id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
inlawrev-2524	Trimble, John C.	Insurance	1983	20	.pdf	application/pdf	8838	446	63	In essence, the implied exception is that insurance policies do not in- sure against losses that are not fortuitous from the standpoint of the person who is to benefit from the coverage^^ — usually the insured. The court suggested that the companies could make the policy clear and unambiguous by placing the following legend across the front of the policy in red ink: IF YOU OR ANY PERSON INSURED BY THIS POLICY DELIBERATELY CAUSES A LOSS TO PROPERTY INSURED THEN THIS POLICY IS VOID AND WE WILL NOT REIMBURSE YOU OR ANYONE ELSE FOR THAT LOSS/^ To predict whether such a clause would be binding in the face of the standard challenge that insurance policies are adhesion contracts would be speculative.	cache/inlawrev-2524.pdf	txt/inlawrev-2524.txt