id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
inlawrev-18080	Shoultz, Richard K.	Survey of Recent Developments in Insurance Law	2013	12	.pdf	application/pdf	5098	289	62	As a result, the court found that questions of fact existed on the son’s residency that prevented summary judgment from being granted to either party.85 This case provides an excellent example of the fact-sensitive nature of insurance coverage cases. However, the court focused upon the purpose of the “temporary substitute” vehicle clause, and concluded that more than allowing a car to be used as a “favor” was needed to meet the definition.33 C. Court Concluded that Liability Coverage Was Not Excluded for Insured’s Use of Prohibited Drugs In Keckler v. Meridian Security Insurance Co.,34 the court of appeals was asked to address whether insurance coverage was excluded for a driver’s use of marijuana before an accident.35 A young insured was traveling with three passengers inside his car.36 The insured attempted to pass to the left of a stopped vehicle ahead of him which was yielding to oncoming traffic before making a left turn.37 The insured crossed the center line and collided head-on with an oncoming truck, resulting in the death of two passengers and serious injuries to the third passenger in the insured’s car and the truck driver.38 The police investigated the crash and found a bag of marijuana in the insured’s vehicle.39	cache/inlawrev-18080.pdf	txt/inlawrev-18080.txt