id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
inlawrev-2436	Maas, Robert D.	Twenty-Five Years of Uninsured Motorist Coverage: A Silver Anniversary Cloud with a Tarnished Lining	1981	24	.pdf	application/pdf	10369	575	60	UNINSURED MOTORIST COVERAGE 677 damages caused by an uninsured motorist, even when the insured is not occupying a vehicle insured under his UM policy.42 The insured is covered when driving or riding in another automobile or even if struck while he is a pedestrian.43 A third distinction is that UM coverage is generally extended to any passengers in the vehicle insured under the UM policy.44 Lia- bility coverage is intended to cover only the negligent operation of an automobile by the insured or his permittee.45 These basic differences between liability and UM coverages also illustrate that the risk involved in insuring against a loss is vastly different under each coverage. 12 Un- fortunately, some parties insured by UM coverage soon consumed as much time litigating policy disputes against their insurers as they had previously spent obtaining judgments against financially irre- sponsible motorists.	cache/inlawrev-2436.pdf	txt/inlawrev-2436.txt