id	sid	tid	token	lemma	pos
inlawrev-18341	1	1	i:\28947	i:\28947	PROPN
inlawrev-18341	1	2	ind	ind	PROPN
inlawrev-18341	1	3	law	law	NOUN
inlawrev-18341	1	4	rev	rev	VERB
inlawrev-18341	1	5	47	47	NUM
inlawrev-18341	1	6	-	-	SYM
inlawrev-18341	1	7	1\47masthead.wpd	1\47masthead.wpd	NUM
inlawrev-18341	1	8	revisiting	revisit	VERB
inlawrev-18341	1	9	the	the	DET
inlawrev-18341	1	10	causes	cause	NOUN
inlawrev-18341	1	11	of	of	ADP
inlawrev-18341	1	12	the	the	DET
inlawrev-18341	1	13	financial	financial	ADJ
inlawrev-18341	1	14	crisis	crisis	NOUN
inlawrev-18341	1	15	antony	antony	PROPN
inlawrev-18341	1	16	page	page	PROPN
inlawrev-18341	1	17	*	*	PUNCT
inlawrev-18341	1	18	abstract	abstract	ADJ
inlawrev-18341	1	19	much	much	ADV
inlawrev-18341	1	20	has	have	AUX
inlawrev-18341	1	21	been	be	AUX
inlawrev-18341	1	22	written	write	VERB
inlawrev-18341	1	23	on	on	ADP
inlawrev-18341	1	24	the	the	DET
inlawrev-18341	1	25	legal	legal	ADJ
inlawrev-18341	1	26	causes	cause	NOUN
inlawrev-18341	1	27	of	of	ADP
inlawrev-18341	1	28	the	the	DET
inlawrev-18341	1	29	financial	financial	ADJ
inlawrev-18341	1	30	crisis	crisis	NOUN
inlawrev-18341	1	31	and	and	CCONJ
inlawrev-18341	1	32	its	its	PRON
inlawrev-18341	1	33	aftermath	aftermath	NOUN
inlawrev-18341	1	34	,	,	PUNCT
inlawrev-18341	1	35	often	often	ADV
inlawrev-18341	1	36	referred	refer	VERB
inlawrev-18341	1	37	to	to	ADP
inlawrev-18341	1	38	as	as	ADP
inlawrev-18341	1	39	the	the	DET
inlawrev-18341	1	40	great	great	ADJ
inlawrev-18341	1	41	recession	recession	NOUN
inlawrev-18341	1	42	.	.	PUNCT
inlawrev-18341	2	1	presumably	presumably	ADV
inlawrev-18341	2	2	the	the	DET
inlawrev-18341	2	3	debate	debate	NOUN
inlawrev-18341	2	4	will	will	AUX
inlawrev-18341	2	5	continue	continue	VERB
inlawrev-18341	2	6	for	for	ADP
inlawrev-18341	2	7	many	many	ADJ
inlawrev-18341	2	8	years	year	NOUN
inlawrev-18341	2	9	to	to	PART
inlawrev-18341	2	10	come	come	VERB
inlawrev-18341	2	11	,	,	PUNCT
inlawrev-18341	2	12	much	much	ADV
inlawrev-18341	2	13	as	as	SCONJ
inlawrev-18341	2	14	scholars	scholar	NOUN
inlawrev-18341	2	15	continue	continue	VERB
inlawrev-18341	2	16	to	to	PART
inlawrev-18341	2	17	debate	debate	VERB
inlawrev-18341	2	18	the	the	DET
inlawrev-18341	2	19	causes	cause	NOUN
inlawrev-18341	2	20	of	of	ADP
inlawrev-18341	2	21	the	the	DET
inlawrev-18341	2	22	great	great	ADJ
inlawrev-18341	2	23	depression	depression	NOUN
inlawrev-18341	2	24	.	.	PUNCT
inlawrev-18341	3	1	lost	lose	VERB
inlawrev-18341	3	2	,	,	PUNCT
inlawrev-18341	3	3	however	however	ADV
inlawrev-18341	3	4	,	,	PUNCT
inlawrev-18341	3	5	in	in	ADP
inlawrev-18341	3	6	the	the	DET
inlawrev-18341	3	7	descriptions	description	NOUN
inlawrev-18341	3	8	of	of	ADP
inlawrev-18341	3	9	arcane	arcane	ADJ
inlawrev-18341	3	10	laws	law	NOUN
inlawrev-18341	3	11	and	and	CCONJ
inlawrev-18341	3	12	complex	complex	ADJ
inlawrev-18341	3	13	derivative	derivative	ADJ
inlawrev-18341	3	14	financial	financial	ADJ
inlawrev-18341	3	15	products	product	NOUN
inlawrev-18341	3	16	,	,	PUNCT
inlawrev-18341	3	17	is	be	AUX
inlawrev-18341	3	18	a	a	DET
inlawrev-18341	3	19	relatively	relatively	ADV
inlawrev-18341	3	20	brief	brief	ADJ
inlawrev-18341	3	21	and	and	CCONJ
inlawrev-18341	3	22	straightforward	straightforward	ADJ
inlawrev-18341	3	23	account	account	NOUN
inlawrev-18341	3	24	of	of	ADP
inlawrev-18341	3	25	the	the	DET
inlawrev-18341	3	26	crisis	crisis	NOUN
inlawrev-18341	3	27	and	and	CCONJ
inlawrev-18341	3	28	its	its	PRON
inlawrev-18341	3	29	most	most	ADV
inlawrev-18341	3	30	likely	likely	ADJ
inlawrev-18341	3	31	causes	cause	NOUN
inlawrev-18341	3	32	for	for	ADP
inlawrev-18341	3	33	interested	interested	ADJ
inlawrev-18341	3	34	lawyers	lawyer	NOUN
inlawrev-18341	3	35	,	,	PUNCT
inlawrev-18341	3	36	law	law	NOUN
inlawrev-18341	3	37	students	student	NOUN
inlawrev-18341	3	38	,	,	PUNCT
inlawrev-18341	3	39	or	or	CCONJ
inlawrev-18341	3	40	graduate	graduate	NOUN
inlawrev-18341	3	41	students	student	NOUN
inlawrev-18341	3	42	who	who	PRON
inlawrev-18341	3	43	are	be	AUX
inlawrev-18341	3	44	not	not	PART
inlawrev-18341	3	45	specialists	specialist	NOUN
inlawrev-18341	3	46	and	and	CCONJ
inlawrev-18341	3	47	do	do	AUX
inlawrev-18341	3	48	not	not	PART
inlawrev-18341	3	49	want	want	VERB
inlawrev-18341	3	50	to	to	PART
inlawrev-18341	3	51	become	become	VERB
inlawrev-18341	3	52	specialists	specialist	NOUN
inlawrev-18341	3	53	.	.	PUNCT
inlawrev-18341	4	1	this	this	DET
inlawrev-18341	4	2	essay	essay	NOUN
inlawrev-18341	4	3	,	,	PUNCT
inlawrev-18341	4	4	based	base	VERB
inlawrev-18341	4	5	on	on	ADP
inlawrev-18341	4	6	a	a	DET
inlawrev-18341	4	7	presentation	presentation	NOUN
inlawrev-18341	4	8	at	at	ADP
inlawrev-18341	4	9	the	the	DET
inlawrev-18341	4	10	indiana	indiana	PROPN
inlawrev-18341	4	11	law	law	PROPN
inlawrev-18341	4	12	review	review	PROPN
inlawrev-18341	4	13	’s	’s	PART
inlawrev-18341	4	14	2013	2013	NUM
inlawrev-18341	4	15	symposium	symposium	NOUN
inlawrev-18341	4	16	,	,	PUNCT
inlawrev-18341	4	17	law	law	NOUN
inlawrev-18341	4	18	and	and	CCONJ
inlawrev-18341	4	19	the	the	DET
inlawrev-18341	4	20	financial	financial	ADJ
inlawrev-18341	4	21	crisis	crisis	NOUN
inlawrev-18341	4	22	,	,	PUNCT
inlawrev-18341	4	23	aims	aim	VERB
inlawrev-18341	4	24	to	to	PART
inlawrev-18341	4	25	provide	provide	VERB
inlawrev-18341	4	26	such	such	DET
inlawrev-18341	4	27	an	an	DET
inlawrev-18341	4	28	overview	overview	NOUN
inlawrev-18341	4	29	.	.	PUNCT
inlawrev-18341	5	1	introduction	introduction	NOUN
inlawrev-18341	5	2	not	not	PART
inlawrev-18341	5	3	surprisingly	surprisingly	ADV
inlawrev-18341	5	4	,	,	PUNCT
inlawrev-18341	5	5	an	an	DET
inlawrev-18341	5	6	enormous	enormous	ADJ
inlawrev-18341	5	7	amount	amount	NOUN
inlawrev-18341	5	8	has	have	AUX
inlawrev-18341	5	9	been	be	AUX
inlawrev-18341	5	10	written	write	VERB
inlawrev-18341	5	11	on	on	ADP
inlawrev-18341	5	12	the	the	DET
inlawrev-18341	5	13	causes	cause	NOUN
inlawrev-18341	5	14	of	of	ADP
inlawrev-18341	5	15	the	the	DET
inlawrev-18341	5	16	financial	financial	ADJ
inlawrev-18341	5	17	crisis	crisis	NOUN
inlawrev-18341	5	18	from	from	ADP
inlawrev-18341	5	19	both	both	DET
inlawrev-18341	5	20	academics1	academics1	NOUN
inlawrev-18341	5	21	and	and	CCONJ
inlawrev-18341	5	22	others.2	others.2	PROPN
inlawrev-18341	5	23	even	even	ADV
inlawrev-18341	5	24	the	the	DET
inlawrev-18341	5	25	federal	federal	ADJ
inlawrev-18341	5	26	government	government	NOUN
inlawrev-18341	5	27	’s	’s	PART
inlawrev-18341	5	28	*	*	NOUN
inlawrev-18341	5	29	antony	antony	PROPN
inlawrev-18341	5	30	page	page	NOUN
inlawrev-18341	5	31	is	be	AUX
inlawrev-18341	5	32	the	the	DET
inlawrev-18341	5	33	vice	vice	NOUN
inlawrev-18341	5	34	dean	dean	NOUN
inlawrev-18341	5	35	and	and	CCONJ
inlawrev-18341	5	36	a	a	DET
inlawrev-18341	5	37	professor	professor	NOUN
inlawrev-18341	5	38	of	of	ADP
inlawrev-18341	5	39	law	law	NOUN
inlawrev-18341	5	40	at	at	ADP
inlawrev-18341	5	41	the	the	DET
inlawrev-18341	5	42	indiana	indiana	PROPN
inlawrev-18341	5	43	university	university	PROPN
inlawrev-18341	5	44	robert	robert	PROPN
inlawrev-18341	5	45	h.	h.	PROPN
inlawrev-18341	5	46	mckinney	mckinney	PROPN
inlawrev-18341	5	47	school	school	PROPN
inlawrev-18341	5	48	of	of	ADP
inlawrev-18341	5	49	law	law	NOUN
inlawrev-18341	5	50	.	.	PUNCT
inlawrev-18341	6	1	this	this	DET
inlawrev-18341	6	2	essay	essay	NOUN
inlawrev-18341	6	3	is	be	AUX
inlawrev-18341	6	4	based	base	VERB
inlawrev-18341	6	5	on	on	ADP
inlawrev-18341	6	6	a	a	DET
inlawrev-18341	6	7	presentation	presentation	NOUN
inlawrev-18341	6	8	at	at	ADP
inlawrev-18341	6	9	the	the	DET
inlawrev-18341	6	10	indiana	indiana	PROPN
inlawrev-18341	6	11	law	law	PROPN
inlawrev-18341	6	12	review	review	PROPN
inlawrev-18341	6	13	’s	’s	PART
inlawrev-18341	6	14	symposium	symposium	NOUN
inlawrev-18341	6	15	,	,	PUNCT
inlawrev-18341	6	16	law	law	NOUN
inlawrev-18341	6	17	and	and	CCONJ
inlawrev-18341	6	18	the	the	DET
inlawrev-18341	6	19	financial	financial	ADJ
inlawrev-18341	6	20	crisis	crisis	NOUN
inlawrev-18341	6	21	,	,	PUNCT
inlawrev-18341	6	22	at	at	ADP
inlawrev-18341	6	23	a	a	DET
inlawrev-18341	6	24	session	session	NOUN
inlawrev-18341	6	25	entitled	entitle	VERB
inlawrev-18341	6	26	“	"	PUNCT
inlawrev-18341	6	27	examining	examine	VERB
inlawrev-18341	6	28	law	law	NOUN
inlawrev-18341	6	29	’s	’s	PART
inlawrev-18341	6	30	role	role	NOUN
inlawrev-18341	6	31	in	in	ADP
inlawrev-18341	6	32	causing	cause	VERB
inlawrev-18341	6	33	the	the	DET
inlawrev-18341	6	34	financial	financial	ADJ
inlawrev-18341	6	35	crisis	crisis	NOUN
inlawrev-18341	6	36	.	.	PUNCT
inlawrev-18341	6	37	”	"	PUNCT
inlawrev-18341	7	1	thanks	thank	NOUN
inlawrev-18341	7	2	and	and	CCONJ
inlawrev-18341	7	3	appreciation	appreciation	NOUN
inlawrev-18341	7	4	to	to	ADP
inlawrev-18341	7	5	andrea	andrea	PROPN
inlawrev-18341	7	6	kochert	kochert	PROPN
inlawrev-18341	7	7	,	,	PUNCT
inlawrev-18341	7	8	symposium	symposium	NOUN
inlawrev-18341	7	9	editor	editor	NOUN
inlawrev-18341	7	10	,	,	PUNCT
inlawrev-18341	7	11	bob	bob	PROPN
inlawrev-18341	7	12	goode	goode	PROPN
inlawrev-18341	7	13	,	,	PUNCT
inlawrev-18341	7	14	executive	executive	ADJ
inlawrev-18341	7	15	managing	managing	NOUN
inlawrev-18341	7	16	editor	editor	NOUN
inlawrev-18341	7	17	,	,	PUNCT
inlawrev-18341	7	18	professor	professor	NOUN
inlawrev-18341	7	19	nicholas	nicholas	PROPN
inlawrev-18341	7	20	georgakopoulos	georgakopoulos	PROPN
inlawrev-18341	7	21	,	,	PUNCT
inlawrev-18341	7	22	professor	professor	PROPN
inlawrev-18341	7	23	frank	frank	PROPN
inlawrev-18341	7	24	sullivan	sullivan	PROPN
inlawrev-18341	7	25	,	,	PUNCT
inlawrev-18341	7	26	and	and	CCONJ
inlawrev-18341	7	27	panelists	panelist	NOUN
inlawrev-18341	7	28	professor	professor	NOUN
inlawrev-18341	7	29	j.	j.	PROPN
inlawrev-18341	7	30	robert	robert	PROPN
inlawrev-18341	7	31	brown	brown	PROPN
inlawrev-18341	7	32	,	,	PUNCT
inlawrev-18341	7	33	mr	mr	PROPN
inlawrev-18341	7	34	.	.	PROPN
inlawrev-18341	7	35	peter	peter	PROPN
inlawrev-18341	7	36	j.	j.	PROPN
inlawrev-18341	7	37	wallison	wallison	PROPN
inlawrev-18341	7	38	,	,	PUNCT
inlawrev-18341	7	39	and	and	CCONJ
inlawrev-18341	7	40	professor	professor	PROPN
inlawrev-18341	7	41	arthur	arthur	PROPN
inlawrev-18341	7	42	wilmarth	wilmarth	PROPN
inlawrev-18341	7	43	,	,	PUNCT
inlawrev-18341	7	44	jr	jr	PROPN
inlawrev-18341	7	45	.	.	PROPN
inlawrev-18341	7	46	1	1	NUM
inlawrev-18341	7	47	.	.	X
inlawrev-18341	7	48	prominent	prominent	ADJ
inlawrev-18341	7	49	professors	professor	NOUN
inlawrev-18341	7	50	writing	write	VERB
inlawrev-18341	7	51	on	on	ADP
inlawrev-18341	7	52	the	the	DET
inlawrev-18341	7	53	crisis	crisis	NOUN
inlawrev-18341	7	54	include	include	VERB
inlawrev-18341	7	55	george	george	PROPN
inlawrev-18341	7	56	a.	a.	PROPN
inlawrev-18341	7	57	akerlof	akerlof	PROPN
inlawrev-18341	7	58	&	&	CCONJ
inlawrev-18341	7	59	robert	robert	PROPN
inlawrev-18341	7	60	a.	a.	PROPN
inlawrev-18341	7	61	shiller	shiller	PROPN
inlawrev-18341	7	62	,	,	PUNCT
inlawrev-18341	7	63	animal	animal	NOUN
inlawrev-18341	7	64	spirits	spirit	NOUN
inlawrev-18341	7	65	:	:	PUNCT
inlawrev-18341	7	66	how	how	SCONJ
inlawrev-18341	7	67	human	human	ADJ
inlawrev-18341	7	68	psychology	psychology	NOUN
inlawrev-18341	7	69	drives	drive	VERB
inlawrev-18341	7	70	the	the	DET
inlawrev-18341	7	71	economy	economy	NOUN
inlawrev-18341	7	72	,	,	PUNCT
inlawrev-18341	7	73	and	and	CCONJ
inlawrev-18341	7	74	why	why	SCONJ
inlawrev-18341	7	75	it	it	PRON
inlawrev-18341	7	76	matters	matter	VERB
inlawrev-18341	7	77	for	for	ADP
inlawrev-18341	7	78	global	global	ADJ
inlawrev-18341	7	79	capitalism	capitalism	NOUN
inlawrev-18341	7	80	(	(	PUNCT
inlawrev-18341	7	81	2009	2009	NUM
inlawrev-18341	7	82	)	)	PUNCT
inlawrev-18341	7	83	;	;	PUNCT
inlawrev-18341	7	84	alan	alan	PROPN
inlawrev-18341	7	85	s.	s.	PROPN
inlawrev-18341	7	86	blinder	blinder	PROPN
inlawrev-18341	7	87	,	,	PUNCT
inlawrev-18341	7	88	after	after	SCONJ
inlawrev-18341	7	89	the	the	DET
inlawrev-18341	7	90	music	music	NOUN
inlawrev-18341	7	91	stopped	stop	VERB
inlawrev-18341	7	92	:	:	PUNCT
inlawrev-18341	7	93	the	the	DET
inlawrev-18341	7	94	financial	financial	ADJ
inlawrev-18341	7	95	crisis	crisis	NOUN
inlawrev-18341	7	96	,	,	PUNCT
inlawrev-18341	7	97	the	the	DET
inlawrev-18341	7	98	response	response	NOUN
inlawrev-18341	7	99	,	,	PUNCT
inlawrev-18341	7	100	and	and	CCONJ
inlawrev-18341	7	101	the	the	DET
inlawrev-18341	7	102	work	work	NOUN
inlawrev-18341	7	103	ahead	ahead	ADV
inlawrev-18341	7	104	(	(	PUNCT
inlawrev-18341	7	105	2013	2013	NUM
inlawrev-18341	7	106	)	)	PUNCT
inlawrev-18341	7	107	;	;	PUNCT
inlawrev-18341	7	108	ross	ross	PROPN
inlawrev-18341	7	109	garnaut	garnaut	PROPN
inlawrev-18341	7	110	&	&	CCONJ
inlawrev-18341	7	111	david	david	PROPN
inlawrev-18341	7	112	llewellyn	llewellyn	PROPN
inlawrev-18341	7	113	-	-	PUNCT
inlawrev-18341	7	114	smith	smith	PROPN
inlawrev-18341	7	115	,	,	PUNCT
inlawrev-18341	7	116	the	the	DET
inlawrev-18341	7	117	great	great	ADJ
inlawrev-18341	7	118	crash	crash	NOUN
inlawrev-18341	7	119	of	of	ADP
inlawrev-18341	7	120	2008	2008	NUM
inlawrev-18341	7	121	(	(	PUNCT
inlawrev-18341	7	122	2009	2009	NUM
inlawrev-18341	7	123	)	)	PUNCT
inlawrev-18341	7	124	;	;	PUNCT
inlawrev-18341	7	125	gary	gary	PROPN
inlawrev-18341	7	126	b.	b.	PROPN
inlawrev-18341	7	127	gorton	gorton	PROPN
inlawrev-18341	7	128	,	,	PUNCT
inlawrev-18341	7	129	slapped	slap	VERB
inlawrev-18341	7	130	by	by	ADP
inlawrev-18341	7	131	the	the	DET
inlawrev-18341	7	132	invisible	invisible	ADJ
inlawrev-18341	7	133	hand	hand	NOUN
inlawrev-18341	7	134	:	:	PUNCT
inlawrev-18341	7	135	the	the	DET
inlawrev-18341	7	136	panic	panic	NOUN
inlawrev-18341	7	137	of	of	ADP
inlawrev-18341	7	138	2007	2007	NUM
inlawrev-18341	7	139	(	(	PUNCT
inlawrev-18341	7	140	2010	2010	NUM
inlawrev-18341	7	141	)	)	PUNCT
inlawrev-18341	7	142	;	;	PUNCT
inlawrev-18341	7	143	simon	simon	PROPN
inlawrev-18341	7	144	johnson	johnson	PROPN
inlawrev-18341	7	145	&	&	CCONJ
inlawrev-18341	7	146	james	james	PROPN
inlawrev-18341	7	147	kwak	kwak	PROPN
inlawrev-18341	7	148	,	,	PUNCT
inlawrev-18341	7	149	13	13	NUM
inlawrev-18341	7	150	bankers	banker	NOUN
inlawrev-18341	7	151	:	:	PUNCT
inlawrev-18341	7	152	the	the	DET
inlawrev-18341	7	153	wall	wall	PROPN
inlawrev-18341	7	154	street	street	PROPN
inlawrev-18341	7	155	takeover	takeover	PROPN
inlawrev-18341	7	156	and	and	CCONJ
inlawrev-18341	7	157	the	the	DET
inlawrev-18341	7	158	next	next	ADJ
inlawrev-18341	7	159	financial	financial	ADJ
inlawrev-18341	7	160	meltdown	meltdown	NOUN
inlawrev-18341	7	161	(	(	PUNCT
inlawrev-18341	7	162	2010	2010	NUM
inlawrev-18341	7	163	)	)	PUNCT
inlawrev-18341	7	164	;	;	PUNCT
inlawrev-18341	7	165	raghuram	raghuram	PROPN
inlawrev-18341	7	166	rajan	rajan	PROPN
inlawrev-18341	7	167	,	,	PUNCT
inlawrev-18341	7	168	fault	fault	VERB
inlawrev-18341	7	169	lines	line	NOUN
inlawrev-18341	7	170	:	:	PUNCT
inlawrev-18341	7	171	how	how	SCONJ
inlawrev-18341	7	172	hidden	hidden	ADJ
inlawrev-18341	7	173	fractures	fracture	NOUN
inlawrev-18341	7	174	still	still	ADV
inlawrev-18341	7	175	threaten	threaten	VERB
inlawrev-18341	7	176	the	the	DET
inlawrev-18341	7	177	world	world	NOUN
inlawrev-18341	7	178	economy	economy	NOUN
inlawrev-18341	7	179	(	(	PUNCT
inlawrev-18341	7	180	2010	2010	NUM
inlawrev-18341	7	181	)	)	PUNCT
inlawrev-18341	7	182	;	;	PUNCT
inlawrev-18341	7	183	carmen	carmen	PROPN
inlawrev-18341	7	184	m.	m.	PROPN
inlawrev-18341	7	185	reinhart	reinhart	PROPN
inlawrev-18341	7	186	&	&	CCONJ
inlawrev-18341	7	187	kenneth	kenneth	PROPN
inlawrev-18341	7	188	s.	s.	PROPN
inlawrev-18341	7	189	rogoff	rogoff	PROPN
inlawrev-18341	7	190	,	,	PUNCT
inlawrev-18341	7	191	this	this	DET
inlawrev-18341	7	192	time	time	NOUN
inlawrev-18341	7	193	is	be	AUX
inlawrev-18341	7	194	different	different	ADJ
inlawrev-18341	7	195	:	:	PUNCT
inlawrev-18341	7	196	eight	eight	NUM
inlawrev-18341	7	197	centuries	century	NOUN
inlawrev-18341	7	198	of	of	ADP
inlawrev-18341	7	199	financial	financial	ADJ
inlawrev-18341	7	200	folly	folly	NOUN
inlawrev-18341	7	201	(	(	PUNCT
inlawrev-18341	7	202	2009	2009	NUM
inlawrev-18341	7	203	)	)	PUNCT
inlawrev-18341	7	204	;	;	PUNCT
inlawrev-18341	7	205	nouriel	nouriel	PROPN
inlawrev-18341	7	206	roubini	roubini	PROPN
inlawrev-18341	7	207	&	&	CCONJ
inlawrev-18341	7	208	stephen	stephen	PROPN
inlawrev-18341	7	209	mihm	mihm	PROPN
inlawrev-18341	7	210	,	,	PUNCT
inlawrev-18341	7	211	crisis	crisis	NOUN
inlawrev-18341	7	212	economics	economic	NOUN
inlawrev-18341	7	213	:	:	PUNCT
inlawrev-18341	7	214	a	a	DET
inlawrev-18341	7	215	crash	crash	NOUN
inlawrev-18341	7	216	course	course	NOUN
inlawrev-18341	7	217	in	in	ADP
inlawrev-18341	7	218	the	the	DET
inlawrev-18341	7	219	future	future	NOUN
inlawrev-18341	7	220	of	of	ADP
inlawrev-18341	7	221	finance	finance	NOUN
inlawrev-18341	7	222	(	(	PUNCT
inlawrev-18341	7	223	2010	2010	NUM
inlawrev-18341	7	224	)	)	PUNCT
inlawrev-18341	7	225	;	;	PUNCT
inlawrev-18341	7	226	robert	robert	PROPN
inlawrev-18341	7	227	j.	j.	PROPN
inlawrev-18341	7	228	shiller	shiller	PROPN
inlawrev-18341	7	229	,	,	PUNCT
inlawrev-18341	7	230	the	the	DET
inlawrev-18341	7	231	subprime	subprime	ADJ
inlawrev-18341	7	232	solution	solution	NOUN
inlawrev-18341	7	233	:	:	PUNCT
inlawrev-18341	7	234	how	how	SCONJ
inlawrev-18341	7	235	today	today	NOUN
inlawrev-18341	7	236	’s	’s	PART
inlawrev-18341	7	237	global	global	ADJ
inlawrev-18341	7	238	financial	financial	ADJ
inlawrev-18341	7	239	crisis	crisis	NOUN
inlawrev-18341	7	240	happened	happen	VERB
inlawrev-18341	7	241	and	and	CCONJ
inlawrev-18341	7	242	what	what	PRON
inlawrev-18341	7	243	to	to	PART
inlawrev-18341	7	244	do	do	VERB
inlawrev-18341	7	245	about	about	ADP
inlawrev-18341	7	246	it	it	PRON
inlawrev-18341	7	247	(	(	PUNCT
inlawrev-18341	7	248	2008	2008	NUM
inlawrev-18341	7	249	)	)	PUNCT
inlawrev-18341	7	250	;	;	PUNCT
inlawrev-18341	7	251	joseph	joseph	PROPN
inlawrev-18341	7	252	e.	e.	PROPN
inlawrev-18341	7	253	stiglitz	stiglitz	PROPN
inlawrev-18341	7	254	,	,	PUNCT
inlawrev-18341	7	255	freefall	freefall	PROPN
inlawrev-18341	7	256	:	:	PUNCT
inlawrev-18341	7	257	america	america	PROPN
inlawrev-18341	7	258	,	,	PUNCT
inlawrev-18341	7	259	free	free	ADJ
inlawrev-18341	7	260	markets	market	NOUN
inlawrev-18341	7	261	,	,	PUNCT
inlawrev-18341	7	262	and	and	CCONJ
inlawrev-18341	7	263	the	the	DET
inlawrev-18341	7	264	sinking	sinking	NOUN
inlawrev-18341	7	265	of	of	ADP
inlawrev-18341	7	266	the	the	DET
inlawrev-18341	7	267	world	world	NOUN
inlawrev-18341	7	268	economy	economy	NOUN
inlawrev-18341	7	269	(	(	PUNCT
inlawrev-18341	7	270	2010	2010	NUM
inlawrev-18341	7	271	)	)	PUNCT
inlawrev-18341	7	272	;	;	PUNCT
inlawrev-18341	7	273	and	and	CCONJ
inlawrev-18341	7	274	john	john	PROPN
inlawrev-18341	7	275	b.	b.	PROPN
inlawrev-18341	7	276	taylor	taylor	PROPN
inlawrev-18341	7	277	,	,	PUNCT
inlawrev-18341	7	278	getting	get	VERB
inlawrev-18341	7	279	off	off	ADP
inlawrev-18341	7	280	track	track	NOUN
inlawrev-18341	7	281	:	:	PUNCT
inlawrev-18341	7	282	how	how	SCONJ
inlawrev-18341	7	283	government	government	NOUN
inlawrev-18341	7	284	actions	action	NOUN
inlawrev-18341	7	285	and	and	CCONJ
inlawrev-18341	7	286	interventions	intervention	NOUN
inlawrev-18341	7	287	caused	cause	VERB
inlawrev-18341	7	288	,	,	PUNCT
inlawrev-18341	7	289	prolonged	prolonged	ADJ
inlawrev-18341	7	290	and	and	CCONJ
inlawrev-18341	7	291	worsened	worsen	VERB
inlawrev-18341	7	292	the	the	DET
inlawrev-18341	7	293	financial	financial	ADJ
inlawrev-18341	7	294	crisis	crisis	NOUN
inlawrev-18341	7	295	(	(	PUNCT
inlawrev-18341	7	296	2009	2009	NUM
inlawrev-18341	7	297	)	)	PUNCT
inlawrev-18341	7	298	.	.	PUNCT
inlawrev-18341	8	1	if	if	SCONJ
inlawrev-18341	8	2	you	you	PRON
inlawrev-18341	8	3	were	be	AUX
inlawrev-18341	8	4	interested	interested	ADJ
inlawrev-18341	8	5	enough	enough	ADV
inlawrev-18341	8	6	to	to	PART
inlawrev-18341	8	7	read	read	VERB
inlawrev-18341	8	8	one	one	NUM
inlawrev-18341	8	9	book	book	NOUN
inlawrev-18341	8	10	about	about	ADP
inlawrev-18341	8	11	the	the	DET
inlawrev-18341	8	12	financial	financial	ADJ
inlawrev-18341	8	13	crisis	crisis	NOUN
inlawrev-18341	8	14	,	,	PUNCT
inlawrev-18341	8	15	but	but	CCONJ
inlawrev-18341	8	16	only	only	ADV
inlawrev-18341	8	17	one	one	NUM
inlawrev-18341	8	18	,	,	PUNCT
inlawrev-18341	8	19	alan	alan	PROPN
inlawrev-18341	8	20	blinder	blinder	PROPN
inlawrev-18341	8	21	’s	’s	PART
inlawrev-18341	8	22	book	book	NOUN
inlawrev-18341	8	23	would	would	AUX
inlawrev-18341	8	24	be	be	AUX
inlawrev-18341	8	25	an	an	DET
inlawrev-18341	8	26	excellent	excellent	ADJ
inlawrev-18341	8	27	choice	choice	NOUN
inlawrev-18341	8	28	.	.	PUNCT
inlawrev-18341	9	1	2	2	X
inlawrev-18341	9	2	.	.	X
inlawrev-18341	9	3	journalists	journalist	NOUN
inlawrev-18341	9	4	on	on	ADP
inlawrev-18341	9	5	the	the	DET
inlawrev-18341	9	6	financial	financial	ADJ
inlawrev-18341	9	7	crisis	crisis	NOUN
inlawrev-18341	9	8	include	include	VERB
inlawrev-18341	9	9	:	:	PUNCT
inlawrev-18341	9	10	john	john	PROPN
inlawrev-18341	9	11	cassidy	cassidy	PROPN
inlawrev-18341	9	12	,	,	PUNCT
inlawrev-18341	9	13	how	how	SCONJ
inlawrev-18341	9	14	markets	market	NOUN
inlawrev-18341	9	15	fail	fail	VERB
inlawrev-18341	9	16	:	:	PUNCT
inlawrev-18341	9	17	the	the	DET
inlawrev-18341	9	18	logic	logic	NOUN
inlawrev-18341	9	19	of	of	ADP
inlawrev-18341	9	20	economic	economic	ADJ
inlawrev-18341	9	21	calamities	calamity	NOUN
inlawrev-18341	9	22	(	(	PUNCT
inlawrev-18341	9	23	2009	2009	NUM
inlawrev-18341	9	24	)	)	PUNCT
inlawrev-18341	9	25	;	;	PUNCT
inlawrev-18341	9	26	william	william	PROPN
inlawrev-18341	9	27	d.	d.	PROPN
inlawrev-18341	9	28	cohan	cohan	PROPN
inlawrev-18341	9	29	,	,	PUNCT
inlawrev-18341	9	30	house	house	PROPN
inlawrev-18341	9	31	of	of	ADP
inlawrev-18341	9	32	cards	card	NOUN
inlawrev-18341	9	33	:	:	PUNCT
inlawrev-18341	9	34	a	a	DET
inlawrev-18341	9	35	tale	tale	NOUN
inlawrev-18341	9	36	of	of	ADP
inlawrev-18341	9	37	hubris	hubris	NOUN
inlawrev-18341	9	38	and	and	CCONJ
inlawrev-18341	9	39	wretched	wretched	ADJ
inlawrev-18341	9	40	excess	excess	NOUN
inlawrev-18341	9	41	on	on	ADP
inlawrev-18341	9	42	wall	wall	PROPN
inlawrev-18341	9	43	street	street	PROPN
inlawrev-18341	9	44	(	(	PUNCT
inlawrev-18341	9	45	2009	2009	NUM
inlawrev-18341	9	46	)	)	PUNCT
inlawrev-18341	9	47	;	;	PUNCT
inlawrev-18341	9	48	greg	greg	PROPN
inlawrev-18341	9	49	farrell	farrell	PROPN
inlawrev-18341	9	50	,	,	PUNCT
inlawrev-18341	9	51	crash	crash	NOUN
inlawrev-18341	9	52	of	of	ADP
inlawrev-18341	9	53	the	the	DET
inlawrev-18341	9	54	titans	titan	NOUN
inlawrev-18341	9	55	:	:	PUNCT
inlawrev-18341	9	56	38	38	NUM
inlawrev-18341	9	57	indiana	indiana	PROPN
inlawrev-18341	9	58	law	law	NOUN
inlawrev-18341	9	59	review	review	NOUN
inlawrev-18341	10	1	[	[	X
inlawrev-18341	10	2	vol	vol	NOUN
inlawrev-18341	10	3	.	.	PUNCT
inlawrev-18341	11	1	47:37	47:37	NUM
inlawrev-18341	11	2	principle	principle	ADJ
inlawrev-18341	11	3	analysis	analysis	NOUN
inlawrev-18341	11	4	of	of	ADP
inlawrev-18341	11	5	the	the	DET
inlawrev-18341	11	6	crisis	crisis	NOUN
inlawrev-18341	11	7	has	have	AUX
inlawrev-18341	11	8	become	become	VERB
inlawrev-18341	11	9	a	a	DET
inlawrev-18341	11	10	best	good	ADJ
inlawrev-18341	11	11	seller.3	seller.3	NOUN
inlawrev-18341	11	12	most	most	ADJ
inlawrev-18341	11	13	of	of	ADP
inlawrev-18341	11	14	these	these	DET
inlawrev-18341	11	15	publications	publication	NOUN
inlawrev-18341	11	16	,	,	PUNCT
inlawrev-18341	11	17	however	however	ADV
inlawrev-18341	11	18	,	,	PUNCT
inlawrev-18341	11	19	focus	focus	VERB
inlawrev-18341	11	20	heavily	heavily	ADV
inlawrev-18341	11	21	on	on	ADP
inlawrev-18341	11	22	single	single	ADJ
inlawrev-18341	11	23	causes	cause	NOUN
inlawrev-18341	11	24	,	,	PUNCT
inlawrev-18341	11	25	have	have	VERB
inlawrev-18341	11	26	political	political	ADJ
inlawrev-18341	11	27	axes	axis	NOUN
inlawrev-18341	11	28	to	to	PART
inlawrev-18341	11	29	grind	grind	VERB
inlawrev-18341	11	30	,	,	PUNCT
inlawrev-18341	11	31	concentrate	concentrate	VERB
inlawrev-18341	11	32	on	on	ADP
inlawrev-18341	11	33	personalities	personality	NOUN
inlawrev-18341	11	34	rather	rather	ADV
inlawrev-18341	11	35	than	than	ADP
inlawrev-18341	11	36	policies	policy	NOUN
inlawrev-18341	11	37	,	,	PUNCT
inlawrev-18341	11	38	were	be	AUX
inlawrev-18341	11	39	published	publish	VERB
inlawrev-18341	11	40	before	before	ADP
inlawrev-18341	11	41	enough	enough	ADJ
inlawrev-18341	11	42	of	of	ADP
inlawrev-18341	11	43	the	the	DET
inlawrev-18341	11	44	facts	fact	NOUN
inlawrev-18341	11	45	became	become	VERB
inlawrev-18341	11	46	well	well	ADV
inlawrev-18341	11	47	-	-	PUNCT
inlawrev-18341	11	48	known	know	VERB
inlawrev-18341	11	49	,	,	PUNCT
inlawrev-18341	11	50	or	or	CCONJ
inlawrev-18341	11	51	assume	assume	VERB
inlawrev-18341	11	52	a	a	DET
inlawrev-18341	11	53	high	high	ADJ
inlawrev-18341	11	54	-	-	PUNCT
inlawrev-18341	11	55	level	level	NOUN
inlawrev-18341	11	56	of	of	ADP
inlawrev-18341	11	57	background	background	NOUN
inlawrev-18341	11	58	knowledge	knowledge	NOUN
inlawrev-18341	11	59	and	and	CCONJ
inlawrev-18341	11	60	expertise	expertise	NOUN
inlawrev-18341	11	61	.	.	PUNCT
inlawrev-18341	12	1	there	there	PRON
inlawrev-18341	12	2	is	be	VERB
inlawrev-18341	12	3	far	far	ADV
inlawrev-18341	12	4	less	less	ADV
inlawrev-18341	12	5	available	available	ADJ
inlawrev-18341	12	6	material	material	NOUN
inlawrev-18341	12	7	for	for	ADP
inlawrev-18341	12	8	educated	educate	VERB
inlawrev-18341	12	9	and	and	CCONJ
inlawrev-18341	12	10	interested	interested	ADJ
inlawrev-18341	12	11	—	—	PUNCT
inlawrev-18341	12	12	but	but	CCONJ
inlawrev-18341	12	13	non	non	ADJ
inlawrev-18341	12	14	-	-	ADJ
inlawrev-18341	12	15	specialist	specialist	ADJ
inlawrev-18341	12	16	—	—	PUNCT
inlawrev-18341	12	17	lawyers	lawyer	NOUN
inlawrev-18341	12	18	,	,	PUNCT
inlawrev-18341	12	19	law	law	NOUN
inlawrev-18341	12	20	students	student	NOUN
inlawrev-18341	12	21	,	,	PUNCT
inlawrev-18341	12	22	or	or	CCONJ
inlawrev-18341	12	23	graduate	graduate	NOUN
inlawrev-18341	12	24	students	student	NOUN
inlawrev-18341	12	25	that	that	PRON
inlawrev-18341	12	26	succinctly	succinctly	ADV
inlawrev-18341	12	27	analyzes	analyze	VERB
inlawrev-18341	12	28	and	and	CCONJ
inlawrev-18341	12	29	explains	explain	VERB
inlawrev-18341	12	30	potential	potential	ADJ
inlawrev-18341	12	31	causal	causal	ADJ
inlawrev-18341	12	32	legal	legal	ADJ
inlawrev-18341	12	33	factors	factor	NOUN
inlawrev-18341	12	34	.	.	PUNCT
inlawrev-18341	13	1	this	this	DET
inlawrev-18341	13	2	short	short	ADJ
inlawrev-18341	13	3	essay	essay	NOUN
inlawrev-18341	13	4	attempts	attempt	VERB
inlawrev-18341	13	5	to	to	PART
inlawrev-18341	13	6	provide	provide	VERB
inlawrev-18341	13	7	this	this	DET
inlawrev-18341	13	8	analysis	analysis	NOUN
inlawrev-18341	13	9	and	and	CCONJ
inlawrev-18341	13	10	explanation.4	explanation.4	VERB
inlawrev-18341	13	11	at	at	ADP
inlawrev-18341	13	12	one	one	NUM
inlawrev-18341	13	13	level	level	NOUN
inlawrev-18341	13	14	,	,	PUNCT
inlawrev-18341	13	15	the	the	DET
inlawrev-18341	13	16	financial	financial	ADJ
inlawrev-18341	13	17	crisis	crisis	NOUN
inlawrev-18341	13	18	was	be	AUX
inlawrev-18341	13	19	just	just	ADV
inlawrev-18341	13	20	like	like	ADP
inlawrev-18341	13	21	many	many	ADJ
inlawrev-18341	13	22	others	other	NOUN
inlawrev-18341	13	23	in	in	ADP
inlawrev-18341	13	24	u.s	u.s	PROPN
inlawrev-18341	13	25	.	.	PROPN
inlawrev-18341	13	26	history.5	history.5	PROPN
inlawrev-18341	13	27	too	too	ADV
inlawrev-18341	13	28	many	many	ADJ
inlawrev-18341	13	29	creditors	creditor	NOUN
inlawrev-18341	13	30	simultaneously	simultaneously	ADV
inlawrev-18341	13	31	sought	seek	VERB
inlawrev-18341	13	32	the	the	DET
inlawrev-18341	13	33	return	return	NOUN
inlawrev-18341	13	34	of	of	ADP
inlawrev-18341	13	35	their	their	PRON
inlawrev-18341	13	36	assets	asset	NOUN
inlawrev-18341	13	37	.	.	PUNCT
inlawrev-18341	14	1	two	two	NUM
inlawrev-18341	14	2	words	word	NOUN
inlawrev-18341	14	3	,	,	PUNCT
inlawrev-18341	14	4	“	"	PUNCT
inlawrev-18341	14	5	bank	bank	NOUN
inlawrev-18341	14	6	run	run	NOUN
inlawrev-18341	14	7	,	,	PUNCT
inlawrev-18341	14	8	”	"	PUNCT
inlawrev-18341	14	9	get	get	VERB
inlawrev-18341	14	10	to	to	ADP
inlawrev-18341	14	11	the	the	DET
inlawrev-18341	14	12	core	core	NOUN
inlawrev-18341	14	13	of	of	ADP
inlawrev-18341	14	14	the	the	DET
inlawrev-18341	14	15	financial	financial	ADJ
inlawrev-18341	14	16	crisis	crisis	NOUN
inlawrev-18341	14	17	.	.	PUNCT
inlawrev-18341	15	1	6	6	NUM
inlawrev-18341	15	2	at	at	ADP
inlawrev-18341	15	3	another	another	DET
inlawrev-18341	15	4	level	level	NOUN
inlawrev-18341	15	5	,	,	PUNCT
inlawrev-18341	15	6	however	however	ADV
inlawrev-18341	15	7	,	,	PUNCT
inlawrev-18341	15	8	what	what	PRON
inlawrev-18341	15	9	made	make	VERB
inlawrev-18341	15	10	this	this	DET
inlawrev-18341	15	11	crisis	crisis	NOUN
inlawrev-18341	15	12	different	different	ADJ
inlawrev-18341	15	13	was	be	AUX
inlawrev-18341	15	14	the	the	DET
inlawrev-18341	15	15	focus	focus	NOUN
inlawrev-18341	15	16	on	on	ADP
inlawrev-18341	15	17	the	the	DET
inlawrev-18341	15	18	“	"	PUNCT
inlawrev-18341	15	19	shadow	shadow	NOUN
inlawrev-18341	15	20	banking	banking	NOUN
inlawrev-18341	15	21	system”—institutions	system”—institution	NOUN
inlawrev-18341	15	22	and	and	CCONJ
inlawrev-18341	15	23	transactions	transaction	NOUN
inlawrev-18341	15	24	outside	outside	ADP
inlawrev-18341	15	25	the	the	DET
inlawrev-18341	15	26	regular	regular	ADJ
inlawrev-18341	15	27	banking	banking	NOUN
inlawrev-18341	15	28	system.7	system.7	NOUN
inlawrev-18341	15	29	greed	greed	NOUN
inlawrev-18341	15	30	,	,	PUNCT
inlawrev-18341	15	31	hubris	hubris	NOUN
inlawrev-18341	15	32	,	,	PUNCT
inlawrev-18341	15	33	the	the	DET
inlawrev-18341	15	34	fall	fall	NOUN
inlawrev-18341	15	35	of	of	ADP
inlawrev-18341	15	36	merrill	merrill	PROPN
inlawrev-18341	15	37	lynch	lynch	PROPN
inlawrev-18341	15	38	,	,	PUNCT
inlawrev-18341	15	39	and	and	CCONJ
inlawrev-18341	15	40	the	the	DET
inlawrev-18341	15	41	near	near	ADJ
inlawrev-18341	15	42	-	-	PUNCT
inlawrev-18341	15	43	collapse	collapse	NOUN
inlawrev-18341	15	44	of	of	ADP
inlawrev-18341	15	45	bank	bank	PROPN
inlawrev-18341	15	46	of	of	ADP
inlawrev-18341	15	47	america	america	PROPN
inlawrev-18341	15	48	(	(	PUNCT
inlawrev-18341	15	49	2010	2010	NUM
inlawrev-18341	15	50	)	)	PUNCT
inlawrev-18341	15	51	;	;	PUNCT
inlawrev-18341	15	52	michael	michael	PROPN
inlawrev-18341	15	53	lewis	lewis	PROPN
inlawrev-18341	15	54	,	,	PUNCT
inlawrev-18341	15	55	the	the	DET
inlawrev-18341	15	56	big	big	ADJ
inlawrev-18341	15	57	short	short	ADJ
inlawrev-18341	15	58	:	:	PUNCT
inlawrev-18341	15	59	inside	inside	ADP
inlawrev-18341	15	60	the	the	DET
inlawrev-18341	15	61	doomsday	doomsday	NOUN
inlawrev-18341	15	62	machine	machine	NOUN
inlawrev-18341	15	63	(	(	PUNCT
inlawrev-18341	15	64	2010	2010	NUM
inlawrev-18341	15	65	)	)	PUNCT
inlawrev-18341	15	66	;	;	PUNCT
inlawrev-18341	15	67	roger	roger	PROPN
inlawrev-18341	15	68	lowenstein	lowenstein	PROPN
inlawrev-18341	15	69	,	,	PUNCT
inlawrev-18341	15	70	the	the	DET
inlawrev-18341	15	71	end	end	NOUN
inlawrev-18341	15	72	of	of	ADP
inlawrev-18341	15	73	wall	wall	PROPN
inlawrev-18341	15	74	street	street	PROPN
inlawrev-18341	15	75	(	(	PUNCT
inlawrev-18341	15	76	2010	2010	NUM
inlawrev-18341	15	77	)	)	PUNCT
inlawrev-18341	15	78	;	;	PUNCT
inlawrev-18341	15	79	bethany	bethany	PROPN
inlawrev-18341	15	80	mclean	mclean	PROPN
inlawrev-18341	15	81	&	&	CCONJ
inlawrev-18341	15	82	joe	joe	PROPN
inlawrev-18341	15	83	nocera	nocera	PROPN
inlawrev-18341	15	84	,	,	PUNCT
inlawrev-18341	15	85	all	all	DET
inlawrev-18341	15	86	the	the	DET
inlawrev-18341	15	87	devils	devil	NOUN
inlawrev-18341	15	88	are	be	AUX
inlawrev-18341	15	89	here	here	ADV
inlawrev-18341	15	90	:	:	PUNCT
inlawrev-18341	15	91	the	the	DET
inlawrev-18341	15	92	hidden	hidden	ADJ
inlawrev-18341	15	93	history	history	NOUN
inlawrev-18341	15	94	of	of	ADP
inlawrev-18341	15	95	the	the	DET
inlawrev-18341	15	96	financial	financial	ADJ
inlawrev-18341	15	97	crisis	crisis	NOUN
inlawrev-18341	15	98	(	(	PUNCT
inlawrev-18341	15	99	2010	2010	NUM
inlawrev-18341	15	100	)	)	PUNCT
inlawrev-18341	15	101	;	;	PUNCT
inlawrev-18341	15	102	gretchen	gretchen	PROPN
inlawrev-18341	15	103	morgenson	morgenson	PROPN
inlawrev-18341	15	104	&	&	CCONJ
inlawrev-18341	15	105	joshua	joshua	PROPN
inlawrev-18341	15	106	rosner	rosner	PROPN
inlawrev-18341	15	107	,	,	PUNCT
inlawrev-18341	15	108	reckless	reckless	ADJ
inlawrev-18341	15	109	endangerment	endangerment	NOUN
inlawrev-18341	15	110	:	:	PUNCT
inlawrev-18341	15	111	how	how	SCONJ
inlawrev-18341	15	112	outsized	outsized	ADJ
inlawrev-18341	15	113	ambition	ambition	NOUN
inlawrev-18341	15	114	,	,	PUNCT
inlawrev-18341	15	115	greed	greed	NOUN
inlawrev-18341	15	116	,	,	PUNCT
inlawrev-18341	15	117	and	and	CCONJ
inlawrev-18341	15	118	corruption	corruption	NOUN
inlawrev-18341	15	119	led	lead	VERB
inlawrev-18341	15	120	to	to	ADP
inlawrev-18341	15	121	economic	economic	ADJ
inlawrev-18341	15	122	armageddon	armageddon	NOUN
inlawrev-18341	15	123	(	(	PUNCT
inlawrev-18341	15	124	2011	2011	NUM
inlawrev-18341	15	125	)	)	PUNCT
inlawrev-18341	15	126	;	;	PUNCT
inlawrev-18341	15	127	andrew	andrew	PROPN
inlawrev-18341	15	128	ross	ross	PROPN
inlawrev-18341	15	129	sorkin	sorkin	PROPN
inlawrev-18341	15	130	,	,	PUNCT
inlawrev-18341	15	131	too	too	ADV
inlawrev-18341	15	132	big	big	ADJ
inlawrev-18341	15	133	to	to	PART
inlawrev-18341	15	134	fail	fail	VERB
inlawrev-18341	15	135	:	:	PUNCT
inlawrev-18341	15	136	the	the	DET
inlawrev-18341	15	137	inside	inside	ADJ
inlawrev-18341	15	138	story	story	NOUN
inlawrev-18341	15	139	of	of	ADP
inlawrev-18341	15	140	how	how	SCONJ
inlawrev-18341	15	141	wall	wall	PROPN
inlawrev-18341	15	142	street	street	PROPN
inlawrev-18341	15	143	and	and	CCONJ
inlawrev-18341	15	144	washington	washington	PROPN
inlawrev-18341	15	145	fought	fight	VERB
inlawrev-18341	15	146	to	to	PART
inlawrev-18341	15	147	save	save	VERB
inlawrev-18341	15	148	the	the	DET
inlawrev-18341	15	149	financial	financial	ADJ
inlawrev-18341	15	150	system	system	NOUN
inlawrev-18341	15	151	from	from	ADP
inlawrev-18341	15	152	crisis	crisis	NOUN
inlawrev-18341	15	153	—	—	PUNCT
inlawrev-18341	15	154	and	and	CCONJ
inlawrev-18341	15	155	themselves	themselves	PRON
inlawrev-18341	15	156	(	(	PUNCT
inlawrev-18341	15	157	2009	2009	NUM
inlawrev-18341	15	158	)	)	PUNCT
inlawrev-18341	15	159	.	.	PUNCT
inlawrev-18341	16	1	3	3	X
inlawrev-18341	16	2	.	.	X
inlawrev-18341	16	3	the	the	DET
inlawrev-18341	16	4	financial	financial	ADJ
inlawrev-18341	16	5	crisis	crisis	NOUN
inlawrev-18341	16	6	inquiry	inquiry	NOUN
inlawrev-18341	16	7	comm’n	comm’n	NOUN
inlawrev-18341	16	8	,	,	PUNCT
inlawrev-18341	16	9	the	the	DET
inlawrev-18341	16	10	financial	financial	ADJ
inlawrev-18341	16	11	crisis	crisis	NOUN
inlawrev-18341	16	12	inquiry	inquiry	NOUN
inlawrev-18341	16	13	report	report	NOUN
inlawrev-18341	16	14	:	:	PUNCT
inlawrev-18341	16	15	final	final	ADJ
inlawrev-18341	16	16	report	report	NOUN
inlawrev-18341	16	17	of	of	ADP
inlawrev-18341	16	18	the	the	DET
inlawrev-18341	16	19	national	national	ADJ
inlawrev-18341	16	20	commission	commission	PROPN
inlawrev-18341	16	21	on	on	ADP
inlawrev-18341	16	22	the	the	DET
inlawrev-18341	16	23	causes	cause	NOUN
inlawrev-18341	16	24	of	of	ADP
inlawrev-18341	16	25	the	the	DET
inlawrev-18341	16	26	financial	financial	ADJ
inlawrev-18341	16	27	and	and	CCONJ
inlawrev-18341	16	28	economic	economic	ADJ
inlawrev-18341	16	29	crisis	crisis	NOUN
inlawrev-18341	16	30	in	in	ADP
inlawrev-18341	16	31	the	the	DET
inlawrev-18341	16	32	united	united	PROPN
inlawrev-18341	16	33	states	states	PROPN
inlawrev-18341	16	34	(	(	PUNCT
inlawrev-18341	16	35	2011	2011	NUM
inlawrev-18341	16	36	)	)	PUNCT
inlawrev-18341	17	1	[	[	X
inlawrev-18341	17	2	hereinafter	hereinafter	NOUN
inlawrev-18341	17	3	fcic	fcic	NOUN
inlawrev-18341	17	4	report	report	PROPN
inlawrev-18341	17	5	]	]	PUNCT
inlawrev-18341	17	6	,	,	PUNCT
inlawrev-18341	17	7	available	available	ADJ
inlawrev-18341	17	8	at	at	ADP
inlawrev-18341	17	9	http://fcicstatic.law.stanford.edu/cdn_media/fcic-reports/fcic_final_report_full.pdf	http://fcicstatic.law.stanford.edu/cdn_media/fcic-reports/fcic_final_report_full.pdf	NOUN
inlawrev-18341	17	10	,	,	PUNCT
inlawrev-18341	17	11	archived	archive	VERB
inlawrev-18341	17	12	at	at	ADP
inlawrev-18341	17	13	http://	http://	PROPN
inlawrev-18341	17	14	perma.cc/8fcs-8l5r	perma.cc/8fcs-8l5r	PROPN
inlawrev-18341	17	15	;	;	PUNCT
inlawrev-18341	17	16	best	good	ADJ
inlawrev-18341	17	17	sellers	seller	NOUN
inlawrev-18341	17	18	:	:	PUNCT
inlawrev-18341	17	19	paperback	paperback	NOUN
inlawrev-18341	17	20	nonfiction	nonfiction	NOUN
inlawrev-18341	17	21	,	,	PUNCT
inlawrev-18341	17	22	n.y	n.y	PROPN
inlawrev-18341	17	23	.	.	PROPN
inlawrev-18341	17	24	times	times	PROPN
inlawrev-18341	17	25	,	,	PUNCT
inlawrev-18341	17	26	feb	feb	PROPN
inlawrev-18341	17	27	.	.	PROPN
inlawrev-18341	17	28	20	20	NUM
inlawrev-18341	17	29	,	,	PUNCT
inlawrev-18341	17	30	2011	2011	NUM
inlawrev-18341	17	31	,	,	PUNCT
inlawrev-18341	17	32	www	www	PROPN
inlawrev-18341	17	33	.	.	PROPN
inlawrev-18341	17	34	nytimes.com/best-sellers-books/2011-02-20/paperback-nonfiction/list.html	nytimes.com/best-sellers-books/2011-02-20/paperback-nonfiction/list.html	PROPN
inlawrev-18341	17	35	,	,	PUNCT
inlawrev-18341	17	36	archived	archive	VERB
inlawrev-18341	17	37	at	at	ADP
inlawrev-18341	17	38	http://perma.cc/65tu-ufl8	http://perma.cc/65tu-ufl8	NOUN
inlawrev-18341	17	39	.	.	PUNCT
inlawrev-18341	18	1	it	it	PRON
inlawrev-18341	18	2	has	have	AUX
inlawrev-18341	18	3	proved	prove	VERB
inlawrev-18341	18	4	particularly	particularly	ADV
inlawrev-18341	18	5	popular	popular	ADJ
inlawrev-18341	18	6	for	for	ADP
inlawrev-18341	18	7	legal	legal	ADJ
inlawrev-18341	18	8	scholars	scholar	NOUN
inlawrev-18341	18	9	,	,	PUNCT
inlawrev-18341	18	10	having	having	AUX
inlawrev-18341	18	11	generated	generate	VERB
inlawrev-18341	18	12	citations	citation	NOUN
inlawrev-18341	18	13	roughly	roughly	ADV
inlawrev-18341	18	14	equal	equal	ADJ
inlawrev-18341	18	15	to	to	ADP
inlawrev-18341	18	16	the	the	DET
inlawrev-18341	18	17	contemporaneously	contemporaneously	ADV
inlawrev-18341	18	18	published	publish	VERB
inlawrev-18341	18	19	most	most	ADV
inlawrev-18341	18	20	cited	cite	VERB
inlawrev-18341	18	21	law	law	NOUN
inlawrev-18341	18	22	review	review	NOUN
inlawrev-18341	18	23	article	article	NOUN
inlawrev-18341	18	24	.	.	PUNCT
inlawrev-18341	19	1	andrew	andrew	PROPN
inlawrev-18341	19	2	w.	w.	PROPN
inlawrev-18341	19	3	hartlage	hartlage	PROPN
inlawrev-18341	19	4	,	,	PUNCT
inlawrev-18341	19	5	book	book	NOUN
inlawrev-18341	19	6	notice	notice	NOUN
inlawrev-18341	19	7	:	:	PUNCT
inlawrev-18341	19	8	“	"	PUNCT
inlawrev-18341	19	9	never	never	ADV
inlawrev-18341	19	10	again	again	ADV
inlawrev-18341	19	11	,	,	PUNCT
inlawrev-18341	19	12	”	"	PUNCT
inlawrev-18341	19	13	again	again	ADV
inlawrev-18341	19	14	:	:	PUNCT
inlawrev-18341	19	15	a	a	DET
inlawrev-18341	19	16	functional	functional	ADJ
inlawrev-18341	19	17	examination	examination	NOUN
inlawrev-18341	19	18	of	of	ADP
inlawrev-18341	19	19	the	the	DET
inlawrev-18341	19	20	financial	financial	ADJ
inlawrev-18341	19	21	crisis	crisis	NOUN
inlawrev-18341	19	22	inquiry	inquiry	NOUN
inlawrev-18341	19	23	commission	commission	NOUN
inlawrev-18341	19	24	,	,	PUNCT
inlawrev-18341	19	25	111	111	NUM
inlawrev-18341	19	26	mich	mich	NOUN
inlawrev-18341	19	27	.	.	PUNCT
inlawrev-18341	20	1	l.	l.	PROPN
inlawrev-18341	20	2	rev	rev	PROPN
inlawrev-18341	20	3	.	.	PROPN
inlawrev-18341	20	4	1183	1183	NUM
inlawrev-18341	20	5	,	,	PUNCT
inlawrev-18341	20	6	1193	1193	NUM
inlawrev-18341	20	7	(	(	PUNCT
inlawrev-18341	20	8	2013	2013	NUM
inlawrev-18341	20	9	)	)	PUNCT
inlawrev-18341	20	10	.	.	PUNCT
inlawrev-18341	21	1	4	4	X
inlawrev-18341	21	2	.	.	X
inlawrev-18341	21	3	my	my	PRON
inlawrev-18341	21	4	aim	aim	NOUN
inlawrev-18341	21	5	here	here	ADV
inlawrev-18341	21	6	is	be	AUX
inlawrev-18341	21	7	simply	simply	ADV
inlawrev-18341	21	8	to	to	PART
inlawrev-18341	21	9	provide	provide	VERB
inlawrev-18341	21	10	a	a	DET
inlawrev-18341	21	11	general	general	ADJ
inlawrev-18341	21	12	high	high	ADJ
inlawrev-18341	21	13	-	-	PUNCT
inlawrev-18341	21	14	level	level	NOUN
inlawrev-18341	21	15	overview	overview	NOUN
inlawrev-18341	21	16	,	,	PUNCT
inlawrev-18341	21	17	so	so	CCONJ
inlawrev-18341	21	18	in	in	ADP
inlawrev-18341	21	19	some	some	DET
inlawrev-18341	21	20	places	place	NOUN
inlawrev-18341	21	21	i	i	PRON
inlawrev-18341	21	22	will	will	AUX
inlawrev-18341	21	23	include	include	VERB
inlawrev-18341	21	24	some	some	DET
inlawrev-18341	21	25	simplifications	simplification	NOUN
inlawrev-18341	21	26	or	or	CCONJ
inlawrev-18341	21	27	oversimplifications	oversimplification	NOUN
inlawrev-18341	21	28	.	.	PUNCT
inlawrev-18341	22	1	5	5	NUM
inlawrev-18341	22	2	.	.	X
inlawrev-18341	22	3	gary	gary	PROPN
inlawrev-18341	22	4	gorton	gorton	PROPN
inlawrev-18341	22	5	,	,	PUNCT
inlawrev-18341	22	6	banking	banking	NOUN
inlawrev-18341	22	7	must	must	AUX
inlawrev-18341	22	8	not	not	PART
inlawrev-18341	22	9	be	be	AUX
inlawrev-18341	22	10	left	leave	VERB
inlawrev-18341	22	11	in	in	ADP
inlawrev-18341	22	12	the	the	DET
inlawrev-18341	22	13	shadows	shadow	NOUN
inlawrev-18341	22	14	,	,	PUNCT
inlawrev-18341	22	15	fin	fin	NOUN
inlawrev-18341	22	16	.	.	PUNCT
inlawrev-18341	23	1	times	times	PROPN
inlawrev-18341	23	2	(	(	PUNCT
inlawrev-18341	23	3	nov	nov	PROPN
inlawrev-18341	23	4	.	.	PROPN
inlawrev-18341	23	5	20	20	NUM
inlawrev-18341	23	6	,	,	PUNCT
inlawrev-18341	23	7	2012	2012	NUM
inlawrev-18341	23	8	)	)	PUNCT
inlawrev-18341	23	9	,	,	PUNCT
inlawrev-18341	23	10	http://www.ft.com/intl/cms/s/0/48b78190-3278-11e2-916a-00144feabdc0.html#axzz2aspoqwlq	http://www.ft.com/intl/cms/s/0/48b78190-3278-11e2-916a-00144feabdc0.html#axzz2aspoqwlq	PROPN
inlawrev-18341	23	11	(	(	PUNCT
inlawrev-18341	23	12	claiming	claim	VERB
inlawrev-18341	23	13	that	that	SCONJ
inlawrev-18341	23	14	“	"	PUNCT
inlawrev-18341	23	15	[	[	X
inlawrev-18341	23	16	t]he	t]he	ADV
inlawrev-18341	23	17	financial	financial	ADJ
inlawrev-18341	23	18	crisis	crisis	NOUN
inlawrev-18341	23	19	again	again	ADV
inlawrev-18341	23	20	showed	show	VERB
inlawrev-18341	23	21	that	that	SCONJ
inlawrev-18341	23	22	in	in	ADP
inlawrev-18341	23	23	market	market	NOUN
inlawrev-18341	23	24	economies	economy	NOUN
inlawrev-18341	23	25	bank	bank	NOUN
inlawrev-18341	23	26	runs	run	NOUN
inlawrev-18341	23	27	recur	recur	VERB
inlawrev-18341	23	28	,	,	PUNCT
inlawrev-18341	23	29	over	over	ADV
inlawrev-18341	23	30	and	and	CCONJ
inlawrev-18341	23	31	over	over	ADP
inlawrev-18341	23	32	”	"	PUNCT
inlawrev-18341	23	33	)	)	PUNCT
inlawrev-18341	23	34	.	.	PUNCT
inlawrev-18341	24	1	6	6	X
inlawrev-18341	24	2	.	.	X
inlawrev-18341	24	3	mike	mike	PROPN
inlawrev-18341	24	4	whitney	whitney	PROPN
inlawrev-18341	24	5	,	,	PUNCT
inlawrev-18341	24	6	a	a	DET
inlawrev-18341	24	7	beginners	beginner	NOUN
inlawrev-18341	24	8	guide	guide	VERB
inlawrev-18341	24	9	to	to	PART
inlawrev-18341	24	10	shadow	shadow	VERB
inlawrev-18341	24	11	banking	banking	NOUN
inlawrev-18341	24	12	,	,	PUNCT
inlawrev-18341	24	13	centre	centre	NOUN
inlawrev-18341	24	14	for	for	ADP
inlawrev-18341	24	15	research	research	NOUN
inlawrev-18341	24	16	on	on	ADP
inlawrev-18341	24	17	globalization	globalization	NOUN
inlawrev-18341	24	18	(	(	PUNCT
inlawrev-18341	24	19	june	june	PROPN
inlawrev-18341	24	20	12	12	NUM
inlawrev-18341	24	21	,	,	PUNCT
inlawrev-18341	24	22	2011	2011	NUM
inlawrev-18341	24	23	)	)	PUNCT
inlawrev-18341	24	24	,	,	PUNCT
inlawrev-18341	24	25	http://www.globalresearch.ca/a-beginners-guide-to-shadowbanking/25246	http://www.globalresearch.ca/a-beginners-guide-to-shadowbanking/25246	PROPN
inlawrev-18341	24	26	,	,	PUNCT
inlawrev-18341	24	27	archived	archive	VERB
inlawrev-18341	24	28	at	at	ADP
inlawrev-18341	24	29	http://perma.cc/g96u-8mns	http://perma.cc/g96u-8mns	PROPN
inlawrev-18341	24	30	.	.	PUNCT
inlawrev-18341	25	1	7	7	X
inlawrev-18341	25	2	.	.	X
inlawrev-18341	25	3	see	see	VERB
inlawrev-18341	25	4	gorton	gorton	PROPN
inlawrev-18341	25	5	.	.	PUNCT
inlawrev-18341	26	1	supra	supra	PROPN
inlawrev-18341	26	2	note	note	PROPN
inlawrev-18341	26	3	1	1	NUM
inlawrev-18341	26	4	,	,	PUNCT
inlawrev-18341	26	5	at	at	ADP
inlawrev-18341	26	6	13	13	NUM
inlawrev-18341	26	7	-	-	SYM
inlawrev-18341	26	8	60	60	NUM
inlawrev-18341	26	9	.	.	PUNCT
inlawrev-18341	27	1	the	the	DET
inlawrev-18341	27	2	financial	financial	ADJ
inlawrev-18341	27	3	stability	stability	PROPN
inlawrev-18341	27	4	board	board	PROPN
inlawrev-18341	27	5	’s	’s	PART
inlawrev-18341	27	6	task	task	PROPN
inlawrev-18341	27	7	force	force	NOUN
inlawrev-18341	27	8	defined	define	VERB
inlawrev-18341	27	9	“	"	PUNCT
inlawrev-18341	27	10	shadow	shadow	NOUN
inlawrev-18341	27	11	banking	banking	NOUN
inlawrev-18341	27	12	”	"	PUNCT
inlawrev-18341	27	13	as	as	ADP
inlawrev-18341	27	14	“	"	PUNCT
inlawrev-18341	27	15	credit	credit	NOUN
inlawrev-18341	27	16	intermediation	intermediation	NOUN
inlawrev-18341	27	17	involving	involve	VERB
inlawrev-18341	27	18	entities	entity	NOUN
inlawrev-18341	27	19	and	and	CCONJ
inlawrev-18341	27	20	activities	activity	NOUN
inlawrev-18341	27	21	outside	outside	ADP
inlawrev-18341	27	22	the	the	DET
inlawrev-18341	27	23	regular	regular	ADJ
inlawrev-18341	27	24	banking	banking	NOUN
inlawrev-18341	27	25	system	system	NOUN
inlawrev-18341	27	26	.	.	PUNCT
inlawrev-18341	27	27	”	"	PUNCT
inlawrev-18341	28	1	kelly	kelly	PROPN
inlawrev-18341	28	2	evans	evans	PROPN
inlawrev-18341	28	3	,	,	PUNCT
inlawrev-18341	28	4	bank	bank	NOUN
inlawrev-18341	28	5	-	-	PUNCT
inlawrev-18341	28	6	run	run	NOUN
inlawrev-18341	28	7	risk	risk	NOUN
inlawrev-18341	28	8	in	in	ADP
inlawrev-18341	28	9	the	the	DET
inlawrev-18341	28	10	shadows	shadow	NOUN
inlawrev-18341	28	11	,	,	PUNCT
inlawrev-18341	28	12	wall	wall	PROPN
inlawrev-18341	28	13	st	st	PROPN
inlawrev-18341	28	14	.	.	PROPN
inlawrev-18341	28	15	j.	j.	PROPN
inlawrev-18341	28	16	,	,	PUNCT
inlawrev-18341	28	17	dec	dec	PROPN
inlawrev-18341	28	18	.	.	PROPN
inlawrev-18341	28	19	5	5	NUM
inlawrev-18341	28	20	,	,	PUNCT
inlawrev-18341	28	21	2011	2011	NUM
inlawrev-18341	28	22	,	,	PUNCT
inlawrev-18341	28	23	http://	http://	PROPN
inlawrev-18341	28	24	online.wsj.com/article/sb10001424052970204397704577074782946096256.html	online.wsj.com/article/sb10001424052970204397704577074782946096256.html	PROPN
inlawrev-18341	28	25	.	.	PUNCT
inlawrev-18341	29	1	credit	credit	NOUN
inlawrev-18341	29	2	is	be	AUX
inlawrev-18341	29	3	intermediated	intermediate	VERB
inlawrev-18341	29	4	“	"	PUNCT
inlawrev-18341	29	5	through	through	ADP
inlawrev-18341	29	6	a	a	DET
inlawrev-18341	29	7	wide	wide	ADJ
inlawrev-18341	29	8	range	range	NOUN
inlawrev-18341	29	9	of	of	ADP
inlawrev-18341	29	10	securitization	securitization	NOUN
inlawrev-18341	29	11	and	and	CCONJ
inlawrev-18341	29	12	secured	secure	VERB
inlawrev-18341	29	13	funding	funding	NOUN
inlawrev-18341	29	14	techniques	technique	NOUN
inlawrev-18341	29	15	.	.	PUNCT
inlawrev-18341	29	16	”	"	PUNCT
inlawrev-18341	30	1	zoltan	zoltan	PROPN
inlawrev-18341	30	2	2014	2014	NUM
inlawrev-18341	30	3	]	]	PUNCT
inlawrev-18341	30	4	revisiting	revisit	VERB
inlawrev-18341	30	5	causes	cause	NOUN
inlawrev-18341	30	6	of	of	ADP
inlawrev-18341	30	7	the	the	DET
inlawrev-18341	30	8	financial	financial	ADJ
inlawrev-18341	30	9	crisis	crisis	NOUN
inlawrev-18341	30	10	39	39	NUM
inlawrev-18341	30	11	meanwhile	meanwhile	ADV
inlawrev-18341	30	12	the	the	DET
inlawrev-18341	30	13	general	general	ADJ
inlawrev-18341	30	14	public	public	NOUN
inlawrev-18341	30	15	did	do	AUX
inlawrev-18341	30	16	not	not	PART
inlawrev-18341	30	17	understand	understand	VERB
inlawrev-18341	30	18	or	or	CCONJ
inlawrev-18341	30	19	even	even	ADV
inlawrev-18341	30	20	notice	notice	VERB
inlawrev-18341	30	21	these	these	DET
inlawrev-18341	30	22	institutions	institution	NOUN
inlawrev-18341	30	23	and	and	CCONJ
inlawrev-18341	30	24	transactions	transaction	NOUN
inlawrev-18341	30	25	.	.	PUNCT
inlawrev-18341	31	1	notwithstanding	notwithstanding	ADP
inlawrev-18341	31	2	the	the	DET
inlawrev-18341	31	3	lack	lack	NOUN
inlawrev-18341	31	4	of	of	ADP
inlawrev-18341	31	5	attention	attention	NOUN
inlawrev-18341	31	6	,	,	PUNCT
inlawrev-18341	31	7	shadow	shadow	NOUN
inlawrev-18341	31	8	banking	banking	NOUN
inlawrev-18341	31	9	had	have	AUX
inlawrev-18341	31	10	quietly	quietly	ADV
inlawrev-18341	31	11	become	become	VERB
inlawrev-18341	31	12	enormous.8	enormous.8	PROPN
inlawrev-18341	31	13	most	most	ADV
inlawrev-18341	31	14	agree	agree	VERB
inlawrev-18341	31	15	a	a	DET
inlawrev-18341	31	16	credit	credit	NOUN
inlawrev-18341	31	17	crunch	crunch	NOUN
inlawrev-18341	31	18	precipitated	precipitate	VERB
inlawrev-18341	31	19	the	the	DET
inlawrev-18341	31	20	crisis	crisis	NOUN
inlawrev-18341	31	21	.	.	PUNCT
inlawrev-18341	32	1	a	a	DET
inlawrev-18341	32	2	credit	credit	NOUN
inlawrev-18341	32	3	crunch	crunch	NOUN
inlawrev-18341	32	4	occurs	occur	VERB
inlawrev-18341	32	5	when	when	SCONJ
inlawrev-18341	32	6	enough	enough	ADJ
inlawrev-18341	32	7	parties	party	NOUN
inlawrev-18341	32	8	simply	simply	ADV
inlawrev-18341	32	9	refuse	refuse	VERB
inlawrev-18341	32	10	to	to	PART
inlawrev-18341	32	11	lend	lend	VERB
inlawrev-18341	32	12	to	to	ADP
inlawrev-18341	32	13	each	each	DET
inlawrev-18341	32	14	other.9	other.9	NOUN
inlawrev-18341	32	15	overinvestment	overinvestment	ADJ
inlawrev-18341	32	16	in	in	ADP
inlawrev-18341	32	17	housing	housing	NOUN
inlawrev-18341	32	18	led	lead	VERB
inlawrev-18341	32	19	to	to	ADP
inlawrev-18341	32	20	a	a	DET
inlawrev-18341	32	21	real	real	ADJ
inlawrev-18341	32	22	estate	estate	NOUN
inlawrev-18341	32	23	bubble,10	bubble,10	NOUN
inlawrev-18341	32	24	and	and	CCONJ
inlawrev-18341	32	25	this	this	DET
inlawrev-18341	32	26	bubble	bubble	NOUN
inlawrev-18341	32	27	’s	’s	ADV
inlawrev-18341	32	28	bursting	bursting	NOUN
inlawrev-18341	32	29	created	create	VERB
inlawrev-18341	32	30	a	a	DET
inlawrev-18341	32	31	domino	domino	NOUN
inlawrev-18341	32	32	effect	effect	NOUN
inlawrev-18341	32	33	,	,	PUNCT
inlawrev-18341	32	34	beginning	begin	VERB
inlawrev-18341	32	35	with	with	ADP
inlawrev-18341	32	36	greatly	greatly	ADV
inlawrev-18341	32	37	increased	increase	VERB
inlawrev-18341	32	38	defaults	default	NOUN
inlawrev-18341	32	39	on	on	ADP
inlawrev-18341	32	40	subprime	subprime	ADJ
inlawrev-18341	32	41	mortgages	mortgage	NOUN
inlawrev-18341	32	42	.	.	PUNCT
inlawrev-18341	33	1	the	the	DET
inlawrev-18341	33	2	defaults	default	NOUN
inlawrev-18341	33	3	were	be	AUX
inlawrev-18341	33	4	greatly	greatly	ADV
inlawrev-18341	33	5	amplified	amplify	VERB
inlawrev-18341	33	6	by	by	ADP
inlawrev-18341	33	7	collateralized	collateralized	ADJ
inlawrev-18341	33	8	debt	debt	NOUN
inlawrev-18341	33	9	obligations	obligation	NOUN
inlawrev-18341	33	10	,	,	PUNCT
inlawrev-18341	33	11	credit	credit	NOUN
inlawrev-18341	33	12	default	default	NOUN
inlawrev-18341	33	13	swaps	swap	NOUN
inlawrev-18341	33	14	,	,	PUNCT
inlawrev-18341	33	15	and	and	CCONJ
inlawrev-18341	33	16	other	other	ADJ
inlawrev-18341	33	17	complex	complex	ADJ
inlawrev-18341	33	18	derivatives	derivative	NOUN
inlawrev-18341	33	19	.	.	PUNCT
inlawrev-18341	34	1	losses	loss	NOUN
inlawrev-18341	34	2	on	on	ADP
inlawrev-18341	34	3	these	these	DET
inlawrev-18341	34	4	securities	security	NOUN
inlawrev-18341	34	5	resulted	result	VERB
inlawrev-18341	34	6	initially	initially	ADV
inlawrev-18341	34	7	in	in	ADP
inlawrev-18341	34	8	the	the	DET
inlawrev-18341	34	9	fire	fire	NOUN
inlawrev-18341	34	10	sale	sale	NOUN
inlawrev-18341	34	11	of	of	ADP
inlawrev-18341	34	12	a	a	DET
inlawrev-18341	34	13	big	big	ADJ
inlawrev-18341	34	14	investment	investment	NOUN
inlawrev-18341	34	15	bank	bank	NOUN
inlawrev-18341	34	16	,	,	PUNCT
inlawrev-18341	34	17	bear	bear	PROPN
inlawrev-18341	34	18	stearns	stearn	NOUN
inlawrev-18341	34	19	,	,	PUNCT
inlawrev-18341	34	20	and	and	CCONJ
inlawrev-18341	34	21	a	a	DET
inlawrev-18341	34	22	few	few	ADJ
inlawrev-18341	34	23	months	month	NOUN
inlawrev-18341	34	24	later	later	ADV
inlawrev-18341	34	25	,	,	PUNCT
inlawrev-18341	34	26	a	a	DET
inlawrev-18341	34	27	full	full	ADJ
inlawrev-18341	34	28	blown	blown	ADJ
inlawrev-18341	34	29	banking	banking	NOUN
inlawrev-18341	34	30	crisis	crisis	NOUN
inlawrev-18341	34	31	leading	lead	VERB
inlawrev-18341	34	32	to	to	ADP
inlawrev-18341	34	33	the	the	DET
inlawrev-18341	34	34	biggest	big	ADJ
inlawrev-18341	34	35	bankruptcy	bankruptcy	NOUN
inlawrev-18341	34	36	in	in	ADP
inlawrev-18341	34	37	u.s	u.s	PROPN
inlawrev-18341	34	38	.	.	PROPN
inlawrev-18341	34	39	history	history	NOUN
inlawrev-18341	34	40	,	,	PUNCT
inlawrev-18341	34	41	lehman	lehman	PROPN
inlawrev-18341	34	42	brothers	brother	NOUN
inlawrev-18341	34	43	,	,	PUNCT
inlawrev-18341	34	44	and	and	CCONJ
inlawrev-18341	34	45	the	the	DET
inlawrev-18341	34	46	collapse	collapse	NOUN
inlawrev-18341	34	47	of	of	ADP
inlawrev-18341	34	48	several	several	ADJ
inlawrev-18341	34	49	other	other	ADJ
inlawrev-18341	34	50	financial	financial	ADJ
inlawrev-18341	34	51	giants.11	giants.11	NOUN
inlawrev-18341	34	52	the	the	DET
inlawrev-18341	34	53	effect	effect	NOUN
inlawrev-18341	34	54	of	of	ADP
inlawrev-18341	34	55	the	the	DET
inlawrev-18341	34	56	collapse	collapse	NOUN
inlawrev-18341	34	57	spread	spread	VERB
inlawrev-18341	34	58	around	around	ADP
inlawrev-18341	34	59	the	the	DET
inlawrev-18341	34	60	world	world	NOUN
inlawrev-18341	34	61	,	,	PUNCT
inlawrev-18341	34	62	leading	lead	VERB
inlawrev-18341	34	63	to	to	ADP
inlawrev-18341	34	64	what	what	PRON
inlawrev-18341	34	65	is	be	AUX
inlawrev-18341	34	66	referred	refer	VERB
inlawrev-18341	34	67	to	to	ADP
inlawrev-18341	34	68	as	as	ADP
inlawrev-18341	34	69	the	the	DET
inlawrev-18341	34	70	great	great	ADJ
inlawrev-18341	34	71	recession	recession	NOUN
inlawrev-18341	34	72	,	,	PUNCT
inlawrev-18341	34	73	which	which	PRON
inlawrev-18341	34	74	,	,	PUNCT
inlawrev-18341	34	75	in	in	ADP
inlawrev-18341	34	76	the	the	DET
inlawrev-18341	34	77	view	view	NOUN
inlawrev-18341	34	78	of	of	ADP
inlawrev-18341	34	79	many	many	ADJ
inlawrev-18341	34	80	,	,	PUNCT
inlawrev-18341	34	81	continues	continue	VERB
inlawrev-18341	34	82	to	to	ADP
inlawrev-18341	34	83	this	this	DET
inlawrev-18341	34	84	day.12	day.12	NOUN
inlawrev-18341	34	85	there	there	PRON
inlawrev-18341	34	86	is	be	VERB
inlawrev-18341	34	87	far	far	ADV
inlawrev-18341	34	88	less	less	ADJ
inlawrev-18341	34	89	agreement	agreement	NOUN
inlawrev-18341	34	90	on	on	ADP
inlawrev-18341	34	91	the	the	DET
inlawrev-18341	34	92	causes	cause	NOUN
inlawrev-18341	34	93	of	of	ADP
inlawrev-18341	34	94	this	this	DET
inlawrev-18341	34	95	chain	chain	NOUN
inlawrev-18341	34	96	reaction	reaction	NOUN
inlawrev-18341	34	97	.	.	PUNCT
inlawrev-18341	35	1	nobel	nobel	PROPN
inlawrev-18341	35	2	laureate	laureate	PROPN
inlawrev-18341	35	3	economist	economist	PROPN
inlawrev-18341	35	4	joseph	joseph	PROPN
inlawrev-18341	35	5	stiglitz	stiglitz	PROPN
inlawrev-18341	35	6	attributed	attribute	VERB
inlawrev-18341	35	7	the	the	DET
inlawrev-18341	35	8	crisis	crisis	NOUN
inlawrev-18341	35	9	to	to	ADP
inlawrev-18341	35	10	“	"	PUNCT
inlawrev-18341	35	11	system	system	NOUN
inlawrev-18341	35	12	failure	failure	NOUN
inlawrev-18341	35	13	,	,	PUNCT
inlawrev-18341	35	14	”	"	PUNCT
inlawrev-18341	35	15	which	which	PRON
inlawrev-18341	35	16	is	be	AUX
inlawrev-18341	35	17	when	when	SCONJ
inlawrev-18341	35	18	not	not	PART
inlawrev-18341	35	19	just	just	ADV
inlawrev-18341	35	20	a	a	DET
inlawrev-18341	35	21	single	single	ADJ
inlawrev-18341	35	22	decision	decision	NOUN
inlawrev-18341	35	23	,	,	PUNCT
inlawrev-18341	35	24	but	but	CCONJ
inlawrev-18341	35	25	a	a	DET
inlawrev-18341	35	26	cascade	cascade	NOUN
inlawrev-18341	35	27	of	of	ADP
inlawrev-18341	35	28	decisions	decision	NOUN
inlawrev-18341	35	29	,	,	PUNCT
inlawrev-18341	35	30	produces	produce	VERB
inlawrev-18341	35	31	a	a	DET
inlawrev-18341	35	32	tragic	tragic	ADJ
inlawrev-18341	35	33	result.13	result.13	NOUN
inlawrev-18341	35	34	judge	judge	PROPN
inlawrev-18341	35	35	richard	richard	PROPN
inlawrev-18341	35	36	posner	posner	PROPN
inlawrev-18341	35	37	seems	seem	VERB
inlawrev-18341	35	38	to	to	PART
inlawrev-18341	35	39	blame	blame	VERB
inlawrev-18341	35	40	the	the	DET
inlawrev-18341	35	41	crisis	crisis	NOUN
inlawrev-18341	35	42	on	on	ADP
inlawrev-18341	35	43	capitalism	capitalism	NOUN
inlawrev-18341	35	44	itself.14	itself.14	PROPN
inlawrev-18341	35	45	pozsar	pozsar	VERB
inlawrev-18341	35	46	et	et	PROPN
inlawrev-18341	35	47	al	al	PROPN
inlawrev-18341	35	48	.	.	PROPN
inlawrev-18341	35	49	,	,	PUNCT
inlawrev-18341	35	50	shadow	shadow	PROPN
inlawrev-18341	35	51	banking	banking	NOUN
inlawrev-18341	35	52	,	,	PUNCT
inlawrev-18341	35	53	federal	federal	PROPN
inlawrev-18341	35	54	reserve	reserve	PROPN
inlawrev-18341	35	55	bank	bank	PROPN
inlawrev-18341	35	56	of	of	ADP
inlawrev-18341	35	57	new	new	PROPN
inlawrev-18341	35	58	york	york	PROPN
inlawrev-18341	35	59	staff	staff	PROPN
inlawrev-18341	35	60	rep	rep	PROPN
inlawrev-18341	35	61	.	.	PROPN
inlawrev-18341	36	1	no	no	PROPN
inlawrev-18341	36	2	.	.	PUNCT
inlawrev-18341	37	1	458	458	NUM
inlawrev-18341	37	2	(	(	PUNCT
inlawrev-18341	37	3	july	july	PROPN
inlawrev-18341	37	4	2010	2010	NUM
inlawrev-18341	37	5	,	,	PUNCT
inlawrev-18341	37	6	rev	rev	PROPN
inlawrev-18341	37	7	.	.	PROPN
inlawrev-18341	37	8	feb	feb	PROPN
inlawrev-18341	37	9	.	.	PROPN
inlawrev-18341	37	10	2012	2012	NUM
inlawrev-18341	37	11	)	)	PUNCT
inlawrev-18341	37	12	,	,	PUNCT
inlawrev-18341	38	1	http://www.ny.frb.org/research/staff_reports/sr458.pdf	http://www.ny.frb.org/research/staff_reports/sr458.pdf	PROPN
inlawrev-18341	38	2	,	,	PUNCT
inlawrev-18341	38	3	archived	archive	VERB
inlawrev-18341	38	4	at	at	ADP
inlawrev-18341	38	5	http://perma	http://perma	PROPN
inlawrev-18341	38	6	.	.	PUNCT
inlawrev-18341	39	1	cc	cc	NOUN
inlawrev-18341	39	2	/	/	SYM
inlawrev-18341	39	3	re2k	re2k	NOUN
inlawrev-18341	39	4	-	-	PUNCT
inlawrev-18341	39	5	tfel	tfel	NOUN
inlawrev-18341	39	6	(	(	PUNCT
inlawrev-18341	39	7	defining	define	VERB
inlawrev-18341	39	8	shadow	shadow	NOUN
inlawrev-18341	39	9	banks	bank	NOUN
inlawrev-18341	39	10	as	as	ADP
inlawrev-18341	39	11	“	"	PUNCT
inlawrev-18341	39	12	financial	financial	ADJ
inlawrev-18341	39	13	intermediaries	intermediary	NOUN
inlawrev-18341	39	14	that	that	PRON
inlawrev-18341	39	15	conduct	conduct	VERB
inlawrev-18341	39	16	maturity	maturity	NOUN
inlawrev-18341	39	17	,	,	PUNCT
inlawrev-18341	39	18	credit	credit	NOUN
inlawrev-18341	39	19	,	,	PUNCT
inlawrev-18341	39	20	and	and	CCONJ
inlawrev-18341	39	21	liquidity	liquidity	NOUN
inlawrev-18341	39	22	transformation	transformation	NOUN
inlawrev-18341	39	23	without	without	ADP
inlawrev-18341	39	24	explicit	explicit	ADJ
inlawrev-18341	39	25	access	access	NOUN
inlawrev-18341	39	26	to	to	ADP
inlawrev-18341	39	27	central	central	ADJ
inlawrev-18341	39	28	bank	bank	NOUN
inlawrev-18341	39	29	liquidity	liquidity	NOUN
inlawrev-18341	39	30	or	or	CCONJ
inlawrev-18341	39	31	public	public	ADJ
inlawrev-18341	39	32	sector	sector	NOUN
inlawrev-18341	39	33	credit	credit	NOUN
inlawrev-18341	39	34	guarantees	guarantee	NOUN
inlawrev-18341	39	35	”	"	PUNCT
inlawrev-18341	39	36	)	)	PUNCT
inlawrev-18341	39	37	.	.	PUNCT
inlawrev-18341	40	1	they	they	PRON
inlawrev-18341	40	2	add	add	VERB
inlawrev-18341	40	3	,	,	PUNCT
inlawrev-18341	40	4	“	"	PUNCT
inlawrev-18341	40	5	what	what	PRON
inlawrev-18341	40	6	distinguishes	distinguish	VERB
inlawrev-18341	40	7	shadow	shadow	VERB
inlawrev-18341	40	8	banks	bank	NOUN
inlawrev-18341	40	9	from	from	ADP
inlawrev-18341	40	10	traditional	traditional	ADJ
inlawrev-18341	40	11	banks	bank	NOUN
inlawrev-18341	40	12	is	be	AUX
inlawrev-18341	40	13	their	their	PRON
inlawrev-18341	40	14	lack	lack	NOUN
inlawrev-18341	40	15	of	of	ADP
inlawrev-18341	40	16	access	access	NOUN
inlawrev-18341	40	17	to	to	ADP
inlawrev-18341	40	18	public	public	ADJ
inlawrev-18341	40	19	sources	source	NOUN
inlawrev-18341	40	20	of	of	ADP
inlawrev-18341	40	21	liquidity	liquidity	NOUN
inlawrev-18341	40	22	such	such	ADJ
inlawrev-18341	40	23	as	as	ADP
inlawrev-18341	40	24	the	the	DET
inlawrev-18341	40	25	federal	federal	PROPN
inlawrev-18341	40	26	reserve	reserve	PROPN
inlawrev-18341	40	27	’s	’s	PART
inlawrev-18341	40	28	discount	discount	NOUN
inlawrev-18341	40	29	window	window	NOUN
inlawrev-18341	40	30	,	,	PUNCT
inlawrev-18341	40	31	or	or	CCONJ
inlawrev-18341	40	32	public	public	ADJ
inlawrev-18341	40	33	sources	source	NOUN
inlawrev-18341	40	34	of	of	ADP
inlawrev-18341	40	35	insurance	insurance	NOUN
inlawrev-18341	40	36	such	such	ADJ
inlawrev-18341	40	37	as	as	ADP
inlawrev-18341	40	38	federal	federal	ADJ
inlawrev-18341	40	39	deposit	deposit	NOUN
inlawrev-18341	40	40	insurance	insurance	NOUN
inlawrev-18341	40	41	.	.	PUNCT
inlawrev-18341	40	42	”	"	PUNCT
inlawrev-18341	41	1	i	i	PRON
inlawrev-18341	41	2	d.	d.	VERB
inlawrev-18341	41	3	at	at	ADP
inlawrev-18341	41	4	2	2	NUM
inlawrev-18341	41	5	.	.	NOUN
inlawrev-18341	41	6	8	8	NUM
inlawrev-18341	41	7	.	.	X
inlawrev-18341	42	1	pozsar	pozsar	VERB
inlawrev-18341	42	2	et	et	PROPN
inlawrev-18341	42	3	al	al	PROPN
inlawrev-18341	42	4	.	.	PROPN
inlawrev-18341	42	5	,	,	PUNCT
inlawrev-18341	42	6	supra	supra	PROPN
inlawrev-18341	42	7	note	note	PROPN
inlawrev-18341	42	8	7	7	NUM
inlawrev-18341	42	9	,	,	PUNCT
inlawrev-18341	42	10	at	at	ADP
inlawrev-18341	42	11	9	9	NUM
inlawrev-18341	42	12	(	(	PUNCT
inlawrev-18341	42	13	noting	note	VERB
inlawrev-18341	42	14	,	,	PUNCT
inlawrev-18341	42	15	for	for	ADP
inlawrev-18341	42	16	example	example	NOUN
inlawrev-18341	42	17	,	,	PUNCT
inlawrev-18341	42	18	that	that	PRON
inlawrev-18341	42	19	shadow	shadow	NOUN
inlawrev-18341	42	20	banking	banking	NOUN
inlawrev-18341	42	21	liabilities	liability	NOUN
inlawrev-18341	42	22	exceeded	exceed	VERB
inlawrev-18341	42	23	traditional	traditional	ADJ
inlawrev-18341	42	24	bank	bank	NOUN
inlawrev-18341	42	25	liabilities	liability	NOUN
inlawrev-18341	42	26	in	in	ADP
inlawrev-18341	42	27	june	june	PROPN
inlawrev-18341	42	28	2007	2007	NUM
inlawrev-18341	42	29	,	,	PUNCT
inlawrev-18341	42	30	by	by	ADP
inlawrev-18341	42	31	$	$	SYM
inlawrev-18341	42	32	8	8	NUM
inlawrev-18341	42	33	trillion	trillion	NUM
inlawrev-18341	42	34	,	,	PUNCT
inlawrev-18341	42	35	$	$	SYM
inlawrev-18341	42	36	22	22	NUM
inlawrev-18341	42	37	trillion	trillion	NUM
inlawrev-18341	42	38	to	to	PART
inlawrev-18341	42	39	$	$	SYM
inlawrev-18341	42	40	14	14	NUM
inlawrev-18341	42	41	trillion	trillion	NUM
inlawrev-18341	42	42	,	,	PUNCT
inlawrev-18341	42	43	or	or	CCONJ
inlawrev-18341	42	44	57	57	NUM
inlawrev-18341	42	45	%	%	NOUN
inlawrev-18341	42	46	)	)	PUNCT
inlawrev-18341	42	47	.	.	PUNCT
inlawrev-18341	43	1	9	9	X
inlawrev-18341	43	2	.	.	X
inlawrev-18341	43	3	paul	paul	PROPN
inlawrev-18341	43	4	mizen	mizen	PROPN
inlawrev-18341	43	5	,	,	PUNCT
inlawrev-18341	43	6	the	the	DET
inlawrev-18341	43	7	credit	credit	NOUN
inlawrev-18341	43	8	crunch	crunch	NOUN
inlawrev-18341	43	9	of	of	ADP
inlawrev-18341	43	10	2007	2007	NUM
inlawrev-18341	43	11	–	–	PUNCT
inlawrev-18341	43	12	2008	2008	NUM
inlawrev-18341	43	13	:	:	PUNCT
inlawrev-18341	43	14	a	a	DET
inlawrev-18341	43	15	discussion	discussion	NOUN
inlawrev-18341	43	16	of	of	ADP
inlawrev-18341	43	17	the	the	DET
inlawrev-18341	43	18	background	background	NOUN
inlawrev-18341	43	19	,	,	PUNCT
inlawrev-18341	43	20	market	market	NOUN
inlawrev-18341	43	21	reactions	reaction	NOUN
inlawrev-18341	43	22	,	,	PUNCT
inlawrev-18341	43	23	and	and	CCONJ
inlawrev-18341	43	24	policy	policy	NOUN
inlawrev-18341	43	25	responses	response	NOUN
inlawrev-18341	43	26	,	,	PUNCT
inlawrev-18341	43	27	fed	fed	PROPN
inlawrev-18341	43	28	.	.	PUNCT
inlawrev-18341	44	1	res	res	PROPN
inlawrev-18341	44	2	.	.	PUNCT
inlawrev-18341	44	3	bank	bank	PROPN
inlawrev-18341	44	4	of	of	ADP
inlawrev-18341	44	5	st	st	PROPN
inlawrev-18341	44	6	.	.	PROPN
inlawrev-18341	44	7	louis	louis	PROPN
inlawrev-18341	44	8	rev	rev	PROPN
inlawrev-18341	44	9	.	.	PROPN
inlawrev-18341	44	10	531	531	NUM
inlawrev-18341	44	11	,	,	PUNCT
inlawrev-18341	44	12	531	531	NUM
inlawrev-18341	44	13	(	(	PUNCT
inlawrev-18341	44	14	2008	2008	NUM
inlawrev-18341	44	15	)	)	PUNCT
inlawrev-18341	44	16	,	,	PUNCT
inlawrev-18341	44	17	available	available	ADJ
inlawrev-18341	44	18	at	at	ADP
inlawrev-18341	44	19	http://research.stlouisfed.org/publications/review/08/09/mizen.pdf	http://research.stlouisfed.org/publications/review/08/09/mizen.pdf	PROPN
inlawrev-18341	44	20	,	,	PUNCT
inlawrev-18341	44	21	archived	archive	VERB
inlawrev-18341	44	22	at	at	ADP
inlawrev-18341	44	23	http://perma.cc/	http://perma.cc/	PROPN
inlawrev-18341	44	24	87we	87we	NOUN
inlawrev-18341	44	25	-	-	PUNCT
inlawrev-18341	44	26	xq68	xq68	PROPN
inlawrev-18341	44	27	.	.	PUNCT
inlawrev-18341	45	1	10	10	NUM
inlawrev-18341	45	2	.	.	PUNCT
inlawrev-18341	46	1	see	see	VERB
inlawrev-18341	46	2	eamonn	eamonn	PROPN
inlawrev-18341	46	3	k.	k.	PROPN
inlawrev-18341	46	4	moran	moran	PROPN
inlawrev-18341	46	5	,	,	PUNCT
inlawrev-18341	46	6	wall	wall	PROPN
inlawrev-18341	46	7	street	street	PROPN
inlawrev-18341	46	8	meets	meet	VERB
inlawrev-18341	46	9	main	main	ADJ
inlawrev-18341	46	10	street	street	NOUN
inlawrev-18341	46	11	:	:	PUNCT
inlawrev-18341	46	12	understanding	understand	VERB
inlawrev-18341	46	13	the	the	DET
inlawrev-18341	46	14	financial	financial	ADJ
inlawrev-18341	46	15	crisis	crisis	NOUN
inlawrev-18341	46	16	,	,	PUNCT
inlawrev-18341	46	17	13	13	NUM
inlawrev-18341	46	18	n.c	n.c	PROPN
inlawrev-18341	46	19	.	.	PROPN
inlawrev-18341	46	20	banking	banking	NOUN
inlawrev-18341	46	21	inst	inst	PROPN
inlawrev-18341	46	22	.	.	PROPN
inlawrev-18341	47	1	5	5	NUM
inlawrev-18341	47	2	,	,	PUNCT
inlawrev-18341	47	3	7	7	NUM
inlawrev-18341	47	4	(	(	PUNCT
inlawrev-18341	47	5	2009	2009	NUM
inlawrev-18341	47	6	)	)	PUNCT
inlawrev-18341	47	7	(	(	PUNCT
inlawrev-18341	47	8	describing	describe	VERB
inlawrev-18341	47	9	the	the	DET
inlawrev-18341	47	10	continual	continual	ADJ
inlawrev-18341	47	11	rise	rise	NOUN
inlawrev-18341	47	12	in	in	ADP
inlawrev-18341	47	13	housing	housing	NOUN
inlawrev-18341	47	14	prices	price	NOUN
inlawrev-18341	47	15	and	and	CCONJ
inlawrev-18341	47	16	the	the	DET
inlawrev-18341	47	17	subsequent	subsequent	ADJ
inlawrev-18341	47	18	increase	increase	NOUN
inlawrev-18341	47	19	in	in	ADP
inlawrev-18341	47	20	purchases	purchase	NOUN
inlawrev-18341	47	21	or	or	CCONJ
inlawrev-18341	47	22	mortgage	mortgage	NOUN
inlawrev-18341	47	23	-	-	PUNCT
inlawrev-18341	47	24	related	relate	VERB
inlawrev-18341	47	25	assets	asset	NOUN
inlawrev-18341	47	26	)	)	PUNCT
inlawrev-18341	47	27	.	.	PUNCT
inlawrev-18341	48	1	11	11	NUM
inlawrev-18341	48	2	.	.	X
inlawrev-18341	49	1	see	see	VERB
inlawrev-18341	49	2	fcic	fcic	NOUN
inlawrev-18341	49	3	report	report	NOUN
inlawrev-18341	49	4	,	,	PUNCT
inlawrev-18341	49	5	supra	supra	PROPN
inlawrev-18341	49	6	note	note	NOUN
inlawrev-18341	49	7	3	3	NUM
inlawrev-18341	49	8	,	,	PUNCT
inlawrev-18341	49	9	at	at	ADP
inlawrev-18341	49	10	354	354	NUM
inlawrev-18341	49	11	-	-	SYM
inlawrev-18341	49	12	62	62	NUM
inlawrev-18341	49	13	(	(	PUNCT
inlawrev-18341	49	14	2011	2011	NUM
inlawrev-18341	49	15	)	)	PUNCT
inlawrev-18341	49	16	(	(	PUNCT
inlawrev-18341	49	17	explaining	explain	VERB
inlawrev-18341	49	18	the	the	DET
inlawrev-18341	49	19	bankruptcy	bankruptcy	NOUN
inlawrev-18341	49	20	of	of	ADP
inlawrev-18341	49	21	lehman	lehman	PROPN
inlawrev-18341	49	22	brothers	brother	NOUN
inlawrev-18341	49	23	following	follow	VERB
inlawrev-18341	49	24	the	the	DET
inlawrev-18341	49	25	burst	burst	NOUN
inlawrev-18341	49	26	of	of	ADP
inlawrev-18341	49	27	the	the	DET
inlawrev-18341	49	28	real	real	ADJ
inlawrev-18341	49	29	estate	estate	NOUN
inlawrev-18341	49	30	bubble	bubble	NOUN
inlawrev-18341	49	31	)	)	PUNCT
inlawrev-18341	49	32	.	.	PUNCT
inlawrev-18341	50	1	12	12	NUM
inlawrev-18341	50	2	.	.	PUNCT
inlawrev-18341	51	1	according	accord	VERB
inlawrev-18341	51	2	to	to	ADP
inlawrev-18341	51	3	wikipedia	wikipedia	PROPN
inlawrev-18341	51	4	,	,	PUNCT
inlawrev-18341	51	5	the	the	DET
inlawrev-18341	51	6	great	great	ADJ
inlawrev-18341	51	7	recession	recession	NOUN
inlawrev-18341	51	8	is	be	AUX
inlawrev-18341	51	9	also	also	ADV
inlawrev-18341	51	10	referred	refer	VERB
inlawrev-18341	51	11	to	to	ADP
inlawrev-18341	51	12	as	as	ADP
inlawrev-18341	51	13	the	the	DET
inlawrev-18341	51	14	“	"	PUNCT
inlawrev-18341	51	15	lesser	less	ADJ
inlawrev-18341	51	16	depression	depression	NOUN
inlawrev-18341	51	17	”	"	PUNCT
inlawrev-18341	51	18	or	or	CCONJ
inlawrev-18341	51	19	the	the	DET
inlawrev-18341	51	20	“	"	PUNCT
inlawrev-18341	51	21	long	long	ADJ
inlawrev-18341	51	22	recession	recession	NOUN
inlawrev-18341	51	23	.	.	PUNCT
inlawrev-18341	51	24	”	"	PUNCT
inlawrev-18341	52	1	great	great	ADJ
inlawrev-18341	52	2	recession	recession	NOUN
inlawrev-18341	52	3	,	,	PUNCT
inlawrev-18341	52	4	wikipedia	wikipedia	PROPN
inlawrev-18341	52	5	,	,	PUNCT
inlawrev-18341	52	6	http://en.wikipedia.org/wiki/	http://en.wikipedia.org/wiki/	ADJ
inlawrev-18341	52	7	great_recession	great_recession	NOUN
inlawrev-18341	52	8	archived	archive	VERB
inlawrev-18341	52	9	at	at	ADP
inlawrev-18341	52	10	http://perma.cc/f9pq-33le	http://perma.cc/f9pq-33le	NOUN
inlawrev-18341	52	11	(	(	PUNCT
inlawrev-18341	52	12	last	last	ADJ
inlawrev-18341	52	13	visited	visit	VERB
inlawrev-18341	52	14	feb	feb	PROPN
inlawrev-18341	52	15	.	.	PROPN
inlawrev-18341	52	16	17	17	NUM
inlawrev-18341	52	17	,	,	PUNCT
inlawrev-18341	52	18	2014	2014	NUM
inlawrev-18341	52	19	)	)	PUNCT
inlawrev-18341	52	20	.	.	PUNCT
inlawrev-18341	53	1	officially	officially	ADV
inlawrev-18341	53	2	,	,	PUNCT
inlawrev-18341	53	3	the	the	DET
inlawrev-18341	53	4	recession	recession	NOUN
inlawrev-18341	53	5	ran	run	VERB
inlawrev-18341	53	6	from	from	ADP
inlawrev-18341	53	7	december	december	PROPN
inlawrev-18341	53	8	2007	2007	NUM
inlawrev-18341	53	9	to	to	ADP
inlawrev-18341	53	10	june	june	PROPN
inlawrev-18341	53	11	2009	2009	NUM
inlawrev-18341	53	12	.	.	PUNCT
inlawrev-18341	54	1	see	see	VERB
inlawrev-18341	54	2	us	we	PRON
inlawrev-18341	54	3	business	business	NOUN
inlawrev-18341	54	4	cycles	cycle	NOUN
inlawrev-18341	54	5	expansions	expansion	NOUN
inlawrev-18341	54	6	and	and	CCONJ
inlawrev-18341	54	7	contractions	contraction	NOUN
inlawrev-18341	54	8	,	,	PUNCT
inlawrev-18341	54	9	nat’l	nat’l	NUM
inlawrev-18341	54	10	bureau	bureau	PROPN
inlawrev-18341	54	11	of	of	ADP
inlawrev-18341	54	12	econ	econ	PROPN
inlawrev-18341	54	13	.	.	PUNCT
inlawrev-18341	55	1	res	re	NOUN
inlawrev-18341	55	2	.	.	PUNCT
inlawrev-18341	56	1	(	(	PUNCT
inlawrev-18341	56	2	apr	apr	PROPN
inlawrev-18341	56	3	.	.	PROPN
inlawrev-18341	56	4	23	23	NUM
inlawrev-18341	56	5	,	,	PUNCT
inlawrev-18341	56	6	2012	2012	NUM
inlawrev-18341	56	7	)	)	PUNCT
inlawrev-18341	56	8	,	,	PUNCT
inlawrev-18341	56	9	http://www.nber.org/cycles.html	http://www.nber.org/cycles.html	PROPN
inlawrev-18341	56	10	,	,	PUNCT
inlawrev-18341	56	11	archived	archive	VERB
inlawrev-18341	56	12	at	at	ADP
inlawrev-18341	56	13	http://perma.cc/xg59-8j2r	http://perma.cc/xg59-8j2r	PROPN
inlawrev-18341	56	14	.	.	PUNCT
inlawrev-18341	57	1	those	those	PRON
inlawrev-18341	57	2	still	still	ADV
inlawrev-18341	57	3	suffering	suffer	VERB
inlawrev-18341	57	4	from	from	ADP
inlawrev-18341	57	5	persistent	persistent	ADJ
inlawrev-18341	57	6	unemployment	unemployment	NOUN
inlawrev-18341	57	7	,	,	PUNCT
inlawrev-18341	57	8	government	government	NOUN
inlawrev-18341	57	9	austerity	austerity	NOUN
inlawrev-18341	57	10	measures	measure	NOUN
inlawrev-18341	57	11	or	or	CCONJ
inlawrev-18341	57	12	the	the	DET
inlawrev-18341	57	13	european	european	ADJ
inlawrev-18341	57	14	sovereign	sovereign	ADJ
inlawrev-18341	57	15	debt	debt	NOUN
inlawrev-18341	57	16	problem	problem	NOUN
inlawrev-18341	57	17	might	might	AUX
inlawrev-18341	57	18	disagree	disagree	VERB
inlawrev-18341	57	19	.	.	PUNCT
inlawrev-18341	58	1	13	13	NUM
inlawrev-18341	58	2	.	.	PUNCT
inlawrev-18341	58	3	joseph	joseph	PROPN
inlawrev-18341	58	4	e.	e.	PROPN
inlawrev-18341	58	5	stiglitz	stiglitz	PROPN
inlawrev-18341	58	6	,	,	PUNCT
inlawrev-18341	58	7	capitalist	capitalist	ADJ
inlawrev-18341	58	8	fools	fool	NOUN
inlawrev-18341	58	9	,	,	PUNCT
inlawrev-18341	58	10	vanity	vanity	NOUN
inlawrev-18341	58	11	fair	fair	ADJ
inlawrev-18341	58	12	(	(	PUNCT
inlawrev-18341	58	13	jan	jan	PROPN
inlawrev-18341	58	14	.	.	PROPN
inlawrev-18341	58	15	2009	2009	NUM
inlawrev-18341	58	16	)	)	PUNCT
inlawrev-18341	58	17	,	,	PUNCT
inlawrev-18341	58	18	http://www.vanityfair.com/	http://www.vanityfair.com/	NOUN
inlawrev-18341	58	19	magazine/2009/01	magazine/2009/01	PROPN
inlawrev-18341	58	20	/	/	SYM
inlawrev-18341	58	21	stiglitz200901	stiglitz200901	PROPN
inlawrev-18341	58	22	-	-	PUNCT
inlawrev-18341	58	23	2	2	NUM
inlawrev-18341	58	24	(	(	PUNCT
inlawrev-18341	58	25	listing	list	VERB
inlawrev-18341	58	26	five	five	NUM
inlawrev-18341	58	27	key	key	ADJ
inlawrev-18341	58	28	errors	error	NOUN
inlawrev-18341	58	29	that	that	PRON
inlawrev-18341	58	30	led	lead	VERB
inlawrev-18341	58	31	to	to	ADP
inlawrev-18341	58	32	the	the	DET
inlawrev-18341	58	33	crisis	crisis	NOUN
inlawrev-18341	58	34	,	,	PUNCT
inlawrev-18341	58	35	including	include	VERB
inlawrev-18341	58	36	40	40	NUM
inlawrev-18341	58	37	indiana	indiana	PROPN
inlawrev-18341	58	38	law	law	NOUN
inlawrev-18341	58	39	review	review	NOUN
inlawrev-18341	59	1	[	[	X
inlawrev-18341	59	2	vol	vol	NOUN
inlawrev-18341	59	3	.	.	PUNCT
inlawrev-18341	60	1	47:37	47:37	NUM
inlawrev-18341	60	2	others	other	NOUN
inlawrev-18341	60	3	argue	argue	VERB
inlawrev-18341	60	4	that	that	SCONJ
inlawrev-18341	60	5	it	it	PRON
inlawrev-18341	60	6	was	be	AUX
inlawrev-18341	60	7	private	private	ADJ
inlawrev-18341	60	8	sector	sector	NOUN
inlawrev-18341	60	9	greed	greed	NOUN
inlawrev-18341	60	10	,	,	PUNCT
inlawrev-18341	60	11	pure	pure	ADJ
inlawrev-18341	60	12	and	and	CCONJ
inlawrev-18341	60	13	simple.15	simple.15	PROPN
inlawrev-18341	60	14	washington	washington	PROPN
inlawrev-18341	60	15	post	post	PROPN
inlawrev-18341	60	16	columnist	columnist	PROPN
inlawrev-18341	60	17	robert	robert	PROPN
inlawrev-18341	60	18	samuelson	samuelson	PROPN
inlawrev-18341	60	19	favors	favor	VERB
inlawrev-18341	60	20	a	a	DET
inlawrev-18341	60	21	“	"	PUNCT
inlawrev-18341	60	22	narrative	narrative	NOUN
inlawrev-18341	60	23	rooted	root	VERB
inlawrev-18341	60	24	in	in	ADP
inlawrev-18341	60	25	mass	mass	ADJ
inlawrev-18341	60	26	and	and	CCONJ
inlawrev-18341	60	27	bipartisan	bipartisan	ADJ
inlawrev-18341	60	28	delusion	delusion	NOUN
inlawrev-18341	60	29	,	,	PUNCT
inlawrev-18341	60	30	”	"	PUNCT
inlawrev-18341	60	31	what	what	PRON
inlawrev-18341	60	32	he	he	PRON
inlawrev-18341	60	33	refers	refer	VERB
inlawrev-18341	60	34	to	to	ADP
inlawrev-18341	60	35	as	as	ADP
inlawrev-18341	60	36	a	a	DET
inlawrev-18341	60	37	“	"	PUNCT
inlawrev-18341	60	38	long	long	ADJ
inlawrev-18341	60	39	boom	boom	NOUN
inlawrev-18341	60	40	-	-	PUNCT
inlawrev-18341	60	41	bust	bust	NOUN
inlawrev-18341	60	42	”	"	PUNCT
inlawrev-18341	60	43	explanation.16	explanation.16	PROPN
inlawrev-18341	60	44	he	he	PRON
inlawrev-18341	60	45	claims	claim	VERB
inlawrev-18341	60	46	that	that	SCONJ
inlawrev-18341	60	47	“	"	PUNCT
inlawrev-18341	60	48	[	[	X
inlawrev-18341	60	49	w]hat	w]hat	PRON
inlawrev-18341	60	50	ultimately	ultimately	ADV
inlawrev-18341	60	51	explains	explain	VERB
inlawrev-18341	60	52	the	the	DET
inlawrev-18341	60	53	financial	financial	ADJ
inlawrev-18341	60	54	crisis	crisis	NOUN
inlawrev-18341	60	55	and	and	CCONJ
inlawrev-18341	60	56	great	great	ADJ
inlawrev-18341	60	57	recession	recession	NOUN
inlawrev-18341	60	58	is	be	AUX
inlawrev-18341	60	59	an	an	DET
inlawrev-18341	60	60	oldfashioned	oldfashioned	ADJ
inlawrev-18341	60	61	boom	boom	NOUN
inlawrev-18341	60	62	and	and	CCONJ
inlawrev-18341	60	63	bust	bust	NOUN
inlawrev-18341	60	64	,	,	PUNCT
inlawrev-18341	60	65	of	of	ADP
inlawrev-18341	60	66	which	which	PRON
inlawrev-18341	60	67	the	the	DET
inlawrev-18341	60	68	housing	housing	NOUN
inlawrev-18341	60	69	collapse	collapse	NOUN
inlawrev-18341	60	70	was	be	AUX
inlawrev-18341	60	71	merely	merely	ADV
inlawrev-18341	60	72	a	a	DET
inlawrev-18341	60	73	part	part	NOUN
inlawrev-18341	60	74	,	,	PUNCT
inlawrev-18341	60	75	”	"	PUNCT
inlawrev-18341	60	76	where	where	SCONJ
inlawrev-18341	60	77	the	the	DET
inlawrev-18341	60	78	boom	boom	NOUN
inlawrev-18341	60	79	lasted	last	VERB
inlawrev-18341	60	80	from	from	ADP
inlawrev-18341	60	81	1983	1983	NUM
inlawrev-18341	60	82	-	-	SYM
inlawrev-18341	60	83	2007.17	2007.17	NUM
inlawrev-18341	60	84	joe	joe	PROPN
inlawrev-18341	60	85	nocera	nocera	PROPN
inlawrev-18341	60	86	seems	seem	VERB
inlawrev-18341	60	87	to	to	PART
inlawrev-18341	60	88	agree	agree	VERB
inlawrev-18341	60	89	,	,	PUNCT
inlawrev-18341	60	90	claiming	claim	VERB
inlawrev-18341	60	91	that	that	SCONJ
inlawrev-18341	60	92	an	an	DET
inlawrev-18341	60	93	analysis	analysis	NOUN
inlawrev-18341	60	94	requires	require	VERB
inlawrev-18341	60	95	the	the	DET
inlawrev-18341	60	96	skills	skill	NOUN
inlawrev-18341	60	97	of	of	ADP
inlawrev-18341	60	98	a	a	DET
inlawrev-18341	60	99	psychologist	psychologist	NOUN
inlawrev-18341	60	100	,	,	PUNCT
inlawrev-18341	60	101	as	as	SCONJ
inlawrev-18341	60	102	it	it	PRON
inlawrev-18341	60	103	resulted	result	VERB
inlawrev-18341	60	104	from	from	ADP
inlawrev-18341	60	105	a	a	DET
inlawrev-18341	60	106	“	"	PUNCT
inlawrev-18341	60	107	mass	mass	ADJ
inlawrev-18341	60	108	delusion	delusion	NOUN
inlawrev-18341	60	109	”	"	PUNCT
inlawrev-18341	60	110	about	about	ADP
inlawrev-18341	60	111	housing	housing	NOUN
inlawrev-18341	60	112	prices	price	NOUN
inlawrev-18341	60	113	,	,	PUNCT
inlawrev-18341	60	114	and	and	CCONJ
inlawrev-18341	60	115	is	be	AUX
inlawrev-18341	60	116	a	a	DET
inlawrev-18341	60	117	“	"	PUNCT
inlawrev-18341	60	118	part	part	NOUN
inlawrev-18341	60	119	of	of	ADP
inlawrev-18341	60	120	the	the	DET
inlawrev-18341	60	121	human	human	ADJ
inlawrev-18341	60	122	condition	condition	NOUN
inlawrev-18341	60	123	.	.	PUNCT
inlawrev-18341	61	1	”18	”18	PROPN
inlawrev-18341	61	2	put	put	VERB
inlawrev-18341	61	3	differently	differently	ADV
inlawrev-18341	61	4	,	,	PUNCT
inlawrev-18341	61	5	people	people	NOUN
inlawrev-18341	61	6	and	and	CCONJ
inlawrev-18341	61	7	their	their	PRON
inlawrev-18341	61	8	—	—	PUNCT
inlawrev-18341	61	9	our	our	PRON
inlawrev-18341	61	10	—	—	PUNCT
inlawrev-18341	61	11	fundamental	fundamental	ADJ
inlawrev-18341	61	12	human	human	ADJ
inlawrev-18341	61	13	nature	nature	NOUN
inlawrev-18341	61	14	was	be	AUX
inlawrev-18341	61	15	the	the	DET
inlawrev-18341	61	16	key	key	ADJ
inlawrev-18341	61	17	cause.19	cause.19	NOUN
inlawrev-18341	61	18	purported	purport	VERB
inlawrev-18341	61	19	causes	cause	NOUN
inlawrev-18341	61	20	still	still	ADV
inlawrev-18341	61	21	make	make	VERB
inlawrev-18341	61	22	headlines	headline	NOUN
inlawrev-18341	61	23	,	,	PUNCT
inlawrev-18341	61	24	including	include	VERB
inlawrev-18341	61	25	a	a	DET
inlawrev-18341	61	26	recent	recent	ADJ
inlawrev-18341	61	27	article	article	NOUN
inlawrev-18341	61	28	asserting	assert	VERB
inlawrev-18341	61	29	that	that	SCONJ
inlawrev-18341	61	30	cocaine	cocaine	NOUN
inlawrev-18341	61	31	use	use	NOUN
inlawrev-18341	61	32	caused	cause	VERB
inlawrev-18341	61	33	the	the	DET
inlawrev-18341	61	34	crisis.20	crisis.20	NOUN
inlawrev-18341	61	35	this	this	DET
inlawrev-18341	61	36	essay	essay	NOUN
inlawrev-18341	61	37	will	will	AUX
inlawrev-18341	61	38	briefly	briefly	ADV
inlawrev-18341	61	39	describe	describe	VERB
inlawrev-18341	61	40	the	the	DET
inlawrev-18341	61	41	crisis	crisis	NOUN
inlawrev-18341	61	42	(	(	PUNCT
inlawrev-18341	61	43	what	what	PRON
inlawrev-18341	61	44	happened	happen	VERB
inlawrev-18341	61	45	?	?	PUNCT
inlawrev-18341	61	46	)	)	PUNCT
inlawrev-18341	61	47	and	and	CCONJ
inlawrev-18341	61	48	then	then	ADV
inlawrev-18341	61	49	analyze	analyze	VERB
inlawrev-18341	61	50	various	various	ADJ
inlawrev-18341	61	51	proposed	propose	VERB
inlawrev-18341	61	52	causes	cause	NOUN
inlawrev-18341	61	53	(	(	PUNCT
inlawrev-18341	61	54	why	why	SCONJ
inlawrev-18341	61	55	it	it	PRON
inlawrev-18341	61	56	happened	happen	VERB
inlawrev-18341	61	57	?	?	PUNCT
inlawrev-18341	61	58	)	)	PUNCT
inlawrev-18341	61	59	.	.	PUNCT
inlawrev-18341	62	1	first	first	ADV
inlawrev-18341	62	2	,	,	PUNCT
inlawrev-18341	62	3	however	however	ADV
inlawrev-18341	62	4	,	,	PUNCT
inlawrev-18341	62	5	a	a	DET
inlawrev-18341	62	6	disclaimer	disclaimer	NOUN
inlawrev-18341	62	7	:	:	PUNCT
inlawrev-18341	62	8	while	while	SCONJ
inlawrev-18341	62	9	there	there	PRON
inlawrev-18341	62	10	is	be	VERB
inlawrev-18341	62	11	general	general	ADJ
inlawrev-18341	62	12	agreement	agreement	NOUN
inlawrev-18341	62	13	over	over	ADP
inlawrev-18341	62	14	what	what	PRON
inlawrev-18341	62	15	the	the	DET
inlawrev-18341	62	16	crisis	crisis	NOUN
inlawrev-18341	62	17	was	be	AUX
inlawrev-18341	62	18	,	,	PUNCT
inlawrev-18341	62	19	the	the	DET
inlawrev-18341	62	20	causes	cause	NOUN
inlawrev-18341	62	21	remain	remain	VERB
inlawrev-18341	62	22	contested	contested	ADJ
inlawrev-18341	62	23	and	and	CCONJ
inlawrev-18341	62	24	arguably	arguably	ADV
inlawrev-18341	62	25	unclear.21	unclear.21	ADJ
inlawrev-18341	62	26	moreover	moreover	ADV
inlawrev-18341	62	27	,	,	PUNCT
inlawrev-18341	62	28	although	although	SCONJ
inlawrev-18341	62	29	we	we	PRON
inlawrev-18341	62	30	now	now	ADV
inlawrev-18341	62	31	have	have	VERB
inlawrev-18341	62	32	the	the	DET
inlawrev-18341	62	33	first	first	ADJ
inlawrev-18341	62	34	drafts	draft	NOUN
inlawrev-18341	62	35	of	of	ADP
inlawrev-18341	62	36	appointing	appoint	VERB
inlawrev-18341	62	37	alan	alan	PROPN
inlawrev-18341	62	38	greenspan	greenspan	PROPN
inlawrev-18341	62	39	,	,	PUNCT
inlawrev-18341	62	40	an	an	DET
inlawrev-18341	62	41	“	"	PUNCT
inlawrev-18341	62	42	anti	anti	ADJ
inlawrev-18341	62	43	-	-	NOUN
inlawrev-18341	62	44	regulator	regulator	NOUN
inlawrev-18341	62	45	”	"	PUNCT
inlawrev-18341	62	46	to	to	PART
inlawrev-18341	62	47	serve	serve	VERB
inlawrev-18341	62	48	as	as	ADP
inlawrev-18341	62	49	an	an	DET
inlawrev-18341	62	50	“	"	PUNCT
inlawrev-18341	62	51	enforcer	enforcer	NOUN
inlawrev-18341	62	52	,	,	PUNCT
inlawrev-18341	62	53	”	"	PUNCT
inlawrev-18341	62	54	and	and	CCONJ
inlawrev-18341	62	55	repealing	repeal	VERB
inlawrev-18341	62	56	the	the	DET
inlawrev-18341	62	57	glass	glass	NOUN
inlawrev-18341	62	58	steagall	steagall	PROPN
inlawrev-18341	62	59	act	act	PROPN
inlawrev-18341	62	60	)	)	PUNCT
inlawrev-18341	62	61	.	.	PUNCT
inlawrev-18341	63	1	14	14	NUM
inlawrev-18341	63	2	.	.	PUNCT
inlawrev-18341	63	3	richard	richard	PROPN
inlawrev-18341	63	4	a.	a.	PROPN
inlawrev-18341	63	5	posner	posner	PROPN
inlawrev-18341	63	6	,	,	PUNCT
inlawrev-18341	63	7	a	a	DET
inlawrev-18341	63	8	failure	failure	NOUN
inlawrev-18341	63	9	of	of	ADP
inlawrev-18341	63	10	capitalism	capitalism	NOUN
inlawrev-18341	63	11	:	:	PUNCT
inlawrev-18341	63	12	the	the	DET
inlawrev-18341	63	13	crisis	crisis	NOUN
inlawrev-18341	63	14	of	of	ADP
inlawrev-18341	63	15	‘	'	PUNCT
inlawrev-18341	63	16	08	08	NUM
inlawrev-18341	63	17	and	and	CCONJ
inlawrev-18341	63	18	the	the	DET
inlawrev-18341	63	19	descent	descent	NOUN
inlawrev-18341	63	20	into	into	ADP
inlawrev-18341	63	21	depression	depression	NOUN
inlawrev-18341	63	22	(	(	PUNCT
inlawrev-18341	63	23	2009	2009	NUM
inlawrev-18341	63	24	)	)	PUNCT
inlawrev-18341	63	25	.	.	PUNCT
inlawrev-18341	64	1	15	15	X
inlawrev-18341	64	2	.	.	PUNCT
inlawrev-18341	65	1	steve	steve	PROPN
inlawrev-18341	65	2	denning	den	VERB
inlawrev-18341	65	3	,	,	PUNCT
inlawrev-18341	65	4	lest	lest	SCONJ
inlawrev-18341	65	5	we	we	PRON
inlawrev-18341	65	6	forget	forget	VERB
inlawrev-18341	65	7	:	:	PUNCT
inlawrev-18341	65	8	why	why	SCONJ
inlawrev-18341	65	9	we	we	PRON
inlawrev-18341	65	10	had	have	VERB
inlawrev-18341	65	11	a	a	DET
inlawrev-18341	65	12	financial	financial	ADJ
inlawrev-18341	65	13	crisis	crisis	NOUN
inlawrev-18341	65	14	,	,	PUNCT
inlawrev-18341	65	15	forbes	forbes	X
inlawrev-18341	65	16	(	(	PUNCT
inlawrev-18341	65	17	nov	nov	PROPN
inlawrev-18341	65	18	.	.	PROPN
inlawrev-18341	65	19	11	11	NUM
inlawrev-18341	65	20	,	,	PUNCT
inlawrev-18341	65	21	2011	2011	NUM
inlawrev-18341	65	22	)	)	PUNCT
inlawrev-18341	65	23	,	,	PUNCT
inlawrev-18341	65	24	http://www.forbes.com/sites/stevedenning/2011/11/22/5086/	http://www.forbes.com/sites/stevedenning/2011/11/22/5086/	PROPN
inlawrev-18341	65	25	,	,	PUNCT
inlawrev-18341	65	26	archived	archive	VERB
inlawrev-18341	65	27	at	at	ADP
inlawrev-18341	65	28	http://perma.cc/k3rp-nzm6	http://perma.cc/k3rp-nzm6	X
inlawrev-18341	65	29	(	(	PUNCT
inlawrev-18341	65	30	“	"	PUNCT
inlawrev-18341	65	31	it	it	PRON
inlawrev-18341	65	32	is	be	AUX
inlawrev-18341	65	33	clear	clear	ADJ
inlawrev-18341	65	34	to	to	ADP
inlawrev-18341	65	35	anyone	anyone	PRON
inlawrev-18341	65	36	who	who	PRON
inlawrev-18341	65	37	has	have	AUX
inlawrev-18341	65	38	studied	study	VERB
inlawrev-18341	65	39	the	the	DET
inlawrev-18341	65	40	financial	financial	ADJ
inlawrev-18341	65	41	crisis	crisis	NOUN
inlawrev-18341	65	42	of	of	ADP
inlawrev-18341	65	43	2008	2008	NUM
inlawrev-18341	65	44	that	that	SCONJ
inlawrev-18341	65	45	the	the	DET
inlawrev-18341	65	46	private	private	ADJ
inlawrev-18341	65	47	sector	sector	NOUN
inlawrev-18341	65	48	’s	’s	PART
inlawrev-18341	65	49	drive	drive	NOUN
inlawrev-18341	65	50	for	for	ADP
inlawrev-18341	65	51	short	short	ADJ
inlawrev-18341	65	52	-	-	PUNCT
inlawrev-18341	65	53	term	term	NOUN
inlawrev-18341	65	54	profit	profit	NOUN
inlawrev-18341	65	55	was	be	AUX
inlawrev-18341	65	56	behind	behind	ADP
inlawrev-18341	65	57	it	it	PRON
inlawrev-18341	65	58	.	.	PUNCT
inlawrev-18341	65	59	”	"	PUNCT
inlawrev-18341	65	60	)	)	PUNCT
inlawrev-18341	65	61	.	.	PUNCT
inlawrev-18341	66	1	16	16	NUM
inlawrev-18341	66	2	.	.	PUNCT
inlawrev-18341	67	1	robert	robert	PROPN
inlawrev-18341	67	2	samuelson	samuelson	PROPN
inlawrev-18341	67	3	,	,	PUNCT
inlawrev-18341	67	4	causes	cause	NOUN
inlawrev-18341	67	5	of	of	ADP
inlawrev-18341	67	6	the	the	DET
inlawrev-18341	67	7	crisis	crisis	NOUN
inlawrev-18341	67	8	,	,	PUNCT
inlawrev-18341	67	9	wash	wash	NOUN
inlawrev-18341	67	10	.	.	PUNCT
inlawrev-18341	68	1	post	post	PROPN
inlawrev-18341	68	2	writer	writer	PROPN
inlawrev-18341	68	3	’s	’s	PART
inlawrev-18341	68	4	group	group	NOUN
inlawrev-18341	68	5	(	(	PUNCT
inlawrev-18341	68	6	mar	mar	PROPN
inlawrev-18341	68	7	.	.	PROPN
inlawrev-18341	68	8	19	19	NUM
inlawrev-18341	68	9	,	,	PUNCT
inlawrev-18341	68	10	2012	2012	NUM
inlawrev-18341	68	11	)	)	PUNCT
inlawrev-18341	68	12	,	,	PUNCT
inlawrev-18341	68	13	http://www.realclearpolitics.com/articles/2012/03/19/causes_of_the_crisis_113521.html	http://www.realclearpolitics.com/articles/2012/03/19/causes_of_the_crisis_113521.html	PRON
inlawrev-18341	68	14	,	,	PUNCT
inlawrev-18341	68	15	archived	archive	VERB
inlawrev-18341	68	16	at	at	ADP
inlawrev-18341	68	17	http://perma.cc/ms4p-3dvv	http://perma.cc/ms4p-3dvv	PROPN
inlawrev-18341	68	18	.	.	PROPN
inlawrev-18341	68	19	17	17	NUM
inlawrev-18341	68	20	.	.	PUNCT
inlawrev-18341	69	1	i	i	PRON
inlawrev-18341	69	2	d.	d.	PROPN
inlawrev-18341	69	3	more	more	ADV
inlawrev-18341	69	4	conventional	conventional	ADJ
inlawrev-18341	69	5	explanations	explanation	NOUN
inlawrev-18341	69	6	,	,	PUNCT
inlawrev-18341	69	7	he	he	PRON
inlawrev-18341	69	8	claims	claim	VERB
inlawrev-18341	69	9	,	,	PUNCT
inlawrev-18341	69	10	result	result	VERB
inlawrev-18341	69	11	from	from	ADP
inlawrev-18341	69	12	other	other	ADJ
inlawrev-18341	69	13	motivations	motivation	NOUN
inlawrev-18341	69	14	.	.	PUNCT
inlawrev-18341	70	1	i	i	PRON
inlawrev-18341	70	2	d.	d.	PROPN
inlawrev-18341	70	3	18	18	NUM
inlawrev-18341	70	4	.	.	PUNCT
inlawrev-18341	71	1	joe	joe	PROPN
inlawrev-18341	71	2	nocera	nocera	PROPN
inlawrev-18341	71	3	,	,	PUNCT
inlawrev-18341	71	4	inquiry	inquiry	NOUN
inlawrev-18341	71	5	is	be	AUX
inlawrev-18341	71	6	missing	miss	VERB
inlawrev-18341	71	7	bottom	bottom	ADJ
inlawrev-18341	71	8	line	line	NOUN
inlawrev-18341	71	9	,	,	PUNCT
inlawrev-18341	71	10	n.y	n.y	PROPN
inlawrev-18341	71	11	.	.	PROPN
inlawrev-18341	71	12	times	times	PROPN
inlawrev-18341	71	13	,	,	PUNCT
inlawrev-18341	71	14	jan	jan	PROPN
inlawrev-18341	71	15	.	.	PROPN
inlawrev-18341	71	16	28	28	NUM
inlawrev-18341	71	17	,	,	PUNCT
inlawrev-18341	71	18	2011	2011	NUM
inlawrev-18341	71	19	,	,	PUNCT
inlawrev-18341	71	20	http://www	http://www	PROPN
inlawrev-18341	71	21	.	.	PUNCT
inlawrev-18341	72	1	n	n	PROPN
inlawrev-18341	72	2	yt	yt	VERB
inlawrev-18341	73	1	i	i	PRON
inlawrev-18341	73	2	me	i	PRON
inlawrev-18341	73	3	s	s	VERB
inlawrev-18341	73	4	.	.	PUNCT
inlawrev-18341	74	1	c	c	NOUN
inlawrev-18341	74	2	o	o	PROPN
inlawrev-18341	74	3	m/	m/	NOUN
inlawrev-18341	74	4	2	2	NUM
inlawrev-18341	74	5	0	0	NUM
inlawrev-18341	74	6	1	1	NUM
inlawrev-18341	74	7	1	1	NUM
inlawrev-18341	74	8	/	/	SYM
inlawrev-18341	74	9	0	0	NUM
inlawrev-18341	74	10	1	1	NUM
inlawrev-18341	74	11	/	/	SYM
inlawrev-18341	74	12	2	2	NUM
inlawrev-18341	74	13	9	9	NUM
inlawrev-18341	74	14	/	/	SYM
inlawrev-18341	74	15	b	b	NOUN
inlawrev-18341	74	16	u	u	NOUN
inlawrev-18341	74	17	s	s	NOUN
inlawrev-18341	74	18	i	i	PRON
inlawrev-18341	74	19	n	n	NUM
inlawrev-18341	74	20	e	e	NOUN
inlawrev-18341	74	21	s	s	PROPN
inlawrev-18341	74	22	s	s	X
inlawrev-18341	74	23	/	/	SYM
inlawrev-18341	74	24	2	2	NUM
inlawrev-18341	74	25	9	9	NUM
inlawrev-18341	74	26	n	n	NUM
inlawrev-18341	74	27	o	o	NOUN
inlawrev-18341	74	28	c	c	NOUN
inlawrev-18341	75	1	e	e	NOUN
inlawrev-18341	75	2	r	r	NOUN
inlawrev-18341	75	3	a	a	PRON
inlawrev-18341	75	4	.	.	PUNCT
inlawrev-18341	76	1	h	h	PROPN
inlawrev-18341	76	2	t	t	PROPN
inlawrev-18341	76	3	ml	ml	VERB
inlawrev-18341	76	4	?	?	PUNCT
inlawrev-18341	77	1	p	p	X
inlawrev-18341	77	2	a	a	DET
inlawrev-18341	77	3	ge	ge	PROPN
inlawrev-18341	77	4	wa	wa	PROPN
inlawrev-18341	77	5	n	n	PROPN
inlawrev-18341	77	6	t	t	X
inlawrev-18341	77	7	e	e	X
inlawrev-18341	77	8	d	d	X
inlawrev-18341	77	9	=	=	PUNCT
inlawrev-18341	77	10	a	a	DET
inlawrev-18341	77	11	l	l	NOUN
inlawrev-18341	77	12	l	l	NOUN
inlawrev-18341	77	13	,	,	PUNCT
inlawrev-18341	77	14	archived	archive	VERB
inlawrev-18341	77	15	a	a	DET
inlawrev-18341	77	16	t	t	NOUN
inlawrev-18341	77	17	http://perma.cc/qtg4-535s	http://perma.cc/qtg4-535s	PROPN
inlawrev-18341	77	18	(	(	PUNCT
inlawrev-18341	77	19	concluding	conclude	VERB
inlawrev-18341	77	20	that	that	SCONJ
inlawrev-18341	77	21	the	the	DET
inlawrev-18341	77	22	question	question	NOUN
inlawrev-18341	77	23	is	be	AUX
inlawrev-18341	77	24	really	really	ADV
inlawrev-18341	77	25	when	when	SCONJ
inlawrev-18341	77	26	,	,	PUNCT
inlawrev-18341	77	27	not	not	PART
inlawrev-18341	77	28	whether	whether	SCONJ
inlawrev-18341	77	29	,	,	PUNCT
inlawrev-18341	77	30	a	a	DET
inlawrev-18341	77	31	financial	financial	ADJ
inlawrev-18341	77	32	crisis	crisis	NOUN
inlawrev-18341	77	33	will	will	AUX
inlawrev-18341	77	34	occur	occur	VERB
inlawrev-18341	77	35	again	again	ADV
inlawrev-18341	77	36	)	)	PUNCT
inlawrev-18341	77	37	.	.	PUNCT
inlawrev-18341	78	1	19	19	NUM
inlawrev-18341	78	2	.	.	PUNCT
inlawrev-18341	78	3	kevin	kevin	PROPN
inlawrev-18341	78	4	kabat	kabat	PROPN
inlawrev-18341	78	5	,	,	PUNCT
inlawrev-18341	78	6	perspectives	perspective	NOUN
inlawrev-18341	78	7	on	on	ADP
inlawrev-18341	78	8	the	the	DET
inlawrev-18341	78	9	financial	financial	ADJ
inlawrev-18341	78	10	crisis	crisis	NOUN
inlawrev-18341	78	11	,	,	PUNCT
inlawrev-18341	78	12	47	47	NUM
inlawrev-18341	78	13	ind	ind	NOUN
inlawrev-18341	78	14	.	.	PUNCT
inlawrev-18341	79	1	l.	l.	PROPN
inlawrev-18341	79	2	rev	rev	PROPN
inlawrev-18341	79	3	.	.	PROPN
inlawrev-18341	79	4	23	23	NUM
inlawrev-18341	79	5	,	,	PUNCT
inlawrev-18341	79	6	23	23	NUM
inlawrev-18341	79	7	(	(	PUNCT
inlawrev-18341	79	8	2014	2014	NUM
inlawrev-18341	79	9	)	)	PUNCT
inlawrev-18341	79	10	(	(	PUNCT
inlawrev-18341	79	11	from	from	ADP
inlawrev-18341	79	12	kabat	kabat	PROPN
inlawrev-18341	79	13	’s	’s	PART
inlawrev-18341	79	14	keynote	keynote	PROPN
inlawrev-18341	79	15	address	address	NOUN
inlawrev-18341	79	16	at	at	ADP
inlawrev-18341	79	17	the	the	DET
inlawrev-18341	79	18	indiana	indiana	PROPN
inlawrev-18341	79	19	law	law	PROPN
inlawrev-18341	79	20	review	review	NOUN
inlawrev-18341	79	21	symposium	symposium	NOUN
inlawrev-18341	79	22	:	:	PUNCT
inlawrev-18341	79	23	law	law	NOUN
inlawrev-18341	79	24	and	and	CCONJ
inlawrev-18341	79	25	the	the	DET
inlawrev-18341	79	26	financial	financial	ADJ
inlawrev-18341	79	27	crisis	crisis	NOUN
inlawrev-18341	79	28	(	(	PUNCT
inlawrev-18341	79	29	apr	apr	NOUN
inlawrev-18341	79	30	.	.	PROPN
inlawrev-18341	79	31	5	5	NUM
inlawrev-18341	79	32	,	,	PUNCT
inlawrev-18341	79	33	2013	2013	NUM
inlawrev-18341	79	34	)	)	PUNCT
inlawrev-18341	79	35	(	(	PUNCT
inlawrev-18341	79	36	stating	state	VERB
inlawrev-18341	79	37	that	that	SCONJ
inlawrev-18341	79	38	“	"	PUNCT
inlawrev-18341	79	39	everyone	everyone	PRON
inlawrev-18341	79	40	”	"	PUNCT
inlawrev-18341	79	41	had	have	AUX
inlawrev-18341	79	42	caused	cause	VERB
inlawrev-18341	79	43	the	the	DET
inlawrev-18341	79	44	financial	financial	ADJ
inlawrev-18341	79	45	crisis	crisis	NOUN
inlawrev-18341	79	46	)	)	PUNCT
inlawrev-18341	79	47	)	)	PUNCT
inlawrev-18341	79	48	.	.	PUNCT
inlawrev-18341	80	1	20	20	NUM
inlawrev-18341	80	2	.	.	X
inlawrev-18341	81	1	see	see	VERB
inlawrev-18341	81	2	,	,	PUNCT
inlawrev-18341	81	3	e.g.	e.g.	ADV
inlawrev-18341	81	4	,	,	PUNCT
inlawrev-18341	81	5	rob	rob	PROPN
inlawrev-18341	81	6	williams	williams	PROPN
inlawrev-18341	81	7	,	,	PUNCT
inlawrev-18341	81	8	financial	financial	ADJ
inlawrev-18341	81	9	meltdown	meltdown	NOUN
inlawrev-18341	81	10	was	be	AUX
inlawrev-18341	81	11	caused	cause	VERB
inlawrev-18341	81	12	by	by	ADP
inlawrev-18341	81	13	too	too	ADV
inlawrev-18341	81	14	many	many	ADJ
inlawrev-18341	81	15	bankers	banker	NOUN
inlawrev-18341	81	16	taking	take	VERB
inlawrev-18341	81	17	cocaine	cocaine	NOUN
inlawrev-18341	81	18	,	,	PUNCT
inlawrev-18341	81	19	says	say	VERB
inlawrev-18341	81	20	former	former	ADJ
inlawrev-18341	81	21	government	government	NOUN
inlawrev-18341	81	22	drugs	drug	NOUN
inlawrev-18341	81	23	tsar	tsar	VERB
inlawrev-18341	81	24	prof	prof	PROPN
inlawrev-18341	81	25	david	david	PROPN
inlawrev-18341	81	26	nutt	nutt	PROPN
inlawrev-18341	81	27	,	,	PUNCT
inlawrev-18341	81	28	independent	independent	ADJ
inlawrev-18341	81	29	(	(	PUNCT
inlawrev-18341	81	30	apr	apr	PROPN
inlawrev-18341	81	31	.	.	PROPN
inlawrev-18341	81	32	15	15	NUM
inlawrev-18341	81	33	,	,	PUNCT
inlawrev-18341	81	34	2013	2013	NUM
inlawrev-18341	81	35	)	)	PUNCT
inlawrev-18341	81	36	,	,	PUNCT
inlawrev-18341	81	37	http://www.independent.co.uk/news/uk/home-news/financial-meltdown-was-caused-by-too-manybankers-taking-cocaine-says-former-government-drugs-tsar-prof-david-nutt-8572948.html	http://www.independent.co.uk/news/uk/home-news/financial-meltdown-was-caused-by-too-manybankers-taking-cocaine-says-former-government-drugs-tsar-prof-david-nutt-8572948.html	NOUN
inlawrev-18341	81	38	,	,	PUNCT
inlawrev-18341	81	39	archived	archive	VERB
inlawrev-18341	81	40	at	at	ADP
inlawrev-18341	81	41	http://perma.cc/w54f-htsk	http://perma.cc/w54f-htsk	PROPN
inlawrev-18341	81	42	.	.	PUNCT
inlawrev-18341	82	1	the	the	DET
inlawrev-18341	82	2	argument	argument	NOUN
inlawrev-18341	82	3	is	be	AUX
inlawrev-18341	82	4	perhaps	perhaps	ADV
inlawrev-18341	82	5	not	not	PART
inlawrev-18341	82	6	quite	quite	ADV
inlawrev-18341	82	7	as	as	ADV
inlawrev-18341	82	8	silly	silly	ADJ
inlawrev-18341	82	9	as	as	SCONJ
inlawrev-18341	82	10	it	it	PRON
inlawrev-18341	82	11	sounds	sound	VERB
inlawrev-18341	82	12	,	,	PUNCT
inlawrev-18341	82	13	in	in	ADP
inlawrev-18341	82	14	that	that	DET
inlawrev-18341	82	15	cocaine	cocaine	NOUN
inlawrev-18341	82	16	may	may	AUX
inlawrev-18341	82	17	lead	lead	VERB
inlawrev-18341	82	18	to	to	ADP
inlawrev-18341	82	19	overconfidence	overconfidence	NOUN
inlawrev-18341	82	20	and	and	CCONJ
inlawrev-18341	82	21	,	,	PUNCT
inlawrev-18341	82	22	therefore	therefore	ADV
inlawrev-18341	82	23	,	,	PUNCT
inlawrev-18341	82	24	excessive	excessive	ADJ
inlawrev-18341	82	25	risk	risk	NOUN
inlawrev-18341	82	26	-	-	PUNCT
inlawrev-18341	82	27	taking	taking	NOUN
inlawrev-18341	82	28	.	.	PUNCT
inlawrev-18341	83	1	21	21	NUM
inlawrev-18341	83	2	.	.	PUNCT
inlawrev-18341	84	1	robert	robert	PROPN
inlawrev-18341	84	2	samuelson	samuelson	PROPN
inlawrev-18341	84	3	,	,	PUNCT
inlawrev-18341	84	4	the	the	DET
inlawrev-18341	84	5	award	award	NOUN
inlawrev-18341	84	6	winning	win	VERB
inlawrev-18341	84	7	economics	economic	NOUN
inlawrev-18341	84	8	journalist	journalist	NOUN
inlawrev-18341	84	9	,	,	PUNCT
inlawrev-18341	84	10	observed	observe	VERB
inlawrev-18341	84	11	,	,	PUNCT
inlawrev-18341	84	12	“	"	PUNCT
inlawrev-18341	84	13	[	[	X
inlawrev-18341	84	14	f]our	f]our	NOUN
inlawrev-18341	84	15	years	year	NOUN
inlawrev-18341	84	16	after	after	ADP
inlawrev-18341	84	17	the	the	DET
inlawrev-18341	84	18	onset	onset	NOUN
inlawrev-18341	84	19	of	of	ADP
inlawrev-18341	84	20	the	the	DET
inlawrev-18341	84	21	financial	financial	ADJ
inlawrev-18341	84	22	crisis	crisis	NOUN
inlawrev-18341	84	23	.	.	PUNCT
inlawrev-18341	84	24	.	.	PUNCT
inlawrev-18341	84	25	.	.	PUNCT
inlawrev-18341	85	1	we	we	PRON
inlawrev-18341	85	2	still	still	ADV
inlawrev-18341	85	3	lack	lack	VERB
inlawrev-18341	85	4	a	a	DET
inlawrev-18341	85	5	clear	clear	ADJ
inlawrev-18341	85	6	understanding	understanding	NOUN
inlawrev-18341	85	7	of	of	ADP
inlawrev-18341	85	8	the	the	DET
inlawrev-18341	85	9	underlying	underlie	VERB
inlawrev-18341	85	10	causes	cause	NOUN
inlawrev-18341	85	11	.	.	PUNCT
inlawrev-18341	85	12	”	"	PUNCT
inlawrev-18341	86	1	robert	robert	PROPN
inlawrev-18341	86	2	samuelson	samuelson	PROPN
inlawrev-18341	86	3	,	,	PUNCT
inlawrev-18341	86	4	long	long	ADJ
inlawrev-18341	86	5	-	-	PUNCT
inlawrev-18341	86	6	term	term	NOUN
inlawrev-18341	86	7	understanding	understanding	NOUN
inlawrev-18341	86	8	of	of	ADP
inlawrev-18341	86	9	the	the	DET
inlawrev-18341	86	10	u.s	u.s	PROPN
inlawrev-18341	86	11	.	.	PROPN
inlawrev-18341	86	12	economic	economic	ADJ
inlawrev-18341	86	13	crisis	crisis	NOUN
inlawrev-18341	86	14	,	,	PUNCT
inlawrev-18341	86	15	wash	wash	NOUN
inlawrev-18341	86	16	.	.	PUNCT
inlawrev-18341	87	1	post	post	PROPN
inlawrev-18341	87	2	,	,	PUNCT
inlawrev-18341	87	3	mar	mar	PROPN
inlawrev-18341	87	4	.	.	PROPN
inlawrev-18341	87	5	18	18	NUM
inlawrev-18341	87	6	,	,	PUNCT
inlawrev-18341	87	7	2012	2012	NUM
inlawrev-18341	87	8	,	,	PUNCT
inlawrev-18341	87	9	http://articles.washingtonpost.com/2012-03-18/opinions/35449524_1_financial-crisis-realestate-prices-booms	http://articles.washingtonpost.com/2012-03-18/opinions/35449524_1_financial-crisis-realestate-prices-boom	NOUN
inlawrev-18341	87	10	,	,	PUNCT
inlawrev-18341	87	11	archived	archive	VERB
inlawrev-18341	87	12	at	at	ADP
inlawrev-18341	87	13	http://perma.cc/w34b-8g52	http://perma.cc/w34b-8g52	PRON
inlawrev-18341	87	14	.	.	PUNCT
inlawrev-18341	88	1	federal	federal	PROPN
inlawrev-18341	88	2	reserve	reserve	PROPN
inlawrev-18341	88	3	chairman	chairman	PROPN
inlawrev-18341	88	4	ben	ben	PROPN
inlawrev-18341	88	5	2014	2014	NUM
inlawrev-18341	88	6	]	]	PUNCT
inlawrev-18341	88	7	revisiting	revisit	VERB
inlawrev-18341	88	8	causes	cause	NOUN
inlawrev-18341	88	9	of	of	ADP
inlawrev-18341	88	10	the	the	DET
inlawrev-18341	88	11	financial	financial	ADJ
inlawrev-18341	88	12	crisis	crisis	NOUN
inlawrev-18341	88	13	41	41	NUM
inlawrev-18341	88	14	history	history	NOUN
inlawrev-18341	88	15	,	,	PUNCT
inlawrev-18341	88	16	the	the	DET
inlawrev-18341	88	17	second	second	ADJ
inlawrev-18341	88	18	drafts	draft	NOUN
inlawrev-18341	88	19	are	be	AUX
inlawrev-18341	88	20	only	only	ADV
inlawrev-18341	88	21	just	just	ADV
inlawrev-18341	88	22	appearing	appear	VERB
inlawrev-18341	88	23	,	,	PUNCT
inlawrev-18341	88	24	and	and	CCONJ
inlawrev-18341	88	25	there	there	PRON
inlawrev-18341	88	26	will	will	AUX
inlawrev-18341	88	27	undoubtedly	undoubtedly	ADV
inlawrev-18341	88	28	be	be	AUX
inlawrev-18341	88	29	third	third	ADJ
inlawrev-18341	88	30	and	and	CCONJ
inlawrev-18341	88	31	fourth	fourth	ADJ
inlawrev-18341	88	32	drafts	draft	NOUN
inlawrev-18341	88	33	as	as	SCONJ
inlawrev-18341	88	34	well.22	well.22	NOUN
inlawrev-18341	88	35	i.	i.	NOUN
inlawrev-18341	88	36	the	the	DET
inlawrev-18341	88	37	crisis	crisis	NOUN
inlawrev-18341	88	38	:	:	PUNCT
inlawrev-18341	88	39	events	event	NOUN
inlawrev-18341	88	40	what	what	PRON
inlawrev-18341	88	41	do	do	AUX
inlawrev-18341	88	42	we	we	PRON
inlawrev-18341	88	43	really	really	ADV
inlawrev-18341	88	44	know	know	VERB
inlawrev-18341	88	45	about	about	ADP
inlawrev-18341	88	46	the	the	DET
inlawrev-18341	88	47	financial	financial	ADJ
inlawrev-18341	88	48	crisis	crisis	NOUN
inlawrev-18341	88	49	?	?	PUNCT
inlawrev-18341	89	1	although	although	SCONJ
inlawrev-18341	89	2	it	it	PRON
inlawrev-18341	89	3	has	have	AUX
inlawrev-18341	89	4	been	be	AUX
inlawrev-18341	89	5	described	describe	VERB
inlawrev-18341	89	6	as	as	ADP
inlawrev-18341	89	7	a	a	DET
inlawrev-18341	89	8	“	"	PUNCT
inlawrev-18341	89	9	long	long	ADJ
inlawrev-18341	89	10	and	and	CCONJ
inlawrev-18341	89	11	complicated	complicated	ADJ
inlawrev-18341	89	12	story,”23	story,”23	NOUN
inlawrev-18341	89	13	at	at	ADP
inlawrev-18341	89	14	a	a	DET
inlawrev-18341	89	15	high	high	ADJ
inlawrev-18341	89	16	enough	enough	ADJ
inlawrev-18341	89	17	level	level	NOUN
inlawrev-18341	89	18	of	of	ADP
inlawrev-18341	89	19	generality	generality	NOUN
inlawrev-18341	89	20	nearly	nearly	ADV
inlawrev-18341	89	21	everyone	everyone	PRON
inlawrev-18341	89	22	agrees	agree	VERB
inlawrev-18341	89	23	.	.	PUNCT
inlawrev-18341	90	1	risk	risk	NOUN
inlawrev-18341	90	2	,	,	PUNCT
inlawrev-18341	90	3	largely	largely	ADV
inlawrev-18341	90	4	unobserved	unobserved	ADJ
inlawrev-18341	90	5	and	and	CCONJ
inlawrev-18341	90	6	linked	link	VERB
inlawrev-18341	90	7	to	to	ADP
inlawrev-18341	90	8	sub	sub	ADJ
inlawrev-18341	90	9	-	-	ADJ
inlawrev-18341	90	10	prime	prime	ADJ
inlawrev-18341	90	11	mortgages	mortgage	NOUN
inlawrev-18341	90	12	and	and	CCONJ
inlawrev-18341	90	13	derivative	derivative	ADJ
inlawrev-18341	90	14	securities	security	NOUN
inlawrev-18341	90	15	that	that	PRON
inlawrev-18341	90	16	were	be	AUX
inlawrev-18341	90	17	based	base	VERB
inlawrev-18341	90	18	on	on	ADP
inlawrev-18341	90	19	them	they	PRON
inlawrev-18341	90	20	,	,	PUNCT
inlawrev-18341	90	21	built	build	VERB
inlawrev-18341	90	22	up	up	ADP
inlawrev-18341	90	23	in	in	ADP
inlawrev-18341	90	24	the	the	DET
inlawrev-18341	90	25	financial	financial	ADJ
inlawrev-18341	90	26	system.24	system.24	NOUN
inlawrev-18341	90	27	as	as	ADP
inlawrev-18341	90	28	the	the	DET
inlawrev-18341	90	29	risks	risk	NOUN
inlawrev-18341	90	30	(	(	PUNCT
inlawrev-18341	90	31	and	and	CCONJ
inlawrev-18341	90	32	resultant	resultant	VERB
inlawrev-18341	90	33	losses	loss	NOUN
inlawrev-18341	90	34	)	)	PUNCT
inlawrev-18341	90	35	became	become	VERB
inlawrev-18341	90	36	apparent	apparent	ADJ
inlawrev-18341	90	37	with	with	ADP
inlawrev-18341	90	38	the	the	DET
inlawrev-18341	90	39	bursting	bursting	NOUN
inlawrev-18341	90	40	of	of	ADP
inlawrev-18341	90	41	the	the	DET
inlawrev-18341	90	42	housing	housing	NOUN
inlawrev-18341	90	43	bubble	bubble	NOUN
inlawrev-18341	90	44	,	,	PUNCT
inlawrev-18341	90	45	concerns	concern	NOUN
inlawrev-18341	90	46	grew	grow	VERB
inlawrev-18341	90	47	over	over	ADP
inlawrev-18341	90	48	borrowers	borrower	NOUN
inlawrev-18341	90	49	’	'	PUNCT
inlawrev-18341	90	50	solvency	solvency	NOUN
inlawrev-18341	90	51	.	.	PUNCT
inlawrev-18341	91	1	lenders	lender	NOUN
inlawrev-18341	91	2	withdrew	withdraw	VERB
inlawrev-18341	91	3	from	from	ADP
inlawrev-18341	91	4	the	the	DET
inlawrev-18341	91	5	short	short	ADJ
inlawrev-18341	91	6	-	-	PUNCT
inlawrev-18341	91	7	term	term	NOUN
inlawrev-18341	91	8	debt	debt	NOUN
inlawrev-18341	91	9	market	market	NOUN
inlawrev-18341	91	10	,	,	PUNCT
inlawrev-18341	91	11	resulting	result	VERB
inlawrev-18341	91	12	in	in	ADP
inlawrev-18341	91	13	a	a	DET
inlawrev-18341	91	14	liquidity	liquidity	NOUN
inlawrev-18341	91	15	crisis	crisis	NOUN
inlawrev-18341	91	16	,	,	PUNCT
inlawrev-18341	91	17	not	not	PART
inlawrev-18341	91	18	just	just	ADV
inlawrev-18341	91	19	for	for	ADP
inlawrev-18341	91	20	the	the	DET
inlawrev-18341	91	21	financial	financial	ADJ
inlawrev-18341	91	22	economy	economy	NOUN
inlawrev-18341	91	23	,	,	PUNCT
inlawrev-18341	91	24	but	but	CCONJ
inlawrev-18341	91	25	for	for	ADP
inlawrev-18341	91	26	what	what	PRON
inlawrev-18341	91	27	is	be	AUX
inlawrev-18341	91	28	sometimes	sometimes	ADV
inlawrev-18341	91	29	referred	refer	VERB
inlawrev-18341	91	30	to	to	ADP
inlawrev-18341	91	31	as	as	SCONJ
inlawrev-18341	91	32	the	the	DET
inlawrev-18341	91	33	“	"	PUNCT
inlawrev-18341	91	34	real	real	ADJ
inlawrev-18341	91	35	economy	economy	NOUN
inlawrev-18341	91	36	”	"	PUNCT
inlawrev-18341	91	37	as	as	SCONJ
inlawrev-18341	91	38	well.25	well.25	VERB
inlawrev-18341	91	39	some	some	DET
inlawrev-18341	91	40	financial	financial	ADJ
inlawrev-18341	91	41	institutions	institution	NOUN
inlawrev-18341	91	42	,	,	PUNCT
inlawrev-18341	91	43	notably	notably	ADV
inlawrev-18341	91	44	lehman	lehman	PROPN
inlawrev-18341	91	45	brothers	brother	NOUN
inlawrev-18341	91	46	,	,	PUNCT
inlawrev-18341	91	47	failed	fail	VERB
inlawrev-18341	91	48	,	,	PUNCT
inlawrev-18341	91	49	whereas	whereas	SCONJ
inlawrev-18341	91	50	others	other	NOUN
inlawrev-18341	91	51	were	be	AUX
inlawrev-18341	91	52	effectively	effectively	ADV
inlawrev-18341	91	53	taken	take	VERB
inlawrev-18341	91	54	over	over	ADP
inlawrev-18341	91	55	by	by	ADP
inlawrev-18341	91	56	governmental26	governmental26	ADJ
inlawrev-18341	91	57	or	or	CCONJ
inlawrev-18341	91	58	other	other	ADJ
inlawrev-18341	91	59	institutions	institution	NOUN
inlawrev-18341	91	60	in	in	ADP
inlawrev-18341	91	61	shotgun	shotgun	NOUN
inlawrev-18341	91	62	marriages	marriage	NOUN
inlawrev-18341	91	63	brokered	broker	VERB
inlawrev-18341	91	64	by	by	ADP
inlawrev-18341	91	65	the	the	DET
inlawrev-18341	91	66	government	government	NOUN
inlawrev-18341	91	67	.	.	PUNCT
inlawrev-18341	92	1	27	27	NUM
inlawrev-18341	92	2	the	the	DET
inlawrev-18341	92	3	u.s	u.s	PROPN
inlawrev-18341	92	4	.	.	PROPN
inlawrev-18341	92	5	government	government	NOUN
inlawrev-18341	92	6	and	and	CCONJ
inlawrev-18341	92	7	others	other	NOUN
inlawrev-18341	92	8	took	take	VERB
inlawrev-18341	92	9	unprecedented	unprecedented	ADJ
inlawrev-18341	92	10	and	and	CCONJ
inlawrev-18341	92	11	decisive	decisive	ADJ
inlawrev-18341	92	12	actions	action	NOUN
inlawrev-18341	92	13	,	,	PUNCT
inlawrev-18341	92	14	and	and	CCONJ
inlawrev-18341	92	15	disaster	disaster	NOUN
inlawrev-18341	92	16	—	—	PUNCT
inlawrev-18341	92	17	the	the	DET
inlawrev-18341	92	18	risk	risk	NOUN
inlawrev-18341	92	19	of	of	ADP
inlawrev-18341	92	20	not	not	PART
inlawrev-18341	92	21	having	have	VERB
inlawrev-18341	92	22	an	an	DET
inlawrev-18341	92	23	economy	economy	NOUN
inlawrev-18341	92	24	within	within	ADP
inlawrev-18341	92	25	a	a	DET
inlawrev-18341	92	26	few	few	ADJ
inlawrev-18341	92	27	days28	days28	NOUN
inlawrev-18341	92	28	—	—	PUNCT
inlawrev-18341	92	29	was	be	AUX
inlawrev-18341	92	30	narrowly	narrowly	ADV
inlawrev-18341	92	31	bernanke	bernanke	PROPN
inlawrev-18341	92	32	has	have	VERB
inlawrev-18341	92	33	a	a	DET
inlawrev-18341	92	34	somewhat	somewhat	ADV
inlawrev-18341	92	35	different	different	ADJ
inlawrev-18341	92	36	view	view	NOUN
inlawrev-18341	92	37	:	:	PUNCT
inlawrev-18341	92	38	“	"	PUNCT
inlawrev-18341	92	39	[	[	X
inlawrev-18341	92	40	b]ecause	b]ecause	ADP
inlawrev-18341	92	41	the	the	DET
inlawrev-18341	92	42	crisis	crisis	NOUN
inlawrev-18341	92	43	was	be	AUX
inlawrev-18341	92	44	so	so	ADV
inlawrev-18341	92	45	complex	complex	ADJ
inlawrev-18341	92	46	,	,	PUNCT
inlawrev-18341	92	47	its	its	PRON
inlawrev-18341	92	48	lessons	lesson	NOUN
inlawrev-18341	92	49	are	be	AUX
inlawrev-18341	92	50	many	many	ADJ
inlawrev-18341	92	51	,	,	PUNCT
inlawrev-18341	92	52	and	and	CCONJ
inlawrev-18341	92	53	they	they	PRON
inlawrev-18341	92	54	are	be	AUX
inlawrev-18341	92	55	not	not	PART
inlawrev-18341	92	56	always	always	ADV
inlawrev-18341	92	57	straightforward	straightforward	ADJ
inlawrev-18341	92	58	.	.	PUNCT
inlawrev-18341	92	59	”	"	PUNCT
inlawrev-18341	93	1	ben	ben	PROPN
inlawrev-18341	93	2	s.	s.	PROPN
inlawrev-18341	93	3	bernanke	bernanke	PROPN
inlawrev-18341	93	4	,	,	PUNCT
inlawrev-18341	93	5	monetary	monetary	ADJ
inlawrev-18341	93	6	policy	policy	NOUN
inlawrev-18341	93	7	and	and	CCONJ
inlawrev-18341	93	8	the	the	DET
inlawrev-18341	93	9	housing	housing	NOUN
inlawrev-18341	93	10	bubble	bubble	NOUN
inlawrev-18341	93	11	,	,	PUNCT
inlawrev-18341	93	12	speech	speech	NOUN
inlawrev-18341	93	13	at	at	ADP
inlawrev-18341	93	14	the	the	DET
inlawrev-18341	93	15	annual	annual	ADJ
inlawrev-18341	93	16	meeting	meeting	NOUN
inlawrev-18341	93	17	of	of	ADP
inlawrev-18341	93	18	the	the	DET
inlawrev-18341	93	19	am	am	NOUN
inlawrev-18341	93	20	.	.	PUNCT
inlawrev-18341	94	1	econ	econ	PROPN
inlawrev-18341	94	2	.	.	PUNCT
inlawrev-18341	95	1	ass’n	ass’n	PROPN
inlawrev-18341	95	2	(	(	PUNCT
inlawrev-18341	95	3	jan	jan	PROPN
inlawrev-18341	95	4	.	.	PROPN
inlawrev-18341	95	5	3	3	NUM
inlawrev-18341	95	6	,	,	PUNCT
inlawrev-18341	95	7	2010	2010	NUM
inlawrev-18341	95	8	)	)	PUNCT
inlawrev-18341	95	9	,	,	PUNCT
inlawrev-18341	96	1	http://www	http://www	PROPN
inlawrev-18341	96	2	.	.	PUNCT
inlawrev-18341	96	3	federalreserve.gov/newsevents/speech/bernanke20100103a.htm	federalreserve.gov/newsevents/speech/bernanke20100103a.htm	PROPN
inlawrev-18341	96	4	,	,	PUNCT
inlawrev-18341	96	5	archived	archive	VERB
inlawrev-18341	96	6	at	at	ADP
inlawrev-18341	96	7	http://perma.cc/5fnas3g3	http://perma.cc/5fnas3g3	PROPN
inlawrev-18341	96	8	.	.	PROPN
inlawrev-18341	96	9	22	22	NUM
inlawrev-18341	96	10	.	.	PUNCT
inlawrev-18341	97	1	see	see	VERB
inlawrev-18341	97	2	blinder	blinder	NOUN
inlawrev-18341	97	3	,	,	PUNCT
inlawrev-18341	97	4	supra	supra	PROPN
inlawrev-18341	97	5	note	note	NOUN
inlawrev-18341	97	6	1	1	NUM
inlawrev-18341	97	7	,	,	PUNCT
inlawrev-18341	97	8	at	at	ADP
inlawrev-18341	97	9	5	5	NUM
inlawrev-18341	97	10	(	(	PUNCT
inlawrev-18341	97	11	claiming	claim	VERB
inlawrev-18341	97	12	that	that	SCONJ
inlawrev-18341	97	13	his	his	PRON
inlawrev-18341	97	14	book	book	NOUN
inlawrev-18341	97	15	,	,	PUNCT
inlawrev-18341	97	16	published	publish	VERB
inlawrev-18341	97	17	in	in	ADP
inlawrev-18341	97	18	january	january	PROPN
inlawrev-18341	97	19	2013	2013	NUM
inlawrev-18341	97	20	,	,	PUNCT
inlawrev-18341	97	21	should	should	AUX
inlawrev-18341	97	22	be	be	AUX
inlawrev-18341	97	23	considered	consider	VERB
inlawrev-18341	97	24	a	a	DET
inlawrev-18341	97	25	“	"	PUNCT
inlawrev-18341	97	26	second	second	ADJ
inlawrev-18341	97	27	draft	draft	NOUN
inlawrev-18341	97	28	of	of	ADP
inlawrev-18341	97	29	history	history	NOUN
inlawrev-18341	97	30	”	"	PUNCT
inlawrev-18341	97	31	)	)	PUNCT
inlawrev-18341	97	32	.	.	PUNCT
inlawrev-18341	98	1	23	23	NUM
inlawrev-18341	98	2	.	.	PUNCT
inlawrev-18341	99	1	i	i	PRON
inlawrev-18341	99	2	d.	d.	PROPN
inlawrev-18341	99	3	24	24	NUM
inlawrev-18341	99	4	.	.	PUNCT
inlawrev-18341	100	1	michael	michael	PROPN
inlawrev-18341	100	2	lewis	lewis	PROPN
inlawrev-18341	100	3	describes	describe	VERB
inlawrev-18341	100	4	some	some	PRON
inlawrev-18341	100	5	of	of	ADP
inlawrev-18341	100	6	those	those	PRON
inlawrev-18341	100	7	who	who	PRON
inlawrev-18341	100	8	observed	observe	VERB
inlawrev-18341	100	9	and	and	CCONJ
inlawrev-18341	100	10	greatly	greatly	ADV
inlawrev-18341	100	11	profited	profit	VERB
inlawrev-18341	100	12	from	from	ADP
inlawrev-18341	100	13	recognizing	recognize	VERB
inlawrev-18341	100	14	the	the	DET
inlawrev-18341	100	15	buildup	buildup	NOUN
inlawrev-18341	100	16	of	of	ADP
inlawrev-18341	100	17	risk	risk	NOUN
inlawrev-18341	100	18	.	.	PUNCT
inlawrev-18341	101	1	see	see	VERB
inlawrev-18341	101	2	generally	generally	ADV
inlawrev-18341	101	3	lewis	lewis	PROPN
inlawrev-18341	101	4	,	,	PUNCT
inlawrev-18341	101	5	supra	supra	PROPN
inlawrev-18341	101	6	note	note	NOUN
inlawrev-18341	101	7	2	2	NUM
inlawrev-18341	101	8	(	(	PUNCT
inlawrev-18341	101	9	focusing	focus	VERB
inlawrev-18341	101	10	on	on	ADP
inlawrev-18341	101	11	hedge	hedge	NOUN
inlawrev-18341	101	12	fund	fund	NOUN
inlawrev-18341	101	13	managers	manager	NOUN
inlawrev-18341	101	14	,	,	PUNCT
inlawrev-18341	101	15	traders	trader	NOUN
inlawrev-18341	101	16	and	and	CCONJ
inlawrev-18341	101	17	analysts	analyst	NOUN
inlawrev-18341	101	18	who	who	PRON
inlawrev-18341	101	19	invested	invest	VERB
inlawrev-18341	101	20	against	against	ADP
inlawrev-18341	101	21	subprime	subprime	ADJ
inlawrev-18341	101	22	mortgages	mortgage	NOUN
inlawrev-18341	101	23	well	well	ADV
inlawrev-18341	101	24	before	before	ADP
inlawrev-18341	101	25	the	the	DET
inlawrev-18341	101	26	crisis	crisis	NOUN
inlawrev-18341	101	27	)	)	PUNCT
inlawrev-18341	101	28	.	.	PUNCT
inlawrev-18341	102	1	25	25	NUM
inlawrev-18341	102	2	.	.	PUNCT
inlawrev-18341	103	1	the	the	DET
inlawrev-18341	103	2	“	"	PUNCT
inlawrev-18341	103	3	real	real	ADJ
inlawrev-18341	103	4	economy	economy	NOUN
inlawrev-18341	103	5	”	"	PUNCT
inlawrev-18341	103	6	can	can	AUX
inlawrev-18341	103	7	be	be	AUX
inlawrev-18341	103	8	defined	define	VERB
inlawrev-18341	103	9	as	as	ADP
inlawrev-18341	103	10	“	"	PUNCT
inlawrev-18341	103	11	the	the	DET
inlawrev-18341	103	12	part	part	NOUN
inlawrev-18341	103	13	of	of	ADP
inlawrev-18341	103	14	the	the	DET
inlawrev-18341	103	15	economy	economy	NOUN
inlawrev-18341	103	16	that	that	PRON
inlawrev-18341	103	17	is	be	AUX
inlawrev-18341	103	18	concerned	concern	VERB
inlawrev-18341	103	19	with	with	ADP
inlawrev-18341	103	20	actually	actually	ADV
inlawrev-18341	103	21	producing	produce	VERB
inlawrev-18341	103	22	goods	good	NOUN
inlawrev-18341	103	23	and	and	CCONJ
inlawrev-18341	103	24	services	service	NOUN
inlawrev-18341	103	25	,	,	PUNCT
inlawrev-18341	103	26	as	as	SCONJ
inlawrev-18341	103	27	opposed	oppose	VERB
inlawrev-18341	103	28	to	to	ADP
inlawrev-18341	103	29	the	the	DET
inlawrev-18341	103	30	part	part	NOUN
inlawrev-18341	103	31	of	of	ADP
inlawrev-18341	103	32	the	the	DET
inlawrev-18341	103	33	economy	economy	NOUN
inlawrev-18341	103	34	that	that	PRON
inlawrev-18341	103	35	is	be	AUX
inlawrev-18341	103	36	concerned	concern	VERB
inlawrev-18341	103	37	with	with	ADP
inlawrev-18341	103	38	buying	buying	NOUN
inlawrev-18341	103	39	and	and	CCONJ
inlawrev-18341	103	40	selling	sell	VERB
inlawrev-18341	103	41	on	on	ADP
inlawrev-18341	103	42	the	the	DET
inlawrev-18341	103	43	financial	financial	ADJ
inlawrev-18341	103	44	markets	market	NOUN
inlawrev-18341	103	45	.	.	PUNCT
inlawrev-18341	103	46	”	"	PUNCT
inlawrev-18341	104	1	fin	fin	NOUN
inlawrev-18341	104	2	.	.	PUNCT
inlawrev-18341	104	3	times	times	PROPN
inlawrev-18341	104	4	lexicon	lexicon	PROPN
inlawrev-18341	104	5	,	,	PUNCT
inlawrev-18341	104	6	http://lexicon.ft.com/term	http://lexicon.ft.com/term	PROPN
inlawrev-18341	104	7	?	?	PUNCT
inlawrev-18341	104	8	term	term	NOUN
inlawrev-18341	104	9	=	=	SYM
inlawrev-18341	104	10	real	real	ADJ
inlawrev-18341	104	11	-	-	PUNCT
inlawrev-18341	104	12	economy	economy	NOUN
inlawrev-18341	104	13	archived	archive	VERB
inlawrev-18341	104	14	at	at	ADP
inlawrev-18341	104	15	http://perma.cc/z8t7-fbcj	http://perma.cc/z8t7-fbcj	NOUN
inlawrev-18341	104	16	(	(	PUNCT
inlawrev-18341	104	17	last	last	ADV
inlawrev-18341	104	18	visited	visit	VERB
inlawrev-18341	104	19	oct	oct	PROPN
inlawrev-18341	104	20	.	.	PROPN
inlawrev-18341	104	21	1	1	NUM
inlawrev-18341	104	22	,	,	PUNCT
inlawrev-18341	104	23	2013	2013	NUM
inlawrev-18341	104	24	)	)	PUNCT
inlawrev-18341	104	25	.	.	PUNCT
inlawrev-18341	105	1	26	26	NUM
inlawrev-18341	105	2	.	.	PUNCT
inlawrev-18341	105	3	see	see	VERB
inlawrev-18341	105	4	federal	federal	PROPN
inlawrev-18341	105	5	reserve	reserve	PROPN
inlawrev-18341	105	6	bank	bank	PROPN
inlawrev-18341	105	7	of	of	ADP
inlawrev-18341	105	8	st	st	PROPN
inlawrev-18341	105	9	.	.	PROPN
inlawrev-18341	105	10	louis	louis	PROPN
inlawrev-18341	105	11	,	,	PUNCT
inlawrev-18341	105	12	the	the	DET
inlawrev-18341	105	13	financial	financial	ADJ
inlawrev-18341	105	14	crisis	crisis	NOUN
inlawrev-18341	105	15	:	:	PUNCT
inlawrev-18341	105	16	a	a	DET
inlawrev-18341	105	17	timeline	timeline	NOUN
inlawrev-18341	105	18	of	of	ADP
inlawrev-18341	105	19	events	event	NOUN
inlawrev-18341	105	20	and	and	CCONJ
inlawrev-18341	105	21	policy	policy	NOUN
inlawrev-18341	105	22	actions	action	NOUN
inlawrev-18341	105	23	,	,	PUNCT
inlawrev-18341	105	24	available	available	ADJ
inlawrev-18341	105	25	at	at	ADP
inlawrev-18341	105	26	http://timeline.stlouisfed.org/index.cfm?p=timeline	http://timeline.stlouisfed.org/index.cfm?p=timeline	NOUN
inlawrev-18341	105	27	#	#	NOUN
inlawrev-18341	105	28	(	(	PUNCT
inlawrev-18341	105	29	fannie	fannie	PROPN
inlawrev-18341	105	30	mae	mae	PROPN
inlawrev-18341	105	31	,	,	PUNCT
inlawrev-18341	105	32	freddie	freddie	PROPN
inlawrev-18341	105	33	mac	mac	PROPN
inlawrev-18341	105	34	,	,	PUNCT
inlawrev-18341	105	35	aig	aig	PROPN
inlawrev-18341	105	36	)	)	PUNCT
inlawrev-18341	105	37	.	.	PUNCT
inlawrev-18341	106	1	27	27	NUM
inlawrev-18341	106	2	.	.	PUNCT
inlawrev-18341	107	1	i	i	PRON
inlawrev-18341	107	2	d.	d.	PROPN
inlawrev-18341	107	3	(	(	PUNCT
inlawrev-18341	107	4	noting	note	VERB
inlawrev-18341	107	5	that	that	SCONJ
inlawrev-18341	107	6	bank	bank	PROPN
inlawrev-18341	107	7	of	of	ADP
inlawrev-18341	107	8	america	america	PROPN
inlawrev-18341	107	9	bought	buy	VERB
inlawrev-18341	107	10	merrill	merrill	PROPN
inlawrev-18341	107	11	lynch	lynch	PROPN
inlawrev-18341	107	12	,	,	PUNCT
inlawrev-18341	107	13	citigroup	citigroup	PROPN
inlawrev-18341	107	14	and	and	CCONJ
inlawrev-18341	107	15	then	then	ADV
inlawrev-18341	107	16	wells	wells	PROPN
inlawrev-18341	107	17	fargo	fargo	PROPN
inlawrev-18341	107	18	bought	buy	VERB
inlawrev-18341	107	19	wachovia	wachovia	PROPN
inlawrev-18341	107	20	and	and	CCONJ
inlawrev-18341	107	21	jp	jp	PROPN
inlawrev-18341	107	22	morgan	morgan	PROPN
inlawrev-18341	107	23	chase	chase	PROPN
inlawrev-18341	107	24	bought	buy	VERB
inlawrev-18341	107	25	part	part	NOUN
inlawrev-18341	107	26	of	of	ADP
inlawrev-18341	107	27	washington	washington	PROPN
inlawrev-18341	107	28	mutual	mutual	ADJ
inlawrev-18341	107	29	.	.	PUNCT
inlawrev-18341	107	30	)	)	PUNCT
inlawrev-18341	107	31	.	.	PUNCT
inlawrev-18341	108	1	28	28	NUM
inlawrev-18341	108	2	.	.	PUNCT
inlawrev-18341	109	1	on	on	ADP
inlawrev-18341	109	2	thursday	thursday	PROPN
inlawrev-18341	109	3	,	,	PUNCT
inlawrev-18341	109	4	september	september	PROPN
inlawrev-18341	109	5	18	18	NUM
inlawrev-18341	109	6	,	,	PUNCT
inlawrev-18341	109	7	federal	federal	PROPN
inlawrev-18341	109	8	reserve	reserve	PROPN
inlawrev-18341	109	9	chairman	chairman	PROPN
inlawrev-18341	109	10	ben	ben	PROPN
inlawrev-18341	109	11	bernanke	bernanke	PROPN
inlawrev-18341	109	12	told	tell	VERB
inlawrev-18341	109	13	congress	congress	PROPN
inlawrev-18341	109	14	that	that	SCONJ
inlawrev-18341	109	15	if	if	SCONJ
inlawrev-18341	109	16	the	the	DET
inlawrev-18341	109	17	largest	large	ADJ
inlawrev-18341	109	18	banks	bank	NOUN
inlawrev-18341	109	19	were	be	AUX
inlawrev-18341	109	20	not	not	PART
inlawrev-18341	109	21	saved	save	VERB
inlawrev-18341	109	22	“	"	PUNCT
inlawrev-18341	109	23	we	we	PRON
inlawrev-18341	109	24	may	may	AUX
inlawrev-18341	109	25	not	not	PART
inlawrev-18341	109	26	have	have	VERB
inlawrev-18341	109	27	an	an	DET
inlawrev-18341	109	28	economy	economy	NOUN
inlawrev-18341	109	29	on	on	ADP
inlawrev-18341	109	30	monday	monday	PROPN
inlawrev-18341	109	31	.	.	PUNCT
inlawrev-18341	109	32	”	"	PUNCT
inlawrev-18341	110	1	andrew	andrew	PROPN
inlawrev-18341	110	2	ross	ross	PROPN
inlawrev-18341	110	3	sorkin	sorkin	PROPN
inlawrev-18341	110	4	et	et	PROPN
inlawrev-18341	110	5	al	al	PROPN
inlawrev-18341	110	6	.	.	PROPN
inlawrev-18341	110	7	,	,	PUNCT
inlawrev-18341	110	8	as	as	SCONJ
inlawrev-18341	110	9	credit	credit	NOUN
inlawrev-18341	110	10	crisis	crisis	NOUN
inlawrev-18341	110	11	spiraled	spiral	VERB
inlawrev-18341	110	12	,	,	PUNCT
inlawrev-18341	110	13	alarm	alarm	NOUN
inlawrev-18341	110	14	led	lead	VERB
inlawrev-18341	110	15	to	to	ADP
inlawrev-18341	110	16	action	action	NOUN
inlawrev-18341	110	17	,	,	PUNCT
inlawrev-18341	110	18	n.y	n.y	PROPN
inlawrev-18341	110	19	.	.	PROPN
inlawrev-18341	110	20	times	times	PROPN
inlawrev-18341	110	21	,	,	PUNCT
inlawrev-18341	110	22	oct	oct	PROPN
inlawrev-18341	110	23	.	.	PROPN
inlawrev-18341	110	24	1	1	NUM
inlawrev-18341	110	25	,	,	PUNCT
inlawrev-18341	110	26	2008	2008	NUM
inlawrev-18341	110	27	,	,	PUNCT
inlawrev-18341	110	28	http://www.nytimes.com/2008/10/02/business/02crisis.html?pagewanted=all&_r=0	http://www.nytimes.com/2008/10/02/business/02crisis.html?pagewanted=all&_r=0	PROPN
inlawrev-18341	110	29	,	,	PUNCT
inlawrev-18341	110	30	archived	archive	VERB
inlawrev-18341	110	31	at	at	ADP
inlawrev-18341	110	32	http://perma.cc/vy8j-ls9n	http://perma.cc/vy8j-ls9n	PROPN
inlawrev-18341	110	33	.	.	PUNCT
inlawrev-18341	111	1	as	as	SCONJ
inlawrev-18341	111	2	ben	ben	PROPN
inlawrev-18341	111	3	bernanke	bernanke	PROPN
inlawrev-18341	111	4	said	say	VERB
inlawrev-18341	111	5	later	later	ADV
inlawrev-18341	111	6	“	"	PUNCT
inlawrev-18341	111	7	[	[	X
inlawrev-18341	111	8	w]e	w]e	NOUN
inlawrev-18341	111	9	came	come	VERB
inlawrev-18341	111	10	very	very	ADV
inlawrev-18341	111	11	,	,	PUNCT
inlawrev-18341	111	12	very	very	ADV
inlawrev-18341	111	13	close	close	ADJ
inlawrev-18341	111	14	to	to	ADP
inlawrev-18341	111	15	a	a	DET
inlawrev-18341	111	16	global	global	ADJ
inlawrev-18341	111	17	financial	financial	ADJ
inlawrev-18341	111	18	meltdown	meltdown	NOUN
inlawrev-18341	111	19	.	.	PUNCT
inlawrev-18341	111	20	”	"	PUNCT
inlawrev-18341	112	1	blinder	blinder	NOUN
inlawrev-18341	112	2	,	,	PUNCT
inlawrev-18341	112	3	supra	supra	PROPN
inlawrev-18341	112	4	note	note	NOUN
inlawrev-18341	112	5	1	1	NUM
inlawrev-18341	112	6	,	,	PUNCT
inlawrev-18341	112	7	at	at	ADP
inlawrev-18341	112	8	3	3	NUM
inlawrev-18341	112	9	.	.	NUM
inlawrev-18341	112	10	42	42	NUM
inlawrev-18341	112	11	indiana	indiana	PROPN
inlawrev-18341	112	12	law	law	PROPN
inlawrev-18341	112	13	review	review	NOUN
inlawrev-18341	113	1	[	[	X
inlawrev-18341	113	2	vol	vol	NOUN
inlawrev-18341	113	3	.	.	PUNCT
inlawrev-18341	114	1	47:37	47:37	NUM
inlawrev-18341	114	2	averted.29	averted.29	NOUN
inlawrev-18341	114	3	even	even	ADV
inlawrev-18341	114	4	so	so	ADV
inlawrev-18341	114	5	,	,	PUNCT
inlawrev-18341	114	6	millions	million	NOUN
inlawrev-18341	114	7	of	of	ADP
inlawrev-18341	114	8	people	people	NOUN
inlawrev-18341	114	9	lost	lose	VERB
inlawrev-18341	114	10	their	their	PRON
inlawrev-18341	114	11	homes,30	homes,30	NOUN
inlawrev-18341	114	12	jobs,31	jobs,31	NOUN
inlawrev-18341	114	13	and	and	CCONJ
inlawrev-18341	114	14	much	much	ADJ
inlawrev-18341	114	15	of	of	ADP
inlawrev-18341	114	16	their	their	PRON
inlawrev-18341	114	17	savings,32	savings,32	NOUN
inlawrev-18341	114	18	among	among	ADP
inlawrev-18341	114	19	other	other	ADJ
inlawrev-18341	114	20	harms.33	harms.33	NOUN
inlawrev-18341	114	21	these	these	DET
inlawrev-18341	114	22	external	external	ADJ
inlawrev-18341	114	23	contours	contours	NOUN
inlawrev-18341	114	24	of	of	ADP
inlawrev-18341	114	25	the	the	DET
inlawrev-18341	114	26	crisis	crisis	NOUN
inlawrev-18341	114	27	are	be	AUX
inlawrev-18341	114	28	well	well	ADV
inlawrev-18341	114	29	known	know	VERB
inlawrev-18341	114	30	,	,	PUNCT
inlawrev-18341	114	31	even	even	ADV
inlawrev-18341	114	32	if	if	SCONJ
inlawrev-18341	114	33	the	the	DET
inlawrev-18341	114	34	reasons	reason	NOUN
inlawrev-18341	114	35	behind	behind	ADP
inlawrev-18341	114	36	them	they	PRON
inlawrev-18341	114	37	are	be	AUX
inlawrev-18341	114	38	less	less	ADV
inlawrev-18341	114	39	well	well	ADV
inlawrev-18341	114	40	understood	understand	VERB
inlawrev-18341	114	41	.	.	PUNCT
inlawrev-18341	115	1	housing	housing	NOUN
inlawrev-18341	115	2	prices	price	NOUN
inlawrev-18341	115	3	peaked	peak	VERB
inlawrev-18341	115	4	in	in	ADP
inlawrev-18341	115	5	2006	2006	NUM
inlawrev-18341	115	6	leading	lead	VERB
inlawrev-18341	115	7	to	to	ADP
inlawrev-18341	115	8	early	early	ADJ
inlawrev-18341	115	9	harbingers	harbinger	NOUN
inlawrev-18341	115	10	of	of	ADP
inlawrev-18341	115	11	the	the	DET
inlawrev-18341	115	12	crisis	crisis	NOUN
inlawrev-18341	115	13	.	.	PUNCT
inlawrev-18341	116	1	in	in	ADP
inlawrev-18341	116	2	april	april	PROPN
inlawrev-18341	116	3	2007	2007	NUM
inlawrev-18341	116	4	,	,	PUNCT
inlawrev-18341	116	5	new	new	ADJ
inlawrev-18341	116	6	century	century	NOUN
inlawrev-18341	116	7	financial	financial	ADJ
inlawrev-18341	116	8	corporation	corporation	NOUN
inlawrev-18341	116	9	,	,	PUNCT
inlawrev-18341	116	10	a	a	DET
inlawrev-18341	116	11	company	company	NOUN
inlawrev-18341	116	12	that	that	PRON
inlawrev-18341	116	13	had	have	AUX
inlawrev-18341	116	14	specialized	specialize	VERB
inlawrev-18341	116	15	in	in	ADP
inlawrev-18341	116	16	loans	loan	NOUN
inlawrev-18341	116	17	to	to	ADP
inlawrev-18341	116	18	people	people	NOUN
inlawrev-18341	116	19	with	with	ADP
inlawrev-18341	116	20	poor	poor	ADJ
inlawrev-18341	116	21	credit	credit	NOUN
inlawrev-18341	116	22	who	who	PRON
inlawrev-18341	116	23	were	be	AUX
inlawrev-18341	116	24	now	now	ADV
inlawrev-18341	116	25	defaulting	default	VERB
inlawrev-18341	116	26	in	in	ADP
inlawrev-18341	116	27	overwhelming	overwhelming	ADJ
inlawrev-18341	116	28	numbers	number	NOUN
inlawrev-18341	116	29	,	,	PUNCT
inlawrev-18341	116	30	declared	declare	VERB
inlawrev-18341	116	31	bankruptcy.34	bankruptcy.34	NOUN
inlawrev-18341	116	32	another	another	DET
inlawrev-18341	116	33	warning	warning	NOUN
inlawrev-18341	116	34	came	come	VERB
inlawrev-18341	116	35	in	in	ADP
inlawrev-18341	116	36	july	july	PROPN
inlawrev-18341	116	37	2007	2007	NUM
inlawrev-18341	116	38	with	with	ADP
inlawrev-18341	116	39	the	the	DET
inlawrev-18341	116	40	collapse	collapse	NOUN
inlawrev-18341	116	41	of	of	ADP
inlawrev-18341	116	42	two	two	NUM
inlawrev-18341	116	43	bear	bear	NOUN
inlawrev-18341	116	44	stearns	stearns	PROPN
inlawrev-18341	116	45	hedge	hedge	NOUN
inlawrev-18341	116	46	funds	fund	NOUN
inlawrev-18341	116	47	capitalized	capitalize	VERB
inlawrev-18341	116	48	at	at	ADP
inlawrev-18341	116	49	$	$	SYM
inlawrev-18341	116	50	1.6	1.6	NUM
inlawrev-18341	116	51	billion	billion	NUM
inlawrev-18341	116	52	dollars	dollar	NOUN
inlawrev-18341	116	53	,	,	PUNCT
inlawrev-18341	116	54	due	due	ADP
inlawrev-18341	116	55	to	to	ADP
inlawrev-18341	116	56	their	their	PRON
inlawrev-18341	116	57	investment	investment	NOUN
inlawrev-18341	116	58	in	in	ADP
inlawrev-18341	116	59	collateralized	collateralized	ADJ
inlawrev-18341	116	60	debt	debt	NOUN
inlawrev-18341	116	61	obligations	obligation	NOUN
inlawrev-18341	116	62	backed	back	VERB
inlawrev-18341	116	63	by	by	ADP
inlawrev-18341	116	64	subprime	subprime	ADJ
inlawrev-18341	116	65	mortgage	mortgage	NOUN
inlawrev-18341	116	66	loans.35	loans.35	ADJ
inlawrev-18341	116	67	in	in	ADP
inlawrev-18341	116	68	march	march	PROPN
inlawrev-18341	116	69	2008	2008	NUM
inlawrev-18341	116	70	,	,	PUNCT
inlawrev-18341	116	71	there	there	PRON
inlawrev-18341	116	72	was	be	VERB
inlawrev-18341	116	73	the	the	DET
inlawrev-18341	116	74	governmentbrokered	governmentbrokere	VERB
inlawrev-18341	116	75	and	and	CCONJ
inlawrev-18341	116	76	supported—$30	supported—$30	PRON
inlawrev-18341	116	77	billion	billion	NUM
inlawrev-18341	116	78	in	in	ADP
inlawrev-18341	116	79	guarantees	guarantee	NOUN
inlawrev-18341	116	80	—	—	PUNCT
inlawrev-18341	116	81	forced	force	VERB
inlawrev-18341	116	82	-	-	PUNCT
inlawrev-18341	116	83	sale	sale	NOUN
inlawrev-18341	116	84	of	of	ADP
inlawrev-18341	116	85	bear	bear	NOUN
inlawrev-18341	116	86	stearns	stearns	PROPN
inlawrev-18341	116	87	to	to	ADP
inlawrev-18341	116	88	jp	jp	PROPN
inlawrev-18341	116	89	morgan	morgan	PROPN
inlawrev-18341	116	90	chase	chase	PROPN
inlawrev-18341	116	91	,	,	PUNCT
inlawrev-18341	116	92	at	at	ADP
inlawrev-18341	116	93	a	a	DET
inlawrev-18341	116	94	final	final	ADJ
inlawrev-18341	116	95	price	price	NOUN
inlawrev-18341	116	96	of	of	ADP
inlawrev-18341	116	97	$	$	SYM
inlawrev-18341	116	98	10	10	NUM
inlawrev-18341	116	99	per	per	ADP
inlawrev-18341	116	100	share	share	NOUN
inlawrev-18341	116	101	,	,	PUNCT
inlawrev-18341	116	102	less	less	ADJ
inlawrev-18341	116	103	than	than	ADP
inlawrev-18341	116	104	10	10	NUM
inlawrev-18341	116	105	%	%	NOUN
inlawrev-18341	116	106	of	of	ADP
inlawrev-18341	116	107	the	the	DET
inlawrev-18341	116	108	stock	stock	NOUN
inlawrev-18341	116	109	’s	’s	PART
inlawrev-18341	116	110	52	52	NUM
inlawrev-18341	116	111	week	week	NOUN
inlawrev-18341	116	112	high.36	high.36	NOUN
inlawrev-18341	116	113	on	on	ADP
inlawrev-18341	116	114	september	september	PROPN
inlawrev-18341	116	115	7	7	NUM
inlawrev-18341	116	116	,	,	PUNCT
inlawrev-18341	116	117	fannie	fannie	PROPN
inlawrev-18341	116	118	mae	mae	PROPN
inlawrev-18341	116	119	and	and	CCONJ
inlawrev-18341	116	120	freddie	freddie	PROPN
inlawrev-18341	116	121	mac	mac	PROPN
inlawrev-18341	116	122	,	,	PUNCT
inlawrev-18341	116	123	the	the	DET
inlawrev-18341	116	124	government	government	NOUN
inlawrev-18341	116	125	sponsored	sponsor	VERB
inlawrev-18341	116	126	entities	entity	NOUN
inlawrev-18341	116	127	(	(	PUNCT
inlawrev-18341	116	128	gses	gse	NOUN
inlawrev-18341	116	129	)	)	PUNCT
inlawrev-18341	116	130	that	that	PRON
inlawrev-18341	116	131	owned	own	VERB
inlawrev-18341	116	132	or	or	CCONJ
inlawrev-18341	116	133	guaranteed	guarantee	VERB
inlawrev-18341	116	134	roughly	roughly	ADV
inlawrev-18341	116	135	$	$	SYM
inlawrev-18341	116	136	6	6	NUM
inlawrev-18341	116	137	trillion	trillion	NUM
inlawrev-18341	116	138	in	in	ADP
inlawrev-18341	116	139	u.s	u.s	PROPN
inlawrev-18341	116	140	.	.	PROPN
inlawrev-18341	116	141	mortgages,37	mortgages,37	PROPN
inlawrev-18341	116	142	were	be	AUX
inlawrev-18341	116	143	put	put	VERB
inlawrev-18341	116	144	in	in	ADP
inlawrev-18341	116	145	conservatorship.38	conservatorship.38	PROPN
inlawrev-18341	116	146	eight	eight	NUM
inlawrev-18341	116	147	days	day	NOUN
inlawrev-18341	116	148	later	later	ADV
inlawrev-18341	116	149	,	,	PUNCT
inlawrev-18341	116	150	after	after	ADP
inlawrev-18341	116	151	a	a	DET
inlawrev-18341	116	152	round	round	NOUN
inlawrev-18341	116	153	the	the	DET
inlawrev-18341	116	154	29	29	NUM
inlawrev-18341	116	155	.	.	PUNCT
inlawrev-18341	117	1	sorkin	sorkin	PROPN
inlawrev-18341	117	2	et	et	PROPN
inlawrev-18341	117	3	al	al	PROPN
inlawrev-18341	117	4	.	.	PROPN
inlawrev-18341	117	5	,	,	PUNCT
inlawrev-18341	117	6	supra	supra	PROPN
inlawrev-18341	117	7	note	note	PROPN
inlawrev-18341	117	8	28	28	NUM
inlawrev-18341	117	9	.	.	PUNCT
inlawrev-18341	117	10	30	30	NUM
inlawrev-18341	117	11	.	.	PUNCT
inlawrev-18341	118	1	jeff	jeff	PROPN
inlawrev-18341	118	2	cox	cox	PROPN
inlawrev-18341	118	3	,	,	PUNCT
inlawrev-18341	118	4	us	us	PROPN
inlawrev-18341	118	5	housing	housing	NOUN
inlawrev-18341	118	6	crisis	crisis	NOUN
inlawrev-18341	118	7	is	be	AUX
inlawrev-18341	118	8	now	now	ADV
inlawrev-18341	118	9	worse	bad	ADJ
inlawrev-18341	118	10	than	than	ADP
inlawrev-18341	118	11	great	great	ADJ
inlawrev-18341	118	12	depression	depression	NOUN
inlawrev-18341	118	13	,	,	PUNCT
inlawrev-18341	118	14	cnbc	cnbc	PROPN
inlawrev-18341	118	15	(	(	PUNCT
inlawrev-18341	118	16	jun	jun	PROPN
inlawrev-18341	118	17	.	.	PROPN
inlawrev-18341	118	18	14	14	NUM
inlawrev-18341	118	19	,	,	PUNCT
inlawrev-18341	118	20	2011	2011	NUM
inlawrev-18341	118	21	)	)	PUNCT
inlawrev-18341	118	22	,	,	PUNCT
inlawrev-18341	118	23	http://www.cnbc.com/id/43395857	http://www.cnbc.com/id/43395857	PROPN
inlawrev-18341	118	24	archived	archive	VERB
inlawrev-18341	118	25	at	at	ADP
inlawrev-18341	118	26	http://perma.cc/n7nm-qjrp	http://perma.cc/n7nm-qjrp	NOUN
inlawrev-18341	118	27	(	(	PUNCT
inlawrev-18341	118	28	“	"	PUNCT
inlawrev-18341	118	29	[	[	X
inlawrev-18341	118	30	t]he	t]he	ADV
inlawrev-18341	118	31	foreclosure	foreclosure	NOUN
inlawrev-18341	118	32	problem	problem	NOUN
inlawrev-18341	118	33	is	be	AUX
inlawrev-18341	118	34	unlikely	unlikely	ADJ
inlawrev-18341	118	35	to	to	PART
inlawrev-18341	118	36	get	get	VERB
inlawrev-18341	118	37	any	any	PRON
inlawrev-18341	118	38	better	well	ADJ
inlawrev-18341	118	39	with	with	ADP
inlawrev-18341	118	40	4.5	4.5	NUM
inlawrev-18341	118	41	million	million	NUM
inlawrev-18341	118	42	households	household	NOUN
inlawrev-18341	118	43	either	either	CCONJ
inlawrev-18341	118	44	three	three	NUM
inlawrev-18341	118	45	payments	payment	NOUN
inlawrev-18341	118	46	late	late	ADV
inlawrev-18341	118	47	or	or	CCONJ
inlawrev-18341	118	48	in	in	ADP
inlawrev-18341	118	49	foreclosure	foreclosure	NOUN
inlawrev-18341	118	50	proceedings	proceeding	NOUN
inlawrev-18341	118	51	”	"	PUNCT
inlawrev-18341	118	52	)	)	PUNCT
inlawrev-18341	118	53	.	.	PUNCT
inlawrev-18341	119	1	31	31	NUM
inlawrev-18341	119	2	.	.	PUNCT
inlawrev-18341	120	1	see	see	VERB
inlawrev-18341	120	2	,	,	PUNCT
inlawrev-18341	120	3	e.g.	e.g.	ADV
inlawrev-18341	120	4	,	,	PUNCT
inlawrev-18341	120	5	blinder	blinder	NOUN
inlawrev-18341	120	6	,	,	PUNCT
inlawrev-18341	120	7	supra	supra	PROPN
inlawrev-18341	120	8	note	note	PROPN
inlawrev-18341	120	9	1	1	NUM
inlawrev-18341	120	10	,	,	PUNCT
inlawrev-18341	120	11	at	at	ADP
inlawrev-18341	120	12	12	12	NUM
inlawrev-18341	120	13	(	(	PUNCT
inlawrev-18341	120	14	providing	provide	VERB
inlawrev-18341	120	15	a	a	DET
inlawrev-18341	120	16	graph	graph	NOUN
inlawrev-18341	120	17	showing	show	VERB
inlawrev-18341	120	18	declining	decline	VERB
inlawrev-18341	120	19	employment	employment	NOUN
inlawrev-18341	120	20	after	after	ADP
inlawrev-18341	120	21	the	the	DET
inlawrev-18341	120	22	crisis	crisis	NOUN
inlawrev-18341	120	23	)	)	PUNCT
inlawrev-18341	120	24	.	.	PUNCT
inlawrev-18341	121	1	32	32	NUM
inlawrev-18341	121	2	.	.	PUNCT
inlawrev-18341	122	1	john	john	PROPN
inlawrev-18341	122	2	h.	h.	PROPN
inlawrev-18341	122	3	makin	makin	PROPN
inlawrev-18341	122	4	,	,	PUNCT
inlawrev-18341	122	5	the	the	DET
inlawrev-18341	122	6	global	global	ADJ
inlawrev-18341	122	7	financial	financial	ADJ
inlawrev-18341	122	8	crisis	crisis	NOUN
inlawrev-18341	122	9	and	and	CCONJ
inlawrev-18341	122	10	american	american	ADJ
inlawrev-18341	122	11	wealth	wealth	NOUN
inlawrev-18341	122	12	accumulation	accumulation	NOUN
inlawrev-18341	122	13	:	:	PUNCT
inlawrev-18341	122	14	the	the	DET
inlawrev-18341	122	15	fed	fed	PROPN
inlawrev-18341	122	16	needs	need	VERB
inlawrev-18341	122	17	a	a	DET
inlawrev-18341	122	18	bubble	bubble	NOUN
inlawrev-18341	122	19	watch	watch	NOUN
inlawrev-18341	122	20	,	,	PUNCT
inlawrev-18341	122	21	am	be	AUX
inlawrev-18341	122	22	.	.	PUNCT
inlawrev-18341	123	1	enter	enter	VERB
inlawrev-18341	123	2	.	.	PUNCT
inlawrev-18341	124	1	inst	inst	PROPN
inlawrev-18341	124	2	.	.	PUNCT
inlawrev-18341	125	1	(	(	PUNCT
inlawrev-18341	125	2	aug	aug	PROPN
inlawrev-18341	125	3	.	.	PROPN
inlawrev-18341	125	4	29	29	NUM
inlawrev-18341	125	5	,	,	PUNCT
inlawrev-18341	125	6	2013	2013	NUM
inlawrev-18341	125	7	)	)	PUNCT
inlawrev-18341	125	8	,	,	PUNCT
inlawrev-18341	125	9	http://www.aei.org/outlook/	http://www.aei.org/outlook/	PRON
inlawrev-18341	125	10	economics	economics	NOUN
inlawrev-18341	125	11	/	/	SYM
inlawrev-18341	125	12	monetary	monetary	ADJ
inlawrev-18341	125	13	-	-	PUNCT
inlawrev-18341	125	14	policy	policy	NOUN
inlawrev-18341	125	15	/	/	SYM
inlawrev-18341	125	16	the	the	DET
inlawrev-18341	125	17	-	-	PUNCT
inlawrev-18341	125	18	global	global	ADJ
inlawrev-18341	125	19	-	-	PUNCT
inlawrev-18341	125	20	financial	financial	ADJ
inlawrev-18341	125	21	-	-	PUNCT
inlawrev-18341	125	22	crisis	crisis	NOUN
inlawrev-18341	125	23	-	-	PUNCT
inlawrev-18341	125	24	and	and	CCONJ
inlawrev-18341	125	25	-	-	PUNCT
inlawrev-18341	125	26	american	american	ADJ
inlawrev-18341	125	27	-	-	PUNCT
inlawrev-18341	125	28	wealth	wealth	NOUN
inlawrev-18341	125	29	-	-	PUNCT
inlawrev-18341	125	30	accumulation	accumulation	NOUN
inlawrev-18341	125	31	-	-	PUNCT
inlawrev-18341	125	32	the	the	DET
inlawrev-18341	125	33	-	-	PUNCT
inlawrev-18341	125	34	fedneeds	fedneed	NOUN
inlawrev-18341	125	35	-	-	PUNCT
inlawrev-18341	125	36	a	a	DET
inlawrev-18341	125	37	-	-	PUNCT
inlawrev-18341	125	38	bubble	bubble	NOUN
inlawrev-18341	125	39	-	-	PUNCT
inlawrev-18341	125	40	watch/	watch/	NUM
inlawrev-18341	125	41	,	,	PUNCT
inlawrev-18341	125	42	archived	archive	VERB
inlawrev-18341	125	43	at	at	ADP
inlawrev-18341	125	44	http://perma.cc/322w-9grz	http://perma.cc/322w-9grz	PROPN
inlawrev-18341	125	45	(	(	PUNCT
inlawrev-18341	125	46	providing	provide	VERB
inlawrev-18341	125	47	one	one	NUM
inlawrev-18341	125	48	graph	graph	NOUN
inlawrev-18341	125	49	showing	show	VERB
inlawrev-18341	125	50	the	the	DET
inlawrev-18341	125	51	decrease	decrease	NOUN
inlawrev-18341	125	52	in	in	ADP
inlawrev-18341	125	53	the	the	DET
inlawrev-18341	125	54	personal	personal	ADJ
inlawrev-18341	125	55	savings	saving	NOUN
inlawrev-18341	125	56	rate	rate	NOUN
inlawrev-18341	125	57	during	during	ADP
inlawrev-18341	125	58	the	the	DET
inlawrev-18341	125	59	recession	recession	NOUN
inlawrev-18341	125	60	and	and	CCONJ
inlawrev-18341	125	61	another	another	PRON
inlawrev-18341	125	62	displaying	display	VERB
inlawrev-18341	125	63	the	the	DET
inlawrev-18341	125	64	personal	personal	ADJ
inlawrev-18341	125	65	savings	saving	NOUN
inlawrev-18341	125	66	rate	rate	NOUN
inlawrev-18341	125	67	during	during	ADP
inlawrev-18341	125	68	the	the	DET
inlawrev-18341	125	69	recession	recession	NOUN
inlawrev-18341	125	70	between	between	ADP
inlawrev-18341	125	71	december	december	PROPN
inlawrev-18341	125	72	2007	2007	NUM
inlawrev-18341	125	73	and	and	CCONJ
inlawrev-18341	125	74	june	june	PROPN
inlawrev-18341	125	75	2009	2009	NUM
inlawrev-18341	125	76	compared	compare	VERB
inlawrev-18341	125	77	to	to	ADP
inlawrev-18341	125	78	the	the	DET
inlawrev-18341	125	79	average	average	ADJ
inlawrev-18341	125	80	personal	personal	ADJ
inlawrev-18341	125	81	savings	saving	NOUN
inlawrev-18341	125	82	rate	rate	NOUN
inlawrev-18341	125	83	of	of	ADP
inlawrev-18341	125	84	all	all	DET
inlawrev-18341	125	85	post	post	ADJ
inlawrev-18341	125	86	-	-	ADJ
inlawrev-18341	125	87	wwii	wwii	ADJ
inlawrev-18341	125	88	recessions	recession	NOUN
inlawrev-18341	125	89	)	)	PUNCT
inlawrev-18341	125	90	.	.	PUNCT
inlawrev-18341	126	1	33	33	NUM
inlawrev-18341	126	2	.	.	PUNCT
inlawrev-18341	127	1	this	this	DET
inlawrev-18341	127	2	account	account	NOUN
inlawrev-18341	127	3	is	be	AUX
inlawrev-18341	127	4	similar	similar	ADJ
inlawrev-18341	127	5	to	to	ADP
inlawrev-18341	127	6	that	that	PRON
inlawrev-18341	127	7	presented	present	VERB
inlawrev-18341	127	8	by	by	ADP
inlawrev-18341	127	9	the	the	DET
inlawrev-18341	127	10	fcic	fcic	NOUN
inlawrev-18341	127	11	report	report	NOUN
inlawrev-18341	127	12	.	.	PUNCT
inlawrev-18341	128	1	fcic	fcic	PROPN
inlawrev-18341	128	2	report	report	PROPN
inlawrev-18341	128	3	,	,	PUNCT
inlawrev-18341	128	4	supra	supra	PROPN
inlawrev-18341	128	5	note	note	NOUN
inlawrev-18341	128	6	3	3	NUM
inlawrev-18341	128	7	,	,	PUNCT
inlawrev-18341	128	8	at	at	ADP
inlawrev-18341	128	9	233	233	NUM
inlawrev-18341	128	10	-	-	SYM
inlawrev-18341	128	11	388	388	NUM
inlawrev-18341	128	12	.	.	PUNCT
inlawrev-18341	129	1	the	the	DET
inlawrev-18341	129	2	fcic	fcic	NOUN
inlawrev-18341	129	3	report	report	NOUN
inlawrev-18341	129	4	adds	add	VERB
inlawrev-18341	129	5	that	that	SCONJ
inlawrev-18341	129	6	the	the	DET
inlawrev-18341	129	7	collapse	collapse	NOUN
inlawrev-18341	129	8	was	be	AUX
inlawrev-18341	129	9	a	a	DET
inlawrev-18341	129	10	global	global	ADJ
inlawrev-18341	129	11	phenomenon	phenomenon	NOUN
inlawrev-18341	129	12	,	,	PUNCT
inlawrev-18341	129	13	as	as	SCONJ
inlawrev-18341	129	14	investors	investor	NOUN
inlawrev-18341	129	15	around	around	ADP
inlawrev-18341	129	16	the	the	DET
inlawrev-18341	129	17	word	word	NOUN
inlawrev-18341	129	18	had	have	VERB
inlawrev-18341	129	19	exposure	exposure	NOUN
inlawrev-18341	129	20	to	to	ADP
inlawrev-18341	129	21	u.s	u.s	PROPN
inlawrev-18341	129	22	.	.	PROPN
inlawrev-18341	129	23	mortgages	mortgage	NOUN
inlawrev-18341	129	24	through	through	ADP
inlawrev-18341	129	25	securities	security	NOUN
inlawrev-18341	129	26	and	and	CCONJ
inlawrev-18341	129	27	derivative	derivative	ADJ
inlawrev-18341	129	28	securities	security	NOUN
inlawrev-18341	129	29	.	.	PUNCT
inlawrev-18341	130	1	34	34	NUM
inlawrev-18341	130	2	.	.	PUNCT
inlawrev-18341	131	1	julie	julie	PROPN
inlawrev-18341	131	2	creswell	creswell	PROPN
inlawrev-18341	131	3	,	,	PUNCT
inlawrev-18341	131	4	mortgage	mortgage	NOUN
inlawrev-18341	131	5	lender	lender	NOUN
inlawrev-18341	131	6	new	new	ADJ
inlawrev-18341	131	7	century	century	NOUN
inlawrev-18341	131	8	financial	financial	ADJ
inlawrev-18341	131	9	files	file	NOUN
inlawrev-18341	131	10	for	for	ADP
inlawrev-18341	131	11	bankruptcy	bankruptcy	NOUN
inlawrev-18341	131	12	,	,	PUNCT
inlawrev-18341	131	13	n.y	n.y	PROPN
inlawrev-18341	131	14	.	.	PROPN
inlawrev-18341	131	15	times	times	PROPN
inlawrev-18341	131	16	,	,	PUNCT
inlawrev-18341	131	17	apr	apr	PROPN
inlawrev-18341	131	18	.	.	PROPN
inlawrev-18341	131	19	2	2	NUM
inlawrev-18341	131	20	,	,	PUNCT
inlawrev-18341	131	21	2007	2007	NUM
inlawrev-18341	131	22	,	,	PUNCT
inlawrev-18341	131	23	http://www.nytimes.com/2007/04/02/business/worldbusiness/02iht-loans.5	http://www.nytimes.com/2007/04/02/business/worldbusiness/02iht-loans.5	PROPN
inlawrev-18341	131	24	.	.	PUNCT
inlawrev-18341	132	1	5118838.html?_r=0	5118838.html?_r=0	NUM
inlawrev-18341	132	2	,	,	PUNCT
inlawrev-18341	132	3	archived	archive	VERB
inlawrev-18341	132	4	at	at	ADP
inlawrev-18341	132	5	http://perma.cc/cpe6-dpak	http://perma.cc/cpe6-dpak	PROPN
inlawrev-18341	132	6	.	.	PROPN
inlawrev-18341	132	7	35	35	NUM
inlawrev-18341	132	8	.	.	PUNCT
inlawrev-18341	133	1	gretchen	gretchen	PROPN
inlawrev-18341	133	2	morgenson	morgenson	PROPN
inlawrev-18341	133	3	,	,	PUNCT
inlawrev-18341	133	4	bear	bear	PROPN
inlawrev-18341	133	5	stearns	stearns	PROPN
inlawrev-18341	133	6	says	say	VERB
inlawrev-18341	133	7	battered	battered	ADJ
inlawrev-18341	133	8	hedge	hedge	NOUN
inlawrev-18341	133	9	funds	fund	NOUN
inlawrev-18341	133	10	are	be	AUX
inlawrev-18341	133	11	worth	worth	ADJ
inlawrev-18341	133	12	little	little	ADJ
inlawrev-18341	133	13	,	,	PUNCT
inlawrev-18341	133	14	n.y	n.y	PROPN
inlawrev-18341	133	15	.	.	PROPN
inlawrev-18341	133	16	times	times	PROPN
inlawrev-18341	133	17	,	,	PUNCT
inlawrev-18341	133	18	july	july	PROPN
inlawrev-18341	133	19	18	18	NUM
inlawrev-18341	133	20	,	,	PUNCT
inlawrev-18341	133	21	2007	2007	NUM
inlawrev-18341	133	22	,	,	PUNCT
inlawrev-18341	133	23	http://www.nytimes.com/2007/07/18/business/18bond.html	http://www.nytimes.com/2007/07/18/business/18bond.html	PROPN
inlawrev-18341	133	24	,	,	PUNCT
inlawrev-18341	133	25	archived	archive	VERB
inlawrev-18341	133	26	at	at	ADP
inlawrev-18341	133	27	http://perma.cc/6cl6-dqy4	http://perma.cc/6cl6-dqy4	PROPN
inlawrev-18341	133	28	.	.	PUNCT
inlawrev-18341	134	1	36	36	NUM
inlawrev-18341	134	2	.	.	PUNCT
inlawrev-18341	135	1	andrew	andrew	PROPN
inlawrev-18341	135	2	ross	ross	PROPN
inlawrev-18341	135	3	sorkin	sorkin	PROPN
inlawrev-18341	135	4	,	,	PUNCT
inlawrev-18341	135	5	jp	jp	PROPN
inlawrev-18341	135	6	morgan	morgan	PROPN
inlawrev-18341	135	7	raises	raise	VERB
inlawrev-18341	135	8	bid	bid	NOUN
inlawrev-18341	135	9	for	for	ADP
inlawrev-18341	135	10	bear	bear	PROPN
inlawrev-18341	135	11	stearns	stearn	NOUN
inlawrev-18341	135	12	to	to	ADP
inlawrev-18341	135	13	$	$	SYM
inlawrev-18341	135	14	10	10	NUM
inlawrev-18341	135	15	a	a	DET
inlawrev-18341	135	16	share	share	NOUN
inlawrev-18341	135	17	,	,	PUNCT
inlawrev-18341	135	18	n.y	n.y	PROPN
inlawrev-18341	135	19	.	.	PROPN
inlawrev-18341	135	20	times	times	PROPN
inlawrev-18341	135	21	,	,	PUNCT
inlawrev-18341	135	22	mar	mar	PROPN
inlawrev-18341	135	23	.	.	PROPN
inlawrev-18341	135	24	24	24	NUM
inlawrev-18341	135	25	,	,	PUNCT
inlawrev-18341	135	26	2008	2008	NUM
inlawrev-18341	135	27	,	,	PUNCT
inlawrev-18341	135	28	http://www.nytimes.com/2008/03/24/business/24deal-web.html	http://www.nytimes.com/2008/03/24/business/24deal-web.html	PROPN
inlawrev-18341	135	29	,	,	PUNCT
inlawrev-18341	135	30	archived	archive	VERB
inlawrev-18341	135	31	at	at	ADP
inlawrev-18341	135	32	http://perma.cc/4w88-bxs8	http://perma.cc/4w88-bxs8	PROPN
inlawrev-18341	135	33	.	.	PUNCT
inlawrev-18341	136	1	37	37	NUM
inlawrev-18341	136	2	.	.	PUNCT
inlawrev-18341	137	1	charles	charles	PROPN
inlawrev-18341	137	2	duhigg	duhigg	PROPN
inlawrev-18341	137	3	,	,	PUNCT
inlawrev-18341	137	4	loan	loan	NOUN
inlawrev-18341	137	5	-	-	PUNCT
inlawrev-18341	137	6	agency	agency	NOUN
inlawrev-18341	137	7	woes	woe	NOUN
inlawrev-18341	137	8	swell	swell	VERB
inlawrev-18341	137	9	from	from	ADP
inlawrev-18341	137	10	a	a	DET
inlawrev-18341	137	11	trickle	trickle	NOUN
inlawrev-18341	137	12	to	to	ADP
inlawrev-18341	137	13	a	a	DET
inlawrev-18341	137	14	torrent	torrent	NOUN
inlawrev-18341	137	15	,	,	PUNCT
inlawrev-18341	137	16	n.y	n.y	PROPN
inlawrev-18341	137	17	.	.	PROPN
inlawrev-18341	137	18	times	times	PROPN
inlawrev-18341	137	19	,	,	PUNCT
inlawrev-18341	137	20	july	july	PROPN
inlawrev-18341	137	21	11	11	NUM
inlawrev-18341	137	22	,	,	PUNCT
inlawrev-18341	137	23	2008	2008	NUM
inlawrev-18341	137	24	,	,	PUNCT
inlawrev-18341	137	25	http://www.nytimes.com/2008/07/11/business/11ripple.html?pagewanted=all	http://www.nytimes.com/2008/07/11/business/11ripple.html?pagewanted=all	NOUN
inlawrev-18341	137	26	,	,	PUNCT
inlawrev-18341	137	27	archived	archive	VERB
inlawrev-18341	137	28	at	at	ADP
inlawrev-18341	137	29	http://perma.cc/wvy5-6xxg	http://perma.cc/wvy5-6xxg	PROPN
inlawrev-18341	137	30	.	.	PUNCT
inlawrev-18341	138	1	38	38	NUM
inlawrev-18341	138	2	.	.	PUNCT
inlawrev-18341	139	1	mark	mark	PROPN
inlawrev-18341	139	2	jickling	jickling	PROPN
inlawrev-18341	139	3	,	,	PUNCT
inlawrev-18341	139	4	fannie	fannie	PROPN
inlawrev-18341	139	5	mae	mae	PROPN
inlawrev-18341	139	6	and	and	CCONJ
inlawrev-18341	139	7	freddie	freddie	PROPN
inlawrev-18341	139	8	mac	mac	PROPN
inlawrev-18341	139	9	in	in	ADP
inlawrev-18341	139	10	conservatorship	conservatorship	NOUN
inlawrev-18341	139	11	1	1	NUM
inlawrev-18341	139	12	(	(	PUNCT
inlawrev-18341	139	13	2008	2008	NUM
inlawrev-18341	139	14	)	)	PUNCT
inlawrev-18341	139	15	,	,	PUNCT
inlawrev-18341	139	16	available	available	ADJ
inlawrev-18341	139	17	at	at	ADP
inlawrev-18341	139	18	2014	2014	NUM
inlawrev-18341	139	19	]	]	PUNCT
inlawrev-18341	139	20	revisiting	revisit	VERB
inlawrev-18341	139	21	causes	cause	NOUN
inlawrev-18341	139	22	of	of	ADP
inlawrev-18341	139	23	the	the	DET
inlawrev-18341	139	24	financial	financial	ADJ
inlawrev-18341	139	25	crisis	crisis	NOUN
inlawrev-18341	139	26	43	43	NUM
inlawrev-18341	139	27	clock	clock	NOUN
inlawrev-18341	139	28	rescue	rescue	NOUN
inlawrev-18341	139	29	effort	effort	NOUN
inlawrev-18341	139	30	failed	fail	VERB
inlawrev-18341	139	31	,	,	PUNCT
inlawrev-18341	139	32	lehman	lehman	PROPN
inlawrev-18341	139	33	brothers	brothers	PROPN
inlawrev-18341	139	34	holding	holding	PROPN
inlawrev-18341	139	35	inc	inc	PROPN
inlawrev-18341	139	36	.	.	PROPN
inlawrev-18341	139	37	,	,	PUNCT
inlawrev-18341	139	38	the	the	DET
inlawrev-18341	139	39	fourth	fourth	ADV
inlawrev-18341	139	40	largest	large	ADJ
inlawrev-18341	139	41	u.s	u.s	PROPN
inlawrev-18341	139	42	.	.	PROPN
inlawrev-18341	139	43	investment	investment	PROPN
inlawrev-18341	139	44	bank	bank	NOUN
inlawrev-18341	139	45	,	,	PUNCT
inlawrev-18341	139	46	filed	file	VERB
inlawrev-18341	139	47	for	for	ADP
inlawrev-18341	139	48	the	the	DET
inlawrev-18341	139	49	largest	large	ADJ
inlawrev-18341	139	50	ever	ever	ADV
inlawrev-18341	139	51	bankruptcy.39	bankruptcy.39	NOUN
inlawrev-18341	139	52	the	the	DET
inlawrev-18341	139	53	next	next	ADJ
inlawrev-18341	139	54	day	day	NOUN
inlawrev-18341	139	55	,	,	PUNCT
inlawrev-18341	139	56	aig	aig	PROPN
inlawrev-18341	139	57	(	(	PUNCT
inlawrev-18341	139	58	the	the	DET
inlawrev-18341	139	59	world	world	NOUN
inlawrev-18341	139	60	’s	’s	PART
inlawrev-18341	139	61	largest	large	ADJ
inlawrev-18341	139	62	insurance	insurance	NOUN
inlawrev-18341	139	63	company	company	NOUN
inlawrev-18341	139	64	)	)	PUNCT
inlawrev-18341	139	65	,	,	PUNCT
inlawrev-18341	139	66	on	on	ADP
inlawrev-18341	139	67	the	the	DET
inlawrev-18341	139	68	hook	hook	NOUN
inlawrev-18341	139	69	for	for	ADP
inlawrev-18341	139	70	$	$	SYM
inlawrev-18341	139	71	441	441	NUM
inlawrev-18341	139	72	billion	billion	NUM
inlawrev-18341	139	73	in	in	ADP
inlawrev-18341	139	74	credit	credit	NOUN
inlawrev-18341	139	75	default	default	NOUN
inlawrev-18341	139	76	swaps	swap	NOUN
inlawrev-18341	139	77	,	,	PUNCT
inlawrev-18341	139	78	was	be	AUX
inlawrev-18341	139	79	rescued	rescue	VERB
inlawrev-18341	139	80	by	by	ADP
inlawrev-18341	139	81	the	the	DET
inlawrev-18341	139	82	u.s	u.s	PROPN
inlawrev-18341	139	83	.	.	PROPN
inlawrev-18341	139	84	federal	federal	PROPN
inlawrev-18341	139	85	reserve	reserve	PROPN
inlawrev-18341	139	86	bank.40	bank.40	PROPN
inlawrev-18341	139	87	the	the	DET
inlawrev-18341	139	88	bailout	bailout	NOUN
inlawrev-18341	139	89	and	and	CCONJ
inlawrev-18341	139	90	other	other	ADJ
inlawrev-18341	139	91	efforts	effort	NOUN
inlawrev-18341	139	92	,	,	PUNCT
inlawrev-18341	139	93	however	however	ADV
inlawrev-18341	139	94	,	,	PUNCT
inlawrev-18341	139	95	failed	fail	VERB
inlawrev-18341	139	96	to	to	PART
inlawrev-18341	139	97	end	end	VERB
inlawrev-18341	139	98	the	the	DET
inlawrev-18341	139	99	crisis.41	crisis.41	ADJ
inlawrev-18341	139	100	investors	investor	NOUN
inlawrev-18341	139	101	panicked	panic	VERB
inlawrev-18341	139	102	all	all	ADV
inlawrev-18341	139	103	over	over	ADP
inlawrev-18341	139	104	the	the	DET
inlawrev-18341	139	105	world	world	NOUN
inlawrev-18341	139	106	,	,	PUNCT
inlawrev-18341	139	107	trying	try	VERB
inlawrev-18341	139	108	to	to	PART
inlawrev-18341	139	109	flee	flee	VERB
inlawrev-18341	139	110	risky	risky	ADJ
inlawrev-18341	139	111	assets	asset	NOUN
inlawrev-18341	139	112	and	and	CCONJ
inlawrev-18341	139	113	not	not	PART
inlawrev-18341	139	114	knowing	know	VERB
inlawrev-18341	139	115	what	what	PRON
inlawrev-18341	139	116	financial	financial	ADJ
inlawrev-18341	139	117	institutions	institution	NOUN
inlawrev-18341	139	118	were	be	AUX
inlawrev-18341	139	119	really	really	ADV
inlawrev-18341	139	120	at	at	ADP
inlawrev-18341	139	121	risk.42	risk.42	NOUN
inlawrev-18341	139	122	nearly	nearly	ADV
inlawrev-18341	139	123	every	every	PRON
inlawrev-18341	139	124	asset	asset	NOUN
inlawrev-18341	139	125	class	class	NOUN
inlawrev-18341	139	126	declined	decline	VERB
inlawrev-18341	139	127	in	in	ADP
inlawrev-18341	139	128	value	value	NOUN
inlawrev-18341	139	129	,	,	PUNCT
inlawrev-18341	139	130	except	except	SCONJ
inlawrev-18341	139	131	for	for	ADP
inlawrev-18341	139	132	u.s	u.s	PROPN
inlawrev-18341	139	133	.	.	PROPN
inlawrev-18341	139	134	government	government	NOUN
inlawrev-18341	139	135	treasury	treasury	PROPN
inlawrev-18341	139	136	obligations.43	obligations.43	NUM
inlawrev-18341	139	137	over	over	ADP
inlawrev-18341	139	138	the	the	DET
inlawrev-18341	139	139	next	next	ADJ
inlawrev-18341	139	140	few	few	ADJ
inlawrev-18341	139	141	weeks	week	NOUN
inlawrev-18341	139	142	,	,	PUNCT
inlawrev-18341	139	143	more	more	ADV
inlawrev-18341	139	144	giant	giant	ADJ
inlawrev-18341	139	145	financial	financial	ADJ
inlawrev-18341	139	146	institutions	institution	NOUN
inlawrev-18341	139	147	were	be	AUX
inlawrev-18341	139	148	targeted	target	VERB
inlawrev-18341	139	149	(	(	PUNCT
inlawrev-18341	139	150	morgan	morgan	PROPN
inlawrev-18341	139	151	stanley	stanley	PROPN
inlawrev-18341	139	152	)	)	PUNCT
inlawrev-18341	139	153	,	,	PUNCT
inlawrev-18341	139	154	others	other	NOUN
inlawrev-18341	139	155	failed	fail	VERB
inlawrev-18341	139	156	(	(	PUNCT
inlawrev-18341	139	157	washington	washington	PROPN
inlawrev-18341	139	158	mutual	mutual	ADJ
inlawrev-18341	139	159	)	)	PUNCT
inlawrev-18341	139	160	or	or	CCONJ
inlawrev-18341	139	161	were	be	AUX
inlawrev-18341	139	162	purchased	purchase	VERB
inlawrev-18341	139	163	(	(	PUNCT
inlawrev-18341	139	164	wachovia	wachovia	PROPN
inlawrev-18341	139	165	)	)	PUNCT
inlawrev-18341	139	166	,	,	PUNCT
inlawrev-18341	139	167	and	and	CCONJ
inlawrev-18341	139	168	stock	stock	NOUN
inlawrev-18341	139	169	prices	price	NOUN
inlawrev-18341	139	170	gyrated	gyrate	VERB
inlawrev-18341	139	171	wildly.44	wildly.44	PROPN
inlawrev-18341	139	172	the	the	DET
inlawrev-18341	139	173	crisis	crisis	NOUN
inlawrev-18341	139	174	also	also	ADV
inlawrev-18341	139	175	spread	spread	VERB
inlawrev-18341	139	176	rapidly	rapidly	ADV
inlawrev-18341	139	177	around	around	ADP
inlawrev-18341	139	178	the	the	DET
inlawrev-18341	139	179	world	world	NOUN
inlawrev-18341	139	180	,	,	PUNCT
inlawrev-18341	139	181	with	with	ADP
inlawrev-18341	139	182	the	the	DET
inlawrev-18341	139	183	bailing	bailing	NOUN
inlawrev-18341	139	184	-	-	PUNCT
inlawrev-18341	139	185	out	out	NOUN
inlawrev-18341	139	186	or	or	CCONJ
inlawrev-18341	139	187	seizure	seizure	NOUN
inlawrev-18341	139	188	of	of	ADP
inlawrev-18341	139	189	at	at	ADV
inlawrev-18341	139	190	least	least	ADV
inlawrev-18341	139	191	five	five	NUM
inlawrev-18341	139	192	european	european	ADJ
inlawrev-18341	139	193	banks.45	banks.45	NOUN
inlawrev-18341	139	194	these	these	DET
inlawrev-18341	139	195	events	event	NOUN
inlawrev-18341	139	196	led	lead	VERB
inlawrev-18341	139	197	president	president	PROPN
inlawrev-18341	139	198	bush	bush	PROPN
inlawrev-18341	139	199	to	to	PART
inlawrev-18341	139	200	ask	ask	VERB
inlawrev-18341	139	201	of	of	ADP
inlawrev-18341	139	202	treasury	treasury	PROPN
inlawrev-18341	139	203	secretary	secretary	PROPN
inlawrev-18341	139	204	paulson	paulson	PROPN
inlawrev-18341	139	205	:	:	PUNCT
inlawrev-18341	139	206	“	"	PUNCT
inlawrev-18341	139	207	how	how	SCONJ
inlawrev-18341	139	208	did	do	AUX
inlawrev-18341	139	209	we	we	PRON
inlawrev-18341	139	210	get	get	VERB
inlawrev-18341	139	211	here?”46	here?”46	PUNCT
inlawrev-18341	139	212	clearly	clearly	ADV
inlawrev-18341	139	213	,	,	PUNCT
inlawrev-18341	139	214	the	the	DET
inlawrev-18341	139	215	impact	impact	NOUN
inlawrev-18341	139	216	of	of	ADP
inlawrev-18341	139	217	the	the	DET
inlawrev-18341	139	218	well	well	ADV
inlawrev-18341	139	219	-	-	PUNCT
inlawrev-18341	139	220	known	know	VERB
inlawrev-18341	139	221	decline	decline	NOUN
inlawrev-18341	139	222	in	in	ADP
inlawrev-18341	139	223	housing	housing	NOUN
inlawrev-18341	139	224	prices	price	NOUN
inlawrev-18341	139	225	had	have	AUX
inlawrev-18341	139	226	been	be	AUX
inlawrev-18341	139	227	grossly	grossly	ADV
inlawrev-18341	139	228	underestimated	underestimate	VERB
inlawrev-18341	139	229	.	.	PUNCT
inlawrev-18341	140	1	early	early	ADV
inlawrev-18341	140	2	on	on	ADV
inlawrev-18341	140	3	,	,	PUNCT
inlawrev-18341	140	4	in	in	ADP
inlawrev-18341	140	5	july	july	PROPN
inlawrev-18341	140	6	2007	2007	NUM
inlawrev-18341	140	7	,	,	PUNCT
inlawrev-18341	140	8	federal	federal	PROPN
inlawrev-18341	140	9	reserve	reserve	PROPN
inlawrev-18341	140	10	chairman	chairman	PROPN
inlawrev-18341	140	11	bernanke	bernanke	PROPN
inlawrev-18341	140	12	informed	inform	VERB
inlawrev-18341	140	13	the	the	DET
inlawrev-18341	140	14	u.s	u.s	PROPN
inlawrev-18341	140	15	.	.	PROPN
inlawrev-18341	140	16	senate	senate	PROPN
inlawrev-18341	140	17	's	's	PART
inlawrev-18341	140	18	banking	banking	NOUN
inlawrev-18341	140	19	committee	committee	NOUN
inlawrev-18341	140	20	that	that	SCONJ
inlawrev-18341	140	21	losses	loss	NOUN
inlawrev-18341	140	22	of	of	ADP
inlawrev-18341	140	23	up	up	ADP
inlawrev-18341	140	24	to	to	PART
inlawrev-18341	140	25	$	$	SYM
inlawrev-18341	140	26	100	100	NUM
inlawrev-18341	140	27	billion	billion	NUM
inlawrev-18341	140	28	due	due	ADJ
inlawrev-18341	140	29	to	to	ADP
inlawrev-18341	140	30	subprime	subprime	ADJ
inlawrev-18341	140	31	mortgage47	mortgage47	NOUN
inlawrev-18341	140	32	products	product	NOUN
inlawrev-18341	140	33	were	be	AUX
inlawrev-18341	140	34	possible.48	possible.48	VERB
inlawrev-18341	140	35	the	the	DET
inlawrev-18341	140	36	u.s	u.s	PROPN
inlawrev-18341	140	37	.	.	PROPN
inlawrev-18341	140	38	stock	stock	NOUN
inlawrev-18341	140	39	indices	index	NOUN
inlawrev-18341	140	40	,	,	PUNCT
inlawrev-18341	140	41	the	the	DET
inlawrev-18341	140	42	dow	dow	PROPN
inlawrev-18341	140	43	jones	jones	PROPN
inlawrev-18341	140	44	industrial	industrial	PROPN
inlawrev-18341	140	45	average	average	PROPN
inlawrev-18341	140	46	,	,	PUNCT
inlawrev-18341	140	47	and	and	CCONJ
inlawrev-18341	140	48	the	the	DET
inlawrev-18341	140	49	standard	standard	PROPN
inlawrev-18341	140	50	&	&	CCONJ
inlawrev-18341	140	51	poor	poor	PROPN
inlawrev-18341	140	52	’s	’s	PART
inlawrev-18341	140	53	500	500	NUM
inlawrev-18341	140	54	each	each	DET
inlawrev-18341	140	55	http://fpc.state.gov/documents/organization/110097.pdf	http://fpc.state.gov/documents/organization/110097.pdf	NOUN
inlawrev-18341	140	56	,	,	PUNCT
inlawrev-18341	140	57	archived	archive	VERB
inlawrev-18341	140	58	at	at	ADP
inlawrev-18341	140	59	http://perma.cc/ahm3-bjht	http://perma.cc/ahm3-bjht	PROPN
inlawrev-18341	140	60	.	.	PROPN
inlawrev-18341	140	61	39	39	NUM
inlawrev-18341	140	62	.	.	PUNCT
inlawrev-18341	141	1	sam	sam	PROPN
inlawrev-18341	141	2	mamudi	mamudi	PROPN
inlawrev-18341	141	3	,	,	PUNCT
inlawrev-18341	141	4	lehman	lehman	PROPN
inlawrev-18341	141	5	folds	fold	VERB
inlawrev-18341	141	6	with	with	ADP
inlawrev-18341	141	7	record	record	NOUN
inlawrev-18341	141	8	$	$	SYM
inlawrev-18341	141	9	613	613	NUM
inlawrev-18341	141	10	billion	billion	NUM
inlawrev-18341	141	11	debt	debt	NOUN
inlawrev-18341	141	12	,	,	PUNCT
inlawrev-18341	141	13	marketwatch	marketwatch	PROPN
inlawrev-18341	141	14	(	(	PUNCT
inlawrev-18341	141	15	sept	sept	PROPN
inlawrev-18341	141	16	.	.	PROPN
inlawrev-18341	141	17	15	15	NUM
inlawrev-18341	141	18	,	,	PUNCT
inlawrev-18341	141	19	2008	2008	NUM
inlawrev-18341	141	20	)	)	PUNCT
inlawrev-18341	141	21	,	,	PUNCT
inlawrev-18341	141	22	http://www.marketwatch.com/story/lehman-folds-with-record-613-billion-debt?siteid=rss	http://www.marketwatch.com/story/lehman-folds-with-record-613-billion-debt?siteid=rss	PROPN
inlawrev-18341	141	23	archived	archive	VERB
inlawrev-18341	141	24	at	at	ADP
inlawrev-18341	141	25	http://perma.cc/82dp-qs4	http://perma.cc/82dp-qs4	PROPN
inlawrev-18341	141	26	g.	g.	NOUN
inlawrev-18341	141	27	on	on	ADP
inlawrev-18341	141	28	the	the	DET
inlawrev-18341	141	29	same	same	ADJ
inlawrev-18341	141	30	day	day	NOUN
inlawrev-18341	141	31	,	,	PUNCT
inlawrev-18341	141	32	bank	bank	PROPN
inlawrev-18341	141	33	of	of	ADP
inlawrev-18341	141	34	america	america	PROPN
inlawrev-18341	141	35	agreed	agree	VERB
inlawrev-18341	141	36	to	to	PART
inlawrev-18341	141	37	buy	buy	VERB
inlawrev-18341	141	38	merrill	merrill	PROPN
inlawrev-18341	141	39	lynch	lynch	PROPN
inlawrev-18341	141	40	,	,	PUNCT
inlawrev-18341	141	41	but	but	CCONJ
inlawrev-18341	141	42	for	for	ADP
inlawrev-18341	141	43	reasons	reason	NOUN
inlawrev-18341	141	44	that	that	PRON
inlawrev-18341	141	45	are	be	AUX
inlawrev-18341	141	46	not	not	PART
inlawrev-18341	141	47	entirely	entirely	ADV
inlawrev-18341	141	48	clear	clear	ADJ
inlawrev-18341	141	49	,	,	PUNCT
inlawrev-18341	141	50	bank	bank	PROPN
inlawrev-18341	141	51	of	of	ADP
inlawrev-18341	141	52	america	america	PROPN
inlawrev-18341	141	53	did	do	AUX
inlawrev-18341	141	54	not	not	PART
inlawrev-18341	141	55	appear	appear	VERB
inlawrev-18341	141	56	determined	determined	ADJ
inlawrev-18341	141	57	to	to	PART
inlawrev-18341	141	58	bargain	bargain	VERB
inlawrev-18341	141	59	for	for	ADP
inlawrev-18341	141	60	a	a	DET
inlawrev-18341	141	61	low	low	ADJ
inlawrev-18341	141	62	price	price	NOUN
inlawrev-18341	141	63	.	.	PUNCT
inlawrev-18341	142	1	see	see	VERB
inlawrev-18341	142	2	lewis	lewis	PROPN
inlawrev-18341	142	3	,	,	PUNCT
inlawrev-18341	142	4	supra	supra	PROPN
inlawrev-18341	142	5	note	note	NOUN
inlawrev-18341	142	6	2	2	NUM
inlawrev-18341	142	7	,	,	PUNCT
inlawrev-18341	142	8	at	at	ADP
inlawrev-18341	142	9	237	237	NUM
inlawrev-18341	142	10	.	.	PUNCT
inlawrev-18341	143	1	40	40	NUM
inlawrev-18341	143	2	.	.	PUNCT
inlawrev-18341	144	1	lewis	lewis	PROPN
inlawrev-18341	144	2	,	,	PUNCT
inlawrev-18341	144	3	supra	supra	PROPN
inlawrev-18341	144	4	note	note	NOUN
inlawrev-18341	144	5	2	2	NUM
inlawrev-18341	144	6	,	,	PUNCT
inlawrev-18341	144	7	at	at	ADP
inlawrev-18341	144	8	237	237	NUM
inlawrev-18341	144	9	.	.	PUNCT
inlawrev-18341	144	10	41	41	NUM
inlawrev-18341	144	11	.	.	PUNCT
inlawrev-18341	145	1	i	i	PRON
inlawrev-18341	145	2	d.	d.	PROPN
inlawrev-18341	145	3	42	42	NUM
inlawrev-18341	145	4	.	.	PUNCT
inlawrev-18341	146	1	i	i	PRON
inlawrev-18341	146	2	d.	d.	PROPN
inlawrev-18341	146	3	at	at	ADP
inlawrev-18341	146	4	238	238	NUM
inlawrev-18341	146	5	.	.	PUNCT
inlawrev-18341	147	1	43	43	NUM
inlawrev-18341	147	2	.	.	PUNCT
inlawrev-18341	148	1	i	i	PRON
inlawrev-18341	148	2	d.	d.	PROPN
inlawrev-18341	148	3	44	44	NUM
inlawrev-18341	148	4	.	.	PUNCT
inlawrev-18341	149	1	i	i	PRON
inlawrev-18341	149	2	d.	d.	PROPN
inlawrev-18341	149	3	at	at	ADP
inlawrev-18341	149	4	240	240	NUM
inlawrev-18341	149	5	.	.	PUNCT
inlawrev-18341	150	1	45	45	NUM
inlawrev-18341	150	2	.	.	PUNCT
inlawrev-18341	150	3	mark	mark	PROPN
inlawrev-18341	150	4	landler	landler	PROPN
inlawrev-18341	150	5	,	,	PUNCT
inlawrev-18341	150	6	the	the	DET
inlawrev-18341	150	7	u.s	u.s	PROPN
inlawrev-18341	150	8	.	.	PROPN
inlawrev-18341	150	9	financial	financial	ADJ
inlawrev-18341	150	10	crisis	crisis	NOUN
inlawrev-18341	150	11	is	be	AUX
inlawrev-18341	150	12	spreading	spread	VERB
inlawrev-18341	150	13	to	to	ADP
inlawrev-18341	150	14	europe	europe	PROPN
inlawrev-18341	150	15	,	,	PUNCT
inlawrev-18341	150	16	n.y	n.y	PROPN
inlawrev-18341	150	17	.	.	PROPN
inlawrev-18341	150	18	times	times	PROPN
inlawrev-18341	150	19	,	,	PUNCT
inlawrev-18341	150	20	sept	sept	PROPN
inlawrev-18341	150	21	.	.	PROPN
inlawrev-18341	150	22	30	30	NUM
inlawrev-18341	150	23	,	,	PUNCT
inlawrev-18341	150	24	1998	1998	NUM
inlawrev-18341	150	25	,	,	PUNCT
inlawrev-18341	150	26	http://www.nytimes.com/2008/10/01/business/worldbusiness/01global.html?_r=0	http://www.nytimes.com/2008/10/01/business/worldbusiness/01global.html?_r=0	PROPN
inlawrev-18341	150	27	(	(	PUNCT
inlawrev-18341	150	28	quoting	quote	VERB
inlawrev-18341	150	29	a	a	DET
inlawrev-18341	150	30	european	european	ADJ
inlawrev-18341	150	31	economist	economist	NOUN
inlawrev-18341	150	32	stating	state	VERB
inlawrev-18341	150	33	that	that	SCONJ
inlawrev-18341	150	34	“	"	PUNCT
inlawrev-18341	150	35	a	a	DET
inlawrev-18341	150	36	bank	bank	NOUN
inlawrev-18341	150	37	run	run	NOUN
inlawrev-18341	150	38	spreads	spread	VERB
inlawrev-18341	150	39	around	around	ADP
inlawrev-18341	150	40	the	the	DET
inlawrev-18341	150	41	world	world	NOUN
inlawrev-18341	150	42	,	,	PUNCT
inlawrev-18341	150	43	not	not	PART
inlawrev-18341	150	44	around	around	ADP
inlawrev-18341	150	45	the	the	DET
inlawrev-18341	150	46	block	block	NOUN
inlawrev-18341	150	47	”	"	PUNCT
inlawrev-18341	150	48	)	)	PUNCT
inlawrev-18341	150	49	.	.	PUNCT
inlawrev-18341	151	1	46	46	NUM
inlawrev-18341	151	2	.	.	PUNCT
inlawrev-18341	152	1	jo	jo	PROPN
inlawrev-18341	152	2	becker	becker	PROPN
inlawrev-18341	152	3	et	et	PROPN
inlawrev-18341	152	4	al	al	PROPN
inlawrev-18341	152	5	.	.	PROPN
inlawrev-18341	152	6	,	,	PUNCT
inlawrev-18341	152	7	bush	bush	PROPN
inlawrev-18341	152	8	drive	drive	VERB
inlawrev-18341	152	9	for	for	ADP
inlawrev-18341	152	10	home	home	NOUN
inlawrev-18341	152	11	ownership	ownership	NOUN
inlawrev-18341	152	12	fueled	fuel	VERB
inlawrev-18341	152	13	housing	housing	NOUN
inlawrev-18341	152	14	bubble	bubble	NOUN
inlawrev-18341	152	15	,	,	PUNCT
inlawrev-18341	152	16	n.y	n.y	PROPN
inlawrev-18341	152	17	.	.	PROPN
inlawrev-18341	152	18	times	times	PROPN
inlawrev-18341	152	19	,	,	PUNCT
inlawrev-18341	152	20	dec	dec	PROPN
inlawrev-18341	152	21	.	.	PROPN
inlawrev-18341	152	22	21	21	NUM
inlawrev-18341	152	23	,	,	PUNCT
inlawrev-18341	152	24	2008	2008	NUM
inlawrev-18341	152	25	,	,	PUNCT
inlawrev-18341	152	26	http://www.nytimes.com/2008/12/21/business/worldbusiness/21iht-admin.3.18846	http://www.nytimes.com/2008/12/21/business/worldbusiness/21iht-admin.3.18846	NOUN
inlawrev-18341	152	27	524.html?pagewanted=all	524.html?pagewanted=all	NOUN
inlawrev-18341	152	28	,	,	PUNCT
inlawrev-18341	152	29	archived	archive	VERB
inlawrev-18341	152	30	at	at	ADP
inlawrev-18341	152	31	http://perma.cc/wn8s-fjbk	http://perma.cc/wn8s-fjbk	PROPN
inlawrev-18341	152	32	.	.	PUNCT
inlawrev-18341	153	1	47	47	NUM
inlawrev-18341	153	2	.	.	PUNCT
inlawrev-18341	154	1	“	"	PUNCT
inlawrev-18341	154	2	subprime	subprime	NOUN
inlawrev-18341	154	3	”	"	PUNCT
inlawrev-18341	154	4	is	be	AUX
inlawrev-18341	154	5	the	the	DET
inlawrev-18341	154	6	term	term	NOUN
inlawrev-18341	154	7	used	use	VERB
inlawrev-18341	154	8	for	for	ADP
inlawrev-18341	154	9	borrowers	borrower	NOUN
inlawrev-18341	154	10	who	who	PRON
inlawrev-18341	154	11	were	be	AUX
inlawrev-18341	154	12	not	not	PART
inlawrev-18341	154	13	eligible	eligible	ADJ
inlawrev-18341	154	14	for	for	ADP
inlawrev-18341	154	15	(	(	PUNCT
inlawrev-18341	154	16	or	or	CCONJ
inlawrev-18341	154	17	sometimes	sometimes	ADV
inlawrev-18341	154	18	were	be	AUX
inlawrev-18341	154	19	steered	steer	VERB
inlawrev-18341	154	20	away	away	ADV
inlawrev-18341	154	21	from	from	ADP
inlawrev-18341	154	22	)	)	PUNCT
inlawrev-18341	154	23	mortgages	mortgage	NOUN
inlawrev-18341	154	24	at	at	ADP
inlawrev-18341	154	25	the	the	DET
inlawrev-18341	154	26	“	"	PUNCT
inlawrev-18341	154	27	prime	prime	ADJ
inlawrev-18341	154	28	”	"	PUNCT
inlawrev-18341	154	29	rate	rate	NOUN
inlawrev-18341	154	30	.	.	PUNCT
inlawrev-18341	155	1	such	such	ADJ
inlawrev-18341	155	2	borrowers	borrower	NOUN
inlawrev-18341	155	3	had	have	VERB
inlawrev-18341	155	4	lower	low	ADJ
inlawrev-18341	155	5	credit	credit	NOUN
inlawrev-18341	155	6	ratings	rating	NOUN
inlawrev-18341	155	7	and	and	CCONJ
inlawrev-18341	155	8	thus	thus	ADV
inlawrev-18341	155	9	were	be	AUX
inlawrev-18341	155	10	deemed	deem	VERB
inlawrev-18341	155	11	to	to	PART
inlawrev-18341	155	12	be	be	AUX
inlawrev-18341	155	13	less	less	ADV
inlawrev-18341	155	14	likely	likely	ADJ
inlawrev-18341	155	15	to	to	PART
inlawrev-18341	155	16	repay	repay	VERB
inlawrev-18341	155	17	their	their	PRON
inlawrev-18341	155	18	loans	loan	NOUN
inlawrev-18341	155	19	than	than	ADP
inlawrev-18341	155	20	the	the	DET
inlawrev-18341	155	21	safest	safe	ADJ
inlawrev-18341	155	22	borrowers	borrower	NOUN
inlawrev-18341	155	23	.	.	PUNCT
inlawrev-18341	156	1	to	to	PART
inlawrev-18341	156	2	compensate	compensate	VERB
inlawrev-18341	156	3	lenders	lender	NOUN
inlawrev-18341	156	4	for	for	ADP
inlawrev-18341	156	5	the	the	DET
inlawrev-18341	156	6	increased	increase	VERB
inlawrev-18341	156	7	credit	credit	NOUN
inlawrev-18341	156	8	risk	risk	NOUN
inlawrev-18341	156	9	they	they	PRON
inlawrev-18341	156	10	charged	charge	VERB
inlawrev-18341	156	11	a	a	DET
inlawrev-18341	156	12	higher	high	ADJ
inlawrev-18341	156	13	interest	interest	NOUN
inlawrev-18341	156	14	rate	rate	NOUN
inlawrev-18341	156	15	.	.	PUNCT
inlawrev-18341	157	1	interestingly	interestingly	ADV
inlawrev-18341	157	2	,	,	PUNCT
inlawrev-18341	157	3	(	(	PUNCT
inlawrev-18341	157	4	within	within	ADP
inlawrev-18341	157	5	the	the	DET
inlawrev-18341	157	6	last	last	ADJ
inlawrev-18341	157	7	twenty	twenty	NUM
inlawrev-18341	157	8	years	year	NOUN
inlawrev-18341	157	9	)	)	PUNCT
inlawrev-18341	157	10	,	,	PUNCT
inlawrev-18341	157	11	the	the	DET
inlawrev-18341	157	12	term	term	NOUN
inlawrev-18341	157	13	subprime	subprime	NOUN
inlawrev-18341	157	14	had	have	AUX
inlawrev-18341	157	15	been	be	AUX
inlawrev-18341	157	16	used	use	VERB
inlawrev-18341	157	17	instead	instead	ADV
inlawrev-18341	157	18	to	to	PART
inlawrev-18341	157	19	refer	refer	VERB
inlawrev-18341	157	20	to	to	ADP
inlawrev-18341	157	21	an	an	DET
inlawrev-18341	157	22	interest	interest	NOUN
inlawrev-18341	157	23	rate	rate	NOUN
inlawrev-18341	157	24	that	that	PRON
inlawrev-18341	157	25	was	be	AUX
inlawrev-18341	157	26	below	below	ADP
inlawrev-18341	157	27	the	the	DET
inlawrev-18341	157	28	prime	prime	ADJ
inlawrev-18341	157	29	rate	rate	NOUN
inlawrev-18341	157	30	,	,	PUNCT
inlawrev-18341	157	31	and	and	CCONJ
inlawrev-18341	157	32	thus	thus	ADV
inlawrev-18341	157	33	only	only	ADV
inlawrev-18341	157	34	available	available	ADJ
inlawrev-18341	157	35	to	to	ADP
inlawrev-18341	157	36	the	the	DET
inlawrev-18341	157	37	highest	high	ADJ
inlawrev-18341	157	38	-	-	PUNCT
inlawrev-18341	157	39	quality	quality	NOUN
inlawrev-18341	157	40	borrowers	borrower	NOUN
inlawrev-18341	157	41	.	.	PUNCT
inlawrev-18341	158	1	48	48	NUM
inlawrev-18341	158	2	.	.	PUNCT
inlawrev-18341	158	3	staff	staff	NOUN
inlawrev-18341	158	4	and	and	CCONJ
inlawrev-18341	158	5	wire	wire	NOUN
inlawrev-18341	158	6	reports	report	NOUN
inlawrev-18341	158	7	,	,	PUNCT
inlawrev-18341	158	8	bernanke	bernanke	PROPN
inlawrev-18341	158	9	:	:	PUNCT
inlawrev-18341	158	10	subprime	subprime	NOUN
inlawrev-18341	158	11	could	could	AUX
inlawrev-18341	158	12	top	top	VERB
inlawrev-18341	158	13	$	$	SYM
inlawrev-18341	158	14	100b	100b	NUM
inlawrev-18341	158	15	,	,	PUNCT
inlawrev-18341	158	16	cnn	cnn	PROPN
inlawrev-18341	158	17	money	money	NOUN
inlawrev-18341	158	18	(	(	PUNCT
inlawrev-18341	158	19	july	july	PROPN
inlawrev-18341	158	20	19	19	NUM
inlawrev-18341	158	21	,	,	PUNCT
inlawrev-18341	158	22	2007	2007	NUM
inlawrev-18341	158	23	)	)	PUNCT
inlawrev-18341	158	24	,	,	PUNCT
inlawrev-18341	158	25	http://money.cnn.com/2007/07/19/news/economy/bernanke/index.htm?postversion=	http://money.cnn.com/2007/07/19/news/economy/bernanke/index.htm?postversion=	PROPN
inlawrev-18341	158	26	2007071914	2007071914	NUM
inlawrev-18341	158	27	archived	archive	VERB
inlawrev-18341	158	28	at	at	ADP
inlawrev-18341	158	29	http://perma.cc/wr7s-p6nz	http://perma.cc/wr7s-p6nz	PROPN
inlawrev-18341	158	30	.	.	PROPN
inlawrev-18341	158	31	44	44	NUM
inlawrev-18341	158	32	indiana	indiana	PROPN
inlawrev-18341	158	33	law	law	PROPN
inlawrev-18341	158	34	review	review	NOUN
inlawrev-18341	159	1	[	[	X
inlawrev-18341	159	2	vol	vol	NOUN
inlawrev-18341	159	3	.	.	PUNCT
inlawrev-18341	160	1	47:37	47:37	NUM
inlawrev-18341	160	2	hit	hit	VERB
inlawrev-18341	160	3	all	all	DET
inlawrev-18341	160	4	-	-	PUNCT
inlawrev-18341	160	5	time	time	NOUN
inlawrev-18341	160	6	peaks	peak	NOUN
inlawrev-18341	160	7	in	in	ADP
inlawrev-18341	160	8	the	the	DET
inlawrev-18341	160	9	fall	fall	NOUN
inlawrev-18341	160	10	of	of	ADP
inlawrev-18341	160	11	2007	2007	NUM
inlawrev-18341	160	12	(	(	PUNCT
inlawrev-18341	160	13	a	a	DET
inlawrev-18341	160	14	peak	peak	NOUN
inlawrev-18341	160	15	which	which	PRON
inlawrev-18341	160	16	was	be	AUX
inlawrev-18341	160	17	only	only	ADV
inlawrev-18341	160	18	passed	pass	VERB
inlawrev-18341	160	19	in	in	ADP
inlawrev-18341	160	20	2013).49	2013).49	NUM
inlawrev-18341	160	21	and	and	CCONJ
inlawrev-18341	160	22	in	in	ADP
inlawrev-18341	160	23	what	what	PRON
inlawrev-18341	160	24	certainly	certainly	ADV
inlawrev-18341	160	25	with	with	ADP
inlawrev-18341	160	26	hindsight	hindsight	ADJ
inlawrev-18341	160	27	justifies	justifie	NOUN
inlawrev-18341	160	28	being	be	AUX
inlawrev-18341	160	29	called	call	VERB
inlawrev-18341	160	30	“	"	PUNCT
inlawrev-18341	160	31	simply	simply	ADV
inlawrev-18341	160	32	the	the	DET
inlawrev-18341	160	33	worst	bad	ADJ
inlawrev-18341	160	34	deal	deal	NOUN
inlawrev-18341	160	35	in	in	ADP
inlawrev-18341	160	36	the	the	DET
inlawrev-18341	160	37	history	history	NOUN
inlawrev-18341	160	38	of	of	ADP
inlawrev-18341	160	39	the	the	DET
inlawrev-18341	160	40	financial	financial	ADJ
inlawrev-18341	160	41	services	service	NOUN
inlawrev-18341	160	42	industry,”50	industry,”50	NOUN
inlawrev-18341	160	43	in	in	ADP
inlawrev-18341	160	44	january	january	PROPN
inlawrev-18341	160	45	2008	2008	NUM
inlawrev-18341	160	46	,	,	PUNCT
inlawrev-18341	160	47	bank	bank	PROPN
inlawrev-18341	160	48	of	of	ADP
inlawrev-18341	160	49	america	america	PROPN
inlawrev-18341	160	50	agreed	agree	VERB
inlawrev-18341	160	51	to	to	PART
inlawrev-18341	160	52	buy	buy	VERB
inlawrev-18341	160	53	countrywide	countrywide	NOUN
inlawrev-18341	160	54	financial	financial	ADJ
inlawrev-18341	160	55	,	,	PUNCT
inlawrev-18341	160	56	one	one	NUM
inlawrev-18341	160	57	of	of	ADP
inlawrev-18341	160	58	the	the	DET
inlawrev-18341	160	59	most	most	ADV
inlawrev-18341	160	60	aggressive	aggressive	ADJ
inlawrev-18341	160	61	providers	provider	NOUN
inlawrev-18341	160	62	of	of	ADP
inlawrev-18341	160	63	subprime	subprime	ADJ
inlawrev-18341	160	64	mortgages	mortgage	NOUN
inlawrev-18341	160	65	,	,	PUNCT
inlawrev-18341	160	66	for	for	ADP
inlawrev-18341	160	67	$	$	SYM
inlawrev-18341	160	68	4.1	4.1	NUM
inlawrev-18341	160	69	billion.51	billion.51	NOUN
inlawrev-18341	160	70	at	at	ADP
inlawrev-18341	160	71	the	the	DET
inlawrev-18341	160	72	time	time	NOUN
inlawrev-18341	160	73	,	,	PUNCT
inlawrev-18341	160	74	however	however	ADV
inlawrev-18341	160	75	,	,	PUNCT
inlawrev-18341	160	76	some	some	PRON
inlawrev-18341	160	77	still	still	ADV
inlawrev-18341	160	78	believed	believe	VERB
inlawrev-18341	160	79	it	it	PRON
inlawrev-18341	160	80	was	be	AUX
inlawrev-18341	160	81	a	a	DET
inlawrev-18341	160	82	good	good	ADJ
inlawrev-18341	160	83	deal.52	deal.52	NOUN
inlawrev-18341	160	84	beyond	beyond	ADP
inlawrev-18341	160	85	this	this	DET
inlawrev-18341	160	86	barebones	barebone	NOUN
inlawrev-18341	160	87	factual	factual	ADJ
inlawrev-18341	160	88	outline	outline	NOUN
inlawrev-18341	160	89	,	,	PUNCT
inlawrev-18341	160	90	there	there	PRON
inlawrev-18341	160	91	is	be	VERB
inlawrev-18341	160	92	much	much	ADJ
inlawrev-18341	160	93	disagreement	disagreement	NOUN
inlawrev-18341	160	94	,	,	PUNCT
inlawrev-18341	160	95	not	not	PART
inlawrev-18341	160	96	just	just	ADV
inlawrev-18341	160	97	among	among	ADP
inlawrev-18341	160	98	pundits	pundit	NOUN
inlawrev-18341	160	99	,	,	PUNCT
inlawrev-18341	160	100	but	but	CCONJ
inlawrev-18341	160	101	among	among	ADP
inlawrev-18341	160	102	economists	economist	NOUN
inlawrev-18341	160	103	and	and	CCONJ
inlawrev-18341	160	104	policy	policy	NOUN
inlawrev-18341	160	105	analysts	analyst	NOUN
inlawrev-18341	160	106	too.53	too.53	VERB
inlawrev-18341	160	107	to	to	PART
inlawrev-18341	160	108	explain	explain	VERB
inlawrev-18341	160	109	the	the	DET
inlawrev-18341	160	110	financial	financial	ADJ
inlawrev-18341	160	111	collapse	collapse	NOUN
inlawrev-18341	160	112	,	,	PUNCT
inlawrev-18341	160	113	consider	consider	VERB
inlawrev-18341	160	114	how	how	SCONJ
inlawrev-18341	160	115	financial	financial	ADJ
inlawrev-18341	160	116	institutions	institution	NOUN
inlawrev-18341	160	117	are	be	AUX
inlawrev-18341	160	118	structured	structure	VERB
inlawrev-18341	160	119	.	.	PUNCT
inlawrev-18341	161	1	each	each	PRON
inlawrev-18341	161	2	has	have	VERB
inlawrev-18341	161	3	capital	capital	NOUN
inlawrev-18341	161	4	to	to	PART
inlawrev-18341	161	5	keep	keep	VERB
inlawrev-18341	161	6	it	it	PRON
inlawrev-18341	161	7	stable	stable	ADJ
inlawrev-18341	161	8	and	and	CCONJ
inlawrev-18341	161	9	earn	earn	VERB
inlawrev-18341	161	10	profits	profit	NOUN
inlawrev-18341	161	11	from	from	ADP
inlawrev-18341	161	12	products	product	NOUN
inlawrev-18341	161	13	such	such	ADJ
inlawrev-18341	161	14	as	as	ADP
inlawrev-18341	161	15	loans	loan	NOUN
inlawrev-18341	161	16	,	,	PUNCT
inlawrev-18341	161	17	including	include	VERB
inlawrev-18341	161	18	mortgages.54	mortgages.54	X
inlawrev-18341	161	19	the	the	DET
inlawrev-18341	161	20	more	more	ADJ
inlawrev-18341	161	21	capital	capital	NOUN
inlawrev-18341	161	22	a	a	DET
inlawrev-18341	161	23	financial	financial	ADJ
inlawrev-18341	161	24	institution	institution	NOUN
inlawrev-18341	161	25	has	have	AUX
inlawrev-18341	161	26	relative	relative	ADJ
inlawrev-18341	161	27	to	to	ADP
inlawrev-18341	161	28	its	its	PRON
inlawrev-18341	161	29	loans	loan	NOUN
inlawrev-18341	161	30	,	,	PUNCT
inlawrev-18341	161	31	generally	generally	ADV
inlawrev-18341	161	32	the	the	PRON
inlawrev-18341	161	33	more	more	ADV
inlawrev-18341	161	34	stable	stable	ADJ
inlawrev-18341	161	35	the	the	DET
inlawrev-18341	161	36	financial	financial	ADJ
inlawrev-18341	161	37	institution	institution	NOUN
inlawrev-18341	161	38	.	.	PUNCT
inlawrev-18341	162	1	making	make	VERB
inlawrev-18341	162	2	more	more	ADJ
inlawrev-18341	162	3	and	and	CCONJ
inlawrev-18341	162	4	riskier	risky	ADJ
inlawrev-18341	162	5	loans	loan	NOUN
inlawrev-18341	162	6	with	with	ADP
inlawrev-18341	162	7	insufficient	insufficient	ADJ
inlawrev-18341	162	8	capital	capital	NOUN
inlawrev-18341	162	9	can	can	AUX
inlawrev-18341	162	10	result	result	VERB
inlawrev-18341	162	11	in	in	ADP
inlawrev-18341	162	12	the	the	DET
inlawrev-18341	162	13	failure	failure	NOUN
inlawrev-18341	162	14	of	of	ADP
inlawrev-18341	162	15	the	the	DET
inlawrev-18341	162	16	financial	financial	ADJ
inlawrev-18341	162	17	institution	institution	NOUN
inlawrev-18341	162	18	.	.	PUNCT
inlawrev-18341	163	1	in	in	ADP
inlawrev-18341	163	2	the	the	DET
inlawrev-18341	163	3	years	year	NOUN
inlawrev-18341	163	4	leading	lead	VERB
inlawrev-18341	163	5	up	up	ADP
inlawrev-18341	163	6	to	to	ADP
inlawrev-18341	163	7	september	september	PROPN
inlawrev-18341	163	8	2008	2008	NUM
inlawrev-18341	163	9	,	,	PUNCT
inlawrev-18341	163	10	many	many	ADJ
inlawrev-18341	163	11	of	of	ADP
inlawrev-18341	163	12	the	the	DET
inlawrev-18341	163	13	financial	financial	ADJ
inlawrev-18341	163	14	institutions	institution	NOUN
inlawrev-18341	163	15	had	have	AUX
inlawrev-18341	163	16	not	not	PART
inlawrev-18341	163	17	only	only	ADV
inlawrev-18341	163	18	issued	issue	VERB
inlawrev-18341	163	19	and	and	CCONJ
inlawrev-18341	163	20	securitized	securitized	ADJ
inlawrev-18341	163	21	mortgages	mortgage	NOUN
inlawrev-18341	163	22	,	,	PUNCT
inlawrev-18341	163	23	but	but	CCONJ
inlawrev-18341	163	24	also	also	ADV
inlawrev-18341	163	25	bought	buy	VERB
inlawrev-18341	163	26	securities	security	NOUN
inlawrev-18341	163	27	backed	back	VERB
inlawrev-18341	163	28	by	by	ADP
inlawrev-18341	163	29	the	the	DET
inlawrev-18341	163	30	mortgages.55	mortgages.55	NOUN
inlawrev-18341	163	31	these	these	PRON
inlawrev-18341	163	32	were	be	AUX
inlawrev-18341	163	33	mortgage	mortgage	NOUN
inlawrev-18341	163	34	-	-	PUNCT
inlawrev-18341	163	35	backed	back	VERB
inlawrev-18341	163	36	securities	security	NOUN
inlawrev-18341	163	37	(	(	PUNCT
inlawrev-18341	163	38	mbss	mbss	NOUN
inlawrev-18341	163	39	)	)	PUNCT
inlawrev-18341	163	40	.	.	PUNCT
inlawrev-18341	164	1	they	they	PRON
inlawrev-18341	164	2	also	also	ADV
inlawrev-18341	164	3	bought	buy	VERB
inlawrev-18341	164	4	collateralized	collateralized	ADJ
inlawrev-18341	164	5	debt	debt	NOUN
inlawrev-18341	164	6	obligations	obligation	NOUN
inlawrev-18341	164	7	(	(	PUNCT
inlawrev-18341	164	8	cdos	cdo	NOUN
inlawrev-18341	164	9	)	)	PUNCT
inlawrev-18341	164	10	,	,	PUNCT
inlawrev-18341	164	11	securities	security	NOUN
inlawrev-18341	164	12	backed	back	VERB
inlawrev-18341	164	13	by	by	ADP
inlawrev-18341	164	14	the	the	DET
inlawrev-18341	164	15	mbss	mbss	NOUN
inlawrev-18341	164	16	,	,	PUNCT
inlawrev-18341	164	17	which	which	PRON
inlawrev-18341	164	18	were	be	AUX
inlawrev-18341	164	19	one	one	NUM
inlawrev-18341	164	20	step	step	NOUN
inlawrev-18341	164	21	further	far	ADV
inlawrev-18341	164	22	removed	remove	VERB
inlawrev-18341	164	23	from	from	ADP
inlawrev-18341	164	24	the	the	DET
inlawrev-18341	164	25	mortgages.56	mortgages.56	NOUN
inlawrev-18341	164	26	and	and	CCONJ
inlawrev-18341	164	27	one	one	NUM
inlawrev-18341	164	28	step	step	NOUN
inlawrev-18341	164	29	even	even	ADV
inlawrev-18341	164	30	further	far	ADV
inlawrev-18341	164	31	along	along	ADV
inlawrev-18341	164	32	were	be	AUX
inlawrev-18341	164	33	synthetic	synthetic	ADJ
inlawrev-18341	164	34	cdos	cdo	NOUN
inlawrev-18341	164	35	,	,	PUNCT
inlawrev-18341	164	36	the	the	DET
inlawrev-18341	164	37	value	value	NOUN
inlawrev-18341	164	38	of	of	ADP
inlawrev-18341	164	39	which	which	PRON
inlawrev-18341	164	40	were	be	AUX
inlawrev-18341	164	41	based	base	VERB
inlawrev-18341	164	42	essentially	essentially	ADV
inlawrev-18341	164	43	on	on	ADP
inlawrev-18341	164	44	credit	credit	NOUN
inlawrev-18341	164	45	default	default	NOUN
inlawrev-18341	164	46	swaps	swap	NOUN
inlawrev-18341	164	47	,	,	PUNCT
inlawrev-18341	164	48	which	which	PRON
inlawrev-18341	164	49	were	be	AUX
inlawrev-18341	164	50	a	a	DET
inlawrev-18341	164	51	kind	kind	NOUN
inlawrev-18341	164	52	of	of	ADP
inlawrev-18341	164	53	insurance	insurance	NOUN
inlawrev-18341	164	54	against	against	ADP
inlawrev-18341	164	55	other	other	ADJ
inlawrev-18341	164	56	securities	security	NOUN
inlawrev-18341	164	57	defaulting.57	defaulting.57	PROPN
inlawrev-18341	164	58	why	why	SCONJ
inlawrev-18341	164	59	did	do	AUX
inlawrev-18341	164	60	so	so	ADV
inlawrev-18341	164	61	many	many	ADJ
inlawrev-18341	164	62	financial	financial	ADJ
inlawrev-18341	164	63	institutions	institution	NOUN
inlawrev-18341	164	64	buy	buy	VERB
inlawrev-18341	164	65	so	so	ADV
inlawrev-18341	164	66	many	many	ADJ
inlawrev-18341	164	67	of	of	ADP
inlawrev-18341	164	68	these	these	DET
inlawrev-18341	164	69	securities	security	NOUN
inlawrev-18341	164	70	?	?	PUNCT
inlawrev-18341	165	1	49	49	NUM
inlawrev-18341	165	2	.	.	PUNCT
inlawrev-18341	166	1	charley	charley	PROPN
inlawrev-18341	166	2	blaine	blaine	PROPN
inlawrev-18341	166	3	,	,	PUNCT
inlawrev-18341	166	4	dow	dow	PROPN
inlawrev-18341	166	5	nearly	nearly	ADV
inlawrev-18341	166	6	tops	top	VERB
inlawrev-18341	166	7	2007	2007	NUM
inlawrev-18341	166	8	peak	peak	NOUN
inlawrev-18341	166	9	before	before	SCONJ
inlawrev-18341	166	10	stocks	stock	NOUN
inlawrev-18341	166	11	sag	sag	VERB
inlawrev-18341	166	12	,	,	PUNCT
inlawrev-18341	166	13	msn	msn	NOUN
inlawrev-18341	166	14	money	money	NOUN
inlawrev-18341	166	15	(	(	PUNCT
inlawrev-18341	166	16	feb	feb	PROPN
inlawrev-18341	166	17	.	.	PROPN
inlawrev-18341	166	18	28	28	NUM
inlawrev-18341	166	19	,	,	PUNCT
inlawrev-18341	166	20	2013	2013	NUM
inlawrev-18341	166	21	)	)	PUNCT
inlawrev-18341	166	22	,	,	PUNCT
inlawrev-18341	166	23	http://money.msn.com/top-stocks/post.aspx?post=efd08c31-1671-4d65-a5fc-8dc65ed5cb42	http://money.msn.com/top-stocks/post.aspx?post=efd08c31-1671-4d65-a5fc-8dc65ed5cb42	PROPN
inlawrev-18341	166	24	archived	archive	VERB
inlawrev-18341	166	25	at	at	ADP
inlawrev-18341	166	26	http://perma.cc/y245-cu24	http://perma.cc/y245-cu24	PROPN
inlawrev-18341	166	27	.	.	PROPN
inlawrev-18341	166	28	50	50	NUM
inlawrev-18341	166	29	.	.	PUNCT
inlawrev-18341	167	1	jim	jim	PROPN
inlawrev-18341	167	2	zarroli	zarroli	PROPN
inlawrev-18341	167	3	,	,	PUNCT
inlawrev-18341	167	4	looking	look	VERB
inlawrev-18341	167	5	back	back	ADV
inlawrev-18341	167	6	on	on	ADP
inlawrev-18341	167	7	bank	bank	PROPN
inlawrev-18341	167	8	of	of	ADP
inlawrev-18341	167	9	america	america	PROPN
inlawrev-18341	167	10	’s	’s	PART
inlawrev-18341	167	11	countrywide	countrywide	PROPN
inlawrev-18341	167	12	debacle	debacle	PROPN
inlawrev-18341	167	13	,	,	PUNCT
inlawrev-18341	167	14	npr	npr	PROPN
inlawrev-18341	167	15	(	(	PUNCT
inlawrev-18341	167	16	jan	jan	PROPN
inlawrev-18341	167	17	.	.	PROPN
inlawrev-18341	167	18	11	11	NUM
inlawrev-18341	167	19	,	,	PUNCT
inlawrev-18341	167	20	2013	2013	NUM
inlawrev-18341	167	21	)	)	PUNCT
inlawrev-18341	167	22	,	,	PUNCT
inlawrev-18341	167	23	http://www.npr.org/2013/01/11/169108131/looking-back-on-bank-of-americas-countrywidedebacle	http://www.npr.org/2013/01/11/169108131/looking-back-on-bank-of-americas-countrywidedebacle	NOUN
inlawrev-18341	167	24	archived	archive	VERB
inlawrev-18341	167	25	at	at	ADP
inlawrev-18341	167	26	http://perma.cc/3c8p-uckg	http://perma.cc/3c8p-uckg	PROPN
inlawrev-18341	167	27	.	.	PUNCT
inlawrev-18341	168	1	51	51	NUM
inlawrev-18341	168	2	.	.	PUNCT
inlawrev-18341	169	1	i	i	PRON
inlawrev-18341	169	2	d.	d.	PROPN
inlawrev-18341	169	3	52	52	NUM
inlawrev-18341	169	4	.	.	PUNCT
inlawrev-18341	170	1	i	i	PRON
inlawrev-18341	170	2	d.	d.	PROPN
inlawrev-18341	170	3	bank	bank	PROPN
inlawrev-18341	170	4	of	of	ADP
inlawrev-18341	170	5	america	america	PROPN
inlawrev-18341	170	6	has	have	AUX
inlawrev-18341	170	7	reportedly	reportedly	ADV
inlawrev-18341	170	8	spent	spend	VERB
inlawrev-18341	170	9	$	$	SYM
inlawrev-18341	170	10	40	40	NUM
inlawrev-18341	170	11	billion	billion	NUM
inlawrev-18341	170	12	to	to	PART
inlawrev-18341	170	13	resolve	resolve	VERB
inlawrev-18341	170	14	litigation	litigation	NOUN
inlawrev-18341	170	15	.	.	PUNCT
inlawrev-18341	171	1	i	i	PRON
inlawrev-18341	171	2	d.	d.	PROPN
inlawrev-18341	171	3	it	it	PRON
inlawrev-18341	171	4	has	have	AUX
inlawrev-18341	171	5	reportedly	reportedly	ADV
inlawrev-18341	171	6	threatened	threaten	VERB
inlawrev-18341	171	7	to	to	PART
inlawrev-18341	171	8	put	put	VERB
inlawrev-18341	171	9	countrywide	countrywide	NOUN
inlawrev-18341	171	10	financial	financial	ADJ
inlawrev-18341	171	11	into	into	ADP
inlawrev-18341	171	12	bankruptcy	bankruptcy	NOUN
inlawrev-18341	171	13	if	if	SCONJ
inlawrev-18341	171	14	various	various	ADJ
inlawrev-18341	171	15	settlements	settlement	NOUN
inlawrev-18341	171	16	in	in	ADP
inlawrev-18341	171	17	the	the	DET
inlawrev-18341	171	18	works	work	NOUN
inlawrev-18341	171	19	are	be	AUX
inlawrev-18341	171	20	not	not	PART
inlawrev-18341	171	21	finalized	finalize	VERB
inlawrev-18341	171	22	.	.	PUNCT
inlawrev-18341	172	1	matt	matt	PROPN
inlawrev-18341	172	2	egan	egan	PROPN
inlawrev-18341	172	3	,	,	PUNCT
inlawrev-18341	172	4	could	could	AUX
inlawrev-18341	172	5	bofa	bofa	VERB
inlawrev-18341	172	6	still	still	ADV
inlawrev-18341	172	7	toss	toss	VERB
inlawrev-18341	172	8	countrywide	countrywide	NOUN
inlawrev-18341	172	9	into	into	ADP
inlawrev-18341	172	10	bankruptcy	bankruptcy	NOUN
inlawrev-18341	172	11	?	?	PUNCT
inlawrev-18341	172	12	,	,	PUNCT
inlawrev-18341	172	13	fox	fox	NOUN
inlawrev-18341	172	14	bus	bus	NOUN
inlawrev-18341	172	15	.	.	PUNCT
inlawrev-18341	173	1	(	(	PUNCT
inlawrev-18341	173	2	june	june	PROPN
inlawrev-18341	173	3	11	11	NUM
inlawrev-18341	173	4	,	,	PUNCT
inlawrev-18341	173	5	2013	2013	NUM
inlawrev-18341	173	6	)	)	PUNCT
inlawrev-18341	173	7	,	,	PUNCT
inlawrev-18341	173	8	http://www.foxbusiness.com/industries/2013/06/11/could-bofa-still-tosscountrywide-into-bankruptcy/	http://www.foxbusiness.com/industries/2013/06/11/could-bofa-still-tosscountrywide-into-bankruptcy/	PROPN
inlawrev-18341	173	9	archived	archive	VERB
inlawrev-18341	173	10	at	at	ADP
inlawrev-18341	173	11	http://perma.cc/6w24-e2jx	http://perma.cc/6w24-e2jx	PROPN
inlawrev-18341	173	12	.	.	PUNCT
inlawrev-18341	174	1	53	53	NUM
inlawrev-18341	174	2	.	.	PUNCT
inlawrev-18341	174	3	mark	mark	PROPN
inlawrev-18341	174	4	thoma	thoma	PROPN
inlawrev-18341	174	5	,	,	PUNCT
inlawrev-18341	174	6	what	what	PRON
inlawrev-18341	174	7	caused	cause	VERB
inlawrev-18341	174	8	the	the	DET
inlawrev-18341	174	9	financial	financial	ADJ
inlawrev-18341	174	10	crisis	crisis	NOUN
inlawrev-18341	174	11	?	?	PUNCT
inlawrev-18341	175	1	do	do	AUX
inlawrev-18341	175	2	n’t	not	PART
inlawrev-18341	175	3	ask	ask	VERB
inlawrev-18341	175	4	an	an	DET
inlawrev-18341	175	5	economist	economist	NOUN
inlawrev-18341	175	6	,	,	PUNCT
inlawrev-18341	175	7	fiscal	fiscal	ADJ
inlawrev-18341	175	8	times	time	NOUN
inlawrev-18341	175	9	(	(	PUNCT
inlawrev-18341	175	10	aug	aug	PROPN
inlawrev-18341	175	11	.	.	PROPN
inlawrev-18341	175	12	30	30	NUM
inlawrev-18341	175	13	,	,	PUNCT
inlawrev-18341	175	14	2011	2011	NUM
inlawrev-18341	175	15	)	)	PUNCT
inlawrev-18341	175	16	,	,	PUNCT
inlawrev-18341	175	17	http://www.thefiscaltimes.com/columns/2011/08/30/what-caused-the-financialcrisis-dont-ask-an-economist	http://www.thefiscaltimes.com/columns/2011/08/30/what-caused-the-financialcrisis-dont-ask-an-economist	NOUN
inlawrev-18341	175	18	,	,	PUNCT
inlawrev-18341	175	19	archived	archive	VERB
inlawrev-18341	175	20	at	at	ADP
inlawrev-18341	175	21	http://perma.cc/v8fm-csnd	http://perma.cc/v8fm-csnd	NOUN
inlawrev-18341	175	22	.	.	PUNCT
inlawrev-18341	176	1	54	54	NUM
inlawrev-18341	176	2	.	.	PUNCT
inlawrev-18341	176	3	bank	bank	NOUN
inlawrev-18341	176	4	capital	capital	NOUN
inlawrev-18341	176	5	can	can	AUX
inlawrev-18341	176	6	perhaps	perhaps	ADV
inlawrev-18341	176	7	best	well	ADV
inlawrev-18341	176	8	be	be	AUX
inlawrev-18341	176	9	analogized	analogize	VERB
inlawrev-18341	176	10	to	to	ADP
inlawrev-18341	176	11	the	the	DET
inlawrev-18341	176	12	down	down	ADJ
inlawrev-18341	176	13	payment	payment	NOUN
inlawrev-18341	176	14	on	on	ADP
inlawrev-18341	176	15	a	a	DET
inlawrev-18341	176	16	house	house	NOUN
inlawrev-18341	176	17	.	.	PUNCT
inlawrev-18341	177	1	see	see	VERB
inlawrev-18341	177	2	matthew	matthew	PROPN
inlawrev-18341	177	3	yglesias	yglesias	PROPN
inlawrev-18341	177	4	,	,	PUNCT
inlawrev-18341	177	5	what	what	PRON
inlawrev-18341	177	6	is	be	AUX
inlawrev-18341	177	7	bank	bank	NOUN
inlawrev-18341	177	8	capital	capital	NOUN
inlawrev-18341	177	9	?	?	PUNCT
inlawrev-18341	178	1	it	it	PRON
inlawrev-18341	178	2	’s	’	VERB
inlawrev-18341	178	3	not	not	PART
inlawrev-18341	178	4	reserves	reserve	NOUN
inlawrev-18341	178	5	,	,	PUNCT
inlawrev-18341	178	6	it	it	PRON
inlawrev-18341	178	7	’s	’	VERB
inlawrev-18341	178	8	not	not	PART
inlawrev-18341	178	9	a	a	DET
inlawrev-18341	178	10	cushion	cushion	NOUN
inlawrev-18341	178	11	,	,	PUNCT
inlawrev-18341	178	12	and	and	CCONJ
inlawrev-18341	178	13	you	you	PRON
inlawrev-18341	178	14	do	do	AUX
inlawrev-18341	178	15	n’t	not	PART
inlawrev-18341	178	16	hold	hold	VERB
inlawrev-18341	178	17	it	it	PRON
inlawrev-18341	178	18	,	,	PUNCT
inlawrev-18341	178	19	slate	slate	NOUN
inlawrev-18341	178	20	(	(	PUNCT
inlawrev-18341	178	21	july	july	PROPN
inlawrev-18341	178	22	10	10	NUM
inlawrev-18341	178	23	,	,	PUNCT
inlawrev-18341	178	24	2013	2013	NUM
inlawrev-18341	178	25	)	)	PUNCT
inlawrev-18341	178	26	,	,	PUNCT
inlawrev-18341	178	27	http://www.slate.com/blogs/moneybox/2013/07/10/bank_capital	http://www.slate.com/blogs/moneybox/2013/07/10/bank_capital	NOUN
inlawrev-18341	178	28	_	_	PRON
inlawrev-18341	178	29	requirements_not_reserves_not_held.html	requirements_not_reserves_not_held.html	AUX
inlawrev-18341	178	30	archived	archive	VERB
inlawrev-18341	178	31	at	at	ADP
inlawrev-18341	178	32	http://perma.cc/t9t3-2tw5	http://perma.cc/t9t3-2tw5	PROPN
inlawrev-18341	178	33	.	.	PUNCT
inlawrev-18341	179	1	it	it	PRON
inlawrev-18341	179	2	can	can	AUX
inlawrev-18341	179	3	thus	thus	ADV
inlawrev-18341	179	4	magnify	magnify	VERB
inlawrev-18341	179	5	both	both	DET
inlawrev-18341	179	6	returns	return	NOUN
inlawrev-18341	179	7	and	and	CCONJ
inlawrev-18341	179	8	losses	loss	NOUN
inlawrev-18341	179	9	.	.	PUNCT
inlawrev-18341	180	1	55	55	NUM
inlawrev-18341	180	2	.	.	PUNCT
inlawrev-18341	180	3	see	see	VERB
inlawrev-18341	180	4	fcic	fcic	NOUN
inlawrev-18341	180	5	report	report	NOUN
inlawrev-18341	180	6	,	,	PUNCT
inlawrev-18341	180	7	supra	supra	PROPN
inlawrev-18341	180	8	note	note	NOUN
inlawrev-18341	180	9	3	3	NUM
inlawrev-18341	180	10	,	,	PUNCT
inlawrev-18341	180	11	at	at	ADP
inlawrev-18341	180	12	256	256	NUM
inlawrev-18341	180	13	(	(	PUNCT
inlawrev-18341	180	14	2011	2011	NUM
inlawrev-18341	180	15	)	)	PUNCT
inlawrev-18341	180	16	.	.	PUNCT
inlawrev-18341	181	1	56	56	NUM
inlawrev-18341	181	2	.	.	PUNCT
inlawrev-18341	182	1	i	i	PRON
inlawrev-18341	182	2	d.	d.	PROPN
inlawrev-18341	182	3	57	57	NUM
inlawrev-18341	182	4	.	.	PUNCT
inlawrev-18341	183	1	i	i	PRON
inlawrev-18341	183	2	d.	d.	PROPN
inlawrev-18341	183	3	at	at	ADP
inlawrev-18341	183	4	236	236	NUM
inlawrev-18341	183	5	.	.	PUNCT
inlawrev-18341	183	6	2014	2014	NUM
inlawrev-18341	183	7	]	]	PUNCT
inlawrev-18341	183	8	revisiting	revisit	VERB
inlawrev-18341	183	9	causes	cause	NOUN
inlawrev-18341	183	10	of	of	ADP
inlawrev-18341	183	11	the	the	DET
inlawrev-18341	183	12	financial	financial	ADJ
inlawrev-18341	183	13	crisis	crisis	NOUN
inlawrev-18341	183	14	45	45	NUM
inlawrev-18341	183	15	(	(	PUNCT
inlawrev-18341	183	16	remember	remember	VERB
inlawrev-18341	183	17	,	,	PUNCT
inlawrev-18341	183	18	for	for	SCONJ
inlawrev-18341	183	19	every	every	DET
inlawrev-18341	183	20	security	security	NOUN
inlawrev-18341	183	21	sold	sell	VERB
inlawrev-18341	183	22	there	there	ADV
inlawrev-18341	183	23	also	also	ADV
inlawrev-18341	183	24	had	have	VERB
inlawrev-18341	183	25	to	to	PART
inlawrev-18341	183	26	be	be	AUX
inlawrev-18341	183	27	a	a	DET
inlawrev-18341	183	28	buyer	buyer	NOUN
inlawrev-18341	183	29	.	.	PUNCT
inlawrev-18341	183	30	)	)	PUNCT
inlawrev-18341	184	1	for	for	ADP
inlawrev-18341	184	2	one	one	NUM
inlawrev-18341	184	3	reason	reason	NOUN
inlawrev-18341	184	4	,	,	PUNCT
inlawrev-18341	184	5	buyers	buyer	NOUN
inlawrev-18341	184	6	often	often	ADV
inlawrev-18341	184	7	thought	think	VERB
inlawrev-18341	184	8	they	they	PRON
inlawrev-18341	184	9	were	be	AUX
inlawrev-18341	184	10	good	good	ADJ
inlawrev-18341	184	11	deals	deal	NOUN
inlawrev-18341	184	12	,	,	PUNCT
inlawrev-18341	184	13	in	in	ADP
inlawrev-18341	184	14	the	the	DET
inlawrev-18341	184	15	sense	sense	NOUN
inlawrev-18341	184	16	of	of	ADP
inlawrev-18341	184	17	a	a	DET
inlawrev-18341	184	18	given	give	VERB
inlawrev-18341	184	19	return	return	NOUN
inlawrev-18341	184	20	for	for	ADP
inlawrev-18341	184	21	the	the	DET
inlawrev-18341	184	22	perceived	perceive	VERB
inlawrev-18341	184	23	risk.58	risk.58	NOUN
inlawrev-18341	184	24	also	also	ADV
inlawrev-18341	184	25	,	,	PUNCT
inlawrev-18341	184	26	because	because	SCONJ
inlawrev-18341	184	27	of	of	ADP
inlawrev-18341	184	28	the	the	DET
inlawrev-18341	184	29	triple	triple	ADJ
inlawrev-18341	184	30	a	a	DET
inlawrev-18341	184	31	ratings	rating	NOUN
inlawrev-18341	184	32	many	many	ADJ
inlawrev-18341	184	33	of	of	ADP
inlawrev-18341	184	34	these	these	DET
inlawrev-18341	184	35	securities	security	NOUN
inlawrev-18341	184	36	received	receive	VERB
inlawrev-18341	184	37	from	from	ADP
inlawrev-18341	184	38	the	the	DET
inlawrev-18341	184	39	ratings	rating	NOUN
inlawrev-18341	184	40	agencies	agency	NOUN
inlawrev-18341	184	41	,	,	PUNCT
inlawrev-18341	184	42	for	for	ADP
inlawrev-18341	184	43	some	some	DET
inlawrev-18341	184	44	institutions	institution	NOUN
inlawrev-18341	184	45	they	they	PRON
inlawrev-18341	184	46	could	could	AUX
inlawrev-18341	184	47	be	be	AUX
inlawrev-18341	184	48	treated	treat	VERB
inlawrev-18341	184	49	more	more	ADV
inlawrev-18341	184	50	favorably	favorably	ADV
inlawrev-18341	184	51	as	as	ADP
inlawrev-18341	184	52	capital,59	capital,59	NOUN
inlawrev-18341	184	53	and	and	CCONJ
inlawrev-18341	184	54	for	for	ADP
inlawrev-18341	184	55	others	other	NOUN
inlawrev-18341	184	56	only	only	ADV
inlawrev-18341	184	57	such	such	ADJ
inlawrev-18341	184	58	high	high	ADJ
inlawrev-18341	184	59	rated	rate	VERB
inlawrev-18341	184	60	securities	security	NOUN
inlawrev-18341	184	61	were	be	AUX
inlawrev-18341	184	62	permissible	permissible	ADJ
inlawrev-18341	184	63	investments.60	investments.60	ADJ
inlawrev-18341	184	64	moreover	moreover	ADV
inlawrev-18341	184	65	,	,	PUNCT
inlawrev-18341	184	66	these	these	DET
inlawrev-18341	184	67	securities	security	NOUN
inlawrev-18341	184	68	were	be	AUX
inlawrev-18341	184	69	often	often	ADV
inlawrev-18341	184	70	seen	see	VERB
inlawrev-18341	184	71	as	as	ADP
inlawrev-18341	184	72	facilitating	facilitate	VERB
inlawrev-18341	184	73	diversification	diversification	NOUN
inlawrev-18341	184	74	,	,	PUNCT
inlawrev-18341	184	75	which	which	PRON
inlawrev-18341	184	76	would	would	AUX
inlawrev-18341	184	77	be	be	AUX
inlawrev-18341	184	78	good	good	ADJ
inlawrev-18341	184	79	for	for	ADP
inlawrev-18341	184	80	the	the	DET
inlawrev-18341	184	81	financial	financial	ADJ
inlawrev-18341	184	82	institution.61	institution.61	NOUN
inlawrev-18341	184	83	although	although	SCONJ
inlawrev-18341	184	84	it	it	PRON
inlawrev-18341	184	85	seems	seem	VERB
inlawrev-18341	184	86	obvious	obvious	ADJ
inlawrev-18341	184	87	now	now	ADV
inlawrev-18341	184	88	,	,	PUNCT
inlawrev-18341	184	89	all	all	PRON
inlawrev-18341	184	90	of	of	ADP
inlawrev-18341	184	91	these	these	DET
inlawrev-18341	184	92	securities	security	NOUN
inlawrev-18341	184	93	depended	depend	VERB
inlawrev-18341	184	94	on	on	ADP
inlawrev-18341	184	95	the	the	DET
inlawrev-18341	184	96	value	value	NOUN
inlawrev-18341	184	97	of	of	ADP
inlawrev-18341	184	98	the	the	DET
inlawrev-18341	184	99	underlying	underlie	VERB
inlawrev-18341	184	100	securities	security	NOUN
inlawrev-18341	184	101	,	,	PUNCT
inlawrev-18341	184	102	which	which	PRON
inlawrev-18341	184	103	ultimately	ultimately	ADV
inlawrev-18341	184	104	went	go	VERB
inlawrev-18341	184	105	back	back	ADV
inlawrev-18341	184	106	to	to	ADP
inlawrev-18341	184	107	the	the	DET
inlawrev-18341	184	108	mortgages	mortgage	NOUN
inlawrev-18341	184	109	themselves	themselves	PRON
inlawrev-18341	184	110	—	—	PUNCT
inlawrev-18341	184	111	mainly	mainly	ADV
inlawrev-18341	184	112	subprime	subprime	ADJ
inlawrev-18341	184	113	mortgages	mortgage	NOUN
inlawrev-18341	184	114	.	.	PUNCT
inlawrev-18341	185	1	when	when	SCONJ
inlawrev-18341	185	2	the	the	DET
inlawrev-18341	185	3	underlying	underlie	VERB
inlawrev-18341	185	4	securities	security	NOUN
inlawrev-18341	185	5	declined	decline	VERB
inlawrev-18341	185	6	(	(	PUNCT
inlawrev-18341	185	7	home	home	NOUN
inlawrev-18341	185	8	buyers	buyer	NOUN
inlawrev-18341	185	9	defaulting	default	VERB
inlawrev-18341	185	10	on	on	ADP
inlawrev-18341	185	11	their	their	PRON
inlawrev-18341	185	12	mortgages	mortgage	NOUN
inlawrev-18341	185	13	,	,	PUNCT
inlawrev-18341	185	14	resulting	result	VERB
inlawrev-18341	185	15	in	in	ADP
inlawrev-18341	185	16	some	some	DET
inlawrev-18341	185	17	mbss	mbss	NOUN
inlawrev-18341	185	18	,	,	PUNCT
inlawrev-18341	185	19	cdos	cdo	NOUN
inlawrev-18341	185	20	and	and	CCONJ
inlawrev-18341	185	21	synthetics	synthetic	NOUN
inlawrev-18341	185	22	losing	losing	NOUN
inlawrev-18341	185	23	value	value	NOUN
inlawrev-18341	185	24	)	)	PUNCT
inlawrev-18341	185	25	the	the	DET
inlawrev-18341	185	26	financial	financial	ADJ
inlawrev-18341	185	27	institutions	institution	NOUN
inlawrev-18341	185	28	must	must	AUX
inlawrev-18341	185	29	write	write	VERB
inlawrev-18341	185	30	down	down	ADP
inlawrev-18341	185	31	the	the	DET
inlawrev-18341	185	32	value	value	NOUN
inlawrev-18341	185	33	of	of	ADP
inlawrev-18341	185	34	the	the	DET
inlawrev-18341	185	35	assets	asset	NOUN
inlawrev-18341	185	36	,	,	PUNCT
inlawrev-18341	185	37	thereby	thereby	ADV
inlawrev-18341	185	38	reducing	reduce	VERB
inlawrev-18341	185	39	their	their	PRON
inlawrev-18341	185	40	capital.62	capital.62	NOUN
inlawrev-18341	185	41	consider	consider	VERB
inlawrev-18341	185	42	lehman	lehman	NOUN
inlawrev-18341	185	43	brothers	brother	NOUN
inlawrev-18341	185	44	.	.	PUNCT
inlawrev-18341	186	1	investment	investment	NOUN
inlawrev-18341	186	2	banks	bank	NOUN
inlawrev-18341	186	3	like	like	ADP
inlawrev-18341	186	4	lehman	lehman	PROPN
inlawrev-18341	186	5	brothers	brother	NOUN
inlawrev-18341	186	6	typically	typically	ADV
inlawrev-18341	186	7	rely	rely	VERB
inlawrev-18341	186	8	on	on	ADP
inlawrev-18341	186	9	short	short	ADJ
inlawrev-18341	186	10	-	-	PUNCT
inlawrev-18341	186	11	term	term	NOUN
inlawrev-18341	186	12	funding.63	funding.63	PROPN
inlawrev-18341	186	13	lehman	lehman	PROPN
inlawrev-18341	186	14	was	be	AUX
inlawrev-18341	186	15	in	in	ADP
inlawrev-18341	186	16	fact	fact	NOUN
inlawrev-18341	186	17	“	"	PUNCT
inlawrev-18341	186	18	rolling	roll	VERB
inlawrev-18341	186	19	over	over	ADV
inlawrev-18341	186	20	”	"	PUNCT
inlawrev-18341	186	21	$	$	SYM
inlawrev-18341	186	22	100	100	NUM
inlawrev-18341	186	23	billion	billion	NUM
inlawrev-18341	186	24	in	in	ADP
inlawrev-18341	186	25	short	short	ADJ
inlawrev-18341	186	26	term	term	NOUN
inlawrev-18341	186	27	financing	financing	NOUN
inlawrev-18341	186	28	every	every	DET
inlawrev-18341	186	29	month	month	NOUN
inlawrev-18341	186	30	,	,	PUNCT
inlawrev-18341	186	31	meaning	mean	VERB
inlawrev-18341	186	32	that	that	SCONJ
inlawrev-18341	186	33	if	if	SCONJ
inlawrev-18341	186	34	it	it	PRON
inlawrev-18341	186	35	could	could	AUX
inlawrev-18341	186	36	not	not	PART
inlawrev-18341	186	37	find	find	VERB
inlawrev-18341	186	38	lenders	lender	NOUN
inlawrev-18341	186	39	each	each	DET
inlawrev-18341	186	40	month	month	NOUN
inlawrev-18341	186	41	willing	willing	ADJ
inlawrev-18341	186	42	to	to	PART
inlawrev-18341	186	43	lend	lend	VERB
inlawrev-18341	186	44	them	they	PRON
inlawrev-18341	186	45	that	that	ADV
inlawrev-18341	186	46	much	much	ADV
inlawrev-18341	186	47	,	,	PUNCT
inlawrev-18341	186	48	it	it	PRON
inlawrev-18341	186	49	would	would	AUX
inlawrev-18341	186	50	be	be	AUX
inlawrev-18341	186	51	at	at	ADP
inlawrev-18341	186	52	risk	risk	NOUN
inlawrev-18341	186	53	of	of	ADP
inlawrev-18341	186	54	insolvency.64	insolvency.64	NOUN
inlawrev-18341	186	55	but	but	CCONJ
inlawrev-18341	186	56	with	with	ADP
inlawrev-18341	186	57	concerns	concern	NOUN
inlawrev-18341	186	58	regarding	regard	VERB
inlawrev-18341	186	59	its	its	PRON
inlawrev-18341	186	60	stability	stability	NOUN
inlawrev-18341	186	61	(	(	PUNCT
inlawrev-18341	186	62	and	and	CCONJ
inlawrev-18341	186	63	in	in	ADP
inlawrev-18341	186	64	particular	particular	ADJ
inlawrev-18341	186	65	whether	whether	SCONJ
inlawrev-18341	186	66	its	its	PRON
inlawrev-18341	186	67	capital	capital	NOUN
inlawrev-18341	186	68	remains	remain	VERB
inlawrev-18341	186	69	sufficiently	sufficiently	ADV
inlawrev-18341	186	70	valuable	valuable	ADJ
inlawrev-18341	186	71	)	)	PUNCT
inlawrev-18341	186	72	nobody	nobody	PRON
inlawrev-18341	186	73	will	will	AUX
inlawrev-18341	186	74	risk	risk	VERB
inlawrev-18341	186	75	lending	lend	VERB
inlawrev-18341	186	76	it	it	PRON
inlawrev-18341	186	77	money	money	NOUN
inlawrev-18341	186	78	.	.	PUNCT
inlawrev-18341	187	1	lehman	lehman	PROPN
inlawrev-18341	187	2	is	be	AUX
inlawrev-18341	187	3	going	go	VERB
inlawrev-18341	187	4	to	to	PART
inlawrev-18341	187	5	fail	fail	VERB
inlawrev-18341	187	6	.	.	PUNCT
inlawrev-18341	188	1	the	the	DET
inlawrev-18341	188	2	weekend	weekend	NOUN
inlawrev-18341	188	3	before	before	ADP
inlawrev-18341	188	4	the	the	DET
inlawrev-18341	188	5	september	september	PROPN
inlawrev-18341	188	6	15th	15th	NOUN
inlawrev-18341	188	7	,	,	PUNCT
inlawrev-18341	188	8	2008	2008	NUM
inlawrev-18341	188	9	bankruptcy	bankruptcy	NOUN
inlawrev-18341	188	10	filing	filing	NOUN
inlawrev-18341	188	11	,	,	PUNCT
inlawrev-18341	188	12	the	the	DET
inlawrev-18341	188	13	company	company	NOUN
inlawrev-18341	188	14	was	be	AUX
inlawrev-18341	188	15	desperately	desperately	ADV
inlawrev-18341	188	16	looking	look	VERB
inlawrev-18341	188	17	for	for	ADP
inlawrev-18341	188	18	help.65	help.65	PROPN
inlawrev-18341	188	19	barclays	barclay	NOUN
inlawrev-18341	188	20	and	and	CCONJ
inlawrev-18341	188	21	bank	bank	PROPN
inlawrev-18341	188	22	of	of	ADP
inlawrev-18341	188	23	america	america	PROPN
inlawrev-18341	188	24	,	,	PUNCT
inlawrev-18341	188	25	despite	despite	SCONJ
inlawrev-18341	188	26	pressure	pressure	NOUN
inlawrev-18341	188	27	from	from	ADP
inlawrev-18341	188	28	the	the	DET
inlawrev-18341	188	29	federal	federal	ADJ
inlawrev-18341	188	30	government	government	NOUN
inlawrev-18341	188	31	,	,	PUNCT
inlawrev-18341	188	32	would	would	AUX
inlawrev-18341	188	33	not	not	PART
inlawrev-18341	188	34	buy	buy	VERB
inlawrev-18341	188	35	lehman	lehman	NOUN
inlawrev-18341	188	36	(	(	PUNCT
inlawrev-18341	188	37	which	which	PRON
inlawrev-18341	188	38	would	would	AUX
inlawrev-18341	188	39	have	have	AUX
inlawrev-18341	188	40	required	require	VERB
inlawrev-18341	188	41	the	the	DET
inlawrev-18341	188	42	buyers	buyer	NOUN
inlawrev-18341	188	43	to	to	PART
inlawrev-18341	188	44	guarantee	guarantee	VERB
inlawrev-18341	188	45	their	their	PRON
inlawrev-18341	188	46	debts	debt	NOUN
inlawrev-18341	188	47	)	)	PUNCT
inlawrev-18341	188	48	,	,	PUNCT
inlawrev-18341	188	49	so	so	ADV
inlawrev-18341	188	50	lehman	lehman	PROPN
inlawrev-18341	188	51	collapses.66	collapses.66	PROPN
inlawrev-18341	188	52	this	this	PRON
inlawrev-18341	188	53	is	be	AUX
inlawrev-18341	188	54	terrible	terrible	ADJ
inlawrev-18341	188	55	news	news	NOUN
inlawrev-18341	188	56	,	,	PUNCT
inlawrev-18341	188	57	particularly	particularly	ADV
inlawrev-18341	188	58	for	for	ADP
inlawrev-18341	188	59	lehman	lehman	PROPN
inlawrev-18341	188	60	’s	’s	PART
inlawrev-18341	188	61	creditors	creditor	NOUN
inlawrev-18341	188	62	and	and	CCONJ
inlawrev-18341	188	63	58	58	NUM
inlawrev-18341	188	64	.	.	PUNCT
inlawrev-18341	189	1	i	i	PRON
inlawrev-18341	189	2	d.	d.	PROPN
inlawrev-18341	189	3	at	at	ADP
inlawrev-18341	189	4	242	242	NUM
inlawrev-18341	189	5	.	.	PUNCT
inlawrev-18341	190	1	as	as	SCONJ
inlawrev-18341	190	2	mclean	mclean	PROPN
inlawrev-18341	190	3	and	and	CCONJ
inlawrev-18341	190	4	nocera	nocera	PROPN
inlawrev-18341	190	5	put	put	VERB
inlawrev-18341	190	6	it	it	PRON
inlawrev-18341	190	7	,	,	PUNCT
inlawrev-18341	190	8	buyers	buyer	NOUN
inlawrev-18341	190	9	were	be	AUX
inlawrev-18341	190	10	“	"	PUNCT
inlawrev-18341	190	11	buying	buy	VERB
inlawrev-18341	190	12	a	a	DET
inlawrev-18341	190	13	[	[	X
inlawrev-18341	190	14	triple	triple	ADJ
inlawrev-18341	190	15	-	-	PUNCT
inlawrev-18341	190	16	a	a	NOUN
inlawrev-18341	190	17	]	]	PUNCT
inlawrev-18341	190	18	rating	rating	NOUN
inlawrev-18341	190	19	and	and	CCONJ
inlawrev-18341	190	20	thought	think	VERB
inlawrev-18341	190	21	[	[	X
inlawrev-18341	190	22	they	they	PRON
inlawrev-18341	190	23	]	]	X
inlawrev-18341	190	24	could	could	AUX
inlawrev-18341	190	25	n’t	not	PART
inlawrev-18341	190	26	lose	lose	VERB
inlawrev-18341	190	27	money	money	NOUN
inlawrev-18341	190	28	.	.	PUNCT
inlawrev-18341	190	29	”	"	PUNCT
inlawrev-18341	190	30	mclean	mclean	PROPN
inlawrev-18341	190	31	&	&	CCONJ
inlawrev-18341	190	32	nocera	nocera	PROPN
inlawrev-18341	190	33	,	,	PUNCT
inlawrev-18341	190	34	supra	supra	PROPN
inlawrev-18341	190	35	note	note	NOUN
inlawrev-18341	190	36	2	2	NUM
inlawrev-18341	190	37	at	at	ADP
inlawrev-18341	190	38	266	266	NUM
inlawrev-18341	190	39	.	.	PUNCT
inlawrev-18341	191	1	59	59	NUM
inlawrev-18341	191	2	.	.	PUNCT
inlawrev-18341	192	1	see	see	VERB
inlawrev-18341	192	2	,	,	PUNCT
inlawrev-18341	192	3	e.g.	e.g.	ADV
inlawrev-18341	192	4	,	,	PUNCT
inlawrev-18341	192	5	17	17	NUM
inlawrev-18341	192	6	c.f.r	c.f.r	NOUN
inlawrev-18341	192	7	.	.	PUNCT
inlawrev-18341	193	1	§	§	PROPN
inlawrev-18341	193	2	240.15c3	240.15c3	PROPN
inlawrev-18341	193	3	-	-	AUX
inlawrev-18341	193	4	1	1	NUM
inlawrev-18341	193	5	(	(	PUNCT
inlawrev-18341	193	6	2008	2008	NUM
inlawrev-18341	193	7	)	)	PUNCT
inlawrev-18341	193	8	(	(	PUNCT
inlawrev-18341	193	9	broker	broker	NOUN
inlawrev-18341	193	10	-	-	PUNCT
inlawrev-18341	193	11	dealers	dealer	NOUN
inlawrev-18341	193	12	)	)	PUNCT
inlawrev-18341	193	13	.	.	PUNCT
inlawrev-18341	194	1	60	60	NUM
inlawrev-18341	194	2	.	.	PUNCT
inlawrev-18341	195	1	i	i	PRON
inlawrev-18341	195	2	d.	d.	PROPN
inlawrev-18341	195	3	at	at	ADP
inlawrev-18341	195	4	8	8	NUM
inlawrev-18341	195	5	.	.	NOUN
inlawrev-18341	195	6	61	61	NUM
inlawrev-18341	195	7	.	.	PUNCT
inlawrev-18341	196	1	i	i	PRON
inlawrev-18341	196	2	d.	d.	PROPN
inlawrev-18341	196	3	at	at	ADP
inlawrev-18341	196	4	55	55	NUM
inlawrev-18341	196	5	.	.	PUNCT
inlawrev-18341	197	1	62	62	NUM
inlawrev-18341	197	2	.	.	PUNCT
inlawrev-18341	198	1	in	in	ADP
inlawrev-18341	198	2	house	house	PROPN
inlawrev-18341	198	3	of	of	ADP
inlawrev-18341	198	4	cards	card	NOUN
inlawrev-18341	198	5	:	:	PUNCT
inlawrev-18341	198	6	a	a	DET
inlawrev-18341	198	7	tale	tale	NOUN
inlawrev-18341	198	8	of	of	ADP
inlawrev-18341	198	9	hubris	hubris	NOUN
inlawrev-18341	198	10	and	and	CCONJ
inlawrev-18341	198	11	wretched	wretched	ADJ
inlawrev-18341	198	12	excess	excess	NOUN
inlawrev-18341	198	13	on	on	ADP
inlawrev-18341	198	14	wall	wall	PROPN
inlawrev-18341	198	15	street	street	PROPN
inlawrev-18341	198	16	,	,	PUNCT
inlawrev-18341	198	17	william	william	PROPN
inlawrev-18341	198	18	d.	d.	PROPN
inlawrev-18341	198	19	cohan	cohan	PROPN
inlawrev-18341	198	20	describes	describe	VERB
inlawrev-18341	198	21	how	how	SCONJ
inlawrev-18341	198	22	a	a	DET
inlawrev-18341	198	23	sharp	sharp	ADJ
inlawrev-18341	198	24	decline	decline	NOUN
inlawrev-18341	198	25	in	in	ADP
inlawrev-18341	198	26	the	the	DET
inlawrev-18341	198	27	reference	reference	NOUN
inlawrev-18341	198	28	value	value	NOUN
inlawrev-18341	198	29	of	of	ADP
inlawrev-18341	198	30	mortgage	mortgage	NOUN
inlawrev-18341	198	31	securities	security	NOUN
inlawrev-18341	198	32	led	lead	VERB
inlawrev-18341	198	33	to	to	ADP
inlawrev-18341	198	34	the	the	DET
inlawrev-18341	198	35	demise	demise	NOUN
inlawrev-18341	198	36	of	of	ADP
inlawrev-18341	198	37	the	the	DET
inlawrev-18341	198	38	bear	bear	NOUN
inlawrev-18341	198	39	stearns	stearns	PROPN
inlawrev-18341	198	40	’	'	PUNCT
inlawrev-18341	198	41	mortgage	mortgage	NOUN
inlawrev-18341	198	42	funds	fund	NOUN
inlawrev-18341	198	43	.	.	PUNCT
inlawrev-18341	199	1	specifically	specifically	ADV
inlawrev-18341	199	2	,	,	PUNCT
inlawrev-18341	199	3	goldman	goldman	NOUN
inlawrev-18341	199	4	sachs	sachs	PROPN
inlawrev-18341	199	5	provided	provide	VERB
inlawrev-18341	199	6	a	a	DET
inlawrev-18341	199	7	value	value	NOUN
inlawrev-18341	199	8	that	that	PRON
inlawrev-18341	199	9	dropped	drop	VERB
inlawrev-18341	199	10	43	43	NUM
inlawrev-18341	199	11	%	%	NOUN
inlawrev-18341	199	12	in	in	ADP
inlawrev-18341	199	13	one	one	NUM
inlawrev-18341	199	14	month	month	NOUN
inlawrev-18341	199	15	,	,	PUNCT
inlawrev-18341	199	16	resulting	result	VERB
inlawrev-18341	199	17	in	in	ADP
inlawrev-18341	199	18	a	a	DET
inlawrev-18341	199	19	drop	drop	NOUN
inlawrev-18341	199	20	in	in	ADP
inlawrev-18341	199	21	the	the	DET
inlawrev-18341	199	22	funds	fund	NOUN
inlawrev-18341	199	23	’	'	PUNCT
inlawrev-18341	199	24	asset	asset	NOUN
inlawrev-18341	199	25	values	value	NOUN
inlawrev-18341	199	26	of	of	ADP
inlawrev-18341	199	27	13	13	NUM
inlawrev-18341	199	28	%	%	NOUN
inlawrev-18341	199	29	,	,	PUNCT
inlawrev-18341	199	30	and	and	CCONJ
inlawrev-18341	199	31	a	a	DET
inlawrev-18341	199	32	restated	restate	VERB
inlawrev-18341	199	33	earning	earning	NOUN
inlawrev-18341	199	34	release	release	NOUN
inlawrev-18341	199	35	.	.	PUNCT
inlawrev-18341	200	1	see	see	VERB
inlawrev-18341	200	2	cohan	cohan	PROPN
inlawrev-18341	200	3	,	,	PUNCT
inlawrev-18341	200	4	supra	supra	PROPN
inlawrev-18341	200	5	note	note	NOUN
inlawrev-18341	200	6	2	2	NUM
inlawrev-18341	200	7	,	,	PUNCT
inlawrev-18341	200	8	at	at	ADP
inlawrev-18341	200	9	399	399	NUM
inlawrev-18341	200	10	-	-	SYM
inlawrev-18341	200	11	402	402	NUM
inlawrev-18341	200	12	.	.	PUNCT
inlawrev-18341	201	1	63	63	NUM
inlawrev-18341	201	2	.	.	PUNCT
inlawrev-18341	202	1	fcic	fcic	NOUN
inlawrev-18341	202	2	issues	issue	NOUN
inlawrev-18341	202	3	preliminary	preliminary	ADJ
inlawrev-18341	202	4	staff	staff	NOUN
inlawrev-18341	202	5	report	report	NOUN
inlawrev-18341	202	6	on	on	ADP
inlawrev-18341	202	7	shadow	shadow	NOUN
inlawrev-18341	202	8	banking	banking	NOUN
inlawrev-18341	202	9	and	and	CCONJ
inlawrev-18341	202	10	the	the	DET
inlawrev-18341	202	11	financial	financial	ADJ
inlawrev-18341	202	12	crisis	crisis	NOUN
inlawrev-18341	202	13	,	,	PUNCT
inlawrev-18341	202	14	fed	fed	PROPN
inlawrev-18341	202	15	.	.	PUNCT
inlawrev-18341	203	1	banking	banking	PROPN
inlawrev-18341	203	2	l.	l.	PROPN
inlawrev-18341	203	3	rep	rep	PROPN
inlawrev-18341	203	4	.	.	PROPN
inlawrev-18341	203	5	(	(	PUNCT
inlawrev-18341	203	6	cch	cch	PROPN
inlawrev-18341	203	7	)	)	PUNCT
inlawrev-18341	204	1	p.	p.	NOUN
inlawrev-18341	204	2	96	96	NUM
inlawrev-18341	204	3	-	-	SYM
inlawrev-18341	204	4	845	845	NUM
inlawrev-18341	204	5	,	,	PUNCT
inlawrev-18341	204	6	2010	2010	NUM
inlawrev-18341	204	7	wl	wl	SYM
inlawrev-18341	204	8	7364426	7364426	NUM
inlawrev-18341	204	9	(	(	PUNCT
inlawrev-18341	204	10	2010	2010	NUM
inlawrev-18341	204	11	)	)	PUNCT
inlawrev-18341	204	12	.	.	PUNCT
inlawrev-18341	205	1	64	64	NUM
inlawrev-18341	205	2	.	.	PUNCT
inlawrev-18341	206	1	see	see	VERB
inlawrev-18341	206	2	diamond	diamond	NOUN
inlawrev-18341	206	3	and	and	CCONJ
inlawrev-18341	206	4	kashyap	kashyap	PROPN
inlawrev-18341	206	5	on	on	ADP
inlawrev-18341	206	6	the	the	DET
inlawrev-18341	206	7	recent	recent	ADJ
inlawrev-18341	206	8	financial	financial	ADJ
inlawrev-18341	206	9	upheavals	upheaval	NOUN
inlawrev-18341	206	10	,	,	PUNCT
inlawrev-18341	206	11	freakonomics	freakonomic	NOUN
inlawrev-18341	206	12	(	(	PUNCT
inlawrev-18341	206	13	sept	sept	PROPN
inlawrev-18341	206	14	.	.	PROPN
inlawrev-18341	206	15	18	18	NUM
inlawrev-18341	206	16	,	,	PUNCT
inlawrev-18341	206	17	2008	2008	NUM
inlawrev-18341	206	18	)	)	PUNCT
inlawrev-18341	206	19	,	,	PUNCT
inlawrev-18341	206	20	http://www.freakonomics.com/2008/09/18/diamond-and-kashyap-on-the-recentfinancial-upheavals/	http://www.freakonomics.com/2008/09/18/diamond-and-kashyap-on-the-recentfinancial-upheavals/	NOUN
inlawrev-18341	206	21	,	,	PUNCT
inlawrev-18341	206	22	archived	archive	VERB
inlawrev-18341	206	23	at	at	ADP
inlawrev-18341	206	24	http://perma.cc/ne8f-gnr7	http://perma.cc/ne8f-gnr7	PROPN
inlawrev-18341	206	25	.	.	PROPN
inlawrev-18341	206	26	bear	bear	PROPN
inlawrev-18341	206	27	stearns	stearns	PROPN
inlawrev-18341	206	28	was	be	AUX
inlawrev-18341	206	29	borrowing	borrow	VERB
inlawrev-18341	206	30	up	up	ADP
inlawrev-18341	206	31	to	to	PART
inlawrev-18341	206	32	$	$	SYM
inlawrev-18341	206	33	70	70	NUM
inlawrev-18341	206	34	billion	billion	NUM
inlawrev-18341	206	35	every	every	DET
inlawrev-18341	206	36	day	day	NOUN
inlawrev-18341	206	37	in	in	ADP
inlawrev-18341	206	38	late	late	ADJ
inlawrev-18341	206	39	2007	2007	NUM
inlawrev-18341	206	40	.	.	PUNCT
inlawrev-18341	207	1	fcic	fcic	PROPN
inlawrev-18341	207	2	report	report	PROPN
inlawrev-18341	207	3	,	,	PUNCT
inlawrev-18341	207	4	supra	supra	PROPN
inlawrev-18341	207	5	note	note	NOUN
inlawrev-18341	207	6	3	3	NUM
inlawrev-18341	207	7	,	,	PUNCT
inlawrev-18341	207	8	at	at	ADP
inlawrev-18341	207	9	xx	xx	NUM
inlawrev-18341	207	10	.	.	PROPN
inlawrev-18341	207	11	65	65	NUM
inlawrev-18341	207	12	.	.	PUNCT
inlawrev-18341	208	1	see	see	VERB
inlawrev-18341	208	2	yalman	yalman	NOUN
inlawrev-18341	208	3	onaran	onaran	PROPN
inlawrev-18341	208	4	&	&	CCONJ
inlawrev-18341	208	5	christopher	christopher	PROPN
inlawrev-18341	208	6	scinta	scinta	PROPN
inlawrev-18341	208	7	,	,	PUNCT
inlawrev-18341	208	8	lehman	lehman	PROPN
inlawrev-18341	208	9	files	file	VERB
inlawrev-18341	208	10	biggest	big	ADJ
inlawrev-18341	208	11	bankruptcy	bankruptcy	NOUN
inlawrev-18341	208	12	case	case	NOUN
inlawrev-18341	208	13	as	as	SCONJ
inlawrev-18341	208	14	suitors	suitor	NOUN
inlawrev-18341	208	15	balk	balk	VERB
inlawrev-18341	208	16	,	,	PUNCT
inlawrev-18341	208	17	bloomberg	bloomberg	PROPN
inlawrev-18341	208	18	(	(	PUNCT
inlawrev-18341	208	19	sept	sept	PROPN
inlawrev-18341	208	20	.	.	PROPN
inlawrev-18341	208	21	15	15	NUM
inlawrev-18341	208	22	,	,	PUNCT
inlawrev-18341	208	23	2008	2008	NUM
inlawrev-18341	208	24	)	)	PUNCT
inlawrev-18341	208	25	,	,	PUNCT
inlawrev-18341	208	26	http://www.bloomberg.com/apps/news?pid=news	http://www.bloomberg.com/apps/news?pid=new	NOUN
inlawrev-18341	208	27	archive&sid	archive&sid	PRON
inlawrev-18341	208	28	=	=	NOUN
inlawrev-18341	208	29	awh5hryxkvs4	awh5hryxkvs4	PROPN
inlawrev-18341	208	30	,	,	PUNCT
inlawrev-18341	208	31	archived	archive	VERB
inlawrev-18341	208	32	at	at	ADP
inlawrev-18341	208	33	http://perma.cc/z6p7-9s5c	http://perma.cc/z6p7-9s5c	PROPN
inlawrev-18341	208	34	(	(	PUNCT
inlawrev-18341	208	35	discussing	discuss	VERB
inlawrev-18341	208	36	lehman	lehman	PROPN
inlawrev-18341	208	37	brothers	brother	NOUN
inlawrev-18341	208	38	’	'	PUNCT
inlawrev-18341	208	39	bankruptcy	bankruptcy	NOUN
inlawrev-18341	208	40	filing	filing	NOUN
inlawrev-18341	208	41	in	in	ADP
inlawrev-18341	208	42	september	september	PROPN
inlawrev-18341	208	43	2008	2008	NUM
inlawrev-18341	208	44	)	)	PUNCT
inlawrev-18341	208	45	.	.	PUNCT
inlawrev-18341	209	1	66	66	NUM
inlawrev-18341	209	2	.	.	PUNCT
inlawrev-18341	210	1	i	i	PRON
inlawrev-18341	210	2	d.	d.	PROPN
inlawrev-18341	210	3	46	46	NUM
inlawrev-18341	210	4	indiana	indiana	PROPN
inlawrev-18341	210	5	law	law	PROPN
inlawrev-18341	210	6	review	review	NOUN
inlawrev-18341	211	1	[	[	X
inlawrev-18341	211	2	vol	vol	NOUN
inlawrev-18341	211	3	.	.	PUNCT
inlawrev-18341	212	1	47:37	47:37	NUM
inlawrev-18341	212	2	employees	employee	NOUN
inlawrev-18341	212	3	,	,	PUNCT
inlawrev-18341	212	4	but	but	CCONJ
inlawrev-18341	212	5	this	this	PRON
inlawrev-18341	212	6	is	be	AUX
inlawrev-18341	212	7	one	one	NUM
inlawrev-18341	212	8	of	of	ADP
inlawrev-18341	212	9	the	the	DET
inlawrev-18341	212	10	side	side	NOUN
inlawrev-18341	212	11	effects	effect	NOUN
inlawrev-18341	212	12	of	of	ADP
inlawrev-18341	212	13	free	free	ADJ
inlawrev-18341	212	14	-	-	PUNCT
inlawrev-18341	212	15	market	market	NOUN
inlawrev-18341	212	16	capitalism	capitalism	NOUN
inlawrev-18341	212	17	.	.	PUNCT
inlawrev-18341	213	1	however	however	ADV
inlawrev-18341	213	2	,	,	PUNCT
inlawrev-18341	213	3	these	these	DET
inlawrev-18341	213	4	financial	financial	ADJ
inlawrev-18341	213	5	institutions	institution	NOUN
inlawrev-18341	213	6	are	be	AUX
inlawrev-18341	213	7	far	far	ADV
inlawrev-18341	213	8	from	from	ADP
inlawrev-18341	213	9	independent	independent	ADJ
inlawrev-18341	213	10	.	.	PUNCT
inlawrev-18341	214	1	it	it	PRON
inlawrev-18341	214	2	is	be	AUX
inlawrev-18341	214	3	as	as	SCONJ
inlawrev-18341	214	4	if	if	SCONJ
inlawrev-18341	214	5	they	they	PRON
inlawrev-18341	214	6	are	be	AUX
inlawrev-18341	214	7	all	all	ADV
inlawrev-18341	214	8	roped	rope	VERB
inlawrev-18341	214	9	together	together	ADV
inlawrev-18341	214	10	.	.	PUNCT
inlawrev-18341	215	1	when	when	SCONJ
inlawrev-18341	215	2	a	a	DET
inlawrev-18341	215	3	large	large	ADJ
inlawrev-18341	215	4	institution	institution	NOUN
inlawrev-18341	215	5	like	like	ADP
inlawrev-18341	215	6	lehman	lehman	PROPN
inlawrev-18341	215	7	sinks	sink	NOUN
inlawrev-18341	215	8	,	,	PUNCT
inlawrev-18341	215	9	others	other	NOUN
inlawrev-18341	215	10	become	become	VERB
inlawrev-18341	215	11	increasingly	increasingly	ADV
inlawrev-18341	215	12	unstable	unstable	ADJ
inlawrev-18341	215	13	and	and	CCONJ
inlawrev-18341	215	14	may	may	AUX
inlawrev-18341	215	15	actually	actually	ADV
inlawrev-18341	215	16	be	be	AUX
inlawrev-18341	215	17	brought	bring	VERB
inlawrev-18341	215	18	under	under	ADP
inlawrev-18341	215	19	as	as	ADV
inlawrev-18341	215	20	well	well	ADV
inlawrev-18341	215	21	.	.	PUNCT
inlawrev-18341	216	1	globally	globally	ADV
inlawrev-18341	216	2	,	,	PUNCT
inlawrev-18341	216	3	financial	financial	ADJ
inlawrev-18341	216	4	institutions	institution	NOUN
inlawrev-18341	216	5	were	be	AUX
inlawrev-18341	216	6	firmly	firmly	ADV
inlawrev-18341	216	7	and	and	CCONJ
inlawrev-18341	216	8	comprehensively	comprehensively	ADV
inlawrev-18341	216	9	intertwined	intertwine	VERB
inlawrev-18341	216	10	—	—	PUNCT
inlawrev-18341	216	11	webbed	web	VERB
inlawrev-18341	216	12	together	together	ADV
inlawrev-18341	216	13	through	through	ADP
inlawrev-18341	216	14	their	their	PRON
inlawrev-18341	216	15	contractual	contractual	ADJ
inlawrev-18341	216	16	obligations.67	obligations.67	NOUN
inlawrev-18341	216	17	when	when	SCONJ
inlawrev-18341	216	18	lehman	lehman	PROPN
inlawrev-18341	216	19	goes	go	VERB
inlawrev-18341	216	20	down	down	ADV
inlawrev-18341	216	21	,	,	PUNCT
inlawrev-18341	216	22	some	some	PRON
inlawrev-18341	216	23	of	of	ADP
inlawrev-18341	216	24	its	its	PRON
inlawrev-18341	216	25	debt	debt	NOUN
inlawrev-18341	216	26	holders	holder	NOUN
inlawrev-18341	216	27	are	be	AUX
inlawrev-18341	216	28	not	not	PART
inlawrev-18341	216	29	going	go	VERB
inlawrev-18341	216	30	to	to	PART
inlawrev-18341	216	31	get	get	AUX
inlawrev-18341	216	32	paid	pay	VERB
inlawrev-18341	216	33	,	,	PUNCT
inlawrev-18341	216	34	causing	cause	VERB
inlawrev-18341	216	35	losses	loss	NOUN
inlawrev-18341	216	36	for	for	ADP
inlawrev-18341	216	37	them	they	PRON
inlawrev-18341	216	38	.	.	PUNCT
inlawrev-18341	217	1	other	other	ADJ
inlawrev-18341	217	2	debtholders	debtholder	NOUN
inlawrev-18341	217	3	,	,	PUNCT
inlawrev-18341	217	4	however	however	ADV
inlawrev-18341	217	5	,	,	PUNCT
inlawrev-18341	217	6	have	have	AUX
inlawrev-18341	217	7	insured	insure	VERB
inlawrev-18341	217	8	their	their	PRON
inlawrev-18341	217	9	debt	debt	NOUN
inlawrev-18341	217	10	—	—	PUNCT
inlawrev-18341	217	11	through	through	ADP
inlawrev-18341	217	12	credit	credit	NOUN
inlawrev-18341	217	13	default	default	NOUN
inlawrev-18341	217	14	swaps	swap	NOUN
inlawrev-18341	217	15	—	—	PUNCT
inlawrev-18341	217	16	which	which	PRON
inlawrev-18341	217	17	means	mean	VERB
inlawrev-18341	217	18	the	the	DET
inlawrev-18341	217	19	counterparties	counterpartie	NOUN
inlawrev-18341	217	20	,	,	PUNCT
inlawrev-18341	217	21	the	the	DET
inlawrev-18341	217	22	sellers	seller	NOUN
inlawrev-18341	217	23	,	,	PUNCT
inlawrev-18341	217	24	companies	company	NOUN
inlawrev-18341	217	25	like	like	ADP
inlawrev-18341	217	26	aig	aig	PROPN
inlawrev-18341	217	27	,	,	PUNCT
inlawrev-18341	217	28	are	be	AUX
inlawrev-18341	217	29	on	on	ADP
inlawrev-18341	217	30	the	the	DET
inlawrev-18341	217	31	hook.68	hook.68	ADJ
inlawrev-18341	217	32	one	one	NUM
inlawrev-18341	217	33	very	very	ADV
inlawrev-18341	217	34	important	important	ADJ
inlawrev-18341	217	35	way	way	NOUN
inlawrev-18341	217	36	theses	theses	X
inlawrev-18341	217	37	institutions	institution	NOUN
inlawrev-18341	217	38	are	be	AUX
inlawrev-18341	217	39	roped	rope	VERB
inlawrev-18341	217	40	together	together	ADV
inlawrev-18341	217	41	is	be	AUX
inlawrev-18341	217	42	through	through	ADP
inlawrev-18341	217	43	cdss.69	cdss.69	NOUN
inlawrev-18341	217	44	credit	credit	NOUN
inlawrev-18341	217	45	default	default	NOUN
inlawrev-18341	217	46	swaps	swap	NOUN
inlawrev-18341	217	47	are	be	AUX
inlawrev-18341	217	48	guarantees	guarantee	NOUN
inlawrev-18341	217	49	or	or	CCONJ
inlawrev-18341	217	50	insurance	insurance	NOUN
inlawrev-18341	217	51	policies	policy	NOUN
inlawrev-18341	217	52	,	,	PUNCT
inlawrev-18341	217	53	like	like	ADP
inlawrev-18341	217	54	home	home	NOUN
inlawrev-18341	217	55	insurance.70	insurance.70	NOUN
inlawrev-18341	217	56	you	you	PRON
inlawrev-18341	217	57	buy	buy	VERB
inlawrev-18341	217	58	home	home	NOUN
inlawrev-18341	217	59	insurance	insurance	NOUN
inlawrev-18341	217	60	to	to	PART
inlawrev-18341	217	61	protect	protect	VERB
inlawrev-18341	217	62	your	your	PRON
inlawrev-18341	217	63	asset	asset	NOUN
inlawrev-18341	217	64	—	—	PUNCT
inlawrev-18341	217	65	if	if	SCONJ
inlawrev-18341	217	66	your	your	PRON
inlawrev-18341	217	67	house	house	NOUN
inlawrev-18341	217	68	burns	burn	NOUN
inlawrev-18341	217	69	,	,	PUNCT
inlawrev-18341	217	70	the	the	DET
inlawrev-18341	217	71	insurance	insurance	NOUN
inlawrev-18341	217	72	company	company	NOUN
inlawrev-18341	217	73	makes	make	VERB
inlawrev-18341	217	74	you	you	PRON
inlawrev-18341	217	75	whole	whole	ADJ
inlawrev-18341	217	76	.	.	PUNCT
inlawrev-18341	218	1	you	you	PRON
inlawrev-18341	218	2	have	have	AUX
inlawrev-18341	218	3	thus	thus	ADV
inlawrev-18341	218	4	swapped	swap	VERB
inlawrev-18341	218	5	the	the	DET
inlawrev-18341	218	6	financial	financial	ADJ
inlawrev-18341	218	7	risk	risk	NOUN
inlawrev-18341	218	8	of	of	ADP
inlawrev-18341	218	9	your	your	PRON
inlawrev-18341	218	10	house	house	NOUN
inlawrev-18341	218	11	being	be	AUX
inlawrev-18341	218	12	destroyed	destroy	VERB
inlawrev-18341	218	13	with	with	ADP
inlawrev-18341	218	14	the	the	DET
inlawrev-18341	218	15	insurance	insurance	NOUN
inlawrev-18341	218	16	company	company	NOUN
inlawrev-18341	218	17	(	(	PUNCT
inlawrev-18341	218	18	in	in	ADP
inlawrev-18341	218	19	exchange	exchange	NOUN
inlawrev-18341	218	20	for	for	ADP
inlawrev-18341	218	21	your	your	PRON
inlawrev-18341	218	22	premium	premium	NOUN
inlawrev-18341	218	23	payments	payment	NOUN
inlawrev-18341	218	24	)	)	PUNCT
inlawrev-18341	218	25	.	.	PUNCT
inlawrev-18341	219	1	likewise	likewise	ADV
inlawrev-18341	219	2	,	,	PUNCT
inlawrev-18341	219	3	with	with	ADP
inlawrev-18341	219	4	credit	credit	NOUN
inlawrev-18341	219	5	default	default	NOUN
inlawrev-18341	219	6	swaps	swap	NOUN
inlawrev-18341	219	7	,	,	PUNCT
inlawrev-18341	219	8	one	one	NUM
inlawrev-18341	219	9	company	company	NOUN
inlawrev-18341	219	10	swaps	swap	VERB
inlawrev-18341	219	11	with	with	ADP
inlawrev-18341	219	12	another	another	PRON
inlawrev-18341	219	13	the	the	DET
inlawrev-18341	219	14	risk	risk	NOUN
inlawrev-18341	219	15	of	of	ADP
inlawrev-18341	219	16	the	the	DET
inlawrev-18341	219	17	borrower	borrower	NOUN
inlawrev-18341	219	18	defaulting	default	VERB
inlawrev-18341	219	19	in	in	ADP
inlawrev-18341	219	20	exchange	exchange	NOUN
inlawrev-18341	219	21	for	for	ADP
inlawrev-18341	219	22	a	a	DET
inlawrev-18341	219	23	premium.71	premium.71	NOUN
inlawrev-18341	219	24	as	as	ADP
inlawrev-18341	219	25	part	part	NOUN
inlawrev-18341	219	26	of	of	ADP
inlawrev-18341	219	27	this	this	DET
inlawrev-18341	219	28	transaction	transaction	NOUN
inlawrev-18341	219	29	,	,	PUNCT
inlawrev-18341	219	30	the	the	DET
inlawrev-18341	219	31	company	company	NOUN
inlawrev-18341	219	32	might	might	AUX
inlawrev-18341	219	33	be	be	AUX
inlawrev-18341	219	34	concerned	concern	VERB
inlawrev-18341	219	35	that	that	SCONJ
inlawrev-18341	219	36	the	the	DET
inlawrev-18341	219	37	issuer	issuer	NOUN
inlawrev-18341	219	38	of	of	ADP
inlawrev-18341	219	39	the	the	DET
inlawrev-18341	219	40	cds	cd	NOUN
inlawrev-18341	219	41	might	might	AUX
inlawrev-18341	219	42	in	in	ADP
inlawrev-18341	219	43	turn	turn	NOUN
inlawrev-18341	219	44	default	default	NOUN
inlawrev-18341	219	45	,	,	PUNCT
inlawrev-18341	219	46	so	so	ADV
inlawrev-18341	219	47	frequently	frequently	ADV
inlawrev-18341	219	48	the	the	DET
inlawrev-18341	219	49	company	company	NOUN
inlawrev-18341	219	50	would	would	AUX
inlawrev-18341	219	51	request	request	VERB
inlawrev-18341	219	52	collateral	collateral	NOUN
inlawrev-18341	219	53	—	—	PUNCT
inlawrev-18341	219	54	collateral	collateral	NOUN
inlawrev-18341	219	55	that	that	PRON
inlawrev-18341	219	56	might	might	AUX
inlawrev-18341	219	57	need	need	VERB
inlawrev-18341	219	58	to	to	PART
inlawrev-18341	219	59	be	be	AUX
inlawrev-18341	219	60	supplemented.72	supplemented.72	NOUN
inlawrev-18341	219	61	an	an	DET
inlawrev-18341	219	62	interesting	interesting	ADJ
inlawrev-18341	219	63	feature	feature	NOUN
inlawrev-18341	219	64	of	of	ADP
inlawrev-18341	219	65	this	this	PRON
inlawrev-18341	219	66	is	be	AUX
inlawrev-18341	219	67	that	that	SCONJ
inlawrev-18341	219	68	a	a	DET
inlawrev-18341	219	69	cds	cd	NOUN
inlawrev-18341	219	70	can	can	AUX
inlawrev-18341	219	71	be	be	AUX
inlawrev-18341	219	72	very	very	ADV
inlawrev-18341	219	73	beneficial	beneficial	ADJ
inlawrev-18341	219	74	,	,	PUNCT
inlawrev-18341	219	75	much	much	ADV
inlawrev-18341	219	76	as	as	ADP
inlawrev-18341	219	77	buying	buy	VERB
inlawrev-18341	219	78	home	home	NOUN
inlawrev-18341	219	79	insurance	insurance	NOUN
inlawrev-18341	219	80	reduces	reduce	VERB
inlawrev-18341	219	81	risk	risk	NOUN
inlawrev-18341	219	82	for	for	ADP
inlawrev-18341	219	83	homeowners.73	homeowners.73	NOUN
inlawrev-18341	219	84	but	but	CCONJ
inlawrev-18341	219	85	cdss	cdss	PROPN
inlawrev-18341	219	86	go	go	VERB
inlawrev-18341	219	87	one	one	NUM
inlawrev-18341	219	88	step	step	NOUN
inlawrev-18341	219	89	further	far	ADV
inlawrev-18341	219	90	.	.	PUNCT
inlawrev-18341	220	1	they	they	PRON
inlawrev-18341	220	2	can	can	AUX
inlawrev-18341	220	3	act	act	VERB
inlawrev-18341	220	4	as	as	SCONJ
inlawrev-18341	220	5	though	though	SCONJ
inlawrev-18341	220	6	you	you	PRON
inlawrev-18341	220	7	bought	buy	VERB
inlawrev-18341	220	8	home	home	NOUN
inlawrev-18341	220	9	insurance	insurance	NOUN
inlawrev-18341	220	10	on	on	ADP
inlawrev-18341	220	11	somebody	somebody	PRON
inlawrev-18341	220	12	else	else	ADV
inlawrev-18341	220	13	’s	’	VERB
inlawrev-18341	220	14	house.74	house.74	PROPN
inlawrev-18341	220	15	instead	instead	ADV
inlawrev-18341	220	16	of	of	ADP
inlawrev-18341	220	17	reducing	reduce	VERB
inlawrev-18341	220	18	risk	risk	NOUN
inlawrev-18341	220	19	,	,	PUNCT
inlawrev-18341	220	20	it	it	PRON
inlawrev-18341	220	21	is	be	AUX
inlawrev-18341	220	22	more	more	ADV
inlawrev-18341	220	23	like	like	ADP
inlawrev-18341	220	24	a	a	DET
inlawrev-18341	220	25	bet	bet	NOUN
inlawrev-18341	220	26	.	.	PUNCT
inlawrev-18341	221	1	financial	financial	ADJ
inlawrev-18341	221	2	institutions	institution	NOUN
inlawrev-18341	221	3	would	would	AUX
inlawrev-18341	221	4	buy	buy	VERB
inlawrev-18341	221	5	cdss	cdss	NOUN
inlawrev-18341	221	6	on	on	ADP
inlawrev-18341	221	7	debt	debt	NOUN
inlawrev-18341	221	8	they	they	PRON
inlawrev-18341	221	9	did	do	AUX
inlawrev-18341	221	10	not	not	PART
inlawrev-18341	221	11	hold.75	hold.75	ADJ
inlawrev-18341	221	12	in	in	ADP
inlawrev-18341	221	13	essence	essence	NOUN
inlawrev-18341	221	14	,	,	PUNCT
inlawrev-18341	221	15	they	they	PRON
inlawrev-18341	221	16	were	be	AUX
inlawrev-18341	221	17	predicting	predict	VERB
inlawrev-18341	221	18	(	(	PUNCT
inlawrev-18341	221	19	hoping	hope	VERB
inlawrev-18341	221	20	?	?	PUNCT
inlawrev-18341	221	21	)	)	PUNCT
inlawrev-18341	221	22	that	that	SCONJ
inlawrev-18341	221	23	the	the	DET
inlawrev-18341	221	24	chance	chance	NOUN
inlawrev-18341	221	25	of	of	ADP
inlawrev-18341	221	26	default	default	NOUN
inlawrev-18341	221	27	outweighed	outweigh	VERB
inlawrev-18341	221	28	the	the	DET
inlawrev-18341	221	29	premiums	premium	NOUN
inlawrev-18341	221	30	.	.	PUNCT
inlawrev-18341	222	1	at	at	ADP
inlawrev-18341	222	2	a	a	DET
inlawrev-18341	222	3	minimum	minimum	NOUN
inlawrev-18341	222	4	,	,	PUNCT
inlawrev-18341	222	5	the	the	DET
inlawrev-18341	222	6	institutions	institution	NOUN
inlawrev-18341	222	7	67	67	NUM
inlawrev-18341	222	8	.	.	PUNCT
inlawrev-18341	223	1	i	i	PRON
inlawrev-18341	223	2	d.	d.	PROPN
inlawrev-18341	223	3	68	68	NUM
inlawrev-18341	223	4	.	.	PUNCT
inlawrev-18341	224	1	aig	aig	PROPN
inlawrev-18341	224	2	was	be	AUX
inlawrev-18341	224	3	of	of	ADP
inlawrev-18341	224	4	course	course	NOUN
inlawrev-18341	224	5	on	on	ADP
inlawrev-18341	224	6	the	the	DET
inlawrev-18341	224	7	hook	hook	NOUN
inlawrev-18341	224	8	for	for	ADP
inlawrev-18341	224	9	far	far	ADV
inlawrev-18341	224	10	more	more	ADJ
inlawrev-18341	224	11	than	than	ADP
inlawrev-18341	224	12	just	just	ADV
inlawrev-18341	224	13	some	some	PRON
inlawrev-18341	224	14	of	of	ADP
inlawrev-18341	224	15	lehman	lehman	PROPN
inlawrev-18341	224	16	’s	’s	PART
inlawrev-18341	224	17	obligations	obligation	NOUN
inlawrev-18341	224	18	.	.	PUNCT
inlawrev-18341	225	1	they	they	PRON
inlawrev-18341	225	2	had	have	AUX
inlawrev-18341	225	3	also	also	ADV
inlawrev-18341	225	4	insured	insure	VERB
inlawrev-18341	225	5	some	some	PRON
inlawrev-18341	225	6	of	of	ADP
inlawrev-18341	225	7	those	those	DET
inlawrev-18341	225	8	securities	security	NOUN
inlawrev-18341	225	9	,	,	PUNCT
inlawrev-18341	225	10	$	$	SYM
inlawrev-18341	225	11	57	57	NUM
inlawrev-18341	225	12	billion	billion	NUM
inlawrev-18341	225	13	worth	worth	NOUN
inlawrev-18341	225	14	,	,	PUNCT
inlawrev-18341	225	15	which	which	PRON
inlawrev-18341	225	16	were	be	AUX
inlawrev-18341	225	17	dependent	dependent	ADJ
inlawrev-18341	225	18	on	on	ADP
inlawrev-18341	225	19	subprime	subprime	ADJ
inlawrev-18341	225	20	mortgages	mortgage	NOUN
inlawrev-18341	225	21	.	.	PUNCT
inlawrev-18341	226	1	69	69	NUM
inlawrev-18341	226	2	.	.	PUNCT
inlawrev-18341	227	1	another	another	DET
inlawrev-18341	227	2	way	way	NOUN
inlawrev-18341	227	3	institutions	institution	NOUN
inlawrev-18341	227	4	were	be	AUX
inlawrev-18341	227	5	intertwined	intertwine	VERB
inlawrev-18341	227	6	was	be	AUX
inlawrev-18341	227	7	through	through	ADP
inlawrev-18341	227	8	“	"	PUNCT
inlawrev-18341	227	9	cross	cross	VERB
inlawrev-18341	227	10	buying	buying	NOUN
inlawrev-18341	227	11	.	.	PUNCT
inlawrev-18341	227	12	”	"	PUNCT
inlawrev-18341	228	1	according	accord	VERB
inlawrev-18341	228	2	to	to	ADP
inlawrev-18341	228	3	the	the	DET
inlawrev-18341	228	4	sec	sec	PROPN
inlawrev-18341	228	5	,	,	PUNCT
inlawrev-18341	228	6	“	"	PUNCT
inlawrev-18341	228	7	heading	head	VERB
inlawrev-18341	228	8	into	into	ADP
inlawrev-18341	228	9	2007	2007	NUM
inlawrev-18341	228	10	,	,	PUNCT
inlawrev-18341	228	11	there	there	PRON
inlawrev-18341	228	12	was	be	VERB
inlawrev-18341	228	13	a	a	DET
inlawrev-18341	228	14	streetwide	streetwide	NOUN
inlawrev-18341	228	15	gentleman	gentleman	NOUN
inlawrev-18341	228	16	's	's	PART
inlawrev-18341	228	17	agreement	agreement	NOUN
inlawrev-18341	228	18	:	:	PUNCT
inlawrev-18341	228	19	you	you	PRON
inlawrev-18341	228	20	buy	buy	VERB
inlawrev-18341	228	21	my	my	PRON
inlawrev-18341	228	22	bbb	bbb	NOUN
inlawrev-18341	228	23	tranches	tranche	NOUN
inlawrev-18341	228	24	[	[	X
inlawrev-18341	228	25	low	low	ADJ
inlawrev-18341	228	26	rated	rate	VERB
inlawrev-18341	228	27	securities	security	NOUN
inlawrev-18341	228	28	]	]	PUNCT
inlawrev-18341	228	29	and	and	CCONJ
inlawrev-18341	228	30	i	i	PRON
inlawrev-18341	228	31	'll	will	AUX
inlawrev-18341	228	32	buy	buy	VERB
inlawrev-18341	228	33	yours	yours	PRON
inlawrev-18341	228	34	.	.	PUNCT
inlawrev-18341	228	35	”	"	PUNCT
inlawrev-18341	229	1	fcic	fcic	PROPN
inlawrev-18341	229	2	report	report	NOUN
inlawrev-18341	229	3	,	,	PUNCT
inlawrev-18341	229	4	supra	supra	PROPN
inlawrev-18341	229	5	note	note	NOUN
inlawrev-18341	229	6	3	3	NUM
inlawrev-18341	229	7	,	,	PUNCT
inlawrev-18341	229	8	at	at	ADP
inlawrev-18341	229	9	203	203	NUM
inlawrev-18341	229	10	.	.	PUNCT
inlawrev-18341	230	1	70	70	NUM
inlawrev-18341	230	2	.	.	PUNCT
inlawrev-18341	231	1	see	see	VERB
inlawrev-18341	231	2	barry	barry	PROPN
inlawrev-18341	231	3	ritholtz	ritholtz	PROPN
inlawrev-18341	231	4	,	,	PUNCT
inlawrev-18341	231	5	credit	credit	NOUN
inlawrev-18341	231	6	default	default	NOUN
inlawrev-18341	231	7	swaps	swap	NOUN
inlawrev-18341	231	8	are	be	AUX
inlawrev-18341	231	9	insurance	insurance	NOUN
inlawrev-18341	231	10	products	product	NOUN
inlawrev-18341	231	11	.	.	PUNCT
inlawrev-18341	232	1	it	it	PRON
inlawrev-18341	232	2	’s	’	VERB
inlawrev-18341	232	3	time	time	NOUN
inlawrev-18341	232	4	we	we	PRON
inlawrev-18341	232	5	regulated	regulate	VERB
inlawrev-18341	232	6	them	they	PRON
inlawrev-18341	232	7	as	as	ADP
inlawrev-18341	232	8	such	such	ADJ
inlawrev-18341	232	9	,	,	PUNCT
inlawrev-18341	232	10	wash	wash	NOUN
inlawrev-18341	232	11	.	.	PUNCT
inlawrev-18341	233	1	post	post	NOUN
inlawrev-18341	233	2	,	,	PUNCT
inlawrev-18341	233	3	http://www.washingtonpost.com/business/credit-defaultswaps-are-insurance-products-its-time-we-regulated-them-as-such/2012/03/05/giqaauo83r	http://www.washingtonpost.com/business/credit-defaultswaps-are-insurance-products-its-time-we-regulated-them-as-such/2012/03/05/giqaauo83r	NOUN
inlawrev-18341	233	4	_	_	X
inlawrev-18341	233	5	story.html	story.html	PROPN
inlawrev-18341	233	6	,	,	PUNCT
inlawrev-18341	233	7	archived	archive	VERB
inlawrev-18341	233	8	at	at	ADP
inlawrev-18341	233	9	http://perma.cc/eea5-uybq	http://perma.cc/eea5-uybq	PROPN
inlawrev-18341	233	10	(	(	PUNCT
inlawrev-18341	233	11	last	last	ADV
inlawrev-18341	233	12	visited	visit	VERB
inlawrev-18341	233	13	june	june	PROPN
inlawrev-18341	233	14	28	28	NUM
inlawrev-18341	233	15	,	,	PUNCT
inlawrev-18341	233	16	2014	2014	NUM
inlawrev-18341	233	17	)	)	PUNCT
inlawrev-18341	233	18	(	(	PUNCT
inlawrev-18341	233	19	comparing	compare	VERB
inlawrev-18341	233	20	cdos	cdo	NOUN
inlawrev-18341	233	21	to	to	ADP
inlawrev-18341	233	22	insurance	insurance	NOUN
inlawrev-18341	233	23	products	product	NOUN
inlawrev-18341	233	24	)	)	PUNCT
inlawrev-18341	233	25	.	.	PUNCT
inlawrev-18341	234	1	71	71	NUM
inlawrev-18341	234	2	.	.	PUNCT
inlawrev-18341	234	3	see	see	VERB
inlawrev-18341	234	4	mary	mary	PROPN
inlawrev-18341	234	5	elizabeth	elizabeth	PROPN
inlawrev-18341	234	6	desrosiers	desrosiers	PROPN
inlawrev-18341	234	7	,	,	PUNCT
inlawrev-18341	234	8	prices	price	NOUN
inlawrev-18341	234	9	of	of	ADP
inlawrev-18341	234	10	credit	credit	NOUN
inlawrev-18341	234	11	default	default	NOUN
inlawrev-18341	234	12	swaps	swap	NOUN
inlawrev-18341	234	13	and	and	CCONJ
inlawrev-18341	234	14	the	the	DET
inlawrev-18341	234	15	term	term	NOUN
inlawrev-18341	234	16	structure	structure	NOUN
inlawrev-18341	234	17	of	of	ADP
inlawrev-18341	234	18	credit	credit	NOUN
inlawrev-18341	234	19	risk	risk	NOUN
inlawrev-18341	234	20	,	,	PUNCT
inlawrev-18341	234	21	worcester	worcester	PROPN
inlawrev-18341	234	22	polytechnic	polytechnic	PROPN
inlawrev-18341	234	23	institute	institute	PROPN
inlawrev-18341	234	24	1	1	NUM
inlawrev-18341	234	25	,	,	PUNCT
inlawrev-18341	234	26	14	14	NUM
inlawrev-18341	234	27	-	-	SYM
inlawrev-18341	234	28	15	15	NUM
inlawrev-18341	234	29	(	(	PUNCT
inlawrev-18341	234	30	may	may	NOUN
inlawrev-18341	234	31	2007	2007	NUM
inlawrev-18341	234	32	)	)	PUNCT
inlawrev-18341	234	33	,	,	PUNCT
inlawrev-18341	234	34	available	available	ADJ
inlawrev-18341	234	35	at	at	ADP
inlawrev-18341	234	36	http://www.wpi	http://www.wpi	PROPN
inlawrev-18341	234	37	.	.	PUNCT
inlawrev-18341	235	1	edu	edu	PROPN
inlawrev-18341	235	2	/	/	SYM
inlawrev-18341	235	3	pubs	pub	NOUN
inlawrev-18341	235	4	/	/	SYM
inlawrev-18341	235	5	etd	etd	NOUN
inlawrev-18341	235	6	/	/	SYM
inlawrev-18341	235	7	available	available	ADJ
inlawrev-18341	235	8	/	/	SYM
inlawrev-18341	235	9	etd-050107	etd-050107	NOUN
inlawrev-18341	235	10	-	-	PUNCT
inlawrev-18341	235	11	220449	220449	NUM
inlawrev-18341	235	12	/	/	SYM
inlawrev-18341	235	13	unrestricted	unrestricted	ADJ
inlawrev-18341	235	14	/	/	SYM
inlawrev-18341	235	15	cds	cd	NOUN
inlawrev-18341	235	16	-	-	PUNCT
inlawrev-18341	235	17	default_probability.pdf	default_probability.pdf	NOUN
inlawrev-18341	235	18	(	(	PUNCT
inlawrev-18341	235	19	discussing	discuss	VERB
inlawrev-18341	235	20	credit	credit	NOUN
inlawrev-18341	235	21	default	default	NOUN
inlawrev-18341	235	22	swaps	swap	NOUN
inlawrev-18341	235	23	)	)	PUNCT
inlawrev-18341	235	24	.	.	PUNCT
inlawrev-18341	236	1	72	72	NUM
inlawrev-18341	236	2	.	.	PUNCT
inlawrev-18341	236	3	fcic	fcic	PROPN
inlawrev-18341	236	4	report	report	PROPN
inlawrev-18341	236	5	,	,	PUNCT
inlawrev-18341	236	6	supra	supra	PROPN
inlawrev-18341	236	7	note	note	NOUN
inlawrev-18341	236	8	3	3	NUM
inlawrev-18341	236	9	,	,	PUNCT
inlawrev-18341	236	10	at	at	ADP
inlawrev-18341	236	11	50	50	NUM
inlawrev-18341	236	12	.	.	PUNCT
inlawrev-18341	236	13	73	73	NUM
inlawrev-18341	236	14	.	.	PUNCT
inlawrev-18341	237	1	i	i	PRON
inlawrev-18341	237	2	d.	d.	PROPN
inlawrev-18341	237	3	74	74	NUM
inlawrev-18341	237	4	.	.	PUNCT
inlawrev-18341	238	1	i	i	PRON
inlawrev-18341	238	2	d.	d.	PROPN
inlawrev-18341	238	3	75	75	NUM
inlawrev-18341	238	4	.	.	PUNCT
inlawrev-18341	239	1	i	i	PRON
inlawrev-18341	239	2	d.	d.	PROPN
inlawrev-18341	239	3	2014	2014	NUM
inlawrev-18341	239	4	]	]	PUNCT
inlawrev-18341	239	5	revisiting	revisit	VERB
inlawrev-18341	239	6	causes	cause	NOUN
inlawrev-18341	239	7	of	of	ADP
inlawrev-18341	239	8	the	the	DET
inlawrev-18341	239	9	financial	financial	ADJ
inlawrev-18341	239	10	crisis	crisis	NOUN
inlawrev-18341	239	11	47	47	NUM
inlawrev-18341	239	12	would	would	AUX
inlawrev-18341	239	13	also	also	ADV
inlawrev-18341	239	14	have	have	VERB
inlawrev-18341	239	15	an	an	DET
inlawrev-18341	239	16	incentive	incentive	NOUN
inlawrev-18341	239	17	not	not	PART
inlawrev-18341	239	18	to	to	PART
inlawrev-18341	239	19	help	help	VERB
inlawrev-18341	239	20	the	the	DET
inlawrev-18341	239	21	borrower	borrower	NOUN
inlawrev-18341	239	22	survive	survive	VERB
inlawrev-18341	239	23	.	.	PUNCT
inlawrev-18341	240	1	by	by	ADP
inlawrev-18341	240	2	2008	2008	NUM
inlawrev-18341	240	3	,	,	PUNCT
inlawrev-18341	240	4	the	the	DET
inlawrev-18341	240	5	value	value	NOUN
inlawrev-18341	240	6	of	of	ADP
inlawrev-18341	240	7	cdss	cdss	NOUN
inlawrev-18341	240	8	greatly	greatly	ADV
inlawrev-18341	240	9	outweighed	outweigh	VERB
inlawrev-18341	240	10	the	the	DET
inlawrev-18341	240	11	underlying	underlie	VERB
inlawrev-18341	240	12	securities	security	NOUN
inlawrev-18341	240	13	in	in	ADP
inlawrev-18341	240	14	valuation.76	valuation.76	PROPN
inlawrev-18341	240	15	therefore	therefore	ADV
inlawrev-18341	240	16	,	,	PUNCT
inlawrev-18341	240	17	when	when	SCONJ
inlawrev-18341	240	18	lehman	lehman	PROPN
inlawrev-18341	240	19	defaulted	default	VERB
inlawrev-18341	240	20	on	on	ADP
inlawrev-18341	240	21	its	its	PRON
inlawrev-18341	240	22	bonds	bond	NOUN
inlawrev-18341	240	23	,	,	PUNCT
inlawrev-18341	240	24	not	not	PART
inlawrev-18341	240	25	only	only	ADV
inlawrev-18341	240	26	were	be	AUX
inlawrev-18341	240	27	bond	bond	NOUN
inlawrev-18341	240	28	-	-	PUNCT
inlawrev-18341	240	29	holders	holder	NOUN
inlawrev-18341	240	30	at	at	ADP
inlawrev-18341	240	31	risk	risk	NOUN
inlawrev-18341	240	32	,	,	PUNCT
inlawrev-18341	240	33	but	but	CCONJ
inlawrev-18341	240	34	also	also	ADV
inlawrev-18341	240	35	any	any	DET
inlawrev-18341	240	36	institution	institution	NOUN
inlawrev-18341	240	37	that	that	PRON
inlawrev-18341	240	38	had	have	AUX
inlawrev-18341	240	39	issued	issue	VERB
inlawrev-18341	240	40	cdss	cdss	NOUN
inlawrev-18341	240	41	on	on	ADP
inlawrev-18341	240	42	lehman	lehman	PROPN
inlawrev-18341	240	43	’s	’s	PART
inlawrev-18341	240	44	bonds	bond	NOUN
inlawrev-18341	240	45	.	.	PUNCT
inlawrev-18341	241	1	this	this	DET
inlawrev-18341	241	2	interconnected	interconnected	ADJ
inlawrev-18341	241	3	web	web	NOUN
inlawrev-18341	241	4	of	of	ADP
inlawrev-18341	241	5	roped	rope	VERB
inlawrev-18341	241	6	-	-	PUNCT
inlawrev-18341	241	7	together	together	ADP
inlawrev-18341	241	8	institutions	institution	NOUN
inlawrev-18341	241	9	was	be	AUX
inlawrev-18341	241	10	at	at	ADP
inlawrev-18341	241	11	great	great	ADJ
inlawrev-18341	241	12	risk	risk	NOUN
inlawrev-18341	241	13	of	of	ADP
inlawrev-18341	241	14	collapse.77	collapse.77	VERB
inlawrev-18341	241	15	those	those	DET
inlawrev-18341	241	16	institutions	institution	NOUN
inlawrev-18341	241	17	with	with	ADP
inlawrev-18341	241	18	more	more	ADV
inlawrev-18341	241	19	conservative	conservative	ADJ
inlawrev-18341	241	20	financial	financial	ADJ
inlawrev-18341	241	21	structures	structure	NOUN
inlawrev-18341	241	22	,	,	PUNCT
inlawrev-18341	241	23	i.e.	i.e.	X
inlawrev-18341	241	24	,	,	PUNCT
inlawrev-18341	241	25	higher	high	ADJ
inlawrev-18341	241	26	relative	relative	ADJ
inlawrev-18341	241	27	amounts	amount	NOUN
inlawrev-18341	241	28	of	of	ADP
inlawrev-18341	241	29	capital	capital	NOUN
inlawrev-18341	241	30	,	,	PUNCT
inlawrev-18341	241	31	or	or	CCONJ
inlawrev-18341	241	32	those	those	PRON
inlawrev-18341	241	33	who	who	PRON
inlawrev-18341	241	34	did	do	AUX
inlawrev-18341	241	35	not	not	PART
inlawrev-18341	241	36	keep	keep	VERB
inlawrev-18341	241	37	high	high	ADJ
inlawrev-18341	241	38	values	value	NOUN
inlawrev-18341	241	39	of	of	ADP
inlawrev-18341	241	40	mbss	mbss	NOUN
inlawrev-18341	241	41	and	and	CCONJ
inlawrev-18341	241	42	cdos	cdo	NOUN
inlawrev-18341	241	43	were	be	AUX
inlawrev-18341	241	44	somewhat	somewhat	ADV
inlawrev-18341	241	45	safer	safe	ADJ
inlawrev-18341	241	46	,	,	PUNCT
inlawrev-18341	241	47	but	but	CCONJ
inlawrev-18341	241	48	the	the	DET
inlawrev-18341	241	49	combined	combine	VERB
inlawrev-18341	241	50	impact	impact	NOUN
inlawrev-18341	241	51	put	put	VERB
inlawrev-18341	241	52	nearly	nearly	ADV
inlawrev-18341	241	53	everyone	everyone	PRON
inlawrev-18341	241	54	at	at	ADP
inlawrev-18341	241	55	risk	risk	NOUN
inlawrev-18341	241	56	.	.	PUNCT
inlawrev-18341	242	1	all	all	PRON
inlawrev-18341	242	2	of	of	ADP
inlawrev-18341	242	3	the	the	DET
inlawrev-18341	242	4	other	other	ADJ
inlawrev-18341	242	5	institutions	institution	NOUN
inlawrev-18341	242	6	were	be	AUX
inlawrev-18341	242	7	desperately	desperately	ADV
inlawrev-18341	242	8	trying	try	VERB
inlawrev-18341	242	9	to	to	PART
inlawrev-18341	242	10	untie	untie	VERB
inlawrev-18341	242	11	the	the	DET
inlawrev-18341	242	12	ropes	rope	NOUN
inlawrev-18341	242	13	that	that	PRON
inlawrev-18341	242	14	they	they	PRON
inlawrev-18341	242	15	had	have	VERB
inlawrev-18341	242	16	,	,	PUNCT
inlawrev-18341	242	17	not	not	PART
inlawrev-18341	242	18	just	just	ADV
inlawrev-18341	242	19	with	with	ADP
inlawrev-18341	242	20	lehman	lehman	PROPN
inlawrev-18341	242	21	,	,	PUNCT
inlawrev-18341	242	22	but	but	CCONJ
inlawrev-18341	242	23	with	with	SCONJ
inlawrev-18341	242	24	the	the	DET
inlawrev-18341	242	25	other	other	ADJ
inlawrev-18341	242	26	less	less	ADV
inlawrev-18341	242	27	stable	stable	ADJ
inlawrev-18341	242	28	institutions	institution	NOUN
inlawrev-18341	242	29	as	as	ADP
inlawrev-18341	242	30	well.78	well.78	VERB
inlawrev-18341	242	31	the	the	DET
inlawrev-18341	242	32	problem	problem	NOUN
inlawrev-18341	242	33	was	be	AUX
inlawrev-18341	242	34	,	,	PUNCT
inlawrev-18341	242	35	in	in	ADP
inlawrev-18341	242	36	part	part	NOUN
inlawrev-18341	242	37	,	,	PUNCT
inlawrev-18341	242	38	asymmetric	asymmetric	ADJ
inlawrev-18341	242	39	information	information	NOUN
inlawrev-18341	242	40	,	,	PUNCT
inlawrev-18341	242	41	or	or	CCONJ
inlawrev-18341	242	42	what	what	PRON
inlawrev-18341	242	43	nobel	nobel	PROPN
inlawrev-18341	242	44	prize	prize	PROPN
inlawrev-18341	242	45	winner	winner	PROPN
inlawrev-18341	242	46	george	george	PROPN
inlawrev-18341	242	47	akerloff	akerloff	PROPN
inlawrev-18341	242	48	called	call	VERB
inlawrev-18341	242	49	the	the	DET
inlawrev-18341	242	50	“	"	PUNCT
inlawrev-18341	242	51	lemon	lemon	NOUN
inlawrev-18341	242	52	problem	problem	NOUN
inlawrev-18341	242	53	.	.	PUNCT
inlawrev-18341	243	1	”79	”79	NOUN
inlawrev-18341	243	2	none	none	NOUN
inlawrev-18341	243	3	of	of	ADP
inlawrev-18341	243	4	the	the	DET
inlawrev-18341	243	5	institutions	institution	NOUN
inlawrev-18341	243	6	could	could	AUX
inlawrev-18341	243	7	tell	tell	VERB
inlawrev-18341	243	8	which	which	PRON
inlawrev-18341	243	9	were	be	AUX
inlawrev-18341	243	10	the	the	DET
inlawrev-18341	243	11	good	good	ADJ
inlawrev-18341	243	12	,	,	PUNCT
inlawrev-18341	243	13	solid	solid	ADJ
inlawrev-18341	243	14	institutions	institution	NOUN
inlawrev-18341	243	15	,	,	PUNCT
inlawrev-18341	243	16	and	and	CCONJ
inlawrev-18341	243	17	which	which	PRON
inlawrev-18341	243	18	were	be	AUX
inlawrev-18341	243	19	not	not	PART
inlawrev-18341	243	20	,	,	PUNCT
inlawrev-18341	243	21	in	in	ADP
inlawrev-18341	243	22	part	part	NOUN
inlawrev-18341	243	23	because	because	SCONJ
inlawrev-18341	243	24	of	of	ADP
inlawrev-18341	243	25	the	the	DET
inlawrev-18341	243	26	difficulty	difficulty	NOUN
inlawrev-18341	243	27	in	in	ADP
inlawrev-18341	243	28	valuing	value	VERB
inlawrev-18341	243	29	an	an	DET
inlawrev-18341	243	30	illiquid	illiquid	ADJ
inlawrev-18341	243	31	security	security	NOUN
inlawrev-18341	243	32	that	that	PRON
inlawrev-18341	243	33	represents	represent	VERB
inlawrev-18341	243	34	a	a	DET
inlawrev-18341	243	35	little	little	ADJ
inlawrev-18341	243	36	piece	piece	NOUN
inlawrev-18341	243	37	of	of	ADP
inlawrev-18341	243	38	perhaps	perhaps	ADV
inlawrev-18341	243	39	1000	1000	NUM
inlawrev-18341	243	40	to	to	PART
inlawrev-18341	243	41	10,000	10,000	NUM
inlawrev-18341	243	42	mortgages	mortgage	NOUN
inlawrev-18341	243	43	.	.	PUNCT
inlawrev-18341	244	1	thus	thus	ADV
inlawrev-18341	244	2	,	,	PUNCT
inlawrev-18341	244	3	the	the	DET
inlawrev-18341	244	4	institutions	institution	NOUN
inlawrev-18341	244	5	kept	keep	VERB
inlawrev-18341	244	6	all	all	DET
inlawrev-18341	244	7	high	high	ADJ
inlawrev-18341	244	8	-	-	PUNCT
inlawrev-18341	244	9	quality	quality	NOUN
inlawrev-18341	244	10	liquid	liquid	ADJ
inlawrev-18341	244	11	instruments	instrument	NOUN
inlawrev-18341	244	12	,	,	PUNCT
inlawrev-18341	244	13	like	like	ADP
inlawrev-18341	244	14	cash	cash	NOUN
inlawrev-18341	244	15	and	and	CCONJ
inlawrev-18341	244	16	treasury	treasury	NOUN
inlawrev-18341	244	17	bills	bill	NOUN
inlawrev-18341	244	18	,	,	PUNCT
inlawrev-18341	244	19	and	and	CCONJ
inlawrev-18341	244	20	nobody	nobody	PRON
inlawrev-18341	244	21	was	be	AUX
inlawrev-18341	244	22	willing	willing	ADJ
inlawrev-18341	244	23	to	to	PART
inlawrev-18341	244	24	buy	buy	VERB
inlawrev-18341	244	25	,	,	PUNCT
inlawrev-18341	244	26	or	or	CCONJ
inlawrev-18341	244	27	lend	lend	VERB
inlawrev-18341	244	28	money	money	NOUN
inlawrev-18341	244	29	based	base	VERB
inlawrev-18341	244	30	on	on	ADP
inlawrev-18341	244	31	,	,	PUNCT
inlawrev-18341	244	32	the	the	DET
inlawrev-18341	244	33	mortgage	mortgage	NOUN
inlawrev-18341	244	34	-	-	PUNCT
inlawrev-18341	244	35	linked	link	VERB
inlawrev-18341	244	36	securities	security	NOUN
inlawrev-18341	244	37	that	that	PRON
inlawrev-18341	244	38	had	have	AUX
inlawrev-18341	244	39	been	be	AUX
inlawrev-18341	244	40	exposed	expose	VERB
inlawrev-18341	244	41	as	as	ADP
inlawrev-18341	244	42	risky.80	risky.80	NOUN
inlawrev-18341	244	43	so	so	ADV
inlawrev-18341	244	44	,	,	PUNCT
inlawrev-18341	244	45	the	the	DET
inlawrev-18341	244	46	financial	financial	ADJ
inlawrev-18341	244	47	institutions	institution	NOUN
inlawrev-18341	244	48	were	be	AUX
inlawrev-18341	244	49	trying	try	VERB
inlawrev-18341	244	50	to	to	PART
inlawrev-18341	244	51	undo	undo	VERB
inlawrev-18341	244	52	or	or	CCONJ
inlawrev-18341	244	53	reduce	reduce	VERB
inlawrev-18341	244	54	their	their	PRON
inlawrev-18341	244	55	ties	tie	NOUN
inlawrev-18341	244	56	to	to	ADP
inlawrev-18341	244	57	the	the	DET
inlawrev-18341	244	58	other	other	ADJ
inlawrev-18341	244	59	financial	financial	ADJ
inlawrev-18341	244	60	institutions	institution	NOUN
inlawrev-18341	244	61	.	.	PUNCT
inlawrev-18341	245	1	but	but	CCONJ
inlawrev-18341	245	2	everyone	everyone	PRON
inlawrev-18341	245	3	was	be	AUX
inlawrev-18341	245	4	doing	do	VERB
inlawrev-18341	245	5	the	the	DET
inlawrev-18341	245	6	same	same	ADJ
inlawrev-18341	245	7	thing	thing	NOUN
inlawrev-18341	245	8	at	at	ADP
inlawrev-18341	245	9	the	the	DET
inlawrev-18341	245	10	same	same	ADJ
inlawrev-18341	245	11	time	time	NOUN
inlawrev-18341	245	12	and	and	CCONJ
inlawrev-18341	245	13	some	some	PRON
inlawrev-18341	245	14	were	be	AUX
inlawrev-18341	245	15	getting	get	VERB
inlawrev-18341	245	16	ever	ever	ADV
inlawrev-18341	245	17	closer	close	ADJ
inlawrev-18341	245	18	to	to	ADP
inlawrev-18341	245	19	failure	failure	NOUN
inlawrev-18341	245	20	.	.	PUNCT
inlawrev-18341	246	1	with	with	ADP
inlawrev-18341	246	2	the	the	DET
inlawrev-18341	246	3	announcement	announcement	NOUN
inlawrev-18341	246	4	of	of	ADP
inlawrev-18341	246	5	merrill	merrill	PROPN
inlawrev-18341	246	6	lynch	lynch	PROPN
inlawrev-18341	246	7	’s	’s	PART
inlawrev-18341	246	8	sale	sale	NOUN
inlawrev-18341	246	9	to	to	ADP
inlawrev-18341	246	10	bank	bank	PROPN
inlawrev-18341	246	11	of	of	ADP
inlawrev-18341	246	12	america,81	america,81	NOUN
inlawrev-18341	246	13	and	and	CCONJ
inlawrev-18341	246	14	lehman	lehman	PROPN
inlawrev-18341	246	15	’s	’s	PART
inlawrev-18341	246	16	bankruptcy	bankruptcy	NOUN
inlawrev-18341	246	17	filing	filing	NOUN
inlawrev-18341	246	18	,	,	PUNCT
inlawrev-18341	246	19	aig	aig	PROPN
inlawrev-18341	246	20	was	be	AUX
inlawrev-18341	246	21	expected	expect	VERB
inlawrev-18341	246	22	to	to	PART
inlawrev-18341	246	23	be	be	AUX
inlawrev-18341	246	24	next.82	next.82	ADJ
inlawrev-18341	246	25	these	these	DET
inlawrev-18341	246	26	circumstances	circumstance	NOUN
inlawrev-18341	246	27	forced	force	VERB
inlawrev-18341	246	28	the	the	DET
inlawrev-18341	246	29	government	government	NOUN
inlawrev-18341	246	30	to	to	PART
inlawrev-18341	246	31	rescue	rescue	VERB
inlawrev-18341	246	32	aig	aig	PROPN
inlawrev-18341	246	33	the	the	DET
inlawrev-18341	246	34	following	follow	VERB
inlawrev-18341	246	35	day.83	day.83	VERB
inlawrev-18341	246	36	over	over	ADP
inlawrev-18341	246	37	the	the	DET
inlawrev-18341	246	38	next	next	ADJ
inlawrev-18341	246	39	few	few	ADJ
inlawrev-18341	246	40	weeks	week	NOUN
inlawrev-18341	246	41	,	,	PUNCT
inlawrev-18341	246	42	washington	washington	PROPN
inlawrev-18341	246	43	mutual	mutual	ADJ
inlawrev-18341	246	44	was	be	AUX
inlawrev-18341	246	45	76	76	NUM
inlawrev-18341	246	46	.	.	PUNCT
inlawrev-18341	247	1	i	i	PRON
inlawrev-18341	247	2	d.	d.	PROPN
inlawrev-18341	247	3	77	77	NUM
inlawrev-18341	247	4	.	.	PUNCT
inlawrev-18341	248	1	i	i	PRON
inlawrev-18341	248	2	d.	d.	PROPN
inlawrev-18341	248	3	at	at	ADP
inlawrev-18341	248	4	17	17	NUM
inlawrev-18341	248	5	.	.	PUNCT
inlawrev-18341	249	1	78	78	NUM
inlawrev-18341	249	2	.	.	PUNCT
inlawrev-18341	250	1	see	see	VERB
inlawrev-18341	250	2	i	i	PRON
inlawrev-18341	250	3	d.	d.	PROPN
inlawrev-18341	250	4	at	at	ADP
inlawrev-18341	250	5	27	27	NUM
inlawrev-18341	250	6	(	(	PUNCT
inlawrev-18341	250	7	discussing	discuss	VERB
inlawrev-18341	250	8	the	the	DET
inlawrev-18341	250	9	interconnectivity	interconnectivity	NOUN
inlawrev-18341	250	10	of	of	ADP
inlawrev-18341	250	11	financial	financial	ADJ
inlawrev-18341	250	12	firms	firm	NOUN
inlawrev-18341	250	13	and	and	CCONJ
inlawrev-18341	250	14	its	its	PRON
inlawrev-18341	250	15	contribution	contribution	NOUN
inlawrev-18341	250	16	to	to	ADP
inlawrev-18341	250	17	the	the	DET
inlawrev-18341	250	18	financial	financial	ADJ
inlawrev-18341	250	19	crisis	crisis	NOUN
inlawrev-18341	250	20	)	)	PUNCT
inlawrev-18341	250	21	.	.	PUNCT
inlawrev-18341	251	1	79	79	NUM
inlawrev-18341	251	2	.	.	PUNCT
inlawrev-18341	252	1	see	see	VERB
inlawrev-18341	252	2	george	george	PROPN
inlawrev-18341	252	3	a.	a.	PROPN
inlawrev-18341	252	4	akerlof	akerlof	PROPN
inlawrev-18341	252	5	,	,	PUNCT
inlawrev-18341	252	6	the	the	DET
inlawrev-18341	252	7	market	market	NOUN
inlawrev-18341	252	8	for	for	ADP
inlawrev-18341	252	9	“	"	PUNCT
inlawrev-18341	252	10	lemons	lemon	NOUN
inlawrev-18341	252	11	”	"	PUNCT
inlawrev-18341	252	12	:	:	PUNCT
inlawrev-18341	252	13	quality	quality	NOUN
inlawrev-18341	252	14	uncertainty	uncertainty	NOUN
inlawrev-18341	252	15	and	and	CCONJ
inlawrev-18341	252	16	the	the	DET
inlawrev-18341	252	17	market	market	NOUN
inlawrev-18341	252	18	mechanism	mechanism	NOUN
inlawrev-18341	252	19	,	,	PUNCT
inlawrev-18341	252	20	84	84	NUM
inlawrev-18341	252	21	q.j	q.j	PROPN
inlawrev-18341	252	22	.	.	PROPN
inlawrev-18341	252	23	econ	econ	PROPN
inlawrev-18341	252	24	.	.	PUNCT
inlawrev-18341	253	1	488	488	NUM
inlawrev-18341	253	2	,	,	PUNCT
inlawrev-18341	253	3	490	490	NUM
inlawrev-18341	253	4	(	(	PUNCT
inlawrev-18341	253	5	1970	1970	NUM
inlawrev-18341	253	6	)	)	PUNCT
inlawrev-18341	253	7	(	(	PUNCT
inlawrev-18341	253	8	discussing	discuss	VERB
inlawrev-18341	253	9	used	use	VERB
inlawrev-18341	253	10	car	car	NOUN
inlawrev-18341	253	11	purchasers	purchaser	NOUN
inlawrev-18341	253	12	’	'	PUNCT
inlawrev-18341	253	13	reasonable	reasonable	ADJ
inlawrev-18341	253	14	fear	fear	NOUN
inlawrev-18341	253	15	that	that	SCONJ
inlawrev-18341	253	16	the	the	DET
inlawrev-18341	253	17	car	car	NOUN
inlawrev-18341	253	18	they	they	PRON
inlawrev-18341	253	19	are	be	AUX
inlawrev-18341	253	20	buying	buy	VERB
inlawrev-18341	253	21	is	be	AUX
inlawrev-18341	253	22	a	a	DET
inlawrev-18341	253	23	lemon	lemon	NOUN
inlawrev-18341	253	24	because	because	SCONJ
inlawrev-18341	253	25	sellers	seller	NOUN
inlawrev-18341	253	26	know	know	VERB
inlawrev-18341	253	27	more	more	ADJ
inlawrev-18341	253	28	about	about	ADP
inlawrev-18341	253	29	the	the	DET
inlawrev-18341	253	30	car	car	NOUN
inlawrev-18341	253	31	and	and	CCONJ
inlawrev-18341	253	32	are	be	AUX
inlawrev-18341	253	33	more	more	ADV
inlawrev-18341	253	34	likely	likely	ADJ
inlawrev-18341	253	35	to	to	PART
inlawrev-18341	253	36	sell	sell	VERB
inlawrev-18341	253	37	it	it	PRON
inlawrev-18341	253	38	if	if	SCONJ
inlawrev-18341	253	39	it	it	PRON
inlawrev-18341	253	40	is	be	AUX
inlawrev-18341	253	41	a	a	DET
inlawrev-18341	253	42	lemon	lemon	NOUN
inlawrev-18341	253	43	)	)	PUNCT
inlawrev-18341	253	44	;	;	PUNCT
inlawrev-18341	253	45	see	see	VERB
inlawrev-18341	253	46	also	also	ADV
inlawrev-18341	253	47	antony	antony	PROPN
inlawrev-18341	253	48	page	page	NOUN
inlawrev-18341	253	49	,	,	PUNCT
inlawrev-18341	253	50	taking	take	VERB
inlawrev-18341	253	51	stock	stock	NOUN
inlawrev-18341	253	52	of	of	ADP
inlawrev-18341	253	53	the	the	DET
inlawrev-18341	253	54	first	first	ADJ
inlawrev-18341	253	55	amendment	amendment	NOUN
inlawrev-18341	253	56	’s	’s	PART
inlawrev-18341	253	57	application	application	NOUN
inlawrev-18341	253	58	to	to	ADP
inlawrev-18341	253	59	securities	security	NOUN
inlawrev-18341	253	60	regulation	regulation	NOUN
inlawrev-18341	253	61	,	,	PUNCT
inlawrev-18341	253	62	58	58	NUM
inlawrev-18341	253	63	s.c	s.c	PROPN
inlawrev-18341	253	64	.	.	PROPN
inlawrev-18341	253	65	law	law	PROPN
inlawrev-18341	253	66	rev	rev	VERB
inlawrev-18341	253	67	.	.	PROPN
inlawrev-18341	253	68	789	789	NUM
inlawrev-18341	253	69	,	,	PUNCT
inlawrev-18341	253	70	814	814	NUM
inlawrev-18341	253	71	-	-	SYM
inlawrev-18341	253	72	16	16	NUM
inlawrev-18341	253	73	(	(	PUNCT
inlawrev-18341	253	74	2007	2007	NUM
inlawrev-18341	253	75	)	)	PUNCT
inlawrev-18341	253	76	(	(	PUNCT
inlawrev-18341	253	77	analogizing	analogize	VERB
inlawrev-18341	253	78	the	the	DET
inlawrev-18341	253	79	used	used	ADJ
inlawrev-18341	253	80	car	car	NOUN
inlawrev-18341	253	81	“	"	PUNCT
inlawrev-18341	253	82	lemon	lemon	NOUN
inlawrev-18341	253	83	problem	problem	NOUN
inlawrev-18341	253	84	”	"	PUNCT
inlawrev-18341	253	85	with	with	ADP
inlawrev-18341	253	86	securities	security	NOUN
inlawrev-18341	253	87	)	)	PUNCT
inlawrev-18341	253	88	.	.	PUNCT
inlawrev-18341	254	1	80	80	NUM
inlawrev-18341	254	2	.	.	PUNCT
inlawrev-18341	255	1	see	see	VERB
inlawrev-18341	255	2	i	i	PRON
inlawrev-18341	255	3	d.	d.	PROPN
inlawrev-18341	255	4	(	(	PUNCT
inlawrev-18341	255	5	discussing	discuss	VERB
inlawrev-18341	255	6	why	why	SCONJ
inlawrev-18341	255	7	asymmetrical	asymmetrical	ADJ
inlawrev-18341	255	8	information	information	NOUN
inlawrev-18341	255	9	would	would	AUX
inlawrev-18341	255	10	discourage	discourage	VERB
inlawrev-18341	255	11	firms	firm	NOUN
inlawrev-18341	255	12	from	from	ADP
inlawrev-18341	255	13	purchasing	purchase	VERB
inlawrev-18341	255	14	risky	risky	ADJ
inlawrev-18341	255	15	securities	security	NOUN
inlawrev-18341	255	16	)	)	PUNCT
inlawrev-18341	255	17	.	.	PUNCT
inlawrev-18341	256	1	81	81	NUM
inlawrev-18341	256	2	.	.	PUNCT
inlawrev-18341	257	1	some	some	PRON
inlawrev-18341	257	2	have	have	AUX
inlawrev-18341	257	3	wondered	wonder	VERB
inlawrev-18341	257	4	why	why	SCONJ
inlawrev-18341	257	5	bank	bank	PROPN
inlawrev-18341	257	6	of	of	ADP
inlawrev-18341	257	7	america	america	PROPN
inlawrev-18341	257	8	paid	pay	VERB
inlawrev-18341	257	9	$	$	SYM
inlawrev-18341	257	10	29	29	NUM
inlawrev-18341	257	11	per	per	ADP
inlawrev-18341	257	12	share	share	NOUN
inlawrev-18341	257	13	for	for	ADP
inlawrev-18341	257	14	merrill	merrill	PROPN
inlawrev-18341	257	15	lynch	lynch	PROPN
inlawrev-18341	257	16	when	when	SCONJ
inlawrev-18341	257	17	it	it	PRON
inlawrev-18341	257	18	appears	appear	VERB
inlawrev-18341	257	19	highly	highly	ADV
inlawrev-18341	257	20	probable	probable	ADJ
inlawrev-18341	257	21	the	the	DET
inlawrev-18341	257	22	bank	bank	NOUN
inlawrev-18341	257	23	could	could	AUX
inlawrev-18341	257	24	have	have	AUX
inlawrev-18341	257	25	paid	pay	VERB
inlawrev-18341	257	26	substantially	substantially	ADV
inlawrev-18341	257	27	less	less	ADJ
inlawrev-18341	257	28	.	.	PUNCT
inlawrev-18341	258	1	see	see	VERB
inlawrev-18341	258	2	,	,	PUNCT
inlawrev-18341	258	3	e.g.	e.g.	ADV
inlawrev-18341	258	4	,	,	PUNCT
inlawrev-18341	258	5	lewis	lewis	PROPN
inlawrev-18341	258	6	gets	get	VERB
inlawrev-18341	258	7	faint	faint	ADJ
inlawrev-18341	258	8	praise	praise	NOUN
inlawrev-18341	258	9	from	from	ADP
inlawrev-18341	258	10	buffet	buffet	PROPN
inlawrev-18341	258	11	,	,	PUNCT
inlawrev-18341	258	12	n.y	n.y	PROPN
inlawrev-18341	258	13	.	.	PROPN
inlawrev-18341	258	14	times	times	PROPN
inlawrev-18341	258	15	,	,	PUNCT
inlawrev-18341	258	16	sept	sept	PROPN
inlawrev-18341	258	17	.	.	PROPN
inlawrev-18341	258	18	16	16	NUM
inlawrev-18341	258	19	,	,	PUNCT
inlawrev-18341	258	20	2009	2009	NUM
inlawrev-18341	258	21	(	(	PUNCT
inlawrev-18341	258	22	quoting	quote	VERB
inlawrev-18341	258	23	noted	note	VERB
inlawrev-18341	258	24	investor	investor	NOUN
inlawrev-18341	258	25	warren	warren	PROPN
inlawrev-18341	258	26	buffet	buffet	NOUN
inlawrev-18341	258	27	asking	ask	VERB
inlawrev-18341	258	28	“	"	PUNCT
inlawrev-18341	258	29	why	why	SCONJ
inlawrev-18341	258	30	pay	pay	VERB
inlawrev-18341	258	31	x	x	PUNCT
inlawrev-18341	258	32	for	for	ADP
inlawrev-18341	258	33	merrill	merrill	NOUN
inlawrev-18341	258	34	on	on	ADP
inlawrev-18341	258	35	sunday	sunday	PROPN
inlawrev-18341	258	36	when	when	SCONJ
inlawrev-18341	258	37	you	you	PRON
inlawrev-18341	258	38	could	could	AUX
inlawrev-18341	258	39	have	have	AUX
inlawrev-18341	258	40	had	have	VERB
inlawrev-18341	258	41	it	it	PRON
inlawrev-18341	258	42	for	for	ADP
inlawrev-18341	258	43	pennies	penny	NOUN
inlawrev-18341	258	44	on	on	ADP
inlawrev-18341	258	45	monday	monday	PROPN
inlawrev-18341	258	46	?	?	PUNCT
inlawrev-18341	258	47	)	)	PUNCT
inlawrev-18341	258	48	.	.	PUNCT
inlawrev-18341	259	1	82	82	NUM
inlawrev-18341	259	2	.	.	PUNCT
inlawrev-18341	259	3	carrick	carrick	PROPN
inlawrev-18341	259	4	mollenkamp	mollenkamp	PROPN
inlawrev-18341	259	5	et	et	PROPN
inlawrev-18341	259	6	al	al	PROPN
inlawrev-18341	259	7	.	.	PROPN
inlawrev-18341	259	8	,	,	PUNCT
inlawrev-18341	259	9	lehman	lehman	NOUN
inlawrev-18341	259	10	files	file	NOUN
inlawrev-18341	259	11	for	for	ADP
inlawrev-18341	259	12	bankruptcy	bankruptcy	NOUN
inlawrev-18341	259	13	,	,	PUNCT
inlawrev-18341	259	14	merrill	merrill	NOUN
inlawrev-18341	259	15	sold	sell	VERB
inlawrev-18341	259	16	,	,	PUNCT
inlawrev-18341	259	17	aig	aig	PROPN
inlawrev-18341	259	18	seeks	seek	VERB
inlawrev-18341	259	19	cash	cash	NOUN
inlawrev-18341	259	20	,	,	PUNCT
inlawrev-18341	259	21	wall	wall	PROPN
inlawrev-18341	259	22	st	st	PROPN
inlawrev-18341	259	23	.	.	PROPN
inlawrev-18341	259	24	j.	j.	PROPN
inlawrev-18341	259	25	,	,	PUNCT
inlawrev-18341	259	26	sept	sept	PROPN
inlawrev-18341	259	27	.	.	PROPN
inlawrev-18341	259	28	16	16	NUM
inlawrev-18341	259	29	,	,	PUNCT
inlawrev-18341	259	30	2008	2008	NUM
inlawrev-18341	259	31	,	,	PUNCT
inlawrev-18341	259	32	http://online.wsj.com/article/sb122145492097035549.html	http://online.wsj.com/article/sb122145492097035549.html	PROPN
inlawrev-18341	259	33	,	,	PUNCT
inlawrev-18341	259	34	archived	archive	VERB
inlawrev-18341	259	35	at	at	ADP
inlawrev-18341	259	36	http://perma.cc/y7uq-vvj2	http://perma.cc/y7uq-vvj2	PRON
inlawrev-18341	259	37	.	.	PUNCT
inlawrev-18341	260	1	83	83	NUM
inlawrev-18341	260	2	.	.	PUNCT
inlawrev-18341	261	1	jody	jody	PROPN
inlawrev-18341	261	2	shenn	shenn	PROPN
inlawrev-18341	261	3	&	&	CCONJ
inlawrev-18341	261	4	zachary	zachary	PROPN
inlawrev-18341	261	5	tracer	tracer	PROPN
inlawrev-18341	261	6	,	,	PUNCT
inlawrev-18341	261	7	federal	federal	PROPN
inlawrev-18341	261	8	reserve	reserve	PROPN
inlawrev-18341	261	9	says	say	VERB
inlawrev-18341	261	10	aig	aig	PROPN
inlawrev-18341	261	11	,	,	PUNCT
inlawrev-18341	261	12	bear	bear	PROPN
inlawrev-18341	261	13	stearns	stearns	PROPN
inlawrev-18341	261	14	rescue	rescue	NOUN
inlawrev-18341	261	15	loans	loan	NOUN
inlawrev-18341	261	16	paid	pay	VERB
inlawrev-18341	261	17	,	,	PUNCT
inlawrev-18341	261	18	bloomberg	bloomberg	PROPN
inlawrev-18341	261	19	(	(	PUNCT
inlawrev-18341	261	20	jun	jun	PROPN
inlawrev-18341	261	21	14	14	NUM
inlawrev-18341	261	22	,	,	PUNCT
inlawrev-18341	261	23	2012	2012	NUM
inlawrev-18341	261	24	)	)	PUNCT
inlawrev-18341	261	25	,	,	PUNCT
inlawrev-18341	261	26	http://www.bloomberg.com/news/2012-06-14/new-york-fed48	http://www.bloomberg.com/news/2012-06-14/new-york-fed48	PROPN
inlawrev-18341	261	27	indiana	indiana	PROPN
inlawrev-18341	261	28	law	law	PROPN
inlawrev-18341	261	29	review	review	NOUN
inlawrev-18341	262	1	[	[	X
inlawrev-18341	262	2	vol	vol	NOUN
inlawrev-18341	262	3	.	.	PUNCT
inlawrev-18341	263	1	47:37	47:37	NUM
inlawrev-18341	263	2	about	about	ADP
inlawrev-18341	263	3	to	to	PART
inlawrev-18341	263	4	fail	fail	VERB
inlawrev-18341	263	5	and	and	CCONJ
inlawrev-18341	263	6	federal	federal	ADJ
inlawrev-18341	263	7	regulators	regulator	NOUN
inlawrev-18341	263	8	seized	seize	VERB
inlawrev-18341	263	9	and	and	CCONJ
inlawrev-18341	263	10	sold	sell	VERB
inlawrev-18341	263	11	it	it	PRON
inlawrev-18341	263	12	within	within	ADP
inlawrev-18341	263	13	hours.84	hours.84	PROPN
inlawrev-18341	263	14	wachovia	wachovia	PROPN
inlawrev-18341	263	15	was	be	AUX
inlawrev-18341	263	16	in	in	ADP
inlawrev-18341	263	17	a	a	DET
inlawrev-18341	263	18	similar	similar	ADJ
inlawrev-18341	263	19	state	state	NOUN
inlawrev-18341	263	20	,	,	PUNCT
inlawrev-18341	263	21	and	and	CCONJ
inlawrev-18341	263	22	ended	end	VERB
inlawrev-18341	263	23	up	up	ADP
inlawrev-18341	263	24	being	be	AUX
inlawrev-18341	263	25	bought	buy	VERB
inlawrev-18341	263	26	by	by	ADP
inlawrev-18341	263	27	wells	wells	PROPN
inlawrev-18341	263	28	fargo.85	fargo.85	PROPN
inlawrev-18341	263	29	congress	congress	PROPN
inlawrev-18341	263	30	passed	pass	VERB
inlawrev-18341	263	31	the	the	DET
inlawrev-18341	263	32	rescue	rescue	NOUN
inlawrev-18341	263	33	plan	plan	NOUN
inlawrev-18341	263	34	,	,	PUNCT
inlawrev-18341	263	35	the	the	DET
inlawrev-18341	263	36	emergency	emergency	NOUN
inlawrev-18341	263	37	economic	economic	ADJ
inlawrev-18341	263	38	stabilization	stabilization	NOUN
inlawrev-18341	263	39	act	act	NOUN
inlawrev-18341	263	40	of	of	ADP
inlawrev-18341	263	41	2008	2008	NUM
inlawrev-18341	263	42	(	(	PUNCT
inlawrev-18341	263	43	eesa	eesa	PROPN
inlawrev-18341	263	44	)	)	PUNCT
inlawrev-18341	263	45	,	,	PUNCT
inlawrev-18341	263	46	on	on	ADP
inlawrev-18341	263	47	october	october	PROPN
inlawrev-18341	263	48	3.86	3.86	NUM
inlawrev-18341	263	49	the	the	DET
inlawrev-18341	263	50	eesa	eesa	PROPN
inlawrev-18341	263	51	was	be	AUX
inlawrev-18341	263	52	originally	originally	ADV
inlawrev-18341	263	53	designed	design	VERB
inlawrev-18341	263	54	to	to	PART
inlawrev-18341	263	55	solve	solve	VERB
inlawrev-18341	263	56	the	the	DET
inlawrev-18341	263	57	problem	problem	NOUN
inlawrev-18341	263	58	of	of	ADP
inlawrev-18341	263	59	financial	financial	ADJ
inlawrev-18341	263	60	institutions	institution	NOUN
inlawrev-18341	263	61	owning	own	VERB
inlawrev-18341	263	62	too	too	ADV
inlawrev-18341	263	63	much	much	ADV
inlawrev-18341	263	64	risky	risky	ADJ
inlawrev-18341	263	65	or	or	CCONJ
inlawrev-18341	263	66	hard	hard	ADJ
inlawrev-18341	263	67	to	to	PART
inlawrev-18341	263	68	value	value	VERB
inlawrev-18341	263	69	capital.87	capital.87	VERB
inlawrev-18341	263	70	the	the	DET
inlawrev-18341	263	71	government	government	NOUN
inlawrev-18341	263	72	would	would	AUX
inlawrev-18341	263	73	buy	buy	VERB
inlawrev-18341	263	74	the	the	DET
inlawrev-18341	263	75	securities	security	NOUN
inlawrev-18341	263	76	,	,	PUNCT
inlawrev-18341	263	77	the	the	DET
inlawrev-18341	263	78	mbss	mbss	NOUN
inlawrev-18341	263	79	,	,	PUNCT
inlawrev-18341	263	80	cdos	cdo	NOUN
inlawrev-18341	263	81	,	,	PUNCT
inlawrev-18341	263	82	and	and	CCONJ
inlawrev-18341	263	83	their	their	PRON
inlawrev-18341	263	84	offshoots	offshoot	NOUN
inlawrev-18341	263	85	that	that	SCONJ
inlawrev-18341	263	86	nobody	nobody	PRON
inlawrev-18341	263	87	else	else	ADV
inlawrev-18341	263	88	wanted.88	wanted.88	ADP
inlawrev-18341	263	89	as	as	SCONJ
inlawrev-18341	263	90	financial	financial	ADJ
inlawrev-18341	263	91	institutions	institution	NOUN
inlawrev-18341	263	92	sold	sell	VERB
inlawrev-18341	263	93	these	these	DET
inlawrev-18341	263	94	toxic	toxic	ADJ
inlawrev-18341	263	95	assets	asset	NOUN
inlawrev-18341	263	96	,	,	PUNCT
inlawrev-18341	263	97	their	their	PRON
inlawrev-18341	263	98	cash	cash	NOUN
inlawrev-18341	263	99	positions	position	NOUN
inlawrev-18341	263	100	(	(	PUNCT
inlawrev-18341	263	101	capital	capital	NOUN
inlawrev-18341	263	102	)	)	PUNCT
inlawrev-18341	263	103	would	would	AUX
inlawrev-18341	263	104	increase	increase	VERB
inlawrev-18341	263	105	,	,	PUNCT
inlawrev-18341	263	106	thereby	thereby	ADV
inlawrev-18341	263	107	making	make	VERB
inlawrev-18341	263	108	them	they	PRON
inlawrev-18341	263	109	more	more	ADJ
inlawrev-18341	263	110	stable.89	stable.89	NOUN
inlawrev-18341	263	111	however	however	ADV
inlawrev-18341	263	112	,	,	PUNCT
inlawrev-18341	263	113	it	it	PRON
inlawrev-18341	263	114	quickly	quickly	ADV
inlawrev-18341	263	115	became	become	VERB
inlawrev-18341	263	116	clear	clear	ADJ
inlawrev-18341	263	117	that	that	SCONJ
inlawrev-18341	263	118	this	this	DET
inlawrev-18341	263	119	response	response	NOUN
inlawrev-18341	263	120	was	be	AUX
inlawrev-18341	263	121	inadequate.90	inadequate.90	ADV
inlawrev-18341	263	122	some	some	DET
inlawrev-18341	263	123	institutions	institution	NOUN
inlawrev-18341	263	124	still	still	ADV
inlawrev-18341	263	125	lacked	lack	VERB
inlawrev-18341	263	126	equity.91	equity.91	NOUN
inlawrev-18341	263	127	to	to	PART
inlawrev-18341	263	128	address	address	VERB
inlawrev-18341	263	129	this	this	DET
inlawrev-18341	263	130	issue	issue	NOUN
inlawrev-18341	263	131	,	,	PUNCT
inlawrev-18341	263	132	the	the	DET
inlawrev-18341	263	133	united	united	PROPN
inlawrev-18341	263	134	states	states	PROPN
inlawrev-18341	263	135	department	department	PROPN
inlawrev-18341	263	136	of	of	ADP
inlawrev-18341	263	137	the	the	DET
inlawrev-18341	263	138	treasury	treasury	PROPN
inlawrev-18341	263	139	(	(	PUNCT
inlawrev-18341	263	140	“	"	PUNCT
inlawrev-18341	263	141	treasury	treasury	NOUN
inlawrev-18341	263	142	”	"	PUNCT
inlawrev-18341	263	143	)	)	PUNCT
inlawrev-18341	263	144	diverted	divert	VERB
inlawrev-18341	263	145	some	some	PRON
inlawrev-18341	263	146	of	of	ADP
inlawrev-18341	263	147	the	the	DET
inlawrev-18341	263	148	bailout	bailout	NOUN
inlawrev-18341	263	149	funds	fund	NOUN
inlawrev-18341	263	150	,	,	PUNCT
inlawrev-18341	263	151	directly	directly	ADV
inlawrev-18341	263	152	shoring	shore	VERB
inlawrev-18341	263	153	capital.92	capital.92	NOUN
inlawrev-18341	263	154	the	the	DET
inlawrev-18341	263	155	treasury	treasury	NOUN
inlawrev-18341	263	156	compelled	compel	VERB
inlawrev-18341	263	157	the	the	DET
inlawrev-18341	263	158	nine	nine	NUM
inlawrev-18341	263	159	largest	large	ADJ
inlawrev-18341	263	160	banks	bank	NOUN
inlawrev-18341	263	161	to	to	PART
inlawrev-18341	263	162	sell	sell	VERB
inlawrev-18341	263	163	equity	equity	NOUN
inlawrev-18341	263	164	,	,	PUNCT
inlawrev-18341	263	165	even	even	ADV
inlawrev-18341	263	166	the	the	DET
inlawrev-18341	263	167	ones	one	NOUN
inlawrev-18341	263	168	that	that	PRON
inlawrev-18341	263	169	did	do	AUX
inlawrev-18341	263	170	not	not	PART
inlawrev-18341	263	171	want	want	VERB
inlawrev-18341	263	172	to,93	to,93	NOUN
inlawrev-18341	263	173	using	use	VERB
inlawrev-18341	263	174	a	a	DET
inlawrev-18341	263	175	total	total	NOUN
inlawrev-18341	263	176	of	of	ADP
inlawrev-18341	263	177	$	$	SYM
inlawrev-18341	263	178	250	250	NUM
inlawrev-18341	263	179	billion	billion	NUM
inlawrev-18341	263	180	to	to	ADP
inlawrev-18341	263	181	this	this	DET
inlawrev-18341	263	182	end.94	end.94	NOUN
inlawrev-18341	263	183	citigroup	citigroup	NOUN
inlawrev-18341	263	184	went	go	VERB
inlawrev-18341	263	185	back	back	ADV
inlawrev-18341	263	186	to	to	ADP
inlawrev-18341	263	187	the	the	DET
inlawrev-18341	263	188	well	well	NOUN
inlawrev-18341	263	189	in	in	ADP
inlawrev-18341	263	190	late	late	ADJ
inlawrev-18341	263	191	november	november	PROPN
inlawrev-18341	263	192	,	,	PUNCT
inlawrev-18341	263	193	receiving	receive	VERB
inlawrev-18341	263	194	a	a	DET
inlawrev-18341	263	195	$	$	SYM
inlawrev-18341	263	196	20	20	NUM
inlawrev-18341	263	197	billion	billion	NUM
inlawrev-18341	263	198	capital	capital	NOUN
inlawrev-18341	263	199	infusion	infusion	NOUN
inlawrev-18341	263	200	from	from	ADP
inlawrev-18341	263	201	the	the	DET
inlawrev-18341	263	202	treasury	treasury	NOUN
inlawrev-18341	263	203	and	and	CCONJ
inlawrev-18341	263	204	guarantees	guarantee	NOUN
inlawrev-18341	263	205	of	of	ADP
inlawrev-18341	263	206	$	$	SYM
inlawrev-18341	263	207	306	306	NUM
inlawrev-18341	263	208	billion	billion	NUM
inlawrev-18341	263	209	in	in	ADP
inlawrev-18341	263	210	assets	asset	NOUN
inlawrev-18341	263	211	,	,	PUNCT
inlawrev-18341	263	212	which	which	PRON
inlawrev-18341	263	213	was	be	AUX
inlawrev-18341	263	214	described	describe	VERB
inlawrev-18341	263	215	as	as	ADP
inlawrev-18341	263	216	an	an	DET
inlawrev-18341	263	217	“	"	PUNCT
inlawrev-18341	263	218	undisguised	undisguised	ADJ
inlawrev-18341	263	219	gift	gift	NOUN
inlawrev-18341	263	220	.	.	PUNCT
inlawrev-18341	264	1	”95	”95	NOUN
inlawrev-18341	264	2	in	in	ADP
inlawrev-18341	264	3	mid	mid	PROPN
inlawrev-18341	264	4	-	-	PROPN
inlawrev-18341	264	5	january	january	PROPN
inlawrev-18341	264	6	,	,	PUNCT
inlawrev-18341	264	7	2009	2009	NUM
inlawrev-18341	264	8	,	,	PUNCT
inlawrev-18341	264	9	bank	bank	PROPN
inlawrev-18341	264	10	of	of	ADP
inlawrev-18341	264	11	america	america	PROPN
inlawrev-18341	264	12	also	also	ADV
inlawrev-18341	264	13	received	receive	VERB
inlawrev-18341	264	14	$	$	SYM
inlawrev-18341	264	15	20	20	NUM
inlawrev-18341	264	16	billion	billion	NUM
inlawrev-18341	264	17	and	and	CCONJ
inlawrev-18341	264	18	guarantees	guarantee	NOUN
inlawrev-18341	264	19	of	of	ADP
inlawrev-18341	264	20	$	$	SYM
inlawrev-18341	264	21	118	118	NUM
inlawrev-18341	264	22	billion.96	billion.96	PROPN
inlawrev-18341	264	23	says-aig-bear-stearns-rescue-loans-fully-repaid.html	says-aig-bear-stearns-rescue-loans-fully-repaid.html	ADP
inlawrev-18341	264	24	,	,	PUNCT
inlawrev-18341	264	25	archived	archive	VERB
inlawrev-18341	264	26	at	at	ADP
inlawrev-18341	264	27	http://perma.cc/mma5-mzyy	http://perma.cc/mma5-mzyy	PROPN
inlawrev-18341	264	28	.	.	PUNCT
inlawrev-18341	265	1	84	84	NUM
inlawrev-18341	265	2	.	.	PUNCT
inlawrev-18341	266	1	see	see	VERB
inlawrev-18341	266	2	robin	robin	PROPN
inlawrev-18341	266	3	sidel	sidel	PROPN
inlawrev-18341	266	4	et	et	PROPN
inlawrev-18341	266	5	al	al	PROPN
inlawrev-18341	266	6	.	.	PROPN
inlawrev-18341	266	7	,	,	PUNCT
inlawrev-18341	266	8	wamu	wamu	PROPN
inlawrev-18341	266	9	is	be	AUX
inlawrev-18341	266	10	seized	seize	VERB
inlawrev-18341	266	11	,	,	PUNCT
inlawrev-18341	266	12	sold	sell	VERB
inlawrev-18341	266	13	off	off	ADP
inlawrev-18341	266	14	to	to	ADP
inlawrev-18341	266	15	j.p	j.p	PROPN
inlawrev-18341	266	16	.	.	PROPN
inlawrev-18341	266	17	morgan	morgan	PROPN
inlawrev-18341	266	18	,	,	PUNCT
inlawrev-18341	266	19	in	in	ADP
inlawrev-18341	266	20	largest	large	ADJ
inlawrev-18341	266	21	failure	failure	NOUN
inlawrev-18341	266	22	in	in	ADP
inlawrev-18341	266	23	u.s	u.s	PROPN
inlawrev-18341	266	24	.	.	PROPN
inlawrev-18341	266	25	banking	banking	NOUN
inlawrev-18341	266	26	history	history	NOUN
inlawrev-18341	266	27	,	,	PUNCT
inlawrev-18341	266	28	wall	wall	PROPN
inlawrev-18341	266	29	st	st	PROPN
inlawrev-18341	266	30	.	.	PROPN
inlawrev-18341	266	31	j.	j.	PROPN
inlawrev-18341	266	32	,	,	PUNCT
inlawrev-18341	266	33	sept	sept	PROPN
inlawrev-18341	266	34	.	.	PROPN
inlawrev-18341	266	35	26	26	NUM
inlawrev-18341	266	36	,	,	PUNCT
inlawrev-18341	266	37	2008	2008	NUM
inlawrev-18341	266	38	,	,	PUNCT
inlawrev-18341	266	39	http://online.wsj.com/article/sb1222384155	http://online.wsj.com/article/sb1222384155	PROPN
inlawrev-18341	266	40	86576687.html	86576687.html	NUM
inlawrev-18341	266	41	,	,	PUNCT
inlawrev-18341	266	42	archived	archive	VERB
inlawrev-18341	266	43	at	at	ADP
inlawrev-18341	266	44	http://perma.cc/rg3d-jlxf	http://perma.cc/rg3d-jlxf	PROPN
inlawrev-18341	266	45	.	.	PROPN
inlawrev-18341	266	46	85	85	NUM
inlawrev-18341	266	47	.	.	PUNCT
inlawrev-18341	267	1	see	see	VERB
inlawrev-18341	267	2	fcic	fcic	NOUN
inlawrev-18341	267	3	report	report	NOUN
inlawrev-18341	267	4	,	,	PUNCT
inlawrev-18341	267	5	supra	supra	PROPN
inlawrev-18341	267	6	note	note	NOUN
inlawrev-18341	267	7	3	3	NUM
inlawrev-18341	267	8	,	,	PUNCT
inlawrev-18341	267	9	at	at	ADP
inlawrev-18341	267	10	368	368	NUM
inlawrev-18341	267	11	-	-	SYM
inlawrev-18341	267	12	69	69	NUM
inlawrev-18341	267	13	.	.	PUNCT
inlawrev-18341	268	1	86	86	NUM
inlawrev-18341	268	2	.	.	PUNCT
inlawrev-18341	269	1	pub	pub	NOUN
inlawrev-18341	269	2	.	.	PUNCT
inlawrev-18341	270	1	l.	l.	PROPN
inlawrev-18341	270	2	no	no	INTJ
inlawrev-18341	270	3	.	.	PROPN
inlawrev-18341	271	1	110	110	NUM
inlawrev-18341	271	2	-	-	SYM
inlawrev-18341	271	3	343	343	NUM
inlawrev-18341	271	4	,	,	PUNCT
inlawrev-18341	271	5	122	122	NUM
inlawrev-18341	271	6	stat	stat	NOUN
inlawrev-18341	271	7	.	.	PUNCT
inlawrev-18341	272	1	3765	3765	NUM
inlawrev-18341	272	2	(	(	PUNCT
inlawrev-18341	272	3	2008	2008	NUM
inlawrev-18341	272	4	)	)	PUNCT
inlawrev-18341	272	5	.	.	PUNCT
inlawrev-18341	273	1	87	87	NUM
inlawrev-18341	273	2	.	.	PUNCT
inlawrev-18341	274	1	i	i	PRON
inlawrev-18341	274	2	d.	d.	PROPN
inlawrev-18341	274	3	88	88	NUM
inlawrev-18341	274	4	.	.	PUNCT
inlawrev-18341	275	1	breakdown	breakdown	NOUN
inlawrev-18341	275	2	of	of	ADP
inlawrev-18341	275	3	the	the	DET
inlawrev-18341	275	4	final	final	ADJ
inlawrev-18341	275	5	bailout	bailout	NOUN
inlawrev-18341	275	6	bill	bill	NOUN
inlawrev-18341	275	7	,	,	PUNCT
inlawrev-18341	275	8	wash	wash	NOUN
inlawrev-18341	275	9	.	.	PUNCT
inlawrev-18341	276	1	post	post	NOUN
inlawrev-18341	276	2	,	,	PUNCT
inlawrev-18341	276	3	sept	sept	PROPN
inlawrev-18341	276	4	.	.	PROPN
inlawrev-18341	276	5	28	28	NUM
inlawrev-18341	276	6	,	,	PUNCT
inlawrev-18341	276	7	2008	2008	NUM
inlawrev-18341	276	8	,	,	PUNCT
inlawrev-18341	276	9	http://articles	http://articles	PROPN
inlawrev-18341	276	10	.	.	PUNCT
inlawrev-18341	277	1	washingtonpost.com/2008-09-28/news/36908549_1_treasury-secretary-troubled-assets-tarp	washingtonpost.com/2008-09-28/news/36908549_1_treasury-secretary-troubled-assets-tarp	PROPN
inlawrev-18341	277	2	,	,	PUNCT
inlawrev-18341	277	3	archived	archive	VERB
inlawrev-18341	277	4	at	at	ADP
inlawrev-18341	277	5	http://perma.cc/qk3b-n3ep	http://perma.cc/qk3b-n3ep	PROPN
inlawrev-18341	277	6	.	.	PUNCT
inlawrev-18341	277	7	89	89	NUM
inlawrev-18341	277	8	.	.	PUNCT
inlawrev-18341	278	1	i	i	PRON
inlawrev-18341	278	2	d.	d.	PROPN
inlawrev-18341	278	3	90	90	NUM
inlawrev-18341	278	4	.	.	PUNCT
inlawrev-18341	279	1	dakin	dakin	PROPN
inlawrev-18341	279	2	campbell	campbell	PROPN
inlawrev-18341	279	3	,	,	PUNCT
inlawrev-18341	279	4	treasuries	treasury	NOUN
inlawrev-18341	279	5	climb	climb	VERB
inlawrev-18341	279	6	on	on	ADP
inlawrev-18341	279	7	speculation	speculation	NOUN
inlawrev-18341	279	8	bank	bank	NOUN
inlawrev-18341	279	9	bailout	bailout	NOUN
inlawrev-18341	279	10	plan	plan	NOUN
inlawrev-18341	279	11	to	to	PART
inlawrev-18341	279	12	fall	fall	VERB
inlawrev-18341	279	13	short	short	ADJ
inlawrev-18341	279	14	,	,	PUNCT
inlawrev-18341	279	15	bloomberg	bloomberg	PROPN
inlawrev-18341	279	16	(	(	PUNCT
inlawrev-18341	279	17	feb	feb	PROPN
inlawrev-18341	279	18	.	.	PROPN
inlawrev-18341	279	19	10	10	NUM
inlawrev-18341	279	20	,	,	PUNCT
inlawrev-18341	279	21	2009	2009	NUM
inlawrev-18341	279	22	)	)	PUNCT
inlawrev-18341	279	23	,	,	PUNCT
inlawrev-18341	279	24	http://www.bloomberg.com/apps/news?pid=newsarchive&sid=	http://www.bloomberg.com/apps/news?pid=newsarchive&sid=	PROPN
inlawrev-18341	279	25	adkolk_d_t9w	adkolk_d_t9w	NOUN
inlawrev-18341	279	26	,	,	PUNCT
inlawrev-18341	279	27	archived	archive	VERB
inlawrev-18341	279	28	at	at	ADP
inlawrev-18341	279	29	http://perma.cc/7l2l-dcd8	http://perma.cc/7l2l-dcd8	PROPN
inlawrev-18341	279	30	.	.	PROPN
inlawrev-18341	279	31	91	91	NUM
inlawrev-18341	279	32	.	.	PUNCT
inlawrev-18341	280	1	jane	jane	PROPN
inlawrev-18341	280	2	sasseen	sasseen	PROPN
inlawrev-18341	280	3	&	&	CCONJ
inlawrev-18341	280	4	theo	theo	PROPN
inlawrev-18341	280	5	francis	francis	PROPN
inlawrev-18341	280	6	,	,	PUNCT
inlawrev-18341	280	7	paulson	paulson	PROPN
inlawrev-18341	280	8	’s	’s	PART
inlawrev-18341	280	9	$	$	SYM
inlawrev-18341	280	10	250	250	NUM
inlawrev-18341	280	11	billion	billion	NUM
inlawrev-18341	280	12	bank	bank	NOUN
inlawrev-18341	280	13	buy	buy	NOUN
inlawrev-18341	280	14	,	,	PUNCT
inlawrev-18341	280	15	bloomberg	bloomberg	PROPN
inlawrev-18341	280	16	bus	bus	NOUN
inlawrev-18341	280	17	.	.	PUNCT
inlawrev-18341	281	1	wk	wk	X
inlawrev-18341	281	2	.	.	PUNCT
inlawrev-18341	282	1	(	(	PUNCT
inlawrev-18341	282	2	oct	oct	PROPN
inlawrev-18341	282	3	.	.	PROPN
inlawrev-18341	282	4	14	14	NUM
inlawrev-18341	282	5	,	,	PUNCT
inlawrev-18341	282	6	2008	2008	NUM
inlawrev-18341	282	7	)	)	PUNCT
inlawrev-18341	282	8	,	,	PUNCT
inlawrev-18341	282	9	http://www.businessweek.com/stories/2008-10-14/paulsons-250-billion-bankbuybusinessweek-business-news-stock-market-and-financial-advice	http://www.businessweek.com/stories/2008-10-14/paulsons-250-billion-bankbuybusinessweek-business-news-stock-market-and-financial-advice	PROPN
inlawrev-18341	282	10	,	,	PUNCT
inlawrev-18341	282	11	archived	archive	VERB
inlawrev-18341	282	12	at	at	ADP
inlawrev-18341	282	13	http://perma.cc/7l2l-dcd8	http://perma.cc/7l2l-dcd8	PROPN
inlawrev-18341	282	14	.	.	PROPN
inlawrev-18341	282	15	92	92	NUM
inlawrev-18341	282	16	.	.	PUNCT
inlawrev-18341	283	1	i	i	PRON
inlawrev-18341	283	2	d.	d.	PROPN
inlawrev-18341	283	3	93	93	NUM
inlawrev-18341	283	4	.	.	PUNCT
inlawrev-18341	284	1	i	i	PRON
inlawrev-18341	284	2	d.	d.	VERB
inlawrev-18341	284	3	why	why	SCONJ
inlawrev-18341	284	4	force	force	VERB
inlawrev-18341	284	5	all	all	PRON
inlawrev-18341	284	6	of	of	ADP
inlawrev-18341	284	7	the	the	DET
inlawrev-18341	284	8	big	big	ADJ
inlawrev-18341	284	9	financial	financial	ADJ
inlawrev-18341	284	10	institutions	institution	NOUN
inlawrev-18341	284	11	to	to	PART
inlawrev-18341	284	12	take	take	VERB
inlawrev-18341	284	13	the	the	DET
inlawrev-18341	284	14	investment	investment	NOUN
inlawrev-18341	284	15	?	?	PUNCT
inlawrev-18341	285	1	this	this	PRON
inlawrev-18341	285	2	prevented	prevent	VERB
inlawrev-18341	285	3	line	line	NOUN
inlawrev-18341	285	4	-	-	PUNCT
inlawrev-18341	285	5	drawing	drawing	NOUN
inlawrev-18341	285	6	between	between	ADP
inlawrev-18341	285	7	the	the	DET
inlawrev-18341	285	8	“	"	PUNCT
inlawrev-18341	285	9	good	good	ADJ
inlawrev-18341	285	10	”	"	PUNCT
inlawrev-18341	285	11	and	and	CCONJ
inlawrev-18341	285	12	“	"	PUNCT
inlawrev-18341	285	13	bad	bad	ADJ
inlawrev-18341	285	14	”	"	PUNCT
inlawrev-18341	285	15	banks	bank	NOUN
inlawrev-18341	285	16	.	.	PUNCT
inlawrev-18341	286	1	i	i	PRON
inlawrev-18341	286	2	d.	d.	PROPN
inlawrev-18341	286	3	94	94	NUM
inlawrev-18341	286	4	.	.	PUNCT
inlawrev-18341	287	1	i	i	PRON
inlawrev-18341	287	2	d.	d.	PROPN
inlawrev-18341	287	3	95	95	NUM
inlawrev-18341	287	4	.	.	PUNCT
inlawrev-18341	288	1	michael	michael	PROPN
inlawrev-18341	288	2	lewis	lewis	PROPN
inlawrev-18341	288	3	&	&	CCONJ
inlawrev-18341	288	4	david	david	PROPN
inlawrev-18341	288	5	einhorn	einhorn	PROPN
inlawrev-18341	288	6	,	,	PUNCT
inlawrev-18341	288	7	how	how	SCONJ
inlawrev-18341	288	8	to	to	PART
inlawrev-18341	288	9	repair	repair	VERB
inlawrev-18341	288	10	a	a	DET
inlawrev-18341	288	11	broken	broken	ADJ
inlawrev-18341	288	12	financial	financial	ADJ
inlawrev-18341	288	13	world	world	NOUN
inlawrev-18341	288	14	,	,	PUNCT
inlawrev-18341	288	15	n.y	n.y	PROPN
inlawrev-18341	288	16	.	.	PROPN
inlawrev-18341	288	17	times	times	PROPN
inlawrev-18341	288	18	jan	jan	PROPN
inlawrev-18341	288	19	.	.	PROPN
inlawrev-18341	288	20	3	3	NUM
inlawrev-18341	288	21	,	,	PUNCT
inlawrev-18341	288	22	2009	2009	NUM
inlawrev-18341	288	23	,	,	PUNCT
inlawrev-18341	288	24	http://www.nytimes.com/2009/01/04/opinion/04lewiseinhornb.html	http://www.nytimes.com/2009/01/04/opinion/04lewiseinhornb.html	PROPN
inlawrev-18341	288	25	.	.	PUNCT
inlawrev-18341	289	1	96	96	NUM
inlawrev-18341	289	2	.	.	PUNCT
inlawrev-18341	289	3	phillip	phillip	PROPN
inlawrev-18341	289	4	inman	inman	PROPN
inlawrev-18341	289	5	&	&	CCONJ
inlawrev-18341	289	6	julia	julia	PROPN
inlawrev-18341	289	7	kollewe	kollewe	PROPN
inlawrev-18341	289	8	,	,	PUNCT
inlawrev-18341	289	9	financial	financial	ADJ
inlawrev-18341	289	10	crisis	crisis	NOUN
inlawrev-18341	289	11	:	:	PUNCT
inlawrev-18341	289	12	bank	bank	PROPN
inlawrev-18341	289	13	of	of	ADP
inlawrev-18341	289	14	america	america	PROPN
inlawrev-18341	289	15	given	give	VERB
inlawrev-18341	289	16	$	$	SYM
inlawrev-18341	289	17	138bn	138bn	NOUN
inlawrev-18341	289	18	rescue	rescue	NOUN
inlawrev-18341	289	19	package	package	NOUN
inlawrev-18341	289	20	,	,	PUNCT
inlawrev-18341	289	21	guardian	guardian	NOUN
inlawrev-18341	289	22	(	(	PUNCT
inlawrev-18341	289	23	jan	jan	PROPN
inlawrev-18341	289	24	.	.	PROPN
inlawrev-18341	289	25	16	16	NUM
inlawrev-18341	289	26	,	,	PUNCT
inlawrev-18341	289	27	2009	2009	NUM
inlawrev-18341	289	28	)	)	PUNCT
inlawrev-18341	289	29	,	,	PUNCT
inlawrev-18341	289	30	http://www.guardian.co.uk/business/2009/jan/16/	http://www.guardian.co.uk/business/2009/jan/16/	PUNCT
inlawrev-18341	289	31	bank	bank	NOUN
inlawrev-18341	289	32	-	-	PUNCT
inlawrev-18341	289	33	ofamerica-20bn	ofamerica-20bn	NOUN
inlawrev-18341	289	34	-	-	PUNCT
inlawrev-18341	289	35	rescue	rescue	NOUN
inlawrev-18341	289	36	,	,	PUNCT
inlawrev-18341	289	37	archived	archive	VERB
inlawrev-18341	289	38	at	at	ADP
inlawrev-18341	289	39	http://perma.cc/69ld-5sn7	http://perma.cc/69ld-5sn7	PROPN
inlawrev-18341	289	40	.	.	PUNCT
inlawrev-18341	290	1	2014	2014	NUM
inlawrev-18341	290	2	]	]	PUNCT
inlawrev-18341	290	3	revisiting	revisit	VERB
inlawrev-18341	290	4	causes	cause	NOUN
inlawrev-18341	290	5	of	of	ADP
inlawrev-18341	290	6	the	the	DET
inlawrev-18341	290	7	financial	financial	ADJ
inlawrev-18341	290	8	crisis	crisis	NOUN
inlawrev-18341	290	9	49	49	NUM
inlawrev-18341	290	10	overall	overall	ADJ
inlawrev-18341	291	1	,	,	PUNCT
inlawrev-18341	291	2	the	the	DET
inlawrev-18341	291	3	federal	federal	PROPN
inlawrev-18341	291	4	reserve	reserve	PROPN
inlawrev-18341	291	5	lent	lend	VERB
inlawrev-18341	291	6	more	more	ADJ
inlawrev-18341	291	7	than	than	ADP
inlawrev-18341	291	8	$	$	SYM
inlawrev-18341	291	9	1.2	1.2	NUM
inlawrev-18341	291	10	trillion	trillion	NUM
inlawrev-18341	291	11	in	in	ADP
inlawrev-18341	291	12	2008	2008	NUM
inlawrev-18341	291	13	in	in	ADP
inlawrev-18341	291	14	emergency	emergency	NOUN
inlawrev-18341	291	15	loans	loan	NOUN
inlawrev-18341	291	16	to	to	PART
inlawrev-18341	291	17	support	support	VERB
inlawrev-18341	291	18	financial	financial	ADJ
inlawrev-18341	291	19	institutions.97	institutions.97	NOUN
inlawrev-18341	291	20	it	it	PRON
inlawrev-18341	291	21	ended	end	VERB
inlawrev-18341	291	22	up	up	ADP
inlawrev-18341	291	23	committing	commit	VERB
inlawrev-18341	291	24	$	$	SYM
inlawrev-18341	291	25	7.77	7.77	NUM
inlawrev-18341	291	26	trillion	trillion	NUM
inlawrev-18341	291	27	dollars	dollar	NOUN
inlawrev-18341	291	28	by	by	ADP
inlawrev-18341	291	29	march	march	PROPN
inlawrev-18341	291	30	2009	2009	NUM
inlawrev-18341	291	31	to	to	PART
inlawrev-18341	291	32	keep	keep	VERB
inlawrev-18341	291	33	the	the	DET
inlawrev-18341	291	34	financial	financial	ADJ
inlawrev-18341	291	35	system	system	NOUN
inlawrev-18341	291	36	,	,	PUNCT
inlawrev-18341	291	37	and	and	CCONJ
inlawrev-18341	291	38	world	world	NOUN
inlawrev-18341	291	39	economy	economy	NOUN
inlawrev-18341	291	40	,	,	PUNCT
inlawrev-18341	291	41	functioning.98	functioning.98	PROPN
inlawrev-18341	291	42	ii	ii	NOUN
inlawrev-18341	291	43	.	.	PUNCT
inlawrev-18341	292	1	the	the	DET
inlawrev-18341	292	2	crisis	crisis	NOUN
inlawrev-18341	292	3	:	:	PUNCT
inlawrev-18341	292	4	causes	cause	VERB
inlawrev-18341	292	5	there	there	PRON
inlawrev-18341	292	6	are	be	VERB
inlawrev-18341	292	7	two	two	NUM
inlawrev-18341	292	8	main	main	ADJ
inlawrev-18341	292	9	schools	school	NOUN
inlawrev-18341	292	10	of	of	ADP
inlawrev-18341	292	11	thought	thought	NOUN
inlawrev-18341	292	12	regarding	regard	VERB
inlawrev-18341	292	13	the	the	DET
inlawrev-18341	292	14	causes	cause	NOUN
inlawrev-18341	292	15	of	of	ADP
inlawrev-18341	292	16	the	the	DET
inlawrev-18341	292	17	financial	financial	ADJ
inlawrev-18341	292	18	crisis	crisis	NOUN
inlawrev-18341	292	19	.	.	PUNCT
inlawrev-18341	293	1	one	one	NUM
inlawrev-18341	293	2	,	,	PUNCT
inlawrev-18341	293	3	from	from	ADP
inlawrev-18341	293	4	the	the	DET
inlawrev-18341	293	5	right	right	NOUN
inlawrev-18341	293	6	,	,	PUNCT
inlawrev-18341	293	7	asserts	assert	VERB
inlawrev-18341	293	8	that	that	SCONJ
inlawrev-18341	293	9	government	government	NOUN
inlawrev-18341	293	10	policies	policy	NOUN
inlawrev-18341	293	11	encouraging	encourage	VERB
inlawrev-18341	293	12	homeownership	homeownership	NOUN
inlawrev-18341	293	13	—	—	PUNCT
inlawrev-18341	293	14	particularly	particularly	ADV
inlawrev-18341	293	15	to	to	PART
inlawrev-18341	293	16	lower	lower	VERB
inlawrev-18341	293	17	income	income	NOUN
inlawrev-18341	293	18	and	and	CCONJ
inlawrev-18341	293	19	minority	minority	NOUN
inlawrev-18341	293	20	buyers	buyer	NOUN
inlawrev-18341	293	21	--	--	PUNCT
inlawrev-18341	293	22	led	lead	VERB
inlawrev-18341	293	23	to	to	ADP
inlawrev-18341	293	24	the	the	DET
inlawrev-18341	293	25	relaxation	relaxation	NOUN
inlawrev-18341	293	26	of	of	ADP
inlawrev-18341	293	27	underwriting	underwriting	NOUN
inlawrev-18341	293	28	standards	standard	NOUN
inlawrev-18341	293	29	,	,	PUNCT
inlawrev-18341	293	30	the	the	DET
inlawrev-18341	293	31	housing	housing	NOUN
inlawrev-18341	293	32	bubble	bubble	NOUN
inlawrev-18341	293	33	,	,	PUNCT
inlawrev-18341	293	34	and	and	CCONJ
inlawrev-18341	293	35	then	then	ADV
inlawrev-18341	293	36	ultimately	ultimately	ADV
inlawrev-18341	293	37	its	its	PRON
inlawrev-18341	293	38	collapse.99	collapse.99	NOUN
inlawrev-18341	293	39	the	the	DET
inlawrev-18341	293	40	other	other	ADJ
inlawrev-18341	293	41	,	,	PUNCT
inlawrev-18341	293	42	from	from	ADP
inlawrev-18341	293	43	the	the	DET
inlawrev-18341	293	44	left	left	NOUN
inlawrev-18341	293	45	,	,	PUNCT
inlawrev-18341	293	46	attributes	attribute	VERB
inlawrev-18341	293	47	the	the	DET
inlawrev-18341	293	48	crisis	crisis	NOUN
inlawrev-18341	293	49	to	to	ADP
inlawrev-18341	293	50	the	the	DET
inlawrev-18341	293	51	private	private	ADJ
inlawrev-18341	293	52	sector	sector	NOUN
inlawrev-18341	293	53	that	that	PRON
inlawrev-18341	293	54	took	take	VERB
inlawrev-18341	293	55	too	too	ADV
inlawrev-18341	293	56	many	many	ADJ
inlawrev-18341	293	57	risks	risk	NOUN
inlawrev-18341	293	58	while	while	SCONJ
inlawrev-18341	293	59	the	the	DET
inlawrev-18341	293	60	government	government	NOUN
inlawrev-18341	293	61	failed	fail	VERB
inlawrev-18341	293	62	to	to	PART
inlawrev-18341	293	63	regulate	regulate	VERB
inlawrev-18341	293	64	,	,	PUNCT
inlawrev-18341	293	65	or	or	CCONJ
inlawrev-18341	293	66	even	even	ADV
inlawrev-18341	293	67	understand	understand	VERB
inlawrev-18341	293	68	,	,	PUNCT
inlawrev-18341	293	69	derivative	derivative	ADJ
inlawrev-18341	293	70	financial	financial	ADJ
inlawrev-18341	293	71	products	product	NOUN
inlawrev-18341	293	72	and	and	CCONJ
inlawrev-18341	293	73	big	big	ADJ
inlawrev-18341	293	74	financial	financial	ADJ
inlawrev-18341	293	75	institutions.100	institutions.100	NOUN
inlawrev-18341	293	76	the	the	DET
inlawrev-18341	293	77	first	first	ADJ
inlawrev-18341	293	78	narrative	narrative	NOUN
inlawrev-18341	293	79	claims	claim	VERB
inlawrev-18341	293	80	the	the	DET
inlawrev-18341	293	81	government	government	NOUN
inlawrev-18341	293	82	did	do	VERB
inlawrev-18341	293	83	too	too	ADV
inlawrev-18341	293	84	much	much	ADV
inlawrev-18341	293	85	,	,	PUNCT
inlawrev-18341	293	86	whereas	whereas	SCONJ
inlawrev-18341	293	87	the	the	DET
inlawrev-18341	293	88	second	second	ADJ
inlawrev-18341	293	89	claims	claim	NOUN
inlawrev-18341	293	90	the	the	DET
inlawrev-18341	293	91	government	government	NOUN
inlawrev-18341	293	92	did	do	AUX
inlawrev-18341	293	93	not	not	PART
inlawrev-18341	293	94	do	do	VERB
inlawrev-18341	293	95	enough.101	enough.101	NOUN
inlawrev-18341	293	96	the	the	DET
inlawrev-18341	293	97	related	related	ADJ
inlawrev-18341	293	98	claim	claim	NOUN
inlawrev-18341	293	99	is	be	AUX
inlawrev-18341	293	100	regarding	regard	VERB
inlawrev-18341	293	101	“	"	PUNCT
inlawrev-18341	293	102	free	free	ADJ
inlawrev-18341	293	103	”	"	PUNCT
inlawrev-18341	293	104	markets	market	NOUN
inlawrev-18341	293	105	:	:	PUNCT
inlawrev-18341	293	106	they	they	PRON
inlawrev-18341	293	107	either	either	CCONJ
inlawrev-18341	293	108	would	would	AUX
inlawrev-18341	293	109	have	have	AUX
inlawrev-18341	293	110	worked	work	VERB
inlawrev-18341	293	111	to	to	PART
inlawrev-18341	293	112	prevent	prevent	VERB
inlawrev-18341	293	113	the	the	DET
inlawrev-18341	293	114	crisis	crisis	NOUN
inlawrev-18341	293	115	but	but	CCONJ
inlawrev-18341	293	116	were	be	AUX
inlawrev-18341	293	117	not	not	PART
inlawrev-18341	293	118	permitted	permit	VERB
inlawrev-18341	293	119	to	to	PART
inlawrev-18341	293	120	do	do	VERB
inlawrev-18341	293	121	so	so	ADV
inlawrev-18341	293	122	,	,	PUNCT
inlawrev-18341	293	123	or	or	CCONJ
inlawrev-18341	293	124	they	they	PRON
inlawrev-18341	293	125	themselves	themselves	PRON
inlawrev-18341	293	126	created	create	VERB
inlawrev-18341	293	127	the	the	DET
inlawrev-18341	293	128	crisis	crisis	NOUN
inlawrev-18341	293	129	and	and	CCONJ
inlawrev-18341	293	130	should	should	AUX
inlawrev-18341	293	131	not	not	PART
inlawrev-18341	293	132	have	have	AUX
inlawrev-18341	293	133	been	be	AUX
inlawrev-18341	293	134	permitted	permit	VERB
inlawrev-18341	293	135	to	to	PART
inlawrev-18341	293	136	do	do	VERB
inlawrev-18341	293	137	so	so	ADV
inlawrev-18341	293	138	.	.	PUNCT
inlawrev-18341	294	1	perhaps	perhaps	ADV
inlawrev-18341	294	2	it	it	PRON
inlawrev-18341	294	3	is	be	AUX
inlawrev-18341	294	4	underappreciated	underappreciated	ADJ
inlawrev-18341	294	5	that	that	SCONJ
inlawrev-18341	294	6	these	these	DET
inlawrev-18341	294	7	two	two	NUM
inlawrev-18341	294	8	narratives	narrative	NOUN
inlawrev-18341	294	9	are	be	AUX
inlawrev-18341	294	10	not	not	PART
inlawrev-18341	294	11	necessarily	necessarily	ADV
inlawrev-18341	294	12	inconsistent	inconsistent	ADJ
inlawrev-18341	294	13	.	.	PUNCT
inlawrev-18341	295	1	both	both	PRON
inlawrev-18341	295	2	could	could	AUX
inlawrev-18341	295	3	be	be	AUX
inlawrev-18341	295	4	at	at	ADP
inlawrev-18341	295	5	fault	fault	NOUN
inlawrev-18341	295	6	—	—	PUNCT
inlawrev-18341	295	7	government	government	NOUN
inlawrev-18341	295	8	regulation	regulation	NOUN
inlawrev-18341	295	9	could	could	AUX
inlawrev-18341	295	10	have	have	AUX
inlawrev-18341	295	11	encouraged	encourage	VERB
inlawrev-18341	295	12	the	the	DET
inlawrev-18341	295	13	crisis	crisis	NOUN
inlawrev-18341	295	14	and	and	CCONJ
inlawrev-18341	295	15	under	under	NOUN
inlawrev-18341	295	16	-	-	PUNCT
inlawrev-18341	295	17	regulation	regulation	NOUN
inlawrev-18341	295	18	could	could	AUX
inlawrev-18341	295	19	have	have	AUX
inlawrev-18341	295	20	failed	fail	VERB
inlawrev-18341	295	21	to	to	PART
inlawrev-18341	295	22	prevent	prevent	VERB
inlawrev-18341	295	23	it	it	PRON
inlawrev-18341	295	24	.	.	PUNCT
inlawrev-18341	296	1	the	the	DET
inlawrev-18341	296	2	causes	cause	NOUN
inlawrev-18341	296	3	of	of	ADP
inlawrev-18341	296	4	the	the	DET
inlawrev-18341	296	5	crisis	crisis	NOUN
inlawrev-18341	296	6	are	be	AUX
inlawrev-18341	296	7	something	something	PRON
inlawrev-18341	296	8	of	of	ADP
inlawrev-18341	296	9	a	a	DET
inlawrev-18341	296	10	rorschach	rorschach	NOUN
inlawrev-18341	296	11	test	test	NOUN
inlawrev-18341	296	12	;	;	PUNCT
inlawrev-18341	296	13	experts	expert	NOUN
inlawrev-18341	296	14	can	can	AUX
inlawrev-18341	296	15	see	see	VERB
inlawrev-18341	296	16	in	in	ADP
inlawrev-18341	296	17	the	the	DET
inlawrev-18341	296	18	causes	cause	NOUN
inlawrev-18341	296	19	what	what	PRON
inlawrev-18341	296	20	they	they	PRON
inlawrev-18341	296	21	want	want	VERB
inlawrev-18341	296	22	to	to	PART
inlawrev-18341	296	23	see.102	see.102	VERB
inlawrev-18341	296	24	better	well	ADV
inlawrev-18341	296	25	yet	yet	ADV
inlawrev-18341	296	26	,	,	PUNCT
inlawrev-18341	296	27	perhaps	perhaps	ADV
inlawrev-18341	296	28	the	the	DET
inlawrev-18341	296	29	causes	cause	NOUN
inlawrev-18341	296	30	are	be	AUX
inlawrev-18341	296	31	like	like	ADP
inlawrev-18341	296	32	a	a	DET
inlawrev-18341	296	33	thaumatrope	thaumatrope	NOUN
inlawrev-18341	296	34	;	;	PUNCT
inlawrev-18341	296	35	the	the	DET
inlawrev-18341	296	36	image	image	NOUN
inlawrev-18341	296	37	depends	depend	VERB
inlawrev-18341	296	38	on	on	ADP
inlawrev-18341	296	39	which	which	DET
inlawrev-18341	296	40	side	side	NOUN
inlawrev-18341	296	41	of	of	ADP
inlawrev-18341	296	42	a	a	DET
inlawrev-18341	296	43	card	card	NOUN
inlawrev-18341	296	44	one	one	NUM
inlawrev-18341	296	45	looks	look	NOUN
inlawrev-18341	296	46	,	,	PUNCT
inlawrev-18341	296	47	but	but	CCONJ
inlawrev-18341	296	48	when	when	SCONJ
inlawrev-18341	296	49	the	the	DET
inlawrev-18341	296	50	toy	toy	NOUN
inlawrev-18341	296	51	is	be	AUX
inlawrev-18341	296	52	in	in	ADP
inlawrev-18341	296	53	motion	motion	NOUN
inlawrev-18341	296	54	,	,	PUNCT
inlawrev-18341	296	55	the	the	DET
inlawrev-18341	296	56	images	image	NOUN
inlawrev-18341	296	57	on	on	ADP
inlawrev-18341	296	58	both	both	DET
inlawrev-18341	296	59	sides	side	NOUN
inlawrev-18341	296	60	are	be	AUX
inlawrev-18341	296	61	combined.103	combined.103	VERB
inlawrev-18341	296	62	the	the	DET
inlawrev-18341	296	63	real	real	ADJ
inlawrev-18341	296	64	question	question	NOUN
inlawrev-18341	296	65	over	over	ADP
inlawrev-18341	296	66	the	the	DET
inlawrev-18341	296	67	legal	legal	ADJ
inlawrev-18341	296	68	causes	cause	NOUN
inlawrev-18341	296	69	of	of	ADP
inlawrev-18341	296	70	the	the	DET
inlawrev-18341	296	71	financial	financial	ADJ
inlawrev-18341	296	72	crisis	crisis	NOUN
inlawrev-18341	296	73	,	,	PUNCT
inlawrev-18341	296	74	as	as	SCONJ
inlawrev-18341	296	75	mark	mark	PROPN
inlawrev-18341	296	76	calabria	calabria	PROPN
inlawrev-18341	296	77	of	of	ADP
inlawrev-18341	296	78	the	the	DET
inlawrev-18341	296	79	cato	cato	PROPN
inlawrev-18341	296	80	institute	institute	PROPN
inlawrev-18341	296	81	asserted	assert	VERB
inlawrev-18341	296	82	,	,	PUNCT
inlawrev-18341	296	83	“	"	PUNCT
inlawrev-18341	296	84	is	be	AUX
inlawrev-18341	296	85	the	the	DET
inlawrev-18341	296	86	quality	quality	NOUN
inlawrev-18341	296	87	and	and	CCONJ
inlawrev-18341	296	88	substance	substance	NOUN
inlawrev-18341	296	89	of	of	ADP
inlawrev-18341	296	90	[	[	X
inlawrev-18341	296	91	the	the	DET
inlawrev-18341	296	92	]	]	X
inlawrev-18341	296	93	regulation	regulation	NOUN
inlawrev-18341	296	94	”	"	PUNCT
inlawrev-18341	296	95	at	at	ADP
inlawrev-18341	296	96	issue.104	issue.104	PROPN
inlawrev-18341	296	97	97	97	NUM
inlawrev-18341	296	98	.	.	PUNCT
inlawrev-18341	297	1	see	see	VERB
inlawrev-18341	297	2	bob	bob	PROPN
inlawrev-18341	297	3	irvy	irvy	PROPN
inlawrev-18341	297	4	et	et	PROPN
inlawrev-18341	297	5	al	al	PROPN
inlawrev-18341	297	6	.	.	PROPN
inlawrev-18341	297	7	,	,	PUNCT
inlawrev-18341	297	8	secret	secret	ADJ
inlawrev-18341	297	9	fed	fed	PROPN
inlawrev-18341	297	10	loans	loan	NOUN
inlawrev-18341	297	11	gave	give	VERB
inlawrev-18341	297	12	banks	bank	NOUN
inlawrev-18341	297	13	$	$	SYM
inlawrev-18341	297	14	13	13	NUM
inlawrev-18341	297	15	billion	billion	NUM
inlawrev-18341	297	16	undisclosed	undisclosed	ADJ
inlawrev-18341	297	17	to	to	ADP
inlawrev-18341	297	18	congress	congress	PROPN
inlawrev-18341	297	19	,	,	PUNCT
inlawrev-18341	297	20	bloomberg	bloomberg	PROPN
inlawrev-18341	297	21	(	(	PUNCT
inlawrev-18341	297	22	nov	nov	PROPN
inlawrev-18341	297	23	.	.	PROPN
inlawrev-18341	297	24	27	27	NUM
inlawrev-18341	297	25	,	,	PUNCT
inlawrev-18341	297	26	2011	2011	NUM
inlawrev-18341	297	27	)	)	PUNCT
inlawrev-18341	297	28	,	,	PUNCT
inlawrev-18341	297	29	http://www.bloomberg.com/news/2011-11-28/secret-fed-loansundisclosed-to-congress-gave-banks-13-billion-in-income.html	http://www.bloomberg.com/news/2011-11-28/secret-fed-loansundisclosed-to-congress-gave-banks-13-billion-in-income.html	PROPN
inlawrev-18341	297	30	,	,	PUNCT
inlawrev-18341	297	31	archived	archive	VERB
inlawrev-18341	297	32	at	at	ADP
inlawrev-18341	297	33	http://perma.cc/cp9ufv6j	http://perma.cc/cp9ufv6j	PROPN
inlawrev-18341	297	34	.	.	PUNCT
inlawrev-18341	298	1	98	98	NUM
inlawrev-18341	298	2	.	.	PUNCT
inlawrev-18341	299	1	i	i	PRON
inlawrev-18341	299	2	d.	d.	PROPN
inlawrev-18341	299	3	99	99	NUM
inlawrev-18341	299	4	.	.	PUNCT
inlawrev-18341	299	5	see	see	VERB
inlawrev-18341	299	6	fcic	fcic	NOUN
inlawrev-18341	299	7	report	report	NOUN
inlawrev-18341	299	8	,	,	PUNCT
inlawrev-18341	299	9	supra	supra	PROPN
inlawrev-18341	299	10	note	note	NOUN
inlawrev-18341	299	11	3	3	NUM
inlawrev-18341	299	12	,	,	PUNCT
inlawrev-18341	299	13	at	at	ADP
inlawrev-18341	299	14	444	444	NUM
inlawrev-18341	299	15	.	.	NOUN
inlawrev-18341	299	16	100	100	NUM
inlawrev-18341	299	17	.	.	PUNCT
inlawrev-18341	300	1	nick	nick	PROPN
inlawrev-18341	300	2	ottens	ottens	PROPN
inlawrev-18341	300	3	,	,	PUNCT
inlawrev-18341	300	4	democrats	democrat	NOUN
inlawrev-18341	300	5	blame	blame	VERB
inlawrev-18341	300	6	deregulation	deregulation	NOUN
inlawrev-18341	300	7	for	for	ADP
inlawrev-18341	300	8	crisis	crisis	NOUN
inlawrev-18341	300	9	,	,	PUNCT
inlawrev-18341	300	10	atl	atl	PROPN
inlawrev-18341	300	11	.	.	PROPN
inlawrev-18341	300	12	sentinel	sentinel	PROPN
inlawrev-18341	300	13	(	(	PUNCT
inlawrev-18341	300	14	jan	jan	PROPN
inlawrev-18341	300	15	.	.	PROPN
inlawrev-18341	300	16	28	28	NUM
inlawrev-18341	300	17	,	,	PUNCT
inlawrev-18341	300	18	2011	2011	NUM
inlawrev-18341	300	19	)	)	PUNCT
inlawrev-18341	300	20	,	,	PUNCT
inlawrev-18341	300	21	http://atlanticsentinel.com/2011/01/democrats-blame-deregulation-for-crisis/	http://atlanticsentinel.com/2011/01/democrats-blame-deregulation-for-crisis/	PROPN
inlawrev-18341	300	22	,	,	PUNCT
inlawrev-18341	300	23	archived	archive	VERB
inlawrev-18341	300	24	at	at	ADP
inlawrev-18341	300	25	http://	http://	PROPN
inlawrev-18341	300	26	perma.cc/lph9-r95d	perma.cc/lph9-r95d	PROPN
inlawrev-18341	300	27	.	.	PUNCT
inlawrev-18341	301	1	101	101	NUM
inlawrev-18341	301	2	.	.	PUNCT
inlawrev-18341	302	1	i	i	PRON
inlawrev-18341	302	2	d.	d.	PROPN
inlawrev-18341	302	3	102	102	NUM
inlawrev-18341	302	4	.	.	PUNCT
inlawrev-18341	303	1	judge	judge	PROPN
inlawrev-18341	303	2	richard	richard	PROPN
inlawrev-18341	303	3	posner	posner	PROPN
inlawrev-18341	303	4	emphasizes	emphasize	VERB
inlawrev-18341	303	5	this	this	DET
inlawrev-18341	303	6	notion	notion	NOUN
inlawrev-18341	303	7	when	when	SCONJ
inlawrev-18341	303	8	he	he	PRON
inlawrev-18341	303	9	refers	refer	VERB
inlawrev-18341	303	10	to	to	ADP
inlawrev-18341	303	11	ideology	ideology	NOUN
inlawrev-18341	303	12	having	having	AUX
inlawrev-18341	303	13	led	lead	VERB
inlawrev-18341	303	14	to	to	ADP
inlawrev-18341	303	15	blindness	blindness	NOUN
inlawrev-18341	303	16	in	in	ADP
inlawrev-18341	303	17	the	the	DET
inlawrev-18341	303	18	economics	economics	NOUN
inlawrev-18341	303	19	profession	profession	NOUN
inlawrev-18341	303	20	.	.	PUNCT
inlawrev-18341	304	1	see	see	VERB
inlawrev-18341	304	2	posner	posner	NOUN
inlawrev-18341	304	3	,	,	PUNCT
inlawrev-18341	304	4	supra	supra	PROPN
inlawrev-18341	304	5	note	note	PROPN
inlawrev-18341	304	6	14	14	NUM
inlawrev-18341	304	7	,	,	PUNCT
inlawrev-18341	304	8	at	at	ADP
inlawrev-18341	304	9	328	328	NUM
inlawrev-18341	304	10	.	.	PUNCT
inlawrev-18341	304	11	103	103	NUM
inlawrev-18341	304	12	.	.	PUNCT
inlawrev-18341	305	1	chopsticks78	chopsticks78	PROPN
inlawrev-18341	305	2	,	,	PUNCT
inlawrev-18341	305	3	thaumatrope	thaumatrope	NOUN
inlawrev-18341	305	4	:	:	PUNCT
inlawrev-18341	306	1	bird	bird	NOUN
inlawrev-18341	306	2	&	&	CCONJ
inlawrev-18341	306	3	cage	cage	NOUN
inlawrev-18341	306	4	,	,	PUNCT
inlawrev-18341	306	5	youtube	youtube	NOUN
inlawrev-18341	306	6	(	(	PUNCT
inlawrev-18341	306	7	jan	jan	PROPN
inlawrev-18341	306	8	.	.	PROPN
inlawrev-18341	306	9	23	23	NUM
inlawrev-18341	306	10	,	,	PUNCT
inlawrev-18341	306	11	2009	2009	NUM
inlawrev-18341	306	12	)	)	PUNCT
inlawrev-18341	306	13	,	,	PUNCT
inlawrev-18341	306	14	http://www	http://www	PROPN
inlawrev-18341	306	15	.	.	PUNCT
inlawrev-18341	306	16	youtube.com/watch?v=yd0ovanhdqq	youtube.com/watch?v=yd0ovanhdqq	PROPN
inlawrev-18341	306	17	(	(	PUNCT
inlawrev-18341	306	18	showing	show	VERB
inlawrev-18341	306	19	a	a	DET
inlawrev-18341	306	20	video	video	NOUN
inlawrev-18341	306	21	of	of	ADP
inlawrev-18341	306	22	the	the	DET
inlawrev-18341	306	23	classic	classic	ADJ
inlawrev-18341	306	24	thaumatrope	thaumatrope	NOUN
inlawrev-18341	306	25	in	in	ADP
inlawrev-18341	306	26	which	which	PRON
inlawrev-18341	306	27	a	a	DET
inlawrev-18341	306	28	bird	bird	NOUN
inlawrev-18341	306	29	on	on	ADP
inlawrev-18341	306	30	one	one	NUM
inlawrev-18341	306	31	side	side	NOUN
inlawrev-18341	306	32	of	of	ADP
inlawrev-18341	306	33	a	a	DET
inlawrev-18341	306	34	disc	disc	NOUN
inlawrev-18341	306	35	and	and	CCONJ
inlawrev-18341	306	36	a	a	DET
inlawrev-18341	306	37	cage	cage	NOUN
inlawrev-18341	306	38	on	on	ADP
inlawrev-18341	306	39	the	the	DET
inlawrev-18341	306	40	other	other	ADJ
inlawrev-18341	306	41	is	be	AUX
inlawrev-18341	306	42	twirled	twirl	VERB
inlawrev-18341	306	43	so	so	SCONJ
inlawrev-18341	306	44	that	that	SCONJ
inlawrev-18341	306	45	the	the	DET
inlawrev-18341	306	46	bird	bird	NOUN
inlawrev-18341	306	47	appears	appear	VERB
inlawrev-18341	306	48	inside	inside	ADP
inlawrev-18341	306	49	the	the	DET
inlawrev-18341	306	50	cage	cage	NOUN
inlawrev-18341	306	51	)	)	PUNCT
inlawrev-18341	306	52	.	.	PUNCT
inlawrev-18341	307	1	104	104	X
inlawrev-18341	307	2	.	.	PUNCT
inlawrev-18341	308	1	mark	mark	PROPN
inlawrev-18341	308	2	a.	a.	PROPN
inlawrev-18341	308	3	calabria	calabria	PROPN
inlawrev-18341	308	4	,	,	PUNCT
inlawrev-18341	308	5	did	do	AUX
inlawrev-18341	308	6	deregulation	deregulation	NOUN
inlawrev-18341	308	7	cause	cause	VERB
inlawrev-18341	308	8	the	the	DET
inlawrev-18341	308	9	financial	financial	ADJ
inlawrev-18341	308	10	crisis	crisis	NOUN
inlawrev-18341	308	11	?	?	PUNCT
inlawrev-18341	308	12	,	,	PUNCT
inlawrev-18341	308	13	cato	cato	PROPN
inlawrev-18341	308	14	policy	policy	NOUN
inlawrev-18341	308	15	report	report	NOUN
inlawrev-18341	308	16	5	5	NUM
inlawrev-18341	308	17	(	(	PUNCT
inlawrev-18341	308	18	july	july	PROPN
inlawrev-18341	308	19	/	/	SYM
inlawrev-18341	308	20	august	august	PROPN
inlawrev-18341	308	21	2009	2009	NUM
inlawrev-18341	308	22	)	)	PUNCT
inlawrev-18341	308	23	,	,	PUNCT
inlawrev-18341	308	24	available	available	ADJ
inlawrev-18341	308	25	at	at	ADP
inlawrev-18341	308	26	http://object.cato.org/sites/cato.org/files/serials/files/policyreport/2009/7/cpr31n4-1.pdf	http://object.cato.org/sites/cato.org/files/serials/files/policyreport/2009/7/cpr31n4-1.pdf	PROPN
inlawrev-18341	308	27	,	,	PUNCT
inlawrev-18341	308	28	archived	archive	VERB
inlawrev-18341	308	29	at	at	ADP
inlawrev-18341	308	30	http://perma.cc/ylg-8v3k	http://perma.cc/ylg-8v3k	NOUN
inlawrev-18341	308	31	.	.	PUNCT
inlawrev-18341	309	1	50	50	NUM
inlawrev-18341	309	2	indiana	indiana	PROPN
inlawrev-18341	309	3	law	law	NOUN
inlawrev-18341	309	4	review	review	NOUN
inlawrev-18341	309	5	[	[	X
inlawrev-18341	309	6	vol	vol	NOUN
inlawrev-18341	309	7	.	.	PUNCT
inlawrev-18341	309	8	47:37	47:37	NUM
inlawrev-18341	309	9	to	to	ADP
inlawrev-18341	309	10	fair	fair	ADJ
inlawrev-18341	309	11	-	-	PUNCT
inlawrev-18341	309	12	minded	minded	ADJ
inlawrev-18341	309	13	observers	observer	NOUN
inlawrev-18341	309	14	it	it	PRON
inlawrev-18341	309	15	is	be	AUX
inlawrev-18341	309	16	clear	clear	ADJ
inlawrev-18341	309	17	that	that	SCONJ
inlawrev-18341	309	18	there	there	PRON
inlawrev-18341	309	19	were	be	VERB
inlawrev-18341	309	20	several	several	ADJ
inlawrev-18341	309	21	necessary	necessary	ADJ
inlawrev-18341	309	22	—	—	PUNCT
inlawrev-18341	309	23	but	but	CCONJ
inlawrev-18341	309	24	insufficient	insufficient	ADJ
inlawrev-18341	309	25	—	—	PUNCT
inlawrev-18341	309	26	laws	law	NOUN
inlawrev-18341	309	27	or	or	CCONJ
inlawrev-18341	309	28	policies	policy	NOUN
inlawrev-18341	309	29	that	that	PRON
inlawrev-18341	309	30	caused	cause	VERB
inlawrev-18341	309	31	the	the	DET
inlawrev-18341	309	32	crisis.105	crisis.105	NOUN
inlawrev-18341	309	33	what	what	PRON
inlawrev-18341	309	34	were	be	AUX
inlawrev-18341	309	35	these	these	DET
inlawrev-18341	309	36	failures	failure	NOUN
inlawrev-18341	309	37	of	of	ADP
inlawrev-18341	309	38	regulation	regulation	NOUN
inlawrev-18341	309	39	and	and	CCONJ
inlawrev-18341	309	40	policy	policy	NOUN
inlawrev-18341	309	41	?	?	PUNCT
inlawrev-18341	310	1	an	an	DET
inlawrev-18341	310	2	early	early	ADJ
inlawrev-18341	310	3	but	but	CCONJ
inlawrev-18341	310	4	unselective	unselective	ADJ
inlawrev-18341	310	5	account	account	NOUN
inlawrev-18341	310	6	in	in	ADP
inlawrev-18341	310	7	the	the	DET
inlawrev-18341	310	8	declaration	declaration	NOUN
inlawrev-18341	310	9	of	of	ADP
inlawrev-18341	310	10	the	the	DET
inlawrev-18341	310	11	summit	summit	NOUN
inlawrev-18341	310	12	on	on	ADP
inlawrev-18341	310	13	financial	financial	ADJ
inlawrev-18341	310	14	markets	market	NOUN
inlawrev-18341	310	15	and	and	CCONJ
inlawrev-18341	310	16	the	the	DET
inlawrev-18341	310	17	world	world	NOUN
inlawrev-18341	310	18	economy	economy	NOUN
inlawrev-18341	310	19	by	by	ADP
inlawrev-18341	310	20	the	the	DET
inlawrev-18341	310	21	leaders	leader	NOUN
inlawrev-18341	310	22	of	of	ADP
inlawrev-18341	310	23	the	the	DET
inlawrev-18341	310	24	group	group	NOUN
inlawrev-18341	310	25	of	of	ADP
inlawrev-18341	310	26	20	20	NUM
inlawrev-18341	310	27	stated	state	VERB
inlawrev-18341	310	28	:	:	PUNCT
inlawrev-18341	310	29	during	during	ADP
inlawrev-18341	310	30	a	a	DET
inlawrev-18341	310	31	period	period	NOUN
inlawrev-18341	310	32	of	of	ADP
inlawrev-18341	310	33	strong	strong	ADJ
inlawrev-18341	310	34	global	global	ADJ
inlawrev-18341	310	35	growth	growth	NOUN
inlawrev-18341	310	36	,	,	PUNCT
inlawrev-18341	310	37	growing	grow	VERB
inlawrev-18341	310	38	capital	capital	NOUN
inlawrev-18341	310	39	flows	flow	NOUN
inlawrev-18341	310	40	,	,	PUNCT
inlawrev-18341	310	41	and	and	CCONJ
inlawrev-18341	310	42	prolonged	prolong	VERB
inlawrev-18341	310	43	stability	stability	NOUN
inlawrev-18341	310	44	earlier	early	ADV
inlawrev-18341	310	45	this	this	DET
inlawrev-18341	310	46	decade	decade	NOUN
inlawrev-18341	310	47	,	,	PUNCT
inlawrev-18341	310	48	market	market	NOUN
inlawrev-18341	310	49	participants	participant	NOUN
inlawrev-18341	310	50	sought	seek	VERB
inlawrev-18341	310	51	higher	high	ADJ
inlawrev-18341	310	52	yields	yield	NOUN
inlawrev-18341	310	53	without	without	ADP
inlawrev-18341	310	54	an	an	DET
inlawrev-18341	310	55	adequate	adequate	ADJ
inlawrev-18341	310	56	appreciation	appreciation	NOUN
inlawrev-18341	310	57	of	of	ADP
inlawrev-18341	310	58	the	the	DET
inlawrev-18341	310	59	risks	risk	NOUN
inlawrev-18341	310	60	and	and	CCONJ
inlawrev-18341	310	61	failed	fail	VERB
inlawrev-18341	310	62	to	to	PART
inlawrev-18341	310	63	exercise	exercise	VERB
inlawrev-18341	310	64	proper	proper	ADJ
inlawrev-18341	310	65	due	due	ADJ
inlawrev-18341	310	66	diligence	diligence	NOUN
inlawrev-18341	310	67	.	.	PUNCT
inlawrev-18341	311	1	at	at	ADP
inlawrev-18341	311	2	the	the	DET
inlawrev-18341	311	3	same	same	ADJ
inlawrev-18341	311	4	time	time	NOUN
inlawrev-18341	311	5	,	,	PUNCT
inlawrev-18341	311	6	weak	weak	ADJ
inlawrev-18341	311	7	underwriting	underwriting	NOUN
inlawrev-18341	311	8	standards	standard	NOUN
inlawrev-18341	311	9	,	,	PUNCT
inlawrev-18341	311	10	unsound	unsound	ADJ
inlawrev-18341	311	11	risk	risk	NOUN
inlawrev-18341	311	12	management	management	NOUN
inlawrev-18341	311	13	practices	practice	NOUN
inlawrev-18341	311	14	,	,	PUNCT
inlawrev-18341	311	15	increasingly	increasingly	ADV
inlawrev-18341	311	16	complex	complex	ADJ
inlawrev-18341	311	17	and	and	CCONJ
inlawrev-18341	311	18	opaque	opaque	ADJ
inlawrev-18341	311	19	financial	financial	ADJ
inlawrev-18341	311	20	products	product	NOUN
inlawrev-18341	311	21	,	,	PUNCT
inlawrev-18341	311	22	and	and	CCONJ
inlawrev-18341	311	23	consequent	consequent	ADJ
inlawrev-18341	311	24	excessive	excessive	ADJ
inlawrev-18341	311	25	leverage	leverage	NOUN
inlawrev-18341	311	26	combined	combine	VERB
inlawrev-18341	311	27	to	to	PART
inlawrev-18341	311	28	create	create	VERB
inlawrev-18341	311	29	vulnerabilities	vulnerability	NOUN
inlawrev-18341	311	30	in	in	ADP
inlawrev-18341	311	31	the	the	DET
inlawrev-18341	311	32	system	system	NOUN
inlawrev-18341	311	33	.	.	PUNCT
inlawrev-18341	312	1	policy	policy	NOUN
inlawrev-18341	312	2	-	-	PUNCT
inlawrev-18341	312	3	makers	maker	NOUN
inlawrev-18341	312	4	,	,	PUNCT
inlawrev-18341	312	5	regulators	regulator	NOUN
inlawrev-18341	312	6	and	and	CCONJ
inlawrev-18341	312	7	supervisors	supervisor	NOUN
inlawrev-18341	312	8	,	,	PUNCT
inlawrev-18341	312	9	in	in	ADP
inlawrev-18341	312	10	some	some	DET
inlawrev-18341	312	11	advanced	advanced	ADJ
inlawrev-18341	312	12	countries	country	NOUN
inlawrev-18341	312	13	,	,	PUNCT
inlawrev-18341	312	14	did	do	AUX
inlawrev-18341	312	15	not	not	PART
inlawrev-18341	312	16	adequately	adequately	ADV
inlawrev-18341	312	17	appreciate	appreciate	VERB
inlawrev-18341	312	18	and	and	CCONJ
inlawrev-18341	312	19	address	address	VERB
inlawrev-18341	312	20	the	the	DET
inlawrev-18341	312	21	risks	risk	NOUN
inlawrev-18341	312	22	building	build	VERB
inlawrev-18341	312	23	up	up	ADP
inlawrev-18341	312	24	in	in	ADP
inlawrev-18341	312	25	financial	financial	ADJ
inlawrev-18341	312	26	markets	market	NOUN
inlawrev-18341	312	27	,	,	PUNCT
inlawrev-18341	312	28	keep	keep	VERB
inlawrev-18341	312	29	pace	pace	NOUN
inlawrev-18341	312	30	with	with	ADP
inlawrev-18341	312	31	financial	financial	ADJ
inlawrev-18341	312	32	innovation	innovation	NOUN
inlawrev-18341	312	33	,	,	PUNCT
inlawrev-18341	312	34	or	or	CCONJ
inlawrev-18341	312	35	take	take	VERB
inlawrev-18341	312	36	into	into	ADP
inlawrev-18341	312	37	account	account	NOUN
inlawrev-18341	312	38	the	the	DET
inlawrev-18341	312	39	systemic	systemic	ADJ
inlawrev-18341	312	40	ramifications	ramification	NOUN
inlawrev-18341	312	41	of	of	ADP
inlawrev-18341	312	42	domestic	domestic	ADJ
inlawrev-18341	312	43	regulatory	regulatory	ADJ
inlawrev-18341	312	44	actions.106	actions.106	NUM
inlawrev-18341	312	45	the	the	DET
inlawrev-18341	312	46	financial	financial	ADJ
inlawrev-18341	312	47	crisis	crisis	NOUN
inlawrev-18341	312	48	inquiry	inquiry	NOUN
inlawrev-18341	312	49	commission	commission	NOUN
inlawrev-18341	312	50	(	(	PUNCT
inlawrev-18341	312	51	fcic	fcic	PROPN
inlawrev-18341	312	52	)	)	PUNCT
inlawrev-18341	312	53	implemented	implement	VERB
inlawrev-18341	312	54	the	the	DET
inlawrev-18341	312	55	most	most	ADV
inlawrev-18341	312	56	prominent	prominent	ADJ
inlawrev-18341	312	57	and	and	CCONJ
inlawrev-18341	312	58	certainly	certainly	ADV
inlawrev-18341	312	59	the	the	DET
inlawrev-18341	312	60	most	most	ADV
inlawrev-18341	312	61	extensive	extensive	ADJ
inlawrev-18341	312	62	analysis	analysis	NOUN
inlawrev-18341	312	63	of	of	ADP
inlawrev-18341	312	64	the	the	DET
inlawrev-18341	312	65	crisis	crisis	NOUN
inlawrev-18341	312	66	.	.	PUNCT
inlawrev-18341	313	1	congress	congress	PROPN
inlawrev-18341	313	2	created	create	VERB
inlawrev-18341	313	3	the	the	DET
inlawrev-18341	313	4	fcic	fcic	NOUN
inlawrev-18341	313	5	“	"	PUNCT
inlawrev-18341	313	6	to	to	PART
inlawrev-18341	313	7	examine	examine	VERB
inlawrev-18341	313	8	the	the	DET
inlawrev-18341	313	9	causes	cause	NOUN
inlawrev-18341	313	10	,	,	PUNCT
inlawrev-18341	313	11	domestic	domestic	ADJ
inlawrev-18341	313	12	and	and	CCONJ
inlawrev-18341	313	13	global	global	ADJ
inlawrev-18341	313	14	,	,	PUNCT
inlawrev-18341	313	15	of	of	ADP
inlawrev-18341	313	16	the	the	DET
inlawrev-18341	313	17	current	current	ADJ
inlawrev-18341	313	18	financial	financial	ADJ
inlawrev-18341	313	19	and	and	CCONJ
inlawrev-18341	313	20	economic	economic	ADJ
inlawrev-18341	313	21	crisis	crisis	NOUN
inlawrev-18341	313	22	in	in	ADP
inlawrev-18341	313	23	the	the	DET
inlawrev-18341	313	24	united	united	PROPN
inlawrev-18341	313	25	states	states	PROPN
inlawrev-18341	313	26	.	.	PUNCT
inlawrev-18341	313	27	”107	”107	PUNCT
inlawrev-18341	314	1	the	the	DET
inlawrev-18341	314	2	fcic	fcic	NOUN
inlawrev-18341	314	3	,	,	PUNCT
inlawrev-18341	314	4	spending	spend	VERB
inlawrev-18341	314	5	nearly	nearly	ADV
inlawrev-18341	314	6	$	$	SYM
inlawrev-18341	314	7	10	10	NUM
inlawrev-18341	314	8	million	million	NUM
inlawrev-18341	314	9	,	,	PUNCT
inlawrev-18341	314	10	took	take	VERB
inlawrev-18341	314	11	eighteen	eighteen	NUM
inlawrev-18341	314	12	months	month	NOUN
inlawrev-18341	314	13	,	,	PUNCT
inlawrev-18341	314	14	interviewed	interview	VERB
inlawrev-18341	314	15	over	over	ADP
inlawrev-18341	314	16	700	700	NUM
inlawrev-18341	314	17	witnesses	witness	NOUN
inlawrev-18341	314	18	,	,	PUNCT
inlawrev-18341	314	19	reviewed	review	VERB
inlawrev-18341	314	20	millions	million	NOUN
inlawrev-18341	314	21	of	of	ADP
inlawrev-18341	314	22	pages	page	NOUN
inlawrev-18341	314	23	of	of	ADP
inlawrev-18341	314	24	documents	document	NOUN
inlawrev-18341	314	25	,	,	PUNCT
inlawrev-18341	314	26	and	and	CCONJ
inlawrev-18341	314	27	held	hold	VERB
inlawrev-18341	314	28	nineteen	nineteen	NUM
inlawrev-18341	314	29	days	day	NOUN
inlawrev-18341	314	30	of	of	ADP
inlawrev-18341	314	31	public	public	ADJ
inlawrev-18341	314	32	hearings.108	hearings.108	NOUN
inlawrev-18341	314	33	its	its	PRON
inlawrev-18341	314	34	report	report	NOUN
inlawrev-18341	314	35	made	make	VERB
inlawrev-18341	314	36	the	the	DET
inlawrev-18341	314	37	new	new	PROPN
inlawrev-18341	314	38	york	york	PROPN
inlawrev-18341	314	39	times	times	PROPN
inlawrev-18341	314	40	’	'	PUNCT
inlawrev-18341	314	41	and	and	CCONJ
inlawrev-18341	314	42	washington	washington	PROPN
inlawrev-18341	314	43	post	post	PROPN
inlawrev-18341	314	44	’s	’s	PART
inlawrev-18341	314	45	best	good	ADJ
inlawrev-18341	314	46	-	-	PUNCT
inlawrev-18341	314	47	sellers	seller	NOUN
inlawrev-18341	314	48	list,109	list,109	VERB
inlawrev-18341	314	49	with	with	ADP
inlawrev-18341	314	50	the	the	DET
inlawrev-18341	314	51	new	new	PROPN
inlawrev-18341	314	52	york	york	PROPN
inlawrev-18341	314	53	review	review	PROPN
inlawrev-18341	314	54	of	of	ADP
inlawrev-18341	314	55	books	book	NOUN
inlawrev-18341	314	56	announcing	announce	VERB
inlawrev-18341	314	57	it	it	PRON
inlawrev-18341	314	58	as	as	ADP
inlawrev-18341	314	59	“	"	PUNCT
inlawrev-18341	314	60	the	the	DET
inlawrev-18341	314	61	definitive	definitive	ADJ
inlawrev-18341	314	62	history	history	NOUN
inlawrev-18341	314	63	of	of	ADP
inlawrev-18341	314	64	this	this	DET
inlawrev-18341	314	65	period”110	period”110	NOUN
inlawrev-18341	314	66	and	and	CCONJ
inlawrev-18341	314	67	“	"	PUNCT
inlawrev-18341	314	68	the	the	DET
inlawrev-18341	314	69	most	most	ADV
inlawrev-18341	314	70	comprehensive	comprehensive	ADJ
inlawrev-18341	314	71	indictment	indictment	NOUN
inlawrev-18341	314	72	of	of	ADP
inlawrev-18341	314	73	the	the	DET
inlawrev-18341	314	74	american	american	ADJ
inlawrev-18341	314	75	financial	financial	ADJ
inlawrev-18341	314	76	failure	failure	NOUN
inlawrev-18341	314	77	that	that	PRON
inlawrev-18341	314	78	has	have	AUX
inlawrev-18341	314	79	yet	yet	ADV
inlawrev-18341	314	80	been	be	AUX
inlawrev-18341	314	81	made	make	VERB
inlawrev-18341	314	82	.	.	PUNCT
inlawrev-18341	314	83	”111	”111	PROPN
inlawrev-18341	315	1	the	the	DET
inlawrev-18341	315	2	report	report	NOUN
inlawrev-18341	315	3	was	be	AUX
inlawrev-18341	315	4	,	,	PUNCT
inlawrev-18341	315	5	“	"	PUNCT
inlawrev-18341	315	6	[	[	X
inlawrev-18341	315	7	b]y	b]y	X
inlawrev-18341	315	8	all	all	DET
inlawrev-18341	315	9	accounts	account	NOUN
inlawrev-18341	315	10	[	[	X
inlawrev-18341	315	11	,	,	X
inlawrev-18341	315	12	]	]	PUNCT
inlawrev-18341	315	13	.	.	PUNCT
inlawrev-18341	315	14	.	.	PUNCT
inlawrev-18341	315	15	.	.	PUNCT
inlawrev-18341	316	1	an	an	DET
inlawrev-18341	316	2	105	105	NUM
inlawrev-18341	316	3	.	.	PUNCT
inlawrev-18341	317	1	taylor	taylor	PROPN
inlawrev-18341	317	2	,	,	PUNCT
inlawrev-18341	317	3	supra	supra	PROPN
inlawrev-18341	317	4	note	note	PROPN
inlawrev-18341	317	5	1	1	NUM
inlawrev-18341	317	6	,	,	PUNCT
inlawrev-18341	317	7	at	at	ADP
inlawrev-18341	317	8	xi	xi	PROPN
inlawrev-18341	317	9	(	(	PUNCT
inlawrev-18341	317	10	“	"	PUNCT
inlawrev-18341	317	11	what	what	PRON
inlawrev-18341	317	12	caused	cause	VERB
inlawrev-18341	317	13	the	the	DET
inlawrev-18341	317	14	financial	financial	ADJ
inlawrev-18341	317	15	crisis	crisis	NOUN
inlawrev-18341	317	16	?	?	PUNCT
inlawrev-18341	317	17	.	.	PUNCT
inlawrev-18341	318	1	.	.	PUNCT
inlawrev-18341	319	1	.	.	PUNCT
inlawrev-18341	320	1	rarely	rarely	ADV
inlawrev-18341	320	2	in	in	ADP
inlawrev-18341	320	3	economics	economics	NOUN
inlawrev-18341	320	4	is	be	AUX
inlawrev-18341	320	5	a	a	DET
inlawrev-18341	320	6	single	single	ADJ
inlawrev-18341	320	7	answer	answer	NOUN
inlawrev-18341	320	8	to	to	ADP
inlawrev-18341	320	9	such	such	ADJ
inlawrev-18341	320	10	questions	question	NOUN
inlawrev-18341	320	11	,	,	PUNCT
inlawrev-18341	320	12	but	but	CCONJ
inlawrev-18341	320	13	.	.	PUNCT
inlawrev-18341	320	14	.	.	PUNCT
inlawrev-18341	320	15	.	.	PUNCT
inlawrev-18341	321	1	specific	specific	ADJ
inlawrev-18341	321	2	government	government	NOUN
inlawrev-18341	321	3	actions	action	NOUN
inlawrev-18341	321	4	and	and	CCONJ
inlawrev-18341	321	5	interventions	intervention	NOUN
inlawrev-18341	321	6	should	should	AUX
inlawrev-18341	321	7	be	be	AUX
inlawrev-18341	321	8	first	first	ADV
inlawrev-18341	321	9	on	on	ADP
inlawrev-18341	321	10	the	the	DET
inlawrev-18341	321	11	list	list	NOUN
inlawrev-18341	321	12	of	of	ADP
inlawrev-18341	321	13	answers	answer	NOUN
inlawrev-18341	321	14	”	"	PUNCT
inlawrev-18341	321	15	)	)	PUNCT
inlawrev-18341	321	16	.	.	PUNCT
inlawrev-18341	322	1	the	the	DET
inlawrev-18341	322	2	fcic	fcic	NOUN
inlawrev-18341	322	3	dissenters	dissenter	NOUN
inlawrev-18341	322	4	captured	capture	VERB
inlawrev-18341	322	5	this	this	DET
inlawrev-18341	322	6	notion	notion	NOUN
inlawrev-18341	322	7	,	,	PUNCT
inlawrev-18341	322	8	noting	note	VERB
inlawrev-18341	322	9	several	several	ADJ
inlawrev-18341	322	10	factors	factor	NOUN
inlawrev-18341	322	11	“	"	PUNCT
inlawrev-18341	322	12	were	be	AUX
inlawrev-18341	322	13	essential	essential	ADJ
inlawrev-18341	322	14	contributors	contributor	NOUN
inlawrev-18341	322	15	to	to	ADP
inlawrev-18341	322	16	the	the	DET
inlawrev-18341	322	17	crisis	crisis	NOUN
inlawrev-18341	322	18	”	"	PUNCT
inlawrev-18341	322	19	but	but	CCONJ
inlawrev-18341	322	20	each	each	PRON
inlawrev-18341	322	21	was	be	AUX
inlawrev-18341	322	22	“	"	PUNCT
inlawrev-18341	322	23	insufficient	insufficient	ADJ
inlawrev-18341	322	24	as	as	ADP
inlawrev-18341	322	25	a	a	DET
inlawrev-18341	322	26	standalone	standalone	ADJ
inlawrev-18341	322	27	explanation	explanation	NOUN
inlawrev-18341	322	28	.	.	PUNCT
inlawrev-18341	322	29	”	"	PUNCT
inlawrev-18341	323	1	i	i	PRON
inlawrev-18341	323	2	d.	d.	PROPN
inlawrev-18341	323	3	106	106	NUM
inlawrev-18341	323	4	.	.	PUNCT
inlawrev-18341	324	1	declaration	declaration	NOUN
inlawrev-18341	324	2	summit	summit	NOUN
inlawrev-18341	324	3	on	on	ADP
inlawrev-18341	324	4	financial	financial	ADJ
inlawrev-18341	324	5	markets	market	NOUN
inlawrev-18341	324	6	and	and	CCONJ
inlawrev-18341	324	7	the	the	DET
inlawrev-18341	324	8	world	world	NOUN
inlawrev-18341	324	9	economy	economy	NOUN
inlawrev-18341	324	10	,	,	PUNCT
inlawrev-18341	324	11	at	at	ADP
inlawrev-18341	324	12	1	1	NUM
inlawrev-18341	324	13	(	(	PUNCT
inlawrev-18341	324	14	nov	nov	PROPN
inlawrev-18341	324	15	.	.	PROPN
inlawrev-18341	324	16	15	15	NUM
inlawrev-18341	324	17	,	,	PUNCT
inlawrev-18341	324	18	2008	2008	NUM
inlawrev-18341	324	19	)	)	PUNCT
inlawrev-18341	324	20	,	,	PUNCT
inlawrev-18341	324	21	u.s	u.s	PROPN
inlawrev-18341	324	22	.	.	PROPN
inlawrev-18341	324	23	dep’t	dep’t	NOUN
inlawrev-18341	324	24	of	of	ADP
inlawrev-18341	324	25	the	the	DET
inlawrev-18341	324	26	treasury	treasury	NOUN
inlawrev-18341	324	27	,	,	PUNCT
inlawrev-18341	324	28	available	available	ADJ
inlawrev-18341	324	29	at	at	ADP
inlawrev-18341	324	30	http://www.treasury.gov/resource-center/international/	http://www.treasury.gov/resource-center/international/	PRON
inlawrev-18341	324	31	g7	g7	PROPN
inlawrev-18341	324	32	-	-	PUNCT
inlawrev-18341	324	33	g20	g20	NOUN
inlawrev-18341	324	34	/	/	SYM
inlawrev-18341	324	35	documents	document	NOUN
inlawrev-18341	324	36	/	/	SYM
inlawrev-18341	324	37	washington%20nov%20leaders%20declaration.pdf	washington%20nov%20leaders%20declaration.pdf	NOUN
inlawrev-18341	324	38	,	,	PUNCT
inlawrev-18341	324	39	archived	archive	VERB
inlawrev-18341	324	40	at	at	ADP
inlawrev-18341	324	41	http://perma	http://perma	PROPN
inlawrev-18341	324	42	.	.	PUNCT
inlawrev-18341	325	1	cc	cc	PROPN
inlawrev-18341	325	2	/	/	SYM
inlawrev-18341	325	3	vhy8	vhy8	PROPN
inlawrev-18341	325	4	-	-	PUNCT
inlawrev-18341	325	5	mrhm	mrhm	PROPN
inlawrev-18341	325	6	.	.	PROPN
inlawrev-18341	326	1	107	107	NUM
inlawrev-18341	326	2	.	.	PUNCT
inlawrev-18341	327	1	fcic	fcic	NOUN
inlawrev-18341	327	2	report	report	PROPN
inlawrev-18341	327	3	,	,	PUNCT
inlawrev-18341	327	4	supra	supra	PROPN
inlawrev-18341	327	5	note	note	NOUN
inlawrev-18341	327	6	3	3	NUM
inlawrev-18341	327	7	,	,	PUNCT
inlawrev-18341	327	8	at	at	ADP
inlawrev-18341	327	9	416	416	NUM
inlawrev-18341	327	10	.	.	PUNCT
inlawrev-18341	327	11	108	108	NUM
inlawrev-18341	327	12	.	.	PUNCT
inlawrev-18341	328	1	i	i	PRON
inlawrev-18341	328	2	d.	d.	PROPN
inlawrev-18341	328	3	at	at	ADP
inlawrev-18341	328	4	xi	xi	PROPN
inlawrev-18341	328	5	.	.	PROPN
inlawrev-18341	328	6	109	109	NUM
inlawrev-18341	328	7	.	.	PUNCT
inlawrev-18341	329	1	best	good	ADJ
inlawrev-18341	329	2	sellers	seller	NOUN
inlawrev-18341	329	3	:	:	PUNCT
inlawrev-18341	329	4	paperback	paperback	NOUN
inlawrev-18341	329	5	nonfiction	nonfiction	NOUN
inlawrev-18341	329	6	,	,	PUNCT
inlawrev-18341	329	7	n.y	n.y	PROPN
inlawrev-18341	329	8	.	.	PROPN
inlawrev-18341	329	9	times	times	PROPN
inlawrev-18341	329	10	,	,	PUNCT
inlawrev-18341	329	11	feb	feb	PROPN
inlawrev-18341	329	12	.	.	PROPN
inlawrev-18341	329	13	20	20	NUM
inlawrev-18341	329	14	,	,	PUNCT
inlawrev-18341	329	15	2011	2011	NUM
inlawrev-18341	329	16	,	,	PUNCT
inlawrev-18341	329	17	http://www.nytimes	http://www.nytime	NOUN
inlawrev-18341	329	18	.	.	PUNCT
inlawrev-18341	329	19	com	com	NOUN
inlawrev-18341	329	20	/	/	SYM
inlawrev-18341	329	21	best	good	ADJ
inlawrev-18341	329	22	-	-	PUNCT
inlawrev-18341	329	23	sellers	seller	NOUN
inlawrev-18341	329	24	-	-	PUNCT
inlawrev-18341	329	25	books/2011	books/2011	NOUN
inlawrev-18341	329	26	-	-	PUNCT
inlawrev-18341	329	27	02	02	NUM
inlawrev-18341	329	28	-	-	PUNCT
inlawrev-18341	329	29	20	20	NUM
inlawrev-18341	329	30	/	/	SYM
inlawrev-18341	329	31	p	p	X
inlawrev-18341	329	32	ap	ap	PROPN
inlawrev-18341	329	33	er	er	INTJ
inlawrev-18341	329	34	b	b	PROPN
inlawrev-18341	329	35	a	a	DET
inlawrev-18341	329	36	ckn	ckn	NOUN
inlawrev-18341	329	37	o	o	NOUN
inlawrev-18341	329	38	n	n	CCONJ
inlawrev-18341	329	39	fi	fi	NOUN
inlawrev-18341	329	40	c	c	NOUN
inlawrev-18341	329	41	t	t	NOUN
inlawrev-18341	330	1	i	i	PRON
inlawrev-18341	330	2	o	o	VERB
inlawrev-18341	330	3	n	n	CCONJ
inlawrev-18341	330	4	/	/	SYM
inlawrev-18341	330	5	l	l	NOUN
inlawrev-18341	331	1	i	i	PRON
inlawrev-18341	331	2	s	s	PROPN
inlawrev-18341	331	3	t	t	NOUN
inlawrev-18341	331	4	.	.	PUNCT
inlawrev-18341	332	1	h	h	PROPN
inlawrev-18341	332	2	t	t	PROPN
inlawrev-18341	332	3	ml	ml	PROPN
inlawrev-18341	332	4	,	,	PUNCT
inlawrev-18341	332	5	archived	archive	VERB
inlawrev-18341	332	6	at	at	ADP
inlawrev-18341	332	7	http://perma.cc/d5uj-8psx	http://perma.cc/d5uj-8psx	NOUN
inlawrev-18341	332	8	.	.	PUNCT
inlawrev-18341	333	1	110	110	NUM
inlawrev-18341	333	2	.	.	PUNCT
inlawrev-18341	334	1	jeff	jeff	PROPN
inlawrev-18341	334	2	madrick	madrick	PROPN
inlawrev-18341	334	3	,	,	PUNCT
inlawrev-18341	334	4	the	the	DET
inlawrev-18341	334	5	wall	wall	PROPN
inlawrev-18341	334	6	street	street	PROPN
inlawrev-18341	334	7	leviathan	leviathan	PROPN
inlawrev-18341	334	8	,	,	PUNCT
inlawrev-18341	334	9	n.y	n.y	PROPN
inlawrev-18341	334	10	.	.	PROPN
inlawrev-18341	334	11	rev	rev	PROPN
inlawrev-18341	334	12	.	.	PROPN
inlawrev-18341	334	13	books	book	NOUN
inlawrev-18341	334	14	(	(	PUNCT
inlawrev-18341	334	15	apr	apr	PROPN
inlawrev-18341	334	16	.	.	PROPN
inlawrev-18341	334	17	28	28	NUM
inlawrev-18341	334	18	,	,	PUNCT
inlawrev-18341	334	19	2011	2011	NUM
inlawrev-18341	334	20	)	)	PUNCT
inlawrev-18341	334	21	,	,	PUNCT
inlawrev-18341	334	22	http://	http://	PROPN
inlawrev-18341	334	23	www.nybooks.com/articles/archives/2011/apr/28/wall-street-leviathan/?pagination=false	www.nybooks.com/articles/archives/2011/apr/28/wall-street-leviathan/?pagination=false	PROPN
inlawrev-18341	334	24	,	,	PUNCT
inlawrev-18341	334	25	archived	archive	VERB
inlawrev-18341	334	26	at	at	ADP
inlawrev-18341	334	27	http://perma.cc/ewe3-prvs	http://perma.cc/ewe3-prvs	PROPN
inlawrev-18341	334	28	.	.	PUNCT
inlawrev-18341	334	29	111	111	NUM
inlawrev-18341	334	30	.	.	PUNCT
inlawrev-18341	335	1	i	i	PRON
inlawrev-18341	335	2	d.	d.	PROPN
inlawrev-18341	335	3	2014	2014	NUM
inlawrev-18341	335	4	]	]	PUNCT
inlawrev-18341	335	5	revisiting	revisit	VERB
inlawrev-18341	335	6	causes	cause	NOUN
inlawrev-18341	335	7	of	of	ADP
inlawrev-18341	335	8	the	the	DET
inlawrev-18341	335	9	financial	financial	ADJ
inlawrev-18341	335	10	crisis	crisis	NOUN
inlawrev-18341	335	11	51	51	NUM
inlawrev-18341	335	12	approachable	approachable	ADJ
inlawrev-18341	335	13	and	and	CCONJ
inlawrev-18341	335	14	at	at	ADP
inlawrev-18341	335	15	times	time	NOUN
inlawrev-18341	335	16	gripping	grip	VERB
inlawrev-18341	335	17	account	account	NOUN
inlawrev-18341	335	18	of	of	ADP
inlawrev-18341	335	19	the	the	DET
inlawrev-18341	335	20	crisis	crisis	NOUN
inlawrev-18341	335	21	.	.	PUNCT
inlawrev-18341	336	1	”112	”112	PUNCT
inlawrev-18341	336	2	although	although	SCONJ
inlawrev-18341	336	3	the	the	DET
inlawrev-18341	336	4	style	style	NOUN
inlawrev-18341	336	5	was	be	AUX
inlawrev-18341	336	6	generally	generally	ADV
inlawrev-18341	336	7	praised	praise	VERB
inlawrev-18341	336	8	,	,	PUNCT
inlawrev-18341	336	9	the	the	DET
inlawrev-18341	336	10	substance	substance	NOUN
inlawrev-18341	336	11	faced	face	VERB
inlawrev-18341	336	12	far	far	ADV
inlawrev-18341	336	13	more	more	ADJ
inlawrev-18341	336	14	criticism	criticism	NOUN
inlawrev-18341	336	15	,	,	PUNCT
inlawrev-18341	336	16	including	include	VERB
inlawrev-18341	336	17	from	from	ADP
inlawrev-18341	336	18	the	the	DET
inlawrev-18341	336	19	four	four	NUM
inlawrev-18341	336	20	dissenting	dissent	VERB
inlawrev-18341	336	21	members	member	NOUN
inlawrev-18341	336	22	of	of	ADP
inlawrev-18341	336	23	the	the	DET
inlawrev-18341	336	24	ten	ten	NUM
inlawrev-18341	336	25	-	-	PUNCT
inlawrev-18341	336	26	member	member	NOUN
inlawrev-18341	336	27	commission.113	commission.113	PROPN
inlawrev-18341	336	28	three	three	NUM
inlawrev-18341	336	29	republican	republican	ADJ
inlawrev-18341	336	30	members	member	NOUN
inlawrev-18341	336	31	collaborated	collaborate	VERB
inlawrev-18341	336	32	on	on	ADP
inlawrev-18341	336	33	a	a	DET
inlawrev-18341	336	34	single	single	ADJ
inlawrev-18341	336	35	dissent	dissent	NOUN
inlawrev-18341	336	36	and	and	CCONJ
inlawrev-18341	336	37	a	a	DET
inlawrev-18341	336	38	fourth	fourth	ADJ
inlawrev-18341	336	39	,	,	PUNCT
inlawrev-18341	336	40	peter	peter	PROPN
inlawrev-18341	336	41	wallison	wallison	PROPN
inlawrev-18341	336	42	from	from	ADP
inlawrev-18341	336	43	the	the	DET
inlawrev-18341	336	44	american	american	PROPN
inlawrev-18341	336	45	enterprise	enterprise	PROPN
inlawrev-18341	336	46	institute	institute	PROPN
inlawrev-18341	336	47	,	,	PUNCT
inlawrev-18341	336	48	a	a	DET
inlawrev-18341	336	49	conservative	conservative	ADJ
inlawrev-18341	336	50	think	think	NOUN
inlawrev-18341	336	51	tank	tank	NOUN
inlawrev-18341	336	52	,	,	PUNCT
inlawrev-18341	336	53	issued	issue	VERB
inlawrev-18341	336	54	a	a	DET
inlawrev-18341	336	55	second	second	ADJ
inlawrev-18341	336	56	dissent.114	dissent.114	NOUN
inlawrev-18341	336	57	as	as	SCONJ
inlawrev-18341	336	58	the	the	DET
inlawrev-18341	336	59	republican	republican	ADJ
inlawrev-18341	336	60	dissenters	dissenter	NOUN
inlawrev-18341	336	61	noted	note	VERB
inlawrev-18341	336	62	,	,	PUNCT
inlawrev-18341	336	63	the	the	DET
inlawrev-18341	336	64	report	report	NOUN
inlawrev-18341	336	65	was	be	AUX
inlawrev-18341	336	66	“	"	PUNCT
inlawrev-18341	336	67	more	more	ADJ
inlawrev-18341	336	68	an	an	DET
inlawrev-18341	336	69	account	account	NOUN
inlawrev-18341	336	70	of	of	ADP
inlawrev-18341	336	71	bad	bad	ADJ
inlawrev-18341	336	72	events	event	NOUN
inlawrev-18341	336	73	than	than	ADP
inlawrev-18341	336	74	a	a	DET
inlawrev-18341	336	75	focused	focused	ADJ
inlawrev-18341	336	76	explanation	explanation	NOUN
inlawrev-18341	336	77	of	of	ADP
inlawrev-18341	336	78	what	what	PRON
inlawrev-18341	336	79	happened	happen	VERB
inlawrev-18341	336	80	and	and	CCONJ
inlawrev-18341	336	81	why	why	SCONJ
inlawrev-18341	336	82	.	.	PUNCT
inlawrev-18341	337	1	when	when	SCONJ
inlawrev-18341	337	2	everything	everything	PRON
inlawrev-18341	337	3	is	be	AUX
inlawrev-18341	337	4	important	important	ADJ
inlawrev-18341	337	5	,	,	PUNCT
inlawrev-18341	337	6	nothing	nothing	PRON
inlawrev-18341	337	7	is	be	AUX
inlawrev-18341	337	8	.	.	PUNCT
inlawrev-18341	337	9	”115	”115	PUNCT
inlawrev-18341	338	1	the	the	DET
inlawrev-18341	338	2	economist	economist	PROPN
inlawrev-18341	338	3	newspaper	newspaper	NOUN
inlawrev-18341	338	4	sniffed	sniff	VERB
inlawrev-18341	338	5	,	,	PUNCT
inlawrev-18341	338	6	“	"	PUNCT
inlawrev-18341	338	7	[	[	X
inlawrev-18341	338	8	d]efinitive	d]efinitive	ADJ
inlawrev-18341	338	9	the	the	DET
inlawrev-18341	338	10	report	report	NOUN
inlawrev-18341	338	11	is	be	AUX
inlawrev-18341	338	12	not,”116	not,”116	PROPN
inlawrev-18341	338	13	whereas	whereas	SCONJ
inlawrev-18341	338	14	other	other	ADJ
inlawrev-18341	338	15	reporters	reporter	NOUN
inlawrev-18341	338	16	noted	note	VERB
inlawrev-18341	338	17	its	its	PRON
inlawrev-18341	338	18	“	"	PUNCT
inlawrev-18341	338	19	timidity	timidity	NOUN
inlawrev-18341	338	20	.	.	PUNCT
inlawrev-18341	338	21	”117	”117	PUNCT
inlawrev-18341	339	1	peter	peter	PROPN
inlawrev-18341	339	2	wallison	wallison	PROPN
inlawrev-18341	339	3	criticized	criticize	VERB
inlawrev-18341	339	4	not	not	PART
inlawrev-18341	339	5	just	just	ADV
inlawrev-18341	339	6	the	the	DET
inlawrev-18341	339	7	substance	substance	NOUN
inlawrev-18341	339	8	of	of	ADP
inlawrev-18341	339	9	the	the	DET
inlawrev-18341	339	10	report	report	NOUN
inlawrev-18341	339	11	,	,	PUNCT
inlawrev-18341	339	12	“	"	PUNCT
inlawrev-18341	339	13	a	a	DET
inlawrev-18341	339	14	just	just	ADV
inlawrev-18341	339	15	so	so	ADV
inlawrev-18341	339	16	story	story	NOUN
inlawrev-18341	339	17	about	about	ADP
inlawrev-18341	339	18	the	the	DET
inlawrev-18341	339	19	financial	financial	ADJ
inlawrev-18341	339	20	crisis	crisis	NOUN
inlawrev-18341	339	21	,	,	PUNCT
inlawrev-18341	339	22	”	"	PUNCT
inlawrev-18341	339	23	but	but	CCONJ
inlawrev-18341	339	24	the	the	DET
inlawrev-18341	339	25	process	process	NOUN
inlawrev-18341	339	26	by	by	ADP
inlawrev-18341	339	27	which	which	PRON
inlawrev-18341	339	28	the	the	DET
inlawrev-18341	339	29	fcic	fcic	NOUN
inlawrev-18341	339	30	majority	majority	NOUN
inlawrev-18341	339	31	created	create	VERB
inlawrev-18341	339	32	its	its	PRON
inlawrev-18341	339	33	report.118	report.118	NOUN
inlawrev-18341	339	34	he	he	PRON
inlawrev-18341	339	35	charged	charge	VERB
inlawrev-18341	339	36	that	that	SCONJ
inlawrev-18341	339	37	the	the	DET
inlawrev-18341	339	38	report	report	NOUN
inlawrev-18341	339	39	sought	seek	VERB
inlawrev-18341	339	40	only	only	ADV
inlawrev-18341	339	41	“	"	PUNCT
inlawrev-18341	339	42	the	the	DET
inlawrev-18341	339	43	facts	fact	NOUN
inlawrev-18341	339	44	that	that	PRON
inlawrev-18341	339	45	supported	support	VERB
inlawrev-18341	339	46	its	its	PRON
inlawrev-18341	339	47	initial	initial	ADJ
inlawrev-18341	339	48	assumptions	assumption	NOUN
inlawrev-18341	339	49	—	—	PUNCT
inlawrev-18341	339	50	that	that	SCONJ
inlawrev-18341	339	51	the	the	DET
inlawrev-18341	339	52	crisis	crisis	NOUN
inlawrev-18341	339	53	was	be	AUX
inlawrev-18341	339	54	caused	cause	VERB
inlawrev-18341	339	55	by	by	ADP
inlawrev-18341	339	56	‘	'	PUNCT
inlawrev-18341	339	57	deregulation	deregulation	NOUN
inlawrev-18341	339	58	’	'	PUNCT
inlawrev-18341	339	59	or	or	CCONJ
inlawrev-18341	339	60	lax	lax	ADJ
inlawrev-18341	339	61	regulation	regulation	NOUN
inlawrev-18341	339	62	,	,	PUNCT
inlawrev-18341	339	63	greed	greed	NOUN
inlawrev-18341	339	64	and	and	CCONJ
inlawrev-18341	339	65	recklessness	recklessness	NOUN
inlawrev-18341	339	66	on	on	ADP
inlawrev-18341	339	67	wall	wall	PROPN
inlawrev-18341	339	68	street	street	PROPN
inlawrev-18341	339	69	,	,	PUNCT
inlawrev-18341	339	70	predatory	predatory	NOUN
inlawrev-18341	339	71	lending	lending	NOUN
inlawrev-18341	339	72	in	in	ADP
inlawrev-18341	339	73	the	the	DET
inlawrev-18341	339	74	mortgage	mortgage	NOUN
inlawrev-18341	339	75	market	market	NOUN
inlawrev-18341	339	76	,	,	PUNCT
inlawrev-18341	339	77	unregulated	unregulated	ADJ
inlawrev-18341	339	78	derivatives	derivative	NOUN
inlawrev-18341	339	79	,	,	PUNCT
inlawrev-18341	339	80	and	and	CCONJ
inlawrev-18341	339	81	a	a	DET
inlawrev-18341	339	82	financial	financial	ADJ
inlawrev-18341	339	83	system	system	NOUN
inlawrev-18341	339	84	addicted	addict	VERB
inlawrev-18341	339	85	to	to	ADP
inlawrev-18341	339	86	excessive	excessive	ADJ
inlawrev-18341	339	87	risk	risk	NOUN
inlawrev-18341	339	88	-	-	PUNCT
inlawrev-18341	339	89	taking	taking	NOUN
inlawrev-18341	339	90	.	.	PUNCT
inlawrev-18341	340	1	”119	”119	VERB
inlawrev-18341	340	2	the	the	DET
inlawrev-18341	340	3	dueling	duel	VERB
inlawrev-18341	340	4	narratives	narrative	NOUN
inlawrev-18341	340	5	of	of	ADP
inlawrev-18341	340	6	the	the	DET
inlawrev-18341	340	7	fcic	fcic	NOUN
inlawrev-18341	340	8	’s	’s	PART
inlawrev-18341	340	9	majority	majority	NOUN
inlawrev-18341	340	10	and	and	CCONJ
inlawrev-18341	340	11	dissenting	dissent	VERB
inlawrev-18341	340	12	reports	report	NOUN
inlawrev-18341	340	13	essentially	essentially	ADV
inlawrev-18341	340	14	follow	follow	VERB
inlawrev-18341	340	15	the	the	DET
inlawrev-18341	340	16	competing	compete	VERB
inlawrev-18341	340	17	narratives	narrative	NOUN
inlawrev-18341	340	18	of	of	ADP
inlawrev-18341	340	19	the	the	DET
inlawrev-18341	340	20	left	left	NOUN
inlawrev-18341	340	21	and	and	CCONJ
inlawrev-18341	340	22	right	right	ADJ
inlawrev-18341	340	23	.	.	PUNCT
inlawrev-18341	341	1	the	the	DET
inlawrev-18341	341	2	majority	majority	NOUN
inlawrev-18341	341	3	112	112	NUM
inlawrev-18341	341	4	.	.	PUNCT
inlawrev-18341	341	5	hartlage	hartlage	NOUN
inlawrev-18341	341	6	,	,	PUNCT
inlawrev-18341	341	7	supra	supra	NOUN
inlawrev-18341	341	8	note	note	NOUN
inlawrev-18341	341	9	3	3	NUM
inlawrev-18341	341	10	,	,	PUNCT
inlawrev-18341	341	11	at	at	ADP
inlawrev-18341	341	12	1184	1184	NUM
inlawrev-18341	341	13	.	.	PUNCT
inlawrev-18341	341	14	113	113	NUM
inlawrev-18341	341	15	.	.	PUNCT
inlawrev-18341	342	1	i	i	PRON
inlawrev-18341	342	2	d.	d.	PROPN
inlawrev-18341	342	3	at	at	ADP
inlawrev-18341	342	4	1185	1185	NUM
inlawrev-18341	342	5	.	.	PUNCT
inlawrev-18341	343	1	114	114	NUM
inlawrev-18341	343	2	.	.	PUNCT
inlawrev-18341	344	1	see	see	VERB
inlawrev-18341	344	2	peter	peter	PROPN
inlawrev-18341	344	3	wallison	wallison	PROPN
inlawrev-18341	344	4	,	,	PUNCT
inlawrev-18341	344	5	dissent	dissent	NOUN
inlawrev-18341	344	6	from	from	ADP
inlawrev-18341	344	7	the	the	DET
inlawrev-18341	344	8	majority	majority	NOUN
inlawrev-18341	344	9	report	report	NOUN
inlawrev-18341	344	10	of	of	ADP
inlawrev-18341	344	11	the	the	DET
inlawrev-18341	344	12	financial	financial	ADJ
inlawrev-18341	344	13	crisis	crisis	NOUN
inlawrev-18341	344	14	inquiry	inquiry	NOUN
inlawrev-18341	344	15	commission	commission	NOUN
inlawrev-18341	344	16	,	,	PUNCT
inlawrev-18341	344	17	american	american	PROPN
inlawrev-18341	344	18	enterprise	enterprise	PROPN
inlawrev-18341	344	19	institute	institute	PROPN
inlawrev-18341	344	20	(	(	PUNCT
inlawrev-18341	344	21	jan	jan	PROPN
inlawrev-18341	344	22	.	.	PROPN
inlawrev-18341	344	23	26	26	NUM
inlawrev-18341	344	24	,	,	PUNCT
inlawrev-18341	344	25	2011	2011	NUM
inlawrev-18341	344	26	)	)	PUNCT
inlawrev-18341	344	27	,	,	PUNCT
inlawrev-18341	344	28	http://www.aei.org/papers/economics/	http://www.aei.org/papers/economics/	PROPN
inlawrev-18341	344	29	fiscal	fiscal	ADJ
inlawrev-18341	344	30	-	-	PUNCT
inlawrev-18341	344	31	policy	policy	NOUN
inlawrev-18341	344	32	/	/	SYM
inlawrev-18341	344	33	dissent	dissent	NOUN
inlawrev-18341	344	34	-	-	PUNCT
inlawrev-18341	344	35	from	from	ADP
inlawrev-18341	344	36	-	-	PUNCT
inlawrev-18341	344	37	the	the	DET
inlawrev-18341	344	38	-	-	PUNCT
inlawrev-18341	344	39	majority	majority	NOUN
inlawrev-18341	344	40	-	-	PUNCT
inlawrev-18341	344	41	report	report	NOUN
inlawrev-18341	344	42	-	-	PUNCT
inlawrev-18341	344	43	of	of	ADP
inlawrev-18341	344	44	-	-	PUNCT
inlawrev-18341	344	45	the	the	DET
inlawrev-18341	344	46	-	-	PUNCT
inlawrev-18341	344	47	financial	financial	ADJ
inlawrev-18341	344	48	-	-	PUNCT
inlawrev-18341	344	49	crisis	crisis	NOUN
inlawrev-18341	344	50	-	-	PUNCT
inlawrev-18341	344	51	inquiry	inquiry	NOUN
inlawrev-18341	344	52	-	-	PUNCT
inlawrev-18341	344	53	commission	commission	NOUN
inlawrev-18341	344	54	-	-	PUNCT
inlawrev-18341	344	55	paper/	paper/	PROPN
inlawrev-18341	344	56	,	,	PUNCT
inlawrev-18341	344	57	archived	archive	VERB
inlawrev-18341	344	58	at	at	ADP
inlawrev-18341	344	59	http://perma.cc/dz6f-2v73	http://perma.cc/dz6f-2v73	NOUN
inlawrev-18341	344	60	(	(	PUNCT
inlawrev-18341	344	61	discussing	discuss	VERB
inlawrev-18341	344	62	peter	peter	PROPN
inlawrev-18341	344	63	wallison	wallison	PROPN
inlawrev-18341	344	64	’s	’s	PART
inlawrev-18341	344	65	contribution	contribution	NOUN
inlawrev-18341	344	66	as	as	ADP
inlawrev-18341	344	67	a	a	DET
inlawrev-18341	344	68	panelist	panelist	NOUN
inlawrev-18341	344	69	at	at	ADP
inlawrev-18341	344	70	the	the	DET
inlawrev-18341	344	71	indiana	indiana	PROPN
inlawrev-18341	344	72	law	law	PROPN
inlawrev-18341	344	73	review	review	PROPN
inlawrev-18341	344	74	’s	’s	PART
inlawrev-18341	344	75	symposium	symposium	NOUN
inlawrev-18341	344	76	on	on	ADP
inlawrev-18341	344	77	law	law	NOUN
inlawrev-18341	344	78	and	and	CCONJ
inlawrev-18341	344	79	the	the	DET
inlawrev-18341	344	80	financial	financial	ADJ
inlawrev-18341	344	81	crisis	crisis	NOUN
inlawrev-18341	344	82	at	at	ADP
inlawrev-18341	344	83	the	the	DET
inlawrev-18341	344	84	indiana	indiana	PROPN
inlawrev-18341	344	85	university	university	PROPN
inlawrev-18341	344	86	robert	robert	PROPN
inlawrev-18341	344	87	h.	h.	PROPN
inlawrev-18341	344	88	mckinney	mckinney	PROPN
inlawrev-18341	344	89	school	school	PROPN
inlawrev-18341	344	90	of	of	ADP
inlawrev-18341	344	91	law	law	NOUN
inlawrev-18341	344	92	)	)	PUNCT
inlawrev-18341	344	93	.	.	PUNCT
inlawrev-18341	345	1	115	115	NUM
inlawrev-18341	345	2	.	.	PUNCT
inlawrev-18341	346	1	fcic	fcic	PROPN
inlawrev-18341	346	2	report	report	PROPN
inlawrev-18341	346	3	,	,	PUNCT
inlawrev-18341	346	4	supra	supra	PROPN
inlawrev-18341	346	5	note	note	NOUN
inlawrev-18341	346	6	3	3	NUM
inlawrev-18341	346	7	,	,	PUNCT
inlawrev-18341	346	8	at	at	ADP
inlawrev-18341	346	9	414	414	NUM
inlawrev-18341	346	10	.	.	PUNCT
inlawrev-18341	346	11	116	116	NUM
inlawrev-18341	346	12	.	.	PUNCT
inlawrev-18341	347	1	the	the	DET
inlawrev-18341	347	2	official	official	ADJ
inlawrev-18341	347	3	verdict	verdict	NOUN
inlawrev-18341	347	4	,	,	PUNCT
inlawrev-18341	347	5	economist	economist	NOUN
inlawrev-18341	347	6	(	(	PUNCT
inlawrev-18341	347	7	feb	feb	PROPN
inlawrev-18341	347	8	.	.	PROPN
inlawrev-18341	347	9	3	3	NUM
inlawrev-18341	347	10	,	,	PUNCT
inlawrev-18341	347	11	2011	2011	NUM
inlawrev-18341	347	12	)	)	PUNCT
inlawrev-18341	347	13	,	,	PUNCT
inlawrev-18341	347	14	http://www.economist.com/node/	http://www.economist.com/node/	NOUN
inlawrev-18341	347	15	18060818?story_id=18060818	18060818?story_id=18060818	NUM
inlawrev-18341	347	16	,	,	PUNCT
inlawrev-18341	347	17	archived	archive	VERB
inlawrev-18341	347	18	at	at	ADP
inlawrev-18341	347	19	http://perma.cc/qer8-sn9	http://perma.cc/qer8-sn9	ADJ
inlawrev-18341	347	20	m.	m.	NOUN
inlawrev-18341	347	21	117	117	NUM
inlawrev-18341	347	22	.	.	PUNCT
inlawrev-18341	348	1	jesse	jesse	PROPN
inlawrev-18341	348	2	eisinger	eisinger	PROPN
inlawrev-18341	348	3	,	,	PUNCT
inlawrev-18341	348	4	in	in	ADP
inlawrev-18341	348	5	post	post	NOUN
inlawrev-18341	348	6	crisis	crisis	NOUN
inlawrev-18341	348	7	report	report	VERB
inlawrev-18341	348	8	a	a	DET
inlawrev-18341	348	9	weak	weak	ADJ
inlawrev-18341	348	10	light	light	NOUN
inlawrev-18341	348	11	on	on	ADP
inlawrev-18341	348	12	complex	complex	ADJ
inlawrev-18341	348	13	transactions	transaction	NOUN
inlawrev-18341	348	14	,	,	PUNCT
inlawrev-18341	348	15	n.y	n.y	PROPN
inlawrev-18341	348	16	.	.	PROPN
inlawrev-18341	348	17	times	times	PROPN
inlawrev-18341	348	18	,	,	PUNCT
inlawrev-18341	348	19	feb	feb	PROPN
inlawrev-18341	348	20	.	.	PROPN
inlawrev-18341	348	21	3	3	NUM
inlawrev-18341	348	22	,	,	PUNCT
inlawrev-18341	348	23	2011	2011	NUM
inlawrev-18341	348	24	,	,	PUNCT
inlawrev-18341	348	25	http://query.nytimes.com/gst/fullpage.html?res=9e0de1d61f31f930a35751c0a	http://query.nytimes.com/gst/fullpage.html?res=9e0de1d61f31f930a35751c0a	NOUN
inlawrev-18341	348	26	9679d8b63	9679d8b63	NUM
inlawrev-18341	348	27	,	,	PUNCT
inlawrev-18341	348	28	archived	archive	VERB
inlawrev-18341	348	29	at	at	ADP
inlawrev-18341	348	30	http://perma.cc/5mbs-hhu7	http://perma.cc/5mbs-hhu7	PROPN
inlawrev-18341	348	31	.	.	PUNCT
inlawrev-18341	349	1	118	118	NUM
inlawrev-18341	349	2	.	.	PUNCT
inlawrev-18341	349	3	fcic	fcic	PROPN
inlawrev-18341	349	4	report	report	PROPN
inlawrev-18341	349	5	,	,	PUNCT
inlawrev-18341	349	6	supra	supra	PROPN
inlawrev-18341	349	7	note	note	NOUN
inlawrev-18341	349	8	3	3	NUM
inlawrev-18341	349	9	,	,	PUNCT
inlawrev-18341	349	10	at	at	ADP
inlawrev-18341	349	11	444	444	NUM
inlawrev-18341	349	12	(	(	PUNCT
inlawrev-18341	349	13	wallison	wallison	NOUN
inlawrev-18341	349	14	,	,	PUNCT
inlawrev-18341	349	15	dissenting	dissent	VERB
inlawrev-18341	349	16	)	)	PUNCT
inlawrev-18341	349	17	.	.	PUNCT
inlawrev-18341	350	1	119	119	NUM
inlawrev-18341	350	2	.	.	PUNCT
inlawrev-18341	351	1	i	i	PRON
inlawrev-18341	351	2	d.	d.	PROPN
inlawrev-18341	351	3	at	at	ADP
inlawrev-18341	351	4	443	443	NUM
inlawrev-18341	351	5	.	.	PUNCT
inlawrev-18341	352	1	the	the	DET
inlawrev-18341	352	2	report	report	NOUN
inlawrev-18341	352	3	did	do	AUX
inlawrev-18341	352	4	not	not	PART
inlawrev-18341	352	5	adequately	adequately	ADV
inlawrev-18341	352	6	explain	explain	VERB
inlawrev-18341	352	7	why	why	SCONJ
inlawrev-18341	352	8	so	so	ADV
inlawrev-18341	352	9	many	many	ADJ
inlawrev-18341	352	10	people	people	NOUN
inlawrev-18341	352	11	did	do	VERB
inlawrev-18341	352	12	or	or	CCONJ
inlawrev-18341	352	13	failed	fail	VERB
inlawrev-18341	352	14	to	to	PART
inlawrev-18341	352	15	do	do	VERB
inlawrev-18341	352	16	so	so	ADV
inlawrev-18341	352	17	much	much	ADV
inlawrev-18341	352	18	before	before	SCONJ
inlawrev-18341	352	19	the	the	DET
inlawrev-18341	352	20	crisis	crisis	NOUN
inlawrev-18341	352	21	began	begin	VERB
inlawrev-18341	352	22	.	.	PUNCT
inlawrev-18341	353	1	although	although	SCONJ
inlawrev-18341	353	2	it	it	PRON
inlawrev-18341	353	3	serves	serve	VERB
inlawrev-18341	353	4	as	as	ADP
inlawrev-18341	353	5	a	a	DET
inlawrev-18341	353	6	thorough	thorough	ADJ
inlawrev-18341	353	7	investigation	investigation	NOUN
inlawrev-18341	353	8	,	,	PUNCT
inlawrev-18341	353	9	it	it	PRON
inlawrev-18341	353	10	fails	fail	VERB
inlawrev-18341	353	11	to	to	PART
inlawrev-18341	353	12	offer	offer	VERB
inlawrev-18341	353	13	much	much	ADJ
inlawrev-18341	353	14	explanation	explanation	NOUN
inlawrev-18341	353	15	or	or	CCONJ
inlawrev-18341	353	16	adequate	adequate	ADJ
inlawrev-18341	353	17	analysis	analysis	NOUN
inlawrev-18341	353	18	.	.	PUNCT
inlawrev-18341	354	1	notwithstanding	notwithstanding	ADP
inlawrev-18341	354	2	its	its	PRON
inlawrev-18341	354	3	extensive	extensive	ADJ
inlawrev-18341	354	4	nature	nature	NOUN
inlawrev-18341	354	5	,	,	PUNCT
inlawrev-18341	354	6	the	the	DET
inlawrev-18341	354	7	investigation	investigation	NOUN
inlawrev-18341	354	8	did	do	AUX
inlawrev-18341	354	9	not	not	PART
inlawrev-18341	354	10	reveal	reveal	VERB
inlawrev-18341	354	11	much	much	ADJ
inlawrev-18341	354	12	that	that	PRON
inlawrev-18341	354	13	was	be	AUX
inlawrev-18341	354	14	new	new	ADJ
inlawrev-18341	354	15	.	.	PUNCT
inlawrev-18341	355	1	see	see	VERB
inlawrev-18341	355	2	annie	annie	PROPN
inlawrev-18341	355	3	lowrey	lowrey	PROPN
inlawrev-18341	355	4	,	,	PUNCT
inlawrev-18341	355	5	the	the	DET
inlawrev-18341	355	6	financial	financial	ADJ
inlawrev-18341	355	7	crisis	crisis	NOUN
inlawrev-18341	355	8	reading	reading	NOUN
inlawrev-18341	355	9	list	list	NOUN
inlawrev-18341	355	10	:	:	PUNCT
inlawrev-18341	355	11	do	do	AUX
inlawrev-18341	355	12	we	we	PRON
inlawrev-18341	355	13	really	really	ADV
inlawrev-18341	355	14	need	need	VERB
inlawrev-18341	355	15	an	an	DET
inlawrev-18341	355	16	official	official	ADJ
inlawrev-18341	355	17	government	government	NOUN
inlawrev-18341	355	18	report	report	NOUN
inlawrev-18341	355	19	telling	tell	VERB
inlawrev-18341	355	20	us	we	PRON
inlawrev-18341	355	21	how	how	SCONJ
inlawrev-18341	355	22	we	we	PRON
inlawrev-18341	355	23	got	get	VERB
inlawrev-18341	355	24	into	into	ADP
inlawrev-18341	355	25	this	this	DET
inlawrev-18341	355	26	mess	mess	NOUN
inlawrev-18341	355	27	?	?	PUNCT
inlawrev-18341	355	28	,	,	PUNCT
inlawrev-18341	355	29	slate	slate	NOUN
inlawrev-18341	355	30	(	(	PUNCT
inlawrev-18341	355	31	dec	dec	PROPN
inlawrev-18341	355	32	.	.	PROPN
inlawrev-18341	355	33	16	16	NUM
inlawrev-18341	355	34	,	,	PUNCT
inlawrev-18341	355	35	2010	2010	NUM
inlawrev-18341	355	36	)	)	PUNCT
inlawrev-18341	355	37	,	,	PUNCT
inlawrev-18341	356	1	http://www.slate.com/articles/business/moneybox/2010/12/the_financial_crisis_reading	http://www.slate.com/articles/business/moneybox/2010/12/the_financial_crisis_reade	VERB
inlawrev-18341	356	2	_	_	PRON
inlawrev-18341	357	1	list.single.html	list.single.html	NOUN
inlawrev-18341	357	2	,	,	PUNCT
inlawrev-18341	357	3	archived	archive	VERB
inlawrev-18341	357	4	at	at	ADP
inlawrev-18341	357	5	http://perma.cc/5xe5-hgmc	http://perma.cc/5xe5-hgmc	PROPN
inlawrev-18341	357	6	(	(	PUNCT
inlawrev-18341	357	7	arguing	argue	VERB
inlawrev-18341	357	8	that	that	SCONJ
inlawrev-18341	357	9	there	there	PRON
inlawrev-18341	357	10	was	be	VERB
inlawrev-18341	357	11	little	little	ADJ
inlawrev-18341	357	12	in	in	ADP
inlawrev-18341	357	13	the	the	DET
inlawrev-18341	357	14	report	report	NOUN
inlawrev-18341	357	15	that	that	PRON
inlawrev-18341	357	16	was	be	AUX
inlawrev-18341	357	17	not	not	PART
inlawrev-18341	357	18	already	already	ADV
inlawrev-18341	357	19	public	public	ADJ
inlawrev-18341	357	20	and	and	CCONJ
inlawrev-18341	357	21	studied	study	VERB
inlawrev-18341	357	22	)	)	PUNCT
inlawrev-18341	357	23	.	.	PUNCT
inlawrev-18341	358	1	part	part	NOUN
inlawrev-18341	358	2	of	of	ADP
inlawrev-18341	358	3	this	this	PRON
inlawrev-18341	358	4	was	be	AUX
inlawrev-18341	358	5	due	due	ADJ
inlawrev-18341	358	6	to	to	ADP
inlawrev-18341	358	7	the	the	DET
inlawrev-18341	358	8	statutory	statutory	ADJ
inlawrev-18341	358	9	design	design	NOUN
inlawrev-18341	358	10	that	that	PRON
inlawrev-18341	358	11	limited	limit	VERB
inlawrev-18341	358	12	the	the	DET
inlawrev-18341	358	13	fcic	fcic	NOUN
inlawrev-18341	358	14	’s	’s	PART
inlawrev-18341	358	15	subpoena	subpoena	NOUN
inlawrev-18341	358	16	power	power	NOUN
inlawrev-18341	358	17	.	.	PUNCT
inlawrev-18341	359	1	see	see	VERB
inlawrev-18341	359	2	fraud	fraud	NOUN
inlawrev-18341	359	3	enforcement	enforcement	NOUN
inlawrev-18341	359	4	and	and	CCONJ
inlawrev-18341	359	5	recovery	recovery	NOUN
inlawrev-18341	359	6	act	act	NOUN
inlawrev-18341	359	7	of	of	ADP
inlawrev-18341	359	8	2009	2009	NUM
inlawrev-18341	359	9	,	,	PUNCT
inlawrev-18341	359	10	pub	pub	NOUN
inlawrev-18341	359	11	.	.	PUNCT
inlawrev-18341	360	1	l.	l.	PROPN
inlawrev-18341	360	2	no	no	INTJ
inlawrev-18341	360	3	.	.	PROPN
inlawrev-18341	360	4	11121	11121	NUM
inlawrev-18341	360	5	,	,	PUNCT
inlawrev-18341	360	6	§	§	PROPN
inlawrev-18341	360	7	5(b)(1)(c)–(d	5(b)(1)(c)–(d	NUM
inlawrev-18341	360	8	)	)	PUNCT
inlawrev-18341	360	9	,	,	PUNCT
inlawrev-18341	360	10	(	(	PUNCT
inlawrev-18341	360	11	b)(3)(b	b)(3)(b	NUM
inlawrev-18341	360	12	)	)	PUNCT
inlawrev-18341	360	13	,	,	PUNCT
inlawrev-18341	360	14	(	(	PUNCT
inlawrev-18341	360	15	d)(2	d)(2	X
inlawrev-18341	360	16	)	)	PUNCT
inlawrev-18341	360	17	,	,	PUNCT
inlawrev-18341	360	18	123	123	NUM
inlawrev-18341	360	19	stat	stat	NOUN
inlawrev-18341	360	20	.	.	PUNCT
inlawrev-18341	361	1	1617	1617	NUM
inlawrev-18341	361	2	,	,	PUNCT
inlawrev-18341	361	3	1625	1625	NUM
inlawrev-18341	361	4	-	-	SYM
inlawrev-18341	361	5	26	26	NUM
inlawrev-18341	361	6	,	,	PUNCT
inlawrev-18341	361	7	1628	1628	NUM
inlawrev-18341	361	8	-	-	SYM
inlawrev-18341	361	9	29	29	NUM
inlawrev-18341	361	10	(	(	PUNCT
inlawrev-18341	361	11	2009	2009	NUM
inlawrev-18341	361	12	)	)	PUNCT
inlawrev-18341	361	13	(	(	PUNCT
inlawrev-18341	361	14	specifying	specify	VERB
inlawrev-18341	361	15	required	require	VERB
inlawrev-18341	361	16	fcic	fcic	NOUN
inlawrev-18341	361	17	votes	vote	NOUN
inlawrev-18341	361	18	for	for	ADP
inlawrev-18341	361	19	issuing	issue	VERB
inlawrev-18341	361	20	a	a	DET
inlawrev-18341	361	21	subpoena	subpoena	NOUN
inlawrev-18341	361	22	)	)	PUNCT
inlawrev-18341	361	23	.	.	PUNCT
inlawrev-18341	362	1	52	52	NUM
inlawrev-18341	362	2	indiana	indiana	PROPN
inlawrev-18341	362	3	law	law	PROPN
inlawrev-18341	362	4	review	review	NOUN
inlawrev-18341	362	5	[	[	X
inlawrev-18341	362	6	vol	vol	NOUN
inlawrev-18341	362	7	.	.	PUNCT
inlawrev-18341	363	1	47:37	47:37	NUM
inlawrev-18341	363	2	report	report	NOUN
inlawrev-18341	363	3	’s	’s	PART
inlawrev-18341	363	4	headline	headline	NOUN
inlawrev-18341	363	5	conclusion	conclusion	NOUN
inlawrev-18341	363	6	was	be	AUX
inlawrev-18341	363	7	that	that	SCONJ
inlawrev-18341	363	8	“	"	PUNCT
inlawrev-18341	363	9	the	the	DET
inlawrev-18341	363	10	crisis	crisis	NOUN
inlawrev-18341	363	11	was	be	AUX
inlawrev-18341	363	12	avoidable,”120	avoidable,”120	ADV
inlawrev-18341	363	13	adding	add	VERB
inlawrev-18341	363	14	(	(	PUNCT
inlawrev-18341	363	15	perhaps	perhaps	ADV
inlawrev-18341	363	16	for	for	ADP
inlawrev-18341	363	17	english	english	ADJ
inlawrev-18341	363	18	majors	major	NOUN
inlawrev-18341	363	19	)	)	PUNCT
inlawrev-18341	363	20	that	that	SCONJ
inlawrev-18341	363	21	“	"	PUNCT
inlawrev-18341	363	22	the	the	DET
inlawrev-18341	363	23	fault	fault	NOUN
inlawrev-18341	363	24	lies	lie	VERB
inlawrev-18341	363	25	not	not	PART
inlawrev-18341	363	26	in	in	ADP
inlawrev-18341	363	27	the	the	DET
inlawrev-18341	363	28	stars	star	NOUN
inlawrev-18341	363	29	,	,	PUNCT
inlawrev-18341	363	30	but	but	CCONJ
inlawrev-18341	363	31	in	in	ADP
inlawrev-18341	363	32	us	we	PRON
inlawrev-18341	363	33	.	.	PUNCT
inlawrev-18341	363	34	”121	”121	PUNCT
inlawrev-18341	363	35	regulators	regulator	NOUN
inlawrev-18341	363	36	were	be	AUX
inlawrev-18341	363	37	“	"	PUNCT
inlawrev-18341	363	38	sentries	sentry	NOUN
inlawrev-18341	363	39	.	.	PUNCT
inlawrev-18341	363	40	.	.	PUNCT
inlawrev-18341	363	41	.	.	PUNCT
inlawrev-18341	364	1	not	not	PART
inlawrev-18341	364	2	at	at	ADP
inlawrev-18341	364	3	their	their	PRON
inlawrev-18341	364	4	posts”122	posts”122	NOUN
inlawrev-18341	364	5	as	as	SCONJ
inlawrev-18341	364	6	they	they	PRON
inlawrev-18341	364	7	took	take	VERB
inlawrev-18341	364	8	“	"	PUNCT
inlawrev-18341	364	9	little	little	ADJ
inlawrev-18341	364	10	meaningful	meaningful	ADJ
inlawrev-18341	364	11	action”123	action”123	NOUN
inlawrev-18341	364	12	to	to	PART
inlawrev-18341	364	13	address	address	VERB
inlawrev-18341	364	14	risks	risk	NOUN
inlawrev-18341	364	15	caused	cause	VERB
inlawrev-18341	364	16	by	by	ADP
inlawrev-18341	364	17	increased	increase	VERB
inlawrev-18341	364	18	subprime	subprime	ADJ
inlawrev-18341	364	19	lending	lending	NOUN
inlawrev-18341	364	20	and	and	CCONJ
inlawrev-18341	364	21	unregulated	unregulated	ADJ
inlawrev-18341	364	22	derivatives	derivative	NOUN
inlawrev-18341	364	23	.	.	PUNCT
inlawrev-18341	365	1	the	the	DET
inlawrev-18341	365	2	poorly	poorly	ADV
inlawrev-18341	365	3	regulated	regulate	VERB
inlawrev-18341	365	4	marketplace	marketplace	NOUN
inlawrev-18341	365	5	led	lead	VERB
inlawrev-18341	365	6	to	to	ADP
inlawrev-18341	365	7	the	the	DET
inlawrev-18341	365	8	misfeasance	misfeasance	NOUN
inlawrev-18341	365	9	and	and	CCONJ
inlawrev-18341	365	10	malfeasance	malfeasance	NOUN
inlawrev-18341	365	11	of	of	ADP
inlawrev-18341	365	12	incompetent	incompetent	ADJ
inlawrev-18341	365	13	and	and	CCONJ
inlawrev-18341	365	14	unscrupulous	unscrupulous	ADJ
inlawrev-18341	365	15	executives	executive	NOUN
inlawrev-18341	365	16	and	and	CCONJ
inlawrev-18341	365	17	employees	employee	NOUN
inlawrev-18341	365	18	in	in	ADP
inlawrev-18341	365	19	the	the	DET
inlawrev-18341	365	20	financial	financial	ADJ
inlawrev-18341	365	21	sector.124	sector.124	NOUN
inlawrev-18341	365	22	more	more	ADV
inlawrev-18341	365	23	recent	recent	ADJ
inlawrev-18341	365	24	books	book	NOUN
inlawrev-18341	365	25	have	have	AUX
inlawrev-18341	365	26	reached	reach	VERB
inlawrev-18341	365	27	similar	similar	ADJ
inlawrev-18341	365	28	conclusions.125	conclusions.125	NOUN
inlawrev-18341	365	29	in	in	ADP
inlawrev-18341	365	30	contrast	contrast	NOUN
inlawrev-18341	365	31	,	,	PUNCT
inlawrev-18341	365	32	the	the	DET
inlawrev-18341	365	33	minority	minority	NOUN
inlawrev-18341	365	34	commission	commission	NOUN
inlawrev-18341	365	35	voted	vote	VERB
inlawrev-18341	365	36	that	that	SCONJ
inlawrev-18341	365	37	the	the	DET
inlawrev-18341	365	38	report	report	NOUN
inlawrev-18341	365	39	should	should	AUX
inlawrev-18341	365	40	not	not	PART
inlawrev-18341	365	41	even	even	ADV
inlawrev-18341	365	42	include	include	VERB
inlawrev-18341	365	43	terms	term	NOUN
inlawrev-18341	365	44	such	such	ADJ
inlawrev-18341	365	45	as	as	ADP
inlawrev-18341	365	46	“	"	PUNCT
inlawrev-18341	365	47	deregulation	deregulation	NOUN
inlawrev-18341	365	48	,	,	PUNCT
inlawrev-18341	365	49	”	"	PUNCT
inlawrev-18341	365	50	“	"	PUNCT
inlawrev-18341	365	51	wall	wall	PROPN
inlawrev-18341	365	52	street	street	PROPN
inlawrev-18341	365	53	,	,	PUNCT
inlawrev-18341	365	54	”	"	PUNCT
inlawrev-18341	365	55	and	and	CCONJ
inlawrev-18341	365	56	“	"	PUNCT
inlawrev-18341	365	57	shadow	shadow	NOUN
inlawrev-18341	365	58	banking	banking	NOUN
inlawrev-18341	365	59	.	.	PUNCT
inlawrev-18341	366	1	”126	”126	X
inlawrev-18341	366	2	their	their	PRON
inlawrev-18341	366	3	dissenting	dissent	VERB
inlawrev-18341	366	4	report	report	NOUN
inlawrev-18341	366	5	did	do	AUX
inlawrev-18341	366	6	not	not	PART
inlawrev-18341	366	7	include	include	VERB
inlawrev-18341	366	8	them.127	them.127	PROPN
inlawrev-18341	366	9	a.	a.	NOUN
inlawrev-18341	366	10	inadequate	inadequate	ADJ
inlawrev-18341	366	11	regulation	regulation	NOUN
inlawrev-18341	366	12	of	of	ADP
inlawrev-18341	366	13	subprime	subprime	ADJ
inlawrev-18341	366	14	mortgages	mortgage	NOUN
inlawrev-18341	366	15	in	in	ADP
inlawrev-18341	366	16	and	and	CCONJ
inlawrev-18341	366	17	of	of	ADP
inlawrev-18341	366	18	themselves	themselves	PRON
inlawrev-18341	366	19	,	,	PUNCT
inlawrev-18341	366	20	it	it	PRON
inlawrev-18341	366	21	should	should	AUX
inlawrev-18341	366	22	be	be	AUX
inlawrev-18341	366	23	obvious	obvious	ADJ
inlawrev-18341	366	24	that	that	SCONJ
inlawrev-18341	366	25	subprime	subprime	ADJ
inlawrev-18341	366	26	mortgages	mortgage	NOUN
inlawrev-18341	366	27	are	be	AUX
inlawrev-18341	366	28	not	not	PART
inlawrev-18341	366	29	necessarily	necessarily	ADV
inlawrev-18341	366	30	bad	bad	ADJ
inlawrev-18341	366	31	.	.	PUNCT
inlawrev-18341	367	1	they	they	PRON
inlawrev-18341	367	2	allow	allow	VERB
inlawrev-18341	367	3	people	people	NOUN
inlawrev-18341	367	4	who	who	PRON
inlawrev-18341	367	5	are	be	AUX
inlawrev-18341	367	6	higher	high	ADJ
inlawrev-18341	367	7	credit	credit	NOUN
inlawrev-18341	367	8	risks	risk	NOUN
inlawrev-18341	367	9	to	to	PART
inlawrev-18341	367	10	buy	buy	VERB
inlawrev-18341	367	11	homes	home	NOUN
inlawrev-18341	367	12	and	and	CCONJ
inlawrev-18341	367	13	thereby	thereby	ADV
inlawrev-18341	367	14	participate	participate	VERB
inlawrev-18341	367	15	in	in	ADP
inlawrev-18341	367	16	the	the	DET
inlawrev-18341	367	17	american	american	ADJ
inlawrev-18341	367	18	dream	dream	NOUN
inlawrev-18341	367	19	.	.	PUNCT
inlawrev-18341	368	1	but	but	CCONJ
inlawrev-18341	368	2	they	they	PRON
inlawrev-18341	368	3	can	can	AUX
inlawrev-18341	368	4	be	be	AUX
inlawrev-18341	368	5	,	,	PUNCT
inlawrev-18341	368	6	and	and	CCONJ
inlawrev-18341	368	7	were	be	AUX
inlawrev-18341	368	8	abused	abuse	VERB
inlawrev-18341	368	9	.	.	PUNCT
inlawrev-18341	369	1	there	there	PRON
inlawrev-18341	369	2	was	be	VERB
inlawrev-18341	369	3	undoubtedly	undoubtedly	ADV
inlawrev-18341	369	4	some	some	DET
inlawrev-18341	369	5	predatory	predatory	ADJ
inlawrev-18341	369	6	lending	lending	NOUN
inlawrev-18341	369	7	,	,	PUNCT
inlawrev-18341	369	8	in	in	ADP
inlawrev-18341	369	9	that	that	SCONJ
inlawrev-18341	369	10	lenders	lender	NOUN
inlawrev-18341	369	11	sold	sell	VERB
inlawrev-18341	369	12	people	people	NOUN
inlawrev-18341	369	13	mortgages	mortgage	NOUN
inlawrev-18341	369	14	that	that	PRON
inlawrev-18341	369	15	could	could	AUX
inlawrev-18341	369	16	only	only	ADV
inlawrev-18341	369	17	be	be	AUX
inlawrev-18341	369	18	paid	pay	VERB
inlawrev-18341	369	19	back	back	ADV
inlawrev-18341	369	20	if	if	SCONJ
inlawrev-18341	369	21	housing	housing	NOUN
inlawrev-18341	369	22	prices	price	NOUN
inlawrev-18341	369	23	continued	continue	VERB
inlawrev-18341	369	24	to	to	PART
inlawrev-18341	369	25	rise.128	rise.128	VERB
inlawrev-18341	369	26	120	120	NUM
inlawrev-18341	369	27	.	.	PUNCT
inlawrev-18341	370	1	fcic	fcic	NOUN
inlawrev-18341	370	2	report	report	PROPN
inlawrev-18341	370	3	,	,	PUNCT
inlawrev-18341	370	4	supra	supra	PROPN
inlawrev-18341	370	5	note	note	NOUN
inlawrev-18341	370	6	3	3	NUM
inlawrev-18341	370	7	,	,	PUNCT
inlawrev-18341	370	8	at	at	ADP
inlawrev-18341	370	9	xvii	xvii	PROPN
inlawrev-18341	370	10	.	.	PUNCT
inlawrev-18341	371	1	121	121	NUM
inlawrev-18341	371	2	.	.	PUNCT
inlawrev-18341	372	1	i	i	PRON
inlawrev-18341	372	2	d.	d.	PROPN
inlawrev-18341	372	3	122	122	NUM
inlawrev-18341	372	4	.	.	PUNCT
inlawrev-18341	373	1	i	i	PRON
inlawrev-18341	373	2	d.	d.	PROPN
inlawrev-18341	373	3	at	at	ADP
inlawrev-18341	373	4	xviii	xviii	PROPN
inlawrev-18341	373	5	.	.	PUNCT
inlawrev-18341	374	1	123	123	NUM
inlawrev-18341	374	2	.	.	PUNCT
inlawrev-18341	375	1	i	i	PRON
inlawrev-18341	375	2	d.	d.	PROPN
inlawrev-18341	375	3	at	at	ADP
inlawrev-18341	375	4	xvii	xvii	PROPN
inlawrev-18341	375	5	.	.	PUNCT
inlawrev-18341	376	1	124	124	NUM
inlawrev-18341	376	2	.	.	PUNCT
inlawrev-18341	377	1	i	i	PRON
inlawrev-18341	377	2	d.	d.	PROPN
inlawrev-18341	377	3	at	at	ADP
inlawrev-18341	377	4	xvii	xvii	PROPN
inlawrev-18341	377	5	-	-	PUNCT
inlawrev-18341	377	6	xxv	xxv	PROPN
inlawrev-18341	377	7	(	(	PUNCT
inlawrev-18341	377	8	asserting	assert	VERB
inlawrev-18341	377	9	nine	nine	NUM
inlawrev-18341	377	10	major	major	ADJ
inlawrev-18341	377	11	conclusions	conclusion	NOUN
inlawrev-18341	377	12	about	about	ADP
inlawrev-18341	377	13	the	the	DET
inlawrev-18341	377	14	financial	financial	ADJ
inlawrev-18341	377	15	crisis	crisis	NOUN
inlawrev-18341	377	16	:	:	PUNCT
inlawrev-18341	377	17	1	1	X
inlawrev-18341	377	18	)	)	PUNCT
inlawrev-18341	377	19	the	the	DET
inlawrev-18341	377	20	financial	financial	ADJ
inlawrev-18341	377	21	crisis	crisis	NOUN
inlawrev-18341	377	22	was	be	AUX
inlawrev-18341	377	23	avoidable	avoidable	ADJ
inlawrev-18341	377	24	;	;	PUNCT
inlawrev-18341	377	25	2	2	X
inlawrev-18341	377	26	)	)	PUNCT
inlawrev-18341	377	27	widespread	widespread	ADJ
inlawrev-18341	377	28	failures	failure	NOUN
inlawrev-18341	377	29	in	in	ADP
inlawrev-18341	377	30	financial	financial	ADJ
inlawrev-18341	377	31	regulation	regulation	NOUN
inlawrev-18341	377	32	and	and	CCONJ
inlawrev-18341	377	33	supervision	supervision	NOUN
inlawrev-18341	377	34	proved	prove	VERB
inlawrev-18341	377	35	devastating	devastating	ADJ
inlawrev-18341	377	36	to	to	ADP
inlawrev-18341	377	37	the	the	DET
inlawrev-18341	377	38	stability	stability	NOUN
inlawrev-18341	377	39	of	of	ADP
inlawrev-18341	377	40	the	the	DET
inlawrev-18341	377	41	nation	nation	NOUN
inlawrev-18341	377	42	’s	’s	PART
inlawrev-18341	377	43	financial	financial	ADJ
inlawrev-18341	377	44	markets	market	NOUN
inlawrev-18341	377	45	;	;	PUNCT
inlawrev-18341	377	46	3	3	X
inlawrev-18341	377	47	)	)	PUNCT
inlawrev-18341	377	48	dramatic	dramatic	ADJ
inlawrev-18341	377	49	failures	failure	NOUN
inlawrev-18341	377	50	of	of	ADP
inlawrev-18341	377	51	corporate	corporate	ADJ
inlawrev-18341	377	52	governance	governance	NOUN
inlawrev-18341	377	53	and	and	CCONJ
inlawrev-18341	377	54	risk	risk	NOUN
inlawrev-18341	377	55	management	management	NOUN
inlawrev-18341	377	56	at	at	ADP
inlawrev-18341	377	57	many	many	ADJ
inlawrev-18341	377	58	systemically	systemically	ADV
inlawrev-18341	377	59	important	important	ADJ
inlawrev-18341	377	60	financial	financial	ADJ
inlawrev-18341	377	61	institutions	institution	NOUN
inlawrev-18341	377	62	were	be	AUX
inlawrev-18341	377	63	a	a	DET
inlawrev-18341	377	64	key	key	ADJ
inlawrev-18341	377	65	cause	cause	NOUN
inlawrev-18341	377	66	of	of	ADP
inlawrev-18341	377	67	this	this	DET
inlawrev-18341	377	68	crisis	crisis	NOUN
inlawrev-18341	377	69	;	;	PUNCT
inlawrev-18341	377	70	4	4	X
inlawrev-18341	377	71	)	)	PUNCT
inlawrev-18341	377	72	a	a	DET
inlawrev-18341	377	73	combination	combination	NOUN
inlawrev-18341	377	74	of	of	ADP
inlawrev-18341	377	75	excessive	excessive	ADJ
inlawrev-18341	377	76	borrowing	borrowing	NOUN
inlawrev-18341	377	77	,	,	PUNCT
inlawrev-18341	377	78	risky	risky	ADJ
inlawrev-18341	377	79	investments	investment	NOUN
inlawrev-18341	377	80	,	,	PUNCT
inlawrev-18341	377	81	and	and	CCONJ
inlawrev-18341	377	82	lack	lack	NOUN
inlawrev-18341	377	83	of	of	ADP
inlawrev-18341	377	84	transparency	transparency	NOUN
inlawrev-18341	377	85	put	put	VERB
inlawrev-18341	377	86	the	the	DET
inlawrev-18341	377	87	financial	financial	ADJ
inlawrev-18341	377	88	system	system	NOUN
inlawrev-18341	377	89	on	on	ADP
inlawrev-18341	377	90	a	a	DET
inlawrev-18341	377	91	collision	collision	NOUN
inlawrev-18341	377	92	course	course	NOUN
inlawrev-18341	377	93	with	with	ADP
inlawrev-18341	377	94	crisis	crisis	NOUN
inlawrev-18341	377	95	;	;	PUNCT
inlawrev-18341	377	96	5	5	X
inlawrev-18341	377	97	)	)	PUNCT
inlawrev-18341	377	98	the	the	DET
inlawrev-18341	377	99	government	government	NOUN
inlawrev-18341	377	100	was	be	AUX
inlawrev-18341	377	101	ill	ill	ADV
inlawrev-18341	377	102	prepared	prepared	ADJ
inlawrev-18341	377	103	for	for	ADP
inlawrev-18341	377	104	the	the	DET
inlawrev-18341	377	105	crisis	crisis	NOUN
inlawrev-18341	377	106	,	,	PUNCT
inlawrev-18341	377	107	and	and	CCONJ
inlawrev-18341	377	108	its	its	PRON
inlawrev-18341	377	109	inconsistent	inconsistent	ADJ
inlawrev-18341	377	110	response	response	NOUN
inlawrev-18341	377	111	added	add	VERB
inlawrev-18341	377	112	to	to	ADP
inlawrev-18341	377	113	the	the	DET
inlawrev-18341	377	114	uncertainty	uncertainty	NOUN
inlawrev-18341	377	115	and	and	CCONJ
inlawrev-18341	377	116	panic	panic	NOUN
inlawrev-18341	377	117	in	in	ADP
inlawrev-18341	377	118	the	the	DET
inlawrev-18341	377	119	financial	financial	ADJ
inlawrev-18341	377	120	markets	market	NOUN
inlawrev-18341	377	121	;	;	PUNCT
inlawrev-18341	377	122	6	6	X
inlawrev-18341	377	123	)	)	PUNCT
inlawrev-18341	377	124	there	there	PRON
inlawrev-18341	377	125	was	be	VERB
inlawrev-18341	377	126	a	a	DET
inlawrev-18341	377	127	systemic	systemic	ADJ
inlawrev-18341	377	128	breakdown	breakdown	NOUN
inlawrev-18341	377	129	in	in	ADP
inlawrev-18341	377	130	accountability	accountability	NOUN
inlawrev-18341	377	131	and	and	CCONJ
inlawrev-18341	377	132	ethics	ethic	NOUN
inlawrev-18341	377	133	;	;	PUNCT
inlawrev-18341	377	134	7	7	X
inlawrev-18341	377	135	)	)	PUNCT
inlawrev-18341	377	136	collapsing	collapse	VERB
inlawrev-18341	377	137	mortgage	mortgage	NOUN
inlawrev-18341	377	138	-	-	PUNCT
inlawrev-18341	377	139	lending	lending	NOUN
inlawrev-18341	377	140	standards	standard	NOUN
inlawrev-18341	377	141	and	and	CCONJ
inlawrev-18341	377	142	the	the	DET
inlawrev-18341	377	143	mortgage	mortgage	NOUN
inlawrev-18341	377	144	securitization	securitization	NOUN
inlawrev-18341	377	145	pipeline	pipeline	NOUN
inlawrev-18341	377	146	lit	light	VERB
inlawrev-18341	377	147	and	and	CCONJ
inlawrev-18341	377	148	spread	spread	VERB
inlawrev-18341	377	149	the	the	DET
inlawrev-18341	377	150	flame	flame	NOUN
inlawrev-18341	377	151	of	of	ADP
inlawrev-18341	377	152	contagion	contagion	NOUN
inlawrev-18341	377	153	and	and	CCONJ
inlawrev-18341	377	154	crisis	crisis	NOUN
inlawrev-18341	377	155	;	;	PUNCT
inlawrev-18341	377	156	8)	8)	NUM
inlawrev-18341	377	157	over	over	ADP
inlawrev-18341	377	158	-	-	PUNCT
inlawrev-18341	377	159	the	the	DET
inlawrev-18341	377	160	-	-	PUNCT
inlawrev-18341	377	161	counter	counter	NOUN
inlawrev-18341	377	162	derivatives	derivative	NOUN
inlawrev-18341	377	163	contributed	contribute	VERB
inlawrev-18341	377	164	significantly	significantly	ADV
inlawrev-18341	377	165	to	to	ADP
inlawrev-18341	377	166	this	this	DET
inlawrev-18341	377	167	crisis	crisis	NOUN
inlawrev-18341	377	168	;	;	PUNCT
inlawrev-18341	377	169	and	and	CCONJ
inlawrev-18341	377	170	9	9	X
inlawrev-18341	377	171	)	)	PUNCT
inlawrev-18341	377	172	the	the	DET
inlawrev-18341	377	173	failures	failure	NOUN
inlawrev-18341	377	174	of	of	ADP
inlawrev-18341	377	175	credit	credit	NOUN
inlawrev-18341	377	176	rating	rating	NOUN
inlawrev-18341	377	177	agencies	agency	NOUN
inlawrev-18341	377	178	were	be	AUX
inlawrev-18341	377	179	essential	essential	ADJ
inlawrev-18341	377	180	cogs	cog	NOUN
inlawrev-18341	377	181	in	in	ADP
inlawrev-18341	377	182	the	the	DET
inlawrev-18341	377	183	wheel	wheel	NOUN
inlawrev-18341	377	184	of	of	ADP
inlawrev-18341	377	185	financial	financial	ADJ
inlawrev-18341	377	186	destruction	destruction	NOUN
inlawrev-18341	377	187	)	)	PUNCT
inlawrev-18341	377	188	.	.	PUNCT
inlawrev-18341	378	1	125	125	NUM
inlawrev-18341	378	2	.	.	PUNCT
inlawrev-18341	378	3	see	see	VERB
inlawrev-18341	378	4	,	,	PUNCT
inlawrev-18341	378	5	e.g.	e.g.	ADV
inlawrev-18341	378	6	,	,	PUNCT
inlawrev-18341	378	7	blinder	blinder	NOUN
inlawrev-18341	378	8	,	,	PUNCT
inlawrev-18341	378	9	supra	supra	PROPN
inlawrev-18341	378	10	note	note	PROPN
inlawrev-18341	378	11	1	1	NUM
inlawrev-18341	378	12	,	,	PUNCT
inlawrev-18341	378	13	at	at	ADP
inlawrev-18341	378	14	27	27	NUM
inlawrev-18341	378	15	-	-	SYM
inlawrev-18341	378	16	28	28	NUM
inlawrev-18341	378	17	(	(	PUNCT
inlawrev-18341	378	18	listing	list	VERB
inlawrev-18341	378	19	,	,	PUNCT
inlawrev-18341	378	20	as	as	ADP
inlawrev-18341	378	21	factors	factor	NOUN
inlawrev-18341	378	22	,	,	PUNCT
inlawrev-18341	378	23	the	the	DET
inlawrev-18341	378	24	villains	villain	NOUN
inlawrev-18341	378	25	of	of	ADP
inlawrev-18341	378	26	inflated	inflated	ADJ
inlawrev-18341	378	27	asset	asset	NOUN
inlawrev-18341	378	28	prices	price	NOUN
inlawrev-18341	378	29	,	,	PUNCT
inlawrev-18341	378	30	particularly	particularly	ADV
inlawrev-18341	378	31	of	of	ADP
inlawrev-18341	378	32	housing	housing	NOUN
inlawrev-18341	378	33	and	and	CCONJ
inlawrev-18341	378	34	securities	security	NOUN
inlawrev-18341	378	35	:	:	PUNCT
inlawrev-18341	378	36	excessive	excessive	ADJ
inlawrev-18341	378	37	leveraging	leveraging	NOUN
inlawrev-18341	378	38	;	;	PUNCT
inlawrev-18341	378	39	lax	lax	ADJ
inlawrev-18341	378	40	financial	financial	ADJ
inlawrev-18341	378	41	regulation	regulation	NOUN
inlawrev-18341	378	42	;	;	PUNCT
inlawrev-18341	378	43	disgraceful	disgraceful	ADJ
inlawrev-18341	378	44	subprime	subprime	NOUN
inlawrev-18341	378	45	and	and	CCONJ
inlawrev-18341	378	46	other	other	ADJ
inlawrev-18341	378	47	mortgage	mortgage	NOUN
inlawrev-18341	378	48	banking	banking	NOUN
inlawrev-18341	378	49	practices	practice	NOUN
inlawrev-18341	378	50	;	;	PUNCT
inlawrev-18341	378	51	unregulated	unregulated	ADJ
inlawrev-18341	378	52	derivatives	derivative	NOUN
inlawrev-18341	378	53	derived	derive	VERB
inlawrev-18341	378	54	from	from	ADP
inlawrev-18341	378	55	mortgages	mortgage	NOUN
inlawrev-18341	378	56	;	;	PUNCT
inlawrev-18341	378	57	abysmal	abysmal	ADJ
inlawrev-18341	378	58	performance	performance	NOUN
inlawrev-18341	378	59	by	by	ADP
inlawrev-18341	378	60	the	the	DET
inlawrev-18341	378	61	ratings	rating	NOUN
inlawrev-18341	378	62	agencies	agency	NOUN
inlawrev-18341	378	63	;	;	PUNCT
inlawrev-18341	378	64	and	and	CCONJ
inlawrev-18341	378	65	perverse	perverse	ADJ
inlawrev-18341	378	66	compensation	compensation	NOUN
inlawrev-18341	378	67	systems	system	NOUN
inlawrev-18341	378	68	)	)	PUNCT
inlawrev-18341	378	69	.	.	PUNCT
inlawrev-18341	379	1	126	126	X
inlawrev-18341	379	2	.	.	PUNCT
inlawrev-18341	380	1	paul	paul	PROPN
inlawrev-18341	380	2	krugman	krugman	PROPN
inlawrev-18341	380	3	,	,	PUNCT
inlawrev-18341	380	4	wall	wall	PROPN
inlawrev-18341	380	5	street	street	PROPN
inlawrev-18341	380	6	whitewash	whitewash	PROPN
inlawrev-18341	380	7	,	,	PUNCT
inlawrev-18341	380	8	n.y	n.y	PROPN
inlawrev-18341	380	9	.	.	PROPN
inlawrev-18341	380	10	times	times	PROPN
inlawrev-18341	380	11	,	,	PUNCT
inlawrev-18341	380	12	dec	dec	PROPN
inlawrev-18341	380	13	.	.	PROPN
inlawrev-18341	380	14	16	16	NUM
inlawrev-18341	380	15	,	,	PUNCT
inlawrev-18341	380	16	2010	2010	NUM
inlawrev-18341	380	17	,	,	PUNCT
inlawrev-18341	380	18	http://www.nytimes	http://www.nytime	NOUN
inlawrev-18341	380	19	.	.	PUNCT
inlawrev-18341	380	20	com/2010/12/17	com/2010/12/17	PUNCT
inlawrev-18341	380	21	/	/	SYM
inlawrev-18341	380	22	opinion/17krugman.html?_r=0	opinion/17krugman.html?_r=0	NOUN
inlawrev-18341	380	23	,	,	PUNCT
inlawrev-18341	380	24	archived	archive	VERB
inlawrev-18341	380	25	at	at	ADP
inlawrev-18341	380	26	http://perma.cc/	http://perma.cc/	PROPN
inlawrev-18341	380	27	hd2j	hd2j	NOUN
inlawrev-18341	380	28	-	-	PUNCT
inlawrev-18341	380	29	f89	f89	NOUN
inlawrev-18341	380	30	m.	m.	NOUN
inlawrev-18341	380	31	127	127	NUM
inlawrev-18341	380	32	.	.	PUNCT
inlawrev-18341	381	1	i	i	PRON
inlawrev-18341	381	2	d.	d.	PROPN
inlawrev-18341	381	3	128	128	NUM
inlawrev-18341	381	4	.	.	PUNCT
inlawrev-18341	381	5	see	see	VERB
inlawrev-18341	381	6	eli	eli	PROPN
inlawrev-18341	381	7	lehrer	lehrer	PROPN
inlawrev-18341	381	8	,	,	PUNCT
inlawrev-18341	381	9	subprime	subprime	ADJ
inlawrev-18341	381	10	borrowers	borrower	NOUN
inlawrev-18341	381	11	:	:	PUNCT
inlawrev-18341	381	12	not	not	PART
inlawrev-18341	381	13	innocents	innocent	NOUN
inlawrev-18341	381	14	,	,	PUNCT
inlawrev-18341	381	15	bloomberg	bloomberg	NOUN
inlawrev-18341	381	16	bus	bus	NOUN
inlawrev-18341	381	17	.	.	PUNCT
inlawrev-18341	382	1	wk	wk	INTJ
inlawrev-18341	382	2	.	.	PROPN
inlawrev-18341	382	3	,	,	PUNCT
inlawrev-18341	382	4	http://www	http://www	PROPN
inlawrev-18341	382	5	.	.	PUNCT
inlawrev-18341	383	1	businessweek.com/debateroom/archives/2008/03/subprime_borrowers_not_innocents.html	businessweek.com/debateroom/archives/2008/03/subprime_borrowers_not_innocents.html	PROPN
inlawrev-18341	383	2	,	,	PUNCT
inlawrev-18341	383	3	archived	archive	VERB
inlawrev-18341	383	4	at	at	ADP
inlawrev-18341	383	5	http://perma.cc/b2j9-3k3e	http://perma.cc/b2j9-3k3e	X
inlawrev-18341	383	6	(	(	PUNCT
inlawrev-18341	383	7	last	last	ADV
inlawrev-18341	383	8	visited	visit	VERB
inlawrev-18341	383	9	feb	feb	PROPN
inlawrev-18341	383	10	.	.	PROPN
inlawrev-18341	383	11	2	2	NUM
inlawrev-18341	383	12	,	,	PUNCT
inlawrev-18341	383	13	2014	2014	NUM
inlawrev-18341	383	14	)	)	PUNCT
inlawrev-18341	383	15	(	(	PUNCT
inlawrev-18341	383	16	discussing	discuss	VERB
inlawrev-18341	383	17	the	the	DET
inlawrev-18341	383	18	sub	sub	ADJ
inlawrev-18341	383	19	-	-	ADJ
inlawrev-18341	383	20	prime	prime	ADJ
inlawrev-18341	383	21	mortgage	mortgage	NOUN
inlawrev-18341	383	22	crisis	crisis	NOUN
inlawrev-18341	383	23	)	)	PUNCT
inlawrev-18341	383	24	.	.	PUNCT
inlawrev-18341	384	1	2014	2014	NUM
inlawrev-18341	384	2	]	]	PUNCT
inlawrev-18341	384	3	revisiting	revisit	VERB
inlawrev-18341	384	4	causes	cause	NOUN
inlawrev-18341	384	5	of	of	ADP
inlawrev-18341	384	6	the	the	DET
inlawrev-18341	384	7	financial	financial	ADJ
inlawrev-18341	384	8	crisis	crisis	NOUN
inlawrev-18341	384	9	53	53	NUM
inlawrev-18341	384	10	moreover	moreover	ADV
inlawrev-18341	385	1	,	,	PUNCT
inlawrev-18341	385	2	there	there	PRON
inlawrev-18341	385	3	were	be	VERB
inlawrev-18341	385	4	very	very	ADV
inlawrev-18341	385	5	weak	weak	ADJ
inlawrev-18341	385	6	underwriting	underwriting	NOUN
inlawrev-18341	385	7	standards.129	standards.129	ADJ
inlawrev-18341	385	8	mortgage	mortgage	NOUN
inlawrev-18341	385	9	brokers	broker	NOUN
inlawrev-18341	385	10	who	who	PRON
inlawrev-18341	385	11	believed	believe	VERB
inlawrev-18341	385	12	in	in	ADP
inlawrev-18341	385	13	the	the	DET
inlawrev-18341	385	14	“	"	PUNCT
inlawrev-18341	385	15	four	four	NUM
inlawrev-18341	385	16	cs	c	NOUN
inlawrev-18341	385	17	of	of	ADP
inlawrev-18341	385	18	credit”—character	credit”—character	NOUN
inlawrev-18341	385	19	,	,	PUNCT
inlawrev-18341	385	20	capacity	capacity	NOUN
inlawrev-18341	385	21	,	,	PUNCT
inlawrev-18341	385	22	collateral	collateral	NOUN
inlawrev-18341	385	23	,	,	PUNCT
inlawrev-18341	385	24	and	and	CCONJ
inlawrev-18341	385	25	capital	capital	NOUN
inlawrev-18341	385	26	—	—	PUNCT
inlawrev-18341	385	27	were	be	AUX
inlawrev-18341	385	28	left	leave	VERB
inlawrev-18341	385	29	behind.130	behind.130	ADJ
inlawrev-18341	385	30	originators	originator	NOUN
inlawrev-18341	385	31	of	of	ADP
inlawrev-18341	385	32	mortgages	mortgage	NOUN
inlawrev-18341	385	33	increased	increase	VERB
inlawrev-18341	385	34	the	the	DET
inlawrev-18341	385	35	number	number	NOUN
inlawrev-18341	385	36	of	of	ADP
inlawrev-18341	385	37	low	low	ADJ
inlawrev-18341	385	38	documentation	documentation	NOUN
inlawrev-18341	385	39	,	,	PUNCT
inlawrev-18341	385	40	no	no	DET
inlawrev-18341	385	41	documentation	documentation	NOUN
inlawrev-18341	385	42	,	,	PUNCT
inlawrev-18341	385	43	and	and	CCONJ
inlawrev-18341	385	44	“	"	PUNCT
inlawrev-18341	385	45	no	no	DET
inlawrev-18341	385	46	income	income	NOUN
inlawrev-18341	385	47	,	,	PUNCT
inlawrev-18341	385	48	no	no	DET
inlawrev-18341	385	49	job	job	NOUN
inlawrev-18341	385	50	,	,	PUNCT
inlawrev-18341	385	51	no	no	DET
inlawrev-18341	385	52	assets	asset	NOUN
inlawrev-18341	385	53	”	"	PUNCT
inlawrev-18341	385	54	(	(	PUNCT
inlawrev-18341	386	1	ninja	ninja	ADJ
inlawrev-18341	386	2	)	)	PUNCT
inlawrev-18341	386	3	mortgages.131	mortgages.131	PROPN
inlawrev-18341	386	4	some	some	PRON
inlawrev-18341	386	5	called	call	VERB
inlawrev-18341	386	6	these	these	DET
inlawrev-18341	386	7	“	"	PUNCT
inlawrev-18341	386	8	liar	liar	NOUN
inlawrev-18341	386	9	loans,”132	loans,”132	PROPN
inlawrev-18341	386	10	although	although	SCONJ
inlawrev-18341	386	11	liar	liar	NOUN
inlawrev-18341	386	12	might	might	AUX
inlawrev-18341	386	13	refer	refer	VERB
inlawrev-18341	386	14	to	to	ADP
inlawrev-18341	386	15	either	either	CCONJ
inlawrev-18341	386	16	the	the	DET
inlawrev-18341	386	17	borrower	borrower	NOUN
inlawrev-18341	386	18	or	or	CCONJ
inlawrev-18341	386	19	anyone	anyone	PRON
inlawrev-18341	386	20	involved	involve	VERB
inlawrev-18341	386	21	in	in	ADP
inlawrev-18341	386	22	arranging	arrange	VERB
inlawrev-18341	386	23	the	the	DET
inlawrev-18341	386	24	loan	loan	NOUN
inlawrev-18341	386	25	.	.	PUNCT
inlawrev-18341	387	1	the	the	DET
inlawrev-18341	387	2	non	non	ADJ
inlawrev-18341	387	3	-	-	ADJ
inlawrev-18341	387	4	english	english	ADJ
inlawrev-18341	387	5	speaking	speak	VERB
inlawrev-18341	387	6	strawberry	strawberry	NOUN
inlawrev-18341	387	7	-	-	PUNCT
inlawrev-18341	387	8	picker	picker	NOUN
inlawrev-18341	387	9	,	,	PUNCT
inlawrev-18341	387	10	dubbed	dub	VERB
inlawrev-18341	387	11	an	an	DET
inlawrev-18341	387	12	“	"	PUNCT
inlawrev-18341	387	13	agricultural	agricultural	ADJ
inlawrev-18341	387	14	expert	expert	NOUN
inlawrev-18341	387	15	”	"	PUNCT
inlawrev-18341	387	16	or	or	CCONJ
inlawrev-18341	387	17	“	"	PUNCT
inlawrev-18341	387	18	field	field	NOUN
inlawrev-18341	387	19	technician	technician	NOUN
inlawrev-18341	387	20	”	"	PUNCT
inlawrev-18341	387	21	on	on	ADP
inlawrev-18341	387	22	the	the	DET
inlawrev-18341	387	23	loan	loan	NOUN
inlawrev-18341	387	24	documents	document	NOUN
inlawrev-18341	387	25	,	,	PUNCT
inlawrev-18341	387	26	who	who	PRON
inlawrev-18341	387	27	earned	earn	VERB
inlawrev-18341	387	28	$	$	SYM
inlawrev-18341	387	29	15,000	15,000	NUM
inlawrev-18341	387	30	a	a	DET
inlawrev-18341	387	31	year	year	NOUN
inlawrev-18341	387	32	,	,	PUNCT
inlawrev-18341	387	33	but	but	CCONJ
inlawrev-18341	387	34	qualified	qualified	ADJ
inlawrev-18341	387	35	for	for	ADP
inlawrev-18341	387	36	a	a	DET
inlawrev-18341	387	37	$	$	SYM
inlawrev-18341	387	38	720,000	720,000	NUM
inlawrev-18341	387	39	mortgage	mortgage	NOUN
inlawrev-18341	387	40	is	be	AUX
inlawrev-18341	387	41	illustrative.133	illustrative.133	NOUN
inlawrev-18341	387	42	partly	partly	ADV
inlawrev-18341	387	43	as	as	ADP
inlawrev-18341	387	44	a	a	DET
inlawrev-18341	387	45	result	result	NOUN
inlawrev-18341	387	46	of	of	ADP
inlawrev-18341	387	47	this	this	DET
inlawrev-18341	387	48	kind	kind	NOUN
inlawrev-18341	387	49	of	of	ADP
inlawrev-18341	387	50	dubious	dubious	ADJ
inlawrev-18341	387	51	lending	lending	NOUN
inlawrev-18341	387	52	,	,	PUNCT
inlawrev-18341	387	53	subprime	subprime	ADJ
inlawrev-18341	387	54	mortgages	mortgage	NOUN
inlawrev-18341	387	55	increased	increase	VERB
inlawrev-18341	387	56	dramatically	dramatically	ADV
inlawrev-18341	387	57	from	from	ADP
inlawrev-18341	387	58	less	less	ADJ
inlawrev-18341	387	59	than	than	ADP
inlawrev-18341	387	60	7	7	NUM
inlawrev-18341	387	61	%	%	NOUN
inlawrev-18341	387	62	of	of	ADP
inlawrev-18341	387	63	all	all	DET
inlawrev-18341	387	64	mortgages	mortgage	NOUN
inlawrev-18341	387	65	in	in	ADP
inlawrev-18341	387	66	2001	2001	NUM
inlawrev-18341	387	67	to	to	ADP
inlawrev-18341	387	68	20	20	NUM
inlawrev-18341	387	69	%	%	NOUN
inlawrev-18341	387	70	in	in	ADP
inlawrev-18341	387	71	2005.134	2005.134	NUM
inlawrev-18341	387	72	the	the	DET
inlawrev-18341	387	73	value	value	NOUN
inlawrev-18341	387	74	of	of	ADP
inlawrev-18341	387	75	these	these	DET
inlawrev-18341	387	76	subprime	subprime	ADJ
inlawrev-18341	387	77	mortgages	mortgage	NOUN
inlawrev-18341	387	78	in	in	ADP
inlawrev-18341	387	79	2005	2005	NUM
inlawrev-18341	387	80	was	be	AUX
inlawrev-18341	387	81	$	$	SYM
inlawrev-18341	387	82	625	625	NUM
inlawrev-18341	387	83	billion	billion	NUM
inlawrev-18341	387	84	,	,	PUNCT
inlawrev-18341	387	85	with	with	ADP
inlawrev-18341	387	86	a	a	DET
inlawrev-18341	387	87	total	total	ADJ
inlawrev-18341	387	88	outstanding	outstanding	ADJ
inlawrev-18341	387	89	value	value	NOUN
inlawrev-18341	387	90	of	of	ADP
inlawrev-18341	387	91	nearly	nearly	ADV
inlawrev-18341	387	92	$	$	SYM
inlawrev-18341	387	93	1.25	1.25	NUM
inlawrev-18341	387	94	trillion.135	trillion.135	NOUN
inlawrev-18341	387	95	sheila	sheila	PROPN
inlawrev-18341	387	96	bair	bair	PROPN
inlawrev-18341	387	97	,	,	PUNCT
inlawrev-18341	387	98	then	then	ADV
inlawrev-18341	387	99	assistant	assistant	PROPN
inlawrev-18341	387	100	secretary	secretary	PROPN
inlawrev-18341	387	101	of	of	ADP
inlawrev-18341	387	102	the	the	DET
inlawrev-18341	387	103	treasury	treasury	NOUN
inlawrev-18341	387	104	,	,	PUNCT
inlawrev-18341	387	105	called	call	VERB
inlawrev-18341	387	106	for	for	ADP
inlawrev-18341	387	107	increased	increased	ADJ
inlawrev-18341	387	108	and	and	CCONJ
inlawrev-18341	387	109	improved	improved	ADJ
inlawrev-18341	387	110	regulation	regulation	NOUN
inlawrev-18341	387	111	just	just	ADV
inlawrev-18341	387	112	before	before	ADP
inlawrev-18341	387	113	the	the	DET
inlawrev-18341	387	114	explosion	explosion	NOUN
inlawrev-18341	387	115	of	of	ADP
inlawrev-18341	387	116	subprime	subprime	ADJ
inlawrev-18341	387	117	mortgages.136	mortgages.136	PROPN
inlawrev-18341	387	118	she	she	PRON
inlawrev-18341	387	119	wanted	want	VERB
inlawrev-18341	387	120	federal	federal	ADJ
inlawrev-18341	387	121	banking	banking	NOUN
inlawrev-18341	387	122	regulators	regulator	NOUN
inlawrev-18341	387	123	to	to	PART
inlawrev-18341	387	124	impose	impose	VERB
inlawrev-18341	387	125	standards	standard	NOUN
inlawrev-18341	387	126	on	on	ADP
inlawrev-18341	387	127	banks	bank	NOUN
inlawrev-18341	387	128	and	and	CCONJ
inlawrev-18341	387	129	for	for	ADP
inlawrev-18341	387	130	nonregulated	nonregulated	ADJ
inlawrev-18341	387	131	financial	financial	ADJ
inlawrev-18341	387	132	entities	entity	NOUN
inlawrev-18341	387	133	to	to	PART
inlawrev-18341	387	134	commit	commit	VERB
inlawrev-18341	387	135	to	to	ADP
inlawrev-18341	387	136	compliance	compliance	NOUN
inlawrev-18341	387	137	with	with	ADP
inlawrev-18341	387	138	those	those	DET
inlawrev-18341	387	139	standards.137	standards.137	NOUN
inlawrev-18341	387	140	all	all	PRON
inlawrev-18341	387	141	she	she	PRON
inlawrev-18341	387	142	was	be	AUX
inlawrev-18341	387	143	able	able	ADJ
inlawrev-18341	387	144	to	to	PART
inlawrev-18341	387	145	achieve	achieve	VERB
inlawrev-18341	387	146	,	,	PUNCT
inlawrev-18341	387	147	however	however	ADV
inlawrev-18341	387	148	,	,	PUNCT
inlawrev-18341	387	149	was	be	AUX
inlawrev-18341	387	150	an	an	DET
inlawrev-18341	387	151	unenforceable	unenforceable	ADJ
inlawrev-18341	387	152	industry	industry	NOUN
inlawrev-18341	387	153	code	code	NOUN
inlawrev-18341	387	154	of	of	ADP
inlawrev-18341	387	155	best	good	ADJ
inlawrev-18341	387	156	practices.138	practices.138	PROPN
inlawrev-18341	387	157	moreover	moreover	ADV
inlawrev-18341	387	158	,	,	PUNCT
inlawrev-18341	387	159	because	because	SCONJ
inlawrev-18341	387	160	the	the	DET
inlawrev-18341	387	161	originators	originator	NOUN
inlawrev-18341	387	162	of	of	ADP
inlawrev-18341	387	163	these	these	DET
inlawrev-18341	387	164	mortgages	mortgage	NOUN
inlawrev-18341	387	165	,	,	PUNCT
inlawrev-18341	387	166	such	such	ADJ
inlawrev-18341	387	167	as	as	ADP
inlawrev-18341	387	168	countrywide	countrywide	NOUN
inlawrev-18341	387	169	,	,	PUNCT
inlawrev-18341	387	170	were	be	AUX
inlawrev-18341	387	171	securitizing	securitize	VERB
inlawrev-18341	387	172	the	the	DET
inlawrev-18341	387	173	loans	loan	NOUN
inlawrev-18341	387	174	—	—	PUNCT
inlawrev-18341	387	175	an	an	DET
inlawrev-18341	387	176	originate	originate	VERB
inlawrev-18341	387	177	-	-	PUNCT
inlawrev-18341	387	178	to	to	ADP
inlawrev-18341	387	179	-	-	PUNCT
inlawrev-18341	387	180	sell	sell	VERB
inlawrev-18341	387	181	model	model	NOUN
inlawrev-18341	387	182	rather	rather	ADV
inlawrev-18341	387	183	than	than	ADP
inlawrev-18341	387	184	the	the	DET
inlawrev-18341	387	185	traditional	traditional	ADJ
inlawrev-18341	387	186	originate	originate	NOUN
inlawrev-18341	387	187	-	-	PUNCT
inlawrev-18341	387	188	to	to	ADP
inlawrev-18341	387	189	-	-	PUNCT
inlawrev-18341	387	190	hold	hold	VERB
inlawrev-18341	387	191	model	model	NOUN
inlawrev-18341	387	192	—	—	PUNCT
inlawrev-18341	387	193	they	they	PRON
inlawrev-18341	387	194	cared	care	VERB
inlawrev-18341	387	195	much	much	ADV
inlawrev-18341	387	196	less	less	ADJ
inlawrev-18341	387	197	about	about	ADP
inlawrev-18341	387	198	whether	whether	SCONJ
inlawrev-18341	387	199	the	the	DET
inlawrev-18341	387	200	mortgages	mortgage	NOUN
inlawrev-18341	387	201	would	would	AUX
inlawrev-18341	387	202	be	be	AUX
inlawrev-18341	387	203	repaid.139	repaid.139	ADP
inlawrev-18341	387	204	the	the	DET
inlawrev-18341	387	205	securitized	securitized	ADJ
inlawrev-18341	387	206	loans	loan	NOUN
inlawrev-18341	387	207	,	,	PUNCT
inlawrev-18341	387	208	primarily	primarily	ADV
inlawrev-18341	387	209	residential	residential	ADJ
inlawrev-18341	387	210	mbss	mbss	NOUN
inlawrev-18341	387	211	,	,	PUNCT
inlawrev-18341	387	212	spawned	spawn	VERB
inlawrev-18341	387	213	129	129	NUM
inlawrev-18341	387	214	.	.	PUNCT
inlawrev-18341	388	1	see	see	VERB
inlawrev-18341	388	2	rajdeep	rajdeep	ADJ
inlawrev-18341	388	3	sengupta	sengupta	NOUN
inlawrev-18341	388	4	&	&	CCONJ
inlawrev-18341	388	5	bryan	bryan	PROPN
inlawrev-18341	388	6	j.	j.	PROPN
inlawrev-18341	388	7	noeth	noeth	PROPN
inlawrev-18341	388	8	,	,	PUNCT
inlawrev-18341	388	9	underwriting	underwriting	NOUN
inlawrev-18341	388	10	on	on	ADP
inlawrev-18341	388	11	subprime	subprime	ADJ
inlawrev-18341	388	12	mortgages	mortgage	NOUN
inlawrev-18341	388	13	:	:	PUNCT
inlawrev-18341	388	14	what	what	PRON
inlawrev-18341	388	15	really	really	ADV
inlawrev-18341	388	16	happened	happen	VERB
inlawrev-18341	388	17	?	?	PUNCT
inlawrev-18341	388	18	,	,	PUNCT
inlawrev-18341	388	19	fed	fed	PROPN
inlawrev-18341	388	20	.	.	PUNCT
inlawrev-18341	389	1	res	res	PROPN
inlawrev-18341	389	2	.	.	PUNCT
inlawrev-18341	389	3	bank	bank	PROPN
inlawrev-18341	389	4	of	of	ADP
inlawrev-18341	389	5	st	st	PROPN
inlawrev-18341	389	6	.	.	PROPN
inlawrev-18341	389	7	louis	louis	PROPN
inlawrev-18341	389	8	(	(	PUNCT
inlawrev-18341	389	9	winter	winter	NOUN
inlawrev-18341	389	10	2010	2010	NUM
inlawrev-18341	389	11	)	)	PUNCT
inlawrev-18341	389	12	,	,	PUNCT
inlawrev-18341	389	13	http://www.stlouisfed.org/	http://www.stlouisfed.org/	NOUN
inlawrev-18341	389	14	publications	publication	NOUN
inlawrev-18341	389	15	/	/	SYM
inlawrev-18341	389	16	cb	cb	PROPN
inlawrev-18341	389	17	/	/	SYM
inlawrev-18341	389	18	articles/?id=2040	articles/?id=2040	NOUN
inlawrev-18341	389	19	,	,	PUNCT
inlawrev-18341	389	20	archived	archive	VERB
inlawrev-18341	389	21	at	at	ADP
inlawrev-18341	389	22	http://perma.cc/bu8n-vdck	http://perma.cc/bu8n-vdck	PROPN
inlawrev-18341	389	23	(	(	PUNCT
inlawrev-18341	389	24	discussing	discuss	VERB
inlawrev-18341	389	25	underwriting	underwriting	NOUN
inlawrev-18341	389	26	standards	standard	NOUN
inlawrev-18341	389	27	leading	lead	VERB
inlawrev-18341	389	28	up	up	ADP
inlawrev-18341	389	29	to	to	ADP
inlawrev-18341	389	30	the	the	DET
inlawrev-18341	389	31	sub	sub	ADJ
inlawrev-18341	389	32	-	-	ADJ
inlawrev-18341	389	33	prime	prime	ADJ
inlawrev-18341	389	34	mortgage	mortgage	NOUN
inlawrev-18341	389	35	crisis	crisis	NOUN
inlawrev-18341	389	36	)	)	PUNCT
inlawrev-18341	389	37	.	.	PUNCT
inlawrev-18341	390	1	130	130	NUM
inlawrev-18341	390	2	.	.	PUNCT
inlawrev-18341	391	1	see	see	PROPN
inlawrev-18341	391	2	mclean	mclean	PROPN
inlawrev-18341	391	3	&	&	CCONJ
inlawrev-18341	391	4	nocera	nocera	PROPN
inlawrev-18341	391	5	,	,	PUNCT
inlawrev-18341	391	6	supra	supra	PROPN
inlawrev-18341	391	7	note	note	NOUN
inlawrev-18341	391	8	2	2	NUM
inlawrev-18341	391	9	,	,	PUNCT
inlawrev-18341	391	10	at	at	ADP
inlawrev-18341	391	11	23	23	NUM
inlawrev-18341	391	12	.	.	PUNCT
inlawrev-18341	392	1	131	131	NUM
inlawrev-18341	392	2	.	.	PUNCT
inlawrev-18341	392	3	posner	posner	NOUN
inlawrev-18341	392	4	,	,	PUNCT
inlawrev-18341	392	5	supra	supra	PROPN
inlawrev-18341	392	6	note	note	PROPN
inlawrev-18341	392	7	14	14	NUM
inlawrev-18341	392	8	,	,	PUNCT
inlawrev-18341	392	9	at	at	ADP
inlawrev-18341	392	10	23	23	NUM
inlawrev-18341	392	11	.	.	PUNCT
inlawrev-18341	393	1	132	132	NUM
inlawrev-18341	393	2	.	.	PUNCT
inlawrev-18341	393	3	fcic	fcic	NOUN
inlawrev-18341	393	4	report	report	PROPN
inlawrev-18341	393	5	,	,	PUNCT
inlawrev-18341	393	6	supra	supra	PROPN
inlawrev-18341	393	7	note	note	NOUN
inlawrev-18341	393	8	3	3	NUM
inlawrev-18341	393	9	,	,	PUNCT
inlawrev-18341	393	10	at	at	ADP
inlawrev-18341	393	11	9	9	NUM
inlawrev-18341	393	12	.	.	PUNCT
inlawrev-18341	393	13	133	133	NUM
inlawrev-18341	393	14	.	.	PUNCT
inlawrev-18341	394	1	carol	carol	PROPN
inlawrev-18341	394	2	lloyd	lloyd	PROPN
inlawrev-18341	394	3	,	,	PUNCT
inlawrev-18341	394	4	minorities	minority	NOUN
inlawrev-18341	394	5	are	be	AUX
inlawrev-18341	394	6	the	the	DET
inlawrev-18341	394	7	emerging	emerge	VERB
inlawrev-18341	394	8	face	face	NOUN
inlawrev-18341	394	9	of	of	ADP
inlawrev-18341	394	10	the	the	DET
inlawrev-18341	394	11	subprime	subprime	ADJ
inlawrev-18341	394	12	crisis	crisis	NOUN
inlawrev-18341	394	13	,	,	PUNCT
inlawrev-18341	394	14	sf	sf	PROPN
inlawrev-18341	394	15	gate	gate	PROPN
inlawrev-18341	394	16	(	(	PUNCT
inlawrev-18341	394	17	apr	apr	PROPN
inlawrev-18341	394	18	.	.	PROPN
inlawrev-18341	394	19	13	13	NUM
inlawrev-18341	394	20	,	,	PUNCT
inlawrev-18341	394	21	2007	2007	NUM
inlawrev-18341	394	22	)	)	PUNCT
inlawrev-18341	394	23	,	,	PUNCT
inlawrev-18341	394	24	http://www.sfgate.com/entertainment/article/minorities-are-the-emerging-face-of-thesubprime-2565428.php#page-3	http://www.sfgate.com/entertainment/article/minorities-are-the-emerging-face-of-thesubprime-2565428.php#page-3	PROPN
inlawrev-18341	394	25	,	,	PUNCT
inlawrev-18341	394	26	archived	archive	VERB
inlawrev-18341	394	27	at	at	ADP
inlawrev-18341	394	28	http://perma.cc/e8gs-dnzh	http://perma.cc/e8gs-dnzh	ADV
inlawrev-18341	394	29	;	;	PUNCT
inlawrev-18341	394	30	see	see	VERB
inlawrev-18341	394	31	also	also	ADV
inlawrev-18341	394	32	paul	paul	PROPN
inlawrev-18341	394	33	wagner	wagner	PROPN
inlawrev-18341	394	34	,	,	PUNCT
inlawrev-18341	394	35	home	home	NOUN
inlawrev-18341	394	36	,	,	PUNCT
inlawrev-18341	394	37	sweet	sweet	ADJ
inlawrev-18341	394	38	hell	hell	NOUN
inlawrev-18341	394	39	,	,	PUNCT
inlawrev-18341	394	40	metroactive	metroactive	NOUN
inlawrev-18341	394	41	(	(	PUNCT
inlawrev-18341	394	42	sept	sept	PROPN
inlawrev-18341	394	43	.	.	PROPN
inlawrev-18341	394	44	9	9	NUM
inlawrev-18341	394	45	,	,	PUNCT
inlawrev-18341	394	46	2008	2008	NUM
inlawrev-18341	394	47	)	)	PUNCT
inlawrev-18341	394	48	http://www.metroactive.com/metro-santacruz/09.03.08/cover-0836.html	http://www.metroactive.com/metro-santacruz/09.03.08/cover-0836.html	NOUN
inlawrev-18341	394	49	,	,	PUNCT
inlawrev-18341	394	50	archived	archive	VERB
inlawrev-18341	394	51	at	at	ADP
inlawrev-18341	394	52	http://perma.cc/8u9p-2pzt	http://perma.cc/8u9p-2pzt	PROPN
inlawrev-18341	394	53	.	.	PUNCT
inlawrev-18341	395	1	134	134	NUM
inlawrev-18341	395	2	.	.	PUNCT
inlawrev-18341	396	1	cassidy	cassidy	PROPN
inlawrev-18341	396	2	,	,	PUNCT
inlawrev-18341	396	3	supra	supra	PROPN
inlawrev-18341	396	4	note	note	NOUN
inlawrev-18341	396	5	2	2	NUM
inlawrev-18341	396	6	,	,	PUNCT
inlawrev-18341	396	7	at	at	ADP
inlawrev-18341	396	8	256	256	NUM
inlawrev-18341	396	9	.	.	PUNCT
inlawrev-18341	396	10	135	135	NUM
inlawrev-18341	396	11	.	.	PUNCT
inlawrev-18341	397	1	bob	bob	PROPN
inlawrev-18341	397	2	ivry	ivry	PROPN
inlawrev-18341	397	3	,	,	PUNCT
inlawrev-18341	397	4	fha	fha	PROPN
inlawrev-18341	397	5	will	will	AUX
inlawrev-18341	397	6	take	take	VERB
inlawrev-18341	397	7	on	on	ADP
inlawrev-18341	397	8	subprime	subprime	ADJ
inlawrev-18341	397	9	loans	loan	NOUN
inlawrev-18341	397	10	shunned	shun	VERB
inlawrev-18341	397	11	by	by	ADP
inlawrev-18341	397	12	lenders	lender	NOUN
inlawrev-18341	397	13	(	(	PUNCT
inlawrev-18341	397	14	update2	update2	PROPN
inlawrev-18341	397	15	)	)	PUNCT
inlawrev-18341	397	16	,	,	PUNCT
inlawrev-18341	397	17	bloomberg	bloomberg	PROPN
inlawrev-18341	397	18	(	(	PUNCT
inlawrev-18341	397	19	oct	oct	PROPN
inlawrev-18341	397	20	.	.	PROPN
inlawrev-18341	397	21	6	6	NUM
inlawrev-18341	397	22	,	,	PUNCT
inlawrev-18341	397	23	2008	2008	NUM
inlawrev-18341	397	24	)	)	PUNCT
inlawrev-18341	397	25	,	,	PUNCT
inlawrev-18341	397	26	http://www.bloomberg.com/apps/news?pid=newsarchive&sid=	http://www.bloomberg.com/apps/news?pid=newsarchive&sid=	PROPN
inlawrev-18341	397	27	aougwnu_w.zc	aougwnu_w.zc	PROPN
inlawrev-18341	397	28	;	;	PUNCT
inlawrev-18341	397	29	subprime	subprime	ADJ
inlawrev-18341	397	30	mortgage	mortgage	NOUN
inlawrev-18341	397	31	crisis	crisis	NOUN
inlawrev-18341	397	32	,	,	PUNCT
inlawrev-18341	397	33	univ	univ	PROPN
inlawrev-18341	397	34	.	.	PUNCT
inlawrev-18341	398	1	n.c	n.c	PROPN
inlawrev-18341	398	2	.	.	PROPN
inlawrev-18341	398	3	1	1	NUM
inlawrev-18341	398	4	,	,	PUNCT
inlawrev-18341	398	5	13	13	NUM
inlawrev-18341	398	6	,	,	PUNCT
inlawrev-18341	398	7	available	available	ADJ
inlawrev-18341	398	8	at	at	ADP
inlawrev-18341	398	9	www.stat.unc.edu/	www.stat.unc.edu/	X
inlawrev-18341	398	10	(	(	PUNCT
inlawrev-18341	398	11	last	last	ADJ
inlawrev-18341	398	12	visited	visit	VERB
inlawrev-18341	398	13	feb	feb	PROPN
inlawrev-18341	398	14	.	.	PROPN
inlawrev-18341	398	15	2	2	NUM
inlawrev-18341	398	16	,	,	PUNCT
inlawrev-18341	398	17	2014	2014	NUM
inlawrev-18341	398	18	)	)	PUNCT
inlawrev-18341	398	19	.	.	PUNCT
inlawrev-18341	399	1	136	136	NUM
inlawrev-18341	399	2	.	.	PUNCT
inlawrev-18341	400	1	ryan	ryan	PROPN
inlawrev-18341	400	2	lizza	lizza	PROPN
inlawrev-18341	400	3	,	,	PUNCT
inlawrev-18341	400	4	the	the	DET
inlawrev-18341	400	5	contrarian	contrarian	NOUN
inlawrev-18341	400	6	,	,	PUNCT
inlawrev-18341	400	7	new	new	ADJ
inlawrev-18341	400	8	yorker	yorker	PROPN
inlawrev-18341	400	9	(	(	PUNCT
inlawrev-18341	400	10	july	july	PROPN
inlawrev-18341	400	11	6	6	NUM
inlawrev-18341	400	12	,	,	PUNCT
inlawrev-18341	400	13	2009	2009	NUM
inlawrev-18341	400	14	)	)	PUNCT
inlawrev-18341	400	15	,	,	PUNCT
inlawrev-18341	400	16	http://www.newyorker.com/	http://www.newyorker.com/	PROPN
inlawrev-18341	400	17	reporting/2009/07/06/090706fa_fact_lizza	reporting/2009/07/06/090706fa_fact_lizza	PROPN
inlawrev-18341	400	18	,	,	PUNCT
inlawrev-18341	400	19	archived	archive	VERB
inlawrev-18341	400	20	at	at	ADP
inlawrev-18341	400	21	http://perma.cc/4vnc-eu97	http://perma.cc/4vnc-eu97	PROPN
inlawrev-18341	400	22	(	(	PUNCT
inlawrev-18341	400	23	profiling	profile	VERB
inlawrev-18341	400	24	sheila	sheila	PROPN
inlawrev-18341	400	25	bair	bair	PROPN
inlawrev-18341	400	26	)	)	PUNCT
inlawrev-18341	400	27	.	.	PUNCT
inlawrev-18341	401	1	137	137	NUM
inlawrev-18341	401	2	.	.	PUNCT
inlawrev-18341	402	1	i	i	PRON
inlawrev-18341	402	2	d.	d.	PROPN
inlawrev-18341	402	3	138	138	NUM
inlawrev-18341	402	4	.	.	PUNCT
inlawrev-18341	403	1	i	i	PRON
inlawrev-18341	403	2	d.	d.	PROPN
inlawrev-18341	403	3	139	139	NUM
inlawrev-18341	403	4	.	.	PUNCT
inlawrev-18341	404	1	see	see	VERB
inlawrev-18341	404	2	william	william	PROPN
inlawrev-18341	404	3	w.	w.	PROPN
inlawrev-18341	404	4	lang	lang	PROPN
inlawrev-18341	404	5	&	&	CCONJ
inlawrev-18341	404	6	julapa	julapa	PROPN
inlawrev-18341	404	7	jagtiani	jagtiani	PROPN
inlawrev-18341	404	8	,	,	PUNCT
inlawrev-18341	404	9	the	the	DET
inlawrev-18341	404	10	mortgage	mortgage	NOUN
inlawrev-18341	404	11	and	and	CCONJ
inlawrev-18341	404	12	financial	financial	ADJ
inlawrev-18341	404	13	crises	crisis	NOUN
inlawrev-18341	404	14	:	:	PUNCT
inlawrev-18341	404	15	the	the	DET
inlawrev-18341	404	16	role	role	NOUN
inlawrev-18341	404	17	54	54	NUM
inlawrev-18341	404	18	indiana	indiana	PROPN
inlawrev-18341	404	19	law	law	PROPN
inlawrev-18341	404	20	review	review	NOUN
inlawrev-18341	405	1	[	[	X
inlawrev-18341	405	2	vol	vol	NOUN
inlawrev-18341	405	3	.	.	PUNCT
inlawrev-18341	406	1	47:37	47:37	NUM
inlawrev-18341	406	2	follow	follow	NOUN
inlawrev-18341	406	3	-	-	PUNCT
inlawrev-18341	406	4	on	on	ADP
inlawrev-18341	406	5	derivative	derivative	ADJ
inlawrev-18341	406	6	securities	security	NOUN
inlawrev-18341	406	7	such	such	ADJ
inlawrev-18341	406	8	as	as	ADP
inlawrev-18341	406	9	cdos	cdo	NOUN
inlawrev-18341	406	10	.	.	PUNCT
inlawrev-18341	407	1	any	any	PRON
inlawrev-18341	407	2	of	of	ADP
inlawrev-18341	407	3	the	the	DET
inlawrev-18341	407	4	four	four	NUM
inlawrev-18341	407	5	governmental	governmental	ADJ
inlawrev-18341	407	6	banking	banking	NOUN
inlawrev-18341	407	7	agencies	agency	NOUN
inlawrev-18341	407	8	(	(	PUNCT
inlawrev-18341	407	9	the	the	DET
inlawrev-18341	407	10	federal	federal	PROPN
inlawrev-18341	407	11	reserve	reserve	PROPN
inlawrev-18341	407	12	,	,	PUNCT
inlawrev-18341	407	13	office	office	NOUN
inlawrev-18341	407	14	of	of	ADP
inlawrev-18341	407	15	thrift	thrift	NOUN
inlawrev-18341	407	16	supervision	supervision	NOUN
inlawrev-18341	407	17	,	,	PUNCT
inlawrev-18341	407	18	fdic	fdic	PROPN
inlawrev-18341	407	19	,	,	PUNCT
inlawrev-18341	407	20	and	and	CCONJ
inlawrev-18341	407	21	occ	occ	NOUN
inlawrev-18341	407	22	)	)	PUNCT
inlawrev-18341	407	23	could	could	AUX
inlawrev-18341	407	24	have	have	AUX
inlawrev-18341	407	25	significantly	significantly	ADV
inlawrev-18341	407	26	slowed	slow	VERB
inlawrev-18341	407	27	the	the	DET
inlawrev-18341	407	28	growth	growth	NOUN
inlawrev-18341	407	29	of	of	ADP
inlawrev-18341	407	30	subprime	subprime	ADJ
inlawrev-18341	407	31	lending	lending	NOUN
inlawrev-18341	407	32	,	,	PUNCT
inlawrev-18341	407	33	but	but	CCONJ
inlawrev-18341	407	34	none	none	NOUN
inlawrev-18341	407	35	of	of	ADP
inlawrev-18341	407	36	them	they	PRON
inlawrev-18341	407	37	did.140	did.140	VERB
inlawrev-18341	407	38	the	the	DET
inlawrev-18341	407	39	federal	federal	PROPN
inlawrev-18341	407	40	reserve	reserve	PROPN
inlawrev-18341	407	41	bears	bear	VERB
inlawrev-18341	407	42	the	the	DET
inlawrev-18341	407	43	most	most	ADJ
inlawrev-18341	407	44	responsibility	responsibility	NOUN
inlawrev-18341	407	45	,	,	PUNCT
inlawrev-18341	407	46	as	as	SCONJ
inlawrev-18341	407	47	it	it	PRON
inlawrev-18341	407	48	“	"	PUNCT
inlawrev-18341	407	49	was	be	AUX
inlawrev-18341	407	50	really	really	ADV
inlawrev-18341	407	51	the	the	DET
inlawrev-18341	407	52	only	only	ADJ
inlawrev-18341	407	53	authority	authority	NOUN
inlawrev-18341	407	54	that	that	PRON
inlawrev-18341	407	55	could	could	AUX
inlawrev-18341	407	56	set	set	VERB
inlawrev-18341	407	57	lending	lending	NOUN
inlawrev-18341	407	58	standards	standard	NOUN
inlawrev-18341	407	59	across	across	ADP
inlawrev-18341	407	60	the	the	DET
inlawrev-18341	407	61	board	board	NOUN
inlawrev-18341	407	62	—	—	PUNCT
inlawrev-18341	407	63	banks	bank	NOUN
inlawrev-18341	407	64	,	,	PUNCT
inlawrev-18341	407	65	non	non	ADJ
inlawrev-18341	407	66	-	-	ADJ
inlawrev-18341	407	67	bank	bank	ADJ
inlawrev-18341	407	68	lenders	lender	NOUN
inlawrev-18341	407	69	,	,	PUNCT
inlawrev-18341	407	70	any	any	DET
inlawrev-18341	407	71	mortgagor	mortgagor	NOUN
inlawrev-18341	407	72	.	.	PUNCT
inlawrev-18341	408	1	”141	”141	PROPN
inlawrev-18341	408	2	b.	b.	PROPN
inlawrev-18341	408	3	inadequate	inadequate	ADJ
inlawrev-18341	408	4	regulation	regulation	NOUN
inlawrev-18341	408	5	of	of	ADP
inlawrev-18341	408	6	derivative	derivative	ADJ
inlawrev-18341	408	7	financial	financial	ADJ
inlawrev-18341	408	8	products	product	NOUN
inlawrev-18341	408	9	subprime	subprime	ADJ
inlawrev-18341	408	10	mortgages	mortgage	NOUN
inlawrev-18341	408	11	flowed	flow	VERB
inlawrev-18341	408	12	through	through	ADP
inlawrev-18341	408	13	the	the	DET
inlawrev-18341	408	14	entire	entire	ADJ
inlawrev-18341	408	15	financial	financial	ADJ
inlawrev-18341	408	16	system	system	NOUN
inlawrev-18341	408	17	as	as	ADP
inlawrev-18341	408	18	their	their	PRON
inlawrev-18341	408	19	availability	availability	NOUN
inlawrev-18341	408	20	and	and	CCONJ
inlawrev-18341	408	21	investor	investor	NOUN
inlawrev-18341	408	22	demand	demand	NOUN
inlawrev-18341	408	23	increased.142	increased.142	NOUN
inlawrev-18341	408	24	first	first	ADV
inlawrev-18341	408	25	,	,	PUNCT
inlawrev-18341	408	26	investment	investment	NOUN
inlawrev-18341	408	27	banks	bank	NOUN
inlawrev-18341	408	28	created	create	VERB
inlawrev-18341	408	29	mbss.143	mbss.143	NOUN
inlawrev-18341	408	30	to	to	PART
inlawrev-18341	408	31	do	do	VERB
inlawrev-18341	408	32	this	this	PRON
inlawrev-18341	408	33	,	,	PUNCT
inlawrev-18341	408	34	the	the	DET
inlawrev-18341	408	35	banks	bank	NOUN
inlawrev-18341	408	36	combined	combine	VERB
inlawrev-18341	408	37	thousands	thousand	NOUN
inlawrev-18341	408	38	of	of	ADP
inlawrev-18341	408	39	mortgages	mortgage	NOUN
inlawrev-18341	408	40	and	and	CCONJ
inlawrev-18341	408	41	then	then	ADV
inlawrev-18341	408	42	divided	divide	VERB
inlawrev-18341	408	43	them	they	PRON
inlawrev-18341	408	44	into	into	ADP
inlawrev-18341	408	45	tranches	tranche	NOUN
inlawrev-18341	408	46	that	that	PRON
inlawrev-18341	408	47	each	each	PRON
inlawrev-18341	408	48	had	have	VERB
inlawrev-18341	408	49	different	different	ADJ
inlawrev-18341	408	50	risk	risk	NOUN
inlawrev-18341	408	51	/	/	SYM
inlawrev-18341	408	52	reward	reward	NOUN
inlawrev-18341	408	53	ratios	ratio	NOUN
inlawrev-18341	408	54	and	and	CCONJ
inlawrev-18341	408	55	,	,	PUNCT
inlawrev-18341	408	56	thus	thus	ADV
inlawrev-18341	408	57	,	,	PUNCT
inlawrev-18341	408	58	different	different	ADJ
inlawrev-18341	408	59	credit	credit	NOUN
inlawrev-18341	408	60	ratings.144	ratings.144	NOUN
inlawrev-18341	408	61	the	the	DET
inlawrev-18341	408	62	banks	bank	NOUN
inlawrev-18341	408	63	then	then	ADV
inlawrev-18341	408	64	pooled	pool	VERB
inlawrev-18341	408	65	the	the	DET
inlawrev-18341	408	66	payments	payment	NOUN
inlawrev-18341	408	67	from	from	ADP
inlawrev-18341	408	68	the	the	DET
inlawrev-18341	408	69	mbss	mbss	NOUN
inlawrev-18341	408	70	into	into	ADP
inlawrev-18341	408	71	cdos	cdo	NOUN
inlawrev-18341	408	72	,	,	PUNCT
inlawrev-18341	408	73	again	again	ADV
inlawrev-18341	408	74	with	with	ADP
inlawrev-18341	408	75	different	different	ADJ
inlawrev-18341	408	76	risks	risk	NOUN
inlawrev-18341	408	77	and	and	CCONJ
inlawrev-18341	408	78	ratings.145	ratings.145	VERB
inlawrev-18341	408	79	the	the	DET
inlawrev-18341	408	80	banks	bank	NOUN
inlawrev-18341	408	81	also	also	ADV
inlawrev-18341	408	82	used	use	VERB
inlawrev-18341	408	83	those	those	DET
inlawrev-18341	408	84	cdos	cdo	NOUN
inlawrev-18341	408	85	to	to	PART
inlawrev-18341	408	86	create	create	VERB
inlawrev-18341	408	87	synthetic	synthetic	ADJ
inlawrev-18341	408	88	cdos	cdo	NOUN
inlawrev-18341	408	89	,	,	PUNCT
inlawrev-18341	408	90	and	and	CCONJ
inlawrev-18341	408	91	so	so	ADV
inlawrev-18341	408	92	on	on	ADV
inlawrev-18341	408	93	,	,	PUNCT
inlawrev-18341	408	94	until	until	SCONJ
inlawrev-18341	408	95	there	there	PRON
inlawrev-18341	408	96	was	be	VERB
inlawrev-18341	408	97	an	an	DET
inlawrev-18341	408	98	enormous	enormous	ADJ
inlawrev-18341	408	99	amount	amount	NOUN
inlawrev-18341	408	100	of	of	ADP
inlawrev-18341	408	101	derivative	derivative	ADJ
inlawrev-18341	408	102	securities	security	NOUN
inlawrev-18341	408	103	that	that	PRON
inlawrev-18341	408	104	ultimately	ultimately	ADV
inlawrev-18341	408	105	depended	depend	VERB
inlawrev-18341	408	106	on	on	ADP
inlawrev-18341	408	107	subprime	subprime	ADJ
inlawrev-18341	408	108	mortgages	mortgage	NOUN
inlawrev-18341	408	109	for	for	ADP
inlawrev-18341	408	110	their	their	PRON
inlawrev-18341	408	111	value.146	value.146	NOUN
inlawrev-18341	408	112	complex	complex	ADJ
inlawrev-18341	408	113	derivatives	derivative	NOUN
inlawrev-18341	408	114	were	be	AUX
inlawrev-18341	408	115	what	what	PRON
inlawrev-18341	408	116	warren	warren	PROPN
inlawrev-18341	408	117	buffet	buffet	NOUN
inlawrev-18341	408	118	in	in	ADP
inlawrev-18341	408	119	2003	2003	NUM
inlawrev-18341	408	120	famously	famously	ADV
inlawrev-18341	408	121	called	call	VERB
inlawrev-18341	408	122	“	"	PUNCT
inlawrev-18341	408	123	financial	financial	ADJ
inlawrev-18341	408	124	weapons	weapon	NOUN
inlawrev-18341	408	125	of	of	ADP
inlawrev-18341	408	126	mass	mass	ADJ
inlawrev-18341	408	127	destruction	destruction	NOUN
inlawrev-18341	408	128	,	,	PUNCT
inlawrev-18341	408	129	carrying	carry	VERB
inlawrev-18341	408	130	dangers	danger	NOUN
inlawrev-18341	408	131	that	that	PRON
inlawrev-18341	408	132	.	.	PUNCT
inlawrev-18341	408	133	.	.	PUNCT
inlawrev-18341	409	1	.	.	PUNCT
inlawrev-18341	410	1	are	be	AUX
inlawrev-18341	410	2	potentially	potentially	ADV
inlawrev-18341	410	3	lethal,”147	lethal,”147	ADJ
inlawrev-18341	410	4	suggesting	suggest	VERB
inlawrev-18341	410	5	they	they	PRON
inlawrev-18341	410	6	might	might	AUX
inlawrev-18341	410	7	cause	cause	VERB
inlawrev-18341	410	8	“	"	PUNCT
inlawrev-18341	410	9	serious	serious	ADJ
inlawrev-18341	410	10	systemic	systemic	ADJ
inlawrev-18341	410	11	problems	problem	NOUN
inlawrev-18341	410	12	.	.	PUNCT
inlawrev-18341	411	1	”148	”148	NOUN
inlawrev-18341	411	2	of	of	ADP
inlawrev-18341	411	3	credit	credit	NOUN
inlawrev-18341	411	4	risk	risk	NOUN
inlawrev-18341	411	5	management	management	NOUN
inlawrev-18341	411	6	and	and	CCONJ
inlawrev-18341	411	7	corporate	corporate	ADJ
inlawrev-18341	411	8	governance	governance	NOUN
inlawrev-18341	411	9	,	,	PUNCT
inlawrev-18341	411	10	univ	univ	PROPN
inlawrev-18341	411	11	.	.	PROPN
inlawrev-18341	411	12	of	of	ADP
inlawrev-18341	411	13	penn	penn	PROPN
inlawrev-18341	411	14	.	.	PROPN
inlawrev-18341	412	1	1	1	NUM
inlawrev-18341	412	2	,	,	PUNCT
inlawrev-18341	412	3	2	2	NUM
inlawrev-18341	412	4	(	(	PUNCT
inlawrev-18341	412	5	feb	feb	X
inlawrev-18341	412	6	.	.	PROPN
inlawrev-18341	412	7	9	9	NUM
inlawrev-18341	412	8	,	,	PUNCT
inlawrev-18341	412	9	2010	2010	NUM
inlawrev-18341	412	10	)	)	PUNCT
inlawrev-18341	412	11	,	,	PUNCT
inlawrev-18341	412	12	available	available	ADJ
inlawrev-18341	412	13	at	at	ADP
inlawrev-18341	412	14	http://fic.wharton.upenn.edu/fic/papers/10/10-12.pdf	http://fic.wharton.upenn.edu/fic/papers/10/10-12.pdf	PROPN
inlawrev-18341	412	15	(	(	PUNCT
inlawrev-18341	412	16	discussing	discuss	VERB
inlawrev-18341	412	17	how	how	SCONJ
inlawrev-18341	412	18	“	"	PUNCT
inlawrev-18341	412	19	the	the	DET
inlawrev-18341	412	20	‘	'	PUNCT
inlawrev-18341	412	21	originateto	originateto	NOUN
inlawrev-18341	412	22	-	-	PUNCT
inlawrev-18341	412	23	distribute	distribute	NOUN
inlawrev-18341	412	24	’	'	PUNCT
inlawrev-18341	412	25	model	model	NOUN
inlawrev-18341	412	26	distort[ed	distort[ed	PROPN
inlawrev-18341	412	27	]	]	PUNCT
inlawrev-18341	412	28	incentives	incentive	VERB
inlawrev-18341	412	29	for	for	ADP
inlawrev-18341	412	30	risk	risk	NOUN
inlawrev-18341	412	31	taking	taking	NOUN
inlawrev-18341	412	32	,	,	PUNCT
inlawrev-18341	412	33	since	since	SCONJ
inlawrev-18341	412	34	lenders	lender	NOUN
inlawrev-18341	412	35	no	no	ADV
inlawrev-18341	412	36	longer	long	ADV
inlawrev-18341	412	37	had	have	VERB
inlawrev-18341	412	38	‘	'	PUNCT
inlawrev-18341	412	39	skin	skin	NOUN
inlawrev-18341	412	40	in	in	ADP
inlawrev-18341	412	41	the	the	DET
inlawrev-18341	412	42	game	game	NOUN
inlawrev-18341	412	43	’	'	PUNCT
inlawrev-18341	412	44	)	)	PUNCT
inlawrev-18341	412	45	.	.	PUNCT
inlawrev-18341	413	1	140	140	NUM
inlawrev-18341	413	2	.	.	PUNCT
inlawrev-18341	414	1	as	as	SCONJ
inlawrev-18341	414	2	alan	alan	PROPN
inlawrev-18341	414	3	blinder	blinder	PROPN
inlawrev-18341	414	4	asks	ask	VERB
inlawrev-18341	414	5	,	,	PUNCT
inlawrev-18341	414	6	“	"	PUNCT
inlawrev-18341	414	7	[	[	X
inlawrev-18341	414	8	d]id	d]id	AUX
inlawrev-18341	414	9	the	the	DET
inlawrev-18341	414	10	regulators	regulator	NOUN
inlawrev-18341	414	11	really	really	ADV
inlawrev-18341	414	12	believe	believe	VERB
inlawrev-18341	414	13	that	that	SCONJ
inlawrev-18341	414	14	subprime	subprime	ADJ
inlawrev-18341	414	15	mortgage	mortgage	NOUN
inlawrev-18341	414	16	lending	lending	NOUN
inlawrev-18341	414	17	could	could	AUX
inlawrev-18341	414	18	expand	expand	VERB
inlawrev-18341	414	19	that	that	PRON
inlawrev-18341	414	20	rapidly	rapidly	ADV
inlawrev-18341	414	21	without	without	ADP
inlawrev-18341	414	22	deterioration	deterioration	NOUN
inlawrev-18341	414	23	of	of	ADP
inlawrev-18341	414	24	quality	quality	NOUN
inlawrev-18341	414	25	?	?	PUNCT
inlawrev-18341	414	26	”	"	PUNCT
inlawrev-18341	414	27	blinder	blinder	NOUN
inlawrev-18341	414	28	,	,	PUNCT
inlawrev-18341	414	29	supra	supra	PROPN
inlawrev-18341	414	30	note	note	NOUN
inlawrev-18341	414	31	1	1	NUM
inlawrev-18341	414	32	,	,	PUNCT
inlawrev-18341	414	33	at	at	ADP
inlawrev-18341	414	34	58	58	NUM
inlawrev-18341	414	35	.	.	PUNCT
inlawrev-18341	415	1	he	he	PRON
inlawrev-18341	415	2	later	later	ADV
inlawrev-18341	415	3	explains	explain	VERB
inlawrev-18341	415	4	that	that	SCONJ
inlawrev-18341	415	5	the	the	DET
inlawrev-18341	415	6	choice	choice	NOUN
inlawrev-18341	415	7	is	be	AUX
inlawrev-18341	415	8	either	either	CCONJ
inlawrev-18341	415	9	deterioration	deterioration	NOUN
inlawrev-18341	415	10	of	of	ADP
inlawrev-18341	415	11	quality	quality	NOUN
inlawrev-18341	415	12	or	or	CCONJ
inlawrev-18341	415	13	that	that	SCONJ
inlawrev-18341	415	14	a	a	DET
inlawrev-18341	415	15	“	"	PUNCT
inlawrev-18341	415	16	huge	huge	ADJ
inlawrev-18341	415	17	number	number	NOUN
inlawrev-18341	415	18	of	of	ADP
inlawrev-18341	415	19	creditworthy	creditworthy	ADJ
inlawrev-18341	415	20	subprime	subprime	ADJ
inlawrev-18341	415	21	borrowers	borrower	NOUN
inlawrev-18341	415	22	suddenly	suddenly	ADV
inlawrev-18341	415	23	appeared	appear	VERB
inlawrev-18341	415	24	out	out	ADP
inlawrev-18341	415	25	of	of	ADP
inlawrev-18341	415	26	nowhere	nowhere	ADV
inlawrev-18341	415	27	.	.	PUNCT
inlawrev-18341	415	28	”	"	PUNCT
inlawrev-18341	416	1	i	i	PRON
inlawrev-18341	416	2	d.	d.	VERB
inlawrev-18341	416	3	at	at	ADP
inlawrev-18341	416	4	70	70	NUM
inlawrev-18341	416	5	.	.	PUNCT
inlawrev-18341	417	1	141	141	NUM
inlawrev-18341	417	2	.	.	PUNCT
inlawrev-18341	418	1	see	see	VERB
inlawrev-18341	418	2	lizza	lizza	NOUN
inlawrev-18341	418	3	,	,	PUNCT
inlawrev-18341	418	4	supra	supra	PROPN
inlawrev-18341	418	5	note	note	NOUN
inlawrev-18341	418	6	136	136	NUM
inlawrev-18341	418	7	.	.	PUNCT
inlawrev-18341	419	1	142	142	NUM
inlawrev-18341	419	2	.	.	PUNCT
inlawrev-18341	420	1	see	see	VERB
inlawrev-18341	420	2	winston	winston	PROPN
inlawrev-18341	420	3	w.	w.	PROPN
inlawrev-18341	420	4	change	change	PROPN
inlawrev-18341	420	5	,	,	PUNCT
inlawrev-18341	420	6	financial	financial	ADJ
inlawrev-18341	420	7	crisis	crisis	NOUN
inlawrev-18341	420	8	of	of	ADP
inlawrev-18341	420	9	2007	2007	NUM
inlawrev-18341	420	10	-	-	SYM
inlawrev-18341	420	11	2010	2010	NUM
inlawrev-18341	420	12	,	,	PUNCT
inlawrev-18341	420	13	suny	suny	PROPN
inlawrev-18341	420	14	buffalo	buffalo	PROPN
inlawrev-18341	420	15	1	1	NUM
inlawrev-18341	420	16	,	,	PUNCT
inlawrev-18341	420	17	7	7	NUM
inlawrev-18341	420	18	(	(	PUNCT
inlawrev-18341	420	19	sept	sept	PROPN
inlawrev-18341	420	20	.	.	PROPN
inlawrev-18341	420	21	24	24	NUM
inlawrev-18341	420	22	,	,	PUNCT
inlawrev-18341	420	23	2010	2010	NUM
inlawrev-18341	420	24	)	)	PUNCT
inlawrev-18341	420	25	(	(	PUNCT
inlawrev-18341	420	26	discussing	discuss	VERB
inlawrev-18341	420	27	the	the	DET
inlawrev-18341	420	28	high	high	ADJ
inlawrev-18341	420	29	investor	investor	NOUN
inlawrev-18341	420	30	demand	demand	NOUN
inlawrev-18341	420	31	for	for	ADP
inlawrev-18341	420	32	subprime	subprime	ADJ
inlawrev-18341	420	33	lending	lending	NOUN
inlawrev-18341	420	34	)	)	PUNCT
inlawrev-18341	420	35	.	.	PUNCT
inlawrev-18341	421	1	143	143	X
inlawrev-18341	421	2	.	.	PUNCT
inlawrev-18341	422	1	see	see	VERB
inlawrev-18341	422	2	jeff	jeff	PROPN
inlawrev-18341	422	3	holt	holt	PROPN
inlawrev-18341	422	4	,	,	PUNCT
inlawrev-18341	422	5	a	a	DET
inlawrev-18341	422	6	summary	summary	NOUN
inlawrev-18341	422	7	of	of	ADP
inlawrev-18341	422	8	the	the	DET
inlawrev-18341	422	9	primary	primary	ADJ
inlawrev-18341	422	10	causes	cause	NOUN
inlawrev-18341	422	11	of	of	ADP
inlawrev-18341	422	12	the	the	DET
inlawrev-18341	422	13	housing	housing	NOUN
inlawrev-18341	422	14	bubble	bubble	NOUN
inlawrev-18341	422	15	and	and	CCONJ
inlawrev-18341	422	16	the	the	DET
inlawrev-18341	422	17	resulting	result	VERB
inlawrev-18341	422	18	credit	credit	NOUN
inlawrev-18341	422	19	crisis	crisis	NOUN
inlawrev-18341	422	20	:	:	PUNCT
inlawrev-18341	422	21	a	a	DET
inlawrev-18341	422	22	non	non	ADJ
inlawrev-18341	422	23	-	-	ADJ
inlawrev-18341	422	24	technical	technical	ADJ
inlawrev-18341	422	25	paper	paper	NOUN
inlawrev-18341	422	26	,	,	PUNCT
inlawrev-18341	422	27	8	8	NUM
inlawrev-18341	422	28	j.	j.	PROPN
inlawrev-18341	422	29	bus	bus	PROPN
inlawrev-18341	422	30	.	.	PUNCT
inlawrev-18341	423	1	inquiry	inquiry	NOUN
inlawrev-18341	423	2	120	120	NUM
inlawrev-18341	423	3	,	,	PUNCT
inlawrev-18341	423	4	122	122	NUM
inlawrev-18341	423	5	(	(	PUNCT
inlawrev-18341	423	6	2009	2009	NUM
inlawrev-18341	423	7	)	)	PUNCT
inlawrev-18341	423	8	(	(	PUNCT
inlawrev-18341	423	9	discussing	discuss	VERB
inlawrev-18341	423	10	mortgagebacked	mortgagebacked	ADJ
inlawrev-18341	423	11	securities	security	NOUN
inlawrev-18341	423	12	)	)	PUNCT
inlawrev-18341	423	13	.	.	PUNCT
inlawrev-18341	424	1	144	144	NUM
inlawrev-18341	424	2	.	.	PUNCT
inlawrev-18341	425	1	i	i	PRON
inlawrev-18341	425	2	d.	d.	PROPN
inlawrev-18341	425	3	at	at	ADP
inlawrev-18341	425	4	125	125	NUM
inlawrev-18341	425	5	.	.	PUNCT
inlawrev-18341	425	6	145	145	NUM
inlawrev-18341	425	7	.	.	PUNCT
inlawrev-18341	426	1	see	see	VERB
inlawrev-18341	426	2	collateralized	collateralized	ADJ
inlawrev-18341	426	3	debt	debt	NOUN
inlawrev-18341	426	4	obligation	obligation	NOUN
inlawrev-18341	426	5	—	—	PUNCT
inlawrev-18341	426	6	cdo	cdo	PROPN
inlawrev-18341	426	7	,	,	PUNCT
inlawrev-18341	426	8	investopedia	investopedia	PROPN
inlawrev-18341	426	9	,	,	PUNCT
inlawrev-18341	427	1	http://www.investopedia.com/	http://www.investopedia.com/	ADJ
inlawrev-18341	427	2	terms	term	NOUN
inlawrev-18341	427	3	/	/	SYM
inlawrev-18341	427	4	c	c	X
inlawrev-18341	427	5	/	/	SYM
inlawrev-18341	427	6	cdo.asp	cdo.asp	NUM
inlawrev-18341	427	7	,	,	PUNCT
inlawrev-18341	427	8	archived	archive	VERB
inlawrev-18341	427	9	at	at	ADP
inlawrev-18341	427	10	http://perma.cc/hb9j-ww9p	http://perma.cc/hb9j-ww9p	PUNCT
inlawrev-18341	427	11	(	(	PUNCT
inlawrev-18341	427	12	last	last	ADV
inlawrev-18341	427	13	visited	visit	VERB
inlawrev-18341	427	14	june	june	PROPN
inlawrev-18341	427	15	28	28	NUM
inlawrev-18341	427	16	,	,	PUNCT
inlawrev-18341	427	17	2014	2014	NUM
inlawrev-18341	427	18	)	)	PUNCT
inlawrev-18341	427	19	(	(	PUNCT
inlawrev-18341	427	20	explaining	explain	VERB
inlawrev-18341	427	21	collateralized	collateralized	ADJ
inlawrev-18341	427	22	debt	debt	NOUN
inlawrev-18341	427	23	obligations	obligation	NOUN
inlawrev-18341	427	24	)	)	PUNCT
inlawrev-18341	427	25	.	.	PUNCT
inlawrev-18341	428	1	146	146	NUM
inlawrev-18341	428	2	.	.	PUNCT
inlawrev-18341	429	1	see	see	VERB
inlawrev-18341	429	2	frank	frank	PROPN
inlawrev-18341	429	3	partnoy	partnoy	PROPN
inlawrev-18341	429	4	&	&	CCONJ
inlawrev-18341	429	5	david	david	PROPN
inlawrev-18341	429	6	a.	a.	PROPN
inlawrev-18341	429	7	skeel	skeel	PROPN
inlawrev-18341	429	8	,	,	PUNCT
inlawrev-18341	429	9	jr	jr	PROPN
inlawrev-18341	429	10	.	.	PROPN
inlawrev-18341	429	11	,	,	PUNCT
inlawrev-18341	429	12	the	the	DET
inlawrev-18341	429	13	promise	promise	NOUN
inlawrev-18341	429	14	and	and	CCONJ
inlawrev-18341	429	15	perils	peril	NOUN
inlawrev-18341	429	16	of	of	ADP
inlawrev-18341	429	17	credit	credit	NOUN
inlawrev-18341	429	18	derivatives	derivative	NOUN
inlawrev-18341	429	19	,	,	PUNCT
inlawrev-18341	429	20	75	75	NUM
inlawrev-18341	429	21	u.	u.	NOUN
inlawrev-18341	429	22	cin	cin	PROPN
inlawrev-18341	429	23	.	.	PUNCT
inlawrev-18341	430	1	l.	l.	PROPN
inlawrev-18341	430	2	rev	rev	PROPN
inlawrev-18341	430	3	.	.	PROPN
inlawrev-18341	430	4	1019	1019	NUM
inlawrev-18341	430	5	,	,	PUNCT
inlawrev-18341	430	6	1020	1020	NUM
inlawrev-18341	430	7	(	(	PUNCT
inlawrev-18341	430	8	2006	2006	NUM
inlawrev-18341	430	9	-	-	SYM
inlawrev-18341	430	10	2007	2007	NUM
inlawrev-18341	430	11	)	)	PUNCT
inlawrev-18341	430	12	(	(	PUNCT
inlawrev-18341	430	13	discussing	discuss	VERB
inlawrev-18341	430	14	synthetic	synthetic	ADJ
inlawrev-18341	430	15	cdos	cdo	NOUN
inlawrev-18341	430	16	and	and	CCONJ
inlawrev-18341	430	17	the	the	DET
inlawrev-18341	430	18	risks	risk	NOUN
inlawrev-18341	430	19	of	of	ADP
inlawrev-18341	430	20	credit	credit	NOUN
inlawrev-18341	430	21	derivatives	derivative	NOUN
inlawrev-18341	430	22	)	)	PUNCT
inlawrev-18341	430	23	.	.	PUNCT
inlawrev-18341	431	1	147	147	NUM
inlawrev-18341	431	2	.	.	PUNCT
inlawrev-18341	431	3	berkshire	berkshire	PROPN
inlawrev-18341	431	4	hathaway	hathaway	PROPN
inlawrev-18341	431	5	inc	inc	PROPN
inlawrev-18341	431	6	.	.	PROPN
inlawrev-18341	431	7	,	,	PUNCT
inlawrev-18341	431	8	2002	2002	NUM
inlawrev-18341	431	9	annual	annual	ADJ
inlawrev-18341	431	10	report	report	NOUN
inlawrev-18341	431	11	15	15	NUM
inlawrev-18341	431	12	(	(	PUNCT
inlawrev-18341	431	13	2003	2003	NUM
inlawrev-18341	431	14	)	)	PUNCT
inlawrev-18341	431	15	,	,	PUNCT
inlawrev-18341	431	16	available	available	ADJ
inlawrev-18341	431	17	at	at	ADP
inlawrev-18341	431	18	http://www	http://www	PROPN
inlawrev-18341	431	19	.	.	PROPN
inlawrev-18341	431	20	berkshirehathaway.com/2002ar/2002ar.pdf	berkshirehathaway.com/2002ar/2002ar.pdf	PROPN
inlawrev-18341	431	21	,	,	PUNCT
inlawrev-18341	431	22	archived	archive	VERB
inlawrev-18341	431	23	at	at	ADP
inlawrev-18341	431	24	http://perma.cc/etm9-qdxx	http://perma.cc/etm9-qdxx	PRON
inlawrev-18341	431	25	.	.	PUNCT
inlawrev-18341	432	1	148	148	NUM
inlawrev-18341	432	2	.	.	PUNCT
inlawrev-18341	433	1	i	i	PRON
inlawrev-18341	433	2	d.	d.	PROPN
inlawrev-18341	433	3	at	at	ADP
inlawrev-18341	433	4	14	14	NUM
inlawrev-18341	433	5	.	.	PUNCT
inlawrev-18341	434	1	indeed	indeed	ADV
inlawrev-18341	434	2	,	,	PUNCT
inlawrev-18341	434	3	before	before	SCONJ
inlawrev-18341	434	4	the	the	DET
inlawrev-18341	434	5	crisis	crisis	NOUN
inlawrev-18341	434	6	derivatives	derivative	NOUN
inlawrev-18341	434	7	caused	cause	VERB
inlawrev-18341	434	8	such	such	ADJ
inlawrev-18341	434	9	high	high	ADJ
inlawrev-18341	434	10	-	-	PUNCT
inlawrev-18341	434	11	profile	profile	NOUN
inlawrev-18341	434	12	collapses	collapse	NOUN
inlawrev-18341	434	13	as	as	ADP
inlawrev-18341	434	14	enron	enron	PROPN
inlawrev-18341	434	15	in	in	ADP
inlawrev-18341	434	16	2001	2001	NUM
inlawrev-18341	434	17	and	and	CCONJ
inlawrev-18341	434	18	long	long	ADJ
inlawrev-18341	434	19	term	term	NOUN
inlawrev-18341	434	20	capital	capital	NOUN
inlawrev-18341	434	21	management	management	NOUN
inlawrev-18341	434	22	in	in	ADP
inlawrev-18341	434	23	1998	1998	NUM
inlawrev-18341	434	24	.	.	PUNCT
inlawrev-18341	435	1	see	see	VERB
inlawrev-18341	435	2	,	,	PUNCT
inlawrev-18341	435	3	e.g.	e.g.	ADV
inlawrev-18341	435	4	,	,	PUNCT
inlawrev-18341	435	5	randall	randall	PROPN
inlawrev-18341	435	6	dodd	dodd	PROPN
inlawrev-18341	435	7	,	,	PUNCT
inlawrev-18341	435	8	derivatives	derivative	NOUN
inlawrev-18341	435	9	2014	2014	NUM
inlawrev-18341	435	10	]	]	PUNCT
inlawrev-18341	435	11	revisiting	revisit	VERB
inlawrev-18341	435	12	causes	cause	NOUN
inlawrev-18341	435	13	of	of	ADP
inlawrev-18341	435	14	the	the	DET
inlawrev-18341	435	15	financial	financial	ADJ
inlawrev-18341	435	16	crisis	crisis	NOUN
inlawrev-18341	435	17	55	55	NUM
inlawrev-18341	435	18	brooksley	brooksley	NOUN
inlawrev-18341	435	19	born	bear	VERB
inlawrev-18341	435	20	,	,	PUNCT
inlawrev-18341	435	21	then	then	ADV
inlawrev-18341	435	22	chair	chair	NOUN
inlawrev-18341	435	23	of	of	ADP
inlawrev-18341	435	24	the	the	DET
inlawrev-18341	435	25	commodity	commodity	NOUN
inlawrev-18341	435	26	futures	futures	PROPN
inlawrev-18341	435	27	trading	trading	PROPN
inlawrev-18341	435	28	commission	commission	PROPN
inlawrev-18341	435	29	(	(	PUNCT
inlawrev-18341	435	30	cftc	cftc	PROPN
inlawrev-18341	435	31	)	)	PUNCT
inlawrev-18341	435	32	in	in	ADP
inlawrev-18341	435	33	1998	1998	NUM
inlawrev-18341	435	34	,	,	PUNCT
inlawrev-18341	435	35	proposed	propose	VERB
inlawrev-18341	435	36	regulating	regulate	VERB
inlawrev-18341	435	37	what	what	PRON
inlawrev-18341	435	38	she	she	PRON
inlawrev-18341	435	39	called	call	VERB
inlawrev-18341	435	40	a	a	DET
inlawrev-18341	435	41	“	"	PUNCT
inlawrev-18341	435	42	completely	completely	ADV
inlawrev-18341	435	43	dark	dark	ADJ
inlawrev-18341	435	44	market”149	market”149	NOUN
inlawrev-18341	435	45	of	of	ADP
inlawrev-18341	435	46	over	over	ADP
inlawrev-18341	435	47	-	-	PUNCT
inlawrev-18341	435	48	the	the	DET
inlawrev-18341	435	49	-	-	PUNCT
inlawrev-18341	435	50	counter	counter	NOUN
inlawrev-18341	435	51	derivatives.150	derivatives.150	PROPN
inlawrev-18341	435	52	robert	robert	PROPN
inlawrev-18341	435	53	rubin	rubin	PROPN
inlawrev-18341	435	54	and	and	CCONJ
inlawrev-18341	435	55	larry	larry	PROPN
inlawrev-18341	435	56	summers	summer	NOUN
inlawrev-18341	435	57	,	,	PUNCT
inlawrev-18341	435	58	among	among	ADP
inlawrev-18341	435	59	other	other	ADJ
inlawrev-18341	435	60	members	member	NOUN
inlawrev-18341	435	61	of	of	ADP
inlawrev-18341	435	62	the	the	DET
inlawrev-18341	435	63	clinton	clinton	PROPN
inlawrev-18341	435	64	administration	administration	NOUN
inlawrev-18341	435	65	,	,	PUNCT
inlawrev-18341	435	66	strongly	strongly	ADV
inlawrev-18341	435	67	criticized	criticize	VERB
inlawrev-18341	435	68	the	the	DET
inlawrev-18341	435	69	concept	concept	NOUN
inlawrev-18341	435	70	paper.151	paper.151	NOUN
inlawrev-18341	435	71	a	a	DET
inlawrev-18341	435	72	key	key	ADJ
inlawrev-18341	435	73	idea	idea	NOUN
inlawrev-18341	435	74	was	be	AUX
inlawrev-18341	435	75	that	that	SCONJ
inlawrev-18341	435	76	derivatives	derivative	NOUN
inlawrev-18341	435	77	should	should	AUX
inlawrev-18341	435	78	be	be	AUX
inlawrev-18341	435	79	traded	trade	VERB
inlawrev-18341	435	80	on	on	ADP
inlawrev-18341	435	81	an	an	DET
inlawrev-18341	435	82	exchange	exchange	NOUN
inlawrev-18341	435	83	with	with	ADP
inlawrev-18341	435	84	a	a	DET
inlawrev-18341	435	85	central	central	ADJ
inlawrev-18341	435	86	counterparty	counterparty	NOUN
inlawrev-18341	435	87	,	,	PUNCT
inlawrev-18341	435	88	rather	rather	ADV
inlawrev-18341	435	89	than	than	ADP
inlawrev-18341	435	90	as	as	SCONJ
inlawrev-18341	435	91	individual	individual	ADJ
inlawrev-18341	435	92	contracts	contract	NOUN
inlawrev-18341	435	93	between	between	ADP
inlawrev-18341	435	94	parties.152	parties.152	ADJ
inlawrev-18341	435	95	the	the	DET
inlawrev-18341	435	96	central	central	ADJ
inlawrev-18341	435	97	counterparty	counterparty	NOUN
inlawrev-18341	435	98	would	would	AUX
inlawrev-18341	435	99	guarantee	guarantee	VERB
inlawrev-18341	435	100	the	the	DET
inlawrev-18341	435	101	performance	performance	NOUN
inlawrev-18341	435	102	of	of	ADP
inlawrev-18341	435	103	the	the	DET
inlawrev-18341	435	104	contract	contract	NOUN
inlawrev-18341	435	105	,	,	PUNCT
inlawrev-18341	435	106	thereby	thereby	ADV
inlawrev-18341	435	107	reducing	reduce	VERB
inlawrev-18341	435	108	the	the	DET
inlawrev-18341	435	109	buyer	buyer	NOUN
inlawrev-18341	435	110	’s	’s	PART
inlawrev-18341	435	111	and	and	CCONJ
inlawrev-18341	435	112	seller	seller	NOUN
inlawrev-18341	435	113	’s	’s	PART
inlawrev-18341	435	114	risk	risk	NOUN
inlawrev-18341	435	115	that	that	SCONJ
inlawrev-18341	435	116	the	the	DET
inlawrev-18341	435	117	other	other	ADJ
inlawrev-18341	435	118	would	would	AUX
inlawrev-18341	435	119	default.153	default.153	VERB
inlawrev-18341	435	120	as	as	SCONJ
inlawrev-18341	435	121	it	it	PRON
inlawrev-18341	435	122	was	be	AUX
inlawrev-18341	435	123	by	by	ADP
inlawrev-18341	435	124	accepting	accept	VERB
inlawrev-18341	435	125	the	the	DET
inlawrev-18341	435	126	seller	seller	NOUN
inlawrev-18341	435	127	’s	’s	PART
inlawrev-18341	435	128	credit	credit	NOUN
inlawrev-18341	435	129	risk	risk	NOUN
inlawrev-18341	435	130	,	,	PUNCT
inlawrev-18341	435	131	credit	credit	NOUN
inlawrev-18341	435	132	default	default	NOUN
inlawrev-18341	435	133	swap	swap	NOUN
inlawrev-18341	435	134	buyers	buyer	NOUN
inlawrev-18341	435	135	did	do	VERB
inlawrev-18341	435	136	something	something	PRON
inlawrev-18341	435	137	akin	akin	ADJ
inlawrev-18341	435	138	to	to	ADP
inlawrev-18341	435	139	“	"	PUNCT
inlawrev-18341	435	140	buying	buy	VERB
inlawrev-18341	435	141	insurance	insurance	NOUN
inlawrev-18341	435	142	for	for	ADP
inlawrev-18341	435	143	the	the	DET
inlawrev-18341	435	144	titanic	titanic	NOUN
inlawrev-18341	435	145	from	from	ADP
inlawrev-18341	435	146	someone	someone	PRON
inlawrev-18341	435	147	on	on	ADP
inlawrev-18341	435	148	the	the	DET
inlawrev-18341	435	149	titanic	titanic	ADJ
inlawrev-18341	435	150	.	.	PUNCT
inlawrev-18341	435	151	”154	”154	PROPN
inlawrev-18341	436	1	congress	congress	PROPN
inlawrev-18341	436	2	,	,	PUNCT
inlawrev-18341	436	3	however	however	ADV
inlawrev-18341	436	4	,	,	PUNCT
inlawrev-18341	436	5	chose	choose	VERB
inlawrev-18341	436	6	instead	instead	ADV
inlawrev-18341	436	7	of	of	ADP
inlawrev-18341	436	8	regulation	regulation	NOUN
inlawrev-18341	436	9	a	a	DET
inlawrev-18341	436	10	laissez	laissez	NOUN
inlawrev-18341	436	11	-	-	PUNCT
inlawrev-18341	436	12	faire	faire	NOUN
inlawrev-18341	436	13	approach	approach	NOUN
inlawrev-18341	436	14	,	,	PUNCT
inlawrev-18341	436	15	with	with	ADP
inlawrev-18341	436	16	the	the	DET
inlawrev-18341	436	17	commodity	commodity	NOUN
inlawrev-18341	436	18	futures	futures	PROPN
inlawrev-18341	436	19	modernization	modernization	PROPN
inlawrev-18341	436	20	act	act	NOUN
inlawrev-18341	436	21	of	of	ADP
inlawrev-18341	436	22	2000	2000	NUM
inlawrev-18341	436	23	(	(	PUNCT
inlawrev-18341	436	24	cfma).155	cfma).155	NOUN
inlawrev-18341	436	25	ironically	ironically	ADV
inlawrev-18341	436	26	,	,	PUNCT
inlawrev-18341	436	27	the	the	DET
inlawrev-18341	436	28	cfma	cfma	NOUN
inlawrev-18341	436	29	expressly	expressly	ADV
inlawrev-18341	436	30	intended	intend	VERB
inlawrev-18341	436	31	“	"	PUNCT
inlawrev-18341	436	32	to	to	PART
inlawrev-18341	436	33	reduce	reduce	VERB
inlawrev-18341	436	34	systemic	systemic	ADJ
inlawrev-18341	436	35	risk	risk	NOUN
inlawrev-18341	436	36	and	and	CCONJ
inlawrev-18341	436	37	provide	provide	VERB
inlawrev-18341	436	38	greater	great	ADJ
inlawrev-18341	436	39	stability	stability	NOUN
inlawrev-18341	436	40	to	to	ADP
inlawrev-18341	436	41	markets	market	NOUN
inlawrev-18341	436	42	during	during	ADP
inlawrev-18341	436	43	times	time	NOUN
inlawrev-18341	436	44	of	of	ADP
inlawrev-18341	436	45	market	market	NOUN
inlawrev-18341	436	46	disorder	disorder	NOUN
inlawrev-18341	436	47	.	.	PUNCT
inlawrev-18341	436	48	”156	”156	NOUN
inlawrev-18341	436	49	this	this	DET
inlawrev-18341	436	50	legislation	legislation	NOUN
inlawrev-18341	436	51	ensured	ensure	VERB
inlawrev-18341	436	52	that	that	SCONJ
inlawrev-18341	436	53	nearly	nearly	ADV
inlawrev-18341	436	54	all	all	ADV
inlawrev-18341	436	55	over	over	ADP
inlawrev-18341	436	56	-	-	PUNCT
inlawrev-18341	436	57	the	the	DET
inlawrev-18341	436	58	-	-	PUNCT
inlawrev-18341	436	59	counter	counter	NOUN
inlawrev-18341	436	60	derivatives	derivative	NOUN
inlawrev-18341	436	61	traded	trade	VERB
inlawrev-18341	436	62	between	between	ADP
inlawrev-18341	436	63	wealthy	wealthy	ADJ
inlawrev-18341	436	64	or	or	CCONJ
inlawrev-18341	436	65	sophisticated	sophisticated	ADJ
inlawrev-18341	436	66	parties	party	NOUN
inlawrev-18341	436	67	were	be	AUX
inlawrev-18341	436	68	not	not	PART
inlawrev-18341	436	69	directly	directly	ADV
inlawrev-18341	436	70	regulated.157	regulated.157	VERB
inlawrev-18341	436	71	as	as	ADP
inlawrev-18341	436	72	a	a	DET
inlawrev-18341	436	73	result	result	NOUN
inlawrev-18341	436	74	,	,	PUNCT
inlawrev-18341	436	75	derivatives	derivative	NOUN
inlawrev-18341	436	76	reached	reach	VERB
inlawrev-18341	436	77	an	an	DET
inlawrev-18341	436	78	markets	market	NOUN
inlawrev-18341	436	79	:	:	PUNCT
inlawrev-18341	436	80	sources	source	NOUN
inlawrev-18341	436	81	of	of	ADP
inlawrev-18341	436	82	vulnerability	vulnerability	NOUN
inlawrev-18341	436	83	in	in	ADP
inlawrev-18341	436	84	u.s	u.s	PROPN
inlawrev-18341	436	85	.	.	PROPN
inlawrev-18341	436	86	financial	financial	ADJ
inlawrev-18341	436	87	markets	market	NOUN
inlawrev-18341	436	88	,	,	PUNCT
inlawrev-18341	436	89	fin	fin	NOUN
inlawrev-18341	436	90	.	.	PUNCT
inlawrev-18341	437	1	policy	policy	NOUN
inlawrev-18341	437	2	forum	forum	PROPN
inlawrev-18341	437	3	derivative	derivative	PROPN
inlawrev-18341	437	4	study	study	PROPN
inlawrev-18341	437	5	ctr	ctr	PROPN
inlawrev-18341	437	6	.	.	PROPN
inlawrev-18341	438	1	2	2	NUM
inlawrev-18341	438	2	-	-	SYM
inlawrev-18341	438	3	3	3	NUM
inlawrev-18341	438	4	(	(	PUNCT
inlawrev-18341	438	5	may	may	PROPN
inlawrev-18341	438	6	10	10	NUM
inlawrev-18341	438	7	,	,	PUNCT
inlawrev-18341	438	8	2004	2004	NUM
inlawrev-18341	438	9	)	)	PUNCT
inlawrev-18341	438	10	,	,	PUNCT
inlawrev-18341	438	11	available	available	ADJ
inlawrev-18341	438	12	at	at	ADP
inlawrev-18341	438	13	http://www.financialpolicy.org/fpfspr8.pdf	http://www.financialpolicy.org/fpfspr8.pdf	ADV
inlawrev-18341	438	14	,	,	PUNCT
inlawrev-18341	438	15	archived	archive	VERB
inlawrev-18341	438	16	at	at	ADP
inlawrev-18341	438	17	http://perma.cc/v7v3-3zru	http://perma.cc/v7v3-3zru	PROPN
inlawrev-18341	438	18	.	.	PROPN
inlawrev-18341	438	19	149	149	NUM
inlawrev-18341	438	20	.	.	PUNCT
inlawrev-18341	439	1	frontline	frontline	NOUN
inlawrev-18341	439	2	:	:	PUNCT
inlawrev-18341	439	3	interview	interview	NOUN
inlawrev-18341	439	4	:	:	PUNCT
inlawrev-18341	439	5	brooksley	brooksley	NOUN
inlawrev-18341	439	6	born	bear	VERB
inlawrev-18341	439	7	(	(	PUNCT
inlawrev-18341	439	8	pbs	pbs	PROPN
inlawrev-18341	439	9	television	television	PROPN
inlawrev-18341	439	10	broadcast	broadcast	PROPN
inlawrev-18341	439	11	aug	aug	PROPN
inlawrev-18341	439	12	.	.	PROPN
inlawrev-18341	439	13	28	28	NUM
inlawrev-18341	439	14	,	,	PUNCT
inlawrev-18341	439	15	2009	2009	NUM
inlawrev-18341	439	16	)	)	PUNCT
inlawrev-18341	439	17	,	,	PUNCT
inlawrev-18341	439	18	available	available	ADJ
inlawrev-18341	439	19	at	at	ADP
inlawrev-18341	439	20	http://www.pbs.org/wgbh/pages/frontline/warning/interviews/born.html	http://www.pbs.org/wgbh/pages/frontline/warning/interviews/born.html	PROPN
inlawrev-18341	439	21	archived	archive	VERB
inlawrev-18341	439	22	at	at	ADP
inlawrev-18341	439	23	http://perma.cc/vy9z-9nzy	http://perma.cc/vy9z-9nzy	PROPN
inlawrev-18341	439	24	(	(	PUNCT
inlawrev-18341	439	25	“	"	PUNCT
inlawrev-18341	439	26	what	what	PRON
inlawrev-18341	439	27	was	be	AUX
inlawrev-18341	439	28	it	it	PRON
inlawrev-18341	439	29	that	that	PRON
inlawrev-18341	439	30	was	be	AUX
inlawrev-18341	439	31	in	in	ADP
inlawrev-18341	439	32	this	this	PRON
inlawrev-18341	439	33	[	[	X
inlawrev-18341	439	34	over	over	ADP
inlawrev-18341	439	35	the	the	DET
inlawrev-18341	439	36	counter	counter	ADJ
inlawrev-18341	439	37	derivative	derivative	NOUN
inlawrev-18341	439	38	]	]	PUNCT
inlawrev-18341	439	39	market	market	NOUN
inlawrev-18341	439	40	that	that	PRON
inlawrev-18341	439	41	had	have	VERB
inlawrev-18341	439	42	to	to	PART
inlawrev-18341	439	43	be	be	AUX
inlawrev-18341	439	44	hidden	hide	VERB
inlawrev-18341	439	45	?	?	PUNCT
inlawrev-18341	440	1	why	why	SCONJ
inlawrev-18341	440	2	did	do	AUX
inlawrev-18341	440	3	it	it	PRON
inlawrev-18341	440	4	have	have	VERB
inlawrev-18341	440	5	to	to	PART
inlawrev-18341	440	6	be	be	AUX
inlawrev-18341	440	7	a	a	DET
inlawrev-18341	440	8	completely	completely	ADV
inlawrev-18341	440	9	dark	dark	ADJ
inlawrev-18341	440	10	market	market	NOUN
inlawrev-18341	440	11	?	?	PUNCT
inlawrev-18341	440	12	”	"	PUNCT
inlawrev-18341	440	13	)	)	PUNCT
inlawrev-18341	440	14	.	.	PUNCT
inlawrev-18341	441	1	150	150	NUM
inlawrev-18341	441	2	.	.	PUNCT
inlawrev-18341	442	1	see	see	VERB
inlawrev-18341	442	2	over	over	ADP
inlawrev-18341	442	3	-	-	PUNCT
inlawrev-18341	442	4	the	the	DET
inlawrev-18341	442	5	-	-	PUNCT
inlawrev-18341	442	6	counter	counter	NOUN
inlawrev-18341	442	7	derivatives	derivative	NOUN
inlawrev-18341	442	8	,	,	PUNCT
inlawrev-18341	442	9	63	63	NUM
inlawrev-18341	442	10	fed	feed	VERB
inlawrev-18341	442	11	.	.	PUNCT
inlawrev-18341	443	1	reg	reg	PROPN
inlawrev-18341	443	2	.	.	PUNCT
inlawrev-18341	444	1	26114	26114	NUM
inlawrev-18341	444	2	(	(	PUNCT
inlawrev-18341	444	3	proposed	propose	VERB
inlawrev-18341	444	4	may	may	PROPN
inlawrev-18341	444	5	12	12	NUM
inlawrev-18341	444	6	,	,	PUNCT
inlawrev-18341	444	7	1998	1998	NUM
inlawrev-18341	444	8	)	)	PUNCT
inlawrev-18341	444	9	.	.	PUNCT
inlawrev-18341	445	1	(	(	PUNCT
inlawrev-18341	445	2	“	"	PUNCT
inlawrev-18341	445	3	[	[	X
inlawrev-18341	445	4	over	over	ADP
inlawrev-18341	445	5	-	-	PUNCT
inlawrev-18341	445	6	the	the	DET
inlawrev-18341	445	7	-	-	PUNCT
inlawrev-18341	445	8	counter	counter	NOUN
inlawrev-18341	445	9	]	]	X
inlawrev-18341	445	10	derivatives	derivative	NOUN
inlawrev-18341	445	11	are	be	AUX
inlawrev-18341	445	12	contracts	contract	NOUN
inlawrev-18341	445	13	executed	execute	VERB
inlawrev-18341	445	14	outside	outside	ADV
inlawrev-18341	445	15	of	of	ADP
inlawrev-18341	445	16	the	the	DET
inlawrev-18341	445	17	regulated	regulated	ADJ
inlawrev-18341	445	18	exchange	exchange	NOUN
inlawrev-18341	445	19	environment	environment	NOUN
inlawrev-18341	445	20	whose	whose	DET
inlawrev-18341	445	21	value	value	NOUN
inlawrev-18341	445	22	depends	depend	VERB
inlawrev-18341	445	23	on	on	ADP
inlawrev-18341	445	24	(	(	PUNCT
inlawrev-18341	445	25	or	or	CCONJ
inlawrev-18341	445	26	derives	derive	VERB
inlawrev-18341	445	27	from	from	ADP
inlawrev-18341	445	28	)	)	PUNCT
inlawrev-18341	445	29	the	the	DET
inlawrev-18341	445	30	value	value	NOUN
inlawrev-18341	445	31	of	of	ADP
inlawrev-18341	445	32	an	an	DET
inlawrev-18341	445	33	underlying	underlying	ADJ
inlawrev-18341	445	34	asset	asset	NOUN
inlawrev-18341	445	35	,	,	PUNCT
inlawrev-18341	445	36	reference	reference	NOUN
inlawrev-18341	445	37	rate	rate	NOUN
inlawrev-18341	445	38	,	,	PUNCT
inlawrev-18341	445	39	or	or	CCONJ
inlawrev-18341	445	40	index	index	NOUN
inlawrev-18341	445	41	.	.	PUNCT
inlawrev-18341	445	42	”	"	PUNCT
inlawrev-18341	445	43	)	)	PUNCT
inlawrev-18341	445	44	.	.	PUNCT
inlawrev-18341	446	1	151	151	NUM
inlawrev-18341	446	2	.	.	PUNCT
inlawrev-18341	447	1	see	see	PROPN
inlawrev-18341	447	2	mclean	mclean	PROPN
inlawrev-18341	447	3	&	&	CCONJ
inlawrev-18341	447	4	nocera	nocera	PROPN
inlawrev-18341	447	5	,	,	PUNCT
inlawrev-18341	447	6	supra	supra	PROPN
inlawrev-18341	447	7	note	note	NOUN
inlawrev-18341	447	8	2	2	NUM
inlawrev-18341	447	9	,	,	PUNCT
inlawrev-18341	447	10	at	at	ADP
inlawrev-18341	447	11	105	105	NUM
inlawrev-18341	447	12	-	-	SYM
inlawrev-18341	447	13	09	09	NUM
inlawrev-18341	447	14	(	(	PUNCT
inlawrev-18341	447	15	providing	provide	VERB
inlawrev-18341	447	16	a	a	DET
inlawrev-18341	447	17	detailed	detailed	ADJ
inlawrev-18341	447	18	account	account	NOUN
inlawrev-18341	447	19	of	of	ADP
inlawrev-18341	447	20	born	bear	VERB
inlawrev-18341	447	21	’s	’s	PART
inlawrev-18341	447	22	failed	fail	VERB
inlawrev-18341	447	23	attempt	attempt	NOUN
inlawrev-18341	447	24	to	to	PART
inlawrev-18341	447	25	regulate	regulate	VERB
inlawrev-18341	447	26	derivatives	derivative	NOUN
inlawrev-18341	447	27	)	)	PUNCT
inlawrev-18341	447	28	;	;	PUNCT
inlawrev-18341	447	29	see	see	VERB
inlawrev-18341	447	30	also	also	ADV
inlawrev-18341	447	31	manuel	manuel	VERB
inlawrev-18341	447	32	roig	roig	PROPN
inlawrev-18341	447	33	-	-	PUNCT
inlawrev-18341	447	34	franzia	franzia	PROPN
inlawrev-18341	447	35	,	,	PUNCT
inlawrev-18341	447	36	brooksley	brooksley	NOUN
inlawrev-18341	447	37	born	bear	VERB
inlawrev-18341	447	38	,	,	PUNCT
inlawrev-18341	447	39	the	the	DET
inlawrev-18341	447	40	cassandra	cassandra	NOUN
inlawrev-18341	447	41	of	of	ADP
inlawrev-18341	447	42	the	the	DET
inlawrev-18341	447	43	derivatives	derivative	NOUN
inlawrev-18341	447	44	crisis	crisis	NOUN
inlawrev-18341	447	45	,	,	PUNCT
inlawrev-18341	447	46	wash	wash	NOUN
inlawrev-18341	447	47	.	.	PUNCT
inlawrev-18341	448	1	post	post	NOUN
inlawrev-18341	448	2	,	,	PUNCT
inlawrev-18341	448	3	may	may	AUX
inlawrev-18341	448	4	26	26	NUM
inlawrev-18341	448	5	,	,	PUNCT
inlawrev-18341	448	6	2009	2009	NUM
inlawrev-18341	448	7	,	,	PUNCT
inlawrev-18341	448	8	http://www.washingtonpost	http://www.washingtonpost	PROPN
inlawrev-18341	448	9	.	.	PUNCT
inlawrev-18341	448	10	com	com	PROPN
inlawrev-18341	448	11	/	/	SYM
inlawrev-18341	448	12	wp	wp	PROPN
inlawrev-18341	448	13	-	-	PUNCT
inlawrev-18341	448	14	dyn	dyn	NOUN
inlawrev-18341	448	15	/	/	SYM
inlawrev-18341	448	16	content	content	NOUN
inlawrev-18341	448	17	/	/	SYM
inlawrev-18341	448	18	article/2009/05/25	article/2009/05/25	NOUN
inlawrev-18341	448	19	/	/	SYM
inlawrev-18341	448	20	ar2009052502108.html	ar2009052502108.html	NOUN
inlawrev-18341	448	21	,	,	PUNCT
inlawrev-18341	448	22	archived	archive	VERB
inlawrev-18341	448	23	at	at	ADP
inlawrev-18341	448	24	http://perma.cc/	http://perma.cc/	PROPN
inlawrev-18341	448	25	js8r-4jt3	js8r-4jt3	NOUN
inlawrev-18341	448	26	.	.	PUNCT
inlawrev-18341	449	1	152	152	NUM
inlawrev-18341	449	2	.	.	PUNCT
inlawrev-18341	450	1	i	i	PRON
inlawrev-18341	450	2	d.	d.	PROPN
inlawrev-18341	450	3	at	at	ADP
inlawrev-18341	450	4	5	5	NUM
inlawrev-18341	450	5	.	.	SYM
inlawrev-18341	450	6	153	153	NUM
inlawrev-18341	450	7	.	.	PUNCT
inlawrev-18341	451	1	see	see	VERB
inlawrev-18341	451	2	marcus	marcus	PROPN
inlawrev-18341	451	3	zickwolff	zickwolff	PROPN
inlawrev-18341	451	4	,	,	PUNCT
inlawrev-18341	451	5	the	the	DET
inlawrev-18341	451	6	role	role	NOUN
inlawrev-18341	451	7	of	of	ADP
inlawrev-18341	451	8	central	central	ADJ
inlawrev-18341	451	9	counterparties	counterpartie	NOUN
inlawrev-18341	451	10	in	in	ADP
inlawrev-18341	451	11	financial	financial	ADJ
inlawrev-18341	451	12	crisis	crisis	NOUN
inlawrev-18341	451	13	recovery	recovery	NOUN
inlawrev-18341	451	14	,	,	PUNCT
inlawrev-18341	451	15	world	world	PROPN
inlawrev-18341	451	16	federation	federation	PROPN
inlawrev-18341	451	17	of	of	ADP
inlawrev-18341	451	18	exchanges	exchange	NOUN
inlawrev-18341	451	19	,	,	PUNCT
inlawrev-18341	451	20	http://www.world-exchanges.org/insight/views/role-centralcounterparties-financial-crisis-recovery	http://www.world-exchanges.org/insight/views/role-centralcounterparties-financial-crisis-recovery	SCONJ
inlawrev-18341	451	21	archived	archive	VERB
inlawrev-18341	451	22	at	at	ADP
inlawrev-18341	451	23	http://perma.cc/b5n4-hwru	http://perma.cc/b5n4-hwru	PROPN
inlawrev-18341	451	24	(	(	PUNCT
inlawrev-18341	451	25	last	last	ADV
inlawrev-18341	451	26	visited	visit	VERB
inlawrev-18341	451	27	feb	feb	PROPN
inlawrev-18341	451	28	.	.	PROPN
inlawrev-18341	451	29	1	1	NUM
inlawrev-18341	451	30	,	,	PUNCT
inlawrev-18341	451	31	2014	2014	NUM
inlawrev-18341	451	32	)	)	PUNCT
inlawrev-18341	451	33	(	(	PUNCT
inlawrev-18341	451	34	discussing	discuss	VERB
inlawrev-18341	451	35	the	the	DET
inlawrev-18341	451	36	role	role	NOUN
inlawrev-18341	451	37	of	of	ADP
inlawrev-18341	451	38	central	central	ADJ
inlawrev-18341	451	39	counterparties	counterpartie	NOUN
inlawrev-18341	451	40	in	in	ADP
inlawrev-18341	451	41	derivatives	derivative	NOUN
inlawrev-18341	451	42	trading	trading	NOUN
inlawrev-18341	451	43	)	)	PUNCT
inlawrev-18341	451	44	.	.	PUNCT
inlawrev-18341	452	1	154	154	NUM
inlawrev-18341	452	2	.	.	PUNCT
inlawrev-18341	453	1	rana	rana	PROPN
inlawrev-18341	453	2	foroohar	foroohar	PROPN
inlawrev-18341	453	3	,	,	PUNCT
inlawrev-18341	453	4	nassim	nassim	PROPN
inlawrev-18341	453	5	taleb	taleb	PROPN
inlawrev-18341	453	6	on	on	ADP
inlawrev-18341	453	7	the	the	DET
inlawrev-18341	453	8	markets	market	NOUN
inlawrev-18341	453	9	,	,	PUNCT
inlawrev-18341	453	10	newsweek	newsweek	PROPN
inlawrev-18341	453	11	(	(	PUNCT
inlawrev-18341	453	12	nov	nov	PROPN
inlawrev-18341	453	13	.	.	PROPN
inlawrev-18341	453	14	14	14	NUM
inlawrev-18341	453	15	,	,	PUNCT
inlawrev-18341	453	16	2008	2008	NUM
inlawrev-18341	453	17	)	)	PUNCT
inlawrev-18341	453	18	,	,	PUNCT
inlawrev-18341	453	19	available	available	ADJ
inlawrev-18341	453	20	at	at	ADP
inlawrev-18341	453	21	http://www.newsweek.com/nassim-taleb-markets-85443	http://www.newsweek.com/nassim-taleb-markets-85443	PRON
inlawrev-18341	453	22	(	(	PUNCT
inlawrev-18341	453	23	quoting	quote	VERB
inlawrev-18341	453	24	investor	investor	NOUN
inlawrev-18341	453	25	nassim	nassim	PROPN
inlawrev-18341	453	26	taleb	taleb	PROPN
inlawrev-18341	453	27	,	,	PUNCT
inlawrev-18341	453	28	author	author	NOUN
inlawrev-18341	453	29	of	of	ADP
inlawrev-18341	453	30	several	several	ADJ
inlawrev-18341	453	31	best	well	ADV
inlawrev-18341	453	32	-	-	PUNCT
inlawrev-18341	453	33	selling	sell	VERB
inlawrev-18341	453	34	books	book	NOUN
inlawrev-18341	453	35	)	)	PUNCT
inlawrev-18341	453	36	.	.	PUNCT
inlawrev-18341	454	1	155	155	NUM
inlawrev-18341	454	2	.	.	PUNCT
inlawrev-18341	454	3	commodity	commodity	NOUN
inlawrev-18341	454	4	futures	futures	PROPN
inlawrev-18341	454	5	modernization	modernization	PROPN
inlawrev-18341	454	6	act	act	PROPN
inlawrev-18341	454	7	§	§	PROPN
inlawrev-18341	454	8	1	1	NUM
inlawrev-18341	454	9	,	,	PUNCT
inlawrev-18341	454	10	7	7	NUM
inlawrev-18341	454	11	u.s.c	u.s.c	ADJ
inlawrev-18341	454	12	.	.	PUNCT
inlawrev-18341	455	1	§	§	PROPN
inlawrev-18341	455	2	1	1	NUM
inlawrev-18341	455	3	(	(	PUNCT
inlawrev-18341	455	4	2000	2000	NUM
inlawrev-18341	455	5	)	)	PUNCT
inlawrev-18341	455	6	.	.	PUNCT
inlawrev-18341	456	1	156	156	NUM
inlawrev-18341	456	2	.	.	PUNCT
inlawrev-18341	456	3	commodity	commodity	NOUN
inlawrev-18341	456	4	futures	futures	PROPN
inlawrev-18341	456	5	modernization	modernization	PROPN
inlawrev-18341	456	6	act	act	NOUN
inlawrev-18341	456	7	of	of	ADP
inlawrev-18341	456	8	2000	2000	NUM
inlawrev-18341	456	9	,	,	PUNCT
inlawrev-18341	456	10	pub	pub	NOUN
inlawrev-18341	456	11	.	.	PUNCT
inlawrev-18341	457	1	l.	l.	PROPN
inlawrev-18341	457	2	no	no	INTJ
inlawrev-18341	457	3	.	.	PROPN
inlawrev-18341	458	1	106	106	NUM
inlawrev-18341	458	2	-	-	SYM
inlawrev-18341	458	3	554	554	NUM
inlawrev-18341	458	4	,	,	PUNCT
inlawrev-18341	458	5	§	§	PROPN
inlawrev-18341	458	6	2	2	NUM
inlawrev-18341	458	7	,	,	PUNCT
inlawrev-18341	458	8	114	114	NUM
inlawrev-18341	458	9	stat	stat	NOUN
inlawrev-18341	458	10	.	.	PUNCT
inlawrev-18341	459	1	2763	2763	NUM
inlawrev-18341	459	2	,	,	PUNCT
inlawrev-18341	459	3	2763	2763	NUM
inlawrev-18341	459	4	(	(	PUNCT
inlawrev-18341	459	5	2000	2000	NUM
inlawrev-18341	459	6	)	)	PUNCT
inlawrev-18341	459	7	.	.	PUNCT
inlawrev-18341	460	1	157	157	NUM
inlawrev-18341	460	2	.	.	PUNCT
inlawrev-18341	461	1	the	the	DET
inlawrev-18341	461	2	cfma	cfma	NOUN
inlawrev-18341	461	3	used	use	VERB
inlawrev-18341	461	4	the	the	DET
inlawrev-18341	461	5	term	term	NOUN
inlawrev-18341	461	6	“	"	PUNCT
inlawrev-18341	461	7	eligible	eligible	ADJ
inlawrev-18341	461	8	contract	contract	NOUN
inlawrev-18341	461	9	participants	participant	NOUN
inlawrev-18341	461	10	”	"	PUNCT
inlawrev-18341	461	11	which	which	PRON
inlawrev-18341	461	12	are	be	AUX
inlawrev-18341	461	13	defined	define	VERB
inlawrev-18341	461	14	in	in	ADP
inlawrev-18341	461	15	§	§	PROPN
inlawrev-18341	461	16	101	101	NUM
inlawrev-18341	461	17	.	.	PUNCT
inlawrev-18341	462	1	56	56	NUM
inlawrev-18341	462	2	indiana	indiana	PROPN
inlawrev-18341	462	3	law	law	PROPN
inlawrev-18341	462	4	review	review	NOUN
inlawrev-18341	462	5	[	[	X
inlawrev-18341	462	6	vol	vol	NOUN
inlawrev-18341	462	7	.	.	PUNCT
inlawrev-18341	463	1	47:37	47:37	NUM
inlawrev-18341	463	2	estimated	estimate	VERB
inlawrev-18341	463	3	notional	notional	ADJ
inlawrev-18341	463	4	value	value	NOUN
inlawrev-18341	463	5	of	of	ADP
inlawrev-18341	463	6	nearly	nearly	ADV
inlawrev-18341	463	7	$	$	SYM
inlawrev-18341	463	8	600	600	NUM
inlawrev-18341	463	9	trillion	trillion	NUM
inlawrev-18341	463	10	by	by	ADP
inlawrev-18341	463	11	2007.158	2007.158	NUM
inlawrev-18341	463	12	one	one	NUM
inlawrev-18341	463	13	of	of	ADP
inlawrev-18341	463	14	nobel	nobel	PROPN
inlawrev-18341	463	15	laureate	laureate	PROPN
inlawrev-18341	463	16	paul	paul	PROPN
inlawrev-18341	463	17	krugman	krugman	PROPN
inlawrev-18341	463	18	’s	’s	PART
inlawrev-18341	463	19	favored	favor	VERB
inlawrev-18341	463	20	explanations	explanation	NOUN
inlawrev-18341	463	21	is	be	AUX
inlawrev-18341	463	22	that	that	SCONJ
inlawrev-18341	463	23	“	"	PUNCT
inlawrev-18341	463	24	[	[	X
inlawrev-18341	463	25	r]egulation	r]egulation	NOUN
inlawrev-18341	463	26	did	do	AUX
inlawrev-18341	463	27	n’t	not	PART
inlawrev-18341	463	28	keep	keep	VERB
inlawrev-18341	463	29	up	up	ADP
inlawrev-18341	463	30	with	with	ADP
inlawrev-18341	463	31	the	the	DET
inlawrev-18341	463	32	system	system	NOUN
inlawrev-18341	463	33	.	.	PUNCT
inlawrev-18341	463	34	”159	”159	PUNCT
inlawrev-18341	464	1	likewise	likewise	ADV
inlawrev-18341	464	2	,	,	PUNCT
inlawrev-18341	464	3	nobel	nobel	PROPN
inlawrev-18341	464	4	laureate	laureate	PROPN
inlawrev-18341	464	5	joseph	joseph	PROPN
inlawrev-18341	464	6	stiglitz	stiglitz	PROPN
inlawrev-18341	464	7	said	say	VERB
inlawrev-18341	464	8	more	more	ADV
inlawrev-18341	464	9	cautiously	cautiously	ADV
inlawrev-18341	464	10	,	,	PUNCT
inlawrev-18341	464	11	“	"	PUNCT
inlawrev-18341	464	12	it	it	PRON
inlawrev-18341	464	13	is	be	AUX
inlawrev-18341	464	14	absolutely	absolutely	ADV
inlawrev-18341	464	15	clear	clear	ADJ
inlawrev-18341	464	16	to	to	ADP
inlawrev-18341	464	17	me	i	PRON
inlawrev-18341	464	18	that	that	SCONJ
inlawrev-18341	464	19	if	if	SCONJ
inlawrev-18341	464	20	we	we	PRON
inlawrev-18341	464	21	had	have	AUX
inlawrev-18341	464	22	restricted	restrict	VERB
inlawrev-18341	464	23	the	the	DET
inlawrev-18341	464	24	derivatives	derivative	NOUN
inlawrev-18341	464	25	,	,	PUNCT
inlawrev-18341	464	26	some	some	PRON
inlawrev-18341	464	27	of	of	ADP
inlawrev-18341	464	28	the	the	DET
inlawrev-18341	464	29	major	major	ADJ
inlawrev-18341	464	30	problems	problem	NOUN
inlawrev-18341	464	31	would	would	AUX
inlawrev-18341	464	32	have	have	AUX
inlawrev-18341	464	33	been	be	AUX
inlawrev-18341	464	34	avoided	avoid	VERB
inlawrev-18341	464	35	.	.	PUNCT
inlawrev-18341	465	1	”160	”160	PROPN
inlawrev-18341	465	2	current	current	ADJ
inlawrev-18341	465	3	federal	federal	PROPN
inlawrev-18341	465	4	reserve	reserve	PROPN
inlawrev-18341	465	5	chairman	chairman	PROPN
inlawrev-18341	465	6	ben	ben	PROPN
inlawrev-18341	465	7	bernanke	bernanke	PROPN
inlawrev-18341	465	8	seems	seem	VERB
inlawrev-18341	465	9	to	to	AUX
inlawrev-18341	465	10	agree.161	agree.161	PROPN
inlawrev-18341	465	11	most	most	ADV
inlawrev-18341	465	12	agree	agree	VERB
inlawrev-18341	465	13	that	that	SCONJ
inlawrev-18341	465	14	the	the	DET
inlawrev-18341	465	15	cfma	cfma	NOUN
inlawrev-18341	465	16	was	be	AUX
inlawrev-18341	465	17	a	a	DET
inlawrev-18341	465	18	significant	significant	ADJ
inlawrev-18341	465	19	cause	cause	NOUN
inlawrev-18341	465	20	of	of	ADP
inlawrev-18341	465	21	the	the	DET
inlawrev-18341	465	22	crisis.162	crisis.162	NOUN
inlawrev-18341	465	23	however	however	ADV
inlawrev-18341	465	24	,	,	PUNCT
inlawrev-18341	465	25	even	even	ADV
inlawrev-18341	465	26	if	if	SCONJ
inlawrev-18341	465	27	the	the	DET
inlawrev-18341	465	28	cfma	cfma	NOUN
inlawrev-18341	465	29	helped	help	VERB
inlawrev-18341	465	30	magnify	magnify	VERB
inlawrev-18341	465	31	the	the	DET
inlawrev-18341	465	32	crisis	crisis	NOUN
inlawrev-18341	465	33	,	,	PUNCT
inlawrev-18341	465	34	part	part	NOUN
inlawrev-18341	465	35	of	of	ADP
inlawrev-18341	465	36	the	the	DET
inlawrev-18341	465	37	uncertainty	uncertainty	NOUN
inlawrev-18341	465	38	concerns	concern	VERB
inlawrev-18341	465	39	the	the	DET
inlawrev-18341	465	40	counterfactual	counterfactual	NOUN
inlawrev-18341	465	41	of	of	ADP
inlawrev-18341	465	42	what	what	PRON
inlawrev-18341	465	43	the	the	DET
inlawrev-18341	465	44	alternative	alternative	NOUN
inlawrev-18341	465	45	would	would	AUX
inlawrev-18341	465	46	have	have	AUX
inlawrev-18341	465	47	been	be	AUX
inlawrev-18341	465	48	.	.	PUNCT
inlawrev-18341	466	1	it	it	PRON
inlawrev-18341	466	2	does	do	AUX
inlawrev-18341	466	3	not	not	PART
inlawrev-18341	466	4	appear	appear	VERB
inlawrev-18341	466	5	likely	likely	ADJ
inlawrev-18341	466	6	that	that	SCONJ
inlawrev-18341	466	7	congress	congress	PROPN
inlawrev-18341	466	8	would	would	AUX
inlawrev-18341	466	9	have	have	AUX
inlawrev-18341	466	10	permitted	permit	VERB
inlawrev-18341	466	11	the	the	DET
inlawrev-18341	466	12	cftc	cftc	PROPN
inlawrev-18341	466	13	to	to	PART
inlawrev-18341	466	14	regulate	regulate	VERB
inlawrev-18341	466	15	derivatives	derivative	NOUN
inlawrev-18341	466	16	even	even	ADV
inlawrev-18341	466	17	in	in	ADP
inlawrev-18341	466	18	the	the	DET
inlawrev-18341	466	19	cfmas	cfmas	NOUN
inlawrev-18341	466	20	absence	absence	NOUN
inlawrev-18341	466	21	.	.	PUNCT
inlawrev-18341	467	1	great	great	ADJ
inlawrev-18341	467	2	regulation	regulation	NOUN
inlawrev-18341	467	3	,	,	PUNCT
inlawrev-18341	467	4	maybe	maybe	ADV
inlawrev-18341	467	5	even	even	ADV
inlawrev-18341	467	6	good	good	ADJ
inlawrev-18341	467	7	regulation	regulation	NOUN
inlawrev-18341	467	8	,	,	PUNCT
inlawrev-18341	467	9	could	could	AUX
inlawrev-18341	467	10	have	have	AUX
inlawrev-18341	467	11	prevented	prevent	VERB
inlawrev-18341	467	12	the	the	DET
inlawrev-18341	467	13	growth	growth	NOUN
inlawrev-18341	467	14	of	of	ADP
inlawrev-18341	467	15	harmful	harmful	ADJ
inlawrev-18341	467	16	derivatives	derivative	NOUN
inlawrev-18341	467	17	.	.	PUNCT
inlawrev-18341	468	1	on	on	ADP
inlawrev-18341	468	2	the	the	DET
inlawrev-18341	468	3	other	other	ADJ
inlawrev-18341	468	4	hand	hand	NOUN
inlawrev-18341	468	5	,	,	PUNCT
inlawrev-18341	468	6	bad	bad	ADJ
inlawrev-18341	468	7	regulation	regulation	NOUN
inlawrev-18341	468	8	,	,	PUNCT
inlawrev-18341	468	9	or	or	CCONJ
inlawrev-18341	468	10	even	even	ADV
inlawrev-18341	468	11	the	the	DET
inlawrev-18341	468	12	cftc	cftc	PROPN
inlawrev-18341	468	13	’s	’s	PART
inlawrev-18341	468	14	proposed	propose	VERB
inlawrev-18341	468	15	regulation	regulation	NOUN
inlawrev-18341	468	16	,	,	PUNCT
inlawrev-18341	468	17	might	might	AUX
inlawrev-18341	468	18	not	not	PART
inlawrev-18341	468	19	have	have	AUX
inlawrev-18341	468	20	had	have	VERB
inlawrev-18341	468	21	the	the	DET
inlawrev-18341	468	22	desired	desire	VERB
inlawrev-18341	468	23	effect	effect	NOUN
inlawrev-18341	468	24	.	.	PUNCT
inlawrev-18341	469	1	a	a	DET
inlawrev-18341	469	2	centralized	centralized	ADJ
inlawrev-18341	469	3	exchange	exchange	NOUN
inlawrev-18341	469	4	,	,	PUNCT
inlawrev-18341	469	5	for	for	ADP
inlawrev-18341	469	6	example	example	NOUN
inlawrev-18341	469	7	,	,	PUNCT
inlawrev-18341	469	8	might	might	AUX
inlawrev-18341	469	9	simply	simply	ADV
inlawrev-18341	469	10	increase	increase	VERB
inlawrev-18341	469	11	the	the	DET
inlawrev-18341	469	12	demand	demand	NOUN
inlawrev-18341	469	13	for	for	ADP
inlawrev-18341	469	14	derivatives	derivative	NOUN
inlawrev-18341	469	15	and	and	CCONJ
inlawrev-18341	469	16	concentrate	concentrate	VERB
inlawrev-18341	469	17	the	the	DET
inlawrev-18341	469	18	credit	credit	NOUN
inlawrev-18341	469	19	risk.163	risk.163	NOUN
inlawrev-18341	469	20	it	it	PRON
inlawrev-18341	469	21	remains	remain	VERB
inlawrev-18341	469	22	unknown	unknown	ADJ
inlawrev-18341	469	23	what	what	PRON
inlawrev-18341	469	24	kinds	kind	NOUN
inlawrev-18341	469	25	of	of	ADP
inlawrev-18341	469	26	regulations	regulation	NOUN
inlawrev-18341	469	27	would	would	AUX
inlawrev-18341	469	28	have	have	AUX
inlawrev-18341	469	29	been	be	AUX
inlawrev-18341	469	30	feasible	feasible	ADJ
inlawrev-18341	469	31	,	,	PUNCT
inlawrev-18341	469	32	had	have	AUX
inlawrev-18341	469	33	they	they	PRON
inlawrev-18341	469	34	only	only	ADV
inlawrev-18341	469	35	been	be	AUX
inlawrev-18341	469	36	proposed	propose	VERB
inlawrev-18341	469	37	in	in	ADP
inlawrev-18341	469	38	place	place	NOUN
inlawrev-18341	469	39	of	of	ADP
inlawrev-18341	469	40	the	the	DET
inlawrev-18341	469	41	cfma	cfma	NOUN
inlawrev-18341	469	42	.	.	PUNCT
inlawrev-18341	470	1	c.	c.	PROPN
inlawrev-18341	470	2	inadequate	inadequate	ADJ
inlawrev-18341	470	3	regulation	regulation	NOUN
inlawrev-18341	470	4	of	of	ADP
inlawrev-18341	470	5	the	the	DET
inlawrev-18341	470	6	rating	rating	NOUN
inlawrev-18341	470	7	agencies	agency	NOUN
inlawrev-18341	470	8	credit	credit	NOUN
inlawrev-18341	470	9	ratings	rating	NOUN
inlawrev-18341	470	10	agencies	agency	NOUN
inlawrev-18341	470	11	—	—	PUNCT
inlawrev-18341	470	12	or	or	CCONJ
inlawrev-18341	470	13	more	more	ADV
inlawrev-18341	470	14	precisely	precisely	ADV
inlawrev-18341	470	15	the	the	DET
inlawrev-18341	470	16	nationally	nationally	ADV
inlawrev-18341	470	17	recognized	recognize	VERB
inlawrev-18341	470	18	158	158	NUM
inlawrev-18341	470	19	.	.	PUNCT
inlawrev-18341	471	1	john	john	PROPN
inlawrev-18341	471	2	kiff	kiff	PROPN
inlawrev-18341	471	3	et	et	PROPN
inlawrev-18341	471	4	al	al	PROPN
inlawrev-18341	471	5	.	.	PROPN
inlawrev-18341	471	6	,	,	PUNCT
inlawrev-18341	471	7	credit	credit	NOUN
inlawrev-18341	471	8	derivatives	derivative	NOUN
inlawrev-18341	471	9	:	:	PUNCT
inlawrev-18341	471	10	systemic	systemic	ADJ
inlawrev-18341	471	11	risks	risk	NOUN
inlawrev-18341	471	12	and	and	CCONJ
inlawrev-18341	471	13	policy	policy	NOUN
inlawrev-18341	471	14	options	option	NOUN
inlawrev-18341	471	15	3	3	NUM
inlawrev-18341	471	16	(	(	PUNCT
inlawrev-18341	471	17	int’l	int’l	NUM
inlawrev-18341	471	18	monetary	monetary	ADJ
inlawrev-18341	471	19	fund	fund	NOUN
inlawrev-18341	471	20	,	,	PUNCT
inlawrev-18341	471	21	working	working	NOUN
inlawrev-18341	471	22	paper	paper	NOUN
inlawrev-18341	471	23	no	no	INTJ
inlawrev-18341	471	24	.	.	PROPN
inlawrev-18341	471	25	09/254	09/254	NUM
inlawrev-18341	471	26	,	,	PUNCT
inlawrev-18341	471	27	2009	2009	NUM
inlawrev-18341	471	28	)	)	PUNCT
inlawrev-18341	471	29	,	,	PUNCT
inlawrev-18341	471	30	available	available	ADJ
inlawrev-18341	471	31	at	at	ADP
inlawrev-18341	471	32	http://www.imf.org/external/pubs/ft/wp/	http://www.imf.org/external/pubs/ft/wp/	NOUN
inlawrev-18341	471	33	2009	2009	NUM
inlawrev-18341	471	34	/	/	SYM
inlawrev-18341	471	35	wp09254.pdf	wp09254.pdf	NOUN
inlawrev-18341	471	36	,	,	PUNCT
inlawrev-18341	471	37	archived	archive	VERB
inlawrev-18341	471	38	at	at	ADP
inlawrev-18341	471	39	http://perma.cc/9gj9-7fz4	http://perma.cc/9gj9-7fz4	PROPN
inlawrev-18341	471	40	.	.	PUNCT
inlawrev-18341	472	1	“	"	PUNCT
inlawrev-18341	472	2	notional	notional	ADJ
inlawrev-18341	472	3	value	value	NOUN
inlawrev-18341	472	4	”	"	PUNCT
inlawrev-18341	472	5	results	result	NOUN
inlawrev-18341	472	6	in	in	ADP
inlawrev-18341	472	7	a	a	DET
inlawrev-18341	472	8	somewhat	somewhat	ADV
inlawrev-18341	472	9	inflated	inflated	ADJ
inlawrev-18341	472	10	send	send	NOUN
inlawrev-18341	472	11	of	of	ADP
inlawrev-18341	472	12	the	the	DET
inlawrev-18341	472	13	overall	overall	ADJ
inlawrev-18341	472	14	value	value	NOUN
inlawrev-18341	472	15	.	.	PUNCT
inlawrev-18341	473	1	a	a	DET
inlawrev-18341	473	2	credit	credit	NOUN
inlawrev-18341	473	3	default	default	NOUN
inlawrev-18341	473	4	swap	swap	NOUN
inlawrev-18341	473	5	,	,	PUNCT
inlawrev-18341	473	6	for	for	ADP
inlawrev-18341	473	7	example	example	NOUN
inlawrev-18341	473	8	,	,	PUNCT
inlawrev-18341	473	9	that	that	PRON
inlawrev-18341	473	10	might	might	AUX
inlawrev-18341	473	11	have	have	AUX
inlawrev-18341	473	12	cost	cost	VERB
inlawrev-18341	473	13	the	the	DET
inlawrev-18341	473	14	buyer	buyer	NOUN
inlawrev-18341	473	15	$	$	SYM
inlawrev-18341	473	16	10,000	10,000	NUM
inlawrev-18341	473	17	could	could	AUX
inlawrev-18341	473	18	have	have	VERB
inlawrev-18341	473	19	a	a	DET
inlawrev-18341	473	20	notional	notional	ADJ
inlawrev-18341	473	21	value	value	NOUN
inlawrev-18341	473	22	of	of	ADP
inlawrev-18341	473	23	$	$	SYM
inlawrev-18341	473	24	1,000,000	1,000,000	NUM
inlawrev-18341	473	25	,	,	PUNCT
inlawrev-18341	473	26	i.e.	i.e.	X
inlawrev-18341	473	27	,	,	PUNCT
inlawrev-18341	473	28	the	the	DET
inlawrev-18341	473	29	underlying	underlying	ADJ
inlawrev-18341	473	30	insured	insured	ADJ
inlawrev-18341	473	31	amount	amount	NOUN
inlawrev-18341	473	32	.	.	PUNCT
inlawrev-18341	474	1	159	159	NUM
inlawrev-18341	474	2	.	.	PUNCT
inlawrev-18341	475	1	nobelist	nobelist	PROPN
inlawrev-18341	475	2	paul	paul	PROPN
inlawrev-18341	475	3	krugman	krugman	PROPN
inlawrev-18341	475	4	explains	explain	VERB
inlawrev-18341	475	5	the	the	DET
inlawrev-18341	475	6	financial	financial	ADJ
inlawrev-18341	475	7	crisis	crisis	NOUN
inlawrev-18341	475	8	,	,	PUNCT
inlawrev-18341	475	9	newsweek	newsweek	PROPN
inlawrev-18341	475	10	(	(	PUNCT
inlawrev-18341	475	11	oct	oct	PROPN
inlawrev-18341	475	12	.	.	PROPN
inlawrev-18341	475	13	17	17	NUM
inlawrev-18341	475	14	,	,	PUNCT
inlawrev-18341	475	15	2008	2008	NUM
inlawrev-18341	475	16	)	)	PUNCT
inlawrev-18341	475	17	,	,	PUNCT
inlawrev-18341	475	18	http://www.newsweek.com/nobelist-paul-krugman-explains-financial-crisis-91869	http://www.newsweek.com/nobelist-paul-krugman-explains-financial-crisis-91869	PROPN
inlawrev-18341	475	19	(	(	PUNCT
inlawrev-18341	475	20	predicting	predict	VERB
inlawrev-18341	475	21	that	that	SCONJ
inlawrev-18341	475	22	regulation	regulation	NOUN
inlawrev-18341	475	23	would	would	AUX
inlawrev-18341	475	24	increase	increase	VERB
inlawrev-18341	475	25	and	and	CCONJ
inlawrev-18341	475	26	securitization	securitization	NOUN
inlawrev-18341	475	27	would	would	AUX
inlawrev-18341	475	28	be	be	AUX
inlawrev-18341	475	29	reduced	reduce	VERB
inlawrev-18341	475	30	,	,	PUNCT
inlawrev-18341	475	31	“	"	PUNCT
inlawrev-18341	475	32	and	and	CCONJ
inlawrev-18341	475	33	mortgages	mortgage	NOUN
inlawrev-18341	475	34	in	in	ADP
inlawrev-18341	475	35	south	south	PROPN
inlawrev-18341	475	36	florida	florida	PROPN
inlawrev-18341	475	37	wo	will	AUX
inlawrev-18341	475	38	n’t	not	PART
inlawrev-18341	475	39	be	be	AUX
inlawrev-18341	475	40	held	hold	VERB
inlawrev-18341	475	41	in	in	ADP
inlawrev-18341	475	42	norway	norway	PROPN
inlawrev-18341	475	43	.	.	PUNCT
inlawrev-18341	475	44	”	"	PUNCT
inlawrev-18341	476	1	)	)	PUNCT
inlawrev-18341	476	2	160	160	NUM
inlawrev-18341	476	3	.	.	PUNCT
inlawrev-18341	476	4	frontline	frontline	NOUN
inlawrev-18341	476	5	:	:	PUNCT
inlawrev-18341	476	6	interview	interview	NOUN
inlawrev-18341	476	7	:	:	PUNCT
inlawrev-18341	476	8	joseph	joseph	PROPN
inlawrev-18341	476	9	stiglitz	stiglitz	PROPN
inlawrev-18341	476	10	(	(	PUNCT
inlawrev-18341	476	11	pbs	pbs	PROPN
inlawrev-18341	476	12	television	television	PROPN
inlawrev-18341	476	13	broadcast	broadcast	PROPN
inlawrev-18341	476	14	july	july	PROPN
inlawrev-18341	476	15	28	28	NUM
inlawrev-18341	476	16	,	,	PUNCT
inlawrev-18341	476	17	2009	2009	NUM
inlawrev-18341	476	18	)	)	PUNCT
inlawrev-18341	476	19	,	,	PUNCT
inlawrev-18341	476	20	available	available	ADJ
inlawrev-18341	476	21	at	at	ADP
inlawrev-18341	476	22	http://www.pbs.org/wgbh/pages/frontline/warning/interviews/stiglitz.html	http://www.pbs.org/wgbh/pages/frontline/warning/interviews/stiglitz.html	PROPN
inlawrev-18341	476	23	archived	archive	VERB
inlawrev-18341	476	24	at	at	ADP
inlawrev-18341	476	25	http://	http://	PROPN
inlawrev-18341	476	26	perma.cc/w8g4-7hlv	perma.cc/w8g4-7hlv	PROPN
inlawrev-18341	476	27	.	.	PUNCT
inlawrev-18341	477	1	161	161	NUM
inlawrev-18341	477	2	.	.	PUNCT
inlawrev-18341	478	1	ben	ben	PROPN
inlawrev-18341	478	2	s.	s.	PROPN
inlawrev-18341	478	3	bernanke	bernanke	PROPN
inlawrev-18341	478	4	,	,	PUNCT
inlawrev-18341	478	5	chairman	chairman	NOUN
inlawrev-18341	478	6	,	,	PUNCT
inlawrev-18341	478	7	bd	bd	PROPN
inlawrev-18341	478	8	.	.	PROPN
inlawrev-18341	478	9	of	of	ADP
inlawrev-18341	478	10	governors	governor	NOUN
inlawrev-18341	478	11	of	of	ADP
inlawrev-18341	478	12	the	the	DET
inlawrev-18341	478	13	fed	fed	PROPN
inlawrev-18341	478	14	.	.	PUNCT
inlawrev-18341	478	15	reserve	reserve	PROPN
inlawrev-18341	478	16	system	system	NOUN
inlawrev-18341	478	17	,	,	PUNCT
inlawrev-18341	478	18	testimony	testimony	NOUN
inlawrev-18341	478	19	before	before	ADP
inlawrev-18341	478	20	the	the	DET
inlawrev-18341	478	21	financial	financial	ADJ
inlawrev-18341	478	22	crisis	crisis	NOUN
inlawrev-18341	478	23	inquiry	inquiry	NOUN
inlawrev-18341	478	24	commission	commission	NOUN
inlawrev-18341	478	25	(	(	PUNCT
inlawrev-18341	478	26	sept	sept	PROPN
inlawrev-18341	478	27	.	.	PROPN
inlawrev-18341	478	28	2	2	NUM
inlawrev-18341	478	29	,	,	PUNCT
inlawrev-18341	478	30	2010	2010	NUM
inlawrev-18341	478	31	)	)	PUNCT
inlawrev-18341	478	32	,	,	PUNCT
inlawrev-18341	478	33	available	available	ADJ
inlawrev-18341	478	34	at	at	ADP
inlawrev-18341	478	35	http://www.federal	http://www.federal	PROPN
inlawrev-18341	478	36	reserve.gov/newsevents/testimony/bernanke20100902a.htm	reserve.gov/newsevents/testimony/bernanke20100902a.htm	PROPN
inlawrev-18341	478	37	,	,	PUNCT
inlawrev-18341	478	38	archived	archive	VERB
inlawrev-18341	478	39	at	at	ADP
inlawrev-18341	478	40	http://perma.cc/5e5f7gxb	http://perma.cc/5e5f7gxb	PROPN
inlawrev-18341	478	41	.	.	PROPN
inlawrev-18341	478	42	162	162	NUM
inlawrev-18341	478	43	.	.	PUNCT
inlawrev-18341	479	1	see	see	VERB
inlawrev-18341	479	2	,	,	PUNCT
inlawrev-18341	479	3	e.g.	e.g.	ADV
inlawrev-18341	479	4	,	,	PUNCT
inlawrev-18341	479	5	lynn	lynn	PROPN
inlawrev-18341	479	6	a.	a.	PROPN
inlawrev-18341	479	7	stout	stout	PROPN
inlawrev-18341	479	8	,	,	PUNCT
inlawrev-18341	479	9	uncertainty	uncertainty	NOUN
inlawrev-18341	479	10	,	,	PUNCT
inlawrev-18341	479	11	dangerous	dangerous	ADJ
inlawrev-18341	479	12	optimism	optimism	NOUN
inlawrev-18341	479	13	,	,	PUNCT
inlawrev-18341	479	14	and	and	CCONJ
inlawrev-18341	479	15	speculation	speculation	NOUN
inlawrev-18341	479	16	:	:	PUNCT
inlawrev-18341	479	17	an	an	DET
inlawrev-18341	479	18	inquiry	inquiry	NOUN
inlawrev-18341	479	19	into	into	ADP
inlawrev-18341	479	20	some	some	DET
inlawrev-18341	479	21	limits	limit	NOUN
inlawrev-18341	479	22	of	of	ADP
inlawrev-18341	479	23	democratic	democratic	ADJ
inlawrev-18341	479	24	governance	governance	NOUN
inlawrev-18341	479	25	,	,	PUNCT
inlawrev-18341	479	26	97	97	NUM
inlawrev-18341	479	27	cornell	cornell	PROPN
inlawrev-18341	479	28	l.	l.	PROPN
inlawrev-18341	479	29	rev	rev	PROPN
inlawrev-18341	479	30	.	.	PROPN
inlawrev-18341	479	31	1177	1177	NUM
inlawrev-18341	479	32	,	,	PUNCT
inlawrev-18341	479	33	1209	1209	NUM
inlawrev-18341	479	34	n.129	n.129	NUM
inlawrev-18341	479	35	(	(	PUNCT
inlawrev-18341	479	36	2012	2012	NUM
inlawrev-18341	479	37	)	)	PUNCT
inlawrev-18341	479	38	(	(	PUNCT
inlawrev-18341	479	39	providing	provide	VERB
inlawrev-18341	479	40	sources	source	NOUN
inlawrev-18341	479	41	)	)	PUNCT
inlawrev-18341	479	42	.	.	PUNCT
inlawrev-18341	480	1	see	see	VERB
inlawrev-18341	480	2	also	also	ADV
inlawrev-18341	480	3	graham	graham	PROPN
inlawrev-18341	480	4	summers	summer	NOUN
inlawrev-18341	480	5	,	,	PUNCT
inlawrev-18341	480	6	why	why	SCONJ
inlawrev-18341	480	7	derivatives	derivative	NOUN
inlawrev-18341	480	8	caused	cause	VERB
inlawrev-18341	480	9	financial	financial	ADJ
inlawrev-18341	480	10	crisis	crisis	NOUN
inlawrev-18341	480	11	,	,	PUNCT
inlawrev-18341	480	12	seeking	seek	VERB
inlawrev-18341	480	13	alpha	alpha	NOUN
inlawrev-18341	480	14	(	(	PUNCT
inlawrev-18341	480	15	apr	apr	PROPN
inlawrev-18341	480	16	.	.	PROPN
inlawrev-18341	480	17	12	12	NUM
inlawrev-18341	480	18	,	,	PUNCT
inlawrev-18341	480	19	2010	2010	NUM
inlawrev-18341	480	20	)	)	PUNCT
inlawrev-18341	480	21	,	,	PUNCT
inlawrev-18341	480	22	http://seekingalpha.com/article/198197-why-derivatives-causedfinancial-crisis	http://seekingalpha.com/article/198197-why-derivatives-causedfinancial-crisis	NOUN
inlawrev-18341	480	23	,	,	PUNCT
inlawrev-18341	480	24	archived	archive	VERB
inlawrev-18341	480	25	at	at	ADP
inlawrev-18341	480	26	http://perma.cc/s2tz-5qtd	http://perma.cc/s2tz-5qtd	NOUN
inlawrev-18341	480	27	(	(	PUNCT
inlawrev-18341	480	28	“	"	PUNCT
inlawrev-18341	480	29	[	[	X
inlawrev-18341	480	30	d]erivatives	d]erivative	NOUN
inlawrev-18341	480	31	caused	cause	VERB
inlawrev-18341	480	32	the	the	DET
inlawrev-18341	480	33	financial	financial	ADJ
inlawrev-18341	480	34	crisis	crisis	NOUN
inlawrev-18341	480	35	”	"	PUNCT
inlawrev-18341	480	36	)	)	PUNCT
inlawrev-18341	480	37	(	(	PUNCT
inlawrev-18341	480	38	emphasis	emphasis	NOUN
inlawrev-18341	480	39	in	in	ADP
inlawrev-18341	480	40	original	original	ADJ
inlawrev-18341	480	41	)	)	PUNCT
inlawrev-18341	480	42	.	.	PUNCT
inlawrev-18341	481	1	163	163	NUM
inlawrev-18341	481	2	.	.	PUNCT
inlawrev-18341	482	1	see	see	VERB
inlawrev-18341	482	2	,	,	PUNCT
inlawrev-18341	482	3	e.g.	e.g.	ADV
inlawrev-18341	482	4	,	,	PUNCT
inlawrev-18341	482	5	calabria	calabria	PROPN
inlawrev-18341	482	6	,	,	PUNCT
inlawrev-18341	482	7	supra	supra	PROPN
inlawrev-18341	482	8	note	note	NOUN
inlawrev-18341	482	9	104	104	NUM
inlawrev-18341	482	10	,	,	PUNCT
inlawrev-18341	482	11	at	at	ADP
inlawrev-18341	482	12	7	7	NUM
inlawrev-18341	482	13	.	.	NUM
inlawrev-18341	482	14	2014	2014	NUM
inlawrev-18341	482	15	]	]	PUNCT
inlawrev-18341	482	16	revisiting	revisit	VERB
inlawrev-18341	482	17	causes	cause	NOUN
inlawrev-18341	482	18	of	of	ADP
inlawrev-18341	482	19	the	the	DET
inlawrev-18341	482	20	financial	financial	ADJ
inlawrev-18341	482	21	crisis	crisis	NOUN
inlawrev-18341	482	22	57	57	NUM
inlawrev-18341	482	23	securities	security	NOUN
inlawrev-18341	482	24	ratings	rating	NOUN
inlawrev-18341	482	25	organizations	organization	NOUN
inlawrev-18341	482	26	or	or	CCONJ
inlawrev-18341	482	27	nrsros	nrsro	NOUN
inlawrev-18341	482	28	—	—	PUNCT
inlawrev-18341	482	29	are	be	AUX
inlawrev-18341	482	30	supposed	suppose	VERB
inlawrev-18341	482	31	to	to	PART
inlawrev-18341	482	32	rate	rate	VERB
inlawrev-18341	482	33	the	the	DET
inlawrev-18341	482	34	riskiness	riskiness	NOUN
inlawrev-18341	482	35	of	of	ADP
inlawrev-18341	482	36	securities.164	securities.164	NOUN
inlawrev-18341	482	37	in	in	ADP
inlawrev-18341	482	38	2003	2003	NUM
inlawrev-18341	482	39	there	there	PRON
inlawrev-18341	482	40	were	be	VERB
inlawrev-18341	482	41	only	only	ADV
inlawrev-18341	482	42	three	three	NUM
inlawrev-18341	482	43	agencies	agency	NOUN
inlawrev-18341	482	44	approved	approve	VERB
inlawrev-18341	482	45	by	by	ADP
inlawrev-18341	482	46	the	the	DET
inlawrev-18341	482	47	sec	sec	PROPN
inlawrev-18341	482	48	as	as	ADP
inlawrev-18341	482	49	nrsoss	nrsoss	ADJ
inlawrev-18341	482	50	,	,	PUNCT
inlawrev-18341	482	51	standard	standard	ADJ
inlawrev-18341	482	52	&	&	CCONJ
inlawrev-18341	482	53	poor	poor	PROPN
inlawrev-18341	482	54	’s	’s	PART
inlawrev-18341	482	55	(	(	PUNCT
inlawrev-18341	482	56	s&p	s&p	PROPN
inlawrev-18341	482	57	)	)	PUNCT
inlawrev-18341	482	58	,	,	PUNCT
inlawrev-18341	482	59	fitch	fitch	NOUN
inlawrev-18341	482	60	,	,	PUNCT
inlawrev-18341	482	61	and	and	CCONJ
inlawrev-18341	482	62	moody’s.165	moody’s.165	VERB
inlawrev-18341	482	63	this	this	DET
inlawrev-18341	482	64	privileged	privileged	ADJ
inlawrev-18341	482	65	position	position	NOUN
inlawrev-18341	482	66	allowed	allow	VERB
inlawrev-18341	482	67	these	these	DET
inlawrev-18341	482	68	agencies	agency	NOUN
inlawrev-18341	482	69	to	to	PART
inlawrev-18341	482	70	grow	grow	VERB
inlawrev-18341	482	71	quickly	quickly	ADV
inlawrev-18341	482	72	,	,	PUNCT
inlawrev-18341	482	73	doubling	double	VERB
inlawrev-18341	482	74	revenues	revenue	NOUN
inlawrev-18341	482	75	from	from	ADP
inlawrev-18341	482	76	2002	2002	NUM
inlawrev-18341	482	77	to	to	ADP
inlawrev-18341	482	78	2006	2006	NUM
inlawrev-18341	482	79	,	,	PUNCT
inlawrev-18341	482	80	with	with	ADP
inlawrev-18341	482	81	moody	moody	PROPN
inlawrev-18341	482	82	’s	’	VERB
inlawrev-18341	482	83	having	have	VERB
inlawrev-18341	482	84	“	"	PUNCT
inlawrev-18341	482	85	the	the	DET
inlawrev-18341	482	86	highest	high	ADJ
inlawrev-18341	482	87	profit	profit	NOUN
inlawrev-18341	482	88	margin	margin	NOUN
inlawrev-18341	482	89	of	of	ADP
inlawrev-18341	482	90	any	any	DET
inlawrev-18341	482	91	company	company	NOUN
inlawrev-18341	482	92	in	in	ADP
inlawrev-18341	482	93	the	the	DET
inlawrev-18341	482	94	s&p	s&p	PROPN
inlawrev-18341	482	95	500	500	NUM
inlawrev-18341	482	96	for	for	ADP
inlawrev-18341	482	97	five	five	NUM
inlawrev-18341	482	98	years	year	NOUN
inlawrev-18341	482	99	in	in	ADP
inlawrev-18341	482	100	row	row	NOUN
inlawrev-18341	482	101	.	.	PUNCT
inlawrev-18341	483	1	”166	”166	NOUN
inlawrev-18341	484	1	the	the	DET
inlawrev-18341	484	2	ratings	rating	NOUN
inlawrev-18341	484	3	bestowed	bestow	VERB
inlawrev-18341	484	4	upon	upon	SCONJ
inlawrev-18341	484	5	securities	security	NOUN
inlawrev-18341	484	6	by	by	ADP
inlawrev-18341	484	7	the	the	DET
inlawrev-18341	484	8	rating	rating	NOUN
inlawrev-18341	484	9	agencies	agency	NOUN
inlawrev-18341	484	10	were	be	AUX
inlawrev-18341	484	11	absolutely	absolutely	ADV
inlawrev-18341	484	12	critical	critical	ADJ
inlawrev-18341	484	13	,	,	PUNCT
inlawrev-18341	484	14	because	because	SCONJ
inlawrev-18341	484	15	other	other	ADJ
inlawrev-18341	484	16	regulations	regulation	NOUN
inlawrev-18341	484	17	,	,	PUNCT
inlawrev-18341	484	18	like	like	ADP
inlawrev-18341	484	19	the	the	DET
inlawrev-18341	484	20	sec	sec	PROPN
inlawrev-18341	484	21	’s	’s	PART
inlawrev-18341	484	22	“	"	PUNCT
inlawrev-18341	484	23	net	net	ADJ
inlawrev-18341	484	24	capital	capital	NOUN
inlawrev-18341	484	25	rule	rule	NOUN
inlawrev-18341	484	26	,	,	PUNCT
inlawrev-18341	484	27	”	"	PUNCT
inlawrev-18341	484	28	depended	depend	VERB
inlawrev-18341	484	29	on	on	ADP
inlawrev-18341	484	30	them.167	them.167	ADP
inlawrev-18341	484	31	some	some	DET
inlawrev-18341	484	32	investors	investor	NOUN
inlawrev-18341	484	33	,	,	PUNCT
inlawrev-18341	484	34	for	for	ADP
inlawrev-18341	484	35	example	example	NOUN
inlawrev-18341	484	36	,	,	PUNCT
inlawrev-18341	484	37	are	be	AUX
inlawrev-18341	484	38	only	only	ADV
inlawrev-18341	484	39	permitted	permit	VERB
inlawrev-18341	484	40	to	to	PART
inlawrev-18341	484	41	buy	buy	VERB
inlawrev-18341	484	42	certain	certain	ADJ
inlawrev-18341	484	43	grades	grade	NOUN
inlawrev-18341	484	44	of	of	ADP
inlawrev-18341	484	45	investments.168	investments.168	NOUN
inlawrev-18341	484	46	as	as	SCONJ
inlawrev-18341	484	47	the	the	DET
inlawrev-18341	484	48	sec	sec	PROPN
inlawrev-18341	484	49	observed	observe	VERB
inlawrev-18341	484	50	in	in	ADP
inlawrev-18341	484	51	2003	2003	NUM
inlawrev-18341	484	52	,	,	PUNCT
inlawrev-18341	484	53	“	"	PUNCT
inlawrev-18341	484	54	ratings	rating	NOUN
inlawrev-18341	484	55	by	by	ADP
inlawrev-18341	484	56	nrsros	nrsros	PROPN
inlawrev-18341	484	57	today	today	NOUN
inlawrev-18341	484	58	are	be	AUX
inlawrev-18341	484	59	widely	widely	ADV
inlawrev-18341	484	60	used	use	VERB
inlawrev-18341	484	61	as	as	ADP
inlawrev-18341	484	62	benchmarks	benchmark	NOUN
inlawrev-18341	484	63	in	in	ADP
inlawrev-18341	484	64	federal	federal	ADJ
inlawrev-18341	484	65	and	and	CCONJ
inlawrev-18341	484	66	state	state	NOUN
inlawrev-18341	484	67	legislation	legislation	NOUN
inlawrev-18341	484	68	,	,	PUNCT
inlawrev-18341	484	69	rules	rule	NOUN
inlawrev-18341	484	70	issued	issue	VERB
inlawrev-18341	484	71	by	by	ADP
inlawrev-18341	484	72	financial	financial	ADJ
inlawrev-18341	484	73	and	and	CCONJ
inlawrev-18341	484	74	other	other	ADJ
inlawrev-18341	484	75	regulators	regulator	NOUN
inlawrev-18341	484	76	,	,	PUNCT
inlawrev-18341	484	77	foreign	foreign	ADJ
inlawrev-18341	484	78	regulatory	regulatory	ADJ
inlawrev-18341	484	79	schemes	scheme	NOUN
inlawrev-18341	484	80	,	,	PUNCT
inlawrev-18341	484	81	and	and	CCONJ
inlawrev-18341	484	82	private	private	ADJ
inlawrev-18341	484	83	financial	financial	ADJ
inlawrev-18341	484	84	contracts	contract	NOUN
inlawrev-18341	484	85	.	.	PUNCT
inlawrev-18341	484	86	”	"	PUNCT
inlawrev-18341	485	1	169	169	NUM
inlawrev-18341	485	2	the	the	DET
inlawrev-18341	485	3	fcic	fcic	NOUN
inlawrev-18341	485	4	was	be	AUX
inlawrev-18341	485	5	thus	thus	ADV
inlawrev-18341	485	6	able	able	ADJ
inlawrev-18341	485	7	to	to	PART
inlawrev-18341	485	8	conclude	conclude	VERB
inlawrev-18341	485	9	,	,	PUNCT
inlawrev-18341	485	10	“	"	PUNCT
inlawrev-18341	485	11	[	[	X
inlawrev-18341	485	12	t]he	t]he	ADV
inlawrev-18341	485	13	mortgage	mortgage	NOUN
inlawrev-18341	485	14	-	-	PUNCT
inlawrev-18341	485	15	related	relate	VERB
inlawrev-18341	485	16	securities	security	NOUN
inlawrev-18341	485	17	at	at	ADP
inlawrev-18341	485	18	the	the	DET
inlawrev-18341	485	19	heart	heart	NOUN
inlawrev-18341	485	20	of	of	ADP
inlawrev-18341	485	21	the	the	DET
inlawrev-18341	485	22	crisis	crisis	NOUN
inlawrev-18341	485	23	could	could	AUX
inlawrev-18341	485	24	not	not	PART
inlawrev-18341	485	25	have	have	AUX
inlawrev-18341	485	26	been	be	AUX
inlawrev-18341	485	27	marketed	market	VERB
inlawrev-18341	485	28	and	and	CCONJ
inlawrev-18341	485	29	sold	sell	VERB
inlawrev-18341	485	30	without	without	ADP
inlawrev-18341	485	31	their	their	PRON
inlawrev-18341	485	32	seal	seal	NOUN
inlawrev-18341	485	33	of	of	ADP
inlawrev-18341	485	34	approval	approval	NOUN
inlawrev-18341	485	35	.	.	PUNCT
inlawrev-18341	486	1	”170	”170	PUNCT
inlawrev-18341	487	1	once	once	SCONJ
inlawrev-18341	487	2	the	the	DET
inlawrev-18341	487	3	securities	security	NOUN
inlawrev-18341	487	4	were	be	AUX
inlawrev-18341	487	5	sold	sell	VERB
inlawrev-18341	487	6	,	,	PUNCT
inlawrev-18341	487	7	however	however	ADV
inlawrev-18341	487	8	,	,	PUNCT
inlawrev-18341	487	9	their	their	PRON
inlawrev-18341	487	10	value	value	NOUN
inlawrev-18341	487	11	collapsed	collapse	VERB
inlawrev-18341	487	12	following	follow	VERB
inlawrev-18341	487	13	homeowners	homeowner	NOUN
inlawrev-18341	487	14	’	'	PUNCT
inlawrev-18341	487	15	default	default	NOUN
inlawrev-18341	487	16	on	on	ADP
inlawrev-18341	487	17	mortgages.171	mortgages.171	NOUN
inlawrev-18341	487	18	rating	rating	NOUN
inlawrev-18341	487	19	agencies	agency	NOUN
inlawrev-18341	487	20	gave	give	VERB
inlawrev-18341	487	21	top	top	NOUN
inlawrev-18341	487	22	triple	triple	DET
inlawrev-18341	487	23	a	a	DET
inlawrev-18341	487	24	investment	investment	NOUN
inlawrev-18341	487	25	-	-	PUNCT
inlawrev-18341	487	26	ratings	rating	NOUN
inlawrev-18341	487	27	to	to	ADP
inlawrev-18341	487	28	securities	security	NOUN
inlawrev-18341	487	29	that	that	SCONJ
inlawrev-18341	487	30	in	in	ADP
inlawrev-18341	487	31	fact	fact	NOUN
inlawrev-18341	487	32	were	be	AUX
inlawrev-18341	487	33	very	very	ADV
inlawrev-18341	487	34	risky.172	risky.172	ADP
inlawrev-18341	487	35	164	164	NUM
inlawrev-18341	487	36	.	.	PUNCT
inlawrev-18341	488	1	see	see	VERB
inlawrev-18341	488	2	credit	credit	NOUN
inlawrev-18341	488	3	rating	rating	NOUN
inlawrev-18341	488	4	agencies	agency	NOUN
inlawrev-18341	488	5	and	and	CCONJ
inlawrev-18341	488	6	nationally	nationally	ADV
inlawrev-18341	488	7	recognized	recognize	VERB
inlawrev-18341	488	8	statistical	statistical	ADJ
inlawrev-18341	488	9	rating	rating	NOUN
inlawrev-18341	488	10	organizations	organization	NOUN
inlawrev-18341	488	11	(	(	PUNCT
inlawrev-18341	488	12	nrsros	nrsros	PROPN
inlawrev-18341	488	13	)	)	PUNCT
inlawrev-18341	488	14	,	,	PUNCT
inlawrev-18341	488	15	u.s	u.s	PROPN
inlawrev-18341	488	16	.	.	PROPN
inlawrev-18341	488	17	sec	sec	PROPN
inlawrev-18341	488	18	.	.	PROPN
inlawrev-18341	488	19	and	and	CCONJ
inlawrev-18341	488	20	exch	exch	PROPN
inlawrev-18341	488	21	.	.	PUNCT
inlawrev-18341	489	1	comm’n	comm’n	PROPN
inlawrev-18341	489	2	(	(	PUNCT
inlawrev-18341	489	3	last	last	ADJ
inlawrev-18341	489	4	modified	modify	VERB
inlawrev-18341	489	5	may	may	AUX
inlawrev-18341	489	6	31	31	NUM
inlawrev-18341	489	7	,	,	PUNCT
inlawrev-18341	489	8	2013	2013	NUM
inlawrev-18341	489	9	)	)	PUNCT
inlawrev-18341	489	10	,	,	PUNCT
inlawrev-18341	489	11	http://www.sec.gov/	http://www.sec.gov/	PROPN
inlawrev-18341	489	12	answers	answer	VERB
inlawrev-18341	489	13	/	/	SYM
inlawrev-18341	489	14	nrsro.htm	nrsro.htm	X
inlawrev-18341	489	15	archived	archive	VERB
inlawrev-18341	489	16	at	at	ADP
inlawrev-18341	489	17	http://perma.cc/d9re-pwwj	http://perma.cc/d9re-pwwj	ADV
inlawrev-18341	489	18	(	(	PUNCT
inlawrev-18341	489	19	discussing	discuss	VERB
inlawrev-18341	489	20	the	the	DET
inlawrev-18341	489	21	role	role	NOUN
inlawrev-18341	489	22	of	of	ADP
inlawrev-18341	489	23	nrsros	nrsro	NOUN
inlawrev-18341	489	24	in	in	ADP
inlawrev-18341	489	25	assessing	assess	VERB
inlawrev-18341	489	26	the	the	DET
inlawrev-18341	489	27	creditworthiness	creditworthiness	NOUN
inlawrev-18341	489	28	of	of	ADP
inlawrev-18341	489	29	an	an	DET
inlawrev-18341	489	30	entity	entity	NOUN
inlawrev-18341	489	31	with	with	ADP
inlawrev-18341	489	32	respect	respect	NOUN
inlawrev-18341	489	33	to	to	ADP
inlawrev-18341	489	34	specific	specific	ADJ
inlawrev-18341	489	35	securities	security	NOUN
inlawrev-18341	489	36	and	and	CCONJ
inlawrev-18341	489	37	money	money	NOUN
inlawrev-18341	489	38	market	market	NOUN
inlawrev-18341	489	39	instruments	instrument	NOUN
inlawrev-18341	489	40	)	)	PUNCT
inlawrev-18341	489	41	.	.	PUNCT
inlawrev-18341	490	1	165	165	NUM
inlawrev-18341	490	2	.	.	PUNCT
inlawrev-18341	491	1	as	as	ADP
inlawrev-18341	491	2	of	of	ADP
inlawrev-18341	491	3	the	the	DET
inlawrev-18341	491	4	end	end	NOUN
inlawrev-18341	491	5	of	of	ADP
inlawrev-18341	491	6	2013	2013	NUM
inlawrev-18341	491	7	there	there	PRON
inlawrev-18341	491	8	were	be	VERB
inlawrev-18341	491	9	ten	ten	NUM
inlawrev-18341	491	10	nationally	nationally	ADV
inlawrev-18341	491	11	recognized	recognize	VERB
inlawrev-18341	491	12	statistical	statistical	ADJ
inlawrev-18341	491	13	rating	rating	NOUN
inlawrev-18341	491	14	organizations	organization	NOUN
inlawrev-18341	491	15	(	(	PUNCT
inlawrev-18341	491	16	“	"	PUNCT
inlawrev-18341	491	17	nrsros	nrsros	PROPN
inlawrev-18341	491	18	”	"	PUNCT
inlawrev-18341	491	19	)	)	PUNCT
inlawrev-18341	491	20	,	,	PUNCT
inlawrev-18341	491	21	http://www.sec.gov/news/pressrelease/detail/pressrelease/13705	http://www.sec.gov/news/pressrelease/detail/pressrelease/13705	NOUN
inlawrev-18341	491	22	40557017#.u20cgdxdvac	40557017#.u20cgdxdvac	PROPN
inlawrev-18341	491	23	(	(	PUNCT
inlawrev-18341	491	24	last	last	ADV
inlawrev-18341	491	25	visited	visit	VERB
inlawrev-18341	491	26	april	april	PROPN
inlawrev-18341	491	27	2	2	NUM
inlawrev-18341	491	28	,	,	PUNCT
inlawrev-18341	491	29	2014	2014	NUM
inlawrev-18341	491	30	)	)	PUNCT
inlawrev-18341	491	31	.	.	PUNCT
inlawrev-18341	492	1	166	166	NUM
inlawrev-18341	492	2	.	.	PUNCT
inlawrev-18341	492	3	dealbook	dealbook	NOUN
inlawrev-18341	492	4	,	,	PUNCT
inlawrev-18341	492	5	ratings	rating	NOUN
inlawrev-18341	492	6	agencies	agency	NOUN
inlawrev-18341	492	7	draw	draw	VERB
inlawrev-18341	492	8	fire	fire	NOUN
inlawrev-18341	492	9	on	on	ADP
inlawrev-18341	492	10	capitol	capitol	PROPN
inlawrev-18341	492	11	hill	hill	PROPN
inlawrev-18341	492	12	,	,	PUNCT
inlawrev-18341	492	13	n.y	n.y	PROPN
inlawrev-18341	492	14	.	.	PROPN
inlawrev-18341	492	15	times	times	PROPN
inlawrev-18341	492	16	,	,	PUNCT
inlawrev-18341	492	17	oct	oct	PROPN
inlawrev-18341	492	18	.	.	PROPN
inlawrev-18341	492	19	22	22	NUM
inlawrev-18341	492	20	,	,	PUNCT
inlawrev-18341	492	21	2008	2008	NUM
inlawrev-18341	492	22	,	,	PUNCT
inlawrev-18341	492	23	http://dealbook.nytimes.com/2008/10/22/rating-agencies-draw-fire-capitol-hill/	http://dealbook.nytimes.com/2008/10/22/rating-agencies-draw-fire-capitol-hill/	PROPN
inlawrev-18341	492	24	,	,	PUNCT
inlawrev-18341	492	25	archived	archive	VERB
inlawrev-18341	492	26	at	at	ADP
inlawrev-18341	492	27	http://perma.cc/v98q-vh3a	http://perma.cc/v98q-vh3a	NOUN
inlawrev-18341	492	28	(	(	PUNCT
inlawrev-18341	492	29	quoting	quote	VERB
inlawrev-18341	492	30	henry	henry	PROPN
inlawrev-18341	492	31	waxman	waxman	PROPN
inlawrev-18341	492	32	,	,	PUNCT
inlawrev-18341	492	33	chair	chair	NOUN
inlawrev-18341	492	34	of	of	ADP
inlawrev-18341	492	35	the	the	DET
inlawrev-18341	492	36	house	house	PROPN
inlawrev-18341	492	37	committee	committee	PROPN
inlawrev-18341	492	38	on	on	ADP
inlawrev-18341	492	39	oversight	oversight	NOUN
inlawrev-18341	492	40	and	and	CCONJ
inlawrev-18341	492	41	government	government	NOUN
inlawrev-18341	492	42	reform	reform	NOUN
inlawrev-18341	492	43	)	)	PUNCT
inlawrev-18341	492	44	.	.	PUNCT
inlawrev-18341	493	1	warren	warren	PROPN
inlawrev-18341	493	2	buffet	buffet	PROPN
inlawrev-18341	493	3	invested	invest	VERB
inlawrev-18341	493	4	in	in	ADP
inlawrev-18341	493	5	moody	moody	PROPN
inlawrev-18341	493	6	’s	’s	PART
inlawrev-18341	493	7	due	due	ADP
inlawrev-18341	493	8	to	to	ADP
inlawrev-18341	493	9	its	its	PRON
inlawrev-18341	493	10	strong	strong	ADJ
inlawrev-18341	493	11	pricing	pricing	NOUN
inlawrev-18341	493	12	power	power	NOUN
inlawrev-18341	493	13	and	and	CCONJ
inlawrev-18341	493	14	because	because	SCONJ
inlawrev-18341	493	15	it	it	PRON
inlawrev-18341	493	16	was	be	AUX
inlawrev-18341	493	17	“	"	PUNCT
inlawrev-18341	493	18	a	a	DET
inlawrev-18341	493	19	natural	natural	ADJ
inlawrev-18341	493	20	duopoly	duopoly	ADJ
inlawrev-18341	493	21	”	"	PUNCT
inlawrev-18341	493	22	(	(	PUNCT
inlawrev-18341	493	23	as	as	SCONJ
inlawrev-18341	493	24	fitch	fitch	NOUN
inlawrev-18341	493	25	was	be	AUX
inlawrev-18341	493	26	very	very	ADV
inlawrev-18341	493	27	small	small	ADJ
inlawrev-18341	493	28	)	)	PUNCT
inlawrev-18341	493	29	.	.	PUNCT
inlawrev-18341	494	1	fcic	fcic	PROPN
inlawrev-18341	494	2	report	report	PROPN
inlawrev-18341	494	3	,	,	PUNCT
inlawrev-18341	494	4	supra	supra	PROPN
inlawrev-18341	494	5	note	note	NOUN
inlawrev-18341	494	6	3	3	NUM
inlawrev-18341	494	7	,	,	PUNCT
inlawrev-18341	494	8	at	at	ADP
inlawrev-18341	494	9	207	207	NUM
inlawrev-18341	494	10	(	(	PUNCT
inlawrev-18341	494	11	quoting	quote	VERB
inlawrev-18341	494	12	warren	warren	PROPN
inlawrev-18341	494	13	buffet	buffet	PROPN
inlawrev-18341	494	14	)	)	PUNCT
inlawrev-18341	494	15	.	.	PUNCT
inlawrev-18341	495	1	167	167	NUM
inlawrev-18341	495	2	.	.	PUNCT
inlawrev-18341	495	3	examining	examine	VERB
inlawrev-18341	495	4	the	the	DET
inlawrev-18341	495	5	role	role	NOUN
inlawrev-18341	495	6	of	of	ADP
inlawrev-18341	495	7	credit	credit	NOUN
inlawrev-18341	495	8	rating	rating	NOUN
inlawrev-18341	495	9	agencies	agency	NOUN
inlawrev-18341	495	10	in	in	ADP
inlawrev-18341	495	11	the	the	DET
inlawrev-18341	495	12	capital	capital	NOUN
inlawrev-18341	495	13	markets	market	NOUN
inlawrev-18341	495	14	:	:	PUNCT
inlawrev-18341	495	15	hearing	hear	VERB
inlawrev-18341	495	16	before	before	ADP
inlawrev-18341	495	17	the	the	DET
inlawrev-18341	495	18	h.	h.	PROPN
inlawrev-18341	495	19	comm	comm	NOUN
inlawrev-18341	495	20	.	.	PUNCT
inlawrev-18341	496	1	on	on	ADP
inlawrev-18341	496	2	banking	banking	NOUN
inlawrev-18341	496	3	,	,	PUNCT
inlawrev-18341	496	4	housing	housing	NOUN
inlawrev-18341	496	5	,	,	PUNCT
inlawrev-18341	496	6	and	and	CCONJ
inlawrev-18341	496	7	urban	urban	PROPN
inlawrev-18341	496	8	affairs	affair	NOUN
inlawrev-18341	496	9	,	,	PUNCT
inlawrev-18341	496	10	109th	109th	ADJ
inlawrev-18341	496	11	cong	cong	NOUN
inlawrev-18341	496	12	.	.	PUNCT
inlawrev-18341	497	1	(	(	PUNCT
inlawrev-18341	497	2	2005	2005	NUM
inlawrev-18341	497	3	)	)	PUNCT
inlawrev-18341	497	4	(	(	PUNCT
inlawrev-18341	497	5	statement	statement	NOUN
inlawrev-18341	497	6	of	of	ADP
inlawrev-18341	497	7	richard	richard	PROPN
inlawrev-18341	497	8	c.	c.	PROPN
inlawrev-18341	497	9	shelby	shelby	PROPN
inlawrev-18341	497	10	,	,	PUNCT
inlawrev-18341	497	11	chairman	chairman	NOUN
inlawrev-18341	497	12	of	of	ADP
inlawrev-18341	497	13	h.	h.	PROPN
inlawrev-18341	497	14	comm	comm	NOUN
inlawrev-18341	497	15	.	.	PUNCT
inlawrev-18341	498	1	on	on	ADP
inlawrev-18341	498	2	baking	baking	NOUN
inlawrev-18341	498	3	,	,	PUNCT
inlawrev-18341	498	4	housing	housing	NOUN
inlawrev-18341	498	5	,	,	PUNCT
inlawrev-18341	498	6	and	and	CCONJ
inlawrev-18341	498	7	urban	urban	ADJ
inlawrev-18341	498	8	affairs	affair	NOUN
inlawrev-18341	498	9	)	)	PUNCT
inlawrev-18341	498	10	.	.	PUNCT
inlawrev-18341	499	1	168	168	NUM
inlawrev-18341	499	2	.	.	PUNCT
inlawrev-18341	500	1	see	see	VERB
inlawrev-18341	500	2	frank	frank	PROPN
inlawrev-18341	500	3	partnoy	partnoy	ADJ
inlawrev-18341	500	4	,	,	PUNCT
inlawrev-18341	500	5	overdependence	overdependence	NOUN
inlawrev-18341	500	6	on	on	ADP
inlawrev-18341	500	7	credit	credit	NOUN
inlawrev-18341	500	8	ratings	rating	NOUN
inlawrev-18341	500	9	was	be	AUX
inlawrev-18341	500	10	a	a	DET
inlawrev-18341	500	11	primary	primary	ADJ
inlawrev-18341	500	12	cause	cause	NOUN
inlawrev-18341	500	13	of	of	ADP
inlawrev-18341	500	14	the	the	DET
inlawrev-18341	500	15	crisis	crisis	NOUN
inlawrev-18341	500	16	,	,	PUNCT
inlawrev-18341	500	17	yale	yale	PROPN
inlawrev-18341	500	18	univ	univ	PROPN
inlawrev-18341	500	19	.	.	PROPN
inlawrev-18341	501	1	1	1	NUM
inlawrev-18341	501	2	,	,	PUNCT
inlawrev-18341	501	3	1	1	NUM
inlawrev-18341	501	4	,	,	PUNCT
inlawrev-18341	501	5	http://www.law.yale.edu/documents/pdf/cbl/partnoy_overdependence	http://www.law.yale.edu/documents/pdf/cbl/partnoy_overdependence	NOUN
inlawrev-18341	502	1	_	_	SYM
inlawrev-18341	502	2	credit.pdf	credit.pdf	NOUN
inlawrev-18341	502	3	,	,	PUNCT
inlawrev-18341	502	4	archived	archive	VERB
inlawrev-18341	502	5	at	at	ADP
inlawrev-18341	502	6	http://perma.cc/p7c8-kyy7	http://perma.cc/p7c8-kyy7	PROPN
inlawrev-18341	502	7	(	(	PUNCT
inlawrev-18341	502	8	last	last	ADJ
inlawrev-18341	502	9	visited	visit	VERB
inlawrev-18341	502	10	feb	feb	PROPN
inlawrev-18341	502	11	.	.	PROPN
inlawrev-18341	502	12	2	2	NUM
inlawrev-18341	502	13	,	,	PUNCT
inlawrev-18341	502	14	2014	2014	NUM
inlawrev-18341	502	15	)	)	PUNCT
inlawrev-18341	503	1	(	(	PUNCT
inlawrev-18341	503	2	discussing	discuss	VERB
inlawrev-18341	503	3	how	how	SCONJ
inlawrev-18341	503	4	overdependence	overdependence	NOUN
inlawrev-18341	503	5	on	on	ADP
inlawrev-18341	503	6	nrsro	nrsro	ADJ
inlawrev-18341	503	7	credit	credit	NOUN
inlawrev-18341	503	8	ratings	rating	NOUN
inlawrev-18341	503	9	led	lead	VERB
inlawrev-18341	503	10	to	to	ADP
inlawrev-18341	503	11	the	the	DET
inlawrev-18341	503	12	2008	2008	NUM
inlawrev-18341	503	13	financial	financial	ADJ
inlawrev-18341	503	14	crisis	crisis	NOUN
inlawrev-18341	503	15	)	)	PUNCT
inlawrev-18341	503	16	.	.	PUNCT
inlawrev-18341	504	1	169	169	NUM
inlawrev-18341	504	2	.	.	PUNCT
inlawrev-18341	504	3	concept	concept	NOUN
inlawrev-18341	504	4	release	release	NOUN
inlawrev-18341	504	5	:	:	PUNCT
inlawrev-18341	504	6	rating	rating	NOUN
inlawrev-18341	504	7	agencies	agency	NOUN
inlawrev-18341	504	8	and	and	CCONJ
inlawrev-18341	504	9	the	the	DET
inlawrev-18341	504	10	use	use	NOUN
inlawrev-18341	504	11	of	of	ADP
inlawrev-18341	504	12	credit	credit	NOUN
inlawrev-18341	504	13	ratings	rating	NOUN
inlawrev-18341	504	14	under	under	ADP
inlawrev-18341	504	15	the	the	DET
inlawrev-18341	504	16	federal	federal	ADJ
inlawrev-18341	504	17	securities	security	NOUN
inlawrev-18341	504	18	laws	law	NOUN
inlawrev-18341	504	19	,	,	PUNCT
inlawrev-18341	504	20	securities	security	NOUN
inlawrev-18341	504	21	and	and	CCONJ
inlawrev-18341	504	22	exchange	exchange	PROPN
inlawrev-18341	504	23	commission	commission	PROPN
inlawrev-18341	504	24	,	,	PUNCT
inlawrev-18341	504	25	release	release	NOUN
inlawrev-18341	504	26	nos	nos	NOUN
inlawrev-18341	504	27	.	.	PROPN
inlawrev-18341	504	28	33	33	NUM
inlawrev-18341	504	29	-	-	SYM
inlawrev-18341	504	30	8236	8236	NUM
inlawrev-18341	504	31	,	,	PUNCT
inlawrev-18341	504	32	http://www.sec.gov/	http://www.sec.gov/	PROPN
inlawrev-18341	504	33	rules	rule	NOUN
inlawrev-18341	504	34	/	/	SYM
inlawrev-18341	504	35	concept/33	concept/33	VERB
inlawrev-18341	504	36	-	-	PUNCT
inlawrev-18341	504	37	8236.htm	8236.htm	NUM
inlawrev-18341	504	38	,	,	PUNCT
inlawrev-18341	504	39	archived	archive	VERB
inlawrev-18341	504	40	at	at	ADP
inlawrev-18341	504	41	http://perma.cc/a3dn-tzww	http://perma.cc/a3dn-tzww	PROPN
inlawrev-18341	504	42	.	.	PUNCT
inlawrev-18341	505	1	170	170	NUM
inlawrev-18341	505	2	.	.	PUNCT
inlawrev-18341	506	1	fcic	fcic	PROPN
inlawrev-18341	506	2	report	report	PROPN
inlawrev-18341	506	3	,	,	PUNCT
inlawrev-18341	506	4	supra	supra	PROPN
inlawrev-18341	506	5	note	note	NOUN
inlawrev-18341	506	6	3	3	NUM
inlawrev-18341	506	7	,	,	PUNCT
inlawrev-18341	506	8	at	at	ADP
inlawrev-18341	506	9	xxv	xxv	PROPN
inlawrev-18341	506	10	.	.	PROPN
inlawrev-18341	507	1	171	171	NUM
inlawrev-18341	507	2	.	.	PUNCT
inlawrev-18341	508	1	see	see	VERB
inlawrev-18341	508	2	holt	holt	PROPN
inlawrev-18341	508	3	,	,	PUNCT
inlawrev-18341	508	4	supra	supra	PROPN
inlawrev-18341	508	5	note	note	PROPN
inlawrev-18341	508	6	143	143	NUM
inlawrev-18341	508	7	,	,	PUNCT
inlawrev-18341	508	8	at	at	ADP
inlawrev-18341	508	9	120	120	NUM
inlawrev-18341	508	10	(	(	PUNCT
inlawrev-18341	508	11	discussing	discuss	VERB
inlawrev-18341	508	12	the	the	DET
inlawrev-18341	508	13	primary	primary	ADJ
inlawrev-18341	508	14	causes	cause	NOUN
inlawrev-18341	508	15	of	of	ADP
inlawrev-18341	508	16	the	the	DET
inlawrev-18341	508	17	housing	housing	NOUN
inlawrev-18341	508	18	bubble	bubble	NOUN
inlawrev-18341	508	19	and	and	CCONJ
inlawrev-18341	508	20	the	the	DET
inlawrev-18341	508	21	resulting	result	VERB
inlawrev-18341	508	22	credit	credit	NOUN
inlawrev-18341	508	23	crisis	crisis	NOUN
inlawrev-18341	508	24	)	)	PUNCT
inlawrev-18341	508	25	.	.	PUNCT
inlawrev-18341	509	1	172	172	X
inlawrev-18341	509	2	.	.	X
inlawrev-18341	510	1	see	see	VERB
inlawrev-18341	510	2	matt	matt	PROPN
inlawrev-18341	510	3	krantz	krantz	PROPN
inlawrev-18341	510	4	,	,	PUNCT
inlawrev-18341	510	5	2008	2008	NUM
inlawrev-18341	510	6	crisis	crisis	NOUN
inlawrev-18341	510	7	still	still	ADV
inlawrev-18341	510	8	hangs	hang	VERB
inlawrev-18341	510	9	over	over	ADP
inlawrev-18341	510	10	credit	credit	NOUN
inlawrev-18341	510	11	-	-	PUNCT
inlawrev-18341	510	12	rating	rating	NOUN
inlawrev-18341	510	13	firms	firm	NOUN
inlawrev-18341	510	14	,	,	PUNCT
inlawrev-18341	510	15	usa	usa	PROPN
inlawrev-18341	510	16	today	today	NOUN
inlawrev-18341	510	17	,	,	PUNCT
inlawrev-18341	510	18	sept	sept	PROPN
inlawrev-18341	510	19	.	.	PROPN
inlawrev-18341	510	20	58	58	NUM
inlawrev-18341	510	21	indiana	indiana	PROPN
inlawrev-18341	510	22	law	law	PROPN
inlawrev-18341	510	23	review	review	NOUN
inlawrev-18341	511	1	[	[	X
inlawrev-18341	511	2	vol	vol	NOUN
inlawrev-18341	511	3	.	.	PUNCT
inlawrev-18341	512	1	47:37	47:37	NUM
inlawrev-18341	512	2	rating	rating	NOUN
inlawrev-18341	512	3	agencies	agency	NOUN
inlawrev-18341	512	4	looked	look	VERB
inlawrev-18341	512	5	at	at	ADP
inlawrev-18341	512	6	the	the	DET
inlawrev-18341	512	7	combined	combine	VERB
inlawrev-18341	512	8	payouts	payout	NOUN
inlawrev-18341	512	9	from	from	ADP
inlawrev-18341	512	10	low	low	ADJ
inlawrev-18341	512	11	ranked	rank	VERB
inlawrev-18341	512	12	tranches	tranche	NOUN
inlawrev-18341	512	13	of	of	ADP
inlawrev-18341	512	14	the	the	DET
inlawrev-18341	512	15	mortgage	mortgage	NOUN
inlawrev-18341	512	16	-	-	PUNCT
inlawrev-18341	512	17	backed	back	VERB
inlawrev-18341	512	18	securities	security	NOUN
inlawrev-18341	512	19	into	into	ADP
inlawrev-18341	512	20	cdos	cdo	NOUN
inlawrev-18341	512	21	,	,	PUNCT
inlawrev-18341	512	22	and	and	CCONJ
inlawrev-18341	512	23	gave	give	VERB
inlawrev-18341	512	24	the	the	DET
inlawrev-18341	512	25	new	new	ADJ
inlawrev-18341	512	26	securities	security	NOUN
inlawrev-18341	512	27	investment	investment	NOUN
inlawrev-18341	512	28	grade	grade	NOUN
inlawrev-18341	512	29	ratings.173	ratings.173	NOUN
inlawrev-18341	512	30	like	like	ADP
inlawrev-18341	512	31	when	when	SCONJ
inlawrev-18341	512	32	rumpelstiltskin	rumpelstiltskin	NOUN
inlawrev-18341	512	33	turned	turn	VERB
inlawrev-18341	512	34	straw	straw	NOUN
inlawrev-18341	512	35	into	into	ADP
inlawrev-18341	512	36	gold	gold	NOUN
inlawrev-18341	512	37	,	,	PUNCT
inlawrev-18341	512	38	the	the	DET
inlawrev-18341	512	39	rating	rating	NOUN
inlawrev-18341	512	40	agencies	agency	NOUN
inlawrev-18341	512	41	’	'	PUNCT
inlawrev-18341	512	42	ratings	rating	NOUN
inlawrev-18341	512	43	transformed	transform	VERB
inlawrev-18341	512	44	junk	junk	NOUN
inlawrev-18341	512	45	securities	security	NOUN
inlawrev-18341	512	46	into	into	ADP
inlawrev-18341	512	47	investment	investment	NOUN
inlawrev-18341	512	48	grade	grade	NOUN
inlawrev-18341	512	49	securities	security	NOUN
inlawrev-18341	512	50	.	.	PUNCT
inlawrev-18341	513	1	combining	combine	VERB
inlawrev-18341	513	2	a	a	DET
inlawrev-18341	513	3	large	large	ADJ
inlawrev-18341	513	4	number	number	NOUN
inlawrev-18341	513	5	of	of	ADP
inlawrev-18341	513	6	risky	risky	ADJ
inlawrev-18341	513	7	payments	payment	NOUN
inlawrev-18341	513	8	(	(	PUNCT
inlawrev-18341	513	9	the	the	DET
inlawrev-18341	513	10	subprime	subprime	ADJ
inlawrev-18341	513	11	mortgages	mortgage	NOUN
inlawrev-18341	513	12	combined	combine	VERB
inlawrev-18341	513	13	into	into	ADP
inlawrev-18341	513	14	mbs	mb	NOUN
inlawrev-18341	513	15	)	)	PUNCT
inlawrev-18341	513	16	could	could	AUX
inlawrev-18341	513	17	theoretically	theoretically	ADV
inlawrev-18341	513	18	create	create	VERB
inlawrev-18341	513	19	less	less	ADV
inlawrev-18341	513	20	risky	risky	ADJ
inlawrev-18341	513	21	security	security	NOUN
inlawrev-18341	513	22	if	if	SCONJ
inlawrev-18341	513	23	the	the	DET
inlawrev-18341	513	24	payments	payment	NOUN
inlawrev-18341	513	25	were	be	AUX
inlawrev-18341	513	26	sufficiently	sufficiently	ADV
inlawrev-18341	513	27	independent	independent	ADJ
inlawrev-18341	513	28	of	of	ADP
inlawrev-18341	513	29	each	each	DET
inlawrev-18341	513	30	other.174	other.174	PROPN
inlawrev-18341	513	31	the	the	DET
inlawrev-18341	513	32	problem	problem	NOUN
inlawrev-18341	513	33	was	be	AUX
inlawrev-18341	513	34	not	not	PART
inlawrev-18341	513	35	with	with	ADP
inlawrev-18341	513	36	the	the	DET
inlawrev-18341	513	37	theory	theory	NOUN
inlawrev-18341	513	38	,	,	PUNCT
inlawrev-18341	513	39	it	it	PRON
inlawrev-18341	513	40	was	be	AUX
inlawrev-18341	513	41	that	that	SCONJ
inlawrev-18341	513	42	payments	payment	NOUN
inlawrev-18341	513	43	were	be	AUX
inlawrev-18341	513	44	not	not	PART
inlawrev-18341	513	45	independent	independent	ADJ
inlawrev-18341	513	46	of	of	ADP
inlawrev-18341	513	47	each	each	DET
inlawrev-18341	513	48	other.175	other.175	NOUN
inlawrev-18341	513	49	the	the	DET
inlawrev-18341	513	50	rating	rating	NOUN
inlawrev-18341	513	51	agencies	agency	NOUN
inlawrev-18341	513	52	’	'	PUNCT
inlawrev-18341	513	53	models	model	NOUN
inlawrev-18341	513	54	apparently	apparently	ADV
inlawrev-18341	513	55	failed	fail	VERB
inlawrev-18341	513	56	to	to	PART
inlawrev-18341	513	57	include	include	VERB
inlawrev-18341	513	58	possibilities	possibility	NOUN
inlawrev-18341	513	59	like	like	ADP
inlawrev-18341	513	60	a	a	DET
inlawrev-18341	513	61	nationwide	nationwide	ADJ
inlawrev-18341	513	62	decline	decline	NOUN
inlawrev-18341	513	63	in	in	ADP
inlawrev-18341	513	64	the	the	DET
inlawrev-18341	513	65	price	price	NOUN
inlawrev-18341	513	66	of	of	ADP
inlawrev-18341	513	67	housing.176	housing.176	PROPN
inlawrev-18341	513	68	standard	standard	PROPN
inlawrev-18341	513	69	&	&	CCONJ
inlawrev-18341	513	70	poor	poor	PROPN
inlawrev-18341	513	71	’s	’s	PART
inlawrev-18341	513	72	chief	chief	ADJ
inlawrev-18341	513	73	credit	credit	NOUN
inlawrev-18341	513	74	officer	officer	NOUN
inlawrev-18341	513	75	later	later	ADV
inlawrev-18341	513	76	admitted	admit	VERB
inlawrev-18341	513	77	the	the	DET
inlawrev-18341	513	78	model	model	NOUN
inlawrev-18341	513	79	they	they	PRON
inlawrev-18341	513	80	used	use	VERB
inlawrev-18341	513	81	was	be	AUX
inlawrev-18341	513	82	barely	barely	ADV
inlawrev-18341	513	83	better	well	ADJ
inlawrev-18341	513	84	than	than	ADP
inlawrev-18341	513	85	flipping	flip	VERB
inlawrev-18341	513	86	a	a	DET
inlawrev-18341	513	87	coin.177	coin.177	NOUN
inlawrev-18341	513	88	with	with	ADP
inlawrev-18341	513	89	the	the	DET
inlawrev-18341	513	90	benefit	benefit	NOUN
inlawrev-18341	513	91	of	of	ADP
inlawrev-18341	513	92	hindsight	hindsight	ADJ
inlawrev-18341	513	93	,	,	PUNCT
inlawrev-18341	513	94	the	the	DET
inlawrev-18341	513	95	optimistic	optimistic	ADJ
inlawrev-18341	513	96	rating	rating	NOUN
inlawrev-18341	513	97	of	of	ADP
inlawrev-18341	513	98	the	the	DET
inlawrev-18341	513	99	securities	security	NOUN
inlawrev-18341	513	100	built	build	VERB
inlawrev-18341	513	101	on	on	ADP
inlawrev-18341	513	102	subprime	subprime	ADJ
inlawrev-18341	513	103	mortgages	mortgage	NOUN
inlawrev-18341	513	104	was	be	AUX
inlawrev-18341	513	105	perhaps	perhaps	ADV
inlawrev-18341	513	106	the	the	DET
inlawrev-18341	513	107	largest	large	ADJ
inlawrev-18341	513	108	mispricing	mispricing	NOUN
inlawrev-18341	513	109	of	of	ADP
inlawrev-18341	513	110	risk	risk	NOUN
inlawrev-18341	513	111	ever.178	ever.178	PROPN
inlawrev-18341	513	112	why	why	SCONJ
inlawrev-18341	513	113	were	be	AUX
inlawrev-18341	513	114	the	the	DET
inlawrev-18341	513	115	rating	rating	NOUN
inlawrev-18341	513	116	agencies	agency	NOUN
inlawrev-18341	513	117	’	'	PUNCT
inlawrev-18341	513	118	models	model	NOUN
inlawrev-18341	513	119	and	and	CCONJ
inlawrev-18341	513	120	thus	thus	ADV
inlawrev-18341	513	121	their	their	PRON
inlawrev-18341	513	122	ratings	rating	NOUN
inlawrev-18341	513	123	so	so	ADV
inlawrev-18341	513	124	colossally	colossally	ADV
inlawrev-18341	513	125	wrong	wrong	ADJ
inlawrev-18341	513	126	?	?	PUNCT
inlawrev-18341	514	1	some	some	DET
inlawrev-18341	514	2	answers	answer	NOUN
inlawrev-18341	514	3	include	include	VERB
inlawrev-18341	514	4	conflicts	conflict	NOUN
inlawrev-18341	514	5	of	of	ADP
inlawrev-18341	514	6	interest	interest	NOUN
inlawrev-18341	514	7	,	,	PUNCT
inlawrev-18341	514	8	related	relate	VERB
inlawrev-18341	514	9	competitive	competitive	ADJ
inlawrev-18341	514	10	pressures	pressure	NOUN
inlawrev-18341	514	11	(	(	PUNCT
inlawrev-18341	514	12	or	or	CCONJ
inlawrev-18341	514	13	sometimes	sometimes	ADV
inlawrev-18341	514	14	a	a	DET
inlawrev-18341	514	15	lack	lack	NOUN
inlawrev-18341	514	16	of	of	ADP
inlawrev-18341	514	17	competition	competition	NOUN
inlawrev-18341	514	18	)	)	PUNCT
inlawrev-18341	514	19	,	,	PUNCT
inlawrev-18341	514	20	incompetence,179	incompetence,179	ADJ
inlawrev-18341	514	21	or	or	CCONJ
inlawrev-18341	514	22	perhaps	perhaps	ADV
inlawrev-18341	514	23	simply	simply	ADV
inlawrev-18341	514	24	the	the	DET
inlawrev-18341	514	25	problem	problem	NOUN
inlawrev-18341	514	26	of	of	ADP
inlawrev-18341	514	27	rating	rating	NOUN
inlawrev-18341	514	28	a	a	DET
inlawrev-18341	514	29	very	very	ADV
inlawrev-18341	514	30	complicated	complicated	ADJ
inlawrev-18341	514	31	security.180	security.180	ADJ
inlawrev-18341	514	32	the	the	DET
inlawrev-18341	514	33	most	most	ADV
inlawrev-18341	514	34	important	important	ADJ
inlawrev-18341	514	35	factor	factor	NOUN
inlawrev-18341	514	36	may	may	AUX
inlawrev-18341	514	37	13	13	NUM
inlawrev-18341	514	38	,	,	PUNCT
inlawrev-18341	514	39	2013	2013	NUM
inlawrev-18341	514	40	,	,	PUNCT
inlawrev-18341	514	41	http://www.usatoday.com/story/money/business/2013/09/13/credit-rating-agencies-2008financial-crisis-lehman/2759025/	http://www.usatoday.com/story/money/business/2013/09/13/credit-rating-agencies-2008financial-crisis-lehman/2759025/	PROPN
inlawrev-18341	514	42	,	,	PUNCT
inlawrev-18341	514	43	archived	archive	VERB
inlawrev-18341	514	44	at	at	ADP
inlawrev-18341	514	45	http://perma.cc/fmj5-ksrh	http://perma.cc/fmj5-ksrh	PROPN
inlawrev-18341	514	46	(	(	PUNCT
inlawrev-18341	514	47	discussing	discuss	VERB
inlawrev-18341	514	48	the	the	DET
inlawrev-18341	514	49	role	role	NOUN
inlawrev-18341	514	50	of	of	ADP
inlawrev-18341	514	51	credit	credit	NOUN
inlawrev-18341	514	52	-	-	PUNCT
inlawrev-18341	514	53	rating	rating	NOUN
inlawrev-18341	514	54	firms	firm	NOUN
inlawrev-18341	514	55	in	in	ADP
inlawrev-18341	514	56	the	the	DET
inlawrev-18341	514	57	2008	2008	NUM
inlawrev-18341	514	58	financial	financial	ADJ
inlawrev-18341	514	59	crisis	crisis	NOUN
inlawrev-18341	514	60	)	)	PUNCT
inlawrev-18341	514	61	.	.	PUNCT
inlawrev-18341	515	1	173	173	X
inlawrev-18341	515	2	.	.	PUNCT
inlawrev-18341	516	1	see	see	VERB
inlawrev-18341	516	2	i	i	PRON
inlawrev-18341	516	3	d.	d.	PROPN
inlawrev-18341	516	4	(	(	PUNCT
inlawrev-18341	516	5	discussing	discuss	VERB
inlawrev-18341	516	6	the	the	DET
inlawrev-18341	516	7	role	role	NOUN
inlawrev-18341	516	8	of	of	ADP
inlawrev-18341	516	9	credit	credit	NOUN
inlawrev-18341	516	10	-	-	PUNCT
inlawrev-18341	516	11	rating	rating	NOUN
inlawrev-18341	516	12	firms	firm	NOUN
inlawrev-18341	516	13	’	'	PUNCT
inlawrev-18341	516	14	ratings	rating	NOUN
inlawrev-18341	516	15	in	in	ADP
inlawrev-18341	516	16	marketing	market	VERB
inlawrev-18341	516	17	risky	risky	ADJ
inlawrev-18341	516	18	mortgagebacked	mortgagebacke	VERB
inlawrev-18341	516	19	securities	security	NOUN
inlawrev-18341	516	20	,	,	PUNCT
inlawrev-18341	516	21	such	such	ADJ
inlawrev-18341	516	22	as	as	ADP
inlawrev-18341	516	23	cdos	cdo	NOUN
inlawrev-18341	516	24	)	)	PUNCT
inlawrev-18341	516	25	.	.	PUNCT
inlawrev-18341	517	1	174	174	NUM
inlawrev-18341	517	2	.	.	PUNCT
inlawrev-18341	518	1	see	see	VERB
inlawrev-18341	518	2	roger	roger	PROPN
inlawrev-18341	518	3	lowenstein	lowenstein	PROPN
inlawrev-18341	518	4	,	,	PUNCT
inlawrev-18341	518	5	triple	triple	ADJ
inlawrev-18341	518	6	-	-	PUNCT
inlawrev-18341	518	7	a	a	DET
inlawrev-18341	518	8	failure	failure	NOUN
inlawrev-18341	518	9	,	,	PUNCT
inlawrev-18341	518	10	n.y	n.y	PROPN
inlawrev-18341	518	11	.	.	PROPN
inlawrev-18341	518	12	times	times	PROPN
inlawrev-18341	518	13	,	,	PUNCT
inlawrev-18341	518	14	apr	apr	PROPN
inlawrev-18341	518	15	.	.	PROPN
inlawrev-18341	518	16	27	27	NUM
inlawrev-18341	518	17	,	,	PUNCT
inlawrev-18341	518	18	2008	2008	NUM
inlawrev-18341	518	19	,	,	PUNCT
inlawrev-18341	518	20	http://www.nytimes	http://www.nytime	NOUN
inlawrev-18341	518	21	.	.	PUNCT
inlawrev-18341	519	1	com/2008/04/27	com/2008/04/27	X
inlawrev-18341	519	2	/	/	SYM
inlawrev-18341	519	3	magazine/27credit	magazine/27credit	NOUN
inlawrev-18341	519	4	-	-	PUNCT
inlawrev-18341	519	5	t.html?pagewanted	t.html?pagewante	VERB
inlawrev-18341	519	6	=	=	NOUN
inlawrev-18341	519	7	all	all	PRON
inlawrev-18341	519	8	,	,	PUNCT
inlawrev-18341	519	9	archived	archive	VERB
inlawrev-18341	519	10	at	at	ADP
inlawrev-18341	519	11	http://perma.cc/gu8qlkju	http://perma.cc/gu8qlkju	PROPN
inlawrev-18341	519	12	(	(	PUNCT
inlawrev-18341	519	13	discussing	discuss	VERB
inlawrev-18341	519	14	the	the	DET
inlawrev-18341	519	15	bundling	bundling	NOUN
inlawrev-18341	519	16	of	of	ADP
inlawrev-18341	519	17	sub	sub	ADJ
inlawrev-18341	519	18	-	-	ADJ
inlawrev-18341	519	19	prime	prime	ADJ
inlawrev-18341	519	20	mortgages	mortgage	NOUN
inlawrev-18341	519	21	to	to	PART
inlawrev-18341	519	22	create	create	VERB
inlawrev-18341	519	23	suitable	suitable	ADJ
inlawrev-18341	519	24	investments	investment	NOUN
inlawrev-18341	519	25	)	)	PUNCT
inlawrev-18341	519	26	;	;	PUNCT
inlawrev-18341	519	27	see	see	VERB
inlawrev-18341	519	28	also	also	ADV
inlawrev-18341	519	29	stephen	stephen	PROPN
inlawrev-18341	519	30	hsu	hsu	PROPN
inlawrev-18341	519	31	,	,	PUNCT
inlawrev-18341	519	32	central	central	ADJ
inlawrev-18341	519	33	limit	limit	NOUN
inlawrev-18341	519	34	theorem	theorem	NOUN
inlawrev-18341	519	35	and	and	CCONJ
inlawrev-18341	519	36	securitization	securitization	NOUN
inlawrev-18341	519	37	:	:	PUNCT
inlawrev-18341	519	38	how	how	SCONJ
inlawrev-18341	519	39	to	to	PART
inlawrev-18341	519	40	build	build	VERB
inlawrev-18341	519	41	a	a	DET
inlawrev-18341	519	42	cdo	cdo	NOUN
inlawrev-18341	519	43	,	,	PUNCT
inlawrev-18341	519	44	information	information	NOUN
inlawrev-18341	519	45	processing	processing	NOUN
inlawrev-18341	519	46	(	(	PUNCT
inlawrev-18341	519	47	nov	nov	PROPN
inlawrev-18341	519	48	.	.	PROPN
inlawrev-18341	519	49	16	16	NUM
inlawrev-18341	519	50	2008	2008	NUM
inlawrev-18341	519	51	)	)	PUNCT
inlawrev-18341	519	52	,	,	PUNCT
inlawrev-18341	519	53	http://infoproc.blogspot.com/2008/11/central-limit-theoremand_16.html	http://infoproc.blogspot.com/2008/11/central-limit-theoremand_16.html	PROPN
inlawrev-18341	519	54	archived	archive	VERB
inlawrev-18341	519	55	at	at	ADP
inlawrev-18341	519	56	http://perma.cc/plz6-f3fa	http://perma.cc/plz6-f3fa	ADV
inlawrev-18341	519	57	(	(	PUNCT
inlawrev-18341	519	58	explaining	explain	VERB
inlawrev-18341	519	59	how	how	SCONJ
inlawrev-18341	519	60	cdos	cdo	NOUN
inlawrev-18341	519	61	can	can	AUX
inlawrev-18341	519	62	be	be	AUX
inlawrev-18341	519	63	made	make	VERB
inlawrev-18341	519	64	less	less	ADV
inlawrev-18341	519	65	risky	risky	ADJ
inlawrev-18341	519	66	if	if	SCONJ
inlawrev-18341	519	67	the	the	DET
inlawrev-18341	519	68	individual	individual	ADJ
inlawrev-18341	519	69	default	default	NOUN
inlawrev-18341	519	70	probabilities	probability	NOUN
inlawrev-18341	519	71	are	be	AUX
inlawrev-18341	519	72	independent	independent	ADJ
inlawrev-18341	519	73	of	of	ADP
inlawrev-18341	519	74	each	each	DET
inlawrev-18341	519	75	other	other	ADJ
inlawrev-18341	519	76	)	)	PUNCT
inlawrev-18341	519	77	.	.	PUNCT
inlawrev-18341	520	1	175	175	NUM
inlawrev-18341	520	2	.	.	PUNCT
inlawrev-18341	521	1	see	see	VERB
inlawrev-18341	521	2	hsu	hsu	PROPN
inlawrev-18341	521	3	,	,	PUNCT
inlawrev-18341	521	4	supra	supra	PROPN
inlawrev-18341	521	5	note	note	PROPN
inlawrev-18341	521	6	174	174	NUM
inlawrev-18341	521	7	(	(	PUNCT
inlawrev-18341	521	8	discussing	discuss	VERB
inlawrev-18341	521	9	why	why	SCONJ
inlawrev-18341	521	10	cdos	cdo	NOUN
inlawrev-18341	521	11	are	be	AUX
inlawrev-18341	521	12	risky	risky	ADJ
inlawrev-18341	521	13	if	if	SCONJ
inlawrev-18341	521	14	the	the	DET
inlawrev-18341	521	15	default	default	NOUN
inlawrev-18341	521	16	probabilities	probability	NOUN
inlawrev-18341	521	17	are	be	AUX
inlawrev-18341	521	18	not	not	PART
inlawrev-18341	521	19	independent	independent	ADJ
inlawrev-18341	521	20	of	of	ADP
inlawrev-18341	521	21	each	each	DET
inlawrev-18341	521	22	other	other	ADJ
inlawrev-18341	521	23	)	)	PUNCT
inlawrev-18341	521	24	.	.	PUNCT
inlawrev-18341	522	1	176	176	NUM
inlawrev-18341	522	2	.	.	PUNCT
inlawrev-18341	523	1	see	see	VERB
inlawrev-18341	523	2	christopher	christopher	PROPN
inlawrev-18341	523	3	alessi	alessi	PROPN
inlawrev-18341	523	4	et	et	PROPN
inlawrev-18341	523	5	al	al	PROPN
inlawrev-18341	523	6	.	.	PROPN
inlawrev-18341	523	7	,	,	PUNCT
inlawrev-18341	523	8	the	the	DET
inlawrev-18341	523	9	credit	credit	NOUN
inlawrev-18341	523	10	rating	rating	NOUN
inlawrev-18341	523	11	controversy	controversy	NOUN
inlawrev-18341	523	12	,	,	PUNCT
inlawrev-18341	523	13	council	council	NOUN
inlawrev-18341	523	14	on	on	ADP
inlawrev-18341	523	15	foreign	foreign	ADJ
inlawrev-18341	523	16	relations	relation	NOUN
inlawrev-18341	523	17	(	(	PUNCT
inlawrev-18341	523	18	oct	oct	PROPN
inlawrev-18341	523	19	.	.	PROPN
inlawrev-18341	523	20	22	22	NUM
inlawrev-18341	523	21	,	,	PUNCT
inlawrev-18341	523	22	2013	2013	NUM
inlawrev-18341	523	23	)	)	PUNCT
inlawrev-18341	523	24	,	,	PUNCT
inlawrev-18341	523	25	http://www.cfr.org/financial-crises/credit-rating-controversy/p22328	http://www.cfr.org/financial-crises/credit-rating-controversy/p22328	PROPN
inlawrev-18341	523	26	,	,	PUNCT
inlawrev-18341	523	27	archived	archive	VERB
inlawrev-18341	523	28	at	at	ADP
inlawrev-18341	523	29	http://perma.cc/pk37-gbzb	http://perma.cc/pk37-gbzb	X
inlawrev-18341	523	30	(	(	PUNCT
inlawrev-18341	523	31	discussing	discuss	VERB
inlawrev-18341	523	32	how	how	SCONJ
inlawrev-18341	523	33	credit	credit	NOUN
inlawrev-18341	523	34	-	-	PUNCT
inlawrev-18341	523	35	rating	rating	NOUN
inlawrev-18341	523	36	firms	firm	NOUN
inlawrev-18341	523	37	failed	fail	VERB
inlawrev-18341	523	38	to	to	PART
inlawrev-18341	523	39	judge	judge	VERB
inlawrev-18341	523	40	the	the	DET
inlawrev-18341	523	41	likelihood	likelihood	NOUN
inlawrev-18341	523	42	of	of	ADP
inlawrev-18341	523	43	the	the	DET
inlawrev-18341	523	44	decline	decline	NOUN
inlawrev-18341	523	45	in	in	ADP
inlawrev-18341	523	46	housing	housing	NOUN
inlawrev-18341	523	47	prices	price	NOUN
inlawrev-18341	523	48	and	and	CCONJ
inlawrev-18341	523	49	their	their	PRON
inlawrev-18341	523	50	effect	effect	NOUN
inlawrev-18341	523	51	on	on	ADP
inlawrev-18341	523	52	loan	loan	NOUN
inlawrev-18341	523	53	defaults	default	NOUN
inlawrev-18341	523	54	)	)	PUNCT
inlawrev-18341	523	55	.	.	PUNCT
inlawrev-18341	524	1	177	177	NUM
inlawrev-18341	524	2	.	.	PUNCT
inlawrev-18341	525	1	see	see	VERB
inlawrev-18341	525	2	susan	susan	PROPN
inlawrev-18341	525	3	beck	beck	PROPN
inlawrev-18341	525	4	,	,	PUNCT
inlawrev-18341	525	5	the	the	DET
inlawrev-18341	525	6	treasure	treasure	NOUN
inlawrev-18341	525	7	buried	bury	VERB
inlawrev-18341	525	8	in	in	ADP
inlawrev-18341	525	9	financial	financial	ADJ
inlawrev-18341	525	10	crisis	crisis	NOUN
inlawrev-18341	525	11	litigation	litigation	NOUN
inlawrev-18341	525	12	,	,	PUNCT
inlawrev-18341	525	13	am	be	AUX
inlawrev-18341	525	14	.	.	PUNCT
inlawrev-18341	526	1	law	law	NOUN
inlawrev-18341	526	2	.	.	PUNCT
inlawrev-18341	526	3	,	,	PUNCT
inlawrev-18341	526	4	june	june	PROPN
inlawrev-18341	526	5	19	19	NUM
inlawrev-18341	526	6	,	,	PUNCT
inlawrev-18341	526	7	2013	2013	NUM
inlawrev-18341	526	8	(	(	PUNCT
inlawrev-18341	526	9	quoting	quote	VERB
inlawrev-18341	526	10	a	a	DET
inlawrev-18341	526	11	deposition	deposition	NOUN
inlawrev-18341	526	12	from	from	ADP
inlawrev-18341	526	13	frank	frank	PROPN
inlawrev-18341	526	14	parisi	parisi	PROPN
inlawrev-18341	526	15	,	,	PUNCT
inlawrev-18341	526	16	s&p	s&p	PROPN
inlawrev-18341	526	17	’s	’s	PART
inlawrev-18341	526	18	chief	chief	ADJ
inlawrev-18341	526	19	credit	credit	NOUN
inlawrev-18341	526	20	officer	officer	NOUN
inlawrev-18341	526	21	for	for	ADP
inlawrev-18341	526	22	structured	structured	ADJ
inlawrev-18341	526	23	finance	finance	NOUN
inlawrev-18341	526	24	)	)	PUNCT
inlawrev-18341	526	25	.	.	PUNCT
inlawrev-18341	527	1	178	178	NUM
inlawrev-18341	527	2	.	.	PUNCT
inlawrev-18341	528	1	see	see	VERB
inlawrev-18341	528	2	lang	lang	PROPN
inlawrev-18341	528	3	&	&	CCONJ
inlawrev-18341	528	4	jagtiani	jagtiani	PROPN
inlawrev-18341	528	5	,	,	PUNCT
inlawrev-18341	528	6	supra	supra	PROPN
inlawrev-18341	528	7	note	note	PROPN
inlawrev-18341	528	8	139	139	NUM
inlawrev-18341	528	9	;	;	PUNCT
inlawrev-18341	528	10	aline	aline	PROPN
inlawrev-18341	528	11	darbellay	darbellay	PROPN
inlawrev-18341	528	12	&	&	CCONJ
inlawrev-18341	528	13	frank	frank	PROPN
inlawrev-18341	528	14	partnoy	partnoy	PROPN
inlawrev-18341	528	15	,	,	PUNCT
inlawrev-18341	528	16	credit	credit	NOUN
inlawrev-18341	528	17	rating	rating	NOUN
inlawrev-18341	528	18	agencies	agency	NOUN
inlawrev-18341	528	19	under	under	ADP
inlawrev-18341	528	20	the	the	DET
inlawrev-18341	528	21	dodd	dodd	PROPN
inlawrev-18341	528	22	-	-	PUNCT
inlawrev-18341	528	23	frank	frank	PROPN
inlawrev-18341	528	24	act	act	PROPN
inlawrev-18341	528	25	,	,	PUNCT
inlawrev-18341	528	26	30	30	NUM
inlawrev-18341	528	27	banking	banking	NOUN
inlawrev-18341	528	28	&	&	CCONJ
inlawrev-18341	528	29	financial	financial	PROPN
inlawrev-18341	528	30	services	service	NOUN
inlawrev-18341	528	31	policy	policy	NOUN
inlawrev-18341	528	32	report	report	NOUN
inlawrev-18341	528	33	1	1	NUM
inlawrev-18341	528	34	,	,	PUNCT
inlawrev-18341	528	35	2	2	NUM
inlawrev-18341	528	36	(	(	PUNCT
inlawrev-18341	528	37	2011	2011	NUM
inlawrev-18341	528	38	)	)	PUNCT
inlawrev-18341	528	39	(	(	PUNCT
inlawrev-18341	528	40	noting	note	VERB
inlawrev-18341	528	41	,	,	PUNCT
inlawrev-18341	528	42	for	for	ADP
inlawrev-18341	528	43	example	example	NOUN
inlawrev-18341	528	44	,	,	PUNCT
inlawrev-18341	528	45	that	that	SCONJ
inlawrev-18341	528	46	“	"	PUNCT
inlawrev-18341	528	47	[	[	X
inlawrev-18341	528	48	i]n	i]n	NOUN
inlawrev-18341	528	49	2006	2006	NUM
inlawrev-18341	528	50	,	,	PUNCT
inlawrev-18341	528	51	869	869	NUM
inlawrev-18341	528	52	billion	billion	NUM
inlawrev-18341	528	53	us	us	PROPN
inlawrev-18341	528	54	dollars	dollar	NOUN
inlawrev-18341	528	55	of	of	ADP
inlawrev-18341	528	56	mortgage	mortgage	NOUN
inlawrev-18341	528	57	-	-	PUNCT
inlawrev-18341	528	58	related	relate	VERB
inlawrev-18341	528	59	securities	security	NOUN
inlawrev-18341	528	60	were	be	AUX
inlawrev-18341	528	61	rated	rate	VERB
inlawrev-18341	528	62	triple	triple	ADJ
inlawrev-18341	528	63	-	-	PUNCT
inlawrev-18341	528	64	a	a	NOUN
inlawrev-18341	528	65	by	by	ADP
inlawrev-18341	528	66	moody	moody	PROPN
inlawrev-18341	528	67	’s	’s	PART
inlawrev-18341	528	68	and	and	CCONJ
inlawrev-18341	528	69	83	83	NUM
inlawrev-18341	528	70	percent	percent	NOUN
inlawrev-18341	528	71	went	go	VERB
inlawrev-18341	528	72	on	on	ADP
inlawrev-18341	528	73	to	to	PART
inlawrev-18341	528	74	be	be	AUX
inlawrev-18341	528	75	downgraded	downgrade	VERB
inlawrev-18341	528	76	within	within	ADP
inlawrev-18341	528	77	six	six	NUM
inlawrev-18341	528	78	months	month	NOUN
inlawrev-18341	528	79	”	"	PUNCT
inlawrev-18341	528	80	)	)	PUNCT
inlawrev-18341	528	81	.	.	PUNCT
inlawrev-18341	529	1	179	179	NUM
inlawrev-18341	529	2	.	.	PUNCT
inlawrev-18341	530	1	see	see	VERB
inlawrev-18341	530	2	lewis	lewis	PROPN
inlawrev-18341	530	3	,	,	PUNCT
inlawrev-18341	530	4	supra	supra	PROPN
inlawrev-18341	530	5	note	note	NOUN
inlawrev-18341	530	6	2	2	NUM
inlawrev-18341	530	7	,	,	PUNCT
inlawrev-18341	530	8	at	at	ADP
inlawrev-18341	530	9	156	156	NUM
inlawrev-18341	530	10	(	(	PUNCT
inlawrev-18341	530	11	describing	describe	VERB
inlawrev-18341	530	12	how	how	SCONJ
inlawrev-18341	530	13	the	the	DET
inlawrev-18341	530	14	best	good	ADJ
inlawrev-18341	530	15	analysts	analyst	NOUN
inlawrev-18341	530	16	would	would	AUX
inlawrev-18341	530	17	leave	leave	VERB
inlawrev-18341	530	18	for	for	ADP
inlawrev-18341	530	19	higher	high	ADJ
inlawrev-18341	530	20	paying	pay	VERB
inlawrev-18341	530	21	investment	investment	NOUN
inlawrev-18341	530	22	banking	banking	NOUN
inlawrev-18341	530	23	jobs	job	NOUN
inlawrev-18341	530	24	)	)	PUNCT
inlawrev-18341	530	25	.	.	PUNCT
inlawrev-18341	531	1	180	180	NUM
inlawrev-18341	531	2	.	.	PUNCT
inlawrev-18341	531	3	see	see	VERB
inlawrev-18341	531	4	,	,	PUNCT
inlawrev-18341	531	5	e.g.	e.g.	ADV
inlawrev-18341	531	6	,	,	PUNCT
inlawrev-18341	531	7	john	john	PROPN
inlawrev-18341	531	8	b.	b.	PROPN
inlawrev-18341	531	9	taylor	taylor	PROPN
inlawrev-18341	531	10	,	,	PUNCT
inlawrev-18341	531	11	how	how	SCONJ
inlawrev-18341	531	12	government	government	NOUN
inlawrev-18341	531	13	created	create	VERB
inlawrev-18341	531	14	the	the	DET
inlawrev-18341	531	15	financial	financial	ADJ
inlawrev-18341	531	16	crisis	crisis	NOUN
inlawrev-18341	531	17	,	,	PUNCT
inlawrev-18341	531	18	wall	wall	PROPN
inlawrev-18341	531	19	st	st	PROPN
inlawrev-18341	531	20	.	.	PROPN
inlawrev-18341	531	21	j.	j.	PROPN
inlawrev-18341	531	22	,	,	PUNCT
inlawrev-18341	531	23	feb	feb	PROPN
inlawrev-18341	531	24	.	.	PROPN
inlawrev-18341	531	25	9	9	NUM
inlawrev-18341	531	26	,	,	PUNCT
inlawrev-18341	531	27	2009	2009	NUM
inlawrev-18341	531	28	,	,	PUNCT
inlawrev-18341	531	29	http://online.wsj.com/article/sb123414310280561945.html	http://online.wsj.com/article/sb123414310280561945.html	PROPN
inlawrev-18341	531	30	,	,	PUNCT
inlawrev-18341	531	31	archived	archive	VERB
inlawrev-18341	531	32	at	at	ADP
inlawrev-18341	531	33	http://perma	http://perma	PROPN
inlawrev-18341	531	34	.	.	PUNCT
inlawrev-18341	532	1	2014	2014	NUM
inlawrev-18341	532	2	]	]	PUNCT
inlawrev-18341	532	3	revisiting	revisit	VERB
inlawrev-18341	532	4	causes	cause	NOUN
inlawrev-18341	532	5	of	of	ADP
inlawrev-18341	532	6	the	the	DET
inlawrev-18341	532	7	financial	financial	ADJ
inlawrev-18341	532	8	crisis	crisis	NOUN
inlawrev-18341	532	9	59	59	NUM
inlawrev-18341	532	10	well	well	ADV
inlawrev-18341	532	11	be	be	AUX
inlawrev-18341	532	12	the	the	DET
inlawrev-18341	532	13	conflicts	conflict	NOUN
inlawrev-18341	532	14	of	of	ADP
inlawrev-18341	532	15	interest.181	interest.181	NOUN
inlawrev-18341	532	16	rating	rating	NOUN
inlawrev-18341	532	17	agencies	agency	NOUN
inlawrev-18341	532	18	are	be	AUX
inlawrev-18341	532	19	paid	pay	VERB
inlawrev-18341	532	20	by	by	ADP
inlawrev-18341	532	21	the	the	DET
inlawrev-18341	532	22	issuers	issuer	NOUN
inlawrev-18341	532	23	of	of	ADP
inlawrev-18341	532	24	securities	security	NOUN
inlawrev-18341	532	25	—	—	PUNCT
inlawrev-18341	532	26	the	the	DET
inlawrev-18341	532	27	parties	party	NOUN
inlawrev-18341	532	28	that	that	PRON
inlawrev-18341	532	29	most	most	ADV
inlawrev-18341	532	30	want	want	VERB
inlawrev-18341	532	31	the	the	DET
inlawrev-18341	532	32	higher	high	ADJ
inlawrev-18341	532	33	ratings.182	ratings.182	NOUN
inlawrev-18341	532	34	the	the	DET
inlawrev-18341	532	35	conflict	conflict	NOUN
inlawrev-18341	532	36	of	of	ADP
inlawrev-18341	532	37	interest	interest	NOUN
inlawrev-18341	532	38	was	be	AUX
inlawrev-18341	532	39	obvious	obvious	ADJ
inlawrev-18341	532	40	and	and	CCONJ
inlawrev-18341	532	41	transparent.183	transparent.183	NOUN
inlawrev-18341	532	42	in	in	ADP
inlawrev-18341	532	43	one	one	NUM
inlawrev-18341	532	44	famous	famous	ADJ
inlawrev-18341	532	45	instant	instant	ADJ
inlawrev-18341	532	46	message	message	NOUN
inlawrev-18341	532	47	conversation	conversation	NOUN
inlawrev-18341	532	48	between	between	ADP
inlawrev-18341	532	49	standard	standard	PROPN
inlawrev-18341	532	50	&	&	CCONJ
inlawrev-18341	532	51	poor	poor	ADJ
inlawrev-18341	532	52	employees	employee	NOUN
inlawrev-18341	532	53	,	,	PUNCT
inlawrev-18341	532	54	the	the	DET
inlawrev-18341	532	55	two	two	NUM
inlawrev-18341	532	56	analysts	analyst	NOUN
inlawrev-18341	532	57	agreed	agree	VERB
inlawrev-18341	532	58	that	that	SCONJ
inlawrev-18341	532	59	they	they	PRON
inlawrev-18341	532	60	should	should	AUX
inlawrev-18341	532	61	not	not	PART
inlawrev-18341	532	62	be	be	AUX
inlawrev-18341	532	63	rating	rate	VERB
inlawrev-18341	532	64	the	the	DET
inlawrev-18341	532	65	security	security	NOUN
inlawrev-18341	532	66	,	,	PUNCT
inlawrev-18341	532	67	and	and	CCONJ
inlawrev-18341	532	68	that	that	SCONJ
inlawrev-18341	532	69	their	their	PRON
inlawrev-18341	532	70	model	model	NOUN
inlawrev-18341	532	71	definitely	definitely	ADV
inlawrev-18341	532	72	did	do	AUX
inlawrev-18341	532	73	not	not	PART
inlawrev-18341	532	74	capture	capture	VERB
inlawrev-18341	532	75	the	the	DET
inlawrev-18341	532	76	risk	risk	NOUN
inlawrev-18341	532	77	involved.184	involved.184	VERB
inlawrev-18341	532	78	one	one	NOUN
inlawrev-18341	532	79	concluded	conclude	VERB
inlawrev-18341	532	80	that	that	SCONJ
inlawrev-18341	532	81	a	a	DET
inlawrev-18341	532	82	deal	deal	NOUN
inlawrev-18341	532	83	“	"	PUNCT
inlawrev-18341	532	84	could	could	AUX
inlawrev-18341	532	85	be	be	AUX
inlawrev-18341	532	86	structured	structure	VERB
inlawrev-18341	532	87	by	by	ADP
inlawrev-18341	532	88	cows	cow	NOUN
inlawrev-18341	532	89	and	and	CCONJ
inlawrev-18341	532	90	we	we	PRON
inlawrev-18341	532	91	would	would	AUX
inlawrev-18341	532	92	rate	rate	VERB
inlawrev-18341	532	93	it	it	PRON
inlawrev-18341	532	94	.	.	PUNCT
inlawrev-18341	532	95	”185	”185	PUNCT
inlawrev-18341	533	1	or	or	CCONJ
inlawrev-18341	533	2	as	as	SCONJ
inlawrev-18341	533	3	mr	mr	PROPN
inlawrev-18341	533	4	.	.	PROPN
inlawrev-18341	533	5	mcdaniels	mcdaniels	PROPN
inlawrev-18341	533	6	of	of	ADP
inlawrev-18341	533	7	moody	moody	PROPN
inlawrev-18341	533	8	agreed	agree	VERB
inlawrev-18341	533	9	,	,	PUNCT
inlawrev-18341	533	10	at	at	ADP
inlawrev-18341	533	11	times	time	NOUN
inlawrev-18341	533	12	“	"	PUNCT
inlawrev-18341	533	13	we	we	PRON
inlawrev-18341	533	14	drink	drink	VERB
inlawrev-18341	533	15	the	the	DET
inlawrev-18341	533	16	kool	kool	NOUN
inlawrev-18341	533	17	-	-	PUNCT
inlawrev-18341	533	18	aid	aid	NOUN
inlawrev-18341	533	19	.	.	PUNCT
inlawrev-18341	534	1	”186	”186	VERB
inlawrev-18341	534	2	the	the	DET
inlawrev-18341	534	3	conflicts	conflict	NOUN
inlawrev-18341	534	4	were	be	AUX
inlawrev-18341	534	5	exacerbated	exacerbate	VERB
inlawrev-18341	534	6	as	as	SCONJ
inlawrev-18341	534	7	the	the	DET
inlawrev-18341	534	8	issuers	issuer	NOUN
inlawrev-18341	534	9	could	could	AUX
inlawrev-18341	534	10	shop	shop	VERB
inlawrev-18341	534	11	around	around	ADV
inlawrev-18341	534	12	between	between	ADP
inlawrev-18341	534	13	agencies	agency	NOUN
inlawrev-18341	534	14	for	for	ADP
inlawrev-18341	534	15	the	the	DET
inlawrev-18341	534	16	rating	rating	NOUN
inlawrev-18341	534	17	they	they	PRON
inlawrev-18341	534	18	wanted,187	wanted,187	VERB
inlawrev-18341	534	19	and	and	CCONJ
inlawrev-18341	534	20	would	would	AUX
inlawrev-18341	534	21	not	not	PART
inlawrev-18341	534	22	necessarily	necessarily	ADV
inlawrev-18341	534	23	disclose	disclose	VERB
inlawrev-18341	534	24	all	all	PRON
inlawrev-18341	534	25	of	of	ADP
inlawrev-18341	534	26	the	the	DET
inlawrev-18341	534	27	relevant	relevant	ADJ
inlawrev-18341	534	28	characteristics	characteristic	NOUN
inlawrev-18341	534	29	of	of	ADP
inlawrev-18341	534	30	the	the	DET
inlawrev-18341	534	31	assets	asset	NOUN
inlawrev-18341	534	32	that	that	PRON
inlawrev-18341	534	33	underlay	underlay	VERB
inlawrev-18341	534	34	the	the	DET
inlawrev-18341	534	35	securities.188	securities.188	NOUN
inlawrev-18341	534	36	the	the	DET
inlawrev-18341	534	37	rating	rating	NOUN
inlawrev-18341	534	38	agencies	agency	NOUN
inlawrev-18341	534	39	’	'	PUNCT
inlawrev-18341	534	40	poor	poor	ADJ
inlawrev-18341	534	41	performance	performance	NOUN
inlawrev-18341	534	42	would	would	AUX
inlawrev-18341	534	43	not	not	PART
inlawrev-18341	534	44	have	have	AUX
inlawrev-18341	534	45	brought	bring	VERB
inlawrev-18341	534	46	about	about	ADP
inlawrev-18341	534	47	the	the	DET
inlawrev-18341	534	48	financial	financial	ADJ
inlawrev-18341	534	49	crisis	crisis	NOUN
inlawrev-18341	534	50	on	on	ADP
inlawrev-18341	534	51	its	its	PRON
inlawrev-18341	534	52	own.189	own.189	NOUN
inlawrev-18341	534	53	but	but	CCONJ
inlawrev-18341	534	54	it	it	PRON
inlawrev-18341	534	55	is	be	AUX
inlawrev-18341	534	56	also	also	ADV
inlawrev-18341	534	57	fair	fair	ADJ
inlawrev-18341	534	58	to	to	PART
inlawrev-18341	534	59	say	say	VERB
inlawrev-18341	534	60	that	that	SCONJ
inlawrev-18341	534	61	the	the	DET
inlawrev-18341	534	62	financial	financial	ADJ
inlawrev-18341	534	63	crisis	crisis	NOUN
inlawrev-18341	534	64	could	could	AUX
inlawrev-18341	534	65	not	not	PART
inlawrev-18341	534	66	have	have	AUX
inlawrev-18341	534	67	occurred	occur	VERB
inlawrev-18341	534	68	at	at	ADP
inlawrev-18341	534	69	anything	anything	PRON
inlawrev-18341	534	70	like	like	ADP
inlawrev-18341	534	71	the	the	DET
inlawrev-18341	534	72	scale	scale	NOUN
inlawrev-18341	534	73	at	at	ADP
inlawrev-18341	534	74	which	which	PRON
inlawrev-18341	534	75	it	it	PRON
inlawrev-18341	534	76	did	do	VERB
inlawrev-18341	534	77	without	without	ADP
inlawrev-18341	534	78	the	the	DET
inlawrev-18341	534	79	rating	rating	NOUN
inlawrev-18341	534	80	agencies	agency	NOUN
inlawrev-18341	534	81	’	'	PUNCT
inlawrev-18341	534	82	failures.190	failures.190	PROPN
inlawrev-18341	534	83	d.	d.	PROPN
inlawrev-18341	534	84	leverage	leverage	NOUN
inlawrev-18341	534	85	allowing	allow	VERB
inlawrev-18341	534	86	self	self	NOUN
inlawrev-18341	534	87	-	-	PUNCT
inlawrev-18341	534	88	regulation	regulation	NOUN
inlawrev-18341	534	89	of	of	ADP
inlawrev-18341	534	90	leverage	leverage	NOUN
inlawrev-18341	534	91	limits	limit	NOUN
inlawrev-18341	534	92	,	,	PUNCT
inlawrev-18341	534	93	resulting	result	VERB
inlawrev-18341	534	94	in	in	ADP
inlawrev-18341	534	95	excessive	excessive	ADJ
inlawrev-18341	534	96	leverage	leverage	NOUN
inlawrev-18341	534	97	,	,	PUNCT
inlawrev-18341	534	98	by	by	ADP
inlawrev-18341	534	99	investment	investment	NOUN
inlawrev-18341	534	100	banks	bank	NOUN
inlawrev-18341	534	101	was	be	AUX
inlawrev-18341	534	102	one	one	NUM
inlawrev-18341	534	103	of	of	ADP
inlawrev-18341	534	104	the	the	DET
inlawrev-18341	534	105	reasons	reason	NOUN
inlawrev-18341	534	106	for	for	ADP
inlawrev-18341	534	107	the	the	DET
inlawrev-18341	534	108	financial	financial	ADJ
inlawrev-18341	534	109	crisis.191	crisis.191	PROPN
inlawrev-18341	534	110	in	in	ADP
inlawrev-18341	534	111	june	june	PROPN
inlawrev-18341	534	112	cc	cc	PROPN
inlawrev-18341	534	113	/	/	SYM
inlawrev-18341	534	114	rv2g	rv2g	PROPN
inlawrev-18341	534	115	-	-	PUNCT
inlawrev-18341	534	116	qsuh	qsuh	PROPN
inlawrev-18341	534	117	.	.	PUNCT
inlawrev-18341	535	1	see	see	VERB
inlawrev-18341	535	2	also	also	ADV
inlawrev-18341	535	3	beck	beck	PROPN
inlawrev-18341	535	4	,	,	PUNCT
inlawrev-18341	535	5	supra	supra	PROPN
inlawrev-18341	535	6	note	note	PROPN
inlawrev-18341	535	7	177	177	NUM
inlawrev-18341	535	8	(	(	PUNCT
inlawrev-18341	535	9	quoting	quote	VERB
inlawrev-18341	535	10	a	a	DET
inlawrev-18341	535	11	ratings	rating	NOUN
inlawrev-18341	535	12	agency	agency	NOUN
inlawrev-18341	535	13	analyst	analyst	NOUN
inlawrev-18341	535	14	’s	’s	PART
inlawrev-18341	535	15	email	email	NOUN
inlawrev-18341	535	16	stating	state	VERB
inlawrev-18341	535	17	“	"	PUNCT
inlawrev-18341	535	18	i	i	PRON
inlawrev-18341	535	19	had	have	VERB
inlawrev-18341	535	20	difficulties	difficulty	NOUN
inlawrev-18341	535	21	explaining	explain	VERB
inlawrev-18341	535	22	'	'	PUNCT
inlawrev-18341	535	23	how	how	SCONJ
inlawrev-18341	535	24	'	'	PUNCT
inlawrev-18341	535	25	we	we	PRON
inlawrev-18341	535	26	got	get	VERB
inlawrev-18341	535	27	to	to	ADP
inlawrev-18341	535	28	those	those	DET
inlawrev-18341	535	29	numbers	number	NOUN
inlawrev-18341	535	30	since	since	SCONJ
inlawrev-18341	535	31	there	there	PRON
inlawrev-18341	535	32	is	be	VERB
inlawrev-18341	535	33	no	no	DET
inlawrev-18341	535	34	science	science	NOUN
inlawrev-18341	535	35	behind	behind	ADP
inlawrev-18341	535	36	it	it	PRON
inlawrev-18341	535	37	.	.	PUNCT
inlawrev-18341	535	38	”	"	PUNCT
inlawrev-18341	535	39	)	)	PUNCT
inlawrev-18341	535	40	.	.	PUNCT
inlawrev-18341	536	1	181	181	NUM
inlawrev-18341	536	2	.	.	PUNCT
inlawrev-18341	537	1	a	a	DET
inlawrev-18341	537	2	conflict	conflict	NOUN
inlawrev-18341	537	3	of	of	ADP
inlawrev-18341	537	4	interest	interest	NOUN
inlawrev-18341	537	5	can	can	AUX
inlawrev-18341	537	6	lead	lead	VERB
inlawrev-18341	537	7	to	to	ADP
inlawrev-18341	537	8	biased	biased	ADJ
inlawrev-18341	537	9	behavior	behavior	NOUN
inlawrev-18341	537	10	without	without	ADP
inlawrev-18341	537	11	any	any	DET
inlawrev-18341	537	12	conscious	conscious	ADJ
inlawrev-18341	537	13	malfeasance	malfeasance	NOUN
inlawrev-18341	537	14	.	.	PUNCT
inlawrev-18341	538	1	see	see	VERB
inlawrev-18341	538	2	,	,	PUNCT
inlawrev-18341	538	3	e.g.	e.g.	ADV
inlawrev-18341	538	4	,	,	PUNCT
inlawrev-18341	538	5	antony	antony	NOUN
inlawrev-18341	538	6	page	page	NOUN
inlawrev-18341	538	7	,	,	PUNCT
inlawrev-18341	538	8	unconscious	unconscious	ADJ
inlawrev-18341	538	9	bias	bias	NOUN
inlawrev-18341	538	10	and	and	CCONJ
inlawrev-18341	538	11	the	the	DET
inlawrev-18341	538	12	limits	limit	NOUN
inlawrev-18341	538	13	of	of	ADP
inlawrev-18341	538	14	director	director	NOUN
inlawrev-18341	538	15	independence	independence	NOUN
inlawrev-18341	538	16	,	,	PUNCT
inlawrev-18341	538	17	2009	2009	NUM
inlawrev-18341	538	18	u.	u.	PROPN
inlawrev-18341	538	19	ill	ill	PROPN
inlawrev-18341	538	20	.	.	PUNCT
inlawrev-18341	539	1	l.	l.	PROPN
inlawrev-18341	539	2	rev	rev	PROPN
inlawrev-18341	539	3	.	.	PROPN
inlawrev-18341	539	4	237	237	NUM
inlawrev-18341	539	5	,	,	PUNCT
inlawrev-18341	539	6	259	259	NUM
inlawrev-18341	539	7	.	.	NOUN
inlawrev-18341	539	8	182	182	NUM
inlawrev-18341	539	9	.	.	PUNCT
inlawrev-18341	540	1	allana	allana	PROPN
inlawrev-18341	540	2	m.	m.	PROPN
inlawrev-18341	540	3	grinshteyn	grinshteyn	PROPN
inlawrev-18341	540	4	,	,	PUNCT
inlawrev-18341	540	5	note	note	NOUN
inlawrev-18341	540	6	,	,	PUNCT
inlawrev-18341	540	7	horseshoes	horseshoe	NOUN
inlawrev-18341	540	8	and	and	CCONJ
inlawrev-18341	540	9	hand	hand	NOUN
inlawrev-18341	540	10	grenades	grenade	NOUN
inlawrev-18341	540	11	:	:	PUNCT
inlawrev-18341	540	12	the	the	DET
inlawrev-18341	540	13	dodd	dodd	PROPN
inlawrev-18341	540	14	-	-	PUNCT
inlawrev-18341	540	15	frank	frank	PROPN
inlawrev-18341	540	16	act	act	PROPN
inlawrev-18341	540	17	’s	’s	PART
inlawrev-18341	540	18	(	(	PUNCT
inlawrev-18341	540	19	almost	almost	ADV
inlawrev-18341	540	20	)	)	PUNCT
inlawrev-18341	540	21	attack	attack	NOUN
inlawrev-18341	540	22	on	on	ADP
inlawrev-18341	540	23	credit	credit	NOUN
inlawrev-18341	540	24	rating	rating	NOUN
inlawrev-18341	540	25	agencies	agency	NOUN
inlawrev-18341	540	26	,	,	PUNCT
inlawrev-18341	540	27	39	39	NUM
inlawrev-18341	540	28	hofstra	hofstra	PROPN
inlawrev-18341	540	29	l.	l.	PROPN
inlawrev-18341	540	30	rev	rev	PROPN
inlawrev-18341	540	31	.	.	PROPN
inlawrev-18341	540	32	937	937	NUM
inlawrev-18341	540	33	,	,	PUNCT
inlawrev-18341	540	34	944	944	NUM
inlawrev-18341	540	35	(	(	PUNCT
inlawrev-18341	540	36	2011	2011	NUM
inlawrev-18341	540	37	)	)	PUNCT
inlawrev-18341	540	38	.	.	PUNCT
inlawrev-18341	541	1	183	183	NUM
inlawrev-18341	541	2	.	.	PUNCT
inlawrev-18341	542	1	i	i	PRON
inlawrev-18341	542	2	d.	d.	PROPN
inlawrev-18341	542	3	184	184	NUM
inlawrev-18341	542	4	.	.	PUNCT
inlawrev-18341	543	1	ratings	rating	NOUN
inlawrev-18341	543	2	agencies	agency	NOUN
inlawrev-18341	543	3	draw	draw	VERB
inlawrev-18341	543	4	fire	fire	NOUN
inlawrev-18341	543	5	on	on	ADP
inlawrev-18341	543	6	capitol	capitol	PROPN
inlawrev-18341	543	7	hill	hill	PROPN
inlawrev-18341	543	8	,	,	PUNCT
inlawrev-18341	543	9	n.y	n.y	PROPN
inlawrev-18341	543	10	.	.	PROPN
inlawrev-18341	543	11	times	times	PROPN
inlawrev-18341	543	12	,	,	PUNCT
inlawrev-18341	543	13	oct	oct	PROPN
inlawrev-18341	543	14	.	.	PROPN
inlawrev-18341	543	15	28	28	NUM
inlawrev-18341	543	16	,	,	PUNCT
inlawrev-18341	543	17	2008	2008	NUM
inlawrev-18341	543	18	,	,	PUNCT
inlawrev-18341	543	19	http://dealbook	http://dealbook	PROPN
inlawrev-18341	543	20	.	.	PUNCT
inlawrev-18341	544	1	nytimes.com/2008/10/22/rating-agencies-draw-fire-capitol-hill/	nytimes.com/2008/10/22/rating-agencies-draw-fire-capitol-hill/	PROPN
inlawrev-18341	544	2	,	,	PUNCT
inlawrev-18341	544	3	archived	archive	VERB
inlawrev-18341	544	4	at	at	ADP
inlawrev-18341	544	5	http://perma.cc/6yav6zl3	http://perma.cc/6yav6zl3	PROPN
inlawrev-18341	544	6	.	.	PROPN
inlawrev-18341	544	7	185	185	NUM
inlawrev-18341	544	8	.	.	PUNCT
inlawrev-18341	545	1	i	i	PRON
inlawrev-18341	545	2	d.	d.	PROPN
inlawrev-18341	545	3	186	186	NUM
inlawrev-18341	545	4	.	.	PUNCT
inlawrev-18341	546	1	jesse	jesse	PROPN
inlawrev-18341	546	2	eisinger	eisinger	PROPN
inlawrev-18341	546	3	,	,	PUNCT
inlawrev-18341	546	4	vows	vow	NOUN
inlawrev-18341	546	5	of	of	ADP
inlawrev-18341	546	6	change	change	NOUN
inlawrev-18341	546	7	at	at	ADP
inlawrev-18341	546	8	moody	moody	PROPN
inlawrev-18341	546	9	’s	’s	PART
inlawrev-18341	546	10	,	,	PUNCT
inlawrev-18341	546	11	but	but	CCONJ
inlawrev-18341	546	12	flaws	flaw	NOUN
inlawrev-18341	546	13	remain	remain	VERB
inlawrev-18341	546	14	the	the	DET
inlawrev-18341	546	15	same	same	ADJ
inlawrev-18341	546	16	,	,	PUNCT
inlawrev-18341	546	17	n.y	n.y	PROPN
inlawrev-18341	546	18	.	.	PROPN
inlawrev-18341	546	19	times	times	PROPN
inlawrev-18341	546	20	,	,	PUNCT
inlawrev-18341	546	21	apr	apr	PROPN
inlawrev-18341	546	22	.	.	PROPN
inlawrev-18341	546	23	13	13	NUM
inlawrev-18341	546	24	,	,	PUNCT
inlawrev-18341	546	25	2011	2011	NUM
inlawrev-18341	546	26	,	,	PUNCT
inlawrev-18341	546	27	http://dealbook.nytimes.com/2011/04/13/vows-of-change-at-moodys-but-the-flawsremain-the-same/	http://dealbook.nytimes.com/2011/04/13/vows-of-change-at-moodys-but-the-flawsremain-the-same/	PROPN
inlawrev-18341	546	28	,	,	PUNCT
inlawrev-18341	546	29	archived	archive	VERB
inlawrev-18341	546	30	at	at	ADP
inlawrev-18341	546	31	http://perma.cc/hp78-ukkk	http://perma.cc/hp78-ukkk	PROPN
inlawrev-18341	546	32	.	.	PUNCT
inlawrev-18341	547	1	187	187	NUM
inlawrev-18341	547	2	.	.	PUNCT
inlawrev-18341	548	1	see	see	VERB
inlawrev-18341	548	2	,	,	PUNCT
inlawrev-18341	548	3	e.g.	e.g.	ADV
inlawrev-18341	548	4	,	,	PUNCT
inlawrev-18341	548	5	david	david	PROPN
inlawrev-18341	548	6	mclaughlin	mclaughlin	PROPN
inlawrev-18341	548	7	,	,	PUNCT
inlawrev-18341	548	8	s&p	s&p	PROPN
inlawrev-18341	548	9	analyst	analyst	NOUN
inlawrev-18341	548	10	joked	joke	VERB
inlawrev-18341	548	11	of	of	ADP
inlawrev-18341	548	12	bringing	bring	VERB
inlawrev-18341	548	13	down	down	ADP
inlawrev-18341	548	14	the	the	DET
inlawrev-18341	548	15	house	house	NOUN
inlawrev-18341	548	16	before	before	ADP
inlawrev-18341	548	17	crash	crash	NOUN
inlawrev-18341	548	18	,	,	PUNCT
inlawrev-18341	548	19	bloomberg	bloomberg	PROPN
inlawrev-18341	548	20	(	(	PUNCT
inlawrev-18341	548	21	feb	feb	PROPN
inlawrev-18341	548	22	.	.	PROPN
inlawrev-18341	548	23	6	6	NUM
inlawrev-18341	548	24	,	,	PUNCT
inlawrev-18341	548	25	2013	2013	NUM
inlawrev-18341	548	26	)	)	PUNCT
inlawrev-18341	548	27	,	,	PUNCT
inlawrev-18341	548	28	http://www.bloomberg.com/news/2013-02-05/s-p-analystjoked-of-bringing-down-the-house-ahead-of-collapse.html	http://www.bloomberg.com/news/2013-02-05/s-p-analystjoked-of-bringing-down-the-house-ahead-of-collapse.html	PROPN
inlawrev-18341	548	29	,	,	PUNCT
inlawrev-18341	548	30	archived	archive	VERB
inlawrev-18341	548	31	at	at	ADP
inlawrev-18341	548	32	http://perma.cc/a7gncj9j	http://perma.cc/a7gncj9j	PROPN
inlawrev-18341	548	33	.	.	PUNCT
inlawrev-18341	549	1	188	188	NUM
inlawrev-18341	549	2	.	.	PUNCT
inlawrev-18341	549	3	lewis	lewis	PROPN
inlawrev-18341	549	4	,	,	PUNCT
inlawrev-18341	549	5	supra	supra	PROPN
inlawrev-18341	549	6	note	note	NOUN
inlawrev-18341	549	7	2	2	NUM
inlawrev-18341	549	8	,	,	PUNCT
inlawrev-18341	549	9	at	at	ADP
inlawrev-18341	549	10	99	99	NUM
inlawrev-18341	549	11	-	-	SYM
inlawrev-18341	549	12	100	100	NUM
inlawrev-18341	549	13	.	.	X
inlawrev-18341	549	14	189	189	NUM
inlawrev-18341	549	15	.	.	PUNCT
inlawrev-18341	549	16	fcic	fcic	PROPN
inlawrev-18341	549	17	report	report	PROPN
inlawrev-18341	549	18	,	,	PUNCT
inlawrev-18341	549	19	supra	supra	PROPN
inlawrev-18341	549	20	note	note	NOUN
inlawrev-18341	549	21	3	3	NUM
inlawrev-18341	549	22	,	,	PUNCT
inlawrev-18341	549	23	at	at	ADP
inlawrev-18341	549	24	xxv	xxv	PROPN
inlawrev-18341	549	25	(	(	PUNCT
inlawrev-18341	549	26	2011	2011	NUM
inlawrev-18341	549	27	)	)	PUNCT
inlawrev-18341	549	28	,	,	PUNCT
inlawrev-18341	549	29	available	available	ADJ
inlawrev-18341	549	30	at	at	ADP
inlawrev-18341	549	31	http://www.gpo.gov/fdsys/pkg/	http://www.gpo.gov/fdsys/pkg/	PROPN
inlawrev-18341	549	32	gpo	gpo	NOUN
inlawrev-18341	549	33	-	-	PUNCT
inlawrev-18341	549	34	fcic	fcic	NOUN
inlawrev-18341	549	35	/	/	SYM
inlawrev-18341	549	36	pdf	pdf	NOUN
inlawrev-18341	549	37	/	/	SYM
inlawrev-18341	549	38	gpo	gpo	NOUN
inlawrev-18341	549	39	-	-	PUNCT
inlawrev-18341	549	40	fcic.pdf	fcic.pdf	NOUN
inlawrev-18341	549	41	,	,	PUNCT
inlawrev-18341	549	42	archived	archive	VERB
inlawrev-18341	549	43	at	at	ADP
inlawrev-18341	549	44	http://perma.cc/udf9-fg64	http://perma.cc/udf9-fg64	PROPN
inlawrev-18341	549	45	(	(	PUNCT
inlawrev-18341	549	46	stating	state	VERB
inlawrev-18341	549	47	“	"	PUNCT
inlawrev-18341	549	48	[	[	X
inlawrev-18341	549	49	w]e	w]e	NOUN
inlawrev-18341	549	50	conclude	conclude	VERB
inlawrev-18341	549	51	that	that	SCONJ
inlawrev-18341	549	52	failures	failure	NOUN
inlawrev-18341	549	53	of	of	ADP
inlawrev-18341	549	54	credit	credit	NOUN
inlawrev-18341	549	55	rating	rating	NOUN
inlawrev-18341	549	56	agencies	agency	NOUN
inlawrev-18341	549	57	were	be	AUX
inlawrev-18341	549	58	essential	essential	ADJ
inlawrev-18341	549	59	cogs	cog	NOUN
inlawrev-18341	549	60	in	in	ADP
inlawrev-18341	549	61	the	the	DET
inlawrev-18341	549	62	wheel	wheel	NOUN
inlawrev-18341	549	63	of	of	ADP
inlawrev-18341	549	64	financial	financial	ADJ
inlawrev-18341	549	65	destruction	destruction	NOUN
inlawrev-18341	549	66	”	"	PUNCT
inlawrev-18341	549	67	)	)	PUNCT
inlawrev-18341	549	68	.	.	PUNCT
inlawrev-18341	550	1	190	190	NUM
inlawrev-18341	550	2	.	.	PUNCT
inlawrev-18341	551	1	i	i	PRON
inlawrev-18341	551	2	d.	d.	PROPN
inlawrev-18341	551	3	191	191	NUM
inlawrev-18341	551	4	.	.	PUNCT
inlawrev-18341	552	1	i	i	PRON
inlawrev-18341	552	2	d.	d.	PROPN
inlawrev-18341	552	3	60	60	NUM
inlawrev-18341	552	4	indiana	indiana	PROPN
inlawrev-18341	552	5	law	law	PROPN
inlawrev-18341	552	6	review	review	NOUN
inlawrev-18341	553	1	[	[	X
inlawrev-18341	553	2	vol	vol	NOUN
inlawrev-18341	553	3	.	.	PUNCT
inlawrev-18341	554	1	47:37	47:37	NUM
inlawrev-18341	554	2	2004	2004	NUM
inlawrev-18341	554	3	,	,	PUNCT
inlawrev-18341	554	4	the	the	DET
inlawrev-18341	554	5	sec	sec	PROPN
inlawrev-18341	554	6	allowed	allow	VERB
inlawrev-18341	554	7	the	the	DET
inlawrev-18341	554	8	large	large	ADJ
inlawrev-18341	554	9	investment	investment	NOUN
inlawrev-18341	554	10	banks	bank	NOUN
inlawrev-18341	554	11	to	to	PART
inlawrev-18341	554	12	regulate	regulate	VERB
inlawrev-18341	554	13	their	their	PRON
inlawrev-18341	554	14	own	own	ADJ
inlawrev-18341	554	15	capital	capital	NOUN
inlawrev-18341	554	16	levels.192	levels.192	NOUN
inlawrev-18341	554	17	leverage	leverage	NOUN
inlawrev-18341	554	18	then	then	ADV
inlawrev-18341	554	19	increased.193	increased.193	PROPN
inlawrev-18341	554	20	merrill	merrill	PROPN
inlawrev-18341	554	21	’s	’s	PART
inlawrev-18341	554	22	leverage	leverage	NOUN
inlawrev-18341	554	23	doubled	double	VERB
inlawrev-18341	554	24	,	,	PUNCT
inlawrev-18341	554	25	for	for	SCONJ
inlawrev-18341	554	26	example.194	example.194	PROPN
inlawrev-18341	554	27	bear	bear	PROPN
inlawrev-18341	554	28	stearns	stearns	PROPN
inlawrev-18341	554	29	went	go	VERB
inlawrev-18341	554	30	to	to	ADP
inlawrev-18341	554	31	$	$	SYM
inlawrev-18341	554	32	33	33	NUM
inlawrev-18341	554	33	of	of	ADP
inlawrev-18341	554	34	debt	debt	NOUN
inlawrev-18341	554	35	for	for	ADP
inlawrev-18341	554	36	every	every	DET
inlawrev-18341	554	37	dollar	dollar	NOUN
inlawrev-18341	554	38	of	of	ADP
inlawrev-18341	554	39	equity.195	equity.195	NOUN
inlawrev-18341	554	40	of	of	ADP
inlawrev-18341	554	41	course	course	NOUN
inlawrev-18341	554	42	this	this	PRON
inlawrev-18341	554	43	did	do	VERB
inlawrev-18341	554	44	n’t	not	PART
inlawrev-18341	554	45	last	last	ADJ
inlawrev-18341	554	46	long	long	ADV
inlawrev-18341	554	47	,	,	PUNCT
inlawrev-18341	554	48	because	because	SCONJ
inlawrev-18341	554	49	all	all	DET
inlawrev-18341	554	50	five	five	NUM
inlawrev-18341	554	51	investment	investment	NOUN
inlawrev-18341	554	52	banks	bank	NOUN
inlawrev-18341	554	53	stopped	stop	VERB
inlawrev-18341	554	54	being	be	AUX
inlawrev-18341	554	55	investment	investment	NOUN
inlawrev-18341	554	56	banks	bank	NOUN
inlawrev-18341	554	57	—	—	PUNCT
inlawrev-18341	554	58	lehman	lehman	PROPN
inlawrev-18341	554	59	went	go	VERB
inlawrev-18341	554	60	bankrupt	bankrupt	ADJ
inlawrev-18341	554	61	,	,	PUNCT
inlawrev-18341	554	62	bear	bear	NOUN
inlawrev-18341	554	63	and	and	CCONJ
inlawrev-18341	554	64	merrill	merrill	NOUN
inlawrev-18341	554	65	were	be	AUX
inlawrev-18341	554	66	acquired	acquire	VERB
inlawrev-18341	554	67	,	,	PUNCT
inlawrev-18341	554	68	and	and	CCONJ
inlawrev-18341	554	69	goldman	goldman	PROPN
inlawrev-18341	554	70	and	and	CCONJ
inlawrev-18341	554	71	morgan	morgan	PROPN
inlawrev-18341	554	72	stanley	stanley	PROPN
inlawrev-18341	554	73	became	become	VERB
inlawrev-18341	554	74	banks.196	banks.196	ADJ
inlawrev-18341	554	75	leverage	leverage	NOUN
inlawrev-18341	554	76	,	,	PUNCT
inlawrev-18341	554	77	understood	understand	VERB
inlawrev-18341	554	78	as	as	ADP
inlawrev-18341	554	79	the	the	DET
inlawrev-18341	554	80	ratio	ratio	NOUN
inlawrev-18341	554	81	of	of	ADP
inlawrev-18341	554	82	assets	asset	NOUN
inlawrev-18341	554	83	to	to	ADP
inlawrev-18341	554	84	capital	capital	NOUN
inlawrev-18341	554	85	,	,	PUNCT
inlawrev-18341	554	86	was	be	AUX
inlawrev-18341	554	87	too	too	ADV
inlawrev-18341	554	88	high.197	high.197	NOUN
inlawrev-18341	554	89	in	in	ADP
inlawrev-18341	554	90	essence	essence	NOUN
inlawrev-18341	554	91	,	,	PUNCT
inlawrev-18341	554	92	the	the	PRON
inlawrev-18341	554	93	higher	high	ADJ
inlawrev-18341	554	94	the	the	DET
inlawrev-18341	554	95	leverage	leverage	NOUN
inlawrev-18341	554	96	,	,	PUNCT
inlawrev-18341	554	97	the	the	PRON
inlawrev-18341	554	98	greater	great	ADJ
inlawrev-18341	554	99	the	the	DET
inlawrev-18341	554	100	chance	chance	NOUN
inlawrev-18341	554	101	of	of	ADP
inlawrev-18341	554	102	a	a	DET
inlawrev-18341	554	103	company	company	NOUN
inlawrev-18341	554	104	failing.198	failing.198	PROPN
inlawrev-18341	554	105	bear	bear	PROPN
inlawrev-18341	554	106	stearns	stearns	PROPN
inlawrev-18341	554	107	and	and	CCONJ
inlawrev-18341	554	108	lehman	lehman	PROPN
inlawrev-18341	554	109	brothers	brother	NOUN
inlawrev-18341	554	110	both	both	PRON
inlawrev-18341	554	111	had	have	VERB
inlawrev-18341	554	112	leverage	leverage	NOUN
inlawrev-18341	554	113	of	of	ADP
inlawrev-18341	554	114	over	over	ADP
inlawrev-18341	554	115	thirty	thirty	NUM
inlawrev-18341	554	116	(	(	PUNCT
inlawrev-18341	554	117	i.e.	i.e.	X
inlawrev-18341	554	118	,	,	PUNCT
inlawrev-18341	554	119	for	for	ADP
inlawrev-18341	554	120	every	every	DET
inlawrev-18341	554	121	dollar	dollar	NOUN
inlawrev-18341	554	122	of	of	ADP
inlawrev-18341	554	123	capital	capital	NOUN
inlawrev-18341	554	124	(	(	PUNCT
inlawrev-18341	554	125	equity	equity	NOUN
inlawrev-18341	554	126	)	)	PUNCT
inlawrev-18341	554	127	there	there	PRON
inlawrev-18341	554	128	was	be	VERB
inlawrev-18341	554	129	more	more	ADJ
inlawrev-18341	554	130	than	than	ADP
inlawrev-18341	554	131	thirty	thirty	NUM
inlawrev-18341	554	132	dollars	dollar	NOUN
inlawrev-18341	554	133	of	of	ADP
inlawrev-18341	554	134	assets.)199	assets.)199	NOUN
inlawrev-18341	554	135	in	in	ADP
inlawrev-18341	554	136	contrast	contrast	NOUN
inlawrev-18341	554	137	,	,	PUNCT
inlawrev-18341	554	138	a	a	DET
inlawrev-18341	554	139	mortgage	mortgage	NOUN
inlawrev-18341	554	140	with	with	ADP
inlawrev-18341	554	141	the	the	DET
inlawrev-18341	554	142	traditional	traditional	ADJ
inlawrev-18341	554	143	20	20	NUM
inlawrev-18341	554	144	%	%	NOUN
inlawrev-18341	554	145	down	down	ADP
inlawrev-18341	554	146	payment	payment	NOUN
inlawrev-18341	554	147	would	would	AUX
inlawrev-18341	554	148	have	have	VERB
inlawrev-18341	554	149	a	a	DET
inlawrev-18341	554	150	ratio	ratio	NOUN
inlawrev-18341	554	151	of	of	ADP
inlawrev-18341	554	152	five	five	NUM
inlawrev-18341	554	153	,	,	PUNCT
inlawrev-18341	554	154	a	a	DET
inlawrev-18341	554	155	slimmer	slim	ADJ
inlawrev-18341	554	156	10	10	NUM
inlawrev-18341	554	157	%	%	NOUN
inlawrev-18341	554	158	down	down	ADP
inlawrev-18341	554	159	payment	payment	NOUN
inlawrev-18341	554	160	would	would	AUX
inlawrev-18341	554	161	have	have	VERB
inlawrev-18341	554	162	ten	ten	NUM
inlawrev-18341	554	163	,	,	PUNCT
inlawrev-18341	554	164	a	a	DET
inlawrev-18341	554	165	1	1	NUM
inlawrev-18341	554	166	%	%	NOUN
inlawrev-18341	554	167	down	down	ADP
inlawrev-18341	554	168	payment	payment	NOUN
inlawrev-18341	554	169	would	would	AUX
inlawrev-18341	554	170	have	have	VERB
inlawrev-18341	554	171	one	one	NUM
inlawrev-18341	554	172	hundred	hundred	NUM
inlawrev-18341	554	173	,	,	PUNCT
inlawrev-18341	554	174	and	and	CCONJ
inlawrev-18341	554	175	if	if	SCONJ
inlawrev-18341	554	176	a	a	DET
inlawrev-18341	554	177	buyer	buyer	NOUN
inlawrev-18341	554	178	paid	pay	VERB
inlawrev-18341	554	179	no	no	DET
inlawrev-18341	554	180	down	down	ADJ
inlawrev-18341	554	181	payment	payment	NOUN
inlawrev-18341	554	182	at	at	ADV
inlawrev-18341	554	183	all	all	ADV
inlawrev-18341	554	184	,	,	PUNCT
inlawrev-18341	554	185	the	the	DET
inlawrev-18341	554	186	ratio	ratio	NOUN
inlawrev-18341	554	187	would	would	AUX
inlawrev-18341	554	188	be	be	AUX
inlawrev-18341	554	189	infinite.200	infinite.200	PROPN
inlawrev-18341	554	190	while	while	SCONJ
inlawrev-18341	554	191	most	most	ADJ
inlawrev-18341	554	192	parties	party	NOUN
inlawrev-18341	554	193	agree	agree	VERB
inlawrev-18341	554	194	that	that	SCONJ
inlawrev-18341	554	195	leverage	leverage	NOUN
inlawrev-18341	554	196	before	before	ADP
inlawrev-18341	554	197	the	the	DET
inlawrev-18341	554	198	crisis	crisis	NOUN
inlawrev-18341	554	199	was	be	AUX
inlawrev-18341	554	200	too	too	ADV
inlawrev-18341	554	201	high	high	ADJ
inlawrev-18341	554	202	,	,	PUNCT
inlawrev-18341	554	203	the	the	DET
inlawrev-18341	554	204	cause	cause	NOUN
inlawrev-18341	554	205	of	of	ADP
inlawrev-18341	554	206	this	this	PRON
inlawrev-18341	554	207	is	be	AUX
inlawrev-18341	554	208	disputed.201	disputed.201	VERB
inlawrev-18341	554	209	at	at	ADP
inlawrev-18341	554	210	the	the	DET
inlawrev-18341	554	211	time	time	NOUN
inlawrev-18341	554	212	,	,	PUNCT
inlawrev-18341	554	213	and	and	CCONJ
inlawrev-18341	554	214	for	for	ADP
inlawrev-18341	554	215	at	at	ADV
inlawrev-18341	554	216	least	least	ADV
inlawrev-18341	554	217	a	a	DET
inlawrev-18341	554	218	few	few	ADJ
inlawrev-18341	554	219	years	year	NOUN
inlawrev-18341	554	220	after	after	ADP
inlawrev-18341	554	221	the	the	DET
inlawrev-18341	554	222	crisis	crisis	NOUN
inlawrev-18341	554	223	,	,	PUNCT
inlawrev-18341	554	224	commentators	commentator	NOUN
inlawrev-18341	554	225	claimed	claim	VERB
inlawrev-18341	554	226	that	that	SCONJ
inlawrev-18341	554	227	the	the	DET
inlawrev-18341	554	228	increase	increase	NOUN
inlawrev-18341	554	229	in	in	ADP
inlawrev-18341	554	230	leverage	leverage	NOUN
inlawrev-18341	554	231	resulted	result	VERB
inlawrev-18341	554	232	from	from	ADP
inlawrev-18341	554	233	a	a	DET
inlawrev-18341	554	234	2004	2004	NUM
inlawrev-18341	554	235	change	change	NOUN
inlawrev-18341	554	236	in	in	ADP
inlawrev-18341	554	237	sec	sec	PROPN
inlawrev-18341	554	238	rules.202	rules.202	PROPN
inlawrev-18341	554	239	respected	respect	VERB
inlawrev-18341	554	240	economists	economist	NOUN
inlawrev-18341	554	241	such	such	ADJ
inlawrev-18341	554	242	as	as	ADP
inlawrev-18341	554	243	alan	alan	PROPN
inlawrev-18341	554	244	blinder	blinder	PROPN
inlawrev-18341	554	245	,	,	PUNCT
inlawrev-18341	554	246	for	for	ADP
inlawrev-18341	554	247	example	example	NOUN
inlawrev-18341	554	248	,	,	PUNCT
inlawrev-18341	554	249	192	192	NUM
inlawrev-18341	554	250	.	.	PUNCT
inlawrev-18341	554	251	stephen	stephen	PROPN
inlawrev-18341	554	252	labaton	labaton	PROPN
inlawrev-18341	554	253	,	,	PUNCT
inlawrev-18341	554	254	agency	agency	NOUN
inlawrev-18341	554	255	’s	’s	PART
inlawrev-18341	554	256	’	'	PUNCT
inlawrev-18341	554	257	04	04	NUM
inlawrev-18341	554	258	rule	rule	NOUN
inlawrev-18341	554	259	let	let	VERB
inlawrev-18341	554	260	banks	bank	NOUN
inlawrev-18341	554	261	pile	pile	VERB
inlawrev-18341	554	262	up	up	ADP
inlawrev-18341	554	263	new	new	ADJ
inlawrev-18341	554	264	debt	debt	NOUN
inlawrev-18341	554	265	,	,	PUNCT
inlawrev-18341	554	266	n.	n.	PROPN
inlawrev-18341	554	267	y.	y.	PROPN
inlawrev-18341	554	268	times	times	PROPN
inlawrev-18341	554	269	,	,	PUNCT
inlawrev-18341	554	270	oct	oct	PROPN
inlawrev-18341	554	271	.	.	PROPN
inlawrev-18341	554	272	2	2	NUM
inlawrev-18341	554	273	,	,	PUNCT
inlawrev-18341	554	274	2008	2008	NUM
inlawrev-18341	554	275	,	,	PUNCT
inlawrev-18341	554	276	archived	archive	VERB
inlawrev-18341	554	277	at	at	ADP
inlawrev-18341	554	278	http://perma.cc/5z88-3lba	http://perma.cc/5z88-3lba	PROPN
inlawrev-18341	554	279	.	.	PUNCT
inlawrev-18341	555	1	193	193	NUM
inlawrev-18341	555	2	.	.	PUNCT
inlawrev-18341	556	1	u.s	u.s	PROPN
inlawrev-18341	556	2	.	.	PROPN
inlawrev-18341	556	3	gov’t	gov’t	PROPN
inlawrev-18341	556	4	accountability	accountability	NOUN
inlawrev-18341	556	5	office	office	NOUN
inlawrev-18341	556	6	,	,	PUNCT
inlawrev-18341	556	7	gao	gao	PROPN
inlawrev-18341	556	8	-	-	PUNCT
inlawrev-18341	556	9	b-294184	b-294184	PROPN
inlawrev-18341	556	10	,	,	PUNCT
inlawrev-18341	556	11	securities	security	NOUN
inlawrev-18341	556	12	and	and	CCONJ
inlawrev-18341	556	13	exchange	exchange	PROPN
inlawrev-18341	556	14	commission	commission	PROPN
inlawrev-18341	556	15	:	:	PUNCT
inlawrev-18341	556	16	alternative	alternative	ADJ
inlawrev-18341	556	17	net	net	ADJ
inlawrev-18341	556	18	capital	capital	NOUN
inlawrev-18341	556	19	requirements	requirement	NOUN
inlawrev-18341	556	20	for	for	ADP
inlawrev-18341	556	21	broker	broker	NOUN
inlawrev-18341	556	22	-	-	PUNCT
inlawrev-18341	556	23	dealers	dealer	NOUN
inlawrev-18341	556	24	that	that	PRON
inlawrev-18341	556	25	are	be	AUX
inlawrev-18341	556	26	part	part	NOUN
inlawrev-18341	556	27	of	of	ADP
inlawrev-18341	556	28	consolidated	consolidated	ADJ
inlawrev-18341	556	29	supervised	supervised	ADJ
inlawrev-18341	556	30	entities	entity	NOUN
inlawrev-18341	556	31	(	(	PUNCT
inlawrev-18341	556	32	2004	2004	NUM
inlawrev-18341	556	33	)	)	PUNCT
inlawrev-18341	556	34	.	.	PUNCT
inlawrev-18341	557	1	194	194	NUM
inlawrev-18341	557	2	.	.	PUNCT
inlawrev-18341	557	3	labaton	labaton	PROPN
inlawrev-18341	557	4	,	,	PUNCT
inlawrev-18341	557	5	supra	supra	PROPN
inlawrev-18341	557	6	note	note	NOUN
inlawrev-18341	557	7	192	192	NUM
inlawrev-18341	557	8	.	.	PUNCT
inlawrev-18341	558	1	195	195	NUM
inlawrev-18341	558	2	.	.	PUNCT
inlawrev-18341	559	1	i	i	PRON
inlawrev-18341	559	2	d.	d.	PROPN
inlawrev-18341	559	3	196	196	NUM
inlawrev-18341	559	4	.	.	PUNCT
inlawrev-18341	560	1	i	i	PRON
inlawrev-18341	560	2	d.	d.	PROPN
inlawrev-18341	560	3	197	197	NUM
inlawrev-18341	560	4	.	.	PUNCT
inlawrev-18341	561	1	julie	julie	PROPN
inlawrev-18341	561	2	satow	satow	PROPN
inlawrev-18341	561	3	,	,	PUNCT
inlawrev-18341	561	4	ex	ex	PROPN
inlawrev-18341	561	5	-	-	ADJ
inlawrev-18341	561	6	sec	sec	ADJ
inlawrev-18341	561	7	official	official	NOUN
inlawrev-18341	561	8	blames	blame	VERB
inlawrev-18341	561	9	agency	agency	NOUN
inlawrev-18341	561	10	for	for	ADP
inlawrev-18341	561	11	blow	blow	NOUN
inlawrev-18341	561	12	-	-	PUNCT
inlawrev-18341	561	13	up	up	NOUN
inlawrev-18341	561	14	of	of	ADP
inlawrev-18341	561	15	broker	broker	NOUN
inlawrev-18341	561	16	-	-	PUNCT
inlawrev-18341	561	17	dealers	dealer	NOUN
inlawrev-18341	561	18	,	,	PUNCT
inlawrev-18341	561	19	n.y	n.y	PROPN
inlawrev-18341	561	20	.	.	PROPN
inlawrev-18341	561	21	sun	sun	PROPN
inlawrev-18341	561	22	(	(	PUNCT
inlawrev-18341	561	23	sept	sept	PROPN
inlawrev-18341	561	24	.	.	PROPN
inlawrev-18341	561	25	18	18	NUM
inlawrev-18341	561	26	,	,	PUNCT
inlawrev-18341	561	27	2008	2008	NUM
inlawrev-18341	561	28	)	)	PUNCT
inlawrev-18341	561	29	,	,	PUNCT
inlawrev-18341	561	30	http://www.nysun.com/business/ex-sec-official-blames-agency-for-blow-up/	http://www.nysun.com/business/ex-sec-official-blames-agency-for-blow-up/	PROPN
inlawrev-18341	561	31	86130/	86130/	NUM
inlawrev-18341	561	32	,	,	PUNCT
inlawrev-18341	561	33	archived	archive	VERB
inlawrev-18341	561	34	at	at	ADP
inlawrev-18341	561	35	http://perma.cc/h9pp-683c	http://perma.cc/h9pp-683c	PROPN
inlawrev-18341	561	36	.	.	PUNCT
inlawrev-18341	562	1	198	198	NUM
inlawrev-18341	562	2	.	.	PUNCT
inlawrev-18341	563	1	fcic	fcic	PROPN
inlawrev-18341	563	2	report	report	PROPN
inlawrev-18341	563	3	,	,	PUNCT
inlawrev-18341	563	4	supra	supra	PROPN
inlawrev-18341	563	5	note	note	NOUN
inlawrev-18341	563	6	3	3	NUM
inlawrev-18341	563	7	,	,	PUNCT
inlawrev-18341	563	8	at	at	ADP
inlawrev-18341	563	9	32	32	NUM
inlawrev-18341	563	10	(	(	PUNCT
inlawrev-18341	563	11	2011	2011	NUM
inlawrev-18341	563	12	)	)	PUNCT
inlawrev-18341	563	13	(	(	PUNCT
inlawrev-18341	563	14	stating	state	VERB
inlawrev-18341	563	15	“	"	PUNCT
inlawrev-18341	563	16	[	[	X
inlawrev-18341	563	17	w]e	w]e	NOUN
inlawrev-18341	563	18	conclude	conclude	VERB
inlawrev-18341	563	19	that	that	SCONJ
inlawrev-18341	563	20	failures	failure	NOUN
inlawrev-18341	563	21	of	of	ADP
inlawrev-18341	563	22	credit	credit	NOUN
inlawrev-18341	563	23	rating	rating	NOUN
inlawrev-18341	563	24	agencies	agency	NOUN
inlawrev-18341	563	25	were	be	AUX
inlawrev-18341	563	26	essential	essential	ADJ
inlawrev-18341	563	27	cogs	cog	NOUN
inlawrev-18341	563	28	in	in	ADP
inlawrev-18341	563	29	the	the	DET
inlawrev-18341	563	30	wheel	wheel	NOUN
inlawrev-18341	563	31	of	of	ADP
inlawrev-18341	563	32	financial	financial	ADJ
inlawrev-18341	563	33	destruction	destruction	NOUN
inlawrev-18341	563	34	”	"	PUNCT
inlawrev-18341	563	35	)	)	PUNCT
inlawrev-18341	563	36	.	.	PUNCT
inlawrev-18341	564	1	199	199	NUM
inlawrev-18341	564	2	.	.	PUNCT
inlawrev-18341	565	1	i	i	PRON
inlawrev-18341	565	2	d.	d.	PROPN
inlawrev-18341	565	3	200	200	NUM
inlawrev-18341	565	4	.	.	PUNCT
inlawrev-18341	566	1	fredrick	fredrick	PROPN
inlawrev-18341	566	2	s.	s.	PROPN
inlawrev-18341	566	3	weaver	weaver	PROPN
inlawrev-18341	566	4	,	,	PUNCT
inlawrev-18341	566	5	economic	economic	ADJ
inlawrev-18341	566	6	literacy	literacy	NOUN
inlawrev-18341	566	7	:	:	PUNCT
inlawrev-18341	566	8	basic	basic	ADJ
inlawrev-18341	566	9	economics	economic	NOUN
inlawrev-18341	566	10	with	with	ADP
inlawrev-18341	566	11	an	an	DET
inlawrev-18341	566	12	attitude	attitude	NOUN
inlawrev-18341	566	13	172	172	NUM
inlawrev-18341	566	14	(	(	PUNCT
inlawrev-18341	566	15	3d	3d	PROPN
inlawrev-18341	566	16	ed	ed	NOUN
inlawrev-18341	566	17	.	.	PROPN
inlawrev-18341	566	18	2011	2011	NUM
inlawrev-18341	566	19	)	)	PUNCT
inlawrev-18341	566	20	.	.	PUNCT
inlawrev-18341	567	1	201	201	NUM
inlawrev-18341	567	2	.	.	PUNCT
inlawrev-18341	568	1	rolfe	rolfe	PROPN
inlawrev-18341	568	2	winkler	winkler	PROPN
inlawrev-18341	568	3	,	,	PUNCT
inlawrev-18341	568	4	leverage	leverage	NOUN
inlawrev-18341	568	5	by	by	ADP
inlawrev-18341	568	6	the	the	DET
inlawrev-18341	568	7	numbers	number	NOUN
inlawrev-18341	568	8	,	,	PUNCT
inlawrev-18341	568	9	reuters	reuter	NOUN
inlawrev-18341	568	10	(	(	PUNCT
inlawrev-18341	568	11	nov	nov	PROPN
inlawrev-18341	568	12	.	.	PROPN
inlawrev-18341	568	13	24	24	NUM
inlawrev-18341	568	14	,	,	PUNCT
inlawrev-18341	568	15	2008	2008	NUM
inlawrev-18341	568	16	)	)	PUNCT
inlawrev-18341	568	17	,	,	PUNCT
inlawrev-18341	568	18	http://blogs.reuters	http://blogs.reuters	PROPN
inlawrev-18341	568	19	.	.	PUNCT
inlawrev-18341	568	20	com	com	NOUN
inlawrev-18341	568	21	/	/	SYM
inlawrev-18341	568	22	rolfe	rolfe	PROPN
inlawrev-18341	568	23	-	-	PUNCT
inlawrev-18341	568	24	winkler/2008/11/24	winkler/2008/11/24	PROPN
inlawrev-18341	568	25	/	/	SYM
inlawrev-18341	568	26	leverage	leverage	NOUN
inlawrev-18341	568	27	-	-	PUNCT
inlawrev-18341	568	28	by	by	ADP
inlawrev-18341	568	29	-	-	PUNCT
inlawrev-18341	568	30	the	the	DET
inlawrev-18341	568	31	-	-	PUNCT
inlawrev-18341	568	32	numbers/	numbers/	PROPN
inlawrev-18341	568	33	archived	archive	VERB
inlawrev-18341	568	34	at	at	ADP
inlawrev-18341	568	35	http://perma.cc/zr5x-xs7j	http://perma.cc/zr5x-xs7j	ADV
inlawrev-18341	568	36	.	.	PUNCT
inlawrev-18341	569	1	202	202	NUM
inlawrev-18341	569	2	.	.	PUNCT
inlawrev-18341	569	3	bethany	bethany	PROPN
inlawrev-18341	569	4	mclean	mclean	PROPN
inlawrev-18341	569	5	,	,	PUNCT
inlawrev-18341	569	6	the	the	DET
inlawrev-18341	569	7	meltdown	meltdown	NOUN
inlawrev-18341	569	8	explanation	explanation	NOUN
inlawrev-18341	569	9	that	that	PRON
inlawrev-18341	569	10	melts	melt	VERB
inlawrev-18341	569	11	away	away	ADV
inlawrev-18341	569	12	,	,	PUNCT
inlawrev-18341	569	13	reuters	reuters	PROPN
inlawrev-18341	569	14	(	(	PUNCT
inlawrev-18341	569	15	mar	mar	PROPN
inlawrev-18341	569	16	.	.	PROPN
inlawrev-18341	569	17	19	19	NUM
inlawrev-18341	569	18	,	,	PUNCT
inlawrev-18341	569	19	2012	2012	NUM
inlawrev-18341	569	20	)	)	PUNCT
inlawrev-18341	569	21	,	,	PUNCT
inlawrev-18341	569	22	http://blogs.reuters.com/bethany-mclean/2012/03/19/the-meltdown-explanation-that-melts-away/	http://blogs.reuters.com/bethany-mclean/2012/03/19/the-meltdown-explanation-that-melts-away/	PROPN
inlawrev-18341	569	23	,	,	PUNCT
inlawrev-18341	569	24	archived	archive	VERB
inlawrev-18341	569	25	at	at	ADP
inlawrev-18341	569	26	http://perma.cc/e8tp-bmud	http://perma.cc/e8tp-bmud	NOUN
inlawrev-18341	569	27	(	(	PUNCT
inlawrev-18341	569	28	claiming	claim	VERB
inlawrev-18341	569	29	this	this	DET
inlawrev-18341	569	30	“	"	PUNCT
inlawrev-18341	569	31	fact	fact	NOUN
inlawrev-18341	569	32	”	"	PUNCT
inlawrev-18341	569	33	[	[	X
inlawrev-18341	569	34	sec	sec	PROPN
inlawrev-18341	569	35	rule	rule	NOUN
inlawrev-18341	569	36	change	change	NOUN
inlawrev-18341	569	37	resulted	result	VERB
inlawrev-18341	569	38	in	in	ADP
inlawrev-18341	569	39	dramatically	dramatically	ADV
inlawrev-18341	569	40	increased	increase	VERB
inlawrev-18341	569	41	leverage	leverage	NOUN
inlawrev-18341	569	42	]	]	PUNCT
inlawrev-18341	569	43	became	become	VERB
inlawrev-18341	569	44	part	part	NOUN
inlawrev-18341	569	45	of	of	ADP
inlawrev-18341	569	46	the	the	DET
inlawrev-18341	569	47	conventional	conventional	ADJ
inlawrev-18341	569	48	wisdom	wisdom	NOUN
inlawrev-18341	569	49	about	about	ADP
inlawrev-18341	569	50	the	the	DET
inlawrev-18341	569	51	crisis	crisis	NOUN
inlawrev-18341	569	52	)	)	PUNCT
inlawrev-18341	569	53	;	;	PUNCT
inlawrev-18341	569	54	barry	barry	PROPN
inlawrev-18341	569	55	ritholtz	ritholtz	PROPN
inlawrev-18341	569	56	,	,	PUNCT
inlawrev-18341	569	57	what	what	PRON
inlawrev-18341	569	58	caused	cause	VERB
inlawrev-18341	569	59	the	the	DET
inlawrev-18341	569	60	financial	financial	ADJ
inlawrev-18341	569	61	crisis	crisis	NOUN
inlawrev-18341	569	62	?	?	PUNCT
inlawrev-18341	570	1	the	the	DET
inlawrev-18341	570	2	big	big	ADJ
inlawrev-18341	570	3	lie	lie	NOUN
inlawrev-18341	570	4	goes	go	VERB
inlawrev-18341	570	5	viral	viral	ADJ
inlawrev-18341	570	6	,	,	PUNCT
inlawrev-18341	570	7	wash	wash	NOUN
inlawrev-18341	570	8	.	.	PUNCT
inlawrev-18341	571	1	post	post	NOUN
inlawrev-18341	571	2	,	,	PUNCT
inlawrev-18341	571	3	nov	nov	PROPN
inlawrev-18341	571	4	.	.	PROPN
inlawrev-18341	571	5	5	5	NUM
inlawrev-18341	571	6	,	,	PUNCT
inlawrev-18341	571	7	2011	2011	NUM
inlawrev-18341	571	8	,	,	PUNCT
inlawrev-18341	571	9	http://www.washingtonpost.com/business/what-caused-the-financial-crisis-the-big-lie-goesviral/2011/10/31/giqaxlsoqm_story_1.html	http://www.washingtonpost.com/business/what-caused-the-financial-crisis-the-big-lie-goesviral/2011/10/31/giqaxlsoqm_story_1.html	PROPN
inlawrev-18341	571	10	,	,	PUNCT
inlawrev-18341	571	11	archived	archive	VERB
inlawrev-18341	571	12	at	at	ADP
inlawrev-18341	571	13	http://perma.cc/pw42-4hgm	http://perma.cc/pw42-4hgm	ADJ
inlawrev-18341	571	14	(	(	PUNCT
inlawrev-18341	571	15	asserting	assert	VERB
inlawrev-18341	571	16	that	that	SCONJ
inlawrev-18341	571	17	the	the	DET
inlawrev-18341	571	18	sec	sec	PROPN
inlawrev-18341	571	19	changed	change	VERB
inlawrev-18341	571	20	its	its	PRON
inlawrev-18341	571	21	rules	rule	NOUN
inlawrev-18341	571	22	in	in	ADP
inlawrev-18341	571	23	2004	2004	NUM
inlawrev-18341	571	24	thereby	thereby	ADV
inlawrev-18341	571	25	allowing	allow	VERB
inlawrev-18341	571	26	the	the	DET
inlawrev-18341	571	27	five	five	NUM
inlawrev-18341	571	28	investment	investment	NOUN
inlawrev-18341	571	29	banks	bank	NOUN
inlawrev-18341	571	30	unlimited	unlimited	ADJ
inlawrev-18341	571	31	leverage	leverage	NOUN
inlawrev-18341	571	32	instead	instead	ADV
inlawrev-18341	571	33	of	of	ADP
inlawrev-18341	571	34	a	a	DET
inlawrev-18341	571	35	maximum	maximum	NOUN
inlawrev-18341	571	36	of	of	ADP
inlawrev-18341	571	37	twelve	twelve	NUM
inlawrev-18341	571	38	-	-	PUNCT
inlawrev-18341	571	39	to	to	ADP
inlawrev-18341	571	40	-	-	PUNCT
inlawrev-18341	571	41	one	one	NUM
inlawrev-18341	571	42	)	)	PUNCT
inlawrev-18341	571	43	.	.	PUNCT
inlawrev-18341	572	1	2014	2014	NUM
inlawrev-18341	572	2	]	]	PUNCT
inlawrev-18341	572	3	revisiting	revisit	VERB
inlawrev-18341	572	4	causes	cause	NOUN
inlawrev-18341	572	5	of	of	ADP
inlawrev-18341	572	6	the	the	DET
inlawrev-18341	572	7	financial	financial	ADJ
inlawrev-18341	572	8	crisis	crisis	NOUN
inlawrev-18341	572	9	61	61	NUM
inlawrev-18341	572	10	stated	state	VERB
inlawrev-18341	572	11	that	that	SCONJ
inlawrev-18341	572	12	leverage	leverage	NOUN
inlawrev-18341	572	13	shot	shoot	VERB
inlawrev-18341	572	14	up	up	ADP
inlawrev-18341	572	15	from	from	ADP
inlawrev-18341	572	16	around	around	ADP
inlawrev-18341	572	17	twelve	twelve	NUM
inlawrev-18341	572	18	-	-	PUNCT
inlawrev-18341	572	19	to	to	ADP
inlawrev-18341	572	20	-	-	PUNCT
inlawrev-18341	572	21	one	one	NUM
inlawrev-18341	572	22	to	to	ADP
inlawrev-18341	572	23	thirty	thirty	NUM
inlawrev-18341	572	24	-	-	PUNCT
inlawrev-18341	572	25	three	three	NUM
inlawrev-18341	572	26	-	-	PUNCT
inlawrev-18341	572	27	to	to	ADP
inlawrev-18341	572	28	-	-	PUNCT
inlawrev-18341	572	29	one	one	NUM
inlawrev-18341	572	30	as	as	ADP
inlawrev-18341	572	31	a	a	DET
inlawrev-18341	572	32	result	result	NOUN
inlawrev-18341	572	33	of	of	ADP
inlawrev-18341	572	34	this	this	DET
inlawrev-18341	572	35	change,203	change,203	PROPN
inlawrev-18341	572	36	as	as	SCONJ
inlawrev-18341	572	37	did	do	VERB
inlawrev-18341	572	38	kenneth	kenneth	PROPN
inlawrev-18341	572	39	rogoff	rogoff	PROPN
inlawrev-18341	572	40	and	and	CCONJ
inlawrev-18341	572	41	others,204	others,204	NOUN
inlawrev-18341	572	42	including	include	VERB
inlawrev-18341	572	43	noted	note	VERB
inlawrev-18341	572	44	law	law	NOUN
inlawrev-18341	572	45	professor	professor	NOUN
inlawrev-18341	572	46	john	john	PROPN
inlawrev-18341	572	47	c.	c.	PROPN
inlawrev-18341	572	48	coffee.205	coffee.205	PROPN
inlawrev-18341	573	1	daniel	daniel	PROPN
inlawrev-18341	573	2	gross	gross	PROPN
inlawrev-18341	573	3	in	in	ADP
inlawrev-18341	573	4	slate	slate	PROPN
inlawrev-18341	573	5	magazine	magazine	NOUN
inlawrev-18341	573	6	stated	state	VERB
inlawrev-18341	573	7	,	,	PUNCT
inlawrev-18341	573	8	“	"	PUNCT
inlawrev-18341	573	9	perhaps	perhaps	ADV
inlawrev-18341	573	10	the	the	DET
inlawrev-18341	573	11	most	most	ADV
inlawrev-18341	573	12	disastrous	disastrous	ADJ
inlawrev-18341	573	13	decision	decision	NOUN
inlawrev-18341	573	14	of	of	ADP
inlawrev-18341	573	15	the	the	DET
inlawrev-18341	573	16	past	past	ADJ
inlawrev-18341	573	17	decade	decade	NOUN
inlawrev-18341	573	18	was	be	AUX
inlawrev-18341	573	19	the	the	DET
inlawrev-18341	573	20	securities	securities	PROPN
inlawrev-18341	573	21	and	and	CCONJ
inlawrev-18341	573	22	exchange	exchange	PROPN
inlawrev-18341	573	23	commission	commission	PROPN
inlawrev-18341	573	24	’s	’s	PART
inlawrev-18341	573	25	2004	2004	NUM
inlawrev-18341	573	26	rule	rule	NOUN
inlawrev-18341	573	27	change	change	NOUN
inlawrev-18341	573	28	allowing	allow	VERB
inlawrev-18341	573	29	investment	investment	NOUN
inlawrev-18341	573	30	banks	bank	NOUN
inlawrev-18341	573	31	to	to	PART
inlawrev-18341	573	32	increase	increase	VERB
inlawrev-18341	573	33	the	the	DET
inlawrev-18341	573	34	amount	amount	NOUN
inlawrev-18341	573	35	of	of	ADP
inlawrev-18341	573	36	debt	debt	NOUN
inlawrev-18341	573	37	they	they	PRON
inlawrev-18341	573	38	could	could	AUX
inlawrev-18341	573	39	take	take	VERB
inlawrev-18341	573	40	on	on	ADP
inlawrev-18341	573	41	their	their	PRON
inlawrev-18341	573	42	books	book	NOUN
inlawrev-18341	573	43	.	.	PUNCT
inlawrev-18341	574	1	”206	”206	PUNCT
inlawrev-18341	574	2	the	the	DET
inlawrev-18341	574	3	rule	rule	NOUN
inlawrev-18341	574	4	at	at	ADP
inlawrev-18341	574	5	issue	issue	NOUN
inlawrev-18341	574	6	,	,	PUNCT
inlawrev-18341	574	7	sec	sec	PROPN
inlawrev-18341	574	8	rule	rule	NOUN
inlawrev-18341	574	9	15c3	15c3	NUM
inlawrev-18341	574	10	-	-	SYM
inlawrev-18341	574	11	1	1	NUM
inlawrev-18341	574	12	,	,	PUNCT
inlawrev-18341	574	13	although	although	SCONJ
inlawrev-18341	574	14	complicated	complicate	VERB
inlawrev-18341	574	15	,	,	PUNCT
inlawrev-18341	574	16	did	do	AUX
inlawrev-18341	574	17	not	not	PART
inlawrev-18341	574	18	significantly	significantly	ADV
inlawrev-18341	574	19	affect	affect	VERB
inlawrev-18341	574	20	the	the	DET
inlawrev-18341	574	21	relevant	relevant	ADJ
inlawrev-18341	574	22	leverage.207	leverage.207	NOUN
inlawrev-18341	574	23	in	in	ADP
inlawrev-18341	574	24	particular	particular	ADJ
inlawrev-18341	574	25	,	,	PUNCT
inlawrev-18341	574	26	the	the	DET
inlawrev-18341	574	27	rule	rule	NOUN
inlawrev-18341	574	28	targeted	target	VERB
inlawrev-18341	574	29	leverage	leverage	NOUN
inlawrev-18341	574	30	at	at	ADP
inlawrev-18341	574	31	the	the	DET
inlawrev-18341	574	32	holding	hold	VERB
inlawrev-18341	574	33	company	company	NOUN
inlawrev-18341	574	34	level	level	NOUN
inlawrev-18341	574	35	(	(	PUNCT
inlawrev-18341	574	36	which	which	PRON
inlawrev-18341	574	37	had	have	AUX
inlawrev-18341	574	38	been	be	AUX
inlawrev-18341	574	39	unaffected	unaffected	ADJ
inlawrev-18341	574	40	by	by	ADP
inlawrev-18341	574	41	the	the	DET
inlawrev-18341	574	42	earlier	early	ADJ
inlawrev-18341	574	43	version	version	NOUN
inlawrev-18341	574	44	of	of	ADP
inlawrev-18341	574	45	rule	rule	NOUN
inlawrev-18341	574	46	15c3	15c3	NUM
inlawrev-18341	574	47	-	-	SYM
inlawrev-18341	574	48	1)208	1)208	NUM
inlawrev-18341	574	49	rather	rather	ADV
inlawrev-18341	574	50	than	than	ADP
inlawrev-18341	574	51	at	at	ADP
inlawrev-18341	574	52	the	the	DET
inlawrev-18341	574	53	broker	broker	NOUN
inlawrev-18341	574	54	dealer	dealer	NOUN
inlawrev-18341	574	55	level.209	level.209	VERB
inlawrev-18341	574	56	some	some	PRON
inlawrev-18341	574	57	of	of	ADP
inlawrev-18341	574	58	the	the	DET
inlawrev-18341	574	59	companies	company	NOUN
inlawrev-18341	574	60	that	that	PRON
inlawrev-18341	574	61	were	be	AUX
inlawrev-18341	574	62	later	later	ADV
inlawrev-18341	574	63	alleged	allege	VERB
inlawrev-18341	574	64	to	to	PART
inlawrev-18341	574	65	have	have	AUX
inlawrev-18341	574	66	increased	increase	VERB
inlawrev-18341	574	67	their	their	PRON
inlawrev-18341	574	68	leverage	leverage	NOUN
inlawrev-18341	574	69	ratios	ratio	NOUN
inlawrev-18341	574	70	after	after	ADP
inlawrev-18341	574	71	2004	2004	NUM
inlawrev-18341	574	72	had	have	VERB
inlawrev-18341	574	73	ratios	ratio	NOUN
inlawrev-18341	574	74	of	of	ADP
inlawrev-18341	574	75	twenty	twenty	NUM
inlawrev-18341	574	76	-	-	PUNCT
inlawrev-18341	574	77	eight	eight	NUM
inlawrev-18341	574	78	to	to	ADP
inlawrev-18341	574	79	one	one	NUM
inlawrev-18341	574	80	in	in	ADP
inlawrev-18341	574	81	1998	1998	NUM
inlawrev-18341	574	82	—	—	PUNCT
inlawrev-18341	574	83	higher	high	ADJ
inlawrev-18341	574	84	than	than	ADP
inlawrev-18341	574	85	their	their	PRON
inlawrev-18341	574	86	ratios	ratio	NOUN
inlawrev-18341	574	87	at	at	ADP
inlawrev-18341	574	88	the	the	DET
inlawrev-18341	574	89	end	end	NOUN
inlawrev-18341	574	90	of	of	ADP
inlawrev-18341	574	91	2006.210	2006.210	NUM
inlawrev-18341	574	92	for	for	ADP
inlawrev-18341	574	93	those	those	PRON
inlawrev-18341	574	94	who	who	PRON
inlawrev-18341	574	95	wanted	want	VERB
inlawrev-18341	574	96	to	to	PART
inlawrev-18341	574	97	see	see	VERB
inlawrev-18341	574	98	a	a	DET
inlawrev-18341	574	99	failure	failure	NOUN
inlawrev-18341	574	100	of	of	ADP
inlawrev-18341	574	101	(	(	PUNCT
inlawrev-18341	574	102	or	or	CCONJ
inlawrev-18341	574	103	permissive	permissive	ADJ
inlawrev-18341	574	104	)	)	PUNCT
inlawrev-18341	574	105	regulation	regulation	NOUN
inlawrev-18341	574	106	,	,	PUNCT
inlawrev-18341	574	107	this	this	PRON
inlawrev-18341	574	108	was	be	AUX
inlawrev-18341	574	109	a	a	DET
inlawrev-18341	574	110	plausible	plausible	ADJ
inlawrev-18341	574	111	story	story	NOUN
inlawrev-18341	574	112	,	,	PUNCT
inlawrev-18341	574	113	211	211	NUM
inlawrev-18341	574	114	even	even	ADV
inlawrev-18341	574	115	though	though	SCONJ
inlawrev-18341	574	116	publicly	publicly	ADV
inlawrev-18341	574	117	available	available	ADJ
inlawrev-18341	574	118	information	information	NOUN
inlawrev-18341	574	119	would	would	AUX
inlawrev-18341	574	120	have	have	AUX
inlawrev-18341	574	121	readily	readily	ADV
inlawrev-18341	574	122	disproved	disprove	VERB
inlawrev-18341	574	123	it.212	it.212	PROPN
inlawrev-18341	574	124	203	203	NUM
inlawrev-18341	574	125	.	.	PUNCT
inlawrev-18341	575	1	alan	alan	PROPN
inlawrev-18341	575	2	s.	s.	PROPN
inlawrev-18341	575	3	blinder	blinder	PROPN
inlawrev-18341	575	4	,	,	PUNCT
inlawrev-18341	575	5	six	six	NUM
inlawrev-18341	575	6	errors	error	NOUN
inlawrev-18341	575	7	on	on	ADP
inlawrev-18341	575	8	the	the	DET
inlawrev-18341	575	9	path	path	NOUN
inlawrev-18341	575	10	to	to	ADP
inlawrev-18341	575	11	the	the	DET
inlawrev-18341	575	12	financial	financial	ADJ
inlawrev-18341	575	13	crisis	crisis	NOUN
inlawrev-18341	575	14	,	,	PUNCT
inlawrev-18341	575	15	n.y	n.y	PROPN
inlawrev-18341	575	16	.	.	PROPN
inlawrev-18341	575	17	times	times	PROPN
inlawrev-18341	575	18	,	,	PUNCT
inlawrev-18341	575	19	jan	jan	PROPN
inlawrev-18341	575	20	.	.	PROPN
inlawrev-18341	575	21	24	24	NUM
inlawrev-18341	575	22	,	,	PUNCT
inlawrev-18341	575	23	2009	2009	NUM
inlawrev-18341	575	24	,	,	PUNCT
inlawrev-18341	575	25	http://www.nytimes.com/2009/01/25/business/economy/25view.html?_r=0	http://www.nytimes.com/2009/01/25/business/economy/25view.html?_r=0	PROPN
inlawrev-18341	575	26	,	,	PUNCT
inlawrev-18341	575	27	archived	archive	VERB
inlawrev-18341	575	28	at	at	ADP
inlawrev-18341	575	29	http://perma.cc/h2ae-bt9y	http://perma.cc/h2ae-bt9y	NOUN
inlawrev-18341	575	30	(	(	PUNCT
inlawrev-18341	575	31	wondering	wonder	VERB
inlawrev-18341	575	32	“	"	PUNCT
inlawrev-18341	575	33	what	what	PRON
inlawrev-18341	575	34	were	be	AUX
inlawrev-18341	575	35	the	the	DET
inlawrev-18341	575	36	s.e.c	s.e.c	NOUN
inlawrev-18341	575	37	.	.	PUNCT
inlawrev-18341	576	1	and	and	CCONJ
inlawrev-18341	576	2	the	the	DET
inlawrev-18341	576	3	heads	head	NOUN
inlawrev-18341	576	4	of	of	ADP
inlawrev-18341	576	5	the	the	DET
inlawrev-18341	576	6	firms	firm	NOUN
inlawrev-18341	576	7	thinking	think	VERB
inlawrev-18341	576	8	?	?	PUNCT
inlawrev-18341	576	9	”	"	PUNCT
inlawrev-18341	576	10	)	)	PUNCT
inlawrev-18341	576	11	.	.	PUNCT
inlawrev-18341	577	1	204	204	NUM
inlawrev-18341	577	2	.	.	PUNCT
inlawrev-18341	578	1	reinhart	reinhart	PROPN
inlawrev-18341	578	2	&	&	CCONJ
inlawrev-18341	578	3	rogoff	rogoff	PROPN
inlawrev-18341	578	4	,	,	PUNCT
inlawrev-18341	578	5	supra	supra	PROPN
inlawrev-18341	578	6	note	note	NOUN
inlawrev-18341	578	7	1	1	NUM
inlawrev-18341	578	8	,	,	PUNCT
inlawrev-18341	578	9	at	at	ADP
inlawrev-18341	578	10	214	214	NUM
inlawrev-18341	578	11	(	(	PUNCT
inlawrev-18341	578	12	referring	refer	VERB
inlawrev-18341	578	13	to	to	ADP
inlawrev-18341	578	14	the	the	DET
inlawrev-18341	578	15	“	"	PUNCT
inlawrev-18341	578	16	2004	2004	NUM
inlawrev-18341	578	17	decision	decision	NOUN
inlawrev-18341	578	18	of	of	ADP
inlawrev-18341	578	19	the	the	DET
inlawrev-18341	578	20	securities	securities	PROPN
inlawrev-18341	578	21	and	and	CCONJ
inlawrev-18341	578	22	exchange	exchange	PROPN
inlawrev-18341	578	23	commission	commission	PROPN
inlawrev-18341	578	24	to	to	PART
inlawrev-18341	578	25	allow	allow	VERB
inlawrev-18341	578	26	investment	investment	NOUN
inlawrev-18341	578	27	banks	bank	NOUN
inlawrev-18341	578	28	to	to	PART
inlawrev-18341	578	29	triple	triple	VERB
inlawrev-18341	578	30	their	their	PRON
inlawrev-18341	578	31	leverage	leverage	NOUN
inlawrev-18341	578	32	ratios	ratio	NOUN
inlawrev-18341	578	33	(	(	PUNCT
inlawrev-18341	578	34	that	that	PRON
inlawrev-18341	578	35	is	is	ADV
inlawrev-18341	578	36	,	,	PUNCT
inlawrev-18341	578	37	the	the	DET
inlawrev-18341	578	38	ratio	ratio	NOUN
inlawrev-18341	578	39	measuring	measure	VERB
inlawrev-18341	578	40	the	the	DET
inlawrev-18341	578	41	amount	amount	NOUN
inlawrev-18341	578	42	of	of	ADP
inlawrev-18341	578	43	risk	risk	NOUN
inlawrev-18341	578	44	to	to	ADP
inlawrev-18341	578	45	capital	capital	NOUN
inlawrev-18341	578	46	)	)	PUNCT
inlawrev-18341	578	47	”	"	PUNCT
inlawrev-18341	578	48	as	as	ADP
inlawrev-18341	578	49	a	a	DET
inlawrev-18341	578	50	huge	huge	ADJ
inlawrev-18341	578	51	regulatory	regulatory	ADJ
inlawrev-18341	578	52	mistake	mistake	NOUN
inlawrev-18341	578	53	)	)	PUNCT
inlawrev-18341	578	54	;	;	PUNCT
inlawrev-18341	578	55	see	see	VERB
inlawrev-18341	578	56	also	also	ADV
inlawrev-18341	578	57	roubini	roubini	PROPN
inlawrev-18341	578	58	&	&	CCONJ
inlawrev-18341	578	59	mihm	mihm	PROPN
inlawrev-18341	578	60	,	,	PUNCT
inlawrev-18341	578	61	supra	supra	PROPN
inlawrev-18341	578	62	note	note	PROPN
inlawrev-18341	578	63	1	1	NUM
inlawrev-18341	578	64	,	,	PUNCT
inlawrev-18341	578	65	at	at	ADP
inlawrev-18341	578	66	75	75	NUM
inlawrev-18341	578	67	;	;	PUNCT
inlawrev-18341	578	68	stiglitz	stiglitz	PROPN
inlawrev-18341	578	69	,	,	PUNCT
inlawrev-18341	578	70	supra	supra	PROPN
inlawrev-18341	578	71	note	note	PROPN
inlawrev-18341	578	72	1	1	NUM
inlawrev-18341	578	73	,	,	PUNCT
inlawrev-18341	578	74	at	at	ADP
inlawrev-18341	578	75	163	163	NUM
inlawrev-18341	578	76	.	.	PUNCT
inlawrev-18341	578	77	205	205	NUM
inlawrev-18341	578	78	.	.	PUNCT
inlawrev-18341	579	1	john	john	PROPN
inlawrev-18341	579	2	c.	c.	PROPN
inlawrev-18341	579	3	coffee	coffee	PROPN
inlawrev-18341	579	4	,	,	PUNCT
inlawrev-18341	579	5	analyzing	analyze	VERB
inlawrev-18341	579	6	the	the	DET
inlawrev-18341	579	7	credit	credit	NOUN
inlawrev-18341	579	8	crisis	crisis	NOUN
inlawrev-18341	579	9	:	:	PUNCT
inlawrev-18341	579	10	was	be	AUX
inlawrev-18341	579	11	the	the	DET
inlawrev-18341	579	12	sec	sec	PROPN
inlawrev-18341	579	13	missing	miss	VERB
inlawrev-18341	579	14	in	in	ADP
inlawrev-18341	579	15	action	action	NOUN
inlawrev-18341	579	16	?	?	PUNCT
inlawrev-18341	579	17	,	,	PUNCT
inlawrev-18341	579	18	n.y	n.y	PROPN
inlawrev-18341	579	19	.	.	PROPN
inlawrev-18341	579	20	l.j	l.j	PROPN
inlawrev-18341	579	21	.	.	PROPN
inlawrev-18341	579	22	,	,	PUNCT
inlawrev-18341	579	23	(	(	PUNCT
inlawrev-18341	579	24	2008	2008	NUM
inlawrev-18341	579	25	)	)	PUNCT
inlawrev-18341	579	26	.	.	PUNCT
inlawrev-18341	580	1	see	see	VERB
inlawrev-18341	580	2	also	also	ADV
inlawrev-18341	580	3	robert	robert	PROPN
inlawrev-18341	580	4	j.	j.	PROPN
inlawrev-18341	580	5	rhee	rhee	PROPN
inlawrev-18341	580	6	,	,	PUNCT
inlawrev-18341	580	7	the	the	DET
inlawrev-18341	580	8	decline	decline	NOUN
inlawrev-18341	580	9	of	of	ADP
inlawrev-18341	580	10	investment	investment	NOUN
inlawrev-18341	580	11	banking	banking	NOUN
inlawrev-18341	580	12	:	:	PUNCT
inlawrev-18341	580	13	preliminary	preliminary	ADJ
inlawrev-18341	580	14	thoughts	thought	NOUN
inlawrev-18341	580	15	on	on	ADP
inlawrev-18341	580	16	the	the	DET
inlawrev-18341	580	17	evolution	evolution	NOUN
inlawrev-18341	580	18	of	of	ADP
inlawrev-18341	580	19	the	the	DET
inlawrev-18341	580	20	industry	industry	NOUN
inlawrev-18341	580	21	1996	1996	NUM
inlawrev-18341	580	22	-	-	SYM
inlawrev-18341	580	23	2008	2008	NUM
inlawrev-18341	580	24	,	,	PUNCT
inlawrev-18341	580	25	5	5	NUM
inlawrev-18341	580	26	j.	j.	PROPN
inlawrev-18341	580	27	bus	bus	PROPN
inlawrev-18341	580	28	.	.	PUNCT
inlawrev-18341	580	29	&	&	CCONJ
inlawrev-18341	580	30	tech	tech	PROPN
inlawrev-18341	580	31	.	.	PUNCT
inlawrev-18341	581	1	l.	l.	PROPN
inlawrev-18341	581	2	75	75	NUM
inlawrev-18341	581	3	,	,	PUNCT
inlawrev-18341	581	4	82	82	NUM
inlawrev-18341	581	5	-	-	SYM
inlawrev-18341	581	6	83	83	NUM
inlawrev-18341	581	7	(	(	PUNCT
inlawrev-18341	581	8	2010	2010	NUM
inlawrev-18341	581	9	.	.	PUNCT
inlawrev-18341	582	1	206	206	NUM
inlawrev-18341	582	2	.	.	PUNCT
inlawrev-18341	583	1	daniel	daniel	PROPN
inlawrev-18341	583	2	gross	gross	PROPN
inlawrev-18341	583	3	,	,	PUNCT
inlawrev-18341	583	4	the	the	DET
inlawrev-18341	583	5	gang	gang	NOUN
inlawrev-18341	583	6	of	of	ADP
inlawrev-18341	583	7	five	five	NUM
inlawrev-18341	583	8	and	and	CCONJ
inlawrev-18341	583	9	how	how	SCONJ
inlawrev-18341	583	10	they	they	PRON
inlawrev-18341	583	11	nearly	nearly	ADV
inlawrev-18341	583	12	ruined	ruin	VERB
inlawrev-18341	583	13	us	we	PRON
inlawrev-18341	583	14	,	,	PUNCT
inlawrev-18341	583	15	slate	slate	NOUN
inlawrev-18341	583	16	(	(	PUNCT
inlawrev-18341	583	17	jan	jan	PROPN
inlawrev-18341	583	18	.	.	PROPN
inlawrev-18341	583	19	29	29	NUM
inlawrev-18341	583	20	,	,	PUNCT
inlawrev-18341	583	21	2010	2010	NUM
inlawrev-18341	583	22	)	)	PUNCT
inlawrev-18341	583	23	,	,	PUNCT
inlawrev-18341	583	24	http://www.slate.com/articles/business/moneybox/2010/01/the_gang_of_five_and_how_they_n	http://www.slate.com/articles/business/moneybox/2010/01/the_gang_of_five_and_how_they_n	PROPN
inlawrev-18341	583	25	early_ruined_us.html	early_ruined_us.html	PROPN
inlawrev-18341	583	26	,	,	PUNCT
inlawrev-18341	583	27	archived	archive	VERB
inlawrev-18341	583	28	at	at	ADP
inlawrev-18341	583	29	http://perma.cc/l68j-emup	http://perma.cc/l68j-emup	PROPN
inlawrev-18341	583	30	.	.	PUNCT
inlawrev-18341	584	1	207	207	NUM
inlawrev-18341	584	2	.	.	PUNCT
inlawrev-18341	585	1	17	17	NUM
inlawrev-18341	585	2	c.f.r	c.f.r	NOUN
inlawrev-18341	585	3	.	.	PUNCT
inlawrev-18341	586	1	§	§	PROPN
inlawrev-18341	586	2	240.15c3	240.15c3	PROPN
inlawrev-18341	586	3	-	-	AUX
inlawrev-18341	586	4	1	1	NUM
inlawrev-18341	586	5	(	(	PUNCT
inlawrev-18341	586	6	2005	2005	NUM
inlawrev-18341	586	7	)	)	PUNCT
inlawrev-18341	586	8	(	(	PUNCT
inlawrev-18341	586	9	net	net	ADJ
inlawrev-18341	586	10	capital	capital	NOUN
inlawrev-18341	586	11	requirements	requirement	NOUN
inlawrev-18341	586	12	for	for	ADP
inlawrev-18341	586	13	brokers	broker	NOUN
inlawrev-18341	586	14	or	or	CCONJ
inlawrev-18341	586	15	dealers	dealer	NOUN
inlawrev-18341	586	16	)	)	PUNCT
inlawrev-18341	586	17	.	.	PUNCT
inlawrev-18341	587	1	208	208	NUM
inlawrev-18341	587	2	.	.	X
inlawrev-18341	588	1	cf	cf	NOUN
inlawrev-18341	588	2	.	.	PUNCT
inlawrev-18341	589	1	17	17	NUM
inlawrev-18341	589	2	c.f.r	c.f.r	NOUN
inlawrev-18341	589	3	.	.	PUNCT
inlawrev-18341	590	1	§	§	PROPN
inlawrev-18341	590	2	240.15c3	240.15c3	PROPN
inlawrev-18341	590	3	-	-	SYM
inlawrev-18341	590	4	1	1	NUM
inlawrev-18341	590	5	(	(	PUNCT
inlawrev-18341	590	6	2003	2003	NUM
inlawrev-18341	590	7	)	)	PUNCT
inlawrev-18341	590	8	and	and	CCONJ
inlawrev-18341	590	9	17	17	NUM
inlawrev-18341	590	10	c.f.r	c.f.r	NOUN
inlawrev-18341	590	11	.	.	PUNCT
inlawrev-18341	591	1	§	§	PROPN
inlawrev-18341	591	2	240.15c3	240.15c3	PROPN
inlawrev-18341	591	3	-	-	AUX
inlawrev-18341	591	4	1	1	NUM
inlawrev-18341	591	5	(	(	PUNCT
inlawrev-18341	591	6	2005	2005	NUM
inlawrev-18341	591	7	)	)	PUNCT
inlawrev-18341	591	8	.	.	PUNCT
inlawrev-18341	592	1	209	209	NUM
inlawrev-18341	592	2	.	.	PUNCT
inlawrev-18341	593	1	william	william	PROPN
inlawrev-18341	593	2	d.	d.	PROPN
inlawrev-18341	593	3	cohan	cohan	PROPN
inlawrev-18341	593	4	,	,	PUNCT
inlawrev-18341	593	5	how	how	SCONJ
inlawrev-18341	593	6	we	we	PRON
inlawrev-18341	593	7	got	get	VERB
inlawrev-18341	593	8	the	the	DET
inlawrev-18341	593	9	crash	crash	NOUN
inlawrev-18341	593	10	wrong	wrong	NOUN
inlawrev-18341	593	11	,	,	PUNCT
inlawrev-18341	593	12	atlantic	atlantic	PROPN
inlawrev-18341	593	13	(	(	PUNCT
inlawrev-18341	593	14	may	may	PROPN
inlawrev-18341	593	15	21	21	NUM
inlawrev-18341	593	16	,	,	PUNCT
inlawrev-18341	593	17	2012	2012	NUM
inlawrev-18341	593	18	)	)	PUNCT
inlawrev-18341	593	19	,	,	PUNCT
inlawrev-18341	593	20	http://www.theatlantic.com/magazine/archive/2012/06/how-we-got-the-crash-wrong/308984/	http://www.theatlantic.com/magazine/archive/2012/06/how-we-got-the-crash-wrong/308984/	PROPN
inlawrev-18341	593	21	,	,	PUNCT
inlawrev-18341	593	22	archived	archive	VERB
inlawrev-18341	593	23	at	at	ADP
inlawrev-18341	593	24	http://perma.cc/g8lh-hnhk	http://perma.cc/g8lh-hnhk	PROPN
inlawrev-18341	593	25	.	.	PUNCT
inlawrev-18341	594	1	210	210	NUM
inlawrev-18341	594	2	.	.	PUNCT
inlawrev-18341	595	1	u.s	u.s	PROPN
inlawrev-18341	595	2	.	.	PROPN
inlawrev-18341	595	3	gov’t	gov’t	PROPN
inlawrev-18341	595	4	accountability	accountability	NOUN
inlawrev-18341	595	5	office	office	NOUN
inlawrev-18341	595	6	,	,	PUNCT
inlawrev-18341	595	7	rep	rep	PROPN
inlawrev-18341	595	8	.	.	PROPN
inlawrev-18341	595	9	no	no	PROPN
inlawrev-18341	595	10	.	.	PUNCT
inlawrev-18341	596	1	gao-09	gao-09	PROPN
inlawrev-18341	596	2	-	-	SYM
inlawrev-18341	596	3	739	739	NUM
inlawrev-18341	596	4	,	,	PUNCT
inlawrev-18341	596	5	at	at	ADP
inlawrev-18341	596	6	40	40	NUM
inlawrev-18341	596	7	(	(	PUNCT
inlawrev-18341	596	8	2009	2009	NUM
inlawrev-18341	596	9	)	)	PUNCT
inlawrev-18341	596	10	(	(	PUNCT
inlawrev-18341	596	11	finding	find	VERB
inlawrev-18341	596	12	that	that	SCONJ
inlawrev-18341	596	13	“	"	PUNCT
inlawrev-18341	596	14	of	of	ADP
inlawrev-18341	596	15	four	four	NUM
inlawrev-18341	596	16	of	of	ADP
inlawrev-18341	596	17	the	the	DET
inlawrev-18341	596	18	five	five	NUM
inlawrev-18341	596	19	broker	broker	NOUN
inlawrev-18341	596	20	-	-	PUNCT
inlawrev-18341	596	21	dealer	dealer	NOUN
inlawrev-18341	596	22	holding	hold	VERB
inlawrev-18341	596	23	companies	company	NOUN
inlawrev-18341	596	24	that	that	PRON
inlawrev-18341	596	25	later	later	ADV
inlawrev-18341	596	26	[	[	X
inlawrev-18341	596	27	were	be	AUX
inlawrev-18341	596	28	covered	cover	VERB
inlawrev-18341	596	29	by	by	ADP
inlawrev-18341	596	30	rule	rule	NOUN
inlawrev-18341	596	31	15c3	15c3	NUM
inlawrev-18341	596	32	-	-	SYM
inlawrev-18341	596	33	1	1	NUM
inlawrev-18341	596	34	]	]	PUNCT
inlawrev-18341	596	35	.	.	PUNCT
inlawrev-18341	597	1	.	.	PUNCT
inlawrev-18341	597	2	.	.	PUNCT
inlawrev-18341	598	1	three	three	NUM
inlawrev-18341	598	2	had	have	VERB
inlawrev-18341	598	3	ratios	ratio	NOUN
inlawrev-18341	598	4	equal	equal	ADJ
inlawrev-18341	598	5	to	to	ADP
inlawrev-18341	598	6	or	or	CCONJ
inlawrev-18341	598	7	greater	great	ADJ
inlawrev-18341	598	8	than	than	ADP
inlawrev-18341	598	9	28	28	NUM
inlawrev-18341	598	10	-	-	PUNCT
inlawrev-18341	598	11	to-1	to-1	NUM
inlawrev-18341	598	12	at	at	ADP
inlawrev-18341	598	13	fiscal	fiscal	ADJ
inlawrev-18341	598	14	year	year	NOUN
inlawrev-18341	598	15	end	end	NOUN
inlawrev-18341	598	16	1998	1998	NUM
inlawrev-18341	598	17	,	,	PUNCT
inlawrev-18341	598	18	which	which	PRON
inlawrev-18341	598	19	was	be	AUX
inlawrev-18341	598	20	higher	high	ADJ
inlawrev-18341	598	21	than	than	ADP
inlawrev-18341	598	22	their	their	PRON
inlawrev-18341	598	23	ratios	ratio	NOUN
inlawrev-18341	598	24	at	at	ADP
inlawrev-18341	598	25	fiscal	fiscal	ADJ
inlawrev-18341	598	26	year	year	NOUN
inlawrev-18341	598	27	-	-	PUNCT
inlawrev-18341	598	28	end	end	NOUN
inlawrev-18341	598	29	2006	2006	NUM
inlawrev-18341	598	30	before	before	SCONJ
inlawrev-18341	598	31	the	the	DET
inlawrev-18341	598	32	crisis	crisis	NOUN
inlawrev-18341	598	33	began	begin	VERB
inlawrev-18341	598	34	”	"	PUNCT
inlawrev-18341	598	35	)	)	PUNCT
inlawrev-18341	598	36	,	,	PUNCT
inlawrev-18341	598	37	available	available	ADJ
inlawrev-18341	598	38	at	at	ADP
inlawrev-18341	598	39	http://www.gao.gov/assets/	http://www.gao.gov/assets/	NOUN
inlawrev-18341	598	40	300/292767.html	300/292767.html	NUM
inlawrev-18341	598	41	;	;	PUNCT
inlawrev-18341	598	42	see	see	VERB
inlawrev-18341	598	43	also	also	ADV
inlawrev-18341	598	44	fcic	fcic	NOUN
inlawrev-18341	598	45	report	report	NOUN
inlawrev-18341	598	46	,	,	PUNCT
inlawrev-18341	598	47	supra	supra	PROPN
inlawrev-18341	598	48	note	note	NOUN
inlawrev-18341	598	49	3	3	NUM
inlawrev-18341	598	50	,	,	PUNCT
inlawrev-18341	598	51	at	at	ADP
inlawrev-18341	598	52	153	153	NUM
inlawrev-18341	598	53	-	-	SYM
inlawrev-18341	598	54	54	54	NUM
inlawrev-18341	598	55	(	(	PUNCT
inlawrev-18341	598	56	noting	note	VERB
inlawrev-18341	598	57	that	that	SCONJ
inlawrev-18341	598	58	although	although	SCONJ
inlawrev-18341	598	59	leverage	leverage	NOUN
inlawrev-18341	598	60	at	at	ADP
inlawrev-18341	598	61	the	the	DET
inlawrev-18341	598	62	investment	investment	NOUN
inlawrev-18341	598	63	banks	bank	NOUN
inlawrev-18341	598	64	increased	increase	VERB
inlawrev-18341	598	65	in	in	ADP
inlawrev-18341	598	66	2004	2004	NUM
inlawrev-18341	598	67	-	-	SYM
inlawrev-18341	598	68	07	07	NUM
inlawrev-18341	598	69	,	,	PUNCT
inlawrev-18341	598	70	in	in	ADP
inlawrev-18341	598	71	most	most	ADJ
inlawrev-18341	598	72	cases	case	NOUN
inlawrev-18341	598	73	it	it	PRON
inlawrev-18341	598	74	had	have	AUX
inlawrev-18341	598	75	been	be	AUX
inlawrev-18341	598	76	higher	high	ADJ
inlawrev-18341	598	77	in	in	ADP
inlawrev-18341	598	78	the	the	DET
inlawrev-18341	598	79	late	late	ADJ
inlawrev-18341	598	80	1990s	1990s	NUM
inlawrev-18341	598	81	)	)	PUNCT
inlawrev-18341	598	82	.	.	PUNCT
inlawrev-18341	599	1	leverage	leverage	NOUN
inlawrev-18341	599	2	in	in	ADP
inlawrev-18341	599	3	fact	fact	NOUN
inlawrev-18341	599	4	has	have	AUX
inlawrev-18341	599	5	fluctuated	fluctuate	VERB
inlawrev-18341	599	6	an	an	DET
inlawrev-18341	599	7	enormous	enormous	ADJ
inlawrev-18341	599	8	amount	amount	NOUN
inlawrev-18341	599	9	,	,	PUNCT
inlawrev-18341	599	10	ranging	range	VERB
inlawrev-18341	599	11	from	from	ADP
inlawrev-18341	599	12	below	below	ADP
inlawrev-18341	599	13	eight	eight	NUM
inlawrev-18341	599	14	to	to	ADP
inlawrev-18341	599	15	one	one	NUM
inlawrev-18341	599	16	in	in	ADP
inlawrev-18341	599	17	the	the	DET
inlawrev-18341	599	18	early	early	ADJ
inlawrev-18341	599	19	1970s	1970	NOUN
inlawrev-18341	599	20	to	to	ADP
inlawrev-18341	599	21	occasionally	occasionally	ADV
inlawrev-18341	599	22	exceeding	exceed	VERB
inlawrev-18341	599	23	thirty	thirty	NUM
inlawrev-18341	599	24	-	-	PUNCT
inlawrev-18341	599	25	five	five	NUM
inlawrev-18341	599	26	to	to	ADP
inlawrev-18341	599	27	one	one	NUM
inlawrev-18341	599	28	in	in	ADP
inlawrev-18341	599	29	the	the	DET
inlawrev-18341	599	30	1950s	1950s	NUM
inlawrev-18341	599	31	.	.	PUNCT
inlawrev-18341	600	1	see	see	VERB
inlawrev-18341	600	2	cohan	cohan	PROPN
inlawrev-18341	600	3	,	,	PUNCT
inlawrev-18341	600	4	supra	supra	PROPN
inlawrev-18341	600	5	note	note	NOUN
inlawrev-18341	600	6	209	209	NUM
inlawrev-18341	600	7	.	.	PUNCT
inlawrev-18341	601	1	211	211	NUM
inlawrev-18341	601	2	.	.	PUNCT
inlawrev-18341	602	1	see	see	VERB
inlawrev-18341	602	2	andrew	andrew	PROPN
inlawrev-18341	602	3	w.	w.	PROPN
inlawrev-18341	602	4	lo	lo	PROPN
inlawrev-18341	602	5	&	&	CCONJ
inlawrev-18341	602	6	mark	mark	PROPN
inlawrev-18341	602	7	t.	t.	PROPN
inlawrev-18341	602	8	mueller	mueller	PROPN
inlawrev-18341	602	9	,	,	PUNCT
inlawrev-18341	602	10	warning	warning	NOUN
inlawrev-18341	602	11	!	!	PUNCT
inlawrev-18341	603	1	physics	physics	NOUN
inlawrev-18341	603	2	envy	envy	NOUN
inlawrev-18341	603	3	may	may	AUX
inlawrev-18341	603	4	be	be	AUX
inlawrev-18341	603	5	hazardous	hazardous	ADJ
inlawrev-18341	603	6	to	to	ADP
inlawrev-18341	603	7	your	your	PRON
inlawrev-18341	603	8	wealth	wealth	NOUN
inlawrev-18341	603	9	,	,	PUNCT
inlawrev-18341	603	10	8	8	NUM
inlawrev-18341	603	11	j.	j.	NOUN
inlawrev-18341	603	12	of	of	ADP
inlawrev-18341	603	13	inv	inv	PROPN
inlawrev-18341	603	14	.	.	PUNCT
inlawrev-18341	604	1	mgmt	mgmt	PROPN
inlawrev-18341	604	2	.	.	PROPN
inlawrev-18341	605	1	13	13	NUM
inlawrev-18341	605	2	(	(	PUNCT
inlawrev-18341	605	3	2010	2010	NUM
inlawrev-18341	605	4	)	)	PUNCT
inlawrev-18341	605	5	,	,	PUNCT
inlawrev-18341	606	1	available	available	ADJ
inlawrev-18341	606	2	at	at	ADP
inlawrev-18341	606	3	http://arxiv.org/pdf/1003.2688.pdf	http://arxiv.org/pdf/1003.2688.pdf	NOUN
inlawrev-18341	606	4	.	.	PUNCT
inlawrev-18341	607	1	212	212	NUM
inlawrev-18341	607	2	.	.	PUNCT
inlawrev-18341	608	1	see	see	PROPN
inlawrev-18341	608	2	mclean	mclean	PROPN
inlawrev-18341	608	3	&	&	CCONJ
inlawrev-18341	608	4	nocera	nocera	PROPN
inlawrev-18341	608	5	,	,	PUNCT
inlawrev-18341	608	6	supra	supra	PROPN
inlawrev-18341	608	7	note	note	NOUN
inlawrev-18341	608	8	2	2	NUM
inlawrev-18341	608	9	(	(	PUNCT
inlawrev-18341	608	10	describing	describe	VERB
inlawrev-18341	608	11	how	how	SCONJ
inlawrev-18341	608	12	a	a	DET
inlawrev-18341	608	13	semi	semi	ADJ
inlawrev-18341	608	14	-	-	ADJ
inlawrev-18341	608	15	retired	retired	ADJ
inlawrev-18341	608	16	lawyer	lawyer	NOUN
inlawrev-18341	608	17	and	and	CCONJ
inlawrev-18341	608	18	a	a	DET
inlawrev-18341	608	19	62	62	NUM
inlawrev-18341	608	20	indiana	indiana	NOUN
inlawrev-18341	608	21	law	law	NOUN
inlawrev-18341	608	22	review	review	NOUN
inlawrev-18341	609	1	[	[	X
inlawrev-18341	609	2	vol	vol	NOUN
inlawrev-18341	609	3	.	.	PUNCT
inlawrev-18341	610	1	47:37	47:37	NUM
inlawrev-18341	610	2	e.	e.	PROPN
inlawrev-18341	610	3	low	low	PROPN
inlawrev-18341	610	4	interest	interest	PROPN
inlawrev-18341	610	5	rates	rate	NOUN
inlawrev-18341	610	6	another	another	DET
inlawrev-18341	610	7	area	area	NOUN
inlawrev-18341	610	8	of	of	ADP
inlawrev-18341	610	9	dispute	dispute	NOUN
inlawrev-18341	610	10	is	be	AUX
inlawrev-18341	610	11	the	the	DET
inlawrev-18341	610	12	role	role	NOUN
inlawrev-18341	610	13	of	of	ADP
inlawrev-18341	610	14	greenspan	greenspan	PROPN
inlawrev-18341	610	15	’s	’s	PART
inlawrev-18341	610	16	low	low	ADJ
inlawrev-18341	610	17	-	-	PUNCT
inlawrev-18341	610	18	interest	interest	NOUN
inlawrev-18341	610	19	rate	rate	NOUN
inlawrev-18341	610	20	policy.213	policy.213	PROPN
inlawrev-18341	610	21	alan	alan	PROPN
inlawrev-18341	610	22	greenspan	greenspan	PROPN
inlawrev-18341	610	23	kept	keep	VERB
inlawrev-18341	610	24	interest	interest	NOUN
inlawrev-18341	610	25	rates	rate	NOUN
inlawrev-18341	610	26	low	low	ADJ
inlawrev-18341	610	27	,	,	PUNCT
inlawrev-18341	610	28	arguably	arguably	ADV
inlawrev-18341	610	29	too	too	ADV
inlawrev-18341	610	30	low	low	ADJ
inlawrev-18341	610	31	,	,	PUNCT
inlawrev-18341	610	32	in	in	ADP
inlawrev-18341	610	33	the	the	DET
inlawrev-18341	610	34	early	early	ADJ
inlawrev-18341	610	35	2000s	2000s	NUM
inlawrev-18341	610	36	.	.	PUNCT
inlawrev-18341	611	1	this	this	PRON
inlawrev-18341	611	2	could	could	AUX
inlawrev-18341	611	3	have	have	AUX
inlawrev-18341	611	4	contributed	contribute	VERB
inlawrev-18341	611	5	to	to	ADP
inlawrev-18341	611	6	the	the	DET
inlawrev-18341	611	7	growth	growth	NOUN
inlawrev-18341	611	8	of	of	ADP
inlawrev-18341	611	9	the	the	DET
inlawrev-18341	611	10	real	real	ADJ
inlawrev-18341	611	11	estate	estate	NOUN
inlawrev-18341	611	12	bubble	bubble	NOUN
inlawrev-18341	611	13	,	,	PUNCT
inlawrev-18341	611	14	as	as	SCONJ
inlawrev-18341	611	15	a	a	DET
inlawrev-18341	611	16	would	would	AUX
inlawrev-18341	611	17	-	-	PUNCT
inlawrev-18341	611	18	be	be	AUX
inlawrev-18341	611	19	home	home	NOUN
inlawrev-18341	611	20	buyer	buyer	NOUN
inlawrev-18341	611	21	’s	’s	PART
inlawrev-18341	611	22	monthly	monthly	ADJ
inlawrev-18341	611	23	payments	payment	NOUN
inlawrev-18341	611	24	could	could	AUX
inlawrev-18341	611	25	support	support	VERB
inlawrev-18341	611	26	higher	high	ADJ
inlawrev-18341	611	27	mortgages	mortgage	NOUN
inlawrev-18341	611	28	and	and	CCONJ
inlawrev-18341	611	29	thus	thus	ADV
inlawrev-18341	611	30	higher	high	ADJ
inlawrev-18341	611	31	prices.214	prices.214	ADJ
inlawrev-18341	611	32	more	more	ADV
inlawrev-18341	611	33	precisely	precisely	ADV
inlawrev-18341	611	34	,	,	PUNCT
inlawrev-18341	611	35	to	to	PART
inlawrev-18341	611	36	form	form	VERB
inlawrev-18341	611	37	a	a	DET
inlawrev-18341	611	38	bubble	bubble	NOUN
inlawrev-18341	611	39	,	,	PUNCT
inlawrev-18341	611	40	housing	housing	NOUN
inlawrev-18341	611	41	prices	price	NOUN
inlawrev-18341	611	42	would	would	AUX
inlawrev-18341	611	43	increase	increase	VERB
inlawrev-18341	611	44	by	by	ADP
inlawrev-18341	611	45	more	more	ADJ
inlawrev-18341	611	46	than	than	SCONJ
inlawrev-18341	611	47	they	they	PRON
inlawrev-18341	611	48	should	should	AUX
inlawrev-18341	611	49	increase	increase	VERB
inlawrev-18341	611	50	,	,	PUNCT
inlawrev-18341	611	51	as	as	SCONJ
inlawrev-18341	611	52	standard	standard	ADJ
inlawrev-18341	611	53	economic	economic	ADJ
inlawrev-18341	611	54	theory	theory	NOUN
inlawrev-18341	611	55	“	"	PUNCT
inlawrev-18341	611	56	says	say	VERB
inlawrev-18341	611	57	that	that	SCONJ
inlawrev-18341	611	58	low	low	ADJ
inlawrev-18341	611	59	interests	interest	NOUN
inlawrev-18341	611	60	rates	rate	NOUN
inlawrev-18341	611	61	should	should	AUX
inlawrev-18341	611	62	increase	increase	VERB
inlawrev-18341	611	63	house	house	NOUN
inlawrev-18341	611	64	values	value	NOUN
inlawrev-18341	611	65	(	(	PUNCT
inlawrev-18341	611	66	or	or	CCONJ
inlawrev-18341	611	67	the	the	DET
inlawrev-18341	611	68	value	value	NOUN
inlawrev-18341	611	69	of	of	ADP
inlawrev-18341	611	70	any	any	DET
inlawrev-18341	611	71	long	long	ADV
inlawrev-18341	611	72	-	-	PUNCT
inlawrev-18341	611	73	lived	live	VERB
inlawrev-18341	611	74	asset	asset	NOUN
inlawrev-18341	611	75	for	for	ADP
inlawrev-18341	611	76	that	that	PRON
inlawrev-18341	611	77	matter).”215	matter).”215	VERB
inlawrev-18341	611	78	lower	low	ADJ
inlawrev-18341	611	79	interest	interest	NOUN
inlawrev-18341	611	80	rates	rate	NOUN
inlawrev-18341	611	81	might	might	AUX
inlawrev-18341	611	82	also	also	ADV
inlawrev-18341	611	83	have	have	AUX
inlawrev-18341	611	84	contributed	contribute	VERB
inlawrev-18341	611	85	to	to	ADP
inlawrev-18341	611	86	the	the	DET
inlawrev-18341	611	87	crash	crash	NOUN
inlawrev-18341	611	88	by	by	ADP
inlawrev-18341	611	89	encouraging	encourage	VERB
inlawrev-18341	611	90	greater	great	ADJ
inlawrev-18341	611	91	demand	demand	NOUN
inlawrev-18341	611	92	for	for	ADP
inlawrev-18341	611	93	the	the	DET
inlawrev-18341	611	94	higher	higher	ADV
inlawrev-18341	611	95	-	-	PUNCT
inlawrev-18341	611	96	yielding	yield	VERB
inlawrev-18341	611	97	derivative	derivative	ADJ
inlawrev-18341	611	98	securities	security	NOUN
inlawrev-18341	611	99	that	that	PRON
inlawrev-18341	611	100	magnified	magnify	VERB
inlawrev-18341	611	101	the	the	DET
inlawrev-18341	611	102	crisis.216	crisis.216	NOUN
inlawrev-18341	611	103	more	more	ADV
inlawrev-18341	611	104	indirectly	indirectly	ADV
inlawrev-18341	611	105	,	,	PUNCT
inlawrev-18341	611	106	low	low	ADJ
inlawrev-18341	611	107	interest	interest	NOUN
inlawrev-18341	611	108	rates	rate	NOUN
inlawrev-18341	611	109	can	can	AUX
inlawrev-18341	611	110	bring	bring	VERB
inlawrev-18341	611	111	about	about	ADP
inlawrev-18341	611	112	reduced	reduce	VERB
inlawrev-18341	611	113	saving	saving	NOUN
inlawrev-18341	611	114	because	because	SCONJ
inlawrev-18341	611	115	saving	saving	NOUN
inlawrev-18341	611	116	becomes	become	VERB
inlawrev-18341	611	117	less	less	ADV
inlawrev-18341	611	118	attractive	attractive	ADJ
inlawrev-18341	611	119	.	.	PUNCT
inlawrev-18341	612	1	the	the	DET
inlawrev-18341	612	2	dispute	dispute	NOUN
inlawrev-18341	612	3	is	be	AUX
inlawrev-18341	612	4	not	not	PART
inlawrev-18341	612	5	so	so	ADV
inlawrev-18341	612	6	much	much	ADJ
inlawrev-18341	612	7	over	over	ADP
inlawrev-18341	612	8	interest	interest	NOUN
inlawrev-18341	612	9	rate	rate	NOUN
inlawrev-18341	612	10	’s	’s	PART
inlawrev-18341	612	11	causal	causal	ADJ
inlawrev-18341	612	12	role	role	NOUN
inlawrev-18341	612	13	,	,	PUNCT
inlawrev-18341	612	14	but	but	CCONJ
inlawrev-18341	612	15	rather	rather	ADV
inlawrev-18341	612	16	over	over	ADP
inlawrev-18341	612	17	its	its	PRON
inlawrev-18341	612	18	extent	extent	NOUN
inlawrev-18341	612	19	.	.	PUNCT
inlawrev-18341	613	1	professor	professor	PROPN
inlawrev-18341	613	2	john	john	PROPN
inlawrev-18341	613	3	b.	b.	PROPN
inlawrev-18341	613	4	taylor	taylor	PROPN
inlawrev-18341	613	5	argues	argue	VERB
inlawrev-18341	613	6	that	that	SCONJ
inlawrev-18341	613	7	unusually	unusually	ADV
inlawrev-18341	613	8	low	low	ADJ
inlawrev-18341	613	9	interest	interest	NOUN
inlawrev-18341	613	10	rates	rate	NOUN
inlawrev-18341	613	11	,	,	PUNCT
inlawrev-18341	613	12	set	set	VERB
inlawrev-18341	613	13	in	in	ADP
inlawrev-18341	613	14	deviation	deviation	NOUN
inlawrev-18341	613	15	from	from	ADP
inlawrev-18341	613	16	past	past	ADJ
inlawrev-18341	613	17	practices	practice	NOUN
inlawrev-18341	613	18	and	and	CCONJ
inlawrev-18341	613	19	precedents	precedent	NOUN
inlawrev-18341	613	20	,	,	PUNCT
inlawrev-18341	613	21	“	"	PUNCT
inlawrev-18341	613	22	should	should	AUX
inlawrev-18341	613	23	be	be	AUX
inlawrev-18341	613	24	first	first	ADV
inlawrev-18341	613	25	on	on	ADP
inlawrev-18341	613	26	the	the	DET
inlawrev-18341	613	27	list	list	NOUN
inlawrev-18341	613	28	of	of	ADP
inlawrev-18341	613	29	answers	answer	NOUN
inlawrev-18341	613	30	to	to	ADP
inlawrev-18341	613	31	the	the	DET
inlawrev-18341	613	32	question	question	NOUN
inlawrev-18341	613	33	of	of	ADP
inlawrev-18341	613	34	what	what	PRON
inlawrev-18341	613	35	went	go	VERB
inlawrev-18341	613	36	wrong	wrong	ADJ
inlawrev-18341	613	37	.	.	PUNCT
inlawrev-18341	614	1	”217	”217	PROPN
inlawrev-18341	615	1	judge	judge	PROPN
inlawrev-18341	615	2	richard	richard	PROPN
inlawrev-18341	615	3	posner	posner	PROPN
inlawrev-18341	615	4	is	be	AUX
inlawrev-18341	615	5	in	in	ADP
inlawrev-18341	615	6	the	the	DET
inlawrev-18341	615	7	same	same	ADJ
inlawrev-18341	615	8	camp	camp	NOUN
inlawrev-18341	615	9	,	,	PUNCT
inlawrev-18341	615	10	asserting	assert	VERB
inlawrev-18341	615	11	that	that	SCONJ
inlawrev-18341	615	12	low	low	ADJ
inlawrev-18341	615	13	interest	interest	NOUN
inlawrev-18341	615	14	rates	rate	NOUN
inlawrev-18341	615	15	were	be	AUX
inlawrev-18341	615	16	one	one	NUM
inlawrev-18341	615	17	of	of	ADP
inlawrev-18341	615	18	two	two	NUM
inlawrev-18341	615	19	“	"	PUNCT
inlawrev-18341	615	20	dangerous	dangerous	ADJ
inlawrev-18341	615	21	developments	development	NOUN
inlawrev-18341	615	22	”	"	PUNCT
inlawrev-18341	615	23	that	that	PRON
inlawrev-18341	615	24	resulted	result	VERB
inlawrev-18341	615	25	in	in	ADP
inlawrev-18341	615	26	the	the	DET
inlawrev-18341	615	27	crisis.218	crisis.218	NOUN
inlawrev-18341	615	28	john	john	PROPN
inlawrev-18341	615	29	a.	a.	PROPN
inlawrev-18341	615	30	allison	allison	PROPN
inlawrev-18341	615	31	,	,	PUNCT
inlawrev-18341	615	32	chief	chief	ADJ
inlawrev-18341	615	33	executive	executive	ADJ
inlawrev-18341	615	34	officer	officer	NOUN
inlawrev-18341	615	35	of	of	ADP
inlawrev-18341	615	36	bb&t	bb&t	PROPN
inlawrev-18341	615	37	,	,	PUNCT
inlawrev-18341	615	38	a	a	DET
inlawrev-18341	615	39	large	large	ADJ
inlawrev-18341	615	40	financial	financial	ADJ
inlawrev-18341	615	41	service	service	NOUN
inlawrev-18341	615	42	company	company	NOUN
inlawrev-18341	615	43	,	,	PUNCT
inlawrev-18341	615	44	for	for	ADP
inlawrev-18341	615	45	nearly	nearly	ADV
inlawrev-18341	615	46	20	20	NUM
inlawrev-18341	615	47	years	year	NOUN
inlawrev-18341	615	48	until	until	SCONJ
inlawrev-18341	615	49	retired	retired	ADJ
inlawrev-18341	615	50	investment	investment	NOUN
inlawrev-18341	615	51	banker	banker	NOUN
inlawrev-18341	615	52	identified	identify	VERB
inlawrev-18341	615	53	the	the	DET
inlawrev-18341	615	54	error	error	NOUN
inlawrev-18341	615	55	)	)	PUNCT
inlawrev-18341	615	56	.	.	PUNCT
inlawrev-18341	616	1	213	213	NUM
inlawrev-18341	616	2	.	.	PUNCT
inlawrev-18341	617	1	see	see	VERB
inlawrev-18341	617	2	,	,	PUNCT
inlawrev-18341	617	3	e.g.	e.g.	ADV
inlawrev-18341	617	4	,	,	PUNCT
inlawrev-18341	617	5	alan	alan	PROPN
inlawrev-18341	617	6	greenspan	greenspan	PROPN
inlawrev-18341	617	7	,	,	PUNCT
inlawrev-18341	617	8	the	the	DET
inlawrev-18341	617	9	fed	fed	PROPN
inlawrev-18341	617	10	did	do	AUX
inlawrev-18341	617	11	n’t	not	PART
inlawrev-18341	617	12	cause	cause	VERB
inlawrev-18341	617	13	the	the	DET
inlawrev-18341	617	14	housing	housing	NOUN
inlawrev-18341	617	15	bubble	bubble	NOUN
inlawrev-18341	617	16	,	,	PUNCT
inlawrev-18341	617	17	wall	wall	PROPN
inlawrev-18341	617	18	st	st	PROPN
inlawrev-18341	617	19	.	.	PROPN
inlawrev-18341	617	20	j.	j.	PROPN
inlawrev-18341	617	21	mar	mar	PROPN
inlawrev-18341	617	22	.	.	PROPN
inlawrev-18341	617	23	11	11	NUM
inlawrev-18341	617	24	,	,	PUNCT
inlawrev-18341	617	25	2009	2009	NUM
inlawrev-18341	617	26	,	,	PUNCT
inlawrev-18341	617	27	available	available	ADJ
inlawrev-18341	617	28	at	at	ADP
inlawrev-18341	617	29	http://online.wsj.com/articles/sb123672965066989281	http://online.wsj.com/articles/sb123672965066989281	PROPN
inlawrev-18341	617	30	(	(	PUNCT
inlawrev-18341	617	31	arguing	argue	VERB
inlawrev-18341	617	32	that	that	SCONJ
inlawrev-18341	617	33	greenspan	greenspan	PROPN
inlawrev-18341	617	34	’s	’s	PART
inlawrev-18341	617	35	monetary	monetary	ADJ
inlawrev-18341	617	36	policy	policy	NOUN
inlawrev-18341	617	37	was	be	AUX
inlawrev-18341	617	38	not	not	PART
inlawrev-18341	617	39	at	at	ADP
inlawrev-18341	617	40	fault	fault	NOUN
inlawrev-18341	617	41	)	)	PUNCT
inlawrev-18341	617	42	.	.	PUNCT
inlawrev-18341	618	1	see	see	VERB
inlawrev-18341	618	2	also	also	ADV
inlawrev-18341	618	3	david	david	PROPN
inlawrev-18341	618	4	henderson	henderson	PROPN
inlawrev-18341	618	5	&	&	CCONJ
inlawrev-18341	618	6	gerald	gerald	PROPN
inlawrev-18341	618	7	p.	p.	PROPN
inlawrev-18341	618	8	o’driscoll	o’driscoll	PROPN
inlawrev-18341	619	1	jr	jr	PROPN
inlawrev-18341	619	2	.	.	PROPN
inlawrev-18341	619	3	,	,	PUNCT
inlawrev-18341	619	4	did	do	AUX
inlawrev-18341	619	5	the	the	DET
inlawrev-18341	619	6	fed	fed	PROPN
inlawrev-18341	619	7	cause	cause	VERB
inlawrev-18341	619	8	the	the	DET
inlawrev-18341	619	9	housing	housing	NOUN
inlawrev-18341	619	10	bubble	bubble	NOUN
inlawrev-18341	619	11	?	?	PUNCT
inlawrev-18341	619	12	,	,	PUNCT
inlawrev-18341	619	13	wall	wall	PROPN
inlawrev-18341	619	14	st	st	PROPN
inlawrev-18341	619	15	.	.	PROPN
inlawrev-18341	619	16	j.	j.	PROPN
inlawrev-18341	619	17	mar	mar	PROPN
inlawrev-18341	619	18	.	.	PROPN
inlawrev-18341	619	19	27	27	NUM
inlawrev-18341	619	20	,	,	PUNCT
inlawrev-18341	619	21	2009	2009	NUM
inlawrev-18341	619	22	,	,	PUNCT
inlawrev-18341	619	23	available	available	ADJ
inlawrev-18341	619	24	at	at	ADP
inlawrev-18341	619	25	http://online	http://online	PROPN
inlawrev-18341	619	26	.	.	PUNCT
inlawrev-18341	620	1	wsj.com/news/articles/sb123811225716453243	wsj.com/news/articles/sb123811225716453243	PROPN
inlawrev-18341	620	2	(	(	PUNCT
inlawrev-18341	620	3	disputing	dispute	VERB
inlawrev-18341	620	4	the	the	DET
inlawrev-18341	620	5	role	role	NOUN
inlawrev-18341	620	6	of	of	ADP
inlawrev-18341	620	7	the	the	DET
inlawrev-18341	620	8	low	low	ADJ
inlawrev-18341	620	9	-	-	PUNCT
inlawrev-18341	620	10	interest	interest	NOUN
inlawrev-18341	620	11	rate	rate	NOUN
inlawrev-18341	620	12	policy	policy	NOUN
inlawrev-18341	620	13	)	)	PUNCT
inlawrev-18341	620	14	.	.	PUNCT
inlawrev-18341	621	1	214	214	NUM
inlawrev-18341	621	2	.	.	PUNCT
inlawrev-18341	622	1	by	by	ADP
inlawrev-18341	622	2	way	way	NOUN
inlawrev-18341	622	3	of	of	ADP
inlawrev-18341	622	4	example	example	NOUN
inlawrev-18341	622	5	,	,	PUNCT
inlawrev-18341	622	6	$	$	SYM
inlawrev-18341	622	7	100,000	100,000	NUM
inlawrev-18341	622	8	borrowed	borrow	VERB
inlawrev-18341	622	9	on	on	ADP
inlawrev-18341	622	10	a	a	DET
inlawrev-18341	622	11	thirty	thirty	NUM
inlawrev-18341	622	12	year	year	NOUN
inlawrev-18341	622	13	mortgage	mortgage	NOUN
inlawrev-18341	622	14	at	at	ADP
inlawrev-18341	622	15	5	5	NUM
inlawrev-18341	622	16	%	%	NOUN
inlawrev-18341	622	17	interest	interest	NOUN
inlawrev-18341	622	18	requires	require	VERB
inlawrev-18341	622	19	a	a	DET
inlawrev-18341	622	20	monthly	monthly	ADJ
inlawrev-18341	622	21	payment	payment	NOUN
inlawrev-18341	622	22	of	of	ADP
inlawrev-18341	622	23	$	$	SYM
inlawrev-18341	622	24	537	537	NUM
inlawrev-18341	622	25	.	.	PUNCT
inlawrev-18341	623	1	the	the	DET
inlawrev-18341	623	2	same	same	ADJ
inlawrev-18341	623	3	monthly	monthly	ADJ
inlawrev-18341	623	4	payment	payment	NOUN
inlawrev-18341	623	5	with	with	ADP
inlawrev-18341	623	6	a	a	DET
inlawrev-18341	623	7	10	10	NUM
inlawrev-18341	623	8	%	%	NOUN
inlawrev-18341	623	9	interest	interest	NOUN
inlawrev-18341	623	10	rate	rate	NOUN
inlawrev-18341	623	11	only	only	ADV
inlawrev-18341	623	12	supports	support	VERB
inlawrev-18341	623	13	borrowing	borrowing	NOUN
inlawrev-18341	623	14	of	of	ADP
inlawrev-18341	623	15	$	$	SYM
inlawrev-18341	623	16	58,419	58,419	NUM
inlawrev-18341	623	17	.	.	PUNCT
inlawrev-18341	624	1	http://www.bankrate.com/calculators/mortgages/how-much-money-can-iborrow.aspx	http://www.bankrate.com/calculators/mortgages/how-much-money-can-iborrow.aspx	NOUN
inlawrev-18341	624	2	.	.	PUNCT
inlawrev-18341	625	1	215	215	NUM
inlawrev-18341	625	2	.	.	PUNCT
inlawrev-18341	625	3	kenneth	kenneth	PROPN
inlawrev-18341	625	4	kuttner	kuttner	PROPN
inlawrev-18341	625	5	,	,	PUNCT
inlawrev-18341	625	6	low	low	ADJ
inlawrev-18341	625	7	interest	interest	NOUN
inlawrev-18341	625	8	rates	rate	NOUN
inlawrev-18341	625	9	and	and	CCONJ
inlawrev-18341	625	10	housing	housing	NOUN
inlawrev-18341	625	11	bubbles	bubble	NOUN
inlawrev-18341	625	12	:	:	PUNCT
inlawrev-18341	625	13	still	still	ADV
inlawrev-18341	625	14	no	no	DET
inlawrev-18341	625	15	smoking	smoking	NOUN
inlawrev-18341	625	16	gun	gun	NOUN
inlawrev-18341	625	17	,	,	PUNCT
inlawrev-18341	625	18	at	at	ADP
inlawrev-18341	625	19	160	160	NUM
inlawrev-18341	625	20	,	,	PUNCT
inlawrev-18341	625	21	in	in	ADP
inlawrev-18341	625	22	the	the	DET
inlawrev-18341	625	23	role	role	NOUN
inlawrev-18341	625	24	of	of	ADP
inlawrev-18341	625	25	central	central	ADJ
inlawrev-18341	625	26	banks	bank	NOUN
inlawrev-18341	625	27	in	in	ADP
inlawrev-18341	625	28	financial	financial	ADJ
inlawrev-18341	625	29	stability	stability	NOUN
inlawrev-18341	625	30	(	(	PUNCT
inlawrev-18341	625	31	douglas	douglas	PROPN
inlawrev-18341	625	32	evanoff	evanoff	PROPN
inlawrev-18341	625	33	ed	ed	PROPN
inlawrev-18341	625	34	.	.	PROPN
inlawrev-18341	625	35	,	,	PUNCT
inlawrev-18341	625	36	2013	2013	NUM
inlawrev-18341	625	37	)	)	PUNCT
inlawrev-18341	625	38	,	,	PUNCT
inlawrev-18341	625	39	(	(	PUNCT
inlawrev-18341	625	40	emphasis	emphasis	NOUN
inlawrev-18341	625	41	in	in	ADP
inlawrev-18341	625	42	original	original	ADJ
inlawrev-18341	625	43	)	)	PUNCT
inlawrev-18341	625	44	,	,	PUNCT
inlawrev-18341	625	45	available	available	ADJ
inlawrev-18341	625	46	at	at	ADP
inlawrev-18341	625	47	http://web.williams.edu/economics/wp/kuttner-smokinggun.pdf	http://web.williams.edu/economics/wp/kuttner-smokinggun.pdf	NOUN
inlawrev-18341	625	48	,	,	PUNCT
inlawrev-18341	625	49	archived	archive	VERB
inlawrev-18341	625	50	at	at	ADP
inlawrev-18341	625	51	http://perma.cc/rrd6-ffde	http://perma.cc/rrd6-ffde	PROPN
inlawrev-18341	625	52	;	;	PUNCT
inlawrev-18341	625	53	see	see	VERB
inlawrev-18341	625	54	also	also	ADV
inlawrev-18341	625	55	i	i	PROPN
inlawrev-18341	625	56	d.	d.	PROPN
inlawrev-18341	625	57	at	at	ADP
inlawrev-18341	625	58	160	160	NUM
inlawrev-18341	625	59	-	-	SYM
inlawrev-18341	625	60	64	64	NUM
inlawrev-18341	625	61	(	(	PUNCT
inlawrev-18341	625	62	explaining	explain	VERB
inlawrev-18341	625	63	the	the	DET
inlawrev-18341	625	64	impact	impact	NOUN
inlawrev-18341	625	65	of	of	ADP
inlawrev-18341	625	66	interest	interest	NOUN
inlawrev-18341	625	67	rates	rate	NOUN
inlawrev-18341	625	68	on	on	ADP
inlawrev-18341	625	69	housing	housing	NOUN
inlawrev-18341	625	70	prices	price	NOUN
inlawrev-18341	625	71	)	)	PUNCT
inlawrev-18341	625	72	.	.	PUNCT
inlawrev-18341	626	1	kuttner	kuttner	NOUN
inlawrev-18341	626	2	goes	go	VERB
inlawrev-18341	626	3	on	on	ADP
inlawrev-18341	626	4	to	to	PART
inlawrev-18341	626	5	argue	argue	VERB
inlawrev-18341	626	6	that	that	SCONJ
inlawrev-18341	626	7	credit	credit	NOUN
inlawrev-18341	626	8	might	might	AUX
inlawrev-18341	626	9	have	have	AUX
inlawrev-18341	626	10	become	become	VERB
inlawrev-18341	626	11	looser	loose	ADJ
inlawrev-18341	626	12	due	due	ADJ
inlawrev-18341	626	13	to	to	ADP
inlawrev-18341	626	14	lowered	lower	VERB
inlawrev-18341	626	15	lending	lending	NOUN
inlawrev-18341	626	16	standards	standard	NOUN
inlawrev-18341	626	17	and	and	CCONJ
inlawrev-18341	626	18	increased	increase	VERB
inlawrev-18341	626	19	securitization	securitization	NOUN
inlawrev-18341	626	20	of	of	ADP
inlawrev-18341	626	21	loans	loan	NOUN
inlawrev-18341	626	22	.	.	PUNCT
inlawrev-18341	627	1	i	i	PRON
inlawrev-18341	627	2	d.	d.	PROPN
inlawrev-18341	627	3	at	at	ADP
inlawrev-18341	627	4	181	181	NUM
inlawrev-18341	627	5	.	.	PUNCT
inlawrev-18341	628	1	216	216	NUM
inlawrev-18341	628	2	.	.	PUNCT
inlawrev-18341	629	1	npr	npr	PROPN
inlawrev-18341	629	2	,	,	PUNCT
inlawrev-18341	629	3	giant	giant	ADJ
inlawrev-18341	629	4	pool	pool	NOUN
inlawrev-18341	629	5	of	of	ADP
inlawrev-18341	629	6	money	money	NOUN
inlawrev-18341	629	7	,	,	PUNCT
inlawrev-18341	629	8	sept	sept	PROPN
inlawrev-18341	629	9	.	.	PROPN
inlawrev-18341	629	10	5	5	NUM
inlawrev-18341	629	11	,	,	PUNCT
inlawrev-18341	629	12	2008	2008	NUM
inlawrev-18341	629	13	(	(	PUNCT
inlawrev-18341	629	14	explaining	explain	VERB
inlawrev-18341	629	15	how	how	SCONJ
inlawrev-18341	629	16	investors	investor	NOUN
inlawrev-18341	629	17	looked	look	VERB
inlawrev-18341	629	18	for	for	ADP
inlawrev-18341	629	19	higher	high	ADJ
inlawrev-18341	629	20	yielding	yield	VERB
inlawrev-18341	629	21	securities	security	NOUN
inlawrev-18341	629	22	given	give	VERB
inlawrev-18341	629	23	the	the	DET
inlawrev-18341	629	24	low	low	ADJ
inlawrev-18341	629	25	us	us	PROPN
inlawrev-18341	629	26	interest	interest	NOUN
inlawrev-18341	629	27	rates	rate	NOUN
inlawrev-18341	629	28	)	)	PUNCT
inlawrev-18341	629	29	.	.	PUNCT
inlawrev-18341	630	1	available	available	ADJ
inlawrev-18341	630	2	at	at	ADP
inlawrev-18341	630	3	http://www.thisamericanlife.org	http://www.thisamericanlife.org	PROPN
inlawrev-18341	630	4	/radio	/radio	NOUN
inlawrev-18341	630	5	-	-	PUNCT
inlawrev-18341	630	6	archives	archive	NOUN
inlawrev-18341	630	7	/	/	SYM
inlawrev-18341	630	8	episode/355	episode/355	NOUN
inlawrev-18341	630	9	/	/	SYM
inlawrev-18341	630	10	transcript	transcript	NOUN
inlawrev-18341	630	11	217	217	NUM
inlawrev-18341	630	12	.	.	PUNCT
inlawrev-18341	631	1	taylor	taylor	PROPN
inlawrev-18341	631	2	,	,	PUNCT
inlawrev-18341	631	3	supra	supra	PROPN
inlawrev-18341	631	4	note	note	PROPN
inlawrev-18341	631	5	1	1	NUM
inlawrev-18341	631	6	,	,	PUNCT
inlawrev-18341	631	7	at	at	ADP
inlawrev-18341	631	8	61	61	NUM
inlawrev-18341	631	9	.	.	PUNCT
inlawrev-18341	632	1	john	john	PROPN
inlawrev-18341	632	2	b.	b.	PROPN
inlawrev-18341	632	3	taylor	taylor	PROPN
inlawrev-18341	632	4	is	be	AUX
inlawrev-18341	632	5	a	a	DET
inlawrev-18341	632	6	professor	professor	NOUN
inlawrev-18341	632	7	of	of	ADP
inlawrev-18341	632	8	economics	economic	NOUN
inlawrev-18341	632	9	at	at	ADP
inlawrev-18341	632	10	stanford	stanford	PROPN
inlawrev-18341	632	11	university	university	PROPN
inlawrev-18341	632	12	,	,	PUNCT
inlawrev-18341	632	13	and	and	CCONJ
inlawrev-18341	632	14	is	be	AUX
inlawrev-18341	632	15	a	a	DET
inlawrev-18341	632	16	former	former	ADJ
inlawrev-18341	632	17	under	under	ADP
inlawrev-18341	632	18	secretary	secretary	NOUN
inlawrev-18341	632	19	of	of	ADP
inlawrev-18341	632	20	the	the	DET
inlawrev-18341	632	21	u.s	u.s	PROPN
inlawrev-18341	632	22	.	.	PROPN
inlawrev-18341	632	23	treasury	treasury	PROPN
inlawrev-18341	632	24	for	for	ADP
inlawrev-18341	632	25	international	international	ADJ
inlawrev-18341	632	26	affairs	affair	NOUN
inlawrev-18341	632	27	.	.	PUNCT
inlawrev-18341	633	1	he	he	PRON
inlawrev-18341	633	2	was	be	AUX
inlawrev-18341	633	3	also	also	ADV
inlawrev-18341	633	4	a	a	DET
inlawrev-18341	633	5	member	member	NOUN
inlawrev-18341	633	6	of	of	ADP
inlawrev-18341	633	7	the	the	DET
inlawrev-18341	633	8	president	president	NOUN
inlawrev-18341	633	9	’s	’s	PART
inlawrev-18341	633	10	council	council	PROPN
inlawrev-18341	633	11	of	of	ADP
inlawrev-18341	633	12	economics	economic	NOUN
inlawrev-18341	633	13	advisors	advisor	NOUN
inlawrev-18341	633	14	.	.	PUNCT
inlawrev-18341	634	1	218	218	NUM
inlawrev-18341	634	2	.	.	PUNCT
inlawrev-18341	634	3	posner	posner	NOUN
inlawrev-18341	634	4	,	,	PUNCT
inlawrev-18341	634	5	supra	supra	PROPN
inlawrev-18341	634	6	note	note	PROPN
inlawrev-18341	634	7	14	14	NUM
inlawrev-18341	634	8	,	,	PUNCT
inlawrev-18341	634	9	at	at	ADP
inlawrev-18341	634	10	315	315	NUM
inlawrev-18341	634	11	.	.	PUNCT
inlawrev-18341	635	1	the	the	DET
inlawrev-18341	635	2	other	other	ADJ
inlawrev-18341	635	3	development	development	NOUN
inlawrev-18341	635	4	that	that	PRON
inlawrev-18341	635	5	led	lead	VERB
inlawrev-18341	635	6	to	to	ADP
inlawrev-18341	635	7	the	the	DET
inlawrev-18341	635	8	crisis	crisis	NOUN
inlawrev-18341	635	9	according	accord	VERB
inlawrev-18341	635	10	to	to	ADP
inlawrev-18341	635	11	posner	posner	NOUN
inlawrev-18341	635	12	was	be	AUX
inlawrev-18341	635	13	deregulation	deregulation	NOUN
inlawrev-18341	635	14	.	.	PUNCT
inlawrev-18341	636	1	i	i	PRON
inlawrev-18341	636	2	d.	d.	PROPN
inlawrev-18341	636	3	2014	2014	NUM
inlawrev-18341	636	4	]	]	PUNCT
inlawrev-18341	636	5	revisiting	revisit	VERB
inlawrev-18341	636	6	causes	cause	NOUN
inlawrev-18341	636	7	of	of	ADP
inlawrev-18341	636	8	the	the	DET
inlawrev-18341	636	9	financial	financial	ADJ
inlawrev-18341	636	10	crisis	crisis	NOUN
inlawrev-18341	636	11	63	63	NUM
inlawrev-18341	636	12	2008	2008	NUM
inlawrev-18341	636	13	,	,	PUNCT
inlawrev-18341	636	14	claims	claim	VERB
inlawrev-18341	636	15	it	it	PRON
inlawrev-18341	636	16	was	be	AUX
inlawrev-18341	636	17	the	the	DET
inlawrev-18341	636	18	“	"	PUNCT
inlawrev-18341	636	19	primary	primary	ADJ
inlawrev-18341	636	20	cause	cause	NOUN
inlawrev-18341	636	21	.	.	PUNCT
inlawrev-18341	636	22	”219	”219	VERB
inlawrev-18341	636	23	most	most	ADJ
inlawrev-18341	636	24	economists	economist	NOUN
inlawrev-18341	636	25	disagree.220	disagree.220	VERB
inlawrev-18341	636	26	in	in	ADP
inlawrev-18341	636	27	2010	2010	NUM
inlawrev-18341	636	28	,	,	PUNCT
inlawrev-18341	636	29	the	the	DET
inlawrev-18341	636	30	wall	wall	PROPN
inlawrev-18341	636	31	street	street	PROPN
inlawrev-18341	636	32	journal	journal	PROPN
inlawrev-18341	636	33	provided	provide	VERB
inlawrev-18341	636	34	a	a	DET
inlawrev-18341	636	35	sampling	sampling	NOUN
inlawrev-18341	636	36	of	of	ADP
inlawrev-18341	636	37	the	the	DET
inlawrev-18341	636	38	views	view	NOUN
inlawrev-18341	636	39	of	of	ADP
inlawrev-18341	636	40	economists	economist	NOUN
inlawrev-18341	636	41	who	who	PRON
inlawrev-18341	636	42	were	be	AUX
inlawrev-18341	636	43	part	part	NOUN
inlawrev-18341	636	44	of	of	ADP
inlawrev-18341	636	45	the	the	DET
inlawrev-18341	636	46	national	national	PROPN
inlawrev-18341	636	47	bureau	bureau	PROPN
inlawrev-18341	636	48	of	of	ADP
inlawrev-18341	636	49	economic	economic	ADJ
inlawrev-18341	636	50	research	research	NOUN
inlawrev-18341	636	51	’s	’s	PART
inlawrev-18341	636	52	monetary	monetary	ADJ
inlawrev-18341	636	53	policy	policy	NOUN
inlawrev-18341	636	54	program	program	NOUN
inlawrev-18341	636	55	posed	pose	VERB
inlawrev-18341	636	56	with	with	ADP
inlawrev-18341	636	57	the	the	DET
inlawrev-18341	636	58	question	question	NOUN
inlawrev-18341	636	59	“	"	PUNCT
inlawrev-18341	636	60	whether	whether	SCONJ
inlawrev-18341	636	61	low	low	ADJ
inlawrev-18341	636	62	interest	interest	NOUN
inlawrev-18341	636	63	rates	rate	NOUN
inlawrev-18341	636	64	caused	cause	VERB
inlawrev-18341	636	65	the	the	DET
inlawrev-18341	636	66	housing	housing	NOUN
inlawrev-18341	636	67	bubble	bubble	NOUN
inlawrev-18341	636	68	.	.	PUNCT
inlawrev-18341	636	69	”221	”221	NOUN
inlawrev-18341	636	70	without	without	ADP
inlawrev-18341	636	71	being	be	AUX
inlawrev-18341	636	72	too	too	ADV
inlawrev-18341	636	73	technical	technical	ADJ
inlawrev-18341	636	74	,	,	PUNCT
inlawrev-18341	636	75	economists	economist	NOUN
inlawrev-18341	636	76	disputed	dispute	VERB
inlawrev-18341	636	77	whether	whether	SCONJ
inlawrev-18341	636	78	interest	interest	NOUN
inlawrev-18341	636	79	rates	rate	NOUN
inlawrev-18341	636	80	were	be	AUX
inlawrev-18341	636	81	that	that	ADV
inlawrev-18341	636	82	much	much	ADV
inlawrev-18341	636	83	lower	low	ADJ
inlawrev-18341	636	84	in	in	ADP
inlawrev-18341	636	85	the	the	DET
inlawrev-18341	636	86	relevant	relevant	ADJ
inlawrev-18341	636	87	time	time	NOUN
inlawrev-18341	636	88	period;222	period;222	PROPN
inlawrev-18341	636	89	if	if	SCONJ
inlawrev-18341	636	90	they	they	PRON
inlawrev-18341	636	91	were	be	AUX
inlawrev-18341	636	92	,	,	PUNCT
inlawrev-18341	636	93	whether	whether	SCONJ
inlawrev-18341	636	94	the	the	DET
inlawrev-18341	636	95	impact	impact	NOUN
inlawrev-18341	636	96	was	be	AUX
inlawrev-18341	636	97	significant;223	significant;223	PROPN
inlawrev-18341	636	98	and	and	CCONJ
inlawrev-18341	636	99	whether	whether	SCONJ
inlawrev-18341	636	100	the	the	DET
inlawrev-18341	636	101	federal	federal	PROPN
inlawrev-18341	636	102	reserve	reserve	NOUN
inlawrev-18341	636	103	itself	itself	PRON
inlawrev-18341	636	104	could	could	AUX
inlawrev-18341	636	105	have	have	AUX
inlawrev-18341	636	106	done	do	VERB
inlawrev-18341	636	107	very	very	ADV
inlawrev-18341	636	108	much.224	much.224	PROPN
inlawrev-18341	636	109	those	those	PRON
inlawrev-18341	636	110	who	who	PRON
inlawrev-18341	636	111	agreed	agree	VERB
inlawrev-18341	636	112	that	that	SCONJ
inlawrev-18341	636	113	low	low	ADJ
inlawrev-18341	636	114	interest	interest	NOUN
inlawrev-18341	636	115	rates	rate	NOUN
inlawrev-18341	636	116	were	be	AUX
inlawrev-18341	636	117	a	a	DET
inlawrev-18341	636	118	significant	significant	ADJ
inlawrev-18341	636	119	cause	cause	NOUN
inlawrev-18341	636	120	included	include	VERB
inlawrev-18341	636	121	it	it	PRON
inlawrev-18341	636	122	as	as	ADP
inlawrev-18341	636	123	one	one	NUM
inlawrev-18341	636	124	of	of	ADP
inlawrev-18341	636	125	several	several	ADJ
inlawrev-18341	636	126	causes	cause	NOUN
inlawrev-18341	636	127	rather	rather	ADV
inlawrev-18341	636	128	than	than	ADP
inlawrev-18341	636	129	a	a	DET
inlawrev-18341	636	130	top	top	ADJ
inlawrev-18341	636	131	or	or	CCONJ
inlawrev-18341	636	132	leading	lead	VERB
inlawrev-18341	636	133	cause.225	cause.225	NOUN
inlawrev-18341	636	134	the	the	DET
inlawrev-18341	636	135	fcic	fcic	NOUN
inlawrev-18341	636	136	essentially	essentially	ADV
inlawrev-18341	636	137	gave	give	VERB
inlawrev-18341	636	138	greenspan	greenspan	PROPN
inlawrev-18341	636	139	and	and	CCONJ
inlawrev-18341	636	140	interest	interest	NOUN
inlawrev-18341	636	141	rate	rate	NOUN
inlawrev-18341	636	142	policy	policy	NOUN
inlawrev-18341	636	143	a	a	DET
inlawrev-18341	636	144	free	free	ADJ
inlawrev-18341	636	145	pass	pass	NOUN
inlawrev-18341	636	146	,	,	PUNCT
inlawrev-18341	636	147	concluding	conclude	VERB
inlawrev-18341	636	148	that	that	SCONJ
inlawrev-18341	636	149	“	"	PUNCT
inlawrev-18341	636	150	excess	excess	ADJ
inlawrev-18341	636	151	liquidity	liquidity	NOUN
inlawrev-18341	636	152	did	do	AUX
inlawrev-18341	636	153	not	not	PART
inlawrev-18341	636	154	need	need	VERB
inlawrev-18341	636	155	to	to	PART
inlawrev-18341	636	156	cause	cause	VERB
inlawrev-18341	636	157	a	a	DET
inlawrev-18341	636	158	crisis,”226	crisis,”226	NOUN
inlawrev-18341	636	159	which	which	PRON
inlawrev-18341	636	160	is	be	AUX
inlawrev-18341	636	161	no	no	PRON
inlawrev-18341	636	162	doubt	doubt	ADV
inlawrev-18341	636	163	correct	correct	ADJ
inlawrev-18341	636	164	,	,	PUNCT
inlawrev-18341	636	165	if	if	SCONJ
inlawrev-18341	636	166	one	one	PRON
inlawrev-18341	636	167	accepts	accept	VERB
inlawrev-18341	636	168	that	that	SCONJ
inlawrev-18341	636	169	there	there	PRON
inlawrev-18341	636	170	were	be	VERB
inlawrev-18341	636	171	no	no	DET
inlawrev-18341	636	172	causes	cause	NOUN
inlawrev-18341	636	173	that	that	PRON
inlawrev-18341	636	174	were	be	AUX
inlawrev-18341	636	175	sufficient	sufficient	ADJ
inlawrev-18341	636	176	on	on	ADP
inlawrev-18341	636	177	their	their	PRON
inlawrev-18341	636	178	own	own	ADJ
inlawrev-18341	636	179	.	.	PUNCT
inlawrev-18341	637	1	easy	easy	ADJ
inlawrev-18341	637	2	credit	credit	NOUN
inlawrev-18341	637	3	,	,	PUNCT
inlawrev-18341	637	4	however	however	ADV
inlawrev-18341	637	5	,	,	PUNCT
inlawrev-18341	637	6	appears	appear	VERB
inlawrev-18341	637	7	to	to	PART
inlawrev-18341	637	8	be	be	AUX
inlawrev-18341	637	9	very	very	ADV
inlawrev-18341	637	10	important	important	ADJ
inlawrev-18341	637	11	:	:	PUNCT
inlawrev-18341	637	12	“	"	PUNCT
inlawrev-18341	637	13	[	[	X
inlawrev-18341	637	14	i]n	i]n	VERB
inlawrev-18341	637	15	a	a	DET
inlawrev-18341	637	16	modern	modern	ADJ
inlawrev-18341	637	17	219	219	NUM
inlawrev-18341	637	18	.	.	PUNCT
inlawrev-18341	638	1	see	see	VERB
inlawrev-18341	638	2	john	john	PROPN
inlawrev-18341	638	3	a.	a.	PROPN
inlawrev-18341	638	4	allison	allison	PROPN
inlawrev-18341	638	5	,	,	PUNCT
inlawrev-18341	638	6	the	the	DET
inlawrev-18341	638	7	financial	financial	ADJ
inlawrev-18341	638	8	crisis	crisis	NOUN
inlawrev-18341	638	9	and	and	CCONJ
inlawrev-18341	638	10	the	the	DET
inlawrev-18341	638	11	free	free	ADJ
inlawrev-18341	638	12	market	market	NOUN
inlawrev-18341	638	13	cure	cure	NOUN
inlawrev-18341	638	14	:	:	PUNCT
inlawrev-18341	638	15	why	why	SCONJ
inlawrev-18341	638	16	pure	pure	ADJ
inlawrev-18341	638	17	capitalism	capitalism	NOUN
inlawrev-18341	638	18	is	be	AUX
inlawrev-18341	638	19	the	the	DET
inlawrev-18341	638	20	world	world	NOUN
inlawrev-18341	638	21	economy	economy	NOUN
inlawrev-18341	638	22	’s	’s	PART
inlawrev-18341	638	23	only	only	ADV
inlawrev-18341	638	24	hope	hope	NOUN
inlawrev-18341	638	25	17	17	NUM
inlawrev-18341	638	26	(	(	PUNCT
inlawrev-18341	638	27	2012	2012	NUM
inlawrev-18341	638	28	)	)	PUNCT
inlawrev-18341	638	29	.	.	PUNCT
inlawrev-18341	639	1	220	220	X
inlawrev-18341	639	2	.	.	X
inlawrev-18341	640	1	see	see	VERB
inlawrev-18341	640	2	,	,	PUNCT
inlawrev-18341	640	3	e.g.	e.g.	ADV
inlawrev-18341	640	4	,	,	PUNCT
inlawrev-18341	640	5	economists	economist	NOUN
inlawrev-18341	640	6	’	'	PUNCT
inlawrev-18341	640	7	views	view	NOUN
inlawrev-18341	640	8	on	on	ADP
inlawrev-18341	640	9	interest	interest	NOUN
inlawrev-18341	640	10	rates	rate	NOUN
inlawrev-18341	640	11	,	,	PUNCT
inlawrev-18341	640	12	housing	housing	NOUN
inlawrev-18341	640	13	bubble	bubble	NOUN
inlawrev-18341	640	14	,	,	PUNCT
inlawrev-18341	640	15	wall	wall	PROPN
inlawrev-18341	640	16	st	st	PROPN
inlawrev-18341	640	17	.	.	PROPN
inlawrev-18341	640	18	j.	j.	PROPN
inlawrev-18341	640	19	,	,	PUNCT
inlawrev-18341	640	20	jan	jan	PROPN
inlawrev-18341	640	21	12	12	NUM
inlawrev-18341	640	22	,	,	PUNCT
inlawrev-18341	640	23	2010	2010	NUM
inlawrev-18341	640	24	,	,	PUNCT
inlawrev-18341	640	25	http://blogs.wsj.com/economics/2010/01/12/economists-views-on-interest-rates-housingbubble/	http://blogs.wsj.com/economics/2010/01/12/economists-views-on-interest-rates-housingbubble/	NUM
inlawrev-18341	640	26	,	,	PUNCT
inlawrev-18341	640	27	archived	archive	VERB
inlawrev-18341	640	28	at	at	ADP
inlawrev-18341	640	29	http://perma.cc/bd8g-dx39	http://perma.cc/bd8g-dx39	PROPN
inlawrev-18341	641	1	[	[	X
inlawrev-18341	641	2	hereinafter	hereinafter	NOUN
inlawrev-18341	641	3	economists	economist	NOUN
inlawrev-18341	641	4	’	'	PUNCT
inlawrev-18341	641	5	views	view	NOUN
inlawrev-18341	641	6	]	]	PUNCT
inlawrev-18341	641	7	.	.	PUNCT
inlawrev-18341	642	1	221	221	NUM
inlawrev-18341	642	2	.	.	PUNCT
inlawrev-18341	643	1	i	i	PRON
inlawrev-18341	643	2	d.	d.	PROPN
inlawrev-18341	643	3	222	222	NUM
inlawrev-18341	643	4	.	.	PUNCT
inlawrev-18341	644	1	i	i	PRON
inlawrev-18341	644	2	d.	d.	PROPN
inlawrev-18341	644	3	(	(	PUNCT
inlawrev-18341	644	4	quoting	quote	VERB
inlawrev-18341	644	5	christopher	christopher	PROPN
inlawrev-18341	644	6	house	house	PROPN
inlawrev-18341	644	7	stating	state	VERB
inlawrev-18341	644	8	,	,	PUNCT
inlawrev-18341	644	9	“	"	PUNCT
inlawrev-18341	644	10	[	[	X
inlawrev-18341	644	11	w]hile	w]hile	ADP
inlawrev-18341	644	12	the	the	DET
inlawrev-18341	644	13	interest	interest	NOUN
inlawrev-18341	644	14	rate	rate	NOUN
inlawrev-18341	644	15	was	be	AUX
inlawrev-18341	644	16	below	below	ADP
inlawrev-18341	644	17	normal	normal	ADJ
inlawrev-18341	644	18	for	for	ADP
inlawrev-18341	644	19	some	some	DET
inlawrev-18341	644	20	time	time	NOUN
inlawrev-18341	644	21	it	it	PRON
inlawrev-18341	644	22	may	may	AUX
inlawrev-18341	644	23	not	not	PART
inlawrev-18341	644	24	have	have	AUX
inlawrev-18341	644	25	been	be	AUX
inlawrev-18341	644	26	far	far	ADV
inlawrev-18341	644	27	below	below	ADP
inlawrev-18341	644	28	normal	normal	ADJ
inlawrev-18341	644	29	”	"	PUNCT
inlawrev-18341	644	30	and	and	CCONJ
inlawrev-18341	644	31	kenneth	kenneth	PROPN
inlawrev-18341	644	32	kuttner	kuttner	PROPN
inlawrev-18341	644	33	pointing	point	VERB
inlawrev-18341	644	34	out	out	ADP
inlawrev-18341	644	35	that	that	SCONJ
inlawrev-18341	644	36	“	"	PUNCT
inlawrev-18341	644	37	[	[	X
inlawrev-18341	644	38	t]he	t]he	ADJ
inlawrev-18341	644	39	‘	'	PUNCT
inlawrev-18341	644	40	bubble	bubble	NOUN
inlawrev-18341	644	41	’	'	PUNCT
inlawrev-18341	644	42	did	do	AUX
inlawrev-18341	644	43	n’t	not	PART
inlawrev-18341	644	44	really	really	ADV
inlawrev-18341	644	45	get	get	AUX
inlawrev-18341	644	46	going	go	VERB
inlawrev-18341	644	47	until	until	ADP
inlawrev-18341	644	48	05	05	NUM
inlawrev-18341	644	49	-	-	SYM
inlawrev-18341	644	50	06	06	NUM
inlawrev-18341	644	51	,	,	PUNCT
inlawrev-18341	644	52	by	by	ADP
inlawrev-18341	644	53	which	which	DET
inlawrev-18341	644	54	time	time	NOUN
inlawrev-18341	644	55	the	the	DET
inlawrev-18341	644	56	fed	fed	PROPN
inlawrev-18341	644	57	had	have	AUX
inlawrev-18341	644	58	raised	raise	VERB
inlawrev-18341	644	59	rates	rate	NOUN
inlawrev-18341	644	60	to	to	ADP
inlawrev-18341	644	61	more	more	ADV
inlawrev-18341	644	62	or	or	CCONJ
inlawrev-18341	644	63	less	less	ADV
inlawrev-18341	644	64	normal	normal	ADJ
inlawrev-18341	644	65	levels	level	NOUN
inlawrev-18341	644	66	.	.	PUNCT
inlawrev-18341	644	67	”	"	PUNCT
inlawrev-18341	644	68	)	)	PUNCT
inlawrev-18341	644	69	.	.	PUNCT
inlawrev-18341	645	1	the	the	DET
inlawrev-18341	645	2	article	article	NOUN
inlawrev-18341	645	3	overall	overall	ADV
inlawrev-18341	645	4	reminds	remind	VERB
inlawrev-18341	645	5	one	one	NUM
inlawrev-18341	645	6	of	of	ADP
inlawrev-18341	645	7	the	the	DET
inlawrev-18341	645	8	old	old	ADJ
inlawrev-18341	645	9	line	line	NOUN
inlawrev-18341	645	10	attributed	attribute	VERB
inlawrev-18341	645	11	to	to	ADP
inlawrev-18341	645	12	george	george	PROPN
inlawrev-18341	645	13	bernard	bernard	PROPN
inlawrev-18341	645	14	shaw	shaw	PROPN
inlawrev-18341	645	15	,	,	PUNCT
inlawrev-18341	645	16	“	"	PUNCT
inlawrev-18341	645	17	if	if	SCONJ
inlawrev-18341	645	18	all	all	DET
inlawrev-18341	645	19	economists	economist	NOUN
inlawrev-18341	645	20	were	be	AUX
inlawrev-18341	645	21	laid	lay	VERB
inlawrev-18341	645	22	end	end	NOUN
inlawrev-18341	645	23	to	to	PART
inlawrev-18341	645	24	end	end	NOUN
inlawrev-18341	645	25	they	they	PRON
inlawrev-18341	645	26	would	would	AUX
inlawrev-18341	645	27	not	not	PART
inlawrev-18341	645	28	reach	reach	VERB
inlawrev-18341	645	29	a	a	DET
inlawrev-18341	645	30	conclusion	conclusion	NOUN
inlawrev-18341	645	31	.	.	PUNCT
inlawrev-18341	645	32	”	"	PUNCT
inlawrev-18341	646	1	(	(	PUNCT
inlawrev-18341	646	2	available	available	ADJ
inlawrev-18341	646	3	at	at	ADP
inlawrev-18341	646	4	http://www.quotationspage.com/quote/23681.html	http://www.quotationspage.com/quote/23681.html	PROPN
inlawrev-18341	646	5	)	)	PUNCT
inlawrev-18341	646	6	.	.	PUNCT
inlawrev-18341	647	1	223	223	NUM
inlawrev-18341	647	2	.	.	PUNCT
inlawrev-18341	648	1	i	i	PRON
inlawrev-18341	648	2	d.	d.	PROPN
inlawrev-18341	648	3	(	(	PUNCT
inlawrev-18341	648	4	quoting	quote	VERB
inlawrev-18341	648	5	brad	brad	PROPN
inlawrev-18341	648	6	delong	delong	PROPN
inlawrev-18341	648	7	,	,	PUNCT
inlawrev-18341	648	8	arguing	argue	VERB
inlawrev-18341	648	9	that	that	SCONJ
inlawrev-18341	648	10	lower	low	ADJ
inlawrev-18341	648	11	than	than	ADP
inlawrev-18341	648	12	usual	usual	ADJ
inlawrev-18341	648	13	interest	interest	NOUN
inlawrev-18341	648	14	rates	rate	NOUN
inlawrev-18341	648	15	would	would	AUX
inlawrev-18341	648	16	have	have	AUX
inlawrev-18341	648	17	led	lead	VERB
inlawrev-18341	648	18	to	to	ADP
inlawrev-18341	648	19	only	only	ADV
inlawrev-18341	648	20	a	a	DET
inlawrev-18341	648	21	6	6	NUM
inlawrev-18341	648	22	%	%	NOUN
inlawrev-18341	648	23	increase	increase	NOUN
inlawrev-18341	648	24	in	in	ADP
inlawrev-18341	648	25	prices	price	NOUN
inlawrev-18341	648	26	)	)	PUNCT
inlawrev-18341	648	27	;	;	PUNCT
inlawrev-18341	648	28	see	see	VERB
inlawrev-18341	648	29	also	also	ADV
inlawrev-18341	648	30	kuttner	kuttner	NOUN
inlawrev-18341	648	31	,	,	PUNCT
inlawrev-18341	648	32	supra	supra	ADJ
inlawrev-18341	648	33	note	note	NOUN
inlawrev-18341	648	34	215	215	NUM
inlawrev-18341	648	35	,	,	PUNCT
inlawrev-18341	648	36	at	at	ADP
inlawrev-18341	648	37	22	22	NUM
inlawrev-18341	648	38	(	(	PUNCT
inlawrev-18341	648	39	arguing	argue	VERB
inlawrev-18341	648	40	that	that	SCONJ
inlawrev-18341	648	41	“	"	PUNCT
inlawrev-18341	648	42	all	all	DET
inlawrev-18341	648	43	available	available	ADJ
inlawrev-18341	648	44	evidence	evidence	NOUN
inlawrev-18341	648	45	.	.	PUNCT
inlawrev-18341	648	46	.	.	PUNCT
inlawrev-18341	649	1	.	.	PUNCT
inlawrev-18341	650	1	points	point	VERB
inlawrev-18341	650	2	to	to	ADP
inlawrev-18341	650	3	a	a	DET
inlawrev-18341	650	4	rather	rather	ADV
inlawrev-18341	650	5	small	small	ADJ
inlawrev-18341	650	6	effect	effect	NOUN
inlawrev-18341	650	7	of	of	ADP
inlawrev-18341	650	8	interest	interest	NOUN
inlawrev-18341	650	9	rates	rate	NOUN
inlawrev-18341	650	10	on	on	ADP
inlawrev-18341	650	11	housing	housing	NOUN
inlawrev-18341	650	12	prices	price	NOUN
inlawrev-18341	650	13	.	.	PUNCT
inlawrev-18341	650	14	”	"	PUNCT
inlawrev-18341	650	15	)	)	PUNCT
inlawrev-18341	650	16	;	;	PUNCT
inlawrev-18341	650	17	peter	peter	PROPN
inlawrev-18341	650	18	wallison	wallison	PROPN
inlawrev-18341	650	19	,	,	PUNCT
inlawrev-18341	650	20	was	be	AUX
inlawrev-18341	650	21	the	the	DET
inlawrev-18341	650	22	financial	financial	ADJ
inlawrev-18341	650	23	crisis	crisis	NOUN
inlawrev-18341	650	24	caused	cause	VERB
inlawrev-18341	650	25	by	by	ADP
inlawrev-18341	650	26	monetary	monetary	ADJ
inlawrev-18341	650	27	policy	policy	NOUN
inlawrev-18341	650	28	?	?	PUNCT
inlawrev-18341	651	1	comments	comment	NOUN
inlawrev-18341	651	2	on	on	ADP
inlawrev-18341	651	3	a	a	DET
inlawrev-18341	651	4	speech	speech	NOUN
inlawrev-18341	651	5	by	by	ADP
inlawrev-18341	651	6	john	john	PROPN
inlawrev-18341	651	7	b.	b.	PROPN
inlawrev-18341	651	8	taylor	taylor	PROPN
inlawrev-18341	651	9	(	(	PUNCT
inlawrev-18341	651	10	jan	jan	PROPN
inlawrev-18341	651	11	.	.	PROPN
inlawrev-18341	651	12	4	4	NUM
inlawrev-18341	651	13	,	,	PUNCT
inlawrev-18341	651	14	2013	2013	NUM
inlawrev-18341	651	15	)	)	PUNCT
inlawrev-18341	651	16	,	,	PUNCT
inlawrev-18341	651	17	http://www.aei.org/speech/economics/financial-services/comments-on-a-speech-byjohn-b-taylor/	http://www.aei.org/speech/economics/financial-services/comments-on-a-speech-byjohn-b-taylor/	PROPN
inlawrev-18341	651	18	,	,	PUNCT
inlawrev-18341	651	19	archived	archive	VERB
inlawrev-18341	651	20	at	at	ADP
inlawrev-18341	651	21	http://perma.cc/w8gw-3ye9	http://perma.cc/w8gw-3ye9	PROPN
inlawrev-18341	651	22	(	(	PUNCT
inlawrev-18341	651	23	presenting	present	VERB
inlawrev-18341	651	24	charts	chart	NOUN
inlawrev-18341	651	25	showing	show	VERB
inlawrev-18341	651	26	that	that	SCONJ
inlawrev-18341	651	27	much	much	ADJ
inlawrev-18341	651	28	of	of	ADP
inlawrev-18341	651	29	the	the	DET
inlawrev-18341	651	30	housing	housing	NOUN
inlawrev-18341	651	31	pricing	pricing	NOUN
inlawrev-18341	651	32	boom	boom	NOUN
inlawrev-18341	651	33	occurred	occur	VERB
inlawrev-18341	651	34	before	before	ADP
inlawrev-18341	651	35	the	the	DET
inlawrev-18341	651	36	period	period	NOUN
inlawrev-18341	651	37	of	of	ADP
inlawrev-18341	651	38	unusually	unusually	ADV
inlawrev-18341	651	39	low	low	ADJ
inlawrev-18341	651	40	interest	interest	NOUN
inlawrev-18341	651	41	rates	rate	NOUN
inlawrev-18341	651	42	)	)	PUNCT
inlawrev-18341	651	43	.	.	PUNCT
inlawrev-18341	652	1	224	224	NUM
inlawrev-18341	652	2	.	.	PUNCT
inlawrev-18341	653	1	economists	economist	NOUN
inlawrev-18341	653	2	’	'	PUNCT
inlawrev-18341	653	3	views	view	NOUN
inlawrev-18341	653	4	,	,	PUNCT
inlawrev-18341	653	5	supra	supra	PROPN
inlawrev-18341	653	6	note	note	NOUN
inlawrev-18341	653	7	220	220	NUM
inlawrev-18341	653	8	(	(	PUNCT
inlawrev-18341	653	9	quoting	quote	VERB
inlawrev-18341	653	10	chris	chris	PROPN
inlawrev-18341	653	11	sims	sim	NOUN
inlawrev-18341	653	12	saying	say	VERB
inlawrev-18341	653	13	,	,	PUNCT
inlawrev-18341	653	14	“	"	PUNCT
inlawrev-18341	653	15	[	[	X
inlawrev-18341	653	16	t]here	t]here	X
inlawrev-18341	653	17	may	may	AUX
inlawrev-18341	653	18	not	not	PART
inlawrev-18341	653	19	have	have	AUX
inlawrev-18341	653	20	been	be	AUX
inlawrev-18341	653	21	a	a	DET
inlawrev-18341	653	22	great	great	ADJ
inlawrev-18341	653	23	deal	deal	NOUN
inlawrev-18341	653	24	that	that	PRON
inlawrev-18341	653	25	the	the	DET
inlawrev-18341	653	26	fed	fed	PROPN
inlawrev-18341	653	27	itself	itself	PRON
inlawrev-18341	653	28	,	,	PUNCT
inlawrev-18341	653	29	without	without	ADP
inlawrev-18341	653	30	legislative	legislative	ADJ
inlawrev-18341	653	31	cooperation	cooperation	NOUN
inlawrev-18341	653	32	,	,	PUNCT
inlawrev-18341	653	33	could	could	AUX
inlawrev-18341	653	34	have	have	AUX
inlawrev-18341	653	35	done	do	VERB
inlawrev-18341	653	36	about	about	ADP
inlawrev-18341	653	37	the	the	DET
inlawrev-18341	653	38	situation	situation	NOUN
inlawrev-18341	653	39	as	as	SCONJ
inlawrev-18341	653	40	the	the	DET
inlawrev-18341	653	41	housing	housing	NOUN
inlawrev-18341	653	42	bubble	bubble	NOUN
inlawrev-18341	653	43	developed	develop	VERB
inlawrev-18341	653	44	”	"	PUNCT
inlawrev-18341	653	45	and	and	CCONJ
inlawrev-18341	653	46	jonathan	jonathan	PROPN
inlawrev-18341	653	47	parker	parker	PROPN
inlawrev-18341	653	48	noting	note	VERB
inlawrev-18341	653	49	that	that	SCONJ
inlawrev-18341	653	50	“	"	PUNCT
inlawrev-18341	653	51	fed	fed	PROPN
inlawrev-18341	653	52	did	do	AUX
inlawrev-18341	653	53	not	not	PART
inlawrev-18341	653	54	have	have	VERB
inlawrev-18341	653	55	the	the	DET
inlawrev-18341	653	56	legal	legal	ADJ
inlawrev-18341	653	57	authority	authority	NOUN
inlawrev-18341	653	58	to	to	PART
inlawrev-18341	653	59	change	change	VERB
inlawrev-18341	653	60	or	or	CCONJ
inlawrev-18341	653	61	enforce	enforce	VERB
inlawrev-18341	653	62	regulations	regulation	NOUN
inlawrev-18341	653	63	in	in	ADP
inlawrev-18341	653	64	most	most	ADJ
inlawrev-18341	653	65	of	of	ADP
inlawrev-18341	653	66	the	the	DET
inlawrev-18341	653	67	areas	area	NOUN
inlawrev-18341	653	68	where	where	SCONJ
inlawrev-18341	653	69	these	these	DET
inlawrev-18341	653	70	actions	action	NOUN
inlawrev-18341	653	71	could	could	AUX
inlawrev-18341	653	72	have	have	AUX
inlawrev-18341	653	73	mitigated	mitigate	VERB
inlawrev-18341	653	74	the	the	DET
inlawrev-18341	653	75	crisis	crisis	NOUN
inlawrev-18341	653	76	”	"	PUNCT
inlawrev-18341	653	77	)	)	PUNCT
inlawrev-18341	653	78	.	.	PUNCT
inlawrev-18341	654	1	alan	alan	PROPN
inlawrev-18341	654	2	greenspan	greenspan	PROPN
inlawrev-18341	654	3	himself	himself	PRON
inlawrev-18341	654	4	doubts	doubt	VERB
inlawrev-18341	654	5	whether	whether	SCONJ
inlawrev-18341	654	6	there	there	PRON
inlawrev-18341	654	7	was	be	VERB
inlawrev-18341	654	8	much	much	ADV
inlawrev-18341	654	9	the	the	DET
inlawrev-18341	654	10	federal	federal	ADJ
inlawrev-18341	654	11	reserve	reserve	NOUN
inlawrev-18341	654	12	could	could	AUX
inlawrev-18341	654	13	have	have	AUX
inlawrev-18341	654	14	done	do	VERB
inlawrev-18341	654	15	.	.	PUNCT
inlawrev-18341	655	1	see	see	VERB
inlawrev-18341	655	2	kristina	kristina	PROPN
inlawrev-18341	655	3	cooke	cooke	PROPN
inlawrev-18341	655	4	,	,	PUNCT
inlawrev-18341	655	5	recession	recession	NOUN
inlawrev-18341	655	6	will	will	AUX
inlawrev-18341	655	7	be	be	AUX
inlawrev-18341	655	8	worst	bad	ADJ
inlawrev-18341	655	9	since	since	SCONJ
inlawrev-18341	655	10	1930	1930	NUM
inlawrev-18341	655	11	’s	’s	PART
inlawrev-18341	655	12	:	:	PUNCT
inlawrev-18341	655	13	greenspan	greenspan	PROPN
inlawrev-18341	655	14	,	,	PUNCT
inlawrev-18341	655	15	reuters	reuters	PROPN
inlawrev-18341	655	16	(	(	PUNCT
inlawrev-18341	655	17	feb	feb	PROPN
inlawrev-18341	655	18	.	.	PROPN
inlawrev-18341	655	19	18	18	NUM
inlawrev-18341	655	20	,	,	PUNCT
inlawrev-18341	655	21	2009	2009	NUM
inlawrev-18341	655	22	)	)	PUNCT
inlawrev-18341	655	23	,	,	PUNCT
inlawrev-18341	655	24	http://www.reuters.com/article/2009/02/18/us-usa-fed-greenspanidustre51h0ox20090218	http://www.reuters.com/article/2009/02/18/us-usa-fed-greenspanidustre51h0ox20090218	NOUN
inlawrev-18341	655	25	,	,	PUNCT
inlawrev-18341	655	26	archived	archive	VERB
inlawrev-18341	655	27	at	at	ADP
inlawrev-18341	655	28	http://perma.cc/l58b-pf8j	http://perma.cc/l58b-pf8j	NOUN
inlawrev-18341	655	29	.	.	PUNCT
inlawrev-18341	656	1	225	225	NUM
inlawrev-18341	656	2	.	.	PUNCT
inlawrev-18341	657	1	economists	economist	NOUN
inlawrev-18341	657	2	’	'	PUNCT
inlawrev-18341	657	3	views	view	NOUN
inlawrev-18341	657	4	,	,	PUNCT
inlawrev-18341	657	5	supra	supra	PROPN
inlawrev-18341	657	6	note	note	NOUN
inlawrev-18341	657	7	220	220	NUM
inlawrev-18341	657	8	(	(	PUNCT
inlawrev-18341	657	9	quoting	quote	VERB
inlawrev-18341	657	10	michael	michael	PROPN
inlawrev-18341	657	11	bordo	bordo	PROPN
inlawrev-18341	657	12	who	who	PRON
inlawrev-18341	657	13	stated	state	VERB
inlawrev-18341	657	14	there	there	PRON
inlawrev-18341	657	15	were	be	VERB
inlawrev-18341	657	16	several	several	ADJ
inlawrev-18341	657	17	causes	cause	NOUN
inlawrev-18341	657	18	of	of	ADP
inlawrev-18341	657	19	the	the	DET
inlawrev-18341	657	20	housing	housing	NOUN
inlawrev-18341	657	21	boom	boom	NOUN
inlawrev-18341	657	22	but	but	CCONJ
inlawrev-18341	657	23	low	low	ADJ
inlawrev-18341	657	24	interest	interest	NOUN
inlawrev-18341	657	25	rates	rate	NOUN
inlawrev-18341	657	26	“	"	PUNCT
inlawrev-18341	657	27	provided	provide	VERB
inlawrev-18341	657	28	much	much	ADJ
inlawrev-18341	657	29	of	of	ADP
inlawrev-18341	657	30	the	the	DET
inlawrev-18341	657	31	fuel	fuel	NOUN
inlawrev-18341	657	32	”	"	PUNCT
inlawrev-18341	657	33	)	)	PUNCT
inlawrev-18341	657	34	.	.	PUNCT
inlawrev-18341	658	1	226	226	NUM
inlawrev-18341	658	2	.	.	PUNCT
inlawrev-18341	659	1	fcic	fcic	NOUN
inlawrev-18341	659	2	report	report	PROPN
inlawrev-18341	659	3	,	,	PUNCT
inlawrev-18341	659	4	supra	supra	PROPN
inlawrev-18341	659	5	note	note	NOUN
inlawrev-18341	659	6	3	3	NUM
inlawrev-18341	659	7	,	,	PUNCT
inlawrev-18341	659	8	at	at	ADP
inlawrev-18341	659	9	xxvi	xxvi	NOUN
inlawrev-18341	659	10	.	.	PUNCT
inlawrev-18341	660	1	low	low	ADJ
inlawrev-18341	660	2	interest	interest	NOUN
inlawrev-18341	660	3	rates	rate	NOUN
inlawrev-18341	660	4	typically	typically	ADV
inlawrev-18341	660	5	result	result	VERB
inlawrev-18341	660	6	increased	increase	VERB
inlawrev-18341	660	7	liquidity	liquidity	NOUN
inlawrev-18341	660	8	.	.	PUNCT
inlawrev-18341	661	1	see	see	VERB
inlawrev-18341	661	2	,	,	PUNCT
inlawrev-18341	661	3	e.g.	e.g.	ADV
inlawrev-18341	661	4	,	,	PUNCT
inlawrev-18341	661	5	rajan	rajan	PROPN
inlawrev-18341	661	6	,	,	PUNCT
inlawrev-18341	661	7	supra	supra	PROPN
inlawrev-18341	661	8	note	note	PROPN
inlawrev-18341	661	9	1	1	NUM
inlawrev-18341	661	10	,	,	PUNCT
inlawrev-18341	661	11	at	at	ADP
inlawrev-18341	661	12	168	168	NUM
inlawrev-18341	661	13	.	.	PUNCT
inlawrev-18341	662	1	64	64	NUM
inlawrev-18341	662	2	indiana	indiana	PROPN
inlawrev-18341	662	3	law	law	NOUN
inlawrev-18341	662	4	review	review	NOUN
inlawrev-18341	662	5	[	[	X
inlawrev-18341	662	6	vol	vol	NOUN
inlawrev-18341	662	7	.	.	PUNCT
inlawrev-18341	662	8	47:37	47:37	NUM
inlawrev-18341	662	9	economy	economy	NOUN
inlawrev-18341	662	10	with	with	ADP
inlawrev-18341	662	11	a	a	DET
inlawrev-18341	662	12	large	large	ADJ
inlawrev-18341	662	13	financial	financial	ADJ
inlawrev-18341	662	14	sector	sector	NOUN
inlawrev-18341	662	15	,	,	PUNCT
inlawrev-18341	662	16	the	the	DET
inlawrev-18341	662	17	combination	combination	NOUN
inlawrev-18341	662	18	of	of	ADP
inlawrev-18341	662	19	cheap	cheap	ADJ
inlawrev-18341	662	20	money	money	NOUN
inlawrev-18341	662	21	and	and	CCONJ
inlawrev-18341	662	22	lax	lax	ADJ
inlawrev-18341	662	23	oversight	oversight	NOUN
inlawrev-18341	662	24	,	,	PUNCT
inlawrev-18341	662	25	if	if	SCONJ
inlawrev-18341	662	26	maintained	maintain	VERB
inlawrev-18341	662	27	for	for	ADP
inlawrev-18341	662	28	years	year	NOUN
inlawrev-18341	662	29	on	on	ADP
inlawrev-18341	662	30	end	end	NOUN
inlawrev-18341	662	31	,	,	PUNCT
inlawrev-18341	662	32	is	be	AUX
inlawrev-18341	662	33	sure	sure	ADJ
inlawrev-18341	662	34	to	to	PART
inlawrev-18341	662	35	lead	lead	VERB
inlawrev-18341	662	36	to	to	ADP
inlawrev-18341	662	37	trouble	trouble	NOUN
inlawrev-18341	662	38	.	.	PUNCT
inlawrev-18341	663	1	”227	”227	PROPN
inlawrev-18341	664	1	likewise	likewise	ADV
inlawrev-18341	664	2	,	,	PUNCT
inlawrev-18341	664	3	an	an	DET
inlawrev-18341	664	4	economist	economist	NOUN
inlawrev-18341	664	5	article	article	NOUN
inlawrev-18341	664	6	concluded	conclude	VERB
inlawrev-18341	664	7	,	,	PUNCT
inlawrev-18341	664	8	“	"	PUNCT
inlawrev-18341	664	9	[	[	X
inlawrev-18341	664	10	a]sk	a]sk	ADP
inlawrev-18341	664	11	people	people	NOUN
inlawrev-18341	664	12	in	in	ADP
inlawrev-18341	664	13	property	property	NOUN
inlawrev-18341	664	14	what	what	PRON
inlawrev-18341	664	15	caused	cause	VERB
inlawrev-18341	664	16	the	the	DET
inlawrev-18341	664	17	crisis	crisis	NOUN
inlawrev-18341	664	18	and	and	CCONJ
inlawrev-18341	664	19	the	the	DET
inlawrev-18341	664	20	answer	answer	NOUN
inlawrev-18341	664	21	will	will	AUX
inlawrev-18341	664	22	invariably	invariably	ADV
inlawrev-18341	664	23	be	be	AUX
inlawrev-18341	664	24	the	the	DET
inlawrev-18341	664	25	amount	amount	NOUN
inlawrev-18341	664	26	of	of	ADP
inlawrev-18341	664	27	liquidity	liquidity	NOUN
inlawrev-18341	664	28	in	in	ADP
inlawrev-18341	664	29	the	the	DET
inlawrev-18341	664	30	system	system	NOUN
inlawrev-18341	664	31	.	.	PUNCT
inlawrev-18341	664	32	”228	”228	PROPN
inlawrev-18341	665	1	f.	f.	PROPN
inlawrev-18341	665	2	government	government	PROPN
inlawrev-18341	665	3	housing	housing	NOUN
inlawrev-18341	665	4	policy	policy	NOUN
inlawrev-18341	665	5	perhaps	perhaps	ADV
inlawrev-18341	665	6	the	the	DET
inlawrev-18341	665	7	most	most	ADV
inlawrev-18341	665	8	heated	heated	ADJ
inlawrev-18341	665	9	dispute	dispute	NOUN
inlawrev-18341	665	10	has	have	AUX
inlawrev-18341	665	11	been	be	AUX
inlawrev-18341	665	12	over	over	ADP
inlawrev-18341	665	13	the	the	DET
inlawrev-18341	665	14	role	role	NOUN
inlawrev-18341	665	15	of	of	ADP
inlawrev-18341	665	16	the	the	DET
inlawrev-18341	665	17	government	government	NOUN
inlawrev-18341	665	18	’s	’s	PART
inlawrev-18341	665	19	housing	housing	NOUN
inlawrev-18341	665	20	policy	policy	NOUN
inlawrev-18341	665	21	in	in	ADP
inlawrev-18341	665	22	leading	lead	VERB
inlawrev-18341	665	23	to	to	ADP
inlawrev-18341	665	24	the	the	DET
inlawrev-18341	665	25	crisis	crisis	NOUN
inlawrev-18341	665	26	.	.	PUNCT
inlawrev-18341	666	1	the	the	DET
inlawrev-18341	666	2	federal	federal	ADJ
inlawrev-18341	666	3	government	government	NOUN
inlawrev-18341	666	4	has	have	AUX
inlawrev-18341	666	5	long	long	ADV
inlawrev-18341	666	6	encouraged	encourage	VERB
inlawrev-18341	666	7	home	home	NOUN
inlawrev-18341	666	8	-	-	PUNCT
inlawrev-18341	666	9	ownership	ownership	NOUN
inlawrev-18341	666	10	—	—	PUNCT
inlawrev-18341	666	11	witness	witness	VERB
inlawrev-18341	666	12	the	the	DET
inlawrev-18341	666	13	mortgage	mortgage	NOUN
inlawrev-18341	666	14	deduction	deduction	NOUN
inlawrev-18341	666	15	from	from	ADP
inlawrev-18341	666	16	income	income	NOUN
inlawrev-18341	666	17	tax	tax	NOUN
inlawrev-18341	666	18	—	—	PUNCT
inlawrev-18341	666	19	and	and	CCONJ
inlawrev-18341	666	20	succeeding	succeed	VERB
inlawrev-18341	666	21	administrations	administration	NOUN
inlawrev-18341	666	22	have	have	AUX
inlawrev-18341	666	23	made	make	VERB
inlawrev-18341	666	24	it	it	PRON
inlawrev-18341	666	25	a	a	DET
inlawrev-18341	666	26	priority.229	priority.229	NOUN
inlawrev-18341	666	27	of	of	ADP
inlawrev-18341	666	28	government	government	NOUN
inlawrev-18341	666	29	policies	policy	NOUN
inlawrev-18341	666	30	,	,	PUNCT
inlawrev-18341	666	31	the	the	DET
inlawrev-18341	666	32	community	community	NOUN
inlawrev-18341	666	33	reinvestment	reinvestment	NOUN
inlawrev-18341	666	34	act	act	PROPN
inlawrev-18341	666	35	’s	’s	PART
inlawrev-18341	666	36	(	(	PUNCT
inlawrev-18341	666	37	cra)230	cra)230	VERB
inlawrev-18341	666	38	role	role	NOUN
inlawrev-18341	666	39	in	in	ADP
inlawrev-18341	666	40	the	the	DET
inlawrev-18341	666	41	crisis	crisis	NOUN
inlawrev-18341	666	42	has	have	AUX
inlawrev-18341	666	43	been	be	AUX
inlawrev-18341	666	44	most	most	ADV
inlawrev-18341	666	45	controversial.231	controversial.231	PROPN
inlawrev-18341	666	46	the	the	DET
inlawrev-18341	666	47	cra	cra	PROPN
inlawrev-18341	666	48	,	,	PUNCT
inlawrev-18341	666	49	passed	pass	VERB
inlawrev-18341	666	50	in	in	ADP
inlawrev-18341	666	51	1977	1977	NUM
inlawrev-18341	666	52	,	,	PUNCT
inlawrev-18341	666	53	was	be	AUX
inlawrev-18341	666	54	primarily	primarily	ADV
inlawrev-18341	666	55	targeted	target	VERB
inlawrev-18341	666	56	at	at	ADP
inlawrev-18341	666	57	“	"	PUNCT
inlawrev-18341	666	58	redlining	redline	VERB
inlawrev-18341	666	59	,	,	PUNCT
inlawrev-18341	666	60	”	"	PUNCT
inlawrev-18341	666	61	the	the	DET
inlawrev-18341	666	62	refusal	refusal	NOUN
inlawrev-18341	666	63	to	to	PART
inlawrev-18341	666	64	lend	lend	VERB
inlawrev-18341	666	65	to	to	ADP
inlawrev-18341	666	66	some	some	DET
inlawrev-18341	666	67	borrowers	borrower	NOUN
inlawrev-18341	666	68	(	(	PUNCT
inlawrev-18341	666	69	typically	typically	ADV
inlawrev-18341	666	70	minorities	minority	NOUN
inlawrev-18341	666	71	)	)	PUNCT
inlawrev-18341	666	72	and	and	CCONJ
inlawrev-18341	666	73	neighborhoods	neighborhood	NOUN
inlawrev-18341	666	74	regardless	regardless	ADV
inlawrev-18341	666	75	of	of	ADP
inlawrev-18341	666	76	credit	credit	NOUN
inlawrev-18341	666	77	-	-	PUNCT
inlawrev-18341	666	78	worthiness.232	worthiness.232	NOUN
inlawrev-18341	666	79	a	a	DET
inlawrev-18341	666	80	more	more	ADV
inlawrev-18341	666	81	loaded	load	VERB
inlawrev-18341	666	82	description	description	NOUN
inlawrev-18341	666	83	is	be	AUX
inlawrev-18341	666	84	that	that	SCONJ
inlawrev-18341	666	85	the	the	DET
inlawrev-18341	666	86	cra	cra	PROPN
inlawrev-18341	666	87	’s	’s	PART
inlawrev-18341	666	88	“	"	PUNCT
inlawrev-18341	666	89	real	real	ADJ
inlawrev-18341	666	90	purpose	purpose	NOUN
inlawrev-18341	666	91	was	be	AUX
inlawrev-18341	666	92	to	to	PART
inlawrev-18341	666	93	force	force	VERB
inlawrev-18341	666	94	banks	bank	NOUN
inlawrev-18341	666	95	to	to	PART
inlawrev-18341	666	96	make	make	VERB
inlawrev-18341	666	97	loans	loan	NOUN
inlawrev-18341	666	98	to	to	ADP
inlawrev-18341	666	99	low	low	ADJ
inlawrev-18341	666	100	-	-	PUNCT
inlawrev-18341	666	101	income	income	NOUN
inlawrev-18341	666	102	borrowers	borrower	NOUN
inlawrev-18341	666	103	,	,	PUNCT
inlawrev-18341	666	104	especially	especially	ADV
inlawrev-18341	666	105	minorities	minority	NOUN
inlawrev-18341	666	106	and	and	CCONJ
inlawrev-18341	666	107	particularly	particularly	ADV
inlawrev-18341	666	108	africanamericans	africanamerican	NOUN
inlawrev-18341	666	109	.	.	PUNCT
inlawrev-18341	666	110	”233	”233	NOUN
inlawrev-18341	666	111	it	it	PRON
inlawrev-18341	666	112	required	require	VERB
inlawrev-18341	666	113	federal	federal	ADJ
inlawrev-18341	666	114	regulators	regulator	NOUN
inlawrev-18341	666	115	to	to	PART
inlawrev-18341	666	116	evaluate	evaluate	VERB
inlawrev-18341	666	117	banks	bank	NOUN
inlawrev-18341	666	118	’	'	PUNCT
inlawrev-18341	666	119	performance	performance	NOUN
inlawrev-18341	666	120	in	in	ADP
inlawrev-18341	666	121	lending	lend	VERB
inlawrev-18341	666	122	to	to	ADP
inlawrev-18341	666	123	lower	low	ADJ
inlawrev-18341	666	124	income	income	NOUN
inlawrev-18341	666	125	borrowers	borrower	NOUN
inlawrev-18341	666	126	and	and	CCONJ
inlawrev-18341	666	127	communities	community	NOUN
inlawrev-18341	666	128	where	where	SCONJ
inlawrev-18341	666	129	banks	bank	NOUN
inlawrev-18341	666	130	have	have	VERB
inlawrev-18341	666	131	a	a	DET
inlawrev-18341	666	132	presence	presence	NOUN
inlawrev-18341	666	133	,	,	PUNCT
inlawrev-18341	666	134	and	and	CCONJ
inlawrev-18341	666	135	consider	consider	VERB
inlawrev-18341	666	136	these	these	DET
inlawrev-18341	666	137	evaluations	evaluation	NOUN
inlawrev-18341	666	138	on	on	ADP
inlawrev-18341	666	139	banks	bank	NOUN
inlawrev-18341	666	140	’	'	PUNCT
inlawrev-18341	666	141	expansion	expansion	NOUN
inlawrev-18341	666	142	plans.234	plans.234	NOUN
inlawrev-18341	666	143	the	the	DET
inlawrev-18341	666	144	cra	cra	PROPN
inlawrev-18341	666	145	did	do	AUX
inlawrev-18341	666	146	not	not	PART
inlawrev-18341	666	147	,	,	PUNCT
inlawrev-18341	666	148	however	however	ADV
inlawrev-18341	666	149	,	,	PUNCT
inlawrev-18341	666	150	set	set	VERB
inlawrev-18341	666	151	minimum	minimum	NOUN
inlawrev-18341	666	152	targets	target	NOUN
inlawrev-18341	666	153	or	or	CCONJ
inlawrev-18341	666	154	quotas.235	quotas.235	VERB
inlawrev-18341	666	155	the	the	DET
inlawrev-18341	666	156	fcic	fcic	NOUN
inlawrev-18341	666	157	concluded	conclude	VERB
inlawrev-18341	666	158	it	it	PRON
inlawrev-18341	666	159	“	"	PUNCT
inlawrev-18341	666	160	was	be	AUX
inlawrev-18341	666	161	not	not	PART
inlawrev-18341	666	162	a	a	DET
inlawrev-18341	666	163	significant	significant	ADJ
inlawrev-18341	666	164	factor	factor	NOUN
inlawrev-18341	666	165	”	"	PUNCT
inlawrev-18341	666	166	in	in	ADP
inlawrev-18341	666	167	the	the	DET
inlawrev-18341	666	168	financial	financial	ADJ
inlawrev-18341	666	169	crisis	crisis	NOUN
inlawrev-18341	666	170	227	227	NUM
inlawrev-18341	666	171	.	.	PUNCT
inlawrev-18341	667	1	cassidy	cassidy	PROPN
inlawrev-18341	667	2	,	,	PUNCT
inlawrev-18341	667	3	supra	supra	PROPN
inlawrev-18341	667	4	note	note	NOUN
inlawrev-18341	667	5	2	2	NUM
inlawrev-18341	667	6	,	,	PUNCT
inlawrev-18341	667	7	at	at	ADP
inlawrev-18341	667	8	233	233	NUM
inlawrev-18341	667	9	.	.	PUNCT
inlawrev-18341	668	1	228	228	NUM
inlawrev-18341	668	2	.	.	PUNCT
inlawrev-18341	669	1	the	the	DET
inlawrev-18341	669	2	official	official	ADJ
inlawrev-18341	669	3	verdict	verdict	NOUN
inlawrev-18341	669	4	,	,	PUNCT
inlawrev-18341	669	5	supra	supra	PROPN
inlawrev-18341	669	6	note	note	NOUN
inlawrev-18341	669	7	116	116	NUM
inlawrev-18341	669	8	.	.	PUNCT
inlawrev-18341	670	1	some	some	PRON
inlawrev-18341	670	2	of	of	ADP
inlawrev-18341	670	3	that	that	DET
inlawrev-18341	670	4	liquidity	liquidity	NOUN
inlawrev-18341	670	5	may	may	AUX
inlawrev-18341	670	6	also	also	ADV
inlawrev-18341	670	7	have	have	AUX
inlawrev-18341	670	8	been	be	AUX
inlawrev-18341	670	9	caused	cause	VERB
inlawrev-18341	670	10	by	by	ADP
inlawrev-18341	670	11	an	an	DET
inlawrev-18341	670	12	influx	influx	NOUN
inlawrev-18341	670	13	of	of	ADP
inlawrev-18341	670	14	foreign	foreign	ADJ
inlawrev-18341	670	15	capital	capital	NOUN
inlawrev-18341	670	16	.	.	PUNCT
inlawrev-18341	671	1	i	i	PRON
inlawrev-18341	671	2	d.	d.	PROPN
inlawrev-18341	671	3	229	229	NUM
inlawrev-18341	671	4	.	.	PUNCT
inlawrev-18341	671	5	a.	a.	PROPN
inlawrev-18341	671	6	mechele	mechele	PROPN
inlawrev-18341	671	7	dickerson	dickerson	PROPN
inlawrev-18341	671	8	,	,	PUNCT
inlawrev-18341	671	9	public	public	ADJ
inlawrev-18341	671	10	interest	interest	NOUN
inlawrev-18341	671	11	,	,	PUNCT
inlawrev-18341	671	12	public	public	ADJ
inlawrev-18341	671	13	choice	choice	NOUN
inlawrev-18341	671	14	,	,	PUNCT
inlawrev-18341	671	15	and	and	CCONJ
inlawrev-18341	671	16	the	the	DET
inlawrev-18341	671	17	cult	cult	NOUN
inlawrev-18341	671	18	of	of	ADP
inlawrev-18341	671	19	homeownership	homeownership	NOUN
inlawrev-18341	671	20	,	,	PUNCT
inlawrev-18341	671	21	2	2	NUM
inlawrev-18341	671	22	uc	uc	PROPN
inlawrev-18341	671	23	irvine	irvine	PROPN
inlawrev-18341	671	24	l.	l.	PROPN
inlawrev-18341	671	25	rev	rev	PROPN
inlawrev-18341	671	26	.	.	PROPN
inlawrev-18341	671	27	843	843	NUM
inlawrev-18341	671	28	,	,	PUNCT
inlawrev-18341	671	29	845	845	NUM
inlawrev-18341	671	30	(	(	PUNCT
inlawrev-18341	671	31	2012	2012	NUM
inlawrev-18341	671	32	)	)	PUNCT
inlawrev-18341	671	33	(	(	PUNCT
inlawrev-18341	671	34	“	"	PUNCT
inlawrev-18341	671	35	the	the	DET
inlawrev-18341	671	36	united	united	PROPN
inlawrev-18341	671	37	states	states	PROPN
inlawrev-18341	671	38	has	have	AUX
inlawrev-18341	671	39	supported	support	VERB
inlawrev-18341	671	40	and	and	CCONJ
inlawrev-18341	671	41	subsidized	subsidize	VERB
inlawrev-18341	671	42	homeownership	homeownership	NOUN
inlawrev-18341	671	43	for	for	ADP
inlawrev-18341	671	44	well	well	ADV
inlawrev-18341	671	45	over	over	ADP
inlawrev-18341	671	46	a	a	DET
inlawrev-18341	671	47	century	century	NOUN
inlawrev-18341	671	48	.	.	PUNCT
inlawrev-18341	671	49	”	"	PUNCT
inlawrev-18341	671	50	)	)	PUNCT
inlawrev-18341	671	51	.	.	PUNCT
inlawrev-18341	672	1	230	230	NUM
inlawrev-18341	672	2	.	.	X
inlawrev-18341	672	3	community	community	NOUN
inlawrev-18341	672	4	reinvestment	reinvestment	NOUN
inlawrev-18341	672	5	act	act	NOUN
inlawrev-18341	672	6	of	of	ADP
inlawrev-18341	672	7	1977	1977	NUM
inlawrev-18341	672	8	,	,	PUNCT
inlawrev-18341	672	9	pub	pub	NOUN
inlawrev-18341	672	10	.	.	PUNCT
inlawrev-18341	673	1	l.	l.	PROPN
inlawrev-18341	673	2	no	no	INTJ
inlawrev-18341	673	3	.	.	PROPN
inlawrev-18341	674	1	95	95	NUM
inlawrev-18341	674	2	-	-	SYM
inlawrev-18341	674	3	128	128	NUM
inlawrev-18341	674	4	,	,	PUNCT
inlawrev-18341	674	5	91	91	NUM
inlawrev-18341	674	6	stat	stat	NOUN
inlawrev-18341	674	7	.	.	PUNCT
inlawrev-18341	675	1	1147	1147	NUM
inlawrev-18341	675	2	(	(	PUNCT
inlawrev-18341	675	3	codified	codify	VERB
inlawrev-18341	675	4	as	as	SCONJ
inlawrev-18341	675	5	amended	amend	VERB
inlawrev-18341	675	6	at	at	ADP
inlawrev-18341	675	7	12	12	NUM
inlawrev-18341	675	8	u.s.c	u.s.c	NOUN
inlawrev-18341	675	9	.	.	PUNCT
inlawrev-18341	676	1	§	§	PROPN
inlawrev-18341	676	2	§	§	PROPN
inlawrev-18341	676	3	2901	2901	NUM
inlawrev-18341	676	4	-	-	SYM
inlawrev-18341	676	5	2909	2909	NUM
inlawrev-18341	676	6	(	(	PUNCT
inlawrev-18341	676	7	2006	2006	NUM
inlawrev-18341	676	8	)	)	PUNCT
inlawrev-18341	676	9	)	)	PUNCT
inlawrev-18341	676	10	.	.	PUNCT
inlawrev-18341	677	1	231	231	NUM
inlawrev-18341	677	2	.	.	PUNCT
inlawrev-18341	677	3	compare	compare	VERB
inlawrev-18341	677	4	raymond	raymond	PROPN
inlawrev-18341	677	5	h.	h.	PROPN
inlawrev-18341	677	6	brescia	brescia	PROPN
inlawrev-18341	677	7	,	,	PUNCT
inlawrev-18341	677	8	the	the	DET
inlawrev-18341	677	9	cost	cost	NOUN
inlawrev-18341	677	10	of	of	ADP
inlawrev-18341	677	11	inequality	inequality	NOUN
inlawrev-18341	677	12	:	:	PUNCT
inlawrev-18341	677	13	social	social	ADJ
inlawrev-18341	677	14	distance	distance	NOUN
inlawrev-18341	677	15	,	,	PUNCT
inlawrev-18341	677	16	predatory	predatory	ADJ
inlawrev-18341	677	17	conduct	conduct	NOUN
inlawrev-18341	677	18	,	,	PUNCT
inlawrev-18341	677	19	and	and	CCONJ
inlawrev-18341	677	20	the	the	DET
inlawrev-18341	677	21	financial	financial	ADJ
inlawrev-18341	677	22	crisis	crisis	NOUN
inlawrev-18341	677	23	,	,	PUNCT
inlawrev-18341	677	24	66	66	NUM
inlawrev-18341	677	25	n.y.u	n.y.u	NOUN
inlawrev-18341	677	26	.	.	PUNCT
inlawrev-18341	678	1	ann	ann	PROPN
inlawrev-18341	678	2	.	.	PUNCT
inlawrev-18341	678	3	surv	surv	PROPN
inlawrev-18341	678	4	.	.	PUNCT
inlawrev-18341	679	1	am	be	AUX
inlawrev-18341	679	2	.	.	PUNCT
inlawrev-18341	680	1	l.	l.	PROPN
inlawrev-18341	680	2	641	641	NUM
inlawrev-18341	680	3	,	,	PUNCT
inlawrev-18341	680	4	693	693	NUM
inlawrev-18341	680	5	-	-	SYM
inlawrev-18341	680	6	700	700	NUM
inlawrev-18341	680	7	(	(	PUNCT
inlawrev-18341	680	8	2010	2010	NUM
inlawrev-18341	680	9	)	)	PUNCT
inlawrev-18341	680	10	(	(	PUNCT
inlawrev-18341	680	11	concluding	conclude	VERB
inlawrev-18341	680	12	that	that	SCONJ
inlawrev-18341	680	13	the	the	DET
inlawrev-18341	680	14	community	community	NOUN
inlawrev-18341	680	15	reinvestment	reinvestment	NOUN
inlawrev-18341	680	16	act	act	NOUN
inlawrev-18341	680	17	and	and	CCONJ
inlawrev-18341	680	18	government	government	NOUN
inlawrev-18341	680	19	sponsored	sponsor	VERB
inlawrev-18341	680	20	entities	entity	NOUN
inlawrev-18341	680	21	were	be	AUX
inlawrev-18341	680	22	not	not	PART
inlawrev-18341	680	23	to	to	PART
inlawrev-18341	680	24	blame	blame	VERB
inlawrev-18341	680	25	for	for	ADP
inlawrev-18341	680	26	the	the	DET
inlawrev-18341	680	27	crisis	crisis	NOUN
inlawrev-18341	680	28	)	)	PUNCT
inlawrev-18341	680	29	,	,	PUNCT
inlawrev-18341	680	30	with	with	ADP
inlawrev-18341	680	31	rajan	rajan	PROPN
inlawrev-18341	680	32	,	,	PUNCT
inlawrev-18341	680	33	supra	supra	PROPN
inlawrev-18341	680	34	note	note	PROPN
inlawrev-18341	680	35	1	1	NUM
inlawrev-18341	680	36	,	,	PUNCT
inlawrev-18341	680	37	at	at	ADP
inlawrev-18341	680	38	8	8	NUM
inlawrev-18341	680	39	-	-	SYM
inlawrev-18341	680	40	9	9	NUM
inlawrev-18341	680	41	(	(	PUNCT
inlawrev-18341	680	42	arguing	argue	VERB
inlawrev-18341	680	43	that	that	SCONJ
inlawrev-18341	680	44	politicians	politician	NOUN
inlawrev-18341	680	45	used	use	VERB
inlawrev-18341	680	46	easy	easy	ADJ
inlawrev-18341	680	47	credit	credit	NOUN
inlawrev-18341	680	48	policies	policy	NOUN
inlawrev-18341	680	49	to	to	PART
inlawrev-18341	680	50	“	"	PUNCT
inlawrev-18341	680	51	mollify	mollify	VERB
inlawrev-18341	680	52	”	"	PUNCT
inlawrev-18341	680	53	the	the	DET
inlawrev-18341	680	54	masses	masse	NOUN
inlawrev-18341	680	55	)	)	PUNCT
inlawrev-18341	680	56	.	.	PUNCT
inlawrev-18341	681	1	232	232	X
inlawrev-18341	681	2	.	.	PUNCT
inlawrev-18341	682	1	see	see	VERB
inlawrev-18341	682	2	gustavo	gustavo	PROPN
inlawrev-18341	682	3	gari	gari	PROPN
inlawrev-18341	682	4	,	,	PUNCT
inlawrev-18341	682	5	using	use	VERB
inlawrev-18341	682	6	bazookas	bazookas	NOUN
inlawrev-18341	682	7	and	and	CCONJ
inlawrev-18341	682	8	firewalls	firewall	NOUN
inlawrev-18341	682	9	to	to	PART
inlawrev-18341	682	10	regulate	regulate	VERB
inlawrev-18341	682	11	systematic	systematic	ADJ
inlawrev-18341	682	12	risk	risk	NOUN
inlawrev-18341	682	13	in	in	ADP
inlawrev-18341	682	14	the	the	DET
inlawrev-18341	682	15	financial	financial	ADJ
inlawrev-18341	682	16	market	market	NOUN
inlawrev-18341	682	17	:	:	PUNCT
inlawrev-18341	682	18	the	the	DET
inlawrev-18341	682	19	problems	problem	NOUN
inlawrev-18341	682	20	with	with	ADP
inlawrev-18341	682	21	bailout	bailout	NOUN
inlawrev-18341	682	22	and	and	CCONJ
inlawrev-18341	682	23	bank	bank	NOUN
inlawrev-18341	682	24	breakups	breakup	NOUN
inlawrev-18341	682	25	and	and	CCONJ
inlawrev-18341	682	26	the	the	DET
inlawrev-18341	682	27	case	case	NOUN
inlawrev-18341	682	28	for	for	ADP
inlawrev-18341	682	29	network	network	NOUN
inlawrev-18341	682	30	interconnectivity	interconnectivity	NOUN
inlawrev-18341	682	31	,	,	PUNCT
inlawrev-18341	682	32	12	12	NUM
inlawrev-18341	682	33	fla	fla	NOUN
inlawrev-18341	682	34	.	.	PUNCT
inlawrev-18341	683	1	st	st	PROPN
inlawrev-18341	683	2	.	.	PROPN
inlawrev-18341	683	3	u.	u.	PROPN
inlawrev-18341	683	4	bus	bus	PROPN
inlawrev-18341	683	5	.	.	PUNCT
inlawrev-18341	684	1	rev	rev	PROPN
inlawrev-18341	684	2	.	.	PROPN
inlawrev-18341	684	3	155	155	NUM
inlawrev-18341	684	4	,	,	PUNCT
inlawrev-18341	684	5	163	163	NUM
inlawrev-18341	684	6	(	(	PUNCT
inlawrev-18341	684	7	2013	2013	NUM
inlawrev-18341	684	8	)	)	PUNCT
inlawrev-18341	684	9	.	.	PUNCT
inlawrev-18341	685	1	233	233	NUM
inlawrev-18341	685	2	.	.	PUNCT
inlawrev-18341	686	1	see	see	VERB
inlawrev-18341	686	2	allison	allison	PROPN
inlawrev-18341	686	3	,	,	PUNCT
inlawrev-18341	686	4	supra	supra	PROPN
inlawrev-18341	686	5	note	note	PROPN
inlawrev-18341	686	6	219	219	NUM
inlawrev-18341	686	7	,	,	PUNCT
inlawrev-18341	686	8	at	at	ADP
inlawrev-18341	686	9	55	55	NUM
inlawrev-18341	686	10	.	.	PUNCT
inlawrev-18341	687	1	234	234	NUM
inlawrev-18341	687	2	.	.	PUNCT
inlawrev-18341	688	1	see	see	VERB
inlawrev-18341	688	2	gari	gari	PROPN
inlawrev-18341	688	3	,	,	PUNCT
inlawrev-18341	688	4	supra	supra	PROPN
inlawrev-18341	688	5	note	note	PROPN
inlawrev-18341	688	6	232	232	NUM
inlawrev-18341	688	7	,	,	PUNCT
inlawrev-18341	688	8	at	at	ADP
inlawrev-18341	688	9	163	163	NUM
inlawrev-18341	688	10	.	.	PUNCT
inlawrev-18341	688	11	235	235	NUM
inlawrev-18341	688	12	.	.	PUNCT
inlawrev-18341	689	1	some	some	PRON
inlawrev-18341	689	2	have	have	AUX
inlawrev-18341	689	3	argued	argue	VERB
inlawrev-18341	689	4	that	that	SCONJ
inlawrev-18341	689	5	although	although	SCONJ
inlawrev-18341	689	6	there	there	PRON
inlawrev-18341	689	7	are	be	VERB
inlawrev-18341	689	8	no	no	DET
inlawrev-18341	689	9	explicit	explicit	ADJ
inlawrev-18341	689	10	targets	target	NOUN
inlawrev-18341	689	11	,	,	PUNCT
inlawrev-18341	689	12	“	"	PUNCT
inlawrev-18341	689	13	there	there	PRON
inlawrev-18341	689	14	are	be	VERB
inlawrev-18341	689	15	implied	imply	VERB
inlawrev-18341	689	16	quotas	quota	NOUN
inlawrev-18341	689	17	for	for	ADP
inlawrev-18341	689	18	low	low	ADJ
inlawrev-18341	689	19	-	-	PUNCT
inlawrev-18341	689	20	income	income	NOUN
inlawrev-18341	689	21	minority	minority	NOUN
inlawrev-18341	689	22	loans	loan	NOUN
inlawrev-18341	689	23	(	(	PUNCT
inlawrev-18341	689	24	especially	especially	ADV
inlawrev-18341	689	25	for	for	ADP
inlawrev-18341	689	26	african	african	ADJ
inlawrev-18341	689	27	americans	americans	PROPN
inlawrev-18341	689	28	.	.	PUNCT
inlawrev-18341	689	29	”	"	PUNCT
inlawrev-18341	690	1	see	see	VERB
inlawrev-18341	690	2	allison	allison	PROPN
inlawrev-18341	690	3	,	,	PUNCT
inlawrev-18341	690	4	supra	supra	PROPN
inlawrev-18341	690	5	note	note	PROPN
inlawrev-18341	690	6	219	219	NUM
inlawrev-18341	690	7	,	,	PUNCT
inlawrev-18341	690	8	at	at	ADP
inlawrev-18341	690	9	55	55	NUM
inlawrev-18341	690	10	.	.	PUNCT
inlawrev-18341	691	1	he	he	PRON
inlawrev-18341	691	2	also	also	ADV
inlawrev-18341	691	3	claims	claim	VERB
inlawrev-18341	691	4	that	that	SCONJ
inlawrev-18341	691	5	the	the	DET
inlawrev-18341	691	6	fair	fair	ADJ
inlawrev-18341	691	7	housing	housing	PROPN
inlawrev-18341	691	8	act	act	NOUN
inlawrev-18341	691	9	(	(	PUNCT
inlawrev-18341	691	10	1968	1968	NUM
inlawrev-18341	691	11	)	)	PUNCT
inlawrev-18341	691	12	and	and	CCONJ
inlawrev-18341	691	13	equal	equal	ADJ
inlawrev-18341	691	14	credit	credit	NOUN
inlawrev-18341	691	15	opportunity	opportunity	NOUN
inlawrev-18341	691	16	act	act	NOUN
inlawrev-18341	691	17	(	(	PUNCT
inlawrev-18341	691	18	1979	1979	NUM
inlawrev-18341	691	19	)	)	PUNCT
inlawrev-18341	691	20	were	be	AUX
inlawrev-18341	691	21	in	in	ADP
inlawrev-18341	691	22	practice	practice	NOUN
inlawrev-18341	691	23	“	"	PUNCT
inlawrev-18341	691	24	used	use	VERB
inlawrev-18341	691	25	to	to	PART
inlawrev-18341	691	26	give	give	VERB
inlawrev-18341	691	27	banks	bank	NOUN
inlawrev-18341	691	28	incentives	incentive	NOUN
inlawrev-18341	691	29	to	to	PART
inlawrev-18341	691	30	make	make	VERB
inlawrev-18341	691	31	loans	loan	NOUN
inlawrev-18341	691	32	to	to	ADP
inlawrev-18341	691	33	low	low	ADJ
inlawrev-18341	691	34	-	-	PUNCT
inlawrev-18341	691	35	income	income	NOUN
inlawrev-18341	691	36	members	member	NOUN
inlawrev-18341	691	37	of	of	ADP
inlawrev-18341	691	38	minority	minority	NOUN
inlawrev-18341	691	39	groups	group	NOUN
inlawrev-18341	691	40	.	.	PUNCT
inlawrev-18341	691	41	”	"	PUNCT
inlawrev-18341	692	1	i	i	PRON
inlawrev-18341	692	2	d.	d.	PROPN
inlawrev-18341	692	3	2014	2014	NUM
inlawrev-18341	692	4	]	]	PUNCT
inlawrev-18341	692	5	revisiting	revisit	VERB
inlawrev-18341	692	6	causes	cause	NOUN
inlawrev-18341	692	7	of	of	ADP
inlawrev-18341	692	8	the	the	DET
inlawrev-18341	692	9	financial	financial	ADJ
inlawrev-18341	692	10	crisis	crisis	NOUN
inlawrev-18341	692	11	65	65	NUM
inlawrev-18341	692	12	based	base	VERB
inlawrev-18341	692	13	on	on	ADP
inlawrev-18341	692	14	their	their	PRON
inlawrev-18341	692	15	finding	finding	NOUN
inlawrev-18341	692	16	that	that	SCONJ
inlawrev-18341	692	17	“	"	PUNCT
inlawrev-18341	692	18	only	only	ADV
inlawrev-18341	692	19	6	6	NUM
inlawrev-18341	692	20	%	%	NOUN
inlawrev-18341	692	21	of	of	ADP
inlawrev-18341	692	22	high	high	ADJ
inlawrev-18341	692	23	-	-	PUNCT
inlawrev-18341	692	24	cost	cost	NOUN
inlawrev-18341	692	25	loans	loan	NOUN
inlawrev-18341	692	26	—	—	PUNCT
inlawrev-18341	692	27	a	a	DET
inlawrev-18341	692	28	proxy	proxy	NOUN
inlawrev-18341	692	29	for	for	ADP
inlawrev-18341	692	30	subprime	subprime	ADJ
inlawrev-18341	692	31	loans	loan	NOUN
inlawrev-18341	692	32	—	—	PUNCT
inlawrev-18341	692	33	had	have	VERB
inlawrev-18341	692	34	any	any	DET
inlawrev-18341	692	35	connection	connection	NOUN
inlawrev-18341	692	36	to	to	ADP
inlawrev-18341	692	37	the	the	DET
inlawrev-18341	692	38	law	law	NOUN
inlawrev-18341	692	39	.	.	PUNCT
inlawrev-18341	692	40	”	"	PUNCT
inlawrev-18341	693	1	236	236	NUM
inlawrev-18341	693	2	this	this	PRON
inlawrev-18341	693	3	is	be	AUX
inlawrev-18341	693	4	partially	partially	ADV
inlawrev-18341	693	5	because	because	SCONJ
inlawrev-18341	693	6	the	the	DET
inlawrev-18341	693	7	cra	cra	PROPN
inlawrev-18341	693	8	only	only	ADV
inlawrev-18341	693	9	directly	directly	ADV
inlawrev-18341	693	10	covers	cover	VERB
inlawrev-18341	693	11	banking	banking	NOUN
inlawrev-18341	693	12	institutions	institution	NOUN
inlawrev-18341	693	13	,	,	PUNCT
inlawrev-18341	693	14	and	and	CCONJ
inlawrev-18341	693	15	not	not	PART
inlawrev-18341	693	16	other	other	ADJ
inlawrev-18341	693	17	mortgage	mortgage	NOUN
inlawrev-18341	693	18	originators	originator	NOUN
inlawrev-18341	693	19	such	such	ADJ
inlawrev-18341	693	20	as	as	ADP
inlawrev-18341	693	21	credit	credit	NOUN
inlawrev-18341	693	22	unions.237	unions.237	ADJ
inlawrev-18341	693	23	others	other	NOUN
inlawrev-18341	693	24	have	have	AUX
inlawrev-18341	693	25	observed	observe	VERB
inlawrev-18341	693	26	that	that	SCONJ
inlawrev-18341	693	27	because	because	SCONJ
inlawrev-18341	693	28	the	the	DET
inlawrev-18341	693	29	crisis	crisis	NOUN
inlawrev-18341	693	30	was	be	AUX
inlawrev-18341	693	31	primarily	primarily	ADV
inlawrev-18341	693	32	a	a	DET
inlawrev-18341	693	33	result	result	NOUN
inlawrev-18341	693	34	of	of	ADP
inlawrev-18341	693	35	defaults	default	NOUN
inlawrev-18341	693	36	on	on	ADP
inlawrev-18341	693	37	mortgages	mortgage	NOUN
inlawrev-18341	693	38	originated	originate	VERB
inlawrev-18341	693	39	between	between	ADP
inlawrev-18341	693	40	2005	2005	NUM
inlawrev-18341	693	41	and	and	CCONJ
inlawrev-18341	693	42	2007	2007	NUM
inlawrev-18341	693	43	,	,	PUNCT
inlawrev-18341	693	44	any	any	DET
inlawrev-18341	693	45	link	link	NOUN
inlawrev-18341	693	46	for	for	ADP
inlawrev-18341	693	47	the	the	DET
inlawrev-18341	693	48	cra	cra	PROPN
inlawrev-18341	693	49	is	be	AUX
inlawrev-18341	693	50	attenuated	attenuate	VERB
inlawrev-18341	693	51	given	give	VERB
inlawrev-18341	693	52	that	that	SCONJ
inlawrev-18341	693	53	there	there	PRON
inlawrev-18341	693	54	were	be	VERB
inlawrev-18341	693	55	no	no	DET
inlawrev-18341	693	56	relevant	relevant	ADJ
inlawrev-18341	693	57	substantive	substantive	ADJ
inlawrev-18341	693	58	changes	change	NOUN
inlawrev-18341	693	59	to	to	ADP
inlawrev-18341	693	60	the	the	DET
inlawrev-18341	693	61	cra	cra	PROPN
inlawrev-18341	693	62	after	after	SCONJ
inlawrev-18341	693	63	1995.238	1995.238	NUM
inlawrev-18341	693	64	the	the	DET
inlawrev-18341	693	65	conclusion	conclusion	NOUN
inlawrev-18341	693	66	is	be	AUX
inlawrev-18341	693	67	bolstered	bolster	VERB
inlawrev-18341	693	68	by	by	ADP
inlawrev-18341	693	69	the	the	DET
inlawrev-18341	693	70	finding	finding	NOUN
inlawrev-18341	693	71	that	that	PRON
inlawrev-18341	693	72	cralinked	cralinke	VERB
inlawrev-18341	693	73	loans	loan	NOUN
inlawrev-18341	693	74	and	and	CCONJ
inlawrev-18341	693	75	similar	similar	ADJ
inlawrev-18341	693	76	loans	loan	NOUN
inlawrev-18341	693	77	that	that	PRON
inlawrev-18341	693	78	are	be	AUX
inlawrev-18341	693	79	unrelated	unrelated	ADJ
inlawrev-18341	693	80	to	to	ADP
inlawrev-18341	693	81	the	the	DET
inlawrev-18341	693	82	cra	cra	PROPN
inlawrev-18341	693	83	“	"	PUNCT
inlawrev-18341	693	84	perform	perform	VERB
inlawrev-18341	693	85	comparably,”239	comparably,”239	NOUN
inlawrev-18341	693	86	although	although	SCONJ
inlawrev-18341	693	87	some	some	PRON
inlawrev-18341	693	88	have	have	AUX
inlawrev-18341	693	89	claimed	claim	VERB
inlawrev-18341	693	90	that	that	SCONJ
inlawrev-18341	693	91	the	the	DET
inlawrev-18341	693	92	default	default	NOUN
inlawrev-18341	693	93	rates	rate	NOUN
inlawrev-18341	693	94	have	have	AUX
inlawrev-18341	693	95	been	be	AUX
inlawrev-18341	693	96	“	"	PUNCT
inlawrev-18341	693	97	extraordinarily	extraordinarily	ADV
inlawrev-18341	693	98	high	high	ADJ
inlawrev-18341	693	99	.	.	PUNCT
inlawrev-18341	694	1	”240	”240	PUNCT
inlawrev-18341	695	1	the	the	DET
inlawrev-18341	695	2	fcic	fcic	NOUN
inlawrev-18341	695	3	also	also	ADV
inlawrev-18341	695	4	concluded	conclude	VERB
inlawrev-18341	695	5	that	that	SCONJ
inlawrev-18341	695	6	with	with	ADP
inlawrev-18341	695	7	respect	respect	NOUN
inlawrev-18341	695	8	to	to	ADP
inlawrev-18341	695	9	the	the	DET
inlawrev-18341	695	10	gses	gse	NOUN
inlawrev-18341	695	11	,	,	PUNCT
inlawrev-18341	695	12	their	their	PRON
inlawrev-18341	695	13	involvement	involvement	NOUN
inlawrev-18341	695	14	was	be	AUX
inlawrev-18341	695	15	limited	limit	VERB
inlawrev-18341	695	16	to	to	ADP
inlawrev-18341	695	17	following	follow	VERB
inlawrev-18341	695	18	other	other	ADJ
inlawrev-18341	695	19	lenders	lender	NOUN
inlawrev-18341	695	20	into	into	ADP
inlawrev-18341	695	21	the	the	DET
inlawrev-18341	695	22	market	market	NOUN
inlawrev-18341	695	23	rather	rather	ADV
inlawrev-18341	695	24	than	than	ADP
inlawrev-18341	695	25	leading	lead	VERB
inlawrev-18341	695	26	the	the	DET
inlawrev-18341	695	27	charge.241	charge.241	NOUN
inlawrev-18341	695	28	in	in	ADP
inlawrev-18341	695	29	his	his	PRON
inlawrev-18341	695	30	fcic	fcic	NOUN
inlawrev-18341	695	31	dissent	dissent	NOUN
inlawrev-18341	695	32	,	,	PUNCT
inlawrev-18341	695	33	peter	peter	PROPN
inlawrev-18341	695	34	wallison	wallison	PROPN
inlawrev-18341	695	35	claimed	claim	VERB
inlawrev-18341	695	36	the	the	DET
inlawrev-18341	695	37	“	"	PUNCT
inlawrev-18341	695	38	sine	sine	ADJ
inlawrev-18341	695	39	qua	qua	NOUN
inlawrev-18341	695	40	non	non	X
inlawrev-18341	695	41	of	of	ADP
inlawrev-18341	695	42	the	the	DET
inlawrev-18341	695	43	financial	financial	ADJ
inlawrev-18341	695	44	crisis	crisis	NOUN
inlawrev-18341	695	45	was	be	AUX
inlawrev-18341	695	46	u.s	u.s	PROPN
inlawrev-18341	695	47	.	.	PROPN
inlawrev-18341	695	48	government	government	NOUN
inlawrev-18341	695	49	housing	housing	NOUN
inlawrev-18341	695	50	policy	policy	NOUN
inlawrev-18341	695	51	.	.	PUNCT
inlawrev-18341	696	1	”242	”242	NOUN
inlawrev-18341	696	2	wallison	wallison	NOUN
inlawrev-18341	696	3	,	,	PUNCT
inlawrev-18341	696	4	among	among	ADP
inlawrev-18341	696	5	others	other	NOUN
inlawrev-18341	696	6	,	,	PUNCT
inlawrev-18341	696	7	charged	charge	VERB
inlawrev-18341	696	8	that	that	SCONJ
inlawrev-18341	696	9	it	it	PRON
inlawrev-18341	696	10	was	be	AUX
inlawrev-18341	696	11	u.s	u.s	PROPN
inlawrev-18341	696	12	.	.	PROPN
inlawrev-18341	696	13	government	government	NOUN
inlawrev-18341	696	14	housing	housing	NOUN
inlawrev-18341	696	15	policy	policy	NOUN
inlawrev-18341	696	16	that	that	PRON
inlawrev-18341	696	17	encouraged	encourage	VERB
inlawrev-18341	696	18	home	home	NOUN
inlawrev-18341	696	19	ownership	ownership	NOUN
inlawrev-18341	696	20	among	among	ADP
inlawrev-18341	696	21	those	those	PRON
inlawrev-18341	696	22	with	with	ADP
inlawrev-18341	696	23	lower	low	ADJ
inlawrev-18341	696	24	income.243	income.243	PROPN
inlawrev-18341	696	25	this	this	PRON
inlawrev-18341	696	26	resulted	result	VERB
inlawrev-18341	696	27	in	in	ADP
inlawrev-18341	696	28	an	an	DET
inlawrev-18341	696	29	overheated	overheated	ADJ
inlawrev-18341	696	30	housing	housing	NOUN
inlawrev-18341	696	31	market	market	NOUN
inlawrev-18341	696	32	and	and	CCONJ
inlawrev-18341	696	33	an	an	DET
inlawrev-18341	696	34	increase	increase	NOUN
inlawrev-18341	696	35	in	in	ADP
inlawrev-18341	696	36	home	home	NOUN
inlawrev-18341	696	37	ownership	ownership	NOUN
inlawrev-18341	696	38	from	from	ADP
inlawrev-18341	696	39	the	the	DET
inlawrev-18341	696	40	long	long	ADV
inlawrev-18341	696	41	-	-	PUNCT
inlawrev-18341	696	42	existing	exist	VERB
inlawrev-18341	696	43	64	64	NUM
inlawrev-18341	696	44	%	%	NOUN
inlawrev-18341	696	45	in	in	ADP
inlawrev-18341	696	46	1965	1965	NUM
inlawrev-18341	696	47	to	to	ADP
inlawrev-18341	696	48	nearly	nearly	ADV
inlawrev-18341	696	49	70	70	NUM
inlawrev-18341	696	50	%	%	NOUN
inlawrev-18341	696	51	by	by	ADP
inlawrev-18341	696	52	2004.244	2004.244	PROPN
inlawrev-18341	696	53	he	he	PRON
inlawrev-18341	696	54	notes	note	VERB
inlawrev-18341	696	55	that	that	SCONJ
inlawrev-18341	696	56	by	by	ADP
inlawrev-18341	696	57	2007	2007	NUM
inlawrev-18341	696	58	,	,	PUNCT
inlawrev-18341	696	59	half	half	NOUN
inlawrev-18341	696	60	of	of	ADP
inlawrev-18341	696	61	u.s	u.s	PROPN
inlawrev-18341	696	62	.	.	PROPN
inlawrev-18341	696	63	mortgages	mortgage	NOUN
inlawrev-18341	696	64	(	(	PUNCT
inlawrev-18341	696	65	28	28	NUM
inlawrev-18341	696	66	million	million	NUM
inlawrev-18341	696	67	)	)	PUNCT
inlawrev-18341	696	68	were	be	AUX
inlawrev-18341	696	69	subprime	subprime	ADJ
inlawrev-18341	696	70	or	or	CCONJ
inlawrev-18341	696	71	weak	weak	ADJ
inlawrev-18341	696	72	,	,	PUNCT
inlawrev-18341	696	73	and	and	CCONJ
inlawrev-18341	696	74	of	of	ADP
inlawrev-18341	696	75	these	these	PRON
inlawrev-18341	696	76	,	,	PUNCT
inlawrev-18341	696	77	74	74	NUM
inlawrev-18341	696	78	percent	percent	NOUN
inlawrev-18341	696	79	“	"	PUNCT
inlawrev-18341	696	80	were	be	AUX
inlawrev-18341	696	81	on	on	ADP
inlawrev-18341	696	82	the	the	DET
inlawrev-18341	696	83	books	book	NOUN
inlawrev-18341	696	84	of	of	ADP
inlawrev-18341	696	85	government	government	NOUN
inlawrev-18341	696	86	agencies	agency	NOUN
inlawrev-18341	696	87	or	or	CCONJ
inlawrev-18341	696	88	others	other	NOUN
inlawrev-18341	696	89	subject	subject	ADJ
inlawrev-18341	696	90	to	to	ADP
inlawrev-18341	696	91	government	government	NOUN
inlawrev-18341	696	92	requirements	requirement	NOUN
inlawrev-18341	696	93	.	.	PUNCT
inlawrev-18341	697	1	”245	”245	NOUN
inlawrev-18341	697	2	his	his	PRON
inlawrev-18341	697	3	report	report	NOUN
inlawrev-18341	697	4	was	be	AUX
inlawrev-18341	697	5	dismissed	dismiss	VERB
inlawrev-18341	697	6	as	as	ADP
inlawrev-18341	697	7	“	"	PUNCT
inlawrev-18341	697	8	a	a	DET
inlawrev-18341	697	9	lonely	lonely	ADJ
inlawrev-18341	697	10	,	,	PUNCT
inlawrev-18341	697	11	loony	loony	ADJ
inlawrev-18341	697	12	cri	cri	PROPN
inlawrev-18341	697	13	de	de	X
inlawrev-18341	697	14	coeur	coeur	PROPN
inlawrev-18341	697	15	.	.	PROPN
inlawrev-18341	697	16	”246	”246	PROPN
inlawrev-18341	697	17	shifting	shift	VERB
inlawrev-18341	697	18	ground	ground	NOUN
inlawrev-18341	697	19	somewhat	somewhat	ADV
inlawrev-18341	697	20	,	,	PUNCT
inlawrev-18341	697	21	allison	allison	PROPN
inlawrev-18341	697	22	argues	argue	VERB
inlawrev-18341	697	23	that	that	SCONJ
inlawrev-18341	697	24	the	the	DET
inlawrev-18341	697	25	legal	legal	ADJ
inlawrev-18341	697	26	responsibility	responsibility	NOUN
inlawrev-18341	697	27	to	to	PART
inlawrev-18341	697	28	facilitate	facilitate	VERB
inlawrev-18341	697	29	low	low	ADJ
inlawrev-18341	697	30	-	-	PUNCT
inlawrev-18341	697	31	income	income	NOUN
inlawrev-18341	697	32	home	home	NOUN
inlawrev-18341	697	33	ownership	ownership	NOUN
inlawrev-18341	697	34	became	become	VERB
inlawrev-18341	697	35	an	an	DET
inlawrev-18341	697	36	ethical	ethical	ADJ
inlawrev-18341	697	37	responsibility	responsibility	NOUN
inlawrev-18341	697	38	or	or	CCONJ
inlawrev-18341	697	39	duty,247	duty,247	ADP
inlawrev-18341	697	40	236	236	NUM
inlawrev-18341	697	41	.	.	PUNCT
inlawrev-18341	697	42	fcic	fcic	PROPN
inlawrev-18341	697	43	report	report	PROPN
inlawrev-18341	697	44	,	,	PUNCT
inlawrev-18341	697	45	supra	supra	PROPN
inlawrev-18341	697	46	note	note	NOUN
inlawrev-18341	697	47	3	3	NUM
inlawrev-18341	697	48	,	,	PUNCT
inlawrev-18341	697	49	at	at	ADP
inlawrev-18341	697	50	xxvii	xxvii	PROPN
inlawrev-18341	697	51	;	;	PUNCT
inlawrev-18341	697	52	see	see	VERB
inlawrev-18341	697	53	also	also	ADV
inlawrev-18341	697	54	neil	neil	PROPN
inlawrev-18341	697	55	bhutta	bhutta	PROPN
inlawrev-18341	697	56	&	&	CCONJ
inlawrev-18341	697	57	glenn	glenn	PROPN
inlawrev-18341	697	58	b.	b.	PROPN
inlawrev-18341	697	59	canner	canner	NOUN
inlawrev-18341	697	60	,	,	PUNCT
inlawrev-18341	697	61	community	community	NOUN
inlawrev-18341	697	62	dividend	dividend	NOUN
inlawrev-18341	697	63	:	:	PUNCT
inlawrev-18341	697	64	did	do	AUX
inlawrev-18341	697	65	the	the	DET
inlawrev-18341	697	66	cra	cra	PROPN
inlawrev-18341	697	67	cause	cause	VERB
inlawrev-18341	697	68	the	the	DET
inlawrev-18341	697	69	mortgage	mortgage	NOUN
inlawrev-18341	697	70	market	market	NOUN
inlawrev-18341	697	71	meltdown	meltdown	NOUN
inlawrev-18341	697	72	?	?	PUNCT
inlawrev-18341	697	73	,	,	PUNCT
inlawrev-18341	697	74	fed	fed	PROPN
inlawrev-18341	697	75	.	.	PUNCT
inlawrev-18341	698	1	res	res	PROPN
inlawrev-18341	698	2	.	.	PUNCT
inlawrev-18341	698	3	bank	bank	PROPN
inlawrev-18341	698	4	of	of	ADP
inlawrev-18341	698	5	minneapolis	minneapolis	PROPN
inlawrev-18341	698	6	(	(	PUNCT
inlawrev-18341	698	7	mar	mar	PROPN
inlawrev-18341	698	8	.	.	PROPN
inlawrev-18341	698	9	1	1	NUM
inlawrev-18341	698	10	,	,	PUNCT
inlawrev-18341	698	11	2009	2009	NUM
inlawrev-18341	698	12	)	)	PUNCT
inlawrev-18341	698	13	,	,	PUNCT
inlawrev-18341	698	14	available	available	ADJ
inlawrev-18341	698	15	at	at	ADP
inlawrev-18341	698	16	phttp://www.minneapolisfed.org/publications_papers/	phttp://www.minneapolisfed.org/publications_papers/	PROPN
inlawrev-18341	698	17	ub_display.cfm?id=4136	ub_display.cfm?id=4136	PROPN
inlawrev-18341	698	18	&	&	CCONJ
inlawrev-18341	698	19	(	(	PUNCT
inlawrev-18341	698	20	determining	determine	VERB
inlawrev-18341	698	21	the	the	DET
inlawrev-18341	698	22	6	6	NUM
inlawrev-18341	698	23	%	%	NOUN
inlawrev-18341	698	24	figure	figure	NOUN
inlawrev-18341	698	25	after	after	ADP
inlawrev-18341	698	26	carving	carve	VERB
inlawrev-18341	698	27	out	out	ADP
inlawrev-18341	698	28	loans	loan	NOUN
inlawrev-18341	698	29	from	from	ADP
inlawrev-18341	698	30	lenders	lender	NOUN
inlawrev-18341	698	31	that	that	PRON
inlawrev-18341	698	32	were	be	AUX
inlawrev-18341	698	33	not	not	PART
inlawrev-18341	698	34	regulated	regulate	VERB
inlawrev-18341	698	35	by	by	ADP
inlawrev-18341	698	36	the	the	DET
inlawrev-18341	698	37	cra	cra	PROPN
inlawrev-18341	698	38	and	and	CCONJ
inlawrev-18341	698	39	to	to	ADP
inlawrev-18341	698	40	borrowers	borrower	NOUN
inlawrev-18341	698	41	who	who	PRON
inlawrev-18341	698	42	were	be	AUX
inlawrev-18341	698	43	no	no	DET
inlawrev-18341	698	44	lower	low	ADJ
inlawrev-18341	698	45	-	-	PUNCT
inlawrev-18341	698	46	income	income	NOUN
inlawrev-18341	698	47	or	or	CCONJ
inlawrev-18341	698	48	in	in	ADP
inlawrev-18341	698	49	a	a	DET
inlawrev-18341	698	50	cra	cra	PROPN
inlawrev-18341	698	51	assessment	assessment	NOUN
inlawrev-18341	698	52	area	area	NOUN
inlawrev-18341	698	53	,	,	PUNCT
inlawrev-18341	698	54	and	and	CCONJ
inlawrev-18341	698	55	acknowledging	acknowledge	VERB
inlawrev-18341	698	56	possible	possible	ADJ
inlawrev-18341	698	57	inaccuracies	inaccuracy	NOUN
inlawrev-18341	698	58	in	in	ADP
inlawrev-18341	698	59	the	the	DET
inlawrev-18341	698	60	figure	figure	NOUN
inlawrev-18341	698	61	)	)	PUNCT
inlawrev-18341	698	62	.	.	PUNCT
inlawrev-18341	699	1	237	237	NUM
inlawrev-18341	699	2	.	.	PUNCT
inlawrev-18341	700	1	i	i	PRON
inlawrev-18341	700	2	d.	d.	PROPN
inlawrev-18341	700	3	238	238	NUM
inlawrev-18341	700	4	.	.	PUNCT
inlawrev-18341	701	1	i	i	PRON
inlawrev-18341	701	2	d.	d.	PROPN
inlawrev-18341	701	3	239	239	NUM
inlawrev-18341	701	4	.	.	PUNCT
inlawrev-18341	702	1	i	i	PRON
inlawrev-18341	702	2	d.	d.	PROPN
inlawrev-18341	702	3	240	240	NUM
inlawrev-18341	702	4	.	.	PUNCT
inlawrev-18341	703	1	allison	allison	PROPN
inlawrev-18341	703	2	,	,	PUNCT
inlawrev-18341	703	3	supra	supra	PROPN
inlawrev-18341	703	4	note	note	PROPN
inlawrev-18341	703	5	219	219	NUM
inlawrev-18341	703	6	,	,	PUNCT
inlawrev-18341	703	7	at	at	ADP
inlawrev-18341	703	8	56	56	NUM
inlawrev-18341	703	9	.	.	PUNCT
inlawrev-18341	703	10	241	241	X
inlawrev-18341	703	11	.	.	PUNCT
inlawrev-18341	703	12	see	see	VERB
inlawrev-18341	703	13	fcic	fcic	NOUN
inlawrev-18341	703	14	report	report	NOUN
inlawrev-18341	703	15	,	,	PUNCT
inlawrev-18341	703	16	supra	supra	PROPN
inlawrev-18341	703	17	note	note	NOUN
inlawrev-18341	703	18	3	3	NUM
inlawrev-18341	703	19	,	,	PUNCT
inlawrev-18341	703	20	at	at	ADP
inlawrev-18341	703	21	xxvi	xxvi	NOUN
inlawrev-18341	703	22	.	.	PUNCT
inlawrev-18341	704	1	242	242	NUM
inlawrev-18341	704	2	.	.	PUNCT
inlawrev-18341	705	1	see	see	VERB
inlawrev-18341	705	2	i	i	PRON
inlawrev-18341	705	3	d.	d.	PROPN
inlawrev-18341	705	4	at	at	ADP
inlawrev-18341	705	5	444	444	NUM
inlawrev-18341	705	6	(	(	PUNCT
inlawrev-18341	705	7	wallison	wallison	NOUN
inlawrev-18341	705	8	,	,	PUNCT
inlawrev-18341	705	9	dissenting	dissent	VERB
inlawrev-18341	705	10	)	)	PUNCT
inlawrev-18341	705	11	.	.	PUNCT
inlawrev-18341	706	1	243	243	NUM
inlawrev-18341	706	2	.	.	PUNCT
inlawrev-18341	707	1	see	see	VERB
inlawrev-18341	707	2	i	i	PRON
inlawrev-18341	707	3	d.	d.	PROPN
inlawrev-18341	707	4	(	(	PUNCT
inlawrev-18341	707	5	wallison	wallison	NOUN
inlawrev-18341	707	6	,	,	PUNCT
inlawrev-18341	707	7	dissenting	dissent	VERB
inlawrev-18341	707	8	)	)	PUNCT
inlawrev-18341	707	9	.	.	PUNCT
inlawrev-18341	708	1	244	244	NUM
inlawrev-18341	708	2	.	.	PUNCT
inlawrev-18341	709	1	see	see	VERB
inlawrev-18341	709	2	i	i	PRON
inlawrev-18341	709	3	d.	d.	PROPN
inlawrev-18341	709	4	at	at	ADP
inlawrev-18341	709	5	456	456	PROPN
inlawrev-18341	709	6	(	(	PUNCT
inlawrev-18341	709	7	wallison	wallison	NOUN
inlawrev-18341	709	8	,	,	PUNCT
inlawrev-18341	709	9	dissenting	dissent	VERB
inlawrev-18341	709	10	)	)	PUNCT
inlawrev-18341	709	11	.	.	PUNCT
inlawrev-18341	710	1	245	245	NUM
inlawrev-18341	710	2	.	.	X
inlawrev-18341	710	3	wallison	wallison	NOUN
inlawrev-18341	710	4	,	,	PUNCT
inlawrev-18341	710	5	supra	supra	PROPN
inlawrev-18341	710	6	note	note	NOUN
inlawrev-18341	710	7	114	114	NUM
inlawrev-18341	710	8	.	.	PUNCT
inlawrev-18341	711	1	246	246	NUM
inlawrev-18341	711	2	.	.	PUNCT
inlawrev-18341	712	1	joe	joe	PROPN
inlawrev-18341	712	2	nocera	nocera	PROPN
inlawrev-18341	712	3	,	,	PUNCT
inlawrev-18341	712	4	inquiry	inquiry	NOUN
inlawrev-18341	712	5	is	be	AUX
inlawrev-18341	712	6	missing	miss	VERB
inlawrev-18341	712	7	bottom	bottom	ADJ
inlawrev-18341	712	8	line	line	NOUN
inlawrev-18341	712	9	,	,	PUNCT
inlawrev-18341	712	10	n.y	n.y	PROPN
inlawrev-18341	712	11	.	.	PROPN
inlawrev-18341	712	12	times	times	PROPN
inlawrev-18341	712	13	,	,	PUNCT
inlawrev-18341	712	14	jan	jan	PROPN
inlawrev-18341	712	15	.	.	PROPN
inlawrev-18341	712	16	28	28	NUM
inlawrev-18341	712	17	,	,	PUNCT
inlawrev-18341	712	18	2011	2011	NUM
inlawrev-18341	712	19	,	,	PUNCT
inlawrev-18341	713	1	http://www	http://www	PROPN
inlawrev-18341	713	2	.	.	PUNCT
inlawrev-18341	713	3	nytimes.com/2011/01/29/business/29nocera.html?pagewanted=all	nytimes.com/2011/01/29/business/29nocera.html?pagewanted=all	PROPN
inlawrev-18341	713	4	,	,	PUNCT
inlawrev-18341	713	5	archived	archive	VERB
inlawrev-18341	713	6	at	at	ADP
inlawrev-18341	713	7	http://perma.cc/	http://perma.cc/	PROPN
inlawrev-18341	713	8	e5v9	e5v9	NOUN
inlawrev-18341	713	9	-	-	ADJ
inlawrev-18341	713	10	etzg	etzg	ADJ
inlawrev-18341	713	11	.	.	PUNCT
inlawrev-18341	714	1	247	247	NUM
inlawrev-18341	714	2	.	.	PUNCT
inlawrev-18341	715	1	allison	allison	PROPN
inlawrev-18341	715	2	,	,	PUNCT
inlawrev-18341	715	3	supra	supra	PROPN
inlawrev-18341	715	4	note	note	PROPN
inlawrev-18341	715	5	219	219	NUM
inlawrev-18341	715	6	,	,	PUNCT
inlawrev-18341	715	7	at	at	ADP
inlawrev-18341	715	8	56	56	NUM
inlawrev-18341	715	9	.	.	PUNCT
inlawrev-18341	715	10	66	66	NUM
inlawrev-18341	715	11	indiana	indiana	PROPN
inlawrev-18341	715	12	law	law	PROPN
inlawrev-18341	715	13	review	review	NOUN
inlawrev-18341	715	14	[	[	X
inlawrev-18341	715	15	vol	vol	NOUN
inlawrev-18341	715	16	.	.	PUNCT
inlawrev-18341	715	17	47:37	47:37	NUM
inlawrev-18341	716	1	and	and	CCONJ
inlawrev-18341	716	2	acknowledges	acknowledge	VERB
inlawrev-18341	716	3	the	the	DET
inlawrev-18341	716	4	“	"	PUNCT
inlawrev-18341	716	5	ethical	ethical	ADJ
inlawrev-18341	716	6	justification	justification	NOUN
inlawrev-18341	716	7	was	be	AUX
inlawrev-18341	716	8	more	more	ADV
inlawrev-18341	716	9	important	important	ADJ
inlawrev-18341	716	10	.	.	PUNCT
inlawrev-18341	716	11	”248	”248	PUNCT
inlawrev-18341	717	1	it	it	PRON
inlawrev-18341	717	2	seems	seem	VERB
inlawrev-18341	717	3	unlikely	unlikely	ADJ
inlawrev-18341	717	4	that	that	SCONJ
inlawrev-18341	717	5	this	this	DET
inlawrev-18341	717	6	claim	claim	NOUN
inlawrev-18341	717	7	could	could	AUX
inlawrev-18341	717	8	be	be	AUX
inlawrev-18341	717	9	empirically	empirically	ADV
inlawrev-18341	717	10	proved	prove	VERB
inlawrev-18341	717	11	(	(	PUNCT
inlawrev-18341	717	12	or	or	CCONJ
inlawrev-18341	717	13	disproved	disprove	VERB
inlawrev-18341	717	14	)	)	PUNCT
inlawrev-18341	717	15	.	.	PUNCT
inlawrev-18341	718	1	f.	f.	PROPN
inlawrev-18341	718	2	repeal	repeal	PROPN
inlawrev-18341	718	3	of	of	ADP
inlawrev-18341	718	4	glass	glass	NOUN
inlawrev-18341	718	5	-	-	PUNCT
inlawrev-18341	718	6	steagall	steagall	NOUN
inlawrev-18341	718	7	it	it	PRON
inlawrev-18341	718	8	is	be	AUX
inlawrev-18341	718	9	also	also	ADV
inlawrev-18341	718	10	worth	worth	ADJ
inlawrev-18341	718	11	mentioning	mention	VERB
inlawrev-18341	718	12	one	one	NUM
inlawrev-18341	718	13	oft	oft	ADV
inlawrev-18341	718	14	-	-	PUNCT
inlawrev-18341	718	15	cited	cite	VERB
inlawrev-18341	718	16	cause	cause	NOUN
inlawrev-18341	718	17	that	that	PRON
inlawrev-18341	718	18	probably	probably	ADV
inlawrev-18341	718	19	was	be	AUX
inlawrev-18341	718	20	not	not	PART
inlawrev-18341	718	21	a	a	DET
inlawrev-18341	718	22	cause	cause	NOUN
inlawrev-18341	718	23	at	at	ADV
inlawrev-18341	718	24	all	all	ADV
inlawrev-18341	718	25	:	:	PUNCT
inlawrev-18341	718	26	the	the	DET
inlawrev-18341	718	27	repeal	repeal	NOUN
inlawrev-18341	718	28	of	of	ADP
inlawrev-18341	718	29	the	the	DET
inlawrev-18341	718	30	glass	glass	NOUN
inlawrev-18341	718	31	-	-	PUNCT
inlawrev-18341	718	32	steagall	steagall	PROPN
inlawrev-18341	718	33	act	act	PROPN
inlawrev-18341	718	34	.	.	PUNCT
inlawrev-18341	719	1	249	249	NUM
inlawrev-18341	719	2	the	the	DET
inlawrev-18341	719	3	glass	glass	NOUN
inlawrev-18341	719	4	-	-	PUNCT
inlawrev-18341	719	5	steagall	steagall	PROPN
inlawrev-18341	719	6	act	act	PROPN
inlawrev-18341	719	7	,	,	PUNCT
inlawrev-18341	719	8	enacted	enact	VERB
inlawrev-18341	719	9	in	in	ADP
inlawrev-18341	719	10	1933	1933	NUM
inlawrev-18341	719	11	separated	separate	VERB
inlawrev-18341	719	12	commercial	commercial	ADJ
inlawrev-18341	719	13	banking	banking	NOUN
inlawrev-18341	719	14	from	from	ADP
inlawrev-18341	719	15	investment	investment	NOUN
inlawrev-18341	719	16	banking.250	banking.250	NOUN
inlawrev-18341	719	17	it	it	PRON
inlawrev-18341	719	18	was	be	AUX
inlawrev-18341	719	19	repealed	repeal	VERB
inlawrev-18341	719	20	by	by	ADP
inlawrev-18341	719	21	the	the	DET
inlawrev-18341	719	22	gramm	gramm	NOUN
inlawrev-18341	719	23	-	-	PUNCT
inlawrev-18341	719	24	leach	leach	NOUN
inlawrev-18341	719	25	-	-	PUNCT
inlawrev-18341	719	26	bliley	bliley	NOUN
inlawrev-18341	719	27	act	act	NOUN
inlawrev-18341	719	28	of	of	ADP
inlawrev-18341	719	29	1999.251	1999.251	PROPN
inlawrev-18341	719	30	it	it	PRON
inlawrev-18341	719	31	is	be	AUX
inlawrev-18341	719	32	hard	hard	ADJ
inlawrev-18341	719	33	to	to	PART
inlawrev-18341	719	34	see	see	VERB
inlawrev-18341	719	35	how	how	SCONJ
inlawrev-18341	719	36	this	this	PRON
inlawrev-18341	719	37	would	would	AUX
inlawrev-18341	719	38	be	be	AUX
inlawrev-18341	719	39	a	a	DET
inlawrev-18341	719	40	plausible	plausible	ADJ
inlawrev-18341	719	41	cause	cause	NOUN
inlawrev-18341	719	42	.	.	PUNCT
inlawrev-18341	720	1	glass	glass	NOUN
inlawrev-18341	720	2	-	-	PUNCT
inlawrev-18341	720	3	steagall	steagall	NOUN
inlawrev-18341	720	4	never	never	ADV
inlawrev-18341	720	5	regulated	regulate	VERB
inlawrev-18341	720	6	the	the	DET
inlawrev-18341	720	7	shadow	shadow	NOUN
inlawrev-18341	720	8	-	-	PUNCT
inlawrev-18341	720	9	banking	banking	NOUN
inlawrev-18341	720	10	system	system	NOUN
inlawrev-18341	720	11	,	,	PUNCT
inlawrev-18341	720	12	which	which	PRON
inlawrev-18341	720	13	is	be	AUX
inlawrev-18341	720	14	what	what	PRON
inlawrev-18341	720	15	caused	cause	VERB
inlawrev-18341	720	16	the	the	DET
inlawrev-18341	720	17	crisis.252	crisis.252	NOUN
inlawrev-18341	720	18	moreover	moreover	ADV
inlawrev-18341	720	19	,	,	PUNCT
inlawrev-18341	720	20	absent	absent	ADJ
inlawrev-18341	720	21	its	its	PRON
inlawrev-18341	720	22	repeal	repeal	NOUN
inlawrev-18341	720	23	,	,	PUNCT
inlawrev-18341	720	24	jp	jp	NOUN
inlawrev-18341	720	25	morgan	morgan	PROPN
inlawrev-18341	720	26	would	would	AUX
inlawrev-18341	720	27	have	have	AUX
inlawrev-18341	720	28	been	be	AUX
inlawrev-18341	720	29	unable	unable	ADJ
inlawrev-18341	720	30	to	to	PART
inlawrev-18341	720	31	buy	buy	VERB
inlawrev-18341	720	32	bear	bear	NOUN
inlawrev-18341	720	33	stearns	stearn	NOUN
inlawrev-18341	720	34	and	and	CCONJ
inlawrev-18341	720	35	the	the	DET
inlawrev-18341	720	36	same	same	ADJ
inlawrev-18341	720	37	for	for	ADP
inlawrev-18341	720	38	bank	bank	PROPN
inlawrev-18341	720	39	of	of	ADP
inlawrev-18341	720	40	america	america	PROPN
inlawrev-18341	720	41	’s	’s	PART
inlawrev-18341	720	42	purchase	purchase	NOUN
inlawrev-18341	720	43	of	of	ADP
inlawrev-18341	720	44	merrill	merrill	PROPN
inlawrev-18341	720	45	lynch	lynch	PROPN
inlawrev-18341	720	46	,	,	PUNCT
inlawrev-18341	720	47	which	which	PRON
inlawrev-18341	720	48	would	would	AUX
inlawrev-18341	720	49	have	have	AUX
inlawrev-18341	720	50	made	make	VERB
inlawrev-18341	720	51	the	the	DET
inlawrev-18341	720	52	crisis	crisis	NOUN
inlawrev-18341	720	53	far	far	ADV
inlawrev-18341	720	54	worse.253	worse.253	ADJ
inlawrev-18341	720	55	glass	glass	NOUN
inlawrev-18341	720	56	-	-	PUNCT
inlawrev-18341	720	57	steagall	steagall	PROPN
inlawrev-18341	720	58	’s	’s	PART
inlawrev-18341	720	59	repeal	repeal	NOUN
inlawrev-18341	720	60	does	do	VERB
inlawrev-18341	720	61	,	,	PUNCT
inlawrev-18341	720	62	however	however	ADV
inlawrev-18341	720	63	,	,	PUNCT
inlawrev-18341	720	64	fit	fit	VERB
inlawrev-18341	720	65	a	a	DET
inlawrev-18341	720	66	narrative	narrative	NOUN
inlawrev-18341	720	67	where	where	SCONJ
inlawrev-18341	720	68	rampant	rampant	ADJ
inlawrev-18341	720	69	deregulation	deregulation	NOUN
inlawrev-18341	720	70	is	be	AUX
inlawrev-18341	720	71	the	the	DET
inlawrev-18341	720	72	cause	cause	NOUN
inlawrev-18341	720	73	of	of	ADP
inlawrev-18341	720	74	the	the	DET
inlawrev-18341	720	75	financial	financial	ADJ
inlawrev-18341	720	76	crisis	crisis	NOUN
inlawrev-18341	720	77	.	.	PUNCT
inlawrev-18341	721	1	conclusion	conclusion	NOUN
inlawrev-18341	721	2	there	there	PRON
inlawrev-18341	721	3	were	be	VERB
inlawrev-18341	721	4	plenty	plenty	NOUN
inlawrev-18341	721	5	of	of	ADP
inlawrev-18341	721	6	necessary	necessary	ADJ
inlawrev-18341	721	7	causes	cause	NOUN
inlawrev-18341	721	8	of	of	ADP
inlawrev-18341	721	9	the	the	DET
inlawrev-18341	721	10	financial	financial	ADJ
inlawrev-18341	721	11	crisis	crisis	NOUN
inlawrev-18341	721	12	,	,	PUNCT
inlawrev-18341	721	13	but	but	CCONJ
inlawrev-18341	721	14	no	no	DET
inlawrev-18341	721	15	sufficient	sufficient	ADJ
inlawrev-18341	721	16	causes	cause	NOUN
inlawrev-18341	721	17	.	.	PUNCT
inlawrev-18341	722	1	with	with	ADP
inlawrev-18341	722	2	the	the	DET
inlawrev-18341	722	3	benefit	benefit	NOUN
inlawrev-18341	722	4	of	of	ADP
inlawrev-18341	722	5	hindsight	hindsight	ADJ
inlawrev-18341	722	6	,	,	PUNCT
inlawrev-18341	722	7	it	it	PRON
inlawrev-18341	722	8	is	be	AUX
inlawrev-18341	722	9	clear	clear	ADJ
inlawrev-18341	722	10	there	there	PRON
inlawrev-18341	722	11	were	be	VERB
inlawrev-18341	722	12	many	many	ADJ
inlawrev-18341	722	13	parties	party	NOUN
inlawrev-18341	722	14	who	who	PRON
inlawrev-18341	722	15	,	,	PUNCT
inlawrev-18341	722	16	had	have	AUX
inlawrev-18341	722	17	they	they	PRON
inlawrev-18341	722	18	acted	act	VERB
inlawrev-18341	722	19	differently	differently	ADV
inlawrev-18341	722	20	,	,	PUNCT
inlawrev-18341	722	21	could	could	AUX
inlawrev-18341	722	22	have	have	AUX
inlawrev-18341	722	23	prevented	prevent	VERB
inlawrev-18341	722	24	the	the	DET
inlawrev-18341	722	25	financial	financial	ADJ
inlawrev-18341	722	26	crisis	crisis	NOUN
inlawrev-18341	722	27	,	,	PUNCT
inlawrev-18341	722	28	or	or	CCONJ
inlawrev-18341	722	29	at	at	ADP
inlawrev-18341	722	30	least	least	ADJ
inlawrev-18341	722	31	mitigated	mitigate	VERB
inlawrev-18341	722	32	its	its	PRON
inlawrev-18341	722	33	impact	impact	NOUN
inlawrev-18341	722	34	.	.	PUNCT
inlawrev-18341	723	1	regulators	regulator	NOUN
inlawrev-18341	723	2	failed	fail	VERB
inlawrev-18341	723	3	to	to	PART
inlawrev-18341	723	4	effectively	effectively	ADV
inlawrev-18341	723	5	regulate	regulate	VERB
inlawrev-18341	723	6	.	.	PUNCT
inlawrev-18341	724	1	the	the	DET
inlawrev-18341	724	2	credit	credit	NOUN
inlawrev-18341	724	3	rating	rating	NOUN
inlawrev-18341	724	4	agencies	agency	NOUN
inlawrev-18341	724	5	used	use	VERB
inlawrev-18341	724	6	weak	weak	ADJ
inlawrev-18341	724	7	models	model	NOUN
inlawrev-18341	724	8	,	,	PUNCT
inlawrev-18341	724	9	based	base	VERB
inlawrev-18341	724	10	on	on	ADP
inlawrev-18341	724	11	inadequate	inadequate	ADJ
inlawrev-18341	724	12	information	information	NOUN
inlawrev-18341	724	13	,	,	PUNCT
inlawrev-18341	724	14	with	with	ADP
inlawrev-18341	724	15	an	an	DET
inlawrev-18341	724	16	inherent	inherent	ADJ
inlawrev-18341	724	17	conflict	conflict	NOUN
inlawrev-18341	724	18	of	of	ADP
inlawrev-18341	724	19	interest	interest	NOUN
inlawrev-18341	724	20	.	.	PUNCT
inlawrev-18341	725	1	buyers	buyer	NOUN
inlawrev-18341	725	2	and	and	CCONJ
inlawrev-18341	725	3	sellers	seller	NOUN
inlawrev-18341	725	4	of	of	ADP
inlawrev-18341	725	5	securities	security	NOUN
inlawrev-18341	725	6	did	do	AUX
inlawrev-18341	725	7	not	not	PART
inlawrev-18341	725	8	adequately	adequately	ADV
inlawrev-18341	725	9	investigate	investigate	VERB
inlawrev-18341	725	10	the	the	DET
inlawrev-18341	725	11	securities	security	NOUN
inlawrev-18341	725	12	they	they	PRON
inlawrev-18341	725	13	were	be	AUX
inlawrev-18341	725	14	buying	buy	VERB
inlawrev-18341	725	15	.	.	PUNCT
inlawrev-18341	726	1	mortgage	mortgage	NOUN
inlawrev-18341	726	2	lenders	lender	NOUN
inlawrev-18341	726	3	and	and	CCONJ
inlawrev-18341	726	4	the	the	DET
inlawrev-18341	726	5	support	support	NOUN
inlawrev-18341	726	6	industry	industry	NOUN
inlawrev-18341	726	7	,	,	PUNCT
inlawrev-18341	726	8	such	such	ADJ
inlawrev-18341	726	9	as	as	ADP
inlawrev-18341	726	10	appraisers	appraiser	NOUN
inlawrev-18341	726	11	,	,	PUNCT
inlawrev-18341	726	12	failed	fail	VERB
inlawrev-18341	726	13	to	to	PART
inlawrev-18341	726	14	behave	behave	VERB
inlawrev-18341	726	15	ethically	ethically	ADV
inlawrev-18341	726	16	.	.	PUNCT
inlawrev-18341	727	1	and	and	CCONJ
inlawrev-18341	727	2	,	,	PUNCT
inlawrev-18341	727	3	of	of	ADP
inlawrev-18341	727	4	course	course	NOUN
inlawrev-18341	727	5	,	,	PUNCT
inlawrev-18341	727	6	home	home	NOUN
inlawrev-18341	727	7	buyers	buyer	NOUN
inlawrev-18341	727	8	were	be	AUX
inlawrev-18341	727	9	perhaps	perhaps	ADV
inlawrev-18341	727	10	too	too	ADV
inlawrev-18341	727	11	optimistic	optimistic	ADJ
inlawrev-18341	727	12	about	about	ADP
inlawrev-18341	727	13	their	their	PRON
inlawrev-18341	727	14	earnings	earning	NOUN
inlawrev-18341	727	15	prospects	prospect	NOUN
inlawrev-18341	727	16	or	or	CCONJ
inlawrev-18341	727	17	the	the	DET
inlawrev-18341	727	18	housing	housing	NOUN
inlawrev-18341	727	19	market	market	NOUN
inlawrev-18341	727	20	,	,	PUNCT
inlawrev-18341	727	21	or	or	CCONJ
inlawrev-18341	727	22	248	248	NUM
inlawrev-18341	727	23	.	.	PUNCT
inlawrev-18341	728	1	i	i	PRON
inlawrev-18341	728	2	d.	d.	PROPN
inlawrev-18341	728	3	at	at	ADP
inlawrev-18341	728	4	57	57	NUM
inlawrev-18341	728	5	.	.	PUNCT
inlawrev-18341	729	1	249	249	NUM
inlawrev-18341	729	2	.	.	PUNCT
inlawrev-18341	730	1	see	see	VERB
inlawrev-18341	730	2	,	,	PUNCT
inlawrev-18341	730	3	e.g.	e.g.	ADV
inlawrev-18341	730	4	,	,	PUNCT
inlawrev-18341	730	5	david	david	PROPN
inlawrev-18341	730	6	leonhardt	leonhardt	PROPN
inlawrev-18341	730	7	,	,	PUNCT
inlawrev-18341	730	8	washington	washington	PROPN
inlawrev-18341	730	9	’s	’s	PART
inlawrev-18341	730	10	invisible	invisible	ADJ
inlawrev-18341	730	11	hand	hand	NOUN
inlawrev-18341	730	12	,	,	PUNCT
inlawrev-18341	730	13	n.y	n.y	PROPN
inlawrev-18341	730	14	.	.	PROPN
inlawrev-18341	730	15	times	times	PROPN
inlawrev-18341	730	16	,	,	PUNCT
inlawrev-18341	730	17	sept	sept	PROPN
inlawrev-18341	730	18	.	.	PROPN
inlawrev-18341	730	19	26	26	NUM
inlawrev-18341	730	20	,	,	PUNCT
inlawrev-18341	730	21	2008	2008	NUM
inlawrev-18341	730	22	,	,	PUNCT
inlawrev-18341	730	23	http://www.nytimes.com/2008/09/28/magazine/28wwln-reconsider.html	http://www.nytimes.com/2008/09/28/magazine/28wwln-reconsider.html	PROPN
inlawrev-18341	730	24	,	,	PUNCT
inlawrev-18341	730	25	archived	archive	VERB
inlawrev-18341	730	26	at	at	ADP
inlawrev-18341	730	27	http://perma.cc/b5ds-a9m9	http://perma.cc/b5ds-a9m9	NOUN
inlawrev-18341	730	28	(	(	PUNCT
inlawrev-18341	730	29	noting	note	VERB
inlawrev-18341	730	30	that	that	SCONJ
inlawrev-18341	730	31	many	many	ADJ
inlawrev-18341	730	32	cite	cite	VERB
inlawrev-18341	730	33	the	the	DET
inlawrev-18341	730	34	repeal	repeal	NOUN
inlawrev-18341	730	35	of	of	ADP
inlawrev-18341	730	36	glass	glass	NOUN
inlawrev-18341	730	37	-	-	PUNCT
inlawrev-18341	730	38	steagall	steagall	NOUN
inlawrev-18341	730	39	as	as	ADP
inlawrev-18341	730	40	a	a	DET
inlawrev-18341	730	41	cause	cause	NOUN
inlawrev-18341	730	42	of	of	ADP
inlawrev-18341	730	43	the	the	DET
inlawrev-18341	730	44	financial	financial	ADJ
inlawrev-18341	730	45	crisis	crisis	NOUN
inlawrev-18341	730	46	,	,	PUNCT
inlawrev-18341	730	47	and	and	CCONJ
inlawrev-18341	730	48	that	that	SCONJ
inlawrev-18341	730	49	it	it	PRON
inlawrev-18341	730	50	is	be	AUX
inlawrev-18341	730	51	an	an	DET
inlawrev-18341	730	52	easy	easy	ADJ
inlawrev-18341	730	53	scapegoat	scapegoat	NOUN
inlawrev-18341	730	54	)	)	PUNCT
inlawrev-18341	730	55	.	.	PUNCT
inlawrev-18341	731	1	250	250	NUM
inlawrev-18341	731	2	.	.	PUNCT
inlawrev-18341	731	3	banking	banking	NOUN
inlawrev-18341	731	4	act	act	NOUN
inlawrev-18341	731	5	of	of	ADP
inlawrev-18341	731	6	1933	1933	NUM
inlawrev-18341	731	7	(	(	PUNCT
inlawrev-18341	731	8	glass	glass	NOUN
inlawrev-18341	731	9	-	-	PUNCT
inlawrev-18341	731	10	steagall	steagall	PROPN
inlawrev-18341	731	11	act	act	PROPN
inlawrev-18341	731	12	)	)	PUNCT
inlawrev-18341	731	13	,	,	PUNCT
inlawrev-18341	731	14	pub	pub	NOUN
inlawrev-18341	731	15	.	.	PUNCT
inlawrev-18341	732	1	l.	l.	PROPN
inlawrev-18341	732	2	no	no	INTJ
inlawrev-18341	732	3	.	.	PROPN
inlawrev-18341	733	1	73	73	NUM
inlawrev-18341	733	2	-	-	SYM
inlawrev-18341	733	3	66	66	NUM
inlawrev-18341	733	4	,	,	PUNCT
inlawrev-18341	733	5	48	48	NUM
inlawrev-18341	733	6	stat	stat	NOUN
inlawrev-18341	733	7	.	.	PUNCT
inlawrev-18341	734	1	162	162	NUM
inlawrev-18341	734	2	.	.	X
inlawrev-18341	734	3	251	251	NUM
inlawrev-18341	734	4	.	.	PUNCT
inlawrev-18341	735	1	see	see	VERB
inlawrev-18341	735	2	financial	financial	ADJ
inlawrev-18341	735	3	services	service	NOUN
inlawrev-18341	735	4	modernization	modernization	NOUN
inlawrev-18341	735	5	(	(	PUNCT
inlawrev-18341	735	6	gramm	gramm	NOUN
inlawrev-18341	735	7	-	-	PUNCT
inlawrev-18341	735	8	leach	leach	NOUN
inlawrev-18341	735	9	-	-	PUNCT
inlawrev-18341	735	10	bliley	bliley	NOUN
inlawrev-18341	735	11	)	)	PUNCT
inlawrev-18341	735	12	act	act	NOUN
inlawrev-18341	735	13	of	of	ADP
inlawrev-18341	735	14	1999	1999	NUM
inlawrev-18341	735	15	,	,	PUNCT
inlawrev-18341	735	16	pub	pub	NOUN
inlawrev-18341	735	17	.	.	PUNCT
inlawrev-18341	736	1	l.	l.	PROPN
inlawrev-18341	736	2	no	no	INTJ
inlawrev-18341	736	3	.	.	PROPN
inlawrev-18341	737	1	106	106	NUM
inlawrev-18341	737	2	-	-	SYM
inlawrev-18341	737	3	102	102	NUM
inlawrev-18341	737	4	,	,	PUNCT
inlawrev-18341	737	5	§	§	PROPN
inlawrev-18341	737	6	101	101	NUM
inlawrev-18341	737	7	,	,	PUNCT
inlawrev-18341	737	8	113	113	NUM
inlawrev-18341	737	9	stat	stat	NOUN
inlawrev-18341	737	10	.	.	PUNCT
inlawrev-18341	738	1	1338	1338	NUM
inlawrev-18341	738	2	,	,	PUNCT
inlawrev-18341	738	3	1341	1341	NUM
inlawrev-18341	738	4	(	(	PUNCT
inlawrev-18341	738	5	1999	1999	NUM
inlawrev-18341	738	6	)	)	PUNCT
inlawrev-18341	738	7	(	(	PUNCT
inlawrev-18341	738	8	repealing	repealing	NOUN
inlawrev-18341	738	9	sections	section	NOUN
inlawrev-18341	738	10	of	of	ADP
inlawrev-18341	738	11	the	the	DET
inlawrev-18341	738	12	glass	glass	NOUN
inlawrev-18341	738	13	-	-	PUNCT
inlawrev-18341	738	14	steagall	steagall	PROPN
inlawrev-18341	738	15	act	act	PROPN
inlawrev-18341	738	16	)	)	PUNCT
inlawrev-18341	738	17	;	;	PUNCT
inlawrev-18341	738	18	gari	gari	PROPN
inlawrev-18341	738	19	,	,	PUNCT
inlawrev-18341	738	20	supra	supra	PROPN
inlawrev-18341	738	21	note	note	PROPN
inlawrev-18341	738	22	232	232	NUM
inlawrev-18341	738	23	,	,	PUNCT
inlawrev-18341	738	24	at	at	ADP
inlawrev-18341	738	25	161	161	NUM
inlawrev-18341	738	26	.	.	PUNCT
inlawrev-18341	738	27	252	252	NUM
inlawrev-18341	738	28	.	.	PUNCT
inlawrev-18341	739	1	see	see	VERB
inlawrev-18341	739	2	gari	gari	PROPN
inlawrev-18341	739	3	,	,	PUNCT
inlawrev-18341	739	4	supra	supra	PROPN
inlawrev-18341	739	5	note	note	PROPN
inlawrev-18341	739	6	232	232	NUM
inlawrev-18341	739	7	,	,	PUNCT
inlawrev-18341	739	8	at	at	ADP
inlawrev-18341	739	9	163	163	NUM
inlawrev-18341	739	10	(	(	PUNCT
inlawrev-18341	739	11	“	"	PUNCT
inlawrev-18341	739	12	glass	glass	NOUN
inlawrev-18341	739	13	steagall	steagall	NOUN
inlawrev-18341	739	14	.	.	PUNCT
inlawrev-18341	739	15	.	.	PUNCT
inlawrev-18341	739	16	.	.	PUNCT
inlawrev-18341	740	1	firewalls	firewall	NOUN
inlawrev-18341	740	2	could	could	AUX
inlawrev-18341	740	3	not	not	PART
inlawrev-18341	740	4	stop	stop	VERB
inlawrev-18341	740	5	the	the	DET
inlawrev-18341	740	6	creation	creation	NOUN
inlawrev-18341	740	7	of	of	ADP
inlawrev-18341	740	8	a	a	DET
inlawrev-18341	740	9	shadow	shadow	NOUN
inlawrev-18341	740	10	banking	banking	NOUN
inlawrev-18341	740	11	system	system	NOUN
inlawrev-18341	740	12	of	of	ADP
inlawrev-18341	740	13	derivatives	derivative	NOUN
inlawrev-18341	740	14	,	,	PUNCT
inlawrev-18341	740	15	special	special	ADJ
inlawrev-18341	740	16	purpose	purpose	NOUN
inlawrev-18341	740	17	vehicles	vehicle	NOUN
inlawrev-18341	740	18	,	,	PUNCT
inlawrev-18341	740	19	and	and	CCONJ
inlawrev-18341	740	20	credit	credit	NOUN
inlawrev-18341	740	21	default	default	NOUN
inlawrev-18341	740	22	swaps	swap	NOUN
inlawrev-18341	740	23	,	,	PUNCT
inlawrev-18341	740	24	all	all	PRON
inlawrev-18341	740	25	of	of	ADP
inlawrev-18341	740	26	which	which	PRON
inlawrev-18341	740	27	served	serve	VERB
inlawrev-18341	740	28	the	the	DET
inlawrev-18341	740	29	purpose	purpose	NOUN
inlawrev-18341	740	30	of	of	ADP
inlawrev-18341	740	31	hedging	hedging	NOUN
inlawrev-18341	740	32	and	and	CCONJ
inlawrev-18341	740	33	profiting	profit	VERB
inlawrev-18341	740	34	from	from	ADP
inlawrev-18341	740	35	the	the	DET
inlawrev-18341	740	36	risk	risk	NOUN
inlawrev-18341	740	37	of	of	ADP
inlawrev-18341	740	38	subprime	subprime	ADJ
inlawrev-18341	740	39	loans	loan	NOUN
inlawrev-18341	740	40	”	"	PUNCT
inlawrev-18341	740	41	)	)	PUNCT
inlawrev-18341	740	42	.	.	PUNCT
inlawrev-18341	741	1	253	253	NUM
inlawrev-18341	741	2	.	.	PUNCT
inlawrev-18341	742	1	see	see	VERB
inlawrev-18341	742	2	andrew	andrew	PROPN
inlawrev-18341	742	3	ross	ross	PROPN
inlawrev-18341	742	4	sorkin	sorkin	PROPN
inlawrev-18341	742	5	,	,	PUNCT
inlawrev-18341	742	6	reinstating	reinstate	VERB
inlawrev-18341	742	7	an	an	DET
inlawrev-18341	742	8	old	old	ADJ
inlawrev-18341	742	9	rule	rule	NOUN
inlawrev-18341	742	10	is	be	AUX
inlawrev-18341	742	11	not	not	PART
inlawrev-18341	742	12	a	a	DET
inlawrev-18341	742	13	cure	cure	NOUN
inlawrev-18341	742	14	for	for	ADP
inlawrev-18341	742	15	crisis	crisis	NOUN
inlawrev-18341	742	16	,	,	PUNCT
inlawrev-18341	742	17	n.y	n.y	PROPN
inlawrev-18341	742	18	.	.	PROPN
inlawrev-18341	742	19	times	times	PROPN
inlawrev-18341	742	20	deal	deal	PROPN
inlawrev-18341	742	21	book	book	NOUN
inlawrev-18341	742	22	(	(	PUNCT
inlawrev-18341	742	23	may	may	PROPN
inlawrev-18341	742	24	21	21	NUM
inlawrev-18341	742	25	,	,	PUNCT
inlawrev-18341	742	26	2012	2012	NUM
inlawrev-18341	742	27	)	)	PUNCT
inlawrev-18341	742	28	,	,	PUNCT
inlawrev-18341	742	29	http://dealbook.nytimes.com/2012/05/21/reinstating-an-old-rule-isnot-a-cure-for-crisis/	http://dealbook.nytimes.com/2012/05/21/reinstating-an-old-rule-isnot-a-cure-for-crisis/	PROPN
inlawrev-18341	742	30	,	,	PUNCT
inlawrev-18341	742	31	archived	archive	VERB
inlawrev-18341	742	32	at	at	ADP
inlawrev-18341	742	33	http://perma.cc/m7u3-rfzw	http://perma.cc/m7u3-rfzw	PROPN
inlawrev-18341	742	34	.	.	PUNCT
inlawrev-18341	743	1	2014	2014	NUM
inlawrev-18341	743	2	]	]	PUNCT
inlawrev-18341	743	3	revisiting	revisit	VERB
inlawrev-18341	743	4	causes	cause	NOUN
inlawrev-18341	743	5	of	of	ADP
inlawrev-18341	743	6	the	the	DET
inlawrev-18341	743	7	financial	financial	ADJ
inlawrev-18341	743	8	crisis	crisis	NOUN
inlawrev-18341	743	9	67	67	NUM
inlawrev-18341	743	10	sometimes	sometimes	ADV
inlawrev-18341	743	11	just	just	ADV
inlawrev-18341	743	12	were	be	AUX
inlawrev-18341	743	13	misinformed	misinform	VERB
inlawrev-18341	743	14	or	or	CCONJ
inlawrev-18341	743	15	did	do	AUX
inlawrev-18341	743	16	not	not	PART
inlawrev-18341	743	17	understand	understand	VERB
inlawrev-18341	743	18	.	.	PUNCT
inlawrev-18341	744	1	the	the	DET
inlawrev-18341	744	2	appropriate	appropriate	ADJ
inlawrev-18341	744	3	lesson	lesson	NOUN
inlawrev-18341	744	4	is	be	AUX
inlawrev-18341	744	5	not	not	PART
inlawrev-18341	744	6	a	a	DET
inlawrev-18341	744	7	binary	binary	ADJ
inlawrev-18341	744	8	conflict	conflict	NOUN
inlawrev-18341	744	9	between	between	ADP
inlawrev-18341	744	10	deregulation	deregulation	NOUN
inlawrev-18341	744	11	and	and	CCONJ
inlawrev-18341	744	12	regulation	regulation	NOUN
inlawrev-18341	744	13	,	,	PUNCT
inlawrev-18341	744	14	but	but	CCONJ
inlawrev-18341	744	15	rather	rather	ADV
inlawrev-18341	744	16	better	well	ADJ
inlawrev-18341	744	17	and	and	CCONJ
inlawrev-18341	744	18	smarter	smart	ADJ
inlawrev-18341	744	19	regulation.254	regulation.254	NOUN
inlawrev-18341	744	20	this	this	PRON
inlawrev-18341	744	21	also	also	ADV
inlawrev-18341	744	22	suggests	suggest	VERB
inlawrev-18341	744	23	that	that	SCONJ
inlawrev-18341	744	24	even	even	ADV
inlawrev-18341	744	25	though	though	SCONJ
inlawrev-18341	744	26	greed	greed	NOUN
inlawrev-18341	744	27	remains	remain	VERB
inlawrev-18341	744	28	a	a	DET
inlawrev-18341	744	29	fundamental	fundamental	ADJ
inlawrev-18341	744	30	aspect	aspect	NOUN
inlawrev-18341	744	31	of	of	ADP
inlawrev-18341	744	32	human	human	ADJ
inlawrev-18341	744	33	nature	nature	NOUN
inlawrev-18341	744	34	,	,	PUNCT
inlawrev-18341	744	35	an	an	DET
inlawrev-18341	744	36	appropriate	appropriate	ADJ
inlawrev-18341	744	37	set	set	NOUN
inlawrev-18341	744	38	of	of	ADP
inlawrev-18341	744	39	rules	rule	NOUN
inlawrev-18341	744	40	can	can	AUX
inlawrev-18341	744	41	greatly	greatly	ADV
inlawrev-18341	744	42	reduce	reduce	VERB
inlawrev-18341	744	43	,	,	PUNCT
inlawrev-18341	744	44	if	if	SCONJ
inlawrev-18341	744	45	not	not	PART
inlawrev-18341	744	46	prevent	prevent	VERB
inlawrev-18341	744	47	,	,	PUNCT
inlawrev-18341	744	48	the	the	DET
inlawrev-18341	744	49	chances	chance	NOUN
inlawrev-18341	744	50	of	of	ADP
inlawrev-18341	744	51	another	another	DET
inlawrev-18341	744	52	such	such	ADJ
inlawrev-18341	744	53	crisis.255	crisis.255	PROPN
inlawrev-18341	744	54	254	254	NUM
inlawrev-18341	744	55	.	.	PUNCT
inlawrev-18341	745	1	ben	ben	PROPN
inlawrev-18341	745	2	s.	s.	PROPN
inlawrev-18341	745	3	bernanke	bernanke	PROPN
inlawrev-18341	745	4	,	,	PUNCT
inlawrev-18341	745	5	monetary	monetary	ADJ
inlawrev-18341	745	6	policy	policy	NOUN
inlawrev-18341	745	7	and	and	CCONJ
inlawrev-18341	745	8	the	the	DET
inlawrev-18341	745	9	housing	housing	NOUN
inlawrev-18341	745	10	bubble	bubble	NOUN
inlawrev-18341	745	11	(	(	PUNCT
inlawrev-18341	745	12	jan	jan	PROPN
inlawrev-18341	745	13	.	.	PROPN
inlawrev-18341	745	14	3	3	NUM
inlawrev-18341	745	15	,	,	PUNCT
inlawrev-18341	745	16	2010	2010	NUM
inlawrev-18341	745	17	)	)	PUNCT
inlawrev-18341	745	18	,	,	PUNCT
inlawrev-18341	745	19	http://www	http://www	PROPN
inlawrev-18341	745	20	.	.	PUNCT
inlawrev-18341	745	21	federalreserve.gov/newsevents/speech/bernanke20100103a.htm	federalreserve.gov/newsevents/speech/bernanke20100103a.htm	PROPN
inlawrev-18341	745	22	,	,	PUNCT
inlawrev-18341	745	23	archived	archive	VERB
inlawrev-18341	745	24	at	at	ADP
inlawrev-18341	745	25	http://perma.cc/zq5hftkk	http://perma.cc/zq5hftkk	X
inlawrev-18341	745	26	(	(	PUNCT
inlawrev-18341	745	27	“	"	PUNCT
inlawrev-18341	745	28	[	[	X
inlawrev-18341	745	29	t]he	t]he	ADV
inlawrev-18341	745	30	lesson	lesson	NOUN
inlawrev-18341	745	31	i	i	PRON
inlawrev-18341	745	32	take	take	VERB
inlawrev-18341	745	33	from	from	ADP
inlawrev-18341	745	34	this	this	DET
inlawrev-18341	745	35	experience	experience	NOUN
inlawrev-18341	745	36	is	be	AUX
inlawrev-18341	745	37	not	not	PART
inlawrev-18341	745	38	that	that	PRON
inlawrev-18341	745	39	financial	financial	ADJ
inlawrev-18341	745	40	regulation	regulation	NOUN
inlawrev-18341	745	41	and	and	CCONJ
inlawrev-18341	745	42	supervision	supervision	NOUN
inlawrev-18341	745	43	are	be	AUX
inlawrev-18341	745	44	ineffective	ineffective	ADJ
inlawrev-18341	745	45	for	for	ADP
inlawrev-18341	745	46	controlling	control	VERB
inlawrev-18341	745	47	emerging	emerge	VERB
inlawrev-18341	745	48	risks	risk	NOUN
inlawrev-18341	745	49	,	,	PUNCT
inlawrev-18341	745	50	but	but	CCONJ
inlawrev-18341	745	51	that	that	SCONJ
inlawrev-18341	745	52	their	their	PRON
inlawrev-18341	745	53	execution	execution	NOUN
inlawrev-18341	745	54	must	must	AUX
inlawrev-18341	745	55	be	be	AUX
inlawrev-18341	745	56	better	well	ADJ
inlawrev-18341	745	57	and	and	CCONJ
inlawrev-18341	745	58	smarter	smart	ADJ
inlawrev-18341	745	59	.	.	PUNCT
inlawrev-18341	745	60	”	"	PUNCT
inlawrev-18341	745	61	)	)	PUNCT
inlawrev-18341	745	62	.	.	PUNCT
inlawrev-18341	746	1	255	255	NUM
inlawrev-18341	746	2	.	.	PUNCT
inlawrev-18341	747	1	as	as	SCONJ
inlawrev-18341	747	2	the	the	DET
inlawrev-18341	747	3	fcic	fcic	NOUN
inlawrev-18341	747	4	noted	note	VERB
inlawrev-18341	747	5	“	"	PUNCT
inlawrev-18341	747	6	to	to	PART
inlawrev-18341	747	7	pin	pin	VERB
inlawrev-18341	747	8	this	this	DET
inlawrev-18341	747	9	crisis	crisis	NOUN
inlawrev-18341	747	10	on	on	ADP
inlawrev-18341	747	11	mortal	mortal	ADJ
inlawrev-18341	747	12	flaws	flaw	NOUN
inlawrev-18341	747	13	like	like	ADP
inlawrev-18341	747	14	greed	greed	NOUN
inlawrev-18341	747	15	and	and	CCONJ
inlawrev-18341	747	16	hubris	hubris	NOUN
inlawrev-18341	747	17	would	would	AUX
inlawrev-18341	747	18	be	be	AUX
inlawrev-18341	747	19	simplistic	simplistic	ADJ
inlawrev-18341	747	20	.	.	PUNCT
inlawrev-18341	748	1	it	it	PRON
inlawrev-18341	748	2	was	be	AUX
inlawrev-18341	748	3	the	the	DET
inlawrev-18341	748	4	failure	failure	NOUN
inlawrev-18341	748	5	to	to	PART
inlawrev-18341	748	6	account	account	VERB
inlawrev-18341	748	7	for	for	ADP
inlawrev-18341	748	8	human	human	ADJ
inlawrev-18341	748	9	weakness	weakness	NOUN
inlawrev-18341	748	10	that	that	PRON
inlawrev-18341	748	11	is	be	AUX
inlawrev-18341	748	12	relevant	relevant	ADJ
inlawrev-18341	748	13	to	to	ADP
inlawrev-18341	748	14	this	this	DET
inlawrev-18341	748	15	crisis	crisis	NOUN
inlawrev-18341	748	16	.	.	PUNCT
inlawrev-18341	748	17	”	"	PUNCT
inlawrev-18341	749	1	fcic	fcic	PROPN
inlawrev-18341	749	2	report	report	NOUN
inlawrev-18341	749	3	,	,	PUNCT
inlawrev-18341	749	4	supra	supra	PROPN
inlawrev-18341	749	5	note	note	NOUN
inlawrev-18341	749	6	3	3	NUM
inlawrev-18341	749	7	,	,	PUNCT
inlawrev-18341	749	8	at	at	ADP
inlawrev-18341	749	9	xxii	xxii	PROPN
inlawrev-18341	749	10	-	-	PUNCT
inlawrev-18341	749	11	xxiii	xxiii	PROPN
inlawrev-18341	749	12	.	.	PUNCT