id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
inlawrev-2495	Bowman, S. Andrew; Thompson, William M.	Secured Claims Under Section 1325(a)(5)(B): Collateral Valuation, Present Value, and Adequate Protection	1982	24	.pdf	application/pdf	11544	559	65	This ambiguity not only resulted in inconsistent treatment of secured claims among the several districts but also facilitated the abuse of Chapter XIII by secured creditors.7 In some districts, secured creditors were afforded extra-ordinary powers merely as a result of their secured status, without regard to the actual value of their security interest.8 Secured creditors were able to use the leverage inherent both in the uncertainty of the law9 and in the security interests in personal effects 10 to coerce debtors x ll U.S.C. §§ 1301-1330 (Supp. The vague status of secured creditors under Chapter XIII has been cited as a major cause of the infrequency of resort to repay- ment plans under the old Act.6	cache/inlawrev-2495.pdf	txt/inlawrev-2495.txt