id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
inlawrev-2172	Doehrman, Thomas C.	Redlining: Potential Civil Rights and Sherman Act Violations Raised by Lending Policies	1975	29	.pdf	application/pdf	13863	544	52	REDLINING 1046 Redlining: Potential Civil Rights and Sherman Act Violations Raised by Lending Policies I. Introduction Redlining is the policy of lending institutions either to ex- clude certain geographic areas from consideration for home mort- gages and rehabilitation loans or to vary the terms and condi- tions of such loans. §3605 provides: Discrimination in the Financing of Housing After December 31, 1968, it shall be unlawful for any bank, build- ing and loan association, insurance company or other corporation, association, firm or enterprise whose business consists in whole or in part in the making of commercial real estate loans, to deny a loan or other financial assistance to a person applying therefor for the purpose of purchasing, constructing, improving, repairing, or main- taining a dwelling, or to discriminate against him in the fixing of the amount, interest rate, duration, or other terms or conditions of such loan or other financial assistance, because of the race, color, religion, or national origin of such person or of any person associated with him in connection with such loan or other financial assistance or the purposes of such loan or other financial assistance, or of the present or prospective owners, lessees, tenants, or occupants of the dwelling or dwellings in relation to which such loan or other finan- cial assistance is to be made or given:	cache/inlawrev-2172.pdf	txt/inlawrev-2172.txt