id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
inlawrev-27129	Ruesch, Meghan E.	2021 Indiana Insurance Law -- A Year in Review	2023	25	.pdf	application/pdf	11089	579	60	”82 Progressive argued that because B&T was not transporting property at the time of the accident, the MCS-90 Endorsement did not apply.83 In affirming the trial court’s decision that the MCS-90 Endorsement applied, the court found that a truck driver’s travel to a site to pick up a load, even though it was empty at the time, constituted a “service related to” the transportation of property to meet the requirements necessary for the MCS-90 Endorsement to apply.84 Readers should note, however, that during the process of publishing this Article, Progressive Southeastern Ins. Co. v. B&T Bulk, LLC was vacated by the Indiana Supreme Court in Progressive Southeastern Insurance Co. v. Brown.8 5 As the Indiana Supreme Court’s opinion is outside of this Survey Period, future Issues will discuss the implications of the decision. Further, Cincinnati argued that even if the Court found that “loss of use” of the premises constituted “direct physical loss or damage,” certain policy exclusions for Ordinance or Law, Delay or Loss of Use, and Acts or Decisions applied to bar coverage for the IRT’s claims.9 The parties’ presented competing proposed interpretations of “physical loss” and presented the Court with various COVID-19 decisions from around the country addressing the meaning and interpretation of “physical loss” in connection with COVID-19 claims.10	cache/inlawrev-27129.pdf	txt/inlawrev-27129.txt