id	sid	tid	token	lemma	pos
iiclr-25063	1	1	identification	identification	NOUN
iiclr-25063	1	2	management	management	NOUN
iiclr-25063	1	3	in	in	ADP
iiclr-25063	1	4	nigeria	nigeria	PROPN
iiclr-25063	1	5	:	:	PUNCT
iiclr-25063	1	6	innovations	innovation	NOUN
iiclr-25063	1	7	for	for	ADP
iiclr-25063	1	8	financial	financial	ADJ
iiclr-25063	1	9	inclusion	inclusion	NOUN
iiclr-25063	1	10	monye	monye	X
iiclr-25063	1	11	ogochukwu	ogochukwu	PROPN
iiclr-25063	1	12	*	*	PUNCT
iiclr-25063	1	13	abstract	abstract	ADJ
iiclr-25063	1	14	about	about	ADV
iiclr-25063	1	15	41.6	41.6	NUM
iiclr-25063	1	16	%	%	NOUN
iiclr-25063	1	17	of	of	ADP
iiclr-25063	1	18	nigerians	nigerians	PROPN
iiclr-25063	1	19	have	have	VERB
iiclr-25063	1	20	no	no	DET
iiclr-25063	1	21	access	access	NOUN
iiclr-25063	1	22	to	to	ADP
iiclr-25063	1	23	formal	formal	ADJ
iiclr-25063	1	24	financial	financial	ADJ
iiclr-25063	1	25	services	service	NOUN
iiclr-25063	1	26	.	.	PUNCT
iiclr-25063	2	1	studies	study	NOUN
iiclr-25063	2	2	have	have	AUX
iiclr-25063	2	3	shown	show	VERB
iiclr-25063	2	4	that	that	SCONJ
iiclr-25063	2	5	apart	apart	ADV
iiclr-25063	2	6	from	from	ADP
iiclr-25063	2	7	factors	factor	NOUN
iiclr-25063	2	8	such	such	ADJ
iiclr-25063	2	9	as	as	ADP
iiclr-25063	2	10	distance	distance	NOUN
iiclr-25063	2	11	to	to	ADP
iiclr-25063	2	12	banks	bank	NOUN
iiclr-25063	2	13	,	,	PUNCT
iiclr-25063	2	14	financial	financial	ADJ
iiclr-25063	2	15	illiteracy	illiteracy	NOUN
iiclr-25063	2	16	,	,	PUNCT
iiclr-25063	2	17	irregular	irregular	ADJ
iiclr-25063	2	18	income	income	NOUN
iiclr-25063	2	19	,	,	PUNCT
iiclr-25063	2	20	unemployment	unemployment	NOUN
iiclr-25063	2	21	and	and	CCONJ
iiclr-25063	2	22	complexity	complexity	NOUN
iiclr-25063	2	23	of	of	ADP
iiclr-25063	2	24	account	account	NOUN
iiclr-25063	2	25	opening	opening	NOUN
iiclr-25063	2	26	;	;	PUNCT
iiclr-25063	2	27	lack	lack	NOUN
iiclr-25063	2	28	of	of	ADP
iiclr-25063	2	29	proof	proof	NOUN
iiclr-25063	2	30	of	of	ADP
iiclr-25063	2	31	identity	identity	NOUN
iiclr-25063	2	32	documentation	documentation	NOUN
iiclr-25063	2	33	debars	debar	VERB
iiclr-25063	2	34	a	a	DET
iiclr-25063	2	35	significant	significant	ADJ
iiclr-25063	2	36	number	number	NOUN
iiclr-25063	2	37	of	of	ADP
iiclr-25063	2	38	persons	person	NOUN
iiclr-25063	2	39	from	from	ADP
iiclr-25063	2	40	accessing	access	VERB
iiclr-25063	2	41	finance	finance	NOUN
iiclr-25063	2	42	.	.	PUNCT
iiclr-25063	3	1	this	this	DET
iiclr-25063	3	2	work	work	NOUN
iiclr-25063	3	3	seeks	seek	VERB
iiclr-25063	3	4	to	to	PART
iiclr-25063	3	5	address	address	VERB
iiclr-25063	3	6	the	the	DET
iiclr-25063	3	7	issue	issue	NOUN
iiclr-25063	3	8	of	of	ADP
iiclr-25063	3	9	proof	proof	NOUN
iiclr-25063	3	10	of	of	ADP
iiclr-25063	3	11	identity	identity	NOUN
iiclr-25063	3	12	as	as	ADP
iiclr-25063	3	13	a	a	DET
iiclr-25063	3	14	significant	significant	ADJ
iiclr-25063	3	15	factor	factor	NOUN
iiclr-25063	3	16	of	of	ADP
iiclr-25063	3	17	financial	financial	ADJ
iiclr-25063	3	18	exclusion	exclusion	NOUN
iiclr-25063	3	19	in	in	ADP
iiclr-25063	3	20	order	order	NOUN
iiclr-25063	3	21	to	to	PART
iiclr-25063	3	22	help	help	VERB
iiclr-25063	3	23	citizens	citizen	NOUN
iiclr-25063	3	24	more	more	ADV
iiclr-25063	3	25	easily	easily	ADV
iiclr-25063	3	26	fulfil	fulfil	VERB
iiclr-25063	3	27	mandatory	mandatory	ADJ
iiclr-25063	3	28	know	know	NOUN
iiclr-25063	3	29	-	-	PUNCT
iiclr-25063	3	30	your	your	PRON
iiclr-25063	3	31	-	-	PUNCT
iiclr-25063	3	32	customer	customer	NOUN
iiclr-25063	3	33	(	(	PUNCT
iiclr-25063	3	34	kyc	kyc	PROPN
iiclr-25063	3	35	)	)	PUNCT
iiclr-25063	3	36	checks	check	NOUN
iiclr-25063	3	37	as	as	ADV
iiclr-25063	3	38	well	well	ADV
iiclr-25063	3	39	as	as	ADP
iiclr-25063	3	40	facilitate	facilitate	ADJ
iiclr-25063	3	41	access	access	NOUN
iiclr-25063	3	42	to	to	ADP
iiclr-25063	3	43	financial	financial	ADJ
iiclr-25063	3	44	services	service	NOUN
iiclr-25063	3	45	including	include	VERB
iiclr-25063	3	46	payments	payment	NOUN
iiclr-25063	3	47	,	,	PUNCT
iiclr-25063	3	48	savings	saving	NOUN
iiclr-25063	3	49	,	,	PUNCT
iiclr-25063	3	50	loans	loan	NOUN
iiclr-25063	3	51	,	,	PUNCT
iiclr-25063	3	52	pension	pension	NOUN
iiclr-25063	3	53	and	and	CCONJ
iiclr-25063	3	54	insurance	insurance	NOUN
iiclr-25063	3	55	.	.	PUNCT
iiclr-25063	4	1	significantly	significantly	ADV
iiclr-25063	4	2	,	,	PUNCT
iiclr-25063	4	3	the	the	DET
iiclr-25063	4	4	goal	goal	NOUN
iiclr-25063	4	5	of	of	ADP
iiclr-25063	4	6	citizens	citizen	NOUN
iiclr-25063	4	7	’	’	PART
iiclr-25063	4	8	identification	identification	NOUN
iiclr-25063	4	9	was	be	AUX
iiclr-25063	4	10	entrenched	entrench	VERB
iiclr-25063	4	11	as	as	ADP
iiclr-25063	4	12	far	far	ADV
iiclr-25063	4	13	back	back	ADV
iiclr-25063	4	14	as	as	ADP
iiclr-25063	4	15	1984	1984	NUM
iiclr-25063	4	16	in	in	ADP
iiclr-25063	4	17	the	the	DET
iiclr-25063	4	18	international	international	ADJ
iiclr-25063	4	19	declaration	declaration	NOUN
iiclr-25063	4	20	of	of	ADP
iiclr-25063	4	21	human	human	ADJ
iiclr-25063	4	22	rights	right	NOUN
iiclr-25063	4	23	.	.	PUNCT
iiclr-25063	5	1	similarly	similarly	ADV
iiclr-25063	5	2	,	,	PUNCT
iiclr-25063	5	3	goal	goal	NOUN
iiclr-25063	5	4	16.9	16.9	NUM
iiclr-25063	5	5	of	of	ADP
iiclr-25063	5	6	the	the	DET
iiclr-25063	5	7	united	united	PROPN
iiclr-25063	5	8	nations	nations	PROPN
iiclr-25063	5	9	sustainable	sustainable	ADJ
iiclr-25063	5	10	development	development	NOUN
iiclr-25063	5	11	goals	goal	NOUN
iiclr-25063	5	12	(	(	PUNCT
iiclr-25063	5	13	sdg	sdg	PROPN
iiclr-25063	5	14	)	)	PUNCT
iiclr-25063	5	15	which	which	PRON
iiclr-25063	5	16	envisions	envision	VERB
iiclr-25063	5	17	a	a	DET
iiclr-25063	5	18	legal	legal	ADJ
iiclr-25063	5	19	identity	identity	NOUN
iiclr-25063	5	20	for	for	ADP
iiclr-25063	5	21	all	all	ADV
iiclr-25063	5	22	by	by	ADP
iiclr-25063	5	23	the	the	DET
iiclr-25063	5	24	year	year	NOUN
iiclr-25063	5	25	2030	2030	NUM
iiclr-25063	5	26	also	also	ADV
iiclr-25063	5	27	mirrors	mirror	VERB
iiclr-25063	5	28	this	this	DET
iiclr-25063	5	29	call	call	NOUN
iiclr-25063	5	30	.	.	PUNCT
iiclr-25063	6	1	however	however	ADV
iiclr-25063	6	2	,	,	PUNCT
iiclr-25063	6	3	though	though	SCONJ
iiclr-25063	6	4	the	the	DET
iiclr-25063	6	5	national	national	ADJ
iiclr-25063	6	6	identification	identification	NOUN
iiclr-25063	6	7	management	management	NOUN
iiclr-25063	6	8	commission	commission	NOUN
iiclr-25063	6	9	(	(	PUNCT
iiclr-25063	6	10	nimc	nimc	ADJ
iiclr-25063	6	11	)	)	PUNCT
iiclr-25063	6	12	was	be	AUX
iiclr-25063	6	13	established	establish	VERB
iiclr-25063	6	14	in	in	ADP
iiclr-25063	6	15	2007	2007	NUM
iiclr-25063	6	16	to	to	PART
iiclr-25063	6	17	oversee	oversee	VERB
iiclr-25063	6	18	all	all	DET
iiclr-25063	6	19	matters	matter	NOUN
iiclr-25063	6	20	of	of	ADP
iiclr-25063	6	21	citizens	citizen	NOUN
iiclr-25063	6	22	’	’	PART
iiclr-25063	6	23	registration	registration	NOUN
iiclr-25063	6	24	,	,	PUNCT
iiclr-25063	6	25	only	only	ADV
iiclr-25063	6	26	about	about	ADV
iiclr-25063	6	27	30	30	NUM
iiclr-25063	6	28	million	million	NUM
iiclr-25063	6	29	nigerians	nigerians	PROPN
iiclr-25063	6	30	have	have	AUX
iiclr-25063	6	31	been	be	AUX
iiclr-25063	6	32	registered	register	VERB
iiclr-25063	6	33	out	out	ADP
iiclr-25063	6	34	of	of	ADP
iiclr-25063	6	35	the	the	DET
iiclr-25063	6	36	total	total	ADJ
iiclr-25063	6	37	national	national	ADJ
iiclr-25063	6	38	population	population	NOUN
iiclr-25063	6	39	of	of	ADP
iiclr-25063	6	40	approximately	approximately	ADV
iiclr-25063	6	41	198	198	NUM
iiclr-25063	6	42	million	million	NUM
iiclr-25063	6	43	.	.	PUNCT
iiclr-25063	7	1	using	use	VERB
iiclr-25063	7	2	a	a	DET
iiclr-25063	7	3	doctrinal	doctrinal	ADJ
iiclr-25063	7	4	method	method	NOUN
iiclr-25063	7	5	of	of	ADP
iiclr-25063	7	6	research	research	NOUN
iiclr-25063	7	7	,	,	PUNCT
iiclr-25063	7	8	this	this	DET
iiclr-25063	7	9	work	work	NOUN
iiclr-25063	7	10	examines	examine	VERB
iiclr-25063	7	11	the	the	DET
iiclr-25063	7	12	reasons	reason	NOUN
iiclr-25063	7	13	for	for	ADP
iiclr-25063	7	14	the	the	DET
iiclr-25063	7	15	slow	slow	ADJ
iiclr-25063	7	16	pace	pace	NOUN
iiclr-25063	7	17	of	of	ADP
iiclr-25063	7	18	registration	registration	NOUN
iiclr-25063	7	19	by	by	ADP
iiclr-25063	7	20	the	the	DET
iiclr-25063	7	21	commission	commission	NOUN
iiclr-25063	7	22	and	and	CCONJ
iiclr-25063	7	23	also	also	ADV
iiclr-25063	7	24	attempts	attempt	VERB
iiclr-25063	7	25	to	to	PART
iiclr-25063	7	26	offer	offer	VERB
iiclr-25063	7	27	solutions	solution	NOUN
iiclr-25063	7	28	.	.	PUNCT
iiclr-25063	8	1	this	this	DET
iiclr-25063	8	2	method	method	NOUN
iiclr-25063	8	3	of	of	ADP
iiclr-25063	8	4	research	research	NOUN
iiclr-25063	8	5	is	be	AUX
iiclr-25063	8	6	ideal	ideal	ADJ
iiclr-25063	8	7	as	as	SCONJ
iiclr-25063	8	8	mostly	mostly	ADV
iiclr-25063	8	9	legal	legal	ADJ
iiclr-25063	8	10	literature	literature	NOUN
iiclr-25063	8	11	and	and	CCONJ
iiclr-25063	8	12	regulatory	regulatory	ADJ
iiclr-25063	8	13	guidelines	guideline	NOUN
iiclr-25063	8	14	and	and	CCONJ
iiclr-25063	8	15	policies	policy	NOUN
iiclr-25063	8	16	are	be	AUX
iiclr-25063	8	17	utilised	utilise	VERB
iiclr-25063	8	18	in	in	ADP
iiclr-25063	8	19	the	the	DET
iiclr-25063	8	20	analyses	analysis	NOUN
iiclr-25063	8	21	.	.	PUNCT
iiclr-25063	9	1	furthermore	furthermore	ADV
iiclr-25063	9	2	,	,	PUNCT
iiclr-25063	9	3	the	the	DET
iiclr-25063	9	4	work	work	NOUN
iiclr-25063	9	5	draws	draw	VERB
iiclr-25063	9	6	examples	example	NOUN
iiclr-25063	9	7	from	from	ADP
iiclr-25063	9	8	the	the	DET
iiclr-25063	9	9	regulatory	regulatory	ADJ
iiclr-25063	9	10	landscape	landscape	NOUN
iiclr-25063	9	11	of	of	ADP
iiclr-25063	9	12	jurisdictions	jurisdiction	NOUN
iiclr-25063	9	13	such	such	ADJ
iiclr-25063	9	14	as	as	ADP
iiclr-25063	9	15	pakistan	pakistan	PROPN
iiclr-25063	9	16	,	,	PUNCT
iiclr-25063	9	17	peru	peru	PROPN
iiclr-25063	9	18	and	and	CCONJ
iiclr-25063	9	19	india	india	PROPN
iiclr-25063	9	20	where	where	SCONJ
iiclr-25063	9	21	positive	positive	ADJ
iiclr-25063	9	22	strides	stride	NOUN
iiclr-25063	9	23	have	have	AUX
iiclr-25063	9	24	been	be	AUX
iiclr-25063	9	25	achieved	achieve	VERB
iiclr-25063	9	26	in	in	ADP
iiclr-25063	9	27	the	the	DET
iiclr-25063	9	28	sphere	sphere	NOUN
iiclr-25063	9	29	of	of	ADP
iiclr-25063	9	30	citizens	citizen	NOUN
iiclr-25063	9	31	’	’	PART
iiclr-25063	9	32	registration	registration	NOUN
iiclr-25063	9	33	.	.	PUNCT
iiclr-25063	10	1	in	in	ADP
iiclr-25063	10	2	pakistan	pakistan	PROPN
iiclr-25063	10	3	for	for	ADP
iiclr-25063	10	4	instance	instance	NOUN
iiclr-25063	10	5	,	,	PUNCT
iiclr-25063	10	6	98	98	NUM
iiclr-25063	10	7	per	per	ADP
iiclr-25063	10	8	cent	cent	NOUN
iiclr-25063	10	9	of	of	ADP
iiclr-25063	10	10	the	the	DET
iiclr-25063	10	11	target	target	NOUN
iiclr-25063	10	12	population	population	NOUN
iiclr-25063	10	13	have	have	AUX
iiclr-25063	10	14	been	be	AUX
iiclr-25063	10	15	captured	capture	VERB
iiclr-25063	10	16	by	by	ADP
iiclr-25063	10	17	the	the	DET
iiclr-25063	10	18	national	national	ADJ
iiclr-25063	10	19	identification	identification	NOUN
iiclr-25063	10	20	program	program	NOUN
iiclr-25063	10	21	including	include	VERB
iiclr-25063	10	22	socially	socially	ADV
iiclr-25063	10	23	disadvantaged	disadvantaged	ADJ
iiclr-25063	10	24	groups	group	NOUN
iiclr-25063	10	25	with	with	ADP
iiclr-25063	10	26	the	the	DET
iiclr-25063	10	27	help	help	NOUN
iiclr-25063	10	28	of	of	ADP
iiclr-25063	10	29	mobile	mobile	ADJ
iiclr-25063	10	30	registration	registration	NOUN
iiclr-25063	10	31	agents	agent	NOUN
iiclr-25063	10	32	comprising	comprising	NOUN
iiclr-25063	10	33	of	of	ADP
iiclr-25063	10	34	hikers	hiker	NOUN
iiclr-25063	10	35	,	,	PUNCT
iiclr-25063	10	36	van	van	PROPN
iiclr-25063	10	37	drivers	driver	NOUN
iiclr-25063	10	38	,	,	PUNCT
iiclr-25063	10	39	mountaineers	mountaineer	NOUN
iiclr-25063	10	40	,	,	PUNCT
iiclr-25063	10	41	bikers	biker	NOUN
iiclr-25063	10	42	,	,	PUNCT
iiclr-25063	10	43	and	and	CCONJ
iiclr-25063	10	44	skiers	skier	NOUN
iiclr-25063	10	45	to	to	PART
iiclr-25063	10	46	locate	locate	VERB
iiclr-25063	10	47	citizens	citizen	NOUN
iiclr-25063	10	48	even	even	ADV
iiclr-25063	10	49	in	in	ADP
iiclr-25063	10	50	the	the	DET
iiclr-25063	10	51	most	most	ADV
iiclr-25063	10	52	remote	remote	ADJ
iiclr-25063	10	53	locations.1	locations.1	NOUN
iiclr-25063	10	54	the	the	DET
iiclr-25063	10	55	author	author	NOUN
iiclr-25063	10	56	proposes	propose	VERB
iiclr-25063	10	57	a	a	DET
iiclr-25063	10	58	self	self	NOUN
iiclr-25063	10	59	-	-	PUNCT
iiclr-25063	10	60	sustaining	sustain	VERB
iiclr-25063	10	61	universal	universal	ADJ
iiclr-25063	10	62	national	national	ADJ
iiclr-25063	10	63	identification	identification	NOUN
iiclr-25063	10	64	system	system	NOUN
iiclr-25063	10	65	that	that	PRON
iiclr-25063	10	66	provides	provide	VERB
iiclr-25063	10	67	nigerians	nigerian	NOUN
iiclr-25063	10	68	with	with	ADP
iiclr-25063	10	69	the	the	DET
iiclr-25063	10	70	needed	need	VERB
iiclr-25063	10	71	foundational	foundational	ADJ
iiclr-25063	10	72	identity	identity	NOUN
iiclr-25063	10	73	to	to	PART
iiclr-25063	10	74	access	access	VERB
iiclr-25063	10	75	financial	financial	ADJ
iiclr-25063	10	76	services	service	NOUN
iiclr-25063	10	77	with	with	ADP
iiclr-25063	10	78	a	a	DET
iiclr-25063	10	79	view	view	NOUN
iiclr-25063	10	80	to	to	ADP
iiclr-25063	10	81	achieving	achieve	VERB
iiclr-25063	10	82	financial	financial	ADJ
iiclr-25063	10	83	inclusion	inclusion	NOUN
iiclr-25063	10	84	as	as	ADV
iiclr-25063	10	85	well	well	ADV
iiclr-25063	10	86	as	as	ADP
iiclr-25063	10	87	other	other	ADJ
iiclr-25063	10	88	social	social	ADJ
iiclr-25063	10	89	services	service	NOUN
iiclr-25063	10	90	.	.	PUNCT
iiclr-25063	11	1	the	the	DET
iiclr-25063	11	2	paper	paper	NOUN
iiclr-25063	11	3	also	also	ADV
iiclr-25063	11	4	proposes	propose	VERB
iiclr-25063	11	5	an	an	DET
iiclr-25063	11	6	efficient	efficient	ADJ
iiclr-25063	11	7	national	national	ADJ
iiclr-25063	11	8	identification	identification	NOUN
iiclr-25063	11	9	system	system	NOUN
iiclr-25063	11	10	that	that	PRON
iiclr-25063	11	11	is	be	AUX
iiclr-25063	11	12	cost	cost	NOUN
iiclr-25063	11	13	-	-	PUNCT
iiclr-25063	11	14	effective	effective	ADJ
iiclr-25063	11	15	,	,	PUNCT
iiclr-25063	11	16	inclusive	inclusive	ADJ
iiclr-25063	11	17	and	and	CCONJ
iiclr-25063	11	18	recognises	recognise	VERB
iiclr-25063	11	19	the	the	DET
iiclr-25063	11	20	limitations	limitation	NOUN
iiclr-25063	11	21	of	of	ADP
iiclr-25063	11	22	some	some	DET
iiclr-25063	11	23	nigerians	nigerians	PROPN
iiclr-25063	11	24	especially	especially	ADV
iiclr-25063	11	25	persons	person	NOUN
iiclr-25063	11	26	without	without	ADP
iiclr-25063	11	27	documentation	documentation	NOUN
iiclr-25063	11	28	and	and	CCONJ
iiclr-25063	11	29	those	those	PRON
iiclr-25063	11	30	residing	reside	VERB
iiclr-25063	11	31	at	at	ADP
iiclr-25063	11	32	a	a	DET
iiclr-25063	11	33	distance	distance	NOUN
iiclr-25063	11	34	from	from	ADP
iiclr-25063	11	35	banks	bank	NOUN
iiclr-25063	11	36	.	.	PUNCT
iiclr-25063	12	1	in	in	ADP
iiclr-25063	12	2	addition	addition	NOUN
iiclr-25063	12	3	,	,	PUNCT
iiclr-25063	12	4	the	the	DET
iiclr-25063	12	5	shortcomings	shortcoming	NOUN
iiclr-25063	12	6	of	of	ADP
iiclr-25063	12	7	the	the	DET
iiclr-25063	12	8	existing	exist	VERB
iiclr-25063	12	9	identification	identification	NOUN
iiclr-25063	12	10	system	system	NOUN
iiclr-25063	12	11	such	such	ADJ
iiclr-25063	12	12	as	as	ADP
iiclr-25063	12	13	funding	funding	NOUN
iiclr-25063	12	14	strategies	strategy	NOUN
iiclr-25063	12	15	,	,	PUNCT
iiclr-25063	12	16	mode	mode	NOUN
iiclr-25063	12	17	of	of	ADP
iiclr-25063	12	18	registration	registration	NOUN
iiclr-25063	12	19	and	and	CCONJ
iiclr-25063	12	20	logistics	logistic	NOUN
iiclr-25063	12	21	management	management	NOUN
iiclr-25063	12	22	are	be	AUX
iiclr-25063	12	23	*	*	PUNCT
iiclr-25063	12	24	law	law	NOUN
iiclr-25063	12	25	lecturer	lecturer	NOUN
iiclr-25063	12	26	,	,	PUNCT
iiclr-25063	12	27	university	university	PROPN
iiclr-25063	12	28	of	of	ADP
iiclr-25063	12	29	benin	benin	PROPN
iiclr-25063	12	30	,	,	PUNCT
iiclr-25063	12	31	nigeria	nigeria	PROPN
iiclr-25063	12	32	;	;	PUNCT
iiclr-25063	12	33	phd	phd	NOUN
iiclr-25063	12	34	candidate	candidate	NOUN
iiclr-25063	12	35	,	,	PUNCT
iiclr-25063	12	36	university	university	PROPN
iiclr-25063	12	37	of	of	ADP
iiclr-25063	12	38	cape	cape	NOUN
iiclr-25063	12	39	town	town	NOUN
iiclr-25063	12	40	,	,	PUNCT
iiclr-25063	12	41	south	south	PROPN
iiclr-25063	12	42	africa	africa	PROPN
iiclr-25063	12	43	.	.	PUNCT
iiclr-25063	13	1	1	1	X
iiclr-25063	13	2	.	.	X
iiclr-25063	13	3	leigh	leigh	PROPN
iiclr-25063	13	4	anderson	anderson	PROPN
iiclr-25063	13	5	et	et	PROPN
iiclr-25063	13	6	al	al	PROPN
iiclr-25063	13	7	.	.	PROPN
iiclr-25063	13	8	,	,	PUNCT
iiclr-25063	13	9	itu	itu	PROPN
iiclr-25063	13	10	-	-	PUNCT
iiclr-25063	13	11	t	t	PROPN
iiclr-25063	13	12	focus	focus	NOUN
iiclr-25063	13	13	group	group	NOUN
iiclr-25063	13	14	digital	digital	PROPN
iiclr-25063	13	15	financial	financial	ADJ
iiclr-25063	13	16	services	service	NOUN
iiclr-25063	13	17	:	:	PUNCT
iiclr-25063	13	18	review	review	NOUN
iiclr-25063	13	19	of	of	ADP
iiclr-25063	13	20	national	national	ADJ
iiclr-25063	13	21	identity	identity	NOUN
iiclr-25063	13	22	programs	program	NOUN
iiclr-25063	13	23	,	,	PUNCT
iiclr-25063	13	24	24	24	NUM
iiclr-25063	13	25	(	(	PUNCT
iiclr-25063	13	26	may	may	PROPN
iiclr-25063	13	27	2016	2016	NUM
iiclr-25063	13	28	)	)	PUNCT
iiclr-25063	13	29	.	.	PUNCT
iiclr-25063	14	1	34	34	NUM
iiclr-25063	14	2	indiana	indiana	PROPN
iiclr-25063	14	3	int’l	int’l	NUM
iiclr-25063	14	4	&	&	CCONJ
iiclr-25063	14	5	comp	comp	PROPN
iiclr-25063	14	6	.	.	PUNCT
iiclr-25063	15	1	law	law	NOUN
iiclr-25063	15	2	review	review	NOUN
iiclr-25063	15	3	[	[	X
iiclr-25063	15	4	vol	vol	NOUN
iiclr-25063	15	5	.	.	PUNCT
iiclr-25063	15	6	30:33	30:33	NUM
iiclr-25063	15	7	highlighted	highlight	VERB
iiclr-25063	15	8	.	.	PUNCT
iiclr-25063	16	1	finally	finally	ADV
iiclr-25063	16	2	,	,	PUNCT
iiclr-25063	16	3	a	a	DET
iiclr-25063	16	4	more	more	ADV
iiclr-25063	16	5	effective	effective	ADJ
iiclr-25063	16	6	means	mean	NOUN
iiclr-25063	16	7	to	to	PART
iiclr-25063	16	8	reach	reach	VERB
iiclr-25063	16	9	excluded	exclude	VERB
iiclr-25063	16	10	populations	population	NOUN
iiclr-25063	16	11	founded	found	VERB
iiclr-25063	16	12	on	on	ADP
iiclr-25063	16	13	emerging	emerge	VERB
iiclr-25063	16	14	technology	technology	NOUN
iiclr-25063	16	15	particularly	particularly	ADV
iiclr-25063	16	16	digital	digital	ADJ
iiclr-25063	16	17	identification	identification	NOUN
iiclr-25063	16	18	using	use	VERB
iiclr-25063	16	19	biometrics	biometric	NOUN
iiclr-25063	16	20	and	and	CCONJ
iiclr-25063	16	21	associated	associate	VERB
iiclr-25063	16	22	technologies	technology	NOUN
iiclr-25063	16	23	such	such	ADJ
iiclr-25063	16	24	as	as	ADP
iiclr-25063	16	25	blockchains	blockchain	NOUN
iiclr-25063	16	26	is	be	AUX
iiclr-25063	16	27	suggested	suggest	VERB
iiclr-25063	16	28	.	.	PUNCT
iiclr-25063	17	1	the	the	DET
iiclr-25063	17	2	paper	paper	NOUN
iiclr-25063	17	3	is	be	AUX
iiclr-25063	17	4	expected	expect	VERB
iiclr-25063	17	5	to	to	PART
iiclr-25063	17	6	contribute	contribute	VERB
iiclr-25063	17	7	to	to	ADP
iiclr-25063	17	8	the	the	DET
iiclr-25063	17	9	growing	grow	VERB
iiclr-25063	17	10	body	body	NOUN
iiclr-25063	17	11	of	of	ADP
iiclr-25063	17	12	literature	literature	NOUN
iiclr-25063	17	13	on	on	ADP
iiclr-25063	17	14	improving	improve	VERB
iiclr-25063	17	15	national	national	ADJ
iiclr-25063	17	16	identification	identification	NOUN
iiclr-25063	17	17	and	and	CCONJ
iiclr-25063	17	18	to	to	PART
iiclr-25063	17	19	add	add	VERB
iiclr-25063	17	20	some	some	DET
iiclr-25063	17	21	thoughts	thought	NOUN
iiclr-25063	17	22	to	to	ADP
iiclr-25063	17	23	the	the	DET
iiclr-25063	17	24	global	global	ADJ
iiclr-25063	17	25	conversation	conversation	NOUN
iiclr-25063	17	26	on	on	ADP
iiclr-25063	17	27	financial	financial	ADJ
iiclr-25063	17	28	inclusion	inclusion	NOUN
iiclr-25063	17	29	bolstered	bolster	VERB
iiclr-25063	17	30	on	on	ADP
iiclr-25063	17	31	an	an	DET
iiclr-25063	17	32	effective	effective	ADJ
iiclr-25063	17	33	national	national	ADJ
iiclr-25063	17	34	identification	identification	NOUN
iiclr-25063	17	35	system	system	NOUN
iiclr-25063	17	36	.	.	PUNCT
iiclr-25063	18	1	furthermore	furthermore	ADV
iiclr-25063	18	2	,	,	PUNCT
iiclr-25063	18	3	the	the	DET
iiclr-25063	18	4	recommendations	recommendation	NOUN
iiclr-25063	18	5	are	be	AUX
iiclr-25063	18	6	intended	intend	VERB
iiclr-25063	18	7	to	to	PART
iiclr-25063	18	8	foster	foster	VERB
iiclr-25063	18	9	socially	socially	ADV
iiclr-25063	18	10	inclusive	inclusive	ADJ
iiclr-25063	18	11	gains	gain	NOUN
iiclr-25063	18	12	in	in	ADP
iiclr-25063	18	13	several	several	ADJ
iiclr-25063	18	14	other	other	ADJ
iiclr-25063	18	15	sectors	sector	NOUN
iiclr-25063	18	16	beyond	beyond	ADP
iiclr-25063	18	17	the	the	DET
iiclr-25063	18	18	financial	financial	ADJ
iiclr-25063	18	19	sector	sector	NOUN
iiclr-25063	18	20	including	include	VERB
iiclr-25063	18	21	agriculture	agriculture	NOUN
iiclr-25063	18	22	,	,	PUNCT
iiclr-25063	18	23	health	health	NOUN
iiclr-25063	18	24	,	,	PUNCT
iiclr-25063	18	25	and	and	CCONJ
iiclr-25063	18	26	social	social	ADJ
iiclr-25063	18	27	security	security	NOUN
iiclr-25063	18	28	.	.	PUNCT
iiclr-25063	19	1	finally	finally	ADV
iiclr-25063	19	2	,	,	PUNCT
iiclr-25063	19	3	even	even	ADV
iiclr-25063	19	4	though	though	SCONJ
iiclr-25063	19	5	this	this	DET
iiclr-25063	19	6	work	work	NOUN
iiclr-25063	19	7	is	be	AUX
iiclr-25063	19	8	specifically	specifically	ADV
iiclr-25063	19	9	focused	focus	VERB
iiclr-25063	19	10	on	on	ADP
iiclr-25063	19	11	nigeria	nigeria	PROPN
iiclr-25063	19	12	,	,	PUNCT
iiclr-25063	19	13	the	the	DET
iiclr-25063	19	14	findings	finding	NOUN
iiclr-25063	19	15	offer	offer	VERB
iiclr-25063	19	16	veritable	veritable	ADJ
iiclr-25063	19	17	lessons	lesson	NOUN
iiclr-25063	19	18	for	for	ADP
iiclr-25063	19	19	other	other	ADJ
iiclr-25063	19	20	nations	nation	NOUN
iiclr-25063	19	21	grappling	grapple	VERB
iiclr-25063	19	22	with	with	ADP
iiclr-25063	19	23	financial	financial	ADJ
iiclr-25063	19	24	exclusion	exclusion	NOUN
iiclr-25063	19	25	by	by	ADP
iiclr-25063	19	26	reason	reason	NOUN
iiclr-25063	19	27	of	of	ADP
iiclr-25063	19	28	inadequate	inadequate	ADJ
iiclr-25063	19	29	or	or	CCONJ
iiclr-25063	19	30	unsuitable	unsuitable	ADJ
iiclr-25063	19	31	identification	identification	NOUN
iiclr-25063	19	32	systems	system	NOUN
iiclr-25063	19	33	.	.	PUNCT
iiclr-25063	20	1	this	this	DET
iiclr-25063	20	2	work	work	NOUN
iiclr-25063	20	3	is	be	AUX
iiclr-25063	20	4	divided	divide	VERB
iiclr-25063	20	5	into	into	ADP
iiclr-25063	20	6	3	3	NUM
iiclr-25063	20	7	parts	part	NOUN
iiclr-25063	20	8	.	.	PUNCT
iiclr-25063	21	1	part	part	NOUN
iiclr-25063	21	2	i	i	PRON
iiclr-25063	21	3	provides	provide	VERB
iiclr-25063	21	4	an	an	DET
iiclr-25063	21	5	overview	overview	NOUN
iiclr-25063	21	6	of	of	ADP
iiclr-25063	21	7	the	the	DET
iiclr-25063	21	8	national	national	ADJ
iiclr-25063	21	9	identification	identification	NOUN
iiclr-25063	21	10	and	and	CCONJ
iiclr-25063	21	11	financial	financial	ADJ
iiclr-25063	21	12	inclusion	inclusion	NOUN
iiclr-25063	21	13	efforts	effort	NOUN
iiclr-25063	21	14	in	in	ADP
iiclr-25063	21	15	nigeria	nigeria	PROPN
iiclr-25063	21	16	.	.	PUNCT
iiclr-25063	22	1	part	part	PROPN
iiclr-25063	22	2	ii	ii	PROPN
iiclr-25063	22	3	provides	provide	VERB
iiclr-25063	22	4	some	some	DET
iiclr-25063	22	5	insights	insight	NOUN
iiclr-25063	22	6	into	into	ADP
iiclr-25063	22	7	national	national	ADJ
iiclr-25063	22	8	identification	identification	NOUN
iiclr-25063	22	9	in	in	ADP
iiclr-25063	22	10	nigeria	nigeria	PROPN
iiclr-25063	22	11	while	while	SCONJ
iiclr-25063	22	12	part	part	NOUN
iiclr-25063	22	13	iii	iii	NUM
iiclr-25063	22	14	highlights	highlight	NOUN
iiclr-25063	22	15	the	the	DET
iiclr-25063	22	16	value	value	NOUN
iiclr-25063	22	17	in	in	ADP
iiclr-25063	22	18	developing	develop	VERB
iiclr-25063	22	19	a	a	DET
iiclr-25063	22	20	system	system	NOUN
iiclr-25063	22	21	based	base	VERB
iiclr-25063	22	22	on	on	ADP
iiclr-25063	22	23	biometrics	biometric	NOUN
iiclr-25063	22	24	and	and	CCONJ
iiclr-25063	22	25	the	the	DET
iiclr-25063	22	26	positive	positive	ADJ
iiclr-25063	22	27	link	link	NOUN
iiclr-25063	22	28	with	with	ADP
iiclr-25063	22	29	financial	financial	ADJ
iiclr-25063	22	30	inclusion	inclusion	NOUN
iiclr-25063	22	31	.	.	PUNCT
iiclr-25063	23	1	keywords	keyword	NOUN
iiclr-25063	23	2	/	/	SYM
iiclr-25063	23	3	phrases	phrase	NOUN
iiclr-25063	23	4	financial	financial	ADJ
iiclr-25063	23	5	inclusion	inclusion	NOUN
iiclr-25063	23	6	,	,	PUNCT
iiclr-25063	23	7	financial	financial	ADJ
iiclr-25063	23	8	access	access	NOUN
iiclr-25063	23	9	,	,	PUNCT
iiclr-25063	23	10	national	national	ADJ
iiclr-25063	23	11	identification	identification	NOUN
iiclr-25063	23	12	i.	i.	NOUN
iiclr-25063	23	13	introduction	introduction	NOUN
iiclr-25063	23	14	a.	a.	NOUN
iiclr-25063	23	15	description	description	NOUN
iiclr-25063	23	16	of	of	ADP
iiclr-25063	23	17	concepts	concept	NOUN
iiclr-25063	23	18	1	1	NUM
iiclr-25063	23	19	.	.	PUNCT
iiclr-25063	24	1	financial	financial	ADJ
iiclr-25063	24	2	inclusion	inclusion	NOUN
iiclr-25063	24	3	financial	financial	ADJ
iiclr-25063	24	4	inclusion	inclusion	NOUN
iiclr-25063	24	5	is	be	AUX
iiclr-25063	24	6	described	describe	VERB
iiclr-25063	24	7	by	by	ADP
iiclr-25063	24	8	the	the	DET
iiclr-25063	24	9	central	central	ADJ
iiclr-25063	24	10	bank	bank	PROPN
iiclr-25063	24	11	of	of	ADP
iiclr-25063	24	12	nigeria	nigeria	PROPN
iiclr-25063	24	13	(	(	PUNCT
iiclr-25063	24	14	cbn	cbn	PROPN
iiclr-25063	24	15	)	)	PUNCT
iiclr-25063	24	16	as	as	ADP
iiclr-25063	24	17	“	"	PUNCT
iiclr-25063	24	18	enhancing	enhance	VERB
iiclr-25063	24	19	access	access	NOUN
iiclr-25063	24	20	and	and	CCONJ
iiclr-25063	24	21	usage	usage	NOUN
iiclr-25063	24	22	of	of	ADP
iiclr-25063	24	23	financial	financial	ADJ
iiclr-25063	24	24	services	service	NOUN
iiclr-25063	24	25	at	at	ADP
iiclr-25063	24	26	affordable	affordable	ADJ
iiclr-25063	24	27	costs	cost	NOUN
iiclr-25063	24	28	to	to	ADP
iiclr-25063	24	29	the	the	DET
iiclr-25063	24	30	vast	vast	ADJ
iiclr-25063	24	31	majority	majority	NOUN
iiclr-25063	24	32	of	of	ADP
iiclr-25063	24	33	disadvantaged	disadvantaged	ADJ
iiclr-25063	24	34	and	and	CCONJ
iiclr-25063	24	35	vulnerable	vulnerable	ADJ
iiclr-25063	24	36	low	low	ADJ
iiclr-25063	24	37	income	income	NOUN
iiclr-25063	24	38	groups	group	NOUN
iiclr-25063	24	39	;	;	PUNCT
iiclr-25063	24	40	it	it	PRON
iiclr-25063	24	41	is	be	AUX
iiclr-25063	24	42	the	the	DET
iiclr-25063	24	43	availability	availability	NOUN
iiclr-25063	24	44	and	and	CCONJ
iiclr-25063	24	45	accessibility	accessibility	NOUN
iiclr-25063	24	46	of	of	ADP
iiclr-25063	24	47	financial	financial	ADJ
iiclr-25063	24	48	products	product	NOUN
iiclr-25063	24	49	and	and	CCONJ
iiclr-25063	24	50	services	service	NOUN
iiclr-25063	24	51	to	to	ADP
iiclr-25063	24	52	the	the	DET
iiclr-25063	24	53	entire	entire	ADJ
iiclr-25063	24	54	population	population	NOUN
iiclr-25063	24	55	without	without	ADP
iiclr-25063	24	56	discrimination	discrimination	NOUN
iiclr-25063	24	57	.	.	PUNCT
iiclr-25063	24	58	”2	”2	PUNCT
iiclr-25063	25	1	the	the	DET
iiclr-25063	25	2	centre	centre	NOUN
iiclr-25063	25	3	for	for	ADP
iiclr-25063	25	4	financial	financial	ADJ
iiclr-25063	25	5	inclusion	inclusion	NOUN
iiclr-25063	25	6	(	(	PUNCT
iiclr-25063	25	7	cfi	cfi	NOUN
iiclr-25063	25	8	)	)	PUNCT
iiclr-25063	25	9	also	also	ADV
iiclr-25063	25	10	defines	define	VERB
iiclr-25063	25	11	financial	financial	ADJ
iiclr-25063	25	12	inclusion	inclusion	NOUN
iiclr-25063	25	13	as	as	ADP
iiclr-25063	25	14	“	"	PUNCT
iiclr-25063	25	15	a	a	DET
iiclr-25063	25	16	state	state	NOUN
iiclr-25063	25	17	in	in	ADP
iiclr-25063	25	18	which	which	PRON
iiclr-25063	25	19	all	all	DET
iiclr-25063	25	20	people	people	NOUN
iiclr-25063	25	21	who	who	PRON
iiclr-25063	25	22	can	can	AUX
iiclr-25063	25	23	use	use	VERB
iiclr-25063	25	24	them	they	PRON
iiclr-25063	25	25	have	have	VERB
iiclr-25063	25	26	access	access	NOUN
iiclr-25063	25	27	to	to	ADP
iiclr-25063	25	28	a	a	DET
iiclr-25063	25	29	full	full	ADJ
iiclr-25063	25	30	suite	suite	NOUN
iiclr-25063	25	31	of	of	ADP
iiclr-25063	25	32	quality	quality	NOUN
iiclr-25063	25	33	financial	financial	ADJ
iiclr-25063	25	34	services	service	NOUN
iiclr-25063	25	35	,	,	PUNCT
iiclr-25063	25	36	provided	provide	VERB
iiclr-25063	25	37	at	at	ADP
iiclr-25063	25	38	affordable	affordable	ADJ
iiclr-25063	25	39	prices	price	NOUN
iiclr-25063	25	40	,	,	PUNCT
iiclr-25063	25	41	in	in	ADP
iiclr-25063	25	42	a	a	DET
iiclr-25063	25	43	convenient	convenient	ADJ
iiclr-25063	25	44	manner	manner	NOUN
iiclr-25063	25	45	,	,	PUNCT
iiclr-25063	25	46	and	and	CCONJ
iiclr-25063	25	47	with	with	ADP
iiclr-25063	25	48	dignity	dignity	NOUN
iiclr-25063	25	49	for	for	ADP
iiclr-25063	25	50	the	the	DET
iiclr-25063	25	51	clients	client	NOUN
iiclr-25063	25	52	.	.	PUNCT
iiclr-25063	26	1	financial	financial	ADJ
iiclr-25063	26	2	services	service	NOUN
iiclr-25063	26	3	are	be	AUX
iiclr-25063	26	4	delivered	deliver	VERB
iiclr-25063	26	5	by	by	ADP
iiclr-25063	26	6	a	a	DET
iiclr-25063	26	7	range	range	NOUN
iiclr-25063	26	8	of	of	ADP
iiclr-25063	26	9	providers	provider	NOUN
iiclr-25063	26	10	,	,	PUNCT
iiclr-25063	26	11	most	most	ADJ
iiclr-25063	26	12	of	of	ADP
iiclr-25063	26	13	them	they	PRON
iiclr-25063	26	14	private	private	ADJ
iiclr-25063	26	15	,	,	PUNCT
iiclr-25063	26	16	and	and	CCONJ
iiclr-25063	26	17	reach	reach	VERB
iiclr-25063	26	18	everyone	everyone	PRON
iiclr-25063	26	19	who	who	PRON
iiclr-25063	26	20	can	can	AUX
iiclr-25063	26	21	use	use	VERB
iiclr-25063	26	22	them	they	PRON
iiclr-25063	26	23	,	,	PUNCT
iiclr-25063	26	24	including	include	VERB
iiclr-25063	26	25	disabled	disabled	ADJ
iiclr-25063	26	26	,	,	PUNCT
iiclr-25063	26	27	poor	poor	ADJ
iiclr-25063	26	28	,	,	PUNCT
iiclr-25063	26	29	rural	rural	ADJ
iiclr-25063	26	30	,	,	PUNCT
iiclr-25063	26	31	and	and	CCONJ
iiclr-25063	26	32	other	other	ADJ
iiclr-25063	26	33	excluded	exclude	VERB
iiclr-25063	26	34	populations.3	populations.3	NOUN
iiclr-25063	26	35	furthermore	furthermore	ADV
iiclr-25063	26	36	,	,	PUNCT
iiclr-25063	26	37	the	the	DET
iiclr-25063	26	38	financial	financial	ADJ
iiclr-25063	26	39	action	action	NOUN
iiclr-25063	26	40	task	task	NOUN
iiclr-25063	26	41	force	force	NOUN
iiclr-25063	26	42	(	(	PUNCT
iiclr-25063	26	43	fatf	fatf	NOUN
iiclr-25063	26	44	)	)	PUNCT
iiclr-25063	26	45	defines	define	VERB
iiclr-25063	26	46	the	the	DET
iiclr-25063	26	47	term	term	NOUN
iiclr-25063	26	48	as	as	ADP
iiclr-25063	26	49	:	:	PUNCT
iiclr-25063	26	50	providing	provide	VERB
iiclr-25063	26	51	access	access	NOUN
iiclr-25063	26	52	to	to	ADP
iiclr-25063	26	53	an	an	DET
iiclr-25063	26	54	adequate	adequate	ADJ
iiclr-25063	26	55	range	range	NOUN
iiclr-25063	26	56	of	of	ADP
iiclr-25063	26	57	safe	safe	ADJ
iiclr-25063	26	58	,	,	PUNCT
iiclr-25063	26	59	convenient	convenient	ADJ
iiclr-25063	26	60	and	and	CCONJ
iiclr-25063	26	61	affordable	affordable	ADJ
iiclr-25063	26	62	financial	financial	ADJ
iiclr-25063	26	63	services	service	NOUN
iiclr-25063	26	64	to	to	ADP
iiclr-25063	26	65	disadvantaged	disadvantaged	ADJ
iiclr-25063	26	66	and	and	CCONJ
iiclr-25063	26	67	other	other	ADJ
iiclr-25063	26	68	vulnerable	vulnerable	ADJ
iiclr-25063	26	69	groups	group	NOUN
iiclr-25063	26	70	,	,	PUNCT
iiclr-25063	26	71	2	2	X
iiclr-25063	26	72	.	.	X
iiclr-25063	26	73	central	central	PROPN
iiclr-25063	26	74	bank	bank	PROPN
iiclr-25063	26	75	of	of	ADP
iiclr-25063	26	76	nigeria	nigeria	PROPN
iiclr-25063	26	77	,	,	PUNCT
iiclr-25063	26	78	cpd	cpd	NOUN
iiclr-25063	26	79	faqs	faqs	PROPN
iiclr-25063	26	80	,	,	PUNCT
iiclr-25063	26	81	3	3	NUM
iiclr-25063	26	82	,	,	PUNCT
iiclr-25063	26	83	https://www.cbn.gov.ng/devfin/cpd_faqs.pdf	https://www.cbn.gov.ng/devfin/cpd_faqs.pdf	PUNCT
iiclr-25063	27	1	[	[	X
iiclr-25063	27	2	https://perma.cc/u4m9-333f	https://perma.cc/u4m9-333f	X
iiclr-25063	27	3	]	]	X
iiclr-25063	27	4	.	.	PUNCT
iiclr-25063	28	1	3	3	X
iiclr-25063	28	2	.	.	X
iiclr-25063	28	3	centre	centre	NOUN
iiclr-25063	28	4	for	for	ADP
iiclr-25063	28	5	financial	financial	ADJ
iiclr-25063	28	6	inclusion	inclusion	NOUN
iiclr-25063	28	7	,	,	PUNCT
iiclr-25063	28	8	financial	financial	ADJ
iiclr-25063	28	9	inclusion	inclusion	NOUN
iiclr-25063	28	10	glossary	glossary	NOUN
iiclr-25063	28	11	(	(	PUNCT
iiclr-25063	28	12	2018	2018	NUM
iiclr-25063	28	13	)	)	PUNCT
iiclr-25063	29	1	https://www	https://www	PROPN
iiclr-25063	29	2	.	.	PUNCT
iiclr-25063	30	1	centerforfinancialinclusion.org/financial-inclusion-glossary	centerforfinancialinclusion.org/financial-inclusion-glossary	PART
iiclr-25063	31	1	[	[	X
iiclr-25063	31	2	https://perma.cc/4mr6-lfm7	https://perma.cc/4mr6-lfm7	X
iiclr-25063	31	3	]	]	X
iiclr-25063	31	4	.	.	PUNCT
iiclr-25063	31	5	2019	2019	NUM
iiclr-25063	31	6	]	]	PUNCT
iiclr-25063	31	7	identification	identification	NOUN
iiclr-25063	31	8	management	management	NOUN
iiclr-25063	31	9	in	in	ADP
iiclr-25063	31	10	nigeria	nigeria	PROPN
iiclr-25063	31	11	35	35	NUM
iiclr-25063	31	12	including	include	VERB
iiclr-25063	31	13	low	low	ADJ
iiclr-25063	31	14	income	income	NOUN
iiclr-25063	31	15	,	,	PUNCT
iiclr-25063	31	16	rural	rural	ADJ
iiclr-25063	31	17	and	and	CCONJ
iiclr-25063	31	18	undocumented	undocumented	ADJ
iiclr-25063	31	19	persons	person	NOUN
iiclr-25063	31	20	,	,	PUNCT
iiclr-25063	31	21	who	who	PRON
iiclr-25063	31	22	have	have	AUX
iiclr-25063	31	23	been	be	AUX
iiclr-25063	31	24	underserved	underserve	VERB
iiclr-25063	31	25	or	or	CCONJ
iiclr-25063	31	26	excluded	exclude	VERB
iiclr-25063	31	27	from	from	ADP
iiclr-25063	31	28	the	the	DET
iiclr-25063	31	29	formal	formal	ADJ
iiclr-25063	31	30	financial	financial	NOUN
iiclr-25063	31	31	sector.4	sector.4	PROPN
iiclr-25063	31	32	it	it	PRON
iiclr-25063	31	33	is	be	AUX
iiclr-25063	31	34	also	also	ADV
iiclr-25063	31	35	,	,	PUNCT
iiclr-25063	31	36	on	on	ADP
iiclr-25063	31	37	the	the	DET
iiclr-25063	31	38	other	other	ADJ
iiclr-25063	31	39	hand	hand	NOUN
iiclr-25063	31	40	,	,	PUNCT
iiclr-25063	31	41	about	about	ADP
iiclr-25063	31	42	making	make	VERB
iiclr-25063	31	43	a	a	DET
iiclr-25063	31	44	broader	broad	ADJ
iiclr-25063	31	45	range	range	NOUN
iiclr-25063	31	46	of	of	ADP
iiclr-25063	31	47	financial	financial	ADJ
iiclr-25063	31	48	services	service	NOUN
iiclr-25063	31	49	available	available	ADJ
iiclr-25063	31	50	to	to	ADP
iiclr-25063	31	51	individuals	individual	NOUN
iiclr-25063	31	52	who	who	PRON
iiclr-25063	31	53	currently	currently	ADV
iiclr-25063	31	54	only	only	ADV
iiclr-25063	31	55	have	have	VERB
iiclr-25063	31	56	access	access	NOUN
iiclr-25063	31	57	to	to	ADP
iiclr-25063	31	58	basic	basic	ADJ
iiclr-25063	31	59	financial	financial	ADJ
iiclr-25063	31	60	products.5	products.5	NOUN
iiclr-25063	31	61	anti	anti	X
iiclr-25063	31	62	money	money	NOUN
iiclr-25063	31	63	laundering	laundering	NOUN
iiclr-25063	31	64	and	and	CCONJ
iiclr-25063	31	65	terrorist	terrorist	ADJ
iiclr-25063	31	66	financing	financing	NOUN
iiclr-25063	31	67	measures	measure	NOUN
iiclr-25063	31	68	and	and	CCONJ
iiclr-25063	31	69	financial	financial	ADJ
iiclr-25063	31	70	inclusion	inclusion	NOUN
iiclr-25063	31	71	,	,	PUNCT
iiclr-25063	31	72	fatf	fatf	NOUN
iiclr-25063	31	73	guidance	guidance	NOUN
iiclr-25063	31	74	,	,	PUNCT
iiclr-25063	31	75	12	12	NUM
iiclr-25063	31	76	,	,	PUNCT
iiclr-25063	31	77	(	(	PUNCT
iiclr-25063	31	78	feb	feb	PROPN
iiclr-25063	31	79	.	.	PROPN
iiclr-25063	31	80	2013	2013	NUM
iiclr-25063	31	81	)	)	PUNCT
iiclr-25063	31	82	.	.	PUNCT
iiclr-25063	32	1	2	2	X
iiclr-25063	32	2	.	.	X
iiclr-25063	32	3	legal	legal	ADJ
iiclr-25063	32	4	identity	identity	NOUN
iiclr-25063	32	5	legal	legal	ADJ
iiclr-25063	32	6	identity	identity	NOUN
iiclr-25063	32	7	is	be	AUX
iiclr-25063	32	8	a	a	DET
iiclr-25063	32	9	composite	composite	ADJ
iiclr-25063	32	10	condition	condition	NOUN
iiclr-25063	32	11	obtained	obtain	VERB
iiclr-25063	32	12	through	through	ADP
iiclr-25063	32	13	birth	birth	NOUN
iiclr-25063	32	14	or	or	CCONJ
iiclr-25063	32	15	civil	civil	ADJ
iiclr-25063	32	16	registration	registration	NOUN
iiclr-25063	32	17	which	which	PRON
iiclr-25063	32	18	gives	give	VERB
iiclr-25063	32	19	a	a	DET
iiclr-25063	32	20	person	person	NOUN
iiclr-25063	32	21	an	an	DET
iiclr-25063	32	22	identity	identity	NOUN
iiclr-25063	32	23	(	(	PUNCT
iiclr-25063	32	24	name	name	NOUN
iiclr-25063	32	25	and	and	CCONJ
iiclr-25063	32	26	nationality	nationality	NOUN
iiclr-25063	32	27	)	)	PUNCT
iiclr-25063	32	28	and	and	CCONJ
iiclr-25063	32	29	variables	variable	NOUN
iiclr-25063	32	30	of	of	ADP
iiclr-25063	32	31	unique	unique	ADJ
iiclr-25063	32	32	personal	personal	ADJ
iiclr-25063	32	33	identifiers	identifier	NOUN
iiclr-25063	32	34	,	,	PUNCT
iiclr-25063	32	35	such	such	ADJ
iiclr-25063	32	36	as	as	ADP
iiclr-25063	32	37	biometrics	biometric	NOUN
iiclr-25063	32	38	combined	combine	VERB
iiclr-25063	32	39	with	with	ADP
iiclr-25063	32	40	a	a	DET
iiclr-25063	32	41	unique	unique	ADJ
iiclr-25063	32	42	identity	identity	NOUN
iiclr-25063	32	43	number.6	number.6	NOUN
iiclr-25063	32	44	identification	identification	NOUN
iiclr-25063	32	45	provides	provide	VERB
iiclr-25063	32	46	a	a	DET
iiclr-25063	32	47	continuous	continuous	ADJ
iiclr-25063	32	48	,	,	PUNCT
iiclr-25063	32	49	permanent	permanent	ADJ
iiclr-25063	32	50	,	,	PUNCT
iiclr-25063	32	51	compulsory	compulsory	ADJ
iiclr-25063	32	52	,	,	PUNCT
iiclr-25063	32	53	and	and	CCONJ
iiclr-25063	32	54	universal	universal	ADJ
iiclr-25063	32	55	recording	recording	NOUN
iiclr-25063	32	56	of	of	ADP
iiclr-25063	32	57	the	the	DET
iiclr-25063	32	58	occurrence	occurrence	NOUN
iiclr-25063	32	59	and	and	CCONJ
iiclr-25063	32	60	characteristics	characteristic	NOUN
iiclr-25063	32	61	of	of	ADP
iiclr-25063	32	62	vital	vital	ADJ
iiclr-25063	32	63	events	event	NOUN
iiclr-25063	32	64	including	include	VERB
iiclr-25063	32	65	live	live	ADJ
iiclr-25063	32	66	births	birth	NOUN
iiclr-25063	32	67	,	,	PUNCT
iiclr-25063	32	68	deaths	death	NOUN
iiclr-25063	32	69	,	,	PUNCT
iiclr-25063	32	70	fetal	fetal	ADJ
iiclr-25063	32	71	deaths	death	NOUN
iiclr-25063	32	72	,	,	PUNCT
iiclr-25063	32	73	marriages	marriage	NOUN
iiclr-25063	32	74	,	,	PUNCT
iiclr-25063	32	75	and	and	CCONJ
iiclr-25063	32	76	divorces	divorce	NOUN
iiclr-25063	32	77	and	and	CCONJ
iiclr-25063	32	78	other	other	ADJ
iiclr-25063	32	79	civil	civil	ADJ
iiclr-25063	32	80	status	status	NOUN
iiclr-25063	32	81	events	event	NOUN
iiclr-25063	32	82	pertaining	pertain	VERB
iiclr-25063	32	83	to	to	ADP
iiclr-25063	32	84	the	the	DET
iiclr-25063	32	85	population.7	population.7	ADJ
iiclr-25063	32	86	3	3	NUM
iiclr-25063	32	87	.	.	PUNCT
iiclr-25063	32	88	biometrics	biometric	NOUN
iiclr-25063	32	89	biometrics	biometric	NOUN
iiclr-25063	32	90	refers	refer	VERB
iiclr-25063	32	91	to	to	ADP
iiclr-25063	32	92	metrics	metric	NOUN
iiclr-25063	32	93	related	relate	VERB
iiclr-25063	32	94	to	to	ADP
iiclr-25063	32	95	human	human	ADJ
iiclr-25063	32	96	characteristics	characteristic	NOUN
iiclr-25063	32	97	including	include	VERB
iiclr-25063	32	98	,	,	PUNCT
iiclr-25063	32	99	fingerprint	fingerprint	NOUN
iiclr-25063	32	100	,	,	PUNCT
iiclr-25063	32	101	face	face	NOUN
iiclr-25063	32	102	recognition	recognition	NOUN
iiclr-25063	32	103	,	,	PUNCT
iiclr-25063	32	104	palm	palm	NOUN
iiclr-25063	32	105	veins	vein	NOUN
iiclr-25063	32	106	,	,	PUNCT
iiclr-25063	32	107	etc.8	etc.8	PROPN
iiclr-25063	32	108	biometrics	biometric	NOUN
iiclr-25063	32	109	can	can	AUX
iiclr-25063	32	110	also	also	ADV
iiclr-25063	32	111	be	be	AUX
iiclr-25063	32	112	defined	define	VERB
iiclr-25063	32	113	as	as	ADP
iiclr-25063	32	114	a	a	DET
iiclr-25063	32	115	measure	measure	NOUN
iiclr-25063	32	116	of	of	ADP
iiclr-25063	32	117	identity	identity	NOUN
iiclr-25063	32	118	based	base	VERB
iiclr-25063	32	119	on	on	ADP
iiclr-25063	32	120	a	a	DET
iiclr-25063	32	121	physiological	physiological	ADJ
iiclr-25063	32	122	(	(	PUNCT
iiclr-25063	32	123	fingerprint	fingerprint	NOUN
iiclr-25063	32	124	,	,	PUNCT
iiclr-25063	32	125	face	face	NOUN
iiclr-25063	32	126	,	,	PUNCT
iiclr-25063	32	127	eye	eye	NOUN
iiclr-25063	32	128	iris	iris	NOUN
iiclr-25063	32	129	or	or	CCONJ
iiclr-25063	32	130	retina	retina	NOUN
iiclr-25063	32	131	)	)	PUNCT
iiclr-25063	32	132	or	or	CCONJ
iiclr-25063	32	133	behavioural	behavioural	ADJ
iiclr-25063	32	134	(	(	PUNCT
iiclr-25063	32	135	speech	speech	NOUN
iiclr-25063	32	136	or	or	CCONJ
iiclr-25063	32	137	signature	signature	NOUN
iiclr-25063	32	138	)	)	PUNCT
iiclr-25063	33	1	characteristics.9	characteristics.9	PROPN
iiclr-25063	33	2	it	it	PRON
iiclr-25063	33	3	is	be	AUX
iiclr-25063	33	4	an	an	DET
iiclr-25063	33	5	effective	effective	ADJ
iiclr-25063	33	6	personal	personal	ADJ
iiclr-25063	33	7	identifier	identifier	NOUN
iiclr-25063	33	8	because	because	SCONJ
iiclr-25063	33	9	it	it	PRON
iiclr-25063	33	10	is	be	AUX
iiclr-25063	33	11	unique	unique	ADJ
iiclr-25063	33	12	to	to	ADP
iiclr-25063	33	13	and	and	CCONJ
iiclr-25063	33	14	embodied	embody	VERB
iiclr-25063	33	15	in	in	ADP
iiclr-25063	33	16	each	each	DET
iiclr-25063	33	17	person	person	NOUN
iiclr-25063	33	18	,	,	PUNCT
iiclr-25063	33	19	so	so	SCONJ
iiclr-25063	33	20	it	it	PRON
iiclr-25063	33	21	can	can	AUX
iiclr-25063	33	22	not	not	PART
iiclr-25063	33	23	be	be	AUX
iiclr-25063	33	24	forgotten	forget	VERB
iiclr-25063	33	25	,	,	PUNCT
iiclr-25063	33	26	lost	lose	VERB
iiclr-25063	33	27	or	or	CCONJ
iiclr-25063	33	28	stolen	steal	VERB
iiclr-25063	33	29	like	like	ADP
iiclr-25063	33	30	other	other	ADJ
iiclr-25063	33	31	conventional	conventional	ADJ
iiclr-25063	33	32	identification	identification	NOUN
iiclr-25063	33	33	methods’.10	methods’.10	NOUN
iiclr-25063	33	34	4	4	X
iiclr-25063	33	35	.	.	PUNCT
iiclr-25063	33	36	national	national	ADJ
iiclr-25063	33	37	identification	identification	NOUN
iiclr-25063	33	38	national	national	ADJ
iiclr-25063	33	39	identification	identification	NOUN
iiclr-25063	33	40	embodies	embody	VERB
iiclr-25063	33	41	the	the	DET
iiclr-25063	33	42	collection	collection	NOUN
iiclr-25063	33	43	of	of	ADP
iiclr-25063	33	44	personal	personal	ADJ
iiclr-25063	33	45	,	,	PUNCT
iiclr-25063	33	46	proprietary	proprietary	ADJ
iiclr-25063	33	47	and	and	CCONJ
iiclr-25063	33	48	4	4	NUM
iiclr-25063	33	49	.	.	X
iiclr-25063	33	50	anti	anti	ADJ
iiclr-25063	33	51	money	money	NOUN
iiclr-25063	33	52	laundering	laundering	NOUN
iiclr-25063	33	53	and	and	CCONJ
iiclr-25063	33	54	terrorist	terrorist	ADJ
iiclr-25063	33	55	financing	financing	NOUN
iiclr-25063	33	56	measures	measure	NOUN
iiclr-25063	33	57	and	and	CCONJ
iiclr-25063	33	58	financial	financial	ADJ
iiclr-25063	33	59	inclusion	inclusion	NOUN
iiclr-25063	33	60	,	,	PUNCT
iiclr-25063	33	61	fatf	fatf	NOUN
iiclr-25063	33	62	guidance	guidance	NOUN
iiclr-25063	33	63	,	,	PUNCT
iiclr-25063	33	64	12	12	NUM
iiclr-25063	33	65	,	,	PUNCT
iiclr-25063	33	66	(	(	PUNCT
iiclr-25063	33	67	feb	feb	PROPN
iiclr-25063	33	68	.	.	PROPN
iiclr-25063	33	69	2013	2013	NUM
iiclr-25063	33	70	)	)	PUNCT
iiclr-25063	33	71	.	.	PUNCT
iiclr-25063	34	1	5	5	X
iiclr-25063	34	2	.	.	X
iiclr-25063	35	1	i	i	PRON
iiclr-25063	35	2	d.	d.	PROPN
iiclr-25063	35	3	at	at	ADP
iiclr-25063	35	4	12	12	NUM
iiclr-25063	35	5	.	.	PUNCT
iiclr-25063	36	1	6	6	NUM
iiclr-25063	36	2	.	.	X
iiclr-25063	36	3	mia	mia	PROPN
iiclr-25063	36	4	harbitz	harbitz	PROPN
iiclr-25063	36	5	and	and	CCONJ
iiclr-25063	36	6	bettina	bettina	PROPN
iiclr-25063	36	7	boekle	boekle	PROPN
iiclr-25063	36	8	-	-	PUNCT
iiclr-25063	36	9	giuffrida	giuffrida	NOUN
iiclr-25063	36	10	,	,	PUNCT
iiclr-25063	36	11	democratic	democratic	ADJ
iiclr-25063	36	12	governance	governance	NOUN
iiclr-25063	36	13	,	,	PUNCT
iiclr-25063	36	14	citizenship	citizenship	NOUN
iiclr-25063	36	15	,	,	PUNCT
iiclr-25063	36	16	and	and	CCONJ
iiclr-25063	36	17	legal	legal	ADJ
iiclr-25063	36	18	identity	identity	NOUN
iiclr-25063	36	19	:	:	PUNCT
iiclr-25063	36	20	linking	link	VERB
iiclr-25063	36	21	theoretical	theoretical	ADJ
iiclr-25063	36	22	discussion	discussion	NOUN
iiclr-25063	36	23	and	and	CCONJ
iiclr-25063	36	24	operational	operational	ADJ
iiclr-25063	36	25	reality	reality	NOUN
iiclr-25063	36	26	,	,	PUNCT
iiclr-25063	36	27	inter	inter	ADJ
iiclr-25063	36	28	-	-	ADJ
iiclr-25063	36	29	american	american	ADJ
iiclr-25063	36	30	development	development	PROPN
iiclr-25063	36	31	bank	bank	PROPN
iiclr-25063	36	32	(	(	PUNCT
iiclr-25063	36	33	may	may	PROPN
iiclr-25063	36	34	2009	2009	NUM
iiclr-25063	36	35	)	)	PUNCT
iiclr-25063	36	36	(	(	PUNCT
iiclr-25063	36	37	working	work	VERB
iiclr-25063	36	38	paper	paper	NOUN
iiclr-25063	36	39	)	)	PUNCT
iiclr-25063	36	40	.	.	PUNCT
iiclr-25063	37	1	7	7	X
iiclr-25063	37	2	.	.	X
iiclr-25063	38	1	i	i	PRON
iiclr-25063	38	2	d.	d.	PROPN
iiclr-25063	38	3	at	at	ADP
iiclr-25063	38	4	5	5	NUM
iiclr-25063	38	5	.	.	SYM
iiclr-25063	38	6	8	8	NUM
iiclr-25063	38	7	.	.	PUNCT
iiclr-25063	38	8	chenshan	chenshan	PROPN
iiclr-25063	38	9	,	,	PUNCT
iiclr-25063	38	10	and	and	CCONJ
iiclr-25063	38	11	rob	rob	PROPN
iiclr-25063	38	12	reeve	reeve	PROPN
iiclr-25063	38	13	,	,	PUNCT
iiclr-25063	38	14	itu	itu	PROPN
iiclr-25063	38	15	-	-	PUNCT
iiclr-25063	38	16	t	t	PROPN
iiclr-25063	38	17	focus	focus	NOUN
iiclr-25063	38	18	group	group	NOUN
iiclr-25063	38	19	digital	digital	PROPN
iiclr-25063	38	20	financial	financial	ADJ
iiclr-25063	38	21	services	service	NOUN
iiclr-25063	38	22	dfs	dfs	PROPN
iiclr-25063	38	23	vendor	vendor	NOUN
iiclr-25063	38	24	platform	platform	NOUN
iiclr-25063	38	25	features	feature	NOUN
iiclr-25063	38	26	,	,	PUNCT
iiclr-25063	38	27	9	9	NUM
iiclr-25063	38	28	(	(	PUNCT
iiclr-25063	38	29	feb	feb	PROPN
iiclr-25063	38	30	.	.	PROPN
iiclr-25063	38	31	2017	2017	NUM
iiclr-25063	38	32	)	)	PUNCT
iiclr-25063	38	33	.	.	PUNCT
iiclr-25063	39	1	9	9	X
iiclr-25063	39	2	.	.	X
iiclr-25063	39	3	xavier	xavier	PROPN
iiclr-25063	39	4	giné	giné	PROPN
iiclr-25063	39	5	et	et	PROPN
iiclr-25063	39	6	al	al	PROPN
iiclr-25063	39	7	.	.	PROPN
iiclr-25063	39	8	,	,	PUNCT
iiclr-25063	39	9	use	use	NOUN
iiclr-25063	39	10	of	of	ADP
iiclr-25063	39	11	biometric	biometric	ADJ
iiclr-25063	39	12	technology	technology	NOUN
iiclr-25063	39	13	in	in	ADP
iiclr-25063	39	14	developing	develop	VERB
iiclr-25063	39	15	countries	country	NOUN
iiclr-25063	39	16	,	,	PUNCT
iiclr-25063	39	17	http:/	http:/	PROPN
iiclr-25063	39	18	/siteresources.worldbank.org	/siteresources.worldbank.org	PROPN
iiclr-25063	39	19	/	/	SYM
iiclr-25063	39	20	dec	dec	PROPN
iiclr-25063	39	21	/	/	SYM
iiclr-25063	39	22	resources	resource	NOUN
iiclr-25063	39	23	/	/	SYM
iiclr-25063	39	24	policy_paper	policy_paper	NOUN
iiclr-25063	39	25	-	-	PUNCT
iiclr-25063	39	26	biometrics.pdf	biometrics.pdf	X
iiclr-25063	39	27	[	[	X
iiclr-25063	39	28	https://perma.cc/b7he-sh8c	https://perma.cc/b7he-sh8c	X
iiclr-25063	39	29	]	]	X
iiclr-25063	39	30	.	.	PUNCT
iiclr-25063	40	1	10	10	NUM
iiclr-25063	40	2	.	.	PUNCT
iiclr-25063	41	1	i	i	PRON
iiclr-25063	41	2	d.	d.	PROPN
iiclr-25063	41	3	at	at	ADP
iiclr-25063	41	4	1	1	NUM
iiclr-25063	41	5	.	.	NUM
iiclr-25063	41	6	36	36	NUM
iiclr-25063	41	7	indiana	indiana	PROPN
iiclr-25063	41	8	int’l	int’l	NUM
iiclr-25063	41	9	&	&	CCONJ
iiclr-25063	41	10	comp	comp	PROPN
iiclr-25063	41	11	.	.	PUNCT
iiclr-25063	42	1	law	law	NOUN
iiclr-25063	42	2	review	review	NOUN
iiclr-25063	42	3	[	[	X
iiclr-25063	42	4	vol	vol	NOUN
iiclr-25063	42	5	.	.	PUNCT
iiclr-25063	43	1	30:33	30:33	NUM
iiclr-25063	43	2	transactional	transactional	ADJ
iiclr-25063	43	3	information	information	NOUN
iiclr-25063	43	4	such	such	ADJ
iiclr-25063	43	5	as	as	ADP
iiclr-25063	43	6	name	name	NOUN
iiclr-25063	43	7	,	,	PUNCT
iiclr-25063	43	8	address	address	NOUN
iiclr-25063	43	9	,	,	PUNCT
iiclr-25063	43	10	location	location	NOUN
iiclr-25063	43	11	,	,	PUNCT
iiclr-25063	43	12	date	date	NOUN
iiclr-25063	43	13	of	of	ADP
iiclr-25063	43	14	birth	birth	NOUN
iiclr-25063	43	15	,	,	PUNCT
iiclr-25063	43	16	gender	gender	NOUN
iiclr-25063	43	17	;	;	PUNCT
iiclr-25063	43	18	biometrics	biometric	NOUN
iiclr-25063	43	19	information	information	NOUN
iiclr-25063	43	20	including	include	VERB
iiclr-25063	43	21	iris	iris	NOUN
iiclr-25063	43	22	scans	scan	NOUN
iiclr-25063	43	23	,	,	PUNCT
iiclr-25063	43	24	fingerprints	fingerprint	NOUN
iiclr-25063	43	25	,	,	PUNCT
iiclr-25063	43	26	photo	photo	NOUN
iiclr-25063	43	27	capture	capture	NOUN
iiclr-25063	43	28	and	and	CCONJ
iiclr-25063	43	29	physical	physical	ADJ
iiclr-25063	43	30	credentials	credential	NOUN
iiclr-25063	43	31	such	such	ADJ
iiclr-25063	43	32	as	as	ADP
iiclr-25063	43	33	complexion	complexion	NOUN
iiclr-25063	43	34	and	and	CCONJ
iiclr-25063	43	35	eye	eye	NOUN
iiclr-25063	43	36	colour.11	colour.11	ADJ
iiclr-25063	43	37	registration	registration	NOUN
iiclr-25063	43	38	could	could	AUX
iiclr-25063	43	39	be	be	AUX
iiclr-25063	43	40	conducted	conduct	VERB
iiclr-25063	43	41	onsite	onsite	ADJ
iiclr-25063	43	42	at	at	ADP
iiclr-25063	43	43	designated	designate	VERB
iiclr-25063	43	44	registration	registration	NOUN
iiclr-25063	43	45	centres	centre	NOUN
iiclr-25063	43	46	or	or	CCONJ
iiclr-25063	43	47	offsite	offsite	NOUN
iiclr-25063	43	48	on	on	ADP
iiclr-25063	43	49	mobile	mobile	ADJ
iiclr-25063	43	50	registration	registration	NOUN
iiclr-25063	43	51	vans	van	NOUN
iiclr-25063	43	52	,	,	PUNCT
iiclr-25063	43	53	at	at	ADP
iiclr-25063	43	54	the	the	DET
iiclr-25063	43	55	residence	residence	NOUN
iiclr-25063	43	56	of	of	ADP
iiclr-25063	43	57	citizens	citizen	NOUN
iiclr-25063	43	58	or	or	CCONJ
iiclr-25063	43	59	in	in	ADP
iiclr-25063	43	60	public	public	ADJ
iiclr-25063	43	61	places	place	NOUN
iiclr-25063	43	62	such	such	ADJ
iiclr-25063	43	63	as	as	ADP
iiclr-25063	43	64	market	market	NOUN
iiclr-25063	43	65	squares	square	NOUN
iiclr-25063	43	66	,	,	PUNCT
iiclr-25063	43	67	town	town	NOUN
iiclr-25063	43	68	halls	hall	NOUN
iiclr-25063	43	69	,	,	PUNCT
iiclr-25063	43	70	public	public	ADJ
iiclr-25063	43	71	schools	school	NOUN
iiclr-25063	43	72	and	and	CCONJ
iiclr-25063	43	73	places	place	NOUN
iiclr-25063	43	74	of	of	ADP
iiclr-25063	43	75	worship	worship	NOUN
iiclr-25063	43	76	.	.	PUNCT
iiclr-25063	44	1	identification	identification	NOUN
iiclr-25063	44	2	systems	system	NOUN
iiclr-25063	44	3	rely	rely	VERB
iiclr-25063	44	4	on	on	ADP
iiclr-25063	44	5	three	three	NUM
iiclr-25063	44	6	indicessomething	indicessomethe	VERB
iiclr-25063	44	7	possessed	possess	VERB
iiclr-25063	44	8	by	by	ADP
iiclr-25063	44	9	the	the	DET
iiclr-25063	44	10	individual	individual	NOUN
iiclr-25063	44	11	(	(	PUNCT
iiclr-25063	44	12	such	such	ADJ
iiclr-25063	44	13	as	as	ADP
iiclr-25063	44	14	a	a	DET
iiclr-25063	44	15	card	card	NOUN
iiclr-25063	44	16	,	,	PUNCT
iiclr-25063	44	17	token	token	ADJ
iiclr-25063	44	18	or	or	CCONJ
iiclr-25063	44	19	other	other	ADJ
iiclr-25063	44	20	credential	credential	NOUN
iiclr-25063	44	21	)	)	PUNCT
iiclr-25063	44	22	,	,	PUNCT
iiclr-25063	44	23	something	something	PRON
iiclr-25063	44	24	known	know	VERB
iiclr-25063	44	25	(	(	PUNCT
iiclr-25063	44	26	such	such	ADJ
iiclr-25063	44	27	as	as	ADP
iiclr-25063	44	28	a	a	DET
iiclr-25063	44	29	password	password	NOUN
iiclr-25063	44	30	,	,	PUNCT
iiclr-25063	44	31	pin	pin	NOUN
iiclr-25063	44	32	or	or	CCONJ
iiclr-25063	44	33	ability	ability	NOUN
iiclr-25063	44	34	to	to	PART
iiclr-25063	44	35	provide	provide	VERB
iiclr-25063	44	36	personal	personal	ADJ
iiclr-25063	44	37	information	information	NOUN
iiclr-25063	44	38	)	)	PUNCT
iiclr-25063	44	39	and	and	CCONJ
iiclr-25063	44	40	something	something	PRON
iiclr-25063	44	41	one	one	NUM
iiclr-25063	44	42	is	be	AUX
iiclr-25063	44	43	(	(	PUNCT
iiclr-25063	44	44	such	such	ADJ
iiclr-25063	44	45	as	as	ADP
iiclr-25063	44	46	physical	physical	ADJ
iiclr-25063	44	47	biometrics	biometric	NOUN
iiclr-25063	44	48	e.g.	e.g.	ADV
iiclr-25063	44	49	photos	photo	NOUN
iiclr-25063	44	50	and	and	CCONJ
iiclr-25063	44	51	fingerprints	fingerprint	NOUN
iiclr-25063	44	52	or	or	CCONJ
iiclr-25063	44	53	behavioural	behavioural	ADJ
iiclr-25063	44	54	characteristics	characteristic	NOUN
iiclr-25063	44	55	such	such	ADJ
iiclr-25063	44	56	as	as	ADP
iiclr-25063	44	57	speech	speech	NOUN
iiclr-25063	44	58	pattern).12	pattern).12	PROPN
iiclr-25063	44	59	b.	b.	NOUN
iiclr-25063	44	60	the	the	DET
iiclr-25063	44	61	value	value	NOUN
iiclr-25063	44	62	in	in	ADP
iiclr-25063	44	63	developing	develop	VERB
iiclr-25063	44	64	an	an	DET
iiclr-25063	44	65	efficient	efficient	ADJ
iiclr-25063	44	66	national	national	ADJ
iiclr-25063	44	67	identification	identification	NOUN
iiclr-25063	44	68	management	management	NOUN
iiclr-25063	44	69	program	program	NOUN
iiclr-25063	44	70	an	an	DET
iiclr-25063	44	71	illiterate	illiterate	ADJ
iiclr-25063	44	72	person	person	NOUN
iiclr-25063	44	73	is	be	AUX
iiclr-25063	44	74	one	one	NUM
iiclr-25063	44	75	who	who	PRON
iiclr-25063	44	76	can	can	AUX
iiclr-25063	44	77	not	not	PART
iiclr-25063	44	78	write	write	VERB
iiclr-25063	44	79	his	his	PRON
iiclr-25063	44	80	name	name	NOUN
iiclr-25063	44	81	,	,	PUNCT
iiclr-25063	44	82	and	and	CCONJ
iiclr-25063	44	83	an	an	DET
iiclr-25063	44	84	illiterate	illiterate	ADJ
iiclr-25063	44	85	state	state	NOUN
iiclr-25063	44	86	is	be	AUX
iiclr-25063	44	87	one	one	NUM
iiclr-25063	44	88	that	that	PRON
iiclr-25063	44	89	can	can	AUX
iiclr-25063	44	90	not	not	PART
iiclr-25063	44	91	write	write	VERB
iiclr-25063	44	92	the	the	DET
iiclr-25063	44	93	names	name	NOUN
iiclr-25063	44	94	of	of	ADP
iiclr-25063	44	95	its	its	PRON
iiclr-25063	44	96	citizens.13	citizens.13	NOUN
iiclr-25063	44	97	developing	develop	VERB
iiclr-25063	44	98	a	a	DET
iiclr-25063	44	99	national	national	ADJ
iiclr-25063	44	100	identification	identification	NOUN
iiclr-25063	44	101	management	management	NOUN
iiclr-25063	44	102	program	program	NOUN
iiclr-25063	44	103	is	be	AUX
iiclr-25063	44	104	crucial	crucial	ADJ
iiclr-25063	44	105	and	and	CCONJ
iiclr-25063	44	106	holds	hold	VERB
iiclr-25063	44	107	many	many	ADJ
iiclr-25063	44	108	benefits	benefit	NOUN
iiclr-25063	44	109	.	.	PUNCT
iiclr-25063	45	1	in	in	ADP
iiclr-25063	45	2	the	the	DET
iiclr-25063	45	3	first	first	ADJ
iiclr-25063	45	4	place	place	NOUN
iiclr-25063	45	5	,	,	PUNCT
iiclr-25063	45	6	a	a	DET
iiclr-25063	45	7	well	well	ADV
iiclr-25063	45	8	managed	manage	VERB
iiclr-25063	45	9	national	national	ADJ
iiclr-25063	45	10	identification	identification	NOUN
iiclr-25063	45	11	database	database	NOUN
iiclr-25063	45	12	provides	provide	VERB
iiclr-25063	45	13	reliable	reliable	ADJ
iiclr-25063	45	14	understanding	understanding	NOUN
iiclr-25063	45	15	of	of	ADP
iiclr-25063	45	16	the	the	DET
iiclr-25063	45	17	different	different	ADJ
iiclr-25063	45	18	facets	facet	NOUN
iiclr-25063	45	19	of	of	ADP
iiclr-25063	45	20	a	a	DET
iiclr-25063	45	21	citizen	citizen	NOUN
iiclr-25063	45	22	’s	’s	PART
iiclr-25063	45	23	life	life	NOUN
iiclr-25063	45	24	from	from	ADP
iiclr-25063	45	25	birth	birth	NOUN
iiclr-25063	45	26	to	to	ADP
iiclr-25063	45	27	death	death	NOUN
iiclr-25063	45	28	registration	registration	NOUN
iiclr-25063	45	29	including	include	VERB
iiclr-25063	45	30	health	health	NOUN
iiclr-25063	45	31	status	status	NOUN
iiclr-25063	45	32	,	,	PUNCT
iiclr-25063	45	33	political	political	ADJ
iiclr-25063	45	34	affiliations	affiliation	NOUN
iiclr-25063	45	35	,	,	PUNCT
iiclr-25063	45	36	economic	economic	ADJ
iiclr-25063	45	37	and	and	CCONJ
iiclr-25063	45	38	social	social	ADJ
iiclr-25063	45	39	preferences	preference	NOUN
iiclr-25063	45	40	.	.	PUNCT
iiclr-25063	46	1	this	this	DET
iiclr-25063	46	2	data	data	NOUN
iiclr-25063	46	3	is	be	AUX
iiclr-25063	46	4	important	important	ADJ
iiclr-25063	46	5	for	for	ADP
iiclr-25063	46	6	evaluating	evaluate	VERB
iiclr-25063	46	7	the	the	DET
iiclr-25063	46	8	size	size	NOUN
iiclr-25063	46	9	,	,	PUNCT
iiclr-25063	46	10	growth	growth	NOUN
iiclr-25063	46	11	,	,	PUNCT
iiclr-25063	46	12	economic	economic	ADJ
iiclr-25063	46	13	and	and	CCONJ
iiclr-25063	46	14	social	social	ADJ
iiclr-25063	46	15	dimensions	dimension	NOUN
iiclr-25063	46	16	,	,	PUNCT
iiclr-25063	46	17	development	development	NOUN
iiclr-25063	46	18	indicators	indicator	NOUN
iiclr-25063	46	19	,	,	PUNCT
iiclr-25063	46	20	and	and	CCONJ
iiclr-25063	46	21	the	the	DET
iiclr-25063	46	22	characteristics	characteristic	NOUN
iiclr-25063	46	23	of	of	ADP
iiclr-25063	46	24	a	a	DET
iiclr-25063	46	25	country	country	NOUN
iiclr-25063	46	26	’s	’s	PART
iiclr-25063	46	27	population	population	NOUN
iiclr-25063	46	28	to	to	PART
iiclr-25063	46	29	effectively	effectively	ADV
iiclr-25063	46	30	plan	plan	VERB
iiclr-25063	46	31	government	government	NOUN
iiclr-25063	46	32	policies	policy	NOUN
iiclr-25063	46	33	and	and	CCONJ
iiclr-25063	46	34	interventions.14	interventions.14	NOUN
iiclr-25063	46	35	additionally	additionally	ADV
iiclr-25063	46	36	,	,	PUNCT
iiclr-25063	46	37	a	a	DET
iiclr-25063	46	38	national	national	PROPN
iiclr-25063	46	39	i	i	PROPN
iiclr-25063	46	40	d	d	PROPN
iiclr-25063	46	41	provides	provide	VERB
iiclr-25063	46	42	a	a	DET
iiclr-25063	46	43	legal	legal	ADJ
iiclr-25063	46	44	document	document	NOUN
iiclr-25063	46	45	for	for	SCONJ
iiclr-25063	46	46	people	people	NOUN
iiclr-25063	46	47	to	to	PART
iiclr-25063	46	48	establish	establish	VERB
iiclr-25063	46	49	their	their	PRON
iiclr-25063	46	50	legal	legal	ADJ
iiclr-25063	46	51	identity	identity	NOUN
iiclr-25063	46	52	,	,	PUNCT
iiclr-25063	46	53	family	family	NOUN
iiclr-25063	46	54	relationships	relationship	NOUN
iiclr-25063	46	55	,	,	PUNCT
iiclr-25063	46	56	and	and	CCONJ
iiclr-25063	46	57	civil	civil	ADJ
iiclr-25063	46	58	status	status	NOUN
iiclr-25063	46	59	,	,	PUNCT
iiclr-25063	46	60	thereby	thereby	ADV
iiclr-25063	46	61	facilitating	facilitate	VERB
iiclr-25063	46	62	participation	participation	NOUN
iiclr-25063	46	63	in	in	ADP
iiclr-25063	46	64	society.15	society.15	NOUN
iiclr-25063	46	65	also	also	ADV
iiclr-25063	46	66	,	,	PUNCT
iiclr-25063	46	67	national	national	PROPN
iiclr-25063	46	68	i	i	PROPN
iiclr-25063	46	69	d	d	PROPN
iiclr-25063	46	70	serves	serve	VERB
iiclr-25063	46	71	as	as	ADP
iiclr-25063	46	72	a	a	DET
iiclr-25063	46	73	foundational	foundational	ADJ
iiclr-25063	46	74	piece	piece	NOUN
iiclr-25063	46	75	of	of	ADP
iiclr-25063	46	76	information	information	NOUN
iiclr-25063	46	77	upon	upon	SCONJ
iiclr-25063	46	78	which	which	PRON
iiclr-25063	46	79	other	other	ADJ
iiclr-25063	46	80	entities	entity	NOUN
iiclr-25063	46	81	in	in	ADP
iiclr-25063	46	82	need	need	NOUN
iiclr-25063	46	83	of	of	ADP
iiclr-25063	46	84	proof	proof	NOUN
iiclr-25063	46	85	of	of	ADP
iiclr-25063	46	86	identity	identity	NOUN
iiclr-25063	46	87	can	can	AUX
iiclr-25063	46	88	build	build	VERB
iiclr-25063	46	89	on	on	ADP
iiclr-25063	46	90	.	.	PUNCT
iiclr-25063	47	1	national	national	ADJ
iiclr-25063	47	2	identification	identification	NOUN
iiclr-25063	47	3	ensures	ensure	VERB
iiclr-25063	47	4	that	that	SCONJ
iiclr-25063	47	5	citizens	citizen	NOUN
iiclr-25063	47	6	are	be	AUX
iiclr-25063	47	7	able	able	ADJ
iiclr-25063	47	8	to	to	PART
iiclr-25063	47	9	assert	assert	VERB
iiclr-25063	47	10	civic	civic	ADJ
iiclr-25063	47	11	,	,	PUNCT
iiclr-25063	47	12	social	social	ADJ
iiclr-25063	47	13	,	,	PUNCT
iiclr-25063	47	14	economic	economic	ADJ
iiclr-25063	47	15	,	,	PUNCT
iiclr-25063	47	16	and	and	CCONJ
iiclr-25063	47	17	political	political	ADJ
iiclr-25063	47	18	rights	right	NOUN
iiclr-25063	47	19	and	and	CCONJ
iiclr-25063	47	20	duties	duty	NOUN
iiclr-25063	47	21	such	such	ADJ
iiclr-25063	47	22	as	as	ADP
iiclr-25063	47	23	voting	vote	VERB
iiclr-25063	47	24	in	in	ADP
iiclr-25063	47	25	elections	election	NOUN
iiclr-25063	47	26	,	,	PUNCT
iiclr-25063	47	27	claiming	claim	VERB
iiclr-25063	47	28	government	government	NOUN
iiclr-25063	47	29	benefits	benefit	NOUN
iiclr-25063	47	30	,	,	PUNCT
iiclr-25063	47	31	and	and	CCONJ
iiclr-25063	47	32	opening	open	VERB
iiclr-25063	47	33	bank	bank	NOUN
iiclr-25063	47	34	accounts	account	NOUN
iiclr-25063	47	35	.	.	PUNCT
iiclr-25063	48	1	this	this	PRON
iiclr-25063	48	2	also	also	ADV
iiclr-25063	48	3	creates	create	VERB
iiclr-25063	48	4	a	a	DET
iiclr-25063	48	5	verifiable	verifiable	ADJ
iiclr-25063	48	6	11	11	NUM
iiclr-25063	48	7	.	.	PUNCT
iiclr-25063	49	1	see	see	VERB
iiclr-25063	49	2	leigh	leigh	PROPN
iiclr-25063	49	3	anderson	anderson	PROPN
iiclr-25063	49	4	et	et	PROPN
iiclr-25063	49	5	al	al	PROPN
iiclr-25063	49	6	.	.	PROPN
iiclr-25063	49	7	,	,	PUNCT
iiclr-25063	49	8	supra	supra	PROPN
iiclr-25063	49	9	note	note	PROPN
iiclr-25063	49	10	1	1	NUM
iiclr-25063	49	11	,	,	PUNCT
iiclr-25063	49	12	at	at	ADP
iiclr-25063	49	13	13	13	NUM
iiclr-25063	49	14	.	.	PUNCT
iiclr-25063	49	15	12	12	NUM
iiclr-25063	49	16	.	.	PUNCT
iiclr-25063	50	1	alan	alan	PROPN
iiclr-25063	50	2	gelb	gelb	PROPN
iiclr-25063	50	3	and	and	CCONJ
iiclr-25063	50	4	anna	anna	PROPN
iiclr-25063	50	5	diofasi	diofasi	PROPN
iiclr-25063	50	6	,	,	PUNCT
iiclr-25063	50	7	preliminary	preliminary	ADJ
iiclr-25063	50	8	discussion	discussion	NOUN
iiclr-25063	50	9	paper	paper	NOUN
iiclr-25063	50	10	on	on	ADP
iiclr-25063	50	11	the	the	DET
iiclr-25063	50	12	future	future	NOUN
iiclr-25063	50	13	of	of	ADP
iiclr-25063	50	14	identification	identification	NOUN
iiclr-25063	50	15	and	and	CCONJ
iiclr-25063	50	16	development	development	NOUN
iiclr-25063	50	17	,	,	PUNCT
iiclr-25063	50	18	(	(	PUNCT
iiclr-25063	50	19	oct	oct	PROPN
iiclr-25063	50	20	.	.	PROPN
iiclr-25063	50	21	31	31	NUM
iiclr-25063	50	22	.	.	NOUN
iiclr-25063	50	23	2015	2015	NUM
iiclr-25063	50	24	)	)	PUNCT
iiclr-25063	50	25	(	(	PUNCT
iiclr-25063	50	26	draft	draft	NOUN
iiclr-25063	50	27	)	)	PUNCT
iiclr-25063	50	28	,	,	PUNCT
iiclr-25063	50	29	https://www.cgdev.org/sites/default/	https://www.cgdev.org/sites/default/	PROPN
iiclr-25063	50	30	files	file	NOUN
iiclr-25063	50	31	/	/	SYM
iiclr-25063	50	32	identification	identification	NOUN
iiclr-25063	50	33	-	-	PUNCT
iiclr-25063	50	34	development	development	NOUN
iiclr-25063	50	35	-	-	PUNCT
iiclr-25063	50	36	what	what	NOUN
iiclr-25063	50	37	-	-	PUNCT
iiclr-25063	50	38	have	have	AUX
iiclr-25063	50	39	-	-	PUNCT
iiclr-25063	50	40	we	we	PRON
iiclr-25063	50	41	-	-	PUNCT
iiclr-25063	50	42	learnt	learn	VERB
iiclr-25063	50	43	-	-	PUNCT
iiclr-25063	50	44	and	and	CCONJ
iiclr-25063	50	45	-	-	PUNCT
iiclr-25063	50	46	where	where	ADV
iiclr-25063	50	47	-	-	PUNCT
iiclr-25063	50	48	are	be	AUX
iiclr-25063	50	49	-	-	PUNCT
iiclr-25063	50	50	we	we	PRON
iiclr-25063	50	51	-	-	PUNCT
iiclr-25063	50	52	going.pdf[https://	going.pdf[https://	NOUN
iiclr-25063	50	53	perma.cc/35ba-wzc2	perma.cc/35ba-wzc2	NOUN
iiclr-25063	50	54	]	]	PUNCT
iiclr-25063	50	55	.	.	PUNCT
iiclr-25063	51	1	13	13	NUM
iiclr-25063	51	2	.	.	X
iiclr-25063	51	3	plan	plan	PROPN
iiclr-25063	51	4	nacional	nacional	PROPN
iiclr-25063	51	5	peru	peru	PROPN
iiclr-25063	51	6	contra	contra	PROPN
iiclr-25063	51	7	la	la	PROPN
iiclr-25063	51	8	indocumentacion	indocumentacion	PROPN
iiclr-25063	51	9	2011	2011	NUM
iiclr-25063	51	10	-	-	SYM
iiclr-25063	51	11	2015	2015	NUM
iiclr-25063	51	12	.	.	PUNCT
iiclr-25063	52	1	see	see	VERB
iiclr-25063	52	2	also	also	ADV
iiclr-25063	52	3	leigh	leigh	PROPN
iiclr-25063	52	4	anderson	anderson	PROPN
iiclr-25063	52	5	et	et	PROPN
iiclr-25063	52	6	al	al	PROPN
iiclr-25063	52	7	.	.	PROPN
iiclr-25063	52	8	,	,	PUNCT
iiclr-25063	52	9	supra	supra	PROPN
iiclr-25063	52	10	note	note	PROPN
iiclr-25063	52	11	1	1	NUM
iiclr-25063	52	12	,	,	PUNCT
iiclr-25063	52	13	at	at	ADP
iiclr-25063	52	14	7	7	NUM
iiclr-25063	52	15	.	.	NOUN
iiclr-25063	52	16	14	14	NUM
iiclr-25063	52	17	.	.	PUNCT
iiclr-25063	53	1	united	united	PROPN
iiclr-25063	53	2	nations	nations	PROPN
iiclr-25063	53	3	department	department	PROPN
iiclr-25063	53	4	of	of	ADP
iiclr-25063	53	5	economic	economic	ADJ
iiclr-25063	53	6	and	and	CCONJ
iiclr-25063	53	7	social	social	ADJ
iiclr-25063	53	8	affairs	affair	NOUN
iiclr-25063	53	9	,	,	PUNCT
iiclr-25063	53	10	get	get	VERB
iiclr-25063	53	11	every	every	DET
iiclr-25063	53	12	one	one	NOUN
iiclr-25063	53	13	in	in	ADP
iiclr-25063	53	14	the	the	DET
iiclr-25063	53	15	picture	picture	NOUN
iiclr-25063	53	16	:	:	PUNCT
iiclr-25063	53	17	why	why	SCONJ
iiclr-25063	53	18	is	be	AUX
iiclr-25063	53	19	civil	civil	ADJ
iiclr-25063	53	20	registration	registration	NOUN
iiclr-25063	53	21	so	so	ADV
iiclr-25063	53	22	important	important	ADJ
iiclr-25063	53	23	for	for	ADP
iiclr-25063	53	24	statistics	statistic	NOUN
iiclr-25063	53	25	?	?	PUNCT
iiclr-25063	53	26	,	,	PUNCT
iiclr-25063	53	27	statistics	statistic	NOUN
iiclr-25063	53	28	brief	brief	NOUN
iiclr-25063	53	29	,	,	PUNCT
iiclr-25063	53	30	issue	issue	NOUN
iiclr-25063	53	31	no	no	INTJ
iiclr-25063	53	32	.	.	PROPN
iiclr-25063	53	33	02	02	NUM
iiclr-25063	53	34	,	,	PUNCT
iiclr-25063	53	35	(	(	PUNCT
iiclr-25063	53	36	november	november	PROPN
iiclr-25063	53	37	2014	2014	NUM
iiclr-25063	53	38	)	)	PUNCT
iiclr-25063	53	39	,	,	PUNCT
iiclr-25063	53	40	1	1	NUM
iiclr-25063	53	41	,	,	PUNCT
iiclr-25063	53	42	http://getinthepicture.org/sites/default/files/resources/stats_brief_crvs_nov2014_issue	http://getinthepicture.org/sites/default/files/resources/stats_brief_crvs_nov2014_issue	VERB
iiclr-25063	53	43	_	_	NOUN
iiclr-25063	54	1	02.pdf	02.pdf	PROPN
iiclr-25063	55	1	[	[	X
iiclr-25063	55	2	https://perma.cc/q7de-l7	https://perma.cc/q7de-l7	X
iiclr-25063	55	3	mg	mg	NOUN
iiclr-25063	55	4	]	]	PUNCT
iiclr-25063	55	5	.	.	PUNCT
iiclr-25063	56	1	15	15	NUM
iiclr-25063	56	2	.	.	PUNCT
iiclr-25063	57	1	i	i	PRON
iiclr-25063	57	2	d.	d.	PROPN
iiclr-25063	57	3	at	at	ADP
iiclr-25063	57	4	2	2	NUM
iiclr-25063	57	5	.	.	NUM
iiclr-25063	57	6	2019	2019	NUM
iiclr-25063	57	7	]	]	PUNCT
iiclr-25063	57	8	identification	identification	NOUN
iiclr-25063	57	9	management	management	NOUN
iiclr-25063	57	10	in	in	ADP
iiclr-25063	57	11	nigeria	nigeria	PROPN
iiclr-25063	57	12	37	37	NUM
iiclr-25063	57	13	legal	legal	ADJ
iiclr-25063	57	14	identity	identity	NOUN
iiclr-25063	57	15	for	for	ADP
iiclr-25063	57	16	citizens	citizen	NOUN
iiclr-25063	57	17	and	and	CCONJ
iiclr-25063	57	18	is	be	AUX
iiclr-25063	57	19	useful	useful	ADJ
iiclr-25063	57	20	for	for	ADP
iiclr-25063	57	21	facilitating	facilitate	VERB
iiclr-25063	57	22	tax	tax	NOUN
iiclr-25063	57	23	collection	collection	NOUN
iiclr-25063	57	24	,	,	PUNCT
iiclr-25063	57	25	enhancing	enhance	VERB
iiclr-25063	57	26	the	the	DET
iiclr-25063	57	27	reliability	reliability	NOUN
iiclr-25063	57	28	of	of	ADP
iiclr-25063	57	29	economic	economic	ADJ
iiclr-25063	57	30	and	and	CCONJ
iiclr-25063	57	31	financial	financial	ADJ
iiclr-25063	57	32	transactions	transaction	NOUN
iiclr-25063	57	33	,	,	PUNCT
iiclr-25063	57	34	and	and	CCONJ
iiclr-25063	57	35	in	in	ADP
iiclr-25063	57	36	the	the	DET
iiclr-25063	57	37	design	design	NOUN
iiclr-25063	57	38	of	of	ADP
iiclr-25063	57	39	effective	effective	ADJ
iiclr-25063	57	40	public	public	ADJ
iiclr-25063	57	41	policies.16	policies.16	PROPN
iiclr-25063	57	42	furthermore	furthermore	ADV
iiclr-25063	57	43	,	,	PUNCT
iiclr-25063	57	44	national	national	ADJ
iiclr-25063	57	45	identity	identity	NOUN
iiclr-25063	57	46	systems	system	NOUN
iiclr-25063	57	47	help	help	VERB
iiclr-25063	57	48	in	in	ADP
iiclr-25063	57	49	crime	crime	NOUN
iiclr-25063	57	50	fighting	fighting	NOUN
iiclr-25063	57	51	,	,	PUNCT
iiclr-25063	57	52	prevention	prevention	NOUN
iiclr-25063	57	53	and	and	CCONJ
iiclr-25063	57	54	detection	detection	NOUN
iiclr-25063	57	55	as	as	ADV
iiclr-25063	57	56	well	well	ADV
iiclr-25063	57	57	as	as	ADP
iiclr-25063	57	58	disaster	disaster	NOUN
iiclr-25063	57	59	recovery	recovery	NOUN
iiclr-25063	57	60	.	.	PUNCT
iiclr-25063	58	1	in	in	ADP
iiclr-25063	58	2	pakistan	pakistan	PROPN
iiclr-25063	58	3	for	for	ADP
iiclr-25063	58	4	instance	instance	NOUN
iiclr-25063	58	5	,	,	PUNCT
iiclr-25063	58	6	data	datum	NOUN
iiclr-25063	58	7	from	from	ADP
iiclr-25063	58	8	the	the	DET
iiclr-25063	58	9	registration	registration	NOUN
iiclr-25063	58	10	authority	authority	NOUN
iiclr-25063	58	11	was	be	AUX
iiclr-25063	58	12	used	use	VERB
iiclr-25063	58	13	to	to	PART
iiclr-25063	58	14	uncover	uncover	VERB
iiclr-25063	58	15	proxy	proxy	ADJ
iiclr-25063	58	16	prisoners	prisoner	NOUN
iiclr-25063	58	17	serving	serve	VERB
iiclr-25063	58	18	sentences	sentence	NOUN
iiclr-25063	58	19	for	for	ADP
iiclr-25063	58	20	the	the	DET
iiclr-25063	58	21	wealthy	wealthy	ADJ
iiclr-25063	58	22	;	;	PUNCT
iiclr-25063	58	23	reveal	reveal	VERB
iiclr-25063	58	24	tax	tax	NOUN
iiclr-25063	58	25	evasion	evasion	NOUN
iiclr-25063	58	26	and	and	CCONJ
iiclr-25063	58	27	collusion	collusion	NOUN
iiclr-25063	58	28	with	with	ADP
iiclr-25063	58	29	tax	tax	NOUN
iiclr-25063	58	30	authorities	authority	NOUN
iiclr-25063	58	31	,	,	PUNCT
iiclr-25063	58	32	and	and	CCONJ
iiclr-25063	58	33	to	to	PART
iiclr-25063	58	34	discover	discover	VERB
iiclr-25063	58	35	massive	massive	ADJ
iiclr-25063	58	36	voter	voter	NOUN
iiclr-25063	58	37	fraud	fraud	NOUN
iiclr-25063	58	38	resulting	result	VERB
iiclr-25063	58	39	in	in	ADP
iiclr-25063	58	40	the	the	DET
iiclr-25063	58	41	deletion	deletion	NOUN
iiclr-25063	58	42	of	of	ADP
iiclr-25063	58	43	37	37	NUM
iiclr-25063	58	44	million	million	NUM
iiclr-25063	58	45	fake	fake	ADJ
iiclr-25063	58	46	voters	voter	NOUN
iiclr-25063	58	47	from	from	ADP
iiclr-25063	58	48	the	the	DET
iiclr-25063	58	49	database.17	database.17	NOUN
iiclr-25063	58	50	this	this	DET
iiclr-25063	58	51	database	database	NOUN
iiclr-25063	58	52	was	be	AUX
iiclr-25063	58	53	also	also	ADV
iiclr-25063	58	54	used	use	VERB
iiclr-25063	58	55	to	to	PART
iiclr-25063	58	56	assist	assist	VERB
iiclr-25063	58	57	victims	victim	NOUN
iiclr-25063	58	58	of	of	ADP
iiclr-25063	58	59	the	the	DET
iiclr-25063	58	60	2010	2010	NUM
iiclr-25063	58	61	flooding	flooding	NOUN
iiclr-25063	58	62	in	in	ADP
iiclr-25063	58	63	pakistan	pakistan	PROPN
iiclr-25063	58	64	by	by	ADP
iiclr-25063	58	65	confirming	confirm	VERB
iiclr-25063	58	66	street	street	NOUN
iiclr-25063	58	67	addresses	address	NOUN
iiclr-25063	58	68	with	with	ADP
iiclr-25063	58	69	information	information	NOUN
iiclr-25063	58	70	held	hold	VERB
iiclr-25063	58	71	by	by	ADP
iiclr-25063	58	72	the	the	DET
iiclr-25063	58	73	registration	registration	NOUN
iiclr-25063	58	74	authority.18	authority.18	NOUN
iiclr-25063	58	75	here	here	ADV
iiclr-25063	58	76	,	,	PUNCT
iiclr-25063	58	77	about	about	ADV
iiclr-25063	58	78	55	55	NUM
iiclr-25063	58	79	billion	billion	NUM
iiclr-25063	58	80	rupees	rupee	NOUN
iiclr-25063	58	81	(	(	PUNCT
iiclr-25063	58	82	$	$	SYM
iiclr-25063	58	83	586	586	NUM
iiclr-25063	58	84	m	m	NOUN
iiclr-25063	58	85	;	;	PUNCT
iiclr-25063	58	86	£	£	SYM
iiclr-25063	58	87	381	381	NUM
iiclr-25063	58	88	m	m	NOUN
iiclr-25063	58	89	)	)	PUNCT
iiclr-25063	58	90	in	in	ADP
iiclr-25063	58	91	donor	donor	NOUN
iiclr-25063	58	92	funds	fund	NOUN
iiclr-25063	58	93	was	be	AUX
iiclr-25063	58	94	disbursed	disburse	VERB
iiclr-25063	58	95	to	to	ADP
iiclr-25063	58	96	more	more	ADJ
iiclr-25063	58	97	than	than	ADP
iiclr-25063	58	98	2.4	2.4	NUM
iiclr-25063	58	99	million	million	NUM
iiclr-25063	58	100	affected	affected	ADJ
iiclr-25063	58	101	families	family	NOUN
iiclr-25063	58	102	to	to	PART
iiclr-25063	58	103	facilitate	facilitate	VERB
iiclr-25063	58	104	disaster	disaster	NOUN
iiclr-25063	58	105	response.19	response.19	NOUN
iiclr-25063	58	106	similarly	similarly	ADV
iiclr-25063	58	107	this	this	DET
iiclr-25063	58	108	information	information	NOUN
iiclr-25063	58	109	has	have	AUX
iiclr-25063	58	110	proved	prove	VERB
iiclr-25063	58	111	useful	useful	ADJ
iiclr-25063	58	112	in	in	ADP
iiclr-25063	58	113	identifying	identify	VERB
iiclr-25063	58	114	victims	victim	NOUN
iiclr-25063	58	115	of	of	ADP
iiclr-25063	58	116	suicide	suicide	NOUN
iiclr-25063	58	117	bombings	bombing	NOUN
iiclr-25063	58	118	and	and	CCONJ
iiclr-25063	58	119	air	air	NOUN
iiclr-25063	58	120	crashes.20	crashes.20	PROPN
iiclr-25063	58	121	the	the	DET
iiclr-25063	58	122	place	place	NOUN
iiclr-25063	58	123	of	of	ADP
iiclr-25063	58	124	a	a	DET
iiclr-25063	58	125	national	national	ADJ
iiclr-25063	58	126	identity	identity	NOUN
iiclr-25063	58	127	management	management	NOUN
iiclr-25063	58	128	system	system	NOUN
iiclr-25063	58	129	that	that	PRON
iiclr-25063	58	130	facilitates	facilitate	VERB
iiclr-25063	58	131	the	the	DET
iiclr-25063	58	132	registration	registration	NOUN
iiclr-25063	58	133	of	of	ADP
iiclr-25063	58	134	all	all	DET
iiclr-25063	58	135	citizens	citizen	NOUN
iiclr-25063	58	136	and	and	CCONJ
iiclr-25063	58	137	leads	lead	VERB
iiclr-25063	58	138	to	to	ADP
iiclr-25063	58	139	the	the	DET
iiclr-25063	58	140	lessening	lessening	NOUN
iiclr-25063	58	141	of	of	ADP
iiclr-25063	58	142	at	at	ADV
iiclr-25063	58	143	least	least	ADV
iiclr-25063	58	144	one	one	NUM
iiclr-25063	58	145	burden	burden	NOUN
iiclr-25063	58	146	borne	bear	VERB
iiclr-25063	58	147	by	by	ADP
iiclr-25063	58	148	the	the	DET
iiclr-25063	58	149	excluded	exclude	VERB
iiclr-25063	58	150	class	class	NOUN
iiclr-25063	58	151	towards	towards	ADP
iiclr-25063	58	152	attaining	attain	VERB
iiclr-25063	58	153	financial	financial	ADJ
iiclr-25063	58	154	inclusion	inclusion	NOUN
iiclr-25063	58	155	can	can	AUX
iiclr-25063	58	156	not	not	PART
iiclr-25063	58	157	therefore	therefore	ADV
iiclr-25063	58	158	be	be	AUX
iiclr-25063	58	159	over	over	ADV
iiclr-25063	58	160	-	-	PUNCT
iiclr-25063	58	161	emphasized	emphasize	VERB
iiclr-25063	58	162	.	.	PUNCT
iiclr-25063	59	1	the	the	DET
iiclr-25063	59	2	following	follow	VERB
iiclr-25063	59	3	section	section	NOUN
iiclr-25063	59	4	outlines	outline	VERB
iiclr-25063	59	5	nigeria	nigeria	PROPN
iiclr-25063	59	6	’s	’	VERB
iiclr-25063	59	7	journey	journey	NOUN
iiclr-25063	59	8	towards	towards	ADP
iiclr-25063	59	9	financial	financial	ADJ
iiclr-25063	59	10	inclusion	inclusion	NOUN
iiclr-25063	59	11	.	.	PUNCT
iiclr-25063	60	1	c.	c.	PROPN
iiclr-25063	60	2	background	background	PROPN
iiclr-25063	60	3	to	to	ADP
iiclr-25063	60	4	financial	financial	ADJ
iiclr-25063	60	5	inclusion	inclusion	NOUN
iiclr-25063	60	6	in	in	ADP
iiclr-25063	60	7	nigeria	nigeria	PROPN
iiclr-25063	60	8	nigeria	nigeria	PROPN
iiclr-25063	60	9	’s	’s	PART
iiclr-25063	60	10	commitment	commitment	NOUN
iiclr-25063	60	11	to	to	ADP
iiclr-25063	60	12	financial	financial	ADJ
iiclr-25063	60	13	inclusion	inclusion	NOUN
iiclr-25063	60	14	gained	gain	VERB
iiclr-25063	60	15	prominence	prominence	NOUN
iiclr-25063	60	16	in	in	ADP
iiclr-25063	60	17	2011	2011	NUM
iiclr-25063	60	18	at	at	ADP
iiclr-25063	60	19	the	the	DET
iiclr-25063	60	20	maya	maya	PROPN
iiclr-25063	60	21	declaration	declaration	PROPN
iiclr-25063	60	22	organised	organise	VERB
iiclr-25063	60	23	by	by	ADP
iiclr-25063	60	24	the	the	DET
iiclr-25063	60	25	alliance	alliance	NOUN
iiclr-25063	60	26	for	for	ADP
iiclr-25063	60	27	financial	financial	ADJ
iiclr-25063	60	28	inclusion	inclusion	NOUN
iiclr-25063	60	29	(	(	PUNCT
iiclr-25063	60	30	afi	afi	PROPN
iiclr-25063	60	31	)	)	PUNCT
iiclr-25063	60	32	comprising	comprising	NOUN
iiclr-25063	60	33	of	of	ADP
iiclr-25063	60	34	about	about	ADV
iiclr-25063	60	35	100	100	NUM
iiclr-25063	60	36	national	national	ADJ
iiclr-25063	60	37	central	central	ADJ
iiclr-25063	60	38	banks	bank	NOUN
iiclr-25063	60	39	and	and	CCONJ
iiclr-25063	60	40	development	development	NOUN
iiclr-25063	60	41	organisations	organisation	NOUN
iiclr-25063	60	42	such	such	ADJ
iiclr-25063	60	43	as	as	ADP
iiclr-25063	60	44	the	the	DET
iiclr-25063	60	45	world	world	NOUN
iiclr-25063	60	46	bank.21	bank.21	PROPN
iiclr-25063	60	47	nigeria	nigeria	PROPN
iiclr-25063	60	48	,	,	PUNCT
iiclr-25063	60	49	along	along	ADP
iiclr-25063	60	50	with	with	ADP
iiclr-25063	60	51	other	other	ADJ
iiclr-25063	60	52	nations	nation	NOUN
iiclr-25063	60	53	,	,	PUNCT
iiclr-25063	60	54	committed	commit	VERB
iiclr-25063	60	55	to	to	PART
iiclr-25063	60	56	improve	improve	VERB
iiclr-25063	60	57	financial	financial	ADJ
iiclr-25063	60	58	inclusion	inclusion	NOUN
iiclr-25063	60	59	by	by	ADP
iiclr-25063	60	60	tackling	tackle	VERB
iiclr-25063	60	61	peculiar	peculiar	ADJ
iiclr-25063	60	62	country	country	NOUN
iiclr-25063	60	63	barriers	barrier	NOUN
iiclr-25063	60	64	that	that	PRON
iiclr-25063	60	65	exclude	exclude	VERB
iiclr-25063	60	66	citizens	citizen	NOUN
iiclr-25063	60	67	from	from	ADP
iiclr-25063	60	68	financial	financial	ADJ
iiclr-25063	60	69	access	access	NOUN
iiclr-25063	60	70	and	and	CCONJ
iiclr-25063	60	71	reduce	reduce	VERB
iiclr-25063	60	72	financial	financial	ADJ
iiclr-25063	60	73	exclusion	exclusion	NOUN
iiclr-25063	60	74	to	to	ADP
iiclr-25063	60	75	20	20	NUM
iiclr-25063	60	76	percent	percent	NOUN
iiclr-25063	60	77	by	by	ADP
iiclr-25063	60	78	the	the	DET
iiclr-25063	60	79	year	year	NOUN
iiclr-25063	60	80	2020	2020	NUM
iiclr-25063	60	81	.	.	PUNCT
iiclr-25063	61	1	in	in	ADP
iiclr-25063	61	2	line	line	NOUN
iiclr-25063	61	3	with	with	ADP
iiclr-25063	61	4	the	the	DET
iiclr-25063	61	5	minimum	minimum	ADJ
iiclr-25063	61	6	targets	target	NOUN
iiclr-25063	61	7	set	set	VERB
iiclr-25063	61	8	out	out	ADP
iiclr-25063	61	9	in	in	ADP
iiclr-25063	61	10	the	the	DET
iiclr-25063	61	11	declaration	declaration	NOUN
iiclr-25063	61	12	,	,	PUNCT
iiclr-25063	61	13	nigeria	nigeria	PROPN
iiclr-25063	61	14	launched	launch	VERB
iiclr-25063	61	15	the	the	DET
iiclr-25063	61	16	national	national	ADJ
iiclr-25063	61	17	financial	financial	ADJ
iiclr-25063	61	18	inclusion	inclusion	NOUN
iiclr-25063	61	19	strategy	strategy	NOUN
iiclr-25063	61	20	(	(	PUNCT
iiclr-25063	61	21	nfis	nfis	PROPN
iiclr-25063	61	22	)	)	PUNCT
iiclr-25063	61	23	in	in	ADP
iiclr-25063	61	24	2012	2012	NUM
iiclr-25063	61	25	and	and	CCONJ
iiclr-25063	61	26	a	a	DET
iiclr-25063	61	27	technical	technical	ADJ
iiclr-25063	61	28	and	and	CCONJ
iiclr-25063	61	29	steering	steering	NOUN
iiclr-25063	61	30	committee	committee	NOUN
iiclr-25063	61	31	inaugurated	inaugurate	VERB
iiclr-25063	61	32	in	in	ADP
iiclr-25063	61	33	2015	2015	NUM
iiclr-25063	61	34	to	to	PART
iiclr-25063	61	35	monitor	monitor	VERB
iiclr-25063	61	36	,	,	PUNCT
iiclr-25063	61	37	review	review	NOUN
iiclr-25063	61	38	and	and	CCONJ
iiclr-25063	61	39	execute	execute	VERB
iiclr-25063	61	40	country	country	NOUN
iiclr-25063	61	41	targets.22	targets.22	ADP
iiclr-25063	61	42	a	a	DET
iiclr-25063	61	43	secretariat	secretariat	NOUN
iiclr-25063	61	44	has	have	AUX
iiclr-25063	61	45	also	also	ADV
iiclr-25063	61	46	been	be	AUX
iiclr-25063	61	47	established	establish	VERB
iiclr-25063	61	48	to	to	PART
iiclr-25063	61	49	provide	provide	VERB
iiclr-25063	61	50	support	support	NOUN
iiclr-25063	61	51	for	for	ADP
iiclr-25063	61	52	these	these	DET
iiclr-25063	61	53	16	16	NUM
iiclr-25063	61	54	.	.	PUNCT
iiclr-25063	62	1	william	william	PROPN
iiclr-25063	62	2	reuben	reuben	PROPN
iiclr-25063	62	3	and	and	CCONJ
iiclr-25063	62	4	flavia	flavia	PROPN
iiclr-25063	62	5	carbonari	carbonari	PROPN
iiclr-25063	62	6	,	,	PUNCT
iiclr-25063	62	7	identification	identification	NOUN
iiclr-25063	62	8	as	as	ADP
iiclr-25063	62	9	a	a	DET
iiclr-25063	62	10	national	national	ADJ
iiclr-25063	62	11	priority	priority	NOUN
iiclr-25063	62	12	:	:	PUNCT
iiclr-25063	62	13	the	the	DET
iiclr-25063	62	14	unique	unique	ADJ
iiclr-25063	62	15	case	case	NOUN
iiclr-25063	62	16	of	of	ADP
iiclr-25063	62	17	peru	peru	PROPN
iiclr-25063	62	18	(	(	PUNCT
iiclr-25063	62	19	center	center	NOUN
iiclr-25063	62	20	for	for	ADP
iiclr-25063	62	21	global	global	ADJ
iiclr-25063	62	22	development	development	NOUN
iiclr-25063	62	23	,	,	PUNCT
iiclr-25063	62	24	working	work	VERB
iiclr-25063	62	25	paper	paper	NOUN
iiclr-25063	62	26	no	no	INTJ
iiclr-25063	62	27	.	.	PROPN
iiclr-25063	62	28	454	454	NUM
iiclr-25063	62	29	,	,	PUNCT
iiclr-25063	62	30	2017	2017	NUM
iiclr-25063	62	31	)	)	PUNCT
iiclr-25063	62	32	.	.	PUNCT
iiclr-25063	63	1	17	17	NUM
iiclr-25063	63	2	.	.	X
iiclr-25063	64	1	m	m	PROPN
iiclr-25063	64	2	iilyas	iilyas	PROPN
iiclr-25063	64	3	khan	khan	PROPN
iiclr-25063	64	4	,	,	PUNCT
iiclr-25063	64	5	pakistan	pakistan	PROPN
iiclr-25063	64	6	's	's	PART
iiclr-25063	64	7	experience	experience	NOUN
iiclr-25063	64	8	with	with	ADP
iiclr-25063	64	9	identity	identity	NOUN
iiclr-25063	64	10	management	management	NOUN
iiclr-25063	64	11	,	,	PUNCT
iiclr-25063	64	12	bbc	bbc	PROPN
iiclr-25063	64	13	news	news	PROPN
iiclr-25063	64	14	,	,	PUNCT
iiclr-25063	64	15	(	(	PUNCT
iiclr-25063	64	16	june	june	PROPN
iiclr-25063	64	17	8	8	NUM
iiclr-25063	64	18	,	,	PUNCT
iiclr-25063	64	19	2012	2012	NUM
iiclr-25063	64	20	)	)	PUNCT
iiclr-25063	64	21	,	,	PUNCT
iiclr-25063	64	22	http://www.bbc.com/news/world-asia-18101385	http://www.bbc.com/news/world-asia-18101385	PROPN
iiclr-25063	65	1	[	[	X
iiclr-25063	65	2	https://perma.cc/sgm7-mrcf	https://perma.cc/sgm7-mrcf	X
iiclr-25063	65	3	]	]	PUNCT
iiclr-25063	65	4	.	.	PUNCT
iiclr-25063	66	1	see	see	VERB
iiclr-25063	66	2	also	also	ADV
iiclr-25063	66	3	alan	alan	PROPN
iiclr-25063	66	4	gelb	gelb	PROPN
iiclr-25063	66	5	and	and	CCONJ
iiclr-25063	66	6	anna	anna	PROPN
iiclr-25063	66	7	diofasi	diofasi	PROPN
iiclr-25063	66	8	,	,	PUNCT
iiclr-25063	66	9	supra	supra	PROPN
iiclr-25063	66	10	note	note	NOUN
iiclr-25063	66	11	12	12	NUM
iiclr-25063	66	12	,	,	PUNCT
iiclr-25063	66	13	at	at	ADP
iiclr-25063	66	14	74	74	NUM
iiclr-25063	66	15	.	.	PUNCT
iiclr-25063	66	16	18	18	NUM
iiclr-25063	66	17	.	.	PUNCT
iiclr-25063	67	1	see	see	VERB
iiclr-25063	67	2	leigh	leigh	PROPN
iiclr-25063	67	3	anderson	anderson	PROPN
iiclr-25063	67	4	et	et	PROPN
iiclr-25063	67	5	al	al	PROPN
iiclr-25063	67	6	,	,	PUNCT
iiclr-25063	67	7	supra	supra	PROPN
iiclr-25063	67	8	note	note	NOUN
iiclr-25063	67	9	1	1	NUM
iiclr-25063	67	10	,	,	PUNCT
iiclr-25063	67	11	at	at	ADP
iiclr-25063	67	12	44	44	NUM
iiclr-25063	67	13	.	.	PUNCT
iiclr-25063	67	14	19	19	NUM
iiclr-25063	67	15	.	.	PUNCT
iiclr-25063	68	1	see	see	VERB
iiclr-25063	68	2	m	m	PROPN
iiclr-25063	68	3	ilyas	ilyas	PROPN
iiclr-25063	68	4	khan	khan	PROPN
iiclr-25063	68	5	,	,	PUNCT
iiclr-25063	69	1	supra	supra	PROPN
iiclr-25063	69	2	note	note	PROPN
iiclr-25063	69	3	17	17	NUM
iiclr-25063	69	4	.	.	NOUN
iiclr-25063	69	5	20	20	NUM
iiclr-25063	69	6	.	.	PUNCT
iiclr-25063	70	1	see	see	VERB
iiclr-25063	70	2	m	m	PROPN
iiclr-25063	70	3	ilyas	ilyas	PROPN
iiclr-25063	70	4	khan	khan	PROPN
iiclr-25063	70	5	,	,	PUNCT
iiclr-25063	70	6	supra	supra	PROPN
iiclr-25063	70	7	note	note	PROPN
iiclr-25063	70	8	17	17	NUM
iiclr-25063	70	9	.	.	PUNCT
iiclr-25063	71	1	21	21	NUM
iiclr-25063	71	2	.	.	X
iiclr-25063	71	3	alliance	alliance	NOUN
iiclr-25063	71	4	for	for	ADP
iiclr-25063	71	5	financial	financial	ADJ
iiclr-25063	71	6	inclusion	inclusion	NOUN
iiclr-25063	71	7	,	,	PUNCT
iiclr-25063	71	8	maya	maya	NOUN
iiclr-25063	71	9	declarations	declaration	NOUN
iiclr-25063	71	10	:	:	PUNCT
iiclr-25063	71	11	commitments	commitment	NOUN
iiclr-25063	71	12	you	you	PRON
iiclr-25063	71	13	can	can	AUX
iiclr-25063	71	14	bank	bank	VERB
iiclr-25063	71	15	on	on	ADP
iiclr-25063	71	16	,	,	PUNCT
iiclr-25063	71	17	http://www.afi-global.org/maya-declaration	http://www.afi-global.org/maya-declaration	NOUN
iiclr-25063	71	18	[	[	X
iiclr-25063	71	19	https://perma.cc/6l3m-hkwm	https://perma.cc/6l3m-hkwm	X
iiclr-25063	71	20	]	]	X
iiclr-25063	71	21	(	(	PUNCT
iiclr-25063	71	22	last	last	ADV
iiclr-25063	71	23	visited	visit	VERB
iiclr-25063	71	24	aug	aug	PROPN
iiclr-25063	71	25	.	.	PROPN
iiclr-25063	71	26	15	15	NUM
iiclr-25063	71	27	,	,	PUNCT
iiclr-25063	71	28	2019	2019	NUM
iiclr-25063	71	29	)	)	PUNCT
iiclr-25063	71	30	.	.	PUNCT
iiclr-25063	72	1	22	22	NUM
iiclr-25063	72	2	.	.	PUNCT
iiclr-25063	73	1	central	central	ADJ
iiclr-25063	73	2	bank	bank	PROPN
iiclr-25063	73	3	of	of	ADP
iiclr-25063	73	4	nigeria	nigeria	PROPN
iiclr-25063	73	5	,	,	PUNCT
iiclr-25063	73	6	stakeholders	stakeholder	NOUN
iiclr-25063	73	7	affirm	affirm	ADJ
iiclr-25063	73	8	commitment	commitment	NOUN
iiclr-25063	73	9	to	to	ADP
iiclr-25063	73	10	the	the	DET
iiclr-25063	73	11	national	national	ADJ
iiclr-25063	73	12	financial	financial	ADJ
iiclr-25063	73	13	38	38	NUM
iiclr-25063	73	14	indiana	indiana	PROPN
iiclr-25063	73	15	int’l	int’l	NOUN
iiclr-25063	73	16	&	&	CCONJ
iiclr-25063	73	17	comp	comp	PROPN
iiclr-25063	73	18	.	.	PUNCT
iiclr-25063	74	1	law	law	NOUN
iiclr-25063	74	2	review	review	NOUN
iiclr-25063	75	1	[	[	X
iiclr-25063	75	2	vol	vol	NOUN
iiclr-25063	75	3	.	.	PUNCT
iiclr-25063	75	4	30:33	30:33	NUM
iiclr-25063	75	5	committees	committee	NOUN
iiclr-25063	75	6	,	,	PUNCT
iiclr-25063	75	7	coordinate	coordinate	VERB
iiclr-25063	75	8	the	the	DET
iiclr-25063	75	9	activities	activity	NOUN
iiclr-25063	75	10	of	of	ADP
iiclr-25063	75	11	stakeholders	stakeholder	NOUN
iiclr-25063	75	12	towards	towards	ADP
iiclr-25063	75	13	implementation	implementation	NOUN
iiclr-25063	75	14	,	,	PUNCT
iiclr-25063	75	15	and	and	CCONJ
iiclr-25063	75	16	to	to	PART
iiclr-25063	75	17	gather	gather	VERB
iiclr-25063	75	18	and	and	CCONJ
iiclr-25063	75	19	analyze	analyze	VERB
iiclr-25063	75	20	data	datum	NOUN
iiclr-25063	75	21	to	to	PART
iiclr-25063	75	22	inform	inform	VERB
iiclr-25063	75	23	the	the	DET
iiclr-25063	75	24	public	public	NOUN
iiclr-25063	75	25	on	on	ADP
iiclr-25063	75	26	the	the	DET
iiclr-25063	75	27	progress	progress	NOUN
iiclr-25063	75	28	made.23	made.23	ADV
iiclr-25063	75	29	further	far	ADV
iiclr-25063	75	30	,	,	PUNCT
iiclr-25063	75	31	the	the	DET
iiclr-25063	75	32	central	central	ADJ
iiclr-25063	75	33	bank	bank	PROPN
iiclr-25063	75	34	of	of	ADP
iiclr-25063	75	35	nigeria	nigeria	PROPN
iiclr-25063	75	36	(	(	PUNCT
iiclr-25063	75	37	cbn	cbn	PROPN
iiclr-25063	75	38	)	)	PUNCT
iiclr-25063	75	39	has	have	AUX
iiclr-25063	75	40	introduced	introduce	VERB
iiclr-25063	75	41	the	the	DET
iiclr-25063	75	42	national	national	ADJ
iiclr-25063	75	43	financial	financial	ADJ
iiclr-25063	75	44	literacy	literacy	NOUN
iiclr-25063	75	45	framework	framework	NOUN
iiclr-25063	75	46	(	(	PUNCT
iiclr-25063	75	47	nflf	nflf	NOUN
iiclr-25063	75	48	)	)	PUNCT
iiclr-25063	75	49	in	in	ADP
iiclr-25063	75	50	2016	2016	NUM
iiclr-25063	75	51	to	to	PART
iiclr-25063	75	52	aid	aid	VERB
iiclr-25063	75	53	client	client	NOUN
iiclr-25063	75	54	education	education	NOUN
iiclr-25063	75	55	on	on	ADP
iiclr-25063	75	56	financial	financial	ADJ
iiclr-25063	75	57	products	product	NOUN
iiclr-25063	75	58	and	and	CCONJ
iiclr-25063	75	59	service	service	NOUN
iiclr-25063	75	60	offerings	offering	NOUN
iiclr-25063	75	61	and	and	CCONJ
iiclr-25063	75	62	the	the	DET
iiclr-25063	75	63	national	national	ADJ
iiclr-25063	75	64	consumer	consumer	NOUN
iiclr-25063	75	65	protection	protection	NOUN
iiclr-25063	75	66	framework	framework	NOUN
iiclr-25063	75	67	to	to	PART
iiclr-25063	75	68	protect	protect	VERB
iiclr-25063	75	69	the	the	DET
iiclr-25063	75	70	rights	right	NOUN
iiclr-25063	75	71	of	of	ADP
iiclr-25063	75	72	financial	financial	ADJ
iiclr-25063	75	73	sector	sector	NOUN
iiclr-25063	75	74	consumers.24	consumers.24	PROPN
iiclr-25063	75	75	the	the	DET
iiclr-25063	75	76	cbn	cbn	PROPN
iiclr-25063	75	77	has	have	AUX
iiclr-25063	75	78	also	also	ADV
iiclr-25063	75	79	adopted	adopt	VERB
iiclr-25063	75	80	a	a	DET
iiclr-25063	75	81	myriad	myriad	NOUN
iiclr-25063	75	82	of	of	ADP
iiclr-25063	75	83	guidelines	guideline	NOUN
iiclr-25063	75	84	and	and	CCONJ
iiclr-25063	75	85	regulations	regulation	NOUN
iiclr-25063	75	86	to	to	PART
iiclr-25063	75	87	advance	advance	VERB
iiclr-25063	75	88	digital	digital	ADJ
iiclr-25063	75	89	financial	financial	ADJ
iiclr-25063	75	90	inclusion	inclusion	NOUN
iiclr-25063	75	91	including	include	VERB
iiclr-25063	75	92	the	the	DET
iiclr-25063	75	93	guidelines	guideline	NOUN
iiclr-25063	75	94	on	on	ADP
iiclr-25063	75	95	electronic	electronic	ADJ
iiclr-25063	75	96	banking	banking	NOUN
iiclr-25063	75	97	2013	2013	NUM
iiclr-25063	75	98	,	,	PUNCT
iiclr-25063	75	99	the	the	DET
iiclr-25063	75	100	know	know	VERB
iiclr-25063	75	101	-	-	PUNCT
iiclr-25063	75	102	your	your	PRON
iiclr-25063	75	103	-	-	PUNCT
iiclr-25063	75	104	customer	customer	NOUN
iiclr-25063	75	105	guidelines	guideline	NOUN
iiclr-25063	75	106	2013	2013	NUM
iiclr-25063	75	107	,	,	PUNCT
iiclr-25063	75	108	the	the	DET
iiclr-25063	75	109	guidelines	guideline	NOUN
iiclr-25063	75	110	on	on	ADP
iiclr-25063	75	111	agent	agent	NOUN
iiclr-25063	75	112	banking	banking	NOUN
iiclr-25063	75	113	and	and	CCONJ
iiclr-25063	75	114	agent	agent	NOUN
iiclr-25063	75	115	banking	banking	NOUN
iiclr-25063	75	116	relations	relation	NOUN
iiclr-25063	75	117	2013	2013	NUM
iiclr-25063	75	118	,	,	PUNCT
iiclr-25063	75	119	the	the	DET
iiclr-25063	75	120	2014	2014	NUM
iiclr-25063	75	121	guidelines	guideline	NOUN
iiclr-25063	75	122	on	on	ADP
iiclr-25063	75	123	card	card	NOUN
iiclr-25063	75	124	issuance	issuance	NOUN
iiclr-25063	75	125	,	,	PUNCT
iiclr-25063	75	126	the	the	DET
iiclr-25063	75	127	guidelines	guideline	NOUN
iiclr-25063	75	128	/	/	SYM
iiclr-25063	75	129	framework	framework	NOUN
iiclr-25063	75	130	for	for	ADP
iiclr-25063	75	131	mobile	mobile	ADJ
iiclr-25063	75	132	money	money	NOUN
iiclr-25063	75	133	services	service	NOUN
iiclr-25063	75	134	in	in	ADP
iiclr-25063	75	135	nigeria	nigeria	PROPN
iiclr-25063	75	136	2015	2015	NUM
iiclr-25063	75	137	,	,	PUNCT
iiclr-25063	75	138	the	the	DET
iiclr-25063	75	139	nigeria	nigeria	PROPN
iiclr-25063	75	140	deposit	deposit	PROPN
iiclr-25063	75	141	insurance	insurance	NOUN
iiclr-25063	75	142	company	company	NOUN
iiclr-25063	75	143	pass	pass	VERB
iiclr-25063	75	144	-	-	PUNCT
iiclr-25063	75	145	through	through	ADP
iiclr-25063	75	146	guidelines	guideline	NOUN
iiclr-25063	75	147	2015	2015	NUM
iiclr-25063	75	148	,	,	PUNCT
iiclr-25063	75	149	the	the	DET
iiclr-25063	75	150	guidelines	guideline	NOUN
iiclr-25063	75	151	on	on	ADP
iiclr-25063	75	152	operations	operation	NOUN
iiclr-25063	75	153	of	of	ADP
iiclr-25063	75	154	electronic	electronic	ADJ
iiclr-25063	75	155	transactions	transaction	NOUN
iiclr-25063	75	156	in	in	ADP
iiclr-25063	75	157	nigeria	nigeria	PROPN
iiclr-25063	75	158	2016	2016	NUM
iiclr-25063	75	159	and	and	CCONJ
iiclr-25063	75	160	the	the	DET
iiclr-25063	75	161	guidelines	guideline	NOUN
iiclr-25063	75	162	on	on	ADP
iiclr-25063	75	163	transaction	transaction	NOUN
iiclr-25063	75	164	switching	switch	VERB
iiclr-25063	75	165	2016	2016	NUM
iiclr-25063	75	166	.	.	PUNCT
iiclr-25063	76	1	the	the	DET
iiclr-25063	76	2	cashless	cashless	NOUN
iiclr-25063	76	3	initiative	initiative	NOUN
iiclr-25063	76	4	was	be	AUX
iiclr-25063	76	5	also	also	ADV
iiclr-25063	76	6	launched	launch	VERB
iiclr-25063	76	7	in	in	ADP
iiclr-25063	76	8	2012	2012	NUM
iiclr-25063	76	9	to	to	PART
iiclr-25063	76	10	reduce	reduce	VERB
iiclr-25063	76	11	cash	cash	NOUN
iiclr-25063	76	12	dependency	dependency	NOUN
iiclr-25063	76	13	in	in	ADP
iiclr-25063	76	14	nigeria	nigeria	PROPN
iiclr-25063	76	15	and	and	CCONJ
iiclr-25063	76	16	foster	foster	VERB
iiclr-25063	76	17	the	the	DET
iiclr-25063	76	18	use	use	NOUN
iiclr-25063	76	19	of	of	ADP
iiclr-25063	76	20	digital	digital	ADJ
iiclr-25063	76	21	financial	financial	ADJ
iiclr-25063	76	22	systems	system	NOUN
iiclr-25063	76	23	.	.	PUNCT
iiclr-25063	77	1	further	far	ADV
iiclr-25063	77	2	,	,	PUNCT
iiclr-25063	77	3	the	the	DET
iiclr-25063	77	4	mcash	mcash	NOUN
iiclr-25063	77	5	was	be	AUX
iiclr-25063	77	6	adopted	adopt	VERB
iiclr-25063	77	7	to	to	PART
iiclr-25063	77	8	facilitate	facilitate	VERB
iiclr-25063	77	9	low	low	ADJ
iiclr-25063	77	10	value	value	NOUN
iiclr-25063	77	11	retail	retail	ADJ
iiclr-25063	77	12	payments	payment	NOUN
iiclr-25063	77	13	channels	channel	NOUN
iiclr-25063	77	14	for	for	ADP
iiclr-25063	77	15	financial	financial	ADJ
iiclr-25063	77	16	consumers.25	consumers.25	NOUN
iiclr-25063	77	17	the	the	DET
iiclr-25063	77	18	guidelines	guideline	NOUN
iiclr-25063	77	19	on	on	ADP
iiclr-25063	77	20	payment	payment	NOUN
iiclr-25063	77	21	service	service	NOUN
iiclr-25063	77	22	banks	bank	NOUN
iiclr-25063	77	23	2018	2018	NUM
iiclr-25063	77	24	has	have	AUX
iiclr-25063	77	25	been	be	AUX
iiclr-25063	77	26	introduced	introduce	VERB
iiclr-25063	77	27	to	to	PART
iiclr-25063	77	28	enable	enable	VERB
iiclr-25063	77	29	alternative	alternative	ADJ
iiclr-25063	77	30	providers	provider	NOUN
iiclr-25063	77	31	such	such	ADJ
iiclr-25063	77	32	as	as	ADP
iiclr-25063	77	33	mobile	mobile	ADJ
iiclr-25063	77	34	network	network	NOUN
iiclr-25063	77	35	operators	operator	NOUN
iiclr-25063	77	36	to	to	PART
iiclr-25063	77	37	offer	offer	VERB
iiclr-25063	77	38	limited	limited	ADJ
iiclr-25063	77	39	financial	financial	ADJ
iiclr-25063	77	40	services	service	NOUN
iiclr-25063	77	41	.	.	PUNCT
iiclr-25063	78	1	a	a	DET
iiclr-25063	78	2	collateral	collateral	ADJ
iiclr-25063	78	3	registry	registry	NOUN
iiclr-25063	78	4	has	have	AUX
iiclr-25063	78	5	also	also	ADV
iiclr-25063	78	6	been	be	AUX
iiclr-25063	78	7	established	establish	VERB
iiclr-25063	78	8	to	to	PART
iiclr-25063	78	9	facilitate	facilitate	VERB
iiclr-25063	78	10	access	access	NOUN
iiclr-25063	78	11	to	to	ADP
iiclr-25063	78	12	credit	credit	NOUN
iiclr-25063	78	13	by	by	ADP
iiclr-25063	78	14	enabling	enable	VERB
iiclr-25063	78	15	the	the	DET
iiclr-25063	78	16	registration	registration	NOUN
iiclr-25063	78	17	of	of	ADP
iiclr-25063	78	18	security	security	NOUN
iiclr-25063	78	19	interests	interest	NOUN
iiclr-25063	78	20	over	over	ADP
iiclr-25063	78	21	assets	asset	NOUN
iiclr-25063	78	22	that	that	PRON
iiclr-25063	78	23	remain	remain	VERB
iiclr-25063	78	24	in	in	ADP
iiclr-25063	78	25	the	the	DET
iiclr-25063	78	26	possession	possession	NOUN
iiclr-25063	78	27	of	of	ADP
iiclr-25063	78	28	borrowers	borrower	NOUN
iiclr-25063	78	29	.	.	PUNCT
iiclr-25063	79	1	of	of	ADP
iiclr-25063	79	2	all	all	DET
iiclr-25063	79	3	the	the	DET
iiclr-25063	79	4	initiatives	initiative	NOUN
iiclr-25063	79	5	adopted	adopt	VERB
iiclr-25063	79	6	by	by	ADP
iiclr-25063	79	7	the	the	DET
iiclr-25063	79	8	cbn	cbn	PROPN
iiclr-25063	79	9	to	to	PART
iiclr-25063	79	10	improve	improve	VERB
iiclr-25063	79	11	financial	financial	ADJ
iiclr-25063	79	12	inclusion	inclusion	NOUN
iiclr-25063	79	13	,	,	PUNCT
iiclr-25063	79	14	the	the	DET
iiclr-25063	79	15	kyc	kyc	PROPN
iiclr-25063	79	16	guidelines	guideline	NOUN
iiclr-25063	79	17	stand	stand	VERB
iiclr-25063	79	18	out	out	ADP
iiclr-25063	79	19	as	as	ADP
iiclr-25063	79	20	the	the	DET
iiclr-25063	79	21	most	most	ADV
iiclr-25063	79	22	valuable	valuable	ADJ
iiclr-25063	79	23	for	for	ADP
iiclr-25063	79	24	dislodging	dislodge	VERB
iiclr-25063	79	25	the	the	DET
iiclr-25063	79	26	barrier	barrier	NOUN
iiclr-25063	79	27	of	of	ADP
iiclr-25063	79	28	identification	identification	NOUN
iiclr-25063	79	29	documentation	documentation	NOUN
iiclr-25063	79	30	for	for	ADP
iiclr-25063	79	31	the	the	DET
iiclr-25063	79	32	financially	financially	ADV
iiclr-25063	79	33	excluded	exclude	VERB
iiclr-25063	79	34	class	class	NOUN
iiclr-25063	79	35	.	.	PUNCT
iiclr-25063	80	1	with	with	ADP
iiclr-25063	80	2	the	the	DET
iiclr-25063	80	3	adoption	adoption	NOUN
iiclr-25063	80	4	of	of	ADP
iiclr-25063	80	5	the	the	DET
iiclr-25063	80	6	guidelines	guideline	NOUN
iiclr-25063	80	7	,	,	PUNCT
iiclr-25063	80	8	a	a	DET
iiclr-25063	80	9	tier	tier	NOUN
iiclr-25063	80	10	-	-	PUNCT
iiclr-25063	80	11	based	base	VERB
iiclr-25063	80	12	bank	bank	NOUN
iiclr-25063	80	13	account	account	NOUN
iiclr-25063	80	14	system	system	NOUN
iiclr-25063	80	15	was	be	AUX
iiclr-25063	80	16	introduced	introduce	VERB
iiclr-25063	80	17	for	for	ADP
iiclr-25063	80	18	the	the	DET
iiclr-25063	80	19	first	first	ADJ
iiclr-25063	80	20	time	time	NOUN
iiclr-25063	80	21	in	in	ADP
iiclr-25063	80	22	nigeria	nigeria	PROPN
iiclr-25063	80	23	,	,	PUNCT
iiclr-25063	80	24	discarding	discard	VERB
iiclr-25063	80	25	the	the	DET
iiclr-25063	80	26	former	former	ADJ
iiclr-25063	80	27	regime	regime	NOUN
iiclr-25063	80	28	of	of	ADP
iiclr-25063	80	29	uniform	uniform	ADJ
iiclr-25063	80	30	account	account	NOUN
iiclr-25063	80	31	opening	opening	NOUN
iiclr-25063	80	32	requirements	requirement	NOUN
iiclr-25063	80	33	.	.	PUNCT
iiclr-25063	81	1	the	the	DET
iiclr-25063	81	2	next	next	ADJ
iiclr-25063	81	3	section	section	NOUN
iiclr-25063	81	4	examines	examine	VERB
iiclr-25063	81	5	the	the	DET
iiclr-25063	81	6	adoption	adoption	NOUN
iiclr-25063	81	7	and	and	CCONJ
iiclr-25063	81	8	implementation	implementation	NOUN
iiclr-25063	81	9	of	of	ADP
iiclr-25063	81	10	this	this	DET
iiclr-25063	81	11	initiative	initiative	NOUN
iiclr-25063	81	12	.	.	PUNCT
iiclr-25063	82	1	d.	d.	PROPN
iiclr-25063	82	2	know	know	PROPN
iiclr-25063	82	3	-	-	PUNCT
iiclr-25063	82	4	your	your	PRON
iiclr-25063	82	5	-	-	PUNCT
iiclr-25063	82	6	customer	customer	NOUN
iiclr-25063	82	7	guidelines	guideline	NOUN
iiclr-25063	82	8	2013	2013	NUM
iiclr-25063	82	9	in	in	ADP
iiclr-25063	82	10	2013	2013	NUM
iiclr-25063	82	11	,	,	PUNCT
iiclr-25063	82	12	the	the	DET
iiclr-25063	82	13	cbn	cbn	PROPN
iiclr-25063	82	14	adopted	adopt	VERB
iiclr-25063	82	15	the	the	DET
iiclr-25063	82	16	kyc	kyc	PROPN
iiclr-25063	82	17	guidelines	guideline	NOUN
iiclr-25063	82	18	which	which	PRON
iiclr-25063	82	19	essentially	essentially	ADV
iiclr-25063	82	20	introduced	introduce	VERB
iiclr-25063	82	21	a	a	DET
iiclr-25063	82	22	tiered	tiere	VERB
iiclr-25063	82	23	account	account	NOUN
iiclr-25063	82	24	model	model	NOUN
iiclr-25063	82	25	enabling	enable	VERB
iiclr-25063	82	26	bank	bank	NOUN
iiclr-25063	82	27	customers	customer	NOUN
iiclr-25063	82	28	to	to	PART
iiclr-25063	82	29	open	open	VERB
iiclr-25063	82	30	and	and	CCONJ
iiclr-25063	82	31	operate	operate	VERB
iiclr-25063	82	32	one	one	NUM
iiclr-25063	82	33	of	of	ADP
iiclr-25063	82	34	three	three	NUM
iiclr-25063	82	35	stratified	stratified	ADJ
iiclr-25063	82	36	accounts	account	NOUN
iiclr-25063	82	37	,	,	PUNCT
iiclr-25063	82	38	depending	depend	VERB
iiclr-25063	82	39	on	on	ADP
iiclr-25063	82	40	the	the	DET
iiclr-25063	82	41	type	type	NOUN
iiclr-25063	82	42	of	of	ADP
iiclr-25063	82	43	identification	identification	NOUN
iiclr-25063	82	44	documentation	documentation	NOUN
iiclr-25063	82	45	presented	present	VERB
iiclr-25063	82	46	.	.	PUNCT
iiclr-25063	83	1	a	a	DET
iiclr-25063	83	2	customer	customer	NOUN
iiclr-25063	83	3	can	can	AUX
iiclr-25063	83	4	opt	opt	VERB
iiclr-25063	83	5	for	for	ADP
iiclr-25063	83	6	the	the	DET
iiclr-25063	83	7	low	low	ADJ
iiclr-25063	83	8	-	-	PUNCT
iiclr-25063	83	9	value	value	NOUN
iiclr-25063	83	10	accounts	account	NOUN
iiclr-25063	83	11	,	,	PUNCT
iiclr-25063	83	12	medium	medium	ADJ
iiclr-25063	83	13	-	-	PUNCT
iiclr-25063	83	14	value	value	NOUN
iiclr-25063	83	15	accounts	account	NOUN
iiclr-25063	83	16	or	or	CCONJ
iiclr-25063	83	17	the	the	DET
iiclr-25063	83	18	high	high	ADJ
iiclr-25063	83	19	-	-	PUNCT
iiclr-25063	83	20	value	value	NOUN
iiclr-25063	83	21	accounts	account	NOUN
iiclr-25063	83	22	.	.	PUNCT
iiclr-25063	84	1	to	to	PART
iiclr-25063	84	2	open	open	VERB
iiclr-25063	84	3	a	a	DET
iiclr-25063	84	4	low	low	ADJ
iiclr-25063	84	5	-	-	PUNCT
iiclr-25063	84	6	value	value	NOUN
iiclr-25063	84	7	account	account	NOUN
iiclr-25063	84	8	,	,	PUNCT
iiclr-25063	84	9	prospective	prospective	ADJ
iiclr-25063	84	10	inclusion	inclusion	NOUN
iiclr-25063	84	11	strategy	strategy	NOUN
iiclr-25063	84	12	implementation	implementation	NOUN
iiclr-25063	84	13	,	,	PUNCT
iiclr-25063	84	14	financial	financial	ADJ
iiclr-25063	84	15	inclusion	inclusion	NOUN
iiclr-25063	84	16	newsletter	newsletter	NOUN
iiclr-25063	84	17	volume	volume	NOUN
iiclr-25063	84	18	1	1	NUM
iiclr-25063	84	19	issue	issue	NOUN
iiclr-25063	84	20	1	1	NUM
iiclr-25063	84	21	,	,	PUNCT
iiclr-25063	84	22	1	1	NUM
iiclr-25063	84	23	(	(	PUNCT
iiclr-25063	84	24	jan	jan	PROPN
iiclr-25063	84	25	.	.	PROPN
iiclr-25063	84	26	2016	2016	NUM
iiclr-25063	84	27	)	)	PUNCT
iiclr-25063	85	1	https://www.cbn.gov.ng/out/2016/ccd/january%202016%20volume%201,%20issue%201	https://www.cbn.gov.ng/out/2016/ccd/january%202016%20volume%201,%20issue%201	VERB
iiclr-25063	85	2	%	%	NOUN
iiclr-25063	85	3	20web.pdf	20web.pdf	NUM
iiclr-25063	85	4	[	[	X
iiclr-25063	85	5	https://perma.cc/t5mg-y6z7	https://perma.cc/t5mg-y6z7	X
iiclr-25063	85	6	]	]	PUNCT
iiclr-25063	85	7	.	.	PUNCT
iiclr-25063	86	1	23	23	NUM
iiclr-25063	86	2	.	.	PUNCT
iiclr-25063	87	1	cbn	cbn	PROPN
iiclr-25063	87	2	,	,	PUNCT
iiclr-25063	87	3	financial	financial	ADJ
iiclr-25063	87	4	inclusion	inclusion	NOUN
iiclr-25063	87	5	,	,	PUNCT
iiclr-25063	87	6	https://www.cbn.gov.ng/fininc/default.asp	https://www.cbn.gov.ng/fininc/default.asp	PROPN
iiclr-25063	88	1	[	[	X
iiclr-25063	88	2	https://perma.cc/	https://perma.cc/	VERB
iiclr-25063	88	3	3kxb	3kxb	NOUN
iiclr-25063	88	4	-	-	PUNCT
iiclr-25063	88	5	tddf	tddf	NOUN
iiclr-25063	88	6	]	]	X
iiclr-25063	88	7	(	(	PUNCT
iiclr-25063	88	8	last	last	ADV
iiclr-25063	88	9	visited	visit	VERB
iiclr-25063	88	10	aug	aug	PROPN
iiclr-25063	88	11	.	.	PROPN
iiclr-25063	88	12	15	15	NUM
iiclr-25063	88	13	,	,	PUNCT
iiclr-25063	88	14	2019	2019	NUM
iiclr-25063	88	15	)	)	PUNCT
iiclr-25063	88	16	.	.	PUNCT
iiclr-25063	89	1	24	24	NUM
iiclr-25063	89	2	.	.	PUNCT
iiclr-25063	90	1	i	i	PRON
iiclr-25063	90	2	d.	d.	PROPN
iiclr-25063	90	3	25	25	NUM
iiclr-25063	90	4	.	.	PUNCT
iiclr-25063	90	5	mcash	mcash	NOUN
iiclr-25063	90	6	,	,	PUNCT
iiclr-25063	90	7	about	about	ADP
iiclr-25063	90	8	mcash	mcash	NOUN
iiclr-25063	90	9	,	,	PUNCT
iiclr-25063	90	10	https://www.mcash.com.ng/	https://www.mcash.com.ng/	X
iiclr-25063	91	1	[	[	X
iiclr-25063	91	2	https://perma.cc/q45y-cz2p	https://perma.cc/q45y-cz2p	X
iiclr-25063	91	3	]	]	X
iiclr-25063	91	4	(	(	PUNCT
iiclr-25063	91	5	last	last	ADV
iiclr-25063	91	6	visited	visit	VERB
iiclr-25063	91	7	aug	aug	PROPN
iiclr-25063	91	8	.	.	PROPN
iiclr-25063	91	9	15	15	NUM
iiclr-25063	91	10	,	,	PUNCT
iiclr-25063	91	11	2019	2019	NUM
iiclr-25063	91	12	)	)	PUNCT
iiclr-25063	91	13	.	.	PUNCT
iiclr-25063	92	1	see	see	VERB
iiclr-25063	92	2	also	also	ADV
iiclr-25063	92	3	bank	bank	NOUN
iiclr-25063	92	4	verification	verification	NOUN
iiclr-25063	92	5	number	number	NOUN
iiclr-25063	92	6	,	,	PUNCT
iiclr-25063	92	7	about	about	ADP
iiclr-25063	92	8	,	,	PUNCT
iiclr-25063	92	9	https://nibss-plc.com.ng/bvn/	https://nibss-plc.com.ng/bvn/	PROPN
iiclr-25063	93	1	[	[	X
iiclr-25063	93	2	https://perma.cc/6q82-8lzh	https://perma.cc/6q82-8lzh	NOUN
iiclr-25063	93	3	]	]	PUNCT
iiclr-25063	93	4	(	(	PUNCT
iiclr-25063	93	5	last	last	ADV
iiclr-25063	93	6	visited	visit	VERB
iiclr-25063	93	7	aug	aug	PROPN
iiclr-25063	93	8	.	.	PROPN
iiclr-25063	93	9	15	15	NUM
iiclr-25063	93	10	,	,	PUNCT
iiclr-25063	93	11	2019	2019	NUM
iiclr-25063	93	12	)	)	PUNCT
iiclr-25063	93	13	.	.	PUNCT
iiclr-25063	94	1	2019	2019	NUM
iiclr-25063	94	2	]	]	PUNCT
iiclr-25063	94	3	identification	identification	NOUN
iiclr-25063	94	4	management	management	NOUN
iiclr-25063	94	5	in	in	ADP
iiclr-25063	94	6	nigeria	nigeria	PROPN
iiclr-25063	94	7	39	39	NUM
iiclr-25063	94	8	customers	customer	NOUN
iiclr-25063	94	9	only	only	ADV
iiclr-25063	94	10	have	have	VERB
iiclr-25063	94	11	to	to	PART
iiclr-25063	94	12	present	present	VERB
iiclr-25063	94	13	basic	basic	ADJ
iiclr-25063	94	14	information	information	NOUN
iiclr-25063	94	15	such	such	ADJ
iiclr-25063	94	16	as	as	ADP
iiclr-25063	94	17	name	name	NOUN
iiclr-25063	94	18	,	,	PUNCT
iiclr-25063	94	19	address	address	NOUN
iiclr-25063	94	20	gender	gender	NOUN
iiclr-25063	94	21	,	,	PUNCT
iiclr-25063	94	22	date	date	NOUN
iiclr-25063	94	23	/	/	SYM
iiclr-25063	94	24	place	place	NOUN
iiclr-25063	94	25	of	of	ADP
iiclr-25063	94	26	birth	birth	NOUN
iiclr-25063	94	27	,	,	PUNCT
iiclr-25063	94	28	passport	passport	NOUN
iiclr-25063	94	29	and	and	CCONJ
iiclr-25063	94	30	phone	phone	NOUN
iiclr-25063	94	31	number	number	NOUN
iiclr-25063	94	32	without	without	ADP
iiclr-25063	94	33	the	the	DET
iiclr-25063	94	34	need	need	NOUN
iiclr-25063	94	35	for	for	ADP
iiclr-25063	94	36	additional	additional	ADJ
iiclr-25063	94	37	verification.26	verification.26	ADJ
iiclr-25063	94	38	the	the	DET
iiclr-25063	94	39	medium	medium	ADJ
iiclr-25063	94	40	-	-	PUNCT
iiclr-25063	94	41	value	value	NOUN
iiclr-25063	94	42	account	account	NOUN
iiclr-25063	94	43	on	on	ADP
iiclr-25063	94	44	the	the	DET
iiclr-25063	94	45	other	other	ADJ
iiclr-25063	94	46	hand	hand	NOUN
iiclr-25063	94	47	requires	require	VERB
iiclr-25063	94	48	the	the	DET
iiclr-25063	94	49	same	same	ADJ
iiclr-25063	94	50	information	information	NOUN
iiclr-25063	94	51	provided	provide	VERB
iiclr-25063	94	52	in	in	ADP
iiclr-25063	94	53	the	the	DET
iiclr-25063	94	54	case	case	NOUN
iiclr-25063	94	55	of	of	ADP
iiclr-25063	94	56	low	low	ADJ
iiclr-25063	94	57	-	-	PUNCT
iiclr-25063	94	58	value	value	NOUN
iiclr-25063	94	59	clients	client	NOUN
iiclr-25063	94	60	in	in	ADP
iiclr-25063	94	61	addition	addition	NOUN
iiclr-25063	94	62	to	to	ADP
iiclr-25063	94	63	one	one	NUM
iiclr-25063	94	64	document	document	NOUN
iiclr-25063	94	65	evidencing	evidencing	NOUN
iiclr-25063	94	66	identity	identity	NOUN
iiclr-25063	94	67	and	and	CCONJ
iiclr-25063	94	68	verified	verify	VERB
iiclr-25063	94	69	against	against	ADP
iiclr-25063	94	70	records	record	NOUN
iiclr-25063	94	71	held	hold	VERB
iiclr-25063	94	72	by	by	ADP
iiclr-25063	94	73	designated	designate	VERB
iiclr-25063	94	74	government	government	NOUN
iiclr-25063	94	75	agencies	agency	NOUN
iiclr-25063	94	76	.	.	PUNCT
iiclr-25063	95	1	these	these	DET
iiclr-25063	95	2	agencies	agency	NOUN
iiclr-25063	95	3	include	include	VERB
iiclr-25063	95	4	the	the	DET
iiclr-25063	95	5	national	national	ADJ
iiclr-25063	95	6	identification	identification	NOUN
iiclr-25063	95	7	management	management	NOUN
iiclr-25063	95	8	commission	commission	NOUN
iiclr-25063	95	9	(	(	PUNCT
iiclr-25063	95	10	nimc	nimc	ADJ
iiclr-25063	95	11	)	)	PUNCT
iiclr-25063	95	12	,	,	PUNCT
iiclr-25063	95	13	the	the	DET
iiclr-25063	95	14	independent	independent	ADJ
iiclr-25063	95	15	national	national	PROPN
iiclr-25063	95	16	electoral	electoral	PROPN
iiclr-25063	95	17	commission	commission	PROPN
iiclr-25063	95	18	(	(	PUNCT
iiclr-25063	95	19	inec	inec	PROPN
iiclr-25063	95	20	)	)	PUNCT
iiclr-25063	95	21	and	and	CCONJ
iiclr-25063	95	22	the	the	DET
iiclr-25063	95	23	federal	federal	ADJ
iiclr-25063	95	24	road	road	PROPN
iiclr-25063	95	25	safety	safety	PROPN
iiclr-25063	95	26	commission	commission	PROPN
iiclr-25063	95	27	(	(	PUNCT
iiclr-25063	95	28	frcs).27	frcs).27	X
iiclr-25063	95	29	even	even	ADV
iiclr-25063	95	30	though	though	SCONJ
iiclr-25063	95	31	these	these	DET
iiclr-25063	95	32	two	two	NUM
iiclr-25063	95	33	accounts	account	NOUN
iiclr-25063	95	34	require	require	VERB
iiclr-25063	95	35	minimal	minimal	ADJ
iiclr-25063	95	36	identification	identification	NOUN
iiclr-25063	95	37	documentation	documentation	NOUN
iiclr-25063	95	38	to	to	PART
iiclr-25063	95	39	open	open	VERB
iiclr-25063	95	40	and	and	CCONJ
iiclr-25063	95	41	operate	operate	VERB
iiclr-25063	95	42	,	,	PUNCT
iiclr-25063	95	43	the	the	DET
iiclr-25063	95	44	cbn	cbn	PROPN
iiclr-25063	95	45	places	place	VERB
iiclr-25063	95	46	several	several	ADJ
iiclr-25063	95	47	limitations	limitation	NOUN
iiclr-25063	95	48	on	on	ADP
iiclr-25063	95	49	the	the	DET
iiclr-25063	95	50	type	type	NOUN
iiclr-25063	95	51	,	,	PUNCT
iiclr-25063	95	52	value	value	NOUN
iiclr-25063	95	53	,	,	PUNCT
iiclr-25063	95	54	and	and	CCONJ
iiclr-25063	95	55	volume	volume	NOUN
iiclr-25063	95	56	of	of	ADP
iiclr-25063	95	57	transactions	transaction	NOUN
iiclr-25063	95	58	applicable	applicable	ADJ
iiclr-25063	95	59	to	to	ADP
iiclr-25063	95	60	these	these	DET
iiclr-25063	95	61	accounts	account	NOUN
iiclr-25063	95	62	.	.	PUNCT
iiclr-25063	96	1	for	for	ADP
iiclr-25063	96	2	low	low	ADJ
iiclr-25063	96	3	value	value	NOUN
iiclr-25063	96	4	accounts	account	NOUN
iiclr-25063	96	5	,	,	PUNCT
iiclr-25063	96	6	it	it	PRON
iiclr-25063	96	7	is	be	AUX
iiclr-25063	96	8	prohibited	prohibit	VERB
iiclr-25063	96	9	to	to	PART
iiclr-25063	96	10	make	make	VERB
iiclr-25063	96	11	single	single	ADJ
iiclr-25063	96	12	deposits	deposit	NOUN
iiclr-25063	96	13	exceeding	exceed	VERB
iiclr-25063	96	14	n50	n50	NOUN
iiclr-25063	96	15	,	,	PUNCT
iiclr-25063	96	16	000.00	000.00	NUM
iiclr-25063	96	17	or	or	CCONJ
iiclr-25063	96	18	maintain	maintain	VERB
iiclr-25063	96	19	a	a	DET
iiclr-25063	96	20	cumulative	cumulative	ADJ
iiclr-25063	96	21	balance	balance	NOUN
iiclr-25063	96	22	above	above	ADP
iiclr-25063	96	23	n300	n300	PROPN
iiclr-25063	96	24	,	,	PUNCT
iiclr-25063	96	25	000.00	000.00	NUM
iiclr-25063	96	26	.	.	PUNCT
iiclr-25063	97	1	likewise	likewise	ADV
iiclr-25063	97	2	,	,	PUNCT
iiclr-25063	97	3	the	the	DET
iiclr-25063	97	4	cbn	cbn	PROPN
iiclr-25063	97	5	only	only	ADV
iiclr-25063	97	6	permits	permit	VERB
iiclr-25063	97	7	a	a	DET
iiclr-25063	97	8	single	single	ADJ
iiclr-25063	97	9	deposit	deposit	NOUN
iiclr-25063	97	10	of	of	ADP
iiclr-25063	97	11	n100	n100	PROPN
iiclr-25063	97	12	,	,	PUNCT
iiclr-25063	97	13	000.00	000.00	NUM
iiclr-25063	97	14	and	and	CCONJ
iiclr-25063	97	15	a	a	DET
iiclr-25063	97	16	cumulative	cumulative	ADJ
iiclr-25063	97	17	balance	balance	NOUN
iiclr-25063	97	18	of	of	ADP
iiclr-25063	97	19	n500	n500	PROPN
iiclr-25063	97	20	,	,	PUNCT
iiclr-25063	97	21	000.00	000.00	NUM
iiclr-25063	97	22	for	for	ADP
iiclr-25063	97	23	medium	medium	ADJ
iiclr-25063	97	24	value	value	NOUN
iiclr-25063	97	25	accounts.28	accounts.28	NOUN
iiclr-25063	97	26	again	again	ADV
iiclr-25063	97	27	,	,	PUNCT
iiclr-25063	97	28	only	only	ADV
iiclr-25063	97	29	local	local	ADJ
iiclr-25063	97	30	transactions	transaction	NOUN
iiclr-25063	97	31	are	be	AUX
iiclr-25063	97	32	permitted	permit	VERB
iiclr-25063	97	33	on	on	ADP
iiclr-25063	97	34	these	these	DET
iiclr-25063	97	35	two	two	NUM
iiclr-25063	97	36	accounts	account	NOUN
iiclr-25063	97	37	as	as	SCONJ
iiclr-25063	97	38	transacting	transact	VERB
iiclr-25063	97	39	outside	outside	ADV
iiclr-25063	97	40	nigeria	nigeria	PROPN
iiclr-25063	97	41	is	be	AUX
iiclr-25063	97	42	prohibited	prohibit	VERB
iiclr-25063	97	43	under	under	ADP
iiclr-25063	97	44	the	the	DET
iiclr-25063	97	45	guidelines.29	guidelines.29	NOUN
iiclr-25063	97	46	only	only	ADV
iiclr-25063	97	47	the	the	DET
iiclr-25063	97	48	high	high	ADJ
iiclr-25063	97	49	-	-	PUNCT
iiclr-25063	97	50	value	value	NOUN
iiclr-25063	97	51	account	account	NOUN
iiclr-25063	97	52	enables	enable	VERB
iiclr-25063	97	53	a	a	DET
iiclr-25063	97	54	customer	customer	NOUN
iiclr-25063	97	55	to	to	PART
iiclr-25063	97	56	conduct	conduct	VERB
iiclr-25063	97	57	full	full	ADJ
iiclr-25063	97	58	banking	banking	NOUN
iiclr-25063	97	59	transactions	transaction	NOUN
iiclr-25063	97	60	without	without	ADP
iiclr-25063	97	61	limitation	limitation	NOUN
iiclr-25063	97	62	.	.	PUNCT
iiclr-25063	98	1	there	there	PRON
iiclr-25063	98	2	is	be	VERB
iiclr-25063	98	3	no	no	DET
iiclr-25063	98	4	maximum	maximum	NOUN
iiclr-25063	98	5	on	on	ADP
iiclr-25063	98	6	single	single	ADJ
iiclr-25063	98	7	deposits	deposit	NOUN
iiclr-25063	98	8	or	or	CCONJ
iiclr-25063	98	9	cumulative	cumulative	ADJ
iiclr-25063	98	10	balance	balance	NOUN
iiclr-25063	98	11	,	,	PUNCT
iiclr-25063	98	12	or	or	CCONJ
iiclr-25063	98	13	is	be	AUX
iiclr-25063	98	14	there	there	PRON
iiclr-25063	98	15	a	a	DET
iiclr-25063	98	16	restriction	restriction	NOUN
iiclr-25063	98	17	on	on	ADP
iiclr-25063	98	18	geographical	geographical	ADJ
iiclr-25063	98	19	destinations	destination	NOUN
iiclr-25063	98	20	.	.	PUNCT
iiclr-25063	99	1	thus	thus	ADV
iiclr-25063	99	2	,	,	PUNCT
iiclr-25063	99	3	this	this	DET
iiclr-25063	99	4	account	account	NOUN
iiclr-25063	99	5	serves	serve	VERB
iiclr-25063	99	6	as	as	ADP
iiclr-25063	99	7	the	the	DET
iiclr-25063	99	8	only	only	ADV
iiclr-25063	99	9	fully	fully	ADV
iiclr-25063	99	10	functional	functional	ADJ
iiclr-25063	99	11	account	account	NOUN
iiclr-25063	99	12	for	for	ADP
iiclr-25063	99	13	the	the	DET
iiclr-25063	99	14	banked	banked	ADJ
iiclr-25063	99	15	population.30	population.30	NOUN
iiclr-25063	99	16	however	however	ADV
iiclr-25063	99	17	,	,	PUNCT
iiclr-25063	99	18	obtaining	obtain	VERB
iiclr-25063	99	19	this	this	DET
iiclr-25063	99	20	high	high	ADJ
iiclr-25063	99	21	-	-	PUNCT
iiclr-25063	99	22	value	value	NOUN
iiclr-25063	99	23	account	account	NOUN
iiclr-25063	99	24	is	be	AUX
iiclr-25063	99	25	not	not	PART
iiclr-25063	99	26	without	without	ADP
iiclr-25063	99	27	conditions	condition	NOUN
iiclr-25063	99	28	.	.	PUNCT
iiclr-25063	100	1	to	to	PART
iiclr-25063	100	2	qualify	qualify	VERB
iiclr-25063	100	3	for	for	ADP
iiclr-25063	100	4	this	this	DET
iiclr-25063	100	5	account	account	NOUN
iiclr-25063	100	6	,	,	PUNCT
iiclr-25063	100	7	consumers	consumer	NOUN
iiclr-25063	100	8	must	must	AUX
iiclr-25063	100	9	undergo	undergo	VERB
iiclr-25063	100	10	a	a	DET
iiclr-25063	100	11	complex	complex	ADJ
iiclr-25063	100	12	onboarding	onboarding	NOUN
iiclr-25063	100	13	process	process	NOUN
iiclr-25063	100	14	involving	involve	VERB
iiclr-25063	100	15	filling	fill	VERB
iiclr-25063	100	16	out	out	ADP
iiclr-25063	100	17	personal	personal	ADJ
iiclr-25063	100	18	and	and	CCONJ
iiclr-25063	100	19	contact	contact	NOUN
iiclr-25063	100	20	details	detail	NOUN
iiclr-25063	100	21	,	,	PUNCT
iiclr-25063	100	22	updating	update	VERB
iiclr-25063	100	23	biometrics	biometric	NOUN
iiclr-25063	100	24	and	and	CCONJ
iiclr-25063	100	25	presenting	present	VERB
iiclr-25063	100	26	state	state	NOUN
iiclr-25063	100	27	-	-	PUNCT
iiclr-25063	100	28	issued	issue	VERB
iiclr-25063	100	29	identification	identification	NOUN
iiclr-25063	100	30	documentation	documentation	NOUN
iiclr-25063	100	31	required	require	VERB
iiclr-25063	100	32	to	to	PART
iiclr-25063	100	33	prove	prove	VERB
iiclr-25063	100	34	customer	customer	NOUN
iiclr-25063	100	35	identity	identity	NOUN
iiclr-25063	100	36	.	.	PUNCT
iiclr-25063	101	1	a	a	DET
iiclr-25063	101	2	cumulative	cumulative	ADJ
iiclr-25063	101	3	reading	reading	NOUN
iiclr-25063	101	4	of	of	ADP
iiclr-25063	101	5	the	the	DET
iiclr-25063	101	6	kyc	kyc	PROPN
iiclr-25063	101	7	guidelines	guideline	NOUN
iiclr-25063	101	8	and	and	CCONJ
iiclr-25063	101	9	the	the	DET
iiclr-25063	101	10	cbn	cbn	PROPN
iiclr-25063	101	11	anti	anti	ADJ
iiclr-25063	101	12	-	-	NOUN
iiclr-25063	101	13	money	money	ADJ
iiclr-25063	101	14	laundering/	laundering/	VERB
iiclr-25063	101	15	counterfeiting	counterfeiting	NOUN
iiclr-25063	101	16	of	of	ADP
iiclr-25063	101	17	terrorism	terrorism	NOUN
iiclr-25063	101	18	regulations	regulation	NOUN
iiclr-25063	101	19	2013	2013	NUM
iiclr-25063	101	20	lays	lay	VERB
iiclr-25063	101	21	down	down	ADP
iiclr-25063	101	22	the	the	DET
iiclr-25063	101	23	specific	specific	ADJ
iiclr-25063	101	24	state	state	NOUN
iiclr-25063	101	25	-	-	PUNCT
iiclr-25063	101	26	issued	issue	VERB
iiclr-25063	101	27	identification	identification	NOUN
iiclr-25063	101	28	documentation	documentation	NOUN
iiclr-25063	101	29	permitted	permit	VERB
iiclr-25063	101	30	for	for	ADP
iiclr-25063	101	31	opening	open	VERB
iiclr-25063	101	32	a	a	DET
iiclr-25063	101	33	high	high	ADJ
iiclr-25063	101	34	-	-	PUNCT
iiclr-25063	101	35	value	value	NOUN
iiclr-25063	101	36	account	account	NOUN
iiclr-25063	101	37	.	.	PUNCT
iiclr-25063	102	1	these	these	PRON
iiclr-25063	102	2	include	include	VERB
iiclr-25063	102	3	the	the	DET
iiclr-25063	102	4	inec	inec	PROPN
iiclr-25063	102	5	voter	voter	NOUN
iiclr-25063	102	6	card	card	NOUN
iiclr-25063	102	7	,	,	PUNCT
iiclr-25063	102	8	the	the	DET
iiclr-25063	102	9	national	national	ADJ
iiclr-25063	102	10	identification	identification	NOUN
iiclr-25063	102	11	management	management	NOUN
iiclr-25063	102	12	commission	commission	NOUN
iiclr-25063	102	13	(	(	PUNCT
iiclr-25063	102	14	nimc	nimc	ADJ
iiclr-25063	102	15	)	)	PUNCT
iiclr-25063	102	16	national	national	ADJ
iiclr-25063	102	17	identification	identification	NOUN
iiclr-25063	102	18	number	number	NOUN
iiclr-25063	102	19	card	card	NOUN
iiclr-25063	102	20	(	(	PUNCT
iiclr-25063	102	21	nin	nin	NOUN
iiclr-25063	102	22	card	card	NOUN
iiclr-25063	102	23	)	)	PUNCT
iiclr-25063	102	24	,	,	PUNCT
iiclr-25063	102	25	international	international	ADJ
iiclr-25063	102	26	passport	passport	NOUN
iiclr-25063	102	27	,	,	PUNCT
iiclr-25063	102	28	driver	driver	NOUN
iiclr-25063	102	29	’s	’s	PART
iiclr-25063	102	30	license	license	NOUN
iiclr-25063	102	31	,	,	PUNCT
iiclr-25063	102	32	tax	tax	NOUN
iiclr-25063	102	33	assessment	assessment	NOUN
iiclr-25063	102	34	slip	slip	NOUN
iiclr-25063	102	35	,	,	PUNCT
iiclr-25063	102	36	social	social	ADJ
iiclr-25063	102	37	security	security	NOUN
iiclr-25063	102	38	records	record	NOUN
iiclr-25063	102	39	and	and	CCONJ
iiclr-25063	102	40	permanent	permanent	ADJ
iiclr-25063	102	41	residence	residence	NOUN
iiclr-25063	102	42	permit	permit	NOUN
iiclr-25063	102	43	bearing	bear	VERB
iiclr-25063	102	44	a	a	DET
iiclr-25063	102	45	photograph.31	photograph.31	NOUN
iiclr-25063	102	46	the	the	DET
iiclr-25063	102	47	first	first	ADJ
iiclr-25063	102	48	four	four	NUM
iiclr-25063	102	49	are	be	AUX
iiclr-25063	102	50	26	26	NUM
iiclr-25063	102	51	.	.	PUNCT
iiclr-25063	103	1	central	central	ADJ
iiclr-25063	103	2	bank	bank	PROPN
iiclr-25063	103	3	of	of	ADP
iiclr-25063	103	4	nigeria	nigeria	PROPN
iiclr-25063	103	5	,	,	PUNCT
iiclr-25063	103	6	anti	anti	ADJ
iiclr-25063	103	7	-	-	ADJ
iiclr-25063	103	8	money	money	ADJ
iiclr-25063	103	9	laundering	laundering	NOUN
iiclr-25063	103	10	and	and	CCONJ
iiclr-25063	103	11	combating	combat	VERB
iiclr-25063	103	12	the	the	DET
iiclr-25063	103	13	financing	financing	NOUN
iiclr-25063	103	14	of	of	ADP
iiclr-25063	103	15	terrorism	terrorism	NOUN
iiclr-25063	103	16	in	in	ADP
iiclr-25063	103	17	banks	bank	NOUN
iiclr-25063	103	18	and	and	CCONJ
iiclr-25063	103	19	other	other	ADJ
iiclr-25063	103	20	financial	financial	ADJ
iiclr-25063	103	21	institutions	institution	NOUN
iiclr-25063	103	22	in	in	ADP
iiclr-25063	103	23	nigeria	nigeria	PROPN
iiclr-25063	103	24	regulations	regulation	NOUN
iiclr-25063	103	25	(	(	PUNCT
iiclr-25063	103	26	2013	2013	NUM
iiclr-25063	103	27	)	)	PUNCT
iiclr-25063	103	28	100:65	100:65	PROPN
iiclr-25063	104	1	o.g	o.g	PROPN
iiclr-25063	104	2	.	.	PROPN
iiclr-25063	104	3	,	,	PUNCT
iiclr-25063	104	4	reg	reg	PROPN
iiclr-25063	104	5	.	.	PROPN
iiclr-25063	105	1	45	45	NUM
iiclr-25063	105	2	.	.	NOUN
iiclr-25063	106	1	27	27	NUM
iiclr-25063	106	2	.	.	PUNCT
iiclr-25063	107	1	i	i	PRON
iiclr-25063	107	2	d.	d.	PROPN
iiclr-25063	107	3	28	28	NUM
iiclr-25063	107	4	.	.	PUNCT
iiclr-25063	108	1	review	review	NOUN
iiclr-25063	108	2	of	of	ADP
iiclr-25063	108	3	restrictions	restriction	NOUN
iiclr-25063	108	4	and	and	CCONJ
iiclr-25063	108	5	limits	limit	NOUN
iiclr-25063	108	6	on	on	ADP
iiclr-25063	108	7	levels	level	NOUN
iiclr-25063	108	8	i	i	PRON
iiclr-25063	108	9	and	and	CCONJ
iiclr-25063	108	10	ii	ii	PROPN
iiclr-25063	108	11	of	of	ADP
iiclr-25063	108	12	the	the	DET
iiclr-25063	108	13	tiered	tiere	VERB
iiclr-25063	108	14	kyc	kyc	PROPN
iiclr-25063	108	15	accounts	account	NOUN
iiclr-25063	108	16	,	,	PUNCT
iiclr-25063	108	17	central	central	ADJ
iiclr-25063	108	18	bank	bank	NOUN
iiclr-25063	108	19	of	of	ADP
iiclr-25063	108	20	nigeria	nigeria	PROPN
iiclr-25063	108	21	,	,	PUNCT
iiclr-25063	108	22	https://www.cbn.gov.ng/out/2016/fprd/july%202016%20circular%	https://www.cbn.gov.ng/out/2016/fprd/july%202016%20circular%	NOUN
iiclr-25063	108	23	20tkyc%20review.pdf	20tkyc%20review.pdf	NUM
iiclr-25063	109	1	[	[	X
iiclr-25063	109	2	https://perma.cc/6kr6-nvvv	https://perma.cc/6kr6-nvvv	X
iiclr-25063	109	3	]	]	X
iiclr-25063	109	4	(	(	PUNCT
iiclr-25063	109	5	last	last	ADV
iiclr-25063	109	6	visited	visit	VERB
iiclr-25063	109	7	aug	aug	PROPN
iiclr-25063	109	8	.	.	PROPN
iiclr-25063	109	9	15	15	NUM
iiclr-25063	109	10	,	,	PUNCT
iiclr-25063	109	11	2018	2018	NUM
iiclr-25063	109	12	)	)	PUNCT
iiclr-25063	109	13	.	.	PUNCT
iiclr-25063	110	1	29	29	NUM
iiclr-25063	110	2	.	.	PUNCT
iiclr-25063	111	1	introduction	introduction	NOUN
iiclr-25063	111	2	of	of	ADP
iiclr-25063	111	3	three	three	NUM
iiclr-25063	111	4	-	-	PUNCT
iiclr-25063	111	5	tiered	tiere	VERB
iiclr-25063	111	6	know	know	VERB
iiclr-25063	111	7	your	your	PRON
iiclr-25063	111	8	customer	customer	NOUN
iiclr-25063	111	9	(	(	PUNCT
iiclr-25063	111	10	kyc	kyc	PROPN
iiclr-25063	111	11	)	)	PUNCT
iiclr-25063	111	12	requirements	requirement	NOUN
iiclr-25063	111	13	,	,	PUNCT
iiclr-25063	111	14	central	central	ADJ
iiclr-25063	111	15	bank	bank	NOUN
iiclr-25063	111	16	of	of	ADP
iiclr-25063	111	17	nigeria	nigeria	PROPN
iiclr-25063	111	18	,	,	PUNCT
iiclr-25063	111	19	https://www.cbn.gov.ng/out/2013/ccd/3%20tiered%20kyc%20requirements.pdf	https://www.cbn.gov.ng/out/2013/ccd/3%20tiered%20kyc%20requirements.pdf	X
iiclr-25063	112	1	[	[	X
iiclr-25063	112	2	https://perma.cc/xer6-k3aa	https://perma.cc/xer6-k3aa	X
iiclr-25063	112	3	]	]	X
iiclr-25063	112	4	(	(	PUNCT
iiclr-25063	112	5	last	last	ADV
iiclr-25063	112	6	visited	visit	VERB
iiclr-25063	112	7	aug	aug	PROPN
iiclr-25063	112	8	.	.	PROPN
iiclr-25063	112	9	15	15	NUM
iiclr-25063	112	10	,	,	PUNCT
iiclr-25063	112	11	2019	2019	NUM
iiclr-25063	112	12	)	)	PUNCT
iiclr-25063	112	13	.	.	PUNCT
iiclr-25063	113	1	30	30	NUM
iiclr-25063	113	2	.	.	PUNCT
iiclr-25063	114	1	see	see	VERB
iiclr-25063	114	2	central	central	ADJ
iiclr-25063	114	3	bank	bank	PROPN
iiclr-25063	114	4	of	of	ADP
iiclr-25063	114	5	nigeria	nigeria	PROPN
iiclr-25063	114	6	,	,	PUNCT
iiclr-25063	114	7	supra	supra	PROPN
iiclr-25063	114	8	note	note	PROPN
iiclr-25063	114	9	26	26	NUM
iiclr-25063	114	10	,	,	PUNCT
iiclr-25063	114	11	at	at	ADP
iiclr-25063	114	12	reg	reg	NOUN
iiclr-25063	114	13	.	.	PUNCT
iiclr-25063	115	1	45	45	NUM
iiclr-25063	115	2	.	.	NOUN
iiclr-25063	116	1	31	31	NUM
iiclr-25063	116	2	.	.	PUNCT
iiclr-25063	117	1	see	see	VERB
iiclr-25063	117	2	central	central	ADJ
iiclr-25063	117	3	bank	bank	PROPN
iiclr-25063	117	4	of	of	ADP
iiclr-25063	117	5	nigeria	nigeria	PROPN
iiclr-25063	117	6	,	,	PUNCT
iiclr-25063	117	7	supra	supra	PROPN
iiclr-25063	117	8	note	note	PROPN
iiclr-25063	117	9	26	26	NUM
iiclr-25063	117	10	,	,	PUNCT
iiclr-25063	117	11	at	at	ADP
iiclr-25063	117	12	reg	reg	NOUN
iiclr-25063	117	13	.	.	PROPN
iiclr-25063	118	1	50	50	NUM
iiclr-25063	118	2	,	,	PUNCT
iiclr-25063	118	3	72	72	NUM
iiclr-25063	118	4	,	,	PUNCT
iiclr-25063	118	5	sch	sch	INTJ
iiclr-25063	118	6	.	.	NOUN
iiclr-25063	119	1	2	2	NUM
iiclr-25063	119	2	.	.	NUM
iiclr-25063	119	3	40	40	NUM
iiclr-25063	119	4	indiana	indiana	PROPN
iiclr-25063	119	5	int’l	int’l	NUM
iiclr-25063	119	6	&	&	CCONJ
iiclr-25063	119	7	comp	comp	PROPN
iiclr-25063	119	8	.	.	PUNCT
iiclr-25063	120	1	law	law	NOUN
iiclr-25063	120	2	review	review	NOUN
iiclr-25063	120	3	[	[	X
iiclr-25063	120	4	vol	vol	NOUN
iiclr-25063	120	5	.	.	PUNCT
iiclr-25063	121	1	30:33	30:33	NUM
iiclr-25063	121	2	however	however	ADV
iiclr-25063	121	3	,	,	PUNCT
iiclr-25063	121	4	the	the	DET
iiclr-25063	121	5	most	most	ADV
iiclr-25063	121	6	popular	popular	ADJ
iiclr-25063	121	7	.	.	PUNCT
iiclr-25063	122	1	additionally	additionally	ADV
iiclr-25063	122	2	,	,	PUNCT
iiclr-25063	122	3	banks	bank	NOUN
iiclr-25063	122	4	demand	demand	VERB
iiclr-25063	122	5	proof	proof	NOUN
iiclr-25063	122	6	of	of	ADP
iiclr-25063	122	7	address	address	NOUN
iiclr-25063	122	8	evidenced	evidence	VERB
iiclr-25063	122	9	by	by	ADP
iiclr-25063	122	10	utility	utility	NOUN
iiclr-25063	122	11	bills	bill	NOUN
iiclr-25063	122	12	from	from	ADP
iiclr-25063	122	13	clients	client	NOUN
iiclr-25063	122	14	as	as	ADP
iiclr-25063	122	15	an	an	DET
iiclr-25063	122	16	added	add	VERB
iiclr-25063	122	17	layer	layer	NOUN
iiclr-25063	122	18	of	of	ADP
iiclr-25063	122	19	identification	identification	NOUN
iiclr-25063	122	20	to	to	PART
iiclr-25063	122	21	open	open	VERB
iiclr-25063	122	22	these	these	DET
iiclr-25063	122	23	high	high	ADJ
iiclr-25063	122	24	-	-	PUNCT
iiclr-25063	122	25	value	value	NOUN
iiclr-25063	122	26	accounts.32aside	accounts.32aside	ADV
iiclr-25063	122	27	from	from	ADP
iiclr-25063	122	28	the	the	DET
iiclr-25063	122	29	inconvenience	inconvenience	NOUN
iiclr-25063	122	30	that	that	SCONJ
iiclr-25063	122	31	this	this	PRON
iiclr-25063	122	32	foists	foist	VERB
iiclr-25063	122	33	on	on	ADP
iiclr-25063	122	34	the	the	DET
iiclr-25063	122	35	unbanked	unbanked	NOUN
iiclr-25063	122	36	,	,	PUNCT
iiclr-25063	122	37	the	the	DET
iiclr-25063	122	38	practice	practice	NOUN
iiclr-25063	122	39	of	of	ADP
iiclr-25063	122	40	insisting	insist	VERB
iiclr-25063	122	41	on	on	ADP
iiclr-25063	122	42	proof	proof	NOUN
iiclr-25063	122	43	of	of	ADP
iiclr-25063	122	44	address	address	NOUN
iiclr-25063	122	45	evidenced	evidence	VERB
iiclr-25063	122	46	by	by	ADP
iiclr-25063	122	47	utility	utility	NOUN
iiclr-25063	122	48	bills	bill	NOUN
iiclr-25063	122	49	also	also	ADV
iiclr-25063	122	50	ignores	ignore	VERB
iiclr-25063	122	51	the	the	DET
iiclr-25063	122	52	exhortation	exhortation	NOUN
iiclr-25063	122	53	of	of	ADP
iiclr-25063	122	54	the	the	DET
iiclr-25063	122	55	cbn	cbn	PROPN
iiclr-25063	122	56	that	that	PRON
iiclr-25063	122	57	banks	bank	NOUN
iiclr-25063	122	58	need	need	VERB
iiclr-25063	122	59	to	to	PART
iiclr-25063	122	60	employ	employ	VERB
iiclr-25063	122	61	a	a	DET
iiclr-25063	122	62	risk	risk	NOUN
iiclr-25063	122	63	-	-	PUNCT
iiclr-25063	122	64	based	base	VERB
iiclr-25063	122	65	approach	approach	NOUN
iiclr-25063	122	66	in	in	ADP
iiclr-25063	122	67	the	the	DET
iiclr-25063	122	68	interest	interest	NOUN
iiclr-25063	122	69	of	of	ADP
iiclr-25063	122	70	financial	financial	ADJ
iiclr-25063	122	71	and	and	CCONJ
iiclr-25063	122	72	social	social	ADJ
iiclr-25063	122	73	inclusion	inclusion	NOUN
iiclr-25063	122	74	objectives	objective	NOUN
iiclr-25063	122	75	by	by	ADP
iiclr-25063	122	76	accepting	accept	VERB
iiclr-25063	122	77	simpler	simple	ADJ
iiclr-25063	122	78	documentation.33	documentation.33	NOUN
iiclr-25063	122	79	the	the	DET
iiclr-25063	122	80	cbn	cbn	PROPN
iiclr-25063	122	81	recommends	recommend	VERB
iiclr-25063	122	82	the	the	DET
iiclr-25063	122	83	use	use	NOUN
iiclr-25063	122	84	of	of	ADP
iiclr-25063	122	85	documentation	documentation	NOUN
iiclr-25063	122	86	such	such	ADJ
iiclr-25063	122	87	as	as	ADP
iiclr-25063	122	88	a	a	DET
iiclr-25063	122	89	letter	letter	NOUN
iiclr-25063	122	90	or	or	CCONJ
iiclr-25063	122	91	statement	statement	NOUN
iiclr-25063	122	92	from	from	ADP
iiclr-25063	122	93	a	a	DET
iiclr-25063	122	94	person	person	NOUN
iiclr-25063	122	95	in	in	ADP
iiclr-25063	122	96	a	a	DET
iiclr-25063	122	97	position	position	NOUN
iiclr-25063	122	98	of	of	ADP
iiclr-25063	122	99	authority	authority	NOUN
iiclr-25063	122	100	including	include	VERB
iiclr-25063	122	101	solicitors	solicitor	NOUN
iiclr-25063	122	102	,	,	PUNCT
iiclr-25063	122	103	doctors	doctor	NOUN
iiclr-25063	122	104	,	,	PUNCT
iiclr-25063	122	105	teachers	teacher	NOUN
iiclr-25063	122	106	and	and	CCONJ
iiclr-25063	122	107	ministers	minister	NOUN
iiclr-25063	122	108	of	of	ADP
iiclr-25063	122	109	religion	religion	NOUN
iiclr-25063	122	110	who	who	PRON
iiclr-25063	122	111	can	can	AUX
iiclr-25063	122	112	confirm	confirm	VERB
iiclr-25063	122	113	the	the	DET
iiclr-25063	122	114	identity	identity	NOUN
iiclr-25063	122	115	and	and	CCONJ
iiclr-25063	122	116	physical	physical	ADJ
iiclr-25063	122	117	address	address	NOUN
iiclr-25063	122	118	of	of	ADP
iiclr-25063	122	119	the	the	DET
iiclr-25063	122	120	client.34	client.34	NOUN
iiclr-25063	122	121	the	the	DET
iiclr-25063	122	122	insistence	insistence	NOUN
iiclr-25063	122	123	on	on	ADP
iiclr-25063	122	124	proof	proof	NOUN
iiclr-25063	122	125	of	of	ADP
iiclr-25063	122	126	address	address	NOUN
iiclr-25063	122	127	also	also	ADV
iiclr-25063	122	128	fails	fail	VERB
iiclr-25063	122	129	to	to	PART
iiclr-25063	122	130	recognize	recognize	VERB
iiclr-25063	122	131	that	that	SCONJ
iiclr-25063	122	132	some	some	DET
iiclr-25063	122	133	clients	client	NOUN
iiclr-25063	122	134	reside	reside	VERB
iiclr-25063	122	135	in	in	ADP
iiclr-25063	122	136	community	community	NOUN
iiclr-25063	122	137	settings	setting	NOUN
iiclr-25063	122	138	where	where	SCONJ
iiclr-25063	122	139	clan	clan	NOUN
iiclr-25063	122	140	-	-	PUNCT
iiclr-25063	122	141	based	base	VERB
iiclr-25063	122	142	address	address	NOUN
iiclr-25063	122	143	system	system	NOUN
iiclr-25063	122	144	rather	rather	ADV
iiclr-25063	122	145	than	than	ADP
iiclr-25063	122	146	the	the	DET
iiclr-25063	122	147	conventional	conventional	ADJ
iiclr-25063	122	148	street	street	NOUN
iiclr-25063	122	149	numbers	number	NOUN
iiclr-25063	122	150	are	be	AUX
iiclr-25063	122	151	used	use	VERB
iiclr-25063	122	152	.	.	PUNCT
iiclr-25063	123	1	insistence	insistence	NOUN
iiclr-25063	123	2	,	,	PUNCT
iiclr-25063	123	3	therefore	therefore	ADV
iiclr-25063	123	4	,	,	PUNCT
iiclr-25063	123	5	on	on	ADP
iiclr-25063	123	6	bills	bill	NOUN
iiclr-25063	123	7	issued	issue	VERB
iiclr-25063	123	8	by	by	ADP
iiclr-25063	123	9	specific	specific	ADJ
iiclr-25063	123	10	utility	utility	NOUN
iiclr-25063	123	11	companies	company	NOUN
iiclr-25063	123	12	such	such	ADJ
iiclr-25063	123	13	as	as	ADP
iiclr-25063	123	14	the	the	DET
iiclr-25063	123	15	state	state	NOUN
iiclr-25063	123	16	-	-	PUNCT
iiclr-25063	123	17	owned	own	VERB
iiclr-25063	123	18	water	water	NOUN
iiclr-25063	123	19	corporations	corporation	NOUN
iiclr-25063	123	20	and	and	CCONJ
iiclr-25063	123	21	state	state	NOUN
iiclr-25063	123	22	electricity	electricity	NOUN
iiclr-25063	123	23	distribution	distribution	NOUN
iiclr-25063	123	24	companies	company	NOUN
iiclr-25063	123	25	invariably	invariably	ADV
iiclr-25063	123	26	excludes	exclude	VERB
iiclr-25063	123	27	numerous	numerous	ADJ
iiclr-25063	123	28	rural	rural	ADJ
iiclr-25063	123	29	consumers	consumer	NOUN
iiclr-25063	123	30	un	un	ADJ
iiclr-25063	123	31	-	-	ADJ
iiclr-25063	123	32	served	serve	VERB
iiclr-25063	123	33	by	by	ADP
iiclr-25063	123	34	these	these	DET
iiclr-25063	123	35	entities	entity	NOUN
iiclr-25063	123	36	.	.	PUNCT
iiclr-25063	124	1	more	more	ADV
iiclr-25063	124	2	so	so	ADV
iiclr-25063	124	3	,	,	PUNCT
iiclr-25063	124	4	physical	physical	ADJ
iiclr-25063	124	5	identification	identification	NOUN
iiclr-25063	124	6	documentation	documentation	NOUN
iiclr-25063	124	7	is	be	AUX
iiclr-25063	124	8	prone	prone	ADJ
iiclr-25063	124	9	to	to	ADP
iiclr-25063	124	10	the	the	DET
iiclr-25063	124	11	risk	risk	NOUN
iiclr-25063	124	12	of	of	ADP
iiclr-25063	124	13	manipulation	manipulation	NOUN
iiclr-25063	124	14	or	or	CCONJ
iiclr-25063	124	15	forgery	forgery	NOUN
iiclr-25063	124	16	in	in	ADP
iiclr-25063	124	17	addition	addition	NOUN
iiclr-25063	124	18	to	to	ADP
iiclr-25063	124	19	loss	loss	NOUN
iiclr-25063	124	20	or	or	CCONJ
iiclr-25063	124	21	destruction	destruction	NOUN
iiclr-25063	124	22	by	by	ADP
iiclr-25063	124	23	disasters	disaster	NOUN
iiclr-25063	124	24	.	.	PUNCT
iiclr-25063	125	1	financial	financial	ADJ
iiclr-25063	125	2	providers	provider	NOUN
iiclr-25063	125	3	therefore	therefore	ADV
iiclr-25063	125	4	need	need	VERB
iiclr-25063	125	5	to	to	PART
iiclr-25063	125	6	consider	consider	VERB
iiclr-25063	125	7	a	a	DET
iiclr-25063	125	8	shift	shift	NOUN
iiclr-25063	125	9	from	from	ADP
iiclr-25063	125	10	this	this	DET
iiclr-25063	125	11	practice	practice	NOUN
iiclr-25063	125	12	.	.	PUNCT
iiclr-25063	126	1	from	from	ADP
iiclr-25063	126	2	the	the	DET
iiclr-25063	126	3	foregoing	foregoing	NOUN
iiclr-25063	126	4	,	,	PUNCT
iiclr-25063	126	5	it	it	PRON
iiclr-25063	126	6	can	can	AUX
iiclr-25063	126	7	be	be	AUX
iiclr-25063	126	8	deduced	deduce	VERB
iiclr-25063	126	9	that	that	SCONJ
iiclr-25063	126	10	while	while	SCONJ
iiclr-25063	126	11	tiered	tiered	ADJ
iiclr-25063	126	12	kyc	kyc	PROPN
iiclr-25063	126	13	was	be	AUX
iiclr-25063	126	14	introduced	introduce	VERB
iiclr-25063	126	15	to	to	PART
iiclr-25063	126	16	advance	advance	VERB
iiclr-25063	126	17	financial	financial	ADJ
iiclr-25063	126	18	inclusion	inclusion	NOUN
iiclr-25063	126	19	for	for	ADP
iiclr-25063	126	20	the	the	DET
iiclr-25063	126	21	poor	poor	ADJ
iiclr-25063	126	22	and	and	CCONJ
iiclr-25063	126	23	other	other	ADJ
iiclr-25063	126	24	persons	person	NOUN
iiclr-25063	126	25	grappling	grapple	VERB
iiclr-25063	126	26	with	with	ADP
iiclr-25063	126	27	the	the	DET
iiclr-25063	126	28	hurdle	hurdle	NOUN
iiclr-25063	126	29	of	of	ADP
iiclr-25063	126	30	obtaining	obtain	VERB
iiclr-25063	126	31	identification	identification	NOUN
iiclr-25063	126	32	requirement	requirement	NOUN
iiclr-25063	126	33	,	,	PUNCT
iiclr-25063	126	34	access	access	NOUN
iiclr-25063	126	35	to	to	ADP
iiclr-25063	126	36	quality	quality	NOUN
iiclr-25063	126	37	financial	financial	ADJ
iiclr-25063	126	38	services	service	NOUN
iiclr-25063	126	39	,	,	PUNCT
iiclr-25063	126	40	a	a	DET
iiclr-25063	126	41	core	core	NOUN
iiclr-25063	126	42	pillar	pillar	NOUN
iiclr-25063	126	43	of	of	ADP
iiclr-25063	126	44	financial	financial	ADJ
iiclr-25063	126	45	inclusion	inclusion	NOUN
iiclr-25063	126	46	is	be	AUX
iiclr-25063	126	47	not	not	PART
iiclr-25063	126	48	yet	yet	ADV
iiclr-25063	126	49	guaranteed	guarantee	VERB
iiclr-25063	126	50	on	on	ADP
iiclr-25063	126	51	all	all	DET
iiclr-25063	126	52	tiers	tier	NOUN
iiclr-25063	126	53	.	.	PUNCT
iiclr-25063	127	1	in	in	ADP
iiclr-25063	127	2	other	other	ADJ
iiclr-25063	127	3	words	word	NOUN
iiclr-25063	127	4	,	,	PUNCT
iiclr-25063	127	5	customers	customer	NOUN
iiclr-25063	127	6	without	without	ADP
iiclr-25063	127	7	high	high	ADJ
iiclr-25063	127	8	-	-	PUNCT
iiclr-25063	127	9	value	value	NOUN
iiclr-25063	127	10	accounts	account	NOUN
iiclr-25063	127	11	are	be	AUX
iiclr-25063	127	12	unable	unable	ADJ
iiclr-25063	127	13	to	to	PART
iiclr-25063	127	14	perform	perform	VERB
iiclr-25063	127	15	full	full	ADJ
iiclr-25063	127	16	financial	financial	ADJ
iiclr-25063	127	17	transactions	transaction	NOUN
iiclr-25063	127	18	as	as	SCONJ
iiclr-25063	127	19	only	only	ADJ
iiclr-25063	127	20	basic	basic	ADJ
iiclr-25063	127	21	financial	financial	ADJ
iiclr-25063	127	22	services	service	NOUN
iiclr-25063	127	23	such	such	ADJ
iiclr-25063	127	24	as	as	ADP
iiclr-25063	127	25	savings	saving	NOUN
iiclr-25063	127	26	and	and	CCONJ
iiclr-25063	127	27	low	low	ADJ
iiclr-25063	127	28	-	-	PUNCT
iiclr-25063	127	29	value	value	NOUN
iiclr-25063	127	30	transfers	transfer	NOUN
iiclr-25063	127	31	are	be	AUX
iiclr-25063	127	32	permitted	permit	VERB
iiclr-25063	127	33	on	on	ADP
iiclr-25063	127	34	the	the	DET
iiclr-25063	127	35	other	other	ADJ
iiclr-25063	127	36	two	two	NUM
iiclr-25063	127	37	tiers	tier	NOUN
iiclr-25063	127	38	.	.	PUNCT
iiclr-25063	128	1	ii	ii	PROPN
iiclr-25063	128	2	.	.	PUNCT
iiclr-25063	128	3	national	national	PROPN
iiclr-25063	128	4	identification	identification	NOUN
iiclr-25063	128	5	management	management	NOUN
iiclr-25063	128	6	in	in	ADP
iiclr-25063	128	7	nigeria	nigeria	PROPN
iiclr-25063	128	8	a.	a.	NOUN
iiclr-25063	128	9	history	history	NOUN
iiclr-25063	128	10	of	of	ADP
iiclr-25063	128	11	national	national	ADJ
iiclr-25063	128	12	identification	identification	NOUN
iiclr-25063	128	13	management	management	NOUN
iiclr-25063	128	14	in	in	ADP
iiclr-25063	128	15	nigeria	nigeria	PROPN
iiclr-25063	128	16	historically	historically	ADV
iiclr-25063	128	17	,	,	PUNCT
iiclr-25063	128	18	nigeria	nigeria	PROPN
iiclr-25063	128	19	has	have	AUX
iiclr-25063	128	20	recorded	record	VERB
iiclr-25063	128	21	some	some	DET
iiclr-25063	128	22	attempts	attempt	NOUN
iiclr-25063	128	23	at	at	ADP
iiclr-25063	128	24	collecting	collect	VERB
iiclr-25063	128	25	the	the	DET
iiclr-25063	128	26	identity	identity	NOUN
iiclr-25063	128	27	of	of	ADP
iiclr-25063	128	28	citizens	citizen	NOUN
iiclr-25063	128	29	both	both	CCONJ
iiclr-25063	128	30	at	at	ADP
iiclr-25063	128	31	a	a	DET
iiclr-25063	128	32	governmental	governmental	ADJ
iiclr-25063	128	33	level	level	NOUN
iiclr-25063	128	34	and	and	CCONJ
iiclr-25063	128	35	more	more	ADV
iiclr-25063	128	36	specific	specific	ADJ
iiclr-25063	128	37	private	private	ADJ
iiclr-25063	128	38	sector	sector	NOUN
iiclr-25063	128	39	arrangements	arrangement	NOUN
iiclr-25063	128	40	.	.	PUNCT
iiclr-25063	129	1	for	for	ADP
iiclr-25063	129	2	example	example	NOUN
iiclr-25063	129	3	some	some	DET
iiclr-25063	129	4	orthodox	orthodox	ADJ
iiclr-25063	129	5	churches	church	NOUN
iiclr-25063	129	6	such	such	ADJ
iiclr-25063	129	7	as	as	ADP
iiclr-25063	129	8	the	the	DET
iiclr-25063	129	9	catholic	catholic	ADJ
iiclr-25063	129	10	and	and	CCONJ
iiclr-25063	129	11	anglican	anglican	ADJ
iiclr-25063	129	12	churches	church	NOUN
iiclr-25063	129	13	have	have	AUX
iiclr-25063	129	14	been	be	AUX
iiclr-25063	129	15	engaged	engage	VERB
iiclr-25063	129	16	in	in	ADP
iiclr-25063	129	17	the	the	DET
iiclr-25063	129	18	recording	recording	NOUN
iiclr-25063	129	19	of	of	ADP
iiclr-25063	129	20	infant	infant	NOUN
iiclr-25063	129	21	baptisms	baptism	NOUN
iiclr-25063	129	22	evidenced	evidence	VERB
iiclr-25063	129	23	by	by	ADP
iiclr-25063	129	24	the	the	DET
iiclr-25063	129	25	issuance	issuance	NOUN
iiclr-25063	129	26	of	of	ADP
iiclr-25063	129	27	baptismal	baptismal	NOUN
iiclr-25063	129	28	cards	card	NOUN
iiclr-25063	129	29	.	.	PUNCT
iiclr-25063	130	1	also	also	ADV
iiclr-25063	130	2	,	,	PUNCT
iiclr-25063	130	3	local	local	ADJ
iiclr-25063	130	4	government	government	NOUN
iiclr-25063	130	5	authorities	authority	NOUN
iiclr-25063	130	6	have	have	AUX
iiclr-25063	130	7	been	be	AUX
iiclr-25063	130	8	known	know	VERB
iiclr-25063	130	9	to	to	PART
iiclr-25063	130	10	conduct	conduct	VERB
iiclr-25063	130	11	the	the	DET
iiclr-25063	130	12	registration	registration	NOUN
iiclr-25063	130	13	of	of	ADP
iiclr-25063	130	14	natives	native	NOUN
iiclr-25063	130	15	evidenced	evidence	VERB
iiclr-25063	130	16	by	by	ADP
iiclr-25063	130	17	local	local	ADJ
iiclr-25063	130	18	government	government	NOUN
iiclr-25063	130	19	identification	identification	NOUN
iiclr-25063	130	20	documents	document	NOUN
iiclr-25063	130	21	mainly	mainly	ADV
iiclr-25063	130	22	to	to	PART
iiclr-25063	130	23	indicate	indicate	VERB
iiclr-25063	130	24	a	a	DET
iiclr-25063	130	25	person	person	NOUN
iiclr-25063	130	26	’s	’s	PART
iiclr-25063	130	27	state	state	NOUN
iiclr-25063	130	28	and	and	CCONJ
iiclr-25063	130	29	local	local	ADJ
iiclr-25063	130	30	government	government	NOUN
iiclr-25063	130	31	of	of	ADP
iiclr-25063	130	32	origin	origin	NOUN
iiclr-25063	130	33	.	.	PUNCT
iiclr-25063	131	1	the	the	DET
iiclr-25063	131	2	sim	sim	ADJ
iiclr-25063	131	3	registration	registration	NOUN
iiclr-25063	131	4	mandated	mandate	VERB
iiclr-25063	131	5	by	by	ADP
iiclr-25063	131	6	the	the	DET
iiclr-25063	131	7	nigerian	nigerian	PROPN
iiclr-25063	131	8	communications	communications	PROPN
iiclr-25063	131	9	commission	commission	NOUN
iiclr-25063	131	10	(	(	PUNCT
iiclr-25063	131	11	registration	registration	NOUN
iiclr-25063	131	12	of	of	ADP
iiclr-25063	131	13	telephone	telephone	NOUN
iiclr-25063	131	14	subscribers	subscriber	NOUN
iiclr-25063	131	15	)	)	PUNCT
iiclr-25063	131	16	32	32	NUM
iiclr-25063	131	17	.	.	PUNCT
iiclr-25063	131	18	see	see	VERB
iiclr-25063	131	19	central	central	ADJ
iiclr-25063	131	20	bank	bank	PROPN
iiclr-25063	131	21	of	of	ADP
iiclr-25063	131	22	nigeria	nigeria	PROPN
iiclr-25063	131	23	,	,	PUNCT
iiclr-25063	131	24	supra	supra	PROPN
iiclr-25063	131	25	note	note	PROPN
iiclr-25063	131	26	26	26	NUM
iiclr-25063	131	27	,	,	PUNCT
iiclr-25063	131	28	at	at	ADP
iiclr-25063	131	29	sch	sch	PROPN
iiclr-25063	131	30	.	.	PROPN
iiclr-25063	132	1	2	2	X
iiclr-25063	132	2	.	.	X
iiclr-25063	132	3	besides	besides	SCONJ
iiclr-25063	132	4	the	the	DET
iiclr-25063	132	5	use	use	NOUN
iiclr-25063	132	6	of	of	ADP
iiclr-25063	132	7	utility	utility	NOUN
iiclr-25063	132	8	bills	bill	NOUN
iiclr-25063	132	9	,	,	PUNCT
iiclr-25063	132	10	this	this	DET
iiclr-25063	132	11	schedule	schedule	NOUN
iiclr-25063	132	12	additionally	additionally	ADV
iiclr-25063	132	13	stipulates	stipulate	VERB
iiclr-25063	132	14	the	the	DET
iiclr-25063	132	15	use	use	NOUN
iiclr-25063	132	16	of	of	ADP
iiclr-25063	132	17	tax	tax	NOUN
iiclr-25063	132	18	assessment	assessment	NOUN
iiclr-25063	132	19	,	,	PUNCT
iiclr-25063	132	20	letter	letter	NOUN
iiclr-25063	132	21	from	from	ADP
iiclr-25063	132	22	a	a	DET
iiclr-25063	132	23	person	person	NOUN
iiclr-25063	132	24	in	in	ADP
iiclr-25063	132	25	authority	authority	NOUN
iiclr-25063	132	26	and	and	CCONJ
iiclr-25063	132	27	bank	bank	NOUN
iiclr-25063	132	28	statements	statement	NOUN
iiclr-25063	132	29	but	but	CCONJ
iiclr-25063	132	30	utility	utility	NOUN
iiclr-25063	132	31	bills	bill	NOUN
iiclr-25063	132	32	remain	remain	VERB
iiclr-25063	132	33	the	the	DET
iiclr-25063	132	34	most	most	ADV
iiclr-25063	132	35	requested	request	VERB
iiclr-25063	132	36	documentation	documentation	NOUN
iiclr-25063	132	37	.	.	PUNCT
iiclr-25063	133	1	33	33	NUM
iiclr-25063	133	2	.	.	PUNCT
iiclr-25063	134	1	see	see	VERB
iiclr-25063	134	2	central	central	ADJ
iiclr-25063	134	3	bank	bank	PROPN
iiclr-25063	134	4	of	of	ADP
iiclr-25063	134	5	nigeria	nigeria	PROPN
iiclr-25063	134	6	,	,	PUNCT
iiclr-25063	134	7	supra	supra	PROPN
iiclr-25063	134	8	note	note	PROPN
iiclr-25063	134	9	26	26	NUM
iiclr-25063	134	10	,	,	PUNCT
iiclr-25063	134	11	at	at	ADP
iiclr-25063	134	12	reg	reg	NOUN
iiclr-25063	134	13	.	.	PUNCT
iiclr-25063	135	1	48	48	NUM
iiclr-25063	135	2	,	,	PUNCT
iiclr-25063	135	3	49	49	NUM
iiclr-25063	135	4	,	,	PUNCT
iiclr-25063	135	5	73	73	NUM
iiclr-25063	135	6	,	,	PUNCT
iiclr-25063	135	7	77	77	NUM
iiclr-25063	135	8	.	.	PUNCT
iiclr-25063	136	1	34	34	NUM
iiclr-25063	136	2	.	.	PUNCT
iiclr-25063	137	1	see	see	VERB
iiclr-25063	137	2	central	central	ADJ
iiclr-25063	137	3	bank	bank	PROPN
iiclr-25063	137	4	of	of	ADP
iiclr-25063	137	5	nigeria	nigeria	PROPN
iiclr-25063	137	6	,	,	PUNCT
iiclr-25063	137	7	supra	supra	PROPN
iiclr-25063	137	8	note	note	PROPN
iiclr-25063	137	9	26	26	NUM
iiclr-25063	137	10	,	,	PUNCT
iiclr-25063	137	11	at	at	ADP
iiclr-25063	137	12	reg	reg	NOUN
iiclr-25063	137	13	.	.	PUNCT
iiclr-25063	138	1	48	48	NUM
iiclr-25063	138	2	,	,	PUNCT
iiclr-25063	138	3	49	49	NUM
iiclr-25063	138	4	,	,	PUNCT
iiclr-25063	138	5	73	73	NUM
iiclr-25063	138	6	,	,	PUNCT
iiclr-25063	138	7	77	77	NUM
iiclr-25063	138	8	.	.	NOUN
iiclr-25063	139	1	2019	2019	NUM
iiclr-25063	139	2	]	]	PUNCT
iiclr-25063	139	3	identification	identification	NOUN
iiclr-25063	139	4	management	management	NOUN
iiclr-25063	139	5	in	in	ADP
iiclr-25063	139	6	nigeria	nigeria	PROPN
iiclr-25063	139	7	41	41	NUM
iiclr-25063	139	8	regulations	regulation	NOUN
iiclr-25063	139	9	,	,	PUNCT
iiclr-25063	139	10	2011is	2011i	NOUN
iiclr-25063	139	11	yet	yet	ADV
iiclr-25063	139	12	another	another	DET
iiclr-25063	139	13	example	example	NOUN
iiclr-25063	139	14	of	of	ADP
iiclr-25063	139	15	an	an	DET
iiclr-25063	139	16	identification	identification	NOUN
iiclr-25063	139	17	database	database	NOUN
iiclr-25063	139	18	that	that	PRON
iiclr-25063	139	19	has	have	AUX
iiclr-25063	139	20	resulted	result	VERB
iiclr-25063	139	21	in	in	ADP
iiclr-25063	139	22	the	the	DET
iiclr-25063	139	23	collection	collection	NOUN
iiclr-25063	139	24	of	of	ADP
iiclr-25063	139	25	mobile	mobile	ADJ
iiclr-25063	139	26	phone	phone	NOUN
iiclr-25063	139	27	users	user	NOUN
iiclr-25063	139	28	’	’	PART
iiclr-25063	139	29	data	datum	NOUN
iiclr-25063	139	30	including	include	VERB
iiclr-25063	139	31	name	name	NOUN
iiclr-25063	139	32	,	,	PUNCT
iiclr-25063	139	33	address	address	NOUN
iiclr-25063	139	34	,	,	PUNCT
iiclr-25063	139	35	occupation	occupation	NOUN
iiclr-25063	139	36	,	,	PUNCT
iiclr-25063	139	37	facial	facial	ADJ
iiclr-25063	139	38	capture	capture	NOUN
iiclr-25063	139	39	and	and	CCONJ
iiclr-25063	139	40	fingerprints	fingerprint	NOUN
iiclr-25063	139	41	of	of	ADP
iiclr-25063	139	42	users.35	users.35	ADJ
iiclr-25063	139	43	government	government	NOUN
iiclr-25063	139	44	and	and	CCONJ
iiclr-25063	139	45	private	private	ADJ
iiclr-25063	139	46	hospitals	hospital	NOUN
iiclr-25063	139	47	have	have	AUX
iiclr-25063	139	48	also	also	ADV
iiclr-25063	139	49	been	be	AUX
iiclr-25063	139	50	engaged	engage	VERB
iiclr-25063	139	51	in	in	ADP
iiclr-25063	139	52	the	the	DET
iiclr-25063	139	53	registration	registration	NOUN
iiclr-25063	139	54	of	of	ADP
iiclr-25063	139	55	births	birth	NOUN
iiclr-25063	139	56	and	and	CCONJ
iiclr-25063	139	57	issuance	issuance	NOUN
iiclr-25063	139	58	of	of	ADP
iiclr-25063	139	59	birth	birth	NOUN
iiclr-25063	139	60	certificates	certificate	NOUN
iiclr-25063	139	61	.	.	PUNCT
iiclr-25063	140	1	the	the	DET
iiclr-25063	140	2	independent	independent	ADJ
iiclr-25063	140	3	national	national	PROPN
iiclr-25063	140	4	electoral	electoral	PROPN
iiclr-25063	140	5	commission	commission	PROPN
iiclr-25063	140	6	(	(	PUNCT
iiclr-25063	140	7	inec	inec	PROPN
iiclr-25063	140	8	)	)	PUNCT
iiclr-25063	140	9	,	,	PUNCT
iiclr-25063	140	10	the	the	DET
iiclr-25063	140	11	electoral	electoral	ADJ
iiclr-25063	140	12	authority	authority	NOUN
iiclr-25063	140	13	in	in	ADP
iiclr-25063	140	14	nigeria	nigeria	PROPN
iiclr-25063	140	15	,	,	PUNCT
iiclr-25063	140	16	also	also	ADV
iiclr-25063	140	17	conducts	conduct	VERB
iiclr-25063	140	18	voter	voter	NOUN
iiclr-25063	140	19	registration	registration	NOUN
iiclr-25063	140	20	for	for	ADP
iiclr-25063	140	21	election	election	NOUN
iiclr-25063	140	22	purposes	purpose	NOUN
iiclr-25063	140	23	.	.	PUNCT
iiclr-25063	141	1	the	the	DET
iiclr-25063	141	2	commission	commission	NOUN
iiclr-25063	141	3	has	have	AUX
iiclr-25063	141	4	succeeded	succeed	VERB
iiclr-25063	141	5	in	in	ADP
iiclr-25063	141	6	registering	register	VERB
iiclr-25063	141	7	84,004,084	84,004,084	NUM
iiclr-25063	141	8	adult	adult	NOUN
iiclr-25063	141	9	voters.36	voters.36	NOUN
iiclr-25063	141	10	these	these	DET
iiclr-25063	141	11	records	record	NOUN
iiclr-25063	141	12	are	be	AUX
iiclr-25063	141	13	however	however	ADV
iiclr-25063	141	14	neither	neither	CCONJ
iiclr-25063	141	15	comprehensive	comprehensive	ADJ
iiclr-25063	141	16	nor	nor	CCONJ
iiclr-25063	141	17	widely	widely	ADV
iiclr-25063	141	18	accepted	accept	VERB
iiclr-25063	141	19	as	as	ADP
iiclr-25063	141	20	proof	proof	NOUN
iiclr-25063	141	21	of	of	ADP
iiclr-25063	141	22	identification	identification	NOUN
iiclr-25063	141	23	.	.	PUNCT
iiclr-25063	142	1	for	for	ADP
iiclr-25063	142	2	example	example	NOUN
iiclr-25063	142	3	,	,	PUNCT
iiclr-25063	142	4	a	a	DET
iiclr-25063	142	5	baptismal	baptismal	NOUN
iiclr-25063	142	6	card	card	NOUN
iiclr-25063	142	7	is	be	AUX
iiclr-25063	142	8	issued	issue	VERB
iiclr-25063	142	9	mainly	mainly	ADV
iiclr-25063	142	10	to	to	ADP
iiclr-25063	142	11	members	member	NOUN
iiclr-25063	142	12	of	of	ADP
iiclr-25063	142	13	a	a	DET
iiclr-25063	142	14	specific	specific	ADJ
iiclr-25063	142	15	religious	religious	ADJ
iiclr-25063	142	16	denomination	denomination	NOUN
iiclr-25063	142	17	and	and	CCONJ
iiclr-25063	142	18	is	be	AUX
iiclr-25063	142	19	not	not	PART
iiclr-25063	142	20	an	an	DET
iiclr-25063	142	21	acceptable	acceptable	ADJ
iiclr-25063	142	22	form	form	NOUN
iiclr-25063	142	23	of	of	ADP
iiclr-25063	142	24	identification	identification	NOUN
iiclr-25063	142	25	when	when	SCONJ
iiclr-25063	142	26	opening	open	VERB
iiclr-25063	142	27	a	a	DET
iiclr-25063	142	28	financial	financial	ADJ
iiclr-25063	142	29	institution	institution	NOUN
iiclr-25063	142	30	account	account	NOUN
iiclr-25063	142	31	.	.	PUNCT
iiclr-25063	143	1	similarly	similarly	ADV
iiclr-25063	143	2	,	,	PUNCT
iiclr-25063	143	3	local	local	ADJ
iiclr-25063	143	4	government	government	NOUN
iiclr-25063	143	5	identification	identification	NOUN
iiclr-25063	143	6	databases	database	NOUN
iiclr-25063	143	7	only	only	ADV
iiclr-25063	143	8	contain	contain	VERB
iiclr-25063	143	9	fragmented	fragmented	ADJ
iiclr-25063	143	10	information	information	NOUN
iiclr-25063	143	11	covering	cover	VERB
iiclr-25063	143	12	natives	native	NOUN
iiclr-25063	143	13	of	of	ADP
iiclr-25063	143	14	particular	particular	ADJ
iiclr-25063	143	15	local	local	ADJ
iiclr-25063	143	16	government	government	NOUN
iiclr-25063	143	17	areas	area	NOUN
iiclr-25063	143	18	and	and	CCONJ
iiclr-25063	143	19	accepted	accept	VERB
iiclr-25063	143	20	in	in	ADP
iiclr-25063	143	21	selected	select	VERB
iiclr-25063	143	22	transactions	transaction	NOUN
iiclr-25063	143	23	such	such	ADJ
iiclr-25063	143	24	as	as	ADP
iiclr-25063	143	25	applications	application	NOUN
iiclr-25063	143	26	for	for	ADP
iiclr-25063	143	27	the	the	DET
iiclr-25063	143	28	international	international	ADJ
iiclr-25063	143	29	passport	passport	NOUN
iiclr-25063	143	30	.	.	PUNCT
iiclr-25063	144	1	likewise	likewise	ADV
iiclr-25063	144	2	,	,	PUNCT
iiclr-25063	144	3	birth	birth	NOUN
iiclr-25063	144	4	certificates	certificate	NOUN
iiclr-25063	144	5	can	can	AUX
iiclr-25063	144	6	not	not	PART
iiclr-25063	144	7	be	be	AUX
iiclr-25063	144	8	used	use	VERB
iiclr-25063	144	9	to	to	PART
iiclr-25063	144	10	open	open	VERB
iiclr-25063	144	11	accounts	account	NOUN
iiclr-25063	144	12	and	and	CCONJ
iiclr-25063	144	13	hospital	hospital	NOUN
iiclr-25063	144	14	birth	birth	NOUN
iiclr-25063	144	15	records	record	NOUN
iiclr-25063	144	16	scarcely	scarcely	ADV
iiclr-25063	144	17	cover	cover	VERB
iiclr-25063	144	18	babies	baby	NOUN
iiclr-25063	144	19	delivered	deliver	VERB
iiclr-25063	144	20	at	at	ADP
iiclr-25063	144	21	home	home	NOUN
iiclr-25063	144	22	or	or	CCONJ
iiclr-25063	144	23	in	in	ADP
iiclr-25063	144	24	the	the	DET
iiclr-25063	144	25	unregistered	unregistered	ADJ
iiclr-25063	144	26	centres	centre	NOUN
iiclr-25063	144	27	of	of	ADP
iiclr-25063	144	28	traditional	traditional	ADJ
iiclr-25063	144	29	birth	birth	NOUN
iiclr-25063	144	30	attendants	attendant	NOUN
iiclr-25063	144	31	(	(	PUNCT
iiclr-25063	144	32	tbas	tbas	NOUN
iiclr-25063	144	33	)	)	PUNCT
iiclr-25063	144	34	.	.	PUNCT
iiclr-25063	145	1	other	other	ADJ
iiclr-25063	145	2	examples	example	NOUN
iiclr-25063	145	3	include	include	VERB
iiclr-25063	145	4	national	national	ADJ
iiclr-25063	145	5	health	health	NOUN
iiclr-25063	145	6	insurance	insurance	NOUN
iiclr-25063	145	7	registration	registration	NOUN
iiclr-25063	145	8	and	and	CCONJ
iiclr-25063	145	9	the	the	DET
iiclr-25063	145	10	pension	pension	NOUN
iiclr-25063	145	11	scheme	scheme	NOUN
iiclr-25063	145	12	registration	registration	NOUN
iiclr-25063	145	13	which	which	PRON
iiclr-25063	145	14	pertain	pertain	VERB
iiclr-25063	145	15	mainly	mainly	ADV
iiclr-25063	145	16	to	to	ADP
iiclr-25063	145	17	civil	civil	ADJ
iiclr-25063	145	18	servants	servant	NOUN
iiclr-25063	145	19	.	.	PUNCT
iiclr-25063	146	1	additionally	additionally	ADV
iiclr-25063	146	2	,	,	PUNCT
iiclr-25063	146	3	bank	bank	NOUN
iiclr-25063	146	4	verification	verification	NOUN
iiclr-25063	146	5	numbers	number	NOUN
iiclr-25063	146	6	(	(	PUNCT
iiclr-25063	146	7	bvn	bvn	NOUN
iiclr-25063	146	8	)	)	PUNCT
iiclr-25063	146	9	only	only	ADV
iiclr-25063	146	10	apply	apply	VERB
iiclr-25063	146	11	to	to	ADP
iiclr-25063	146	12	bank	bank	NOUN
iiclr-25063	146	13	clients	client	NOUN
iiclr-25063	146	14	and	and	CCONJ
iiclr-25063	146	15	the	the	DET
iiclr-25063	146	16	driver	driver	NOUN
iiclr-25063	146	17	’s	’s	PART
iiclr-25063	146	18	licence	licence	NOUN
iiclr-25063	146	19	for	for	ADP
iiclr-25063	146	20	car	car	NOUN
iiclr-25063	146	21	owners	owner	NOUN
iiclr-25063	146	22	and	and	CCONJ
iiclr-25063	146	23	drivers	driver	NOUN
iiclr-25063	146	24	.	.	PUNCT
iiclr-25063	147	1	this	this	DET
iiclr-25063	147	2	fragmented	fragmented	ADJ
iiclr-25063	147	3	and	and	CCONJ
iiclr-25063	147	4	diversified	diversified	ADJ
iiclr-25063	147	5	approach	approach	NOUN
iiclr-25063	147	6	to	to	ADP
iiclr-25063	147	7	identity	identity	NOUN
iiclr-25063	147	8	management	management	NOUN
iiclr-25063	147	9	is	be	AUX
iiclr-25063	147	10	not	not	PART
iiclr-25063	147	11	only	only	ADV
iiclr-25063	147	12	inefficientbut	inefficientbut	NOUN
iiclr-25063	147	13	is	be	AUX
iiclr-25063	147	14	also	also	ADV
iiclr-25063	147	15	wasteful	wasteful	ADJ
iiclr-25063	147	16	of	of	ADP
iiclr-25063	147	17	scarce	scarce	ADJ
iiclr-25063	147	18	economic	economic	ADJ
iiclr-25063	147	19	resources	resource	NOUN
iiclr-25063	147	20	.	.	PUNCT
iiclr-25063	148	1	in	in	ADP
iiclr-25063	148	2	a	a	DET
iiclr-25063	148	3	bid	bid	NOUN
iiclr-25063	148	4	to	to	PART
iiclr-25063	148	5	create	create	VERB
iiclr-25063	148	6	a	a	DET
iiclr-25063	148	7	comprehensive	comprehensive	ADJ
iiclr-25063	148	8	and	and	CCONJ
iiclr-25063	148	9	universally	universally	ADV
iiclr-25063	148	10	inclusive	inclusive	ADJ
iiclr-25063	148	11	national	national	ADJ
iiclr-25063	148	12	identification	identification	NOUN
iiclr-25063	148	13	database	database	NOUN
iiclr-25063	148	14	,	,	PUNCT
iiclr-25063	148	15	the	the	DET
iiclr-25063	148	16	nigerian	nigerian	ADJ
iiclr-25063	148	17	government	government	NOUN
iiclr-25063	148	18	,	,	PUNCT
iiclr-25063	148	19	in	in	ADP
iiclr-25063	148	20	2007	2007	NUM
iiclr-25063	148	21	,	,	PUNCT
iiclr-25063	148	22	established	establish	VERB
iiclr-25063	148	23	the	the	DET
iiclr-25063	148	24	national	national	ADJ
iiclr-25063	148	25	identification	identification	NOUN
iiclr-25063	148	26	management	management	NOUN
iiclr-25063	148	27	corporation	corporation	NOUN
iiclr-25063	148	28	(	(	PUNCT
iiclr-25063	148	29	nimc	nimc	ADJ
iiclr-25063	148	30	)	)	PUNCT
iiclr-25063	148	31	to	to	PART
iiclr-25063	148	32	constitute	constitute	VERB
iiclr-25063	148	33	a	a	DET
iiclr-25063	148	34	comprehensive	comprehensive	ADJ
iiclr-25063	148	35	national	national	ADJ
iiclr-25063	148	36	identification	identification	NOUN
iiclr-25063	148	37	database	database	NOUN
iiclr-25063	148	38	of	of	ADP
iiclr-25063	148	39	citizens	citizen	NOUN
iiclr-25063	148	40	and	and	CCONJ
iiclr-25063	148	41	permanent	permanent	ADJ
iiclr-25063	148	42	residents	resident	NOUN
iiclr-25063	148	43	.	.	PUNCT
iiclr-25063	149	1	with	with	ADP
iiclr-25063	149	2	the	the	DET
iiclr-25063	149	3	collaboration	collaboration	NOUN
iiclr-25063	149	4	of	of	ADP
iiclr-25063	149	5	all	all	DET
iiclr-25063	149	6	the	the	DET
iiclr-25063	149	7	financial	financial	ADJ
iiclr-25063	149	8	institutions	institution	NOUN
iiclr-25063	149	9	in	in	ADP
iiclr-25063	149	10	nigeria	nigeria	PROPN
iiclr-25063	149	11	,	,	PUNCT
iiclr-25063	149	12	the	the	DET
iiclr-25063	149	13	central	central	ADJ
iiclr-25063	149	14	bank	bank	NOUN
iiclr-25063	149	15	has	have	AUX
iiclr-25063	149	16	also	also	ADV
iiclr-25063	149	17	introduced	introduce	VERB
iiclr-25063	149	18	compulsory	compulsory	ADJ
iiclr-25063	149	19	biometrics	biometric	NOUN
iiclr-25063	149	20	registration	registration	NOUN
iiclr-25063	149	21	as	as	ADP
iiclr-25063	149	22	part	part	NOUN
iiclr-25063	149	23	of	of	ADP
iiclr-25063	149	24	kyc	kyc	PROPN
iiclr-25063	149	25	compliance	compliance	NOUN
iiclr-25063	149	26	for	for	ADP
iiclr-25063	149	27	all	all	DET
iiclr-25063	149	28	bank	bank	NOUN
iiclr-25063	149	29	clients	client	NOUN
iiclr-25063	149	30	.	.	PUNCT
iiclr-25063	150	1	the	the	DET
iiclr-25063	150	2	following	follow	VERB
iiclr-25063	150	3	section	section	NOUN
iiclr-25063	150	4	explores	explore	VERB
iiclr-25063	150	5	the	the	DET
iiclr-25063	150	6	efforts	effort	NOUN
iiclr-25063	150	7	of	of	ADP
iiclr-25063	150	8	these	these	DET
iiclr-25063	150	9	two	two	NUM
iiclr-25063	150	10	entities	entity	NOUN
iiclr-25063	150	11	in	in	ADP
iiclr-25063	150	12	the	the	DET
iiclr-25063	150	13	sphere	sphere	NOUN
iiclr-25063	150	14	of	of	ADP
iiclr-25063	150	15	i	i	PROPN
iiclr-25063	150	16	d	d	PROPN
iiclr-25063	150	17	registration	registration	NOUN
iiclr-25063	150	18	.	.	PUNCT
iiclr-25063	151	1	b.	b.	NOUN
iiclr-25063	151	2	registration	registration	NOUN
iiclr-25063	151	3	by	by	ADP
iiclr-25063	151	4	the	the	DET
iiclr-25063	151	5	national	national	ADJ
iiclr-25063	151	6	identification	identification	NOUN
iiclr-25063	151	7	management	management	NOUN
iiclr-25063	151	8	corporation	corporation	NOUN
iiclr-25063	151	9	(	(	PUNCT
iiclr-25063	151	10	nimc	nimc	ADJ
iiclr-25063	151	11	)	)	PUNCT
iiclr-25063	151	12	after	after	ADP
iiclr-25063	151	13	the	the	DET
iiclr-25063	151	14	1978	1978	NUM
iiclr-25063	151	15	attempt	attempt	NOUN
iiclr-25063	151	16	to	to	PART
iiclr-25063	151	17	register	register	VERB
iiclr-25063	151	18	all	all	DET
iiclr-25063	151	19	nigerians	nigerians	PROPN
iiclr-25063	151	20	by	by	ADP
iiclr-25063	151	21	the	the	DET
iiclr-25063	151	22	department	department	PROPN
iiclr-25063	151	23	of	of	ADP
iiclr-25063	151	24	national	national	ADJ
iiclr-25063	151	25	civil	civil	ADJ
iiclr-25063	151	26	registration	registration	NOUN
iiclr-25063	151	27	(	(	PUNCT
iiclr-25063	151	28	dncr	dncr	PROPN
iiclr-25063	151	29	)	)	PUNCT
iiclr-25063	151	30	and	and	CCONJ
iiclr-25063	151	31	subsequent	subsequent	ADJ
iiclr-25063	151	32	enrolment	enrolment	NOUN
iiclr-25063	151	33	by	by	ADP
iiclr-25063	151	34	a	a	DET
iiclr-25063	151	35	private	private	ADJ
iiclr-25063	151	36	partner	partner	NOUN
iiclr-25063	151	37	,	,	PUNCT
iiclr-25063	151	38	the	the	DET
iiclr-25063	151	39	federal	federal	ADJ
iiclr-25063	151	40	government	government	NOUN
iiclr-25063	151	41	constituted	constitute	VERB
iiclr-25063	151	42	the	the	DET
iiclr-25063	151	43	national	national	ADJ
iiclr-25063	151	44	identification	identification	NOUN
iiclr-25063	151	45	management	management	NOUN
iiclr-25063	151	46	corporation	corporation	NOUN
iiclr-25063	151	47	(	(	PUNCT
iiclr-25063	151	48	nimc	nimc	ADJ
iiclr-25063	151	49	)	)	PUNCT
iiclr-25063	151	50	.	.	PUNCT
iiclr-25063	152	1	this	this	PRON
iiclr-25063	152	2	is	be	AUX
iiclr-25063	152	3	the	the	DET
iiclr-25063	152	4	designated	designate	VERB
iiclr-25063	152	5	federal	federal	ADJ
iiclr-25063	152	6	government	government	NOUN
iiclr-25063	152	7	authority	authority	NOUN
iiclr-25063	152	8	vested	vest	VERB
iiclr-25063	152	9	with	with	ADP
iiclr-25063	152	10	the	the	DET
iiclr-25063	152	11	mandate	mandate	NOUN
iiclr-25063	152	12	to	to	PART
iiclr-25063	152	13	facilitate	facilitate	VERB
iiclr-25063	152	14	the	the	DET
iiclr-25063	152	15	registration	registration	NOUN
iiclr-25063	152	16	of	of	ADP
iiclr-25063	152	17	all	all	DET
iiclr-25063	152	18	citizens	citizen	NOUN
iiclr-25063	152	19	and	and	CCONJ
iiclr-25063	152	20	lawful	lawful	ADJ
iiclr-25063	152	21	residents	resident	NOUN
iiclr-25063	152	22	in	in	ADP
iiclr-25063	152	23	nigeria	nigeria	PROPN
iiclr-25063	152	24	in	in	ADP
iiclr-25063	152	25	an	an	DET
iiclr-25063	152	26	authentic	authentic	ADJ
iiclr-25063	152	27	and	and	CCONJ
iiclr-25063	152	28	verifiable	verifiable	ADJ
iiclr-25063	152	29	national	national	ADJ
iiclr-25063	152	30	identity	identity	NOUN
iiclr-25063	152	31	database	database	NOUN
iiclr-25063	152	32	.	.	PUNCT
iiclr-25063	153	1	established	establish	VERB
iiclr-25063	153	2	in	in	ADP
iiclr-25063	153	3	2007	2007	NUM
iiclr-25063	153	4	,	,	PUNCT
iiclr-25063	153	5	the	the	DET
iiclr-25063	153	6	nimc	nimc	ADJ
iiclr-25063	153	7	implements	implement	NOUN
iiclr-25063	153	8	stated	state	VERB
iiclr-25063	153	9	objectives	objective	NOUN
iiclr-25063	153	10	using	use	VERB
iiclr-25063	153	11	the	the	DET
iiclr-25063	153	12	35	35	NUM
iiclr-25063	153	13	.	.	PUNCT
iiclr-25063	154	1	nigerian	nigerian	ADJ
iiclr-25063	154	2	communications	communications	PROPN
iiclr-25063	154	3	commission	commission	NOUN
iiclr-25063	154	4	(	(	PUNCT
iiclr-25063	154	5	registration	registration	NOUN
iiclr-25063	154	6	of	of	ADP
iiclr-25063	154	7	telephone	telephone	NOUN
iiclr-25063	154	8	subscribers	subscriber	NOUN
iiclr-25063	154	9	)	)	PUNCT
iiclr-25063	154	10	regulations	regulation	NOUN
iiclr-25063	154	11	(	(	PUNCT
iiclr-25063	154	12	2011	2011	NUM
iiclr-25063	154	13	)	)	PUNCT
iiclr-25063	154	14	98:101	98:101	PROPN
iiclr-25063	155	1	o.g	o.g	PROPN
iiclr-25063	155	2	.	.	PROPN
iiclr-25063	155	3	,	,	PUNCT
iiclr-25063	155	4	reg	reg	PROPN
iiclr-25063	155	5	.	.	PROPN
iiclr-25063	155	6	11	11	NUM
iiclr-25063	155	7	,	,	PUNCT
iiclr-25063	155	8	19	19	NUM
iiclr-25063	155	9	,	,	PUNCT
iiclr-25063	155	10	21	21	NUM
iiclr-25063	155	11	.	.	X
iiclr-25063	155	12	36	36	NUM
iiclr-25063	155	13	.	.	PUNCT
iiclr-25063	156	1	independent	independent	ADJ
iiclr-25063	156	2	national	national	PROPN
iiclr-25063	156	3	electoral	electoral	PROPN
iiclr-25063	156	4	commission	commission	PROPN
iiclr-25063	156	5	,	,	PUNCT
iiclr-25063	156	6	inec	inec	PROPN
iiclr-25063	156	7	nigeria	nigeria	PROPN
iiclr-25063	156	8	,	,	PUNCT
iiclr-25063	156	9	https://www.inecnigeria.org/	https://www.inecnigeria.org/	X
iiclr-25063	156	10	[	[	X
iiclr-25063	156	11	https://perma.cc/5xq2-7hmm	https://perma.cc/5xq2-7hmm	X
iiclr-25063	156	12	]	]	X
iiclr-25063	156	13	(	(	PUNCT
iiclr-25063	156	14	last	last	ADV
iiclr-25063	156	15	visited	visit	VERB
iiclr-25063	156	16	aug	aug	PROPN
iiclr-25063	156	17	.	.	PROPN
iiclr-25063	156	18	15	15	NUM
iiclr-25063	156	19	,	,	PUNCT
iiclr-25063	156	20	2019	2019	NUM
iiclr-25063	156	21	)	)	PUNCT
iiclr-25063	156	22	.	.	PUNCT
iiclr-25063	157	1	42	42	NUM
iiclr-25063	157	2	indiana	indiana	PROPN
iiclr-25063	157	3	int’l	int’l	NUM
iiclr-25063	157	4	&	&	CCONJ
iiclr-25063	157	5	comp	comp	PROPN
iiclr-25063	157	6	.	.	PUNCT
iiclr-25063	158	1	law	law	NOUN
iiclr-25063	158	2	review	review	NOUN
iiclr-25063	158	3	[	[	X
iiclr-25063	158	4	vol	vol	NOUN
iiclr-25063	158	5	.	.	PUNCT
iiclr-25063	159	1	30:33	30:33	NUM
iiclr-25063	159	2	nimc	nimc	ADJ
iiclr-25063	159	3	act	act	NOUN
iiclr-25063	159	4	2007	2007	NUM
iiclr-25063	159	5	and	and	CCONJ
iiclr-25063	159	6	related	related	ADJ
iiclr-25063	159	7	regulations	regulation	NOUN
iiclr-25063	159	8	including	include	VERB
iiclr-25063	159	9	the	the	DET
iiclr-25063	159	10	mandatory	mandatory	ADJ
iiclr-25063	159	11	use	use	NOUN
iiclr-25063	159	12	of	of	ADP
iiclr-25063	159	13	the	the	DET
iiclr-25063	159	14	national	national	ADJ
iiclr-25063	159	15	identification	identification	NOUN
iiclr-25063	159	16	number	number	NOUN
iiclr-25063	159	17	regulations	regulation	NOUN
iiclr-25063	159	18	,	,	PUNCT
iiclr-25063	159	19	2017	2017	NUM
iiclr-25063	159	20	,	,	PUNCT
iiclr-25063	159	21	nigeria	nigeria	PROPN
iiclr-25063	159	22	biometrics	biometrics	PROPN
iiclr-25063	159	23	standard	standard	PROPN
iiclr-25063	159	24	regulations	regulation	NOUN
iiclr-25063	159	25	,	,	PUNCT
iiclr-25063	159	26	2017	2017	NUM
iiclr-25063	159	27	,	,	PUNCT
iiclr-25063	159	28	registration	registration	NOUN
iiclr-25063	159	29	of	of	ADP
iiclr-25063	159	30	persons	person	NOUN
iiclr-25063	159	31	and	and	CCONJ
iiclr-25063	159	32	contents	content	NOUN
iiclr-25063	159	33	of	of	ADP
iiclr-25063	159	34	the	the	DET
iiclr-25063	159	35	national	national	ADJ
iiclr-25063	159	36	identity	identity	NOUN
iiclr-25063	159	37	database	database	NOUN
iiclr-25063	159	38	regulations	regulation	NOUN
iiclr-25063	159	39	,	,	PUNCT
iiclr-25063	159	40	2017	2017	NUM
iiclr-25063	159	41	,	,	PUNCT
iiclr-25063	159	42	access	access	NOUN
iiclr-25063	159	43	to	to	PART
iiclr-25063	159	44	register	register	VERB
iiclr-25063	159	45	information	information	NOUN
iiclr-25063	159	46	in	in	ADP
iiclr-25063	159	47	the	the	DET
iiclr-25063	159	48	national	national	ADJ
iiclr-25063	159	49	identity	identity	NOUN
iiclr-25063	159	50	database	database	NOUN
iiclr-25063	159	51	regulations	regulation	NOUN
iiclr-25063	159	52	,	,	PUNCT
iiclr-25063	159	53	2017	2017	NUM
iiclr-25063	159	54	;	;	PUNCT
iiclr-25063	159	55	and	and	CCONJ
iiclr-25063	159	56	licensing	licensing	NOUN
iiclr-25063	159	57	of	of	ADP
iiclr-25063	159	58	the	the	DET
iiclr-25063	159	59	frontend	frontend	NOUN
iiclr-25063	159	60	services	service	NOUN
iiclr-25063	159	61	of	of	ADP
iiclr-25063	159	62	the	the	DET
iiclr-25063	159	63	nimc	nimc	ADJ
iiclr-25063	159	64	regulations	regulation	NOUN
iiclr-25063	159	65	,	,	PUNCT
iiclr-25063	159	66	2017	2017	NUM
iiclr-25063	159	67	.	.	PUNCT
iiclr-25063	160	1	the	the	DET
iiclr-25063	160	2	commission	commission	NOUN
iiclr-25063	160	3	manages	manage	VERB
iiclr-25063	160	4	the	the	DET
iiclr-25063	160	5	enrollment	enrollment	NOUN
iiclr-25063	160	6	and	and	CCONJ
iiclr-25063	160	7	issuance	issuance	NOUN
iiclr-25063	160	8	of	of	ADP
iiclr-25063	160	9	the	the	DET
iiclr-25063	160	10	national	national	ADJ
iiclr-25063	160	11	identification	identification	NOUN
iiclr-25063	160	12	number	number	NOUN
iiclr-25063	160	13	(	(	PUNCT
iiclr-25063	160	14	nin	nin	NOUN
iiclr-25063	160	15	)	)	PUNCT
iiclr-25063	160	16	,	,	PUNCT
iiclr-25063	160	17	the	the	DET
iiclr-25063	160	18	national	national	PROPN
iiclr-25063	160	19	e	e	PROPN
iiclr-25063	160	20	-	-	ADJ
iiclr-25063	160	21	id	id	ADJ
iiclr-25063	160	22	card	card	NOUN
iiclr-25063	160	23	issuance	issuance	NOUN
iiclr-25063	160	24	,	,	PUNCT
iiclr-25063	160	25	identity	identity	NOUN
iiclr-25063	160	26	verification	verification	NOUN
iiclr-25063	160	27	as	as	ADV
iiclr-25063	160	28	well	well	ADV
iiclr-25063	160	29	as	as	ADP
iiclr-25063	160	30	data	datum	NOUN
iiclr-25063	160	31	harmonization	harmonization	NOUN
iiclr-25063	160	32	and	and	CCONJ
iiclr-25063	160	33	authentication	authentication	NOUN
iiclr-25063	160	34	of	of	ADP
iiclr-25063	160	35	user	user	NOUN
iiclr-25063	160	36	data.37	data.37	NOUN
iiclr-25063	160	37	specifically	specifically	ADV
iiclr-25063	160	38	,	,	PUNCT
iiclr-25063	160	39	the	the	DET
iiclr-25063	160	40	nin	nin	PROPN
iiclr-25063	160	41	is	be	AUX
iiclr-25063	160	42	an	an	DET
iiclr-25063	160	43	eleven	eleven	NUM
iiclr-25063	160	44	-	-	PUNCT
iiclr-25063	160	45	digit	digit	NOUN
iiclr-25063	160	46	number	number	NOUN
iiclr-25063	160	47	assigned	assign	VERB
iiclr-25063	160	48	upon	upon	SCONJ
iiclr-25063	160	49	de	de	NOUN
iiclr-25063	160	50	-	-	NOUN
iiclr-25063	160	51	duplication	duplication	NOUN
iiclr-25063	160	52	and	and	CCONJ
iiclr-25063	160	53	enrolment	enrolment	NOUN
iiclr-25063	160	54	into	into	ADP
iiclr-25063	160	55	the	the	DET
iiclr-25063	160	56	national	national	ADJ
iiclr-25063	160	57	identity	identity	NOUN
iiclr-25063	160	58	database.38	database.38	ADV
iiclr-25063	160	59	this	this	DET
iiclr-25063	160	60	number	number	NOUN
iiclr-25063	160	61	ties	tie	VERB
iiclr-25063	160	62	together	together	ADV
iiclr-25063	160	63	all	all	DET
iiclr-25063	160	64	records	record	NOUN
iiclr-25063	160	65	about	about	ADP
iiclr-25063	160	66	a	a	DET
iiclr-25063	160	67	person	person	NOUN
iiclr-25063	160	68	including	include	VERB
iiclr-25063	160	69	demographic	demographic	ADJ
iiclr-25063	160	70	data	datum	NOUN
iiclr-25063	160	71	,	,	PUNCT
iiclr-25063	160	72	fingerprints	fingerprint	NOUN
iiclr-25063	160	73	and	and	CCONJ
iiclr-25063	160	74	other	other	ADJ
iiclr-25063	160	75	biometric	biometric	ADJ
iiclr-25063	160	76	data	datum	NOUN
iiclr-25063	160	77	,	,	PUNCT
iiclr-25063	160	78	head	head	NOUN
iiclr-25063	160	79	-	-	PUNCT
iiclr-25063	160	80	to	to	ADP
iiclr-25063	160	81	-	-	PUNCT
iiclr-25063	160	82	shoulder	shoulder	NOUN
iiclr-25063	160	83	facial	facial	ADJ
iiclr-25063	160	84	picture	picture	NOUN
iiclr-25063	160	85	and	and	CCONJ
iiclr-25063	160	86	digital	digital	ADJ
iiclr-25063	160	87	signature	signature	NOUN
iiclr-25063	160	88	within	within	ADP
iiclr-25063	160	89	the	the	DET
iiclr-25063	160	90	national	national	ADJ
iiclr-25063	160	91	identity	identity	NOUN
iiclr-25063	160	92	database.39	database.39	NOUN
iiclr-25063	160	93	additionally	additionally	ADV
iiclr-25063	160	94	,	,	PUNCT
iiclr-25063	160	95	nin	nin	NOUN
iiclr-25063	160	96	registration	registration	NOUN
iiclr-25063	160	97	entitles	entitle	VERB
iiclr-25063	160	98	registered	registered	ADJ
iiclr-25063	160	99	users	user	NOUN
iiclr-25063	160	100	to	to	PART
iiclr-25063	160	101	obtain	obtain	VERB
iiclr-25063	160	102	a	a	DET
iiclr-25063	160	103	chip	chip	NOUN
iiclr-25063	160	104	readable	readable	ADJ
iiclr-25063	160	105	general	general	ADJ
iiclr-25063	160	106	multipurpose	multipurpose	NOUN
iiclr-25063	160	107	card	card	NOUN
iiclr-25063	160	108	useful	useful	ADJ
iiclr-25063	160	109	for	for	ADP
iiclr-25063	160	110	authenticating	authenticate	VERB
iiclr-25063	160	111	transactions	transaction	NOUN
iiclr-25063	160	112	,	,	PUNCT
iiclr-25063	160	113	confirming	confirm	VERB
iiclr-25063	160	114	the	the	DET
iiclr-25063	160	115	identity	identity	NOUN
iiclr-25063	160	116	of	of	ADP
iiclr-25063	160	117	an	an	DET
iiclr-25063	160	118	individual	individual	NOUN
iiclr-25063	160	119	and	and	CCONJ
iiclr-25063	160	120	provides	provide	VERB
iiclr-25063	160	121	the	the	DET
iiclr-25063	160	122	foundational	foundational	ADJ
iiclr-25063	160	123	information	information	NOUN
iiclr-25063	160	124	needed	need	VERB
iiclr-25063	160	125	to	to	PART
iiclr-25063	160	126	establish	establish	VERB
iiclr-25063	160	127	functional	functional	ADJ
iiclr-25063	160	128	identity.40	identity.40	NOUN
iiclr-25063	160	129	this	this	DET
iiclr-25063	160	130	number	number	NOUN
iiclr-25063	160	131	is	be	AUX
iiclr-25063	160	132	issued	issue	VERB
iiclr-25063	160	133	for	for	ADP
iiclr-25063	160	134	use	use	NOUN
iiclr-25063	160	135	for	for	ADP
iiclr-25063	160	136	a	a	DET
iiclr-25063	160	137	non	non	ADJ
iiclr-25063	160	138	exhaustive	exhaustive	ADJ
iiclr-25063	160	139	list	list	NOUN
iiclr-25063	160	140	of	of	ADP
iiclr-25063	160	141	activities	activity	NOUN
iiclr-25063	160	142	relating	relate	VERB
iiclr-25063	160	143	to	to	ADP
iiclr-25063	160	144	travel	travel	VERB
iiclr-25063	160	145	,	,	PUNCT
iiclr-25063	160	146	bank	bank	NOUN
iiclr-25063	160	147	accounts	account	NOUN
iiclr-25063	160	148	,	,	PUNCT
iiclr-25063	160	149	driver	driver	NOUN
iiclr-25063	160	150	’s	’s	PART
iiclr-25063	160	151	license	license	NOUN
iiclr-25063	160	152	,	,	PUNCT
iiclr-25063	160	153	voting	voting	NOUN
iiclr-25063	160	154	,	,	PUNCT
iiclr-25063	160	155	national	national	ADJ
iiclr-25063	160	156	health	health	NOUN
iiclr-25063	160	157	insurance	insurance	NOUN
iiclr-25063	160	158	,	,	PUNCT
iiclr-25063	160	159	taxes	taxis	NOUN
iiclr-25063	160	160	,	,	PUNCT
iiclr-25063	160	161	pension	pension	NOUN
iiclr-25063	160	162	,	,	PUNCT
iiclr-25063	160	163	welfare	welfare	NOUN
iiclr-25063	160	164	and	and	CCONJ
iiclr-25063	160	165	land	land	NOUN
iiclr-25063	160	166	transactions.41	transactions.41	PROPN
iiclr-25063	160	167	incidentally	incidentally	ADV
iiclr-25063	160	168	,	,	PUNCT
iiclr-25063	160	169	the	the	DET
iiclr-25063	160	170	act	act	NOUN
iiclr-25063	160	171	makes	make	VERB
iiclr-25063	160	172	it	it	PRON
iiclr-25063	160	173	an	an	DET
iiclr-25063	160	174	offence	offence	NOUN
iiclr-25063	160	175	to	to	PART
iiclr-25063	160	176	perform	perform	VERB
iiclr-25063	160	177	any	any	PRON
iiclr-25063	160	178	of	of	ADP
iiclr-25063	160	179	these	these	DET
iiclr-25063	160	180	transactions	transaction	NOUN
iiclr-25063	160	181	without	without	ADP
iiclr-25063	160	182	the	the	DET
iiclr-25063	160	183	nin	nin	PROPN
iiclr-25063	160	184	number.42	number.42	NOUN
iiclr-25063	160	185	this	this	DET
iiclr-25063	160	186	offence	offence	NOUN
iiclr-25063	160	187	is	be	AUX
iiclr-25063	160	188	punishable	punishable	ADJ
iiclr-25063	160	189	with	with	ADP
iiclr-25063	160	190	a	a	DET
iiclr-25063	160	191	fine	fine	NOUN
iiclr-25063	160	192	of	of	ADP
iiclr-25063	160	193	not	not	PART
iiclr-25063	160	194	less	less	ADJ
iiclr-25063	160	195	than	than	ADP
iiclr-25063	160	196	n50	n50	NOUN
iiclr-25063	160	197	,	,	PUNCT
iiclr-25063	160	198	000.00	000.00	NUM
iiclr-25063	160	199	or	or	CCONJ
iiclr-25063	160	200	imprisonment	imprisonment	NOUN
iiclr-25063	160	201	for	for	ADP
iiclr-25063	160	202	not	not	PART
iiclr-25063	160	203	less	less	ADJ
iiclr-25063	160	204	than	than	ADP
iiclr-25063	160	205	6	6	NUM
iiclr-25063	160	206	months	month	NOUN
iiclr-25063	160	207	for	for	ADP
iiclr-25063	160	208	an	an	DET
iiclr-25063	160	209	individual	individual	ADJ
iiclr-25063	160	210	offender	offender	NOUN
iiclr-25063	160	211	and	and	CCONJ
iiclr-25063	160	212	a	a	DET
iiclr-25063	160	213	fine	fine	NOUN
iiclr-25063	160	214	of	of	ADP
iiclr-25063	160	215	not	not	PART
iiclr-25063	160	216	less	less	ADJ
iiclr-25063	160	217	than	than	ADP
iiclr-25063	160	218	n1	n1	NOUN
iiclr-25063	160	219	,	,	PUNCT
iiclr-25063	160	220	000,000.00	000,000.00	NUM
iiclr-25063	160	221	charged	charge	VERB
iiclr-25063	160	222	on	on	ADP
iiclr-25063	160	223	a	a	DET
iiclr-25063	160	224	body	body	NOUN
iiclr-25063	160	225	corporate	corporate	ADJ
iiclr-25063	160	226	or	or	CCONJ
iiclr-25063	160	227	an	an	DET
iiclr-25063	160	228	additional	additional	ADJ
iiclr-25063	160	229	n1	n1	NOUN
iiclr-25063	160	230	,	,	PUNCT
iiclr-25063	160	231	000	000	NUM
iiclr-25063	160	232	,	,	PUNCT
iiclr-25063	160	233	000	000	NUM
iiclr-25063	160	234	,	,	PUNCT
iiclr-25063	160	235	00	00	NUM
iiclr-25063	160	236	charged	charge	VERB
iiclr-25063	160	237	to	to	ADP
iiclr-25063	160	238	the	the	DET
iiclr-25063	160	239	chief	chief	ADJ
iiclr-25063	160	240	executive	executive	ADJ
iiclr-25063	160	241	officer	officer	NOUN
iiclr-25063	160	242	,	,	PUNCT
iiclr-25063	160	243	line	line	NOUN
iiclr-25063	160	244	manager	manager	NOUN
iiclr-25063	160	245	or	or	CCONJ
iiclr-25063	160	246	any	any	DET
iiclr-25063	160	247	other	other	ADJ
iiclr-25063	160	248	officer	officer	NOUN
iiclr-25063	160	249	deemed	deem	VERB
iiclr-25063	160	250	to	to	PART
iiclr-25063	160	251	be	be	AUX
iiclr-25063	160	252	guilty	guilty	ADJ
iiclr-25063	160	253	in	in	ADP
iiclr-25063	160	254	the	the	DET
iiclr-25063	160	255	case	case	NOUN
iiclr-25063	160	256	of	of	ADP
iiclr-25063	160	257	a	a	DET
iiclr-25063	160	258	corporate	corporate	ADJ
iiclr-25063	160	259	offender	offender	NOUN
iiclr-25063	160	260	.	.	PUNCT
iiclr-25063	161	1	the	the	DET
iiclr-25063	161	2	commission	commission	NOUN
iiclr-25063	161	3	presently	presently	ADV
iiclr-25063	161	4	has	have	VERB
iiclr-25063	161	5	805	805	NUM
iiclr-25063	161	6	enrolment	enrolment	NOUN
iiclr-25063	161	7	centres	centre	NOUN
iiclr-25063	161	8	across	across	ADP
iiclr-25063	161	9	the	the	DET
iiclr-25063	161	10	36	36	NUM
iiclr-25063	161	11	states	state	NOUN
iiclr-25063	161	12	of	of	ADP
iiclr-25063	161	13	the	the	DET
iiclr-25063	161	14	federation	federation	NOUN
iiclr-25063	161	15	and	and	CCONJ
iiclr-25063	161	16	the	the	DET
iiclr-25063	161	17	fct	fct	NOUN
iiclr-25063	161	18	and	and	CCONJ
iiclr-25063	161	19	is	be	AUX
iiclr-25063	161	20	currently	currently	ADV
iiclr-25063	161	21	active	active	ADJ
iiclr-25063	161	22	in	in	ADP
iiclr-25063	161	23	556	556	NUM
iiclr-25063	161	24	local	local	ADJ
iiclr-25063	161	25	government	government	NOUN
iiclr-25063	161	26	areas	area	NOUN
iiclr-25063	161	27	(	(	PUNCT
iiclr-25063	161	28	lgas	lgas	NOUN
iiclr-25063	161	29	)	)	PUNCT
iiclr-25063	161	30	but	but	CCONJ
iiclr-25063	161	31	absent	absent	ADJ
iiclr-25063	161	32	or	or	CCONJ
iiclr-25063	161	33	dormant	dormant	VERB
iiclr-25063	161	34	in	in	ADP
iiclr-25063	161	35	218	218	NUM
iiclr-25063	161	36	lgas.43	lgas.43	NOUN
iiclr-25063	161	37	the	the	DET
iiclr-25063	161	38	nimc	nimc	NOUN
iiclr-25063	161	39	also	also	ADV
iiclr-25063	161	40	deploys	deploy	VERB
iiclr-25063	161	41	mobile	mobile	ADJ
iiclr-25063	161	42	vans	van	NOUN
iiclr-25063	161	43	and	and	CCONJ
iiclr-25063	161	44	sets	set	VERB
iiclr-25063	161	45	up	up	ADP
iiclr-25063	161	46	temporary	temporary	ADJ
iiclr-25063	161	47	37	37	NUM
iiclr-25063	161	48	.	.	PUNCT
iiclr-25063	162	1	national	national	ADJ
iiclr-25063	162	2	identification	identification	NOUN
iiclr-25063	162	3	management	management	NOUN
iiclr-25063	162	4	commission	commission	NOUN
iiclr-25063	162	5	(	(	PUNCT
iiclr-25063	162	6	nimc	nimc	ADJ
iiclr-25063	162	7	)	)	PUNCT
iiclr-25063	162	8	,	,	PUNCT
iiclr-25063	162	9	learn	learn	VERB
iiclr-25063	162	10	about	about	ADP
iiclr-25063	162	11	the	the	DET
iiclr-25063	162	12	nimc	nimc	ADJ
iiclr-25063	162	13	,	,	PUNCT
iiclr-25063	162	14	https://www.nimc.gov.ng/	https://www.nimc.gov.ng/	VERB
iiclr-25063	163	1	[	[	X
iiclr-25063	163	2	https://perma.cc/eb4f-alag	https://perma.cc/eb4f-alag	X
iiclr-25063	163	3	]	]	X
iiclr-25063	163	4	(	(	PUNCT
iiclr-25063	163	5	last	last	ADV
iiclr-25063	163	6	visited	visit	VERB
iiclr-25063	163	7	aug	aug	PROPN
iiclr-25063	163	8	.	.	PROPN
iiclr-25063	163	9	15	15	NUM
iiclr-25063	163	10	,	,	PUNCT
iiclr-25063	163	11	2019	2019	NUM
iiclr-25063	163	12	)	)	PUNCT
iiclr-25063	163	13	..	..	PUNCT
iiclr-25063	164	1	38	38	NUM
iiclr-25063	164	2	.	.	PUNCT
iiclr-25063	164	3	mandatory	mandatory	ADJ
iiclr-25063	164	4	use	use	NOUN
iiclr-25063	164	5	of	of	ADP
iiclr-25063	164	6	the	the	DET
iiclr-25063	164	7	national	national	ADJ
iiclr-25063	164	8	identification	identification	NOUN
iiclr-25063	164	9	number	number	NOUN
iiclr-25063	164	10	regulations	regulation	NOUN
iiclr-25063	164	11	(	(	PUNCT
iiclr-25063	164	12	2015	2015	NUM
iiclr-25063	164	13	)	)	PUNCT
iiclr-25063	164	14	102:81	102:81	NUM
iiclr-25063	164	15	o.g	o.g	PROPN
iiclr-25063	164	16	.	.	PROPN
iiclr-25063	164	17	,	,	PUNCT
iiclr-25063	164	18	reg	reg	NOUN
iiclr-25063	164	19	.	.	PUNCT
iiclr-25063	165	1	3https://www.nimc.gov.ng/docs/mandatorynin_gazetted.pdf	3https://www.nimc.gov.ng/docs/mandatorynin_gazetted.pdf	NUM
iiclr-25063	165	2	[	[	X
iiclr-25063	165	3	https://perma.cc/s6l4-lezy	https://perma.cc/s6l4-lezy	VERB
iiclr-25063	165	4	]	]	PUNCT
iiclr-25063	165	5	.	.	PUNCT
iiclr-25063	166	1	39	39	NUM
iiclr-25063	166	2	.	.	PUNCT
iiclr-25063	167	1	national	national	ADJ
iiclr-25063	167	2	identification	identification	NOUN
iiclr-25063	167	3	management	management	NOUN
iiclr-25063	167	4	commission	commission	NOUN
iiclr-25063	167	5	(	(	PUNCT
iiclr-25063	167	6	nimc	nimc	ADJ
iiclr-25063	167	7	)	)	PUNCT
iiclr-25063	167	8	,	,	PUNCT
iiclr-25063	167	9	why	why	SCONJ
iiclr-25063	167	10	your	your	PRON
iiclr-25063	167	11	nin	nin	PROPN
iiclr-25063	167	12	is	be	AUX
iiclr-25063	167	13	important	important	ADJ
iiclr-25063	167	14	,	,	PUNCT
iiclr-25063	167	15	https://www.nimc.gov.ng/nin-importance/	https://www.nimc.gov.ng/nin-importance/	VERB
iiclr-25063	168	1	[	[	X
iiclr-25063	168	2	https://perma.cc/zn4f-zt7	https://perma.cc/zn4f-zt7	NUM
iiclr-25063	168	3	m	m	VERB
iiclr-25063	168	4	]	]	X
iiclr-25063	168	5	(	(	PUNCT
iiclr-25063	168	6	last	last	ADV
iiclr-25063	168	7	visited	visit	VERB
iiclr-25063	168	8	aug	aug	PROPN
iiclr-25063	168	9	.	.	PROPN
iiclr-25063	168	10	15	15	NUM
iiclr-25063	168	11	,	,	PUNCT
iiclr-25063	168	12	2019	2019	NUM
iiclr-25063	168	13	)	)	PUNCT
iiclr-25063	168	14	.	.	PUNCT
iiclr-25063	169	1	40	40	NUM
iiclr-25063	169	2	.	.	PUNCT
iiclr-25063	170	1	see	see	VERB
iiclr-25063	170	2	mandatory	mandatory	ADJ
iiclr-25063	170	3	use	use	NOUN
iiclr-25063	170	4	of	of	ADP
iiclr-25063	170	5	the	the	DET
iiclr-25063	170	6	national	national	ADJ
iiclr-25063	170	7	identification	identification	NOUN
iiclr-25063	170	8	number	number	NOUN
iiclr-25063	170	9	regulations	regulation	NOUN
iiclr-25063	170	10	,	,	PUNCT
iiclr-25063	170	11	supra	supra	PROPN
iiclr-25063	170	12	note	note	NOUN
iiclr-25063	170	13	38	38	NUM
iiclr-25063	170	14	,	,	PUNCT
iiclr-25063	170	15	at	at	ADP
iiclr-25063	170	16	reg	reg	NOUN
iiclr-25063	170	17	.	.	PROPN
iiclr-25063	171	1	5	5	NUM
iiclr-25063	171	2	,	,	PUNCT
iiclr-25063	171	3	6	6	NUM
iiclr-25063	171	4	,	,	PUNCT
iiclr-25063	171	5	7	7	NUM
iiclr-25063	171	6	.	.	NOUN
iiclr-25063	171	7	41	41	NUM
iiclr-25063	171	8	.	.	PUNCT
iiclr-25063	172	1	see	see	VERB
iiclr-25063	172	2	mandatory	mandatory	ADJ
iiclr-25063	172	3	use	use	NOUN
iiclr-25063	172	4	of	of	ADP
iiclr-25063	172	5	the	the	DET
iiclr-25063	172	6	national	national	ADJ
iiclr-25063	172	7	identification	identification	NOUN
iiclr-25063	172	8	number	number	NOUN
iiclr-25063	172	9	regulations	regulation	NOUN
iiclr-25063	172	10	,	,	PUNCT
iiclr-25063	172	11	supra	supra	PROPN
iiclr-25063	172	12	note	note	NOUN
iiclr-25063	172	13	38	38	NUM
iiclr-25063	172	14	,	,	PUNCT
iiclr-25063	172	15	at	at	ADP
iiclr-25063	172	16	reg	reg	NOUN
iiclr-25063	172	17	.9	.9	NUM
iiclr-25063	172	18	.	.	PUNCT
iiclr-25063	173	1	42	42	NUM
iiclr-25063	173	2	.	.	PUNCT
iiclr-25063	174	1	see	see	VERB
iiclr-25063	174	2	mandatory	mandatory	ADJ
iiclr-25063	174	3	use	use	NOUN
iiclr-25063	174	4	of	of	ADP
iiclr-25063	174	5	the	the	DET
iiclr-25063	174	6	national	national	ADJ
iiclr-25063	174	7	identification	identification	NOUN
iiclr-25063	174	8	number	number	NOUN
iiclr-25063	174	9	regulations	regulation	NOUN
iiclr-25063	174	10	,	,	PUNCT
iiclr-25063	174	11	supra	supra	PROPN
iiclr-25063	174	12	note	note	PROPN
iiclr-25063	174	13	38	38	NUM
iiclr-25063	174	14	,	,	PUNCT
iiclr-25063	174	15	at	at	ADP
iiclr-25063	174	16	reg.13	reg.13	NOUN
iiclr-25063	174	17	.	.	PUNCT
iiclr-25063	175	1	43	43	NUM
iiclr-25063	175	2	.	.	PUNCT
iiclr-25063	176	1	emma	emma	PROPN
iiclr-25063	176	2	okonji	okonji	PROPN
iiclr-25063	176	3	,	,	PUNCT
iiclr-25063	176	4	nimc	nimc	NOUN
iiclr-25063	176	5	registered	register	VERB
iiclr-25063	176	6	21.4	21.4	NUM
iiclr-25063	176	7	million	million	NUM
iiclr-25063	176	8	nigerians	nigerians	PROPN
iiclr-25063	176	9	in	in	ADP
iiclr-25063	176	10	five	five	NUM
iiclr-25063	176	11	years	year	NOUN
iiclr-25063	176	12	,	,	PUNCT
iiclr-25063	176	13	thisdaylive	thisdaylive	ADJ
iiclr-25063	176	14	,	,	PUNCT
iiclr-25063	176	15	(	(	PUNCT
iiclr-25063	176	16	sept	sept	PROPN
iiclr-25063	176	17	.	.	PROPN
iiclr-25063	176	18	13	13	NUM
iiclr-25063	176	19	,	,	PUNCT
iiclr-25063	176	20	2017	2017	NUM
iiclr-25063	176	21	)	)	PUNCT
iiclr-25063	176	22	,	,	PUNCT
iiclr-25063	176	23	https://www.thisdaylive.com/index.php/2017/09/13/nimc-registered-21-4-millionnigerians-in-five-years/	https://www.thisdaylive.com/index.php/2017/09/13/nimc-registered-21-4-millionnigerians-in-five-years/	VERB
iiclr-25063	176	24	[	[	X
iiclr-25063	176	25	https://perma.cc/v2aw-c49n	https://perma.cc/v2aw-c49n	X
iiclr-25063	176	26	]	]	PUNCT
iiclr-25063	176	27	.	.	PUNCT
iiclr-25063	177	1	2019	2019	NUM
iiclr-25063	177	2	]	]	PUNCT
iiclr-25063	177	3	identification	identification	NOUN
iiclr-25063	177	4	management	management	NOUN
iiclr-25063	177	5	in	in	ADP
iiclr-25063	177	6	nigeria	nigeria	PROPN
iiclr-25063	177	7	43	43	NUM
iiclr-25063	177	8	registration	registration	NOUN
iiclr-25063	177	9	centres	centre	NOUN
iiclr-25063	177	10	in	in	ADP
iiclr-25063	177	11	schools	school	NOUN
iiclr-25063	177	12	to	to	PART
iiclr-25063	177	13	reach	reach	VERB
iiclr-25063	177	14	citizens	citizen	NOUN
iiclr-25063	177	15	residing	reside	VERB
iiclr-25063	177	16	in	in	ADP
iiclr-25063	177	17	remote	remote	ADJ
iiclr-25063	177	18	areas	area	NOUN
iiclr-25063	177	19	.	.	PUNCT
iiclr-25063	178	1	however	however	ADV
iiclr-25063	178	2	,	,	PUNCT
iiclr-25063	178	3	only	only	ADV
iiclr-25063	178	4	about	about	ADV
iiclr-25063	178	5	30	30	NUM
iiclr-25063	178	6	million	million	NUM
iiclr-25063	178	7	nigerians	nigerians	PROPN
iiclr-25063	178	8	have	have	AUX
iiclr-25063	178	9	been	be	AUX
iiclr-25063	178	10	registered	register	VERB
iiclr-25063	178	11	since	since	SCONJ
iiclr-25063	178	12	inception	inception	NOUN
iiclr-25063	178	13	in	in	ADP
iiclr-25063	178	14	2007.44	2007.44	NUM
iiclr-25063	178	15	worthy	worthy	ADJ
iiclr-25063	178	16	of	of	ADP
iiclr-25063	178	17	note	note	NOUN
iiclr-25063	178	18	is	be	AUX
iiclr-25063	178	19	the	the	DET
iiclr-25063	178	20	fact	fact	NOUN
iiclr-25063	178	21	that	that	SCONJ
iiclr-25063	178	22	the	the	DET
iiclr-25063	178	23	distance	distance	NOUN
iiclr-25063	178	24	to	to	ADP
iiclr-25063	178	25	registration	registration	NOUN
iiclr-25063	178	26	centres	centre	NOUN
iiclr-25063	178	27	is	be	AUX
iiclr-25063	178	28	often	often	ADV
iiclr-25063	178	29	significant	significant	ADJ
iiclr-25063	178	30	for	for	ADP
iiclr-25063	178	31	some	some	DET
iiclr-25063	178	32	persons	person	NOUN
iiclr-25063	178	33	as	as	SCONJ
iiclr-25063	178	34	some	some	DET
iiclr-25063	178	35	states	state	NOUN
iiclr-25063	178	36	are	be	AUX
iiclr-25063	178	37	shown	show	VERB
iiclr-25063	178	38	from	from	ADP
iiclr-25063	178	39	nimc	nimc	ADJ
iiclr-25063	178	40	data	datum	NOUN
iiclr-25063	178	41	to	to	PART
iiclr-25063	178	42	have	have	VERB
iiclr-25063	178	43	just	just	ADV
iiclr-25063	178	44	one	one	NUM
iiclr-25063	178	45	registration	registration	NOUN
iiclr-25063	178	46	centre	centre	NOUN
iiclr-25063	178	47	per	per	ADP
iiclr-25063	178	48	local	local	ADJ
iiclr-25063	178	49	government	government	NOUN
iiclr-25063	178	50	area	area	NOUN
iiclr-25063	178	51	(	(	PUNCT
iiclr-25063	178	52	which	which	PRON
iiclr-25063	178	53	can	can	AUX
iiclr-25063	178	54	include	include	VERB
iiclr-25063	178	55	several	several	ADJ
iiclr-25063	178	56	communities	community	NOUN
iiclr-25063	178	57	and	and	CCONJ
iiclr-25063	178	58	a	a	DET
iiclr-25063	178	59	significant	significant	ADJ
iiclr-25063	178	60	distance	distance	NOUN
iiclr-25063	178	61	)	)	PUNCT
iiclr-25063	178	62	and	and	CCONJ
iiclr-25063	178	63	absent	absent	ADJ
iiclr-25063	178	64	in	in	ADP
iiclr-25063	178	65	others.45	others.45	NOUN
iiclr-25063	178	66	again	again	ADV
iiclr-25063	178	67	,	,	PUNCT
iiclr-25063	178	68	the	the	DET
iiclr-25063	178	69	repeat	repeat	NOUN
iiclr-25063	178	70	visits	visit	NOUN
iiclr-25063	178	71	needed	need	VERB
iiclr-25063	178	72	to	to	PART
iiclr-25063	178	73	register	register	VERB
iiclr-25063	178	74	and	and	CCONJ
iiclr-25063	178	75	collect	collect	VERB
iiclr-25063	178	76	cards	card	NOUN
iiclr-25063	178	77	can	can	AUX
iiclr-25063	178	78	also	also	ADV
iiclr-25063	178	79	be	be	AUX
iiclr-25063	178	80	daunting	daunt	VERB
iiclr-25063	178	81	.	.	PUNCT
iiclr-25063	179	1	typically	typically	ADV
iiclr-25063	179	2	,	,	PUNCT
iiclr-25063	179	3	an	an	DET
iiclr-25063	179	4	applicant	applicant	NOUN
iiclr-25063	179	5	wishing	wish	VERB
iiclr-25063	179	6	to	to	PART
iiclr-25063	179	7	get	get	VERB
iiclr-25063	179	8	registered	register	VERB
iiclr-25063	179	9	must	must	AUX
iiclr-25063	179	10	visit	visit	VERB
iiclr-25063	179	11	an	an	DET
iiclr-25063	179	12	nimc	nimc	ADJ
iiclr-25063	179	13	designated	designate	VERB
iiclr-25063	179	14	centre	centre	NOUN
iiclr-25063	179	15	at	at	ADV
iiclr-25063	179	16	least	least	ADV
iiclr-25063	179	17	three	three	NUM
iiclr-25063	179	18	times	time	NOUN
iiclr-25063	179	19	to	to	PART
iiclr-25063	179	20	obtain	obtain	VERB
iiclr-25063	179	21	the	the	DET
iiclr-25063	179	22	permanent	permanent	ADJ
iiclr-25063	179	23	general	general	ADJ
iiclr-25063	179	24	multi	multi	ADJ
iiclr-25063	179	25	-	-	ADJ
iiclr-25063	179	26	purpose	purpose	NOUN
iiclr-25063	179	27	card	card	NOUN
iiclr-25063	179	28	(	(	PUNCT
iiclr-25063	179	29	gmpc).46	gmpc).46	NOUN
iiclr-25063	179	30	on	on	ADP
iiclr-25063	179	31	the	the	DET
iiclr-25063	179	32	first	first	ADJ
iiclr-25063	179	33	visit	visit	NOUN
iiclr-25063	179	34	,	,	PUNCT
iiclr-25063	179	35	the	the	DET
iiclr-25063	179	36	customer	customer	NOUN
iiclr-25063	179	37	receives	receive	VERB
iiclr-25063	179	38	a	a	DET
iiclr-25063	179	39	paper	paper	NOUN
iiclr-25063	179	40	slip	slip	NOUN
iiclr-25063	179	41	and	and	CCONJ
iiclr-25063	179	42	is	be	AUX
iiclr-25063	179	43	asked	ask	VERB
iiclr-25063	179	44	to	to	PART
iiclr-25063	179	45	return	return	VERB
iiclr-25063	179	46	in	in	ADP
iiclr-25063	179	47	about	about	ADV
iiclr-25063	179	48	a	a	PRON
iiclr-25063	179	49	week	week	NOUN
iiclr-25063	179	50	to	to	PART
iiclr-25063	179	51	collect	collect	VERB
iiclr-25063	179	52	the	the	DET
iiclr-25063	179	53	temporary	temporary	ADJ
iiclr-25063	179	54	voters	voter	NOUN
iiclr-25063	179	55	’	'	PUNCT
iiclr-25063	179	56	card	card	NOUN
iiclr-25063	179	57	after	after	ADP
iiclr-25063	179	58	verification	verification	NOUN
iiclr-25063	179	59	.	.	PUNCT
iiclr-25063	180	1	the	the	DET
iiclr-25063	180	2	gmpc	gmpc	PROPN
iiclr-25063	180	3	is	be	AUX
iiclr-25063	180	4	scheduled	schedule	VERB
iiclr-25063	180	5	for	for	ADP
iiclr-25063	180	6	collection	collection	NOUN
iiclr-25063	180	7	at	at	ADP
iiclr-25063	180	8	an	an	DET
iiclr-25063	180	9	unspecified	unspecified	ADJ
iiclr-25063	180	10	time	time	NOUN
iiclr-25063	180	11	‘	'	PUNCT
iiclr-25063	180	12	when	when	SCONJ
iiclr-25063	180	13	the	the	DET
iiclr-25063	180	14	customer	customer	NOUN
iiclr-25063	180	15	is	be	AUX
iiclr-25063	180	16	notified	notify	VERB
iiclr-25063	180	17	’	'	PUNCT
iiclr-25063	180	18	.	.	PUNCT
iiclr-25063	181	1	this	this	DET
iiclr-25063	181	2	waiting	waiting	NOUN
iiclr-25063	181	3	time	time	NOUN
iiclr-25063	181	4	can	can	AUX
iiclr-25063	181	5	take	take	VERB
iiclr-25063	181	6	a	a	DET
iiclr-25063	181	7	whole	whole	ADJ
iiclr-25063	181	8	year	year	NOUN
iiclr-25063	181	9	.	.	PUNCT
iiclr-25063	182	1	although	although	SCONJ
iiclr-25063	182	2	the	the	DET
iiclr-25063	182	3	nimc	nimc	ADJ
iiclr-25063	182	4	registration	registration	NOUN
iiclr-25063	182	5	service	service	NOUN
iiclr-25063	182	6	is	be	AUX
iiclr-25063	182	7	free	free	ADJ
iiclr-25063	182	8	,	,	PUNCT
iiclr-25063	182	9	a	a	DET
iiclr-25063	182	10	customer	customer	NOUN
iiclr-25063	182	11	must	must	AUX
iiclr-25063	182	12	pay	pay	VERB
iiclr-25063	182	13	a	a	DET
iiclr-25063	182	14	sum	sum	NOUN
iiclr-25063	182	15	of	of	ADP
iiclr-25063	182	16	n500.00	n500.00	PROPN
iiclr-25063	182	17	at	at	ADP
iiclr-25063	182	18	a	a	DET
iiclr-25063	182	19	designated	designate	VERB
iiclr-25063	182	20	bank	bank	NOUN
iiclr-25063	182	21	if	if	SCONJ
iiclr-25063	182	22	collection	collection	NOUN
iiclr-25063	182	23	is	be	AUX
iiclr-25063	182	24	done	do	VERB
iiclr-25063	182	25	at	at	ADP
iiclr-25063	182	26	a	a	DET
iiclr-25063	182	27	venue	venue	NOUN
iiclr-25063	182	28	different	different	ADJ
iiclr-25063	182	29	from	from	ADP
iiclr-25063	182	30	the	the	DET
iiclr-25063	182	31	site	site	NOUN
iiclr-25063	182	32	of	of	ADP
iiclr-25063	182	33	registration	registration	NOUN
iiclr-25063	182	34	and	and	CCONJ
iiclr-25063	182	35	in	in	ADP
iiclr-25063	182	36	some	some	DET
iiclr-25063	182	37	centres	centre	NOUN
iiclr-25063	182	38	,	,	PUNCT
iiclr-25063	182	39	members	member	NOUN
iiclr-25063	182	40	of	of	ADP
iiclr-25063	182	41	staff	staff	NOUN
iiclr-25063	182	42	demand	demand	VERB
iiclr-25063	182	43	n200	n200	PROPN
iiclr-25063	182	44	to	to	PART
iiclr-25063	182	45	obtain	obtain	VERB
iiclr-25063	182	46	the	the	DET
iiclr-25063	182	47	registration	registration	NOUN
iiclr-25063	182	48	form	form	NOUN
iiclr-25063	182	49	.	.	PUNCT
iiclr-25063	183	1	one	one	PRON
iiclr-25063	183	2	can	can	AUX
iiclr-25063	183	3	see	see	VERB
iiclr-25063	183	4	how	how	SCONJ
iiclr-25063	183	5	harrowing	harrowing	ADJ
iiclr-25063	183	6	this	this	DET
iiclr-25063	183	7	process	process	NOUN
iiclr-25063	183	8	can	can	AUX
iiclr-25063	183	9	be	be	AUX
iiclr-25063	183	10	in	in	ADP
iiclr-25063	183	11	terms	term	NOUN
iiclr-25063	183	12	of	of	ADP
iiclr-25063	183	13	distance	distance	NOUN
iiclr-25063	183	14	,	,	PUNCT
iiclr-25063	183	15	cost	cost	NOUN
iiclr-25063	183	16	and	and	CCONJ
iiclr-25063	183	17	inconvenience	inconvenience	NOUN
iiclr-25063	183	18	especially	especially	ADV
iiclr-25063	183	19	for	for	ADP
iiclr-25063	183	20	less	less	ADV
iiclr-25063	183	21	well	well	ADV
iiclr-25063	183	22	-	-	PUNCT
iiclr-25063	183	23	off	off	ADP
iiclr-25063	183	24	citizens	citizen	NOUN
iiclr-25063	183	25	.	.	PUNCT
iiclr-25063	184	1	there	there	PRON
iiclr-25063	184	2	is	be	VERB
iiclr-25063	184	3	thus	thus	ADV
iiclr-25063	184	4	,	,	PUNCT
iiclr-25063	184	5	an	an	DET
iiclr-25063	184	6	urgent	urgent	ADJ
iiclr-25063	184	7	need	need	NOUN
iiclr-25063	184	8	,	,	PUNCT
iiclr-25063	184	9	to	to	PART
iiclr-25063	184	10	address	address	VERB
iiclr-25063	184	11	the	the	DET
iiclr-25063	184	12	barriers	barrier	NOUN
iiclr-25063	184	13	that	that	PRON
iiclr-25063	184	14	surround	surround	VERB
iiclr-25063	184	15	the	the	DET
iiclr-25063	184	16	commission	commission	NOUN
iiclr-25063	184	17	’s	’s	PART
iiclr-25063	184	18	registration	registration	NOUN
iiclr-25063	184	19	process	process	NOUN
iiclr-25063	184	20	.	.	PUNCT
iiclr-25063	185	1	for	for	ADP
iiclr-25063	185	2	the	the	DET
iiclr-25063	185	3	poor	poor	ADJ
iiclr-25063	185	4	,	,	PUNCT
iiclr-25063	185	5	not	not	PART
iiclr-25063	185	6	owning	own	VERB
iiclr-25063	185	7	an	an	DET
iiclr-25063	185	8	nin	nin	NOUN
iiclr-25063	185	9	card	card	NOUN
iiclr-25063	185	10	has	have	VERB
iiclr-25063	185	11	financial	financial	ADJ
iiclr-25063	185	12	inclusion	inclusion	NOUN
iiclr-25063	185	13	implications	implication	NOUN
iiclr-25063	185	14	especially	especially	ADV
iiclr-25063	185	15	since	since	SCONJ
iiclr-25063	185	16	this	this	PRON
iiclr-25063	185	17	is	be	AUX
iiclr-25063	185	18	one	one	NUM
iiclr-25063	185	19	of	of	ADP
iiclr-25063	185	20	the	the	DET
iiclr-25063	185	21	four	four	NUM
iiclr-25063	185	22	main	main	ADJ
iiclr-25063	185	23	documents	document	NOUN
iiclr-25063	185	24	required	require	VERB
iiclr-25063	185	25	to	to	PART
iiclr-25063	185	26	open	open	VERB
iiclr-25063	185	27	and	and	CCONJ
iiclr-25063	185	28	operate	operate	VERB
iiclr-25063	185	29	a	a	DET
iiclr-25063	185	30	bank	bank	NOUN
iiclr-25063	185	31	account	account	NOUN
iiclr-25063	185	32	in	in	ADP
iiclr-25063	185	33	nigeria	nigeria	PROPN
iiclr-25063	185	34	.	.	PUNCT
iiclr-25063	186	1	the	the	DET
iiclr-25063	186	2	other	other	ADJ
iiclr-25063	186	3	three	three	NUM
iiclr-25063	186	4	are	be	AUX
iiclr-25063	186	5	the	the	DET
iiclr-25063	186	6	voter	voter	NOUN
iiclr-25063	186	7	card	card	NOUN
iiclr-25063	186	8	,	,	PUNCT
iiclr-25063	186	9	the	the	DET
iiclr-25063	186	10	driver	driver	NOUN
iiclr-25063	186	11	’s	’s	PART
iiclr-25063	186	12	license	license	NOUN
iiclr-25063	186	13	and	and	CCONJ
iiclr-25063	186	14	the	the	DET
iiclr-25063	186	15	international	international	ADJ
iiclr-25063	186	16	passport	passport	NOUN
iiclr-25063	186	17	.	.	PUNCT
iiclr-25063	187	1	the	the	DET
iiclr-25063	187	2	voter	voter	NOUN
iiclr-25063	187	3	card	card	NOUN
iiclr-25063	187	4	is	be	AUX
iiclr-25063	187	5	relatively	relatively	ADV
iiclr-25063	187	6	more	more	ADV
iiclr-25063	187	7	accessible	accessible	ADJ
iiclr-25063	187	8	as	as	ADP
iiclr-25063	187	9	a	a	DET
iiclr-25063	187	10	result	result	NOUN
iiclr-25063	187	11	of	of	ADP
iiclr-25063	187	12	the	the	DET
iiclr-25063	187	13	campaign	campaign	NOUN
iiclr-25063	187	14	by	by	ADP
iiclr-25063	187	15	politicians	politician	NOUN
iiclr-25063	187	16	to	to	PART
iiclr-25063	187	17	garner	garner	VERB
iiclr-25063	187	18	votes	vote	NOUN
iiclr-25063	187	19	during	during	ADP
iiclr-25063	187	20	elections	election	NOUN
iiclr-25063	187	21	by	by	ADP
iiclr-25063	187	22	lobbying	lobby	VERB
iiclr-25063	187	23	for	for	ADP
iiclr-25063	187	24	the	the	DET
iiclr-25063	187	25	establishment	establishment	NOUN
iiclr-25063	187	26	of	of	ADP
iiclr-25063	187	27	registration	registration	NOUN
iiclr-25063	187	28	centres	centre	NOUN
iiclr-25063	187	29	in	in	ADP
iiclr-25063	187	30	rural	rural	ADJ
iiclr-25063	187	31	communities	community	NOUN
iiclr-25063	187	32	.	.	PUNCT
iiclr-25063	188	1	however	however	ADV
iiclr-25063	188	2	,	,	PUNCT
iiclr-25063	188	3	the	the	DET
iiclr-25063	188	4	last	last	ADJ
iiclr-25063	188	5	two	two	NUM
iiclr-25063	188	6	are	be	AUX
iiclr-25063	188	7	more	more	ADV
iiclr-25063	188	8	restricted	restricted	ADJ
iiclr-25063	188	9	and	and	CCONJ
iiclr-25063	188	10	only	only	ADV
iiclr-25063	188	11	pertain	pertain	VERB
iiclr-25063	188	12	to	to	ADP
iiclr-25063	188	13	persons	person	NOUN
iiclr-25063	188	14	who	who	PRON
iiclr-25063	188	15	have	have	VERB
iiclr-25063	188	16	cars	car	NOUN
iiclr-25063	188	17	or	or	CCONJ
iiclr-25063	188	18	can	can	AUX
iiclr-25063	188	19	drive	drive	VERB
iiclr-25063	188	20	and	and	CCONJ
iiclr-25063	188	21	persons	person	NOUN
iiclr-25063	188	22	who	who	PRON
iiclr-25063	188	23	travel	travel	VERB
iiclr-25063	188	24	or	or	CCONJ
iiclr-25063	188	25	intend	intend	VERB
iiclr-25063	188	26	to	to	PART
iiclr-25063	188	27	travel	travel	VERB
iiclr-25063	188	28	abroad	abroad	ADV
iiclr-25063	188	29	respectively	respectively	ADV
iiclr-25063	188	30	.	.	PUNCT
iiclr-25063	189	1	according	accord	VERB
iiclr-25063	189	2	to	to	ADP
iiclr-25063	189	3	the	the	DET
iiclr-25063	189	4	enhancing	enhance	VERB
iiclr-25063	189	5	financial	financial	ADJ
iiclr-25063	189	6	inclusion	inclusion	NOUN
iiclr-25063	189	7	and	and	CCONJ
iiclr-25063	189	8	innovation	innovation	NOUN
iiclr-25063	189	9	in	in	ADP
iiclr-25063	189	10	nigeria	nigeria	PROPN
iiclr-25063	189	11	report	report	NOUN
iiclr-25063	189	12	,	,	PUNCT
iiclr-25063	189	13	about	about	ADV
iiclr-25063	189	14	6.9	6.9	NUM
iiclr-25063	189	15	per	per	ADP
iiclr-25063	189	16	cent	cent	NOUN
iiclr-25063	189	17	of	of	ADP
iiclr-25063	189	18	nigerians	nigerians	PROPN
iiclr-25063	189	19	do	do	AUX
iiclr-25063	189	20	not	not	PART
iiclr-25063	189	21	have	have	VERB
iiclr-25063	189	22	accessto	accessto	NOUN
iiclr-25063	189	23	finance	finance	NOUN
iiclr-25063	189	24	as	as	ADP
iiclr-25063	189	25	a	a	DET
iiclr-25063	189	26	result	result	NOUN
iiclr-25063	189	27	of	of	ADP
iiclr-25063	189	28	complexity	complexity	NOUN
iiclr-25063	189	29	of	of	ADP
iiclr-25063	189	30	account	account	NOUN
iiclr-25063	189	31	opening	opening	NOUN
iiclr-25063	189	32	and	and	CCONJ
iiclr-25063	189	33	4.2	4.2	NUM
iiclr-25063	189	34	per	per	ADP
iiclr-25063	189	35	cent	cent	NOUN
iiclr-25063	189	36	of	of	ADP
iiclr-25063	189	37	nigerians	nigerians	PROPN
iiclr-25063	189	38	are	be	AUX
iiclr-25063	189	39	debarred	debar	VERB
iiclr-25063	189	40	from	from	ADP
iiclr-25063	189	41	accessing	access	VERB
iiclr-25063	189	42	financial	financial	ADJ
iiclr-25063	189	43	services	service	NOUN
iiclr-25063	189	44	as	as	ADP
iiclr-25063	189	45	result	result	NOUN
iiclr-25063	189	46	of	of	ADP
iiclr-25063	189	47	lack	lack	NOUN
iiclr-25063	189	48	of	of	ADP
iiclr-25063	189	49	identification	identification	NOUN
iiclr-25063	189	50	documentation.47	documentation.47	NOUN
iiclr-25063	189	51	on	on	ADP
iiclr-25063	189	52	the	the	DET
iiclr-25063	189	53	whole	whole	NOUN
iiclr-25063	189	54	,	,	PUNCT
iiclr-25063	189	55	the	the	DET
iiclr-25063	189	56	financial	financial	ADJ
iiclr-25063	189	57	exclusion	exclusion	NOUN
iiclr-25063	189	58	rate	rate	NOUN
iiclr-25063	189	59	in	in	ADP
iiclr-25063	189	60	nigeria	nigeria	PROPN
iiclr-25063	189	61	remains	remain	VERB
iiclr-25063	189	62	high	high	ADJ
iiclr-25063	189	63	at	at	ADP
iiclr-25063	189	64	41.6	41.6	NUM
iiclr-25063	189	65	per	per	NOUN
iiclr-25063	189	66	cent	cent	NOUN
iiclr-25063	189	67	while	while	SCONJ
iiclr-25063	189	68	rural	rural	ADJ
iiclr-25063	189	69	exclusion	exclusion	NOUN
iiclr-25063	189	70	rate	rate	NOUN
iiclr-25063	189	71	stands	stand	VERB
iiclr-25063	189	72	at	at	ADP
iiclr-25063	189	73	77.7	77.7	NUM
iiclr-25063	189	74	per	per	ADP
iiclr-25063	189	75	cent.48	cent.48	ADJ
iiclr-25063	189	76	44	44	NUM
iiclr-25063	189	77	.	.	PUNCT
iiclr-25063	189	78	30	30	NUM
iiclr-25063	189	79	million	million	NUM
iiclr-25063	189	80	nigerians	nigerians	PROPN
iiclr-25063	189	81	get	get	VERB
iiclr-25063	189	82	national	national	ADJ
iiclr-25063	189	83	identity	identity	NOUN
iiclr-25063	189	84	number	number	NOUN
iiclr-25063	189	85	,	,	PUNCT
iiclr-25063	189	86	vanguard	vanguard	NOUN
iiclr-25063	189	87	newspaper	newspaper	NOUN
iiclr-25063	189	88	,	,	PUNCT
iiclr-25063	189	89	(	(	PUNCT
iiclr-25063	189	90	mar	mar	PROPN
iiclr-25063	189	91	.	.	PROPN
iiclr-25063	189	92	4	4	NUM
iiclr-25063	189	93	,	,	PUNCT
iiclr-25063	189	94	2018	2018	NUM
iiclr-25063	189	95	)	)	PUNCT
iiclr-25063	189	96	,	,	PUNCT
iiclr-25063	190	1	https://www.vanguardngr.com/2018/03/30-million-nigerians-get-national-identity-number/	https://www.vanguardngr.com/2018/03/30-million-nigerians-get-national-identity-number/	PROPN
iiclr-25063	191	1	[	[	X
iiclr-25063	191	2	https://perma.cc/2y5w-qy22	https://perma.cc/2y5w-qy22	PROPN
iiclr-25063	191	3	]	]	X
iiclr-25063	191	4	.	.	PUNCT
iiclr-25063	192	1	45	45	NUM
iiclr-25063	192	2	.	.	PUNCT
iiclr-25063	193	1	nimc	nimc	ADJ
iiclr-25063	193	2	,	,	PUNCT
iiclr-25063	193	3	nimc	nimc	ADJ
iiclr-25063	193	4	enrolment	enrolment	NOUN
iiclr-25063	193	5	centres	centre	NOUN
iiclr-25063	193	6	,	,	PUNCT
iiclr-25063	193	7	https://www.nimc.gov.ng/nimc-enrolment-centres/	https://www.nimc.gov.ng/nimc-enrolment-centres/	NOUN
iiclr-25063	193	8	[	[	X
iiclr-25063	193	9	https://perma.cc/ry9k-r56x	https://perma.cc/ry9k-r56x	X
iiclr-25063	193	10	]	]	X
iiclr-25063	193	11	(	(	PUNCT
iiclr-25063	193	12	last	last	ADV
iiclr-25063	193	13	visited	visit	VERB
iiclr-25063	193	14	aug	aug	PROPN
iiclr-25063	193	15	.	.	PROPN
iiclr-25063	193	16	15	15	NUM
iiclr-25063	193	17	,	,	PUNCT
iiclr-25063	193	18	2019	2019	NUM
iiclr-25063	193	19	)	)	PUNCT
iiclr-25063	193	20	.	.	PUNCT
iiclr-25063	194	1	46	46	NUM
iiclr-25063	194	2	.	.	PUNCT
iiclr-25063	195	1	nimc	nimc	ADJ
iiclr-25063	195	2	,	,	PUNCT
iiclr-25063	195	3	how	how	SCONJ
iiclr-25063	195	4	to	to	PART
iiclr-25063	195	5	enroll	enroll	VERB
iiclr-25063	195	6	(	(	PUNCT
iiclr-25063	195	7	adults	adult	NOUN
iiclr-25063	195	8	)	)	PUNCT
iiclr-25063	195	9	https://www.nimc.gov.ng/how-to-enrol-adults/	https://www.nimc.gov.ng/how-to-enrol-adults/	NOUN
iiclr-25063	196	1	[	[	X
iiclr-25063	196	2	https://perma.cc/f7kl-j7ys	https://perma.cc/f7kl-j7ys	X
iiclr-25063	196	3	]	]	X
iiclr-25063	196	4	(	(	PUNCT
iiclr-25063	196	5	last	last	ADV
iiclr-25063	196	6	visited	visit	VERB
iiclr-25063	196	7	aug	aug	PROPN
iiclr-25063	196	8	.	.	PROPN
iiclr-25063	196	9	15	15	NUM
iiclr-25063	196	10	,	,	PUNCT
iiclr-25063	196	11	2019	2019	NUM
iiclr-25063	196	12	)	)	PUNCT
iiclr-25063	196	13	.	.	PUNCT
iiclr-25063	197	1	47	47	NUM
iiclr-25063	197	2	.	.	PUNCT
iiclr-25063	198	1	enhancing	enhance	VERB
iiclr-25063	198	2	financial	financial	ADJ
iiclr-25063	198	3	innovation	innovation	NOUN
iiclr-25063	198	4	and	and	CCONJ
iiclr-25063	198	5	access	access	NOUN
iiclr-25063	198	6	(	(	PUNCT
iiclr-25063	198	7	efina	efina	PROPN
iiclr-25063	198	8	)	)	PUNCT
iiclr-25063	198	9	,	,	PUNCT
iiclr-25063	198	10	key	key	ADJ
iiclr-25063	198	11	findings	finding	NOUN
iiclr-25063	198	12	:	:	PUNCT
iiclr-25063	198	13	efina	efina	PROPN
iiclr-25063	198	14	access	access	NOUN
iiclr-25063	198	15	to	to	ADP
iiclr-25063	198	16	financial	financial	ADJ
iiclr-25063	198	17	services	service	NOUN
iiclr-25063	198	18	in	in	ADP
iiclr-25063	198	19	nigeria	nigeria	PROPN
iiclr-25063	198	20	(	(	PUNCT
iiclr-25063	198	21	july	july	PROPN
iiclr-25063	198	22	2017	2017	NUM
iiclr-25063	198	23	)	)	PUNCT
iiclr-25063	198	24	52	52	NUM
iiclr-25063	198	25	,	,	PUNCT
iiclr-25063	198	26	https://www.efina.org.ng/wp-content/uploads/2017/	https://www.efina.org.ng/wp-content/uploads/2017/	NOUN
iiclr-25063	198	27	07	07	NUM
iiclr-25063	198	28	/	/	SYM
iiclr-25063	198	29	efina	efina	NOUN
iiclr-25063	198	30	-	-	PUNCT
iiclr-25063	198	31	presentation-2	presentation-2	NOUN
iiclr-25063	198	32	-	-	NOUN
iiclr-25063	198	33	2.pdf	2.pdf	NOUN
iiclr-25063	198	34	[	[	X
iiclr-25063	198	35	https://perma.cc/4ywb-cssx	https://perma.cc/4ywb-cssx	PROPN
iiclr-25063	198	36	]	]	PUNCT
iiclr-25063	198	37	.	.	PUNCT
iiclr-25063	199	1	48	48	NUM
iiclr-25063	199	2	.	.	PUNCT
iiclr-25063	200	1	i	i	PRON
iiclr-25063	200	2	d.	d.	PROPN
iiclr-25063	200	3	at	at	ADP
iiclr-25063	200	4	24	24	NUM
iiclr-25063	200	5	.	.	PUNCT
iiclr-25063	200	6	44	44	NUM
iiclr-25063	200	7	indiana	indiana	PROPN
iiclr-25063	200	8	int’l	int’l	NOUN
iiclr-25063	200	9	&	&	CCONJ
iiclr-25063	200	10	comp	comp	PROPN
iiclr-25063	200	11	.	.	PUNCT
iiclr-25063	201	1	law	law	NOUN
iiclr-25063	201	2	review	review	NOUN
iiclr-25063	201	3	[	[	X
iiclr-25063	201	4	vol	vol	NOUN
iiclr-25063	201	5	.	.	PUNCT
iiclr-25063	201	6	30:33	30:33	NUM
iiclr-25063	201	7	c.	c.	NOUN
iiclr-25063	201	8	registration	registration	NOUN
iiclr-25063	201	9	under	under	ADP
iiclr-25063	201	10	the	the	DET
iiclr-25063	201	11	nigeria	nigeria	PROPN
iiclr-25063	201	12	inter	inter	PROPN
iiclr-25063	201	13	-	-	ADJ
iiclr-25063	201	14	bank	bank	ADJ
iiclr-25063	201	15	settlement	settlement	NOUN
iiclr-25063	201	16	system	system	NOUN
iiclr-25063	201	17	(	(	PUNCT
iiclr-25063	201	18	nibss	nibss	NOUN
iiclr-25063	201	19	)	)	PUNCT
iiclr-25063	201	20	bank	bank	NOUN
iiclr-25063	201	21	verification	verification	NOUN
iiclr-25063	201	22	number	number	NOUN
iiclr-25063	201	23	(	(	PUNCT
iiclr-25063	201	24	bvn	bvn	NOUN
iiclr-25063	201	25	)	)	PUNCT
iiclr-25063	201	26	exercise	exercise	VERB
iiclr-25063	201	27	the	the	DET
iiclr-25063	201	28	bank	bank	NOUN
iiclr-25063	201	29	verification	verification	NOUN
iiclr-25063	201	30	number	number	NOUN
iiclr-25063	201	31	(	(	PUNCT
iiclr-25063	201	32	bvn	bvn	NOUN
iiclr-25063	201	33	)	)	PUNCT
iiclr-25063	201	34	exercise	exercise	NOUN
iiclr-25063	201	35	was	be	AUX
iiclr-25063	201	36	launched	launch	VERB
iiclr-25063	201	37	by	by	ADP
iiclr-25063	201	38	the	the	DET
iiclr-25063	201	39	cbn	cbn	PROPN
iiclr-25063	201	40	in	in	ADP
iiclr-25063	201	41	2014	2014	NUM
iiclr-25063	201	42	in	in	ADP
iiclr-25063	201	43	collaboration	collaboration	NOUN
iiclr-25063	201	44	with	with	ADP
iiclr-25063	201	45	all	all	DET
iiclr-25063	201	46	banks	bank	NOUN
iiclr-25063	201	47	in	in	ADP
iiclr-25063	201	48	nigeria	nigeria	PROPN
iiclr-25063	201	49	.	.	PUNCT
iiclr-25063	202	1	the	the	DET
iiclr-25063	202	2	aim	aim	NOUN
iiclr-25063	202	3	of	of	ADP
iiclr-25063	202	4	this	this	DET
iiclr-25063	202	5	exercise	exercise	NOUN
iiclr-25063	202	6	is	be	AUX
iiclr-25063	202	7	to	to	PART
iiclr-25063	202	8	assign	assign	VERB
iiclr-25063	202	9	a	a	DET
iiclr-25063	202	10	unique	unique	ADJ
iiclr-25063	202	11	identity	identity	NOUN
iiclr-25063	202	12	number	number	NOUN
iiclr-25063	202	13	to	to	ADP
iiclr-25063	202	14	all	all	DET
iiclr-25063	202	15	bank	bank	NOUN
iiclr-25063	202	16	users	user	NOUN
iiclr-25063	202	17	upon	upon	SCONJ
iiclr-25063	202	18	biometric	biometric	ADJ
iiclr-25063	202	19	identification	identification	NOUN
iiclr-25063	202	20	,	,	PUNCT
iiclr-25063	202	21	verification	verification	NOUN
iiclr-25063	202	22	and	and	CCONJ
iiclr-25063	202	23	authentication	authentication	NOUN
iiclr-25063	202	24	.	.	PUNCT
iiclr-25063	203	1	thus	thus	ADV
iiclr-25063	203	2	,	,	PUNCT
iiclr-25063	203	3	in	in	ADP
iiclr-25063	203	4	addition	addition	NOUN
iiclr-25063	203	5	to	to	ADP
iiclr-25063	203	6	physical	physical	ADJ
iiclr-25063	203	7	identity	identity	NOUN
iiclr-25063	203	8	documentation	documentation	NOUN
iiclr-25063	203	9	,	,	PUNCT
iiclr-25063	203	10	banks	bank	NOUN
iiclr-25063	203	11	are	be	AUX
iiclr-25063	203	12	mandated	mandate	VERB
iiclr-25063	203	13	by	by	ADP
iiclr-25063	203	14	the	the	DET
iiclr-25063	203	15	cbn	cbn	PROPN
iiclr-25063	203	16	to	to	PART
iiclr-25063	203	17	conduct	conduct	VERB
iiclr-25063	203	18	this	this	DET
iiclr-25063	203	19	registration	registration	NOUN
iiclr-25063	203	20	exercise	exercise	NOUN
iiclr-25063	203	21	for	for	ADP
iiclr-25063	203	22	all	all	DET
iiclr-25063	203	23	existing	exist	VERB
iiclr-25063	203	24	and	and	CCONJ
iiclr-25063	203	25	prospective	prospective	ADJ
iiclr-25063	203	26	customers	customer	NOUN
iiclr-25063	203	27	for	for	ADP
iiclr-25063	203	28	accounts	account	NOUN
iiclr-25063	203	29	to	to	PART
iiclr-25063	203	30	be	be	AUX
iiclr-25063	203	31	operative	operative	ADJ
iiclr-25063	203	32	.	.	PUNCT
iiclr-25063	204	1	existing	exist	VERB
iiclr-25063	204	2	accounts	account	NOUN
iiclr-25063	204	3	for	for	ADP
iiclr-25063	204	4	which	which	PRON
iiclr-25063	204	5	no	no	DET
iiclr-25063	204	6	bvn	bvn	NOUN
iiclr-25063	204	7	have	have	AUX
iiclr-25063	204	8	been	be	AUX
iiclr-25063	204	9	assigned	assign	VERB
iiclr-25063	204	10	remain	remain	VERB
iiclr-25063	204	11	inoperable	inoperable	ADJ
iiclr-25063	204	12	until	until	SCONJ
iiclr-25063	204	13	rectified	rectified	ADJ
iiclr-25063	204	14	and	and	CCONJ
iiclr-25063	204	15	new	new	ADJ
iiclr-25063	204	16	accounts	account	NOUN
iiclr-25063	204	17	only	only	ADV
iiclr-25063	204	18	become	become	VERB
iiclr-25063	204	19	operable	operable	ADJ
iiclr-25063	204	20	upon	upon	SCONJ
iiclr-25063	204	21	completion	completion	NOUN
iiclr-25063	204	22	of	of	ADP
iiclr-25063	204	23	the	the	DET
iiclr-25063	204	24	mandatory	mandatory	ADJ
iiclr-25063	204	25	biometrics	biometric	NOUN
iiclr-25063	204	26	registration	registration	NOUN
iiclr-25063	204	27	.	.	PUNCT
iiclr-25063	205	1	even	even	ADV
iiclr-25063	205	2	where	where	SCONJ
iiclr-25063	205	3	accounts	account	NOUN
iiclr-25063	205	4	are	be	AUX
iiclr-25063	205	5	opened	open	VERB
iiclr-25063	205	6	offsite	offsite	ADJ
iiclr-25063	205	7	as	as	ADP
iiclr-25063	205	8	in	in	ADP
iiclr-25063	205	9	the	the	DET
iiclr-25063	205	10	case	case	NOUN
iiclr-25063	205	11	of	of	ADP
iiclr-25063	205	12	code	code	NOUN
iiclr-25063	205	13	-	-	PUNCT
iiclr-25063	205	14	enabled	enable	VERB
iiclr-25063	205	15	account	account	NOUN
iiclr-25063	205	16	opening	opening	NOUN
iiclr-25063	205	17	services	service	NOUN
iiclr-25063	205	18	offered	offer	VERB
iiclr-25063	205	19	on	on	ADP
iiclr-25063	205	20	banking	banking	NOUN
iiclr-25063	205	21	apps	app	NOUN
iiclr-25063	205	22	and	and	CCONJ
iiclr-25063	205	23	social	social	ADJ
iiclr-25063	205	24	media	medium	NOUN
iiclr-25063	205	25	platforms	platform	NOUN
iiclr-25063	205	26	,	,	PUNCT
iiclr-25063	205	27	bvn	bvn	ADJ
iiclr-25063	205	28	registration	registration	NOUN
iiclr-25063	205	29	is	be	AUX
iiclr-25063	205	30	still	still	ADV
iiclr-25063	205	31	needed	need	VERB
iiclr-25063	205	32	to	to	PART
iiclr-25063	205	33	make	make	VERB
iiclr-25063	205	34	these	these	DET
iiclr-25063	205	35	accounts	account	NOUN
iiclr-25063	205	36	operable	operable	ADJ
iiclr-25063	205	37	.	.	PUNCT
iiclr-25063	206	1	the	the	DET
iiclr-25063	206	2	bvn	bvn	NOUN
iiclr-25063	206	3	offers	offer	VERB
iiclr-25063	206	4	same	same	ADJ
iiclr-25063	206	5	day	day	NOUN
iiclr-25063	206	6	registration	registration	NOUN
iiclr-25063	206	7	to	to	ADP
iiclr-25063	206	8	nigerians	nigerians	PROPN
iiclr-25063	206	9	at	at	ADP
iiclr-25063	206	10	home	home	NOUN
iiclr-25063	206	11	and	and	CCONJ
iiclr-25063	206	12	in	in	ADP
iiclr-25063	206	13	diaspora.49	diaspora.49	NOUN
iiclr-25063	206	14	like	like	ADP
iiclr-25063	206	15	the	the	DET
iiclr-25063	206	16	nin	nin	PROPN
iiclr-25063	206	17	,	,	PUNCT
iiclr-25063	206	18	the	the	DET
iiclr-25063	206	19	bvn	bvn	NOUN
iiclr-25063	206	20	is	be	AUX
iiclr-25063	206	21	an	an	DET
iiclr-25063	206	22	11	11	NUM
iiclr-25063	206	23	-	-	PUNCT
iiclr-25063	206	24	digit	digit	NOUN
iiclr-25063	206	25	unique	unique	ADJ
iiclr-25063	206	26	transaction	transaction	NOUN
iiclr-25063	206	27	number	number	NOUN
iiclr-25063	206	28	assigned	assign	VERB
iiclr-25063	206	29	to	to	ADP
iiclr-25063	206	30	every	every	DET
iiclr-25063	206	31	bank	bank	NOUN
iiclr-25063	206	32	customer	customer	NOUN
iiclr-25063	206	33	and	and	CCONJ
iiclr-25063	206	34	verifiable	verifiable	ADJ
iiclr-25063	206	35	across	across	ADP
iiclr-25063	206	36	all	all	DET
iiclr-25063	206	37	banks	bank	NOUN
iiclr-25063	206	38	in	in	ADP
iiclr-25063	206	39	nigeria	nigeria	PROPN
iiclr-25063	206	40	.	.	PUNCT
iiclr-25063	207	1	the	the	DET
iiclr-25063	207	2	unique	unique	ADJ
iiclr-25063	207	3	bvn	bvn	NOUN
iiclr-25063	207	4	identifies	identify	VERB
iiclr-25063	207	5	and	and	CCONJ
iiclr-25063	207	6	links	link	VERB
iiclr-25063	207	7	all	all	DET
iiclr-25063	207	8	the	the	DET
iiclr-25063	207	9	financial	financial	ADJ
iiclr-25063	207	10	transactions	transaction	NOUN
iiclr-25063	207	11	of	of	ADP
iiclr-25063	207	12	customers	customer	NOUN
iiclr-25063	207	13	irrespective	irrespective	ADV
iiclr-25063	207	14	of	of	ADP
iiclr-25063	207	15	the	the	DET
iiclr-25063	207	16	number	number	NOUN
iiclr-25063	207	17	of	of	ADP
iiclr-25063	207	18	banks	bank	NOUN
iiclr-25063	207	19	and	and	CCONJ
iiclr-25063	207	20	other	other	ADJ
iiclr-25063	207	21	financial	financial	ADJ
iiclr-25063	207	22	institutions	institution	NOUN
iiclr-25063	207	23	used	use	VERB
iiclr-25063	207	24	.	.	PUNCT
iiclr-25063	208	1	the	the	DET
iiclr-25063	208	2	number	number	NOUN
iiclr-25063	208	3	also	also	ADV
iiclr-25063	208	4	serves	serve	VERB
iiclr-25063	208	5	the	the	DET
iiclr-25063	208	6	purpose	purpose	NOUN
iiclr-25063	208	7	of	of	ADP
iiclr-25063	208	8	linking	link	VERB
iiclr-25063	208	9	customer	customer	NOUN
iiclr-25063	208	10	transactions	transaction	NOUN
iiclr-25063	208	11	across	across	ADP
iiclr-25063	208	12	all	all	DET
iiclr-25063	208	13	financial	financial	ADJ
iiclr-25063	208	14	institutions	institution	NOUN
iiclr-25063	208	15	to	to	PART
iiclr-25063	208	16	create	create	VERB
iiclr-25063	208	17	a	a	DET
iiclr-25063	208	18	verifiable	verifiable	ADJ
iiclr-25063	208	19	digital	digital	ADJ
iiclr-25063	208	20	audit	audit	NOUN
iiclr-25063	208	21	trail	trail	NOUN
iiclr-25063	208	22	to	to	PART
iiclr-25063	208	23	detect	detect	VERB
iiclr-25063	208	24	financial	financial	ADJ
iiclr-25063	208	25	crimes	crime	NOUN
iiclr-25063	208	26	.	.	PUNCT
iiclr-25063	209	1	according	accord	VERB
iiclr-25063	209	2	to	to	ADP
iiclr-25063	209	3	the	the	DET
iiclr-25063	209	4	cbn	cbn	PROPN
iiclr-25063	209	5	,	,	PUNCT
iiclr-25063	209	6	the	the	DET
iiclr-25063	209	7	bvn	bvn	NOUN
iiclr-25063	209	8	is	be	AUX
iiclr-25063	209	9	expected	expect	VERB
iiclr-25063	209	10	to	to	PART
iiclr-25063	209	11	guard	guard	VERB
iiclr-25063	209	12	against	against	ADP
iiclr-25063	209	13	unauthorised	unauthorised	ADJ
iiclr-25063	209	14	access	access	NOUN
iiclr-25063	209	15	,	,	PUNCT
iiclr-25063	209	16	address	address	NOUN
iiclr-25063	209	17	identity	identity	NOUN
iiclr-25063	209	18	theft	theft	NOUN
iiclr-25063	209	19	,	,	PUNCT
iiclr-25063	209	20	diminish	diminish	VERB
iiclr-25063	209	21	exposure	exposure	NOUN
iiclr-25063	209	22	to	to	ADP
iiclr-25063	209	23	fraud	fraud	NOUN
iiclr-25063	209	24	,	,	PUNCT
iiclr-25063	209	25	reduce	reduce	VERB
iiclr-25063	209	26	waiting	waiting	NOUN
iiclr-25063	209	27	time	time	NOUN
iiclr-25063	209	28	at	at	ADP
iiclr-25063	209	29	the	the	DET
iiclr-25063	209	30	bank	bank	NOUN
iiclr-25063	209	31	,	,	PUNCT
iiclr-25063	209	32	and	and	CCONJ
iiclr-25063	209	33	standardize	standardize	VERB
iiclr-25063	209	34	efficiency	efficiency	NOUN
iiclr-25063	209	35	of	of	ADP
iiclr-25063	209	36	banking	banking	NOUN
iiclr-25063	209	37	operations.50	operations.50	PROPN
iiclr-25063	209	38	therefore	therefore	ADV
iiclr-25063	209	39	,	,	PUNCT
iiclr-25063	209	40	the	the	DET
iiclr-25063	209	41	practice	practice	NOUN
iiclr-25063	209	42	of	of	ADP
iiclr-25063	209	43	operating	operate	VERB
iiclr-25063	209	44	ghost	ghost	NOUN
iiclr-25063	209	45	and	and	CCONJ
iiclr-25063	209	46	multiple	multiple	ADJ
iiclr-25063	209	47	accounts	account	NOUN
iiclr-25063	209	48	by	by	ADP
iiclr-25063	209	49	one	one	NUM
iiclr-25063	209	50	customer	customer	NOUN
iiclr-25063	209	51	using	use	VERB
iiclr-25063	209	52	different	different	ADJ
iiclr-25063	209	53	names	name	NOUN
iiclr-25063	209	54	is	be	AUX
iiclr-25063	209	55	now	now	ADV
iiclr-25063	209	56	impossible	impossible	ADJ
iiclr-25063	209	57	as	as	SCONJ
iiclr-25063	209	58	only	only	ADV
iiclr-25063	209	59	a	a	DET
iiclr-25063	209	60	consistent	consistent	ADJ
iiclr-25063	209	61	set	set	NOUN
iiclr-25063	209	62	of	of	ADP
iiclr-25063	209	63	details	detail	NOUN
iiclr-25063	209	64	verified	verify	VERB
iiclr-25063	209	65	with	with	ADP
iiclr-25063	209	66	the	the	DET
iiclr-25063	209	67	use	use	NOUN
iiclr-25063	209	68	of	of	ADP
iiclr-25063	209	69	biometrics	biometric	NOUN
iiclr-25063	209	70	is	be	AUX
iiclr-25063	209	71	permitted	permit	VERB
iiclr-25063	209	72	for	for	ADP
iiclr-25063	209	73	each	each	DET
iiclr-25063	209	74	customer	customer	NOUN
iiclr-25063	209	75	.	.	PUNCT
iiclr-25063	210	1	while	while	SCONJ
iiclr-25063	210	2	this	this	DET
iiclr-25063	210	3	project	project	NOUN
iiclr-25063	210	4	is	be	AUX
iiclr-25063	210	5	laudable	laudable	ADJ
iiclr-25063	210	6	,	,	PUNCT
iiclr-25063	210	7	a	a	DET
iiclr-25063	210	8	major	major	ADJ
iiclr-25063	210	9	limitation	limitation	NOUN
iiclr-25063	210	10	is	be	AUX
iiclr-25063	210	11	that	that	SCONJ
iiclr-25063	210	12	only	only	ADV
iiclr-25063	210	13	customers	customer	NOUN
iiclr-25063	210	14	within	within	ADP
iiclr-25063	210	15	the	the	DET
iiclr-25063	210	16	financial	financial	ADJ
iiclr-25063	210	17	sector	sector	NOUN
iiclr-25063	210	18	are	be	AUX
iiclr-25063	210	19	registered	register	VERB
iiclr-25063	210	20	,	,	PUNCT
iiclr-25063	210	21	therefore	therefore	ADV
iiclr-25063	210	22	missing	miss	VERB
iiclr-25063	210	23	out	out	ADP
iiclr-25063	210	24	the	the	DET
iiclr-25063	210	25	goal	goal	NOUN
iiclr-25063	210	26	of	of	ADP
iiclr-25063	210	27	universality	universality	NOUN
iiclr-25063	210	28	.	.	PUNCT
iiclr-25063	211	1	significantly	significantly	ADV
iiclr-25063	211	2	,	,	PUNCT
iiclr-25063	211	3	about	about	ADV
iiclr-25063	211	4	39,778,181	39,778,181	NUM
iiclr-25063	211	5	have	have	AUX
iiclr-25063	211	6	been	be	AUX
iiclr-25063	211	7	captured	capture	VERB
iiclr-25063	211	8	by	by	ADP
iiclr-25063	211	9	the	the	DET
iiclr-25063	211	10	exercise	exercise	NOUN
iiclr-25063	211	11	as	as	ADP
iiclr-25063	211	12	of	of	ADP
iiclr-25063	211	13	november	november	PROPN
iiclr-25063	211	14	2019.51	2019.51	NUM
iiclr-25063	211	15	from	from	ADP
iiclr-25063	211	16	a	a	DET
iiclr-25063	211	17	sector	sector	NOUN
iiclr-25063	211	18	specific	specific	ADJ
iiclr-25063	211	19	point	point	NOUN
iiclr-25063	211	20	of	of	ADP
iiclr-25063	211	21	view	view	NOUN
iiclr-25063	211	22	therefore	therefore	ADV
iiclr-25063	211	23	,	,	PUNCT
iiclr-25063	211	24	success	success	NOUN
iiclr-25063	211	25	can	can	AUX
iiclr-25063	211	26	be	be	AUX
iiclr-25063	211	27	said	say	VERB
iiclr-25063	211	28	to	to	PART
iiclr-25063	211	29	have	have	AUX
iiclr-25063	211	30	been	be	AUX
iiclr-25063	211	31	achieved	achieve	VERB
iiclr-25063	211	32	.	.	PUNCT
iiclr-25063	212	1	on	on	ADP
iiclr-25063	212	2	a	a	DET
iiclr-25063	212	3	positive	positive	ADJ
iiclr-25063	212	4	note	note	NOUN
iiclr-25063	212	5	however	however	ADV
iiclr-25063	212	6	,	,	PUNCT
iiclr-25063	212	7	the	the	DET
iiclr-25063	212	8	nimc	nimc	NOUN
iiclr-25063	212	9	is	be	AUX
iiclr-25063	212	10	harmonising	harmonise	VERB
iiclr-25063	212	11	and	and	CCONJ
iiclr-25063	212	12	integrating	integrate	VERB
iiclr-25063	212	13	the	the	DET
iiclr-25063	212	14	commissions	commission	NOUN
iiclr-25063	212	15	’	'	PUNCT
iiclr-25063	212	16	data	datum	NOUN
iiclr-25063	212	17	with	with	ADP
iiclr-25063	212	18	that	that	PRON
iiclr-25063	212	19	of	of	ADP
iiclr-25063	212	20	other	other	ADJ
iiclr-25063	212	21	agencies	agency	NOUN
iiclr-25063	212	22	across	across	ADP
iiclr-25063	212	23	nigeria	nigeria	PRON
iiclr-25063	212	24	including	include	VERB
iiclr-25063	212	25	the	the	DET
iiclr-25063	212	26	nibss	nibss	NOUN
iiclr-25063	212	27	bvn	bvn	PROPN
iiclr-25063	212	28	data	datum	NOUN
iiclr-25063	212	29	with	with	ADP
iiclr-25063	212	30	already	already	ADV
iiclr-25063	212	31	evident	evident	ADJ
iiclr-25063	212	32	results.52	results.52	NOUN
iiclr-25063	212	33	in	in	ADP
iiclr-25063	212	34	49	49	NUM
iiclr-25063	212	35	.	.	PUNCT
iiclr-25063	213	1	nibss	nibss	NOUN
iiclr-25063	213	2	,	,	PUNCT
iiclr-25063	213	3	bank	bank	NOUN
iiclr-25063	213	4	verification	verification	NOUN
iiclr-25063	213	5	number	number	NOUN
iiclr-25063	213	6	:	:	PUNCT
iiclr-25063	213	7	about	about	ADP
iiclr-25063	213	8	,	,	PUNCT
iiclr-25063	213	9	https://nibss-plc.com.ng/bvn/	https://nibss-plc.com.ng/bvn/	PROPN
iiclr-25063	214	1	[	[	X
iiclr-25063	214	2	https://perma.cc/a6ns-yqam	https://perma.cc/a6ns-yqam	X
iiclr-25063	214	3	]	]	X
iiclr-25063	214	4	(	(	PUNCT
iiclr-25063	214	5	last	last	ADV
iiclr-25063	214	6	visited	visit	VERB
iiclr-25063	214	7	aug	aug	PROPN
iiclr-25063	214	8	.	.	PROPN
iiclr-25063	214	9	15	15	NUM
iiclr-25063	214	10	,	,	PUNCT
iiclr-25063	214	11	2019	2019	NUM
iiclr-25063	214	12	)	)	PUNCT
iiclr-25063	214	13	.	.	PUNCT
iiclr-25063	215	1	50	50	NUM
iiclr-25063	215	2	.	.	PUNCT
iiclr-25063	216	1	i	i	PRON
iiclr-25063	216	2	d.	d.	PROPN
iiclr-25063	216	3	51	51	NUM
iiclr-25063	216	4	.	.	PUNCT
iiclr-25063	217	1	i	i	PRON
iiclr-25063	217	2	d.	d.	PROPN
iiclr-25063	217	3	52	52	NUM
iiclr-25063	217	4	.	.	PUNCT
iiclr-25063	218	1	about	about	ADP
iiclr-25063	218	2	the	the	DET
iiclr-25063	218	3	nin	nin	PROPN
iiclr-25063	218	4	,	,	PUNCT
iiclr-25063	218	5	national	national	ADJ
iiclr-25063	218	6	identity	identity	NOUN
iiclr-25063	218	7	management	management	NOUN
iiclr-25063	218	8	commission	commission	NOUN
iiclr-25063	218	9	(	(	PUNCT
iiclr-25063	218	10	nimc	nimc	ADJ
iiclr-25063	218	11	)	)	PUNCT
iiclr-25063	218	12	,	,	PUNCT
iiclr-25063	218	13	https://www.nimc.gov.ng/about-nin/[https://perma.cc/lb63-vjbh	https://www.nimc.gov.ng/about-nin/[https://perma.cc/lb63-vjbh	PROPN
iiclr-25063	218	14	]	]	X
iiclr-25063	218	15	(	(	PUNCT
iiclr-25063	218	16	last	last	ADV
iiclr-25063	218	17	visited	visit	VERB
iiclr-25063	218	18	aug	aug	PROPN
iiclr-25063	218	19	.	.	PROPN
iiclr-25063	218	20	6	6	NUM
iiclr-25063	218	21	,	,	PUNCT
iiclr-25063	218	22	2019	2019	NUM
iiclr-25063	218	23	)	)	PUNCT
iiclr-25063	218	24	.	.	PUNCT
iiclr-25063	219	1	see	see	VERB
iiclr-25063	219	2	also	also	ADV
iiclr-25063	219	3	mandatory	mandatory	ADJ
iiclr-25063	219	4	use	use	NOUN
iiclr-25063	219	5	of	of	ADP
iiclr-25063	219	6	identification	identification	NOUN
iiclr-25063	219	7	number	number	NOUN
iiclr-25063	219	8	regulations	regulation	NOUN
iiclr-25063	219	9	,	,	PUNCT
iiclr-25063	219	10	2015	2015	NUM
iiclr-25063	219	11	,	,	PUNCT
iiclr-25063	219	12	81	81	NUM
iiclr-25063	219	13	federal	federal	ADJ
iiclr-25063	219	14	republic	republic	NOUN
iiclr-25063	219	15	of	of	ADP
iiclr-25063	219	16	nigeria	nigeria	PROPN
iiclr-25063	219	17	official	official	ADJ
iiclr-25063	219	18	gazette	gazette	PROPN
iiclr-25063	219	19	102	102	NUM
iiclr-25063	219	20	,	,	PUNCT
iiclr-25063	219	21	273	273	NUM
iiclr-25063	219	22	at	at	ADP
iiclr-25063	219	23	277	277	NUM
iiclr-25063	219	24	-	-	SYM
iiclr-25063	219	25	78	78	NUM
iiclr-25063	219	26	(	(	PUNCT
iiclr-25063	219	27	may	may	PROPN
iiclr-25063	219	28	15	15	NUM
iiclr-25063	219	29	,	,	PUNCT
iiclr-25063	219	30	2015	2015	NUM
iiclr-25063	219	31	)	)	PUNCT
iiclr-25063	219	32	,	,	PUNCT
iiclr-25063	219	33	https://www.nimc.gov.ng/docs/	https://www.nimc.gov.ng/docs/	PROPN
iiclr-25063	219	34	mandatorynin_gazetted.pdf	mandatorynin_gazetted.pdf	PROPN
iiclr-25063	219	35	[	[	X
iiclr-25063	219	36	https://perma.cc/yv6n-hqea	https://perma.cc/yv6n-hqea	X
iiclr-25063	219	37	]	]	PUNCT
iiclr-25063	219	38	.	.	PUNCT
iiclr-25063	220	1	2019	2019	NUM
iiclr-25063	220	2	]	]	PUNCT
iiclr-25063	220	3	identification	identification	NOUN
iiclr-25063	220	4	management	management	NOUN
iiclr-25063	220	5	in	in	ADP
iiclr-25063	220	6	nigeria	nigeria	PROPN
iiclr-25063	220	7	45	45	NUM
iiclr-25063	220	8	four	four	NUM
iiclr-25063	220	9	years	year	NOUN
iiclr-25063	220	10	of	of	ADP
iiclr-25063	220	11	the	the	DET
iiclr-25063	220	12	harmonisation	harmonisation	NOUN
iiclr-25063	220	13	exercise	exercise	NOUN
iiclr-25063	220	14	,	,	PUNCT
iiclr-25063	220	15	the	the	DET
iiclr-25063	220	16	number	number	NOUN
iiclr-25063	220	17	of	of	ADP
iiclr-25063	220	18	registered	register	VERB
iiclr-25063	220	19	persons	person	NOUN
iiclr-25063	220	20	has	have	AUX
iiclr-25063	220	21	grown	grow	VERB
iiclr-25063	220	22	from	from	ADP
iiclr-25063	220	23	7	7	NUM
iiclr-25063	220	24	million	million	NUM
iiclr-25063	220	25	in	in	ADP
iiclr-25063	220	26	2015	2015	NUM
iiclr-25063	220	27	to	to	PART
iiclr-25063	220	28	30	30	NUM
iiclr-25063	220	29	million	million	NUM
iiclr-25063	220	30	as	as	ADP
iiclr-25063	220	31	of	of	ADP
iiclr-25063	220	32	2017.53	2017.53	NUM
iiclr-25063	220	33	d.	d.	NOUN
iiclr-25063	220	34	impact	impact	NOUN
iiclr-25063	220	35	of	of	ADP
iiclr-25063	220	36	national	national	ADJ
iiclr-25063	220	37	identification	identification	NOUN
iiclr-25063	220	38	efforts	effort	NOUN
iiclr-25063	220	39	on	on	ADP
iiclr-25063	220	40	financial	financial	ADJ
iiclr-25063	220	41	inclusion	inclusion	NOUN
iiclr-25063	220	42	in	in	ADP
iiclr-25063	220	43	spite	spite	NOUN
iiclr-25063	220	44	of	of	ADP
iiclr-25063	220	45	the	the	DET
iiclr-25063	220	46	foregoing	forego	VERB
iiclr-25063	220	47	efforts	effort	NOUN
iiclr-25063	220	48	by	by	ADP
iiclr-25063	220	49	the	the	DET
iiclr-25063	220	50	cbn	cbn	PROPN
iiclr-25063	220	51	towards	towards	ADP
iiclr-25063	220	52	improving	improve	VERB
iiclr-25063	220	53	financial	financial	ADJ
iiclr-25063	220	54	inclusion	inclusion	NOUN
iiclr-25063	220	55	and	and	CCONJ
iiclr-25063	220	56	ensuring	ensure	VERB
iiclr-25063	220	57	that	that	SCONJ
iiclr-25063	220	58	consumers	consumer	NOUN
iiclr-25063	220	59	at	at	ADP
iiclr-25063	220	60	the	the	DET
iiclr-25063	220	61	base	base	NOUN
iiclr-25063	220	62	of	of	ADP
iiclr-25063	220	63	the	the	DET
iiclr-25063	220	64	pyramid	pyramid	NOUN
iiclr-25063	220	65	obtain	obtain	VERB
iiclr-25063	220	66	access	access	NOUN
iiclr-25063	220	67	to	to	ADP
iiclr-25063	220	68	financial	financial	ADJ
iiclr-25063	220	69	services	service	NOUN
iiclr-25063	220	70	,	,	PUNCT
iiclr-25063	220	71	financial	financial	ADJ
iiclr-25063	220	72	inclusion	inclusion	NOUN
iiclr-25063	220	73	figures	figure	NOUN
iiclr-25063	220	74	in	in	ADP
iiclr-25063	220	75	nigeria	nigeria	PROPN
iiclr-25063	220	76	remain	remain	VERB
iiclr-25063	220	77	low	low	ADJ
iiclr-25063	220	78	.	.	PUNCT
iiclr-25063	221	1	the	the	DET
iiclr-25063	221	2	nibss	nibss	NOUN
iiclr-25063	221	3	bvn	bvn	PROPN
iiclr-25063	221	4	number	number	NOUN
iiclr-25063	221	5	,	,	PUNCT
iiclr-25063	221	6	though	though	SCONJ
iiclr-25063	221	7	successful	successful	ADJ
iiclr-25063	221	8	,	,	PUNCT
iiclr-25063	221	9	only	only	ADV
iiclr-25063	221	10	addresses	address	NOUN
iiclr-25063	221	11	some	some	DET
iiclr-25063	221	12	on	on	ADP
iiclr-25063	221	13	-	-	PUNCT
iiclr-25063	221	14	boarding	boarding	NOUN
iiclr-25063	221	15	concerns	concern	NOUN
iiclr-25063	221	16	of	of	ADP
iiclr-25063	221	17	the	the	DET
iiclr-25063	221	18	banked	bank	VERB
iiclr-25063	221	19	as	as	SCONJ
iiclr-25063	221	20	stated	state	VERB
iiclr-25063	221	21	above	above	ADV
iiclr-25063	221	22	.	.	PUNCT
iiclr-25063	222	1	section	section	NOUN
iiclr-25063	222	2	1.4	1.4	NUM
iiclr-25063	222	3	above	above	ADP
iiclr-25063	222	4	highlights	highlight	NOUN
iiclr-25063	222	5	that	that	DET
iiclr-25063	222	6	bvn	bvn	NOUN
iiclr-25063	222	7	is	be	AUX
iiclr-25063	222	8	only	only	ADV
iiclr-25063	222	9	requested	request	VERB
iiclr-25063	222	10	as	as	ADP
iiclr-25063	222	11	a	a	DET
iiclr-25063	222	12	supplementary	supplementary	ADJ
iiclr-25063	222	13	to	to	ADP
iiclr-25063	222	14	physical	physical	ADJ
iiclr-25063	222	15	documentation	documentation	NOUN
iiclr-25063	222	16	during	during	ADP
iiclr-25063	222	17	account	account	NOUN
iiclr-25063	222	18	opening	opening	NOUN
iiclr-25063	222	19	but	but	CCONJ
iiclr-25063	222	20	not	not	PART
iiclr-25063	222	21	as	as	ADP
iiclr-25063	222	22	a	a	DET
iiclr-25063	222	23	standalone	standalone	ADJ
iiclr-25063	222	24	requirement	requirement	NOUN
iiclr-25063	222	25	.	.	PUNCT
iiclr-25063	223	1	although	although	SCONJ
iiclr-25063	223	2	low	low	ADJ
iiclr-25063	223	3	-	-	PUNCT
iiclr-25063	223	4	value	value	NOUN
iiclr-25063	223	5	accounts	account	NOUN
iiclr-25063	223	6	can	can	AUX
iiclr-25063	223	7	be	be	AUX
iiclr-25063	223	8	opened	open	VERB
iiclr-25063	223	9	by	by	ADP
iiclr-25063	223	10	presenting	present	VERB
iiclr-25063	223	11	personal	personal	ADJ
iiclr-25063	223	12	,	,	PUNCT
iiclr-25063	223	13	contact	contact	NOUN
iiclr-25063	223	14	details	detail	NOUN
iiclr-25063	223	15	and	and	CCONJ
iiclr-25063	223	16	biometrics	biometric	NOUN
iiclr-25063	223	17	without	without	ADP
iiclr-25063	223	18	the	the	DET
iiclr-25063	223	19	need	need	NOUN
iiclr-25063	223	20	for	for	ADP
iiclr-25063	223	21	documentation	documentation	NOUN
iiclr-25063	223	22	,	,	PUNCT
iiclr-25063	223	23	limitations	limitation	NOUN
iiclr-25063	223	24	on	on	ADP
iiclr-25063	223	25	thresholds	threshold	NOUN
iiclr-25063	223	26	in	in	ADP
iiclr-25063	223	27	terms	term	NOUN
iiclr-25063	223	28	of	of	ADP
iiclr-25063	223	29	value	value	NOUN
iiclr-25063	223	30	and	and	CCONJ
iiclr-25063	223	31	volume	volume	NOUN
iiclr-25063	223	32	of	of	ADP
iiclr-25063	223	33	transactions	transaction	NOUN
iiclr-25063	223	34	as	as	ADV
iiclr-25063	223	35	well	well	ADV
iiclr-25063	223	36	as	as	ADP
iiclr-25063	223	37	geographical	geographical	ADJ
iiclr-25063	223	38	restrictions	restriction	NOUN
iiclr-25063	223	39	diminish	diminish	VERB
iiclr-25063	223	40	the	the	DET
iiclr-25063	223	41	quality	quality	NOUN
iiclr-25063	223	42	of	of	ADP
iiclr-25063	223	43	financial	financial	ADJ
iiclr-25063	223	44	services	service	NOUN
iiclr-25063	223	45	offered	offer	VERB
iiclr-25063	223	46	to	to	PART
iiclr-25063	223	47	account	account	VERB
iiclr-25063	223	48	holders	holder	NOUN
iiclr-25063	223	49	.	.	PUNCT
iiclr-25063	224	1	notably	notably	ADV
iiclr-25063	224	2	,	,	PUNCT
iiclr-25063	224	3	6.9per	6.9per	NUM
iiclr-25063	224	4	cent	cent	NOUN
iiclr-25063	224	5	of	of	ADP
iiclr-25063	224	6	nigerians	nigerians	PROPN
iiclr-25063	224	7	cite	cite	VERB
iiclr-25063	224	8	complexity	complexity	NOUN
iiclr-25063	224	9	of	of	ADP
iiclr-25063	224	10	documentation	documentation	NOUN
iiclr-25063	224	11	in	in	ADP
iiclr-25063	224	12	account	account	NOUN
iiclr-25063	224	13	opening	opening	NOUN
iiclr-25063	224	14	and	and	CCONJ
iiclr-25063	224	15	4.2per	4.2per	NUM
iiclr-25063	224	16	cent	cent	NOUN
iiclr-25063	224	17	of	of	ADP
iiclr-25063	224	18	rural	rural	ADJ
iiclr-25063	224	19	dwellers	dweller	NOUN
iiclr-25063	224	20	specifically	specifically	ADV
iiclr-25063	224	21	cite	cite	VERB
iiclr-25063	224	22	the	the	DET
iiclr-25063	224	23	lack	lack	NOUN
iiclr-25063	224	24	of	of	ADP
iiclr-25063	224	25	identification	identification	NOUN
iiclr-25063	224	26	documentation	documentation	NOUN
iiclr-25063	224	27	as	as	ADP
iiclr-25063	224	28	a	a	DET
iiclr-25063	224	29	barrier	barrier	NOUN
iiclr-25063	224	30	to	to	ADP
iiclr-25063	224	31	financial	financial	ADJ
iiclr-25063	224	32	inclusion.54	inclusion.54	NOUN
iiclr-25063	224	33	this	this	PRON
iiclr-25063	224	34	calls	call	VERB
iiclr-25063	224	35	for	for	ADP
iiclr-25063	224	36	more	more	ADV
iiclr-25063	224	37	targeted	target	VERB
iiclr-25063	224	38	efforts	effort	NOUN
iiclr-25063	224	39	that	that	PRON
iiclr-25063	224	40	consider	consider	VERB
iiclr-25063	224	41	the	the	DET
iiclr-25063	224	42	challenges	challenge	NOUN
iiclr-25063	224	43	of	of	ADP
iiclr-25063	224	44	the	the	DET
iiclr-25063	224	45	excluded	exclude	VERB
iiclr-25063	224	46	class	class	NOUN
iiclr-25063	224	47	.	.	PUNCT
iiclr-25063	225	1	with	with	ADP
iiclr-25063	225	2	the	the	DET
iiclr-25063	225	3	advancement	advancement	NOUN
iiclr-25063	225	4	in	in	ADP
iiclr-25063	225	5	modern	modern	ADJ
iiclr-25063	225	6	technology	technology	NOUN
iiclr-25063	225	7	where	where	SCONJ
iiclr-25063	225	8	biometrics	biometric	NOUN
iiclr-25063	225	9	features	feature	NOUN
iiclr-25063	225	10	can	can	AUX
iiclr-25063	225	11	be	be	AUX
iiclr-25063	225	12	employed	employ	VERB
iiclr-25063	225	13	more	more	ADV
iiclr-25063	225	14	meaningfully	meaningfully	ADV
iiclr-25063	225	15	to	to	PART
iiclr-25063	225	16	achieve	achieve	VERB
iiclr-25063	225	17	financial	financial	ADJ
iiclr-25063	225	18	inclusion	inclusion	NOUN
iiclr-25063	225	19	goals	goal	NOUN
iiclr-25063	225	20	,	,	PUNCT
iiclr-25063	225	21	continued	continue	VERB
iiclr-25063	225	22	insistence	insistence	NOUN
iiclr-25063	225	23	on	on	ADP
iiclr-25063	225	24	physical	physical	ADJ
iiclr-25063	225	25	documentation	documentation	NOUN
iiclr-25063	225	26	loses	lose	VERB
iiclr-25063	225	27	appeal	appeal	NOUN
iiclr-25063	225	28	.	.	PUNCT
iiclr-25063	226	1	part	part	NOUN
iiclr-25063	226	2	iii	iii	NOUN
iiclr-25063	226	3	of	of	ADP
iiclr-25063	226	4	this	this	DET
iiclr-25063	226	5	work	work	NOUN
iiclr-25063	226	6	therefore	therefore	ADV
iiclr-25063	226	7	examines	examine	VERB
iiclr-25063	226	8	the	the	DET
iiclr-25063	226	9	use	use	NOUN
iiclr-25063	226	10	of	of	ADP
iiclr-25063	226	11	biometrics	biometric	NOUN
iiclr-25063	226	12	as	as	ADP
iiclr-25063	226	13	an	an	DET
iiclr-25063	226	14	alternative	alternative	NOUN
iiclr-25063	226	15	and	and	CCONJ
iiclr-25063	226	16	not	not	PART
iiclr-25063	226	17	a	a	DET
iiclr-25063	226	18	supplementary	supplementary	ADJ
iiclr-25063	226	19	metric	metric	NOUN
iiclr-25063	226	20	of	of	ADP
iiclr-25063	226	21	identification	identification	NOUN
iiclr-25063	226	22	.	.	PUNCT
iiclr-25063	227	1	the	the	DET
iiclr-25063	227	2	potential	potential	NOUN
iiclr-25063	227	3	for	for	ADP
iiclr-25063	227	4	ensuring	ensure	VERB
iiclr-25063	227	5	universal	universal	ADJ
iiclr-25063	227	6	financial	financial	ADJ
iiclr-25063	227	7	inclusion	inclusion	NOUN
iiclr-25063	227	8	using	use	VERB
iiclr-25063	227	9	biometrics	biometric	NOUN
iiclr-25063	227	10	as	as	ADP
iiclr-25063	227	11	a	a	DET
iiclr-25063	227	12	viable	viable	ADJ
iiclr-25063	227	13	alternative	alternative	NOUN
iiclr-25063	227	14	to	to	ADP
iiclr-25063	227	15	physical	physical	ADJ
iiclr-25063	227	16	documentation	documentation	NOUN
iiclr-25063	227	17	is	be	AUX
iiclr-25063	227	18	also	also	ADV
iiclr-25063	227	19	highlighted	highlight	VERB
iiclr-25063	227	20	.	.	PUNCT
iiclr-25063	228	1	iii	iii	X
iiclr-25063	228	2	.	.	PUNCT
iiclr-25063	228	3	innovative	innovative	ADJ
iiclr-25063	228	4	approaches	approach	NOUN
iiclr-25063	228	5	to	to	ADP
iiclr-25063	228	6	national	national	ADJ
iiclr-25063	228	7	identification	identification	NOUN
iiclr-25063	228	8	registration	registration	NOUN
iiclr-25063	228	9	a.	a.	NOUN
iiclr-25063	228	10	biometrics	biometric	NOUN
iiclr-25063	228	11	as	as	ADP
iiclr-25063	228	12	an	an	DET
iiclr-25063	228	13	authentic	authentic	ADJ
iiclr-25063	228	14	alternative	alternative	NOUN
iiclr-25063	228	15	for	for	ADP
iiclr-25063	228	16	identification	identification	NOUN
iiclr-25063	228	17	biometrics	biometric	NOUN
iiclr-25063	228	18	is	be	AUX
iiclr-25063	228	19	defined	define	VERB
iiclr-25063	228	20	as	as	ADP
iiclr-25063	228	21	“	"	PUNCT
iiclr-25063	228	22	metrics	metric	NOUN
iiclr-25063	228	23	related	relate	VERB
iiclr-25063	228	24	to	to	ADP
iiclr-25063	228	25	human	human	ADJ
iiclr-25063	228	26	characteristics	characteristic	NOUN
iiclr-25063	228	27	”	"	PUNCT
iiclr-25063	228	28	including	include	VERB
iiclr-25063	228	29	fingerprint	fingerprint	NOUN
iiclr-25063	228	30	,	,	PUNCT
iiclr-25063	228	31	face	face	NOUN
iiclr-25063	228	32	recognition	recognition	NOUN
iiclr-25063	228	33	,	,	PUNCT
iiclr-25063	228	34	palm	palm	NOUN
iiclr-25063	228	35	veins	vein	NOUN
iiclr-25063	228	36	,	,	PUNCT
iiclr-25063	228	37	etc.55	etc.55	SCONJ
iiclr-25063	228	38	this	this	PRON
iiclr-25063	228	39	is	be	AUX
iiclr-25063	228	40	also	also	ADV
iiclr-25063	228	41	defined	define	VERB
iiclr-25063	228	42	as	as	ADP
iiclr-25063	228	43	“	"	PUNCT
iiclr-25063	228	44	using	use	VERB
iiclr-25063	228	45	measurements	measurement	NOUN
iiclr-25063	228	46	of	of	ADP
iiclr-25063	228	47	human	human	ADJ
iiclr-25063	228	48	features	feature	NOUN
iiclr-25063	228	49	,	,	PUNCT
iiclr-25063	228	50	such	such	ADJ
iiclr-25063	228	51	as	as	ADP
iiclr-25063	228	52	fingers	finger	NOUN
iiclr-25063	228	53	or	or	CCONJ
iiclr-25063	228	54	eyes	eye	NOUN
iiclr-25063	228	55	in	in	ADP
iiclr-25063	228	56	order	order	NOUN
iiclr-25063	228	57	to	to	PART
iiclr-25063	228	58	identify	identify	VERB
iiclr-25063	228	59	people	people	NOUN
iiclr-25063	228	60	.	.	PUNCT
iiclr-25063	229	1	”56	”56	VERB
iiclr-25063	229	2	some	some	DET
iiclr-25063	229	3	examples	example	NOUN
iiclr-25063	229	4	include	include	VERB
iiclr-25063	229	5	fingerprints	fingerprint	NOUN
iiclr-25063	229	6	,	,	PUNCT
iiclr-25063	229	7	iris	iris	NOUN
iiclr-25063	229	8	scans	scan	NOUN
iiclr-25063	229	9	and	and	CCONJ
iiclr-25063	229	10	palm	palm	NOUN
iiclr-25063	229	11	prints	print	NOUN
iiclr-25063	229	12	.	.	PUNCT
iiclr-25063	230	1	aside	aside	ADP
iiclr-25063	230	2	these	these	DET
iiclr-25063	230	3	popular	popular	ADJ
iiclr-25063	230	4	features	feature	NOUN
iiclr-25063	230	5	,	,	PUNCT
iiclr-25063	230	6	medical	medical	ADJ
iiclr-25063	230	7	breakthrough	breakthrough	NOUN
iiclr-25063	230	8	has	have	AUX
iiclr-25063	230	9	broadened	broaden	VERB
iiclr-25063	230	10	the	the	DET
iiclr-25063	230	11	range	range	NOUN
iiclr-25063	230	12	of	of	ADP
iiclr-25063	230	13	biometrics	biometric	NOUN
iiclr-25063	230	14	to	to	PART
iiclr-25063	230	15	include	include	VERB
iiclr-25063	230	16	physical	physical	ADJ
iiclr-25063	230	17	and	and	CCONJ
iiclr-25063	230	18	behavioural	behavioural	ADJ
iiclr-25063	230	19	biometrics	biometric	NOUN
iiclr-25063	230	20	,	,	PUNCT
iiclr-25063	230	21	such	such	ADJ
iiclr-25063	230	22	as	as	ADP
iiclr-25063	230	23	vein	vein	ADJ
iiclr-25063	230	24	patterns	pattern	NOUN
iiclr-25063	230	25	,	,	PUNCT
iiclr-25063	230	26	53	53	NUM
iiclr-25063	230	27	.	.	PUNCT
iiclr-25063	231	1	emma	emma	PROPN
iiclr-25063	231	2	okonji	okonji	PROPN
iiclr-25063	231	3	,	,	PUNCT
iiclr-25063	231	4	nimc	nimc	NOUN
iiclr-25063	231	5	registered	register	VERB
iiclr-25063	231	6	21.4	21.4	NUM
iiclr-25063	231	7	million	million	NUM
iiclr-25063	231	8	nigerians	nigerians	PROPN
iiclr-25063	231	9	in	in	ADP
iiclr-25063	231	10	five	five	NUM
iiclr-25063	231	11	years	year	NOUN
iiclr-25063	231	12	,	,	PUNCT
iiclr-25063	231	13	thisdaylive	thisdaylive	ADJ
iiclr-25063	231	14	(	(	PUNCT
iiclr-25063	231	15	sept	sept	PROPN
iiclr-25063	231	16	.	.	PROPN
iiclr-25063	231	17	13	13	NUM
iiclr-25063	231	18	,	,	PUNCT
iiclr-25063	231	19	2017	2017	NUM
iiclr-25063	231	20	)	)	PUNCT
iiclr-25063	231	21	,	,	PUNCT
iiclr-25063	231	22	https://www.thisdaylive.com/index.php/2017/09/13/nimc-registered-21-4-millionnigerians-in-five-years/	https://www.thisdaylive.com/index.php/2017/09/13/nimc-registered-21-4-millionnigerians-in-five-years/	VERB
iiclr-25063	231	23	[	[	X
iiclr-25063	231	24	https://perma.cc/r9cr-7ev2	https://perma.cc/r9cr-7ev2	NOUN
iiclr-25063	231	25	]	]	PUNCT
iiclr-25063	231	26	.	.	PUNCT
iiclr-25063	232	1	see	see	VERB
iiclr-25063	232	2	also	also	ADV
iiclr-25063	232	3	30	30	NUM
iiclr-25063	232	4	million	million	NUM
iiclr-25063	232	5	nigerians	nigerians	PROPN
iiclr-25063	232	6	get	get	VERB
iiclr-25063	232	7	national	national	ADJ
iiclr-25063	232	8	identity	identity	NOUN
iiclr-25063	232	9	number	number	NOUN
iiclr-25063	232	10	,	,	PUNCT
iiclr-25063	232	11	supra	supra	PROPN
iiclr-25063	232	12	note	note	NOUN
iiclr-25063	232	13	44	44	NUM
iiclr-25063	232	14	.	.	PUNCT
iiclr-25063	233	1	54	54	NUM
iiclr-25063	233	2	.	.	PUNCT
iiclr-25063	234	1	key	key	ADJ
iiclr-25063	234	2	findings	finding	NOUN
iiclr-25063	234	3	:	:	PUNCT
iiclr-25063	234	4	efina	efina	PROPN
iiclr-25063	234	5	access	access	NOUN
iiclr-25063	234	6	to	to	ADP
iiclr-25063	234	7	financial	financial	ADJ
iiclr-25063	234	8	services	service	NOUN
iiclr-25063	234	9	in	in	ADP
iiclr-25063	234	10	nigeria	nigeria	PROPN
iiclr-25063	234	11	(	(	PUNCT
iiclr-25063	234	12	a2f	a2f	PROPN
iiclr-25063	234	13	)	)	PUNCT
iiclr-25063	234	14	2016	2016	NUM
iiclr-25063	234	15	survey	survey	NOUN
iiclr-25063	234	16	,	,	PUNCT
iiclr-25063	234	17	supra	supra	PROPN
iiclr-25063	234	18	note	note	NOUN
iiclr-25063	234	19	47	47	NUM
iiclr-25063	234	20	.	.	PUNCT
iiclr-25063	235	1	55	55	NUM
iiclr-25063	235	2	.	.	X
iiclr-25063	235	3	chenshan	chenshan	PROPN
iiclr-25063	235	4	&	&	CCONJ
iiclr-25063	235	5	reeve	reeve	PROPN
iiclr-25063	235	6	,	,	PUNCT
iiclr-25063	235	7	supra	supra	PROPN
iiclr-25063	235	8	note	note	PROPN
iiclr-25063	235	9	8	8	NUM
iiclr-25063	235	10	.	.	X
iiclr-25063	236	1	56	56	NUM
iiclr-25063	236	2	.	.	PUNCT
iiclr-25063	236	3	biometrics	biometric	NOUN
iiclr-25063	236	4	,	,	PUNCT
iiclr-25063	236	5	oxford	oxford	PROPN
iiclr-25063	236	6	advanced	advanced	ADJ
iiclr-25063	236	7	learner	learner	NOUN
iiclr-25063	236	8	’s	’s	PART
iiclr-25063	236	9	dictionary(2019	dictionary(2019	NUM
iiclr-25063	236	10	)	)	PUNCT
iiclr-25063	236	11	.	.	PUNCT
iiclr-25063	237	1	46	46	NUM
iiclr-25063	237	2	indiana	indiana	PROPN
iiclr-25063	237	3	int’l	int’l	NUM
iiclr-25063	237	4	&	&	CCONJ
iiclr-25063	237	5	comp	comp	PROPN
iiclr-25063	237	6	.	.	PUNCT
iiclr-25063	238	1	law	law	NOUN
iiclr-25063	238	2	review	review	NOUN
iiclr-25063	238	3	[	[	X
iiclr-25063	238	4	vol	vol	NOUN
iiclr-25063	238	5	.	.	PUNCT
iiclr-25063	238	6	30:33	30:33	NUM
iiclr-25063	238	7	lip	lip	NOUN
iiclr-25063	238	8	movements	movement	NOUN
iiclr-25063	238	9	,	,	PUNCT
iiclr-25063	238	10	dna	dna	NOUN
iiclr-25063	238	11	,	,	PUNCT
iiclr-25063	238	12	voice	voice	NOUN
iiclr-25063	238	13	,	,	PUNCT
iiclr-25063	238	14	smell	smell	NOUN
iiclr-25063	238	15	,	,	PUNCT
iiclr-25063	238	16	electrocardiogram	electrocardiogram	NOUN
iiclr-25063	238	17	(	(	PUNCT
iiclr-25063	238	18	ecg	ecg	PROPN
iiclr-25063	238	19	)	)	PUNCT
iiclr-25063	238	20	,	,	PUNCT
iiclr-25063	238	21	electroencephalogram	electroencephalogram	NOUN
iiclr-25063	238	22	(	(	PUNCT
iiclr-25063	238	23	eeg	eeg	NOUN
iiclr-25063	238	24	)	)	PUNCT
iiclr-25063	238	25	,	,	PUNCT
iiclr-25063	238	26	gait	gait	NOUN
iiclr-25063	238	27	,	,	PUNCT
iiclr-25063	238	28	dynamic	dynamic	ADJ
iiclr-25063	238	29	signature	signature	NOUN
iiclr-25063	238	30	and	and	CCONJ
iiclr-25063	238	31	keystroke	keystroke	PROPN
iiclr-25063	238	32	patterns.57	patterns.57	PROPN
iiclr-25063	238	33	the	the	DET
iiclr-25063	238	34	value	value	NOUN
iiclr-25063	238	35	in	in	ADP
iiclr-25063	238	36	using	use	VERB
iiclr-25063	238	37	biometrics	biometric	NOUN
iiclr-25063	238	38	lies	lie	VERB
iiclr-25063	238	39	in	in	ADP
iiclr-25063	238	40	the	the	DET
iiclr-25063	238	41	fact	fact	NOUN
iiclr-25063	238	42	that	that	SCONJ
iiclr-25063	238	43	every	every	DET
iiclr-25063	238	44	citizen	citizen	NOUN
iiclr-25063	238	45	possesses	possess	VERB
iiclr-25063	238	46	more	more	ADJ
iiclr-25063	238	47	than	than	ADP
iiclr-25063	238	48	one	one	NUM
iiclr-25063	238	49	of	of	ADP
iiclr-25063	238	50	these	these	DET
iiclr-25063	238	51	features	feature	NOUN
iiclr-25063	238	52	irrespective	irrespective	ADV
iiclr-25063	238	53	of	of	ADP
iiclr-25063	238	54	age	age	NOUN
iiclr-25063	238	55	,	,	PUNCT
iiclr-25063	238	56	geographical	geographical	ADJ
iiclr-25063	238	57	location	location	NOUN
iiclr-25063	238	58	and	and	CCONJ
iiclr-25063	238	59	social	social	ADJ
iiclr-25063	238	60	status	status	NOUN
iiclr-25063	238	61	and	and	CCONJ
iiclr-25063	238	62	thus	thus	ADV
iiclr-25063	238	63	provides	provide	VERB
iiclr-25063	238	64	inimitable	inimitable	ADJ
iiclr-25063	238	65	and	and	CCONJ
iiclr-25063	238	66	universally	universally	ADV
iiclr-25063	238	67	available	available	ADJ
iiclr-25063	238	68	metrics	metric	NOUN
iiclr-25063	238	69	for	for	ADP
iiclr-25063	238	70	the	the	DET
iiclr-25063	238	71	identification	identification	NOUN
iiclr-25063	238	72	of	of	ADP
iiclr-25063	238	73	all	all	DET
iiclr-25063	238	74	citizens	citizen	NOUN
iiclr-25063	238	75	.	.	PUNCT
iiclr-25063	239	1	biometrics	biometric	NOUN
iiclr-25063	239	2	therefore	therefore	ADV
iiclr-25063	239	3	holds	hold	VERB
iiclr-25063	239	4	the	the	DET
iiclr-25063	239	5	potential	potential	NOUN
iiclr-25063	239	6	for	for	ADP
iiclr-25063	239	7	universal	universal	ADJ
iiclr-25063	239	8	identification	identification	NOUN
iiclr-25063	239	9	.	.	PUNCT
iiclr-25063	240	1	biometrics	biometric	NOUN
iiclr-25063	240	2	promotes	promote	VERB
iiclr-25063	240	3	authenticity	authenticity	NOUN
iiclr-25063	240	4	of	of	ADP
iiclr-25063	240	5	data	datum	NOUN
iiclr-25063	240	6	subject	subject	ADJ
iiclr-25063	240	7	as	as	ADP
iiclr-25063	240	8	research	research	NOUN
iiclr-25063	240	9	has	have	AUX
iiclr-25063	240	10	proven	prove	VERB
iiclr-25063	240	11	that	that	SCONJ
iiclr-25063	240	12	even	even	ADV
iiclr-25063	240	13	in	in	ADP
iiclr-25063	240	14	the	the	DET
iiclr-25063	240	15	case	case	NOUN
iiclr-25063	240	16	of	of	ADP
iiclr-25063	240	17	identical	identical	ADJ
iiclr-25063	240	18	twins	twin	NOUN
iiclr-25063	240	19	who	who	PRON
iiclr-25063	240	20	share	share	VERB
iiclr-25063	240	21	the	the	DET
iiclr-25063	240	22	same	same	ADJ
iiclr-25063	240	23	genetic	genetic	ADJ
iiclr-25063	240	24	expression	expression	NOUN
iiclr-25063	240	25	,	,	PUNCT
iiclr-25063	240	26	differences	difference	NOUN
iiclr-25063	240	27	in	in	ADP
iiclr-25063	240	28	specific	specific	ADJ
iiclr-25063	240	29	biometrics	biometric	NOUN
iiclr-25063	240	30	such	such	ADJ
iiclr-25063	240	31	as	as	ADP
iiclr-25063	240	32	fingerprints	fingerprint	NOUN
iiclr-25063	240	33	,	,	PUNCT
iiclr-25063	240	34	iris	iris	NOUN
iiclr-25063	240	35	and	and	CCONJ
iiclr-25063	240	36	retina	retina	NOUN
iiclr-25063	240	37	exist	exist	VERB
iiclr-25063	240	38	due	due	ADP
iiclr-25063	240	39	to	to	ADP
iiclr-25063	240	40	continually	continually	ADV
iiclr-25063	240	41	changing	change	VERB
iiclr-25063	240	42	genetic	genetic	ADJ
iiclr-25063	240	43	information	information	NOUN
iiclr-25063	240	44	and	and	CCONJ
iiclr-25063	240	45	environmental	environmental	ADJ
iiclr-25063	240	46	conditions	condition	NOUN
iiclr-25063	240	47	including	include	VERB
iiclr-25063	240	48	living	living	NOUN
iiclr-25063	240	49	style	style	NOUN
iiclr-25063	240	50	,	,	PUNCT
iiclr-25063	240	51	diet	diet	NOUN
iiclr-25063	240	52	and	and	CCONJ
iiclr-25063	240	53	climate	climate	NOUN
iiclr-25063	240	54	which	which	PRON
iiclr-25063	240	55	occur	occur	VERB
iiclr-25063	240	56	with	with	ADP
iiclr-25063	240	57	maturity.58	maturity.58	PROPN
iiclr-25063	240	58	for	for	ADP
iiclr-25063	240	59	individuals	individual	NOUN
iiclr-25063	240	60	,	,	PUNCT
iiclr-25063	240	61	the	the	DET
iiclr-25063	240	62	iris	iris	NOUN
iiclr-25063	240	63	of	of	ADP
iiclr-25063	240	64	the	the	DET
iiclr-25063	240	65	eye	eye	NOUN
iiclr-25063	240	66	is	be	AUX
iiclr-25063	240	67	deemed	deem	VERB
iiclr-25063	240	68	a	a	DET
iiclr-25063	240	69	unique	unique	ADJ
iiclr-25063	240	70	biometric	biometric	ADJ
iiclr-25063	240	71	feature	feature	NOUN
iiclr-25063	240	72	in	in	ADP
iiclr-25063	240	73	identical	identical	ADJ
iiclr-25063	240	74	twins	twin	NOUN
iiclr-25063	240	75	and	and	CCONJ
iiclr-25063	240	76	is	be	AUX
iiclr-25063	240	77	fully	fully	ADV
iiclr-25063	240	78	formed	form	VERB
iiclr-25063	240	79	as	as	ADV
iiclr-25063	240	80	early	early	ADV
iiclr-25063	240	81	as	as	ADP
iiclr-25063	240	82	the	the	DET
iiclr-25063	240	83	8th	8th	ADJ
iiclr-25063	240	84	month	month	NOUN
iiclr-25063	240	85	of	of	ADP
iiclr-25063	240	86	gestation	gestation	NOUN
iiclr-25063	240	87	,	,	PUNCT
iiclr-25063	240	88	remaining	remain	VERB
iiclr-25063	240	89	the	the	DET
iiclr-25063	240	90	same	same	ADJ
iiclr-25063	240	91	throughout	throughout	ADP
iiclr-25063	240	92	life	life	NOUN
iiclr-25063	240	93	,	,	PUNCT
iiclr-25063	240	94	while	while	SCONJ
iiclr-25063	240	95	finger	finger	NOUN
iiclr-25063	240	96	prints	print	NOUN
iiclr-25063	240	97	fully	fully	ADV
iiclr-25063	240	98	stabilise	stabilise	VERB
iiclr-25063	240	99	at	at	ADP
iiclr-25063	240	100	around	around	ADP
iiclr-25063	240	101	the	the	DET
iiclr-25063	240	102	age	age	NOUN
iiclr-25063	240	103	of	of	ADP
iiclr-25063	240	104	10.59	10.59	NUM
iiclr-25063	240	105	in	in	ADP
iiclr-25063	240	106	india	india	PROPN
iiclr-25063	240	107	,	,	PUNCT
iiclr-25063	240	108	the	the	DET
iiclr-25063	240	109	unique	unique	ADJ
iiclr-25063	240	110	aadhaar	aadhaar	NOUN
iiclr-25063	240	111	i	i	PRON
iiclr-25063	240	112	d	d	NOUN
iiclr-25063	240	113	number	number	NOUN
iiclr-25063	240	114	enables	enable	VERB
iiclr-25063	240	115	citizens	citizen	NOUN
iiclr-25063	240	116	to	to	PART
iiclr-25063	240	117	prove	prove	VERB
iiclr-25063	240	118	identity	identity	NOUN
iiclr-25063	240	119	using	use	VERB
iiclr-25063	240	120	iris	iris	NOUN
iiclr-25063	240	121	scans	scan	NOUN
iiclr-25063	240	122	or	or	CCONJ
iiclr-25063	240	123	fingerprints	fingerprint	NOUN
iiclr-25063	240	124	across	across	ADP
iiclr-25063	240	125	government	government	NOUN
iiclr-25063	240	126	and	and	CCONJ
iiclr-25063	240	127	private	private	ADJ
iiclr-25063	240	128	entities	entity	NOUN
iiclr-25063	240	129	entitling	entitle	VERB
iiclr-25063	240	130	registered	register	VERB
iiclr-25063	240	131	persons	person	NOUN
iiclr-25063	240	132	to	to	PART
iiclr-25063	240	133	easily	easily	ADV
iiclr-25063	240	134	assess	assess	VERB
iiclr-25063	240	135	subsidized	subsidize	VERB
iiclr-25063	240	136	food	food	NOUN
iiclr-25063	240	137	allocation	allocation	NOUN
iiclr-25063	240	138	,	,	PUNCT
iiclr-25063	240	139	energy	energy	NOUN
iiclr-25063	240	140	or	or	CCONJ
iiclr-25063	240	141	fertiliser	fertiliser	NOUN
iiclr-25063	240	142	programs	program	NOUN
iiclr-25063	240	143	,	,	PUNCT
iiclr-25063	240	144	pensions	pension	NOUN
iiclr-25063	240	145	and	and	CCONJ
iiclr-25063	240	146	scholarships.60	scholarships.60	NOUN
iiclr-25063	240	147	the	the	DET
iiclr-25063	240	148	aadhaar	aadhaar	NOUN
iiclr-25063	240	149	also	also	ADV
iiclr-25063	240	150	allows	allow	VERB
iiclr-25063	240	151	citizens	citizen	NOUN
iiclr-25063	240	152	to	to	PART
iiclr-25063	240	153	fulfil	fulfil	VERB
iiclr-25063	240	154	kyc	kyc	PROPN
iiclr-25063	240	155	requirements	requirement	NOUN
iiclr-25063	240	156	needed	need	VERB
iiclr-25063	240	157	to	to	PART
iiclr-25063	240	158	open	open	VERB
iiclr-25063	240	159	bank	bank	NOUN
iiclr-25063	240	160	accounts	account	NOUN
iiclr-25063	240	161	without	without	ADP
iiclr-25063	240	162	the	the	DET
iiclr-25063	240	163	need	need	NOUN
iiclr-25063	240	164	to	to	PART
iiclr-25063	240	165	present	present	VERB
iiclr-25063	240	166	physical	physical	ADJ
iiclr-25063	240	167	documentation.61	documentation.61	NOUN
iiclr-25063	240	168	the	the	DET
iiclr-25063	240	169	use	use	NOUN
iiclr-25063	240	170	of	of	ADP
iiclr-25063	240	171	biometrics	biometric	NOUN
iiclr-25063	240	172	as	as	ADP
iiclr-25063	240	173	an	an	DET
iiclr-25063	240	174	alternative	alternative	NOUN
iiclr-25063	240	175	for	for	ADP
iiclr-25063	240	176	physical	physical	ADJ
iiclr-25063	240	177	documentation	documentation	NOUN
iiclr-25063	240	178	as	as	SCONJ
iiclr-25063	240	179	proposed	propose	VERB
iiclr-25063	240	180	in	in	ADP
iiclr-25063	240	181	this	this	DET
iiclr-25063	240	182	work	work	NOUN
iiclr-25063	240	183	is	be	AUX
iiclr-25063	240	184	often	often	ADV
iiclr-25063	240	185	resisted	resist	VERB
iiclr-25063	240	186	by	by	ADP
iiclr-25063	240	187	opponents	opponent	NOUN
iiclr-25063	240	188	who	who	PRON
iiclr-25063	240	189	doubt	doubt	VERB
iiclr-25063	240	190	the	the	DET
iiclr-25063	240	191	capacity	capacity	NOUN
iiclr-25063	240	192	of	of	ADP
iiclr-25063	240	193	this	this	DET
iiclr-25063	240	194	system	system	NOUN
iiclr-25063	240	195	to	to	PART
iiclr-25063	240	196	adequately	adequately	ADV
iiclr-25063	240	197	authenticate	authenticate	VERB
iiclr-25063	240	198	individual	individual	ADJ
iiclr-25063	240	199	identity	identity	NOUN
iiclr-25063	240	200	against	against	ADP
iiclr-25063	240	201	an	an	DET
iiclr-25063	240	202	expansive	expansive	ADJ
iiclr-25063	240	203	database	database	NOUN
iiclr-25063	240	204	of	of	ADP
iiclr-25063	240	205	citizens	citizen	NOUN
iiclr-25063	240	206	.	.	PUNCT
iiclr-25063	241	1	this	this	DET
iiclr-25063	241	2	scepticism	scepticism	NOUN
iiclr-25063	241	3	often	often	ADV
iiclr-25063	241	4	comes	come	VERB
iiclr-25063	241	5	from	from	ADP
iiclr-25063	241	6	the	the	DET
iiclr-25063	241	7	fear	fear	NOUN
iiclr-25063	241	8	of	of	ADP
iiclr-25063	241	9	technological	technological	ADJ
iiclr-25063	241	10	infallibility	infallibility	NOUN
iiclr-25063	241	11	.	.	PUNCT
iiclr-25063	242	1	evidently	evidently	ADV
iiclr-25063	242	2	,	,	PUNCT
iiclr-25063	242	3	fingerprint	fingerprint	NOUN
iiclr-25063	242	4	scanners	scanner	NOUN
iiclr-25063	242	5	in	in	ADP
iiclr-25063	242	6	malawi	malawi	PROPN
iiclr-25063	242	7	have	have	AUX
iiclr-25063	242	8	been	be	AUX
iiclr-25063	242	9	tricked	trick	VERB
iiclr-25063	242	10	to	to	PART
iiclr-25063	242	11	accept	accept	VERB
iiclr-25063	242	12	reactivated	reactivate	VERB
iiclr-25063	242	13	latent	latent	ADJ
iiclr-25063	242	14	prints	print	NOUN
iiclr-25063	242	15	or	or	CCONJ
iiclr-25063	242	16	by	by	ADP
iiclr-25063	242	17	using	use	VERB
iiclr-25063	242	18	artificial	artificial	ADJ
iiclr-25063	242	19	fingers	finger	NOUN
iiclr-25063	242	20	with	with	ADP
iiclr-25063	242	21	forged	forge	VERB
iiclr-25063	242	22	fingerprints	fingerprint	NOUN
iiclr-25063	242	23	or	or	CCONJ
iiclr-25063	242	24	dusting	dust	VERB
iiclr-25063	242	25	the	the	DET
iiclr-25063	242	26	sensor	sensor	NOUN
iiclr-25063	242	27	’s	’s	PART
iiclr-25063	242	28	platen	platen	NOUN
iiclr-25063	242	29	with	with	ADP
iiclr-25063	242	30	commercially	commercially	ADV
iiclr-25063	242	31	available	available	ADJ
iiclr-25063	242	32	graphite	graphite	NOUN
iiclr-25063	242	33	powder	powder	NOUN
iiclr-25063	242	34	and	and	CCONJ
iiclr-25063	242	35	lifting	lift	VERB
iiclr-25063	242	36	with	with	ADP
iiclr-25063	242	37	adhesive	adhesive	ADJ
iiclr-25063	242	38	tape.62	tape.62	NOUN
iiclr-25063	242	39	again	again	ADV
iiclr-25063	242	40	research	research	NOUN
iiclr-25063	242	41	shows	show	VERB
iiclr-25063	242	42	that	that	SCONJ
iiclr-25063	242	43	artificial	artificial	ADJ
iiclr-25063	242	44	fingers	finger	NOUN
iiclr-25063	242	45	made	make	VERB
iiclr-25063	242	46	with	with	ADP
iiclr-25063	242	47	57	57	NUM
iiclr-25063	242	48	.	.	PUNCT
iiclr-25063	243	1	gelb	gelb	PROPN
iiclr-25063	243	2	&	&	CCONJ
iiclr-25063	243	3	diofasi	diofasi	PROPN
iiclr-25063	243	4	,	,	PUNCT
iiclr-25063	243	5	supra	supra	PROPN
iiclr-25063	243	6	note	note	NOUN
iiclr-25063	243	7	12	12	NUM
iiclr-25063	243	8	,	,	PUNCT
iiclr-25063	243	9	at	at	ADP
iiclr-25063	243	10	47	47	NUM
iiclr-25063	243	11	.	.	PUNCT
iiclr-25063	244	1	58	58	NUM
iiclr-25063	244	2	.	.	PUNCT
iiclr-25063	245	1	adams	adams	PROPN
iiclr-25063	245	2	kong	kong	PROPN
iiclr-25063	245	3	,	,	PUNCT
iiclr-25063	245	4	david	david	PROPN
iiclr-25063	245	5	zhang	zhang	PROPN
iiclr-25063	245	6	&	&	CCONJ
iiclr-25063	245	7	guangming	guangming	PROPN
iiclr-25063	245	8	lu	lu	PROPN
iiclr-25063	245	9	,	,	PUNCT
iiclr-25063	245	10	a	a	DET
iiclr-25063	245	11	study	study	NOUN
iiclr-25063	245	12	of	of	ADP
iiclr-25063	245	13	identical	identical	ADJ
iiclr-25063	245	14	twins	twin	NOUN
iiclr-25063	245	15	’	'	PUNCT
iiclr-25063	245	16	palm	palm	NOUN
iiclr-25063	245	17	prints	print	NOUN
iiclr-25063	245	18	for	for	ADP
iiclr-25063	245	19	personal	personal	ADJ
iiclr-25063	245	20	authentication	authentication	NOUN
iiclr-25063	245	21	2,http://www.ntu.edu.sg	2,http://www.ntu.edu.sg	NUM
iiclr-25063	245	22	/	/	SYM
iiclr-25063	245	23	home	home	NOUN
iiclr-25063	245	24	/	/	SYM
iiclr-25063	245	25	adamskong	adamskong	NOUN
iiclr-25063	245	26	/	/	SYM
iiclr-25063	245	27	publication	publication	NOUN
iiclr-25063	245	28	/	/	SYM
iiclr-25063	245	29	twin_icba	twin_icba	NUM
iiclr-25063	245	30	_	_	NOUN
iiclr-25063	245	31	06.pdf[https://perma.cc	06.pdf[https://perma.cc	NUM
iiclr-25063	245	32	/	/	SYM
iiclr-25063	245	33	nb3y	nb3y	NOUN
iiclr-25063	245	34	-	-	PUNCT
iiclr-25063	245	35	lkr7](last	lkr7](last	NOUN
iiclr-25063	245	36	visited	visit	VERB
iiclr-25063	245	37	aug	aug	PROPN
iiclr-25063	245	38	.	.	PROPN
iiclr-25063	245	39	7	7	NUM
iiclr-25063	245	40	,	,	PUNCT
iiclr-25063	245	41	2019	2019	NUM
iiclr-25063	245	42	)	)	PUNCT
iiclr-25063	245	43	.	.	PUNCT
iiclr-25063	246	1	59	59	NUM
iiclr-25063	246	2	.	.	PUNCT
iiclr-25063	247	1	frances	frances	PROPN
iiclr-25063	247	2	zelazny	zelazny	PROPN
iiclr-25063	247	3	,	,	PUNCT
iiclr-25063	247	4	the	the	DET
iiclr-25063	247	5	evolution	evolution	NOUN
iiclr-25063	247	6	of	of	ADP
iiclr-25063	247	7	india	india	PROPN
iiclr-25063	247	8	’s	’s	PART
iiclr-25063	247	9	uid	uid	PROPN
iiclr-25063	247	10	program	program	NOUN
iiclr-25063	247	11	lessons	lesson	NOUN
iiclr-25063	247	12	learned	learn	VERB
iiclr-25063	247	13	and	and	CCONJ
iiclr-25063	247	14	implications	implication	NOUN
iiclr-25063	247	15	for	for	ADP
iiclr-25063	247	16	other	other	ADJ
iiclr-25063	247	17	developing	develop	VERB
iiclr-25063	247	18	countries	country	NOUN
iiclr-25063	247	19	,	,	PUNCT
iiclr-25063	247	20	center	center	NOUN
iiclr-25063	247	21	for	for	ADP
iiclr-25063	247	22	global	global	ADJ
iiclr-25063	247	23	development	development	NOUN
iiclr-25063	247	24	9	9	NUM
iiclr-25063	247	25	,	,	PUNCT
iiclr-25063	247	26	(	(	PUNCT
iiclr-25063	247	27	2012	2012	NUM
iiclr-25063	247	28	)	)	PUNCT
iiclr-25063	247	29	,	,	PUNCT
iiclr-25063	247	30	https://www.cgdev.org/publication/evolution-india’s-uid-program-lessons-learned-andimplications-other-developing[https://perma.cc/7rfk-qyeu	https://www.cgdev.org/publication/evolution-india’s-uid-program-lessons-learned-andimplications-other-developing[https://perma.cc/7rfk-qyeu	X
iiclr-25063	247	31	]	]	PUNCT
iiclr-25063	247	32	.	.	PUNCT
iiclr-25063	248	1	60	60	NUM
iiclr-25063	248	2	.	.	PUNCT
iiclr-25063	248	3	alan	alan	PROPN
iiclr-25063	248	4	gelb	gelb	PROPN
iiclr-25063	248	5	&	&	CCONJ
iiclr-25063	248	6	anna	anna	PROPN
iiclr-25063	248	7	diofasi	diofasi	PROPN
iiclr-25063	248	8	metz	metz	PROPN
iiclr-25063	248	9	,	,	PUNCT
iiclr-25063	248	10	identification	identification	NOUN
iiclr-25063	248	11	revolution	revolution	NOUN
iiclr-25063	248	12	:	:	PUNCT
iiclr-25063	248	13	can	can	AUX
iiclr-25063	248	14	digital	digital	VERB
iiclr-25063	248	15	i	i	PRON
iiclr-25063	248	16	d	d	PROPN
iiclr-25063	248	17	be	be	AUX
iiclr-25063	248	18	harnessed	harness	VERB
iiclr-25063	248	19	for	for	ADP
iiclr-25063	248	20	development	development	NOUN
iiclr-25063	248	21	?	?	PUNCT
iiclr-25063	249	1	center	center	NOUN
iiclr-25063	249	2	for	for	ADP
iiclr-25063	249	3	global	global	ADJ
iiclr-25063	249	4	development1	development1	NOUN
iiclr-25063	249	5	(	(	PUNCT
iiclr-25063	249	6	2018	2018	NUM
iiclr-25063	249	7	)	)	PUNCT
iiclr-25063	249	8	,	,	PUNCT
iiclr-25063	249	9	https://www.cgdev.org/	https://www.cgdev.org/	PROPN
iiclr-25063	249	10	pu	pu	PROPN
iiclr-25063	249	11	blica	blica	PROPN
iiclr-25063	249	12	t	t	PROPN
iiclr-25063	249	13	ion	ion	NOUN
iiclr-25063	249	14	/iden	/iden	PUNCT
iiclr-25063	249	15	tif	tif	PROPN
iiclr-25063	249	16	icat	icat	PROPN
iiclr-25063	249	17	ion	ion	NOUN
iiclr-25063	249	18	-	-	PUNCT
iiclr-25063	249	19	revolu	revolu	NOUN
iiclr-25063	249	20	tion	tion	NOUN
iiclr-25063	249	21	-	-	PUNCT
iiclr-25063	249	22	can	can	AUX
iiclr-25063	249	23	-	-	PUNCT
iiclr-25063	249	24	digital	digital	ADJ
iiclr-25063	249	25	-	-	PUNCT
iiclr-25063	249	26	id	id	NOUN
iiclr-25063	249	27	-	-	PUNCT
iiclr-25063	249	28	be	be	NOUN
iiclr-25063	249	29	-h	-h	PUNCT
iiclr-25063	249	30	arn	arn	VERB
iiclr-25063	249	31	essed	esse	VERB
iiclr-25063	249	32	-	-	PUNCT
iiclr-25063	249	33	deve	deve	NOUN
iiclr-25063	249	34	lopm	lopm	NOUN
iiclr-25063	249	35	en	en	ADP
iiclr-25063	249	36	t	t	PROPN
iiclr-25063	250	1	[	[	X
iiclr-25063	250	2	https://perma.cc/9n2q-jffe	https://perma.cc/9n2q-jffe	PROPN
iiclr-25063	250	3	]	]	X
iiclr-25063	250	4	.	.	PUNCT
iiclr-25063	251	1	61	61	NUM
iiclr-25063	251	2	.	.	PUNCT
iiclr-25063	252	1	i	i	PRON
iiclr-25063	252	2	d.	d.	PROPN
iiclr-25063	252	3	at	at	ADP
iiclr-25063	252	4	1	1	NUM
iiclr-25063	252	5	.	.	PUNCT
iiclr-25063	252	6	62	62	NUM
iiclr-25063	252	7	.	.	PUNCT
iiclr-25063	253	1	xavier	xavier	PROPN
iiclr-25063	253	2	giné	giné	PROPN
iiclr-25063	253	3	,	,	PUNCT
iiclr-25063	253	4	et	et	PROPN
iiclr-25063	253	5	al	al	PROPN
iiclr-25063	253	6	.	.	PROPN
iiclr-25063	253	7	,	,	PUNCT
iiclr-25063	253	8	use	use	NOUN
iiclr-25063	253	9	of	of	ADP
iiclr-25063	253	10	biometric	biometric	ADJ
iiclr-25063	253	11	technology	technology	NOUN
iiclr-25063	253	12	in	in	ADP
iiclr-25063	253	13	developing	develop	VERB
iiclr-25063	253	14	countries	country	NOUN
iiclr-25063	253	15	,	,	PUNCT
iiclr-25063	253	16	world	world	PROPN
iiclr-25063	253	17	bank	bank	PROPN
iiclr-25063	253	18	research	research	PROPN
iiclr-25063	253	19	committee	committee	NOUN
iiclr-25063	253	20	,	,	PUNCT
iiclr-25063	253	21	10	10	NUM
iiclr-25063	253	22	,	,	PUNCT
iiclr-25063	253	23	12	12	NUM
iiclr-25063	253	24	,	,	PUNCT
iiclr-25063	253	25	http://siteresources.worldbank.org/dec/resources/policy_paperbiometrics.pdf	http://siteresources.worldbank.org/dec/resources/policy_paperbiometrics.pdf	PROPN
iiclr-25063	253	26	[	[	X
iiclr-25063	253	27	https://perma.cc/w47m-cg33](last	https://perma.cc/w47m-cg33](last	NOUN
iiclr-25063	253	28	visited	visit	VERB
iiclr-25063	253	29	aug	aug	PROPN
iiclr-25063	253	30	.	.	PROPN
iiclr-25063	253	31	6	6	NUM
iiclr-25063	253	32	,	,	PUNCT
iiclr-25063	253	33	2019	2019	NUM
iiclr-25063	253	34	)	)	PUNCT
iiclr-25063	253	35	.	.	PUNCT
iiclr-25063	254	1	2019	2019	NUM
iiclr-25063	254	2	]	]	PUNCT
iiclr-25063	254	3	identification	identification	NOUN
iiclr-25063	254	4	management	management	NOUN
iiclr-25063	254	5	in	in	ADP
iiclr-25063	254	6	nigeria	nigeria	PROPN
iiclr-25063	254	7	47	47	NUM
iiclr-25063	254	8	candle	candle	NOUN
iiclr-25063	254	9	wax	wax	NOUN
iiclr-25063	254	10	or	or	CCONJ
iiclr-25063	254	11	gelatin	gelatin	NOUN
iiclr-25063	254	12	have	have	AUX
iiclr-25063	254	13	also	also	ADV
iiclr-25063	254	14	successfully	successfully	ADV
iiclr-25063	254	15	fooled	fool	VERB
iiclr-25063	254	16	the	the	DET
iiclr-25063	254	17	system.63	system.63	NOUN
iiclr-25063	254	18	however	however	ADV
iiclr-25063	254	19	,	,	PUNCT
iiclr-25063	254	20	this	this	PRON
iiclr-25063	254	21	should	should	AUX
iiclr-25063	254	22	not	not	PART
iiclr-25063	254	23	lead	lead	VERB
iiclr-25063	254	24	nations	nation	NOUN
iiclr-25063	254	25	to	to	PART
iiclr-25063	254	26	discard	discard	VERB
iiclr-25063	254	27	this	this	DET
iiclr-25063	254	28	technology	technology	NOUN
iiclr-25063	254	29	.	.	PUNCT
iiclr-25063	255	1	india	india	PROPN
iiclr-25063	255	2	presents	present	VERB
iiclr-25063	255	3	a	a	DET
iiclr-25063	255	4	convincing	convincing	ADJ
iiclr-25063	255	5	example	example	NOUN
iiclr-25063	255	6	revealing	reveal	VERB
iiclr-25063	255	7	a	a	DET
iiclr-25063	255	8	0.057	0.057	NUM
iiclr-25063	255	9	per	per	ADP
iiclr-25063	255	10	cent	cent	NOUN
iiclr-25063	255	11	probability	probability	NOUN
iiclr-25063	255	12	that	that	SCONJ
iiclr-25063	255	13	an	an	DET
iiclr-25063	255	14	entry	entry	NOUN
iiclr-25063	255	15	would	would	AUX
iiclr-25063	255	16	be	be	AUX
iiclr-25063	255	17	erroneously	erroneously	ADV
iiclr-25063	255	18	classified	classify	VERB
iiclr-25063	255	19	as	as	ADP
iiclr-25063	255	20	a	a	DET
iiclr-25063	255	21	duplicate	duplicate	NOUN
iiclr-25063	255	22	(	(	PUNCT
iiclr-25063	255	23	a	a	DET
iiclr-25063	255	24	false	false	ADJ
iiclr-25063	255	25	positive	positive	NOUN
iiclr-25063	255	26	)	)	PUNCT
iiclr-25063	255	27	against	against	ADP
iiclr-25063	255	28	the	the	DET
iiclr-25063	255	29	gallery	gallery	NOUN
iiclr-25063	255	30	of	of	ADP
iiclr-25063	255	31	84	84	NUM
iiclr-25063	255	32	million	million	NUM
iiclr-25063	255	33	people.64	people.64	NOUN
iiclr-25063	255	34	in	in	ADP
iiclr-25063	255	35	recommending	recommend	VERB
iiclr-25063	255	36	the	the	DET
iiclr-25063	255	37	use	use	NOUN
iiclr-25063	255	38	of	of	ADP
iiclr-25063	255	39	biometrics	biometric	NOUN
iiclr-25063	255	40	,	,	PUNCT
iiclr-25063	255	41	however	however	ADV
iiclr-25063	255	42	,	,	PUNCT
iiclr-25063	255	43	it	it	PRON
iiclr-25063	255	44	is	be	AUX
iiclr-25063	255	45	suggested	suggest	VERB
iiclr-25063	255	46	that	that	SCONJ
iiclr-25063	255	47	more	more	ADJ
iiclr-25063	255	48	than	than	ADP
iiclr-25063	255	49	one	one	NUM
iiclr-25063	255	50	metric	metric	NOUN
iiclr-25063	255	51	of	of	ADP
iiclr-25063	255	52	identification	identification	NOUN
iiclr-25063	255	53	is	be	AUX
iiclr-25063	255	54	needed	need	VERB
iiclr-25063	255	55	to	to	PART
iiclr-25063	255	56	guarantee	guarantee	VERB
iiclr-25063	255	57	inimitability	inimitability	NOUN
iiclr-25063	255	58	and	and	CCONJ
iiclr-25063	255	59	ensure	ensure	VERB
iiclr-25063	255	60	that	that	SCONJ
iiclr-25063	255	61	everyone	everyone	PRON
iiclr-25063	255	62	can	can	AUX
iiclr-25063	255	63	present	present	VERB
iiclr-25063	255	64	the	the	DET
iiclr-25063	255	65	required	require	VERB
iiclr-25063	255	66	metric	metric	NOUN
iiclr-25063	255	67	.	.	PUNCT
iiclr-25063	256	1	this	this	PRON
iiclr-25063	256	2	avails	avail	VERB
iiclr-25063	256	3	the	the	DET
iiclr-25063	256	4	registration	registration	NOUN
iiclr-25063	256	5	authority	authority	NOUN
iiclr-25063	256	6	the	the	DET
iiclr-25063	256	7	opportunity	opportunity	NOUN
iiclr-25063	256	8	of	of	ADP
iiclr-25063	256	9	obtaining	obtain	VERB
iiclr-25063	256	10	credible	credible	ADJ
iiclr-25063	256	11	and	and	CCONJ
iiclr-25063	256	12	authentic	authentic	ADJ
iiclr-25063	256	13	data	datum	NOUN
iiclr-25063	256	14	on	on	ADP
iiclr-25063	256	15	more	more	ADJ
iiclr-25063	256	16	than	than	ADP
iiclr-25063	256	17	one	one	NUM
iiclr-25063	256	18	level	level	NOUN
iiclr-25063	256	19	from	from	ADP
iiclr-25063	256	20	a	a	DET
iiclr-25063	256	21	subject	subject	NOUN
iiclr-25063	256	22	.	.	PUNCT
iiclr-25063	257	1	also	also	ADV
iiclr-25063	257	2	,	,	PUNCT
iiclr-25063	257	3	users	user	NOUN
iiclr-25063	257	4	without	without	ADP
iiclr-25063	257	5	one	one	NUM
iiclr-25063	257	6	layer	layer	NOUN
iiclr-25063	257	7	of	of	ADP
iiclr-25063	257	8	required	require	VERB
iiclr-25063	257	9	biometric	biometric	NOUN
iiclr-25063	257	10	can	can	AUX
iiclr-25063	257	11	present	present	VERB
iiclr-25063	257	12	others	other	NOUN
iiclr-25063	257	13	.	.	PUNCT
iiclr-25063	258	1	for	for	ADP
iiclr-25063	258	2	instance	instance	NOUN
iiclr-25063	258	3	,	,	PUNCT
iiclr-25063	258	4	while	while	SCONJ
iiclr-25063	258	5	iris	iris	NOUN
iiclr-25063	258	6	scans	scan	NOUN
iiclr-25063	258	7	have	have	VERB
iiclr-25063	258	8	the	the	DET
iiclr-25063	258	9	advantage	advantage	NOUN
iiclr-25063	258	10	of	of	ADP
iiclr-25063	258	11	not	not	PART
iiclr-25063	258	12	being	be	AUX
iiclr-25063	258	13	sight	sight	NOUN
iiclr-25063	258	14	dependent	dependent	ADJ
iiclr-25063	258	15	and	and	CCONJ
iiclr-25063	258	16	so	so	ADV
iiclr-25063	258	17	usable	usable	ADJ
iiclr-25063	258	18	for	for	ADP
iiclr-25063	258	19	the	the	DET
iiclr-25063	258	20	blind	blind	ADJ
iiclr-25063	258	21	,	,	PUNCT
iiclr-25063	258	22	diseases	disease	NOUN
iiclr-25063	258	23	such	such	ADJ
iiclr-25063	258	24	as	as	ADP
iiclr-25063	258	25	cataracts	cataract	NOUN
iiclr-25063	258	26	can	can	AUX
iiclr-25063	258	27	affect	affect	VERB
iiclr-25063	258	28	the	the	DET
iiclr-25063	258	29	eyes	eye	NOUN
iiclr-25063	258	30	to	to	ADP
iiclr-25063	258	31	the	the	DET
iiclr-25063	258	32	extent	extent	NOUN
iiclr-25063	258	33	of	of	ADP
iiclr-25063	258	34	making	make	VERB
iiclr-25063	258	35	these	these	PRON
iiclr-25063	258	36	ineffective	ineffective	ADJ
iiclr-25063	258	37	for	for	ADP
iiclr-25063	258	38	the	the	DET
iiclr-25063	258	39	purpose	purpose	NOUN
iiclr-25063	258	40	of	of	ADP
iiclr-25063	258	41	identification.65	identification.65	NOUN
iiclr-25063	258	42	similarly	similarly	ADV
iiclr-25063	258	43	,	,	PUNCT
iiclr-25063	258	44	fingerprints	fingerprint	NOUN
iiclr-25063	258	45	can	can	AUX
iiclr-25063	258	46	be	be	AUX
iiclr-25063	258	47	made	make	VERB
iiclr-25063	258	48	ineffective	ineffective	ADJ
iiclr-25063	258	49	by	by	ADP
iiclr-25063	258	50	accidents	accident	NOUN
iiclr-25063	258	51	(	(	PUNCT
iiclr-25063	258	52	occasioning	occasion	VERB
iiclr-25063	258	53	cuts	cut	NOUN
iiclr-25063	258	54	or	or	CCONJ
iiclr-25063	258	55	burns	burn	NOUN
iiclr-25063	258	56	)	)	PUNCT
iiclr-25063	258	57	,	,	PUNCT
iiclr-25063	258	58	extreme	extreme	ADJ
iiclr-25063	258	59	weight	weight	NOUN
iiclr-25063	258	60	gain	gain	NOUN
iiclr-25063	258	61	or	or	CCONJ
iiclr-25063	258	62	loss	loss	NOUN
iiclr-25063	258	63	,	,	PUNCT
iiclr-25063	258	64	age	age	NOUN
iiclr-25063	258	65	(	(	PUNCT
iiclr-25063	258	66	old	old	ADJ
iiclr-25063	258	67	age	age	NOUN
iiclr-25063	258	68	or	or	CCONJ
iiclr-25063	258	69	new	new	ADJ
iiclr-25063	258	70	born	bear	VERB
iiclr-25063	258	71	)	)	PUNCT
iiclr-25063	258	72	and	and	CCONJ
iiclr-25063	258	73	medical	medical	ADJ
iiclr-25063	258	74	conditions	condition	NOUN
iiclr-25063	258	75	such	such	ADJ
iiclr-25063	258	76	as	as	ADP
iiclr-25063	258	77	arthritis.66	arthritis.66	NOUN
iiclr-25063	258	78	loss	loss	NOUN
iiclr-25063	258	79	of	of	ADP
iiclr-25063	258	80	fingers	finger	NOUN
iiclr-25063	258	81	and	and	CCONJ
iiclr-25063	258	82	skin	skin	NOUN
iiclr-25063	258	83	pigmentation	pigmentation	NOUN
iiclr-25063	258	84	could	could	AUX
iiclr-25063	258	85	also	also	ADV
iiclr-25063	258	86	affect	affect	VERB
iiclr-25063	258	87	fingerprinting	fingerprint	VERB
iiclr-25063	258	88	and	and	CCONJ
iiclr-25063	258	89	can	can	AUX
iiclr-25063	258	90	in	in	ADP
iiclr-25063	258	91	rare	rare	ADJ
iiclr-25063	258	92	cases	case	NOUN
iiclr-25063	258	93	be	be	VERB
iiclr-25063	258	94	mistaken.67	mistaken.67	NOUN
iiclr-25063	258	95	insisting	insist	VERB
iiclr-25063	258	96	therefore	therefore	ADV
iiclr-25063	258	97	on	on	ADP
iiclr-25063	258	98	only	only	ADV
iiclr-25063	258	99	one	one	NUM
iiclr-25063	258	100	metric	metric	NOUN
iiclr-25063	258	101	of	of	ADP
iiclr-25063	258	102	identification	identification	NOUN
iiclr-25063	258	103	could	could	AUX
iiclr-25063	258	104	be	be	AUX
iiclr-25063	258	105	exclusionary	exclusionary	ADJ
iiclr-25063	258	106	.	.	PUNCT
iiclr-25063	259	1	in	in	ADP
iiclr-25063	259	2	using	use	VERB
iiclr-25063	259	3	biometrics	biometric	NOUN
iiclr-25063	259	4	,	,	PUNCT
iiclr-25063	259	5	it	it	PRON
iiclr-25063	259	6	is	be	AUX
iiclr-25063	259	7	also	also	ADV
iiclr-25063	259	8	important	important	ADJ
iiclr-25063	259	9	to	to	PART
iiclr-25063	259	10	consider	consider	VERB
iiclr-25063	259	11	the	the	DET
iiclr-25063	259	12	factor	factor	NOUN
iiclr-25063	259	13	of	of	ADP
iiclr-25063	259	14	cost	cost	NOUN
iiclr-25063	259	15	.	.	PUNCT
iiclr-25063	260	1	while	while	SCONJ
iiclr-25063	260	2	some	some	DET
iiclr-25063	260	3	biometrics	biometric	NOUN
iiclr-25063	260	4	proves	prove	VERB
iiclr-25063	260	5	relatively	relatively	ADV
iiclr-25063	260	6	easy	easy	ADJ
iiclr-25063	260	7	and	and	CCONJ
iiclr-25063	260	8	affordable	affordable	ADJ
iiclr-25063	260	9	to	to	PART
iiclr-25063	260	10	collect	collect	VERB
iiclr-25063	260	11	,	,	PUNCT
iiclr-25063	260	12	others	other	NOUN
iiclr-25063	260	13	present	present	VERB
iiclr-25063	260	14	significant	significant	ADJ
iiclr-25063	260	15	cost	cost	NOUN
iiclr-25063	260	16	.	.	PUNCT
iiclr-25063	261	1	for	for	ADP
iiclr-25063	261	2	instance	instance	NOUN
iiclr-25063	261	3	,	,	PUNCT
iiclr-25063	261	4	fingerprint	fingerprint	NOUN
iiclr-25063	261	5	scanners	scanner	NOUN
iiclr-25063	261	6	are	be	AUX
iiclr-25063	261	7	relatively	relatively	ADV
iiclr-25063	261	8	cheaper	cheap	ADJ
iiclr-25063	261	9	while	while	SCONJ
iiclr-25063	261	10	collecting	collect	VERB
iiclr-25063	261	11	dna	dna	NOUN
iiclr-25063	261	12	samples	sample	NOUN
iiclr-25063	261	13	of	of	ADP
iiclr-25063	261	14	users	user	NOUN
iiclr-25063	261	15	or	or	CCONJ
iiclr-25063	261	16	conducting	conduct	VERB
iiclr-25063	261	17	a	a	DET
iiclr-25063	261	18	medical	medical	ADJ
iiclr-25063	261	19	examination	examination	NOUN
iiclr-25063	261	20	to	to	PART
iiclr-25063	261	21	determine	determine	VERB
iiclr-25063	261	22	vein	vein	NOUN
iiclr-25063	261	23	patterns	pattern	NOUN
iiclr-25063	261	24	can	can	AUX
iiclr-25063	261	25	be	be	AUX
iiclr-25063	261	26	more	more	ADJ
iiclr-25063	261	27	cost	cost	NOUN
iiclr-25063	261	28	-	-	PUNCT
iiclr-25063	261	29	implicating	implicating	NOUN
iiclr-25063	261	30	.	.	PUNCT
iiclr-25063	262	1	again	again	ADV
iiclr-25063	262	2	,	,	PUNCT
iiclr-25063	262	3	while	while	SCONJ
iiclr-25063	262	4	portable	portable	ADJ
iiclr-25063	262	5	iris	iris	NOUN
iiclr-25063	262	6	and	and	CCONJ
iiclr-25063	262	7	fingerprint	fingerprint	NOUN
iiclr-25063	262	8	scanners	scanner	NOUN
iiclr-25063	262	9	can	can	AUX
iiclr-25063	262	10	aid	aid	VERB
iiclr-25063	262	11	ambulatory	ambulatory	ADJ
iiclr-25063	262	12	registration	registration	NOUN
iiclr-25063	262	13	services	service	NOUN
iiclr-25063	262	14	,	,	PUNCT
iiclr-25063	262	15	vein	vein	ADJ
iiclr-25063	262	16	patterns	pattern	NOUN
iiclr-25063	262	17	and	and	CCONJ
iiclr-25063	262	18	dna	dna	PROPN
iiclr-25063	262	19	testing	testing	NOUN
iiclr-25063	262	20	are	be	AUX
iiclr-25063	262	21	best	well	ADV
iiclr-25063	262	22	referred	refer	VERB
iiclr-25063	262	23	to	to	ADP
iiclr-25063	262	24	laboratories	laboratory	NOUN
iiclr-25063	262	25	which	which	PRON
iiclr-25063	262	26	can	can	AUX
iiclr-25063	262	27	slow	slow	VERB
iiclr-25063	262	28	down	down	ADP
iiclr-25063	262	29	the	the	DET
iiclr-25063	262	30	registration	registration	NOUN
iiclr-25063	262	31	process	process	NOUN
iiclr-25063	262	32	with	with	ADP
iiclr-25063	262	33	the	the	DET
iiclr-25063	262	34	attendant	attendant	ADJ
iiclr-25063	262	35	risk	risk	NOUN
iiclr-25063	262	36	of	of	ADP
iiclr-25063	262	37	mixing	mix	VERB
iiclr-25063	262	38	up	up	ADP
iiclr-25063	262	39	samples	sample	NOUN
iiclr-25063	262	40	.	.	PUNCT
iiclr-25063	263	1	notably	notably	ADV
iiclr-25063	263	2	,	,	PUNCT
iiclr-25063	263	3	the	the	DET
iiclr-25063	263	4	dna	dna	PROPN
iiclr-25063	263	5	is	be	AUX
iiclr-25063	263	6	the	the	DET
iiclr-25063	263	7	only	only	ADJ
iiclr-25063	263	8	biometric	biometric	NOUN
iiclr-25063	263	9	that	that	PRON
iiclr-25063	263	10	can	can	AUX
iiclr-25063	263	11	be	be	AUX
iiclr-25063	263	12	taken	take	VERB
iiclr-25063	263	13	at	at	ADP
iiclr-25063	263	14	birth	birth	NOUN
iiclr-25063	263	15	and	and	CCONJ
iiclr-25063	263	16	is	be	AUX
iiclr-25063	263	17	stable	stable	ADJ
iiclr-25063	263	18	over	over	ADP
iiclr-25063	263	19	a	a	DET
iiclr-25063	263	20	lifetime	lifetime	NOUN
iiclr-25063	263	21	,	,	PUNCT
iiclr-25063	263	22	but	but	CCONJ
iiclr-25063	263	23	rapid	rapid	ADJ
iiclr-25063	263	24	dna	dna	PROPN
iiclr-25063	263	25	assessment	assessment	NOUN
iiclr-25063	263	26	is	be	AUX
iiclr-25063	263	27	still	still	ADV
iiclr-25063	263	28	costly	costly	ADJ
iiclr-25063	263	29	,	,	PUNCT
iiclr-25063	263	30	not	not	PART
iiclr-25063	263	31	yet	yet	ADV
iiclr-25063	263	32	deployable	deployable	ADJ
iiclr-25063	263	33	on	on	ADP
iiclr-25063	263	34	a	a	DET
iiclr-25063	263	35	mass	mass	ADJ
iiclr-25063	263	36	scale	scale	NOUN
iiclr-25063	263	37	and	and	CCONJ
iiclr-25063	263	38	could	could	AUX
iiclr-25063	263	39	take	take	VERB
iiclr-25063	263	40	about	about	ADV
iiclr-25063	263	41	an	an	PRON
iiclr-25063	263	42	hour	hour	NOUN
iiclr-25063	263	43	per	per	ADP
iiclr-25063	263	44	individual	individual	NOUN
iiclr-25063	263	45	to	to	PART
iiclr-25063	263	46	conduct.68	conduct.68	VERB
iiclr-25063	263	47	best	good	ADJ
iiclr-25063	263	48	practices	practice	NOUN
iiclr-25063	263	49	must	must	AUX
iiclr-25063	263	50	be	be	AUX
iiclr-25063	263	51	observed	observe	VERB
iiclr-25063	263	52	depending	depend	VERB
iiclr-25063	263	53	on	on	ADP
iiclr-25063	263	54	the	the	DET
iiclr-25063	263	55	type	type	NOUN
iiclr-25063	263	56	of	of	ADP
iiclr-25063	263	57	biometrics	biometric	NOUN
iiclr-25063	263	58	selected	select	VERB
iiclr-25063	263	59	.	.	PUNCT
iiclr-25063	264	1	authors	author	NOUN
iiclr-25063	264	2	have	have	AUX
iiclr-25063	264	3	suggested	suggest	VERB
iiclr-25063	264	4	that	that	SCONJ
iiclr-25063	264	5	care	care	NOUN
iiclr-25063	264	6	must	must	AUX
iiclr-25063	264	7	be	be	AUX
iiclr-25063	264	8	taken	take	VERB
iiclr-25063	264	9	to	to	PART
iiclr-25063	264	10	eliminate	eliminate	VERB
iiclr-25063	264	11	ambient	ambient	ADJ
iiclr-25063	264	12	conditions	condition	NOUN
iiclr-25063	264	13	,	,	PUNCT
iiclr-25063	264	14	such	such	ADJ
iiclr-25063	264	15	as	as	ADP
iiclr-25063	264	16	humidity	humidity	NOUN
iiclr-25063	264	17	for	for	ADP
iiclr-25063	264	18	fingerprinting	fingerprinting	NOUN
iiclr-25063	264	19	,	,	PUNCT
iiclr-25063	264	20	reduction	reduction	NOUN
iiclr-25063	264	21	of	of	ADP
iiclr-25063	264	22	excess	excess	ADJ
iiclr-25063	264	23	light	light	NOUN
iiclr-25063	264	24	for	for	ADP
iiclr-25063	264	25	facial	facial	ADJ
iiclr-25063	264	26	capture	capture	NOUN
iiclr-25063	264	27	and	and	CCONJ
iiclr-25063	264	28	control	control	NOUN
iiclr-25063	264	29	of	of	ADP
iiclr-25063	264	30	band	band	NOUN
iiclr-25063	264	31	-	-	PUNCT
iiclr-25063	264	32	width	width	ADJ
iiclr-25063	264	33	,	,	PUNCT
iiclr-25063	264	34	connection	connection	NOUN
iiclr-25063	264	35	quality	quality	NOUN
iiclr-25063	264	36	and	and	CCONJ
iiclr-25063	264	37	language	language	NOUN
iiclr-25063	264	38	for	for	ADP
iiclr-25063	264	39	voice	voice	NOUN
iiclr-25063	264	40	recognition	recognition	NOUN
iiclr-25063	264	41	to	to	PART
iiclr-25063	264	42	achieve	achieve	VERB
iiclr-25063	264	43	best	good	ADJ
iiclr-25063	264	44	results.69	results.69	NOUN
iiclr-25063	264	45	it	it	PRON
iiclr-25063	264	46	is	be	AUX
iiclr-25063	264	47	expected	expect	VERB
iiclr-25063	264	48	that	that	SCONJ
iiclr-25063	264	49	biometrics	biometric	NOUN
iiclr-25063	264	50	as	as	ADP
iiclr-25063	264	51	an	an	DET
iiclr-25063	264	52	independent	independent	ADJ
iiclr-25063	264	53	form	form	NOUN
iiclr-25063	264	54	of	of	ADP
iiclr-25063	264	55	identification	identification	NOUN
iiclr-25063	264	56	will	will	AUX
iiclr-25063	264	57	grow	grow	VERB
iiclr-25063	264	58	in	in	ADP
iiclr-25063	264	59	acceptance	acceptance	NOUN
iiclr-25063	264	60	in	in	ADP
iiclr-25063	264	61	nigerian	nigerian	ADJ
iiclr-25063	264	62	financial	financial	ADJ
iiclr-25063	264	63	institutions	institution	NOUN
iiclr-25063	264	64	to	to	ADP
iiclr-25063	264	65	the	the	DET
iiclr-25063	264	66	greater	great	ADJ
iiclr-25063	264	67	aim	aim	NOUN
iiclr-25063	264	68	of	of	ADP
iiclr-25063	264	69	driving	drive	VERB
iiclr-25063	264	70	financial	financial	ADJ
iiclr-25063	264	71	inclusion	inclusion	NOUN
iiclr-25063	264	72	to	to	ADP
iiclr-25063	264	73	persons	person	NOUN
iiclr-25063	264	74	debarred	debar	VERB
iiclr-25063	264	75	from	from	ADP
iiclr-25063	264	76	accessing	access	VERB
iiclr-25063	264	77	finance	finance	NOUN
iiclr-25063	264	78	by	by	ADP
iiclr-25063	264	79	reason	reason	NOUN
iiclr-25063	264	80	of	of	ADP
iiclr-25063	264	81	unavailability	unavailability	NOUN
iiclr-25063	264	82	,	,	PUNCT
iiclr-25063	264	83	complexity	complexity	NOUN
iiclr-25063	264	84	and	and	CCONJ
iiclr-25063	264	85	inconvenience	inconvenience	NOUN
iiclr-25063	264	86	of	of	ADP
iiclr-25063	264	87	procuring	procure	VERB
iiclr-25063	264	88	63	63	NUM
iiclr-25063	264	89	.	.	PUNCT
iiclr-25063	265	1	i	i	PRON
iiclr-25063	265	2	d.	d.	PROPN
iiclr-25063	265	3	at	at	ADP
iiclr-25063	265	4	12	12	NUM
iiclr-25063	265	5	.	.	PUNCT
iiclr-25063	266	1	64	64	NUM
iiclr-25063	266	2	.	.	PUNCT
iiclr-25063	267	1	alan	alan	PROPN
iiclr-25063	267	2	gelb	gelb	PROPN
iiclr-25063	267	3	&	&	CCONJ
iiclr-25063	267	4	julia	julia	PROPN
iiclr-25063	267	5	clark	clark	PROPN
iiclr-25063	267	6	,	,	PUNCT
iiclr-25063	267	7	identification	identification	NOUN
iiclr-25063	267	8	for	for	ADP
iiclr-25063	267	9	development	development	NOUN
iiclr-25063	267	10	:	:	PUNCT
iiclr-25063	267	11	the	the	DET
iiclr-25063	267	12	biometrics	biometrics	PROPN
iiclr-25063	267	13	revolution	revolution	NOUN
iiclr-25063	267	14	,	,	PUNCT
iiclr-25063	267	15	center	center	NOUN
iiclr-25063	267	16	for	for	ADP
iiclr-25063	267	17	global	global	ADJ
iiclr-25063	267	18	development	development	NOUN
iiclr-25063	267	19	10	10	NUM
iiclr-25063	267	20	(	(	PUNCT
iiclr-25063	267	21	jan	jan	PROPN
iiclr-25063	267	22	.	.	PROPN
iiclr-25063	267	23	2013	2013	NUM
iiclr-25063	267	24	)	)	PUNCT
iiclr-25063	267	25	.	.	PUNCT
iiclr-25063	268	1	65	65	NUM
iiclr-25063	268	2	.	.	PUNCT
iiclr-25063	269	1	zelazny	zelazny	NOUN
iiclr-25063	269	2	,	,	PUNCT
iiclr-25063	269	3	supra	supra	PROPN
iiclr-25063	269	4	note	note	NOUN
iiclr-25063	269	5	59	59	NUM
iiclr-25063	269	6	.	.	PUNCT
iiclr-25063	270	1	66	66	NUM
iiclr-25063	270	2	.	.	PUNCT
iiclr-25063	271	1	giné	giné	PROPN
iiclr-25063	271	2	,	,	PUNCT
iiclr-25063	271	3	et	et	PROPN
iiclr-25063	271	4	al	al	PROPN
iiclr-25063	271	5	.	.	PROPN
iiclr-25063	271	6	,supra	,supra	PUNCT
iiclr-25063	271	7	note	note	VERB
iiclr-25063	271	8	62	62	NUM
iiclr-25063	271	9	.	.	PUNCT
iiclr-25063	272	1	67	67	NUM
iiclr-25063	272	2	.	.	PUNCT
iiclr-25063	273	1	i	i	PRON
iiclr-25063	273	2	d.	d.	PROPN
iiclr-25063	273	3	68	68	NUM
iiclr-25063	273	4	.	.	PUNCT
iiclr-25063	274	1	gelb	gelb	PROPN
iiclr-25063	274	2	&	&	CCONJ
iiclr-25063	274	3	clark	clark	PROPN
iiclr-25063	274	4	,	,	PUNCT
iiclr-25063	274	5	supra	supra	PROPN
iiclr-25063	274	6	note	note	PROPN
iiclr-25063	274	7	64	64	NUM
iiclr-25063	274	8	,	,	PUNCT
iiclr-25063	274	9	at	at	ADP
iiclr-25063	274	10	11	11	NUM
iiclr-25063	274	11	.	.	PUNCT
iiclr-25063	275	1	69	69	NUM
iiclr-25063	275	2	.	.	PUNCT
iiclr-25063	276	1	gelb	gelb	PROPN
iiclr-25063	276	2	&	&	CCONJ
iiclr-25063	276	3	diofasi	diofasi	PROPN
iiclr-25063	276	4	,	,	PUNCT
iiclr-25063	276	5	supra	supra	PROPN
iiclr-25063	276	6	note	note	NOUN
iiclr-25063	276	7	64	64	NUM
iiclr-25063	276	8	,	,	PUNCT
iiclr-25063	276	9	at	at	ADP
iiclr-25063	276	10	48	48	NUM
iiclr-25063	276	11	.	.	PUNCT
iiclr-25063	277	1	48	48	NUM
iiclr-25063	277	2	indiana	indiana	PROPN
iiclr-25063	277	3	int’l	int’l	NOUN
iiclr-25063	277	4	&	&	CCONJ
iiclr-25063	277	5	comp	comp	PROPN
iiclr-25063	277	6	.	.	PUNCT
iiclr-25063	278	1	law	law	NOUN
iiclr-25063	278	2	review	review	NOUN
iiclr-25063	278	3	[	[	X
iiclr-25063	278	4	vol	vol	NOUN
iiclr-25063	278	5	.	.	PUNCT
iiclr-25063	279	1	30:33	30:33	NUM
iiclr-25063	279	2	i	i	PROPN
iiclr-25063	279	3	d	d	PROPN
iiclr-25063	279	4	documentation	documentation	NOUN
iiclr-25063	279	5	.	.	PUNCT
iiclr-25063	280	1	b.	b.	PROPN
iiclr-25063	280	2	setting	set	VERB
iiclr-25063	280	3	right	right	ADV
iiclr-25063	280	4	the	the	DET
iiclr-25063	280	5	i	i	PROPN
iiclr-25063	280	6	d	d	PROPN
iiclr-25063	280	7	system	system	NOUN
iiclr-25063	280	8	in	in	ADP
iiclr-25063	280	9	nigeria	nigeria	PROPN
iiclr-25063	280	10	:	:	PUNCT
iiclr-25063	280	11	how	how	SCONJ
iiclr-25063	280	12	can	can	AUX
iiclr-25063	280	13	nigeria	nigeria	PROPN
iiclr-25063	280	14	advance	advance	VERB
iiclr-25063	280	15	universality	universality	NOUN
iiclr-25063	280	16	of	of	ADP
iiclr-25063	280	17	identification	identification	NOUN
iiclr-25063	280	18	?	?	PUNCT
iiclr-25063	281	1	the	the	DET
iiclr-25063	281	2	nimc	nimc	NOUN
iiclr-25063	281	3	in	in	ADP
iiclr-25063	281	4	nigeria	nigeria	PROPN
iiclr-25063	281	5	offers	offer	VERB
iiclr-25063	281	6	free	free	ADJ
iiclr-25063	281	7	identification	identification	NOUN
iiclr-25063	281	8	registration	registration	NOUN
iiclr-25063	281	9	services	service	NOUN
iiclr-25063	281	10	for	for	ADP
iiclr-25063	281	11	all	all	PRON
iiclr-25063	281	12	,	,	PUNCT
iiclr-25063	281	13	but	but	CCONJ
iiclr-25063	281	14	progress	progress	NOUN
iiclr-25063	281	15	in	in	ADP
iiclr-25063	281	16	registration	registration	NOUN
iiclr-25063	281	17	has	have	AUX
iiclr-25063	281	18	been	be	AUX
iiclr-25063	281	19	slow	slow	ADJ
iiclr-25063	281	20	and	and	CCONJ
iiclr-25063	281	21	expensive	expensive	ADJ
iiclr-25063	281	22	.	.	PUNCT
iiclr-25063	282	1	since	since	SCONJ
iiclr-25063	282	2	establishment	establishment	NOUN
iiclr-25063	282	3	in	in	ADP
iiclr-25063	282	4	2007	2007	NUM
iiclr-25063	282	5	,	,	PUNCT
iiclr-25063	282	6	the	the	DET
iiclr-25063	282	7	commission	commission	NOUN
iiclr-25063	282	8	has	have	AUX
iiclr-25063	282	9	succeeded	succeed	VERB
iiclr-25063	282	10	in	in	ADP
iiclr-25063	282	11	registering	register	VERB
iiclr-25063	282	12	about	about	ADP
iiclr-25063	282	13	30	30	NUM
iiclr-25063	282	14	million	million	NUM
iiclr-25063	282	15	nigerians.70	nigerians.70	NOUN
iiclr-25063	282	16	the	the	DET
iiclr-25063	282	17	place	place	NOUN
iiclr-25063	282	18	of	of	ADP
iiclr-25063	282	19	a	a	DET
iiclr-25063	282	20	well	well	ADV
iiclr-25063	282	21	-	-	PUNCT
iiclr-25063	282	22	functioning	function	VERB
iiclr-25063	282	23	national	national	ADJ
iiclr-25063	282	24	identification	identification	NOUN
iiclr-25063	282	25	system	system	NOUN
iiclr-25063	282	26	can	can	AUX
iiclr-25063	282	27	not	not	PART
iiclr-25063	282	28	therefore	therefore	ADV
iiclr-25063	282	29	be	be	AUX
iiclr-25063	282	30	over	over	ADV
iiclr-25063	282	31	-	-	PUNCT
iiclr-25063	282	32	overstated	overstate	VERB
iiclr-25063	282	33	.	.	PUNCT
iiclr-25063	283	1	the	the	DET
iiclr-25063	283	2	next	next	ADJ
iiclr-25063	283	3	section	section	NOUN
iiclr-25063	283	4	discusses	discuss	VERB
iiclr-25063	283	5	some	some	DET
iiclr-25063	283	6	ideals	ideal	NOUN
iiclr-25063	283	7	that	that	PRON
iiclr-25063	283	8	national	national	ADJ
iiclr-25063	283	9	regulators	regulator	NOUN
iiclr-25063	283	10	can	can	AUX
iiclr-25063	283	11	adopt	adopt	VERB
iiclr-25063	283	12	for	for	ADP
iiclr-25063	283	13	getting	get	VERB
iiclr-25063	283	14	right	right	ADJ
iiclr-25063	283	15	the	the	DET
iiclr-25063	283	16	i	i	PROPN
iiclr-25063	283	17	d	d	PROPN
iiclr-25063	283	18	system	system	NOUN
iiclr-25063	283	19	including	include	VERB
iiclr-25063	283	20	emplacing	emplace	VERB
iiclr-25063	283	21	universal	universal	ADJ
iiclr-25063	283	22	registration	registration	NOUN
iiclr-25063	283	23	as	as	ADP
iiclr-25063	283	24	a	a	DET
iiclr-25063	283	25	national	national	ADJ
iiclr-25063	283	26	priority	priority	NOUN
iiclr-25063	283	27	,	,	PUNCT
iiclr-25063	283	28	ensuring	ensure	VERB
iiclr-25063	283	29	privacy	privacy	NOUN
iiclr-25063	283	30	and	and	CCONJ
iiclr-25063	283	31	data	datum	NOUN
iiclr-25063	283	32	protection	protection	NOUN
iiclr-25063	283	33	standards	standard	NOUN
iiclr-25063	283	34	and	and	CCONJ
iiclr-25063	283	35	adopting	adopt	VERB
iiclr-25063	283	36	a	a	DET
iiclr-25063	283	37	self	self	NOUN
iiclr-25063	283	38	-	-	PUNCT
iiclr-25063	283	39	sustaining	sustain	VERB
iiclr-25063	283	40	and	and	CCONJ
iiclr-25063	283	41	cost	cost	NOUN
iiclr-25063	283	42	-	-	PUNCT
iiclr-25063	283	43	effective	effective	ADJ
iiclr-25063	283	44	registration	registration	NOUN
iiclr-25063	283	45	strategy	strategy	NOUN
iiclr-25063	283	46	.	.	PUNCT
iiclr-25063	284	1	1	1	X
iiclr-25063	284	2	.	.	X
iiclr-25063	284	3	national	national	ADJ
iiclr-25063	284	4	identification	identification	NOUN
iiclr-25063	284	5	as	as	ADP
iiclr-25063	284	6	a	a	DET
iiclr-25063	284	7	national	national	ADJ
iiclr-25063	284	8	priority	priority	NOUN
iiclr-25063	284	9	in	in	ADP
iiclr-25063	284	10	recognition	recognition	NOUN
iiclr-25063	284	11	of	of	ADP
iiclr-25063	284	12	the	the	DET
iiclr-25063	284	13	social	social	ADJ
iiclr-25063	284	14	responsibility	responsibility	NOUN
iiclr-25063	284	15	value	value	NOUN
iiclr-25063	284	16	and	and	CCONJ
iiclr-25063	284	17	public	public	ADJ
iiclr-25063	284	18	good	good	NOUN
iiclr-25063	284	19	that	that	PRON
iiclr-25063	284	20	can	can	AUX
iiclr-25063	284	21	emanate	emanate	VERB
iiclr-25063	284	22	from	from	ADP
iiclr-25063	284	23	a	a	DET
iiclr-25063	284	24	comprehensive	comprehensive	ADJ
iiclr-25063	284	25	national	national	ADJ
iiclr-25063	284	26	identification	identification	NOUN
iiclr-25063	284	27	system	system	NOUN
iiclr-25063	284	28	,	,	PUNCT
iiclr-25063	284	29	it	it	PRON
iiclr-25063	284	30	is	be	AUX
iiclr-25063	284	31	important	important	ADJ
iiclr-25063	284	32	for	for	SCONJ
iiclr-25063	284	33	the	the	DET
iiclr-25063	284	34	government	government	NOUN
iiclr-25063	284	35	and	and	CCONJ
iiclr-25063	284	36	identification	identification	NOUN
iiclr-25063	284	37	authorities	authority	NOUN
iiclr-25063	284	38	to	to	PART
iiclr-25063	284	39	prioritise	prioritise	VERB
iiclr-25063	284	40	citizens	citizen	NOUN
iiclr-25063	284	41	’	’	PART
iiclr-25063	284	42	registration	registration	NOUN
iiclr-25063	284	43	as	as	ADP
iiclr-25063	284	44	a	a	DET
iiclr-25063	284	45	basic	basic	ADJ
iiclr-25063	284	46	and	and	CCONJ
iiclr-25063	284	47	essential	essential	ADJ
iiclr-25063	284	48	right	right	NOUN
iiclr-25063	284	49	of	of	ADP
iiclr-25063	284	50	citizens	citizen	NOUN
iiclr-25063	284	51	.	.	PUNCT
iiclr-25063	285	1	understanding	understand	VERB
iiclr-25063	285	2	this	this	DET
iiclr-25063	285	3	exercise	exercise	NOUN
iiclr-25063	285	4	as	as	ADP
iiclr-25063	285	5	a	a	DET
iiclr-25063	285	6	priority	priority	NOUN
iiclr-25063	285	7	will	will	AUX
iiclr-25063	285	8	engender	engender	VERB
iiclr-25063	285	9	a	a	DET
iiclr-25063	285	10	more	more	ADV
iiclr-25063	285	11	targeted	target	VERB
iiclr-25063	285	12	reach	reach	NOUN
iiclr-25063	285	13	on	on	ADP
iiclr-25063	285	14	the	the	DET
iiclr-25063	285	15	part	part	NOUN
iiclr-25063	285	16	of	of	ADP
iiclr-25063	285	17	the	the	DET
iiclr-25063	285	18	registration	registration	NOUN
iiclr-25063	285	19	authority	authority	NOUN
iiclr-25063	285	20	especially	especially	ADV
iiclr-25063	285	21	for	for	ADP
iiclr-25063	285	22	low	low	ADJ
iiclr-25063	285	23	-	-	PUNCT
iiclr-25063	285	24	income	income	NOUN
iiclr-25063	285	25	earners	earner	NOUN
iiclr-25063	285	26	and	and	CCONJ
iiclr-25063	285	27	persons	person	NOUN
iiclr-25063	285	28	residing	reside	VERB
iiclr-25063	285	29	in	in	ADP
iiclr-25063	285	30	remote	remote	ADJ
iiclr-25063	285	31	communities	community	NOUN
iiclr-25063	285	32	.	.	PUNCT
iiclr-25063	286	1	where	where	SCONJ
iiclr-25063	286	2	necessary	necessary	ADJ
iiclr-25063	286	3	,	,	PUNCT
iiclr-25063	286	4	massive	massive	ADJ
iiclr-25063	286	5	awareness	awareness	NOUN
iiclr-25063	286	6	campaigns	campaign	NOUN
iiclr-25063	286	7	and	and	CCONJ
iiclr-25063	286	8	programs	program	NOUN
iiclr-25063	286	9	should	should	AUX
iiclr-25063	286	10	accompany	accompany	VERB
iiclr-25063	286	11	registration	registration	NOUN
iiclr-25063	286	12	associated	associate	VERB
iiclr-25063	286	13	with	with	ADP
iiclr-25063	286	14	this	this	DET
iiclr-25063	286	15	class	class	NOUN
iiclr-25063	286	16	to	to	PART
iiclr-25063	286	17	foster	foster	VERB
iiclr-25063	286	18	widespread	widespread	ADJ
iiclr-25063	286	19	participation	participation	NOUN
iiclr-25063	286	20	.	.	PUNCT
iiclr-25063	287	1	clearly	clearly	ADV
iiclr-25063	287	2	,	,	PUNCT
iiclr-25063	287	3	the	the	DET
iiclr-25063	287	4	gains	gain	NOUN
iiclr-25063	287	5	from	from	ADP
iiclr-25063	287	6	this	this	DET
iiclr-25063	287	7	exercise	exercise	NOUN
iiclr-25063	287	8	are	be	AUX
iiclr-25063	287	9	obviously	obviously	ADV
iiclr-25063	287	10	endless	endless	ADJ
iiclr-25063	287	11	as	as	SCONJ
iiclr-25063	287	12	citizens	citizen	NOUN
iiclr-25063	287	13	begin	begin	VERB
iiclr-25063	287	14	to	to	PART
iiclr-25063	287	15	participate	participate	VERB
iiclr-25063	287	16	more	more	ADV
iiclr-25063	287	17	actively	actively	ADV
iiclr-25063	287	18	in	in	ADP
iiclr-25063	287	19	societal	societal	ADJ
iiclr-25063	287	20	life	life	NOUN
iiclr-25063	287	21	leading	lead	VERB
iiclr-25063	287	22	to	to	ADP
iiclr-25063	287	23	a	a	DET
iiclr-25063	287	24	more	more	ADV
iiclr-25063	287	25	robust	robust	ADJ
iiclr-25063	287	26	democratisation	democratisation	NOUN
iiclr-25063	287	27	.	.	PUNCT
iiclr-25063	288	1	2	2	X
iiclr-25063	288	2	.	.	X
iiclr-25063	288	3	address	address	NOUN
iiclr-25063	288	4	cost	cost	NOUN
iiclr-25063	288	5	implications	implication	NOUN
iiclr-25063	288	6	as	as	ADV
iiclr-25063	288	7	much	much	ADV
iiclr-25063	288	8	as	as	ADP
iiclr-25063	288	9	seeking	seek	VERB
iiclr-25063	288	10	the	the	DET
iiclr-25063	288	11	proper	proper	ADJ
iiclr-25063	288	12	identification	identification	NOUN
iiclr-25063	288	13	of	of	ADP
iiclr-25063	288	14	citizens	citizen	NOUN
iiclr-25063	288	15	should	should	AUX
iiclr-25063	288	16	be	be	AUX
iiclr-25063	288	17	a	a	DET
iiclr-25063	288	18	prerogative	prerogative	NOUN
iiclr-25063	288	19	of	of	ADP
iiclr-25063	288	20	the	the	DET
iiclr-25063	288	21	government	government	NOUN
iiclr-25063	288	22	in	in	ADP
iiclr-25063	288	23	recognition	recognition	NOUN
iiclr-25063	288	24	of	of	ADP
iiclr-25063	288	25	achievable	achievable	ADJ
iiclr-25063	288	26	benefits	benefit	NOUN
iiclr-25063	288	27	,	,	PUNCT
iiclr-25063	288	28	it	it	PRON
iiclr-25063	288	29	is	be	AUX
iiclr-25063	288	30	also	also	ADV
iiclr-25063	288	31	important	important	ADJ
iiclr-25063	288	32	to	to	PART
iiclr-25063	288	33	consider	consider	VERB
iiclr-25063	288	34	the	the	DET
iiclr-25063	288	35	funding	funding	NOUN
iiclr-25063	288	36	required	require	VERB
iiclr-25063	288	37	to	to	PART
iiclr-25063	288	38	make	make	VERB
iiclr-25063	288	39	this	this	PRON
iiclr-25063	288	40	a	a	DET
iiclr-25063	288	41	reality	reality	NOUN
iiclr-25063	288	42	as	as	ADV
iiclr-25063	288	43	well	well	ADV
iiclr-25063	288	44	as	as	ADP
iiclr-25063	288	45	developing	develop	VERB
iiclr-25063	288	46	cost	cost	NOUN
iiclr-25063	288	47	-	-	PUNCT
iiclr-25063	288	48	minimizing	minimize	VERB
iiclr-25063	288	49	strategies	strategy	NOUN
iiclr-25063	288	50	.	.	PUNCT
iiclr-25063	289	1	the	the	DET
iiclr-25063	289	2	nimc	nimc	NOUN
iiclr-25063	289	3	must	must	AUX
iiclr-25063	289	4	also	also	ADV
iiclr-25063	289	5	consider	consider	VERB
iiclr-25063	289	6	the	the	DET
iiclr-25063	289	7	size	size	NOUN
iiclr-25063	289	8	and	and	CCONJ
iiclr-25063	289	9	varying	vary	VERB
iiclr-25063	289	10	cost	cost	NOUN
iiclr-25063	289	11	implications	implication	NOUN
iiclr-25063	289	12	for	for	ADP
iiclr-25063	289	13	providing	provide	VERB
iiclr-25063	289	14	registration	registration	NOUN
iiclr-25063	289	15	services	service	NOUN
iiclr-25063	289	16	to	to	ADP
iiclr-25063	289	17	different	different	ADJ
iiclr-25063	289	18	parts	part	NOUN
iiclr-25063	289	19	of	of	ADP
iiclr-25063	289	20	nigeria	nigeria	PROPN
iiclr-25063	289	21	considering	consider	VERB
iiclr-25063	289	22	the	the	DET
iiclr-25063	289	23	populous	populous	ADJ
iiclr-25063	289	24	size	size	NOUN
iiclr-25063	289	25	of	of	ADP
iiclr-25063	289	26	198	198	NUM
iiclr-25063	289	27	million	million	NUM
iiclr-25063	289	28	and	and	CCONJ
iiclr-25063	289	29	varying	vary	VERB
iiclr-25063	289	30	geographical	geographical	ADJ
iiclr-25063	289	31	characteristics	characteristic	NOUN
iiclr-25063	289	32	.	.	PUNCT
iiclr-25063	290	1	again	again	ADV
iiclr-25063	290	2	,	,	PUNCT
iiclr-25063	290	3	the	the	DET
iiclr-25063	290	4	costs	cost	NOUN
iiclr-25063	290	5	of	of	ADP
iiclr-25063	290	6	employing	employ	VERB
iiclr-25063	290	7	ambulatory	ambulatory	ADJ
iiclr-25063	290	8	services	service	NOUN
iiclr-25063	290	9	must	must	AUX
iiclr-25063	290	10	be	be	AUX
iiclr-25063	290	11	factored	factor	VERB
iiclr-25063	290	12	in	in	ADP
iiclr-25063	290	13	as	as	ADV
iiclr-25063	290	14	well	well	ADV
iiclr-25063	290	15	as	as	ADP
iiclr-25063	290	16	the	the	DET
iiclr-25063	290	17	direct	direct	ADJ
iiclr-25063	290	18	and	and	CCONJ
iiclr-25063	290	19	indirect	indirect	ADJ
iiclr-25063	290	20	costs	cost	NOUN
iiclr-25063	290	21	of	of	ADP
iiclr-25063	290	22	free	free	ADJ
iiclr-25063	290	23	registration	registration	NOUN
iiclr-25063	290	24	including	include	VERB
iiclr-25063	290	25	the	the	DET
iiclr-25063	290	26	cost	cost	NOUN
iiclr-25063	290	27	of	of	ADP
iiclr-25063	290	28	enrolment	enrolment	NOUN
iiclr-25063	290	29	,	,	PUNCT
iiclr-25063	290	30	production	production	NOUN
iiclr-25063	290	31	and	and	CCONJ
iiclr-25063	290	32	distribution	distribution	NOUN
iiclr-25063	290	33	of	of	ADP
iiclr-25063	290	34	cards	card	NOUN
iiclr-25063	290	35	and	and	CCONJ
iiclr-25063	290	36	staff	staff	NOUN
iiclr-25063	290	37	training	training	NOUN
iiclr-25063	290	38	as	as	ADV
iiclr-25063	290	39	well	well	ADV
iiclr-25063	290	40	as	as	ADP
iiclr-25063	290	41	the	the	DET
iiclr-25063	290	42	cost	cost	NOUN
iiclr-25063	290	43	of	of	ADP
iiclr-25063	290	44	transportation	transportation	NOUN
iiclr-25063	290	45	and	and	CCONJ
iiclr-25063	290	46	payment	payment	NOUN
iiclr-25063	290	47	of	of	ADP
iiclr-25063	290	48	enrolment	enrolment	NOUN
iiclr-25063	290	49	staff	staff	NOUN
iiclr-25063	290	50	.	.	PUNCT
iiclr-25063	291	1	costs	cost	NOUN
iiclr-25063	291	2	can	can	AUX
iiclr-25063	291	3	be	be	AUX
iiclr-25063	291	4	reduced	reduce	VERB
iiclr-25063	291	5	through	through	ADP
iiclr-25063	291	6	strategic	strategic	ADJ
iiclr-25063	291	7	planning	planning	NOUN
iiclr-25063	291	8	and	and	CCONJ
iiclr-25063	291	9	elimination	elimination	NOUN
iiclr-25063	291	10	of	of	ADP
iiclr-25063	291	11	administrative	administrative	ADJ
iiclr-25063	291	12	excesses	excess	NOUN
iiclr-25063	291	13	such	such	ADJ
iiclr-25063	291	14	as	as	ADP
iiclr-25063	291	15	duplication	duplication	NOUN
iiclr-25063	291	16	of	of	ADP
iiclr-25063	291	17	registration	registration	NOUN
iiclr-25063	291	18	,	,	PUNCT
iiclr-25063	291	19	costly	costly	ADJ
iiclr-25063	291	20	recording	recording	NOUN
iiclr-25063	291	21	methods	method	NOUN
iiclr-25063	291	22	and	and	CCONJ
iiclr-25063	291	23	efficient	efficient	ADJ
iiclr-25063	291	24	staffing	staffing	NOUN
iiclr-25063	291	25	to	to	PART
iiclr-25063	291	26	avoid	avoid	VERB
iiclr-25063	291	27	waste	waste	NOUN
iiclr-25063	291	28	.	.	PUNCT
iiclr-25063	292	1	as	as	SCONJ
iiclr-25063	292	2	observed	observe	VERB
iiclr-25063	292	3	in	in	ADP
iiclr-25063	292	4	some	some	DET
iiclr-25063	292	5	jurisdictions	jurisdiction	NOUN
iiclr-25063	292	6	,	,	PUNCT
iiclr-25063	292	7	failing	fail	VERB
iiclr-25063	292	8	to	to	PART
iiclr-25063	292	9	put	put	VERB
iiclr-25063	292	10	in	in	ADP
iiclr-25063	292	11	place	place	NOUN
iiclr-25063	292	12	an	an	DET
iiclr-25063	292	13	efficient	efficient	ADJ
iiclr-25063	292	14	funding	funding	NOUN
iiclr-25063	292	15	model	model	NOUN
iiclr-25063	292	16	has	have	AUX
iiclr-25063	292	17	led	lead	VERB
iiclr-25063	292	18	to	to	ADP
iiclr-25063	292	19	unnecessary	unnecessary	ADJ
iiclr-25063	292	20	delays	delay	NOUN
iiclr-25063	292	21	70	70	NUM
iiclr-25063	292	22	.	.	PUNCT
iiclr-25063	292	23	30	30	NUM
iiclr-25063	292	24	million	million	NUM
iiclr-25063	292	25	nigerians	nigerians	PROPN
iiclr-25063	292	26	get	get	VERB
iiclr-25063	292	27	national	national	ADJ
iiclr-25063	292	28	identity	identity	NOUN
iiclr-25063	292	29	number	number	NOUN
iiclr-25063	292	30	,	,	PUNCT
iiclr-25063	292	31	supra	supra	PROPN
iiclr-25063	292	32	note	note	NOUN
iiclr-25063	292	33	44	44	NUM
iiclr-25063	292	34	.	.	NOUN
iiclr-25063	292	35	2019	2019	NUM
iiclr-25063	292	36	]	]	PUNCT
iiclr-25063	292	37	identification	identification	NOUN
iiclr-25063	292	38	management	management	NOUN
iiclr-25063	292	39	in	in	ADP
iiclr-25063	292	40	nigeria	nigeria	PROPN
iiclr-25063	292	41	49	49	NUM
iiclr-25063	292	42	in	in	ADP
iiclr-25063	292	43	addition	addition	NOUN
iiclr-25063	292	44	to	to	ADP
iiclr-25063	292	45	stalled	stall	VERB
iiclr-25063	292	46	or	or	CCONJ
iiclr-25063	292	47	suspended	suspend	VERB
iiclr-25063	292	48	programs	program	NOUN
iiclr-25063	292	49	especially	especially	ADV
iiclr-25063	292	50	where	where	SCONJ
iiclr-25063	292	51	the	the	DET
iiclr-25063	292	52	national	national	ADJ
iiclr-25063	292	53	government	government	NOUN
iiclr-25063	292	54	provides	provide	VERB
iiclr-25063	292	55	the	the	DET
iiclr-25063	292	56	sole	sole	ADJ
iiclr-25063	292	57	funding	funding	NOUN
iiclr-25063	292	58	source	source	NOUN
iiclr-25063	292	59	as	as	SCONJ
iiclr-25063	292	60	was	be	AUX
iiclr-25063	292	61	witnessed	witness	VERB
iiclr-25063	292	62	in	in	ADP
iiclr-25063	292	63	malawi	malawi	PROPN
iiclr-25063	292	64	,	,	PUNCT
iiclr-25063	292	65	cambodia	cambodia	PROPN
iiclr-25063	292	66	and	and	CCONJ
iiclr-25063	292	67	cote	cote	PROPN
iiclr-25063	292	68	d’ivoire.71	d’ivoire.71	NOUN
iiclr-25063	292	69	in	in	ADP
iiclr-25063	292	70	contrast	contrast	NOUN
iiclr-25063	292	71	,	,	PUNCT
iiclr-25063	292	72	countries	country	NOUN
iiclr-25063	292	73	such	such	ADJ
iiclr-25063	292	74	as	as	ADP
iiclr-25063	292	75	pakistan	pakistan	PROPN
iiclr-25063	292	76	where	where	SCONJ
iiclr-25063	292	77	significant	significant	ADJ
iiclr-25063	292	78	strides	stride	NOUN
iiclr-25063	292	79	have	have	AUX
iiclr-25063	292	80	been	be	AUX
iiclr-25063	292	81	achieved	achieve	VERB
iiclr-25063	292	82	have	have	AUX
iiclr-25063	292	83	succeeded	succeed	VERB
iiclr-25063	292	84	in	in	ADP
iiclr-25063	292	85	recouping	recoup	VERB
iiclr-25063	292	86	a	a	DET
iiclr-25063	292	87	significant	significant	ADJ
iiclr-25063	292	88	amount	amount	NOUN
iiclr-25063	292	89	of	of	ADP
iiclr-25063	292	90	investment	investment	NOUN
iiclr-25063	292	91	by	by	ADP
iiclr-25063	292	92	developing	develop	VERB
iiclr-25063	292	93	a	a	DET
iiclr-25063	292	94	cost	cost	NOUN
iiclr-25063	292	95	effective	effective	ADJ
iiclr-25063	292	96	and	and	CCONJ
iiclr-25063	292	97	self	self	NOUN
iiclr-25063	292	98	-	-	PUNCT
iiclr-25063	292	99	sustaining	sustain	VERB
iiclr-25063	292	100	model	model	NOUN
iiclr-25063	292	101	rather	rather	ADV
iiclr-25063	292	102	than	than	ADP
iiclr-25063	292	103	the	the	DET
iiclr-25063	292	104	traditional	traditional	ADJ
iiclr-25063	292	105	model	model	NOUN
iiclr-25063	292	106	of	of	ADP
iiclr-25063	292	107	registering	register	VERB
iiclr-25063	292	108	all	all	DET
iiclr-25063	292	109	citizens	citizen	NOUN
iiclr-25063	292	110	for	for	ADP
iiclr-25063	292	111	free	free	ADJ
iiclr-25063	292	112	without	without	ADP
iiclr-25063	292	113	the	the	DET
iiclr-25063	292	114	prospect	prospect	NOUN
iiclr-25063	292	115	of	of	ADP
iiclr-25063	292	116	recouping	recoup	VERB
iiclr-25063	292	117	any	any	DET
iiclr-25063	292	118	costs	cost	NOUN
iiclr-25063	292	119	.	.	PUNCT
iiclr-25063	293	1	here	here	ADV
iiclr-25063	293	2	,	,	PUNCT
iiclr-25063	293	3	the	the	DET
iiclr-25063	293	4	registration	registration	NOUN
iiclr-25063	293	5	authority	authority	NOUN
iiclr-25063	293	6	nadra	nadra	NOUN
iiclr-25063	293	7	was	be	AUX
iiclr-25063	293	8	able	able	ADJ
iiclr-25063	293	9	to	to	PART
iiclr-25063	293	10	recoup	recoup	VERB
iiclr-25063	293	11	some	some	DET
iiclr-25063	293	12	cost	cost	NOUN
iiclr-25063	293	13	of	of	ADP
iiclr-25063	293	14	enrolment	enrolment	NOUN
iiclr-25063	293	15	and	and	CCONJ
iiclr-25063	293	16	card	card	NOUN
iiclr-25063	293	17	production	production	NOUN
iiclr-25063	293	18	by	by	ADP
iiclr-25063	293	19	imposing	impose	VERB
iiclr-25063	293	20	user	user	NOUN
iiclr-25063	293	21	data	datum	NOUN
iiclr-25063	293	22	access	access	NOUN
iiclr-25063	293	23	fees	fee	NOUN
iiclr-25063	293	24	to	to	PART
iiclr-25063	293	25	end	end	NOUN
iiclr-25063	293	26	-	-	PUNCT
iiclr-25063	293	27	users	user	NOUN
iiclr-25063	293	28	such	such	ADJ
iiclr-25063	293	29	as	as	ADP
iiclr-25063	293	30	financial	financial	ADJ
iiclr-25063	293	31	institutions.72	institutions.72	NOUN
iiclr-25063	293	32	similarly	similarly	ADV
iiclr-25063	293	33	,	,	PUNCT
iiclr-25063	293	34	in	in	ADP
iiclr-25063	293	35	peru	peru	PROPN
iiclr-25063	293	36	,	,	PUNCT
iiclr-25063	293	37	the	the	DET
iiclr-25063	293	38	registration	registration	NOUN
iiclr-25063	293	39	authorityreniec	authorityreniec	NOUN
iiclr-25063	293	40	was	be	AUX
iiclr-25063	293	41	able	able	ADJ
iiclr-25063	293	42	to	to	PART
iiclr-25063	293	43	devise	devise	VERB
iiclr-25063	293	44	a	a	DET
iiclr-25063	293	45	funding	funding	NOUN
iiclr-25063	293	46	model	model	NOUN
iiclr-25063	293	47	that	that	PRON
iiclr-25063	293	48	aided	aid	VERB
iiclr-25063	293	49	the	the	DET
iiclr-25063	293	50	self	self	NOUN
iiclr-25063	293	51	-	-	PUNCT
iiclr-25063	293	52	reliant	reliant	ADJ
iiclr-25063	293	53	financing	financing	NOUN
iiclr-25063	293	54	of	of	ADP
iiclr-25063	293	55	the	the	DET
iiclr-25063	293	56	project	project	NOUN
iiclr-25063	293	57	to	to	ADP
iiclr-25063	293	58	a	a	DET
iiclr-25063	293	59	large	large	ADJ
iiclr-25063	293	60	extent	extent	NOUN
iiclr-25063	293	61	by	by	ADP
iiclr-25063	293	62	leveraging	leverage	VERB
iiclr-25063	293	63	on	on	ADP
iiclr-25063	293	64	fees	fee	NOUN
iiclr-25063	293	65	charged	charge	VERB
iiclr-25063	293	66	for	for	ADP
iiclr-25063	293	67	related	related	ADJ
iiclr-25063	293	68	services	service	NOUN
iiclr-25063	293	69	including	include	VERB
iiclr-25063	293	70	fees	fee	NOUN
iiclr-25063	293	71	for	for	ADP
iiclr-25063	293	72	the	the	DET
iiclr-25063	293	73	issuance	issuance	NOUN
iiclr-25063	293	74	of	of	ADP
iiclr-25063	293	75	the	the	DET
iiclr-25063	293	76	dni	dni	NOUN
iiclr-25063	293	77	to	to	ADP
iiclr-25063	293	78	persons	person	NOUN
iiclr-25063	293	79	older	old	ADJ
iiclr-25063	293	80	than	than	ADP
iiclr-25063	293	81	14	14	NUM
iiclr-25063	293	82	,	,	PUNCT
iiclr-25063	293	83	fees	fee	NOUN
iiclr-25063	293	84	from	from	ADP
iiclr-25063	293	85	issuing	issue	VERB
iiclr-25063	293	86	registry	registry	NOUN
iiclr-25063	293	87	documents	document	NOUN
iiclr-25063	293	88	,	,	PUNCT
iiclr-25063	293	89	civil	civil	ADJ
iiclr-25063	293	90	status	status	NOUN
iiclr-25063	293	91	certificates	certificate	NOUN
iiclr-25063	293	92	and	and	CCONJ
iiclr-25063	293	93	charges.73	charges.73	NOUN
iiclr-25063	293	94	significantly	significantly	ADV
iiclr-25063	293	95	,	,	PUNCT
iiclr-25063	293	96	as	as	SCONJ
iiclr-25063	293	97	the	the	DET
iiclr-25063	293	98	registration	registration	NOUN
iiclr-25063	293	99	authority	authority	NOUN
iiclr-25063	293	100	reaches	reach	VERB
iiclr-25063	293	101	the	the	DET
iiclr-25063	293	102	target	target	NOUN
iiclr-25063	293	103	population	population	NOUN
iiclr-25063	293	104	,	,	PUNCT
iiclr-25063	293	105	costs	cost	NOUN
iiclr-25063	293	106	for	for	ADP
iiclr-25063	293	107	registration	registration	NOUN
iiclr-25063	293	108	will	will	AUX
iiclr-25063	293	109	begin	begin	VERB
iiclr-25063	293	110	to	to	PART
iiclr-25063	293	111	drop	drop	VERB
iiclr-25063	293	112	as	as	SCONJ
iiclr-25063	293	113	witnessed	witness	VERB
iiclr-25063	293	114	in	in	ADP
iiclr-25063	293	115	peru	peru	PROPN
iiclr-25063	293	116	and	and	CCONJ
iiclr-25063	293	117	the	the	DET
iiclr-25063	293	118	authority	authority	NOUN
iiclr-25063	293	119	can	can	AUX
iiclr-25063	293	120	make	make	VERB
iiclr-25063	293	121	innovative	innovative	ADJ
iiclr-25063	293	122	shifts	shift	NOUN
iiclr-25063	293	123	to	to	PART
iiclr-25063	293	124	earn	earn	VERB
iiclr-25063	293	125	revenue	revenue	NOUN
iiclr-25063	293	126	.	.	PUNCT
iiclr-25063	294	1	here	here	ADV
iiclr-25063	294	2	,	,	PUNCT
iiclr-25063	294	3	following	follow	VERB
iiclr-25063	294	4	a	a	DET
iiclr-25063	294	5	drop	drop	NOUN
iiclr-25063	294	6	in	in	ADP
iiclr-25063	294	7	the	the	DET
iiclr-25063	294	8	registration	registration	NOUN
iiclr-25063	294	9	as	as	ADP
iiclr-25063	294	10	a	a	DET
iiclr-25063	294	11	result	result	NOUN
iiclr-25063	294	12	of	of	ADP
iiclr-25063	294	13	attaining	attain	VERB
iiclr-25063	294	14	more	more	ADJ
iiclr-25063	294	15	than	than	ADP
iiclr-25063	294	16	98	98	NUM
iiclr-25063	294	17	per	per	ADP
iiclr-25063	294	18	cent	cent	NOUN
iiclr-25063	294	19	of	of	ADP
iiclr-25063	294	20	the	the	DET
iiclr-25063	294	21	target	target	NOUN
iiclr-25063	294	22	population	population	NOUN
iiclr-25063	294	23	,	,	PUNCT
iiclr-25063	294	24	the	the	DET
iiclr-25063	294	25	program	program	NOUN
iiclr-25063	294	26	was	be	AUX
iiclr-25063	294	27	still	still	ADV
iiclr-25063	294	28	able	able	ADJ
iiclr-25063	294	29	to	to	PART
iiclr-25063	294	30	survive	survive	VERB
iiclr-25063	294	31	on	on	ADP
iiclr-25063	294	32	other	other	ADJ
iiclr-25063	294	33	business	business	NOUN
iiclr-25063	294	34	streams	stream	NOUN
iiclr-25063	294	35	such	such	ADJ
iiclr-25063	294	36	as	as	ADP
iiclr-25063	294	37	the	the	DET
iiclr-25063	294	38	provision	provision	NOUN
iiclr-25063	294	39	of	of	ADP
iiclr-25063	294	40	information	information	NOUN
iiclr-25063	294	41	,	,	PUNCT
iiclr-25063	294	42	access	access	NOUN
iiclr-25063	294	43	to	to	ADP
iiclr-25063	294	44	databases	database	NOUN
iiclr-25063	294	45	and	and	CCONJ
iiclr-25063	294	46	certifications	certification	NOUN
iiclr-25063	294	47	to	to	ADP
iiclr-25063	294	48	third	third	ADJ
iiclr-25063	294	49	party	party	NOUN
iiclr-25063	294	50	users.74	users.74	VERB
iiclr-25063	294	51	the	the	DET
iiclr-25063	294	52	authority	authority	NOUN
iiclr-25063	294	53	now	now	ADV
iiclr-25063	294	54	offers	offer	VERB
iiclr-25063	294	55	identification	identification	NOUN
iiclr-25063	294	56	verification	verification	NOUN
iiclr-25063	294	57	and	and	CCONJ
iiclr-25063	294	58	authentication	authentication	NOUN
iiclr-25063	294	59	services	service	NOUN
iiclr-25063	294	60	at	at	ADP
iiclr-25063	294	61	a	a	DET
iiclr-25063	294	62	fee	fee	NOUN
iiclr-25063	294	63	to	to	ADP
iiclr-25063	294	64	private	private	ADJ
iiclr-25063	294	65	entities	entity	NOUN
iiclr-25063	294	66	such	such	ADJ
iiclr-25063	294	67	as	as	ADP
iiclr-25063	294	68	banks	bank	NOUN
iiclr-25063	294	69	,	,	PUNCT
iiclr-25063	294	70	mobile	mobile	ADJ
iiclr-25063	294	71	phone	phone	NOUN
iiclr-25063	294	72	companies	company	NOUN
iiclr-25063	294	73	and	and	CCONJ
iiclr-25063	294	74	notaries	notary	NOUN
iiclr-25063	294	75	which	which	PRON
iiclr-25063	294	76	represents	represent	VERB
iiclr-25063	294	77	about	about	ADP
iiclr-25063	294	78	34	34	NUM
iiclr-25063	294	79	per	per	ADP
iiclr-25063	294	80	cent	cent	NOUN
iiclr-25063	294	81	of	of	ADP
iiclr-25063	294	82	self	self	NOUN
iiclr-25063	294	83	-	-	PUNCT
iiclr-25063	294	84	generated	generate	VERB
iiclr-25063	294	85	revenues.75	revenues.75	NOUN
iiclr-25063	294	86	care	care	NOUN
iiclr-25063	294	87	must	must	AUX
iiclr-25063	294	88	however	however	ADV
iiclr-25063	294	89	be	be	AUX
iiclr-25063	294	90	taken	take	VERB
iiclr-25063	294	91	to	to	PART
iiclr-25063	294	92	ensure	ensure	VERB
iiclr-25063	294	93	that	that	SCONJ
iiclr-25063	294	94	consumers	consumer	NOUN
iiclr-25063	294	95	of	of	ADP
iiclr-25063	294	96	these	these	DET
iiclr-25063	294	97	institutions	institution	NOUN
iiclr-25063	294	98	are	be	AUX
iiclr-25063	294	99	not	not	PART
iiclr-25063	294	100	foisted	foist	VERB
iiclr-25063	294	101	with	with	ADP
iiclr-25063	294	102	these	these	DET
iiclr-25063	294	103	costs	cost	NOUN
iiclr-25063	294	104	in	in	ADP
iiclr-25063	294	105	the	the	DET
iiclr-25063	294	106	long	long	ADJ
iiclr-25063	294	107	run	run	NOUN
iiclr-25063	294	108	when	when	SCONJ
iiclr-25063	294	109	accessing	access	VERB
iiclr-25063	294	110	financial	financial	ADJ
iiclr-25063	294	111	services	service	NOUN
iiclr-25063	294	112	.	.	PUNCT
iiclr-25063	295	1	notably	notably	ADV
iiclr-25063	295	2	,	,	PUNCT
iiclr-25063	295	3	nimc	nimc	PROPN
iiclr-25063	295	4	can	can	AUX
iiclr-25063	295	5	put	put	VERB
iiclr-25063	295	6	citizens	citizen	NOUN
iiclr-25063	295	7	’	’	PART
iiclr-25063	295	8	data	datum	NOUN
iiclr-25063	295	9	collected	collect	VERB
iiclr-25063	295	10	from	from	ADP
iiclr-25063	295	11	this	this	DET
iiclr-25063	295	12	exercise	exercise	NOUN
iiclr-25063	295	13	to	to	ADP
iiclr-25063	295	14	good	good	ADJ
iiclr-25063	295	15	use	use	NOUN
iiclr-25063	295	16	for	for	ADP
iiclr-25063	295	17	numerous	numerous	ADJ
iiclr-25063	295	18	future	future	ADJ
iiclr-25063	295	19	transactions	transaction	NOUN
iiclr-25063	295	20	such	such	ADJ
iiclr-25063	295	21	as	as	ADP
iiclr-25063	295	22	authentication	authentication	NOUN
iiclr-25063	295	23	and	and	CCONJ
iiclr-25063	295	24	vetting	vetting	NOUN
iiclr-25063	295	25	services	service	NOUN
iiclr-25063	295	26	offered	offer	VERB
iiclr-25063	295	27	to	to	ADP
iiclr-25063	295	28	financial	financial	ADJ
iiclr-25063	295	29	services	service	NOUN
iiclr-25063	295	30	providers	provider	NOUN
iiclr-25063	295	31	for	for	ADP
iiclr-25063	295	32	kyc	kyc	PROPN
iiclr-25063	295	33	compliance	compliance	NOUN
iiclr-25063	295	34	,	,	PUNCT
iiclr-25063	295	35	vetting	vetting	NOUN
iiclr-25063	295	36	of	of	ADP
iiclr-25063	295	37	credit	credit	NOUN
iiclr-25063	295	38	and	and	CCONJ
iiclr-25063	295	39	loan	loan	NOUN
iiclr-25063	295	40	applications	application	NOUN
iiclr-25063	295	41	and	and	CCONJ
iiclr-25063	295	42	the	the	DET
iiclr-25063	295	43	grant	grant	NOUN
iiclr-25063	295	44	of	of	ADP
iiclr-25063	295	45	insurance	insurance	NOUN
iiclr-25063	295	46	and	and	CCONJ
iiclr-25063	295	47	pension	pension	NOUN
iiclr-25063	295	48	applications	application	NOUN
iiclr-25063	295	49	.	.	PUNCT
iiclr-25063	296	1	further	far	ADV
iiclr-25063	296	2	,	,	PUNCT
iiclr-25063	296	3	nimc	nimc	PROPN
iiclr-25063	296	4	can	can	AUX
iiclr-25063	296	5	generate	generate	VERB
iiclr-25063	296	6	additional	additional	ADJ
iiclr-25063	296	7	streams	stream	NOUN
iiclr-25063	296	8	of	of	ADP
iiclr-25063	296	9	income	income	NOUN
iiclr-25063	296	10	from	from	ADP
iiclr-25063	296	11	consultancy	consultancy	NOUN
iiclr-25063	296	12	services	service	NOUN
iiclr-25063	296	13	offered	offer	VERB
iiclr-25063	296	14	to	to	ADP
iiclr-25063	296	15	other	other	ADJ
iiclr-25063	296	16	countries	country	NOUN
iiclr-25063	296	17	and	and	CCONJ
iiclr-25063	296	18	institutions	institution	NOUN
iiclr-25063	296	19	grappling	grapple	VERB
iiclr-25063	296	20	with	with	ADP
iiclr-25063	296	21	identification	identification	NOUN
iiclr-25063	296	22	registration	registration	NOUN
iiclr-25063	296	23	or	or	CCONJ
iiclr-25063	296	24	collecting	collect	VERB
iiclr-25063	296	25	customer	customer	NOUN
iiclr-25063	296	26	data	datum	NOUN
iiclr-25063	296	27	for	for	ADP
iiclr-25063	296	28	similar	similar	ADJ
iiclr-25063	296	29	projects	project	NOUN
iiclr-25063	296	30	.	.	PUNCT
iiclr-25063	297	1	citizens	citizen	NOUN
iiclr-25063	297	2	’	’	PART
iiclr-25063	297	3	data	datum	NOUN
iiclr-25063	297	4	collected	collect	VERB
iiclr-25063	297	5	from	from	ADP
iiclr-25063	297	6	this	this	DET
iiclr-25063	297	7	exercise	exercise	NOUN
iiclr-25063	297	8	can	can	AUX
iiclr-25063	297	9	also	also	ADV
iiclr-25063	297	10	be	be	AUX
iiclr-25063	297	11	used	use	VERB
iiclr-25063	297	12	for	for	ADP
iiclr-25063	297	13	other	other	ADJ
iiclr-25063	297	14	future	future	ADJ
iiclr-25063	297	15	transactions	transaction	NOUN
iiclr-25063	297	16	such	such	ADJ
iiclr-25063	297	17	as	as	ADP
iiclr-25063	297	18	authentication	authentication	NOUN
iiclr-25063	297	19	and	and	CCONJ
iiclr-25063	297	20	vetting	vetting	NOUN
iiclr-25063	297	21	services	service	NOUN
iiclr-25063	297	22	offered	offer	VERB
iiclr-25063	297	23	to	to	ADP
iiclr-25063	297	24	financial	financial	ADJ
iiclr-25063	297	25	services	service	NOUN
iiclr-25063	297	26	providers	provider	NOUN
iiclr-25063	297	27	for	for	ADP
iiclr-25063	297	28	kyc	kyc	PROPN
iiclr-25063	297	29	compliance	compliance	NOUN
iiclr-25063	297	30	,	,	PUNCT
iiclr-25063	297	31	vetting	vetting	NOUN
iiclr-25063	297	32	applications	application	NOUN
iiclr-25063	297	33	for	for	ADP
iiclr-25063	297	34	credits	credit	NOUN
iiclr-25063	297	35	and	and	CCONJ
iiclr-25063	297	36	loans	loan	NOUN
iiclr-25063	297	37	and	and	CCONJ
iiclr-25063	297	38	for	for	ADP
iiclr-25063	297	39	considering	consider	VERB
iiclr-25063	297	40	long	long	ADJ
iiclr-25063	297	41	-	-	PUNCT
iiclr-25063	297	42	term	term	NOUN
iiclr-25063	297	43	financial	financial	ADJ
iiclr-25063	297	44	products	product	NOUN
iiclr-25063	297	45	such	such	ADJ
iiclr-25063	297	46	as	as	ADP
iiclr-25063	297	47	insurance	insurance	NOUN
iiclr-25063	297	48	and	and	CCONJ
iiclr-25063	297	49	pension	pension	NOUN
iiclr-25063	297	50	.	.	PUNCT
iiclr-25063	298	1	nimc	nimc	PROPN
iiclr-25063	298	2	has	have	AUX
iiclr-25063	298	3	indicated	indicate	VERB
iiclr-25063	298	4	that	that	SCONJ
iiclr-25063	298	5	e	e	NOUN
iiclr-25063	298	6	-	-	ADJ
iiclr-25063	298	7	id	id	ADJ
iiclr-25063	298	8	cards	card	NOUN
iiclr-25063	298	9	will	will	AUX
iiclr-25063	298	10	be	be	AUX
iiclr-25063	298	11	issued	issue	VERB
iiclr-25063	298	12	at	at	ADP
iiclr-25063	298	13	a	a	DET
iiclr-25063	298	14	fee	fee	NOUN
iiclr-25063	298	15	by	by	ADP
iiclr-25063	298	16	2022	2022	NUM
iiclr-25063	298	17	;	;	PUNCT
iiclr-25063	298	18	however	however	ADV
iiclr-25063	298	19	,	,	PUNCT
iiclr-25063	298	20	it	it	PRON
iiclr-25063	298	21	is	be	AUX
iiclr-25063	298	22	important	important	ADJ
iiclr-25063	298	23	for	for	SCONJ
iiclr-25063	298	24	nigeria	nigeria	PROPN
iiclr-25063	298	25	to	to	PART
iiclr-25063	298	26	maintain	maintain	VERB
iiclr-25063	298	27	free	free	ADJ
iiclr-25063	298	28	identification	identification	NOUN
iiclr-25063	298	29	registration	registration	NOUN
iiclr-25063	298	30	for	for	ADP
iiclr-25063	298	31	all	all	DET
iiclr-25063	298	32	citizens	citizen	NOUN
iiclr-25063	298	33	as	as	ADP
iiclr-25063	298	34	imposing	impose	VERB
iiclr-25063	298	35	charges	charge	NOUN
iiclr-25063	298	36	could	could	AUX
iiclr-25063	298	37	be	be	AUX
iiclr-25063	298	38	prohibitive	prohibitive	ADJ
iiclr-25063	298	39	to	to	ADP
iiclr-25063	298	40	some	some	DET
iiclr-25063	298	41	classes	class	NOUN
iiclr-25063	298	42	of	of	ADP
iiclr-25063	298	43	persons	person	NOUN
iiclr-25063	298	44	such	such	ADJ
iiclr-25063	298	45	71	71	NUM
iiclr-25063	298	46	.	.	PUNCT
iiclr-25063	299	1	see	see	VERB
iiclr-25063	299	2	leigh	leigh	PROPN
iiclr-25063	299	3	anderson	anderson	PROPN
iiclr-25063	299	4	et	et	PROPN
iiclr-25063	299	5	al	al	PROPN
iiclr-25063	299	6	.	.	PROPN
iiclr-25063	299	7	,	,	PUNCT
iiclr-25063	299	8	supra	supra	PROPN
iiclr-25063	299	9	note	note	PROPN
iiclr-25063	299	10	1	1	NUM
iiclr-25063	299	11	,	,	PUNCT
iiclr-25063	299	12	at	at	ADP
iiclr-25063	299	13	36	36	NUM
iiclr-25063	299	14	.	.	PUNCT
iiclr-25063	300	1	72	72	NUM
iiclr-25063	300	2	.	.	PUNCT
iiclr-25063	301	1	i	i	PRON
iiclr-25063	301	2	d.	d.	PROPN
iiclr-25063	301	3	73	73	NUM
iiclr-25063	301	4	.	.	PUNCT
iiclr-25063	302	1	reuben	reuben	PROPN
iiclr-25063	302	2	&	&	CCONJ
iiclr-25063	302	3	carbonari	carbonari	PROPN
iiclr-25063	302	4	,	,	PUNCT
iiclr-25063	302	5	supra	supra	PROPN
iiclr-25063	302	6	note	note	PROPN
iiclr-25063	302	7	16	16	NUM
iiclr-25063	302	8	,	,	PUNCT
iiclr-25063	302	9	at	at	ADP
iiclr-25063	302	10	11	11	NUM
iiclr-25063	302	11	.	.	PUNCT
iiclr-25063	302	12	74	74	NUM
iiclr-25063	302	13	.	.	PUNCT
iiclr-25063	303	1	i	i	PRON
iiclr-25063	303	2	d.	d.	PROPN
iiclr-25063	303	3	at	at	ADP
iiclr-25063	303	4	26	26	NUM
iiclr-25063	303	5	.	.	PUNCT
iiclr-25063	304	1	75	75	NUM
iiclr-25063	304	2	.	.	PUNCT
iiclr-25063	305	1	i	i	PRON
iiclr-25063	305	2	d.	d.	PROPN
iiclr-25063	305	3	at	at	ADP
iiclr-25063	305	4	31	31	NUM
iiclr-25063	305	5	,	,	PUNCT
iiclr-25063	305	6	32	32	NUM
iiclr-25063	305	7	.	.	X
iiclr-25063	305	8	50	50	NUM
iiclr-25063	305	9	indiana	indiana	PROPN
iiclr-25063	305	10	int’l	int’l	NOUN
iiclr-25063	305	11	&	&	CCONJ
iiclr-25063	305	12	comp	comp	PROPN
iiclr-25063	305	13	.	.	PUNCT
iiclr-25063	306	1	law	law	NOUN
iiclr-25063	306	2	review	review	NOUN
iiclr-25063	307	1	[	[	X
iiclr-25063	307	2	vol	vol	NOUN
iiclr-25063	307	3	.	.	PUNCT
iiclr-25063	307	4	30:33	30:33	NUM
iiclr-25063	307	5	as	as	ADP
iiclr-25063	307	6	the	the	DET
iiclr-25063	307	7	poor	poor	ADJ
iiclr-25063	307	8	,	,	PUNCT
iiclr-25063	307	9	persons	person	NOUN
iiclr-25063	307	10	residing	reside	VERB
iiclr-25063	307	11	in	in	ADP
iiclr-25063	307	12	remote	remote	ADJ
iiclr-25063	307	13	communities	community	NOUN
iiclr-25063	307	14	and	and	CCONJ
iiclr-25063	307	15	rural	rural	ADJ
iiclr-25063	307	16	women.76	women.76	NOUN
iiclr-25063	307	17	besides	besides	SCONJ
iiclr-25063	307	18	,	,	PUNCT
iiclr-25063	307	19	additional	additional	ADJ
iiclr-25063	307	20	fees	fee	NOUN
iiclr-25063	307	21	such	such	ADJ
iiclr-25063	307	22	as	as	ADP
iiclr-25063	307	23	travel	travel	NOUN
iiclr-25063	307	24	costs	cost	NOUN
iiclr-25063	307	25	and	and	CCONJ
iiclr-25063	307	26	unpaid	unpaid	ADJ
iiclr-25063	307	27	wages	wage	NOUN
iiclr-25063	307	28	for	for	ADP
iiclr-25063	307	29	hours	hour	NOUN
iiclr-25063	307	30	spent	spend	VERB
iiclr-25063	307	31	outside	outside	ADP
iiclr-25063	307	32	of	of	ADP
iiclr-25063	307	33	work	work	NOUN
iiclr-25063	307	34	are	be	AUX
iiclr-25063	307	35	ordinarily	ordinarily	ADV
iiclr-25063	307	36	borne	bear	VERB
iiclr-25063	307	37	by	by	ADP
iiclr-25063	307	38	citizens	citizen	NOUN
iiclr-25063	307	39	and	and	CCONJ
iiclr-25063	307	40	attempting	attempt	VERB
iiclr-25063	307	41	to	to	PART
iiclr-25063	307	42	segment	segment	VERB
iiclr-25063	307	43	citizens	citizen	NOUN
iiclr-25063	307	44	into	into	ADP
iiclr-25063	307	45	poor	poor	ADJ
iiclr-25063	307	46	and	and	CCONJ
iiclr-25063	307	47	well	well	ADV
iiclr-25063	307	48	-	-	PUNCT
iiclr-25063	307	49	off	off	NOUN
iiclr-25063	307	50	for	for	ADP
iiclr-25063	307	51	the	the	DET
iiclr-25063	307	52	purpose	purpose	NOUN
iiclr-25063	307	53	of	of	ADP
iiclr-25063	307	54	determining	determine	VERB
iiclr-25063	307	55	the	the	DET
iiclr-25063	307	56	class	class	NOUN
iiclr-25063	307	57	of	of	ADP
iiclr-25063	307	58	persons	person	NOUN
iiclr-25063	307	59	to	to	PART
iiclr-25063	307	60	offer	offer	VERB
iiclr-25063	307	61	free	free	ADJ
iiclr-25063	307	62	services	service	NOUN
iiclr-25063	307	63	can	can	AUX
iiclr-25063	307	64	amount	amount	VERB
iiclr-25063	307	65	to	to	ADP
iiclr-25063	307	66	more	more	ADJ
iiclr-25063	307	67	administrative	administrative	ADJ
iiclr-25063	307	68	challenges	challenge	NOUN
iiclr-25063	307	69	,	,	PUNCT
iiclr-25063	307	70	fraud	fraud	NOUN
iiclr-25063	307	71	and	and	CCONJ
iiclr-25063	307	72	omission	omission	NOUN
iiclr-25063	307	73	of	of	ADP
iiclr-25063	307	74	persons	person	NOUN
iiclr-25063	307	75	most	most	ADV
iiclr-25063	307	76	in	in	ADP
iiclr-25063	307	77	need	need	NOUN
iiclr-25063	307	78	of	of	ADP
iiclr-25063	307	79	identification	identification	NOUN
iiclr-25063	307	80	.	.	PUNCT
iiclr-25063	308	1	moreover	moreover	ADV
iiclr-25063	308	2	,	,	PUNCT
iiclr-25063	308	3	this	this	PRON
iiclr-25063	308	4	can	can	AUX
iiclr-25063	308	5	cause	cause	VERB
iiclr-25063	308	6	persons	person	NOUN
iiclr-25063	308	7	in	in	ADP
iiclr-25063	308	8	need	need	NOUN
iiclr-25063	308	9	of	of	ADP
iiclr-25063	308	10	identification	identification	NOUN
iiclr-25063	308	11	to	to	PART
iiclr-25063	308	12	bear	bear	VERB
iiclr-25063	308	13	the	the	DET
iiclr-25063	308	14	cost	cost	NOUN
iiclr-25063	308	15	of	of	ADP
iiclr-25063	308	16	registration	registration	NOUN
iiclr-25063	308	17	at	at	ADP
iiclr-25063	308	18	the	the	DET
iiclr-25063	308	19	expense	expense	NOUN
iiclr-25063	308	20	of	of	ADP
iiclr-25063	308	21	inclusion.77	inclusion.77	ADJ
iiclr-25063	308	22	3	3	NUM
iiclr-25063	308	23	.	.	PUNCT
iiclr-25063	309	1	build	build	VERB
iiclr-25063	309	2	capacity	capacity	NOUN
iiclr-25063	309	3	around	around	ADP
iiclr-25063	309	4	identification	identification	NOUN
iiclr-25063	309	5	systems	system	NOUN
iiclr-25063	309	6	in	in	ADP
iiclr-25063	309	7	terms	term	NOUN
iiclr-25063	309	8	of	of	ADP
iiclr-25063	309	9	capacity	capacity	NOUN
iiclr-25063	309	10	building	build	VERB
iiclr-25063	309	11	to	to	PART
iiclr-25063	309	12	improve	improve	VERB
iiclr-25063	309	13	efficiency	efficiency	NOUN
iiclr-25063	309	14	of	of	ADP
iiclr-25063	309	15	the	the	DET
iiclr-25063	309	16	identification	identification	NOUN
iiclr-25063	309	17	system	system	NOUN
iiclr-25063	309	18	,	,	PUNCT
iiclr-25063	309	19	regard	regard	NOUN
iiclr-25063	309	20	must	must	AUX
iiclr-25063	309	21	be	be	AUX
iiclr-25063	309	22	had	have	VERB
iiclr-25063	309	23	to	to	ADP
iiclr-25063	309	24	the	the	DET
iiclr-25063	309	25	employment	employment	NOUN
iiclr-25063	309	26	of	of	ADP
iiclr-25063	309	27	competent	competent	ADJ
iiclr-25063	309	28	staff	staff	NOUN
iiclr-25063	309	29	,	,	PUNCT
iiclr-25063	309	30	procurement	procurement	NOUN
iiclr-25063	309	31	of	of	ADP
iiclr-25063	309	32	efficient	efficient	ADJ
iiclr-25063	309	33	registration	registration	NOUN
iiclr-25063	309	34	tools	tool	NOUN
iiclr-25063	309	35	and	and	CCONJ
iiclr-25063	309	36	adoption	adoption	NOUN
iiclr-25063	309	37	of	of	ADP
iiclr-25063	309	38	a	a	DET
iiclr-25063	309	39	well	well	ADV
iiclr-25063	309	40	-	-	PUNCT
iiclr-25063	309	41	planned	plan	VERB
iiclr-25063	309	42	system	system	NOUN
iiclr-25063	309	43	of	of	ADP
iiclr-25063	309	44	registration	registration	NOUN
iiclr-25063	309	45	.	.	PUNCT
iiclr-25063	310	1	considering	consider	VERB
iiclr-25063	310	2	the	the	DET
iiclr-25063	310	3	heterogeneous	heterogeneous	ADJ
iiclr-25063	310	4	nature	nature	NOUN
iiclr-25063	310	5	and	and	CCONJ
iiclr-25063	310	6	cultural	cultural	ADJ
iiclr-25063	310	7	diversity	diversity	NOUN
iiclr-25063	310	8	of	of	ADP
iiclr-25063	310	9	nigeria	nigeria	PROPN
iiclr-25063	310	10	,	,	PUNCT
iiclr-25063	310	11	it	it	PRON
iiclr-25063	310	12	is	be	AUX
iiclr-25063	310	13	important	important	ADJ
iiclr-25063	310	14	to	to	PART
iiclr-25063	310	15	deploy	deploy	VERB
iiclr-25063	310	16	members	member	NOUN
iiclr-25063	310	17	of	of	ADP
iiclr-25063	310	18	staff	staff	NOUN
iiclr-25063	310	19	that	that	PRON
iiclr-25063	310	20	are	be	AUX
iiclr-25063	310	21	versed	verse	VERB
iiclr-25063	310	22	in	in	ADP
iiclr-25063	310	23	the	the	DET
iiclr-25063	310	24	local	local	ADJ
iiclr-25063	310	25	languages	language	NOUN
iiclr-25063	310	26	and	and	CCONJ
iiclr-25063	310	27	civic	civic	ADJ
iiclr-25063	310	28	mannerisms	mannerism	NOUN
iiclr-25063	310	29	of	of	ADP
iiclr-25063	310	30	the	the	DET
iiclr-25063	310	31	local	local	ADJ
iiclr-25063	310	32	people	people	NOUN
iiclr-25063	310	33	to	to	PART
iiclr-25063	310	34	ensure	ensure	VERB
iiclr-25063	310	35	acceptance	acceptance	NOUN
iiclr-25063	310	36	and	and	CCONJ
iiclr-25063	310	37	facilitate	facilitate	NOUN
iiclr-25063	310	38	registration	registration	NOUN
iiclr-25063	310	39	.	.	PUNCT
iiclr-25063	311	1	the	the	DET
iiclr-25063	311	2	nimc	nimc	NOUN
iiclr-25063	311	3	must	must	AUX
iiclr-25063	311	4	aim	aim	VERB
iiclr-25063	311	5	to	to	PART
iiclr-25063	311	6	meet	meet	VERB
iiclr-25063	311	7	all	all	DET
iiclr-25063	311	8	citizens	citizen	NOUN
iiclr-25063	311	9	as	as	ADV
iiclr-25063	311	10	close	close	ADJ
iiclr-25063	311	11	to	to	ADP
iiclr-25063	311	12	home	home	NOUN
iiclr-25063	311	13	as	as	ADP
iiclr-25063	311	14	possible	possible	ADJ
iiclr-25063	311	15	.	.	PUNCT
iiclr-25063	312	1	this	this	PRON
iiclr-25063	312	2	is	be	AUX
iiclr-25063	312	3	necessary	necessary	ADJ
iiclr-25063	312	4	as	as	SCONJ
iiclr-25063	312	5	citizens	citizen	NOUN
iiclr-25063	312	6	could	could	AUX
iiclr-25063	312	7	put	put	VERB
iiclr-25063	312	8	off	off	ADP
iiclr-25063	312	9	getting	getting	AUX
iiclr-25063	312	10	registered	register	VERB
iiclr-25063	312	11	where	where	SCONJ
iiclr-25063	312	12	registration	registration	NOUN
iiclr-25063	312	13	requirements	requirement	NOUN
iiclr-25063	312	14	prove	prove	VERB
iiclr-25063	312	15	daunting	daunt	VERB
iiclr-25063	312	16	.	.	PUNCT
iiclr-25063	313	1	technology	technology	NOUN
iiclr-25063	313	2	innovations	innovation	NOUN
iiclr-25063	313	3	and	and	CCONJ
iiclr-25063	313	4	tools	tool	NOUN
iiclr-25063	313	5	such	such	ADJ
iiclr-25063	313	6	as	as	ADP
iiclr-25063	313	7	portable	portable	ADJ
iiclr-25063	313	8	computers	computer	NOUN
iiclr-25063	313	9	,	,	PUNCT
iiclr-25063	313	10	biometrics	biometric	NOUN
iiclr-25063	313	11	scanners	scanner	NOUN
iiclr-25063	313	12	,	,	PUNCT
iiclr-25063	313	13	and	and	CCONJ
iiclr-25063	313	14	data	datum	NOUN
iiclr-25063	313	15	transmitters	transmitter	NOUN
iiclr-25063	313	16	are	be	AUX
iiclr-25063	313	17	indispensable	indispensable	ADJ
iiclr-25063	313	18	to	to	PART
iiclr-25063	313	19	input	input	VERB
iiclr-25063	313	20	information	information	NOUN
iiclr-25063	313	21	and	and	CCONJ
iiclr-25063	313	22	speedily	speedily	ADV
iiclr-25063	313	23	and	and	CCONJ
iiclr-25063	313	24	safely	safely	ADV
iiclr-25063	313	25	transmit	transmit	VERB
iiclr-25063	313	26	data	datum	NOUN
iiclr-25063	313	27	to	to	ADP
iiclr-25063	313	28	a	a	DET
iiclr-25063	313	29	central	central	ADJ
iiclr-25063	313	30	database	database	NOUN
iiclr-25063	313	31	.	.	PUNCT
iiclr-25063	314	1	these	these	PRON
iiclr-25063	314	2	are	be	AUX
iiclr-25063	314	3	required	require	VERB
iiclr-25063	314	4	to	to	PART
iiclr-25063	314	5	eliminate	eliminate	VERB
iiclr-25063	314	6	duplication	duplication	NOUN
iiclr-25063	314	7	of	of	ADP
iiclr-25063	314	8	registration	registration	NOUN
iiclr-25063	314	9	,	,	PUNCT
iiclr-25063	314	10	forgery	forgery	NOUN
iiclr-25063	314	11	and	and	CCONJ
iiclr-25063	314	12	identity	identity	NOUN
iiclr-25063	314	13	theft	theft	NOUN
iiclr-25063	314	14	.	.	PUNCT
iiclr-25063	315	1	further	far	ADV
iiclr-25063	315	2	,	,	PUNCT
iiclr-25063	315	3	digitisation	digitisation	NOUN
iiclr-25063	315	4	ushers	usher	VERB
iiclr-25063	315	5	significant	significant	ADJ
iiclr-25063	315	6	costsavings	costsaving	NOUN
iiclr-25063	315	7	including	include	VERB
iiclr-25063	315	8	the	the	DET
iiclr-25063	315	9	reduction	reduction	NOUN
iiclr-25063	315	10	of	of	ADP
iiclr-25063	315	11	the	the	DET
iiclr-25063	315	12	number	number	NOUN
iiclr-25063	315	13	of	of	ADP
iiclr-25063	315	14	registration	registration	NOUN
iiclr-25063	315	15	staff	staff	NOUN
iiclr-25063	315	16	,	,	PUNCT
iiclr-25063	315	17	reduction	reduction	NOUN
iiclr-25063	315	18	in	in	ADP
iiclr-25063	315	19	cost	cost	NOUN
iiclr-25063	315	20	of	of	ADP
iiclr-25063	315	21	paperwork	paperwork	NOUN
iiclr-25063	315	22	,	,	PUNCT
iiclr-25063	315	23	handling	handling	NOUN
iiclr-25063	315	24	and	and	CCONJ
iiclr-25063	315	25	transfer	transfer	NOUN
iiclr-25063	315	26	and	and	CCONJ
iiclr-25063	315	27	greater	great	ADJ
iiclr-25063	315	28	efficiency	efficiency	NOUN
iiclr-25063	315	29	of	of	ADP
iiclr-25063	315	30	the	the	DET
iiclr-25063	315	31	system	system	NOUN
iiclr-25063	315	32	.	.	PUNCT
iiclr-25063	316	1	additionally	additionally	ADV
iiclr-25063	316	2	,	,	PUNCT
iiclr-25063	316	3	traditional	traditional	ADJ
iiclr-25063	316	4	and	and	CCONJ
iiclr-25063	316	5	social	social	ADJ
iiclr-25063	316	6	media	medium	NOUN
iiclr-25063	316	7	platforms	platform	NOUN
iiclr-25063	316	8	are	be	AUX
iiclr-25063	316	9	crucial	crucial	ADJ
iiclr-25063	316	10	to	to	PART
iiclr-25063	316	11	create	create	VERB
iiclr-25063	316	12	widespread	widespread	ADJ
iiclr-25063	316	13	awareness	awareness	NOUN
iiclr-25063	316	14	and	and	CCONJ
iiclr-25063	316	15	sensitisation	sensitisation	NOUN
iiclr-25063	316	16	about	about	ADP
iiclr-25063	316	17	the	the	DET
iiclr-25063	316	18	importance	importance	NOUN
iiclr-25063	316	19	of	of	ADP
iiclr-25063	316	20	registration	registration	NOUN
iiclr-25063	316	21	.	.	PUNCT
iiclr-25063	317	1	technological	technological	ADJ
iiclr-25063	317	2	tools	tool	NOUN
iiclr-25063	317	3	deployed	deploy	VERB
iiclr-25063	317	4	for	for	ADP
iiclr-25063	317	5	registration	registration	NOUN
iiclr-25063	317	6	exercise	exercise	NOUN
iiclr-25063	317	7	must	must	AUX
iiclr-25063	317	8	be	be	AUX
iiclr-25063	317	9	efficient	efficient	ADJ
iiclr-25063	317	10	and	and	CCONJ
iiclr-25063	317	11	able	able	ADJ
iiclr-25063	317	12	to	to	PART
iiclr-25063	317	13	produce	produce	VERB
iiclr-25063	317	14	cards	card	NOUN
iiclr-25063	317	15	upon	upon	SCONJ
iiclr-25063	317	16	completion	completion	NOUN
iiclr-25063	317	17	of	of	ADP
iiclr-25063	317	18	the	the	DET
iiclr-25063	317	19	registration	registration	NOUN
iiclr-25063	317	20	to	to	PART
iiclr-25063	317	21	eliminate	eliminate	VERB
iiclr-25063	317	22	repeat	repeat	NOUN
iiclr-25063	317	23	visits	visit	NOUN
iiclr-25063	317	24	.	.	PUNCT
iiclr-25063	318	1	identification	identification	NOUN
iiclr-25063	318	2	systems	system	NOUN
iiclr-25063	318	3	must	must	AUX
iiclr-25063	318	4	also	also	ADV
iiclr-25063	318	5	permit	permit	VERB
iiclr-25063	318	6	updating	updating	NOUN
iiclr-25063	318	7	of	of	ADP
iiclr-25063	318	8	citizens	citizen	NOUN
iiclr-25063	318	9	’	’	PART
iiclr-25063	318	10	details	detail	NOUN
iiclr-25063	318	11	to	to	PART
iiclr-25063	318	12	reflect	reflect	VERB
iiclr-25063	318	13	changing	change	VERB
iiclr-25063	318	14	status	status	NOUN
iiclr-25063	318	15	including	include	VERB
iiclr-25063	318	16	marital	marital	ADJ
iiclr-25063	318	17	status	status	NOUN
iiclr-25063	318	18	,	,	PUNCT
iiclr-25063	318	19	address	address	NOUN
iiclr-25063	318	20	and	and	CCONJ
iiclr-25063	318	21	occupation	occupation	NOUN
iiclr-25063	318	22	,	,	PUNCT
iiclr-25063	318	23	and	and	CCONJ
iiclr-25063	318	24	age	age	NOUN
iiclr-25063	318	25	.	.	PUNCT
iiclr-25063	319	1	efficiency	efficiency	NOUN
iiclr-25063	319	2	can	can	AUX
iiclr-25063	319	3	be	be	AUX
iiclr-25063	319	4	fostered	foster	VERB
iiclr-25063	319	5	by	by	ADP
iiclr-25063	319	6	enabling	enable	VERB
iiclr-25063	319	7	electronic	electronic	ADJ
iiclr-25063	319	8	registration	registration	NOUN
iiclr-25063	319	9	in	in	ADP
iiclr-25063	319	10	real	real	ADJ
iiclr-25063	319	11	time	time	NOUN
iiclr-25063	319	12	.	.	PUNCT
iiclr-25063	320	1	pointof	pointof	NOUN
iiclr-25063	320	2	-	-	PUNCT
iiclr-25063	320	3	service	service	NOUN
iiclr-25063	320	4	readers	reader	NOUN
iiclr-25063	320	5	are	be	AUX
iiclr-25063	320	6	also	also	ADV
iiclr-25063	320	7	pertinent	pertinent	ADJ
iiclr-25063	320	8	for	for	ADP
iiclr-25063	320	9	authentication	authentication	NOUN
iiclr-25063	320	10	when	when	SCONJ
iiclr-25063	320	11	required	require	VERB
iiclr-25063	320	12	.	.	PUNCT
iiclr-25063	321	1	national	national	PROPN
iiclr-25063	321	2	i	i	PROPN
iiclr-25063	321	3	d	d	PROPN
iiclr-25063	321	4	registration	registration	NOUN
iiclr-25063	321	5	can	can	AUX
iiclr-25063	321	6	be	be	AUX
iiclr-25063	321	7	further	far	ADV
iiclr-25063	321	8	enhanced	enhance	VERB
iiclr-25063	321	9	with	with	ADP
iiclr-25063	321	10	the	the	DET
iiclr-25063	321	11	use	use	NOUN
iiclr-25063	321	12	of	of	ADP
iiclr-25063	321	13	block	block	NOUN
iiclr-25063	321	14	-	-	PUNCT
iiclr-25063	321	15	chains	chain	NOUN
iiclr-25063	321	16	.	.	PUNCT
iiclr-25063	322	1	this	this	PRON
iiclr-25063	322	2	is	be	AUX
iiclr-25063	322	3	basically	basically	ADV
iiclr-25063	322	4	a	a	DET
iiclr-25063	322	5	technology	technology	NOUN
iiclr-25063	322	6	that	that	PRON
iiclr-25063	322	7	enables	enable	VERB
iiclr-25063	322	8	real	real	ADJ
iiclr-25063	322	9	-	-	PUNCT
iiclr-25063	322	10	time	time	NOUN
iiclr-25063	322	11	logging	log	VERB
iiclr-25063	322	12	in	in	ADP
iiclr-25063	322	13	of	of	ADP
iiclr-25063	322	14	information	information	NOUN
iiclr-25063	322	15	and	and	CCONJ
iiclr-25063	322	16	makes	make	VERB
iiclr-25063	322	17	a	a	DET
iiclr-25063	322	18	record	record	NOUN
iiclr-25063	322	19	of	of	ADP
iiclr-25063	322	20	all	all	DET
iiclr-25063	322	21	amendments	amendment	NOUN
iiclr-25063	322	22	to	to	ADP
iiclr-25063	322	23	the	the	DET
iiclr-25063	322	24	information	information	NOUN
iiclr-25063	322	25	held	hold	VERB
iiclr-25063	322	26	on	on	ADP
iiclr-25063	322	27	a	a	DET
iiclr-25063	322	28	database	database	NOUN
iiclr-25063	322	29	.	.	PUNCT
iiclr-25063	323	1	blockchains	blockchain	NOUN
iiclr-25063	323	2	are	be	AUX
iiclr-25063	323	3	ideal	ideal	ADJ
iiclr-25063	323	4	as	as	SCONJ
iiclr-25063	323	5	all	all	DET
iiclr-25063	323	6	identity	identity	NOUN
iiclr-25063	323	7	information	information	NOUN
iiclr-25063	323	8	relating	relate	VERB
iiclr-25063	323	9	to	to	ADP
iiclr-25063	323	10	a	a	DET
iiclr-25063	323	11	client	client	NOUN
iiclr-25063	323	12	can	can	AUX
iiclr-25063	323	13	be	be	AUX
iiclr-25063	323	14	seen	see	VERB
iiclr-25063	323	15	at	at	ADP
iiclr-25063	323	16	a	a	DET
iiclr-25063	323	17	glance	glance	NOUN
iiclr-25063	323	18	from	from	ADP
iiclr-25063	323	19	birth	birth	NOUN
iiclr-25063	323	20	to	to	ADP
iiclr-25063	323	21	death	death	NOUN
iiclr-25063	323	22	and	and	CCONJ
iiclr-25063	323	23	every	every	DET
iiclr-25063	323	24	other	other	ADJ
iiclr-25063	323	25	activity	activity	NOUN
iiclr-25063	323	26	that	that	PRON
iiclr-25063	323	27	occurs	occur	VERB
iiclr-25063	323	28	in	in	ADP
iiclr-25063	323	29	between	between	ADP
iiclr-25063	323	30	.	.	PUNCT
iiclr-25063	324	1	this	this	DET
iiclr-25063	324	2	technology	technology	NOUN
iiclr-25063	324	3	also	also	ADV
iiclr-25063	324	4	removes	remove	VERB
iiclr-25063	324	5	incidences	incidence	NOUN
iiclr-25063	324	6	of	of	ADP
iiclr-25063	324	7	duplications	duplication	NOUN
iiclr-25063	324	8	enables	enable	VERB
iiclr-25063	324	9	registration	registration	NOUN
iiclr-25063	324	10	staff	staff	NOUN
iiclr-25063	324	11	to	to	PART
iiclr-25063	324	12	purge	purge	VERB
iiclr-25063	324	13	double	double	ADJ
iiclr-25063	324	14	entries	entry	NOUN
iiclr-25063	324	15	.	.	PUNCT
iiclr-25063	325	1	blockchains	blockchain	NOUN
iiclr-25063	325	2	can	can	AUX
iiclr-25063	325	3	assist	assist	VERB
iiclr-25063	325	4	in	in	ADP
iiclr-25063	325	5	fraud	fraud	NOUN
iiclr-25063	325	6	detection	detection	NOUN
iiclr-25063	325	7	and	and	CCONJ
iiclr-25063	325	8	prevention	prevention	NOUN
iiclr-25063	325	9	76	76	NUM
iiclr-25063	325	10	.	.	PUNCT
iiclr-25063	326	1	dennis	dennis	PROPN
iiclr-25063	326	2	erezi	erezi	PROPN
iiclr-25063	326	3	,	,	PUNCT
iiclr-25063	326	4	nigerians	nigerians	PROPN
iiclr-25063	326	5	to	to	PART
iiclr-25063	326	6	pay	pay	VERB
iiclr-25063	326	7	for	for	ADP
iiclr-25063	326	8	national	national	ADJ
iiclr-25063	326	9	i	i	PROPN
iiclr-25063	326	10	d	d	PROPN
iiclr-25063	326	11	card	card	NOUN
iiclr-25063	326	12	from	from	ADP
iiclr-25063	326	13	2022	2022	NUM
iiclr-25063	326	14	,	,	PUNCT
iiclr-25063	326	15	says	say	VERB
iiclr-25063	326	16	nimc	nimc	ADJ
iiclr-25063	326	17	,	,	PUNCT
iiclr-25063	326	18	the	the	DET
iiclr-25063	326	19	guardian	guardian	NOUN
iiclr-25063	326	20	(	(	PUNCT
iiclr-25063	326	21	feb	feb	PROPN
iiclr-25063	326	22	.	.	PROPN
iiclr-25063	326	23	1	1	NUM
iiclr-25063	326	24	2019	2019	NUM
iiclr-25063	326	25	)	)	PUNCT
iiclr-25063	326	26	,	,	PUNCT
iiclr-25063	326	27	the	the	DET
iiclr-25063	326	28	guardian	guardian	NOUN
iiclr-25063	326	29	,	,	PUNCT
iiclr-25063	326	30	https://guardian.ng/news/nigeria/national/nigerians-to-pay-fornational-id-card-from-2022-says-nimc/	https://guardian.ng/news/nigeria/national/nigerians-to-pay-fornational-id-card-from-2022-says-nimc/	PROPN
iiclr-25063	327	1	[	[	X
iiclr-25063	327	2	https://perma.cc/l3zu-tuyx	https://perma.cc/l3zu-tuyx	X
iiclr-25063	327	3	]	]	X
iiclr-25063	327	4	.	.	PUNCT
iiclr-25063	328	1	77	77	NUM
iiclr-25063	328	2	.	.	PUNCT
iiclr-25063	329	1	gelb	gelb	PROPN
iiclr-25063	329	2	&	&	CCONJ
iiclr-25063	329	3	metz	metz	PROPN
iiclr-25063	329	4	,	,	PUNCT
iiclr-25063	329	5	supra	supra	PROPN
iiclr-25063	329	6	note	note	NOUN
iiclr-25063	329	7	60	60	NUM
iiclr-25063	329	8	,	,	PUNCT
iiclr-25063	329	9	at	at	ADP
iiclr-25063	329	10	,	,	PUNCT
iiclr-25063	329	11	page	page	NOUN
iiclr-25063	329	12	2	2	NUM
iiclr-25063	329	13	,	,	PUNCT
iiclr-25063	329	14	3	3	NUM
iiclr-25063	329	15	.	.	NOUN
iiclr-25063	329	16	2019	2019	NUM
iiclr-25063	329	17	]	]	PUNCT
iiclr-25063	329	18	identification	identification	NOUN
iiclr-25063	329	19	management	management	NOUN
iiclr-25063	329	20	in	in	ADP
iiclr-25063	329	21	nigeria	nigeria	PROPN
iiclr-25063	329	22	51	51	NUM
iiclr-25063	329	23	as	as	ADP
iiclr-25063	329	24	all	all	DET
iiclr-25063	329	25	additions	addition	NOUN
iiclr-25063	329	26	and	and	CCONJ
iiclr-25063	329	27	changes	change	NOUN
iiclr-25063	329	28	made	make	VERB
iiclr-25063	329	29	to	to	ADP
iiclr-25063	329	30	the	the	DET
iiclr-25063	329	31	system	system	NOUN
iiclr-25063	329	32	are	be	AUX
iiclr-25063	329	33	preserved	preserve	VERB
iiclr-25063	329	34	.	.	PUNCT
iiclr-25063	330	1	additionally	additionally	ADV
iiclr-25063	330	2	,	,	PUNCT
iiclr-25063	330	3	with	with	ADP
iiclr-25063	330	4	the	the	DET
iiclr-25063	330	5	aid	aid	NOUN
iiclr-25063	330	6	of	of	ADP
iiclr-25063	330	7	blockchain	blockchain	PROPN
iiclr-25063	330	8	technology	technology	PROPN
iiclr-25063	330	9	,	,	PUNCT
iiclr-25063	330	10	updates	update	NOUN
iiclr-25063	330	11	and	and	CCONJ
iiclr-25063	330	12	harmonisation	harmonisation	NOUN
iiclr-25063	330	13	of	of	ADP
iiclr-25063	330	14	data	datum	NOUN
iiclr-25063	330	15	with	with	ADP
iiclr-25063	330	16	other	other	ADJ
iiclr-25063	330	17	trusted	trust	VERB
iiclr-25063	330	18	and	and	CCONJ
iiclr-25063	330	19	relevant	relevant	ADJ
iiclr-25063	330	20	authorities	authority	NOUN
iiclr-25063	330	21	will	will	AUX
iiclr-25063	330	22	become	become	VERB
iiclr-25063	330	23	easier	easy	ADJ
iiclr-25063	330	24	.	.	PUNCT
iiclr-25063	331	1	4	4	X
iiclr-25063	331	2	.	.	X
iiclr-25063	331	3	privacy	privacy	NOUN
iiclr-25063	331	4	and	and	CCONJ
iiclr-25063	331	5	data	datum	NOUN
iiclr-25063	331	6	protection	protection	NOUN
iiclr-25063	331	7	the	the	DET
iiclr-25063	331	8	guarantee	guarantee	NOUN
iiclr-25063	331	9	of	of	ADP
iiclr-25063	331	10	the	the	DET
iiclr-25063	331	11	protection	protection	NOUN
iiclr-25063	331	12	of	of	ADP
iiclr-25063	331	13	data	datum	NOUN
iiclr-25063	331	14	and	and	CCONJ
iiclr-25063	331	15	privacy	privacy	NOUN
iiclr-25063	331	16	is	be	AUX
iiclr-25063	331	17	important	important	ADJ
iiclr-25063	331	18	to	to	PART
iiclr-25063	331	19	ensure	ensure	VERB
iiclr-25063	331	20	that	that	SCONJ
iiclr-25063	331	21	citizens	citizen	NOUN
iiclr-25063	331	22	’	’	PART
iiclr-25063	331	23	data	datum	NOUN
iiclr-25063	331	24	are	be	AUX
iiclr-25063	331	25	not	not	PART
iiclr-25063	331	26	unfairly	unfairly	ADV
iiclr-25063	331	27	or	or	CCONJ
iiclr-25063	331	28	unlawfully	unlawfully	ADV
iiclr-25063	331	29	put	put	VERB
iiclr-25063	331	30	to	to	ADP
iiclr-25063	331	31	detrimental	detrimental	ADJ
iiclr-25063	331	32	uses	use	NOUN
iiclr-25063	331	33	or	or	CCONJ
iiclr-25063	331	34	transferred	transfer	VERB
iiclr-25063	331	35	to	to	ADP
iiclr-25063	331	36	unauthorised	unauthorised	ADJ
iiclr-25063	331	37	persons	person	NOUN
iiclr-25063	331	38	.	.	PUNCT
iiclr-25063	332	1	data	datum	NOUN
iiclr-25063	332	2	standards	standard	NOUN
iiclr-25063	332	3	such	such	ADJ
iiclr-25063	332	4	as	as	ADP
iiclr-25063	332	5	limitation	limitation	NOUN
iiclr-25063	332	6	of	of	ADP
iiclr-25063	332	7	use	use	NOUN
iiclr-25063	332	8	,	,	PUNCT
iiclr-25063	332	9	disclosure	disclosure	NOUN
iiclr-25063	332	10	of	of	ADP
iiclr-25063	332	11	purpose	purpose	NOUN
iiclr-25063	332	12	and	and	CCONJ
iiclr-25063	332	13	minimisation	minimisation	NOUN
iiclr-25063	332	14	of	of	ADP
iiclr-25063	332	15	collection	collection	NOUN
iiclr-25063	332	16	must	must	AUX
iiclr-25063	332	17	be	be	AUX
iiclr-25063	332	18	maintained	maintain	VERB
iiclr-25063	332	19	in	in	ADP
iiclr-25063	332	20	identification	identification	NOUN
iiclr-25063	332	21	registries	registry	NOUN
iiclr-25063	332	22	.	.	PUNCT
iiclr-25063	333	1	registries	registry	NOUN
iiclr-25063	333	2	acting	act	VERB
iiclr-25063	333	3	as	as	SCONJ
iiclr-25063	333	4	database	database	NOUN
iiclr-25063	333	5	controllers	controller	NOUN
iiclr-25063	333	6	must	must	AUX
iiclr-25063	333	7	adhere	adhere	VERB
iiclr-25063	333	8	to	to	ADP
iiclr-25063	333	9	strict	strict	ADJ
iiclr-25063	333	10	standards	standard	NOUN
iiclr-25063	333	11	of	of	ADP
iiclr-25063	333	12	confidentiality	confidentiality	NOUN
iiclr-25063	333	13	in	in	ADP
iiclr-25063	333	14	giving	give	VERB
iiclr-25063	333	15	access	access	NOUN
iiclr-25063	333	16	to	to	ADP
iiclr-25063	333	17	citizens	citizen	NOUN
iiclr-25063	333	18	’	’	PART
iiclr-25063	333	19	data	datum	NOUN
iiclr-25063	333	20	containing	contain	VERB
iiclr-25063	333	21	highly	highly	ADV
iiclr-25063	333	22	sensitive	sensitive	ADJ
iiclr-25063	333	23	personal	personal	ADJ
iiclr-25063	333	24	information	information	NOUN
iiclr-25063	333	25	that	that	PRON
iiclr-25063	333	26	could	could	AUX
iiclr-25063	333	27	lead	lead	VERB
iiclr-25063	333	28	to	to	ADP
iiclr-25063	333	29	personal	personal	ADJ
iiclr-25063	333	30	security	security	NOUN
iiclr-25063	333	31	risks	risk	NOUN
iiclr-25063	333	32	.	.	PUNCT
iiclr-25063	334	1	registration	registration	NOUN
iiclr-25063	334	2	authorities	authority	NOUN
iiclr-25063	334	3	must	must	AUX
iiclr-25063	334	4	also	also	ADV
iiclr-25063	334	5	ensure	ensure	VERB
iiclr-25063	334	6	that	that	SCONJ
iiclr-25063	334	7	all	all	DET
iiclr-25063	334	8	customer	customer	NOUN
iiclr-25063	334	9	data	datum	NOUN
iiclr-25063	334	10	are	be	AUX
iiclr-25063	334	11	reliable	reliable	ADJ
iiclr-25063	334	12	,	,	PUNCT
iiclr-25063	334	13	accurate	accurate	ADJ
iiclr-25063	334	14	and	and	CCONJ
iiclr-25063	334	15	up	up	ADP
iiclr-25063	334	16	to	to	ADP
iiclr-25063	334	17	date	date	NOUN
iiclr-25063	334	18	and	and	CCONJ
iiclr-25063	334	19	allow	allow	VERB
iiclr-25063	334	20	for	for	ADP
iiclr-25063	334	21	amendment	amendment	NOUN
iiclr-25063	334	22	by	by	ADP
iiclr-25063	334	23	clients	client	NOUN
iiclr-25063	334	24	where	where	SCONJ
iiclr-25063	334	25	errors	error	NOUN
iiclr-25063	334	26	exist	exist	VERB
iiclr-25063	334	27	.	.	PUNCT
iiclr-25063	335	1	it	it	PRON
iiclr-25063	335	2	is	be	AUX
iiclr-25063	335	3	also	also	ADV
iiclr-25063	335	4	crucial	crucial	ADJ
iiclr-25063	335	5	to	to	PART
iiclr-25063	335	6	ensure	ensure	VERB
iiclr-25063	335	7	that	that	SCONJ
iiclr-25063	335	8	databases	database	NOUN
iiclr-25063	335	9	do	do	AUX
iiclr-25063	335	10	not	not	PART
iiclr-25063	335	11	open	open	VERB
iiclr-25063	335	12	the	the	DET
iiclr-25063	335	13	opportunity	opportunity	NOUN
iiclr-25063	335	14	for	for	ADP
iiclr-25063	335	15	intrusive	intrusive	ADJ
iiclr-25063	335	16	systems	system	NOUN
iiclr-25063	335	17	without	without	ADP
iiclr-25063	335	18	regard	regard	NOUN
iiclr-25063	335	19	to	to	ADP
iiclr-25063	335	20	the	the	DET
iiclr-25063	335	21	nuggets	nugget	NOUN
iiclr-25063	335	22	of	of	ADP
iiclr-25063	335	23	privacy	privacy	NOUN
iiclr-25063	335	24	.	.	PUNCT
iiclr-25063	336	1	regard	regard	NOUN
iiclr-25063	336	2	must	must	AUX
iiclr-25063	336	3	be	be	AUX
iiclr-25063	336	4	had	have	VERB
iiclr-25063	336	5	to	to	PART
iiclr-25063	336	6	information	information	NOUN
iiclr-25063	336	7	security	security	NOUN
iiclr-25063	336	8	,	,	PUNCT
iiclr-25063	336	9	record	record	NOUN
iiclr-25063	336	10	safekeeping	safekeeping	NOUN
iiclr-25063	336	11	,	,	PUNCT
iiclr-25063	336	12	ethical	ethical	ADJ
iiclr-25063	336	13	handling	handling	NOUN
iiclr-25063	336	14	of	of	ADP
iiclr-25063	336	15	personal	personal	ADJ
iiclr-25063	336	16	information	information	NOUN
iiclr-25063	336	17	and	and	CCONJ
iiclr-25063	336	18	the	the	DET
iiclr-25063	336	19	provision	provision	NOUN
iiclr-25063	336	20	and	and	CCONJ
iiclr-25063	336	21	management	management	NOUN
iiclr-25063	336	22	of	of	ADP
iiclr-25063	336	23	information	information	NOUN
iiclr-25063	336	24	communications	communication	NOUN
iiclr-25063	336	25	technology.78	technology.78	PROPN
iiclr-25063	337	1	this	this	PRON
iiclr-25063	337	2	can	can	AUX
iiclr-25063	337	3	be	be	AUX
iiclr-25063	337	4	achieved	achieve	VERB
iiclr-25063	337	5	by	by	ADP
iiclr-25063	337	6	instituting	institute	VERB
iiclr-25063	337	7	an	an	DET
iiclr-25063	337	8	effective	effective	ADJ
iiclr-25063	337	9	national	national	ADJ
iiclr-25063	337	10	identification	identification	NOUN
iiclr-25063	337	11	management	management	NOUN
iiclr-25063	337	12	system	system	NOUN
iiclr-25063	337	13	equipped	equip	VERB
iiclr-25063	337	14	with	with	ADP
iiclr-25063	337	15	competent	competent	ADJ
iiclr-25063	337	16	staff	staff	NOUN
iiclr-25063	337	17	and	and	CCONJ
iiclr-25063	337	18	vested	vest	VERB
iiclr-25063	337	19	with	with	ADP
iiclr-25063	337	20	the	the	DET
iiclr-25063	337	21	legal	legal	ADJ
iiclr-25063	337	22	authority	authority	NOUN
iiclr-25063	337	23	to	to	PART
iiclr-25063	337	24	collect	collect	VERB
iiclr-25063	337	25	,	,	PUNCT
iiclr-25063	337	26	process	process	NOUN
iiclr-25063	337	27	and	and	CCONJ
iiclr-25063	337	28	protect	protect	VERB
iiclr-25063	337	29	personal	personal	ADJ
iiclr-25063	337	30	data	datum	NOUN
iiclr-25063	337	31	about	about	ADP
iiclr-25063	337	32	citizens	citizen	NOUN
iiclr-25063	337	33	.	.	PUNCT
iiclr-25063	338	1	furthermore	furthermore	ADV
iiclr-25063	338	2	,	,	PUNCT
iiclr-25063	338	3	to	to	PART
iiclr-25063	338	4	advance	advance	VERB
iiclr-25063	338	5	the	the	DET
iiclr-25063	338	6	data	data	NOUN
iiclr-25063	338	7	protection	protection	NOUN
iiclr-25063	338	8	and	and	CCONJ
iiclr-25063	338	9	privacy	privacy	NOUN
iiclr-25063	338	10	of	of	ADP
iiclr-25063	338	11	citizens	citizen	NOUN
iiclr-25063	338	12	,	,	PUNCT
iiclr-25063	338	13	only	only	ADV
iiclr-25063	338	14	basic	basic	ADJ
iiclr-25063	338	15	required	require	VERB
iiclr-25063	338	16	information	information	NOUN
iiclr-25063	338	17	should	should	AUX
iiclr-25063	338	18	be	be	AUX
iiclr-25063	338	19	visible	visible	ADJ
iiclr-25063	338	20	and	and	CCONJ
iiclr-25063	338	21	all	all	DET
iiclr-25063	338	22	other	other	ADJ
iiclr-25063	338	23	personal	personal	ADJ
iiclr-25063	338	24	information	information	NOUN
iiclr-25063	338	25	provided	provide	VERB
iiclr-25063	338	26	in	in	ADP
iiclr-25063	338	27	machine	machine	NOUN
iiclr-25063	338	28	readable	readable	ADJ
iiclr-25063	338	29	form	form	NOUN
iiclr-25063	338	30	to	to	ADP
iiclr-25063	338	31	relevant	relevant	ADJ
iiclr-25063	338	32	entities	entity	NOUN
iiclr-25063	338	33	.	.	PUNCT
iiclr-25063	339	1	to	to	ADP
iiclr-25063	339	2	this	this	DET
iiclr-25063	339	3	end	end	NOUN
iiclr-25063	339	4	,	,	PUNCT
iiclr-25063	339	5	registration	registration	NOUN
iiclr-25063	339	6	authorities	authority	NOUN
iiclr-25063	339	7	must	must	AUX
iiclr-25063	339	8	insist	insist	VERB
iiclr-25063	339	9	on	on	ADP
iiclr-25063	339	10	segmenting	segment	VERB
iiclr-25063	339	11	personal	personal	ADJ
iiclr-25063	339	12	information	information	NOUN
iiclr-25063	339	13	requested	request	VERB
iiclr-25063	339	14	by	by	ADP
iiclr-25063	339	15	third	third	ADJ
iiclr-25063	339	16	parties	party	NOUN
iiclr-25063	339	17	to	to	PART
iiclr-25063	339	18	ensure	ensure	VERB
iiclr-25063	339	19	that	that	SCONJ
iiclr-25063	339	20	only	only	ADJ
iiclr-25063	339	21	information	information	NOUN
iiclr-25063	339	22	required	require	VERB
iiclr-25063	339	23	for	for	ADP
iiclr-25063	339	24	a	a	DET
iiclr-25063	339	25	particular	particular	ADJ
iiclr-25063	339	26	transaction	transaction	NOUN
iiclr-25063	339	27	is	be	AUX
iiclr-25063	339	28	disclosed	disclose	VERB
iiclr-25063	339	29	.	.	PUNCT
iiclr-25063	340	1	for	for	ADP
iiclr-25063	340	2	example	example	NOUN
iiclr-25063	340	3	,	,	PUNCT
iiclr-25063	340	4	for	for	ADP
iiclr-25063	340	5	sim	sim	ADJ
iiclr-25063	340	6	card	card	NOUN
iiclr-25063	340	7	registration	registration	NOUN
iiclr-25063	340	8	,	,	PUNCT
iiclr-25063	340	9	the	the	DET
iiclr-25063	340	10	credit	credit	NOUN
iiclr-25063	340	11	information	information	NOUN
iiclr-25063	340	12	pertaining	pertain	VERB
iiclr-25063	340	13	to	to	ADP
iiclr-25063	340	14	a	a	DET
iiclr-25063	340	15	client	client	NOUN
iiclr-25063	340	16	is	be	AUX
iiclr-25063	340	17	not	not	PART
iiclr-25063	340	18	necessary	necessary	ADJ
iiclr-25063	340	19	nor	nor	CCONJ
iiclr-25063	340	20	is	be	AUX
iiclr-25063	340	21	the	the	DET
iiclr-25063	340	22	health	health	NOUN
iiclr-25063	340	23	status	status	NOUN
iiclr-25063	340	24	of	of	ADP
iiclr-25063	340	25	a	a	DET
iiclr-25063	340	26	client	client	NOUN
iiclr-25063	340	27	required	require	VERB
iiclr-25063	340	28	by	by	ADP
iiclr-25063	340	29	a	a	DET
iiclr-25063	340	30	financial	financial	ADJ
iiclr-25063	340	31	institution	institution	NOUN
iiclr-25063	340	32	except	except	SCONJ
iiclr-25063	340	33	in	in	ADP
iiclr-25063	340	34	the	the	DET
iiclr-25063	340	35	case	case	NOUN
iiclr-25063	340	36	of	of	ADP
iiclr-25063	340	37	life	life	NOUN
iiclr-25063	340	38	insurance	insurance	NOUN
iiclr-25063	340	39	applications	application	NOUN
iiclr-25063	340	40	.	.	PUNCT
iiclr-25063	341	1	importantly	importantly	ADV
iiclr-25063	341	2	,	,	PUNCT
iiclr-25063	341	3	the	the	DET
iiclr-25063	341	4	authorities	authority	NOUN
iiclr-25063	341	5	must	must	AUX
iiclr-25063	341	6	stipulate	stipulate	VERB
iiclr-25063	341	7	strict	strict	ADJ
iiclr-25063	341	8	penalty	penalty	NOUN
iiclr-25063	341	9	for	for	ADP
iiclr-25063	341	10	the	the	DET
iiclr-25063	341	11	violation	violation	NOUN
iiclr-25063	341	12	of	of	ADP
iiclr-25063	341	13	privacy	privacy	NOUN
iiclr-25063	341	14	of	of	ADP
iiclr-25063	341	15	citizens	citizen	NOUN
iiclr-25063	341	16	and	and	CCONJ
iiclr-25063	341	17	data	datum	NOUN
iiclr-25063	341	18	protection	protection	NOUN
iiclr-25063	341	19	standards	standard	NOUN
iiclr-25063	341	20	.	.	PUNCT
iiclr-25063	342	1	all	all	DET
iiclr-25063	342	2	these	these	PRON
iiclr-25063	342	3	must	must	AUX
iiclr-25063	342	4	be	be	AUX
iiclr-25063	342	5	with	with	ADP
iiclr-25063	342	6	the	the	DET
iiclr-25063	342	7	consent	consent	NOUN
iiclr-25063	342	8	of	of	ADP
iiclr-25063	342	9	data	datum	NOUN
iiclr-25063	342	10	subjects	subject	NOUN
iiclr-25063	342	11	.	.	PUNCT
iiclr-25063	343	1	in	in	ADP
iiclr-25063	343	2	india	india	PROPN
iiclr-25063	343	3	the	the	DET
iiclr-25063	343	4	supreme	supreme	PROPN
iiclr-25063	343	5	court	court	PROPN
iiclr-25063	343	6	ruled	rule	VERB
iiclr-25063	343	7	in	in	ADP
iiclr-25063	343	8	2012	2012	NUM
iiclr-25063	343	9	that	that	PRON
iiclr-25063	343	10	unique	unique	ADJ
iiclr-25063	343	11	identification	identification	NOUN
iiclr-25063	343	12	authority	authority	NOUN
iiclr-25063	343	13	of	of	ADP
iiclr-25063	343	14	india	india	PROPN
iiclr-25063	343	15	(	(	PUNCT
iiclr-25063	343	16	uidai),the	uidai),the	DET
iiclr-25063	343	17	registration	registration	NOUN
iiclr-25063	343	18	authority	authority	NOUN
iiclr-25063	343	19	,	,	PUNCT
iiclr-25063	343	20	had	have	VERB
iiclr-25063	343	21	no	no	DET
iiclr-25063	343	22	power	power	NOUN
iiclr-25063	343	23	to	to	PART
iiclr-25063	343	24	permit	permit	VERB
iiclr-25063	343	25	private	private	ADJ
iiclr-25063	343	26	or	or	CCONJ
iiclr-25063	343	27	government	government	NOUN
iiclr-25063	343	28	entities	entity	NOUN
iiclr-25063	343	29	to	to	PART
iiclr-25063	343	30	access	access	VERB
iiclr-25063	343	31	the	the	DET
iiclr-25063	343	32	data	datum	NOUN
iiclr-25063	343	33	of	of	ADP
iiclr-25063	343	34	individuals	individual	NOUN
iiclr-25063	343	35	without	without	ADP
iiclr-25063	343	36	the	the	DET
iiclr-25063	343	37	consent	consent	NOUN
iiclr-25063	343	38	of	of	ADP
iiclr-25063	343	39	the	the	DET
iiclr-25063	343	40	individual.79	individual.79	NOUN
iiclr-25063	343	41	further	far	ADV
iiclr-25063	343	42	,	,	PUNCT
iiclr-25063	343	43	fines	fine	NOUN
iiclr-25063	343	44	charged	charge	VERB
iiclr-25063	343	45	to	to	ADP
iiclr-25063	343	46	privacy	privacy	NOUN
iiclr-25063	343	47	offenders	offender	NOUN
iiclr-25063	343	48	should	should	AUX
iiclr-25063	343	49	benefit	benefit	VERB
iiclr-25063	343	50	the	the	DET
iiclr-25063	343	51	victims	victim	NOUN
iiclr-25063	343	52	of	of	ADP
iiclr-25063	343	53	the	the	DET
iiclr-25063	343	54	infringement	infringement	NOUN
iiclr-25063	343	55	.	.	PUNCT
iiclr-25063	344	1	monetary	monetary	ADJ
iiclr-25063	344	2	compensation	compensation	NOUN
iiclr-25063	344	3	can	can	AUX
iiclr-25063	344	4	be	be	AUX
iiclr-25063	344	5	offered	offer	VERB
iiclr-25063	344	6	in	in	ADP
iiclr-25063	344	7	the	the	DET
iiclr-25063	344	8	case	case	NOUN
iiclr-25063	344	9	of	of	ADP
iiclr-25063	344	10	individuals	individual	NOUN
iiclr-25063	344	11	and	and	CCONJ
iiclr-25063	344	12	community	community	NOUN
iiclr-25063	344	13	development	development	NOUN
iiclr-25063	344	14	projects	project	NOUN
iiclr-25063	344	15	where	where	SCONJ
iiclr-25063	344	16	infringement	infringement	NOUN
iiclr-25063	344	17	or	or	CCONJ
iiclr-25063	344	18	privacy	privacy	NOUN
iiclr-25063	344	19	abuse	abuse	NOUN
iiclr-25063	344	20	78	78	NUM
iiclr-25063	344	21	.	.	PUNCT
iiclr-25063	345	1	mia	mia	PROPN
iiclr-25063	345	2	harbitz	harbitz	PROPN
iiclr-25063	345	3	&	&	CCONJ
iiclr-25063	345	4	bettina	bettina	PROPN
iiclr-25063	345	5	boekle	boekle	PROPN
iiclr-25063	345	6	,	,	PUNCT
iiclr-25063	345	7	democratic	democratic	ADJ
iiclr-25063	345	8	governance	governance	NOUN
iiclr-25063	345	9	,	,	PUNCT
iiclr-25063	345	10	citizenship	citizenship	NOUN
iiclr-25063	345	11	,	,	PUNCT
iiclr-25063	345	12	and	and	CCONJ
iiclr-25063	345	13	legal	legal	ADJ
iiclr-25063	345	14	identity	identity	NOUN
iiclr-25063	345	15	linking	link	VERB
iiclr-25063	345	16	theoretical	theoretical	ADJ
iiclr-25063	345	17	discussion	discussion	NOUN
iiclr-25063	345	18	and	and	CCONJ
iiclr-25063	345	19	operational	operational	ADJ
iiclr-25063	345	20	reality	reality	NOUN
iiclr-25063	345	21	,	,	PUNCT
iiclr-25063	345	22	inter	inter	ADJ
iiclr-25063	345	23	-	-	ADJ
iiclr-25063	345	24	american	american	ADJ
iiclr-25063	345	25	development	development	PROPN
iiclr-25063	345	26	bank	bank	PROPN
iiclr-25063	345	27	38	38	NUM
iiclr-25063	345	28	(	(	PUNCT
iiclr-25063	345	29	may	may	PROPN
iiclr-25063	345	30	2009	2009	NUM
iiclr-25063	345	31	)	)	PUNCT
iiclr-25063	345	32	.	.	PUNCT
iiclr-25063	346	1	79	79	NUM
iiclr-25063	346	2	.	.	PUNCT
iiclr-25063	347	1	shweta	shweta	PROPN
iiclr-25063	347	2	banerjee	banerjee	PROPN
iiclr-25063	347	3	,	,	PUNCT
iiclr-25063	347	4	aadhaar	aadhaar	NOUN
iiclr-25063	347	5	:	:	PUNCT
iiclr-25063	347	6	digital	digital	ADJ
iiclr-25063	347	7	inclusion	inclusion	NOUN
iiclr-25063	347	8	and	and	CCONJ
iiclr-25063	347	9	public	public	ADJ
iiclr-25063	347	10	services	service	NOUN
iiclr-25063	347	11	in	in	ADP
iiclr-25063	347	12	india	india	PROPN
iiclr-25063	347	13	,	,	PUNCT
iiclr-25063	347	14	world	world	PROPN
iiclr-25063	347	15	bank	bank	PROPN
iiclr-25063	347	16	group	group	NOUN
iiclr-25063	347	17	3	3	NUM
iiclr-25063	347	18	(	(	PUNCT
iiclr-25063	347	19	dec	dec	PROPN
iiclr-25063	347	20	.	.	PROPN
iiclr-25063	347	21	2015	2015	NUM
iiclr-25063	347	22	)	)	PUNCT
iiclr-25063	347	23	,	,	PUNCT
iiclr-25063	347	24	http://pubdocs.worldbank.org/en/655801461250682317/wdr16-bpaadhaar-paper-banerjee.pdf	http://pubdocs.worldbank.org/en/655801461250682317/wdr16-bpaadhaar-paper-banerjee.pdf	NOUN
iiclr-25063	348	1	[	[	X
iiclr-25063	348	2	https://perma.cc/enh5-dajx	https://perma.cc/enh5-dajx	PROPN
iiclr-25063	348	3	]	]	PUNCT
iiclr-25063	348	4	.	.	PUNCT
iiclr-25063	348	5	52	52	NUM
iiclr-25063	348	6	indiana	indiana	PROPN
iiclr-25063	348	7	int’l	int’l	NUM
iiclr-25063	348	8	&	&	CCONJ
iiclr-25063	348	9	comp	comp	PROPN
iiclr-25063	348	10	.	.	PUNCT
iiclr-25063	349	1	law	law	NOUN
iiclr-25063	349	2	review	review	NOUN
iiclr-25063	349	3	[	[	X
iiclr-25063	349	4	vol	vol	NOUN
iiclr-25063	349	5	.	.	PUNCT
iiclr-25063	350	1	30:33	30:33	NUM
iiclr-25063	350	2	affects	affect	VERB
iiclr-25063	350	3	a	a	DET
iiclr-25063	350	4	segment	segment	NOUN
iiclr-25063	350	5	of	of	ADP
iiclr-25063	350	6	the	the	DET
iiclr-25063	350	7	society	society	NOUN
iiclr-25063	350	8	.	.	PUNCT
iiclr-25063	351	1	there	there	PRON
iiclr-25063	351	2	is	be	VERB
iiclr-25063	351	3	also	also	ADV
iiclr-25063	351	4	the	the	DET
iiclr-25063	351	5	need	need	NOUN
iiclr-25063	351	6	for	for	SCONJ
iiclr-25063	351	7	the	the	DET
iiclr-25063	351	8	authorities	authority	NOUN
iiclr-25063	351	9	to	to	PART
iiclr-25063	351	10	put	put	VERB
iiclr-25063	351	11	in	in	ADP
iiclr-25063	351	12	place	place	NOUN
iiclr-25063	351	13	a	a	DET
iiclr-25063	351	14	channel	channel	NOUN
iiclr-25063	351	15	for	for	ADP
iiclr-25063	351	16	whistleblowing	whistleblowing	NOUN
iiclr-25063	351	17	and	and	CCONJ
iiclr-25063	351	18	reporting	reporting	NOUN
iiclr-25063	351	19	of	of	ADP
iiclr-25063	351	20	incidents	incident	NOUN
iiclr-25063	351	21	of	of	ADP
iiclr-25063	351	22	abuse	abuse	NOUN
iiclr-25063	351	23	of	of	ADP
iiclr-25063	351	24	privacy	privacy	NOUN
iiclr-25063	351	25	and	and	CCONJ
iiclr-25063	351	26	data	datum	NOUN
iiclr-25063	351	27	processing	processing	NOUN
iiclr-25063	351	28	.	.	PUNCT
iiclr-25063	352	1	these	these	DET
iiclr-25063	352	2	channels	channel	NOUN
iiclr-25063	352	3	must	must	AUX
iiclr-25063	352	4	enable	enable	VERB
iiclr-25063	352	5	anonymous	anonymous	ADJ
iiclr-25063	352	6	reporting	reporting	NOUN
iiclr-25063	352	7	to	to	PART
iiclr-25063	352	8	protect	protect	VERB
iiclr-25063	352	9	the	the	DET
iiclr-25063	352	10	identity	identity	NOUN
iiclr-25063	352	11	of	of	ADP
iiclr-25063	352	12	the	the	DET
iiclr-25063	352	13	persons	person	NOUN
iiclr-25063	352	14	making	make	VERB
iiclr-25063	352	15	disclosures	disclosure	NOUN
iiclr-25063	352	16	.	.	PUNCT
iiclr-25063	353	1	5	5	X
iiclr-25063	353	2	.	.	X
iiclr-25063	353	3	discard	discard	VERB
iiclr-25063	353	4	the	the	DET
iiclr-25063	353	5	requirement	requirement	NOUN
iiclr-25063	353	6	for	for	ADP
iiclr-25063	353	7	utility	utility	NOUN
iiclr-25063	353	8	receipts	receipt	NOUN
iiclr-25063	353	9	as	as	ADP
iiclr-25063	353	10	proof	proof	NOUN
iiclr-25063	353	11	of	of	ADP
iiclr-25063	353	12	address	address	NOUN
iiclr-25063	353	13	in	in	ADP
iiclr-25063	353	14	account	account	NOUN
iiclr-25063	353	15	opening	opening	NOUN
iiclr-25063	353	16	as	as	SCONJ
iiclr-25063	353	17	buttressed	buttress	VERB
iiclr-25063	353	18	above	above	ADV
iiclr-25063	353	19	in	in	ADP
iiclr-25063	353	20	section	section	NOUN
iiclr-25063	353	21	1.4	1.4	NUM
iiclr-25063	353	22	,	,	PUNCT
iiclr-25063	353	23	the	the	DET
iiclr-25063	353	24	insistence	insistence	NOUN
iiclr-25063	353	25	of	of	ADP
iiclr-25063	353	26	financial	financial	ADJ
iiclr-25063	353	27	institutions	institution	NOUN
iiclr-25063	353	28	on	on	ADP
iiclr-25063	353	29	the	the	DET
iiclr-25063	353	30	presentation	presentation	NOUN
iiclr-25063	353	31	of	of	ADP
iiclr-25063	353	32	utility	utility	NOUN
iiclr-25063	353	33	bills	bill	NOUN
iiclr-25063	353	34	as	as	ADP
iiclr-25063	353	35	proof	proof	NOUN
iiclr-25063	353	36	of	of	ADP
iiclr-25063	353	37	address	address	NOUN
iiclr-25063	353	38	can	can	AUX
iiclr-25063	353	39	be	be	AUX
iiclr-25063	353	40	exclusionary	exclusionary	ADJ
iiclr-25063	353	41	for	for	ADP
iiclr-25063	353	42	consumers	consumer	NOUN
iiclr-25063	353	43	who	who	PRON
iiclr-25063	353	44	are	be	AUX
iiclr-25063	353	45	either	either	CCONJ
iiclr-25063	353	46	un	un	PROPN
iiclr-25063	353	47	-	-	ADJ
iiclr-25063	353	48	served	serve	VERB
iiclr-25063	353	49	by	by	ADP
iiclr-25063	353	50	selected	select	VERB
iiclr-25063	353	51	utility	utility	NOUN
iiclr-25063	353	52	companies	company	NOUN
iiclr-25063	353	53	or	or	CCONJ
iiclr-25063	353	54	reside	reside	VERB
iiclr-25063	353	55	in	in	ADP
iiclr-25063	353	56	clan	clan	NOUN
iiclr-25063	353	57	-	-	PUNCT
iiclr-25063	353	58	based	base	VERB
iiclr-25063	353	59	communities	community	NOUN
iiclr-25063	353	60	without	without	ADP
iiclr-25063	353	61	conventional	conventional	ADJ
iiclr-25063	353	62	address	address	NOUN
iiclr-25063	353	63	systems	system	NOUN
iiclr-25063	353	64	.	.	PUNCT
iiclr-25063	354	1	a	a	DET
iiclr-25063	354	2	more	more	ADV
iiclr-25063	354	3	universal	universal	ADJ
iiclr-25063	354	4	system	system	NOUN
iiclr-25063	354	5	is	be	AUX
iiclr-25063	354	6	therefore	therefore	ADV
iiclr-25063	354	7	required	require	VERB
iiclr-25063	354	8	to	to	PART
iiclr-25063	354	9	facilitate	facilitate	VERB
iiclr-25063	354	10	proof	proof	NOUN
iiclr-25063	354	11	of	of	ADP
iiclr-25063	354	12	address	address	NOUN
iiclr-25063	354	13	by	by	ADP
iiclr-25063	354	14	consumers	consumer	NOUN
iiclr-25063	354	15	.	.	PUNCT
iiclr-25063	355	1	one	one	NUM
iiclr-25063	355	2	such	such	ADJ
iiclr-25063	355	3	system	system	NOUN
iiclr-25063	355	4	is	be	AUX
iiclr-25063	355	5	the	the	DET
iiclr-25063	355	6	what3words	what3words	PROPN
iiclr-25063	355	7	system	system	NOUN
iiclr-25063	355	8	which	which	PRON
iiclr-25063	355	9	essentially	essentially	ADV
iiclr-25063	355	10	provides	provide	VERB
iiclr-25063	355	11	an	an	DET
iiclr-25063	355	12	address	address	NOUN
iiclr-25063	355	13	for	for	ADP
iiclr-25063	355	14	everyone	everyone	PRON
iiclr-25063	355	15	by	by	ADP
iiclr-25063	355	16	dividing	divide	VERB
iiclr-25063	355	17	the	the	DET
iiclr-25063	355	18	world	world	NOUN
iiclr-25063	355	19	into	into	ADP
iiclr-25063	355	20	grids	grid	NOUN
iiclr-25063	355	21	of	of	ADP
iiclr-25063	355	22	3	3	NUM
iiclr-25063	355	23	m	m	NOUN
iiclr-25063	355	24	x	x	NOUN
iiclr-25063	355	25	3	3	NUM
iiclr-25063	355	26	m	m	NOUN
iiclr-25063	355	27	squares	square	NOUN
iiclr-25063	355	28	.	.	PUNCT
iiclr-25063	356	1	by	by	ADP
iiclr-25063	356	2	this	this	DET
iiclr-25063	356	3	system	system	NOUN
iiclr-25063	356	4	,	,	PUNCT
iiclr-25063	356	5	every	every	DET
iiclr-25063	356	6	address	address	NOUN
iiclr-25063	356	7	is	be	AUX
iiclr-25063	356	8	named	name	VERB
iiclr-25063	356	9	by	by	ADP
iiclr-25063	356	10	three	three	NUM
iiclr-25063	356	11	common	common	ADJ
iiclr-25063	356	12	words	word	NOUN
iiclr-25063	356	13	such	such	ADJ
iiclr-25063	356	14	as	as	ADP
iiclr-25063	356	15	///mango.honey.sky	///mango.honey.sky	PUNCT
iiclr-25063	356	16	meaning	mean	VERB
iiclr-25063	356	17	that	that	SCONJ
iiclr-25063	356	18	no	no	DET
iiclr-25063	356	19	one	one	NOUN
iiclr-25063	356	20	is	be	AUX
iiclr-25063	356	21	left	leave	VERB
iiclr-25063	356	22	without	without	ADP
iiclr-25063	356	23	an	an	DET
iiclr-25063	356	24	address	address	NOUN
iiclr-25063	356	25	.	.	PUNCT
iiclr-25063	357	1	on	on	ADP
iiclr-25063	357	2	a	a	DET
iiclr-25063	357	3	positive	positive	ADJ
iiclr-25063	357	4	note	note	NOUN
iiclr-25063	357	5	,	,	PUNCT
iiclr-25063	357	6	this	this	DET
iiclr-25063	357	7	system	system	NOUN
iiclr-25063	357	8	has	have	AUX
iiclr-25063	357	9	been	be	AUX
iiclr-25063	357	10	accepted	accept	VERB
iiclr-25063	357	11	by	by	ADP
iiclr-25063	357	12	the	the	DET
iiclr-25063	357	13	nigerian	nigerian	ADJ
iiclr-25063	357	14	postal	postal	ADJ
iiclr-25063	357	15	service	service	NOUN
iiclr-25063	357	16	(	(	PUNCT
iiclr-25063	357	17	nipost	nipost	NOUN
iiclr-25063	357	18	)	)	PUNCT
iiclr-25063	357	19	and	and	CCONJ
iiclr-25063	357	20	will	will	AUX
iiclr-25063	357	21	hopefully	hopefully	ADV
iiclr-25063	357	22	be	be	AUX
iiclr-25063	357	23	deployed	deploy	VERB
iiclr-25063	357	24	by	by	ADP
iiclr-25063	357	25	the	the	DET
iiclr-25063	357	26	banks	bank	NOUN
iiclr-25063	357	27	in	in	ADP
iiclr-25063	357	28	aid	aid	NOUN
iiclr-25063	357	29	of	of	ADP
iiclr-25063	357	30	persons	person	NOUN
iiclr-25063	357	31	without	without	ADP
iiclr-25063	357	32	i	i	PROPN
iiclr-25063	357	33	d	d	PROPN
iiclr-25063	357	34	documentation	documentation	NOUN
iiclr-25063	357	35	.	.	PUNCT
iiclr-25063	358	1	a	a	DET
iiclr-25063	358	2	similar	similar	ADJ
iiclr-25063	358	3	solution	solution	NOUN
iiclr-25063	358	4	is	be	AUX
iiclr-25063	358	5	the	the	DET
iiclr-25063	358	6	snoocode	snoocode	NOUN
iiclr-25063	358	7	which	which	PRON
iiclr-25063	358	8	originated	originate	VERB
iiclr-25063	358	9	in	in	ADP
iiclr-25063	358	10	ghana	ghana	PROPN
iiclr-25063	358	11	and	and	CCONJ
iiclr-25063	358	12	is	be	AUX
iiclr-25063	358	13	in	in	ADP
iiclr-25063	358	14	use	use	NOUN
iiclr-25063	358	15	in	in	ADP
iiclr-25063	358	16	kenya	kenya	PROPN
iiclr-25063	358	17	,	,	PUNCT
iiclr-25063	358	18	gabon	gabon	PROPN
iiclr-25063	358	19	and	and	CCONJ
iiclr-25063	358	20	nepal	nepal	NOUN
iiclr-25063	358	21	is	be	AUX
iiclr-25063	358	22	a	a	DET
iiclr-25063	358	23	free	free	ADJ
iiclr-25063	358	24	mobile	mobile	ADJ
iiclr-25063	358	25	app	app	NOUN
iiclr-25063	358	26	that	that	PRON
iiclr-25063	358	27	generates	generate	VERB
iiclr-25063	358	28	a	a	DET
iiclr-25063	358	29	6	6	NUM
iiclr-25063	358	30	-	-	SYM
iiclr-25063	358	31	7	7	NUM
iiclr-25063	358	32	digit	digit	NOUN
iiclr-25063	358	33	alphanumeric	alphanumeric	ADJ
iiclr-25063	358	34	code	code	NOUN
iiclr-25063	358	35	to	to	PART
iiclr-25063	358	36	identify	identify	VERB
iiclr-25063	358	37	a	a	DET
iiclr-25063	358	38	person	person	NOUN
iiclr-25063	358	39	’s	’s	PART
iiclr-25063	358	40	location	location	NOUN
iiclr-25063	358	41	and	and	CCONJ
iiclr-25063	358	42	serve	serve	VERB
iiclr-25063	358	43	as	as	ADP
iiclr-25063	358	44	an	an	DET
iiclr-25063	358	45	alternative	alternative	ADJ
iiclr-25063	358	46	address	address	NOUN
iiclr-25063	358	47	for	for	ADP
iiclr-25063	358	48	persons	person	NOUN
iiclr-25063	358	49	without	without	ADP
iiclr-25063	358	50	conventional	conventional	ADJ
iiclr-25063	358	51	state	state	NOUN
iiclr-25063	358	52	addresses	address	NOUN
iiclr-25063	358	53	.	.	PUNCT
iiclr-25063	359	1	conclusion	conclusion	NOUN
iiclr-25063	359	2	this	this	DET
iiclr-25063	359	3	work	work	NOUN
iiclr-25063	359	4	explored	explore	VERB
iiclr-25063	359	5	the	the	DET
iiclr-25063	359	6	viability	viability	NOUN
iiclr-25063	359	7	of	of	ADP
iiclr-25063	359	8	introducing	introduce	VERB
iiclr-25063	359	9	a	a	DET
iiclr-25063	359	10	self	self	NOUN
iiclr-25063	359	11	-	-	PUNCT
iiclr-25063	359	12	sustaining	sustain	VERB
iiclr-25063	359	13	and	and	CCONJ
iiclr-25063	359	14	universal	universal	ADJ
iiclr-25063	359	15	model	model	NOUN
iiclr-25063	359	16	of	of	ADP
iiclr-25063	359	17	national	national	ADJ
iiclr-25063	359	18	identification	identification	NOUN
iiclr-25063	359	19	that	that	PRON
iiclr-25063	359	20	has	have	VERB
iiclr-25063	359	21	the	the	DET
iiclr-25063	359	22	capacity	capacity	NOUN
iiclr-25063	359	23	to	to	PART
iiclr-25063	359	24	reach	reach	VERB
iiclr-25063	359	25	all	all	DET
iiclr-25063	359	26	nigerians	nigerians	PROPN
iiclr-25063	359	27	.	.	PUNCT
iiclr-25063	360	1	the	the	DET
iiclr-25063	360	2	author	author	NOUN
iiclr-25063	360	3	proposed	propose	VERB
iiclr-25063	360	4	the	the	DET
iiclr-25063	360	5	use	use	NOUN
iiclr-25063	360	6	of	of	ADP
iiclr-25063	360	7	biometrics	biometric	NOUN
iiclr-25063	360	8	to	to	PART
iiclr-25063	360	9	dislodge	dislodge	VERB
iiclr-25063	360	10	the	the	DET
iiclr-25063	360	11	barrier	barrier	NOUN
iiclr-25063	360	12	of	of	ADP
iiclr-25063	360	13	proof	proof	NOUN
iiclr-25063	360	14	of	of	ADP
iiclr-25063	360	15	identity	identity	NOUN
iiclr-25063	360	16	in	in	ADP
iiclr-25063	360	17	aid	aid	NOUN
iiclr-25063	360	18	of	of	ADP
iiclr-25063	360	19	financial	financial	ADJ
iiclr-25063	360	20	inclusion	inclusion	NOUN
iiclr-25063	360	21	.	.	PUNCT
iiclr-25063	361	1	this	this	PRON
iiclr-25063	361	2	serves	serve	VERB
iiclr-25063	361	3	to	to	PART
iiclr-25063	361	4	remove	remove	VERB
iiclr-25063	361	5	the	the	DET
iiclr-25063	361	6	burden	burden	NOUN
iiclr-25063	361	7	foisted	foist	VERB
iiclr-25063	361	8	on	on	ADP
iiclr-25063	361	9	citizens	citizen	NOUN
iiclr-25063	361	10	by	by	ADP
iiclr-25063	361	11	know	know	NOUN
iiclr-25063	361	12	-	-	PUNCT
iiclr-25063	361	13	your	your	PRON
iiclr-25063	361	14	-	-	PUNCT
iiclr-25063	361	15	customer	customer	NOUN
iiclr-25063	361	16	requirements	requirement	NOUN
iiclr-25063	361	17	.	.	PUNCT
iiclr-25063	362	1	additionally	additionally	ADV
iiclr-25063	362	2	,	,	PUNCT
iiclr-25063	362	3	citizens	citizen	NOUN
iiclr-25063	362	4	will	will	AUX
iiclr-25063	362	5	find	find	VERB
iiclr-25063	362	6	it	it	PRON
iiclr-25063	362	7	simpler	simple	ADJ
iiclr-25063	362	8	to	to	PART
iiclr-25063	362	9	sign	sign	VERB
iiclr-25063	362	10	up	up	ADP
iiclr-25063	362	11	for	for	ADP
iiclr-25063	362	12	other	other	ADJ
iiclr-25063	362	13	social	social	ADJ
iiclr-25063	362	14	services	service	NOUN
iiclr-25063	362	15	.	.	PUNCT
iiclr-25063	363	1	the	the	DET
iiclr-25063	363	2	work	work	NOUN
iiclr-25063	363	3	also	also	ADV
iiclr-25063	363	4	suggests	suggest	VERB
iiclr-25063	363	5	a	a	DET
iiclr-25063	363	6	self	self	NOUN
iiclr-25063	363	7	-	-	PUNCT
iiclr-25063	363	8	sustaining	sustain	VERB
iiclr-25063	363	9	model	model	NOUN
iiclr-25063	363	10	of	of	ADP
iiclr-25063	363	11	registration	registration	NOUN
iiclr-25063	363	12	that	that	PRON
iiclr-25063	363	13	ensures	ensure	VERB
iiclr-25063	363	14	that	that	SCONJ
iiclr-25063	363	15	the	the	DET
iiclr-25063	363	16	registration	registration	NOUN
iiclr-25063	363	17	authority	authority	NOUN
iiclr-25063	363	18	recoups	recoup	VERB
iiclr-25063	363	19	substantial	substantial	ADJ
iiclr-25063	363	20	costs	cost	NOUN
iiclr-25063	363	21	of	of	ADP
iiclr-25063	363	22	running	run	VERB
iiclr-25063	363	23	the	the	DET
iiclr-25063	363	24	program	program	NOUN
iiclr-25063	363	25	and	and	CCONJ
iiclr-25063	363	26	serves	serve	VERB
iiclr-25063	363	27	as	as	ADP
iiclr-25063	363	28	an	an	DET
iiclr-25063	363	29	added	add	VERB
iiclr-25063	363	30	revenue	revenue	NOUN
iiclr-25063	363	31	stream	stream	NOUN
iiclr-25063	363	32	.	.	PUNCT
iiclr-25063	364	1	the	the	DET
iiclr-25063	364	2	work	work	NOUN
iiclr-25063	364	3	also	also	ADV
iiclr-25063	364	4	offered	offer	VERB
iiclr-25063	364	5	some	some	DET
iiclr-25063	364	6	suggestions	suggestion	NOUN
iiclr-25063	364	7	for	for	ADP
iiclr-25063	364	8	privacy	privacy	NOUN
iiclr-25063	364	9	,	,	PUNCT
iiclr-25063	364	10	data	data	NOUN
iiclr-25063	364	11	protection	protection	NOUN
iiclr-25063	364	12	,	,	PUNCT
iiclr-25063	364	13	the	the	DET
iiclr-25063	364	14	use	use	NOUN
iiclr-25063	364	15	of	of	ADP
iiclr-25063	364	16	biometrics	biometric	NOUN
iiclr-25063	364	17	and	and	CCONJ
iiclr-25063	364	18	digitisation	digitisation	NOUN
iiclr-25063	364	19	to	to	PART
iiclr-25063	364	20	facilitate	facilitate	VERB
iiclr-25063	364	21	more	more	ADV
iiclr-25063	364	22	efficient	efficient	ADJ
iiclr-25063	364	23	data	datum	NOUN
iiclr-25063	364	24	collection	collection	NOUN
iiclr-25063	364	25	and	and	CCONJ
iiclr-25063	364	26	management	management	NOUN
iiclr-25063	364	27	.	.	PUNCT
