	173	NUM
iiclr-17523	444	2	self	self	NOUN
iiclr-17523	444	3	-	-	PUNCT
iiclr-17523	444	4	employment	employment	NOUN
iiclr-17523	444	5	has	have	AUX
iiclr-17523	444	6	grown	grow	VERB
iiclr-17523	444	7	in	in	ADP
iiclr-17523	444	8	prominence	prominence	NOUN
iiclr-17523	444	9	due	due	ADP
iiclr-17523	444	10	to	to	ADP
iiclr-17523	444	11	layoffs	layoff	NOUN
iiclr-17523	444	12	and	and	CCONJ
iiclr-17523	444	13	downsizing	downsize	VERB
iiclr-17523	444	14	in	in	ADP
iiclr-17523	444	15	the	the	DET
iiclr-17523	444	16	current	current	ADJ
iiclr-17523	444	17	u.s	u.s	PROPN
iiclr-17523	444	18	.	.	PROPN
iiclr-17523	444	19	economy	economy	NOUN
iiclr-17523	444	20	.	.	PUNCT
iiclr-17523	445	1	174	174	NUM
iiclr-17523	445	2	microfinance	microfinance	NOUN
iiclr-17523	445	3	in	in	ADP
iiclr-17523	445	4	the	the	DET
iiclr-17523	445	5	united	united	PROPN
iiclr-17523	445	6	states	states	PROPN
iiclr-17523	445	7	resonates	resonate	VERB
iiclr-17523	445	8	with	with	ADP
iiclr-17523	445	9	the	the	DET
iiclr-17523	445	10	american	american	PROPN
iiclr-17523	445	11	psyche,175	psyche,175	VERB
iiclr-17523	445	12	even	even	ADV
iiclr-17523	445	13	though	though	SCONJ
iiclr-17523	445	14	the	the	DET
iiclr-17523	445	15	benefits	benefit	NOUN
iiclr-17523	445	16	of	of	ADP
iiclr-17523	445	17	microfinance	microfinance	NOUN
iiclr-17523	445	18	manifest	manifest	VERB
iiclr-17523	445	19	themselves	themselves	PRON
iiclr-17523	445	20	in	in	ADP
iiclr-17523	445	21	largely	largely	ADV
iiclr-17523	445	22	unpredictable	unpredictable	ADJ
iiclr-17523	445	23	ways	way	NOUN
iiclr-17523	445	24	.	.	PUNCT
iiclr-17523	445	25	'	'	PUNCT
iiclr-17523	446	1	76	76	NUM
iiclr-17523	446	2	perhaps	perhaps	ADV
iiclr-17523	446	3	the	the	DET
iiclr-17523	446	4	most	most	ADV
iiclr-17523	446	5	important	important	ADJ
iiclr-17523	446	6	side	side	NOUN
iiclr-17523	446	7	-	-	PUNCT
iiclr-17523	446	8	effect	effect	NOUN
iiclr-17523	446	9	of	of	ADP
iiclr-17523	446	10	microfinance	microfinance	NOUN
iiclr-17523	446	11	,	,	PUNCT
iiclr-17523	446	12	especially	especially	ADV
iiclr-17523	446	13	where	where	SCONJ
iiclr-17523	446	14	it	it	PRON
iiclr-17523	446	15	allows	allow	VERB
iiclr-17523	446	16	a	a	DET
iiclr-17523	446	17	family	family	NOUN
iiclr-17523	446	18	to	to	PART
iiclr-17523	446	19	move	move	VERB
iiclr-17523	446	20	out	out	ADP
iiclr-17523	446	21	of	of	ADP
iiclr-17523	446	22	poverty	poverty	NOUN
iiclr-17523	446	23	,	,	PUNCT
iiclr-17523	446	24	is	be	AUX
iiclr-17523	446	25	the	the	DET
iiclr-17523	446	26	ability	ability	NOUN
iiclr-17523	446	27	to	to	PART
iiclr-17523	446	28	accumulate	accumulate	VERB
iiclr-17523	446	29	wealth	wealth	NOUN
iiclr-17523	446	30	.	.	PUNCT
iiclr-17523	447	1	this	this	PRON
iiclr-17523	447	2	,	,	PUNCT
iiclr-17523	447	3	in	in	ADP
iiclr-17523	447	4	turn	turn	NOUN
iiclr-17523	447	5	,	,	PUNCT
iiclr-17523	447	6	leads	lead	VERB
iiclr-17523	447	7	to	to	ADP
iiclr-17523	447	8	,	,	PUNCT
iiclr-17523	447	9	among	among	ADP
iiclr-17523	447	10	other	other	ADJ
iiclr-17523	447	11	things	thing	NOUN
iiclr-17523	447	12	,	,	PUNCT
iiclr-17523	447	13	improved	improve	VERB
iiclr-17523	447	14	household	household	NOUN
iiclr-17523	447	15	stability	stability	NOUN
iiclr-17523	447	16	,	,	PUNCT
iiclr-17523	447	17	an	an	DET
iiclr-17523	447	18	increase	increase	NOUN
iiclr-17523	447	19	in	in	ADP
iiclr-17523	447	20	social	social	ADJ
iiclr-17523	447	21	and	and	CCONJ
iiclr-17523	447	22	political	political	ADJ
iiclr-17523	447	23	participation	participation	NOUN
iiclr-17523	447	24	and	and	CCONJ
iiclr-17523	447	25	influence	influence	NOUN
iiclr-17523	447	26	,	,	PUNCT
iiclr-17523	447	27	and	and	CCONJ
iiclr-17523	447	28	an	an	DET
iiclr-17523	447	29	enhancement	enhancement	NOUN
iiclr-17523	447	30	of	of	ADP
iiclr-17523	447	31	child	child	NOUN
iiclr-17523	447	32	welfare	welfare	NOUN
iiclr-17523	447	33	.	.	PUNCT
iiclr-17523	448	1	177	177	NUM
iiclr-17523	448	2	furthermore	furthermore	ADV
iiclr-17523	448	3	,	,	PUNCT
iiclr-17523	448	4	microcredit	microcredit	NOUN
iiclr-17523	448	5	provides	provide	VERB
iiclr-17523	448	6	the	the	DET
iiclr-17523	448	7	means	mean	NOUN
iiclr-17523	448	8	for	for	SCONJ
iiclr-17523	448	9	some	some	PRON
iiclr-17523	448	10	to	to	PART
iiclr-17523	448	11	break	break	VERB
iiclr-17523	448	12	the	the	DET
iiclr-17523	448	13	cycle	cycle	NOUN
iiclr-17523	448	14	of	of	ADP
iiclr-17523	448	15	economic	economic	ADJ
iiclr-17523	448	16	dependency	dependency	NOUN
iiclr-17523	448	17	and	and	CCONJ
iiclr-17523	448	18	poverty	poverty	NOUN
iiclr-17523	448	19	by	by	ADP
iiclr-17523	448	20	providing	provide	VERB
iiclr-17523	448	21	both	both	PRON
iiclr-17523	448	22	economic	economic	ADJ
iiclr-17523	448	23	literacy	literacy	NOUN
iiclr-17523	448	24	and	and	CCONJ
iiclr-17523	448	25	self	self	NOUN
iiclr-17523	448	26	-	-	PUNCT
iiclr-17523	448	27	esteem	esteem	NOUN
iiclr-17523	448	28	.	.	PUNCT
iiclr-17523	449	1	178	178	NUM
iiclr-17523	449	2	this	this	PRON
iiclr-17523	449	3	in	in	ADP
iiclr-17523	449	4	turn	turn	NOUN
iiclr-17523	449	5	leads	lead	VERB
iiclr-17523	449	6	to	to	ADP
iiclr-17523	449	7	family	family	NOUN
iiclr-17523	449	8	and	and	CCONJ
iiclr-17523	449	9	community	community	NOUN
iiclr-17523	449	10	development	development	NOUN
iiclr-17523	449	11	.	.	PUNCT
iiclr-17523	450	1	79	79	NUM
iiclr-17523	451	1	despite	despite	SCONJ
iiclr-17523	451	2	these	these	DET
iiclr-17523	451	3	optimistic	optimistic	ADJ
iiclr-17523	451	4	possibilities	possibility	NOUN
iiclr-17523	451	5	,	,	PUNCT
iiclr-17523	451	6	some	some	DET
iiclr-17523	451	7	observers	observer	NOUN
iiclr-17523	451	8	have	have	AUX
iiclr-17523	451	9	noted	note	VERB
iiclr-17523	451	10	that	that	SCONJ
iiclr-17523	451	11	it	it	PRON
iiclr-17523	451	12	is	be	AUX
iiclr-17523	451	13	irresponsible	irresponsible	ADJ
iiclr-17523	451	14	to	to	PART
iiclr-17523	451	15	expose	expose	VERB
iiclr-17523	451	16	poor	poor	ADJ
iiclr-17523	451	17	people	people	NOUN
iiclr-17523	451	18	to	to	ADP
iiclr-17523	451	19	the	the	DET
iiclr-17523	451	20	vagaries	vagary	NOUN
iiclr-17523	451	21	of	of	ADP
iiclr-17523	451	22	market	market	NOUN
iiclr-17523	451	23	economics	economic	NOUN
iiclr-17523	451	24	,	,	PUNCT
iiclr-17523	451	25	18	18	NUM
iiclr-17523	451	26	°	°	NOUN
iiclr-17523	451	27	especially	especially	ADV
iiclr-17523	451	28	when	when	SCONJ
iiclr-17523	451	29	moving	move	VERB
iiclr-17523	451	30	from	from	ADP
iiclr-17523	451	31	government	government	NOUN
iiclr-17523	451	32	assistance	assistance	NOUN
iiclr-17523	451	33	to	to	ADP
iiclr-17523	451	34	self	self	NOUN
iiclr-17523	451	35	-	-	PUNCT
iiclr-17523	451	36	employment	employment	NOUN
iiclr-17523	451	37	may	may	AUX
iiclr-17523	451	38	169	169	NUM
iiclr-17523	451	39	.	.	PUNCT
iiclr-17523	452	1	see	see	VERB
iiclr-17523	452	2	generally	generally	ADV
iiclr-17523	452	3	clark	clark	PROPN
iiclr-17523	452	4	,	,	PUNCT
iiclr-17523	452	5	supra	supra	PROPN
iiclr-17523	452	6	note	note	NOUN
iiclr-17523	452	7	109	109	NUM
iiclr-17523	452	8	,	,	PUNCT
iiclr-17523	452	9	at	at	ADP
iiclr-17523	452	10	v	v	NOUN
iiclr-17523	452	11	;	;	PUNCT
iiclr-17523	452	12	edgcomb	edgcomb	NOUN
iiclr-17523	452	13	,	,	PUNCT
iiclr-17523	452	14	supra	supra	PROPN
iiclr-17523	452	15	note	note	PROPN
iiclr-17523	452	16	77	77	NUM
iiclr-17523	452	17	,	,	PUNCT
iiclr-17523	452	18	at	at	ADP
iiclr-17523	452	19	2	2	NUM
iiclr-17523	452	20	;	;	PUNCT
iiclr-17523	452	21	mclenighan	mclenighan	PROPN
iiclr-17523	452	22	,	,	PUNCT
iiclr-17523	452	23	supra	supra	PROPN
iiclr-17523	452	24	note	note	NOUN
iiclr-17523	452	25	42	42	NUM
iiclr-17523	452	26	,	,	PUNCT
iiclr-17523	452	27	at	at	ADP
iiclr-17523	452	28	2	2	NUM
iiclr-17523	452	29	-	-	SYM
iiclr-17523	452	30	4	4	NUM
iiclr-17523	452	31	.	.	NUM
iiclr-17523	452	32	170	170	NUM
iiclr-17523	452	33	.	.	PUNCT
iiclr-17523	453	1	susan	susan	PROPN
iiclr-17523	453	2	r.	r.	PROPN
iiclr-17523	453	3	jones	jones	PROPN
iiclr-17523	453	4	,	,	PUNCT
iiclr-17523	453	5	representing	represent	VERB
iiclr-17523	453	6	the	the	DET
iiclr-17523	453	7	poor	poor	ADJ
iiclr-17523	453	8	and	and	CCONJ
iiclr-17523	453	9	homeless	homeless	ADJ
iiclr-17523	453	10	:	:	PUNCT
iiclr-17523	453	11	innovations	innovation	NOUN
iiclr-17523	453	12	in	in	ADP
iiclr-17523	453	13	advocacy	advocacy	NOUN
iiclr-17523	453	14	tackling	tackle	VERB
iiclr-17523	453	15	homelessness	homelessness	NOUN
iiclr-17523	453	16	through	through	ADP
iiclr-17523	453	17	economic	economic	ADJ
iiclr-17523	453	18	self	self	NOUN
iiclr-17523	453	19	-	-	PUNCT
iiclr-17523	453	20	sufficiency	sufficiency	NOUN
iiclr-17523	453	21	,	,	PUNCT
iiclr-17523	453	22	19	19	NUM
iiclr-17523	453	23	st	st	PROPN
iiclr-17523	453	24	.	.	PROPN
iiclr-17523	453	25	louis	louis	PROPN
iiclr-17523	453	26	u.	u.	PROPN
iiclr-17523	453	27	pub	pub	PROPN
iiclr-17523	453	28	.	.	PUNCT
iiclr-17523	454	1	l.	l.	PROPN
iiclr-17523	454	2	rev	rev	PROPN
iiclr-17523	454	3	.	.	PROPN
iiclr-17523	454	4	385	385	NUM
iiclr-17523	454	5	,	,	PUNCT
iiclr-17523	454	6	389	389	NUM
iiclr-17523	454	7	(	(	PUNCT
iiclr-17523	454	8	2000	2000	NUM
iiclr-17523	454	9	)	)	PUNCT
iiclr-17523	454	10	.	.	PUNCT
iiclr-17523	455	1	171	171	NUM
iiclr-17523	455	2	.	.	PUNCT
iiclr-17523	456	1	jones	jones	PROPN
iiclr-17523	456	2	,	,	PUNCT
iiclr-17523	456	3	supra	supra	PROPN
iiclr-17523	456	4	note	note	PROPN
iiclr-17523	456	5	1	1	NUM
iiclr-17523	456	6	,	,	PUNCT
iiclr-17523	456	7	at	at	ADP
iiclr-17523	456	8	2	2	NUM
iiclr-17523	456	9	.	.	PUNCT
iiclr-17523	456	10	172	172	NUM
iiclr-17523	456	11	.	.	PUNCT
iiclr-17523	457	1	i	i	PRON
iiclr-17523	457	2	d.	d.	PROPN
iiclr-17523	457	3	173	173	NUM
iiclr-17523	457	4	.	.	PUNCT
iiclr-17523	458	1	clark	clark	PROPN
iiclr-17523	458	2	,	,	PUNCT
iiclr-17523	458	3	supra	supra	PROPN
iiclr-17523	458	4	note	note	PROPN
iiclr-17523	458	5	109	109	NUM
iiclr-17523	458	6	,	,	PUNCT
iiclr-17523	458	7	at	at	ADP
iiclr-17523	458	8	4	4	NUM
iiclr-17523	458	9	.	.	NOUN
iiclr-17523	458	10	174	174	NUM
iiclr-17523	458	11	.	.	PUNCT
iiclr-17523	459	1	susan	susan	PROPN
iiclr-17523	459	2	r.	r.	PROPN
iiclr-17523	459	3	jones	jones	PROPN
iiclr-17523	459	4	,	,	PUNCT
iiclr-17523	459	5	small	small	ADJ
iiclr-17523	459	6	business	business	NOUN
iiclr-17523	459	7	and	and	CCONJ
iiclr-17523	459	8	community	community	NOUN
iiclr-17523	459	9	economic	economic	ADJ
iiclr-17523	459	10	development	development	NOUN
iiclr-17523	459	11	:	:	PUNCT
iiclr-17523	459	12	transactional	transactional	ADJ
iiclr-17523	459	13	lawyering	lawyering	NOUN
iiclr-17523	459	14	for	for	ADP
iiclr-17523	459	15	social	social	ADJ
iiclr-17523	459	16	change	change	NOUN
iiclr-17523	459	17	and	and	CCONJ
iiclr-17523	459	18	economic	economic	ADJ
iiclr-17523	459	19	justice	justice	NOUN
iiclr-17523	459	20	,	,	PUNCT
iiclr-17523	459	21	4	4	NUM
iiclr-17523	459	22	clnical	clnical	ADJ
iiclr-17523	459	23	l.	l.	PROPN
iiclr-17523	459	24	rev	rev	PROPN
iiclr-17523	459	25	.	.	PROPN
iiclr-17523	459	26	195	195	NUM
iiclr-17523	459	27	,	,	PUNCT
iiclr-17523	459	28	201	201	NUM
iiclr-17523	459	29	(	(	PUNCT
iiclr-17523	459	30	1997	1997	NUM
iiclr-17523	459	31	)	)	PUNCT
iiclr-17523	459	32	.	.	PUNCT
iiclr-17523	460	1	175	175	NUM
iiclr-17523	460	2	.	.	PUNCT
iiclr-17523	460	3	clark	clark	PROPN
iiclr-17523	460	4	,	,	PUNCT
iiclr-17523	460	5	supra	supra	PROPN
iiclr-17523	460	6	note	note	PROPN
iiclr-17523	460	7	109	109	NUM
iiclr-17523	460	8	,	,	PUNCT
iiclr-17523	460	9	at	at	ADP
iiclr-17523	460	10	iv	iv	NUM
iiclr-17523	460	11	.	.	PUNCT
iiclr-17523	460	12	176	176	NUM
iiclr-17523	460	13	.	.	PUNCT
iiclr-17523	461	1	i	i	PRON
iiclr-17523	461	2	d.	d.	PROPN
iiclr-17523	461	3	at	at	ADP
iiclr-17523	461	4	68	68	NUM
iiclr-17523	461	5	.	.	PUNCT
iiclr-17523	461	6	177	177	NUM
iiclr-17523	461	7	.	.	PUNCT
iiclr-17523	462	1	i	i	PRON
iiclr-17523	462	2	d.	d.	PROPN
iiclr-17523	462	3	at	at	ADP
iiclr-17523	462	4	20	20	NUM
iiclr-17523	462	5	(	(	PUNCT
iiclr-17523	462	6	quoting	quote	VERB
iiclr-17523	462	7	michael	michael	PROPN
iiclr-17523	462	8	sherraden	sherraden	PROPN
iiclr-17523	462	9	,	,	PUNCT
iiclr-17523	462	10	assets	asset	NOUN
iiclr-17523	462	11	and	and	CCONJ
iiclr-17523	462	12	the	the	DET
iiclr-17523	462	13	poor	poor	ADJ
iiclr-17523	462	14	:	:	PUNCT
iiclr-17523	462	15	a	a	DET
iiclr-17523	462	16	new	new	ADJ
iiclr-17523	462	17	american	american	ADJ
iiclr-17523	462	18	welfare	welfare	NOUN
iiclr-17523	462	19	poucv	poucv	PROPN
iiclr-17523	462	20	294	294	NUM
iiclr-17523	462	21	-	-	SYM
iiclr-17523	462	22	95	95	NUM
iiclr-17523	462	23	(	(	PUNCT
iiclr-17523	462	24	1991	1991	NUM
iiclr-17523	462	25	)	)	PUNCT
iiclr-17523	462	26	)	)	PUNCT
iiclr-17523	462	27	.	.	PUNCT
iiclr-17523	463	1	178	178	NUM
iiclr-17523	463	2	.	.	PUNCT
iiclr-17523	463	3	jones	jones	PROPN
iiclr-17523	463	4	,	,	PUNCT
iiclr-17523	463	5	representing	represent	VERB
iiclr-17523	463	6	the	the	DET
iiclr-17523	463	7	poor	poor	ADJ
iiclr-17523	463	8	and	and	CCONJ
iiclr-17523	463	9	homeless	homeless	ADJ
iiclr-17523	463	10	,	,	PUNCT
iiclr-17523	463	11	supra	supra	PROPN
iiclr-17523	463	12	note	note	PROPN
iiclr-17523	463	13	170	170	NUM
iiclr-17523	463	14	,	,	PUNCT
iiclr-17523	463	15	at	at	ADP
iiclr-17523	463	16	394	394	NUM
iiclr-17523	463	17	.	.	NOUN
iiclr-17523	463	18	179	179	NUM
iiclr-17523	463	19	.	.	PUNCT
iiclr-17523	464	1	jones	jones	PROPN
iiclr-17523	464	2	,	,	PUNCT
iiclr-17523	464	3	supra	supra	PROPN
iiclr-17523	464	4	note	note	PROPN
iiclr-17523	464	5	1	1	NUM
iiclr-17523	464	6	,	,	PUNCT
iiclr-17523	464	7	at	at	ADP
iiclr-17523	464	8	ix	ix	PROPN
iiclr-17523	464	9	.	.	PUNCT
iiclr-17523	465	1	180	180	NUM
iiclr-17523	465	2	.	.	PUNCT
iiclr-17523	466	1	cf	cf	NOUN
iiclr-17523	466	2	.	.	PUNCT
iiclr-17523	467	1	murdoch	murdoch	PROPN
iiclr-17523	467	2	,	,	PUNCT
iiclr-17523	467	3	supra	supra	PROPN
iiclr-17523	467	4	note	note	NOUN
iiclr-17523	467	5	43	43	NUM
iiclr-17523	467	6	(	(	PUNCT
iiclr-17523	467	7	noting	note	VERB
iiclr-17523	467	8	the	the	DET
iiclr-17523	467	9	perceived	perceive	VERB
iiclr-17523	467	10	irresponsibility	irresponsibility	NOUN
iiclr-17523	467	11	of	of	ADP
iiclr-17523	467	12	exposing	expose	VERB
iiclr-17523	467	13	the	the	DET
iiclr-17523	467	14	world	world	NOUN
iiclr-17523	467	15	's	's	PART
iiclr-17523	467	16	poor	poor	ADJ
iiclr-17523	467	17	to	to	ADP
iiclr-17523	467	18	market	market	NOUN
iiclr-17523	467	19	forces	force	NOUN
iiclr-17523	467	20	rather	rather	ADV
iiclr-17523	467	21	than	than	ADP
iiclr-17523	467	22	the	the	DET
iiclr-17523	467	23	u.s	u.s	PROPN
iiclr-17523	467	24	.	.	PROPN
iiclr-17523	467	25	poor	poor	ADJ
iiclr-17523	467	26	)	)	PUNCT
iiclr-17523	467	27	.	.	PUNCT
iiclr-17523	468	1	[	[	X
iiclr-17523	468	2	vol	vol	NOUN
iiclr-17523	468	3	.	.	PUNCT
iiclr-17523	469	1	16:2	16:2	NUM
iiclr-17523	469	2	equity	equity	PROPN
iiclr-17523	469	3	&	&	CCONJ
iiclr-17523	469	4	innovation	innovation	PROPN
iiclr-17523	469	5	mean	mean	VERB
iiclr-17523	469	6	a	a	DET
iiclr-17523	469	7	loss	loss	NOUN
iiclr-17523	469	8	of	of	ADP
iiclr-17523	469	9	medical	medical	ADJ
iiclr-17523	469	10	coverage	coverage	NOUN
iiclr-17523	469	11	.	.	PUNCT
iiclr-17523	469	12	'	'	PUNCT
iiclr-17523	470	1	8	8	NUM
iiclr-17523	470	2	'	'	PART
iiclr-17523	470	3	proponents	proponent	NOUN
iiclr-17523	470	4	counter	counter	VERB
iiclr-17523	470	5	that	that	PRON
iiclr-17523	470	6	microenterprise	microenterprise	VERB
iiclr-17523	470	7	"	"	PUNCT
iiclr-17523	470	8	represent[s	represent[s	PROPN
iiclr-17523	470	9	]	]	PUNCT
iiclr-17523	470	10	a	a	DET
iiclr-17523	470	11	responsible	responsible	ADJ
iiclr-17523	470	12	hybrid	hybrid	NOUN
iiclr-17523	470	13	of	of	ADP
iiclr-17523	470	14	business	business	NOUN
iiclr-17523	470	15	and	and	CCONJ
iiclr-17523	470	16	social	social	ADJ
iiclr-17523	470	17	welfare	welfare	NOUN
iiclr-17523	470	18	institutions	institution	NOUN
iiclr-17523	470	19	.	.	PUNCT
iiclr-17523	470	20	"	"	PUNCT
iiclr-17523	471	1	182	182	NUM
iiclr-17523	471	2	described	describe	VERB
iiclr-17523	471	3	as	as	ADP
iiclr-17523	471	4	"	"	PUNCT
iiclr-17523	471	5	the	the	DET
iiclr-17523	471	6	new	new	ADJ
iiclr-17523	471	7	public	public	ADJ
iiclr-17523	471	8	interest	interest	NOUN
iiclr-17523	471	9	law	law	NOUN
iiclr-17523	471	10	,	,	PUNCT
iiclr-17523	471	11	"	"	PUNCT
iiclr-17523	471	12	'	'	NUM
iiclr-17523	471	13	83	83	NUM
iiclr-17523	471	14	microfinance	microfinance	NOUN
iiclr-17523	471	15	has	have	VERB
iiclr-17523	471	16	a	a	DET
iiclr-17523	471	17	revitalizing	revitalizing	NOUN
iiclr-17523	471	18	potential	potential	NOUN
iiclr-17523	471	19	that	that	PRON
iiclr-17523	471	20	goes	go	VERB
iiclr-17523	471	21	beyond	beyond	ADP
iiclr-17523	471	22	mere	mere	ADJ
iiclr-17523	471	23	banking	banking	NOUN
iiclr-17523	471	24	.	.	PUNCT
iiclr-17523	472	1	it	it	PRON
iiclr-17523	472	2	is	be	AUX
iiclr-17523	472	3	"	"	PUNCT
iiclr-17523	472	4	not	not	PART
iiclr-17523	472	5	simply	simply	ADV
iiclr-17523	472	6	an	an	DET
iiclr-17523	472	7	economic	economic	ADJ
iiclr-17523	472	8	issue	issue	NOUN
iiclr-17523	472	9	;	;	PUNCT
iiclr-17523	472	10	it	it	PRON
iiclr-17523	472	11	is	be	AUX
iiclr-17523	472	12	also	also	ADV
iiclr-17523	472	13	a	a	DET
iiclr-17523	472	14	moral	moral	ADJ
iiclr-17523	472	15	issue	issue	NOUN
iiclr-17523	472	16	.	.	PUNCT
iiclr-17523	473	1	"	"	PUNCT
iiclr-17523	473	2	'	'	PUNCT
iiclr-17523	473	3	84	84	NUM
iiclr-17523	473	4	microfinance	microfinance	NOUN
iiclr-17523	473	5	involves	involve	VERB
iiclr-17523	473	6	the	the	DET
iiclr-17523	473	7	dignity	dignity	NOUN
iiclr-17523	473	8	of	of	ADP
iiclr-17523	473	9	self	self	NOUN
iiclr-17523	473	10	-	-	PUNCT
iiclr-17523	473	11	employment	employment	NOUN
iiclr-17523	473	12	coupled	couple	VERB
iiclr-17523	473	13	with	with	ADP
iiclr-17523	473	14	community	community	NOUN
iiclr-17523	473	15	empowerment	empowerment	NOUN
iiclr-17523	473	16	.	.	PUNCT
iiclr-17523	473	17	85	85	NUM
iiclr-17523	473	18	while	while	SCONJ
iiclr-17523	473	19	the	the	DET
iiclr-17523	473	20	original	original	ADJ
iiclr-17523	473	21	programs	program	NOUN
iiclr-17523	473	22	were	be	AUX
iiclr-17523	473	23	marketed	market	VERB
iiclr-17523	473	24	to	to	ADP
iiclr-17523	473	25	women,186	women,186	PROPN
iiclr-17523	473	26	microfinance	microfinance	NOUN
iiclr-17523	473	27	has	have	AUX
iiclr-17523	473	28	expanded	expand	VERB
iiclr-17523	473	29	to	to	PART
iiclr-17523	473	30	serve	serve	VERB
iiclr-17523	473	31	women	woman	NOUN
iiclr-17523	473	32	and	and	CCONJ
iiclr-17523	473	33	men	man	NOUN
iiclr-17523	473	34	,	,	PUNCT
iiclr-17523	473	35	who	who	PRON
iiclr-17523	473	36	in	in	ADP
iiclr-17523	473	37	turn	turn	NOUN
iiclr-17523	473	38	work	work	VERB
iiclr-17523	473	39	together	together	ADV
iiclr-17523	473	40	to	to	PART
iiclr-17523	473	41	build	build	VERB
iiclr-17523	473	42	stronger	strong	ADJ
iiclr-17523	473	43	communities.187	communities.187	NOUN
iiclr-17523	473	44	furthermore	furthermore	ADV
iiclr-17523	473	45	,	,	PUNCT
iiclr-17523	473	46	the	the	DET
iiclr-17523	473	47	training	training	NOUN
iiclr-17523	473	48	and	and	CCONJ
iiclr-17523	473	49	technical	technical	ADJ
iiclr-17523	473	50	assistance	assistance	NOUN
iiclr-17523	473	51	that	that	PRON
iiclr-17523	473	52	microfinance	microfinance	NOUN
iiclr-17523	473	53	programs	program	NOUN
iiclr-17523	473	54	provide	provide	VERB
iiclr-17523	473	55	,	,	PUNCT
iiclr-17523	473	56	which	which	PRON
iiclr-17523	473	57	are	be	AUX
iiclr-17523	473	58	the	the	DET
iiclr-17523	473	59	most	most	ADV
iiclr-17523	473	60	expensive	expensive	ADJ
iiclr-17523	473	61	components	component	NOUN
iiclr-17523	473	62	of	of	ADP
iiclr-17523	473	63	the	the	DET
iiclr-17523	473	64	programs	program	NOUN
iiclr-17523	473	65	,	,	PUNCT
iiclr-17523	473	66	88	88	NUM
iiclr-17523	473	67	are	be	AUX
iiclr-17523	473	68	also	also	ADV
iiclr-17523	473	69	the	the	DET
iiclr-17523	473	70	most	most	ADV
iiclr-17523	473	71	important	important	ADJ
iiclr-17523	473	72	,	,	PUNCT
iiclr-17523	473	73	especially	especially	ADV
iiclr-17523	473	74	for	for	ADP
iiclr-17523	473	75	low	low	ADJ
iiclr-17523	473	76	-	-	PUNCT
iiclr-17523	473	77	income	income	NOUN
iiclr-17523	473	78	clients	client	NOUN
iiclr-17523	473	79	.	.	PUNCT
iiclr-17523	474	1	89	89	NUM
iiclr-17523	474	2	by	by	ADP
iiclr-17523	474	3	addressing	address	VERB
iiclr-17523	474	4	poverty	poverty	NOUN
iiclr-17523	474	5	through	through	ADP
iiclr-17523	474	6	attacking	attack	VERB
iiclr-17523	474	7	the	the	DET
iiclr-17523	474	8	credit	credit	NOUN
iiclr-17523	474	9	gap	gap	NOUN
iiclr-17523	474	10	,	,	PUNCT
iiclr-17523	474	11	these	these	DET
iiclr-17523	474	12	programs	program	NOUN
iiclr-17523	474	13	build	build	VERB
iiclr-17523	474	14	people	people	NOUN
iiclr-17523	474	15	as	as	ADV
iiclr-17523	474	16	well	well	ADV
iiclr-17523	474	17	as	as	ADP
iiclr-17523	474	18	businesses	business	NOUN
iiclr-17523	474	19	.	.	PUNCT
iiclr-17523	475	1	9	9	NUM
iiclr-17523	475	2	among	among	ADP
iiclr-17523	475	3	the	the	DET
iiclr-17523	475	4	disparate	disparate	ADJ
iiclr-17523	475	5	groups	group	NOUN
iiclr-17523	475	6	microfinance	microfinance	NOUN
iiclr-17523	475	7	programs	program	NOUN
iiclr-17523	475	8	have	have	AUX
iiclr-17523	475	9	assisted	assist	VERB
iiclr-17523	475	10	are	be	AUX
iiclr-17523	475	11	immigrants	immigrant	NOUN
iiclr-17523	475	12	and	and	CCONJ
iiclr-17523	475	13	refugees	refugee	NOUN
iiclr-17523	475	14	,	,	PUNCT
iiclr-17523	475	15	'	'	PUNCT
iiclr-17523	475	16	9	9	NUM
iiclr-17523	475	17	'	'	PART
iiclr-17523	475	18	domestic	domestic	ADJ
iiclr-17523	475	19	violence	violence	NOUN
iiclr-17523	475	20	survivors	survivor	NOUN
iiclr-17523	475	21	,	,	PUNCT
iiclr-17523	475	22	192	192	NUM
iiclr-17523	475	23	physically	physically	ADV
iiclr-17523	475	24	disabled	disabled	ADJ
iiclr-17523	475	25	persons	person	NOUN
iiclr-17523	475	26	,	,	PUNCT
iiclr-17523	475	27	193	193	NUM
iiclr-17523	475	28	ex	ex	NOUN
iiclr-17523	475	29	-	-	NOUN
iiclr-17523	475	30	offenders	offender	NOUN
iiclr-17523	475	31	reentering	reentere	VERB
iiclr-17523	475	32	society,194	society,194	PROPN
iiclr-17523	475	33	and	and	CCONJ
iiclr-17523	475	34	homeless	homeless	ADJ
iiclr-17523	475	35	persons	person	NOUN
iiclr-17523	475	36	.	.	PUNCT
iiclr-17523	476	1	95	95	NUM
iiclr-17523	476	2	one	one	NUM
iiclr-17523	476	3	of	of	ADP
iiclr-17523	476	4	the	the	DET
iiclr-17523	476	5	difficulties	difficulty	NOUN
iiclr-17523	476	6	facing	face	VERB
iiclr-17523	476	7	the	the	DET
iiclr-17523	476	8	domestic	domestic	ADJ
iiclr-17523	476	9	application	application	NOUN
iiclr-17523	476	10	of	of	ADP
iiclr-17523	476	11	microfinance	microfinance	NOUN
iiclr-17523	476	12	programs	program	NOUN
iiclr-17523	476	13	is	be	AUX
iiclr-17523	476	14	the	the	DET
iiclr-17523	476	15	higher	high	ADJ
iiclr-17523	476	16	level	level	NOUN
iiclr-17523	476	17	of	of	ADP
iiclr-17523	476	18	regulation	regulation	NOUN
iiclr-17523	476	19	and	and	CCONJ
iiclr-17523	476	20	red	red	ADJ
iiclr-17523	476	21	tape	tape	NOUN
iiclr-17523	476	22	in	in	ADP
iiclr-17523	476	23	the	the	DET
iiclr-17523	476	24	united	united	PROPN
iiclr-17523	476	25	states	states	PROPN
iiclr-17523	476	26	than	than	ADP
iiclr-17523	476	27	abroad	abroad	ADV
iiclr-17523	476	28	.	.	PUNCT
iiclr-17523	477	1	96	96	NUM
iiclr-17523	477	2	at	at	ADP
iiclr-17523	477	3	the	the	DET
iiclr-17523	477	4	federal	federal	ADJ
iiclr-17523	477	5	level	level	NOUN
iiclr-17523	477	6	,	,	PUNCT
iiclr-17523	477	7	microfinance	microfinance	NOUN
iiclr-17523	477	8	programs	program	NOUN
iiclr-17523	477	9	must	must	AUX
iiclr-17523	477	10	contend	contend	VERB
iiclr-17523	477	11	with	with	ADP
iiclr-17523	477	12	irs	irs	PROPN
iiclr-17523	477	13	regulations	regulation	NOUN
iiclr-17523	477	14	,	,	PUNCT
iiclr-17523	477	15	9	9	NUM
iiclr-17523	477	16	7	7	NUM
iiclr-17523	477	17	the	the	DET
iiclr-17523	477	18	community	community	NOUN
iiclr-17523	477	19	block	block	NOUN
iiclr-17523	477	20	grant	grant	NOUN
iiclr-17523	477	21	development	development	NOUN
iiclr-17523	477	22	program	program	NOUN
iiclr-17523	477	23	,	,	PUNCT
iiclr-17523	477	24	98	98	NUM
iiclr-17523	477	25	as	as	ADV
iiclr-17523	477	26	well	well	ADV
iiclr-17523	477	27	as	as	ADP
iiclr-17523	477	28	a	a	DET
iiclr-17523	477	29	litany	litany	NOUN
iiclr-17523	477	30	of	of	ADP
iiclr-17523	477	31	consumer	consumer	NOUN
iiclr-17523	477	32	laws	law	NOUN
iiclr-17523	477	33	.	.	PUNCT
iiclr-17523	478	1	199	199	NUM
iiclr-17523	478	2	the	the	DET
iiclr-17523	478	3	current	current	ADJ
iiclr-17523	478	4	administration	administration	NOUN
iiclr-17523	478	5	's	's	PART
iiclr-17523	478	6	"	"	PUNCT
iiclr-17523	478	7	faith	faith	NOUN
iiclr-17523	478	8	-	-	PUNCT
iiclr-17523	478	9	based	base	VERB
iiclr-17523	478	10	initiatives	initiative	NOUN
iiclr-17523	478	11	"	"	PUNCT
iiclr-17523	478	12	experiment	experiment	NOUN
iiclr-17523	478	13	provides	provide	VERB
iiclr-17523	478	14	a	a	DET
iiclr-17523	478	15	further	further	ADJ
iiclr-17523	478	16	level	level	NOUN
iiclr-17523	478	17	of	of	ADP
iiclr-17523	478	18	complexity	complexity	NOUN
iiclr-17523	478	19	.	.	PUNCT
iiclr-17523	479	1	2	2	NUM
iiclr-17523	479	2	°	°	NOUN
iiclr-17523	479	3	°	°	PRON
iiclr-17523	479	4	most	most	ADJ
iiclr-17523	479	5	181	181	NUM
iiclr-17523	479	6	.	.	PUNCT
iiclr-17523	480	1	see	see	VERB
iiclr-17523	480	2	,	,	PUNCT
iiclr-17523	480	3	e.g.	e.g.	ADV
iiclr-17523	480	4	,	,	PUNCT
iiclr-17523	480	5	clark	clark	PROPN
iiclr-17523	480	6	,	,	PUNCT
iiclr-17523	480	7	supra	supra	PROPN
iiclr-17523	480	8	note	note	PROPN
iiclr-17523	480	9	109	109	NUM
iiclr-17523	480	10	,	,	PUNCT
iiclr-17523	480	11	at	at	ADP
iiclr-17523	480	12	25	25	NUM
iiclr-17523	480	13	.	.	NOUN
iiclr-17523	480	14	182	182	NUM
iiclr-17523	480	15	.	.	PUNCT
iiclr-17523	481	1	taibi	taibi	PROPN
iiclr-17523	481	2	,	,	PUNCT
iiclr-17523	481	3	supra	supra	PROPN
iiclr-17523	481	4	note	note	NOUN
iiclr-17523	481	5	16	16	NUM
iiclr-17523	481	6	,	,	PUNCT
iiclr-17523	481	7	at	at	ADP
iiclr-17523	481	8	1527	1527	NUM
iiclr-17523	481	9	.	.	PUNCT
iiclr-17523	482	1	183	183	NUM
iiclr-17523	482	2	.	.	PUNCT
iiclr-17523	482	3	jones	jones	PROPN
iiclr-17523	482	4	,	,	PUNCT
iiclr-17523	482	5	small	small	ADJ
iiclr-17523	482	6	business	business	NOUN
iiclr-17523	482	7	,	,	PUNCT
iiclr-17523	482	8	supra	supra	PROPN
iiclr-17523	482	9	note	note	NOUN
iiclr-17523	482	10	174	174	NUM
iiclr-17523	482	11	,	,	PUNCT
iiclr-17523	482	12	at	at	ADP
iiclr-17523	482	13	200	200	NUM
iiclr-17523	482	14	.	.	PUNCT
iiclr-17523	483	1	184	184	NUM
iiclr-17523	483	2	.	.	PUNCT
iiclr-17523	484	1	jones	jones	PROPN
iiclr-17523	484	2	,	,	PUNCT
iiclr-17523	484	3	supra	supra	PROPN
iiclr-17523	484	4	note	note	PROPN
iiclr-17523	484	5	1	1	NUM
iiclr-17523	484	6	,	,	PUNCT
iiclr-17523	484	7	at	at	ADP
iiclr-17523	484	8	3	3	NUM
iiclr-17523	484	9	.	.	NOUN
iiclr-17523	484	10	185	185	NUM
iiclr-17523	484	11	.	.	PUNCT
iiclr-17523	485	1	i	i	PRON
iiclr-17523	485	2	d.	d.	PROPN
iiclr-17523	485	3	186	186	NUM
iiclr-17523	485	4	.	.	PUNCT
iiclr-17523	486	1	but	but	CCONJ
iiclr-17523	486	2	see	see	VERB
iiclr-17523	486	3	the	the	DET
iiclr-17523	486	4	wsep	wsep	NOUN
iiclr-17523	486	5	strategy	strategy	NOUN
iiclr-17523	486	6	,	,	PUNCT
iiclr-17523	486	7	at	at	ADP
iiclr-17523	486	8	http://www.wsep.netlabout.htm	http://www.wsep.netlabout.htm	PROPN
iiclr-17523	486	9	(	(	PUNCT
iiclr-17523	486	10	on	on	ADP
iiclr-17523	486	11	file	file	NOUN
iiclr-17523	486	12	with	with	ADP
iiclr-17523	486	13	author	author	NOUN
iiclr-17523	486	14	)	)	PUNCT
iiclr-17523	486	15	(	(	PUNCT
iiclr-17523	486	16	the	the	DET
iiclr-17523	486	17	women	woman	NOUN
iiclr-17523	486	18	's	's	PART
iiclr-17523	486	19	self	self	NOUN
iiclr-17523	486	20	-	-	PUNCT
iiclr-17523	486	21	employment	employment	NOUN
iiclr-17523	486	22	project	project	NOUN
iiclr-17523	486	23	was	be	AUX
iiclr-17523	486	24	founded	found	VERB
iiclr-17523	486	25	to	to	PART
iiclr-17523	486	26	serve	serve	VERB
iiclr-17523	486	27	women	woman	NOUN
iiclr-17523	486	28	and	and	CCONJ
iiclr-17523	486	29	still	still	ADV
iiclr-17523	486	30	maintains	maintain	VERB
iiclr-17523	486	31	that	that	DET
iiclr-17523	486	32	mission	mission	NOUN
iiclr-17523	486	33	)	)	PUNCT
iiclr-17523	486	34	.	.	PUNCT
iiclr-17523	487	1	187	187	NUM
iiclr-17523	487	2	.	.	X
iiclr-17523	488	1	clinton	clinton	PROPN
iiclr-17523	488	2	,	,	PUNCT
iiclr-17523	488	3	supra	supra	PROPN
iiclr-17523	488	4	note	note	PROPN
iiclr-17523	488	5	112	112	NUM
iiclr-17523	488	6	.	.	PUNCT
iiclr-17523	489	1	188	188	NUM
iiclr-17523	489	2	.	.	PUNCT
iiclr-17523	490	1	mclenighan	mclenighan	PROPN
iiclr-17523	490	2	,	,	PUNCT
iiclr-17523	490	3	supra	supra	PROPN
iiclr-17523	490	4	note	note	NOUN
iiclr-17523	490	5	42	42	NUM
iiclr-17523	490	6	,	,	PUNCT
iiclr-17523	490	7	at	at	ADP
iiclr-17523	490	8	10	10	NUM
iiclr-17523	490	9	.	.	PUNCT
iiclr-17523	490	10	189	189	NUM
iiclr-17523	490	11	.	.	PUNCT
iiclr-17523	491	1	jones	jones	PROPN
iiclr-17523	491	2	,	,	PUNCT
iiclr-17523	491	3	supra	supra	PROPN
iiclr-17523	491	4	note	note	PROPN
iiclr-17523	491	5	170	170	NUM
iiclr-17523	491	6	,	,	PUNCT
iiclr-17523	491	7	at	at	ADP
iiclr-17523	491	8	398	398	NUM
iiclr-17523	491	9	.	.	PUNCT
iiclr-17523	492	1	190	190	NUM
iiclr-17523	492	2	.	.	PUNCT
iiclr-17523	493	1	mclenighan	mclenighan	PROPN
iiclr-17523	493	2	,	,	PUNCT
iiclr-17523	493	3	supra	supra	PROPN
iiclr-17523	493	4	note	note	NOUN
iiclr-17523	493	5	42	42	NUM
iiclr-17523	493	6	,	,	PUNCT
iiclr-17523	493	7	at	at	ADP
iiclr-17523	493	8	10	10	NUM
iiclr-17523	493	9	.	.	PUNCT
iiclr-17523	493	10	191	191	NUM
iiclr-17523	493	11	.	.	PUNCT
iiclr-17523	494	1	jones	jones	PROPN
iiclr-17523	494	2	,	,	PUNCT
iiclr-17523	494	3	supra	supra	PROPN
iiclr-17523	494	4	note	note	PROPN
iiclr-17523	494	5	1	1	NUM
iiclr-17523	494	6	,	,	PUNCT
iiclr-17523	494	7	at	at	ADP
iiclr-17523	494	8	50	50	NUM
iiclr-17523	494	9	-	-	SYM
iiclr-17523	494	10	54	54	NUM
iiclr-17523	494	11	.	.	PUNCT
iiclr-17523	494	12	192	192	NUM
iiclr-17523	494	13	.	.	PUNCT
iiclr-17523	495	1	i	i	PRON
iiclr-17523	495	2	d.	d.	PROPN
iiclr-17523	495	3	193	193	NUM
iiclr-17523	495	4	.	.	PUNCT
iiclr-17523	496	1	i	i	PRON
iiclr-17523	496	2	d.	d.	PROPN
iiclr-17523	496	3	at	at	ADP
iiclr-17523	496	4	56	56	NUM
iiclr-17523	496	5	.	.	PUNCT
iiclr-17523	496	6	194	194	NUM
iiclr-17523	496	7	.	.	PUNCT
iiclr-17523	497	1	i	i	PRON
iiclr-17523	497	2	d.	d.	PROPN
iiclr-17523	497	3	at	at	ADP
iiclr-17523	497	4	57	57	NUM
iiclr-17523	497	5	-	-	SYM
iiclr-17523	497	6	61	61	NUM
iiclr-17523	497	7	.	.	PUNCT
iiclr-17523	498	1	195	195	NUM
iiclr-17523	498	2	.	.	PUNCT
iiclr-17523	499	1	i	i	PRON
iiclr-17523	499	2	d.	d.	PROPN
iiclr-17523	499	3	at	at	ADP
iiclr-17523	499	4	61	61	NUM
iiclr-17523	499	5	.	.	PUNCT
iiclr-17523	499	6	196	196	NUM
iiclr-17523	499	7	.	.	PUNCT
iiclr-17523	500	1	mclenighan	mclenighan	PROPN
iiclr-17523	500	2	,	,	PUNCT
iiclr-17523	500	3	supra	supra	PROPN
iiclr-17523	500	4	note	note	NOUN
iiclr-17523	500	5	42	42	NUM
iiclr-17523	500	6	,	,	PUNCT
iiclr-17523	500	7	at	at	ADP
iiclr-17523	500	8	9	9	NUM
iiclr-17523	500	9	.	.	SYM
iiclr-17523	500	10	197	197	NUM
iiclr-17523	500	11	.	.	PUNCT
iiclr-17523	501	1	jones	jones	PROPN
iiclr-17523	501	2	,	,	PUNCT
iiclr-17523	501	3	supra	supra	PROPN
iiclr-17523	501	4	note	note	PROPN
iiclr-17523	501	5	1	1	NUM
iiclr-17523	501	6	,	,	PUNCT
iiclr-17523	501	7	at	at	ADP
iiclr-17523	501	8	25	25	NUM
iiclr-17523	501	9	-	-	SYM
iiclr-17523	501	10	28	28	NUM
iiclr-17523	501	11	.	.	PUNCT
iiclr-17523	501	12	198	198	NUM
iiclr-17523	501	13	.	.	PUNCT
iiclr-17523	502	1	i	i	PRON
iiclr-17523	502	2	d.	d.	PROPN
iiclr-17523	502	3	at	at	ADP
iiclr-17523	502	4	16	16	NUM
iiclr-17523	502	5	.	.	PUNCT
iiclr-17523	502	6	199	199	NUM
iiclr-17523	502	7	.	.	PUNCT
iiclr-17523	503	1	i	i	PRON
iiclr-17523	503	2	d.	d.	PROPN
iiclr-17523	503	3	at	at	ADP
iiclr-17523	503	4	33	33	NUM
iiclr-17523	503	5	.	.	PUNCT
iiclr-17523	504	1	200	200	NUM
iiclr-17523	504	2	.	.	PUNCT
iiclr-17523	505	1	see	see	VERB
iiclr-17523	505	2	i	i	PRON
iiclr-17523	505	3	d.	d.	PROPN
iiclr-17523	505	4	at	at	ADP
iiclr-17523	505	5	65	65	NUM
iiclr-17523	505	6	.	.	PUNCT
iiclr-17523	506	1	"	"	PUNCT
iiclr-17523	506	2	[	[	X
iiclr-17523	506	3	f]aith	f]aith	ADJ
iiclr-17523	506	4	-	-	PUNCT
iiclr-17523	506	5	based	base	VERB
iiclr-17523	506	6	initiative	initiative	NOUN
iiclr-17523	506	7	has	have	AUX
iiclr-17523	506	8	raised	raise	VERB
iiclr-17523	506	9	many	many	ADJ
iiclr-17523	506	10	legal	legal	ADJ
iiclr-17523	506	11	and	and	CCONJ
iiclr-17523	506	12	policy	policy	NOUN
iiclr-17523	506	13	questions	question	NOUN
iiclr-17523	506	14	...	...	PUNCT
iiclr-17523	507	1	[	[	X
iiclr-17523	507	2	yet	yet	CCONJ
iiclr-17523	507	3	]	]	X
iiclr-17523	507	4	faith	faith	NOUN
iiclr-17523	507	5	-	-	PUNCT
iiclr-17523	507	6	based	base	VERB
iiclr-17523	507	7	microenterprise	microenterprise	NOUN
iiclr-17523	507	8	members	member	NOUN
iiclr-17523	507	9	are	be	AUX
iiclr-17523	507	10	doing	do	VERB
iiclr-17523	507	11	some	some	PRON
iiclr-17523	507	12	of	of	ADP
iiclr-17523	507	13	the	the	DET
iiclr-17523	507	14	best	good	ADJ
iiclr-17523	507	15	work	work	NOUN
iiclr-17523	507	16	in	in	ADP
iiclr-17523	507	17	maintaining	maintain	VERB
iiclr-17523	507	18	the	the	DET
iiclr-17523	507	19	focus	focus	NOUN
iiclr-17523	507	20	on	on	ADP
iiclr-17523	507	21	poverty	poverty	NOUN
iiclr-17523	507	22	alleviation	alleviation	NOUN
iiclr-17523	507	23	as	as	ADP
iiclr-17523	507	24	the	the	DET
iiclr-17523	507	25	most	most	ADV
iiclr-17523	507	26	important	important	ADJ
iiclr-17523	507	27	impact	impact	NOUN
iiclr-17523	507	28	of	of	ADP
iiclr-17523	507	29	u.s	u.s	PROPN
iiclr-17523	507	30	.	.	PROPN
iiclr-17523	507	31	microenterprise	microenterprise	PROPN
iiclr-17523	507	32	efforts	effort	NOUN
iiclr-17523	507	33	.	.	PUNCT
iiclr-17523	507	34	"	"	PUNCT
iiclr-17523	508	1	i	i	PRON
iiclr-17523	508	2	d.	d.	PROPN
iiclr-17523	508	3	(	(	PUNCT
iiclr-17523	508	4	internal	internal	ADJ
iiclr-17523	508	5	quotation	quotation	NOUN
iiclr-17523	508	6	marks	mark	NOUN
iiclr-17523	508	7	omitted	omit	VERB
iiclr-17523	508	8	)	)	PUNCT
iiclr-17523	508	9	.	.	PUNCT
iiclr-17523	509	1	2006	2006	NUM
iiclr-17523	509	2	]	]	X
iiclr-17523	509	3	ind	ind	NOUN
iiclr-17523	509	4	.	.	PUNCT
iiclr-17523	510	1	int'l	int'l	PROPN
iiclr-17523	510	2	&	&	CCONJ
iiclr-17523	510	3	comp	comp	PROPN
iiclr-17523	510	4	.	.	PUNCT
iiclr-17523	511	1	l.	l.	PROPN
iiclr-17523	511	2	rev	rev	AUX
iiclr-17523	511	3	.	.	PUNCT
iiclr-17523	511	4	microlending	microlending	NOUN
iiclr-17523	511	5	programs	program	NOUN
iiclr-17523	511	6	are	be	AUX
iiclr-17523	511	7	organized	organize	VERB
iiclr-17523	511	8	as	as	ADP
iiclr-17523	511	9	tax	tax	NOUN
iiclr-17523	511	10	-	-	PUNCT
iiclr-17523	511	11	exempt	exempt	ADJ
iiclr-17523	511	12	charitable	charitable	ADJ
iiclr-17523	511	13	or	or	CCONJ
iiclr-17523	511	14	educational	educational	ADJ
iiclr-17523	511	15	entities	entity	NOUN
iiclr-17523	511	16	under	under	ADP
iiclr-17523	511	17	section	section	NOUN
iiclr-17523	511	18	501(c)(3	501(c)(3	NOUN
iiclr-17523	511	19	)	)	PUNCT
iiclr-17523	511	20	of	of	ADP
iiclr-17523	511	21	the	the	DET
iiclr-17523	511	22	internal	internal	ADJ
iiclr-17523	511	23	revenue	revenue	NOUN
iiclr-17523	511	24	code.201	code.201	VERB
iiclr-17523	511	25	in	in	ADP
iiclr-17523	511	26	order	order	NOUN
iiclr-17523	511	27	to	to	PART
iiclr-17523	511	28	qualify	qualify	VERB
iiclr-17523	511	29	for	for	ADP
iiclr-17523	511	30	501(c)(3	501(c)(3	NOUN
iiclr-17523	511	31	)	)	PUNCT
iiclr-17523	511	32	status	status	NOUN
iiclr-17523	511	33	,	,	PUNCT
iiclr-17523	511	34	the	the	DET
iiclr-17523	511	35	program	program	NOUN
iiclr-17523	511	36	must	must	AUX
iiclr-17523	511	37	be	be	AUX
iiclr-17523	511	38	"	"	PUNCT
iiclr-17523	511	39	organized	organize	VERB
iiclr-17523	511	40	and	and	CCONJ
iiclr-17523	511	41	operated	operate	VERB
iiclr-17523	511	42	exclusively	exclusively	ADV
iiclr-17523	511	43	for	for	ADP
iiclr-17523	511	44	...	...	PUNCT
iiclr-17523	511	45	charitable	charitable	ADJ
iiclr-17523	511	46	..	..	PUNCT
iiclr-17523	511	47	.or	.or	PUNCT
iiclr-17523	511	48	educational	educational	ADJ
iiclr-17523	511	49	purposes	purpose	NOUN
iiclr-17523	511	50	.	.	PUNCT
iiclr-17523	511	51	'	'	PUNCT
iiclr-17523	511	52	'	'	PUNCT
iiclr-17523	511	53	20	20	NUM
iiclr-17523	511	54	2	2	NUM
iiclr-17523	511	55	the	the	DET
iiclr-17523	511	56	word	word	NOUN
iiclr-17523	511	57	"	"	PUNCT
iiclr-17523	511	58	charitable	charitable	ADJ
iiclr-17523	511	59	"	"	PUNCT
iiclr-17523	511	60	comprises	comprise	VERB
iiclr-17523	511	61	"	"	PUNCT
iiclr-17523	511	62	relief	relief	NOUN
iiclr-17523	511	63	of	of	ADP
iiclr-17523	511	64	the	the	DET
iiclr-17523	511	65	poor	poor	ADJ
iiclr-17523	511	66	and	and	CCONJ
iiclr-17523	511	67	distressed	distressed	ADJ
iiclr-17523	511	68	or	or	CCONJ
iiclr-17523	511	69	of	of	ADP
iiclr-17523	511	70	the	the	DET
iiclr-17523	511	71	underprivileged	underprivileged	ADJ
iiclr-17523	511	72	,	,	PUNCT
iiclr-17523	511	73	advancement	advancement	NOUN
iiclr-17523	511	74	of	of	ADP
iiclr-17523	511	75	education	education	NOUN
iiclr-17523	511	76	,	,	PUNCT
iiclr-17523	511	77	and	and	CCONJ
iiclr-17523	511	78	promotion	promotion	NOUN
iiclr-17523	511	79	of	of	ADP
iiclr-17523	511	80	social	social	ADJ
iiclr-17523	511	81	welfare	welfare	NOUN
iiclr-17523	511	82	through	through	ADP
iiclr-17523	511	83	organizations	organization	NOUN
iiclr-17523	511	84	formed	form	VERB
iiclr-17523	511	85	to	to	PART
iiclr-17523	511	86	lessen	lessen	VERB
iiclr-17523	511	87	neighborhood	neighborhood	NOUN
iiclr-17523	511	88	tensions	tension	NOUN
iiclr-17523	511	89	,	,	PUNCT
iiclr-17523	511	90	eliminate	eliminate	VERB
iiclr-17523	511	91	prejudice	prejudice	NOUN
iiclr-17523	511	92	and	and	CCONJ
iiclr-17523	511	93	discrimination	discrimination	NOUN
iiclr-17523	511	94	,	,	PUNCT
iiclr-17523	511	95	or	or	CCONJ
iiclr-17523	511	96	combat	combat	NOUN
iiclr-17523	511	97	deterioration	deterioration	NOUN
iiclr-17523	511	98	or	or	CCONJ
iiclr-17523	511	99	juvenile	juvenile	ADJ
iiclr-17523	511	100	delinquency	delinquency	NOUN
iiclr-17523	511	101	.	.	PUNCT
iiclr-17523	512	1	20	20	NUM
iiclr-17523	512	2	3	3	NUM
iiclr-17523	512	3	the	the	DET
iiclr-17523	512	4	community	community	NOUN
iiclr-17523	512	5	block	block	NOUN
iiclr-17523	512	6	grant	grant	NOUN
iiclr-17523	512	7	development	development	NOUN
iiclr-17523	512	8	program	program	NOUN
iiclr-17523	512	9	,	,	PUNCT
iiclr-17523	512	10	which	which	PRON
iiclr-17523	512	11	involves	involve	VERB
iiclr-17523	512	12	grants	grant	NOUN
iiclr-17523	512	13	of	of	ADP
iiclr-17523	512	14	aid	aid	NOUN
iiclr-17523	512	15	from	from	ADP
iiclr-17523	512	16	the	the	DET
iiclr-17523	512	17	department	department	NOUN
iiclr-17523	512	18	of	of	ADP
iiclr-17523	512	19	housing	housing	PROPN
iiclr-17523	512	20	and	and	CCONJ
iiclr-17523	512	21	urban	urban	ADJ
iiclr-17523	512	22	development204	development204	PROPN
iiclr-17523	512	23	to	to	PART
iiclr-17523	512	24	"	"	PUNCT
iiclr-17523	512	25	carry	carry	VERB
iiclr-17523	512	26	out	out	ADP
iiclr-17523	512	27	a	a	DET
iiclr-17523	512	28	wide	wide	ADJ
iiclr-17523	512	29	range	range	NOUN
iiclr-17523	512	30	of	of	ADP
iiclr-17523	512	31	community	community	NOUN
iiclr-17523	512	32	development	development	NOUN
iiclr-17523	512	33	activities	activity	NOUN
iiclr-17523	512	34	directed	direct	VERB
iiclr-17523	512	35	toward	toward	ADP
iiclr-17523	512	36	revitalizing	revitalize	VERB
iiclr-17523	512	37	neighborhoods	neighborhood	NOUN
iiclr-17523	512	38	,	,	PUNCT
iiclr-17523	512	39	economic	economic	ADJ
iiclr-17523	512	40	development	development	NOUN
iiclr-17523	512	41	,	,	PUNCT
iiclr-17523	512	42	and	and	CCONJ
iiclr-17523	512	43	providing	provide	VERB
iiclr-17523	512	44	improved	improved	ADJ
iiclr-17523	512	45	community	community	NOUN
iiclr-17523	512	46	facilities	facility	NOUN
iiclr-17523	512	47	and	and	CCONJ
iiclr-17523	512	48	services	service	NOUN
iiclr-17523	512	49	,	,	PUNCT
iiclr-17523	512	50	"	"	PUNCT
iiclr-17523	512	51	205	205	NUM
iiclr-17523	512	52	now	now	ADV
iiclr-17523	512	53	recognizes	recognize	VERB
iiclr-17523	512	54	microfinance	microfinance	NOUN
iiclr-17523	512	55	programs	program	NOUN
iiclr-17523	512	56	as	as	ADP
iiclr-17523	512	57	eligible	eligible	ADJ
iiclr-17523	512	58	recipients	recipient	NOUN
iiclr-17523	512	59	.	.	PUNCT
iiclr-17523	513	1	2	2	NUM
iiclr-17523	513	2	06	06	NUM
iiclr-17523	513	3	however	however	ADV
iiclr-17523	513	4	,	,	PUNCT
iiclr-17523	513	5	some	some	DET
iiclr-17523	513	6	groups	group	NOUN
iiclr-17523	513	7	are	be	AUX
iiclr-17523	513	8	reluctant	reluctant	ADJ
iiclr-17523	513	9	to	to	PART
iiclr-17523	513	10	accept	accept	VERB
iiclr-17523	513	11	federal	federal	ADJ
iiclr-17523	513	12	monies	monie	NOUN
iiclr-17523	513	13	out	out	ADP
iiclr-17523	513	14	of	of	ADP
iiclr-17523	513	15	concern	concern	NOUN
iiclr-17523	513	16	over	over	ADP
iiclr-17523	513	17	the	the	DET
iiclr-17523	513	18	loss	loss	NOUN
iiclr-17523	513	19	of	of	ADP
iiclr-17523	513	20	local	local	ADJ
iiclr-17523	513	21	control.207	control.207	NOUN
iiclr-17523	513	22	other	other	ADJ
iiclr-17523	513	23	statutes	statute	NOUN
iiclr-17523	513	24	that	that	PRON
iiclr-17523	513	25	affect	affect	VERB
iiclr-17523	513	26	microenterprise	microenterprise	NOUN
iiclr-17523	513	27	programs	program	NOUN
iiclr-17523	513	28	deal	deal	VERB
iiclr-17523	513	29	with	with	ADP
iiclr-17523	513	30	consumer	consumer	NOUN
iiclr-17523	513	31	law	law	NOUN
iiclr-17523	513	32	and	and	CCONJ
iiclr-17523	513	33	credit	credit	NOUN
iiclr-17523	513	34	-	-	PUNCT
iiclr-17523	513	35	reporting	reporting	NOUN
iiclr-17523	513	36	practices	practice	NOUN
iiclr-17523	513	37	.	.	PUNCT
iiclr-17523	514	1	2	2	NUM
iiclr-17523	514	2	°	°	NUM
iiclr-17523	514	3	s	s	VERB
iiclr-17523	514	4	the	the	DET
iiclr-17523	514	5	truth	truth	NOUN
iiclr-17523	514	6	in	in	ADP
iiclr-17523	514	7	lending	lending	NOUN
iiclr-17523	514	8	act	act	NOUN
iiclr-17523	514	9	(	(	PUNCT
iiclr-17523	514	10	tila)2	tila)2	NOUN
iiclr-17523	514	11	°	°	SYM
iiclr-17523	514	12	9	9	NUM
iiclr-17523	514	13	concerns	concern	NOUN
iiclr-17523	514	14	the	the	DET
iiclr-17523	514	15	computation	computation	NOUN
iiclr-17523	514	16	of	of	ADP
iiclr-17523	514	17	annual	annual	ADJ
iiclr-17523	514	18	lending	lending	NOUN
iiclr-17523	514	19	rates	rate	NOUN
iiclr-17523	514	20	and	and	CCONJ
iiclr-17523	514	21	how	how	SCONJ
iiclr-17523	514	22	this	this	DET
iiclr-17523	514	23	information	information	NOUN
iiclr-17523	514	24	is	be	AUX
iiclr-17523	514	25	communicated	communicate	VERB
iiclr-17523	514	26	to	to	ADP
iiclr-17523	514	27	the	the	DET
iiclr-17523	514	28	consumer.210	consumer.210	PROPN
iiclr-17523	514	29	the	the	DET
iiclr-17523	514	30	equal	equal	ADJ
iiclr-17523	514	31	credit	credit	NOUN
iiclr-17523	514	32	opportunity	opportunity	NOUN
iiclr-17523	514	33	act	act	NOUN
iiclr-17523	514	34	(	(	PUNCT
iiclr-17523	514	35	ecoa)21	ecoa)21	NOUN
iiclr-17523	514	36	1	1	NUM
iiclr-17523	514	37	ensures	ensure	VERB
iiclr-17523	514	38	that	that	SCONJ
iiclr-17523	514	39	women	woman	NOUN
iiclr-17523	514	40	are	be	AUX
iiclr-17523	514	41	extended	extend	VERB
iiclr-17523	514	42	credit	credit	NOUN
iiclr-17523	514	43	on	on	ADP
iiclr-17523	514	44	the	the	DET
iiclr-17523	514	45	same	same	ADJ
iiclr-17523	514	46	terms	term	NOUN
iiclr-17523	514	47	as	as	ADP
iiclr-17523	514	48	men	man	NOUN
iiclr-17523	514	49	,	,	PUNCT
iiclr-17523	514	50	regardless	regardless	ADV
iiclr-17523	514	51	of	of	ADP
iiclr-17523	514	52	their	their	PRON
iiclr-17523	514	53	marital	marital	ADJ
iiclr-17523	514	54	status.2	status.2	NOUN
iiclr-17523	514	55	"	"	PUNCT
iiclr-17523	514	56	2	2	NUM
iiclr-17523	514	57	the	the	DET
iiclr-17523	514	58	fair	fair	ADJ
iiclr-17523	514	59	credit	credit	NOUN
iiclr-17523	514	60	billing	billing	NOUN
iiclr-17523	514	61	ac2e	ac2e	PROPN
iiclr-17523	514	62	13	13	NUM
iiclr-17523	514	63	outlinesthe	outlinesthe	NOUN
iiclr-17523	514	64	procedures	procedure	NOUN
iiclr-17523	514	65	used	use	VERB
iiclr-17523	514	66	in	in	ADP
iiclr-17523	514	67	dealing	deal	VERB
iiclr-17523	514	68	with	with	ADP
iiclr-17523	514	69	complaints	complaint	NOUN
iiclr-17523	514	70	about	about	ADP
iiclr-17523	514	71	customer	customer	NOUN
iiclr-17523	514	72	billing.21	billing.21	NOUN
iiclr-17523	514	73	4	4	NUM
iiclr-17523	514	74	the	the	DET
iiclr-17523	514	75	fair	fair	ADJ
iiclr-17523	514	76	201	201	NUM
iiclr-17523	514	77	.	.	PUNCT
iiclr-17523	515	1	i	i	PRON
iiclr-17523	515	2	d.	d.	PROPN
iiclr-17523	515	3	at	at	ADP
iiclr-17523	515	4	25	25	NUM
iiclr-17523	515	5	.	.	PUNCT
iiclr-17523	516	1	202	202	NUM
iiclr-17523	516	2	.	.	PUNCT
iiclr-17523	517	1	i	i	PRON
iiclr-17523	517	2	d.	d.	PROPN
iiclr-17523	517	3	at	at	ADP
iiclr-17523	517	4	27	27	NUM
iiclr-17523	517	5	.	.	PUNCT
iiclr-17523	517	6	203	203	NUM
iiclr-17523	517	7	.	.	PUNCT
iiclr-17523	518	1	i	i	PRON
iiclr-17523	518	2	d.	d.	PROPN
iiclr-17523	518	3	at	at	ADP
iiclr-17523	518	4	27	27	NUM
iiclr-17523	518	5	-	-	SYM
iiclr-17523	518	6	28	28	NUM
iiclr-17523	518	7	.	.	PUNCT
iiclr-17523	519	1	204	204	NUM
iiclr-17523	519	2	.	.	PUNCT
iiclr-17523	520	1	united	united	PROPN
iiclr-17523	520	2	states	states	PROPN
iiclr-17523	520	3	department	department	PROPN
iiclr-17523	520	4	of	of	ADP
iiclr-17523	520	5	housing	housing	PROPN
iiclr-17523	520	6	and	and	CCONJ
iiclr-17523	520	7	urban	urban	ADJ
iiclr-17523	520	8	development	development	NOUN
iiclr-17523	520	9	,	,	PUNCT
iiclr-17523	520	10	at	at	ADP
iiclr-17523	520	11	http://en.wikipedia.org/wiki/unitedstates.department-ofi-housing_and-urbandevelopment	http://en.wikipedia.org/wiki/unitedstates.department-ofi-housing_and-urbandevelopment	PROPN
iiclr-17523	520	12	(	(	PUNCT
iiclr-17523	520	13	last	last	ADJ
iiclr-17523	520	14	modified	modify	VERB
iiclr-17523	520	15	mar	mar	PROPN
iiclr-17523	520	16	.	.	PROPN
iiclr-17523	520	17	1	1	NUM
iiclr-17523	520	18	,	,	PUNCT
iiclr-17523	520	19	2006	2006	NUM
iiclr-17523	520	20	)	)	PUNCT
iiclr-17523	520	21	.	.	PUNCT
iiclr-17523	521	1	the	the	DET
iiclr-17523	521	2	united	united	PROPN
iiclr-17523	521	3	states	states	PROPN
iiclr-17523	521	4	department	department	PROPN
iiclr-17523	521	5	of	of	ADP
iiclr-17523	521	6	housing	housing	PROPN
iiclr-17523	521	7	and	and	CCONJ
iiclr-17523	521	8	urban	urban	ADJ
iiclr-17523	521	9	development	development	NOUN
iiclr-17523	521	10	,	,	PUNCT
iiclr-17523	521	11	often	often	ADV
iiclr-17523	521	12	abbreviated	abbreviate	VERB
iiclr-17523	521	13	hud	hud	PROPN
iiclr-17523	521	14	,	,	PUNCT
iiclr-17523	521	15	is	be	AUX
iiclr-17523	521	16	a	a	DET
iiclr-17523	521	17	cabinet	cabinet	NOUN
iiclr-17523	521	18	department	department	NOUN
iiclr-17523	521	19	of	of	ADP
iiclr-17523	521	20	the	the	DET
iiclr-17523	521	21	united	united	PROPN
iiclr-17523	521	22	states	states	PROPN
iiclr-17523	521	23	government	government	NOUN
iiclr-17523	521	24	.	.	PUNCT
iiclr-17523	522	1	it	it	PRON
iiclr-17523	522	2	was	be	AUX
iiclr-17523	522	3	founded	found	VERB
iiclr-17523	522	4	in	in	ADP
iiclr-17523	522	5	1965	1965	NUM
iiclr-17523	522	6	to	to	PART
iiclr-17523	522	7	develop	develop	VERB
iiclr-17523	522	8	and	and	CCONJ
iiclr-17523	522	9	execute	execute	VERB
iiclr-17523	522	10	policy	policy	NOUN
iiclr-17523	522	11	on	on	ADP
iiclr-17523	522	12	housing	housing	NOUN
iiclr-17523	522	13	and	and	CCONJ
iiclr-17523	522	14	cities	city	NOUN
iiclr-17523	522	15	.	.	PUNCT
iiclr-17523	523	1	it	it	PRON
iiclr-17523	523	2	has	have	AUX
iiclr-17523	523	3	largely	largely	ADV
iiclr-17523	523	4	scaled	scale	VERB
iiclr-17523	523	5	back	back	ADP
iiclr-17523	523	6	its	its	PRON
iiclr-17523	523	7	urban	urban	ADJ
iiclr-17523	523	8	development	development	NOUN
iiclr-17523	523	9	function	function	NOUN
iiclr-17523	523	10	and	and	CCONJ
iiclr-17523	523	11	now	now	ADV
iiclr-17523	523	12	focuses	focus	VERB
iiclr-17523	523	13	primarily	primarily	ADV
iiclr-17523	523	14	on	on	ADP
iiclr-17523	523	15	housing	housing	NOUN
iiclr-17523	523	16	.	.	PUNCT
iiclr-17523	524	1	i	i	PRON
iiclr-17523	524	2	d.	d.	PROPN
iiclr-17523	524	3	205	205	NUM
iiclr-17523	524	4	.	.	PUNCT
iiclr-17523	525	1	community	community	NOUN
iiclr-17523	525	2	development	development	NOUN
iiclr-17523	525	3	block	block	NOUN
iiclr-17523	525	4	grant	grant	NOUN
iiclr-17523	525	5	entitlement	entitlement	NOUN
iiclr-17523	525	6	communities	community	NOUN
iiclr-17523	525	7	overview	overview	VERB
iiclr-17523	525	8	,	,	PUNCT
iiclr-17523	525	9	at	at	ADP
iiclr-17523	525	10	http://www.hud.gov/offices/cpd/communitydevelopment/progransentitlement/index.cfm	http://www.hud.gov/offices/cpd/communitydevelopment/progransentitlement/index.cfm	PROPN
iiclr-17523	525	11	(	(	PUNCT
iiclr-17523	525	12	last	last	ADJ
iiclr-17523	525	13	updated	update	VERB
iiclr-17523	525	14	dec	dec	PROPN
iiclr-17523	525	15	.	.	PROPN
iiclr-17523	525	16	15	15	NUM
iiclr-17523	525	17	,	,	PUNCT
iiclr-17523	525	18	2005	2005	NUM
iiclr-17523	525	19	)	)	PUNCT
iiclr-17523	525	20	.	.	PUNCT
iiclr-17523	526	1	206	206	NUM
iiclr-17523	526	2	.	.	PUNCT
iiclr-17523	527	1	jones	jones	PROPN
iiclr-17523	527	2	,	,	PUNCT
iiclr-17523	527	3	supra	supra	PROPN
iiclr-17523	527	4	note	note	PROPN
iiclr-17523	527	5	1	1	NUM
iiclr-17523	527	6	,	,	PUNCT
iiclr-17523	527	7	at	at	ADP
iiclr-17523	527	8	16	16	NUM
iiclr-17523	527	9	.	.	PUNCT
iiclr-17523	527	10	207	207	NUM
iiclr-17523	527	11	.	.	PUNCT
iiclr-17523	528	1	telephone	telephone	NOUN
iiclr-17523	528	2	interview	interview	NOUN
iiclr-17523	528	3	with	with	ADP
iiclr-17523	528	4	jonathan	jonathan	PROPN
iiclr-17523	528	5	brereton	brereton	PROPN
iiclr-17523	528	6	,	,	PUNCT
iiclr-17523	528	7	chief	chief	ADJ
iiclr-17523	528	8	financial	financial	ADJ
iiclr-17523	528	9	officer	officer	NOUN
iiclr-17523	528	10	,	,	PUNCT
iiclr-17523	528	11	accion	accion	PROPN
iiclr-17523	528	12	chicago	chicago	PROPN
iiclr-17523	528	13	(	(	PUNCT
iiclr-17523	528	14	oct	oct	PROPN
iiclr-17523	528	15	.	.	PROPN
iiclr-17523	528	16	14	14	NUM
iiclr-17523	528	17	,	,	PUNCT
iiclr-17523	528	18	2004	2004	NUM
iiclr-17523	528	19	)	)	PUNCT
iiclr-17523	529	1	[	[	X
iiclr-17523	529	2	hereinafter	hereinafter	NOUN
iiclr-17523	529	3	brereton	brereton	NOUN
iiclr-17523	529	4	interview	interview	NOUN
iiclr-17523	529	5	]	]	PUNCT
iiclr-17523	529	6	.	.	PUNCT
iiclr-17523	530	1	208	208	NUM
iiclr-17523	530	2	.	.	PUNCT
iiclr-17523	530	3	jones	jones	PROPN
iiclr-17523	530	4	,	,	PUNCT
iiclr-17523	530	5	supra	supra	PROPN
iiclr-17523	530	6	note	note	PROPN
iiclr-17523	530	7	1	1	NUM
iiclr-17523	530	8	,	,	PUNCT
iiclr-17523	530	9	at	at	ADP
iiclr-17523	530	10	33	33	NUM
iiclr-17523	530	11	.	.	PUNCT
iiclr-17523	530	12	209	209	NUM
iiclr-17523	530	13	.	.	PUNCT
iiclr-17523	530	14	15	15	NUM
iiclr-17523	530	15	u.s.c	u.s.c	NOUN
iiclr-17523	530	16	.	.	PUNCT
iiclr-17523	531	1	§	§	PROPN
iiclr-17523	531	2	1601	1601	NUM
iiclr-17523	531	3	(	(	PUNCT
iiclr-17523	531	4	2005	2005	NUM
iiclr-17523	531	5	)	)	PUNCT
iiclr-17523	531	6	.	.	PUNCT
iiclr-17523	532	1	210	210	NUM
iiclr-17523	532	2	.	.	PUNCT
iiclr-17523	533	1	jones	jones	PROPN
iiclr-17523	533	2	,	,	PUNCT
iiclr-17523	533	3	supra	supra	PROPN
iiclr-17523	533	4	note	note	PROPN
iiclr-17523	533	5	1	1	NUM
iiclr-17523	533	6	,	,	PUNCT
iiclr-17523	533	7	at	at	ADP
iiclr-17523	533	8	33	33	NUM
iiclr-17523	533	9	.	.	PUNCT
iiclr-17523	533	10	211	211	NUM
iiclr-17523	533	11	.	.	X
iiclr-17523	533	12	15	15	NUM
iiclr-17523	533	13	u.s.c	u.s.c	NOUN
iiclr-17523	533	14	.	.	PUNCT
iiclr-17523	534	1	§	§	PROPN
iiclr-17523	534	2	1691	1691	NUM
iiclr-17523	534	3	(	(	PUNCT
iiclr-17523	534	4	2005	2005	NUM
iiclr-17523	534	5	)	)	PUNCT
iiclr-17523	534	6	.	.	PUNCT
iiclr-17523	535	1	212	212	NUM
iiclr-17523	535	2	.	.	PUNCT
iiclr-17523	536	1	jones	jones	PROPN
iiclr-17523	536	2	,	,	PUNCT
iiclr-17523	536	3	supra	supra	PROPN
iiclr-17523	536	4	note	note	PROPN
iiclr-17523	536	5	1	1	NUM
iiclr-17523	536	6	,	,	PUNCT
iiclr-17523	536	7	at	at	ADP
iiclr-17523	536	8	33	33	NUM
iiclr-17523	536	9	.	.	NOUN
iiclr-17523	536	10	213	213	NUM
iiclr-17523	536	11	.	.	NOUN
iiclr-17523	536	12	15	15	NUM
iiclr-17523	536	13	u.s.c	u.s.c	NOUN
iiclr-17523	536	14	.	.	PUNCT
iiclr-17523	537	1	§	§	PROPN
iiclr-17523	537	2	1666	1666	NUM
iiclr-17523	537	3	(	(	PUNCT
iiclr-17523	537	4	2005	2005	NUM
iiclr-17523	537	5	)	)	PUNCT
iiclr-17523	537	6	.	.	PUNCT
iiclr-17523	538	1	214	214	NUM
iiclr-17523	538	2	.	.	PUNCT
iiclr-17523	539	1	jones	jones	PROPN
iiclr-17523	539	2	,	,	PUNCT
iiclr-17523	539	3	supra	supra	PROPN
iiclr-17523	539	4	note	note	PROPN
iiclr-17523	539	5	1	1	NUM
iiclr-17523	539	6	,	,	PUNCT
iiclr-17523	539	7	at	at	ADP
iiclr-17523	539	8	33	33	NUM
iiclr-17523	539	9	.	.	PUNCT
iiclr-17523	540	1	[	[	X
iiclr-17523	540	2	vol	vol	NOUN
iiclr-17523	540	3	.	.	PUNCT
iiclr-17523	541	1	16:2	16:2	NUM
iiclr-17523	541	2	equity	equity	PROPN
iiclr-17523	541	3	&	&	CCONJ
iiclr-17523	541	4	innovation	innovation	NOUN
iiclr-17523	541	5	debt	debt	NOUN
iiclr-17523	541	6	collection	collection	NOUN
iiclr-17523	541	7	practices	practice	NOUN
iiclr-17523	541	8	act	act	VERB
iiclr-17523	541	9	(	(	PUNCT
iiclr-17523	541	10	fdcpa	fdcpa	PROPN
iiclr-17523	541	11	or	or	CCONJ
iiclr-17523	541	12	fdca)215	fdca)215	NUM
iiclr-17523	541	13	outlines	outline	VERB
iiclr-17523	541	14	appropriate	appropriate	ADJ
iiclr-17523	541	15	and	and	CCONJ
iiclr-17523	541	16	216inappropriate	216inappropriate	PROPN
iiclr-17523	541	17	debt	debt	NOUN
iiclr-17523	541	18	collection	collection	NOUN
iiclr-17523	541	19	methods	method	NOUN
iiclr-17523	541	20	.	.	PUNCT
iiclr-17523	542	1	the	the	DET
iiclr-17523	542	2	fair	fair	ADJ
iiclr-17523	542	3	credit	credit	NOUN
iiclr-17523	542	4	reporting	reporting	NOUN
iiclr-17523	542	5	act	act	NOUN
iiclr-17523	542	6	(	(	PUNCT
iiclr-17523	542	7	fcra)217	fcra)217	PROPN
iiclr-17523	542	8	grants	grant	VERB
iiclr-17523	542	9	consumers	consumer	NOUN
iiclr-17523	542	10	access	access	NOUN
iiclr-17523	542	11	to	to	ADP
iiclr-17523	542	12	their	their	PRON
iiclr-17523	542	13	credit	credit	NOUN
iiclr-17523	542	14	records	record	NOUN
iiclr-17523	542	15	and	and	CCONJ
iiclr-17523	542	16	affords	afford	VERB
iiclr-17523	542	17	them	they	PRON
iiclr-17523	542	18	opportunities	opportunity	NOUN
iiclr-17523	542	19	to	to	PART
iiclr-17523	542	20	correct	correct	VERB
iiclr-17523	542	21	incorrect	incorrect	ADJ
iiclr-17523	542	22	information.218	information.218	NOUN
iiclr-17523	542	23	at	at	ADP
iiclr-17523	542	24	the	the	DET
iiclr-17523	542	25	state	state	NOUN
iiclr-17523	542	26	level	level	NOUN
iiclr-17523	542	27	,	,	PUNCT
iiclr-17523	542	28	microfinance	microfinance	NOUN
iiclr-17523	542	29	programs	program	NOUN
iiclr-17523	542	30	must	must	AUX
iiclr-17523	542	31	be	be	AUX
iiclr-17523	542	32	aware	aware	ADJ
iiclr-17523	542	33	of	of	ADP
iiclr-17523	542	34	moneylender	moneylend	ADJ
iiclr-17523	542	35	licensing	licensing	NOUN
iiclr-17523	542	36	and	and	CCONJ
iiclr-17523	542	37	charitable	charitable	ADJ
iiclr-17523	542	38	solicitation	solicitation	NOUN
iiclr-17523	542	39	licensing	licensing	NOUN
iiclr-17523	542	40	requirements	requirement	NOUN
iiclr-17523	542	41	,	,	PUNCT
iiclr-17523	542	42	as	as	ADV
iiclr-17523	542	43	well	well	ADV
iiclr-17523	542	44	as	as	ADP
iiclr-17523	542	45	usury	usury	NOUN
iiclr-17523	542	46	laws.219	laws.219	ADJ
iiclr-17523	542	47	while	while	SCONJ
iiclr-17523	542	48	lender	lender	NOUN
iiclr-17523	542	49	liability	liability	NOUN
iiclr-17523	542	50	suits	suit	NOUN
iiclr-17523	542	51	are	be	AUX
iiclr-17523	542	52	rare	rare	ADJ
iiclr-17523	542	53	,	,	PUNCT
iiclr-17523	542	54	microfinance	microfinance	NOUN
iiclr-17523	542	55	organizations	organization	NOUN
iiclr-17523	542	56	often	often	ADV
iiclr-17523	542	57	have	have	VERB
iiclr-17523	542	58	to	to	PART
iiclr-17523	542	59	contend	contend	VERB
iiclr-17523	542	60	with	with	ADP
iiclr-17523	542	61	various	various	ADJ
iiclr-17523	542	62	legal	legal	ADJ
iiclr-17523	542	63	issues.220	issues.220	NOUN
iiclr-17523	542	64	aside	aside	ADV
iiclr-17523	542	65	from	from	ADP
iiclr-17523	542	66	more	more	ADV
iiclr-17523	542	67	mundane	mundane	ADJ
iiclr-17523	542	68	legal	legal	ADJ
iiclr-17523	542	69	problems	problem	NOUN
iiclr-17523	542	70	,	,	PUNCT
iiclr-17523	542	71	such	such	ADJ
iiclr-17523	542	72	as	as	ADP
iiclr-17523	542	73	breach	breach	NOUN
iiclr-17523	542	74	of	of	ADP
iiclr-17523	542	75	contract	contract	NOUN
iiclr-17523	542	76	claims	claim	NOUN
iiclr-17523	542	77	against	against	ADP
iiclr-17523	542	78	distributors,22	distributors,22	NOUN
iiclr-17523	542	79	'	'	PUNCT
iiclr-17523	542	80	some	some	DET
iiclr-17523	542	81	programs	program	NOUN
iiclr-17523	542	82	have	have	AUX
iiclr-17523	542	83	inquired	inquire	VERB
iiclr-17523	542	84	as	as	ADP
iiclr-17523	542	85	to	to	ADP
iiclr-17523	542	86	their	their	PRON
iiclr-17523	542	87	liability	liability	NOUN
iiclr-17523	542	88	should	should	AUX
iiclr-17523	542	89	the	the	DET
iiclr-17523	542	90	repayment	repayment	NOUN
iiclr-17523	542	91	peer	peer	NOUN
iiclr-17523	542	92	pressure	pressure	NOUN
iiclr-17523	542	93	tar	tar	NOUN
iiclr-17523	542	94	tortious.222	tortious.222	NOUN
iiclr-17523	542	95	in	in	ADP
iiclr-17523	542	96	hawthorne	hawthorne	NOUN
iiclr-17523	542	97	v.	v.	ADP
iiclr-17523	542	98	olympia	olympia	PROPN
iiclr-17523	542	99	fields,223	fields,223	PROPN
iiclr-17523	543	1	the	the	DET
iiclr-17523	543	2	women	woman	NOUN
iiclr-17523	543	3	's	's	PART
iiclr-17523	543	4	self	self	NOUN
iiclr-17523	543	5	employment	employment	NOUN
iiclr-17523	543	6	project	project	NOUN
iiclr-17523	543	7	entered	enter	VERB
iiclr-17523	543	8	as	as	ADP
iiclr-17523	543	9	amicus	amicus	NOUN
iiclr-17523	543	10	curiae	curiae	NOUN
iiclr-17523	543	11	on	on	ADP
iiclr-17523	543	12	behalf	behalf	NOUN
iiclr-17523	543	13	of	of	ADP
iiclr-17523	543	14	a	a	DET
iiclr-17523	543	15	client	client	NOUN
iiclr-17523	543	16	who	who	PRON
iiclr-17523	543	17	sought	seek	VERB
iiclr-17523	543	18	a	a	DET
iiclr-17523	543	19	zoning	zoning	NOUN
iiclr-17523	543	20	change	change	NOUN
iiclr-17523	543	21	to	to	PART
iiclr-17523	543	22	allow	allow	VERB
iiclr-17523	543	23	her	she	PRON
iiclr-17523	543	24	to	to	PART
iiclr-17523	543	25	conduct	conduct	VERB
iiclr-17523	543	26	a	a	DET
iiclr-17523	543	27	child	child	NOUN
iiclr-17523	543	28	daycare	daycare	NOUN
iiclr-17523	543	29	business	business	NOUN
iiclr-17523	543	30	.	.	PUNCT
iiclr-17523	544	1	this	this	DET
iiclr-17523	544	2	case	case	NOUN
iiclr-17523	544	3	was	be	AUX
iiclr-17523	544	4	critical	critical	ADJ
iiclr-17523	544	5	because	because	SCONJ
iiclr-17523	544	6	it	it	PRON
iiclr-17523	544	7	not	not	PART
iiclr-17523	544	8	only	only	ADV
iiclr-17523	544	9	affected	affect	VERB
iiclr-17523	544	10	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	544	11	'	'	PART
iiclr-17523	544	12	ability	ability	NOUN
iiclr-17523	544	13	to	to	PART
iiclr-17523	544	14	work	work	VERB
iiclr-17523	544	15	in	in	ADP
iiclr-17523	544	16	one	one	NUM
iiclr-17523	544	17	of	of	ADP
iiclr-17523	544	18	the	the	DET
iiclr-17523	544	19	more	more	ADV
iiclr-17523	544	20	popular	popular	ADJ
iiclr-17523	544	21	spheres	sphere	NOUN
iiclr-17523	544	22	of	of	ADP
iiclr-17523	544	23	microenterprise	microenterprise	NOUN
iiclr-17523	544	24	,	,	PUNCT
iiclr-17523	544	25	but	but	CCONJ
iiclr-17523	544	26	it	it	PRON
iiclr-17523	544	27	also	also	ADV
iiclr-17523	544	28	affected	affect	VERB
iiclr-17523	544	29	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	544	30	in	in	ADP
iiclr-17523	544	31	need	need	NOUN
iiclr-17523	544	32	of	of	ADP
iiclr-17523	544	33	child	child	NOUN
iiclr-17523	544	34	care	care	NOUN
iiclr-17523	544	35	.	.	PUNCT
iiclr-17523	545	1	the	the	DET
iiclr-17523	545	2	"	"	PUNCT
iiclr-17523	545	3	wsep	wsep	PROPN
iiclr-17523	545	4	's	's	PART
iiclr-17523	545	5	interest	interest	NOUN
iiclr-17523	545	6	in	in	ADP
iiclr-17523	545	7	home	home	NOUN
iiclr-17523	545	8	-	-	PUNCT
iiclr-17523	545	9	based	base	VERB
iiclr-17523	545	10	child	child	NOUN
iiclr-17523	545	11	care	care	NOUN
iiclr-17523	545	12	stems	stem	VERB
iiclr-17523	545	13	from	from	ADP
iiclr-17523	545	14	a	a	DET
iiclr-17523	545	15	desire	desire	NOUN
iiclr-17523	545	16	to	to	PART
iiclr-17523	545	17	provide	provide	VERB
iiclr-17523	545	18	quality	quality	NOUN
iiclr-17523	545	19	child	child	NOUN
iiclr-17523	545	20	care	care	NOUN
iiclr-17523	545	21	for	for	ADP
iiclr-17523	545	22	low	low	ADJ
iiclr-17523	545	23	-	-	PUNCT
iiclr-17523	545	24	income	income	NOUN
iiclr-17523	545	25	women	woman	NOUN
iiclr-17523	545	26	,	,	PUNCT
iiclr-17523	545	27	thereby	thereby	ADV
iiclr-17523	545	28	helping	help	VERB
iiclr-17523	545	29	welfare	welfare	NOUN
iiclr-17523	545	30	recipients	recipient	NOUN
iiclr-17523	545	31	become	become	VERB
iiclr-17523	545	32	self	self	NOUN
iiclr-17523	545	33	sufficient	sufficient	ADJ
iiclr-17523	545	34	,	,	PUNCT
iiclr-17523	545	35	and	and	CCONJ
iiclr-17523	545	36	from	from	ADP
iiclr-17523	545	37	helping	help	VERB
iiclr-17523	545	38	welfare	welfare	NOUN
iiclr-17523	545	39	recipients	recipient	NOUN
iiclr-17523	545	40	and	and	CCONJ
iiclr-17523	545	41	other	other	ADJ
iiclr-17523	545	42	low	low	ADJ
iiclr-17523	545	43	-	-	PUNCT
iiclr-17523	545	44	income	income	NOUN
iiclr-17523	545	45	women	woman	NOUN
iiclr-17523	545	46	achieve	achieve	VERB
iiclr-17523	545	47	a	a	DET
iiclr-17523	545	48	living	live	VERB
iiclr-17523	545	49	wage	wage	NOUN
iiclr-17523	545	50	through	through	ADP
iiclr-17523	545	51	work	work	NOUN
iiclr-17523	545	52	as	as	ADP
iiclr-17523	545	53	a	a	DET
iiclr-17523	545	54	home	home	NOUN
iiclr-17523	545	55	day	day	NOUN
iiclr-17523	545	56	care	care	NOUN
iiclr-17523	545	57	provider	provider	NOUN
iiclr-17523	545	58	.	.	PUNCT
iiclr-17523	545	59	"	"	PUNCT
iiclr-17523	546	1	224	224	NUM
iiclr-17523	546	2	in	in	ADP
iiclr-17523	546	3	the	the	DET
iiclr-17523	546	4	case	case	NOUN
iiclr-17523	546	5	at	at	ADP
iiclr-17523	546	6	bar	bar	NOUN
iiclr-17523	546	7	,	,	PUNCT
iiclr-17523	546	8	sonya	sonya	PROPN
iiclr-17523	546	9	and	and	CCONJ
iiclr-17523	546	10	marcus	marcus	PROPN
iiclr-17523	546	11	hawthorne	hawthorne	PROPN
iiclr-17523	546	12	purchased	purchase	VERB
iiclr-17523	546	13	a	a	DET
iiclr-17523	546	14	house	house	NOUN
iiclr-17523	546	15	in	in	ADP
iiclr-17523	546	16	olympia	olympia	PROPN
iiclr-17523	546	17	fields	field	NOUN
iiclr-17523	546	18	(	(	PUNCT
iiclr-17523	546	19	the	the	DET
iiclr-17523	546	20	village	village	NOUN
iiclr-17523	546	21	)	)	PUNCT
iiclr-17523	546	22	,	,	PUNCT
iiclr-17523	546	23	intending	intend	VERB
iiclr-17523	546	24	to	to	PART
iiclr-17523	546	25	use	use	VERB
iiclr-17523	546	26	it	it	PRON
iiclr-17523	546	27	as	as	ADP
iiclr-17523	546	28	a	a	DET
iiclr-17523	546	29	day	day	NOUN
iiclr-17523	546	30	care	care	NOUN
iiclr-17523	546	31	facility.225	facility.225	ADP
iiclr-17523	546	32	the	the	DET
iiclr-17523	546	33	illinois	illinois	PROPN
iiclr-17523	546	34	department	department	PROPN
iiclr-17523	546	35	of	of	ADP
iiclr-17523	546	36	children	child	NOUN
iiclr-17523	546	37	and	and	CCONJ
iiclr-17523	546	38	family	family	NOUN
iiclr-17523	546	39	services	service	NOUN
iiclr-17523	546	40	approved	approve	VERB
iiclr-17523	546	41	their	their	PRON
iiclr-17523	546	42	license	license	NOUN
iiclr-17523	546	43	,	,	PUNCT
iiclr-17523	546	44	but	but	CCONJ
iiclr-17523	546	45	the	the	DET
iiclr-17523	546	46	village	village	NOUN
iiclr-17523	546	47	denied	deny	VERB
iiclr-17523	546	48	them	they	PRON
iiclr-17523	546	49	a	a	DET
iiclr-17523	546	50	zoning	zoning	NOUN
iiclr-17523	546	51	permit.226	permit.226	NOUN
iiclr-17523	546	52	the	the	DET
iiclr-17523	546	53	village	village	NOUN
iiclr-17523	546	54	cited	cite	VERB
iiclr-17523	546	55	the	the	DET
iiclr-17523	546	56	fact	fact	NOUN
iiclr-17523	546	57	that	that	SCONJ
iiclr-17523	546	58	daycare	daycare	NOUN
iiclr-17523	546	59	facilities	facility	NOUN
iiclr-17523	546	60	were	be	AUX
iiclr-17523	546	61	outside	outside	ADP
iiclr-17523	546	62	the	the	DET
iiclr-17523	546	63	"	"	PUNCT
iiclr-17523	546	64	home	home	NOUN
iiclr-17523	546	65	occupation	occupation	NOUN
iiclr-17523	546	66	"	"	PUNCT
iiclr-17523	546	67	exception	exception	NOUN
iiclr-17523	546	68	of	of	ADP
iiclr-17523	546	69	businesses	business	NOUN
iiclr-17523	546	70	allowed	allow	VERB
iiclr-17523	546	71	in	in	ADP
iiclr-17523	546	72	residential	residential	ADJ
iiclr-17523	546	73	zones	zone	NOUN
iiclr-17523	546	74	.	.	PUNCT
iiclr-17523	547	1	227	227	NUM
iiclr-17523	547	2	businesses	business	NOUN
iiclr-17523	547	3	falling	fall	VERB
iiclr-17523	547	4	outside	outside	ADV
iiclr-17523	547	5	of	of	ADP
iiclr-17523	547	6	the	the	DET
iiclr-17523	547	7	"	"	PUNCT
iiclr-17523	547	8	home	home	NOUN
iiclr-17523	547	9	occupation	occupation	NOUN
iiclr-17523	547	10	"	"	PUNCT
iiclr-17523	547	11	exception	exception	NOUN
iiclr-17523	547	12	include	include	VERB
iiclr-17523	547	13	"	"	PUNCT
iiclr-17523	547	14	[	[	X
iiclr-17523	547	15	o]ffices	o]ffice	NOUN
iiclr-17523	547	16	,	,	PUNCT
iiclr-17523	547	17	clinics	clinic	NOUN
iiclr-17523	547	18	,	,	PUNCT
iiclr-17523	547	19	doctors	doctor	NOUN
iiclr-17523	547	20	'	'	PART
iiclr-17523	547	21	offices	office	NOUN
iiclr-17523	547	22	,	,	PUNCT
iiclr-17523	547	23	hospitals	hospital	NOUN
iiclr-17523	547	24	,	,	PUNCT
iiclr-17523	547	25	barbershops	barbershops	PROPN
iiclr-17523	547	26	,	,	PUNCT
iiclr-17523	547	27	beauty	beauty	NOUN
iiclr-17523	547	28	parlors	parlor	NOUN
iiclr-17523	547	29	,	,	PUNCT
iiclr-17523	547	30	dress	dress	NOUN
iiclr-17523	547	31	shops	shop	NOUN
iiclr-17523	547	32	,	,	PUNCT
iiclr-17523	547	33	millinery	millinery	NOUN
iiclr-17523	547	34	shops	shop	NOUN
iiclr-17523	547	35	,	,	PUNCT
iiclr-17523	547	36	tearooms	tearoom	NOUN
iiclr-17523	547	37	,	,	PUNCT
iiclr-17523	547	38	restaurants	restaurant	NOUN
iiclr-17523	547	39	,	,	PUNCT
iiclr-17523	547	40	tourist	tourist	NOUN
iiclr-17523	547	41	homes	home	NOUN
iiclr-17523	547	42	,	,	PUNCT
iiclr-17523	547	43	animal	animal	NOUN
iiclr-17523	547	44	hospitals	hospital	NOUN
iiclr-17523	547	45	and	and	CCONJ
iiclr-17523	547	46	kennels	kennel	NOUN
iiclr-17523	547	47	,	,	PUNCT
iiclr-17523	547	48	among	among	ADP
iiclr-17523	547	49	other	other	ADJ
iiclr-17523	547	50	things	thing	NOUN
iiclr-17523	547	51	[	[	X
iiclr-17523	547	52	.	.	X
iiclr-17523	547	53	]	]	X
iiclr-17523	547	54	,	,	PUNCT
iiclr-17523	547	55	'	'	PUNCT
iiclr-17523	547	56	228	228	NUM
iiclr-17523	547	57	because	because	SCONJ
iiclr-17523	547	58	215	215	NUM
iiclr-17523	547	59	.	.	NOUN
iiclr-17523	547	60	15	15	NUM
iiclr-17523	547	61	u.s.c	u.s.c	NOUN
iiclr-17523	547	62	.	.	PUNCT
iiclr-17523	548	1	§	§	PROPN
iiclr-17523	548	2	1692	1692	NUM
iiclr-17523	548	3	(	(	PUNCT
iiclr-17523	548	4	2005	2005	NUM
iiclr-17523	548	5	)	)	PUNCT
iiclr-17523	548	6	.	.	PUNCT
iiclr-17523	549	1	216	216	NUM
iiclr-17523	549	2	.	.	PUNCT
iiclr-17523	549	3	jones	jones	PROPN
iiclr-17523	549	4	,	,	PUNCT
iiclr-17523	549	5	supra	supra	PROPN
iiclr-17523	549	6	note	note	PROPN
iiclr-17523	549	7	1	1	NUM
iiclr-17523	549	8	,	,	PUNCT
iiclr-17523	549	9	at	at	ADP
iiclr-17523	549	10	33	33	NUM
iiclr-17523	549	11	.	.	PUNCT
iiclr-17523	549	12	217	217	NUM
iiclr-17523	549	13	.	.	X
iiclr-17523	549	14	15	15	NUM
iiclr-17523	549	15	u.s.c	u.s.c	NOUN
iiclr-17523	549	16	.	.	PUNCT
iiclr-17523	550	1	§	§	PROPN
iiclr-17523	550	2	1681	1681	NUM
iiclr-17523	550	3	(	(	PUNCT
iiclr-17523	550	4	2005	2005	NUM
iiclr-17523	550	5	)	)	PUNCT
iiclr-17523	550	6	.	.	PUNCT
iiclr-17523	551	1	218	218	NUM
iiclr-17523	551	2	.	.	PUNCT
iiclr-17523	552	1	jones	jones	PROPN
iiclr-17523	552	2	,	,	PUNCT
iiclr-17523	552	3	supra	supra	PROPN
iiclr-17523	552	4	note	note	PROPN
iiclr-17523	552	5	1	1	NUM
iiclr-17523	552	6	,	,	PUNCT
iiclr-17523	552	7	at	at	ADP
iiclr-17523	552	8	33	33	NUM
iiclr-17523	552	9	.	.	PUNCT
iiclr-17523	552	10	219	219	NUM
iiclr-17523	552	11	.	.	PUNCT
iiclr-17523	553	1	i	i	PRON
iiclr-17523	553	2	d.	d.	PROPN
iiclr-17523	553	3	at	at	ADP
iiclr-17523	553	4	29	29	NUM
iiclr-17523	553	5	-	-	SYM
iiclr-17523	553	6	33	33	NUM
iiclr-17523	553	7	.	.	NOUN
iiclr-17523	553	8	220	220	NUM
iiclr-17523	553	9	.	.	PUNCT
iiclr-17523	554	1	i	i	PRON
iiclr-17523	554	2	d.	d.	PROPN
iiclr-17523	554	3	at	at	ADP
iiclr-17523	554	4	32	32	NUM
iiclr-17523	554	5	.	.	PUNCT
iiclr-17523	554	6	221	221	NUM
iiclr-17523	554	7	.	.	PUNCT
iiclr-17523	554	8	brereton	brereton	NOUN
iiclr-17523	554	9	interview	interview	NOUN
iiclr-17523	554	10	,	,	PUNCT
iiclr-17523	554	11	supra	supra	PROPN
iiclr-17523	554	12	note	note	PROPN
iiclr-17523	554	13	207	207	NUM
iiclr-17523	554	14	.	.	PUNCT
iiclr-17523	554	15	222	222	NUM
iiclr-17523	554	16	.	.	PUNCT
iiclr-17523	555	1	jones	jones	PROPN
iiclr-17523	555	2	,	,	PUNCT
iiclr-17523	555	3	supra	supra	PROPN
iiclr-17523	555	4	note	note	PROPN
iiclr-17523	555	5	1	1	NUM
iiclr-17523	555	6	,	,	PUNCT
iiclr-17523	555	7	at	at	ADP
iiclr-17523	555	8	32	32	NUM
iiclr-17523	555	9	.	.	PUNCT
iiclr-17523	555	10	223	223	NUM
iiclr-17523	555	11	.	.	PUNCT
iiclr-17523	556	1	hawthorne	hawthorne	PROPN
iiclr-17523	556	2	v.	v.	ADP
iiclr-17523	556	3	olympia	olympia	PROPN
iiclr-17523	556	4	fields	field	NOUN
iiclr-17523	556	5	,	,	PUNCT
iiclr-17523	556	6	765	765	NUM
iiclr-17523	556	7	n.e.2d	n.e.2d	NOUN
iiclr-17523	556	8	475	475	NUM
iiclr-17523	556	9	(	(	PUNCT
iiclr-17523	556	10	i1	i1	PROPN
iiclr-17523	556	11	.	.	PUNCT
iiclr-17523	557	1	app	app	PROPN
iiclr-17523	557	2	.	.	PUNCT
iiclr-17523	558	1	ct	ct	PROPN
iiclr-17523	558	2	)	)	PUNCT
iiclr-17523	558	3	,	,	PUNCT
iiclr-17523	559	1	afftd	afftd	PROPN
iiclr-17523	559	2	,	,	PUNCT
iiclr-17523	559	3	790	790	NUM
iiclr-17523	559	4	n.e.2d	n.e.2d	NOUN
iiclr-17523	559	5	832	832	NUM
iiclr-17523	559	6	(	(	PUNCT
iiclr-17523	559	7	ill	ill	PROPN
iiclr-17523	559	8	.	.	NOUN
iiclr-17523	559	9	2003	2003	NUM
iiclr-17523	559	10	)	)	PUNCT
iiclr-17523	559	11	.	.	PUNCT
iiclr-17523	560	1	224	224	NUM
iiclr-17523	560	2	.	.	PUNCT
iiclr-17523	561	1	brief	brief	NOUN
iiclr-17523	561	2	of	of	ADP
iiclr-17523	561	3	amici	amici	PROPN
iiclr-17523	561	4	curiae	curiae	NOUN
iiclr-17523	561	5	voices	voice	NOUN
iiclr-17523	561	6	of	of	ADP
iiclr-17523	561	7	illinois	illinois	PROPN
iiclr-17523	561	8	children	child	NOUN
iiclr-17523	561	9	etal	etal	VERB
iiclr-17523	561	10	.	.	PUNCT
iiclr-17523	561	11	,	,	PUNCT
iiclr-17523	561	12	at	at	ADP
iiclr-17523	561	13	10	10	NUM
iiclr-17523	561	14	,	,	PUNCT
iiclr-17523	561	15	hawthorne	hawthorne	NOUN
iiclr-17523	561	16	v.	v.	ADP
iiclr-17523	561	17	olympia	olympia	PROPN
iiclr-17523	561	18	fields	field	NOUN
iiclr-17523	561	19	,	,	PUNCT
iiclr-17523	561	20	765	765	NUM
iiclr-17523	561	21	n.e.2d	n.e.2d	NOUN
iiclr-17523	561	22	475	475	NUM
iiclr-17523	561	23	(	(	PUNCT
iiclr-17523	561	24	ill	ill	PROPN
iiclr-17523	561	25	.	.	PUNCT
iiclr-17523	562	1	app	app	PROPN
iiclr-17523	562	2	.	.	PUNCT
iiclr-17523	563	1	ct	ct	PROPN
iiclr-17523	563	2	.	.	PROPN
iiclr-17523	563	3	2002	2002	NUM
iiclr-17523	563	4	)	)	PUNCT
iiclr-17523	563	5	(	(	PUNCT
iiclr-17523	563	6	no	no	INTJ
iiclr-17523	563	7	.	.	NOUN
iiclr-17523	564	1	1	1	NUM
iiclr-17523	564	2	-	-	SYM
iiclr-17523	564	3	01	01	NUM
iiclr-17523	564	4	-	-	PUNCT
iiclr-17523	564	5	447	447	NUM
iiclr-17523	564	6	)	)	PUNCT
iiclr-17523	564	7	.	.	PUNCT
iiclr-17523	565	1	225	225	NUM
iiclr-17523	565	2	.	.	X
iiclr-17523	566	1	790	790	NUM
iiclr-17523	566	2	n.e.2d	n.e.2d	NOUN
iiclr-17523	566	3	at	at	ADP
iiclr-17523	566	4	835	835	NUM
iiclr-17523	566	5	.	.	PUNCT
iiclr-17523	567	1	226	226	NUM
iiclr-17523	567	2	.	.	PUNCT
iiclr-17523	568	1	i	i	PRON
iiclr-17523	568	2	d.	d.	PROPN
iiclr-17523	568	3	227	227	NUM
iiclr-17523	568	4	.	.	PUNCT
iiclr-17523	569	1	i	i	PRON
iiclr-17523	569	2	d.	d.	PROPN
iiclr-17523	569	3	228	228	NUM
iiclr-17523	569	4	.	.	PUNCT
iiclr-17523	570	1	i	i	PRON
iiclr-17523	570	2	d.	d.	PROPN
iiclr-17523	570	3	this	this	DET
iiclr-17523	570	4	list	list	NOUN
iiclr-17523	570	5	would	would	AUX
iiclr-17523	570	6	exclude	exclude	VERB
iiclr-17523	570	7	a	a	DET
iiclr-17523	570	8	large	large	ADJ
iiclr-17523	570	9	number	number	NOUN
iiclr-17523	570	10	of	of	ADP
iiclr-17523	570	11	microenterprises	microenterprise	NOUN
iiclr-17523	570	12	from	from	ADP
iiclr-17523	570	13	the	the	DET
iiclr-17523	570	14	village	village	NOUN
iiclr-17523	570	15	.	.	PUNCT
iiclr-17523	571	1	i	i	PRON
iiclr-17523	571	2	d.	d.	PROPN
iiclr-17523	571	3	2006	2006	NUM
iiclr-17523	571	4	]	]	X
iiclr-17523	572	1	ind	ind	NOUN
iiclr-17523	572	2	.	.	PUNCT
iiclr-17523	573	1	int'l	int'l	PROPN
iiclr-17523	573	2	&	&	CCONJ
iiclr-17523	573	3	comp	comp	PROPN
iiclr-17523	573	4	.	.	PUNCT
iiclr-17523	574	1	l.	l.	PROPN
iiclr-17523	574	2	rev	rev	PROPN
iiclr-17523	574	3	.	.	PUNCT
iiclr-17523	575	1	this	this	PRON
iiclr-17523	575	2	effectively	effectively	ADV
iiclr-17523	575	3	meant	mean	VERB
iiclr-17523	575	4	that	that	SCONJ
iiclr-17523	575	5	the	the	DET
iiclr-17523	575	6	hawthornes	hawthorne	NOUN
iiclr-17523	575	7	could	could	AUX
iiclr-17523	575	8	not	not	PART
iiclr-17523	575	9	open	open	VERB
iiclr-17523	575	10	a	a	DET
iiclr-17523	575	11	state	state	NOUN
iiclr-17523	575	12	-	-	PUNCT
iiclr-17523	575	13	licensed	license	VERB
iiclr-17523	575	14	daycare	daycare	NOUN
iiclr-17523	575	15	facility	facility	NOUN
iiclr-17523	575	16	anywhere	anywhere	ADV
iiclr-17523	575	17	within	within	ADP
iiclr-17523	575	18	the	the	DET
iiclr-17523	575	19	limits	limit	NOUN
iiclr-17523	575	20	of	of	ADP
iiclr-17523	575	21	the	the	DET
iiclr-17523	575	22	village	village	NOUN
iiclr-17523	575	23	,	,	PUNCT
iiclr-17523	575	24	the	the	DET
iiclr-17523	575	25	zoning	zoning	ADJ
iiclr-17523	575	26	ordinance	ordinance	NOUN
iiclr-17523	575	27	was	be	AUX
iiclr-17523	575	28	"	"	PUNCT
iiclr-17523	575	29	null	null	ADJ
iiclr-17523	575	30	and	and	CCONJ
iiclr-17523	575	31	void	void	ADJ
iiclr-17523	575	32	"	"	PUNCT
iiclr-17523	575	33	under	under	ADP
iiclr-17523	575	34	illinois	illinois	PROPN
iiclr-17523	575	35	law.229	law.229	PROPN
iiclr-17523	575	36	other	other	ADJ
iiclr-17523	575	37	than	than	ADP
iiclr-17523	575	38	the	the	DET
iiclr-17523	575	39	court	court	NOUN
iiclr-17523	575	40	mentioning	mentioning	NOUN
iiclr-17523	575	41	wsep	wsep	NOUN
iiclr-17523	575	42	specifically,230	specifically,230	VERB
iiclr-17523	575	43	there	there	PRON
iiclr-17523	575	44	is	be	VERB
iiclr-17523	575	45	no	no	DET
iiclr-17523	575	46	indication	indication	NOUN
iiclr-17523	575	47	that	that	SCONJ
iiclr-17523	575	48	this	this	DET
iiclr-17523	575	49	case	case	NOUN
iiclr-17523	575	50	involves	involve	VERB
iiclr-17523	575	51	microcredit	microcredit	NOUN
iiclr-17523	575	52	or	or	CCONJ
iiclr-17523	575	53	women	woman	NOUN
iiclr-17523	575	54	working	work	VERB
iiclr-17523	575	55	their	their	PRON
iiclr-17523	575	56	way	way	NOUN
iiclr-17523	575	57	out	out	ADP
iiclr-17523	575	58	of	of	ADP
iiclr-17523	575	59	poverty	poverty	NOUN
iiclr-17523	575	60	.	.	PUNCT
iiclr-17523	576	1	hawthorne	hawthorne	PROPN
iiclr-17523	576	2	underscores	underscore	VERB
iiclr-17523	576	3	the	the	DET
iiclr-17523	576	4	problems	problem	NOUN
iiclr-17523	576	5	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	576	6	may	may	AUX
iiclr-17523	576	7	face	face	VERB
iiclr-17523	576	8	in	in	ADP
iiclr-17523	576	9	their	their	PRON
iiclr-17523	576	10	transition	transition	NOUN
iiclr-17523	576	11	from	from	ADP
iiclr-17523	576	12	welfare	welfare	NOUN
iiclr-17523	576	13	to	to	PART
iiclr-17523	576	14	work	work	VERB
iiclr-17523	576	15	beyond	beyond	ADP
iiclr-17523	576	16	the	the	DET
iiclr-17523	576	17	typical	typical	ADJ
iiclr-17523	576	18	concerns	concern	NOUN
iiclr-17523	576	19	of	of	ADP
iiclr-17523	576	20	funding	funding	NOUN
iiclr-17523	576	21	and	and	CCONJ
iiclr-17523	576	22	training	training	NOUN
iiclr-17523	576	23	.	.	PUNCT
iiclr-17523	577	1	a.	a.	NOUN
iiclr-17523	577	2	findings	finding	NOUN
iiclr-17523	577	3	of	of	ADP
iiclr-17523	577	4	studies	study	NOUN
iiclr-17523	577	5	of	of	ADP
iiclr-17523	577	6	microfinance	microfinance	NOUN
iiclr-17523	577	7	in	in	ADP
iiclr-17523	577	8	the	the	DET
iiclr-17523	577	9	united	united	PROPN
iiclr-17523	577	10	states	states	PROPN
iiclr-17523	577	11	the	the	DET
iiclr-17523	577	12	earliest	early	ADJ
iiclr-17523	577	13	study	study	NOUN
iiclr-17523	577	14	this	this	DET
iiclr-17523	577	15	note	note	NOUN
iiclr-17523	577	16	considers	consider	VERB
iiclr-17523	577	17	organizes	organize	VERB
iiclr-17523	577	18	microlenders	microlender	NOUN
iiclr-17523	577	19	in	in	ADP
iiclr-17523	577	20	one	one	NUM
iiclr-17523	577	21	of	of	ADP
iiclr-17523	577	22	two	two	NUM
iiclr-17523	577	23	ways	way	NOUN
iiclr-17523	577	24	:	:	PUNCT
iiclr-17523	577	25	either	either	CCONJ
iiclr-17523	577	26	as	as	ADP
iiclr-17523	577	27	a	a	DET
iiclr-17523	577	28	subsidiary	subsidiary	NOUN
iiclr-17523	577	29	of	of	ADP
iiclr-17523	577	30	a	a	DET
iiclr-17523	577	31	larger	large	ADJ
iiclr-17523	577	32	agency	agency	NOUN
iiclr-17523	577	33	or	or	CCONJ
iiclr-17523	577	34	corporation	corporation	NOUN
iiclr-17523	577	35	,	,	PUNCT
iiclr-17523	577	36	or	or	CCONJ
iiclr-17523	577	37	as	as	ADP
iiclr-17523	577	38	a	a	DET
iiclr-17523	577	39	taxexempt	taxexempt	ADJ
iiclr-17523	577	40	nondepository	nondepository	ADJ
iiclr-17523	577	41	community	community	NOUN
iiclr-17523	577	42	development	development	NOUN
iiclr-17523	577	43	financial	financial	ADJ
iiclr-17523	577	44	institution.23	institution.23	PROPN
iiclr-17523	577	45	'	'	PUNCT
iiclr-17523	577	46	significantly	significantly	ADV
iiclr-17523	577	47	,	,	PUNCT
iiclr-17523	577	48	microlenders	microlender	NOUN
iiclr-17523	577	49	falling	fall	VERB
iiclr-17523	577	50	in	in	ADP
iiclr-17523	577	51	the	the	DET
iiclr-17523	577	52	latter	latter	ADJ
iiclr-17523	577	53	category	category	NOUN
iiclr-17523	577	54	were	be	AUX
iiclr-17523	577	55	unregulated	unregulated	ADJ
iiclr-17523	577	56	lenders	lender	NOUN
iiclr-17523	577	57	,	,	PUNCT
iiclr-17523	577	58	and	and	CCONJ
iiclr-17523	577	59	investor	investor	NOUN
iiclr-17523	577	60	funds	fund	NOUN
iiclr-17523	577	61	were	be	AUX
iiclr-17523	577	62	uninsured.232	uninsured.232	PROPN
iiclr-17523	577	63	the	the	DET
iiclr-17523	577	64	majority	majority	NOUN
iiclr-17523	577	65	of	of	ADP
iiclr-17523	577	66	groups	group	NOUN
iiclr-17523	577	67	in	in	ADP
iiclr-17523	577	68	the	the	DET
iiclr-17523	577	69	study	study	NOUN
iiclr-17523	577	70	used	use	VERB
iiclr-17523	577	71	the	the	DET
iiclr-17523	577	72	grameen	grameen	PROPN
iiclr-17523	577	73	peer	peer	NOUN
iiclr-17523	577	74	-	-	PUNCT
iiclr-17523	577	75	lending	lending	NOUN
iiclr-17523	577	76	model	model	NOUN
iiclr-17523	577	77	with	with	ADP
iiclr-17523	577	78	loans	loan	NOUN
iiclr-17523	577	79	ranging	range	VERB
iiclr-17523	577	80	between	between	ADP
iiclr-17523	577	81	$	$	SYM
iiclr-17523	577	82	8,000	8,000	NUM
iiclr-17523	577	83	and	and	CCONJ
iiclr-17523	577	84	$	$	SYM
iiclr-17523	577	85	20,000	20,000	NUM
iiclr-17523	577	86	.	.	PUNCT
iiclr-17523	578	1	23	23	NUM
iiclr-17523	578	2	'	'	PUNCT
iiclr-17523	578	3	among	among	ADP
iiclr-17523	578	4	the	the	DET
iiclr-17523	578	5	study	study	NOUN
iiclr-17523	578	6	's	's	PART
iiclr-17523	578	7	findings	finding	NOUN
iiclr-17523	578	8	were	be	AUX
iiclr-17523	578	9	the	the	DET
iiclr-17523	578	10	importance	importance	NOUN
iiclr-17523	578	11	of	of	ADP
iiclr-17523	578	12	the	the	DET
iiclr-17523	578	13	peerlending	peerlende	VERB
iiclr-17523	578	14	model	model	NOUN
iiclr-17523	578	15	,	,	PUNCT
iiclr-17523	578	16	which	which	PRON
iiclr-17523	578	17	was	be	AUX
iiclr-17523	578	18	purported	purport	VERB
iiclr-17523	578	19	to	to	PART
iiclr-17523	578	20	lower	lower	VERB
iiclr-17523	578	21	operating	operating	NOUN
iiclr-17523	578	22	costs	cost	NOUN
iiclr-17523	578	23	,	,	PUNCT
iiclr-17523	578	24	234	234	NUM
iiclr-17523	578	25	as	as	ADV
iiclr-17523	578	26	well	well	ADV
iiclr-17523	578	27	as	as	ADP
iiclr-17523	578	28	the	the	DET
iiclr-17523	578	29	need	need	NOUN
iiclr-17523	578	30	for	for	SCONJ
iiclr-17523	578	31	microlenders	microlender	NOUN
iiclr-17523	578	32	to	to	PART
iiclr-17523	578	33	be	be	AUX
iiclr-17523	578	34	acquainted	acquaint	VERB
iiclr-17523	578	35	with	with	ADP
iiclr-17523	578	36	the	the	DET
iiclr-17523	578	37	needs	need	NOUN
iiclr-17523	578	38	of	of	ADP
iiclr-17523	578	39	their	their	PRON
iiclr-17523	578	40	clientele.235	clientele.235	NOUN
iiclr-17523	578	41	"	"	PUNCT
iiclr-17523	578	42	with	with	ADP
iiclr-17523	578	43	first	first	ADJ
iiclr-17523	578	44	-	-	PUNCT
iiclr-17523	578	45	hand	hand	NOUN
iiclr-17523	578	46	knowledge	knowledge	NOUN
iiclr-17523	578	47	of	of	ADP
iiclr-17523	578	48	the	the	DET
iiclr-17523	578	49	local	local	ADJ
iiclr-17523	578	50	economy	economy	NOUN
iiclr-17523	578	51	,	,	PUNCT
iiclr-17523	578	52	group	group	NOUN
iiclr-17523	578	53	members	member	NOUN
iiclr-17523	578	54	are	be	AUX
iiclr-17523	578	55	quick	quick	ADJ
iiclr-17523	578	56	to	to	PART
iiclr-17523	578	57	assess	assess	VERB
iiclr-17523	578	58	the	the	DET
iiclr-17523	578	59	market	market	NOUN
iiclr-17523	578	60	for	for	ADP
iiclr-17523	578	61	,	,	PUNCT
iiclr-17523	578	62	and	and	CCONJ
iiclr-17523	578	63	feasibility	feasibility	NOUN
iiclr-17523	578	64	of	of	ADP
iiclr-17523	578	65	,	,	PUNCT
iiclr-17523	578	66	a	a	DET
iiclr-17523	578	67	business	business	NOUN
iiclr-17523	578	68	idea	idea	NOUN
iiclr-17523	578	69	and	and	CCONJ
iiclr-17523	578	70	often	often	ADV
iiclr-17523	578	71	have	have	VERB
iiclr-17523	578	72	valuable	valuable	ADJ
iiclr-17523	578	73	insights	insight	NOUN
iiclr-17523	578	74	,	,	PUNCT
iiclr-17523	578	75	connections	connection	NOUN
iiclr-17523	578	76	,	,	PUNCT
iiclr-17523	578	77	and	and	CCONJ
iiclr-17523	578	78	business	business	NOUN
iiclr-17523	578	79	assistance	assistance	NOUN
iiclr-17523	578	80	to	to	PART
iiclr-17523	578	81	offer	offer	VERB
iiclr-17523	578	82	.	.	PUNCT
iiclr-17523	579	1	"236	"236	NOUN
iiclr-17523	579	2	that	that	PRON
iiclr-17523	579	3	being	be	AUX
iiclr-17523	579	4	said	say	VERB
iiclr-17523	579	5	,	,	PUNCT
iiclr-17523	579	6	the	the	DET
iiclr-17523	579	7	researchers	researcher	NOUN
iiclr-17523	579	8	repeat	repeat	VERB
iiclr-17523	579	9	the	the	DET
iiclr-17523	579	10	mantra	mantra	NOUN
iiclr-17523	579	11	that	that	PRON
iiclr-17523	579	12	has	have	AUX
iiclr-17523	579	13	echoed	echo	VERB
iiclr-17523	579	14	through	through	ADP
iiclr-17523	579	15	almost	almost	ADV
iiclr-17523	579	16	every	every	PRON
iiclr-17523	579	17	account	account	NOUN
iiclr-17523	579	18	of	of	ADP
iiclr-17523	579	19	microcredit	microcredit	NOUN
iiclr-17523	579	20	,	,	PUNCT
iiclr-17523	579	21	except	except	SCONJ
iiclr-17523	579	22	for	for	ADP
iiclr-17523	579	23	those	those	PRON
iiclr-17523	579	24	written	write	VERB
iiclr-17523	579	25	by	by	ADP
iiclr-17523	579	26	muhammad	muhammad	PROPN
iiclr-17523	579	27	yunus	yunus	PROPN
iiclr-17523	579	28	:	:	PUNCT
iiclr-17523	579	29	microcredit	microcredit	NOUN
iiclr-17523	579	30	is	be	AUX
iiclr-17523	579	31	not	not	PART
iiclr-17523	579	32	a	a	DET
iiclr-17523	579	33	panacea	panacea	NOUN
iiclr-17523	579	34	.	.	PUNCT
iiclr-17523	580	1	237	237	NUM
iiclr-17523	580	2	however	however	ADV
iiclr-17523	580	3	,	,	PUNCT
iiclr-17523	580	4	"	"	PUNCT
iiclr-17523	580	5	targeted	target	VERB
iiclr-17523	580	6	microenterprise	microenterprise	NOUN
iiclr-17523	580	7	development	development	NOUN
iiclr-17523	580	8	-	-	PUNCT
iiclr-17523	580	9	has	have	VERB
iiclr-17523	580	10	tremendous	tremendous	ADJ
iiclr-17523	580	11	potential	potential	NOUN
iiclr-17523	580	12	for	for	ADP
iiclr-17523	580	13	reaching	reach	VERB
iiclr-17523	580	14	deeply	deeply	ADV
iiclr-17523	580	15	into	into	ADP
iiclr-17523	580	16	disadvantaged	disadvantaged	ADJ
iiclr-17523	580	17	populations	population	NOUN
iiclr-17523	580	18	.	.	PUNCT
iiclr-17523	581	1	238	238	NUM
iiclr-17523	581	2	five	five	NUM
iiclr-17523	581	3	years	year	NOUN
iiclr-17523	581	4	later	later	ADV
iiclr-17523	581	5	,	,	PUNCT
iiclr-17523	581	6	the	the	DET
iiclr-17523	581	7	second	second	ADJ
iiclr-17523	581	8	study	study	NOUN
iiclr-17523	581	9	reaffirmed	reaffirm	VERB
iiclr-17523	581	10	the	the	DET
iiclr-17523	581	11	basic	basic	ADJ
iiclr-17523	581	12	values	value	NOUN
iiclr-17523	581	13	of	of	ADP
iiclr-17523	581	14	microcredit	microcredit	NOUN
iiclr-17523	581	15	:	:	PUNCT
iiclr-17523	581	16	"	"	PUNCT
iiclr-17523	581	17	[	[	X
iiclr-17523	581	18	r]ather	r]ather	NOUN
iiclr-17523	581	19	than	than	ADP
iiclr-17523	581	20	emphasizing	emphasize	VERB
iiclr-17523	581	21	a	a	DET
iiclr-17523	581	22	person	person	NOUN
iiclr-17523	581	23	's	's	PART
iiclr-17523	581	24	deficiencies	deficiency	NOUN
iiclr-17523	581	25	when	when	SCONJ
iiclr-17523	581	26	they	they	PRON
iiclr-17523	581	27	enter	enter	VERB
iiclr-17523	581	28	the	the	DET
iiclr-17523	581	29	program	program	NOUN
iiclr-17523	581	30	,	,	PUNCT
iiclr-17523	581	31	such	such	ADJ
iiclr-17523	581	32	as	as	ADP
iiclr-17523	581	33	their	their	PRON
iiclr-17523	581	34	lack	lack	NOUN
iiclr-17523	581	35	of	of	ADP
iiclr-17523	581	36	training	training	NOUN
iiclr-17523	581	37	for	for	ADP
iiclr-17523	581	38	a	a	DET
iiclr-17523	581	39	certain	certain	ADJ
iiclr-17523	581	40	job	job	NOUN
iiclr-17523	581	41	,	,	PUNCT
iiclr-17523	581	42	or	or	CCONJ
iiclr-17523	581	43	low	low	ADJ
iiclr-17523	581	44	educational	educational	ADJ
iiclr-17523	581	45	attainment	attainment	ADJ
iiclr-17523	581	46	levels	level	NOUN
iiclr-17523	581	47	,	,	PUNCT
iiclr-17523	581	48	microenterprise	microenterprise	NOUN
iiclr-17523	581	49	programs	program	NOUN
iiclr-17523	581	50	being	be	AUX
iiclr-17523	581	51	by	by	ADP
iiclr-17523	581	52	recognizing	recognize	VERB
iiclr-17523	581	53	a	a	DET
iiclr-17523	581	54	person	person	NOUN
iiclr-17523	581	55	's	's	PART
iiclr-17523	581	56	strengths	strength	NOUN
iiclr-17523	581	57	-	-	PUNCT
iiclr-17523	581	58	the	the	DET
iiclr-17523	581	59	skills	skill	NOUN
iiclr-17523	581	60	,	,	PUNCT
iiclr-17523	581	61	aptitudes	aptitude	NOUN
iiclr-17523	581	62	,	,	PUNCT
iiclr-17523	581	63	interests	interest	NOUN
iiclr-17523	581	64	,	,	PUNCT
iiclr-17523	581	65	and	and	CCONJ
iiclr-17523	581	66	experience	experience	NOUN
iiclr-17523	581	67	that	that	SCONJ
iiclr-17523	581	68	they	they	PRON
iiclr-17523	581	69	already	already	ADV
iiclr-17523	581	70	have	have	VERB
iiclr-17523	581	71	.	.	PUNCT
iiclr-17523	582	1	",239	",239	VERB
iiclr-17523	582	2	most	most	ADJ
iiclr-17523	582	3	of	of	ADP
iiclr-17523	582	4	the	the	DET
iiclr-17523	582	5	programs	program	NOUN
iiclr-17523	582	6	studied	study	VERB
iiclr-17523	582	7	were	be	AUX
iiclr-17523	582	8	funded	fund	VERB
iiclr-17523	582	9	primarily	primarily	ADV
iiclr-17523	582	10	through	through	ADP
iiclr-17523	582	11	229	229	NUM
iiclr-17523	582	12	.	.	PUNCT
iiclr-17523	583	1	i	i	PRON
iiclr-17523	583	2	d.	d.	PROPN
iiclr-17523	583	3	at	at	ADP
iiclr-17523	583	4	837	837	NUM
iiclr-17523	583	5	.	.	PUNCT
iiclr-17523	584	1	230	230	NUM
iiclr-17523	584	2	.	.	PUNCT
iiclr-17523	585	1	i	i	PRON
iiclr-17523	585	2	d.	d.	PROPN
iiclr-17523	585	3	at	at	ADP
iiclr-17523	585	4	838	838	NUM
iiclr-17523	585	5	.	.	PUNCT
iiclr-17523	585	6	231	231	NUM
iiclr-17523	585	7	.	.	PUNCT
iiclr-17523	586	1	mclenighan	mclenighan	PROPN
iiclr-17523	586	2	,	,	PUNCT
iiclr-17523	586	3	supra	supra	PROPN
iiclr-17523	586	4	note	note	NOUN
iiclr-17523	586	5	42	42	NUM
iiclr-17523	586	6	,	,	PUNCT
iiclr-17523	586	7	at	at	ADP
iiclr-17523	586	8	5	5	NUM
iiclr-17523	586	9	.	.	PUNCT
iiclr-17523	586	10	232	232	NUM
iiclr-17523	586	11	.	.	PUNCT
iiclr-17523	587	1	i	i	PRON
iiclr-17523	587	2	d.	d.	PROPN
iiclr-17523	587	3	233	233	NUM
iiclr-17523	587	4	.	.	PUNCT
iiclr-17523	588	1	i	i	PRON
iiclr-17523	588	2	d.	d.	PROPN
iiclr-17523	588	3	at	at	ADP
iiclr-17523	588	4	12	12	NUM
iiclr-17523	588	5	.	.	PUNCT
iiclr-17523	589	1	234	234	NUM
iiclr-17523	589	2	.	.	PUNCT
iiclr-17523	590	1	i	i	PRON
iiclr-17523	590	2	d.	d.	PROPN
iiclr-17523	590	3	at	at	ADP
iiclr-17523	590	4	6	6	NUM
iiclr-17523	590	5	.	.	NOUN
iiclr-17523	590	6	235	235	NUM
iiclr-17523	590	7	.	.	PUNCT
iiclr-17523	591	1	i	i	PRON
iiclr-17523	591	2	d.	d.	PROPN
iiclr-17523	591	3	at	at	ADP
iiclr-17523	591	4	7	7	NUM
iiclr-17523	591	5	.	.	NUM
iiclr-17523	591	6	236	236	NUM
iiclr-17523	591	7	.	.	PUNCT
iiclr-17523	592	1	i	i	PRON
iiclr-17523	592	2	d.	d.	PROPN
iiclr-17523	592	3	237	237	NUM
iiclr-17523	592	4	.	.	PUNCT
iiclr-17523	593	1	i	i	PRON
iiclr-17523	593	2	d.	d.	PROPN
iiclr-17523	593	3	;	;	PUNCT
iiclr-17523	593	4	see	see	VERB
iiclr-17523	593	5	also	also	ADV
iiclr-17523	593	6	jones	jones	PROPN
iiclr-17523	593	7	,	,	PUNCT
iiclr-17523	593	8	supra	supra	PROPN
iiclr-17523	593	9	note	note	PROPN
iiclr-17523	593	10	170	170	NUM
iiclr-17523	593	11	,	,	PUNCT
iiclr-17523	593	12	at	at	ADP
iiclr-17523	593	13	392	392	NUM
iiclr-17523	593	14	(	(	PUNCT
iiclr-17523	593	15	noting	note	VERB
iiclr-17523	593	16	that	that	SCONJ
iiclr-17523	593	17	criticism	criticism	NOUN
iiclr-17523	593	18	of	of	ADP
iiclr-17523	593	19	microfinance	microfinance	NOUN
iiclr-17523	593	20	includes	include	VERB
iiclr-17523	593	21	the	the	DET
iiclr-17523	593	22	observation	observation	NOUN
iiclr-17523	593	23	that	that	SCONJ
iiclr-17523	593	24	there	there	PRON
iiclr-17523	593	25	are	be	VERB
iiclr-17523	593	26	"	"	PUNCT
iiclr-17523	593	27	only	only	ADV
iiclr-17523	593	28	a	a	DET
iiclr-17523	593	29	small	small	ADJ
iiclr-17523	593	30	percentage	percentage	NOUN
iiclr-17523	593	31	of	of	ADP
iiclr-17523	593	32	possible	possible	ADJ
iiclr-17523	593	33	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	593	34	in	in	ADP
iiclr-17523	593	35	the	the	DET
iiclr-17523	593	36	u.s	u.s	PROPN
iiclr-17523	593	37	.	.	PROPN
iiclr-17523	593	38	population	population	NOUN
iiclr-17523	593	39	.	.	PUNCT
iiclr-17523	594	1	"	"	PUNCT
iiclr-17523	594	2	)	)	PUNCT
iiclr-17523	594	3	.	.	PUNCT
iiclr-17523	595	1	238	238	NUM
iiclr-17523	595	2	.	.	PUNCT
iiclr-17523	596	1	mclenighan	mclenighan	PROPN
iiclr-17523	596	2	,	,	PUNCT
iiclr-17523	596	3	supra	supra	PROPN
iiclr-17523	596	4	note	note	NOUN
iiclr-17523	596	5	42	42	NUM
iiclr-17523	596	6	,	,	PUNCT
iiclr-17523	596	7	at	at	ADP
iiclr-17523	596	8	7	7	NUM
iiclr-17523	596	9	.	.	NOUN
iiclr-17523	596	10	239	239	NUM
iiclr-17523	596	11	.	.	PUNCT
iiclr-17523	597	1	edgcomb	edgcomb	PROPN
iiclr-17523	597	2	,	,	PUNCT
iiclr-17523	597	3	supra	supra	PROPN
iiclr-17523	597	4	note	note	PROPN
iiclr-17523	597	5	77	77	NUM
iiclr-17523	597	6	,	,	PUNCT
iiclr-17523	597	7	at	at	ADP
iiclr-17523	597	8	1	1	NUM
iiclr-17523	597	9	.	.	PUNCT
iiclr-17523	598	1	[	[	X
iiclr-17523	598	2	vol	vol	NOUN
iiclr-17523	598	3	.	.	PUNCT
iiclr-17523	599	1	16:2	16:2	NUM
iiclr-17523	599	2	equity	equity	PROPN
iiclr-17523	599	3	&	&	CCONJ
iiclr-17523	599	4	innovation	innovation	PROPN
iiclr-17523	599	5	private	private	ADJ
iiclr-17523	599	6	philanthropy	philanthropy	NOUN
iiclr-17523	599	7	.	.	PUNCT
iiclr-17523	600	1	24	24	NUM
iiclr-17523	600	2	0	0	NUM
iiclr-17523	600	3	the	the	DET
iiclr-17523	600	4	focus	focus	NOUN
iiclr-17523	600	5	of	of	ADP
iiclr-17523	600	6	the	the	DET
iiclr-17523	600	7	various	various	ADJ
iiclr-17523	600	8	programs	program	NOUN
iiclr-17523	600	9	remained	remain	VERB
iiclr-17523	600	10	poverty	poverty	NOUN
iiclr-17523	600	11	alleviation	alleviation	NOUN
iiclr-17523	600	12	,	,	PUNCT
iiclr-17523	600	13	but	but	CCONJ
iiclr-17523	600	14	there	there	PRON
iiclr-17523	600	15	was	be	VERB
iiclr-17523	600	16	also	also	ADV
iiclr-17523	600	17	a	a	DET
iiclr-17523	600	18	"	"	PUNCT
iiclr-17523	600	19	strong	strong	ADJ
iiclr-17523	600	20	emphasis	emphasis	NOUN
iiclr-17523	600	21	on	on	ADP
iiclr-17523	600	22	client	client	NOUN
iiclr-17523	600	23	self	self	NOUN
iiclr-17523	600	24	-	-	PUNCT
iiclr-17523	600	25	selection	selection	NOUN
iiclr-17523	600	26	and	and	CCONJ
iiclr-17523	600	27	client	client	NOUN
iiclr-17523	600	28	choice	choice	NOUN
iiclr-17523	600	29	.	.	PUNCT
iiclr-17523	600	30	"	"	PUNCT
iiclr-17523	601	1	24	24	NUM
iiclr-17523	601	2	1	1	NUM
iiclr-17523	601	3	furthermore	furthermore	ADV
iiclr-17523	601	4	,	,	PUNCT
iiclr-17523	601	5	a	a	DET
iiclr-17523	601	6	noticeable	noticeable	ADJ
iiclr-17523	601	7	non	non	ADJ
iiclr-17523	601	8	-	-	ADJ
iiclr-17523	601	9	charity	charity	ADJ
iiclr-17523	601	10	approach	approach	NOUN
iiclr-17523	601	11	stressed	stress	VERB
iiclr-17523	601	12	client	client	NOUN
iiclr-17523	601	13	responsibility	responsibility	NOUN
iiclr-17523	601	14	and	and	CCONJ
iiclr-17523	601	15	reliance	reliance	NOUN
iiclr-17523	601	16	on	on	ADP
iiclr-17523	601	17	market	market	NOUN
iiclr-17523	601	18	interest	interest	NOUN
iiclr-17523	601	19	rates	rate	NOUN
iiclr-17523	601	20	and	and	CCONJ
iiclr-17523	601	21	repayment	repayment	NOUN
iiclr-17523	601	22	standards.242	standards.242	NOUN
iiclr-17523	601	23	the	the	DET
iiclr-17523	601	24	final	final	ADJ
iiclr-17523	601	25	study	study	NOUN
iiclr-17523	601	26	,	,	PUNCT
iiclr-17523	601	27	the	the	DET
iiclr-17523	601	28	self	self	NOUN
iiclr-17523	601	29	-	-	PUNCT
iiclr-17523	601	30	employment	employment	NOUN
iiclr-17523	601	31	learning	learning	NOUN
iiclr-17523	601	32	project	project	NOUN
iiclr-17523	601	33	(	(	PUNCT
iiclr-17523	601	34	selp	selp	PROPN
iiclr-17523	601	35	)	)	PUNCT
iiclr-17523	601	36	,	,	PUNCT
iiclr-17523	601	37	is	be	AUX
iiclr-17523	601	38	a	a	DET
iiclr-17523	601	39	culmination	culmination	NOUN
iiclr-17523	601	40	of	of	ADP
iiclr-17523	601	41	a	a	DET
iiclr-17523	601	42	five	five	NUM
iiclr-17523	601	43	-	-	PUNCT
iiclr-17523	601	44	year	year	NOUN
iiclr-17523	601	45	survey	survey	NOUN
iiclr-17523	601	46	of	of	ADP
iiclr-17523	601	47	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	601	48	from	from	ADP
iiclr-17523	601	49	1992	1992	NUM
iiclr-17523	601	50	to	to	ADP
iiclr-17523	601	51	1996.243	1996.243	PROPN
iiclr-17523	601	52	the	the	DET
iiclr-17523	601	53	key	key	ADJ
iiclr-17523	601	54	finding	finding	NOUN
iiclr-17523	601	55	was	be	AUX
iiclr-17523	601	56	that	that	SCONJ
iiclr-17523	601	57	more	more	ADJ
iiclr-17523	601	58	than	than	ADP
iiclr-17523	601	59	seventy	seventy	NUM
iiclr-17523	601	60	-	-	PUNCT
iiclr-17523	601	61	two	two	NUM
iiclr-17523	601	62	percent	percent	NOUN
iiclr-17523	601	63	of	of	ADP
iiclr-17523	601	64	the	the	DET
iiclr-17523	601	65	poor	poor	ADJ
iiclr-17523	601	66	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	601	67	"	"	PUNCT
iiclr-17523	601	68	gained	gain	VERB
iiclr-17523	601	69	in	in	ADP
iiclr-17523	601	70	household	household	NOUN
iiclr-17523	601	71	income	income	NOUN
iiclr-17523	601	72	during	during	ADP
iiclr-17523	601	73	the	the	DET
iiclr-17523	601	74	five	five	NUM
iiclr-17523	601	75	-	-	PUNCT
iiclr-17523	601	76	year	year	NOUN
iiclr-17523	601	77	period	period	NOUN
iiclr-17523	601	78	,	,	PUNCT
iiclr-17523	601	79	and	and	CCONJ
iiclr-17523	601	80	more	more	ADJ
iiclr-17523	601	81	than	than	ADP
iiclr-17523	601	82	one	one	NUM
iiclr-17523	601	83	-	-	PUNCT
iiclr-17523	601	84	half	half	NOUN
iiclr-17523	601	85	were	be	AUX
iiclr-17523	601	86	able	able	ADJ
iiclr-17523	601	87	to	to	PART
iiclr-17523	601	88	move	move	VERB
iiclr-17523	601	89	out	out	ADP
iiclr-17523	601	90	of	of	ADP
iiclr-17523	601	91	poverty	poverty	NOUN
iiclr-17523	601	92	.	.	PUNCT
iiclr-17523	602	1	",244	",244	PROPN
iiclr-17523	603	1	a	a	DET
iiclr-17523	603	2	number	number	NOUN
iiclr-17523	603	3	of	of	ADP
iiclr-17523	603	4	respondents	respondent	NOUN
iiclr-17523	603	5	were	be	AUX
iiclr-17523	603	6	also	also	ADV
iiclr-17523	603	7	able	able	ADJ
iiclr-17523	603	8	to	to	PART
iiclr-17523	603	9	discontinue	discontinue	VERB
iiclr-17523	603	10	government	government	NOUN
iiclr-17523	603	11	assistance.245	assistance.245	PROPN
iiclr-17523	603	12	household	household	NOUN
iiclr-17523	603	13	assets	asset	NOUN
iiclr-17523	603	14	rose	rise	VERB
iiclr-17523	603	15	by	by	ADP
iiclr-17523	603	16	$	$	SYM
iiclr-17523	603	17	13,623	13,623	NUM
iiclr-17523	603	18	on	on	ADP
iiclr-17523	603	19	average	average	ADJ
iiclr-17523	603	20	,	,	PUNCT
iiclr-17523	603	21	with	with	ADP
iiclr-17523	603	22	the	the	DET
iiclr-17523	603	23	greatest	great	ADJ
iiclr-17523	603	24	increases	increase	NOUN
iiclr-17523	603	25	among	among	ADP
iiclr-17523	603	26	poor	poor	ADJ
iiclr-17523	603	27	respondents	respondent	NOUN
iiclr-17523	603	28	(	(	PUNCT
iiclr-17523	603	29	$	$	SYM
iiclr-17523	603	30	15,909	15,909	NUM
iiclr-17523	603	31	)	)	PUNCT
iiclr-17523	603	32	.	.	PUNCT
iiclr-17523	604	1	one	one	NUM
iiclr-17523	604	2	of	of	ADP
iiclr-17523	604	3	the	the	DET
iiclr-17523	604	4	more	more	ADV
iiclr-17523	604	5	surprising	surprising	ADJ
iiclr-17523	604	6	results	result	NOUN
iiclr-17523	604	7	of	of	ADP
iiclr-17523	604	8	the	the	DET
iiclr-17523	604	9	study	study	NOUN
iiclr-17523	604	10	was	be	AUX
iiclr-17523	604	11	the	the	DET
iiclr-17523	604	12	large	large	ADJ
iiclr-17523	604	13	fraction	fraction	NOUN
iiclr-17523	604	14	of	of	ADP
iiclr-17523	604	15	households	household	NOUN
iiclr-17523	604	16	with	with	ADP
iiclr-17523	604	17	assets	asset	NOUN
iiclr-17523	604	18	in	in	ADP
iiclr-17523	604	19	excess	excess	NOUN
iiclr-17523	604	20	of	of	ADP
iiclr-17523	604	21	$	$	SYM
iiclr-17523	604	22	10,000.24	10,000.24	NUM
iiclr-17523	604	23	"	"	PUNCT
iiclr-17523	604	24	it	it	PRON
iiclr-17523	604	25	is	be	AUX
iiclr-17523	604	26	primarily	primarily	ADV
iiclr-17523	604	27	the	the	DET
iiclr-17523	604	28	value	value	NOUN
iiclr-17523	604	29	of	of	ADP
iiclr-17523	604	30	their	their	PRON
iiclr-17523	604	31	real	real	ADJ
iiclr-17523	604	32	estate	estate	NOUN
iiclr-17523	604	33	that	that	PRON
iiclr-17523	604	34	accounts	account	VERB
iiclr-17523	604	35	for	for	ADP
iiclr-17523	604	36	the	the	DET
iiclr-17523	604	37	relatively	relatively	ADV
iiclr-17523	604	38	high	high	ADJ
iiclr-17523	604	39	level	level	NOUN
iiclr-17523	604	40	of	of	ADP
iiclr-17523	604	41	average	average	ADJ
iiclr-17523	604	42	assets	asset	NOUN
iiclr-17523	604	43	for	for	ADP
iiclr-17523	604	44	these	these	DET
iiclr-17523	604	45	respondents	respondent	NOUN
iiclr-17523	604	46	.	.	PUNCT
iiclr-17523	605	1	,	,	PUNCT
iiclr-17523	605	2	247	247	NUM
iiclr-17523	605	3	also	also	ADV
iiclr-17523	605	4	,	,	PUNCT
iiclr-17523	605	5	despite	despite	SCONJ
iiclr-17523	605	6	their	their	PRON
iiclr-17523	605	7	relative	relative	ADJ
iiclr-17523	605	8	income	income	NOUN
iiclr-17523	605	9	levels	level	NOUN
iiclr-17523	605	10	,	,	PUNCT
iiclr-17523	605	11	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	605	12	who	who	PRON
iiclr-17523	605	13	participated	participate	VERB
iiclr-17523	605	14	in	in	ADP
iiclr-17523	605	15	the	the	DET
iiclr-17523	605	16	survey	survey	NOUN
iiclr-17523	605	17	achieved	achieve	VERB
iiclr-17523	605	18	higher	high	ADJ
iiclr-17523	605	19	average	average	ADJ
iiclr-17523	605	20	levels	level	NOUN
iiclr-17523	605	21	of	of	ADP
iiclr-17523	605	22	education	education	NOUN
iiclr-17523	605	23	than	than	ADP
iiclr-17523	605	24	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	605	25	who	who	PRON
iiclr-17523	605	26	were	be	AUX
iiclr-17523	605	27	unable	unable	ADJ
iiclr-17523	605	28	to	to	PART
iiclr-17523	605	29	participate	participate	VERB
iiclr-17523	605	30	,	,	PUNCT
iiclr-17523	605	31	or	or	CCONJ
iiclr-17523	605	32	members	member	NOUN
iiclr-17523	605	33	of	of	ADP
iiclr-17523	605	34	the	the	DET
iiclr-17523	605	35	poor	poor	ADJ
iiclr-17523	605	36	non	non	ADJ
iiclr-17523	605	37	-	-	ADJ
iiclr-17523	605	38	microentrepreneur	microentrepreneur	ADJ
iiclr-17523	605	39	control	control	NOUN
iiclr-17523	605	40	group.248	group.248	VERB
iiclr-17523	605	41	beyond	beyond	ADP
iiclr-17523	605	42	these	these	DET
iiclr-17523	605	43	statistics	statistic	NOUN
iiclr-17523	605	44	,	,	PUNCT
iiclr-17523	605	45	there	there	PRON
iiclr-17523	605	46	are	be	VERB
iiclr-17523	605	47	numerous	numerous	ADJ
iiclr-17523	605	48	first	first	ADJ
iiclr-17523	605	49	-	-	PUNCT
iiclr-17523	605	50	hand	hand	NOUN
iiclr-17523	605	51	accounts	account	NOUN
iiclr-17523	605	52	of	of	ADP
iiclr-17523	605	53	how	how	SCONJ
iiclr-17523	605	54	well	well	ADV
iiclr-17523	605	55	microcredit	microcredit	NOUN
iiclr-17523	605	56	can	can	AUX
iiclr-17523	605	57	work	work	VERB
iiclr-17523	605	58	(	(	PUNCT
iiclr-17523	605	59	even	even	ADV
iiclr-17523	605	60	though	though	SCONJ
iiclr-17523	605	61	it	it	PRON
iiclr-17523	605	62	can	can	AUX
iiclr-17523	605	63	not	not	PART
iiclr-17523	605	64	work	work	VERB
iiclr-17523	605	65	for	for	ADP
iiclr-17523	605	66	everyone	everyone	PRON
iiclr-17523	605	67	)	)	PUNCT
iiclr-17523	605	68	,	,	PUNCT
iiclr-17523	605	69	including	include	VERB
iiclr-17523	605	70	that	that	PRON
iiclr-17523	605	71	of	of	ADP
iiclr-17523	605	72	gloria	gloria	PROPN
iiclr-17523	605	73	davis	davis	PROPN
iiclr-17523	605	74	from	from	ADP
iiclr-17523	605	75	chicago	chicago	PROPN
iiclr-17523	605	76	,	,	PUNCT
iiclr-17523	605	77	illinois	illinois	PROPN
iiclr-17523	605	78	:	:	PUNCT
iiclr-17523	606	1	[	[	X
iiclr-17523	606	2	m]y	m]y	ADJ
iiclr-17523	606	3	cousin	cousin	NOUN
iiclr-17523	606	4	was	be	AUX
iiclr-17523	606	5	an	an	DET
iiclr-17523	606	6	underpaid	underpaid	ADJ
iiclr-17523	606	7	secretary	secretary	NOUN
iiclr-17523	606	8	and	and	CCONJ
iiclr-17523	606	9	i	i	PRON
iiclr-17523	606	10	was	be	AUX
iiclr-17523	606	11	a	a	DET
iiclr-17523	606	12	welfare	welfare	NOUN
iiclr-17523	606	13	mother	mother	NOUN
iiclr-17523	606	14	sewing	sew	VERB
iiclr-17523	606	15	bridesmaids	bridesmaid	NOUN
iiclr-17523	606	16	'	'	PART
iiclr-17523	606	17	dresses	dress	NOUN
iiclr-17523	606	18	at	at	ADP
iiclr-17523	606	19	home	home	NOUN
iiclr-17523	606	20	.	.	PUNCT
iiclr-17523	607	1	all	all	PRON
iiclr-17523	607	2	we	we	PRON
iiclr-17523	607	3	needed	need	VERB
iiclr-17523	607	4	was	be	AUX
iiclr-17523	607	5	$	$	SYM
iiclr-17523	607	6	3,000	3,000	NUM
iiclr-17523	607	7	to	to	PART
iiclr-17523	607	8	open	open	VERB
iiclr-17523	607	9	the	the	DET
iiclr-17523	607	10	dress	dress	NOUN
iiclr-17523	607	11	shop	shop	NOUN
iiclr-17523	607	12	we	we	PRON
iiclr-17523	607	13	've	have	AUX
iiclr-17523	607	14	been	be	AUX
iiclr-17523	607	15	dreaming	dream	VERB
iiclr-17523	607	16	about	about	ADP
iiclr-17523	607	17	since	since	SCONJ
iiclr-17523	607	18	we	we	PRON
iiclr-17523	607	19	were	be	AUX
iiclr-17523	607	20	kids	kid	NOUN
iiclr-17523	607	21	.	.	PUNCT
iiclr-17523	608	1	but	but	CCONJ
iiclr-17523	608	2	we	we	PRON
iiclr-17523	608	3	could	could	AUX
iiclr-17523	608	4	n't	not	PART
iiclr-17523	608	5	get	get	VERB
iiclr-17523	608	6	a	a	DET
iiclr-17523	608	7	bank	bank	NOUN
iiclr-17523	608	8	to	to	PART
iiclr-17523	608	9	even	even	ADV
iiclr-17523	608	10	talk	talk	VERB
iiclr-17523	608	11	to	to	ADP
iiclr-17523	608	12	us	we	PRON
iiclr-17523	608	13	.	.	PUNCT
iiclr-17523	609	1	thanks	thank	NOUN
iiclr-17523	609	2	to	to	ADP
iiclr-17523	609	3	the	the	DET
iiclr-17523	609	4	women	woman	NOUN
iiclr-17523	609	5	's	's	PART
iiclr-17523	609	6	self	self	NOUN
iiclr-17523	609	7	-	-	PUNCT
iiclr-17523	609	8	employment	employment	NOUN
iiclr-17523	609	9	project	project	NOUN
iiclr-17523	609	10	,	,	PUNCT
iiclr-17523	609	11	we	we	PRON
iiclr-17523	609	12	are	be	AUX
iiclr-17523	609	13	now	now	ADV
iiclr-17523	609	14	co	co	NOUN
iiclr-17523	609	15	-	-	NOUN
iiclr-17523	609	16	owners	owner	NOUN
iiclr-17523	609	17	of	of	ADP
iiclr-17523	609	18	the	the	DET
iiclr-17523	609	19	neo	neo	PROPN
iiclr-17523	609	20	emporium	emporium	PROPN
iiclr-17523	609	21	.	.	PUNCT
iiclr-17523	610	1	we	we	PRON
iiclr-17523	610	2	have	have	VERB
iiclr-17523	610	3	determination	determination	NOUN
iiclr-17523	610	4	and	and	CCONJ
iiclr-17523	610	5	a	a	DET
iiclr-17523	610	6	good	good	ADJ
iiclr-17523	610	7	business	business	NOUN
iiclr-17523	610	8	plan	plan	NOUN
iiclr-17523	610	9	and	and	CCONJ
iiclr-17523	610	10	with	with	ADP
iiclr-17523	610	11	the	the	DET
iiclr-17523	610	12	grace	grace	NOUN
iiclr-17523	610	13	of	of	ADP
iiclr-17523	610	14	god	god	PROPN
iiclr-17523	610	15	,	,	PUNCT
iiclr-17523	610	16	we	we	PRON
iiclr-17523	610	17	're	be	AUX
iiclr-17523	610	18	going	go	VERB
iiclr-17523	610	19	to	to	PART
iiclr-17523	610	20	make	make	VERB
iiclr-17523	610	21	it	it	PRON
iiclr-17523	610	22	.	.	PUNCT
iiclr-17523	611	1	249	249	NUM
iiclr-17523	611	2	240	240	NUM
iiclr-17523	611	3	.	.	PUNCT
iiclr-17523	612	1	i	i	PRON
iiclr-17523	612	2	d.	d.	PROPN
iiclr-17523	612	3	at	at	ADP
iiclr-17523	612	4	2	2	NUM
iiclr-17523	612	5	.	.	PUNCT
iiclr-17523	612	6	241	241	NUM
iiclr-17523	612	7	.	.	PUNCT
iiclr-17523	613	1	i	i	PRON
iiclr-17523	613	2	d.	d.	PROPN
iiclr-17523	613	3	242	242	NUM
iiclr-17523	613	4	.	.	PUNCT
iiclr-17523	614	1	i	i	PRON
iiclr-17523	614	2	d.	d.	PROPN
iiclr-17523	614	3	243	243	NUM
iiclr-17523	614	4	.	.	PUNCT
iiclr-17523	615	1	clark	clark	PROPN
iiclr-17523	615	2	,	,	PUNCT
iiclr-17523	615	3	supra	supra	PROPN
iiclr-17523	615	4	note	note	PROPN
iiclr-17523	615	5	109	109	NUM
iiclr-17523	615	6	,	,	PUNCT
iiclr-17523	615	7	at	at	ADP
iiclr-17523	615	8	v.	v.	ADP
iiclr-17523	615	9	244	244	NUM
iiclr-17523	615	10	.	.	PUNCT
iiclr-17523	616	1	i	i	PRON
iiclr-17523	616	2	d.	d.	PROPN
iiclr-17523	616	3	245	245	NUM
iiclr-17523	616	4	.	.	PUNCT
iiclr-17523	617	1	see	see	VERB
iiclr-17523	617	2	appendix	appendix	NOUN
iiclr-17523	617	3	,	,	PUNCT
iiclr-17523	617	4	tables	table	NOUN
iiclr-17523	617	5	2	2	NUM
iiclr-17523	617	6	&	&	CCONJ
iiclr-17523	617	7	4	4	NUM
iiclr-17523	617	8	.	.	X
iiclr-17523	617	9	246	246	NUM
iiclr-17523	617	10	see	see	VERB
iiclr-17523	617	11	appendix	appendix	NOUN
iiclr-17523	617	12	,	,	PUNCT
iiclr-17523	617	13	table	table	NOUN
iiclr-17523	617	14	1	1	NUM
iiclr-17523	617	15	.	.	SYM
iiclr-17523	617	16	247	247	NUM
iiclr-17523	617	17	.	.	PUNCT
iiclr-17523	618	1	clark	clark	PROPN
iiclr-17523	618	2	,	,	PUNCT
iiclr-17523	618	3	supra	supra	PROPN
iiclr-17523	618	4	note	note	PROPN
iiclr-17523	618	5	109	109	NUM
iiclr-17523	618	6	,	,	PUNCT
iiclr-17523	618	7	at	at	ADP
iiclr-17523	618	8	21	21	NUM
iiclr-17523	618	9	.	.	PUNCT
iiclr-17523	618	10	248	248	NUM
iiclr-17523	618	11	.	.	PUNCT
iiclr-17523	619	1	see	see	VERB
iiclr-17523	619	2	appendix	appendix	NOUN
iiclr-17523	619	3	,	,	PUNCT
iiclr-17523	619	4	table	table	NOUN
iiclr-17523	619	5	3	3	NUM
iiclr-17523	619	6	.	.	NOUN
iiclr-17523	619	7	249	249	NUM
iiclr-17523	619	8	.	.	PUNCT
iiclr-17523	620	1	mclenighan	mclenighan	PROPN
iiclr-17523	620	2	,	,	PUNCT
iiclr-17523	620	3	supra	supra	PROPN
iiclr-17523	620	4	note	note	NOUN
iiclr-17523	620	5	42	42	NUM
iiclr-17523	620	6	,	,	PUNCT
iiclr-17523	620	7	at	at	ADP
iiclr-17523	620	8	3	3	NUM
iiclr-17523	620	9	.	.	NOUN
iiclr-17523	620	10	20061	20061	NUM
iiclr-17523	620	11	ind	ind	NOUN
iiclr-17523	620	12	.	.	PUNCT
iiclr-17523	621	1	int'l	int'l	PROPN
iiclr-17523	621	2	&	&	CCONJ
iiclr-17523	621	3	comp	comp	PROPN
iiclr-17523	621	4	.	.	PUNCT
iiclr-17523	622	1	l.	l.	PROPN
iiclr-17523	622	2	rev	rev	PROPN
iiclr-17523	622	3	.	.	PROPN
iiclr-17523	623	1	and	and	CCONJ
iiclr-17523	623	2	,	,	PUNCT
iiclr-17523	623	3	more	more	ADV
iiclr-17523	623	4	recently	recently	ADV
iiclr-17523	623	5	,	,	PUNCT
iiclr-17523	623	6	a	a	DET
iiclr-17523	623	7	twenty	twenty	NUM
iiclr-17523	623	8	-	-	PUNCT
iiclr-17523	623	9	three	three	NUM
iiclr-17523	623	10	year	year	NOUN
iiclr-17523	623	11	old	old	ADJ
iiclr-17523	623	12	microentrepreneur	microentrepreneur	NOUN
iiclr-17523	623	13	said	say	VERB
iiclr-17523	623	14	:	:	PUNCT
iiclr-17523	623	15	through	through	ADP
iiclr-17523	623	16	a	a	DET
iiclr-17523	623	17	local	local	ADJ
iiclr-17523	623	18	microenterprise	microenterprise	NOUN
iiclr-17523	623	19	program	program	NOUN
iiclr-17523	623	20	i	i	PRON
iiclr-17523	623	21	learned	learn	VERB
iiclr-17523	623	22	about	about	ADP
iiclr-17523	623	23	how	how	SCONJ
iiclr-17523	623	24	i	i	PRON
iiclr-17523	623	25	could	could	AUX
iiclr-17523	623	26	start	start	VERB
iiclr-17523	623	27	my	my	PRON
iiclr-17523	623	28	own	own	ADJ
iiclr-17523	623	29	business	business	NOUN
iiclr-17523	623	30	....	....	PUNCT
iiclr-17523	624	1	i	i	PRON
iiclr-17523	624	2	had	have	VERB
iiclr-17523	624	3	experience	experience	NOUN
iiclr-17523	624	4	cleaning	cleaning	NOUN
iiclr-17523	624	5	houses	house	NOUN
iiclr-17523	624	6	for	for	ADP
iiclr-17523	624	7	$	$	SYM
iiclr-17523	624	8	25	25	NUM
iiclr-17523	624	9	a	a	DET
iiclr-17523	624	10	day	day	NOUN
iiclr-17523	624	11	so	so	ADV
iiclr-17523	624	12	i	i	PRON
iiclr-17523	624	13	thought	think	VERB
iiclr-17523	624	14	,	,	PUNCT
iiclr-17523	624	15	why	why	SCONJ
iiclr-17523	624	16	not	not	PART
iiclr-17523	624	17	start	start	VERB
iiclr-17523	624	18	my	my	PRON
iiclr-17523	624	19	own	own	ADJ
iiclr-17523	624	20	business	business	NOUN
iiclr-17523	624	21	doing	do	VERB
iiclr-17523	624	22	that	that	PRON
iiclr-17523	624	23	.	.	PUNCT
iiclr-17523	625	1	in	in	ADP
iiclr-17523	625	2	my	my	PRON
iiclr-17523	625	3	work	work	NOUN
iiclr-17523	625	4	with	with	ADP
iiclr-17523	625	5	the	the	DET
iiclr-17523	625	6	literacy	literacy	NOUN
iiclr-17523	625	7	program	program	NOUN
iiclr-17523	625	8	my	my	PRON
iiclr-17523	625	9	reading	reading	NOUN
iiclr-17523	625	10	level	level	NOUN
iiclr-17523	625	11	increased	increase	VERB
iiclr-17523	625	12	from	from	ADP
iiclr-17523	625	13	the	the	DET
iiclr-17523	625	14	third	third	ADJ
iiclr-17523	625	15	grade	grade	NOUN
iiclr-17523	625	16	to	to	ADP
iiclr-17523	625	17	the	the	DET
iiclr-17523	625	18	eighth	eighth	ADJ
iiclr-17523	625	19	grade	grade	NOUN
iiclr-17523	625	20	.	.	PUNCT
iiclr-17523	626	1	i	i	PRON
iiclr-17523	626	2	have	have	AUX
iiclr-17523	626	3	n't	not	PART
iiclr-17523	626	4	been	be	AUX
iiclr-17523	626	5	on	on	ADP
iiclr-17523	626	6	welfare	welfare	NOUN
iiclr-17523	626	7	in	in	ADP
iiclr-17523	626	8	six	six	NUM
iiclr-17523	626	9	years	year	NOUN
iiclr-17523	626	10	.	.	PUNCT
iiclr-17523	627	1	i	i	PRON
iiclr-17523	627	2	can	can	AUX
iiclr-17523	627	3	read	read	VERB
iiclr-17523	627	4	to	to	ADP
iiclr-17523	627	5	my	my	PRON
iiclr-17523	627	6	kids	kid	NOUN
iiclr-17523	627	7	and	and	CCONJ
iiclr-17523	627	8	we	we	PRON
iiclr-17523	627	9	read	read	VERB
iiclr-17523	627	10	the	the	DET
iiclr-17523	627	11	bible	bible	NOUN
iiclr-17523	627	12	everyday	everyday	ADV
iiclr-17523	627	13	.	.	PUNCT
iiclr-17523	628	1	i	i	PRON
iiclr-17523	628	2	can	can	AUX
iiclr-17523	628	3	now	now	ADV
iiclr-17523	628	4	earn	earn	VERB
iiclr-17523	628	5	$	$	SYM
iiclr-17523	628	6	200	200	NUM
iiclr-17523	628	7	a	a	DET
iiclr-17523	628	8	day	day	NOUN
iiclr-17523	628	9	.	.	PUNCT
iiclr-17523	629	1	i	i	PRON
iiclr-17523	629	2	make	make	VERB
iiclr-17523	629	3	$	$	SYM
iiclr-17523	629	4	48,000	48,000	NUM
iiclr-17523	629	5	a	a	DET
iiclr-17523	629	6	year	year	NOUN
iiclr-17523	629	7	and	and	CCONJ
iiclr-17523	629	8	my	my	PRON
iiclr-17523	629	9	goal	goal	NOUN
iiclr-17523	629	10	is	be	AUX
iiclr-17523	629	11	to	to	PART
iiclr-17523	629	12	make	make	VERB
iiclr-17523	629	13	$	$	SYM
iiclr-17523	629	14	60,000	60,000	NUM
iiclr-17523	629	15	.	.	PUNCT
iiclr-17523	630	1	i	i	PRON
iiclr-17523	630	2	do	do	AUX
iiclr-17523	630	3	n't	not	PART
iiclr-17523	630	4	panic	panic	VERB
iiclr-17523	630	5	anymore	anymore	ADV
iiclr-17523	630	6	.	.	PUNCT
iiclr-17523	631	1	i	i	PRON
iiclr-17523	631	2	feel	feel	VERB
iiclr-17523	631	3	great	great	ADJ
iiclr-17523	631	4	.	.	PUNCT
iiclr-17523	632	1	i	i	PRON
iiclr-17523	632	2	have	have	VERB
iiclr-17523	632	3	confidence	confidence	NOUN
iiclr-17523	632	4	in	in	ADP
iiclr-17523	632	5	myself.250	myself.250	ADJ
iiclr-17523	632	6	microcredit	microcredit	NOUN
iiclr-17523	632	7	programs	program	NOUN
iiclr-17523	632	8	have	have	AUX
iiclr-17523	632	9	also	also	ADV
iiclr-17523	632	10	reached	reach	VERB
iiclr-17523	632	11	out	out	ADP
iiclr-17523	632	12	to	to	ADP
iiclr-17523	632	13	people	people	NOUN
iiclr-17523	632	14	whose	whose	DET
iiclr-17523	632	15	potential	potential	NOUN
iiclr-17523	632	16	might	might	AUX
iiclr-17523	632	17	not	not	PART
iiclr-17523	632	18	be	be	AUX
iiclr-17523	632	19	as	as	ADV
iiclr-17523	632	20	readily	readily	ADV
iiclr-17523	632	21	apparent	apparent	ADJ
iiclr-17523	632	22	as	as	ADP
iiclr-17523	632	23	in	in	ADP
iiclr-17523	632	24	the	the	DET
iiclr-17523	632	25	examples	example	NOUN
iiclr-17523	632	26	above	above	ADV
iiclr-17523	632	27	.	.	PUNCT
iiclr-17523	633	1	in	in	ADP
iiclr-17523	633	2	this	this	DET
iiclr-17523	633	3	case	case	NOUN
iiclr-17523	633	4	,	,	PUNCT
iiclr-17523	633	5	the	the	DET
iiclr-17523	633	6	success	success	NOUN
iiclr-17523	633	7	story	story	NOUN
iiclr-17523	633	8	belongs	belong	VERB
iiclr-17523	633	9	to	to	ADP
iiclr-17523	633	10	a	a	DET
iiclr-17523	633	11	recovering	recover	VERB
iiclr-17523	633	12	alcoholic	alcoholic	ADJ
iiclr-17523	633	13	homeless	homeless	ADJ
iiclr-17523	633	14	veteran	veteran	NOUN
iiclr-17523	633	15	:	:	PUNCT
iiclr-17523	633	16	he	he	PRON
iiclr-17523	633	17	is	be	AUX
iiclr-17523	633	18	now	now	ADV
iiclr-17523	633	19	in	in	ADP
iiclr-17523	633	20	the	the	DET
iiclr-17523	633	21	tenth	tenth	ADJ
iiclr-17523	633	22	week	week	NOUN
iiclr-17523	633	23	of	of	ADP
iiclr-17523	633	24	faith	faith	NOUN
iiclr-17523	633	25	ministry	ministry	PROPN
iiclr-17523	633	26	's	's	PART
iiclr-17523	633	27	program	program	NOUN
iiclr-17523	633	28	where	where	SCONJ
iiclr-17523	633	29	he	he	PRON
iiclr-17523	633	30	has	have	AUX
iiclr-17523	633	31	learned	learn	VERB
iiclr-17523	633	32	about	about	ADP
iiclr-17523	633	33	marketing	marketing	NOUN
iiclr-17523	633	34	,	,	PUNCT
iiclr-17523	633	35	accounting	accounting	NOUN
iiclr-17523	633	36	,	,	PUNCT
iiclr-17523	633	37	legal	legal	ADJ
iiclr-17523	633	38	requirements	requirement	NOUN
iiclr-17523	633	39	,	,	PUNCT
iiclr-17523	633	40	and	and	CCONJ
iiclr-17523	633	41	business	business	NOUN
iiclr-17523	633	42	regulations	regulation	NOUN
iiclr-17523	633	43	.	.	PUNCT
iiclr-17523	634	1	a	a	DET
iiclr-17523	634	2	volunteer	volunteer	NOUN
iiclr-17523	634	3	lawyer	lawyer	NOUN
iiclr-17523	634	4	has	have	AUX
iiclr-17523	634	5	agreed	agree	VERB
iiclr-17523	634	6	to	to	PART
iiclr-17523	634	7	help	help	VERB
iiclr-17523	634	8	him	he	PRON
iiclr-17523	634	9	structure	structure	VERB
iiclr-17523	634	10	his	his	PRON
iiclr-17523	634	11	business	business	NOUN
iiclr-17523	634	12	,	,	PUNCT
iiclr-17523	634	13	assist	assist	VERB
iiclr-17523	634	14	him	he	PRON
iiclr-17523	634	15	with	with	ADP
iiclr-17523	634	16	getting	get	VERB
iiclr-17523	634	17	the	the	DET
iiclr-17523	634	18	appropriate	appropriate	ADJ
iiclr-17523	634	19	business	business	NOUN
iiclr-17523	634	20	licenses	license	NOUN
iiclr-17523	634	21	,	,	PUNCT
iiclr-17523	634	22	and	and	CCONJ
iiclr-17523	634	23	,	,	PUNCT
iiclr-17523	634	24	along	along	ADP
iiclr-17523	634	25	with	with	ADP
iiclr-17523	634	26	the	the	DET
iiclr-17523	634	27	microenterprise	microenterprise	PROPN
iiclr-17523	634	28	program	program	NOUN
iiclr-17523	634	29	staff	staff	NOUN
iiclr-17523	634	30	,	,	PUNCT
iiclr-17523	634	31	help	help	VERB
iiclr-17523	634	32	him	he	PRON
iiclr-17523	634	33	apply	apply	VERB
iiclr-17523	634	34	for	for	ADP
iiclr-17523	634	35	a	a	DET
iiclr-17523	634	36	$	$	SYM
iiclr-17523	634	37	1000	1000	NUM
iiclr-17523	634	38	loan	loan	NOUN
iiclr-17523	634	39	for	for	ADP
iiclr-17523	634	40	tools	tool	NOUN
iiclr-17523	634	41	and	and	CCONJ
iiclr-17523	634	42	equipment	equipment	NOUN
iiclr-17523	634	43	and	and	CCONJ
iiclr-17523	634	44	business	business	NOUN
iiclr-17523	634	45	start	start	VERB
iiclr-17523	634	46	-	-	PUNCT
iiclr-17523	634	47	up	up	ADP
iiclr-17523	634	48	expenses	expense	NOUN
iiclr-17523	634	49	.	.	PUNCT
iiclr-17523	635	1	the	the	DET
iiclr-17523	635	2	lawyer	lawyer	NOUN
iiclr-17523	635	3	,	,	PUNCT
iiclr-17523	635	4	also	also	ADV
iiclr-17523	635	5	a	a	DET
iiclr-17523	635	6	vietnam	vietnam	NOUN
iiclr-17523	635	7	veteran	veteran	NOUN
iiclr-17523	635	8	,	,	PUNCT
iiclr-17523	635	9	has	have	AUX
iiclr-17523	635	10	agreed	agree	VERB
iiclr-17523	635	11	to	to	PART
iiclr-17523	635	12	serve	serve	VERB
iiclr-17523	635	13	as	as	ADP
iiclr-17523	635	14	joe	joe	PROPN
iiclr-17523	635	15	's	's	PART
iiclr-17523	635	16	personal	personal	ADJ
iiclr-17523	635	17	mentor	mentor	NOUN
iiclr-17523	635	18	.	.	PUNCT
iiclr-17523	635	19	.	.	PUNCT
iiclr-17523	635	20	.	.	PUNCT
iiclr-17523	635	21	.	.	PUNCT
iiclr-17523	636	1	he	he	PRON
iiclr-17523	636	2	attributes	attribute	VERB
iiclr-17523	636	3	his	his	PRON
iiclr-17523	636	4	current	current	ADJ
iiclr-17523	636	5	successes	success	NOUN
iiclr-17523	636	6	-	-	PUNCT
iiclr-17523	636	7	sobriety	sobriety	NOUN
iiclr-17523	636	8	,	,	PUNCT
iiclr-17523	636	9	temporary	temporary	ADJ
iiclr-17523	636	10	housing	housing	NOUN
iiclr-17523	636	11	,	,	PUNCT
iiclr-17523	636	12	participating	participate	VERB
iiclr-17523	636	13	in	in	ADP
iiclr-17523	636	14	a	a	DET
iiclr-17523	636	15	microenterprise	microenterprise	NOUN
iiclr-17523	636	16	program	program	NOUN
iiclr-17523	636	17	-	-	PUNCT
iiclr-17523	636	18	to	to	ADP
iiclr-17523	636	19	the	the	DET
iiclr-17523	636	20	possibility	possibility	NOUN
iiclr-17523	636	21	that	that	SCONJ
iiclr-17523	636	22	he	he	PRON
iiclr-17523	636	23	can	can	AUX
iiclr-17523	636	24	start	start	VERB
iiclr-17523	636	25	something	something	PRON
iiclr-17523	636	26	on	on	ADP
iiclr-17523	636	27	his	his	PRON
iiclr-17523	636	28	own	own	ADJ
iiclr-17523	636	29	and	and	CCONJ
iiclr-17523	636	30	try	try	VERB
iiclr-17523	636	31	to	to	PART
iiclr-17523	636	32	reunite	reunite	VERB
iiclr-17523	636	33	with	with	ADP
iiclr-17523	636	34	his	his	PRON
iiclr-17523	636	35	family.251	family.251	NOUN
iiclr-17523	636	36	finally	finally	ADV
iiclr-17523	636	37	,	,	PUNCT
iiclr-17523	636	38	microcredit	microcredit	PROPN
iiclr-17523	636	39	has	have	AUX
iiclr-17523	636	40	also	also	ADV
iiclr-17523	636	41	helped	help	VERB
iiclr-17523	636	42	noncitizens	noncitizen	NOUN
iiclr-17523	636	43	to	to	PART
iiclr-17523	636	44	strengthen	strengthen	VERB
iiclr-17523	636	45	their	their	PRON
iiclr-17523	636	46	families	family	NOUN
iiclr-17523	636	47	and	and	CCONJ
iiclr-17523	636	48	communities	community	NOUN
iiclr-17523	636	49	:	:	PUNCT
iiclr-17523	636	50	when	when	SCONJ
iiclr-17523	636	51	carlos	carlos	PROPN
iiclr-17523	636	52	aldana	aldana	PROPN
iiclr-17523	636	53	came	come	VERB
iiclr-17523	636	54	to	to	ADP
iiclr-17523	636	55	the	the	DET
iiclr-17523	636	56	united	united	PROPN
iiclr-17523	636	57	states	states	PROPN
iiclr-17523	636	58	from	from	ADP
iiclr-17523	636	59	ibague	ibague	PROPN
iiclr-17523	636	60	,	,	PUNCT
iiclr-17523	636	61	columbia	columbia	PROPN
iiclr-17523	636	62	,	,	PUNCT
iiclr-17523	636	63	11	11	NUM
iiclr-17523	636	64	years	year	NOUN
iiclr-17523	636	65	ago	ago	ADV
iiclr-17523	636	66	,	,	PUNCT
iiclr-17523	636	67	he	he	PRON
iiclr-17523	636	68	worked	work	VERB
iiclr-17523	636	69	at	at	ADP
iiclr-17523	636	70	three	three	NUM
iiclr-17523	636	71	jobs	job	NOUN
iiclr-17523	636	72	...	...	PUNCT
iiclr-17523	637	1	his	his	PRON
iiclr-17523	637	2	first	first	ADJ
iiclr-17523	637	3	$	$	SYM
iiclr-17523	637	4	1,000	1,000	NUM
iiclr-17523	637	5	loan	loan	NOUN
iiclr-17523	637	6	from	from	ADP
iiclr-17523	637	7	accion	accion	PROPN
iiclr-17523	637	8	helped	help	VERB
iiclr-17523	637	9	him	he	PRON
iiclr-17523	637	10	buy	buy	VERB
iiclr-17523	637	11	a	a	DET
iiclr-17523	637	12	van	van	NOUN
iiclr-17523	637	13	to	to	PART
iiclr-17523	637	14	make	make	VERB
iiclr-17523	637	15	deliveries	delivery	NOUN
iiclr-17523	637	16	;	;	PUNCT
iiclr-17523	637	17	later	later	ADV
iiclr-17523	637	18	,	,	PUNCT
iiclr-17523	637	19	larger	large	ADJ
iiclr-17523	637	20	loans	loan	NOUN
iiclr-17523	637	21	helped	help	VERB
iiclr-17523	637	22	him	he	PRON
iiclr-17523	637	23	by	by	ADP
iiclr-17523	637	24	a	a	DET
iiclr-17523	637	25	tiny	tiny	ADJ
iiclr-17523	637	26	ca.f	ca.f	NOUN
iiclr-17523	637	27	..	..	PUNCT
iiclr-17523	637	28	and	and	CCONJ
iiclr-17523	637	29	to	to	PART
iiclr-17523	637	30	expand	expand	VERB
iiclr-17523	637	31	the	the	DET
iiclr-17523	637	32	production	production	NOUN
iiclr-17523	637	33	of	of	ADP
iiclr-17523	637	34	corn	corn	NOUN
iiclr-17523	637	35	cakes	cake	NOUN
iiclr-17523	637	36	known	know	VERB
iiclr-17523	637	37	as	as	ADP
iiclr-17523	637	38	arepas	arepas	NOUN
iiclr-17523	637	39	.	.	PUNCT
iiclr-17523	638	1	today	today	NOUN
iiclr-17523	638	2	,	,	PUNCT
iiclr-17523	638	3	mr	mr	PROPN
iiclr-17523	638	4	.	.	PROPN
iiclr-17523	638	5	aldana	aldana	PROPN
iiclr-17523	638	6	employs	employ	VERB
iiclr-17523	638	7	11	11	NUM
iiclr-17523	638	8	workers	worker	NOUN
iiclr-17523	638	9	in	in	ADP
iiclr-17523	638	10	his	his	PRON
iiclr-17523	638	11	arepa	arepa	PROPN
iiclr-17523	638	12	factory	factory	NOUN
iiclr-17523	638	13	..	..	PUNCT
iiclr-17523	638	14	252	252	NUM
iiclr-17523	638	15	250	250	NUM
iiclr-17523	638	16	.	.	PUNCT
iiclr-17523	639	1	jones	jones	PROPN
iiclr-17523	639	2	,	,	PUNCT
iiclr-17523	639	3	supra	supra	PROPN
iiclr-17523	639	4	note	note	PROPN
iiclr-17523	639	5	1	1	NUM
iiclr-17523	639	6	,	,	PUNCT
iiclr-17523	639	7	at	at	ADP
iiclr-17523	639	8	50	50	NUM
iiclr-17523	639	9	.	.	PUNCT
iiclr-17523	639	10	251	251	NUM
iiclr-17523	639	11	.	.	PUNCT
iiclr-17523	640	1	jones	jones	PROPN
iiclr-17523	640	2	,	,	PUNCT
iiclr-17523	640	3	supra	supra	PROPN
iiclr-17523	640	4	note	note	PROPN
iiclr-17523	640	5	170	170	NUM
iiclr-17523	640	6	,	,	PUNCT
iiclr-17523	640	7	at	at	ADP
iiclr-17523	640	8	388	388	NUM
iiclr-17523	640	9	.	.	PUNCT
iiclr-17523	640	10	252	252	NUM
iiclr-17523	640	11	.	.	PUNCT
iiclr-17523	641	1	eaton	eaton	PROPN
iiclr-17523	641	2	,	,	PUNCT
iiclr-17523	641	3	supra	supra	PROPN
iiclr-17523	641	4	note	note	PROPN
iiclr-17523	641	5	139	139	NUM
iiclr-17523	641	6	,	,	PUNCT
iiclr-17523	641	7	at	at	ADP
iiclr-17523	641	8	b1	b1	NOUN
iiclr-17523	641	9	.	.	PUNCT
iiclr-17523	642	1	[	[	X
iiclr-17523	642	2	vol	vol	NOUN
iiclr-17523	642	3	.	.	PUNCT
iiclr-17523	643	1	16:2	16:2	NUM
iiclr-17523	643	2	equrry	equrry	PROPN
iiclr-17523	643	3	&	&	CCONJ
iiclr-17523	643	4	innovation	innovation	PROPN
iiclr-17523	643	5	b.	b.	PROPN
iiclr-17523	643	6	microfinance	microfinance	PROPN
iiclr-17523	643	7	and	and	CCONJ
iiclr-17523	643	8	welfare	welfare	NOUN
iiclr-17523	643	9	reform	reform	NOUN
iiclr-17523	643	10	the	the	DET
iiclr-17523	643	11	selp	selp	NOUN
iiclr-17523	643	12	study	study	NOUN
iiclr-17523	643	13	is	be	AUX
iiclr-17523	643	14	also	also	ADV
iiclr-17523	643	15	the	the	DET
iiclr-17523	643	16	first	first	ADV
iiclr-17523	643	17	completed	complete	VERB
iiclr-17523	643	18	in	in	ADP
iiclr-17523	643	19	the	the	DET
iiclr-17523	643	20	wake	wake	NOUN
iiclr-17523	643	21	of	of	ADP
iiclr-17523	643	22	welfare	welfare	NOUN
iiclr-17523	643	23	reform	reform	NOUN
iiclr-17523	643	24	and	and	CCONJ
iiclr-17523	643	25	the	the	DET
iiclr-17523	643	26	enactment	enactment	NOUN
iiclr-17523	643	27	of	of	ADP
iiclr-17523	643	28	the	the	DET
iiclr-17523	643	29	personal	personal	ADJ
iiclr-17523	643	30	responsibility	responsibility	NOUN
iiclr-17523	643	31	and	and	CCONJ
iiclr-17523	643	32	work	work	VERB
iiclr-17523	643	33	opportunity	opportunity	NOUN
iiclr-17523	643	34	reconciliation	reconciliation	NOUN
iiclr-17523	643	35	act	act	NOUN
iiclr-17523	643	36	of	of	ADP
iiclr-17523	643	37	1996	1996	NUM
iiclr-17523	643	38	(	(	PUNCT
iiclr-17523	643	39	prwora	prwora	PROPN
iiclr-17523	643	40	)	)	PUNCT
iiclr-17523	643	41	.	.	PUNCT
iiclr-17523	644	1	23	23	NUM
iiclr-17523	645	1	under	under	ADP
iiclr-17523	645	2	the	the	DET
iiclr-17523	645	3	previous	previous	ADJ
iiclr-17523	645	4	welfare	welfare	NOUN
iiclr-17523	645	5	regime	regime	NOUN
iiclr-17523	645	6	,	,	PUNCT
iiclr-17523	645	7	income	income	NOUN
iiclr-17523	645	8	caps	cap	NOUN
iiclr-17523	645	9	militated	militate	VERB
iiclr-17523	645	10	against	against	ADP
iiclr-17523	645	11	participation	participation	NOUN
iiclr-17523	645	12	in	in	ADP
iiclr-17523	645	13	microcredit	microcredit	NOUN
iiclr-17523	645	14	programs.254	programs.254	NOUN
iiclr-17523	645	15	families	family	NOUN
iiclr-17523	645	16	receiving	receive	VERB
iiclr-17523	645	17	aid	aid	NOUN
iiclr-17523	645	18	to	to	ADP
iiclr-17523	645	19	families	family	NOUN
iiclr-17523	645	20	with	with	ADP
iiclr-17523	645	21	dependent	dependent	ADJ
iiclr-17523	645	22	children	child	NOUN
iiclr-17523	645	23	(	(	PUNCT
iiclr-17523	645	24	afdc	afdc	PROPN
iiclr-17523	645	25	)	)	PUNCT
iiclr-17523	645	26	lost	lose	VERB
iiclr-17523	645	27	their	their	PRON
iiclr-17523	645	28	benefits	benefit	NOUN
iiclr-17523	645	29	if	if	SCONJ
iiclr-17523	645	30	their	their	PRON
iiclr-17523	645	31	assets	asset	NOUN
iiclr-17523	645	32	exceeded	exceed	VERB
iiclr-17523	645	33	$	$	SYM
iiclr-17523	645	34	1,500.25	1,500.25	NUM
iiclr-17523	645	35	'	'	PUNCT
iiclr-17523	645	36	no	no	DET
iiclr-17523	645	37	distinction	distinction	NOUN
iiclr-17523	645	38	was	be	AUX
iiclr-17523	645	39	made	make	VERB
iiclr-17523	645	40	between	between	ADP
iiclr-17523	645	41	personal	personal	ADJ
iiclr-17523	645	42	assets	asset	NOUN
iiclr-17523	645	43	and	and	CCONJ
iiclr-17523	645	44	money	money	NOUN
iiclr-17523	645	45	obtained	obtain	VERB
iiclr-17523	645	46	through	through	ADP
iiclr-17523	645	47	loans	loan	NOUN
iiclr-17523	645	48	or	or	CCONJ
iiclr-17523	645	49	the	the	DET
iiclr-17523	645	50	value	value	NOUN
iiclr-17523	645	51	of	of	ADP
iiclr-17523	645	52	capital	capital	NOUN
iiclr-17523	645	53	investment	investment	NOUN
iiclr-17523	645	54	,	,	PUNCT
iiclr-17523	645	55	nor	nor	CCONJ
iiclr-17523	645	56	could	could	AUX
iiclr-17523	645	57	welfare	welfare	NOUN
iiclr-17523	645	58	recipients	recipient	NOUN
iiclr-17523	645	59	deduct	deduct	VERB
iiclr-17523	645	60	principal	principal	ADJ
iiclr-17523	645	61	256repayments	256repayments	PROPN
iiclr-17523	645	62	as	as	ADP
iiclr-17523	645	63	business	business	NOUN
iiclr-17523	645	64	expenses.2	expenses.2	PROPN
iiclr-17523	645	65	6	6	NUM
iiclr-17523	645	66	since	since	SCONJ
iiclr-17523	645	67	loans	loan	NOUN
iiclr-17523	645	68	were	be	AUX
iiclr-17523	645	69	included	include	VERB
iiclr-17523	645	70	under	under	ADP
iiclr-17523	645	71	the	the	DET
iiclr-17523	645	72	heading	heading	NOUN
iiclr-17523	645	73	of	of	ADP
iiclr-17523	645	74	assets	asset	NOUN
iiclr-17523	645	75	,	,	PUNCT
iiclr-17523	645	76	a	a	DET
iiclr-17523	645	77	microloan	microloan	NOUN
iiclr-17523	645	78	of	of	ADP
iiclr-17523	645	79	$	$	SYM
iiclr-17523	645	80	2,000	2,000	NUM
iiclr-17523	645	81	could	could	AUX
iiclr-17523	645	82	result	result	VERB
iiclr-17523	645	83	in	in	ADP
iiclr-17523	645	84	a	a	DET
iiclr-17523	645	85	loss	loss	NOUN
iiclr-17523	645	86	of	of	ADP
iiclr-17523	645	87	afdc	afdc	PROPN
iiclr-17523	645	88	benefits	benefit	NOUN
iiclr-17523	645	89	.	.	PUNCT
iiclr-17523	646	1	257	257	NUM
iiclr-17523	646	2	"	"	PUNCT
iiclr-17523	646	3	it	it	PRON
iiclr-17523	646	4	[	[	X
iiclr-17523	646	5	took	take	VERB
iiclr-17523	646	6	]	]	PUNCT
iiclr-17523	646	7	a	a	DET
iiclr-17523	646	8	giant	giant	ADJ
iiclr-17523	646	9	leap	leap	NOUN
iiclr-17523	646	10	of	of	ADP
iiclr-17523	646	11	faith	faith	NOUN
iiclr-17523	646	12	for	for	ADP
iiclr-17523	646	13	an	an	DET
iiclr-17523	646	14	afdc	afdc	ADJ
iiclr-17523	646	15	mother	mother	NOUN
iiclr-17523	646	16	to	to	PART
iiclr-17523	646	17	forego	forego	VERB
iiclr-17523	646	18	the	the	DET
iiclr-17523	646	19	security	security	NOUN
iiclr-17523	646	20	of	of	ADP
iiclr-17523	646	21	a	a	DET
iiclr-17523	646	22	monthly	monthly	ADJ
iiclr-17523	646	23	welfare	welfare	NOUN
iiclr-17523	646	24	check	check	NOUN
iiclr-17523	646	25	-	-	PUNCT
iiclr-17523	646	26	not	not	PART
iiclr-17523	646	27	to	to	PART
iiclr-17523	646	28	mention	mention	VERB
iiclr-17523	646	29	medicaid	medicaid	PROPN
iiclr-17523	646	30	health	health	NOUN
iiclr-17523	646	31	coverage	coverage	NOUN
iiclr-17523	646	32	for	for	ADP
iiclr-17523	646	33	her	her	PRON
iiclr-17523	646	34	family	family	NOUN
iiclr-17523	646	35	.	.	PUNCT
iiclr-17523	646	36	'	'	PUNCT
iiclr-17523	647	1	258	258	NUM
iiclr-17523	647	2	the	the	DET
iiclr-17523	647	3	prwora	prwora	PROPN
iiclr-17523	647	4	dramatically	dramatically	ADV
iiclr-17523	647	5	changed	change	VERB
iiclr-17523	647	6	the	the	DET
iiclr-17523	647	7	way	way	NOUN
iiclr-17523	647	8	federal	federal	ADJ
iiclr-17523	647	9	guarantees	guarantee	NOUN
iiclr-17523	647	10	of	of	ADP
iiclr-17523	647	11	assistance	assistance	NOUN
iiclr-17523	647	12	to	to	ADP
iiclr-17523	647	13	the	the	DET
iiclr-17523	647	14	nation	nation	NOUN
iiclr-17523	647	15	's	's	PART
iiclr-17523	647	16	poorest	poor	ADJ
iiclr-17523	647	17	children	child	NOUN
iiclr-17523	647	18	had	have	AUX
iiclr-17523	647	19	been	be	AUX
iiclr-17523	647	20	delivered	deliver	VERB
iiclr-17523	647	21	over	over	ADP
iiclr-17523	647	22	the	the	DET
iiclr-17523	647	23	last	last	ADJ
iiclr-17523	647	24	six	six	NUM
iiclr-17523	647	25	decades.259	decades.259	NOUN
iiclr-17523	647	26	"	"	PUNCT
iiclr-17523	647	27	most	most	ADV
iiclr-17523	647	28	notably	notably	ADV
iiclr-17523	647	29	,	,	PUNCT
iiclr-17523	647	30	the	the	DET
iiclr-17523	647	31	law	law	NOUN
iiclr-17523	647	32	prohibits	prohibit	VERB
iiclr-17523	647	33	states	state	NOUN
iiclr-17523	647	34	from	from	ADP
iiclr-17523	647	35	using	use	VERB
iiclr-17523	647	36	federal	federal	ADJ
iiclr-17523	647	37	block	block	NOUN
iiclr-17523	647	38	grant	grant	NOUN
iiclr-17523	647	39	funds	fund	NOUN
iiclr-17523	647	40	to	to	PART
iiclr-17523	647	41	assist	assist	VERB
iiclr-17523	647	42	a	a	DET
iiclr-17523	647	43	family	family	NOUN
iiclr-17523	647	44	for	for	ADP
iiclr-17523	647	45	more	more	ADJ
iiclr-17523	647	46	than	than	ADP
iiclr-17523	647	47	five	five	NUM
iiclr-17523	647	48	years	year	NOUN
iiclr-17523	647	49	...	...	PUNCT
iiclr-17523	647	50	and	and	CCONJ
iiclr-17523	647	51	requires	require	VERB
iiclr-17523	647	52	adults	adult	NOUN
iiclr-17523	647	53	to	to	PART
iiclr-17523	647	54	be	be	AUX
iiclr-17523	647	55	engaged	engage	VERB
iiclr-17523	647	56	in	in	ADP
iiclr-17523	647	57	work	work	NOUN
iiclr-17523	647	58	within	within	ADP
iiclr-17523	647	59	two	two	NUM
iiclr-17523	647	60	years	year	NOUN
iiclr-17523	647	61	or	or	CCONJ
iiclr-17523	647	62	receiving	receive	VERB
iiclr-17523	647	63	assistance	assistance	NOUN
iiclr-17523	647	64	,	,	PUNCT
iiclr-17523	647	65	or	or	CCONJ
iiclr-17523	647	66	sooner	soon	ADV
iiclr-17523	647	67	at	at	ADP
iiclr-17523	647	68	the	the	DET
iiclr-17523	647	69	state	state	NOUN
iiclr-17523	647	70	's	's	PART
iiclr-17523	647	71	option	option	NOUN
iiclr-17523	647	72	.	.	PUNCT
iiclr-17523	648	1	,	,	PUNCT
iiclr-17523	648	2	,	,	PUNCT
iiclr-17523	648	3	26	26	NUM
iiclr-17523	648	4	0	0	NUM
iiclr-17523	648	5	on	on	ADP
iiclr-17523	648	6	the	the	DET
iiclr-17523	648	7	bright	bright	ADJ
iiclr-17523	648	8	side	side	NOUN
iiclr-17523	648	9	,	,	PUNCT
iiclr-17523	648	10	prwora	prwora	PROPN
iiclr-17523	648	11	eliminated	eliminate	VERB
iiclr-17523	648	12	the	the	DET
iiclr-17523	648	13	federallymandated	federallymandated	ADJ
iiclr-17523	648	14	income	income	NOUN
iiclr-17523	648	15	exclusions	exclusion	NOUN
iiclr-17523	648	16	and	and	CCONJ
iiclr-17523	648	17	asset	asset	NOUN
iiclr-17523	648	18	caps	cap	NOUN
iiclr-17523	648	19	that	that	PRON
iiclr-17523	648	20	had	have	AUX
iiclr-17523	648	21	caused	cause	VERB
iiclr-17523	648	22	problems	problem	NOUN
iiclr-17523	648	23	under	under	ADP
iiclr-17523	648	24	the	the	DET
iiclr-17523	648	25	old	old	ADJ
iiclr-17523	648	26	regime.26	regime.26	NOUN
iiclr-17523	648	27	1	1	NUM
iiclr-17523	648	28	a	a	DET
iiclr-17523	648	29	further	further	ADJ
iiclr-17523	648	30	advantage	advantage	NOUN
iiclr-17523	648	31	of	of	ADP
iiclr-17523	648	32	prwora	prwora	PROPN
iiclr-17523	648	33	and	and	CCONJ
iiclr-17523	648	34	the	the	DET
iiclr-17523	648	35	implementation	implementation	NOUN
iiclr-17523	648	36	of	of	ADP
iiclr-17523	648	37	state	state	PROPN
iiclr-17523	648	38	tanf	tanf	PROPN
iiclr-17523	648	39	programs	program	NOUN
iiclr-17523	648	40	are	be	AUX
iiclr-17523	648	41	the	the	DET
iiclr-17523	648	42	provisions	provision	NOUN
iiclr-17523	648	43	that	that	PRON
iiclr-17523	648	44	grant	grant	VERB
iiclr-17523	648	45	states	state	VERB
iiclr-17523	648	46	broad	broad	ADJ
iiclr-17523	648	47	discretion	discretion	NOUN
iiclr-17523	648	48	over	over	ADP
iiclr-17523	648	49	microenterprise	microenterprise	NOUN
iiclr-17523	648	50	programs.26	programs.26	NOUN
iiclr-17523	648	51	2	2	NUM
iiclr-17523	648	52	of	of	ADP
iiclr-17523	648	53	course	course	NOUN
iiclr-17523	648	54	,	,	PUNCT
iiclr-17523	648	55	this	this	DET
iiclr-17523	648	56	discretion	discretion	NOUN
iiclr-17523	648	57	can	can	AUX
iiclr-17523	648	58	be	be	AUX
iiclr-17523	648	59	used	use	VERB
iiclr-17523	648	60	either	either	CCONJ
iiclr-17523	648	61	advantageously	advantageously	ADV
iiclr-17523	648	62	or	or	CCONJ
iiclr-17523	648	63	disadvantageously	disadvantageously	ADV
iiclr-17523	648	64	.	.	PUNCT
iiclr-17523	649	1	for	for	ADP
iiclr-17523	649	2	example	example	NOUN
iiclr-17523	649	3	,	,	PUNCT
iiclr-17523	649	4	states	state	NOUN
iiclr-17523	649	5	face	face	VERB
iiclr-17523	649	6	escalating	escalate	VERB
iiclr-17523	649	7	participation	participation	NOUN
iiclr-17523	649	8	rates	rate	NOUN
iiclr-17523	649	9	in	in	ADP
iiclr-17523	649	10	order	order	NOUN
iiclr-17523	649	11	to	to	PART
iiclr-17523	649	12	avoid	avoid	VERB
iiclr-17523	649	13	tanf	tanf	PROPN
iiclr-17523	649	14	penalties.263	penalties.263	PROPN
iiclr-17523	649	15	not	not	PART
iiclr-17523	649	16	all	all	DET
iiclr-17523	649	17	employment	employment	NOUN
iiclr-17523	649	18	initiatives	initiative	NOUN
iiclr-17523	649	19	qualify	qualify	VERB
iiclr-17523	649	20	;	;	PUNCT
iiclr-17523	649	21	therefore	therefore	ADV
iiclr-17523	649	22	,	,	PUNCT
iiclr-17523	649	23	"	"	PUNCT
iiclr-17523	649	24	a	a	DET
iiclr-17523	649	25	state	state	NOUN
iiclr-17523	649	26	may	may	AUX
iiclr-17523	649	27	be	be	AUX
iiclr-17523	649	28	hesitant	hesitant	ADJ
iiclr-17523	649	29	to	to	PART
iiclr-17523	649	30	allow	allow	VERB
iiclr-17523	649	31	involvement	involvement	NOUN
iiclr-17523	649	32	in	in	ADP
iiclr-17523	649	33	microenterprise	microenterprise	NOUN
iiclr-17523	649	34	activities	activity	NOUN
iiclr-17523	649	35	unless	unless	SCONJ
iiclr-17523	649	36	the	the	DET
iiclr-17523	649	37	state	state	NOUN
iiclr-17523	649	38	is	be	AUX
iiclr-17523	649	39	confident	confident	ADJ
iiclr-17523	649	40	that	that	SCONJ
iiclr-17523	649	41	allowing	allow	VERB
iiclr-17523	649	42	such	such	ADJ
iiclr-17523	649	43	activities	activity	NOUN
iiclr-17523	649	44	will	will	AUX
iiclr-17523	649	45	not	not	PART
iiclr-17523	649	46	put	put	VERB
iiclr-17523	649	47	the	the	DET
iiclr-17523	649	48	state	state	NOUN
iiclr-17523	649	49	at	at	ADP
iiclr-17523	649	50	risk	risk	NOUN
iiclr-17523	649	51	of	of	ADP
iiclr-17523	649	52	failing	fail	VERB
iiclr-17523	649	53	to	to	PART
iiclr-17523	649	54	meet	meet	VERB
iiclr-17523	649	55	the	the	DET
iiclr-17523	649	56	required	require	VERB
iiclr-17523	649	57	participation	participation	NOUN
iiclr-17523	649	58	rate	rate	NOUN
iiclr-17523	649	59	.	.	PUNCT
iiclr-17523	650	1	,	,	PUNCT
iiclr-17523	650	2	'	'	PUNCT
iiclr-17523	650	3	264	264	NUM
iiclr-17523	650	4	also	also	ADV
iiclr-17523	650	5	,	,	PUNCT
iiclr-17523	650	6	this	this	PRON
iiclr-17523	650	7	does	do	AUX
iiclr-17523	650	8	not	not	PART
iiclr-17523	650	9	account	account	VERB
iiclr-17523	650	10	for	for	ADP
iiclr-17523	650	11	those	those	PRON
iiclr-17523	650	12	for	for	ADP
iiclr-17523	650	13	whom	whom	PRON
iiclr-17523	650	14	microcredit	microcredit	NOUN
iiclr-17523	650	15	programs	program	NOUN
iiclr-17523	650	16	are	be	AUX
iiclr-17523	650	17	not	not	PART
iiclr-17523	650	18	a	a	DET
iiclr-17523	650	19	viable	viable	ADJ
iiclr-17523	650	20	option	option	NOUN
iiclr-17523	650	21	:	:	PUNCT
iiclr-17523	650	22	estimates	estimate	NOUN
iiclr-17523	650	23	place	place	VERB
iiclr-17523	650	24	the	the	DET
iiclr-17523	650	25	number	number	NOUN
iiclr-17523	650	26	of	of	ADP
iiclr-17523	650	27	253	253	NUM
iiclr-17523	650	28	.	.	PUNCT
iiclr-17523	651	1	pub	pub	NOUN
iiclr-17523	651	2	.	.	PUNCT
iiclr-17523	652	1	l.	l.	PROPN
iiclr-17523	652	2	no	no	INTJ
iiclr-17523	652	3	.	.	PROPN
iiclr-17523	653	1	104	104	NUM
iiclr-17523	653	2	-	-	SYM
iiclr-17523	653	3	193	193	NUM
iiclr-17523	653	4	,	,	PUNCT
iiclr-17523	653	5	110	110	NUM
iiclr-17523	653	6	stat	stat	NOUN
iiclr-17523	653	7	.	.	PUNCT
iiclr-17523	654	1	2105	2105	NUM
iiclr-17523	654	2	(	(	PUNCT
iiclr-17523	654	3	1996	1996	NUM
iiclr-17523	654	4	)	)	PUNCT
iiclr-17523	654	5	.	.	PUNCT
iiclr-17523	655	1	254	254	NUM
iiclr-17523	655	2	.	.	X
iiclr-17523	655	3	yumus	yumus	NOUN
iiclr-17523	655	4	,	,	PUNCT
iiclr-17523	655	5	supra	supra	PROPN
iiclr-17523	655	6	note	note	PROPN
iiclr-17523	655	7	18	18	NUM
iiclr-17523	655	8	,	,	PUNCT
iiclr-17523	655	9	at	at	ADP
iiclr-17523	655	10	185	185	NUM
iiclr-17523	655	11	.	.	PUNCT
iiclr-17523	656	1	255	255	NUM
iiclr-17523	656	2	.	.	PUNCT
iiclr-17523	657	1	mclenighan	mclenighan	PROPN
iiclr-17523	657	2	,	,	PUNCT
iiclr-17523	657	3	supra	supra	PROPN
iiclr-17523	657	4	note	note	NOUN
iiclr-17523	657	5	42	42	NUM
iiclr-17523	657	6	,	,	PUNCT
iiclr-17523	657	7	at	at	ADP
iiclr-17523	657	8	48	48	NUM
iiclr-17523	657	9	.	.	PUNCT
iiclr-17523	658	1	256	256	NUM
iiclr-17523	658	2	.	.	PUNCT
iiclr-17523	658	3	jones	jones	PROPN
iiclr-17523	658	4	,	,	PUNCT
iiclr-17523	658	5	supra	supra	PROPN
iiclr-17523	658	6	note	note	PROPN
iiclr-17523	658	7	1	1	NUM
iiclr-17523	658	8	,	,	PUNCT
iiclr-17523	658	9	at	at	ADP
iiclr-17523	658	10	45	45	NUM
iiclr-17523	658	11	-	-	SYM
iiclr-17523	658	12	46	46	NUM
iiclr-17523	658	13	.	.	PUNCT
iiclr-17523	658	14	257	257	NUM
iiclr-17523	658	15	.	.	PUNCT
iiclr-17523	659	1	mclenighan	mclenighan	PROPN
iiclr-17523	659	2	,	,	PUNCT
iiclr-17523	659	3	supra	supra	PROPN
iiclr-17523	659	4	note	note	NOUN
iiclr-17523	659	5	42	42	NUM
iiclr-17523	659	6	,	,	PUNCT
iiclr-17523	659	7	at	at	ADP
iiclr-17523	659	8	48	48	NUM
iiclr-17523	659	9	.	.	PUNCT
iiclr-17523	660	1	258	258	NUM
iiclr-17523	660	2	.	.	PUNCT
iiclr-17523	661	1	see	see	VERB
iiclr-17523	661	2	i	i	PRON
iiclr-17523	661	3	d.	d.	PROPN
iiclr-17523	661	4	at	at	ADP
iiclr-17523	661	5	48	48	NUM
iiclr-17523	661	6	(	(	PUNCT
iiclr-17523	661	7	1991	1991	NUM
iiclr-17523	661	8	)	)	PUNCT
iiclr-17523	661	9	(	(	PUNCT
iiclr-17523	661	10	noting	note	VERB
iiclr-17523	661	11	the	the	DET
iiclr-17523	661	12	women	woman	NOUN
iiclr-17523	661	13	's	's	PART
iiclr-17523	661	14	self	self	NOUN
iiclr-17523	661	15	-	-	PUNCT
iiclr-17523	661	16	employment	employment	NOUN
iiclr-17523	661	17	project	project	NOUN
iiclr-17523	661	18	's	's	PART
iiclr-17523	661	19	negotiation	negotiation	NOUN
iiclr-17523	661	20	with	with	ADP
iiclr-17523	661	21	the	the	DET
iiclr-17523	661	22	state	state	NOUN
iiclr-17523	661	23	of	of	ADP
iiclr-17523	661	24	illinois	illinois	PROPN
iiclr-17523	661	25	for	for	ADP
iiclr-17523	661	26	an	an	DET
iiclr-17523	661	27	annual	annual	ADJ
iiclr-17523	661	28	waiver	waiver	NOUN
iiclr-17523	661	29	of	of	ADP
iiclr-17523	661	30	the	the	DET
iiclr-17523	661	31	income	income	NOUN
iiclr-17523	661	32	cap	cap	NOUN
iiclr-17523	661	33	)	)	PUNCT
iiclr-17523	661	34	.	.	PUNCT
iiclr-17523	662	1	259	259	NUM
iiclr-17523	662	2	.	.	PUNCT
iiclr-17523	662	3	jones	jones	PROPN
iiclr-17523	662	4	,	,	PUNCT
iiclr-17523	662	5	supra	supra	PROPN
iiclr-17523	662	6	note	note	PROPN
iiclr-17523	662	7	1	1	NUM
iiclr-17523	662	8	,	,	PUNCT
iiclr-17523	662	9	at	at	ADP
iiclr-17523	662	10	44	44	NUM
iiclr-17523	662	11	.	.	PUNCT
iiclr-17523	662	12	260	260	NUM
iiclr-17523	662	13	.	.	PUNCT
iiclr-17523	663	1	i	i	PRON
iiclr-17523	663	2	d.	d.	PROPN
iiclr-17523	663	3	261	261	NUM
iiclr-17523	663	4	.	.	PUNCT
iiclr-17523	664	1	i	i	PRON
iiclr-17523	664	2	d.	d.	PROPN
iiclr-17523	664	3	at	at	ADP
iiclr-17523	664	4	45	45	NUM
iiclr-17523	664	5	.	.	PUNCT
iiclr-17523	664	6	262	262	NUM
iiclr-17523	664	7	.	.	PUNCT
iiclr-17523	665	1	jones	jones	PROPN
iiclr-17523	665	2	,	,	PUNCT
iiclr-17523	665	3	representing	represent	VERB
iiclr-17523	665	4	the	the	DET
iiclr-17523	665	5	poor	poor	ADJ
iiclr-17523	665	6	and	and	CCONJ
iiclr-17523	665	7	homeless	homeless	ADJ
iiclr-17523	665	8	,	,	PUNCT
iiclr-17523	665	9	supra	supra	PROPN
iiclr-17523	665	10	note	note	PROPN
iiclr-17523	665	11	170	170	NUM
iiclr-17523	665	12	,	,	PUNCT
iiclr-17523	665	13	at	at	ADP
iiclr-17523	665	14	397	397	NUM
iiclr-17523	665	15	.	.	PUNCT
iiclr-17523	665	16	263	263	NUM
iiclr-17523	665	17	.	.	PUNCT
iiclr-17523	666	1	jones	jones	PROPN
iiclr-17523	666	2	,	,	PUNCT
iiclr-17523	666	3	supra	supra	PROPN
iiclr-17523	666	4	note	note	PROPN
iiclr-17523	666	5	1	1	NUM
iiclr-17523	666	6	,	,	PUNCT
iiclr-17523	666	7	at	at	ADP
iiclr-17523	666	8	47	47	NUM
iiclr-17523	666	9	.	.	PUNCT
iiclr-17523	667	1	264	264	NUM
iiclr-17523	667	2	.	.	PUNCT
iiclr-17523	668	1	i	i	PRON
iiclr-17523	668	2	d.	d.	PROPN
iiclr-17523	668	3	2006	2006	NUM
iiclr-17523	668	4	]	]	X
iiclr-17523	669	1	ind	ind	NOUN
iiclr-17523	669	2	.	.	PUNCT
iiclr-17523	670	1	int'l	int'l	PROPN
iiclr-17523	670	2	&	&	CCONJ
iiclr-17523	670	3	comp	comp	PROPN
iiclr-17523	670	4	.	.	PUNCT
iiclr-17523	671	1	l.	l.	PROPN
iiclr-17523	671	2	rev	rev	PROPN
iiclr-17523	671	3	.	.	PROPN
iiclr-17523	671	4	welfare	welfare	NOUN
iiclr-17523	671	5	recipients	recipient	NOUN
iiclr-17523	671	6	who	who	PRON
iiclr-17523	671	7	are	be	AUX
iiclr-17523	671	8	able	able	ADJ
iiclr-17523	671	9	to	to	PART
iiclr-17523	671	10	benefit	benefit	VERB
iiclr-17523	671	11	from	from	ADP
iiclr-17523	671	12	self	self	NOUN
iiclr-17523	671	13	-	-	PUNCT
iiclr-17523	671	14	employment	employment	NOUN
iiclr-17523	671	15	at	at	ADP
iiclr-17523	671	16	only	only	ADV
iiclr-17523	671	17	five	five	NUM
iiclr-17523	671	18	to	to	PART
iiclr-17523	671	19	ten	ten	NUM
iiclr-17523	671	20	percent.265	percent.265	NUM
iiclr-17523	671	21	the	the	DET
iiclr-17523	671	22	picture	picture	NOUN
iiclr-17523	671	23	grows	grow	VERB
iiclr-17523	671	24	dimmer	dimmer	NOUN
iiclr-17523	671	25	when	when	SCONJ
iiclr-17523	671	26	one	one	PRON
iiclr-17523	671	27	considers	consider	VERB
iiclr-17523	671	28	the	the	DET
iiclr-17523	671	29	non	non	ADJ
iiclr-17523	671	30	-	-	ADJ
iiclr-17523	671	31	entrepreneurial	entrepreneurial	ADJ
iiclr-17523	671	32	working	work	VERB
iiclr-17523	671	33	poor	poor	ADJ
iiclr-17523	671	34	in	in	ADP
iiclr-17523	671	35	the	the	DET
iiclr-17523	671	36	aftermath	aftermath	NOUN
iiclr-17523	671	37	of	of	ADP
iiclr-17523	671	38	welfare	welfare	NOUN
iiclr-17523	671	39	reform	reform	NOUN
iiclr-17523	671	40	.	.	PUNCT
iiclr-17523	672	1	the	the	DET
iiclr-17523	672	2	focus	focus	NOUN
iiclr-17523	672	3	is	be	AUX
iiclr-17523	672	4	almost	almost	ADV
iiclr-17523	672	5	solely	solely	ADV
iiclr-17523	672	6	on	on	ADP
iiclr-17523	672	7	getting	get	VERB
iiclr-17523	672	8	people	people	NOUN
iiclr-17523	672	9	into	into	ADP
iiclr-17523	672	10	jobs	job	NOUN
iiclr-17523	672	11	no	no	ADV
iiclr-17523	672	12	matter	matter	ADV
iiclr-17523	672	13	what	what	PRON
iiclr-17523	672	14	the	the	DET
iiclr-17523	672	15	wage	wage	NOUN
iiclr-17523	672	16	or	or	CCONJ
iiclr-17523	672	17	quality	quality	NOUN
iiclr-17523	672	18	of	of	ADP
iiclr-17523	672	19	work.26	work.26	PROPN
iiclr-17523	672	20	it	it	PRON
iiclr-17523	672	21	was	be	AUX
iiclr-17523	672	22	estimated	estimate	VERB
iiclr-17523	672	23	that	that	SCONJ
iiclr-17523	672	24	in	in	ADP
iiclr-17523	672	25	order	order	NOUN
iiclr-17523	672	26	for	for	SCONJ
iiclr-17523	672	27	the	the	DET
iiclr-17523	672	28	economy	economy	NOUN
iiclr-17523	672	29	to	to	PART
iiclr-17523	672	30	absorb	absorb	VERB
iiclr-17523	672	31	one	one	NUM
iiclr-17523	672	32	million	million	NUM
iiclr-17523	672	33	former	former	ADJ
iiclr-17523	672	34	welfare	welfare	NOUN
iiclr-17523	672	35	recipients	recipient	NOUN
iiclr-17523	672	36	,	,	PUNCT
iiclr-17523	672	37	the	the	DET
iiclr-17523	672	38	bottom	bottom	ADJ
iiclr-17523	672	39	thirty	thirty	NUM
iiclr-17523	672	40	percent	percent	NOUN
iiclr-17523	672	41	of	of	ADP
iiclr-17523	672	42	workers	worker	NOUN
iiclr-17523	672	43	,	,	PUNCT
iiclr-17523	672	44	those	those	PRON
iiclr-17523	672	45	earning	earn	VERB
iiclr-17523	672	46	less	less	ADJ
iiclr-17523	672	47	than	than	ADP
iiclr-17523	672	48	$	$	SYM
iiclr-17523	672	49	7.19	7.19	NUM
iiclr-17523	672	50	267per	267per	NUM
iiclr-17523	672	51	hour	hour	NOUN
iiclr-17523	672	52	,	,	PUNCT
iiclr-17523	672	53	would	would	AUX
iiclr-17523	672	54	suffer	suffer	VERB
iiclr-17523	672	55	an	an	DET
iiclr-17523	672	56	eleven	eleven	NUM
iiclr-17523	672	57	percent	percent	NOUN
iiclr-17523	672	58	wage	wage	NOUN
iiclr-17523	672	59	drop	drop	NOUN
iiclr-17523	672	60	or	or	CCONJ
iiclr-17523	672	61	face	face	VERB
iiclr-17523	672	62	displacement	displacement	NOUN
iiclr-17523	672	63	.	.	PUNCT
iiclr-17523	673	1	"	"	PUNCT
iiclr-17523	673	2	the	the	DET
iiclr-17523	673	3	working	work	VERB
iiclr-17523	673	4	poor	poor	ADJ
iiclr-17523	673	5	will	will	AUX
iiclr-17523	673	6	end	end	VERB
iiclr-17523	673	7	up	up	ADP
iiclr-17523	673	8	even	even	ADV
iiclr-17523	673	9	poorer	poor	ADJ
iiclr-17523	673	10	.	.	PUNCT
iiclr-17523	673	11	"	"	PUNCT
iiclr-17523	674	1	268	268	NUM
iiclr-17523	674	2	microenterprise	microenterprise	NOUN
iiclr-17523	674	3	advocates	advocate	NOUN
iiclr-17523	674	4	have	have	AUX
iiclr-17523	674	5	developed	develop	VERB
iiclr-17523	674	6	a	a	DET
iiclr-17523	674	7	number	number	NOUN
iiclr-17523	674	8	of	of	ADP
iiclr-17523	674	9	recommendations	recommendation	NOUN
iiclr-17523	674	10	to	to	PART
iiclr-17523	674	11	maximize	maximize	VERB
iiclr-17523	674	12	the	the	DET
iiclr-17523	674	13	chances	chance	NOUN
iiclr-17523	674	14	of	of	ADP
iiclr-17523	674	15	microenterprise	microenterprise	ADJ
iiclr-17523	674	16	success	success	NOUN
iiclr-17523	674	17	.	.	PUNCT
iiclr-17523	675	1	269	269	NUM
iiclr-17523	675	2	the	the	DET
iiclr-17523	675	3	first	first	ADJ
iiclr-17523	675	4	calls	call	NOUN
iiclr-17523	675	5	for	for	ADP
iiclr-17523	675	6	a	a	DET
iiclr-17523	675	7	minimum	minimum	NOUN
iiclr-17523	675	8	of	of	ADP
iiclr-17523	675	9	six	six	NUM
iiclr-17523	675	10	months	month	NOUN
iiclr-17523	675	11	job	job	NOUN
iiclr-17523	675	12	training	training	NOUN
iiclr-17523	675	13	and	and	CCONJ
iiclr-17523	675	14	two	two	NUM
iiclr-17523	675	15	years	year	NOUN
iiclr-17523	675	16	business	business	NOUN
iiclr-17523	675	17	development	development	NOUN
iiclr-17523	675	18	to	to	PART
iiclr-17523	675	19	be	be	AUX
iiclr-17523	675	20	granted	grant	VERB
iiclr-17523	675	21	to	to	ADP
iiclr-17523	675	22	people	people	NOUN
iiclr-17523	675	23	transitioning	transition	VERB
iiclr-17523	675	24	from	from	ADP
iiclr-17523	675	25	welfare	welfare	NOUN
iiclr-17523	675	26	to	to	ADP
iiclr-17523	675	27	work	work	VERB
iiclr-17523	675	28	.	.	PUNCT
iiclr-17523	676	1	additionally	additionally	ADV
iiclr-17523	676	2	,	,	PUNCT
iiclr-17523	676	3	training	training	NOUN
iiclr-17523	676	4	programs	program	NOUN
iiclr-17523	676	5	should	should	AUX
iiclr-17523	676	6	be	be	AUX
iiclr-17523	676	7	developed	develop	VERB
iiclr-17523	676	8	to	to	PART
iiclr-17523	676	9	partner	partner	VERB
iiclr-17523	676	10	workers	worker	NOUN
iiclr-17523	676	11	with	with	ADP
iiclr-17523	676	12	microenterprises	microenterprise	NOUN
iiclr-17523	676	13	to	to	PART
iiclr-17523	676	14	supplement	supplement	VERB
iiclr-17523	676	15	their	their	PRON
iiclr-17523	676	16	270incomes	270income	NOUN
iiclr-17523	676	17	.	.	PUNCT
iiclr-17523	677	1	while	while	SCONJ
iiclr-17523	677	2	these	these	PRON
iiclr-17523	677	3	are	be	AUX
iiclr-17523	677	4	valid	valid	ADJ
iiclr-17523	677	5	recommendations	recommendation	NOUN
iiclr-17523	677	6	,	,	PUNCT
iiclr-17523	677	7	it	it	PRON
iiclr-17523	677	8	has	have	AUX
iiclr-17523	677	9	become	become	VERB
iiclr-17523	677	10	increasingly	increasingly	ADV
iiclr-17523	677	11	important	important	ADJ
iiclr-17523	677	12	to	to	PART
iiclr-17523	677	13	find	find	VERB
iiclr-17523	677	14	ways	way	NOUN
iiclr-17523	677	15	to	to	PART
iiclr-17523	677	16	extend	extend	VERB
iiclr-17523	677	17	the	the	DET
iiclr-17523	677	18	reach	reach	NOUN
iiclr-17523	677	19	of	of	ADP
iiclr-17523	677	20	successful	successful	ADJ
iiclr-17523	677	21	microcredit	microcredit	NOUN
iiclr-17523	677	22	programs	program	NOUN
iiclr-17523	677	23	to	to	PART
iiclr-17523	677	24	aid	aid	VERB
iiclr-17523	677	25	as	as	ADP
iiclr-17523	677	26	many	many	ADJ
iiclr-17523	677	27	of	of	ADP
iiclr-17523	677	28	the	the	DET
iiclr-17523	677	29	working	work	VERB
iiclr-17523	677	30	poor	poor	ADJ
iiclr-17523	677	31	as	as	ADP
iiclr-17523	677	32	possible	possible	ADJ
iiclr-17523	677	33	.	.	PUNCT
iiclr-17523	678	1	section	section	NOUN
iiclr-17523	678	2	ini	ini	PROPN
iiclr-17523	678	3	of	of	ADP
iiclr-17523	678	4	this	this	DET
iiclr-17523	678	5	note	note	NOUN
iiclr-17523	678	6	suggests	suggest	VERB
iiclr-17523	678	7	a	a	DET
iiclr-17523	678	8	means	means	NOUN
iiclr-17523	678	9	of	of	ADP
iiclr-17523	678	10	increasing	increase	VERB
iiclr-17523	678	11	revenues	revenue	NOUN
iiclr-17523	678	12	,	,	PUNCT
iiclr-17523	678	13	counterintuitively	counterintuitively	ADV
iiclr-17523	678	14	,	,	PUNCT
iiclr-17523	678	15	by	by	ADP
iiclr-17523	678	16	adopting	adopt	VERB
iiclr-17523	678	17	banking	banking	NOUN
iiclr-17523	678	18	practices	practice	NOUN
iiclr-17523	678	19	that	that	PRON
iiclr-17523	678	20	will	will	AUX
iiclr-17523	678	21	allow	allow	VERB
iiclr-17523	678	22	microlenders	microlender	NOUN
iiclr-17523	678	23	to	to	PART
iiclr-17523	678	24	lower	lower	VERB
iiclr-17523	678	25	their	their	PRON
iiclr-17523	678	26	interest	interest	NOUN
iiclr-17523	678	27	rates	rate	NOUN
iiclr-17523	678	28	.	.	PUNCT
iiclr-17523	679	1	d.	d.	PROPN
iiclr-17523	679	2	microfinance	microfinance	PROPN
iiclr-17523	679	3	:	:	PUNCT
iiclr-17523	679	4	costs	cost	NOUN
iiclr-17523	679	5	and	and	CCONJ
iiclr-17523	679	6	problems	problem	NOUN
iiclr-17523	679	7	much	much	ADJ
iiclr-17523	679	8	of	of	ADP
iiclr-17523	679	9	the	the	DET
iiclr-17523	679	10	early	early	ADJ
iiclr-17523	679	11	literature	literature	NOUN
iiclr-17523	679	12	on	on	ADP
iiclr-17523	679	13	microcredit	microcredit	PROPN
iiclr-17523	679	14	mentions	mention	VERB
iiclr-17523	679	15	the	the	DET
iiclr-17523	679	16	low	low	ADJ
iiclr-17523	679	17	default	default	NOUN
iiclr-17523	679	18	rates.271	rates.271	NOUN
iiclr-17523	679	19	these	these	DET
iiclr-17523	679	20	low	low	ADJ
iiclr-17523	679	21	default	default	NOUN
iiclr-17523	679	22	rates	rate	NOUN
iiclr-17523	679	23	and	and	CCONJ
iiclr-17523	679	24	the	the	DET
iiclr-17523	679	25	corresponding	corresponding	ADJ
iiclr-17523	679	26	claims	claim	NOUN
iiclr-17523	679	27	of	of	ADP
iiclr-17523	679	28	selfsufficiency	selfsufficiency	NOUN
iiclr-17523	679	29	on	on	ADP
iiclr-17523	679	30	the	the	DET
iiclr-17523	679	31	part	part	NOUN
iiclr-17523	679	32	of	of	ADP
iiclr-17523	679	33	microcredit	microcredit	PROPN
iiclr-17523	679	34	programs272	programs272	PROPN
iiclr-17523	679	35	appear	appear	VERB
iiclr-17523	679	36	to	to	PART
iiclr-17523	679	37	be	be	AUX
iiclr-17523	679	38	largely	largely	ADV
iiclr-17523	679	39	illusory	illusory	ADJ
iiclr-17523	679	40	.	.	PUNCT
iiclr-17523	680	1	the	the	DET
iiclr-17523	680	2	average	average	ADJ
iiclr-17523	680	3	loss	loss	NOUN
iiclr-17523	680	4	rate	rate	NOUN
iiclr-17523	680	5	for	for	ADP
iiclr-17523	680	6	microloans	microloan	NOUN
iiclr-17523	680	7	in	in	ADP
iiclr-17523	680	8	the	the	DET
iiclr-17523	680	9	united	united	PROPN
iiclr-17523	680	10	states	states	PROPN
iiclr-17523	680	11	is	be	AUX
iiclr-17523	680	12	above	above	ADP
iiclr-17523	680	13	ten	ten	NUM
iiclr-17523	681	1	percent.273	percent.273	PRON
iiclr-17523	681	2	microcredit	microcredit	NOUN
iiclr-17523	681	3	advocates	advocate	NOUN
iiclr-17523	681	4	must	must	AUX
iiclr-17523	681	5	come	come	VERB
iiclr-17523	681	6	to	to	ADP
iiclr-17523	681	7	terms	term	NOUN
iiclr-17523	681	8	with	with	ADP
iiclr-17523	681	9	the	the	DET
iiclr-17523	681	10	fact	fact	NOUN
iiclr-17523	681	11	that	that	SCONJ
iiclr-17523	681	12	microcredit	microcredit	NOUN
iiclr-17523	681	13	is	be	AUX
iiclr-17523	681	14	costlier	costly	ADJ
iiclr-17523	681	15	than	than	ADP
iiclr-17523	681	16	other	other	ADJ
iiclr-17523	681	17	forms	form	NOUN
iiclr-17523	681	18	of	of	ADP
iiclr-17523	681	19	credit.274	credit.274	NOUN
iiclr-17523	681	20	the	the	DET
iiclr-17523	681	21	edgcomb	edgcomb	NOUN
iiclr-17523	681	22	study	study	NOUN
iiclr-17523	681	23	reported	report	VERB
iiclr-17523	681	24	that	that	SCONJ
iiclr-17523	681	25	the	the	DET
iiclr-17523	681	26	average	average	ADJ
iiclr-17523	681	27	loan	loan	NOUN
iiclr-17523	681	28	costs	cost	VERB
iiclr-17523	681	29	$	$	SYM
iiclr-17523	681	30	1.47	1.47	NUM
iiclr-17523	681	31	per	per	ADP
iiclr-17523	681	32	dollar	dollar	NOUN
iiclr-17523	681	33	lent	lend	VERB
iiclr-17523	681	34	to	to	PART
iiclr-17523	681	35	make	make	VERB
iiclr-17523	681	36	and	and	CCONJ
iiclr-17523	681	37	manage	manage	VERB
iiclr-17523	681	38	the	the	DET
iiclr-17523	681	39	loan	loan	NOUN
iiclr-17523	681	40	,	,	PUNCT
iiclr-17523	681	41	with	with	ADP
iiclr-17523	681	42	costs	cost	NOUN
iiclr-17523	681	43	ranging	range	VERB
iiclr-17523	681	44	between	between	ADP
iiclr-17523	681	45	$	$	SYM
iiclr-17523	681	46	0.67	0.67	NUM
iiclr-17523	681	47	and	and	CCONJ
iiclr-17523	681	48	$	$	SYM
iiclr-17523	681	49	2.95.275	2.95.275	PROPN
iiclr-17523	681	50	a	a	DET
iiclr-17523	681	51	board	board	NOUN
iiclr-17523	681	52	member	member	NOUN
iiclr-17523	681	53	of	of	ADP
iiclr-17523	681	54	a	a	DET
iiclr-17523	681	55	los	los	PROPN
iiclr-17523	681	56	angeles	angeles	PROPN
iiclr-17523	681	57	microenterprise	microenterprise	PROPN
iiclr-17523	681	58	program	program	NOUN
iiclr-17523	681	59	asked	ask	VERB
iiclr-17523	681	60	,	,	PUNCT
iiclr-17523	681	61	when	when	SCONJ
iiclr-17523	681	62	confronted	confront	VERB
iiclr-17523	681	63	with	with	ADP
iiclr-17523	681	64	a	a	DET
iiclr-17523	681	65	similar	similar	ADJ
iiclr-17523	681	66	265	265	NUM
iiclr-17523	681	67	.	.	PUNCT
iiclr-17523	682	1	i	i	PRON
iiclr-17523	682	2	d.	d.	PROPN
iiclr-17523	682	3	at	at	ADP
iiclr-17523	682	4	46	46	NUM
iiclr-17523	682	5	.	.	PUNCT
iiclr-17523	682	6	266	266	NUM
iiclr-17523	682	7	.	.	PUNCT
iiclr-17523	683	1	clark	clark	PROPN
iiclr-17523	683	2	,	,	PUNCT
iiclr-17523	683	3	supra	supra	PROPN
iiclr-17523	683	4	note	note	PROPN
iiclr-17523	683	5	109	109	NUM
iiclr-17523	683	6	,	,	PUNCT
iiclr-17523	683	7	at	at	ADP
iiclr-17523	683	8	40	40	NUM
iiclr-17523	683	9	.	.	PUNCT
iiclr-17523	684	1	267	267	NUM
iiclr-17523	684	2	.	.	PUNCT
iiclr-17523	685	1	i	i	PRON
iiclr-17523	685	2	d.	d.	PROPN
iiclr-17523	685	3	at	at	ADP
iiclr-17523	685	4	41	41	NUM
iiclr-17523	685	5	.	.	PUNCT
iiclr-17523	685	6	268	268	NUM
iiclr-17523	685	7	.	.	PUNCT
iiclr-17523	686	1	i	i	PRON
iiclr-17523	686	2	d.	d.	PROPN
iiclr-17523	686	3	269	269	NUM
iiclr-17523	686	4	.	.	PUNCT
iiclr-17523	686	5	jones	jones	PROPN
iiclr-17523	686	6	,	,	PUNCT
iiclr-17523	686	7	supra	supra	PROPN
iiclr-17523	686	8	note	note	PROPN
iiclr-17523	686	9	1	1	NUM
iiclr-17523	686	10	,	,	PUNCT
iiclr-17523	686	11	at	at	ADP
iiclr-17523	686	12	47	47	NUM
iiclr-17523	686	13	.	.	PUNCT
iiclr-17523	687	1	270	270	NUM
iiclr-17523	687	2	.	.	PUNCT
iiclr-17523	688	1	i	i	PRON
iiclr-17523	688	2	d.	d.	PROPN
iiclr-17523	688	3	at	at	ADP
iiclr-17523	688	4	48	48	NUM
iiclr-17523	688	5	-	-	SYM
iiclr-17523	688	6	49	49	NUM
iiclr-17523	688	7	.	.	PUNCT
iiclr-17523	689	1	271	271	NUM
iiclr-17523	689	2	.	.	X
iiclr-17523	690	1	see	see	VERB
iiclr-17523	690	2	,	,	PUNCT
iiclr-17523	690	3	e.g.	e.g.	ADV
iiclr-17523	690	4	,	,	PUNCT
iiclr-17523	690	5	mckenna	mckenna	PROPN
iiclr-17523	690	6	,	,	PUNCT
iiclr-17523	690	7	supra	supra	PROPN
iiclr-17523	690	8	note	note	PROPN
iiclr-17523	690	9	21	21	NUM
iiclr-17523	690	10	,	,	PUNCT
iiclr-17523	690	11	at	at	ADP
iiclr-17523	690	12	a26	a26	NOUN
iiclr-17523	690	13	.	.	PUNCT
iiclr-17523	691	1	"	"	PUNCT
iiclr-17523	691	2	a	a	DET
iiclr-17523	691	3	loan	loan	NOUN
iiclr-17523	691	4	repayment	repayment	NOUN
iiclr-17523	691	5	rate	rate	NOUN
iiclr-17523	691	6	of	of	ADP
iiclr-17523	691	7	94	94	NUM
iiclr-17523	691	8	to	to	PART
iiclr-17523	691	9	98	98	NUM
iiclr-17523	691	10	percent	percent	NOUN
iiclr-17523	691	11	shows	show	VERB
iiclr-17523	691	12	that	that	SCONJ
iiclr-17523	691	13	people	people	NOUN
iiclr-17523	691	14	previously	previously	ADV
iiclr-17523	691	15	labeled	label	VERB
iiclr-17523	691	16	as	as	ADP
iiclr-17523	691	17	not	not	PART
iiclr-17523	691	18	credit	credit	NOUN
iiclr-17523	691	19	-	-	PUNCT
iiclr-17523	691	20	worthy	worthy	ADJ
iiclr-17523	691	21	are	be	AUX
iiclr-17523	691	22	indeed	indeed	ADV
iiclr-17523	691	23	bankable	bankable	ADJ
iiclr-17523	691	24	.	.	PUNCT
iiclr-17523	692	1	they	they	PRON
iiclr-17523	692	2	make	make	VERB
iiclr-17523	692	3	up	up	ADP
iiclr-17523	692	4	in	in	ADP
iiclr-17523	692	5	industry	industry	NOUN
iiclr-17523	692	6	and	and	CCONJ
iiclr-17523	692	7	ingenuity	ingenuity	NOUN
iiclr-17523	692	8	what	what	PRON
iiclr-17523	692	9	they	they	PRON
iiclr-17523	692	10	lack	lack	VERB
iiclr-17523	692	11	in	in	ADP
iiclr-17523	692	12	capital	capital	NOUN
iiclr-17523	692	13	.	.	PUNCT
iiclr-17523	692	14	"	"	PUNCT
iiclr-17523	693	1	i	i	PRON
iiclr-17523	693	2	d.	d.	PROPN
iiclr-17523	693	3	272	272	NUM
iiclr-17523	693	4	.	.	PUNCT
iiclr-17523	694	1	see	see	VERB
iiclr-17523	694	2	,	,	PUNCT
iiclr-17523	694	3	e.g.	e.g.	ADV
iiclr-17523	694	4	,	,	PUNCT
iiclr-17523	694	5	eaton	eaton	PROPN
iiclr-17523	694	6	,	,	PUNCT
iiclr-17523	694	7	supra	supra	PROPN
iiclr-17523	694	8	note	note	PROPN
iiclr-17523	694	9	139	139	NUM
iiclr-17523	694	10	,	,	PUNCT
iiclr-17523	694	11	at	at	ADP
iiclr-17523	694	12	b	b	NOUN
iiclr-17523	694	13	1	1	NUM
iiclr-17523	694	14	.	.	PUNCT
iiclr-17523	695	1	"	"	PUNCT
iiclr-17523	695	2	because	because	SCONJ
iiclr-17523	695	3	almost	almost	ADV
iiclr-17523	695	4	all	all	DET
iiclr-17523	695	5	the	the	DET
iiclr-17523	695	6	money	money	NOUN
iiclr-17523	695	7	gets	get	AUX
iiclr-17523	695	8	repaid	repay	VERB
iiclr-17523	695	9	,	,	PUNCT
iiclr-17523	695	10	it	it	PRON
iiclr-17523	695	11	can	can	AUX
iiclr-17523	695	12	be	be	AUX
iiclr-17523	695	13	reused	reuse	VERB
iiclr-17523	695	14	,	,	PUNCT
iiclr-17523	695	15	making	make	VERB
iiclr-17523	695	16	microcredit	microcredit	NOUN
iiclr-17523	695	17	programs	program	NOUN
iiclr-17523	695	18	very	very	ADV
iiclr-17523	695	19	cost	cost	NOUN
iiclr-17523	695	20	-	-	PUNCT
iiclr-17523	695	21	effective	effective	ADJ
iiclr-17523	695	22	,	,	PUNCT
iiclr-17523	695	23	proponents	proponent	NOUN
iiclr-17523	695	24	say	say	VERB
iiclr-17523	695	25	.	.	PUNCT
iiclr-17523	696	1	some	some	DET
iiclr-17523	696	2	programs	program	NOUN
iiclr-17523	696	3	even	even	ADV
iiclr-17523	696	4	make	make	VERB
iiclr-17523	696	5	enough	enough	ADJ
iiclr-17523	696	6	money	money	NOUN
iiclr-17523	696	7	from	from	ADP
iiclr-17523	696	8	their	their	PRON
iiclr-17523	696	9	lending	lending	NOUN
iiclr-17523	696	10	to	to	PART
iiclr-17523	696	11	cover	cover	VERB
iiclr-17523	696	12	their	their	PRON
iiclr-17523	696	13	costs	cost	NOUN
iiclr-17523	696	14	.	.	PUNCT
iiclr-17523	696	15	"	"	PUNCT
iiclr-17523	697	1	i	i	PRON
iiclr-17523	697	2	d.	d.	PROPN
iiclr-17523	697	3	273	273	NUM
iiclr-17523	697	4	.	.	PUNCT
iiclr-17523	698	1	edgcomb	edgcomb	PROPN
iiclr-17523	698	2	,	,	PUNCT
iiclr-17523	698	3	supra	supra	PROPN
iiclr-17523	698	4	note	note	PROPN
iiclr-17523	698	5	77	77	NUM
iiclr-17523	698	6	,	,	PUNCT
iiclr-17523	698	7	at	at	ADP
iiclr-17523	698	8	59	59	NUM
iiclr-17523	698	9	.	.	NOUN
iiclr-17523	698	10	274	274	NUM
iiclr-17523	698	11	.	.	PUNCT
iiclr-17523	699	1	mclenighan	mclenighan	PROPN
iiclr-17523	699	2	,	,	PUNCT
iiclr-17523	699	3	supra	supra	PROPN
iiclr-17523	699	4	note	note	NOUN
iiclr-17523	699	5	42	42	NUM
iiclr-17523	699	6	,	,	PUNCT
iiclr-17523	699	7	at	at	ADP
iiclr-17523	699	8	9	9	NUM
iiclr-17523	699	9	.	.	NOUN
iiclr-17523	699	10	275	275	NUM
iiclr-17523	699	11	.	.	X
iiclr-17523	700	1	edgcomb	edgcomb	PROPN
iiclr-17523	700	2	,	,	PUNCT
iiclr-17523	700	3	supra	supra	PROPN
iiclr-17523	700	4	note	note	PROPN
iiclr-17523	700	5	77	77	NUM
iiclr-17523	700	6	,	,	PUNCT
iiclr-17523	700	7	at	at	ADP
iiclr-17523	700	8	3	3	NUM
iiclr-17523	700	9	.	.	PUNCT
iiclr-17523	701	1	[	[	X
iiclr-17523	701	2	vol	vol	NOUN
iiclr-17523	701	3	.	.	PUNCT
iiclr-17523	702	1	16:2	16:2	NUM
iiclr-17523	702	2	equity	equity	PROPN
iiclr-17523	702	3	&	&	CCONJ
iiclr-17523	702	4	innovation	innovation	NOUN
iiclr-17523	702	5	cost	cost	NOUN
iiclr-17523	702	6	-	-	PUNCT
iiclr-17523	702	7	to	to	ADP
iiclr-17523	702	8	-	-	PUNCT
iiclr-17523	702	9	loan	loan	NOUN
iiclr-17523	702	10	ratio	ratio	NOUN
iiclr-17523	702	11	:	:	PUNCT
iiclr-17523	702	12	"	"	PUNCT
iiclr-17523	702	13	instead	instead	ADV
iiclr-17523	702	14	of	of	ADP
iiclr-17523	702	15	investing	invest	VERB
iiclr-17523	702	16	so	so	ADV
iiclr-17523	702	17	much	much	ADJ
iiclr-17523	702	18	effort	effort	NOUN
iiclr-17523	702	19	and	and	CCONJ
iiclr-17523	702	20	time	time	NOUN
iiclr-17523	702	21	into	into	ADP
iiclr-17523	702	22	iicroenterprise	iicroenterprise	ADJ
iiclr-17523	702	23	programs	program	NOUN
iiclr-17523	702	24	,	,	PUNCT
iiclr-17523	702	25	why	why	SCONJ
iiclr-17523	702	26	do	do	AUX
iiclr-17523	702	27	n't	not	PART
iiclr-17523	702	28	we	we	PRON
iiclr-17523	702	29	just	just	ADV
iiclr-17523	702	30	hire	hire	VERB
iiclr-17523	702	31	a	a	DET
iiclr-17523	702	32	helicopter	helicopter	NOUN
iiclr-17523	702	33	,	,	PUNCT
iiclr-17523	702	34	fly	fly	VERB
iiclr-17523	702	35	over	over	ADP
iiclr-17523	702	36	the	the	DET
iiclr-17523	702	37	target	target	NOUN
iiclr-17523	702	38	neighborhoods	neighborhood	NOUN
iiclr-17523	702	39	,	,	PUNCT
iiclr-17523	702	40	and	and	CCONJ
iiclr-17523	702	41	throw	throw	VERB
iiclr-17523	702	42	the	the	DET
iiclr-17523	702	43	money	money	NOUN
iiclr-17523	702	44	out	out	ADP
iiclr-17523	702	45	of	of	ADP
iiclr-17523	702	46	the	the	DET
iiclr-17523	702	47	window	window	NOUN
iiclr-17523	702	48	?	?	PUNCT
iiclr-17523	703	1	'	'	PUNCT
iiclr-17523	703	2	276	276	NUM
iiclr-17523	703	3	of	of	ADP
iiclr-17523	703	4	course	course	NOUN
iiclr-17523	703	5	,	,	PUNCT
iiclr-17523	703	6	as	as	ADV
iiclr-17523	703	7	related	related	ADJ
iiclr-17523	703	8	above	above	ADV
iiclr-17523	703	9	,	,	PUNCT
iiclr-17523	703	10	there	there	PRON
iiclr-17523	703	11	is	be	VERB
iiclr-17523	703	12	more	more	ADJ
iiclr-17523	703	13	to	to	PART
iiclr-17523	703	14	microenterprise	microenterprise	VERB
iiclr-17523	703	15	than	than	ADP
iiclr-17523	703	16	merely	merely	ADV
iiclr-17523	703	17	banking	banking	NOUN
iiclr-17523	703	18	,	,	PUNCT
iiclr-17523	703	19	and	and	CCONJ
iiclr-17523	703	20	the	the	DET
iiclr-17523	703	21	anecdote	anecdote	NOUN
iiclr-17523	703	22	ends	end	VERB
iiclr-17523	703	23	happily	happily	ADV
iiclr-17523	703	24	:	:	PUNCT
iiclr-17523	703	25	"	"	PUNCT
iiclr-17523	703	26	seeing	see	VERB
iiclr-17523	703	27	firsthand	firsthand	ADV
iiclr-17523	703	28	the	the	DET
iiclr-17523	703	29	broad	broad	ADJ
iiclr-17523	703	30	range	range	NOUN
iiclr-17523	703	31	of	of	ADP
iiclr-17523	703	32	impact	impact	NOUN
iiclr-17523	703	33	that	that	PRON
iiclr-17523	703	34	the	the	DET
iiclr-17523	703	35	microenterprise	microenterprise	NOUN
iiclr-17523	703	36	program	program	NOUN
iiclr-17523	703	37	had	have	VERB
iiclr-17523	703	38	on	on	ADP
iiclr-17523	703	39	individuals	individual	NOUN
iiclr-17523	703	40	,	,	PUNCT
iiclr-17523	703	41	especially	especially	ADV
iiclr-17523	703	42	in	in	ADP
iiclr-17523	703	43	developing	develop	VERB
iiclr-17523	703	44	'	'	PUNCT
iiclr-17523	703	45	human	human	ADJ
iiclr-17523	703	46	capital	capital	NOUN
iiclr-17523	703	47	'	'	PUNCT
iiclr-17523	703	48	(	(	PUNCT
iiclr-17523	703	49	including	include	VERB
iiclr-17523	703	50	self	self	NOUN
iiclr-17523	703	51	-	-	PUNCT
iiclr-17523	703	52	esteem	esteem	NOUN
iiclr-17523	703	53	,	,	PUNCT
iiclr-17523	703	54	confidence	confidence	NOUN
iiclr-17523	703	55	,	,	PUNCT
iiclr-17523	703	56	and	and	CCONJ
iiclr-17523	703	57	the	the	DET
iiclr-17523	703	58	drive	drive	NOUN
iiclr-17523	703	59	to	to	PART
iiclr-17523	703	60	obtain	obtain	VERB
iiclr-17523	703	61	financial	financial	ADJ
iiclr-17523	703	62	self	self	NOUN
iiclr-17523	703	63	-	-	PUNCT
iiclr-17523	703	64	sufficiency	sufficiency	NOUN
iiclr-17523	703	65	)	)	PUNCT
iiclr-17523	703	66	this	this	DET
iiclr-17523	703	67	same	same	ADJ
iiclr-17523	703	68	board	board	NOUN
iiclr-17523	703	69	member	member	NOUN
iiclr-17523	703	70	became	become	VERB
iiclr-17523	703	71	an	an	DET
iiclr-17523	703	72	enthusiastic	enthusiastic	ADJ
iiclr-17523	703	73	convert	convert	NOUN
iiclr-17523	703	74	...	...	PUNCT
iiclr-17523	703	75	,	,	PUNCT
iiclr-17523	703	76	,	,	PUNCT
iiclr-17523	703	77	277	277	NUM
iiclr-17523	703	78	a	a	DET
iiclr-17523	703	79	collateral	collateral	ADJ
iiclr-17523	703	80	effect	effect	NOUN
iiclr-17523	703	81	of	of	ADP
iiclr-17523	703	82	the	the	DET
iiclr-17523	703	83	high	high	ADJ
iiclr-17523	703	84	transactional	transactional	ADJ
iiclr-17523	703	85	costs	cost	NOUN
iiclr-17523	703	86	involved	involve	VERB
iiclr-17523	703	87	in	in	ADP
iiclr-17523	703	88	handling	handle	VERB
iiclr-17523	703	89	such	such	ADJ
iiclr-17523	703	90	loans	loan	NOUN
iiclr-17523	703	91	is	be	AUX
iiclr-17523	703	92	the	the	DET
iiclr-17523	703	93	difficulty	difficulty	NOUN
iiclr-17523	703	94	in	in	ADP
iiclr-17523	703	95	turning	turn	VERB
iiclr-17523	703	96	a	a	DET
iiclr-17523	703	97	profit	profit	NOUN
iiclr-17523	703	98	without	without	ADP
iiclr-17523	703	99	charging	charge	VERB
iiclr-17523	703	100	high	high	ADJ
iiclr-17523	703	101	interest	interest	NOUN
iiclr-17523	703	102	rates.278	rates.278	ADJ
iiclr-17523	703	103	despite	despite	SCONJ
iiclr-17523	703	104	this	this	DET
iiclr-17523	703	105	persistent	persistent	ADJ
iiclr-17523	703	106	enthusiasm	enthusiasm	NOUN
iiclr-17523	703	107	,	,	PUNCT
iiclr-17523	703	108	major	major	ADJ
iiclr-17523	703	109	challenges	challenge	NOUN
iiclr-17523	703	110	remain	remain	VERB
iiclr-17523	703	111	.	.	PUNCT
iiclr-17523	704	1	perhaps	perhaps	ADV
iiclr-17523	704	2	the	the	DET
iiclr-17523	704	3	three	three	NUM
iiclr-17523	704	4	greatest	great	ADJ
iiclr-17523	704	5	challenges	challenge	NOUN
iiclr-17523	704	6	are	be	AUX
iiclr-17523	704	7	the	the	DET
iiclr-17523	704	8	need	need	NOUN
iiclr-17523	704	9	for	for	ADP
iiclr-17523	704	10	health	health	NOUN
iiclr-17523	704	11	care	care	NOUN
iiclr-17523	704	12	coverage	coverage	NOUN
iiclr-17523	704	13	for	for	ADP
iiclr-17523	704	14	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	704	15	and	and	CCONJ
iiclr-17523	704	16	their	their	PRON
iiclr-17523	704	17	families	family	NOUN
iiclr-17523	704	18	,	,	PUNCT
iiclr-17523	704	19	a	a	DET
iiclr-17523	704	20	financial	financial	ADJ
iiclr-17523	704	21	cushion	cushion	NOUN
iiclr-17523	704	22	,	,	PUNCT
iiclr-17523	704	23	and	and	CCONJ
iiclr-17523	704	24	ongoing	ongoing	ADJ
iiclr-17523	704	25	technical	technical	ADJ
iiclr-17523	704	26	assistance.279	assistance.279	NOUN
iiclr-17523	704	27	the	the	DET
iiclr-17523	704	28	lack	lack	NOUN
iiclr-17523	704	29	of	of	ADP
iiclr-17523	704	30	health	health	NOUN
iiclr-17523	704	31	care	care	NOUN
iiclr-17523	704	32	is	be	AUX
iiclr-17523	704	33	especially	especially	ADV
iiclr-17523	704	34	poignant	poignant	ADJ
iiclr-17523	704	35	,	,	PUNCT
iiclr-17523	704	36	as	as	SCONJ
iiclr-17523	704	37	the	the	DET
iiclr-17523	704	38	sickness	sickness	NOUN
iiclr-17523	704	39	of	of	ADP
iiclr-17523	704	40	an	an	DET
iiclr-17523	704	41	entrepreneur	entrepreneur	NOUN
iiclr-17523	704	42	or	or	CCONJ
iiclr-17523	704	43	a	a	DET
iiclr-17523	704	44	close	close	ADJ
iiclr-17523	704	45	relative	relative	NOUN
iiclr-17523	704	46	can	can	AUX
iiclr-17523	704	47	destroy	destroy	VERB
iiclr-17523	704	48	an	an	DET
iiclr-17523	704	49	otherwise	otherwise	ADV
iiclr-17523	704	50	successful	successful	ADJ
iiclr-17523	704	51	microenterprise	microenterprise	NOUN
iiclr-17523	704	52	:	:	PUNCT
iiclr-17523	704	53	"	"	PUNCT
iiclr-17523	704	54	[	[	X
iiclr-17523	704	55	m]y	m]y	ADJ
iiclr-17523	704	56	sister	sister	NOUN
iiclr-17523	704	57	on	on	ADP
iiclr-17523	704	58	the	the	DET
iiclr-17523	704	59	first	first	ADJ
iiclr-17523	704	60	floor	floor	NOUN
iiclr-17523	704	61	,	,	PUNCT
iiclr-17523	704	62	she	she	PRON
iiclr-17523	704	63	did	do	AUX
iiclr-17523	704	64	n't	not	PART
iiclr-17523	704	65	have	have	VERB
iiclr-17523	704	66	anyone	anyone	PRON
iiclr-17523	704	67	else	else	ADV
iiclr-17523	704	68	to	to	PART
iiclr-17523	704	69	help	help	VERB
iiclr-17523	704	70	her	she	PRON
iiclr-17523	704	71	...	...	PUNCT
iiclr-17523	705	1	she	she	PRON
iiclr-17523	705	2	's	be	AUX
iiclr-17523	705	3	in	in	ADP
iiclr-17523	705	4	a	a	DET
iiclr-17523	705	5	wheelchair	wheelchair	NOUN
iiclr-17523	705	6	and	and	CCONJ
iiclr-17523	705	7	is	be	AUX
iiclr-17523	705	8	a	a	DET
iiclr-17523	705	9	dialysis	dialysis	NOUN
iiclr-17523	705	10	patient	patient	NOUN
iiclr-17523	705	11	.	.	PUNCT
iiclr-17523	706	1	ijust	ijust	PROPN
iiclr-17523	706	2	could	could	AUX
iiclr-17523	706	3	n't	not	PART
iiclr-17523	706	4	walk	walk	VERB
iiclr-17523	706	5	away	away	ADV
iiclr-17523	706	6	from	from	ADP
iiclr-17523	706	7	her	she	PRON
iiclr-17523	706	8	.	.	PUNCT
iiclr-17523	707	1	,	,	PUNCT
iiclr-17523	707	2	280	280	NUM
iiclr-17523	707	3	perhaps	perhaps	ADV
iiclr-17523	707	4	these	these	DET
iiclr-17523	707	5	problems	problem	NOUN
iiclr-17523	707	6	can	can	AUX
iiclr-17523	707	7	be	be	AUX
iiclr-17523	707	8	remedied	remedie	VERB
iiclr-17523	707	9	by	by	ADP
iiclr-17523	707	10	variations	variation	NOUN
iiclr-17523	707	11	of	of	ADP
iiclr-17523	707	12	the	the	DET
iiclr-17523	707	13	bangladeshi	bangladeshi	ADJ
iiclr-17523	707	14	adaptations	adaptation	NOUN
iiclr-17523	707	15	of	of	ADP
iiclr-17523	707	16	grameen	grameen	PROPN
iiclr-17523	707	17	h	h	PROPN
iiclr-17523	707	18	outlined	outline	VERB
iiclr-17523	707	19	previously	previously	ADV
iiclr-17523	707	20	.	.	PUNCT
iiclr-17523	708	1	"	"	PUNCT
iiclr-17523	708	2	generally	generally	ADV
iiclr-17523	708	3	,	,	PUNCT
iiclr-17523	708	4	all	all	DET
iiclr-17523	708	5	programs	program	NOUN
iiclr-17523	708	6	are	be	AUX
iiclr-17523	708	7	urged	urge	VERB
iiclr-17523	708	8	to	to	PART
iiclr-17523	708	9	offer	offer	VERB
iiclr-17523	708	10	clients	client	NOUN
iiclr-17523	708	11	access	access	NOUN
iiclr-17523	708	12	to	to	ADP
iiclr-17523	708	13	credit	credit	NOUN
iiclr-17523	708	14	through	through	ADP
iiclr-17523	708	15	innovative	innovative	ADJ
iiclr-17523	708	16	bank	bank	NOUN
iiclr-17523	708	17	and	and	CCONJ
iiclr-17523	708	18	other	other	ADJ
iiclr-17523	708	19	linkages	linkage	NOUN
iiclr-17523	708	20	...	...	PUNCT
iiclr-17523	708	21	.,,28	.,,28	PUNCT
iiclr-17523	709	1	1	1	NUM
iiclr-17523	710	1	the	the	DET
iiclr-17523	710	2	question	question	NOUN
iiclr-17523	710	3	becomes	become	VERB
iiclr-17523	710	4	how	how	SCONJ
iiclr-17523	710	5	much	much	ADJ
iiclr-17523	710	6	programs	program	NOUN
iiclr-17523	710	7	are	be	AUX
iiclr-17523	710	8	willing	willing	ADJ
iiclr-17523	710	9	to	to	PART
iiclr-17523	710	10	experiment	experiment	VERB
iiclr-17523	710	11	and	and	CCONJ
iiclr-17523	710	12	how	how	SCONJ
iiclr-17523	710	13	much	much	ADJ
iiclr-17523	710	14	risk	risk	NOUN
iiclr-17523	710	15	they	they	PRON
iiclr-17523	710	16	are	be	AUX
iiclr-17523	710	17	willing	willing	ADJ
iiclr-17523	710	18	to	to	PART
iiclr-17523	710	19	assume	assume	VERB
iiclr-17523	710	20	.	.	PUNCT
iiclr-17523	711	1	the	the	DET
iiclr-17523	711	2	next	next	ADJ
iiclr-17523	711	3	section	section	NOUN
iiclr-17523	711	4	explores	explore	VERB
iiclr-17523	711	5	concepts	concept	NOUN
iiclr-17523	711	6	of	of	ADP
iiclr-17523	711	7	islamic	islamic	ADJ
iiclr-17523	711	8	banking	banking	NOUN
iiclr-17523	711	9	law	law	NOUN
iiclr-17523	711	10	,	,	PUNCT
iiclr-17523	711	11	the	the	DET
iiclr-17523	711	12	implementation	implementation	NOUN
iiclr-17523	711	13	of	of	ADP
iiclr-17523	711	14	which	which	PRON
iiclr-17523	711	15	can	can	AUX
iiclr-17523	711	16	allow	allow	VERB
iiclr-17523	711	17	microlenders	microlender	NOUN
iiclr-17523	711	18	the	the	DET
iiclr-17523	711	19	opportunity	opportunity	NOUN
iiclr-17523	711	20	to	to	PART
iiclr-17523	711	21	offer	offer	VERB
iiclr-17523	711	22	loans	loan	NOUN
iiclr-17523	711	23	at	at	ADP
iiclr-17523	711	24	lower	low	ADJ
iiclr-17523	711	25	interest	interest	NOUN
iiclr-17523	711	26	rates	rate	NOUN
iiclr-17523	711	27	and	and	CCONJ
iiclr-17523	711	28	afford	afford	VERB
iiclr-17523	711	29	microentrepreneurs	microentrepreneur	VERB
iiclr-17523	711	30	the	the	DET
iiclr-17523	711	31	ability	ability	NOUN
iiclr-17523	711	32	to	to	PART
iiclr-17523	711	33	set	set	VERB
iiclr-17523	711	34	aside	aside	ADP
iiclr-17523	711	35	the	the	DET
iiclr-17523	711	36	difference	difference	NOUN
iiclr-17523	711	37	for	for	ADP
iiclr-17523	711	38	health	health	NOUN
iiclr-17523	711	39	coverage	coverage	NOUN
iiclr-17523	711	40	or	or	CCONJ
iiclr-17523	711	41	a	a	DET
iiclr-17523	711	42	rainy	rainy	ADJ
iiclr-17523	711	43	day	day	NOUN
iiclr-17523	711	44	fund	fund	NOUN
iiclr-17523	711	45	.	.	PUNCT
iiclr-17523	712	1	iii	iii	X
iiclr-17523	712	2	.	.	PUNCT
iiclr-17523	712	3	microcredit	microcredit	PROPN
iiclr-17523	712	4	and	and	CCONJ
iiclr-17523	712	5	equity	equity	NOUN
iiclr-17523	712	6	lending	lending	NOUN
iiclr-17523	712	7	.	.	PUNCT
iiclr-17523	713	1	a.	a.	NOUN
iiclr-17523	713	2	applications	application	NOUN
iiclr-17523	713	3	of	of	ADP
iiclr-17523	713	4	equity	equity	NOUN
iiclr-17523	713	5	lending	lending	NOUN
iiclr-17523	713	6	without	without	ADP
iiclr-17523	713	7	interest2	interest2	NOUN
iiclr-17523	713	8	82	82	NUM
iiclr-17523	713	9	the	the	DET
iiclr-17523	713	10	past	past	ADJ
iiclr-17523	713	11	twenty	twenty	NUM
iiclr-17523	713	12	years	year	NOUN
iiclr-17523	713	13	have	have	AUX
iiclr-17523	713	14	seen	see	VERB
iiclr-17523	713	15	tremendous	tremendous	ADJ
iiclr-17523	713	16	growth	growth	NOUN
iiclr-17523	713	17	in	in	ADP
iiclr-17523	713	18	islamic	islamic	PROPN
iiclr-17523	713	19	276	276	NUM
iiclr-17523	713	20	.	.	PUNCT
iiclr-17523	714	1	jones	jones	PROPN
iiclr-17523	714	2	,	,	PUNCT
iiclr-17523	714	3	supra	supra	PROPN
iiclr-17523	714	4	note	note	PROPN
iiclr-17523	714	5	1	1	NUM
iiclr-17523	714	6	,	,	PUNCT
iiclr-17523	714	7	at	at	ADP
iiclr-17523	714	8	13	13	NUM
iiclr-17523	714	9	.	.	PUNCT
iiclr-17523	714	10	277	277	NUM
iiclr-17523	714	11	.	.	PUNCT
iiclr-17523	715	1	i	i	PRON
iiclr-17523	715	2	d.	d.	PROPN
iiclr-17523	715	3	278	278	NUM
iiclr-17523	715	4	.	.	PUNCT
iiclr-17523	716	1	hurt	hurt	VERB
iiclr-17523	716	2	,	,	PUNCT
iiclr-17523	716	3	supra	supra	PROPN
iiclr-17523	716	4	note	note	NOUN
iiclr-17523	716	5	76	76	NUM
iiclr-17523	716	6	,	,	PUNCT
iiclr-17523	716	7	at	at	ADP
iiclr-17523	716	8	3	3	NUM
iiclr-17523	716	9	-	-	SYM
iiclr-17523	716	10	4	4	NUM
iiclr-17523	716	11	.	.	NOUN
iiclr-17523	716	12	279	279	NUM
iiclr-17523	716	13	.	.	PUNCT
iiclr-17523	717	1	clark	clark	PROPN
iiclr-17523	717	2	,	,	PUNCT
iiclr-17523	717	3	supra	supra	PROPN
iiclr-17523	717	4	note	note	PROPN
iiclr-17523	717	5	109	109	NUM
iiclr-17523	717	6	,	,	PUNCT
iiclr-17523	717	7	at	at	ADP
iiclr-17523	717	8	viii	viii	NOUN
iiclr-17523	717	9	.	.	PUNCT
iiclr-17523	718	1	280	280	NUM
iiclr-17523	718	2	.	.	PUNCT
iiclr-17523	719	1	i	i	PRON
iiclr-17523	719	2	d.	d.	PROPN
iiclr-17523	719	3	at	at	ADP
iiclr-17523	719	4	25	25	NUM
iiclr-17523	719	5	.	.	PUNCT
iiclr-17523	719	6	281	281	NUM
iiclr-17523	719	7	.	.	PUNCT
iiclr-17523	720	1	jones	jones	PROPN
iiclr-17523	720	2	,	,	PUNCT
iiclr-17523	720	3	supra	supra	PROPN
iiclr-17523	720	4	note	note	PROPN
iiclr-17523	720	5	1	1	NUM
iiclr-17523	720	6	,	,	PUNCT
iiclr-17523	720	7	at	at	ADP
iiclr-17523	720	8	8	8	NUM
iiclr-17523	720	9	.	.	PUNCT
iiclr-17523	720	10	282	282	NUM
iiclr-17523	720	11	.	.	PUNCT
iiclr-17523	721	1	see	see	VERB
iiclr-17523	721	2	muhammad	muhammad	PROPN
iiclr-17523	721	3	umer	umer	PROPN
iiclr-17523	721	4	chapra	chapra	PROPN
iiclr-17523	721	5	&	&	CCONJ
iiclr-17523	721	6	rashid	rashid	PROPN
iiclr-17523	721	7	rahman	rahman	PROPN
iiclr-17523	721	8	,	,	PUNCT
iiclr-17523	721	9	towards	towards	ADP
iiclr-17523	721	10	a	a	DET
iiclr-17523	721	11	just	just	ADV
iiclr-17523	721	12	monetary	monetary	ADJ
iiclr-17523	721	13	system	system	NOUN
iiclr-17523	721	14	68	68	NUM
iiclr-17523	721	15	(	(	PUNCT
iiclr-17523	721	16	1986	1986	NUM
iiclr-17523	721	17	)	)	PUNCT
iiclr-17523	721	18	(	(	PUNCT
iiclr-17523	721	19	noting	note	VERB
iiclr-17523	721	20	that	that	SCONJ
iiclr-17523	721	21	equity	equity	NOUN
iiclr-17523	721	22	lending	lending	NOUN
iiclr-17523	721	23	"	"	PUNCT
iiclr-17523	721	24	not	not	PART
iiclr-17523	721	25	only	only	ADV
iiclr-17523	721	26	distribute[s	distribute[s	PROPN
iiclr-17523	721	27	]	]	PUNCT
iiclr-17523	721	28	equitably	equitably	ADV
iiclr-17523	721	29	the	the	DET
iiclr-17523	721	30	return	return	NOUN
iiclr-17523	721	31	on	on	ADP
iiclr-17523	721	32	total	total	ADJ
iiclr-17523	721	33	investment	investment	NOUN
iiclr-17523	721	34	between	between	ADP
iiclr-17523	721	35	the	the	DET
iiclr-17523	721	36	financier	financier	NOUN
iiclr-17523	721	37	and	and	CCONJ
iiclr-17523	721	38	the	the	DET
iiclr-17523	721	39	entrepreneur	entrepreneur	NOUN
iiclr-17523	721	40	,	,	PUNCT
iiclr-17523	721	41	but	but	CCONJ
iiclr-17523	721	42	also	also	ADV
iiclr-17523	721	43	transfer[s	transfer[s	NOUN
iiclr-17523	721	44	]	]	PUNCT
iiclr-17523	721	45	a	a	DET
iiclr-17523	721	46	fair	fair	ADJ
iiclr-17523	721	47	share	share	NOUN
iiclr-17523	721	48	of	of	ADP
iiclr-17523	721	49	the	the	DET
iiclr-17523	721	50	risk	risk	NOUN
iiclr-17523	721	51	of	of	ADP
iiclr-17523	721	52	the	the	DET
iiclr-17523	721	53	risks	risk	NOUN
iiclr-17523	721	54	of	of	ADP
iiclr-17523	721	55	investment	investment	NOUN
iiclr-17523	721	56	to	to	ADP
iiclr-17523	721	57	the	the	DET
iiclr-17523	721	58	financier	financier	NOUN
iiclr-17523	721	59	instead	instead	ADV
iiclr-17523	721	60	of	of	ADP
iiclr-17523	721	61	putting	put	VERB
iiclr-17523	721	62	the	the	DET
iiclr-17523	721	63	whole	whole	ADJ
iiclr-17523	721	64	burden	burden	NOUN
iiclr-17523	721	65	on	on	ADP
iiclr-17523	721	66	the	the	DET
iiclr-17523	721	67	entrepreneur	entrepreneur	NOUN
iiclr-17523	721	68	.	.	PUNCT
iiclr-17523	721	69	"	"	PUNCT
iiclr-17523	721	70	)	)	PUNCT
iiclr-17523	721	71	.	.	PUNCT
iiclr-17523	722	1	20061	20061	NUM
iiclr-17523	722	2	ind	ind	NOUN
iiclr-17523	722	3	.	.	PUNCT
iiclr-17523	723	1	int'l	int'l	PROPN
iiclr-17523	723	2	&	&	CCONJ
iiclr-17523	723	3	comp	comp	PROPN
iiclr-17523	723	4	.	.	PUNCT
iiclr-17523	724	1	l.	l.	PROPN
iiclr-17523	724	2	rev	rev	PROPN
iiclr-17523	724	3	.	.	PROPN
iiclr-17523	724	4	banking.283	banking.283	PROPN
iiclr-17523	724	5	estimated	estimate	VERB
iiclr-17523	724	6	worldwide	worldwide	ADJ
iiclr-17523	724	7	deposits	deposit	NOUN
iiclr-17523	724	8	surpass	surpass	VERB
iiclr-17523	724	9	$	$	SYM
iiclr-17523	724	10	80	80	NUM
iiclr-17523	724	11	billion	billion	NUM
iiclr-17523	724	12	in	in	ADP
iiclr-17523	724	13	more	more	ADJ
iiclr-17523	724	14	than	than	ADP
iiclr-17523	724	15	forty	forty	NUM
iiclr-17523	724	16	-	-	PUNCT
iiclr-17523	724	17	five	five	NUM
iiclr-17523	724	18	countries.284	countries.284	PROPN
iiclr-17523	724	19	by	by	ADP
iiclr-17523	724	20	1999	1999	NUM
iiclr-17523	724	21	,	,	PUNCT
iiclr-17523	724	22	the	the	DET
iiclr-17523	724	23	annual	annual	ADJ
iiclr-17523	724	24	turnover	turnover	NOUN
iiclr-17523	724	25	was	be	AUX
iiclr-17523	724	26	estimated	estimate	VERB
iiclr-17523	724	27	at	at	ADP
iiclr-17523	724	28	$	$	SYM
iiclr-17523	724	29	70	70	NUM
iiclr-17523	724	30	billion	billion	NUM
iiclr-17523	724	31	,	,	PUNCT
iiclr-17523	724	32	and	and	CCONJ
iiclr-17523	724	33	it	it	PRON
iiclr-17523	724	34	was	be	AUX
iiclr-17523	724	35	projected	project	VERB
iiclr-17523	724	36	to	to	PART
iiclr-17523	724	37	surpass	surpass	VERB
iiclr-17523	724	38	$	$	SYM
iiclr-17523	724	39	100	100	NUM
iiclr-17523	724	40	billion	billion	NUM
iiclr-17523	724	41	by	by	ADP
iiclr-17523	724	42	2000.285	2000.285	PROPN
iiclr-17523	724	43	paradoxically	paradoxically	ADV
iiclr-17523	724	44	to	to	ADP
iiclr-17523	724	45	the	the	DET
iiclr-17523	724	46	western	western	ADJ
iiclr-17523	724	47	mind	mind	NOUN
iiclr-17523	724	48	,	,	PUNCT
iiclr-17523	724	49	these	these	DET
iiclr-17523	724	50	results	result	NOUN
iiclr-17523	724	51	have	have	AUX
iiclr-17523	724	52	been	be	AUX
iiclr-17523	724	53	achieved	achieve	VERB
iiclr-17523	724	54	in	in	ADP
iiclr-17523	724	55	a	a	DET
iiclr-17523	724	56	system	system	NOUN
iiclr-17523	724	57	that	that	PRON
iiclr-17523	724	58	prohibits	prohibit	VERB
iiclr-17523	724	59	the	the	DET
iiclr-17523	724	60	charging	charging	NOUN
iiclr-17523	724	61	and	and	CCONJ
iiclr-17523	724	62	payment	payment	NOUN
iiclr-17523	724	63	of	of	ADP
iiclr-17523	724	64	interest.28	interest.28	NOUN
iiclr-17523	724	65	6	6	NUM
iiclr-17523	724	66	the	the	DET
iiclr-17523	724	67	koran	koran	PROPN
iiclr-17523	724	68	prohibits	prohibit	VERB
iiclr-17523	724	69	the	the	DET
iiclr-17523	724	70	practice	practice	NOUN
iiclr-17523	724	71	of	of	ADP
iiclr-17523	724	72	usury.287	usury.287	NUM
iiclr-17523	724	73	whether	whether	SCONJ
iiclr-17523	724	74	this	this	DET
iiclr-17523	724	75	ban	ban	NOUN
iiclr-17523	724	76	covers	cover	VERB
iiclr-17523	724	77	only	only	ADV
iiclr-17523	724	78	the	the	DET
iiclr-17523	724	79	charging	charging	NOUN
iiclr-17523	724	80	of	of	ADP
iiclr-17523	724	81	exorbitant	exorbitant	ADJ
iiclr-17523	724	82	interest	interest	NOUN
iiclr-17523	724	83	or	or	CCONJ
iiclr-17523	724	84	the	the	DET
iiclr-17523	724	85	charging	charging	NOUN
iiclr-17523	724	86	of	of	ADP
iiclr-17523	724	87	any	any	DET
iiclr-17523	724	88	interest	interest	NOUN
iiclr-17523	724	89	whatsoever	whatsoever	ADV
iiclr-17523	724	90	is	be	AUX
iiclr-17523	724	91	the	the	DET
iiclr-17523	724	92	subject	subject	NOUN
iiclr-17523	724	93	of	of	ADP
iiclr-17523	724	94	scholarly	scholarly	ADJ
iiclr-17523	724	95	debate.288	debate.288	NOUN
iiclr-17523	724	96	the	the	DET
iiclr-17523	724	97	rejection	rejection	NOUN
iiclr-17523	724	98	of	of	ADP
iiclr-17523	724	99	interest	interest	NOUN
iiclr-17523	724	100	centers	center	NOUN
iiclr-17523	724	101	on	on	ADP
iiclr-17523	724	102	the	the	DET
iiclr-17523	724	103	perceived	perceive	VERB
iiclr-17523	724	104	injustice	injustice	NOUN
iiclr-17523	724	105	of	of	ADP
iiclr-17523	724	106	a	a	DET
iiclr-17523	724	107	borrower	borrower	NOUN
iiclr-17523	724	108	compelled	compel	VERB
iiclr-17523	724	109	to	to	PART
iiclr-17523	724	110	return	return	VERB
iiclr-17523	724	111	more	more	ADJ
iiclr-17523	724	112	than	than	SCONJ
iiclr-17523	724	113	he	he	PRON
iiclr-17523	724	114	borrowed.289	borrowed.289	VERB
iiclr-17523	724	115	the	the	DET
iiclr-17523	724	116	use	use	NOUN
iiclr-17523	724	117	of	of	ADP
iiclr-17523	724	118	paper	paper	NOUN
iiclr-17523	724	119	money	money	NOUN
iiclr-17523	724	120	,	,	PUNCT
iiclr-17523	724	121	credit	credit	NOUN
iiclr-17523	724	122	cards	card	NOUN
iiclr-17523	724	123	,	,	PUNCT
iiclr-17523	724	124	and	and	CCONJ
iiclr-17523	724	125	checks	check	NOUN
iiclr-17523	724	126	is	be	AUX
iiclr-17523	724	127	also'considered	also'considere	VERB
iiclr-17523	724	128	to	to	PART
iiclr-17523	724	129	be	be	AUX
iiclr-17523	724	130	a	a	DET
iiclr-17523	724	131	form	form	NOUN
iiclr-17523	724	132	of	of	ADP
iiclr-17523	724	133	usury	usury	NOUN
iiclr-17523	724	134	as	as	SCONJ
iiclr-17523	724	135	it	it	PRON
iiclr-17523	724	136	contributes	contribute	VERB
iiclr-17523	724	137	to	to	ADP
iiclr-17523	724	138	inflation.29	inflation.29	NOUN
iiclr-17523	724	139	wealth	wealth	NOUN
iiclr-17523	724	140	is	be	AUX
iiclr-17523	724	141	accumulated	accumulate	VERB
iiclr-17523	724	142	through	through	ADP
iiclr-17523	724	143	investment	investment	NOUN
iiclr-17523	724	144	and	and	CCONJ
iiclr-17523	724	145	mutually	mutually	ADV
iiclr-17523	724	146	agreed	agree	VERB
iiclr-17523	724	147	upon	upon	SCONJ
iiclr-17523	724	148	ventures	venture	NOUN
iiclr-17523	724	149	.	.	PUNCT
iiclr-17523	725	1	91	91	NUM
iiclr-17523	725	2	islamic	islamic	ADJ
iiclr-17523	725	3	law	law	NOUN
iiclr-17523	725	4	imposes	impose	VERB
iiclr-17523	725	5	two	two	NUM
iiclr-17523	725	6	requirements	requirement	NOUN
iiclr-17523	725	7	on	on	ADP
iiclr-17523	725	8	such	such	ADJ
iiclr-17523	725	9	enterprises	enterprise	NOUN
iiclr-17523	725	10	:	:	PUNCT
iiclr-17523	725	11	(	(	PUNCT
iiclr-17523	725	12	1	1	X
iiclr-17523	725	13	)	)	PUNCT
iiclr-17523	725	14	each	each	DET
iiclr-17523	725	15	investor	investor	NOUN
iiclr-17523	725	16	has	have	VERB
iiclr-17523	725	17	an	an	DET
iiclr-17523	725	18	equal	equal	ADJ
iiclr-17523	725	19	voice	voice	NOUN
iiclr-17523	725	20	in	in	ADP
iiclr-17523	725	21	decision	decision	NOUN
iiclr-17523	725	22	-	-	PUNCT
iiclr-17523	725	23	making	making	NOUN
iiclr-17523	725	24	,	,	PUNCT
iiclr-17523	725	25	regardless	regardless	ADV
iiclr-17523	725	26	of	of	ADP
iiclr-17523	725	27	amount	amount	NOUN
iiclr-17523	725	28	invested	invest	VERB
iiclr-17523	725	29	;	;	PUNCT
iiclr-17523	725	30	and	and	CCONJ
iiclr-17523	725	31	(	(	PUNCT
iiclr-17523	725	32	2	2	X
iiclr-17523	725	33	)	)	PUNCT
iiclr-17523	725	34	the	the	DET
iiclr-17523	725	35	investment	investment	NOUN
iiclr-17523	725	36	need	need	AUX
iiclr-17523	725	37	not	not	PART
iiclr-17523	725	38	be	be	AUX
iiclr-17523	725	39	monetary	monetary	ADJ
iiclr-17523	725	40	,	,	PUNCT
iiclr-17523	725	41	but	but	CCONJ
iiclr-17523	725	42	can	can	AUX
iiclr-17523	725	43	come	come	VERB
iiclr-17523	725	44	in	in	ADP
iiclr-17523	725	45	the	the	DET
iiclr-17523	725	46	form	form	NOUN
iiclr-17523	725	47	of	of	ADP
iiclr-17523	725	48	time	time	NOUN
iiclr-17523	725	49	,	,	PUNCT
iiclr-17523	725	50	skill	skill	NOUN
iiclr-17523	725	51	,	,	PUNCT
iiclr-17523	725	52	or	or	CCONJ
iiclr-17523	725	53	effort	effort	NOUN
iiclr-17523	725	54	.	.	PUNCT
iiclr-17523	726	1	292	292	NUM
iiclr-17523	726	2	these	these	DET
iiclr-17523	726	3	banking	banking	NOUN
iiclr-17523	726	4	principles	principle	NOUN
iiclr-17523	726	5	work	work	VERB
iiclr-17523	726	6	best	well	ADV
iiclr-17523	726	7	on	on	ADP
iiclr-17523	726	8	a	a	DET
iiclr-17523	726	9	smaller	small	ADJ
iiclr-17523	726	10	scale	scale	NOUN
iiclr-17523	726	11	.	.	PUNCT
iiclr-17523	727	1	to	to	ADP
iiclr-17523	727	2	date	date	NOUN
iiclr-17523	727	3	,	,	PUNCT
iiclr-17523	727	4	no	no	DET
iiclr-17523	727	5	interest	interest	NOUN
iiclr-17523	727	6	-	-	PUNCT
iiclr-17523	727	7	free	free	ADJ
iiclr-17523	727	8	national	national	ADJ
iiclr-17523	727	9	economies	economy	NOUN
iiclr-17523	727	10	have	have	AUX
iiclr-17523	727	11	been	be	AUX
iiclr-17523	727	12	established,293	established,293	NOUN
iiclr-17523	727	13	nor	nor	CCONJ
iiclr-17523	727	14	has	have	VERB
iiclr-17523	727	15	anyone	anyone	PRON
iiclr-17523	727	16	,	,	PUNCT
iiclr-17523	727	17	"	"	PUNCT
iiclr-17523	727	18	at	at	ADP
iiclr-17523	727	19	the	the	DET
iiclr-17523	727	20	very	very	ADV
iiclr-17523	727	21	least	least	ADJ
iiclr-17523	727	22	,	,	PUNCT
iiclr-17523	727	23	opened	open	VERB
iiclr-17523	727	24	a	a	DET
iiclr-17523	727	25	successful	successful	ADJ
iiclr-17523	727	26	zero	zero	NUM
iiclr-17523	727	27	-	-	PUNCT
iiclr-17523	727	28	interest	interest	NOUN
iiclr-17523	727	29	investment	investment	NOUN
iiclr-17523	727	30	fund	fund	NOUN
iiclr-17523	727	31	in	in	ADP
iiclr-17523	727	32	an	an	DET
iiclr-17523	727	33	[	[	X
iiclr-17523	727	34	industrialized	industrialized	ADJ
iiclr-17523	727	35	]	]	X
iiclr-17523	727	36	country	country	NOUN
iiclr-17523	727	37	which	which	PRON
iiclr-17523	727	38	could	could	AUX
iiclr-17523	727	39	be	be	AUX
iiclr-17523	727	40	taken	take	VERB
iiclr-17523	727	41	as	as	ADP
iiclr-17523	727	42	a	a	DET
iiclr-17523	727	43	model	model	NOUN
iiclr-17523	727	44	by	by	ADP
iiclr-17523	727	45	believers	believer	NOUN
iiclr-17523	727	46	and	and	CCONJ
iiclr-17523	727	47	unbelievers	unbeliever	NOUN
iiclr-17523	727	48	alike	alike	ADV
iiclr-17523	727	49	.	.	PUNCT
iiclr-17523	728	1	,	,	PUNCT
iiclr-17523	728	2	294	294	NUM
iiclr-17523	728	3	proponents	proponent	NOUN
iiclr-17523	728	4	claim	claim	VERB
iiclr-17523	728	5	that	that	SCONJ
iiclr-17523	728	6	not	not	PART
iiclr-17523	728	7	only	only	ADV
iiclr-17523	728	8	are	be	AUX
iiclr-17523	728	9	such	such	ADJ
iiclr-17523	728	10	large	large	ADJ
iiclr-17523	728	11	-	-	PUNCT
iiclr-17523	728	12	scale	scale	NOUN
iiclr-17523	728	13	283	283	NUM
iiclr-17523	728	14	.	.	PUNCT
iiclr-17523	729	1	rahul	rahul	PROPN
iiclr-17523	729	2	dhumale	dhumale	PROPN
iiclr-17523	729	3	&	&	CCONJ
iiclr-17523	729	4	amela	amela	PROPN
iiclr-17523	729	5	sapcanin	sapcanin	PROPN
iiclr-17523	729	6	,	,	PUNCT
iiclr-17523	729	7	an	an	DET
iiclr-17523	729	8	application	application	NOUN
iiclr-17523	729	9	ofislamic	ofislamic	ADJ
iiclr-17523	729	10	banking	banking	NOUN
iiclr-17523	729	11	principles	principle	NOUN
iiclr-17523	729	12	to	to	ADP
iiclr-17523	729	13	microfinance	microfinance	NOUN
iiclr-17523	729	14	,	,	PUNCT
iiclr-17523	729	15	at	at	ADP
iiclr-17523	729	16	9	9	NUM
iiclr-17523	729	17	,	,	PUNCT
iiclr-17523	729	18	u.n	u.n	PROPN
iiclr-17523	729	19	.	.	PROPN
iiclr-17523	729	20	doc	doc	PROPN
iiclr-17523	729	21	.	.	PROPN
iiclr-17523	729	22	23073	23073	NUM
iiclr-17523	729	23	(	(	PUNCT
iiclr-17523	729	24	dec	dec	PROPN
iiclr-17523	729	25	.	.	PROPN
iiclr-17523	729	26	1999	1999	NUM
iiclr-17523	729	27	)	)	PUNCT
iiclr-17523	730	1	[	[	X
iiclr-17523	730	2	hereinafter	hereinafter	NOUN
iiclr-17523	730	3	islamic	islamic	ADJ
iiclr-17523	730	4	banking	banking	NOUN
iiclr-17523	730	5	]	]	PUNCT
iiclr-17523	730	6	.	.	PUNCT
iiclr-17523	731	1	284	284	NUM
iiclr-17523	731	2	.	.	PUNCT
iiclr-17523	732	1	i	i	PRON
iiclr-17523	732	2	d.	d.	PROPN
iiclr-17523	732	3	285	285	NUM
iiclr-17523	732	4	.	.	PUNCT
iiclr-17523	733	1	it	it	PRON
iiclr-17523	733	2	is	be	AUX
iiclr-17523	733	3	unclear	unclear	ADJ
iiclr-17523	733	4	what	what	PRON
iiclr-17523	733	5	affect	affect	VERB
iiclr-17523	733	6	the	the	DET
iiclr-17523	733	7	events	event	NOUN
iiclr-17523	733	8	of	of	ADP
iiclr-17523	733	9	september	september	PROPN
iiclr-17523	733	10	11	11	NUM
iiclr-17523	733	11	,	,	PUNCT
iiclr-17523	733	12	2001	2001	NUM
iiclr-17523	733	13	and	and	CCONJ
iiclr-17523	733	14	the	the	DET
iiclr-17523	733	15	invasions	invasion	NOUN
iiclr-17523	733	16	of	of	ADP
iiclr-17523	733	17	afghanistan	afghanistan	PROPN
iiclr-17523	733	18	and	and	CCONJ
iiclr-17523	733	19	iraq	iraq	PROPN
iiclr-17523	733	20	have	have	AUX
iiclr-17523	733	21	had	have	VERB
iiclr-17523	733	22	on	on	ADP
iiclr-17523	733	23	international	international	ADJ
iiclr-17523	733	24	islamic	islamic	ADJ
iiclr-17523	733	25	banking	banking	NOUN
iiclr-17523	733	26	.	.	PUNCT
iiclr-17523	734	1	see	see	VERB
iiclr-17523	734	2	hurt	hurt	NOUN
iiclr-17523	734	3	,	,	PUNCT
iiclr-17523	734	4	supra	supra	PROPN
iiclr-17523	734	5	note	note	NOUN
iiclr-17523	734	6	76	76	NUM
iiclr-17523	734	7	,	,	PUNCT
iiclr-17523	734	8	at	at	ADP
iiclr-17523	734	9	3	3	NUM
iiclr-17523	734	10	-	-	SYM
iiclr-17523	734	11	4	4	NUM
iiclr-17523	734	12	(	(	PUNCT
iiclr-17523	734	13	noting	note	VERB
iiclr-17523	734	14	in	in	ADP
iiclr-17523	734	15	passing	pass	VERB
iiclr-17523	734	16	that	that	DET
iiclr-17523	734	17	microfinance	microfinance	NOUN
iiclr-17523	734	18	is	be	AUX
iiclr-17523	734	19	"	"	PUNCT
iiclr-17523	734	20	an	an	DET
iiclr-17523	734	21	idea	idea	NOUN
iiclr-17523	734	22	that	that	PRON
iiclr-17523	734	23	is	be	AUX
iiclr-17523	734	24	taking	take	VERB
iiclr-17523	734	25	on	on	ADP
iiclr-17523	734	26	renewed	renew	VERB
iiclr-17523	734	27	popularity	popularity	NOUN
iiclr-17523	734	28	in	in	ADP
iiclr-17523	734	29	the	the	DET
iiclr-17523	734	30	wake	wake	NOUN
iiclr-17523	734	31	of	of	ADP
iiclr-17523	734	32	sept	sept	PROPN
iiclr-17523	734	33	.	.	PROPN
iiclr-17523	734	34	11	11	NUM
iiclr-17523	734	35	,	,	PUNCT
iiclr-17523	734	36	2001	2001	NUM
iiclr-17523	734	37	,	,	PUNCT
iiclr-17523	734	38	and	and	CCONJ
iiclr-17523	734	39	the	the	DET
iiclr-17523	734	40	wars	war	NOUN
iiclr-17523	734	41	in	in	ADP
iiclr-17523	734	42	afghanistan	afghanistan	PROPN
iiclr-17523	734	43	and	and	CCONJ
iiclr-17523	734	44	iraq	iraq	PROPN
iiclr-17523	734	45	"	"	PUNCT
iiclr-17523	734	46	)	)	PUNCT
iiclr-17523	734	47	.	.	PUNCT
iiclr-17523	735	1	cf	cf	NOUN
iiclr-17523	735	2	.	.	PUNCT
iiclr-17523	736	1	impact	impact	NOUN
iiclr-17523	736	2	ofiraq	ofiraq	NOUN
iiclr-17523	736	3	war	war	NOUN
iiclr-17523	736	4	on	on	ADP
iiclr-17523	736	5	sovereign	sovereign	ADJ
iiclr-17523	736	6	credit	credit	NOUN
iiclr-17523	736	7	ratings	rating	NOUN
iiclr-17523	736	8	in	in	ADP
iiclr-17523	736	9	arab	arab	ADJ
iiclr-17523	736	10	region	region	NOUN
iiclr-17523	736	11	,	,	PUNCT
iiclr-17523	736	12	gulf	gulf	PROPN
iiclr-17523	736	13	news	news	PROPN
iiclr-17523	736	14	,	,	PUNCT
iiclr-17523	736	15	(	(	PUNCT
iiclr-17523	736	16	jan	jan	PROPN
iiclr-17523	736	17	.	.	PROPN
iiclr-17523	736	18	28	28	NUM
iiclr-17523	736	19	,	,	PUNCT
iiclr-17523	736	20	2006	2006	NUM
iiclr-17523	736	21	)	)	PUNCT
iiclr-17523	736	22	at	at	ADP
iiclr-17523	736	23	http://www.gulfnews.comlarticleslprint.asp?articleld=l	http://www.gulfnews.comlarticleslprint.asp?articleld=l	PROPN
iiclr-17523	736	24	11371	11371	NUM
iiclr-17523	736	25	(	(	PUNCT
iiclr-17523	736	26	reviewing	review	VERB
iiclr-17523	736	27	changes	change	NOUN
iiclr-17523	736	28	in	in	ADP
iiclr-17523	736	29	the	the	DET
iiclr-17523	736	30	standard	standard	PROPN
iiclr-17523	736	31	&	&	CCONJ
iiclr-17523	736	32	poor	poor	PROPN
iiclr-17523	736	33	's	's	PART
iiclr-17523	736	34	rating	rating	NOUN
iiclr-17523	736	35	for	for	ADP
iiclr-17523	736	36	various	various	ADJ
iiclr-17523	736	37	nations	nation	NOUN
iiclr-17523	736	38	in	in	ADP
iiclr-17523	736	39	the	the	DET
iiclr-17523	736	40	middle	middle	PROPN
iiclr-17523	736	41	east	east	PROPN
iiclr-17523	736	42	in	in	ADP
iiclr-17523	736	43	the	the	DET
iiclr-17523	736	44	wake	wake	NOUN
iiclr-17523	736	45	of	of	ADP
iiclr-17523	736	46	the	the	DET
iiclr-17523	736	47	iraq	iraq	PROPN
iiclr-17523	736	48	war	war	PROPN
iiclr-17523	736	49	)	)	PUNCT
iiclr-17523	736	50	.	.	PUNCT
iiclr-17523	737	1	286	286	NUM
iiclr-17523	737	2	.	.	PUNCT
iiclr-17523	738	1	islamic	islamic	ADJ
iiclr-17523	738	2	banking	banking	PROPN
iiclr-17523	738	3	,	,	PUNCT
iiclr-17523	738	4	supra	supra	PROPN
iiclr-17523	738	5	note	note	PROPN
iiclr-17523	738	6	283	283	NUM
iiclr-17523	738	7	,	,	PUNCT
iiclr-17523	738	8	at	at	ADP
iiclr-17523	738	9	1	1	NUM
iiclr-17523	738	10	.	.	NOUN
iiclr-17523	738	11	287	287	NUM
iiclr-17523	738	12	.	.	PUNCT
iiclr-17523	739	1	see	see	VERB
iiclr-17523	739	2	the	the	DET
iiclr-17523	739	3	koran	koran	PROPN
iiclr-17523	739	4	270	270	NUM
iiclr-17523	739	5	(	(	PUNCT
iiclr-17523	739	6	trans	trans	PROPN
iiclr-17523	739	7	.	.	PUNCT
iiclr-17523	740	1	j.m	j.m	PROPN
iiclr-17523	740	2	.	.	PROPN
iiclr-17523	740	3	rodwell	rodwell	PROPN
iiclr-17523	740	4	)	)	PUNCT
iiclr-17523	740	5	(	(	PUNCT
iiclr-17523	740	6	1994	1994	NUM
iiclr-17523	740	7	)	)	PUNCT
iiclr-17523	740	8	.	.	PUNCT
iiclr-17523	741	1	"	"	PUNCT
iiclr-17523	741	2	whatever	whatever	DET
iiclr-17523	741	3	ye	ye	PRON
iiclr-17523	741	4	put	put	VERB
iiclr-17523	741	5	out	out	ADP
iiclr-17523	741	6	at	at	ADP
iiclr-17523	741	7	usury	usury	NOUN
iiclr-17523	741	8	to	to	PART
iiclr-17523	741	9	increase	increase	VERB
iiclr-17523	741	10	it	it	PRON
iiclr-17523	741	11	with	with	ADP
iiclr-17523	741	12	the	the	DET
iiclr-17523	741	13	substance	substance	NOUN
iiclr-17523	741	14	of	of	ADP
iiclr-17523	741	15	others	other	NOUN
iiclr-17523	741	16	shall	shall	AUX
iiclr-17523	741	17	have	have	VERB
iiclr-17523	741	18	no	no	DET
iiclr-17523	741	19	increase	increase	NOUN
iiclr-17523	741	20	from	from	ADP
iiclr-17523	741	21	god	god	PROPN
iiclr-17523	741	22	:	:	PUNCT
iiclr-17523	741	23	but	but	CCONJ
iiclr-17523	741	24	whatever	whatever	PRON
iiclr-17523	741	25	ye	ye	PRON
iiclr-17523	741	26	shall	shall	AUX
iiclr-17523	741	27	give	give	VERB
iiclr-17523	741	28	in	in	ADP
iiclr-17523	741	29	alms	alm	NOUN
iiclr-17523	741	30	,	,	PUNCT
iiclr-17523	741	31	as	as	ADP
iiclr-17523	741	32	seeking	seek	VERB
iiclr-17523	741	33	the	the	DET
iiclr-17523	741	34	face	face	NOUN
iiclr-17523	741	35	of	of	ADP
iiclr-17523	741	36	alms	alm	NOUN
iiclr-17523	741	37	,	,	PUNCT
iiclr-17523	741	38	shall	shall	AUX
iiclr-17523	741	39	be	be	AUX
iiclr-17523	741	40	doubled	double	VERB
iiclr-17523	741	41	to	to	ADP
iiclr-17523	741	42	you	you	PRON
iiclr-17523	741	43	.	.	PUNCT
iiclr-17523	741	44	"	"	PUNCT
iiclr-17523	742	1	i	i	PRON
iiclr-17523	742	2	d.	d.	PROPN
iiclr-17523	742	3	"	"	PUNCT
iiclr-17523	742	4	0	0	NUM
iiclr-17523	742	5	believers	believer	NOUN
iiclr-17523	742	6	!	!	PUNCT
iiclr-17523	743	1	fear	fear	VERB
iiclr-17523	743	2	god	god	PROPN
iiclr-17523	743	3	and	and	CCONJ
iiclr-17523	743	4	abandon	abandon	VERB
iiclr-17523	743	5	your	your	PRON
iiclr-17523	743	6	remaining	remain	VERB
iiclr-17523	743	7	usury	usury	NOUN
iiclr-17523	743	8	,	,	PUNCT
iiclr-17523	743	9	if	if	SCONJ
iiclr-17523	743	10	ye	ye	PRON
iiclr-17523	743	11	are	be	AUX
iiclr-17523	743	12	indeed	indeed	ADV
iiclr-17523	743	13	believers	believer	NOUN
iiclr-17523	743	14	.	.	PUNCT
iiclr-17523	743	15	"	"	PUNCT
iiclr-17523	744	1	i	i	PRON
iiclr-17523	744	2	d.	d.	PROPN
iiclr-17523	744	3	at	at	ADP
iiclr-17523	744	4	30	30	NUM
iiclr-17523	744	5	.	.	PUNCT
iiclr-17523	745	1	"	"	PUNCT
iiclr-17523	745	2	0	0	NUM
iiclr-17523	745	3	ye	ye	NOUN
iiclr-17523	745	4	who	who	PRON
iiclr-17523	745	5	believe	believe	VERB
iiclr-17523	745	6	!	!	PUNCT
iiclr-17523	746	1	devour	devour	VERB
iiclr-17523	746	2	not	not	PART
iiclr-17523	746	3	usury	usury	NOUN
iiclr-17523	746	4	,	,	PUNCT
iiclr-17523	746	5	doubling	double	VERB
iiclr-17523	746	6	it	it	PRON
iiclr-17523	746	7	again	again	ADV
iiclr-17523	746	8	and	and	CCONJ
iiclr-17523	746	9	again	again	ADV
iiclr-17523	746	10	and	and	CCONJ
iiclr-17523	746	11	again	again	ADV
iiclr-17523	746	12	!	!	PUNCT
iiclr-17523	747	1	but	but	CCONJ
iiclr-17523	747	2	fear	fear	VERB
iiclr-17523	747	3	god	god	PROPN
iiclr-17523	747	4	,	,	PUNCT
iiclr-17523	747	5	that	that	SCONJ
iiclr-17523	747	6	ye	ye	PRON
iiclr-17523	747	7	may	may	AUX
iiclr-17523	747	8	prosper	prosper	VERB
iiclr-17523	747	9	.	.	PUNCT
iiclr-17523	747	10	"	"	PUNCT
iiclr-17523	748	1	i	i	PRON
iiclr-17523	748	2	d	d	PROPN
iiclr-17523	748	3	288	288	NUM
iiclr-17523	748	4	.	.	PUNCT
iiclr-17523	749	1	islamic	islamic	ADJ
iiclr-17523	749	2	banking	banking	PROPN
iiclr-17523	749	3	,	,	PUNCT
iiclr-17523	749	4	supra	supra	PROPN
iiclr-17523	749	5	note	note	PROPN
iiclr-17523	749	6	283	283	NUM
iiclr-17523	749	7	,	,	PUNCT
iiclr-17523	749	8	at	at	ADP
iiclr-17523	749	9	1	1	NUM
iiclr-17523	749	10	.	.	PUNCT
iiclr-17523	749	11	289	289	NUM
iiclr-17523	749	12	.	.	PUNCT
iiclr-17523	750	1	richard	richard	PROPN
iiclr-17523	750	2	douthwarre	douthwarre	PROPN
iiclr-17523	750	3	,	,	PUNCT
iiclr-17523	750	4	short	short	ADJ
iiclr-17523	750	5	circurr	circurr	NOUN
iiclr-17523	750	6	:	:	PUNCT
iiclr-17523	750	7	strengthening	strengthen	VERB
iiclr-17523	750	8	local	local	ADJ
iiclr-17523	750	9	economies	economy	NOUN
iiclr-17523	750	10	for	for	ADP
iiclr-17523	750	11	an	an	DET
iiclr-17523	750	12	unstable	unstable	ADJ
iiclr-17523	750	13	world	world	NOUN
iiclr-17523	750	14	,	,	PUNCT
iiclr-17523	750	15	http:/www.feasta.org	http:/www.feasta.org	ADJ
iiclr-17523	750	16	/	/	SYM
iiclr-17523	750	17	documentslshortcircuitindex.html?sc4	documentslshortcircuitindex.html?sc4	ADJ
iiclr-17523	750	18	/	/	SYM
iiclr-17523	750	19	wsep.html	wsep.html	PROPN
iiclr-17523	750	20	(	(	PUNCT
iiclr-17523	750	21	n.d	n.d	PROPN
iiclr-17523	750	22	.	.	PROPN
iiclr-17523	750	23	)	)	PUNCT
iiclr-17523	751	1	(	(	PUNCT
iiclr-17523	751	2	last	last	ADV
iiclr-17523	751	3	visited	visit	VERB
iiclr-17523	751	4	mar	mar	PROPN
iiclr-17523	751	5	.	.	PROPN
iiclr-17523	751	6	20	20	NUM
iiclr-17523	751	7	,	,	PUNCT
iiclr-17523	751	8	2006	2006	NUM
iiclr-17523	751	9	)	)	PUNCT
iiclr-17523	752	1	[	[	X
iiclr-17523	752	2	hereinafter	hereinafter	NOUN
iiclr-17523	752	3	short	short	ADJ
iiclr-17523	752	4	circurr	circurr	NOUN
iiclr-17523	752	5	]	]	PUNCT
iiclr-17523	752	6	.	.	PUNCT
iiclr-17523	753	1	290	290	NUM
iiclr-17523	753	2	.	.	PUNCT
iiclr-17523	754	1	i	i	PRON
iiclr-17523	754	2	d.	d.	PROPN
iiclr-17523	754	3	291	291	NUM
iiclr-17523	754	4	.	.	PUNCT
iiclr-17523	755	1	i	i	PRON
iiclr-17523	755	2	d.	d.	PROPN
iiclr-17523	755	3	292	292	NUM
iiclr-17523	755	4	.	.	PUNCT
iiclr-17523	756	1	i	i	PRON
iiclr-17523	756	2	d.	d.	PROPN
iiclr-17523	756	3	293	293	NUM
iiclr-17523	756	4	.	.	PUNCT
iiclr-17523	757	1	i	i	PRON
iiclr-17523	757	2	d.	d.	PROPN
iiclr-17523	757	3	(	(	PUNCT
iiclr-17523	757	4	citing	cite	VERB
iiclr-17523	757	5	mahmud	mahmud	PROPN
iiclr-17523	757	6	ahmad	ahmad	PROPN
iiclr-17523	757	7	,	,	PUNCT
iiclr-17523	757	8	towards	towards	ADP
iiclr-17523	757	9	interest	interest	NOUN
iiclr-17523	757	10	-	-	PUNCT
iiclr-17523	757	11	free	free	ADJ
iiclr-17523	757	12	banking	banking	NOUN
iiclr-17523	757	13	(	(	PUNCT
iiclr-17523	757	14	2000	2000	NUM
iiclr-17523	757	15	)	)	PUNCT
iiclr-17523	757	16	)	)	PUNCT
iiclr-17523	757	17	.	.	PUNCT
iiclr-17523	758	1	"	"	PUNCT
iiclr-17523	758	2	[	[	PUNCT
iiclr-17523	758	3	nlot	nlot	NOUN
iiclr-17523	758	4	a	a	DET
iiclr-17523	758	5	single	single	ADJ
iiclr-17523	758	6	muslim	muslim	ADJ
iiclr-17523	758	7	country	country	NOUN
iiclr-17523	758	8	...	...	PUNCT
iiclr-17523	758	9	is	be	AUX
iiclr-17523	758	10	running	run	VERB
iiclr-17523	758	11	its	its	PRON
iiclr-17523	758	12	financial	financial	ADJ
iiclr-17523	758	13	institutions	institution	NOUN
iiclr-17523	758	14	without	without	ADP
iiclr-17523	758	15	resorting	resort	VERB
iiclr-17523	758	16	to	to	ADP
iiclr-17523	758	17	interest	interest	NOUN
iiclr-17523	758	18	.	.	PUNCT
iiclr-17523	759	1	the	the	DET
iiclr-17523	759	2	fact	fact	NOUN
iiclr-17523	759	3	is	be	AUX
iiclr-17523	759	4	that	that	SCONJ
iiclr-17523	759	5	no	no	DET
iiclr-17523	759	6	one	one	NOUN
iiclr-17523	759	7	knows	know	VERB
iiclr-17523	759	8	how	how	SCONJ
iiclr-17523	759	9	to	to	PART
iiclr-17523	759	10	do	do	VERB
iiclr-17523	759	11	it	it	PRON
iiclr-17523	759	12	and	and	CCONJ
iiclr-17523	759	13	when	when	SCONJ
iiclr-17523	759	14	political	political	ADJ
iiclr-17523	759	15	pressure	pressure	NOUN
iiclr-17523	759	16	mounts	mount	NOUN
iiclr-17523	759	17	,	,	PUNCT
iiclr-17523	759	18	they	they	PRON
iiclr-17523	759	19	can	can	AUX
iiclr-17523	759	20	only	only	ADV
iiclr-17523	759	21	resort	resort	VERB
iiclr-17523	759	22	to	to	ADP
iiclr-17523	759	23	some	some	DET
iiclr-17523	759	24	kind	kind	NOUN
iiclr-17523	759	25	of	of	ADP
iiclr-17523	759	26	subterfuge	subterfuge	NOUN
iiclr-17523	759	27	.	.	PUNCT
iiclr-17523	759	28	"	"	PUNCT
iiclr-17523	760	1	i	i	PRON
iiclr-17523	760	2	d.	d.	PROPN
iiclr-17523	760	3	294	294	NUM
iiclr-17523	760	4	.	.	PUNCT
iiclr-17523	761	1	i	i	PRON
iiclr-17523	761	2	d.	d.	PROPN
iiclr-17523	761	3	(	(	PUNCT
iiclr-17523	761	4	vol	vol	NOUN
iiclr-17523	761	5	.	.	PUNCT
iiclr-17523	762	1	16:2	16:2	NUM
iiclr-17523	762	2	equity	equity	PROPN
iiclr-17523	762	3	&	&	CCONJ
iiclr-17523	762	4	innovaton	innovaton	PROPN
iiclr-17523	762	5	ventures	venture	NOUN
iiclr-17523	762	6	possible	possible	ADJ
iiclr-17523	762	7	,	,	PUNCT
iiclr-17523	762	8	but	but	CCONJ
iiclr-17523	762	9	they	they	PRON
iiclr-17523	762	10	would	would	AUX
iiclr-17523	762	11	lead	lead	VERB
iiclr-17523	762	12	to	to	ADP
iiclr-17523	762	13	greater	great	ADJ
iiclr-17523	762	14	economic	economic	ADJ
iiclr-17523	762	15	stability	stability	NOUN
iiclr-17523	762	16	.	.	PUNCT
iiclr-17523	763	1	under	under	ADP
iiclr-17523	763	2	such	such	DET
iiclr-17523	763	3	a	a	DET
iiclr-17523	763	4	system	system	NOUN
iiclr-17523	763	5	,	,	PUNCT
iiclr-17523	763	6	participants	participant	NOUN
iiclr-17523	763	7	would	would	AUX
iiclr-17523	763	8	technically	technically	ADV
iiclr-17523	763	9	be	be	AUX
iiclr-17523	763	10	debt	debt	NOUN
iiclr-17523	763	11	-	-	PUNCT
iiclr-17523	763	12	free.295	free.295	NOUN
iiclr-17523	763	13	during	during	ADP
iiclr-17523	763	14	periods	period	NOUN
iiclr-17523	763	15	of	of	ADP
iiclr-17523	763	16	economic	economic	ADJ
iiclr-17523	763	17	decline	decline	NOUN
iiclr-17523	763	18	,	,	PUNCT
iiclr-17523	763	19	profit	profit	NOUN
iiclr-17523	763	20	shares	share	NOUN
iiclr-17523	763	21	would	would	AUX
iiclr-17523	763	22	decline	decline	VERB
iiclr-17523	763	23	equally	equally	ADV
iiclr-17523	763	24	for	for	ADP
iiclr-17523	763	25	everyone	everyone	PRON
iiclr-17523	763	26	,	,	PUNCT
iiclr-17523	763	27	and	and	CCONJ
iiclr-17523	763	28	no	no	DET
iiclr-17523	763	29	one	one	NOUN
iiclr-17523	763	30	would	would	AUX
iiclr-17523	763	31	be	be	AUX
iiclr-17523	763	32	left	leave	VERB
iiclr-17523	763	33	with	with	ADP
iiclr-17523	763	34	onerous	onerous	ADJ
iiclr-17523	763	35	interest	interest	NOUN
iiclr-17523	763	36	payments	payment	NOUN
iiclr-17523	763	37	.	.	PUNCT
iiclr-17523	764	1	29	29	NUM
iiclr-17523	764	2	rather	rather	ADV
iiclr-17523	764	3	than	than	ADP
iiclr-17523	764	4	charging	charge	VERB
iiclr-17523	764	5	and	and	CCONJ
iiclr-17523	764	6	paying	pay	VERB
iiclr-17523	764	7	interest	interest	NOUN
iiclr-17523	764	8	,	,	PUNCT
iiclr-17523	764	9	traditional	traditional	ADJ
iiclr-17523	764	10	islamic	islamic	ADJ
iiclr-17523	764	11	banking	banking	NOUN
iiclr-17523	764	12	systems	system	NOUN
iiclr-17523	764	13	are	be	AUX
iiclr-17523	764	14	based	base	VERB
iiclr-17523	764	15	either	either	CCONJ
iiclr-17523	764	16	on	on	ADP
iiclr-17523	764	17	the	the	DET
iiclr-17523	764	18	sharing	sharing	NOUN
iiclr-17523	764	19	of	of	ADP
iiclr-17523	764	20	profit	profit	NOUN
iiclr-17523	764	21	and	and	CCONJ
iiclr-17523	764	22	loss	loss	NOUN
iiclr-17523	764	23	or	or	CCONJ
iiclr-17523	764	24	the	the	DET
iiclr-17523	764	25	charging	charging	NOUN
iiclr-17523	764	26	of	of	ADP
iiclr-17523	764	27	a	a	DET
iiclr-17523	764	28	pre	pre	ADJ
iiclr-17523	764	29	-	-	ADJ
iiclr-17523	764	30	arranged	arranged	ADJ
iiclr-17523	764	31	fee.297	fee.297	NOUN
iiclr-17523	764	32	of	of	ADP
iiclr-17523	764	33	the	the	DET
iiclr-17523	764	34	former	former	ADJ
iiclr-17523	764	35	group	group	NOUN
iiclr-17523	764	36	,	,	PUNCT
iiclr-17523	764	37	the	the	DET
iiclr-17523	764	38	two	two	NUM
iiclr-17523	764	39	most	most	ADV
iiclr-17523	764	40	relevant	relevant	ADJ
iiclr-17523	764	41	for	for	ADP
iiclr-17523	764	42	possible	possible	ADJ
iiclr-17523	764	43	microcredit	microcredit	NOUN
iiclr-17523	764	44	application	application	NOUN
iiclr-17523	764	45	are	be	AUX
iiclr-17523	764	46	mudaraba	mudaraba	NOUN
iiclr-17523	764	47	,	,	PUNCT
iiclr-17523	764	48	or	or	CCONJ
iiclr-17523	764	49	trustee	trustee	NOUN
iiclr-17523	764	50	financing	financing	NOUN
iiclr-17523	764	51	,	,	PUNCT
iiclr-17523	764	52	and	and	CCONJ
iiclr-17523	764	53	musharaka	musharaka	NOUN
iiclr-17523	764	54	,	,	PUNCT
iiclr-17523	764	55	or	or	CCONJ
iiclr-17523	764	56	equity	equity	NOUN
iiclr-17523	764	57	participation.298	participation.298	NOUN
iiclr-17523	764	58	of	of	ADP
iiclr-17523	764	59	the	the	DET
iiclr-17523	764	60	latter	latter	ADJ
iiclr-17523	764	61	group	group	NOUN
iiclr-17523	764	62	,	,	PUNCT
iiclr-17523	764	63	murabaha	murabaha	NOUN
iiclr-17523	764	64	,	,	PUNCT
iiclr-17523	764	65	or	or	CCONJ
iiclr-17523	764	66	cost	cost	NOUN
iiclr-17523	764	67	plus	plus	CCONJ
iiclr-17523	764	68	markup	markup	NOUN
iiclr-17523	764	69	,	,	PUNCT
iiclr-17523	764	70	is	be	AUX
iiclr-17523	764	71	the	the	DET
iiclr-17523	764	72	most	most	ADV
iiclr-17523	764	73	relevant	relevant	ADJ
iiclr-17523	764	74	.	.	PUNCT
iiclr-17523	765	1	299	299	NUM
iiclr-17523	765	2	the	the	DET
iiclr-17523	765	3	main	main	ADJ
iiclr-17523	765	4	difference	difference	NOUN
iiclr-17523	765	5	between	between	ADP
iiclr-17523	765	6	the	the	DET
iiclr-17523	765	7	two	two	NUM
iiclr-17523	765	8	categories	category	NOUN
iiclr-17523	765	9	is	be	AUX
iiclr-17523	765	10	that	that	SCONJ
iiclr-17523	765	11	for	for	ADP
iiclr-17523	765	12	trustee	trustee	NOUN
iiclr-17523	765	13	financing	financing	NOUN
iiclr-17523	765	14	and	and	CCONJ
iiclr-17523	765	15	equity	equity	NOUN
iiclr-17523	765	16	participation	participation	NOUN
iiclr-17523	765	17	,	,	PUNCT
iiclr-17523	765	18	the	the	DET
iiclr-17523	765	19	return	return	NOUN
iiclr-17523	765	20	is	be	AUX
iiclr-17523	765	21	variable	variable	ADJ
iiclr-17523	765	22	and	and	CCONJ
iiclr-17523	765	23	is	be	AUX
iiclr-17523	765	24	calculated	calculate	VERB
iiclr-17523	765	25	at	at	ADP
iiclr-17523	765	26	the	the	DET
iiclr-17523	765	27	end	end	NOUN
iiclr-17523	765	28	of	of	ADP
iiclr-17523	765	29	the	the	DET
iiclr-17523	765	30	loan	loan	NOUN
iiclr-17523	765	31	period	period	NOUN
iiclr-17523	765	32	,	,	PUNCT
iiclr-17523	765	33	or	or	CCONJ
iiclr-17523	765	34	for	for	ADP
iiclr-17523	765	35	longer	long	ADJ
iiclr-17523	765	36	loans	loan	NOUN
iiclr-17523	765	37	,	,	PUNCT
iiclr-17523	765	38	at	at	ADP
iiclr-17523	765	39	fixed	fix	VERB
iiclr-17523	765	40	periods.300	periods.300	NOUN
iiclr-17523	765	41	in	in	ADP
iiclr-17523	765	42	none	none	NOUN
iiclr-17523	765	43	of	of	ADP
iiclr-17523	765	44	these	these	DET
iiclr-17523	765	45	situations	situation	NOUN
iiclr-17523	765	46	may	may	AUX
iiclr-17523	765	47	a	a	DET
iiclr-17523	765	48	contract	contract	NOUN
iiclr-17523	765	49	be	be	AUX
iiclr-17523	765	50	negotiated	negotiate	VERB
iiclr-17523	765	51	to	to	PART
iiclr-17523	765	52	provide	provide	VERB
iiclr-17523	765	53	a	a	DET
iiclr-17523	765	54	fixed	fix	VERB
iiclr-17523	765	55	rate	rate	NOUN
iiclr-17523	765	56	of	of	ADP
iiclr-17523	765	57	return.3	return.3	PROPN
iiclr-17523	765	58	'	'	PART
iiclr-17523	765	59	1	1	NUM
iiclr-17523	765	60	.	.	X
iiclr-17523	765	61	mudaraba	mudaraba	NOUN
iiclr-17523	765	62	under	under	ADP
iiclr-17523	765	63	mudaraba	mudaraba	NOUN
iiclr-17523	765	64	,	,	PUNCT
iiclr-17523	765	65	or	or	CCONJ
iiclr-17523	765	66	trustee	trustee	NOUN
iiclr-17523	765	67	financing	financing	NOUN
iiclr-17523	765	68	,	,	PUNCT
iiclr-17523	765	69	as	as	SCONJ
iiclr-17523	765	70	it	it	PRON
iiclr-17523	765	71	shall	shall	AUX
iiclr-17523	765	72	be	be	AUX
iiclr-17523	765	73	called	call	VERB
iiclr-17523	765	74	for	for	ADP
iiclr-17523	765	75	the	the	DET
iiclr-17523	765	76	remainder	remainder	NOUN
iiclr-17523	765	77	of	of	ADP
iiclr-17523	765	78	this	this	DET
iiclr-17523	765	79	note	note	NOUN
iiclr-17523	765	80	,	,	PUNCT
iiclr-17523	765	81	each	each	DET
iiclr-17523	765	82	partner	partner	NOUN
iiclr-17523	765	83	agrees	agree	VERB
iiclr-17523	765	84	to	to	ADP
iiclr-17523	765	85	a	a	DET
iiclr-17523	765	86	fixed	fix	VERB
iiclr-17523	765	87	share	share	NOUN
iiclr-17523	765	88	of	of	ADP
iiclr-17523	765	89	the	the	DET
iiclr-17523	765	90	profits	profit	NOUN
iiclr-17523	765	91	based	base	VERB
iiclr-17523	765	92	on	on	ADP
iiclr-17523	765	93	a	a	DET
iiclr-17523	765	94	contractual	contractual	ADJ
iiclr-17523	765	95	agreement	agreement	NOUN
iiclr-17523	765	96	.	.	PUNCT
iiclr-17523	766	1	3	3	NUM
iiclr-17523	766	2	0	0	NUM
iiclr-17523	766	3	2	2	NUM
iiclr-17523	766	4	neither	neither	CCONJ
iiclr-17523	766	5	the	the	DET
iiclr-17523	766	6	gross	gross	ADJ
iiclr-17523	766	7	nor	nor	CCONJ
iiclr-17523	766	8	the	the	DET
iiclr-17523	766	9	net	net	ADJ
iiclr-17523	766	10	returns	return	NOUN
iiclr-17523	766	11	may	may	AUX
iiclr-17523	766	12	be	be	AUX
iiclr-17523	766	13	predetermined.3	predetermined.3	NOUN
iiclr-17523	766	14	°	°	ADP
iiclr-17523	766	15	3	3	NUM
iiclr-17523	766	16	losses	loss	NOUN
iiclr-17523	766	17	must	must	AUX
iiclr-17523	766	18	be	be	AUX
iiclr-17523	766	19	shared	share	VERB
iiclr-17523	766	20	equally	equally	ADV
iiclr-17523	766	21	by	by	ADP
iiclr-17523	766	22	all	all	DET
iiclr-17523	766	23	partners.3	partners.3	PROPN
iiclr-17523	766	24	°	°	NOUN
iiclr-17523	766	25	a	a	DET
iiclr-17523	766	26	modem	modem	NOUN
iiclr-17523	766	27	application	application	NOUN
iiclr-17523	766	28	of	of	ADP
iiclr-17523	766	29	trustee	trustee	NOUN
iiclr-17523	766	30	financing	financing	NOUN
iiclr-17523	766	31	emends	emend	NOUN
iiclr-17523	766	32	the	the	DET
iiclr-17523	766	33	traditional	traditional	ADJ
iiclr-17523	766	34	arrangement	arrangement	NOUN
iiclr-17523	766	35	by	by	ADP
iiclr-17523	766	36	allowing	allow	VERB
iiclr-17523	766	37	the	the	DET
iiclr-17523	766	38	ratio	ratio	NOUN
iiclr-17523	766	39	of	of	ADP
iiclr-17523	766	40	return	return	NOUN
iiclr-17523	766	41	to	to	PART
iiclr-17523	766	42	be	be	AUX
iiclr-17523	766	43	negotiated	negotiate	VERB
iiclr-17523	766	44	between	between	ADP
iiclr-17523	766	45	the	the	DET
iiclr-17523	766	46	partners	partner	NOUN
iiclr-17523	766	47	at	at	ADP
iiclr-17523	766	48	the	the	DET
iiclr-17523	766	49	outset	outset	NOUN
iiclr-17523	766	50	of	of	ADP
iiclr-17523	766	51	the	the	DET
iiclr-17523	766	52	venture	venture	NOUN
iiclr-17523	766	53	.	.	PUNCT
iiclr-17523	767	1	3	3	NUM
iiclr-17523	767	2	0	0	NUM
iiclr-17523	767	3	5	5	NUM
iiclr-17523	767	4	the	the	DET
iiclr-17523	767	5	risk	risk	NOUN
iiclr-17523	767	6	of	of	ADP
iiclr-17523	767	7	financial	financial	ADJ
iiclr-17523	767	8	loss	loss	NOUN
iiclr-17523	767	9	is	be	AUX
iiclr-17523	767	10	assumed	assume	VERB
iiclr-17523	767	11	completely	completely	ADV
iiclr-17523	767	12	by	by	ADP
iiclr-17523	767	13	the	the	DET
iiclr-17523	767	14	financial	financial	ADJ
iiclr-17523	767	15	backer	backer	NOUN
iiclr-17523	767	16	,	,	PUNCT
iiclr-17523	767	17	usually	usually	ADV
iiclr-17523	767	18	a	a	DET
iiclr-17523	767	19	bank.30	bank.30	NOUN
iiclr-17523	767	20	6	6	NUM
iiclr-17523	767	21	borrower	borrower	NOUN
iiclr-17523	767	22	liability	liability	NOUN
iiclr-17523	767	23	is	be	AUX
iiclr-17523	767	24	limited	limit	VERB
iiclr-17523	767	25	to	to	ADP
iiclr-17523	767	26	the	the	DET
iiclr-17523	767	27	entrepreneur	entrepreneur	NOUN
iiclr-17523	767	28	's	's	PART
iiclr-17523	767	29	lost	lose	VERB
iiclr-17523	767	30	time	time	NOUN
iiclr-17523	767	31	and	and	CCONJ
iiclr-17523	767	32	effort	effort	NOUN
iiclr-17523	767	33	,	,	PUNCT
iiclr-17523	767	34	unless	unless	SCONJ
iiclr-17523	767	35	the	the	DET
iiclr-17523	767	36	bank	bank	NOUN
iiclr-17523	767	37	can	can	AUX
iiclr-17523	767	38	show	show	VERB
iiclr-17523	767	39	negligence	negligence	NOUN
iiclr-17523	767	40	or	or	CCONJ
iiclr-17523	767	41	malfeasance	malfeasance	NOUN
iiclr-17523	767	42	on	on	ADP
iiclr-17523	767	43	the	the	DET
iiclr-17523	767	44	part	part	NOUN
iiclr-17523	767	45	of	of	ADP
iiclr-17523	767	46	the	the	DET
iiclr-17523	767	47	borrower.3	borrower.3	ADJ
iiclr-17523	767	48	7	7	NUM
iiclr-17523	767	49	proponents	proponent	NOUN
iiclr-17523	767	50	of	of	ADP
iiclr-17523	767	51	this	this	DET
iiclr-17523	767	52	system	system	NOUN
iiclr-17523	767	53	indicate	indicate	VERB
iiclr-17523	767	54	that	that	SCONJ
iiclr-17523	767	55	under	under	ADP
iiclr-17523	767	56	such	such	DET
iiclr-17523	767	57	an	an	DET
iiclr-17523	767	58	295	295	NUM
iiclr-17523	767	59	.	.	PUNCT
iiclr-17523	768	1	i	i	PRON
iiclr-17523	768	2	d.	d.	PROPN
iiclr-17523	768	3	296	296	NUM
iiclr-17523	768	4	.	.	PUNCT
iiclr-17523	769	1	i	i	PRON
iiclr-17523	769	2	d.	d.	PROPN
iiclr-17523	769	3	in	in	ADP
iiclr-17523	769	4	an	an	DET
iiclr-17523	769	5	american	american	ADJ
iiclr-17523	769	6	context	context	NOUN
iiclr-17523	769	7	,	,	PUNCT
iiclr-17523	769	8	perhaps	perhaps	ADV
iiclr-17523	769	9	such	such	ADJ
iiclr-17523	769	10	lending	lending	NOUN
iiclr-17523	769	11	practices	practice	NOUN
iiclr-17523	769	12	might	might	AUX
iiclr-17523	769	13	have	have	AUX
iiclr-17523	769	14	led	lead	VERB
iiclr-17523	769	15	bankers	banker	NOUN
iiclr-17523	769	16	during	during	ADP
iiclr-17523	769	17	the	the	DET
iiclr-17523	769	18	great	great	ADJ
iiclr-17523	769	19	depression	depression	NOUN
iiclr-17523	769	20	to	to	PART
iiclr-17523	769	21	commiserate	commiserate	VERB
iiclr-17523	769	22	with	with	ADP
iiclr-17523	769	23	dustbowl	dustbowl	NOUN
iiclr-17523	769	24	farmers	farmer	NOUN
iiclr-17523	769	25	rather	rather	ADV
iiclr-17523	769	26	than	than	ADP
iiclr-17523	769	27	foreclose	foreclose	VERB
iiclr-17523	769	28	their	their	PRON
iiclr-17523	769	29	mortgages	mortgage	NOUN
iiclr-17523	769	30	.	.	PUNCT
iiclr-17523	770	1	297	297	NUM
iiclr-17523	770	2	.	.	PUNCT
iiclr-17523	771	1	shaikh	shaikh	PROPN
iiclr-17523	771	2	mahmud	mahmud	PROPN
iiclr-17523	771	3	ahmad	ahmad	PROPN
iiclr-17523	771	4	,	,	PUNCT
iiclr-17523	771	5	man	man	NOUN
iiclr-17523	771	6	and	and	CCONJ
iiclr-17523	771	7	money	money	NOUN
iiclr-17523	771	8	:	:	PUNCT
iiclr-17523	771	9	towards	towards	ADP
iiclr-17523	771	10	an	an	DET
iiclr-17523	771	11	alternative	alternative	ADJ
iiclr-17523	771	12	basis	basis	NOUN
iiclr-17523	771	13	of	of	ADP
iiclr-17523	771	14	credit	credit	NOUN
iiclr-17523	771	15	432	432	NUM
iiclr-17523	771	16	(	(	PUNCT
iiclr-17523	771	17	2002	2002	NUM
iiclr-17523	771	18	)	)	PUNCT
iiclr-17523	771	19	.	.	PUNCT
iiclr-17523	772	1	298	298	X
iiclr-17523	772	2	.	.	PUNCT
iiclr-17523	772	3	islamic	islamic	PROPN
iiclr-17523	772	4	banking	banking	PROPN
iiclr-17523	772	5	,	,	PUNCT
iiclr-17523	772	6	supra	supra	PROPN
iiclr-17523	772	7	note	note	PROPN
iiclr-17523	772	8	283	283	NUM
iiclr-17523	772	9	,	,	PUNCT
iiclr-17523	772	10	at	at	ADP
iiclr-17523	772	11	3	3	NUM
iiclr-17523	772	12	.	.	X
iiclr-17523	772	13	299	299	NUM
iiclr-17523	772	14	.	.	PUNCT
iiclr-17523	773	1	see	see	VERB
iiclr-17523	773	2	,	,	PUNCT
iiclr-17523	773	3	e.g.	e.g.	ADV
iiclr-17523	773	4	,	,	PUNCT
iiclr-17523	773	5	jones	jones	PROPN
iiclr-17523	773	6	,	,	PUNCT
iiclr-17523	773	7	supra	supra	PROPN
iiclr-17523	773	8	note	note	PROPN
iiclr-17523	773	9	1	1	NUM
iiclr-17523	773	10	,	,	PUNCT
iiclr-17523	773	11	at	at	ADP
iiclr-17523	773	12	36	36	NUM
iiclr-17523	773	13	(	(	PUNCT
iiclr-17523	773	14	noting	note	VERB
iiclr-17523	773	15	that	that	SCONJ
iiclr-17523	773	16	some	some	DET
iiclr-17523	773	17	u.s	u.s	PROPN
iiclr-17523	773	18	.	.	PROPN
iiclr-17523	773	19	microlenders	microlender	NOUN
iiclr-17523	773	20	protect	protect	VERB
iiclr-17523	773	21	themselves	themselves	PRON
iiclr-17523	773	22	against	against	ADP
iiclr-17523	773	23	borrower	borrower	NOUN
iiclr-17523	773	24	bankruptcy	bankruptcy	NOUN
iiclr-17523	773	25	by	by	ADP
iiclr-17523	773	26	retaining	retain	VERB
iiclr-17523	773	27	a	a	DET
iiclr-17523	773	28	security	security	NOUN
iiclr-17523	773	29	interest	interest	NOUN
iiclr-17523	773	30	in	in	ADP
iiclr-17523	773	31	borrowers	borrower	NOUN
iiclr-17523	773	32	'	'	PART
iiclr-17523	773	33	capital	capital	NOUN
iiclr-17523	773	34	purchases	purchase	NOUN
iiclr-17523	773	35	)	)	PUNCT
iiclr-17523	773	36	.	.	PUNCT
iiclr-17523	774	1	300	300	NUM
iiclr-17523	774	2	.	.	PUNCT
iiclr-17523	774	3	islamic	islamic	ADJ
iiclr-17523	774	4	banking	banking	PROPN
iiclr-17523	774	5	,	,	PUNCT
iiclr-17523	774	6	supra	supra	PROPN
iiclr-17523	774	7	note	note	PROPN
iiclr-17523	774	8	283	283	NUM
iiclr-17523	774	9	,	,	PUNCT
iiclr-17523	774	10	at	at	ADP
iiclr-17523	774	11	5	5	NUM
iiclr-17523	774	12	.	.	PUNCT
iiclr-17523	774	13	301	301	NUM
iiclr-17523	774	14	.	.	PUNCT
iiclr-17523	775	1	i	i	PRON
iiclr-17523	775	2	d.	d.	PROPN
iiclr-17523	775	3	302	302	NUM
iiclr-17523	775	4	.	.	PUNCT
iiclr-17523	775	5	instruments	instrument	NOUN
iiclr-17523	775	6	of	of	ADP
iiclr-17523	775	7	islamic	islamic	ADJ
iiclr-17523	775	8	investments	investment	NOUN
iiclr-17523	775	9	:	:	PUNCT
iiclr-17523	775	10	mudaraba	mudaraba	NOUN
iiclr-17523	775	11	,	,	PUNCT
iiclr-17523	775	12	available	available	ADJ
iiclr-17523	775	13	at	at	ADP
iiclr-17523	775	14	http://www.altawfeek.com/reslcll.htm	http://www.altawfeek.com/reslcll.htm	PROPN
iiclr-17523	775	15	(	(	PUNCT
iiclr-17523	775	16	n.d	n.d	PROPN
iiclr-17523	775	17	.	.	PROPN
iiclr-17523	775	18	)	)	PUNCT
iiclr-17523	776	1	(	(	PUNCT
iiclr-17523	776	2	last	last	ADV
iiclr-17523	776	3	visited	visit	VERB
iiclr-17523	776	4	mar	mar	PROPN
iiclr-17523	776	5	.	.	PROPN
iiclr-17523	776	6	20	20	NUM
iiclr-17523	776	7	,	,	PUNCT
iiclr-17523	776	8	2006	2006	NUM
iiclr-17523	776	9	)	)	PUNCT
iiclr-17523	777	1	[	[	X
iiclr-17523	777	2	hereinafter	hereinafter	NOUN
iiclr-17523	777	3	instruments	instrument	NOUN
iiclr-17523	777	4	]	]	PUNCT
iiclr-17523	777	5	.	.	PUNCT
iiclr-17523	778	1	303	303	NUM
iiclr-17523	778	2	.	.	PUNCT
iiclr-17523	779	1	islamic	islamic	ADJ
iiclr-17523	779	2	banking	banking	PROPN
iiclr-17523	779	3	,	,	PUNCT
iiclr-17523	779	4	supra	supra	PROPN
iiclr-17523	779	5	note	note	PROPN
iiclr-17523	779	6	283	283	NUM
iiclr-17523	779	7	,	,	PUNCT
iiclr-17523	779	8	at	at	ADP
iiclr-17523	779	9	3	3	NUM
iiclr-17523	779	10	.	.	PUNCT
iiclr-17523	779	11	304	304	NUM
iiclr-17523	779	12	.	.	PUNCT
iiclr-17523	780	1	i	i	PRON
iiclr-17523	780	2	d.	d.	PROPN
iiclr-17523	780	3	see	see	VERB
iiclr-17523	780	4	also	also	ADV
iiclr-17523	780	5	instruments	instrument	NOUN
iiclr-17523	780	6	,	,	PUNCT
iiclr-17523	780	7	supra	supra	PROPN
iiclr-17523	780	8	note	note	NOUN
iiclr-17523	780	9	302	302	NUM
iiclr-17523	780	10	.	.	PUNCT
iiclr-17523	780	11	305	305	NUM
iiclr-17523	780	12	.	.	PUNCT
iiclr-17523	781	1	islamic	islamic	ADJ
iiclr-17523	781	2	banking	banking	PROPN
iiclr-17523	781	3	,	,	PUNCT
iiclr-17523	781	4	supra	supra	PROPN
iiclr-17523	781	5	note	note	PROPN
iiclr-17523	781	6	283	283	NUM
iiclr-17523	781	7	,	,	PUNCT
iiclr-17523	781	8	at	at	ADP
iiclr-17523	781	9	3	3	NUM
iiclr-17523	781	10	.	.	NOUN
iiclr-17523	781	11	306	306	NUM
iiclr-17523	781	12	.	.	PUNCT
iiclr-17523	782	1	instruments	instrument	NOUN
iiclr-17523	782	2	,	,	PUNCT
iiclr-17523	782	3	supra	supra	PROPN
iiclr-17523	782	4	note	note	NOUN
iiclr-17523	782	5	302	302	NUM
iiclr-17523	782	6	.	.	PUNCT
iiclr-17523	782	7	307	307	NUM
iiclr-17523	782	8	.	.	PUNCT
iiclr-17523	783	1	islamic	islamic	ADJ
iiclr-17523	783	2	banking	banking	PROPN
iiclr-17523	783	3	,	,	PUNCT
iiclr-17523	783	4	supra	supra	PROPN
iiclr-17523	783	5	note	note	PROPN
iiclr-17523	783	6	283	283	NUM
iiclr-17523	783	7	,	,	PUNCT
iiclr-17523	783	8	at	at	ADP
iiclr-17523	783	9	8	8	NUM
iiclr-17523	783	10	.	.	PUNCT
iiclr-17523	783	11	2006	2006	NUM
iiclr-17523	783	12	]	]	X
iiclr-17523	783	13	ind	ind	NOUN
iiclr-17523	783	14	.	.	PUNCT
iiclr-17523	784	1	int'l	int'l	PROPN
iiclr-17523	784	2	&	&	CCONJ
iiclr-17523	784	3	comp	comp	PROPN
iiclr-17523	784	4	.	.	PUNCT
iiclr-17523	785	1	l.	l.	PROPN
iiclr-17523	785	2	rev	rev	PROPN
iiclr-17523	785	3	.	.	PROPN
iiclr-17523	785	4	arrangement	arrangement	PROPN
iiclr-17523	785	5	,	,	PUNCT
iiclr-17523	785	6	with	with	ADP
iiclr-17523	785	7	financial	financial	ADJ
iiclr-17523	785	8	risk	risk	NOUN
iiclr-17523	785	9	completely	completely	ADV
iiclr-17523	785	10	on	on	ADP
iiclr-17523	785	11	the	the	DET
iiclr-17523	785	12	lender	lender	NOUN
iiclr-17523	785	13	,	,	PUNCT
iiclr-17523	785	14	banks	bank	NOUN
iiclr-17523	785	15	would	would	AUX
iiclr-17523	785	16	be	be	AUX
iiclr-17523	785	17	more	more	ADV
iiclr-17523	785	18	circumspect	circumspect	ADJ
iiclr-17523	785	19	in	in	ADP
iiclr-17523	785	20	their	their	PRON
iiclr-17523	785	21	lending	lending	NOUN
iiclr-17523	785	22	practices	practice	NOUN
iiclr-17523	785	23	,	,	PUNCT
iiclr-17523	785	24	thus	thus	ADV
iiclr-17523	785	25	eliminating	eliminate	VERB
iiclr-17523	785	26	the	the	DET
iiclr-17523	785	27	need	need	NOUN
iiclr-17523	785	28	to	to	PART
iiclr-17523	785	29	charge	charge	VERB
iiclr-17523	785	30	interest	interest	NOUN
iiclr-17523	785	31	.	.	PUNCT
iiclr-17523	786	1	"'8	"'8	PUNCT
iiclr-17523	786	2	this	this	PRON
iiclr-17523	786	3	does	do	AUX
iiclr-17523	786	4	not	not	PART
iiclr-17523	786	5	sound	sound	VERB
iiclr-17523	786	6	like	like	ADP
iiclr-17523	786	7	the	the	DET
iiclr-17523	786	8	kind	kind	NOUN
iiclr-17523	786	9	of	of	ADP
iiclr-17523	786	10	argument	argument	NOUN
iiclr-17523	786	11	that	that	PRON
iiclr-17523	786	12	would	would	AUX
iiclr-17523	786	13	win	win	VERB
iiclr-17523	786	14	over	over	ADP
iiclr-17523	786	15	many	many	ADJ
iiclr-17523	786	16	converts	convert	NOUN
iiclr-17523	786	17	in	in	ADP
iiclr-17523	786	18	the	the	DET
iiclr-17523	786	19	banking	banking	NOUN
iiclr-17523	786	20	industry	industry	NOUN
iiclr-17523	786	21	,	,	PUNCT
iiclr-17523	786	22	but	but	CCONJ
iiclr-17523	786	23	it	it	PRON
iiclr-17523	786	24	is	be	AUX
iiclr-17523	786	25	applicable	applicable	ADJ
iiclr-17523	786	26	to	to	ADP
iiclr-17523	786	27	microlending	microlende	VERB
iiclr-17523	786	28	.	.	PUNCT
iiclr-17523	787	1	unlike	unlike	ADP
iiclr-17523	787	2	islamic	islamic	ADJ
iiclr-17523	787	3	banking	banking	NOUN
iiclr-17523	787	4	,	,	PUNCT
iiclr-17523	787	5	where	where	SCONJ
iiclr-17523	787	6	there	there	PRON
iiclr-17523	787	7	is	be	VERB
iiclr-17523	787	8	an	an	DET
iiclr-17523	787	9	outright	outright	ADJ
iiclr-17523	787	10	ban	ban	NOUN
iiclr-17523	787	11	on	on	ADP
iiclr-17523	787	12	interest	interest	NOUN
iiclr-17523	787	13	regardless	regardless	ADV
iiclr-17523	787	14	of	of	ADP
iiclr-17523	787	15	amount	amount	NOUN
iiclr-17523	787	16	,	,	PUNCT
iiclr-17523	787	17	microlenders	microlender	NOUN
iiclr-17523	787	18	could	could	AUX
iiclr-17523	787	19	assume	assume	VERB
iiclr-17523	787	20	part	part	NOUN
iiclr-17523	787	21	of	of	ADP
iiclr-17523	787	22	the	the	DET
iiclr-17523	787	23	loan	loan	NOUN
iiclr-17523	787	24	risk	risk	NOUN
iiclr-17523	787	25	through	through	ADP
iiclr-17523	787	26	trustee	trustee	NOUN
iiclr-17523	787	27	financing	financing	NOUN
iiclr-17523	787	28	.	.	PUNCT
iiclr-17523	788	1	in	in	ADP
iiclr-17523	788	2	exchange	exchange	NOUN
iiclr-17523	788	3	for	for	ADP
iiclr-17523	788	4	part	part	NOUN
iiclr-17523	788	5	of	of	ADP
iiclr-17523	788	6	the	the	DET
iiclr-17523	788	7	profit	profit	NOUN
iiclr-17523	788	8	of	of	ADP
iiclr-17523	788	9	the	the	DET
iiclr-17523	788	10	microentrepreneur	microentrepreneur	NOUN
iiclr-17523	788	11	's	's	PART
iiclr-17523	788	12	business	business	NOUN
iiclr-17523	788	13	,	,	PUNCT
iiclr-17523	788	14	the	the	DET
iiclr-17523	788	15	microlender	microlender	NOUN
iiclr-17523	788	16	can	can	AUX
iiclr-17523	788	17	reduce	reduce	VERB
iiclr-17523	788	18	the	the	DET
iiclr-17523	788	19	interest	interest	NOUN
iiclr-17523	788	20	it	it	PRON
iiclr-17523	788	21	charges	charge	VERB
iiclr-17523	788	22	to	to	ADP
iiclr-17523	788	23	the	the	DET
iiclr-17523	788	24	microentrepreneur	microentrepreneur	NOUN
iiclr-17523	788	25	.	.	PUNCT
iiclr-17523	789	1	as	as	SCONJ
iiclr-17523	789	2	the	the	DET
iiclr-17523	789	3	microentrepreneur	microentrepreneur	NOUN
iiclr-17523	789	4	returns	return	VERB
iiclr-17523	789	5	for	for	ADP
iiclr-17523	789	6	further	further	ADJ
iiclr-17523	789	7	loans	loan	NOUN
iiclr-17523	789	8	,	,	PUNCT
iiclr-17523	789	9	the	the	DET
iiclr-17523	789	10	interest	interest	NOUN
iiclr-17523	789	11	rate	rate	NOUN
iiclr-17523	789	12	can	can	AUX
iiclr-17523	789	13	be	be	AUX
iiclr-17523	789	14	raised	raise	VERB
iiclr-17523	789	15	or	or	CCONJ
iiclr-17523	789	16	lowered	lower	VERB
iiclr-17523	789	17	according	accord	VERB
iiclr-17523	789	18	to	to	ADP
iiclr-17523	789	19	the	the	DET
iiclr-17523	789	20	health	health	NOUN
iiclr-17523	789	21	of	of	ADP
iiclr-17523	789	22	their	their	PRON
iiclr-17523	789	23	repayment	repayment	NOUN
iiclr-17523	789	24	history	history	NOUN
iiclr-17523	789	25	.	.	PUNCT
iiclr-17523	790	1	the	the	PRON
iiclr-17523	790	2	lower	low	ADJ
iiclr-17523	790	3	the	the	DET
iiclr-17523	790	4	risk	risk	NOUN
iiclr-17523	790	5	of	of	ADP
iiclr-17523	790	6	default	default	NOUN
iiclr-17523	790	7	,	,	PUNCT
iiclr-17523	790	8	the	the	DET
iiclr-17523	790	9	more	more	ADJ
iiclr-17523	790	10	burden	burden	NOUN
iiclr-17523	790	11	of	of	ADP
iiclr-17523	790	12	risk	risk	NOUN
iiclr-17523	790	13	the	the	DET
iiclr-17523	790	14	lender	lender	NOUN
iiclr-17523	790	15	should	should	AUX
iiclr-17523	790	16	be	be	AUX
iiclr-17523	790	17	able	able	ADJ
iiclr-17523	790	18	to	to	PART
iiclr-17523	790	19	shoulder	shoulder	VERB
iiclr-17523	790	20	.	.	PUNCT
iiclr-17523	791	1	°	°	SCONJ
iiclr-17523	791	2	9	9	NUM
iiclr-17523	791	3	the	the	DET
iiclr-17523	791	4	trustee	trustee	NOUN
iiclr-17523	791	5	financing	financing	NOUN
iiclr-17523	791	6	model	model	NOUN
iiclr-17523	791	7	is	be	AUX
iiclr-17523	791	8	not	not	PART
iiclr-17523	791	9	without	without	ADP
iiclr-17523	791	10	its	its	PRON
iiclr-17523	791	11	disadvantages	disadvantage	NOUN
iiclr-17523	791	12	.	.	PUNCT
iiclr-17523	792	1	chief	chief	NOUN
iiclr-17523	792	2	among	among	ADP
iiclr-17523	792	3	them	they	PRON
iiclr-17523	792	4	is	be	AUX
iiclr-17523	792	5	the	the	DET
iiclr-17523	792	6	uncertainty	uncertainty	NOUN
iiclr-17523	792	7	of	of	ADP
iiclr-17523	792	8	profit	profit	NOUN
iiclr-17523	792	9	and	and	CCONJ
iiclr-17523	792	10	the	the	DET
iiclr-17523	792	11	subsequent	subsequent	ADJ
iiclr-17523	792	12	difficulty	difficulty	NOUN
iiclr-17523	792	13	of	of	ADP
iiclr-17523	792	14	calculating	calculate	VERB
iiclr-17523	792	15	share	share	NOUN
iiclr-17523	792	16	returns.310	returns.310	NOUN
iiclr-17523	792	17	under	under	ADP
iiclr-17523	792	18	this	this	DET
iiclr-17523	792	19	type	type	NOUN
iiclr-17523	792	20	of	of	ADP
iiclr-17523	792	21	contract	contract	NOUN
iiclr-17523	792	22	arrangement	arrangement	NOUN
iiclr-17523	792	23	,	,	PUNCT
iiclr-17523	792	24	the	the	DET
iiclr-17523	792	25	lender	lender	NOUN
iiclr-17523	792	26	and	and	CCONJ
iiclr-17523	792	27	borrower	borrower	NOUN
iiclr-17523	792	28	are	be	AUX
iiclr-17523	792	29	partners	partner	NOUN
iiclr-17523	792	30	.	.	PUNCT
iiclr-17523	793	1	at	at	ADP
iiclr-17523	793	2	first	first	ADV
iiclr-17523	793	3	,	,	PUNCT
iiclr-17523	793	4	the	the	DET
iiclr-17523	793	5	lender	lender	NOUN
iiclr-17523	793	6	controls	control	VERB
iiclr-17523	793	7	all	all	DET
iiclr-17523	793	8	the	the	DET
iiclr-17523	793	9	shares	share	NOUN
iiclr-17523	793	10	and	and	CCONJ
iiclr-17523	793	11	is	be	AUX
iiclr-17523	793	12	entitled	entitle	VERB
iiclr-17523	793	13	to	to	ADP
iiclr-17523	793	14	100	100	NUM
iiclr-17523	793	15	%	%	NOUN
iiclr-17523	793	16	of	of	ADP
iiclr-17523	793	17	the	the	DET
iiclr-17523	793	18	profits.31	profits.31	NOUN
iiclr-17523	793	19	'	'	PUNCT
iiclr-17523	793	20	as	as	SCONJ
iiclr-17523	793	21	each	each	DET
iiclr-17523	793	22	loan	loan	NOUN
iiclr-17523	793	23	installment	installment	NOUN
iiclr-17523	793	24	is	be	AUX
iiclr-17523	793	25	repaid	repay	VERB
iiclr-17523	793	26	,	,	PUNCT
iiclr-17523	793	27	the	the	DET
iiclr-17523	793	28	borrower	borrower	NOUN
iiclr-17523	793	29	buys	buy	VERB
iiclr-17523	793	30	control	control	NOUN
iiclr-17523	793	31	of	of	ADP
iiclr-17523	793	32	shares	share	NOUN
iiclr-17523	793	33	,	,	PUNCT
iiclr-17523	793	34	simultaneously	simultaneously	ADV
iiclr-17523	793	35	increasing	increase	VERB
iiclr-17523	793	36	his	his	PRON
iiclr-17523	793	37	share	share	NOUN
iiclr-17523	793	38	and	and	CCONJ
iiclr-17523	793	39	decreasing	decrease	VERB
iiclr-17523	793	40	the	the	DET
iiclr-17523	793	41	lender	lender	NOUN
iiclr-17523	793	42	's	's	PART
iiclr-17523	793	43	share	share	NOUN
iiclr-17523	793	44	of	of	ADP
iiclr-17523	793	45	the	the	DET
iiclr-17523	793	46	profits.3	profits.3	PROPN
iiclr-17523	793	47	t	t	NOUN
iiclr-17523	793	48	2	2	NUM
iiclr-17523	793	49	this	this	PRON
iiclr-17523	793	50	continues	continue	VERB
iiclr-17523	793	51	until	until	SCONJ
iiclr-17523	793	52	the	the	DET
iiclr-17523	793	53	borrower	borrower	NOUN
iiclr-17523	793	54	controls	control	VERB
iiclr-17523	793	55	100	100	NUM
iiclr-17523	793	56	%	%	NOUN
iiclr-17523	793	57	of	of	ADP
iiclr-17523	793	58	the	the	DET
iiclr-17523	793	59	profits	profit	NOUN
iiclr-17523	793	60	.	.	PUNCT
iiclr-17523	794	1	at	at	ADP
iiclr-17523	794	2	this	this	DET
iiclr-17523	794	3	point	point	NOUN
iiclr-17523	794	4	,	,	PUNCT
iiclr-17523	794	5	the	the	DET
iiclr-17523	794	6	loan	loan	NOUN
iiclr-17523	794	7	is	be	AUX
iiclr-17523	794	8	paid	pay	VERB
iiclr-17523	794	9	in	in	ADP
iiclr-17523	794	10	full.3	full.3	PROPN
iiclr-17523	794	11	13	13	NUM
iiclr-17523	794	12	the	the	DET
iiclr-17523	794	13	repayment	repayment	NOUN
iiclr-17523	794	14	system	system	NOUN
iiclr-17523	794	15	is	be	AUX
iiclr-17523	794	16	complex	complex	ADJ
iiclr-17523	794	17	enough	enough	ADV
iiclr-17523	794	18	without	without	ADP
iiclr-17523	794	19	taking	take	VERB
iiclr-17523	794	20	market	market	NOUN
iiclr-17523	794	21	fluctuations	fluctuation	NOUN
iiclr-17523	794	22	into	into	ADP
iiclr-17523	794	23	consideration	consideration	NOUN
iiclr-17523	794	24	.	.	PUNCT
iiclr-17523	795	1	the	the	DET
iiclr-17523	795	2	situation	situation	NOUN
iiclr-17523	795	3	is	be	AUX
iiclr-17523	795	4	further	far	ADV
iiclr-17523	795	5	complicated	complicate	VERB
iiclr-17523	795	6	by	by	ADP
iiclr-17523	795	7	the	the	DET
iiclr-17523	795	8	fact	fact	NOUN
iiclr-17523	795	9	that	that	SCONJ
iiclr-17523	795	10	,	,	PUNCT
iiclr-17523	795	11	at	at	ADP
iiclr-17523	795	12	least	least	ADJ
iiclr-17523	795	13	in	in	ADP
iiclr-17523	795	14	a	a	DET
iiclr-17523	795	15	microcredit	microcredit	NOUN
iiclr-17523	795	16	context	context	NOUN
iiclr-17523	795	17	,	,	PUNCT
iiclr-17523	795	18	borrowers	borrower	NOUN
iiclr-17523	795	19	may	may	AUX
iiclr-17523	795	20	not	not	PART
iiclr-17523	795	21	keep	keep	VERB
iiclr-17523	795	22	accurate	accurate	ADJ
iiclr-17523	795	23	and	and	CCONJ
iiclr-17523	795	24	detailed	detailed	ADJ
iiclr-17523	795	25	records	record	NOUN
iiclr-17523	795	26	.	.	PUNCT
iiclr-17523	796	1	1	1	NUM
iiclr-17523	796	2	4	4	NUM
iiclr-17523	796	3	dealing	deal	VERB
iiclr-17523	796	4	with	with	ADP
iiclr-17523	796	5	profit	profit	NOUN
iiclr-17523	796	6	share	share	NOUN
iiclr-17523	796	7	payment	payment	NOUN
iiclr-17523	796	8	under	under	ADP
iiclr-17523	796	9	trustee	trustee	NOUN
iiclr-17523	796	10	financing	financing	NOUN
iiclr-17523	796	11	might	might	AUX
iiclr-17523	796	12	also	also	ADV
iiclr-17523	796	13	pose	pose	VERB
iiclr-17523	796	14	a	a	DET
iiclr-17523	796	15	problem	problem	NOUN
iiclr-17523	796	16	for	for	ADP
iiclr-17523	796	17	people	people	NOUN
iiclr-17523	796	18	with	with	ADP
iiclr-17523	796	19	no	no	DET
iiclr-17523	796	20	exposure	exposure	NOUN
iiclr-17523	796	21	to	to	ADP
iiclr-17523	796	22	islamic	islamic	ADJ
iiclr-17523	796	23	banking	banking	NOUN
iiclr-17523	796	24	practices	practice	NOUN
iiclr-17523	796	25	.	.	PUNCT
iiclr-17523	797	1	in	in	ADP
iiclr-17523	797	2	fact	fact	NOUN
iiclr-17523	797	3	,	,	PUNCT
iiclr-17523	797	4	"	"	PUNCT
iiclr-17523	797	5	the	the	DET
iiclr-17523	797	6	acceptability	acceptability	NOUN
iiclr-17523	797	7	of	of	ADP
iiclr-17523	797	8	[	[	X
iiclr-17523	797	9	this	this	PRON
iiclr-17523	797	10	]	]	PUNCT
iiclr-17523	797	11	model	model	NOUN
iiclr-17523	797	12	depends	depend	VERB
iiclr-17523	797	13	rather	rather	ADV
iiclr-17523	797	14	heavily	heavily	ADV
iiclr-17523	797	15	on	on	ADP
iiclr-17523	797	16	whether	whether	SCONJ
iiclr-17523	797	17	such	such	DET
iiclr-17523	797	18	an	an	DET
iiclr-17523	797	19	agreement	agreement	NOUN
iiclr-17523	797	20	is	be	AUX
iiclr-17523	797	21	in	in	ADP
iiclr-17523	797	22	accordance	accordance	NOUN
iiclr-17523	797	23	with	with	ADP
iiclr-17523	797	24	islamic	islamic	ADJ
iiclr-17523	797	25	banking	banking	NOUN
iiclr-17523	797	26	principles.31	principles.31	NOUN
iiclr-17523	797	27	5	5	NUM
iiclr-17523	797	28	one	one	PRON
iiclr-17523	797	29	might	might	AUX
iiclr-17523	797	30	argue	argue	VERB
iiclr-17523	797	31	that	that	SCONJ
iiclr-17523	797	32	,	,	PUNCT
iiclr-17523	797	33	since	since	SCONJ
iiclr-17523	797	34	an	an	DET
iiclr-17523	797	35	important	important	ADJ
iiclr-17523	797	36	component	component	NOUN
iiclr-17523	797	37	of	of	ADP
iiclr-17523	797	38	microcredit	microcredit	NOUN
iiclr-17523	797	39	is	be	AUX
iiclr-17523	797	40	the	the	DET
iiclr-17523	797	41	training	training	NOUN
iiclr-17523	797	42	and	and	CCONJ
iiclr-17523	797	43	support	support	NOUN
iiclr-17523	797	44	that	that	PRON
iiclr-17523	797	45	accompanies	accompany	VERB
iiclr-17523	797	46	it	it	PRON
iiclr-17523	797	47	,	,	PUNCT
iiclr-17523	797	48	borrowers	borrower	NOUN
iiclr-17523	797	49	can	can	AUX
iiclr-17523	797	50	be	be	AUX
iiclr-17523	797	51	trained	train	VERB
iiclr-17523	797	52	to	to	PART
iiclr-17523	797	53	work	work	VERB
iiclr-17523	797	54	effectively	effectively	ADV
iiclr-17523	797	55	with	with	ADP
iiclr-17523	797	56	bookkeeping	bookkeeping	NOUN
iiclr-17523	797	57	for	for	ADP
iiclr-17523	797	58	purposes	purpose	NOUN
iiclr-17523	797	59	of	of	ADP
iiclr-17523	797	60	profit	profit	NOUN
iiclr-17523	797	61	share	share	NOUN
iiclr-17523	798	1	calculation.3	calculation.3	PROPN
iiclr-17523	798	2	16	16	NUM
iiclr-17523	798	3	this	this	PRON
iiclr-17523	798	4	,	,	PUNCT
iiclr-17523	798	5	however	however	ADV
iiclr-17523	798	6	,	,	PUNCT
iiclr-17523	798	7	leads	lead	VERB
iiclr-17523	798	8	to	to	ADP
iiclr-17523	798	9	the	the	DET
iiclr-17523	798	10	question	question	NOUN
iiclr-17523	798	11	of	of	ADP
iiclr-17523	798	12	where	where	SCONJ
iiclr-17523	798	13	the	the	DET
iiclr-17523	798	14	microlender	microlender	NOUN
iiclr-17523	798	15	case	case	NOUN
iiclr-17523	798	16	workers	worker	NOUN
iiclr-17523	798	17	will	will	AUX
iiclr-17523	798	18	get	get	VERB
iiclr-17523	798	19	their	their	PRON
iiclr-17523	798	20	training	training	NOUN
iiclr-17523	798	21	.	.	PUNCT
iiclr-17523	799	1	"	"	PUNCT
iiclr-17523	799	2	the	the	DET
iiclr-17523	799	3	margin	margin	NOUN
iiclr-17523	799	4	for	for	ADP
iiclr-17523	799	5	error	error	NOUN
iiclr-17523	799	6	is	be	AUX
iiclr-17523	799	7	considerable	considerable	ADJ
iiclr-17523	799	8	given	give	VERB
iiclr-17523	799	9	that	that	SCONJ
iiclr-17523	799	10	a	a	DET
iiclr-17523	799	11	single	single	ADJ
iiclr-17523	799	12	loan	loan	NOUN
iiclr-17523	799	13	officer	officer	NOUN
iiclr-17523	799	14	often	often	ADV
iiclr-17523	799	15	manages	manage	VERB
iiclr-17523	799	16	100	100	NUM
iiclr-17523	799	17	-	-	PUNCT
iiclr-17523	799	18	200	200	NUM
iiclr-17523	799	19	borrowers	borrower	NOUN
iiclr-17523	799	20	.	.	PUNCT
iiclr-17523	800	1	31	31	NUM
iiclr-17523	800	2	7	7	NUM
iiclr-17523	800	3	308	308	NUM
iiclr-17523	800	4	.	.	PUNCT
iiclr-17523	801	1	short	short	ADJ
iiclr-17523	801	2	cmcurr	cmcurr	NOUN
iiclr-17523	801	3	,	,	PUNCT
iiclr-17523	801	4	supra	supra	NOUN
iiclr-17523	801	5	note	note	NOUN
iiclr-17523	801	6	289	289	NUM
iiclr-17523	801	7	.	.	PUNCT
iiclr-17523	801	8	309	309	NUM
iiclr-17523	801	9	.	.	PUNCT
iiclr-17523	802	1	cf	cf	NOUN
iiclr-17523	802	2	.	.	PUNCT
iiclr-17523	803	1	grameen	grameen	PROPN
iiclr-17523	803	2	ii	ii	PROPN
iiclr-17523	803	3	,	,	PUNCT
iiclr-17523	803	4	supra	supra	PROPN
iiclr-17523	803	5	note	note	PROPN
iiclr-17523	803	6	72	72	NUM
iiclr-17523	803	7	(	(	PUNCT
iiclr-17523	803	8	discussing	discuss	VERB
iiclr-17523	803	9	the	the	DET
iiclr-17523	803	10	"	"	PUNCT
iiclr-17523	803	11	flexible	flexible	ADJ
iiclr-17523	803	12	loan	loan	NOUN
iiclr-17523	803	13	"	"	PUNCT
iiclr-17523	803	14	repayment	repayment	NOUN
iiclr-17523	803	15	program	program	NOUN
iiclr-17523	803	16	whereby	whereby	SCONJ
iiclr-17523	803	17	lowered	lower	VERB
iiclr-17523	803	18	risk	risk	NOUN
iiclr-17523	803	19	of	of	ADP
iiclr-17523	803	20	default	default	NOUN
iiclr-17523	803	21	allows	allow	VERB
iiclr-17523	803	22	rescheduling	reschedule	VERB
iiclr-17523	803	23	of	of	ADP
iiclr-17523	803	24	debt	debt	NOUN
iiclr-17523	803	25	)	)	PUNCT
iiclr-17523	803	26	.	.	PUNCT
iiclr-17523	804	1	310	310	NUM
iiclr-17523	804	2	.	.	PUNCT
iiclr-17523	804	3	islamic	islamic	PROPN
iiclr-17523	804	4	banking	banking	PROPN
iiclr-17523	804	5	,	,	PUNCT
iiclr-17523	804	6	supra	supra	PROPN
iiclr-17523	804	7	note	note	PROPN
iiclr-17523	804	8	283	283	NUM
iiclr-17523	804	9	,	,	PUNCT
iiclr-17523	804	10	at	at	ADP
iiclr-17523	804	11	8	8	NUM
iiclr-17523	804	12	.	.	X
iiclr-17523	804	13	311	311	NUM
iiclr-17523	804	14	.	.	PUNCT
iiclr-17523	804	15	see	see	VERB
iiclr-17523	804	16	appendix	appendix	NOUN
iiclr-17523	804	17	,	,	PUNCT
iiclr-17523	804	18	tables	table	NOUN
iiclr-17523	804	19	5	5	NUM
iiclr-17523	804	20	&	&	CCONJ
iiclr-17523	804	21	6	6	NUM
iiclr-17523	804	22	.	.	X
iiclr-17523	805	1	312	312	NUM
iiclr-17523	805	2	.	.	PUNCT
iiclr-17523	805	3	islamic	islamic	ADJ
iiclr-17523	805	4	banking	banking	PROPN
iiclr-17523	805	5	,	,	PUNCT
iiclr-17523	805	6	supra	supra	PROPN
iiclr-17523	805	7	note	note	PROPN
iiclr-17523	805	8	283	283	NUM
iiclr-17523	805	9	,	,	PUNCT
iiclr-17523	805	10	at	at	ADP
iiclr-17523	805	11	8	8	NUM
iiclr-17523	805	12	.	.	PUNCT
iiclr-17523	805	13	313	313	NUM
iiclr-17523	805	14	.	.	PUNCT
iiclr-17523	806	1	i	i	PRON
iiclr-17523	806	2	d.	d.	PROPN
iiclr-17523	806	3	314	314	NUM
iiclr-17523	806	4	.	.	PUNCT
iiclr-17523	807	1	i	i	PRON
iiclr-17523	807	2	d.	d.	PROPN
iiclr-17523	807	3	at	at	ADP
iiclr-17523	807	4	10	10	NUM
iiclr-17523	807	5	.	.	PUNCT
iiclr-17523	807	6	315	315	NUM
iiclr-17523	807	7	.	.	PUNCT
iiclr-17523	808	1	i	i	PRON
iiclr-17523	808	2	d.	d.	PROPN
iiclr-17523	808	3	316	316	NUM
iiclr-17523	808	4	.	.	PUNCT
iiclr-17523	809	1	clark	clark	PROPN
iiclr-17523	809	2	,	,	PUNCT
iiclr-17523	809	3	supra	supra	PROPN
iiclr-17523	809	4	note	note	PROPN
iiclr-17523	809	5	109	109	NUM
iiclr-17523	809	6	,	,	PUNCT
iiclr-17523	809	7	at	at	ADP
iiclr-17523	809	8	69	69	NUM
iiclr-17523	809	9	-	-	SYM
iiclr-17523	809	10	70	70	NUM
iiclr-17523	809	11	.	.	PUNCT
iiclr-17523	809	12	317	317	NUM
iiclr-17523	809	13	.	.	PUNCT
iiclr-17523	810	1	islamic	islamic	ADJ
iiclr-17523	810	2	banking	banking	PROPN
iiclr-17523	810	3	,	,	PUNCT
iiclr-17523	810	4	supra	supra	PROPN
iiclr-17523	810	5	note	note	PROPN
iiclr-17523	810	6	283	283	NUM
iiclr-17523	810	7	,	,	PUNCT
iiclr-17523	810	8	at	at	ADP
iiclr-17523	810	9	10	10	NUM
iiclr-17523	810	10	.	.	PUNCT
iiclr-17523	811	1	since	since	SCONJ
iiclr-17523	811	2	the	the	DET
iiclr-17523	811	3	current	current	ADJ
iiclr-17523	811	4	clientele	clientele	NOUN
iiclr-17523	811	5	of	of	ADP
iiclr-17523	811	6	u.s	u.s	PROPN
iiclr-17523	811	7	.	.	PROPN
iiclr-17523	812	1	[	[	X
iiclr-17523	812	2	vol	vol	NOUN
iiclr-17523	812	3	.	.	PUNCT
iiclr-17523	813	1	16:2	16:2	NUM
iiclr-17523	813	2	equity	equity	PROPN
iiclr-17523	813	3	&	&	CCONJ
iiclr-17523	813	4	innovation	innovation	PROPN
iiclr-17523	813	5	3	3	NUM
iiclr-17523	813	6	.	.	PUNCT
iiclr-17523	813	7	murabaha	murabaha	PROPN
iiclr-17523	813	8	under	under	ADP
iiclr-17523	813	9	murabaha	murabaha	NOUN
iiclr-17523	813	10	,	,	PUNCT
iiclr-17523	813	11	or	or	CCONJ
iiclr-17523	813	12	cost	cost	NOUN
iiclr-17523	813	13	plus	plus	CCONJ
iiclr-17523	813	14	markup	markup	NOUN
iiclr-17523	813	15	,	,	PUNCT
iiclr-17523	813	16	the	the	DET
iiclr-17523	813	17	lender	lender	NOUN
iiclr-17523	813	18	actually	actually	ADV
iiclr-17523	813	19	purchases	purchase	VERB
iiclr-17523	813	20	the	the	DET
iiclr-17523	813	21	capital	capital	NOUN
iiclr-17523	813	22	goods	good	NOUN
iiclr-17523	813	23	the	the	DET
iiclr-17523	813	24	borrower	borrower	NOUN
iiclr-17523	813	25	needs	need	VERB
iiclr-17523	813	26	and	and	CCONJ
iiclr-17523	813	27	would	would	AUX
iiclr-17523	813	28	have	have	AUX
iiclr-17523	813	29	otherwise	otherwise	ADV
iiclr-17523	813	30	borrowed	borrow	VERB
iiclr-17523	813	31	money	money	NOUN
iiclr-17523	813	32	to	to	PART
iiclr-17523	813	33	purchase.318	purchase.318	VERB
iiclr-17523	813	34	the	the	DET
iiclr-17523	813	35	borrower	borrower	NOUN
iiclr-17523	813	36	repays	repay	VERB
iiclr-17523	813	37	the	the	DET
iiclr-17523	813	38	lender	lender	NOUN
iiclr-17523	813	39	the	the	DET
iiclr-17523	813	40	price	price	NOUN
iiclr-17523	813	41	of	of	ADP
iiclr-17523	813	42	the	the	DET
iiclr-17523	813	43	goods	good	NOUN
iiclr-17523	813	44	plus	plus	CCONJ
iiclr-17523	813	45	an	an	DET
iiclr-17523	813	46	additional	additional	ADJ
iiclr-17523	813	47	fee	fee	NOUN
iiclr-17523	813	48	to	to	PART
iiclr-17523	813	49	cover	cover	VERB
iiclr-17523	813	50	administrative	administrative	ADJ
iiclr-17523	813	51	costs.31	costs.31	NOUN
iiclr-17523	813	52	9	9	NUM
iiclr-17523	813	53	cost	cost	NOUN
iiclr-17523	813	54	plus	plus	CCONJ
iiclr-17523	813	55	markup	markup	NOUN
iiclr-17523	813	56	is	be	AUX
iiclr-17523	813	57	one	one	NUM
iiclr-17523	813	58	of	of	ADP
iiclr-17523	813	59	the	the	DET
iiclr-17523	813	60	most	most	ADV
iiclr-17523	813	61	common	common	ADJ
iiclr-17523	813	62	forms	form	NOUN
iiclr-17523	813	63	of	of	ADP
iiclr-17523	813	64	islamic	islamic	ADJ
iiclr-17523	813	65	banking	banking	NOUN
iiclr-17523	813	66	practice	practice	NOUN
iiclr-17523	813	67	.	.	PUNCT
iiclr-17523	814	1	320	320	NUM
iiclr-17523	814	2	it	it	PRON
iiclr-17523	814	3	is	be	AUX
iiclr-17523	814	4	used	use	VERB
iiclr-17523	814	5	to	to	PART
iiclr-17523	814	6	obtain	obtain	VERB
iiclr-17523	814	7	machinery	machinery	NOUN
iiclr-17523	814	8	,	,	PUNCT
iiclr-17523	814	9	raw	raw	ADJ
iiclr-17523	814	10	materials	material	NOUN
iiclr-17523	814	11	,	,	PUNCT
iiclr-17523	814	12	and	and	CCONJ
iiclr-17523	814	13	finished	finished	ADJ
iiclr-17523	814	14	goods	good	NOUN
iiclr-17523	814	15	.	.	PUNCT
iiclr-17523	815	1	321	321	NUM
iiclr-17523	815	2	loan	loan	NOUN
iiclr-17523	815	3	repayment	repayment	NOUN
iiclr-17523	815	4	under	under	ADP
iiclr-17523	815	5	this	this	DET
iiclr-17523	815	6	system	system	NOUN
iiclr-17523	815	7	is	be	AUX
iiclr-17523	815	8	easier	easy	ADJ
iiclr-17523	815	9	to	to	PART
iiclr-17523	815	10	grasp	grasp	VERB
iiclr-17523	815	11	and	and	CCONJ
iiclr-17523	815	12	,	,	PUNCT
iiclr-17523	815	13	subsequently	subsequently	ADV
iiclr-17523	815	14	,	,	PUNCT
iiclr-17523	815	15	easier	easy	ADJ
iiclr-17523	815	16	to	to	PART
iiclr-17523	815	17	predict	predict	VERB
iiclr-17523	815	18	.	.	PUNCT
iiclr-17523	816	1	something	something	PRON
iiclr-17523	816	2	similar	similar	ADJ
iiclr-17523	816	3	to	to	AUX
iiclr-17523	816	4	cost	cost	NOUN
iiclr-17523	816	5	plus	plus	CCONJ
iiclr-17523	816	6	markup	markup	NOUN
iiclr-17523	816	7	is	be	AUX
iiclr-17523	816	8	already	already	ADV
iiclr-17523	816	9	practiced	practice	VERB
iiclr-17523	816	10	in	in	ADP
iiclr-17523	816	11	the	the	DET
iiclr-17523	816	12	united	united	PROPN
iiclr-17523	816	13	states	states	PROPN
iiclr-17523	816	14	.	.	PUNCT
iiclr-17523	817	1	as	as	ADP
iiclr-17523	817	2	a	a	DET
iiclr-17523	817	3	means	means	NOUN
iiclr-17523	817	4	to	to	PART
iiclr-17523	817	5	protect	protect	VERB
iiclr-17523	817	6	against	against	ADP
iiclr-17523	817	7	borrower	borrower	NOUN
iiclr-17523	817	8	bankruptcy	bankruptcy	NOUN
iiclr-17523	817	9	,	,	PUNCT
iiclr-17523	817	10	microlenders	microlender	NOUN
iiclr-17523	817	11	will	will	AUX
iiclr-17523	817	12	sometimes	sometimes	ADV
iiclr-17523	817	13	take	take	VERB
iiclr-17523	817	14	a	a	DET
iiclr-17523	817	15	security	security	NOUN
iiclr-17523	817	16	interest	interest	NOUN
iiclr-17523	817	17	in	in	ADP
iiclr-17523	817	18	goods	good	NOUN
iiclr-17523	817	19	purchased	purchase	VERB
iiclr-17523	817	20	with	with	ADP
iiclr-17523	817	21	the	the	DET
iiclr-17523	817	22	loan	loan	NOUN
iiclr-17523	817	23	money.3	money.3	PROPN
iiclr-17523	817	24	22	22	NUM
iiclr-17523	817	25	while	while	SCONJ
iiclr-17523	817	26	this	this	PRON
iiclr-17523	817	27	approximates	approximate	VERB
iiclr-17523	817	28	a	a	DET
iiclr-17523	817	29	murabaha	murabaha	NOUN
iiclr-17523	817	30	arrangement	arrangement	NOUN
iiclr-17523	817	31	,	,	PUNCT
iiclr-17523	817	32	it	it	PRON
iiclr-17523	817	33	is	be	AUX
iiclr-17523	817	34	technically	technically	ADV
iiclr-17523	817	35	different	different	ADJ
iiclr-17523	817	36	because	because	SCONJ
iiclr-17523	817	37	there	there	PRON
iiclr-17523	817	38	is	be	VERB
iiclr-17523	817	39	no	no	DET
iiclr-17523	817	40	corresponding	correspond	VERB
iiclr-17523	817	41	markup	markup	NOUN
iiclr-17523	817	42	on	on	ADP
iiclr-17523	817	43	the	the	DET
iiclr-17523	817	44	capital	capital	NOUN
iiclr-17523	817	45	goods.323	goods.323	PROPN
iiclr-17523	817	46	cost	cost	NOUN
iiclr-17523	817	47	plus	plus	CCONJ
iiclr-17523	817	48	markup	markup	NOUN
iiclr-17523	817	49	seems	seem	VERB
iiclr-17523	817	50	more	more	ADV
iiclr-17523	817	51	conducive	conducive	ADJ
iiclr-17523	817	52	to	to	ADP
iiclr-17523	817	53	grameen	grameen	PROPN
iiclr-17523	817	54	banking	banking	NOUN
iiclr-17523	817	55	,	,	PUNCT
iiclr-17523	817	56	as	as	ADV
iiclr-17523	817	57	well	well	ADV
iiclr-17523	817	58	.	.	PUNCT
iiclr-17523	818	1	a	a	DET
iiclr-17523	818	2	yemeni	yemeni	ADJ
iiclr-17523	818	3	microfinance	microfinance	NOUN
iiclr-17523	818	4	program	program	NOUN
iiclr-17523	818	5	started	start	VERB
iiclr-17523	818	6	in	in	ADP
iiclr-17523	818	7	1997	1997	NUM
iiclr-17523	818	8	grew	grow	VERB
iiclr-17523	818	9	within	within	ADP
iiclr-17523	818	10	two	two	NUM
iiclr-17523	818	11	years	year	NOUN
iiclr-17523	818	12	to	to	ADP
iiclr-17523	818	13	an	an	DET
iiclr-17523	818	14	active	active	ADJ
iiclr-17523	818	15	membership	membership	NOUN
iiclr-17523	818	16	of	of	ADP
iiclr-17523	818	17	1,000	1,000	NUM
iiclr-17523	818	18	,	,	PUNCT
iiclr-17523	818	19	with	with	ADP
iiclr-17523	818	20	$	$	SYM
iiclr-17523	818	21	150,000	150,000	NUM
iiclr-17523	818	22	in	in	ADP
iiclr-17523	818	23	loans	loan	NOUN
iiclr-17523	818	24	outstanding	outstanding	ADJ
iiclr-17523	818	25	and	and	CCONJ
iiclr-17523	818	26	a	a	DET
iiclr-17523	818	27	turnaround	turnaround	NOUN
iiclr-17523	818	28	of	of	ADP
iiclr-17523	818	29	one	one	NUM
iiclr-17523	818	30	week.324	week.324	NOUN
iiclr-17523	818	31	the	the	DET
iiclr-17523	818	32	clients	client	NOUN
iiclr-17523	818	33	were	be	AUX
iiclr-17523	818	34	"	"	PUNCT
iiclr-17523	818	35	entrepreneurial	entrepreneurial	ADJ
iiclr-17523	818	36	poor	poor	ADJ
iiclr-17523	818	37	in	in	ADP
iiclr-17523	818	38	urban	urban	ADJ
iiclr-17523	818	39	slum	slum	NOUN
iiclr-17523	818	40	districts	district	NOUN
iiclr-17523	818	41	.	.	PUNCT
iiclr-17523	819	1	325	325	NUM
iiclr-17523	819	2	the	the	DET
iiclr-17523	819	3	program	program	NOUN
iiclr-17523	819	4	adopted	adopt	VERB
iiclr-17523	819	5	the	the	DET
iiclr-17523	819	6	grameen	grameen	PROPN
iiclr-17523	819	7	ii	ii	PROPN
iiclr-17523	819	8	innovations	innovation	NOUN
iiclr-17523	819	9	of	of	ADP
iiclr-17523	819	10	loan	loan	NOUN
iiclr-17523	819	11	insurance	insurance	NOUN
iiclr-17523	819	12	and	and	CCONJ
iiclr-17523	819	13	increasingly	increasingly	ADV
iiclr-17523	819	14	larger	large	ADJ
iiclr-17523	819	15	loans	loan	NOUN
iiclr-17523	819	16	.	.	PUNCT
iiclr-17523	820	1	326	326	NUM
iiclr-17523	820	2	unlike	unlike	ADP
iiclr-17523	820	3	the	the	DET
iiclr-17523	820	4	bangladeshi	bangladeshi	PROPN
iiclr-17523	820	5	model	model	NOUN
iiclr-17523	820	6	,	,	PUNCT
iiclr-17523	820	7	only	only	ADV
iiclr-17523	820	8	thirty	thirty	NUM
iiclr-17523	820	9	percent	percent	NOUN
iiclr-17523	820	10	of	of	ADP
iiclr-17523	820	11	the	the	DET
iiclr-17523	820	12	yemeni	yemeni	ADJ
iiclr-17523	820	13	participants	participant	NOUN
iiclr-17523	820	14	were	be	AUX
iiclr-17523	820	15	women.327	women.327	ADJ
iiclr-17523	820	16	because	because	SCONJ
iiclr-17523	820	17	the	the	DET
iiclr-17523	820	18	markup	markup	NOUN
iiclr-17523	820	19	is	be	AUX
iiclr-17523	820	20	predetermined	predetermine	VERB
iiclr-17523	820	21	,	,	PUNCT
iiclr-17523	820	22	this	this	DET
iiclr-17523	820	23	type	type	NOUN
iiclr-17523	820	24	of	of	ADP
iiclr-17523	820	25	loan	loan	NOUN
iiclr-17523	820	26	contract	contract	NOUN
iiclr-17523	820	27	typically	typically	ADV
iiclr-17523	820	28	costs	cost	VERB
iiclr-17523	820	29	the	the	DET
iiclr-17523	820	30	borrower	borrower	NOUN
iiclr-17523	820	31	less.328	less.328	INTJ
iiclr-17523	820	32	of	of	ADP
iiclr-17523	820	33	course	course	NOUN
iiclr-17523	820	34	,	,	PUNCT
iiclr-17523	820	35	under	under	ADP
iiclr-17523	820	36	a	a	DET
iiclr-17523	820	37	trustee	trustee	NOUN
iiclr-17523	820	38	financing	financing	NOUN
iiclr-17523	820	39	arrangement	arrangement	NOUN
iiclr-17523	820	40	,	,	PUNCT
iiclr-17523	820	41	the	the	DET
iiclr-17523	820	42	borrower	borrower	NOUN
iiclr-17523	820	43	could	could	AUX
iiclr-17523	820	44	stand	stand	VERB
iiclr-17523	820	45	to	to	PART
iiclr-17523	820	46	earn	earn	VERB
iiclr-17523	820	47	a	a	DET
iiclr-17523	820	48	greater	great	ADJ
iiclr-17523	820	49	absolute	absolute	ADJ
iiclr-17523	820	50	amount	amount	NOUN
iiclr-17523	820	51	of	of	ADP
iiclr-17523	820	52	money	money	NOUN
iiclr-17523	820	53	,	,	PUNCT
iiclr-17523	820	54	but	but	CCONJ
iiclr-17523	820	55	there	there	PRON
iiclr-17523	820	56	is	be	VERB
iiclr-17523	820	57	no	no	DET
iiclr-17523	820	58	guarantee	guarantee	NOUN
iiclr-17523	820	59	.	.	PUNCT
iiclr-17523	821	1	also	also	ADV
iiclr-17523	821	2	,	,	PUNCT
iiclr-17523	821	3	some	some	PRON
iiclr-17523	821	4	prefer	prefer	VERB
iiclr-17523	821	5	the	the	DET
iiclr-17523	821	6	markup	markup	ADJ
iiclr-17523	821	7	system	system	NOUN
iiclr-17523	821	8	because	because	SCONJ
iiclr-17523	821	9	of	of	ADP
iiclr-17523	821	10	its	its	PRON
iiclr-17523	821	11	inherent	inherent	ADJ
iiclr-17523	821	12	transparency	transparency	NOUN
iiclr-17523	821	13	.	.	PUNCT
iiclr-17523	822	1	329	329	NUM
iiclr-17523	822	2	in	in	ADP
iiclr-17523	822	3	fact	fact	NOUN
iiclr-17523	822	4	,	,	PUNCT
iiclr-17523	822	5	it	it	PRON
iiclr-17523	822	6	is	be	AUX
iiclr-17523	822	7	easier	easy	ADJ
iiclr-17523	822	8	to	to	PART
iiclr-17523	822	9	enforce	enforce	VERB
iiclr-17523	822	10	because	because	SCONJ
iiclr-17523	822	11	the	the	DET
iiclr-17523	822	12	lender	lender	NOUN
iiclr-17523	822	13	owns	own	VERB
iiclr-17523	822	14	the	the	DET
iiclr-17523	822	15	goods	good	NOUN
iiclr-17523	822	16	until	until	SCONJ
iiclr-17523	822	17	the	the	DET
iiclr-17523	822	18	final	final	ADJ
iiclr-17523	822	19	installment	installment	NOUN
iiclr-17523	822	20	is	be	AUX
iiclr-17523	822	21	paid,33	paid,33	NOUN
iiclr-17523	822	22	°	°	PROPN
iiclr-17523	822	23	in	in	ADP
iiclr-17523	822	24	a	a	DET
iiclr-17523	822	25	sort	sort	NOUN
iiclr-17523	822	26	of	of	ADP
iiclr-17523	822	27	lending	lend	VERB
iiclr-17523	822	28	layaway	layaway	NOUN
iiclr-17523	822	29	.	.	PUNCT
iiclr-17523	823	1	trustee	trustee	NOUN
iiclr-17523	823	2	microlenders	microlender	NOUN
iiclr-17523	823	3	is	be	AUX
iiclr-17523	823	4	significantly	significantly	ADV
iiclr-17523	823	5	lower	low	ADJ
iiclr-17523	823	6	than	than	ADP
iiclr-17523	823	7	in	in	ADP
iiclr-17523	823	8	places	place	NOUN
iiclr-17523	823	9	such	such	ADJ
iiclr-17523	823	10	as	as	ADP
iiclr-17523	823	11	bangladesh	bangladesh	NOUN
iiclr-17523	823	12	,	,	PUNCT
iiclr-17523	823	13	this	this	DET
iiclr-17523	823	14	concern	concern	NOUN
iiclr-17523	823	15	is	be	AUX
iiclr-17523	823	16	not	not	PART
iiclr-17523	823	17	as	as	ADV
iiclr-17523	823	18	great	great	ADJ
iiclr-17523	823	19	yet	yet	ADV
iiclr-17523	823	20	it	it	PRON
iiclr-17523	823	21	remains	remain	VERB
iiclr-17523	823	22	valid	valid	ADJ
iiclr-17523	823	23	.	.	PUNCT
iiclr-17523	824	1	i	i	PRON
iiclr-17523	824	2	d.	d.	PROPN
iiclr-17523	824	3	318	318	NUM
iiclr-17523	824	4	.	.	PUNCT
iiclr-17523	825	1	i	i	PRON
iiclr-17523	825	2	d.	d.	PROPN
iiclr-17523	825	3	at	at	ADP
iiclr-17523	825	4	10	10	NUM
iiclr-17523	825	5	.	.	PUNCT
iiclr-17523	826	1	319	319	NUM
iiclr-17523	826	2	.	.	PUNCT
iiclr-17523	827	1	i	i	PRON
iiclr-17523	827	2	d.	d.	PROPN
iiclr-17523	827	3	at	at	ADP
iiclr-17523	827	4	11	11	NUM
iiclr-17523	827	5	.	.	PUNCT
iiclr-17523	827	6	320	320	NUM
iiclr-17523	827	7	.	.	PUNCT
iiclr-17523	828	1	instruments	instrument	NOUN
iiclr-17523	828	2	of	of	ADP
iiclr-17523	828	3	islamic	islamic	ADJ
iiclr-17523	828	4	investments	investment	NOUN
iiclr-17523	828	5	:	:	PUNCT
iiclr-17523	828	6	murabaha	murabaha	NOUN
iiclr-17523	828	7	sale	sale	NOUN
iiclr-17523	828	8	,	,	PUNCT
iiclr-17523	828	9	available	available	ADJ
iiclr-17523	828	10	at	at	ADP
iiclr-17523	828	11	http://www.altawfeek.con/res	http://www.altawfeek.con/re	NOUN
iiclr-17523	828	12	lc	lc	PROPN
iiclr-17523	828	13	lb.htm	lb.htm	PROPN
iiclr-17523	828	14	(	(	PUNCT
iiclr-17523	828	15	n.d	n.d	PROPN
iiclr-17523	828	16	.	.	PROPN
iiclr-17523	828	17	)	)	PUNCT
iiclr-17523	829	1	(	(	PUNCT
iiclr-17523	829	2	last	last	ADV
iiclr-17523	829	3	visited	visit	VERB
iiclr-17523	829	4	mar	mar	PROPN
iiclr-17523	829	5	.	.	PROPN
iiclr-17523	829	6	20	20	NUM
iiclr-17523	829	7	,	,	PUNCT
iiclr-17523	829	8	2006	2006	NUM
iiclr-17523	829	9	)	)	PUNCT
iiclr-17523	830	1	[	[	X
iiclr-17523	830	2	hereinafter	hereinafter	NOUN
iiclr-17523	830	3	islamic	islamic	ADJ
iiclr-17523	830	4	investments	investment	NOUN
iiclr-17523	830	5	]	]	PUNCT
iiclr-17523	830	6	.	.	PUNCT
iiclr-17523	831	1	321	321	NUM
iiclr-17523	831	2	.	.	PUNCT
iiclr-17523	832	1	i	i	PRON
iiclr-17523	832	2	d.	d.	PROPN
iiclr-17523	832	3	322	322	NUM
iiclr-17523	832	4	.	.	PUNCT
iiclr-17523	833	1	jones	jones	PROPN
iiclr-17523	833	2	,	,	PUNCT
iiclr-17523	833	3	supra	supra	PROPN
iiclr-17523	833	4	note	note	PROPN
iiclr-17523	833	5	1	1	NUM
iiclr-17523	833	6	,	,	PUNCT
iiclr-17523	833	7	at	at	ADP
iiclr-17523	833	8	36	36	NUM
iiclr-17523	833	9	.	.	NOUN
iiclr-17523	833	10	323	323	NUM
iiclr-17523	833	11	.	.	PUNCT
iiclr-17523	834	1	i	i	PRON
iiclr-17523	834	2	d.	d.	PROPN
iiclr-17523	834	3	(	(	PUNCT
iiclr-17523	834	4	not	not	PART
iiclr-17523	834	5	mentioning	mention	VERB
iiclr-17523	834	6	any	any	DET
iiclr-17523	834	7	surcharge	surcharge	NOUN
iiclr-17523	834	8	made	make	VERB
iiclr-17523	834	9	to	to	ADP
iiclr-17523	834	10	the	the	DET
iiclr-17523	834	11	borrower	borrower	NOUN
iiclr-17523	834	12	for	for	ADP
iiclr-17523	834	13	the	the	DET
iiclr-17523	834	14	lender	lender	NOUN
iiclr-17523	834	15	's	's	PART
iiclr-17523	834	16	security	security	NOUN
iiclr-17523	834	17	interest	interest	NOUN
iiclr-17523	834	18	)	)	PUNCT
iiclr-17523	834	19	.	.	PUNCT
iiclr-17523	835	1	it	it	PRON
iiclr-17523	835	2	would	would	AUX
iiclr-17523	835	3	seem	seem	VERB
iiclr-17523	835	4	that	that	SCONJ
iiclr-17523	835	5	,	,	PUNCT
iiclr-17523	835	6	rather	rather	ADV
iiclr-17523	835	7	than	than	ADP
iiclr-17523	835	8	turn	turn	VERB
iiclr-17523	835	9	a	a	DET
iiclr-17523	835	10	profit	profit	NOUN
iiclr-17523	835	11	,	,	PUNCT
iiclr-17523	835	12	a	a	DET
iiclr-17523	835	13	u.s	u.s	PROPN
iiclr-17523	835	14	.	.	PROPN
iiclr-17523	835	15	microlender	microlender	NOUN
iiclr-17523	835	16	would	would	AUX
iiclr-17523	835	17	experience	experience	VERB
iiclr-17523	835	18	a	a	DET
iiclr-17523	835	19	loss	loss	NOUN
iiclr-17523	835	20	in	in	ADP
iiclr-17523	835	21	depreciation	depreciation	NOUN
iiclr-17523	835	22	were	be	AUX
iiclr-17523	835	23	it	it	PRON
iiclr-17523	835	24	to	to	PART
iiclr-17523	835	25	claim	claim	VERB
iiclr-17523	835	26	its	its	PRON
iiclr-17523	835	27	security	security	NOUN
iiclr-17523	835	28	share	share	NOUN
iiclr-17523	835	29	.	.	PUNCT
iiclr-17523	836	1	see	see	VERB
iiclr-17523	836	2	i	i	PRON
iiclr-17523	836	3	d.	d.	PROPN
iiclr-17523	836	4	this	this	DET
iiclr-17523	836	5	loss	loss	NOUN
iiclr-17523	836	6	could	could	AUX
iiclr-17523	836	7	be	be	AUX
iiclr-17523	836	8	aggravated	aggravate	VERB
iiclr-17523	836	9	by	by	ADP
iiclr-17523	836	10	an	an	DET
iiclr-17523	836	11	inability	inability	NOUN
iiclr-17523	836	12	to	to	PART
iiclr-17523	836	13	resell	resell	VERB
iiclr-17523	836	14	the	the	DET
iiclr-17523	836	15	item	item	NOUN
iiclr-17523	836	16	and	and	CCONJ
iiclr-17523	836	17	subsequent	subsequent	ADJ
iiclr-17523	836	18	storage	storage	NOUN
iiclr-17523	836	19	charges	charge	NOUN
iiclr-17523	836	20	,	,	PUNCT
iiclr-17523	836	21	at	at	ADP
iiclr-17523	836	22	which	which	DET
iiclr-17523	836	23	point	point	NOUN
iiclr-17523	836	24	such	such	DET
iiclr-17523	836	25	an	an	DET
iiclr-17523	836	26	arrangement	arrangement	NOUN
iiclr-17523	836	27	may	may	AUX
iiclr-17523	836	28	prove	prove	VERB
iiclr-17523	836	29	inefficient	inefficient	ADJ
iiclr-17523	836	30	.	.	PUNCT
iiclr-17523	837	1	see	see	VERB
iiclr-17523	837	2	i	i	PRON
iiclr-17523	837	3	d.	d.	PROPN
iiclr-17523	837	4	324	324	NUM
iiclr-17523	837	5	.	.	PUNCT
iiclr-17523	838	1	islamic	islamic	ADJ
iiclr-17523	838	2	banking	banking	PROPN
iiclr-17523	838	3	,	,	PUNCT
iiclr-17523	838	4	supra	supra	PROPN
iiclr-17523	838	5	note	note	PROPN
iiclr-17523	838	6	283	283	NUM
iiclr-17523	838	7	,	,	PUNCT
iiclr-17523	838	8	at	at	ADP
iiclr-17523	838	9	11	11	NUM
iiclr-17523	838	10	.	.	PUNCT
iiclr-17523	838	11	325	325	NUM
iiclr-17523	838	12	.	.	PUNCT
iiclr-17523	839	1	i	i	PRON
iiclr-17523	839	2	d.	d.	PROPN
iiclr-17523	839	3	326	326	NUM
iiclr-17523	839	4	.	.	PUNCT
iiclr-17523	840	1	i	i	PRON
iiclr-17523	840	2	d.	d.	PROPN
iiclr-17523	840	3	327	327	NUM
iiclr-17523	840	4	.	.	PUNCT
iiclr-17523	841	1	i	i	PRON
iiclr-17523	841	2	d.	d.	PROPN
iiclr-17523	841	3	328	328	NUM
iiclr-17523	841	4	.	.	PUNCT
iiclr-17523	842	1	i	i	PRON
iiclr-17523	842	2	d.	d.	PROPN
iiclr-17523	842	3	at	at	ADP
iiclr-17523	842	4	12	12	NUM
iiclr-17523	842	5	.	.	PUNCT
iiclr-17523	842	6	329	329	NUM
iiclr-17523	842	7	.	.	PUNCT
iiclr-17523	843	1	i	i	PRON
iiclr-17523	843	2	d.	d.	PROPN
iiclr-17523	843	3	330	330	NUM
iiclr-17523	843	4	.	.	PUNCT
iiclr-17523	844	1	i	i	PRON
iiclr-17523	844	2	d.	d.	PROPN
iiclr-17523	844	3	2006	2006	NUM
iiclr-17523	844	4	]	]	X
iiclr-17523	845	1	ind	ind	NOUN
iiclr-17523	845	2	.	.	PUNCT
iiclr-17523	846	1	int'l	int'l	PROPN
iiclr-17523	846	2	&	&	CCONJ
iiclr-17523	846	3	comp	comp	PROPN
iiclr-17523	846	4	.	.	PUNCT
iiclr-17523	847	1	l.	l.	PROPN
iiclr-17523	847	2	rev	rev	PROPN
iiclr-17523	847	3	.	.	PUNCT
iiclr-17523	848	1	financing	financing	NOUN
iiclr-17523	848	2	is	be	AUX
iiclr-17523	848	3	more	more	ADV
iiclr-17523	848	4	difficult	difficult	ADJ
iiclr-17523	848	5	to	to	ADP
iiclr-17523	848	6	police	police	VERB
iiclr-17523	848	7	.	.	PUNCT
iiclr-17523	849	1	due	due	ADP
iiclr-17523	849	2	to	to	ADP
iiclr-17523	849	3	its	its	PRON
iiclr-17523	849	4	complexity	complexity	NOUN
iiclr-17523	849	5	and	and	CCONJ
iiclr-17523	849	6	unpredictability	unpredictability	NOUN
iiclr-17523	849	7	,	,	PUNCT
iiclr-17523	849	8	honest	honest	ADJ
iiclr-17523	849	9	error	error	NOUN
iiclr-17523	849	10	,	,	PUNCT
iiclr-17523	849	11	negligence	negligence	NOUN
iiclr-17523	849	12	,	,	PUNCT
iiclr-17523	849	13	or	or	CCONJ
iiclr-17523	849	14	malfeasance	malfeasance	NOUN
iiclr-17523	849	15	may	may	AUX
iiclr-17523	849	16	go	go	VERB
iiclr-17523	849	17	undetected	undetected	ADJ
iiclr-17523	849	18	.	.	PUNCT
iiclr-17523	850	1	3	3	NUM
iiclr-17523	850	2	however	however	ADV
iiclr-17523	850	3	,	,	PUNCT
iiclr-17523	850	4	it	it	PRON
iiclr-17523	850	5	retains	retain	VERB
iiclr-17523	850	6	the	the	DET
iiclr-17523	850	7	advantage	advantage	NOUN
iiclr-17523	850	8	of	of	ADP
iiclr-17523	850	9	all	all	DET
iiclr-17523	850	10	parties	party	NOUN
iiclr-17523	850	11	sharing	share	VERB
iiclr-17523	850	12	in	in	ADP
iiclr-17523	850	13	the	the	DET
iiclr-17523	850	14	profits	profit	NOUN
iiclr-17523	850	15	,	,	PUNCT
iiclr-17523	850	16	and	and	CCONJ
iiclr-17523	850	17	in	in	ADP
iiclr-17523	850	18	some	some	DET
iiclr-17523	850	19	respects	respect	NOUN
iiclr-17523	850	20	,	,	PUNCT
iiclr-17523	850	21	the	the	DET
iiclr-17523	850	22	losses	loss	NOUN
iiclr-17523	850	23	,	,	PUNCT
iiclr-17523	850	24	equally	equally	ADV
iiclr-17523	850	25	.	.	PUNCT
iiclr-17523	851	1	332	332	NUM
iiclr-17523	851	2	these	these	DET
iiclr-17523	851	3	tradeoffs	tradeoff	NOUN
iiclr-17523	851	4	are	be	AUX
iiclr-17523	851	5	important	important	ADJ
iiclr-17523	851	6	to	to	PART
iiclr-17523	851	7	keep	keep	VERB
iiclr-17523	851	8	in	in	ADP
iiclr-17523	851	9	mind	mind	NOUN
iiclr-17523	851	10	.	.	PUNCT
iiclr-17523	852	1	although	although	SCONJ
iiclr-17523	852	2	writing	write	VERB
iiclr-17523	852	3	about	about	ADP
iiclr-17523	852	4	islamic	islamic	ADJ
iiclr-17523	852	5	banking	banking	NOUN
iiclr-17523	852	6	in	in	ADP
iiclr-17523	852	7	particular	particular	ADJ
iiclr-17523	852	8	,	,	PUNCT
iiclr-17523	852	9	dhumale	dhumale	NOUN
iiclr-17523	852	10	and	and	CCONJ
iiclr-17523	852	11	sapcanin	sapcanin	VERB
iiclr-17523	852	12	make	make	VERB
iiclr-17523	852	13	a	a	DET
iiclr-17523	852	14	point	point	NOUN
iiclr-17523	852	15	applicable	applicable	ADJ
iiclr-17523	852	16	to	to	ADP
iiclr-17523	852	17	all	all	DET
iiclr-17523	852	18	forms	form	NOUN
iiclr-17523	852	19	of	of	ADP
iiclr-17523	852	20	financing	financing	NOUN
iiclr-17523	852	21	when	when	SCONJ
iiclr-17523	852	22	they	they	PRON
iiclr-17523	852	23	write	write	VERB
iiclr-17523	852	24	that	that	DET
iiclr-17523	852	25	program	program	NOUN
iiclr-17523	852	26	must	must	AUX
iiclr-17523	852	27	account	account	VERB
iiclr-17523	852	28	"	"	PUNCT
iiclr-17523	852	29	for	for	ADP
iiclr-17523	852	30	the	the	DET
iiclr-17523	852	31	...	...	PUNCT
iiclr-17523	852	32	risks	risk	NOUN
iiclr-17523	852	33	of	of	ADP
iiclr-17523	852	34	a	a	DET
iiclr-17523	852	35	particular	particular	ADJ
iiclr-17523	852	36	methodology	methodology	NOUN
iiclr-17523	852	37	not	not	PART
iiclr-17523	852	38	only	only	ADV
iiclr-17523	852	39	to	to	ADP
iiclr-17523	852	40	the	the	DET
iiclr-17523	852	41	program	program	NOUN
iiclr-17523	852	42	but	but	CCONJ
iiclr-17523	852	43	also	also	ADV
iiclr-17523	852	44	to	to	ADP
iiclr-17523	852	45	borrowers	borrower	NOUN
iiclr-17523	852	46	.	.	PUNCT
iiclr-17523	853	1	333	333	NUM
iiclr-17523	853	2	a.	a.	NOUN
iiclr-17523	853	3	application	application	NOUN
iiclr-17523	853	4	of	of	ADP
iiclr-17523	853	5	equity	equity	NOUN
iiclr-17523	853	6	lending	lending	NOUN
iiclr-17523	853	7	in	in	ADP
iiclr-17523	853	8	the	the	DET
iiclr-17523	853	9	united	united	PROPN
iiclr-17523	853	10	states	states	PROPN
iiclr-17523	853	11	to	to	ADP
iiclr-17523	853	12	a	a	DET
iiclr-17523	853	13	very	very	ADV
iiclr-17523	853	14	limited	limited	ADJ
iiclr-17523	853	15	extent	extent	NOUN
iiclr-17523	853	16	,	,	PUNCT
iiclr-17523	853	17	equity	equity	NOUN
iiclr-17523	853	18	microlending	microlending	NOUN
iiclr-17523	853	19	already	already	ADV
iiclr-17523	853	20	exists	exist	VERB
iiclr-17523	853	21	in	in	ADP
iiclr-17523	853	22	the	the	DET
iiclr-17523	853	23	united	united	PROPN
iiclr-17523	853	24	states.3	states.3	PROPN
iiclr-17523	853	25	3	3	NUM
iiclr-17523	853	26	one	one	NUM
iiclr-17523	853	27	example	example	NOUN
iiclr-17523	853	28	is	be	AUX
iiclr-17523	853	29	the	the	DET
iiclr-17523	853	30	philadelphia	philadelphia	PROPN
iiclr-17523	853	31	development	development	PROPN
iiclr-17523	853	32	partnership	partnership	PROPN
iiclr-17523	853	33	,	,	PUNCT
iiclr-17523	853	34	which	which	PRON
iiclr-17523	853	35	offers	offer	VERB
iiclr-17523	853	36	zero	zero	NUM
iiclr-17523	853	37	-	-	PUNCT
iiclr-17523	853	38	interest	interest	NOUN
iiclr-17523	853	39	loans	loan	NOUN
iiclr-17523	853	40	to	to	ADP
iiclr-17523	853	41	muslim	muslim	PROPN
iiclr-17523	853	42	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	853	43	based	base	VERB
iiclr-17523	853	44	on	on	ADP
iiclr-17523	853	45	tenets	tenet	NOUN
iiclr-17523	853	46	of	of	ADP
iiclr-17523	853	47	islamic	islamic	ADJ
iiclr-17523	853	48	banking	banking	NOUN
iiclr-17523	853	49	.	.	PUNCT
iiclr-17523	854	1	335	335	NUM
iiclr-17523	855	1	it	it	PRON
iiclr-17523	855	2	is	be	AUX
iiclr-17523	855	3	important	important	ADJ
iiclr-17523	855	4	to	to	PART
iiclr-17523	855	5	keep	keep	VERB
iiclr-17523	855	6	in	in	ADP
iiclr-17523	855	7	mind	mind	NOUN
iiclr-17523	855	8	that	that	SCONJ
iiclr-17523	855	9	even	even	ADV
iiclr-17523	855	10	though	though	SCONJ
iiclr-17523	855	11	hypothetical	hypothetical	ADJ
iiclr-17523	855	12	microloans	microloan	NOUN
iiclr-17523	855	13	can	can	AUX
iiclr-17523	855	14	be	be	AUX
iiclr-17523	855	15	disbursed	disburse	VERB
iiclr-17523	855	16	using	use	VERB
iiclr-17523	855	17	islamic	islamic	ADJ
iiclr-17523	855	18	banking	banking	NOUN
iiclr-17523	855	19	theory	theory	NOUN
iiclr-17523	855	20	,	,	PUNCT
iiclr-17523	855	21	loans	loan	NOUN
iiclr-17523	855	22	to	to	ADP
iiclr-17523	855	23	non	non	ADJ
iiclr-17523	855	24	-	-	NOUN
iiclr-17523	855	25	muslims	muslim	NOUN
iiclr-17523	855	26	need	need	AUX
iiclr-17523	855	27	not	not	PART
iiclr-17523	855	28	be	be	AUX
iiclr-17523	855	29	zero	zero	NUM
iiclr-17523	855	30	-	-	PUNCT
iiclr-17523	855	31	interest	interest	NOUN
iiclr-17523	855	32	.	.	PUNCT
iiclr-17523	856	1	in	in	ADP
iiclr-17523	856	2	exchange	exchange	NOUN
iiclr-17523	856	3	for	for	ADP
iiclr-17523	856	4	a	a	DET
iiclr-17523	856	5	limited	limited	ADJ
iiclr-17523	856	6	share	share	NOUN
iiclr-17523	856	7	of	of	ADP
iiclr-17523	856	8	the	the	DET
iiclr-17523	856	9	microentrepreneur	microentrepreneur	NOUN
iiclr-17523	856	10	's	's	PART
iiclr-17523	856	11	profits	profit	NOUN
iiclr-17523	856	12	,	,	PUNCT
iiclr-17523	856	13	the	the	DET
iiclr-17523	856	14	lender	lender	NOUN
iiclr-17523	856	15	could	could	AUX
iiclr-17523	856	16	offer	offer	VERB
iiclr-17523	856	17	a	a	DET
iiclr-17523	856	18	reduced	reduced	ADJ
iiclr-17523	856	19	interest	interest	NOUN
iiclr-17523	856	20	rate	rate	NOUN
iiclr-17523	856	21	that	that	PRON
iiclr-17523	856	22	would	would	AUX
iiclr-17523	856	23	both	both	PRON
iiclr-17523	856	24	ease	ease	VERB
iiclr-17523	856	25	the	the	DET
iiclr-17523	856	26	burden	burden	NOUN
iiclr-17523	856	27	of	of	ADP
iiclr-17523	856	28	repayment	repayment	NOUN
iiclr-17523	856	29	and	and	CCONJ
iiclr-17523	856	30	give	give	VERB
iiclr-17523	856	31	the	the	DET
iiclr-17523	856	32	lender	lender	NOUN
iiclr-17523	856	33	a	a	DET
iiclr-17523	856	34	more	more	ADV
iiclr-17523	856	35	vested	vested	ADJ
iiclr-17523	856	36	interest	interest	NOUN
iiclr-17523	856	37	in	in	ADP
iiclr-17523	856	38	the	the	DET
iiclr-17523	856	39	entrepreneur	entrepreneur	NOUN
iiclr-17523	856	40	's	's	PART
iiclr-17523	856	41	success	success	NOUN
iiclr-17523	856	42	.	.	PUNCT
iiclr-17523	857	1	any	any	DET
iiclr-17523	857	2	lender	lender	NOUN
iiclr-17523	857	3	profit	profit	NOUN
iiclr-17523	857	4	realized	realize	VERB
iiclr-17523	857	5	from	from	ADP
iiclr-17523	857	6	the	the	DET
iiclr-17523	857	7	transaction	transaction	NOUN
iiclr-17523	857	8	could	could	AUX
iiclr-17523	857	9	be	be	AUX
iiclr-17523	857	10	funneled	funnel	VERB
iiclr-17523	857	11	into	into	ADP
iiclr-17523	857	12	technical	technical	ADJ
iiclr-17523	857	13	assistance	assistance	NOUN
iiclr-17523	857	14	generally	generally	ADV
iiclr-17523	857	15	,	,	PUNCT
iiclr-17523	857	16	or	or	CCONJ
iiclr-17523	857	17	into	into	ADP
iiclr-17523	857	18	specific	specific	ADJ
iiclr-17523	857	19	health	health	NOUN
iiclr-17523	857	20	or	or	CCONJ
iiclr-17523	857	21	rainy	rainy	ADJ
iiclr-17523	857	22	-	-	PUNCT
iiclr-17523	857	23	day	day	NOUN
iiclr-17523	857	24	accounts	account	NOUN
iiclr-17523	857	25	for	for	ADP
iiclr-17523	857	26	the	the	DET
iiclr-17523	857	27	particular	particular	ADJ
iiclr-17523	857	28	entrepreneur	entrepreneur	NOUN
iiclr-17523	857	29	.	.	PUNCT
iiclr-17523	858	1	336	336	NUM
iiclr-17523	858	2	b.	b.	NOUN
iiclr-17523	858	3	challenges	challenge	NOUN
iiclr-17523	858	4	to	to	ADP
iiclr-17523	858	5	wider	wide	ADJ
iiclr-17523	858	6	adoption	adoption	NOUN
iiclr-17523	858	7	of	of	ADP
iiclr-17523	858	8	equity	equity	NOUN
iiclr-17523	858	9	microlending	microlending	NOUN
iiclr-17523	858	10	in	in	ADP
iiclr-17523	858	11	the	the	DET
iiclr-17523	858	12	united	united	PROPN
iiclr-17523	858	13	states	states	PROPN
iiclr-17523	858	14	the	the	DET
iiclr-17523	858	15	three	three	NUM
iiclr-17523	858	16	main	main	ADJ
iiclr-17523	858	17	challenges	challenge	NOUN
iiclr-17523	858	18	to	to	ADP
iiclr-17523	858	19	the	the	DET
iiclr-17523	858	20	wider	wide	ADJ
iiclr-17523	858	21	adoption	adoption	NOUN
iiclr-17523	858	22	of	of	ADP
iiclr-17523	858	23	equity	equity	NOUN
iiclr-17523	858	24	microlending	microlending	NOUN
iiclr-17523	858	25	in	in	ADP
iiclr-17523	858	26	the	the	DET
iiclr-17523	858	27	united	united	PROPN
iiclr-17523	858	28	states	states	PROPN
iiclr-17523	858	29	are	be	AUX
iiclr-17523	858	30	anti	anti	ADJ
iiclr-17523	858	31	-	-	ADJ
iiclr-17523	858	32	islamic	islamic	ADJ
iiclr-17523	858	33	sentiment,337	sentiment,337	NOUN
iiclr-17523	859	1	the	the	DET
iiclr-17523	859	2	complexity	complexity	NOUN
iiclr-17523	859	3	of	of	ADP
iiclr-17523	859	4	the	the	DET
iiclr-17523	859	5	equity	equity	NOUN
iiclr-17523	859	6	microlending,338	microlending,338	PROPN
iiclr-17523	859	7	and	and	CCONJ
iiclr-17523	859	8	,	,	PUNCT
iiclr-17523	859	9	in	in	ADP
iiclr-17523	859	10	a	a	DET
iiclr-17523	859	11	broader	broad	ADJ
iiclr-17523	859	12	sense	sense	NOUN
iiclr-17523	859	13	,	,	PUNCT
iiclr-17523	859	14	the	the	DET
iiclr-17523	859	15	negative	negative	ADJ
iiclr-17523	859	16	scrutiny	scrutiny	NOUN
iiclr-17523	859	17	placed	place	VERB
iiclr-17523	859	18	on	on	ADP
iiclr-17523	859	19	those	those	PRON
iiclr-17523	859	20	who	who	PRON
iiclr-17523	859	21	even	even	ADV
iiclr-17523	859	22	this	this	DET
iiclr-17523	859	23	"	"	PUNCT
iiclr-17523	859	24	softer	soft	ADJ
iiclr-17523	859	25	"	"	PUNCT
iiclr-17523	859	26	version	version	NOUN
iiclr-17523	859	27	of	of	ADP
iiclr-17523	859	28	microenterprise	microenterprise	NOUN
iiclr-17523	859	29	can	can	AUX
iiclr-17523	859	30	not	not	PART
iiclr-17523	859	31	help.339	help.339	VERB
iiclr-17523	859	32	the	the	DET
iiclr-17523	859	33	first	first	ADJ
iiclr-17523	859	34	obstacle	obstacle	NOUN
iiclr-17523	859	35	seems	seem	VERB
iiclr-17523	859	36	hardly	hardly	ADV
iiclr-17523	859	37	worth	worth	ADJ
iiclr-17523	859	38	mentioning	mention	VERB
iiclr-17523	859	39	but	but	CCONJ
iiclr-17523	859	40	,	,	PUNCT
iiclr-17523	859	41	considering	consider	VERB
iiclr-17523	859	42	the	the	DET
iiclr-17523	859	43	current	current	ADJ
iiclr-17523	859	44	wars	war	NOUN
iiclr-17523	859	45	in	in	ADP
iiclr-17523	859	46	afghanistan	afghanistan	PROPN
iiclr-17523	859	47	and	and	CCONJ
iiclr-17523	859	48	iraq	iraq	PROPN
iiclr-17523	859	49	,	,	PUNCT
iiclr-17523	859	50	the	the	DET
iiclr-17523	859	51	topic	topic	NOUN
iiclr-17523	859	52	should	should	AUX
iiclr-17523	859	53	be	be	AUX
iiclr-17523	859	54	addressed	address	VERB
iiclr-17523	859	55	,	,	PUNCT
iiclr-17523	859	56	however	however	ADV
iiclr-17523	859	57	briefly	briefly	ADV
iiclr-17523	859	58	.	.	PUNCT
iiclr-17523	860	1	microlenders	microlender	NOUN
iiclr-17523	860	2	,	,	PUNCT
iiclr-17523	860	3	one	one	PRON
iiclr-17523	860	4	would	would	AUX
iiclr-17523	860	5	hope	hope	VERB
iiclr-17523	860	6	,	,	PUNCT
iiclr-17523	860	7	are	be	AUX
iiclr-17523	860	8	socially	socially	ADV
iiclr-17523	860	9	conscious	conscious	ADJ
iiclr-17523	860	10	humanitarians	humanitarian	NOUN
iiclr-17523	860	11	who	who	PRON
iiclr-17523	860	12	place	place	VERB
iiclr-17523	860	13	the	the	DET
iiclr-17523	860	14	welfare	welfare	NOUN
iiclr-17523	860	15	of	of	ADP
iiclr-17523	860	16	their	their	PRON
iiclr-17523	860	17	clients	client	NOUN
iiclr-17523	860	18	above	above	ADP
iiclr-17523	860	19	any	any	DET
iiclr-17523	860	20	prejudices	prejudice	NOUN
iiclr-17523	860	21	they	they	PRON
iiclr-17523	860	22	may	may	AUX
iiclr-17523	860	23	harbor	harbor	VERB
iiclr-17523	860	24	.	.	PUNCT
iiclr-17523	861	1	as	as	ADP
iiclr-17523	861	2	for	for	ADP
iiclr-17523	861	3	the	the	DET
iiclr-17523	861	4	331	331	NUM
iiclr-17523	861	5	.	.	PUNCT
iiclr-17523	862	1	i	i	PRON
iiclr-17523	862	2	d.	d.	PROPN
iiclr-17523	862	3	at4	at4	PROPN
iiclr-17523	862	4	.	.	PROPN
iiclr-17523	863	1	332	332	NUM
iiclr-17523	863	2	.	.	PUNCT
iiclr-17523	864	1	kdat	kdat	NOUN
iiclr-17523	864	2	3	3	NUM
iiclr-17523	864	3	.	.	NOUN
iiclr-17523	864	4	333	333	NUM
iiclr-17523	864	5	.	.	PUNCT
iiclr-17523	865	1	i	i	PRON
iiclr-17523	865	2	d.	d.	PROPN
iiclr-17523	865	3	334	334	NUM
iiclr-17523	865	4	.	.	PUNCT
iiclr-17523	866	1	jones	jones	PROPN
iiclr-17523	866	2	,	,	PUNCT
iiclr-17523	866	3	supra	supra	PROPN
iiclr-17523	866	4	note	note	PROPN
iiclr-17523	866	5	1	1	NUM
iiclr-17523	866	6	,	,	PUNCT
iiclr-17523	866	7	at	at	ADP
iiclr-17523	866	8	66	66	NUM
iiclr-17523	866	9	.	.	PUNCT
iiclr-17523	866	10	335	335	NUM
iiclr-17523	866	11	.	.	PUNCT
iiclr-17523	867	1	i	i	PRON
iiclr-17523	867	2	d.	d.	PROPN
iiclr-17523	867	3	336	336	NUM
iiclr-17523	867	4	.	.	PUNCT
iiclr-17523	868	1	see	see	VERB
iiclr-17523	868	2	,	,	PUNCT
iiclr-17523	868	3	e.g.	e.g.	ADV
iiclr-17523	868	4	,	,	PUNCT
iiclr-17523	868	5	clark	clark	PROPN
iiclr-17523	868	6	,	,	PUNCT
iiclr-17523	868	7	supra	supra	PROPN
iiclr-17523	868	8	note	note	PROPN
iiclr-17523	868	9	109	109	NUM
iiclr-17523	868	10	,	,	PUNCT
iiclr-17523	868	11	at	at	ADP
iiclr-17523	868	12	69	69	NUM
iiclr-17523	868	13	.	.	PUNCT
iiclr-17523	869	1	the	the	DET
iiclr-17523	869	2	supposition	supposition	NOUN
iiclr-17523	869	3	that	that	SCONJ
iiclr-17523	869	4	profits	profit	NOUN
iiclr-17523	869	5	may	may	AUX
iiclr-17523	869	6	be	be	AUX
iiclr-17523	869	7	used	use	VERB
iiclr-17523	869	8	for	for	ADP
iiclr-17523	869	9	these	these	DET
iiclr-17523	869	10	collateral	collateral	ADJ
iiclr-17523	869	11	goals	goal	NOUN
iiclr-17523	869	12	,	,	PUNCT
iiclr-17523	869	13	of	of	ADP
iiclr-17523	869	14	course	course	NOUN
iiclr-17523	869	15	,	,	PUNCT
iiclr-17523	869	16	assumes	assume	VERB
iiclr-17523	869	17	that	that	SCONJ
iiclr-17523	869	18	a	a	DET
iiclr-17523	869	19	microlender	microlender	NOUN
iiclr-17523	869	20	would	would	AUX
iiclr-17523	869	21	have	have	VERB
iiclr-17523	869	22	sufficient	sufficient	ADJ
iiclr-17523	869	23	funding	funding	NOUN
iiclr-17523	869	24	or	or	CCONJ
iiclr-17523	869	25	successful	successful	ADJ
iiclr-17523	869	26	borrowers	borrower	NOUN
iiclr-17523	869	27	to	to	PART
iiclr-17523	869	28	both	both	PRON
iiclr-17523	869	29	offset	offset	VERB
iiclr-17523	869	30	the	the	DET
iiclr-17523	869	31	losses	loss	NOUN
iiclr-17523	869	32	of	of	ADP
iiclr-17523	869	33	failed	fail	VERB
iiclr-17523	869	34	microenterprises	microenterprise	NOUN
iiclr-17523	869	35	and	and	CCONJ
iiclr-17523	869	36	to	to	PART
iiclr-17523	869	37	absorb	absorb	VERB
iiclr-17523	869	38	the	the	DET
iiclr-17523	869	39	costs	cost	NOUN
iiclr-17523	869	40	of	of	ADP
iiclr-17523	869	41	a	a	DET
iiclr-17523	869	42	health	health	NOUN
iiclr-17523	869	43	care	care	NOUN
iiclr-17523	869	44	plan	plan	NOUN
iiclr-17523	869	45	.	.	PUNCT
iiclr-17523	870	1	337	337	NUM
iiclr-17523	870	2	.	.	PUNCT
iiclr-17523	871	1	ubaid	ubaid	PROPN
iiclr-17523	871	2	,	,	PUNCT
iiclr-17523	871	3	supra	supra	PROPN
iiclr-17523	871	4	note	note	PROPN
iiclr-17523	871	5	17	17	NUM
iiclr-17523	871	6	.	.	NOUN
iiclr-17523	871	7	338	338	NUM
iiclr-17523	871	8	.	.	PUNCT
iiclr-17523	872	1	see	see	VERB
iiclr-17523	872	2	generally	generally	ADV
iiclr-17523	872	3	islamic	islamic	ADJ
iiclr-17523	872	4	banking	banking	NOUN
iiclr-17523	872	5	,	,	PUNCT
iiclr-17523	872	6	supra	supra	PROPN
iiclr-17523	872	7	note	note	NOUN
iiclr-17523	872	8	283	283	NUM
iiclr-17523	872	9	.	.	PUNCT
iiclr-17523	872	10	339	339	NUM
iiclr-17523	872	11	.	.	PUNCT
iiclr-17523	873	1	see	see	VERB
iiclr-17523	873	2	,	,	PUNCT
iiclr-17523	873	3	e.g.	e.g.	ADV
iiclr-17523	873	4	,	,	PUNCT
iiclr-17523	873	5	jones	jones	PROPN
iiclr-17523	873	6	,	,	PUNCT
iiclr-17523	873	7	supra	supra	PROPN
iiclr-17523	873	8	note	note	PROPN
iiclr-17523	873	9	170	170	NUM
iiclr-17523	873	10	.	.	PUNCT
iiclr-17523	874	1	[	[	X
iiclr-17523	874	2	vol	vol	NOUN
iiclr-17523	874	3	.	.	PUNCT
iiclr-17523	875	1	16:2	16:2	NUM
iiclr-17523	875	2	equity	equity	PROPN
iiclr-17523	875	3	&	&	CCONJ
iiclr-17523	875	4	innovation	innovation	PROPN
iiclr-17523	875	5	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	875	6	,	,	PUNCT
iiclr-17523	875	7	their	their	PRON
iiclr-17523	875	8	main	main	ADJ
iiclr-17523	875	9	concern	concern	NOUN
iiclr-17523	875	10	would	would	AUX
iiclr-17523	875	11	most	most	ADV
iiclr-17523	875	12	likely	likely	ADV
iiclr-17523	875	13	be	be	AUX
iiclr-17523	875	14	successfully	successfully	ADV
iiclr-17523	875	15	starting	start	VERB
iiclr-17523	875	16	their	their	PRON
iiclr-17523	875	17	businesses	business	NOUN
iiclr-17523	875	18	and	and	CCONJ
iiclr-17523	875	19	rising	rise	VERB
iiclr-17523	875	20	from	from	ADP
iiclr-17523	875	21	poverty.340	poverty.340	NOUN
iiclr-17523	875	22	the	the	DET
iiclr-17523	875	23	second	second	ADJ
iiclr-17523	875	24	challenge	challenge	NOUN
iiclr-17523	875	25	,	,	PUNCT
iiclr-17523	875	26	however	however	ADV
iiclr-17523	875	27	,	,	PUNCT
iiclr-17523	875	28	is	be	AUX
iiclr-17523	875	29	much	much	ADV
iiclr-17523	875	30	more	more	ADV
iiclr-17523	875	31	daunting	daunting	ADJ
iiclr-17523	875	32	.	.	PUNCT
iiclr-17523	876	1	as	as	SCONJ
iiclr-17523	876	2	shown	show	VERB
iiclr-17523	876	3	above	above	ADP
iiclr-17523	876	4	,	,	PUNCT
iiclr-17523	876	5	islamic	islamic	ADJ
iiclr-17523	876	6	banking	banking	NOUN
iiclr-17523	876	7	models	model	NOUN
iiclr-17523	876	8	are	be	AUX
iiclr-17523	876	9	highly	highly	ADV
iiclr-17523	876	10	complex	complex	ADJ
iiclr-17523	876	11	and	and	CCONJ
iiclr-17523	876	12	counterintuitive	counterintuitive	ADJ
iiclr-17523	876	13	to	to	ADP
iiclr-17523	876	14	people	people	NOUN
iiclr-17523	876	15	who	who	PRON
iiclr-17523	876	16	are	be	AUX
iiclr-17523	876	17	accustomed	accustomed	ADJ
iiclr-17523	876	18	to	to	ADP
iiclr-17523	876	19	operating	operate	VERB
iiclr-17523	876	20	under	under	ADP
iiclr-17523	876	21	interest	interest	NOUN
iiclr-17523	876	22	-	-	PUNCT
iiclr-17523	876	23	driven	drive	VERB
iiclr-17523	876	24	finance	finance	NOUN
iiclr-17523	876	25	.	.	PUNCT
iiclr-17523	877	1	in	in	ADP
iiclr-17523	877	2	fact	fact	NOUN
iiclr-17523	877	3	,	,	PUNCT
iiclr-17523	877	4	the	the	DET
iiclr-17523	877	5	charts	chart	NOUN
iiclr-17523	877	6	in	in	ADP
iiclr-17523	877	7	the	the	DET
iiclr-17523	877	8	appendix	appendix	NOUN
iiclr-17523	877	9	depicting	depict	VERB
iiclr-17523	877	10	the	the	DET
iiclr-17523	877	11	distribution	distribution	NOUN
iiclr-17523	877	12	of	of	ADP
iiclr-17523	877	13	borrower	borrower	NOUN
iiclr-17523	877	14	and	and	CCONJ
iiclr-17523	877	15	lender	lender	NOUN
iiclr-17523	877	16	profits	profit	NOUN
iiclr-17523	877	17	are	be	AUX
iiclr-17523	877	18	artificially	artificially	ADV
iiclr-17523	877	19	simplified	simplify	VERB
iiclr-17523	877	20	with	with	ADP
iiclr-17523	877	21	a	a	DET
iiclr-17523	877	22	fixed	fix	VERB
iiclr-17523	877	23	periodic	periodic	ADJ
iiclr-17523	877	24	profit	profit	NOUN
iiclr-17523	877	25	of	of	ADP
iiclr-17523	877	26	$	$	SYM
iiclr-17523	877	27	1,000	1,000	NUM
iiclr-17523	877	28	to	to	PART
iiclr-17523	877	29	demonstrate	demonstrate	VERB
iiclr-17523	877	30	the	the	DET
iiclr-17523	877	31	basic	basic	ADJ
iiclr-17523	877	32	mechanism	mechanism	NOUN
iiclr-17523	877	33	of	of	ADP
iiclr-17523	877	34	profit	profit	NOUN
iiclr-17523	877	35	sharing.341	sharing.341	NOUN
iiclr-17523	877	36	however	however	ADV
iiclr-17523	877	37	,	,	PUNCT
iiclr-17523	877	38	it	it	PRON
iiclr-17523	877	39	should	should	AUX
iiclr-17523	877	40	be	be	AUX
iiclr-17523	877	41	kept	keep	VERB
iiclr-17523	877	42	in	in	ADP
iiclr-17523	877	43	mind	mind	NOUN
iiclr-17523	877	44	that	that	SCONJ
iiclr-17523	877	45	microcredit	microcredit	NOUN
iiclr-17523	877	46	is	be	AUX
iiclr-17523	877	47	much	much	ADV
iiclr-17523	877	48	more	more	ADV
iiclr-17523	877	49	complicated	complicated	ADJ
iiclr-17523	877	50	and	and	CCONJ
iiclr-17523	877	51	labor	labor	NOUN
iiclr-17523	877	52	intensive	intensive	ADJ
iiclr-17523	877	53	than	than	ADP
iiclr-17523	877	54	conventional	conventional	ADJ
iiclr-17523	877	55	banking	banking	NOUN
iiclr-17523	877	56	;	;	PUNCT
iiclr-17523	877	57	"	"	PUNCT
iiclr-17523	877	58	groups	group	NOUN
iiclr-17523	877	59	must	must	AUX
iiclr-17523	877	60	think	think	VERB
iiclr-17523	877	61	seriously	seriously	ADV
iiclr-17523	877	62	about	about	ADP
iiclr-17523	877	63	commitment	commitment	NOUN
iiclr-17523	877	64	and	and	CCONJ
iiclr-17523	877	65	be	be	AUX
iiclr-17523	877	66	prepared	prepare	VERB
iiclr-17523	877	67	for	for	ADP
iiclr-17523	877	68	the	the	DET
iiclr-17523	877	69	long	long	ADJ
iiclr-17523	877	70	haul	haul	NOUN
iiclr-17523	877	71	because	because	SCONJ
iiclr-17523	877	72	microenterprises	microenterprise	NOUN
iiclr-17523	877	73	are	be	AUX
iiclr-17523	877	74	expensive	expensive	ADJ
iiclr-17523	877	75	to	to	PART
iiclr-17523	877	76	operate	operate	VERB
iiclr-17523	877	77	and	and	CCONJ
iiclr-17523	877	78	involve	involve	VERB
iiclr-17523	877	79	a	a	DET
iiclr-17523	877	80	large	large	ADJ
iiclr-17523	877	81	time	time	NOUN
iiclr-17523	877	82	commitment	commitment	NOUN
iiclr-17523	877	83	for	for	ADP
iiclr-17523	877	84	practitioners	practitioner	NOUN
iiclr-17523	877	85	.	.	PUNCT
iiclr-17523	877	86	"	"	PUNCT
iiclr-17523	878	1	342	342	NUM
iiclr-17523	878	2	in	in	ADP
iiclr-17523	878	3	her	her	PRON
iiclr-17523	878	4	legal	legal	ADJ
iiclr-17523	878	5	guide	guide	NOUN
iiclr-17523	878	6	to	to	PART
iiclr-17523	878	7	microenterprise	microenterprise	VERB
iiclr-17523	878	8	,	,	PUNCT
iiclr-17523	878	9	jones	jones	PROPN
iiclr-17523	878	10	details	detail	NOUN
iiclr-17523	878	11	a	a	DET
iiclr-17523	878	12	number	number	NOUN
iiclr-17523	878	13	of	of	ADP
iiclr-17523	878	14	planning	planning	NOUN
iiclr-17523	878	15	issues	issue	NOUN
iiclr-17523	878	16	that	that	PRON
iiclr-17523	878	17	practitioners	practitioner	NOUN
iiclr-17523	878	18	have	have	AUX
iiclr-17523	878	19	identified	identify	VERB
iiclr-17523	878	20	as	as	ADP
iiclr-17523	878	21	important	important	ADJ
iiclr-17523	878	22	to	to	PART
iiclr-17523	878	23	consider.343	consider.343	VERB
iiclr-17523	878	24	one	one	NUM
iiclr-17523	878	25	such	such	ADJ
iiclr-17523	878	26	recommendation	recommendation	NOUN
iiclr-17523	878	27	is	be	AUX
iiclr-17523	878	28	a	a	DET
iiclr-17523	878	29	call	call	NOUN
iiclr-17523	878	30	for	for	ADP
iiclr-17523	878	31	greater	great	ADJ
iiclr-17523	878	32	transparency	transparency	NOUN
iiclr-17523	878	33	in	in	ADP
iiclr-17523	878	34	reporting	report	VERB
iiclr-17523	878	35	:	:	PUNCT
iiclr-17523	878	36	if	if	SCONJ
iiclr-17523	878	37	a	a	DET
iiclr-17523	878	38	bank	bank	NOUN
iiclr-17523	878	39	services	service	VERB
iiclr-17523	878	40	the	the	DET
iiclr-17523	878	41	microloans	microloan	NOUN
iiclr-17523	878	42	,	,	PUNCT
iiclr-17523	878	43	it	it	PRON
iiclr-17523	878	44	is	be	AUX
iiclr-17523	878	45	important	important	ADJ
iiclr-17523	878	46	for	for	SCONJ
iiclr-17523	878	47	the	the	DET
iiclr-17523	878	48	bank	bank	NOUN
iiclr-17523	878	49	and	and	CCONJ
iiclr-17523	878	50	the	the	DET
iiclr-17523	878	51	microenterprise	microenterprise	PROPN
iiclr-17523	878	52	program	program	NOUN
iiclr-17523	878	53	staff	staff	NOUN
iiclr-17523	878	54	to	to	PART
iiclr-17523	878	55	maintain	maintain	VERB
iiclr-17523	878	56	close	close	ADJ
iiclr-17523	878	57	communication	communication	NOUN
iiclr-17523	878	58	.	.	PUNCT
iiclr-17523	879	1	negotiate	negotiate	VERB
iiclr-17523	879	2	with	with	ADP
iiclr-17523	879	3	the	the	DET
iiclr-17523	879	4	bank	bank	NOUN
iiclr-17523	879	5	for	for	ADP
iiclr-17523	879	6	timely	timely	ADJ
iiclr-17523	879	7	reports	report	NOUN
iiclr-17523	879	8	on	on	ADP
iiclr-17523	879	9	borrowers	borrower	NOUN
iiclr-17523	879	10	'	'	PART
iiclr-17523	879	11	payments	payment	NOUN
iiclr-17523	879	12	.	.	PUNCT
iiclr-17523	880	1	these	these	DET
iiclr-17523	880	2	reports	report	NOUN
iiclr-17523	880	3	should	should	AUX
iiclr-17523	880	4	be	be	AUX
iiclr-17523	880	5	weekly	weekly	ADJ
iiclr-17523	880	6	or	or	CCONJ
iiclr-17523	880	7	biweekly	biweekly	ADJ
iiclr-17523	880	8	;	;	PUNCT
iiclr-17523	880	9	monthly	monthly	ADJ
iiclr-17523	880	10	reports	report	NOUN
iiclr-17523	880	11	are	be	AUX
iiclr-17523	880	12	insufficient	insufficient	ADJ
iiclr-17523	880	13	because	because	SCONJ
iiclr-17523	880	14	they	they	PRON
iiclr-17523	880	15	allow	allow	VERB
iiclr-17523	880	16	for	for	ADP
iiclr-17523	880	17	extended	extended	ADJ
iiclr-17523	880	18	unsupervised	unsupervised	ADJ
iiclr-17523	880	19	periods	period	NOUN
iiclr-17523	880	20	of	of	ADP
iiclr-17523	880	21	default	default	NOUN
iiclr-17523	880	22	.	.	PUNCT
iiclr-17523	881	1	the	the	DET
iiclr-17523	881	2	microenterprise	microenterprise	NOUN
iiclr-17523	881	3	programs	program	NOUN
iiclr-17523	881	4	need	need	VERB
iiclr-17523	881	5	to	to	PART
iiclr-17523	881	6	know	know	VERB
iiclr-17523	881	7	immediately	immediately	ADV
iiclr-17523	881	8	if	if	SCONJ
iiclr-17523	881	9	borrowers	borrower	NOUN
iiclr-17523	881	10	are	be	AUX
iiclr-17523	881	11	having	have	VERB
iiclr-17523	881	12	trouble	trouble	NOUN
iiclr-17523	881	13	making	make	VERB
iiclr-17523	881	14	loan	loan	NOUN
iiclr-17523	881	15	payments.3	payments.3	NOUN
iiclr-17523	881	16	"	"	PUNCT
iiclr-17523	881	17	for	for	ADP
iiclr-17523	881	18	the	the	DET
iiclr-17523	881	19	program	program	NOUN
iiclr-17523	881	20	experimenting	experiment	VERB
iiclr-17523	881	21	with	with	ADP
iiclr-17523	881	22	equity	equity	NOUN
iiclr-17523	881	23	microlending	microlending	NOUN
iiclr-17523	881	24	,	,	PUNCT
iiclr-17523	881	25	the	the	DET
iiclr-17523	881	26	suggestion	suggestion	NOUN
iiclr-17523	881	27	to	to	PART
iiclr-17523	881	28	maintain	maintain	VERB
iiclr-17523	881	29	transparency	transparency	NOUN
iiclr-17523	881	30	becomes	become	VERB
iiclr-17523	881	31	paramount	paramount	ADJ
iiclr-17523	881	32	.	.	PUNCT
iiclr-17523	882	1	not	not	PART
iiclr-17523	882	2	only	only	ADV
iiclr-17523	882	3	must	must	AUX
iiclr-17523	882	4	borrowers	borrower	NOUN
iiclr-17523	882	5	be	be	AUX
iiclr-17523	882	6	aware	aware	ADJ
iiclr-17523	882	7	of	of	ADP
iiclr-17523	882	8	non	non	ADJ
iiclr-17523	882	9	-	-	ADJ
iiclr-17523	882	10	standard	standard	ADJ
iiclr-17523	882	11	financial	financial	ADJ
iiclr-17523	882	12	arrangements	arrangement	NOUN
iiclr-17523	882	13	,	,	PUNCT
iiclr-17523	882	14	the	the	DET
iiclr-17523	882	15	financial	financial	ADJ
iiclr-17523	882	16	institutions	institution	NOUN
iiclr-17523	882	17	that	that	PRON
iiclr-17523	882	18	back	back	VERB
iiclr-17523	882	19	the	the	DET
iiclr-17523	882	20	loans	loan	NOUN
iiclr-17523	882	21	must	must	AUX
iiclr-17523	882	22	be	be	AUX
iiclr-17523	882	23	even	even	ADV
iiclr-17523	882	24	more	more	ADV
iiclr-17523	882	25	aware	aware	ADJ
iiclr-17523	882	26	.	.	PUNCT
iiclr-17523	883	1	in	in	ADP
iiclr-17523	883	2	this	this	DET
iiclr-17523	883	3	regard	regard	NOUN
iiclr-17523	883	4	,	,	PUNCT
iiclr-17523	883	5	equity	equity	NOUN
iiclr-17523	883	6	microlending	microlending	NOUN
iiclr-17523	883	7	may	may	AUX
iiclr-17523	883	8	be	be	AUX
iiclr-17523	883	9	a	a	DET
iiclr-17523	883	10	viable	viable	ADJ
iiclr-17523	883	11	option	option	NOUN
iiclr-17523	883	12	for	for	ADP
iiclr-17523	883	13	only	only	ADV
iiclr-17523	883	14	those	those	DET
iiclr-17523	883	15	microlenders	microlender	NOUN
iiclr-17523	883	16	who	who	PRON
iiclr-17523	883	17	maintain	maintain	VERB
iiclr-17523	883	18	complete	complete	ADJ
iiclr-17523	883	19	control	control	NOUN
iiclr-17523	883	20	of	of	ADP
iiclr-17523	883	21	their	their	PRON
iiclr-17523	883	22	financial	financial	ADJ
iiclr-17523	883	23	resources	resource	NOUN
iiclr-17523	883	24	.	.	PUNCT
iiclr-17523	884	1	345	345	NUM
iiclr-17523	884	2	finally	finally	ADV
iiclr-17523	884	3	,	,	PUNCT
iiclr-17523	884	4	if	if	SCONJ
iiclr-17523	884	5	equity	equity	NOUN
iiclr-17523	884	6	lending	lending	NOUN
iiclr-17523	884	7	has	have	VERB
iiclr-17523	884	8	the	the	DET
iiclr-17523	884	9	positive	positive	ADJ
iiclr-17523	884	10	benefit	benefit	NOUN
iiclr-17523	884	11	of	of	ADP
iiclr-17523	884	12	opening	opening	NOUN
iiclr-17523	884	13	microenterprise	microenterprise	NOUN
iiclr-17523	884	14	possibilities	possibility	NOUN
iiclr-17523	884	15	for	for	ADP
iiclr-17523	884	16	a	a	DET
iiclr-17523	884	17	wider	wide	ADJ
iiclr-17523	884	18	array	array	NOUN
iiclr-17523	884	19	of	of	ADP
iiclr-17523	884	20	poor	poor	ADJ
iiclr-17523	884	21	entrepreneurs	entrepreneur	NOUN
iiclr-17523	884	22	,	,	PUNCT
iiclr-17523	884	23	it	it	PRON
iiclr-17523	884	24	might	might	AUX
iiclr-17523	884	25	also	also	ADV
iiclr-17523	884	26	have	have	VERB
iiclr-17523	884	27	the	the	DET
iiclr-17523	884	28	unintended	unintended	ADJ
iiclr-17523	884	29	effect	effect	NOUN
iiclr-17523	884	30	of	of	ADP
iiclr-17523	884	31	bringing	bring	VERB
iiclr-17523	884	32	increased	increase	VERB
iiclr-17523	884	33	negative	negative	ADJ
iiclr-17523	884	34	scrutiny	scrutiny	NOUN
iiclr-17523	884	35	to	to	ADP
iiclr-17523	884	36	those	those	DET
iiclr-17523	884	37	persons	person	NOUN
iiclr-17523	884	38	who	who	PRON
iiclr-17523	884	39	are	be	AUX
iiclr-17523	884	40	unable	unable	ADJ
iiclr-17523	884	41	to	to	PART
iiclr-17523	884	42	participate	participate	VERB
iiclr-17523	884	43	in	in	ADP
iiclr-17523	884	44	microenterprise	microenterprise	NOUN
iiclr-17523	884	45	projects	project	NOUN
iiclr-17523	884	46	.	.	PUNCT
iiclr-17523	885	1	numerous	numerous	ADJ
iiclr-17523	885	2	factors	factor	NOUN
iiclr-17523	885	3	,	,	PUNCT
iiclr-17523	885	4	such	such	ADJ
iiclr-17523	885	5	as	as	ADP
iiclr-17523	885	6	environmental	environmental	ADJ
iiclr-17523	885	7	,	,	PUNCT
iiclr-17523	885	8	social	social	ADJ
iiclr-17523	885	9	,	,	PUNCT
iiclr-17523	885	10	and	and	CCONJ
iiclr-17523	885	11	psychological	psychological	ADJ
iiclr-17523	885	12	,	,	PUNCT
iiclr-17523	885	13	have	have	VERB
iiclr-17523	885	14	a	a	DET
iiclr-17523	885	15	bearing	bearing	NOUN
iiclr-17523	885	16	on	on	ADP
iiclr-17523	885	17	an	an	DET
iiclr-17523	885	18	individual	individual	NOUN
iiclr-17523	885	19	's	's	PART
iiclr-17523	885	20	ability	ability	NOUN
iiclr-17523	885	21	to	to	PART
iiclr-17523	885	22	rise	rise	VERB
iiclr-17523	885	23	from	from	ADP
iiclr-17523	885	24	poverty	poverty	NOUN
iiclr-17523	885	25	.	.	PUNCT
iiclr-17523	886	1	346	346	NUM
iiclr-17523	886	2	"	"	PUNCT
iiclr-17523	886	3	there	there	PRON
iiclr-17523	886	4	are	be	VERB
iiclr-17523	886	5	as	as	ADV
iiclr-17523	886	6	many	many	ADJ
iiclr-17523	886	7	routes	route	NOUN
iiclr-17523	886	8	out	out	ADP
iiclr-17523	886	9	of	of	ADP
iiclr-17523	886	10	340	340	NUM
iiclr-17523	886	11	.	.	PUNCT
iiclr-17523	887	1	see	see	VERB
iiclr-17523	887	2	,	,	PUNCT
iiclr-17523	887	3	e.g.	e.g.	ADV
iiclr-17523	887	4	,	,	PUNCT
iiclr-17523	887	5	wsep	wsep	NOUN
iiclr-17523	887	6	,	,	PUNCT
iiclr-17523	887	7	supra	supra	NOUN
iiclr-17523	887	8	186	186	NUM
iiclr-17523	887	9	.	.	PUNCT
iiclr-17523	888	1	341	341	NUM
iiclr-17523	888	2	.	.	PUNCT
iiclr-17523	889	1	see	see	VERB
iiclr-17523	889	2	appendix	appendix	NOUN
iiclr-17523	889	3	,	,	PUNCT
iiclr-17523	889	4	tables	table	NOUN
iiclr-17523	889	5	5	5	NUM
iiclr-17523	889	6	&	&	CCONJ
iiclr-17523	889	7	6	6	NUM
iiclr-17523	889	8	;	;	PUNCT
iiclr-17523	889	9	islamic	islamic	ADJ
iiclr-17523	889	10	banking	banking	NOUN
iiclr-17523	889	11	,	,	PUNCT
iiclr-17523	889	12	supra	supra	PROPN
iiclr-17523	889	13	note	note	PROPN
iiclr-17523	889	14	283	283	NUM
iiclr-17523	889	15	,	,	PUNCT
iiclr-17523	889	16	at	at	ADP
iiclr-17523	889	17	9	9	NUM
iiclr-17523	889	18	.	.	NOUN
iiclr-17523	889	19	342	342	NUM
iiclr-17523	889	20	.	.	PUNCT
iiclr-17523	890	1	jones	jones	PROPN
iiclr-17523	890	2	,	,	PUNCT
iiclr-17523	890	3	supra	supra	PROPN
iiclr-17523	890	4	note	note	PROPN
iiclr-17523	890	5	1	1	NUM
iiclr-17523	890	6	,	,	PUNCT
iiclr-17523	890	7	at	at	ADP
iiclr-17523	890	8	39	39	NUM
iiclr-17523	890	9	-	-	SYM
iiclr-17523	890	10	40	40	NUM
iiclr-17523	890	11	.	.	PUNCT
iiclr-17523	891	1	343	343	NUM
iiclr-17523	891	2	.	.	PUNCT
iiclr-17523	892	1	i	i	PRON
iiclr-17523	892	2	d.	d.	PROPN
iiclr-17523	892	3	at	at	ADP
iiclr-17523	892	4	42	42	NUM
iiclr-17523	892	5	.	.	PUNCT
iiclr-17523	893	1	344	344	NUM
iiclr-17523	893	2	.	.	PUNCT
iiclr-17523	894	1	i	i	PRON
iiclr-17523	894	2	d.	d.	PROPN
iiclr-17523	894	3	345	345	NUM
iiclr-17523	894	4	.	.	PUNCT
iiclr-17523	895	1	see	see	VERB
iiclr-17523	895	2	,	,	PUNCT
iiclr-17523	895	3	e.g.	e.g.	ADV
iiclr-17523	895	4	,	,	PUNCT
iiclr-17523	895	5	eaton	eaton	PROPN
iiclr-17523	895	6	,	,	PUNCT
iiclr-17523	895	7	supra	supra	PROPN
iiclr-17523	895	8	note	note	PROPN
iiclr-17523	895	9	139	139	NUM
iiclr-17523	895	10	,	,	PUNCT
iiclr-17523	895	11	at	at	ADP
iiclr-17523	895	12	bi	bi	NOUN
iiclr-17523	895	13	(	(	PUNCT
iiclr-17523	895	14	"	"	PUNCT
iiclr-17523	895	15	accion	accion	ADJ
iiclr-17523	895	16	new	new	PROPN
iiclr-17523	895	17	york	york	PROPN
iiclr-17523	895	18	...	...	PUNCT
iiclr-17523	895	19	has	have	AUX
iiclr-17523	895	20	had	have	VERB
iiclr-17523	895	21	the	the	DET
iiclr-17523	895	22	most	most	ADJ
iiclr-17523	895	23	trouble	trouble	NOUN
iiclr-17523	895	24	with	with	ADP
iiclr-17523	895	25	its	its	PRON
iiclr-17523	895	26	loans	loan	NOUN
iiclr-17523	895	27	to	to	ADP
iiclr-17523	895	28	taxi	taxi	NOUN
iiclr-17523	895	29	and	and	CCONJ
iiclr-17523	895	30	livery	livery	NOUN
iiclr-17523	895	31	drivers	driver	NOUN
iiclr-17523	895	32	because	because	SCONJ
iiclr-17523	895	33	they	they	PRON
iiclr-17523	895	34	move	move	VERB
iiclr-17523	895	35	around	around	ADV
iiclr-17523	895	36	so	so	ADV
iiclr-17523	895	37	much	much	ADV
iiclr-17523	895	38	....	....	PUNCT
iiclr-17523	896	1	346	346	NUM
iiclr-17523	896	2	.	.	PUNCT
iiclr-17523	896	3	clark	clark	PROPN
iiclr-17523	896	4	,	,	PUNCT
iiclr-17523	896	5	supra	supra	PROPN
iiclr-17523	896	6	note	note	PROPN
iiclr-17523	896	7	109	109	NUM
iiclr-17523	896	8	,	,	PUNCT
iiclr-17523	896	9	at	at	ADP
iiclr-17523	896	10	15	15	NUM
iiclr-17523	896	11	.	.	PUNCT
iiclr-17523	897	1	2006	2006	NUM
iiclr-17523	897	2	]	]	X
iiclr-17523	897	3	ind	ind	NOUN
iiclr-17523	897	4	.	.	PUNCT
iiclr-17523	898	1	int'l	int'l	PROPN
iiclr-17523	898	2	&	&	CCONJ
iiclr-17523	898	3	comp	comp	PROPN
iiclr-17523	898	4	.	.	PUNCT
iiclr-17523	899	1	l.	l.	PROPN
iiclr-17523	899	2	rev	rev	PROPN
iiclr-17523	899	3	.	.	PROPN
iiclr-17523	899	4	poverty	poverty	NOUN
iiclr-17523	899	5	as	as	SCONJ
iiclr-17523	899	6	there	there	PRON
iiclr-17523	899	7	are	be	VERB
iiclr-17523	899	8	into	into	ADP
iiclr-17523	899	9	poverty	poverty	NOUN
iiclr-17523	899	10	.	.	PUNCT
iiclr-17523	900	1	'	'	PUNCT
iiclr-17523	900	2	347	347	NUM
iiclr-17523	900	3	in	in	ADP
iiclr-17523	900	4	her	her	PRON
iiclr-17523	900	5	address	address	NOUN
iiclr-17523	900	6	before	before	ADP
iiclr-17523	900	7	the	the	DET
iiclr-17523	900	8	microcredit	microcredit	PROPN
iiclr-17523	900	9	summit	summit	NOUN
iiclr-17523	900	10	,	,	PUNCT
iiclr-17523	900	11	hillary	hillary	PROPN
iiclr-17523	900	12	clinton	clinton	PROPN
iiclr-17523	900	13	observed	observe	VERB
iiclr-17523	900	14	that	that	SCONJ
iiclr-17523	900	15	"	"	PUNCT
iiclr-17523	900	16	[	[	X
iiclr-17523	900	17	iut	iut	PROPN
iiclr-17523	900	18	is	be	AUX
iiclr-17523	900	19	the	the	DET
iiclr-17523	900	20	individual	individual	ADJ
iiclr-17523	900	21	human	human	NOUN
iiclr-17523	900	22	being	be	AUX
iiclr-17523	900	23	willing	willing	ADJ
iiclr-17523	900	24	to	to	PART
iiclr-17523	900	25	work	work	VERB
iiclr-17523	900	26	hard	hard	ADV
iiclr-17523	900	27	who	who	PRON
iiclr-17523	900	28	will	will	AUX
iiclr-17523	900	29	be	be	AUX
iiclr-17523	900	30	given	give	VERB
iiclr-17523	900	31	the	the	DET
iiclr-17523	900	32	opportunity	opportunity	NOUN
iiclr-17523	900	33	if	if	SCONJ
iiclr-17523	900	34	that	that	DET
iiclr-17523	900	35	person	person	NOUN
iiclr-17523	900	36	takes	take	VERB
iiclr-17523	900	37	responsibility	responsibility	NOUN
iiclr-17523	900	38	to	to	PART
iiclr-17523	900	39	seek	seek	VERB
iiclr-17523	900	40	and	and	CCONJ
iiclr-17523	900	41	find	find	VERB
iiclr-17523	900	42	a	a	DET
iiclr-17523	900	43	better	well	ADJ
iiclr-17523	900	44	life	life	NOUN
iiclr-17523	900	45	for	for	ADP
iiclr-17523	900	46	themselves	themselves	PRON
iiclr-17523	900	47	[	[	X
iiclr-17523	900	48	sic	sic	ADJ
iiclr-17523	900	49	]	]	X
iiclr-17523	900	50	.	.	PUNCT
iiclr-17523	901	1	348	348	NUM
iiclr-17523	901	2	the	the	DET
iiclr-17523	901	3	language	language	NOUN
iiclr-17523	901	4	of	of	ADP
iiclr-17523	901	5	choice	choice	NOUN
iiclr-17523	901	6	and	and	CCONJ
iiclr-17523	901	7	responsibility	responsibility	NOUN
iiclr-17523	901	8	of	of	ADP
iiclr-17523	901	9	this	this	DET
iiclr-17523	901	10	quotation	quotation	NOUN
iiclr-17523	901	11	suggests	suggest	VERB
iiclr-17523	901	12	that	that	SCONJ
iiclr-17523	901	13	a	a	DET
iiclr-17523	901	14	person	person	NOUN
iiclr-17523	901	15	unable	unable	ADJ
iiclr-17523	901	16	to	to	PART
iiclr-17523	901	17	work	work	VERB
iiclr-17523	901	18	hard	hard	ADV
iiclr-17523	901	19	might	might	AUX
iiclr-17523	901	20	be	be	AUX
iiclr-17523	901	21	viewed	view	VERB
iiclr-17523	901	22	as	as	ADP
iiclr-17523	901	23	unwilling	unwilling	ADJ
iiclr-17523	901	24	to	to	PART
iiclr-17523	901	25	work	work	VERB
iiclr-17523	901	26	hard	hard	ADV
iiclr-17523	901	27	,	,	PUNCT
iiclr-17523	901	28	and	and	CCONJ
iiclr-17523	901	29	a	a	DET
iiclr-17523	901	30	moral	moral	ADJ
iiclr-17523	901	31	stigma	stigma	NOUN
iiclr-17523	901	32	attaches	attach	VERB
iiclr-17523	901	33	to	to	ADP
iiclr-17523	901	34	those	those	PRON
iiclr-17523	901	35	who	who	PRON
iiclr-17523	901	36	can	can	AUX
iiclr-17523	901	37	not	not	PART
iiclr-17523	901	38	benefit	benefit	VERB
iiclr-17523	901	39	from	from	ADP
iiclr-17523	901	40	microcredit	microcredit	NOUN
iiclr-17523	901	41	.	.	PUNCT
iiclr-17523	902	1	349	349	NUM
iiclr-17523	902	2	in	in	ADP
iiclr-17523	902	3	considering	consider	VERB
iiclr-17523	902	4	adaptations	adaptation	NOUN
iiclr-17523	902	5	and	and	CCONJ
iiclr-17523	902	6	improvements	improvement	NOUN
iiclr-17523	902	7	to	to	ADP
iiclr-17523	902	8	the	the	DET
iiclr-17523	902	9	application	application	NOUN
iiclr-17523	902	10	of	of	ADP
iiclr-17523	902	11	microcredit	microcredit	NOUN
iiclr-17523	902	12	in	in	ADP
iiclr-17523	902	13	the	the	DET
iiclr-17523	902	14	united	united	PROPN
iiclr-17523	902	15	states	states	PROPN
iiclr-17523	902	16	,	,	PUNCT
iiclr-17523	902	17	it	it	PRON
iiclr-17523	902	18	is	be	AUX
iiclr-17523	902	19	important	important	ADJ
iiclr-17523	902	20	to	to	PART
iiclr-17523	902	21	keep	keep	VERB
iiclr-17523	902	22	in	in	ADP
iiclr-17523	902	23	mind	mind	NOUN
iiclr-17523	902	24	the	the	DET
iiclr-17523	902	25	admonition	admonition	NOUN
iiclr-17523	902	26	that	that	PRON
iiclr-17523	902	27	is	be	AUX
iiclr-17523	902	28	often	often	ADV
iiclr-17523	902	29	repeated	repeat	VERB
iiclr-17523	902	30	in	in	ADP
iiclr-17523	902	31	the	the	DET
iiclr-17523	902	32	international	international	ADJ
iiclr-17523	902	33	context	context	NOUN
iiclr-17523	902	34	:	:	PUNCT
iiclr-17523	902	35	"	"	PUNCT
iiclr-17523	902	36	the	the	DET
iiclr-17523	902	37	united	united	PROPN
iiclr-17523	902	38	states	states	PROPN
iiclr-17523	902	39	and	and	CCONJ
iiclr-17523	902	40	other	other	ADJ
iiclr-17523	902	41	donor	donor	NOUN
iiclr-17523	902	42	nations	nation	NOUN
iiclr-17523	902	43	should	should	AUX
iiclr-17523	902	44	not	not	PART
iiclr-17523	902	45	place	place	VERB
iiclr-17523	902	46	unrealistic	unrealistic	ADJ
iiclr-17523	902	47	conditions	condition	NOUN
iiclr-17523	902	48	on	on	ADP
iiclr-17523	902	49	their	their	PRON
iiclr-17523	902	50	support	support	NOUN
iiclr-17523	902	51	for	for	ADP
iiclr-17523	902	52	those	those	PRON
iiclr-17523	902	53	who	who	PRON
iiclr-17523	902	54	work	work	VERB
iiclr-17523	902	55	micromiracles	micromiracle	NOUN
iiclr-17523	902	56	.	.	PUNCT
iiclr-17523	903	1	nor	nor	CCONJ
iiclr-17523	903	2	should	should	AUX
iiclr-17523	903	3	they	they	PRON
iiclr-17523	903	4	use	use	VERB
iiclr-17523	903	5	this	this	DET
iiclr-17523	903	6	program	program	NOUN
iiclr-17523	903	7	as	as	ADP
iiclr-17523	903	8	a	a	DET
iiclr-17523	903	9	substitute	substitute	NOUN
iiclr-17523	903	10	for	for	ADP
iiclr-17523	903	11	other	other	ADJ
iiclr-17523	903	12	more	more	ADJ
iiclr-17523	903	13	basic	basic	ADJ
iiclr-17523	903	14	ways	way	NOUN
iiclr-17523	903	15	of	of	ADP
iiclr-17523	903	16	helping	help	VERB
iiclr-17523	903	17	the	the	DET
iiclr-17523	903	18	poorest	poor	ADJ
iiclr-17523	903	19	of	of	ADP
iiclr-17523	903	20	the	the	DET
iiclr-17523	903	21	poor	poor	ADJ
iiclr-17523	903	22	.	.	PUNCT
iiclr-17523	904	1	'	'	PUNCT
iiclr-17523	904	2	"	"	PUNCT
iiclr-17523	904	3	350	350	NUM
iiclr-17523	904	4	iv	iv	NOUN
iiclr-17523	904	5	.	.	PUNCT
iiclr-17523	904	6	conclusion	conclusion	NOUN
iiclr-17523	904	7	since	since	SCONJ
iiclr-17523	904	8	its	its	PRON
iiclr-17523	904	9	creation	creation	NOUN
iiclr-17523	904	10	in	in	ADP
iiclr-17523	904	11	the	the	DET
iiclr-17523	904	12	1970s	1970	NOUN
iiclr-17523	904	13	,	,	PUNCT
iiclr-17523	904	14	microcredit	microcredit	NOUN
iiclr-17523	904	15	has	have	AUX
iiclr-17523	904	16	demonstrated	demonstrate	VERB
iiclr-17523	904	17	both	both	PRON
iiclr-17523	904	18	its	its	PRON
iiclr-17523	904	19	simplicity	simplicity	NOUN
iiclr-17523	904	20	and	and	CCONJ
iiclr-17523	904	21	effectiveness	effectiveness	NOUN
iiclr-17523	904	22	.	.	PUNCT
iiclr-17523	905	1	banking	banking	NOUN
iiclr-17523	905	2	on	on	ADP
iiclr-17523	905	3	a	a	DET
iiclr-17523	905	4	person	person	NOUN
iiclr-17523	905	5	's	's	PART
iiclr-17523	905	6	potential	potential	NOUN
iiclr-17523	905	7	rather	rather	ADV
iiclr-17523	905	8	than	than	ADP
iiclr-17523	905	9	her	her	PRON
iiclr-17523	905	10	credit	credit	NOUN
iiclr-17523	905	11	or	or	CCONJ
iiclr-17523	905	12	collateral	collateral	NOUN
iiclr-17523	905	13	has	have	AUX
iiclr-17523	905	14	helped	help	VERB
iiclr-17523	905	15	countless	countless	ADJ
iiclr-17523	905	16	families	family	NOUN
iiclr-17523	905	17	worldwide	worldwide	ADV
iiclr-17523	905	18	to	to	PART
iiclr-17523	905	19	break	break	VERB
iiclr-17523	905	20	free	free	ADJ
iiclr-17523	905	21	of	of	ADP
iiclr-17523	905	22	poverty	poverty	NOUN
iiclr-17523	905	23	.	.	PUNCT
iiclr-17523	906	1	microcredit	microcredit	NOUN
iiclr-17523	906	2	has	have	AUX
iiclr-17523	906	3	also	also	ADV
iiclr-17523	906	4	been	be	AUX
iiclr-17523	906	5	successful	successful	ADJ
iiclr-17523	906	6	in	in	ADP
iiclr-17523	906	7	the	the	DET
iiclr-17523	906	8	united	united	PROPN
iiclr-17523	906	9	states	states	PROPN
iiclr-17523	906	10	;	;	PUNCT
iiclr-17523	906	11	however	however	ADV
iiclr-17523	906	12	,	,	PUNCT
iiclr-17523	906	13	the	the	DET
iiclr-17523	906	14	transfer	transfer	NOUN
iiclr-17523	906	15	from	from	ADP
iiclr-17523	906	16	the	the	DET
iiclr-17523	906	17	developing	develop	VERB
iiclr-17523	906	18	nation	nation	NOUN
iiclr-17523	906	19	and	and	CCONJ
iiclr-17523	906	20	agrarian	agrarian	ADJ
iiclr-17523	906	21	village	village	NOUN
iiclr-17523	906	22	society	society	NOUN
iiclr-17523	906	23	to	to	ADP
iiclr-17523	906	24	a	a	DET
iiclr-17523	906	25	highly	highly	ADV
iiclr-17523	906	26	regulated	regulate	VERB
iiclr-17523	906	27	urban	urban	ADJ
iiclr-17523	906	28	america	america	PROPN
iiclr-17523	906	29	has	have	AUX
iiclr-17523	906	30	not	not	PART
iiclr-17523	906	31	been	be	AUX
iiclr-17523	906	32	as	as	ADV
iiclr-17523	906	33	smooth	smooth	ADJ
iiclr-17523	906	34	as	as	SCONJ
iiclr-17523	906	35	microcredit	microcredit	NOUN
iiclr-17523	906	36	proponents	proponent	NOUN
iiclr-17523	906	37	had	have	AUX
iiclr-17523	906	38	originally	originally	ADV
iiclr-17523	906	39	envisaged	envisage	VERB
iiclr-17523	906	40	.	.	PUNCT
iiclr-17523	907	1	still	still	ADV
iiclr-17523	907	2	,	,	PUNCT
iiclr-17523	907	3	the	the	DET
iiclr-17523	907	4	fundamental	fundamental	ADJ
iiclr-17523	907	5	concepts	concept	NOUN
iiclr-17523	907	6	of	of	ADP
iiclr-17523	907	7	microcredit	microcredit	PROPN
iiclr-17523	907	8	have	have	AUX
iiclr-17523	907	9	proven	prove	VERB
iiclr-17523	907	10	highly	highly	ADV
iiclr-17523	907	11	adaptable	adaptable	ADJ
iiclr-17523	907	12	in	in	ADP
iiclr-17523	907	13	the	the	DET
iiclr-17523	907	14	new	new	ADJ
iiclr-17523	907	15	context	context	NOUN
iiclr-17523	907	16	.	.	PUNCT
iiclr-17523	908	1	central	central	ADJ
iiclr-17523	908	2	to	to	AUX
iiclr-17523	908	3	microcredit	microcredit	VERB
iiclr-17523	908	4	'	'	PUNCT
iiclr-17523	908	5	s	s	NOUN
iiclr-17523	908	6	success	success	NOUN
iiclr-17523	908	7	in	in	ADP
iiclr-17523	908	8	the	the	DET
iiclr-17523	908	9	united	united	PROPN
iiclr-17523	908	10	states	states	PROPN
iiclr-17523	908	11	is	be	AUX
iiclr-17523	908	12	the	the	DET
iiclr-17523	908	13	desire	desire	NOUN
iiclr-17523	908	14	of	of	ADP
iiclr-17523	908	15	microlenders	microlender	NOUN
iiclr-17523	908	16	and	and	CCONJ
iiclr-17523	908	17	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	908	18	to	to	PART
iiclr-17523	908	19	see	see	VERB
iiclr-17523	908	20	the	the	DET
iiclr-17523	908	21	system	system	NOUN
iiclr-17523	908	22	succeed	succeed	VERB
iiclr-17523	908	23	.	.	PUNCT
iiclr-17523	909	1	it	it	PRON
iiclr-17523	909	2	is	be	AUX
iiclr-17523	909	3	a	a	DET
iiclr-17523	909	4	moral	moral	ADJ
iiclr-17523	909	5	force	force	NOUN
iiclr-17523	909	6	that	that	PRON
iiclr-17523	909	7	transcends	transcend	VERB
iiclr-17523	909	8	simple	simple	ADJ
iiclr-17523	909	9	banking	banking	NOUN
iiclr-17523	909	10	.	.	PUNCT
iiclr-17523	910	1	the	the	DET
iiclr-17523	910	2	goal	goal	NOUN
iiclr-17523	910	3	of	of	ADP
iiclr-17523	910	4	this	this	DET
iiclr-17523	910	5	note	note	NOUN
iiclr-17523	910	6	is	be	AUX
iiclr-17523	910	7	to	to	PART
iiclr-17523	910	8	suggest	suggest	VERB
iiclr-17523	910	9	a	a	DET
iiclr-17523	910	10	further	further	ADJ
iiclr-17523	910	11	adaptation	adaptation	NOUN
iiclr-17523	910	12	of	of	ADP
iiclr-17523	910	13	the	the	DET
iiclr-17523	910	14	grameen	grameen	PROPN
iiclr-17523	910	15	microcredit	microcredit	PROPN
iiclr-17523	910	16	model	model	NOUN
iiclr-17523	910	17	.	.	PUNCT
iiclr-17523	911	1	by	by	ADP
iiclr-17523	911	2	incorporating	incorporate	VERB
iiclr-17523	911	3	elements	element	NOUN
iiclr-17523	911	4	of	of	ADP
iiclr-17523	911	5	islamic	islamic	ADJ
iiclr-17523	911	6	banking	banking	NOUN
iiclr-17523	911	7	,	,	PUNCT
iiclr-17523	911	8	specifically	specifically	ADV
iiclr-17523	911	9	,	,	PUNCT
iiclr-17523	911	10	techniques	technique	NOUN
iiclr-17523	911	11	which	which	PRON
iiclr-17523	911	12	would	would	AUX
iiclr-17523	911	13	allow	allow	VERB
iiclr-17523	911	14	microlender	microlender	NOUN
iiclr-17523	911	15	to	to	PART
iiclr-17523	911	16	move	move	VERB
iiclr-17523	911	17	away	away	ADV
iiclr-17523	911	18	from	from	ADP
iiclr-17523	911	19	dependence	dependence	NOUN
iiclr-17523	911	20	on	on	ADP
iiclr-17523	911	21	high	high	ADJ
iiclr-17523	911	22	interest	interest	NOUN
iiclr-17523	911	23	rates	rate	NOUN
iiclr-17523	911	24	,	,	PUNCT
iiclr-17523	911	25	the	the	DET
iiclr-17523	911	26	lenders	lender	NOUN
iiclr-17523	911	27	could	could	AUX
iiclr-17523	911	28	either	either	CCONJ
iiclr-17523	911	29	offer	offer	VERB
iiclr-17523	911	30	lower	low	ADJ
iiclr-17523	911	31	rates	rate	NOUN
iiclr-17523	911	32	to	to	ADP
iiclr-17523	911	33	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	911	34	to	to	PART
iiclr-17523	911	35	cushion	cushion	VERB
iiclr-17523	911	36	their	their	PRON
iiclr-17523	911	37	introduction	introduction	NOUN
iiclr-17523	911	38	to	to	ADP
iiclr-17523	911	39	self	self	NOUN
iiclr-17523	911	40	-	-	PUNCT
iiclr-17523	911	41	employment	employment	NOUN
iiclr-17523	911	42	or	or	CCONJ
iiclr-17523	911	43	they	they	PRON
iiclr-17523	911	44	could	could	AUX
iiclr-17523	911	45	funnel	funnel	VERB
iiclr-17523	911	46	the	the	DET
iiclr-17523	911	47	money	money	NOUN
iiclr-17523	911	48	into	into	ADP
iiclr-17523	911	49	accounts	account	NOUN
iiclr-17523	911	50	which	which	PRON
iiclr-17523	911	51	could	could	AUX
iiclr-17523	911	52	provide	provide	VERB
iiclr-17523	911	53	health	health	NOUN
iiclr-17523	911	54	insurance	insurance	NOUN
iiclr-17523	911	55	or	or	CCONJ
iiclr-17523	911	56	emergency	emergency	NOUN
iiclr-17523	911	57	funds	fund	NOUN
iiclr-17523	911	58	for	for	ADP
iiclr-17523	911	59	their	their	PRON
iiclr-17523	911	60	borrowers	borrower	NOUN
iiclr-17523	911	61	.	.	PUNCT
iiclr-17523	912	1	the	the	DET
iiclr-17523	912	2	problems	problem	NOUN
iiclr-17523	912	3	associated	associate	VERB
iiclr-17523	912	4	with	with	ADP
iiclr-17523	912	5	such	such	DET
iiclr-17523	912	6	a	a	DET
iiclr-17523	912	7	project	project	NOUN
iiclr-17523	912	8	might	might	AUX
iiclr-17523	912	9	make	make	VERB
iiclr-17523	912	10	it	it	PRON
iiclr-17523	912	11	impractical	impractical	ADJ
iiclr-17523	912	12	on	on	ADP
iiclr-17523	912	13	a	a	DET
iiclr-17523	912	14	wide	wide	ADJ
iiclr-17523	912	15	scale	scale	NOUN
iiclr-17523	912	16	.	.	PUNCT
iiclr-17523	913	1	the	the	DET
iiclr-17523	913	2	largest	large	ADJ
iiclr-17523	913	3	obstacle	obstacle	NOUN
iiclr-17523	913	4	is	be	AUX
iiclr-17523	913	5	the	the	DET
iiclr-17523	913	6	complexity	complexity	NOUN
iiclr-17523	913	7	and	and	CCONJ
iiclr-17523	913	8	alien	alien	ADJ
iiclr-17523	913	9	nature	nature	NOUN
iiclr-17523	913	10	of	of	ADP
iiclr-17523	913	11	interestfree	interestfree	ADJ
iiclr-17523	913	12	banking	banking	NOUN
iiclr-17523	913	13	.	.	PUNCT
iiclr-17523	914	1	it	it	PRON
iiclr-17523	914	2	is	be	AUX
iiclr-17523	914	3	an	an	DET
iiclr-17523	914	4	experiment	experiment	NOUN
iiclr-17523	914	5	for	for	ADP
iiclr-17523	914	6	only	only	ADV
iiclr-17523	914	7	the	the	DET
iiclr-17523	914	8	most	most	ADV
iiclr-17523	914	9	dedicated	dedicated	ADJ
iiclr-17523	914	10	and	and	CCONJ
iiclr-17523	914	11	dauntless	dauntless	ADJ
iiclr-17523	914	12	347	347	NUM
iiclr-17523	914	13	.	.	PUNCT
iiclr-17523	915	1	i	i	PRON
iiclr-17523	915	2	d.	d.	PROPN
iiclr-17523	915	3	(	(	PUNCT
iiclr-17523	915	4	quoting	quote	VERB
iiclr-17523	915	5	robert	robert	PROPN
iiclr-17523	915	6	e.	e.	PROPN
iiclr-17523	915	7	friedman	friedman	PROPN
iiclr-17523	915	8	,	,	PUNCT
iiclr-17523	915	9	microenterprise	microenterprise	VERB
iiclr-17523	915	10	as	as	ADP
iiclr-17523	915	11	an	an	DET
iiclr-17523	915	12	asset	asset	NOUN
iiclr-17523	915	13	building	building	NOUN
iiclr-17523	915	14	strategy	strategy	NOUN
iiclr-17523	915	15	among	among	ADP
iiclr-17523	915	16	the	the	DET
iiclr-17523	915	17	poor	poor	ADJ
iiclr-17523	915	18	,	,	PUNCT
iiclr-17523	915	19	presentation	presentation	NOUN
iiclr-17523	915	20	at	at	ADP
iiclr-17523	915	21	a	a	DET
iiclr-17523	915	22	ford	ford	PROPN
iiclr-17523	915	23	foundation	foundation	PROPN
iiclr-17523	915	24	conference	conference	NOUN
iiclr-17523	915	25	at	at	ADP
iiclr-17523	915	26	new	new	PROPN
iiclr-17523	915	27	york	york	PROPN
iiclr-17523	915	28	university	university	PROPN
iiclr-17523	915	29	(	(	PUNCT
iiclr-17523	915	30	december	december	PROPN
iiclr-17523	915	31	10	10	NUM
iiclr-17523	915	32	-	-	SYM
iiclr-17523	915	33	12	12	NUM
iiclr-17523	915	34	,	,	PUNCT
iiclr-17523	915	35	1998	1998	NUM
iiclr-17523	915	36	)	)	PUNCT
iiclr-17523	915	37	)	)	PUNCT
iiclr-17523	915	38	.	.	PUNCT
iiclr-17523	916	1	348	348	NUM
iiclr-17523	916	2	.	.	PUNCT
iiclr-17523	917	1	clinton	clinton	PROPN
iiclr-17523	917	2	,	,	PUNCT
iiclr-17523	917	3	supra	supra	PROPN
iiclr-17523	917	4	note	note	PROPN
iiclr-17523	917	5	112	112	NUM
iiclr-17523	917	6	.	.	PUNCT
iiclr-17523	918	1	349	349	NUM
iiclr-17523	918	2	.	.	PUNCT
iiclr-17523	919	1	for	for	ADP
iiclr-17523	919	2	example	example	NOUN
iiclr-17523	919	3	,	,	PUNCT
iiclr-17523	919	4	the	the	DET
iiclr-17523	919	5	popular	popular	ADJ
iiclr-17523	919	6	title	title	NOUN
iiclr-17523	919	7	of	of	ADP
iiclr-17523	919	8	pub	pub	NOUN
iiclr-17523	919	9	.	.	PUNCT
iiclr-17523	920	1	l.	l.	PROPN
iiclr-17523	920	2	no	no	INTJ
iiclr-17523	920	3	.	.	PROPN
iiclr-17523	921	1	104	104	NUM
iiclr-17523	921	2	-	-	SYM
iiclr-17523	921	3	193	193	NUM
iiclr-17523	921	4	,	,	PUNCT
iiclr-17523	921	5	i.e.	i.e.	X
iiclr-17523	921	6	,	,	PUNCT
iiclr-17523	921	7	personal	personal	ADJ
iiclr-17523	921	8	responsibility	responsibility	NOUN
iiclr-17523	921	9	&	&	CCONJ
iiclr-17523	921	10	work	work	NOUN
iiclr-17523	921	11	opportunity	opportunity	NOUN
iiclr-17523	921	12	reconciliation	reconciliation	NOUN
iiclr-17523	921	13	act	act	NOUN
iiclr-17523	921	14	of	of	ADP
iiclr-17523	921	15	1996	1996	NUM
iiclr-17523	921	16	,	,	PUNCT
iiclr-17523	921	17	suggests	suggest	VERB
iiclr-17523	921	18	the	the	DET
iiclr-17523	921	19	morally	morally	ADV
iiclr-17523	921	20	stigmatic	stigmatic	ADJ
iiclr-17523	921	21	dimension	dimension	NOUN
iiclr-17523	921	22	of	of	ADP
iiclr-17523	921	23	individual	individual	ADJ
iiclr-17523	921	24	welfare	welfare	NOUN
iiclr-17523	921	25	programs	program	NOUN
iiclr-17523	921	26	.	.	PUNCT
iiclr-17523	922	1	350	350	NUM
iiclr-17523	922	2	.	.	PUNCT
iiclr-17523	923	1	microcredit	microcredit	PROPN
iiclr-17523	923	2	's	's	PART
iiclr-17523	923	3	limits	limit	NOUN
iiclr-17523	923	4	,	,	PUNCT
iiclr-17523	923	5	supra	supra	PROPN
iiclr-17523	923	6	note	note	NOUN
iiclr-17523	923	7	4	4	NUM
iiclr-17523	923	8	,	,	PUNCT
iiclr-17523	923	9	at	at	ADP
iiclr-17523	923	10	8	8	NUM
iiclr-17523	923	11	.	.	PUNCT
iiclr-17523	924	1	[	[	X
iiclr-17523	924	2	vol	vol	NOUN
iiclr-17523	924	3	.	.	PUNCT
iiclr-17523	925	1	16:2	16:2	NUM
iiclr-17523	925	2	2006	2006	NUM
iiclr-17523	925	3	]	]	X
iiclr-17523	925	4	equrry	equrry	PROPN
iiclr-17523	925	5	&	&	CCONJ
iiclr-17523	925	6	innovation	innovation	PROPN
iiclr-17523	925	7	555	555	NUM
iiclr-17523	925	8	microlenders	microlender	NOUN
iiclr-17523	925	9	to	to	PART
iiclr-17523	925	10	undertake	undertake	VERB
iiclr-17523	925	11	.	.	PUNCT
iiclr-17523	926	1	however	however	ADV
iiclr-17523	926	2	,	,	PUNCT
iiclr-17523	926	3	it	it	PRON
iiclr-17523	926	4	does	do	AUX
iiclr-17523	926	5	provide	provide	VERB
iiclr-17523	926	6	an	an	DET
iiclr-17523	926	7	opportunity	opportunity	NOUN
iiclr-17523	926	8	for	for	SCONJ
iiclr-17523	926	9	microlenders	microlender	NOUN
iiclr-17523	926	10	to	to	PART
iiclr-17523	926	11	expand	expand	VERB
iiclr-17523	926	12	and	and	CCONJ
iiclr-17523	926	13	shore	shore	VERB
iiclr-17523	926	14	up	up	ADP
iiclr-17523	926	15	their	their	PRON
iiclr-17523	926	16	clientele	clientele	NOUN
iiclr-17523	926	17	in	in	ADP
iiclr-17523	926	18	certain	certain	ADJ
iiclr-17523	926	19	key	key	ADJ
iiclr-17523	926	20	areas	area	NOUN
iiclr-17523	926	21	.	.	PUNCT
iiclr-17523	927	1	finally	finally	ADV
iiclr-17523	927	2	,	,	PUNCT
iiclr-17523	927	3	it	it	PRON
iiclr-17523	927	4	is	be	AUX
iiclr-17523	927	5	important	important	ADJ
iiclr-17523	927	6	to	to	PART
iiclr-17523	927	7	bear	bear	VERB
iiclr-17523	927	8	in	in	ADP
iiclr-17523	927	9	mind	mind	NOUN
iiclr-17523	927	10	that	that	SCONJ
iiclr-17523	927	11	for	for	ADP
iiclr-17523	927	12	all	all	DET
iiclr-17523	927	13	its	its	PRON
iiclr-17523	927	14	potential	potential	NOUN
iiclr-17523	927	15	,	,	PUNCT
iiclr-17523	927	16	microcredit	microcredit	NOUN
iiclr-17523	927	17	is	be	AUX
iiclr-17523	927	18	not	not	PART
iiclr-17523	927	19	a	a	DET
iiclr-17523	927	20	silver	silver	ADJ
iiclr-17523	927	21	bullet	bullet	NOUN
iiclr-17523	927	22	to	to	PART
iiclr-17523	927	23	end	end	VERB
iiclr-17523	927	24	poverty	poverty	NOUN
iiclr-17523	927	25	in	in	ADP
iiclr-17523	927	26	the	the	DET
iiclr-17523	927	27	united	united	PROPN
iiclr-17523	927	28	states	states	PROPN
iiclr-17523	927	29	.	.	PUNCT
iiclr-17523	928	1	that	that	PRON
iiclr-17523	928	2	being	be	AUX
iiclr-17523	928	3	said	say	VERB
iiclr-17523	928	4	,	,	PUNCT
iiclr-17523	928	5	it	it	PRON
iiclr-17523	928	6	should	should	AUX
iiclr-17523	928	7	also	also	ADV
iiclr-17523	928	8	be	be	AUX
iiclr-17523	928	9	remembered	remember	VERB
iiclr-17523	928	10	that	that	SCONJ
iiclr-17523	928	11	microcredit	microcredit	NOUN
iiclr-17523	928	12	is	be	AUX
iiclr-17523	928	13	an	an	DET
iiclr-17523	928	14	option	option	NOUN
iiclr-17523	928	15	for	for	ADP
iiclr-17523	928	16	only	only	ADV
iiclr-17523	928	17	a	a	DET
iiclr-17523	928	18	fraction	fraction	NOUN
iiclr-17523	928	19	of	of	ADP
iiclr-17523	928	20	the	the	DET
iiclr-17523	928	21	nation	nation	NOUN
iiclr-17523	928	22	's	's	PART
iiclr-17523	928	23	poor	poor	ADJ
iiclr-17523	928	24	people	people	NOUN
iiclr-17523	928	25	.	.	PUNCT
iiclr-17523	929	1	those	those	PRON
iiclr-17523	929	2	who	who	PRON
iiclr-17523	929	3	can	can	AUX
iiclr-17523	929	4	not	not	PART
iiclr-17523	929	5	be	be	AUX
iiclr-17523	929	6	helped	help	VERB
iiclr-17523	929	7	by	by	ADP
iiclr-17523	929	8	microcredit	microcredit	NOUN
iiclr-17523	929	9	must	must	AUX
iiclr-17523	929	10	not	not	PART
iiclr-17523	929	11	be	be	AUX
iiclr-17523	929	12	blamed	blame	VERB
iiclr-17523	929	13	for	for	ADP
iiclr-17523	929	14	the	the	DET
iiclr-17523	929	15	limitations	limitation	NOUN
iiclr-17523	929	16	of	of	ADP
iiclr-17523	929	17	the	the	DET
iiclr-17523	929	18	program	program	NOUN
iiclr-17523	929	19	.	.	PUNCT
iiclr-17523	930	1	ind	ind	NOUN
iiclr-17523	930	2	.	.	PUNCT
iiclr-17523	931	1	int'l	int'l	PROPN
iiclr-17523	931	2	&	&	CCONJ
iiclr-17523	931	3	comp	comp	PROPN
iiclr-17523	931	4	.	.	PUNCT
iiclr-17523	932	1	l.	l.	PROPN
iiclr-17523	932	2	rev	rev	PROPN
iiclr-17523	932	3	.	.	PUNCT
iiclr-17523	932	4	appendix	appendix	ADJ
iiclr-17523	932	5	table	table	NOUN
iiclr-17523	932	6	1	1	NUM
iiclr-17523	932	7	.	.	PUNCT
iiclr-17523	933	1	household	household	NOUN
iiclr-17523	933	2	assets	asset	NOUN
iiclr-17523	933	3	of	of	ADP
iiclr-17523	933	4	low	low	ADJ
iiclr-17523	933	5	-	-	PUNCT
iiclr-17523	933	6	income	income	NOUN
iiclr-17523	933	7	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	933	8	household	household	NOUN
iiclr-17523	933	9	assets	asset	NOUN
iiclr-17523	933	10	of	of	ADP
iiclr-17523	933	11	low	low	ADJ
iiclr-17523	933	12	-	-	PUNCT
iiclr-17523	933	13	income	income	NOUN
iiclr-17523	933	14	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	933	15	m	m	VERB
iiclr-17523	933	16	045,000	045,000	NUM
iiclr-17523	933	17	u	u	NOUN
iiclr-17523	933	18	$	$	SYM
iiclr-17523	933	19	5,001	5,001	NUM
iiclr-17523	933	20	-	-	SYM
iiclr-17523	933	21	10,000	10,000	NUM
iiclr-17523	933	22	0	0	NUM
iiclr-17523	933	23	>	>	SYM
iiclr-17523	933	24	$	$	SYM
iiclr-17523	933	25	10,000	10,000	NUM
iiclr-17523	933	26	source	source	NOUN
iiclr-17523	933	27	:	:	PUNCT
iiclr-17523	933	28	peggy	peggy	PROPN
iiclr-17523	933	29	clark	clark	PROPN
iiclr-17523	933	30	et	et	PROPN
iiclr-17523	933	31	al	al	PROPN
iiclr-17523	933	32	.	.	PROPN
iiclr-17523	933	33	,	,	PUNCT
iiclr-17523	933	34	microenterprise	microenterprise	NOUN
iiclr-17523	933	35	and	and	CCONJ
iiclr-17523	933	36	the	the	DET
iiclr-17523	933	37	poor	poor	ADJ
iiclr-17523	933	38	:	:	PUNCT
iiclr-17523	933	39	findings	finding	NOUN
iiclr-17523	933	40	from	from	ADP
iiclr-17523	933	41	the	the	DET
iiclr-17523	933	42	self	self	NOUN
iiclr-17523	933	43	-	-	PUNCT
iiclr-17523	933	44	employment	employment	NOUN
iiclr-17523	933	45	learning	learning	NOUN
iiclr-17523	933	46	project	project	NOUN
iiclr-17523	933	47	,	,	PUNCT
iiclr-17523	933	48	five	five	NUM
iiclr-17523	933	49	year	year	NOUN
iiclr-17523	933	50	study	study	NOUN
iiclr-17523	933	51	of	of	ADP
iiclr-17523	933	52	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	933	53	21	21	NUM
iiclr-17523	933	54	(	(	PUNCT
iiclr-17523	933	55	1999	1999	NUM
iiclr-17523	933	56	)	)	PUNCT
iiclr-17523	933	57	.	.	PUNCT
iiclr-17523	934	1	[	[	X
iiclr-17523	934	2	vol	vol	NOUN
iiclr-17523	934	3	.	.	PUNCT
iiclr-17523	935	1	16:2	16:2	NUM
iiclr-17523	935	2	equity	equity	PROPN
iiclr-17523	935	3	&	&	CCONJ
iiclr-17523	935	4	innovation	innovation	PROPN
iiclr-17523	935	5	table	table	NOUN
iiclr-17523	935	6	2	2	NUM
iiclr-17523	935	7	.	.	PUNCT
iiclr-17523	935	8	comparison	comparison	NOUN
iiclr-17523	935	9	of	of	ADP
iiclr-17523	935	10	selp	selp	ADJ
iiclr-17523	935	11	poor	poor	ADJ
iiclr-17523	935	12	respondents	respondent	NOUN
iiclr-17523	935	13	to	to	ADP
iiclr-17523	935	14	the	the	DET
iiclr-17523	935	15	poor	poor	ADJ
iiclr-17523	935	16	in	in	ADP
iiclr-17523	935	17	the	the	DET
iiclr-17523	935	18	u.s	u.s	PROPN
iiclr-17523	935	19	.	.	PROPN
iiclr-17523	935	20	by	by	ADP
iiclr-17523	935	21	key	key	ADJ
iiclr-17523	935	22	characteristic	characteristic	NOUN
iiclr-17523	935	23	:	:	PUNCT
iiclr-17523	935	24	household	household	NOUN
iiclr-17523	935	25	composition	composition	NOUN
iiclr-17523	935	26	and	and	CCONJ
iiclr-17523	935	27	government	government	NOUN
iiclr-17523	935	28	benefits	benefit	NOUN
iiclr-17523	935	29	receipt	receipt	VERB
iiclr-17523	935	30	comparison	comparison	NOUN
iiclr-17523	935	31	of	of	ADP
iiclr-17523	935	32	selp	selp	ADJ
iiclr-17523	935	33	poor	poor	ADJ
iiclr-17523	935	34	respondents	respondent	NOUN
iiclr-17523	935	35	to	to	ADP
iiclr-17523	935	36	the	the	DET
iiclr-17523	935	37	poor	poor	ADJ
iiclr-17523	935	38	in	in	ADP
iiclr-17523	935	39	the	the	DET
iiclr-17523	935	40	u.s	u.s	PROPN
iiclr-17523	935	41	.	.	PROPN
iiclr-17523	935	42	by	by	ADP
iiclr-17523	935	43	key	key	ADJ
iiclr-17523	935	44	characteristics	characteristic	NOUN
iiclr-17523	935	45	:	:	PUNCT
iiclr-17523	935	46	household	household	NOUN
iiclr-17523	935	47	composition	composition	NOUN
iiclr-17523	935	48	and	and	CCONJ
iiclr-17523	935	49	government	government	NOUN
iiclr-17523	935	50	benefits	benefit	NOUN
iiclr-17523	935	51	receipt	receipt	VERB
iiclr-17523	935	52	90	90	NUM
iiclr-17523	935	53	%	%	NOUN
iiclr-17523	935	54	80	80	NUM
iiclr-17523	935	55	%	%	NOUN
iiclr-17523	935	56	70	70	NUM
iiclr-17523	935	57	%	%	NOUN
iiclr-17523	935	58	60	60	NUM
iiclr-17523	935	59	%	%	NOUN
iiclr-17523	935	60	50	50	NUM
iiclr-17523	935	61	%	%	NOUN
iiclr-17523	935	62	40	40	NUM
iiclr-17523	935	63	%	%	NOUN
iiclr-17523	935	64	30	30	NUM
iiclr-17523	935	65	%	%	NOUN
iiclr-17523	935	66	20	20	NUM
iiclr-17523	935	67	%	%	NOUN
iiclr-17523	935	68	10	10	NUM
iiclr-17523	935	69	%	%	NOUN
iiclr-17523	935	70	0	0	NUM
iiclr-17523	935	71	%	%	NOUN
iiclr-17523	935	72	children	child	NOUN
iiclr-17523	935	73	in	in	ADP
iiclr-17523	935	74	children	child	NOUN
iiclr-17523	935	75	<	<	X
iiclr-17523	935	76	6	6	NUM
iiclr-17523	935	77	receive	receive	VERB
iiclr-17523	935	78	some	some	DET
iiclr-17523	935	79	household	household	NOUN
iiclr-17523	935	80	years	year	NOUN
iiclr-17523	935	81	old	old	ADJ
iiclr-17523	935	82	means	mean	NOUN
iiclr-17523	935	83	-	-	PUNCT
iiclr-17523	935	84	tested	test	VERB
iiclr-17523	935	85	government	government	NOUN
iiclr-17523	935	86	benefits	benefit	NOUN
iiclr-17523	935	87	0	0	NUM
iiclr-17523	936	1	u.s	u.s	PROPN
iiclr-17523	936	2	.	.	PROPN
iiclr-17523	936	3	poor	poor	ADJ
iiclr-17523	936	4	(	(	PUNCT
iiclr-17523	936	5	average	average	ADJ
iiclr-17523	936	6	household	household	NOUN
iiclr-17523	936	7	size	size	NOUN
iiclr-17523	936	8	3.5	3.5	NUM
iiclr-17523	936	9	)	)	PUNCT
iiclr-17523	936	10	0	0	NUM
iiclr-17523	936	11	selp	selp	VERB
iiclr-17523	936	12	poor	poor	ADJ
iiclr-17523	936	13	respondents	respondent	NOUN
iiclr-17523	936	14	(	(	PUNCT
iiclr-17523	936	15	average	average	ADJ
iiclr-17523	936	16	household	household	NOUN
iiclr-17523	936	17	size	size	NOUN
iiclr-17523	936	18	3.9	3.9	NUM
iiclr-17523	936	19	)	)	PUNCT
iiclr-17523	936	20	receive	receive	VERB
iiclr-17523	936	21	food	food	NOUN
iiclr-17523	936	22	stamps	stamp	NOUN
iiclr-17523	936	23	source	source	NOUN
iiclr-17523	936	24	:	:	PUNCT
iiclr-17523	936	25	peggy	peggy	PROPN
iiclr-17523	936	26	clark	clark	PROPN
iiclr-17523	936	27	et	et	PROPN
iiclr-17523	936	28	al	al	PROPN
iiclr-17523	936	29	.	.	PROPN
iiclr-17523	936	30	,	,	PUNCT
iiclr-17523	936	31	microenterprise	microenterprise	NOUN
iiclr-17523	936	32	and	and	CCONJ
iiclr-17523	936	33	the	the	DET
iiclr-17523	936	34	poor	poor	ADJ
iiclr-17523	936	35	:	:	PUNCT
iiclr-17523	936	36	findings	finding	NOUN
iiclr-17523	936	37	from	from	ADP
iiclr-17523	936	38	the	the	DET
iiclr-17523	936	39	self	self	NOUN
iiclr-17523	936	40	-	-	PUNCT
iiclr-17523	936	41	employment	employment	NOUN
iiclr-17523	936	42	learning	learning	NOUN
iiclr-17523	936	43	project	project	NOUN
iiclr-17523	936	44	,	,	PUNCT
iiclr-17523	936	45	five	five	NUM
iiclr-17523	936	46	year	year	NOUN
iiclr-17523	936	47	study	study	NOUN
iiclr-17523	936	48	of	of	ADP
iiclr-17523	936	49	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	936	50	14	14	NUM
iiclr-17523	936	51	(	(	PUNCT
iiclr-17523	936	52	1999	1999	NUM
iiclr-17523	936	53	)	)	PUNCT
iiclr-17523	936	54	.	.	PUNCT
iiclr-17523	937	1	2006	2006	NUM
iiclr-17523	937	2	]	]	X
iiclr-17523	937	3	ind	ind	NOUN
iiclr-17523	937	4	.	.	PUNCT
iiclr-17523	938	1	int'l	int'l	PROPN
iiclr-17523	938	2	&	&	CCONJ
iiclr-17523	938	3	comp	comp	PROPN
iiclr-17523	938	4	.	.	PUNCT
iiclr-17523	939	1	l.	l.	PROPN
iiclr-17523	939	2	rev	rev	PROPN
iiclr-17523	939	3	.	.	PROPN
iiclr-17523	939	4	table	table	PROPN
iiclr-17523	939	5	3	3	NUM
iiclr-17523	939	6	.	.	PUNCT
iiclr-17523	939	7	comparison	comparison	NOUN
iiclr-17523	939	8	of	of	ADP
iiclr-17523	939	9	selp	selp	ADJ
iiclr-17523	939	10	poor	poor	ADJ
iiclr-17523	939	11	respondents	respondent	NOUN
iiclr-17523	939	12	to	to	ADP
iiclr-17523	939	13	the	the	DET
iiclr-17523	939	14	poor	poor	ADJ
iiclr-17523	939	15	in	in	ADP
iiclr-17523	939	16	the	the	DET
iiclr-17523	939	17	u.s	u.s	PROPN
iiclr-17523	939	18	.	.	PROPN
iiclr-17523	939	19	by	by	ADP
iiclr-17523	939	20	key	key	ADJ
iiclr-17523	939	21	characteristic	characteristic	NOUN
iiclr-17523	939	22	:	:	PUNCT
iiclr-17523	939	23	education	education	NOUN
iiclr-17523	939	24	level	level	NOUN
iiclr-17523	939	25	attained	attain	VERB
iiclr-17523	939	26	comparison	comparison	NOUN
iiclr-17523	939	27	of	of	ADP
iiclr-17523	939	28	selp	selp	ADJ
iiclr-17523	939	29	poor	poor	ADJ
iiclr-17523	939	30	respondents	respondent	NOUN
iiclr-17523	939	31	to	to	ADP
iiclr-17523	939	32	the	the	DET
iiclr-17523	939	33	poor	poor	ADJ
iiclr-17523	939	34	in	in	ADP
iiclr-17523	939	35	the	the	DET
iiclr-17523	939	36	u.s	u.s	PROPN
iiclr-17523	939	37	.	.	PROPN
iiclr-17523	939	38	by	by	ADP
iiclr-17523	939	39	key	key	ADJ
iiclr-17523	939	40	characteristics	characteristic	NOUN
iiclr-17523	939	41	:	:	PUNCT
iiclr-17523	939	42	education	education	NOUN
iiclr-17523	939	43	level	level	NOUN
iiclr-17523	939	44	attained	attain	VERB
iiclr-17523	939	45	50%45	50%45	NUM
iiclr-17523	939	46	%	%	NOUN
iiclr-17523	939	47	40%35	40%35	NUM
iiclr-17523	939	48	%	%	NOUN
iiclr-17523	939	49	30%25	30%25	NUM
iiclr-17523	939	50	%	%	NOUN
iiclr-17523	939	51	20	20	NUM
iiclr-17523	939	52	%	%	NOUN
iiclr-17523	939	53	15%10%5%0%less	15%10%5%0%less	NOUN
iiclr-17523	939	54	than	than	ADP
iiclr-17523	939	55	four	four	NUM
iiclr-17523	939	56	high	high	ADJ
iiclr-17523	939	57	school	school	NOUN
iiclr-17523	939	58	one	one	NUM
iiclr-17523	939	59	or	or	CCONJ
iiclr-17523	939	60	more	more	ADJ
iiclr-17523	939	61	years	year	NOUN
iiclr-17523	939	62	some	some	DET
iiclr-17523	939	63	post	post	NOUN
iiclr-17523	939	64	college	college	NOUN
iiclr-17523	939	65	years	year	NOUN
iiclr-17523	939	66	high	high	ADJ
iiclr-17523	939	67	school	school	NOUN
iiclr-17523	939	68	graduate	graduate	NOUN
iiclr-17523	939	69	,	,	PUNCT
iiclr-17523	939	70	no	no	DET
iiclr-17523	939	71	college	college	NOUN
iiclr-17523	939	72	college	college	NOUN
iiclr-17523	939	73	0	0	NUM
iiclr-17523	939	74	u.s	u.s	PROPN
iiclr-17523	939	75	.	.	PROPN
iiclr-17523	939	76	poor	poor	ADJ
iiclr-17523	939	77	in	in	ADP
iiclr-17523	939	78	selp	selp	ADJ
iiclr-17523	939	79	poor	poor	ADJ
iiclr-17523	939	80	respondents	respondent	NOUN
iiclr-17523	939	81	source	source	NOUN
iiclr-17523	939	82	:	:	PUNCT
iiclr-17523	939	83	peggy	peggy	PROPN
iiclr-17523	939	84	clark	clark	PROPN
iiclr-17523	939	85	et	et	PROPN
iiclr-17523	939	86	al	al	PROPN
iiclr-17523	939	87	.	.	PROPN
iiclr-17523	939	88	,	,	PUNCT
iiclr-17523	939	89	microenterprise	microenterprise	NOUN
iiclr-17523	939	90	and	and	CCONJ
iiclr-17523	939	91	the	the	DET
iiclr-17523	939	92	poor	poor	ADJ
iiclr-17523	939	93	:	:	PUNCT
iiclr-17523	939	94	findings	finding	NOUN
iiclr-17523	939	95	from	from	ADP
iiclr-17523	939	96	the	the	DET
iiclr-17523	939	97	self	self	NOUN
iiclr-17523	939	98	-	-	PUNCT
iiclr-17523	939	99	employment	employment	NOUN
iiclr-17523	939	100	learning	learning	NOUN
iiclr-17523	939	101	project	project	NOUN
iiclr-17523	939	102	,	,	PUNCT
iiclr-17523	939	103	five	five	NUM
iiclr-17523	939	104	year	year	NOUN
iiclr-17523	939	105	study	study	NOUN
iiclr-17523	939	106	of	of	ADP
iiclr-17523	939	107	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	939	108	14	14	NUM
iiclr-17523	939	109	(	(	PUNCT
iiclr-17523	939	110	1999	1999	NUM
iiclr-17523	939	111	)	)	PUNCT
iiclr-17523	939	112	.	.	PUNCT
iiclr-17523	940	1	[	[	X
iiclr-17523	940	2	vol	vol	NOUN
iiclr-17523	940	3	.	.	PUNCT
iiclr-17523	941	1	16:2	16:2	NUM
iiclr-17523	941	2	2006	2006	NUM
iiclr-17523	941	3	]	]	X
iiclr-17523	941	4	equity	equity	PROPN
iiclr-17523	941	5	&	&	CCONJ
iiclr-17523	941	6	innovation	innovation	PROPN
iiclr-17523	941	7	table	table	NOUN
iiclr-17523	941	8	4	4	NUM
iiclr-17523	941	9	.	.	PUNCT
iiclr-17523	941	10	comparative	comparative	ADJ
iiclr-17523	941	11	change	change	NOUN
iiclr-17523	941	12	in	in	ADP
iiclr-17523	941	13	governmental	governmental	ADJ
iiclr-17523	941	14	assistance	assistance	NOUN
iiclr-17523	941	15	to	to	ADP
iiclr-17523	941	16	poor	poor	ADJ
iiclr-17523	941	17	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	941	18	comparative	comparative	ADJ
iiclr-17523	941	19	change	change	NOUN
iiclr-17523	941	20	in	in	ADP
iiclr-17523	941	21	governmental	governmental	ADJ
iiclr-17523	941	22	assistance	assistance	NOUN
iiclr-17523	941	23	to	to	ADP
iiclr-17523	941	24	poor	poor	ADJ
iiclr-17523	941	25	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	941	26	%	%	NOUN
iiclr-17523	941	27	low	low	PROPN
iiclr-17523	941	28	adc	adc	PROPN
iiclr-17523	941	29	of	of	ADP
iiclr-17523	941	30	wic	wic	PROPN
iiclr-17523	941	31	,	,	PUNCT
iiclr-17523	941	32	food	food	NOUN
iiclr-17523	941	33	general	general	ADJ
iiclr-17523	941	34	government	government	NOUN
iiclr-17523	941	35	ssi	ssi	PROPN
iiclr-17523	941	36	public	public	ADJ
iiclr-17523	941	37	income	income	NOUN
iiclr-17523	941	38	afdc	afdc	PROPN
iiclr-17523	941	39	stamps	stamp	NOUN
iiclr-17523	941	40	,	,	PUNCT
iiclr-17523	941	41	&	&	CCONJ
iiclr-17523	941	42	assistance	assistance	NOUN
iiclr-17523	941	43	allowances	allowance	NOUN
iiclr-17523	941	44	housing	housing	NOUN
iiclr-17523	941	45	(	(	PUNCT
iiclr-17523	941	46	data	datum	NOUN
iiclr-17523	941	47	respondents	respondent	NOUN
iiclr-17523	941	48	other	other	ADJ
iiclr-17523	941	49	food	food	NOUN
iiclr-17523	941	50	unavailable	unavailable	ADJ
iiclr-17523	941	51	receiving	receive	VERB
iiclr-17523	941	52	supplement	supplement	NOUN
iiclr-17523	941	53	for	for	ADP
iiclr-17523	941	54	year	year	NOUN
iiclr-17523	941	55	5	5	NUM
iiclr-17523	941	56	)	)	PUNCT
iiclr-17523	941	57	government	government	NOUN
iiclr-17523	941	58	programs	program	NOUN
iiclr-17523	941	59	[	[	X
iiclr-17523	941	60	year	year	NOUN
iiclr-17523	941	61	1	1	NUM
iiclr-17523	941	62	i	i	PRON
iiclr-17523	941	63	assistance	assistance	VERB
iiclr-17523	941	64	iyear5	iyear5	PROPN
iiclr-17523	941	65	source	source	NOUN
iiclr-17523	941	66	:	:	PUNCT
iiclr-17523	941	67	peggy	peggy	PROPN
iiclr-17523	941	68	clark	clark	PROPN
iiclr-17523	941	69	et	et	PROPN
iiclr-17523	941	70	al	al	PROPN
iiclr-17523	941	71	.	.	PROPN
iiclr-17523	941	72	,	,	PUNCT
iiclr-17523	941	73	microenterprise	microenterprise	NOUN
iiclr-17523	941	74	and	and	CCONJ
iiclr-17523	941	75	the	the	DET
iiclr-17523	941	76	poor	poor	ADJ
iiclr-17523	941	77	:	:	PUNCT
iiclr-17523	941	78	findings	finding	NOUN
iiclr-17523	941	79	from	from	ADP
iiclr-17523	941	80	the	the	DET
iiclr-17523	941	81	self	self	NOUN
iiclr-17523	941	82	-	-	PUNCT
iiclr-17523	941	83	employment	employment	NOUN
iiclr-17523	941	84	learning	learning	NOUN
iiclr-17523	941	85	project	project	NOUN
iiclr-17523	941	86	,	,	PUNCT
iiclr-17523	941	87	five	five	NUM
iiclr-17523	941	88	year	year	NOUN
iiclr-17523	941	89	study	study	NOUN
iiclr-17523	941	90	of	of	ADP
iiclr-17523	941	91	microentrepreneurs	microentrepreneur	NOUN
iiclr-17523	941	92	37	37	NUM
iiclr-17523	941	93	(	(	PUNCT
iiclr-17523	941	94	1999	1999	NUM
iiclr-17523	941	95	)	)	PUNCT
iiclr-17523	941	96	.	.	PUNCT
iiclr-17523	942	1	ind	ind	NOUN
iiclr-17523	942	2	.	.	PUNCT
iiclr-17523	943	1	int'l	int'l	PROPN
iiclr-17523	943	2	&	&	CCONJ
iiclr-17523	943	3	comp	comp	PROPN
iiclr-17523	943	4	.	.	PUNCT
iiclr-17523	944	1	l.	l.	PROPN
iiclr-17523	944	2	rev	rev	PROPN
iiclr-17523	944	3	.	.	PROPN
iiclr-17523	944	4	table	table	PROPN
iiclr-17523	944	5	5	5	NUM
iiclr-17523	944	6	.	.	PUNCT
iiclr-17523	944	7	lender	lender	NOUN
iiclr-17523	944	8	and	and	CCONJ
iiclr-17523	944	9	entrepreneur	entrepreneur	NOUN
iiclr-17523	944	10	profits	profit	NOUN
iiclr-17523	944	11	under	under	ADP
iiclr-17523	944	12	a	a	DET
iiclr-17523	944	13	mudaraba	mudaraba	NOUN
iiclr-17523	944	14	model	model	NOUN
iiclr-17523	944	15	(	(	PUNCT
iiclr-17523	944	16	full	full	ADJ
iiclr-17523	944	17	profits	profit	NOUN
iiclr-17523	944	18	go	go	VERB
iiclr-17523	944	19	to	to	ADP
iiclr-17523	944	20	entrepreneur	entrepreneur	NOUN
iiclr-17523	944	21	at	at	ADP
iiclr-17523	944	22	the	the	DET
iiclr-17523	944	23	twenty	twenty	NUM
iiclr-17523	944	24	-	-	PUNCT
iiclr-17523	944	25	first	first	ADJ
iiclr-17523	944	26	week	week	NOUN
iiclr-17523	944	27	)	)	PUNCT
iiclr-17523	944	28	.	.	PUNCT
iiclr-17523	945	1	(	(	PUNCT
iiclr-17523	945	2	profit	profit	NOUN
iiclr-17523	945	3	artificially	artificially	ADV
iiclr-17523	945	4	fixed	fix	VERB
iiclr-17523	945	5	at	at	ADP
iiclr-17523	945	6	$	$	SYM
iiclr-17523	945	7	1,000	1,000	NUM
iiclr-17523	945	8	per	per	ADP
iiclr-17523	945	9	week	week	NOUN
iiclr-17523	945	10	for	for	ADP
iiclr-17523	945	11	sake	sake	NOUN
iiclr-17523	945	12	of	of	ADP
iiclr-17523	945	13	example	example	NOUN
iiclr-17523	945	14	)	)	PUNCT
iiclr-17523	945	15	.	.	PUNCT
iiclr-17523	946	1	week	week	NOUN
iiclr-17523	946	2	profit	profit	NOUN
iiclr-17523	946	3	to	to	PART
iiclr-17523	946	4	be	be	AUX
iiclr-17523	946	5	shared	share	VERB
iiclr-17523	946	6	lender	lender	NOUN
iiclr-17523	946	7	income	income	NOUN
iiclr-17523	946	8	entrepreneur	entrepreneur	NOUN
iiclr-17523	946	9	income	income	VERB
iiclr-17523	946	10	1	1	NUM
iiclr-17523	946	11	20/20	20/20	NUM
iiclr-17523	946	12	x	x	SYM
iiclr-17523	946	13	$	$	SYM
iiclr-17523	946	14	1,000	1,000	NUM
iiclr-17523	946	15	$	$	SYM
iiclr-17523	946	16	1,000	1,000	NUM
iiclr-17523	946	17	x	x	SYM
iiclr-17523	946	18	10%=	10%=	NUM
iiclr-17523	946	19	$	$	SYM
iiclr-17523	946	20	1,000	1,000	NUM
iiclr-17523	946	21	x	x	SYM
iiclr-17523	946	22	90	90	NUM
iiclr-17523	946	23	%	%	NOUN
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iiclr-17523	946	25	$	$	SYM
iiclr-17523	946	26	900	900	NUM
iiclr-17523	946	27	$	$	SYM
iiclr-17523	946	28	100	100	NUM
iiclr-17523	946	29	2	2	NUM
iiclr-17523	946	30	19/20	19/20	NUM
iiclr-17523	946	31	x	x	SYM
iiclr-17523	946	32	$	$	SYM
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iiclr-17523	946	38	%	%	NOUN
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iiclr-17523	946	46	%	%	NOUN
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iiclr-17523	946	56	900	900	NUM
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iiclr-17523	946	79	10%=	10%=	NUM
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iiclr-17523	946	99	%	%	NOUN
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iiclr-17523	946	304	1,000	1,000	NUM
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iiclr-17523	946	333	x	x	SYM
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iiclr-17523	946	345	1,000	1,000	NUM
iiclr-17523	946	346	x	x	SYM
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iiclr-17523	946	354	x	x	SYM
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iiclr-17523	946	356	1,000	1,000	NUM
iiclr-17523	946	357	$	$	SYM
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iiclr-17523	946	367	x	x	SYM
iiclr-17523	946	368	90	90	NUM
iiclr-17523	946	369	%	%	NOUN
iiclr-17523	946	370	=	=	NOUN
iiclr-17523	946	371	$	$	SYM
iiclr-17523	946	372	985	985	NUM
iiclr-17523	946	373	19	19	NUM
iiclr-17523	946	374	2/20	2/20	NUM
iiclr-17523	946	375	x	x	SYM
iiclr-17523	946	376	$	$	SYM
iiclr-17523	946	377	1,000	1,000	NUM
iiclr-17523	946	378	$	$	SYM
iiclr-17523	946	379	100	100	NUM
iiclr-17523	946	380	x	x	SYM
iiclr-17523	946	381	10	10	NUM
iiclr-17523	946	382	%	%	NOUN
iiclr-17523	946	383	=	=	NOUN
iiclr-17523	946	384	$	$	SYM
iiclr-17523	946	385	10	10	NUM
iiclr-17523	946	386	$	$	SYM
iiclr-17523	946	387	1,000	1,000	NUM
iiclr-17523	946	388	x	x	SYM
iiclr-17523	946	389	90	90	NUM
iiclr-17523	946	390	%	%	NOUN
iiclr-17523	946	391	=	=	NOUN
iiclr-17523	946	392	$	$	SYM
iiclr-17523	946	393	990	990	NUM
iiclr-17523	946	394	20	20	NUM
iiclr-17523	946	395	1/20	1/20	NUM
iiclr-17523	946	396	x	x	SYM
iiclr-17523	946	397	$	$	SYM
iiclr-17523	946	398	1,000	1,000	NUM
iiclr-17523	946	399	$	$	SYM
iiclr-17523	946	400	50	50	NUM
iiclr-17523	946	401	x	x	SYM
iiclr-17523	946	402	10	10	NUM
iiclr-17523	946	403	%	%	NOUN
iiclr-17523	946	404	=	=	NOUN
iiclr-17523	946	405	$	$	SYM
iiclr-17523	946	406	5	5	NUM
iiclr-17523	946	407	$	$	SYM
iiclr-17523	946	408	1,000	1,000	NUM
iiclr-17523	946	409	x	x	SYM
iiclr-17523	946	410	90	90	NUM
iiclr-17523	946	411	%	%	NOUN
iiclr-17523	946	412	=	=	NOUN
iiclr-17523	946	413	$	$	SYM
iiclr-17523	946	414	995	995	NUM
iiclr-17523	946	415	total	total	ADJ
iiclr-17523	946	416	$	$	SYM
iiclr-17523	946	417	1,050	1,050	NUM
iiclr-17523	946	418	$	$	SYM
iiclr-17523	946	419	18,950	18,950	NUM
iiclr-17523	946	420	source	source	NOUN
iiclr-17523	946	421	:	:	PUNCT
iiclr-17523	946	422	rahul	rahul	PROPN
iiclr-17523	946	423	dhumale	dhumale	PROPN
iiclr-17523	946	424	&	&	CCONJ
iiclr-17523	946	425	amela	amela	PROPN
iiclr-17523	946	426	sapcanin	sapcanin	PROPN
iiclr-17523	946	427	,	,	PUNCT
iiclr-17523	946	428	an	an	DET
iiclr-17523	946	429	application	application	NOUN
iiclr-17523	946	430	of	of	ADP
iiclr-17523	946	431	islamic	islamic	ADJ
iiclr-17523	946	432	banking	banking	NOUN
iiclr-17523	946	433	principles	principle	NOUN
iiclr-17523	946	434	to	to	ADP
iiclr-17523	946	435	microfinance	microfinance	NOUN
iiclr-17523	946	436	at	at	ADP
iiclr-17523	946	437	9	9	NUM
iiclr-17523	946	438	,	,	PUNCT
iiclr-17523	946	439	u.n	u.n	PROPN
iiclr-17523	946	440	.	.	PROPN
iiclr-17523	946	441	doc	doc	PROPN
iiclr-17523	946	442	.	.	PROPN
iiclr-17523	946	443	23073	23073	NUM
iiclr-17523	946	444	(	(	PUNCT
iiclr-17523	946	445	dec	dec	PROPN
iiclr-17523	946	446	.	.	PROPN
iiclr-17523	946	447	1999	1999	NUM
iiclr-17523	946	448	)	)	PUNCT
iiclr-17523	946	449	.	.	PUNCT
iiclr-17523	947	1	[	[	X
iiclr-17523	947	2	vol	vol	NOUN
iiclr-17523	947	3	.	.	PUNCT
iiclr-17523	948	1	16:2	16:2	NUM
iiclr-17523	948	2	20061	20061	NUM
iiclr-17523	948	3	equity	equity	NOUN
iiclr-17523	948	4	&	&	CCONJ
iiclr-17523	948	5	innovation	innovation	PROPN
iiclr-17523	948	6	561	561	NUM
iiclr-17523	948	7	table	table	NOUN
iiclr-17523	948	8	6	6	NUM
iiclr-17523	948	9	.	.	PUNCT
iiclr-17523	949	1	lender	lender	NOUN
iiclr-17523	949	2	and	and	CCONJ
iiclr-17523	949	3	entrepreneur	entrepreneur	NOUN
iiclr-17523	949	4	profit	profit	NOUN
iiclr-17523	949	5	distribution	distribution	NOUN
iiclr-17523	949	6	under	under	ADP
iiclr-17523	949	7	a	a	DET
iiclr-17523	949	8	mudaraba	mudaraba	NOUN
iiclr-17523	949	9	model	model	NOUN
iiclr-17523	949	10	lender	lender	NOUN
iiclr-17523	949	11	/	/	SYM
iiclr-17523	949	12	entrepreneur	entrepreneur	NOUN
iiclr-17523	949	13	profit	profit	NOUN
iiclr-17523	949	14	distribution	distribution	NOUN
iiclr-17523	949	15	under	under	ADP
iiclr-17523	949	16	mudaraba	mudaraba	NOUN
iiclr-17523	949	17	model	model	VERB
iiclr-17523	949	18	$	$	SYM
iiclr-17523	949	19	1,000	1,000	NUM
iiclr-17523	949	20	$	$	SYM
iiclr-17523	949	21	900	900	NUM
iiclr-17523	949	22	$	$	SYM
iiclr-17523	949	23	800	800	NUM
iiclr-17523	949	24	$	$	SYM
iiclr-17523	949	25	700	700	NUM
iiclr-17523	949	26	$	$	SYM
iiclr-17523	949	27	600	600	NUM
iiclr-17523	949	28	$	$	SYM
iiclr-17523	949	29	500	500	NUM
iiclr-17523	949	30	$	$	SYM
iiclr-17523	949	31	400$300$200$100$0	400$300$200$100$0	NOUN
iiclr-17523	949	32	.	.	PUNCT
iiclr-17523	950	1	1	1	NUM
iiclr-17523	950	2	2	2	NUM
iiclr-17523	950	3	3	3	NUM
iiclr-17523	950	4	4	4	NUM
iiclr-17523	950	5	5	5	NUM
iiclr-17523	950	6	6	6	NUM
iiclr-17523	950	7	7	7	NUM
iiclr-17523	950	8	8	8	NUM
iiclr-17523	950	9	9	9	NUM
iiclr-17523	950	10	10	10	NUM
iiclr-17523	950	11	11	11	NUM
iiclr-17523	950	12	12	12	NUM
iiclr-17523	950	13	13	13	NUM
iiclr-17523	950	14	14	14	NUM
iiclr-17523	950	15	15	15	NUM
iiclr-17523	950	16	16	16	NUM
iiclr-17523	950	17	17	17	NUM
iiclr-17523	950	18	18	18	NUM
iiclr-17523	950	19	19	19	NUM
iiclr-17523	950	20	20	20	NUM
iiclr-17523	950	21	21	21	NUM
iiclr-17523	950	22	weeks	week	NOUN
iiclr-17523	950	23	sentreprpneur	sentreprpneur	NOUN
iiclr-17523	950	24	ofit	ofit	NOUN
iiclr-17523	950	25	e	e	PROPN
iiclr-17523	950	26	lender	lender	NOUN
iiclr-17523	950	27	profit	profit	NOUN
iiclr-17523	950	28	source	source	NOUN
iiclr-17523	950	29	:	:	PUNCT
iiclr-17523	950	30	data	datum	NOUN
iiclr-17523	950	31	taken	take	VERB
iiclr-17523	950	32	from	from	ADP
iiclr-17523	950	33	table	table	NOUN
iiclr-17523	950	34	5	5	NUM
iiclr-17523	950	35	.	.	PUNCT