id	sid	tid	token	lemma	pos
inlawrev-2159	1	1	indiana	indiana	PROPN
inlawrev-2159	1	2	law	law	PROPN
inlawrev-2159	1	3	review	review	PROPN
inlawrev-2159	1	4	notes	note	VERB
inlawrev-2159	1	5	administration	administration	NOUN
inlawrev-2159	1	6	of	of	ADP
inlawrev-2159	1	7	the	the	DET
inlawrev-2159	1	8	uniform	uniform	ADJ
inlawrev-2159	1	9	consumer	consumer	NOUN
inlawrev-2159	1	10	credit	credit	NOUN
inlawrev-2159	1	11	code	code	PROPN
inlawrev-2159	1	12	i.	i.	NOUN
inlawrev-2159	1	13	introduction	introduction	NOUN
inlawrev-2159	1	14	it	it	PRON
inlawrev-2159	1	15	is	be	AUX
inlawrev-2159	1	16	axiomatic	axiomatic	ADJ
inlawrev-2159	1	17	that	that	SCONJ
inlawrev-2159	1	18	no	no	DET
inlawrev-2159	1	19	regulatory	regulatory	ADJ
inlawrev-2159	1	20	legislation	legislation	NOUN
inlawrev-2159	1	21	can	can	AUX
inlawrev-2159	1	22	be	be	AUX
inlawrev-2159	1	23	stronger	strong	ADJ
inlawrev-2159	1	24	than	than	ADP
inlawrev-2159	1	25	its	its	PRON
inlawrev-2159	1	26	enforcement	enforcement	NOUN
inlawrev-2159	1	27	provisions	provision	NOUN
inlawrev-2159	1	28	?	?	PUNCT
inlawrev-2159	2	1	the	the	DET
inlawrev-2159	2	2	uniform	uniform	ADJ
inlawrev-2159	2	3	consumer	consumer	NOUN
inlawrev-2159	2	4	credit	credit	NOUN
inlawrev-2159	2	5	code	code	NOUN
inlawrev-2159	2	6	(	(	PUNCT
inlawrev-2159	2	7	uccc	uccc	PROPN
inlawrev-2159	2	8	)	)	PUNCT
inlawrev-2159	2	9	2	2	NUM
inlawrev-2159	2	10	represents	represent	VERB
inlawrev-2159	2	11	the	the	DET
inlawrev-2159	2	12	first	first	ADJ
inlawrev-2159	2	13	comprehensive	comprehensive	ADJ
inlawrev-2159	2	14	approach	approach	NOUN
inlawrev-2159	2	15	to	to	ADP
inlawrev-2159	2	16	the	the	DET
inlawrev-2159	2	17	legal	legal	ADJ
inlawrev-2159	2	18	problems	problem	NOUN
inlawrev-2159	2	19	of	of	ADP
inlawrev-2159	2	20	consumer	consumer	NOUN
inlawrev-2159	2	21	credit	credit	NOUN
inlawrev-2159	2	22	.	.	PUNCT
inlawrev-2159	3	1	responsibility	responsibility	NOUN
inlawrev-2159	3	2	for	for	ADP
inlawrev-2159	3	3	enforcement	enforcement	NOUN
inlawrev-2159	3	4	of	of	ADP
inlawrev-2159	3	5	the	the	DET
inlawrev-2159	3	6	code	code	NOUN
inlawrev-2159	3	7	is	be	AUX
inlawrev-2159	3	8	divided	divide	VERB
inlawrev-2159	3	9	between	between	ADP
inlawrev-2159	3	10	consumers	consumer	NOUN
inlawrev-2159	3	11	and	and	CCONJ
inlawrev-2159	3	12	an	an	DET
inlawrev-2159	3	13	administrator	administrator	NOUN
inlawrev-2159	3	14	.	.	PUNCT
inlawrev-2159	4	1	however	however	ADV
inlawrev-2159	4	2	,	,	PUNCT
inlawrev-2159	4	3	the	the	DET
inlawrev-2159	4	4	greater	great	ADJ
inlawrev-2159	4	5	burden	burden	NOUN
inlawrev-2159	4	6	lies	lie	VERB
inlawrev-2159	4	7	with	with	ADP
inlawrev-2159	4	8	the	the	DET
inlawrev-2159	4	9	latter	latter	ADJ
inlawrev-2159	4	10	,	,	PUNCT
inlawrev-2159	4	11	since	since	SCONJ
inlawrev-2159	4	12	not	not	PART
inlawrev-2159	4	13	all	all	DET
inlawrev-2159	4	14	violations	violation	NOUN
inlawrev-2159	4	15	may	may	AUX
inlawrev-2159	4	16	be	be	AUX
inlawrev-2159	4	17	corrected	correct	VERB
inlawrev-2159	4	18	by	by	ADP
inlawrev-2159	4	19	consumer	consumer	NOUN
inlawrev-2159	4	20	action	action	NOUN
inlawrev-2159	4	21	.	.	PUNCT
inlawrev-2159	5	1	3	3	NUM
inlawrev-2159	6	1	moreover	moreover	ADV
inlawrev-2159	6	2	,	,	PUNCT
inlawrev-2159	6	3	the	the	DET
inlawrev-2159	6	4	consumer	consumer	NOUN
inlawrev-2159	6	5	's	's	PART
inlawrev-2159	6	6	remedies	remedy	NOUN
inlawrev-2159	6	7	will	will	AUX
inlawrev-2159	6	8	rarely	rarely	ADV
inlawrev-2159	6	9	be	be	AUX
inlawrev-2159	6	10	used	use	VERB
inlawrev-2159	6	11	,	,	PUNCT
inlawrev-2159	6	12	either	either	CCONJ
inlawrev-2159	6	13	because	because	SCONJ
inlawrev-2159	6	14	the	the	DET
inlawrev-2159	6	15	consumer	consumer	NOUN
inlawrev-2159	6	16	is	be	AUX
inlawrev-2159	6	17	unaware	unaware	ADJ
inlawrev-2159	6	18	of	of	ADP
inlawrev-2159	6	19	their	their	PRON
inlawrev-2159	6	20	existence	existence	NOUN
inlawrev-2159	6	21	,	,	PUNCT
inlawrev-2159	6	22	or	or	CCONJ
inlawrev-2159	6	23	because	because	SCONJ
inlawrev-2159	6	24	the	the	DET
inlawrev-2159	6	25	amount	amount	NOUN
inlawrev-2159	6	26	involved	involve	VERB
inlawrev-2159	6	27	is	be	AUX
inlawrev-2159	6	28	too	too	ADV
inlawrev-2159	6	29	small	small	ADJ
inlawrev-2159	6	30	to	to	PART
inlawrev-2159	6	31	make	make	VERB
inlawrev-2159	6	32	litigation	litigation	NOUN
inlawrev-2159	6	33	a	a	DET
inlawrev-2159	6	34	practical	practical	ADJ
inlawrev-2159	6	35	course.4	course.4	NOUN
inlawrev-2159	6	36	the	the	DET
inlawrev-2159	6	37	administrator	administrator	NOUN
inlawrev-2159	6	38	,	,	PUNCT
inlawrev-2159	6	39	on	on	ADP
inlawrev-2159	6	40	the	the	DET
inlawrev-2159	6	41	other	other	ADJ
inlawrev-2159	6	42	hand	hand	NOUN
inlawrev-2159	6	43	,	,	PUNCT
inlawrev-2159	6	44	may	may	AUX
inlawrev-2159	6	45	enforce	enforce	VERB
inlawrev-2159	6	46	all	all	DET
inlawrev-2159	6	47	code	code	NOUN
inlawrev-2159	6	48	provisions5	provisions5	NOUN
inlawrev-2159	6	49	and	and	CCONJ
inlawrev-2159	6	50	has	have	VERB
inlawrev-2159	6	51	a	a	DET
inlawrev-2159	6	52	broad	broad	ADJ
inlawrev-2159	6	53	range	range	NOUN
inlawrev-2159	6	54	of	of	ADP
inlawrev-2159	6	55	authority	authority	NOUN
inlawrev-2159	6	56	to	to	PART
inlawrev-2159	6	57	collect	collect	VERB
inlawrev-2159	6	58	information	information	NOUN
inlawrev-2159	6	59	necessary	necessary	ADJ
inlawrev-2159	6	60	to	to	ADP
inlawrev-2159	6	61	effective	effective	ADJ
inlawrev-2159	6	62	enforcement	enforcement	NOUN
inlawrev-2159	6	63	.	.	PUNCT
inlawrev-2159	7	1	thus	thus	ADV
inlawrev-2159	7	2	,	,	PUNCT
inlawrev-2159	7	3	while	while	SCONJ
inlawrev-2159	7	4	the	the	DET
inlawrev-2159	7	5	uccc	uccc	NOUN
inlawrev-2159	7	6	does	do	AUX
inlawrev-2159	7	7	not	not	PART
inlawrev-2159	7	8	detract	detract	VERB
inlawrev-2159	7	9	from	from	ADP
inlawrev-2159	7	10	other	other	ADJ
inlawrev-2159	7	11	remedies	remedy	NOUN
inlawrev-2159	7	12	available	available	ADJ
inlawrev-2159	7	13	to	to	ADP
inlawrev-2159	7	14	individuals	individual	NOUN
inlawrev-2159	7	15	,	,	PUNCT
inlawrev-2159	7	16	6	6	NUM
inlawrev-2159	7	17	the	the	DET
inlawrev-2159	7	18	success	success	NOUN
inlawrev-2159	7	19	of	of	ADP
inlawrev-2159	7	20	the	the	DET
inlawrev-2159	7	21	code	code	NOUN
inlawrev-2159	7	22	in	in	ADP
inlawrev-2159	7	23	ac'spanogle	ac'spanogle	PROPN
inlawrev-2159	7	24	,	,	PUNCT
inlawrev-2159	7	25	the	the	DET
inlawrev-2159	7	26	xjsc	xjsc	NOUN
inlawrev-2159	7	27	—	—	PUNCT
inlawrev-2159	7	28	it	it	PRON
inlawrev-2159	7	29	may	may	AUX
inlawrev-2159	7	30	look	look	VERB
inlawrev-2159	7	31	pretty	pretty	ADJ
inlawrev-2159	7	32	,	,	PUNCT
inlawrev-2159	7	33	but	but	CCONJ
inlawrev-2159	7	34	is	be	AUX
inlawrev-2159	7	35	it	it	PRON
inlawrev-2159	7	36	enforceable	enforceable	ADJ
inlawrev-2159	7	37	?	?	PUNCT
inlawrev-2159	7	38	,	,	PUNCT
inlawrev-2159	8	1	29	29	NUM
inlawrev-2159	8	2	ohio	ohio	PROPN
inlawrev-2159	8	3	st	st	PROPN
inlawrev-2159	8	4	.	.	PROPN
inlawrev-2159	8	5	l.j	l.j	PROPN
inlawrev-2159	8	6	.	.	PROPN
inlawrev-2159	8	7	624	624	NUM
inlawrev-2159	8	8	(	(	PUNCT
inlawrev-2159	8	9	1968	1968	NUM
inlawrev-2159	8	10	)	)	PUNCT
inlawrev-2159	8	11	.	.	PUNCT
inlawrev-2159	9	1	2unless	2unless	NUM
inlawrev-2159	9	2	otherwise	otherwise	ADV
inlawrev-2159	9	3	indicated	indicate	VERB
inlawrev-2159	9	4	,	,	PUNCT
inlawrev-2159	9	5	citations	citation	NOUN
inlawrev-2159	9	6	to	to	ADP
inlawrev-2159	9	7	the	the	DET
inlawrev-2159	9	8	uniform	uniform	ADJ
inlawrev-2159	9	9	consumer	consumer	NOUN
inlawrev-2159	9	10	credit	credit	NOUN
inlawrev-2159	9	11	code	code	NOUN
inlawrev-2159	9	12	(	(	PUNCT
inlawrev-2159	9	13	uccc	uccc	PROPN
inlawrev-2159	9	14	)	)	PUNCT
inlawrev-2159	9	15	are	be	AUX
inlawrev-2159	9	16	to	to	ADP
inlawrev-2159	9	17	the	the	DET
inlawrev-2159	9	18	1969	1969	NUM
inlawrev-2159	9	19	official	official	ADJ
inlawrev-2159	9	20	text	text	NOUN
inlawrev-2159	9	21	with	with	ADP
inlawrev-2159	9	22	comments	comment	NOUN
inlawrev-2159	9	23	.	.	PUNCT
inlawrev-2159	10	1	'	'	PUNCT
inlawrev-2159	10	2	affirmative	affirmative	ADJ
inlawrev-2159	10	3	remedies	remedy	NOUN
inlawrev-2159	10	4	of	of	ADP
inlawrev-2159	10	5	individual	individual	ADJ
inlawrev-2159	10	6	consumers	consumer	NOUN
inlawrev-2159	10	7	are	be	AUX
inlawrev-2159	10	8	found	find	VERB
inlawrev-2159	10	9	in	in	ADP
inlawrev-2159	10	10	uccc	uccc	NOUN
inlawrev-2159	10	11	§	§	PROPN
inlawrev-2159	10	12	§	§	PROPN
inlawrev-2159	10	13	5.202	5.202	NUM
inlawrev-2159	10	14	,	,	PUNCT
inlawrev-2159	10	15	5.203	5.203	NUM
inlawrev-2159	10	16	.	.	PUNCT
inlawrev-2159	11	1	these	these	PRON
inlawrev-2159	11	2	include	include	VERB
inlawrev-2159	11	3	actions	action	NOUN
inlawrev-2159	11	4	for	for	ADP
inlawrev-2159	11	5	the	the	DET
inlawrev-2159	11	6	taking	taking	NOUN
inlawrev-2159	11	7	of	of	ADP
inlawrev-2159	11	8	a	a	DET
inlawrev-2159	11	9	negotiable	negotiable	ADJ
inlawrev-2159	11	10	instrument	instrument	NOUN
inlawrev-2159	11	11	in	in	ADP
inlawrev-2159	11	12	a	a	DET
inlawrev-2159	11	13	consumer	consumer	NOUN
inlawrev-2159	11	14	credit	credit	NOUN
inlawrev-2159	11	15	sale	sale	NOUN
inlawrev-2159	11	16	,	,	PUNCT
inlawrev-2159	11	17	actions	action	NOUN
inlawrev-2159	11	18	to	to	PART
inlawrev-2159	11	19	recover	recover	VERB
inlawrev-2159	11	20	amounts	amount	NOUN
inlawrev-2159	11	21	paid	pay	VERB
inlawrev-2159	11	22	to	to	ADP
inlawrev-2159	11	23	a	a	DET
inlawrev-2159	11	24	lender	lender	NOUN
inlawrev-2159	11	25	who	who	PRON
inlawrev-2159	11	26	is	be	AUX
inlawrev-2159	11	27	without	without	ADP
inlawrev-2159	11	28	authority	authority	NOUN
inlawrev-2159	11	29	to	to	PART
inlawrev-2159	11	30	make	make	VERB
inlawrev-2159	11	31	such	such	DET
inlawrev-2159	11	32	a	a	DET
inlawrev-2159	11	33	loam	loam	PROPN
inlawrev-2159	11	34	actions	action	NOUN
inlawrev-2159	11	35	to	to	PART
inlawrev-2159	11	36	recover	recover	VERB
inlawrev-2159	11	37	excess	excess	ADJ
inlawrev-2159	11	38	finance	finance	NOUN
inlawrev-2159	11	39	charges	charge	NOUN
inlawrev-2159	11	40	,	,	PUNCT
inlawrev-2159	11	41	actions	action	NOUN
inlawrev-2159	11	42	to	to	PART
inlawrev-2159	11	43	recover	recover	VERB
inlawrev-2159	11	44	any	any	DET
inlawrev-2159	11	45	refunds	refund	NOUN
inlawrev-2159	11	46	due	due	ADJ
inlawrev-2159	11	47	,	,	PUNCT
inlawrev-2159	11	48	and	and	CCONJ
inlawrev-2159	11	49	actions	action	NOUN
inlawrev-2159	11	50	to	to	PART
inlawrev-2159	11	51	recover	recover	VERB
inlawrev-2159	11	52	for	for	ADP
inlawrev-2159	11	53	past	past	ADJ
inlawrev-2159	11	54	wages	wage	NOUN
inlawrev-2159	11	55	due	due	ADJ
inlawrev-2159	11	56	after	after	ADP
inlawrev-2159	11	57	wrongful	wrongful	ADJ
inlawrev-2159	11	58	discharge	discharge	NOUN
inlawrev-2159	11	59	.	.	PUNCT
inlawrev-2159	12	1	the	the	DET
inlawrev-2159	12	2	court	court	NOUN
inlawrev-2159	12	3	has	have	VERB
inlawrev-2159	12	4	discretion	discretion	NOUN
inlawrev-2159	12	5	to	to	PART
inlawrev-2159	12	6	award	award	VERB
inlawrev-2159	12	7	attorneys	attorney	NOUN
inlawrev-2159	12	8	'	'	PART
inlawrev-2159	12	9	fees	fee	NOUN
inlawrev-2159	12	10	.	.	PUNCT
inlawrev-2159	13	1	the	the	DET
inlawrev-2159	13	2	individual	individual	NOUN
inlawrev-2159	13	3	may	may	AUX
inlawrev-2159	13	4	also	also	ADV
inlawrev-2159	13	5	recover	recover	VERB
inlawrev-2159	13	6	for	for	ADP
inlawrev-2159	13	7	disclosure	disclosure	NOUN
inlawrev-2159	13	8	violations	violation	NOUN
inlawrev-2159	13	9	,	,	PUNCT
inlawrev-2159	13	10	subject	subject	ADJ
inlawrev-2159	13	11	to	to	ADP
inlawrev-2159	13	12	various	various	ADJ
inlawrev-2159	13	13	defenses	defense	NOUN
inlawrev-2159	13	14	.	.	PUNCT
inlawrev-2159	14	1	other	other	ADJ
inlawrev-2159	14	2	remedies	remedy	NOUN
inlawrev-2159	14	3	are	be	AUX
inlawrev-2159	14	4	by	by	ADP
inlawrev-2159	14	5	way	way	NOUN
inlawrev-2159	14	6	of	of	ADP
inlawrev-2159	14	7	defense	defense	NOUN
inlawrev-2159	14	8	only	only	ADV
inlawrev-2159	14	9	.	.	PUNCT
inlawrev-2159	15	1	the	the	DET
inlawrev-2159	15	2	individual	individual	NOUN
inlawrev-2159	15	3	may	may	AUX
inlawrev-2159	15	4	not	not	PART
inlawrev-2159	15	5	sue	sue	VERB
inlawrev-2159	15	6	to	to	PART
inlawrev-2159	15	7	prevent	prevent	VERB
inlawrev-2159	15	8	or	or	CCONJ
inlawrev-2159	15	9	remedy	remedy	VERB
inlawrev-2159	15	10	unconscionable	unconscionable	ADJ
inlawrev-2159	15	11	conduct	conduct	NOUN
inlawrev-2159	15	12	,	,	PUNCT
inlawrev-2159	15	13	to	to	PART
inlawrev-2159	15	14	prevent	prevent	VERB
inlawrev-2159	15	15	unlawful	unlawful	ADJ
inlawrev-2159	15	16	garnishment	garnishment	NOUN
inlawrev-2159	15	17	,	,	PUNCT
inlawrev-2159	15	18	or	or	CCONJ
inlawrev-2159	15	19	to	to	PART
inlawrev-2159	15	20	force	force	VERB
inlawrev-2159	15	21	the	the	DET
inlawrev-2159	15	22	administrator	administrator	NOUN
inlawrev-2159	15	23	to	to	PART
inlawrev-2159	15	24	take	take	VERB
inlawrev-2159	15	25	action	action	NOUN
inlawrev-2159	15	26	pursuant	pursuant	ADJ
inlawrev-2159	15	27	to	to	ADP
inlawrev-2159	15	28	his	his	PRON
inlawrev-2159	15	29	authority	authority	NOUN
inlawrev-2159	15	30	.	.	PUNCT
inlawrev-2159	16	1	4	4	NUM
inlawrev-2159	16	2	cf	cf	NOUN
inlawrev-2159	16	3	.	.	PUNCT
inlawrev-2159	17	1	fritz	fritz	PROPN
inlawrev-2159	17	2	,	,	PUNCT
inlawrev-2159	17	3	would	would	AUX
inlawrev-2159	17	4	the	the	DET
inlawrev-2159	17	5	uniform	uniform	ADJ
inlawrev-2159	17	6	consumer	consumer	NOUN
inlawrev-2159	17	7	credit	credit	NOUN
inlawrev-2159	17	8	code	code	NOUN
inlawrev-2159	17	9	help	help	VERB
inlawrev-2159	17	10	the	the	DET
inlawrev-2159	17	11	consumer	consumer	NOUN
inlawrev-2159	17	12	?	?	PUNCT
inlawrev-2159	17	13	,	,	PUNCT
inlawrev-2159	18	1	25	25	NUM
inlawrev-2159	18	2	bus	bus	NOUN
inlawrev-2159	18	3	.	.	PUNCT
inlawrev-2159	18	4	law	law	NOUN
inlawrev-2159	18	5	.	.	PUNCT
inlawrev-2159	19	1	511	511	NUM
inlawrev-2159	19	2	,	,	PUNCT
inlawrev-2159	19	3	513	513	NUM
inlawrev-2159	19	4	-	-	SYM
inlawrev-2159	19	5	18	18	NUM
inlawrev-2159	19	6	(	(	PUNCT
inlawrev-2159	19	7	1970	1970	NUM
inlawrev-2159	19	8	)	)	PUNCT
inlawrev-2159	19	9	.	.	PUNCT
inlawrev-2159	20	1	5uccc	5uccc	NUM
inlawrev-2159	20	2	§	§	NOUN
inlawrev-2159	20	3	§	§	NOUN
inlawrev-2159	20	4	6.113	6.113	NUM
inlawrev-2159	20	5	,	,	PUNCT
inlawrev-2159	20	6	6.110	6.110	NUM
inlawrev-2159	20	7	,	,	PUNCT
inlawrev-2159	20	8	6.104(a	6.104(a	PROPN
inlawrev-2159	20	9	)	)	PUNCT
inlawrev-2159	20	10	.	.	PUNCT
inlawrev-2159	21	1	see	see	AUX
inlawrev-2159	21	2	also	also	ADV
inlawrev-2159	21	3	uccc	uccc	VERB
inlawrev-2159	21	4	§	§	NOUN
inlawrev-2159	21	5	5.202	5.202	NUM
inlawrev-2159	21	6	,	,	PUNCT
inlawrev-2159	21	7	comment	comment	NOUN
inlawrev-2159	21	8	3	3	NUM
inlawrev-2159	21	9	.	.	PUNCT
inlawrev-2159	22	1	*	*	PUNCT
inlawrev-2159	22	2	uccc	uccc	NOUN
inlawrev-2159	22	3	§	§	PROPN
inlawrev-2159	22	4	6.115	6.115	NUM
inlawrev-2159	22	5	.	.	PUNCT
inlawrev-2159	23	1	828	828	NUM
inlawrev-2159	23	2	1975	1975	NUM
inlawrev-2159	23	3	]	]	PUNCT
inlawrev-2159	23	4	the	the	DET
inlawrev-2159	23	5	uniform	uniform	ADJ
inlawrev-2159	23	6	consumer	consumer	NOUN
inlawrev-2159	23	7	credit	credit	NOUN
inlawrev-2159	23	8	code	code	NOUN
inlawrev-2159	23	9	829	829	NUM
inlawrev-2159	23	10	complishing	complishe	VERB
inlawrev-2159	23	11	its	its	PRON
inlawrev-2159	23	12	purposes7	purposes7	NOUN
inlawrev-2159	23	13	depends	depend	VERB
inlawrev-2159	23	14	on	on	ADP
inlawrev-2159	23	15	an	an	DET
inlawrev-2159	23	16	active	active	ADJ
inlawrev-2159	23	17	,	,	PUNCT
inlawrev-2159	23	18	vigorous	vigorous	ADJ
inlawrev-2159	23	19	administrator	administrator	NOUN
inlawrev-2159	23	20	.	.	PUNCT
inlawrev-2159	23	21	*	*	PUNCT
inlawrev-2159	24	1	this	this	DET
inlawrev-2159	24	2	note	note	NOUN
inlawrev-2159	24	3	seeks	seek	VERB
inlawrev-2159	24	4	to	to	PART
inlawrev-2159	24	5	ascertain	ascertain	VERB
inlawrev-2159	24	6	whether	whether	SCONJ
inlawrev-2159	24	7	the	the	DET
inlawrev-2159	24	8	policy	policy	NOUN
inlawrev-2159	24	9	decision	decision	NOUN
inlawrev-2159	24	10	of	of	ADP
inlawrev-2159	24	11	the	the	DET
inlawrev-2159	24	12	drafters	drafter	NOUN
inlawrev-2159	24	13	of	of	ADP
inlawrev-2159	24	14	the	the	DET
inlawrev-2159	24	15	uccc	uccc	NOUN
inlawrev-2159	24	16	to	to	PART
inlawrev-2159	24	17	rely	rely	VERB
inlawrev-2159	24	18	on	on	ADP
inlawrev-2159	24	19	a	a	DET
inlawrev-2159	24	20	"	"	PUNCT
inlawrev-2159	24	21	strong	strong	ADJ
inlawrev-2159	24	22	administrator	administrator	NOUN
inlawrev-2159	24	23	"	"	PUNCT
inlawrev-2159	24	24	to	to	PART
inlawrev-2159	24	25	protect	protect	VERB
inlawrev-2159	24	26	the	the	DET
inlawrev-2159	24	27	consumer	consumer	NOUN
inlawrev-2159	24	28	and	and	CCONJ
inlawrev-2159	24	29	to	to	PART
inlawrev-2159	24	30	assume	assume	VERB
inlawrev-2159	24	31	an	an	DET
inlawrev-2159	24	32	ombudsman	ombudsman	NOUN
inlawrev-2159	24	33	role9	role9	NOUN
inlawrev-2159	24	34	is	be	AUX
inlawrev-2159	24	35	justified	justify	VERB
inlawrev-2159	24	36	by	by	ADP
inlawrev-2159	24	37	the	the	DET
inlawrev-2159	24	38	manner	manner	NOUN
inlawrev-2159	24	39	of	of	ADP
inlawrev-2159	24	40	enforcement	enforcement	NOUN
inlawrev-2159	24	41	in	in	ADP
inlawrev-2159	24	42	the	the	DET
inlawrev-2159	24	43	states	state	NOUN
inlawrev-2159	24	44	which	which	PRON
inlawrev-2159	24	45	have	have	AUX
inlawrev-2159	24	46	adopted	adopt	VERB
inlawrev-2159	24	47	the	the	DET
inlawrev-2159	24	48	code	code	NOUN
inlawrev-2159	24	49	.	.	PUNCT
inlawrev-2159	25	1	10	10	NUM
inlawrev-2159	25	2	to	to	ADP
inlawrev-2159	25	3	this	this	DET
inlawrev-2159	25	4	end	end	NOUN
inlawrev-2159	25	5	,	,	PUNCT
inlawrev-2159	25	6	a	a	DET
inlawrev-2159	25	7	questionnaire	questionnaire	NOUN
inlawrev-2159	25	8	was	be	AUX
inlawrev-2159	25	9	designed	design	VERB
inlawrev-2159	25	10	and	and	CCONJ
inlawrev-2159	25	11	presented	present	VERB
inlawrev-2159	25	12	to	to	ADP
inlawrev-2159	25	13	the	the	DET
inlawrev-2159	25	14	administrators	administrator	NOUN
inlawrev-2159	25	15	;	;	PUNCT
inlawrev-2159	25	16	responses	response	NOUN
inlawrev-2159	25	17	were	be	AUX
inlawrev-2159	25	18	received	receive	VERB
inlawrev-2159	25	19	from	from	ADP
inlawrev-2159	25	20	colorado	colorado	PROPN
inlawrev-2159	25	21	,	,	PUNCT
inlawrev-2159	25	22	idaho	idaho	PROPN
inlawrev-2159	25	23	,	,	PUNCT
inlawrev-2159	25	24	indiana	indiana	PROPN
inlawrev-2159	25	25	,	,	PUNCT
inlawrev-2159	25	26	utah	utah	PROPN
inlawrev-2159	25	27	and	and	CCONJ
inlawrev-2159	25	28	wyoming	wyoming	PROPN
inlawrev-2159	25	29	.	.	PROPN
inlawrev-2159	26	1	1	1	NUM
inlawrev-2159	26	2	'	'	PUNCT
inlawrev-2159	26	3	the	the	DET
inlawrev-2159	26	4	responses	response	NOUN
inlawrev-2159	26	5	to	to	ADP
inlawrev-2159	26	6	this	this	DET
inlawrev-2159	26	7	questionnaire	questionnaire	NOUN
inlawrev-2159	26	8	and	and	CCONJ
inlawrev-2159	26	9	other	other	ADJ
inlawrev-2159	26	10	information	information	NOUN
inlawrev-2159	26	11	on	on	ADP
inlawrev-2159	26	12	administration	administration	NOUN
inlawrev-2159	26	13	have	have	AUX
inlawrev-2159	26	14	been	be	AUX
inlawrev-2159	26	15	evaluated	evaluate	VERB
inlawrev-2159	26	16	in	in	ADP
inlawrev-2159	26	17	terms	term	NOUN
inlawrev-2159	26	18	of	of	ADP
inlawrev-2159	26	19	two	two	NUM
inlawrev-2159	26	20	previously	previously	ADV
inlawrev-2159	26	21	developed	develop	VERB
inlawrev-2159	26	22	criteria	criterion	NOUN
inlawrev-2159	26	23	—	—	PUNCT
inlawrev-2159	26	24	the	the	DET
inlawrev-2159	26	25	orientation	orientation	NOUN
inlawrev-2159	26	26	and	and	CCONJ
inlawrev-2159	26	27	the	the	DET
inlawrev-2159	26	28	aggressiveness	aggressiveness	NOUN
inlawrev-2159	26	29	of	of	ADP
inlawrev-2159	26	30	the	the	DET
inlawrev-2159	26	31	administrator	administrator	NOUN
inlawrev-2159	26	32	.	.	PUNCT
inlawrev-2159	27	1	12	12	NUM
inlawrev-2159	27	2	this	this	DET
inlawrev-2159	27	3	evaluation	evaluation	NOUN
inlawrev-2159	27	4	indicates	indicate	VERB
inlawrev-2159	27	5	the	the	DET
inlawrev-2159	27	6	effectiveness	effectiveness	NOUN
inlawrev-2159	27	7	of	of	ADP
inlawrev-2159	27	8	the	the	DET
inlawrev-2159	27	9	uccc	uccc	NOUN
inlawrev-2159	27	10	in	in	ADP
inlawrev-2159	27	11	general	general	ADJ
inlawrev-2159	27	12	and	and	CCONJ
inlawrev-2159	27	13	discloses	disclose	VERB
inlawrev-2159	27	14	problems	problem	NOUN
inlawrev-2159	27	15	which	which	PRON
inlawrev-2159	27	16	may	may	AUX
inlawrev-2159	27	17	be	be	AUX
inlawrev-2159	27	18	of	of	ADP
inlawrev-2159	27	19	significance	significance	NOUN
inlawrev-2159	27	20	to	to	ADP
inlawrev-2159	27	21	states	state	NOUN
inlawrev-2159	27	22	contemplating	contemplate	VERB
inlawrev-2159	27	23	its	its	PRON
inlawrev-2159	27	24	adoption	adoption	NOUN
inlawrev-2159	27	25	.	.	PUNCT
inlawrev-2159	28	1	the	the	DET
inlawrev-2159	28	2	questionnaire	questionnaire	NOUN
inlawrev-2159	28	3	itself	itself	PRON
inlawrev-2159	28	4	,	,	PUNCT
inlawrev-2159	28	5	along	along	ADP
inlawrev-2159	28	6	with	with	ADP
inlawrev-2159	28	7	a	a	DET
inlawrev-2159	28	8	composite	composite	ADJ
inlawrev-2159	28	9	response	response	NOUN
inlawrev-2159	28	10	,	,	PUNCT
inlawrev-2159	28	11	is	be	AUX
inlawrev-2159	28	12	included	include	VERB
inlawrev-2159	28	13	as	as	ADP
inlawrev-2159	28	14	an	an	DET
inlawrev-2159	28	15	appendix	appendix	NOUN
inlawrev-2159	28	16	to	to	ADP
inlawrev-2159	28	17	this	this	DET
inlawrev-2159	28	18	note	note	NOUN
inlawrev-2159	28	19	.	.	PUNCT
inlawrev-2159	29	1	ii	ii	PROPN
inlawrev-2159	29	2	.	.	PUNCT
inlawrev-2159	29	3	orientation	orientation	PROPN
inlawrev-2159	29	4	an	an	DET
inlawrev-2159	29	5	important	important	ADJ
inlawrev-2159	29	6	first	first	ADJ
inlawrev-2159	29	7	step	step	NOUN
inlawrev-2159	29	8	in	in	ADP
inlawrev-2159	29	9	evaluating	evaluate	VERB
inlawrev-2159	29	10	the	the	DET
inlawrev-2159	29	11	effectiveness	effectiveness	NOUN
inlawrev-2159	29	12	or	or	CCONJ
inlawrev-2159	29	13	7uccc	7uccc	NUM
inlawrev-2159	29	14	§	§	PROPN
inlawrev-2159	29	15	1.102	1.102	NUM
inlawrev-2159	29	16	states	state	VERB
inlawrev-2159	29	17	the	the	DET
inlawrev-2159	29	18	various	various	ADJ
inlawrev-2159	29	19	purposes	purpose	NOUN
inlawrev-2159	29	20	of	of	ADP
inlawrev-2159	29	21	the	the	DET
inlawrev-2159	29	22	code	code	NOUN
inlawrev-2159	29	23	.	.	PUNCT
inlawrev-2159	30	1	these	these	PRON
inlawrev-2159	30	2	include	include	VERB
inlawrev-2159	30	3	simplifying	simplify	VERB
inlawrev-2159	30	4	,	,	PUNCT
inlawrev-2159	30	5	clarifying	clarify	VERB
inlawrev-2159	30	6	,	,	PUNCT
inlawrev-2159	30	7	and	and	CCONJ
inlawrev-2159	30	8	modernizing	modernize	VERB
inlawrev-2159	30	9	consumer	consumer	NOUN
inlawrev-2159	30	10	credit	credit	NOUN
inlawrev-2159	30	11	,	,	PUNCT
inlawrev-2159	30	12	providing	provide	VERB
inlawrev-2159	30	13	rate	rate	NOUN
inlawrev-2159	30	14	ceilings	ceiling	NOUN
inlawrev-2159	30	15	,	,	PUNCT
inlawrev-2159	30	16	fostering	foster	VERB
inlawrev-2159	30	17	understanding	understanding	NOUN
inlawrev-2159	30	18	of	of	ADP
inlawrev-2159	30	19	credit	credit	NOUN
inlawrev-2159	30	20	terms	term	NOUN
inlawrev-2159	30	21	and	and	CCONJ
inlawrev-2159	30	22	competition	competition	NOUN
inlawrev-2159	30	23	among	among	ADP
inlawrev-2159	30	24	suppliers	supplier	NOUN
inlawrev-2159	30	25	of	of	ADP
inlawrev-2159	30	26	consumer	consumer	NOUN
inlawrev-2159	30	27	credit	credit	NOUN
inlawrev-2159	30	28	,	,	PUNCT
inlawrev-2159	30	29	protecting	protect	VERB
inlawrev-2159	30	30	consumers	consumer	NOUN
inlawrev-2159	30	31	from	from	ADP
inlawrev-2159	30	32	unfair	unfair	ADJ
inlawrev-2159	30	33	credit	credit	NOUN
inlawrev-2159	30	34	practices	practice	NOUN
inlawrev-2159	30	35	,	,	PUNCT
inlawrev-2159	30	36	encouraging	encourage	VERB
inlawrev-2159	30	37	development	development	NOUN
inlawrev-2159	30	38	of	of	ADP
inlawrev-2159	30	39	fair	fair	ADJ
inlawrev-2159	30	40	credit	credit	NOUN
inlawrev-2159	30	41	practices	practice	NOUN
inlawrev-2159	30	42	,	,	PUNCT
inlawrev-2159	30	43	complying	comply	VERB
inlawrev-2159	30	44	with	with	ADP
inlawrev-2159	30	45	the	the	DET
inlawrev-2159	30	46	federal	federal	ADJ
inlawrev-2159	30	47	consumer	consumer	NOUN
inlawrev-2159	30	48	credit	credit	NOUN
inlawrev-2159	30	49	protection	protection	NOUN
inlawrev-2159	30	50	act	act	PROPN
inlawrev-2159	30	51	,	,	PUNCT
inlawrev-2159	30	52	and	and	CCONJ
inlawrev-2159	30	53	making	make	VERB
inlawrev-2159	30	54	credit	credit	NOUN
inlawrev-2159	30	55	law	law	NOUN
inlawrev-2159	30	56	uniform	uniform	NOUN
inlawrev-2159	30	57	.	.	PUNCT
inlawrev-2159	30	58	6	6	NUM
inlawrev-2159	30	59	cf	cf	NOUN
inlawrev-2159	30	60	.	.	PUNCT
inlawrev-2159	30	61	spanogle	spanogle	NOUN
inlawrev-2159	30	62	,	,	PUNCT
inlawrev-2159	30	63	why	why	SCONJ
inlawrev-2159	30	64	does	do	AUX
inlawrev-2159	30	65	the	the	DET
inlawrev-2159	30	66	proposed	propose	VERB
inlawrev-2159	30	67	uniform	uniform	ADJ
inlawrev-2159	30	68	consumer	consumer	NOUN
inlawrev-2159	30	69	credit	credit	NOUN
inlawrev-2159	30	70	code	code	NOUN
inlawrev-2159	30	71	eschew	eschew	VERB
inlawrev-2159	30	72	private	private	ADJ
inlawrev-2159	30	73	enforcement	enforcement	NOUN
inlawrev-2159	30	74	?	?	PUNCT
inlawrev-2159	30	75	,	,	PUNCT
inlawrev-2159	31	1	23	23	NUM
inlawrev-2159	31	2	bus	bus	NOUN
inlawrev-2159	31	3	.	.	PUNCT
inlawrev-2159	31	4	law	law	NOUN
inlawrev-2159	31	5	.	.	PUNCT
inlawrev-2159	32	1	1039	1039	NUM
inlawrev-2159	32	2	(	(	PUNCT
inlawrev-2159	32	3	1968	1968	NUM
inlawrev-2159	32	4	)	)	PUNCT
inlawrev-2159	32	5	.	.	PUNCT
inlawrev-2159	33	1	'	'	PUNCT
inlawrev-2159	33	2	national	national	ADJ
inlawrev-2159	33	3	conference	conference	NOUN
inlawrev-2159	33	4	op	op	NOUN
inlawrev-2159	33	5	commissioners	commissioner	NOUN
inlawrev-2159	33	6	on	on	ADP
inlawrev-2159	33	7	uniform	uniform	ADJ
inlawrev-2159	33	8	state	state	NOUN
inlawrev-2159	33	9	laws	law	NOUN
inlawrev-2159	33	10	,	,	PUNCT
inlawrev-2159	33	11	report	report	NOUN
inlawrev-2159	33	12	of	of	ADP
inlawrev-2159	33	13	special	special	ADJ
inlawrev-2159	33	14	committee	committee	NOUN
inlawrev-2159	33	15	on	on	ADP
inlawrev-2159	33	16	retail	retail	ADJ
inlawrev-2159	33	17	installment	installment	NOUN
inlawrev-2159	33	18	sales	sale	NOUN
inlawrev-2159	33	19	,	,	PUNCT
inlawrev-2159	33	20	consumer	consumer	NOUN
inlawrev-2159	33	21	credit	credit	NOUN
inlawrev-2159	33	22	,	,	PUNCT
inlawrev-2159	33	23	small	small	ADJ
inlawrev-2159	33	24	loans	loan	NOUN
inlawrev-2159	33	25	and	and	CCONJ
inlawrev-2159	33	26	usury	usury	NOUN
inlawrev-2159	33	27	37	37	NUM
inlawrev-2159	33	28	(	(	PUNCT
inlawrev-2159	33	29	1965	1965	NUM
inlawrev-2159	33	30	)	)	PUNCT
inlawrev-2159	33	31	,	,	PUNCT
inlawrev-2159	33	32	cited	cite	VERB
inlawrev-2159	33	33	in	in	ADP
inlawrev-2159	33	34	spanogle	spanogle	NOUN
inlawrev-2159	33	35	,	,	PUNCT
inlawrev-2159	33	36	the	the	DET
inlawrev-2159	33	37	u3c	u3c	NOUN
inlawrev-2159	33	38	—	—	PUNCT
inlawrev-2159	33	39	it	it	PRON
inlawrev-2159	33	40	may	may	AUX
inlawrev-2159	33	41	look	look	VERB
inlawrev-2159	33	42	pretty	pretty	ADJ
inlawrev-2159	33	43	,	,	PUNCT
inlawrev-2159	33	44	but	but	CCONJ
inlawrev-2159	33	45	is	be	AUX
inlawrev-2159	33	46	it	it	PRON
inlawrev-2159	33	47	enforceable	enforceable	ADJ
inlawrev-2159	33	48	?	?	PUNCT
inlawrev-2159	33	49	,	,	PUNCT
inlawrev-2159	34	1	29	29	NUM
inlawrev-2159	34	2	ohio	ohio	PROPN
inlawrev-2159	34	3	st	st	PROPN
inlawrev-2159	34	4	.	.	PROPN
inlawrev-2159	34	5	l.j	l.j	PROPN
inlawrev-2159	34	6	.	.	PROPN
inlawrev-2159	34	7	624	624	NUM
inlawrev-2159	34	8	,	,	PUNCT
inlawrev-2159	34	9	659	659	NUM
inlawrev-2159	34	10	n.149	n.149	NUM
inlawrev-2159	34	11	(	(	PUNCT
inlawrev-2159	34	12	1968	1968	NUM
inlawrev-2159	34	13	)	)	PUNCT
inlawrev-2159	34	14	.	.	PUNCT
inlawrev-2159	35	1	10to	10to	NUM
inlawrev-2159	35	2	date	date	NOUN
inlawrev-2159	35	3	,	,	PUNCT
inlawrev-2159	35	4	the	the	DET
inlawrev-2159	35	5	code	code	NOUN
inlawrev-2159	35	6	has	have	AUX
inlawrev-2159	35	7	been	be	AUX
inlawrev-2159	35	8	adopted	adopt	VERB
inlawrev-2159	35	9	by	by	ADP
inlawrev-2159	35	10	colorado	colorado	NOUN
inlawrev-2159	35	11	(	(	PUNCT
inlawrev-2159	35	12	1971	1971	NUM
inlawrev-2159	35	13	)	)	PUNCT
inlawrev-2159	35	14	,	,	PUNCT
inlawrev-2159	35	15	idaho	idaho	PROPN
inlawrev-2159	35	16	(	(	PUNCT
inlawrev-2159	35	17	1971	1971	NUM
inlawrev-2159	35	18	)	)	PUNCT
inlawrev-2159	35	19	,	,	PUNCT
inlawrev-2159	35	20	indiana	indiana	PROPN
inlawrev-2159	35	21	(	(	PUNCT
inlawrev-2159	35	22	1971	1971	NUM
inlawrev-2159	35	23	)	)	PUNCT
inlawrev-2159	35	24	,	,	PUNCT
inlawrev-2159	35	25	iowa	iowa	PROPN
inlawrev-2159	35	26	(	(	PUNCT
inlawrev-2159	35	27	1974	1974	NUM
inlawrev-2159	35	28	)	)	PUNCT
inlawrev-2159	35	29	,	,	PUNCT
inlawrev-2159	35	30	kansas	kansas	PROPN
inlawrev-2159	35	31	(	(	PUNCT
inlawrev-2159	35	32	1974	1974	NUM
inlawrev-2159	35	33	)	)	PUNCT
inlawrev-2159	35	34	,	,	PUNCT
inlawrev-2159	35	35	maine	maine	PROPN
inlawrev-2159	35	36	(	(	PUNCT
inlawrev-2159	35	37	1975	1975	NUM
inlawrev-2159	35	38	)	)	PUNCT
inlawrev-2159	35	39	,	,	PUNCT
inlawrev-2159	35	40	oklahoma	oklahoma	PROPN
inlawrev-2159	35	41	(	(	PUNCT
inlawrev-2159	35	42	1969	1969	NUM
inlawrev-2159	35	43	)	)	PUNCT
inlawrev-2159	35	44	,	,	PUNCT
inlawrev-2159	35	45	utah	utah	PROPN
inlawrev-2159	35	46	(	(	PUNCT
inlawrev-2159	35	47	1969	1969	NUM
inlawrev-2159	35	48	)	)	PUNCT
inlawrev-2159	35	49	,	,	PUNCT
inlawrev-2159	35	50	and	and	CCONJ
inlawrev-2159	35	51	wyoming	wyoming	PROPN
inlawrev-2159	35	52	(	(	PUNCT
inlawrev-2159	35	53	1971	1971	NUM
inlawrev-2159	35	54	)	)	PUNCT
inlawrev-2159	35	55	(	(	PUNCT
inlawrev-2159	35	56	effective	effective	ADJ
inlawrev-2159	35	57	dates	date	NOUN
inlawrev-2159	35	58	)	)	PUNCT
inlawrev-2159	35	59	.	.	PUNCT
inlawrev-2159	36	1	11	11	NUM
inlawrev-2159	36	2	the	the	DET
inlawrev-2159	36	3	questionnaire	questionnaire	NOUN
inlawrev-2159	36	4	was	be	AUX
inlawrev-2159	36	5	given	give	VERB
inlawrev-2159	36	6	to	to	ADP
inlawrev-2159	36	7	the	the	DET
inlawrev-2159	36	8	administrators	administrator	NOUN
inlawrev-2159	36	9	and	and	CCONJ
inlawrev-2159	36	10	deputies	deputy	NOUN
inlawrev-2159	36	11	at	at	ADP
inlawrev-2159	36	12	an	an	DET
inlawrev-2159	36	13	informal	informal	ADJ
inlawrev-2159	36	14	meeting	meeting	NOUN
inlawrev-2159	36	15	held	hold	VERB
inlawrev-2159	36	16	in	in	ADP
inlawrev-2159	36	17	indianapolis	indianapolis	PROPN
inlawrev-2159	36	18	,	,	PUNCT
inlawrev-2159	36	19	indiana	indiana	PROPN
inlawrev-2159	36	20	,	,	PUNCT
inlawrev-2159	36	21	on	on	ADP
inlawrev-2159	36	22	september	september	PROPN
inlawrev-2159	36	23	18	18	NUM
inlawrev-2159	36	24	,	,	PUNCT
inlawrev-2159	36	25	1974	1974	NUM
inlawrev-2159	36	26	.	.	PUNCT
inlawrev-2159	37	1	responses	response	NOUN
inlawrev-2159	37	2	were	be	AUX
inlawrev-2159	37	3	not	not	PART
inlawrev-2159	37	4	received	receive	VERB
inlawrev-2159	37	5	from	from	ADP
inlawrev-2159	37	6	kansas	kansas	PROPN
inlawrev-2159	37	7	,	,	PUNCT
inlawrev-2159	37	8	maine	maine	PROPN
inlawrev-2159	37	9	or	or	CCONJ
inlawrev-2159	37	10	oklahoma	oklahoma	PROPN
inlawrev-2159	37	11	.	.	PUNCT
inlawrev-2159	38	1	iowa	iowa	PROPN
inlawrev-2159	38	2	did	do	AUX
inlawrev-2159	38	3	not	not	PART
inlawrev-2159	38	4	send	send	VERB
inlawrev-2159	38	5	a	a	DET
inlawrev-2159	38	6	representative	representative	NOUN
inlawrev-2159	38	7	.	.	PUNCT
inlawrev-2159	39	1	information	information	NOUN
inlawrev-2159	39	2	on	on	ADP
inlawrev-2159	39	3	the	the	DET
inlawrev-2159	39	4	administration	administration	NOUN
inlawrev-2159	39	5	of	of	ADP
inlawrev-2159	39	6	the	the	DET
inlawrev-2159	39	7	oklahoma	oklahoma	PROPN
inlawrev-2159	39	8	uccc	uccc	NOUN
inlawrev-2159	39	9	is	be	AUX
inlawrev-2159	39	10	available	available	ADJ
inlawrev-2159	39	11	in	in	ADP
inlawrev-2159	39	12	miller	miller	PROPN
inlawrev-2159	39	13	,	,	PUNCT
inlawrev-2159	39	14	enforcement	enforcement	NOUN
inlawrev-2159	39	15	of	of	ADP
inlawrev-2159	39	16	the	the	DET
inlawrev-2159	39	17	uniform	uniform	ADJ
inlawrev-2159	39	18	consumer	consumer	NOUN
inlawrev-2159	39	19	credit	credit	NOUN
inlawrev-2159	39	20	code	code	NOUN
inlawrev-2159	39	21	:	:	PUNCT
inlawrev-2159	39	22	observations	observation	NOUN
inlawrev-2159	39	23	from	from	ADP
inlawrev-2159	39	24	the	the	DET
inlawrev-2159	39	25	oklahoma	oklahoma	PROPN
inlawrev-2159	39	26	and	and	CCONJ
inlawrev-2159	39	27	federal	federal	ADJ
inlawrev-2159	39	28	experiences	experience	NOUN
inlawrev-2159	39	29	,	,	PUNCT
inlawrev-2159	39	30	51	51	NUM
inlawrev-2159	39	31	n.c.l	n.c.l	NOUN
inlawrev-2159	39	32	.	.	PUNCT
inlawrev-2159	40	1	rev	rev	PROPN
inlawrev-2159	40	2	.	.	PROPN
inlawrev-2159	40	3	1229	1229	NUM
inlawrev-2159	40	4	(	(	PUNCT
inlawrev-2159	40	5	1973	1973	NUM
inlawrev-2159	40	6	)	)	PUNCT
inlawrev-2159	40	7	.	.	PUNCT
inlawrev-2159	41	1	due	due	ADP
inlawrev-2159	41	2	to	to	ADP
inlawrev-2159	41	3	the	the	DET
inlawrev-2159	41	4	newness	newness	NOUN
inlawrev-2159	41	5	of	of	ADP
inlawrev-2159	41	6	the	the	DET
inlawrev-2159	41	7	code	code	NOUN
inlawrev-2159	41	8	in	in	ADP
inlawrev-2159	41	9	the	the	DET
inlawrev-2159	41	10	remaining	remain	VERB
inlawrev-2159	41	11	states	state	NOUN
inlawrev-2159	41	12	*	*	PUNCT
inlawrev-2159	41	13	it	it	PRON
inlawrev-2159	41	14	is	be	AUX
inlawrev-2159	41	15	believed	believe	VERB
inlawrev-2159	41	16	that	that	SCONJ
inlawrev-2159	41	17	the	the	DET
inlawrev-2159	41	18	absence	absence	NOUN
inlawrev-2159	41	19	of	of	ADP
inlawrev-2159	41	20	their	their	PRON
inlawrev-2159	41	21	responses	response	NOUN
inlawrev-2159	41	22	does	do	AUX
inlawrev-2159	41	23	not	not	PART
inlawrev-2159	41	24	significantly	significantly	ADV
inlawrev-2159	41	25	detract	detract	VERB
inlawrev-2159	41	26	from	from	ADP
inlawrev-2159	41	27	the	the	DET
inlawrev-2159	41	28	conclusions	conclusion	NOUN
inlawrev-2159	41	29	reached	reach	VERB
inlawrev-2159	41	30	.	.	PUNCT
inlawrev-2159	42	1	12professor	12professor	NUM
inlawrev-2159	42	2	spanogle	spanogle	NOUN
inlawrev-2159	42	3	has	have	AUX
inlawrev-2159	42	4	indicated	indicate	VERB
inlawrev-2159	42	5	that	that	SCONJ
inlawrev-2159	42	6	there	there	PRON
inlawrev-2159	42	7	are	be	VERB
inlawrev-2159	42	8	three	three	NUM
inlawrev-2159	42	9	criteria	criterion	NOUN
inlawrev-2159	42	10	to	to	PART
inlawrev-2159	42	11	be	be	AUX
inlawrev-2159	42	12	used	use	VERB
inlawrev-2159	42	13	:	:	PUNCT
inlawrev-2159	42	14	adequacy	adequacy	NOUN
inlawrev-2159	42	15	of	of	ADP
inlawrev-2159	42	16	financing	financing	NOUN
inlawrev-2159	42	17	,	,	PUNCT
inlawrev-2159	42	18	consumer	consumer	NOUN
inlawrev-2159	42	19	orientation	orientation	NOUN
inlawrev-2159	42	20	,	,	PUNCT
inlawrev-2159	42	21	and	and	CCONJ
inlawrev-2159	42	22	aggressiveness	aggressiveness	NOUN
inlawrev-2159	42	23	.	.	PUNCT
inlawrev-2159	43	1	see	see	VERB
inlawrev-2159	43	2	spanogle	spanogle	NOUN
inlawrev-2159	43	3	,	,	PUNCT
inlawrev-2159	43	4	the	the	DET
inlawrev-2159	43	5	u8c	u8c	PROPN
inlawrev-2159	43	6	—	—	PUNCT
inlawrev-2159	43	7	it	it	PRON
inlawrev-2159	43	8	may	may	AUX
inlawrev-2159	43	9	look	look	VERB
inlawrev-2159	43	10	pretty	pretty	ADJ
inlawrev-2159	43	11	,	,	PUNCT
inlawrev-2159	43	12	but	but	CCONJ
inlawrev-2159	43	13	is	be	AUX
inlawrev-2159	43	14	it	it	PRON
inlawrev-2159	43	15	enforceable	enforceable	ADJ
inlawrev-2159	43	16	?	?	PUNCT
inlawrev-2159	43	17	,	,	PUNCT
inlawrev-2159	44	1	29	29	NUM
inlawrev-2159	44	2	ohio	ohio	PROPN
inlawrev-2159	44	3	st	st	PROPN
inlawrev-2159	44	4	.	.	PROPN
inlawrev-2159	44	5	l.j	l.j	PROPN
inlawrev-2159	44	6	.	.	PROPN
inlawrev-2159	44	7	624	624	NUM
inlawrev-2159	44	8	,	,	PUNCT
inlawrev-2159	44	9	625	625	NUM
inlawrev-2159	44	10	(	(	PUNCT
inlawrev-2159	44	11	1968	1968	NUM
inlawrev-2159	44	12	)	)	PUNCT
inlawrev-2159	44	13	.	.	PUNCT
inlawrev-2159	45	1	cf	cf	NOUN
inlawrev-2159	45	2	.	.	PUNCT
inlawrev-2159	46	1	fritz	fritz	PROPN
inlawrev-2159	46	2	,	,	PUNCT
inlawrev-2159	46	3	would	would	AUX
inlawrev-2159	46	4	the	the	DET
inlawrev-2159	46	5	uniform	uniform	ADJ
inlawrev-2159	46	6	consumer	consumer	NOUN
inlawrev-2159	46	7	credit	credit	NOUN
inlawrev-2159	46	8	code	code	NOUN
inlawrev-2159	46	9	help	help	VERB
inlawrev-2159	46	10	the	the	DET
inlawrev-2159	46	11	consumer	consumer	NOUN
inlawrev-2159	46	12	?	?	PUNCT
inlawrev-2159	46	13	,	,	PUNCT
inlawrev-2159	47	1	25	25	NUM
inlawrev-2159	47	2	bus	bus	NOUN
inlawrev-2159	47	3	.	.	PUNCT
inlawrev-2159	47	4	law	law	NOUN
inlawrev-2159	47	5	.	.	PUNCT
inlawrev-2159	48	1	511	511	NUM
inlawrev-2159	48	2	,	,	PUNCT
inlawrev-2159	48	3	513	513	NUM
inlawrev-2159	48	4	-	-	SYM
inlawrev-2159	48	5	14	14	NUM
inlawrev-2159	48	6	(	(	PUNCT
inlawrev-2159	48	7	1970	1970	NUM
inlawrev-2159	48	8	)	)	PUNCT
inlawrev-2159	48	9	.	.	PUNCT
inlawrev-2159	49	1	professor	professor	PROPN
inlawrev-2159	49	2	miller	miller	PROPN
inlawrev-2159	49	3	830	830	NUM
inlawrev-2159	49	4	indiana	indiana	PROPN
inlawrev-2159	49	5	law	law	PROPN
inlawrev-2159	49	6	review	review	NOUN
inlawrev-2159	49	7	[	[	X
inlawrev-2159	49	8	vol	vol	NOUN
inlawrev-2159	49	9	.	.	NOUN
inlawrev-2159	49	10	8:802	8:802	NUM
inlawrev-2159	49	11	probable	probable	ADJ
inlawrev-2159	49	12	effectiveness	effectiveness	NOUN
inlawrev-2159	49	13	of	of	ADP
inlawrev-2159	49	14	the	the	DET
inlawrev-2159	49	15	uccc	uccc	NOUN
inlawrev-2159	49	16	as	as	ADP
inlawrev-2159	49	17	a	a	DET
inlawrev-2159	49	18	regulator	regulator	NOUN
inlawrev-2159	49	19	of	of	ADP
inlawrev-2159	49	20	consumer	consumer	NOUN
inlawrev-2159	49	21	credit	credit	NOUN
inlawrev-2159	49	22	is	be	AUX
inlawrev-2159	49	23	to	to	PART
inlawrev-2159	49	24	learn	learn	VERB
inlawrev-2159	49	25	who	who	PRON
inlawrev-2159	49	26	or	or	CCONJ
inlawrev-2159	49	27	what	what	DET
inlawrev-2159	49	28	agency	agency	NOUN
inlawrev-2159	49	29	is	be	AUX
inlawrev-2159	49	30	in	in	ADP
inlawrev-2159	49	31	charge	charge	NOUN
inlawrev-2159	49	32	of	of	ADP
inlawrev-2159	49	33	enforcement	enforcement	NOUN
inlawrev-2159	49	34	and	and	CCONJ
inlawrev-2159	49	35	interpretation	interpretation	NOUN
inlawrev-2159	49	36	of	of	ADP
inlawrev-2159	49	37	the	the	DET
inlawrev-2159	49	38	act	act	NOUN
inlawrev-2159	49	39	.	.	PUNCT
inlawrev-2159	50	1	13	13	NUM
inlawrev-2159	50	2	in	in	ADP
inlawrev-2159	50	3	general	general	ADJ
inlawrev-2159	50	4	,	,	PUNCT
inlawrev-2159	50	5	the	the	DET
inlawrev-2159	50	6	administrators	administrator	NOUN
inlawrev-2159	50	7	of	of	ADP
inlawrev-2159	50	8	the	the	DET
inlawrev-2159	50	9	code	code	NOUN
inlawrev-2159	50	10	fall	fall	VERB
inlawrev-2159	50	11	into	into	ADP
inlawrev-2159	50	12	two	two	NUM
inlawrev-2159	50	13	categories	category	NOUN
inlawrev-2159	50	14	,	,	PUNCT
inlawrev-2159	50	15	being	be	AUX
inlawrev-2159	50	16	either	either	CCONJ
inlawrev-2159	50	17	a	a	DET
inlawrev-2159	50	18	banking14	banking14	NOUN
inlawrev-2159	50	19	or	or	CCONJ
inlawrev-2159	50	20	legal	legal	ADJ
inlawrev-2159	50	21	15	15	NUM
inlawrev-2159	50	22	officer	officer	NOUN
inlawrev-2159	50	23	of	of	ADP
inlawrev-2159	50	24	the	the	DET
inlawrev-2159	50	25	state	state	NOUN
inlawrev-2159	50	26	,	,	PUNCT
inlawrev-2159	50	27	or	or	CCONJ
inlawrev-2159	50	28	a	a	DET
inlawrev-2159	50	29	commission	commission	NOUN
inlawrev-2159	50	30	headed	head	VERB
inlawrev-2159	50	31	by	by	ADP
inlawrev-2159	50	32	one	one	NUM
inlawrev-2159	50	33	of	of	ADP
inlawrev-2159	50	34	these	these	DET
inlawrev-2159	50	35	two	two	NUM
inlawrev-2159	50	36	.	.	PUNCT
inlawrev-2159	51	1	16	16	NUM
inlawrev-2159	51	2	most	most	ADJ
inlawrev-2159	51	3	of	of	ADP
inlawrev-2159	51	4	the	the	DET
inlawrev-2159	51	5	states	state	NOUN
inlawrev-2159	51	6	with	with	ADP
inlawrev-2159	51	7	longer	long	ADJ
inlawrev-2159	51	8	experience	experience	NOUN
inlawrev-2159	51	9	under	under	ADP
inlawrev-2159	51	10	the	the	DET
inlawrev-2159	51	11	uccc	uccc	NOUN
inlawrev-2159	51	12	have	have	VERB
inlawrev-2159	51	13	a	a	DET
inlawrev-2159	51	14	bank	bank	NOUN
inlawrev-2159	51	15	agency	agency	NOUN
inlawrev-2159	51	16	administrator	administrator	NOUN
inlawrev-2159	51	17	.	.	PUNCT
inlawrev-2159	52	1	the	the	DET
inlawrev-2159	52	2	selection	selection	NOUN
inlawrev-2159	52	3	of	of	ADP
inlawrev-2159	52	4	one	one	NUM
inlawrev-2159	52	5	type	type	NOUN
inlawrev-2159	52	6	of	of	ADP
inlawrev-2159	52	7	administrator	administrator	NOUN
inlawrev-2159	52	8	or	or	CCONJ
inlawrev-2159	52	9	the	the	DET
inlawrev-2159	52	10	other	other	ADJ
inlawrev-2159	52	11	suggests	suggest	VERB
inlawrev-2159	52	12	the	the	DET
inlawrev-2159	52	13	types	type	NOUN
inlawrev-2159	52	14	of	of	ADP
inlawrev-2159	52	15	administrative	administrative	ADJ
inlawrev-2159	52	16	enforcement	enforcement	NOUN
inlawrev-2159	52	17	mechanisms	mechanism	NOUN
inlawrev-2159	52	18	preferred	prefer	VERB
inlawrev-2159	52	19	in	in	ADP
inlawrev-2159	52	20	the	the	DET
inlawrev-2159	52	21	administration	administration	NOUN
inlawrev-2159	52	22	of	of	ADP
inlawrev-2159	52	23	the	the	DET
inlawrev-2159	52	24	act	act	NOUN
inlawrev-2159	52	25	.	.	PUNCT
inlawrev-2159	53	1	while	while	SCONJ
inlawrev-2159	53	2	selecting	select	VERB
inlawrev-2159	53	3	an	an	DET
inlawrev-2159	53	4	elected	elect	VERB
inlawrev-2159	53	5	legal	legal	ADJ
inlawrev-2159	53	6	official	official	NOUN
inlawrev-2159	53	7	has	have	VERB
inlawrev-2159	53	8	immediate	immediate	ADJ
inlawrev-2159	53	9	political	political	ADJ
inlawrev-2159	53	10	implications	implication	NOUN
inlawrev-2159	53	11	,	,	PUNCT
inlawrev-2159	53	12	it	it	PRON
inlawrev-2159	53	13	has	have	AUX
inlawrev-2159	53	14	been	be	AUX
inlawrev-2159	53	15	noted	note	VERB
inlawrev-2159	53	16	that	that	SCONJ
inlawrev-2159	53	17	selecting	select	VERB
inlawrev-2159	53	18	the	the	DET
inlawrev-2159	53	19	state	state	NOUN
inlawrev-2159	53	20	's	's	PART
inlawrev-2159	53	21	banking	banking	NOUN
inlawrev-2159	53	22	officer	officer	NOUN
inlawrev-2159	53	23	may	may	AUX
inlawrev-2159	53	24	also	also	ADV
inlawrev-2159	53	25	have	have	VERB
inlawrev-2159	53	26	serious	serious	ADJ
inlawrev-2159	53	27	consequences	consequence	NOUN
inlawrev-2159	53	28	.	.	PUNCT
inlawrev-2159	54	1	17	17	NUM
inlawrev-2159	54	2	in	in	ADP
inlawrev-2159	54	3	the	the	DET
inlawrev-2159	54	4	first	first	ADJ
inlawrev-2159	54	5	place	place	NOUN
inlawrev-2159	54	6	,	,	PUNCT
inlawrev-2159	54	7	administration	administration	NOUN
inlawrev-2159	54	8	of	of	ADP
inlawrev-2159	54	9	the	the	DET
inlawrev-2159	54	10	code	code	NOUN
inlawrev-2159	54	11	is	be	AUX
inlawrev-2159	54	12	likely	likely	ADJ
inlawrev-2159	54	13	to	to	PART
inlawrev-2159	54	14	be	be	AUX
inlawrev-2159	54	15	but	but	CCONJ
inlawrev-2159	54	16	one	one	NUM
inlawrev-2159	54	17	of	of	ADP
inlawrev-2159	54	18	several	several	ADJ
inlawrev-2159	54	19	responsibilities	responsibility	NOUN
inlawrev-2159	54	20	of	of	ADP
inlawrev-2159	54	21	the	the	DET
inlawrev-2159	54	22	agency	agency	NOUN
inlawrev-2159	54	23	.	.	PUNCT
inlawrev-2159	55	1	18	18	NUM
inlawrev-2159	55	2	these	these	DET
inlawrev-2159	55	3	other	other	ADJ
inlawrev-2159	55	4	responsibilities	responsibility	NOUN
inlawrev-2159	55	5	may	may	AUX
inlawrev-2159	55	6	take	take	VERB
inlawrev-2159	55	7	priority	priority	NOUN
inlawrev-2159	55	8	over	over	ADP
inlawrev-2159	55	9	administration	administration	NOUN
inlawrev-2159	55	10	of	of	ADP
inlawrev-2159	55	11	the	the	DET
inlawrev-2159	55	12	code	code	NOUN
inlawrev-2159	55	13	.	.	PUNCT
inlawrev-2159	56	1	moreover	moreover	ADV
inlawrev-2159	56	2	,	,	PUNCT
inlawrev-2159	56	3	the	the	DET
inlawrev-2159	56	4	qualifications	qualification	NOUN
inlawrev-2159	56	5	to	to	PART
inlawrev-2159	56	6	sit	sit	VERB
inlawrev-2159	56	7	on	on	ADP
inlawrev-2159	56	8	the	the	DET
inlawrev-2159	56	9	administrative	administrative	ADJ
inlawrev-2159	56	10	commissions	commission	NOUN
inlawrev-2159	56	11	generally	generally	ADV
inlawrev-2159	56	12	include	include	VERB
inlawrev-2159	56	13	experience	experience	NOUN
inlawrev-2159	56	14	as	as	ADP
inlawrev-2159	56	15	a	a	DET
inlawrev-2159	56	16	bank	bank	NOUN
inlawrev-2159	56	17	executive	executive	NOUN
inlawrev-2159	56	18	or	or	CCONJ
inlawrev-2159	56	19	bank	bank	NOUN
inlawrev-2159	56	20	examiner	examiner	NOUN
inlawrev-2159	56	21	.	.	PUNCT
inlawrev-2159	57	1	19	19	NUM
inlawrev-2159	57	2	many	many	ADJ
inlawrev-2159	57	3	discussed	discuss	VERB
inlawrev-2159	57	4	these	these	DET
inlawrev-2159	57	5	criteria	criterion	NOUN
inlawrev-2159	57	6	in	in	ADP
inlawrev-2159	57	7	his	his	PRON
inlawrev-2159	57	8	article	article	NOUN
inlawrev-2159	57	9	and	and	CCONJ
inlawrev-2159	57	10	found	find	VERB
inlawrev-2159	57	11	that	that	SCONJ
inlawrev-2159	57	12	the	the	DET
inlawrev-2159	57	13	second	second	ADJ
inlawrev-2159	57	14	,	,	PUNCT
inlawrev-2159	57	15	consumer	consumer	NOUN
inlawrev-2159	57	16	orientation	orientation	NOUN
inlawrev-2159	57	17	,	,	PUNCT
inlawrev-2159	57	18	was	be	AUX
inlawrev-2159	57	19	inappropriate	inappropriate	ADJ
inlawrev-2159	57	20	,	,	PUNCT
inlawrev-2159	57	21	preferring	prefer	VERB
inlawrev-2159	57	22	a	a	DET
inlawrev-2159	57	23	neutral	neutral	ADJ
inlawrev-2159	57	24	administrator	administrator	NOUN
inlawrev-2159	57	25	.	.	PUNCT
inlawrev-2159	58	1	funding	funding	NOUN
inlawrev-2159	58	2	was	be	AUX
inlawrev-2159	58	3	dismissed	dismiss	VERB
inlawrev-2159	58	4	as	as	ADP
inlawrev-2159	58	5	relative	relative	ADJ
inlawrev-2159	58	6	.	.	PUNCT
inlawrev-2159	59	1	see	see	VERB
inlawrev-2159	59	2	also	also	ADV
inlawrev-2159	59	3	miller	miller	PROPN
inlawrev-2159	59	4	,	,	PUNCT
inlawrev-2159	59	5	enforcement	enforcement	NOUN
inlawrev-2159	59	6	of	of	ADP
inlawrev-2159	59	7	the	the	DET
inlawrev-2159	59	8	uniform	uniform	ADJ
inlawrev-2159	59	9	consumer	consumer	NOUN
inlawrev-2159	59	10	credit	credit	NOUN
inlawrev-2159	59	11	code	code	NOUN
inlawrev-2159	59	12	:	:	PUNCT
inlawrev-2159	59	13	observations	observation	NOUN
inlawrev-2159	59	14	from	from	ADP
inlawrev-2159	59	15	the	the	DET
inlawrev-2159	59	16	oklahoma	oklahoma	PROPN
inlawrev-2159	59	17	and	and	CCONJ
inlawrev-2159	59	18	federal	federal	ADJ
inlawrev-2159	59	19	experiences	experience	NOUN
inlawrev-2159	59	20	,	,	PUNCT
inlawrev-2159	59	21	51	51	NUM
inlawrev-2159	59	22	n.c.l	n.c.l	NOUN
inlawrev-2159	59	23	.	.	PUNCT
inlawrev-2159	60	1	rev	rev	PROPN
inlawrev-2159	60	2	.	.	PROPN
inlawrev-2159	60	3	1229	1229	NUM
inlawrev-2159	60	4	,	,	PUNCT
inlawrev-2159	60	5	1255	1255	NUM
inlawrev-2159	60	6	-	-	SYM
inlawrev-2159	60	7	57	57	NUM
inlawrev-2159	60	8	(	(	PUNCT
inlawrev-2159	60	9	1973	1973	NUM
inlawrev-2159	60	10	)	)	PUNCT
inlawrev-2159	60	11	.	.	PUNCT
inlawrev-2159	61	1	the	the	DET
inlawrev-2159	61	2	questionnaire	questionnaire	NOUN
inlawrev-2159	61	3	revealed	reveal	VERB
inlawrev-2159	61	4	no	no	DET
inlawrev-2159	61	5	problems	problem	NOUN
inlawrev-2159	61	6	with	with	ADP
inlawrev-2159	61	7	funding	funding	NOUN
inlawrev-2159	61	8	.	.	PUNCT
inlawrev-2159	62	1	the	the	DET
inlawrev-2159	62	2	authors	author	NOUN
inlawrev-2159	62	3	feel	feel	VERB
inlawrev-2159	62	4	that	that	SCONJ
inlawrev-2159	62	5	aggressiveness	aggressiveness	NOUN
inlawrev-2159	62	6	is	be	AUX
inlawrev-2159	62	7	so	so	ADV
inlawrev-2159	62	8	closely	closely	ADV
inlawrev-2159	62	9	linked	link	VERB
inlawrev-2159	62	10	to	to	ADP
inlawrev-2159	62	11	orientation	orientation	NOUN
inlawrev-2159	62	12	that	that	SCONJ
inlawrev-2159	62	13	the	the	DET
inlawrev-2159	62	14	latter	latter	NOUN
inlawrev-2159	62	15	is	be	AUX
inlawrev-2159	62	16	a	a	DET
inlawrev-2159	62	17	factor	factor	NOUN
inlawrev-2159	62	18	whether	whether	SCONJ
inlawrev-2159	62	19	or	or	CCONJ
inlawrev-2159	62	20	not	not	PART
inlawrev-2159	62	21	it	it	PRON
inlawrev-2159	62	22	is	be	AUX
inlawrev-2159	62	23	dealt	deal	VERB
inlawrev-2159	62	24	with	with	ADP
inlawrev-2159	62	25	separately	separately	ADV
inlawrev-2159	62	26	.	.	PUNCT
inlawrev-2159	63	1	that	that	PRON
inlawrev-2159	63	2	is	is	ADV
inlawrev-2159	63	3	,	,	PUNCT
inlawrev-2159	63	4	an	an	DET
inlawrev-2159	63	5	administrator	administrator	NOUN
inlawrev-2159	63	6	is	be	AUX
inlawrev-2159	63	7	not	not	PART
inlawrev-2159	63	8	likely	likely	ADJ
inlawrev-2159	63	9	to	to	PART
inlawrev-2159	63	10	vigorously	vigorously	ADV
inlawrev-2159	63	11	pursue	pursue	VERB
inlawrev-2159	63	12	remedies	remedy	NOUN
inlawrev-2159	63	13	enforcing	enforce	VERB
inlawrev-2159	63	14	rights	right	NOUN
inlawrev-2159	63	15	which	which	PRON
inlawrev-2159	63	16	he	he	PRON
inlawrev-2159	63	17	believes	believe	VERB
inlawrev-2159	63	18	the	the	DET
inlawrev-2159	63	19	consumer	consumer	NOUN
inlawrev-2159	63	20	does	do	VERB
inlawrev-2159	63	21	not	not	PART
inlawrev-2159	63	22	or	or	CCONJ
inlawrev-2159	63	23	should	should	AUX
inlawrev-2159	63	24	not	not	PART
inlawrev-2159	63	25	have	have	VERB
inlawrev-2159	63	26	.	.	PUNCT
inlawrev-2159	64	1	therefore	therefore	ADV
inlawrev-2159	64	2	,	,	PUNCT
inlawrev-2159	64	3	orientation	orientation	NOUN
inlawrev-2159	64	4	has	have	AUX
inlawrev-2159	64	5	been	be	AUX
inlawrev-2159	64	6	retained	retain	VERB
inlawrev-2159	64	7	as	as	ADP
inlawrev-2159	64	8	one	one	NUM
inlawrev-2159	64	9	indicium	indicium	NOUN
inlawrev-2159	64	10	of	of	ADP
inlawrev-2159	64	11	effectiveness	effectiveness	NOUN
inlawrev-2159	64	12	.	.	PUNCT
inlawrev-2159	65	1	,	,	PUNCT
inlawrev-2159	65	2	3	3	NUM
inlawrev-2159	65	3	in	in	ADP
inlawrev-2159	65	4	the	the	DET
inlawrev-2159	65	5	comment	comment	NOUN
inlawrev-2159	65	6	to	to	PART
inlawrev-2159	65	7	uccc	uccc	VERB
inlawrev-2159	65	8	§	§	PROPN
inlawrev-2159	65	9	6.103	6.103	NUM
inlawrev-2159	65	10	,	,	PUNCT
inlawrev-2159	65	11	the	the	DET
inlawrev-2159	65	12	drafters	drafter	NOUN
inlawrev-2159	65	13	have	have	AUX
inlawrev-2159	65	14	left	leave	VERB
inlawrev-2159	65	15	complete	complete	ADJ
inlawrev-2159	65	16	discretion	discretion	NOUN
inlawrev-2159	65	17	to	to	ADP
inlawrev-2159	65	18	the	the	DET
inlawrev-2159	65	19	adopting	adopt	VERB
inlawrev-2159	65	20	states	state	NOUN
inlawrev-2159	65	21	to	to	PART
inlawrev-2159	65	22	select	select	VERB
inlawrev-2159	65	23	an	an	DET
inlawrev-2159	65	24	administrator	administrator	NOUN
inlawrev-2159	65	25	.	.	PUNCT
inlawrev-2159	66	1	l4e.g	l4e.g	PROPN
inlawrev-2159	66	2	.	.	PROPN
inlawrev-2159	66	3	,	,	PUNCT
inlawrev-2159	66	4	idaho	idaho	PROPN
inlawrev-2159	66	5	,	,	PUNCT
inlawrev-2159	66	6	indiana	indiana	PROPN
inlawrev-2159	66	7	,	,	PUNCT
inlawrev-2159	66	8	and	and	CCONJ
inlawrev-2159	66	9	wyoming	wyoming	NOUN
inlawrev-2159	66	10	.	.	PUNCT
inlawrev-2159	67	1	yse.g	yse.g	PROPN
inlawrev-2159	67	2	.	.	PROPN
inlawrev-2159	67	3	,	,	PUNCT
inlawrev-2159	67	4	iowa	iowa	PROPN
inlawrev-2159	67	5	.	.	PUNCT
inlawrev-2159	68	1	ybe.g	ybe.g	PROPN
inlawrev-2159	68	2	.	.	PROPN
inlawrev-2159	68	3	,	,	PUNCT
inlawrev-2159	68	4	colorado	colorado	PROPN
inlawrev-2159	68	5	,	,	PUNCT
inlawrev-2159	68	6	oklahoma	oklahoma	PROPN
inlawrev-2159	68	7	,	,	PUNCT
inlawrev-2159	68	8	and	and	CCONJ
inlawrev-2159	68	9	utah	utah	PROPN
inlawrev-2159	68	10	.	.	PUNCT
inlawrev-2159	69	1	wsee	wsee	PROPN
inlawrev-2159	69	2	fritz	fritz	PROPN
inlawrev-2159	69	3	,	,	PUNCT
inlawrev-2159	69	4	would	would	AUX
inlawrev-2159	69	5	the	the	DET
inlawrev-2159	69	6	uniform	uniform	ADJ
inlawrev-2159	69	7	consumer	consumer	NOUN
inlawrev-2159	69	8	credit	credit	NOUN
inlawrev-2159	69	9	code	code	NOUN
inlawrev-2159	69	10	help	help	VERB
inlawrev-2159	69	11	the	the	DET
inlawrev-2159	69	12	consumer	consumer	NOUN
inlawrev-2159	69	13	?	?	PUNCT
inlawrev-2159	69	14	,	,	PUNCT
inlawrev-2159	70	1	25	25	NUM
inlawrev-2159	70	2	bus	bus	NOUN
inlawrev-2159	70	3	.	.	PUNCT
inlawrev-2159	70	4	law	law	NOUN
inlawrev-2159	70	5	.	.	PUNCT
inlawrev-2159	71	1	511	511	NUM
inlawrev-2159	71	2	,	,	PUNCT
inlawrev-2159	71	3	514	514	NUM
inlawrev-2159	71	4	(	(	PUNCT
inlawrev-2159	71	5	1970	1970	NUM
inlawrev-2159	71	6	)	)	PUNCT
inlawrev-2159	71	7	.	.	PUNCT
inlawrev-2159	72	1	ybe.g	ybe.g	PROPN
inlawrev-2159	72	2	.	.	PROPN
inlawrev-2159	72	3	,	,	PUNCT
inlawrev-2159	72	4	the	the	DET
inlawrev-2159	72	5	utah	utah	PROPN
inlawrev-2159	72	6	commissioner	commissioner	NOUN
inlawrev-2159	72	7	of	of	ADP
inlawrev-2159	72	8	financial	financial	ADJ
inlawrev-2159	72	9	institutions	institution	NOUN
inlawrev-2159	72	10	has	have	VERB
inlawrev-2159	72	11	jurisdiction	jurisdiction	NOUN
inlawrev-2159	72	12	over	over	ADP
inlawrev-2159	72	13	all	all	DET
inlawrev-2159	72	14	banks	bank	NOUN
inlawrev-2159	72	15	,	,	PUNCT
inlawrev-2159	72	16	loan	loan	NOUN
inlawrev-2159	72	17	and	and	CCONJ
inlawrev-2159	72	18	trust	trust	NOUN
inlawrev-2159	72	19	corporations	corporation	NOUN
inlawrev-2159	72	20	,	,	PUNCT
inlawrev-2159	72	21	all	all	DET
inlawrev-2159	72	22	building	building	NOUN
inlawrev-2159	72	23	and	and	CCONJ
inlawrev-2159	72	24	loan	loan	NOUN
inlawrev-2159	72	25	associations	association	NOUN
inlawrev-2159	72	26	,	,	PUNCT
inlawrev-2159	72	27	all	all	DET
inlawrev-2159	72	28	industrial	industrial	ADJ
inlawrev-2159	72	29	loan	loan	NOUN
inlawrev-2159	72	30	companies	company	NOUN
inlawrev-2159	72	31	,	,	PUNCT
inlawrev-2159	72	32	all	all	DET
inlawrev-2159	72	33	credit	credit	NOUN
inlawrev-2159	72	34	unions	union	NOUN
inlawrev-2159	72	35	,	,	PUNCT
inlawrev-2159	72	36	all	all	PRON
inlawrev-2159	72	37	licensed	license	VERB
inlawrev-2159	72	38	small	small	ADJ
inlawrev-2159	72	39	loan	loan	NOUN
inlawrev-2159	72	40	businesses	business	NOUN
inlawrev-2159	72	41	,	,	PUNCT
inlawrev-2159	72	42	and	and	CCONJ
inlawrev-2159	72	43	bank	bank	NOUN
inlawrev-2159	72	44	service	service	NOUN
inlawrev-2159	72	45	corporations	corporation	NOUN
inlawrev-2159	72	46	.	.	PUNCT
inlawrev-2159	73	1	utah	utah	PROPN
inlawrev-2159	73	2	code	code	PROPN
inlawrev-2159	73	3	ann	ann	PROPN
inlawrev-2159	73	4	.	.	PUNCT
inlawrev-2159	74	1	§	§	PROPN
inlawrev-2159	74	2	7	7	NUM
inlawrev-2159	74	3	-	-	SYM
inlawrev-2159	74	4	1	1	NUM
inlawrev-2159	74	5	-	-	SYM
inlawrev-2159	74	6	7	7	NUM
inlawrev-2159	74	7	(	(	PUNCT
inlawrev-2159	74	8	1971	1971	NUM
inlawrev-2159	74	9	repl	repl	NOUN
inlawrev-2159	74	10	.	.	PUNCT
inlawrev-2159	74	11	)	)	PUNCT
inlawrev-2159	74	12	.	.	PUNCT
inlawrev-2159	75	1	the	the	DET
inlawrev-2159	75	2	problems	problem	NOUN
inlawrev-2159	75	3	caused	cause	VERB
inlawrev-2159	75	4	by	by	ADP
inlawrev-2159	75	5	placing	place	VERB
inlawrev-2159	75	6	administration	administration	NOUN
inlawrev-2159	75	7	of	of	ADP
inlawrev-2159	75	8	the	the	DET
inlawrev-2159	75	9	code	code	NOUN
inlawrev-2159	75	10	in	in	ADP
inlawrev-2159	75	11	such	such	DET
inlawrev-2159	75	12	an	an	DET
inlawrev-2159	75	13	agency	agency	NOUN
inlawrev-2159	75	14	were	be	AUX
inlawrev-2159	75	15	noted	note	VERB
inlawrev-2159	75	16	in	in	ADP
inlawrev-2159	75	17	symposium	symposium	NOUN
inlawrev-2159	75	18	—	—	PUNCT
inlawrev-2159	75	19	the	the	DET
inlawrev-2159	75	20	uniform	uniform	ADJ
inlawrev-2159	75	21	consumer	consumer	NOUN
inlawrev-2159	75	22	credit	credit	NOUN
inlawrev-2159	75	23	code	code	NOUN
inlawrev-2159	75	24	and	and	CCONJ
inlawrev-2159	75	25	its	its	PRON
inlawrev-2159	75	26	effect	effect	NOUN
inlawrev-2159	75	27	on	on	ADP
inlawrev-2159	75	28	present	present	ADJ
inlawrev-2159	75	29	minnesota	minnesota	PROPN
inlawrev-2159	75	30	law	law	NOUN
inlawrev-2159	75	31	,	,	PUNCT
inlawrev-2159	75	32	55	55	NUM
inlawrev-2159	75	33	minn	minn	NOUN
inlawrev-2159	75	34	.	.	PUNCT
inlawrev-2159	76	1	l.	l.	PROPN
inlawrev-2159	76	2	rev	rev	PROPN
inlawrev-2159	76	3	.	.	PROPN
inlawrev-2159	76	4	523	523	NUM
inlawrev-2159	76	5	,	,	PUNCT
inlawrev-2159	76	6	586	586	NUM
inlawrev-2159	76	7	(	(	PUNCT
inlawrev-2159	76	8	1971	1971	NUM
inlawrev-2159	76	9	)	)	PUNCT
inlawrev-2159	76	10	.	.	PUNCT
inlawrev-2159	77	1	however	however	ADV
inlawrev-2159	77	2	,	,	PUNCT
inlawrev-2159	77	3	no	no	DET
inlawrev-2159	77	4	conflicts	conflict	NOUN
inlawrev-2159	77	5	within	within	ADP
inlawrev-2159	77	6	the	the	DET
inlawrev-2159	77	7	administrative	administrative	ADJ
inlawrev-2159	77	8	agencies	agency	NOUN
inlawrev-2159	77	9	were	be	AUX
inlawrev-2159	77	10	reported	report	VERB
inlawrev-2159	77	11	in	in	ADP
inlawrev-2159	77	12	the	the	DET
inlawrev-2159	77	13	questionnaire	questionnaire	NOUN
inlawrev-2159	77	14	.	.	PUNCT
inlawrev-2159	78	1	but	but	CCONJ
inlawrev-2159	78	2	see	see	VERB
inlawrev-2159	78	3	note	note	NOUN
inlawrev-2159	78	4	,	,	PUNCT
inlawrev-2159	78	5	utah	utah	PROPN
inlawrev-2159	78	6	's	's	PART
inlawrev-2159	78	7	uccc	uccc	NOUN
inlawrev-2159	78	8	:	:	PUNCT
inlawrev-2159	78	9	boon	boon	NOUN
inlawrev-2159	78	10	,	,	PUNCT
inlawrev-2159	78	11	boondoggle	boondoggle	ADJ
inlawrev-2159	78	12	,	,	PUNCT
inlawrev-2159	78	13	or	or	CCONJ
inlawrev-2159	78	14	just	just	ADV
inlawrev-2159	78	15	plain	plain	ADJ
inlawrev-2159	78	16	doggie	doggie	NOUN
inlawrev-2159	78	17	,	,	PUNCT
inlawrev-2159	78	18	1972	1972	NUM
inlawrev-2159	78	19	utah	utah	PROPN
inlawrev-2159	78	20	l.	l.	PROPN
inlawrev-2159	78	21	rev	rev	PROPN
inlawrev-2159	78	22	.	.	PROPN
inlawrev-2159	78	23	133	133	NUM
inlawrev-2159	78	24	,	,	PUNCT
inlawrev-2159	78	25	152	152	NUM
inlawrev-2159	78	26	.	.	PUNCT
inlawrev-2159	79	1	,	,	PUNCT
inlawrev-2159	79	2	9ind	9ind	X
inlawrev-2159	79	3	.	.	PUNCT
inlawrev-2159	79	4	code	code	PROPN
inlawrev-2159	79	5	§	§	PROPN
inlawrev-2159	79	6	28	28	NUM
inlawrev-2159	79	7	-	-	SYM
inlawrev-2159	79	8	1	1	NUM
inlawrev-2159	79	9	-	-	PUNCT
inlawrev-2159	79	10	2	2	NUM
inlawrev-2159	79	11	-	-	SYM
inlawrev-2159	79	12	2	2	NUM
inlawrev-2159	79	13	(	(	PUNCT
inlawrev-2159	79	14	burns	burn	NOUN
inlawrev-2159	79	15	supp	supp	NOUN
inlawrev-2159	79	16	.	.	PUNCT
inlawrev-2159	80	1	1974	1974	NUM
inlawrev-2159	80	2	)	)	PUNCT
inlawrev-2159	80	3	(	(	PUNCT
inlawrev-2159	80	4	two	two	NUM
inlawrev-2159	80	5	out	out	ADP
inlawrev-2159	80	6	of	of	ADP
inlawrev-2159	80	7	seven	seven	NUM
inlawrev-2159	80	8	members	member	NOUN
inlawrev-2159	80	9	must	must	AUX
inlawrev-2159	80	10	represent	represent	VERB
inlawrev-2159	80	11	consumer	consumer	NOUN
inlawrev-2159	80	12	,	,	PUNCT
inlawrev-2159	80	13	agricultural	agricultural	ADJ
inlawrev-2159	80	14	,	,	PUNCT
inlawrev-2159	80	15	industrial	industrial	ADJ
inlawrev-2159	80	16	and	and	CCONJ
inlawrev-2159	80	17	commercial	commercial	ADJ
inlawrev-2159	80	18	interests	interest	NOUN
inlawrev-2159	80	19	)	)	PUNCT
inlawrev-2159	80	20	;	;	PUNCT
inlawrev-2159	81	1	kan	kan	PROPN
inlawrev-2159	81	2	.	.	PROPN
inlawrev-2159	81	3	stat	stat	PROPN
inlawrev-2159	81	4	.	.	PUNCT
inlawrev-2159	82	1	ann	ann	PROPN
inlawrev-2159	82	2	.	.	PUNCT
inlawrev-2159	83	1	§	§	PROPN
inlawrev-2159	83	2	16	16	NUM
inlawrev-2159	83	3	-	-	SYM
inlawrev-2159	83	4	403	403	NUM
inlawrev-2159	83	5	(	(	PUNCT
inlawrev-2159	83	6	supp	supp	PROPN
inlawrev-2159	83	7	.	.	PUNCT
inlawrev-2159	83	8	1973	1973	NUM
inlawrev-2159	83	9	)	)	PUNCT
inlawrev-2159	83	10	(	(	PUNCT
inlawrev-2159	83	11	experience	experience	NOUN
inlawrev-2159	83	12	with	with	ADP
inlawrev-2159	83	13	a	a	DET
inlawrev-2159	83	14	consumer	consumer	NOUN
inlawrev-2159	83	15	loan	loan	NOUN
inlawrev-2159	83	16	company	company	NOUN
inlawrev-2159	83	17	required	require	VERB
inlawrev-2159	83	18	)	)	PUNCT
inlawrev-2159	83	19	;	;	PUNCT
inlawrev-2159	83	20	utah	utah	PROPN
inlawrev-2159	83	21	code	code	PROPN
inlawrev-2159	83	22	ann	ann	PROPN
inlawrev-2159	83	23	.	.	PUNCT
inlawrev-2159	84	1	§	§	PROPN
inlawrev-2159	84	2	7	7	NUM
inlawrev-2159	84	3	-	-	SYM
inlawrev-2159	84	4	1	1	NUM
inlawrev-2159	84	5	-	-	PUNCT
inlawrev-2159	84	6	1(3	1(3	NUM
inlawrev-2159	84	7	)	)	PUNCT
inlawrev-2159	84	8	(	(	PUNCT
inlawrev-2159	84	9	1971	1971	NUM
inlawrev-2159	84	10	repl	repl	NOUN
inlawrev-2159	84	11	.	.	PUNCT
inlawrev-2159	84	12	)	)	PUNCT
inlawrev-2159	84	13	;	;	PUNCT
inlawrev-2159	84	14	wyo	wyo	PROPN
inlawrev-2159	84	15	.	.	PROPN
inlawrev-2159	84	16	stat	stat	PROPN
inlawrev-2159	84	17	.	.	PUNCT
inlawrev-2159	85	1	1975	1975	NUM
inlawrev-2159	85	2	]	]	PUNCT
inlawrev-2159	85	3	the	the	DET
inlawrev-2159	85	4	uniform	uniform	ADJ
inlawrev-2159	85	5	consumer	consumer	NOUN
inlawrev-2159	85	6	credit	credit	NOUN
inlawrev-2159	85	7	code	code	NOUN
inlawrev-2159	85	8	831	831	NUM
inlawrev-2159	85	9	of	of	ADP
inlawrev-2159	85	10	the	the	DET
inlawrev-2159	85	11	offices	office	NOUN
inlawrev-2159	85	12	which	which	PRON
inlawrev-2159	85	13	administer	administer	VERB
inlawrev-2159	85	14	the	the	DET
inlawrev-2159	85	15	uccc	uccc	NOUN
inlawrev-2159	85	16	were	be	AUX
inlawrev-2159	85	17	not	not	PART
inlawrev-2159	85	18	created	create	VERB
inlawrev-2159	85	19	by	by	ADP
inlawrev-2159	85	20	a	a	DET
inlawrev-2159	85	21	state	state	NOUN
inlawrev-2159	85	22	's	's	PART
inlawrev-2159	85	23	code	code	NOUN
inlawrev-2159	85	24	or	or	CCONJ
inlawrev-2159	85	25	contemporaneously	contemporaneously	ADV
inlawrev-2159	85	26	with	with	ADP
inlawrev-2159	85	27	it	it	PRON
inlawrev-2159	85	28	but	but	CCONJ
inlawrev-2159	85	29	had	have	AUX
inlawrev-2159	85	30	been	be	AUX
inlawrev-2159	85	31	in	in	ADP
inlawrev-2159	85	32	existence	existence	NOUN
inlawrev-2159	85	33	20	20	NUM
inlawrev-2159	85	34	and	and	CCONJ
inlawrev-2159	85	35	thus	thus	ADV
inlawrev-2159	85	36	approached	approach	VERB
inlawrev-2159	85	37	administration	administration	NOUN
inlawrev-2159	85	38	of	of	ADP
inlawrev-2159	85	39	the	the	DET
inlawrev-2159	85	40	code	code	NOUN
inlawrev-2159	85	41	with	with	ADP
inlawrev-2159	85	42	conceptions	conception	NOUN
inlawrev-2159	85	43	gained	gain	VERB
inlawrev-2159	85	44	from	from	ADP
inlawrev-2159	85	45	prior	prior	ADJ
inlawrev-2159	85	46	experience	experience	NOUN
inlawrev-2159	85	47	.	.	PUNCT
inlawrev-2159	86	1	even	even	ADV
inlawrev-2159	86	2	when	when	SCONJ
inlawrev-2159	86	3	the	the	DET
inlawrev-2159	86	4	administrator	administrator	NOUN
inlawrev-2159	86	5	is	be	AUX
inlawrev-2159	86	6	a	a	DET
inlawrev-2159	86	7	legal	legal	ADJ
inlawrev-2159	86	8	official	official	NOUN
inlawrev-2159	86	9	,	,	PUNCT
inlawrev-2159	86	10	creditors	creditor	NOUN
inlawrev-2159	86	11	are	be	AUX
inlawrev-2159	86	12	given	give	VERB
inlawrev-2159	86	13	greater	great	ADJ
inlawrev-2159	86	14	opportunity	opportunity	NOUN
inlawrev-2159	86	15	than	than	SCONJ
inlawrev-2159	86	16	consumers	consumer	NOUN
inlawrev-2159	86	17	to	to	PART
inlawrev-2159	86	18	influence	influence	VERB
inlawrev-2159	86	19	his	his	PRON
inlawrev-2159	86	20	action.21	action.21	NOUN
inlawrev-2159	86	21	even	even	ADV
inlawrev-2159	86	22	assuming	assume	VERB
inlawrev-2159	86	23	the	the	DET
inlawrev-2159	86	24	utmost	utmost	ADJ
inlawrev-2159	86	25	integrity	integrity	NOUN
inlawrev-2159	86	26	on	on	ADP
inlawrev-2159	86	27	the	the	DET
inlawrev-2159	86	28	part	part	NOUN
inlawrev-2159	86	29	of	of	ADP
inlawrev-2159	86	30	the	the	DET
inlawrev-2159	86	31	administrator	administrator	NOUN
inlawrev-2159	86	32	,	,	PUNCT
inlawrev-2159	86	33	he	he	PRON
inlawrev-2159	86	34	can	can	AUX
inlawrev-2159	86	35	not	not	PART
inlawrev-2159	86	36	,	,	PUNCT
inlawrev-2159	86	37	in	in	ADP
inlawrev-2159	86	38	these	these	DET
inlawrev-2159	86	39	circumstances	circumstance	NOUN
inlawrev-2159	86	40	,	,	PUNCT
inlawrev-2159	86	41	be	be	AUX
inlawrev-2159	86	42	presumed	presume	VERB
inlawrev-2159	86	43	to	to	PART
inlawrev-2159	86	44	be	be	AUX
inlawrev-2159	86	45	primarily	primarily	ADV
inlawrev-2159	86	46	concerned	concerned	ADJ
inlawrev-2159	86	47	with	with	ADP
inlawrev-2159	86	48	consumer	consumer	NOUN
inlawrev-2159	86	49	credit	credit	NOUN
inlawrev-2159	86	50	,	,	PUNCT
inlawrev-2159	86	51	or	or	CCONJ
inlawrev-2159	86	52	to	to	PART
inlawrev-2159	86	53	havg	havg	VERB
inlawrev-2159	86	54	any	any	DET
inlawrev-2159	86	55	orientation	orientation	NOUN
inlawrev-2159	86	56	thereto	thereto	VERB
inlawrev-2159	86	57	which	which	PRON
inlawrev-2159	86	58	does	do	AUX
inlawrev-2159	86	59	not	not	PART
inlawrev-2159	86	60	comport	comport	VERB
inlawrev-2159	86	61	with	with	ADP
inlawrev-2159	86	62	his	his	PRON
inlawrev-2159	86	63	prior	prior	ADJ
inlawrev-2159	86	64	duties	duty	NOUN
inlawrev-2159	86	65	and	and	CCONJ
inlawrev-2159	86	66	loyalties	loyalty	NOUN
inlawrev-2159	86	67	.	.	PUNCT
inlawrev-2159	87	1	because	because	SCONJ
inlawrev-2159	87	2	of	of	ADP
inlawrev-2159	87	3	this	this	PRON
inlawrev-2159	87	4	,	,	PUNCT
inlawrev-2159	87	5	the	the	DET
inlawrev-2159	87	6	administrators	administrator	NOUN
inlawrev-2159	87	7	chosen	choose	VERB
inlawrev-2159	87	8	to	to	ADP
inlawrev-2159	87	9	date	date	NOUN
inlawrev-2159	87	10	are	be	AUX
inlawrev-2159	87	11	not	not	PART
inlawrev-2159	87	12	by	by	ADP
inlawrev-2159	87	13	their	their	PRON
inlawrev-2159	87	14	experience	experience	NOUN
inlawrev-2159	87	15	likely	likely	ADJ
inlawrev-2159	87	16	to	to	PART
inlawrev-2159	87	17	enforce	enforce	VERB
inlawrev-2159	87	18	the	the	DET
inlawrev-2159	87	19	code	code	NOUN
inlawrev-2159	87	20	as	as	SCONJ
inlawrev-2159	87	21	the	the	DET
inlawrev-2159	87	22	consumer	consumer	NOUN
inlawrev-2159	87	23	would	would	AUX
inlawrev-2159	87	24	desire	desire	VERB
inlawrev-2159	87	25	.	.	PUNCT
inlawrev-2159	88	1	these	these	DET
inlawrev-2159	88	2	persons	person	NOUN
inlawrev-2159	88	3	,	,	PUNCT
inlawrev-2159	88	4	who	who	PRON
inlawrev-2159	88	5	have	have	AUX
inlawrev-2159	88	6	developed	develop	VERB
inlawrev-2159	88	7	ongoing	ongoing	ADJ
inlawrev-2159	88	8	,	,	PUNCT
inlawrev-2159	88	9	working	work	VERB
inlawrev-2159	88	10	relationships	relationship	NOUN
inlawrev-2159	88	11	within	within	ADP
inlawrev-2159	88	12	financial	financial	ADJ
inlawrev-2159	88	13	circles	circle	NOUN
inlawrev-2159	88	14	,	,	PUNCT
inlawrev-2159	88	15	seem	seem	VERB
inlawrev-2159	88	16	unlikely	unlikely	ADJ
inlawrev-2159	88	17	choices	choice	NOUN
inlawrev-2159	88	18	to	to	PART
inlawrev-2159	88	19	regulate	regulate	VERB
inlawrev-2159	88	20	the	the	DET
inlawrev-2159	88	21	lending	lending	NOUN
inlawrev-2159	88	22	business	business	NOUN
inlawrev-2159	88	23	in	in	ADP
inlawrev-2159	88	24	the	the	DET
inlawrev-2159	88	25	interest	interest	NOUN
inlawrev-2159	88	26	of	of	ADP
inlawrev-2159	88	27	the	the	DET
inlawrev-2159	88	28	credit	credit	NOUN
inlawrev-2159	88	29	consumer	consumer	NOUN
inlawrev-2159	88	30	.	.	PUNCT
inlawrev-2159	89	1	while	while	SCONJ
inlawrev-2159	89	2	the	the	DET
inlawrev-2159	89	3	questionnaire	questionnaire	NOUN
inlawrev-2159	89	4	does	do	AUX
inlawrev-2159	89	5	not	not	PART
inlawrev-2159	89	6	directly	directly	ADV
inlawrev-2159	89	7	reveal	reveal	VERB
inlawrev-2159	89	8	bias	bias	NOUN
inlawrev-2159	89	9	on	on	ADP
inlawrev-2159	89	10	the	the	DET
inlawrev-2159	89	11	part	part	NOUN
inlawrev-2159	89	12	of	of	ADP
inlawrev-2159	89	13	any	any	DET
inlawrev-2159	89	14	individual	individual	ADJ
inlawrev-2159	89	15	administrator	administrator	NOUN
inlawrev-2159	89	16	or	or	CCONJ
inlawrev-2159	89	17	of	of	ADP
inlawrev-2159	89	18	administrators	administrator	NOUN
inlawrev-2159	89	19	generally	generally	ADV
inlawrev-2159	89	20	,	,	PUNCT
inlawrev-2159	89	21	some	some	PRON
inlawrev-2159	89	22	of	of	ADP
inlawrev-2159	89	23	the	the	DET
inlawrev-2159	89	24	responses	response	NOUN
inlawrev-2159	89	25	,	,	PUNCT
inlawrev-2159	89	26	for	for	ADP
inlawrev-2159	89	27	example	example	NOUN
inlawrev-2159	89	28	,	,	PUNCT
inlawrev-2159	89	29	in	in	ADP
inlawrev-2159	89	30	regard	regard	NOUN
inlawrev-2159	89	31	to	to	ADP
inlawrev-2159	89	32	staffing	staffing	NOUN
inlawrev-2159	89	33	,	,	PUNCT
inlawrev-2159	89	34	budgeting	budgeting	NOUN
inlawrev-2159	89	35	,	,	PUNCT
inlawrev-2159	89	36	and	and	CCONJ
inlawrev-2159	89	37	education	education	NOUN
inlawrev-2159	89	38	,	,	PUNCT
inlawrev-2159	89	39	indirectly	indirectly	ADV
inlawrev-2159	89	40	show	show	VERB
inlawrev-2159	89	41	a	a	DET
inlawrev-2159	89	42	lack	lack	NOUN
inlawrev-2159	89	43	of	of	ADP
inlawrev-2159	89	44	consumer	consumer	NOUN
inlawrev-2159	89	45	orientation	orientation	NOUN
inlawrev-2159	89	46	as	as	ADV
inlawrev-2159	89	47	well	well	ADV
inlawrev-2159	89	48	as	as	ADP
inlawrev-2159	89	49	a	a	DET
inlawrev-2159	89	50	lack	lack	NOUN
inlawrev-2159	89	51	of	of	ADP
inlawrev-2159	89	52	aggressiveness	aggressiveness	NOUN
inlawrev-2159	89	53	.	.	PUNCT
inlawrev-2159	90	1	iii	iii	X
inlawrev-2159	90	2	.	.	PUNCT
inlawrev-2159	90	3	aggressiveness	aggressiveness	NOUN
inlawrev-2159	90	4	a.	a.	NOUN
inlawrev-2159	90	5	use	use	NOUN
inlawrev-2159	90	6	of	of	ADP
inlawrev-2159	90	7	statutory	statutory	ADJ
inlawrev-2159	90	8	remedies	remedy	NOUN
inlawrev-2159	90	9	one	one	NUM
inlawrev-2159	90	10	indicator	indicator	NOUN
inlawrev-2159	90	11	of	of	ADP
inlawrev-2159	90	12	the	the	DET
inlawrev-2159	90	13	administrator	administrator	NOUN
inlawrev-2159	90	14	's	's	PART
inlawrev-2159	90	15	effectiveness	effectiveness	NOUN
inlawrev-2159	90	16	is	be	AUX
inlawrev-2159	90	17	his	his	PRON
inlawrev-2159	90	18	use	use	NOUN
inlawrev-2159	90	19	of	of	ADP
inlawrev-2159	90	20	the	the	DET
inlawrev-2159	90	21	various	various	ADJ
inlawrev-2159	90	22	administrative	administrative	ADJ
inlawrev-2159	90	23	tools	tool	NOUN
inlawrev-2159	90	24	available	available	ADJ
inlawrev-2159	90	25	to	to	ADP
inlawrev-2159	90	26	him	he	PRON
inlawrev-2159	90	27	.	.	PUNCT
inlawrev-2159	91	1	22	22	NUM
inlawrev-2159	91	2	the	the	DET
inlawrev-2159	91	3	administrator	administrator	NOUN
inlawrev-2159	91	4	is	be	AUX
inlawrev-2159	91	5	given	give	VERB
inlawrev-2159	91	6	the	the	DET
inlawrev-2159	91	7	power	power	NOUN
inlawrev-2159	91	8	to	to	PART
inlawrev-2159	91	9	bring	bring	VERB
inlawrev-2159	91	10	civil	civil	ADJ
inlawrev-2159	91	11	actions.23	actions.23	PROPN
inlawrev-2159	91	12	he	he	PRON
inlawrev-2159	91	13	may	may	AUX
inlawrev-2159	91	14	seek	seek	VERB
inlawrev-2159	91	15	injunctive	injunctive	ADJ
inlawrev-2159	91	16	relief	relief	NOUN
inlawrev-2159	91	17	for	for	ADP
inlawrev-2159	91	18	violations.24	violations.24	NOUN
inlawrev-2159	91	19	he	he	PRON
inlawrev-2159	91	20	may	may	AUX
inlawrev-2159	91	21	issue	issue	VERB
inlawrev-2159	91	22	cease	cease	VERB
inlawrev-2159	91	23	and	and	CCONJ
inlawrev-2159	91	24	desist	desist	VERB
inlawrev-2159	91	25	orders	order	NOUN
inlawrev-2159	91	26	except	except	SCONJ
inlawrev-2159	91	27	in	in	ADP
inlawrev-2159	91	28	cases	case	NOUN
inlawrev-2159	91	29	of	of	ADP
inlawrev-2159	91	30	alleged	allege	VERB
inlawrev-2159	91	31	unconscionable	unconscionable	ADJ
inlawrev-2159	91	32	conduct	conduct	NOUN
inlawrev-2159	91	33	.	.	PUNCT
inlawrev-2159	92	1	25	25	NUM
inlawrev-2159	92	2	he	he	PRON
inlawrev-2159	92	3	may	may	AUX
inlawrev-2159	92	4	in	in	ADP
inlawrev-2159	92	5	some	some	DET
inlawrev-2159	92	6	cases	case	NOUN
inlawrev-2159	92	7	obtain	obtain	VERB
inlawrev-2159	92	8	a	a	DET
inlawrev-2159	92	9	restraining	restraining	NOUN
inlawrev-2159	92	10	order.26	order.26	NOUN
inlawrev-2159	92	11	he	he	PRON
inlawrev-2159	92	12	may	may	AUX
inlawrev-2159	92	13	accept	accept	VERB
inlawrev-2159	92	14	voluntary	voluntary	ADJ
inlawrev-2159	92	15	assurances	assurance	NOUN
inlawrev-2159	92	16	of	of	ADP
inlawrev-2159	92	17	discontinuance	discontinuance	NOUN
inlawrev-2159	92	18	of	of	ADP
inlawrev-2159	92	19	violations	violation	NOUN
inlawrev-2159	92	20	.	.	PUNCT
inlawrev-2159	93	1	27	27	NUM
inlawrev-2159	93	2	howann	howann	NOUN
inlawrev-2159	93	3	.	.	PUNCT
inlawrev-2159	94	1	§	§	VERB
inlawrev-2159	94	2	9	9	NUM
inlawrev-2159	94	3	-	-	SYM
inlawrev-2159	94	4	88	88	NUM
inlawrev-2159	94	5	(	(	PUNCT
inlawrev-2159	94	6	1957	1957	NUM
inlawrev-2159	94	7	)	)	PUNCT
inlawrev-2159	94	8	.	.	PUNCT
inlawrev-2159	95	1	this	this	DET
inlawrev-2159	95	2	fact	fact	NOUN
inlawrev-2159	95	3	has	have	AUX
inlawrev-2159	95	4	been	be	AUX
inlawrev-2159	95	5	cited	cite	VERB
inlawrev-2159	95	6	as	as	ADP
inlawrev-2159	95	7	an	an	DET
inlawrev-2159	95	8	argument	argument	NOUN
inlawrev-2159	95	9	for	for	ADP
inlawrev-2159	95	10	placing	place	VERB
inlawrev-2159	95	11	greater	great	ADJ
inlawrev-2159	95	12	responsibility	responsibility	NOUN
inlawrev-2159	95	13	for	for	ADP
inlawrev-2159	95	14	enforcement	enforcement	NOUN
inlawrev-2159	95	15	in	in	ADP
inlawrev-2159	95	16	the	the	DET
inlawrev-2159	95	17	hands	hand	NOUN
inlawrev-2159	95	18	of	of	ADP
inlawrev-2159	95	19	private	private	ADJ
inlawrev-2159	95	20	individuals	individual	NOUN
inlawrev-2159	95	21	.	.	PUNCT
inlawrev-2159	96	1	see	see	VERB
inlawrev-2159	96	2	spanogle	spanogle	NOUN
inlawrev-2159	96	3	,	,	PUNCT
inlawrev-2159	96	4	why	why	SCONJ
inlawrev-2159	96	5	does	do	AUX
inlawrev-2159	96	6	the	the	DET
inlawrev-2159	96	7	proposed	propose	VERB
inlawrev-2159	96	8	consumer	consumer	NOUN
inlawrev-2159	96	9	credit	credit	NOUN
inlawrev-2159	96	10	code	code	NOUN
inlawrev-2159	96	11	eschew	eschew	VERB
inlawrev-2159	96	12	private	private	ADJ
inlawrev-2159	96	13	enforcement	enforcement	NOUN
inlawrev-2159	96	14	?	?	PUNCT
inlawrev-2159	96	15	,	,	PUNCT
inlawrev-2159	97	1	23	23	NUM
inlawrev-2159	97	2	bus	bus	NOUN
inlawrev-2159	97	3	.	.	PUNCT
inlawrev-2159	97	4	law	law	NOUN
inlawrev-2159	97	5	.	.	PUNCT
inlawrev-2159	98	1	1039	1039	NUM
inlawrev-2159	98	2	(	(	PUNCT
inlawrev-2159	98	3	1968	1968	NUM
inlawrev-2159	98	4	)	)	PUNCT
inlawrev-2159	98	5	.	.	PUNCT
inlawrev-2159	99	1	70see	70see	PROPN
inlawrev-2159	99	2	appendix	appendix	NOUN
inlawrev-2159	99	3	,	,	PUNCT
inlawrev-2159	99	4	question	question	VERB
inlawrev-2159	99	5	no	no	INTJ
inlawrev-2159	99	6	.	.	NOUN
inlawrev-2159	100	1	4	4	NUM
inlawrev-2159	100	2	.	.	NOUN
inlawrev-2159	100	3	7	7	NUM
inlawrev-2159	100	4	}	}	PUNCT
inlawrev-2159	100	5	e.g.	e.g.	ADV
inlawrev-2159	100	6	,	,	PUNCT
inlawrev-2159	100	7	in	in	ADP
inlawrev-2159	100	8	colorado	colorado	PROPN
inlawrev-2159	100	9	,	,	PUNCT
inlawrev-2159	100	10	the	the	DET
inlawrev-2159	100	11	only	only	ADJ
inlawrev-2159	100	12	interests	interest	NOUN
inlawrev-2159	100	13	which	which	PRON
inlawrev-2159	100	14	are	be	AUX
inlawrev-2159	100	15	required	require	VERB
inlawrev-2159	100	16	to	to	PART
inlawrev-2159	100	17	be	be	AUX
inlawrev-2159	100	18	given	give	VERB
inlawrev-2159	100	19	representation	representation	NOUN
inlawrev-2159	100	20	are	be	AUX
inlawrev-2159	100	21	those	those	PRON
inlawrev-2159	100	22	of	of	ADP
inlawrev-2159	100	23	the	the	DET
inlawrev-2159	100	24	business	business	NOUN
inlawrev-2159	100	25	and	and	CCONJ
inlawrev-2159	100	26	insurance	insurance	NOUN
inlawrev-2159	100	27	industries	industry	NOUN
inlawrev-2159	100	28	.	.	PUNCT
inlawrev-2159	101	1	see	see	VERB
inlawrev-2159	101	2	colo	colo	PROPN
inlawrev-2159	101	3	.	.	PUNCT
inlawrev-2159	102	1	rev	rev	PROPN
inlawrev-2159	102	2	.	.	PROPN
inlawrev-2159	102	3	stat	stat	PROPN
inlawrev-2159	102	4	.	.	PUNCT
inlawrev-2159	103	1	ann	ann	PROPN
inlawrev-2159	103	2	.	.	PUNCT
inlawrev-2159	104	1	§	§	PROPN
inlawrev-2159	104	2	73	73	NUM
inlawrev-2159	104	3	-	-	SYM
inlawrev-2159	104	4	6	6	NUM
inlawrev-2159	104	5	-	-	PUNCT
inlawrev-2159	104	6	401	401	NUM
inlawrev-2159	104	7	(	(	PUNCT
inlawrev-2159	104	8	supp	supp	PROPN
inlawrev-2159	104	9	.	.	PUNCT
inlawrev-2159	104	10	1971	1971	NUM
inlawrev-2159	104	11	)	)	PUNCT
inlawrev-2159	104	12	.	.	PUNCT
inlawrev-2159	105	1	22	22	NUM
inlawrev-2159	105	2	in	in	ADP
inlawrev-2159	105	3	fact	fact	NOUN
inlawrev-2159	105	4	,	,	PUNCT
inlawrev-2159	105	5	professor	professor	NOUN
inlawrev-2159	105	6	miller	miller	PROPN
inlawrev-2159	105	7	seems	seem	VERB
inlawrev-2159	105	8	to	to	PART
inlawrev-2159	105	9	equate	equate	VERB
inlawrev-2159	105	10	the	the	DET
inlawrev-2159	105	11	use	use	NOUN
inlawrev-2159	105	12	of	of	ADP
inlawrev-2159	105	13	various	various	ADJ
inlawrev-2159	105	14	remedies	remedy	NOUN
inlawrev-2159	105	15	with	with	ADP
inlawrev-2159	105	16	aggressiveness	aggressiveness	NOUN
inlawrev-2159	105	17	.	.	PUNCT
inlawrev-2159	106	1	see	see	VERB
inlawrev-2159	106	2	miller	miller	PROPN
inlawrev-2159	106	3	,	,	PUNCT
inlawrev-2159	106	4	enforcement	enforcement	NOUN
inlawrev-2159	106	5	of	of	ADP
inlawrev-2159	106	6	the	the	DET
inlawrev-2159	106	7	uniform	uniform	ADJ
inlawrev-2159	106	8	consumer	consumer	NOUN
inlawrev-2159	106	9	credit	credit	NOUN
inlawrev-2159	106	10	code	code	NOUN
inlawrev-2159	106	11	:	:	PUNCT
inlawrev-2159	106	12	observations	observation	NOUN
inlawrev-2159	106	13	from	from	ADP
inlawrev-2159	106	14	the	the	DET
inlawrev-2159	106	15	oklahoma	oklahoma	PROPN
inlawrev-2159	106	16	and	and	CCONJ
inlawrev-2159	106	17	federal	federal	ADJ
inlawrev-2159	106	18	experiences	experience	NOUN
inlawrev-2159	106	19	,	,	PUNCT
inlawrev-2159	106	20	51	51	NUM
inlawrev-2159	106	21	n.c.l	n.c.l	NOUN
inlawrev-2159	106	22	.	.	PUNCT
inlawrev-2159	107	1	rev	rev	PROPN
inlawrev-2159	107	2	.	.	PROPN
inlawrev-2159	107	3	1229	1229	NUM
inlawrev-2159	107	4	,	,	PUNCT
inlawrev-2159	107	5	1256	1256	NUM
inlawrev-2159	107	6	-	-	SYM
inlawrev-2159	107	7	57	57	NUM
inlawrev-2159	107	8	(	(	PUNCT
inlawrev-2159	107	9	1973	1973	NUM
inlawrev-2159	107	10	)	)	PUNCT
inlawrev-2159	107	11	.	.	PUNCT
inlawrev-2159	108	1	23uccc	23uccc	PROPN
inlawrev-2159	108	2	§	§	PROPN
inlawrev-2159	108	3	6.113	6.113	NUM
inlawrev-2159	108	4	.	.	PUNCT
inlawrev-2159	108	5	24uccc	24uccc	NUM
inlawrev-2159	109	1	§	§	VERB
inlawrev-2159	109	2	§	§	NOUN
inlawrev-2159	109	3	6.110	6.110	NUM
inlawrev-2159	109	4	,	,	PUNCT
inlawrev-2159	109	5	6.111	6.111	NUM
inlawrev-2159	109	6	(	(	PUNCT
inlawrev-2159	109	7	unconscionable	unconscionable	ADJ
inlawrev-2159	109	8	conduct	conduct	NOUN
inlawrev-2159	109	9	)	)	PUNCT
inlawrev-2159	109	10	.	.	PUNCT
inlawrev-2159	110	1	25uccc	25uccc	NUM
inlawrev-2159	111	1	§	§	VERB
inlawrev-2159	111	2	6.108	6.108	NUM
inlawrev-2159	111	3	.	.	PUNCT
inlawrev-2159	112	1	26uccc	26uccc	NUM
inlawrev-2159	113	1	§	§	PROPN
inlawrev-2159	113	2	6.112	6.112	NUM
inlawrev-2159	113	3	.	.	PUNCT
inlawrev-2159	114	1	27uccc	27uccc	X
inlawrev-2159	115	1	§	§	PROPN
inlawrev-2159	115	2	6.109	6.109	NUM
inlawrev-2159	115	3	.	.	PUNCT
inlawrev-2159	115	4	832	832	NUM
inlawrev-2159	115	5	indiana	indiana	PROPN
inlawrev-2159	115	6	law	law	PROPN
inlawrev-2159	115	7	review	review	NOUN
inlawrev-2159	116	1	[	[	X
inlawrev-2159	116	2	vol	vol	NOUN
inlawrev-2159	116	3	.	.	NOUN
inlawrev-2159	116	4	8:802	8:802	NUM
inlawrev-2159	116	5	ever	ever	ADV
inlawrev-2159	116	6	,	,	PUNCT
inlawrev-2159	116	7	all	all	PRON
inlawrev-2159	116	8	of	of	ADP
inlawrev-2159	116	9	these	these	DET
inlawrev-2159	116	10	procedures	procedure	NOUN
inlawrev-2159	116	11	are	be	AUX
inlawrev-2159	116	12	discretionary	discretionary	ADJ
inlawrev-2159	116	13	,	,	PUNCT
inlawrev-2159	116	14	28	28	NUM
inlawrev-2159	116	15	and	and	CCONJ
inlawrev-2159	116	16	the	the	DET
inlawrev-2159	116	17	administrator	administrator	NOUN
inlawrev-2159	116	18	can	can	AUX
inlawrev-2159	116	19	not	not	PART
inlawrev-2159	116	20	be	be	AUX
inlawrev-2159	116	21	forced	force	VERB
inlawrev-2159	116	22	to	to	PART
inlawrev-2159	116	23	employ	employ	VERB
inlawrev-2159	116	24	any	any	PRON
inlawrev-2159	116	25	of	of	ADP
inlawrev-2159	116	26	them.29	them.29	NOUN
inlawrev-2159	116	27	and	and	CCONJ
inlawrev-2159	116	28	,	,	PUNCT
inlawrev-2159	116	29	in	in	ADP
inlawrev-2159	116	30	fact	fact	NOUN
inlawrev-2159	116	31	,	,	PUNCT
inlawrev-2159	116	32	most	most	ADJ
inlawrev-2159	116	33	of	of	ADP
inlawrev-2159	116	34	these	these	DET
inlawrev-2159	116	35	remedies	remedy	NOUN
inlawrev-2159	116	36	have	have	AUX
inlawrev-2159	116	37	not	not	PART
inlawrev-2159	116	38	been	be	AUX
inlawrev-2159	116	39	utilized	utilize	VERB
inlawrev-2159	116	40	.	.	PUNCT
inlawrev-2159	117	1	only	only	ADV
inlawrev-2159	117	2	two	two	NUM
inlawrev-2159	117	3	states	state	NOUN
inlawrev-2159	117	4	surveyed	survey	VERB
inlawrev-2159	117	5	have	have	AUX
inlawrev-2159	117	6	used	use	VERB
inlawrev-2159	117	7	the	the	DET
inlawrev-2159	117	8	civil	civil	ADJ
inlawrev-2159	117	9	action	action	NOUN
inlawrev-2159	117	10	as	as	ADP
inlawrev-2159	117	11	an	an	DET
inlawrev-2159	117	12	enforcing	enforcing	NOUN
inlawrev-2159	117	13	mechanism	mechanism	NOUN
inlawrev-2159	117	14	.	.	PUNCT
inlawrev-2159	118	1	30	30	NUM
inlawrev-2159	119	1	no	no	DET
inlawrev-2159	119	2	administrator	administrator	NOUN
inlawrev-2159	119	3	has	have	AUX
inlawrev-2159	119	4	used	use	VERB
inlawrev-2159	119	5	the	the	DET
inlawrev-2159	119	6	power	power	NOUN
inlawrev-2159	119	7	to	to	PART
inlawrev-2159	119	8	issue	issue	VERB
inlawrev-2159	119	9	a	a	DET
inlawrev-2159	119	10	cease	cease	NOUN
inlawrev-2159	119	11	and	and	CCONJ
inlawrev-2159	119	12	desist	desist	VERB
inlawrev-2159	119	13	order.3	order.3	NOUN
inlawrev-2159	119	14	'	'	PART
inlawrev-2159	119	15	only	only	ADV
inlawrev-2159	119	16	three	three	NUM
inlawrev-2159	119	17	state	state	NOUN
inlawrev-2159	119	18	administrators	administrator	NOUN
inlawrev-2159	119	19	surveyed	survey	VERB
inlawrev-2159	119	20	have	have	AUX
inlawrev-2159	119	21	used	use	VERB
inlawrev-2159	119	22	administrative	administrative	ADJ
inlawrev-2159	119	23	hearings	hearing	NOUN
inlawrev-2159	119	24	and	and	CCONJ
inlawrev-2159	119	25	investigations.32	investigations.32	PROPN
inlawrev-2159	120	1	all	all	PRON
inlawrev-2159	120	2	but	but	SCONJ
inlawrev-2159	120	3	one	one	NUM
inlawrev-2159	120	4	have	have	AUX
inlawrev-2159	120	5	used	use	VERB
inlawrev-2159	120	6	assurances	assurance	NOUN
inlawrev-2159	120	7	of	of	ADP
inlawrev-2159	120	8	voluntary	voluntary	ADJ
inlawrev-2159	120	9	compliance.33	compliance.33	NOUN
inlawrev-2159	120	10	perhaps	perhaps	ADV
inlawrev-2159	120	11	this	this	PRON
inlawrev-2159	120	12	should	should	AUX
inlawrev-2159	120	13	be	be	AUX
inlawrev-2159	120	14	viewed	view	VERB
inlawrev-2159	120	15	as	as	ADP
inlawrev-2159	120	16	encouraging	encourage	VERB
inlawrev-2159	120	17	data	datum	NOUN
inlawrev-2159	120	18	,	,	PUNCT
inlawrev-2159	120	19	indicating	indicate	VERB
inlawrev-2159	120	20	that	that	SCONJ
inlawrev-2159	120	21	there	there	PRON
inlawrev-2159	120	22	are	be	VERB
inlawrev-2159	120	23	few	few	ADJ
inlawrev-2159	120	24	problems	problem	NOUN
inlawrev-2159	120	25	,	,	PUNCT
inlawrev-2159	120	26	and	and	CCONJ
inlawrev-2159	120	27	that	that	SCONJ
inlawrev-2159	120	28	all	all	DET
inlawrev-2159	120	29	creditors	creditor	NOUN
inlawrev-2159	120	30	are	be	AUX
inlawrev-2159	120	31	being	be	AUX
inlawrev-2159	120	32	"	"	PUNCT
inlawrev-2159	120	33	good	good	ADJ
inlawrev-2159	120	34	guys	guy	NOUN
inlawrev-2159	120	35	"	"	PUNCT
inlawrev-2159	120	36	and	and	CCONJ
inlawrev-2159	120	37	are	be	AUX
inlawrev-2159	120	38	complying	comply	VERB
inlawrev-2159	120	39	with	with	ADP
inlawrev-2159	120	40	the	the	DET
inlawrev-2159	120	41	code	code	NOUN
inlawrev-2159	120	42	.	.	PUNCT
inlawrev-2159	121	1	alternatively	alternatively	ADV
inlawrev-2159	121	2	,	,	PUNCT
inlawrev-2159	121	3	the	the	DET
inlawrev-2159	121	4	data	datum	NOUN
inlawrev-2159	121	5	may	may	AUX
inlawrev-2159	121	6	indicate	indicate	VERB
inlawrev-2159	121	7	unaggressive	unaggressive	ADJ
inlawrev-2159	121	8	administrators	administrator	NOUN
inlawrev-2159	121	9	who	who	PRON
inlawrev-2159	121	10	are	be	AUX
inlawrev-2159	121	11	not	not	PART
inlawrev-2159	121	12	seeking	seek	VERB
inlawrev-2159	121	13	out	out	ADP
inlawrev-2159	121	14	conduct	conduct	NOUN
inlawrev-2159	121	15	abusive	abusive	ADJ
inlawrev-2159	121	16	to	to	ADP
inlawrev-2159	121	17	consumers	consumer	NOUN
inlawrev-2159	121	18	'	'	PART
inlawrev-2159	121	19	rights	right	NOUN
inlawrev-2159	121	20	.	.	PUNCT
inlawrev-2159	122	1	with	with	ADP
inlawrev-2159	122	2	almost	almost	ADV
inlawrev-2159	122	3	sole	sole	ADJ
inlawrev-2159	122	4	enforcement	enforcement	NOUN
inlawrev-2159	122	5	of	of	ADP
inlawrev-2159	122	6	the	the	DET
inlawrev-2159	122	7	code	code	NOUN
inlawrev-2159	122	8	in	in	ADP
inlawrev-2159	122	9	a	a	DET
inlawrev-2159	122	10	public	public	ADJ
inlawrev-2159	122	11	agency	agency	NOUN
inlawrev-2159	122	12	,	,	PUNCT
inlawrev-2159	122	13	an	an	DET
inlawrev-2159	122	14	aggressive	aggressive	ADJ
inlawrev-2159	122	15	administrator	administrator	NOUN
inlawrev-2159	122	16	should	should	AUX
inlawrev-2159	122	17	bring	bring	VERB
inlawrev-2159	122	18	test	test	NOUN
inlawrev-2159	122	19	cases	case	NOUN
inlawrev-2159	122	20	when	when	SCONJ
inlawrev-2159	122	21	the	the	DET
inlawrev-2159	122	22	statute	statute	NOUN
inlawrev-2159	122	23	is	be	AUX
inlawrev-2159	122	24	less	less	ADJ
inlawrev-2159	122	25	than	than	ADP
inlawrev-2159	122	26	clear	clear	ADJ
inlawrev-2159	122	27	or	or	CCONJ
inlawrev-2159	122	28	silent	silent	ADJ
inlawrev-2159	122	29	and	and	CCONJ
inlawrev-2159	122	30	should	should	AUX
inlawrev-2159	122	31	maintain	maintain	VERB
inlawrev-2159	122	32	a	a	DET
inlawrev-2159	122	33	close	close	ADJ
inlawrev-2159	122	34	watch	watch	NOUN
inlawrev-2159	122	35	for	for	ADP
inlawrev-2159	122	36	areas	area	NOUN
inlawrev-2159	122	37	where	where	SCONJ
inlawrev-2159	122	38	violations	violation	NOUN
inlawrev-2159	122	39	may	may	AUX
inlawrev-2159	122	40	be	be	AUX
inlawrev-2159	122	41	affecting	affect	VERB
inlawrev-2159	122	42	a	a	DET
inlawrev-2159	122	43	number	number	NOUN
inlawrev-2159	122	44	of	of	ADP
inlawrev-2159	122	45	consumers.34	consumers.34	NOUN
inlawrev-2159	122	46	the	the	DET
inlawrev-2159	122	47	failure	failure	NOUN
inlawrev-2159	122	48	of	of	ADP
inlawrev-2159	122	49	several	several	ADJ
inlawrev-2159	122	50	states	state	NOUN
inlawrev-2159	122	51	even	even	ADV
inlawrev-2159	122	52	to	to	PART
inlawrev-2159	122	53	categorize	categorize	VERB
inlawrev-2159	122	54	complaints35	complaints35	NOUN
inlawrev-2159	122	55	reveals	reveal	VERB
inlawrev-2159	122	56	that	that	SCONJ
inlawrev-2159	122	57	at	at	ADV
inlawrev-2159	122	58	least	least	ADV
inlawrev-2159	122	59	one	one	NUM
inlawrev-2159	122	60	method	method	NOUN
inlawrev-2159	122	61	of	of	ADP
inlawrev-2159	122	62	surveillance	surveillance	NOUN
inlawrev-2159	122	63	on	on	ADP
inlawrev-2159	122	64	behalf	behalf	NOUN
inlawrev-2159	122	65	of	of	ADP
inlawrev-2159	122	66	consumers	consumer	NOUN
inlawrev-2159	122	67	is	be	AUX
inlawrev-2159	122	68	being	be	AUX
inlawrev-2159	122	69	ignored	ignore	VERB
inlawrev-2159	122	70	.	.	PUNCT
inlawrev-2159	123	1	an	an	DET
inlawrev-2159	123	2	overall	overall	ADJ
inlawrev-2159	123	3	picture	picture	NOUN
inlawrev-2159	123	4	of	of	ADP
inlawrev-2159	123	5	administration	administration	NOUN
inlawrev-2159	123	6	is	be	AUX
inlawrev-2159	123	7	provided	provide	VERB
inlawrev-2159	123	8	by	by	ADP
inlawrev-2159	123	9	the	the	DET
inlawrev-2159	123	10	staffing	staffing	NOUN
inlawrev-2159	123	11	of	of	ADP
inlawrev-2159	123	12	the	the	DET
inlawrev-2159	123	13	administrative	administrative	ADJ
inlawrev-2159	123	14	offices	office	NOUN
inlawrev-2159	123	15	.	.	PUNCT
inlawrev-2159	124	1	few	few	ADJ
inlawrev-2159	124	2	,	,	PUNCT
inlawrev-2159	124	3	if	if	SCONJ
inlawrev-2159	124	4	any	any	PRON
inlawrev-2159	124	5	,	,	PUNCT
inlawrev-2159	124	6	attorneys	attorney	NOUN
inlawrev-2159	124	7	are	be	AUX
inlawrev-2159	124	8	employed	employ	VERB
inlawrev-2159	124	9	by	by	ADP
inlawrev-2159	124	10	the	the	DET
inlawrev-2159	124	11	administrators	administrator	NOUN
inlawrev-2159	124	12	to	to	PART
inlawrev-2159	124	13	handle	handle	VERB
inlawrev-2159	124	14	legal	legal	ADJ
inlawrev-2159	124	15	problems	problem	NOUN
inlawrev-2159	124	16	in	in	ADP
inlawrev-2159	124	17	the	the	DET
inlawrev-2159	124	18	office	office	NOUN
inlawrev-2159	124	19	,	,	PUNCT
inlawrev-2159	124	20	to	to	PART
inlawrev-2159	124	21	interpret	interpret	VERB
inlawrev-2159	124	22	the	the	DET
inlawrev-2159	124	23	law	law	NOUN
inlawrev-2159	124	24	,	,	PUNCT
inlawrev-2159	124	25	or	or	CCONJ
inlawrev-2159	124	26	to	to	PART
inlawrev-2159	124	27	take	take	VERB
inlawrev-2159	124	28	action	action	NOUN
inlawrev-2159	124	29	against	against	ADP
inlawrev-2159	124	30	violators	violator	NOUN
inlawrev-2159	124	31	.	.	PUNCT
inlawrev-2159	125	1	36	36	NUM
inlawrev-2159	125	2	often	often	ADV
inlawrev-2159	125	3	there	there	PRON
inlawrev-2159	125	4	is	be	VERB
inlawrev-2159	125	5	no	no	DET
inlawrev-2159	125	6	attorney	attorney	NOUN
inlawrev-2159	125	7	at	at	ADV
inlawrev-2159	125	8	all	all	ADV
inlawrev-2159	125	9	.	.	PUNCT
inlawrev-2159	126	1	it	it	PRON
inlawrev-2159	126	2	is	be	AUX
inlawrev-2159	126	3	difficult	difficult	ADJ
inlawrev-2159	126	4	to	to	PART
inlawrev-2159	126	5	imagine	imagine	VERB
inlawrev-2159	126	6	the	the	DET
inlawrev-2159	126	7	28under	28under	NUM
inlawrev-2159	126	8	the	the	DET
inlawrev-2159	126	9	wisconsin	wisconsin	PROPN
inlawrev-2159	126	10	consumer	consumer	PROPN
inlawrev-2159	126	11	act	act	PROPN
inlawrev-2159	126	12	,	,	PUNCT
inlawrev-2159	126	13	the	the	DET
inlawrev-2159	126	14	administrator	administrator	NOUN
inlawrev-2159	126	15	may	may	AUX
inlawrev-2159	126	16	investigate	investigate	VERB
inlawrev-2159	126	17	if	if	SCONJ
inlawrev-2159	126	18	he	he	PRON
inlawrev-2159	126	19	has	have	VERB
inlawrev-2159	126	20	reason	reason	NOUN
inlawrev-2159	126	21	to	to	PART
inlawrev-2159	126	22	believe	believe	VERB
inlawrev-2159	126	23	that	that	SCONJ
inlawrev-2159	126	24	violations	violation	NOUN
inlawrev-2159	126	25	are	be	AUX
inlawrev-2159	126	26	occurring	occur	VERB
inlawrev-2159	126	27	,	,	PUNCT
inlawrev-2159	126	28	and	and	CCONJ
inlawrev-2159	126	29	he	he	PRON
inlawrev-2159	126	30	must	must	AUX
inlawrev-2159	126	31	investigate	investigate	VERB
inlawrev-2159	126	32	upon	upon	SCONJ
inlawrev-2159	126	33	the	the	DET
inlawrev-2159	126	34	filing	filing	NOUN
inlawrev-2159	126	35	of	of	ADP
inlawrev-2159	126	36	five	five	NUM
inlawrev-2159	126	37	verified	verified	ADJ
inlawrev-2159	126	38	complaints	complaint	NOUN
inlawrev-2159	126	39	of	of	ADP
inlawrev-2159	126	40	violations	violation	NOUN
inlawrev-2159	126	41	of	of	ADP
inlawrev-2159	126	42	the	the	DET
inlawrev-2159	126	43	act	act	NOUN
inlawrev-2159	126	44	.	.	PUNCT
inlawrev-2159	127	1	wis	wis	PROPN
inlawrev-2159	127	2	.	.	PUNCT
inlawrev-2159	128	1	stat	stat	PROPN
inlawrev-2159	128	2	.	.	PUNCT
inlawrev-2159	129	1	ann	ann	PROPN
inlawrev-2159	129	2	.	.	PUNCT
inlawrev-2159	130	1	§	§	PROPN
inlawrev-2159	130	2	426.106	426.106	PROPN
inlawrev-2159	130	3	(	(	PUNCT
inlawrev-2159	130	4	1974	1974	NUM
inlawrev-2159	130	5	)	)	PUNCT
inlawrev-2159	130	6	.	.	PUNCT
inlawrev-2159	131	1	see	see	VERB
inlawrev-2159	131	2	mildenburg	mildenburg	NOUN
inlawrev-2159	131	3	,	,	PUNCT
inlawrev-2159	131	4	powers	power	NOUN
inlawrev-2159	131	5	and	and	CCONJ
inlawrev-2159	131	6	duties	duty	NOUN
inlawrev-2159	131	7	of	of	ADP
inlawrev-2159	131	8	the	the	DET
inlawrev-2159	131	9	administrator	administrator	NOUN
inlawrev-2159	131	10	under	under	ADP
inlawrev-2159	131	11	the	the	DET
inlawrev-2159	131	12	wisconsin	wisconsin	PROPN
inlawrev-2159	131	13	consumer	consumer	PROPN
inlawrev-2159	131	14	act	act	PROPN
inlawrev-2159	131	15	,	,	PUNCT
inlawrev-2159	131	16	49	49	NUM
inlawrev-2159	131	17	wis	wis	NOUN
inlawrev-2159	131	18	.	.	PUNCT
inlawrev-2159	132	1	bus	bus	NOUN
inlawrev-2159	132	2	.	.	PUNCT
inlawrev-2159	133	1	bull	bull	NOUN
inlawrev-2159	133	2	.	.	PUNCT
inlawrev-2159	134	1	53,54	53,54	NUM
inlawrev-2159	134	2	(	(	PUNCT
inlawrev-2159	134	3	1973	1973	NUM
inlawrev-2159	134	4	)	)	PUNCT
inlawrev-2159	134	5	.	.	PUNCT
inlawrev-2159	135	1	29c/.	29c/.	NUM
inlawrev-2159	135	2	saucke	saucke	NOUN
inlawrev-2159	135	3	v.	v.	ADP
inlawrev-2159	135	4	ftc	ftc	PROPN
inlawrev-2159	135	5	,	,	PUNCT
inlawrev-2159	135	6	333	333	NUM
inlawrev-2159	135	7	f.	f.	PROPN
inlawrev-2159	135	8	supp	supp	PROPN
inlawrev-2159	135	9	.	.	PUNCT
inlawrev-2159	135	10	1197	1197	NUM
inlawrev-2159	135	11	(	(	PUNCT
inlawrev-2159	135	12	n.d	n.d	PROPN
inlawrev-2159	135	13	.	.	PROPN
inlawrev-2159	135	14	ga	ga	PROPN
inlawrev-2159	135	15	.	.	PROPN
inlawrev-2159	135	16	1971	1971	NUM
inlawrev-2159	135	17	)	)	PUNCT
inlawrev-2159	135	18	(	(	PUNCT
inlawrev-2159	135	19	consumer	consumer	NOUN
inlawrev-2159	135	20	credit	credit	NOUN
inlawrev-2159	135	21	protection	protection	PROPN
inlawrev-2159	135	22	act	act	PROPN
inlawrev-2159	135	23	case	case	NOUN
inlawrev-2159	135	24	)	)	PUNCT
inlawrev-2159	135	25	.	.	PUNCT
inlawrev-2159	136	1	30appendix	30appendix	NUM
inlawrev-2159	136	2	,	,	PUNCT
inlawrev-2159	136	3	question	question	VERB
inlawrev-2159	136	4	no	no	INTJ
inlawrev-2159	136	5	.	.	NOUN
inlawrev-2159	136	6	16	16	NUM
inlawrev-2159	136	7	.	.	PUNCT
inlawrev-2159	137	1	cases	case	NOUN
inlawrev-2159	137	2	have	have	AUX
inlawrev-2159	137	3	generally	generally	ADV
inlawrev-2159	137	4	been	be	AUX
inlawrev-2159	137	5	settled	settle	VERB
inlawrev-2159	137	6	out	out	ADP
inlawrev-2159	137	7	of	of	ADP
inlawrev-2159	137	8	court	court	NOUN
inlawrev-2159	137	9	or	or	CCONJ
inlawrev-2159	137	10	resulted	result	VERB
inlawrev-2159	137	11	in	in	ADP
inlawrev-2159	137	12	judgments	judgment	NOUN
inlawrev-2159	137	13	in	in	ADP
inlawrev-2159	137	14	favor	favor	NOUN
inlawrev-2159	137	15	of	of	ADP
inlawrev-2159	137	16	the	the	DET
inlawrev-2159	137	17	administrator	administrator	NOUN
inlawrev-2159	137	18	.	.	PUNCT
inlawrev-2159	138	1	see	see	VERB
inlawrev-2159	138	2	miller	miller	PROPN
inlawrev-2159	138	3	,	,	PUNCT
inlawrev-2159	138	4	enforcement	enforcement	NOUN
inlawrev-2159	138	5	of	of	ADP
inlawrev-2159	138	6	the	the	DET
inlawrev-2159	138	7	uniform	uniform	ADJ
inlawrev-2159	138	8	consumer	consumer	NOUN
inlawrev-2159	138	9	credit	credit	NOUN
inlawrev-2159	138	10	code	code	NOUN
inlawrev-2159	138	11	:	:	PUNCT
inlawrev-2159	138	12	observations	observation	NOUN
inlawrev-2159	138	13	from	from	ADP
inlawrev-2159	138	14	the	the	DET
inlawrev-2159	138	15	oklahoma	oklahoma	PROPN
inlawrev-2159	138	16	and	and	CCONJ
inlawrev-2159	138	17	federal	federal	ADJ
inlawrev-2159	138	18	experiences	experience	NOUN
inlawrev-2159	138	19	,	,	PUNCT
inlawrev-2159	138	20	51	51	NUM
inlawrev-2159	138	21	n.c.l	n.c.l	NOUN
inlawrev-2159	138	22	.	.	PUNCT
inlawrev-2159	139	1	rev	rev	PROPN
inlawrev-2159	139	2	.	.	PROPN
inlawrev-2159	139	3	1229	1229	NUM
inlawrev-2159	139	4	,	,	PUNCT
inlawrev-2159	139	5	1243	1243	NUM
inlawrev-2159	139	6	n.74	n.74	NOUN
inlawrev-2159	139	7	,	,	PUNCT
inlawrev-2159	139	8	1258	1258	NUM
inlawrev-2159	139	9	n.152	n.152	NOUN
inlawrev-2159	139	10	(	(	PUNCT
inlawrev-2159	139	11	1973	1973	NUM
inlawrev-2159	139	12	)	)	PUNCT
inlawrev-2159	139	13	.	.	PUNCT
inlawrev-2159	140	1	3	3	NUM
inlawrev-2159	140	2	'	'	PUNCT
inlawrev-2159	140	3	appendix	appendix	NOUN
inlawrev-2159	140	4	,	,	PUNCT
inlawrev-2159	140	5	question	question	VERB
inlawrev-2159	140	6	no	no	INTJ
inlawrev-2159	140	7	.	.	NOUN
inlawrev-2159	140	8	16	16	NUM
inlawrev-2159	140	9	.	.	PUNCT
inlawrev-2159	141	1	3hd	3hd	ADJ
inlawrev-2159	141	2	.	.	PUNCT
inlawrev-2159	142	1	33id	33id	X
inlawrev-2159	142	2	.	.	PUNCT
inlawrev-2159	143	1	the	the	DET
inlawrev-2159	143	2	seeming	seem	VERB
inlawrev-2159	143	3	readiness	readiness	NOUN
inlawrev-2159	143	4	to	to	PART
inlawrev-2159	143	5	use	use	VERB
inlawrev-2159	143	6	this	this	DET
inlawrev-2159	143	7	procedure	procedure	NOUN
inlawrev-2159	143	8	is	be	AUX
inlawrev-2159	143	9	another	another	DET
inlawrev-2159	143	10	indication	indication	NOUN
inlawrev-2159	143	11	of	of	ADP
inlawrev-2159	143	12	the	the	DET
inlawrev-2159	143	13	direction	direction	NOUN
inlawrev-2159	143	14	that	that	PRON
inlawrev-2159	143	15	administration	administration	NOUN
inlawrev-2159	143	16	of	of	ADP
inlawrev-2159	143	17	the	the	DET
inlawrev-2159	143	18	code	code	NOUN
inlawrev-2159	143	19	has	have	AUX
inlawrev-2159	143	20	taken	take	VERB
inlawrev-2159	143	21	.	.	PUNCT
inlawrev-2159	144	1	34	34	NUM
inlawrev-2159	144	2	cf	cf	NOUN
inlawrev-2159	144	3	.	.	PUNCT
inlawrev-2159	144	4	spanogle	spanogle	NOUN
inlawrev-2159	144	5	,	,	PUNCT
inlawrev-2159	144	6	why	why	SCONJ
inlawrev-2159	144	7	does	do	AUX
inlawrev-2159	144	8	the	the	DET
inlawrev-2159	144	9	proposed	propose	VERB
inlawrev-2159	144	10	uniform	uniform	ADJ
inlawrev-2159	144	11	consumer	consumer	NOUN
inlawrev-2159	144	12	credit	credit	NOUN
inlawrev-2159	144	13	code	code	NOUN
inlawrev-2159	144	14	eschew	eschew	VERB
inlawrev-2159	144	15	private	private	ADJ
inlawrev-2159	144	16	enforcement	enforcement	NOUN
inlawrev-2159	144	17	!	!	PUNCT
inlawrev-2159	145	1	,	,	PUNCT
inlawrev-2159	145	2	23	23	NUM
inlawrev-2159	145	3	bus	bus	NOUN
inlawrev-2159	145	4	.	.	PUNCT
inlawrev-2159	145	5	law	law	NOUN
inlawrev-2159	145	6	.	.	PUNCT
inlawrev-2159	146	1	1039	1039	NUM
inlawrev-2159	146	2	,	,	PUNCT
inlawrev-2159	146	3	1040	1040	NUM
inlawrev-2159	146	4	(	(	PUNCT
inlawrev-2159	146	5	1968	1968	NUM
inlawrev-2159	146	6	)	)	PUNCT
inlawrev-2159	146	7	.	.	PUNCT
inlawrev-2159	147	1	"	"	PUNCT
inlawrev-2159	147	2	appendix	appendix	NOUN
inlawrev-2159	147	3	,	,	PUNCT
inlawrev-2159	147	4	question	question	VERB
inlawrev-2159	147	5	no	no	INTJ
inlawrev-2159	147	6	.	.	NOUN
inlawrev-2159	147	7	20	20	NUM
inlawrev-2159	147	8	.	.	PUNCT
inlawrev-2159	148	1	36appendix	36appendix	NUM
inlawrev-2159	148	2	,	,	PUNCT
inlawrev-2159	148	3	question	question	VERB
inlawrev-2159	148	4	no	no	INTJ
inlawrev-2159	148	5	.	.	NOUN
inlawrev-2159	148	6	6	6	NUM
inlawrev-2159	148	7	.	.	X
inlawrev-2159	149	1	among	among	ADP
inlawrev-2159	149	2	the	the	DET
inlawrev-2159	149	3	states	state	NOUN
inlawrev-2159	149	4	responding	respond	VERB
inlawrev-2159	149	5	,	,	PUNCT
inlawrev-2159	149	6	no	no	DET
inlawrev-2159	149	7	full	full	ADJ
inlawrev-2159	149	8	-	-	PUNCT
inlawrev-2159	149	9	time	time	NOUN
inlawrev-2159	149	10	attorneys	attorney	NOUN
inlawrev-2159	149	11	are	be	AUX
inlawrev-2159	149	12	employed	employ	VERB
inlawrev-2159	149	13	,	,	PUNCT
inlawrev-2159	149	14	and	and	CCONJ
inlawrev-2159	149	15	no	no	DET
inlawrev-2159	149	16	more	more	ADJ
inlawrev-2159	149	17	than	than	ADP
inlawrev-2159	149	18	one	one	NUM
inlawrev-2159	149	19	part	part	ADJ
inlawrev-2159	149	20	-	-	PUNCT
inlawrev-2159	149	21	time	time	NOUN
inlawrev-2159	149	22	attorney	attorney	NOUN
inlawrev-2159	149	23	is	be	AUX
inlawrev-2159	149	24	employed	employ	VERB
inlawrev-2159	149	25	in	in	ADP
inlawrev-2159	149	26	any	any	DET
inlawrev-2159	149	27	state	state	NOUN
inlawrev-2159	149	28	.	.	PUNCT
inlawrev-2159	150	1	1975	1975	NUM
inlawrev-2159	150	2	]	]	PUNCT
inlawrev-2159	151	1	the	the	DET
inlawrev-2159	151	2	uniform	uniform	ADJ
inlawrev-2159	151	3	consumer	consumer	NOUN
inlawrev-2159	151	4	credit	credit	NOUN
inlawrev-2159	151	5	code	code	NOUN
inlawrev-2159	151	6	833	833	NUM
inlawrev-2159	151	7	code	code	NOUN
inlawrev-2159	151	8	being	be	AUX
inlawrev-2159	151	9	effective	effective	ADJ
inlawrev-2159	151	10	without	without	ADP
inlawrev-2159	151	11	a	a	DET
inlawrev-2159	151	12	legal	legal	ADJ
inlawrev-2159	151	13	staff	staff	NOUN
inlawrev-2159	151	14	to	to	PART
inlawrev-2159	151	15	implement	implement	VERB
inlawrev-2159	151	16	it	it	PRON
inlawrev-2159	151	17	.	.	PUNCT
inlawrev-2159	152	1	moreover	moreover	ADV
inlawrev-2159	152	2	,	,	PUNCT
inlawrev-2159	152	3	there	there	PRON
inlawrev-2159	152	4	is	be	VERB
inlawrev-2159	152	5	a	a	DET
inlawrev-2159	152	6	serious	serious	ADJ
inlawrev-2159	152	7	question	question	NOUN
inlawrev-2159	152	8	in	in	ADP
inlawrev-2159	152	9	a	a	DET
inlawrev-2159	152	10	few	few	ADJ
inlawrev-2159	152	11	states	state	NOUN
inlawrev-2159	152	12	as	as	ADP
inlawrev-2159	152	13	to	to	ADP
inlawrev-2159	152	14	whether	whether	SCONJ
inlawrev-2159	152	15	the	the	DET
inlawrev-2159	152	16	administrator	administrator	NOUN
inlawrev-2159	152	17	can	can	AUX
inlawrev-2159	152	18	sue	sue	VERB
inlawrev-2159	152	19	anyone	anyone	PRON
inlawrev-2159	152	20	on	on	ADP
inlawrev-2159	152	21	his	his	PRON
inlawrev-2159	152	22	own	own	ADJ
inlawrev-2159	152	23	initiative.37	initiative.37	NOUN
inlawrev-2159	152	24	although	although	SCONJ
inlawrev-2159	152	25	the	the	DET
inlawrev-2159	152	26	code	code	NOUN
inlawrev-2159	152	27	gives	give	VERB
inlawrev-2159	152	28	the	the	DET
inlawrev-2159	152	29	administrator	administrator	NOUN
inlawrev-2159	152	30	the	the	DET
inlawrev-2159	152	31	authority	authority	NOUN
inlawrev-2159	152	32	to	to	PART
inlawrev-2159	152	33	hire	hire	VERB
inlawrev-2159	152	34	any	any	DET
inlawrev-2159	152	35	necessary	necessary	ADJ
inlawrev-2159	152	36	attorneys,38	attorneys,38	NOUN
inlawrev-2159	152	37	and	and	CCONJ
inlawrev-2159	152	38	to	to	PART
inlawrev-2159	152	39	implement	implement	VERB
inlawrev-2159	152	40	the	the	DET
inlawrev-2159	152	41	various	various	ADJ
inlawrev-2159	152	42	remedies	remedy	NOUN
inlawrev-2159	152	43	,	,	PUNCT
inlawrev-2159	152	44	39	39	NUM
inlawrev-2159	152	45	these	these	DET
inlawrev-2159	152	46	provisions	provision	NOUN
inlawrev-2159	152	47	conflict	conflict	NOUN
inlawrev-2159	152	48	with	with	ADP
inlawrev-2159	152	49	earlier	early	ADJ
inlawrev-2159	152	50	statutes	statute	NOUN
inlawrev-2159	152	51	in	in	ADP
inlawrev-2159	152	52	at	at	ADV
inlawrev-2159	152	53	least	least	ADV
inlawrev-2159	152	54	three	three	NUM
inlawrev-2159	152	55	states	state	NOUN
inlawrev-2159	152	56	giving	give	VERB
inlawrev-2159	152	57	the	the	DET
inlawrev-2159	152	58	attorney	attorney	NOUN
inlawrev-2159	152	59	general	general	NOUN
inlawrev-2159	152	60	the	the	DET
inlawrev-2159	152	61	sole	sole	ADJ
inlawrev-2159	152	62	right	right	NOUN
inlawrev-2159	152	63	to	to	PART
inlawrev-2159	152	64	represent	represent	VERB
inlawrev-2159	152	65	the	the	DET
inlawrev-2159	152	66	state40	state40	NOUN
inlawrev-2159	152	67	or	or	CCONJ
inlawrev-2159	152	68	to	to	PART
inlawrev-2159	152	69	appoint	appoint	VERB
inlawrev-2159	152	70	assistant	assistant	NOUN
inlawrev-2159	152	71	attorney	attorney	NOUN
inlawrev-2159	152	72	generals	general	NOUN
inlawrev-2159	152	73	to	to	PART
inlawrev-2159	152	74	represent	represent	VERB
inlawrev-2159	152	75	agencies	agency	NOUN
inlawrev-2159	152	76	.	.	PUNCT
inlawrev-2159	153	1	4	4	NUM
inlawrev-2159	153	2	'	'	PUNCT
inlawrev-2159	153	3	though	though	SCONJ
inlawrev-2159	153	4	it	it	PRON
inlawrev-2159	153	5	would	would	AUX
inlawrev-2159	153	6	seem	seem	VERB
inlawrev-2159	153	7	that	that	SCONJ
inlawrev-2159	153	8	the	the	DET
inlawrev-2159	153	9	later	later	ADV
inlawrev-2159	153	10	-	-	PUNCT
inlawrev-2159	153	11	adopted	adopt	VERB
inlawrev-2159	153	12	code	code	NOUN
inlawrev-2159	153	13	would	would	AUX
inlawrev-2159	153	14	control	control	VERB
inlawrev-2159	153	15	,	,	PUNCT
inlawrev-2159	153	16	none	none	NOUN
inlawrev-2159	153	17	of	of	ADP
inlawrev-2159	153	18	the	the	DET
inlawrev-2159	153	19	administrators	administrator	NOUN
inlawrev-2159	153	20	involved	involve	VERB
inlawrev-2159	153	21	has	have	AUX
inlawrev-2159	153	22	yet	yet	ADV
inlawrev-2159	153	23	seen	see	VERB
inlawrev-2159	153	24	fit	fit	ADJ
inlawrev-2159	153	25	to	to	PART
inlawrev-2159	153	26	have	have	VERB
inlawrev-2159	153	27	this	this	DET
inlawrev-2159	153	28	matter	matter	NOUN
inlawrev-2159	153	29	resolved	resolve	VERB
inlawrev-2159	153	30	.	.	PUNCT
inlawrev-2159	154	1	whether	whether	SCONJ
inlawrev-2159	154	2	or	or	CCONJ
inlawrev-2159	154	3	not	not	PART
inlawrev-2159	154	4	this	this	PRON
inlawrev-2159	154	5	causes	cause	VERB
inlawrev-2159	154	6	problems	problem	NOUN
inlawrev-2159	154	7	in	in	ADP
inlawrev-2159	154	8	the	the	DET
inlawrev-2159	154	9	day	day	NOUN
inlawrev-2159	154	10	-	-	PUNCT
inlawrev-2159	154	11	to	to	ADP
inlawrev-2159	154	12	-	-	PUNCT
inlawrev-2159	154	13	day	day	NOUN
inlawrev-2159	154	14	administration	administration	NOUN
inlawrev-2159	154	15	of	of	ADP
inlawrev-2159	154	16	the	the	DET
inlawrev-2159	154	17	code	code	NOUN
inlawrev-2159	154	18	,	,	PUNCT
inlawrev-2159	154	19	it	it	PRON
inlawrev-2159	154	20	does	do	AUX
inlawrev-2159	154	21	subject	subject	VERB
inlawrev-2159	154	22	the	the	DET
inlawrev-2159	154	23	code	code	NOUN
inlawrev-2159	154	24	and	and	CCONJ
inlawrev-2159	154	25	its	its	PRON
inlawrev-2159	154	26	administrators	administrator	NOUN
inlawrev-2159	154	27	to	to	ADP
inlawrev-2159	154	28	uncertainty	uncertainty	NOUN
inlawrev-2159	154	29	.	.	PUNCT
inlawrev-2159	155	1	the	the	DET
inlawrev-2159	155	2	influence	influence	NOUN
inlawrev-2159	155	3	of	of	ADP
inlawrev-2159	155	4	the	the	DET
inlawrev-2159	155	5	attorney	attorney	NOUN
inlawrev-2159	155	6	general	general	NOUN
inlawrev-2159	155	7	is	be	AUX
inlawrev-2159	155	8	not	not	PART
inlawrev-2159	155	9	necessary	necessary	ADJ
inlawrev-2159	155	10	,	,	PUNCT
inlawrev-2159	155	11	nor	nor	CCONJ
inlawrev-2159	155	12	does	do	AUX
inlawrev-2159	155	13	it	it	PRON
inlawrev-2159	155	14	facilitate	facilitate	VERB
inlawrev-2159	155	15	efficient	efficient	ADJ
inlawrev-2159	155	16	,	,	PUNCT
inlawrev-2159	155	17	aggressive	aggressive	ADJ
inlawrev-2159	155	18	administrative	administrative	ADJ
inlawrev-2159	155	19	enforcement	enforcement	NOUN
inlawrev-2159	155	20	.	.	PUNCT
inlawrev-2159	156	1	the	the	DET
inlawrev-2159	156	2	policy	policy	NOUN
inlawrev-2159	156	3	considerations	consideration	NOUN
inlawrev-2159	156	4	of	of	ADP
inlawrev-2159	156	5	the	the	DET
inlawrev-2159	156	6	attorney	attorney	NOUN
inlawrev-2159	156	7	general	general	NOUN
inlawrev-2159	156	8	's	's	PART
inlawrev-2159	156	9	office	office	NOUN
inlawrev-2159	156	10	are	be	AUX
inlawrev-2159	156	11	not	not	PART
inlawrev-2159	156	12	likely	likely	ADJ
inlawrev-2159	156	13	to	to	PART
inlawrev-2159	156	14	be	be	AUX
inlawrev-2159	156	15	the	the	DET
inlawrev-2159	156	16	same	same	ADJ
inlawrev-2159	156	17	as	as	ADP
inlawrev-2159	156	18	those	those	PRON
inlawrev-2159	156	19	of	of	ADP
inlawrev-2159	156	20	the	the	DET
inlawrev-2159	156	21	administrator	administrator	NOUN
inlawrev-2159	156	22	,	,	PUNCT
inlawrev-2159	156	23	and	and	CCONJ
inlawrev-2159	156	24	the	the	DET
inlawrev-2159	156	25	attorney	attorney	NOUN
inlawrev-2159	156	26	general	general	NOUN
inlawrev-2159	156	27	's	's	PART
inlawrev-2159	156	28	influence	influence	NOUN
inlawrev-2159	156	29	may	may	AUX
inlawrev-2159	156	30	be	be	AUX
inlawrev-2159	156	31	harmful	harmful	ADJ
inlawrev-2159	156	32	.	.	PUNCT
inlawrev-2159	157	1	in	in	ADP
inlawrev-2159	157	2	indiana	indiana	PROPN
inlawrev-2159	157	3	,	,	PUNCT
inlawrev-2159	157	4	at	at	ADP
inlawrev-2159	157	5	least	least	ADJ
inlawrev-2159	157	6	,	,	PUNCT
inlawrev-2159	157	7	the	the	DET
inlawrev-2159	157	8	conflict	conflict	NOUN
inlawrev-2159	157	9	in	in	ADP
inlawrev-2159	157	10	enforcement	enforcement	NOUN
inlawrev-2159	157	11	runs	run	VERB
inlawrev-2159	157	12	counter	counter	ADV
inlawrev-2159	157	13	to	to	ADP
inlawrev-2159	157	14	the	the	DET
inlawrev-2159	157	15	expectations	expectation	NOUN
inlawrev-2159	157	16	of	of	ADP
inlawrev-2159	157	17	those	those	PRON
inlawrev-2159	157	18	who	who	PRON
inlawrev-2159	157	19	studied	study	VERB
inlawrev-2159	157	20	the	the	DET
inlawrev-2159	157	21	uniform	uniform	ADJ
inlawrev-2159	157	22	draft	draft	NOUN
inlawrev-2159	157	23	of	of	ADP
inlawrev-2159	157	24	the	the	DET
inlawrev-2159	157	25	uccc	uccc	NOUN
inlawrev-2159	157	26	before	before	ADP
inlawrev-2159	157	27	its	its	PRON
inlawrev-2159	157	28	adoption.42	adoption.42	NOUN
inlawrev-2159	157	29	it	it	PRON
inlawrev-2159	157	30	should	should	AUX
inlawrev-2159	157	31	also	also	ADV
inlawrev-2159	157	32	be	be	AUX
inlawrev-2159	157	33	pointed	point	VERB
inlawrev-2159	157	34	out	out	ADP
inlawrev-2159	157	35	that	that	SCONJ
inlawrev-2159	157	36	since	since	SCONJ
inlawrev-2159	157	37	the	the	DET
inlawrev-2159	157	38	possibility	possibility	NOUN
inlawrev-2159	157	39	of	of	ADP
inlawrev-2159	157	40	consumer	consumer	NOUN
inlawrev-2159	157	41	class	class	NOUN
inlawrev-2159	157	42	actions	action	NOUN
inlawrev-2159	157	43	is	be	AUX
inlawrev-2159	157	44	now	now	ADV
inlawrev-2159	157	45	in	in	ADP
inlawrev-2159	157	46	doubt,43	doubt,43	PROPN
inlawrev-2159	157	47	and	and	CCONJ
inlawrev-2159	157	48	restrictions	restriction	NOUN
inlawrev-2159	157	49	have	have	VERB
inlawrev-2159	157	50	37appendix	37appendix	NUM
inlawrev-2159	157	51	,	,	PUNCT
inlawrev-2159	157	52	question	question	VERB
inlawrev-2159	157	53	no	no	INTJ
inlawrev-2159	157	54	.	.	NOUN
inlawrev-2159	157	55	5	5	NUM
inlawrev-2159	157	56	.	.	X
inlawrev-2159	158	1	38uccc	38uccc	NUM
inlawrev-2159	158	2	§	§	NOUN
inlawrev-2159	158	3	6.104(1	6.104(1	NUM
inlawrev-2159	158	4	)	)	PUNCT
inlawrev-2159	158	5	(	(	PUNCT
inlawrev-2159	158	6	g	g	NOUN
inlawrev-2159	158	7	)	)	PUNCT
inlawrev-2159	158	8	.	.	PUNCT
inlawrev-2159	159	1	39uccc	39uccc	NUM
inlawrev-2159	160	1	§	§	PROPN
inlawrev-2159	160	2	6.110	6.110	NUM
inlawrev-2159	160	3	.	.	PUNCT
inlawrev-2159	160	4	40ind	40ind	NOUN
inlawrev-2159	160	5	.	.	PUNCT
inlawrev-2159	161	1	code	code	PROPN
inlawrev-2159	161	2	§	§	PROPN
inlawrev-2159	161	3	4	4	NUM
inlawrev-2159	161	4	-	-	SYM
inlawrev-2159	161	5	6	6	NUM
inlawrev-2159	161	6	-	-	PUNCT
inlawrev-2159	161	7	3	3	NUM
inlawrev-2159	161	8	-	-	SYM
inlawrev-2159	161	9	1	1	NUM
inlawrev-2159	161	10	(	(	PUNCT
inlawrev-2159	161	11	burns	burn	NOUN
inlawrev-2159	161	12	1974	1974	NUM
inlawrev-2159	161	13	)	)	PUNCT
inlawrev-2159	161	14	;	;	PUNCT
inlawrev-2159	161	15	utah	utah	PROPN
inlawrev-2159	161	16	code	code	PROPN
inlawrev-2159	161	17	ann	ann	PROPN
inlawrev-2159	161	18	.	.	PUNCT
inlawrev-2159	162	1	§	§	PROPN
inlawrev-2159	162	2	7	7	NUM
inlawrev-2159	162	3	-	-	SYM
inlawrev-2159	162	4	1	1	NUM
inlawrev-2159	162	5	-	-	SYM
inlawrev-2159	162	6	24	24	NUM
inlawrev-2159	162	7	(	(	PUNCT
inlawrev-2159	162	8	1971	1971	NUM
inlawrev-2159	162	9	repl	repl	NOUN
inlawrev-2159	162	10	.	.	PUNCT
inlawrev-2159	162	11	)	)	PUNCT
inlawrev-2159	162	12	;	;	PUNCT
inlawrev-2159	162	13	wyo	wyo	PROPN
inlawrev-2159	162	14	.	.	PROPN
inlawrev-2159	162	15	stat	stat	PROPN
inlawrev-2159	162	16	.	.	PUNCT
inlawrev-2159	163	1	ann	ann	PROPN
inlawrev-2159	163	2	.	.	PUNCT
inlawrev-2159	164	1	§	§	PROPN
inlawrev-2159	164	2	9	9	NUM
inlawrev-2159	164	3	-	-	SYM
inlawrev-2159	164	4	113	113	NUM
inlawrev-2159	164	5	(	(	PUNCT
inlawrev-2159	164	6	1959	1959	NUM
inlawrev-2159	164	7	)	)	PUNCT
inlawrev-2159	164	8	(	(	PUNCT
inlawrev-2159	164	9	"	"	PUNCT
inlawrev-2159	164	10	supervise	supervise	NOUN
inlawrev-2159	164	11	"	"	PUNCT
inlawrev-2159	164	12	)	)	PUNCT
inlawrev-2159	164	13	.	.	PUNCT
inlawrev-2159	165	1	in	in	ADP
inlawrev-2159	165	2	kansas	kansas	PROPN
inlawrev-2159	165	3	,	,	PUNCT
inlawrev-2159	165	4	the	the	DET
inlawrev-2159	165	5	attorney	attorney	NOUN
inlawrev-2159	165	6	general	general	NOUN
inlawrev-2159	165	7	must	must	AUX
inlawrev-2159	165	8	represent	represent	VERB
inlawrev-2159	165	9	agencies	agency	NOUN
inlawrev-2159	165	10	in	in	ADP
inlawrev-2159	165	11	the	the	DET
inlawrev-2159	165	12	supreme	supreme	PROPN
inlawrev-2159	165	13	court	court	PROPN
inlawrev-2159	165	14	.	.	PUNCT
inlawrev-2159	166	1	see	see	VERB
inlawrev-2159	166	2	kan	kan	PROPN
inlawrev-2159	166	3	.	.	PUNCT
inlawrev-2159	166	4	stat	stat	PROPN
inlawrev-2159	166	5	.	.	PUNCT
inlawrev-2159	167	1	ann	ann	PROPN
inlawrev-2159	167	2	.	.	PUNCT
inlawrev-2159	168	1	§	§	PROPN
inlawrev-2159	168	2	75	75	NUM
inlawrev-2159	168	3	-	-	SYM
inlawrev-2159	168	4	702	702	NUM
inlawrev-2159	168	5	(	(	PUNCT
inlawrev-2159	168	6	1969	1969	NUM
inlawrev-2159	168	7	)	)	PUNCT
inlawrev-2159	168	8	.	.	PUNCT
inlawrev-2159	169	1	4	4	NUM
inlawrev-2159	169	2	,	,	PUNCT
inlawrev-2159	169	3	ind	ind	NOUN
inlawrev-2159	169	4	.	.	PUNCT
inlawrev-2159	169	5	code	code	PROPN
inlawrev-2159	169	6	§	§	PROPN
inlawrev-2159	169	7	4	4	NUM
inlawrev-2159	169	8	-	-	SYM
inlawrev-2159	169	9	6	6	NUM
inlawrev-2159	169	10	-	-	PUNCT
inlawrev-2159	169	11	5	5	NUM
inlawrev-2159	169	12	-	-	SYM
inlawrev-2159	169	13	1	1	NUM
inlawrev-2159	169	14	(	(	PUNCT
inlawrev-2159	169	15	burns	burn	NOUN
inlawrev-2159	169	16	1974	1974	NUM
inlawrev-2159	169	17	)	)	PUNCT
inlawrev-2159	169	18	;	;	PUNCT
inlawrev-2159	169	19	wyo	wyo	PROPN
inlawrev-2159	169	20	.	.	PROPN
inlawrev-2159	169	21	stat	stat	PROPN
inlawrev-2159	169	22	.	.	PUNCT
inlawrev-2159	170	1	ann	ann	PROPN
inlawrev-2159	170	2	.	.	PUNCT
inlawrev-2159	171	1	§	§	PROPN
inlawrev-2159	171	2	9	9	NUM
inlawrev-2159	171	3	-	-	SYM
inlawrev-2159	171	4	122	122	NUM
inlawrev-2159	171	5	(	(	PUNCT
inlawrev-2159	171	6	1959	1959	NUM
inlawrev-2159	171	7	)	)	PUNCT
inlawrev-2159	171	8	.	.	PUNCT
inlawrev-2159	172	1	an	an	DET
inlawrev-2159	172	2	indiana	indiana	PROPN
inlawrev-2159	172	3	trial	trial	NOUN
inlawrev-2159	172	4	court	court	NOUN
inlawrev-2159	172	5	case	case	NOUN
inlawrev-2159	172	6	supports	support	VERB
inlawrev-2159	172	7	this	this	DET
inlawrev-2159	172	8	view	view	NOUN
inlawrev-2159	172	9	.	.	PUNCT
inlawrev-2159	173	1	teachers	teacher	NOUN
inlawrev-2159	173	2	credit	credit	PROPN
inlawrev-2159	173	3	union	union	PROPN
inlawrev-2159	173	4	v.	v.	ADP
inlawrev-2159	173	5	department	department	PROPN
inlawrev-2159	173	6	of	of	ADP
inlawrev-2159	173	7	fin	fin	PROPN
inlawrev-2159	173	8	.	.	PUNCT
inlawrev-2159	173	9	inst	inst	PROPN
inlawrev-2159	173	10	.	.	PROPN
inlawrev-2159	173	11	,	,	PUNCT
inlawrev-2159	173	12	civil	civil	ADJ
inlawrev-2159	173	13	no	no	NOUN
inlawrev-2159	173	14	.	.	PUNCT
inlawrev-2159	174	1	f-9087	f-9087	PROPN
inlawrev-2159	174	2	(	(	PUNCT
inlawrev-2159	174	3	st	st	PROPN
inlawrev-2159	174	4	.	.	PROPN
inlawrev-2159	174	5	joseph	joseph	PROPN
inlawrev-2159	174	6	county	county	PROPN
inlawrev-2159	174	7	cir	cir	PROPN
inlawrev-2159	174	8	.	.	PUNCT
inlawrev-2159	175	1	ct	ct	PROPN
inlawrev-2159	175	2	.	.	PROPN
inlawrev-2159	175	3	,	,	PUNCT
inlawrev-2159	175	4	june	june	PROPN
inlawrev-2159	175	5	22	22	NUM
inlawrev-2159	175	6	,	,	PUNCT
inlawrev-2159	175	7	1973	1973	NUM
inlawrev-2159	175	8	)	)	PUNCT
inlawrev-2159	175	9	.	.	PUNCT
inlawrev-2159	176	1	42the	42the	PROPN
inlawrev-2159	176	2	indiana	indiana	PROPN
inlawrev-2159	176	3	legislative	legislative	PROPN
inlawrev-2159	176	4	council	council	PROPN
inlawrev-2159	176	5	,	,	PUNCT
inlawrev-2159	176	6	report	report	NOUN
inlawrev-2159	176	7	of	of	ADP
inlawrev-2159	176	8	the	the	DET
inlawrev-2159	176	9	uniform	uniform	ADJ
inlawrev-2159	176	10	consumer	consumer	NOUN
inlawrev-2159	176	11	credit	credit	NOUN
inlawrev-2159	176	12	code	code	NOUN
inlawrev-2159	176	13	study	study	NOUN
inlawrev-2159	176	14	committee	committee	PROPN
inlawrev-2159	176	15	(	(	PUNCT
inlawrev-2159	176	16	1970	1970	NUM
inlawrev-2159	176	17	)	)	PUNCT
inlawrev-2159	176	18	,	,	PUNCT
inlawrev-2159	176	19	stated	state	VERB
inlawrev-2159	176	20	:	:	PUNCT
inlawrev-2159	176	21	part	part	NOUN
inlawrev-2159	176	22	1	1	NUM
inlawrev-2159	176	23	of	of	ADP
inlawrev-2159	176	24	article	article	NOUN
inlawrev-2159	176	25	6	6	NUM
inlawrev-2159	176	26	gives	give	VERB
inlawrev-2159	176	27	the	the	DET
inlawrev-2159	176	28	administrator	administrator	NOUN
inlawrev-2159	176	29	broad	broad	ADJ
inlawrev-2159	176	30	powers	power	NOUN
inlawrev-2159	176	31	to	to	PART
inlawrev-2159	176	32	investigate	investigate	VERB
inlawrev-2159	176	33	and	and	CCONJ
inlawrev-2159	176	34	prosecute	prosecute	VERB
inlawrev-2159	176	35	uccc	uccc	NOUN
inlawrev-2159	176	36	violators	violator	NOUN
inlawrev-2159	176	37	through	through	ADP
inlawrev-2159	176	38	administrative	administrative	ADJ
inlawrev-2159	176	39	proceedings	proceeding	NOUN
inlawrev-2159	176	40	and	and	CCONJ
inlawrev-2159	176	41	civil	civil	ADJ
inlawrev-2159	176	42	actions	action	NOUN
inlawrev-2159	176	43	.	.	PUNCT
inlawrev-2159	177	1	the	the	DET
inlawrev-2159	177	2	sections	section	NOUN
inlawrev-2159	177	3	concerning	concern	VERB
inlawrev-2159	177	4	powers	power	NOUN
inlawrev-2159	177	5	of	of	ADP
inlawrev-2159	177	6	the	the	DET
inlawrev-2159	177	7	administrator	administrator	NOUN
inlawrev-2159	177	8	such	such	ADJ
inlawrev-2159	177	9	as	as	ADP
inlawrev-2159	177	10	investigation	investigation	NOUN
inlawrev-2159	177	11	,	,	PUNCT
inlawrev-2159	177	12	enforcement	enforcement	NOUN
inlawrev-2159	177	13	orders	order	NOUN
inlawrev-2159	177	14	,	,	PUNCT
inlawrev-2159	177	15	assurances	assurance	NOUN
inlawrev-2159	177	16	of	of	ADP
inlawrev-2159	177	17	discontinuance	discontinuance	NOUN
inlawrev-2159	177	18	,	,	PUNCT
inlawrev-2159	177	19	injunctions	injunction	NOUN
inlawrev-2159	177	20	and	and	CCONJ
inlawrev-2159	177	21	civil	civil	ADJ
inlawrev-2159	177	22	actions	action	NOUN
inlawrev-2159	177	23	are	be	AUX
inlawrev-2159	177	24	permissive	permissive	ADJ
inlawrev-2159	177	25	,	,	PUNCT
inlawrev-2159	177	26	allowing	allow	VERB
inlawrev-2159	177	27	the	the	DET
inlawrev-2159	177	28	administrator	administrator	NOUN
inlawrev-2159	177	29	to	to	PART
inlawrev-2159	177	30	choose	choose	VERB
inlawrev-2159	177	31	the	the	DET
inlawrev-2159	177	32	method	method	NOUN
inlawrev-2159	177	33	of	of	ADP
inlawrev-2159	177	34	enforcement	enforcement	NOUN
inlawrev-2159	177	35	.	.	PUNCT
inlawrev-2159	178	1	the	the	DET
inlawrev-2159	178	2	committee	committee	NOUN
inlawrev-2159	178	3	approved	approve	VERB
inlawrev-2159	178	4	the	the	DET
inlawrev-2159	178	5	theory	theory	NOUN
inlawrev-2159	178	6	of	of	ADP
inlawrev-2159	178	7	selective	selective	ADJ
inlawrev-2159	178	8	prosecution	prosecution	NOUN
inlawrev-2159	178	9	which	which	PRON
inlawrev-2159	178	10	has	have	VERB
inlawrev-2159	178	11	the	the	DET
inlawrev-2159	178	12	additional	additional	ADJ
inlawrev-2159	178	13	advantage	advantage	NOUN
inlawrev-2159	178	14	of	of	ADP
inlawrev-2159	178	15	allowing	allow	VERB
inlawrev-2159	178	16	the	the	DET
inlawrev-2159	178	17	administrator	administrator	NOUN
inlawrev-2159	178	18	to	to	PART
inlawrev-2159	178	19	tailor	tailor	VERB
inlawrev-2159	178	20	the	the	DET
inlawrev-2159	178	21	method	method	NOUN
inlawrev-2159	178	22	and	and	CCONJ
inlawrev-2159	178	23	amount	amount	NOUN
inlawrev-2159	178	24	of	of	ADP
inlawrev-2159	178	25	prosecution	prosecution	NOUN
inlawrev-2159	178	26	to	to	ADP
inlawrev-2159	178	27	the	the	DET
inlawrev-2159	178	28	amount	amount	NOUN
inlawrev-2159	178	29	of	of	ADP
inlawrev-2159	178	30	funds	fund	NOUN
inlawrev-2159	178	31	and	and	CCONJ
inlawrev-2159	178	32	number	number	NOUN
inlawrev-2159	178	33	of	of	ADP
inlawrev-2159	178	34	personnel	personnel	NOUN
inlawrev-2159	178	35	available	available	ADJ
inlawrev-2159	178	36	for	for	ADP
inlawrev-2159	178	37	enforcement	enforcement	NOUN
inlawrev-2159	178	38	.	.	PUNCT
inlawrev-2159	179	1	i	i	PRON
inlawrev-2159	179	2	d.	d.	PROPN
inlawrev-2159	179	3	at	at	ADP
inlawrev-2159	179	4	9	9	NUM
inlawrev-2159	179	5	.	.	PUNCT
inlawrev-2159	179	6	43eisen	43eisen	NUM
inlawrev-2159	180	1	v.	v.	CCONJ
inlawrev-2159	180	2	carlisle	carlisle	PROPN
inlawrev-2159	180	3	&	&	CCONJ
inlawrev-2159	180	4	jacquelin	jacquelin	PROPN
inlawrev-2159	180	5	,	,	PUNCT
inlawrev-2159	180	6	417	417	NUM
inlawrev-2159	180	7	u.s	u.s	PROPN
inlawrev-2159	180	8	.	.	PROPN
inlawrev-2159	180	9	156	156	NUM
inlawrev-2159	180	10	(	(	PUNCT
inlawrev-2159	180	11	1974	1974	NUM
inlawrev-2159	180	12	)	)	PUNCT
inlawrev-2159	180	13	.	.	PUNCT
inlawrev-2159	181	1	the	the	DET
inlawrev-2159	181	2	lower	low	ADJ
inlawrev-2159	181	3	court	court	NOUN
inlawrev-2159	181	4	opinions	opinion	NOUN
inlawrev-2159	181	5	are	be	AUX
inlawrev-2159	181	6	noted	note	VERB
inlawrev-2159	181	7	in	in	ADP
inlawrev-2159	181	8	7	7	NUM
inlawrev-2159	181	9	ind	ind	NOUN
inlawrev-2159	181	10	.	.	PUNCT
inlawrev-2159	182	1	l.	l.	PROPN
inlawrev-2159	182	2	rev	rev	PROPN
inlawrev-2159	182	3	.	.	PROPN
inlawrev-2159	182	4	361	361	NUM
inlawrev-2159	182	5	(	(	PUNCT
inlawrev-2159	182	6	1973	1973	NUM
inlawrev-2159	182	7	)	)	PUNCT
inlawrev-2159	182	8	.	.	PUNCT
inlawrev-2159	183	1	834	834	NUM
inlawrev-2159	183	2	indiana	indiana	PROPN
inlawrev-2159	183	3	law	law	PROPN
inlawrev-2159	183	4	review	review	NOUN
inlawrev-2159	183	5	[	[	X
inlawrev-2159	183	6	vol	vol	NOUN
inlawrev-2159	183	7	.	.	PUNCT
inlawrev-2159	183	8	8:802	8:802	NUM
inlawrev-2159	183	9	been	be	AUX
inlawrev-2159	183	10	imposed	impose	VERB
inlawrev-2159	183	11	on	on	ADP
inlawrev-2159	183	12	legal	legal	ADJ
inlawrev-2159	183	13	services	service	NOUN
inlawrev-2159	183	14	organizations,44	organizations,44	NOUN
inlawrev-2159	183	15	an	an	DET
inlawrev-2159	183	16	aggressive	aggressive	ADJ
inlawrev-2159	183	17	administrator	administrator	NOUN
inlawrev-2159	183	18	is	be	AUX
inlawrev-2159	183	19	all	all	DET
inlawrev-2159	183	20	the	the	PRON
inlawrev-2159	183	21	more	more	ADV
inlawrev-2159	183	22	necessary	necessary	ADJ
inlawrev-2159	183	23	to	to	PART
inlawrev-2159	183	24	protect	protect	VERB
inlawrev-2159	183	25	consumer	consumer	NOUN
inlawrev-2159	183	26	rights	right	NOUN
inlawrev-2159	183	27	where	where	SCONJ
inlawrev-2159	183	28	the	the	DET
inlawrev-2159	183	29	extension	extension	NOUN
inlawrev-2159	183	30	of	of	ADP
inlawrev-2159	183	31	credit	credit	NOUN
inlawrev-2159	183	32	is	be	AUX
inlawrev-2159	183	33	involved.45	involved.45	VERB
inlawrev-2159	183	34	another	another	DET
inlawrev-2159	183	35	possibility	possibility	NOUN
inlawrev-2159	183	36	to	to	PART
inlawrev-2159	183	37	consider	consider	VERB
inlawrev-2159	183	38	in	in	ADP
inlawrev-2159	183	39	viewing	view	VERB
inlawrev-2159	183	40	the	the	DET
inlawrev-2159	183	41	almost	almost	ADV
inlawrev-2159	183	42	total	total	ADJ
inlawrev-2159	183	43	lack	lack	NOUN
inlawrev-2159	183	44	of	of	ADP
inlawrev-2159	183	45	use	use	NOUN
inlawrev-2159	183	46	of	of	ADP
inlawrev-2159	183	47	the	the	DET
inlawrev-2159	183	48	administrative	administrative	ADJ
inlawrev-2159	183	49	legal	legal	ADJ
inlawrev-2159	183	50	remedies	remedy	NOUN
inlawrev-2159	183	51	is	be	AUX
inlawrev-2159	183	52	the	the	DET
inlawrev-2159	183	53	restrictive	restrictive	ADJ
inlawrev-2159	183	54	drafting	drafting	NOUN
inlawrev-2159	183	55	of	of	ADP
inlawrev-2159	183	56	these	these	DET
inlawrev-2159	183	57	sections	section	NOUN
inlawrev-2159	183	58	.	.	PUNCT
inlawrev-2159	184	1	46	46	NUM
inlawrev-2159	184	2	however	however	ADV
inlawrev-2159	184	3	,	,	PUNCT
inlawrev-2159	184	4	the	the	DET
inlawrev-2159	184	5	administrators	administrator	NOUN
inlawrev-2159	184	6	themselves	themselves	PRON
inlawrev-2159	184	7	do	do	AUX
inlawrev-2159	184	8	not	not	PART
inlawrev-2159	184	9	appear	appear	VERB
inlawrev-2159	184	10	to	to	PART
inlawrev-2159	184	11	view	view	VERB
inlawrev-2159	184	12	this	this	PRON
inlawrev-2159	184	13	as	as	ADP
inlawrev-2159	184	14	a	a	DET
inlawrev-2159	184	15	problem	problem	NOUN
inlawrev-2159	184	16	since	since	SCONJ
inlawrev-2159	184	17	no	no	DET
inlawrev-2159	184	18	changes	change	NOUN
inlawrev-2159	184	19	were	be	AUX
inlawrev-2159	184	20	suggested	suggest	VERB
inlawrev-2159	184	21	in	in	ADP
inlawrev-2159	184	22	the	the	DET
inlawrev-2159	184	23	area	area	NOUN
inlawrev-2159	184	24	of	of	ADP
inlawrev-2159	184	25	remedies.47	remedies.47	NOUN
inlawrev-2159	184	26	of	of	ADP
inlawrev-2159	184	27	course	course	NOUN
inlawrev-2159	184	28	,	,	PUNCT
inlawrev-2159	184	29	it	it	PRON
inlawrev-2159	184	30	is	be	AUX
inlawrev-2159	184	31	difficult	difficult	ADJ
inlawrev-2159	184	32	to	to	PART
inlawrev-2159	184	33	suggest	suggest	VERB
inlawrev-2159	184	34	that	that	SCONJ
inlawrev-2159	184	35	a	a	DET
inlawrev-2159	184	36	remedy	remedy	NOUN
inlawrev-2159	184	37	is	be	AUX
inlawrev-2159	184	38	unworkable	unworkable	ADJ
inlawrev-2159	184	39	or	or	CCONJ
inlawrev-2159	184	40	unduly	unduly	ADV
inlawrev-2159	184	41	restrictive	restrictive	ADJ
inlawrev-2159	184	42	when	when	SCONJ
inlawrev-2159	184	43	it	it	PRON
inlawrev-2159	184	44	has	have	AUX
inlawrev-2159	184	45	never	never	ADV
inlawrev-2159	184	46	been	be	AUX
inlawrev-2159	184	47	tested	test	VERB
inlawrev-2159	184	48	.	.	PUNCT
inlawrev-2159	185	1	b.	b.	PROPN
inlawrev-2159	185	2	examination	examination	NOUN
inlawrev-2159	185	3	one	one	NUM
inlawrev-2159	185	4	of	of	ADP
inlawrev-2159	185	5	the	the	DET
inlawrev-2159	185	6	administrative	administrative	ADJ
inlawrev-2159	185	7	enforcement	enforcement	NOUN
inlawrev-2159	185	8	powers	power	NOUN
inlawrev-2159	185	9	given	give	VERB
inlawrev-2159	185	10	to	to	ADP
inlawrev-2159	185	11	the	the	DET
inlawrev-2159	185	12	administrator	administrator	NOUN
inlawrev-2159	185	13	by	by	ADP
inlawrev-2159	185	14	the	the	DET
inlawrev-2159	185	15	uccc	uccc	NOUN
inlawrev-2159	185	16	is	be	AUX
inlawrev-2159	185	17	the	the	DET
inlawrev-2159	185	18	authority	authority	NOUN
inlawrev-2159	185	19	to	to	PART
inlawrev-2159	185	20	conduct	conduct	VERB
inlawrev-2159	185	21	examinations	examination	NOUN
inlawrev-2159	185	22	of	of	ADP
inlawrev-2159	185	23	both	both	DET
inlawrev-2159	185	24	lenders	lender	NOUN
inlawrev-2159	185	25	and	and	CCONJ
inlawrev-2159	185	26	non	non	ADJ
inlawrev-2159	185	27	-	-	ADJ
inlawrev-2159	185	28	lender	lender	ADJ
inlawrev-2159	185	29	creditors	creditor	NOUN
inlawrev-2159	185	30	falling	fall	VERB
inlawrev-2159	185	31	under	under	ADP
inlawrev-2159	185	32	his	his	PRON
inlawrev-2159	185	33	jurisdiction	jurisdiction	NOUN
inlawrev-2159	185	34	.	.	PUNCT
inlawrev-2159	186	1	48	48	NUM
inlawrev-2159	186	2	these	these	DET
inlawrev-2159	186	3	powers	power	NOUN
inlawrev-2159	186	4	supplement	supplement	VERB
inlawrev-2159	186	5	the	the	DET
inlawrev-2159	186	6	power	power	NOUN
inlawrev-2159	186	7	some	some	DET
inlawrev-2159	186	8	administrators	administrator	NOUN
inlawrev-2159	186	9	have	have	AUX
inlawrev-2159	186	10	traditionally	traditionally	ADV
inlawrev-2159	186	11	possessed	possess	VERB
inlawrev-2159	186	12	to	to	PART
inlawrev-2159	186	13	examine	examine	VERB
inlawrev-2159	186	14	lenders	lender	NOUN
inlawrev-2159	186	15	.	.	PUNCT
inlawrev-2159	187	1	however	however	ADV
inlawrev-2159	187	2	,	,	PUNCT
inlawrev-2159	187	3	except	except	SCONJ
inlawrev-2159	187	4	in	in	ADP
inlawrev-2159	187	5	indiana,49	indiana,49	VERB
inlawrev-2159	187	6	examination	examination	NOUN
inlawrev-2159	187	7	of	of	ADP
inlawrev-2159	187	8	non	non	ADJ
inlawrev-2159	187	9	-	-	ADJ
inlawrev-2159	187	10	supervised	supervised	ADJ
inlawrev-2159	187	11	financial	financial	ADJ
inlawrev-2159	187	12	organizations	organization	NOUN
inlawrev-2159	187	13	may	may	AUX
inlawrev-2159	187	14	be	be	AUX
inlawrev-2159	187	15	done	do	VERB
inlawrev-2159	187	16	only	only	ADV
inlawrev-2159	187	17	upon	upon	SCONJ
inlawrev-2159	187	18	a	a	DET
inlawrev-2159	187	19	showing	showing	NOUN
inlawrev-2159	187	20	of	of	ADP
inlawrev-2159	187	21	probable	probable	ADJ
inlawrev-2159	187	22	cause	cause	NOUN
inlawrev-2159	187	23	to	to	PART
inlawrev-2159	187	24	suspect	suspect	VERB
inlawrev-2159	187	25	a	a	DET
inlawrev-2159	187	26	violation.50	violation.50	PROPN
inlawrev-2159	187	27	although	although	SCONJ
inlawrev-2159	187	28	the	the	DET
inlawrev-2159	187	29	code	code	NOUN
inlawrev-2159	187	30	makes	make	VERB
inlawrev-2159	187	31	no	no	DET
inlawrev-2159	187	32	express	express	ADJ
inlawrev-2159	187	33	preference	preference	NOUN
inlawrev-2159	187	34	for	for	ADP
inlawrev-2159	187	35	this	this	DET
inlawrev-2159	187	36	tool	tool	NOUN
inlawrev-2159	187	37	,	,	PUNCT
inlawrev-2159	187	38	it	it	PRON
inlawrev-2159	187	39	is	be	AUX
inlawrev-2159	187	40	apparent	apparent	ADJ
inlawrev-2159	187	41	that	that	SCONJ
inlawrev-2159	187	42	it	it	PRON
inlawrev-2159	187	43	is	be	AUX
inlawrev-2159	187	44	the	the	DET
inlawrev-2159	187	45	sum	sum	NOUN
inlawrev-2159	187	46	and	and	CCONJ
inlawrev-2159	187	47	substance	substance	NOUN
inlawrev-2159	187	48	of	of	ADP
inlawrev-2159	187	49	enforcement	enforcement	NOUN
inlawrev-2159	187	50	in	in	ADP
inlawrev-2159	187	51	some	some	PRON
inlawrev-2159	187	52	of	of	ADP
inlawrev-2159	187	53	the	the	DET
inlawrev-2159	187	54	adopting	adopt	VERB
inlawrev-2159	187	55	states	state	NOUN
inlawrev-2159	187	56	.	.	PUNCT
inlawrev-2159	188	1	the	the	DET
inlawrev-2159	188	2	questionnaire	questionnaire	NOUN
inlawrev-2159	188	3	reveals	reveal	VERB
inlawrev-2159	188	4	that	that	SCONJ
inlawrev-2159	188	5	examination	examination	NOUN
inlawrev-2159	188	6	is	be	AUX
inlawrev-2159	188	7	the	the	DET
inlawrev-2159	188	8	most	most	ADV
inlawrev-2159	188	9	utilized	utilize	VERB
inlawrev-2159	188	10	power	power	NOUN
inlawrev-2159	188	11	of	of	ADP
inlawrev-2159	188	12	the	the	DET
inlawrev-2159	188	13	administrator.51	administrator.51	PROPN
inlawrev-2159	188	14	this	this	PRON
inlawrev-2159	188	15	is	be	AUX
inlawrev-2159	188	16	largely	largely	ADV
inlawrev-2159	188	17	attributable	attributable	ADJ
inlawrev-2159	188	18	to	to	ADP
inlawrev-2159	188	19	the	the	DET
inlawrev-2159	188	20	history	history	NOUN
inlawrev-2159	188	21	and	and	CCONJ
inlawrev-2159	188	22	orientation	orientation	NOUN
inlawrev-2159	188	23	of	of	ADP
inlawrev-2159	188	24	the	the	DET
inlawrev-2159	188	25	agencies	agency	NOUN
inlawrev-2159	188	26	involved	involve	VERB
inlawrev-2159	188	27	although	although	SCONJ
inlawrev-2159	188	28	it	it	PRON
inlawrev-2159	188	29	appears	appear	VERB
inlawrev-2159	188	30	to	to	PART
inlawrev-2159	188	31	also	also	ADV
inlawrev-2159	188	32	be	be	AUX
inlawrev-2159	188	33	emphasized	emphasize	VERB
inlawrev-2159	188	34	in	in	ADP
inlawrev-2159	188	35	states	state	NOUN
inlawrev-2159	188	36	in	in	ADP
inlawrev-2159	188	37	which	which	PRON
inlawrev-2159	188	38	the	the	DET
inlawrev-2159	188	39	office	office	NOUN
inlawrev-2159	188	40	of	of	ADP
inlawrev-2159	188	41	administrator	administrator	NOUN
inlawrev-2159	188	42	was	be	AUX
inlawrev-2159	188	43	created	create	VERB
inlawrev-2159	188	44	with	with	ADP
inlawrev-2159	188	45	the	the	DET
inlawrev-2159	188	46	adoption	adoption	NOUN
inlawrev-2159	188	47	of	of	ADP
inlawrev-2159	188	48	the	the	DET
inlawrev-2159	188	49	code	code	NOUN
inlawrev-2159	188	50	.	.	PUNCT
inlawrev-2159	189	1	52	52	NUM
inlawrev-2159	189	2	this	this	DET
inlawrev-2159	189	3	fixation	fixation	NOUN
inlawrev-2159	189	4	on	on	ADP
inlawrev-2159	189	5	examination	examination	NOUN
inlawrev-2159	189	6	is	be	AUX
inlawrev-2159	189	7	illustrated	illustrate	VERB
inlawrev-2159	189	8	by	by	ADP
inlawrev-2159	189	9	the	the	DET
inlawrev-2159	189	10	time	time	NOUN
inlawrev-2159	189	11	spent	spend	VERB
inlawrev-2159	189	12	by	by	ADP
inlawrev-2159	189	13	uccc	uccc	NOUN
inlawrev-2159	189	14	states	state	NOUN
inlawrev-2159	189	15	on	on	ADP
inlawrev-2159	189	16	examination	examination	NOUN
inlawrev-2159	189	17	of	of	ADP
inlawrev-2159	189	18	banks	bank	NOUN
inlawrev-2159	189	19	and	and	CCONJ
inlawrev-2159	189	20	other	other	ADJ
inlawrev-2159	189	21	financial	financial	ADJ
inlawrev-2159	189	22	in44legal	in44legal	PROPN
inlawrev-2159	189	23	services	service	NOUN
inlawrev-2159	189	24	corporation	corporation	NOUN
inlawrev-2159	189	25	act	act	NOUN
inlawrev-2159	189	26	of	of	ADP
inlawrev-2159	189	27	1974	1974	NUM
inlawrev-2159	189	28	,	,	PUNCT
inlawrev-2159	189	29	42	42	NUM
inlawrev-2159	189	30	u.s.c.a	u.s.c.a	PROPN
inlawrev-2159	189	31	.	.	PUNCT
inlawrev-2159	190	1	§	§	PROPN
inlawrev-2159	190	2	2996	2996	NUM
inlawrev-2159	190	3	(	(	PUNCT
inlawrev-2159	190	4	supp	supp	PROPN
inlawrev-2159	190	5	.	.	PUNCT
inlawrev-2159	190	6	,	,	PUNCT
inlawrev-2159	190	7	1975	1975	NUM
inlawrev-2159	190	8	)	)	PUNCT
inlawrev-2159	190	9	.	.	PUNCT
inlawrev-2159	191	1	45these	45these	DET
inlawrev-2159	191	2	two	two	NUM
inlawrev-2159	191	3	factors	factor	NOUN
inlawrev-2159	191	4	have	have	AUX
inlawrev-2159	191	5	been	be	AUX
inlawrev-2159	191	6	given	give	VERB
inlawrev-2159	191	7	as	as	ADP
inlawrev-2159	191	8	underlying	underlying	ADJ
inlawrev-2159	191	9	justifications	justification	NOUN
inlawrev-2159	191	10	for	for	ADP
inlawrev-2159	191	11	giving	give	VERB
inlawrev-2159	191	12	the	the	DET
inlawrev-2159	191	13	private	private	ADJ
inlawrev-2159	191	14	citizen	citizen	NOUN
inlawrev-2159	191	15	partial	partial	ADJ
inlawrev-2159	191	16	responsibility	responsibility	NOUN
inlawrev-2159	191	17	for	for	ADP
inlawrev-2159	191	18	enforcing	enforce	VERB
inlawrev-2159	191	19	the	the	DET
inlawrev-2159	191	20	code	code	NOUN
inlawrev-2159	191	21	.	.	PUNCT
inlawrev-2159	192	1	see	see	VERB
inlawrev-2159	192	2	johnson	johnson	PROPN
inlawrev-2159	192	3	,	,	PUNCT
inlawrev-2159	192	4	uniform	uniform	PROPN
inlawrev-2159	192	5	code	code	PROPN
inlawrev-2159	192	6	for	for	ADP
inlawrev-2159	192	7	consumer	consumer	NOUN
inlawrev-2159	192	8	credit	credit	NOUN
inlawrev-2159	192	9	,	,	PUNCT
inlawrev-2159	192	10	46	46	NUM
inlawrev-2159	192	11	harv	harv	NOUN
inlawrev-2159	192	12	.	.	PUNCT
inlawrev-2159	193	1	bus	bus	NOUN
inlawrev-2159	193	2	.	.	PUNCT
inlawrev-2159	194	1	rev	rev	PROPN
inlawrev-2159	194	2	.	.	PROPN
inlawrev-2159	194	3	119	119	NUM
inlawrev-2159	194	4	,	,	PUNCT
inlawrev-2159	194	5	124	124	NUM
inlawrev-2159	194	6	(	(	PUNCT
inlawrev-2159	194	7	july	july	PROPN
inlawrev-2159	194	8	-	-	PUNCT
inlawrev-2159	194	9	aug	aug	PROPN
inlawrev-2159	194	10	.	.	PROPN
inlawrev-2159	194	11	1968	1968	NUM
inlawrev-2159	194	12	)	)	PUNCT
inlawrev-2159	194	13	.	.	PUNCT
inlawrev-2159	195	1	46e.g	46e.g	NUM
inlawrev-2159	195	2	.	.	NUM
inlawrev-2159	195	3	,	,	PUNCT
inlawrev-2159	195	4	the	the	DET
inlawrev-2159	195	5	requirement	requirement	NOUN
inlawrev-2159	195	6	of	of	ADP
inlawrev-2159	195	7	probable	probable	ADJ
inlawrev-2159	195	8	cause	cause	NOUN
inlawrev-2159	195	9	to	to	PART
inlawrev-2159	195	10	investigate	investigate	VERB
inlawrev-2159	195	11	non	non	ADJ
inlawrev-2159	195	12	-	-	ADJ
inlawrev-2159	195	13	lender	lender	ADJ
inlawrev-2159	195	14	creditors	creditor	NOUN
inlawrev-2159	195	15	,	,	PUNCT
inlawrev-2159	195	16	uccc	uccc	NOUN
inlawrev-2159	195	17	§	§	PROPN
inlawrev-2159	195	18	6.106	6.106	NUM
inlawrev-2159	195	19	(	(	PUNCT
inlawrev-2159	195	20	not	not	PART
inlawrev-2159	195	21	required	require	VERB
inlawrev-2159	195	22	in	in	ADP
inlawrev-2159	195	23	indiana	indiana	PROPN
inlawrev-2159	195	24	;	;	PUNCT
inlawrev-2159	195	25	reasonable	reasonable	ADJ
inlawrev-2159	195	26	cause	cause	NOUN
inlawrev-2159	195	27	required	require	VERB
inlawrev-2159	195	28	in	in	ADP
inlawrev-2159	195	29	colorado	colorado	NOUN
inlawrev-2159	195	30	)	)	PUNCT
inlawrev-2159	195	31	;	;	PUNCT
inlawrev-2159	195	32	a	a	DET
inlawrev-2159	195	33	course	course	NOUN
inlawrev-2159	195	34	of	of	ADP
inlawrev-2159	195	35	unconscionable	unconscionable	ADJ
inlawrev-2159	195	36	conduct	conduct	NOUN
inlawrev-2159	195	37	,	,	PUNCT
inlawrev-2159	195	38	uccc	uccc	NOUN
inlawrev-2159	195	39	§	§	NOUN
inlawrev-2159	195	40	6.111(1	6.111(1	NUM
inlawrev-2159	195	41	)	)	PUNCT
inlawrev-2159	195	42	;	;	PUNCT
inlawrev-2159	195	43	or	or	CCONJ
inlawrev-2159	195	44	primarily	primarily	ADV
inlawrev-2159	195	45	credit	credit	NOUN
inlawrev-2159	195	46	transactions	transaction	NOUN
inlawrev-2159	195	47	,	,	PUNCT
inlawrev-2159	195	48	uccc	uccc	NOUN
inlawrev-2159	195	49	§	§	PROPN
inlawrev-2159	195	50	6.111(2	6.111(2	NUM
inlawrev-2159	195	51	)	)	PUNCT
inlawrev-2159	195	52	(	(	PUNCT
inlawrev-2159	195	53	c	c	NOUN
inlawrev-2159	195	54	)	)	PUNCT
inlawrev-2159	195	55	.	.	PUNCT
inlawrev-2159	196	1	47appendix	47appendix	NUM
inlawrev-2159	196	2	,	,	PUNCT
inlawrev-2159	196	3	question	question	VERB
inlawrev-2159	196	4	no	no	INTJ
inlawrev-2159	196	5	.	.	NOUN
inlawrev-2159	196	6	22	22	NUM
inlawrev-2159	196	7	.	.	PUNCT
inlawrev-2159	197	1	48uccc	48uccc	PROPN
inlawrev-2159	198	1	§	§	PROPN
inlawrev-2159	198	2	§	§	PROPN
inlawrev-2159	198	3	6.105	6.105	NUM
inlawrev-2159	198	4	,	,	PUNCT
inlawrev-2159	198	5	6.106	6.106	NUM
inlawrev-2159	198	6	.	.	PUNCT
inlawrev-2159	198	7	49ind	49ind	NOUN
inlawrev-2159	198	8	.	.	PUNCT
inlawrev-2159	199	1	code	code	PROPN
inlawrev-2159	199	2	§	§	PROPN
inlawrev-2159	199	3	24	24	NUM
inlawrev-2159	199	4	-	-	SYM
inlawrev-2159	199	5	4.5	4.5	NUM
inlawrev-2159	199	6	-	-	PUNCT
inlawrev-2159	199	7	6	6	NUM
inlawrev-2159	199	8	-	-	SYM
inlawrev-2159	199	9	106	106	NUM
inlawrev-2159	199	10	(	(	PUNCT
inlawrev-2159	199	11	burns	burn	NOUN
inlawrev-2159	199	12	1974	1974	NUM
inlawrev-2159	199	13	)	)	PUNCT
inlawrev-2159	199	14	.	.	PUNCT
inlawrev-2159	200	1	colorado	colorado	PROPN
inlawrev-2159	200	2	requires	require	VERB
inlawrev-2159	200	3	"	"	PUNCT
inlawrev-2159	200	4	reasonable	reasonable	ADJ
inlawrev-2159	200	5	"	"	PUNCT
inlawrev-2159	200	6	cause	cause	NOUN
inlawrev-2159	200	7	.	.	PUNCT
inlawrev-2159	201	1	colo	colo	PROPN
inlawrev-2159	201	2	.	.	PUNCT
inlawrev-2159	202	1	rev	rev	PROPN
inlawrev-2159	202	2	.	.	PROPN
inlawrev-2159	202	3	stat	stat	PROPN
inlawrev-2159	202	4	.	.	PUNCT
inlawrev-2159	203	1	ann	ann	PROPN
inlawrev-2159	203	2	.	.	PUNCT
inlawrev-2159	204	1	§	§	PROPN
inlawrev-2159	204	2	73	73	NUM
inlawrev-2159	204	3	-	-	SYM
inlawrev-2159	204	4	6	6	NUM
inlawrev-2159	204	5	-	-	SYM
inlawrev-2159	204	6	106	106	NUM
inlawrev-2159	204	7	(	(	PUNCT
inlawrev-2159	204	8	supp	supp	PROPN
inlawrev-2159	204	9	.	.	PUNCT
inlawrev-2159	204	10	1971	1971	NUM
inlawrev-2159	204	11	)	)	PUNCT
inlawrev-2159	204	12	.	.	PUNCT
inlawrev-2159	205	1	50uccc	50uccc	PROPN
inlawrev-2159	206	1	§	§	PROPN
inlawrev-2159	206	2	6.106	6.106	NUM
inlawrev-2159	206	3	.	.	NOUN
inlawrev-2159	206	4	5	5	NUM
inlawrev-2159	206	5	'	'	PUNCT
inlawrev-2159	206	6	appendix	appendix	NOUN
inlawrev-2159	206	7	,	,	PUNCT
inlawrev-2159	206	8	question	question	VERB
inlawrev-2159	206	9	no	no	INTJ
inlawrev-2159	206	10	.	.	NOUN
inlawrev-2159	206	11	11	11	NUM
inlawrev-2159	206	12	.	.	X
inlawrev-2159	207	1	1975	1975	NUM
inlawrev-2159	207	2	]	]	PUNCT
inlawrev-2159	208	1	the	the	DET
inlawrev-2159	208	2	uniform	uniform	ADJ
inlawrev-2159	208	3	consumer	consumer	NOUN
inlawrev-2159	208	4	credit	credit	NOUN
inlawrev-2159	208	5	code	code	NOUN
inlawrev-2159	208	6	835	835	NUM
inlawrev-2159	208	7	stitutions	stitution	NOUN
inlawrev-2159	208	8	under	under	ADP
inlawrev-2159	208	9	their	their	PRON
inlawrev-2159	208	10	jurisdiction	jurisdiction	NOUN
inlawrev-2159	208	11	.	.	PUNCT
inlawrev-2159	209	1	although	although	SCONJ
inlawrev-2159	209	2	the	the	DET
inlawrev-2159	209	3	national	national	PROPN
inlawrev-2159	209	4	commisson	commisson	PROPN
inlawrev-2159	209	5	on	on	ADP
inlawrev-2159	209	6	consumer	consumer	NOUN
inlawrev-2159	209	7	finance	finance	NOUN
inlawrev-2159	209	8	(	(	PUNCT
inlawrev-2159	209	9	nccf	nccf	NOUN
inlawrev-2159	209	10	)	)	PUNCT
inlawrev-2159	209	11	feels	feel	VERB
inlawrev-2159	209	12	that	that	SCONJ
inlawrev-2159	209	13	a	a	DET
inlawrev-2159	209	14	2.5	2.5	NUM
inlawrev-2159	209	15	man	man	NOUN
inlawrev-2159	209	16	-	-	PUNCT
inlawrev-2159	209	17	day	day	NOUN
inlawrev-2159	209	18	examination	examination	NOUN
inlawrev-2159	209	19	is	be	AUX
inlawrev-2159	209	20	sufficient	sufficient	ADJ
inlawrev-2159	209	21	for	for	ADP
inlawrev-2159	209	22	each	each	DET
inlawrev-2159	209	23	lending	lending	NOUN
inlawrev-2159	209	24	office,53	office,53	NOUN
inlawrev-2159	209	25	the	the	DET
inlawrev-2159	209	26	uccc	uccc	NOUN
inlawrev-2159	209	27	states	state	NOUN
inlawrev-2159	209	28	allot	allot	VERB
inlawrev-2159	209	29	3.185	3.185	NUM
inlawrev-2159	209	30	man	man	NOUN
inlawrev-2159	209	31	-	-	PUNCT
inlawrev-2159	209	32	days	day	NOUN
inlawrev-2159	209	33	to	to	ADP
inlawrev-2159	209	34	such	such	ADJ
inlawrev-2159	209	35	activities.54	activities.54	NOUN
inlawrev-2159	209	36	the	the	DET
inlawrev-2159	209	37	states	state	NOUN
inlawrev-2159	209	38	having	have	VERB
inlawrev-2159	209	39	a	a	DET
inlawrev-2159	209	40	banking	banking	NOUN
inlawrev-2159	209	41	-	-	PUNCT
inlawrev-2159	209	42	agency	agency	NOUN
inlawrev-2159	209	43	administrator	administrator	NOUN
inlawrev-2159	209	44	allot	allot	VERB
inlawrev-2159	209	45	3.34	3.34	NUM
inlawrev-2159	209	46	man	man	NOUN
inlawrev-2159	209	47	-	-	PUNCT
inlawrev-2159	209	48	days	day	NOUN
inlawrev-2159	209	49	per	per	ADP
inlawrev-2159	209	50	lending	lending	NOUN
inlawrev-2159	209	51	branch	branch	NOUN
inlawrev-2159	209	52	.	.	PUNCT
inlawrev-2159	210	1	55	55	NUM
inlawrev-2159	210	2	indiana	indiana	NOUN
inlawrev-2159	210	3	devoted	devote	VERB
inlawrev-2159	210	4	the	the	DET
inlawrev-2159	210	5	most	most	ADJ
inlawrev-2159	210	6	time	time	NOUN
inlawrev-2159	210	7	of	of	ADP
inlawrev-2159	210	8	any	any	PRON
inlawrev-2159	210	9	in	in	ADP
inlawrev-2159	210	10	this	this	DET
inlawrev-2159	210	11	latter	latter	ADJ
inlawrev-2159	210	12	group	group	NOUN
inlawrev-2159	210	13	,	,	PUNCT
inlawrev-2159	210	14	using	use	VERB
inlawrev-2159	210	15	4.92	4.92	NUM
inlawrev-2159	210	16	man	man	ADJ
inlawrev-2159	210	17	-	-	PUNCT
inlawrev-2159	210	18	days	day	NOUN
inlawrev-2159	210	19	per	per	ADP
inlawrev-2159	210	20	examination.56	examination.56	NOUN
inlawrev-2159	210	21	examination	examination	NOUN
inlawrev-2159	210	22	to	to	ADP
inlawrev-2159	210	23	the	the	DET
inlawrev-2159	210	24	extent	extent	NOUN
inlawrev-2159	210	25	outlined	outline	VERB
inlawrev-2159	210	26	above	above	ADV
inlawrev-2159	210	27	obviously	obviously	ADV
inlawrev-2159	210	28	takes	take	VERB
inlawrev-2159	210	29	manpower	manpower	NOUN
inlawrev-2159	210	30	and	and	CCONJ
inlawrev-2159	210	31	budgetary	budgetary	ADJ
inlawrev-2159	210	32	resources	resource	NOUN
inlawrev-2159	210	33	away	away	ADV
inlawrev-2159	210	34	from	from	ADP
inlawrev-2159	210	35	other	other	ADJ
inlawrev-2159	210	36	types	type	NOUN
inlawrev-2159	210	37	of	of	ADP
inlawrev-2159	210	38	enforcement	enforcement	NOUN
inlawrev-2159	210	39	.	.	PUNCT
inlawrev-2159	211	1	moreover	moreover	ADV
inlawrev-2159	211	2	,	,	PUNCT
inlawrev-2159	211	3	it	it	PRON
inlawrev-2159	211	4	is	be	AUX
inlawrev-2159	211	5	questionable	questionable	ADJ
inlawrev-2159	211	6	whether	whether	SCONJ
inlawrev-2159	211	7	the	the	DET
inlawrev-2159	211	8	purposes	purpose	NOUN
inlawrev-2159	211	9	of	of	ADP
inlawrev-2159	211	10	examination	examination	NOUN
inlawrev-2159	211	11	are	be	AUX
inlawrev-2159	211	12	the	the	DET
inlawrev-2159	211	13	same	same	ADJ
inlawrev-2159	211	14	as	as	ADP
inlawrev-2159	211	15	those	those	PRON
inlawrev-2159	211	16	of	of	ADP
inlawrev-2159	211	17	consumer	consumer	NOUN
inlawrev-2159	211	18	credit	credit	NOUN
inlawrev-2159	211	19	protection	protection	NOUN
inlawrev-2159	211	20	.	.	PUNCT
inlawrev-2159	212	1	according	accord	VERB
inlawrev-2159	212	2	to	to	ADP
inlawrev-2159	212	3	the	the	DET
inlawrev-2159	212	4	nccf	nccf	NOUN
inlawrev-2159	212	5	,	,	PUNCT
inlawrev-2159	212	6	the	the	DET
inlawrev-2159	212	7	primary	primary	ADJ
inlawrev-2159	212	8	concern	concern	NOUN
inlawrev-2159	212	9	of	of	ADP
inlawrev-2159	212	10	examination	examination	NOUN
inlawrev-2159	212	11	is	be	AUX
inlawrev-2159	212	12	the	the	DET
inlawrev-2159	212	13	solvency	solvency	NOUN
inlawrev-2159	212	14	of	of	ADP
inlawrev-2159	212	15	the	the	DET
inlawrev-2159	212	16	institution	institution	NOUN
inlawrev-2159	212	17	examined.57	examined.57	X
inlawrev-2159	212	18	in	in	ADP
inlawrev-2159	212	19	addition	addition	NOUN
inlawrev-2159	212	20	,	,	PUNCT
inlawrev-2159	212	21	state	state	NOUN
inlawrev-2159	212	22	examinations	examination	NOUN
inlawrev-2159	212	23	of	of	ADP
inlawrev-2159	212	24	banking	banking	NOUN
inlawrev-2159	212	25	institutions	institution	NOUN
inlawrev-2159	212	26	duplicate	duplicate	VERB
inlawrev-2159	212	27	federal	federal	ADJ
inlawrev-2159	212	28	examinations	examination	NOUN
inlawrev-2159	212	29	to	to	ADP
inlawrev-2159	212	30	a	a	DET
inlawrev-2159	212	31	large	large	ADJ
inlawrev-2159	212	32	extent	extent	NOUN
inlawrev-2159	212	33	,	,	PUNCT
inlawrev-2159	212	34	thus	thus	ADV
inlawrev-2159	212	35	making	make	VERB
inlawrev-2159	212	36	the	the	DET
inlawrev-2159	212	37	waste	waste	NOUN
inlawrev-2159	212	38	of	of	ADP
inlawrev-2159	212	39	resources	resource	NOUN
inlawrev-2159	212	40	greater	great	ADJ
inlawrev-2159	212	41	.	.	PUNCT
inlawrev-2159	213	1	58	58	NUM
inlawrev-2159	213	2	this	this	DET
inlawrev-2159	213	3	emphasis	emphasis	NOUN
inlawrev-2159	213	4	on	on	ADP
inlawrev-2159	213	5	examination	examination	NOUN
inlawrev-2159	213	6	was	be	AUX
inlawrev-2159	213	7	not	not	PART
inlawrev-2159	213	8	anticipated	anticipate	VERB
inlawrev-2159	213	9	by	by	ADP
inlawrev-2159	213	10	the	the	DET
inlawrev-2159	213	11	drafters	drafter	NOUN
inlawrev-2159	213	12	of	of	ADP
inlawrev-2159	213	13	the	the	DET
inlawrev-2159	213	14	code	code	NOUN
inlawrev-2159	213	15	.	.	PUNCT
inlawrev-2159	214	1	rather	rather	ADV
inlawrev-2159	214	2	,	,	PUNCT
inlawrev-2159	214	3	it	it	PRON
inlawrev-2159	214	4	was	be	AUX
inlawrev-2159	214	5	envisioned	envision	VERB
inlawrev-2159	214	6	that	that	SCONJ
inlawrev-2159	214	7	little	little	ADJ
inlawrev-2159	214	8	time	time	NOUN
inlawrev-2159	214	9	would	would	AUX
inlawrev-2159	214	10	be	be	AUX
inlawrev-2159	214	11	devoted	devote	VERB
inlawrev-2159	214	12	to	to	ADP
inlawrev-2159	214	13	such	such	ADJ
inlawrev-2159	214	14	activities	activity	NOUN
inlawrev-2159	214	15	,	,	PUNCT
inlawrev-2159	214	16	and	and	CCONJ
inlawrev-2159	214	17	that	that	DET
inlawrev-2159	214	18	relative	relative	ADJ
inlawrev-2159	214	19	simplicity	simplicity	NOUN
inlawrev-2159	214	20	of	of	ADP
inlawrev-2159	214	21	examination	examination	NOUN
inlawrev-2159	214	22	would	would	AUX
inlawrev-2159	214	23	allow	allow	VERB
inlawrev-2159	214	24	the	the	DET
inlawrev-2159	214	25	administrator	administrator	NOUN
inlawrev-2159	214	26	to	to	PART
inlawrev-2159	214	27	implement	implement	VERB
inlawrev-2159	214	28	the	the	DET
inlawrev-2159	214	29	other	other	ADJ
inlawrev-2159	214	30	article	article	NOUN
inlawrev-2159	214	31	vi	vi	PROPN
inlawrev-2159	215	1	provisions.59	provisions.59	VERB
inlawrev-2159	215	2	moreover	moreover	ADV
inlawrev-2159	215	3	,	,	PUNCT
inlawrev-2159	215	4	it	it	PRON
inlawrev-2159	215	5	is	be	AUX
inlawrev-2159	215	6	apparent	apparent	ADJ
inlawrev-2159	215	7	that	that	SCONJ
inlawrev-2159	215	8	some	some	PRON
inlawrev-2159	215	9	of	of	ADP
inlawrev-2159	215	10	the	the	DET
inlawrev-2159	215	11	administrators	administrator	NOUN
inlawrev-2159	215	12	have	have	AUX
inlawrev-2159	215	13	neglected	neglect	VERB
inlawrev-2159	215	14	the	the	DET
inlawrev-2159	215	15	substance	substance	NOUN
inlawrev-2159	215	16	of	of	ADP
inlawrev-2159	215	17	enforcement	enforcement	NOUN
inlawrev-2159	215	18	in	in	ADP
inlawrev-2159	215	19	favor	favor	NOUN
inlawrev-2159	215	20	of	of	ADP
inlawrev-2159	215	21	the	the	DET
inlawrev-2159	215	22	appearance	appearance	NOUN
inlawrev-2159	215	23	of	of	ADP
inlawrev-2159	215	24	enforcement	enforcement	NOUN
inlawrev-2159	215	25	given	give	VERB
inlawrev-2159	215	26	by	by	ADP
inlawrev-2159	215	27	examination	examination	NOUN
inlawrev-2159	215	28	of	of	ADP
inlawrev-2159	215	29	banks	bank	NOUN
inlawrev-2159	215	30	and	and	CCONJ
inlawrev-2159	215	31	businesses	business	NOUN
inlawrev-2159	215	32	and	and	CCONJ
inlawrev-2159	215	33	the	the	DET
inlawrev-2159	215	34	contribution	contribution	NOUN
inlawrev-2159	215	35	of	of	ADP
inlawrev-2159	215	36	fees	fee	NOUN
inlawrev-2159	215	37	derived	derive	VERB
inlawrev-2159	215	38	therefrom	therefrom	NOUN
inlawrev-2159	215	39	into	into	ADP
inlawrev-2159	215	40	the	the	DET
inlawrev-2159	215	41	state	state	NOUN
inlawrev-2159	215	42	's	's	PART
inlawrev-2159	215	43	general	general	ADJ
inlawrev-2159	215	44	fund	fund	NOUN
inlawrev-2159	215	45	.	.	PUNCT
inlawrev-2159	216	1	60	60	NUM
inlawrev-2159	216	2	these	these	DET
inlawrev-2159	216	3	facts	fact	NOUN
inlawrev-2159	216	4	weigh	weigh	VERB
inlawrev-2159	216	5	heavily	heavily	ADV
inlawrev-2159	216	6	against	against	ADP
inlawrev-2159	216	7	placing	place	VERB
inlawrev-2159	216	8	enforcement	enforcement	NOUN
inlawrev-2159	216	9	of	of	ADP
inlawrev-2159	216	10	the	the	DET
inlawrev-2159	216	11	code	code	NOUN
inlawrev-2159	216	12	in	in	ADP
inlawrev-2159	216	13	the	the	DET
inlawrev-2159	216	14	hands	hand	NOUN
inlawrev-2159	216	15	of	of	ADP
inlawrev-2159	216	16	the	the	DET
inlawrev-2159	216	17	state	state	NOUN
inlawrev-2159	216	18	's	's	PART
inlawrev-2159	216	19	banking	banking	NOUN
inlawrev-2159	216	20	commission	commission	NOUN
inlawrev-2159	216	21	.	.	PUNCT
inlawrev-2159	217	1	c.	c.	PROPN
inlawrev-2159	217	2	consumer	consumer	PROPN
inlawrev-2159	217	3	education	education	NOUN
inlawrev-2159	217	4	the	the	DET
inlawrev-2159	217	5	administrator	administrator	NOUN
inlawrev-2159	217	6	is	be	AUX
inlawrev-2159	217	7	given	give	VERB
inlawrev-2159	217	8	power	power	NOUN
inlawrev-2159	217	9	to	to	PART
inlawrev-2159	217	10	counsel	counsel	VERB
inlawrev-2159	217	11	individuals	individual	NOUN
inlawrev-2159	217	12	and	and	CCONJ
inlawrev-2159	217	13	groups	group	NOUN
inlawrev-2159	217	14	on	on	ADP
inlawrev-2159	217	15	their	their	PRON
inlawrev-2159	217	16	rights	right	NOUN
inlawrev-2159	217	17	and	and	CCONJ
inlawrev-2159	217	18	duties	duty	NOUN
inlawrev-2159	217	19	under	under	ADP
inlawrev-2159	217	20	the	the	DET
inlawrev-2159	217	21	code	code	NOUN
inlawrev-2159	217	22	,	,	PUNCT
inlawrev-2159	217	23	and	and	CCONJ
inlawrev-2159	217	24	to	to	PART
inlawrev-2159	217	25	establish	establish	VERB
inlawrev-2159	217	26	programs	program	NOUN
inlawrev-2159	217	27	for	for	ADP
inlawrev-2159	217	28	consumer	consumer	NOUN
inlawrev-2159	217	29	education	education	NOUN
inlawrev-2159	217	30	on	on	ADP
inlawrev-2159	217	31	credit	credit	NOUN
inlawrev-2159	217	32	practices	practice	NOUN
inlawrev-2159	217	33	and	and	CCONJ
inlawrev-2159	217	34	"	"	PUNCT
inlawrev-2159	217	35	national	national	ADJ
inlawrev-2159	217	36	comm'n	comm'n	VERB
inlawrev-2159	217	37	on	on	ADP
inlawrev-2159	217	38	consumer	consumer	NOUN
inlawrev-2159	217	39	finance	finance	NOUN
inlawrev-2159	217	40	,	,	PUNCT
inlawrev-2159	217	41	consumer	consumer	NOUN
inlawrev-2159	217	42	credit	credit	NOUN
inlawrev-2159	217	43	in	in	ADP
inlawrev-2159	217	44	the	the	DET
inlawrev-2159	217	45	united	united	PROPN
inlawrev-2159	217	46	states	states	PROPN
inlawrev-2159	217	47	56	56	NUM
inlawrev-2159	217	48	(	(	PUNCT
inlawrev-2159	217	49	1972	1972	NUM
inlawrev-2159	217	50	)	)	PUNCT
inlawrev-2159	217	51	.	.	PUNCT
inlawrev-2159	218	1	54	54	NUM
inlawrev-2159	219	1	i	i	PRON
inlawrev-2159	219	2	d.	d.	PROPN
inlawrev-2159	219	3	,	,	PUNCT
inlawrev-2159	219	4	exhibit	exhibit	VERB
inlawrev-2159	219	5	4	4	NUM
inlawrev-2159	219	6	-	-	SYM
inlawrev-2159	219	7	9	9	NUM
inlawrev-2159	219	8	,	,	PUNCT
inlawrev-2159	219	9	at	at	ADP
inlawrev-2159	219	10	78	78	NUM
inlawrev-2159	219	11	-	-	SYM
inlawrev-2159	219	12	79	79	NUM
inlawrev-2159	219	13	.	.	PUNCT
inlawrev-2159	220	1	5sid	5sid	X
inlawrev-2159	220	2	.	.	PUNCT
inlawrev-2159	221	1	no	no	DET
inlawrev-2159	221	2	data	datum	NOUN
inlawrev-2159	221	3	was	be	AUX
inlawrev-2159	221	4	given	give	VERB
inlawrev-2159	221	5	for	for	ADP
inlawrev-2159	221	6	idaho	idaho	NOUN
inlawrev-2159	221	7	.	.	PUNCT
inlawrev-2159	221	8	s6id	s6id	PROPN
inlawrev-2159	221	9	.	.	PUNCT
inlawrev-2159	222	1	kansas	kansas	PROPN
inlawrev-2159	222	2	was	be	AUX
inlawrev-2159	222	3	high	high	ADJ
inlawrev-2159	222	4	for	for	ADP
inlawrev-2159	222	5	all	all	DET
inlawrev-2159	222	6	states	state	NOUN
inlawrev-2159	222	7	with	with	ADP
inlawrev-2159	222	8	5.11	5.11	NUM
inlawrev-2159	222	9	man	man	NOUN
inlawrev-2159	222	10	-	-	PUNCT
inlawrev-2159	222	11	days	day	NOUN
inlawrev-2159	222	12	per	per	ADP
inlawrev-2159	222	13	office	office	NOUN
inlawrev-2159	222	14	.	.	PUNCT
inlawrev-2159	223	1	57id	57id	NUM
inlawrev-2159	223	2	.	.	PUNCT
inlawrev-2159	224	1	at	at	ADP
inlawrev-2159	224	2	53	53	NUM
inlawrev-2159	224	3	.	.	PUNCT
inlawrev-2159	225	1	cf	cf	NOUN
inlawrev-2159	225	2	.	.	PUNCT
inlawrev-2159	226	1	utah	utah	PROPN
inlawrev-2159	226	2	code	code	PROPN
inlawrev-2159	226	3	ann	ann	PROPN
inlawrev-2159	226	4	.	.	PUNCT
inlawrev-2159	227	1	§	§	PROPN
inlawrev-2159	227	2	7	7	NUM
inlawrev-2159	227	3	-	-	SYM
inlawrev-2159	227	4	1	1	NUM
inlawrev-2159	227	5	-	-	SYM
inlawrev-2159	227	6	8	8	NUM
inlawrev-2159	227	7	(	(	PUNCT
inlawrev-2159	227	8	1971	1971	NUM
inlawrev-2159	227	9	repl	repl	NOUN
inlawrev-2159	227	10	.	.	PUNCT
inlawrev-2159	227	11	)	)	PUNCT
inlawrev-2159	227	12	.	.	PUNCT
inlawrev-2159	228	1	"	"	PUNCT
inlawrev-2159	228	2	national	national	ADJ
inlawrev-2159	228	3	comm'n	comm'n	VERB
inlawrev-2159	228	4	on	on	ADP
inlawrev-2159	228	5	consumer	consumer	NOUN
inlawrev-2159	228	6	finance	finance	NOUN
inlawrev-2159	228	7	,	,	PUNCT
inlawrev-2159	228	8	consumer	consumer	NOUN
inlawrev-2159	228	9	credit	credit	NOUN
inlawrev-2159	228	10	in	in	ADP
inlawrev-2159	228	11	the	the	DET
inlawrev-2159	228	12	united	united	PROPN
inlawrev-2159	228	13	states	states	PROPN
inlawrev-2159	228	14	53	53	NUM
inlawrev-2159	228	15	-	-	SYM
inlawrev-2159	228	16	54	54	NUM
inlawrev-2159	228	17	(	(	PUNCT
inlawrev-2159	228	18	1972	1972	NUM
inlawrev-2159	228	19	)	)	PUNCT
inlawrev-2159	228	20	.	.	PUNCT
inlawrev-2159	229	1	s9see	s9see	PROPN
inlawrev-2159	229	2	curran	curran	NOUN
inlawrev-2159	229	3	,	,	PUNCT
inlawrev-2159	229	4	administration	administration	NOUN
inlawrev-2159	229	5	and	and	CCONJ
inlawrev-2159	229	6	enforcement	enforcement	NOUN
inlawrev-2159	229	7	under	under	ADP
inlawrev-2159	229	8	the	the	DET
inlawrev-2159	229	9	uniform	uniform	ADJ
inlawrev-2159	229	10	consumer	consumer	NOUN
inlawrev-2159	229	11	credit	credit	NOUN
inlawrev-2159	229	12	code	code	NOUN
inlawrev-2159	229	13	,	,	PUNCT
inlawrev-2159	229	14	33	33	NUM
inlawrev-2159	229	15	law	law	NOUN
inlawrev-2159	229	16	&	&	CCONJ
inlawrev-2159	229	17	contemp	contemp	PROPN
inlawrev-2159	229	18	.	.	PUNCT
inlawrev-2159	230	1	prob	prob	PROPN
inlawrev-2159	230	2	.	.	PUNCT
inlawrev-2159	231	1	737	737	NUM
inlawrev-2159	231	2	(	(	PUNCT
inlawrev-2159	231	3	1968	1968	NUM
inlawrev-2159	231	4	)	)	PUNCT
inlawrev-2159	231	5	;	;	PUNCT
inlawrev-2159	232	1	dunham	dunham	PROPN
inlawrev-2159	232	2	,	,	PUNCT
inlawrev-2159	232	3	unconscionable	unconscionable	ADJ
inlawrev-2159	232	4	conduct	conduct	NOUN
inlawrev-2159	232	5	and	and	CCONJ
inlawrev-2159	232	6	the	the	DET
inlawrev-2159	232	7	uniform	uniform	ADJ
inlawrev-2159	232	8	consumer	consumer	NOUN
inlawrev-2159	232	9	credit	credit	NOUN
inlawrev-2159	232	10	code	code	NOUN
inlawrev-2159	232	11	,	,	PUNCT
inlawrev-2159	232	12	23	23	NUM
inlawrev-2159	232	13	j.	j.	PROPN
inlawrev-2159	232	14	fin	fin	PROPN
inlawrev-2159	232	15	.	.	PUNCT
inlawrev-2159	233	1	312	312	NUM
inlawrev-2159	233	2	,	,	PUNCT
inlawrev-2159	233	3	319	319	NUM
inlawrev-2159	233	4	(	(	PUNCT
inlawrev-2159	233	5	1968	1968	NUM
inlawrev-2159	233	6	)	)	PUNCT
inlawrev-2159	233	7	.	.	PUNCT
inlawrev-2159	234	1	see	see	VERB
inlawrev-2159	234	2	also	also	ADV
inlawrev-2159	234	3	indiana	indiana	PROPN
inlawrev-2159	234	4	legislative	legislative	PROPN
inlawrev-2159	234	5	council	council	PROPN
inlawrev-2159	234	6	,	,	PUNCT
inlawrev-2159	234	7	report	report	VERB
inlawrev-2159	234	8	op	op	NOUN
inlawrev-2159	234	9	the	the	DET
inlawrev-2159	234	10	uniform	uniform	ADJ
inlawrev-2159	234	11	consumer	consumer	NOUN
inlawrev-2159	234	12	credit	credit	NOUN
inlawrev-2159	234	13	code	code	NOUN
inlawrev-2159	234	14	study	study	NOUN
inlawrev-2159	234	15	committee	committee	NOUN
inlawrev-2159	234	16	9	9	NUM
inlawrev-2159	234	17	(	(	PUNCT
inlawrev-2159	234	18	1970	1970	NUM
inlawrev-2159	234	19	)	)	PUNCT
inlawrev-2159	234	20	.	.	PUNCT
inlawrev-2159	235	1	60uccc	60uccc	NUM
inlawrev-2159	236	1	§	§	PROPN
inlawrev-2159	236	2	6.203	6.203	NUM
inlawrev-2159	236	3	provides	provide	VERB
inlawrev-2159	236	4	for	for	ADP
inlawrev-2159	236	5	notification	notification	NOUN
inlawrev-2159	236	6	and	and	CCONJ
inlawrev-2159	236	7	filing	filing	NOUN
inlawrev-2159	236	8	fees	fee	NOUN
inlawrev-2159	236	9	which	which	PRON
inlawrev-2159	236	10	,	,	PUNCT
inlawrev-2159	236	11	in	in	ADP
inlawrev-2159	236	12	indiana	indiana	PROPN
inlawrev-2159	236	13	,	,	PUNCT
inlawrev-2159	236	14	go	go	VERB
inlawrev-2159	236	15	in	in	ADP
inlawrev-2159	236	16	part	part	NOUN
inlawrev-2159	236	17	to	to	ADP
inlawrev-2159	236	18	the	the	DET
inlawrev-2159	236	19	state	state	NOUN
inlawrev-2159	236	20	's	's	PART
inlawrev-2159	236	21	general	general	ADJ
inlawrev-2159	236	22	fund	fund	NOUN
inlawrev-2159	236	23	.	.	PUNCT
inlawrev-2159	237	1	836	836	NUM
inlawrev-2159	237	2	indiana	indiana	PROPN
inlawrev-2159	237	3	law	law	PROPN
inlawrev-2159	237	4	review	review	NOUN
inlawrev-2159	237	5	[	[	X
inlawrev-2159	237	6	vol	vol	NOUN
inlawrev-2159	237	7	.	.	NOUN
inlawrev-2159	237	8	8:802	8:802	NUM
inlawrev-2159	237	9	problems	problem	NOUN
inlawrev-2159	237	10	.	.	PUNCT
inlawrev-2159	238	1	61	61	NUM
inlawrev-2159	238	2	it	it	PRON
inlawrev-2159	238	3	is	be	AUX
inlawrev-2159	238	4	clear	clear	ADJ
inlawrev-2159	238	5	that	that	SCONJ
inlawrev-2159	238	6	since	since	SCONJ
inlawrev-2159	238	7	much	much	ADJ
inlawrev-2159	238	8	of	of	ADP
inlawrev-2159	238	9	the	the	DET
inlawrev-2159	238	10	enforcement	enforcement	NOUN
inlawrev-2159	238	11	of	of	ADP
inlawrev-2159	238	12	the	the	DET
inlawrev-2159	238	13	code	code	NOUN
inlawrev-2159	238	14	is	be	AUX
inlawrev-2159	238	15	in	in	ADP
inlawrev-2159	238	16	the	the	DET
inlawrev-2159	238	17	hands	hand	NOUN
inlawrev-2159	238	18	of	of	ADP
inlawrev-2159	238	19	the	the	DET
inlawrev-2159	238	20	administrator	administrator	NOUN
inlawrev-2159	238	21	,	,	PUNCT
inlawrev-2159	238	22	the	the	DET
inlawrev-2159	238	23	consumer	consumer	NOUN
inlawrev-2159	238	24	must	must	AUX
inlawrev-2159	238	25	be	be	AUX
inlawrev-2159	238	26	made	make	VERB
inlawrev-2159	238	27	aware	aware	ADJ
inlawrev-2159	238	28	that	that	SCONJ
inlawrev-2159	238	29	an	an	DET
inlawrev-2159	238	30	agency	agency	NOUN
inlawrev-2159	238	31	is	be	AUX
inlawrev-2159	238	32	there	there	ADV
inlawrev-2159	238	33	to	to	PART
inlawrev-2159	238	34	help	help	VERB
inlawrev-2159	238	35	him	he	PRON
inlawrev-2159	238	36	with	with	ADP
inlawrev-2159	238	37	his	his	PRON
inlawrev-2159	238	38	consumer	consumer	NOUN
inlawrev-2159	238	39	credit	credit	NOUN
inlawrev-2159	238	40	problems.62	problems.62	NOUN
inlawrev-2159	238	41	a	a	DET
inlawrev-2159	238	42	highly	highly	ADV
inlawrev-2159	238	43	visible	visible	ADJ
inlawrev-2159	238	44	agency	agency	NOUN
inlawrev-2159	238	45	is	be	AUX
inlawrev-2159	238	46	an	an	DET
inlawrev-2159	238	47	absolute	absolute	ADJ
inlawrev-2159	238	48	necessity	necessity	NOUN
inlawrev-2159	238	49	to	to	PART
inlawrev-2159	238	50	effective	effective	ADJ
inlawrev-2159	238	51	public	public	ADJ
inlawrev-2159	238	52	enforcement	enforcement	NOUN
inlawrev-2159	238	53	of	of	ADP
inlawrev-2159	238	54	the	the	DET
inlawrev-2159	238	55	code	code	NOUN
inlawrev-2159	238	56	.	.	PUNCT
inlawrev-2159	239	1	since	since	SCONJ
inlawrev-2159	239	2	the	the	DET
inlawrev-2159	239	3	administrator	administrator	NOUN
inlawrev-2159	239	4	has	have	VERB
inlawrev-2159	239	5	the	the	DET
inlawrev-2159	239	6	power	power	NOUN
inlawrev-2159	239	7	to	to	PART
inlawrev-2159	239	8	receive	receive	VERB
inlawrev-2159	239	9	complaints	complaint	NOUN
inlawrev-2159	239	10	,	,	PUNCT
inlawrev-2159	239	11	and	and	CCONJ
inlawrev-2159	239	12	to	to	PART
inlawrev-2159	239	13	act	act	VERB
inlawrev-2159	239	14	upon	upon	SCONJ
inlawrev-2159	239	15	them,63	them,63	NOUN
inlawrev-2159	239	16	the	the	DET
inlawrev-2159	239	17	individual	individual	ADJ
inlawrev-2159	239	18	consumer	consumer	NOUN
inlawrev-2159	239	19	must	must	AUX
inlawrev-2159	239	20	be	be	AUX
inlawrev-2159	239	21	made	make	VERB
inlawrev-2159	239	22	aware	aware	ADJ
inlawrev-2159	239	23	of	of	ADP
inlawrev-2159	239	24	where	where	SCONJ
inlawrev-2159	239	25	and	and	CCONJ
inlawrev-2159	239	26	how	how	SCONJ
inlawrev-2159	239	27	to	to	PART
inlawrev-2159	239	28	register	register	VERB
inlawrev-2159	239	29	his	his	PRON
inlawrev-2159	239	30	complaints	complaint	NOUN
inlawrev-2159	239	31	.	.	PUNCT
inlawrev-2159	240	1	how	how	SCONJ
inlawrev-2159	240	2	are	be	AUX
inlawrev-2159	240	3	the	the	DET
inlawrev-2159	240	4	states	state	NOUN
inlawrev-2159	240	5	communicating	communicate	VERB
inlawrev-2159	240	6	with	with	ADP
inlawrev-2159	240	7	the	the	DET
inlawrev-2159	240	8	consumer	consumer	NOUN
inlawrev-2159	240	9	?	?	PUNCT
inlawrev-2159	241	1	no	no	DET
inlawrev-2159	241	2	state	state	NOUN
inlawrev-2159	241	3	reported	report	VERB
inlawrev-2159	241	4	the	the	DET
inlawrev-2159	241	5	use	use	NOUN
inlawrev-2159	241	6	of	of	ADP
inlawrev-2159	241	7	a	a	DET
inlawrev-2159	241	8	wide	wide	ADJ
inlawrev-2159	241	9	area	area	NOUN
inlawrev-2159	241	10	telephone	telephone	NOUN
inlawrev-2159	241	11	communications	communication	NOUN
inlawrev-2159	241	12	service	service	NOUN
inlawrev-2159	241	13	line	line	NOUN
inlawrev-2159	241	14	for	for	ADP
inlawrev-2159	241	15	the	the	DET
inlawrev-2159	241	16	registration	registration	NOUN
inlawrev-2159	241	17	of	of	ADP
inlawrev-2159	241	18	complaints	complaint	NOUN
inlawrev-2159	241	19	.	.	PUNCT
inlawrev-2159	242	1	only	only	ADV
inlawrev-2159	242	2	one	one	NUM
inlawrev-2159	242	3	state	state	NOUN
inlawrev-2159	242	4	surveyed	survey	VERB
inlawrev-2159	242	5	has	have	AUX
inlawrev-2159	242	6	used	use	VERB
inlawrev-2159	242	7	professional	professional	ADJ
inlawrev-2159	242	8	television	television	NOUN
inlawrev-2159	242	9	spots	spot	NOUN
inlawrev-2159	242	10	,	,	PUNCT
inlawrev-2159	242	11	and	and	CCONJ
inlawrev-2159	242	12	two	two	NUM
inlawrev-2159	242	13	have	have	AUX
inlawrev-2159	242	14	used	use	VERB
inlawrev-2159	242	15	radio	radio	NOUN
inlawrev-2159	242	16	spots	spot	NOUN
inlawrev-2159	242	17	to	to	PART
inlawrev-2159	242	18	reach	reach	VERB
inlawrev-2159	242	19	the	the	DET
inlawrev-2159	242	20	consumer.64	consumer.64	NOUN
inlawrev-2159	242	21	it	it	PRON
inlawrev-2159	242	22	is	be	AUX
inlawrev-2159	242	23	discouraging	discourage	VERB
inlawrev-2159	242	24	that	that	SCONJ
inlawrev-2159	242	25	the	the	DET
inlawrev-2159	242	26	mass	mass	NOUN
inlawrev-2159	242	27	media	medium	NOUN
inlawrev-2159	242	28	has	have	AUX
inlawrev-2159	242	29	not	not	PART
inlawrev-2159	242	30	been	be	AUX
inlawrev-2159	242	31	more	more	ADV
inlawrev-2159	242	32	utilized	utilize	VERB
inlawrev-2159	242	33	since	since	SCONJ
inlawrev-2159	242	34	it	it	PRON
inlawrev-2159	242	35	is	be	AUX
inlawrev-2159	242	36	undoubtedly	undoubtedly	ADV
inlawrev-2159	242	37	the	the	DET
inlawrev-2159	242	38	most	most	ADV
inlawrev-2159	242	39	effective	effective	ADJ
inlawrev-2159	242	40	method	method	NOUN
inlawrev-2159	242	41	of	of	ADP
inlawrev-2159	242	42	reaching	reach	VERB
inlawrev-2159	242	43	large	large	ADJ
inlawrev-2159	242	44	numbers	number	NOUN
inlawrev-2159	242	45	of	of	ADP
inlawrev-2159	242	46	consumers	consumer	NOUN
inlawrev-2159	242	47	.	.	PUNCT
inlawrev-2159	243	1	pamphlets	pamphlet	NOUN
inlawrev-2159	243	2	and	and	CCONJ
inlawrev-2159	243	3	lectures	lecture	NOUN
inlawrev-2159	243	4	are	be	AUX
inlawrev-2159	243	5	being	be	AUX
inlawrev-2159	243	6	used	use	VERB
inlawrev-2159	243	7	as	as	ADP
inlawrev-2159	243	8	a	a	DET
inlawrev-2159	243	9	method	method	NOUN
inlawrev-2159	243	10	of	of	ADP
inlawrev-2159	243	11	educating	educate	VERB
inlawrev-2159	243	12	the	the	DET
inlawrev-2159	243	13	consumer	consumer	NOUN
inlawrev-2159	243	14	in	in	ADP
inlawrev-2159	243	15	some	some	DET
inlawrev-2159	243	16	states;65	states;65	NUM
inlawrev-2159	243	17	however	however	ADV
inlawrev-2159	243	18	,	,	PUNCT
inlawrev-2159	243	19	at	at	ADP
inlawrev-2159	243	20	best	good	ADJ
inlawrev-2159	243	21	,	,	PUNCT
inlawrev-2159	243	22	these	these	PRON
inlawrev-2159	243	23	will	will	AUX
inlawrev-2159	243	24	primarily	primarily	ADV
inlawrev-2159	243	25	reach	reach	VERB
inlawrev-2159	243	26	the	the	DET
inlawrev-2159	243	27	more	more	ADV
inlawrev-2159	243	28	well	well	ADV
inlawrev-2159	243	29	-	-	PUNCT
inlawrev-2159	243	30	informed	inform	VERB
inlawrev-2159	243	31	citizens	citizen	NOUN
inlawrev-2159	243	32	.	.	PUNCT
inlawrev-2159	244	1	in	in	ADP
inlawrev-2159	244	2	two	two	NUM
inlawrev-2159	244	3	states	state	NOUN
inlawrev-2159	244	4	,	,	PUNCT
inlawrev-2159	244	5	limited	limited	ADJ
inlawrev-2159	244	6	attempts	attempt	NOUN
inlawrev-2159	244	7	have	have	AUX
inlawrev-2159	244	8	been	be	AUX
inlawrev-2159	244	9	made	make	VERB
inlawrev-2159	244	10	to	to	PART
inlawrev-2159	244	11	reach	reach	VERB
inlawrev-2159	244	12	high	high	ADJ
inlawrev-2159	244	13	school	school	NOUN
inlawrev-2159	244	14	audiences.66	audiences.66	ADP
inlawrev-2159	244	15	there	there	PRON
inlawrev-2159	244	16	is	be	VERB
inlawrev-2159	244	17	no	no	DET
inlawrev-2159	244	18	indication	indication	NOUN
inlawrev-2159	244	19	that	that	SCONJ
inlawrev-2159	244	20	any	any	DET
inlawrev-2159	244	21	overall	overall	ADJ
inlawrev-2159	244	22	programs	program	NOUN
inlawrev-2159	244	23	of	of	ADP
inlawrev-2159	244	24	consumer	consumer	NOUN
inlawrev-2159	244	25	education	education	NOUN
inlawrev-2159	244	26	are	be	AUX
inlawrev-2159	244	27	in	in	ADP
inlawrev-2159	244	28	existence	existence	NOUN
inlawrev-2159	244	29	or	or	CCONJ
inlawrev-2159	244	30	planned	plan	VERB
inlawrev-2159	244	31	in	in	ADP
inlawrev-2159	244	32	any	any	DET
inlawrev-2159	244	33	state	state	NOUN
inlawrev-2159	244	34	surveyed.67	surveyed.67	NOUN
inlawrev-2159	244	35	the	the	DET
inlawrev-2159	244	36	power	power	NOUN
inlawrev-2159	244	37	to	to	PART
inlawrev-2159	244	38	receive	receive	VERB
inlawrev-2159	244	39	complaints	complaint	NOUN
inlawrev-2159	244	40	should	should	AUX
inlawrev-2159	244	41	enable	enable	VERB
inlawrev-2159	244	42	the	the	DET
inlawrev-2159	244	43	administrator	administrator	NOUN
inlawrev-2159	244	44	to	to	PART
inlawrev-2159	244	45	discover	discover	VERB
inlawrev-2159	244	46	the	the	DET
inlawrev-2159	244	47	particular	particular	ADJ
inlawrev-2159	244	48	areas	area	NOUN
inlawrev-2159	244	49	in	in	ADP
inlawrev-2159	244	50	which	which	PRON
inlawrev-2159	244	51	consumer	consumer	NOUN
inlawrev-2159	244	52	credit	credit	NOUN
inlawrev-2159	244	53	problems	problem	NOUN
inlawrev-2159	244	54	need	need	VERB
inlawrev-2159	244	55	attention	attention	NOUN
inlawrev-2159	244	56	and	and	CCONJ
inlawrev-2159	244	57	education	education	NOUN
inlawrev-2159	244	58	.	.	PUNCT
inlawrev-2159	245	1	educational	educational	ADJ
inlawrev-2159	245	2	programs	program	NOUN
inlawrev-2159	245	3	could	could	AUX
inlawrev-2159	245	4	be	be	AUX
inlawrev-2159	245	5	partially	partially	ADV
inlawrev-2159	245	6	channeled	channel	VERB
inlawrev-2159	245	7	in	in	ADP
inlawrev-2159	245	8	these	these	DET
inlawrev-2159	245	9	directions	direction	NOUN
inlawrev-2159	245	10	,	,	PUNCT
inlawrev-2159	245	11	but	but	CCONJ
inlawrev-2159	245	12	at	at	ADV
inlawrev-2159	245	13	least	least	ADV
inlawrev-2159	245	14	two	two	NUM
inlawrev-2159	245	15	states	state	NOUN
inlawrev-2159	245	16	do	do	AUX
inlawrev-2159	245	17	not	not	PART
inlawrev-2159	245	18	have	have	VERB
inlawrev-2159	245	19	data	datum	NOUN
inlawrev-2159	245	20	to	to	PART
inlawrev-2159	245	21	categorize	categorize	VERB
inlawrev-2159	245	22	complaints	complaint	NOUN
inlawrev-2159	245	23	,	,	PUNCT
inlawrev-2159	245	24	making	make	VERB
inlawrev-2159	245	25	an	an	DET
inlawrev-2159	245	26	analysis	analysis	NOUN
inlawrev-2159	245	27	along	along	ADP
inlawrev-2159	245	28	these	these	DET
inlawrev-2159	245	29	lines	line	NOUN
inlawrev-2159	245	30	mere	mere	ADJ
inlawrev-2159	245	31	guesswork.68	guesswork.68	NOUN
inlawrev-2159	245	32	since	since	SCONJ
inlawrev-2159	245	33	all	all	PRON
inlawrev-2159	245	34	but	but	SCONJ
inlawrev-2159	245	35	one	one	NUM
inlawrev-2159	245	36	state	state	NOUN
inlawrev-2159	245	37	reported	report	VERB
inlawrev-2159	245	38	a	a	DET
inlawrev-2159	245	39	formal	formal	ADJ
inlawrev-2159	245	40	method	method	NOUN
inlawrev-2159	245	41	of	of	ADP
inlawrev-2159	245	42	making	make	VERB
inlawrev-2159	245	43	complaints,69	complaints,69	VERB
inlawrev-2159	245	44	the	the	DET
inlawrev-2159	245	45	information	information	NOUN
inlawrev-2159	245	46	to	to	PART
inlawrev-2159	245	47	categorize	categorize	VERB
inlawrev-2159	245	48	complaints	complaint	NOUN
inlawrev-2159	245	49	is	be	AUX
inlawrev-2159	245	50	available	available	ADJ
inlawrev-2159	245	51	and	and	CCONJ
inlawrev-2159	245	52	should	should	AUX
inlawrev-2159	245	53	be	be	AUX
inlawrev-2159	245	54	used	use	VERB
inlawrev-2159	245	55	in	in	ADP
inlawrev-2159	245	56	determining	determine	VERB
inlawrev-2159	245	57	areas	area	NOUN
inlawrev-2159	245	58	needed	need	VERB
inlawrev-2159	245	59	for	for	ADP
inlawrev-2159	245	60	consumer	consumer	NOUN
inlawrev-2159	245	61	education	education	NOUN
inlawrev-2159	245	62	.	.	PUNCT
inlawrev-2159	246	1	the	the	DET
inlawrev-2159	246	2	administrator	administrator	NOUN
inlawrev-2159	246	3	is	be	AUX
inlawrev-2159	246	4	also	also	ADV
inlawrev-2159	246	5	given	give	VERB
inlawrev-2159	246	6	power	power	NOUN
inlawrev-2159	246	7	to	to	PART
inlawrev-2159	246	8	make	make	VERB
inlawrev-2159	246	9	studies	study	NOUN
inlawrev-2159	246	10	in	in	ADP
inlawrev-2159	246	11	order	order	NOUN
inlawrev-2159	246	12	to	to	PART
inlawrev-2159	246	13	effectuate	effectuate	VERB
inlawrev-2159	246	14	the	the	DET
inlawrev-2159	246	15	purposes	purpose	NOUN
inlawrev-2159	246	16	and	and	CCONJ
inlawrev-2159	246	17	policies	policy	NOUN
inlawrev-2159	246	18	of	of	ADP
inlawrev-2159	246	19	the	the	DET
inlawrev-2159	246	20	code.70	code.70	ADJ
inlawrev-2159	246	21	no	no	DET
inlawrev-2159	246	22	61	61	NUM
inlawrev-2159	246	23	uccc	uccc	NOUN
inlawrev-2159	246	24	§	§	NOUN
inlawrev-2159	246	25	6.104(1	6.104(1	NOUN
inlawrev-2159	246	26	)	)	PUNCT
inlawrev-2159	246	27	.	.	PUNCT
inlawrev-2159	247	1	62	62	NUM
inlawrev-2159	247	2	see	see	VERB
inlawrev-2159	247	3	caplovitz	caplovitz	NOUN
inlawrev-2159	247	4	,	,	PUNCT
inlawrev-2159	247	5	consumer	consumer	NOUN
inlawrev-2159	247	6	problems	problem	NOUN
inlawrev-2159	247	7	,	,	PUNCT
inlawrev-2159	247	8	23	23	NUM
inlawrev-2159	247	9	legal	legal	ADJ
inlawrev-2159	247	10	aid	aid	NOUN
inlawrev-2159	247	11	brief	brief	NOUN
inlawrev-2159	247	12	case	case	NOUN
inlawrev-2159	247	13	,	,	PUNCT
inlawrev-2159	247	14	143	143	NUM
inlawrev-2159	247	15	,	,	PUNCT
inlawrev-2159	247	16	147	147	NUM
inlawrev-2159	247	17	(	(	PUNCT
inlawrev-2159	247	18	feb	feb	PROPN
inlawrev-2159	247	19	.	.	PROPN
inlawrev-2159	247	20	1965	1965	NUM
inlawrev-2159	247	21	)	)	PUNCT
inlawrev-2159	247	22	.	.	PUNCT
inlawrev-2159	248	1	63uccc	63uccc	X
inlawrev-2159	249	1	§	§	NOUN
inlawrev-2159	249	2	6.104(1	6.104(1	NOUN
inlawrev-2159	249	3	)	)	PUNCT
inlawrev-2159	249	4	.	.	PUNCT
inlawrev-2159	250	1	64appendix	64appendix	NUM
inlawrev-2159	250	2	,	,	PUNCT
inlawrev-2159	250	3	question	question	VERB
inlawrev-2159	250	4	no	no	INTJ
inlawrev-2159	250	5	.	.	NOUN
inlawrev-2159	251	1	7	7	X
inlawrev-2159	251	2	.	.	X
inlawrev-2159	251	3	the	the	DET
inlawrev-2159	251	4	federal	federal	PROPN
inlawrev-2159	251	5	trade	trade	PROPN
inlawrev-2159	251	6	commission	commission	PROPN
inlawrev-2159	251	7	has	have	AUX
inlawrev-2159	251	8	used	use	VERB
inlawrev-2159	251	9	such	such	ADJ
inlawrev-2159	251	10	spots	spot	NOUN
inlawrev-2159	251	11	but	but	CCONJ
inlawrev-2159	251	12	no	no	DET
inlawrev-2159	251	13	assessment	assessment	NOUN
inlawrev-2159	251	14	of	of	ADP
inlawrev-2159	251	15	effectiveness	effectiveness	NOUN
inlawrev-2159	251	16	has	have	AUX
inlawrev-2159	251	17	been	be	AUX
inlawrev-2159	251	18	made	make	VERB
inlawrev-2159	251	19	.	.	PUNCT
inlawrev-2159	252	1	see	see	VERB
inlawrev-2159	252	2	feldman	feldman	PROPN
inlawrev-2159	252	3	,	,	PUNCT
inlawrev-2159	252	4	ftc	ftc	PROPN
inlawrev-2159	252	5	enforcement	enforcement	NOUN
inlawrev-2159	252	6	of	of	ADP
inlawrev-2159	252	7	the	the	DET
inlawrev-2159	252	8	truth	truth	NOUN
inlawrev-2159	252	9	in	in	ADP
inlawrev-2159	252	10	lending	lending	NOUN
inlawrev-2159	252	11	act	act	NOUN
inlawrev-2159	252	12	—	—	PUNCT
inlawrev-2159	252	13	one	one	NUM
inlawrev-2159	252	14	year	year	NOUN
inlawrev-2159	252	15	later	later	ADV
inlawrev-2159	252	16	,	,	PUNCT
inlawrev-2159	253	1	26	26	NUM
inlawrev-2159	253	2	bus	bus	NOUN
inlawrev-2159	253	3	.	.	PUNCT
inlawrev-2159	253	4	law	law	NOUN
inlawrev-2159	253	5	.	.	PUNCT
inlawrev-2159	254	1	835,837	835,837	NUM
inlawrev-2159	254	2	-	-	SYM
inlawrev-2159	254	3	38	38	NUM
inlawrev-2159	254	4	(	(	PUNCT
inlawrev-2159	254	5	1971	1971	NUM
inlawrev-2159	254	6	)	)	PUNCT
inlawrev-2159	254	7	.	.	PUNCT
inlawrev-2159	255	1	65appendix	65appendix	NUM
inlawrev-2159	255	2	,	,	PUNCT
inlawrev-2159	255	3	question	question	VERB
inlawrev-2159	255	4	no	no	INTJ
inlawrev-2159	255	5	.	.	NOUN
inlawrev-2159	256	1	7	7	X
inlawrev-2159	256	2	.	.	X
inlawrev-2159	256	3	66id	66id	NUM
inlawrev-2159	256	4	.	.	PUNCT
inlawrev-2159	257	1	t7id	t7id	PRON
inlawrev-2159	257	2	.	.	PUNCT
inlawrev-2159	258	1	68appendix	68appendix	NUM
inlawrev-2159	258	2	,	,	PUNCT
inlawrev-2159	258	3	question	question	VERB
inlawrev-2159	258	4	no	no	INTJ
inlawrev-2159	258	5	.	.	NOUN
inlawrev-2159	258	6	20	20	NUM
inlawrev-2159	258	7	.	.	PUNCT
inlawrev-2159	259	1	69appendix	69appendix	PROPN
inlawrev-2159	259	2	,	,	PUNCT
inlawrev-2159	259	3	question	question	VERB
inlawrev-2159	259	4	no	no	INTJ
inlawrev-2159	259	5	.	.	NOUN
inlawrev-2159	259	6	18	18	NUM
inlawrev-2159	259	7	.	.	PUNCT
inlawrev-2159	260	1	70uccc	70uccc	NUM
inlawrev-2159	261	1	§	§	NOUN
inlawrev-2159	261	2	6.104(1	6.104(1	NUM
inlawrev-2159	261	3	)	)	PUNCT
inlawrev-2159	261	4	(	(	PUNCT
inlawrev-2159	261	5	d	d	NOUN
inlawrev-2159	261	6	)	)	PUNCT
inlawrev-2159	261	7	.	.	PUNCT
inlawrev-2159	262	1	1975	1975	NUM
inlawrev-2159	262	2	]	]	PUNCT
inlawrev-2159	262	3	the	the	DET
inlawrev-2159	262	4	uniform	uniform	ADJ
inlawrev-2159	262	5	consumer	consumer	NOUN
inlawrev-2159	262	6	credit	credit	NOUN
inlawrev-2159	262	7	code	code	NOUN
inlawrev-2159	262	8	837	837	NUM
inlawrev-2159	262	9	state	state	NOUN
inlawrev-2159	262	10	surveyed	survey	VERB
inlawrev-2159	262	11	reported	report	VERB
inlawrev-2159	262	12	any	any	DET
inlawrev-2159	262	13	studies	study	NOUN
inlawrev-2159	262	14	undertaken.7	undertaken.7	NOUN
inlawrev-2159	262	15	'	'	PUNCT
inlawrev-2159	262	16	a	a	DET
inlawrev-2159	262	17	study	study	NOUN
inlawrev-2159	262	18	of	of	ADP
inlawrev-2159	262	19	consumer	consumer	NOUN
inlawrev-2159	262	20	awareness	awareness	NOUN
inlawrev-2159	262	21	of	of	ADP
inlawrev-2159	262	22	the	the	DET
inlawrev-2159	262	23	existence	existence	NOUN
inlawrev-2159	262	24	of	of	ADP
inlawrev-2159	262	25	consumer	consumer	NOUN
inlawrev-2159	262	26	credit	credit	NOUN
inlawrev-2159	262	27	legislation	legislation	NOUN
inlawrev-2159	262	28	would	would	AUX
inlawrev-2159	262	29	be	be	AUX
inlawrev-2159	262	30	helpful	helpful	ADJ
inlawrev-2159	262	31	in	in	ADP
inlawrev-2159	262	32	planning	plan	VERB
inlawrev-2159	262	33	consumer	consumer	NOUN
inlawrev-2159	262	34	education	education	NOUN
inlawrev-2159	262	35	.	.	PUNCT
inlawrev-2159	263	1	most	most	ADJ
inlawrev-2159	263	2	creditors	creditor	NOUN
inlawrev-2159	263	3	will	will	AUX
inlawrev-2159	263	4	at	at	ADV
inlawrev-2159	263	5	least	least	ADJ
inlawrev-2159	263	6	be	be	AUX
inlawrev-2159	263	7	aware	aware	ADJ
inlawrev-2159	263	8	of	of	ADP
inlawrev-2159	263	9	the	the	DET
inlawrev-2159	263	10	code	code	NOUN
inlawrev-2159	263	11	because	because	SCONJ
inlawrev-2159	263	12	of	of	ADP
inlawrev-2159	263	13	the	the	DET
inlawrev-2159	263	14	notification	notification	NOUN
inlawrev-2159	263	15	filing	filing	NOUN
inlawrev-2159	263	16	requirements	requirement	NOUN
inlawrev-2159	263	17	.	.	PUNCT
inlawrev-2159	264	1	on	on	ADP
inlawrev-2159	264	2	the	the	DET
inlawrev-2159	264	3	other	other	ADJ
inlawrev-2159	264	4	hand	hand	NOUN
inlawrev-2159	264	5	,	,	PUNCT
inlawrev-2159	264	6	consumer	consumer	NOUN
inlawrev-2159	264	7	awareness	awareness	NOUN
inlawrev-2159	264	8	depends	depend	VERB
inlawrev-2159	264	9	upon	upon	SCONJ
inlawrev-2159	264	10	effective	effective	ADJ
inlawrev-2159	264	11	education	education	NOUN
inlawrev-2159	264	12	programs	program	NOUN
inlawrev-2159	264	13	originating	originate	VERB
inlawrev-2159	264	14	with	with	ADP
inlawrev-2159	264	15	the	the	DET
inlawrev-2159	264	16	administrator	administrator	NOUN
inlawrev-2159	264	17	.	.	PUNCT
inlawrev-2159	265	1	iv	iv	X
inlawrev-2159	265	2	.	.	PUNCT
inlawrev-2159	266	1	conclusion	conclusion	VERB
inlawrev-2159	266	2	the	the	DET
inlawrev-2159	266	3	effectiveness	effectiveness	NOUN
inlawrev-2159	266	4	of	of	ADP
inlawrev-2159	266	5	the	the	DET
inlawrev-2159	266	6	uniform	uniform	ADJ
inlawrev-2159	266	7	consumer	consumer	NOUN
inlawrev-2159	266	8	credit	credit	NOUN
inlawrev-2159	266	9	code	code	NOUN
inlawrev-2159	266	10	as	as	ADP
inlawrev-2159	266	11	a	a	DET
inlawrev-2159	266	12	regulator	regulator	NOUN
inlawrev-2159	266	13	of	of	ADP
inlawrev-2159	266	14	consumer	consumer	NOUN
inlawrev-2159	266	15	credit	credit	NOUN
inlawrev-2159	266	16	depends	depend	VERB
inlawrev-2159	266	17	largely	largely	ADV
inlawrev-2159	266	18	upon	upon	SCONJ
inlawrev-2159	266	19	the	the	DET
inlawrev-2159	266	20	administrator	administrator	NOUN
inlawrev-2159	266	21	.	.	PUNCT
inlawrev-2159	267	1	the	the	DET
inlawrev-2159	267	2	history	history	NOUN
inlawrev-2159	267	3	and	and	CCONJ
inlawrev-2159	267	4	staffing	staffing	NOUN
inlawrev-2159	267	5	of	of	ADP
inlawrev-2159	267	6	the	the	DET
inlawrev-2159	267	7	current	current	ADJ
inlawrev-2159	267	8	administrators	administrator	NOUN
inlawrev-2159	267	9	yield	yield	VERB
inlawrev-2159	267	10	a	a	DET
inlawrev-2159	267	11	structure	structure	NOUN
inlawrev-2159	267	12	which	which	PRON
inlawrev-2159	267	13	is	be	AUX
inlawrev-2159	267	14	not	not	PART
inlawrev-2159	267	15	conducive	conducive	ADJ
inlawrev-2159	267	16	to	to	ADP
inlawrev-2159	267	17	effective	effective	ADJ
inlawrev-2159	267	18	enforcement	enforcement	NOUN
inlawrev-2159	267	19	.	.	PUNCT
inlawrev-2159	268	1	this	this	PRON
inlawrev-2159	268	2	raises	raise	VERB
inlawrev-2159	268	3	the	the	DET
inlawrev-2159	268	4	question	question	NOUN
inlawrev-2159	268	5	of	of	ADP
inlawrev-2159	268	6	whether	whether	SCONJ
inlawrev-2159	268	7	states	state	NOUN
inlawrev-2159	268	8	considering	consider	VERB
inlawrev-2159	268	9	adoption	adoption	NOUN
inlawrev-2159	268	10	of	of	ADP
inlawrev-2159	268	11	the	the	DET
inlawrev-2159	268	12	uccc	uccc	NOUN
inlawrev-2159	268	13	in	in	ADP
inlawrev-2159	268	14	the	the	DET
inlawrev-2159	268	15	future	future	NOUN
inlawrev-2159	268	16	would	would	AUX
inlawrev-2159	268	17	find	find	VERB
inlawrev-2159	268	18	it	it	PRON
inlawrev-2159	268	19	more	more	ADV
inlawrev-2159	268	20	advantageous	advantageous	ADJ
inlawrev-2159	268	21	to	to	PART
inlawrev-2159	268	22	adopt	adopt	VERB
inlawrev-2159	268	23	other	other	ADJ
inlawrev-2159	268	24	consumer	consumer	NOUN
inlawrev-2159	268	25	credit	credit	NOUN
inlawrev-2159	268	26	acts	act	NOUN
inlawrev-2159	268	27	or	or	CCONJ
inlawrev-2159	268	28	simply	simply	ADV
inlawrev-2159	268	29	to	to	PART
inlawrev-2159	268	30	revise	revise	VERB
inlawrev-2159	268	31	existing	exist	VERB
inlawrev-2159	268	32	laws	law	NOUN
inlawrev-2159	268	33	.	.	PUNCT
inlawrev-2159	269	1	at	at	ADP
inlawrev-2159	269	2	least	least	ADJ
inlawrev-2159	269	3	,	,	PUNCT
inlawrev-2159	269	4	greater	great	ADJ
inlawrev-2159	269	5	consideration	consideration	NOUN
inlawrev-2159	269	6	should	should	AUX
inlawrev-2159	269	7	be	be	AUX
inlawrev-2159	269	8	given	give	VERB
inlawrev-2159	269	9	to	to	ADP
inlawrev-2159	269	10	the	the	DET
inlawrev-2159	269	11	qualifications	qualification	NOUN
inlawrev-2159	269	12	and	and	CCONJ
inlawrev-2159	269	13	selection	selection	NOUN
inlawrev-2159	269	14	of	of	ADP
inlawrev-2159	269	15	the	the	DET
inlawrev-2159	269	16	administrator	administrator	NOUN
inlawrev-2159	269	17	and	and	CCONJ
inlawrev-2159	269	18	the	the	DET
inlawrev-2159	269	19	structure	structure	NOUN
inlawrev-2159	269	20	of	of	ADP
inlawrev-2159	269	21	his	his	PRON
inlawrev-2159	269	22	office	office	NOUN
inlawrev-2159	269	23	.	.	PUNCT
inlawrev-2159	270	1	while	while	SCONJ
inlawrev-2159	270	2	no	no	DET
inlawrev-2159	270	3	statute	statute	NOUN
inlawrev-2159	270	4	can	can	AUX
inlawrev-2159	270	5	insure	insure	VERB
inlawrev-2159	270	6	that	that	SCONJ
inlawrev-2159	270	7	the	the	DET
inlawrev-2159	270	8	agency	agency	NOUN
inlawrev-2159	270	9	entrusted	entrust	VERB
inlawrev-2159	270	10	with	with	ADP
inlawrev-2159	270	11	enforcement	enforcement	NOUN
inlawrev-2159	270	12	will	will	AUX
inlawrev-2159	270	13	adequately	adequately	ADV
inlawrev-2159	270	14	protect	protect	VERB
inlawrev-2159	270	15	consumer	consumer	NOUN
inlawrev-2159	270	16	interests	interest	NOUN
inlawrev-2159	270	17	,	,	PUNCT
inlawrev-2159	270	18	such	such	ADJ
inlawrev-2159	270	19	purpose	purpose	NOUN
inlawrev-2159	270	20	would	would	AUX
inlawrev-2159	270	21	be	be	AUX
inlawrev-2159	270	22	advanced	advance	VERB
inlawrev-2159	270	23	by	by	ADP
inlawrev-2159	270	24	placing	place	VERB
inlawrev-2159	270	25	the	the	DET
inlawrev-2159	270	26	administration	administration	NOUN
inlawrev-2159	270	27	of	of	ADP
inlawrev-2159	270	28	the	the	DET
inlawrev-2159	270	29	code	code	NOUN
inlawrev-2159	270	30	in	in	ADP
inlawrev-2159	270	31	the	the	DET
inlawrev-2159	270	32	hands	hand	NOUN
inlawrev-2159	270	33	of	of	ADP
inlawrev-2159	270	34	a	a	DET
inlawrev-2159	270	35	separate	separate	ADJ
inlawrev-2159	270	36	agency	agency	NOUN
inlawrev-2159	270	37	,	,	PUNCT
inlawrev-2159	270	38	or	or	CCONJ
inlawrev-2159	270	39	an	an	DET
inlawrev-2159	270	40	agency	agency	NOUN
inlawrev-2159	270	41	with	with	ADP
inlawrev-2159	270	42	a	a	DET
inlawrev-2159	270	43	parallel	parallel	ADJ
inlawrev-2159	270	44	constitutency	constitutency	NOUN
inlawrev-2159	270	45	.	.	PUNCT
inlawrev-2159	271	1	certainly	certainly	ADV
inlawrev-2159	271	2	any	any	DET
inlawrev-2159	271	3	such	such	ADJ
inlawrev-2159	271	4	agency	agency	NOUN
inlawrev-2159	271	5	should	should	AUX
inlawrev-2159	271	6	have	have	VERB
inlawrev-2159	271	7	an	an	DET
inlawrev-2159	271	8	adequate	adequate	ADJ
inlawrev-2159	271	9	legal	legal	ADJ
inlawrev-2159	271	10	staff	staff	NOUN
inlawrev-2159	271	11	and	and	CCONJ
inlawrev-2159	271	12	the	the	DET
inlawrev-2159	271	13	administrator	administrator	NOUN
inlawrev-2159	271	14	should	should	AUX
inlawrev-2159	271	15	possess	possess	VERB
inlawrev-2159	271	16	the	the	DET
inlawrev-2159	271	17	authority	authority	NOUN
inlawrev-2159	271	18	to	to	PART
inlawrev-2159	271	19	sue	sue	VERB
inlawrev-2159	271	20	suspected	suspect	VERB
inlawrev-2159	271	21	violators	violator	NOUN
inlawrev-2159	271	22	on	on	ADP
inlawrev-2159	271	23	his	his	PRON
inlawrev-2159	271	24	own	own	ADJ
inlawrev-2159	271	25	initiative	initiative	NOUN
inlawrev-2159	271	26	.	.	PUNCT
inlawrev-2159	272	1	some	some	DET
inlawrev-2159	272	2	actions	action	NOUN
inlawrev-2159	272	3	should	should	AUX
inlawrev-2159	272	4	perhaps	perhaps	ADV
inlawrev-2159	272	5	be	be	AUX
inlawrev-2159	272	6	made	make	VERB
inlawrev-2159	272	7	mandatory	mandatory	ADJ
inlawrev-2159	272	8	,	,	PUNCT
inlawrev-2159	272	9	as	as	ADP
inlawrev-2159	272	10	in	in	ADP
inlawrev-2159	272	11	the	the	DET
inlawrev-2159	272	12	wisconsin	wisconsin	NOUN
inlawrev-2159	272	13	consumer	consumer	NOUN
inlawrev-2159	272	14	act.72	act.72	NOUN
inlawrev-2159	272	15	finally	finally	ADV
inlawrev-2159	272	16	,	,	PUNCT
inlawrev-2159	272	17	someone	someone	PRON
inlawrev-2159	272	18	with	with	ADP
inlawrev-2159	272	19	appropriate	appropriate	ADJ
inlawrev-2159	272	20	training	training	NOUN
inlawrev-2159	272	21	should	should	AUX
inlawrev-2159	272	22	be	be	AUX
inlawrev-2159	272	23	placed	place	VERB
inlawrev-2159	272	24	in	in	ADP
inlawrev-2159	272	25	charge	charge	NOUN
inlawrev-2159	272	26	of	of	ADP
inlawrev-2159	272	27	developing	develop	VERB
inlawrev-2159	272	28	an	an	DET
inlawrev-2159	272	29	overall	overall	ADJ
inlawrev-2159	272	30	program	program	NOUN
inlawrev-2159	272	31	of	of	ADP
inlawrev-2159	272	32	consumer	consumer	NOUN
inlawrev-2159	272	33	education	education	NOUN
inlawrev-2159	272	34	both	both	CCONJ
inlawrev-2159	272	35	for	for	ADP
inlawrev-2159	272	36	adults	adult	NOUN
inlawrev-2159	272	37	and	and	CCONJ
inlawrev-2159	272	38	children	child	NOUN
inlawrev-2159	272	39	.	.	PUNCT
inlawrev-2159	273	1	none	none	NOUN
inlawrev-2159	273	2	of	of	ADP
inlawrev-2159	273	3	these	these	DET
inlawrev-2159	273	4	things	thing	NOUN
inlawrev-2159	273	5	,	,	PUNCT
inlawrev-2159	273	6	either	either	CCONJ
inlawrev-2159	273	7	singly	singly	ADV
inlawrev-2159	273	8	or	or	CCONJ
inlawrev-2159	273	9	collectively	collectively	ADV
inlawrev-2159	273	10	will	will	AUX
inlawrev-2159	273	11	insure	insure	VERB
inlawrev-2159	273	12	enforcement	enforcement	NOUN
inlawrev-2159	273	13	of	of	ADP
inlawrev-2159	273	14	consumer	consumer	NOUN
inlawrev-2159	273	15	credit	credit	NOUN
inlawrev-2159	273	16	protection	protection	NOUN
inlawrev-2159	273	17	,	,	PUNCT
inlawrev-2159	273	18	but	but	CCONJ
inlawrev-2159	273	19	each	each	PRON
inlawrev-2159	273	20	would	would	AUX
inlawrev-2159	273	21	greatly	greatly	ADV
inlawrev-2159	273	22	improve	improve	VERB
inlawrev-2159	273	23	the	the	DET
inlawrev-2159	273	24	administration	administration	NOUN
inlawrev-2159	273	25	of	of	ADP
inlawrev-2159	273	26	the	the	DET
inlawrev-2159	273	27	uniform	uniform	ADJ
inlawrev-2159	273	28	consumer	consumer	NOUN
inlawrev-2159	273	29	credit	credit	NOUN
inlawrev-2159	273	30	code	code	NOUN
inlawrev-2159	273	31	relative	relative	ADJ
inlawrev-2159	273	32	to	to	ADP
inlawrev-2159	273	33	the	the	DET
inlawrev-2159	273	34	manner	manner	NOUN
inlawrev-2159	273	35	of	of	ADP
inlawrev-2159	273	36	enforcement	enforcement	NOUN
inlawrev-2159	273	37	to	to	ADP
inlawrev-2159	273	38	date	date	NOUN
inlawrev-2159	273	39	.	.	PUNCT
inlawrev-2159	274	1	baker	baker	PROPN
inlawrev-2159	274	2	r.	r.	PROPN
inlawrev-2159	274	3	rector	rector	PROPN
inlawrev-2159	274	4	susanne	susanne	PROPN
inlawrev-2159	274	5	b.	b.	PROPN
inlawrev-2159	274	6	jones	jones	PROPN
inlawrev-2159	274	7	7	7	NUM
inlawrev-2159	274	8	'	'	PUNCT
inlawrev-2159	274	9	appendix	appendix	NOUN
inlawrev-2159	274	10	,	,	PUNCT
inlawrev-2159	274	11	question	question	VERB
inlawrev-2159	274	12	no	no	INTJ
inlawrev-2159	274	13	.	.	NOUN
inlawrev-2159	275	1	7	7	X
inlawrev-2159	275	2	.	.	X
inlawrev-2159	275	3	72wis	72wis	NOUN
inlawrev-2159	275	4	.	.	PUNCT
inlawrev-2159	276	1	stat	stat	PROPN
inlawrev-2159	276	2	.	.	PUNCT
inlawrev-2159	277	1	ann	ann	PROPN
inlawrev-2159	277	2	.	.	PUNCT
inlawrev-2159	278	1	§	§	PROPN
inlawrev-2159	278	2	426.106	426.106	PROPN
inlawrev-2159	278	3	(	(	PUNCT
inlawrev-2159	278	4	1974	1974	NUM
inlawrev-2159	278	5	)	)	PUNCT
inlawrev-2159	278	6	.	.	PUNCT
inlawrev-2159	279	1	see	see	VERB
inlawrev-2159	279	2	note	note	NOUN
inlawrev-2159	279	3	28	28	NUM
inlawrev-2159	279	4	supra	supra	NOUN
inlawrev-2159	279	5	.	.	PUNCT
inlawrev-2159	280	1	838	838	NUM
inlawrev-2159	280	2	indiana	indiana	PROPN
inlawrev-2159	280	3	law	law	PROPN
inlawrev-2159	280	4	review	review	NOUN
inlawrev-2159	280	5	[	[	X
inlawrev-2159	280	6	vol	vol	NOUN
inlawrev-2159	280	7	.	.	PUNCT
inlawrev-2159	280	8	8:828	8:828	NUM
inlawrev-2159	280	9	appendix	appendix	VERB
inlawrev-2159	280	10	1	1	NUM
inlawrev-2159	280	11	.	.	PUNCT
inlawrev-2159	281	1	how	how	SCONJ
inlawrev-2159	281	2	are	be	AUX
inlawrev-2159	281	3	registration	registration	NOUN
inlawrev-2159	281	4	fees	fee	NOUN
inlawrev-2159	281	5	assessed	assess	VERB
inlawrev-2159	281	6	in	in	ADP
inlawrev-2159	281	7	your	your	PRON
inlawrev-2159	281	8	state	state	NOUN
inlawrev-2159	281	9	?	?	PUNCT
inlawrev-2159	282	1	how	how	SCONJ
inlawrev-2159	282	2	much	much	ADJ
inlawrev-2159	282	3	revenue	revenue	NOUN
inlawrev-2159	282	4	is	be	AUX
inlawrev-2159	282	5	raised	raise	VERB
inlawrev-2159	282	6	in	in	ADP
inlawrev-2159	282	7	this	this	DET
inlawrev-2159	282	8	manner	manner	NOUN
inlawrev-2159	282	9	?	?	PUNCT
inlawrev-2159	283	1	colorado	colorado	NOUN
inlawrev-2159	283	2	:	:	PUNCT
inlawrev-2159	283	3	supervised	supervise	VERB
inlawrev-2159	283	4	lenders—$150	lenders—$150	PROPN
inlawrev-2159	283	5	per	per	ADP
inlawrev-2159	283	6	office	office	NOUN
inlawrev-2159	283	7	supervised	supervise	VERB
inlawrev-2159	283	8	financial	financial	ADJ
inlawrev-2159	283	9	organizations—$10	organizations—$10	PROPN
inlawrev-2159	283	10	per	per	ADP
inlawrev-2159	283	11	location	location	NOUN
inlawrev-2159	283	12	all	all	DET
inlawrev-2159	283	13	others—$10	others—$10	PROPN
inlawrev-2159	283	14	per	per	ADP
inlawrev-2159	283	15	$	$	SYM
inlawrev-2159	283	16	100,000	100,000	NUM
inlawrev-2159	283	17	revenue	revenue	NOUN
inlawrev-2159	283	18	raised	raise	VERB
inlawrev-2159	283	19	:	:	PUNCT
inlawrev-2159	283	20	approximately	approximately	ADV
inlawrev-2159	283	21	$	$	SYM
inlawrev-2159	283	22	165,000	165,000	NUM
inlawrev-2159	283	23	per	per	ADP
inlawrev-2159	283	24	year	year	NOUN
inlawrev-2159	283	25	idaho	idaho	PROPN
inlawrev-2159	283	26	:	:	PUNCT
inlawrev-2159	283	27	statutorily	statutorily	ADV
inlawrev-2159	283	28	authorized	authorize	VERB
inlawrev-2159	283	29	fee	fee	NOUN
inlawrev-2159	283	30	—	—	PUNCT
inlawrev-2159	283	31	maximum	maximum	ADJ
inlawrev-2159	283	32	$	$	SYM
inlawrev-2159	283	33	50	50	NUM
inlawrev-2159	283	34	notification	notification	NOUN
inlawrev-2159	283	35	fee	fee	NOUN
inlawrev-2159	283	36	plus	plus	CCONJ
inlawrev-2159	283	37	$	$	SYM
inlawrev-2159	283	38	10	10	NUM
inlawrev-2159	283	39	for	for	ADP
inlawrev-2159	283	40	each	each	DET
inlawrev-2159	283	41	$	$	SYM
inlawrev-2159	283	42	100,000	100,000	NUM
inlawrev-2159	283	43	of	of	ADP
inlawrev-2159	283	44	volume	volume	NOUN
inlawrev-2159	283	45	of	of	ADP
inlawrev-2159	283	46	consumer	consumer	NOUN
inlawrev-2159	283	47	credit	credit	NOUN
inlawrev-2159	283	48	transactions	transaction	NOUN
inlawrev-2159	283	49	over	over	ADP
inlawrev-2159	283	50	$	$	SYM
inlawrev-2159	283	51	100,000	100,000	NUM
inlawrev-2159	283	52	fee	fee	NOUN
inlawrev-2159	283	53	for	for	ADP
inlawrev-2159	283	54	fiscal	fiscal	ADJ
inlawrev-2159	283	55	1972—$25	1972—$25	NUM
inlawrev-2159	283	56	plus	plus	CCONJ
inlawrev-2159	283	57	volume	volume	NOUN
inlawrev-2159	283	58	fee	fee	NOUN
inlawrev-2159	283	59	fee	fee	NOUN
inlawrev-2159	283	60	for	for	ADP
inlawrev-2159	283	61	fiscal	fiscal	ADJ
inlawrev-2159	283	62	1973—$15	1973—$15	NUM
inlawrev-2159	283	63	plus	plus	CCONJ
inlawrev-2159	283	64	volume	volume	NOUN
inlawrev-2159	283	65	fee	fee	NOUN
inlawrev-2159	283	66	if	if	SCONJ
inlawrev-2159	283	67	the	the	DET
inlawrev-2159	283	68	creditor	creditor	NOUN
inlawrev-2159	283	69	charges	charge	VERB
inlawrev-2159	283	70	interest	interest	NOUN
inlawrev-2159	283	71	;	;	PUNCT
inlawrev-2159	283	72	$	$	SYM
inlawrev-2159	283	73	10	10	NUM
inlawrev-2159	283	74	plus	plus	CCONJ
inlawrev-2159	283	75	volume	volume	NOUN
inlawrev-2159	283	76	fee	fee	NOUN
inlawrev-2159	283	77	if	if	SCONJ
inlawrev-2159	283	78	the	the	DET
inlawrev-2159	283	79	creditor	creditor	NOUN
inlawrev-2159	283	80	does	do	AUX
inlawrev-2159	283	81	not	not	PART
inlawrev-2159	283	82	charge	charge	VERB
inlawrev-2159	283	83	interest	interest	NOUN
inlawrev-2159	283	84	fee	fee	NOUN
inlawrev-2159	283	85	for	for	ADP
inlawrev-2159	283	86	fiscal	fiscal	ADJ
inlawrev-2159	283	87	1974—$15	1974—$15	NUM
inlawrev-2159	283	88	plus	plus	CCONJ
inlawrev-2159	283	89	volume	volume	NOUN
inlawrev-2159	283	90	fee	fee	NOUN
inlawrev-2159	283	91	if	if	SCONJ
inlawrev-2159	283	92	the	the	DET
inlawrev-2159	283	93	creditor	creditor	NOUN
inlawrev-2159	283	94	charges	charge	VERB
inlawrev-2159	283	95	interest	interest	NOUN
inlawrev-2159	283	96	;	;	PUNCT
inlawrev-2159	283	97	$	$	SYM
inlawrev-2159	283	98	10	10	NUM
inlawrev-2159	283	99	plus	plus	CCONJ
inlawrev-2159	283	100	volume	volume	NOUN
inlawrev-2159	283	101	fee	fee	NOUN
inlawrev-2159	283	102	if	if	SCONJ
inlawrev-2159	283	103	the	the	DET
inlawrev-2159	283	104	creditor	creditor	NOUN
inlawrev-2159	283	105	does	do	AUX
inlawrev-2159	283	106	not	not	PART
inlawrev-2159	283	107	charge	charge	VERB
inlawrev-2159	283	108	interest	interest	NOUN
inlawrev-2159	283	109	revenue	revenue	NOUN
inlawrev-2159	283	110	raised	raise	VERB
inlawrev-2159	283	111	:	:	PUNCT
inlawrev-2159	283	112	fiscal	fiscal	ADJ
inlawrev-2159	283	113	1972—$100,441	1972—$100,441	NUM
inlawrev-2159	283	114	fiscal	fiscal	ADJ
inlawrev-2159	283	115	1973—$	1973—$	NUM
inlawrev-2159	283	116	74,580	74,580	NUM
inlawrev-2159	283	117	fiscal	fiscal	ADJ
inlawrev-2159	283	118	1974—$	1974—$	NUM
inlawrev-2159	283	119	87,236	87,236	NUM
inlawrev-2159	283	120	indiana	indiana	NOUN
inlawrev-2159	283	121	:	:	PUNCT
inlawrev-2159	283	122	fee	fee	NOUN
inlawrev-2159	283	123	when	when	SCONJ
inlawrev-2159	283	124	filing	filing	NOUN
inlawrev-2159	283	125	notice	notice	NOUN
inlawrev-2159	283	126	of	of	ADP
inlawrev-2159	283	127	intent—$15	intent—$15	ADV
inlawrev-2159	283	128	$	$	SYM
inlawrev-2159	283	129	15	15	NUM
inlawrev-2159	283	130	per	per	ADP
inlawrev-2159	283	131	first	first	ADJ
inlawrev-2159	283	132	$	$	SYM
inlawrev-2159	283	133	100,000	100,000	NUM
inlawrev-2159	283	134	of	of	ADP
inlawrev-2159	283	135	"	"	PUNCT
inlawrev-2159	283	136	original	original	ADJ
inlawrev-2159	283	137	unpaid	unpaid	ADJ
inlawrev-2159	283	138	balances	balance	NOUN
inlawrev-2159	283	139	"	"	PUNCT
inlawrev-2159	283	140	or	or	CCONJ
inlawrev-2159	283	141	part	part	NOUN
inlawrev-2159	283	142	thereof	thereof	ADV
inlawrev-2159	283	143	$	$	SYM
inlawrev-2159	283	144	10	10	NUM
inlawrev-2159	283	145	per	per	ADP
inlawrev-2159	283	146	each	each	DET
inlawrev-2159	283	147	$	$	SYM
inlawrev-2159	283	148	100,000	100,000	NUM
inlawrev-2159	283	149	or	or	CCONJ
inlawrev-2159	283	150	part	part	NOUN
inlawrev-2159	283	151	thereof	thereof	ADV
inlawrev-2159	283	152	above	above	ADP
inlawrev-2159	283	153	the	the	DET
inlawrev-2159	283	154	first	first	ADJ
inlawrev-2159	283	155	$	$	SYM
inlawrev-2159	283	156	100,000	100,000	NUM
inlawrev-2159	283	157	revenue	revenue	NOUN
inlawrev-2159	283	158	raised	raise	VERB
inlawrev-2159	283	159	:	:	PUNCT
inlawrev-2159	283	160	approximately	approximately	ADV
inlawrev-2159	283	161	$	$	SYM
inlawrev-2159	283	162	450,000	450,000	NUM
inlawrev-2159	283	163	per	per	ADP
inlawrev-2159	283	164	year	year	NOUN
inlawrev-2159	283	165	utah	utah	PROPN
inlawrev-2159	283	166	:	:	PUNCT
inlawrev-2159	283	167	regulated	regulated	ADJ
inlawrev-2159	283	168	lenders	lender	NOUN
inlawrev-2159	283	169	,	,	PUNCT
inlawrev-2159	283	170	including	include	VERB
inlawrev-2159	283	171	non	non	ADJ
inlawrev-2159	283	172	-	-	ADJ
inlawrev-2159	283	173	lending	lending	ADJ
inlawrev-2159	283	174	sellers	seller	NOUN
inlawrev-2159	283	175	—	—	PUNCT
inlawrev-2159	283	176	basic	basic	ADJ
inlawrev-2159	283	177	fee	fee	NOUN
inlawrev-2159	283	178	of	of	ADP
inlawrev-2159	283	179	$	$	SYM
inlawrev-2159	283	180	25	25	NUM
inlawrev-2159	283	181	on	on	ADP
inlawrev-2159	283	182	or	or	CCONJ
inlawrev-2159	283	183	before	before	ADP
inlawrev-2159	283	184	january	january	PROPN
inlawrev-2159	283	185	1st	1st	NOUN
inlawrev-2159	283	186	of	of	ADP
inlawrev-2159	283	187	each	each	DET
inlawrev-2159	283	188	year	year	NOUN
inlawrev-2159	283	189	,	,	PUNCT
inlawrev-2159	283	190	plus	plus	CCONJ
inlawrev-2159	283	191	$	$	SYM
inlawrev-2159	283	192	10	10	NUM
inlawrev-2159	283	193	for	for	ADP
inlawrev-2159	283	194	each	each	DET
inlawrev-2159	283	195	$	$	SYM
inlawrev-2159	283	196	100,000	100,000	NUM
inlawrev-2159	283	197	,	,	PUNCT
inlawrev-2159	283	198	or	or	CCONJ
inlawrev-2159	283	199	part	part	NOUN
inlawrev-2159	283	200	thereof	thereof	ADV
inlawrev-2159	283	201	,	,	PUNCT
inlawrev-2159	283	202	in	in	ADP
inlawrev-2159	283	203	excess	excess	NOUN
inlawrev-2159	283	204	of	of	ADP
inlawrev-2159	283	205	$	$	SYM
inlawrev-2159	283	206	100,000	100,000	NUM
inlawrev-2159	283	207	,	,	PUNCT
inlawrev-2159	283	208	of	of	ADP
inlawrev-2159	283	209	the	the	DET
inlawrev-2159	283	210	original	original	ADJ
inlawrev-2159	283	211	unpaid	unpaid	ADJ
inlawrev-2159	283	212	balances	balance	NOUN
inlawrev-2159	283	213	arising	arise	VERB
inlawrev-2159	283	214	from	from	ADP
inlawrev-2159	283	215	consumer	consumer	NOUN
inlawrev-2159	283	216	credit	credit	NOUN
inlawrev-2159	283	217	transactions	transaction	NOUN
inlawrev-2159	283	218	made	make	VERB
inlawrev-2159	283	219	within	within	ADP
inlawrev-2159	283	220	the	the	DET
inlawrev-2159	283	221	preceding	precede	VERB
inlawrev-2159	283	222	year	year	NOUN
inlawrev-2159	283	223	and	and	CCONJ
inlawrev-2159	283	224	held	hold	VERB
inlawrev-2159	283	225	for	for	ADP
inlawrev-2159	283	226	more	more	ADJ
inlawrev-2159	283	227	than	than	ADP
inlawrev-2159	283	228	30	30	NUM
inlawrev-2159	283	229	days	day	NOUN
inlawrev-2159	283	230	supervised	supervise	VERB
inlawrev-2159	283	231	lenders	lender	NOUN
inlawrev-2159	283	232	—	—	PUNCT
inlawrev-2159	283	233	pay	pay	VERB
inlawrev-2159	283	234	the	the	DET
inlawrev-2159	283	235	above	above	ADJ
inlawrev-2159	283	236	fees	fee	NOUN
inlawrev-2159	283	237	on	on	ADP
inlawrev-2159	283	238	the	the	DET
inlawrev-2159	283	239	same	same	ADJ
inlawrev-2159	283	240	date	date	NOUN
inlawrev-2159	283	241	,	,	PUNCT
inlawrev-2159	283	242	but	but	CCONJ
inlawrev-2159	283	243	are	be	AUX
inlawrev-2159	283	244	required	require	VERB
inlawrev-2159	283	245	to	to	PART
inlawrev-2159	283	246	pay	pay	VERB
inlawrev-2159	283	247	an	an	DET
inlawrev-2159	283	248	additional	additional	ADJ
inlawrev-2159	283	249	$	$	SYM
inlawrev-2159	283	250	25	25	NUM
inlawrev-2159	283	251	basic	basic	ADJ
inlawrev-2159	283	252	fee	fee	NOUN
inlawrev-2159	283	253	plus	plus	CCONJ
inlawrev-2159	283	254	$	$	SYM
inlawrev-2159	283	255	25	25	NUM
inlawrev-2159	283	256	for	for	ADP
inlawrev-2159	283	257	each	each	DET
inlawrev-2159	283	258	additional	additional	ADJ
inlawrev-2159	283	259	location	location	NOUN
inlawrev-2159	283	260	on	on	ADP
inlawrev-2159	283	261	july	july	PROPN
inlawrev-2159	283	262	1st	1st	NOUN
inlawrev-2159	283	263	of	of	ADP
inlawrev-2159	283	264	each	each	DET
inlawrev-2159	283	265	year	year	NOUN
inlawrev-2159	283	266	assignees—$10	assignees—$10	PROPN
inlawrev-2159	283	267	on	on	ADP
inlawrev-2159	283	268	the	the	DET
inlawrev-2159	283	269	first	first	ADJ
inlawrev-2159	283	270	$	$	SYM
inlawrev-2159	283	271	100,000	100,000	NUM
inlawrev-2159	283	272	of	of	ADP
inlawrev-2159	283	273	volume	volume	NOUN
inlawrev-2159	283	274	of	of	ADP
inlawrev-2159	283	275	assigned	assign	VERB
inlawrev-2159	283	276	transactions	transaction	NOUN
inlawrev-2159	283	277	revenue	revenue	NOUN
inlawrev-2159	283	278	raised	raise	VERB
inlawrev-2159	283	279	:	:	PUNCT
inlawrev-2159	283	280	regulated	regulate	VERB
inlawrev-2159	283	281	lenders	lender	NOUN
inlawrev-2159	283	282	and	and	CCONJ
inlawrev-2159	283	283	non	non	ADJ
inlawrev-2159	283	284	-	-	ADJ
inlawrev-2159	283	285	lending	lending	ADJ
inlawrev-2159	283	286	sellers	seller	NOUN
inlawrev-2159	283	287	$	$	SYM
inlawrev-2159	283	288	81,140	81,140	NUM
inlawrev-2159	283	289	supervised	supervise	VERB
inlawrev-2159	283	290	lenders	lender	NOUN
inlawrev-2159	283	291	$	$	SYM
inlawrev-2159	283	292	13,983	13,983	NUM
inlawrev-2159	283	293	total	total	ADJ
inlawrev-2159	283	294	$	$	SYM
inlawrev-2159	283	295	95,123	95,123	NUM
inlawrev-2159	283	296	examination	examination	NOUN
inlawrev-2159	283	297	fees	fee	NOUN
inlawrev-2159	283	298	for	for	ADP
inlawrev-2159	283	299	supervised	supervised	ADJ
inlawrev-2159	283	300	lenders	lender	NOUN
inlawrev-2159	283	301	$	$	SYM
inlawrev-2159	283	302	8,580	8,580	NUM
inlawrev-2159	283	303	wyoming	wyoming	NOUN
inlawrev-2159	283	304	:	:	PUNCT
inlawrev-2159	283	305	$	$	SYM
inlawrev-2159	283	306	10	10	NUM
inlawrev-2159	283	307	minimum	minimum	NOUN
inlawrev-2159	283	308	per	per	ADP
inlawrev-2159	283	309	year	year	NOUN
inlawrev-2159	283	310	plus	plus	CCONJ
inlawrev-2159	283	311	$	$	SYM
inlawrev-2159	283	312	15	15	NUM
inlawrev-2159	283	313	per	per	ADP
inlawrev-2159	283	314	$	$	SYM
inlawrev-2159	283	315	100,000	100,000	NUM
inlawrev-2159	283	316	or	or	CCONJ
inlawrev-2159	283	317	portion	portion	NOUN
inlawrev-2159	283	318	thereof	thereof	ADV
inlawrev-2159	283	319	for	for	ADP
inlawrev-2159	283	320	each	each	DET
inlawrev-2159	283	321	$	$	SYM
inlawrev-2159	283	322	100,000	100,000	NUM
inlawrev-2159	283	323	of	of	ADP
inlawrev-2159	283	324	volume	volume	NOUN
inlawrev-2159	283	325	in	in	ADP
inlawrev-2159	283	326	excess	excess	NOUN
inlawrev-2159	283	327	of	of	ADP
inlawrev-2159	283	328	the	the	DET
inlawrev-2159	283	329	first	first	ADJ
inlawrev-2159	283	330	$	$	SYM
inlawrev-2159	283	331	100,000	100,000	NUM
inlawrev-2159	283	332	revenue	revenue	NOUN
inlawrev-2159	283	333	raised	raise	VERB
inlawrev-2159	283	334	:	:	PUNCT
inlawrev-2159	283	335	$	$	SYM
inlawrev-2159	283	336	50,000	50,000	NUM
inlawrev-2159	283	337	annually	annually	ADV
inlawrev-2159	283	338	the	the	DET
inlawrev-2159	283	339	answers	answer	NOUN
inlawrev-2159	283	340	from	from	ADP
inlawrev-2159	283	341	the	the	DET
inlawrev-2159	283	342	administrators	administrator	NOUN
inlawrev-2159	283	343	are	be	AUX
inlawrev-2159	283	344	for	for	ADP
inlawrev-2159	283	345	the	the	DET
inlawrev-2159	283	346	most	most	ADJ
inlawrev-2159	283	347	part	part	NOUN
inlawrev-2159	283	348	taken	take	VERB
inlawrev-2159	283	349	verbatim	verbatim	ADV
inlawrev-2159	283	350	from	from	ADP
inlawrev-2159	283	351	the	the	DET
inlawrev-2159	283	352	questionnaires	questionnaire	NOUN
inlawrev-2159	283	353	.	.	PUNCT
inlawrev-2159	284	1	minor	minor	ADJ
inlawrev-2159	284	2	changes	change	NOUN
inlawrev-2159	284	3	have	have	AUX
inlawrev-2159	284	4	been	be	AUX
inlawrev-2159	284	5	made	make	VERB
inlawrev-2159	284	6	by	by	ADP
inlawrev-2159	284	7	the	the	DET
inlawrev-2159	284	8	authors	author	NOUN
inlawrev-2159	284	9	for	for	ADP
inlawrev-2159	284	10	clarity	clarity	NOUN
inlawrev-2159	284	11	.	.	PUNCT
inlawrev-2159	285	1	1975	1975	NUM
inlawrev-2159	285	2	]	]	PUNCT
inlawrev-2159	285	3	the	the	DET
inlawrev-2159	285	4	uniform	uniform	ADJ
inlawrev-2159	285	5	consumer	consumer	NOUN
inlawrev-2159	285	6	credit	credit	NOUN
inlawrev-2159	285	7	code	code	NOUN
inlawrev-2159	285	8	839	839	NUM
inlawrev-2159	285	9	2	2	NUM
inlawrev-2159	285	10	.	.	PUNCT
inlawrev-2159	285	11	how	how	SCONJ
inlawrev-2159	285	12	much	much	ADJ
inlawrev-2159	285	13	does	do	AUX
inlawrev-2159	285	14	your	your	PRON
inlawrev-2159	285	15	state	state	NOUN
inlawrev-2159	285	16	allocate	allocate	VERB
inlawrev-2159	285	17	for	for	ADP
inlawrev-2159	285	18	operation	operation	NOUN
inlawrev-2159	285	19	of	of	ADP
inlawrev-2159	285	20	the	the	DET
inlawrev-2159	285	21	administrator	administrator	NOUN
inlawrev-2159	285	22	?	?	PUNCT
inlawrev-2159	286	1	3	3	X
inlawrev-2159	286	2	.	.	X
inlawrev-2159	286	3	colorado	colorado	NOUN
inlawrev-2159	286	4	:	:	PUNCT
inlawrev-2159	286	5	1974	1974	NUM
inlawrev-2159	286	6	-	-	SYM
inlawrev-2159	286	7	75	75	NUM
inlawrev-2159	286	8	$	$	SYM
inlawrev-2159	286	9	134,000	134,000	NUM
inlawrev-2159	286	10	requested	request	VERB
inlawrev-2159	286	11	1975	1975	NUM
inlawrev-2159	286	12	-	-	SYM
inlawrev-2159	286	13	76	76	NUM
inlawrev-2159	286	14	$	$	SYM
inlawrev-2159	286	15	160,000	160,000	NUM
inlawrev-2159	286	16	idaho	idaho	NOUN
inlawrev-2159	286	17	:	:	PUNCT
inlawrev-2159	286	18	1974	1974	NUM
inlawrev-2159	286	19	$	$	SYM
inlawrev-2159	286	20	87,236	87,236	NUM
inlawrev-2159	286	21	indiana	indiana	NOUN
inlawrev-2159	286	22	:	:	PUNCT
inlawrev-2159	286	23	information	information	NOUN
inlawrev-2159	286	24	not	not	PART
inlawrev-2159	286	25	available	available	ADJ
inlawrev-2159	286	26	at	at	ADP
inlawrev-2159	286	27	present	present	ADJ
inlawrev-2159	286	28	utah	utah	PROPN
inlawrev-2159	286	29	:	:	PUNCT
inlawrev-2159	286	30	estimate	estimate	NOUN
inlawrev-2159	286	31	for	for	ADP
inlawrev-2159	286	32	fiscal	fiscal	ADJ
inlawrev-2159	286	33	year	year	NOUN
inlawrev-2159	286	34	ending	end	VERB
inlawrev-2159	286	35	june	june	PROPN
inlawrev-2159	286	36	30	30	NUM
inlawrev-2159	286	37	,	,	PUNCT
inlawrev-2159	286	38	1974	1974	NUM
inlawrev-2159	286	39	$	$	SYM
inlawrev-2159	286	40	73,428	73,428	NUM
inlawrev-2159	286	41	wyoming	wyoming	NOUN
inlawrev-2159	286	42	:	:	PUNCT
inlawrev-2159	286	43	current	current	ADJ
inlawrev-2159	286	44	biennium	biennium	NOUN
inlawrev-2159	286	45	$	$	SYM
inlawrev-2159	286	46	93,000	93,000	NUM
inlawrev-2159	286	47	approximc\tely	approximc\tely	ADV
inlawrev-2159	286	48	,	,	PUNCT
inlawrev-2159	286	49	what	what	DET
inlawrev-2159	286	50	percent	percent	NOUN
inlawrev-2159	286	51	of	of	ADP
inlawrev-2159	286	52	businesses	business	NOUN
inlawrev-2159	286	53	required	require	VERB
inlawrev-2159	286	54	to	to	PART
inlawrev-2159	286	55	be	be	AUX
inlawrev-2159	286	56	registered	register	VERB
inlawrev-2159	286	57	under	under	ADP
inlawrev-2159	286	58	the	the	DET
inlawrev-2159	286	59	usc	usc	NOUN
inlawrev-2159	286	60	are	be	AUX
inlawrev-2159	286	61	,	,	PUNCT
inlawrev-2159	286	62	in	in	ADP
inlawrev-2159	286	63	fact	fact	NOUN
inlawrev-2159	286	64	,	,	PUNCT
inlawrev-2159	286	65	registered	register	VERB
inlawrev-2159	286	66	?	?	PUNCT
inlawrev-2159	287	1	colorado	colorado	NOUN
inlawrev-2159	287	2	:	:	PUNCT
inlawrev-2159	287	3	85	85	NUM
inlawrev-2159	287	4	%	%	NOUN
inlawrev-2159	287	5	idaho	idaho	NOUN
inlawrev-2159	287	6	:	:	PUNCT
inlawrev-2159	287	7	92	92	NUM
inlawrev-2159	287	8	%	%	NOUN
inlawrev-2159	287	9	indiana	indiana	NOUN
inlawrev-2159	287	10	:	:	PUNCT
inlawrev-2159	288	1	no	no	DET
inlawrev-2159	288	2	data	datum	NOUN
inlawrev-2159	288	3	available	available	ADJ
inlawrev-2159	288	4	utah	utah	PROPN
inlawrev-2159	288	5	:	:	PUNCT
inlawrev-2159	288	6	80	80	NUM
inlawrev-2159	288	7	%	%	NOUN
inlawrev-2159	288	8	wyoming	wyoming	NOUN
inlawrev-2159	288	9	:	:	PUNCT
inlawrev-2159	288	10	80	80	NUM
inlawrev-2159	288	11	%	%	NOUN
inlawrev-2159	288	12	4	4	NUM
inlawrev-2159	288	13	.	.	X
inlawrev-2159	288	14	administration	administration	NOUN
inlawrev-2159	288	15	.	.	PUNCT
inlawrev-2159	289	1	is	be	AUX
inlawrev-2159	289	2	your	your	PRON
inlawrev-2159	289	3	agency	agency	NOUN
inlawrev-2159	289	4	new	new	ADJ
inlawrev-2159	289	5	with	with	ADP
inlawrev-2159	289	6	the	the	DET
inlawrev-2159	289	7	usc	usc	NOUN
inlawrev-2159	289	8	,	,	PUNCT
inlawrev-2159	289	9	or	or	CCONJ
inlawrev-2159	289	10	was	be	AUX
inlawrev-2159	289	11	it	it	PRON
inlawrev-2159	289	12	in	in	ADP
inlawrev-2159	289	13	existence	existence	NOUN
inlawrev-2159	289	14	prior	prior	ADV
inlawrev-2159	289	15	to	to	ADP
inlawrev-2159	289	16	that	that	DET
inlawrev-2159	289	17	time	time	NOUN
inlawrev-2159	289	18	?	?	PUNCT
inlawrev-2159	290	1	colorado	colorado	NOUN
inlawrev-2159	290	2	:	:	PUNCT
inlawrev-2159	290	3	new	new	ADJ
inlawrev-2159	290	4	idaho	idaho	PROPN
inlawrev-2159	290	5	:	:	PUNCT
inlawrev-2159	290	6	in	in	ADP
inlawrev-2159	290	7	existence	existence	PROPN
inlawrev-2159	290	8	indiana	indiana	PROPN
inlawrev-2159	290	9	:	:	PUNCT
inlawrev-2159	290	10	created	create	VERB
inlawrev-2159	290	11	in	in	ADP
inlawrev-2159	290	12	1935	1935	NUM
inlawrev-2159	290	13	utah	utah	NOUN
inlawrev-2159	290	14	:	:	PUNCT
inlawrev-2159	290	15	department	department	NOUN
inlawrev-2159	290	16	in	in	ADP
inlawrev-2159	290	17	existence	existence	NOUN
inlawrev-2159	290	18	,	,	PUNCT
inlawrev-2159	290	19	but	but	CCONJ
inlawrev-2159	290	20	consumer	consumer	NOUN
inlawrev-2159	290	21	credit	credit	NOUN
inlawrev-2159	290	22	administration	administration	NOUN
inlawrev-2159	290	23	was	be	AUX
inlawrev-2159	290	24	new	new	ADJ
inlawrev-2159	290	25	when	when	SCONJ
inlawrev-2159	290	26	act	act	NOUN
inlawrev-2159	290	27	became	become	VERB
inlawrev-2159	290	28	effective	effective	ADJ
inlawrev-2159	290	29	wyoming	wyoming	NOUN
inlawrev-2159	290	30	:	:	PUNCT
inlawrev-2159	290	31	new	new	ADJ
inlawrev-2159	290	32	5	5	X
inlawrev-2159	290	33	.	.	PUNCT
inlawrev-2159	290	34	can	can	AUX
inlawrev-2159	290	35	you	you	PRON
inlawrev-2159	290	36	sue	sue	VERB
inlawrev-2159	290	37	suspected	suspect	VERB
inlawrev-2159	290	38	violators	violator	NOUN
inlawrev-2159	290	39	on	on	ADP
inlawrev-2159	290	40	your	your	PRON
inlawrev-2159	290	41	own	own	ADJ
inlawrev-2159	290	42	initiative	initiative	NOUN
inlawrev-2159	290	43	,	,	PUNCT
inlawrev-2159	290	44	or	or	CCONJ
inlawrev-2159	290	45	must	must	AUX
inlawrev-2159	290	46	you	you	PRON
inlawrev-2159	290	47	obtain	obtain	VERB
inlawrev-2159	290	48	the	the	DET
inlawrev-2159	290	49	consent	consent	NOUN
inlawrev-2159	290	50	or	or	CCONJ
inlawrev-2159	290	51	assistance	assistance	NOUN
inlawrev-2159	290	52	of	of	ADP
inlawrev-2159	290	53	another	another	DET
inlawrev-2159	290	54	person	person	NOUN
inlawrev-2159	290	55	or	or	CCONJ
inlawrev-2159	290	56	agency	agency	NOUN
inlawrev-2159	290	57	?	?	PUNCT
inlawrev-2159	291	1	colorado	colorado	PROPN
inlawrev-2159	291	2	:	:	PUNCT
inlawrev-2159	291	3	on	on	ADP
inlawrev-2159	291	4	own	own	ADJ
inlawrev-2159	291	5	initiative	initiative	NOUN
inlawrev-2159	291	6	idaho	idaho	NOUN
inlawrev-2159	291	7	:	:	PUNCT
inlawrev-2159	291	8	on	on	ADP
inlawrev-2159	291	9	own	own	ADJ
inlawrev-2159	291	10	initiative	initiative	NOUN
inlawrev-2159	291	11	indiana	indiana	PROPN
inlawrev-2159	291	12	:	:	PUNCT
inlawrev-2159	291	13	my	my	PRON
inlawrev-2159	291	14	understanding	understanding	NOUN
inlawrev-2159	291	15	is	be	AUX
inlawrev-2159	291	16	we	we	PRON
inlawrev-2159	291	17	would	would	AUX
inlawrev-2159	291	18	need	need	VERB
inlawrev-2159	291	19	to	to	PART
inlawrev-2159	291	20	do	do	VERB
inlawrev-2159	291	21	so	so	ADV
inlawrev-2159	291	22	via	via	ADP
inlawrev-2159	291	23	the	the	DET
inlawrev-2159	291	24	attorney	attorney	NOUN
inlawrev-2159	291	25	general	general	NOUN
inlawrev-2159	291	26	's	's	PART
inlawrev-2159	291	27	office	office	NOUN
inlawrev-2159	291	28	;	;	PUNCT
inlawrev-2159	291	29	we	we	PRON
inlawrev-2159	291	30	can	can	AUX
inlawrev-2159	291	31	issue	issue	VERB
inlawrev-2159	291	32	certain	certain	ADJ
inlawrev-2159	291	33	orders	order	NOUN
inlawrev-2159	291	34	,	,	PUNCT
inlawrev-2159	291	35	but	but	CCONJ
inlawrev-2159	291	36	not	not	PART
inlawrev-2159	291	37	actually	actually	ADV
inlawrev-2159	291	38	sue	sue	VERB
inlawrev-2159	291	39	.	.	PUNCT
inlawrev-2159	292	1	utah	utah	PROPN
inlawrev-2159	292	2	:	:	PUNCT
inlawrev-2159	292	3	attorney	attorney	PROPN
inlawrev-2159	292	4	general	general	PROPN
inlawrev-2159	292	5	sues	sue	VERB
inlawrev-2159	292	6	on	on	ADP
inlawrev-2159	292	7	behalf	behalf	NOUN
inlawrev-2159	292	8	of	of	ADP
inlawrev-2159	292	9	the	the	DET
inlawrev-2159	292	10	administrator	administrator	NOUN
inlawrev-2159	292	11	.	.	PUNCT
inlawrev-2159	293	1	wyoming	wyoming	NOUN
inlawrev-2159	293	2	:	:	PUNCT
inlawrev-2159	293	3	no	no	DET
inlawrev-2159	293	4	response	response	NOUN
inlawrev-2159	293	5	to	to	ADP
inlawrev-2159	293	6	this	this	DET
inlawrev-2159	293	7	question	question	NOUN
inlawrev-2159	293	8	6	6	NUM
inlawrev-2159	293	9	.	.	PUNCT
inlawrev-2159	294	1	how	how	SCONJ
inlawrev-2159	294	2	many	many	ADJ
inlawrev-2159	294	3	attorneys	attorney	NOUN
inlawrev-2159	294	4	are	be	AUX
inlawrev-2159	294	5	employed	employ	VERB
inlawrev-2159	294	6	for	for	ADP
inlawrev-2159	294	7	usc	usc	ADJ
inlawrev-2159	294	8	work	work	NOUN
inlawrev-2159	294	9	?	?	PUNCT
inlawrev-2159	295	1	colorado	colorado	NOUN
inlawrev-2159	295	2	:	:	PUNCT
inlawrev-2159	295	3	one	one	NUM
inlawrev-2159	295	4	,	,	PUNCT
inlawrev-2159	295	5	but	but	CCONJ
inlawrev-2159	295	6	part	part	NOUN
inlawrev-2159	295	7	of	of	ADP
inlawrev-2159	295	8	the	the	DET
inlawrev-2159	295	9	attorney	attorney	NOUN
inlawrev-2159	295	10	general	general	NOUN
inlawrev-2159	295	11	's	's	PART
inlawrev-2159	295	12	office	office	NOUN
inlawrev-2159	295	13	idaho	idaho	NOUN
inlawrev-2159	295	14	:	:	PUNCT
inlawrev-2159	295	15	none	none	NOUN
inlawrev-2159	295	16	indiana	indiana	PROPN
inlawrev-2159	295	17	:	:	PUNCT
inlawrev-2159	295	18	none	none	NOUN
inlawrev-2159	295	19	"	"	PUNCT
inlawrev-2159	295	20	officially	officially	ADV
inlawrev-2159	295	21	"	"	PUNCT
inlawrev-2159	295	22	,	,	PUNCT
inlawrev-2159	295	23	one	one	NUM
inlawrev-2159	295	24	"	"	PUNCT
inlawrev-2159	295	25	unofficially	unofficially	ADV
inlawrev-2159	295	26	"	"	PUNCT
inlawrev-2159	295	27	utah	utah	PROPN
inlawrev-2159	295	28	:	:	PUNCT
inlawrev-2159	295	29	one	one	NUM
inlawrev-2159	295	30	(	(	PUNCT
inlawrev-2159	295	31	part	part	NOUN
inlawrev-2159	295	32	time	time	NOUN
inlawrev-2159	295	33	)	)	PUNCT
inlawrev-2159	295	34	,	,	PUNCT
inlawrev-2159	295	35	none	none	NOUN
inlawrev-2159	295	36	at	at	ADP
inlawrev-2159	295	37	present	present	ADJ
inlawrev-2159	295	38	wyoming	wyoming	NOUN
inlawrev-2159	295	39	:	:	PUNCT
inlawrev-2159	295	40	one	one	NUM
inlawrev-2159	295	41	(	(	PUNCT
inlawrev-2159	295	42	part	part	NOUN
inlawrev-2159	295	43	time	time	NOUN
inlawrev-2159	295	44	)	)	PUNCT
inlawrev-2159	295	45	7	7	NUM
inlawrev-2159	295	46	.	.	X
inlawrev-2159	296	1	what	what	DET
inlawrev-2159	296	2	education	education	NOUN
inlawrev-2159	296	3	,	,	PUNCT
inlawrev-2159	296	4	study	study	NOUN
inlawrev-2159	296	5	,	,	PUNCT
inlawrev-2159	296	6	and	and	CCONJ
inlawrev-2159	296	7	publicity	publicity	NOUN
inlawrev-2159	296	8	programs	program	NOUN
inlawrev-2159	296	9	have	have	AUX
inlawrev-2159	296	10	been	be	AUX
inlawrev-2159	296	11	undertaken	undertake	VERB
inlawrev-2159	296	12	by	by	ADP
inlawrev-2159	296	13	you	you	PRON
inlawrev-2159	296	14	,	,	PUNCT
inlawrev-2159	296	15	and	and	CCONJ
inlawrev-2159	296	16	what	what	DET
inlawrev-2159	296	17	percent	percent	NOUN
inlawrev-2159	296	18	of	of	ADP
inlawrev-2159	296	19	your	your	PRON
inlawrev-2159	296	20	overall	overall	ADJ
inlawrev-2159	296	21	budget	budget	NOUN
inlawrev-2159	296	22	is	be	AUX
inlawrev-2159	296	23	allocated	allocate	VERB
inlawrev-2159	296	24	to	to	ADP
inlawrev-2159	296	25	these	these	DET
inlawrev-2159	296	26	functions	function	NOUN
inlawrev-2159	296	27	?	?	PUNCT
inlawrev-2159	297	1	colorado	colorado	NOUN
inlawrev-2159	297	2	:	:	PUNCT
inlawrev-2159	297	3	pamphlets	pamphlet	NOUN
inlawrev-2159	297	4	,	,	PUNCT
inlawrev-2159	297	5	three	three	NUM
inlawrev-2159	297	6	30	30	NUM
inlawrev-2159	297	7	second	second	ADJ
inlawrev-2159	297	8	professional	professional	ADJ
inlawrev-2159	297	9	television	television	NOUN
inlawrev-2159	297	10	spots	spot	NOUN
inlawrev-2159	297	11	,	,	PUNCT
inlawrev-2159	297	12	three	three	NUM
inlawrev-2159	297	13	30	30	NUM
inlawrev-2159	297	14	second	second	ADJ
inlawrev-2159	297	15	professional	professional	ADJ
inlawrev-2159	297	16	radio	radio	NOUN
inlawrev-2159	297	17	spots	spot	NOUN
inlawrev-2159	297	18	,	,	PUNCT
inlawrev-2159	297	19	placards	placard	NOUN
inlawrev-2159	297	20	for	for	ADP
inlawrev-2159	297	21	buses	bus	NOUN
inlawrev-2159	297	22	percent	percent	NOUN
inlawrev-2159	297	23	of	of	ADP
inlawrev-2159	297	24	overall	overall	ADJ
inlawrev-2159	297	25	budget	budget	NOUN
inlawrev-2159	297	26	:	:	PUNCT
inlawrev-2159	297	27	up	up	ADP
inlawrev-2159	297	28	to	to	PART
inlawrev-2159	297	29	10	10	NUM
inlawrev-2159	297	30	%	%	NOUN
inlawrev-2159	297	31	idaho	idaho	NOUN
inlawrev-2159	297	32	:	:	PUNCT
inlawrev-2159	297	33	lectures	lecture	NOUN
inlawrev-2159	297	34	at	at	ADP
inlawrev-2159	297	35	schools	school	NOUN
inlawrev-2159	297	36	,	,	PUNCT
inlawrev-2159	297	37	community	community	NOUN
inlawrev-2159	297	38	service	service	NOUN
inlawrev-2159	297	39	organizations	organization	NOUN
inlawrev-2159	297	40	,	,	PUNCT
inlawrev-2159	297	41	business	business	NOUN
inlawrev-2159	297	42	groups	group	NOUN
inlawrev-2159	297	43	and	and	CCONJ
inlawrev-2159	297	44	consumer	consumer	NOUN
inlawrev-2159	297	45	groups	group	NOUN
inlawrev-2159	297	46	percent	percent	NOUN
inlawrev-2159	297	47	of	of	ADP
inlawrev-2159	297	48	overall	overall	ADJ
inlawrev-2159	297	49	budget	budget	NOUN
inlawrev-2159	297	50	:	:	PUNCT
inlawrev-2159	297	51	10	10	NUM
inlawrev-2159	297	52	%	%	NOUN
inlawrev-2159	297	53	indiana	indiana	PROPN
inlawrev-2159	297	54	:	:	PUNCT
inlawrev-2159	297	55	such	such	ADJ
inlawrev-2159	297	56	activities	activity	NOUN
inlawrev-2159	297	57	have	have	AUX
inlawrev-2159	297	58	been	be	AUX
inlawrev-2159	297	59	spasmodic	spasmodic	ADJ
inlawrev-2159	297	60	and	and	CCONJ
inlawrev-2159	297	61	meager	meager	ADJ
inlawrev-2159	297	62	.	.	PUNCT
inlawrev-2159	298	1	such	such	ADJ
inlawrev-2159	298	2	is	be	AUX
inlawrev-2159	298	3	an	an	DET
inlawrev-2159	298	4	un	un	PROPN
inlawrev-2159	298	5	-	-	ADJ
inlawrev-2159	298	6	met	meet	VERB
inlawrev-2159	298	7	need	need	NOUN
inlawrev-2159	298	8	.	.	PUNCT
inlawrev-2159	299	1	percent	percent	NOUN
inlawrev-2159	299	2	of	of	ADP
inlawrev-2159	299	3	overall	overall	ADJ
inlawrev-2159	299	4	budget	budget	NOUN
inlawrev-2159	299	5	:	:	PUNCT
inlawrev-2159	299	6	no	no	DET
inlawrev-2159	299	7	percentage	percentage	NOUN
inlawrev-2159	299	8	specifically	specifically	ADV
inlawrev-2159	299	9	allocated	allocate	VERB
inlawrev-2159	299	10	840	840	NUM
inlawrev-2159	299	11	indiana	indiana	PROPN
inlawrev-2159	299	12	law	law	NOUN
inlawrev-2159	299	13	review	review	NOUN
inlawrev-2159	299	14	[	[	X
inlawrev-2159	299	15	vol	vol	NOUN
inlawrev-2159	299	16	.	.	PUNCT
inlawrev-2159	299	17	8:828	8:828	NUM
inlawrev-2159	300	1	utah	utah	PROPN
inlawrev-2159	300	2	:	:	PUNCT
inlawrev-2159	300	3	two	two	NUM
inlawrev-2159	300	4	brochures	brochure	NOUN
inlawrev-2159	300	5	have	have	AUX
inlawrev-2159	300	6	been	be	AUX
inlawrev-2159	300	7	developed	develop	VERB
inlawrev-2159	300	8	for	for	ADP
inlawrev-2159	300	9	consumer	consumer	NOUN
inlawrev-2159	300	10	education	education	NOUN
inlawrev-2159	300	11	.	.	PUNCT
inlawrev-2159	301	1	appearances	appearance	NOUN
inlawrev-2159	301	2	on	on	ADP
inlawrev-2159	301	3	television	television	NOUN
inlawrev-2159	301	4	consumer	consumer	NOUN
inlawrev-2159	301	5	programs	program	NOUN
inlawrev-2159	301	6	and	and	CCONJ
inlawrev-2159	301	7	radio	radio	NOUN
inlawrev-2159	301	8	spots	spot	NOUN
inlawrev-2159	301	9	.	.	PUNCT
inlawrev-2159	302	1	talks	talk	NOUN
inlawrev-2159	302	2	to	to	ADP
inlawrev-2159	302	3	many	many	ADJ
inlawrev-2159	302	4	high	high	ADJ
inlawrev-2159	302	5	schools	school	NOUN
inlawrev-2159	302	6	in	in	ADP
inlawrev-2159	302	7	the	the	DET
inlawrev-2159	302	8	state	state	NOUN
inlawrev-2159	302	9	.	.	PUNCT
inlawrev-2159	303	1	appearances	appearance	NOUN
inlawrev-2159	303	2	on	on	ADP
inlawrev-2159	303	3	programs	program	NOUN
inlawrev-2159	303	4	sponsored	sponsor	VERB
inlawrev-2159	303	5	by	by	ADP
inlawrev-2159	303	6	minority	minority	NOUN
inlawrev-2159	303	7	groups	group	NOUN
inlawrev-2159	303	8	and	and	CCONJ
inlawrev-2159	303	9	special	special	ADJ
inlawrev-2159	303	10	interests	interest	NOUN
inlawrev-2159	303	11	such	such	ADJ
inlawrev-2159	303	12	as	as	ADP
inlawrev-2159	303	13	home	home	NOUN
inlawrev-2159	303	14	economic	economic	ADJ
inlawrev-2159	303	15	,	,	PUNCT
inlawrev-2159	303	16	legal	legal	ADJ
inlawrev-2159	303	17	and	and	CCONJ
inlawrev-2159	303	18	accounting	accounting	NOUN
inlawrev-2159	303	19	conventions	convention	NOUN
inlawrev-2159	303	20	.	.	PUNCT
inlawrev-2159	304	1	percent	percent	NOUN
inlawrev-2159	304	2	of	of	ADP
inlawrev-2159	304	3	overall	overall	ADJ
inlawrev-2159	304	4	budget	budget	NOUN
inlawrev-2159	304	5	:	:	PUNCT
inlawrev-2159	304	6	less	less	ADJ
inlawrev-2159	304	7	than	than	ADP
inlawrev-2159	304	8	1	1	NUM
inlawrev-2159	304	9	%	%	NOUN
inlawrev-2159	304	10	wyoming	wyoming	NOUN
inlawrev-2159	304	11	:	:	PUNCT
inlawrev-2159	304	12	no	no	DET
inlawrev-2159	304	13	full	full	ADJ
inlawrev-2159	304	14	time	time	NOUN
inlawrev-2159	304	15	program	program	NOUN
inlawrev-2159	304	16	developed	develop	VERB
inlawrev-2159	304	17	.	.	PUNCT
inlawrev-2159	305	1	have	have	AUX
inlawrev-2159	305	2	prepared	prepare	VERB
inlawrev-2159	305	3	audiovisual	audiovisual	ADJ
inlawrev-2159	305	4	presentations	presentation	NOUN
inlawrev-2159	305	5	(	(	PUNCT
inlawrev-2159	305	6	consumer	consumer	NOUN
inlawrev-2159	305	7	and	and	CCONJ
inlawrev-2159	305	8	creditor	creditor	NOUN
inlawrev-2159	305	9	)	)	PUNCT
inlawrev-2159	305	10	which	which	PRON
inlawrev-2159	305	11	are	be	AUX
inlawrev-2159	305	12	presented	present	VERB
inlawrev-2159	305	13	upon	upon	SCONJ
inlawrev-2159	305	14	request	request	NOUN
inlawrev-2159	305	15	.	.	PUNCT
inlawrev-2159	306	1	also	also	ADV
inlawrev-2159	306	2	disseminated	disseminate	VERB
inlawrev-2159	306	3	pamphlet	pamphlet	NOUN
inlawrev-2159	306	4	throughout	throughout	ADP
inlawrev-2159	306	5	state	state	NOUN
inlawrev-2159	306	6	for	for	ADP
inlawrev-2159	306	7	consumer	consumer	NOUN
inlawrev-2159	306	8	education	education	NOUN
inlawrev-2159	306	9	.	.	PUNCT
inlawrev-2159	307	1	percent	percent	NOUN
inlawrev-2159	307	2	of	of	ADP
inlawrev-2159	307	3	overall	overall	ADJ
inlawrev-2159	307	4	budget	budget	NOUN
inlawrev-2159	307	5	:	:	PUNCT
inlawrev-2159	307	6	5	5	NUM
inlawrev-2159	307	7	%	%	NOUN
inlawrev-2159	307	8	8	8	NUM
inlawrev-2159	307	9	.	.	PUNCT
inlawrev-2159	307	10	examinations	examination	NOUN
inlawrev-2159	307	11	.	.	PUNCT
inlawrev-2159	308	1	are	be	AUX
inlawrev-2159	308	2	examinations	examination	NOUN
inlawrev-2159	308	3	made	make	VERB
inlawrev-2159	308	4	of	of	ADP
inlawrev-2159	308	5	all	all	PRON
inlawrev-2159	308	6	,	,	PUNCT
inlawrev-2159	308	7	or	or	CCONJ
inlawrev-2159	308	8	virtually	virtually	ADV
inlawrev-2159	308	9	all	all	PRON
inlawrev-2159	308	10	,	,	PUNCT
inlawrev-2159	308	11	consumer	consumer	NOUN
inlawrev-2159	308	12	credit	credit	NOUN
inlawrev-2159	308	13	transactions	transaction	NOUN
inlawrev-2159	308	14	of	of	ADP
inlawrev-2159	308	15	supervised	supervised	ADJ
inlawrev-2159	308	16	financial	financial	ADJ
inlawrev-2159	308	17	institutions	institution	NOUN
inlawrev-2159	308	18	under	under	ADP
inlawrev-2159	308	19	your	your	PRON
inlawrev-2159	308	20	jurisdiction	jurisdiction	NOUN
inlawrev-2159	308	21	,	,	PUNCT
inlawrev-2159	308	22	or	or	CCONJ
inlawrev-2159	308	23	are	be	AUX
inlawrev-2159	308	24	random	random	ADJ
inlawrev-2159	308	25	samples	sample	NOUN
inlawrev-2159	308	26	taken	take	VERB
inlawrev-2159	308	27	?	?	PUNCT
inlawrev-2159	309	1	that	that	PRON
inlawrev-2159	309	2	is	be	AUX
inlawrev-2159	309	3	,	,	PUNCT
inlawrev-2159	309	4	to	to	ADP
inlawrev-2159	309	5	what	what	DET
inlawrev-2159	309	6	extent	extent	NOUN
inlawrev-2159	309	7	do	do	AUX
inlawrev-2159	309	8	you	you	PRON
inlawrev-2159	309	9	find	find	VERB
inlawrev-2159	309	10	discretion	discretion	NOUN
inlawrev-2159	309	11	in	in	ADP
inlawrev-2159	309	12	examination	examination	NOUN
inlawrev-2159	309	13	to	to	PART
inlawrev-2159	309	14	be	be	AUX
inlawrev-2159	309	15	advantageous	advantageous	ADJ
inlawrev-2159	309	16	?	?	PUNCT
inlawrev-2159	310	1	colorado	colorado	NOUN
inlawrev-2159	310	2	:	:	PUNCT
inlawrev-2159	310	3	random	random	ADJ
inlawrev-2159	310	4	samplings	sampling	NOUN
inlawrev-2159	310	5	of	of	ADP
inlawrev-2159	310	6	approximately	approximately	ADV
inlawrev-2159	310	7	20	20	NUM
inlawrev-2159	310	8	%	%	NOUN
inlawrev-2159	310	9	unless	unless	SCONJ
inlawrev-2159	310	10	past	past	ADJ
inlawrev-2159	310	11	history	history	NOUN
inlawrev-2159	310	12	of	of	ADP
inlawrev-2159	310	13	violations	violation	NOUN
inlawrev-2159	310	14	—	—	PUNCT
inlawrev-2159	310	15	then	then	ADV
inlawrev-2159	310	16	could	could	AUX
inlawrev-2159	310	17	be	be	AUX
inlawrev-2159	310	18	as	as	ADV
inlawrev-2159	310	19	high	high	ADJ
inlawrev-2159	310	20	as	as	ADP
inlawrev-2159	310	21	100	100	NUM
inlawrev-2159	310	22	%	%	NOUN
inlawrev-2159	310	23	.	.	PUNCT
inlawrev-2159	311	1	idaho	idaho	NOUN
inlawrev-2159	311	2	:	:	PUNCT
inlawrev-2159	311	3	samples	sample	NOUN
inlawrev-2159	311	4	are	be	AUX
inlawrev-2159	311	5	taken	take	VERB
inlawrev-2159	311	6	initially	initially	ADV
inlawrev-2159	311	7	.	.	PUNCT
inlawrev-2159	312	1	if	if	SCONJ
inlawrev-2159	312	2	there	there	PRON
inlawrev-2159	312	3	is	be	VERB
inlawrev-2159	312	4	a	a	DET
inlawrev-2159	312	5	5	5	NUM
inlawrev-2159	312	6	%	%	NOUN
inlawrev-2159	312	7	of	of	ADP
inlawrev-2159	312	8	sample	sample	NOUN
inlawrev-2159	312	9	error	error	NOUN
inlawrev-2159	312	10	factor	factor	NOUN
inlawrev-2159	312	11	all	all	DET
inlawrev-2159	312	12	transactions	transaction	NOUN
inlawrev-2159	312	13	are	be	AUX
inlawrev-2159	312	14	reviewed	review	VERB
inlawrev-2159	312	15	.	.	PUNCT
inlawrev-2159	313	1	indiana	indiana	PROPN
inlawrev-2159	313	2	:	:	PUNCT
inlawrev-2159	314	1	discretion	discretion	NOUN
inlawrev-2159	314	2	in	in	ADP
inlawrev-2159	314	3	this	this	DET
inlawrev-2159	314	4	division	division	NOUN
inlawrev-2159	314	5	is	be	AUX
inlawrev-2159	314	6	necessary	necessary	ADJ
inlawrev-2159	314	7	.	.	PUNCT
inlawrev-2159	315	1	we	we	PRON
inlawrev-2159	315	2	assign	assign	VERB
inlawrev-2159	315	3	our	our	PRON
inlawrev-2159	315	4	non	non	ADJ
inlawrev-2159	315	5	-	-	ADJ
inlawrev-2159	315	6	lender	lender	ADJ
inlawrev-2159	315	7	examinations	examination	NOUN
inlawrev-2159	315	8	by	by	ADP
inlawrev-2159	315	9	our	our	PRON
inlawrev-2159	315	10	discretionary	discretionary	ADJ
inlawrev-2159	315	11	judgments	judgment	NOUN
inlawrev-2159	315	12	.	.	PUNCT
inlawrev-2159	316	1	most	most	ADJ
inlawrev-2159	316	2	"	"	PUNCT
inlawrev-2159	316	3	supervised	supervised	ADJ
inlawrev-2159	316	4	financial	financial	ADJ
inlawrev-2159	316	5	organizations	organization	NOUN
inlawrev-2159	316	6	"	"	PUNCT
inlawrev-2159	316	7	are	be	AUX
inlawrev-2159	316	8	not	not	PART
inlawrev-2159	316	9	fully	fully	ADV
inlawrev-2159	316	10	examined	examine	VERB
inlawrev-2159	316	11	for	for	ADP
inlawrev-2159	316	12	u3c	u3c	NOUN
inlawrev-2159	316	13	compliance	compliance	NOUN
inlawrev-2159	316	14	.	.	PUNCT
inlawrev-2159	317	1	utah	utah	PROPN
inlawrev-2159	317	2	:	:	PUNCT
inlawrev-2159	317	3	spot	spot	NOUN
inlawrev-2159	317	4	check	check	NOUN
inlawrev-2159	317	5	of	of	ADP
inlawrev-2159	317	6	credit	credit	NOUN
inlawrev-2159	317	7	files	file	NOUN
inlawrev-2159	317	8	is	be	AUX
inlawrev-2159	317	9	made	make	VERB
inlawrev-2159	317	10	initially	initially	ADV
inlawrev-2159	317	11	.	.	PUNCT
inlawrev-2159	318	1	if	if	SCONJ
inlawrev-2159	318	2	numerous	numerous	ADJ
inlawrev-2159	318	3	violations	violation	NOUN
inlawrev-2159	318	4	are	be	AUX
inlawrev-2159	318	5	found	find	VERB
inlawrev-2159	318	6	,	,	PUNCT
inlawrev-2159	318	7	a	a	DET
inlawrev-2159	318	8	more	more	ADV
inlawrev-2159	318	9	complete	complete	ADJ
inlawrev-2159	318	10	examination	examination	NOUN
inlawrev-2159	318	11	is	be	AUX
inlawrev-2159	318	12	made	make	VERB
inlawrev-2159	318	13	.	.	PUNCT
inlawrev-2159	319	1	wyoming	wyoming	NOUN
inlawrev-2159	319	2	:	:	PUNCT
inlawrev-2159	319	3	at	at	ADP
inlawrev-2159	319	4	the	the	DET
inlawrev-2159	319	5	outset	outset	NOUN
inlawrev-2159	319	6	virtually	virtually	ADV
inlawrev-2159	319	7	all	all	DET
inlawrev-2159	319	8	transactions	transaction	NOUN
inlawrev-2159	319	9	are	be	AUX
inlawrev-2159	319	10	checked	check	VERB
inlawrev-2159	319	11	,	,	PUNCT
inlawrev-2159	319	12	but	but	CCONJ
inlawrev-2159	319	13	currently	currently	ADV
inlawrev-2159	319	14	,	,	PUNCT
inlawrev-2159	319	15	in	in	ADP
inlawrev-2159	319	16	routine	routine	ADJ
inlawrev-2159	319	17	re	re	NOUN
inlawrev-2159	319	18	-	-	NOUN
inlawrev-2159	319	19	examinations	examination	NOUN
inlawrev-2159	319	20	,	,	PUNCT
inlawrev-2159	319	21	random	random	ADJ
inlawrev-2159	319	22	samples	sample	NOUN
inlawrev-2159	319	23	are	be	AUX
inlawrev-2159	319	24	taken	take	VERB
inlawrev-2159	319	25	.	.	PUNCT
inlawrev-2159	320	1	if	if	SCONJ
inlawrev-2159	320	2	sampling	sampling	NOUN
inlawrev-2159	320	3	indicates	indicate	VERB
inlawrev-2159	320	4	repeated	repeat	VERB
inlawrev-2159	320	5	violations	violation	NOUN
inlawrev-2159	320	6	then	then	ADV
inlawrev-2159	320	7	extensive	extensive	ADJ
inlawrev-2159	320	8	checking	checking	NOUN
inlawrev-2159	320	9	is	be	AUX
inlawrev-2159	320	10	pursued	pursue	VERB
inlawrev-2159	320	11	.	.	PUNCT
inlawrev-2159	321	1	9	9	X
inlawrev-2159	321	2	.	.	PUNCT
inlawrev-2159	322	1	at	at	ADP
inlawrev-2159	322	2	what	what	PRON
inlawrev-2159	322	3	intervals	interval	NOUN
inlawrev-2159	322	4	do	do	AUX
inlawrev-2159	322	5	examinations	examination	NOUN
inlawrev-2159	322	6	occur	occur	VERB
inlawrev-2159	322	7	?	?	PUNCT
inlawrev-2159	323	1	colorado	colorado	NOUN
inlawrev-2159	323	2	:	:	PUNCT
inlawrev-2159	323	3	supervised	supervise	VERB
inlawrev-2159	323	4	lenders	lender	NOUN
inlawrev-2159	323	5	—	—	PUNCT
inlawrev-2159	323	6	at	at	ADP
inlawrev-2159	323	7	least	least	ADJ
inlawrev-2159	323	8	once	once	ADV
inlawrev-2159	323	9	per	per	ADP
inlawrev-2159	323	10	year	year	NOUN
inlawrev-2159	323	11	.	.	PUNCT
inlawrev-2159	324	1	if	if	SCONJ
inlawrev-2159	324	2	a	a	DET
inlawrev-2159	324	3	problem	problem	NOUN
inlawrev-2159	324	4	,	,	PUNCT
inlawrev-2159	324	5	then	then	ADV
inlawrev-2159	324	6	three	three	NUM
inlawrev-2159	324	7	times	time	NOUN
inlawrev-2159	324	8	.	.	PUNCT
inlawrev-2159	325	1	all	all	DET
inlawrev-2159	325	2	others	other	NOUN
inlawrev-2159	325	3	—	—	PUNCT
inlawrev-2159	325	4	occasional	occasional	ADJ
inlawrev-2159	325	5	basis	basis	NOUN
inlawrev-2159	325	6	annually	annually	ADV
inlawrev-2159	325	7	from	from	ADP
inlawrev-2159	325	8	12	12	NUM
inlawrev-2159	325	9	to	to	PART
inlawrev-2159	325	10	18	18	NUM
inlawrev-2159	325	11	months	month	NOUN
inlawrev-2159	325	12	as	as	SCONJ
inlawrev-2159	325	13	discretion	discretion	NOUN
inlawrev-2159	325	14	suggests	suggest	VERB
inlawrev-2159	325	15	need	need	VERB
inlawrev-2159	325	16	,	,	PUNCT
inlawrev-2159	325	17	and	and	CCONJ
inlawrev-2159	325	18	staff	staff	NOUN
inlawrev-2159	325	19	is	be	AUX
inlawrev-2159	325	20	available	available	ADJ
inlawrev-2159	325	21	.	.	PUNCT
inlawrev-2159	326	1	supervised	supervised	ADJ
inlawrev-2159	326	2	lenders	lender	NOUN
inlawrev-2159	326	3	—	—	PUNCT
inlawrev-2159	326	4	annually	annually	ADV
inlawrev-2159	326	5	regulated	regulate	VERB
inlawrev-2159	326	6	lenders	lender	NOUN
inlawrev-2159	326	7	and	and	CCONJ
inlawrev-2159	326	8	non	non	ADJ
inlawrev-2159	326	9	-	-	ADJ
inlawrev-2159	326	10	lender	lender	ADJ
inlawrev-2159	326	11	sellers	seller	NOUN
inlawrev-2159	326	12	—	—	PUNCT
inlawrev-2159	326	13	as	as	SCONJ
inlawrev-2159	326	14	complaints	complaint	NOUN
inlawrev-2159	326	15	require	require	VERB
inlawrev-2159	326	16	or	or	CCONJ
inlawrev-2159	326	17	as	as	SCONJ
inlawrev-2159	326	18	the	the	DET
inlawrev-2159	326	19	department	department	NOUN
inlawrev-2159	326	20	becomes	become	VERB
inlawrev-2159	326	21	aware	aware	ADJ
inlawrev-2159	326	22	of	of	ADP
inlawrev-2159	326	23	irregularities	irregularity	NOUN
inlawrev-2159	326	24	,	,	PUNCT
inlawrev-2159	326	25	or	or	CCONJ
inlawrev-2159	326	26	at	at	ADP
inlawrev-2159	326	27	the	the	DET
inlawrev-2159	326	28	discretion	discretion	NOUN
inlawrev-2159	326	29	of	of	ADP
inlawrev-2159	326	30	the	the	DET
inlawrev-2159	326	31	administrator	administrator	NOUN
inlawrev-2159	326	32	.	.	PUNCT
inlawrev-2159	327	1	state	state	PROPN
inlawrev-2159	327	2	chartered	chartered	PROPN
inlawrev-2159	327	3	supervised	supervise	VERB
inlawrev-2159	327	4	financial	financial	ADJ
inlawrev-2159	327	5	organizations	organization	NOUN
inlawrev-2159	327	6	—	—	PUNCT
inlawrev-2159	327	7	semiannually	semiannually	ADV
inlawrev-2159	327	8	state	state	NOUN
inlawrev-2159	327	9	licensed	license	VERB
inlawrev-2159	327	10	supervised	supervise	VERB
inlawrev-2159	327	11	lenders	lender	NOUN
inlawrev-2159	327	12	and	and	CCONJ
inlawrev-2159	327	13	sales	sale	NOUN
inlawrev-2159	327	14	finance	finance	NOUN
inlawrev-2159	327	15	companies	company	NOUN
inlawrev-2159	327	16	—	—	PUNCT
inlawrev-2159	327	17	annually	annually	ADV
inlawrev-2159	327	18	idaho	idaho	NOUN
inlawrev-2159	327	19	:	:	PUNCT
inlawrev-2159	327	20	indiana	indiana	PROPN
inlawrev-2159	327	21	:	:	PUNCT
inlawrev-2159	328	1	utah	utah	PROPN
inlawrev-2159	328	2	:	:	PUNCT
inlawrev-2159	328	3	wyoming	wyoming	NOUN
inlawrev-2159	328	4	:	:	PUNCT
inlawrev-2159	329	1	10	10	NUM
inlawrev-2159	329	2	.	.	PUNCT
inlawrev-2159	330	1	what	what	PRON
inlawrev-2159	330	2	is	be	AUX
inlawrev-2159	330	3	the	the	DET
inlawrev-2159	330	4	status	status	NOUN
inlawrev-2159	330	5	of	of	ADP
inlawrev-2159	330	6	nationally	nationally	ADV
inlawrev-2159	330	7	chartered	charter	VERB
inlawrev-2159	330	8	institutions	institution	NOUN
inlawrev-2159	330	9	under	under	ADP
inlawrev-2159	330	10	your	your	PRON
inlawrev-2159	330	11	scheme	scheme	NOUN
inlawrev-2159	330	12	of	of	ADP
inlawrev-2159	330	13	administration	administration	NOUN
inlawrev-2159	330	14	?	?	PUNCT
inlawrev-2159	331	1	colorado	colorado	NOUN
inlawrev-2159	331	2	:	:	PUNCT
inlawrev-2159	331	3	no	no	DET
inlawrev-2159	331	4	right	right	NOUN
inlawrev-2159	331	5	to	to	PART
inlawrev-2159	331	6	examine	examine	VERB
inlawrev-2159	331	7	,	,	PUNCT
inlawrev-2159	331	8	but	but	CCONJ
inlawrev-2159	331	9	work	work	VERB
inlawrev-2159	331	10	through	through	ADP
inlawrev-2159	331	11	regional	regional	ADJ
inlawrev-2159	331	12	adminstrator	adminstrator	NOUN
inlawrev-2159	331	13	of	of	ADP
inlawrev-2159	331	14	national	national	ADJ
inlawrev-2159	331	15	banks	bank	NOUN
inlawrev-2159	331	16	.	.	PUNCT
inlawrev-2159	332	1	idaho	idaho	NOUN
inlawrev-2159	332	2	:	:	PUNCT
inlawrev-2159	332	3	each	each	DET
inlawrev-2159	332	4	office	office	NOUN
inlawrev-2159	332	5	is	be	AUX
inlawrev-2159	332	6	licensed	license	VERB
inlawrev-2159	332	7	separately	separately	ADV
inlawrev-2159	332	8	;	;	PUNCT
inlawrev-2159	332	9	1976	1976	NUM
inlawrev-2159	332	10	]	]	PUNCT
inlawrev-2159	332	11	the	the	DET
inlawrev-2159	332	12	uniform	uniform	ADJ
inlawrev-2159	332	13	consumer	consumer	NOUN
inlawrev-2159	332	14	credit	credit	NOUN
inlawrev-2159	332	15	code	code	NOUN
inlawrev-2159	332	16	841	841	NUM
inlawrev-2159	332	17	indiana	indiana	PROPN
inlawrev-2159	332	18	:	:	PUNCT
inlawrev-2159	332	19	they	they	PRON
inlawrev-2159	332	20	pay	pay	VERB
inlawrev-2159	332	21	code	code	NOUN
inlawrev-2159	332	22	fees	fee	NOUN
inlawrev-2159	332	23	but	but	CCONJ
inlawrev-2159	332	24	are	be	AUX
inlawrev-2159	332	25	not	not	PART
inlawrev-2159	332	26	examined	examine	VERB
inlawrev-2159	332	27	by	by	ADP
inlawrev-2159	332	28	us	we	PRON
inlawrev-2159	332	29	for	for	ADP
inlawrev-2159	332	30	compliance	compliance	NOUN
inlawrev-2159	332	31	.	.	PUNCT
inlawrev-2159	333	1	utah	utah	PROPN
inlawrev-2159	333	2	:	:	PUNCT
inlawrev-2159	333	3	any	any	DET
inlawrev-2159	333	4	institution	institution	NOUN
inlawrev-2159	333	5	chartered	charter	VERB
inlawrev-2159	333	6	or	or	CCONJ
inlawrev-2159	333	7	holding	hold	VERB
inlawrev-2159	333	8	authorization	authorization	NOUN
inlawrev-2159	333	9	certificate	certificate	NOUN
inlawrev-2159	333	10	under	under	ADP
inlawrev-2159	333	11	this	this	DET
inlawrev-2159	333	12	state	state	NOUN
inlawrev-2159	333	13	or	or	CCONJ
inlawrev-2159	333	14	the	the	DET
inlawrev-2159	333	15	united	united	PROPN
inlawrev-2159	333	16	states	states	PROPN
inlawrev-2159	333	17	to	to	PART
inlawrev-2159	333	18	make	make	VERB
inlawrev-2159	333	19	loans	loan	NOUN
inlawrev-2159	333	20	and	and	CCONJ
inlawrev-2159	333	21	to	to	PART
inlawrev-2159	333	22	receive	receive	VERB
inlawrev-2159	333	23	deposits	deposit	NOUN
inlawrev-2159	333	24	,	,	PUNCT
inlawrev-2159	333	25	including	include	VERB
inlawrev-2159	333	26	savings	saving	NOUN
inlawrev-2159	333	27	,	,	PUNCT
inlawrev-2159	333	28	shares	share	NOUN
inlawrev-2159	333	29	,	,	PUNCT
inlawrev-2159	333	30	certificate	certificate	NOUN
inlawrev-2159	333	31	or	or	CCONJ
inlawrev-2159	333	32	deposit	deposit	NOUN
inlawrev-2159	333	33	accounts	account	NOUN
inlawrev-2159	333	34	,	,	PUNCT
inlawrev-2159	333	35	is	be	AUX
inlawrev-2159	333	36	exempt	exempt	ADJ
inlawrev-2159	333	37	from	from	ADP
inlawrev-2159	333	38	filing	file	VERB
inlawrev-2159	333	39	notification	notification	NOUN
inlawrev-2159	333	40	.	.	PUNCT
inlawrev-2159	334	1	wyoming	wyoming	NOUN
inlawrev-2159	334	2	:	:	PUNCT
inlawrev-2159	334	3	agency	agency	NOUN
inlawrev-2159	334	4	designed	design	VERB
inlawrev-2159	334	5	examination	examination	NOUN
inlawrev-2159	334	6	check	check	NOUN
inlawrev-2159	334	7	lists	list	NOUN
inlawrev-2159	334	8	used	use	VERB
inlawrev-2159	334	9	by	by	ADP
inlawrev-2159	334	10	examiners	examiner	NOUN
inlawrev-2159	334	11	of	of	ADP
inlawrev-2159	334	12	federally	federally	ADV
inlawrev-2159	334	13	chartered	charter	VERB
inlawrev-2159	334	14	supervised	supervise	VERB
inlawrev-2159	334	15	financial	financial	ADJ
inlawrev-2159	334	16	organizations	organization	NOUN
inlawrev-2159	334	17	.	.	PUNCT
inlawrev-2159	335	1	11	11	NUM
inlawrev-2159	335	2	.	.	X
inlawrev-2159	336	1	what	what	PRON
inlawrev-2159	336	2	emphasis	emphasis	NOUN
inlawrev-2159	336	3	do	do	AUX
inlawrev-2159	336	4	you	you	PRON
inlawrev-2159	336	5	place	place	VERB
inlawrev-2159	336	6	on	on	ADP
inlawrev-2159	336	7	examination	examination	NOUN
inlawrev-2159	336	8	,	,	PUNCT
inlawrev-2159	336	9	relative	relative	ADJ
inlawrev-2159	336	10	to	to	ADP
inlawrev-2159	336	11	the	the	DET
inlawrev-2159	336	12	other	other	ADJ
inlawrev-2159	336	13	powers	power	NOUN
inlawrev-2159	336	14	granted	grant	VERB
inlawrev-2159	336	15	to	to	ADP
inlawrev-2159	336	16	you	you	PRON
inlawrev-2159	336	17	by	by	ADP
inlawrev-2159	336	18	the	the	DET
inlawrev-2159	336	19	code	code	NOUN
inlawrev-2159	336	20	?	?	PUNCT
inlawrev-2159	337	1	colorado	colorado	NOUN
inlawrev-2159	337	2	:	:	PUNCT
inlawrev-2159	337	3	most	most	ADJ
inlawrev-2159	337	4	emphasis	emphasis	NOUN
inlawrev-2159	337	5	on	on	ADP
inlawrev-2159	337	6	examination	examination	NOUN
inlawrev-2159	337	7	idaho	idaho	NOUN
inlawrev-2159	337	8	:	:	PUNCT
inlawrev-2159	337	9	it	it	PRON
inlawrev-2159	337	10	is	be	AUX
inlawrev-2159	337	11	the	the	DET
inlawrev-2159	337	12	most	most	ADJ
inlawrev-2159	337	13	time	time	NOUN
inlawrev-2159	337	14	consuming	consume	VERB
inlawrev-2159	337	15	single	single	ADJ
inlawrev-2159	337	16	function	function	NOUN
inlawrev-2159	337	17	.	.	PUNCT
inlawrev-2159	338	1	indiana	indiana	PROPN
inlawrev-2159	338	2	:	:	PUNCT
inlawrev-2159	339	1	examination	examination	NOUN
inlawrev-2159	339	2	is	be	AUX
inlawrev-2159	339	3	paramount	paramount	ADJ
inlawrev-2159	339	4	.	.	PUNCT
inlawrev-2159	340	1	some	some	DET
inlawrev-2159	340	2	consumer	consumer	NOUN
inlawrev-2159	340	3	creditors	creditor	NOUN
inlawrev-2159	340	4	do	do	AUX
inlawrev-2159	340	5	n't	not	PART
inlawrev-2159	340	6	know	know	VERB
inlawrev-2159	340	7	anything	anything	PRON
inlawrev-2159	340	8	regarding	regard	VERB
inlawrev-2159	340	9	requirements	requirement	NOUN
inlawrev-2159	340	10	.	.	PUNCT
inlawrev-2159	341	1	others	other	NOUN
inlawrev-2159	341	2	are	be	AUX
inlawrev-2159	341	3	aware	aware	ADJ
inlawrev-2159	341	4	but	but	CCONJ
inlawrev-2159	341	5	poorly	poorly	ADV
inlawrev-2159	341	6	informed	inform	VERB
inlawrev-2159	341	7	.	.	PUNCT
inlawrev-2159	342	1	examinations	examination	NOUN
inlawrev-2159	342	2	are	be	AUX
inlawrev-2159	342	3	not	not	PART
inlawrev-2159	342	4	only	only	ADV
inlawrev-2159	342	5	curative	curative	ADJ
inlawrev-2159	342	6	but	but	CCONJ
inlawrev-2159	342	7	preventative	preventative	NOUN
inlawrev-2159	342	8	.	.	PUNCT
inlawrev-2159	343	1	utah	utah	PROPN
inlawrev-2159	343	2	:	:	PUNCT
inlawrev-2159	343	3	examination	examination	NOUN
inlawrev-2159	343	4	forms	form	NOUN
inlawrev-2159	343	5	are	be	AUX
inlawrev-2159	343	6	furnished	furnish	VERB
inlawrev-2159	343	7	national	national	ADJ
inlawrev-2159	343	8	bank	bank	NOUN
inlawrev-2159	343	9	examiners	examiner	NOUN
inlawrev-2159	343	10	for	for	ADP
inlawrev-2159	343	11	their	their	PRON
inlawrev-2159	343	12	use	use	NOUN
inlawrev-2159	343	13	in	in	ADP
inlawrev-2159	343	14	examining	examine	VERB
inlawrev-2159	343	15	federally	federally	ADV
inlawrev-2159	343	16	chartered	charter	VERB
inlawrev-2159	343	17	banks	bank	NOUN
inlawrev-2159	343	18	.	.	PUNCT
inlawrev-2159	344	1	examination	examination	NOUN
inlawrev-2159	344	2	of	of	ADP
inlawrev-2159	344	3	regulated	regulated	ADJ
inlawrev-2159	344	4	lenders	lender	NOUN
inlawrev-2159	344	5	may	may	AUX
inlawrev-2159	344	6	be	be	AUX
inlawrev-2159	344	7	made	make	VERB
inlawrev-2159	344	8	without	without	ADP
inlawrev-2159	344	9	cause	cause	NOUN
inlawrev-2159	344	10	at	at	ADP
inlawrev-2159	344	11	the	the	DET
inlawrev-2159	344	12	discretion	discretion	NOUN
inlawrev-2159	344	13	of	of	ADP
inlawrev-2159	344	14	the	the	DET
inlawrev-2159	344	15	administrator	administrator	NOUN
inlawrev-2159	344	16	.	.	PUNCT
inlawrev-2159	345	1	wyoming	wyoming	NOUN
inlawrev-2159	345	2	:	:	PUNCT
inlawrev-2159	345	3	considerable	considerable	ADJ
inlawrev-2159	345	4	emphasis	emphasis	NOUN
inlawrev-2159	345	5	is	be	AUX
inlawrev-2159	345	6	placed	place	VERB
inlawrev-2159	345	7	on	on	ADP
inlawrev-2159	345	8	examinations	examination	NOUN
inlawrev-2159	345	9	.	.	PUNCT
inlawrev-2159	346	1	creditors	creditor	NOUN
inlawrev-2159	346	2	are	be	AUX
inlawrev-2159	346	3	normally	normally	ADV
inlawrev-2159	346	4	appreciative	appreciative	ADJ
inlawrev-2159	346	5	of	of	ADP
inlawrev-2159	346	6	assistance	assistance	NOUN
inlawrev-2159	346	7	rendered	render	VERB
inlawrev-2159	346	8	in	in	ADP
inlawrev-2159	346	9	gaining	gain	VERB
inlawrev-2159	346	10	compliance	compliance	NOUN
inlawrev-2159	346	11	.	.	PUNCT
inlawrev-2159	347	1	unless	unless	SCONJ
inlawrev-2159	347	2	it	it	PRON
inlawrev-2159	347	3	appears	appear	VERB
inlawrev-2159	347	4	there	there	PRON
inlawrev-2159	347	5	is	be	VERB
inlawrev-2159	347	6	no	no	DET
inlawrev-2159	347	7	other	other	ADJ
inlawrev-2159	347	8	recourse	recourse	NOUN
inlawrev-2159	347	9	only	only	ADV
inlawrev-2159	347	10	then	then	ADV
inlawrev-2159	347	11	would	would	AUX
inlawrev-2159	347	12	other	other	ADJ
inlawrev-2159	347	13	powers	power	NOUN
inlawrev-2159	347	14	granted	grant	VERB
inlawrev-2159	347	15	be	be	AUX
inlawrev-2159	347	16	invoked	invoke	VERB
inlawrev-2159	347	17	.	.	PUNCT
inlawrev-2159	348	1	12	12	NUM
inlawrev-2159	348	2	.	.	PUNCT
inlawrev-2159	349	1	how	how	SCONJ
inlawrev-2159	349	2	many	many	ADJ
inlawrev-2159	349	3	examiners	examiner	NOUN
inlawrev-2159	349	4	do	do	AUX
inlawrev-2159	349	5	you	you	PRON
inlawrev-2159	349	6	employ	employ	VERB
inlawrev-2159	349	7	to	to	PART
inlawrev-2159	349	8	examine	examine	VERB
inlawrev-2159	349	9	(	(	PUNCT
inlawrev-2159	349	10	a	a	X
inlawrev-2159	349	11	)	)	PUNCT
inlawrev-2159	349	12	financial	financial	ADJ
inlawrev-2159	349	13	institutions	institution	NOUN
inlawrev-2159	349	14	,	,	PUNCT
inlawrev-2159	349	15	(	(	PUNCT
inlawrev-2159	349	16	b	b	X
inlawrev-2159	349	17	)	)	PUNCT
inlawrev-2159	349	18	credit	credit	NOUN
inlawrev-2159	349	19	retailers	retailer	NOUN
inlawrev-2159	349	20	,	,	PUNCT
inlawrev-2159	349	21	or	or	CCONJ
inlawrev-2159	349	22	(	(	PUNCT
inlawrev-2159	349	23	c	c	NOUN
inlawrev-2159	349	24	)	)	PUNCT
inlawrev-2159	349	25	undifferentiated	undifferentiated	ADJ
inlawrev-2159	349	26	examiners	examiner	NOUN
inlawrev-2159	349	27	?	?	PUNCT
inlawrev-2159	350	1	colorado	colorado	NOUN
inlawrev-2159	350	2	:	:	PUNCT
inlawrev-2159	350	3	(	(	PUNCT
inlawrev-2159	350	4	a	a	X
inlawrev-2159	350	5	)	)	PUNCT
inlawrev-2159	350	6	1	1	NUM
inlawrev-2159	350	7	chief	chief	NOUN
inlawrev-2159	350	8	examiner	examiner	NOUN
inlawrev-2159	350	9	,	,	PUNCT
inlawrev-2159	350	10	3	3	NUM
inlawrev-2159	350	11	regular	regular	ADJ
inlawrev-2159	350	12	examiners	examiner	NOUN
inlawrev-2159	350	13	idaho	idaho	PROPN
inlawrev-2159	350	14	:	:	PUNCT
inlawrev-2159	350	15	the	the	DET
inlawrev-2159	350	16	uccc	uccc	PROPN
inlawrev-2159	350	17	bureau	bureau	PROPN
inlawrev-2159	350	18	is	be	AUX
inlawrev-2159	350	19	allocated	allocate	VERB
inlawrev-2159	350	20	1.7	1.7	NUM
inlawrev-2159	350	21	examiners	examiner	NOUN
inlawrev-2159	350	22	who	who	PRON
inlawrev-2159	350	23	examine	examine	VERB
inlawrev-2159	350	24	financial	financial	ADJ
inlawrev-2159	350	25	institutions	institution	NOUN
inlawrev-2159	350	26	and	and	CCONJ
inlawrev-2159	350	27	retailers	retailer	NOUN
inlawrev-2159	350	28	.	.	PUNCT
inlawrev-2159	351	1	indiana	indiana	PROPN
inlawrev-2159	351	2	:	:	PUNCT
inlawrev-2159	352	1	this	this	DET
inlawrev-2159	352	2	division	division	NOUN
inlawrev-2159	352	3	:	:	PUNCT
inlawrev-2159	352	4	17	17	NUM
inlawrev-2159	352	5	[	[	X
inlawrev-2159	352	6	authors	author	NOUN
inlawrev-2159	352	7	'	'	PART
inlawrev-2159	352	8	note	note	NOUN
inlawrev-2159	352	9	:	:	PUNCT
inlawrev-2159	352	10	"	"	PUNCT
inlawrev-2159	352	11	this	this	DET
inlawrev-2159	352	12	division	division	NOUN
inlawrev-2159	352	13	"	"	PUNCT
inlawrev-2159	352	14	probably	probably	ADV
inlawrev-2159	352	15	means	mean	VERB
inlawrev-2159	352	16	division	division	NOUN
inlawrev-2159	352	17	of	of	ADP
inlawrev-2159	352	18	consumer	consumer	NOUN
inlawrev-2159	352	19	credit	credit	NOUN
inlawrev-2159	352	20	,	,	PUNCT
inlawrev-2159	352	21	which	which	PRON
inlawrev-2159	352	22	is	be	AUX
inlawrev-2159	352	23	one	one	NUM
inlawrev-2159	352	24	of	of	ADP
inlawrev-2159	352	25	four	four	NUM
inlawrev-2159	352	26	divisions	division	NOUN
inlawrev-2159	352	27	of	of	ADP
inlawrev-2159	352	28	the	the	DET
inlawrev-2159	352	29	department	department	NOUN
inlawrev-2159	352	30	of	of	ADP
inlawrev-2159	352	31	financial	financial	ADJ
inlawrev-2159	352	32	institutions	institution	NOUN
inlawrev-2159	352	33	.	.	PUNCT
inlawrev-2159	352	34	]	]	PUNCT
inlawrev-2159	353	1	utah	utah	PROPN
inlawrev-2159	353	2	:	:	PUNCT
inlawrev-2159	353	3	(	(	PUNCT
inlawrev-2159	353	4	a	a	X
inlawrev-2159	353	5	)	)	PUNCT
inlawrev-2159	353	6	3	3	NUM
inlawrev-2159	353	7	(	(	PUNCT
inlawrev-2159	353	8	b	b	NOUN
inlawrev-2159	353	9	)	)	PUNCT
inlawrev-2159	353	10	1	1	NUM
inlawrev-2159	353	11	(	(	PUNCT
inlawrev-2159	353	12	c	c	NOUN
inlawrev-2159	353	13	)	)	PUNCT
inlawrev-2159	353	14	12	12	NUM
inlawrev-2159	353	15	wyoming	wyoming	NOUN
inlawrev-2159	353	16	:	:	PUNCT
inlawrev-2159	353	17	(	(	PUNCT
inlawrev-2159	353	18	a	a	X
inlawrev-2159	353	19	)	)	PUNCT
inlawrev-2159	353	20	one	one	NUM
inlawrev-2159	353	21	agency	agency	NOUN
inlawrev-2159	353	22	examiner	examiner	NOUN
inlawrev-2159	353	23	,	,	PUNCT
inlawrev-2159	353	24	six	six	NUM
inlawrev-2159	353	25	bank	bank	NOUN
inlawrev-2159	353	26	examiners	examiner	NOUN
inlawrev-2159	353	27	(	(	PUNCT
inlawrev-2159	353	28	b	b	X
inlawrev-2159	353	29	)	)	PUNCT
inlawrev-2159	353	30	retailers	retailer	NOUN
inlawrev-2159	353	31	not	not	PART
inlawrev-2159	353	32	examined	examine	VERB
inlawrev-2159	353	33	but	but	CCONJ
inlawrev-2159	353	34	investigated	investigate	VERB
inlawrev-2159	353	35	upon	upon	SCONJ
inlawrev-2159	353	36	receipt	receipt	NOUN
inlawrev-2159	353	37	of	of	ADP
inlawrev-2159	353	38	probable	probable	ADJ
inlawrev-2159	353	39	cause	cause	NOUN
inlawrev-2159	353	40	(	(	PUNCT
inlawrev-2159	353	41	c	c	NOUN
inlawrev-2159	353	42	)	)	PUNCT
inlawrev-2159	353	43	no	no	DET
inlawrev-2159	353	44	undifferentiated	undifferentiated	ADJ
inlawrev-2159	353	45	examiners	examiner	NOUN
inlawrev-2159	353	46	13	13	NUM
inlawrev-2159	353	47	.	.	PUNCT
inlawrev-2159	354	1	what	what	PRON
inlawrev-2159	354	2	inter	inter	ADJ
inlawrev-2159	354	3	-	-	ADJ
inlawrev-2159	354	4	departmental	departmental	ADJ
inlawrev-2159	354	5	problems	problem	NOUN
inlawrev-2159	354	6	or	or	CCONJ
inlawrev-2159	354	7	conflicts	conflict	NOUN
inlawrev-2159	354	8	have	have	AUX
inlawrev-2159	354	9	arisen	arise	VERB
inlawrev-2159	354	10	in	in	ADP
inlawrev-2159	354	11	the	the	DET
inlawrev-2159	354	12	administration	administration	NOUN
inlawrev-2159	354	13	of	of	ADP
inlawrev-2159	354	14	the	the	DET
inlawrev-2159	354	15	u3c	u3c	NOUN
inlawrev-2159	354	16	in	in	ADP
inlawrev-2159	354	17	your	your	PRON
inlawrev-2159	354	18	state	state	NOUN
inlawrev-2159	354	19	?	?	PUNCT
inlawrev-2159	355	1	colorado	colorado	NOUN
inlawrev-2159	355	2	:	:	PUNCT
inlawrev-2159	356	1	none	none	NOUN
inlawrev-2159	356	2	idaho	idaho	NOUN
inlawrev-2159	356	3	:	:	PUNCT
inlawrev-2159	356	4	none	none	NOUN
inlawrev-2159	356	5	indiana	indiana	PROPN
inlawrev-2159	356	6	:	:	PUNCT
inlawrev-2159	357	1	i	i	PRON
inlawrev-2159	357	2	must	must	AUX
inlawrev-2159	357	3	refer	refer	VERB
inlawrev-2159	357	4	you	you	PRON
inlawrev-2159	357	5	to	to	ADP
inlawrev-2159	357	6	the	the	DET
inlawrev-2159	357	7	director	director	NOUN
inlawrev-2159	357	8	since	since	SCONJ
inlawrev-2159	357	9	my	my	PRON
inlawrev-2159	357	10	responsibility	responsibility	NOUN
inlawrev-2159	357	11	is	be	AUX
inlawrev-2159	357	12	limited	limit	VERB
inlawrev-2159	357	13	to	to	ADP
inlawrev-2159	357	14	the	the	DET
inlawrev-2159	357	15	position	position	NOUN
inlawrev-2159	357	16	of	of	ADP
inlawrev-2159	357	17	supervisor	supervisor	NOUN
inlawrev-2159	357	18	of	of	ADP
inlawrev-2159	357	19	the	the	DET
inlawrev-2159	357	20	division	division	NOUN
inlawrev-2159	357	21	of	of	ADP
inlawrev-2159	357	22	consumer	consumer	NOUN
inlawrev-2159	357	23	credit	credit	NOUN
inlawrev-2159	357	24	,	,	PUNCT
inlawrev-2159	357	25	charged	charge	VERB
inlawrev-2159	357	26	by	by	ADP
inlawrev-2159	357	27	statute	statute	NOUN
inlawrev-2159	357	28	with	with	ADP
inlawrev-2159	357	29	administering	administer	VERB
inlawrev-2159	357	30	the	the	DET
inlawrev-2159	357	31	law	law	NOUN
inlawrev-2159	357	32	.	.	PUNCT
inlawrev-2159	358	1	utah	utah	PROPN
inlawrev-2159	358	2	:	:	PUNCT
inlawrev-2159	358	3	none	none	NOUN
inlawrev-2159	358	4	.	.	PUNCT
inlawrev-2159	359	1	in	in	ADP
inlawrev-2159	359	2	fact	fact	NOUN
inlawrev-2159	359	3	the	the	DET
inlawrev-2159	359	4	u3c	u3c	NOUN
inlawrev-2159	359	5	being	be	AUX
inlawrev-2159	359	6	administered	administer	VERB
inlawrev-2159	359	7	within	within	ADP
inlawrev-2159	359	8	the	the	DET
inlawrev-2159	359	9	department	department	NOUN
inlawrev-2159	359	10	helps	help	VERB
inlawrev-2159	359	11	the	the	DET
inlawrev-2159	359	12	administrator	administrator	NOUN
inlawrev-2159	359	13	to	to	PART
inlawrev-2159	359	14	enforce	enforce	VERB
inlawrev-2159	359	15	the	the	DET
inlawrev-2159	359	16	statutes	statute	NOUN
inlawrev-2159	359	17	governing	govern	VERB
inlawrev-2159	359	18	consumer	consumer	NOUN
inlawrev-2159	359	19	credit	credit	NOUN
inlawrev-2159	359	20	transactions	transaction	NOUN
inlawrev-2159	359	21	more	more	ADV
inlawrev-2159	359	22	842	842	NUM
inlawrev-2159	359	23	indiana	indiana	PROPN
inlawrev-2159	359	24	law	law	PROPN
inlawrev-2159	359	25	review	review	NOUN
inlawrev-2159	359	26	[	[	X
inlawrev-2159	359	27	vol	vol	NOUN
inlawrev-2159	359	28	.	.	PUNCT
inlawrev-2159	359	29	8:828	8:828	NOUN
inlawrev-2159	359	30	expeditiously	expeditiously	ADV
inlawrev-2159	359	31	than	than	SCONJ
inlawrev-2159	359	32	if	if	SCONJ
inlawrev-2159	359	33	the	the	DET
inlawrev-2159	359	34	u3c	u3c	NOUN
inlawrev-2159	359	35	was	be	AUX
inlawrev-2159	359	36	administered	administer	VERB
inlawrev-2159	359	37	alone	alone	ADJ
inlawrev-2159	359	38	or	or	CCONJ
inlawrev-2159	359	39	in	in	ADP
inlawrev-2159	359	40	another	another	DET
inlawrev-2159	359	41	department	department	NOUN
inlawrev-2159	359	42	.	.	PUNCT
inlawrev-2159	360	1	wyoming	wyoming	NOUN
inlawrev-2159	360	2	:	:	PUNCT
inlawrev-2159	360	3	no	no	DET
inlawrev-2159	360	4	response	response	NOUN
inlawrev-2159	360	5	to	to	PART
inlawrev-2159	360	6	question	question	VERB
inlawrev-2159	360	7	14	14	NUM
inlawrev-2159	360	8	.	.	PUNCT
inlawrev-2159	361	1	to	to	PART
inlawrev-2159	361	2	whom	whom	PRON
inlawrev-2159	361	3	may	may	AUX
inlawrev-2159	361	4	we	we	PRON
inlawrev-2159	361	5	write	write	VERB
inlawrev-2159	361	6	to	to	PART
inlawrev-2159	361	7	obtain	obtain	VERB
inlawrev-2159	361	8	copies	copy	NOUN
inlawrev-2159	361	9	of	of	ADP
inlawrev-2159	361	10	your	your	PRON
inlawrev-2159	361	11	annual	annual	ADJ
inlawrev-2159	361	12	reports	report	NOUN
inlawrev-2159	361	13	to	to	ADP
inlawrev-2159	361	14	the	the	DET
inlawrev-2159	361	15	governor	governor	NOUN
inlawrev-2159	361	16	,	,	PUNCT
inlawrev-2159	361	17	exam	exam	NOUN
inlawrev-2159	361	18	sheets	sheet	NOUN
inlawrev-2159	361	19	for	for	ADP
inlawrev-2159	361	20	financial	financial	ADJ
inlawrev-2159	361	21	institutions	institution	NOUN
inlawrev-2159	361	22	,	,	PUNCT
inlawrev-2159	361	23	or	or	CCONJ
inlawrev-2159	361	24	other	other	ADJ
inlawrev-2159	361	25	similar	similar	ADJ
inlawrev-2159	361	26	papers	paper	NOUN
inlawrev-2159	361	27	?	?	PUNCT
inlawrev-2159	362	1	colorado	colorado	NOUN
inlawrev-2159	362	2	:	:	PUNCT
inlawrev-2159	362	3	administrator	administrator	NOUN
inlawrev-2159	362	4	uccc	uccc	NOUN
inlawrev-2159	362	5	112	112	NUM
inlawrev-2159	362	6	east	east	PROPN
inlawrev-2159	362	7	14th	14th	PROPN
inlawrev-2159	362	8	avenue	avenue	PROPN
inlawrev-2159	362	9	denver	denver	PROPN
inlawrev-2159	362	10	,	,	PUNCT
inlawrev-2159	362	11	colorado	colorado	PROPN
inlawrev-2159	362	12	80203	80203	NUM
inlawrev-2159	362	13	idaho	idaho	NOUN
inlawrev-2159	362	14	:	:	PUNCT
inlawrev-2159	362	15	idaho	idaho	PROPN
inlawrev-2159	362	16	department	department	PROPN
inlawrev-2159	362	17	of	of	ADP
inlawrev-2159	362	18	finance	finance	PROPN
inlawrev-2159	362	19	statehouse	statehouse	NOUN
inlawrev-2159	362	20	annex	annex	VERB
inlawrev-2159	362	21	5	5	NUM
inlawrev-2159	362	22	boise	boise	PROPN
inlawrev-2159	362	23	,	,	PUNCT
inlawrev-2159	362	24	idaho	idaho	PROPN
inlawrev-2159	362	25	83720	83720	NUM
inlawrev-2159	362	26	indiana	indiana	PROPN
inlawrev-2159	362	27	:	:	PUNCT
inlawrev-2159	363	1	joseph	joseph	PROPN
inlawrev-2159	363	2	v.	v.	PROPN
inlawrev-2159	363	3	riley	riley	PROPN
inlawrev-2159	363	4	,	,	PUNCT
inlawrev-2159	363	5	supervisor	supervisor	NOUN
inlawrev-2159	363	6	division	division	NOUN
inlawrev-2159	363	7	of	of	ADP
inlawrev-2159	363	8	consumer	consumer	NOUN
inlawrev-2159	363	9	credit	credit	NOUN
inlawrev-2159	363	10	1024	1024	NUM
inlawrev-2159	363	11	state	state	NOUN
inlawrev-2159	363	12	office	office	NOUN
inlawrev-2159	363	13	building	building	NOUN
inlawrev-2159	363	14	indianapolis	indianapolis	PROPN
inlawrev-2159	363	15	,	,	PUNCT
inlawrev-2159	363	16	indiana	indiana	PROPN
inlawrev-2159	363	17	46204	46204	NUM
inlawrev-2159	363	18	utah	utah	PROPN
inlawrev-2159	363	19	:	:	PUNCT
inlawrev-2159	363	20	department	department	NOUN
inlawrev-2159	363	21	of	of	ADP
inlawrev-2159	363	22	financial	financial	ADJ
inlawrev-2159	363	23	institutions	institution	NOUN
inlawrev-2159	363	24	ten	ten	NUM
inlawrev-2159	363	25	west	west	PROPN
inlawrev-2159	363	26	broadway	broadway	PROPN
inlawrev-2159	363	27	—	—	PUNCT
inlawrev-2159	363	28	suite	suite	NOUN
inlawrev-2159	363	29	331	331	NUM
inlawrev-2159	363	30	salt	salt	NOUN
inlawrev-2159	363	31	lake	lake	PROPN
inlawrev-2159	363	32	city	city	PROPN
inlawrev-2159	363	33	,	,	PUNCT
inlawrev-2159	363	34	utah	utah	PROPN
inlawrev-2159	363	35	84101	84101	NUM
inlawrev-2159	363	36	wyoming	wyoming	NOUN
inlawrev-2159	363	37	:	:	PUNCT
inlawrev-2159	363	38	state	state	NOUN
inlawrev-2159	363	39	examiner	examiner	NOUN
inlawrev-2159	363	40	,	,	PUNCT
inlawrev-2159	363	41	administrator	administrator	NOUN
inlawrev-2159	363	42	,	,	PUNCT
inlawrev-2159	363	43	wyoming	wyoming	NOUN
inlawrev-2159	363	44	uccc	uccc	PROPN
inlawrev-2159	363	45	supreme	supreme	PROPN
inlawrev-2159	363	46	court	court	PROPN
inlawrev-2159	363	47	building	building	PROPN
inlawrev-2159	363	48	cheyenne	cheyenne	PROPN
inlawrev-2159	363	49	,	,	PUNCT
inlawrev-2159	363	50	wyoming	wyoming	PROPN
inlawrev-2159	363	51	82002	82002	NUM
inlawrev-2159	363	52	15	15	NUM
inlawrev-2159	363	53	.	.	PUNCT
inlawrev-2159	364	1	what	what	PRON
inlawrev-2159	364	2	have	have	AUX
inlawrev-2159	364	3	been	be	AUX
inlawrev-2159	364	4	your	your	PRON
inlawrev-2159	364	5	major	major	ADJ
inlawrev-2159	364	6	administrative	administrative	ADJ
inlawrev-2159	364	7	problems	problem	NOUN
inlawrev-2159	364	8	under	under	ADP
inlawrev-2159	364	9	your	your	PRON
inlawrev-2159	364	10	version	version	NOUN
inlawrev-2159	364	11	of	of	ADP
inlawrev-2159	364	12	the	the	DET
inlawrev-2159	364	13	code	code	NOUN
inlawrev-2159	364	14	?	?	PUNCT
inlawrev-2159	365	1	colorado	colorado	NOUN
inlawrev-2159	365	2	:	:	PUNCT
inlawrev-2159	366	1	collection	collection	NOUN
inlawrev-2159	366	2	of	of	ADP
inlawrev-2159	366	3	fees	fee	NOUN
inlawrev-2159	366	4	inadequate	inadequate	ADJ
inlawrev-2159	366	5	staff	staff	NOUN
inlawrev-2159	366	6	(	(	PUNCT
inlawrev-2159	366	7	1	1	X
inlawrev-2159	366	8	)	)	PUNCT
inlawrev-2159	366	9	interpreting	interpret	VERB
inlawrev-2159	366	10	the	the	DET
inlawrev-2159	366	11	meaning	meaning	NOUN
inlawrev-2159	366	12	of	of	ADP
inlawrev-2159	366	13	the	the	DET
inlawrev-2159	366	14	law	law	NOUN
inlawrev-2159	366	15	to	to	ADP
inlawrev-2159	366	16	creditors	creditor	NOUN
inlawrev-2159	366	17	and	and	CCONJ
inlawrev-2159	366	18	attorneys	attorney	NOUN
inlawrev-2159	366	19	.	.	PUNCT
inlawrev-2159	367	1	(	(	PUNCT
inlawrev-2159	367	2	2	2	X
inlawrev-2159	367	3	)	)	PUNCT
inlawrev-2159	367	4	resistance	resistance	NOUN
inlawrev-2159	367	5	by	by	ADP
inlawrev-2159	367	6	consumer	consumer	NOUN
inlawrev-2159	367	7	creditors	creditor	NOUN
inlawrev-2159	367	8	who	who	PRON
inlawrev-2159	367	9	have	have	AUX
inlawrev-2159	367	10	n't	not	PART
inlawrev-2159	367	11	known	know	VERB
inlawrev-2159	367	12	of	of	ADP
inlawrev-2159	367	13	the	the	DET
inlawrev-2159	367	14	law	law	NOUN
inlawrev-2159	367	15	or	or	CCONJ
inlawrev-2159	367	16	resent	resent	VERB
inlawrev-2159	367	17	its	its	PRON
inlawrev-2159	367	18	requirements	requirement	NOUN
inlawrev-2159	367	19	.	.	PUNCT
inlawrev-2159	368	1	registration	registration	NOUN
inlawrev-2159	368	2	of	of	ADP
inlawrev-2159	368	3	non	non	ADJ
inlawrev-2159	368	4	-	-	ADJ
inlawrev-2159	368	5	lender	lender	ADJ
inlawrev-2159	368	6	sellers	seller	NOUN
inlawrev-2159	368	7	.	.	PUNCT
inlawrev-2159	369	1	ftc	ftc	PROPN
inlawrev-2159	369	2	rule	rule	NOUN
inlawrev-2159	369	3	making	make	VERB
inlawrev-2159	369	4	authority	authority	NOUN
inlawrev-2159	369	5	versus	versus	ADP
inlawrev-2159	369	6	states	state	NOUN
inlawrev-2159	369	7	statutes	statute	NOUN
inlawrev-2159	369	8	of	of	ADP
inlawrev-2159	369	9	u3c	u3c	NOUN
inlawrev-2159	369	10	.	.	PUNCT
inlawrev-2159	370	1	closing	closing	NOUN
inlawrev-2159	370	2	costs	cost	NOUN
inlawrev-2159	370	3	on	on	ADP
inlawrev-2159	370	4	loans	loan	NOUN
inlawrev-2159	370	5	secured	secure	VERB
inlawrev-2159	370	6	by	by	ADP
inlawrev-2159	370	7	an	an	DET
inlawrev-2159	370	8	interest	interest	NOUN
inlawrev-2159	370	9	in	in	ADP
inlawrev-2159	370	10	land	land	NOUN
inlawrev-2159	370	11	in	in	ADP
inlawrev-2159	370	12	which	which	PRON
inlawrev-2159	370	13	the	the	DET
inlawrev-2159	370	14	annual	annual	ADJ
inlawrev-2159	370	15	percentage	percentage	NOUN
inlawrev-2159	370	16	rate	rate	NOUN
inlawrev-2159	370	17	exceeds	exceed	VERB
inlawrev-2159	370	18	10	10	NUM
inlawrev-2159	370	19	%	%	NOUN
inlawrev-2159	370	20	.	.	PUNCT
inlawrev-2159	371	1	arranger	arranger	NOUN
inlawrev-2159	371	2	of	of	ADP
inlawrev-2159	371	3	credit	credit	NOUN
inlawrev-2159	371	4	needs	need	VERB
inlawrev-2159	371	5	definition	definition	NOUN
inlawrev-2159	371	6	.	.	PUNCT
inlawrev-2159	372	1	to	to	PART
inlawrev-2159	372	2	establish	establish	VERB
inlawrev-2159	372	3	minimum	minimum	NOUN
inlawrev-2159	372	4	of	of	ADP
inlawrev-2159	372	5	12	12	NUM
inlawrev-2159	372	6	%	%	NOUN
inlawrev-2159	372	7	apr	apr	NOUN
inlawrev-2159	372	8	on	on	ADP
inlawrev-2159	372	9	which	which	PRON
inlawrev-2159	372	10	real	real	ADJ
inlawrev-2159	372	11	estate	estate	NOUN
inlawrev-2159	372	12	transactions	transaction	NOUN
inlawrev-2159	372	13	would	would	AUX
inlawrev-2159	372	14	be	be	AUX
inlawrev-2159	372	15	subject	subject	ADJ
inlawrev-2159	372	16	to	to	ADP
inlawrev-2159	372	17	the	the	DET
inlawrev-2159	372	18	code	code	NOUN
inlawrev-2159	372	19	as	as	ADP
inlawrev-2159	372	20	consumer	consumer	NOUN
inlawrev-2159	372	21	loans	loan	NOUN
inlawrev-2159	372	22	.	.	PUNCT
inlawrev-2159	373	1	rounding	round	VERB
inlawrev-2159	373	2	up	up	ADP
inlawrev-2159	373	3	creditors	creditor	NOUN
inlawrev-2159	373	4	required	require	VERB
inlawrev-2159	373	5	to	to	PART
inlawrev-2159	373	6	file	file	VERB
inlawrev-2159	373	7	notification	notification	NOUN
inlawrev-2159	373	8	.	.	PUNCT
inlawrev-2159	374	1	transactions	transaction	NOUN
inlawrev-2159	374	2	assigned	assign	VERB
inlawrev-2159	374	3	to	to	ADP
inlawrev-2159	374	4	out	out	ADP
inlawrev-2159	374	5	-	-	PUNCT
inlawrev-2159	374	6	of	of	ADP
inlawrev-2159	374	7	-	-	PUNCT
inlawrev-2159	374	8	state	state	NOUN
inlawrev-2159	374	9	assignees	assignee	NOUN
inlawrev-2159	374	10	.	.	PUNCT
inlawrev-2159	375	1	gaining	gain	VERB
inlawrev-2159	375	2	compliance	compliance	NOUN
inlawrev-2159	375	3	by	by	ADP
inlawrev-2159	375	4	itinerant	itinerant	ADJ
inlawrev-2159	375	5	door	door	NOUN
inlawrev-2159	375	6	-	-	PUNCT
inlawrev-2159	375	7	to	to	ADP
inlawrev-2159	375	8	-	-	PUNCT
inlawrev-2159	375	9	door	door	NOUN
inlawrev-2159	375	10	credit	credit	NOUN
inlawrev-2159	375	11	sellers	seller	NOUN
inlawrev-2159	375	12	.	.	PUNCT
inlawrev-2159	376	1	idaho	idaho	NOUN
inlawrev-2159	376	2	:	:	PUNCT
inlawrev-2159	377	1	indiana	indiana	PROPN
inlawrev-2159	377	2	:	:	PUNCT
inlawrev-2159	378	1	utah	utah	PROPN
inlawrev-2159	378	2	:	:	PUNCT
inlawrev-2159	378	3	wyoming	wyoming	NOUN
inlawrev-2159	378	4	:	:	PUNCT
inlawrev-2159	378	5	16	16	NUM
inlawrev-2159	378	6	.	.	PUNCT
inlawrev-2159	379	1	we	we	PRON
inlawrev-2159	379	2	need	need	VERB
inlawrev-2159	379	3	to	to	PART
inlawrev-2159	379	4	know	know	VERB
inlawrev-2159	379	5	something	something	PRON
inlawrev-2159	379	6	of	of	ADP
inlawrev-2159	379	7	the	the	DET
inlawrev-2159	379	8	legal	legal	ADJ
inlawrev-2159	379	9	remedies	remedy	NOUN
inlawrev-2159	379	10	employed	employ	VERB
inlawrev-2159	379	11	by	by	ADP
inlawrev-2159	379	12	you	you	PRON
inlawrev-2159	379	13	.	.	PUNCT
inlawrev-2159	380	1	therefore	therefore	ADV
inlawrev-2159	380	2	,	,	PUNCT
inlawrev-2159	380	3	we	we	PRON
inlawrev-2159	380	4	would	would	AUX
inlawrev-2159	380	5	like	like	VERB
inlawrev-2159	380	6	to	to	PART
inlawrev-2159	380	7	know	know	VERB
inlawrev-2159	380	8	how	how	SCONJ
inlawrev-2159	380	9	many	many	ADJ
inlawrev-2159	380	10	of	of	ADP
inlawrev-2159	380	11	the	the	DET
inlawrev-2159	380	12	following	follow	VERB
inlawrev-2159	380	13	actions	action	NOUN
inlawrev-2159	380	14	have	have	AUX
inlawrev-2159	380	15	been	be	AUX
inlawrev-2159	380	16	employed	employ	VERB
inlawrev-2159	380	17	,	,	PUNCT
inlawrev-2159	380	18	and	and	CCONJ
inlawrev-2159	380	19	to	to	ADP
inlawrev-2159	380	20	what	what	DET
inlawrev-2159	380	21	extent	extent	NOUN
inlawrev-2159	380	22	.	.	PUNCT
inlawrev-2159	381	1	second	second	ADJ
inlawrev-2159	381	2	,	,	PUNCT
inlawrev-2159	381	3	what	what	DET
inlawrev-2159	381	4	importance	importance	NOUN
inlawrev-2159	381	5	the	the	DET
inlawrev-2159	381	6	remedy	remedy	NOUN
inlawrev-2159	381	7	assumes	assume	VERB
inlawrev-2159	381	8	relative	relative	ADJ
inlawrev-2159	381	9	to	to	ADP
inlawrev-2159	381	10	other	other	ADJ
inlawrev-2159	381	11	methods	method	NOUN
inlawrev-2159	381	12	of	of	ADP
inlawrev-2159	381	13	enforcement	enforcement	NOUN
inlawrev-2159	381	14	.	.	PUNCT
inlawrev-2159	382	1	third	third	ADJ
inlawrev-2159	382	2	,	,	PUNCT
inlawrev-2159	382	3	for	for	ADP
inlawrev-2159	382	4	what	what	DET
inlawrev-2159	382	5	types	type	NOUN
inlawrev-2159	382	6	of	of	ADP
inlawrev-2159	382	7	violations	violation	NOUN
inlawrev-2159	382	8	are	be	AUX
inlawrev-2159	382	9	the	the	DET
inlawrev-2159	382	10	remedies	remedy	NOUN
inlawrev-2159	382	11	used	use	VERB
inlawrev-2159	382	12	.	.	PUNCT
inlawrev-2159	383	1	finally	finally	ADV
inlawrev-2159	383	2	,	,	PUNCT
inlawrev-2159	383	3	what	what	PRON
inlawrev-2159	383	4	problems	problem	NOUN
inlawrev-2159	383	5	arise	arise	VERB
inlawrev-2159	383	6	in	in	ADP
inlawrev-2159	383	7	the	the	DET
inlawrev-2159	383	8	use	use	NOUN
inlawrev-2159	383	9	of	of	ADP
inlawrev-2159	383	10	each	each	DET
inlawrev-2159	383	11	action	action	NOUN
inlawrev-2159	383	12	.	.	PUNCT
inlawrev-2159	384	1	civil	civil	ADJ
inlawrev-2159	384	2	actions	action	NOUN
inlawrev-2159	384	3	,	,	PUNCT
inlawrev-2159	384	4	criminal	criminal	ADJ
inlawrev-2159	384	5	actions	action	NOUN
inlawrev-2159	384	6	,	,	PUNCT
inlawrev-2159	384	7	administrative	administrative	ADJ
inlawrev-2159	384	8	hearings	hearing	NOUN
inlawrev-2159	384	9	and	and	CCONJ
inlawrev-2159	384	10	investigations	investigation	NOUN
inlawrev-2159	384	11	,	,	PUNCT
inlawrev-2159	384	12	cease	cease	VERB
inlawrev-2159	384	13	and	and	CCONJ
inlawrev-2159	384	14	desist	desist	VERB
inlawrev-2159	384	15	orders	order	NOUN
inlawrev-2159	384	16	,	,	PUNCT
inlawrev-2159	384	17	assurances	assurance	NOUN
inlawrev-2159	384	18	of	of	ADP
inlawrev-2159	384	19	voluntary	voluntary	ADJ
inlawrev-2159	384	20	compliance	compliance	NOUN
inlawrev-2159	384	21	.	.	PUNCT
inlawrev-2159	385	1	colorado	colorado	NOUN
inlawrev-2159	385	2	:	:	PUNCT
inlawrev-2159	385	3	civil	civil	ADJ
inlawrev-2159	385	4	actions	action	NOUN
inlawrev-2159	385	5	:	:	PUNCT
inlawrev-2159	385	6	none	none	NOUN
inlawrev-2159	385	7	criminal	criminal	ADJ
inlawrev-2159	385	8	actions	action	NOUN
inlawrev-2159	385	9	:	:	PUNCT
inlawrev-2159	385	10	none	none	NOUN
inlawrev-2159	385	11	1976	1976	NUM
inlawrev-2159	385	12	]	]	PUNCT
inlawrev-2159	386	1	the	the	DET
inlawrev-2159	386	2	uniform	uniform	ADJ
inlawrev-2159	386	3	consumer	consumer	NOUN
inlawrev-2159	386	4	credit	credit	NOUN
inlawrev-2159	386	5	code	code	NOUN
inlawrev-2159	386	6	848	848	NUM
inlawrev-2159	386	7	administrative	administrative	ADJ
inlawrev-2159	386	8	hearings	hearing	NOUN
inlawrev-2159	386	9	and	and	CCONJ
inlawrev-2159	386	10	investigations	investigation	NOUN
inlawrev-2159	386	11	:	:	PUNCT
inlawrev-2159	386	12	numerous	numerous	ADJ
inlawrev-2159	386	13	investigations	investigation	NOUN
inlawrev-2159	386	14	,	,	PUNCT
inlawrev-2159	386	15	fourteen	fourteen	NUM
inlawrev-2159	386	16	hearings	hearing	NOUN
inlawrev-2159	386	17	ceases	cease	VERB
inlawrev-2159	386	18	and	and	CCONJ
inlawrev-2159	386	19	desist	desist	VERB
inlawrev-2159	386	20	orders	order	NOUN
inlawrev-2159	386	21	:	:	PUNCT
inlawrev-2159	386	22	none	none	NOUN
inlawrev-2159	386	23	assurances	assurance	VERB
inlawrev-2159	386	24	of	of	ADP
inlawrev-2159	386	25	voluntary	voluntary	ADJ
inlawrev-2159	386	26	compliance	compliance	NOUN
inlawrev-2159	386	27	:	:	PUNCT
inlawrev-2159	386	28	two	two	NUM
inlawrev-2159	386	29	idaho	idaho	NOUN
inlawrev-2159	386	30	:	:	PUNCT
inlawrev-2159	386	31	civil	civil	ADJ
inlawrev-2159	386	32	actions	action	NOUN
inlawrev-2159	386	33	:	:	PUNCT
inlawrev-2159	386	34	none	none	NOUN
inlawrev-2159	386	35	criminal	criminal	ADJ
inlawrev-2159	386	36	actions	action	NOUN
inlawrev-2159	386	37	:	:	PUNCT
inlawrev-2159	386	38	none	none	NOUN
inlawrev-2159	386	39	administrative	administrative	ADJ
inlawrev-2159	386	40	hearings	hearing	NOUN
inlawrev-2159	386	41	and	and	CCONJ
inlawrev-2159	386	42	investigations	investigation	NOUN
inlawrev-2159	386	43	:	:	PUNCT
inlawrev-2159	386	44	400	400	NUM
inlawrev-2159	386	45	cease	cease	NOUN
inlawrev-2159	386	46	and	and	CCONJ
inlawrev-2159	386	47	desist	desist	VERB
inlawrev-2159	386	48	orders	order	NOUN
inlawrev-2159	386	49	:	:	PUNCT
inlawrev-2159	386	50	none	none	NOUN
inlawrev-2159	386	51	assurances	assurance	VERB
inlawrev-2159	386	52	of	of	ADP
inlawrev-2159	386	53	voluntary	voluntary	ADJ
inlawrev-2159	386	54	compliance	compliance	NOUN
inlawrev-2159	386	55	:	:	PUNCT
inlawrev-2159	386	56	none	none	NOUN
inlawrev-2159	386	57	indiana	indiana	PROPN
inlawrev-2159	386	58	:	:	PUNCT
inlawrev-2159	386	59	civil	civil	ADJ
inlawrev-2159	386	60	actions	action	NOUN
inlawrev-2159	386	61	:	:	PUNCT
inlawrev-2159	386	62	none	none	NOUN
inlawrev-2159	386	63	have	have	AUX
inlawrev-2159	386	64	been	be	AUX
inlawrev-2159	386	65	initiated	initiate	VERB
inlawrev-2159	386	66	criminal	criminal	ADJ
inlawrev-2159	386	67	actions	action	NOUN
inlawrev-2159	386	68	:	:	PUNCT
inlawrev-2159	386	69	none	none	NOUN
inlawrev-2159	386	70	have	have	AUX
inlawrev-2159	386	71	been	be	AUX
inlawrev-2159	386	72	initiated	initiate	VERB
inlawrev-2159	386	73	.	.	PUNCT
inlawrev-2159	387	1	such	such	ADJ
inlawrev-2159	387	2	we	we	PRON
inlawrev-2159	387	3	believe	believe	VERB
inlawrev-2159	387	4	must	must	AUX
inlawrev-2159	387	5	be	be	AUX
inlawrev-2159	387	6	via	via	ADP
inlawrev-2159	387	7	the	the	DET
inlawrev-2159	387	8	county	county	NOUN
inlawrev-2159	387	9	prosecutor	prosecutor	NOUN
inlawrev-2159	387	10	.	.	PUNCT
inlawrev-2159	388	1	administrative	administrative	ADJ
inlawrev-2159	388	2	hearings	hearing	NOUN
inlawrev-2159	388	3	and	and	CCONJ
inlawrev-2159	388	4	investigations	investigation	NOUN
inlawrev-2159	388	5	:	:	PUNCT
inlawrev-2159	388	6	no	no	DET
inlawrev-2159	388	7	hearings	hearing	NOUN
inlawrev-2159	388	8	,	,	PUNCT
inlawrev-2159	388	9	except	except	SCONJ
inlawrev-2159	388	10	for	for	ADP
inlawrev-2159	388	11	regulations	regulation	NOUN
inlawrev-2159	388	12	.	.	PUNCT
inlawrev-2159	389	1	many	many	ADJ
inlawrev-2159	389	2	field	field	NOUN
inlawrev-2159	389	3	investigations	investigation	NOUN
inlawrev-2159	389	4	have	have	AUX
inlawrev-2159	389	5	been	be	AUX
inlawrev-2159	389	6	made	make	VERB
inlawrev-2159	389	7	with	with	ADP
inlawrev-2159	389	8	varying	vary	VERB
inlawrev-2159	389	9	effect	effect	NOUN
inlawrev-2159	389	10	,	,	PUNCT
inlawrev-2159	389	11	mostly	mostly	ADV
inlawrev-2159	389	12	successful	successful	ADJ
inlawrev-2159	389	13	.	.	PUNCT
inlawrev-2159	390	1	cease	cease	VERB
inlawrev-2159	390	2	and	and	CCONJ
inlawrev-2159	390	3	desist	desist	VERB
inlawrev-2159	390	4	orders	order	NOUN
inlawrev-2159	390	5	:	:	PUNCT
inlawrev-2159	390	6	none	none	NOUN
inlawrev-2159	390	7	have	have	AUX
inlawrev-2159	390	8	been	be	AUX
inlawrev-2159	390	9	issued	issue	VERB
inlawrev-2159	390	10	assurances	assurance	NOUN
inlawrev-2159	390	11	of	of	ADP
inlawrev-2159	390	12	voluntary	voluntary	ADJ
inlawrev-2159	390	13	compliance	compliance	NOUN
inlawrev-2159	390	14	:	:	PUNCT
inlawrev-2159	390	15	hundreds	hundred	NOUN
inlawrev-2159	390	16	via	via	ADP
inlawrev-2159	390	17	examination	examination	NOUN
inlawrev-2159	390	18	and	and	CCONJ
inlawrev-2159	390	19	special	special	ADJ
inlawrev-2159	390	20	field	field	NOUN
inlawrev-2159	390	21	examinations	examination	NOUN
inlawrev-2159	390	22	utah	utah	PROPN
inlawrev-2159	390	23	:	:	PUNCT
inlawrev-2159	390	24	civil	civil	ADJ
inlawrev-2159	390	25	actions	action	NOUN
inlawrev-2159	390	26	:	:	PUNCT
inlawrev-2159	390	27	7	7	NUM
inlawrev-2159	390	28	suits	suit	NOUN
inlawrev-2159	390	29	brought	bring	VERB
inlawrev-2159	390	30	by	by	ADP
inlawrev-2159	390	31	the	the	DET
inlawrev-2159	390	32	attorney	attorney	NOUN
inlawrev-2159	390	33	general	general	NOUN
inlawrev-2159	390	34	on	on	ADP
inlawrev-2159	390	35	behalf	behalf	NOUN
inlawrev-2159	390	36	of	of	ADP
inlawrev-2159	390	37	the	the	DET
inlawrev-2159	390	38	administrator	administrator	NOUN
inlawrev-2159	390	39	.	.	PUNCT
inlawrev-2159	391	1	all	all	PRON
inlawrev-2159	391	2	settled	settle	VERB
inlawrev-2159	391	3	by	by	ADP
inlawrev-2159	391	4	stipulation	stipulation	NOUN
inlawrev-2159	391	5	.	.	PUNCT
inlawrev-2159	392	1	violations	violation	NOUN
inlawrev-2159	392	2	consisted	consist	VERB
inlawrev-2159	392	3	of	of	ADP
inlawrev-2159	392	4	fraudulent	fraudulent	ADJ
inlawrev-2159	392	5	misrepresentations	misrepresentation	NOUN
inlawrev-2159	392	6	having	have	VERB
inlawrev-2159	392	7	the	the	DET
inlawrev-2159	392	8	effect	effect	NOUN
inlawrev-2159	392	9	of	of	ADP
inlawrev-2159	392	10	coercing	coerce	VERB
inlawrev-2159	392	11	and	and	CCONJ
inlawrev-2159	392	12	inducing	induce	VERB
inlawrev-2159	392	13	consumers	consumer	NOUN
inlawrev-2159	392	14	to	to	PART
inlawrev-2159	392	15	purchase	purchase	VERB
inlawrev-2159	392	16	;	;	PUNCT
inlawrev-2159	392	17	misleading	mislead	VERB
inlawrev-2159	392	18	material	material	NOUN
inlawrev-2159	392	19	used	use	VERB
inlawrev-2159	392	20	,	,	PUNCT
inlawrev-2159	392	21	literature	literature	NOUN
inlawrev-2159	392	22	,	,	PUNCT
inlawrev-2159	392	23	sales	sale	NOUN
inlawrev-2159	392	24	ads	ad	NOUN
inlawrev-2159	392	25	and	and	CCONJ
inlawrev-2159	392	26	letters	letter	NOUN
inlawrev-2159	392	27	;	;	PUNCT
inlawrev-2159	392	28	full	full	ADJ
inlawrev-2159	392	29	disclosure	disclosure	NOUN
inlawrev-2159	392	30	under	under	ADP
inlawrev-2159	392	31	the	the	DET
inlawrev-2159	392	32	act	act	NOUN
inlawrev-2159	392	33	was	be	AUX
inlawrev-2159	392	34	not	not	PART
inlawrev-2159	392	35	made	make	VERB
inlawrev-2159	392	36	.	.	PUNCT
inlawrev-2159	393	1	criminal	criminal	ADJ
inlawrev-2159	393	2	actions	action	NOUN
inlawrev-2159	393	3	:	:	PUNCT
inlawrev-2159	393	4	none	none	NOUN
inlawrev-2159	393	5	administrative	administrative	ADJ
inlawrev-2159	393	6	hearings	hearing	NOUN
inlawrev-2159	393	7	and	and	CCONJ
inlawrev-2159	393	8	investigations	investigation	NOUN
inlawrev-2159	393	9	:	:	PUNCT
inlawrev-2159	393	10	7	7	NUM
inlawrev-2159	393	11	hearings	hearing	NOUN
inlawrev-2159	393	12	have	have	AUX
inlawrev-2159	393	13	been	be	AUX
inlawrev-2159	393	14	held	hold	VERB
inlawrev-2159	393	15	by	by	ADP
inlawrev-2159	393	16	the	the	DET
inlawrev-2159	393	17	administrator	administrator	NOUN
inlawrev-2159	393	18	.	.	PUNCT
inlawrev-2159	394	1	2	2	NUM
inlawrev-2159	394	2	hearings	hearing	NOUN
inlawrev-2159	394	3	held	hold	VERB
inlawrev-2159	394	4	for	for	ADP
inlawrev-2159	394	5	failure	failure	NOUN
inlawrev-2159	394	6	and	and	CCONJ
inlawrev-2159	394	7	refusal	refusal	NOUN
inlawrev-2159	394	8	to	to	PART
inlawrev-2159	394	9	file	file	VERB
inlawrev-2159	394	10	notification	notification	NOUN
inlawrev-2159	394	11	.	.	PUNCT
inlawrev-2159	395	1	both	both	PRON
inlawrev-2159	395	2	complied	comply	VERB
inlawrev-2159	395	3	and	and	CCONJ
inlawrev-2159	395	4	have	have	AUX
inlawrev-2159	395	5	continued	continue	VERB
inlawrev-2159	395	6	to	to	PART
inlawrev-2159	395	7	renew	renew	VERB
inlawrev-2159	395	8	filing	filing	NOUN
inlawrev-2159	395	9	.	.	PUNCT
inlawrev-2159	396	1	2	2	NUM
inlawrev-2159	396	2	hearings	hearing	NOUN
inlawrev-2159	396	3	on	on	ADP
inlawrev-2159	396	4	disclosure	disclosure	NOUN
inlawrev-2159	396	5	violations	violation	NOUN
inlawrev-2159	396	6	.	.	PUNCT
inlawrev-2159	397	1	both	both	PRON
inlawrev-2159	397	2	complied	comply	VERB
inlawrev-2159	397	3	with	with	ADP
inlawrev-2159	397	4	corrected	correct	VERB
inlawrev-2159	397	5	forms	form	NOUN
inlawrev-2159	397	6	.	.	PUNCT
inlawrev-2159	398	1	1	1	NUM
inlawrev-2159	398	2	hearing	hear	VERB
inlawrev-2159	398	3	on	on	ADP
inlawrev-2159	398	4	improper	improper	ADJ
inlawrev-2159	398	5	advertising	advertising	NOUN
inlawrev-2159	398	6	was	be	AUX
inlawrev-2159	398	7	settled	settle	VERB
inlawrev-2159	398	8	by	by	ADP
inlawrev-2159	398	9	acceptance	acceptance	NOUN
inlawrev-2159	398	10	of	of	ADP
inlawrev-2159	398	11	consent	consent	NOUN
inlawrev-2159	398	12	order	order	NOUN
inlawrev-2159	398	13	.	.	PUNCT
inlawrev-2159	399	1	1	1	NUM
inlawrev-2159	399	2	hearing	hear	VERB
inlawrev-2159	399	3	on	on	ADP
inlawrev-2159	399	4	probable	probable	ADJ
inlawrev-2159	399	5	requirement	requirement	NOUN
inlawrev-2159	399	6	of	of	ADP
inlawrev-2159	399	7	credit	credit	NOUN
inlawrev-2159	399	8	life	life	NOUN
inlawrev-2159	399	9	insurance	insurance	NOUN
inlawrev-2159	399	10	on	on	ADP
inlawrev-2159	399	11	contracts	contract	NOUN
inlawrev-2159	399	12	.	.	PUNCT
inlawrev-2159	400	1	determined	determine	VERB
inlawrev-2159	400	2	to	to	PART
inlawrev-2159	400	3	be	be	AUX
inlawrev-2159	400	4	a	a	DET
inlawrev-2159	400	5	misunderstanding	misunderstanding	NOUN
inlawrev-2159	400	6	on	on	ADP
inlawrev-2159	400	7	the	the	DET
inlawrev-2159	400	8	part	part	NOUN
inlawrev-2159	400	9	of	of	ADP
inlawrev-2159	400	10	the	the	DET
inlawrev-2159	400	11	consumer	consumer	NOUN
inlawrev-2159	400	12	.	.	PUNCT
inlawrev-2159	401	1	1	1	NUM
inlawrev-2159	401	2	hearing	hear	VERB
inlawrev-2159	401	3	on	on	ADP
inlawrev-2159	401	4	referral	referral	ADJ
inlawrev-2159	401	5	sales	sale	NOUN
inlawrev-2159	401	6	was	be	AUX
inlawrev-2159	401	7	found	find	VERB
inlawrev-2159	401	8	to	to	PART
inlawrev-2159	401	9	be	be	AUX
inlawrev-2159	401	10	without	without	ADP
inlawrev-2159	401	11	cause	cause	NOUN
inlawrev-2159	401	12	and	and	CCONJ
inlawrev-2159	401	13	no	no	DET
inlawrev-2159	401	14	violation	violation	NOUN
inlawrev-2159	401	15	found	find	VERB
inlawrev-2159	401	16	.	.	PUNCT
inlawrev-2159	402	1	cease	cease	VERB
inlawrev-2159	402	2	and	and	CCONJ
inlawrev-2159	402	3	desist	desist	VERB
inlawrev-2159	402	4	orders	order	NOUN
inlawrev-2159	402	5	:	:	PUNCT
inlawrev-2159	402	6	none	none	NOUN
inlawrev-2159	402	7	assurances	assurance	VERB
inlawrev-2159	402	8	of	of	ADP
inlawrev-2159	402	9	voluntary	voluntary	ADJ
inlawrev-2159	402	10	compliance	compliance	NOUN
inlawrev-2159	402	11	:	:	PUNCT
inlawrev-2159	402	12	two	two	NUM
inlawrev-2159	402	13	accepted	accept	VERB
inlawrev-2159	402	14	without	without	ADP
inlawrev-2159	402	15	hearing	hear	VERB
inlawrev-2159	402	16	wyoming	wyoming	NOUN
inlawrev-2159	402	17	:	:	PUNCT
inlawrev-2159	402	18	civil	civil	ADJ
inlawrev-2159	402	19	actions	action	NOUN
inlawrev-2159	402	20	:	:	PUNCT
inlawrev-2159	402	21	none	none	NOUN
inlawrev-2159	402	22	criminal	criminal	ADJ
inlawrev-2159	402	23	actions	action	NOUN
inlawrev-2159	402	24	:	:	PUNCT
inlawrev-2159	402	25	none	none	NOUN
inlawrev-2159	402	26	administrative	administrative	ADJ
inlawrev-2159	402	27	hearings	hearing	NOUN
inlawrev-2159	402	28	and	and	CCONJ
inlawrev-2159	402	29	investigations	investigation	NOUN
inlawrev-2159	402	30	:	:	PUNCT
inlawrev-2159	402	31	none	none	NOUN
inlawrev-2159	402	32	cease	cease	VERB
inlawrev-2159	402	33	and	and	CCONJ
inlawrev-2159	402	34	desist	desist	VERB
inlawrev-2159	402	35	orders	order	NOUN
inlawrev-2159	402	36	:	:	PUNCT
inlawrev-2159	402	37	none	none	NOUN
inlawrev-2159	402	38	assurances	assurance	VERB
inlawrev-2159	402	39	of	of	ADP
inlawrev-2159	402	40	voluntary	voluntary	ADJ
inlawrev-2159	402	41	compliance	compliance	NOUN
inlawrev-2159	402	42	:	:	PUNCT
inlawrev-2159	402	43	25	25	NUM
inlawrev-2159	402	44	17	17	NUM
inlawrev-2159	402	45	.	.	PUNCT
inlawrev-2159	403	1	what	what	PRON
inlawrev-2159	403	2	special	special	ADJ
inlawrev-2159	403	3	tactics	tactic	NOUN
inlawrev-2159	403	4	,	,	PUNCT
inlawrev-2159	403	5	if	if	SCONJ
inlawrev-2159	403	6	any	any	PRON
inlawrev-2159	403	7	,	,	PUNCT
inlawrev-2159	403	8	may	may	AUX
inlawrev-2159	403	9	be	be	AUX
inlawrev-2159	403	10	used	use	VERB
inlawrev-2159	403	11	against	against	ADP
inlawrev-2159	403	12	a	a	DET
inlawrev-2159	403	13	business	business	NOUN
inlawrev-2159	403	14	about	about	ADP
inlawrev-2159	403	15	which	which	PRON
inlawrev-2159	403	16	repeated	repeat	VERB
inlawrev-2159	403	17	complaints	complaint	NOUN
inlawrev-2159	403	18	have	have	AUX
inlawrev-2159	403	19	been	be	AUX
inlawrev-2159	403	20	made	make	VERB
inlawrev-2159	403	21	?	?	PUNCT
inlawrev-2159	404	1	colorado	colorado	NOUN
inlawrev-2159	404	2	:	:	PUNCT
inlawrev-2159	404	3	none	none	NOUN
inlawrev-2159	404	4	idaho	idaho	NOUN
inlawrev-2159	404	5	:	:	PUNCT
inlawrev-2159	404	6	no	no	DET
inlawrev-2159	404	7	response	response	NOUN
inlawrev-2159	404	8	to	to	PART
inlawrev-2159	404	9	question	question	VERB
inlawrev-2159	404	10	indiana	indiana	PROPN
inlawrev-2159	404	11	:	:	PUNCT
inlawrev-2159	404	12	we	we	PRON
inlawrev-2159	404	13	have	have	VERB
inlawrev-2159	404	14	very	very	ADV
inlawrev-2159	404	15	few	few	ADJ
inlawrev-2159	404	16	of	of	ADP
inlawrev-2159	404	17	such	such	ADJ
inlawrev-2159	404	18	.	.	PUNCT
inlawrev-2159	405	1	most	most	ADJ
inlawrev-2159	405	2	want	want	VERB
inlawrev-2159	405	3	to	to	PART
inlawrev-2159	405	4	comply	comply	VERB
inlawrev-2159	405	5	.	.	PUNCT
inlawrev-2159	406	1	we	we	PRON
inlawrev-2159	406	2	persuade	persuade	VERB
inlawrev-2159	406	3	,	,	PUNCT
inlawrev-2159	406	4	cajole	cajole	NOUN
inlawrev-2159	406	5	,	,	PUNCT
inlawrev-2159	406	6	sometimes	sometimes	ADV
inlawrev-2159	406	7	compromise	compromise	VERB
inlawrev-2159	406	8	,	,	PUNCT
inlawrev-2159	406	9	and	and	CCONJ
inlawrev-2159	406	10	finally	finally	ADV
inlawrev-2159	406	11	imply	imply	VERB
inlawrev-2159	406	12	the	the	DET
inlawrev-2159	406	13	possibility	possibility	NOUN
inlawrev-2159	406	14	of	of	ADP
inlawrev-2159	406	15	legal	legal	ADJ
inlawrev-2159	406	16	action	action	NOUN
inlawrev-2159	406	17	.	.	PUNCT
inlawrev-2159	407	1	utah	utah	PROPN
inlawrev-2159	407	2	:	:	PUNCT
inlawrev-2159	407	3	commence	commence	VERB
inlawrev-2159	407	4	an	an	DET
inlawrev-2159	407	5	investigation	investigation	NOUN
inlawrev-2159	407	6	if	if	SCONJ
inlawrev-2159	407	7	there	there	PRON
inlawrev-2159	407	8	is	be	VERB
inlawrev-2159	407	9	probable	probable	ADJ
inlawrev-2159	407	10	cause	cause	NOUN
inlawrev-2159	407	11	to	to	PART
inlawrev-2159	407	12	believe	believe	VERB
inlawrev-2159	407	13	a	a	DET
inlawrev-2159	407	14	violation	violation	NOUN
inlawrev-2159	407	15	has	have	AUX
inlawrev-2159	407	16	occurred	occur	VERB
inlawrev-2159	407	17	.	.	PUNCT
inlawrev-2159	408	1	after	after	ADP
inlawrev-2159	408	2	notice	notice	NOUN
inlawrev-2159	408	3	and	and	CCONJ
inlawrev-2159	408	4	hear844	hear844	PROPN
inlawrev-2159	408	5	indiana	indiana	PROPN
inlawrev-2159	408	6	law	law	PROPN
inlawrev-2159	408	7	review	review	NOUN
inlawrev-2159	409	1	[	[	X
inlawrev-2159	409	2	vol	vol	NOUN
inlawrev-2159	409	3	.	.	PUNCT
inlawrev-2159	409	4	8:828	8:828	NUM
inlawrev-2159	409	5	18	18	NUM
inlawrev-2159	409	6	.	.	PUNCT
inlawrev-2159	410	1	wyoming	wyoming	NOUN
inlawrev-2159	410	2	:	:	PUNCT
inlawrev-2159	410	3	ing	ing	ADJ
inlawrev-2159	410	4	,	,	PUNCT
inlawrev-2159	410	5	issue	issue	NOUN
inlawrev-2159	410	6	cease	cease	NOUN
inlawrev-2159	410	7	and	and	CCONJ
inlawrev-2159	410	8	desist	desist	VERB
inlawrev-2159	410	9	order	order	NOUN
inlawrev-2159	410	10	.	.	PUNCT
inlawrev-2159	411	1	the	the	DET
inlawrev-2159	411	2	administrator	administrator	NOUN
inlawrev-2159	411	3	may	may	AUX
inlawrev-2159	411	4	bring	bring	VERB
inlawrev-2159	411	5	a	a	DET
inlawrev-2159	411	6	civil	civil	ADJ
inlawrev-2159	411	7	action	action	NOUN
inlawrev-2159	411	8	to	to	PART
inlawrev-2159	411	9	restrain	restrain	VERB
inlawrev-2159	411	10	a	a	DET
inlawrev-2159	411	11	person	person	NOUN
inlawrev-2159	411	12	from	from	ADP
inlawrev-2159	411	13	violating	violate	VERB
inlawrev-2159	411	14	the	the	DET
inlawrev-2159	411	15	act	act	NOUN
inlawrev-2159	411	16	.	.	PUNCT
inlawrev-2159	412	1	reference	reference	NOUN
inlawrev-2159	412	2	section	section	NOUN
inlawrev-2159	412	3	40	40	NUM
inlawrev-2159	412	4	-	-	SYM
inlawrev-2159	412	5	6	6	NUM
inlawrev-2159	412	6	-	-	PUNCT
inlawrev-2159	412	7	106	106	NUM
inlawrev-2159	412	8	,	,	PUNCT
inlawrev-2159	412	9	wyoming	wyoming	NOUN
inlawrev-2159	412	10	statutes	statute	NOUN
inlawrev-2159	412	11	.	.	PUNCT
inlawrev-2159	413	1	do	do	AUX
inlawrev-2159	413	2	you	you	PRON
inlawrev-2159	413	3	have	have	VERB
inlawrev-2159	413	4	a	a	DET
inlawrev-2159	413	5	formal	formal	ADJ
inlawrev-2159	413	6	channel	channel	NOUN
inlawrev-2159	413	7	through	through	ADP
inlawrev-2159	413	8	which	which	PRON
inlawrev-2159	413	9	consumer	consumer	NOUN
inlawrev-2159	413	10	complaints	complaint	NOUN
inlawrev-2159	413	11	are	be	AUX
inlawrev-2159	413	12	transmitted	transmit	VERB
inlawrev-2159	413	13	?	?	PUNCT
inlawrev-2159	414	1	is	be	AUX
inlawrev-2159	414	2	a	a	DET
inlawrev-2159	414	3	copy	copy	NOUN
inlawrev-2159	414	4	of	of	ADP
inlawrev-2159	414	5	any	any	DET
inlawrev-2159	414	6	investigative	investigative	ADJ
inlawrev-2159	414	7	report	report	NOUN
inlawrev-2159	414	8	sent	send	VERB
inlawrev-2159	414	9	to	to	ADP
inlawrev-2159	414	10	the	the	DET
inlawrev-2159	414	11	complaining	complain	VERB
inlawrev-2159	414	12	consumer	consumer	NOUN
inlawrev-2159	414	13	?	?	PUNCT
inlawrev-2159	415	1	colorado	colorado	PROPN
inlawrev-2159	415	2	:	:	PUNCT
inlawrev-2159	415	3	idaho	idaho	PROPN
inlawrev-2159	415	4	:	:	PUNCT
inlawrev-2159	416	1	indiana	indiana	PROPN
inlawrev-2159	416	2	:	:	PUNCT
inlawrev-2159	417	1	utah	utah	PROPN
inlawrev-2159	417	2	:	:	PUNCT
inlawrev-2159	417	3	wyoming	wyoming	NOUN
inlawrev-2159	417	4	:	:	PUNCT
inlawrev-2159	417	5	formal	formal	ADJ
inlawrev-2159	417	6	complaints	complaint	NOUN
inlawrev-2159	417	7	filed	file	VERB
inlawrev-2159	417	8	in	in	ADP
inlawrev-2159	417	9	office	office	NOUN
inlawrev-2159	417	10	or	or	CCONJ
inlawrev-2159	417	11	through	through	ADP
inlawrev-2159	417	12	colorado	colorado	PROPN
inlawrev-2159	417	13	state	state	PROPN
inlawrev-2159	417	14	university	university	PROPN
inlawrev-2159	417	15	extension	extension	NOUN
inlawrev-2159	417	16	service	service	NOUN
inlawrev-2159	417	17	.	.	PUNCT
inlawrev-2159	418	1	consumer	consumer	NOUN
inlawrev-2159	418	2	receives	receive	VERB
inlawrev-2159	418	3	a	a	DET
inlawrev-2159	418	4	written	write	VERB
inlawrev-2159	418	5	reply	reply	NOUN
inlawrev-2159	418	6	but	but	CCONJ
inlawrev-2159	418	7	not	not	PART
inlawrev-2159	418	8	a	a	DET
inlawrev-2159	418	9	copy	copy	NOUN
inlawrev-2159	418	10	of	of	ADP
inlawrev-2159	418	11	the	the	DET
inlawrev-2159	418	12	report	report	NOUN
inlawrev-2159	418	13	'	'	PUNCT
inlawrev-2159	418	14	.	.	PUNCT
inlawrev-2159	419	1	(	(	PUNCT
inlawrev-2159	419	2	a	a	X
inlawrev-2159	419	3	)	)	PUNCT
inlawrev-2159	419	4	yes	yes	INTJ
inlawrev-2159	419	5	(	(	PUNCT
inlawrev-2159	419	6	b	b	NOUN
inlawrev-2159	419	7	)	)	PUNCT
inlawrev-2159	419	8	no	no	NOUN
inlawrev-2159	419	9	(	(	PUNCT
inlawrev-2159	419	10	a	a	NOUN
inlawrev-2159	419	11	)	)	PUNCT
inlawrev-2159	419	12	yes	yes	INTJ
inlawrev-2159	419	13	(	(	PUNCT
inlawrev-2159	419	14	b	b	NOUN
inlawrev-2159	419	15	)	)	PUNCT
inlawrev-2159	419	16	not	not	PART
inlawrev-2159	419	17	as	as	ADP
inlawrev-2159	419	18	practice	practice	NOUN
inlawrev-2159	419	19	;	;	PUNCT
inlawrev-2159	419	20	but	but	CCONJ
inlawrev-2159	419	21	we	we	PRON
inlawrev-2159	419	22	advise	advise	VERB
inlawrev-2159	419	23	him	he	PRON
inlawrev-2159	419	24	of	of	ADP
inlawrev-2159	419	25	results	result	NOUN
inlawrev-2159	419	26	effected	effect	VERB
inlawrev-2159	419	27	.	.	PUNCT
inlawrev-2159	420	1	(	(	PUNCT
inlawrev-2159	420	2	a	a	X
inlawrev-2159	420	3	)	)	PUNCT
inlawrev-2159	420	4	no	no	DET
inlawrev-2159	420	5	formal	formal	ADJ
inlawrev-2159	420	6	channel	channel	NOUN
inlawrev-2159	420	7	on	on	ADP
inlawrev-2159	420	8	consumer	consumer	NOUN
inlawrev-2159	420	9	complaints	complaint	NOUN
inlawrev-2159	420	10	is	be	AUX
inlawrev-2159	420	11	used	use	VERB
inlawrev-2159	420	12	.	.	PUNCT
inlawrev-2159	421	1	some	some	PRON
inlawrev-2159	421	2	are	be	AUX
inlawrev-2159	421	3	made	make	VERB
inlawrev-2159	421	4	by	by	ADP
inlawrev-2159	421	5	telephone	telephone	NOUN
inlawrev-2159	421	6	;	;	PUNCT
inlawrev-2159	421	7	others	other	NOUN
inlawrev-2159	421	8	by	by	ADP
inlawrev-2159	421	9	personal	personal	ADJ
inlawrev-2159	421	10	contact	contact	NOUN
inlawrev-2159	421	11	at	at	ADP
inlawrev-2159	421	12	the	the	DET
inlawrev-2159	421	13	department	department	NOUN
inlawrev-2159	421	14	by	by	ADP
inlawrev-2159	421	15	completion	completion	NOUN
inlawrev-2159	421	16	of	of	ADP
inlawrev-2159	421	17	a	a	DET
inlawrev-2159	421	18	complaint	complaint	NOUN
inlawrev-2159	421	19	form	form	NOUN
inlawrev-2159	421	20	.	.	PUNCT
inlawrev-2159	422	1	(	(	PUNCT
inlawrev-2159	422	2	b	b	X
inlawrev-2159	422	3	)	)	PUNCT
inlawrev-2159	422	4	we	we	PRON
inlawrev-2159	422	5	sometimes	sometimes	ADV
inlawrev-2159	422	6	send	send	VERB
inlawrev-2159	422	7	a	a	DET
inlawrev-2159	422	8	copy	copy	NOUN
inlawrev-2159	422	9	of	of	ADP
inlawrev-2159	422	10	an	an	DET
inlawrev-2159	422	11	investigative	investigative	ADJ
inlawrev-2159	422	12	report	report	NOUN
inlawrev-2159	422	13	to	to	ADP
inlawrev-2159	422	14	the	the	DET
inlawrev-2159	422	15	complainant	complainant	NOUN
inlawrev-2159	422	16	.	.	PUNCT
inlawrev-2159	423	1	(	(	PUNCT
inlawrev-2159	423	2	a	a	X
inlawrev-2159	423	3	)	)	PUNCT
inlawrev-2159	423	4	yes	yes	INTJ
inlawrev-2159	423	5	(	(	PUNCT
inlawrev-2159	423	6	b	b	NOUN
inlawrev-2159	423	7	)	)	PUNCT
inlawrev-2159	423	8	no	no	DET
inlawrev-2159	423	9	19	19	NUM
inlawrev-2159	423	10	.	.	PUNCT
inlawrev-2159	423	11	have	have	VERB
inlawrev-2159	423	12	any	any	DET
inlawrev-2159	423	13	applications	application	NOUN
inlawrev-2159	423	14	for	for	ADP
inlawrev-2159	423	15	licenses	license	NOUN
inlawrev-2159	423	16	been	be	AUX
inlawrev-2159	423	17	refused	refuse	VERB
inlawrev-2159	423	18	,	,	PUNCT
inlawrev-2159	423	19	or	or	CCONJ
inlawrev-2159	423	20	outstanding	outstanding	ADJ
inlawrev-2159	423	21	licenses	license	NOUN
inlawrev-2159	423	22	revoked	revoke	VERB
inlawrev-2159	423	23	or	or	CCONJ
inlawrev-2159	423	24	suspended	suspend	VERB
inlawrev-2159	423	25	?	?	PUNCT
inlawrev-2159	424	1	colorado	colorado	NOUN
inlawrev-2159	424	2	:	:	PUNCT
inlawrev-2159	424	3	three	three	NUM
inlawrev-2159	424	4	refused	refuse	VERB
inlawrev-2159	424	5	for	for	ADP
inlawrev-2159	424	6	insufficient	insufficient	ADJ
inlawrev-2159	424	7	capital	capital	NOUN
inlawrev-2159	424	8	.	.	PUNCT
inlawrev-2159	425	1	twelve	twelve	NUM
inlawrev-2159	425	2	revoked	revoke	VERB
inlawrev-2159	425	3	for	for	ADP
inlawrev-2159	425	4	failing	fail	VERB
inlawrev-2159	425	5	to	to	PART
inlawrev-2159	425	6	file	file	VERB
inlawrev-2159	425	7	reports	report	NOUN
inlawrev-2159	425	8	or	or	CCONJ
inlawrev-2159	425	9	out	out	ADP
inlawrev-2159	425	10	of	of	ADP
inlawrev-2159	425	11	business	business	NOUN
inlawrev-2159	425	12	without	without	ADP
inlawrev-2159	425	13	surrender	surrender	NOUN
inlawrev-2159	425	14	of	of	ADP
inlawrev-2159	425	15	permanent	permanent	ADJ
inlawrev-2159	425	16	license	license	NOUN
inlawrev-2159	425	17	.	.	PUNCT
inlawrev-2159	426	1	idaho	idaho	NOUN
inlawrev-2159	426	2	:	:	PUNCT
inlawrev-2159	426	3	no	no	DET
inlawrev-2159	426	4	indiana	indiana	NOUN
inlawrev-2159	426	5	:	:	PUNCT
inlawrev-2159	426	6	not	not	PART
inlawrev-2159	426	7	under	under	ADP
inlawrev-2159	426	8	the	the	DET
inlawrev-2159	426	9	u3c	u3c	PROPN
inlawrev-2159	426	10	utah	utah	PROPN
inlawrev-2159	426	11	:	:	PUNCT
inlawrev-2159	426	12	no	no	DET
inlawrev-2159	426	13	wyoming	wyoming	NOUN
inlawrev-2159	426	14	:	:	PUNCT
inlawrev-2159	426	15	one	one	NUM
inlawrev-2159	426	16	license	license	NOUN
inlawrev-2159	426	17	refused	refuse	VERB
inlawrev-2159	426	18	20	20	NUM
inlawrev-2159	426	19	.	.	PUNCT
inlawrev-2159	427	1	what	what	PRON
inlawrev-2159	427	2	are	be	AUX
inlawrev-2159	427	3	the	the	DET
inlawrev-2159	427	4	major	major	ADJ
inlawrev-2159	427	5	types	type	NOUN
inlawrev-2159	427	6	of	of	ADP
inlawrev-2159	427	7	complaints	complaint	NOUN
inlawrev-2159	427	8	made	make	VERB
inlawrev-2159	427	9	or	or	CCONJ
inlawrev-2159	427	10	issues	issue	NOUN
inlawrev-2159	427	11	raised	raise	VERB
inlawrev-2159	427	12	by	by	ADP
inlawrev-2159	427	13	consumers	consumer	NOUN
inlawrev-2159	427	14	,	,	PUNCT
inlawrev-2159	427	15	businessmen	businessman	NOUN
inlawrev-2159	427	16	,	,	PUNCT
inlawrev-2159	427	17	or	or	CCONJ
inlawrev-2159	427	18	lenders	lender	NOUN
inlawrev-2159	427	19	,	,	PUNCT
inlawrev-2159	427	20	either	either	CCONJ
inlawrev-2159	427	21	formally	formally	ADV
inlawrev-2159	427	22	or	or	CCONJ
inlawrev-2159	427	23	informally	informally	ADV
inlawrev-2159	427	24	?	?	PUNCT
inlawrev-2159	428	1	colorado	colorado	NOUN
inlawrev-2159	428	2	:	:	PUNCT
inlawrev-2159	429	1	consumers	consumer	NOUN
inlawrev-2159	429	2	—	—	PUNCT
inlawrev-2159	429	3	rebates	rebate	VERB
inlawrev-2159	429	4	lenders	lender	NOUN
inlawrev-2159	429	5	etc.—code	etc.—code	VERB
inlawrev-2159	429	6	too	too	ADV
inlawrev-2159	429	7	severe	severe	ADJ
inlawrev-2159	429	8	idaho	idaho	NOUN
inlawrev-2159	429	9	:	:	PUNCT
inlawrev-2159	429	10	consumers	consumer	NOUN
inlawrev-2159	429	11	—	—	PUNCT
inlawrev-2159	429	12	rates	rate	NOUN
inlawrev-2159	429	13	and	and	CCONJ
inlawrev-2159	429	14	rebates	rebate	NOUN
inlawrev-2159	429	15	business	business	NOUN
inlawrev-2159	429	16	—	—	PUNCT
inlawrev-2159	429	17	rates	rate	NOUN
inlawrev-2159	429	18	and	and	CCONJ
inlawrev-2159	429	19	disclosure	disclosure	NOUN
inlawrev-2159	429	20	indiana	indiana	PROPN
inlawrev-2159	429	21	:	:	PUNCT
inlawrev-2159	429	22	consumers	consumer	NOUN
inlawrev-2159	429	23	are	be	AUX
inlawrev-2159	429	24	the	the	DET
inlawrev-2159	429	25	complainants	complainant	NOUN
inlawrev-2159	429	26	.	.	PUNCT
inlawrev-2159	430	1	we	we	PRON
inlawrev-2159	430	2	do	do	AUX
inlawrev-2159	430	3	not	not	PART
inlawrev-2159	430	4	have	have	VERB
inlawrev-2159	430	5	data	datum	NOUN
inlawrev-2159	430	6	that	that	PRON
inlawrev-2159	430	7	would	would	AUX
inlawrev-2159	430	8	categorize	categorize	VERB
inlawrev-2159	430	9	complaints	complaint	NOUN
inlawrev-2159	430	10	;	;	PUNCT
inlawrev-2159	430	11	they	they	PRON
inlawrev-2159	430	12	run	run	VERB
inlawrev-2159	430	13	a	a	DET
inlawrev-2159	430	14	broad	broad	ADJ
inlawrev-2159	430	15	gamut	gamut	NOUN
inlawrev-2159	430	16	.	.	PUNCT
inlawrev-2159	431	1	"	"	PUNCT
inlawrev-2159	431	2	small	small	ADJ
inlawrev-2159	431	3	businesses	business	NOUN
inlawrev-2159	431	4	"	"	PUNCT
inlawrev-2159	431	5	complain	complain	VERB
inlawrev-2159	431	6	bitterly	bitterly	ADV
inlawrev-2159	431	7	about	about	ADP
inlawrev-2159	431	8	the	the	DET
inlawrev-2159	431	9	onerous	onerous	ADJ
inlawrev-2159	431	10	burden	burden	NOUN
inlawrev-2159	431	11	of	of	ADP
inlawrev-2159	431	12	filing	filing	NOUN
inlawrev-2159	431	13	and	and	CCONJ
inlawrev-2159	431	14	paying	pay	VERB
inlawrev-2159	431	15	a	a	DET
inlawrev-2159	431	16	fee	fee	NOUN
inlawrev-2159	431	17	.	.	PUNCT
inlawrev-2159	432	1	(	(	PUNCT
inlawrev-2159	432	2	refer	refer	VERB
inlawrev-2159	432	3	to	to	PART
inlawrev-2159	432	4	question	question	VERB
inlawrev-2159	432	5	22	22	NUM
inlawrev-2159	432	6	for	for	ADP
inlawrev-2159	432	7	a	a	DET
inlawrev-2159	432	8	remedy	remedy	NOUN
inlawrev-2159	432	9	.	.	PUNCT
inlawrev-2159	432	10	)	)	PUNCT
inlawrev-2159	433	1	large	large	ADJ
inlawrev-2159	433	2	business	business	NOUN
inlawrev-2159	433	3	endorsed	endorse	VERB
inlawrev-2159	433	4	the	the	DET
inlawrev-2159	433	5	code	code	NOUN
inlawrev-2159	433	6	and	and	CCONJ
inlawrev-2159	433	7	generally	generally	ADV
inlawrev-2159	433	8	have	have	VERB
inlawrev-2159	433	9	influences	influence	NOUN
inlawrev-2159	433	10	in	in	ADP
inlawrev-2159	433	11	the	the	DET
inlawrev-2159	433	12	legislature	legislature	NOUN
inlawrev-2159	433	13	for	for	ADP
inlawrev-2159	433	14	changes	change	NOUN
inlawrev-2159	433	15	they	they	PRON
inlawrev-2159	433	16	desire	desire	VERB
inlawrev-2159	433	17	.	.	PUNCT
inlawrev-2159	434	1	utah	utah	PROPN
inlawrev-2159	434	2	:	:	PUNCT
inlawrev-2159	434	3	by	by	ADP
inlawrev-2159	434	4	consumers	consumer	NOUN
inlawrev-2159	434	5	:	:	PUNCT
inlawrev-2159	434	6	overcharges	overcharge	NOUN
inlawrev-2159	434	7	,	,	PUNCT
inlawrev-2159	434	8	homes	home	NOUN
inlawrev-2159	434	9	solicitation	solicitation	NOUN
inlawrev-2159	434	10	sales	sale	NOUN
inlawrev-2159	434	11	,	,	PUNCT
inlawrev-2159	434	12	disclosure	disclosure	NOUN
inlawrev-2159	434	13	violations	violation	NOUN
inlawrev-2159	434	14	,	,	PUNCT
inlawrev-2159	434	15	rebate	rebate	NOUN
inlawrev-2159	434	16	quotations	quotation	NOUN
inlawrev-2159	434	17	.	.	PUNCT
inlawrev-2159	435	1	by	by	ADP
inlawrev-2159	435	2	businessmen	businessman	NOUN
inlawrev-2159	435	3	:	:	PUNCT
inlawrev-2159	435	4	notification	notification	NOUN
inlawrev-2159	435	5	filing	filing	NOUN
inlawrev-2159	435	6	,	,	PUNCT
inlawrev-2159	435	7	compliance	compliance	NOUN
inlawrev-2159	435	8	with	with	ADP
inlawrev-2159	435	9	federal	federal	ADJ
inlawrev-2159	435	10	and	and	CCONJ
inlawrev-2159	435	11	state	state	NOUN
inlawrev-2159	435	12	laws	law	NOUN
inlawrev-2159	435	13	which	which	PRON
inlawrev-2159	435	14	are	be	AUX
inlawrev-2159	435	15	not	not	PART
inlawrev-2159	435	16	uniform	uniform	ADJ
inlawrev-2159	435	17	.	.	PUNCT
inlawrev-2159	436	1	by	by	ADP
inlawrev-2159	436	2	lenders	lender	NOUN
inlawrev-2159	436	3	:	:	PUNCT
inlawrev-2159	436	4	changes	change	NOUN
inlawrev-2159	436	5	requiring	require	VERB
inlawrev-2159	436	6	printing	printing	NOUN
inlawrev-2159	436	7	of	of	ADP
inlawrev-2159	436	8	new	new	ADJ
inlawrev-2159	436	9	forms	form	NOUN
inlawrev-2159	436	10	,	,	PUNCT
inlawrev-2159	436	11	confusion	confusion	NOUN
inlawrev-2159	436	12	on	on	ADP
inlawrev-2159	436	13	closing	closing	NOUN
inlawrev-2159	436	14	costs	cost	NOUN
inlawrev-2159	436	15	and	and	CCONJ
inlawrev-2159	436	16	some	some	DET
inlawrev-2159	436	17	rebate	rebate	NOUN
inlawrev-2159	436	18	transactions	transaction	NOUN
inlawrev-2159	436	19	.	.	PUNCT
inlawrev-2159	437	1	wyoming	wyoming	NOUN
inlawrev-2159	437	2	:	:	PUNCT
inlawrev-2159	437	3	unable	unable	ADJ
inlawrev-2159	437	4	to	to	PART
inlawrev-2159	437	5	categorize	categorize	VERB
inlawrev-2159	437	6	21	21	NUM
inlawrev-2159	437	7	.	.	PUNCT
inlawrev-2159	438	1	//	//	PUNCT
inlawrev-2159	438	2	a	a	DET
inlawrev-2159	438	3	violation	violation	NOUN
inlawrev-2159	438	4	of	of	ADP
inlawrev-2159	438	5	the	the	DET
inlawrev-2159	438	6	u3c	u3c	NOUN
inlawrev-2159	438	7	is	be	AUX
inlawrev-2159	438	8	found	find	VERB
inlawrev-2159	438	9	or	or	CCONJ
inlawrev-2159	438	10	suspected	suspect	VERB
inlawrev-2159	438	11	,	,	PUNCT
inlawrev-2159	438	12	what	what	PRON
inlawrev-2159	438	13	do	do	AUX
inlawrev-2159	438	14	you	you	PRON
inlawrev-2159	438	15	consider	consider	VERB
inlawrev-2159	438	16	to	to	PART
inlawrev-2159	438	17	be	be	AUX
inlawrev-2159	438	18	the	the	DET
inlawrev-2159	438	19	most	most	ADV
inlawrev-2159	438	20	effective	effective	ADJ
inlawrev-2159	438	21	means	mean	NOUN
inlawrev-2159	438	22	of	of	ADP
inlawrev-2159	438	23	remedying	remedy	VERB
inlawrev-2159	438	24	the	the	DET
inlawrev-2159	438	25	problem	problem	NOUN
inlawrev-2159	438	26	,	,	PUNCT
inlawrev-2159	438	27	assuming	assume	VERB
inlawrev-2159	438	28	voluntary	voluntary	ADJ
inlawrev-2159	438	29	compliance	compliance	NOUN
inlawrev-2159	438	30	is	be	AUX
inlawrev-2159	438	31	not	not	PART
inlawrev-2159	438	32	forthcoming	forthcoming	ADJ
inlawrev-2159	438	33	?	?	PUNCT
inlawrev-2159	439	1	1975	1975	NUM
inlawrev-2159	439	2	]	]	PUNCT
inlawrev-2159	440	1	the	the	DET
inlawrev-2159	440	2	uniform	uniform	ADJ
inlawrev-2159	440	3	consumer	consumer	NOUN
inlawrev-2159	440	4	credit	credit	NOUN
inlawrev-2159	440	5	code	code	NOUN
inlawrev-2159	440	6	845	845	NUM
inlawrev-2159	440	7	colorado	colorado	NOUN
inlawrev-2159	440	8	:	:	PUNCT
inlawrev-2159	440	9	administrative	administrative	ADJ
inlawrev-2159	440	10	hearing	hearing	PROPN
inlawrev-2159	440	11	idaho	idaho	PROPN
inlawrev-2159	440	12	:	:	PUNCT
inlawrev-2159	440	13	1	1	X
inlawrev-2159	440	14	.	.	X
inlawrev-2159	440	15	suit	suit	NOUN
inlawrev-2159	440	16	for	for	ADP
inlawrev-2159	440	17	injunction	injunction	NOUN
inlawrev-2159	440	18	2	2	NUM
inlawrev-2159	440	19	.	.	PUNCT
inlawrev-2159	440	20	administrative	administrative	ADJ
inlawrev-2159	440	21	license	license	NOUN
inlawrev-2159	440	22	revocation	revocation	NOUN
inlawrev-2159	440	23	indiana	indiana	PROPN
inlawrev-2159	440	24	:	:	PUNCT
inlawrev-2159	440	25	as	as	ADP
inlawrev-2159	440	26	a	a	DET
inlawrev-2159	440	27	first	first	ADJ
inlawrev-2159	440	28	step	step	NOUN
inlawrev-2159	440	29	:	:	PUNCT
inlawrev-2159	440	30	administrative	administrative	ADJ
inlawrev-2159	440	31	hearing	hearing	NOUN
inlawrev-2159	440	32	.	.	PUNCT
inlawrev-2159	441	1	much	much	ADJ
inlawrev-2159	441	2	would	would	AUX
inlawrev-2159	441	3	depend	depend	VERB
inlawrev-2159	441	4	on	on	ADP
inlawrev-2159	441	5	the	the	DET
inlawrev-2159	441	6	severity	severity	NOUN
inlawrev-2159	441	7	of	of	ADP
inlawrev-2159	441	8	the	the	DET
inlawrev-2159	441	9	violation	violation	NOUN
inlawrev-2159	441	10	.	.	PUNCT
inlawrev-2159	442	1	utah	utah	PROPN
inlawrev-2159	442	2	:	:	PUNCT
inlawrev-2159	442	3	cease	cease	VERB
inlawrev-2159	442	4	and	and	CCONJ
inlawrev-2159	442	5	desist	desist	VERB
inlawrev-2159	442	6	order	order	NOUN
inlawrev-2159	442	7	with	with	ADP
inlawrev-2159	442	8	civil	civil	ADJ
inlawrev-2159	442	9	action	action	NOUN
inlawrev-2159	442	10	to	to	PART
inlawrev-2159	442	11	restrain	restrain	VERB
inlawrev-2159	442	12	violations	violation	NOUN
inlawrev-2159	442	13	of	of	ADP
inlawrev-2159	442	14	the	the	DET
inlawrev-2159	442	15	act	act	NOUN
inlawrev-2159	442	16	.	.	PUNCT
inlawrev-2159	443	1	wyoming	wyoming	NOUN
inlawrev-2159	443	2	:	:	PUNCT
inlawrev-2159	443	3	to	to	PART
inlawrev-2159	443	4	date	date	NOUN
inlawrev-2159	443	5	no	no	DET
inlawrev-2159	443	6	problems	problem	NOUN
inlawrev-2159	443	7	in	in	ADP
inlawrev-2159	443	8	obtaining	obtain	VERB
inlawrev-2159	443	9	statement	statement	NOUN
inlawrev-2159	443	10	of	of	ADP
inlawrev-2159	443	11	voluntary	voluntary	ADJ
inlawrev-2159	443	12	compliance	compliance	NOUN
inlawrev-2159	443	13	.	.	PUNCT
inlawrev-2159	444	1	would	would	AUX
inlawrev-2159	444	2	assume	assume	VERB
inlawrev-2159	444	3	,	,	PUNCT
inlawrev-2159	444	4	in	in	ADP
inlawrev-2159	444	5	the	the	DET
inlawrev-2159	444	6	absence	absence	NOUN
inlawrev-2159	444	7	of	of	ADP
inlawrev-2159	444	8	previous	previous	ADJ
inlawrev-2159	444	9	experience	experience	NOUN
inlawrev-2159	444	10	,	,	PUNCT
inlawrev-2159	444	11	that	that	SCONJ
inlawrev-2159	444	12	provisions	provision	NOUN
inlawrev-2159	444	13	of	of	ADP
inlawrev-2159	444	14	section	section	NOUN
inlawrev-2159	444	15	40	40	NUM
inlawrev-2159	444	16	-	-	SYM
inlawrev-2159	444	17	6	6	NUM
inlawrev-2159	444	18	-	-	SYM
inlawrev-2159	444	19	108	108	NUM
inlawrev-2159	444	20	would	would	AUX
inlawrev-2159	444	21	be	be	AUX
inlawrev-2159	444	22	most	most	ADV
inlawrev-2159	444	23	effective	effective	ADJ
inlawrev-2159	444	24	.	.	PUNCT
inlawrev-2159	445	1	22	22	NUM
inlawrev-2159	445	2	.	.	PUNCT
inlawrev-2159	446	1	do	do	AUX
inlawrev-2159	446	2	you	you	PRON
inlawrev-2159	446	3	consider	consider	VERB
inlawrev-2159	446	4	any	any	DET
inlawrev-2159	446	5	modifications	modification	NOUN
inlawrev-2159	446	6	of	of	ADP
inlawrev-2159	446	7	the	the	DET
inlawrev-2159	446	8	uniform	uniform	ADJ
inlawrev-2159	446	9	draft	draft	NOUN
inlawrev-2159	446	10	to	to	PART
inlawrev-2159	446	11	have	have	AUX
inlawrev-2159	446	12	been	be	AUX
inlawrev-2159	446	13	beneficial	beneficial	ADJ
inlawrev-2159	446	14	from	from	ADP
inlawrev-2159	446	15	the	the	DET
inlawrev-2159	446	16	standpoint	standpoint	NOUN
inlawrev-2159	446	17	of	of	ADP
inlawrev-2159	446	18	administration	administration	NOUN
inlawrev-2159	446	19	?	?	PUNCT
inlawrev-2159	447	1	what	what	PRON
inlawrev-2159	447	2	modifications	modification	NOUN
inlawrev-2159	447	3	would	would	AUX
inlawrev-2159	447	4	you	you	PRON
inlawrev-2159	447	5	recommend	recommend	VERB
inlawrev-2159	447	6	to	to	ADP
inlawrev-2159	447	7	states	state	NOUN
inlawrev-2159	447	8	who	who	PRON
inlawrev-2159	447	9	enact	enact	VERB
inlawrev-2159	447	10	the	the	DET
inlawrev-2159	447	11	code	code	NOUN
inlawrev-2159	447	12	in	in	ADP
inlawrev-2159	447	13	the	the	DET
inlawrev-2159	447	14	future	future	NOUN
inlawrev-2159	447	15	?	?	PUNCT
inlawrev-2159	448	1	colorado	colorado	NOUN
inlawrev-2159	448	2	:	:	PUNCT
inlawrev-2159	448	3	require	require	VERB
inlawrev-2159	448	4	license	license	NOUN
inlawrev-2159	448	5	fee	fee	NOUN
inlawrev-2159	448	6	from	from	ADP
inlawrev-2159	448	7	supervised	supervised	ADJ
inlawrev-2159	448	8	lenders	lender	NOUN
inlawrev-2159	448	9	prohibit	prohibit	VERB
inlawrev-2159	448	10	rule	rule	NOUN
inlawrev-2159	448	11	of	of	ADP
inlawrev-2159	448	12	78	78	NUM
inlawrev-2159	448	13	's	's	PART
inlawrev-2159	448	14	after	after	ADP
inlawrev-2159	448	15	60	60	NUM
inlawrev-2159	448	16	months	month	NOUN
inlawrev-2159	448	17	prohibit	prohibit	VERB
inlawrev-2159	448	18	unilateral	unilateral	ADJ
inlawrev-2159	448	19	deferral	deferral	ADJ
inlawrev-2159	448	20	possible	possible	ADJ
inlawrev-2159	448	21	removal	removal	NOUN
inlawrev-2159	448	22	of	of	ADP
inlawrev-2159	448	23	brick	brick	NOUN
inlawrev-2159	448	24	wall	wall	NOUN
inlawrev-2159	448	25	amendment	amendment	PROPN
inlawrev-2159	448	26	idaho	idaho	PROPN
inlawrev-2159	448	27	:	:	PUNCT
inlawrev-2159	449	1	i	i	PRON
inlawrev-2159	449	2	would	would	AUX
inlawrev-2159	449	3	recommend	recommend	VERB
inlawrev-2159	449	4	that	that	SCONJ
inlawrev-2159	449	5	administrators	administrator	NOUN
inlawrev-2159	449	6	request	request	VERB
inlawrev-2159	449	7	that	that	SCONJ
inlawrev-2159	449	8	notification	notification	NOUN
inlawrev-2159	449	9	fees	fee	NOUN
inlawrev-2159	449	10	be	be	AUX
inlawrev-2159	449	11	paid	pay	VERB
inlawrev-2159	449	12	into	into	ADP
inlawrev-2159	449	13	a	a	DET
inlawrev-2159	449	14	dedicated	dedicated	ADJ
inlawrev-2159	449	15	fund	fund	NOUN
inlawrev-2159	449	16	so	so	SCONJ
inlawrev-2159	449	17	that	that	SCONJ
inlawrev-2159	449	18	the	the	DET
inlawrev-2159	449	19	fees	fee	NOUN
inlawrev-2159	449	20	may	may	AUX
inlawrev-2159	449	21	actually	actually	ADV
inlawrev-2159	449	22	be	be	AUX
inlawrev-2159	449	23	used	use	VERB
inlawrev-2159	449	24	to	to	PART
inlawrev-2159	449	25	administer	administer	VERB
inlawrev-2159	449	26	the	the	DET
inlawrev-2159	449	27	code	code	NOUN
inlawrev-2159	449	28	.	.	PUNCT
inlawrev-2159	450	1	the	the	DET
inlawrev-2159	450	2	common	common	ADJ
inlawrev-2159	450	3	practice	practice	NOUN
inlawrev-2159	450	4	is	be	AUX
inlawrev-2159	450	5	for	for	SCONJ
inlawrev-2159	450	6	the	the	DET
inlawrev-2159	450	7	funds	fund	NOUN
inlawrev-2159	450	8	to	to	PART
inlawrev-2159	450	9	be	be	AUX
inlawrev-2159	450	10	paid	pay	VERB
inlawrev-2159	450	11	into	into	ADP
inlawrev-2159	450	12	the	the	DET
inlawrev-2159	450	13	state	state	NOUN
inlawrev-2159	450	14	general	general	ADJ
inlawrev-2159	450	15	fund	fund	NOUN
inlawrev-2159	450	16	with	with	ADP
inlawrev-2159	450	17	only	only	ADV
inlawrev-2159	450	18	a	a	DET
inlawrev-2159	450	19	part	part	NOUN
inlawrev-2159	450	20	of	of	ADP
inlawrev-2159	450	21	the	the	DET
inlawrev-2159	450	22	funds	fund	NOUN
inlawrev-2159	450	23	subsequently	subsequently	ADV
inlawrev-2159	450	24	being	be	AUX
inlawrev-2159	450	25	appropriated	appropriate	VERB
inlawrev-2159	450	26	to	to	ADP
inlawrev-2159	450	27	the	the	DET
inlawrev-2159	450	28	administrator	administrator	NOUN
inlawrev-2159	450	29	.	.	PUNCT
inlawrev-2159	451	1	indiana	indiana	PROPN
inlawrev-2159	451	2	:	:	PUNCT
inlawrev-2159	452	1	(	(	PUNCT
inlawrev-2159	452	2	a	a	X
inlawrev-2159	452	3	)	)	PUNCT
inlawrev-2159	452	4	elimination	elimination	NOUN
inlawrev-2159	452	5	of	of	ADP
inlawrev-2159	452	6	department	department	NOUN
inlawrev-2159	452	7	requirement	requirement	NOUN
inlawrev-2159	452	8	that	that	SCONJ
inlawrev-2159	452	9	gasoline	gasoline	NOUN
inlawrev-2159	452	10	filling	filling	NOUN
inlawrev-2159	452	11	stations	station	NOUN
inlawrev-2159	452	12	must	must	AUX
inlawrev-2159	452	13	file	file	VERB
inlawrev-2159	452	14	,	,	PUNCT
inlawrev-2159	452	15	(	(	PUNCT
inlawrev-2159	452	16	b	b	X
inlawrev-2159	452	17	)	)	PUNCT
inlawrev-2159	452	18	generally	generally	ADV
inlawrev-2159	452	19	,	,	PUNCT
inlawrev-2159	452	20	i	i	PRON
inlawrev-2159	452	21	favor	favor	VERB
inlawrev-2159	452	22	:	:	PUNCT
inlawrev-2159	452	23	1	1	X
inlawrev-2159	452	24	.	.	X
inlawrev-2159	452	25	eliminate	eliminate	VERB
inlawrev-2159	452	26	"	"	PUNCT
inlawrev-2159	452	27	month	month	NOUN
inlawrev-2159	452	28	for	for	ADP
inlawrev-2159	452	29	-	-	PUNCT
inlawrev-2159	452	30	a	a	DET
inlawrev-2159	452	31	-	-	PUNCT
inlawrev-2159	452	32	day	day	NOUN
inlawrev-2159	452	33	"	"	PUNCT
inlawrev-2159	452	34	on	on	ADP
inlawrev-2159	452	35	prepayment	prepayment	NOUN
inlawrev-2159	452	36	.	.	PUNCT
inlawrev-2159	453	1	go	go	VERB
inlawrev-2159	453	2	to	to	ADP
inlawrev-2159	453	3	nearest	near	ADJ
inlawrev-2159	453	4	due	due	ADJ
inlawrev-2159	453	5	-	-	PUNCT
inlawrev-2159	453	6	date	date	NOUN
inlawrev-2159	453	7	.	.	PUNCT
inlawrev-2159	454	1	2	2	X
inlawrev-2159	454	2	.	.	X
inlawrev-2159	454	3	revise	revise	VERB
inlawrev-2159	454	4	formula	formula	NOUN
inlawrev-2159	454	5	for	for	ADP
inlawrev-2159	454	6	fees	fee	NOUN
inlawrev-2159	454	7	.	.	PUNCT
inlawrev-2159	455	1	assess	assess	VERB
inlawrev-2159	455	2	administrative	administrative	ADJ
inlawrev-2159	455	3	costs	cost	NOUN
inlawrev-2159	455	4	on	on	ADP
inlawrev-2159	455	5	"	"	PUNCT
inlawrev-2159	455	6	creditors	creditor	NOUN
inlawrev-2159	455	7	"	"	PUNCT
inlawrev-2159	455	8	who	who	PRON
inlawrev-2159	455	9	benefit	benefit	VERB
inlawrev-2159	455	10	most	most	ADV
inlawrev-2159	455	11	via	via	ADP
inlawrev-2159	455	12	volume	volume	NOUN
inlawrev-2159	455	13	and	and	CCONJ
inlawrev-2159	455	14	profit	profit	NOUN
inlawrev-2159	455	15	-	-	PUNCT
inlawrev-2159	455	16	participation	participation	NOUN
inlawrev-2159	455	17	.	.	PUNCT
inlawrev-2159	456	1	save	save	VERB
inlawrev-2159	456	2	the	the	DET
inlawrev-2159	456	3	little	little	ADJ
inlawrev-2159	456	4	businessman	businessman	NOUN
inlawrev-2159	456	5	from	from	ADP
inlawrev-2159	456	6	fees	fee	NOUN
inlawrev-2159	456	7	and	and	CCONJ
inlawrev-2159	456	8	the	the	DET
inlawrev-2159	456	9	division	division	NOUN
inlawrev-2159	456	10	from	from	ADP
inlawrev-2159	456	11	mass	mass	ADJ
inlawrev-2159	456	12	details	detail	NOUN
inlawrev-2159	456	13	thereby	thereby	ADV
inlawrev-2159	456	14	.	.	PUNCT
inlawrev-2159	457	1	3	3	X
inlawrev-2159	457	2	.	.	X
inlawrev-2159	457	3	stipulate	stipulate	VERB
inlawrev-2159	457	4	willfull	willfull	ADJ
inlawrev-2159	457	5	failure	failure	NOUN
inlawrev-2159	457	6	to	to	PART
inlawrev-2159	457	7	"	"	PUNCT
inlawrev-2159	457	8	file	file	VERB
inlawrev-2159	457	9	"	"	PUNCT
inlawrev-2159	457	10	as	as	ADP
inlawrev-2159	457	11	grounds	ground	NOUN
inlawrev-2159	457	12	for	for	ADP
inlawrev-2159	457	13	voiding	void	VERB
inlawrev-2159	457	14	consumer	consumer	NOUN
inlawrev-2159	457	15	loan	loan	NOUN
inlawrev-2159	457	16	or	or	CCONJ
inlawrev-2159	457	17	consumer	consumer	NOUN
inlawrev-2159	457	18	credit	credit	NOUN
inlawrev-2159	457	19	sale	sale	NOUN
inlawrev-2159	457	20	.	.	PUNCT
inlawrev-2159	458	1	utah	utah	PROPN
inlawrev-2159	458	2	:	:	PUNCT
inlawrev-2159	458	3	administrative	administrative	ADJ
inlawrev-2159	458	4	rules	rule	NOUN
inlawrev-2159	458	5	of	of	ADP
inlawrev-2159	458	6	the	the	DET
inlawrev-2159	458	7	administrator	administrator	NOUN
inlawrev-2159	458	8	should	should	AUX
inlawrev-2159	458	9	supersede	supersede	VERB
inlawrev-2159	458	10	any	any	DET
inlawrev-2159	458	11	provisions	provision	NOUN
inlawrev-2159	458	12	of	of	ADP
inlawrev-2159	458	13	the	the	DET
inlawrev-2159	458	14	act	act	NOUN
inlawrev-2159	458	15	which	which	PRON
inlawrev-2159	458	16	are	be	AUX
inlawrev-2159	458	17	inconsistent	inconsistent	ADJ
inlawrev-2159	458	18	with	with	ADP
inlawrev-2159	458	19	the	the	DET
inlawrev-2159	458	20	federal	federal	ADJ
inlawrev-2159	458	21	consumer	consumer	NOUN
inlawrev-2159	458	22	credit	credit	NOUN
inlawrev-2159	458	23	protection	protection	PROPN
inlawrev-2159	458	24	act	act	PROPN
inlawrev-2159	458	25	.	.	PUNCT
inlawrev-2159	459	1	wyoming	wyoming	NOUN
inlawrev-2159	459	2	:	:	PUNCT
inlawrev-2159	459	3	it	it	PRON
inlawrev-2159	459	4	is	be	AUX
inlawrev-2159	459	5	hoped	hope	VERB
inlawrev-2159	459	6	that	that	SCONJ
inlawrev-2159	459	7	,	,	PUNCT
inlawrev-2159	459	8	in	in	ADP
inlawrev-2159	459	9	the	the	DET
inlawrev-2159	459	10	interest	interest	NOUN
inlawrev-2159	459	11	of	of	ADP
inlawrev-2159	459	12	uniformity	uniformity	NOUN
inlawrev-2159	459	13	,	,	PUNCT
inlawrev-2159	459	14	no	no	DET
inlawrev-2159	459	15	major	major	ADJ
inlawrev-2159	459	16	changes	change	NOUN
inlawrev-2159	459	17	will	will	AUX
inlawrev-2159	459	18	be	be	AUX
inlawrev-2159	459	19	made	make	VERB
inlawrev-2159	459	20	by	by	ADP
inlawrev-2159	459	21	states	state	NOUN
inlawrev-2159	459	22	enacting	enact	VERB
inlawrev-2159	459	23	the	the	DET
inlawrev-2159	459	24	code	code	NOUN
inlawrev-2159	459	25	in	in	ADP
inlawrev-2159	459	26	the	the	DET
inlawrev-2159	459	27	future	future	NOUN
inlawrev-2159	459	28	.	.	PUNCT
inlawrev-2159	460	1	already	already	ADV
inlawrev-2159	460	2	the	the	DET
inlawrev-2159	460	3	"	"	PUNCT
inlawrev-2159	460	4	uniform	uniform	ADJ
inlawrev-2159	460	5	"	"	PUNCT
inlawrev-2159	460	6	code	code	NOUN
inlawrev-2159	460	7	has	have	AUX
inlawrev-2159	460	8	been	be	AUX
inlawrev-2159	460	9	stretched	stretch	VERB
inlawrev-2159	460	10	beyond	beyond	ADP
inlawrev-2159	460	11	recognition	recognition	NOUN
inlawrev-2159	460	12	and	and	CCONJ
inlawrev-2159	460	13	discussions	discussion	NOUN
inlawrev-2159	460	14	among	among	ADP
inlawrev-2159	460	15	the	the	DET
inlawrev-2159	460	16	various	various	ADJ
inlawrev-2159	460	17	administrators	administrator	NOUN
inlawrev-2159	460	18	,	,	PUNCT
inlawrev-2159	460	19	in	in	ADP
inlawrev-2159	460	20	which	which	PRON
inlawrev-2159	460	21	mutual	mutual	ADJ
inlawrev-2159	460	22	problems	problem	NOUN
inlawrev-2159	460	23	may	may	AUX
inlawrev-2159	460	24	be	be	AUX
inlawrev-2159	460	25	discussed	discuss	VERB
inlawrev-2159	460	26	,	,	PUNCT
inlawrev-2159	460	27	is	be	AUX
inlawrev-2159	460	28	becoming	become	VERB
inlawrev-2159	460	29	increasingly	increasingly	ADV
inlawrev-2159	460	30	difficult	difficult	ADJ
inlawrev-2159	460	31	.	.	PUNCT