id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
inlawrev-3148	Glabraith, Brad A.	1994 Developments in Commercial Law and Consumer Protection Law	1995	12	.pdf	application/pdf	4963	289	62	Id. 55. 15 U.S.C. § 1681a(f) (1988) defines a consumer reporting agency as: any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports. * Thus, the court of appeals concluded that INB was immune from suit by Nikou unless Nikou could demonstrate that the information provided by INB to the credit reporting agencies was false, and that it was provided to those agencies because ofmalice or willful intent to damage Nikou.^^ Nikou failed to do so, resulting in a summary judgment against him.^^ In Nikou v. INB National Bank, the court of appeals addressed a bank's exposure to liability when reporting consumer credit information, and provided a good example of how the FCRA can be used by banks to terminate common law actions before they become financially oppressive.	cache/inlawrev-3148.pdf	txt/inlawrev-3148.txt