id	sid	tid	token	lemma	pos
inlawrev-18020	1	1	g:\28243	g:\28243	PROPN
inlawrev-18020	1	2	ind	ind	PROPN
inlawrev-18020	1	3	law	law	NOUN
inlawrev-18020	1	4	rev	rev	VERB
inlawrev-18020	1	5	45	45	NUM
inlawrev-18020	1	6	-	-	SYM
inlawrev-18020	1	7	4\45masthead.wpd	4\45masthead.wpd	NUM
inlawrev-18020	1	8	survey	survey	NOUN
inlawrev-18020	1	9	of	of	ADP
inlawrev-18020	1	10	recent	recent	ADJ
inlawrev-18020	1	11	developments	development	NOUN
inlawrev-18020	1	12	in	in	ADP
inlawrev-18020	1	13	insurance	insurance	NOUN
inlawrev-18020	1	14	law	law	PROPN
inlawrev-18020	1	15	richard	richard	PROPN
inlawrev-18020	1	16	k.	k.	PROPN
inlawrev-18020	1	17	shoultz	shoultz	PROPN
inlawrev-18020	1	18	*	*	PROPN
inlawrev-18020	1	19	during	during	ADP
inlawrev-18020	1	20	this	this	DET
inlawrev-18020	1	21	survey	survey	NOUN
inlawrev-18020	1	22	period,1	period,1	ADP
inlawrev-18020	1	23	the	the	DET
inlawrev-18020	1	24	indiana	indiana	PROPN
inlawrev-18020	1	25	appellate	appellate	PROPN
inlawrev-18020	1	26	courts	court	NOUN
inlawrev-18020	1	27	addressed	address	VERB
inlawrev-18020	1	28	fewer	few	ADJ
inlawrev-18020	1	29	decisions	decision	NOUN
inlawrev-18020	1	30	than	than	ADP
inlawrev-18020	1	31	in	in	ADP
inlawrev-18020	1	32	past	past	ADJ
inlawrev-18020	1	33	years	year	NOUN
inlawrev-18020	1	34	.	.	PUNCT
inlawrev-18020	2	1	this	this	DET
inlawrev-18020	2	2	article	article	NOUN
inlawrev-18020	2	3	examines	examine	VERB
inlawrev-18020	2	4	the	the	DET
inlawrev-18020	2	5	most	most	ADV
inlawrev-18020	2	6	significant	significant	ADJ
inlawrev-18020	2	7	decisions	decision	NOUN
inlawrev-18020	2	8	on	on	ADP
inlawrev-18020	2	9	coverage	coverage	NOUN
inlawrev-18020	2	10	issues	issue	NOUN
inlawrev-18020	2	11	affecting	affect	VERB
inlawrev-18020	2	12	automobile	automobile	NOUN
inlawrev-18020	2	13	,	,	PUNCT
inlawrev-18020	2	14	homeowners	homeowner	NOUN
inlawrev-18020	2	15	,	,	PUNCT
inlawrev-18020	2	16	and	and	CCONJ
inlawrev-18020	2	17	commercial	commercial	ADJ
inlawrev-18020	2	18	general	general	ADJ
inlawrev-18020	2	19	liability	liability	NOUN
inlawrev-18020	2	20	insurance	insurance	NOUN
inlawrev-18020	2	21	policies	policy	NOUN
inlawrev-18020	2	22	and	and	CCONJ
inlawrev-18020	2	23	their	their	PRON
inlawrev-18020	2	24	impact	impact	NOUN
inlawrev-18020	2	25	upon	upon	SCONJ
inlawrev-18020	2	26	the	the	DET
inlawrev-18020	2	27	field	field	NOUN
inlawrev-18020	2	28	of	of	ADP
inlawrev-18020	2	29	insurance	insurance	NOUN
inlawrev-18020	2	30	law.2	law.2	PROPN
inlawrev-18020	2	31	i.	i.	PROPN
inlawrev-18020	2	32	automobile	automobile	PROPN
inlawrev-18020	2	33	coverage	coverage	NOUN
inlawrev-18020	2	34	cases	case	NOUN
inlawrev-18020	2	35	a.	a.	NOUN
inlawrev-18020	2	36	emotional	emotional	ADJ
inlawrev-18020	2	37	distress	distress	NOUN
inlawrev-18020	2	38	claim	claim	NOUN
inlawrev-18020	2	39	did	do	AUX
inlawrev-18020	2	40	not	not	PART
inlawrev-18020	2	41	satisfy	satisfy	VERB
inlawrev-18020	2	42	definition	definition	NOUN
inlawrev-18020	2	43	of	of	ADP
inlawrev-18020	2	44	“	"	PUNCT
inlawrev-18020	2	45	bodily	bodily	ADJ
inlawrev-18020	2	46	injury	injury	NOUN
inlawrev-18020	2	47	”	"	PUNCT
inlawrev-18020	2	48	to	to	PART
inlawrev-18020	2	49	permit	permit	VERB
inlawrev-18020	2	50	recovery	recovery	NOUN
inlawrev-18020	2	51	for	for	ADP
inlawrev-18020	2	52	an	an	DET
inlawrev-18020	2	53	uninsured	uninsured	ADJ
inlawrev-18020	2	54	motorist	motorist	NOUN
inlawrev-18020	2	55	claim	claim	VERB
inlawrev-18020	2	56	the	the	DET
inlawrev-18020	2	57	facts	fact	NOUN
inlawrev-18020	2	58	in	in	ADP
inlawrev-18020	2	59	the	the	DET
inlawrev-18020	2	60	taele	taele	NOUN
inlawrev-18020	2	61	v.	v.	ADP
inlawrev-18020	2	62	state	state	PROPN
inlawrev-18020	2	63	farm	farm	NOUN
inlawrev-18020	2	64	mutual	mutual	ADJ
inlawrev-18020	2	65	automobile	automobile	NOUN
inlawrev-18020	2	66	insurance	insurance	NOUN
inlawrev-18020	2	67	co.3	co.3	NOUN
inlawrev-18020	2	68	decision	decision	NOUN
inlawrev-18020	2	69	are	be	AUX
inlawrev-18020	2	70	tragic	tragic	ADJ
inlawrev-18020	2	71	.	.	PUNCT
inlawrev-18020	3	1	a	a	DET
inlawrev-18020	3	2	husband	husband	NOUN
inlawrev-18020	3	3	and	and	CCONJ
inlawrev-18020	3	4	wife	wife	NOUN
inlawrev-18020	3	5	were	be	AUX
inlawrev-18020	3	6	traveling	travel	VERB
inlawrev-18020	3	7	behind	behind	ADP
inlawrev-18020	3	8	an	an	DET
inlawrev-18020	3	9	automobile	automobile	NOUN
inlawrev-18020	3	10	with	with	ADP
inlawrev-18020	3	11	their	their	PRON
inlawrev-18020	3	12	thirteen	thirteen	NUM
inlawrev-18020	3	13	-	-	PUNCT
inlawrev-18020	3	14	year	year	NOUN
inlawrev-18020	3	15	-	-	PUNCT
inlawrev-18020	3	16	old	old	ADJ
inlawrev-18020	3	17	daughter	daughter	NOUN
inlawrev-18020	3	18	riding	ride	VERB
inlawrev-18020	3	19	as	as	ADP
inlawrev-18020	3	20	a	a	DET
inlawrev-18020	3	21	passenger.4	passenger.4	NOUN
inlawrev-18020	3	22	an	an	DET
inlawrev-18020	3	23	uninsured	uninsured	ADJ
inlawrev-18020	3	24	motorist	motorist	NOUN
inlawrev-18020	3	25	traveling	travel	VERB
inlawrev-18020	3	26	in	in	ADP
inlawrev-18020	3	27	the	the	DET
inlawrev-18020	3	28	opposite	opposite	ADJ
inlawrev-18020	3	29	direction	direction	NOUN
inlawrev-18020	3	30	on	on	ADP
inlawrev-18020	3	31	the	the	DET
inlawrev-18020	3	32	interstate	interstate	NOUN
inlawrev-18020	3	33	,	,	PUNCT
inlawrev-18020	3	34	lost	lose	VERB
inlawrev-18020	3	35	control	control	NOUN
inlawrev-18020	3	36	of	of	ADP
inlawrev-18020	3	37	his	his	PRON
inlawrev-18020	3	38	vehicle	vehicle	NOUN
inlawrev-18020	3	39	,	,	PUNCT
inlawrev-18020	3	40	crossed	cross	VERB
inlawrev-18020	3	41	the	the	DET
inlawrev-18020	3	42	median	median	NOUN
inlawrev-18020	3	43	,	,	PUNCT
inlawrev-18020	3	44	and	and	CCONJ
inlawrev-18020	3	45	struck	strike	VERB
inlawrev-18020	3	46	the	the	DET
inlawrev-18020	3	47	automobile	automobile	NOUN
inlawrev-18020	3	48	that	that	PRON
inlawrev-18020	3	49	carried	carry	VERB
inlawrev-18020	3	50	the	the	DET
inlawrev-18020	3	51	daughter	daughter	NOUN
inlawrev-18020	3	52	,	,	PUNCT
inlawrev-18020	3	53	*	*	PUNCT
inlawrev-18020	3	54	partner	partner	PROPN
inlawrev-18020	3	55	,	,	PUNCT
inlawrev-18020	3	56	lewis	lewis	PROPN
inlawrev-18020	3	57	wagner	wagner	PROPN
inlawrev-18020	3	58	,	,	PUNCT
inlawrev-18020	3	59	llp	llp	PROPN
inlawrev-18020	3	60	.	.	PROPN
inlawrev-18020	3	61	b.a	b.a	PROPN
inlawrev-18020	3	62	.	.	PROPN
inlawrev-18020	3	63	,	,	PUNCT
inlawrev-18020	3	64	1987	1987	NUM
inlawrev-18020	3	65	,	,	PUNCT
inlawrev-18020	3	66	hanover	hanover	PROPN
inlawrev-18020	3	67	college	college	PROPN
inlawrev-18020	3	68	;	;	PUNCT
inlawrev-18020	3	69	j.d	j.d	PROPN
inlawrev-18020	3	70	.	.	PROPN
inlawrev-18020	3	71	,	,	PUNCT
inlawrev-18020	3	72	1990	1990	NUM
inlawrev-18020	3	73	,	,	PUNCT
inlawrev-18020	3	74	indiana	indiana	PROPN
inlawrev-18020	3	75	university	university	PROPN
inlawrev-18020	3	76	robert	robert	PROPN
inlawrev-18020	3	77	h.	h.	PROPN
inlawrev-18020	3	78	mckinney	mckinney	PROPN
inlawrev-18020	3	79	school	school	PROPN
inlawrev-18020	3	80	of	of	ADP
inlawrev-18020	3	81	law	law	NOUN
inlawrev-18020	3	82	.	.	PUNCT
inlawrev-18020	4	1	1	1	X
inlawrev-18020	4	2	.	.	X
inlawrev-18020	4	3	the	the	DET
inlawrev-18020	4	4	survey	survey	NOUN
inlawrev-18020	4	5	period	period	NOUN
inlawrev-18020	4	6	for	for	ADP
inlawrev-18020	4	7	this	this	DET
inlawrev-18020	4	8	article	article	NOUN
inlawrev-18020	4	9	is	be	AUX
inlawrev-18020	4	10	approximately	approximately	ADV
inlawrev-18020	4	11	september	september	PROPN
inlawrev-18020	4	12	30	30	NUM
inlawrev-18020	4	13	,	,	PUNCT
inlawrev-18020	4	14	2010	2010	NUM
inlawrev-18020	4	15	through	through	ADP
inlawrev-18020	4	16	october	october	PROPN
inlawrev-18020	4	17	1	1	NUM
inlawrev-18020	4	18	,	,	PUNCT
inlawrev-18020	4	19	2011	2011	NUM
inlawrev-18020	4	20	.	.	PUNCT
inlawrev-18020	5	1	2	2	X
inlawrev-18020	5	2	.	.	NUM
inlawrev-18020	5	3	selected	select	VERB
inlawrev-18020	5	4	cases	case	NOUN
inlawrev-18020	5	5	which	which	PRON
inlawrev-18020	5	6	were	be	AUX
inlawrev-18020	5	7	decided	decide	VERB
inlawrev-18020	5	8	during	during	ADP
inlawrev-18020	5	9	the	the	DET
inlawrev-18020	5	10	survey	survey	NOUN
inlawrev-18020	5	11	,	,	PUNCT
inlawrev-18020	5	12	but	but	CCONJ
inlawrev-18020	5	13	are	be	AUX
inlawrev-18020	5	14	not	not	PART
inlawrev-18020	5	15	addressed	address	VERB
inlawrev-18020	5	16	in	in	ADP
inlawrev-18020	5	17	this	this	DET
inlawrev-18020	5	18	article	article	NOUN
inlawrev-18020	5	19	include	include	VERB
inlawrev-18020	5	20	:	:	PUNCT
inlawrev-18020	5	21	trinity	trinity	NOUN
inlawrev-18020	5	22	homes	home	NOUN
inlawrev-18020	5	23	,	,	PUNCT
inlawrev-18020	5	24	l.l.c	l.l.c	NOUN
inlawrev-18020	5	25	.	.	PUNCT
inlawrev-18020	6	1	v.	v.	ADP
inlawrev-18020	6	2	ohio	ohio	PROPN
inlawrev-18020	6	3	casualty	casualty	PROPN
inlawrev-18020	6	4	insurance	insurance	PROPN
inlawrev-18020	6	5	co.	co.	PROPN
inlawrev-18020	6	6	,	,	PUNCT
inlawrev-18020	6	7	629	629	NUM
inlawrev-18020	6	8	f.3d	f.3d	NUM
inlawrev-18020	6	9	653	653	NUM
inlawrev-18020	6	10	(	(	PUNCT
inlawrev-18020	6	11	7th	7th	ADJ
inlawrev-18020	6	12	cir	cir	NOUN
inlawrev-18020	6	13	.	.	PUNCT
inlawrev-18020	6	14	2010	2010	NUM
inlawrev-18020	6	15	)	)	PUNCT
inlawrev-18020	7	1	(	(	PUNCT
inlawrev-18020	7	2	deciding	decide	VERB
inlawrev-18020	7	3	commercial	commercial	ADJ
inlawrev-18020	7	4	general	general	ADJ
inlawrev-18020	7	5	liability	liability	NOUN
inlawrev-18020	7	6	policy	policy	NOUN
inlawrev-18020	7	7	provided	provide	VERB
inlawrev-18020	7	8	insurance	insurance	NOUN
inlawrev-18020	7	9	coverage	coverage	NOUN
inlawrev-18020	7	10	for	for	ADP
inlawrev-18020	7	11	faulty	faulty	ADJ
inlawrev-18020	7	12	workmanship	workmanship	NOUN
inlawrev-18020	7	13	of	of	ADP
inlawrev-18020	7	14	subcontractor	subcontractor	NOUN
inlawrev-18020	7	15	hired	hire	VERB
inlawrev-18020	7	16	by	by	ADP
inlawrev-18020	7	17	insured	insure	VERB
inlawrev-18020	7	18	)	)	PUNCT
inlawrev-18020	7	19	;	;	PUNCT
inlawrev-18020	7	20	westfield	westfield	PROPN
inlawrev-18020	7	21	insurance	insurance	PROPN
inlawrev-18020	7	22	co.	co.	PROPN
inlawrev-18020	7	23	v.	v.	ADP
inlawrev-18020	7	24	hill	hill	PROPN
inlawrev-18020	7	25	,	,	PUNCT
inlawrev-18020	7	26	790	790	NUM
inlawrev-18020	7	27	f.	f.	PROPN
inlawrev-18020	7	28	supp	supp	PROPN
inlawrev-18020	7	29	.	.	PUNCT
inlawrev-18020	8	1	2d	2d	NOUN
inlawrev-18020	8	2	855	855	NUM
inlawrev-18020	8	3	(	(	PUNCT
inlawrev-18020	8	4	n.d	n.d	PROPN
inlawrev-18020	8	5	.	.	PROPN
inlawrev-18020	8	6	ind	ind	PROPN
inlawrev-18020	8	7	.	.	PUNCT
inlawrev-18020	9	1	2011	2011	NUM
inlawrev-18020	9	2	)	)	PUNCT
inlawrev-18020	9	3	(	(	PUNCT
inlawrev-18020	9	4	holding	hold	VERB
inlawrev-18020	9	5	that	that	DET
inlawrev-18020	9	6	insurer	insurer	NOUN
inlawrev-18020	9	7	was	be	AUX
inlawrev-18020	9	8	entitled	entitle	VERB
inlawrev-18020	9	9	to	to	PART
inlawrev-18020	9	10	summary	summary	VERB
inlawrev-18020	9	11	judgment	judgment	NOUN
inlawrev-18020	9	12	of	of	ADP
inlawrev-18020	9	13	no	no	DET
inlawrev-18020	9	14	coverage	coverage	NOUN
inlawrev-18020	9	15	for	for	ADP
inlawrev-18020	9	16	claim	claim	NOUN
inlawrev-18020	9	17	of	of	ADP
inlawrev-18020	9	18	mother	mother	NOUN
inlawrev-18020	9	19	of	of	ADP
inlawrev-18020	9	20	sexual	sexual	ADJ
inlawrev-18020	9	21	abuse	abuse	NOUN
inlawrev-18020	9	22	victim	victim	NOUN
inlawrev-18020	9	23	for	for	ADP
inlawrev-18020	9	24	emotional	emotional	ADJ
inlawrev-18020	9	25	distress	distress	NOUN
inlawrev-18020	9	26	against	against	ADP
inlawrev-18020	9	27	insured	insure	VERB
inlawrev-18020	9	28	)	)	PUNCT
inlawrev-18020	9	29	;	;	PUNCT
inlawrev-18020	9	30	state	state	NOUN
inlawrev-18020	9	31	farm	farm	NOUN
inlawrev-18020	9	32	fire	fire	NOUN
inlawrev-18020	9	33	and	and	CCONJ
inlawrev-18020	9	34	casualty	casualty	PROPN
inlawrev-18020	9	35	co.	co.	PROPN
inlawrev-18020	9	36	v.	v.	ADP
inlawrev-18020	9	37	nokes	noke	NOUN
inlawrev-18020	9	38	,	,	PUNCT
inlawrev-18020	9	39	776	776	NUM
inlawrev-18020	9	40	f.	f.	PROPN
inlawrev-18020	9	41	supp	supp	PROPN
inlawrev-18020	9	42	.	.	PUNCT
inlawrev-18020	10	1	2d	2d	PROPN
inlawrev-18020	10	2	845	845	NUM
inlawrev-18020	10	3	(	(	PUNCT
inlawrev-18020	10	4	n.d	n.d	PROPN
inlawrev-18020	10	5	.	.	PROPN
inlawrev-18020	10	6	ind	ind	PROPN
inlawrev-18020	10	7	.	.	PUNCT
inlawrev-18020	11	1	2011	2011	NUM
inlawrev-18020	11	2	)	)	PUNCT
inlawrev-18020	11	3	(	(	PUNCT
inlawrev-18020	11	4	finding	find	VERB
inlawrev-18020	11	5	insurance	insurance	NOUN
inlawrev-18020	11	6	company	company	NOUN
inlawrev-18020	11	7	was	be	AUX
inlawrev-18020	11	8	entitled	entitle	VERB
inlawrev-18020	11	9	to	to	PART
inlawrev-18020	11	10	summary	summary	VERB
inlawrev-18020	11	11	judgment	judgment	NOUN
inlawrev-18020	11	12	of	of	ADP
inlawrev-18020	11	13	no	no	DET
inlawrev-18020	11	14	coverage	coverage	NOUN
inlawrev-18020	11	15	for	for	ADP
inlawrev-18020	11	16	foster	foster	ADJ
inlawrev-18020	11	17	child	child	NOUN
inlawrev-18020	11	18	’s	’s	PART
inlawrev-18020	11	19	sexual	sexual	ADJ
inlawrev-18020	11	20	abuse	abuse	NOUN
inlawrev-18020	11	21	claim	claim	NOUN
inlawrev-18020	11	22	against	against	ADP
inlawrev-18020	11	23	foster	foster	ADJ
inlawrev-18020	11	24	parents	parent	NOUN
inlawrev-18020	11	25	)	)	PUNCT
inlawrev-18020	11	26	;	;	PUNCT
inlawrev-18020	11	27	jackson	jackson	PROPN
inlawrev-18020	11	28	v.	v.	PROPN
inlawrev-18020	11	29	allstate	allstate	PROPN
inlawrev-18020	11	30	insurance	insurance	PROPN
inlawrev-18020	11	31	co.	co.	PROPN
inlawrev-18020	11	32	,	,	PUNCT
inlawrev-18020	11	33	780	780	NUM
inlawrev-18020	11	34	f.	f.	PROPN
inlawrev-18020	11	35	supp	supp	PROPN
inlawrev-18020	11	36	.	.	PUNCT
inlawrev-18020	12	1	2d	2d	NOUN
inlawrev-18020	12	2	781	781	NUM
inlawrev-18020	12	3	(	(	PUNCT
inlawrev-18020	12	4	s.d	s.d	PROPN
inlawrev-18020	12	5	.	.	PROPN
inlawrev-18020	12	6	ind	ind	PROPN
inlawrev-18020	12	7	.	.	PUNCT
inlawrev-18020	13	1	2011	2011	NUM
inlawrev-18020	13	2	)	)	PUNCT
inlawrev-18020	14	1	;	;	PUNCT
inlawrev-18020	14	2	american	american	PROPN
inlawrev-18020	14	3	family	family	PROPN
inlawrev-18020	14	4	mutual	mutual	PROPN
inlawrev-18020	14	5	insurance	insurance	PROPN
inlawrev-18020	14	6	co.	co.	PROPN
inlawrev-18020	15	1	v.	v.	ADP
inlawrev-18020	15	2	bower	bower	PROPN
inlawrev-18020	15	3	,	,	PUNCT
inlawrev-18020	15	4	752	752	NUM
inlawrev-18020	15	5	f.	f.	PROPN
inlawrev-18020	15	6	supp	supp	PROPN
inlawrev-18020	15	7	.	.	PUNCT
inlawrev-18020	16	1	2d	2d	NOUN
inlawrev-18020	16	2	957	957	NUM
inlawrev-18020	16	3	(	(	PUNCT
inlawrev-18020	16	4	n.d	n.d	PROPN
inlawrev-18020	16	5	.	.	PROPN
inlawrev-18020	16	6	ind	ind	PROPN
inlawrev-18020	16	7	.	.	PUNCT
inlawrev-18020	17	1	2010	2010	NUM
inlawrev-18020	17	2	)	)	PUNCT
inlawrev-18020	18	1	(	(	PUNCT
inlawrev-18020	18	2	holding	hold	VERB
inlawrev-18020	18	3	that	that	SCONJ
inlawrev-18020	18	4	homeowners	homeowner	NOUN
inlawrev-18020	18	5	’	'	PUNCT
inlawrev-18020	18	6	insurer	insurer	NOUN
inlawrev-18020	18	7	was	be	AUX
inlawrev-18020	18	8	not	not	PART
inlawrev-18020	18	9	entitled	entitle	VERB
inlawrev-18020	18	10	to	to	PART
inlawrev-18020	18	11	summary	summary	VERB
inlawrev-18020	18	12	judgment	judgment	NOUN
inlawrev-18020	18	13	of	of	ADP
inlawrev-18020	18	14	no	no	DET
inlawrev-18020	18	15	coverage	coverage	NOUN
inlawrev-18020	18	16	for	for	ADP
inlawrev-18020	18	17	sexual	sexual	ADJ
inlawrev-18020	18	18	abuse	abuse	NOUN
inlawrev-18020	18	19	victim	victim	NOUN
inlawrev-18020	18	20	’s	’s	PART
inlawrev-18020	18	21	claim	claim	NOUN
inlawrev-18020	18	22	against	against	ADP
inlawrev-18020	18	23	parents	parent	NOUN
inlawrev-18020	18	24	/	/	SYM
inlawrev-18020	18	25	pastor	pastor	NOUN
inlawrev-18020	18	26	of	of	ADP
inlawrev-18020	18	27	perpetrator	perpetrator	NOUN
inlawrev-18020	18	28	)	)	PUNCT
inlawrev-18020	18	29	;	;	PUNCT
inlawrev-18020	18	30	michel	michel	PROPN
inlawrev-18020	18	31	v.	v.	PROPN
inlawrev-18020	18	32	american	american	PROPN
inlawrev-18020	18	33	family	family	PROPN
inlawrev-18020	18	34	mutual	mutual	PROPN
inlawrev-18020	18	35	insurance	insurance	PROPN
inlawrev-18020	18	36	co.	co.	PROPN
inlawrev-18020	18	37	,	,	PUNCT
inlawrev-18020	18	38	2010	2010	NUM
inlawrev-18020	18	39	wl	wl	SYM
inlawrev-18020	18	40	3039506	3039506	NUM
inlawrev-18020	18	41	(	(	PUNCT
inlawrev-18020	18	42	n.d	n.d	PROPN
inlawrev-18020	18	43	.	.	PROPN
inlawrev-18020	18	44	ind	ind	PROPN
inlawrev-18020	18	45	.	.	PUNCT
inlawrev-18020	19	1	2010	2010	NUM
inlawrev-18020	19	2	)	)	PUNCT
inlawrev-18020	20	1	(	(	PUNCT
inlawrev-18020	20	2	holding	hold	VERB
inlawrev-18020	20	3	that	that	DET
inlawrev-18020	20	4	disagreement	disagreement	NOUN
inlawrev-18020	20	5	between	between	ADP
inlawrev-18020	20	6	insurer	insurer	NOUN
inlawrev-18020	20	7	and	and	CCONJ
inlawrev-18020	20	8	insured	insure	VERB
inlawrev-18020	20	9	on	on	ADP
inlawrev-18020	20	10	value	value	NOUN
inlawrev-18020	20	11	of	of	ADP
inlawrev-18020	20	12	underinsured	underinsured	ADJ
inlawrev-18020	20	13	motorist	motorist	NOUN
inlawrev-18020	20	14	claim	claim	NOUN
inlawrev-18020	20	15	,	,	PUNCT
inlawrev-18020	20	16	standing	stand	VERB
inlawrev-18020	20	17	alone	alone	ADV
inlawrev-18020	20	18	,	,	PUNCT
inlawrev-18020	20	19	did	do	AUX
inlawrev-18020	20	20	not	not	PART
inlawrev-18020	20	21	demonstrate	demonstrate	VERB
inlawrev-18020	20	22	claim	claim	NOUN
inlawrev-18020	20	23	for	for	ADP
inlawrev-18020	20	24	breach	breach	NOUN
inlawrev-18020	20	25	of	of	ADP
inlawrev-18020	20	26	duty	duty	NOUN
inlawrev-18020	20	27	of	of	ADP
inlawrev-18020	20	28	good	good	ADJ
inlawrev-18020	20	29	faith	faith	NOUN
inlawrev-18020	20	30	)	)	PUNCT
inlawrev-18020	20	31	;	;	PUNCT
inlawrev-18020	20	32	national	national	PROPN
inlawrev-18020	20	33	union	union	PROPN
inlawrev-18020	20	34	fire	fire	PROPN
inlawrev-18020	20	35	insurance	insurance	PROPN
inlawrev-18020	20	36	co.	co.	PROPN
inlawrev-18020	20	37	v.	v.	ADP
inlawrev-18020	20	38	standard	standard	PROPN
inlawrev-18020	20	39	fusee	fusee	PROPN
inlawrev-18020	20	40	corp	corp	PROPN
inlawrev-18020	20	41	.	.	PROPN
inlawrev-18020	20	42	,	,	PUNCT
inlawrev-18020	20	43	940	940	NUM
inlawrev-18020	20	44	n.e.2d	n.e.2d	NOUN
inlawrev-18020	20	45	810	810	NUM
inlawrev-18020	20	46	(	(	PUNCT
inlawrev-18020	20	47	ind	ind	NOUN
inlawrev-18020	20	48	.	.	PUNCT
inlawrev-18020	20	49	2010	2010	NUM
inlawrev-18020	20	50	)	)	PUNCT
inlawrev-18020	20	51	(	(	PUNCT
inlawrev-18020	20	52	applying	apply	VERB
inlawrev-18020	20	53	“	"	PUNCT
inlawrev-18020	20	54	uniform	uniform	ADJ
inlawrev-18020	20	55	-	-	PUNCT
inlawrev-18020	20	56	contract	contract	NOUN
inlawrev-18020	20	57	-	-	PUNCT
inlawrev-18020	20	58	interpretation	interpretation	NOUN
inlawrev-18020	20	59	approach	approach	NOUN
inlawrev-18020	20	60	”	"	PUNCT
inlawrev-18020	20	61	in	in	ADP
inlawrev-18020	20	62	deciding	decide	VERB
inlawrev-18020	20	63	choice	choice	NOUN
inlawrev-18020	20	64	of	of	ADP
inlawrev-18020	20	65	law	law	NOUN
inlawrev-18020	20	66	for	for	ADP
inlawrev-18020	20	67	environmental	environmental	ADJ
inlawrev-18020	20	68	coverage	coverage	NOUN
inlawrev-18020	20	69	dispute	dispute	NOUN
inlawrev-18020	20	70	)	)	PUNCT
inlawrev-18020	20	71	,	,	PUNCT
inlawrev-18020	20	72	reh’g	reh’g	NOUN
inlawrev-18020	20	73	denied	deny	VERB
inlawrev-18020	20	74	,	,	PUNCT
inlawrev-18020	20	75	2011	2011	NUM
inlawrev-18020	20	76	ind	ind	NOUN
inlawrev-18020	20	77	.	.	PUNCT
inlawrev-18020	21	1	lexis	lexi	VERB
inlawrev-18020	21	2	410	410	NUM
inlawrev-18020	21	3	(	(	PUNCT
inlawrev-18020	21	4	ind	ind	NOUN
inlawrev-18020	21	5	.	.	PUNCT
inlawrev-18020	22	1	may	may	AUX
inlawrev-18020	22	2	20	20	NUM
inlawrev-18020	22	3	,	,	PUNCT
inlawrev-18020	22	4	2011	2011	NUM
inlawrev-18020	22	5	)	)	PUNCT
inlawrev-18020	22	6	;	;	PUNCT
inlawrev-18020	22	7	quiring	quire	VERB
inlawrev-18020	22	8	v.	v.	ADP
inlawrev-18020	22	9	geico	geico	PROPN
inlawrev-18020	22	10	general	general	PROPN
inlawrev-18020	22	11	insurance	insurance	PROPN
inlawrev-18020	22	12	co.	co.	PROPN
inlawrev-18020	22	13	,	,	PUNCT
inlawrev-18020	22	14	953	953	NUM
inlawrev-18020	22	15	n.e.2d	n.e.2d	NOUN
inlawrev-18020	22	16	119	119	NUM
inlawrev-18020	22	17	(	(	PUNCT
inlawrev-18020	22	18	ind	ind	NOUN
inlawrev-18020	22	19	.	.	PUNCT
inlawrev-18020	23	1	ct	ct	PROPN
inlawrev-18020	23	2	.	.	PUNCT
inlawrev-18020	24	1	app	app	PROPN
inlawrev-18020	24	2	.	.	PROPN
inlawrev-18020	24	3	2011	2011	NUM
inlawrev-18020	24	4	)	)	PUNCT
inlawrev-18020	25	1	(	(	PUNCT
inlawrev-18020	25	2	deciding	decide	VERB
inlawrev-18020	25	3	that	that	SCONJ
inlawrev-18020	25	4	injured	injured	ADJ
inlawrev-18020	25	5	driver	driver	NOUN
inlawrev-18020	25	6	was	be	AUX
inlawrev-18020	25	7	not	not	PART
inlawrev-18020	25	8	a	a	DET
inlawrev-18020	25	9	resident	resident	NOUN
inlawrev-18020	25	10	in	in	ADP
inlawrev-18020	25	11	mother	mother	NOUN
inlawrev-18020	25	12	’s	’s	PART
inlawrev-18020	25	13	home	home	NOUN
inlawrev-18020	25	14	to	to	PART
inlawrev-18020	25	15	be	be	AUX
inlawrev-18020	25	16	entitled	entitle	VERB
inlawrev-18020	25	17	to	to	ADP
inlawrev-18020	25	18	underinsured	underinsured	ADJ
inlawrev-18020	25	19	motorist	motorist	NOUN
inlawrev-18020	25	20	coverage	coverage	NOUN
inlawrev-18020	25	21	under	under	ADP
inlawrev-18020	25	22	mother	mother	NOUN
inlawrev-18020	25	23	’s	’s	PART
inlawrev-18020	25	24	automobile	automobile	NOUN
inlawrev-18020	25	25	policy	policy	NOUN
inlawrev-18020	25	26	)	)	PUNCT
inlawrev-18020	25	27	;	;	PUNCT
inlawrev-18020	25	28	auto	auto	NOUN
inlawrev-18020	25	29	-	-	PUNCT
inlawrev-18020	25	30	owners	owner	NOUN
inlawrev-18020	25	31	insurance	insurance	PROPN
inlawrev-18020	25	32	co.	co.	PROPN
inlawrev-18020	25	33	v.	v.	ADP
inlawrev-18020	25	34	hughes	hughes	PROPN
inlawrev-18020	25	35	,	,	PUNCT
inlawrev-18020	25	36	943	943	NUM
inlawrev-18020	25	37	n.e.2d	n.e.2d	NOUN
inlawrev-18020	25	38	432	432	NUM
inlawrev-18020	25	39	(	(	PUNCT
inlawrev-18020	25	40	ind	ind	NOUN
inlawrev-18020	25	41	.	.	PUNCT
inlawrev-18020	26	1	ct	ct	PROPN
inlawrev-18020	26	2	.	.	PUNCT
inlawrev-18020	26	3	app	app	PROPN
inlawrev-18020	26	4	.	.	PUNCT
inlawrev-18020	26	5	)	)	PUNCT
inlawrev-18020	27	1	(	(	PUNCT
inlawrev-18020	27	2	requiring	require	VERB
inlawrev-18020	27	3	insurance	insurance	NOUN
inlawrev-18020	27	4	company	company	NOUN
inlawrev-18020	27	5	to	to	PART
inlawrev-18020	27	6	supply	supply	VERB
inlawrev-18020	27	7	insured	insure	VERB
inlawrev-18020	27	8	with	with	ADP
inlawrev-18020	27	9	copy	copy	NOUN
inlawrev-18020	27	10	of	of	ADP
inlawrev-18020	27	11	insurance	insurance	NOUN
inlawrev-18020	27	12	policy	policy	NOUN
inlawrev-18020	27	13	if	if	SCONJ
inlawrev-18020	27	14	asked	ask	VERB
inlawrev-18020	27	15	)	)	PUNCT
inlawrev-18020	27	16	,	,	PUNCT
inlawrev-18020	27	17	trans	trans	PROPN
inlawrev-18020	27	18	.	.	PROPN
inlawrev-18020	27	19	denied	deny	VERB
inlawrev-18020	27	20	,	,	PUNCT
inlawrev-18020	27	21	962	962	NUM
inlawrev-18020	27	22	n.e.2d	n.e.2d	NOUN
inlawrev-18020	27	23	647	647	NUM
inlawrev-18020	27	24	(	(	PUNCT
inlawrev-18020	27	25	ind	ind	NOUN
inlawrev-18020	27	26	.	.	PUNCT
inlawrev-18020	27	27	2011	2011	NUM
inlawrev-18020	27	28	)	)	PUNCT
inlawrev-18020	27	29	.	.	PUNCT
inlawrev-18020	28	1	3	3	X
inlawrev-18020	28	2	.	.	X
inlawrev-18020	28	3	936	936	NUM
inlawrev-18020	28	4	n.e.2d	n.e.2d	NOUN
inlawrev-18020	28	5	306	306	NUM
inlawrev-18020	28	6	(	(	PUNCT
inlawrev-18020	28	7	ind	ind	NOUN
inlawrev-18020	28	8	.	.	PUNCT
inlawrev-18020	29	1	ct	ct	PROPN
inlawrev-18020	29	2	.	.	PUNCT
inlawrev-18020	29	3	app	app	PROPN
inlawrev-18020	29	4	.	.	PROPN
inlawrev-18020	29	5	)	)	PUNCT
inlawrev-18020	29	6	,	,	PUNCT
inlawrev-18020	29	7	trans	trans	PROPN
inlawrev-18020	29	8	.	.	PROPN
inlawrev-18020	29	9	denied	deny	VERB
inlawrev-18020	29	10	sub	sub	PROPN
inlawrev-18020	29	11	nom	nom	PROPN
inlawrev-18020	29	12	.	.	PUNCT
inlawrev-18020	30	1	taele	taele	PROPN
inlawrev-18020	30	2	v.	v.	PROPN
inlawrev-18020	30	3	figueroa	figueroa	PROPN
inlawrev-18020	30	4	,	,	PUNCT
inlawrev-18020	30	5	950	950	NUM
inlawrev-18020	30	6	n.e.2d	n.e.2d	NOUN
inlawrev-18020	30	7	1209	1209	NUM
inlawrev-18020	30	8	(	(	PUNCT
inlawrev-18020	30	9	ind	ind	NOUN
inlawrev-18020	30	10	.	.	PUNCT
inlawrev-18020	30	11	2011	2011	NUM
inlawrev-18020	30	12	)	)	PUNCT
inlawrev-18020	30	13	.	.	PUNCT
inlawrev-18020	31	1	4	4	X
inlawrev-18020	31	2	.	.	X
inlawrev-18020	32	1	i	i	PRON
inlawrev-18020	32	2	d.	d.	PROPN
inlawrev-18020	32	3	at	at	ADP
inlawrev-18020	32	4	307	307	NUM
inlawrev-18020	32	5	.	.	PUNCT
inlawrev-18020	33	1	1228	1228	NUM
inlawrev-18020	33	2	indiana	indiana	PROPN
inlawrev-18020	33	3	law	law	PROPN
inlawrev-18020	33	4	review	review	NOUN
inlawrev-18020	34	1	[	[	X
inlawrev-18020	34	2	vol	vol	NOUN
inlawrev-18020	34	3	.	.	PUNCT
inlawrev-18020	35	1	45:1227	45:1227	NUM
inlawrev-18020	35	2	resulting	result	VERB
inlawrev-18020	35	3	in	in	ADP
inlawrev-18020	35	4	her	her	PRON
inlawrev-18020	35	5	death	death	NOUN
inlawrev-18020	35	6	.	.	PUNCT
inlawrev-18020	36	1	the	the	DET
inlawrev-18020	36	2	husband	husband	NOUN
inlawrev-18020	36	3	and	and	CCONJ
inlawrev-18020	36	4	wife	wife	NOUN
inlawrev-18020	36	5	witnessed	witness	VERB
inlawrev-18020	36	6	the	the	DET
inlawrev-18020	36	7	accident	accident	NOUN
inlawrev-18020	36	8	by	by	ADP
inlawrev-18020	36	9	looking	look	VERB
inlawrev-18020	36	10	in	in	ADP
inlawrev-18020	36	11	the	the	DET
inlawrev-18020	36	12	rear	rear	ADJ
inlawrev-18020	36	13	view	view	NOUN
inlawrev-18020	36	14	mirrors	mirror	NOUN
inlawrev-18020	36	15	of	of	ADP
inlawrev-18020	36	16	their	their	PRON
inlawrev-18020	36	17	vehicle	vehicle	NOUN
inlawrev-18020	36	18	.	.	PUNCT
inlawrev-18020	37	1	although	although	SCONJ
inlawrev-18020	37	2	the	the	DET
inlawrev-18020	37	3	husband	husband	NOUN
inlawrev-18020	37	4	and	and	CCONJ
inlawrev-18020	37	5	wife	wife	NOUN
inlawrev-18020	37	6	were	be	AUX
inlawrev-18020	37	7	not	not	PART
inlawrev-18020	37	8	directly	directly	ADV
inlawrev-18020	37	9	involved	involve	VERB
inlawrev-18020	37	10	in	in	ADP
inlawrev-18020	37	11	the	the	DET
inlawrev-18020	37	12	accident	accident	NOUN
inlawrev-18020	37	13	,	,	PUNCT
inlawrev-18020	37	14	it	it	PRON
inlawrev-18020	37	15	was	be	AUX
inlawrev-18020	37	16	alleged	allege	VERB
inlawrev-18020	37	17	that	that	SCONJ
inlawrev-18020	37	18	a	a	DET
inlawrev-18020	37	19	part	part	NOUN
inlawrev-18020	37	20	of	of	ADP
inlawrev-18020	37	21	the	the	DET
inlawrev-18020	37	22	uninsured	uninsured	ADJ
inlawrev-18020	37	23	motorist	motorist	NOUN
inlawrev-18020	37	24	’s	’s	PART
inlawrev-18020	37	25	automobile	automobile	NOUN
inlawrev-18020	37	26	may	may	AUX
inlawrev-18020	37	27	have	have	AUX
inlawrev-18020	37	28	struck	strike	VERB
inlawrev-18020	37	29	their	their	PRON
inlawrev-18020	37	30	windshield.5	windshield.5	PROPN
inlawrev-18020	37	31	as	as	ADP
inlawrev-18020	37	32	a	a	DET
inlawrev-18020	37	33	result	result	NOUN
inlawrev-18020	37	34	of	of	ADP
inlawrev-18020	37	35	witnessing	witness	VERB
inlawrev-18020	37	36	the	the	DET
inlawrev-18020	37	37	accident	accident	NOUN
inlawrev-18020	37	38	,	,	PUNCT
inlawrev-18020	37	39	the	the	DET
inlawrev-18020	37	40	husband	husband	NOUN
inlawrev-18020	37	41	suffered	suffer	VERB
inlawrev-18020	37	42	emotional	emotional	ADJ
inlawrev-18020	37	43	distress	distress	NOUN
inlawrev-18020	37	44	,	,	PUNCT
inlawrev-18020	37	45	which	which	PRON
inlawrev-18020	37	46	included	include	VERB
inlawrev-18020	37	47	a	a	DET
inlawrev-18020	37	48	diagnosis	diagnosis	NOUN
inlawrev-18020	37	49	of	of	ADP
inlawrev-18020	37	50	high	high	ADJ
inlawrev-18020	37	51	blood	blood	NOUN
inlawrev-18020	37	52	pressure	pressure	NOUN
inlawrev-18020	37	53	and	and	CCONJ
inlawrev-18020	37	54	depression	depression	NOUN
inlawrev-18020	37	55	.	.	PUNCT
inlawrev-18020	38	1	the	the	DET
inlawrev-18020	38	2	husband	husband	NOUN
inlawrev-18020	38	3	and	and	CCONJ
inlawrev-18020	38	4	wife	wife	NOUN
inlawrev-18020	38	5	presented	present	VERB
inlawrev-18020	38	6	an	an	DET
inlawrev-18020	38	7	uninsured	uninsured	ADJ
inlawrev-18020	38	8	motorist	motorist	NOUN
inlawrev-18020	38	9	claim	claim	NOUN
inlawrev-18020	38	10	under	under	ADP
inlawrev-18020	38	11	their	their	PRON
inlawrev-18020	38	12	automobile	automobile	NOUN
inlawrev-18020	38	13	insurance	insurance	NOUN
inlawrev-18020	38	14	policy	policy	NOUN
inlawrev-18020	38	15	to	to	PART
inlawrev-18020	38	16	recover	recover	VERB
inlawrev-18020	38	17	for	for	ADP
inlawrev-18020	38	18	their	their	PRON
inlawrev-18020	38	19	emotional	emotional	ADJ
inlawrev-18020	38	20	distress	distress	NOUN
inlawrev-18020	38	21	injuries.6	injuries.6	NOUN
inlawrev-18020	38	22	the	the	DET
inlawrev-18020	38	23	insurer	insurer	NOUN
inlawrev-18020	38	24	denied	deny	VERB
inlawrev-18020	38	25	their	their	PRON
inlawrev-18020	38	26	claim	claim	NOUN
inlawrev-18020	38	27	by	by	ADP
inlawrev-18020	38	28	contending	contend	VERB
inlawrev-18020	38	29	that	that	SCONJ
inlawrev-18020	38	30	their	their	PRON
inlawrev-18020	38	31	emotional	emotional	ADJ
inlawrev-18020	38	32	distress	distress	NOUN
inlawrev-18020	38	33	did	do	AUX
inlawrev-18020	38	34	not	not	PART
inlawrev-18020	38	35	satisfy	satisfy	VERB
inlawrev-18020	38	36	the	the	DET
inlawrev-18020	38	37	definition	definition	NOUN
inlawrev-18020	38	38	of	of	ADP
inlawrev-18020	38	39	“	"	PUNCT
inlawrev-18020	38	40	bodily	bodily	ADJ
inlawrev-18020	38	41	injury	injury	NOUN
inlawrev-18020	38	42	”	"	PUNCT
inlawrev-18020	38	43	in	in	ADP
inlawrev-18020	38	44	the	the	DET
inlawrev-18020	38	45	policy	policy	NOUN
inlawrev-18020	38	46	,	,	PUNCT
inlawrev-18020	38	47	which	which	PRON
inlawrev-18020	38	48	was	be	AUX
inlawrev-18020	38	49	defined	define	VERB
inlawrev-18020	38	50	to	to	PART
inlawrev-18020	38	51	include	include	VERB
inlawrev-18020	38	52	“	"	PUNCT
inlawrev-18020	38	53	bodily	bodily	ADV
inlawrev-18020	38	54	injury	injury	NOUN
inlawrev-18020	38	55	to	to	ADP
inlawrev-18020	38	56	a	a	DET
inlawrev-18020	38	57	person	person	NOUN
inlawrev-18020	38	58	and	and	CCONJ
inlawrev-18020	38	59	sickness	sickness	NOUN
inlawrev-18020	38	60	,	,	PUNCT
inlawrev-18020	38	61	disease	disease	NOUN
inlawrev-18020	38	62	or	or	CCONJ
inlawrev-18020	38	63	death	death	NOUN
inlawrev-18020	38	64	which	which	PRON
inlawrev-18020	38	65	results	result	VERB
inlawrev-18020	38	66	from	from	ADP
inlawrev-18020	38	67	it	it	PRON
inlawrev-18020	38	68	.	.	PUNCT
inlawrev-18020	38	69	”7	”7	PUNCT
inlawrev-18020	39	1	the	the	DET
inlawrev-18020	39	2	trial	trial	NOUN
inlawrev-18020	39	3	court	court	NOUN
inlawrev-18020	39	4	granted	grant	VERB
inlawrev-18020	39	5	the	the	DET
inlawrev-18020	39	6	insurer	insurer	NOUN
inlawrev-18020	39	7	’s	’s	PART
inlawrev-18020	39	8	summary	summary	NOUN
inlawrev-18020	39	9	judgment	judgment	NOUN
inlawrev-18020	39	10	motion	motion	NOUN
inlawrev-18020	39	11	,	,	PUNCT
inlawrev-18020	39	12	and	and	CCONJ
inlawrev-18020	39	13	an	an	DET
inlawrev-18020	39	14	appeal	appeal	NOUN
inlawrev-18020	39	15	ensued.8	ensued.8	PROPN
inlawrev-18020	39	16	the	the	DET
inlawrev-18020	39	17	court	court	PROPN
inlawrev-18020	39	18	of	of	ADP
inlawrev-18020	39	19	appeals	appeal	NOUN
inlawrev-18020	39	20	first	first	ADV
inlawrev-18020	39	21	analyzed	analyze	VERB
inlawrev-18020	39	22	indiana	indiana	PROPN
inlawrev-18020	39	23	law	law	NOUN
inlawrev-18020	39	24	to	to	PART
inlawrev-18020	39	25	determine	determine	VERB
inlawrev-18020	39	26	whether	whether	SCONJ
inlawrev-18020	39	27	the	the	DET
inlawrev-18020	39	28	emotional	emotional	ADJ
inlawrev-18020	39	29	distress	distress	NOUN
inlawrev-18020	39	30	claims	claim	NOUN
inlawrev-18020	39	31	stated	state	VERB
inlawrev-18020	39	32	recognizable	recognizable	ADJ
inlawrev-18020	39	33	claims	claim	NOUN
inlawrev-18020	39	34	for	for	ADP
inlawrev-18020	39	35	negligent	negligent	ADJ
inlawrev-18020	39	36	infliction	infliction	NOUN
inlawrev-18020	39	37	of	of	ADP
inlawrev-18020	39	38	emotional	emotional	ADJ
inlawrev-18020	39	39	distress	distress	NOUN
inlawrev-18020	39	40	under	under	ADP
inlawrev-18020	39	41	indiana	indiana	PROPN
inlawrev-18020	39	42	law.9	law.9	PROPN
inlawrev-18020	39	43	indiana	indiana	PROPN
inlawrev-18020	39	44	follows	follow	VERB
inlawrev-18020	39	45	the	the	DET
inlawrev-18020	39	46	“	"	PUNCT
inlawrev-18020	39	47	direct	direct	ADJ
inlawrev-18020	39	48	impact	impact	NOUN
inlawrev-18020	39	49	”	"	PUNCT
inlawrev-18020	39	50	test	test	NOUN
inlawrev-18020	39	51	which	which	PRON
inlawrev-18020	39	52	requires	require	VERB
inlawrev-18020	39	53	a	a	DET
inlawrev-18020	39	54	claimant	claimant	NOUN
inlawrev-18020	39	55	to	to	PART
inlawrev-18020	39	56	have	have	VERB
inlawrev-18020	39	57	a	a	DET
inlawrev-18020	39	58	direct	direct	ADJ
inlawrev-18020	39	59	impact	impact	NOUN
inlawrev-18020	39	60	with	with	ADP
inlawrev-18020	39	61	the	the	DET
inlawrev-18020	39	62	negligence	negligence	NOUN
inlawrev-18020	39	63	of	of	ADP
inlawrev-18020	39	64	another	another	PRON
inlawrev-18020	39	65	before	before	SCONJ
inlawrev-18020	39	66	he	he	PRON
inlawrev-18020	39	67	or	or	CCONJ
inlawrev-18020	39	68	she	she	PRON
inlawrev-18020	39	69	may	may	AUX
inlawrev-18020	39	70	seek	seek	VERB
inlawrev-18020	39	71	recovery	recovery	NOUN
inlawrev-18020	39	72	under	under	ADP
inlawrev-18020	39	73	a	a	DET
inlawrev-18020	39	74	negligence	negligence	NOUN
inlawrev-18020	39	75	theory	theory	NOUN
inlawrev-18020	39	76	for	for	ADP
inlawrev-18020	39	77	emotional	emotional	ADJ
inlawrev-18020	39	78	trauma.10	trauma.10	NOUN
inlawrev-18020	39	79	a	a	DET
inlawrev-18020	39	80	few	few	ADJ
inlawrev-18020	39	81	years	year	NOUN
inlawrev-18020	39	82	ago	ago	ADV
inlawrev-18020	39	83	,	,	PUNCT
inlawrev-18020	39	84	the	the	DET
inlawrev-18020	39	85	supreme	supreme	PROPN
inlawrev-18020	39	86	court	court	PROPN
inlawrev-18020	39	87	expanded	expand	VERB
inlawrev-18020	39	88	the	the	DET
inlawrev-18020	39	89	group	group	NOUN
inlawrev-18020	39	90	of	of	ADP
inlawrev-18020	39	91	individuals	individual	NOUN
inlawrev-18020	39	92	who	who	PRON
inlawrev-18020	39	93	could	could	AUX
inlawrev-18020	39	94	pursue	pursue	VERB
inlawrev-18020	39	95	a	a	DET
inlawrev-18020	39	96	claim	claim	NOUN
inlawrev-18020	39	97	for	for	ADP
inlawrev-18020	39	98	negligent	negligent	ADJ
inlawrev-18020	39	99	infliction	infliction	NOUN
inlawrev-18020	39	100	of	of	ADP
inlawrev-18020	39	101	emotional	emotional	ADJ
inlawrev-18020	39	102	distress	distress	NOUN
inlawrev-18020	39	103	to	to	PART
inlawrev-18020	39	104	include	include	VERB
inlawrev-18020	39	105	a	a	DET
inlawrev-18020	39	106	bystander	bystander	NOUN
inlawrev-18020	39	107	who	who	PRON
inlawrev-18020	39	108	witnessed	witness	VERB
inlawrev-18020	39	109	or	or	CCONJ
inlawrev-18020	39	110	came	come	VERB
inlawrev-18020	39	111	upon	upon	SCONJ
inlawrev-18020	39	112	the	the	DET
inlawrev-18020	39	113	scene	scene	NOUN
inlawrev-18020	39	114	of	of	ADP
inlawrev-18020	39	115	the	the	DET
inlawrev-18020	39	116	death	death	NOUN
inlawrev-18020	39	117	of	of	ADP
inlawrev-18020	39	118	or	or	CCONJ
inlawrev-18020	39	119	serious	serious	ADJ
inlawrev-18020	39	120	injury	injury	NOUN
inlawrev-18020	39	121	to	to	ADP
inlawrev-18020	39	122	a	a	DET
inlawrev-18020	39	123	loved	loved	ADJ
inlawrev-18020	39	124	one	one	NOUN
inlawrev-18020	39	125	“	"	PUNCT
inlawrev-18020	39	126	with	with	ADP
inlawrev-18020	39	127	a	a	DET
inlawrev-18020	39	128	relationship	relationship	NOUN
inlawrev-18020	39	129	to	to	ADP
inlawrev-18020	39	130	the	the	DET
inlawrev-18020	39	131	plaintiff	plaintiff	NOUN
inlawrev-18020	39	132	analogous	analogous	ADJ
inlawrev-18020	39	133	to	to	ADP
inlawrev-18020	39	134	a	a	DET
inlawrev-18020	39	135	spouse	spouse	NOUN
inlawrev-18020	39	136	,	,	PUNCT
inlawrev-18020	39	137	parent	parent	NOUN
inlawrev-18020	39	138	,	,	PUNCT
inlawrev-18020	39	139	child	child	NOUN
inlawrev-18020	39	140	,	,	PUNCT
inlawrev-18020	39	141	grandparent	grandparent	NOUN
inlawrev-18020	39	142	,	,	PUNCT
inlawrev-18020	39	143	grandchild	grandchild	NOUN
inlawrev-18020	39	144	,	,	PUNCT
inlawrev-18020	39	145	or	or	CCONJ
inlawrev-18020	39	146	sibling	sible	VERB
inlawrev-18020	39	147	.	.	PUNCT
inlawrev-18020	40	1	”11	”11	PROPN
inlawrev-18020	40	2	although	although	SCONJ
inlawrev-18020	40	3	the	the	DET
inlawrev-18020	40	4	court	court	NOUN
inlawrev-18020	40	5	concluded	conclude	VERB
inlawrev-18020	40	6	that	that	SCONJ
inlawrev-18020	40	7	the	the	DET
inlawrev-18020	40	8	insureds	insured	NOUN
inlawrev-18020	40	9	possessed	possess	VERB
inlawrev-18020	40	10	a	a	DET
inlawrev-18020	40	11	negligent	negligent	ADJ
inlawrev-18020	40	12	infliction	infliction	NOUN
inlawrev-18020	40	13	of	of	ADP
inlawrev-18020	40	14	emotional	emotional	ADJ
inlawrev-18020	40	15	distress	distress	NOUN
inlawrev-18020	40	16	claim	claim	NOUN
inlawrev-18020	40	17	against	against	ADP
inlawrev-18020	40	18	the	the	DET
inlawrev-18020	40	19	other	other	ADJ
inlawrev-18020	40	20	motorist	motorist	NOUN
inlawrev-18020	40	21	,	,	PUNCT
inlawrev-18020	40	22	it	it	PRON
inlawrev-18020	40	23	was	be	AUX
inlawrev-18020	40	24	still	still	ADV
inlawrev-18020	40	25	necessary	necessary	ADJ
inlawrev-18020	40	26	for	for	SCONJ
inlawrev-18020	40	27	the	the	DET
inlawrev-18020	40	28	insureds	insured	NOUN
inlawrev-18020	40	29	to	to	PART
inlawrev-18020	40	30	satisfy	satisfy	VERB
inlawrev-18020	40	31	the	the	DET
inlawrev-18020	40	32	definition	definition	NOUN
inlawrev-18020	40	33	of	of	ADP
inlawrev-18020	40	34	“	"	PUNCT
inlawrev-18020	40	35	bodily	bodily	ADJ
inlawrev-18020	40	36	injury	injury	NOUN
inlawrev-18020	40	37	”	"	PUNCT
inlawrev-18020	40	38	to	to	PART
inlawrev-18020	40	39	pursue	pursue	VERB
inlawrev-18020	40	40	a	a	DET
inlawrev-18020	40	41	claim	claim	NOUN
inlawrev-18020	40	42	under	under	ADP
inlawrev-18020	40	43	the	the	DET
inlawrev-18020	40	44	policy.12	policy.12	NOUN
inlawrev-18020	40	45	the	the	DET
inlawrev-18020	40	46	court	court	NOUN
inlawrev-18020	40	47	engaged	engage	VERB
inlawrev-18020	40	48	in	in	ADP
inlawrev-18020	40	49	an	an	DET
inlawrev-18020	40	50	extensive	extensive	ADJ
inlawrev-18020	40	51	review	review	NOUN
inlawrev-18020	40	52	of	of	ADP
inlawrev-18020	40	53	recent	recent	ADJ
inlawrev-18020	40	54	supreme	supreme	PROPN
inlawrev-18020	40	55	court	court	PROPN
inlawrev-18020	40	56	decisions	decision	NOUN
inlawrev-18020	40	57	which	which	PRON
inlawrev-18020	40	58	addressed	address	VERB
inlawrev-18020	40	59	whether	whether	SCONJ
inlawrev-18020	40	60	emotional	emotional	ADJ
inlawrev-18020	40	61	distress	distress	NOUN
inlawrev-18020	40	62	claims	claim	NOUN
inlawrev-18020	40	63	met	meet	VERB
inlawrev-18020	40	64	the	the	DET
inlawrev-18020	40	65	definition	definition	NOUN
inlawrev-18020	40	66	of	of	ADP
inlawrev-18020	40	67	“	"	PUNCT
inlawrev-18020	40	68	bodily	bodily	ADJ
inlawrev-18020	40	69	injury	injury	NOUN
inlawrev-18020	40	70	”	"	PUNCT
inlawrev-18020	40	71	within	within	ADP
inlawrev-18020	40	72	an	an	DET
inlawrev-18020	40	73	insurance	insurance	NOUN
inlawrev-18020	40	74	policy.13	policy.13	NOUN
inlawrev-18020	40	75	after	after	ADP
inlawrev-18020	40	76	reviewing	review	VERB
inlawrev-18020	40	77	these	these	DET
inlawrev-18020	40	78	cases	case	NOUN
inlawrev-18020	40	79	,	,	PUNCT
inlawrev-18020	40	80	the	the	DET
inlawrev-18020	40	81	court	court	NOUN
inlawrev-18020	40	82	concluded	conclude	VERB
inlawrev-18020	40	83	the	the	DET
inlawrev-18020	40	84	husband	husband	NOUN
inlawrev-18020	40	85	and	and	CCONJ
inlawrev-18020	40	86	wife	wife	NOUN
inlawrev-18020	40	87	were	be	AUX
inlawrev-18020	40	88	not	not	PART
inlawrev-18020	40	89	entitled	entitle	VERB
inlawrev-18020	40	90	to	to	ADP
inlawrev-18020	40	91	5	5	NUM
inlawrev-18020	40	92	.	.	PUNCT
inlawrev-18020	41	1	i	i	PRON
inlawrev-18020	41	2	d.	d.	PROPN
inlawrev-18020	41	3	6	6	NUM
inlawrev-18020	41	4	.	.	PUNCT
inlawrev-18020	42	1	i	i	PRON
inlawrev-18020	42	2	d.	d.	PROPN
inlawrev-18020	42	3	7	7	NUM
inlawrev-18020	42	4	.	.	PUNCT
inlawrev-18020	43	1	i	i	PRON
inlawrev-18020	43	2	d.	d.	PROPN
inlawrev-18020	43	3	(	(	PUNCT
inlawrev-18020	43	4	emphasis	emphasis	NOUN
inlawrev-18020	43	5	omitted	omit	VERB
inlawrev-18020	43	6	)	)	PUNCT
inlawrev-18020	43	7	.	.	PUNCT
inlawrev-18020	44	1	interestingly	interestingly	ADV
inlawrev-18020	44	2	,	,	PUNCT
inlawrev-18020	44	3	this	this	DET
inlawrev-18020	44	4	definition	definition	NOUN
inlawrev-18020	44	5	replaced	replace	VERB
inlawrev-18020	44	6	a	a	DET
inlawrev-18020	44	7	more	more	ADV
inlawrev-18020	44	8	restrictive	restrictive	ADJ
inlawrev-18020	44	9	definition	definition	NOUN
inlawrev-18020	44	10	which	which	PRON
inlawrev-18020	44	11	provided	provide	VERB
inlawrev-18020	44	12	“	"	PUNCT
inlawrev-18020	44	13	[	[	X
inlawrev-18020	44	14	b]odily	b]odily	ADV
inlawrev-18020	44	15	injury	injury	NOUN
inlawrev-18020	44	16	—	—	PUNCT
inlawrev-18020	44	17	means	mean	VERB
inlawrev-18020	44	18	physical	physical	ADJ
inlawrev-18020	44	19	bodily	bodily	ADJ
inlawrev-18020	44	20	injury	injury	NOUN
inlawrev-18020	44	21	to	to	ADP
inlawrev-18020	44	22	a	a	DET
inlawrev-18020	44	23	person	person	NOUN
inlawrev-18020	44	24	and	and	CCONJ
inlawrev-18020	44	25	sickness	sickness	NOUN
inlawrev-18020	44	26	,	,	PUNCT
inlawrev-18020	44	27	disease	disease	NOUN
inlawrev-18020	44	28	or	or	CCONJ
inlawrev-18020	44	29	death	death	NOUN
inlawrev-18020	44	30	which	which	PRON
inlawrev-18020	44	31	results	result	VERB
inlawrev-18020	44	32	from	from	ADP
inlawrev-18020	44	33	it	it	PRON
inlawrev-18020	44	34	.	.	PUNCT
inlawrev-18020	45	1	a	a	DET
inlawrev-18020	45	2	person	person	NOUN
inlawrev-18020	45	3	does	do	AUX
inlawrev-18020	45	4	not	not	PART
inlawrev-18020	45	5	sustain	sustain	VERB
inlawrev-18020	45	6	bodily	bodily	ADJ
inlawrev-18020	45	7	injury	injury	NOUN
inlawrev-18020	45	8	if	if	SCONJ
inlawrev-18020	45	9	that	that	DET
inlawrev-18020	45	10	person	person	NOUN
inlawrev-18020	45	11	suffers	suffer	VERB
inlawrev-18020	45	12	emotional	emotional	ADJ
inlawrev-18020	45	13	distress	distress	NOUN
inlawrev-18020	45	14	in	in	ADP
inlawrev-18020	45	15	the	the	DET
inlawrev-18020	45	16	absence	absence	NOUN
inlawrev-18020	45	17	of	of	ADP
inlawrev-18020	45	18	physical	physical	ADJ
inlawrev-18020	45	19	bodily	bodily	ADJ
inlawrev-18020	45	20	injury	injury	NOUN
inlawrev-18020	45	21	.	.	PUNCT
inlawrev-18020	45	22	”	"	PUNCT
inlawrev-18020	46	1	i	i	PRON
inlawrev-18020	46	2	d.	d.	PROPN
inlawrev-18020	46	3	(	(	PUNCT
inlawrev-18020	46	4	emphasis	emphasis	NOUN
inlawrev-18020	46	5	omitted	omit	VERB
inlawrev-18020	46	6	)	)	PUNCT
inlawrev-18020	46	7	.	.	PUNCT
inlawrev-18020	47	1	8	8	X
inlawrev-18020	47	2	.	.	X
inlawrev-18020	48	1	i	i	PRON
inlawrev-18020	48	2	d.	d.	PROPN
inlawrev-18020	48	3	9	9	NUM
inlawrev-18020	48	4	.	.	PUNCT
inlawrev-18020	49	1	i	i	PRON
inlawrev-18020	49	2	d.	d.	PROPN
inlawrev-18020	49	3	at	at	ADP
inlawrev-18020	49	4	308	308	NUM
inlawrev-18020	49	5	.	.	PUNCT
inlawrev-18020	49	6	10	10	NUM
inlawrev-18020	49	7	.	.	PUNCT
inlawrev-18020	50	1	i	i	PRON
inlawrev-18020	50	2	d.	d.	PROPN
inlawrev-18020	50	3	(	(	PUNCT
inlawrev-18020	50	4	citing	cite	VERB
inlawrev-18020	50	5	shuamber	shuamber	PROPN
inlawrev-18020	50	6	v.	v.	PROPN
inlawrev-18020	50	7	henderson	henderson	PROPN
inlawrev-18020	50	8	,	,	PUNCT
inlawrev-18020	50	9	579	579	NUM
inlawrev-18020	50	10	n.e.2d	n.e.2d	NOUN
inlawrev-18020	50	11	452	452	NUM
inlawrev-18020	50	12	,	,	PUNCT
inlawrev-18020	50	13	456	456	NUM
inlawrev-18020	50	14	(	(	PUNCT
inlawrev-18020	50	15	ind	ind	NOUN
inlawrev-18020	50	16	.	.	PROPN
inlawrev-18020	50	17	1991	1991	NUM
inlawrev-18020	50	18	)	)	PUNCT
inlawrev-18020	50	19	)	)	PUNCT
inlawrev-18020	50	20	.	.	PUNCT
inlawrev-18020	51	1	11	11	NUM
inlawrev-18020	51	2	.	.	PUNCT
inlawrev-18020	52	1	i	i	PRON
inlawrev-18020	52	2	d.	d.	PROPN
inlawrev-18020	52	3	(	(	PUNCT
inlawrev-18020	52	4	citing	cite	VERB
inlawrev-18020	52	5	groves	grove	NOUN
inlawrev-18020	52	6	v.	v.	ADP
inlawrev-18020	52	7	taylor	taylor	PROPN
inlawrev-18020	52	8	,	,	PUNCT
inlawrev-18020	52	9	729	729	NUM
inlawrev-18020	52	10	n.e.2d	n.e.2d	NOUN
inlawrev-18020	52	11	569	569	NUM
inlawrev-18020	52	12	,	,	PUNCT
inlawrev-18020	52	13	573	573	NUM
inlawrev-18020	52	14	(	(	PUNCT
inlawrev-18020	52	15	ind	ind	NOUN
inlawrev-18020	52	16	.	.	PROPN
inlawrev-18020	52	17	2000	2000	NUM
inlawrev-18020	52	18	)	)	PUNCT
inlawrev-18020	52	19	)	)	PUNCT
inlawrev-18020	52	20	.	.	PUNCT
inlawrev-18020	53	1	12	12	NUM
inlawrev-18020	53	2	.	.	PUNCT
inlawrev-18020	54	1	see	see	VERB
inlawrev-18020	54	2	i	i	PRON
inlawrev-18020	54	3	d.	d.	PROPN
inlawrev-18020	54	4	at	at	ADP
inlawrev-18020	54	5	310	310	NUM
inlawrev-18020	54	6	.	.	PROPN
inlawrev-18020	54	7	13	13	NUM
inlawrev-18020	54	8	.	.	PUNCT
inlawrev-18020	55	1	see	see	VERB
inlawrev-18020	55	2	i	i	PRON
inlawrev-18020	55	3	d.	d.	PROPN
inlawrev-18020	55	4	at	at	ADP
inlawrev-18020	55	5	308	308	NUM
inlawrev-18020	55	6	-	-	SYM
inlawrev-18020	55	7	10	10	NUM
inlawrev-18020	55	8	;	;	PUNCT
inlawrev-18020	55	9	see	see	VERB
inlawrev-18020	55	10	also	also	ADV
inlawrev-18020	55	11	bush	bush	PROPN
inlawrev-18020	55	12	v.	v.	ADP
inlawrev-18020	55	13	state	state	PROPN
inlawrev-18020	55	14	farm	farm	PROPN
inlawrev-18020	55	15	mut	mut	PROPN
inlawrev-18020	55	16	.	.	PUNCT
inlawrev-18020	56	1	auto	auto	PROPN
inlawrev-18020	56	2	.	.	PUNCT
inlawrev-18020	57	1	ins	ins	PROPN
inlawrev-18020	57	2	.	.	PUNCT
inlawrev-18020	57	3	co.	co.	PROPN
inlawrev-18020	57	4	,	,	PUNCT
inlawrev-18020	57	5	905	905	NUM
inlawrev-18020	57	6	n.e.2d	n.e.2d	NOUN
inlawrev-18020	57	7	1003	1003	NUM
inlawrev-18020	57	8	(	(	PUNCT
inlawrev-18020	57	9	ind	ind	NOUN
inlawrev-18020	57	10	.	.	PUNCT
inlawrev-18020	57	11	2009	2009	NUM
inlawrev-18020	57	12	)	)	PUNCT
inlawrev-18020	57	13	;	;	PUNCT
inlawrev-18020	57	14	state	state	NOUN
inlawrev-18020	57	15	farm	farm	PROPN
inlawrev-18020	57	16	mut	mut	PROPN
inlawrev-18020	57	17	.	.	PUNCT
inlawrev-18020	58	1	ins	ins	PROPN
inlawrev-18020	58	2	.	.	PUNCT
inlawrev-18020	58	3	co.	co.	PROPN
inlawrev-18020	59	1	v.	v.	ADP
inlawrev-18020	59	2	d.l.b	d.l.b	PROPN
inlawrev-18020	59	3	.	.	PUNCT
inlawrev-18020	59	4	,	,	PUNCT
inlawrev-18020	59	5	881	881	NUM
inlawrev-18020	59	6	n.e.2d	n.e.2d	NOUN
inlawrev-18020	59	7	665	665	NUM
inlawrev-18020	59	8	(	(	PUNCT
inlawrev-18020	59	9	ind	ind	NOUN
inlawrev-18020	59	10	.	.	PUNCT
inlawrev-18020	59	11	2008	2008	NUM
inlawrev-18020	59	12	)	)	PUNCT
inlawrev-18020	59	13	;	;	PUNCT
inlawrev-18020	59	14	elliott	elliott	PROPN
inlawrev-18020	59	15	v.	v.	PROPN
inlawrev-18020	59	16	allstate	allstate	PROPN
inlawrev-18020	59	17	ins	ins	PROPN
inlawrev-18020	59	18	.	.	PUNCT
inlawrev-18020	59	19	co.	co.	PROPN
inlawrev-18020	59	20	,	,	PUNCT
inlawrev-18020	59	21	881	881	NUM
inlawrev-18020	59	22	n.e.2d	n.e.2d	NOUN
inlawrev-18020	59	23	662	662	NUM
inlawrev-18020	59	24	(	(	PUNCT
inlawrev-18020	59	25	ind	ind	NOUN
inlawrev-18020	59	26	.	.	PUNCT
inlawrev-18020	59	27	2008	2008	NUM
inlawrev-18020	59	28	)	)	PUNCT
inlawrev-18020	59	29	;	;	PUNCT
inlawrev-18020	59	30	state	state	NOUN
inlawrev-18020	59	31	farm	farm	PROPN
inlawrev-18020	59	32	mut	mut	PROPN
inlawrev-18020	59	33	.	.	PUNCT
inlawrev-18020	60	1	auto	auto	PROPN
inlawrev-18020	60	2	.	.	PUNCT
inlawrev-18020	61	1	ins	ins	PROPN
inlawrev-18020	61	2	.	.	PUNCT
inlawrev-18020	61	3	co.	co.	PROPN
inlawrev-18020	62	1	v.	v.	PROPN
inlawrev-18020	62	2	jakupko	jakupko	PROPN
inlawrev-18020	62	3	,	,	PUNCT
inlawrev-18020	62	4	881	881	NUM
inlawrev-18020	62	5	n.e.2d	n.e.2d	NOUN
inlawrev-18020	62	6	654	654	NUM
inlawrev-18020	62	7	(	(	PUNCT
inlawrev-18020	62	8	ind	ind	NOUN
inlawrev-18020	62	9	.	.	PUNCT
inlawrev-18020	62	10	2008	2008	NUM
inlawrev-18020	62	11	)	)	PUNCT
inlawrev-18020	62	12	.	.	PUNCT
inlawrev-18020	63	1	2012	2012	NUM
inlawrev-18020	63	2	]	]	PUNCT
inlawrev-18020	63	3	insurance	insurance	NOUN
inlawrev-18020	63	4	law	law	NOUN
inlawrev-18020	63	5	1229	1229	NUM
inlawrev-18020	63	6	uninsured	uninsured	ADJ
inlawrev-18020	63	7	motorist	motorist	NOUN
inlawrev-18020	63	8	benefits	benefit	NOUN
inlawrev-18020	63	9	,	,	PUNCT
inlawrev-18020	63	10	because	because	SCONJ
inlawrev-18020	63	11	they	they	PRON
inlawrev-18020	63	12	were	be	AUX
inlawrev-18020	63	13	not	not	PART
inlawrev-18020	63	14	directly	directly	ADV
inlawrev-18020	63	15	impacted	impact	VERB
inlawrev-18020	63	16	and	and	CCONJ
inlawrev-18020	63	17	did	do	AUX
inlawrev-18020	63	18	not	not	PART
inlawrev-18020	63	19	sustain	sustain	VERB
inlawrev-18020	63	20	a	a	DET
inlawrev-18020	63	21	direct	direct	ADJ
inlawrev-18020	63	22	physical	physical	ADJ
inlawrev-18020	63	23	injury	injury	NOUN
inlawrev-18020	63	24	from	from	ADP
inlawrev-18020	63	25	the	the	DET
inlawrev-18020	63	26	accident.14	accident.14	NOUN
inlawrev-18020	63	27	in	in	ADP
inlawrev-18020	63	28	order	order	NOUN
inlawrev-18020	63	29	to	to	PART
inlawrev-18020	63	30	establish	establish	VERB
inlawrev-18020	63	31	“	"	PUNCT
inlawrev-18020	63	32	bodily	bodily	ADJ
inlawrev-18020	63	33	injury	injury	NOUN
inlawrev-18020	63	34	”	"	PUNCT
inlawrev-18020	63	35	to	to	PART
inlawrev-18020	63	36	permit	permit	VERB
inlawrev-18020	63	37	the	the	DET
inlawrev-18020	63	38	insureds	insured	NOUN
inlawrev-18020	63	39	to	to	PART
inlawrev-18020	63	40	recover	recover	VERB
inlawrev-18020	63	41	for	for	ADP
inlawrev-18020	63	42	their	their	PRON
inlawrev-18020	63	43	emotional	emotional	ADJ
inlawrev-18020	63	44	trauma	trauma	NOUN
inlawrev-18020	63	45	,	,	PUNCT
inlawrev-18020	63	46	it	it	PRON
inlawrev-18020	63	47	was	be	AUX
inlawrev-18020	63	48	necessary	necessary	ADJ
inlawrev-18020	63	49	for	for	SCONJ
inlawrev-18020	63	50	them	they	PRON
inlawrev-18020	63	51	to	to	PART
inlawrev-18020	63	52	sustain	sustain	VERB
inlawrev-18020	63	53	a	a	DET
inlawrev-18020	63	54	physical	physical	ADJ
inlawrev-18020	63	55	impact	impact	NOUN
inlawrev-18020	63	56	of	of	ADP
inlawrev-18020	63	57	some	some	DET
inlawrev-18020	63	58	sort.15	sort.15	NOUN
inlawrev-18020	63	59	the	the	DET
inlawrev-18020	63	60	court	court	NOUN
inlawrev-18020	63	61	rejected	reject	VERB
inlawrev-18020	63	62	the	the	DET
inlawrev-18020	63	63	suggestion	suggestion	NOUN
inlawrev-18020	63	64	that	that	SCONJ
inlawrev-18020	63	65	the	the	DET
inlawrev-18020	63	66	piece	piece	NOUN
inlawrev-18020	63	67	of	of	ADP
inlawrev-18020	63	68	the	the	DET
inlawrev-18020	63	69	other	other	ADJ
inlawrev-18020	63	70	vehicle	vehicle	NOUN
inlawrev-18020	63	71	that	that	PRON
inlawrev-18020	63	72	collided	collide	VERB
inlawrev-18020	63	73	with	with	ADP
inlawrev-18020	63	74	the	the	DET
inlawrev-18020	63	75	insureds	insured	NOUN
inlawrev-18020	63	76	’	'	PUNCT
inlawrev-18020	63	77	windshield	windshield	NOUN
inlawrev-18020	63	78	demonstrated	demonstrate	VERB
inlawrev-18020	63	79	a	a	DET
inlawrev-18020	63	80	“	"	PUNCT
inlawrev-18020	63	81	direct	direct	ADJ
inlawrev-18020	63	82	impact	impact	NOUN
inlawrev-18020	63	83	.	.	PUNCT
inlawrev-18020	64	1	”16	”16	NOUN
inlawrev-18020	64	2	in	in	ADP
inlawrev-18020	64	3	this	this	DET
inlawrev-18020	64	4	case	case	NOUN
inlawrev-18020	64	5	,	,	PUNCT
inlawrev-18020	64	6	the	the	DET
inlawrev-18020	64	7	court	court	NOUN
inlawrev-18020	64	8	of	of	ADP
inlawrev-18020	64	9	appeals	appeal	NOUN
inlawrev-18020	64	10	correctly	correctly	ADV
inlawrev-18020	64	11	followed	follow	VERB
inlawrev-18020	64	12	precedent	precedent	NOUN
inlawrev-18020	64	13	from	from	ADP
inlawrev-18020	64	14	the	the	DET
inlawrev-18020	64	15	indiana	indiana	PROPN
inlawrev-18020	64	16	supreme	supreme	PROPN
inlawrev-18020	64	17	court	court	PROPN
inlawrev-18020	64	18	regarding	regard	VERB
inlawrev-18020	64	19	the	the	DET
inlawrev-18020	64	20	definition	definition	NOUN
inlawrev-18020	64	21	of	of	ADP
inlawrev-18020	64	22	“	"	PUNCT
inlawrev-18020	64	23	bodily	bodily	ADJ
inlawrev-18020	64	24	injury	injury	NOUN
inlawrev-18020	64	25	”	"	PUNCT
inlawrev-18020	64	26	in	in	ADP
inlawrev-18020	64	27	an	an	DET
inlawrev-18020	64	28	insurance	insurance	NOUN
inlawrev-18020	64	29	policy	policy	NOUN
inlawrev-18020	64	30	.	.	PUNCT
inlawrev-18020	65	1	while	while	SCONJ
inlawrev-18020	65	2	the	the	DET
inlawrev-18020	65	3	outcome	outcome	NOUN
inlawrev-18020	65	4	is	be	AUX
inlawrev-18020	65	5	unfortunate	unfortunate	ADJ
inlawrev-18020	65	6	for	for	ADP
inlawrev-18020	65	7	the	the	DET
inlawrev-18020	65	8	family	family	NOUN
inlawrev-18020	65	9	in	in	ADP
inlawrev-18020	65	10	this	this	DET
inlawrev-18020	65	11	tragic	tragic	ADJ
inlawrev-18020	65	12	case	case	NOUN
inlawrev-18020	65	13	,	,	PUNCT
inlawrev-18020	65	14	this	this	DET
inlawrev-18020	65	15	opinion	opinion	NOUN
inlawrev-18020	65	16	provides	provide	VERB
inlawrev-18020	65	17	a	a	DET
inlawrev-18020	65	18	consistent	consistent	ADJ
inlawrev-18020	65	19	line	line	NOUN
inlawrev-18020	65	20	of	of	ADP
inlawrev-18020	65	21	decisions	decision	NOUN
inlawrev-18020	65	22	addressing	address	VERB
inlawrev-18020	65	23	the	the	DET
inlawrev-18020	65	24	scope	scope	NOUN
inlawrev-18020	65	25	of	of	ADP
inlawrev-18020	65	26	“	"	PUNCT
inlawrev-18020	65	27	bodily	bodily	ADJ
inlawrev-18020	65	28	injury	injury	NOUN
inlawrev-18020	65	29	”	"	PUNCT
inlawrev-18020	65	30	as	as	SCONJ
inlawrev-18020	65	31	it	it	PRON
inlawrev-18020	65	32	relates	relate	VERB
inlawrev-18020	65	33	to	to	ADP
inlawrev-18020	65	34	emotional	emotional	ADJ
inlawrev-18020	65	35	distress	distress	NOUN
inlawrev-18020	65	36	claims	claim	NOUN
inlawrev-18020	65	37	.	.	PUNCT
inlawrev-18020	66	1	b.	b.	PROPN
inlawrev-18020	66	2	insured	insure	VERB
inlawrev-18020	66	3	who	who	PRON
inlawrev-18020	66	4	received	receive	VERB
inlawrev-18020	66	5	medical	medical	ADJ
inlawrev-18020	66	6	payments	payment	NOUN
inlawrev-18020	66	7	benefits	benefit	NOUN
inlawrev-18020	66	8	could	could	AUX
inlawrev-18020	66	9	not	not	PART
inlawrev-18020	66	10	reduce	reduce	VERB
inlawrev-18020	66	11	insurer	insurer	NOUN
inlawrev-18020	66	12	lien	lien	NOUN
inlawrev-18020	66	13	after	after	ADP
inlawrev-18020	66	14	settlement	settlement	NOUN
inlawrev-18020	66	15	with	with	ADP
inlawrev-18020	66	16	tortfeasor	tortfeasor	NOUN
inlawrev-18020	66	17	the	the	DET
inlawrev-18020	66	18	decision	decision	NOUN
inlawrev-18020	66	19	of	of	ADP
inlawrev-18020	66	20	wirth	wirth	PROPN
inlawrev-18020	66	21	v.	v.	ADP
inlawrev-18020	66	22	american	american	PROPN
inlawrev-18020	66	23	family	family	PROPN
inlawrev-18020	66	24	mutual	mutual	ADJ
inlawrev-18020	66	25	insurance	insurance	NOUN
inlawrev-18020	66	26	co.17	co.17	PROPN
inlawrev-18020	66	27	addresses	address	NOUN
inlawrev-18020	66	28	the	the	DET
inlawrev-18020	66	29	common	common	ADJ
inlawrev-18020	66	30	question	question	NOUN
inlawrev-18020	66	31	of	of	ADP
inlawrev-18020	66	32	whether	whether	SCONJ
inlawrev-18020	66	33	an	an	DET
inlawrev-18020	66	34	insurance	insurance	NOUN
inlawrev-18020	66	35	company	company	NOUN
inlawrev-18020	66	36	that	that	PRON
inlawrev-18020	66	37	issues	issue	VERB
inlawrev-18020	66	38	medical	medical	ADJ
inlawrev-18020	66	39	payments	payment	NOUN
inlawrev-18020	66	40	coverage	coverage	NOUN
inlawrev-18020	66	41	to	to	ADP
inlawrev-18020	66	42	its	its	PRON
inlawrev-18020	66	43	insured	insure	VERB
inlawrev-18020	66	44	can	can	AUX
inlawrev-18020	66	45	demand	demand	VERB
inlawrev-18020	66	46	full	full	ADJ
inlawrev-18020	66	47	repayment	repayment	NOUN
inlawrev-18020	66	48	when	when	SCONJ
inlawrev-18020	66	49	the	the	DET
inlawrev-18020	66	50	insured	insure	VERB
inlawrev-18020	66	51	settles	settle	NOUN
inlawrev-18020	66	52	with	with	ADP
inlawrev-18020	66	53	a	a	DET
inlawrev-18020	66	54	tortfeasor	tortfeasor	NOUN
inlawrev-18020	66	55	.	.	PUNCT
inlawrev-18020	67	1	the	the	DET
inlawrev-18020	67	2	insured	insure	VERB
inlawrev-18020	67	3	was	be	AUX
inlawrev-18020	67	4	injured	injure	VERB
inlawrev-18020	67	5	as	as	ADP
inlawrev-18020	67	6	a	a	DET
inlawrev-18020	67	7	result	result	NOUN
inlawrev-18020	67	8	of	of	ADP
inlawrev-18020	67	9	a	a	DET
inlawrev-18020	67	10	motor	motor	NOUN
inlawrev-18020	67	11	vehicle	vehicle	NOUN
inlawrev-18020	67	12	accident	accident	NOUN
inlawrev-18020	67	13	,	,	PUNCT
inlawrev-18020	67	14	and	and	CCONJ
inlawrev-18020	67	15	his	his	PRON
inlawrev-18020	67	16	medical	medical	ADJ
inlawrev-18020	67	17	bills	bill	NOUN
inlawrev-18020	67	18	of	of	ADP
inlawrev-18020	67	19	$	$	SYM
inlawrev-18020	67	20	1969.26	1969.26	NUM
inlawrev-18020	67	21	were	be	AUX
inlawrev-18020	67	22	paid	pay	VERB
inlawrev-18020	67	23	by	by	ADP
inlawrev-18020	67	24	his	his	PRON
inlawrev-18020	67	25	automobile	automobile	NOUN
inlawrev-18020	67	26	insurance	insurance	NOUN
inlawrev-18020	67	27	company	company	NOUN
inlawrev-18020	67	28	under	under	ADP
inlawrev-18020	67	29	the	the	DET
inlawrev-18020	67	30	medical	medical	ADJ
inlawrev-18020	67	31	payments	payment	NOUN
inlawrev-18020	67	32	coverage.18	coverage.18	VERB
inlawrev-18020	67	33	the	the	DET
inlawrev-18020	67	34	insured	insure	VERB
inlawrev-18020	67	35	filed	file	VERB
inlawrev-18020	67	36	a	a	DET
inlawrev-18020	67	37	negligence	negligence	NOUN
inlawrev-18020	67	38	lawsuit	lawsuit	NOUN
inlawrev-18020	67	39	against	against	ADP
inlawrev-18020	67	40	the	the	DET
inlawrev-18020	67	41	other	other	ADJ
inlawrev-18020	67	42	motorist	motorist	NOUN
inlawrev-18020	67	43	,	,	PUNCT
inlawrev-18020	67	44	and	and	CCONJ
inlawrev-18020	67	45	settled	settle	VERB
inlawrev-18020	67	46	his	his	PRON
inlawrev-18020	67	47	claim	claim	NOUN
inlawrev-18020	67	48	for	for	ADP
inlawrev-18020	67	49	$	$	SYM
inlawrev-18020	67	50	3500	3500	NUM
inlawrev-18020	67	51	.	.	PUNCT
inlawrev-18020	68	1	the	the	DET
inlawrev-18020	68	2	insured	insure	VERB
inlawrev-18020	68	3	could	could	AUX
inlawrev-18020	68	4	not	not	PART
inlawrev-18020	68	5	reach	reach	VERB
inlawrev-18020	68	6	an	an	DET
inlawrev-18020	68	7	agreement	agreement	NOUN
inlawrev-18020	68	8	with	with	ADP
inlawrev-18020	68	9	the	the	DET
inlawrev-18020	68	10	automobile	automobile	NOUN
inlawrev-18020	68	11	insurance	insurance	NOUN
inlawrev-18020	68	12	company	company	NOUN
inlawrev-18020	68	13	on	on	ADP
inlawrev-18020	68	14	the	the	DET
inlawrev-18020	68	15	amount	amount	NOUN
inlawrev-18020	68	16	to	to	PART
inlawrev-18020	68	17	repay	repay	VERB
inlawrev-18020	68	18	for	for	ADP
inlawrev-18020	68	19	the	the	DET
inlawrev-18020	68	20	medical	medical	ADJ
inlawrev-18020	68	21	payments	payment	NOUN
inlawrev-18020	68	22	lien.19	lien.19	VERB
inlawrev-18020	68	23	the	the	DET
inlawrev-18020	68	24	insured	insure	VERB
inlawrev-18020	68	25	filed	file	VERB
inlawrev-18020	68	26	a	a	DET
inlawrev-18020	68	27	lawsuit	lawsuit	NOUN
inlawrev-18020	68	28	against	against	ADP
inlawrev-18020	68	29	the	the	DET
inlawrev-18020	68	30	insurance	insurance	NOUN
inlawrev-18020	68	31	company	company	NOUN
inlawrev-18020	68	32	seeking	seek	VERB
inlawrev-18020	68	33	a	a	DET
inlawrev-18020	68	34	declaration	declaration	NOUN
inlawrev-18020	68	35	on	on	ADP
inlawrev-18020	68	36	whether	whether	SCONJ
inlawrev-18020	68	37	the	the	DET
inlawrev-18020	68	38	insurer	insurer	NOUN
inlawrev-18020	68	39	possessed	possess	VERB
inlawrev-18020	68	40	a	a	DET
inlawrev-18020	68	41	subrogation	subrogation	NOUN
inlawrev-18020	68	42	right	right	NOUN
inlawrev-18020	68	43	to	to	PART
inlawrev-18020	68	44	demand	demand	VERB
inlawrev-18020	68	45	repayment	repayment	NOUN
inlawrev-18020	68	46	of	of	ADP
inlawrev-18020	68	47	its	its	PRON
inlawrev-18020	68	48	lien	lien	NOUN
inlawrev-18020	68	49	.	.	PUNCT
inlawrev-18020	69	1	after	after	SCONJ
inlawrev-18020	69	2	the	the	DET
inlawrev-18020	69	3	trial	trial	NOUN
inlawrev-18020	69	4	court	court	NOUN
inlawrev-18020	69	5	entered	enter	VERB
inlawrev-18020	69	6	summary	summary	NOUN
inlawrev-18020	69	7	judgment	judgment	NOUN
inlawrev-18020	69	8	in	in	ADP
inlawrev-18020	69	9	favor	favor	NOUN
inlawrev-18020	69	10	of	of	ADP
inlawrev-18020	69	11	the	the	DET
inlawrev-18020	69	12	insurer	insurer	NOUN
inlawrev-18020	69	13	,	,	PUNCT
inlawrev-18020	69	14	which	which	PRON
inlawrev-18020	69	15	required	require	VERB
inlawrev-18020	69	16	the	the	DET
inlawrev-18020	69	17	insured	insure	VERB
inlawrev-18020	69	18	to	to	PART
inlawrev-18020	69	19	repay	repay	VERB
inlawrev-18020	69	20	the	the	DET
inlawrev-18020	69	21	full	full	ADJ
inlawrev-18020	69	22	amount	amount	NOUN
inlawrev-18020	69	23	of	of	ADP
inlawrev-18020	69	24	the	the	DET
inlawrev-18020	69	25	lien	lien	NOUN
inlawrev-18020	69	26	,	,	PUNCT
inlawrev-18020	69	27	an	an	DET
inlawrev-18020	69	28	appeal	appeal	NOUN
inlawrev-18020	69	29	ensued	ensue	VERB
inlawrev-18020	69	30	.	.	PUNCT
inlawrev-18020	70	1	the	the	DET
inlawrev-18020	70	2	insured	insure	VERB
inlawrev-18020	70	3	contended	contend	VERB
inlawrev-18020	70	4	that	that	SCONJ
inlawrev-18020	70	5	the	the	DET
inlawrev-18020	70	6	automobile	automobile	NOUN
inlawrev-18020	70	7	insurer	insurer	NOUN
inlawrev-18020	70	8	lacked	lack	VERB
inlawrev-18020	70	9	a	a	DET
inlawrev-18020	70	10	right	right	NOUN
inlawrev-18020	70	11	to	to	PART
inlawrev-18020	70	12	seek	seek	VERB
inlawrev-18020	70	13	repayment	repayment	NOUN
inlawrev-18020	70	14	of	of	ADP
inlawrev-18020	70	15	the	the	DET
inlawrev-18020	70	16	lien.20	lien.20	NOUN
inlawrev-18020	70	17	the	the	DET
inlawrev-18020	70	18	insured	insure	VERB
inlawrev-18020	70	19	presented	present	VERB
inlawrev-18020	70	20	an	an	DET
inlawrev-18020	70	21	affidavit	affidavit	NOUN
inlawrev-18020	70	22	from	from	ADP
inlawrev-18020	70	23	a	a	DET
inlawrev-18020	70	24	long	long	ADJ
inlawrev-18020	70	25	time	time	NOUN
inlawrev-18020	70	26	plaintiff	plaintiff	NOUN
inlawrev-18020	70	27	’s	’s	PART
inlawrev-18020	70	28	attorney	attorney	NOUN
inlawrev-18020	70	29	valuing	value	VERB
inlawrev-18020	70	30	the	the	DET
inlawrev-18020	70	31	insured	insure	VERB
inlawrev-18020	70	32	’s	’s	PART
inlawrev-18020	70	33	claim	claim	NOUN
inlawrev-18020	70	34	at	at	ADP
inlawrev-18020	70	35	approximately	approximately	ADV
inlawrev-18020	70	36	$	$	SYM
inlawrev-18020	70	37	8000.21	8000.21	NUM
inlawrev-18020	70	38	because	because	SCONJ
inlawrev-18020	70	39	the	the	DET
inlawrev-18020	70	40	insured	insure	VERB
inlawrev-18020	70	41	did	do	AUX
inlawrev-18020	70	42	not	not	PART
inlawrev-18020	70	43	collect	collect	VERB
inlawrev-18020	70	44	the	the	DET
inlawrev-18020	70	45	full	full	ADJ
inlawrev-18020	70	46	value	value	NOUN
inlawrev-18020	70	47	of	of	ADP
inlawrev-18020	70	48	his	his	PRON
inlawrev-18020	70	49	claim	claim	NOUN
inlawrev-18020	70	50	from	from	ADP
inlawrev-18020	70	51	the	the	DET
inlawrev-18020	70	52	tortfeasor	tortfeasor	NOUN
inlawrev-18020	70	53	,	,	PUNCT
inlawrev-18020	70	54	he	he	PRON
inlawrev-18020	70	55	argued	argue	VERB
inlawrev-18020	70	56	that	that	SCONJ
inlawrev-18020	70	57	the	the	DET
inlawrev-18020	70	58	insurer	insurer	NOUN
inlawrev-18020	70	59	’s	’s	PART
inlawrev-18020	70	60	right	right	NOUN
inlawrev-18020	70	61	to	to	PART
inlawrev-18020	70	62	subrogate	subrogate	VERB
inlawrev-18020	70	63	to	to	PART
inlawrev-18020	70	64	recover	recover	VERB
inlawrev-18020	70	65	its	its	PRON
inlawrev-18020	70	66	lien	lien	NOUN
inlawrev-18020	70	67	did	do	AUX
inlawrev-18020	70	68	not	not	PART
inlawrev-18020	70	69	exist.22	exist.22	VERB
inlawrev-18020	70	70	the	the	DET
inlawrev-18020	70	71	insured	insure	VERB
inlawrev-18020	70	72	relied	rely	VERB
inlawrev-18020	70	73	upon	upon	SCONJ
inlawrev-18020	70	74	an	an	DET
inlawrev-18020	70	75	indiana	indiana	NOUN
inlawrev-18020	70	76	case	case	NOUN
inlawrev-18020	70	77	,	,	PUNCT
inlawrev-18020	70	78	which	which	PRON
inlawrev-18020	70	79	determined	determine	VERB
inlawrev-18020	70	80	that	that	SCONJ
inlawrev-18020	70	81	a	a	DET
inlawrev-18020	70	82	subrogation	subrogation	NOUN
inlawrev-18020	70	83	lienholder	lienholder	NOUN
inlawrev-18020	70	84	could	could	AUX
inlawrev-18020	70	85	not	not	PART
inlawrev-18020	70	86	recover	recover	VERB
inlawrev-18020	70	87	the	the	DET
inlawrev-18020	70	88	amount	amount	NOUN
inlawrev-18020	70	89	paid	pay	VERB
inlawrev-18020	70	90	to	to	ADP
inlawrev-18020	70	91	its	its	PRON
inlawrev-18020	70	92	insured	insure	VERB
inlawrev-18020	70	93	until	until	SCONJ
inlawrev-18020	70	94	the	the	DET
inlawrev-18020	70	95	insured	insure	VERB
inlawrev-18020	70	96	was	be	AUX
inlawrev-18020	70	97	14	14	NUM
inlawrev-18020	70	98	.	.	PUNCT
inlawrev-18020	71	1	taele	taele	PROPN
inlawrev-18020	71	2	,	,	PUNCT
inlawrev-18020	71	3	936	936	NUM
inlawrev-18020	71	4	n.e.2d	n.e.2d	NOUN
inlawrev-18020	71	5	at	at	ADP
inlawrev-18020	71	6	310	310	NUM
inlawrev-18020	71	7	.	.	NOUN
inlawrev-18020	71	8	15	15	NUM
inlawrev-18020	71	9	.	.	PUNCT
inlawrev-18020	72	1	i	i	PRON
inlawrev-18020	72	2	d.	d.	PROPN
inlawrev-18020	72	3	at	at	ADP
inlawrev-18020	72	4	311	311	NUM
inlawrev-18020	72	5	.	.	PUNCT
inlawrev-18020	73	1	16	16	NUM
inlawrev-18020	73	2	.	.	PUNCT
inlawrev-18020	74	1	i	i	PRON
inlawrev-18020	74	2	d.	d.	PROPN
inlawrev-18020	74	3	at	at	ADP
inlawrev-18020	74	4	310	310	NUM
inlawrev-18020	74	5	n.3	n.3	NOUN
inlawrev-18020	74	6	.	.	PUNCT
inlawrev-18020	75	1	17	17	NUM
inlawrev-18020	75	2	.	.	X
inlawrev-18020	75	3	950	950	NUM
inlawrev-18020	75	4	n.e.2d	n.e.2d	NOUN
inlawrev-18020	75	5	1214	1214	NUM
inlawrev-18020	75	6	(	(	PUNCT
inlawrev-18020	75	7	ind	ind	NOUN
inlawrev-18020	75	8	.	.	PUNCT
inlawrev-18020	76	1	ct	ct	PROPN
inlawrev-18020	76	2	.	.	PUNCT
inlawrev-18020	77	1	app	app	PROPN
inlawrev-18020	77	2	.	.	PROPN
inlawrev-18020	78	1	2011	2011	NUM
inlawrev-18020	78	2	)	)	PUNCT
inlawrev-18020	78	3	.	.	PUNCT
inlawrev-18020	79	1	18	18	NUM
inlawrev-18020	79	2	.	.	PUNCT
inlawrev-18020	80	1	i	i	PRON
inlawrev-18020	80	2	d.	d.	PROPN
inlawrev-18020	80	3	at	at	ADP
inlawrev-18020	80	4	1215	1215	NUM
inlawrev-18020	80	5	.	.	PUNCT
inlawrev-18020	81	1	19	19	NUM
inlawrev-18020	81	2	.	.	PUNCT
inlawrev-18020	82	1	i	i	PRON
inlawrev-18020	82	2	d.	d.	PROPN
inlawrev-18020	82	3	20	20	NUM
inlawrev-18020	82	4	.	.	PUNCT
inlawrev-18020	83	1	i	i	PRON
inlawrev-18020	83	2	d.	d.	PROPN
inlawrev-18020	83	3	at	at	ADP
inlawrev-18020	83	4	1216	1216	NUM
inlawrev-18020	83	5	.	.	PUNCT
inlawrev-18020	84	1	21	21	NUM
inlawrev-18020	84	2	.	.	PUNCT
inlawrev-18020	85	1	i	i	PRON
inlawrev-18020	85	2	d.	d.	PROPN
inlawrev-18020	85	3	at	at	ADP
inlawrev-18020	85	4	1215	1215	NUM
inlawrev-18020	85	5	.	.	PUNCT
inlawrev-18020	86	1	22	22	NUM
inlawrev-18020	86	2	.	.	PUNCT
inlawrev-18020	87	1	i	i	PRON
inlawrev-18020	87	2	d.	d.	PROPN
inlawrev-18020	87	3	at	at	ADP
inlawrev-18020	87	4	1216	1216	NUM
inlawrev-18020	87	5	.	.	PUNCT
inlawrev-18020	88	1	1230	1230	NUM
inlawrev-18020	88	2	indiana	indiana	PROPN
inlawrev-18020	88	3	law	law	PROPN
inlawrev-18020	88	4	review	review	NOUN
inlawrev-18020	88	5	[	[	X
inlawrev-18020	88	6	vol	vol	NOUN
inlawrev-18020	88	7	.	.	PUNCT
inlawrev-18020	89	1	45:1227	45:1227	NUM
inlawrev-18020	89	2	fully	fully	ADV
inlawrev-18020	89	3	satisfied	satisfied	ADJ
inlawrev-18020	89	4	for	for	ADP
inlawrev-18020	89	5	the	the	DET
inlawrev-18020	89	6	amount	amount	NOUN
inlawrev-18020	89	7	of	of	ADP
inlawrev-18020	89	8	its	its	PRON
inlawrev-18020	89	9	judgment	judgment	NOUN
inlawrev-18020	89	10	against	against	ADP
inlawrev-18020	89	11	a	a	DET
inlawrev-18020	89	12	tortfeasor.23	tortfeasor.23	NOUN
inlawrev-18020	89	13	however	however	ADV
inlawrev-18020	89	14	,	,	PUNCT
inlawrev-18020	89	15	based	base	VERB
inlawrev-18020	89	16	upon	upon	SCONJ
inlawrev-18020	89	17	the	the	DET
inlawrev-18020	89	18	insured	insure	VERB
inlawrev-18020	89	19	’s	’s	PART
inlawrev-18020	89	20	complete	complete	ADJ
inlawrev-18020	89	21	settlement	settlement	NOUN
inlawrev-18020	89	22	with	with	ADP
inlawrev-18020	89	23	and	and	CCONJ
inlawrev-18020	89	24	release	release	NOUN
inlawrev-18020	89	25	of	of	ADP
inlawrev-18020	89	26	the	the	DET
inlawrev-18020	89	27	tortfeasor	tortfeasor	NOUN
inlawrev-18020	89	28	,	,	PUNCT
inlawrev-18020	89	29	in	in	ADP
inlawrev-18020	89	30	contrast	contrast	NOUN
inlawrev-18020	89	31	to	to	ADP
inlawrev-18020	89	32	an	an	DET
inlawrev-18020	89	33	unsatisfied	unsatisfied	ADJ
inlawrev-18020	89	34	judgment	judgment	NOUN
inlawrev-18020	89	35	,	,	PUNCT
inlawrev-18020	89	36	the	the	DET
inlawrev-18020	89	37	court	court	NOUN
inlawrev-18020	89	38	distinguished	distinguish	VERB
inlawrev-18020	89	39	the	the	DET
inlawrev-18020	89	40	case	case	NOUN
inlawrev-18020	89	41	relied	rely	VERB
inlawrev-18020	89	42	upon	upon	SCONJ
inlawrev-18020	89	43	by	by	ADP
inlawrev-18020	89	44	the	the	DET
inlawrev-18020	89	45	insured.24	insured.24	NOUN
inlawrev-18020	89	46	the	the	DET
inlawrev-18020	89	47	insured	insure	VERB
inlawrev-18020	89	48	also	also	ADV
inlawrev-18020	89	49	argued	argue	VERB
inlawrev-18020	89	50	that	that	SCONJ
inlawrev-18020	89	51	if	if	SCONJ
inlawrev-18020	89	52	the	the	DET
inlawrev-18020	89	53	insurance	insurance	NOUN
inlawrev-18020	89	54	company	company	NOUN
inlawrev-18020	89	55	could	could	AUX
inlawrev-18020	89	56	pursue	pursue	VERB
inlawrev-18020	89	57	its	its	PRON
inlawrev-18020	89	58	subrogation	subrogation	NOUN
inlawrev-18020	89	59	right	right	NOUN
inlawrev-18020	89	60	,	,	PUNCT
inlawrev-18020	89	61	then	then	ADV
inlawrev-18020	89	62	the	the	DET
inlawrev-18020	89	63	trial	trial	NOUN
inlawrev-18020	89	64	court	court	NOUN
inlawrev-18020	89	65	erred	err	VERB
inlawrev-18020	89	66	by	by	ADP
inlawrev-18020	89	67	not	not	PART
inlawrev-18020	89	68	determining	determine	VERB
inlawrev-18020	89	69	the	the	DET
inlawrev-18020	89	70	full	full	ADJ
inlawrev-18020	89	71	value	value	NOUN
inlawrev-18020	89	72	of	of	ADP
inlawrev-18020	89	73	the	the	DET
inlawrev-18020	89	74	insured	insure	VERB
inlawrev-18020	89	75	’s	’s	PART
inlawrev-18020	89	76	lawsuit	lawsuit	NOUN
inlawrev-18020	89	77	against	against	ADP
inlawrev-18020	89	78	the	the	DET
inlawrev-18020	89	79	tortfeasor	tortfeasor	NOUN
inlawrev-18020	89	80	—	—	PUNCT
inlawrev-18020	89	81	regardless	regardless	ADV
inlawrev-18020	89	82	of	of	ADP
inlawrev-18020	89	83	the	the	DET
inlawrev-18020	89	84	settlement	settlement	NOUN
inlawrev-18020	89	85	amount.25	amount.25	NOUN
inlawrev-18020	89	86	relying	rely	VERB
inlawrev-18020	89	87	upon	upon	SCONJ
inlawrev-18020	89	88	an	an	DET
inlawrev-18020	89	89	indiana	indiana	PROPN
inlawrev-18020	89	90	supreme	supreme	PROPN
inlawrev-18020	89	91	court	court	PROPN
inlawrev-18020	89	92	decision,26	decision,26	NOUN
inlawrev-18020	89	93	the	the	DET
inlawrev-18020	89	94	insured	insure	VERB
inlawrev-18020	89	95	contended	contend	VERB
inlawrev-18020	89	96	that	that	SCONJ
inlawrev-18020	89	97	the	the	DET
inlawrev-18020	89	98	trial	trial	NOUN
inlawrev-18020	89	99	court	court	NOUN
inlawrev-18020	89	100	should	should	AUX
inlawrev-18020	89	101	have	have	AUX
inlawrev-18020	89	102	considered	consider	VERB
inlawrev-18020	89	103	factors	factor	NOUN
inlawrev-18020	89	104	such	such	ADJ
inlawrev-18020	89	105	as	as	ADP
inlawrev-18020	89	106	the	the	DET
inlawrev-18020	89	107	risk	risk	NOUN
inlawrev-18020	89	108	to	to	ADP
inlawrev-18020	89	109	the	the	DET
inlawrev-18020	89	110	insured	insured	NOUN
inlawrev-18020	89	111	of	of	ADP
inlawrev-18020	89	112	the	the	DET
inlawrev-18020	89	113	allocation	allocation	NOUN
inlawrev-18020	89	114	of	of	ADP
inlawrev-18020	89	115	comparative	comparative	ADJ
inlawrev-18020	89	116	fault	fault	NOUN
inlawrev-18020	89	117	or	or	CCONJ
inlawrev-18020	89	118	inadequate	inadequate	ADJ
inlawrev-18020	89	119	insurance	insurance	NOUN
inlawrev-18020	89	120	coverage	coverage	NOUN
inlawrev-18020	89	121	to	to	PART
inlawrev-18020	89	122	compensate	compensate	VERB
inlawrev-18020	89	123	for	for	ADP
inlawrev-18020	89	124	the	the	DET
inlawrev-18020	89	125	loss	loss	NOUN
inlawrev-18020	89	126	to	to	PART
inlawrev-18020	89	127	determine	determine	VERB
inlawrev-18020	89	128	whether	whether	SCONJ
inlawrev-18020	89	129	the	the	DET
inlawrev-18020	89	130	settlement	settlement	NOUN
inlawrev-18020	89	131	was	be	AUX
inlawrev-18020	89	132	reasonable.27	reasonable.27	PROPN
inlawrev-18020	89	133	however	however	ADV
inlawrev-18020	89	134	,	,	PUNCT
inlawrev-18020	89	135	the	the	DET
inlawrev-18020	89	136	court	court	NOUN
inlawrev-18020	89	137	of	of	ADP
inlawrev-18020	89	138	appeals	appeals	PROPN
inlawrev-18020	89	139	concluded	conclude	VERB
inlawrev-18020	89	140	that	that	SCONJ
inlawrev-18020	89	141	the	the	DET
inlawrev-18020	89	142	insured	insure	VERB
inlawrev-18020	89	143	did	do	AUX
inlawrev-18020	89	144	not	not	PART
inlawrev-18020	89	145	present	present	VERB
inlawrev-18020	89	146	any	any	DET
inlawrev-18020	89	147	evidence	evidence	NOUN
inlawrev-18020	89	148	to	to	PART
inlawrev-18020	89	149	suggest	suggest	VERB
inlawrev-18020	89	150	that	that	SCONJ
inlawrev-18020	89	151	the	the	DET
inlawrev-18020	89	152	insurance	insurance	NOUN
inlawrev-18020	89	153	company	company	NOUN
inlawrev-18020	89	154	’s	’s	PART
inlawrev-18020	89	155	lienholder	lienholder	NOUN
inlawrev-18020	89	156	interest	interest	NOUN
inlawrev-18020	89	157	should	should	AUX
inlawrev-18020	89	158	be	be	AUX
inlawrev-18020	89	159	reduced	reduce	VERB
inlawrev-18020	89	160	because	because	SCONJ
inlawrev-18020	89	161	of	of	ADP
inlawrev-18020	89	162	comparative	comparative	ADJ
inlawrev-18020	89	163	fault	fault	NOUN
inlawrev-18020	89	164	or	or	CCONJ
inlawrev-18020	89	165	lack	lack	NOUN
inlawrev-18020	89	166	of	of	ADP
inlawrev-18020	89	167	insurance.28	insurance.28	NOUN
inlawrev-18020	89	168	this	this	DET
inlawrev-18020	89	169	case	case	NOUN
inlawrev-18020	89	170	offers	offer	VERB
inlawrev-18020	89	171	guidance	guidance	NOUN
inlawrev-18020	89	172	to	to	ADP
inlawrev-18020	89	173	attorneys	attorney	NOUN
inlawrev-18020	89	174	representing	represent	VERB
inlawrev-18020	89	175	plaintiffs	plaintiff	NOUN
inlawrev-18020	89	176	/	/	SYM
inlawrev-18020	89	177	insureds	insured	NOUN
inlawrev-18020	89	178	with	with	ADP
inlawrev-18020	89	179	medical	medical	ADJ
inlawrev-18020	89	180	payments	payment	NOUN
inlawrev-18020	89	181	liens	lien	NOUN
inlawrev-18020	89	182	,	,	PUNCT
inlawrev-18020	89	183	that	that	SCONJ
inlawrev-18020	89	184	they	they	PRON
inlawrev-18020	89	185	should	should	AUX
inlawrev-18020	89	186	attempt	attempt	VERB
inlawrev-18020	89	187	to	to	PART
inlawrev-18020	89	188	compromise	compromise	VERB
inlawrev-18020	89	189	and	and	CCONJ
inlawrev-18020	89	190	settle	settle	VERB
inlawrev-18020	89	191	the	the	DET
inlawrev-18020	89	192	lien	lien	NOUN
inlawrev-18020	89	193	,	,	PUNCT
inlawrev-18020	89	194	if	if	SCONJ
inlawrev-18020	89	195	possible	possible	ADJ
inlawrev-18020	89	196	,	,	PUNCT
inlawrev-18020	89	197	before	before	ADP
inlawrev-18020	89	198	settling	settle	VERB
inlawrev-18020	89	199	with	with	ADP
inlawrev-18020	89	200	a	a	DET
inlawrev-18020	89	201	tortfeasor	tortfeasor	NOUN
inlawrev-18020	89	202	.	.	PUNCT
inlawrev-18020	90	1	otherwise	otherwise	ADV
inlawrev-18020	90	2	,	,	PUNCT
inlawrev-18020	90	3	the	the	DET
inlawrev-18020	90	4	insured	insure	VERB
inlawrev-18020	90	5	will	will	AUX
inlawrev-18020	90	6	have	have	VERB
inlawrev-18020	90	7	the	the	DET
inlawrev-18020	90	8	burden	burden	NOUN
inlawrev-18020	90	9	to	to	PART
inlawrev-18020	90	10	demonstrate	demonstrate	VERB
inlawrev-18020	90	11	that	that	SCONJ
inlawrev-18020	90	12	the	the	DET
inlawrev-18020	90	13	lienholder	lienholder	NOUN
inlawrev-18020	90	14	’s	’s	PART
inlawrev-18020	90	15	interest	interest	NOUN
inlawrev-18020	90	16	should	should	AUX
inlawrev-18020	90	17	be	be	AUX
inlawrev-18020	90	18	reduced	reduce	VERB
inlawrev-18020	90	19	for	for	ADP
inlawrev-18020	90	20	other	other	ADJ
inlawrev-18020	90	21	reasons	reason	NOUN
inlawrev-18020	90	22	.	.	PUNCT
inlawrev-18020	91	1	c.	c.	PROPN
inlawrev-18020	91	2	court	court	PROPN
inlawrev-18020	91	3	concluded	conclude	VERB
inlawrev-18020	91	4	that	that	SCONJ
inlawrev-18020	91	5	boyfriend	boyfriend	NOUN
inlawrev-18020	91	6	of	of	ADP
inlawrev-18020	91	7	unmarried	unmarried	ADJ
inlawrev-18020	91	8	couple	couple	NOUN
inlawrev-18020	91	9	living	live	VERB
inlawrev-18020	91	10	together	together	ADV
inlawrev-18020	91	11	may	may	AUX
inlawrev-18020	91	12	be	be	AUX
inlawrev-18020	91	13	entitled	entitle	VERB
inlawrev-18020	91	14	to	to	ADP
inlawrev-18020	91	15	liability	liability	NOUN
inlawrev-18020	91	16	insurance	insurance	NOUN
inlawrev-18020	91	17	coverage	coverage	NOUN
inlawrev-18020	91	18	under	under	ADP
inlawrev-18020	91	19	girlfriend	girlfriend	NOUN
inlawrev-18020	91	20	’s	’s	PART
inlawrev-18020	91	21	policy	policy	NOUN
inlawrev-18020	91	22	in	in	ADP
inlawrev-18020	91	23	today	today	NOUN
inlawrev-18020	91	24	’s	’s	PART
inlawrev-18020	91	25	society	society	NOUN
inlawrev-18020	91	26	,	,	PUNCT
inlawrev-18020	91	27	a	a	DET
inlawrev-18020	91	28	common	common	ADJ
inlawrev-18020	91	29	living	living	NOUN
inlawrev-18020	91	30	arrangement	arrangement	NOUN
inlawrev-18020	91	31	involves	involve	VERB
inlawrev-18020	91	32	two	two	NUM
inlawrev-18020	91	33	individuals	individual	NOUN
inlawrev-18020	91	34	residing	reside	VERB
inlawrev-18020	91	35	as	as	ADP
inlawrev-18020	91	36	an	an	DET
inlawrev-18020	91	37	unmarried	unmarried	ADJ
inlawrev-18020	91	38	couple	couple	NOUN
inlawrev-18020	91	39	.	.	PUNCT
inlawrev-18020	92	1	in	in	ADP
inlawrev-18020	92	2	estate	estate	NOUN
inlawrev-18020	92	3	of	of	ADP
inlawrev-18020	92	4	kinser	kinser	PROPN
inlawrev-18020	92	5	v.	v.	PROPN
inlawrev-18020	92	6	indiana	indiana	PROPN
inlawrev-18020	92	7	insurance	insurance	PROPN
inlawrev-18020	92	8	co.	co.	PROPN
inlawrev-18020	92	9	,29	,29	PUNCT
inlawrev-18020	92	10	the	the	DET
inlawrev-18020	92	11	court	court	NOUN
inlawrev-18020	92	12	of	of	ADP
inlawrev-18020	92	13	appeals	appeals	PROPN
inlawrev-18020	92	14	addressed	address	VERB
inlawrev-18020	92	15	the	the	DET
inlawrev-18020	92	16	availability	availability	NOUN
inlawrev-18020	92	17	of	of	ADP
inlawrev-18020	92	18	automobile	automobile	NOUN
inlawrev-18020	92	19	insurance	insurance	NOUN
inlawrev-18020	92	20	for	for	ADP
inlawrev-18020	92	21	an	an	DET
inlawrev-18020	92	22	unmarried	unmarried	ADJ
inlawrev-18020	92	23	couple	couple	NOUN
inlawrev-18020	92	24	living	live	VERB
inlawrev-18020	92	25	together	together	ADV
inlawrev-18020	92	26	with	with	ADP
inlawrev-18020	92	27	their	their	PRON
inlawrev-18020	92	28	children	child	NOUN
inlawrev-18020	92	29	from	from	ADP
inlawrev-18020	92	30	other	other	ADJ
inlawrev-18020	92	31	relationships.30	relationships.30	NOUN
inlawrev-18020	92	32	each	each	DET
inlawrev-18020	92	33	member	member	NOUN
inlawrev-18020	92	34	of	of	ADP
inlawrev-18020	92	35	the	the	DET
inlawrev-18020	92	36	couple	couple	NOUN
inlawrev-18020	92	37	possessed	possess	VERB
inlawrev-18020	92	38	their	their	PRON
inlawrev-18020	92	39	own	own	ADJ
inlawrev-18020	92	40	automobile	automobile	NOUN
inlawrev-18020	92	41	which	which	PRON
inlawrev-18020	92	42	was	be	AUX
inlawrev-18020	92	43	insured	insure	VERB
inlawrev-18020	92	44	with	with	ADP
inlawrev-18020	92	45	different	different	ADJ
inlawrev-18020	92	46	insurance	insurance	NOUN
inlawrev-18020	92	47	companies	company	NOUN
inlawrev-18020	92	48	.	.	PUNCT
inlawrev-18020	93	1	because	because	SCONJ
inlawrev-18020	93	2	both	both	PRON
inlawrev-18020	93	3	worked	work	VERB
inlawrev-18020	93	4	at	at	ADP
inlawrev-18020	93	5	the	the	DET
inlawrev-18020	93	6	same	same	ADJ
inlawrev-18020	93	7	company	company	NOUN
inlawrev-18020	93	8	,	,	PUNCT
inlawrev-18020	93	9	they	they	PRON
inlawrev-18020	93	10	often	often	ADV
inlawrev-18020	93	11	rode	ride	VERB
inlawrev-18020	93	12	together	together	ADV
inlawrev-18020	93	13	in	in	ADP
inlawrev-18020	93	14	the	the	DET
inlawrev-18020	93	15	girlfriend	girlfriend	NOUN
inlawrev-18020	93	16	’s	’s	PART
inlawrev-18020	93	17	car	car	NOUN
inlawrev-18020	93	18	with	with	ADP
inlawrev-18020	93	19	each	each	DET
inlawrev-18020	93	20	taking	take	VERB
inlawrev-18020	93	21	turns	turn	NOUN
inlawrev-18020	93	22	as	as	ADP
inlawrev-18020	93	23	the	the	DET
inlawrev-18020	93	24	driver	driver	NOUN
inlawrev-18020	93	25	.	.	PUNCT
inlawrev-18020	94	1	normally	normally	ADV
inlawrev-18020	94	2	,	,	PUNCT
inlawrev-18020	94	3	the	the	DET
inlawrev-18020	94	4	boyfriend	boyfriend	NOUN
inlawrev-18020	94	5	would	would	AUX
inlawrev-18020	94	6	use	use	VERB
inlawrev-18020	94	7	his	his	PRON
inlawrev-18020	94	8	automobile	automobile	NOUN
inlawrev-18020	94	9	for	for	ADP
inlawrev-18020	94	10	most	most	ADJ
inlawrev-18020	94	11	errands	errand	NOUN
inlawrev-18020	94	12	,	,	PUNCT
inlawrev-18020	94	13	but	but	CCONJ
inlawrev-18020	94	14	occasionally	occasionally	ADV
inlawrev-18020	94	15	,	,	PUNCT
inlawrev-18020	94	16	would	would	AUX
inlawrev-18020	94	17	use	use	VERB
inlawrev-18020	94	18	the	the	DET
inlawrev-18020	94	19	girlfriend	girlfriend	NOUN
inlawrev-18020	94	20	’s	’s	PART
inlawrev-18020	94	21	vehicle	vehicle	NOUN
inlawrev-18020	94	22	for	for	ADP
inlawrev-18020	94	23	long	long	ADJ
inlawrev-18020	94	24	drives	drive	NOUN
inlawrev-18020	94	25	because	because	SCONJ
inlawrev-18020	94	26	of	of	ADP
inlawrev-18020	94	27	its	its	PRON
inlawrev-18020	94	28	fuel	fuel	NOUN
inlawrev-18020	94	29	efficiency.31	efficiency.31	NOUN
inlawrev-18020	94	30	both	both	PRON
inlawrev-18020	94	31	had	have	VERB
inlawrev-18020	94	32	keys	key	NOUN
inlawrev-18020	94	33	to	to	ADP
inlawrev-18020	94	34	the	the	DET
inlawrev-18020	94	35	other	other	ADJ
inlawrev-18020	94	36	’s	’s	PART
inlawrev-18020	94	37	vehicle	vehicle	NOUN
inlawrev-18020	94	38	in	in	ADP
inlawrev-18020	94	39	case	case	NOUN
inlawrev-18020	94	40	the	the	DET
inlawrev-18020	94	41	other	other	ADJ
inlawrev-18020	94	42	accidentally	accidentally	ADV
inlawrev-18020	94	43	was	be	AUX
inlawrev-18020	94	44	locked	lock	VERB
inlawrev-18020	94	45	out	out	ADP
inlawrev-18020	94	46	of	of	ADP
inlawrev-18020	94	47	the	the	DET
inlawrev-18020	94	48	vehicle	vehicle	NOUN
inlawrev-18020	94	49	.	.	PUNCT
inlawrev-18020	95	1	the	the	DET
inlawrev-18020	95	2	boyfriend	boyfriend	NOUN
inlawrev-18020	95	3	did	do	AUX
inlawrev-18020	95	4	not	not	PART
inlawrev-18020	95	5	drive	drive	VERB
inlawrev-18020	95	6	the	the	DET
inlawrev-18020	95	7	girlfriend	girlfriend	NOUN
inlawrev-18020	95	8	’s	’s	PART
inlawrev-18020	95	9	automobile	automobile	NOUN
inlawrev-18020	95	10	without	without	ADP
inlawrev-18020	95	11	asking	ask	VERB
inlawrev-18020	95	12	for	for	ADP
inlawrev-18020	95	13	permission	permission	NOUN
inlawrev-18020	95	14	,	,	PUNCT
inlawrev-18020	95	15	and	and	CCONJ
inlawrev-18020	95	16	the	the	DET
inlawrev-18020	95	17	evidence	evidence	NOUN
inlawrev-18020	95	18	showed	show	VERB
inlawrev-18020	95	19	that	that	SCONJ
inlawrev-18020	95	20	he	he	PRON
inlawrev-18020	95	21	only	only	ADV
inlawrev-18020	95	22	23	23	NUM
inlawrev-18020	95	23	.	.	PUNCT
inlawrev-18020	96	1	i	i	PRON
inlawrev-18020	96	2	d.	d.	PROPN
inlawrev-18020	96	3	at	at	ADP
inlawrev-18020	96	4	1217	1217	NUM
inlawrev-18020	96	5	(	(	PUNCT
inlawrev-18020	96	6	citing	cite	VERB
inlawrev-18020	96	7	capps	capps	PROPN
inlawrev-18020	96	8	v.	v.	ADP
inlawrev-18020	96	9	klebs	klebs	PROPN
inlawrev-18020	96	10	,	,	PUNCT
inlawrev-18020	96	11	382	382	NUM
inlawrev-18020	96	12	n.e.2d	n.e.2d	NOUN
inlawrev-18020	96	13	947	947	NUM
inlawrev-18020	96	14	(	(	PUNCT
inlawrev-18020	96	15	1978	1978	NUM
inlawrev-18020	96	16	)	)	PUNCT
inlawrev-18020	96	17	)	)	PUNCT
inlawrev-18020	96	18	.	.	PUNCT
inlawrev-18020	97	1	24	24	NUM
inlawrev-18020	97	2	.	.	PUNCT
inlawrev-18020	98	1	i	i	PRON
inlawrev-18020	98	2	d.	d.	VERB
inlawrev-18020	98	3	this	this	DET
inlawrev-18020	98	4	concept	concept	NOUN
inlawrev-18020	98	5	of	of	ADP
inlawrev-18020	98	6	a	a	DET
inlawrev-18020	98	7	lienholder	lienholder	NOUN
inlawrev-18020	98	8	not	not	PART
inlawrev-18020	98	9	being	be	AUX
inlawrev-18020	98	10	permitted	permit	VERB
inlawrev-18020	98	11	to	to	PART
inlawrev-18020	98	12	collect	collect	VERB
inlawrev-18020	98	13	its	its	PRON
inlawrev-18020	98	14	interest	interest	NOUN
inlawrev-18020	98	15	if	if	SCONJ
inlawrev-18020	98	16	the	the	DET
inlawrev-18020	98	17	insured	insured	NOUN
inlawrev-18020	98	18	has	have	VERB
inlawrev-18020	98	19	an	an	DET
inlawrev-18020	98	20	unsatisfied	unsatisfied	ADJ
inlawrev-18020	98	21	claim	claim	NOUN
inlawrev-18020	98	22	,	,	PUNCT
inlawrev-18020	98	23	is	be	AUX
inlawrev-18020	98	24	also	also	ADV
inlawrev-18020	98	25	codified	codify	VERB
inlawrev-18020	98	26	at	at	ADP
inlawrev-18020	98	27	ind	ind	PROPN
inlawrev-18020	98	28	.	.	PUNCT
inlawrev-18020	99	1	code	code	PROPN
inlawrev-18020	99	2	§	§	PROPN
inlawrev-18020	99	3	34	34	NUM
inlawrev-18020	99	4	-	-	SYM
inlawrev-18020	99	5	51	51	NUM
inlawrev-18020	99	6	-	-	PUNCT
inlawrev-18020	99	7	2	2	NUM
inlawrev-18020	99	8	-	-	SYM
inlawrev-18020	99	9	19	19	NUM
inlawrev-18020	99	10	(	(	PUNCT
inlawrev-18020	99	11	2011	2011	NUM
inlawrev-18020	99	12	)	)	PUNCT
inlawrev-18020	99	13	.	.	PUNCT
inlawrev-18020	100	1	25	25	NUM
inlawrev-18020	100	2	.	.	PUNCT
inlawrev-18020	101	1	wirth	wirth	PROPN
inlawrev-18020	101	2	,	,	PUNCT
inlawrev-18020	101	3	950	950	NUM
inlawrev-18020	101	4	n.e.2d	n.e.2d	NOUN
inlawrev-18020	101	5	at	at	ADP
inlawrev-18020	101	6	1217	1217	NUM
inlawrev-18020	101	7	.	.	PUNCT
inlawrev-18020	102	1	26	26	NUM
inlawrev-18020	102	2	.	.	PUNCT
inlawrev-18020	103	1	dep’t	dep’t	NOUN
inlawrev-18020	103	2	of	of	ADP
inlawrev-18020	103	3	pub	pub	NOUN
inlawrev-18020	103	4	.	.	PUNCT
inlawrev-18020	104	1	welfare	welfare	NOUN
inlawrev-18020	104	2	v.	v.	ADP
inlawrev-18020	104	3	couch	couch	NOUN
inlawrev-18020	104	4	,	,	PUNCT
inlawrev-18020	104	5	605	605	NUM
inlawrev-18020	104	6	n.e.2d	n.e.2d	NOUN
inlawrev-18020	104	7	165	165	NUM
inlawrev-18020	104	8	(	(	PUNCT
inlawrev-18020	104	9	ind	ind	NOUN
inlawrev-18020	104	10	.	.	PROPN
inlawrev-18020	104	11	1992	1992	NUM
inlawrev-18020	104	12	)	)	PUNCT
inlawrev-18020	104	13	.	.	PUNCT
inlawrev-18020	105	1	27	27	NUM
inlawrev-18020	105	2	.	.	PUNCT
inlawrev-18020	106	1	wirth	wirth	VERB
inlawrev-18020	106	2	,	,	PUNCT
inlawrev-18020	106	3	950	950	NUM
inlawrev-18020	106	4	n.e.2d	n.e.2d	NOUN
inlawrev-18020	106	5	at	at	ADP
inlawrev-18020	106	6	1217	1217	NUM
inlawrev-18020	106	7	.	.	PUNCT
inlawrev-18020	107	1	28	28	NUM
inlawrev-18020	107	2	.	.	PUNCT
inlawrev-18020	108	1	i	i	PRON
inlawrev-18020	108	2	d.	d.	PROPN
inlawrev-18020	108	3	29	29	NUM
inlawrev-18020	108	4	.	.	PUNCT
inlawrev-18020	109	1	950	950	NUM
inlawrev-18020	109	2	n.e.2d	n.e.2d	NOUN
inlawrev-18020	109	3	23	23	NUM
inlawrev-18020	109	4	(	(	PUNCT
inlawrev-18020	109	5	ind	ind	NOUN
inlawrev-18020	109	6	.	.	PUNCT
inlawrev-18020	110	1	ct	ct	PROPN
inlawrev-18020	110	2	.	.	PUNCT
inlawrev-18020	111	1	app	app	PROPN
inlawrev-18020	111	2	.	.	PROPN
inlawrev-18020	112	1	2011	2011	NUM
inlawrev-18020	112	2	)	)	PUNCT
inlawrev-18020	112	3	.	.	PUNCT
inlawrev-18020	113	1	30	30	NUM
inlawrev-18020	113	2	.	.	PUNCT
inlawrev-18020	114	1	i	i	PRON
inlawrev-18020	114	2	d.	d.	PROPN
inlawrev-18020	114	3	at	at	ADP
inlawrev-18020	114	4	25	25	NUM
inlawrev-18020	114	5	.	.	PUNCT
inlawrev-18020	114	6	31	31	NUM
inlawrev-18020	114	7	.	.	PUNCT
inlawrev-18020	115	1	i	i	PRON
inlawrev-18020	115	2	d.	d.	PROPN
inlawrev-18020	115	3	2012	2012	NUM
inlawrev-18020	115	4	]	]	PUNCT
inlawrev-18020	115	5	insurance	insurance	NOUN
inlawrev-18020	115	6	law	law	NOUN
inlawrev-18020	115	7	1231	1231	NUM
inlawrev-18020	115	8	asked	ask	VERB
inlawrev-18020	115	9	for	for	ADP
inlawrev-18020	115	10	permission	permission	NOUN
inlawrev-18020	115	11	to	to	PART
inlawrev-18020	115	12	drive	drive	VERB
inlawrev-18020	115	13	the	the	DET
inlawrev-18020	115	14	girlfriend	girlfriend	NOUN
inlawrev-18020	115	15	’s	’s	PART
inlawrev-18020	115	16	car	car	NOUN
inlawrev-18020	115	17	on	on	ADP
inlawrev-18020	115	18	one	one	NUM
inlawrev-18020	115	19	previous	previous	ADJ
inlawrev-18020	115	20	occasion.32	occasion.32	ADJ
inlawrev-18020	115	21	on	on	ADP
inlawrev-18020	115	22	a	a	DET
inlawrev-18020	115	23	day	day	NOUN
inlawrev-18020	115	24	when	when	SCONJ
inlawrev-18020	115	25	both	both	CCONJ
inlawrev-18020	115	26	the	the	DET
inlawrev-18020	115	27	boyfriend	boyfriend	NOUN
inlawrev-18020	115	28	and	and	CCONJ
inlawrev-18020	115	29	girlfriend	girlfriend	NOUN
inlawrev-18020	115	30	were	be	AUX
inlawrev-18020	115	31	not	not	PART
inlawrev-18020	115	32	working	work	VERB
inlawrev-18020	115	33	,	,	PUNCT
inlawrev-18020	115	34	they	they	PRON
inlawrev-18020	115	35	decided	decide	VERB
inlawrev-18020	115	36	to	to	PART
inlawrev-18020	115	37	take	take	VERB
inlawrev-18020	115	38	their	their	PRON
inlawrev-18020	115	39	children	child	NOUN
inlawrev-18020	115	40	to	to	ADP
inlawrev-18020	115	41	a	a	DET
inlawrev-18020	115	42	museum	museum	NOUN
inlawrev-18020	115	43	in	in	ADP
inlawrev-18020	115	44	the	the	DET
inlawrev-18020	115	45	girlfriend	girlfriend	NOUN
inlawrev-18020	115	46	’s	’s	NOUN
inlawrev-18020	115	47	vehicle.33	vehicle.33	ADV
inlawrev-18020	115	48	as	as	SCONJ
inlawrev-18020	115	49	the	the	DET
inlawrev-18020	115	50	boyfriend	boyfriend	NOUN
inlawrev-18020	115	51	was	be	AUX
inlawrev-18020	115	52	driving	drive	VERB
inlawrev-18020	115	53	,	,	PUNCT
inlawrev-18020	115	54	they	they	PRON
inlawrev-18020	115	55	were	be	AUX
inlawrev-18020	115	56	involved	involve	VERB
inlawrev-18020	115	57	in	in	ADP
inlawrev-18020	115	58	a	a	DET
inlawrev-18020	115	59	terrible	terrible	ADJ
inlawrev-18020	115	60	accident	accident	NOUN
inlawrev-18020	115	61	that	that	PRON
inlawrev-18020	115	62	resulted	result	VERB
inlawrev-18020	115	63	in	in	ADP
inlawrev-18020	115	64	his	his	PRON
inlawrev-18020	115	65	death	death	NOUN
inlawrev-18020	115	66	and	and	CCONJ
inlawrev-18020	115	67	injuries	injury	NOUN
inlawrev-18020	115	68	to	to	ADP
inlawrev-18020	115	69	his	his	PRON
inlawrev-18020	115	70	family	family	NOUN
inlawrev-18020	115	71	members	member	NOUN
inlawrev-18020	115	72	and	and	CCONJ
inlawrev-18020	115	73	another	another	DET
inlawrev-18020	115	74	motorist	motorist	NOUN
inlawrev-18020	115	75	.	.	PUNCT
inlawrev-18020	116	1	the	the	DET
inlawrev-18020	116	2	other	other	ADJ
inlawrev-18020	116	3	motorist	motorist	NOUN
inlawrev-18020	116	4	pursued	pursue	VERB
inlawrev-18020	116	5	a	a	DET
inlawrev-18020	116	6	liability	liability	NOUN
inlawrev-18020	116	7	claim	claim	NOUN
inlawrev-18020	116	8	against	against	ADP
inlawrev-18020	116	9	the	the	DET
inlawrev-18020	116	10	boyfriend	boyfriend	NOUN
inlawrev-18020	116	11	’s	’s	PART
inlawrev-18020	116	12	estate	estate	NOUN
inlawrev-18020	116	13	,	,	PUNCT
inlawrev-18020	116	14	seeking	seek	VERB
inlawrev-18020	116	15	insurance	insurance	NOUN
inlawrev-18020	116	16	coverage	coverage	NOUN
inlawrev-18020	116	17	under	under	ADP
inlawrev-18020	116	18	the	the	DET
inlawrev-18020	116	19	boyfriend	boyfriend	NOUN
inlawrev-18020	116	20	’s	’s	PART
inlawrev-18020	116	21	liability	liability	NOUN
inlawrev-18020	116	22	insurance	insurance	NOUN
inlawrev-18020	116	23	policy	policy	NOUN
inlawrev-18020	116	24	for	for	ADP
inlawrev-18020	116	25	the	the	DET
inlawrev-18020	116	26	girlfriend	girlfriend	NOUN
inlawrev-18020	116	27	’s	’s	PART
inlawrev-18020	116	28	car.34	car.34	VERB
inlawrev-18020	116	29	the	the	DET
inlawrev-18020	116	30	insurer	insurer	NOUN
inlawrev-18020	116	31	of	of	ADP
inlawrev-18020	116	32	the	the	DET
inlawrev-18020	116	33	girlfriend	girlfriend	NOUN
inlawrev-18020	116	34	’s	’s	PART
inlawrev-18020	116	35	automobile	automobile	NOUN
inlawrev-18020	116	36	filed	file	VERB
inlawrev-18020	116	37	a	a	DET
inlawrev-18020	116	38	declaratory	declaratory	ADJ
inlawrev-18020	116	39	judgment	judgment	NOUN
inlawrev-18020	116	40	action	action	NOUN
inlawrev-18020	116	41	,	,	PUNCT
inlawrev-18020	116	42	arguing	argue	VERB
inlawrev-18020	116	43	that	that	SCONJ
inlawrev-18020	116	44	coverage	coverage	NOUN
inlawrev-18020	116	45	was	be	AUX
inlawrev-18020	116	46	excluded	exclude	VERB
inlawrev-18020	116	47	for	for	ADP
inlawrev-18020	116	48	the	the	DET
inlawrev-18020	116	49	estate	estate	NOUN
inlawrev-18020	116	50	because	because	SCONJ
inlawrev-18020	116	51	the	the	DET
inlawrev-18020	116	52	girlfriend	girlfriend	NOUN
inlawrev-18020	116	53	’s	’s	PART
inlawrev-18020	116	54	car	car	NOUN
inlawrev-18020	116	55	was	be	AUX
inlawrev-18020	116	56	available	available	ADJ
inlawrev-18020	116	57	for	for	ADP
inlawrev-18020	116	58	the	the	DET
inlawrev-18020	116	59	boyfriend	boyfriend	NOUN
inlawrev-18020	116	60	’s	’s	PART
inlawrev-18020	116	61	regular	regular	ADJ
inlawrev-18020	116	62	use35	use35	NOUN
inlawrev-18020	116	63	:	:	PUNCT
inlawrev-18020	116	64	“	"	PUNCT
inlawrev-18020	116	65	we	we	PRON
inlawrev-18020	116	66	do	do	AUX
inlawrev-18020	116	67	not	not	PART
inlawrev-18020	116	68	provide	provide	VERB
inlawrev-18020	116	69	[	[	X
inlawrev-18020	116	70	l]iability	l]iability	PROPN
inlawrev-18020	117	1	[	[	X
inlawrev-18020	117	2	c]overage	c]overage	NOUN
inlawrev-18020	117	3	for	for	ADP
inlawrev-18020	117	4	the	the	DET
inlawrev-18020	117	5	ownership	ownership	NOUN
inlawrev-18020	117	6	,	,	PUNCT
inlawrev-18020	117	7	maintenance	maintenance	NOUN
inlawrev-18020	117	8	,	,	PUNCT
inlawrev-18020	117	9	or	or	CCONJ
inlawrev-18020	117	10	use	use	NOUN
inlawrev-18020	117	11	of	of	ADP
inlawrev-18020	117	12	:	:	PUNCT
inlawrev-18020	117	13	.	.	PUNCT
inlawrev-18020	117	14	.	.	PUNCT
inlawrev-18020	118	1	.	.	PUNCT
inlawrev-18020	119	1	2	2	X
inlawrev-18020	119	2	.	.	X
inlawrev-18020	119	3	any	any	DET
inlawrev-18020	119	4	vehicle	vehicle	NOUN
inlawrev-18020	119	5	,	,	PUNCT
inlawrev-18020	119	6	other	other	ADJ
inlawrev-18020	119	7	than	than	ADP
inlawrev-18020	119	8	‘	'	PUNCT
inlawrev-18020	119	9	your	your	PRON
inlawrev-18020	119	10	covered	cover	VERB
inlawrev-18020	119	11	auto	auto	NOUN
inlawrev-18020	119	12	,	,	PUNCT
inlawrev-18020	119	13	’	'	PUNCT
inlawrev-18020	119	14	which	which	PRON
inlawrev-18020	119	15	is	be	AUX
inlawrev-18020	119	16	:	:	PUNCT
inlawrev-18020	119	17	a.	a.	NOUN
inlawrev-18020	119	18	owned	own	VERB
inlawrev-18020	119	19	by	by	ADP
inlawrev-18020	119	20	you	you	PRON
inlawrev-18020	119	21	;	;	PUNCT
inlawrev-18020	119	22	or	or	CCONJ
inlawrev-18020	119	23	b.	b.	PROPN
inlawrev-18020	119	24	furnished	furnish	VERB
inlawrev-18020	119	25	or	or	CCONJ
inlawrev-18020	119	26	available	available	ADJ
inlawrev-18020	119	27	for	for	ADP
inlawrev-18020	119	28	your	your	PRON
inlawrev-18020	119	29	regular	regular	ADJ
inlawrev-18020	119	30	use	use	NOUN
inlawrev-18020	119	31	.	.	PUNCT
inlawrev-18020	120	1	”36	”36	ADJ
inlawrev-18020	120	2	because	because	SCONJ
inlawrev-18020	120	3	of	of	ADP
inlawrev-18020	120	4	the	the	DET
inlawrev-18020	120	5	living	live	VERB
inlawrev-18020	120	6	situation	situation	NOUN
inlawrev-18020	120	7	and	and	CCONJ
inlawrev-18020	120	8	the	the	DET
inlawrev-18020	120	9	frequent	frequent	ADJ
inlawrev-18020	120	10	use	use	NOUN
inlawrev-18020	120	11	of	of	ADP
inlawrev-18020	120	12	the	the	DET
inlawrev-18020	120	13	girlfriend	girlfriend	NOUN
inlawrev-18020	120	14	’s	’s	PART
inlawrev-18020	120	15	vehicle	vehicle	NOUN
inlawrev-18020	120	16	by	by	ADP
inlawrev-18020	120	17	the	the	DET
inlawrev-18020	120	18	boyfriend	boyfriend	NOUN
inlawrev-18020	120	19	,	,	PUNCT
inlawrev-18020	120	20	the	the	DET
inlawrev-18020	120	21	insurer	insurer	NOUN
inlawrev-18020	120	22	contended	contend	VERB
inlawrev-18020	120	23	that	that	SCONJ
inlawrev-18020	120	24	no	no	DET
inlawrev-18020	120	25	coverage	coverage	NOUN
inlawrev-18020	120	26	was	be	AUX
inlawrev-18020	120	27	available	available	ADJ
inlawrev-18020	120	28	to	to	ADP
inlawrev-18020	120	29	the	the	DET
inlawrev-18020	120	30	boyfriend	boyfriend	NOUN
inlawrev-18020	120	31	’s	’s	ADV
inlawrev-18020	120	32	estate.37	estate.37	VERB
inlawrev-18020	120	33	the	the	DET
inlawrev-18020	120	34	trial	trial	NOUN
inlawrev-18020	120	35	court	court	NOUN
inlawrev-18020	120	36	granted	grant	VERB
inlawrev-18020	120	37	summary	summary	NOUN
inlawrev-18020	120	38	judgment	judgment	NOUN
inlawrev-18020	120	39	to	to	ADP
inlawrev-18020	120	40	the	the	DET
inlawrev-18020	120	41	boyfriend	boyfriend	NOUN
inlawrev-18020	120	42	’s	’s	PART
inlawrev-18020	120	43	insurance	insurance	NOUN
inlawrev-18020	120	44	company.38	company.38	PROPN
inlawrev-18020	120	45	on	on	ADP
inlawrev-18020	120	46	appeal	appeal	NOUN
inlawrev-18020	120	47	,	,	PUNCT
inlawrev-18020	120	48	the	the	DET
inlawrev-18020	120	49	court	court	NOUN
inlawrev-18020	120	50	first	first	ADV
inlawrev-18020	120	51	observed	observe	VERB
inlawrev-18020	120	52	that	that	SCONJ
inlawrev-18020	120	53	the	the	DET
inlawrev-18020	120	54	exclusion	exclusion	NOUN
inlawrev-18020	120	55	served	serve	VERB
inlawrev-18020	120	56	a	a	DET
inlawrev-18020	120	57	vital	vital	ADJ
inlawrev-18020	120	58	purpose	purpose	NOUN
inlawrev-18020	120	59	in	in	ADP
inlawrev-18020	120	60	protecting	protect	VERB
inlawrev-18020	120	61	insurers	insurer	NOUN
inlawrev-18020	120	62	from	from	ADP
inlawrev-18020	120	63	having	have	VERB
inlawrev-18020	120	64	to	to	PART
inlawrev-18020	120	65	insure	insure	VERB
inlawrev-18020	120	66	vehicles	vehicle	NOUN
inlawrev-18020	120	67	that	that	PRON
inlawrev-18020	120	68	are	be	AUX
inlawrev-18020	120	69	regularly	regularly	ADV
inlawrev-18020	120	70	used	use	VERB
inlawrev-18020	120	71	by	by	ADP
inlawrev-18020	120	72	an	an	DET
inlawrev-18020	120	73	insured	insure	VERB
inlawrev-18020	120	74	,	,	PUNCT
inlawrev-18020	120	75	but	but	CCONJ
inlawrev-18020	120	76	which	which	PRON
inlawrev-18020	120	77	the	the	DET
inlawrev-18020	120	78	insured	insure	VERB
inlawrev-18020	120	79	pays	pay	VERB
inlawrev-18020	120	80	no	no	DET
inlawrev-18020	120	81	premium	premium	NOUN
inlawrev-18020	120	82	for	for	ADP
inlawrev-18020	120	83	the	the	DET
inlawrev-18020	120	84	insurance	insurance	NOUN
inlawrev-18020	120	85	coverage.39	coverage.39	NOUN
inlawrev-18020	120	86	in	in	ADP
inlawrev-18020	120	87	determining	determine	VERB
inlawrev-18020	120	88	whether	whether	SCONJ
inlawrev-18020	120	89	the	the	DET
inlawrev-18020	120	90	exclusion	exclusion	NOUN
inlawrev-18020	120	91	applied	apply	VERB
inlawrev-18020	120	92	,	,	PUNCT
inlawrev-18020	120	93	the	the	DET
inlawrev-18020	120	94	court	court	NOUN
inlawrev-18020	120	95	focused	focus	VERB
inlawrev-18020	120	96	upon	upon	SCONJ
inlawrev-18020	120	97	a	a	DET
inlawrev-18020	120	98	“	"	PUNCT
inlawrev-18020	120	99	concept	concept	NOUN
inlawrev-18020	120	100	of	of	ADP
inlawrev-18020	120	101	mutual	mutual	ADJ
inlawrev-18020	120	102	understanding	understanding	NOUN
inlawrev-18020	120	103	”	"	PUNCT
inlawrev-18020	120	104	between	between	ADP
inlawrev-18020	120	105	the	the	DET
inlawrev-18020	120	106	driver	driver	NOUN
inlawrev-18020	120	107	and	and	CCONJ
inlawrev-18020	120	108	the	the	DET
inlawrev-18020	120	109	vehicle	vehicle	NOUN
inlawrev-18020	120	110	owner	owner	NOUN
inlawrev-18020	120	111	on	on	ADP
inlawrev-18020	120	112	the	the	DET
inlawrev-18020	120	113	right	right	NOUN
inlawrev-18020	120	114	of	of	ADP
inlawrev-18020	120	115	the	the	DET
inlawrev-18020	120	116	driver	driver	NOUN
inlawrev-18020	120	117	to	to	PART
inlawrev-18020	120	118	regularly	regularly	ADV
inlawrev-18020	120	119	use	use	VERB
inlawrev-18020	120	120	the	the	DET
inlawrev-18020	120	121	automobile.40	automobile.40	NOUN
inlawrev-18020	120	122	in	in	ADP
inlawrev-18020	120	123	making	make	VERB
inlawrev-18020	120	124	this	this	DET
inlawrev-18020	120	125	determination	determination	NOUN
inlawrev-18020	120	126	,	,	PUNCT
inlawrev-18020	120	127	the	the	DET
inlawrev-18020	120	128	court	court	NOUN
inlawrev-18020	120	129	looked	look	VERB
inlawrev-18020	120	130	to	to	ADP
inlawrev-18020	120	131	the	the	DET
inlawrev-18020	120	132	meaning	meaning	NOUN
inlawrev-18020	120	133	of	of	SCONJ
inlawrev-18020	120	134	whether	whether	SCONJ
inlawrev-18020	120	135	the	the	DET
inlawrev-18020	120	136	vehicle	vehicle	NOUN
inlawrev-18020	120	137	was	be	AUX
inlawrev-18020	120	138	“	"	PUNCT
inlawrev-18020	120	139	furnished	furnish	VERB
inlawrev-18020	120	140	”	"	PUNCT
inlawrev-18020	120	141	or	or	CCONJ
inlawrev-18020	120	142	“	"	PUNCT
inlawrev-18020	120	143	available	available	ADJ
inlawrev-18020	120	144	”	"	PUNCT
inlawrev-18020	120	145	to	to	ADP
inlawrev-18020	120	146	the	the	DET
inlawrev-18020	120	147	driver	driver	NOUN
inlawrev-18020	120	148	to	to	PART
inlawrev-18020	120	149	regularly	regularly	ADV
inlawrev-18020	120	150	use.41	use.41	ADP
inlawrev-18020	120	151	the	the	DET
inlawrev-18020	120	152	court	court	NOUN
inlawrev-18020	120	153	concluded	conclude	VERB
inlawrev-18020	120	154	that	that	SCONJ
inlawrev-18020	120	155	“	"	PUNCT
inlawrev-18020	120	156	furnished	furnish	VERB
inlawrev-18020	120	157	”	"	PUNCT
inlawrev-18020	120	158	meant	mean	VERB
inlawrev-18020	120	159	that	that	SCONJ
inlawrev-18020	120	160	the	the	DET
inlawrev-18020	120	161	driver	driver	NOUN
inlawrev-18020	120	162	“	"	PUNCT
inlawrev-18020	120	163	is	be	AUX
inlawrev-18020	120	164	given	give	VERB
inlawrev-18020	120	165	keys	key	NOUN
inlawrev-18020	120	166	to	to	PART
inlawrev-18020	120	167	access	access	NOUN
inlawrev-18020	120	168	and	and	CCONJ
inlawrev-18020	120	169	permission	permission	NOUN
inlawrev-18020	120	170	to	to	PART
inlawrev-18020	120	171	use	use	VERB
inlawrev-18020	120	172	a	a	DET
inlawrev-18020	120	173	given	give	VERB
inlawrev-18020	120	174	vehicle	vehicle	NOUN
inlawrev-18020	120	175	for	for	ADP
inlawrev-18020	120	176	a	a	DET
inlawrev-18020	120	177	purpose	purpose	NOUN
inlawrev-18020	120	178	as	as	ADP
inlawrev-18020	120	179	general	general	ADJ
inlawrev-18020	120	180	or	or	CCONJ
inlawrev-18020	120	181	specific	specific	ADJ
inlawrev-18020	120	182	as	as	SCONJ
inlawrev-18020	120	183	both	both	CCONJ
inlawrev-18020	120	184	the	the	DET
inlawrev-18020	120	185	furnisher	furnisher	NOUN
inlawrev-18020	120	186	and	and	CCONJ
inlawrev-18020	120	187	recipient	recipient	NOUN
inlawrev-18020	120	188	mutually	mutually	ADV
inlawrev-18020	120	189	understand	understand	VERB
inlawrev-18020	120	190	.	.	PUNCT
inlawrev-18020	121	1	”42	”42	AUX
inlawrev-18020	121	2	the	the	DET
inlawrev-18020	121	3	court	court	NOUN
inlawrev-18020	121	4	determined	determine	VERB
inlawrev-18020	121	5	that	that	SCONJ
inlawrev-18020	121	6	“	"	PUNCT
inlawrev-18020	121	7	availability	availability	NOUN
inlawrev-18020	121	8	”	"	PUNCT
inlawrev-18020	121	9	referred	refer	VERB
inlawrev-18020	121	10	to	to	ADP
inlawrev-18020	121	11	whether	whether	SCONJ
inlawrev-18020	121	12	the	the	DET
inlawrev-18020	121	13	vehicle	vehicle	NOUN
inlawrev-18020	121	14	was	be	AUX
inlawrev-18020	121	15	“	"	PUNCT
inlawrev-18020	121	16	readily	readily	ADV
inlawrev-18020	121	17	obtainable	obtainable	ADJ
inlawrev-18020	121	18	”	"	PUNCT
inlawrev-18020	121	19	by	by	ADP
inlawrev-18020	121	20	the	the	DET
inlawrev-18020	121	21	driver.43	driver.43	NOUN
inlawrev-18020	121	22	the	the	DET
inlawrev-18020	121	23	court	court	NOUN
inlawrev-18020	121	24	of	of	ADP
inlawrev-18020	121	25	appeals	appeal	NOUN
inlawrev-18020	121	26	ultimately	ultimately	ADV
inlawrev-18020	121	27	determined	determine	VERB
inlawrev-18020	121	28	that	that	SCONJ
inlawrev-18020	121	29	an	an	DET
inlawrev-18020	121	30	issue	issue	NOUN
inlawrev-18020	121	31	of	of	ADP
inlawrev-18020	121	32	fact	fact	NOUN
inlawrev-18020	121	33	existed	exist	VERB
inlawrev-18020	121	34	on	on	ADP
inlawrev-18020	121	35	whether	whether	SCONJ
inlawrev-18020	121	36	the	the	DET
inlawrev-18020	121	37	girlfriend	girlfriend	NOUN
inlawrev-18020	121	38	’s	’s	PART
inlawrev-18020	121	39	automobile	automobile	NOUN
inlawrev-18020	121	40	was	be	AUX
inlawrev-18020	121	41	“	"	PUNCT
inlawrev-18020	121	42	furnished	furnish	VERB
inlawrev-18020	121	43	”	"	PUNCT
inlawrev-18020	121	44	or	or	CCONJ
inlawrev-18020	121	45	“	"	PUNCT
inlawrev-18020	121	46	available	available	ADJ
inlawrev-18020	121	47	”	"	PUNCT
inlawrev-18020	121	48	for	for	ADP
inlawrev-18020	121	49	use	use	NOUN
inlawrev-18020	121	50	to	to	ADP
inlawrev-18020	121	51	the	the	DET
inlawrev-18020	121	52	boyfriend.44	boyfriend.44	NOUN
inlawrev-18020	121	53	as	as	ADP
inlawrev-18020	121	54	a	a	DET
inlawrev-18020	121	55	result	result	NOUN
inlawrev-18020	121	56	,	,	PUNCT
inlawrev-18020	121	57	the	the	DET
inlawrev-18020	121	58	court	court	NOUN
inlawrev-18020	121	59	reversed	reverse	VERB
inlawrev-18020	121	60	the	the	DET
inlawrev-18020	121	61	summary	summary	NOUN
inlawrev-18020	121	62	judgment	judgment	NOUN
inlawrev-18020	121	63	to	to	ADP
inlawrev-18020	121	64	the	the	DET
inlawrev-18020	121	65	32	32	NUM
inlawrev-18020	121	66	.	.	PUNCT
inlawrev-18020	122	1	i	i	PRON
inlawrev-18020	122	2	d.	d.	PROPN
inlawrev-18020	122	3	33	33	NUM
inlawrev-18020	122	4	.	.	PUNCT
inlawrev-18020	123	1	i	i	PRON
inlawrev-18020	123	2	d.	d.	PROPN
inlawrev-18020	123	3	34	34	NUM
inlawrev-18020	123	4	.	.	PUNCT
inlawrev-18020	124	1	i	i	PRON
inlawrev-18020	124	2	d.	d.	PROPN
inlawrev-18020	124	3	35	35	NUM
inlawrev-18020	124	4	.	.	PUNCT
inlawrev-18020	125	1	i	i	PRON
inlawrev-18020	125	2	d.	d.	PROPN
inlawrev-18020	125	3	36	36	NUM
inlawrev-18020	125	4	.	.	PUNCT
inlawrev-18020	126	1	i	i	PRON
inlawrev-18020	126	2	d.	d.	PROPN
inlawrev-18020	126	3	at	at	ADP
inlawrev-18020	126	4	27	27	NUM
inlawrev-18020	126	5	(	(	PUNCT
inlawrev-18020	126	6	alteration	alteration	NOUN
inlawrev-18020	126	7	in	in	ADP
inlawrev-18020	126	8	original	original	ADJ
inlawrev-18020	126	9	)	)	PUNCT
inlawrev-18020	126	10	.	.	PUNCT
inlawrev-18020	127	1	37	37	NUM
inlawrev-18020	127	2	.	.	PUNCT
inlawrev-18020	128	1	i	i	PRON
inlawrev-18020	128	2	d.	d.	PROPN
inlawrev-18020	128	3	38	38	NUM
inlawrev-18020	128	4	.	.	PUNCT
inlawrev-18020	129	1	i	i	PRON
inlawrev-18020	129	2	d.	d.	PROPN
inlawrev-18020	129	3	at	at	ADP
inlawrev-18020	129	4	25	25	NUM
inlawrev-18020	129	5	.	.	PROPN
inlawrev-18020	129	6	39	39	NUM
inlawrev-18020	129	7	.	.	PUNCT
inlawrev-18020	130	1	i	i	PRON
inlawrev-18020	130	2	d.	d.	PROPN
inlawrev-18020	130	3	at	at	ADP
inlawrev-18020	130	4	27	27	NUM
inlawrev-18020	130	5	.	.	PUNCT
inlawrev-18020	131	1	40	40	NUM
inlawrev-18020	131	2	.	.	PUNCT
inlawrev-18020	132	1	i	i	PRON
inlawrev-18020	132	2	d.	d.	PROPN
inlawrev-18020	132	3	at	at	ADP
inlawrev-18020	132	4	28	28	NUM
inlawrev-18020	132	5	.	.	PUNCT
inlawrev-18020	133	1	41	41	NUM
inlawrev-18020	133	2	.	.	PUNCT
inlawrev-18020	134	1	i	i	PRON
inlawrev-18020	134	2	d.	d.	PROPN
inlawrev-18020	134	3	at	at	ADP
inlawrev-18020	134	4	28	28	NUM
inlawrev-18020	134	5	-	-	SYM
inlawrev-18020	134	6	29	29	NUM
inlawrev-18020	134	7	.	.	PUNCT
inlawrev-18020	135	1	42	42	NUM
inlawrev-18020	135	2	.	.	PUNCT
inlawrev-18020	136	1	i	i	PRON
inlawrev-18020	136	2	d.	d.	PROPN
inlawrev-18020	136	3	at	at	ADP
inlawrev-18020	136	4	28	28	NUM
inlawrev-18020	136	5	.	.	PUNCT
inlawrev-18020	137	1	43	43	NUM
inlawrev-18020	137	2	.	.	PUNCT
inlawrev-18020	138	1	i	i	PRON
inlawrev-18020	138	2	d.	d.	PROPN
inlawrev-18020	138	3	at	at	ADP
inlawrev-18020	138	4	29	29	NUM
inlawrev-18020	138	5	.	.	PUNCT
inlawrev-18020	138	6	44	44	NUM
inlawrev-18020	138	7	.	.	PUNCT
inlawrev-18020	139	1	i	i	PRON
inlawrev-18020	139	2	d.	d.	PROPN
inlawrev-18020	139	3	at	at	ADP
inlawrev-18020	139	4	30	30	NUM
inlawrev-18020	139	5	.	.	PUNCT
inlawrev-18020	140	1	1232	1232	NUM
inlawrev-18020	140	2	indiana	indiana	PROPN
inlawrev-18020	140	3	law	law	PROPN
inlawrev-18020	140	4	review	review	NOUN
inlawrev-18020	140	5	[	[	X
inlawrev-18020	140	6	vol	vol	NOUN
inlawrev-18020	140	7	.	.	PUNCT
inlawrev-18020	141	1	45:1227	45:1227	NUM
inlawrev-18020	141	2	insurer.45	insurer.45	NOUN
inlawrev-18020	141	3	typically	typically	ADV
inlawrev-18020	141	4	,	,	PUNCT
inlawrev-18020	141	5	these	these	DET
inlawrev-18020	141	6	cases	case	NOUN
inlawrev-18020	141	7	will	will	AUX
inlawrev-18020	141	8	be	be	AUX
inlawrev-18020	141	9	very	very	ADV
inlawrev-18020	141	10	fact	fact	NOUN
inlawrev-18020	141	11	sensitive	sensitive	ADJ
inlawrev-18020	141	12	based	base	VERB
inlawrev-18020	141	13	upon	upon	SCONJ
inlawrev-18020	141	14	the	the	DET
inlawrev-18020	141	15	driver	driver	NOUN
inlawrev-18020	141	16	’s	’s	PART
inlawrev-18020	141	17	ability	ability	NOUN
inlawrev-18020	141	18	to	to	PART
inlawrev-18020	141	19	use	use	VERB
inlawrev-18020	141	20	the	the	DET
inlawrev-18020	141	21	vehicle	vehicle	NOUN
inlawrev-18020	141	22	.	.	PUNCT
inlawrev-18020	142	1	d.	d.	PROPN
inlawrev-18020	142	2	court	court	PROPN
inlawrev-18020	142	3	determines	determine	VERB
inlawrev-18020	142	4	that	that	SCONJ
inlawrev-18020	142	5	garage	garage	NOUN
inlawrev-18020	142	6	’s	’s	PART
inlawrev-18020	142	7	automobile	automobile	NOUN
inlawrev-18020	142	8	policy	policy	NOUN
inlawrev-18020	142	9	does	do	AUX
inlawrev-18020	142	10	not	not	PART
inlawrev-18020	142	11	apply	apply	VERB
inlawrev-18020	142	12	to	to	ADP
inlawrev-18020	142	13	accident	accident	NOUN
inlawrev-18020	142	14	involving	involve	VERB
inlawrev-18020	142	15	vehicle	vehicle	NOUN
inlawrev-18020	142	16	using	use	VERB
inlawrev-18020	142	17	garage	garage	NOUN
inlawrev-18020	142	18	’s	’s	PART
inlawrev-18020	142	19	temporary	temporary	ADJ
inlawrev-18020	142	20	license	license	NOUN
inlawrev-18020	142	21	plate	plate	NOUN
inlawrev-18020	142	22	the	the	DET
inlawrev-18020	142	23	case	case	NOUN
inlawrev-18020	142	24	of	of	ADP
inlawrev-18020	142	25	cotton	cotton	NOUN
inlawrev-18020	142	26	v.	v.	ADP
inlawrev-18020	142	27	auto	auto	NOUN
inlawrev-18020	142	28	-	-	PUNCT
inlawrev-18020	142	29	owners	owner	NOUN
inlawrev-18020	142	30	insurance	insurance	NOUN
inlawrev-18020	142	31	co.46	co.46	PROPN
inlawrev-18020	142	32	presented	present	VERB
inlawrev-18020	142	33	an	an	DET
inlawrev-18020	142	34	interesting	interesting	ADJ
inlawrev-18020	142	35	question	question	NOUN
inlawrev-18020	142	36	as	as	ADP
inlawrev-18020	142	37	to	to	ADP
inlawrev-18020	142	38	the	the	DET
inlawrev-18020	142	39	extent	extent	NOUN
inlawrev-18020	142	40	of	of	ADP
inlawrev-18020	142	41	coverage	coverage	NOUN
inlawrev-18020	142	42	available	available	ADJ
inlawrev-18020	142	43	under	under	ADP
inlawrev-18020	142	44	an	an	DET
inlawrev-18020	142	45	automobile	automobile	NOUN
inlawrev-18020	142	46	dealership	dealership	NOUN
inlawrev-18020	142	47	’s	’s	PART
inlawrev-18020	142	48	garage	garage	NOUN
inlawrev-18020	142	49	liability	liability	NOUN
inlawrev-18020	142	50	policy	policy	NOUN
inlawrev-18020	142	51	.	.	PUNCT
inlawrev-18020	143	1	a	a	DET
inlawrev-18020	143	2	passenger	passenger	NOUN
inlawrev-18020	143	3	was	be	AUX
inlawrev-18020	143	4	injured	injure	VERB
inlawrev-18020	143	5	in	in	ADP
inlawrev-18020	143	6	an	an	DET
inlawrev-18020	143	7	automobile	automobile	NOUN
inlawrev-18020	143	8	accident	accident	NOUN
inlawrev-18020	143	9	after	after	SCONJ
inlawrev-18020	143	10	the	the	DET
inlawrev-18020	143	11	driver	driver	NOUN
inlawrev-18020	143	12	lost	lose	VERB
inlawrev-18020	143	13	control	control	NOUN
inlawrev-18020	143	14	and	and	CCONJ
inlawrev-18020	143	15	struck	strike	VERB
inlawrev-18020	143	16	a	a	DET
inlawrev-18020	143	17	bridge.47	bridge.47	NOUN
inlawrev-18020	143	18	the	the	DET
inlawrev-18020	143	19	driver	driver	NOUN
inlawrev-18020	143	20	had	have	AUX
inlawrev-18020	143	21	recently	recently	ADV
inlawrev-18020	143	22	purchased	purchase	VERB
inlawrev-18020	143	23	the	the	DET
inlawrev-18020	143	24	automobile	automobile	NOUN
inlawrev-18020	143	25	but	but	CCONJ
inlawrev-18020	143	26	had	have	AUX
inlawrev-18020	143	27	not	not	PART
inlawrev-18020	143	28	registered	register	VERB
inlawrev-18020	143	29	it	it	PRON
inlawrev-18020	143	30	with	with	ADP
inlawrev-18020	143	31	indiana	indiana	PROPN
inlawrev-18020	143	32	bureau	bureau	PROPN
inlawrev-18020	143	33	of	of	ADP
inlawrev-18020	143	34	motor	motor	NOUN
inlawrev-18020	143	35	vehicles	vehicle	NOUN
inlawrev-18020	143	36	.	.	PUNCT
inlawrev-18020	144	1	before	before	ADP
inlawrev-18020	144	2	the	the	DET
inlawrev-18020	144	3	accident	accident	NOUN
inlawrev-18020	144	4	,	,	PUNCT
inlawrev-18020	144	5	the	the	DET
inlawrev-18020	144	6	driver	driver	NOUN
inlawrev-18020	144	7	obtained	obtain	VERB
inlawrev-18020	144	8	a	a	DET
inlawrev-18020	144	9	temporary	temporary	ADJ
inlawrev-18020	144	10	license	license	NOUN
inlawrev-18020	144	11	plate	plate	NOUN
inlawrev-18020	144	12	from	from	ADP
inlawrev-18020	144	13	his	his	PRON
inlawrev-18020	144	14	grandfather	grandfather	NOUN
inlawrev-18020	144	15	who	who	PRON
inlawrev-18020	144	16	owned	own	VERB
inlawrev-18020	144	17	a	a	DET
inlawrev-18020	144	18	motor	motor	NOUN
inlawrev-18020	144	19	vehicle	vehicle	NOUN
inlawrev-18020	144	20	dealership	dealership	NOUN
inlawrev-18020	144	21	,	,	PUNCT
inlawrev-18020	144	22	but	but	CCONJ
inlawrev-18020	144	23	whose	whose	DET
inlawrev-18020	144	24	dealership	dealership	NOUN
inlawrev-18020	144	25	was	be	AUX
inlawrev-18020	144	26	not	not	PART
inlawrev-18020	144	27	the	the	DET
inlawrev-18020	144	28	seller	seller	NOUN
inlawrev-18020	144	29	of	of	ADP
inlawrev-18020	144	30	the	the	DET
inlawrev-18020	144	31	vehicle	vehicle	NOUN
inlawrev-18020	144	32	.	.	PUNCT
inlawrev-18020	145	1	additionally	additionally	ADV
inlawrev-18020	145	2	,	,	PUNCT
inlawrev-18020	145	3	the	the	DET
inlawrev-18020	145	4	driver	driver	NOUN
inlawrev-18020	145	5	was	be	AUX
inlawrev-18020	145	6	not	not	PART
inlawrev-18020	145	7	an	an	DET
inlawrev-18020	145	8	employee	employee	NOUN
inlawrev-18020	145	9	of	of	ADP
inlawrev-18020	145	10	the	the	DET
inlawrev-18020	145	11	dealership.48	dealership.48	NOUN
inlawrev-18020	145	12	the	the	DET
inlawrev-18020	145	13	dealership	dealership	NOUN
inlawrev-18020	145	14	was	be	AUX
inlawrev-18020	145	15	insured	insure	VERB
inlawrev-18020	145	16	under	under	ADP
inlawrev-18020	145	17	a	a	DET
inlawrev-18020	145	18	garage	garage	NOUN
inlawrev-18020	145	19	liability	liability	NOUN
inlawrev-18020	145	20	policy	policy	NOUN
inlawrev-18020	145	21	from	from	ADP
inlawrev-18020	145	22	auto	auto	NOUN
inlawrev-18020	145	23	-	-	PUNCT
inlawrev-18020	145	24	owners	owner	NOUN
inlawrev-18020	145	25	.	.	PUNCT
inlawrev-18020	146	1	after	after	ADP
inlawrev-18020	146	2	the	the	DET
inlawrev-18020	146	3	accident	accident	NOUN
inlawrev-18020	146	4	,	,	PUNCT
inlawrev-18020	146	5	the	the	DET
inlawrev-18020	146	6	passenger	passenger	NOUN
inlawrev-18020	146	7	sued	sue	VERB
inlawrev-18020	146	8	the	the	DET
inlawrev-18020	146	9	driver	driver	NOUN
inlawrev-18020	146	10	,	,	PUNCT
inlawrev-18020	146	11	the	the	DET
inlawrev-18020	146	12	grandfather	grandfather	NOUN
inlawrev-18020	146	13	,	,	PUNCT
inlawrev-18020	146	14	the	the	DET
inlawrev-18020	146	15	dealership	dealership	NOUN
inlawrev-18020	146	16	and	and	CCONJ
inlawrev-18020	146	17	auto	auto	NOUN
inlawrev-18020	146	18	-	-	PUNCT
inlawrev-18020	146	19	owners	owner	NOUN
inlawrev-18020	146	20	seeking	seek	VERB
inlawrev-18020	146	21	recovery	recovery	NOUN
inlawrev-18020	146	22	for	for	ADP
inlawrev-18020	146	23	personal	personal	ADJ
inlawrev-18020	146	24	injuries	injury	NOUN
inlawrev-18020	146	25	and	and	CCONJ
inlawrev-18020	146	26	a	a	DET
inlawrev-18020	146	27	declaratory	declaratory	ADJ
inlawrev-18020	146	28	judgment	judgment	NOUN
inlawrev-18020	146	29	finding	find	VERB
inlawrev-18020	146	30	that	that	SCONJ
inlawrev-18020	146	31	the	the	DET
inlawrev-18020	146	32	garage	garage	NOUN
inlawrev-18020	146	33	policy	policy	NOUN
inlawrev-18020	146	34	with	with	ADP
inlawrev-18020	146	35	auto	auto	NOUN
inlawrev-18020	146	36	-	-	PUNCT
inlawrev-18020	146	37	owners	owner	NOUN
inlawrev-18020	146	38	provided	provide	VERB
inlawrev-18020	146	39	coverage	coverage	NOUN
inlawrev-18020	146	40	to	to	ADP
inlawrev-18020	146	41	the	the	DET
inlawrev-18020	146	42	driver	driver	NOUN
inlawrev-18020	146	43	for	for	ADP
inlawrev-18020	146	44	the	the	DET
inlawrev-18020	146	45	accident.49	accident.49	NOUN
inlawrev-18020	146	46	the	the	DET
inlawrev-18020	146	47	trial	trial	NOUN
inlawrev-18020	146	48	court	court	NOUN
inlawrev-18020	146	49	granted	grant	VERB
inlawrev-18020	146	50	summary	summary	NOUN
inlawrev-18020	146	51	judgment	judgment	NOUN
inlawrev-18020	146	52	to	to	ADP
inlawrev-18020	146	53	auto	auto	NOUN
inlawrev-18020	146	54	-	-	PUNCT
inlawrev-18020	146	55	owners	owner	NOUN
inlawrev-18020	146	56	finding	find	VERB
inlawrev-18020	146	57	that	that	SCONJ
inlawrev-18020	146	58	there	there	PRON
inlawrev-18020	146	59	was	be	VERB
inlawrev-18020	146	60	no	no	DET
inlawrev-18020	146	61	coverage	coverage	NOUN
inlawrev-18020	146	62	available	available	ADJ
inlawrev-18020	146	63	under	under	ADP
inlawrev-18020	146	64	the	the	DET
inlawrev-18020	146	65	garage	garage	NOUN
inlawrev-18020	146	66	policy.50	policy.50	NOUN
inlawrev-18020	146	67	the	the	DET
inlawrev-18020	146	68	garage	garage	NOUN
inlawrev-18020	146	69	policy	policy	NOUN
inlawrev-18020	146	70	specified	specify	VERB
inlawrev-18020	146	71	that	that	SCONJ
inlawrev-18020	146	72	insurance	insurance	NOUN
inlawrev-18020	146	73	coverage	coverage	NOUN
inlawrev-18020	146	74	was	be	AUX
inlawrev-18020	146	75	afforded	afford	VERB
inlawrev-18020	146	76	to	to	ADP
inlawrev-18020	146	77	the	the	DET
inlawrev-18020	146	78	dealership	dealership	NOUN
inlawrev-18020	146	79	for	for	ADP
inlawrev-18020	146	80	expected	expect	VERB
inlawrev-18020	146	81	maintenance	maintenance	NOUN
inlawrev-18020	146	82	and	and	CCONJ
inlawrev-18020	146	83	operation	operation	NOUN
inlawrev-18020	146	84	of	of	ADP
inlawrev-18020	146	85	automobiles	automobile	NOUN
inlawrev-18020	146	86	by	by	ADP
inlawrev-18020	146	87	employees	employee	NOUN
inlawrev-18020	146	88	of	of	ADP
inlawrev-18020	146	89	the	the	DET
inlawrev-18020	146	90	dealership	dealership	NOUN
inlawrev-18020	146	91	,	,	PUNCT
inlawrev-18020	146	92	and	and	CCONJ
inlawrev-18020	146	93	included	include	VERB
inlawrev-18020	146	94	those	those	DET
inlawrev-18020	146	95	uses	use	NOUN
inlawrev-18020	146	96	that	that	PRON
inlawrev-18020	146	97	were	be	AUX
inlawrev-18020	146	98	“	"	PUNCT
inlawrev-18020	146	99	incidental	incidental	ADJ
inlawrev-18020	146	100	thereto	thereto	VERB
inlawrev-18020	146	101	”	"	PUNCT
inlawrev-18020	146	102	and	and	CCONJ
inlawrev-18020	146	103	“	"	PUNCT
inlawrev-18020	146	104	in	in	ADP
inlawrev-18020	146	105	connection	connection	NOUN
inlawrev-18020	146	106	with	with	ADP
inlawrev-18020	146	107	”	"	PUNCT
inlawrev-18020	146	108	the	the	DET
inlawrev-18020	146	109	purpose	purpose	NOUN
inlawrev-18020	146	110	of	of	ADP
inlawrev-18020	146	111	the	the	DET
inlawrev-18020	146	112	garage	garage	NOUN
inlawrev-18020	146	113	or	or	CCONJ
inlawrev-18020	146	114	dealership.51	dealership.51	NOUN
inlawrev-18020	146	115	the	the	DET
inlawrev-18020	146	116	court	court	NOUN
inlawrev-18020	146	117	was	be	AUX
inlawrev-18020	146	118	asked	ask	VERB
inlawrev-18020	146	119	to	to	PART
inlawrev-18020	146	120	determine	determine	VERB
inlawrev-18020	146	121	whether	whether	SCONJ
inlawrev-18020	146	122	the	the	DET
inlawrev-18020	146	123	driver	driver	NOUN
inlawrev-18020	146	124	’s	’s	PART
inlawrev-18020	146	125	use	use	NOUN
inlawrev-18020	146	126	of	of	ADP
inlawrev-18020	146	127	the	the	DET
inlawrev-18020	146	128	automobile	automobile	NOUN
inlawrev-18020	146	129	in	in	ADP
inlawrev-18020	146	130	this	this	DET
inlawrev-18020	146	131	case	case	NOUN
inlawrev-18020	146	132	was	be	AUX
inlawrev-18020	146	133	“	"	PUNCT
inlawrev-18020	146	134	incidental	incidental	ADJ
inlawrev-18020	146	135	to	to	ADP
inlawrev-18020	146	136	”	"	PUNCT
inlawrev-18020	146	137	and	and	CCONJ
inlawrev-18020	146	138	“	"	PUNCT
inlawrev-18020	146	139	in	in	ADP
inlawrev-18020	146	140	connection	connection	NOUN
inlawrev-18020	146	141	with	with	ADP
inlawrev-18020	146	142	”	"	PUNCT
inlawrev-18020	146	143	a	a	DET
inlawrev-18020	146	144	business	business	NOUN
inlawrev-18020	146	145	purpose	purpose	NOUN
inlawrev-18020	146	146	of	of	ADP
inlawrev-18020	146	147	the	the	DET
inlawrev-18020	146	148	dealership.52	dealership.52	NOUN
inlawrev-18020	146	149	the	the	DET
inlawrev-18020	146	150	passenger	passenger	NOUN
inlawrev-18020	146	151	contended	contend	VERB
inlawrev-18020	146	152	that	that	SCONJ
inlawrev-18020	146	153	the	the	DET
inlawrev-18020	146	154	dealership	dealership	NOUN
inlawrev-18020	146	155	’s	’s	PART
inlawrev-18020	146	156	ability	ability	NOUN
inlawrev-18020	146	157	to	to	PART
inlawrev-18020	146	158	distribute	distribute	VERB
inlawrev-18020	146	159	temporary	temporary	ADJ
inlawrev-18020	146	160	license	license	NOUN
inlawrev-18020	146	161	plates	plate	NOUN
inlawrev-18020	146	162	,	,	PUNCT
inlawrev-18020	146	163	even	even	ADV
inlawrev-18020	146	164	if	if	SCONJ
inlawrev-18020	146	165	it	it	PRON
inlawrev-18020	146	166	did	do	AUX
inlawrev-18020	146	167	not	not	PART
inlawrev-18020	146	168	sell	sell	VERB
inlawrev-18020	146	169	the	the	DET
inlawrev-18020	146	170	vehicle	vehicle	NOUN
inlawrev-18020	146	171	on	on	ADP
inlawrev-18020	146	172	which	which	PRON
inlawrev-18020	146	173	the	the	DET
inlawrev-18020	146	174	plate	plate	NOUN
inlawrev-18020	146	175	was	be	AUX
inlawrev-18020	146	176	placed	place	VERB
inlawrev-18020	146	177	,	,	PUNCT
inlawrev-18020	146	178	was	be	AUX
inlawrev-18020	146	179	an	an	DET
inlawrev-18020	146	180	act	act	NOUN
inlawrev-18020	146	181	“	"	PUNCT
inlawrev-18020	146	182	incidental	incidental	ADJ
inlawrev-18020	146	183	to	to	ADP
inlawrev-18020	146	184	”	"	PUNCT
inlawrev-18020	146	185	the	the	DET
inlawrev-18020	146	186	garage	garage	NOUN
inlawrev-18020	146	187	business.53	business.53	NOUN
inlawrev-18020	146	188	relying	rely	VERB
inlawrev-18020	146	189	upon	upon	SCONJ
inlawrev-18020	146	190	an	an	DET
inlawrev-18020	146	191	earlier	early	ADJ
inlawrev-18020	146	192	decision	decision	NOUN
inlawrev-18020	146	193	from	from	ADP
inlawrev-18020	146	194	the	the	DET
inlawrev-18020	146	195	indiana	indiana	PROPN
inlawrev-18020	146	196	court	court	PROPN
inlawrev-18020	146	197	of	of	ADP
inlawrev-18020	146	198	appeals	appeal	NOUN
inlawrev-18020	146	199	,	,	PUNCT
inlawrev-18020	146	200	the	the	DET
inlawrev-18020	146	201	court	court	NOUN
inlawrev-18020	146	202	interpreted	interpret	VERB
inlawrev-18020	146	203	the	the	DET
inlawrev-18020	146	204	policy	policy	NOUN
inlawrev-18020	146	205	language	language	NOUN
inlawrev-18020	146	206	,	,	PUNCT
inlawrev-18020	146	207	stating	state	VERB
inlawrev-18020	146	208	:	:	PUNCT
inlawrev-18020	146	209	generally	generally	ADV
inlawrev-18020	146	210	speaking	speak	VERB
inlawrev-18020	146	211	,	,	PUNCT
inlawrev-18020	146	212	to	to	PART
inlawrev-18020	146	213	provide	provide	VERB
inlawrev-18020	146	214	a	a	DET
inlawrev-18020	146	215	temporary	temporary	ADJ
inlawrev-18020	146	216	license	license	NOUN
inlawrev-18020	146	217	plate	plate	NOUN
inlawrev-18020	146	218	may	may	AUX
inlawrev-18020	146	219	well	well	ADV
inlawrev-18020	146	220	be	be	AUX
inlawrev-18020	146	221	incidental	incidental	ADJ
inlawrev-18020	146	222	to	to	ADP
inlawrev-18020	146	223	a	a	DET
inlawrev-18020	146	224	licensed	licensed	ADJ
inlawrev-18020	146	225	auto	auto	NOUN
inlawrev-18020	146	226	dealer	dealer	NOUN
inlawrev-18020	146	227	’s	’s	PART
inlawrev-18020	146	228	business	business	NOUN
inlawrev-18020	146	229	,	,	PUNCT
inlawrev-18020	146	230	but	but	CCONJ
inlawrev-18020	146	231	auto	auto	NOUN
inlawrev-18020	146	232	-	-	PUNCT
inlawrev-18020	146	233	owners	owner	NOUN
inlawrev-18020	146	234	’	'	PUNCT
inlawrev-18020	146	235	garage	garage	NOUN
inlawrev-18020	146	236	policy	policy	NOUN
inlawrev-18020	146	237	provides	provide	VERB
inlawrev-18020	146	238	coverage	coverage	NOUN
inlawrev-18020	146	239	only	only	ADV
inlawrev-18020	146	240	if	if	SCONJ
inlawrev-18020	146	241	the	the	DET
inlawrev-18020	146	242	plate	plate	NOUN
inlawrev-18020	146	243	is	be	AUX
inlawrev-18020	146	244	used	use	VERB
inlawrev-18020	146	245	“	"	PUNCT
inlawrev-18020	146	246	in	in	ADP
inlawrev-18020	146	247	connection	connection	NOUN
inlawrev-18020	146	248	with	with	ADP
inlawrev-18020	146	249	”	"	PUNCT
inlawrev-18020	146	250	45	45	NUM
inlawrev-18020	146	251	.	.	PUNCT
inlawrev-18020	147	1	i	i	PRON
inlawrev-18020	147	2	d.	d.	PROPN
inlawrev-18020	147	3	46	46	NUM
inlawrev-18020	147	4	.	.	PUNCT
inlawrev-18020	148	1	937	937	NUM
inlawrev-18020	148	2	n.e.2d	n.e.2d	NOUN
inlawrev-18020	148	3	414	414	NUM
inlawrev-18020	148	4	(	(	PUNCT
inlawrev-18020	148	5	ind	ind	NOUN
inlawrev-18020	148	6	.	.	PUNCT
inlawrev-18020	149	1	ct	ct	PROPN
inlawrev-18020	149	2	.	.	PUNCT
inlawrev-18020	150	1	app	app	PROPN
inlawrev-18020	150	2	.	.	PROPN
inlawrev-18020	150	3	2010	2010	NUM
inlawrev-18020	150	4	)	)	PUNCT
inlawrev-18020	151	1	,	,	PUNCT
inlawrev-18020	151	2	trans	trans	PROPN
inlawrev-18020	151	3	.	.	PROPN
inlawrev-18020	151	4	denied	deny	VERB
inlawrev-18020	151	5	,	,	PUNCT
inlawrev-18020	151	6	950	950	NUM
inlawrev-18020	151	7	n.e.2d	n.e.2d	NOUN
inlawrev-18020	151	8	1204	1204	NUM
inlawrev-18020	151	9	(	(	PUNCT
inlawrev-18020	151	10	ind	ind	NOUN
inlawrev-18020	151	11	.	.	PUNCT
inlawrev-18020	151	12	2011	2011	NUM
inlawrev-18020	151	13	)	)	PUNCT
inlawrev-18020	151	14	.	.	PUNCT
inlawrev-18020	152	1	47	47	NUM
inlawrev-18020	152	2	.	.	PUNCT
inlawrev-18020	153	1	i	i	PRON
inlawrev-18020	153	2	d.	d.	PROPN
inlawrev-18020	153	3	at	at	ADP
inlawrev-18020	153	4	415	415	NUM
inlawrev-18020	153	5	.	.	PUNCT
inlawrev-18020	154	1	48	48	NUM
inlawrev-18020	154	2	.	.	PUNCT
inlawrev-18020	155	1	i	i	PRON
inlawrev-18020	155	2	d.	d.	PROPN
inlawrev-18020	155	3	49	49	NUM
inlawrev-18020	155	4	.	.	PUNCT
inlawrev-18020	156	1	i	i	PRON
inlawrev-18020	156	2	d.	d.	PROPN
inlawrev-18020	156	3	50	50	NUM
inlawrev-18020	156	4	.	.	PUNCT
inlawrev-18020	157	1	i	i	PRON
inlawrev-18020	157	2	d.	d.	PROPN
inlawrev-18020	157	3	51	51	NUM
inlawrev-18020	157	4	.	.	PUNCT
inlawrev-18020	158	1	i	i	PRON
inlawrev-18020	158	2	d.	d.	PROPN
inlawrev-18020	158	3	at	at	ADP
inlawrev-18020	158	4	416	416	NUM
inlawrev-18020	158	5	.	.	PUNCT
inlawrev-18020	159	1	52	52	NUM
inlawrev-18020	159	2	.	.	PUNCT
inlawrev-18020	160	1	i	i	PRON
inlawrev-18020	160	2	d.	d.	PROPN
inlawrev-18020	160	3	at	at	ADP
inlawrev-18020	160	4	416	416	NUM
inlawrev-18020	160	5	-	-	SYM
inlawrev-18020	160	6	17	17	NUM
inlawrev-18020	160	7	.	.	PUNCT
inlawrev-18020	161	1	53	53	NUM
inlawrev-18020	161	2	.	.	PUNCT
inlawrev-18020	162	1	i	i	PRON
inlawrev-18020	162	2	d.	d.	PROPN
inlawrev-18020	162	3	at	at	ADP
inlawrev-18020	162	4	417	417	NUM
inlawrev-18020	162	5	.	.	NOUN
inlawrev-18020	162	6	2012	2012	NUM
inlawrev-18020	162	7	]	]	PUNCT
inlawrev-18020	162	8	insurance	insurance	NOUN
inlawrev-18020	162	9	law	law	NOUN
inlawrev-18020	162	10	1233	1233	NUM
inlawrev-18020	162	11	the	the	DET
inlawrev-18020	162	12	business	business	NOUN
inlawrev-18020	162	13	operations	operation	NOUN
inlawrev-18020	162	14	.	.	PUNCT
inlawrev-18020	163	1	in	in	ADP
inlawrev-18020	163	2	other	other	ADJ
inlawrev-18020	163	3	words	word	NOUN
inlawrev-18020	163	4	,	,	PUNCT
inlawrev-18020	163	5	the	the	DET
inlawrev-18020	163	6	use	use	NOUN
inlawrev-18020	163	7	of	of	ADP
inlawrev-18020	163	8	the	the	DET
inlawrev-18020	163	9	plate	plate	NOUN
inlawrev-18020	163	10	must	must	AUX
inlawrev-18020	163	11	be	be	AUX
inlawrev-18020	163	12	“	"	PUNCT
inlawrev-18020	163	13	directly	directly	ADV
inlawrev-18020	163	14	incidental	incidental	ADJ
inlawrev-18020	163	15	to	to	ADP
inlawrev-18020	163	16	the	the	DET
inlawrev-18020	163	17	garage	garage	NOUN
inlawrev-18020	163	18	business	business	NOUN
inlawrev-18020	163	19	.	.	PUNCT
inlawrev-18020	164	1	”54	”54	VERB
inlawrev-18020	165	1	no	no	DET
inlawrev-18020	165	2	evidence	evidence	NOUN
inlawrev-18020	165	3	was	be	AUX
inlawrev-18020	165	4	produced	produce	VERB
inlawrev-18020	165	5	to	to	PART
inlawrev-18020	165	6	suggest	suggest	VERB
inlawrev-18020	165	7	that	that	SCONJ
inlawrev-18020	165	8	the	the	DET
inlawrev-18020	165	9	automobile	automobile	NOUN
inlawrev-18020	165	10	was	be	AUX
inlawrev-18020	165	11	being	be	AUX
inlawrev-18020	165	12	used	use	VERB
inlawrev-18020	165	13	“	"	PUNCT
inlawrev-18020	165	14	incidental	incidental	ADJ
inlawrev-18020	165	15	to	to	ADP
inlawrev-18020	165	16	”	"	PUNCT
inlawrev-18020	165	17	or	or	CCONJ
inlawrev-18020	165	18	“	"	PUNCT
inlawrev-18020	165	19	in	in	ADP
inlawrev-18020	165	20	connection	connection	NOUN
inlawrev-18020	165	21	with	with	ADP
inlawrev-18020	165	22	”	"	PUNCT
inlawrev-18020	165	23	the	the	DET
inlawrev-18020	165	24	dealership.55	dealership.55	NOUN
inlawrev-18020	165	25	the	the	DET
inlawrev-18020	165	26	court	court	NOUN
inlawrev-18020	165	27	concluded	conclude	VERB
inlawrev-18020	165	28	that	that	SCONJ
inlawrev-18020	165	29	the	the	DET
inlawrev-18020	165	30	garage	garage	NOUN
inlawrev-18020	165	31	policy	policy	NOUN
inlawrev-18020	165	32	did	do	AUX
inlawrev-18020	165	33	not	not	PART
inlawrev-18020	165	34	apply	apply	VERB
inlawrev-18020	165	35	to	to	PART
inlawrev-18020	165	36	provide	provide	VERB
inlawrev-18020	165	37	coverage	coverage	NOUN
inlawrev-18020	165	38	to	to	ADP
inlawrev-18020	165	39	the	the	DET
inlawrev-18020	165	40	driver.56	driver.56	NOUN
inlawrev-18020	165	41	this	this	DET
inlawrev-18020	165	42	case	case	NOUN
inlawrev-18020	165	43	provides	provide	VERB
inlawrev-18020	165	44	an	an	DET
inlawrev-18020	165	45	excellent	excellent	ADJ
inlawrev-18020	165	46	example	example	NOUN
inlawrev-18020	165	47	of	of	ADP
inlawrev-18020	165	48	how	how	SCONJ
inlawrev-18020	165	49	a	a	DET
inlawrev-18020	165	50	court	court	NOUN
inlawrev-18020	165	51	may	may	AUX
inlawrev-18020	165	52	interpret	interpret	VERB
inlawrev-18020	165	53	and	and	CCONJ
inlawrev-18020	165	54	apply	apply	VERB
inlawrev-18020	165	55	insurance	insurance	NOUN
inlawrev-18020	165	56	policy	policy	NOUN
inlawrev-18020	165	57	language	language	NOUN
inlawrev-18020	165	58	.	.	PUNCT
inlawrev-18020	166	1	because	because	SCONJ
inlawrev-18020	166	2	the	the	DET
inlawrev-18020	166	3	driver	driver	NOUN
inlawrev-18020	166	4	had	have	VERB
inlawrev-18020	166	5	no	no	DET
inlawrev-18020	166	6	connection	connection	NOUN
inlawrev-18020	166	7	with	with	ADP
inlawrev-18020	166	8	the	the	DET
inlawrev-18020	166	9	garage	garage	NOUN
inlawrev-18020	166	10	,	,	PUNCT
inlawrev-18020	166	11	a	a	DET
inlawrev-18020	166	12	finding	finding	NOUN
inlawrev-18020	166	13	of	of	ADP
inlawrev-18020	166	14	coverage	coverage	NOUN
inlawrev-18020	166	15	would	would	AUX
inlawrev-18020	166	16	be	be	AUX
inlawrev-18020	166	17	well	well	ADV
inlawrev-18020	166	18	beyond	beyond	ADP
inlawrev-18020	166	19	the	the	DET
inlawrev-18020	166	20	intent	intent	NOUN
inlawrev-18020	166	21	of	of	ADP
inlawrev-18020	166	22	the	the	DET
inlawrev-18020	166	23	garage	garage	NOUN
inlawrev-18020	166	24	policy	policy	NOUN
inlawrev-18020	166	25	’s	’s	PART
inlawrev-18020	166	26	language.57	language.57	PROPN
inlawrev-18020	166	27	ii	ii	PROPN
inlawrev-18020	166	28	.	.	PUNCT
inlawrev-18020	167	1	commercial	commercial	ADJ
inlawrev-18020	167	2	general	general	ADJ
inlawrev-18020	167	3	liability	liability	NOUN
inlawrev-18020	167	4	cases	case	NOUN
inlawrev-18020	167	5	a.	a.	NOUN
inlawrev-18020	167	6	court	court	NOUN
inlawrev-18020	167	7	addresses	address	NOUN
inlawrev-18020	167	8	triggering	trigger	VERB
inlawrev-18020	167	9	date	date	NOUN
inlawrev-18020	167	10	of	of	ADP
inlawrev-18020	167	11	multiple	multiple	ADJ
inlawrev-18020	167	12	liability	liability	NOUN
inlawrev-18020	167	13	insurance	insurance	NOUN
inlawrev-18020	167	14	policies	policy	NOUN
inlawrev-18020	167	15	the	the	DET
inlawrev-18020	167	16	decision	decision	NOUN
inlawrev-18020	167	17	in	in	ADP
inlawrev-18020	167	18	grange	grange	PROPN
inlawrev-18020	167	19	mutual	mutual	PROPN
inlawrev-18020	167	20	casualty	casualty	PROPN
inlawrev-18020	167	21	co.	co.	PROPN
inlawrev-18020	168	1	v.	v.	ADP
inlawrev-18020	168	2	west	west	PROPN
inlawrev-18020	168	3	bend	bend	VERB
inlawrev-18020	168	4	mutual	mutual	ADJ
inlawrev-18020	168	5	insurance	insurance	NOUN
inlawrev-18020	168	6	co.58	co.58	NOUN
inlawrev-18020	168	7	presented	present	VERB
inlawrev-18020	168	8	an	an	DET
inlawrev-18020	168	9	interesting	interesting	ADJ
inlawrev-18020	168	10	analysis	analysis	NOUN
inlawrev-18020	168	11	on	on	ADP
inlawrev-18020	168	12	the	the	DET
inlawrev-18020	168	13	application	application	NOUN
inlawrev-18020	168	14	of	of	ADP
inlawrev-18020	168	15	multiple	multiple	ADJ
inlawrev-18020	168	16	liability	liability	NOUN
inlawrev-18020	168	17	insurance	insurance	NOUN
inlawrev-18020	168	18	policies	policy	NOUN
inlawrev-18020	168	19	in	in	ADP
inlawrev-18020	168	20	a	a	DET
inlawrev-18020	168	21	situation	situation	NOUN
inlawrev-18020	168	22	where	where	SCONJ
inlawrev-18020	168	23	damages	damage	NOUN
inlawrev-18020	168	24	were	be	AUX
inlawrev-18020	168	25	not	not	PART
inlawrev-18020	168	26	readily	readily	ADV
inlawrev-18020	168	27	apparent	apparent	ADJ
inlawrev-18020	168	28	.	.	PUNCT
inlawrev-18020	169	1	a	a	DET
inlawrev-18020	169	2	contractor	contractor	NOUN
inlawrev-18020	169	3	was	be	AUX
inlawrev-18020	169	4	hired	hire	VERB
inlawrev-18020	169	5	to	to	PART
inlawrev-18020	169	6	construct	construct	VERB
inlawrev-18020	169	7	a	a	DET
inlawrev-18020	169	8	school	school	NOUN
inlawrev-18020	169	9	,	,	PUNCT
inlawrev-18020	169	10	and	and	CCONJ
inlawrev-18020	169	11	subcontracted	subcontract	VERB
inlawrev-18020	169	12	the	the	DET
inlawrev-18020	169	13	sewer	sewer	NOUN
inlawrev-18020	169	14	installation	installation	NOUN
inlawrev-18020	169	15	and	and	CCONJ
inlawrev-18020	169	16	plumbing	plumbing	NOUN
inlawrev-18020	169	17	work.59	work.59	NOUN
inlawrev-18020	169	18	after	after	SCONJ
inlawrev-18020	169	19	construction	construction	NOUN
inlawrev-18020	169	20	was	be	AUX
inlawrev-18020	169	21	completed	complete	VERB
inlawrev-18020	169	22	,	,	PUNCT
inlawrev-18020	169	23	the	the	DET
inlawrev-18020	169	24	school	school	NOUN
inlawrev-18020	169	25	experienced	experience	VERB
inlawrev-18020	169	26	a	a	DET
inlawrev-18020	169	27	flood	flood	NOUN
inlawrev-18020	169	28	resulting	result	VERB
inlawrev-18020	169	29	in	in	ADP
inlawrev-18020	169	30	significant	significant	ADJ
inlawrev-18020	169	31	water	water	NOUN
inlawrev-18020	169	32	damage	damage	NOUN
inlawrev-18020	169	33	.	.	PUNCT
inlawrev-18020	170	1	the	the	DET
inlawrev-18020	170	2	flooding	flooding	NOUN
inlawrev-18020	170	3	was	be	AUX
inlawrev-18020	170	4	caused	cause	VERB
inlawrev-18020	170	5	by	by	ADP
inlawrev-18020	170	6	a	a	DET
inlawrev-18020	170	7	fractured	fracture	VERB
inlawrev-18020	170	8	storm	storm	NOUN
inlawrev-18020	170	9	drain	drain	NOUN
inlawrev-18020	170	10	pipe	pipe	NOUN
inlawrev-18020	170	11	that	that	PRON
inlawrev-18020	170	12	was	be	AUX
inlawrev-18020	170	13	negligently	negligently	ADV
inlawrev-18020	170	14	installed	instal	VERB
inlawrev-18020	170	15	by	by	ADP
inlawrev-18020	170	16	the	the	DET
inlawrev-18020	170	17	subcontractor.60	subcontractor.60	PROPN
inlawrev-18020	170	18	the	the	DET
inlawrev-18020	170	19	contractor	contractor	NOUN
inlawrev-18020	170	20	’s	’s	PART
inlawrev-18020	170	21	insurance	insurance	NOUN
inlawrev-18020	170	22	company	company	NOUN
inlawrev-18020	170	23	settled	settle	VERB
inlawrev-18020	170	24	with	with	ADP
inlawrev-18020	170	25	the	the	DET
inlawrev-18020	170	26	school	school	NOUN
inlawrev-18020	170	27	on	on	ADP
inlawrev-18020	170	28	its	its	PRON
inlawrev-18020	170	29	claim	claim	NOUN
inlawrev-18020	170	30	for	for	ADP
inlawrev-18020	170	31	the	the	DET
inlawrev-18020	170	32	water	water	NOUN
inlawrev-18020	170	33	damage.61	damage.61	NOUN
inlawrev-18020	170	34	the	the	DET
inlawrev-18020	170	35	insurer	insurer	NOUN
inlawrev-18020	170	36	pursued	pursue	VERB
inlawrev-18020	170	37	a	a	DET
inlawrev-18020	170	38	subrogation	subrogation	NOUN
inlawrev-18020	170	39	and	and	CCONJ
inlawrev-18020	170	40	declaratory	declaratory	ADJ
inlawrev-18020	170	41	judgment	judgment	NOUN
inlawrev-18020	170	42	action	action	NOUN
inlawrev-18020	170	43	against	against	ADP
inlawrev-18020	170	44	the	the	DET
inlawrev-18020	170	45	subcontractor	subcontractor	NOUN
inlawrev-18020	170	46	and	and	CCONJ
inlawrev-18020	170	47	its	its	PRON
inlawrev-18020	170	48	insurers	insurer	NOUN
inlawrev-18020	170	49	to	to	PART
inlawrev-18020	170	50	recover	recover	VERB
inlawrev-18020	170	51	the	the	DET
inlawrev-18020	170	52	amounts	amount	NOUN
inlawrev-18020	170	53	paid	pay	VERB
inlawrev-18020	170	54	to	to	ADP
inlawrev-18020	170	55	the	the	DET
inlawrev-18020	170	56	school	school	NOUN
inlawrev-18020	170	57	.	.	PUNCT
inlawrev-18020	171	1	during	during	ADP
inlawrev-18020	171	2	the	the	DET
inlawrev-18020	171	3	time	time	NOUN
inlawrev-18020	171	4	the	the	DET
inlawrev-18020	171	5	subcontractor	subcontractor	NOUN
inlawrev-18020	171	6	performed	perform	VERB
inlawrev-18020	171	7	the	the	DET
inlawrev-18020	171	8	work	work	NOUN
inlawrev-18020	171	9	for	for	ADP
inlawrev-18020	171	10	the	the	DET
inlawrev-18020	171	11	school	school	NOUN
inlawrev-18020	171	12	,	,	PUNCT
inlawrev-18020	171	13	it	it	PRON
inlawrev-18020	171	14	was	be	AUX
inlawrev-18020	171	15	insured	insure	VERB
inlawrev-18020	171	16	by	by	ADP
inlawrev-18020	171	17	west	west	PROPN
inlawrev-18020	171	18	bend	bend	PROPN
inlawrev-18020	171	19	,	,	PUNCT
inlawrev-18020	171	20	but	but	CCONJ
inlawrev-18020	171	21	at	at	ADP
inlawrev-18020	171	22	the	the	DET
inlawrev-18020	171	23	time	time	NOUN
inlawrev-18020	171	24	the	the	DET
inlawrev-18020	171	25	flooding	flooding	NOUN
inlawrev-18020	171	26	occurred	occur	VERB
inlawrev-18020	171	27	,	,	PUNCT
inlawrev-18020	171	28	the	the	DET
inlawrev-18020	171	29	subcontractor	subcontractor	NOUN
inlawrev-18020	171	30	was	be	AUX
inlawrev-18020	171	31	insured	insure	VERB
inlawrev-18020	171	32	by	by	ADP
inlawrev-18020	171	33	grange.62	grange.62	PROPN
inlawrev-18020	171	34	west	west	PROPN
inlawrev-18020	171	35	bend	bend	PROPN
inlawrev-18020	171	36	and	and	CCONJ
inlawrev-18020	171	37	grange	grange	PROPN
inlawrev-18020	171	38	settled	settle	VERB
inlawrev-18020	171	39	the	the	DET
inlawrev-18020	171	40	subrogation	subrogation	NOUN
inlawrev-18020	171	41	claim	claim	NOUN
inlawrev-18020	171	42	of	of	ADP
inlawrev-18020	171	43	the	the	DET
inlawrev-18020	171	44	contractor	contractor	NOUN
inlawrev-18020	171	45	’s	’s	PART
inlawrev-18020	171	46	insurer	insurer	NOUN
inlawrev-18020	171	47	,	,	PUNCT
inlawrev-18020	171	48	and	and	CCONJ
inlawrev-18020	171	49	filed	file	VERB
inlawrev-18020	171	50	declaratory	declaratory	ADJ
inlawrev-18020	171	51	judgment	judgment	NOUN
inlawrev-18020	171	52	actions	action	NOUN
inlawrev-18020	171	53	against	against	ADP
inlawrev-18020	171	54	each	each	DET
inlawrev-18020	171	55	other	other	ADJ
inlawrev-18020	171	56	to	to	PART
inlawrev-18020	171	57	determine	determine	VERB
inlawrev-18020	171	58	which	which	DET
inlawrev-18020	171	59	policy	policy	NOUN
inlawrev-18020	171	60	was	be	AUX
inlawrev-18020	171	61	triggered	trigger	VERB
inlawrev-18020	171	62	to	to	PART
inlawrev-18020	171	63	provide	provide	VERB
inlawrev-18020	171	64	coverage	coverage	NOUN
inlawrev-18020	171	65	to	to	ADP
inlawrev-18020	171	66	the	the	DET
inlawrev-18020	171	67	subcontractor.63	subcontractor.63	ADJ
inlawrev-18020	171	68	each	each	DET
inlawrev-18020	171	69	insurer	insurer	NOUN
inlawrev-18020	171	70	also	also	ADV
inlawrev-18020	171	71	filed	file	VERB
inlawrev-18020	171	72	cross	cross	NOUN
inlawrev-18020	171	73	-	-	NOUN
inlawrev-18020	171	74	motions	motion	NOUN
inlawrev-18020	171	75	for	for	ADP
inlawrev-18020	171	76	summary	summary	NOUN
inlawrev-18020	171	77	judgment	judgment	NOUN
inlawrev-18020	171	78	,	,	PUNCT
inlawrev-18020	171	79	contending	contend	VERB
inlawrev-18020	171	80	that	that	SCONJ
inlawrev-18020	171	81	54	54	NUM
inlawrev-18020	171	82	.	.	PUNCT
inlawrev-18020	172	1	i	i	PRON
inlawrev-18020	172	2	d.	d.	PROPN
inlawrev-18020	172	3	at	at	ADP
inlawrev-18020	172	4	417	417	NUM
inlawrev-18020	172	5	-	-	SYM
inlawrev-18020	172	6	18	18	NUM
inlawrev-18020	172	7	(	(	PUNCT
inlawrev-18020	172	8	quoting	quote	VERB
inlawrev-18020	172	9	auto	auto	NOUN
inlawrev-18020	172	10	.	.	PUNCT
inlawrev-18020	173	1	underwriters	underwriter	NOUN
inlawrev-18020	173	2	,	,	PUNCT
inlawrev-18020	173	3	inc	inc	PROPN
inlawrev-18020	173	4	.	.	PROPN
inlawrev-18020	174	1	v.	v.	PROPN
inlawrev-18020	174	2	hitch	hitch	PROPN
inlawrev-18020	174	3	,	,	PUNCT
inlawrev-18020	174	4	349	349	NUM
inlawrev-18020	174	5	n.e.2d	n.e.2d	NOUN
inlawrev-18020	174	6	271	271	NUM
inlawrev-18020	174	7	,	,	PUNCT
inlawrev-18020	174	8	274	274	NUM
inlawrev-18020	174	9	(	(	PUNCT
inlawrev-18020	174	10	ind	ind	NOUN
inlawrev-18020	174	11	.	.	PUNCT
inlawrev-18020	175	1	ct	ct	PROPN
inlawrev-18020	175	2	.	.	PUNCT
inlawrev-18020	176	1	app	app	PROPN
inlawrev-18020	176	2	.	.	PROPN
inlawrev-18020	176	3	1976	1976	NUM
inlawrev-18020	176	4	)	)	PUNCT
inlawrev-18020	176	5	)	)	PUNCT
inlawrev-18020	176	6	.	.	PUNCT
inlawrev-18020	177	1	55	55	NUM
inlawrev-18020	177	2	.	.	PUNCT
inlawrev-18020	178	1	i	i	PRON
inlawrev-18020	178	2	d.	d.	PROPN
inlawrev-18020	178	3	56	56	NUM
inlawrev-18020	178	4	.	.	PUNCT
inlawrev-18020	179	1	i	i	PRON
inlawrev-18020	179	2	d.	d.	PROPN
inlawrev-18020	179	3	at	at	ADP
inlawrev-18020	179	4	418	418	NUM
inlawrev-18020	179	5	.	.	PUNCT
inlawrev-18020	180	1	57	57	NUM
inlawrev-18020	180	2	.	.	PUNCT
inlawrev-18020	181	1	see	see	VERB
inlawrev-18020	181	2	i	i	PRON
inlawrev-18020	181	3	d.	d.	PROPN
inlawrev-18020	181	4	58	58	NUM
inlawrev-18020	181	5	.	.	PUNCT
inlawrev-18020	182	1	946	946	NUM
inlawrev-18020	182	2	n.e.2d	n.e.2d	NOUN
inlawrev-18020	182	3	593	593	NUM
inlawrev-18020	182	4	(	(	PUNCT
inlawrev-18020	182	5	ind	ind	NOUN
inlawrev-18020	182	6	.	.	PUNCT
inlawrev-18020	183	1	ct	ct	PROPN
inlawrev-18020	183	2	.	.	PUNCT
inlawrev-18020	184	1	app	app	PROPN
inlawrev-18020	184	2	.	.	PROPN
inlawrev-18020	185	1	2011	2011	NUM
inlawrev-18020	185	2	)	)	PUNCT
inlawrev-18020	185	3	.	.	PUNCT
inlawrev-18020	186	1	59	59	NUM
inlawrev-18020	186	2	.	.	PUNCT
inlawrev-18020	187	1	i	i	PRON
inlawrev-18020	187	2	d.	d.	PROPN
inlawrev-18020	187	3	at	at	ADP
inlawrev-18020	187	4	594	594	NUM
inlawrev-18020	187	5	.	.	PUNCT
inlawrev-18020	187	6	60	60	NUM
inlawrev-18020	187	7	.	.	PUNCT
inlawrev-18020	188	1	i	i	PRON
inlawrev-18020	188	2	d.	d.	PROPN
inlawrev-18020	188	3	61	61	NUM
inlawrev-18020	188	4	.	.	PUNCT
inlawrev-18020	189	1	i	i	PRON
inlawrev-18020	189	2	d.	d.	PROPN
inlawrev-18020	189	3	62	62	NUM
inlawrev-18020	189	4	.	.	PUNCT
inlawrev-18020	190	1	i	i	PRON
inlawrev-18020	190	2	d.	d.	PROPN
inlawrev-18020	190	3	63	63	NUM
inlawrev-18020	190	4	.	.	PUNCT
inlawrev-18020	191	1	i	i	PRON
inlawrev-18020	191	2	d.	d.	PROPN
inlawrev-18020	191	3	1234	1234	NUM
inlawrev-18020	191	4	indiana	indiana	PROPN
inlawrev-18020	191	5	law	law	PROPN
inlawrev-18020	191	6	review	review	NOUN
inlawrev-18020	192	1	[	[	X
inlawrev-18020	192	2	vol	vol	NOUN
inlawrev-18020	192	3	.	.	PUNCT
inlawrev-18020	193	1	45:1227	45:1227	NUM
inlawrev-18020	193	2	there	there	PRON
inlawrev-18020	193	3	was	be	VERB
inlawrev-18020	193	4	no	no	DET
inlawrev-18020	193	5	“	"	PUNCT
inlawrev-18020	193	6	occurrence”64	occurrence”64	PROPN
inlawrev-18020	193	7	as	as	SCONJ
inlawrev-18020	193	8	required	require	VERB
inlawrev-18020	193	9	in	in	ADP
inlawrev-18020	193	10	their	their	PRON
inlawrev-18020	193	11	policy	policy	NOUN
inlawrev-18020	193	12	to	to	PART
inlawrev-18020	193	13	establish	establish	VERB
inlawrev-18020	193	14	coverage.65	coverage.65	NOUN
inlawrev-18020	193	15	the	the	DET
inlawrev-18020	193	16	trial	trial	NOUN
inlawrev-18020	193	17	court	court	NOUN
inlawrev-18020	193	18	concluded	conclude	VERB
inlawrev-18020	193	19	that	that	SCONJ
inlawrev-18020	193	20	an	an	DET
inlawrev-18020	193	21	“	"	PUNCT
inlawrev-18020	193	22	occurrence	occurrence	NOUN
inlawrev-18020	193	23	”	"	PUNCT
inlawrev-18020	193	24	existed	exist	VERB
inlawrev-18020	193	25	at	at	ADP
inlawrev-18020	193	26	the	the	DET
inlawrev-18020	193	27	time	time	NOUN
inlawrev-18020	193	28	the	the	DET
inlawrev-18020	193	29	flooding	flooding	NOUN
inlawrev-18020	193	30	occurred.66	occurred.66	NOUN
inlawrev-18020	193	31	thus	thus	ADV
inlawrev-18020	193	32	,	,	PUNCT
inlawrev-18020	193	33	the	the	DET
inlawrev-18020	193	34	trial	trial	NOUN
inlawrev-18020	193	35	court	court	NOUN
inlawrev-18020	193	36	granted	grant	VERB
inlawrev-18020	193	37	summary	summary	NOUN
inlawrev-18020	193	38	judgment	judgment	NOUN
inlawrev-18020	193	39	to	to	ADP
inlawrev-18020	193	40	west	west	PROPN
inlawrev-18020	193	41	bend	bend	VERB
inlawrev-18020	193	42	,	,	PUNCT
inlawrev-18020	193	43	and	and	CCONJ
inlawrev-18020	193	44	denied	deny	VERB
inlawrev-18020	193	45	summary	summary	NOUN
inlawrev-18020	193	46	judgment	judgment	NOUN
inlawrev-18020	193	47	to	to	PART
inlawrev-18020	193	48	grange.67	grange.67	VERB
inlawrev-18020	193	49	on	on	ADP
inlawrev-18020	193	50	appeal	appeal	NOUN
inlawrev-18020	193	51	,	,	PUNCT
inlawrev-18020	193	52	the	the	DET
inlawrev-18020	193	53	court	court	NOUN
inlawrev-18020	193	54	observed	observe	VERB
inlawrev-18020	193	55	that	that	SCONJ
inlawrev-18020	193	56	each	each	DET
inlawrev-18020	193	57	insurer	insurer	NOUN
inlawrev-18020	193	58	incorrectly	incorrectly	ADV
inlawrev-18020	193	59	focused	focus	VERB
inlawrev-18020	193	60	upon	upon	SCONJ
inlawrev-18020	193	61	the	the	DET
inlawrev-18020	193	62	timing	timing	NOUN
inlawrev-18020	193	63	of	of	ADP
inlawrev-18020	193	64	when	when	SCONJ
inlawrev-18020	193	65	the	the	DET
inlawrev-18020	193	66	work	work	NOUN
inlawrev-18020	193	67	was	be	AUX
inlawrev-18020	193	68	performed	perform	VERB
inlawrev-18020	193	69	in	in	ADP
inlawrev-18020	193	70	determining	determine	VERB
inlawrev-18020	193	71	whether	whether	SCONJ
inlawrev-18020	193	72	there	there	PRON
inlawrev-18020	193	73	was	be	VERB
inlawrev-18020	193	74	an	an	DET
inlawrev-18020	193	75	“	"	PUNCT
inlawrev-18020	193	76	occurrence	occurrence	NOUN
inlawrev-18020	193	77	.	.	PUNCT
inlawrev-18020	194	1	”68	”68	PROPN
inlawrev-18020	194	2	instead	instead	ADV
inlawrev-18020	194	3	,	,	PUNCT
inlawrev-18020	194	4	the	the	DET
inlawrev-18020	194	5	proper	proper	ADJ
inlawrev-18020	194	6	focus	focus	NOUN
inlawrev-18020	194	7	should	should	AUX
inlawrev-18020	194	8	have	have	AUX
inlawrev-18020	194	9	been	be	AUX
inlawrev-18020	194	10	on	on	ADP
inlawrev-18020	194	11	“	"	PUNCT
inlawrev-18020	194	12	the	the	DET
inlawrev-18020	194	13	timing	timing	NOUN
inlawrev-18020	194	14	of	of	ADP
inlawrev-18020	194	15	the	the	DET
inlawrev-18020	194	16	property	property	NOUN
inlawrev-18020	194	17	damage	damage	NOUN
inlawrev-18020	194	18	,	,	PUNCT
inlawrev-18020	194	19	”	"	PUNCT
inlawrev-18020	194	20	which	which	PRON
inlawrev-18020	194	21	was	be	AUX
inlawrev-18020	194	22	what	what	PRON
inlawrev-18020	194	23	the	the	DET
inlawrev-18020	194	24	policy	policy	NOUN
inlawrev-18020	194	25	required	require	VERB
inlawrev-18020	194	26	in	in	ADP
inlawrev-18020	194	27	order	order	NOUN
inlawrev-18020	194	28	trigger	trigger	NOUN
inlawrev-18020	194	29	a	a	DET
inlawrev-18020	194	30	coverage	coverage	NOUN
inlawrev-18020	194	31	obligation.69	obligation.69	NOUN
inlawrev-18020	194	32	the	the	DET
inlawrev-18020	194	33	court	court	NOUN
inlawrev-18020	194	34	concluded	conclude	VERB
inlawrev-18020	194	35	that	that	SCONJ
inlawrev-18020	194	36	both	both	DET
inlawrev-18020	194	37	companies	company	NOUN
inlawrev-18020	194	38	’	’	PART
inlawrev-18020	194	39	policies	policy	NOUN
inlawrev-18020	194	40	were	be	AUX
inlawrev-18020	194	41	triggered.70	triggered.70	ADP
inlawrev-18020	194	42	the	the	DET
inlawrev-18020	194	43	grange	grange	PROPN
inlawrev-18020	194	44	policy	policy	NOUN
inlawrev-18020	194	45	was	be	AUX
inlawrev-18020	194	46	found	find	VERB
inlawrev-18020	194	47	to	to	PART
inlawrev-18020	194	48	apply	apply	VERB
inlawrev-18020	194	49	because	because	SCONJ
inlawrev-18020	194	50	the	the	DET
inlawrev-18020	194	51	water	water	NOUN
inlawrev-18020	194	52	damage	damage	NOUN
inlawrev-18020	194	53	clearly	clearly	ADV
inlawrev-18020	194	54	occurred	occur	VERB
inlawrev-18020	194	55	during	during	ADP
inlawrev-18020	194	56	its	its	PRON
inlawrev-18020	194	57	policy	policy	NOUN
inlawrev-18020	194	58	period.71	period.71	NOUN
inlawrev-18020	194	59	the	the	DET
inlawrev-18020	194	60	court	court	NOUN
inlawrev-18020	194	61	also	also	ADV
inlawrev-18020	194	62	concluded	conclude	VERB
inlawrev-18020	194	63	that	that	SCONJ
inlawrev-18020	194	64	the	the	DET
inlawrev-18020	194	65	west	west	NOUN
inlawrev-18020	194	66	bend	bend	NOUN
inlawrev-18020	194	67	policy	policy	NOUN
inlawrev-18020	194	68	was	be	AUX
inlawrev-18020	194	69	implicated	implicate	VERB
inlawrev-18020	194	70	because	because	SCONJ
inlawrev-18020	194	71	it	it	PRON
inlawrev-18020	194	72	covered	cover	VERB
inlawrev-18020	194	73	the	the	DET
inlawrev-18020	194	74	subcontractor	subcontractor	NOUN
inlawrev-18020	194	75	at	at	ADP
inlawrev-18020	194	76	the	the	DET
inlawrev-18020	194	77	time	time	NOUN
inlawrev-18020	194	78	it	it	PRON
inlawrev-18020	194	79	negligently	negligently	ADV
inlawrev-18020	194	80	installed	instal	VERB
inlawrev-18020	194	81	the	the	DET
inlawrev-18020	194	82	storm	storm	NOUN
inlawrev-18020	194	83	drain.72	drain.72	NOUN
inlawrev-18020	194	84	additionally	additionally	ADV
inlawrev-18020	194	85	,	,	PUNCT
inlawrev-18020	194	86	because	because	SCONJ
inlawrev-18020	194	87	the	the	DET
inlawrev-18020	194	88	west	west	NOUN
inlawrev-18020	194	89	bend	bend	VERB
inlawrev-18020	194	90	policy	policy	NOUN
inlawrev-18020	194	91	also	also	ADV
inlawrev-18020	194	92	provided	provide	VERB
inlawrev-18020	194	93	coverage	coverage	NOUN
inlawrev-18020	194	94	for	for	ADP
inlawrev-18020	194	95	“	"	PUNCT
inlawrev-18020	194	96	any	any	DET
inlawrev-18020	194	97	continuation	continuation	NOUN
inlawrev-18020	194	98	,	,	PUNCT
inlawrev-18020	194	99	change	change	NOUN
inlawrev-18020	194	100	or	or	CCONJ
inlawrev-18020	194	101	resumption	resumption	NOUN
inlawrev-18020	194	102	of	of	ADP
inlawrev-18020	194	103	that	that	PRON
inlawrev-18020	194	104	.	.	PUNCT
inlawrev-18020	194	105	.	.	PUNCT
inlawrev-18020	194	106	.	.	PUNCT
inlawrev-18020	195	1	‘	'	PUNCT
inlawrev-18020	195	2	property	property	NOUN
inlawrev-18020	195	3	damage	damage	NOUN
inlawrev-18020	195	4	’	'	PUNCT
inlawrev-18020	195	5	after	after	ADP
inlawrev-18020	195	6	the	the	DET
inlawrev-18020	195	7	end	end	NOUN
inlawrev-18020	195	8	of	of	ADP
inlawrev-18020	195	9	the	the	DET
inlawrev-18020	195	10	policy	policy	NOUN
inlawrev-18020	195	11	period	period	NOUN
inlawrev-18020	195	12	,	,	PUNCT
inlawrev-18020	195	13	”	"	PUNCT
inlawrev-18020	195	14	the	the	DET
inlawrev-18020	195	15	court	court	NOUN
inlawrev-18020	195	16	determined	determine	VERB
inlawrev-18020	195	17	the	the	DET
inlawrev-18020	195	18	policy	policy	NOUN
inlawrev-18020	195	19	encompassed	encompass	VERB
inlawrev-18020	195	20	the	the	DET
inlawrev-18020	195	21	water	water	NOUN
inlawrev-18020	195	22	damage	damage	NOUN
inlawrev-18020	195	23	resulting	result	VERB
inlawrev-18020	195	24	from	from	ADP
inlawrev-18020	195	25	the	the	DET
inlawrev-18020	195	26	damaged	damage	VERB
inlawrev-18020	195	27	drain	drain	NOUN
inlawrev-18020	195	28	pipe	pipe	NOUN
inlawrev-18020	195	29	,	,	PUNCT
inlawrev-18020	195	30	even	even	ADV
inlawrev-18020	195	31	though	though	SCONJ
inlawrev-18020	195	32	the	the	DET
inlawrev-18020	195	33	damage	damage	NOUN
inlawrev-18020	195	34	manifested	manifest	VERB
inlawrev-18020	195	35	after	after	ADP
inlawrev-18020	195	36	the	the	DET
inlawrev-18020	195	37	end	end	NOUN
inlawrev-18020	195	38	of	of	ADP
inlawrev-18020	195	39	the	the	DET
inlawrev-18020	195	40	west	west	NOUN
inlawrev-18020	195	41	bend	bend	VERB
inlawrev-18020	195	42	policy	policy	NOUN
inlawrev-18020	195	43	period.73	period.73	PROPN
inlawrev-18020	195	44	b.	b.	PROPN
inlawrev-18020	195	45	court	court	PROPN
inlawrev-18020	195	46	determines	determine	VERB
inlawrev-18020	195	47	that	that	SCONJ
inlawrev-18020	195	48	liability	liability	NOUN
inlawrev-18020	195	49	policy	policy	NOUN
inlawrev-18020	195	50	provides	provide	VERB
inlawrev-18020	195	51	no	no	DET
inlawrev-18020	195	52	coverage	coverage	NOUN
inlawrev-18020	195	53	for	for	ADP
inlawrev-18020	195	54	prospective	prospective	ADJ
inlawrev-18020	195	55	damages	damage	NOUN
inlawrev-18020	195	56	from	from	ADP
inlawrev-18020	195	57	a	a	DET
inlawrev-18020	195	58	loss	loss	NOUN
inlawrev-18020	195	59	in	in	ADP
inlawrev-18020	195	60	continental	continental	PROPN
inlawrev-18020	195	61	casualty	casualty	PROPN
inlawrev-18020	195	62	co.	co.	PROPN
inlawrev-18020	195	63	v.	v.	ADP
inlawrev-18020	195	64	sycamore	sycamore	PROPN
inlawrev-18020	195	65	springs	spring	NOUN
inlawrev-18020	195	66	homeowners	homeowner	NOUN
inlawrev-18020	195	67	ass’n	ass’n	VERB
inlawrev-18020	195	68	,	,	PUNCT
inlawrev-18020	195	69	inc	inc	PROPN
inlawrev-18020	195	70	.	.	PROPN
inlawrev-18020	195	71	,74	,74	PUNCT
inlawrev-18020	195	72	the	the	DET
inlawrev-18020	195	73	seventh	seventh	ADJ
inlawrev-18020	195	74	circuit	circuit	NOUN
inlawrev-18020	195	75	addressed	address	VERB
inlawrev-18020	195	76	whether	whether	SCONJ
inlawrev-18020	195	77	an	an	DET
inlawrev-18020	195	78	assignee	assignee	NOUN
inlawrev-18020	195	79	of	of	ADP
inlawrev-18020	195	80	an	an	DET
inlawrev-18020	195	81	insured	insure	VERB
inlawrev-18020	195	82	’s	’s	NOUN
inlawrev-18020	195	83	rights	right	NOUN
inlawrev-18020	195	84	under	under	ADP
inlawrev-18020	195	85	a	a	DET
inlawrev-18020	195	86	commercial	commercial	ADJ
inlawrev-18020	195	87	general	general	ADJ
inlawrev-18020	195	88	liability	liability	NOUN
inlawrev-18020	195	89	policy	policy	NOUN
inlawrev-18020	195	90	could	could	AUX
inlawrev-18020	195	91	recover	recover	VERB
inlawrev-18020	195	92	for	for	ADP
inlawrev-18020	195	93	prospective	prospective	ADJ
inlawrev-18020	195	94	damages	damage	NOUN
inlawrev-18020	195	95	.	.	PUNCT
inlawrev-18020	196	1	a	a	DET
inlawrev-18020	196	2	residential	residential	ADJ
inlawrev-18020	196	3	developer	developer	NOUN
inlawrev-18020	196	4	built	build	VERB
inlawrev-18020	196	5	a	a	DET
inlawrev-18020	196	6	subdivision	subdivision	NOUN
inlawrev-18020	196	7	in	in	ADP
inlawrev-18020	196	8	a	a	DET
inlawrev-18020	196	9	low	low	ADV
inlawrev-18020	196	10	-	-	PUNCT
inlawrev-18020	196	11	lying	lie	VERB
inlawrev-18020	196	12	area	area	NOUN
inlawrev-18020	196	13	which	which	PRON
inlawrev-18020	196	14	was	be	AUX
inlawrev-18020	196	15	subject	subject	ADJ
inlawrev-18020	196	16	to	to	ADP
inlawrev-18020	196	17	flooding.75	flooding.75	VERB
inlawrev-18020	196	18	the	the	DET
inlawrev-18020	196	19	developer	developer	NOUN
inlawrev-18020	196	20	used	use	VERB
inlawrev-18020	196	21	a	a	DET
inlawrev-18020	196	22	builder	builder	NOUN
inlawrev-18020	196	23	who	who	PRON
inlawrev-18020	196	24	was	be	AUX
inlawrev-18020	196	25	insured	insure	VERB
inlawrev-18020	196	26	with	with	ADP
inlawrev-18020	196	27	continental	continental	PROPN
inlawrev-18020	196	28	casualty	casualty	PROPN
inlawrev-18020	196	29	company	company	NOUN
inlawrev-18020	196	30	.	.	PUNCT
inlawrev-18020	197	1	during	during	ADP
inlawrev-18020	197	2	construction	construction	NOUN
inlawrev-18020	197	3	,	,	PUNCT
inlawrev-18020	197	4	the	the	DET
inlawrev-18020	197	5	builder	builder	NOUN
inlawrev-18020	197	6	filled	fill	VERB
inlawrev-18020	197	7	a	a	DET
inlawrev-18020	197	8	retention	retention	NOUN
inlawrev-18020	197	9	pond	pond	NOUN
inlawrev-18020	197	10	,	,	PUNCT
inlawrev-18020	197	11	and	and	CCONJ
inlawrev-18020	197	12	also	also	ADV
inlawrev-18020	197	13	built	build	VERB
inlawrev-18020	197	14	along	along	ADP
inlawrev-18020	197	15	other	other	ADJ
inlawrev-18020	197	16	areas	area	NOUN
inlawrev-18020	197	17	which	which	PRON
inlawrev-18020	197	18	resulted	result	VERB
inlawrev-18020	197	19	in	in	ADP
inlawrev-18020	197	20	a	a	DET
inlawrev-18020	197	21	reduction	reduction	NOUN
inlawrev-18020	197	22	of	of	ADP
inlawrev-18020	197	23	the	the	DET
inlawrev-18020	197	24	subdivision	subdivision	NOUN
inlawrev-18020	197	25	’s	’s	PART
inlawrev-18020	197	26	ability	ability	NOUN
inlawrev-18020	197	27	to	to	PART
inlawrev-18020	197	28	absorb	absorb	VERB
inlawrev-18020	197	29	rainwater	rainwater	NOUN
inlawrev-18020	197	30	.	.	PUNCT
inlawrev-18020	198	1	after	after	ADP
inlawrev-18020	198	2	a	a	DET
inlawrev-18020	198	3	significant	significant	ADJ
inlawrev-18020	198	4	amount	amount	NOUN
inlawrev-18020	198	5	of	of	ADP
inlawrev-18020	198	6	rain	rain	NOUN
inlawrev-18020	198	7	,	,	PUNCT
inlawrev-18020	198	8	the	the	DET
inlawrev-18020	198	9	subdivision	subdivision	NOUN
inlawrev-18020	198	10	64	64	NUM
inlawrev-18020	198	11	.	.	PUNCT
inlawrev-18020	199	1	the	the	DET
inlawrev-18020	199	2	policies	policy	NOUN
inlawrev-18020	199	3	defined	define	VERB
inlawrev-18020	199	4	an	an	DET
inlawrev-18020	199	5	occurrence	occurrence	NOUN
inlawrev-18020	199	6	as	as	ADP
inlawrev-18020	199	7	“	"	PUNCT
inlawrev-18020	199	8	an	an	DET
inlawrev-18020	199	9	accident	accident	NOUN
inlawrev-18020	199	10	,	,	PUNCT
inlawrev-18020	199	11	including	include	VERB
inlawrev-18020	199	12	continuous	continuous	ADJ
inlawrev-18020	199	13	or	or	CCONJ
inlawrev-18020	199	14	repeated	repeat	VERB
inlawrev-18020	199	15	exposure	exposure	NOUN
inlawrev-18020	199	16	to	to	ADP
inlawrev-18020	199	17	substantially	substantially	ADV
inlawrev-18020	199	18	the	the	DET
inlawrev-18020	199	19	same	same	ADJ
inlawrev-18020	199	20	general	general	ADJ
inlawrev-18020	199	21	harmful	harmful	ADJ
inlawrev-18020	199	22	conditions	condition	NOUN
inlawrev-18020	199	23	.	.	PUNCT
inlawrev-18020	199	24	”	"	PUNCT
inlawrev-18020	200	1	i	i	PRON
inlawrev-18020	200	2	d.	d.	VERB
inlawrev-18020	200	3	at	at	ADP
inlawrev-18020	200	4	595	595	NUM
inlawrev-18020	200	5	n.3	n.3	NOUN
inlawrev-18020	200	6	.	.	PUNCT
inlawrev-18020	201	1	65	65	NUM
inlawrev-18020	201	2	.	.	PUNCT
inlawrev-18020	202	1	i	i	PRON
inlawrev-18020	202	2	d.	d.	PROPN
inlawrev-18020	202	3	at	at	ADP
inlawrev-18020	202	4	595	595	NUM
inlawrev-18020	202	5	.	.	PUNCT
inlawrev-18020	203	1	66	66	NUM
inlawrev-18020	203	2	.	.	PUNCT
inlawrev-18020	204	1	i	i	PRON
inlawrev-18020	204	2	d.	d.	PROPN
inlawrev-18020	204	3	at	at	ADP
inlawrev-18020	204	4	595	595	NUM
inlawrev-18020	204	5	-	-	SYM
inlawrev-18020	204	6	96	96	NUM
inlawrev-18020	204	7	.	.	PUNCT
inlawrev-18020	204	8	67	67	NUM
inlawrev-18020	204	9	.	.	PUNCT
inlawrev-18020	205	1	i	i	PRON
inlawrev-18020	205	2	d.	d.	PROPN
inlawrev-18020	205	3	68	68	NUM
inlawrev-18020	205	4	.	.	PUNCT
inlawrev-18020	206	1	i	i	PRON
inlawrev-18020	206	2	d.	d.	PROPN
inlawrev-18020	206	3	at	at	ADP
inlawrev-18020	206	4	595	595	NUM
inlawrev-18020	206	5	.	.	PUNCT
inlawrev-18020	207	1	69	69	NUM
inlawrev-18020	207	2	.	.	PUNCT
inlawrev-18020	208	1	i	i	PRON
inlawrev-18020	208	2	d.	d.	PROPN
inlawrev-18020	208	3	70	70	NUM
inlawrev-18020	208	4	.	.	PUNCT
inlawrev-18020	209	1	i	i	PRON
inlawrev-18020	209	2	d.	d.	PROPN
inlawrev-18020	209	3	at	at	ADP
inlawrev-18020	209	4	597	597	NUM
inlawrev-18020	209	5	.	.	PUNCT
inlawrev-18020	210	1	71	71	NUM
inlawrev-18020	210	2	.	.	PUNCT
inlawrev-18020	211	1	i	i	PRON
inlawrev-18020	211	2	d.	d.	PROPN
inlawrev-18020	211	3	72	72	NUM
inlawrev-18020	211	4	.	.	PUNCT
inlawrev-18020	212	1	i	i	PRON
inlawrev-18020	212	2	d.	d.	PROPN
inlawrev-18020	212	3	73	73	NUM
inlawrev-18020	212	4	.	.	PUNCT
inlawrev-18020	213	1	i	i	PRON
inlawrev-18020	213	2	d.	d.	PROPN
inlawrev-18020	213	3	(	(	PUNCT
inlawrev-18020	213	4	alteration	alteration	NOUN
inlawrev-18020	213	5	in	in	ADP
inlawrev-18020	213	6	original	original	ADJ
inlawrev-18020	213	7	)	)	PUNCT
inlawrev-18020	213	8	.	.	PUNCT
inlawrev-18020	214	1	74	74	NUM
inlawrev-18020	214	2	.	.	X
inlawrev-18020	215	1	652	652	NUM
inlawrev-18020	215	2	f.3d	f.3d	NUM
inlawrev-18020	215	3	804	804	NUM
inlawrev-18020	215	4	(	(	PUNCT
inlawrev-18020	215	5	7th	7th	ADJ
inlawrev-18020	215	6	cir	cir	NOUN
inlawrev-18020	215	7	.	.	PUNCT
inlawrev-18020	215	8	2011	2011	NUM
inlawrev-18020	215	9	)	)	PUNCT
inlawrev-18020	215	10	.	.	PUNCT
inlawrev-18020	216	1	75	75	NUM
inlawrev-18020	216	2	.	.	PUNCT
inlawrev-18020	217	1	i	i	PRON
inlawrev-18020	217	2	d.	d.	PROPN
inlawrev-18020	217	3	at	at	ADP
inlawrev-18020	217	4	804	804	NUM
inlawrev-18020	217	5	.	.	PUNCT
inlawrev-18020	217	6	2012	2012	NUM
inlawrev-18020	217	7	]	]	PUNCT
inlawrev-18020	217	8	insurance	insurance	NOUN
inlawrev-18020	217	9	law	law	NOUN
inlawrev-18020	217	10	1235	1235	NUM
inlawrev-18020	217	11	flooded	flood	VERB
inlawrev-18020	217	12	,	,	PUNCT
inlawrev-18020	217	13	and	and	CCONJ
inlawrev-18020	217	14	a	a	DET
inlawrev-18020	217	15	number	number	NOUN
inlawrev-18020	217	16	of	of	ADP
inlawrev-18020	217	17	homes	home	NOUN
inlawrev-18020	217	18	were	be	AUX
inlawrev-18020	217	19	damaged.76	damaged.76	PROPN
inlawrev-18020	217	20	the	the	DET
inlawrev-18020	217	21	homeowners	homeowner	NOUN
inlawrev-18020	217	22	association	association	PROPN
inlawrev-18020	217	23	sued	sue	VERB
inlawrev-18020	217	24	the	the	DET
inlawrev-18020	217	25	builder.77	builder.77	NOUN
inlawrev-18020	217	26	in	in	ADP
inlawrev-18020	217	27	its	its	PRON
inlawrev-18020	217	28	complaint	complaint	NOUN
inlawrev-18020	217	29	,	,	PUNCT
inlawrev-18020	217	30	the	the	DET
inlawrev-18020	217	31	association	association	NOUN
inlawrev-18020	217	32	asked	ask	VERB
inlawrev-18020	217	33	that	that	SCONJ
inlawrev-18020	217	34	the	the	DET
inlawrev-18020	217	35	builder	builder	NOUN
inlawrev-18020	217	36	pay	pay	VERB
inlawrev-18020	217	37	damages	damage	NOUN
inlawrev-18020	217	38	and	and	CCONJ
inlawrev-18020	217	39	undertake	undertake	VERB
inlawrev-18020	217	40	efforts	effort	NOUN
inlawrev-18020	217	41	to	to	PART
inlawrev-18020	217	42	reduce	reduce	VERB
inlawrev-18020	217	43	future	future	ADJ
inlawrev-18020	217	44	flooding.78	flooding.78	NOUN
inlawrev-18020	217	45	the	the	DET
inlawrev-18020	217	46	builder	builder	NOUN
inlawrev-18020	217	47	passed	pass	VERB
inlawrev-18020	217	48	the	the	DET
inlawrev-18020	217	49	lawsuit	lawsuit	NOUN
inlawrev-18020	217	50	on	on	ADP
inlawrev-18020	217	51	to	to	ADP
inlawrev-18020	217	52	continental	continental	NOUN
inlawrev-18020	217	53	,	,	PUNCT
inlawrev-18020	217	54	which	which	PRON
inlawrev-18020	217	55	filed	file	VERB
inlawrev-18020	217	56	a	a	DET
inlawrev-18020	217	57	declaratory	declaratory	ADJ
inlawrev-18020	217	58	judgment	judgment	NOUN
inlawrev-18020	217	59	action	action	NOUN
inlawrev-18020	217	60	,	,	PUNCT
inlawrev-18020	217	61	contending	contend	VERB
inlawrev-18020	217	62	insurance	insurance	NOUN
inlawrev-18020	217	63	coverage	coverage	NOUN
inlawrev-18020	217	64	was	be	AUX
inlawrev-18020	217	65	not	not	PART
inlawrev-18020	217	66	owed	owe	VERB
inlawrev-18020	217	67	.	.	PUNCT
inlawrev-18020	218	1	the	the	DET
inlawrev-18020	218	2	association	association	NOUN
inlawrev-18020	218	3	settled	settle	VERB
inlawrev-18020	218	4	its	its	PRON
inlawrev-18020	218	5	lawsuit	lawsuit	NOUN
inlawrev-18020	218	6	with	with	ADP
inlawrev-18020	218	7	the	the	DET
inlawrev-18020	218	8	builder	builder	NOUN
inlawrev-18020	218	9	,	,	PUNCT
inlawrev-18020	218	10	where	where	SCONJ
inlawrev-18020	218	11	the	the	DET
inlawrev-18020	218	12	builder	builder	NOUN
inlawrev-18020	218	13	paid	pay	VERB
inlawrev-18020	218	14	only	only	ADV
inlawrev-18020	218	15	a	a	DET
inlawrev-18020	218	16	portion	portion	NOUN
inlawrev-18020	218	17	of	of	ADP
inlawrev-18020	218	18	the	the	DET
inlawrev-18020	218	19	settlement	settlement	NOUN
inlawrev-18020	218	20	,	,	PUNCT
inlawrev-18020	218	21	and	and	CCONJ
inlawrev-18020	218	22	the	the	DET
inlawrev-18020	218	23	association	association	NOUN
inlawrev-18020	218	24	retained	retain	VERB
inlawrev-18020	218	25	an	an	DET
inlawrev-18020	218	26	assignment	assignment	NOUN
inlawrev-18020	218	27	to	to	PART
inlawrev-18020	218	28	pursue	pursue	VERB
inlawrev-18020	218	29	the	the	DET
inlawrev-18020	218	30	remainder	remainder	NOUN
inlawrev-18020	218	31	of	of	ADP
inlawrev-18020	218	32	the	the	DET
inlawrev-18020	218	33	settlement	settlement	NOUN
inlawrev-18020	218	34	under	under	ADP
inlawrev-18020	218	35	the	the	DET
inlawrev-18020	218	36	builder	builder	NOUN
inlawrev-18020	218	37	’s	’s	PART
inlawrev-18020	218	38	insurance	insurance	NOUN
inlawrev-18020	218	39	policy	policy	NOUN
inlawrev-18020	218	40	with	with	ADP
inlawrev-18020	218	41	continental.79	continental.79	VERB
inlawrev-18020	218	42	the	the	DET
inlawrev-18020	218	43	district	district	NOUN
inlawrev-18020	218	44	court	court	NOUN
inlawrev-18020	218	45	concluded	conclude	VERB
inlawrev-18020	218	46	that	that	SCONJ
inlawrev-18020	218	47	no	no	DET
inlawrev-18020	218	48	coverage	coverage	NOUN
inlawrev-18020	218	49	was	be	AUX
inlawrev-18020	218	50	available	available	ADJ
inlawrev-18020	218	51	to	to	ADP
inlawrev-18020	218	52	the	the	DET
inlawrev-18020	218	53	builder	builder	NOUN
inlawrev-18020	218	54	because	because	SCONJ
inlawrev-18020	218	55	the	the	DET
inlawrev-18020	218	56	association	association	NOUN
inlawrev-18020	218	57	’s	’s	PART
inlawrev-18020	218	58	complaint	complaint	PROPN
inlawrev-18020	218	59	only	only	ADV
inlawrev-18020	218	60	sought	seek	VERB
inlawrev-18020	218	61	compensation	compensation	NOUN
inlawrev-18020	218	62	for	for	ADP
inlawrev-18020	218	63	improvements	improvement	NOUN
inlawrev-18020	218	64	made	make	VERB
inlawrev-18020	218	65	to	to	ADP
inlawrev-18020	218	66	the	the	DET
inlawrev-18020	218	67	property	property	NOUN
inlawrev-18020	218	68	as	as	ADP
inlawrev-18020	218	69	a	a	DET
inlawrev-18020	218	70	means	means	NOUN
inlawrev-18020	218	71	of	of	ADP
inlawrev-18020	218	72	preventing	prevent	VERB
inlawrev-18020	218	73	future	future	ADJ
inlawrev-18020	218	74	flooding	flooding	NOUN
inlawrev-18020	218	75	rather	rather	ADV
inlawrev-18020	218	76	than	than	ADP
inlawrev-18020	218	77	for	for	ADP
inlawrev-18020	218	78	damages	damage	NOUN
inlawrev-18020	218	79	caused	cause	VERB
inlawrev-18020	218	80	by	by	ADP
inlawrev-18020	218	81	the	the	DET
inlawrev-18020	218	82	flooding.80	flooding.80	PROPN
inlawrev-18020	218	83	on	on	ADP
inlawrev-18020	218	84	appeal	appeal	NOUN
inlawrev-18020	218	85	,	,	PUNCT
inlawrev-18020	218	86	the	the	DET
inlawrev-18020	218	87	seventh	seventh	ADJ
inlawrev-18020	218	88	circuit	circuit	NOUN
inlawrev-18020	218	89	affirmed	affirm	VERB
inlawrev-18020	218	90	the	the	DET
inlawrev-18020	218	91	district	district	NOUN
inlawrev-18020	218	92	court.81	court.81	NOUN
inlawrev-18020	218	93	the	the	DET
inlawrev-18020	218	94	court	court	NOUN
inlawrev-18020	218	95	rejected	reject	VERB
inlawrev-18020	218	96	the	the	DET
inlawrev-18020	218	97	association	association	NOUN
inlawrev-18020	218	98	’s	’s	PART
inlawrev-18020	218	99	argument	argument	NOUN
inlawrev-18020	218	100	that	that	SCONJ
inlawrev-18020	218	101	its	its	PRON
inlawrev-18020	218	102	complaint	complaint	NOUN
inlawrev-18020	218	103	did	do	AUX
inlawrev-18020	218	104	not	not	PART
inlawrev-18020	218	105	seek	seek	VERB
inlawrev-18020	218	106	prospective	prospective	ADJ
inlawrev-18020	218	107	relief	relief	NOUN
inlawrev-18020	218	108	because	because	SCONJ
inlawrev-18020	218	109	it	it	PRON
inlawrev-18020	218	110	sought	seek	VERB
inlawrev-18020	218	111	monetary	monetary	ADJ
inlawrev-18020	218	112	damages.82	damages.82	NOUN
inlawrev-18020	218	113	instead	instead	ADV
inlawrev-18020	218	114	,	,	PUNCT
inlawrev-18020	218	115	the	the	DET
inlawrev-18020	218	116	court	court	NOUN
inlawrev-18020	218	117	observed	observe	VERB
inlawrev-18020	218	118	that	that	SCONJ
inlawrev-18020	218	119	a	a	DET
inlawrev-18020	218	120	commercial	commercial	ADJ
inlawrev-18020	218	121	general	general	ADJ
inlawrev-18020	218	122	liability	liability	NOUN
inlawrev-18020	218	123	policy	policy	NOUN
inlawrev-18020	218	124	is	be	AUX
inlawrev-18020	218	125	not	not	PART
inlawrev-18020	218	126	intended	intend	VERB
inlawrev-18020	218	127	to	to	PART
inlawrev-18020	218	128	provide	provide	VERB
inlawrev-18020	218	129	monetary	monetary	ADJ
inlawrev-18020	218	130	damages	damage	NOUN
inlawrev-18020	218	131	to	to	PART
inlawrev-18020	218	132	cover	cover	VERB
inlawrev-18020	218	133	improvements	improvement	NOUN
inlawrev-18020	218	134	made	make	VERB
inlawrev-18020	218	135	to	to	ADP
inlawrev-18020	218	136	property	property	NOUN
inlawrev-18020	218	137	to	to	PART
inlawrev-18020	218	138	address	address	VERB
inlawrev-18020	218	139	an	an	DET
inlawrev-18020	218	140	insured	insure	VERB
inlawrev-18020	218	141	’s	’s	PART
inlawrev-18020	218	142	potential	potential	ADJ
inlawrev-18020	218	143	negligence	negligence	NOUN
inlawrev-18020	218	144	,	,	PUNCT
inlawrev-18020	218	145	but	but	CCONJ
inlawrev-18020	218	146	only	only	ADV
inlawrev-18020	218	147	to	to	PART
inlawrev-18020	218	148	address	address	VERB
inlawrev-18020	218	149	damages	damage	NOUN
inlawrev-18020	218	150	that	that	PRON
inlawrev-18020	218	151	had	have	AUX
inlawrev-18020	218	152	already	already	ADV
inlawrev-18020	218	153	occurred	occur	VERB
inlawrev-18020	218	154	because	because	SCONJ
inlawrev-18020	218	155	of	of	ADP
inlawrev-18020	218	156	the	the	DET
inlawrev-18020	218	157	insured	insure	VERB
inlawrev-18020	218	158	’s	’s	NOUN
inlawrev-18020	218	159	negligence.83	negligence.83	ADJ
inlawrev-18020	218	160	this	this	DET
inlawrev-18020	218	161	case	case	NOUN
inlawrev-18020	218	162	provides	provide	VERB
inlawrev-18020	218	163	guidance	guidance	NOUN
inlawrev-18020	218	164	to	to	ADP
inlawrev-18020	218	165	practitioners	practitioner	NOUN
inlawrev-18020	218	166	to	to	PART
inlawrev-18020	218	167	closely	closely	ADV
inlawrev-18020	218	168	scrutinize	scrutinize	VERB
inlawrev-18020	218	169	the	the	DET
inlawrev-18020	218	170	types	type	NOUN
inlawrev-18020	218	171	damages	damage	NOUN
inlawrev-18020	218	172	sought	seek	VERB
inlawrev-18020	218	173	under	under	ADP
inlawrev-18020	218	174	an	an	DET
inlawrev-18020	218	175	insurance	insurance	NOUN
inlawrev-18020	218	176	policy	policy	NOUN
inlawrev-18020	218	177	in	in	ADP
inlawrev-18020	218	178	determining	determine	VERB
inlawrev-18020	218	179	whether	whether	SCONJ
inlawrev-18020	218	180	coverage	coverage	NOUN
inlawrev-18020	218	181	is	be	AUX
inlawrev-18020	218	182	owed	owe	VERB
inlawrev-18020	218	183	.	.	PUNCT
inlawrev-18020	219	1	damages	damage	NOUN
inlawrev-18020	219	2	arising	arise	VERB
inlawrev-18020	219	3	from	from	ADP
inlawrev-18020	219	4	improvements	improvement	NOUN
inlawrev-18020	219	5	made	make	VERB
inlawrev-18020	219	6	to	to	ADP
inlawrev-18020	219	7	property	property	NOUN
inlawrev-18020	219	8	,	,	PUNCT
inlawrev-18020	219	9	rather	rather	ADV
inlawrev-18020	219	10	than	than	ADP
inlawrev-18020	219	11	damages	damage	NOUN
inlawrev-18020	219	12	relating	relate	VERB
inlawrev-18020	219	13	to	to	ADP
inlawrev-18020	219	14	a	a	DET
inlawrev-18020	219	15	past	past	ADJ
inlawrev-18020	219	16	loss	loss	NOUN
inlawrev-18020	219	17	,	,	PUNCT
inlawrev-18020	219	18	are	be	AUX
inlawrev-18020	219	19	not	not	PART
inlawrev-18020	219	20	covered.84	covered.84	PROPN
inlawrev-18020	219	21	iii	iii	NOUN
inlawrev-18020	219	22	.	.	PUNCT
inlawrev-18020	220	1	homeowners	homeowner	NOUN
inlawrev-18020	220	2	insurance	insurance	NOUN
inlawrev-18020	220	3	cases	case	NOUN
inlawrev-18020	220	4	a.	a.	NOUN
inlawrev-18020	220	5	insured	insure	VERB
inlawrev-18020	220	6	was	be	AUX
inlawrev-18020	220	7	not	not	PART
inlawrev-18020	220	8	entitled	entitle	VERB
inlawrev-18020	220	9	to	to	ADP
inlawrev-18020	220	10	insurance	insurance	NOUN
inlawrev-18020	220	11	coverage	coverage	NOUN
inlawrev-18020	220	12	for	for	ADP
inlawrev-18020	220	13	use	use	NOUN
inlawrev-18020	220	14	of	of	ADP
inlawrev-18020	220	15	golf	golf	NOUN
inlawrev-18020	220	16	cart	cart	NOUN
inlawrev-18020	220	17	away	away	ADV
inlawrev-18020	220	18	from	from	ADP
inlawrev-18020	220	19	his	his	PRON
inlawrev-18020	220	20	home	home	NOUN
inlawrev-18020	220	21	frequently	frequently	ADV
inlawrev-18020	220	22	,	,	PUNCT
inlawrev-18020	220	23	many	many	ADJ
inlawrev-18020	220	24	homeowners	homeowner	NOUN
inlawrev-18020	220	25	acquire	acquire	VERB
inlawrev-18020	220	26	golf	golf	NOUN
inlawrev-18020	220	27	carts	cart	NOUN
inlawrev-18020	220	28	or	or	CCONJ
inlawrev-18020	220	29	other	other	ADJ
inlawrev-18020	220	30	motorized	motorize	VERB
inlawrev-18020	220	31	vehicles	vehicle	NOUN
inlawrev-18020	220	32	to	to	PART
inlawrev-18020	220	33	drive	drive	VERB
inlawrev-18020	220	34	on	on	ADP
inlawrev-18020	220	35	their	their	PRON
inlawrev-18020	220	36	property	property	NOUN
inlawrev-18020	220	37	or	or	CCONJ
inlawrev-18020	220	38	within	within	ADP
inlawrev-18020	220	39	their	their	PRON
inlawrev-18020	220	40	neighborhood	neighborhood	NOUN
inlawrev-18020	220	41	.	.	PUNCT
inlawrev-18020	221	1	the	the	DET
inlawrev-18020	221	2	court	court	NOUN
inlawrev-18020	221	3	’s	’s	PART
inlawrev-18020	221	4	determination	determination	NOUN
inlawrev-18020	221	5	in	in	ADP
inlawrev-18020	221	6	wicker	wicker	PROPN
inlawrev-18020	221	7	v.	v.	ADP
inlawrev-18020	221	8	mcintosh85	mcintosh85	NOUN
inlawrev-18020	221	9	provides	provide	VERB
inlawrev-18020	221	10	guidance	guidance	NOUN
inlawrev-18020	221	11	on	on	ADP
inlawrev-18020	221	12	whether	whether	SCONJ
inlawrev-18020	221	13	liability	liability	NOUN
inlawrev-18020	221	14	insurance	insurance	NOUN
inlawrev-18020	221	15	coverage	coverage	NOUN
inlawrev-18020	221	16	extends	extend	VERB
inlawrev-18020	221	17	to	to	ADP
inlawrev-18020	221	18	accidents	accident	NOUN
inlawrev-18020	221	19	involving	involve	VERB
inlawrev-18020	221	20	the	the	DET
inlawrev-18020	221	21	use	use	NOUN
inlawrev-18020	221	22	of	of	ADP
inlawrev-18020	221	23	a	a	DET
inlawrev-18020	221	24	golf	golf	NOUN
inlawrev-18020	221	25	cart	cart	NOUN
inlawrev-18020	221	26	.	.	PUNCT
inlawrev-18020	222	1	in	in	ADP
inlawrev-18020	222	2	this	this	DET
inlawrev-18020	222	3	case	case	NOUN
inlawrev-18020	222	4	,	,	PUNCT
inlawrev-18020	222	5	the	the	DET
inlawrev-18020	222	6	plaintiff	plaintiff	NOUN
inlawrev-18020	222	7	filed	file	VERB
inlawrev-18020	222	8	a	a	DET
inlawrev-18020	222	9	negligence	negligence	NOUN
inlawrev-18020	222	10	lawsuit	lawsuit	NOUN
inlawrev-18020	222	11	for	for	ADP
inlawrev-18020	222	12	injuries	injury	NOUN
inlawrev-18020	222	13	he	he	PRON
inlawrev-18020	222	14	sustained	sustain	VERB
inlawrev-18020	222	15	76	76	NUM
inlawrev-18020	222	16	.	.	PUNCT
inlawrev-18020	223	1	i	i	PRON
inlawrev-18020	223	2	d.	d.	PROPN
inlawrev-18020	223	3	77	77	NUM
inlawrev-18020	223	4	.	.	PUNCT
inlawrev-18020	224	1	i	i	PRON
inlawrev-18020	224	2	d.	d.	PROPN
inlawrev-18020	224	3	78	78	NUM
inlawrev-18020	224	4	.	.	PUNCT
inlawrev-18020	225	1	i	i	PRON
inlawrev-18020	225	2	d.	d.	PROPN
inlawrev-18020	225	3	at	at	ADP
inlawrev-18020	225	4	805	805	NUM
inlawrev-18020	225	5	.	.	PUNCT
inlawrev-18020	226	1	79	79	NUM
inlawrev-18020	226	2	.	.	PUNCT
inlawrev-18020	227	1	i	i	PRON
inlawrev-18020	227	2	d.	d.	PROPN
inlawrev-18020	227	3	80	80	NUM
inlawrev-18020	227	4	.	.	PUNCT
inlawrev-18020	228	1	i	i	PRON
inlawrev-18020	228	2	d.	d.	PROPN
inlawrev-18020	228	3	81	81	NUM
inlawrev-18020	228	4	.	.	PUNCT
inlawrev-18020	229	1	i	i	PRON
inlawrev-18020	229	2	d.	d.	PROPN
inlawrev-18020	229	3	at	at	ADP
inlawrev-18020	229	4	806	806	NUM
inlawrev-18020	229	5	.	.	PUNCT
inlawrev-18020	230	1	82	82	NUM
inlawrev-18020	230	2	.	.	PUNCT
inlawrev-18020	231	1	i	i	PRON
inlawrev-18020	231	2	d.	d.	PROPN
inlawrev-18020	231	3	83	83	NUM
inlawrev-18020	231	4	.	.	PUNCT
inlawrev-18020	232	1	i	i	PRON
inlawrev-18020	232	2	d.	d.	PROPN
inlawrev-18020	232	3	84	84	NUM
inlawrev-18020	232	4	.	.	PUNCT
inlawrev-18020	233	1	see	see	VERB
inlawrev-18020	233	2	i	i	PRON
inlawrev-18020	233	3	d.	d.	PROPN
inlawrev-18020	233	4	85	85	NUM
inlawrev-18020	233	5	.	.	PUNCT
inlawrev-18020	234	1	938	938	NUM
inlawrev-18020	234	2	n.e.2d	n.e.2d	NOUN
inlawrev-18020	234	3	25	25	NUM
inlawrev-18020	234	4	(	(	PUNCT
inlawrev-18020	234	5	ind	ind	NOUN
inlawrev-18020	234	6	.	.	PUNCT
inlawrev-18020	235	1	ct	ct	PROPN
inlawrev-18020	235	2	.	.	PUNCT
inlawrev-18020	236	1	app	app	PROPN
inlawrev-18020	236	2	.	.	PROPN
inlawrev-18020	236	3	2010	2010	NUM
inlawrev-18020	236	4	)	)	PUNCT
inlawrev-18020	236	5	.	.	PUNCT
inlawrev-18020	237	1	1236	1236	NUM
inlawrev-18020	237	2	indiana	indiana	PROPN
inlawrev-18020	237	3	law	law	PROPN
inlawrev-18020	237	4	review	review	NOUN
inlawrev-18020	237	5	[	[	X
inlawrev-18020	237	6	vol	vol	NOUN
inlawrev-18020	237	7	.	.	PUNCT
inlawrev-18020	238	1	45:1227	45:1227	NUM
inlawrev-18020	239	1	as	as	ADP
inlawrev-18020	239	2	a	a	DET
inlawrev-18020	239	3	passenger	passenger	NOUN
inlawrev-18020	239	4	in	in	ADP
inlawrev-18020	239	5	a	a	DET
inlawrev-18020	239	6	golf	golf	NOUN
inlawrev-18020	239	7	cart	cart	NOUN
inlawrev-18020	239	8	accident.86	accident.86	VERB
inlawrev-18020	239	9	the	the	DET
inlawrev-18020	239	10	owner	owner	NOUN
inlawrev-18020	239	11	of	of	ADP
inlawrev-18020	239	12	the	the	DET
inlawrev-18020	239	13	golf	golf	NOUN
inlawrev-18020	239	14	cart	cart	NOUN
inlawrev-18020	239	15	,	,	PUNCT
inlawrev-18020	239	16	who	who	PRON
inlawrev-18020	239	17	was	be	AUX
inlawrev-18020	239	18	driving	drive	VERB
inlawrev-18020	239	19	at	at	ADP
inlawrev-18020	239	20	the	the	DET
inlawrev-18020	239	21	time	time	NOUN
inlawrev-18020	239	22	,	,	PUNCT
inlawrev-18020	239	23	was	be	AUX
inlawrev-18020	239	24	insured	insure	VERB
inlawrev-18020	239	25	under	under	ADP
inlawrev-18020	239	26	his	his	PRON
inlawrev-18020	239	27	father	father	NOUN
inlawrev-18020	239	28	’s	’s	PART
inlawrev-18020	239	29	homeowner	homeowner	NOUN
inlawrev-18020	239	30	’s	’s	PART
inlawrev-18020	239	31	insurance	insurance	NOUN
inlawrev-18020	239	32	policy	policy	NOUN
inlawrev-18020	239	33	for	for	ADP
inlawrev-18020	239	34	liability	liability	NOUN
inlawrev-18020	239	35	coverage	coverage	NOUN
inlawrev-18020	239	36	.	.	PUNCT
inlawrev-18020	240	1	the	the	DET
inlawrev-18020	240	2	homeowner	homeowner	NOUN
inlawrev-18020	240	3	’s	’s	PART
inlawrev-18020	240	4	insurance	insurance	NOUN
inlawrev-18020	240	5	company	company	NOUN
inlawrev-18020	240	6	intervened	intervene	VERB
inlawrev-18020	240	7	in	in	ADP
inlawrev-18020	240	8	the	the	DET
inlawrev-18020	240	9	lawsuit	lawsuit	NOUN
inlawrev-18020	240	10	,	,	PUNCT
inlawrev-18020	240	11	and	and	CCONJ
inlawrev-18020	240	12	asserted	assert	VERB
inlawrev-18020	240	13	a	a	DET
inlawrev-18020	240	14	complaint	complaint	NOUN
inlawrev-18020	240	15	for	for	ADP
inlawrev-18020	240	16	declaratory	declaratory	ADJ
inlawrev-18020	240	17	judgment	judgment	NOUN
inlawrev-18020	240	18	,	,	PUNCT
inlawrev-18020	240	19	arguing	argue	VERB
inlawrev-18020	240	20	its	its	PRON
inlawrev-18020	240	21	policy	policy	NOUN
inlawrev-18020	240	22	only	only	ADV
inlawrev-18020	240	23	covered	cover	VERB
inlawrev-18020	240	24	the	the	DET
inlawrev-18020	240	25	golf	golf	NOUN
inlawrev-18020	240	26	cart	cart	NOUN
inlawrev-18020	240	27	to	to	ADP
inlawrev-18020	240	28	the	the	DET
inlawrev-18020	240	29	extent	extent	NOUN
inlawrev-18020	240	30	of	of	ADP
inlawrev-18020	240	31	its	its	PRON
inlawrev-18020	240	32	use	use	NOUN
inlawrev-18020	240	33	on	on	ADP
inlawrev-18020	240	34	the	the	DET
inlawrev-18020	240	35	owner	owner	NOUN
inlawrev-18020	240	36	’s	’s	PART
inlawrev-18020	240	37	property.87	property.87	PROPN
inlawrev-18020	240	38	the	the	DET
inlawrev-18020	240	39	insurance	insurance	NOUN
inlawrev-18020	240	40	company	company	NOUN
inlawrev-18020	240	41	filed	file	VERB
inlawrev-18020	240	42	a	a	DET
inlawrev-18020	240	43	motion	motion	NOUN
inlawrev-18020	240	44	for	for	ADP
inlawrev-18020	240	45	summary	summary	NOUN
inlawrev-18020	240	46	judgment	judgment	NOUN
inlawrev-18020	240	47	,	,	PUNCT
inlawrev-18020	240	48	and	and	CCONJ
inlawrev-18020	240	49	the	the	DET
inlawrev-18020	240	50	injured	injured	ADJ
inlawrev-18020	240	51	passenger	passenger	NOUN
inlawrev-18020	240	52	filed	file	VERB
inlawrev-18020	240	53	a	a	DET
inlawrev-18020	240	54	cross	cross	NOUN
inlawrev-18020	240	55	-	-	NOUN
inlawrev-18020	240	56	motion	motion	NOUN
inlawrev-18020	240	57	.	.	PUNCT
inlawrev-18020	241	1	the	the	DET
inlawrev-18020	241	2	trial	trial	NOUN
inlawrev-18020	241	3	court	court	NOUN
inlawrev-18020	241	4	granted	grant	VERB
inlawrev-18020	241	5	the	the	DET
inlawrev-18020	241	6	insurer	insurer	NOUN
inlawrev-18020	241	7	’s	’s	PART
inlawrev-18020	241	8	motion	motion	NOUN
inlawrev-18020	241	9	,	,	PUNCT
inlawrev-18020	241	10	and	and	CCONJ
inlawrev-18020	241	11	an	an	DET
inlawrev-18020	241	12	appeal	appeal	NOUN
inlawrev-18020	241	13	ensued	ensue	VERB
inlawrev-18020	241	14	.	.	PUNCT
inlawrev-18020	242	1	the	the	DET
inlawrev-18020	242	2	language	language	NOUN
inlawrev-18020	242	3	of	of	ADP
inlawrev-18020	242	4	the	the	DET
inlawrev-18020	242	5	insurance	insurance	NOUN
inlawrev-18020	242	6	policy	policy	NOUN
inlawrev-18020	242	7	excluded	exclude	VERB
inlawrev-18020	242	8	personal	personal	ADJ
inlawrev-18020	242	9	liability	liability	NOUN
inlawrev-18020	242	10	coverage	coverage	NOUN
inlawrev-18020	242	11	for	for	ADP
inlawrev-18020	242	12	:	:	PUNCT
inlawrev-18020	242	13	(	(	PUNCT
inlawrev-18020	242	14	1	1	X
inlawrev-18020	242	15	)	)	PUNCT
inlawrev-18020	242	16	the	the	DET
inlawrev-18020	242	17	ownership	ownership	NOUN
inlawrev-18020	242	18	,	,	PUNCT
inlawrev-18020	242	19	maintenance	maintenance	NOUN
inlawrev-18020	242	20	,	,	PUNCT
inlawrev-18020	242	21	use	use	NOUN
inlawrev-18020	242	22	,	,	PUNCT
inlawrev-18020	242	23	loading	loading	NOUN
inlawrev-18020	242	24	or	or	CCONJ
inlawrev-18020	242	25	unloading	unloading	NOUN
inlawrev-18020	242	26	of	of	ADP
inlawrev-18020	242	27	motor	motor	NOUN
inlawrev-18020	242	28	vehicles	vehicle	NOUN
inlawrev-18020	242	29	or	or	CCONJ
inlawrev-18020	242	30	all	all	DET
inlawrev-18020	242	31	other	other	ADJ
inlawrev-18020	242	32	motorized	motorize	VERB
inlawrev-18020	242	33	land	land	NOUN
inlawrev-18020	242	34	conveyances	conveyance	NOUN
inlawrev-18020	242	35	,	,	PUNCT
inlawrev-18020	242	36	including	include	VERB
inlawrev-18020	242	37	trailers	trailer	NOUN
inlawrev-18020	242	38	,	,	PUNCT
inlawrev-18020	242	39	owned	own	VERB
inlawrev-18020	242	40	or	or	CCONJ
inlawrev-18020	242	41	operated	operate	VERB
inlawrev-18020	242	42	by	by	ADP
inlawrev-18020	242	43	or	or	CCONJ
inlawrev-18020	242	44	rented	rent	VERB
inlawrev-18020	242	45	or	or	CCONJ
inlawrev-18020	242	46	loaned	loan	VERB
inlawrev-18020	242	47	to	to	ADP
inlawrev-18020	242	48	an	an	DET
inlawrev-18020	242	49	“	"	PUNCT
inlawrev-18020	242	50	insured	insure	VERB
inlawrev-18020	242	51	”	"	PUNCT
inlawrev-18020	242	52	:	:	PUNCT
inlawrev-18020	242	53	(	(	PUNCT
inlawrev-18020	242	54	2	2	X
inlawrev-18020	242	55	)	)	PUNCT
inlawrev-18020	242	56	the	the	DET
inlawrev-18020	242	57	entrustment	entrustment	NOUN
inlawrev-18020	242	58	by	by	ADP
inlawrev-18020	242	59	an	an	DET
inlawrev-18020	242	60	“	"	PUNCT
inlawrev-18020	242	61	insured	insure	VERB
inlawrev-18020	242	62	”	"	PUNCT
inlawrev-18020	242	63	of	of	ADP
inlawrev-18020	242	64	a	a	DET
inlawrev-18020	242	65	motor	motor	NOUN
inlawrev-18020	242	66	vehicle	vehicle	NOUN
inlawrev-18020	242	67	or	or	CCONJ
inlawrev-18020	242	68	any	any	DET
inlawrev-18020	242	69	other	other	ADJ
inlawrev-18020	242	70	motorized	motorize	VERB
inlawrev-18020	242	71	land	land	NOUN
inlawrev-18020	242	72	conveyance	conveyance	NOUN
inlawrev-18020	242	73	to	to	ADP
inlawrev-18020	242	74	any	any	DET
inlawrev-18020	242	75	person	person	NOUN
inlawrev-18020	242	76	;	;	PUNCT
inlawrev-18020	242	77	or	or	CCONJ
inlawrev-18020	242	78	(	(	PUNCT
inlawrev-18020	242	79	3	3	X
inlawrev-18020	242	80	)	)	PUNCT
inlawrev-18020	242	81	vicarious	vicarious	ADJ
inlawrev-18020	242	82	liability	liability	NOUN
inlawrev-18020	242	83	,	,	PUNCT
inlawrev-18020	242	84	whether	whether	SCONJ
inlawrev-18020	242	85	or	or	CCONJ
inlawrev-18020	242	86	not	not	PART
inlawrev-18020	242	87	statutorily	statutorily	ADV
inlawrev-18020	242	88	imposed	impose	VERB
inlawrev-18020	242	89	,	,	PUNCT
inlawrev-18020	242	90	for	for	ADP
inlawrev-18020	242	91	the	the	DET
inlawrev-18020	242	92	actions	action	NOUN
inlawrev-18020	242	93	of	of	ADP
inlawrev-18020	242	94	a	a	DET
inlawrev-18020	242	95	child	child	NOUN
inlawrev-18020	242	96	or	or	CCONJ
inlawrev-18020	242	97	minor	minor	ADJ
inlawrev-18020	242	98	using	use	VERB
inlawrev-18020	242	99	a	a	DET
inlawrev-18020	242	100	conveyance	conveyance	NOUN
inlawrev-18020	242	101	excluded	exclude	VERB
inlawrev-18020	242	102	in	in	ADP
inlawrev-18020	242	103	paragraph	paragraph	NOUN
inlawrev-18020	242	104	(	(	PUNCT
inlawrev-18020	242	105	1	1	NUM
inlawrev-18020	242	106	)	)	PUNCT
inlawrev-18020	242	107	and	and	CCONJ
inlawrev-18020	242	108	(	(	PUNCT
inlawrev-18020	242	109	2	2	X
inlawrev-18020	242	110	)	)	PUNCT
inlawrev-18020	242	111	above.88	above.88	VERB
inlawrev-18020	242	112	however	however	ADV
inlawrev-18020	242	113	,	,	PUNCT
inlawrev-18020	242	114	the	the	DET
inlawrev-18020	242	115	policy	policy	NOUN
inlawrev-18020	242	116	exclusion	exclusion	NOUN
inlawrev-18020	242	117	did	do	AUX
inlawrev-18020	242	118	not	not	PART
inlawrev-18020	242	119	apply	apply	VERB
inlawrev-18020	242	120	to	to	ADP
inlawrev-18020	242	121	:	:	PUNCT
inlawrev-18020	242	122	“	"	PUNCT
inlawrev-18020	242	123	a	a	DET
inlawrev-18020	242	124	motorized	motorize	VERB
inlawrev-18020	242	125	land	land	NOUN
inlawrev-18020	242	126	conveyance	conveyance	NOUN
inlawrev-18020	242	127	designated	designate	VERB
inlawrev-18020	242	128	for	for	ADP
inlawrev-18020	242	129	recreational	recreational	ADJ
inlawrev-18020	242	130	use	use	NOUN
inlawrev-18020	242	131	off	off	ADP
inlawrev-18020	242	132	public	public	ADJ
inlawrev-18020	242	133	roads	road	NOUN
inlawrev-18020	242	134	,	,	PUNCT
inlawrev-18020	242	135	not	not	PART
inlawrev-18020	242	136	subject	subject	ADJ
inlawrev-18020	242	137	to	to	ADP
inlawrev-18020	242	138	motor	motor	NOUN
inlawrev-18020	242	139	vehicle	vehicle	NOUN
inlawrev-18020	242	140	registration	registration	NOUN
inlawrev-18020	242	141	and	and	CCONJ
inlawrev-18020	242	142	.	.	PUNCT
inlawrev-18020	242	143	.	.	PUNCT
inlawrev-18020	242	144	.	.	PUNCT
inlawrev-18020	243	1	[	[	X
inlawrev-18020	243	2	o]wned	o]wne	VERB
inlawrev-18020	243	3	by	by	ADP
inlawrev-18020	243	4	an	an	DET
inlawrev-18020	243	5	‘	'	PUNCT
inlawrev-18020	243	6	insured	insure	VERB
inlawrev-18020	243	7	’	'	PUNCT
inlawrev-18020	243	8	and	and	CCONJ
inlawrev-18020	243	9	on	on	ADP
inlawrev-18020	243	10	an	an	DET
inlawrev-18020	243	11	‘	'	PUNCT
inlawrev-18020	243	12	insured	insured	ADJ
inlawrev-18020	243	13	location[.]”89	location[.]”89	NOUN
inlawrev-18020	243	14	the	the	DET
inlawrev-18020	243	15	court	court	NOUN
inlawrev-18020	243	16	concluded	conclude	VERB
inlawrev-18020	243	17	that	that	SCONJ
inlawrev-18020	243	18	the	the	DET
inlawrev-18020	243	19	policy	policy	NOUN
inlawrev-18020	243	20	excluded	exclude	VERB
inlawrev-18020	243	21	coverage	coverage	NOUN
inlawrev-18020	243	22	because	because	SCONJ
inlawrev-18020	243	23	the	the	DET
inlawrev-18020	243	24	accident	accident	NOUN
inlawrev-18020	243	25	did	do	AUX
inlawrev-18020	243	26	not	not	PART
inlawrev-18020	243	27	occur	occur	VERB
inlawrev-18020	243	28	at	at	ADP
inlawrev-18020	243	29	the	the	DET
inlawrev-18020	243	30	“	"	PUNCT
inlawrev-18020	243	31	insured	insured	ADJ
inlawrev-18020	243	32	location	location	NOUN
inlawrev-18020	243	33	,	,	PUNCT
inlawrev-18020	243	34	”	"	PUNCT
inlawrev-18020	243	35	which	which	PRON
inlawrev-18020	243	36	was	be	AUX
inlawrev-18020	243	37	the	the	DET
inlawrev-18020	243	38	insured	insure	VERB
inlawrev-18020	243	39	’s	’s	PART
inlawrev-18020	243	40	home.90	home.90	NOUN
inlawrev-18020	243	41	in	in	ADP
inlawrev-18020	243	42	this	this	DET
inlawrev-18020	243	43	case	case	NOUN
inlawrev-18020	243	44	,	,	PUNCT
inlawrev-18020	243	45	the	the	DET
inlawrev-18020	243	46	accident	accident	NOUN
inlawrev-18020	243	47	occurred	occur	VERB
inlawrev-18020	243	48	away	away	ADV
inlawrev-18020	243	49	from	from	ADP
inlawrev-18020	243	50	the	the	DET
inlawrev-18020	243	51	insured	insure	VERB
inlawrev-18020	243	52	’s	’s	NOUN
inlawrev-18020	243	53	home	home	NOUN
inlawrev-18020	243	54	,	,	PUNCT
inlawrev-18020	243	55	and	and	CCONJ
inlawrev-18020	243	56	the	the	DET
inlawrev-18020	243	57	exception	exception	NOUN
inlawrev-18020	243	58	to	to	ADP
inlawrev-18020	243	59	the	the	DET
inlawrev-18020	243	60	exclusion	exclusion	NOUN
inlawrev-18020	243	61	,	,	PUNCT
inlawrev-18020	243	62	therefore	therefore	ADV
inlawrev-18020	243	63	,	,	PUNCT
inlawrev-18020	243	64	did	do	AUX
inlawrev-18020	243	65	not	not	PART
inlawrev-18020	243	66	apply.91	apply.91	VERB
inlawrev-18020	243	67	owners	owner	NOUN
inlawrev-18020	243	68	of	of	ADP
inlawrev-18020	243	69	small	small	ADJ
inlawrev-18020	243	70	motorized	motorize	VERB
inlawrev-18020	243	71	vehicles	vehicle	NOUN
inlawrev-18020	243	72	,	,	PUNCT
inlawrev-18020	243	73	such	such	ADJ
inlawrev-18020	243	74	as	as	ADP
inlawrev-18020	243	75	golf	golf	NOUN
inlawrev-18020	243	76	carts	cart	NOUN
inlawrev-18020	243	77	,	,	PUNCT
inlawrev-18020	243	78	should	should	AUX
inlawrev-18020	243	79	be	be	AUX
inlawrev-18020	243	80	aware	aware	ADJ
inlawrev-18020	243	81	of	of	ADP
inlawrev-18020	243	82	this	this	DET
inlawrev-18020	243	83	decision	decision	NOUN
inlawrev-18020	243	84	and	and	CCONJ
inlawrev-18020	243	85	its	its	PRON
inlawrev-18020	243	86	guidance	guidance	NOUN
inlawrev-18020	243	87	on	on	ADP
inlawrev-18020	243	88	the	the	DET
inlawrev-18020	243	89	extent	extent	NOUN
inlawrev-18020	243	90	of	of	ADP
inlawrev-18020	243	91	liability	liability	NOUN
inlawrev-18020	243	92	coverage	coverage	NOUN
inlawrev-18020	243	93	that	that	PRON
inlawrev-18020	243	94	may	may	AUX
inlawrev-18020	243	95	be	be	AUX
inlawrev-18020	243	96	available	available	ADJ
inlawrev-18020	243	97	.	.	PUNCT
inlawrev-18020	244	1	if	if	SCONJ
inlawrev-18020	244	2	the	the	DET
inlawrev-18020	244	3	accident	accident	NOUN
inlawrev-18020	244	4	would	would	AUX
inlawrev-18020	244	5	have	have	AUX
inlawrev-18020	244	6	happened	happen	VERB
inlawrev-18020	244	7	on	on	ADP
inlawrev-18020	244	8	the	the	DET
inlawrev-18020	244	9	premises	premise	NOUN
inlawrev-18020	244	10	designated	designate	VERB
inlawrev-18020	244	11	in	in	ADP
inlawrev-18020	244	12	the	the	DET
inlawrev-18020	244	13	policy	policy	NOUN
inlawrev-18020	244	14	,	,	PUNCT
inlawrev-18020	244	15	the	the	DET
inlawrev-18020	244	16	exception	exception	NOUN
inlawrev-18020	244	17	to	to	ADP
inlawrev-18020	244	18	the	the	DET
inlawrev-18020	244	19	exclusion	exclusion	NOUN
inlawrev-18020	244	20	would	would	AUX
inlawrev-18020	244	21	have	have	AUX
inlawrev-18020	244	22	applied	apply	VERB
inlawrev-18020	244	23	and	and	CCONJ
inlawrev-18020	244	24	coverage	coverage	NOUN
inlawrev-18020	244	25	would	would	AUX
inlawrev-18020	244	26	have	have	VERB
inlawrev-18020	244	27	existed.92	existed.92	PROPN
inlawrev-18020	244	28	for	for	ADP
inlawrev-18020	244	29	accidents	accident	NOUN
inlawrev-18020	244	30	that	that	PRON
inlawrev-18020	244	31	occur	occur	VERB
inlawrev-18020	244	32	away	away	ADV
inlawrev-18020	244	33	from	from	ADP
inlawrev-18020	244	34	the	the	DET
inlawrev-18020	244	35	insured	insure	VERB
inlawrev-18020	244	36	’s	’s	NOUN
inlawrev-18020	244	37	home	home	NOUN
inlawrev-18020	244	38	,	,	PUNCT
inlawrev-18020	244	39	such	such	ADJ
inlawrev-18020	244	40	as	as	ADP
inlawrev-18020	244	41	driving	drive	VERB
inlawrev-18020	244	42	through	through	ADP
inlawrev-18020	244	43	a	a	DET
inlawrev-18020	244	44	residential	residential	ADJ
inlawrev-18020	244	45	neighborhood	neighborhood	NOUN
inlawrev-18020	244	46	,	,	PUNCT
inlawrev-18020	244	47	a	a	DET
inlawrev-18020	244	48	policy	policy	NOUN
inlawrev-18020	244	49	with	with	ADP
inlawrev-18020	244	50	similar	similar	ADJ
inlawrev-18020	244	51	language	language	NOUN
inlawrev-18020	244	52	would	would	AUX
inlawrev-18020	244	53	exclude	exclude	VERB
inlawrev-18020	244	54	coverage	coverage	NOUN
inlawrev-18020	244	55	.	.	PUNCT
inlawrev-18020	245	1	86	86	NUM
inlawrev-18020	245	2	.	.	PUNCT
inlawrev-18020	246	1	i	i	PRON
inlawrev-18020	246	2	d.	d.	PROPN
inlawrev-18020	246	3	at	at	ADP
inlawrev-18020	246	4	26	26	NUM
inlawrev-18020	246	5	.	.	PUNCT
inlawrev-18020	247	1	87	87	NUM
inlawrev-18020	247	2	.	.	PUNCT
inlawrev-18020	248	1	i	i	PRON
inlawrev-18020	248	2	d.	d.	PROPN
inlawrev-18020	248	3	88	88	NUM
inlawrev-18020	248	4	.	.	PUNCT
inlawrev-18020	249	1	i	i	PRON
inlawrev-18020	249	2	d.	d.	PROPN
inlawrev-18020	249	3	at	at	ADP
inlawrev-18020	249	4	27	27	NUM
inlawrev-18020	249	5	(	(	PUNCT
inlawrev-18020	249	6	citation	citation	NOUN
inlawrev-18020	249	7	omitted	omit	VERB
inlawrev-18020	249	8	)	)	PUNCT
inlawrev-18020	249	9	.	.	PUNCT
inlawrev-18020	250	1	89	89	NUM
inlawrev-18020	250	2	.	.	PUNCT
inlawrev-18020	251	1	i	i	PRON
inlawrev-18020	251	2	d.	d.	PROPN
inlawrev-18020	251	3	at	at	ADP
inlawrev-18020	251	4	27	27	NUM
inlawrev-18020	251	5	-	-	SYM
inlawrev-18020	251	6	28	28	NUM
inlawrev-18020	251	7	(	(	PUNCT
inlawrev-18020	251	8	third	third	ADJ
inlawrev-18020	251	9	alteration	alteration	NOUN
inlawrev-18020	251	10	in	in	ADP
inlawrev-18020	251	11	original	original	ADJ
inlawrev-18020	251	12	)	)	PUNCT
inlawrev-18020	251	13	(	(	PUNCT
inlawrev-18020	251	14	citation	citation	NOUN
inlawrev-18020	251	15	omitted	omit	VERB
inlawrev-18020	251	16	)	)	PUNCT
inlawrev-18020	251	17	.	.	PUNCT
inlawrev-18020	252	1	90	90	NUM
inlawrev-18020	252	2	.	.	PUNCT
inlawrev-18020	253	1	i	i	PRON
inlawrev-18020	253	2	d.	d.	PROPN
inlawrev-18020	253	3	at	at	ADP
inlawrev-18020	253	4	29	29	NUM
inlawrev-18020	253	5	.	.	PUNCT
inlawrev-18020	253	6	91	91	NUM
inlawrev-18020	253	7	.	.	PUNCT
inlawrev-18020	254	1	i	i	PRON
inlawrev-18020	254	2	d.	d.	PROPN
inlawrev-18020	254	3	92	92	NUM
inlawrev-18020	254	4	.	.	PUNCT
inlawrev-18020	255	1	see	see	VERB
inlawrev-18020	255	2	i	i	PRON
inlawrev-18020	255	3	d.	d.	PROPN
inlawrev-18020	255	4	2012	2012	NUM
inlawrev-18020	255	5	]	]	PUNCT
inlawrev-18020	256	1	insurance	insurance	NOUN
inlawrev-18020	256	2	law	law	NOUN
inlawrev-18020	256	3	1237	1237	NUM
inlawrev-18020	256	4	b.	b.	PROPN
inlawrev-18020	256	5	insured	insure	VERB
inlawrev-18020	256	6	lacked	lack	VERB
inlawrev-18020	256	7	insurance	insurance	NOUN
inlawrev-18020	256	8	coverage	coverage	NOUN
inlawrev-18020	256	9	for	for	ADP
inlawrev-18020	256	10	liability	liability	NOUN
inlawrev-18020	256	11	claim	claim	NOUN
inlawrev-18020	256	12	after	after	SCONJ
inlawrev-18020	256	13	guest	guest	NOUN
inlawrev-18020	256	14	consumed	consume	VERB
inlawrev-18020	256	15	controlled	control	VERB
inlawrev-18020	256	16	substance	substance	NOUN
inlawrev-18020	256	17	prescribed	prescribe	VERB
inlawrev-18020	256	18	for	for	ADP
inlawrev-18020	256	19	insured	insure	VERB
inlawrev-18020	256	20	in	in	ADP
inlawrev-18020	256	21	forman	forman	PROPN
inlawrev-18020	256	22	v.	v.	ADP
inlawrev-18020	257	1	penn,93	penn,93	NOUN
inlawrev-18020	257	2	the	the	DET
inlawrev-18020	257	3	court	court	NOUN
inlawrev-18020	257	4	interpreted	interpret	VERB
inlawrev-18020	257	5	the	the	DET
inlawrev-18020	257	6	language	language	NOUN
inlawrev-18020	257	7	of	of	ADP
inlawrev-18020	257	8	an	an	DET
inlawrev-18020	257	9	insurance	insurance	NOUN
inlawrev-18020	257	10	policy	policy	NOUN
inlawrev-18020	257	11	to	to	PART
inlawrev-18020	257	12	determine	determine	VERB
inlawrev-18020	257	13	whether	whether	SCONJ
inlawrev-18020	257	14	a	a	DET
inlawrev-18020	257	15	personal	personal	ADJ
inlawrev-18020	257	16	liability	liability	NOUN
inlawrev-18020	257	17	exclusion	exclusion	NOUN
inlawrev-18020	257	18	applied	apply	VERB
inlawrev-18020	257	19	to	to	ADP
inlawrev-18020	257	20	a	a	DET
inlawrev-18020	257	21	sad	sad	ADJ
inlawrev-18020	257	22	fact	fact	NOUN
inlawrev-18020	257	23	situation	situation	NOUN
inlawrev-18020	257	24	.	.	PUNCT
inlawrev-18020	258	1	here	here	ADV
inlawrev-18020	258	2	,	,	PUNCT
inlawrev-18020	258	3	the	the	DET
inlawrev-18020	258	4	insured	insure	VERB
inlawrev-18020	258	5	lived	live	VERB
inlawrev-18020	258	6	with	with	ADP
inlawrev-18020	258	7	his	his	PRON
inlawrev-18020	258	8	girlfriend	girlfriend	NOUN
inlawrev-18020	258	9	and	and	CCONJ
inlawrev-18020	258	10	her	her	PRON
inlawrev-18020	258	11	teenage	teenage	ADJ
inlawrev-18020	258	12	son.94	son.94	PROPN
inlawrev-18020	258	13	the	the	DET
inlawrev-18020	258	14	son	son	NOUN
inlawrev-18020	258	15	invited	invite	VERB
inlawrev-18020	258	16	two	two	NUM
inlawrev-18020	258	17	other	other	ADJ
inlawrev-18020	258	18	teenage	teenage	ADJ
inlawrev-18020	258	19	boys	boy	NOUN
inlawrev-18020	258	20	to	to	PART
inlawrev-18020	258	21	spend	spend	VERB
inlawrev-18020	258	22	the	the	DET
inlawrev-18020	258	23	night	night	NOUN
inlawrev-18020	258	24	at	at	ADP
inlawrev-18020	258	25	the	the	DET
inlawrev-18020	258	26	insured	insure	VERB
inlawrev-18020	258	27	’s	’s	NOUN
inlawrev-18020	258	28	home	home	NOUN
inlawrev-18020	258	29	.	.	PUNCT
inlawrev-18020	259	1	the	the	DET
inlawrev-18020	259	2	girlfriend	girlfriend	NOUN
inlawrev-18020	259	3	kept	keep	VERB
inlawrev-18020	259	4	physician	physician	NOUN
inlawrev-18020	259	5	-	-	PUNCT
inlawrev-18020	259	6	prescribed	prescribe	VERB
inlawrev-18020	259	7	methadone	methadone	NOUN
inlawrev-18020	259	8	in	in	ADP
inlawrev-18020	259	9	the	the	DET
inlawrev-18020	259	10	home.95	home.95	NOUN
inlawrev-18020	259	11	during	during	ADP
inlawrev-18020	259	12	the	the	DET
inlawrev-18020	259	13	overnight	overnight	ADJ
inlawrev-18020	259	14	stay	stay	NOUN
inlawrev-18020	259	15	,	,	PUNCT
inlawrev-18020	259	16	one	one	NUM
inlawrev-18020	259	17	of	of	ADP
inlawrev-18020	259	18	the	the	DET
inlawrev-18020	259	19	guests	guest	NOUN
inlawrev-18020	259	20	ingested	ingest	VERB
inlawrev-18020	259	21	the	the	DET
inlawrev-18020	259	22	methadone	methadone	NOUN
inlawrev-18020	259	23	,	,	PUNCT
inlawrev-18020	259	24	resulting	result	VERB
inlawrev-18020	259	25	in	in	ADP
inlawrev-18020	259	26	serious	serious	ADJ
inlawrev-18020	259	27	injury	injury	NOUN
inlawrev-18020	259	28	.	.	PUNCT
inlawrev-18020	260	1	the	the	DET
inlawrev-18020	260	2	parties	party	NOUN
inlawrev-18020	260	3	disputed	dispute	VERB
inlawrev-18020	260	4	whether	whether	SCONJ
inlawrev-18020	260	5	the	the	DET
inlawrev-18020	260	6	son	son	NOUN
inlawrev-18020	260	7	supplied	supply	VERB
inlawrev-18020	260	8	the	the	DET
inlawrev-18020	260	9	guest	guest	NOUN
inlawrev-18020	260	10	with	with	ADP
inlawrev-18020	260	11	the	the	DET
inlawrev-18020	260	12	methadone	methadone	NOUN
inlawrev-18020	260	13	or	or	CCONJ
inlawrev-18020	260	14	whether	whether	SCONJ
inlawrev-18020	260	15	the	the	DET
inlawrev-18020	260	16	guest	guest	NOUN
inlawrev-18020	260	17	consumed	consume	VERB
inlawrev-18020	260	18	it	it	PRON
inlawrev-18020	260	19	without	without	ADP
inlawrev-18020	260	20	the	the	DET
inlawrev-18020	260	21	son	son	NOUN
inlawrev-18020	260	22	’s	’s	PART
inlawrev-18020	260	23	knowledge.96	knowledge.96	PROPN
inlawrev-18020	260	24	the	the	DET
inlawrev-18020	260	25	injured	injure	VERB
inlawrev-18020	260	26	guest	guest	NOUN
inlawrev-18020	260	27	filed	file	VERB
inlawrev-18020	260	28	suit	suit	NOUN
inlawrev-18020	260	29	against	against	ADP
inlawrev-18020	260	30	the	the	DET
inlawrev-18020	260	31	named	name	VERB
inlawrev-18020	260	32	insured	insure	VERB
inlawrev-18020	260	33	,	,	PUNCT
inlawrev-18020	260	34	his	his	PRON
inlawrev-18020	260	35	girlfriend	girlfriend	NOUN
inlawrev-18020	260	36	,	,	PUNCT
inlawrev-18020	260	37	and	and	CCONJ
inlawrev-18020	260	38	her	her	PRON
inlawrev-18020	260	39	son.97	son.97	VERB
inlawrev-18020	260	40	the	the	DET
inlawrev-18020	260	41	insured	insure	VERB
inlawrev-18020	260	42	and	and	CCONJ
inlawrev-18020	260	43	the	the	DET
inlawrev-18020	260	44	son	son	NOUN
inlawrev-18020	260	45	contended	contend	VERB
inlawrev-18020	260	46	that	that	SCONJ
inlawrev-18020	260	47	they	they	PRON
inlawrev-18020	260	48	were	be	AUX
inlawrev-18020	260	49	entitled	entitle	VERB
inlawrev-18020	260	50	to	to	ADP
inlawrev-18020	260	51	liability	liability	NOUN
inlawrev-18020	260	52	coverage	coverage	NOUN
inlawrev-18020	260	53	under	under	ADP
inlawrev-18020	260	54	the	the	DET
inlawrev-18020	260	55	homeowners	homeowner	NOUN
inlawrev-18020	260	56	policy.98	policy.98	ADV
inlawrev-18020	260	57	the	the	DET
inlawrev-18020	260	58	insurer	insurer	NOUN
inlawrev-18020	260	59	intervened	intervene	VERB
inlawrev-18020	260	60	in	in	ADP
inlawrev-18020	260	61	the	the	DET
inlawrev-18020	260	62	lawsuit	lawsuit	NOUN
inlawrev-18020	260	63	and	and	CCONJ
inlawrev-18020	260	64	sought	seek	VERB
inlawrev-18020	260	65	a	a	DET
inlawrev-18020	260	66	declaratory	declaratory	ADJ
inlawrev-18020	260	67	judgment	judgment	NOUN
inlawrev-18020	260	68	,	,	PUNCT
inlawrev-18020	260	69	arguing	argue	VERB
inlawrev-18020	260	70	that	that	SCONJ
inlawrev-18020	260	71	the	the	DET
inlawrev-18020	260	72	policy	policy	NOUN
inlawrev-18020	260	73	excluded	exclude	VERB
inlawrev-18020	260	74	coverage	coverage	NOUN
inlawrev-18020	260	75	for	for	ADP
inlawrev-18020	260	76	bodily	bodily	ADJ
inlawrev-18020	260	77	injury	injury	NOUN
inlawrev-18020	261	1	[	[	X
inlawrev-18020	261	2	a]rising	a]rise	VERB
inlawrev-18020	261	3	out	out	ADP
inlawrev-18020	261	4	of	of	ADP
inlawrev-18020	261	5	the	the	DET
inlawrev-18020	261	6	use	use	NOUN
inlawrev-18020	261	7	,	,	PUNCT
inlawrev-18020	261	8	sale	sale	NOUN
inlawrev-18020	261	9	,	,	PUNCT
inlawrev-18020	261	10	manufacture	manufacture	NOUN
inlawrev-18020	261	11	,	,	PUNCT
inlawrev-18020	261	12	delivery	delivery	NOUN
inlawrev-18020	261	13	,	,	PUNCT
inlawrev-18020	261	14	transfer	transfer	NOUN
inlawrev-18020	261	15	,	,	PUNCT
inlawrev-18020	261	16	or	or	CCONJ
inlawrev-18020	261	17	possession	possession	NOUN
inlawrev-18020	261	18	by	by	ADP
inlawrev-18020	261	19	any	any	DET
inlawrev-18020	261	20	person	person	NOUN
inlawrev-18020	261	21	of	of	ADP
inlawrev-18020	261	22	a	a	DET
inlawrev-18020	261	23	controlled	control	VERB
inlawrev-18020	261	24	substance(s	substance(s	NOUN
inlawrev-18020	261	25	)	)	PUNCT
inlawrev-18020	261	26	as	as	SCONJ
inlawrev-18020	261	27	defined	define	VERB
inlawrev-18020	261	28	by	by	ADP
inlawrev-18020	261	29	the	the	DET
inlawrev-18020	261	30	federal	federal	ADJ
inlawrev-18020	261	31	food	food	NOUN
inlawrev-18020	261	32	and	and	CCONJ
inlawrev-18020	261	33	drug	drug	NOUN
inlawrev-18020	261	34	law	law	NOUN
inlawrev-18020	261	35	at	at	ADP
inlawrev-18020	261	36	21	21	NUM
inlawrev-18020	261	37	u.s.c.a	u.s.c.a	PROPN
inlawrev-18020	261	38	.	.	PROPN
inlawrev-18020	261	39	sections	section	NOUN
inlawrev-18020	261	40	811	811	NUM
inlawrev-18020	261	41	and	and	CCONJ
inlawrev-18020	261	42	812	812	NUM
inlawrev-18020	261	43	.	.	PUNCT
inlawrev-18020	261	44	controlled	control	VERB
inlawrev-18020	261	45	substances	substance	NOUN
inlawrev-18020	261	46	include	include	VERB
inlawrev-18020	261	47	but	but	CCONJ
inlawrev-18020	261	48	are	be	AUX
inlawrev-18020	261	49	not	not	PART
inlawrev-18020	261	50	limited	limit	VERB
inlawrev-18020	261	51	to	to	ADP
inlawrev-18020	261	52	cocaine	cocaine	NOUN
inlawrev-18020	261	53	,	,	PUNCT
inlawrev-18020	261	54	lsd	lsd	NOUN
inlawrev-18020	261	55	,	,	PUNCT
inlawrev-18020	261	56	marijuana	marijuana	NOUN
inlawrev-18020	261	57	and	and	CCONJ
inlawrev-18020	261	58	all	all	DET
inlawrev-18020	261	59	narcotic	narcotic	ADJ
inlawrev-18020	261	60	drugs	drug	NOUN
inlawrev-18020	261	61	.	.	PUNCT
inlawrev-18020	262	1	however	however	ADV
inlawrev-18020	262	2	,	,	PUNCT
inlawrev-18020	262	3	this	this	DET
inlawrev-18020	262	4	exclusion	exclusion	NOUN
inlawrev-18020	262	5	does	do	AUX
inlawrev-18020	262	6	not	not	PART
inlawrev-18020	262	7	apply	apply	VERB
inlawrev-18020	262	8	to	to	ADP
inlawrev-18020	262	9	the	the	DET
inlawrev-18020	262	10	legitimate	legitimate	ADJ
inlawrev-18020	262	11	use	use	NOUN
inlawrev-18020	262	12	of	of	ADP
inlawrev-18020	262	13	prescription	prescription	NOUN
inlawrev-18020	262	14	drugs	drug	NOUN
inlawrev-18020	262	15	by	by	ADP
inlawrev-18020	262	16	a	a	DET
inlawrev-18020	262	17	person	person	NOUN
inlawrev-18020	262	18	following	follow	VERB
inlawrev-18020	262	19	the	the	DET
inlawrev-18020	262	20	orders	order	NOUN
inlawrev-18020	262	21	of	of	ADP
inlawrev-18020	262	22	a	a	DET
inlawrev-18020	262	23	licensed	licensed	ADJ
inlawrev-18020	262	24	physician.99	physician.99	NOUN
inlawrev-18020	262	25	the	the	DET
inlawrev-18020	262	26	insurer	insurer	NOUN
inlawrev-18020	262	27	contended	contend	VERB
inlawrev-18020	262	28	that	that	SCONJ
inlawrev-18020	262	29	the	the	DET
inlawrev-18020	262	30	exclusion	exclusion	NOUN
inlawrev-18020	262	31	applied	apply	VERB
inlawrev-18020	262	32	because	because	SCONJ
inlawrev-18020	262	33	the	the	DET
inlawrev-18020	262	34	methadone	methadone	NOUN
inlawrev-18020	262	35	was	be	AUX
inlawrev-18020	262	36	a	a	DET
inlawrev-18020	262	37	“	"	PUNCT
inlawrev-18020	262	38	controlled	control	VERB
inlawrev-18020	262	39	substance	substance	NOUN
inlawrev-18020	262	40	.	.	PUNCT
inlawrev-18020	262	41	”100	”100	PUNCT
inlawrev-18020	263	1	the	the	DET
inlawrev-18020	263	2	trial	trial	NOUN
inlawrev-18020	263	3	court	court	NOUN
inlawrev-18020	263	4	agreed	agree	VERB
inlawrev-18020	263	5	,	,	PUNCT
inlawrev-18020	263	6	and	and	CCONJ
inlawrev-18020	263	7	granted	grant	VERB
inlawrev-18020	263	8	summary	summary	NOUN
inlawrev-18020	263	9	judgment	judgment	NOUN
inlawrev-18020	263	10	to	to	ADP
inlawrev-18020	263	11	the	the	DET
inlawrev-18020	263	12	insurance	insurance	NOUN
inlawrev-18020	263	13	provider	provider	NOUN
inlawrev-18020	263	14	on	on	ADP
inlawrev-18020	263	15	the	the	DET
inlawrev-18020	263	16	insured	insure	VERB
inlawrev-18020	263	17	’s	’s	NOUN
inlawrev-18020	263	18	and	and	CCONJ
inlawrev-18020	263	19	son	son	NOUN
inlawrev-18020	263	20	’s	’s	PART
inlawrev-18020	263	21	requests	request	NOUN
inlawrev-18020	263	22	for	for	ADP
inlawrev-18020	263	23	insurance	insurance	NOUN
inlawrev-18020	263	24	coverage.101	coverage.101	PRON
inlawrev-18020	263	25	the	the	DET
inlawrev-18020	263	26	insured	insure	VERB
inlawrev-18020	263	27	and	and	CCONJ
inlawrev-18020	263	28	son	son	NOUN
inlawrev-18020	263	29	contended	contend	VERB
inlawrev-18020	263	30	that	that	SCONJ
inlawrev-18020	263	31	the	the	DET
inlawrev-18020	263	32	exception	exception	NOUN
inlawrev-18020	263	33	to	to	ADP
inlawrev-18020	263	34	the	the	DET
inlawrev-18020	263	35	exclusion	exclusion	NOUN
inlawrev-18020	263	36	applied	apply	VERB
inlawrev-18020	263	37	,	,	PUNCT
inlawrev-18020	263	38	because	because	SCONJ
inlawrev-18020	263	39	the	the	DET
inlawrev-18020	263	40	girlfriend	girlfriend	NOUN
inlawrev-18020	263	41	had	have	VERB
inlawrev-18020	263	42	a	a	DET
inlawrev-18020	263	43	valid	valid	ADJ
inlawrev-18020	263	44	prescription	prescription	NOUN
inlawrev-18020	263	45	for	for	ADP
inlawrev-18020	263	46	the	the	DET
inlawrev-18020	263	47	methadone.102	methadone.102	NOUN
inlawrev-18020	263	48	however	however	ADV
inlawrev-18020	263	49	,	,	PUNCT
inlawrev-18020	263	50	the	the	DET
inlawrev-18020	263	51	court	court	NOUN
inlawrev-18020	263	52	found	find	VERB
inlawrev-18020	263	53	that	that	SCONJ
inlawrev-18020	263	54	the	the	DET
inlawrev-18020	263	55	exception	exception	NOUN
inlawrev-18020	263	56	did	do	AUX
inlawrev-18020	263	57	not	not	PART
inlawrev-18020	263	58	apply	apply	VERB
inlawrev-18020	263	59	because	because	SCONJ
inlawrev-18020	263	60	the	the	DET
inlawrev-18020	263	61	guest	guest	NOUN
inlawrev-18020	263	62	was	be	AUX
inlawrev-18020	263	63	not	not	PART
inlawrev-18020	263	64	involved	involve	VERB
inlawrev-18020	263	65	in	in	ADP
inlawrev-18020	263	66	a	a	DET
inlawrev-18020	263	67	“	"	PUNCT
inlawrev-18020	263	68	legitimate	legitimate	ADJ
inlawrev-18020	263	69	use	use	NOUN
inlawrev-18020	263	70	of	of	ADP
inlawrev-18020	263	71	”	"	PUNCT
inlawrev-18020	263	72	a	a	DET
inlawrev-18020	263	73	prescribed	prescribed	ADJ
inlawrev-18020	263	74	drug	drug	NOUN
inlawrev-18020	263	75	,	,	PUNCT
inlawrev-18020	263	76	and	and	CCONJ
inlawrev-18020	263	77	he	he	PRON
inlawrev-18020	263	78	was	be	AUX
inlawrev-18020	263	79	not	not	PART
inlawrev-18020	263	80	“	"	PUNCT
inlawrev-18020	263	81	following	follow	VERB
inlawrev-18020	263	82	the	the	DET
inlawrev-18020	263	83	orders	order	NOUN
inlawrev-18020	263	84	of	of	ADP
inlawrev-18020	263	85	a	a	DET
inlawrev-18020	263	86	licensed	licensed	ADJ
inlawrev-18020	263	87	physician	physician	NOUN
inlawrev-18020	263	88	.	.	PUNCT
inlawrev-18020	263	89	”103	”103	PUNCT
inlawrev-18020	264	1	the	the	DET
inlawrev-18020	264	2	court	court	NOUN
inlawrev-18020	264	3	determined	determine	VERB
inlawrev-18020	264	4	that	that	SCONJ
inlawrev-18020	264	5	the	the	DET
inlawrev-18020	264	6	clear	clear	ADJ
inlawrev-18020	264	7	and	and	CCONJ
inlawrev-18020	264	8	unambiguous	unambiguous	ADJ
inlawrev-18020	264	9	93	93	NUM
inlawrev-18020	264	10	.	.	PUNCT
inlawrev-18020	265	1	945	945	NUM
inlawrev-18020	265	2	n.e.2d	n.e.2d	NOUN
inlawrev-18020	265	3	717	717	NUM
inlawrev-18020	265	4	(	(	PUNCT
inlawrev-18020	265	5	ind	ind	NOUN
inlawrev-18020	265	6	.	.	PUNCT
inlawrev-18020	266	1	ct	ct	PROPN
inlawrev-18020	266	2	.	.	PUNCT
inlawrev-18020	266	3	app	app	PROPN
inlawrev-18020	266	4	.	.	PROPN
inlawrev-18020	266	5	)	)	PUNCT
inlawrev-18020	266	6	,	,	PUNCT
inlawrev-18020	266	7	trans	trans	PROPN
inlawrev-18020	266	8	.	.	PROPN
inlawrev-18020	266	9	denied	deny	VERB
inlawrev-18020	266	10	sub	sub	PROPN
inlawrev-18020	266	11	nom	nom	PROPN
inlawrev-18020	266	12	.	.	PROPN
inlawrev-18020	266	13	penn	penn	PROPN
inlawrev-18020	266	14	v.	v.	PROPN
inlawrev-18020	266	15	w.	w.	PROPN
inlawrev-18020	266	16	reserve	reserve	PROPN
inlawrev-18020	266	17	mut	mut	PROPN
inlawrev-18020	266	18	.	.	PUNCT
inlawrev-18020	267	1	cas	cas	PROPN
inlawrev-18020	267	2	.	.	PROPN
inlawrev-18020	267	3	co.	co.	PROPN
inlawrev-18020	267	4	,	,	PUNCT
inlawrev-18020	267	5	962	962	NUM
inlawrev-18020	267	6	n.e.2d	n.e.2d	NOUN
inlawrev-18020	267	7	639	639	NUM
inlawrev-18020	267	8	(	(	PUNCT
inlawrev-18020	267	9	ind	ind	NOUN
inlawrev-18020	267	10	.	.	PUNCT
inlawrev-18020	267	11	2011	2011	NUM
inlawrev-18020	267	12	)	)	PUNCT
inlawrev-18020	267	13	.	.	PUNCT
inlawrev-18020	268	1	94	94	X
inlawrev-18020	268	2	.	.	PUNCT
inlawrev-18020	269	1	i	i	PRON
inlawrev-18020	269	2	d.	d.	PROPN
inlawrev-18020	269	3	at	at	ADP
inlawrev-18020	269	4	719	719	NUM
inlawrev-18020	269	5	.	.	PUNCT
inlawrev-18020	269	6	95	95	NUM
inlawrev-18020	269	7	.	.	PUNCT
inlawrev-18020	270	1	i	i	PRON
inlawrev-18020	270	2	d.	d.	PROPN
inlawrev-18020	270	3	96	96	NUM
inlawrev-18020	270	4	.	.	PUNCT
inlawrev-18020	271	1	i	i	PRON
inlawrev-18020	271	2	d.	d.	PROPN
inlawrev-18020	271	3	97	97	NUM
inlawrev-18020	271	4	.	.	PUNCT
inlawrev-18020	272	1	i	i	PRON
inlawrev-18020	272	2	d.	d.	PROPN
inlawrev-18020	272	3	the	the	DET
inlawrev-18020	272	4	injured	injured	ADJ
inlawrev-18020	272	5	teenager	teenager	NOUN
inlawrev-18020	272	6	also	also	ADV
inlawrev-18020	272	7	sued	sue	VERB
inlawrev-18020	272	8	the	the	DET
inlawrev-18020	272	9	other	other	ADJ
inlawrev-18020	272	10	guest	guest	NOUN
inlawrev-18020	272	11	.	.	PUNCT
inlawrev-18020	273	1	i	i	PRON
inlawrev-18020	273	2	d.	d.	PROPN
inlawrev-18020	273	3	98	98	NUM
inlawrev-18020	273	4	.	.	PUNCT
inlawrev-18020	274	1	i	i	PRON
inlawrev-18020	274	2	d.	d.	PROPN
inlawrev-18020	274	3	99	99	NUM
inlawrev-18020	274	4	.	.	PUNCT
inlawrev-18020	275	1	i	i	PRON
inlawrev-18020	275	2	d.	d.	PROPN
inlawrev-18020	275	3	at	at	ADP
inlawrev-18020	275	4	720	720	NUM
inlawrev-18020	275	5	(	(	PUNCT
inlawrev-18020	275	6	alteration	alteration	NOUN
inlawrev-18020	275	7	in	in	ADP
inlawrev-18020	275	8	original	original	ADJ
inlawrev-18020	275	9	)	)	PUNCT
inlawrev-18020	275	10	(	(	PUNCT
inlawrev-18020	275	11	citation	citation	NOUN
inlawrev-18020	275	12	omitted	omit	VERB
inlawrev-18020	275	13	)	)	PUNCT
inlawrev-18020	275	14	.	.	PUNCT
inlawrev-18020	276	1	100	100	NUM
inlawrev-18020	276	2	.	.	PUNCT
inlawrev-18020	277	1	i	i	PRON
inlawrev-18020	277	2	d.	d.	PROPN
inlawrev-18020	277	3	101	101	NUM
inlawrev-18020	277	4	.	.	PUNCT
inlawrev-18020	278	1	i	i	PRON
inlawrev-18020	278	2	d.	d.	PROPN
inlawrev-18020	278	3	at	at	ADP
inlawrev-18020	278	4	719	719	NUM
inlawrev-18020	278	5	.	.	PUNCT
inlawrev-18020	278	6	102	102	NUM
inlawrev-18020	278	7	.	.	PUNCT
inlawrev-18020	279	1	i	i	PRON
inlawrev-18020	279	2	d.	d.	PROPN
inlawrev-18020	279	3	at	at	ADP
inlawrev-18020	279	4	721	721	NUM
inlawrev-18020	279	5	.	.	PUNCT
inlawrev-18020	279	6	103	103	NUM
inlawrev-18020	279	7	.	.	PUNCT
inlawrev-18020	280	1	i	i	PRON
inlawrev-18020	280	2	d.	d.	PROPN
inlawrev-18020	280	3	at	at	ADP
inlawrev-18020	280	4	720	720	NUM
inlawrev-18020	280	5	.	.	PUNCT
inlawrev-18020	281	1	1238	1238	NUM
inlawrev-18020	281	2	indiana	indiana	PROPN
inlawrev-18020	281	3	law	law	PROPN
inlawrev-18020	281	4	review	review	NOUN
inlawrev-18020	281	5	[	[	X
inlawrev-18020	281	6	vol	vol	NOUN
inlawrev-18020	281	7	.	.	PUNCT
inlawrev-18020	282	1	45:1227	45:1227	NUM
inlawrev-18020	282	2	language	language	NOUN
inlawrev-18020	282	3	in	in	ADP
inlawrev-18020	282	4	the	the	DET
inlawrev-18020	282	5	policy	policy	NOUN
inlawrev-18020	282	6	excluded	exclude	VERB
inlawrev-18020	282	7	liability	liability	NOUN
inlawrev-18020	282	8	coverage	coverage	NOUN
inlawrev-18020	282	9	for	for	ADP
inlawrev-18020	282	10	the	the	DET
inlawrev-18020	282	11	insured	insure	VERB
inlawrev-18020	282	12	or	or	CCONJ
inlawrev-18020	282	13	the	the	DET
inlawrev-18020	282	14	girlfriend	girlfriend	NOUN
inlawrev-18020	282	15	’s	’s	PART
inlawrev-18020	282	16	son.104	son.104	NOUN
inlawrev-18020	282	17	this	this	DET
inlawrev-18020	282	18	case	case	NOUN
inlawrev-18020	282	19	presents	present	VERB
inlawrev-18020	282	20	an	an	DET
inlawrev-18020	282	21	unfortunate	unfortunate	ADJ
inlawrev-18020	282	22	situation	situation	NOUN
inlawrev-18020	282	23	for	for	ADP
inlawrev-18020	282	24	the	the	DET
inlawrev-18020	282	25	named	name	VERB
inlawrev-18020	282	26	insured	insure	VERB
inlawrev-18020	282	27	and	and	CCONJ
inlawrev-18020	282	28	his	his	PRON
inlawrev-18020	282	29	girlfriend	girlfriend	NOUN
inlawrev-18020	282	30	’s	’s	PART
inlawrev-18020	282	31	son	son	NOUN
inlawrev-18020	282	32	who	who	PRON
inlawrev-18020	282	33	claimed	claim	VERB
inlawrev-18020	282	34	they	they	PRON
inlawrev-18020	282	35	were	be	AUX
inlawrev-18020	282	36	not	not	PART
inlawrev-18020	282	37	involved	involve	VERB
inlawrev-18020	282	38	in	in	ADP
inlawrev-18020	282	39	the	the	DET
inlawrev-18020	282	40	guest	guest	NOUN
inlawrev-18020	282	41	’s	’s	PART
inlawrev-18020	282	42	ingestion	ingestion	NOUN
inlawrev-18020	282	43	of	of	ADP
inlawrev-18020	282	44	the	the	DET
inlawrev-18020	282	45	methadone.105	methadone.105	PROPN
inlawrev-18020	282	46	however	however	ADV
inlawrev-18020	282	47	,	,	PUNCT
inlawrev-18020	282	48	the	the	DET
inlawrev-18020	282	49	policy	policy	NOUN
inlawrev-18020	282	50	exclusion	exclusion	NOUN
inlawrev-18020	282	51	was	be	AUX
inlawrev-18020	282	52	clear	clear	ADJ
inlawrev-18020	282	53	that	that	SCONJ
inlawrev-18020	282	54	no	no	DET
inlawrev-18020	282	55	coverage	coverage	NOUN
inlawrev-18020	282	56	was	be	AUX
inlawrev-18020	282	57	available	available	ADJ
inlawrev-18020	282	58	in	in	ADP
inlawrev-18020	282	59	this	this	DET
inlawrev-18020	282	60	instance	instance	NOUN
inlawrev-18020	282	61	,	,	PUNCT
inlawrev-18020	282	62	and	and	CCONJ
inlawrev-18020	282	63	the	the	DET
inlawrev-18020	282	64	court	court	NOUN
inlawrev-18020	282	65	correctly	correctly	ADV
inlawrev-18020	282	66	applied	apply	VERB
inlawrev-18020	282	67	the	the	DET
inlawrev-18020	282	68	language	language	NOUN
inlawrev-18020	282	69	to	to	ADP
inlawrev-18020	282	70	the	the	DET
inlawrev-18020	282	71	facts	fact	NOUN
inlawrev-18020	282	72	of	of	ADP
inlawrev-18020	282	73	the	the	DET
inlawrev-18020	282	74	case.106	case.106	NOUN
inlawrev-18020	282	75	c.	c.	PROPN
inlawrev-18020	282	76	court	court	PROPN
inlawrev-18020	282	77	interprets	interpret	VERB
inlawrev-18020	282	78	extent	extent	NOUN
inlawrev-18020	282	79	of	of	ADP
inlawrev-18020	282	80	coverage	coverage	NOUN
inlawrev-18020	282	81	available	available	ADJ
inlawrev-18020	282	82	to	to	AUX
inlawrev-18020	282	83	insured	insure	VERB
inlawrev-18020	282	84	for	for	ADP
inlawrev-18020	282	85	a	a	DET
inlawrev-18020	282	86	fire	fire	NOUN
inlawrev-18020	282	87	loss	loss	NOUN
inlawrev-18020	282	88	to	to	PART
inlawrev-18020	282	89	rebuild	rebuild	VERB
inlawrev-18020	282	90	home	home	ADV
inlawrev-18020	282	91	french	french	ADJ
inlawrev-18020	282	92	v.	v.	ADP
inlawrev-18020	282	93	state	state	PROPN
inlawrev-18020	282	94	farm	farm	NOUN
inlawrev-18020	282	95	fire	fire	NOUN
inlawrev-18020	282	96	&	&	CCONJ
inlawrev-18020	282	97	casualty	casualty	PROPN
inlawrev-18020	282	98	co.107	co.107	PROPN
inlawrev-18020	282	99	addressed	address	VERB
inlawrev-18020	282	100	an	an	DET
inlawrev-18020	282	101	interesting	interesting	ADJ
inlawrev-18020	282	102	dispute	dispute	NOUN
inlawrev-18020	282	103	between	between	ADP
inlawrev-18020	282	104	an	an	DET
inlawrev-18020	282	105	insured	insure	VERB
inlawrev-18020	282	106	and	and	CCONJ
inlawrev-18020	282	107	insurance	insurance	NOUN
inlawrev-18020	282	108	company	company	NOUN
inlawrev-18020	282	109	regarding	regard	VERB
inlawrev-18020	282	110	the	the	DET
inlawrev-18020	282	111	benefits	benefit	NOUN
inlawrev-18020	282	112	available	available	ADJ
inlawrev-18020	282	113	under	under	ADP
inlawrev-18020	282	114	a	a	DET
inlawrev-18020	282	115	homeowners	homeowner	NOUN
inlawrev-18020	282	116	policy	policy	NOUN
inlawrev-18020	282	117	after	after	ADP
inlawrev-18020	282	118	a	a	DET
inlawrev-18020	282	119	fire	fire	NOUN
inlawrev-18020	282	120	.	.	PUNCT
inlawrev-18020	283	1	the	the	DET
inlawrev-18020	283	2	insured	insure	VERB
inlawrev-18020	283	3	purchased	purchase	VERB
inlawrev-18020	283	4	a	a	DET
inlawrev-18020	283	5	manufactured	manufacture	VERB
inlawrev-18020	283	6	home	home	NOUN
inlawrev-18020	283	7	,	,	PUNCT
inlawrev-18020	283	8	and	and	CCONJ
inlawrev-18020	283	9	after	after	ADP
inlawrev-18020	283	10	the	the	DET
inlawrev-18020	283	11	purchase	purchase	NOUN
inlawrev-18020	283	12	,	,	PUNCT
inlawrev-18020	283	13	the	the	DET
inlawrev-18020	283	14	insured	insure	VERB
inlawrev-18020	283	15	contacted	contact	VERB
inlawrev-18020	283	16	an	an	DET
inlawrev-18020	283	17	independent	independent	ADJ
inlawrev-18020	283	18	insurance	insurance	NOUN
inlawrev-18020	283	19	agent	agent	NOUN
inlawrev-18020	283	20	to	to	PART
inlawrev-18020	283	21	acquire	acquire	VERB
inlawrev-18020	283	22	coverage.108	coverage.108	NOUN
inlawrev-18020	283	23	the	the	DET
inlawrev-18020	283	24	agent	agent	NOUN
inlawrev-18020	283	25	asked	ask	VERB
inlawrev-18020	283	26	the	the	DET
inlawrev-18020	283	27	insured	insure	VERB
inlawrev-18020	283	28	a	a	DET
inlawrev-18020	283	29	number	number	NOUN
inlawrev-18020	283	30	of	of	ADP
inlawrev-18020	283	31	questions	question	NOUN
inlawrev-18020	283	32	about	about	ADP
inlawrev-18020	283	33	the	the	DET
inlawrev-18020	283	34	home	home	NOUN
inlawrev-18020	283	35	,	,	PUNCT
inlawrev-18020	283	36	but	but	CCONJ
inlawrev-18020	283	37	did	do	AUX
inlawrev-18020	283	38	not	not	PART
inlawrev-18020	283	39	ask	ask	VERB
inlawrev-18020	283	40	the	the	DET
inlawrev-18020	283	41	insured	insure	VERB
inlawrev-18020	283	42	about	about	ADP
inlawrev-18020	283	43	the	the	DET
inlawrev-18020	283	44	home	home	NOUN
inlawrev-18020	283	45	’s	’s	PART
inlawrev-18020	283	46	price	price	NOUN
inlawrev-18020	283	47	or	or	CCONJ
inlawrev-18020	283	48	if	if	SCONJ
inlawrev-18020	283	49	it	it	PRON
inlawrev-18020	283	50	was	be	AUX
inlawrev-18020	283	51	a	a	DET
inlawrev-18020	283	52	manufactured	manufactured	ADJ
inlawrev-18020	283	53	home	home	NOUN
inlawrev-18020	283	54	.	.	PUNCT
inlawrev-18020	284	1	the	the	DET
inlawrev-18020	284	2	insured	insure	VERB
inlawrev-18020	284	3	believed	believe	VERB
inlawrev-18020	284	4	that	that	SCONJ
inlawrev-18020	284	5	he	he	PRON
inlawrev-18020	284	6	had	have	AUX
inlawrev-18020	284	7	told	tell	VERB
inlawrev-18020	284	8	the	the	DET
inlawrev-18020	284	9	agent	agent	NOUN
inlawrev-18020	284	10	about	about	ADP
inlawrev-18020	284	11	owning	own	VERB
inlawrev-18020	284	12	a	a	DET
inlawrev-18020	284	13	manufactured	manufacture	VERB
inlawrev-18020	284	14	home	home	NOUN
inlawrev-18020	284	15	,	,	PUNCT
inlawrev-18020	284	16	but	but	CCONJ
inlawrev-18020	284	17	the	the	DET
inlawrev-18020	284	18	agent	agent	NOUN
inlawrev-18020	284	19	denied	deny	VERB
inlawrev-18020	284	20	being	be	AUX
inlawrev-18020	284	21	so	so	ADV
inlawrev-18020	284	22	told	tell	VERB
inlawrev-18020	284	23	,	,	PUNCT
inlawrev-18020	284	24	and	and	CCONJ
inlawrev-18020	284	25	further	far	ADV
inlawrev-18020	284	26	claimed	claim	VERB
inlawrev-18020	284	27	that	that	SCONJ
inlawrev-18020	284	28	the	the	DET
inlawrev-18020	284	29	insured	insure	VERB
inlawrev-18020	284	30	said	say	VERB
inlawrev-18020	284	31	it	it	PRON
inlawrev-18020	284	32	was	be	AUX
inlawrev-18020	284	33	“	"	PUNCT
inlawrev-18020	284	34	under	under	ADP
inlawrev-18020	284	35	construction	construction	NOUN
inlawrev-18020	284	36	,	,	PUNCT
inlawrev-18020	284	37	”	"	PUNCT
inlawrev-18020	284	38	which	which	PRON
inlawrev-18020	284	39	suggested	suggest	VERB
inlawrev-18020	284	40	that	that	SCONJ
inlawrev-18020	284	41	it	it	PRON
inlawrev-18020	284	42	was	be	AUX
inlawrev-18020	284	43	a	a	DET
inlawrev-18020	284	44	“	"	PUNCT
inlawrev-18020	284	45	stick	stick	NOUN
inlawrev-18020	284	46	-	-	PUNCT
inlawrev-18020	284	47	built”109	built”109	VERB
inlawrev-18020	284	48	home.110	home.110	VERB
inlawrev-18020	284	49	an	an	DET
inlawrev-18020	284	50	insurance	insurance	NOUN
inlawrev-18020	284	51	policy	policy	NOUN
inlawrev-18020	284	52	was	be	AUX
inlawrev-18020	284	53	issued	issue	VERB
inlawrev-18020	284	54	on	on	ADP
inlawrev-18020	284	55	the	the	DET
inlawrev-18020	284	56	home	home	NOUN
inlawrev-18020	284	57	with	with	ADP
inlawrev-18020	284	58	a	a	DET
inlawrev-18020	284	59	provision	provision	NOUN
inlawrev-18020	284	60	that	that	SCONJ
inlawrev-18020	284	61	the	the	DET
inlawrev-18020	284	62	insurance	insurance	NOUN
inlawrev-18020	284	63	company	company	NOUN
inlawrev-18020	284	64	would	would	AUX
inlawrev-18020	284	65	pay	pay	VERB
inlawrev-18020	284	66	“	"	PUNCT
inlawrev-18020	284	67	the	the	DET
inlawrev-18020	284	68	reasonable	reasonable	ADJ
inlawrev-18020	284	69	and	and	CCONJ
inlawrev-18020	284	70	necessary	necessary	ADJ
inlawrev-18020	284	71	cost	cost	NOUN
inlawrev-18020	284	72	to	to	PART
inlawrev-18020	284	73	repair	repair	VERB
inlawrev-18020	284	74	or	or	CCONJ
inlawrev-18020	284	75	replace	replace	VERB
inlawrev-18020	284	76	[	[	X
inlawrev-18020	284	77	the	the	DET
inlawrev-18020	284	78	home	home	NOUN
inlawrev-18020	284	79	]	]	PUNCT
inlawrev-18020	284	80	with	with	ADP
inlawrev-18020	284	81	similar	similar	ADJ
inlawrev-18020	284	82	construction	construction	NOUN
inlawrev-18020	284	83	.	.	PUNCT
inlawrev-18020	284	84	”111	”111	PROPN
inlawrev-18020	285	1	a	a	DET
inlawrev-18020	285	2	fire	fire	NOUN
inlawrev-18020	285	3	eventually	eventually	ADV
inlawrev-18020	285	4	destroyed	destroy	VERB
inlawrev-18020	285	5	the	the	DET
inlawrev-18020	285	6	home	home	NOUN
inlawrev-18020	285	7	,	,	PUNCT
inlawrev-18020	285	8	and	and	CCONJ
inlawrev-18020	285	9	the	the	DET
inlawrev-18020	285	10	insured	insure	VERB
inlawrev-18020	285	11	submitted	submit	VERB
inlawrev-18020	285	12	a	a	DET
inlawrev-18020	285	13	claim	claim	NOUN
inlawrev-18020	285	14	.	.	PUNCT
inlawrev-18020	286	1	an	an	DET
inlawrev-18020	286	2	adjuster	adjuster	NOUN
inlawrev-18020	286	3	for	for	ADP
inlawrev-18020	286	4	the	the	DET
inlawrev-18020	286	5	insurer	insurer	NOUN
inlawrev-18020	286	6	visited	visit	VERB
inlawrev-18020	286	7	the	the	DET
inlawrev-18020	286	8	home	home	NOUN
inlawrev-18020	286	9	,	,	PUNCT
inlawrev-18020	286	10	and	and	CCONJ
inlawrev-18020	286	11	discovered	discover	VERB
inlawrev-18020	286	12	that	that	SCONJ
inlawrev-18020	286	13	the	the	DET
inlawrev-18020	286	14	home	home	NOUN
inlawrev-18020	286	15	was	be	AUX
inlawrev-18020	286	16	a	a	DET
inlawrev-18020	286	17	manufactured	manufacture	VERB
inlawrev-18020	286	18	home	home	NOUN
inlawrev-18020	286	19	and	and	CCONJ
inlawrev-18020	286	20	not	not	PART
inlawrev-18020	286	21	a	a	DET
inlawrev-18020	286	22	stickbuilt	stickbuilt	NOUN
inlawrev-18020	286	23	home.112	home.112	PROPN
inlawrev-18020	286	24	the	the	DET
inlawrev-18020	286	25	insurance	insurance	NOUN
inlawrev-18020	286	26	company	company	NOUN
inlawrev-18020	286	27	offered	offer	VERB
inlawrev-18020	286	28	to	to	PART
inlawrev-18020	286	29	cover	cover	VERB
inlawrev-18020	286	30	the	the	DET
inlawrev-18020	286	31	cost	cost	NOUN
inlawrev-18020	286	32	of	of	ADP
inlawrev-18020	286	33	replacing	replace	VERB
inlawrev-18020	286	34	the	the	DET
inlawrev-18020	286	35	home	home	NOUN
inlawrev-18020	286	36	with	with	ADP
inlawrev-18020	286	37	another	another	DET
inlawrev-18020	286	38	manufactured	manufacture	VERB
inlawrev-18020	286	39	home	home	NOUN
inlawrev-18020	286	40	,	,	PUNCT
inlawrev-18020	286	41	but	but	CCONJ
inlawrev-18020	286	42	the	the	DET
inlawrev-18020	286	43	insured	insure	VERB
inlawrev-18020	286	44	wanted	want	VERB
inlawrev-18020	286	45	to	to	PART
inlawrev-18020	286	46	start	start	VERB
inlawrev-18020	286	47	over	over	ADP
inlawrev-18020	286	48	with	with	ADP
inlawrev-18020	286	49	a	a	DET
inlawrev-18020	286	50	stick	stick	NOUN
inlawrev-18020	286	51	-	-	PUNCT
inlawrev-18020	286	52	built	build	VERB
inlawrev-18020	286	53	home.113	home.113	NOUN
inlawrev-18020	286	54	the	the	DET
inlawrev-18020	286	55	insured	insure	VERB
inlawrev-18020	286	56	eventually	eventually	ADV
inlawrev-18020	286	57	accepted	accept	VERB
inlawrev-18020	286	58	the	the	DET
inlawrev-18020	286	59	amount	amount	NOUN
inlawrev-18020	286	60	offered	offer	VERB
inlawrev-18020	286	61	,	,	PUNCT
inlawrev-18020	286	62	“	"	PUNCT
inlawrev-18020	286	63	but	but	CCONJ
inlawrev-18020	286	64	reserved	reserve	VERB
inlawrev-18020	286	65	the	the	DET
inlawrev-18020	286	66	right	right	NOUN
inlawrev-18020	286	67	to	to	PART
inlawrev-18020	286	68	seek	seek	VERB
inlawrev-18020	286	69	additional	additional	ADJ
inlawrev-18020	286	70	coverage	coverage	NOUN
inlawrev-18020	286	71	”	"	PUNCT
inlawrev-18020	286	72	up	up	ADP
inlawrev-18020	286	73	to	to	ADP
inlawrev-18020	286	74	the	the	DET
inlawrev-18020	286	75	limits	limit	NOUN
inlawrev-18020	286	76	of	of	ADP
inlawrev-18020	286	77	the	the	DET
inlawrev-18020	286	78	policy	policy	NOUN
inlawrev-18020	286	79	for	for	ADP
inlawrev-18020	286	80	a	a	DET
inlawrev-18020	286	81	stick	stick	NOUN
inlawrev-18020	286	82	-	-	PUNCT
inlawrev-18020	286	83	built	build	VERB
inlawrev-18020	286	84	home.114	home.114	NOUN
inlawrev-18020	286	85	the	the	DET
inlawrev-18020	286	86	insured	insure	VERB
inlawrev-18020	286	87	also	also	ADV
inlawrev-18020	286	88	filed	file	VERB
inlawrev-18020	286	89	suit	suit	NOUN
inlawrev-18020	286	90	against	against	ADP
inlawrev-18020	286	91	the	the	DET
inlawrev-18020	286	92	insurance	insurance	NOUN
inlawrev-18020	286	93	company	company	NOUN
inlawrev-18020	286	94	for	for	ADP
inlawrev-18020	286	95	breach	breach	NOUN
inlawrev-18020	286	96	of	of	ADP
inlawrev-18020	286	97	the	the	DET
inlawrev-18020	286	98	insurance	insurance	NOUN
inlawrev-18020	286	99	policy	policy	NOUN
inlawrev-18020	286	100	and	and	CCONJ
inlawrev-18020	286	101	the	the	DET
inlawrev-18020	286	102	agent	agent	NOUN
inlawrev-18020	286	103	for	for	ADP
inlawrev-18020	286	104	negligence	negligence	NOUN
inlawrev-18020	286	105	in	in	ADP
inlawrev-18020	286	106	procuring	procure	VERB
inlawrev-18020	286	107	the	the	DET
inlawrev-18020	286	108	104	104	NUM
inlawrev-18020	286	109	.	.	PUNCT
inlawrev-18020	287	1	i	i	PRON
inlawrev-18020	287	2	d.	d.	PROPN
inlawrev-18020	287	3	at	at	ADP
inlawrev-18020	287	4	721	721	NUM
inlawrev-18020	287	5	.	.	PUNCT
inlawrev-18020	288	1	105	105	NUM
inlawrev-18020	288	2	.	.	PUNCT
inlawrev-18020	289	1	i	i	PRON
inlawrev-18020	289	2	d.	d.	PROPN
inlawrev-18020	289	3	106	106	NUM
inlawrev-18020	289	4	.	.	PUNCT
inlawrev-18020	290	1	see	see	VERB
inlawrev-18020	290	2	i	i	PRON
inlawrev-18020	290	3	d.	d.	PROPN
inlawrev-18020	290	4	107	107	NUM
inlawrev-18020	290	5	.	.	PUNCT
inlawrev-18020	291	1	950	950	NUM
inlawrev-18020	291	2	n.e.2d	n.e.2d	NOUN
inlawrev-18020	291	3	303	303	NUM
inlawrev-18020	291	4	(	(	PUNCT
inlawrev-18020	291	5	ind	ind	NOUN
inlawrev-18020	291	6	.	.	PUNCT
inlawrev-18020	292	1	ct	ct	PROPN
inlawrev-18020	292	2	.	.	PUNCT
inlawrev-18020	292	3	app	app	PROPN
inlawrev-18020	292	4	.	.	PROPN
inlawrev-18020	292	5	)	)	PUNCT
inlawrev-18020	292	6	,	,	PUNCT
inlawrev-18020	292	7	trans	trans	PROPN
inlawrev-18020	292	8	.	.	PROPN
inlawrev-18020	292	9	denied	deny	VERB
inlawrev-18020	292	10	,	,	PUNCT
inlawrev-18020	292	11	962	962	NUM
inlawrev-18020	292	12	n.e.2d	n.e.2d	NOUN
inlawrev-18020	292	13	650	650	NUM
inlawrev-18020	292	14	(	(	PUNCT
inlawrev-18020	292	15	ind	ind	NOUN
inlawrev-18020	292	16	.	.	PUNCT
inlawrev-18020	292	17	2011	2011	NUM
inlawrev-18020	292	18	)	)	PUNCT
inlawrev-18020	292	19	.	.	PUNCT
inlawrev-18020	293	1	108	108	NUM
inlawrev-18020	293	2	.	.	PUNCT
inlawrev-18020	294	1	i	i	PRON
inlawrev-18020	294	2	d.	d.	PROPN
inlawrev-18020	294	3	109	109	NUM
inlawrev-18020	294	4	.	.	PUNCT
inlawrev-18020	295	1	see	see	AUX
inlawrev-18020	295	2	generally	generally	ADV
inlawrev-18020	295	3	stick	stick	VERB
inlawrev-18020	295	4	construction	construction	NOUN
inlawrev-18020	295	5	v.	v.	ADP
inlawrev-18020	295	6	pre	pre	ADJ
inlawrev-18020	295	7	-	-	ADJ
inlawrev-18020	295	8	manufactured	manufactured	ADJ
inlawrev-18020	295	9	construction	construction	NOUN
inlawrev-18020	295	10	,	,	PUNCT
inlawrev-18020	295	11	pride	pride	NOUN
inlawrev-18020	295	12	builders	builder	NOUN
inlawrev-18020	295	13	,	,	PUNCT
inlawrev-18020	295	14	http://www.pride-home.com/about/stick_v_engineered	http://www.pride-home.com/about/stick_v_engineere	VERB
inlawrev-18020	295	15	(	(	PUNCT
inlawrev-18020	295	16	last	last	ADJ
inlawrev-18020	295	17	visited	visit	VERB
inlawrev-18020	295	18	june	june	PROPN
inlawrev-18020	295	19	18	18	NUM
inlawrev-18020	295	20	,	,	PUNCT
inlawrev-18020	295	21	2012	2012	NUM
inlawrev-18020	295	22	)	)	PUNCT
inlawrev-18020	295	23	(	(	PUNCT
inlawrev-18020	295	24	“	"	PUNCT
inlawrev-18020	295	25	the	the	DET
inlawrev-18020	295	26	traditional	traditional	ADJ
inlawrev-18020	295	27	way	way	NOUN
inlawrev-18020	295	28	to	to	PART
inlawrev-18020	295	29	build	build	VERB
inlawrev-18020	295	30	a	a	DET
inlawrev-18020	295	31	home	home	NOUN
inlawrev-18020	295	32	has	have	AUX
inlawrev-18020	295	33	long	long	ADV
inlawrev-18020	295	34	been	be	AUX
inlawrev-18020	295	35	described	describe	VERB
inlawrev-18020	295	36	as	as	ADP
inlawrev-18020	295	37	‘	'	PUNCT
inlawrev-18020	295	38	stick	stick	NOUN
inlawrev-18020	295	39	built	build	VERB
inlawrev-18020	295	40	homes	home	NOUN
inlawrev-18020	295	41	.	.	PUNCT
inlawrev-18020	295	42	’	'	PUNCT
inlawrev-18020	296	1	that	that	PRON
inlawrev-18020	296	2	is	be	AUX
inlawrev-18020	296	3	,	,	PUNCT
inlawrev-18020	296	4	assembling	assemble	VERB
inlawrev-18020	296	5	the	the	DET
inlawrev-18020	296	6	building	building	NOUN
inlawrev-18020	296	7	,	,	PUNCT
inlawrev-18020	296	8	on	on	ADP
inlawrev-18020	296	9	site	site	NOUN
inlawrev-18020	296	10	,	,	PUNCT
inlawrev-18020	296	11	out	out	ADP
inlawrev-18020	296	12	of	of	ADP
inlawrev-18020	296	13	lumber	lumber	NOUN
inlawrev-18020	296	14	.	.	PUNCT
inlawrev-18020	296	15	.	.	PUNCT
inlawrev-18020	296	16	.	.	PUNCT
inlawrev-18020	296	17	.	.	PUNCT
inlawrev-18020	296	18	”	"	PUNCT
inlawrev-18020	296	19	)	)	PUNCT
inlawrev-18020	296	20	.	.	PUNCT
inlawrev-18020	297	1	110	110	NUM
inlawrev-18020	297	2	.	.	PUNCT
inlawrev-18020	298	1	french	french	ADJ
inlawrev-18020	298	2	,	,	PUNCT
inlawrev-18020	298	3	950	950	NUM
inlawrev-18020	298	4	n.e.2d	n.e.2d	NOUN
inlawrev-18020	298	5	at	at	ADP
inlawrev-18020	298	6	306	306	NUM
inlawrev-18020	298	7	-	-	SYM
inlawrev-18020	298	8	07	07	NUM
inlawrev-18020	298	9	.	.	NOUN
inlawrev-18020	298	10	111	111	NUM
inlawrev-18020	298	11	.	.	PUNCT
inlawrev-18020	299	1	i	i	PRON
inlawrev-18020	299	2	d.	d.	PROPN
inlawrev-18020	299	3	at	at	ADP
inlawrev-18020	299	4	307	307	NUM
inlawrev-18020	299	5	(	(	PUNCT
inlawrev-18020	299	6	citation	citation	NOUN
inlawrev-18020	299	7	omitted	omit	VERB
inlawrev-18020	299	8	)	)	PUNCT
inlawrev-18020	299	9	.	.	PUNCT
inlawrev-18020	300	1	112	112	NUM
inlawrev-18020	300	2	.	.	PUNCT
inlawrev-18020	301	1	i	i	PRON
inlawrev-18020	301	2	d.	d.	PROPN
inlawrev-18020	301	3	113	113	NUM
inlawrev-18020	301	4	.	.	PUNCT
inlawrev-18020	302	1	i	i	PRON
inlawrev-18020	302	2	d.	d.	PROPN
inlawrev-18020	302	3	114	114	NUM
inlawrev-18020	302	4	.	.	PUNCT
inlawrev-18020	303	1	i	i	PRON
inlawrev-18020	303	2	d.	d.	PROPN
inlawrev-18020	303	3	2012	2012	NUM
inlawrev-18020	303	4	]	]	PUNCT
inlawrev-18020	303	5	insurance	insurance	NOUN
inlawrev-18020	303	6	law	law	NOUN
inlawrev-18020	303	7	1239	1239	NUM
inlawrev-18020	303	8	insurance	insurance	NOUN
inlawrev-18020	303	9	policy.115	policy.115	PROPN
inlawrev-18020	303	10	the	the	DET
inlawrev-18020	303	11	relevant	relevant	ADJ
inlawrev-18020	303	12	portion	portion	NOUN
inlawrev-18020	303	13	of	of	ADP
inlawrev-18020	303	14	the	the	DET
inlawrev-18020	303	15	insurance	insurance	NOUN
inlawrev-18020	303	16	policy	policy	NOUN
inlawrev-18020	303	17	provided	provide	VERB
inlawrev-18020	303	18	that	that	SCONJ
inlawrev-18020	303	19	it	it	PRON
inlawrev-18020	303	20	would	would	AUX
inlawrev-18020	303	21	“	"	PUNCT
inlawrev-18020	303	22	pay	pay	VERB
inlawrev-18020	303	23	up	up	ADP
inlawrev-18020	303	24	to	to	ADP
inlawrev-18020	303	25	the	the	DET
inlawrev-18020	303	26	applicable	applicable	ADJ
inlawrev-18020	303	27	limit	limit	NOUN
inlawrev-18020	303	28	of	of	ADP
inlawrev-18020	303	29	liability	liability	NOUN
inlawrev-18020	303	30	.	.	PUNCT
inlawrev-18020	303	31	.	.	PUNCT
inlawrev-18020	303	32	.	.	PUNCT
inlawrev-18020	304	1	the	the	DET
inlawrev-18020	304	2	reasonable	reasonable	ADJ
inlawrev-18020	304	3	and	and	CCONJ
inlawrev-18020	304	4	necessary	necessary	ADJ
inlawrev-18020	304	5	cost	cost	NOUN
inlawrev-18020	304	6	to	to	PART
inlawrev-18020	304	7	repair	repair	VERB
inlawrev-18020	304	8	or	or	CCONJ
inlawrev-18020	304	9	replace	replace	VERB
inlawrev-18020	304	10	with	with	ADP
inlawrev-18020	304	11	similar	similar	ADJ
inlawrev-18020	304	12	construction	construction	NOUN
inlawrev-18020	304	13	and	and	CCONJ
inlawrev-18020	304	14	for	for	ADP
inlawrev-18020	304	15	the	the	DET
inlawrev-18020	304	16	same	same	ADJ
inlawrev-18020	304	17	use	use	NOUN
inlawrev-18020	304	18	on	on	ADP
inlawrev-18020	304	19	the	the	DET
inlawrev-18020	304	20	premises	premise	NOUN
inlawrev-18020	304	21	.	.	PUNCT
inlawrev-18020	304	22	.	.	PUNCT
inlawrev-18020	304	23	.	.	PUNCT
inlawrev-18020	305	1	the	the	DET
inlawrev-18020	305	2	damaged	damage	VERB
inlawrev-18020	305	3	part	part	NOUN
inlawrev-18020	305	4	of	of	ADP
inlawrev-18020	305	5	the	the	DET
inlawrev-18020	305	6	property	property	NOUN
inlawrev-18020	305	7	.	.	PUNCT
inlawrev-18020	306	1	”116	”116	PUNCT
inlawrev-18020	307	1	while	while	SCONJ
inlawrev-18020	307	2	the	the	DET
inlawrev-18020	307	3	insured	insure	VERB
inlawrev-18020	307	4	argued	argue	VERB
inlawrev-18020	307	5	that	that	SCONJ
inlawrev-18020	307	6	a	a	DET
inlawrev-18020	307	7	stick	stick	NOUN
inlawrev-18020	307	8	-	-	PUNCT
inlawrev-18020	307	9	built	build	VERB
inlawrev-18020	307	10	replacement	replacement	NOUN
inlawrev-18020	307	11	home	home	NOUN
inlawrev-18020	307	12	was	be	AUX
inlawrev-18020	307	13	of	of	ADP
inlawrev-18020	307	14	“	"	PUNCT
inlawrev-18020	307	15	similar	similar	ADJ
inlawrev-18020	307	16	construction	construction	NOUN
inlawrev-18020	307	17	”	"	PUNCT
inlawrev-18020	307	18	to	to	ADP
inlawrev-18020	307	19	the	the	DET
inlawrev-18020	307	20	manufactured	manufacture	VERB
inlawrev-18020	307	21	home	home	NOUN
inlawrev-18020	307	22	,	,	PUNCT
inlawrev-18020	307	23	the	the	DET
inlawrev-18020	307	24	insurer	insurer	NOUN
inlawrev-18020	307	25	disagreed	disagree	VERB
inlawrev-18020	307	26	,	,	PUNCT
inlawrev-18020	307	27	contending	contend	VERB
inlawrev-18020	307	28	that	that	SCONJ
inlawrev-18020	307	29	its	its	PRON
inlawrev-18020	307	30	cost	cost	NOUN
inlawrev-18020	307	31	was	be	AUX
inlawrev-18020	307	32	not	not	PART
inlawrev-18020	307	33	“	"	PUNCT
inlawrev-18020	307	34	reasonable	reasonable	ADJ
inlawrev-18020	307	35	and	and	CCONJ
inlawrev-18020	307	36	necessary	necessary	ADJ
inlawrev-18020	307	37	”	"	PUNCT
inlawrev-18020	307	38	as	as	SCONJ
inlawrev-18020	307	39	required	require	VERB
inlawrev-18020	307	40	by	by	ADP
inlawrev-18020	307	41	the	the	DET
inlawrev-18020	307	42	policy.117	policy.117	NOUN
inlawrev-18020	307	43	the	the	DET
inlawrev-18020	307	44	trial	trial	NOUN
inlawrev-18020	307	45	court	court	NOUN
inlawrev-18020	307	46	denied	deny	VERB
inlawrev-18020	307	47	the	the	DET
inlawrev-18020	307	48	summary	summary	NOUN
inlawrev-18020	307	49	judgment	judgment	NOUN
inlawrev-18020	307	50	motions	motion	NOUN
inlawrev-18020	307	51	of	of	ADP
inlawrev-18020	307	52	both	both	PRON
inlawrev-18020	307	53	parties.118	parties.118	VERB
inlawrev-18020	307	54	the	the	DET
inlawrev-18020	307	55	appellate	appellate	ADJ
inlawrev-18020	307	56	court	court	NOUN
inlawrev-18020	307	57	examined	examine	VERB
inlawrev-18020	307	58	the	the	DET
inlawrev-18020	307	59	disputed	dispute	VERB
inlawrev-18020	307	60	policy	policy	NOUN
inlawrev-18020	307	61	terms	term	NOUN
inlawrev-18020	307	62	,	,	PUNCT
inlawrev-18020	307	63	and	and	CCONJ
inlawrev-18020	307	64	found	find	VERB
inlawrev-18020	307	65	they	they	PRON
inlawrev-18020	307	66	were	be	AUX
inlawrev-18020	307	67	ambiguous	ambiguous	ADJ
inlawrev-18020	307	68	in	in	ADP
inlawrev-18020	307	69	meaning.119	meaning.119	NOUN
inlawrev-18020	307	70	despite	despite	SCONJ
inlawrev-18020	307	71	finding	find	VERB
inlawrev-18020	307	72	the	the	DET
inlawrev-18020	307	73	policy	policy	NOUN
inlawrev-18020	307	74	language	language	NOUN
inlawrev-18020	307	75	ambiguous	ambiguous	ADJ
inlawrev-18020	307	76	,	,	PUNCT
inlawrev-18020	307	77	the	the	DET
inlawrev-18020	307	78	court	court	NOUN
inlawrev-18020	307	79	of	of	ADP
inlawrev-18020	307	80	appeals	appeal	NOUN
inlawrev-18020	307	81	determined	determine	VERB
inlawrev-18020	307	82	that	that	SCONJ
inlawrev-18020	307	83	the	the	DET
inlawrev-18020	307	84	trial	trial	NOUN
inlawrev-18020	307	85	court	court	NOUN
inlawrev-18020	307	86	was	be	AUX
inlawrev-18020	307	87	correct	correct	ADJ
inlawrev-18020	307	88	in	in	ADP
inlawrev-18020	307	89	denying	deny	VERB
inlawrev-18020	307	90	summary	summary	NOUN
inlawrev-18020	307	91	judgment	judgment	NOUN
inlawrev-18020	307	92	to	to	ADP
inlawrev-18020	307	93	either	either	CCONJ
inlawrev-18020	307	94	party.120	party.120	VERB
inlawrev-18020	307	95	the	the	DET
inlawrev-18020	307	96	appellate	appellate	ADJ
inlawrev-18020	307	97	court	court	NOUN
inlawrev-18020	307	98	also	also	ADV
inlawrev-18020	307	99	rejected	reject	VERB
inlawrev-18020	307	100	the	the	DET
inlawrev-18020	307	101	insurer	insurer	NOUN
inlawrev-18020	307	102	’s	’s	PART
inlawrev-18020	307	103	argument	argument	NOUN
inlawrev-18020	307	104	that	that	SCONJ
inlawrev-18020	307	105	the	the	DET
inlawrev-18020	307	106	insured	insure	VERB
inlawrev-18020	307	107	concealed	conceal	VERB
inlawrev-18020	307	108	facts	fact	NOUN
inlawrev-18020	307	109	in	in	ADP
inlawrev-18020	307	110	the	the	DET
inlawrev-18020	307	111	acquisition	acquisition	NOUN
inlawrev-18020	307	112	of	of	ADP
inlawrev-18020	307	113	coverage	coverage	NOUN
inlawrev-18020	307	114	which	which	PRON
inlawrev-18020	307	115	permitted	permit	VERB
inlawrev-18020	307	116	the	the	DET
inlawrev-18020	307	117	insurer	insurer	NOUN
inlawrev-18020	307	118	to	to	PART
inlawrev-18020	307	119	rescind	rescind	VERB
inlawrev-18020	307	120	the	the	DET
inlawrev-18020	307	121	policy.121	policy.121	NOUN
inlawrev-18020	307	122	specifically	specifically	ADV
inlawrev-18020	307	123	,	,	PUNCT
inlawrev-18020	307	124	the	the	DET
inlawrev-18020	307	125	insurance	insurance	NOUN
inlawrev-18020	307	126	company	company	NOUN
inlawrev-18020	307	127	contended	contend	VERB
inlawrev-18020	307	128	that	that	SCONJ
inlawrev-18020	307	129	the	the	DET
inlawrev-18020	307	130	insured	insure	VERB
inlawrev-18020	307	131	’s	’s	PART
inlawrev-18020	307	132	statement	statement	NOUN
inlawrev-18020	307	133	that	that	SCONJ
inlawrev-18020	307	134	the	the	DET
inlawrev-18020	307	135	home	home	NOUN
inlawrev-18020	307	136	was	be	AUX
inlawrev-18020	307	137	“	"	PUNCT
inlawrev-18020	307	138	under	under	ADP
inlawrev-18020	307	139	construction	construction	NOUN
inlawrev-18020	307	140	”	"	PUNCT
inlawrev-18020	307	141	at	at	ADP
inlawrev-18020	307	142	the	the	DET
inlawrev-18020	307	143	time	time	NOUN
inlawrev-18020	307	144	the	the	DET
inlawrev-18020	307	145	policy	policy	NOUN
inlawrev-18020	307	146	was	be	AUX
inlawrev-18020	307	147	acquired	acquire	VERB
inlawrev-18020	307	148	,	,	PUNCT
inlawrev-18020	307	149	constituted	constitute	VERB
inlawrev-18020	307	150	a	a	DET
inlawrev-18020	307	151	concealment	concealment	NOUN
inlawrev-18020	307	152	of	of	ADP
inlawrev-18020	307	153	the	the	DET
inlawrev-18020	307	154	fact	fact	NOUN
inlawrev-18020	307	155	that	that	SCONJ
inlawrev-18020	307	156	the	the	DET
inlawrev-18020	307	157	house	house	NOUN
inlawrev-18020	307	158	was	be	AUX
inlawrev-18020	307	159	a	a	DET
inlawrev-18020	307	160	manufactured	manufacture	VERB
inlawrev-18020	307	161	home.122	home.122	NOUN
inlawrev-18020	307	162	the	the	DET
inlawrev-18020	307	163	court	court	NOUN
inlawrev-18020	307	164	concluded	conclude	VERB
inlawrev-18020	307	165	that	that	SCONJ
inlawrev-18020	307	166	a	a	DET
inlawrev-18020	307	167	manufactured	manufacture	VERB
inlawrev-18020	307	168	home	home	NOUN
inlawrev-18020	307	169	also	also	ADV
inlawrev-18020	307	170	must	must	AUX
inlawrev-18020	307	171	be	be	AUX
inlawrev-18020	307	172	“	"	PUNCT
inlawrev-18020	307	173	constructed	construct	VERB
inlawrev-18020	307	174	”	"	PUNCT
inlawrev-18020	307	175	such	such	ADJ
inlawrev-18020	307	176	that	that	SCONJ
inlawrev-18020	307	177	there	there	PRON
inlawrev-18020	307	178	was	be	VERB
inlawrev-18020	307	179	no	no	DET
inlawrev-18020	307	180	concealment	concealment	NOUN
inlawrev-18020	307	181	or	or	CCONJ
inlawrev-18020	307	182	misrepresentation	misrepresentation	NOUN
inlawrev-18020	307	183	by	by	ADP
inlawrev-18020	307	184	the	the	DET
inlawrev-18020	307	185	insured	insured	ADJ
inlawrev-18020	307	186	to	to	PART
inlawrev-18020	307	187	allow	allow	VERB
inlawrev-18020	307	188	the	the	DET
inlawrev-18020	307	189	policy	policy	NOUN
inlawrev-18020	307	190	to	to	PART
inlawrev-18020	307	191	be	be	AUX
inlawrev-18020	307	192	rescinded.123	rescinded.123	NOUN
inlawrev-18020	307	193	this	this	DET
inlawrev-18020	307	194	case	case	NOUN
inlawrev-18020	307	195	provides	provide	VERB
inlawrev-18020	307	196	an	an	DET
inlawrev-18020	307	197	example	example	NOUN
inlawrev-18020	307	198	of	of	ADP
inlawrev-18020	307	199	the	the	DET
inlawrev-18020	307	200	fact	fact	NOUN
inlawrev-18020	307	201	sensitive	sensitive	ADJ
inlawrev-18020	307	202	nature	nature	NOUN
inlawrev-18020	307	203	of	of	ADP
inlawrev-18020	307	204	insurance	insurance	NOUN
inlawrev-18020	307	205	coverage	coverage	NOUN
inlawrev-18020	307	206	disputes	dispute	NOUN
inlawrev-18020	307	207	.	.	PUNCT
inlawrev-18020	308	1	clearly	clearly	ADV
inlawrev-18020	308	2	,	,	PUNCT
inlawrev-18020	308	3	neither	neither	DET
inlawrev-18020	308	4	party	party	NOUN
inlawrev-18020	308	5	was	be	AUX
inlawrev-18020	308	6	entitled	entitle	VERB
inlawrev-18020	308	7	to	to	ADP
inlawrev-18020	308	8	a	a	DET
inlawrev-18020	308	9	summary	summary	NOUN
inlawrev-18020	308	10	resolution	resolution	NOUN
inlawrev-18020	308	11	of	of	ADP
inlawrev-18020	308	12	the	the	DET
inlawrev-18020	308	13	case	case	NOUN
inlawrev-18020	308	14	,	,	PUNCT
inlawrev-18020	308	15	based	base	VERB
inlawrev-18020	308	16	upon	upon	SCONJ
inlawrev-18020	308	17	each	each	PRON
inlawrev-18020	308	18	having	have	VERB
inlawrev-18020	308	19	a	a	DET
inlawrev-18020	308	20	plausible	plausible	ADJ
inlawrev-18020	308	21	construction	construction	NOUN
inlawrev-18020	308	22	of	of	ADP
inlawrev-18020	308	23	the	the	DET
inlawrev-18020	308	24	policy	policy	NOUN
inlawrev-18020	308	25	terms	term	NOUN
inlawrev-18020	308	26	based	base	VERB
inlawrev-18020	308	27	upon	upon	SCONJ
inlawrev-18020	308	28	the	the	DET
inlawrev-18020	308	29	disputed	dispute	VERB
inlawrev-18020	308	30	facts.124	facts.124	NOUN
inlawrev-18020	308	31	d.	d.	PROPN
inlawrev-18020	308	32	court	court	PROPN
inlawrev-18020	308	33	enforces	enforce	VERB
inlawrev-18020	308	34	insurance	insurance	NOUN
inlawrev-18020	308	35	policy	policy	NOUN
inlawrev-18020	308	36	limitation	limitation	NOUN
inlawrev-18020	308	37	of	of	ADP
inlawrev-18020	308	38	action	action	NOUN
inlawrev-18020	308	39	clause	clause	NOUN
inlawrev-18020	308	40	the	the	DET
inlawrev-18020	308	41	decision	decision	NOUN
inlawrev-18020	308	42	of	of	ADP
inlawrev-18020	308	43	trzeciak	trzeciak	PROPN
inlawrev-18020	308	44	v.	v.	ADP
inlawrev-18020	308	45	state	state	PROPN
inlawrev-18020	308	46	farm	farm	NOUN
inlawrev-18020	308	47	fire	fire	NOUN
inlawrev-18020	308	48	&	&	CCONJ
inlawrev-18020	308	49	casualty	casualty	PROPN
inlawrev-18020	308	50	co.125	co.125	NOUN
inlawrev-18020	308	51	offers	offer	VERB
inlawrev-18020	308	52	important	important	ADJ
inlawrev-18020	308	53	guidance	guidance	NOUN
inlawrev-18020	308	54	regarding	regard	VERB
inlawrev-18020	308	55	the	the	DET
inlawrev-18020	308	56	enforceability	enforceability	NOUN
inlawrev-18020	308	57	of	of	ADP
inlawrev-18020	308	58	insurance	insurance	NOUN
inlawrev-18020	308	59	policy	policy	NOUN
inlawrev-18020	308	60	time	time	NOUN
inlawrev-18020	308	61	limitations	limitation	NOUN
inlawrev-18020	308	62	and	and	CCONJ
inlawrev-18020	308	63	the	the	DET
inlawrev-18020	308	64	applicable	applicable	ADJ
inlawrev-18020	308	65	statute	statute	NOUN
inlawrev-18020	308	66	of	of	ADP
inlawrev-18020	308	67	limitations	limitation	NOUN
inlawrev-18020	308	68	for	for	ADP
inlawrev-18020	308	69	a	a	DET
inlawrev-18020	308	70	breach	breach	NOUN
inlawrev-18020	308	71	of	of	ADP
inlawrev-18020	308	72	good	good	ADJ
inlawrev-18020	308	73	faith	faith	NOUN
inlawrev-18020	308	74	claim	claim	NOUN
inlawrev-18020	308	75	by	by	ADP
inlawrev-18020	308	76	an	an	DET
inlawrev-18020	308	77	insurer	insurer	NOUN
inlawrev-18020	308	78	.	.	PUNCT
inlawrev-18020	309	1	an	an	DET
inlawrev-18020	309	2	insured	insure	VERB
inlawrev-18020	309	3	filed	file	VERB
inlawrev-18020	309	4	a	a	DET
inlawrev-18020	309	5	lawsuit	lawsuit	NOUN
inlawrev-18020	309	6	against	against	ADP
inlawrev-18020	309	7	his	his	PRON
inlawrev-18020	309	8	homeowner	homeowner	NOUN
inlawrev-18020	309	9	’s	’s	PART
inlawrev-18020	309	10	115	115	NUM
inlawrev-18020	309	11	.	.	PUNCT
inlawrev-18020	310	1	i	i	PRON
inlawrev-18020	310	2	d	d	PROPN
inlawrev-18020	310	3	116	116	NUM
inlawrev-18020	310	4	.	.	PUNCT
inlawrev-18020	311	1	i	i	PRON
inlawrev-18020	311	2	d.	d.	PROPN
inlawrev-18020	311	3	at	at	ADP
inlawrev-18020	311	4	309	309	NUM
inlawrev-18020	311	5	(	(	PUNCT
inlawrev-18020	311	6	alterations	alteration	NOUN
inlawrev-18020	311	7	in	in	ADP
inlawrev-18020	311	8	original	original	ADJ
inlawrev-18020	311	9	)	)	PUNCT
inlawrev-18020	311	10	(	(	PUNCT
inlawrev-18020	311	11	citation	citation	NOUN
inlawrev-18020	311	12	omitted	omit	VERB
inlawrev-18020	311	13	)	)	PUNCT
inlawrev-18020	311	14	.	.	PUNCT
inlawrev-18020	312	1	117	117	NUM
inlawrev-18020	312	2	.	.	PUNCT
inlawrev-18020	313	1	i	i	PRON
inlawrev-18020	313	2	d.	d.	PROPN
inlawrev-18020	313	3	118	118	NUM
inlawrev-18020	313	4	.	.	PUNCT
inlawrev-18020	314	1	i	i	PRON
inlawrev-18020	314	2	d.	d.	PROPN
inlawrev-18020	314	3	at	at	ADP
inlawrev-18020	314	4	307	307	NUM
inlawrev-18020	314	5	.	.	PUNCT
inlawrev-18020	315	1	119	119	NUM
inlawrev-18020	315	2	.	.	PUNCT
inlawrev-18020	316	1	i	i	PRON
inlawrev-18020	316	2	d.	d.	PROPN
inlawrev-18020	316	3	at	at	ADP
inlawrev-18020	316	4	309	309	NUM
inlawrev-18020	316	5	-	-	SYM
inlawrev-18020	316	6	10	10	NUM
inlawrev-18020	316	7	.	.	PUNCT
inlawrev-18020	317	1	120	120	NUM
inlawrev-18020	317	2	.	.	PUNCT
inlawrev-18020	318	1	i	i	PRON
inlawrev-18020	318	2	d.	d.	PROPN
inlawrev-18020	318	3	at	at	ADP
inlawrev-18020	318	4	310	310	NUM
inlawrev-18020	318	5	.	.	PUNCT
inlawrev-18020	319	1	typically	typically	ADV
inlawrev-18020	319	2	,	,	PUNCT
inlawrev-18020	319	3	ambiguous	ambiguous	ADJ
inlawrev-18020	319	4	insurance	insurance	NOUN
inlawrev-18020	319	5	policy	policy	NOUN
inlawrev-18020	319	6	language	language	NOUN
inlawrev-18020	319	7	is	be	AUX
inlawrev-18020	319	8	construed	construe	VERB
inlawrev-18020	319	9	against	against	ADP
inlawrev-18020	319	10	the	the	DET
inlawrev-18020	319	11	insurance	insurance	NOUN
inlawrev-18020	319	12	company	company	NOUN
inlawrev-18020	319	13	as	as	ADP
inlawrev-18020	319	14	drafter	drafter	NOUN
inlawrev-18020	319	15	of	of	ADP
inlawrev-18020	319	16	the	the	DET
inlawrev-18020	319	17	policy	policy	NOUN
inlawrev-18020	319	18	.	.	PUNCT
inlawrev-18020	320	1	i	i	PRON
inlawrev-18020	320	2	d.	d.	PROPN
inlawrev-18020	320	3	at	at	ADP
inlawrev-18020	320	4	309	309	NUM
inlawrev-18020	320	5	(	(	PUNCT
inlawrev-18020	320	6	citing	cite	VERB
inlawrev-18020	320	7	meridian	meridian	PROPN
inlawrev-18020	320	8	mut	mut	PROPN
inlawrev-18020	320	9	.	.	PUNCT
inlawrev-18020	321	1	ins	ins	PROPN
inlawrev-18020	321	2	.	.	PUNCT
inlawrev-18020	321	3	co.	co.	PROPN
inlawrev-18020	321	4	v.	v.	ADP
inlawrev-18020	321	5	autoowners	autoowners	PROPN
inlawrev-18020	321	6	ins	ins	PROPN
inlawrev-18020	321	7	.	.	PUNCT
inlawrev-18020	321	8	co.	co.	PROPN
inlawrev-18020	321	9	,	,	PUNCT
inlawrev-18020	321	10	698	698	NUM
inlawrev-18020	321	11	n.e.2d	n.e.2d	NOUN
inlawrev-18020	321	12	770	770	NUM
inlawrev-18020	321	13	,	,	PUNCT
inlawrev-18020	321	14	773	773	NUM
inlawrev-18020	321	15	(	(	PUNCT
inlawrev-18020	321	16	ind	ind	NOUN
inlawrev-18020	321	17	.	.	PUNCT
inlawrev-18020	321	18	1998	1998	NUM
inlawrev-18020	321	19	)	)	PUNCT
inlawrev-18020	321	20	)	)	PUNCT
inlawrev-18020	321	21	.	.	PUNCT
inlawrev-18020	322	1	121	121	NUM
inlawrev-18020	322	2	.	.	PUNCT
inlawrev-18020	323	1	i	i	PRON
inlawrev-18020	323	2	d.	d.	PROPN
inlawrev-18020	323	3	at	at	ADP
inlawrev-18020	323	4	314	314	NUM
inlawrev-18020	323	5	.	.	PUNCT
inlawrev-18020	324	1	122	122	NUM
inlawrev-18020	324	2	.	.	PUNCT
inlawrev-18020	325	1	i	i	PRON
inlawrev-18020	325	2	d.	d.	PROPN
inlawrev-18020	325	3	at	at	ADP
inlawrev-18020	325	4	311	311	NUM
inlawrev-18020	325	5	-	-	SYM
inlawrev-18020	325	6	12	12	NUM
inlawrev-18020	325	7	.	.	PUNCT
inlawrev-18020	326	1	123	123	NUM
inlawrev-18020	326	2	.	.	PUNCT
inlawrev-18020	327	1	i	i	PRON
inlawrev-18020	327	2	d.	d.	PROPN
inlawrev-18020	327	3	at	at	ADP
inlawrev-18020	327	4	312	312	NUM
inlawrev-18020	327	5	.	.	PUNCT
inlawrev-18020	327	6	124	124	NUM
inlawrev-18020	327	7	.	.	PUNCT
inlawrev-18020	328	1	see	see	VERB
inlawrev-18020	328	2	i	i	PRON
inlawrev-18020	328	3	d.	d.	PROPN
inlawrev-18020	328	4	at	at	ADP
inlawrev-18020	328	5	310	310	NUM
inlawrev-18020	328	6	.	.	PROPN
inlawrev-18020	329	1	125	125	NUM
inlawrev-18020	329	2	.	.	NUM
inlawrev-18020	329	3	809	809	NUM
inlawrev-18020	329	4	f.	f.	PROPN
inlawrev-18020	329	5	supp	supp	PROPN
inlawrev-18020	329	6	.	.	PUNCT
inlawrev-18020	330	1	2d	2d	PROPN
inlawrev-18020	330	2	900	900	NUM
inlawrev-18020	330	3	(	(	PUNCT
inlawrev-18020	330	4	n.d	n.d	PROPN
inlawrev-18020	330	5	.	.	PROPN
inlawrev-18020	330	6	ind	ind	PROPN
inlawrev-18020	330	7	.	.	PUNCT
inlawrev-18020	331	1	2011	2011	NUM
inlawrev-18020	331	2	)	)	PUNCT
inlawrev-18020	331	3	.	.	PUNCT
inlawrev-18020	332	1	1240	1240	NUM
inlawrev-18020	332	2	indiana	indiana	PROPN
inlawrev-18020	332	3	law	law	PROPN
inlawrev-18020	332	4	review	review	NOUN
inlawrev-18020	332	5	[	[	X
inlawrev-18020	332	6	vol	vol	NOUN
inlawrev-18020	332	7	.	.	PUNCT
inlawrev-18020	333	1	45:1227	45:1227	NUM
inlawrev-18020	333	2	insurance	insurance	NOUN
inlawrev-18020	333	3	company	company	NOUN
inlawrev-18020	333	4	to	to	PART
inlawrev-18020	333	5	recover	recover	VERB
inlawrev-18020	333	6	for	for	ADP
inlawrev-18020	333	7	a	a	DET
inlawrev-18020	333	8	loss	loss	NOUN
inlawrev-18020	333	9	allegedly	allegedly	ADV
inlawrev-18020	333	10	sustained	sustain	VERB
inlawrev-18020	333	11	when	when	SCONJ
inlawrev-18020	333	12	the	the	DET
inlawrev-18020	333	13	insured	insure	VERB
inlawrev-18020	333	14	was	be	AUX
inlawrev-18020	333	15	arrested	arrest	VERB
inlawrev-18020	333	16	by	by	ADP
inlawrev-18020	333	17	the	the	DET
inlawrev-18020	333	18	police	police	NOUN
inlawrev-18020	333	19	and	and	CCONJ
inlawrev-18020	333	20	for	for	ADP
inlawrev-18020	333	21	breach	breach	NOUN
inlawrev-18020	333	22	of	of	ADP
inlawrev-18020	333	23	the	the	DET
inlawrev-18020	333	24	insurer	insurer	NOUN
inlawrev-18020	333	25	’s	’s	PART
inlawrev-18020	333	26	duty	duty	NOUN
inlawrev-18020	333	27	of	of	ADP
inlawrev-18020	333	28	good	good	ADJ
inlawrev-18020	333	29	faith.126	faith.126	NOUN
inlawrev-18020	333	30	his	his	PRON
inlawrev-18020	333	31	complaint	complaint	NOUN
inlawrev-18020	333	32	was	be	AUX
inlawrev-18020	333	33	filed	file	VERB
inlawrev-18020	333	34	over	over	ADP
inlawrev-18020	333	35	six	six	NUM
inlawrev-18020	333	36	years	year	NOUN
inlawrev-18020	333	37	after	after	ADP
inlawrev-18020	333	38	the	the	DET
inlawrev-18020	333	39	date	date	NOUN
inlawrev-18020	333	40	of	of	ADP
inlawrev-18020	333	41	loss	loss	NOUN
inlawrev-18020	333	42	.	.	PUNCT
inlawrev-18020	334	1	the	the	DET
inlawrev-18020	334	2	insurer	insurer	NOUN
inlawrev-18020	334	3	filed	file	VERB
inlawrev-18020	334	4	for	for	ADP
inlawrev-18020	334	5	summary	summary	NOUN
inlawrev-18020	334	6	judgment	judgment	NOUN
inlawrev-18020	334	7	,	,	PUNCT
inlawrev-18020	334	8	contending	contend	VERB
inlawrev-18020	334	9	the	the	DET
inlawrev-18020	334	10	suit	suit	NOUN
inlawrev-18020	334	11	was	be	AUX
inlawrev-18020	334	12	prohibited	prohibit	VERB
inlawrev-18020	334	13	by	by	ADP
inlawrev-18020	334	14	a	a	DET
inlawrev-18020	334	15	one	one	NUM
inlawrev-18020	334	16	-	-	PUNCT
inlawrev-18020	334	17	year	year	NOUN
inlawrev-18020	334	18	policy	policy	NOUN
inlawrev-18020	334	19	limitation	limitation	NOUN
inlawrev-18020	334	20	on	on	ADP
inlawrev-18020	334	21	suits	suit	NOUN
inlawrev-18020	334	22	against	against	ADP
inlawrev-18020	334	23	the	the	DET
inlawrev-18020	334	24	insurer.127	insurer.127	NOUN
inlawrev-18020	334	25	the	the	DET
inlawrev-18020	334	26	district	district	NOUN
inlawrev-18020	334	27	court	court	NOUN
inlawrev-18020	334	28	granted	grant	VERB
inlawrev-18020	334	29	the	the	DET
inlawrev-18020	334	30	insurer	insurer	NOUN
inlawrev-18020	334	31	’s	’s	PART
inlawrev-18020	334	32	motion	motion	NOUN
inlawrev-18020	334	33	,	,	PUNCT
inlawrev-18020	334	34	and	and	CCONJ
inlawrev-18020	334	35	determined	determine	VERB
inlawrev-18020	334	36	that	that	SCONJ
inlawrev-18020	334	37	indiana	indiana	PROPN
inlawrev-18020	334	38	has	have	AUX
inlawrev-18020	334	39	long	long	ADV
inlawrev-18020	334	40	enforced	enforce	VERB
inlawrev-18020	334	41	insurance	insurance	NOUN
inlawrev-18020	334	42	policy	policy	NOUN
inlawrev-18020	334	43	limitation	limitation	NOUN
inlawrev-18020	334	44	of	of	ADP
inlawrev-18020	334	45	action	action	NOUN
inlawrev-18020	334	46	clauses.128	clauses.128	NOUN
inlawrev-18020	334	47	the	the	DET
inlawrev-18020	334	48	court	court	NOUN
inlawrev-18020	334	49	found	find	VERB
inlawrev-18020	334	50	no	no	DET
inlawrev-18020	334	51	justification	justification	NOUN
inlawrev-18020	334	52	for	for	ADP
inlawrev-18020	334	53	not	not	PART
inlawrev-18020	334	54	enforcing	enforce	VERB
inlawrev-18020	334	55	the	the	DET
inlawrev-18020	334	56	policy	policy	NOUN
inlawrev-18020	334	57	limitation.129	limitation.129	VERB
inlawrev-18020	334	58	additionally	additionally	ADV
inlawrev-18020	334	59	,	,	PUNCT
inlawrev-18020	334	60	the	the	DET
inlawrev-18020	334	61	insurer	insurer	NOUN
inlawrev-18020	334	62	contended	contend	VERB
inlawrev-18020	334	63	that	that	SCONJ
inlawrev-18020	334	64	the	the	DET
inlawrev-18020	334	65	insured	insure	VERB
inlawrev-18020	334	66	’s	’s	PART
inlawrev-18020	334	67	claim	claim	NOUN
inlawrev-18020	334	68	for	for	ADP
inlawrev-18020	334	69	breach	breach	NOUN
inlawrev-18020	334	70	of	of	ADP
inlawrev-18020	334	71	duty	duty	NOUN
inlawrev-18020	334	72	of	of	ADP
inlawrev-18020	334	73	good	good	ADJ
inlawrev-18020	334	74	faith	faith	NOUN
inlawrev-18020	334	75	was	be	AUX
inlawrev-18020	334	76	also	also	ADV
inlawrev-18020	334	77	time	time	NOUN
inlawrev-18020	334	78	-	-	PUNCT
inlawrev-18020	334	79	barred.130	barred.130	NOUN
inlawrev-18020	334	80	the	the	DET
inlawrev-18020	334	81	district	district	NOUN
inlawrev-18020	334	82	court	court	NOUN
inlawrev-18020	334	83	agreed	agree	VERB
inlawrev-18020	334	84	and	and	CCONJ
inlawrev-18020	334	85	concluded	conclude	VERB
inlawrev-18020	334	86	that	that	SCONJ
inlawrev-18020	334	87	the	the	DET
inlawrev-18020	334	88	claim	claim	NOUN
inlawrev-18020	334	89	for	for	ADP
inlawrev-18020	334	90	breach	breach	NOUN
inlawrev-18020	334	91	of	of	ADP
inlawrev-18020	334	92	duty	duty	NOUN
inlawrev-18020	334	93	of	of	ADP
inlawrev-18020	334	94	good	good	ADJ
inlawrev-18020	334	95	faith	faith	NOUN
inlawrev-18020	334	96	,	,	PUNCT
inlawrev-18020	334	97	was	be	AUX
inlawrev-18020	334	98	a	a	DET
inlawrev-18020	334	99	tort	tort	NOUN
inlawrev-18020	335	1	remedy.131	remedy.131	INTJ
inlawrev-18020	335	2	consequently	consequently	ADV
inlawrev-18020	335	3	,	,	PUNCT
inlawrev-18020	335	4	it	it	PRON
inlawrev-18020	335	5	was	be	AUX
inlawrev-18020	335	6	subject	subject	ADJ
inlawrev-18020	335	7	to	to	ADP
inlawrev-18020	335	8	indiana	indiana	PROPN
inlawrev-18020	335	9	’s	’s	PART
inlawrev-18020	335	10	two	two	NUM
inlawrev-18020	335	11	-	-	PUNCT
inlawrev-18020	335	12	year	year	NOUN
inlawrev-18020	335	13	personal	personal	ADJ
inlawrev-18020	335	14	property	property	NOUN
inlawrev-18020	335	15	statute	statute	NOUN
inlawrev-18020	335	16	of	of	ADP
inlawrev-18020	335	17	limitations.132	limitations.132	PROPN
inlawrev-18020	335	18	the	the	DET
inlawrev-18020	335	19	court	court	NOUN
inlawrev-18020	335	20	also	also	ADV
inlawrev-18020	335	21	applied	apply	VERB
inlawrev-18020	335	22	the	the	DET
inlawrev-18020	335	23	“	"	PUNCT
inlawrev-18020	335	24	discovery	discovery	NOUN
inlawrev-18020	335	25	rule	rule	NOUN
inlawrev-18020	335	26	,	,	PUNCT
inlawrev-18020	335	27	”	"	PUNCT
inlawrev-18020	335	28	which	which	PRON
inlawrev-18020	335	29	requires	require	VERB
inlawrev-18020	335	30	the	the	DET
inlawrev-18020	335	31	running	running	NOUN
inlawrev-18020	335	32	of	of	ADP
inlawrev-18020	335	33	the	the	DET
inlawrev-18020	335	34	statute	statute	NOUN
inlawrev-18020	335	35	of	of	ADP
inlawrev-18020	335	36	limitations	limitation	NOUN
inlawrev-18020	335	37	“	"	PUNCT
inlawrev-18020	335	38	when	when	SCONJ
inlawrev-18020	335	39	the	the	DET
inlawrev-18020	335	40	[	[	X
inlawrev-18020	335	41	insured	insure	VERB
inlawrev-18020	335	42	]	]	PUNCT
inlawrev-18020	335	43	knew	know	VERB
inlawrev-18020	335	44	or	or	CCONJ
inlawrev-18020	335	45	,	,	PUNCT
inlawrev-18020	335	46	in	in	ADP
inlawrev-18020	335	47	the	the	DET
inlawrev-18020	335	48	exercise	exercise	NOUN
inlawrev-18020	335	49	of	of	ADP
inlawrev-18020	335	50	ordinary	ordinary	ADJ
inlawrev-18020	335	51	diligence	diligence	NOUN
inlawrev-18020	335	52	,	,	PUNCT
inlawrev-18020	335	53	could	could	AUX
inlawrev-18020	335	54	have	have	AUX
inlawrev-18020	335	55	discovered	discover	VERB
inlawrev-18020	335	56	that	that	SCONJ
inlawrev-18020	335	57	an	an	DET
inlawrev-18020	335	58	injury	injury	NOUN
inlawrev-18020	335	59	had	have	AUX
inlawrev-18020	335	60	been	be	AUX
inlawrev-18020	335	61	sustained	sustain	VERB
inlawrev-18020	335	62	as	as	ADP
inlawrev-18020	335	63	a	a	DET
inlawrev-18020	335	64	result	result	NOUN
inlawrev-18020	335	65	of	of	ADP
inlawrev-18020	335	66	the	the	DET
inlawrev-18020	335	67	tortious	tortious	ADJ
inlawrev-18020	335	68	act	act	NOUN
inlawrev-18020	335	69	of	of	ADP
inlawrev-18020	335	70	another	another	PRON
inlawrev-18020	335	71	.	.	PUNCT
inlawrev-18020	336	1	”133	”133	VERB
inlawrev-18020	336	2	the	the	DET
inlawrev-18020	336	3	court	court	NOUN
inlawrev-18020	336	4	concluded	conclude	VERB
inlawrev-18020	336	5	that	that	SCONJ
inlawrev-18020	336	6	the	the	DET
inlawrev-18020	336	7	insured	insure	VERB
inlawrev-18020	336	8	did	do	AUX
inlawrev-18020	336	9	not	not	PART
inlawrev-18020	336	10	bring	bring	VERB
inlawrev-18020	336	11	the	the	DET
inlawrev-18020	336	12	action	action	NOUN
inlawrev-18020	336	13	against	against	ADP
inlawrev-18020	336	14	the	the	DET
inlawrev-18020	336	15	insurer	insurer	NOUN
inlawrev-18020	336	16	within	within	ADP
inlawrev-18020	336	17	two	two	NUM
inlawrev-18020	336	18	years	year	NOUN
inlawrev-18020	336	19	of	of	ADP
inlawrev-18020	336	20	the	the	DET
inlawrev-18020	336	21	date	date	NOUN
inlawrev-18020	336	22	of	of	ADP
inlawrev-18020	336	23	accrual.134	accrual.134	PROPN
inlawrev-18020	336	24	iv	iv	NUM
inlawrev-18020	336	25	.	.	PUNCT
inlawrev-18020	336	26	miscellaneous	miscellaneous	ADJ
inlawrev-18020	336	27	case	case	NOUN
inlawrev-18020	336	28	law	law	NOUN
inlawrev-18020	336	29	in	in	ADP
inlawrev-18020	336	30	ashby	ashby	PROPN
inlawrev-18020	336	31	v.	v.	PROPN
inlawrev-18020	336	32	bar	bar	PROPN
inlawrev-18020	336	33	plan	plan	NOUN
inlawrev-18020	336	34	mutual	mutual	ADJ
inlawrev-18020	336	35	insurance	insurance	PROPN
inlawrev-18020	336	36	co.	co.	PROPN
inlawrev-18020	336	37	,135	,135	PUNCT
inlawrev-18020	336	38	the	the	DET
inlawrev-18020	336	39	court	court	NOUN
inlawrev-18020	336	40	interpreted	interpret	VERB
inlawrev-18020	336	41	an	an	DET
inlawrev-18020	336	42	insurance	insurance	NOUN
inlawrev-18020	336	43	policy	policy	NOUN
inlawrev-18020	336	44	’s	’s	PART
inlawrev-18020	336	45	condition	condition	NOUN
inlawrev-18020	336	46	requiring	require	VERB
inlawrev-18020	336	47	notice	notice	NOUN
inlawrev-18020	336	48	to	to	ADP
inlawrev-18020	336	49	the	the	DET
inlawrev-18020	336	50	insurance	insurance	NOUN
inlawrev-18020	336	51	company	company	NOUN
inlawrev-18020	336	52	of	of	ADP
inlawrev-18020	336	53	a	a	DET
inlawrev-18020	336	54	malpractice	malpractice	NOUN
inlawrev-18020	336	55	lawsuit	lawsuit	NOUN
inlawrev-18020	336	56	against	against	ADP
inlawrev-18020	336	57	its	its	PRON
inlawrev-18020	336	58	insured	insure	VERB
inlawrev-18020	336	59	,	,	PUNCT
inlawrev-18020	336	60	and	and	CCONJ
inlawrev-18020	336	61	whether	whether	SCONJ
inlawrev-18020	336	62	the	the	DET
inlawrev-18020	336	63	doctrine	doctrine	NOUN
inlawrev-18020	336	64	of	of	ADP
inlawrev-18020	336	65	estoppel	estoppel	NOUN
inlawrev-18020	336	66	could	could	AUX
inlawrev-18020	336	67	result	result	VERB
inlawrev-18020	336	68	in	in	ADP
inlawrev-18020	336	69	the	the	DET
inlawrev-18020	336	70	condition	condition	NOUN
inlawrev-18020	336	71	not	not	PART
inlawrev-18020	336	72	being	be	AUX
inlawrev-18020	336	73	enforced	enforce	VERB
inlawrev-18020	336	74	.	.	PUNCT
inlawrev-18020	337	1	an	an	DET
inlawrev-18020	337	2	insured	insured	ADJ
inlawrev-18020	337	3	attorney	attorney	NOUN
inlawrev-18020	337	4	abandoned	abandon	VERB
inlawrev-18020	337	5	his	his	PRON
inlawrev-18020	337	6	legal	legal	ADJ
inlawrev-18020	337	7	practice	practice	NOUN
inlawrev-18020	337	8	and	and	CCONJ
inlawrev-18020	337	9	disappeared.136	disappeared.136	NOUN
inlawrev-18020	337	10	before	before	ADP
inlawrev-18020	337	11	his	his	PRON
inlawrev-18020	337	12	disappearance	disappearance	NOUN
inlawrev-18020	337	13	,	,	PUNCT
inlawrev-18020	337	14	two	two	NUM
inlawrev-18020	337	15	clients	client	NOUN
inlawrev-18020	337	16	hired	hire	VERB
inlawrev-18020	337	17	the	the	DET
inlawrev-18020	337	18	attorney	attorney	NOUN
inlawrev-18020	337	19	to	to	PART
inlawrev-18020	337	20	pursue	pursue	VERB
inlawrev-18020	337	21	personal	personal	ADJ
inlawrev-18020	337	22	injury	injury	NOUN
inlawrev-18020	337	23	actions	action	NOUN
inlawrev-18020	337	24	on	on	ADP
inlawrev-18020	337	25	their	their	PRON
inlawrev-18020	337	26	behalf	behalf	NOUN
inlawrev-18020	337	27	.	.	PUNCT
inlawrev-18020	338	1	the	the	DET
inlawrev-18020	338	2	attorney	attorney	NOUN
inlawrev-18020	338	3	had	have	AUX
inlawrev-18020	338	4	filed	file	VERB
inlawrev-18020	338	5	a	a	DET
inlawrev-18020	338	6	lawsuit	lawsuit	NOUN
inlawrev-18020	338	7	for	for	ADP
inlawrev-18020	338	8	one	one	NUM
inlawrev-18020	338	9	of	of	ADP
inlawrev-18020	338	10	the	the	DET
inlawrev-18020	338	11	clients	client	NOUN
inlawrev-18020	338	12	,	,	PUNCT
inlawrev-18020	338	13	which	which	PRON
inlawrev-18020	338	14	was	be	AUX
inlawrev-18020	338	15	dismissed	dismiss	VERB
inlawrev-18020	338	16	because	because	SCONJ
inlawrev-18020	338	17	of	of	ADP
inlawrev-18020	338	18	the	the	DET
inlawrev-18020	338	19	attorney	attorney	NOUN
inlawrev-18020	338	20	’s	’s	PART
inlawrev-18020	338	21	failure	failure	NOUN
inlawrev-18020	338	22	to	to	PART
inlawrev-18020	338	23	comply	comply	VERB
inlawrev-18020	338	24	with	with	ADP
inlawrev-18020	338	25	court	court	NOUN
inlawrev-18020	338	26	orders.137	orders.137	NOUN
inlawrev-18020	338	27	the	the	DET
inlawrev-18020	338	28	other	other	ADJ
inlawrev-18020	338	29	client	client	NOUN
inlawrev-18020	338	30	’s	’s	PART
inlawrev-18020	338	31	action	action	NOUN
inlawrev-18020	338	32	was	be	AUX
inlawrev-18020	338	33	time	time	NOUN
inlawrev-18020	338	34	-	-	PUNCT
inlawrev-18020	338	35	barred	bar	VERB
inlawrev-18020	338	36	by	by	ADP
inlawrev-18020	338	37	the	the	DET
inlawrev-18020	338	38	statute	statute	NOUN
inlawrev-18020	338	39	of	of	ADP
inlawrev-18020	338	40	limitations	limitation	NOUN
inlawrev-18020	338	41	due	due	ADP
inlawrev-18020	338	42	to	to	ADP
inlawrev-18020	338	43	the	the	DET
inlawrev-18020	338	44	attorney	attorney	NOUN
inlawrev-18020	338	45	’s	’s	PART
inlawrev-18020	338	46	failure	failure	NOUN
inlawrev-18020	338	47	to	to	PART
inlawrev-18020	338	48	file	file	VERB
inlawrev-18020	338	49	a	a	DET
inlawrev-18020	338	50	lawsuit	lawsuit	NOUN
inlawrev-18020	338	51	against	against	ADP
inlawrev-18020	338	52	the	the	DET
inlawrev-18020	338	53	tortfeasor	tortfeasor	NOUN
inlawrev-18020	338	54	.	.	PUNCT
inlawrev-18020	339	1	the	the	DET
inlawrev-18020	339	2	attorney	attorney	NOUN
inlawrev-18020	339	3	purchased	purchase	VERB
inlawrev-18020	339	4	malpractice	malpractice	PROPN
inlawrev-18020	339	5	insurance	insurance	NOUN
inlawrev-18020	339	6	coverage	coverage	NOUN
inlawrev-18020	339	7	,	,	PUNCT
inlawrev-18020	339	8	but	but	CCONJ
inlawrev-18020	339	9	had	have	AUX
inlawrev-18020	339	10	not	not	PART
inlawrev-18020	339	11	disclosed	disclose	VERB
inlawrev-18020	339	12	126	126	NUM
inlawrev-18020	339	13	.	.	PUNCT
inlawrev-18020	340	1	i	i	PRON
inlawrev-18020	340	2	d.	d.	PROPN
inlawrev-18020	340	3	at	at	ADP
inlawrev-18020	340	4	904	904	NUM
inlawrev-18020	340	5	.	.	PUNCT
inlawrev-18020	341	1	127	127	NUM
inlawrev-18020	341	2	.	.	PUNCT
inlawrev-18020	342	1	i	i	PRON
inlawrev-18020	342	2	d.	d.	PROPN
inlawrev-18020	342	3	indiana	indiana	PROPN
inlawrev-18020	342	4	has	have	VERB
inlawrev-18020	342	5	a	a	DET
inlawrev-18020	342	6	statute	statute	NOUN
inlawrev-18020	342	7	which	which	PRON
inlawrev-18020	342	8	requires	require	VERB
inlawrev-18020	342	9	that	that	SCONJ
inlawrev-18020	342	10	residential	residential	ADJ
inlawrev-18020	342	11	homeowner	homeowner	NOUN
inlawrev-18020	342	12	’s	’s	PART
inlawrev-18020	342	13	policy	policy	NOUN
inlawrev-18020	342	14	limitations	limitation	NOUN
inlawrev-18020	342	15	on	on	ADP
inlawrev-18020	342	16	suits	suit	NOUN
inlawrev-18020	342	17	against	against	ADP
inlawrev-18020	342	18	the	the	DET
inlawrev-18020	342	19	insurer	insurer	NOUN
inlawrev-18020	342	20	must	must	AUX
inlawrev-18020	342	21	be	be	AUX
inlawrev-18020	342	22	two	two	NUM
inlawrev-18020	342	23	years	year	NOUN
inlawrev-18020	342	24	or	or	CCONJ
inlawrev-18020	342	25	more	more	ADJ
inlawrev-18020	342	26	.	.	PUNCT
inlawrev-18020	343	1	ind	ind	PROPN
inlawrev-18020	343	2	.	.	PUNCT
inlawrev-18020	344	1	code	code	PROPN
inlawrev-18020	344	2	§	§	PROPN
inlawrev-18020	344	3	27	27	NUM
inlawrev-18020	344	4	-	-	SYM
inlawrev-18020	344	5	1	1	NUM
inlawrev-18020	344	6	-	-	PUNCT
inlawrev-18020	344	7	13	13	NUM
inlawrev-18020	344	8	-	-	SYM
inlawrev-18020	344	9	17	17	NUM
inlawrev-18020	344	10	(	(	PUNCT
inlawrev-18020	344	11	2011	2011	NUM
inlawrev-18020	344	12	)	)	PUNCT
inlawrev-18020	344	13	.	.	PUNCT
inlawrev-18020	345	1	128	128	NUM
inlawrev-18020	345	2	.	.	PUNCT
inlawrev-18020	345	3	trzeciak	trzeciak	PROPN
inlawrev-18020	345	4	,	,	PUNCT
inlawrev-18020	345	5	809	809	NUM
inlawrev-18020	345	6	f.	f.	PROPN
inlawrev-18020	345	7	supp	supp	PROPN
inlawrev-18020	345	8	.	.	PUNCT
inlawrev-18020	346	1	2d	2d	NOUN
inlawrev-18020	346	2	at	at	ADP
inlawrev-18020	346	3	909	909	NUM
inlawrev-18020	346	4	-	-	SYM
inlawrev-18020	346	5	10	10	NUM
inlawrev-18020	346	6	(	(	PUNCT
inlawrev-18020	346	7	citing	cite	VERB
inlawrev-18020	346	8	new	new	ADJ
inlawrev-18020	346	9	welton	welton	PROPN
inlawrev-18020	346	10	homes	home	NOUN
inlawrev-18020	346	11	v.	v.	ADP
inlawrev-18020	346	12	eckman	eckman	NOUN
inlawrev-18020	346	13	,	,	PUNCT
inlawrev-18020	346	14	830	830	NUM
inlawrev-18020	346	15	n.e.2d	n.e.2d	NOUN
inlawrev-18020	346	16	32	32	NUM
inlawrev-18020	346	17	,	,	PUNCT
inlawrev-18020	346	18	34	34	NUM
inlawrev-18020	346	19	-	-	SYM
inlawrev-18020	346	20	35	35	NUM
inlawrev-18020	346	21	(	(	PUNCT
inlawrev-18020	346	22	ind	ind	NOUN
inlawrev-18020	346	23	.	.	PUNCT
inlawrev-18020	346	24	2005	2005	NUM
inlawrev-18020	346	25	)	)	PUNCT
inlawrev-18020	346	26	)	)	PUNCT
inlawrev-18020	346	27	.	.	PUNCT
inlawrev-18020	347	1	129	129	NUM
inlawrev-18020	347	2	.	.	PUNCT
inlawrev-18020	348	1	i	i	PRON
inlawrev-18020	348	2	d.	d.	PROPN
inlawrev-18020	348	3	130	130	NUM
inlawrev-18020	348	4	.	.	PUNCT
inlawrev-18020	349	1	see	see	VERB
inlawrev-18020	349	2	i	i	PRON
inlawrev-18020	349	3	d.	d.	PROPN
inlawrev-18020	349	4	at	at	ADP
inlawrev-18020	349	5	913	913	NUM
inlawrev-18020	349	6	.	.	PUNCT
inlawrev-18020	350	1	131	131	NUM
inlawrev-18020	350	2	.	.	PUNCT
inlawrev-18020	351	1	i	i	PRON
inlawrev-18020	351	2	d.	d.	PROPN
inlawrev-18020	351	3	132	132	NUM
inlawrev-18020	351	4	.	.	PUNCT
inlawrev-18020	352	1	i	i	PRON
inlawrev-18020	352	2	d.	d.	PROPN
inlawrev-18020	352	3	(	(	PUNCT
inlawrev-18020	352	4	citing	cite	VERB
inlawrev-18020	352	5	ind	ind	NOUN
inlawrev-18020	352	6	.	.	PUNCT
inlawrev-18020	353	1	code	code	PROPN
inlawrev-18020	353	2	§	§	PROPN
inlawrev-18020	353	3	34	34	NUM
inlawrev-18020	353	4	-	-	SYM
inlawrev-18020	353	5	11	11	NUM
inlawrev-18020	353	6	-	-	PUNCT
inlawrev-18020	353	7	2	2	NUM
inlawrev-18020	353	8	-	-	PUNCT
inlawrev-18020	353	9	4(2	4(2	NUM
inlawrev-18020	353	10	)	)	PUNCT
inlawrev-18020	353	11	(	(	PUNCT
inlawrev-18020	353	12	2011	2011	NUM
inlawrev-18020	353	13	)	)	PUNCT
inlawrev-18020	353	14	)	)	PUNCT
inlawrev-18020	353	15	.	.	PUNCT
inlawrev-18020	354	1	133	133	NUM
inlawrev-18020	354	2	.	.	PUNCT
inlawrev-18020	355	1	i	i	PRON
inlawrev-18020	355	2	d.	d.	PROPN
inlawrev-18020	355	3	(	(	PUNCT
inlawrev-18020	355	4	quoting	quote	VERB
inlawrev-18020	355	5	wehling	wehling	NOUN
inlawrev-18020	355	6	v.	v.	ADP
inlawrev-18020	355	7	citizens	citizen	NOUN
inlawrev-18020	355	8	nat’l	nat’l	PROPN
inlawrev-18020	355	9	bank	bank	NOUN
inlawrev-18020	355	10	,	,	PUNCT
inlawrev-18020	355	11	586	586	NUM
inlawrev-18020	355	12	n.e.2d	n.e.2d	NOUN
inlawrev-18020	355	13	840	840	NUM
inlawrev-18020	355	14	,	,	PUNCT
inlawrev-18020	355	15	843	843	NUM
inlawrev-18020	355	16	(	(	PUNCT
inlawrev-18020	355	17	ind	ind	NOUN
inlawrev-18020	355	18	.	.	PROPN
inlawrev-18020	355	19	1992	1992	NUM
inlawrev-18020	355	20	)	)	PUNCT
inlawrev-18020	355	21	)	)	PUNCT
inlawrev-18020	355	22	.	.	PUNCT
inlawrev-18020	356	1	134	134	NUM
inlawrev-18020	356	2	.	.	PUNCT
inlawrev-18020	357	1	i	i	PRON
inlawrev-18020	357	2	d.	d.	PROPN
inlawrev-18020	357	3	at	at	ADP
inlawrev-18020	357	4	913	913	NUM
inlawrev-18020	357	5	-	-	SYM
inlawrev-18020	357	6	14	14	NUM
inlawrev-18020	357	7	.	.	PUNCT
inlawrev-18020	358	1	135	135	NUM
inlawrev-18020	358	2	.	.	PUNCT
inlawrev-18020	359	1	949	949	NUM
inlawrev-18020	359	2	n.e.2d	n.e.2d	NOUN
inlawrev-18020	359	3	307	307	NUM
inlawrev-18020	359	4	(	(	PUNCT
inlawrev-18020	359	5	ind	ind	NOUN
inlawrev-18020	359	6	.	.	PUNCT
inlawrev-18020	359	7	2011	2011	NUM
inlawrev-18020	359	8	)	)	PUNCT
inlawrev-18020	359	9	,	,	PUNCT
inlawrev-18020	359	10	reh’g	reh’g	NOUN
inlawrev-18020	359	11	denied	deny	VERB
inlawrev-18020	359	12	,	,	PUNCT
inlawrev-18020	359	13	2011	2011	NUM
inlawrev-18020	359	14	ind	ind	NOUN
inlawrev-18020	359	15	.	.	PUNCT
inlawrev-18020	360	1	lexis	lexis	PROPN
inlawrev-18020	360	2	995	995	NUM
inlawrev-18020	360	3	(	(	PUNCT
inlawrev-18020	360	4	ind	ind	NOUN
inlawrev-18020	360	5	.	.	PUNCT
inlawrev-18020	361	1	nov	nov	PROPN
inlawrev-18020	361	2	.	.	PROPN
inlawrev-18020	361	3	1	1	NUM
inlawrev-18020	361	4	,	,	PUNCT
inlawrev-18020	361	5	2011	2011	NUM
inlawrev-18020	361	6	)	)	PUNCT
inlawrev-18020	361	7	.	.	PUNCT
inlawrev-18020	362	1	136	136	NUM
inlawrev-18020	362	2	.	.	PUNCT
inlawrev-18020	363	1	i	i	PRON
inlawrev-18020	363	2	d.	d.	PROPN
inlawrev-18020	363	3	at	at	ADP
inlawrev-18020	363	4	309	309	NUM
inlawrev-18020	363	5	.	.	PUNCT
inlawrev-18020	364	1	137	137	NUM
inlawrev-18020	364	2	.	.	PUNCT
inlawrev-18020	365	1	i	i	PRON
inlawrev-18020	365	2	d.	d.	PROPN
inlawrev-18020	365	3	2012	2012	NUM
inlawrev-18020	365	4	]	]	PUNCT
inlawrev-18020	365	5	insurance	insurance	NOUN
inlawrev-18020	365	6	law	law	NOUN
inlawrev-18020	365	7	1241	1241	NUM
inlawrev-18020	365	8	the	the	DET
inlawrev-18020	365	9	possible	possible	ADJ
inlawrev-18020	365	10	claims	claim	NOUN
inlawrev-18020	365	11	asserted	assert	VERB
inlawrev-18020	365	12	by	by	ADP
inlawrev-18020	365	13	the	the	DET
inlawrev-18020	365	14	two	two	NUM
inlawrev-18020	365	15	clients.138	clients.138	NUM
inlawrev-18020	365	16	the	the	DET
inlawrev-18020	365	17	clients	client	NOUN
inlawrev-18020	365	18	filed	file	VERB
inlawrev-18020	365	19	a	a	DET
inlawrev-18020	365	20	malpractice	malpractice	NOUN
inlawrev-18020	365	21	action	action	NOUN
inlawrev-18020	365	22	against	against	ADP
inlawrev-18020	365	23	the	the	DET
inlawrev-18020	365	24	attorney	attorney	NOUN
inlawrev-18020	365	25	,	,	PUNCT
inlawrev-18020	365	26	but	but	CCONJ
inlawrev-18020	365	27	never	never	ADV
inlawrev-18020	365	28	actually	actually	ADV
inlawrev-18020	365	29	notified	notify	VERB
inlawrev-18020	365	30	the	the	DET
inlawrev-18020	365	31	attorney	attorney	NOUN
inlawrev-18020	365	32	of	of	ADP
inlawrev-18020	365	33	their	their	PRON
inlawrev-18020	365	34	action	action	NOUN
inlawrev-18020	365	35	because	because	SCONJ
inlawrev-18020	365	36	his	his	PRON
inlawrev-18020	365	37	whereabouts	whereabouts	NOUN
inlawrev-18020	365	38	were	be	AUX
inlawrev-18020	365	39	unknown	unknown	ADJ
inlawrev-18020	365	40	.	.	PUNCT
inlawrev-18020	366	1	however	however	ADV
inlawrev-18020	366	2	,	,	PUNCT
inlawrev-18020	366	3	the	the	DET
inlawrev-18020	366	4	clients	client	NOUN
inlawrev-18020	366	5	did	do	AUX
inlawrev-18020	366	6	notify	notify	VERB
inlawrev-18020	366	7	the	the	DET
inlawrev-18020	366	8	malpractice	malpractice	NOUN
inlawrev-18020	366	9	insurance	insurance	NOUN
inlawrev-18020	366	10	company	company	NOUN
inlawrev-18020	366	11	for	for	ADP
inlawrev-18020	366	12	the	the	DET
inlawrev-18020	366	13	attorney	attorney	NOUN
inlawrev-18020	366	14	of	of	ADP
inlawrev-18020	366	15	their	their	PRON
inlawrev-18020	366	16	claims	claim	NOUN
inlawrev-18020	366	17	,	,	PUNCT
inlawrev-18020	366	18	who	who	PRON
inlawrev-18020	366	19	responded	respond	VERB
inlawrev-18020	366	20	that	that	SCONJ
inlawrev-18020	366	21	it	it	PRON
inlawrev-18020	366	22	was	be	AUX
inlawrev-18020	366	23	investigating	investigate	VERB
inlawrev-18020	366	24	the	the	DET
inlawrev-18020	366	25	claims	claim	NOUN
inlawrev-18020	366	26	against	against	ADP
inlawrev-18020	366	27	the	the	DET
inlawrev-18020	366	28	attorney.139	attorney.139	NOUN
inlawrev-18020	366	29	the	the	DET
inlawrev-18020	366	30	insurer	insurer	NOUN
inlawrev-18020	366	31	eventually	eventually	ADV
inlawrev-18020	366	32	moved	move	VERB
inlawrev-18020	366	33	to	to	PART
inlawrev-18020	366	34	intervene	intervene	VERB
inlawrev-18020	366	35	in	in	ADP
inlawrev-18020	366	36	the	the	DET
inlawrev-18020	366	37	malpractice	malpractice	NOUN
inlawrev-18020	366	38	lawsuit	lawsuit	NOUN
inlawrev-18020	366	39	and	and	CCONJ
inlawrev-18020	366	40	contended	contend	VERB
inlawrev-18020	366	41	that	that	SCONJ
inlawrev-18020	366	42	there	there	PRON
inlawrev-18020	366	43	was	be	VERB
inlawrev-18020	366	44	no	no	DET
inlawrev-18020	366	45	coverage	coverage	NOUN
inlawrev-18020	366	46	available	available	ADJ
inlawrev-18020	366	47	to	to	ADP
inlawrev-18020	366	48	the	the	DET
inlawrev-18020	366	49	missing	miss	VERB
inlawrev-18020	366	50	attorney	attorney	NOUN
inlawrev-18020	366	51	for	for	ADP
inlawrev-18020	366	52	the	the	DET
inlawrev-18020	366	53	malpractice	malpractice	NOUN
inlawrev-18020	366	54	claims.140	claims.140	PROPN
inlawrev-18020	366	55	the	the	DET
inlawrev-18020	366	56	insurer	insurer	NOUN
inlawrev-18020	366	57	filed	file	VERB
inlawrev-18020	366	58	for	for	ADP
inlawrev-18020	366	59	summary	summary	NOUN
inlawrev-18020	366	60	judgment	judgment	NOUN
inlawrev-18020	366	61	,	,	PUNCT
inlawrev-18020	366	62	arguing	argue	VERB
inlawrev-18020	366	63	that	that	SCONJ
inlawrev-18020	366	64	the	the	DET
inlawrev-18020	366	65	attorney	attorney	NOUN
inlawrev-18020	366	66	failed	fail	VERB
inlawrev-18020	366	67	to	to	PART
inlawrev-18020	366	68	satisfy	satisfy	VERB
inlawrev-18020	366	69	the	the	DET
inlawrev-18020	366	70	insurance	insurance	NOUN
inlawrev-18020	366	71	policy	policy	NOUN
inlawrev-18020	366	72	’s	’s	PART
inlawrev-18020	366	73	notice	notice	NOUN
inlawrev-18020	366	74	condition.141	condition.141	NOUN
inlawrev-18020	366	75	specifically	specifically	ADV
inlawrev-18020	366	76	,	,	PUNCT
inlawrev-18020	366	77	the	the	DET
inlawrev-18020	366	78	policy	policy	NOUN
inlawrev-18020	366	79	required	require	VERB
inlawrev-18020	366	80	the	the	DET
inlawrev-18020	366	81	insured	insured	ADJ
inlawrev-18020	366	82	to	to	PART
inlawrev-18020	366	83	provide	provide	VERB
inlawrev-18020	366	84	notice	notice	NOUN
inlawrev-18020	366	85	to	to	ADP
inlawrev-18020	366	86	the	the	DET
inlawrev-18020	366	87	insurer	insurer	NOUN
inlawrev-18020	366	88	within	within	ADP
inlawrev-18020	366	89	twenty	twenty	NUM
inlawrev-18020	366	90	days	day	NOUN
inlawrev-18020	366	91	of	of	ADP
inlawrev-18020	366	92	when	when	SCONJ
inlawrev-18020	366	93	a	a	DET
inlawrev-18020	366	94	claim	claim	NOUN
inlawrev-18020	366	95	was	be	AUX
inlawrev-18020	366	96	first	first	ADV
inlawrev-18020	366	97	made	make	VERB
inlawrev-18020	366	98	against	against	ADP
inlawrev-18020	366	99	the	the	DET
inlawrev-18020	366	100	attorney.142	attorney.142	NOUN
inlawrev-18020	366	101	because	because	SCONJ
inlawrev-18020	366	102	notice	notice	VERB
inlawrev-18020	366	103	to	to	ADP
inlawrev-18020	366	104	the	the	DET
inlawrev-18020	366	105	insurer	insurer	NOUN
inlawrev-18020	366	106	of	of	ADP
inlawrev-18020	366	107	the	the	DET
inlawrev-18020	366	108	clients	client	NOUN
inlawrev-18020	366	109	’	’	PART
inlawrev-18020	366	110	malpractice	malpractice	NOUN
inlawrev-18020	366	111	claim	claim	NOUN
inlawrev-18020	366	112	came	come	VERB
inlawrev-18020	366	113	from	from	ADP
inlawrev-18020	366	114	the	the	DET
inlawrev-18020	366	115	clients	client	NOUN
inlawrev-18020	366	116	and	and	CCONJ
inlawrev-18020	366	117	not	not	PART
inlawrev-18020	366	118	the	the	DET
inlawrev-18020	366	119	attorney	attorney	NOUN
inlawrev-18020	366	120	,	,	PUNCT
inlawrev-18020	366	121	the	the	DET
inlawrev-18020	366	122	insurer	insurer	NOUN
inlawrev-18020	366	123	argued	argue	VERB
inlawrev-18020	366	124	that	that	SCONJ
inlawrev-18020	366	125	the	the	DET
inlawrev-18020	366	126	policy	policy	NOUN
inlawrev-18020	366	127	condition	condition	NOUN
inlawrev-18020	366	128	was	be	AUX
inlawrev-18020	366	129	not	not	PART
inlawrev-18020	366	130	satisfied	satisfied	ADJ
inlawrev-18020	366	131	and	and	CCONJ
inlawrev-18020	366	132	no	no	DET
inlawrev-18020	366	133	coverage	coverage	NOUN
inlawrev-18020	366	134	was	be	AUX
inlawrev-18020	366	135	owed.143	owed.143	SCONJ
inlawrev-18020	366	136	the	the	DET
inlawrev-18020	366	137	trial	trial	NOUN
inlawrev-18020	366	138	court	court	NOUN
inlawrev-18020	366	139	granted	grant	VERB
inlawrev-18020	366	140	summary	summary	NOUN
inlawrev-18020	366	141	judgment	judgment	NOUN
inlawrev-18020	366	142	to	to	ADP
inlawrev-18020	366	143	the	the	DET
inlawrev-18020	366	144	insurer.144	insurer.144	PROPN
inlawrev-18020	366	145	however	however	ADV
inlawrev-18020	366	146	,	,	PUNCT
inlawrev-18020	366	147	the	the	DET
inlawrev-18020	366	148	court	court	NOUN
inlawrev-18020	366	149	of	of	ADP
inlawrev-18020	366	150	appeals	appeals	PROPN
inlawrev-18020	366	151	reversed	reverse	VERB
inlawrev-18020	366	152	the	the	DET
inlawrev-18020	366	153	judgment	judgment	NOUN
inlawrev-18020	366	154	,	,	PUNCT
inlawrev-18020	366	155	by	by	ADP
inlawrev-18020	366	156	determining	determine	VERB
inlawrev-18020	366	157	that	that	SCONJ
inlawrev-18020	366	158	the	the	DET
inlawrev-18020	366	159	clients	client	NOUN
inlawrev-18020	366	160	’	'	PUNCT
inlawrev-18020	366	161	notice	notice	NOUN
inlawrev-18020	366	162	to	to	ADP
inlawrev-18020	366	163	the	the	DET
inlawrev-18020	366	164	insurer	insurer	NOUN
inlawrev-18020	366	165	satisfied	satisfy	VERB
inlawrev-18020	366	166	the	the	DET
inlawrev-18020	366	167	policy	policy	NOUN
inlawrev-18020	366	168	notice	notice	NOUN
inlawrev-18020	366	169	condition.145	condition.145	NOUN
inlawrev-18020	366	170	the	the	DET
inlawrev-18020	366	171	supreme	supreme	PROPN
inlawrev-18020	366	172	court	court	PROPN
inlawrev-18020	366	173	granted	grant	VERB
inlawrev-18020	366	174	transfer	transfer	NOUN
inlawrev-18020	366	175	,	,	PUNCT
inlawrev-18020	366	176	and	and	CCONJ
inlawrev-18020	366	177	concluded	conclude	VERB
inlawrev-18020	366	178	that	that	SCONJ
inlawrev-18020	366	179	the	the	DET
inlawrev-18020	366	180	policy	policy	NOUN
inlawrev-18020	366	181	’s	’s	PART
inlawrev-18020	366	182	notice	notice	NOUN
inlawrev-18020	366	183	condition	condition	NOUN
inlawrev-18020	366	184	was	be	AUX
inlawrev-18020	366	185	not	not	PART
inlawrev-18020	366	186	satisfied	satisfied	ADJ
inlawrev-18020	366	187	because	because	SCONJ
inlawrev-18020	366	188	the	the	DET
inlawrev-18020	366	189	attorney	attorney	NOUN
inlawrev-18020	366	190	did	do	AUX
inlawrev-18020	366	191	not	not	PART
inlawrev-18020	366	192	supply	supply	VERB
inlawrev-18020	366	193	the	the	DET
inlawrev-18020	366	194	insurer	insurer	NOUN
inlawrev-18020	366	195	with	with	ADP
inlawrev-18020	366	196	notice	notice	NOUN
inlawrev-18020	366	197	of	of	ADP
inlawrev-18020	366	198	the	the	DET
inlawrev-18020	366	199	clients	client	NOUN
inlawrev-18020	366	200	’	'	PUNCT
inlawrev-18020	366	201	lawsuit.146	lawsuit.146	NOUN
inlawrev-18020	366	202	however	however	ADV
inlawrev-18020	366	203	,	,	PUNCT
inlawrev-18020	366	204	even	even	ADV
inlawrev-18020	366	205	if	if	SCONJ
inlawrev-18020	366	206	the	the	DET
inlawrev-18020	366	207	policy	policy	NOUN
inlawrev-18020	366	208	condition	condition	NOUN
inlawrev-18020	366	209	was	be	AUX
inlawrev-18020	366	210	not	not	PART
inlawrev-18020	366	211	satisfied	satisfied	ADJ
inlawrev-18020	366	212	because	because	SCONJ
inlawrev-18020	366	213	the	the	DET
inlawrev-18020	366	214	attorney	attorney	NOUN
inlawrev-18020	366	215	did	do	AUX
inlawrev-18020	366	216	not	not	PART
inlawrev-18020	366	217	supply	supply	VERB
inlawrev-18020	366	218	notice	notice	NOUN
inlawrev-18020	366	219	to	to	ADP
inlawrev-18020	366	220	the	the	DET
inlawrev-18020	366	221	insurer	insurer	NOUN
inlawrev-18020	366	222	,	,	PUNCT
inlawrev-18020	366	223	the	the	DET
inlawrev-18020	366	224	supreme	supreme	PROPN
inlawrev-18020	366	225	court	court	PROPN
inlawrev-18020	366	226	found	find	VERB
inlawrev-18020	366	227	a	a	DET
inlawrev-18020	366	228	question	question	NOUN
inlawrev-18020	366	229	of	of	ADP
inlawrev-18020	366	230	fact	fact	NOUN
inlawrev-18020	366	231	existed	exist	VERB
inlawrev-18020	366	232	on	on	ADP
inlawrev-18020	366	233	whether	whether	SCONJ
inlawrev-18020	366	234	estoppel	estoppel	VERB
inlawrev-18020	366	235	applied.147	applied.147	NOUN
inlawrev-18020	366	236	specifically	specifically	ADV
inlawrev-18020	366	237	,	,	PUNCT
inlawrev-18020	366	238	the	the	DET
inlawrev-18020	366	239	court	court	NOUN
inlawrev-18020	366	240	concluded	conclude	VERB
inlawrev-18020	366	241	that	that	SCONJ
inlawrev-18020	366	242	the	the	DET
inlawrev-18020	366	243	insurer	insurer	NOUN
inlawrev-18020	366	244	failed	fail	VERB
inlawrev-18020	366	245	to	to	PART
inlawrev-18020	366	246	mention	mention	VERB
inlawrev-18020	366	247	in	in	ADP
inlawrev-18020	366	248	its	its	PRON
inlawrev-18020	366	249	acknowledgement	acknowledgement	NOUN
inlawrev-18020	366	250	letter	letter	NOUN
inlawrev-18020	366	251	to	to	ADP
inlawrev-18020	366	252	the	the	DET
inlawrev-18020	366	253	clients	client	NOUN
inlawrev-18020	366	254	that	that	PRON
inlawrev-18020	366	255	a	a	DET
inlawrev-18020	366	256	potential	potential	ADJ
inlawrev-18020	366	257	coverage	coverage	NOUN
inlawrev-18020	366	258	question	question	NOUN
inlawrev-18020	366	259	existed	exist	VERB
inlawrev-18020	366	260	on	on	ADP
inlawrev-18020	366	261	the	the	DET
inlawrev-18020	366	262	failure	failure	NOUN
inlawrev-18020	366	263	of	of	ADP
inlawrev-18020	366	264	the	the	DET
inlawrev-18020	366	265	insured	insure	VERB
inlawrev-18020	366	266	attorney	attorney	NOUN
inlawrev-18020	366	267	to	to	PART
inlawrev-18020	366	268	supply	supply	VERB
inlawrev-18020	366	269	notice	notice	NOUN
inlawrev-18020	366	270	to	to	ADP
inlawrev-18020	366	271	the	the	DET
inlawrev-18020	366	272	insurer.148	insurer.148	NOUN
inlawrev-18020	366	273	consequently	consequently	ADV
inlawrev-18020	366	274	,	,	PUNCT
inlawrev-18020	366	275	the	the	DET
inlawrev-18020	366	276	court	court	NOUN
inlawrev-18020	366	277	found	find	VERB
inlawrev-18020	366	278	that	that	SCONJ
inlawrev-18020	366	279	a	a	DET
inlawrev-18020	366	280	question	question	NOUN
inlawrev-18020	366	281	of	of	ADP
inlawrev-18020	366	282	fact	fact	NOUN
inlawrev-18020	366	283	existed	exist	VERB
inlawrev-18020	366	284	as	as	ADP
inlawrev-18020	366	285	to	to	ADP
inlawrev-18020	366	286	whether	whether	SCONJ
inlawrev-18020	366	287	the	the	DET
inlawrev-18020	366	288	clients	client	NOUN
inlawrev-18020	366	289	could	could	AUX
inlawrev-18020	366	290	have	have	AUX
inlawrev-18020	366	291	located	locate	VERB
inlawrev-18020	366	292	the	the	DET
inlawrev-18020	366	293	attorney	attorney	NOUN
inlawrev-18020	366	294	,	,	PUNCT
inlawrev-18020	366	295	if	if	SCONJ
inlawrev-18020	366	296	the	the	DET
inlawrev-18020	366	297	insurer	insurer	NOUN
inlawrev-18020	366	298	had	have	AUX
inlawrev-18020	366	299	disclosed	disclose	VERB
inlawrev-18020	366	300	the	the	DET
inlawrev-18020	366	301	notice	notice	NOUN
inlawrev-18020	366	302	provision	provision	NOUN
inlawrev-18020	366	303	,	,	PUNCT
inlawrev-18020	366	304	such	such	ADJ
inlawrev-18020	366	305	that	that	SCONJ
inlawrev-18020	366	306	the	the	DET
inlawrev-18020	366	307	twenty	twenty	NUM
inlawrev-18020	366	308	-	-	PUNCT
inlawrev-18020	366	309	day	day	NOUN
inlawrev-18020	366	310	requirement	requirement	NOUN
inlawrev-18020	366	311	would	would	AUX
inlawrev-18020	366	312	have	have	AUX
inlawrev-18020	366	313	been	be	AUX
inlawrev-18020	366	314	satisfied.149	satisfied.149	VERB
inlawrev-18020	366	315	this	this	DET
inlawrev-18020	366	316	decision	decision	NOUN
inlawrev-18020	366	317	appears	appear	VERB
inlawrev-18020	366	318	to	to	PART
inlawrev-18020	366	319	create	create	VERB
inlawrev-18020	366	320	a	a	DET
inlawrev-18020	366	321	duty	duty	NOUN
inlawrev-18020	366	322	upon	upon	SCONJ
inlawrev-18020	366	323	the	the	DET
inlawrev-18020	366	324	insurer	insurer	NOUN
inlawrev-18020	366	325	to	to	PART
inlawrev-18020	366	326	inform	inform	VERB
inlawrev-18020	366	327	a	a	DET
inlawrev-18020	366	328	third	third	ADJ
inlawrev-18020	366	329	party	party	NOUN
inlawrev-18020	366	330	to	to	ADP
inlawrev-18020	366	331	an	an	DET
inlawrev-18020	366	332	insurance	insurance	NOUN
inlawrev-18020	366	333	contract	contract	NOUN
inlawrev-18020	366	334	of	of	ADP
inlawrev-18020	366	335	coverage	coverage	NOUN
inlawrev-18020	366	336	issues	issue	NOUN
inlawrev-18020	366	337	,	,	PUNCT
inlawrev-18020	366	338	even	even	ADV
inlawrev-18020	366	339	though	though	SCONJ
inlawrev-18020	366	340	there	there	PRON
inlawrev-18020	366	341	is	be	VERB
inlawrev-18020	366	342	no	no	DET
inlawrev-18020	366	343	relationship	relationship	NOUN
inlawrev-18020	366	344	138	138	NUM
inlawrev-18020	366	345	.	.	PUNCT
inlawrev-18020	367	1	i	i	PRON
inlawrev-18020	367	2	d.	d.	PROPN
inlawrev-18020	367	3	139	139	NUM
inlawrev-18020	367	4	.	.	PUNCT
inlawrev-18020	368	1	i	i	PRON
inlawrev-18020	368	2	d.	d.	PROPN
inlawrev-18020	368	3	140	140	NUM
inlawrev-18020	368	4	.	.	PUNCT
inlawrev-18020	369	1	i	i	PRON
inlawrev-18020	369	2	d.	d.	PROPN
inlawrev-18020	369	3	141	141	NUM
inlawrev-18020	369	4	.	.	PUNCT
inlawrev-18020	370	1	i	i	PRON
inlawrev-18020	370	2	d.	d.	PROPN
inlawrev-18020	370	3	at	at	ADP
inlawrev-18020	370	4	310	310	NUM
inlawrev-18020	370	5	.	.	PROPN
inlawrev-18020	370	6	142	142	NUM
inlawrev-18020	370	7	.	.	PUNCT
inlawrev-18020	371	1	i	i	PRON
inlawrev-18020	371	2	d.	d.	PROPN
inlawrev-18020	371	3	143	143	NUM
inlawrev-18020	371	4	.	.	PUNCT
inlawrev-18020	372	1	i	i	PRON
inlawrev-18020	372	2	d.	d.	PROPN
inlawrev-18020	372	3	at	at	ADP
inlawrev-18020	372	4	310	310	NUM
inlawrev-18020	372	5	,	,	PUNCT
inlawrev-18020	372	6	312	312	NUM
inlawrev-18020	372	7	.	.	NOUN
inlawrev-18020	373	1	144	144	NUM
inlawrev-18020	373	2	.	.	PUNCT
inlawrev-18020	374	1	i	i	PRON
inlawrev-18020	374	2	d.	d.	PROPN
inlawrev-18020	374	3	at	at	ADP
inlawrev-18020	374	4	310	310	NUM
inlawrev-18020	374	5	.	.	PROPN
inlawrev-18020	374	6	145	145	NUM
inlawrev-18020	374	7	.	.	PUNCT
inlawrev-18020	375	1	i	i	PRON
inlawrev-18020	375	2	d.	d.	PROPN
inlawrev-18020	375	3	146	146	NUM
inlawrev-18020	375	4	.	.	PUNCT
inlawrev-18020	376	1	i	i	PRON
inlawrev-18020	376	2	d.	d.	PROPN
inlawrev-18020	376	3	at	at	ADP
inlawrev-18020	376	4	312	312	NUM
inlawrev-18020	376	5	.	.	PUNCT
inlawrev-18020	376	6	147	147	NUM
inlawrev-18020	376	7	.	.	PUNCT
inlawrev-18020	377	1	i	i	PRON
inlawrev-18020	377	2	d.	d.	VERB
inlawrev-18020	377	3	at	at	ADP
inlawrev-18020	377	4	312	312	NUM
inlawrev-18020	377	5	-	-	SYM
inlawrev-18020	377	6	13	13	NUM
inlawrev-18020	377	7	.	.	PUNCT
inlawrev-18020	378	1	the	the	DET
inlawrev-18020	378	2	court	court	NOUN
inlawrev-18020	378	3	defined	define	VERB
inlawrev-18020	378	4	“	"	PUNCT
inlawrev-18020	378	5	estoppel	estoppel	NOUN
inlawrev-18020	378	6	”	"	PUNCT
inlawrev-18020	378	7	to	to	PART
inlawrev-18020	378	8	refer	refer	VERB
inlawrev-18020	378	9	to	to	ADP
inlawrev-18020	378	10	a	a	DET
inlawrev-18020	378	11	situation	situation	NOUN
inlawrev-18020	378	12	where	where	SCONJ
inlawrev-18020	378	13	“	"	PUNCT
inlawrev-18020	378	14	one	one	NUM
inlawrev-18020	378	15	’s	’s	PART
inlawrev-18020	378	16	own	own	ADJ
inlawrev-18020	378	17	acts	act	NOUN
inlawrev-18020	378	18	or	or	CCONJ
inlawrev-18020	378	19	conduct	conduct	NOUN
inlawrev-18020	378	20	prevents	prevent	VERB
inlawrev-18020	378	21	the	the	DET
inlawrev-18020	378	22	claiming	claiming	NOUN
inlawrev-18020	378	23	of	of	ADP
inlawrev-18020	378	24	a	a	DET
inlawrev-18020	378	25	right	right	NOUN
inlawrev-18020	378	26	to	to	ADP
inlawrev-18020	378	27	the	the	DET
inlawrev-18020	378	28	detriment	detriment	NOUN
inlawrev-18020	378	29	of	of	ADP
inlawrev-18020	378	30	another	another	DET
inlawrev-18020	378	31	party	party	NOUN
inlawrev-18020	378	32	who	who	PRON
inlawrev-18020	378	33	was	be	AUX
inlawrev-18020	378	34	entitled	entitle	VERB
inlawrev-18020	378	35	to	to	ADP
inlawrev-18020	378	36	and	and	CCONJ
inlawrev-18020	378	37	did	do	AUX
inlawrev-18020	378	38	rely	rely	VERB
inlawrev-18020	378	39	on	on	ADP
inlawrev-18020	378	40	the	the	DET
inlawrev-18020	378	41	conduct	conduct	NOUN
inlawrev-18020	378	42	.	.	PUNCT
inlawrev-18020	378	43	”	"	PUNCT
inlawrev-18020	379	1	i	i	PRON
inlawrev-18020	379	2	d.	d.	VERB
inlawrev-18020	379	3	at	at	ADP
inlawrev-18020	379	4	313	313	NUM
inlawrev-18020	379	5	(	(	PUNCT
inlawrev-18020	379	6	quoting	quote	VERB
inlawrev-18020	379	7	brown	brown	PROPN
inlawrev-18020	379	8	v.	v.	ADP
inlawrev-18020	379	9	branch	branch	NOUN
inlawrev-18020	379	10	,	,	PUNCT
inlawrev-18020	379	11	758	758	NUM
inlawrev-18020	379	12	n.e.2d	n.e.2d	NOUN
inlawrev-18020	379	13	48	48	NUM
inlawrev-18020	379	14	,	,	PUNCT
inlawrev-18020	379	15	51	51	NUM
inlawrev-18020	379	16	-	-	SYM
inlawrev-18020	379	17	52	52	NUM
inlawrev-18020	379	18	(	(	PUNCT
inlawrev-18020	379	19	ind	ind	NOUN
inlawrev-18020	379	20	.	.	PUNCT
inlawrev-18020	379	21	2011	2011	NUM
inlawrev-18020	379	22	)	)	PUNCT
inlawrev-18020	379	23	)	)	PUNCT
inlawrev-18020	379	24	.	.	PUNCT
inlawrev-18020	380	1	148	148	NUM
inlawrev-18020	380	2	.	.	PUNCT
inlawrev-18020	381	1	i	i	PRON
inlawrev-18020	381	2	d.	d.	PROPN
inlawrev-18020	381	3	149	149	NUM
inlawrev-18020	381	4	.	.	PUNCT
inlawrev-18020	382	1	i	i	PRON
inlawrev-18020	382	2	d.	d.	PROPN
inlawrev-18020	382	3	1242	1242	NUM
inlawrev-18020	382	4	indiana	indiana	PROPN
inlawrev-18020	382	5	law	law	PROPN
inlawrev-18020	382	6	review	review	NOUN
inlawrev-18020	383	1	[	[	X
inlawrev-18020	383	2	vol	vol	NOUN
inlawrev-18020	383	3	.	.	PUNCT
inlawrev-18020	384	1	45:1227	45:1227	NUM
inlawrev-18020	384	2	between	between	ADP
inlawrev-18020	384	3	the	the	DET
inlawrev-18020	384	4	third	third	ADJ
inlawrev-18020	384	5	party	party	NOUN
inlawrev-18020	384	6	and	and	CCONJ
inlawrev-18020	384	7	the	the	DET
inlawrev-18020	384	8	insurer.150	insurer.150	NOUN
inlawrev-18020	384	9	if	if	SCONJ
inlawrev-18020	384	10	the	the	DET
inlawrev-18020	384	11	policy	policy	NOUN
inlawrev-18020	384	12	and	and	CCONJ
inlawrev-18020	384	13	its	its	PRON
inlawrev-18020	384	14	conditions	condition	NOUN
inlawrev-18020	384	15	are	be	AUX
inlawrev-18020	384	16	part	part	NOUN
inlawrev-18020	384	17	of	of	ADP
inlawrev-18020	384	18	a	a	DET
inlawrev-18020	384	19	contract	contract	NOUN
inlawrev-18020	384	20	between	between	ADP
inlawrev-18020	384	21	the	the	DET
inlawrev-18020	384	22	insured	insure	VERB
inlawrev-18020	384	23	and	and	CCONJ
inlawrev-18020	384	24	the	the	DET
inlawrev-18020	384	25	insurer	insurer	NOUN
inlawrev-18020	384	26	,	,	PUNCT
inlawrev-18020	384	27	then	then	ADV
inlawrev-18020	384	28	an	an	DET
inlawrev-18020	384	29	insured	insure	VERB
inlawrev-18020	384	30	’s	’s	PART
inlawrev-18020	384	31	failure	failure	NOUN
inlawrev-18020	384	32	to	to	PART
inlawrev-18020	384	33	comply	comply	VERB
inlawrev-18020	384	34	with	with	ADP
inlawrev-18020	384	35	a	a	DET
inlawrev-18020	384	36	condition	condition	NOUN
inlawrev-18020	384	37	,	,	PUNCT
inlawrev-18020	384	38	should	should	AUX
inlawrev-18020	384	39	bar	bar	VERB
inlawrev-18020	384	40	coverage	coverage	NOUN
inlawrev-18020	384	41	.	.	PUNCT
inlawrev-18020	385	1	this	this	DET
inlawrev-18020	385	2	case	case	NOUN
inlawrev-18020	385	3	appears	appear	VERB
inlawrev-18020	385	4	to	to	PART
inlawrev-18020	385	5	permit	permit	VERB
inlawrev-18020	385	6	a	a	DET
inlawrev-18020	385	7	stranger	stranger	NOUN
inlawrev-18020	385	8	to	to	ADP
inlawrev-18020	385	9	the	the	DET
inlawrev-18020	385	10	insurance	insurance	NOUN
inlawrev-18020	385	11	contract	contract	NOUN
inlawrev-18020	385	12	to	to	PART
inlawrev-18020	385	13	become	become	VERB
inlawrev-18020	385	14	involved	involved	ADJ
inlawrev-18020	385	15	in	in	ADP
inlawrev-18020	385	16	seeing	see	VERB
inlawrev-18020	385	17	that	that	SCONJ
inlawrev-18020	385	18	the	the	DET
inlawrev-18020	385	19	policy	policy	NOUN
inlawrev-18020	385	20	conditions	condition	NOUN
inlawrev-18020	385	21	are	be	AUX
inlawrev-18020	385	22	complied	comply	VERB
inlawrev-18020	385	23	with	with	ADP
inlawrev-18020	385	24	by	by	ADP
inlawrev-18020	385	25	the	the	DET
inlawrev-18020	385	26	insured	insure	VERB
inlawrev-18020	385	27	,	,	PUNCT
inlawrev-18020	385	28	by	by	ADP
inlawrev-18020	385	29	placing	place	VERB
inlawrev-18020	385	30	an	an	DET
inlawrev-18020	385	31	additional	additional	ADJ
inlawrev-18020	385	32	notification	notification	NOUN
inlawrev-18020	385	33	duty	duty	NOUN
inlawrev-18020	385	34	upon	upon	SCONJ
inlawrev-18020	385	35	the	the	DET
inlawrev-18020	385	36	insurer	insurer	NOUN
inlawrev-18020	385	37	.	.	PUNCT
inlawrev-18020	386	1	150	150	NUM
inlawrev-18020	386	2	.	.	PUNCT
inlawrev-18020	387	1	a	a	DET
inlawrev-18020	387	2	third	third	ADJ
inlawrev-18020	387	3	party	party	NOUN
inlawrev-18020	387	4	beneficiary	beneficiary	NOUN
inlawrev-18020	387	5	to	to	ADP
inlawrev-18020	387	6	an	an	DET
inlawrev-18020	387	7	insurance	insurance	NOUN
inlawrev-18020	387	8	policy	policy	NOUN
inlawrev-18020	387	9	can	can	AUX
inlawrev-18020	387	10	not	not	PART
inlawrev-18020	387	11	sue	sue	VERB
inlawrev-18020	387	12	the	the	DET
inlawrev-18020	387	13	insurance	insurance	NOUN
inlawrev-18020	387	14	company	company	NOUN
inlawrev-18020	387	15	for	for	ADP
inlawrev-18020	387	16	breach	breach	NOUN
inlawrev-18020	387	17	of	of	ADP
inlawrev-18020	387	18	duty	duty	NOUN
inlawrev-18020	387	19	of	of	ADP
inlawrev-18020	387	20	good	good	ADJ
inlawrev-18020	387	21	faith	faith	NOUN
inlawrev-18020	387	22	because	because	SCONJ
inlawrev-18020	387	23	there	there	PRON
inlawrev-18020	387	24	is	be	VERB
inlawrev-18020	387	25	no	no	DET
inlawrev-18020	387	26	“	"	PUNCT
inlawrev-18020	387	27	special	special	ADJ
inlawrev-18020	387	28	relationship	relationship	NOUN
inlawrev-18020	387	29	”	"	PUNCT
inlawrev-18020	387	30	to	to	PART
inlawrev-18020	387	31	justify	justify	VERB
inlawrev-18020	387	32	the	the	DET
inlawrev-18020	387	33	imposition	imposition	NOUN
inlawrev-18020	387	34	of	of	ADP
inlawrev-18020	387	35	a	a	DET
inlawrev-18020	387	36	duty	duty	NOUN
inlawrev-18020	387	37	.	.	PUNCT
inlawrev-18020	388	1	cain	cain	PROPN
inlawrev-18020	388	2	v.	v.	PROPN
inlawrev-18020	388	3	griffin	griffin	PROPN
inlawrev-18020	388	4	,	,	PUNCT
inlawrev-18020	388	5	849	849	NUM
inlawrev-18020	388	6	n.e.2d	n.e.2d	NOUN
inlawrev-18020	388	7	507	507	NUM
inlawrev-18020	388	8	,	,	PUNCT
inlawrev-18020	388	9	515	515	NUM
inlawrev-18020	388	10	(	(	PUNCT
inlawrev-18020	388	11	ind	ind	NOUN
inlawrev-18020	388	12	.	.	PUNCT
inlawrev-18020	388	13	2006	2006	NUM
inlawrev-18020	388	14	)	)	PUNCT
inlawrev-18020	388	15	.	.	PUNCT
