id	sid	tid	token	lemma	pos
inlawrev-22388	1	1	indiana	indiana	PROPN
inlawrev-22388	1	2	law	law	PROPN
inlawrev-22388	1	3	review	review	NOUN
inlawrev-22388	1	4	volume	volume	NOUN
inlawrev-22388	1	5	51	51	NUM
inlawrev-22388	1	6	2018	2018	NUM
inlawrev-22388	1	7	number	number	NOUN
inlawrev-22388	1	8	1	1	NUM
inlawrev-22388	1	9	notes	note	VERB
inlawrev-22388	1	10	david	david	PROPN
inlawrev-22388	1	11	’s	’s	PART
inlawrev-22388	1	12	sling	sling	NOUN
inlawrev-22388	1	13	:	:	PUNCT
inlawrev-22388	1	14	the	the	DET
inlawrev-22388	1	15	undetected	undetected	ADJ
inlawrev-22388	1	16	power	power	NOUN
inlawrev-22388	1	17	of	of	ADP
inlawrev-22388	1	18	indiana	indiana	PROPN
inlawrev-22388	1	19	’s	’s	PART
inlawrev-22388	1	20	deceptive	deceptive	ADJ
inlawrev-22388	1	21	consumer	consumer	NOUN
inlawrev-22388	1	22	sales	sale	NOUN
inlawrev-22388	1	23	act	act	PROPN
inlawrev-22388	1	24	james	james	PROPN
inlawrev-22388	1	25	r.	r.	PROPN
inlawrev-22388	1	26	strickland	strickland	PROPN
inlawrev-22388	1	27	*	*	PROPN
inlawrev-22388	1	28	introduction	introduction	NOUN
inlawrev-22388	1	29	“	"	PUNCT
inlawrev-22388	1	30	i	i	PRON
inlawrev-22388	1	31	know	know	VERB
inlawrev-22388	1	32	i	i	PRON
inlawrev-22388	1	33	.	.	PUNCT
inlawrev-22388	1	34	.	.	PUNCT
inlawrev-22388	1	35	.	.	PUNCT
inlawrev-22388	2	1	am	be	AUX
inlawrev-22388	2	2	about	about	ADP
inlawrev-22388	2	3	the	the	DET
inlawrev-22388	2	4	only	only	ADJ
inlawrev-22388	2	5	thing	thing	NOUN
inlawrev-22388	2	6	between	between	ADP
inlawrev-22388	2	7	you	you	PRON
inlawrev-22388	2	8	guys	guy	NOUN
inlawrev-22388	2	9	and	and	CCONJ
inlawrev-22388	2	10	your	your	PRON
inlawrev-22388	2	11	dinner	dinner	NOUN
inlawrev-22388	2	12	,	,	PUNCT
inlawrev-22388	2	13	cocktail	cocktail	NOUN
inlawrev-22388	2	14	hour	hour	NOUN
inlawrev-22388	2	15	,	,	PUNCT
inlawrev-22388	2	16	or	or	CCONJ
inlawrev-22388	2	17	wherever	wherever	SCONJ
inlawrev-22388	2	18	you	you	PRON
inlawrev-22388	2	19	’re	’re	AUX
inlawrev-22388	2	20	headed	head	VERB
inlawrev-22388	2	21	,	,	PUNCT
inlawrev-22388	2	22	so	so	CCONJ
inlawrev-22388	2	23	i	i	PRON
inlawrev-22388	2	24	’ll	’ll	AUX
inlawrev-22388	2	25	try	try	VERB
inlawrev-22388	2	26	to	to	PART
inlawrev-22388	2	27	be	be	AUX
inlawrev-22388	2	28	brief	brief	ADJ
inlawrev-22388	2	29	.	.	PUNCT
inlawrev-22388	2	30	”	"	PUNCT
inlawrev-22388	3	1	—	—	PUNCT
inlawrev-22388	3	2	rep	rep	PROPN
inlawrev-22388	3	3	.	.	PROPN
inlawrev-22388	3	4	gerald	gerald	PROPN
inlawrev-22388	3	5	torr	torr	PROPN
inlawrev-22388	3	6	,	,	PUNCT
inlawrev-22388	3	7	r	r	PROPN
inlawrev-22388	3	8	-	-	PUNCT
inlawrev-22388	3	9	carmel	carmel	NOUN
inlawrev-22388	3	10	,	,	PUNCT
inlawrev-22388	3	11	discussing	discuss	VERB
inlawrev-22388	3	12	sb	sb	PROPN
inlawrev-22388	3	13	3941	3941	NUM
inlawrev-22388	3	14	and	and	CCONJ
inlawrev-22388	3	15	so	so	ADV
inlawrev-22388	3	16	with	with	ADP
inlawrev-22388	3	17	little	little	ADJ
inlawrev-22388	3	18	fanfare	fanfare	NOUN
inlawrev-22388	3	19	,	,	PUNCT
inlawrev-22388	3	20	the	the	DET
inlawrev-22388	3	21	indiana	indiana	PROPN
inlawrev-22388	3	22	general	general	PROPN
inlawrev-22388	3	23	assembly	assembly	PROPN
inlawrev-22388	3	24	amended	amend	VERB
inlawrev-22388	3	25	the	the	DET
inlawrev-22388	3	26	deceptive	deceptive	ADJ
inlawrev-22388	3	27	consumer	consumer	NOUN
inlawrev-22388	3	28	sales	sale	NOUN
inlawrev-22388	3	29	act	act	NOUN
inlawrev-22388	3	30	(	(	PUNCT
inlawrev-22388	3	31	“	"	PUNCT
inlawrev-22388	3	32	dcsa”).2	dcsa”).2	PROPN
inlawrev-22388	3	33	although	although	SCONJ
inlawrev-22388	3	34	this	this	DET
inlawrev-22388	3	35	2014	2014	NUM
inlawrev-22388	3	36	amendment	amendment	NOUN
inlawrev-22388	3	37	has	have	AUX
inlawrev-22388	3	38	gone	go	VERB
inlawrev-22388	3	39	relatively	relatively	ADV
inlawrev-22388	3	40	undiscussed	undiscussed	ADJ
inlawrev-22388	3	41	,	,	PUNCT
inlawrev-22388	3	42	its	its	PRON
inlawrev-22388	3	43	added	add	VERB
inlawrev-22388	3	44	language	language	NOUN
inlawrev-22388	3	45	could	could	AUX
inlawrev-22388	3	46	have	have	VERB
inlawrev-22388	3	47	an	an	DET
inlawrev-22388	3	48	extensive	extensive	ADJ
inlawrev-22388	3	49	impact	impact	NOUN
inlawrev-22388	3	50	on	on	ADP
inlawrev-22388	3	51	consumer	consumer	NOUN
inlawrev-22388	3	52	law	law	NOUN
inlawrev-22388	3	53	in	in	ADP
inlawrev-22388	3	54	indiana.3	indiana.3	PROPN
inlawrev-22388	3	55	indeed	indeed	ADV
inlawrev-22388	3	56	,	,	PUNCT
inlawrev-22388	3	57	prior	prior	ADV
inlawrev-22388	3	58	to	to	ADP
inlawrev-22388	3	59	this	this	DET
inlawrev-22388	3	60	enactment	enactment	NOUN
inlawrev-22388	3	61	,	,	PUNCT
inlawrev-22388	3	62	indiana	indiana	PROPN
inlawrev-22388	3	63	remained	remain	VERB
inlawrev-22388	3	64	one	one	NUM
inlawrev-22388	3	65	of	of	ADP
inlawrev-22388	3	66	few	few	ADJ
inlawrev-22388	3	67	states4	states4	NOUN
inlawrev-22388	3	68	limiting	limit	VERB
inlawrev-22388	3	69	the	the	DET
inlawrev-22388	3	70	types	type	NOUN
inlawrev-22388	3	71	of	of	ADP
inlawrev-22388	3	72	claims	claim	NOUN
inlawrev-22388	3	73	a	a	DET
inlawrev-22388	3	74	consumer	consumer	NOUN
inlawrev-22388	3	75	could	could	AUX
inlawrev-22388	3	76	bring	bring	VERB
inlawrev-22388	3	77	by	by	ADP
inlawrev-22388	3	78	listing	list	VERB
inlawrev-22388	3	79	an	an	DET
inlawrev-22388	3	80	exhaustive	exhaustive	ADJ
inlawrev-22388	3	81	,	,	PUNCT
inlawrev-22388	3	82	enumerated	enumerated	ADJ
inlawrev-22388	3	83	list	list	NOUN
inlawrev-22388	3	84	of	of	ADP
inlawrev-22388	3	85	acts	act	NOUN
inlawrev-22388	3	86	or	or	CCONJ
inlawrev-22388	3	87	practices	practice	NOUN
inlawrev-22388	3	88	that	that	PRON
inlawrev-22388	3	89	constituted	constitute	VERB
inlawrev-22388	3	90	violations.5	violations.5	PROPN
inlawrev-22388	3	91	but	but	CCONJ
inlawrev-22388	3	92	*	*	PUNCT
inlawrev-22388	3	93	j.d	j.d	PROPN
inlawrev-22388	3	94	.	.	PROPN
inlawrev-22388	3	95	candidate	candidate	NOUN
inlawrev-22388	3	96	,	,	PUNCT
inlawrev-22388	3	97	2018	2018	NUM
inlawrev-22388	3	98	,	,	PUNCT
inlawrev-22388	3	99	indiana	indiana	PROPN
inlawrev-22388	3	100	university	university	PROPN
inlawrev-22388	3	101	robert	robert	PROPN
inlawrev-22388	3	102	h.	h.	PROPN
inlawrev-22388	3	103	mckinney	mckinney	PROPN
inlawrev-22388	3	104	school	school	PROPN
inlawrev-22388	3	105	of	of	ADP
inlawrev-22388	3	106	law	law	NOUN
inlawrev-22388	3	107	,	,	PUNCT
inlawrev-22388	3	108	indianapolis	indianapolis	PROPN
inlawrev-22388	3	109	,	,	PUNCT
inlawrev-22388	3	110	indiana	indiana	PROPN
inlawrev-22388	3	111	;	;	PUNCT
inlawrev-22388	3	112	b.a	b.a	PROPN
inlawrev-22388	3	113	.	.	PROPN
inlawrev-22388	3	114	,	,	PUNCT
inlawrev-22388	3	115	2011	2011	NUM
inlawrev-22388	3	116	,	,	PUNCT
inlawrev-22388	3	117	university	university	NOUN
inlawrev-22388	3	118	of	of	ADP
inlawrev-22388	3	119	missouri	missouri	PROPN
inlawrev-22388	3	120	,	,	PUNCT
inlawrev-22388	3	121	columbia	columbia	PROPN
inlawrev-22388	3	122	,	,	PUNCT
inlawrev-22388	3	123	missouri	missouri	PROPN
inlawrev-22388	3	124	.	.	PUNCT
inlawrev-22388	4	1	recipient	recipient	NOUN
inlawrev-22388	4	2	of	of	ADP
inlawrev-22388	4	3	the	the	DET
inlawrev-22388	4	4	papke	papke	PROPN
inlawrev-22388	4	5	prize	prize	PROPN
inlawrev-22388	4	6	for	for	ADP
inlawrev-22388	4	7	best	good	ADJ
inlawrev-22388	4	8	note	note	NOUN
inlawrev-22388	4	9	in	in	ADP
inlawrev-22388	4	10	volume	volume	NOUN
inlawrev-22388	4	11	51	51	NUM
inlawrev-22388	4	12	,	,	PUNCT
inlawrev-22388	4	13	endowed	endow	VERB
inlawrev-22388	4	14	by	by	ADP
inlawrev-22388	4	15	and	and	CCONJ
inlawrev-22388	4	16	named	name	VERB
inlawrev-22388	4	17	in	in	ADP
inlawrev-22388	4	18	honor	honor	NOUN
inlawrev-22388	4	19	of	of	ADP
inlawrev-22388	4	20	david	david	PROPN
inlawrev-22388	4	21	r.	r.	PROPN
inlawrev-22388	4	22	papke	papke	PROPN
inlawrev-22388	4	23	,	,	PUNCT
inlawrev-22388	4	24	former	former	ADJ
inlawrev-22388	4	25	r.	r.	PROPN
inlawrev-22388	4	26	bruce	bruce	PROPN
inlawrev-22388	4	27	townsend	townsend	PROPN
inlawrev-22388	4	28	professor	professor	PROPN
inlawrev-22388	4	29	of	of	ADP
inlawrev-22388	4	30	law	law	NOUN
inlawrev-22388	4	31	and	and	CCONJ
inlawrev-22388	4	32	faculty	faculty	NOUN
inlawrev-22388	4	33	advisor	advisor	NOUN
inlawrev-22388	4	34	to	to	ADP
inlawrev-22388	4	35	the	the	DET
inlawrev-22388	4	36	indiana	indiana	PROPN
inlawrev-22388	4	37	law	law	PROPN
inlawrev-22388	4	38	review	review	PROPN
inlawrev-22388	4	39	.	.	PUNCT
inlawrev-22388	5	1	the	the	DET
inlawrev-22388	5	2	completion	completion	NOUN
inlawrev-22388	5	3	of	of	ADP
inlawrev-22388	5	4	this	this	DET
inlawrev-22388	5	5	note	note	NOUN
inlawrev-22388	5	6	was	be	AUX
inlawrev-22388	5	7	only	only	ADV
inlawrev-22388	5	8	possible	possible	ADJ
inlawrev-22388	5	9	with	with	ADP
inlawrev-22388	5	10	the	the	DET
inlawrev-22388	5	11	guidance	guidance	NOUN
inlawrev-22388	5	12	of	of	ADP
inlawrev-22388	5	13	professor	professor	NOUN
inlawrev-22388	5	14	james	james	PROPN
inlawrev-22388	5	15	p.	p.	PROPN
inlawrev-22388	5	16	nehf	nehf	PROPN
inlawrev-22388	5	17	,	,	PUNCT
inlawrev-22388	5	18	justine	justine	PROPN
inlawrev-22388	5	19	farris	farris	PROPN
inlawrev-22388	5	20	,	,	PUNCT
inlawrev-22388	5	21	and	and	CCONJ
inlawrev-22388	5	22	kyle	kyle	PROPN
inlawrev-22388	5	23	montrose	montrose	PROPN
inlawrev-22388	5	24	;	;	PUNCT
inlawrev-22388	5	25	the	the	DET
inlawrev-22388	5	26	mentorship	mentorship	NOUN
inlawrev-22388	5	27	of	of	ADP
inlawrev-22388	5	28	professors	professor	NOUN
inlawrev-22388	5	29	jonathan	jonathan	PROPN
inlawrev-22388	5	30	b.	b.	PROPN
inlawrev-22388	5	31	warner	warner	PROPN
inlawrev-22388	5	32	,	,	PUNCT
inlawrev-22388	5	33	james	james	PROPN
inlawrev-22388	5	34	d.	d.	PROPN
inlawrev-22388	5	35	dimitri	dimitri	PROPN
inlawrev-22388	5	36	,	,	PUNCT
inlawrev-22388	5	37	joel	joel	PROPN
inlawrev-22388	5	38	m.	m.	PROPN
inlawrev-22388	5	39	schumm	schumm	PROPN
inlawrev-22388	5	40	,	,	PUNCT
inlawrev-22388	5	41	and	and	CCONJ
inlawrev-22388	5	42	frank	frank	PROPN
inlawrev-22388	5	43	sullivan	sullivan	PROPN
inlawrev-22388	5	44	,	,	PUNCT
inlawrev-22388	5	45	jr	jr	PROPN
inlawrev-22388	5	46	.	.	PROPN
inlawrev-22388	5	47	;	;	PUNCT
inlawrev-22388	5	48	and	and	CCONJ
inlawrev-22388	5	49	the	the	DET
inlawrev-22388	5	50	love	love	NOUN
inlawrev-22388	5	51	of	of	ADP
inlawrev-22388	5	52	matt	matt	PROPN
inlawrev-22388	5	53	,	,	PUNCT
inlawrev-22388	5	54	nancy	nancy	PROPN
inlawrev-22388	5	55	,	,	PUNCT
inlawrev-22388	5	56	ellie	ellie	PROPN
inlawrev-22388	5	57	,	,	PUNCT
inlawrev-22388	5	58	and	and	CCONJ
inlawrev-22388	5	59	ruthie	ruthie	PROPN
inlawrev-22388	5	60	strickland	strickland	PROPN
inlawrev-22388	5	61	.	.	PUNCT
inlawrev-22388	6	1	special	special	ADJ
inlawrev-22388	6	2	thanks	thank	NOUN
inlawrev-22388	6	3	to	to	ADP
inlawrev-22388	6	4	teran	teran	PROPN
inlawrev-22388	6	5	strickland	strickland	PROPN
inlawrev-22388	6	6	,	,	PUNCT
inlawrev-22388	6	7	whose	whose	DET
inlawrev-22388	6	8	encouragement	encouragement	NOUN
inlawrev-22388	6	9	and	and	CCONJ
inlawrev-22388	6	10	support	support	NOUN
inlawrev-22388	6	11	continue	continue	VERB
inlawrev-22388	6	12	to	to	PART
inlawrev-22388	6	13	inspire	inspire	VERB
inlawrev-22388	6	14	me	i	PRON
inlawrev-22388	6	15	.	.	PUNCT
inlawrev-22388	7	1	1	1	NUM
inlawrev-22388	7	2	.	.	NUM
inlawrev-22388	7	3	2014	2014	NUM
inlawrev-22388	7	4	indiana	indiana	PROPN
inlawrev-22388	7	5	house	house	PROPN
inlawrev-22388	7	6	session	session	PROPN
inlawrev-22388	7	7	,	,	PUNCT
inlawrev-22388	7	8	ind	ind	PROPN
inlawrev-22388	7	9	.	.	PUNCT
inlawrev-22388	8	1	gen	gen	PROPN
inlawrev-22388	8	2	.	.	PROPN
inlawrev-22388	8	3	assembly	assembly	PROPN
inlawrev-22388	8	4	(	(	PUNCT
inlawrev-22388	8	5	feb	feb	PROPN
inlawrev-22388	8	6	.	.	PROPN
inlawrev-22388	8	7	24	24	NUM
inlawrev-22388	8	8	,	,	PUNCT
inlawrev-22388	8	9	2014	2014	NUM
inlawrev-22388	8	10	,	,	PUNCT
inlawrev-22388	8	11	part	part	NOUN
inlawrev-22388	8	12	2	2	NUM
inlawrev-22388	8	13	)	)	PUNCT
inlawrev-22388	8	14	,	,	PUNCT
inlawrev-22388	8	15	https://iga.in.gov/information/archives/2014/video/house/	https://iga.in.gov/information/archives/2014/video/house/	NOUN
inlawrev-22388	9	1	[	[	X
inlawrev-22388	9	2	hereinafter	hereinafter	NOUN
inlawrev-22388	9	3	torr	torr	PROPN
inlawrev-22388	9	4	statement	statement	PROPN
inlawrev-22388	9	5	]	]	X
inlawrev-22388	9	6	(	(	PUNCT
inlawrev-22388	9	7	statement	statement	NOUN
inlawrev-22388	9	8	of	of	ADP
inlawrev-22388	9	9	rep	rep	PROPN
inlawrev-22388	9	10	.	.	PROPN
inlawrev-22388	9	11	gerald	gerald	PROPN
inlawrev-22388	9	12	torr	torr	PROPN
inlawrev-22388	9	13	)	)	PUNCT
inlawrev-22388	9	14	.	.	PUNCT
inlawrev-22388	10	1	2	2	X
inlawrev-22388	10	2	.	.	X
inlawrev-22388	10	3	ind	ind	PROPN
inlawrev-22388	10	4	.	.	PUNCT
inlawrev-22388	11	1	code	code	PROPN
inlawrev-22388	11	2	§	§	PROPN
inlawrev-22388	11	3	24	24	NUM
inlawrev-22388	11	4	-	-	SYM
inlawrev-22388	11	5	5	5	NUM
inlawrev-22388	11	6	-	-	PUNCT
inlawrev-22388	11	7	0.5	0.5	NUM
inlawrev-22388	11	8	-	-	SYM
inlawrev-22388	11	9	3	3	NUM
inlawrev-22388	11	10	(	(	PUNCT
inlawrev-22388	11	11	2014	2014	NUM
inlawrev-22388	11	12	)	)	PUNCT
inlawrev-22388	11	13	.	.	PUNCT
inlawrev-22388	12	1	3	3	X
inlawrev-22388	12	2	.	.	PUNCT
inlawrev-22388	12	3	“	"	PUNCT
inlawrev-22388	12	4	under	under	ADP
inlawrev-22388	12	5	most	most	ADJ
inlawrev-22388	12	6	circumstances	circumstance	NOUN
inlawrev-22388	12	7	,	,	PUNCT
inlawrev-22388	12	8	an	an	DET
inlawrev-22388	12	9	amendment	amendment	NOUN
inlawrev-22388	12	10	changing	change	VERB
inlawrev-22388	12	11	a	a	DET
inlawrev-22388	12	12	prior	prior	ADJ
inlawrev-22388	12	13	statute	statute	NOUN
inlawrev-22388	12	14	indicates	indicate	VERB
inlawrev-22388	12	15	a	a	DET
inlawrev-22388	12	16	legislative	legislative	ADJ
inlawrev-22388	12	17	intention	intention	NOUN
inlawrev-22388	12	18	that	that	SCONJ
inlawrev-22388	12	19	the	the	DET
inlawrev-22388	12	20	meaning	meaning	NOUN
inlawrev-22388	12	21	of	of	ADP
inlawrev-22388	12	22	the	the	DET
inlawrev-22388	12	23	statute	statute	NOUN
inlawrev-22388	12	24	has	have	AUX
inlawrev-22388	12	25	changed	change	VERB
inlawrev-22388	12	26	.	.	PUNCT
inlawrev-22388	12	27	”	"	PUNCT
inlawrev-22388	13	1	woodruff	woodruff	PROPN
inlawrev-22388	13	2	v.	v.	PROPN
inlawrev-22388	13	3	ind	ind	PROPN
inlawrev-22388	13	4	.	.	PUNCT
inlawrev-22388	14	1	family	family	PROPN
inlawrev-22388	14	2	&	&	CCONJ
inlawrev-22388	14	3	soc	soc	PROPN
inlawrev-22388	14	4	.	.	PUNCT
inlawrev-22388	15	1	servs	servs	PROPN
inlawrev-22388	15	2	.	.	PUNCT
inlawrev-22388	16	1	admin	admin	PROPN
inlawrev-22388	16	2	.	.	PROPN
inlawrev-22388	16	3	,	,	PUNCT
inlawrev-22388	16	4	964	964	NUM
inlawrev-22388	16	5	n.e.2d	n.e.2d	NOUN
inlawrev-22388	16	6	784	784	NUM
inlawrev-22388	16	7	,	,	PUNCT
inlawrev-22388	16	8	795	795	NUM
inlawrev-22388	16	9	(	(	PUNCT
inlawrev-22388	16	10	ind	ind	NOUN
inlawrev-22388	16	11	.	.	PROPN
inlawrev-22388	16	12	2012	2012	NUM
inlawrev-22388	16	13	)	)	PUNCT
inlawrev-22388	16	14	(	(	PUNCT
inlawrev-22388	16	15	quotation	quotation	NOUN
inlawrev-22388	16	16	omitted	omit	VERB
inlawrev-22388	16	17	)	)	PUNCT
inlawrev-22388	16	18	.	.	PUNCT
inlawrev-22388	17	1	4	4	X
inlawrev-22388	17	2	.	.	X
inlawrev-22388	17	3	carolyn	carolyn	PROPN
inlawrev-22388	17	4	carter	carter	PROPN
inlawrev-22388	17	5	,	,	PUNCT
inlawrev-22388	17	6	consumer	consumer	NOUN
inlawrev-22388	17	7	protection	protection	NOUN
inlawrev-22388	17	8	in	in	ADP
inlawrev-22388	17	9	the	the	DET
inlawrev-22388	17	10	states	state	NOUN
inlawrev-22388	17	11	:	:	PUNCT
inlawrev-22388	17	12	a	a	DET
inlawrev-22388	17	13	50	50	NUM
inlawrev-22388	17	14	-	-	PUNCT
inlawrev-22388	17	15	state	state	NOUN
inlawrev-22388	17	16	report	report	NOUN
inlawrev-22388	17	17	on	on	ADP
inlawrev-22388	17	18	unfair	unfair	ADJ
inlawrev-22388	17	19	and	and	CCONJ
inlawrev-22388	17	20	deceptive	deceptive	ADJ
inlawrev-22388	17	21	acts	act	NOUN
inlawrev-22388	17	22	and	and	CCONJ
inlawrev-22388	17	23	practices	practice	VERB
inlawrev-22388	17	24	statutes	statute	NOUN
inlawrev-22388	17	25	11	11	NUM
inlawrev-22388	17	26	(	(	PUNCT
inlawrev-22388	17	27	2009	2009	NUM
inlawrev-22388	17	28	)	)	PUNCT
inlawrev-22388	17	29	,	,	PUNCT
inlawrev-22388	17	30	available	available	ADJ
inlawrev-22388	17	31	at	at	ADP
inlawrev-22388	17	32	http://www.nclc.org/images/pdf/pr-reports/report-udap-50-states.pdf	http://www.nclc.org/images/pdf/pr-reports/report-udap-50-states.pdf	NOUN
inlawrev-22388	18	1	[	[	X
inlawrev-22388	18	2	https://perma.cc/29bjnplu	https://perma.cc/29bjnplu	X
inlawrev-22388	18	3	]	]	X
inlawrev-22388	18	4	.	.	PUNCT
inlawrev-22388	19	1	5	5	X
inlawrev-22388	19	2	.	.	X
inlawrev-22388	19	3	ind	ind	PROPN
inlawrev-22388	19	4	.	.	PUNCT
inlawrev-22388	20	1	code	code	PROPN
inlawrev-22388	20	2	§	§	PROPN
inlawrev-22388	20	3	24	24	NUM
inlawrev-22388	20	4	-	-	SYM
inlawrev-22388	20	5	5	5	NUM
inlawrev-22388	20	6	-	-	PUNCT
inlawrev-22388	20	7	0.5	0.5	NUM
inlawrev-22388	20	8	-	-	SYM
inlawrev-22388	20	9	3	3	NUM
inlawrev-22388	20	10	(	(	PUNCT
inlawrev-22388	20	11	2013	2013	NUM
inlawrev-22388	20	12	)	)	PUNCT
inlawrev-22388	20	13	.	.	PUNCT
inlawrev-22388	21	1	http://doi.org/10.18060/4806.1187	http://doi.org/10.18060/4806.1187	PROPN
inlawrev-22388	21	2	212	212	NUM
inlawrev-22388	21	3	indiana	indiana	PROPN
inlawrev-22388	21	4	law	law	PROPN
inlawrev-22388	21	5	review	review	NOUN
inlawrev-22388	21	6	[	[	X
inlawrev-22388	21	7	vol	vol	NOUN
inlawrev-22388	21	8	.	.	PUNCT
inlawrev-22388	22	1	51:211	51:211	NUM
inlawrev-22388	22	2	now	now	ADV
inlawrev-22388	22	3	the	the	DET
inlawrev-22388	22	4	dcsa	dcsa	PROPN
inlawrev-22388	22	5	broadly	broadly	ADV
inlawrev-22388	22	6	prohibits	prohibit	VERB
inlawrev-22388	22	7	three	three	NUM
inlawrev-22388	22	8	new	new	ADJ
inlawrev-22388	22	9	exploits	exploit	NOUN
inlawrev-22388	22	10	:	:	PUNCT
inlawrev-22388	22	11	unfair	unfair	ADJ
inlawrev-22388	22	12	conduct	conduct	NOUN
inlawrev-22388	22	13	,	,	PUNCT
inlawrev-22388	22	14	abusive	abusive	ADJ
inlawrev-22388	22	15	conduct	conduct	NOUN
inlawrev-22388	22	16	,	,	PUNCT
inlawrev-22388	22	17	and	and	CCONJ
inlawrev-22388	22	18	implied	imply	VERB
inlawrev-22388	22	19	misrepresentations.6	misrepresentations.6	PROPN
inlawrev-22388	22	20	first	first	ADV
inlawrev-22388	22	21	,	,	PUNCT
inlawrev-22388	22	22	suppliers	supplier	NOUN
inlawrev-22388	22	23	now	now	ADV
inlawrev-22388	22	24	can	can	AUX
inlawrev-22388	22	25	not	not	PART
inlawrev-22388	22	26	commit	commit	VERB
inlawrev-22388	22	27	unfair	unfair	ADJ
inlawrev-22388	22	28	acts	act	NOUN
inlawrev-22388	22	29	,	,	PUNCT
inlawrev-22388	22	30	practices	practice	NOUN
inlawrev-22388	22	31	,	,	PUNCT
inlawrev-22388	22	32	or	or	CCONJ
inlawrev-22388	22	33	omissions.7	omissions.7	NOUN
inlawrev-22388	22	34	generally	generally	ADV
inlawrev-22388	22	35	,	,	PUNCT
inlawrev-22388	22	36	unfair	unfair	ADJ
inlawrev-22388	22	37	conduct	conduct	NOUN
inlawrev-22388	22	38	violates	violate	VERB
inlawrev-22388	22	39	equitable	equitable	ADJ
inlawrev-22388	22	40	values	value	NOUN
inlawrev-22388	22	41	outside	outside	ADP
inlawrev-22388	22	42	the	the	DET
inlawrev-22388	22	43	scope	scope	NOUN
inlawrev-22388	22	44	of	of	ADP
inlawrev-22388	22	45	protections	protection	NOUN
inlawrev-22388	22	46	against	against	ADP
inlawrev-22388	22	47	deception.8	deception.8	NOUN
inlawrev-22388	22	48	in	in	ADP
inlawrev-22388	22	49	other	other	ADJ
inlawrev-22388	22	50	words	word	NOUN
inlawrev-22388	22	51	,	,	PUNCT
inlawrev-22388	22	52	“	"	PUNCT
inlawrev-22388	22	53	unfairness	unfairness	NOUN
inlawrev-22388	22	54	is	be	AUX
inlawrev-22388	22	55	the	the	DET
inlawrev-22388	22	56	set	set	NOUN
inlawrev-22388	22	57	of	of	ADP
inlawrev-22388	22	58	general	general	ADJ
inlawrev-22388	22	59	principles	principle	NOUN
inlawrev-22388	22	60	of	of	ADP
inlawrev-22388	22	61	which	which	DET
inlawrev-22388	22	62	deception	deception	NOUN
inlawrev-22388	22	63	is	be	AUX
inlawrev-22388	22	64	a	a	DET
inlawrev-22388	22	65	particularly	particularly	ADV
inlawrev-22388	22	66	well	well	ADV
inlawrev-22388	22	67	-	-	PUNCT
inlawrev-22388	22	68	established	establish	VERB
inlawrev-22388	22	69	and	and	CCONJ
inlawrev-22388	22	70	streamlined	streamlined	ADJ
inlawrev-22388	22	71	subset	subset	NOUN
inlawrev-22388	22	72	.	.	PUNCT
inlawrev-22388	22	73	”9	”9	PUNCT
inlawrev-22388	23	1	indiana	indiana	PROPN
inlawrev-22388	23	2	courts	court	NOUN
inlawrev-22388	23	3	could	could	AUX
inlawrev-22388	23	4	choose	choose	VERB
inlawrev-22388	23	5	to	to	PART
inlawrev-22388	23	6	create	create	VERB
inlawrev-22388	23	7	their	their	PRON
inlawrev-22388	23	8	own	own	ADJ
inlawrev-22388	23	9	jurisprudence	jurisprudence	NOUN
inlawrev-22388	23	10	since	since	SCONJ
inlawrev-22388	23	11	the	the	DET
inlawrev-22388	23	12	dcsa	dcsa	PROPN
inlawrev-22388	23	13	does	do	AUX
inlawrev-22388	23	14	not	not	PART
inlawrev-22388	23	15	require	require	VERB
inlawrev-22388	23	16	conformity	conformity	NOUN
inlawrev-22388	23	17	with	with	ADP
inlawrev-22388	23	18	federal	federal	ADJ
inlawrev-22388	23	19	trade	trade	PROPN
inlawrev-22388	23	20	commission	commission	PROPN
inlawrev-22388	23	21	’s	’s	PART
inlawrev-22388	23	22	(	(	PUNCT
inlawrev-22388	23	23	“	"	PUNCT
inlawrev-22388	23	24	ftc	ftc	PROPN
inlawrev-22388	23	25	”	"	PUNCT
inlawrev-22388	23	26	)	)	PUNCT
inlawrev-22388	23	27	standards	standard	NOUN
inlawrev-22388	23	28	.	.	PUNCT
inlawrev-22388	24	1	they	they	PRON
inlawrev-22388	24	2	also	also	ADV
inlawrev-22388	24	3	might	might	AUX
inlawrev-22388	24	4	decide	decide	VERB
inlawrev-22388	24	5	to	to	PART
inlawrev-22388	24	6	follow	follow	VERB
inlawrev-22388	24	7	the	the	DET
inlawrev-22388	24	8	ftc	ftc	PROPN
inlawrev-22388	24	9	1980	1980	NUM
inlawrev-22388	24	10	policy	policy	NOUN
inlawrev-22388	24	11	statement	statement	NOUN
inlawrev-22388	24	12	approach	approach	NOUN
inlawrev-22388	24	13	,	,	PUNCT
inlawrev-22388	24	14	because	because	SCONJ
inlawrev-22388	24	15	the	the	DET
inlawrev-22388	24	16	general	general	ADJ
inlawrev-22388	24	17	assembly	assembly	NOUN
inlawrev-22388	24	18	added	add	VERB
inlawrev-22388	24	19	a	a	DET
inlawrev-22388	24	20	protection	protection	NOUN
inlawrev-22388	24	21	against	against	ADP
inlawrev-22388	24	22	unfairness	unfairness	NOUN
inlawrev-22388	24	23	after	after	ADP
inlawrev-22388	24	24	that	that	DET
inlawrev-22388	24	25	time	time	NOUN
inlawrev-22388	24	26	.	.	PUNCT
inlawrev-22388	25	1	instead	instead	ADV
inlawrev-22388	25	2	,	,	PUNCT
inlawrev-22388	25	3	courts	court	NOUN
inlawrev-22388	25	4	should	should	AUX
inlawrev-22388	25	5	resist	resist	VERB
inlawrev-22388	25	6	these	these	DET
inlawrev-22388	25	7	temptations	temptation	NOUN
inlawrev-22388	25	8	,	,	PUNCT
inlawrev-22388	25	9	and	and	CCONJ
inlawrev-22388	25	10	as	as	ADP
inlawrev-22388	25	11	discussed	discuss	VERB
inlawrev-22388	25	12	infra	infra	NOUN
inlawrev-22388	25	13	,	,	PUNCT
inlawrev-22388	25	14	follow	follow	VERB
inlawrev-22388	25	15	a	a	DET
inlawrev-22388	25	16	modified	modify	VERB
inlawrev-22388	25	17	version	version	NOUN
inlawrev-22388	25	18	of	of	ADP
inlawrev-22388	25	19	the	the	DET
inlawrev-22388	25	20	ftc	ftc	PROPN
inlawrev-22388	25	21	’s	’s	PART
inlawrev-22388	25	22	1964	1964	NUM
inlawrev-22388	25	23	cigarette	cigarette	NOUN
inlawrev-22388	25	24	rule	rule	NOUN
inlawrev-22388	25	25	because	because	SCONJ
inlawrev-22388	25	26	it	it	PRON
inlawrev-22388	25	27	would	would	AUX
inlawrev-22388	25	28	allow	allow	VERB
inlawrev-22388	25	29	for	for	ADP
inlawrev-22388	25	30	legal	legal	ADJ
inlawrev-22388	25	31	standards	standard	NOUN
inlawrev-22388	25	32	outside	outside	ADP
inlawrev-22388	25	33	the	the	DET
inlawrev-22388	25	34	dcsa	dcsa	PROPN
inlawrev-22388	25	35	to	to	PART
inlawrev-22388	25	36	determine	determine	VERB
inlawrev-22388	25	37	unfairness	unfairness	NOUN
inlawrev-22388	25	38	,	,	PUNCT
inlawrev-22388	25	39	would	would	AUX
inlawrev-22388	25	40	help	help	VERB
inlawrev-22388	25	41	protect	protect	VERB
inlawrev-22388	25	42	the	the	DET
inlawrev-22388	25	43	most	most	ADV
inlawrev-22388	25	44	vulnerable	vulnerable	ADJ
inlawrev-22388	25	45	hoosiers	hoosier	NOUN
inlawrev-22388	25	46	,	,	PUNCT
inlawrev-22388	25	47	and	and	CCONJ
inlawrev-22388	25	48	uses	use	VERB
inlawrev-22388	25	49	the	the	DET
inlawrev-22388	25	50	policy	policy	NOUN
inlawrev-22388	25	51	statement	statement	NOUN
inlawrev-22388	25	52	as	as	ADP
inlawrev-22388	25	53	guidance	guidance	NOUN
inlawrev-22388	25	54	in	in	ADP
inlawrev-22388	25	55	interpreting	interpret	VERB
inlawrev-22388	25	56	substantial	substantial	ADJ
inlawrev-22388	25	57	consumer	consumer	NOUN
inlawrev-22388	25	58	injury	injury	NOUN
inlawrev-22388	25	59	.	.	PUNCT
inlawrev-22388	26	1	second	second	ADJ
inlawrev-22388	26	2	,	,	PUNCT
inlawrev-22388	26	3	abusive	abusive	ADJ
inlawrev-22388	26	4	acts	act	NOUN
inlawrev-22388	26	5	,	,	PUNCT
inlawrev-22388	26	6	practices	practice	NOUN
inlawrev-22388	26	7	,	,	PUNCT
inlawrev-22388	26	8	or	or	CCONJ
inlawrev-22388	26	9	omissions	omission	NOUN
inlawrev-22388	26	10	are	be	AUX
inlawrev-22388	26	11	also	also	ADV
inlawrev-22388	26	12	now	now	ADV
inlawrev-22388	26	13	prohibited	prohibit	VERB
inlawrev-22388	26	14	under	under	ADP
inlawrev-22388	26	15	the	the	DET
inlawrev-22388	26	16	dcsa.10	dcsa.10	NOUN
inlawrev-22388	26	17	as	as	ADP
inlawrev-22388	26	18	discussed	discuss	VERB
inlawrev-22388	26	19	infra	infra	NOUN
inlawrev-22388	26	20	,	,	PUNCT
inlawrev-22388	26	21	because	because	SCONJ
inlawrev-22388	26	22	the	the	DET
inlawrev-22388	26	23	general	general	ADJ
inlawrev-22388	26	24	assembly	assembly	NOUN
inlawrev-22388	26	25	has	have	AUX
inlawrev-22388	26	26	failed	fail	VERB
inlawrev-22388	26	27	to	to	PART
inlawrev-22388	26	28	provide	provide	VERB
inlawrev-22388	26	29	a	a	DET
inlawrev-22388	26	30	definition	definition	NOUN
inlawrev-22388	26	31	for	for	ADP
inlawrev-22388	26	32	this	this	DET
inlawrev-22388	26	33	term	term	NOUN
inlawrev-22388	26	34	,	,	PUNCT
inlawrev-22388	26	35	indiana	indiana	PROPN
inlawrev-22388	26	36	courts	court	NOUN
inlawrev-22388	26	37	should	should	AUX
inlawrev-22388	26	38	look	look	VERB
inlawrev-22388	26	39	to	to	ADP
inlawrev-22388	26	40	the	the	DET
inlawrev-22388	26	41	dodd	dodd	PROPN
inlawrev-22388	26	42	-	-	PUNCT
inlawrev-22388	26	43	frank	frank	PROPN
inlawrev-22388	26	44	wall	wall	PROPN
inlawrev-22388	26	45	street	street	PROPN
inlawrev-22388	26	46	reform	reform	PROPN
inlawrev-22388	26	47	and	and	CCONJ
inlawrev-22388	26	48	consumer	consumer	NOUN
inlawrev-22388	26	49	protection	protection	PROPN
inlawrev-22388	26	50	act	act	PROPN
inlawrev-22388	26	51	’s	’s	PART
inlawrev-22388	26	52	prohibition	prohibition	NOUN
inlawrev-22388	26	53	of	of	ADP
inlawrev-22388	26	54	“	"	PUNCT
inlawrev-22388	26	55	abusive	abusive	ADJ
inlawrev-22388	26	56	acts	act	NOUN
inlawrev-22388	26	57	and	and	CCONJ
inlawrev-22388	26	58	practices	practice	NOUN
inlawrev-22388	26	59	.	.	PUNCT
inlawrev-22388	26	60	”	"	PUNCT
inlawrev-22388	27	1	although	although	SCONJ
inlawrev-22388	27	2	congress	congress	PROPN
inlawrev-22388	27	3	enacted	enact	VERB
inlawrev-22388	27	4	the	the	DET
inlawrev-22388	27	5	prohibition	prohibition	NOUN
inlawrev-22388	27	6	against	against	ADP
inlawrev-22388	27	7	abusive	abusive	ADJ
inlawrev-22388	27	8	conduct	conduct	NOUN
inlawrev-22388	27	9	under	under	ADP
inlawrev-22388	27	10	dodd	dodd	PROPN
inlawrev-22388	27	11	-	-	PUNCT
inlawrev-22388	27	12	frank	frank	PROPN
inlawrev-22388	27	13	specifically	specifically	ADV
inlawrev-22388	27	14	to	to	PART
inlawrev-22388	27	15	curb	curb	VERB
inlawrev-22388	27	16	abusive	abusive	ADJ
inlawrev-22388	27	17	financial	financial	ADJ
inlawrev-22388	27	18	practices	practice	NOUN
inlawrev-22388	27	19	following	follow	VERB
inlawrev-22388	27	20	the	the	DET
inlawrev-22388	27	21	2007	2007	NUM
inlawrev-22388	27	22	-	-	SYM
inlawrev-22388	27	23	2008	2008	NUM
inlawrev-22388	27	24	financial	financial	ADJ
inlawrev-22388	27	25	crisis,11	crisis,11	NOUN
inlawrev-22388	27	26	its	its	PRON
inlawrev-22388	27	27	tests	test	NOUN
inlawrev-22388	27	28	are	be	AUX
inlawrev-22388	27	29	easily	easily	ADV
inlawrev-22388	27	30	divorced	divorce	VERB
inlawrev-22388	27	31	from	from	ADP
inlawrev-22388	27	32	their	their	PRON
inlawrev-22388	27	33	financial	financial	ADJ
inlawrev-22388	27	34	focus	focus	NOUN
inlawrev-22388	27	35	,	,	PUNCT
inlawrev-22388	27	36	readily	readily	ADV
inlawrev-22388	27	37	harmonize	harmonize	VERB
inlawrev-22388	27	38	with	with	ADP
inlawrev-22388	27	39	the	the	DET
inlawrev-22388	27	40	language	language	NOUN
inlawrev-22388	27	41	of	of	ADP
inlawrev-22388	27	42	the	the	DET
inlawrev-22388	27	43	dcsa	dcsa	ADJ
inlawrev-22388	27	44	,	,	PUNCT
inlawrev-22388	27	45	and	and	CCONJ
inlawrev-22388	27	46	correspond	correspond	VERB
inlawrev-22388	27	47	with	with	ADP
inlawrev-22388	27	48	an	an	DET
inlawrev-22388	27	49	example	example	NOUN
inlawrev-22388	27	50	provided	provide	VERB
inlawrev-22388	27	51	by	by	ADP
inlawrev-22388	27	52	the	the	DET
inlawrev-22388	27	53	office	office	NOUN
inlawrev-22388	27	54	of	of	ADP
inlawrev-22388	27	55	the	the	DET
inlawrev-22388	27	56	attorney	attorney	NOUN
inlawrev-22388	27	57	general.12	general.12	NOUN
inlawrev-22388	27	58	indeed	indeed	ADV
inlawrev-22388	27	59	,	,	PUNCT
inlawrev-22388	27	60	the	the	DET
inlawrev-22388	27	61	indiana	indiana	PROPN
inlawrev-22388	27	62	general	general	PROPN
inlawrev-22388	27	63	assembly	assembly	PROPN
inlawrev-22388	27	64	and	and	CCONJ
inlawrev-22388	27	65	congress	congress	PROPN
inlawrev-22388	27	66	both	both	PRON
inlawrev-22388	27	67	endeavored	endeavor	VERB
inlawrev-22388	27	68	to	to	PART
inlawrev-22388	27	69	curb	curb	VERB
inlawrev-22388	27	70	the	the	DET
inlawrev-22388	27	71	same	same	ADJ
inlawrev-22388	27	72	abuses	abuse	NOUN
inlawrev-22388	27	73	:	:	PUNCT
inlawrev-22388	27	74	those	those	PRON
inlawrev-22388	27	75	arising	arise	VERB
inlawrev-22388	27	76	from	from	ADP
inlawrev-22388	27	77	disparities	disparity	NOUN
inlawrev-22388	27	78	in	in	ADP
inlawrev-22388	27	79	the	the	DET
inlawrev-22388	27	80	knowledge	knowledge	NOUN
inlawrev-22388	27	81	and	and	CCONJ
inlawrev-22388	27	82	relative	relative	ADJ
inlawrev-22388	27	83	bargaining	bargaining	NOUN
inlawrev-22388	27	84	powers	power	NOUN
inlawrev-22388	27	85	of	of	ADP
inlawrev-22388	27	86	parties.13	parties.13	PROPN
inlawrev-22388	27	87	third	third	ADV
inlawrev-22388	27	88	,	,	PUNCT
inlawrev-22388	27	89	the	the	DET
inlawrev-22388	27	90	dcsa	dcsa	PROPN
inlawrev-22388	27	91	now	now	ADV
inlawrev-22388	27	92	explicitly	explicitly	ADV
inlawrev-22388	27	93	prohibits	prohibit	VERB
inlawrev-22388	27	94	implied	imply	VERB
inlawrev-22388	27	95	misrepresentations.14	misrepresentations.14	NOUN
inlawrev-22388	27	96	the	the	DET
inlawrev-22388	27	97	6	6	NUM
inlawrev-22388	27	98	.	.	PUNCT
inlawrev-22388	28	1	ind	ind	PROPN
inlawrev-22388	28	2	.	.	PUNCT
inlawrev-22388	29	1	code	code	PROPN
inlawrev-22388	29	2	§	§	PROPN
inlawrev-22388	29	3	24	24	NUM
inlawrev-22388	29	4	-	-	SYM
inlawrev-22388	29	5	5	5	NUM
inlawrev-22388	29	6	-	-	PUNCT
inlawrev-22388	29	7	0.5	0.5	NUM
inlawrev-22388	29	8	-	-	SYM
inlawrev-22388	29	9	3	3	NUM
inlawrev-22388	29	10	(	(	PUNCT
inlawrev-22388	29	11	2014	2014	NUM
inlawrev-22388	29	12	)	)	PUNCT
inlawrev-22388	29	13	.	.	PUNCT
inlawrev-22388	30	1	7	7	X
inlawrev-22388	30	2	.	.	X
inlawrev-22388	31	1	i	i	PRON
inlawrev-22388	31	2	d.	d.	PROPN
inlawrev-22388	31	3	8	8	NUM
inlawrev-22388	31	4	.	.	PUNCT
inlawrev-22388	32	1	david	david	PROPN
inlawrev-22388	32	2	a.	a.	PROPN
inlawrev-22388	32	3	rice	rice	PROPN
inlawrev-22388	32	4	,	,	PUNCT
inlawrev-22388	32	5	consumer	consumer	NOUN
inlawrev-22388	32	6	unfairness	unfairness	NOUN
inlawrev-22388	32	7	at	at	ADP
inlawrev-22388	32	8	the	the	DET
inlawrev-22388	32	9	ftc	ftc	PROPN
inlawrev-22388	32	10	:	:	PUNCT
inlawrev-22388	32	11	misadventures	misadventure	NOUN
inlawrev-22388	32	12	in	in	ADP
inlawrev-22388	32	13	law	law	NOUN
inlawrev-22388	32	14	and	and	CCONJ
inlawrev-22388	32	15	economics	economic	NOUN
inlawrev-22388	32	16	,	,	PUNCT
inlawrev-22388	32	17	52	52	NUM
inlawrev-22388	32	18	geo	geo	PROPN
inlawrev-22388	32	19	.	.	PROPN
inlawrev-22388	32	20	wash	wash	PROPN
inlawrev-22388	32	21	.	.	PUNCT
inlawrev-22388	33	1	l.	l.	PROPN
inlawrev-22388	33	2	rev	rev	PROPN
inlawrev-22388	33	3	.	.	PROPN
inlawrev-22388	33	4	1	1	NUM
inlawrev-22388	33	5	,	,	PUNCT
inlawrev-22388	33	6	30	30	NUM
inlawrev-22388	33	7	(	(	PUNCT
inlawrev-22388	33	8	1983	1983	NUM
inlawrev-22388	33	9	)	)	PUNCT
inlawrev-22388	33	10	.	.	PUNCT
inlawrev-22388	34	1	9	9	X
inlawrev-22388	34	2	.	.	X
inlawrev-22388	34	3	in	in	ADP
inlawrev-22388	34	4	re	re	NOUN
inlawrev-22388	34	5	int’l	int’l	PROPN
inlawrev-22388	34	6	harvester	harvester	PROPN
inlawrev-22388	34	7	co.	co.	PROPN
inlawrev-22388	34	8	,	,	PUNCT
inlawrev-22388	34	9	104	104	NUM
inlawrev-22388	34	10	f.t.c	f.t.c	NOUN
inlawrev-22388	34	11	.	.	PROPN
inlawrev-22388	35	1	949	949	NUM
inlawrev-22388	35	2	,	,	PUNCT
inlawrev-22388	35	3	1060	1060	NUM
inlawrev-22388	35	4	(	(	PUNCT
inlawrev-22388	35	5	1984	1984	NUM
inlawrev-22388	35	6	)	)	PUNCT
inlawrev-22388	35	7	.	.	PUNCT
inlawrev-22388	36	1	10	10	NUM
inlawrev-22388	36	2	.	.	X
inlawrev-22388	37	1	ind	ind	PROPN
inlawrev-22388	37	2	.	.	PUNCT
inlawrev-22388	38	1	code	code	PROPN
inlawrev-22388	38	2	§	§	PROPN
inlawrev-22388	38	3	24	24	NUM
inlawrev-22388	38	4	-	-	SYM
inlawrev-22388	38	5	5	5	NUM
inlawrev-22388	38	6	-	-	PUNCT
inlawrev-22388	38	7	0.5	0.5	NUM
inlawrev-22388	38	8	-	-	PUNCT
inlawrev-22388	38	9	3	3	NUM
inlawrev-22388	38	10	.	.	NOUN
inlawrev-22388	38	11	11	11	NUM
inlawrev-22388	38	12	.	.	PUNCT
inlawrev-22388	39	1	john	john	PROPN
inlawrev-22388	39	2	d.	d.	PROPN
inlawrev-22388	39	3	wright	wright	PROPN
inlawrev-22388	39	4	,	,	PUNCT
inlawrev-22388	39	5	dodd	dodd	PROPN
inlawrev-22388	39	6	-	-	PUNCT
inlawrev-22388	39	7	frank	frank	PROPN
inlawrev-22388	39	8	’s	’s	PART
inlawrev-22388	39	9	“	"	PUNCT
inlawrev-22388	39	10	abusive	abusive	ADJ
inlawrev-22388	39	11	”	"	PUNCT
inlawrev-22388	39	12	standard	standard	NOUN
inlawrev-22388	39	13	:	:	PUNCT
inlawrev-22388	39	14	a	a	DET
inlawrev-22388	39	15	call	call	NOUN
inlawrev-22388	39	16	for	for	ADP
inlawrev-22388	39	17	certainty	certainty	NOUN
inlawrev-22388	39	18	,	,	PUNCT
inlawrev-22388	39	19	8	8	NUM
inlawrev-22388	39	20	berkeley	berkeley	PROPN
inlawrev-22388	39	21	bus	bus	NOUN
inlawrev-22388	39	22	.	.	PUNCT
inlawrev-22388	40	1	l.j	l.j	PROPN
inlawrev-22388	40	2	.	.	PROPN
inlawrev-22388	40	3	164	164	NUM
inlawrev-22388	40	4	,	,	PUNCT
inlawrev-22388	40	5	164	164	NUM
inlawrev-22388	40	6	-	-	SYM
inlawrev-22388	40	7	66	66	NUM
inlawrev-22388	40	8	(	(	PUNCT
inlawrev-22388	40	9	2011	2011	NUM
inlawrev-22388	40	10	)	)	PUNCT
inlawrev-22388	40	11	.	.	PUNCT
inlawrev-22388	41	1	12	12	NUM
inlawrev-22388	41	2	.	.	X
inlawrev-22388	42	1	commerce	commerce	NOUN
inlawrev-22388	42	2	,	,	PUNCT
inlawrev-22388	42	3	small	small	ADJ
inlawrev-22388	42	4	bus	bus	NOUN
inlawrev-22388	42	5	.	.	PUNCT
inlawrev-22388	43	1	and	and	CCONJ
inlawrev-22388	43	2	econ	econ	PROPN
inlawrev-22388	43	3	.	.	PUNCT
inlawrev-22388	44	1	dev	dev	PROPN
inlawrev-22388	44	2	.	.	PROPN
inlawrev-22388	44	3	comm	comm	NOUN
inlawrev-22388	44	4	.	.	PUNCT
inlawrev-22388	45	1	meeting	meeting	NOUN
inlawrev-22388	45	2	,	,	PUNCT
inlawrev-22388	45	3	ind	ind	PROPN
inlawrev-22388	45	4	.	.	PUNCT
inlawrev-22388	46	1	gen	gen	PROPN
inlawrev-22388	46	2	.	.	PROPN
inlawrev-22388	46	3	assembly	assembly	PROPN
inlawrev-22388	46	4	(	(	PUNCT
inlawrev-22388	46	5	feb	feb	PROPN
inlawrev-22388	46	6	.	.	PROPN
inlawrev-22388	46	7	12	12	NUM
inlawrev-22388	46	8	,	,	PUNCT
inlawrev-22388	46	9	2	2	NUM
inlawrev-22388	46	10	0	0	NUM
inlawrev-22388	46	11	1	1	NUM
inlawrev-22388	46	12	4	4	NUM
inlawrev-22388	46	13	)	)	PUNCT
inlawrev-22388	46	14	,	,	PUNCT
inlawrev-22388	46	15	h	h	NOUN
inlawrev-22388	46	16	ttps://iga.in	ttps://iga.in	NOUN
inlawrev-22388	46	17	.gov	.gov	ADJ
inlawrev-22388	46	18	/	/	SYM
inlawrev-22388	46	19	in	in	ADP
inlawrev-22388	46	20	form	form	NOUN
inlawrev-22388	46	21	a	a	DET
inlawrev-22388	46	22	t	t	NOUN
inlawrev-22388	46	23	io	io	X
inlawrev-22388	46	24	n	n	PROPN
inlawrev-22388	46	25	/	/	SYM
inlawrev-22388	46	26	a	a	DET
inlawrev-22388	46	27	r	r	NOUN
inlawrev-22388	46	28	ch	ch	NOUN
inlawrev-22388	46	29	ives/2	ives/2	PROPN
inlawrev-22388	46	30	0	0	NUM
inlawrev-22388	46	31	1	1	NUM
inlawrev-22388	46	32	4	4	NUM
inlawrev-22388	46	33	/video	/video	NOUN
inlawrev-22388	46	34	/	/	SYM
inlawrev-22388	46	35	comm	comm	NOUN
inlawrev-22388	46	36	ittee	ittee	NOUN
inlawrev-22388	46	37	_	_	NOUN
inlawrev-22388	46	38	com	com	NOUN
inlawrev-22388	46	39	merce	merce	NOUN
inlawrev-22388	46	40	_	_	PUNCT
inlawrev-22388	46	41	small_business_and_economic_development_0200/	small_business_and_economic_development_0200/	PUNCT
inlawrev-22388	47	1	[	[	X
inlawrev-22388	47	2	hereinafter	hereinafter	NOUN
inlawrev-22388	47	3	tolliver	tolliver	NOUN
inlawrev-22388	47	4	testimony	testimony	NOUN
inlawrev-22388	47	5	]	]	PUNCT
inlawrev-22388	47	6	(	(	PUNCT
inlawrev-22388	47	7	testimony	testimony	NOUN
inlawrev-22388	47	8	of	of	ADP
inlawrev-22388	47	9	terry	terry	PROPN
inlawrev-22388	47	10	tolliver	tolliver	PROPN
inlawrev-22388	47	11	,	,	PUNCT
inlawrev-22388	47	12	deputy	deputy	NOUN
inlawrev-22388	47	13	director	director	NOUN
inlawrev-22388	47	14	,	,	PUNCT
inlawrev-22388	47	15	consumer	consumer	NOUN
inlawrev-22388	47	16	protection	protection	NOUN
inlawrev-22388	47	17	division	division	NOUN
inlawrev-22388	47	18	,	,	PUNCT
inlawrev-22388	47	19	office	office	NOUN
inlawrev-22388	47	20	of	of	ADP
inlawrev-22388	47	21	the	the	DET
inlawrev-22388	47	22	indiana	indiana	PROPN
inlawrev-22388	47	23	attorney	attorney	PROPN
inlawrev-22388	47	24	general	general	NOUN
inlawrev-22388	47	25	)	)	PUNCT
inlawrev-22388	47	26	.	.	PUNCT
inlawrev-22388	48	1	13	13	NUM
inlawrev-22388	48	2	.	.	PUNCT
inlawrev-22388	49	1	eric	eric	PROPN
inlawrev-22388	49	2	m.	m.	PROPN
inlawrev-22388	49	3	aberg	aberg	PROPN
inlawrev-22388	49	4	,	,	PUNCT
inlawrev-22388	49	5	the	the	DET
inlawrev-22388	49	6	case	case	NOUN
inlawrev-22388	49	7	for	for	ADP
inlawrev-22388	49	8	udaap	udaap	ADV
inlawrev-22388	49	9	-	-	PUNCT
inlawrev-22388	49	10	based	base	VERB
inlawrev-22388	49	11	credit	credit	NOUN
inlawrev-22388	49	12	card	card	NOUN
inlawrev-22388	49	13	lending	lending	NOUN
inlawrev-22388	49	14	regulations	regulation	NOUN
inlawrev-22388	49	15	:	:	PUNCT
inlawrev-22388	49	16	providing	provide	VERB
inlawrev-22388	49	17	greater	great	ADJ
inlawrev-22388	49	18	financial	financial	ADJ
inlawrev-22388	49	19	security	security	NOUN
inlawrev-22388	49	20	for	for	ADP
inlawrev-22388	49	21	america	america	PROPN
inlawrev-22388	49	22	and	and	CCONJ
inlawrev-22388	49	23	american	american	ADJ
inlawrev-22388	49	24	consumers	consumer	NOUN
inlawrev-22388	49	25	,	,	PUNCT
inlawrev-22388	49	26	84	84	NUM
inlawrev-22388	49	27	geo	geo	PROPN
inlawrev-22388	49	28	.	.	PROPN
inlawrev-22388	49	29	wash	wash	PROPN
inlawrev-22388	49	30	.	.	PUNCT
inlawrev-22388	50	1	l.	l.	PROPN
inlawrev-22388	50	2	rev	rev	PROPN
inlawrev-22388	50	3	.	.	PROPN
inlawrev-22388	50	4	1029	1029	NUM
inlawrev-22388	50	5	,	,	PUNCT
inlawrev-22388	50	6	1065	1065	NUM
inlawrev-22388	50	7	(	(	PUNCT
inlawrev-22388	50	8	2016	2016	NUM
inlawrev-22388	50	9	)	)	PUNCT
inlawrev-22388	50	10	.	.	PUNCT
inlawrev-22388	51	1	14	14	NUM
inlawrev-22388	51	2	.	.	PUNCT
inlawrev-22388	52	1	ind	ind	PROPN
inlawrev-22388	52	2	.	.	PUNCT
inlawrev-22388	53	1	code	code	PROPN
inlawrev-22388	53	2	§	§	PROPN
inlawrev-22388	53	3	24	24	NUM
inlawrev-22388	53	4	-	-	SYM
inlawrev-22388	53	5	5	5	NUM
inlawrev-22388	53	6	-	-	PUNCT
inlawrev-22388	53	7	0.5	0.5	NUM
inlawrev-22388	53	8	-	-	PUNCT
inlawrev-22388	53	9	3	3	NUM
inlawrev-22388	53	10	.	.	NOUN
inlawrev-22388	53	11	2018	2018	NUM
inlawrev-22388	53	12	]	]	PUNCT
inlawrev-22388	54	1	david	david	PROPN
inlawrev-22388	54	2	’s	’s	PART
inlawrev-22388	54	3	sling	sle	VERB
inlawrev-22388	54	4	213	213	NUM
inlawrev-22388	54	5	general	general	ADJ
inlawrev-22388	54	6	assembly	assembly	NOUN
inlawrev-22388	54	7	specifically	specifically	ADV
inlawrev-22388	54	8	enacted	enact	VERB
inlawrev-22388	54	9	this	this	DET
inlawrev-22388	54	10	prohibition	prohibition	NOUN
inlawrev-22388	54	11	to	to	PART
inlawrev-22388	54	12	address	address	VERB
inlawrev-22388	54	13	a	a	DET
inlawrev-22388	54	14	decision	decision	NOUN
inlawrev-22388	54	15	by	by	ADP
inlawrev-22388	54	16	the	the	DET
inlawrev-22388	54	17	indiana	indiana	PROPN
inlawrev-22388	54	18	supreme	supreme	PROPN
inlawrev-22388	54	19	court15	court15	PROPN
inlawrev-22388	54	20	that	that	PRON
inlawrev-22388	54	21	left	leave	VERB
inlawrev-22388	54	22	many	many	ADJ
inlawrev-22388	54	23	questioning	question	VERB
inlawrev-22388	54	24	whether	whether	SCONJ
inlawrev-22388	54	25	the	the	DET
inlawrev-22388	54	26	preamendment	preamendment	NOUN
inlawrev-22388	54	27	dcsa	dcsa	PROPN
inlawrev-22388	54	28	prohibited	prohibit	VERB
inlawrev-22388	54	29	implied	imply	VERB
inlawrev-22388	54	30	misrepresentations	misrepresentation	NOUN
inlawrev-22388	54	31	.	.	PUNCT
inlawrev-22388	55	1	indeed	indeed	ADV
inlawrev-22388	55	2	,	,	PUNCT
inlawrev-22388	55	3	the	the	DET
inlawrev-22388	55	4	concerns	concern	NOUN
inlawrev-22388	55	5	of	of	ADP
inlawrev-22388	55	6	the	the	DET
inlawrev-22388	55	7	attorney	attorney	NOUN
inlawrev-22388	55	8	general	general	NOUN
inlawrev-22388	55	9	’s	’s	PART
inlawrev-22388	55	10	office	office	NOUN
inlawrev-22388	55	11	surrounding	surround	VERB
inlawrev-22388	55	12	this	this	DET
inlawrev-22388	55	13	decision	decision	NOUN
inlawrev-22388	55	14	served	serve	VERB
inlawrev-22388	55	15	as	as	ADP
inlawrev-22388	55	16	the	the	DET
inlawrev-22388	55	17	catalyst	catalyst	NOUN
inlawrev-22388	55	18	for	for	ADP
inlawrev-22388	55	19	the	the	DET
inlawrev-22388	55	20	legislature	legislature	NOUN
inlawrev-22388	55	21	’s	’s	PART
inlawrev-22388	55	22	2014	2014	NUM
inlawrev-22388	55	23	wholesale	wholesale	ADJ
inlawrev-22388	55	24	revision	revision	NOUN
inlawrev-22388	55	25	of	of	ADP
inlawrev-22388	55	26	the	the	DET
inlawrev-22388	55	27	dcsa.16	dcsa.16	NOUN
inlawrev-22388	55	28	but	but	CCONJ
inlawrev-22388	55	29	this	this	DET
inlawrev-22388	55	30	new	new	ADJ
inlawrev-22388	55	31	prohibition	prohibition	NOUN
inlawrev-22388	55	32	presents	present	VERB
inlawrev-22388	55	33	an	an	DET
inlawrev-22388	55	34	evidentiary	evidentiary	ADJ
inlawrev-22388	55	35	problem	problem	NOUN
inlawrev-22388	55	36	for	for	ADP
inlawrev-22388	55	37	indiana	indiana	PROPN
inlawrev-22388	55	38	courts	court	NOUN
inlawrev-22388	55	39	concerning	concern	VERB
inlawrev-22388	55	40	the	the	DET
inlawrev-22388	55	41	proof	proof	NOUN
inlawrev-22388	55	42	required	require	VERB
inlawrev-22388	55	43	to	to	PART
inlawrev-22388	55	44	determine	determine	VERB
inlawrev-22388	55	45	whether	whether	SCONJ
inlawrev-22388	55	46	an	an	DET
inlawrev-22388	55	47	implied	imply	VERB
inlawrev-22388	55	48	misrepresentation	misrepresentation	NOUN
inlawrev-22388	55	49	occurred	occur	VERB
inlawrev-22388	55	50	.	.	PUNCT
inlawrev-22388	56	1	as	as	ADP
inlawrev-22388	56	2	discussed	discuss	VERB
inlawrev-22388	56	3	infra	infra	NOUN
inlawrev-22388	56	4	,	,	PUNCT
inlawrev-22388	56	5	indiana	indiana	PROPN
inlawrev-22388	56	6	should	should	AUX
inlawrev-22388	56	7	follow	follow	VERB
inlawrev-22388	56	8	the	the	DET
inlawrev-22388	56	9	many	many	ADJ
inlawrev-22388	56	10	state	state	NOUN
inlawrev-22388	56	11	and	and	CCONJ
inlawrev-22388	56	12	federal	federal	ADJ
inlawrev-22388	56	13	courts	court	NOUN
inlawrev-22388	56	14	requiring	require	VERB
inlawrev-22388	56	15	no	no	DET
inlawrev-22388	56	16	extrinsic	extrinsic	ADJ
inlawrev-22388	56	17	evidence	evidence	NOUN
inlawrev-22388	56	18	to	to	PART
inlawrev-22388	56	19	show	show	VERB
inlawrev-22388	56	20	implied	imply	VERB
inlawrev-22388	56	21	misrepresentations	misrepresentation	NOUN
inlawrev-22388	56	22	,	,	PUNCT
inlawrev-22388	56	23	examining	examine	VERB
inlawrev-22388	56	24	the	the	DET
inlawrev-22388	56	25	totality	totality	NOUN
inlawrev-22388	56	26	of	of	ADP
inlawrev-22388	56	27	the	the	DET
inlawrev-22388	56	28	circumstances	circumstance	NOUN
inlawrev-22388	56	29	surrounding	surround	VERB
inlawrev-22388	56	30	the	the	DET
inlawrev-22388	56	31	consumer	consumer	NOUN
inlawrev-22388	56	32	transaction	transaction	NOUN
inlawrev-22388	56	33	instead	instead	ADV
inlawrev-22388	56	34	.	.	PUNCT
inlawrev-22388	57	1	part	part	NOUN
inlawrev-22388	57	2	i	i	PRON
inlawrev-22388	57	3	of	of	ADP
inlawrev-22388	57	4	this	this	DET
inlawrev-22388	57	5	note	note	NOUN
inlawrev-22388	57	6	discusses	discuss	VERB
inlawrev-22388	57	7	the	the	DET
inlawrev-22388	57	8	background	background	NOUN
inlawrev-22388	57	9	of	of	ADP
inlawrev-22388	57	10	consumer	consumer	NOUN
inlawrev-22388	57	11	law	law	NOUN
inlawrev-22388	57	12	in	in	ADP
inlawrev-22388	57	13	the	the	DET
inlawrev-22388	57	14	united	united	PROPN
inlawrev-22388	57	15	states	states	PROPN
inlawrev-22388	57	16	.	.	PUNCT
inlawrev-22388	58	1	part	part	PROPN
inlawrev-22388	58	2	ii	ii	PROPN
inlawrev-22388	58	3	examines	examine	VERB
inlawrev-22388	58	4	the	the	DET
inlawrev-22388	58	5	dcsa	dcsa	PROPN
inlawrev-22388	58	6	’s	’s	PART
inlawrev-22388	58	7	evolution	evolution	NOUN
inlawrev-22388	58	8	from	from	ADP
inlawrev-22388	58	9	a	a	DET
inlawrev-22388	58	10	statute	statute	NOUN
inlawrev-22388	58	11	prohibiting	prohibit	VERB
inlawrev-22388	58	12	an	an	DET
inlawrev-22388	58	13	enumerated	enumerate	VERB
inlawrev-22388	58	14	list	list	NOUN
inlawrev-22388	58	15	of	of	ADP
inlawrev-22388	58	16	conduct	conduct	NOUN
inlawrev-22388	58	17	to	to	ADP
inlawrev-22388	58	18	one	one	NUM
inlawrev-22388	58	19	with	with	ADP
inlawrev-22388	58	20	broader	broad	ADJ
inlawrev-22388	58	21	scope	scope	NOUN
inlawrev-22388	58	22	.	.	PUNCT
inlawrev-22388	59	1	part	part	NOUN
inlawrev-22388	59	2	iii	iii	NOUN
inlawrev-22388	59	3	offers	offer	VERB
inlawrev-22388	59	4	interpretive	interpretive	ADJ
inlawrev-22388	59	5	proposals	proposal	NOUN
inlawrev-22388	59	6	for	for	ADP
inlawrev-22388	59	7	indiana	indiana	PROPN
inlawrev-22388	59	8	courts	court	NOUN
inlawrev-22388	59	9	to	to	PART
inlawrev-22388	59	10	contemplate	contemplate	VERB
inlawrev-22388	59	11	when	when	SCONJ
inlawrev-22388	59	12	considering	consider	VERB
inlawrev-22388	59	13	how	how	SCONJ
inlawrev-22388	59	14	to	to	PART
inlawrev-22388	59	15	interpret	interpret	VERB
inlawrev-22388	59	16	the	the	DET
inlawrev-22388	59	17	2014	2014	NUM
inlawrev-22388	59	18	amendment	amendment	NOUN
inlawrev-22388	59	19	’s	’s	PART
inlawrev-22388	59	20	new	new	ADJ
inlawrev-22388	59	21	terms	term	NOUN
inlawrev-22388	59	22	.	.	PUNCT
inlawrev-22388	60	1	as	as	SCONJ
inlawrev-22388	60	2	briefly	briefly	ADV
inlawrev-22388	60	3	expressed	express	VERB
inlawrev-22388	60	4	above	above	ADV
inlawrev-22388	60	5	,	,	PUNCT
inlawrev-22388	60	6	this	this	DET
inlawrev-22388	60	7	note	note	NOUN
inlawrev-22388	60	8	ultimately	ultimately	ADV
inlawrev-22388	60	9	concludes	conclude	VERB
inlawrev-22388	60	10	that	that	SCONJ
inlawrev-22388	60	11	indiana	indiana	PROPN
inlawrev-22388	60	12	should	should	AUX
inlawrev-22388	60	13	use	use	VERB
inlawrev-22388	60	14	(	(	PUNCT
inlawrev-22388	60	15	1	1	X
inlawrev-22388	60	16	)	)	PUNCT
inlawrev-22388	60	17	the	the	DET
inlawrev-22388	60	18	cigarette	cigarette	NOUN
inlawrev-22388	60	19	rule	rule	NOUN
inlawrev-22388	60	20	,	,	PUNCT
inlawrev-22388	60	21	the	the	DET
inlawrev-22388	60	22	ftc	ftc	PROPN
inlawrev-22388	60	23	’s	’s	PART
inlawrev-22388	60	24	former	former	ADJ
inlawrev-22388	60	25	test	test	NOUN
inlawrev-22388	60	26	,	,	PUNCT
inlawrev-22388	60	27	to	to	PART
inlawrev-22388	60	28	outline	outline	VERB
inlawrev-22388	60	29	what	what	PRON
inlawrev-22388	60	30	constitutes	constitute	VERB
inlawrev-22388	60	31	an	an	DET
inlawrev-22388	60	32	unfair	unfair	ADJ
inlawrev-22388	60	33	practice	practice	NOUN
inlawrev-22388	60	34	,	,	PUNCT
inlawrev-22388	60	35	(	(	PUNCT
inlawrev-22388	60	36	2	2	X
inlawrev-22388	60	37	)	)	PUNCT
inlawrev-22388	60	38	the	the	DET
inlawrev-22388	60	39	dodd	dodd	PROPN
inlawrev-22388	60	40	-	-	PUNCT
inlawrev-22388	60	41	frank	frank	PROPN
inlawrev-22388	60	42	act	act	NOUN
inlawrev-22388	60	43	to	to	PART
inlawrev-22388	60	44	fashion	fashion	VERB
inlawrev-22388	60	45	its	its	PRON
inlawrev-22388	60	46	abusiveness	abusiveness	NOUN
inlawrev-22388	60	47	tests	test	NOUN
inlawrev-22388	60	48	,	,	PUNCT
inlawrev-22388	60	49	and	and	CCONJ
inlawrev-22388	60	50	(	(	PUNCT
inlawrev-22388	60	51	3	3	X
inlawrev-22388	60	52	)	)	PUNCT
inlawrev-22388	60	53	a	a	DET
inlawrev-22388	60	54	totality	totality	NOUN
inlawrev-22388	60	55	-	-	PUNCT
inlawrev-22388	60	56	of	of	ADP
inlawrev-22388	60	57	-	-	PUNCT
inlawrev-22388	60	58	the	the	DET
inlawrev-22388	60	59	circumstances	circumstance	NOUN
inlawrev-22388	60	60	approach	approach	VERB
inlawrev-22388	60	61	not	not	PART
inlawrev-22388	60	62	requiring	require	VERB
inlawrev-22388	60	63	extrinsic	extrinsic	ADJ
inlawrev-22388	60	64	evidence	evidence	NOUN
inlawrev-22388	60	65	to	to	PART
inlawrev-22388	60	66	establish	establish	VERB
inlawrev-22388	60	67	the	the	DET
inlawrev-22388	60	68	presence	presence	NOUN
inlawrev-22388	60	69	of	of	ADP
inlawrev-22388	60	70	implied	imply	VERB
inlawrev-22388	60	71	misrepresentations	misrepresentation	NOUN
inlawrev-22388	60	72	.	.	PUNCT
inlawrev-22388	61	1	i.	i.	PROPN
inlawrev-22388	61	2	a	a	DET
inlawrev-22388	61	3	brief	brief	ADJ
inlawrev-22388	61	4	history	history	NOUN
inlawrev-22388	61	5	of	of	ADP
inlawrev-22388	61	6	consumer	consumer	NOUN
inlawrev-22388	61	7	protection	protection	NOUN
inlawrev-22388	61	8	law	law	NOUN
inlawrev-22388	61	9	to	to	PART
inlawrev-22388	61	10	best	well	ADV
inlawrev-22388	61	11	understand	understand	VERB
inlawrev-22388	61	12	the	the	DET
inlawrev-22388	61	13	evolution	evolution	NOUN
inlawrev-22388	61	14	of	of	ADP
inlawrev-22388	61	15	consumer	consumer	NOUN
inlawrev-22388	61	16	protection	protection	NOUN
inlawrev-22388	61	17	in	in	ADP
inlawrev-22388	61	18	indiana	indiana	PROPN
inlawrev-22388	61	19	and	and	CCONJ
inlawrev-22388	61	20	how	how	SCONJ
inlawrev-22388	61	21	federal	federal	ADJ
inlawrev-22388	61	22	and	and	CCONJ
inlawrev-22388	61	23	state	state	NOUN
inlawrev-22388	61	24	consumer	consumer	NOUN
inlawrev-22388	61	25	protection	protection	NOUN
inlawrev-22388	61	26	statutes	statute	NOUN
inlawrev-22388	61	27	laws	law	NOUN
inlawrev-22388	61	28	protect	protect	VERB
inlawrev-22388	61	29	hoosiers	hoosier	NOUN
inlawrev-22388	61	30	in	in	ADP
inlawrev-22388	61	31	tandem	tandem	PROPN
inlawrev-22388	61	32	,	,	PUNCT
inlawrev-22388	61	33	it	it	PRON
inlawrev-22388	61	34	is	be	AUX
inlawrev-22388	61	35	necessary	necessary	ADJ
inlawrev-22388	61	36	to	to	PART
inlawrev-22388	61	37	examine	examine	VERB
inlawrev-22388	61	38	the	the	DET
inlawrev-22388	61	39	development	development	NOUN
inlawrev-22388	61	40	of	of	ADP
inlawrev-22388	61	41	these	these	DET
inlawrev-22388	61	42	laws	law	NOUN
inlawrev-22388	61	43	in	in	ADP
inlawrev-22388	61	44	three	three	NUM
inlawrev-22388	61	45	eras	era	NOUN
inlawrev-22388	61	46	.	.	PUNCT
inlawrev-22388	62	1	this	this	DET
inlawrev-22388	62	2	historical	historical	ADJ
inlawrev-22388	62	3	overview	overview	NOUN
inlawrev-22388	62	4	is	be	AUX
inlawrev-22388	62	5	especially	especially	ADV
inlawrev-22388	62	6	pertinent	pertinent	ADJ
inlawrev-22388	62	7	since	since	SCONJ
inlawrev-22388	62	8	the	the	DET
inlawrev-22388	62	9	three	three	NUM
inlawrev-22388	62	10	additions	addition	NOUN
inlawrev-22388	62	11	to	to	ADP
inlawrev-22388	62	12	the	the	DET
inlawrev-22388	62	13	dcsa	dcsa	PROPN
inlawrev-22388	62	14	discussed	discuss	VERB
inlawrev-22388	62	15	in	in	ADP
inlawrev-22388	62	16	this	this	DET
inlawrev-22388	62	17	note	note	NOUN
inlawrev-22388	62	18	correspond	correspond	VERB
inlawrev-22388	62	19	with	with	SCONJ
inlawrev-22388	62	20	each	each	PRON
inlawrev-22388	62	21	of	of	ADP
inlawrev-22388	62	22	these	these	DET
inlawrev-22388	62	23	eras.17	eras.17	ADJ
inlawrev-22388	62	24	each	each	PRON
inlawrev-22388	62	25	of	of	ADP
inlawrev-22388	62	26	these	these	DET
inlawrev-22388	62	27	three	three	NUM
inlawrev-22388	62	28	eras	era	NOUN
inlawrev-22388	62	29	is	be	AUX
inlawrev-22388	62	30	defined	define	VERB
inlawrev-22388	62	31	by	by	ADP
inlawrev-22388	62	32	the	the	DET
inlawrev-22388	62	33	consumer	consumer	NOUN
inlawrev-22388	62	34	difficulties	difficulty	NOUN
inlawrev-22388	62	35	of	of	ADP
inlawrev-22388	62	36	the	the	DET
inlawrev-22388	62	37	day	day	NOUN
inlawrev-22388	62	38	and	and	CCONJ
inlawrev-22388	62	39	the	the	DET
inlawrev-22388	62	40	resulting	result	VERB
inlawrev-22388	62	41	legislation	legislation	NOUN
inlawrev-22388	62	42	passed	pass	VERB
inlawrev-22388	62	43	to	to	PART
inlawrev-22388	62	44	combat	combat	VERB
inlawrev-22388	62	45	them.18	them.18	NOUN
inlawrev-22388	62	46	the	the	DET
inlawrev-22388	62	47	first	first	ADJ
inlawrev-22388	62	48	era	era	NOUN
inlawrev-22388	62	49	(	(	PUNCT
inlawrev-22388	62	50	the	the	DET
inlawrev-22388	62	51	1900s	1900	NOUN
inlawrev-22388	62	52	to	to	ADP
inlawrev-22388	62	53	the	the	DET
inlawrev-22388	62	54	1930s	1930s	NUM
inlawrev-22388	62	55	)	)	PUNCT
inlawrev-22388	62	56	was	be	AUX
inlawrev-22388	62	57	defined	define	VERB
inlawrev-22388	62	58	by	by	ADP
inlawrev-22388	62	59	the	the	DET
inlawrev-22388	62	60	growth	growth	NOUN
inlawrev-22388	62	61	of	of	ADP
inlawrev-22388	62	62	monopolies	monopoly	NOUN
inlawrev-22388	62	63	following	follow	VERB
inlawrev-22388	62	64	the	the	DET
inlawrev-22388	62	65	industrial	industrial	ADJ
inlawrev-22388	62	66	revolution	revolution	NOUN
inlawrev-22388	62	67	and	and	CCONJ
inlawrev-22388	62	68	the	the	DET
inlawrev-22388	62	69	passage	passage	NOUN
inlawrev-22388	62	70	of	of	ADP
inlawrev-22388	62	71	the	the	DET
inlawrev-22388	62	72	ftc	ftc	PROPN
inlawrev-22388	62	73	act	act	PROPN
inlawrev-22388	62	74	as	as	ADP
inlawrev-22388	62	75	a	a	DET
inlawrev-22388	62	76	remedy	remedy	NOUN
inlawrev-22388	62	77	to	to	PART
inlawrev-22388	62	78	protect	protect	VERB
inlawrev-22388	62	79	against	against	ADP
inlawrev-22388	62	80	“	"	PUNCT
inlawrev-22388	62	81	unfair	unfair	ADJ
inlawrev-22388	62	82	competition	competition	NOUN
inlawrev-22388	62	83	”	"	PUNCT
inlawrev-22388	62	84	and	and	CCONJ
inlawrev-22388	62	85	“	"	PUNCT
inlawrev-22388	62	86	unfair	unfair	ADJ
inlawrev-22388	62	87	and	and	CCONJ
inlawrev-22388	62	88	deceptive	deceptive	ADJ
inlawrev-22388	62	89	practices	practice	NOUN
inlawrev-22388	62	90	.	.	PUNCT
inlawrev-22388	63	1	”19	”19	NOUN
inlawrev-22388	63	2	the	the	DET
inlawrev-22388	63	3	second	second	ADJ
inlawrev-22388	63	4	era	era	NOUN
inlawrev-22388	63	5	(	(	PUNCT
inlawrev-22388	63	6	the	the	DET
inlawrev-22388	63	7	1960s	1960	NOUN
inlawrev-22388	63	8	to	to	ADP
inlawrev-22388	63	9	the	the	DET
inlawrev-22388	63	10	1980s	1980s	NUM
inlawrev-22388	63	11	)	)	PUNCT
inlawrev-22388	63	12	was	be	AUX
inlawrev-22388	63	13	shaped	shape	VERB
inlawrev-22388	63	14	by	by	ADP
inlawrev-22388	63	15	an	an	DET
inlawrev-22388	63	16	increased	increase	VERB
inlawrev-22388	63	17	awareness	awareness	NOUN
inlawrev-22388	63	18	of	of	ADP
inlawrev-22388	63	19	the	the	DET
inlawrev-22388	63	20	effects	effect	NOUN
inlawrev-22388	63	21	of	of	ADP
inlawrev-22388	63	22	advertising	advertising	NOUN
inlawrev-22388	63	23	,	,	PUNCT
inlawrev-22388	63	24	a	a	DET
inlawrev-22388	63	25	growing	grow	VERB
inlawrev-22388	63	26	concern	concern	NOUN
inlawrev-22388	63	27	over	over	ADP
inlawrev-22388	63	28	product	product	NOUN
inlawrev-22388	63	29	safety	safety	NOUN
inlawrev-22388	63	30	,	,	PUNCT
inlawrev-22388	63	31	and	and	CCONJ
inlawrev-22388	63	32	a	a	DET
inlawrev-22388	63	33	need	need	NOUN
inlawrev-22388	63	34	for	for	ADP
inlawrev-22388	63	35	private	private	ADJ
inlawrev-22388	63	36	rights	right	NOUN
inlawrev-22388	63	37	of	of	ADP
inlawrev-22388	63	38	action	action	NOUN
inlawrev-22388	63	39	for	for	ADP
inlawrev-22388	63	40	consumers	consumer	NOUN
inlawrev-22388	63	41	under	under	ADP
inlawrev-22388	63	42	state	state	NOUN
inlawrev-22388	63	43	unfair	unfair	ADJ
inlawrev-22388	63	44	or	or	CCONJ
inlawrev-22388	63	45	deceptive	deceptive	ADJ
inlawrev-22388	63	46	acts	act	NOUN
inlawrev-22388	63	47	or	or	CCONJ
inlawrev-22388	63	48	practices	practice	NOUN
inlawrev-22388	63	49	(	(	PUNCT
inlawrev-22388	63	50	“	"	PUNCT
inlawrev-22388	63	51	udap	udap	X
inlawrev-22388	63	52	”	"	PUNCT
inlawrev-22388	63	53	)	)	PUNCT
inlawrev-22388	63	54	laws.20	laws.20	NOUN
inlawrev-22388	63	55	the	the	DET
inlawrev-22388	63	56	third	third	ADJ
inlawrev-22388	63	57	era	era	NOUN
inlawrev-22388	63	58	(	(	PUNCT
inlawrev-22388	63	59	the	the	DET
inlawrev-22388	63	60	2010s	2010s	NUM
inlawrev-22388	63	61	)	)	PUNCT
inlawrev-22388	63	62	directly	directly	ADV
inlawrev-22388	63	63	followed	follow	VERB
inlawrev-22388	63	64	the	the	DET
inlawrev-22388	63	65	2007	2007	NUM
inlawrev-22388	63	66	-	-	SYM
inlawrev-22388	63	67	2008	2008	NUM
inlawrev-22388	63	68	financial	financial	ADJ
inlawrev-22388	63	69	crisis	crisis	NOUN
inlawrev-22388	63	70	and	and	CCONJ
inlawrev-22388	63	71	resulted	result	VERB
inlawrev-22388	63	72	15	15	NUM
inlawrev-22388	63	73	.	.	PUNCT
inlawrev-22388	64	1	see	see	VERB
inlawrev-22388	64	2	kesling	kesling	NOUN
inlawrev-22388	64	3	v.	v.	ADP
inlawrev-22388	64	4	hubler	hubler	PROPN
inlawrev-22388	64	5	nissan	nissan	PROPN
inlawrev-22388	64	6	,	,	PUNCT
inlawrev-22388	64	7	inc	inc	PROPN
inlawrev-22388	64	8	.	.	PROPN
inlawrev-22388	64	9	,	,	PUNCT
inlawrev-22388	64	10	997	997	NUM
inlawrev-22388	64	11	n.e.2d	n.e.2d	NOUN
inlawrev-22388	64	12	327	327	NUM
inlawrev-22388	64	13	,	,	PUNCT
inlawrev-22388	64	14	332	332	NUM
inlawrev-22388	64	15	(	(	PUNCT
inlawrev-22388	64	16	ind	ind	NOUN
inlawrev-22388	64	17	.	.	PUNCT
inlawrev-22388	64	18	2013	2013	NUM
inlawrev-22388	64	19	)	)	PUNCT
inlawrev-22388	64	20	.	.	PUNCT
inlawrev-22388	65	1	16	16	NUM
inlawrev-22388	65	2	.	.	PUNCT
inlawrev-22388	66	1	torr	torr	ADJ
inlawrev-22388	66	2	statement	statement	PROPN
inlawrev-22388	66	3	,	,	PUNCT
inlawrev-22388	66	4	supra	supra	PROPN
inlawrev-22388	66	5	note	note	NOUN
inlawrev-22388	66	6	1	1	NUM
inlawrev-22388	66	7	.	.	SYM
inlawrev-22388	66	8	17	17	NUM
inlawrev-22388	66	9	.	.	PUNCT
inlawrev-22388	67	1	“	"	PUNCT
inlawrev-22388	67	2	unfairness	unfairness	NOUN
inlawrev-22388	67	3	”	"	PUNCT
inlawrev-22388	67	4	is	be	AUX
inlawrev-22388	67	5	rooted	root	VERB
inlawrev-22388	67	6	in	in	ADP
inlawrev-22388	67	7	the	the	DET
inlawrev-22388	67	8	first	first	ADJ
inlawrev-22388	67	9	era	era	NOUN
inlawrev-22388	67	10	,	,	PUNCT
inlawrev-22388	67	11	“	"	PUNCT
inlawrev-22388	67	12	implied	imply	VERB
inlawrev-22388	67	13	misrepresentations	misrepresentation	NOUN
inlawrev-22388	67	14	”	"	PUNCT
inlawrev-22388	67	15	correspond	correspond	NOUN
inlawrev-22388	67	16	to	to	ADP
inlawrev-22388	67	17	the	the	DET
inlawrev-22388	67	18	second	second	ADJ
inlawrev-22388	67	19	,	,	PUNCT
inlawrev-22388	67	20	and	and	CCONJ
inlawrev-22388	67	21	“	"	PUNCT
inlawrev-22388	67	22	abusiveness	abusiveness	NOUN
inlawrev-22388	67	23	”	"	PUNCT
inlawrev-22388	67	24	relates	relate	VERB
inlawrev-22388	67	25	to	to	ADP
inlawrev-22388	67	26	the	the	DET
inlawrev-22388	67	27	third	third	NOUN
inlawrev-22388	67	28	.	.	PUNCT
inlawrev-22388	68	1	18	18	NUM
inlawrev-22388	68	2	.	.	PUNCT
inlawrev-22388	69	1	robert	robert	PROPN
inlawrev-22388	69	2	n.	n.	PROPN
inlawrev-22388	69	3	mayer	mayer	PROPN
inlawrev-22388	69	4	,	,	PUNCT
inlawrev-22388	69	5	the	the	DET
inlawrev-22388	69	6	consumer	consumer	NOUN
inlawrev-22388	69	7	movement	movement	NOUN
inlawrev-22388	69	8	:	:	PUNCT
inlawrev-22388	69	9	guardians	guardian	NOUN
inlawrev-22388	69	10	of	of	ADP
inlawrev-22388	69	11	the	the	DET
inlawrev-22388	69	12	marketplace	marketplace	NOUN
inlawrev-22388	69	13	1033	1033	NUM
inlawrev-22388	69	14	(	(	PUNCT
inlawrev-22388	69	15	1989	1989	NUM
inlawrev-22388	69	16	)	)	PUNCT
inlawrev-22388	69	17	.	.	PUNCT
inlawrev-22388	70	1	19	19	NUM
inlawrev-22388	70	2	.	.	PUNCT
inlawrev-22388	71	1	i	i	PRON
inlawrev-22388	71	2	d.	d.	PROPN
inlawrev-22388	71	3	20	20	NUM
inlawrev-22388	71	4	.	.	PUNCT
inlawrev-22388	72	1	i	i	PRON
inlawrev-22388	72	2	d.	d.	PROPN
inlawrev-22388	72	3	214	214	NUM
inlawrev-22388	72	4	indiana	indiana	PROPN
inlawrev-22388	72	5	law	law	PROPN
inlawrev-22388	72	6	review	review	NOUN
inlawrev-22388	72	7	[	[	X
inlawrev-22388	72	8	vol	vol	NOUN
inlawrev-22388	72	9	.	.	PUNCT
inlawrev-22388	73	1	51:211	51:211	NUM
inlawrev-22388	73	2	in	in	ADP
inlawrev-22388	73	3	congress	congress	PROPN
inlawrev-22388	73	4	passing	pass	VERB
inlawrev-22388	73	5	the	the	DET
inlawrev-22388	73	6	dodd	dodd	NOUN
inlawrev-22388	73	7	–	–	PUNCT
inlawrev-22388	73	8	frank	frank	PROPN
inlawrev-22388	73	9	wall	wall	PROPN
inlawrev-22388	73	10	street	street	PROPN
inlawrev-22388	73	11	reform	reform	PROPN
inlawrev-22388	73	12	and	and	CCONJ
inlawrev-22388	73	13	consumer	consumer	NOUN
inlawrev-22388	73	14	protection	protection	NOUN
inlawrev-22388	73	15	act.21	act.21	PROPN
inlawrev-22388	73	16	a.	a.	NOUN
inlawrev-22388	73	17	the	the	DET
inlawrev-22388	73	18	first	first	ADJ
inlawrev-22388	73	19	era	era	NOUN
inlawrev-22388	73	20	:	:	PUNCT
inlawrev-22388	73	21	the	the	DET
inlawrev-22388	73	22	ftc	ftc	PROPN
inlawrev-22388	73	23	act	act	VERB
inlawrev-22388	73	24	the	the	DET
inlawrev-22388	73	25	federal	federal	PROPN
inlawrev-22388	73	26	trade	trade	PROPN
inlawrev-22388	73	27	commission	commission	PROPN
inlawrev-22388	73	28	act	act	NOUN
inlawrev-22388	73	29	of	of	ADP
inlawrev-22388	73	30	1914	1914	NUM
inlawrev-22388	73	31	created	create	VERB
inlawrev-22388	73	32	the	the	DET
inlawrev-22388	73	33	ftc	ftc	PROPN
inlawrev-22388	73	34	and	and	CCONJ
inlawrev-22388	73	35	granted	grant	VERB
inlawrev-22388	73	36	it	it	PRON
inlawrev-22388	73	37	with	with	ADP
inlawrev-22388	73	38	powers	power	NOUN
inlawrev-22388	73	39	to	to	PART
inlawrev-22388	73	40	identify	identify	VERB
inlawrev-22388	73	41	and	and	CCONJ
inlawrev-22388	73	42	eradicate	eradicate	VERB
inlawrev-22388	73	43	“	"	PUNCT
inlawrev-22388	73	44	[	[	X
inlawrev-22388	73	45	u]nfair	u]nfair	NOUN
inlawrev-22388	73	46	methods	method	NOUN
inlawrev-22388	73	47	of	of	ADP
inlawrev-22388	73	48	competition	competition	NOUN
inlawrev-22388	73	49	.	.	PUNCT
inlawrev-22388	74	1	”22	”22	PROPN
inlawrev-22388	74	2	congress	congress	PROPN
inlawrev-22388	74	3	passed	pass	VERB
inlawrev-22388	74	4	the	the	DET
inlawrev-22388	74	5	act	act	NOUN
inlawrev-22388	74	6	in	in	ADP
inlawrev-22388	74	7	order	order	NOUN
inlawrev-22388	74	8	to	to	PART
inlawrev-22388	74	9	eliminate	eliminate	VERB
inlawrev-22388	74	10	the	the	DET
inlawrev-22388	74	11	“	"	PUNCT
inlawrev-22388	74	12	intolerable	intolerable	ADJ
inlawrev-22388	74	13	,	,	PUNCT
inlawrev-22388	74	14	unscientific	unscientific	ADJ
inlawrev-22388	74	15	,	,	PUNCT
inlawrev-22388	74	16	and	and	CCONJ
inlawrev-22388	74	17	abnormal	abnormal	ADJ
inlawrev-22388	74	18	”	"	PUNCT
inlawrev-22388	74	19	monopolies	monopoly	NOUN
inlawrev-22388	74	20	and	and	CCONJ
inlawrev-22388	74	21	trusts	trust	NOUN
inlawrev-22388	74	22	of	of	ADP
inlawrev-22388	74	23	the	the	DET
inlawrev-22388	74	24	late	late	ADJ
inlawrev-22388	74	25	-	-	PUNCT
inlawrev-22388	74	26	nineteenth	nineteenth	NOUN
inlawrev-22388	74	27	and	and	CCONJ
inlawrev-22388	74	28	early	early	ADJ
inlawrev-22388	74	29	-	-	PUNCT
inlawrev-22388	74	30	twentieth	twentieth	NOUN
inlawrev-22388	74	31	centuries.23	centuries.23	PROPN
inlawrev-22388	74	32	although	although	SCONJ
inlawrev-22388	74	33	the	the	DET
inlawrev-22388	74	34	ftc	ftc	PROPN
inlawrev-22388	74	35	act	act	PROPN
inlawrev-22388	74	36	’s	’s	PART
inlawrev-22388	74	37	language	language	NOUN
inlawrev-22388	74	38	focused	focus	VERB
inlawrev-22388	74	39	solely	solely	ADV
inlawrev-22388	74	40	on	on	ADP
inlawrev-22388	74	41	eliminating	eliminate	VERB
inlawrev-22388	74	42	monopolies	monopoly	NOUN
inlawrev-22388	74	43	and	and	CCONJ
inlawrev-22388	74	44	trusts	trust	NOUN
inlawrev-22388	74	45	,	,	PUNCT
inlawrev-22388	74	46	the	the	DET
inlawrev-22388	74	47	ftc	ftc	PROPN
inlawrev-22388	74	48	also	also	ADV
inlawrev-22388	74	49	consistently	consistently	ADV
inlawrev-22388	74	50	challenged	challenge	VERB
inlawrev-22388	74	51	deceptive	deceptive	ADJ
inlawrev-22388	74	52	and	and	CCONJ
inlawrev-22388	74	53	unfair	unfair	ADJ
inlawrev-22388	74	54	acts	act	NOUN
inlawrev-22388	74	55	and	and	CCONJ
inlawrev-22388	74	56	practices	practice	NOUN
inlawrev-22388	74	57	committed	commit	VERB
inlawrev-22388	74	58	against	against	ADP
inlawrev-22388	74	59	individual	individual	ADJ
inlawrev-22388	74	60	consumers	consumer	NOUN
inlawrev-22388	74	61	as	as	ADP
inlawrev-22388	74	62	“	"	PUNCT
inlawrev-22388	74	63	unfair	unfair	ADJ
inlawrev-22388	74	64	methods	method	NOUN
inlawrev-22388	74	65	of	of	ADP
inlawrev-22388	74	66	competition	competition	NOUN
inlawrev-22388	74	67	.	.	PUNCT
inlawrev-22388	74	68	”2	”2	PUNCT
inlawrev-22388	75	1	4	4	NUM
inlawrev-22388	75	2	but	but	CCONJ
inlawrev-22388	75	3	in	in	ADP
inlawrev-22388	75	4	1931	1931	NUM
inlawrev-22388	75	5	,	,	PUNCT
inlawrev-22388	75	6	that	that	DET
inlawrev-22388	75	7	procedure	procedure	NOUN
inlawrev-22388	75	8	became	become	VERB
inlawrev-22388	75	9	untenable	untenable	ADJ
inlawrev-22388	75	10	after	after	SCONJ
inlawrev-22388	75	11	the	the	DET
inlawrev-22388	75	12	supreme	supreme	PROPN
inlawrev-22388	75	13	court	court	PROPN
inlawrev-22388	75	14	held	hold	VERB
inlawrev-22388	75	15	in	in	ADP
inlawrev-22388	75	16	ftc	ftc	PROPN
inlawrev-22388	75	17	v.	v.	PROPN
inlawrev-22388	75	18	raladam	raladam	PROPN
inlawrev-22388	75	19	co.	co.	PROPN
inlawrev-22388	75	20	that	that	SCONJ
inlawrev-22388	75	21	the	the	DET
inlawrev-22388	75	22	ftc	ftc	PROPN
inlawrev-22388	75	23	had	have	VERB
inlawrev-22388	75	24	to	to	PART
inlawrev-22388	75	25	show	show	VERB
inlawrev-22388	75	26	injury	injury	NOUN
inlawrev-22388	75	27	to	to	ADP
inlawrev-22388	75	28	a	a	DET
inlawrev-22388	75	29	business	business	NOUN
inlawrev-22388	75	30	’s	’s	PART
inlawrev-22388	75	31	competitor	competitor	NOUN
inlawrev-22388	75	32	in	in	ADP
inlawrev-22388	75	33	order	order	NOUN
inlawrev-22388	75	34	to	to	PART
inlawrev-22388	75	35	show	show	VERB
inlawrev-22388	75	36	a	a	DET
inlawrev-22388	75	37	supplier	supplier	NOUN
inlawrev-22388	75	38	engaged	engage	VERB
inlawrev-22388	75	39	in	in	ADP
inlawrev-22388	75	40	an	an	DET
inlawrev-22388	75	41	“	"	PUNCT
inlawrev-22388	75	42	unfair	unfair	ADJ
inlawrev-22388	75	43	method	method	NOUN
inlawrev-22388	75	44	of	of	ADP
inlawrev-22388	75	45	competition	competition	NOUN
inlawrev-22388	75	46	.	.	PUNCT
inlawrev-22388	76	1	”25	”25	ADJ
inlawrev-22388	76	2	in	in	ADP
inlawrev-22388	76	3	response	response	NOUN
inlawrev-22388	76	4	,	,	PUNCT
inlawrev-22388	76	5	congress	congress	PROPN
inlawrev-22388	76	6	amended	amend	VERB
inlawrev-22388	76	7	the	the	DET
inlawrev-22388	76	8	ftc	ftc	PROPN
inlawrev-22388	76	9	act	act	NOUN
inlawrev-22388	76	10	in	in	ADP
inlawrev-22388	76	11	1938	1938	NUM
inlawrev-22388	76	12	to	to	PART
inlawrev-22388	76	13	prohibit	prohibit	VERB
inlawrev-22388	76	14	“	"	PUNCT
inlawrev-22388	76	15	unfair	unfair	ADJ
inlawrev-22388	76	16	or	or	CCONJ
inlawrev-22388	76	17	deceptive	deceptive	ADJ
inlawrev-22388	76	18	acts	act	NOUN
inlawrev-22388	76	19	or	or	CCONJ
inlawrev-22388	76	20	practices	practice	NOUN
inlawrev-22388	76	21	in	in	ADP
inlawrev-22388	76	22	commerce,”26	commerce,”26	NOUN
inlawrev-22388	76	23	greatly	greatly	ADV
inlawrev-22388	76	24	broadening	broaden	VERB
inlawrev-22388	76	25	the	the	DET
inlawrev-22388	76	26	authority	authority	NOUN
inlawrev-22388	76	27	and	and	CCONJ
inlawrev-22388	76	28	responsibility	responsibility	NOUN
inlawrev-22388	76	29	of	of	ADP
inlawrev-22388	76	30	the	the	DET
inlawrev-22388	76	31	ftc	ftc	PROPN
inlawrev-22388	76	32	.	.	PUNCT
inlawrev-22388	77	1	congressional	congressional	ADJ
inlawrev-22388	77	2	restoration	restoration	NOUN
inlawrev-22388	77	3	of	of	ADP
inlawrev-22388	77	4	the	the	DET
inlawrev-22388	77	5	ftc	ftc	PROPN
inlawrev-22388	77	6	’s	’s	PART
inlawrev-22388	77	7	pre	pre	ADJ
inlawrev-22388	77	8	-	-	ADJ
inlawrev-22388	77	9	raladam	raladam	ADJ
inlawrev-22388	77	10	authority	authority	NOUN
inlawrev-22388	77	11	to	to	PART
inlawrev-22388	77	12	protect	protect	VERB
inlawrev-22388	77	13	consumers	consumer	NOUN
inlawrev-22388	77	14	on	on	ADP
inlawrev-22388	77	15	an	an	DET
inlawrev-22388	77	16	individual	individual	ADJ
inlawrev-22388	77	17	level	level	NOUN
inlawrev-22388	77	18	was	be	AUX
inlawrev-22388	77	19	based	base	VERB
inlawrev-22388	77	20	on	on	ADP
inlawrev-22388	77	21	the	the	DET
inlawrev-22388	77	22	belief	belief	NOUN
inlawrev-22388	77	23	that	that	SCONJ
inlawrev-22388	77	24	deceptive	deceptive	ADJ
inlawrev-22388	77	25	and	and	CCONJ
inlawrev-22388	77	26	unfair	unfair	ADJ
inlawrev-22388	77	27	acts	act	NOUN
inlawrev-22388	77	28	or	or	CCONJ
inlawrev-22388	77	29	practices	practice	NOUN
inlawrev-22388	77	30	not	not	PART
inlawrev-22388	77	31	only	only	ADV
inlawrev-22388	77	32	hurt	hurt	VERB
inlawrev-22388	77	33	competition	competition	NOUN
inlawrev-22388	77	34	but	but	CCONJ
inlawrev-22388	77	35	also	also	ADV
inlawrev-22388	77	36	consumers	consumer	NOUN
inlawrev-22388	77	37	and	and	CCONJ
inlawrev-22388	77	38	advertising	advertising	NOUN
inlawrev-22388	77	39	as	as	ADP
inlawrev-22388	77	40	a	a	DET
inlawrev-22388	77	41	source	source	NOUN
inlawrev-22388	77	42	of	of	ADP
inlawrev-22388	77	43	accurate	accurate	ADJ
inlawrev-22388	77	44	information.27	information.27	PROPN
inlawrev-22388	77	45	that	that	SCONJ
inlawrev-22388	77	46	being	be	AUX
inlawrev-22388	77	47	said	say	VERB
inlawrev-22388	77	48	,	,	PUNCT
inlawrev-22388	77	49	the	the	DET
inlawrev-22388	77	50	ftc	ftc	PROPN
inlawrev-22388	77	51	act	act	PROPN
inlawrev-22388	77	52	does	do	AUX
inlawrev-22388	77	53	not	not	PART
inlawrev-22388	77	54	provide	provide	VERB
inlawrev-22388	77	55	individual	individual	ADJ
inlawrev-22388	77	56	consumers	consumer	NOUN
inlawrev-22388	77	57	a	a	DET
inlawrev-22388	77	58	private	private	ADJ
inlawrev-22388	77	59	right	right	NOUN
inlawrev-22388	77	60	of	of	ADP
inlawrev-22388	77	61	action	action	NOUN
inlawrev-22388	77	62	and	and	CCONJ
inlawrev-22388	77	63	penalties	penalty	NOUN
inlawrev-22388	77	64	for	for	ADP
inlawrev-22388	77	65	violations	violation	NOUN
inlawrev-22388	77	66	are	be	AUX
inlawrev-22388	77	67	generally	generally	ADV
inlawrev-22388	77	68	limited	limit	VERB
inlawrev-22388	77	69	to	to	PART
inlawrev-22388	77	70	cease	cease	VERB
inlawrev-22388	77	71	and	and	CCONJ
inlawrev-22388	77	72	desist	desist	VERB
inlawrev-22388	77	73	demands	demand	NOUN
inlawrev-22388	77	74	against	against	ADP
inlawrev-22388	77	75	offenders	offender	NOUN
inlawrev-22388	77	76	,	,	PUNCT
inlawrev-22388	77	77	with	with	ADP
inlawrev-22388	77	78	little	little	ADJ
inlawrev-22388	77	79	to	to	ADP
inlawrev-22388	77	80	no	no	DET
inlawrev-22388	77	81	direct	direct	ADJ
inlawrev-22388	77	82	reparation	reparation	NOUN
inlawrev-22388	77	83	for	for	ADP
inlawrev-22388	77	84	wronged	wronged	ADJ
inlawrev-22388	77	85	consumers.28	consumers.28	NOUN
inlawrev-22388	77	86	b.	b.	PROPN
inlawrev-22388	78	1	the	the	DET
inlawrev-22388	78	2	second	second	ADJ
inlawrev-22388	78	3	era	era	NOUN
inlawrev-22388	78	4	:	:	PUNCT
inlawrev-22388	78	5	state	state	NOUN
inlawrev-22388	78	6	udap	udap	ADJ
inlawrev-22388	78	7	laws	law	NOUN
inlawrev-22388	78	8	because	because	SCONJ
inlawrev-22388	78	9	the	the	DET
inlawrev-22388	78	10	ftc	ftc	PROPN
inlawrev-22388	78	11	act	act	PROPN
inlawrev-22388	78	12	does	do	AUX
inlawrev-22388	78	13	not	not	PART
inlawrev-22388	78	14	allow	allow	VERB
inlawrev-22388	78	15	for	for	ADP
inlawrev-22388	78	16	a	a	DET
inlawrev-22388	78	17	private	private	ADJ
inlawrev-22388	78	18	right	right	NOUN
inlawrev-22388	78	19	of	of	ADP
inlawrev-22388	78	20	action	action	NOUN
inlawrev-22388	78	21	,	,	PUNCT
inlawrev-22388	78	22	all	all	DET
inlawrev-22388	78	23	fifty	fifty	NUM
inlawrev-22388	78	24	states	state	NOUN
inlawrev-22388	78	25	enacted	enact	VERB
inlawrev-22388	78	26	udap	udap	ADJ
inlawrev-22388	78	27	laws	law	NOUN
inlawrev-22388	78	28	between	between	ADP
inlawrev-22388	78	29	the	the	DET
inlawrev-22388	78	30	1960s	1960	NOUN
inlawrev-22388	78	31	and	and	CCONJ
inlawrev-22388	78	32	1980s.29	1980s.29	NUM
inlawrev-22388	78	33	although	although	SCONJ
inlawrev-22388	78	34	these	these	DET
inlawrev-22388	78	35	21	21	NUM
inlawrev-22388	78	36	.	.	PUNCT
inlawrev-22388	79	1	charles	charles	PROPN
inlawrev-22388	79	2	w.	w.	PROPN
inlawrev-22388	79	3	murdock	murdock	PROPN
inlawrev-22388	79	4	,	,	PUNCT
inlawrev-22388	79	5	the	the	DET
inlawrev-22388	79	6	dodd	dodd	PROPN
inlawrev-22388	79	7	-	-	PUNCT
inlawrev-22388	79	8	frank	frank	PROPN
inlawrev-22388	79	9	wall	wall	PROPN
inlawrev-22388	79	10	street	street	PROPN
inlawrev-22388	79	11	reform	reform	PROPN
inlawrev-22388	79	12	and	and	CCONJ
inlawrev-22388	79	13	consumer	consumer	NOUN
inlawrev-22388	79	14	protection	protection	PROPN
inlawrev-22388	79	15	act	act	PROPN
inlawrev-22388	79	16	:	:	PUNCT
inlawrev-22388	79	17	what	what	PRON
inlawrev-22388	79	18	caused	cause	VERB
inlawrev-22388	79	19	the	the	DET
inlawrev-22388	79	20	financial	financial	ADJ
inlawrev-22388	79	21	crisis	crisis	NOUN
inlawrev-22388	79	22	and	and	CCONJ
inlawrev-22388	79	23	will	will	AUX
inlawrev-22388	79	24	dodd	dodd	PROPN
inlawrev-22388	79	25	-	-	PUNCT
inlawrev-22388	79	26	frank	frank	PROPN
inlawrev-22388	79	27	prevent	prevent	VERB
inlawrev-22388	79	28	future	future	ADJ
inlawrev-22388	79	29	crises	crisis	NOUN
inlawrev-22388	79	30	?	?	PUNCT
inlawrev-22388	79	31	,	,	PUNCT
inlawrev-22388	79	32	64	64	NUM
inlawrev-22388	79	33	smu	smu	PROPN
inlawrev-22388	79	34	l.	l.	PROPN
inlawrev-22388	79	35	rev	rev	PROPN
inlawrev-22388	79	36	.	.	PROPN
inlawrev-22388	79	37	1243	1243	NUM
inlawrev-22388	79	38	,	,	PUNCT
inlawrev-22388	79	39	1244	1244	NUM
inlawrev-22388	79	40	-	-	SYM
inlawrev-22388	79	41	46	46	NUM
inlawrev-22388	79	42	(	(	PUNCT
inlawrev-22388	79	43	2011	2011	NUM
inlawrev-22388	79	44	)	)	PUNCT
inlawrev-22388	79	45	.	.	PUNCT
inlawrev-22388	80	1	22	22	NUM
inlawrev-22388	80	2	.	.	X
inlawrev-22388	80	3	15	15	NUM
inlawrev-22388	80	4	u.s.c	u.s.c	NOUN
inlawrev-22388	80	5	.	.	PUNCT
inlawrev-22388	81	1	§	§	PROPN
inlawrev-22388	81	2	45	45	NUM
inlawrev-22388	81	3	(	(	PUNCT
inlawrev-22388	81	4	2006	2006	NUM
inlawrev-22388	81	5	)	)	PUNCT
inlawrev-22388	81	6	.	.	PUNCT
inlawrev-22388	82	1	23	23	NUM
inlawrev-22388	82	2	.	.	PUNCT
inlawrev-22388	83	1	marc	marc	PROPN
inlawrev-22388	83	2	winerman	winerman	PROPN
inlawrev-22388	83	3	,	,	PUNCT
inlawrev-22388	83	4	the	the	DET
inlawrev-22388	83	5	origins	origin	NOUN
inlawrev-22388	83	6	of	of	ADP
inlawrev-22388	83	7	the	the	DET
inlawrev-22388	83	8	ftc	ftc	PROPN
inlawrev-22388	83	9	:	:	PUNCT
inlawrev-22388	83	10	concentration	concentration	NOUN
inlawrev-22388	83	11	,	,	PUNCT
inlawrev-22388	83	12	cooperation	cooperation	NOUN
inlawrev-22388	83	13	,	,	PUNCT
inlawrev-22388	83	14	control	control	NOUN
inlawrev-22388	83	15	,	,	PUNCT
inlawrev-22388	83	16	and	and	CCONJ
inlawrev-22388	83	17	competition	competition	NOUN
inlawrev-22388	83	18	,	,	PUNCT
inlawrev-22388	83	19	71	71	NUM
inlawrev-22388	83	20	antitrust	antitrust	ADJ
inlawrev-22388	83	21	l.j	l.j	NOUN
inlawrev-22388	83	22	.	.	PROPN
inlawrev-22388	83	23	1	1	NUM
inlawrev-22388	83	24	,	,	PUNCT
inlawrev-22388	83	25	77	77	NUM
inlawrev-22388	83	26	(	(	PUNCT
inlawrev-22388	83	27	2003	2003	NUM
inlawrev-22388	83	28	)	)	PUNCT
inlawrev-22388	83	29	.	.	PUNCT
inlawrev-22388	84	1	24	24	NUM
inlawrev-22388	84	2	.	.	PUNCT
inlawrev-22388	85	1	david	david	PROPN
inlawrev-22388	85	2	l.	l.	PROPN
inlawrev-22388	85	3	belt	belt	PROPN
inlawrev-22388	85	4	,	,	PUNCT
inlawrev-22388	85	5	the	the	DET
inlawrev-22388	85	6	standard	standard	NOUN
inlawrev-22388	85	7	for	for	ADP
inlawrev-22388	85	8	determining	determine	VERB
inlawrev-22388	85	9	“	"	PUNCT
inlawrev-22388	85	10	unfair	unfair	ADJ
inlawrev-22388	85	11	acts	act	NOUN
inlawrev-22388	85	12	or	or	CCONJ
inlawrev-22388	85	13	practices	practice	NOUN
inlawrev-22388	85	14	”	"	PUNCT
inlawrev-22388	85	15	under	under	ADP
inlawrev-22388	85	16	state	state	NOUN
inlawrev-22388	85	17	unfair	unfair	ADJ
inlawrev-22388	85	18	trade	trade	NOUN
inlawrev-22388	85	19	practices	practice	NOUN
inlawrev-22388	85	20	acts	act	VERB
inlawrev-22388	85	21	,	,	PUNCT
inlawrev-22388	85	22	80	80	NUM
inlawrev-22388	85	23	conn	conn	NOUN
inlawrev-22388	85	24	.	.	PUNCT
inlawrev-22388	86	1	b.j	b.j	PROPN
inlawrev-22388	86	2	.	.	PROPN
inlawrev-22388	86	3	247	247	NUM
inlawrev-22388	86	4	,	,	PUNCT
inlawrev-22388	86	5	258	258	NUM
inlawrev-22388	86	6	(	(	PUNCT
inlawrev-22388	86	7	2006	2006	NUM
inlawrev-22388	86	8	)	)	PUNCT
inlawrev-22388	86	9	.	.	PUNCT
inlawrev-22388	87	1	25	25	NUM
inlawrev-22388	87	2	.	.	PUNCT
inlawrev-22388	88	1	see	see	VERB
inlawrev-22388	88	2	283	283	NUM
inlawrev-22388	88	3	u.s	u.s	PROPN
inlawrev-22388	88	4	.	.	PROPN
inlawrev-22388	88	5	643	643	NUM
inlawrev-22388	88	6	(	(	PUNCT
inlawrev-22388	88	7	1931	1931	NUM
inlawrev-22388	88	8	)	)	PUNCT
inlawrev-22388	88	9	.	.	PUNCT
inlawrev-22388	89	1	26	26	NUM
inlawrev-22388	89	2	.	.	X
inlawrev-22388	89	3	wheeler	wheeler	NOUN
inlawrev-22388	89	4	-	-	PUNCT
inlawrev-22388	89	5	lea	lea	PROPN
inlawrev-22388	89	6	act	act	NOUN
inlawrev-22388	89	7	of	of	ADP
inlawrev-22388	89	8	1938	1938	NUM
inlawrev-22388	89	9	,	,	PUNCT
inlawrev-22388	89	10	ch	ch	NOUN
inlawrev-22388	89	11	.	.	PROPN
inlawrev-22388	89	12	49	49	NUM
inlawrev-22388	89	13	,	,	PUNCT
inlawrev-22388	89	14	§	§	PROPN
inlawrev-22388	89	15	3	3	NUM
inlawrev-22388	89	16	,	,	PUNCT
inlawrev-22388	89	17	52	52	NUM
inlawrev-22388	89	18	stat	stat	NOUN
inlawrev-22388	89	19	.	.	PUNCT
inlawrev-22388	90	1	111	111	NUM
inlawrev-22388	90	2	,	,	PUNCT
inlawrev-22388	90	3	111	111	NUM
inlawrev-22388	90	4	-	-	SYM
inlawrev-22388	90	5	14	14	NUM
inlawrev-22388	90	6	(	(	PUNCT
inlawrev-22388	90	7	1938	1938	NUM
inlawrev-22388	90	8	)	)	PUNCT
inlawrev-22388	90	9	.	.	PUNCT
inlawrev-22388	91	1	27	27	NUM
inlawrev-22388	91	2	.	.	PUNCT
inlawrev-22388	92	1	see	see	VERB
inlawrev-22388	92	2	raladam	raladam	PROPN
inlawrev-22388	92	3	co.	co.	PROPN
inlawrev-22388	92	4	,	,	PUNCT
inlawrev-22388	92	5	283	283	NUM
inlawrev-22388	92	6	u.s	u.s	PROPN
inlawrev-22388	92	7	.	.	PROPN
inlawrev-22388	92	8	at	at	ADP
inlawrev-22388	92	9	647	647	NUM
inlawrev-22388	92	10	-	-	SYM
inlawrev-22388	92	11	48	48	NUM
inlawrev-22388	92	12	;	;	PUNCT
inlawrev-22388	92	13	beneficial	beneficial	PROPN
inlawrev-22388	92	14	corp	corp	PROPN
inlawrev-22388	92	15	.	.	PROPN
inlawrev-22388	92	16	v.	v.	PROPN
inlawrev-22388	92	17	ftc	ftc	PROPN
inlawrev-22388	92	18	,	,	PUNCT
inlawrev-22388	92	19	542	542	NUM
inlawrev-22388	92	20	f.2d	f.2d	ADP
inlawrev-22388	92	21	611	611	NUM
inlawrev-22388	92	22	,	,	PUNCT
inlawrev-22388	92	23	618	618	NUM
inlawrev-22388	92	24	-	-	SYM
inlawrev-22388	92	25	19	19	NUM
inlawrev-22388	92	26	(	(	PUNCT
inlawrev-22388	92	27	3d	3d	NUM
inlawrev-22388	92	28	cir	cir	NOUN
inlawrev-22388	92	29	.	.	PUNCT
inlawrev-22388	92	30	1976	1976	NUM
inlawrev-22388	92	31	)	)	PUNCT
inlawrev-22388	92	32	;	;	PUNCT
inlawrev-22388	92	33	ftc	ftc	PROPN
inlawrev-22388	92	34	v.	v.	PROPN
inlawrev-22388	92	35	rhodes	rhodes	PROPN
inlawrev-22388	92	36	pharmacal	pharmacal	PROPN
inlawrev-22388	92	37	co.	co.	PROPN
inlawrev-22388	92	38	,	,	PUNCT
inlawrev-22388	92	39	191	191	NUM
inlawrev-22388	92	40	f.2d	f.2d	ADP
inlawrev-22388	92	41	744	744	NUM
inlawrev-22388	92	42	,	,	PUNCT
inlawrev-22388	92	43	747	747	NUM
inlawrev-22388	92	44	(	(	PUNCT
inlawrev-22388	92	45	7th	7th	ADJ
inlawrev-22388	92	46	cir	cir	NOUN
inlawrev-22388	92	47	.	.	PUNCT
inlawrev-22388	92	48	1951	1951	NUM
inlawrev-22388	92	49	)	)	PUNCT
inlawrev-22388	92	50	.	.	PUNCT
inlawrev-22388	93	1	28	28	NUM
inlawrev-22388	93	2	.	.	PUNCT
inlawrev-22388	93	3	see	see	VERB
inlawrev-22388	93	4	what	what	PRON
inlawrev-22388	93	5	we	we	PRON
inlawrev-22388	93	6	do	do	VERB
inlawrev-22388	93	7	:	:	PUNCT
inlawrev-22388	93	8	a	a	DET
inlawrev-22388	93	9	brief	brief	ADJ
inlawrev-22388	93	10	overview	overview	NOUN
inlawrev-22388	93	11	of	of	ADP
inlawrev-22388	93	12	the	the	DET
inlawrev-22388	93	13	federal	federal	PROPN
inlawrev-22388	93	14	trade	trade	PROPN
inlawrev-22388	93	15	commission	commission	PROPN
inlawrev-22388	93	16	’s	’s	PART
inlawrev-22388	93	17	investigative	investigative	ADJ
inlawrev-22388	93	18	and	and	CCONJ
inlawrev-22388	93	19	law	law	NOUN
inlawrev-22388	93	20	enforcement	enforcement	NOUN
inlawrev-22388	93	21	authority	authority	NOUN
inlawrev-22388	93	22	,	,	PUNCT
inlawrev-22388	93	23	ii.a.1.(a	ii.a.1.(a	PROPN
inlawrev-22388	93	24	)	)	PUNCT
inlawrev-22388	93	25	,	,	PUNCT
inlawrev-22388	93	26	fed	fed	PROPN
inlawrev-22388	93	27	.	.	PUNCT
inlawrev-22388	94	1	trade	trade	NOUN
inlawrev-22388	94	2	comm’n	comm’n	NOUN
inlawrev-22388	94	3	(	(	PUNCT
inlawrev-22388	94	4	july	july	PROPN
inlawrev-22388	94	5	2008	2008	NUM
inlawrev-22388	94	6	)	)	PUNCT
inlawrev-22388	94	7	,	,	PUNCT
inlawrev-22388	94	8	https://www.ftc.gov/	https://www.ftc.gov/	PROPN
inlawrev-22388	94	9	about	about	ADP
inlawrev-22388	94	10	-	-	PUNCT
inlawrev-22388	94	11	ftc	ftc	PROPN
inlawrev-22388	94	12	/	/	SYM
inlawrev-22388	94	13	what	what	PRON
inlawrev-22388	94	14	-	-	PUNCT
inlawrev-22388	94	15	we	we	PRON
inlawrev-22388	94	16	-	-	PUNCT
inlawrev-22388	94	17	do	do	AUX
inlawrev-22388	94	18	/	/	SYM
inlawrev-22388	94	19	enforcement	enforcement	NOUN
inlawrev-22388	94	20	-	-	PUNCT
inlawrev-22388	94	21	authority	authority	NOUN
inlawrev-22388	94	22	[	[	X
inlawrev-22388	94	23	http://perma.cc/p7ck-bd3z	http://perma.cc/p7ck-bd3z	X
inlawrev-22388	94	24	]	]	X
inlawrev-22388	94	25	.	.	PUNCT
inlawrev-22388	95	1	29	29	NUM
inlawrev-22388	95	2	.	.	PUNCT
inlawrev-22388	96	1	olha	olha	NOUN
inlawrev-22388	96	2	n.m	n.m	PROPN
inlawrev-22388	96	3	.	.	PROPN
inlawrev-22388	96	4	rybakoff	rybakoff	PROPN
inlawrev-22388	96	5	,	,	PUNCT
inlawrev-22388	96	6	an	an	DET
inlawrev-22388	96	7	overview	overview	NOUN
inlawrev-22388	96	8	of	of	ADP
inlawrev-22388	96	9	consumer	consumer	NOUN
inlawrev-22388	96	10	protection	protection	NOUN
inlawrev-22388	96	11	and	and	CCONJ
inlawrev-22388	96	12	fair	fair	ADJ
inlawrev-22388	96	13	trade	trade	NOUN
inlawrev-22388	96	14	regulation	regulation	NOUN
inlawrev-22388	96	15	2018	2018	NUM
inlawrev-22388	96	16	]	]	PUNCT
inlawrev-22388	97	1	david	david	PROPN
inlawrev-22388	97	2	’s	’s	PART
inlawrev-22388	97	3	sling	sle	VERB
inlawrev-22388	97	4	215	215	NUM
inlawrev-22388	97	5	statutes	statute	NOUN
inlawrev-22388	97	6	vary	vary	VERB
inlawrev-22388	97	7	widely	widely	ADV
inlawrev-22388	97	8	from	from	ADP
inlawrev-22388	97	9	state	state	NOUN
inlawrev-22388	97	10	to	to	ADP
inlawrev-22388	97	11	state	state	NOUN
inlawrev-22388	97	12	,	,	PUNCT
inlawrev-22388	97	13	the	the	DET
inlawrev-22388	97	14	aim	aim	NOUN
inlawrev-22388	97	15	of	of	ADP
inlawrev-22388	97	16	each	each	PRON
inlawrev-22388	97	17	is	be	AUX
inlawrev-22388	97	18	uniform	uniform	ADJ
inlawrev-22388	97	19	:	:	PUNCT
inlawrev-22388	97	20	to	to	PART
inlawrev-22388	97	21	expand	expand	VERB
inlawrev-22388	97	22	the	the	DET
inlawrev-22388	97	23	consumer	consumer	NOUN
inlawrev-22388	97	24	protection	protection	NOUN
inlawrev-22388	97	25	mission	mission	NOUN
inlawrev-22388	97	26	of	of	ADP
inlawrev-22388	97	27	the	the	DET
inlawrev-22388	97	28	ftc	ftc	PROPN
inlawrev-22388	97	29	to	to	ADP
inlawrev-22388	97	30	states	state	NOUN
inlawrev-22388	97	31	’	'	PUNCT
inlawrev-22388	97	32	attorneys	attorney	NOUN
inlawrev-22388	97	33	general	general	ADJ
inlawrev-22388	97	34	and	and	CCONJ
inlawrev-22388	97	35	individual	individual	ADJ
inlawrev-22388	97	36	consumers.30	consumers.30	VERB
inlawrev-22388	97	37	not	not	PART
inlawrev-22388	97	38	only	only	ADV
inlawrev-22388	97	39	did	do	AUX
inlawrev-22388	97	40	states	state	NOUN
inlawrev-22388	97	41	enact	enact	VERB
inlawrev-22388	97	42	these	these	DET
inlawrev-22388	97	43	laws	law	NOUN
inlawrev-22388	97	44	to	to	PART
inlawrev-22388	97	45	allow	allow	VERB
inlawrev-22388	97	46	for	for	ADP
inlawrev-22388	97	47	private	private	ADJ
inlawrev-22388	97	48	rights	right	NOUN
inlawrev-22388	97	49	of	of	ADP
inlawrev-22388	97	50	action	action	NOUN
inlawrev-22388	97	51	at	at	ADP
inlawrev-22388	97	52	the	the	DET
inlawrev-22388	97	53	state	state	NOUN
inlawrev-22388	97	54	level	level	NOUN
inlawrev-22388	97	55	,	,	PUNCT
inlawrev-22388	97	56	but	but	CCONJ
inlawrev-22388	97	57	the	the	DET
inlawrev-22388	97	58	ftc	ftc	PROPN
inlawrev-22388	97	59	also	also	ADV
inlawrev-22388	97	60	encouraged	encourage	VERB
inlawrev-22388	97	61	their	their	PRON
inlawrev-22388	97	62	passage	passage	NOUN
inlawrev-22388	97	63	because	because	SCONJ
inlawrev-22388	97	64	it	it	PRON
inlawrev-22388	97	65	could	could	AUX
inlawrev-22388	97	66	not	not	PART
inlawrev-22388	97	67	adequately	adequately	ADV
inlawrev-22388	97	68	enforce	enforce	VERB
inlawrev-22388	97	69	consumer	consumer	NOUN
inlawrev-22388	97	70	protection	protection	NOUN
inlawrev-22388	97	71	without	without	ADP
inlawrev-22388	97	72	aid	aid	NOUN
inlawrev-22388	97	73	from	from	ADP
inlawrev-22388	97	74	individuals	individual	NOUN
inlawrev-22388	97	75	and	and	CCONJ
inlawrev-22388	97	76	states.31	states.31	NOUN
inlawrev-22388	97	77	in	in	ADP
inlawrev-22388	97	78	the	the	DET
inlawrev-22388	97	79	ftc	ftc	PROPN
inlawrev-22388	97	80	’s	’s	PART
inlawrev-22388	97	81	eyes	eye	NOUN
inlawrev-22388	97	82	,	,	PUNCT
inlawrev-22388	97	83	allowing	allow	VERB
inlawrev-22388	97	84	consumers	consumer	NOUN
inlawrev-22388	97	85	to	to	PART
inlawrev-22388	97	86	directly	directly	ADV
inlawrev-22388	97	87	litigate	litigate	VERB
inlawrev-22388	97	88	at	at	ADP
inlawrev-22388	97	89	the	the	DET
inlawrev-22388	97	90	state	state	NOUN
inlawrev-22388	97	91	level	level	NOUN
inlawrev-22388	97	92	is	be	AUX
inlawrev-22388	97	93	more	more	ADV
inlawrev-22388	97	94	economical	economical	ADJ
inlawrev-22388	97	95	and	and	CCONJ
inlawrev-22388	97	96	precise	precise	ADJ
inlawrev-22388	97	97	than	than	ADP
inlawrev-22388	97	98	sole	sole	ADJ
inlawrev-22388	97	99	ftc	ftc	PROPN
inlawrev-22388	98	1	enforcement.32	enforcement.32	VERB
inlawrev-22388	98	2	due	due	ADP
inlawrev-22388	98	3	to	to	ADP
inlawrev-22388	98	4	the	the	DET
inlawrev-22388	98	5	similarity	similarity	NOUN
inlawrev-22388	98	6	of	of	ADP
inlawrev-22388	98	7	goals	goal	NOUN
inlawrev-22388	98	8	between	between	ADP
inlawrev-22388	98	9	the	the	DET
inlawrev-22388	98	10	ftc	ftc	PROPN
inlawrev-22388	98	11	act	act	PROPN
inlawrev-22388	98	12	and	and	CCONJ
inlawrev-22388	98	13	these	these	DET
inlawrev-22388	98	14	udaps	udap	NOUN
inlawrev-22388	98	15	,	,	PUNCT
inlawrev-22388	98	16	many	many	ADJ
inlawrev-22388	98	17	states	state	NOUN
inlawrev-22388	98	18	follow	follow	VERB
inlawrev-22388	98	19	the	the	DET
inlawrev-22388	98	20	ftc	ftc	PROPN
inlawrev-22388	98	21	’s	’s	PART
inlawrev-22388	98	22	jurisprudence	jurisprudence	NOUN
inlawrev-22388	98	23	when	when	SCONJ
inlawrev-22388	98	24	interpreting	interpret	VERB
inlawrev-22388	98	25	their	their	PRON
inlawrev-22388	98	26	statutes.33	statutes.33	NOUN
inlawrev-22388	98	27	although	although	SCONJ
inlawrev-22388	98	28	these	these	DET
inlawrev-22388	98	29	terms	term	NOUN
inlawrev-22388	98	30	are	be	AUX
inlawrev-22388	98	31	often	often	ADV
inlawrev-22388	98	32	interpreted	interpret	VERB
inlawrev-22388	98	33	similarly	similarly	ADV
inlawrev-22388	98	34	,	,	PUNCT
inlawrev-22388	98	35	many	many	ADJ
inlawrev-22388	98	36	of	of	ADP
inlawrev-22388	98	37	these	these	DET
inlawrev-22388	98	38	udap	udap	ADJ
inlawrev-22388	98	39	laws	law	NOUN
inlawrev-22388	98	40	allow	allow	VERB
inlawrev-22388	98	41	for	for	ADP
inlawrev-22388	98	42	several	several	ADJ
inlawrev-22388	98	43	types	type	NOUN
inlawrev-22388	98	44	of	of	ADP
inlawrev-22388	98	45	remedies	remedy	NOUN
inlawrev-22388	98	46	not	not	PART
inlawrev-22388	98	47	afforded	afford	VERB
inlawrev-22388	98	48	under	under	ADP
inlawrev-22388	98	49	the	the	DET
inlawrev-22388	98	50	ftc	ftc	PROPN
inlawrev-22388	98	51	act	act	PROPN
inlawrev-22388	98	52	,	,	PUNCT
inlawrev-22388	98	53	including	include	VERB
inlawrev-22388	98	54	rescission	rescission	NOUN
inlawrev-22388	98	55	of	of	ADP
inlawrev-22388	98	56	transactions	transaction	NOUN
inlawrev-22388	98	57	,	,	PUNCT
inlawrev-22388	98	58	actual	actual	ADJ
inlawrev-22388	98	59	damages	damage	NOUN
inlawrev-22388	98	60	,	,	PUNCT
inlawrev-22388	98	61	statutory	statutory	ADJ
inlawrev-22388	98	62	damages	damage	NOUN
inlawrev-22388	98	63	,	,	PUNCT
inlawrev-22388	98	64	and	and	CCONJ
inlawrev-22388	98	65	attorneys	attorney	NOUN
inlawrev-22388	98	66	’	’	PART
inlawrev-22388	98	67	fees.34	fees.34	NOUN
inlawrev-22388	98	68	because	because	SCONJ
inlawrev-22388	98	69	of	of	ADP
inlawrev-22388	98	70	these	these	DET
inlawrev-22388	98	71	significant	significant	ADJ
inlawrev-22388	98	72	differences	difference	NOUN
inlawrev-22388	98	73	,	,	PUNCT
inlawrev-22388	98	74	udap	udap	ADJ
inlawrev-22388	98	75	laws	law	NOUN
inlawrev-22388	98	76	have	have	AUX
inlawrev-22388	98	77	since	since	SCONJ
inlawrev-22388	98	78	supplanted	supplant	VERB
inlawrev-22388	98	79	the	the	DET
inlawrev-22388	98	80	ftc	ftc	PROPN
inlawrev-22388	98	81	act	act	PROPN
inlawrev-22388	98	82	as	as	ADP
inlawrev-22388	98	83	the	the	DET
inlawrev-22388	98	84	primary	primary	ADJ
inlawrev-22388	98	85	method	method	NOUN
inlawrev-22388	98	86	of	of	ADP
inlawrev-22388	98	87	protecting	protect	VERB
inlawrev-22388	98	88	consumers	consumer	NOUN
inlawrev-22388	98	89	as	as	ADP
inlawrev-22388	98	90	they	they	PRON
inlawrev-22388	98	91	—	—	PUNCT
inlawrev-22388	98	92	and	and	CCONJ
inlawrev-22388	98	93	their	their	PRON
inlawrev-22388	98	94	states	state	NOUN
inlawrev-22388	98	95	’	'	PUNCT
inlawrev-22388	98	96	attorneys	attorney	NOUN
inlawrev-22388	98	97	general	general	ADJ
inlawrev-22388	98	98	—	—	PUNCT
inlawrev-22388	98	99	vindicate	vindicate	VERB
inlawrev-22388	98	100	their	their	PRON
inlawrev-22388	98	101	rights.35	rights.35	NOUN
inlawrev-22388	98	102	c.	c.	NOUN
inlawrev-22388	98	103	the	the	DET
inlawrev-22388	98	104	third	third	ADJ
inlawrev-22388	98	105	era	era	NOUN
inlawrev-22388	98	106	:	:	PUNCT
inlawrev-22388	98	107	dodd	dodd	PROPN
inlawrev-22388	98	108	-	-	PUNCT
inlawrev-22388	98	109	frank	frank	PROPN
inlawrev-22388	98	110	and	and	CCONJ
inlawrev-22388	98	111	the	the	DET
inlawrev-22388	98	112	cfpb	cfpb	NOUN
inlawrev-22388	98	113	the	the	DET
inlawrev-22388	98	114	financial	financial	ADJ
inlawrev-22388	98	115	crisis	crisis	NOUN
inlawrev-22388	98	116	of	of	ADP
inlawrev-22388	98	117	2007–2008	2007–2008	NUM
inlawrev-22388	98	118	greatly	greatly	ADV
inlawrev-22388	98	119	impacted	impact	VERB
inlawrev-22388	98	120	the	the	DET
inlawrev-22388	98	121	regulatory	regulatory	ADJ
inlawrev-22388	98	122	scheme	scheme	NOUN
inlawrev-22388	98	123	supervising	supervise	VERB
inlawrev-22388	99	1	financial	financial	ADJ
inlawrev-22388	99	2	institutions.36	institutions.36	NOUN
inlawrev-22388	99	3	this	this	DET
inlawrev-22388	99	4	crisis	crisis	NOUN
inlawrev-22388	99	5	was	be	AUX
inlawrev-22388	99	6	precipitated	precipitate	VERB
inlawrev-22388	99	7	by	by	ADP
inlawrev-22388	99	8	policies	policy	NOUN
inlawrev-22388	99	9	overzealously	overzealously	ADV
inlawrev-22388	99	10	encouraging	encourage	VERB
inlawrev-22388	99	11	home	home	NOUN
inlawrev-22388	99	12	ownership	ownership	NOUN
inlawrev-22388	99	13	,	,	PUNCT
inlawrev-22388	99	14	the	the	DET
inlawrev-22388	99	15	ease	ease	NOUN
inlawrev-22388	99	16	of	of	ADP
inlawrev-22388	99	17	access	access	NOUN
inlawrev-22388	99	18	to	to	ADP
inlawrev-22388	99	19	loans	loan	NOUN
inlawrev-22388	99	20	for	for	ADP
inlawrev-22388	99	21	subprime	subprime	NOUN
inlawrev-22388	99	22	borrowers,37	borrowers,37	NOUN
inlawrev-22388	99	23	the	the	DET
inlawrev-22388	99	24	overvaluation	overvaluation	NOUN
inlawrev-22388	99	25	of	of	ADP
inlawrev-22388	99	26	bundled	bundle	VERB
inlawrev-22388	99	27	subprime	subprime	ADJ
inlawrev-22388	99	28	mortgages	mortgage	NOUN
inlawrev-22388	99	29	,	,	PUNCT
inlawrev-22388	99	30	and	and	CCONJ
inlawrev-22388	99	31	a	a	DET
inlawrev-22388	99	32	lack	lack	NOUN
inlawrev-22388	99	33	of	of	ADP
inlawrev-22388	99	34	adequate	adequate	ADJ
inlawrev-22388	99	35	holdings	holding	NOUN
inlawrev-22388	99	36	from	from	ADP
inlawrev-22388	99	37	banks	bank	NOUN
inlawrev-22388	99	38	to	to	PART
inlawrev-22388	99	39	back	back	VERB
inlawrev-22388	99	40	their	their	PRON
inlawrev-22388	99	41	financial	financial	ADJ
inlawrev-22388	99	42	commitments.38	commitments.38	NOUN
inlawrev-22388	99	43	in	in	ADP
inlawrev-22388	99	44	delaware	delaware	PROPN
inlawrev-22388	99	45	,	,	PUNCT
inlawrev-22388	99	46	8	8	NUM
inlawrev-22388	99	47	del	del	PROPN
inlawrev-22388	99	48	.	.	PROPN
inlawrev-22388	99	49	l.	l.	PROPN
inlawrev-22388	99	50	rev	rev	PROPN
inlawrev-22388	99	51	.	.	PROPN
inlawrev-22388	99	52	63	63	NUM
inlawrev-22388	99	53	,	,	PUNCT
inlawrev-22388	99	54	68	68	NUM
inlawrev-22388	99	55	(	(	PUNCT
inlawrev-22388	99	56	2005	2005	NUM
inlawrev-22388	99	57	)	)	PUNCT
inlawrev-22388	99	58	.	.	PUNCT
inlawrev-22388	100	1	in	in	ADP
inlawrev-22388	100	2	addition	addition	NOUN
inlawrev-22388	100	3	to	to	ADP
inlawrev-22388	100	4	permitting	permit	VERB
inlawrev-22388	100	5	individuals	individual	NOUN
inlawrev-22388	100	6	to	to	PART
inlawrev-22388	100	7	bring	bring	VERB
inlawrev-22388	100	8	udap	udap	ADJ
inlawrev-22388	100	9	claims	claim	NOUN
inlawrev-22388	100	10	,	,	PUNCT
inlawrev-22388	100	11	states	state	NOUN
inlawrev-22388	100	12	’	'	PUNCT
inlawrev-22388	100	13	attorneys	attorney	NOUN
inlawrev-22388	100	14	general	general	ADJ
inlawrev-22388	100	15	can	can	AUX
inlawrev-22388	100	16	bring	bring	VERB
inlawrev-22388	100	17	actions	action	NOUN
inlawrev-22388	100	18	as	as	ADV
inlawrev-22388	100	19	well	well	ADV
inlawrev-22388	100	20	.	.	PUNCT
inlawrev-22388	101	1	see	see	VERB
inlawrev-22388	101	2	john	john	PROPN
inlawrev-22388	101	3	a.	a.	PROPN
inlawrev-22388	101	4	marold	marold	PROPN
inlawrev-22388	101	5	,	,	PUNCT
inlawrev-22388	101	6	third	third	ADJ
inlawrev-22388	101	7	circuit	circuit	NOUN
inlawrev-22388	101	8	’s	’s	PART
inlawrev-22388	101	9	decision	decision	NOUN
inlawrev-22388	101	10	in	in	ADP
inlawrev-22388	101	11	roberts	roberts	PROPN
inlawrev-22388	101	12	v.	v.	PROPN
inlawrev-22388	101	13	fleet	fleet	PROPN
inlawrev-22388	101	14	bank	bank	PROPN
inlawrev-22388	101	15	:	:	PUNCT
inlawrev-22388	101	16	thinking	think	VERB
inlawrev-22388	101	17	outside	outside	ADV
inlawrev-22388	101	18	of	of	ADP
inlawrev-22388	101	19	the	the	DET
inlawrev-22388	101	20	“	"	PUNCT
inlawrev-22388	101	21	schumer	schumer	PROPN
inlawrev-22388	101	22	box	box	PROPN
inlawrev-22388	101	23	”	"	PUNCT
inlawrev-22388	101	24	or	or	CCONJ
inlawrev-22388	101	25	“	"	PUNCT
inlawrev-22388	101	26	consumerism	consumerism	NOUN
inlawrev-22388	101	27	gone	go	VERB
inlawrev-22388	101	28	berserk	berserk	NOUN
inlawrev-22388	101	29	”	"	PUNCT
inlawrev-22388	101	30	?	?	PUNCT
inlawrev-22388	101	31	,	,	PUNCT
inlawrev-22388	101	32	8	8	NUM
inlawrev-22388	101	33	n.c	n.c	PROPN
inlawrev-22388	101	34	.	.	PROPN
inlawrev-22388	101	35	banking	banking	NOUN
inlawrev-22388	101	36	inst	inst	PROPN
inlawrev-22388	101	37	.	.	PROPN
inlawrev-22388	102	1	399	399	NUM
inlawrev-22388	102	2	,	,	PUNCT
inlawrev-22388	102	3	412	412	NUM
inlawrev-22388	102	4	(	(	PUNCT
inlawrev-22388	102	5	2004	2004	NUM
inlawrev-22388	102	6	)	)	PUNCT
inlawrev-22388	102	7	.	.	PUNCT
inlawrev-22388	103	1	30	30	NUM
inlawrev-22388	103	2	.	.	PUNCT
inlawrev-22388	104	1	marold	marold	ADJ
inlawrev-22388	104	2	,	,	PUNCT
inlawrev-22388	104	3	supra	supra	PROPN
inlawrev-22388	104	4	note	note	PROPN
inlawrev-22388	104	5	29	29	NUM
inlawrev-22388	104	6	,	,	PUNCT
inlawrev-22388	104	7	at	at	ADP
inlawrev-22388	104	8	412	412	NUM
inlawrev-22388	104	9	.	.	PUNCT
inlawrev-22388	104	10	31	31	NUM
inlawrev-22388	104	11	.	.	PUNCT
inlawrev-22388	105	1	danielle	danielle	PROPN
inlawrev-22388	105	2	keats	keats	PROPN
inlawrev-22388	105	3	citron	citron	PROPN
inlawrev-22388	105	4	,	,	PUNCT
inlawrev-22388	105	5	the	the	DET
inlawrev-22388	105	6	privacy	privacy	NOUN
inlawrev-22388	105	7	policymaking	policymaking	NOUN
inlawrev-22388	105	8	of	of	ADP
inlawrev-22388	105	9	state	state	NOUN
inlawrev-22388	105	10	attorneys	attorney	NOUN
inlawrev-22388	105	11	general	general	ADJ
inlawrev-22388	105	12	,	,	PUNCT
inlawrev-22388	105	13	92	92	NUM
inlawrev-22388	105	14	notre	notre	PROPN
inlawrev-22388	105	15	dame	dame	PROPN
inlawrev-22388	105	16	l.	l.	PROPN
inlawrev-22388	105	17	rev	rev	PROPN
inlawrev-22388	105	18	.	.	PROPN
inlawrev-22388	105	19	747	747	NUM
inlawrev-22388	105	20	,	,	PUNCT
inlawrev-22388	105	21	754	754	NUM
inlawrev-22388	105	22	(	(	PUNCT
inlawrev-22388	105	23	2016	2016	NUM
inlawrev-22388	105	24	)	)	PUNCT
inlawrev-22388	105	25	.	.	PUNCT
inlawrev-22388	106	1	32	32	NUM
inlawrev-22388	106	2	.	.	PUNCT
inlawrev-22388	107	1	henry	henry	PROPN
inlawrev-22388	107	2	n.	n.	PROPN
inlawrev-22388	107	3	butler	butler	PROPN
inlawrev-22388	107	4	&	&	CCONJ
inlawrev-22388	107	5	joshua	joshua	PROPN
inlawrev-22388	107	6	d.	d.	PROPN
inlawrev-22388	107	7	wright	wright	PROPN
inlawrev-22388	107	8	,	,	PUNCT
inlawrev-22388	107	9	are	be	AUX
inlawrev-22388	107	10	state	state	NOUN
inlawrev-22388	107	11	consumer	consumer	NOUN
inlawrev-22388	107	12	protection	protection	NOUN
inlawrev-22388	107	13	acts	act	VERB
inlawrev-22388	107	14	really	really	ADV
inlawrev-22388	107	15	littleftc	littleftc	VERB
inlawrev-22388	107	16	acts	act	VERB
inlawrev-22388	107	17	?	?	PUNCT
inlawrev-22388	107	18	,	,	PUNCT
inlawrev-22388	107	19	63	63	NUM
inlawrev-22388	107	20	fla	fla	NOUN
inlawrev-22388	107	21	.	.	PUNCT
inlawrev-22388	108	1	l.	l.	PROPN
inlawrev-22388	108	2	rev	rev	PROPN
inlawrev-22388	108	3	.	.	PROPN
inlawrev-22388	108	4	163	163	NUM
inlawrev-22388	108	5	,	,	PUNCT
inlawrev-22388	108	6	165	165	NUM
inlawrev-22388	108	7	(	(	PUNCT
inlawrev-22388	108	8	2011	2011	NUM
inlawrev-22388	108	9	)	)	PUNCT
inlawrev-22388	108	10	.	.	PUNCT
inlawrev-22388	109	1	33	33	NUM
inlawrev-22388	109	2	.	.	PUNCT
inlawrev-22388	109	3	victor	victor	PROPN
inlawrev-22388	109	4	e.	e.	PROPN
inlawrev-22388	109	5	schwartz	schwartz	PROPN
inlawrev-22388	109	6	&	&	CCONJ
inlawrev-22388	109	7	cary	cary	PROPN
inlawrev-22388	109	8	silverman	silverman	PROPN
inlawrev-22388	109	9	,	,	PUNCT
inlawrev-22388	109	10	common	common	ADJ
inlawrev-22388	109	11	-	-	PUNCT
inlawrev-22388	109	12	sense	sense	NOUN
inlawrev-22388	109	13	construction	construction	NOUN
inlawrev-22388	109	14	of	of	ADP
inlawrev-22388	109	15	consumer	consumer	NOUN
inlawrev-22388	109	16	protection	protection	NOUN
inlawrev-22388	109	17	acts	act	NOUN
inlawrev-22388	109	18	,	,	PUNCT
inlawrev-22388	109	19	54	54	NUM
inlawrev-22388	109	20	u.	u.	PROPN
inlawrev-22388	109	21	kan	kan	PROPN
inlawrev-22388	109	22	.	.	PUNCT
inlawrev-22388	110	1	l.	l.	PROPN
inlawrev-22388	110	2	rev	rev	PROPN
inlawrev-22388	110	3	.	.	PROPN
inlawrev-22388	110	4	1	1	NUM
inlawrev-22388	110	5	,	,	PUNCT
inlawrev-22388	110	6	16	16	NUM
inlawrev-22388	110	7	(	(	PUNCT
inlawrev-22388	110	8	2005	2005	NUM
inlawrev-22388	110	9	)	)	PUNCT
inlawrev-22388	110	10	.	.	PUNCT
inlawrev-22388	111	1	34	34	NUM
inlawrev-22388	111	2	.	.	PUNCT
inlawrev-22388	112	1	jessica	jessica	PROPN
inlawrev-22388	112	2	fogel	fogel	PROPN
inlawrev-22388	112	3	,	,	PUNCT
inlawrev-22388	112	4	state	state	NOUN
inlawrev-22388	112	5	consumer	consumer	NOUN
inlawrev-22388	112	6	protection	protection	NOUN
inlawrev-22388	112	7	statutes	statute	NOUN
inlawrev-22388	112	8	:	:	PUNCT
inlawrev-22388	112	9	an	an	DET
inlawrev-22388	112	10	alternative	alternative	ADJ
inlawrev-22388	112	11	approach	approach	NOUN
inlawrev-22388	112	12	to	to	ADP
inlawrev-22388	112	13	solving	solve	VERB
inlawrev-22388	112	14	the	the	DET
inlawrev-22388	112	15	problem	problem	NOUN
inlawrev-22388	112	16	of	of	ADP
inlawrev-22388	112	17	predatory	predatory	ADJ
inlawrev-22388	112	18	mortgage	mortgage	NOUN
inlawrev-22388	112	19	lending	lending	NOUN
inlawrev-22388	112	20	,	,	PUNCT
inlawrev-22388	112	21	28	28	NUM
inlawrev-22388	112	22	seattle	seattle	PROPN
inlawrev-22388	112	23	u.	u.	PROPN
inlawrev-22388	112	24	l.	l.	PROPN
inlawrev-22388	112	25	rev	rev	PROPN
inlawrev-22388	112	26	.	.	PROPN
inlawrev-22388	112	27	435	435	NUM
inlawrev-22388	112	28	,	,	PUNCT
inlawrev-22388	112	29	456	456	NUM
inlawrev-22388	112	30	(	(	PUNCT
inlawrev-22388	112	31	2005	2005	NUM
inlawrev-22388	112	32	)	)	PUNCT
inlawrev-22388	112	33	.	.	PUNCT
inlawrev-22388	113	1	35	35	NUM
inlawrev-22388	113	2	.	.	PUNCT
inlawrev-22388	114	1	see	see	VERB
inlawrev-22388	114	2	cary	cary	PROPN
inlawrev-22388	114	3	silverman	silverman	PROPN
inlawrev-22388	114	4	&	&	CCONJ
inlawrev-22388	114	5	jonathan	jonathan	PROPN
inlawrev-22388	114	6	l.	l.	PROPN
inlawrev-22388	114	7	wilson	wilson	PROPN
inlawrev-22388	114	8	,	,	PUNCT
inlawrev-22388	114	9	state	state	NOUN
inlawrev-22388	114	10	attorney	attorney	NOUN
inlawrev-22388	114	11	general	general	ADJ
inlawrev-22388	114	12	enforcement	enforcement	NOUN
inlawrev-22388	114	13	of	of	ADP
inlawrev-22388	114	14	unfair	unfair	ADJ
inlawrev-22388	114	15	or	or	CCONJ
inlawrev-22388	114	16	deceptive	deceptive	ADJ
inlawrev-22388	114	17	acts	act	NOUN
inlawrev-22388	114	18	and	and	CCONJ
inlawrev-22388	114	19	practices	practice	VERB
inlawrev-22388	114	20	laws	law	NOUN
inlawrev-22388	114	21	:	:	PUNCT
inlawrev-22388	114	22	emerging	emerge	VERB
inlawrev-22388	114	23	concerns	concern	NOUN
inlawrev-22388	114	24	and	and	CCONJ
inlawrev-22388	114	25	solutions	solution	NOUN
inlawrev-22388	114	26	,	,	PUNCT
inlawrev-22388	114	27	65	65	NUM
inlawrev-22388	114	28	u.	u.	PROPN
inlawrev-22388	114	29	kan	kan	PROPN
inlawrev-22388	114	30	.	.	PUNCT
inlawrev-22388	115	1	l.	l.	PROPN
inlawrev-22388	115	2	rev	rev	PROPN
inlawrev-22388	115	3	.	.	PROPN
inlawrev-22388	115	4	209	209	NUM
inlawrev-22388	115	5	,	,	PUNCT
inlawrev-22388	115	6	209	209	NUM
inlawrev-22388	115	7	-	-	SYM
inlawrev-22388	115	8	17	17	NUM
inlawrev-22388	115	9	(	(	PUNCT
inlawrev-22388	115	10	2016	2016	NUM
inlawrev-22388	115	11	)	)	PUNCT
inlawrev-22388	115	12	.	.	PUNCT
inlawrev-22388	116	1	36	36	NUM
inlawrev-22388	116	2	.	.	PUNCT
inlawrev-22388	117	1	murdock	murdock	PROPN
inlawrev-22388	117	2	,	,	PUNCT
inlawrev-22388	117	3	supra	supra	PROPN
inlawrev-22388	117	4	note	note	PROPN
inlawrev-22388	117	5	21	21	NUM
inlawrev-22388	117	6	,	,	PUNCT
inlawrev-22388	117	7	at	at	ADP
inlawrev-22388	117	8	1244	1244	NUM
inlawrev-22388	117	9	-	-	SYM
inlawrev-22388	117	10	47	47	NUM
inlawrev-22388	117	11	.	.	PUNCT
inlawrev-22388	118	1	37	37	NUM
inlawrev-22388	118	2	.	.	PUNCT
inlawrev-22388	119	1	these	these	DET
inlawrev-22388	119	2	exploitations	exploitation	NOUN
inlawrev-22388	119	3	are	be	AUX
inlawrev-22388	119	4	still	still	ADV
inlawrev-22388	119	5	subject	subject	ADJ
inlawrev-22388	119	6	to	to	ADP
inlawrev-22388	119	7	ridicule	ridicule	NOUN
inlawrev-22388	119	8	.	.	PUNCT
inlawrev-22388	120	1	see	see	VERB
inlawrev-22388	120	2	e.g.	e.g.	ADV
inlawrev-22388	120	3	,	,	PUNCT
inlawrev-22388	120	4	wait	wait	VERB
inlawrev-22388	120	5	,	,	PUNCT
inlawrev-22388	120	6	what	what	PRON
inlawrev-22388	120	7	if	if	SCONJ
inlawrev-22388	120	8	we	we	PRON
inlawrev-22388	120	9	try	try	VERB
inlawrev-22388	120	10	giving	give	VERB
inlawrev-22388	120	11	people	people	NOUN
inlawrev-22388	120	12	home	home	NOUN
inlawrev-22388	120	13	loans	loan	NOUN
inlawrev-22388	120	14	they	they	PRON
inlawrev-22388	120	15	ca	can	AUX
inlawrev-22388	120	16	n’t	not	PART
inlawrev-22388	120	17	actually	actually	ADV
inlawrev-22388	120	18	afford	afford	VERB
inlawrev-22388	120	19	to	to	PART
inlawrev-22388	120	20	pay	pay	VERB
inlawrev-22388	120	21	off	off	ADP
inlawrev-22388	120	22	?	?	PUNCT
inlawrev-22388	120	23	,	,	PUNCT
inlawrev-22388	120	24	onion	onion	NOUN
inlawrev-22388	120	25	(	(	PUNCT
inlawrev-22388	120	26	jan	jan	PROPN
inlawrev-22388	120	27	.	.	PROPN
inlawrev-22388	120	28	13	13	NUM
inlawrev-22388	120	29	,	,	PUNCT
inlawrev-22388	120	30	2014	2014	NUM
inlawrev-22388	120	31	,	,	PUNCT
inlawrev-22388	120	32	11:47	11:47	NUM
inlawrev-22388	120	33	am	am	NOUN
inlawrev-22388	120	34	)	)	PUNCT
inlawrev-22388	120	35	,	,	PUNCT
inlawrev-22388	120	36	http://www.theonion.com/blogpost/wait-what-if-we-try-giving-people-home-loans-they--34930	http://www.theonion.com/blogpost/wait-what-if-we-try-giving-people-home-loans-they--34930	PROPN
inlawrev-22388	120	37	[	[	X
inlawrev-22388	120	38	https://perma.cc/php6-9295	https://perma.cc/php6-9295	X
inlawrev-22388	120	39	]	]	X
inlawrev-22388	120	40	.	.	PUNCT
inlawrev-22388	121	1	38	38	NUM
inlawrev-22388	121	2	.	.	PUNCT
inlawrev-22388	122	1	murdock	murdock	PROPN
inlawrev-22388	122	2	,	,	PUNCT
inlawrev-22388	122	3	supra	supra	PROPN
inlawrev-22388	122	4	note	note	PROPN
inlawrev-22388	122	5	21	21	NUM
inlawrev-22388	122	6	,	,	PUNCT
inlawrev-22388	122	7	at	at	ADP
inlawrev-22388	122	8	1244	1244	NUM
inlawrev-22388	122	9	-	-	SYM
inlawrev-22388	122	10	47	47	NUM
inlawrev-22388	122	11	.	.	PUNCT
inlawrev-22388	123	1	216	216	NUM
inlawrev-22388	123	2	indiana	indiana	PROPN
inlawrev-22388	123	3	law	law	NOUN
inlawrev-22388	123	4	review	review	NOUN
inlawrev-22388	123	5	[	[	X
inlawrev-22388	123	6	vol	vol	NOUN
inlawrev-22388	123	7	.	.	PUNCT
inlawrev-22388	123	8	51:211	51:211	NUM
inlawrev-22388	123	9	because	because	SCONJ
inlawrev-22388	123	10	of	of	ADP
inlawrev-22388	123	11	the	the	DET
inlawrev-22388	123	12	“	"	PUNCT
inlawrev-22388	123	13	widespread	widespread	ADJ
inlawrev-22388	123	14	failures	failure	NOUN
inlawrev-22388	123	15	in	in	ADP
inlawrev-22388	123	16	financial	financial	ADJ
inlawrev-22388	123	17	regulation	regulation	NOUN
inlawrev-22388	123	18	and	and	CCONJ
inlawrev-22388	123	19	supervision”39	supervision”39	PROPN
inlawrev-22388	123	20	that	that	PRON
inlawrev-22388	123	21	led	lead	VERB
inlawrev-22388	123	22	to	to	ADP
inlawrev-22388	123	23	these	these	DET
inlawrev-22388	123	24	practices	practice	NOUN
inlawrev-22388	123	25	,	,	PUNCT
inlawrev-22388	123	26	the	the	DET
inlawrev-22388	123	27	u.s	u.s	PROPN
inlawrev-22388	123	28	.	.	PROPN
inlawrev-22388	123	29	housing	housing	NOUN
inlawrev-22388	123	30	bubble	bubble	NOUN
inlawrev-22388	123	31	burst	burst	NOUN
inlawrev-22388	123	32	and	and	CCONJ
inlawrev-22388	123	33	the	the	DET
inlawrev-22388	123	34	values	value	NOUN
inlawrev-22388	123	35	of	of	ADP
inlawrev-22388	123	36	securities	security	NOUN
inlawrev-22388	123	37	tied	tie	VERB
inlawrev-22388	123	38	to	to	ADP
inlawrev-22388	123	39	u.s	u.s	PROPN
inlawrev-22388	123	40	.	.	PROPN
inlawrev-22388	123	41	real	real	ADJ
inlawrev-22388	123	42	estate	estate	NOUN
inlawrev-22388	123	43	pricing	pricing	NOUN
inlawrev-22388	123	44	rapidly	rapidly	ADV
inlawrev-22388	123	45	declined.40	declined.40	PROPN
inlawrev-22388	123	46	u.s	u.s	PROPN
inlawrev-22388	123	47	.	.	PROPN
inlawrev-22388	123	48	and	and	CCONJ
inlawrev-22388	123	49	global	global	ADJ
inlawrev-22388	123	50	stock	stock	NOUN
inlawrev-22388	123	51	markets	market	NOUN
inlawrev-22388	123	52	consequently	consequently	ADV
inlawrev-22388	123	53	responded	respond	VERB
inlawrev-22388	123	54	with	with	ADP
inlawrev-22388	123	55	massive	massive	ADJ
inlawrev-22388	123	56	losses	loss	NOUN
inlawrev-22388	123	57	and	and	CCONJ
inlawrev-22388	123	58	the	the	DET
inlawrev-22388	123	59	overall	overall	ADJ
inlawrev-22388	123	60	global	global	ADJ
inlawrev-22388	123	61	economy	economy	NOUN
inlawrev-22388	123	62	slowed	slow	VERB
inlawrev-22388	123	63	as	as	ADP
inlawrev-22388	123	64	credit	credit	NOUN
inlawrev-22388	123	65	tightened	tighten	VERB
inlawrev-22388	123	66	and	and	CCONJ
inlawrev-22388	123	67	international	international	ADJ
inlawrev-22388	123	68	trade	trade	NOUN
inlawrev-22388	123	69	declined.41	declined.41	NOUN
inlawrev-22388	123	70	as	as	ADP
inlawrev-22388	123	71	a	a	DET
inlawrev-22388	123	72	result	result	NOUN
inlawrev-22388	123	73	of	of	ADP
inlawrev-22388	123	74	this	this	DET
inlawrev-22388	123	75	crisis	crisis	NOUN
inlawrev-22388	123	76	,	,	PUNCT
inlawrev-22388	123	77	congress	congress	PROPN
inlawrev-22388	123	78	passed42	passed42	VERB
inlawrev-22388	123	79	the	the	DET
inlawrev-22388	123	80	dodd	dodd	PROPN
inlawrev-22388	123	81	–	–	PUNCT
inlawrev-22388	123	82	frank	frank	PROPN
inlawrev-22388	123	83	wall	wall	PROPN
inlawrev-22388	123	84	street	street	PROPN
inlawrev-22388	123	85	reform	reform	PROPN
inlawrev-22388	123	86	and	and	CCONJ
inlawrev-22388	123	87	consumer	consumer	NOUN
inlawrev-22388	123	88	protection	protection	NOUN
inlawrev-22388	123	89	act	act	NOUN
inlawrev-22388	123	90	(	(	PUNCT
inlawrev-22388	123	91	“	"	PUNCT
inlawrev-22388	123	92	dodd	dodd	PROPN
inlawrev-22388	123	93	-	-	PUNCT
inlawrev-22388	123	94	frank	frank	PROPN
inlawrev-22388	123	95	”	"	PUNCT
inlawrev-22388	123	96	)	)	PUNCT
inlawrev-22388	123	97	,	,	PUNCT
inlawrev-22388	123	98	which	which	PRON
inlawrev-22388	123	99	statutorily	statutorily	ADV
inlawrev-22388	123	100	created	create	VERB
inlawrev-22388	123	101	the	the	DET
inlawrev-22388	123	102	consumer	consumer	NOUN
inlawrev-22388	123	103	financial	financial	PROPN
inlawrev-22388	123	104	protection	protection	PROPN
inlawrev-22388	123	105	bureau	bureau	PROPN
inlawrev-22388	123	106	(	(	PUNCT
inlawrev-22388	123	107	“	"	PUNCT
inlawrev-22388	123	108	cfpb”).43	cfpb”).43	X
inlawrev-22388	123	109	under	under	ADP
inlawrev-22388	123	110	dodd	dodd	PROPN
inlawrev-22388	123	111	-	-	PUNCT
inlawrev-22388	123	112	frank	frank	PROPN
inlawrev-22388	123	113	,	,	PUNCT
inlawrev-22388	123	114	the	the	DET
inlawrev-22388	123	115	cfpb	cfpb	NOUN
inlawrev-22388	123	116	is	be	AUX
inlawrev-22388	123	117	responsible	responsible	ADJ
inlawrev-22388	123	118	for	for	ADP
inlawrev-22388	123	119	preventing	prevent	VERB
inlawrev-22388	123	120	“	"	PUNCT
inlawrev-22388	123	121	unfair	unfair	ADJ
inlawrev-22388	123	122	,	,	PUNCT
inlawrev-22388	123	123	deceptive	deceptive	ADJ
inlawrev-22388	123	124	,	,	PUNCT
inlawrev-22388	123	125	or	or	CCONJ
inlawrev-22388	123	126	abusive	abusive	ADJ
inlawrev-22388	123	127	acts	act	NOUN
inlawrev-22388	123	128	or	or	CCONJ
inlawrev-22388	123	129	practices	practice	NOUN
inlawrev-22388	123	130	”	"	PUNCT
inlawrev-22388	123	131	concerning	concern	VERB
inlawrev-22388	123	132	the	the	DET
inlawrev-22388	123	133	consumer	consumer	NOUN
inlawrev-22388	123	134	financial	financial	ADJ
inlawrev-22388	123	135	industry.44	industry.44	NOUN
inlawrev-22388	123	136	although	although	SCONJ
inlawrev-22388	123	137	the	the	DET
inlawrev-22388	123	138	cfpb	cfpb	NOUN
inlawrev-22388	123	139	’s	’s	PART
inlawrev-22388	123	140	allegations	allegation	NOUN
inlawrev-22388	123	141	of	of	ADP
inlawrev-22388	123	142	unfair	unfair	ADJ
inlawrev-22388	123	143	and	and	CCONJ
inlawrev-22388	123	144	deceptive	deceptive	ADJ
inlawrev-22388	123	145	conduct	conduct	NOUN
inlawrev-22388	123	146	track	track	NOUN
inlawrev-22388	123	147	the	the	DET
inlawrev-22388	123	148	ftc	ftc	PROPN
inlawrev-22388	123	149	act	act	PROPN
inlawrev-22388	123	150	’s	’s	PART
inlawrev-22388	123	151	application	application	NOUN
inlawrev-22388	123	152	of	of	ADP
inlawrev-22388	123	153	the	the	DET
inlawrev-22388	123	154	terms,45	terms,45	NOUN
inlawrev-22388	123	155	the	the	DET
inlawrev-22388	123	156	term	term	NOUN
inlawrev-22388	123	157	abusive	abusive	ADJ
inlawrev-22388	123	158	is	be	AUX
inlawrev-22388	123	159	absent	absent	ADJ
inlawrev-22388	123	160	from	from	ADP
inlawrev-22388	123	161	ftc	ftc	PROPN
inlawrev-22388	123	162	jurisprudence.46	jurisprudence.46	NOUN
inlawrev-22388	123	163	but	but	CCONJ
inlawrev-22388	123	164	fortunately	fortunately	ADV
inlawrev-22388	123	165	,	,	PUNCT
inlawrev-22388	123	166	dodd	dodd	PROPN
inlawrev-22388	123	167	-	-	PUNCT
inlawrev-22388	123	168	frank	frank	PROPN
inlawrev-22388	123	169	statutorily	statutorily	ADV
inlawrev-22388	123	170	defined	define	VERB
inlawrev-22388	123	171	abusive	abusive	ADJ
inlawrev-22388	123	172	conduct	conduct	NOUN
inlawrev-22388	123	173	as	as	ADP
inlawrev-22388	123	174	any	any	PRON
inlawrev-22388	123	175	that	that	SCONJ
inlawrev-22388	123	176	either	either	PRON
inlawrev-22388	123	177	materially	materially	ADV
inlawrev-22388	123	178	interferes	interfere	VERB
inlawrev-22388	123	179	with	with	ADP
inlawrev-22388	123	180	consumers	consumer	NOUN
inlawrev-22388	123	181	’	'	PUNCT
inlawrev-22388	123	182	ability	ability	NOUN
inlawrev-22388	123	183	to	to	PART
inlawrev-22388	123	184	understand	understand	VERB
inlawrev-22388	123	185	the	the	DET
inlawrev-22388	123	186	terms	term	NOUN
inlawrev-22388	123	187	of	of	ADP
inlawrev-22388	123	188	financial	financial	ADJ
inlawrev-22388	123	189	products	product	NOUN
inlawrev-22388	123	190	or	or	CCONJ
inlawrev-22388	123	191	services	service	NOUN
inlawrev-22388	123	192	,	,	PUNCT
inlawrev-22388	123	193	or	or	CCONJ
inlawrev-22388	123	194	takes	take	VERB
inlawrev-22388	123	195	advantage	advantage	NOUN
inlawrev-22388	123	196	of	of	ADP
inlawrev-22388	123	197	their	their	PRON
inlawrev-22388	123	198	lack	lack	NOUN
inlawrev-22388	123	199	of	of	ADP
inlawrev-22388	123	200	understanding	understanding	NOUN
inlawrev-22388	123	201	of	of	ADP
inlawrev-22388	123	202	the	the	DET
inlawrev-22388	123	203	material	material	ADJ
inlawrev-22388	123	204	risks	risk	NOUN
inlawrev-22388	123	205	of	of	ADP
inlawrev-22388	123	206	a	a	DET
inlawrev-22388	123	207	financial	financial	ADJ
inlawrev-22388	123	208	product	product	NOUN
inlawrev-22388	123	209	,	,	PUNCT
inlawrev-22388	123	210	their	their	PRON
inlawrev-22388	123	211	inability	inability	NOUN
inlawrev-22388	123	212	to	to	PART
inlawrev-22388	123	213	protect	protect	VERB
inlawrev-22388	123	214	their	their	PRON
inlawrev-22388	123	215	own	own	ADJ
inlawrev-22388	123	216	interests	interest	NOUN
inlawrev-22388	123	217	,	,	PUNCT
inlawrev-22388	123	218	or	or	CCONJ
inlawrev-22388	123	219	their	their	PRON
inlawrev-22388	123	220	reliance	reliance	NOUN
inlawrev-22388	123	221	on	on	ADP
inlawrev-22388	123	222	an	an	DET
inlawrev-22388	123	223	entity	entity	NOUN
inlawrev-22388	123	224	to	to	PART
inlawrev-22388	123	225	act	act	VERB
inlawrev-22388	123	226	in	in	ADP
inlawrev-22388	123	227	their	their	PRON
inlawrev-22388	123	228	best	good	ADJ
inlawrev-22388	123	229	interest.47	interest.47	NOUN
inlawrev-22388	123	230	the	the	DET
inlawrev-22388	123	231	status	status	NOUN
inlawrev-22388	123	232	of	of	ADP
inlawrev-22388	123	233	dodd	dodd	PROPN
inlawrev-22388	123	234	-	-	PUNCT
inlawrev-22388	123	235	frank	frank	PROPN
inlawrev-22388	123	236	and	and	CCONJ
inlawrev-22388	123	237	the	the	DET
inlawrev-22388	123	238	cfpb	cfpb	NOUN
inlawrev-22388	123	239	remains	remain	VERB
inlawrev-22388	123	240	fluid	fluid	ADJ
inlawrev-22388	123	241	.	.	PUNCT
inlawrev-22388	124	1	although	although	SCONJ
inlawrev-22388	124	2	still	still	ADV
inlawrev-22388	124	3	championed	champion	VERB
inlawrev-22388	124	4	by	by	ADP
inlawrev-22388	124	5	the	the	DET
inlawrev-22388	124	6	left	left	NOUN
inlawrev-22388	124	7	—	—	PUNCT
inlawrev-22388	124	8	with	with	SCONJ
inlawrev-22388	124	9	some	some	DET
inlawrev-22388	124	10	progressives	progressive	NOUN
inlawrev-22388	124	11	wistful48	wistful48	VERB
inlawrev-22388	124	12	for	for	ADP
inlawrev-22388	124	13	a	a	DET
inlawrev-22388	124	14	wider	wide	ADJ
inlawrev-22388	124	15	regulatory	regulatory	ADJ
inlawrev-22388	124	16	scope	scope	NOUN
inlawrev-22388	124	17	—	—	PUNCT
inlawrev-22388	124	18	dodd	dodd	NOUN
inlawrev-22388	124	19	-	-	PUNCT
inlawrev-22388	124	20	frank	frank	PROPN
inlawrev-22388	124	21	and	and	CCONJ
inlawrev-22388	124	22	the	the	DET
inlawrev-22388	124	23	cfpb	cfpb	NOUN
inlawrev-22388	124	24	remain	remain	VERB
inlawrev-22388	124	25	highly	highly	ADV
inlawrev-22388	124	26	contentious	contentious	ADJ
inlawrev-22388	124	27	.	.	PUNCT
inlawrev-22388	125	1	detractors	detractor	NOUN
inlawrev-22388	125	2	assert	assert	VERB
inlawrev-22388	125	3	that	that	SCONJ
inlawrev-22388	125	4	dodd	dodd	PROPN
inlawrev-22388	125	5	-	-	PUNCT
inlawrev-22388	125	6	frank	frank	PROPN
inlawrev-22388	125	7	’s	’s	PART
inlawrev-22388	125	8	constraints	constraint	NOUN
inlawrev-22388	125	9	provide	provide	VERB
inlawrev-22388	125	10	some	some	PRON
inlawrev-22388	125	11	of	of	ADP
inlawrev-22388	125	12	“	"	PUNCT
inlawrev-22388	125	13	the	the	DET
inlawrev-22388	125	14	greatest	great	ADJ
inlawrev-22388	125	15	obstacles	obstacle	NOUN
inlawrev-22388	125	16	to	to	ADP
inlawrev-22388	125	17	entrepreneurship	entrepreneurship	NOUN
inlawrev-22388	125	18	,	,	PUNCT
inlawrev-22388	125	19	innovation	innovation	NOUN
inlawrev-22388	125	20	,	,	PUNCT
inlawrev-22388	125	21	and	and	CCONJ
inlawrev-22388	125	22	job	job	NOUN
inlawrev-22388	125	23	creation	creation	NOUN
inlawrev-22388	125	24	.	.	PUNCT
inlawrev-22388	126	1	”49	”49	PROPN
inlawrev-22388	127	1	but	but	CCONJ
inlawrev-22388	127	2	regardless	regardless	ADV
inlawrev-22388	127	3	of	of	ADP
inlawrev-22388	127	4	future	future	ADJ
inlawrev-22388	127	5	actions	action	NOUN
inlawrev-22388	127	6	39	39	NUM
inlawrev-22388	127	7	.	.	PUNCT
inlawrev-22388	128	1	fin	fin	NOUN
inlawrev-22388	128	2	.	.	PUNCT
inlawrev-22388	129	1	crisis	crisis	NOUN
inlawrev-22388	129	2	inquiry	inquiry	NOUN
inlawrev-22388	129	3	comm’n	comm’n	NOUN
inlawrev-22388	129	4	,	,	PUNCT
inlawrev-22388	129	5	the	the	DET
inlawrev-22388	129	6	financial	financial	ADJ
inlawrev-22388	129	7	crisis	crisis	NOUN
inlawrev-22388	129	8	inquiry	inquiry	NOUN
inlawrev-22388	129	9	report	report	NOUN
inlawrev-22388	129	10	xviii	xviii	X
inlawrev-22388	129	11	(	(	PUNCT
inlawrev-22388	129	12	2011	2011	NUM
inlawrev-22388	129	13	)	)	PUNCT
inlawrev-22388	129	14	,	,	PUNCT
inlawrev-22388	129	15	available	available	ADJ
inlawrev-22388	129	16	at	at	ADP
inlawrev-22388	129	17	http://fcic-static.law.stanford.edu/cdn_media/fcic-reports/fcic_final_report_full.pdf	http://fcic-static.law.stanford.edu/cdn_media/fcic-reports/fcic_final_report_full.pdf	PROPN
inlawrev-22388	130	1	[	[	X
inlawrev-22388	130	2	https://perma.cc/ks9s-y94u	https://perma.cc/ks9s-y94u	NOUN
inlawrev-22388	130	3	]	]	PUNCT
inlawrev-22388	130	4	.	.	PUNCT
inlawrev-22388	131	1	40	40	NUM
inlawrev-22388	131	2	.	.	PUNCT
inlawrev-22388	132	1	i	i	PRON
inlawrev-22388	132	2	d.	d.	VERB
inlawrev-22388	132	3	at	at	ADP
inlawrev-22388	132	4	xv	xv	PROPN
inlawrev-22388	132	5	-	-	PUNCT
inlawrev-22388	132	6	xx	xx	PROPN
inlawrev-22388	132	7	.	.	PROPN
inlawrev-22388	132	8	41	41	NUM
inlawrev-22388	132	9	.	.	PUNCT
inlawrev-22388	133	1	i	i	PRON
inlawrev-22388	133	2	d.	d.	PROPN
inlawrev-22388	133	3	42	42	NUM
inlawrev-22388	133	4	.	.	PUNCT
inlawrev-22388	134	1	the	the	DET
inlawrev-22388	134	2	bill	bill	NOUN
inlawrev-22388	134	3	passed	pass	VERB
inlawrev-22388	134	4	along	along	ADP
inlawrev-22388	134	5	mainly	mainly	ADV
inlawrev-22388	134	6	partisan	partisan	ADJ
inlawrev-22388	134	7	lines	line	NOUN
inlawrev-22388	134	8	,	,	PUNCT
inlawrev-22388	134	9	with	with	ADP
inlawrev-22388	134	10	republicans	republicans	PROPN
inlawrev-22388	134	11	arguing	argue	VERB
inlawrev-22388	134	12	“	"	PUNCT
inlawrev-22388	134	13	that	that	SCONJ
inlawrev-22388	134	14	the	the	DET
inlawrev-22388	134	15	bill	bill	NOUN
inlawrev-22388	134	16	creates	create	VERB
inlawrev-22388	134	17	bigger	big	ADJ
inlawrev-22388	134	18	,	,	PUNCT
inlawrev-22388	134	19	more	more	ADV
inlawrev-22388	134	20	intrusive	intrusive	ADJ
inlawrev-22388	134	21	government	government	NOUN
inlawrev-22388	134	22	and	and	CCONJ
inlawrev-22388	134	23	fails	fail	VERB
inlawrev-22388	134	24	to	to	PART
inlawrev-22388	134	25	prevent	prevent	VERB
inlawrev-22388	134	26	future	future	ADJ
inlawrev-22388	134	27	bailouts	bailout	NOUN
inlawrev-22388	134	28	of	of	ADP
inlawrev-22388	134	29	financial	financial	ADJ
inlawrev-22388	134	30	companies	company	NOUN
inlawrev-22388	134	31	using	use	VERB
inlawrev-22388	134	32	taxpayers	taxpayer	NOUN
inlawrev-22388	134	33	’	’	PART
inlawrev-22388	134	34	money	money	NOUN
inlawrev-22388	134	35	.	.	PUNCT
inlawrev-22388	134	36	”	"	PUNCT
inlawrev-22388	135	1	brady	brady	PROPN
inlawrev-22388	135	2	dennis	dennis	PROPN
inlawrev-22388	135	3	,	,	PUNCT
inlawrev-22388	135	4	congress	congress	PROPN
inlawrev-22388	135	5	passes	pass	VERB
inlawrev-22388	135	6	financial	financial	ADJ
inlawrev-22388	135	7	reform	reform	NOUN
inlawrev-22388	135	8	bill	bill	NOUN
inlawrev-22388	135	9	,	,	PUNCT
inlawrev-22388	135	10	wash	wash	NOUN
inlawrev-22388	135	11	.	.	PUNCT
inlawrev-22388	136	1	post	post	NOUN
inlawrev-22388	136	2	(	(	PUNCT
inlawrev-22388	136	3	july	july	PROPN
inlawrev-22388	136	4	16	16	NUM
inlawrev-22388	136	5	,	,	PUNCT
inlawrev-22388	136	6	2010	2010	NUM
inlawrev-22388	136	7	)	)	PUNCT
inlawrev-22388	136	8	,	,	PUNCT
inlawrev-22388	136	9	http://www.washingtonpost.com/wp-dyn/content/article/2010/07/15/	http://www.washingtonpost.com/wp-dyn/content/article/2010/07/15/	PROPN
inlawrev-22388	136	10	ar2010071500464.html	ar2010071500464.html	X
inlawrev-22388	137	1	[	[	X
inlawrev-22388	137	2	https://perma.cc/9898-udja	https://perma.cc/9898-udja	X
inlawrev-22388	137	3	]	]	X
inlawrev-22388	137	4	.	.	PUNCT
inlawrev-22388	138	1	43	43	NUM
inlawrev-22388	138	2	.	.	PUNCT
inlawrev-22388	138	3	12	12	NUM
inlawrev-22388	138	4	u.s.c	u.s.c	NOUN
inlawrev-22388	138	5	.	.	PUNCT
inlawrev-22388	139	1	§	§	PROPN
inlawrev-22388	139	2	§	§	PROPN
inlawrev-22388	139	3	5481	5481	NUM
inlawrev-22388	139	4	-	-	SYM
inlawrev-22388	139	5	5552	5552	NUM
inlawrev-22388	139	6	(	(	PUNCT
inlawrev-22388	139	7	2010	2010	NUM
inlawrev-22388	139	8	)	)	PUNCT
inlawrev-22388	139	9	.	.	PUNCT
inlawrev-22388	140	1	44	44	NUM
inlawrev-22388	140	2	.	.	PUNCT
inlawrev-22388	141	1	i	i	PRON
inlawrev-22388	141	2	d.	d.	PROPN
inlawrev-22388	141	3	§	§	PROPN
inlawrev-22388	141	4	5531	5531	NUM
inlawrev-22388	141	5	.	.	PUNCT
inlawrev-22388	142	1	45	45	NUM
inlawrev-22388	142	2	.	.	PUNCT
inlawrev-22388	143	1	see	see	VERB
inlawrev-22388	143	2	carey	carey	PROPN
inlawrev-22388	143	3	alexander	alexander	PROPN
inlawrev-22388	143	4	,	,	PUNCT
inlawrev-22388	143	5	abusive	abusive	ADJ
inlawrev-22388	143	6	:	:	PUNCT
inlawrev-22388	143	7	dodd	dodd	PROPN
inlawrev-22388	143	8	-	-	PUNCT
inlawrev-22388	143	9	frank	frank	PROPN
inlawrev-22388	143	10	section	section	NOUN
inlawrev-22388	143	11	1031	1031	PROPN
inlawrev-22388	143	12	and	and	CCONJ
inlawrev-22388	143	13	the	the	DET
inlawrev-22388	143	14	continuing	continue	VERB
inlawrev-22388	143	15	struggle	struggle	NOUN
inlawrev-22388	143	16	to	to	PART
inlawrev-22388	143	17	protect	protect	VERB
inlawrev-22388	143	18	consumers	consumer	NOUN
inlawrev-22388	143	19	,	,	PUNCT
inlawrev-22388	143	20	85	85	NUM
inlawrev-22388	143	21	st	st	PROPN
inlawrev-22388	143	22	.	.	PROPN
inlawrev-22388	143	23	john	john	PROPN
inlawrev-22388	143	24	’s	’s	PROPN
inlawrev-22388	143	25	l.	l.	PROPN
inlawrev-22388	143	26	rev	rev	PROPN
inlawrev-22388	143	27	.	.	PROPN
inlawrev-22388	143	28	1105	1105	NUM
inlawrev-22388	143	29	,	,	PUNCT
inlawrev-22388	143	30	1116	1116	NUM
inlawrev-22388	143	31	-	-	SYM
inlawrev-22388	143	32	20	20	NUM
inlawrev-22388	143	33	(	(	PUNCT
inlawrev-22388	143	34	2011	2011	NUM
inlawrev-22388	143	35	)	)	PUNCT
inlawrev-22388	143	36	.	.	PUNCT
inlawrev-22388	144	1	46	46	NUM
inlawrev-22388	144	2	.	.	PUNCT
inlawrev-22388	144	3	12	12	NUM
inlawrev-22388	144	4	u.s.c	u.s.c	ADJ
inlawrev-22388	144	5	.	.	PUNCT
inlawrev-22388	145	1	§	§	PROPN
inlawrev-22388	145	2	5531(c	5531(c	PROPN
inlawrev-22388	145	3	)	)	PUNCT
inlawrev-22388	145	4	.	.	PUNCT
inlawrev-22388	146	1	47	47	NUM
inlawrev-22388	146	2	.	.	PUNCT
inlawrev-22388	147	1	i	i	PRON
inlawrev-22388	147	2	d.	d.	PROPN
inlawrev-22388	147	3	§	§	PROPN
inlawrev-22388	147	4	5531(d	5531(d	PROPN
inlawrev-22388	147	5	)	)	PUNCT
inlawrev-22388	147	6	.	.	PUNCT
inlawrev-22388	148	1	48	48	NUM
inlawrev-22388	148	2	.	.	PUNCT
inlawrev-22388	149	1	see	see	VERB
inlawrev-22388	149	2	,	,	PUNCT
inlawrev-22388	149	3	e.g.	e.g.	ADV
inlawrev-22388	149	4	,	,	PUNCT
inlawrev-22388	149	5	bernie	bernie	PROPN
inlawrev-22388	149	6	sanders	sanders	PROPN
inlawrev-22388	149	7	(	(	PUNCT
inlawrev-22388	149	8	@berniesanders	@berniesanders	PROPN
inlawrev-22388	149	9	)	)	PUNCT
inlawrev-22388	149	10	,	,	PUNCT
inlawrev-22388	149	11	twitter	twitter	NOUN
inlawrev-22388	149	12	(	(	PUNCT
inlawrev-22388	149	13	jan	jan	PROPN
inlawrev-22388	149	14	.	.	PROPN
inlawrev-22388	149	15	5	5	NUM
inlawrev-22388	149	16	,	,	PUNCT
inlawrev-22388	149	17	2016	2016	NUM
inlawrev-22388	149	18	,	,	PUNCT
inlawrev-22388	149	19	11:26	11:26	NUM
inlawrev-22388	149	20	am	am	NOUN
inlawrev-22388	149	21	)	)	PUNCT
inlawrev-22388	149	22	,	,	PUNCT
inlawrev-22388	150	1	https://twitter.com/berniesanders/status/684455976498544640	https://twitter.com/berniesanders/status/684455976498544640	PROPN
inlawrev-22388	151	1	[	[	X
inlawrev-22388	151	2	https://perma.cc/mly9-lrre	https://perma.cc/mly9-lrre	X
inlawrev-22388	151	3	]	]	PUNCT
inlawrev-22388	151	4	(	(	PUNCT
inlawrev-22388	151	5	“	"	PUNCT
inlawrev-22388	151	6	in	in	ADP
inlawrev-22388	151	7	my	my	PRON
inlawrev-22388	151	8	view	view	NOUN
inlawrev-22388	151	9	,	,	PUNCT
inlawrev-22388	151	10	@senwarren	@senwarren	PROPN
inlawrev-22388	152	1	[	[	X
inlawrev-22388	152	2	senator	senator	PROPN
inlawrev-22388	152	3	elizabeth	elizabeth	PROPN
inlawrev-22388	152	4	warren	warren	PROPN
inlawrev-22388	152	5	]	]	PUNCT
inlawrev-22388	152	6	is	be	AUX
inlawrev-22388	152	7	right	right	ADJ
inlawrev-22388	152	8	.	.	PUNCT
inlawrev-22388	153	1	dodd	dodd	PROPN
inlawrev-22388	153	2	-	-	PUNCT
inlawrev-22388	153	3	frank	frank	PROPN
inlawrev-22388	153	4	should	should	AUX
inlawrev-22388	153	5	have	have	AUX
inlawrev-22388	153	6	broken	break	VERB
inlawrev-22388	153	7	up	up	ADP
inlawrev-22388	153	8	citigroup	citigroup	NOUN
inlawrev-22388	153	9	and	and	CCONJ
inlawrev-22388	153	10	other	other	ADJ
inlawrev-22388	153	11	‘	'	PUNCT
inlawrev-22388	153	12	too	too	ADV
inlawrev-22388	153	13	-	-	PUNCT
inlawrev-22388	153	14	big	big	ADJ
inlawrev-22388	153	15	-	-	PUNCT
inlawrev-22388	153	16	to	to	AUX
inlawrev-22388	153	17	-	-	PUNCT
inlawrev-22388	153	18	fail	fail	VERB
inlawrev-22388	153	19	’	'	PUNCT
inlawrev-22388	153	20	banks	bank	NOUN
inlawrev-22388	153	21	into	into	ADP
inlawrev-22388	153	22	pieces	piece	NOUN
inlawrev-22388	153	23	.	.	PUNCT
inlawrev-22388	154	1	#	#	NOUN
inlawrev-22388	154	2	breakemup	breakemup	NOUN
inlawrev-22388	154	3	”	"	PUNCT
inlawrev-22388	154	4	)	)	PUNCT
inlawrev-22388	154	5	.	.	PUNCT
inlawrev-22388	155	1	49	49	NUM
inlawrev-22388	155	2	.	.	PUNCT
inlawrev-22388	156	1	see	see	VERB
inlawrev-22388	156	2	,	,	PUNCT
inlawrev-22388	156	3	e.g.	e.g.	ADV
inlawrev-22388	156	4	,	,	PUNCT
inlawrev-22388	156	5	chris	chris	PROPN
inlawrev-22388	156	6	ingram	ingram	PROPN
inlawrev-22388	156	7	,	,	PUNCT
inlawrev-22388	156	8	president	president	NOUN
inlawrev-22388	156	9	trump	trump	VERB
inlawrev-22388	156	10	should	should	AUX
inlawrev-22388	156	11	reform	reform	VERB
inlawrev-22388	156	12	the	the	DET
inlawrev-22388	156	13	consumer	consumer	NOUN
inlawrev-22388	156	14	financial	financial	PROPN
inlawrev-22388	156	15	protection	protection	PROPN
inlawrev-22388	156	16	bureau	bureau	PROPN
inlawrev-22388	156	17	,	,	PUNCT
inlawrev-22388	156	18	indep	indep	NOUN
inlawrev-22388	156	19	.	.	PUNCT
inlawrev-22388	157	1	j.	j.	PROPN
inlawrev-22388	157	2	rev	rev	PROPN
inlawrev-22388	157	3	.	.	PUNCT
inlawrev-22388	158	1	(	(	PUNCT
inlawrev-22388	158	2	dec	dec	PROPN
inlawrev-22388	158	3	.	.	PROPN
inlawrev-22388	158	4	6	6	NUM
inlawrev-22388	158	5	,	,	PUNCT
inlawrev-22388	158	6	2016	2016	NUM
inlawrev-22388	158	7	)	)	PUNCT
inlawrev-22388	158	8	,	,	PUNCT
inlawrev-22388	158	9	http://ijr.com/opinion/2016/12/262379-presidenttrump-reform-consumer-financial-protection-bureau	http://ijr.com/opinion/2016/12/262379-presidenttrump-reform-consumer-financial-protection-bureau	ADJ
inlawrev-22388	158	10	[	[	X
inlawrev-22388	158	11	https://perma.cc/7m6r-vdwj	https://perma.cc/7m6r-vdwj	X
inlawrev-22388	158	12	]	]	X
inlawrev-22388	158	13	.	.	PUNCT
inlawrev-22388	159	1	despite	despite	SCONJ
inlawrev-22388	159	2	these	these	DET
inlawrev-22388	159	3	2018	2018	NUM
inlawrev-22388	159	4	]	]	PUNCT
inlawrev-22388	159	5	david	david	PROPN
inlawrev-22388	159	6	’s	’s	PART
inlawrev-22388	159	7	sling	sle	VERB
inlawrev-22388	159	8	217	217	NUM
inlawrev-22388	159	9	altering50	altering50	ADV
inlawrev-22388	159	10	the	the	DET
inlawrev-22388	159	11	cfpb	cfpb	NOUN
inlawrev-22388	159	12	’s	’s	PART
inlawrev-22388	159	13	powers	power	NOUN
inlawrev-22388	159	14	,	,	PUNCT
inlawrev-22388	159	15	the	the	DET
inlawrev-22388	159	16	abusiveness	abusiveness	NOUN
inlawrev-22388	159	17	standards	standard	NOUN
inlawrev-22388	159	18	established	establish	VERB
inlawrev-22388	159	19	under	under	ADP
inlawrev-22388	159	20	doddfrank	doddfrank	NOUN
inlawrev-22388	159	21	will	will	AUX
inlawrev-22388	159	22	remain	remain	VERB
inlawrev-22388	159	23	useful	useful	ADJ
inlawrev-22388	159	24	to	to	PART
inlawrev-22388	159	25	help	help	VERB
inlawrev-22388	159	26	states	state	NOUN
inlawrev-22388	159	27	interpret	interpret	VERB
inlawrev-22388	159	28	similar	similar	ADJ
inlawrev-22388	159	29	language	language	NOUN
inlawrev-22388	159	30	in	in	ADP
inlawrev-22388	159	31	their	their	PRON
inlawrev-22388	159	32	own	own	ADJ
inlawrev-22388	159	33	statutes.51	statutes.51	PROPN
inlawrev-22388	159	34	ii	ii	PROPN
inlawrev-22388	159	35	.	.	PUNCT
inlawrev-22388	160	1	the	the	DET
inlawrev-22388	160	2	indiana	indiana	PROPN
inlawrev-22388	160	3	deceptive	deceptive	ADJ
inlawrev-22388	160	4	consumer	consumer	NOUN
inlawrev-22388	160	5	sales	sale	NOUN
inlawrev-22388	160	6	act	act	PROPN
inlawrev-22388	160	7	a.	a.	NOUN
inlawrev-22388	160	8	pre-2014	pre-2014	NOUN
inlawrev-22388	160	9	dcsa	dcsa	VERB
inlawrev-22388	160	10	in	in	ADP
inlawrev-22388	160	11	1971	1971	NUM
inlawrev-22388	160	12	,	,	PUNCT
inlawrev-22388	160	13	the	the	DET
inlawrev-22388	160	14	indiana	indiana	PROPN
inlawrev-22388	160	15	general	general	PROPN
inlawrev-22388	160	16	assembly	assembly	PROPN
inlawrev-22388	160	17	enacted	enact	VERB
inlawrev-22388	160	18	the	the	DET
inlawrev-22388	160	19	indiana	indiana	PROPN
inlawrev-22388	160	20	deceptive	deceptive	ADJ
inlawrev-22388	160	21	consumer	consumer	NOUN
inlawrev-22388	160	22	sales	sale	NOUN
inlawrev-22388	160	23	act	act	NOUN
inlawrev-22388	160	24	(	(	PUNCT
inlawrev-22388	160	25	“	"	PUNCT
inlawrev-22388	160	26	dcsa	dcsa	VERB
inlawrev-22388	160	27	”	"	PUNCT
inlawrev-22388	160	28	)	)	PUNCT
inlawrev-22388	160	29	to	to	PART
inlawrev-22388	160	30	supplement	supplement	VERB
inlawrev-22388	160	31	holes	hole	NOUN
inlawrev-22388	160	32	left	leave	VERB
inlawrev-22388	160	33	by	by	ADP
inlawrev-22388	160	34	the	the	DET
inlawrev-22388	160	35	ftc	ftc	PROPN
inlawrev-22388	160	36	act.52	act.52	PROPN
inlawrev-22388	160	37	the	the	DET
inlawrev-22388	160	38	stated	stated	ADJ
inlawrev-22388	160	39	purpose	purpose	NOUN
inlawrev-22388	160	40	of	of	ADP
inlawrev-22388	160	41	the	the	DET
inlawrev-22388	160	42	act	act	NOUN
inlawrev-22388	160	43	was	be	AUX
inlawrev-22388	160	44	to	to	PART
inlawrev-22388	160	45	:	:	PUNCT
inlawrev-22388	160	46	(	(	PUNCT
inlawrev-22388	160	47	1	1	X
inlawrev-22388	160	48	)	)	PUNCT
inlawrev-22388	160	49	simplify	simplify	NOUN
inlawrev-22388	160	50	,	,	PUNCT
inlawrev-22388	160	51	clarify	clarify	VERB
inlawrev-22388	160	52	,	,	PUNCT
inlawrev-22388	160	53	and	and	CCONJ
inlawrev-22388	160	54	modernize	modernize	VERB
inlawrev-22388	160	55	the	the	DET
inlawrev-22388	160	56	law	law	NOUN
inlawrev-22388	160	57	governing	govern	VERB
inlawrev-22388	160	58	deceptive	deceptive	ADJ
inlawrev-22388	160	59	and	and	CCONJ
inlawrev-22388	160	60	unconscionable	unconscionable	ADJ
inlawrev-22388	160	61	consumer	consumer	NOUN
inlawrev-22388	160	62	sales	sale	NOUN
inlawrev-22388	160	63	practices	practice	NOUN
inlawrev-22388	160	64	;	;	PUNCT
inlawrev-22388	160	65	(	(	PUNCT
inlawrev-22388	160	66	2	2	X
inlawrev-22388	160	67	)	)	PUNCT
inlawrev-22388	160	68	protect	protect	VERB
inlawrev-22388	160	69	consumers	consumer	NOUN
inlawrev-22388	160	70	from	from	ADP
inlawrev-22388	160	71	suppliers	supplier	NOUN
inlawrev-22388	160	72	who	who	PRON
inlawrev-22388	160	73	commit	commit	VERB
inlawrev-22388	160	74	deceptive	deceptive	ADJ
inlawrev-22388	160	75	and	and	CCONJ
inlawrev-22388	160	76	unconscionable	unconscionable	ADJ
inlawrev-22388	160	77	sales	sale	NOUN
inlawrev-22388	160	78	acts	act	NOUN
inlawrev-22388	160	79	;	;	PUNCT
inlawrev-22388	160	80	and	and	CCONJ
inlawrev-22388	160	81	(	(	PUNCT
inlawrev-22388	160	82	3	3	X
inlawrev-22388	160	83	)	)	PUNCT
inlawrev-22388	160	84	encourage	encourage	VERB
inlawrev-22388	160	85	the	the	DET
inlawrev-22388	160	86	development	development	NOUN
inlawrev-22388	160	87	of	of	ADP
inlawrev-22388	160	88	fair	fair	ADJ
inlawrev-22388	160	89	consumer	consumer	NOUN
inlawrev-22388	160	90	sales	sale	NOUN
inlawrev-22388	160	91	practices.53	practices.53	NOUN
inlawrev-22388	160	92	although	although	SCONJ
inlawrev-22388	160	93	the	the	DET
inlawrev-22388	160	94	legislature	legislature	NOUN
inlawrev-22388	160	95	asserted	assert	VERB
inlawrev-22388	160	96	that	that	SCONJ
inlawrev-22388	160	97	the	the	DET
inlawrev-22388	160	98	act	act	NOUN
inlawrev-22388	160	99	“	"	PUNCT
inlawrev-22388	160	100	shall	shall	AUX
inlawrev-22388	160	101	be	be	AUX
inlawrev-22388	160	102	liberally	liberally	ADV
inlawrev-22388	160	103	construed	construe	VERB
inlawrev-22388	160	104	and	and	CCONJ
inlawrev-22388	160	105	applied	apply	VERB
inlawrev-22388	160	106	to	to	PART
inlawrev-22388	160	107	promote	promote	VERB
inlawrev-22388	160	108	its	its	PRON
inlawrev-22388	160	109	purposes	purpose	NOUN
inlawrev-22388	160	110	and	and	CCONJ
inlawrev-22388	160	111	policies,”54	policies,”54	VERB
inlawrev-22388	160	112	the	the	DET
inlawrev-22388	160	113	dcsa	dcsa	VERB
inlawrev-22388	160	114	listed	list	VERB
inlawrev-22388	160	115	its	its	PRON
inlawrev-22388	160	116	violations	violation	NOUN
inlawrev-22388	160	117	for	for	ADP
inlawrev-22388	160	118	much	much	ADJ
inlawrev-22388	160	119	of	of	ADP
inlawrev-22388	160	120	its	its	PRON
inlawrev-22388	160	121	history	history	NOUN
inlawrev-22388	160	122	—	—	PUNCT
inlawrev-22388	160	123	indeed	indeed	ADV
inlawrev-22388	160	124	forty	forty	NUM
inlawrev-22388	160	125	-	-	PUNCT
inlawrev-22388	160	126	three	three	NUM
inlawrev-22388	160	127	years	year	NOUN
inlawrev-22388	160	128	—	—	PUNCT
inlawrev-22388	160	129	in	in	ADP
inlawrev-22388	160	130	an	an	DET
inlawrev-22388	160	131	exhaustive	exhaustive	ADJ
inlawrev-22388	160	132	,	,	PUNCT
inlawrev-22388	160	133	enumerated	enumerate	VERB
inlawrev-22388	160	134	list.55	list.55	NOUN
inlawrev-22388	160	135	prior	prior	ADV
inlawrev-22388	160	136	to	to	ADP
inlawrev-22388	160	137	the	the	DET
inlawrev-22388	160	138	amendment	amendment	NOUN
inlawrev-22388	160	139	,	,	PUNCT
inlawrev-22388	160	140	indiana	indiana	PROPN
inlawrev-22388	160	141	was	be	AUX
inlawrev-22388	160	142	one	one	NUM
inlawrev-22388	160	143	of	of	ADP
inlawrev-22388	160	144	few	few	ADJ
inlawrev-22388	160	145	states	state	NOUN
inlawrev-22388	160	146	without	without	ADP
inlawrev-22388	160	147	a	a	DET
inlawrev-22388	160	148	general	general	ADJ
inlawrev-22388	160	149	prohibition	prohibition	NOUN
inlawrev-22388	160	150	against	against	ADP
inlawrev-22388	160	151	unfair	unfair	ADJ
inlawrev-22388	160	152	and	and	CCONJ
inlawrev-22388	160	153	deceptive	deceptive	ADJ
inlawrev-22388	160	154	conduct.56	conduct.56	NOUN
inlawrev-22388	160	155	this	this	DET
inlawrev-22388	160	156	distinction	distinction	NOUN
inlawrev-22388	160	157	ended	end	VERB
inlawrev-22388	160	158	after	after	SCONJ
inlawrev-22388	160	159	the	the	DET
inlawrev-22388	160	160	indiana	indiana	PROPN
inlawrev-22388	160	161	supreme	supreme	PROPN
inlawrev-22388	160	162	court	court	PROPN
inlawrev-22388	160	163	issued	issue	VERB
inlawrev-22388	160	164	a	a	DET
inlawrev-22388	160	165	2013	2013	NUM
inlawrev-22388	160	166	opinion	opinion	NOUN
inlawrev-22388	160	167	discussing	discuss	VERB
inlawrev-22388	160	168	the	the	DET
inlawrev-22388	160	169	dcsa.57	dcsa.57	PROPN
inlawrev-22388	160	170	protestations	protestation	NOUN
inlawrev-22388	160	171	,	,	PUNCT
inlawrev-22388	160	172	governments	government	NOUN
inlawrev-22388	160	173	have	have	AUX
inlawrev-22388	160	174	regulated	regulate	VERB
inlawrev-22388	160	175	lending	lending	NOUN
inlawrev-22388	160	176	practices	practice	NOUN
inlawrev-22388	160	177	since	since	SCONJ
inlawrev-22388	160	178	as	as	ADV
inlawrev-22388	160	179	early	early	ADV
inlawrev-22388	160	180	as	as	ADP
inlawrev-22388	160	181	the	the	DET
inlawrev-22388	160	182	promulgation	promulgation	NOUN
inlawrev-22388	160	183	of	of	ADP
inlawrev-22388	160	184	hammurabi	hammurabi	NOUN
inlawrev-22388	160	185	’s	’s	PART
inlawrev-22388	160	186	code	code	NOUN
inlawrev-22388	160	187	(	(	PUNCT
inlawrev-22388	160	188	around	around	ADP
inlawrev-22388	160	189	1800	1800	NUM
inlawrev-22388	160	190	b.c	b.c	NOUN
inlawrev-22388	160	191	.	.	PROPN
inlawrev-22388	160	192	)	)	PUNCT
inlawrev-22388	160	193	.	.	PUNCT
inlawrev-22388	161	1	k.v	k.v	PROPN
inlawrev-22388	161	2	.	.	PROPN
inlawrev-22388	161	3	nagarajan	nagarajan	PROPN
inlawrev-22388	161	4	,	,	PUNCT
inlawrev-22388	161	5	the	the	DET
inlawrev-22388	161	6	code	code	NOUN
inlawrev-22388	161	7	of	of	ADP
inlawrev-22388	161	8	hammurabi	hammurabi	NOUN
inlawrev-22388	161	9	:	:	PUNCT
inlawrev-22388	161	10	an	an	DET
inlawrev-22388	161	11	economic	economic	ADJ
inlawrev-22388	161	12	interpretation	interpretation	NOUN
inlawrev-22388	161	13	,	,	PUNCT
inlawrev-22388	161	14	2	2	NUM
inlawrev-22388	161	15	int’l	int’l	NUM
inlawrev-22388	161	16	j.	j.	PROPN
inlawrev-22388	161	17	bus	bus	PROPN
inlawrev-22388	161	18	.	.	PUNCT
inlawrev-22388	162	1	soc	soc	PROPN
inlawrev-22388	162	2	.	.	PUNCT
inlawrev-22388	163	1	sci	sci	PROPN
inlawrev-22388	163	2	.	.	PROPN
inlawrev-22388	163	3	108	108	NUM
inlawrev-22388	163	4	,	,	PUNCT
inlawrev-22388	163	5	113	113	NUM
inlawrev-22388	163	6	(	(	PUNCT
inlawrev-22388	163	7	2011	2011	NUM
inlawrev-22388	163	8	)	)	PUNCT
inlawrev-22388	163	9	.	.	PUNCT
inlawrev-22388	164	1	50	50	NUM
inlawrev-22388	164	2	.	.	X
inlawrev-22388	165	1	see	see	VERB
inlawrev-22388	165	2	,	,	PUNCT
inlawrev-22388	165	3	e.g.	e.g.	ADV
inlawrev-22388	165	4	,	,	PUNCT
inlawrev-22388	165	5	donald	donald	PROPN
inlawrev-22388	165	6	j.	j.	PROPN
inlawrev-22388	165	7	trump	trump	PROPN
inlawrev-22388	165	8	(	(	PUNCT
inlawrev-22388	165	9	@realdonaldtrump	@realdonaldtrump	PROPN
inlawrev-22388	165	10	)	)	PUNCT
inlawrev-22388	165	11	,	,	PUNCT
inlawrev-22388	165	12	twitter	twitter	NOUN
inlawrev-22388	165	13	(	(	PUNCT
inlawrev-22388	165	14	nov	nov	PROPN
inlawrev-22388	165	15	.	.	PROPN
inlawrev-22388	165	16	17	17	NUM
inlawrev-22388	165	17	,	,	PUNCT
inlawrev-22388	165	18	2017	2017	NUM
inlawrev-22388	165	19	,	,	PUNCT
inlawrev-22388	165	20	4:48	4:48	NUM
inlawrev-22388	165	21	pm	pm	NOUN
inlawrev-22388	165	22	)	)	PUNCT
inlawrev-22388	165	23	,	,	PUNCT
inlawrev-22388	165	24	https://twitter.com/realdonaldtrump/status/934539256940417024	https://twitter.com/realdonaldtrump/status/934539256940417024	PUNCT
inlawrev-22388	166	1	[	[	X
inlawrev-22388	166	2	https://perma.cc/9tap-5fmx	https://perma.cc/9tap-5fmx	X
inlawrev-22388	166	3	]	]	X
inlawrev-22388	166	4	.	.	PUNCT
inlawrev-22388	167	1	(	(	PUNCT
inlawrev-22388	167	2	“	"	PUNCT
inlawrev-22388	167	3	the	the	DET
inlawrev-22388	167	4	consumer	consumer	NOUN
inlawrev-22388	167	5	financial	financial	PROPN
inlawrev-22388	167	6	protection	protection	PROPN
inlawrev-22388	167	7	bureau	bureau	PROPN
inlawrev-22388	167	8	,	,	PUNCT
inlawrev-22388	167	9	or	or	CCONJ
inlawrev-22388	167	10	cfpb	cfpb	NOUN
inlawrev-22388	167	11	,	,	PUNCT
inlawrev-22388	167	12	has	have	AUX
inlawrev-22388	167	13	been	be	AUX
inlawrev-22388	167	14	a	a	DET
inlawrev-22388	167	15	total	total	ADJ
inlawrev-22388	167	16	disaster	disaster	NOUN
inlawrev-22388	167	17	as	as	SCONJ
inlawrev-22388	167	18	run	run	VERB
inlawrev-22388	167	19	by	by	ADP
inlawrev-22388	167	20	the	the	DET
inlawrev-22388	167	21	previous	previous	ADJ
inlawrev-22388	167	22	administrations	administration	NOUN
inlawrev-22388	167	23	[	[	X
inlawrev-22388	167	24	sic	sic	ADJ
inlawrev-22388	167	25	]	]	X
inlawrev-22388	167	26	pick	pick	NOUN
inlawrev-22388	167	27	.	.	PUNCT
inlawrev-22388	168	1	financial	financial	ADJ
inlawrev-22388	168	2	institutions	institution	NOUN
inlawrev-22388	168	3	have	have	AUX
inlawrev-22388	168	4	been	be	AUX
inlawrev-22388	168	5	devastated	devastate	VERB
inlawrev-22388	168	6	and	and	CCONJ
inlawrev-22388	168	7	unable	unable	ADJ
inlawrev-22388	168	8	to	to	PART
inlawrev-22388	168	9	properly	properly	ADV
inlawrev-22388	168	10	serve	serve	VERB
inlawrev-22388	168	11	the	the	DET
inlawrev-22388	168	12	public	public	NOUN
inlawrev-22388	168	13	.	.	PUNCT
inlawrev-22388	169	1	we	we	PRON
inlawrev-22388	169	2	will	will	AUX
inlawrev-22388	169	3	bring	bring	VERB
inlawrev-22388	169	4	it	it	PRON
inlawrev-22388	169	5	back	back	ADV
inlawrev-22388	169	6	to	to	ADP
inlawrev-22388	169	7	life	life	NOUN
inlawrev-22388	169	8	!	!	PUNCT
inlawrev-22388	169	9	”	"	PUNCT
inlawrev-22388	169	10	)	)	PUNCT
inlawrev-22388	169	11	.	.	PUNCT
inlawrev-22388	170	1	51	51	NUM
inlawrev-22388	170	2	.	.	PUNCT
inlawrev-22388	170	3	see	see	VERB
inlawrev-22388	170	4	steven	steven	PROPN
inlawrev-22388	170	5	t.	t.	PROPN
inlawrev-22388	170	6	dennis	dennis	PROPN
inlawrev-22388	170	7	&	&	CCONJ
inlawrev-22388	170	8	elizabeth	elizabeth	PROPN
inlawrev-22388	170	9	dexheimer	dexheimer	PROPN
inlawrev-22388	170	10	,	,	PUNCT
inlawrev-22388	170	11	trump	trump	VERB
inlawrev-22388	170	12	’s	’s	PART
inlawrev-22388	170	13	dodd	dodd	PROPN
inlawrev-22388	170	14	-	-	PUNCT
inlawrev-22388	170	15	frank	frank	PROPN
inlawrev-22388	170	16	do	do	AUX
inlawrev-22388	170	17	-	-	PUNCT
inlawrev-22388	170	18	over	over	NOUN
inlawrev-22388	170	19	diverted	divert	VERB
inlawrev-22388	170	20	to	to	PART
inlawrev-22388	170	21	slow	slow	VERB
inlawrev-22388	170	22	lane	lane	NOUN
inlawrev-22388	170	23	with	with	ADP
inlawrev-22388	170	24	obamacare	obamacare	PROPN
inlawrev-22388	170	25	,	,	PUNCT
inlawrev-22388	170	26	bloomberg	bloomberg	PROPN
inlawrev-22388	170	27	(	(	PUNCT
inlawrev-22388	170	28	feb	feb	PROPN
inlawrev-22388	170	29	.	.	PROPN
inlawrev-22388	170	30	7	7	NUM
inlawrev-22388	170	31	,	,	PUNCT
inlawrev-22388	170	32	2017	2017	NUM
inlawrev-22388	170	33	,	,	PUNCT
inlawrev-22388	170	34	5:00	5:00	NUM
inlawrev-22388	170	35	am	am	NOUN
inlawrev-22388	170	36	)	)	PUNCT
inlawrev-22388	170	37	,	,	PUNCT
inlawrev-22388	170	38	https://www.bloomberg	https://www.bloomberg	PROPN
inlawrev-22388	170	39	.	.	PUNCT
inlawrev-22388	170	40	com	com	PROPN
inlawrev-22388	170	41	/	/	SYM
inlawrev-22388	170	42	politics	politic	NOUN
inlawrev-22388	170	43	/	/	SYM
inlawrev-22388	170	44	articles/2017	articles/2017	PROPN
inlawrev-22388	170	45	-	-	PUNCT
inlawrev-22388	170	46	02	02	NUM
inlawrev-22388	170	47	-	-	PUNCT
inlawrev-22388	170	48	07	07	NUM
inlawrev-22388	170	49	/	/	SYM
inlawrev-22388	170	50	trump	trump	NOUN
inlawrev-22388	170	51	-	-	PUNCT
inlawrev-22388	170	52	s	s	NOUN
inlawrev-22388	170	53	-	-	PUNCT
inlawrev-22388	170	54	dodd	dodd	NOUN
inlawrev-22388	170	55	-	-	PUNCT
inlawrev-22388	170	56	frank	frank	PROPN
inlawrev-22388	170	57	-	-	PUNCT
inlawrev-22388	170	58	do	do	AUX
inlawrev-22388	170	59	-	-	PUNCT
inlawrev-22388	170	60	over	over	ADP
inlawrev-22388	170	61	-	-	PUNCT
inlawrev-22388	170	62	diverted	divert	VERB
inlawrev-22388	170	63	-	-	PUNCT
inlawrev-22388	170	64	to	to	ADP
inlawrev-22388	170	65	-	-	PUNCT
inlawrev-22388	170	66	slow	slow	ADJ
inlawrev-22388	170	67	-	-	PUNCT
inlawrev-22388	170	68	lane	lane	NOUN
inlawrev-22388	170	69	-	-	PUNCT
inlawrev-22388	170	70	withobamacare	withobamacare	NOUN
inlawrev-22388	170	71	[	[	X
inlawrev-22388	170	72	https://perma.cc/6kwe-cfxn	https://perma.cc/6kwe-cfxn	X
inlawrev-22388	170	73	]	]	X
inlawrev-22388	170	74	.	.	PUNCT
inlawrev-22388	171	1	52	52	NUM
inlawrev-22388	171	2	.	.	PUNCT
inlawrev-22388	172	1	john	john	PROPN
inlawrev-22388	172	2	h.	h.	PROPN
inlawrev-22388	172	3	kazanjian	kazanjian	PROPN
inlawrev-22388	172	4	,	,	PUNCT
inlawrev-22388	172	5	consumer	consumer	NOUN
inlawrev-22388	172	6	protection	protection	NOUN
inlawrev-22388	172	7	by	by	ADP
inlawrev-22388	172	8	the	the	DET
inlawrev-22388	172	9	state	state	NOUN
inlawrev-22388	172	10	attorneys	attorney	NOUN
inlawrev-22388	172	11	general	general	ADJ
inlawrev-22388	172	12	:	:	PUNCT
inlawrev-22388	172	13	a	a	DET
inlawrev-22388	172	14	time	time	NOUN
inlawrev-22388	172	15	for	for	ADP
inlawrev-22388	172	16	renewal	renewal	NOUN
inlawrev-22388	172	17	,	,	PUNCT
inlawrev-22388	172	18	49	49	NUM
inlawrev-22388	172	19	notre	notre	PROPN
inlawrev-22388	172	20	dame	dame	PROPN
inlawrev-22388	172	21	l.	l.	PROPN
inlawrev-22388	172	22	rev	rev	PROPN
inlawrev-22388	172	23	.	.	PROPN
inlawrev-22388	172	24	410	410	NUM
inlawrev-22388	172	25	,	,	PUNCT
inlawrev-22388	172	26	414	414	NUM
inlawrev-22388	172	27	n.35	n.35	PROPN
inlawrev-22388	172	28	(	(	PUNCT
inlawrev-22388	172	29	1973	1973	NUM
inlawrev-22388	172	30	)	)	PUNCT
inlawrev-22388	172	31	.	.	PUNCT
inlawrev-22388	173	1	53	53	NUM
inlawrev-22388	173	2	.	.	PUNCT
inlawrev-22388	174	1	ind	ind	PROPN
inlawrev-22388	174	2	.	.	PUNCT
inlawrev-22388	175	1	code	code	PROPN
inlawrev-22388	175	2	§	§	PROPN
inlawrev-22388	175	3	24	24	NUM
inlawrev-22388	175	4	-	-	SYM
inlawrev-22388	175	5	5	5	NUM
inlawrev-22388	175	6	-	-	PUNCT
inlawrev-22388	175	7	0.5	0.5	NUM
inlawrev-22388	175	8	-	-	SYM
inlawrev-22388	175	9	1	1	NUM
inlawrev-22388	175	10	(	(	PUNCT
inlawrev-22388	175	11	2014	2014	NUM
inlawrev-22388	175	12	)	)	PUNCT
inlawrev-22388	175	13	.	.	PUNCT
inlawrev-22388	176	1	54	54	NUM
inlawrev-22388	176	2	.	.	PUNCT
inlawrev-22388	177	1	i	i	PRON
inlawrev-22388	177	2	d.	d.	PROPN
inlawrev-22388	177	3	55	55	NUM
inlawrev-22388	177	4	.	.	PUNCT
inlawrev-22388	178	1	ind	ind	PROPN
inlawrev-22388	178	2	.	.	PUNCT
inlawrev-22388	178	3	code	code	PROPN
inlawrev-22388	178	4	§	§	PROPN
inlawrev-22388	178	5	24	24	NUM
inlawrev-22388	178	6	-	-	SYM
inlawrev-22388	178	7	5	5	NUM
inlawrev-22388	178	8	-	-	PUNCT
inlawrev-22388	178	9	0.5	0.5	NUM
inlawrev-22388	178	10	-	-	SYM
inlawrev-22388	178	11	3	3	NUM
inlawrev-22388	178	12	(	(	PUNCT
inlawrev-22388	178	13	2013	2013	NUM
inlawrev-22388	178	14	)	)	PUNCT
inlawrev-22388	178	15	.	.	PUNCT
inlawrev-22388	179	1	56	56	NUM
inlawrev-22388	179	2	.	.	X
inlawrev-22388	179	3	carter	carter	PROPN
inlawrev-22388	179	4	,	,	PUNCT
inlawrev-22388	179	5	supra	supra	PROPN
inlawrev-22388	179	6	note	note	PROPN
inlawrev-22388	179	7	4	4	NUM
inlawrev-22388	179	8	,	,	PUNCT
inlawrev-22388	179	9	at	at	ADP
inlawrev-22388	179	10	11	11	NUM
inlawrev-22388	179	11	.	.	PUNCT
inlawrev-22388	179	12	57	57	NUM
inlawrev-22388	179	13	.	.	PUNCT
inlawrev-22388	180	1	see	see	VERB
inlawrev-22388	180	2	kesling	kesling	NOUN
inlawrev-22388	180	3	v.	v.	ADP
inlawrev-22388	180	4	hubler	hubler	PROPN
inlawrev-22388	180	5	nissan	nissan	PROPN
inlawrev-22388	180	6	,	,	PUNCT
inlawrev-22388	180	7	inc	inc	PROPN
inlawrev-22388	180	8	.	.	PROPN
inlawrev-22388	180	9	,	,	PUNCT
inlawrev-22388	180	10	997	997	NUM
inlawrev-22388	180	11	n.e.2d	n.e.2d	NOUN
inlawrev-22388	180	12	327	327	NUM
inlawrev-22388	180	13	(	(	PUNCT
inlawrev-22388	180	14	ind	ind	NOUN
inlawrev-22388	180	15	.	.	PUNCT
inlawrev-22388	180	16	2013	2013	NUM
inlawrev-22388	180	17	)	)	PUNCT
inlawrev-22388	180	18	.	.	PUNCT
inlawrev-22388	181	1	218	218	NUM
inlawrev-22388	181	2	indiana	indiana	PROPN
inlawrev-22388	181	3	law	law	PROPN
inlawrev-22388	181	4	review	review	NOUN
inlawrev-22388	181	5	[	[	X
inlawrev-22388	181	6	vol	vol	NOUN
inlawrev-22388	181	7	.	.	PUNCT
inlawrev-22388	182	1	51:211	51:211	NUM
inlawrev-22388	182	2	a.	a.	NOUN
inlawrev-22388	182	3	kesling	kesling	NOUN
inlawrev-22388	182	4	v.	v.	ADP
inlawrev-22388	182	5	hubler	hubler	PROPN
inlawrev-22388	182	6	nissan	nissan	PROPN
inlawrev-22388	182	7	,	,	PUNCT
inlawrev-22388	182	8	inc	inc	PROPN
inlawrev-22388	182	9	.	.	PROPN
inlawrev-22388	182	10	kesling	kesling	PROPN
inlawrev-22388	182	11	v.	v.	ADP
inlawrev-22388	182	12	hubler	hubler	PROPN
inlawrev-22388	182	13	nissan	nissan	PROPN
inlawrev-22388	182	14	,	,	PUNCT
inlawrev-22388	182	15	inc	inc	PROPN
inlawrev-22388	182	16	.	.	PROPN
inlawrev-22388	182	17	catalyzed	catalyze	VERB
inlawrev-22388	182	18	the	the	DET
inlawrev-22388	182	19	dcsa	dcsa	PROPN
inlawrev-22388	182	20	’s	’s	PART
inlawrev-22388	182	21	2014	2014	NUM
inlawrev-22388	182	22	amendment.58	amendment.58	NOUN
inlawrev-22388	182	23	in	in	ADP
inlawrev-22388	182	24	kesling	kesling	PROPN
inlawrev-22388	182	25	,	,	PUNCT
inlawrev-22388	183	1	the	the	DET
inlawrev-22388	183	2	indiana	indiana	PROPN
inlawrev-22388	183	3	supreme	supreme	PROPN
inlawrev-22388	183	4	court	court	PROPN
inlawrev-22388	183	5	considered	consider	VERB
inlawrev-22388	183	6	an	an	DET
inlawrev-22388	183	7	advertisement	advertisement	NOUN
inlawrev-22388	183	8	heather	heather	PROPN
inlawrev-22388	183	9	kesling	kesling	PROPN
inlawrev-22388	183	10	saw	see	VERB
inlawrev-22388	183	11	for	for	ADP
inlawrev-22388	183	12	a	a	DET
inlawrev-22388	183	13	1996	1996	NUM
inlawrev-22388	183	14	mitsubishi	mitsubishi	PROPN
inlawrev-22388	183	15	eclipse	eclipse	NOUN
inlawrev-22388	183	16	:	:	PUNCT
inlawrev-22388	183	17	price	price	NOUN
inlawrev-22388	183	18	$	$	SYM
inlawrev-22388	183	19	2,981	2,981	NUM
inlawrev-22388	183	20	body	body	NOUN
inlawrev-22388	183	21	style	style	NOUN
inlawrev-22388	183	22	hatchback	hatchback	NOUN
inlawrev-22388	183	23	mileage	mileage	NOUN
inlawrev-22388	183	24	165,478	165,478	NUM
inlawrev-22388	183	25	exterior	exterior	ADJ
inlawrev-22388	183	26	color	color	NOUN
inlawrev-22388	183	27	maroon	maroon	NOUN
inlawrev-22388	183	28	interior	interior	ADJ
inlawrev-22388	183	29	color	color	NOUN
inlawrev-22388	183	30	grey	grey	NOUN
inlawrev-22388	183	31	engine	engine	NOUN
inlawrev-22388	183	32	4	4	NUM
inlawrev-22388	183	33	cylinder	cylinder	NOUN
inlawrev-22388	183	34	gasoline	gasoline	NOUN
inlawrev-22388	183	35	transmission	transmission	NOUN
inlawrev-22388	183	36	4	4	NUM
inlawrev-22388	183	37	speed	speed	NOUN
inlawrev-22388	183	38	automatic	automatic	ADJ
inlawrev-22388	183	39	drive	drive	NOUN
inlawrev-22388	183	40	type	type	NOUN
inlawrev-22388	183	41	2	2	NUM
inlawrev-22388	183	42	wheel	wheel	NOUN
inlawrev-22388	183	43	drive	drive	NOUN
inlawrev-22388	183	44	—	—	PUNCT
inlawrev-22388	183	45	front	front	ADJ
inlawrev-22388	183	46	fuel	fuel	NOUN
inlawrev-22388	183	47	type	type	NOUN
inlawrev-22388	183	48	gasoline	gasoline	NOUN
inlawrev-22388	183	49	doors	door	NOUN
inlawrev-22388	183	50	two	two	NUM
inlawrev-22388	183	51	door	door	NOUN
inlawrev-22388	183	52	seller	seller	NOUN
inlawrev-22388	183	53	’s	’s	PART
inlawrev-22388	183	54	comments	comment	NOUN
inlawrev-22388	183	55	:	:	PUNCT
inlawrev-22388	183	56	internet	internet	NOUN
inlawrev-22388	183	57	sale	sale	NOUN
inlawrev-22388	183	58	...	...	PUNCT
inlawrev-22388	183	59	reduced	reduce	VERB
inlawrev-22388	183	60	price	price	NOUN
inlawrev-22388	183	61	!	!	PUNCT
inlawrev-22388	183	62	!	!	PUNCT
inlawrev-22388	184	1	trade	trade	NOUN
inlawrev-22388	184	2	–	–	PUNCT
inlawrev-22388	184	3	in	in	ADV
inlawrev-22388	184	4	,	,	PUNCT
inlawrev-22388	184	5	automatic	automatic	ADJ
inlawrev-22388	184	6	,	,	PUNCT
inlawrev-22388	184	7	power	power	NOUN
inlawrev-22388	184	8	roof	roof	NOUN
inlawrev-22388	184	9	,	,	PUNCT
inlawrev-22388	184	10	cd	cd	NOUN
inlawrev-22388	184	11	/	/	SYM
inlawrev-22388	184	12	cassette	cassette	NOUN
inlawrev-22388	184	13	,	,	PUNCT
inlawrev-22388	184	14	power	power	NOUN
inlawrev-22388	184	15	interior	interior	ADJ
inlawrev-22388	184	16	options	option	NOUN
inlawrev-22388	184	17	,	,	PUNCT
inlawrev-22388	184	18	cruise	cruise	NOUN
inlawrev-22388	184	19	,	,	PUNCT
inlawrev-22388	184	20	fog	fog	NOUN
inlawrev-22388	184	21	lights	light	NOUN
inlawrev-22388	184	22	,	,	PUNCT
inlawrev-22388	184	23	alloy	alloy	NOUN
inlawrev-22388	184	24	wheels	wheel	NOUN
inlawrev-22388	184	25	...	...	PUNCT
inlawrev-22388	184	26	sporty	sporty	ADJ
inlawrev-22388	184	27	car	car	NOUN
inlawrev-22388	184	28	at	at	ADP
inlawrev-22388	184	29	a	a	DET
inlawrev-22388	184	30	great	great	ADJ
inlawrev-22388	184	31	value	value	NOUN
inlawrev-22388	184	32	price.59	price.59	NOUN
inlawrev-22388	184	33	kesling	kesle	VERB
inlawrev-22388	184	34	subsequently	subsequently	ADV
inlawrev-22388	184	35	went	go	VERB
inlawrev-22388	184	36	to	to	ADP
inlawrev-22388	184	37	hubler	hubler	PROPN
inlawrev-22388	184	38	nissan	nissan	PROPN
inlawrev-22388	184	39	’s	’s	PART
inlawrev-22388	184	40	lot	lot	NOUN
inlawrev-22388	184	41	to	to	PART
inlawrev-22388	184	42	examine	examine	VERB
inlawrev-22388	184	43	and	and	CCONJ
inlawrev-22388	184	44	test	test	NOUN
inlawrev-22388	184	45	drive	drive	VERB
inlawrev-22388	184	46	the	the	DET
inlawrev-22388	184	47	car.60	car.60	PROPN
inlawrev-22388	184	48	the	the	DET
inlawrev-22388	184	49	car	car	NOUN
inlawrev-22388	184	50	idled	idle	VERB
inlawrev-22388	184	51	roughly	roughly	ADV
inlawrev-22388	184	52	on	on	ADP
inlawrev-22388	184	53	the	the	DET
inlawrev-22388	184	54	road	road	NOUN
inlawrev-22388	184	55	,	,	PUNCT
inlawrev-22388	184	56	but	but	CCONJ
inlawrev-22388	184	57	the	the	DET
inlawrev-22388	184	58	salesperson	salesperson	NOUN
inlawrev-22388	184	59	assured	assure	VERB
inlawrev-22388	184	60	kesling	kesle	VERB
inlawrev-22388	184	61	the	the	DET
inlawrev-22388	184	62	car	car	NOUN
inlawrev-22388	184	63	“	"	PUNCT
inlawrev-22388	184	64	‘	'	PUNCT
inlawrev-22388	184	65	would	would	AUX
inlawrev-22388	184	66	just	just	ADV
inlawrev-22388	184	67	need	need	VERB
inlawrev-22388	184	68	a	a	DET
inlawrev-22388	184	69	tune	tune	NOUN
inlawrev-22388	184	70	-	-	PUNCT
inlawrev-22388	184	71	up	up	NOUN
inlawrev-22388	184	72	’	'	PUNCT
inlawrev-22388	184	73	because	because	SCONJ
inlawrev-22388	184	74	‘	'	PUNCT
inlawrev-22388	184	75	it	it	PRON
inlawrev-22388	184	76	had	have	AUX
inlawrev-22388	184	77	been	be	AUX
inlawrev-22388	184	78	sitting	sit	VERB
inlawrev-22388	184	79	for	for	ADP
inlawrev-22388	184	80	a	a	DET
inlawrev-22388	184	81	while	while	NOUN
inlawrev-22388	184	82	.	.	PUNCT
inlawrev-22388	184	83	’”61	’”61	PROPN
inlawrev-22388	184	84	based	base	VERB
inlawrev-22388	184	85	on	on	ADP
inlawrev-22388	184	86	these	these	DET
inlawrev-22388	184	87	assurances	assurance	NOUN
inlawrev-22388	184	88	,	,	PUNCT
inlawrev-22388	184	89	kesling	kesling	NOUN
inlawrev-22388	184	90	purchased	purchase	VERB
inlawrev-22388	184	91	the	the	DET
inlawrev-22388	184	92	vehicle.62	vehicle.62	NOUN
inlawrev-22388	184	93	unfortunately	unfortunately	ADV
inlawrev-22388	184	94	for	for	ADP
inlawrev-22388	184	95	kesling	kesling	NOUN
inlawrev-22388	184	96	,	,	PUNCT
inlawrev-22388	184	97	the	the	DET
inlawrev-22388	184	98	car	car	NOUN
inlawrev-22388	184	99	did	do	AUX
inlawrev-22388	184	100	not	not	PART
inlawrev-22388	184	101	just	just	ADV
inlawrev-22388	184	102	need	need	VERB
inlawrev-22388	184	103	a	a	DET
inlawrev-22388	184	104	tune	tune	NOUN
inlawrev-22388	184	105	-	-	PUNCT
inlawrev-22388	184	106	up	up	NOUN
inlawrev-22388	184	107	,	,	PUNCT
inlawrev-22388	184	108	and	and	CCONJ
inlawrev-22388	184	109	she	she	PRON
inlawrev-22388	184	110	only	only	ADV
inlawrev-22388	184	111	drove	drive	VERB
inlawrev-22388	184	112	it	it	PRON
inlawrev-22388	184	113	forty	forty	NUM
inlawrev-22388	184	114	-	-	PUNCT
inlawrev-22388	184	115	four	four	NUM
inlawrev-22388	184	116	miles	mile	NOUN
inlawrev-22388	184	117	before	before	SCONJ
inlawrev-22388	184	118	it	it	PRON
inlawrev-22388	184	119	ultimately	ultimately	ADV
inlawrev-22388	184	120	became	become	VERB
inlawrev-22388	184	121	inoperable.63	inoperable.63	PROPN
inlawrev-22388	184	122	kesling	kesling	NOUN
inlawrev-22388	184	123	then	then	ADV
inlawrev-22388	184	124	sued	sue	VERB
inlawrev-22388	184	125	hubler	hubler	NOUN
inlawrev-22388	184	126	,	,	PUNCT
inlawrev-22388	184	127	alleging	allege	VERB
inlawrev-22388	184	128	that	that	SCONJ
inlawrev-22388	184	129	the	the	DET
inlawrev-22388	184	130	term	term	NOUN
inlawrev-22388	184	131	“	"	PUNCT
inlawrev-22388	184	132	sporty	sporty	ADJ
inlawrev-22388	184	133	car	car	NOUN
inlawrev-22388	184	134	”	"	PUNCT
inlawrev-22388	184	135	was	be	AUX
inlawrev-22388	184	136	deceptive	deceptive	ADJ
inlawrev-22388	184	137	under	under	ADP
inlawrev-22388	184	138	the	the	DET
inlawrev-22388	184	139	dcsa	dcsa	ADJ
inlawrev-22388	184	140	because	because	SCONJ
inlawrev-22388	184	141	it	it	PRON
inlawrev-22388	184	142	impliedly	impliedly	ADV
inlawrev-22388	184	143	represented	represent	VERB
inlawrev-22388	184	144	that	that	SCONJ
inlawrev-22388	184	145	the	the	DET
inlawrev-22388	184	146	car	car	NOUN
inlawrev-22388	184	147	was	be	AUX
inlawrev-22388	184	148	road	road	NOUN
inlawrev-22388	184	149	-	-	PUNCT
inlawrev-22388	184	150	worthy	worthy	ADJ
inlawrev-22388	184	151	and	and	CCONJ
inlawrev-22388	184	152	free	free	ADJ
inlawrev-22388	184	153	of	of	ADP
inlawrev-22388	184	154	maintenance	maintenance	NOUN
inlawrev-22388	184	155	issues.64	issues.64	VERB
inlawrev-22388	184	156	the	the	DET
inlawrev-22388	184	157	trial	trial	NOUN
inlawrev-22388	184	158	court	court	NOUN
inlawrev-22388	184	159	ruled	rule	VERB
inlawrev-22388	184	160	in	in	ADP
inlawrev-22388	184	161	favor	favor	NOUN
inlawrev-22388	184	162	of	of	ADP
inlawrev-22388	184	163	hubler	hubler	NOUN
inlawrev-22388	184	164	,	,	PUNCT
inlawrev-22388	184	165	ruling	rule	VERB
inlawrev-22388	184	166	against	against	ADP
inlawrev-22388	184	167	kesling	kesling	NOUN
inlawrev-22388	184	168	on	on	ADP
inlawrev-22388	184	169	all	all	DET
inlawrev-22388	184	170	counts	count	NOUN
inlawrev-22388	184	171	,	,	PUNCT
inlawrev-22388	184	172	including	include	VERB
inlawrev-22388	184	173	the	the	DET
inlawrev-22388	184	174	dcsa	dcsa	ADJ
inlawrev-22388	184	175	claim	claim	NOUN
inlawrev-22388	184	176	,	,	PUNCT
inlawrev-22388	184	177	but	but	CCONJ
inlawrev-22388	184	178	the	the	DET
inlawrev-22388	184	179	indiana	indiana	PROPN
inlawrev-22388	184	180	court	court	PROPN
inlawrev-22388	184	181	of	of	ADP
inlawrev-22388	184	182	appeals	appeals	PROPN
inlawrev-22388	184	183	reversed	reverse	VERB
inlawrev-22388	184	184	the	the	DET
inlawrev-22388	184	185	ruling	ruling	NOUN
inlawrev-22388	184	186	in	in	ADP
inlawrev-22388	184	187	a	a	DET
inlawrev-22388	184	188	split	split	ADJ
inlawrev-22388	184	189	decision	decision	NOUN
inlawrev-22388	184	190	,	,	PUNCT
inlawrev-22388	184	191	instead	instead	ADV
inlawrev-22388	184	192	ruling	rule	VERB
inlawrev-22388	184	193	in	in	ADP
inlawrev-22388	184	194	favor	favor	NOUN
inlawrev-22388	184	195	of	of	ADP
inlawrev-22388	184	196	kesling	kesling	NOUN
inlawrev-22388	184	197	.	.	PUNCT
inlawrev-22388	185	1	65	65	NUM
inlawrev-22388	185	2	determining	determine	VERB
inlawrev-22388	185	3	the	the	DET
inlawrev-22388	185	4	sporty	sporty	ADJ
inlawrev-22388	185	5	car	car	NOUN
inlawrev-22388	185	6	ad	ad	NOUN
inlawrev-22388	185	7	could	could	AUX
inlawrev-22388	185	8	imply	imply	VERB
inlawrev-22388	185	9	the	the	DET
inlawrev-22388	185	10	car	car	NOUN
inlawrev-22388	185	11	would	would	AUX
inlawrev-22388	185	12	safely	safely	ADV
inlawrev-22388	185	13	run	run	VERB
inlawrev-22388	185	14	,	,	PUNCT
inlawrev-22388	185	15	the	the	DET
inlawrev-22388	185	16	court	court	NOUN
inlawrev-22388	185	17	of	of	ADP
inlawrev-22388	185	18	appeals	appeal	NOUN
inlawrev-22388	185	19	held	hold	VERB
inlawrev-22388	185	20	the	the	DET
inlawrev-22388	185	21	ad	ad	NOUN
inlawrev-22388	185	22	actionable	actionable	ADJ
inlawrev-22388	185	23	under	under	ADP
inlawrev-22388	185	24	the	the	DET
inlawrev-22388	185	25	dcsa	dcsa	ADJ
inlawrev-22388	185	26	because	because	SCONJ
inlawrev-22388	185	27	“	"	PUNCT
inlawrev-22388	185	28	[	[	X
inlawrev-22388	185	29	h]ow	h]ow	X
inlawrev-22388	185	30	else	else	ADV
inlawrev-22388	185	31	could	could	AUX
inlawrev-22388	185	32	it	it	PRON
inlawrev-22388	185	33	have	have	VERB
inlawrev-22388	185	34	‘	'	PUNCT
inlawrev-22388	185	35	great	great	ADJ
inlawrev-22388	185	36	value	value	NOUN
inlawrev-22388	185	37	’	'	PUNCT
inlawrev-22388	185	38	and	and	CCONJ
inlawrev-22388	185	39	be	be	AUX
inlawrev-22388	185	40	a	a	DET
inlawrev-22388	185	41	‘	'	PUNCT
inlawrev-22388	185	42	sporty	sporty	ADJ
inlawrev-22388	185	43	car’?”66	car’?”66	NOUN
inlawrev-22388	185	44	58	58	NUM
inlawrev-22388	185	45	.	.	PUNCT
inlawrev-22388	186	1	i	i	PRON
inlawrev-22388	186	2	d.	d.	PROPN
inlawrev-22388	186	3	59	59	NUM
inlawrev-22388	186	4	.	.	PUNCT
inlawrev-22388	187	1	i	i	PRON
inlawrev-22388	187	2	d.	d.	PROPN
inlawrev-22388	187	3	at	at	ADP
inlawrev-22388	187	4	330	330	NUM
inlawrev-22388	187	5	.	.	PUNCT
inlawrev-22388	187	6	60	60	NUM
inlawrev-22388	187	7	.	.	PUNCT
inlawrev-22388	188	1	i	i	PRON
inlawrev-22388	188	2	d.	d.	PROPN
inlawrev-22388	188	3	61	61	NUM
inlawrev-22388	188	4	.	.	PUNCT
inlawrev-22388	189	1	i	i	PRON
inlawrev-22388	189	2	d.	d.	PROPN
inlawrev-22388	189	3	62	62	NUM
inlawrev-22388	189	4	.	.	PUNCT
inlawrev-22388	190	1	i	i	PRON
inlawrev-22388	190	2	d.	d.	PROPN
inlawrev-22388	190	3	63	63	NUM
inlawrev-22388	190	4	.	.	PUNCT
inlawrev-22388	191	1	i	i	PRON
inlawrev-22388	191	2	d.	d.	PROPN
inlawrev-22388	191	3	64	64	NUM
inlawrev-22388	191	4	.	.	PUNCT
inlawrev-22388	192	1	i	i	PRON
inlawrev-22388	192	2	d.	d.	PROPN
inlawrev-22388	192	3	at	at	ADP
inlawrev-22388	192	4	331	331	NUM
inlawrev-22388	192	5	.	.	PUNCT
inlawrev-22388	193	1	kesling	kesling	NOUN
inlawrev-22388	193	2	also	also	ADV
inlawrev-22388	193	3	sued	sue	VERB
inlawrev-22388	193	4	alleging	allege	VERB
inlawrev-22388	193	5	fraud	fraud	NOUN
inlawrev-22388	193	6	for	for	ADP
inlawrev-22388	193	7	the	the	DET
inlawrev-22388	193	8	salesperson	salesperson	PROPN
inlawrev-22388	193	9	’s	’s	PART
inlawrev-22388	193	10	assurances	assurance	NOUN
inlawrev-22388	193	11	,	,	PUNCT
inlawrev-22388	193	12	but	but	CCONJ
inlawrev-22388	193	13	this	this	DET
inlawrev-22388	193	14	claim	claim	NOUN
inlawrev-22388	193	15	is	be	AUX
inlawrev-22388	193	16	outside	outside	ADP
inlawrev-22388	193	17	the	the	DET
inlawrev-22388	193	18	scope	scope	NOUN
inlawrev-22388	193	19	of	of	ADP
inlawrev-22388	193	20	this	this	DET
inlawrev-22388	193	21	note	note	NOUN
inlawrev-22388	193	22	.	.	PUNCT
inlawrev-22388	194	1	i	i	PRON
inlawrev-22388	194	2	d.	d.	PROPN
inlawrev-22388	194	3	65	65	NUM
inlawrev-22388	194	4	.	.	PUNCT
inlawrev-22388	195	1	i	i	PRON
inlawrev-22388	195	2	d.	d.	PROPN
inlawrev-22388	195	3	66	66	NUM
inlawrev-22388	195	4	.	.	PUNCT
inlawrev-22388	196	1	kesling	kesle	VERB
inlawrev-22388	196	2	v.	v.	ADP
inlawrev-22388	196	3	hubler	hubler	PROPN
inlawrev-22388	196	4	nissan	nissan	PROPN
inlawrev-22388	196	5	,	,	PUNCT
inlawrev-22388	196	6	inc	inc	PROPN
inlawrev-22388	196	7	.	.	PROPN
inlawrev-22388	196	8	,	,	PUNCT
inlawrev-22388	196	9	975	975	NUM
inlawrev-22388	196	10	n.e.2d	n.e.2d	NOUN
inlawrev-22388	196	11	367	367	NUM
inlawrev-22388	196	12	,	,	PUNCT
inlawrev-22388	196	13	372	372	NUM
inlawrev-22388	196	14	(	(	PUNCT
inlawrev-22388	196	15	ind	ind	NOUN
inlawrev-22388	196	16	.	.	PUNCT
inlawrev-22388	197	1	ct	ct	PROPN
inlawrev-22388	197	2	.	.	PUNCT
inlawrev-22388	198	1	app	app	PROPN
inlawrev-22388	198	2	.	.	PROPN
inlawrev-22388	198	3	2012	2012	NUM
inlawrev-22388	198	4	)	)	PUNCT
inlawrev-22388	198	5	.	.	PUNCT
inlawrev-22388	199	1	2018	2018	NUM
inlawrev-22388	199	2	]	]	PUNCT
inlawrev-22388	199	3	david	david	PROPN
inlawrev-22388	199	4	’s	’s	PART
inlawrev-22388	199	5	sling	sle	VERB
inlawrev-22388	199	6	219	219	NUM
inlawrev-22388	199	7	the	the	DET
inlawrev-22388	199	8	indiana	indiana	PROPN
inlawrev-22388	199	9	supreme	supreme	PROPN
inlawrev-22388	199	10	court	court	PROPN
inlawrev-22388	199	11	disagreed	disagree	VERB
inlawrev-22388	199	12	,	,	PUNCT
inlawrev-22388	199	13	holding	hold	VERB
inlawrev-22388	199	14	the	the	DET
inlawrev-22388	199	15	sporty	sporty	ADJ
inlawrev-22388	199	16	car	car	NOUN
inlawrev-22388	199	17	ad	ad	NOUN
inlawrev-22388	199	18	was	be	AUX
inlawrev-22388	199	19	“	"	PUNCT
inlawrev-22388	199	20	textbook	textbook	NOUN
inlawrev-22388	199	21	puffery	puffery	NOUN
inlawrev-22388	199	22	”	"	PUNCT
inlawrev-22388	199	23	and	and	CCONJ
inlawrev-22388	199	24	thus	thus	ADV
inlawrev-22388	199	25	not	not	PART
inlawrev-22388	199	26	a	a	DET
inlawrev-22388	199	27	representation	representation	NOUN
inlawrev-22388	199	28	of	of	ADP
inlawrev-22388	199	29	fact.67	fact.67	NOUN
inlawrev-22388	199	30	the	the	DET
inlawrev-22388	199	31	court	court	NOUN
inlawrev-22388	199	32	reasoned	reason	VERB
inlawrev-22388	199	33	that	that	SCONJ
inlawrev-22388	199	34	any	any	DET
inlawrev-22388	199	35	assumption	assumption	NOUN
inlawrev-22388	199	36	about	about	ADP
inlawrev-22388	199	37	the	the	DET
inlawrev-22388	199	38	vehicle	vehicle	NOUN
inlawrev-22388	199	39	’s	’s	PART
inlawrev-22388	199	40	drivability	drivability	NOUN
inlawrev-22388	199	41	or	or	CCONJ
inlawrev-22388	199	42	quality	quality	NOUN
inlawrev-22388	199	43	would	would	AUX
inlawrev-22388	199	44	involve	involve	VERB
inlawrev-22388	199	45	multiple	multiple	ADJ
inlawrev-22388	199	46	inferences	inference	NOUN
inlawrev-22388	199	47	made	make	VERB
inlawrev-22388	199	48	by	by	ADP
inlawrev-22388	199	49	the	the	DET
inlawrev-22388	199	50	consumer	consumer	NOUN
inlawrev-22388	199	51	,	,	PUNCT
inlawrev-22388	199	52	and	and	CCONJ
inlawrev-22388	199	53	protecting	protect	VERB
inlawrev-22388	199	54	consumers	consumer	NOUN
inlawrev-22388	199	55	“	"	PUNCT
inlawrev-22388	199	56	from	from	ADP
inlawrev-22388	199	57	their	their	PRON
inlawrev-22388	199	58	own	own	ADJ
inlawrev-22388	199	59	inferences	inference	NOUN
inlawrev-22388	199	60	”	"	PUNCT
inlawrev-22388	199	61	would	would	AUX
inlawrev-22388	199	62	exceed	exceed	VERB
inlawrev-22388	199	63	even	even	ADV
inlawrev-22388	199	64	the	the	DET
inlawrev-22388	199	65	liberal	liberal	ADJ
inlawrev-22388	199	66	-	-	PUNCT
inlawrev-22388	199	67	construction	construction	NOUN
inlawrev-22388	199	68	instruction	instruction	NOUN
inlawrev-22388	199	69	from	from	ADP
inlawrev-22388	199	70	the	the	DET
inlawrev-22388	199	71	dcsa.68	dcsa.68	NOUN
inlawrev-22388	199	72	in	in	ADP
inlawrev-22388	199	73	other	other	ADJ
inlawrev-22388	199	74	words	word	NOUN
inlawrev-22388	199	75	,	,	PUNCT
inlawrev-22388	199	76	holding	hold	VERB
inlawrev-22388	199	77	the	the	DET
inlawrev-22388	199	78	supplier	supplier	NOUN
inlawrev-22388	199	79	liable	liable	ADJ
inlawrev-22388	199	80	for	for	ADP
inlawrev-22388	199	81	a	a	DET
inlawrev-22388	199	82	consumer	consumer	NOUN
inlawrev-22388	199	83	’s	’s	PART
inlawrev-22388	199	84	inferences	inference	NOUN
inlawrev-22388	199	85	would	would	AUX
inlawrev-22388	199	86	“	"	PUNCT
inlawrev-22388	199	87	demand	demand	VERB
inlawrev-22388	199	88	an	an	DET
inlawrev-22388	199	89	unrealistic	unrealistic	ADJ
inlawrev-22388	199	90	degree	degree	NOUN
inlawrev-22388	199	91	of	of	ADP
inlawrev-22388	199	92	intuition	intuition	NOUN
inlawrev-22388	199	93	about	about	ADP
inlawrev-22388	199	94	consumers	consumer	NOUN
inlawrev-22388	199	95	’	'	PUNCT
inlawrev-22388	199	96	subjective	subjective	ADJ
inlawrev-22388	199	97	perceptions	perception	NOUN
inlawrev-22388	199	98	.	.	PUNCT
inlawrev-22388	200	1	”69	”69	VERB
inlawrev-22388	200	2	because	because	SCONJ
inlawrev-22388	200	3	hubler	hubler	NOUN
inlawrev-22388	200	4	’s	’s	PART
inlawrev-22388	200	5	sporty	sporty	ADJ
inlawrev-22388	200	6	car	car	NOUN
inlawrev-22388	200	7	ad	ad	NOUN
inlawrev-22388	200	8	was	be	AUX
inlawrev-22388	200	9	no	no	DET
inlawrev-22388	200	10	representation	representation	NOUN
inlawrev-22388	200	11	at	at	ADV
inlawrev-22388	200	12	all	all	ADV
inlawrev-22388	200	13	,	,	PUNCT
inlawrev-22388	200	14	the	the	DET
inlawrev-22388	200	15	court	court	NOUN
inlawrev-22388	200	16	did	do	AUX
inlawrev-22388	200	17	not	not	PART
inlawrev-22388	200	18	address	address	VERB
inlawrev-22388	200	19	whether	whether	SCONJ
inlawrev-22388	200	20	implied	imply	VERB
inlawrev-22388	200	21	representations	representation	NOUN
inlawrev-22388	200	22	of	of	ADP
inlawrev-22388	200	23	fact	fact	NOUN
inlawrev-22388	200	24	were	be	AUX
inlawrev-22388	200	25	actionable	actionable	ADJ
inlawrev-22388	200	26	under	under	ADP
inlawrev-22388	200	27	the	the	DET
inlawrev-22388	200	28	dcsa.70	dcsa.70	PROPN
inlawrev-22388	200	29	even	even	ADV
inlawrev-22388	200	30	though	though	SCONJ
inlawrev-22388	200	31	the	the	DET
inlawrev-22388	200	32	“	"	PUNCT
inlawrev-22388	200	33	issue	issue	NOUN
inlawrev-22388	200	34	[	[	X
inlawrev-22388	200	35	was	be	AUX
inlawrev-22388	200	36	]	]	X
inlawrev-22388	200	37	open	open	ADJ
inlawrev-22388	200	38	,	,	PUNCT
inlawrev-22388	200	39	”	"	PUNCT
inlawrev-22388	200	40	uncertainty	uncertainty	NOUN
inlawrev-22388	200	41	following	follow	VERB
inlawrev-22388	200	42	the	the	DET
inlawrev-22388	200	43	court	court	NOUN
inlawrev-22388	200	44	’s	’s	PART
inlawrev-22388	200	45	decision	decision	NOUN
inlawrev-22388	200	46	troubled	trouble	VERB
inlawrev-22388	200	47	many	many	ADJ
inlawrev-22388	200	48	legislators.71	legislators.71	PROPN
inlawrev-22388	200	49	b.	b.	PROPN
inlawrev-22388	200	50	2014	2014	NUM
inlawrev-22388	200	51	amendment	amendment	NOUN
inlawrev-22388	200	52	to	to	ADP
inlawrev-22388	200	53	the	the	DET
inlawrev-22388	200	54	dcsa	dcsa	ADJ
inlawrev-22388	200	55	following	follow	VERB
inlawrev-22388	200	56	kesling	kesling	PROPN
inlawrev-22388	200	57	,	,	PUNCT
inlawrev-22388	200	58	the	the	DET
inlawrev-22388	200	59	indiana	indiana	PROPN
inlawrev-22388	200	60	general	general	PROPN
inlawrev-22388	200	61	assembly	assembly	PROPN
inlawrev-22388	200	62	amended	amend	VERB
inlawrev-22388	200	63	the	the	DET
inlawrev-22388	200	64	dcsa	dcsa	ADJ
inlawrev-22388	200	65	to	to	PART
inlawrev-22388	200	66	include	include	VERB
inlawrev-22388	200	67	a	a	DET
inlawrev-22388	200	68	general	general	ADJ
inlawrev-22388	200	69	prohibition	prohibition	NOUN
inlawrev-22388	200	70	against	against	ADP
inlawrev-22388	200	71	any	any	DET
inlawrev-22388	200	72	“	"	PUNCT
inlawrev-22388	200	73	unfair	unfair	ADJ
inlawrev-22388	200	74	,	,	PUNCT
inlawrev-22388	200	75	abusive	abusive	ADJ
inlawrev-22388	200	76	,	,	PUNCT
inlawrev-22388	200	77	or	or	CCONJ
inlawrev-22388	200	78	deceptive	deceptive	ADJ
inlawrev-22388	200	79	act	act	NOUN
inlawrev-22388	200	80	,	,	PUNCT
inlawrev-22388	200	81	omission	omission	NOUN
inlawrev-22388	200	82	,	,	PUNCT
inlawrev-22388	200	83	or	or	CCONJ
inlawrev-22388	200	84	practice	practice	NOUN
inlawrev-22388	200	85	in	in	ADP
inlawrev-22388	200	86	connection	connection	NOUN
inlawrev-22388	200	87	with	with	ADP
inlawrev-22388	200	88	a	a	DET
inlawrev-22388	200	89	consumer	consumer	NOUN
inlawrev-22388	200	90	transaction	transaction	NOUN
inlawrev-22388	201	1	[	[	X
inlawrev-22388	201	2	,	,	X
inlawrev-22388	201	3	]	]	PUNCT
inlawrev-22388	201	4	.	.	PUNCT
inlawrev-22388	201	5	.	.	PUNCT
inlawrev-22388	201	6	.	.	PUNCT
inlawrev-22388	202	1	whether	whether	SCONJ
inlawrev-22388	202	2	it	it	PRON
inlawrev-22388	202	3	occurs	occur	VERB
inlawrev-22388	202	4	before	before	ADV
inlawrev-22388	202	5	,	,	PUNCT
inlawrev-22388	202	6	during	during	ADP
inlawrev-22388	202	7	,	,	PUNCT
inlawrev-22388	202	8	or	or	CCONJ
inlawrev-22388	202	9	after	after	ADP
inlawrev-22388	202	10	the	the	DET
inlawrev-22388	202	11	transaction	transaction	NOUN
inlawrev-22388	202	12	[	[	X
inlawrev-22388	202	13	,	,	X
inlawrev-22388	202	14	]	]	PUNCT
inlawrev-22388	202	15	.	.	PUNCT
inlawrev-22388	203	1	.	.	PUNCT
inlawrev-22388	203	2	.	.	PUNCT
inlawrev-22388	204	1	[	[	X
inlawrev-22388	204	2	that	that	PRON
inlawrev-22388	204	3	is	be	AUX
inlawrev-22388	204	4	either	either	ADV
inlawrev-22388	204	5	]	]	PUNCT
inlawrev-22388	204	6	implicit	implicit	ADJ
inlawrev-22388	204	7	[	[	X
inlawrev-22388	204	8	or	or	CCONJ
inlawrev-22388	204	9	]	]	PUNCT
inlawrev-22388	204	10	explicit[.]”72	explicit[.]”72	VERB
inlawrev-22388	204	11	thus	thus	ADV
inlawrev-22388	204	12	indiana	indiana	PROPN
inlawrev-22388	204	13	joined	join	VERB
inlawrev-22388	204	14	the	the	DET
inlawrev-22388	204	15	majority	majority	NOUN
inlawrev-22388	204	16	of	of	ADP
inlawrev-22388	204	17	other	other	ADJ
inlawrev-22388	204	18	states	state	NOUN
inlawrev-22388	204	19	generally	generally	ADV
inlawrev-22388	204	20	prohibiting	prohibit	VERB
inlawrev-22388	204	21	deceptive	deceptive	ADJ
inlawrev-22388	204	22	and	and	CCONJ
inlawrev-22388	204	23	unfair	unfair	ADJ
inlawrev-22388	204	24	acts	act	NOUN
inlawrev-22388	204	25	and	and	CCONJ
inlawrev-22388	204	26	practices.73	practices.73	VERB
inlawrev-22388	204	27	because	because	SCONJ
inlawrev-22388	204	28	almost	almost	ADV
inlawrev-22388	204	29	all	all	PRON
inlawrev-22388	204	30	deceptive	deceptive	ADJ
inlawrev-22388	204	31	practices	practice	NOUN
inlawrev-22388	204	32	could	could	AUX
inlawrev-22388	204	33	be	be	AUX
inlawrev-22388	204	34	placed	place	VERB
inlawrev-22388	204	35	under	under	ADP
inlawrev-22388	204	36	one	one	NUM
inlawrev-22388	204	37	of	of	ADP
inlawrev-22388	204	38	the	the	DET
inlawrev-22388	204	39	pre-2014	pre-2014	NOUN
inlawrev-22388	204	40	-	-	PUNCT
inlawrev-22388	204	41	amendment	amendment	NOUN
inlawrev-22388	204	42	-	-	PUNCT
inlawrev-22388	204	43	dcsa	dcsa	VERB
inlawrev-22388	204	44	enumerations,74	enumerations,74	NOUN
inlawrev-22388	204	45	two	two	NUM
inlawrev-22388	204	46	major	major	ADJ
inlawrev-22388	204	47	changes	change	NOUN
inlawrev-22388	204	48	came	come	VERB
inlawrev-22388	204	49	with	with	ADP
inlawrev-22388	204	50	the	the	DET
inlawrev-22388	204	51	addition	addition	NOUN
inlawrev-22388	204	52	of	of	ADP
inlawrev-22388	204	53	a	a	DET
inlawrev-22388	204	54	broad	broad	ADJ
inlawrev-22388	204	55	prohibition	prohibition	NOUN
inlawrev-22388	204	56	of	of	ADP
inlawrev-22388	204	57	both	both	CCONJ
inlawrev-22388	204	58	unfair	unfair	ADJ
inlawrev-22388	204	59	and	and	CCONJ
inlawrev-22388	204	60	abusive	abusive	ADJ
inlawrev-22388	204	61	conduct.75	conduct.75	ADJ
inlawrev-22388	204	62	in	in	ADP
inlawrev-22388	204	63	addition	addition	NOUN
inlawrev-22388	204	64	to	to	ADP
inlawrev-22388	204	65	adding	add	VERB
inlawrev-22388	204	66	these	these	DET
inlawrev-22388	204	67	two	two	NUM
inlawrev-22388	204	68	prohibitions	prohibition	NOUN
inlawrev-22388	204	69	,	,	PUNCT
inlawrev-22388	204	70	the	the	DET
inlawrev-22388	204	71	general	general	ADJ
inlawrev-22388	204	72	assembly	assembly	NOUN
inlawrev-22388	204	73	also	also	ADV
inlawrev-22388	204	74	explicitly	explicitly	ADV
inlawrev-22388	204	75	prohibited	prohibit	VERB
inlawrev-22388	204	76	implied	imply	VERB
inlawrev-22388	204	77	misrepresentations,76	misrepresentations,76	NUM
inlawrev-22388	204	78	an	an	DET
inlawrev-22388	204	79	unequivocal	unequivocal	ADJ
inlawrev-22388	204	80	response	response	NOUN
inlawrev-22388	204	81	to	to	PART
inlawrev-22388	204	82	kesling.77	kesling.77	VERB
inlawrev-22388	204	83	unfortunately	unfortunately	ADV
inlawrev-22388	204	84	,	,	PUNCT
inlawrev-22388	204	85	the	the	DET
inlawrev-22388	204	86	legislature	legislature	NOUN
inlawrev-22388	204	87	left	leave	VERB
inlawrev-22388	204	88	all	all	DET
inlawrev-22388	204	89	three	three	NUM
inlawrev-22388	204	90	of	of	ADP
inlawrev-22388	204	91	these	these	DET
inlawrev-22388	204	92	new	new	ADJ
inlawrev-22388	204	93	terms	term	NOUN
inlawrev-22388	204	94	undefined,78	undefined,78	VERB
inlawrev-22388	204	95	and	and	CCONJ
inlawrev-22388	204	96	no	no	DET
inlawrev-22388	204	97	academic	academic	ADJ
inlawrev-22388	204	98	or	or	CCONJ
inlawrev-22388	204	99	appellate	appellate	ADJ
inlawrev-22388	204	100	interpretations	interpretation	NOUN
inlawrev-22388	204	101	have	have	AUX
inlawrev-22388	204	102	since	since	SCONJ
inlawrev-22388	204	103	ensued	ensue	VERB
inlawrev-22388	204	104	.	.	PUNCT
inlawrev-22388	205	1	67	67	NUM
inlawrev-22388	205	2	.	.	PUNCT
inlawrev-22388	206	1	kesling	kesling	PROPN
inlawrev-22388	206	2	,	,	PUNCT
inlawrev-22388	206	3	997	997	NUM
inlawrev-22388	206	4	n.e.2d	n.e.2d	NOUN
inlawrev-22388	206	5	at	at	ADP
inlawrev-22388	206	6	329	329	NUM
inlawrev-22388	206	7	,	,	PUNCT
inlawrev-22388	206	8	335	335	NUM
inlawrev-22388	206	9	(	(	PUNCT
inlawrev-22388	206	10	“	"	PUNCT
inlawrev-22388	206	11	hubler	hubler	NOUN
inlawrev-22388	206	12	’s	’s	PART
inlawrev-22388	206	13	‘	'	PUNCT
inlawrev-22388	206	14	puffing	puffing	NOUN
inlawrev-22388	206	15	’	'	PUNCT
inlawrev-22388	206	16	simply	simply	ADV
inlawrev-22388	206	17	[	[	X
inlawrev-22388	206	18	was	be	AUX
inlawrev-22388	206	19	]	]	PUNCT
inlawrev-22388	206	20	not	not	PART
inlawrev-22388	206	21	the	the	DET
inlawrev-22388	206	22	stuff	stuff	NOUN
inlawrev-22388	206	23	of	of	ADP
inlawrev-22388	206	24	a	a	DET
inlawrev-22388	206	25	deception	deception	NOUN
inlawrev-22388	206	26	claim	claim	NOUN
inlawrev-22388	206	27	.	.	PUNCT
inlawrev-22388	206	28	”	"	PUNCT
inlawrev-22388	206	29	)	)	PUNCT
inlawrev-22388	206	30	.	.	PUNCT
inlawrev-22388	207	1	68	68	NUM
inlawrev-22388	207	2	.	.	PUNCT
inlawrev-22388	208	1	i	i	PRON
inlawrev-22388	208	2	d.	d.	PROPN
inlawrev-22388	208	3	at	at	ADP
inlawrev-22388	208	4	334	334	NUM
inlawrev-22388	208	5	-	-	SYM
inlawrev-22388	208	6	35	35	NUM
inlawrev-22388	208	7	(	(	PUNCT
inlawrev-22388	208	8	emphasis	emphasis	NOUN
inlawrev-22388	208	9	in	in	ADP
inlawrev-22388	208	10	original	original	ADJ
inlawrev-22388	208	11	)	)	PUNCT
inlawrev-22388	208	12	.	.	PUNCT
inlawrev-22388	209	1	69	69	NUM
inlawrev-22388	209	2	.	.	PUNCT
inlawrev-22388	210	1	i	i	PRON
inlawrev-22388	210	2	d.	d.	PROPN
inlawrev-22388	210	3	at	at	ADP
inlawrev-22388	210	4	334	334	NUM
inlawrev-22388	210	5	.	.	PUNCT
inlawrev-22388	211	1	70	70	NUM
inlawrev-22388	211	2	.	.	PUNCT
inlawrev-22388	212	1	i	i	PRON
inlawrev-22388	212	2	d.	d.	PROPN
inlawrev-22388	212	3	at	at	ADP
inlawrev-22388	212	4	332	332	NUM
inlawrev-22388	212	5	.	.	PUNCT
inlawrev-22388	213	1	71	71	NUM
inlawrev-22388	213	2	.	.	PUNCT
inlawrev-22388	214	1	torr	torr	ADJ
inlawrev-22388	214	2	statement	statement	PROPN
inlawrev-22388	214	3	,	,	PUNCT
inlawrev-22388	214	4	supra	supra	PROPN
inlawrev-22388	214	5	note	note	NOUN
inlawrev-22388	214	6	1	1	NUM
inlawrev-22388	214	7	.	.	SYM
inlawrev-22388	214	8	72	72	NUM
inlawrev-22388	214	9	.	.	PUNCT
inlawrev-22388	215	1	ind	ind	PROPN
inlawrev-22388	215	2	.	.	PUNCT
inlawrev-22388	216	1	code	code	PROPN
inlawrev-22388	216	2	§	§	PROPN
inlawrev-22388	216	3	24	24	NUM
inlawrev-22388	216	4	-	-	SYM
inlawrev-22388	216	5	5	5	NUM
inlawrev-22388	216	6	-	-	PUNCT
inlawrev-22388	216	7	0.5	0.5	NUM
inlawrev-22388	216	8	-	-	SYM
inlawrev-22388	216	9	3	3	NUM
inlawrev-22388	216	10	(	(	PUNCT
inlawrev-22388	216	11	2014	2014	NUM
inlawrev-22388	216	12	)	)	PUNCT
inlawrev-22388	216	13	.	.	PUNCT
inlawrev-22388	217	1	73	73	NUM
inlawrev-22388	217	2	.	.	PUNCT
inlawrev-22388	218	1	carter	carter	PROPN
inlawrev-22388	218	2	,	,	PUNCT
inlawrev-22388	218	3	supra	supra	PROPN
inlawrev-22388	218	4	note	note	PROPN
inlawrev-22388	218	5	4	4	NUM
inlawrev-22388	218	6	,	,	PUNCT
inlawrev-22388	218	7	at	at	ADP
inlawrev-22388	218	8	11	11	NUM
inlawrev-22388	218	9	.	.	PUNCT
inlawrev-22388	218	10	74	74	NUM
inlawrev-22388	218	11	.	.	PUNCT
inlawrev-22388	219	1	that	that	PRON
inlawrev-22388	219	2	being	be	AUX
inlawrev-22388	219	3	said	say	VERB
inlawrev-22388	219	4	,	,	PUNCT
inlawrev-22388	219	5	since	since	SCONJ
inlawrev-22388	219	6	the	the	DET
inlawrev-22388	219	7	dcsa	dcsa	PROPN
inlawrev-22388	219	8	fails	fail	VERB
inlawrev-22388	219	9	to	to	PART
inlawrev-22388	219	10	provide	provide	VERB
inlawrev-22388	219	11	a	a	DET
inlawrev-22388	219	12	definition	definition	NOUN
inlawrev-22388	219	13	of	of	ADP
inlawrev-22388	219	14	deception	deception	NOUN
inlawrev-22388	219	15	,	,	PUNCT
inlawrev-22388	219	16	see	see	VERB
inlawrev-22388	219	17	ind	ind	NOUN
inlawrev-22388	219	18	.	.	PUNCT
inlawrev-22388	220	1	code	code	PROPN
inlawrev-22388	220	2	§	§	PROPN
inlawrev-22388	220	3	24	24	NUM
inlawrev-22388	220	4	-	-	SYM
inlawrev-22388	220	5	5	5	NUM
inlawrev-22388	220	6	-	-	PUNCT
inlawrev-22388	220	7	0.5	0.5	NUM
inlawrev-22388	220	8	-	-	SYM
inlawrev-22388	220	9	2	2	NUM
inlawrev-22388	220	10	(	(	PUNCT
inlawrev-22388	220	11	2014	2014	NUM
inlawrev-22388	220	12	)	)	PUNCT
inlawrev-22388	220	13	,	,	PUNCT
inlawrev-22388	220	14	if	if	SCONJ
inlawrev-22388	220	15	a	a	DET
inlawrev-22388	220	16	consumer	consumer	NOUN
inlawrev-22388	220	17	can	can	AUX
inlawrev-22388	220	18	not	not	PART
inlawrev-22388	220	19	particularly	particularly	ADV
inlawrev-22388	220	20	allege	allege	VERB
inlawrev-22388	220	21	one	one	NUM
inlawrev-22388	220	22	of	of	ADP
inlawrev-22388	220	23	the	the	DET
inlawrev-22388	220	24	enumerated	enumerate	VERB
inlawrev-22388	220	25	deceptive	deceptive	ADJ
inlawrev-22388	220	26	acts	act	NOUN
inlawrev-22388	220	27	,	,	PUNCT
inlawrev-22388	220	28	he	he	PRON
inlawrev-22388	220	29	or	or	CCONJ
inlawrev-22388	220	30	she	she	PRON
inlawrev-22388	220	31	should	should	AUX
inlawrev-22388	220	32	use	use	VERB
inlawrev-22388	220	33	the	the	DET
inlawrev-22388	220	34	definition	definition	NOUN
inlawrev-22388	220	35	provided	provide	VERB
inlawrev-22388	220	36	by	by	ADP
inlawrev-22388	220	37	the	the	DET
inlawrev-22388	220	38	ftc	ftc	PROPN
inlawrev-22388	220	39	.	.	PUNCT
inlawrev-22388	221	1	a	a	DET
inlawrev-22388	221	2	deceptive	deceptive	ADJ
inlawrev-22388	221	3	act	act	NOUN
inlawrev-22388	221	4	occurs	occur	VERB
inlawrev-22388	221	5	under	under	ADP
inlawrev-22388	221	6	the	the	DET
inlawrev-22388	221	7	ftc	ftc	PROPN
inlawrev-22388	221	8	act	act	PROPN
inlawrev-22388	221	9	where	where	SCONJ
inlawrev-22388	221	10	:	:	PUNCT
inlawrev-22388	221	11	(	(	PUNCT
inlawrev-22388	221	12	1	1	X
inlawrev-22388	221	13	)	)	PUNCT
inlawrev-22388	221	14	a	a	DET
inlawrev-22388	221	15	representation	representation	NOUN
inlawrev-22388	221	16	,	,	PUNCT
inlawrev-22388	221	17	omission	omission	NOUN
inlawrev-22388	221	18	,	,	PUNCT
inlawrev-22388	221	19	or	or	CCONJ
inlawrev-22388	221	20	practice	practice	NOUN
inlawrev-22388	221	21	misleads	mislead	VERB
inlawrev-22388	221	22	the	the	DET
inlawrev-22388	221	23	consumer	consumer	NOUN
inlawrev-22388	221	24	,	,	PUNCT
inlawrev-22388	221	25	(	(	PUNCT
inlawrev-22388	221	26	2	2	X
inlawrev-22388	221	27	)	)	PUNCT
inlawrev-22388	221	28	the	the	DET
inlawrev-22388	221	29	consumer	consumer	NOUN
inlawrev-22388	221	30	interprets	interpret	VERB
inlawrev-22388	221	31	the	the	DET
inlawrev-22388	221	32	characteristic	characteristic	NOUN
inlawrev-22388	221	33	in	in	ADP
inlawrev-22388	221	34	a	a	DET
inlawrev-22388	221	35	reasonable	reasonable	ADJ
inlawrev-22388	221	36	manner	manner	NOUN
inlawrev-22388	221	37	,	,	PUNCT
inlawrev-22388	221	38	and	and	CCONJ
inlawrev-22388	221	39	(	(	PUNCT
inlawrev-22388	221	40	3	3	X
inlawrev-22388	221	41	)	)	PUNCT
inlawrev-22388	221	42	the	the	DET
inlawrev-22388	221	43	misleading	mislead	VERB
inlawrev-22388	221	44	characteristic	characteristic	NOUN
inlawrev-22388	221	45	is	be	AUX
inlawrev-22388	221	46	material	material	NOUN
inlawrev-22388	221	47	to	to	ADP
inlawrev-22388	221	48	the	the	DET
inlawrev-22388	221	49	consumer	consumer	NOUN
inlawrev-22388	221	50	’s	’s	PART
inlawrev-22388	221	51	purchasing	purchasing	NOUN
inlawrev-22388	221	52	decision	decision	NOUN
inlawrev-22388	221	53	.	.	PUNCT
inlawrev-22388	222	1	in	in	ADP
inlawrev-22388	222	2	re	re	PROPN
inlawrev-22388	222	3	cliffdale	cliffdale	PROPN
inlawrev-22388	222	4	assocs	assocs	PROPN
inlawrev-22388	222	5	.	.	PROPN
inlawrev-22388	222	6	,	,	PUNCT
inlawrev-22388	222	7	inc	inc	PROPN
inlawrev-22388	222	8	.	.	PROPN
inlawrev-22388	222	9	,	,	PUNCT
inlawrev-22388	222	10	103	103	NUM
inlawrev-22388	222	11	f.t.c	f.t.c	NOUN
inlawrev-22388	222	12	.	.	PROPN
inlawrev-22388	222	13	110	110	NUM
inlawrev-22388	222	14	,	,	PUNCT
inlawrev-22388	222	15	165	165	NUM
inlawrev-22388	222	16	(	(	PUNCT
inlawrev-22388	222	17	1984	1984	NUM
inlawrev-22388	222	18	)	)	PUNCT
inlawrev-22388	222	19	.	.	PUNCT
inlawrev-22388	223	1	75	75	NUM
inlawrev-22388	223	2	.	.	PUNCT
inlawrev-22388	223	3	compare	compare	VERB
inlawrev-22388	223	4	ind	ind	PROPN
inlawrev-22388	223	5	.	.	PUNCT
inlawrev-22388	224	1	code	code	PROPN
inlawrev-22388	224	2	§	§	PROPN
inlawrev-22388	224	3	24	24	NUM
inlawrev-22388	224	4	-	-	SYM
inlawrev-22388	224	5	5	5	NUM
inlawrev-22388	224	6	-	-	PUNCT
inlawrev-22388	224	7	0.5	0.5	NUM
inlawrev-22388	224	8	-	-	SYM
inlawrev-22388	224	9	3	3	NUM
inlawrev-22388	224	10	(	(	PUNCT
inlawrev-22388	224	11	2013	2013	NUM
inlawrev-22388	224	12	)	)	PUNCT
inlawrev-22388	224	13	,	,	PUNCT
inlawrev-22388	224	14	with	with	ADP
inlawrev-22388	224	15	ind	ind	PROPN
inlawrev-22388	224	16	.	.	PUNCT
inlawrev-22388	225	1	code	code	PROPN
inlawrev-22388	225	2	§	§	PROPN
inlawrev-22388	225	3	24	24	NUM
inlawrev-22388	225	4	-	-	SYM
inlawrev-22388	225	5	5	5	NUM
inlawrev-22388	225	6	-	-	PUNCT
inlawrev-22388	225	7	0.5	0.5	NUM
inlawrev-22388	225	8	-	-	SYM
inlawrev-22388	225	9	3	3	NUM
inlawrev-22388	225	10	(	(	PUNCT
inlawrev-22388	225	11	2014	2014	NUM
inlawrev-22388	225	12	)	)	PUNCT
inlawrev-22388	225	13	.	.	PUNCT
inlawrev-22388	226	1	76	76	NUM
inlawrev-22388	226	2	.	.	PUNCT
inlawrev-22388	227	1	ind	ind	PROPN
inlawrev-22388	227	2	.	.	PUNCT
inlawrev-22388	228	1	code	code	PROPN
inlawrev-22388	228	2	§	§	PROPN
inlawrev-22388	228	3	24	24	NUM
inlawrev-22388	228	4	-	-	SYM
inlawrev-22388	228	5	5	5	NUM
inlawrev-22388	228	6	-	-	PUNCT
inlawrev-22388	228	7	0.5	0.5	NUM
inlawrev-22388	228	8	-	-	SYM
inlawrev-22388	228	9	3	3	NUM
inlawrev-22388	228	10	(	(	PUNCT
inlawrev-22388	228	11	2014	2014	NUM
inlawrev-22388	228	12	)	)	PUNCT
inlawrev-22388	228	13	.	.	PUNCT
inlawrev-22388	229	1	77	77	NUM
inlawrev-22388	229	2	.	.	PUNCT
inlawrev-22388	230	1	torr	torr	ADJ
inlawrev-22388	230	2	statement	statement	PROPN
inlawrev-22388	230	3	,	,	PUNCT
inlawrev-22388	230	4	supra	supra	PROPN
inlawrev-22388	230	5	note	note	PROPN
inlawrev-22388	230	6	1	1	NUM
inlawrev-22388	230	7	;	;	PUNCT
inlawrev-22388	230	8	kesling	kesle	VERB
inlawrev-22388	230	9	v.	v.	ADP
inlawrev-22388	230	10	hubler	hubler	PROPN
inlawrev-22388	230	11	nissan	nissan	PROPN
inlawrev-22388	230	12	,	,	PUNCT
inlawrev-22388	230	13	inc	inc	PROPN
inlawrev-22388	230	14	.	.	PROPN
inlawrev-22388	230	15	,	,	PUNCT
inlawrev-22388	230	16	997	997	NUM
inlawrev-22388	230	17	n.e.2d	n.e.2d	NOUN
inlawrev-22388	230	18	327	327	NUM
inlawrev-22388	230	19	(	(	PUNCT
inlawrev-22388	230	20	ind	ind	NOUN
inlawrev-22388	230	21	.	.	PUNCT
inlawrev-22388	230	22	2013	2013	NUM
inlawrev-22388	230	23	)	)	PUNCT
inlawrev-22388	230	24	.	.	PUNCT
inlawrev-22388	231	1	78	78	NUM
inlawrev-22388	231	2	.	.	PUNCT
inlawrev-22388	232	1	see	see	VERB
inlawrev-22388	232	2	ind	ind	PROPN
inlawrev-22388	232	3	.	.	PUNCT
inlawrev-22388	233	1	code	code	PROPN
inlawrev-22388	233	2	§	§	PROPN
inlawrev-22388	233	3	24	24	NUM
inlawrev-22388	233	4	-	-	SYM
inlawrev-22388	233	5	5	5	NUM
inlawrev-22388	233	6	-	-	PUNCT
inlawrev-22388	233	7	0.5	0.5	NUM
inlawrev-22388	233	8	-	-	SYM
inlawrev-22388	233	9	2	2	NUM
inlawrev-22388	233	10	(	(	PUNCT
inlawrev-22388	233	11	2014	2014	NUM
inlawrev-22388	233	12	)	)	PUNCT
inlawrev-22388	233	13	;	;	PUNCT
inlawrev-22388	233	14	i	i	PROPN
inlawrev-22388	233	15	d.	d.	PROPN
inlawrev-22388	233	16	§	§	PROPN
inlawrev-22388	233	17	24	24	NUM
inlawrev-22388	233	18	-	-	SYM
inlawrev-22388	233	19	5	5	NUM
inlawrev-22388	233	20	-	-	PUNCT
inlawrev-22388	233	21	0.5	0.5	NUM
inlawrev-22388	233	22	-	-	PUNCT
inlawrev-22388	233	23	3	3	NUM
inlawrev-22388	233	24	.	.	NOUN
inlawrev-22388	233	25	220	220	NUM
inlawrev-22388	233	26	indiana	indiana	PROPN
inlawrev-22388	233	27	law	law	PROPN
inlawrev-22388	233	28	review	review	NOUN
inlawrev-22388	234	1	[	[	X
inlawrev-22388	234	2	vol	vol	NOUN
inlawrev-22388	234	3	.	.	PUNCT
inlawrev-22388	235	1	51:211	51:211	NUM
inlawrev-22388	235	2	consequently	consequently	ADV
inlawrev-22388	235	3	,	,	PUNCT
inlawrev-22388	235	4	this	this	DET
inlawrev-22388	235	5	lack	lack	NOUN
inlawrev-22388	235	6	of	of	ADP
inlawrev-22388	235	7	guidance	guidance	NOUN
inlawrev-22388	235	8	leaves	leave	VERB
inlawrev-22388	235	9	three	three	NUM
inlawrev-22388	235	10	open	open	ADJ
inlawrev-22388	235	11	questions	question	NOUN
inlawrev-22388	235	12	concerning	concern	VERB
inlawrev-22388	235	13	the	the	DET
inlawrev-22388	235	14	dcsa	dcsa	PROPN
inlawrev-22388	235	15	’s	’s	PART
inlawrev-22388	235	16	meaning	meaning	NOUN
inlawrev-22388	235	17	.	.	PUNCT
inlawrev-22388	236	1	first	first	ADV
inlawrev-22388	236	2	,	,	PUNCT
inlawrev-22388	236	3	although	although	SCONJ
inlawrev-22388	236	4	the	the	DET
inlawrev-22388	236	5	addition	addition	NOUN
inlawrev-22388	236	6	of	of	ADP
inlawrev-22388	236	7	a	a	DET
inlawrev-22388	236	8	prohibition	prohibition	NOUN
inlawrev-22388	236	9	against	against	ADP
inlawrev-22388	236	10	unfairness	unfairness	NOUN
inlawrev-22388	236	11	seemingly	seemingly	ADV
inlawrev-22388	236	12	gives	give	VERB
inlawrev-22388	236	13	wider	wide	ADJ
inlawrev-22388	236	14	latitude	latitude	NOUN
inlawrev-22388	236	15	for	for	SCONJ
inlawrev-22388	236	16	consumers	consumer	NOUN
inlawrev-22388	236	17	to	to	PART
inlawrev-22388	236	18	protect	protect	VERB
inlawrev-22388	236	19	themselves	themselves	PRON
inlawrev-22388	236	20	,	,	PUNCT
inlawrev-22388	236	21	what	what	PRON
inlawrev-22388	236	22	constitutes	constitute	VERB
inlawrev-22388	236	23	unfair	unfair	ADJ
inlawrev-22388	236	24	conduct	conduct	NOUN
inlawrev-22388	236	25	?	?	PUNCT
inlawrev-22388	237	1	second	second	ADV
inlawrev-22388	237	2	,	,	PUNCT
inlawrev-22388	237	3	the	the	DET
inlawrev-22388	237	4	definition	definition	NOUN
inlawrev-22388	237	5	of	of	ADP
inlawrev-22388	237	6	abusiveness	abusiveness	NOUN
inlawrev-22388	237	7	varies	vary	VERB
inlawrev-22388	237	8	widely	widely	ADV
inlawrev-22388	237	9	across	across	ADP
inlawrev-22388	237	10	different	different	ADJ
inlawrev-22388	237	11	statutes	statute	NOUN
inlawrev-22388	237	12	,	,	PUNCT
inlawrev-22388	237	13	so	so	ADV
inlawrev-22388	237	14	what	what	PRON
inlawrev-22388	237	15	kind	kind	NOUN
inlawrev-22388	237	16	of	of	ADP
inlawrev-22388	237	17	abuse	abuse	NOUN
inlawrev-22388	237	18	did	do	AUX
inlawrev-22388	237	19	the	the	DET
inlawrev-22388	237	20	indiana	indiana	PROPN
inlawrev-22388	237	21	general	general	PROPN
inlawrev-22388	237	22	assembly	assembly	PROPN
inlawrev-22388	237	23	intend	intend	VERB
inlawrev-22388	237	24	to	to	PART
inlawrev-22388	237	25	curb	curb	VERB
inlawrev-22388	237	26	?	?	PUNCT
inlawrev-22388	238	1	third	third	ADV
inlawrev-22388	238	2	,	,	PUNCT
inlawrev-22388	238	3	the	the	DET
inlawrev-22388	238	4	legislature	legislature	NOUN
inlawrev-22388	238	5	made	make	VERB
inlawrev-22388	238	6	it	it	PRON
inlawrev-22388	238	7	clear	clear	ADJ
inlawrev-22388	238	8	that	that	SCONJ
inlawrev-22388	238	9	implied	imply	VERB
inlawrev-22388	238	10	misrepresentations	misrepresentation	NOUN
inlawrev-22388	238	11	violate	violate	VERB
inlawrev-22388	238	12	the	the	DET
inlawrev-22388	238	13	dcsa	dcsa	ADJ
inlawrev-22388	238	14	,	,	PUNCT
inlawrev-22388	238	15	but	but	CCONJ
inlawrev-22388	238	16	how	how	SCONJ
inlawrev-22388	238	17	should	should	AUX
inlawrev-22388	238	18	courts	court	NOUN
inlawrev-22388	238	19	go	go	VERB
inlawrev-22388	238	20	about	about	ADP
inlawrev-22388	238	21	determining	determine	VERB
inlawrev-22388	238	22	whether	whether	SCONJ
inlawrev-22388	238	23	conduct	conduct	NOUN
inlawrev-22388	238	24	was	be	AUX
inlawrev-22388	238	25	implied	imply	VERB
inlawrev-22388	238	26	?	?	PUNCT
inlawrev-22388	239	1	the	the	DET
inlawrev-22388	239	2	following	follow	VERB
inlawrev-22388	239	3	sections	section	NOUN
inlawrev-22388	239	4	address	address	VERB
inlawrev-22388	239	5	these	these	DET
inlawrev-22388	239	6	three	three	NUM
inlawrev-22388	239	7	questions	question	NOUN
inlawrev-22388	239	8	in	in	ADP
inlawrev-22388	239	9	turn	turn	NOUN
inlawrev-22388	239	10	,	,	PUNCT
inlawrev-22388	239	11	offering	offer	VERB
inlawrev-22388	239	12	interpretive	interpretive	ADJ
inlawrev-22388	239	13	proposals	proposal	NOUN
inlawrev-22388	239	14	from	from	ADP
inlawrev-22388	239	15	jurisdictions	jurisdiction	NOUN
inlawrev-22388	239	16	that	that	PRON
inlawrev-22388	239	17	have	have	AUX
inlawrev-22388	239	18	already	already	ADV
inlawrev-22388	239	19	answered	answer	VERB
inlawrev-22388	239	20	them	they	PRON
inlawrev-22388	239	21	.	.	PUNCT
inlawrev-22388	240	1	iii	iii	X
inlawrev-22388	240	2	.	.	PUNCT
inlawrev-22388	240	3	interpretive	interpretive	ADJ
inlawrev-22388	240	4	proposals	proposal	NOUN
inlawrev-22388	240	5	a.	a.	NOUN
inlawrev-22388	240	6	unfair	unfair	ADJ
inlawrev-22388	240	7	practices	practice	VERB
inlawrev-22388	240	8	the	the	DET
inlawrev-22388	240	9	first	first	ADJ
inlawrev-22388	240	10	significant	significant	ADJ
inlawrev-22388	240	11	change	change	NOUN
inlawrev-22388	240	12	to	to	ADP
inlawrev-22388	240	13	the	the	DET
inlawrev-22388	240	14	dcsa	dcsa	PROPN
inlawrev-22388	240	15	involves	involve	VERB
inlawrev-22388	240	16	the	the	DET
inlawrev-22388	240	17	addition	addition	NOUN
inlawrev-22388	240	18	of	of	ADP
inlawrev-22388	240	19	a	a	DET
inlawrev-22388	240	20	general	general	ADJ
inlawrev-22388	240	21	prohibition	prohibition	NOUN
inlawrev-22388	240	22	of	of	ADP
inlawrev-22388	240	23	unfair	unfair	ADJ
inlawrev-22388	240	24	acts	act	NOUN
inlawrev-22388	240	25	and	and	CCONJ
inlawrev-22388	240	26	practices.79	practices.79	NOUN
inlawrev-22388	240	27	although	although	SCONJ
inlawrev-22388	240	28	some	some	DET
inlawrev-22388	240	29	commentators	commentator	NOUN
inlawrev-22388	240	30	and	and	CCONJ
inlawrev-22388	240	31	states	state	NOUN
inlawrev-22388	240	32	combine	combine	VERB
inlawrev-22388	240	33	their	their	PRON
inlawrev-22388	240	34	analysis	analysis	NOUN
inlawrev-22388	240	35	of	of	ADP
inlawrev-22388	240	36	unconscionable	unconscionable	ADJ
inlawrev-22388	240	37	and	and	CCONJ
inlawrev-22388	240	38	unfairness	unfairness	ADJ
inlawrev-22388	240	39	protections	protection	NOUN
inlawrev-22388	240	40	,	,	PUNCT
inlawrev-22388	240	41	case	case	NOUN
inlawrev-22388	240	42	law	law	NOUN
inlawrev-22388	240	43	and	and	CCONJ
inlawrev-22388	240	44	statutory	statutory	ADJ
inlawrev-22388	240	45	interpretation	interpretation	NOUN
inlawrev-22388	240	46	have	have	AUX
inlawrev-22388	240	47	created	create	VERB
inlawrev-22388	240	48	two	two	NUM
inlawrev-22388	240	49	distinct	distinct	ADJ
inlawrev-22388	240	50	bodies	body	NOUN
inlawrev-22388	240	51	of	of	ADP
inlawrev-22388	240	52	law	law	NOUN
inlawrev-22388	240	53	concerning	concern	VERB
inlawrev-22388	240	54	the	the	DET
inlawrev-22388	240	55	meaning	meaning	NOUN
inlawrev-22388	240	56	of	of	ADP
inlawrev-22388	240	57	these	these	DET
inlawrev-22388	240	58	terms	term	NOUN
inlawrev-22388	240	59	,	,	PUNCT
inlawrev-22388	240	60	and	and	CCONJ
inlawrev-22388	240	61	thus	thus	ADV
inlawrev-22388	240	62	they	they	PRON
inlawrev-22388	240	63	must	must	AUX
inlawrev-22388	240	64	be	be	AUX
inlawrev-22388	240	65	individually	individually	ADV
inlawrev-22388	240	66	interpreted.80	interpreted.80	NOUN
inlawrev-22388	240	67	unconscionability	unconscionability	NOUN
inlawrev-22388	240	68	is	be	AUX
inlawrev-22388	240	69	rooted	root	VERB
inlawrev-22388	240	70	in	in	ADP
inlawrev-22388	240	71	the	the	DET
inlawrev-22388	240	72	common	common	ADJ
inlawrev-22388	240	73	law	law	NOUN
inlawrev-22388	240	74	theory	theory	NOUN
inlawrev-22388	240	75	of	of	ADP
inlawrev-22388	240	76	contract	contract	NOUN
inlawrev-22388	240	77	law	law	NOUN
inlawrev-22388	240	78	proscribing	proscribe	VERB
inlawrev-22388	240	79	terms	term	NOUN
inlawrev-22388	240	80	that	that	PRON
inlawrev-22388	240	81	are	be	AUX
inlawrev-22388	240	82	extremely	extremely	ADV
inlawrev-22388	240	83	unjust	unjust	ADJ
inlawrev-22388	240	84	or	or	CCONJ
inlawrev-22388	240	85	overwhelmingly	overwhelmingly	ADV
inlawrev-22388	240	86	one	one	NUM
inlawrev-22388	240	87	-	-	PUNCT
inlawrev-22388	240	88	sided	sided	ADJ
inlawrev-22388	240	89	in	in	ADP
inlawrev-22388	240	90	favor	favor	NOUN
inlawrev-22388	240	91	of	of	ADP
inlawrev-22388	240	92	a	a	DET
inlawrev-22388	240	93	party	party	NOUN
inlawrev-22388	240	94	with	with	ADP
inlawrev-22388	240	95	superior	superior	ADJ
inlawrev-22388	240	96	bargaining	bargaining	NOUN
inlawrev-22388	240	97	power	power	NOUN
inlawrev-22388	240	98	and	and	CCONJ
inlawrev-22388	240	99	can	can	AUX
inlawrev-22388	240	100	only	only	ADV
inlawrev-22388	240	101	be	be	AUX
inlawrev-22388	240	102	used	use	VERB
inlawrev-22388	240	103	as	as	ADP
inlawrev-22388	240	104	a	a	DET
inlawrev-22388	240	105	defense	defense	NOUN
inlawrev-22388	240	106	to	to	ADP
inlawrev-22388	240	107	onerous	onerous	ADJ
inlawrev-22388	240	108	contracts.81	contracts.81	PROPN
inlawrev-22388	240	109	unfairness	unfairness	NOUN
inlawrev-22388	240	110	,	,	PUNCT
inlawrev-22388	240	111	on	on	ADP
inlawrev-22388	240	112	the	the	DET
inlawrev-22388	240	113	other	other	ADJ
inlawrev-22388	240	114	hand	hand	NOUN
inlawrev-22388	240	115	,	,	PUNCT
inlawrev-22388	240	116	focuses	focus	VERB
inlawrev-22388	240	117	on	on	ADP
inlawrev-22388	240	118	consumer	consumer	NOUN
inlawrev-22388	240	119	injury	injury	NOUN
inlawrev-22388	240	120	and	and	CCONJ
inlawrev-22388	240	121	its	its	PRON
inlawrev-22388	240	122	precipitating	precipitating	NOUN
inlawrev-22388	240	123	causes	cause	NOUN
inlawrev-22388	240	124	and	and	CCONJ
inlawrev-22388	240	125	provides	provide	VERB
inlawrev-22388	240	126	for	for	ADP
inlawrev-22388	240	127	broader	broad	ADJ
inlawrev-22388	240	128	relief	relief	NOUN
inlawrev-22388	240	129	outside	outside	ADP
inlawrev-22388	240	130	of	of	ADP
inlawrev-22388	240	131	the	the	DET
inlawrev-22388	240	132	contracting	contracting	NOUN
inlawrev-22388	240	133	context.82	context.82	VERB
inlawrev-22388	240	134	the	the	DET
inlawrev-22388	240	135	ftc	ftc	PROPN
inlawrev-22388	240	136	’s	’s	PART
inlawrev-22388	240	137	first	first	ADJ
inlawrev-22388	240	138	articulation	articulation	NOUN
inlawrev-22388	240	139	of	of	ADP
inlawrev-22388	240	140	what	what	PRON
inlawrev-22388	240	141	constituted	constitute	VERB
inlawrev-22388	240	142	unfair	unfair	ADJ
inlawrev-22388	240	143	acts	act	NOUN
inlawrev-22388	240	144	or	or	CCONJ
inlawrev-22388	240	145	practices	practice	NOUN
inlawrev-22388	240	146	came	come	VERB
inlawrev-22388	240	147	in	in	ADP
inlawrev-22388	240	148	1964	1964	NUM
inlawrev-22388	240	149	,	,	PUNCT
inlawrev-22388	240	150	when	when	SCONJ
inlawrev-22388	240	151	it	it	PRON
inlawrev-22388	240	152	issued	issue	VERB
inlawrev-22388	240	153	a	a	DET
inlawrev-22388	240	154	rule	rule	NOUN
inlawrev-22388	240	155	governing	govern	VERB
inlawrev-22388	240	156	cigarette	cigarette	NOUN
inlawrev-22388	240	157	advertising	advertising	NOUN
inlawrev-22388	240	158	and	and	CCONJ
inlawrev-22388	240	159	labeling.83	labeling.83	ADJ
inlawrev-22388	240	160	this	this	DET
inlawrev-22388	240	161	“	"	PUNCT
inlawrev-22388	240	162	cigarette	cigarette	NOUN
inlawrev-22388	240	163	rule	rule	NOUN
inlawrev-22388	240	164	”	"	PUNCT
inlawrev-22388	240	165	created	create	VERB
inlawrev-22388	240	166	a	a	DET
inlawrev-22388	240	167	three	three	NUM
inlawrev-22388	240	168	-	-	PUNCT
inlawrev-22388	240	169	part	part	NOUN
inlawrev-22388	240	170	test	test	NOUN
inlawrev-22388	240	171	to	to	PART
inlawrev-22388	240	172	determine	determine	VERB
inlawrev-22388	240	173	whether	whether	SCONJ
inlawrev-22388	240	174	any	any	DET
inlawrev-22388	240	175	act	act	NOUN
inlawrev-22388	240	176	or	or	CCONJ
inlawrev-22388	240	177	practice	practice	NOUN
inlawrev-22388	240	178	was	be	AUX
inlawrev-22388	240	179	unfair:84	unfair:84	X
inlawrev-22388	240	180	(	(	PUNCT
inlawrev-22388	240	181	1	1	NUM
inlawrev-22388	240	182	)	)	PUNCT
inlawrev-22388	241	1	[	[	X
inlawrev-22388	241	2	w]hether	w]hether	ADP
inlawrev-22388	241	3	the	the	DET
inlawrev-22388	241	4	practice	practice	NOUN
inlawrev-22388	241	5	,	,	PUNCT
inlawrev-22388	241	6	without	without	ADP
inlawrev-22388	241	7	necessarily	necessarily	ADV
inlawrev-22388	241	8	having	having	AUX
inlawrev-22388	241	9	been	be	AUX
inlawrev-22388	241	10	previously	previously	ADV
inlawrev-22388	241	11	considered	consider	VERB
inlawrev-22388	241	12	unlawful	unlawful	ADJ
inlawrev-22388	241	13	,	,	PUNCT
inlawrev-22388	241	14	offends	offend	VERB
inlawrev-22388	241	15	public	public	ADJ
inlawrev-22388	241	16	policy	policy	NOUN
inlawrev-22388	241	17	as	as	SCONJ
inlawrev-22388	241	18	it	it	PRON
inlawrev-22388	241	19	has	have	AUX
inlawrev-22388	241	20	been	be	AUX
inlawrev-22388	241	21	established	establish	VERB
inlawrev-22388	241	22	by	by	ADP
inlawrev-22388	241	23	statutes	statute	NOUN
inlawrev-22388	241	24	,	,	PUNCT
inlawrev-22388	241	25	the	the	DET
inlawrev-22388	241	26	common	common	ADJ
inlawrev-22388	241	27	law	law	NOUN
inlawrev-22388	241	28	,	,	PUNCT
inlawrev-22388	241	29	or	or	CCONJ
inlawrev-22388	241	30	otherwise	otherwise	ADV
inlawrev-22388	241	31	—	—	PUNCT
inlawrev-22388	241	32	whether	whether	SCONJ
inlawrev-22388	241	33	,	,	PUNCT
inlawrev-22388	241	34	in	in	ADP
inlawrev-22388	241	35	other	other	ADJ
inlawrev-22388	241	36	words	word	NOUN
inlawrev-22388	241	37	,	,	PUNCT
inlawrev-22388	241	38	it	it	PRON
inlawrev-22388	241	39	is	be	AUX
inlawrev-22388	241	40	within	within	ADP
inlawrev-22388	241	41	at	at	ADP
inlawrev-22388	241	42	least	least	ADJ
inlawrev-22388	241	43	the	the	DET
inlawrev-22388	241	44	penumbra	penumbra	NOUN
inlawrev-22388	241	45	of	of	ADP
inlawrev-22388	241	46	some	some	DET
inlawrev-22388	241	47	common	common	ADJ
inlawrev-22388	241	48	-	-	PUNCT
inlawrev-22388	241	49	law	law	NOUN
inlawrev-22388	241	50	,	,	PUNCT
inlawrev-22388	241	51	statutory	statutory	ADJ
inlawrev-22388	241	52	,	,	PUNCT
inlawrev-22388	241	53	or	or	CCONJ
inlawrev-22388	241	54	other	other	ADJ
inlawrev-22388	241	55	established	establish	VERB
inlawrev-22388	241	56	concept	concept	NOUN
inlawrev-22388	241	57	of	of	ADP
inlawrev-22388	241	58	unfairness	unfairness	NOUN
inlawrev-22388	241	59	;	;	PUNCT
inlawrev-22388	241	60	79	79	NUM
inlawrev-22388	241	61	.	.	PUNCT
inlawrev-22388	242	1	i	i	PRON
inlawrev-22388	242	2	d.	d.	PROPN
inlawrev-22388	242	3	§	§	PROPN
inlawrev-22388	242	4	24	24	NUM
inlawrev-22388	242	5	-	-	SYM
inlawrev-22388	242	6	5	5	NUM
inlawrev-22388	242	7	-	-	PUNCT
inlawrev-22388	242	8	0.5	0.5	NUM
inlawrev-22388	242	9	-	-	PUNCT
inlawrev-22388	242	10	3	3	NUM
inlawrev-22388	242	11	.	.	NOUN
inlawrev-22388	242	12	80	80	NUM
inlawrev-22388	242	13	.	.	PUNCT
inlawrev-22388	243	1	for	for	ADP
inlawrev-22388	243	2	example	example	NOUN
inlawrev-22388	243	3	,	,	PUNCT
inlawrev-22388	243	4	although	although	SCONJ
inlawrev-22388	243	5	kentucky	kentucky	PROPN
inlawrev-22388	243	6	’s	’s	PART
inlawrev-22388	243	7	udap	udap	PROPN
inlawrev-22388	243	8	law	law	PROPN
inlawrev-22388	243	9	prohibits	prohibit	VERB
inlawrev-22388	243	10	“	"	PUNCT
inlawrev-22388	243	11	unfair	unfair	ADJ
inlawrev-22388	243	12	conduct	conduct	NOUN
inlawrev-22388	243	13	,	,	PUNCT
inlawrev-22388	243	14	”	"	PUNCT
inlawrev-22388	243	15	it	it	PRON
inlawrev-22388	243	16	statutorily	statutorily	ADV
inlawrev-22388	243	17	limits	limit	VERB
inlawrev-22388	243	18	the	the	DET
inlawrev-22388	243	19	definition	definition	NOUN
inlawrev-22388	243	20	to	to	PART
inlawrev-22388	243	21	“	"	PUNCT
inlawrev-22388	243	22	be	be	AUX
inlawrev-22388	243	23	construed	construe	VERB
inlawrev-22388	243	24	to	to	PART
inlawrev-22388	243	25	mean	mean	VERB
inlawrev-22388	243	26	unconscionable	unconscionable	ADJ
inlawrev-22388	243	27	.	.	PUNCT
inlawrev-22388	243	28	”	"	PUNCT
inlawrev-22388	244	1	ky	ky	PROPN
inlawrev-22388	244	2	.	.	PROPN
inlawrev-22388	244	3	rev	rev	PROPN
inlawrev-22388	244	4	.	.	PROPN
inlawrev-22388	244	5	stat	stat	PROPN
inlawrev-22388	244	6	.	.	PUNCT
inlawrev-22388	245	1	ann	ann	PROPN
inlawrev-22388	245	2	.	.	PUNCT
inlawrev-22388	246	1	§	§	PROPN
inlawrev-22388	246	2	367.170	367.170	NUM
inlawrev-22388	246	3	(	(	PUNCT
inlawrev-22388	246	4	2016	2016	NUM
inlawrev-22388	246	5	)	)	PUNCT
inlawrev-22388	246	6	.	.	PUNCT
inlawrev-22388	247	1	81	81	NUM
inlawrev-22388	247	2	.	.	PUNCT
inlawrev-22388	247	3	rider	rider	NOUN
inlawrev-22388	247	4	v.	v.	ADP
inlawrev-22388	247	5	rider	rider	NOUN
inlawrev-22388	247	6	,	,	PUNCT
inlawrev-22388	247	7	669	669	NUM
inlawrev-22388	247	8	n.e.2d	n.e.2d	NOUN
inlawrev-22388	247	9	160	160	NUM
inlawrev-22388	247	10	,	,	PUNCT
inlawrev-22388	247	11	162	162	NUM
inlawrev-22388	247	12	(	(	PUNCT
inlawrev-22388	247	13	ind	ind	NOUN
inlawrev-22388	247	14	.	.	PUNCT
inlawrev-22388	247	15	1996	1996	NUM
inlawrev-22388	247	16	)	)	PUNCT
inlawrev-22388	247	17	.	.	PUNCT
inlawrev-22388	248	1	82	82	NUM
inlawrev-22388	248	2	.	.	PUNCT
inlawrev-22388	248	3	belt	belt	PROPN
inlawrev-22388	248	4	,	,	PUNCT
inlawrev-22388	248	5	supra	supra	PROPN
inlawrev-22388	248	6	note	note	NOUN
inlawrev-22388	248	7	24	24	NUM
inlawrev-22388	248	8	,	,	PUNCT
inlawrev-22388	248	9	at	at	ADP
inlawrev-22388	248	10	256	256	NUM
inlawrev-22388	248	11	-	-	SYM
inlawrev-22388	248	12	59	59	NUM
inlawrev-22388	248	13	,	,	PUNCT
inlawrev-22388	248	14	263	263	NUM
inlawrev-22388	248	15	-	-	SYM
inlawrev-22388	248	16	70	70	NUM
inlawrev-22388	248	17	.	.	PUNCT
inlawrev-22388	248	18	83	83	NUM
inlawrev-22388	248	19	.	.	PUNCT
inlawrev-22388	249	1	unfair	unfair	ADJ
inlawrev-22388	249	2	or	or	CCONJ
inlawrev-22388	249	3	deceptive	deceptive	ADJ
inlawrev-22388	249	4	advertising	advertising	NOUN
inlawrev-22388	249	5	and	and	CCONJ
inlawrev-22388	249	6	labeling	labeling	NOUN
inlawrev-22388	249	7	of	of	ADP
inlawrev-22388	249	8	cigarettes	cigarette	NOUN
inlawrev-22388	249	9	in	in	ADP
inlawrev-22388	249	10	relation	relation	NOUN
inlawrev-22388	249	11	to	to	ADP
inlawrev-22388	249	12	the	the	DET
inlawrev-22388	249	13	health	health	NOUN
inlawrev-22388	249	14	hazards	hazard	NOUN
inlawrev-22388	249	15	of	of	ADP
inlawrev-22388	249	16	smoking	smoking	NOUN
inlawrev-22388	249	17	,	,	PUNCT
inlawrev-22388	249	18	29	29	NUM
inlawrev-22388	249	19	fed	feed	VERB
inlawrev-22388	249	20	.	.	PUNCT
inlawrev-22388	250	1	reg	reg	PROPN
inlawrev-22388	250	2	.	.	PUNCT
inlawrev-22388	250	3	8324	8324	NUM
inlawrev-22388	250	4	(	(	PUNCT
inlawrev-22388	250	5	june	june	PROPN
inlawrev-22388	250	6	22	22	NUM
inlawrev-22388	250	7	,	,	PUNCT
inlawrev-22388	250	8	1964	1964	NUM
inlawrev-22388	250	9	)	)	PUNCT
inlawrev-22388	250	10	.	.	PUNCT
inlawrev-22388	251	1	84	84	NUM
inlawrev-22388	251	2	.	.	PUNCT
inlawrev-22388	252	1	i	i	PRON
inlawrev-22388	252	2	d.	d.	PROPN
inlawrev-22388	252	3	at	at	ADP
inlawrev-22388	252	4	8355	8355	NUM
inlawrev-22388	252	5	.	.	PUNCT
inlawrev-22388	253	1	2018	2018	NUM
inlawrev-22388	253	2	]	]	PUNCT
inlawrev-22388	253	3	david	david	PROPN
inlawrev-22388	253	4	’s	’s	PART
inlawrev-22388	253	5	sling	sle	VERB
inlawrev-22388	253	6	221	221	NUM
inlawrev-22388	253	7	(	(	PUNCT
inlawrev-22388	253	8	2	2	NUM
inlawrev-22388	253	9	)	)	PUNCT
inlawrev-22388	254	1	[	[	X
inlawrev-22388	254	2	w]hether	w]hether	X
inlawrev-22388	254	3	it	it	PRON
inlawrev-22388	254	4	is	be	AUX
inlawrev-22388	254	5	immoral	immoral	ADJ
inlawrev-22388	254	6	,	,	PUNCT
inlawrev-22388	254	7	unethical	unethical	ADJ
inlawrev-22388	254	8	,	,	PUNCT
inlawrev-22388	254	9	oppressive	oppressive	ADJ
inlawrev-22388	254	10	,	,	PUNCT
inlawrev-22388	254	11	or	or	CCONJ
inlawrev-22388	254	12	unscrupulous	unscrupulous	ADJ
inlawrev-22388	254	13	;	;	PUNCT
inlawrev-22388	255	1	[	[	X
inlawrev-22388	255	2	and	and	CCONJ
inlawrev-22388	255	3	]	]	X
inlawrev-22388	255	4	(	(	PUNCT
inlawrev-22388	255	5	3	3	X
inlawrev-22388	255	6	)	)	PUNCT
inlawrev-22388	255	7	[	[	X
inlawrev-22388	255	8	w]hether	w]hether	X
inlawrev-22388	255	9	it	it	PRON
inlawrev-22388	255	10	causes	cause	VERB
inlawrev-22388	255	11	substantial	substantial	ADJ
inlawrev-22388	255	12	injury	injury	NOUN
inlawrev-22388	255	13	to	to	ADP
inlawrev-22388	255	14	consumers	consumer	NOUN
inlawrev-22388	255	15	(	(	PUNCT
inlawrev-22388	255	16	or	or	CCONJ
inlawrev-22388	255	17	competitors	competitor	NOUN
inlawrev-22388	255	18	or	or	CCONJ
inlawrev-22388	255	19	other	other	ADJ
inlawrev-22388	255	20	businessmen).85	businessmen).85	NOUN
inlawrev-22388	255	21	following	follow	VERB
inlawrev-22388	255	22	several	several	ADJ
inlawrev-22388	255	23	cases	case	NOUN
inlawrev-22388	255	24	where	where	SCONJ
inlawrev-22388	255	25	the	the	DET
inlawrev-22388	255	26	ftc	ftc	PROPN
inlawrev-22388	255	27	used	use	VERB
inlawrev-22388	255	28	this	this	DET
inlawrev-22388	255	29	unfairness	unfairness	ADJ
inlawrev-22388	255	30	jurisdiction	jurisdiction	NOUN
inlawrev-22388	255	31	to	to	PART
inlawrev-22388	255	32	target	target	VERB
inlawrev-22388	255	33	practices	practice	NOUN
inlawrev-22388	255	34	it	it	PRON
inlawrev-22388	255	35	saw	see	VERB
inlawrev-22388	255	36	as	as	ADP
inlawrev-22388	255	37	offending	offend	VERB
inlawrev-22388	255	38	the	the	DET
inlawrev-22388	255	39	first	first	ADJ
inlawrev-22388	255	40	two	two	NUM
inlawrev-22388	255	41	prongs	prong	NOUN
inlawrev-22388	255	42	of	of	ADP
inlawrev-22388	255	43	the	the	DET
inlawrev-22388	255	44	cigarette	cigarette	NOUN
inlawrev-22388	255	45	rule,86	rule,86	NOUN
inlawrev-22388	255	46	some	some	DET
inlawrev-22388	255	47	critics	critic	NOUN
inlawrev-22388	255	48	argued	argue	VERB
inlawrev-22388	255	49	that	that	SCONJ
inlawrev-22388	255	50	these	these	DET
inlawrev-22388	255	51	“	"	PUNCT
inlawrev-22388	255	52	penumbra	penumbra	NOUN
inlawrev-22388	255	53	”	"	PUNCT
inlawrev-22388	255	54	and	and	CCONJ
inlawrev-22388	255	55	“	"	PUNCT
inlawrev-22388	255	56	immorality	immorality	NOUN
inlawrev-22388	255	57	”	"	PUNCT
inlawrev-22388	255	58	tests	test	NOUN
inlawrev-22388	255	59	allowed	allow	VERB
inlawrev-22388	255	60	the	the	DET
inlawrev-22388	255	61	ftc	ftc	PROPN
inlawrev-22388	255	62	to	to	PART
inlawrev-22388	255	63	employ	employ	VERB
inlawrev-22388	255	64	a	a	DET
inlawrev-22388	255	65	standard	standard	NOUN
inlawrev-22388	255	66	that	that	PRON
inlawrev-22388	255	67	shifted	shift	VERB
inlawrev-22388	255	68	“	"	PUNCT
inlawrev-22388	255	69	according	accord	VERB
inlawrev-22388	255	70	to	to	ADP
inlawrev-22388	255	71	which	which	PRON
inlawrev-22388	255	72	undesirable	undesirable	ADJ
inlawrev-22388	255	73	trade	trade	NOUN
inlawrev-22388	255	74	conditions	condition	NOUN
inlawrev-22388	255	75	the	the	DET
inlawrev-22388	255	76	ftc	ftc	PROPN
inlawrev-22388	255	77	wishe[d	wishe[d	PROPN
inlawrev-22388	255	78	]	]	PUNCT
inlawrev-22388	255	79	to	to	PART
inlawrev-22388	255	80	regulate	regulate	VERB
inlawrev-22388	255	81	.	.	PUNCT
inlawrev-22388	256	1	”87	”87	PROPN
inlawrev-22388	256	2	after	after	SCONJ
inlawrev-22388	256	3	these	these	DET
inlawrev-22388	256	4	accusations	accusation	NOUN
inlawrev-22388	256	5	amplified	amplify	VERB
inlawrev-22388	256	6	following	follow	VERB
inlawrev-22388	256	7	the	the	DET
inlawrev-22388	256	8	ftc	ftc	PROPN
inlawrev-22388	256	9	’s	’s	PART
inlawrev-22388	256	10	attempt	attempt	NOUN
inlawrev-22388	256	11	to	to	PART
inlawrev-22388	256	12	regulate	regulate	VERB
inlawrev-22388	256	13	advertisements	advertisement	NOUN
inlawrev-22388	256	14	aimed	aim	VERB
inlawrev-22388	256	15	at	at	ADP
inlawrev-22388	256	16	children,88	children,88	NOUN
inlawrev-22388	256	17	it	it	PRON
inlawrev-22388	256	18	revised	revise	VERB
inlawrev-22388	256	19	its	its	PRON
inlawrev-22388	256	20	unfairness	unfairness	ADJ
inlawrev-22388	256	21	standard	standard	NOUN
inlawrev-22388	256	22	to	to	PART
inlawrev-22388	256	23	focus	focus	VERB
inlawrev-22388	256	24	solely	solely	ADV
inlawrev-22388	256	25	on	on	ADP
inlawrev-22388	256	26	consumer	consumer	NOUN
inlawrev-22388	256	27	injury	injury	NOUN
inlawrev-22388	256	28	,	,	PUNCT
inlawrev-22388	256	29	eliminating	eliminate	VERB
inlawrev-22388	256	30	the	the	DET
inlawrev-22388	256	31	broader	broad	ADJ
inlawrev-22388	256	32	portions	portion	NOUN
inlawrev-22388	256	33	of	of	ADP
inlawrev-22388	256	34	the	the	DET
inlawrev-22388	256	35	cigarette	cigarette	NOUN
inlawrev-22388	256	36	rule	rule	NOUN
inlawrev-22388	256	37	that	that	PRON
inlawrev-22388	256	38	troubled	trouble	VERB
inlawrev-22388	256	39	detractors.89	detractors.89	NOUN
inlawrev-22388	256	40	consequently	consequently	ADV
inlawrev-22388	256	41	,	,	PUNCT
inlawrev-22388	256	42	the	the	DET
inlawrev-22388	256	43	ftc	ftc	PROPN
inlawrev-22388	256	44	issued	issue	VERB
inlawrev-22388	256	45	a	a	DET
inlawrev-22388	256	46	policy	policy	NOUN
inlawrev-22388	256	47	statement	statement	NOUN
inlawrev-22388	256	48	in	in	ADP
inlawrev-22388	256	49	1980	1980	NUM
inlawrev-22388	256	50	that	that	PRON
inlawrev-22388	256	51	articulated	articulate	VERB
inlawrev-22388	256	52	the	the	DET
inlawrev-22388	256	53	following	following	ADJ
inlawrev-22388	256	54	threepart	threepart	NOUN
inlawrev-22388	256	55	,	,	PUNCT
inlawrev-22388	256	56	cost	cost	NOUN
inlawrev-22388	256	57	-	-	PUNCT
inlawrev-22388	256	58	benefit	benefit	NOUN
inlawrev-22388	256	59	analysis	analysis	NOUN
inlawrev-22388	256	60	to	to	PART
inlawrev-22388	256	61	determine	determine	VERB
inlawrev-22388	256	62	whether	whether	SCONJ
inlawrev-22388	256	63	a	a	DET
inlawrev-22388	256	64	consumer	consumer	NOUN
inlawrev-22388	256	65	injury	injury	NOUN
inlawrev-22388	256	66	could	could	AUX
inlawrev-22388	256	67	be	be	AUX
inlawrev-22388	256	68	actionably	actionably	ADV
inlawrev-22388	256	69	under	under	ADP
inlawrev-22388	256	70	its	its	PRON
inlawrev-22388	256	71	unfairness	unfairness	ADJ
inlawrev-22388	256	72	jurisdiction	jurisdiction	NOUN
inlawrev-22388	256	73	:	:	PUNCT
inlawrev-22388	257	1	[	[	X
inlawrev-22388	257	2	1	1	X
inlawrev-22388	257	3	]	]	X
inlawrev-22388	257	4	[	[	X
inlawrev-22388	257	5	the	the	DET
inlawrev-22388	257	6	injury	injury	NOUN
inlawrev-22388	257	7	]	]	PUNCT
inlawrev-22388	257	8	must	must	AUX
inlawrev-22388	257	9	be	be	AUX
inlawrev-22388	257	10	substantial	substantial	ADJ
inlawrev-22388	257	11	,	,	PUNCT
inlawrev-22388	257	12	[	[	X
inlawrev-22388	257	13	2	2	X
inlawrev-22388	257	14	]	]	X
inlawrev-22388	257	15	[	[	X
inlawrev-22388	257	16	the	the	DET
inlawrev-22388	257	17	injury	injury	NOUN
inlawrev-22388	257	18	]	]	PUNCT
inlawrev-22388	257	19	must	must	AUX
inlawrev-22388	257	20	not	not	PART
inlawrev-22388	257	21	be	be	AUX
inlawrev-22388	257	22	outweighed	outweigh	VERB
inlawrev-22388	257	23	by	by	ADP
inlawrev-22388	257	24	any	any	DET
inlawrev-22388	257	25	countervailing	countervailing	ADJ
inlawrev-22388	257	26	benefits	benefit	NOUN
inlawrev-22388	257	27	to	to	ADP
inlawrev-22388	257	28	consumers	consumer	NOUN
inlawrev-22388	257	29	or	or	CCONJ
inlawrev-22388	257	30	competition	competition	NOUN
inlawrev-22388	258	1	[	[	X
inlawrev-22388	258	2	that	that	SCONJ
inlawrev-22388	258	3	the	the	DET
inlawrev-22388	258	4	practice	practice	NOUN
inlawrev-22388	258	5	produces	produce	VERB
inlawrev-22388	258	6	]	]	PUNCT
inlawrev-22388	258	7	,	,	PUNCT
inlawrev-22388	258	8	and	and	CCONJ
inlawrev-22388	258	9	[	[	X
inlawrev-22388	258	10	3	3	X
inlawrev-22388	258	11	]	]	PUNCT
inlawrev-22388	258	12	[	[	X
inlawrev-22388	258	13	i]t	i]t	PRON
inlawrev-22388	258	14	must	must	AUX
inlawrev-22388	258	15	be	be	AUX
inlawrev-22388	258	16	an	an	DET
inlawrev-22388	258	17	injury	injury	NOUN
inlawrev-22388	258	18	that	that	PRON
inlawrev-22388	258	19	consumers	consumer	NOUN
inlawrev-22388	258	20	themselves	themselves	PRON
inlawrev-22388	258	21	could	could	AUX
inlawrev-22388	258	22	not	not	PART
inlawrev-22388	258	23	reasonably	reasonably	ADV
inlawrev-22388	258	24	have	have	VERB
inlawrev-22388	258	25	avoided.90	avoided.90	NOUN
inlawrev-22388	258	26	although	although	SCONJ
inlawrev-22388	258	27	the	the	DET
inlawrev-22388	258	28	policy	policy	NOUN
inlawrev-22388	258	29	statement	statement	NOUN
inlawrev-22388	258	30	initially	initially	ADV
inlawrev-22388	258	31	permitted	permit	VERB
inlawrev-22388	258	32	the	the	DET
inlawrev-22388	258	33	ftc	ftc	PROPN
inlawrev-22388	258	34	to	to	PART
inlawrev-22388	258	35	consider	consider	VERB
inlawrev-22388	258	36	“	"	PUNCT
inlawrev-22388	258	37	clear	clear	ADJ
inlawrev-22388	258	38	and	and	CCONJ
inlawrev-22388	258	39	well	well	ADV
inlawrev-22388	258	40	-	-	PUNCT
inlawrev-22388	258	41	established	establish	VERB
inlawrev-22388	258	42	”	"	PUNCT
inlawrev-22388	258	43	public	public	ADJ
inlawrev-22388	258	44	policy	policy	NOUN
inlawrev-22388	258	45	when	when	SCONJ
inlawrev-22388	258	46	bringing	bring	VERB
inlawrev-22388	258	47	unfairness	unfairness	NOUN
inlawrev-22388	258	48	claims,91	claims,91	NOUN
inlawrev-22388	258	49	when	when	SCONJ
inlawrev-22388	258	50	congress	congress	PROPN
inlawrev-22388	258	51	entrenched	entrench	VERB
inlawrev-22388	258	52	the	the	DET
inlawrev-22388	258	53	test	test	NOUN
inlawrev-22388	258	54	via	via	ADP
inlawrev-22388	258	55	statute	statute	NOUN
inlawrev-22388	258	56	in	in	ADP
inlawrev-22388	258	57	1994	1994	NUM
inlawrev-22388	258	58	,	,	PUNCT
inlawrev-22388	258	59	it	it	PRON
inlawrev-22388	258	60	eliminated	eliminate	VERB
inlawrev-22388	258	61	the	the	DET
inlawrev-22388	258	62	ability	ability	NOUN
inlawrev-22388	258	63	of	of	ADP
inlawrev-22388	258	64	the	the	DET
inlawrev-22388	258	65	ftc	ftc	PROPN
inlawrev-22388	258	66	to	to	PART
inlawrev-22388	258	67	rely	rely	VERB
inlawrev-22388	258	68	on	on	ADP
inlawrev-22388	258	69	public	public	ADJ
inlawrev-22388	258	70	policy	policy	NOUN
inlawrev-22388	258	71	as	as	ADP
inlawrev-22388	258	72	the	the	DET
inlawrev-22388	258	73	sole	sole	ADJ
inlawrev-22388	258	74	cause	cause	NOUN
inlawrev-22388	258	75	of	of	ADP
inlawrev-22388	258	76	unfairness	unfairness	NOUN
inlawrev-22388	258	77	,	,	PUNCT
inlawrev-22388	258	78	yet	yet	CCONJ
inlawrev-22388	258	79	still	still	ADV
inlawrev-22388	258	80	allowing	allow	VERB
inlawrev-22388	258	81	it	it	PRON
inlawrev-22388	258	82	to	to	PART
inlawrev-22388	258	83	be	be	AUX
inlawrev-22388	258	84	used	use	VERB
inlawrev-22388	258	85	as	as	ADP
inlawrev-22388	258	86	a	a	DET
inlawrev-22388	258	87	secondary	secondary	ADJ
inlawrev-22388	258	88	confirming	confirming	NOUN
inlawrev-22388	258	89	factor.92	factor.92	ADV
inlawrev-22388	258	90	this	this	DET
inlawrev-22388	258	91	change	change	NOUN
inlawrev-22388	258	92	seemingly	seemingly	ADV
inlawrev-22388	258	93	defanged	defang	VERB
inlawrev-22388	258	94	the	the	DET
inlawrev-22388	258	95	unfairness	unfairness	ADJ
inlawrev-22388	258	96	jurisdiction	jurisdiction	NOUN
inlawrev-22388	258	97	of	of	ADP
inlawrev-22388	258	98	its	its	PRON
inlawrev-22388	258	99	intuitive	intuitive	ADJ
inlawrev-22388	258	100	meaning	meaning	NOUN
inlawrev-22388	258	101	.	.	PUNCT
inlawrev-22388	259	1	even	even	ADV
inlawrev-22388	259	2	so	so	ADV
inlawrev-22388	259	3	,	,	PUNCT
inlawrev-22388	259	4	legislative	legislative	ADJ
inlawrev-22388	259	5	history	history	NOUN
inlawrev-22388	259	6	85	85	NUM
inlawrev-22388	259	7	.	.	PUNCT
inlawrev-22388	260	1	i	i	PRON
inlawrev-22388	260	2	d.	d.	PROPN
inlawrev-22388	260	3	86	86	NUM
inlawrev-22388	260	4	.	.	PUNCT
inlawrev-22388	261	1	see	see	VERB
inlawrev-22388	261	2	generally	generally	ADV
inlawrev-22388	261	3	ftc	ftc	PROPN
inlawrev-22388	261	4	v.	v.	PROPN
inlawrev-22388	261	5	sperry	sperry	PROPN
inlawrev-22388	261	6	&	&	CCONJ
inlawrev-22388	261	7	hutchinson	hutchinson	PROPN
inlawrev-22388	261	8	co.	co.	PROPN
inlawrev-22388	261	9	,	,	PUNCT
inlawrev-22388	261	10	405	405	NUM
inlawrev-22388	261	11	u.s	u.s	PROPN
inlawrev-22388	261	12	.	.	PROPN
inlawrev-22388	261	13	233	233	NUM
inlawrev-22388	261	14	(	(	PUNCT
inlawrev-22388	261	15	1972	1972	NUM
inlawrev-22388	261	16	)	)	PUNCT
inlawrev-22388	261	17	.	.	PUNCT
inlawrev-22388	262	1	87	87	NUM
inlawrev-22388	262	2	.	.	PUNCT
inlawrev-22388	263	1	teresa	teresa	PROPN
inlawrev-22388	263	2	m.	m.	PROPN
inlawrev-22388	263	3	schwartz	schwartz	PROPN
inlawrev-22388	263	4	,	,	PUNCT
inlawrev-22388	263	5	regulating	regulate	VERB
inlawrev-22388	263	6	unfair	unfair	ADJ
inlawrev-22388	263	7	practices	practice	NOUN
inlawrev-22388	263	8	under	under	ADP
inlawrev-22388	263	9	the	the	DET
inlawrev-22388	263	10	ftc	ftc	PROPN
inlawrev-22388	263	11	act	act	PROPN
inlawrev-22388	263	12	:	:	PUNCT
inlawrev-22388	263	13	the	the	DET
inlawrev-22388	263	14	need	need	NOUN
inlawrev-22388	263	15	for	for	ADP
inlawrev-22388	263	16	a	a	DET
inlawrev-22388	263	17	legal	legal	ADJ
inlawrev-22388	263	18	standard	standard	NOUN
inlawrev-22388	263	19	of	of	ADP
inlawrev-22388	263	20	unfairness	unfairness	NOUN
inlawrev-22388	263	21	,	,	PUNCT
inlawrev-22388	263	22	11	11	NUM
inlawrev-22388	263	23	akron	akron	PROPN
inlawrev-22388	263	24	l.	l.	PROPN
inlawrev-22388	263	25	rev	rev	PROPN
inlawrev-22388	263	26	.	.	PROPN
inlawrev-22388	263	27	1	1	NUM
inlawrev-22388	263	28	,	,	PUNCT
inlawrev-22388	263	29	27	27	NUM
inlawrev-22388	263	30	-	-	SYM
inlawrev-22388	263	31	28	28	NUM
inlawrev-22388	263	32	(	(	PUNCT
inlawrev-22388	263	33	1977	1977	NUM
inlawrev-22388	263	34	)	)	PUNCT
inlawrev-22388	263	35	.	.	PUNCT
inlawrev-22388	264	1	88	88	NUM
inlawrev-22388	264	2	.	.	PUNCT
inlawrev-22388	265	1	see	see	VERB
inlawrev-22388	265	2	sidney	sidney	PROPN
inlawrev-22388	265	3	m.	m.	PROPN
inlawrev-22388	265	4	milkis	milkis	PROPN
inlawrev-22388	265	5	,	,	PUNCT
inlawrev-22388	265	6	the	the	DET
inlawrev-22388	265	7	federal	federal	PROPN
inlawrev-22388	265	8	trade	trade	PROPN
inlawrev-22388	265	9	commission	commission	PROPN
inlawrev-22388	265	10	and	and	CCONJ
inlawrev-22388	265	11	consumer	consumer	NOUN
inlawrev-22388	265	12	protection	protection	NOUN
inlawrev-22388	265	13	:	:	PUNCT
inlawrev-22388	265	14	regulatory	regulatory	ADJ
inlawrev-22388	265	15	change	change	NOUN
inlawrev-22388	265	16	and	and	CCONJ
inlawrev-22388	265	17	administrative	administrative	ADJ
inlawrev-22388	265	18	pragmatism	pragmatism	NOUN
inlawrev-22388	265	19	,	,	PUNCT
inlawrev-22388	265	20	72	72	NUM
inlawrev-22388	265	21	antitrust	antitrust	ADJ
inlawrev-22388	265	22	l.j	l.j	PROPN
inlawrev-22388	265	23	.	.	PROPN
inlawrev-22388	265	24	911	911	NUM
inlawrev-22388	265	25	,	,	PUNCT
inlawrev-22388	265	26	919–27	919–27	PROPN
inlawrev-22388	265	27	(	(	PUNCT
inlawrev-22388	265	28	2005	2005	NUM
inlawrev-22388	265	29	)	)	PUNCT
inlawrev-22388	265	30	;	;	PUNCT
inlawrev-22388	265	31	am	be	AUX
inlawrev-22388	265	32	.	.	PUNCT
inlawrev-22388	266	1	fin	fin	NOUN
inlawrev-22388	266	2	.	.	PUNCT
inlawrev-22388	267	1	servs	servs	PROPN
inlawrev-22388	267	2	.	.	PUNCT
inlawrev-22388	268	1	ass’n	ass’n	PROPN
inlawrev-22388	268	2	v.	v.	ADP
inlawrev-22388	268	3	ftc	ftc	PROPN
inlawrev-22388	268	4	.	.	PROPN
inlawrev-22388	268	5	,	,	PUNCT
inlawrev-22388	268	6	767	767	NUM
inlawrev-22388	268	7	f.2d	f.2d	ADP
inlawrev-22388	268	8	957	957	NUM
inlawrev-22388	268	9	,	,	PUNCT
inlawrev-22388	268	10	969	969	NUM
inlawrev-22388	268	11	(	(	PUNCT
inlawrev-22388	268	12	d.c	d.c	PROPN
inlawrev-22388	268	13	.	.	PROPN
inlawrev-22388	268	14	cir	cir	PROPN
inlawrev-22388	268	15	.	.	PUNCT
inlawrev-22388	268	16	1985	1985	NUM
inlawrev-22388	268	17	)	)	PUNCT
inlawrev-22388	268	18	.	.	PUNCT
inlawrev-22388	269	1	89	89	NUM
inlawrev-22388	269	2	.	.	PUNCT
inlawrev-22388	270	1	see	see	VERB
inlawrev-22388	270	2	in	in	ADP
inlawrev-22388	270	3	re	re	NOUN
inlawrev-22388	270	4	int’l	int’l	PROPN
inlawrev-22388	270	5	harvester	harvester	PROPN
inlawrev-22388	270	6	co.	co.	PROPN
inlawrev-22388	270	7	,	,	PUNCT
inlawrev-22388	270	8	104	104	NUM
inlawrev-22388	270	9	f.t.c	f.t.c	NOUN
inlawrev-22388	270	10	.	.	PROPN
inlawrev-22388	271	1	949	949	NUM
inlawrev-22388	271	2	(	(	PUNCT
inlawrev-22388	271	3	1984	1984	NUM
inlawrev-22388	271	4	)	)	PUNCT
inlawrev-22388	271	5	.	.	PUNCT
inlawrev-22388	272	1	90	90	NUM
inlawrev-22388	272	2	.	.	PUNCT
inlawrev-22388	273	1	i	i	PRON
inlawrev-22388	273	2	d.	d.	PROPN
inlawrev-22388	273	3	at	at	ADP
inlawrev-22388	273	4	1073	1073	NUM
inlawrev-22388	273	5	.	.	PUNCT
inlawrev-22388	274	1	the	the	DET
inlawrev-22388	274	2	policy	policy	NOUN
inlawrev-22388	274	3	statement	statement	NOUN
inlawrev-22388	274	4	was	be	AUX
inlawrev-22388	274	5	reprinted	reprint	VERB
inlawrev-22388	274	6	in	in	ADP
inlawrev-22388	274	7	in	in	ADP
inlawrev-22388	274	8	re	re	PROPN
inlawrev-22388	274	9	international	international	PROPN
inlawrev-22388	274	10	harvester	harvester	PROPN
inlawrev-22388	274	11	co.	co.	PROPN
inlawrev-22388	274	12	,	,	PUNCT
inlawrev-22388	274	13	so	so	ADV
inlawrev-22388	274	14	all	all	DET
inlawrev-22388	274	15	citations	citation	NOUN
inlawrev-22388	274	16	to	to	ADP
inlawrev-22388	274	17	the	the	DET
inlawrev-22388	274	18	statement	statement	NOUN
inlawrev-22388	274	19	point	point	NOUN
inlawrev-22388	274	20	to	to	ADP
inlawrev-22388	274	21	in	in	ADP
inlawrev-22388	274	22	re	re	PROPN
inlawrev-22388	274	23	international	international	PROPN
inlawrev-22388	274	24	harvester	harvester	PROPN
inlawrev-22388	274	25	co.	co.	PROPN
inlawrev-22388	274	26	’s	’s	PART
inlawrev-22388	274	27	text	text	NOUN
inlawrev-22388	274	28	.	.	PUNCT
inlawrev-22388	275	1	91	91	NUM
inlawrev-22388	275	2	.	.	PUNCT
inlawrev-22388	276	1	i	i	PRON
inlawrev-22388	276	2	d.	d.	PROPN
inlawrev-22388	276	3	at	at	ADP
inlawrev-22388	276	4	1076	1076	NUM
inlawrev-22388	276	5	.	.	PUNCT
inlawrev-22388	277	1	92	92	NUM
inlawrev-22388	277	2	.	.	PUNCT
inlawrev-22388	278	1	see	see	VERB
inlawrev-22388	278	2	15	15	NUM
inlawrev-22388	278	3	u.s.c	u.s.c	ADJ
inlawrev-22388	278	4	.	.	PUNCT
inlawrev-22388	279	1	§	§	PROPN
inlawrev-22388	279	2	45(n	45(n	NUM
inlawrev-22388	279	3	)	)	PUNCT
inlawrev-22388	279	4	(	(	PUNCT
inlawrev-22388	279	5	2006	2006	NUM
inlawrev-22388	279	6	)	)	PUNCT
inlawrev-22388	279	7	(	(	PUNCT
inlawrev-22388	279	8	providing	provide	VERB
inlawrev-22388	279	9	that	that	SCONJ
inlawrev-22388	279	10	the	the	DET
inlawrev-22388	279	11	ftc	ftc	PROPN
inlawrev-22388	279	12	“	"	PUNCT
inlawrev-22388	279	13	may	may	AUX
inlawrev-22388	279	14	consider	consider	VERB
inlawrev-22388	279	15	established	establish	VERB
inlawrev-22388	279	16	public	public	ADJ
inlawrev-22388	279	17	policies	policy	NOUN
inlawrev-22388	279	18	as	as	ADP
inlawrev-22388	279	19	evidence	evidence	NOUN
inlawrev-22388	279	20	to	to	PART
inlawrev-22388	279	21	be	be	AUX
inlawrev-22388	279	22	considered	consider	VERB
inlawrev-22388	279	23	with	with	ADP
inlawrev-22388	279	24	all	all	DET
inlawrev-22388	279	25	the	the	DET
inlawrev-22388	279	26	other	other	ADJ
inlawrev-22388	279	27	evidence	evidence	NOUN
inlawrev-22388	279	28	,	,	PUNCT
inlawrev-22388	279	29	”	"	PUNCT
inlawrev-22388	279	30	but	but	CCONJ
inlawrev-22388	279	31	that	that	SCONJ
inlawrev-22388	279	32	these	these	DET
inlawrev-22388	279	33	policies	policy	NOUN
inlawrev-22388	279	34	“	"	PUNCT
inlawrev-22388	279	35	may	may	AUX
inlawrev-22388	279	36	not	not	PART
inlawrev-22388	279	37	serve	serve	VERB
inlawrev-22388	279	38	as	as	ADP
inlawrev-22388	279	39	a	a	DET
inlawrev-22388	279	40	primary	primary	ADJ
inlawrev-22388	279	41	basis	basis	NOUN
inlawrev-22388	279	42	for	for	ADP
inlawrev-22388	279	43	such	such	ADJ
inlawrev-22388	279	44	determinations	determination	NOUN
inlawrev-22388	279	45	.	.	PUNCT
inlawrev-22388	279	46	”	"	PUNCT
inlawrev-22388	279	47	)	)	PUNCT
inlawrev-22388	279	48	.	.	PUNCT
inlawrev-22388	280	1	222	222	NUM
inlawrev-22388	280	2	indiana	indiana	PROPN
inlawrev-22388	280	3	law	law	PROPN
inlawrev-22388	280	4	review	review	NOUN
inlawrev-22388	280	5	[	[	X
inlawrev-22388	280	6	vol	vol	NOUN
inlawrev-22388	280	7	.	.	PUNCT
inlawrev-22388	281	1	51:211	51:211	NUM
inlawrev-22388	281	2	indicates	indicate	VERB
inlawrev-22388	281	3	congress	congress	PROPN
inlawrev-22388	281	4	intended	intend	VERB
inlawrev-22388	281	5	this	this	DET
inlawrev-22388	281	6	new	new	ADJ
inlawrev-22388	281	7	statute	statute	NOUN
inlawrev-22388	281	8	to	to	PART
inlawrev-22388	281	9	outline	outline	VERB
inlawrev-22388	281	10	the	the	DET
inlawrev-22388	281	11	general	general	ADJ
inlawrev-22388	281	12	aims	aim	NOUN
inlawrev-22388	281	13	of	of	ADP
inlawrev-22388	281	14	the	the	DET
inlawrev-22388	281	15	ftc	ftc	PROPN
inlawrev-22388	281	16	,	,	PUNCT
inlawrev-22388	281	17	not	not	PART
inlawrev-22388	281	18	establish	establish	VERB
inlawrev-22388	281	19	a	a	DET
inlawrev-22388	281	20	hard	hard	ADJ
inlawrev-22388	281	21	and	and	CCONJ
inlawrev-22388	281	22	fast	fast	ADJ
inlawrev-22388	281	23	rule	rule	NOUN
inlawrev-22388	281	24	concerning	concern	VERB
inlawrev-22388	281	25	all	all	DET
inlawrev-22388	281	26	unfairness	unfairness	ADJ
inlawrev-22388	281	27	claims.93	claims.93	NOUN
inlawrev-22388	281	28	in	in	ADP
inlawrev-22388	281	29	fact	fact	NOUN
inlawrev-22388	281	30	,	,	PUNCT
inlawrev-22388	281	31	the	the	DET
inlawrev-22388	281	32	senate	senate	PROPN
inlawrev-22388	281	33	report	report	NOUN
inlawrev-22388	281	34	on	on	ADP
inlawrev-22388	281	35	this	this	DET
inlawrev-22388	281	36	statute	statute	NOUN
inlawrev-22388	281	37	explicitly	explicitly	ADV
inlawrev-22388	281	38	professed	profess	VERB
inlawrev-22388	281	39	that	that	SCONJ
inlawrev-22388	281	40	states	state	NOUN
inlawrev-22388	281	41	were	be	AUX
inlawrev-22388	281	42	not	not	PART
inlawrev-22388	281	43	expected	expect	VERB
inlawrev-22388	281	44	to	to	PART
inlawrev-22388	281	45	rely	rely	VERB
inlawrev-22388	281	46	on	on	ADP
inlawrev-22388	281	47	the	the	DET
inlawrev-22388	281	48	policy	policy	NOUN
inlawrev-22388	281	49	statement	statement	NOUN
inlawrev-22388	281	50	to	to	PART
inlawrev-22388	281	51	shape	shape	VERB
inlawrev-22388	281	52	their	their	PRON
inlawrev-22388	281	53	jurisprudence.94	jurisprudence.94	PROPN
inlawrev-22388	281	54	in	in	ADP
inlawrev-22388	281	55	the	the	DET
inlawrev-22388	281	56	first	first	ADJ
inlawrev-22388	281	57	and	and	CCONJ
inlawrev-22388	281	58	most	most	ADV
inlawrev-22388	281	59	well	well	ADV
inlawrev-22388	281	60	-	-	PUNCT
inlawrev-22388	281	61	known	know	VERB
inlawrev-22388	281	62	case	case	NOUN
inlawrev-22388	281	63	demonstrating	demonstrate	VERB
inlawrev-22388	281	64	the	the	DET
inlawrev-22388	281	65	policy	policy	NOUN
inlawrev-22388	281	66	statement	statement	NOUN
inlawrev-22388	281	67	approach	approach	NOUN
inlawrev-22388	281	68	,	,	PUNCT
inlawrev-22388	281	69	a	a	DET
inlawrev-22388	281	70	tractor	tractor	NOUN
inlawrev-22388	281	71	manufacturer	manufacturer	NOUN
inlawrev-22388	281	72	failed	fail	VERB
inlawrev-22388	281	73	to	to	PART
inlawrev-22388	281	74	warn	warn	VERB
inlawrev-22388	281	75	customers	customer	NOUN
inlawrev-22388	281	76	of	of	ADP
inlawrev-22388	281	77	the	the	DET
inlawrev-22388	281	78	danger	danger	NOUN
inlawrev-22388	281	79	of	of	ADP
inlawrev-22388	281	80	heated	heated	ADJ
inlawrev-22388	281	81	gasoline	gasoline	NOUN
inlawrev-22388	281	82	jetting	jetting	NOUN
inlawrev-22388	281	83	—	—	PUNCT
inlawrev-22388	281	84	up	up	ADP
inlawrev-22388	281	85	to	to	PART
inlawrev-22388	281	86	twenty	twenty	NUM
inlawrev-22388	281	87	feet	foot	NOUN
inlawrev-22388	281	88	—	—	PUNCT
inlawrev-22388	281	89	out	out	ADP
inlawrev-22388	281	90	of	of	ADP
inlawrev-22388	281	91	its	its	PRON
inlawrev-22388	281	92	tractors	tractor	NOUN
inlawrev-22388	281	93	’	'	PUNCT
inlawrev-22388	281	94	gas	gas	NOUN
inlawrev-22388	281	95	tanks	tank	NOUN
inlawrev-22388	281	96	when	when	SCONJ
inlawrev-22388	281	97	the	the	DET
inlawrev-22388	281	98	gas	gas	NOUN
inlawrev-22388	281	99	cap	cap	NOUN
inlawrev-22388	281	100	was	be	AUX
inlawrev-22388	281	101	removed.95	removed.95	NOUN
inlawrev-22388	281	102	as	as	ADP
inlawrev-22388	281	103	a	a	DET
inlawrev-22388	281	104	result	result	NOUN
inlawrev-22388	281	105	of	of	ADP
inlawrev-22388	281	106	this	this	DET
inlawrev-22388	281	107	so	so	ADV
inlawrev-22388	281	108	-	-	PUNCT
inlawrev-22388	281	109	called	call	VERB
inlawrev-22388	281	110	“	"	PUNCT
inlawrev-22388	281	111	fuel	fuel	NOUN
inlawrev-22388	281	112	-	-	PUNCT
inlawrev-22388	281	113	geysering	geysering	NOUN
inlawrev-22388	281	114	,	,	PUNCT
inlawrev-22388	281	115	”	"	PUNCT
inlawrev-22388	281	116	one	one	NUM
inlawrev-22388	281	117	person	person	NOUN
inlawrev-22388	281	118	was	be	AUX
inlawrev-22388	281	119	killed	kill	VERB
inlawrev-22388	281	120	and	and	CCONJ
inlawrev-22388	281	121	eleven	eleven	NUM
inlawrev-22388	281	122	people	people	NOUN
inlawrev-22388	281	123	were	be	AUX
inlawrev-22388	281	124	seriously	seriously	ADV
inlawrev-22388	281	125	injured,96	injured,96	ADJ
inlawrev-22388	281	126	with	with	ADP
inlawrev-22388	281	127	one	one	NUM
inlawrev-22388	281	128	man	man	NOUN
inlawrev-22388	281	129	becoming	become	VERB
inlawrev-22388	281	130	a	a	DET
inlawrev-22388	281	131	“	"	PUNCT
inlawrev-22388	281	132	ball	ball	NOUN
inlawrev-22388	281	133	of	of	ADP
inlawrev-22388	281	134	fire	fire	NOUN
inlawrev-22388	281	135	”	"	PUNCT
inlawrev-22388	281	136	after	after	ADP
inlawrev-22388	281	137	being	be	AUX
inlawrev-22388	281	138	soaked	soak	VERB
inlawrev-22388	281	139	with	with	ADP
inlawrev-22388	281	140	the	the	DET
inlawrev-22388	281	141	gasoline	gasoline	NOUN
inlawrev-22388	281	142	and	and	CCONJ
inlawrev-22388	281	143	igniting	ignite	VERB
inlawrev-22388	281	144	due	due	ADP
inlawrev-22388	281	145	to	to	ADP
inlawrev-22388	281	146	his	his	PRON
inlawrev-22388	281	147	proximity	proximity	NOUN
inlawrev-22388	281	148	to	to	ADP
inlawrev-22388	281	149	the	the	DET
inlawrev-22388	281	150	combustible	combustible	ADJ
inlawrev-22388	281	151	engine.97	engine.97	NOUN
inlawrev-22388	281	152	the	the	DET
inlawrev-22388	281	153	ftc	ftc	PROPN
inlawrev-22388	281	154	determined	determine	VERB
inlawrev-22388	281	155	this	this	DET
inlawrev-22388	281	156	conduct	conduct	NOUN
inlawrev-22388	281	157	was	be	AUX
inlawrev-22388	281	158	unfair	unfair	ADJ
inlawrev-22388	281	159	because	because	SCONJ
inlawrev-22388	281	160	consumer	consumer	NOUN
inlawrev-22388	281	161	injuries	injury	NOUN
inlawrev-22388	281	162	were	be	AUX
inlawrev-22388	281	163	substantial	substantial	ADJ
inlawrev-22388	281	164	(	(	PUNCT
inlawrev-22388	281	165	one	one	NUM
inlawrev-22388	281	166	man	man	NOUN
inlawrev-22388	281	167	was	be	AUX
inlawrev-22388	281	168	killed	kill	VERB
inlawrev-22388	281	169	and	and	CCONJ
inlawrev-22388	281	170	many	many	ADJ
inlawrev-22388	281	171	others	other	NOUN
inlawrev-22388	281	172	were	be	AUX
inlawrev-22388	281	173	seriously	seriously	ADV
inlawrev-22388	281	174	injured	injure	VERB
inlawrev-22388	281	175	)	)	PUNCT
inlawrev-22388	281	176	,	,	PUNCT
inlawrev-22388	281	177	not	not	PART
inlawrev-22388	281	178	outweighed	outweigh	VERB
inlawrev-22388	281	179	by	by	ADP
inlawrev-22388	281	180	any	any	DET
inlawrev-22388	281	181	countervailing	countervailing	ADJ
inlawrev-22388	281	182	benefits	benefit	NOUN
inlawrev-22388	281	183	(	(	PUNCT
inlawrev-22388	281	184	costs	cost	NOUN
inlawrev-22388	281	185	were	be	AUX
inlawrev-22388	281	186	low	low	ADJ
inlawrev-22388	281	187	to	to	PART
inlawrev-22388	281	188	warn	warn	VERB
inlawrev-22388	281	189	customers	customer	NOUN
inlawrev-22388	281	190	)	)	PUNCT
inlawrev-22388	281	191	,	,	PUNCT
inlawrev-22388	281	192	and	and	CCONJ
inlawrev-22388	281	193	not	not	PART
inlawrev-22388	281	194	reasonably	reasonably	ADV
inlawrev-22388	281	195	avoidable	avoidable	ADJ
inlawrev-22388	281	196	(	(	PUNCT
inlawrev-22388	281	197	customers	customer	NOUN
inlawrev-22388	281	198	could	could	AUX
inlawrev-22388	281	199	not	not	PART
inlawrev-22388	281	200	know	know	VERB
inlawrev-22388	281	201	the	the	DET
inlawrev-22388	281	202	full	full	ADJ
inlawrev-22388	281	203	consequences	consequence	NOUN
inlawrev-22388	281	204	of	of	ADP
inlawrev-22388	281	205	removing	remove	VERB
inlawrev-22388	281	206	the	the	DET
inlawrev-22388	281	207	cap	cap	NOUN
inlawrev-22388	281	208	because	because	SCONJ
inlawrev-22388	281	209	the	the	DET
inlawrev-22388	281	210	fuel	fuel	NOUN
inlawrev-22388	281	211	-	-	PUNCT
inlawrev-22388	281	212	geysering	geysering	NOUN
inlawrev-22388	281	213	was	be	AUX
inlawrev-22388	281	214	so	so	ADV
inlawrev-22388	281	215	extraordinary).98	extraordinary).98	X
inlawrev-22388	281	216	states	state	NOUN
inlawrev-22388	281	217	prohibiting	prohibit	VERB
inlawrev-22388	281	218	unfairness	unfairness	NOUN
inlawrev-22388	281	219	under	under	ADP
inlawrev-22388	281	220	their	their	PRON
inlawrev-22388	281	221	udaps	udap	NOUN
inlawrev-22388	281	222	fall	fall	VERB
inlawrev-22388	281	223	into	into	ADP
inlawrev-22388	281	224	three	three	NUM
inlawrev-22388	281	225	camps	camp	NOUN
inlawrev-22388	281	226	:	:	PUNCT
inlawrev-22388	281	227	those	those	PRON
inlawrev-22388	281	228	that	that	PRON
inlawrev-22388	281	229	adhere	adhere	VERB
inlawrev-22388	281	230	to	to	ADP
inlawrev-22388	281	231	the	the	DET
inlawrev-22388	281	232	cigarette	cigarette	NOUN
inlawrev-22388	281	233	rule	rule	NOUN
inlawrev-22388	281	234	,	,	PUNCT
inlawrev-22388	281	235	those	those	PRON
inlawrev-22388	281	236	that	that	PRON
inlawrev-22388	281	237	follow	follow	VERB
inlawrev-22388	281	238	the	the	DET
inlawrev-22388	281	239	policy	policy	NOUN
inlawrev-22388	281	240	statement	statement	NOUN
inlawrev-22388	281	241	,	,	PUNCT
inlawrev-22388	281	242	and	and	CCONJ
inlawrev-22388	281	243	those	those	DET
inlawrev-22388	281	244	that	that	PRON
inlawrev-22388	281	245	forge	forge	VERB
inlawrev-22388	281	246	their	their	PRON
inlawrev-22388	281	247	own	own	ADJ
inlawrev-22388	281	248	jurisprudence.99	jurisprudence.99	NOUN
inlawrev-22388	281	249	most	most	ADJ
inlawrev-22388	281	250	states	state	NOUN
inlawrev-22388	281	251	continue	continue	VERB
inlawrev-22388	281	252	to	to	PART
inlawrev-22388	281	253	follow	follow	VERB
inlawrev-22388	281	254	the	the	DET
inlawrev-22388	281	255	cigarette	cigarette	NOUN
inlawrev-22388	281	256	rule	rule	NOUN
inlawrev-22388	281	257	because	because	SCONJ
inlawrev-22388	281	258	they	they	PRON
inlawrev-22388	281	259	adopted	adopt	VERB
inlawrev-22388	281	260	their	their	PRON
inlawrev-22388	281	261	udap	udap	ADJ
inlawrev-22388	281	262	statutes	statute	NOUN
inlawrev-22388	281	263	prior	prior	ADV
inlawrev-22388	281	264	to	to	ADP
inlawrev-22388	281	265	1980	1980	NUM
inlawrev-22388	281	266	and	and	CCONJ
inlawrev-22388	281	267	thus	thus	ADV
inlawrev-22388	281	268	93	93	NUM
inlawrev-22388	281	269	.	.	PUNCT
inlawrev-22388	282	1	s.	s.	PROPN
inlawrev-22388	282	2	rep	rep	PROPN
inlawrev-22388	282	3	.	.	PROPN
inlawrev-22388	282	4	no	no	PROPN
inlawrev-22388	282	5	.	.	NOUN
inlawrev-22388	283	1	103	103	NUM
inlawrev-22388	283	2	-	-	SYM
inlawrev-22388	283	3	130	130	NUM
inlawrev-22388	283	4	,	,	PUNCT
inlawrev-22388	283	5	at	at	ADP
inlawrev-22388	283	6	13	13	NUM
inlawrev-22388	283	7	(	(	PUNCT
inlawrev-22388	283	8	1993	1993	NUM
inlawrev-22388	283	9	)	)	PUNCT
inlawrev-22388	283	10	.	.	PUNCT
inlawrev-22388	284	1	(	(	PUNCT
inlawrev-22388	284	2	“	"	PUNCT
inlawrev-22388	284	3	in	in	ADP
inlawrev-22388	284	4	determining	determine	VERB
inlawrev-22388	284	5	whether	whether	SCONJ
inlawrev-22388	284	6	a	a	DET
inlawrev-22388	284	7	substantial	substantial	ADJ
inlawrev-22388	284	8	consumer	consumer	NOUN
inlawrev-22388	284	9	injury	injury	NOUN
inlawrev-22388	284	10	is	be	AUX
inlawrev-22388	284	11	outweighed	outweigh	VERB
inlawrev-22388	284	12	by	by	ADP
inlawrev-22388	284	13	the	the	DET
inlawrev-22388	284	14	countervailing	countervailing	ADJ
inlawrev-22388	284	15	benefits	benefit	NOUN
inlawrev-22388	284	16	of	of	ADP
inlawrev-22388	284	17	a	a	DET
inlawrev-22388	284	18	practice	practice	NOUN
inlawrev-22388	284	19	,	,	PUNCT
inlawrev-22388	284	20	the	the	DET
inlawrev-22388	284	21	committee	committee	NOUN
inlawrev-22388	284	22	does	do	AUX
inlawrev-22388	284	23	not	not	PART
inlawrev-22388	284	24	intend	intend	VERB
inlawrev-22388	284	25	that	that	SCONJ
inlawrev-22388	284	26	the	the	DET
inlawrev-22388	284	27	ftc	ftc	PROPN
inlawrev-22388	284	28	quantify	quantify	VERB
inlawrev-22388	284	29	the	the	DET
inlawrev-22388	284	30	detrimental	detrimental	ADJ
inlawrev-22388	284	31	and	and	CCONJ
inlawrev-22388	284	32	beneficial	beneficial	ADJ
inlawrev-22388	284	33	effects	effect	NOUN
inlawrev-22388	284	34	of	of	ADP
inlawrev-22388	284	35	the	the	DET
inlawrev-22388	284	36	practice	practice	NOUN
inlawrev-22388	284	37	in	in	ADP
inlawrev-22388	284	38	every	every	DET
inlawrev-22388	284	39	case	case	NOUN
inlawrev-22388	284	40	.	.	PUNCT
inlawrev-22388	285	1	in	in	ADP
inlawrev-22388	285	2	many	many	ADJ
inlawrev-22388	285	3	instances	instance	NOUN
inlawrev-22388	285	4	,	,	PUNCT
inlawrev-22388	285	5	such	such	DET
inlawrev-22388	285	6	a	a	DET
inlawrev-22388	285	7	numerical	numerical	ADJ
inlawrev-22388	285	8	benefit	benefit	NOUN
inlawrev-22388	285	9	-	-	PUNCT
inlawrev-22388	285	10	cost	cost	NOUN
inlawrev-22388	285	11	analysis	analysis	NOUN
inlawrev-22388	285	12	would	would	AUX
inlawrev-22388	285	13	be	be	AUX
inlawrev-22388	285	14	unnecessary	unnecessary	ADJ
inlawrev-22388	285	15	;	;	PUNCT
inlawrev-22388	285	16	in	in	ADP
inlawrev-22388	285	17	other	other	ADJ
inlawrev-22388	285	18	cases	case	NOUN
inlawrev-22388	285	19	,	,	PUNCT
inlawrev-22388	285	20	it	it	PRON
inlawrev-22388	285	21	may	may	AUX
inlawrev-22388	285	22	be	be	AUX
inlawrev-22388	285	23	impossible	impossible	ADJ
inlawrev-22388	285	24	.	.	PUNCT
inlawrev-22388	285	25	”	"	PUNCT
inlawrev-22388	285	26	)	)	PUNCT
inlawrev-22388	286	1	(	(	PUNCT
inlawrev-22388	286	2	emphasis	emphasis	NOUN
inlawrev-22388	286	3	added	add	VERB
inlawrev-22388	286	4	)	)	PUNCT
inlawrev-22388	286	5	;	;	PUNCT
inlawrev-22388	286	6	see	see	VERB
inlawrev-22388	286	7	also	also	ADV
inlawrev-22388	286	8	am	be	AUX
inlawrev-22388	286	9	.	.	PUNCT
inlawrev-22388	287	1	fin	fin	NOUN
inlawrev-22388	287	2	.	.	PUNCT
inlawrev-22388	288	1	servs	servs	PROPN
inlawrev-22388	288	2	.	.	PUNCT
inlawrev-22388	289	1	ass’n	ass’n	PROPN
inlawrev-22388	289	2	,	,	PUNCT
inlawrev-22388	289	3	767	767	NUM
inlawrev-22388	289	4	f.2d	f.2d	NOUN
inlawrev-22388	289	5	at	at	ADP
inlawrev-22388	289	6	969	969	NUM
inlawrev-22388	289	7	(	(	PUNCT
inlawrev-22388	289	8	“	"	PUNCT
inlawrev-22388	289	9	congress	congress	PROPN
inlawrev-22388	289	10	has	have	AUX
inlawrev-22388	289	11	expressly	expressly	ADV
inlawrev-22388	289	12	declined	decline	VERB
inlawrev-22388	289	13	to	to	PART
inlawrev-22388	289	14	delineate	delineate	VERB
inlawrev-22388	289	15	such	such	DET
inlawrev-22388	289	16	a	a	DET
inlawrev-22388	289	17	legal	legal	ADJ
inlawrev-22388	289	18	standard	standard	NOUN
inlawrev-22388	289	19	claiming	claim	VERB
inlawrev-22388	289	20	that	that	SCONJ
inlawrev-22388	289	21	the	the	DET
inlawrev-22388	289	22	standard	standard	NOUN
inlawrev-22388	289	23	must	must	AUX
inlawrev-22388	289	24	be	be	AUX
inlawrev-22388	289	25	stated	state	VERB
inlawrev-22388	289	26	in	in	ADP
inlawrev-22388	289	27	broad	broad	ADJ
inlawrev-22388	289	28	terms	term	NOUN
inlawrev-22388	289	29	to	to	PART
inlawrev-22388	289	30	allow	allow	VERB
inlawrev-22388	289	31	the	the	DET
inlawrev-22388	289	32	commission	commission	NOUN
inlawrev-22388	289	33	to	to	PART
inlawrev-22388	289	34	respond	respond	VERB
inlawrev-22388	289	35	to	to	ADP
inlawrev-22388	289	36	evolving	evolve	VERB
inlawrev-22388	289	37	market	market	NOUN
inlawrev-22388	289	38	conditions	condition	NOUN
inlawrev-22388	289	39	and	and	CCONJ
inlawrev-22388	289	40	practices	practice	NOUN
inlawrev-22388	289	41	.	.	PUNCT
inlawrev-22388	289	42	”	"	PUNCT
inlawrev-22388	290	1	)	)	PUNCT
inlawrev-22388	290	2	94	94	NUM
inlawrev-22388	290	3	.	.	PUNCT
inlawrev-22388	291	1	s.	s.	PROPN
inlawrev-22388	291	2	rep	rep	PROPN
inlawrev-22388	291	3	.	.	PROPN
inlawrev-22388	291	4	no	no	PROPN
inlawrev-22388	291	5	.	.	NOUN
inlawrev-22388	292	1	103	103	NUM
inlawrev-22388	292	2	-	-	SYM
inlawrev-22388	292	3	130	130	NUM
inlawrev-22388	292	4	,	,	PUNCT
inlawrev-22388	292	5	at	at	ADP
inlawrev-22388	292	6	13	13	NUM
inlawrev-22388	292	7	(	(	PUNCT
inlawrev-22388	292	8	1993	1993	NUM
inlawrev-22388	292	9	)	)	PUNCT
inlawrev-22388	292	10	(	(	PUNCT
inlawrev-22388	292	11	“	"	PUNCT
inlawrev-22388	292	12	the	the	DET
inlawrev-22388	292	13	committee	committee	NOUN
inlawrev-22388	292	14	is	be	AUX
inlawrev-22388	292	15	aware	aware	ADJ
inlawrev-22388	292	16	that	that	SCONJ
inlawrev-22388	292	17	state	state	NOUN
inlawrev-22388	292	18	attorneys	attorney	NOUN
inlawrev-22388	292	19	general	general	ADJ
inlawrev-22388	292	20	have	have	AUX
inlawrev-22388	292	21	expressed	express	VERB
inlawrev-22388	292	22	a	a	DET
inlawrev-22388	292	23	concern	concern	NOUN
inlawrev-22388	292	24	that	that	SCONJ
inlawrev-22388	292	25	the	the	DET
inlawrev-22388	292	26	limitation	limitation	NOUN
inlawrev-22388	292	27	on	on	ADP
inlawrev-22388	292	28	unfairness	unfairness	NOUN
inlawrev-22388	292	29	in	in	ADP
inlawrev-22388	292	30	this	this	DET
inlawrev-22388	292	31	section	section	NOUN
inlawrev-22388	292	32	may	may	AUX
inlawrev-22388	292	33	be	be	AUX
inlawrev-22388	292	34	construed	construe	VERB
inlawrev-22388	292	35	to	to	PART
inlawrev-22388	292	36	affect	affect	VERB
inlawrev-22388	292	37	provisions	provision	NOUN
inlawrev-22388	292	38	in	in	ADP
inlawrev-22388	292	39	state	state	NOUN
inlawrev-22388	292	40	statutes	statute	NOUN
inlawrev-22388	292	41	or	or	CCONJ
inlawrev-22388	292	42	state	state	NOUN
inlawrev-22388	292	43	case	case	NOUN
inlawrev-22388	292	44	law	law	NOUN
inlawrev-22388	292	45	.	.	PUNCT
inlawrev-22388	292	46	.	.	PUNCT
inlawrev-22388	292	47	.	.	PUNCT
inlawrev-22388	292	48	.	.	PUNCT
inlawrev-22388	293	1	the	the	DET
inlawrev-22388	293	2	committee	committee	NOUN
inlawrev-22388	293	3	intends	intend	VERB
inlawrev-22388	293	4	no	no	DET
inlawrev-22388	293	5	effect	effect	NOUN
inlawrev-22388	293	6	on	on	ADP
inlawrev-22388	293	7	those	those	PRON
inlawrev-22388	293	8	or	or	CCONJ
inlawrev-22388	293	9	other	other	ADJ
inlawrev-22388	293	10	developments	development	NOUN
inlawrev-22388	293	11	under	under	ADP
inlawrev-22388	293	12	state	state	NOUN
inlawrev-22388	293	13	law	law	NOUN
inlawrev-22388	293	14	.	.	PUNCT
inlawrev-22388	293	15	.	.	PUNCT
inlawrev-22388	293	16	.	.	PUNCT
inlawrev-22388	293	17	.	.	PUNCT
inlawrev-22388	294	1	the	the	DET
inlawrev-22388	294	2	committee	committee	NOUN
inlawrev-22388	294	3	’s	’s	PART
inlawrev-22388	294	4	action	action	NOUN
inlawrev-22388	294	5	should	should	AUX
inlawrev-22388	294	6	not	not	PART
inlawrev-22388	294	7	be	be	AUX
inlawrev-22388	294	8	understood	understand	VERB
inlawrev-22388	294	9	as	as	ADP
inlawrev-22388	294	10	suggesting	suggest	VERB
inlawrev-22388	294	11	that	that	SCONJ
inlawrev-22388	294	12	the	the	DET
inlawrev-22388	294	13	criteria	criterion	NOUN
inlawrev-22388	294	14	in	in	ADP
inlawrev-22388	294	15	this	this	DET
inlawrev-22388	294	16	section	section	NOUN
inlawrev-22388	294	17	are	be	AUX
inlawrev-22388	294	18	necessarily	necessarily	ADV
inlawrev-22388	294	19	suitable	suitable	ADJ
inlawrev-22388	294	20	in	in	ADP
inlawrev-22388	294	21	the	the	DET
inlawrev-22388	294	22	further	further	ADJ
inlawrev-22388	294	23	development	development	NOUN
inlawrev-22388	294	24	of	of	ADP
inlawrev-22388	294	25	state	state	NOUN
inlawrev-22388	294	26	unfairness	unfairness	NOUN
inlawrev-22388	294	27	law	law	NOUN
inlawrev-22388	294	28	or	or	CCONJ
inlawrev-22388	294	29	that	that	SCONJ
inlawrev-22388	294	30	the	the	DET
inlawrev-22388	294	31	ftc	ftc	PROPN
inlawrev-22388	294	32	’s	’s	PART
inlawrev-22388	294	33	future	future	ADJ
inlawrev-22388	294	34	construction	construction	NOUN
inlawrev-22388	294	35	of	of	ADP
inlawrev-22388	294	36	these	these	DET
inlawrev-22388	294	37	criteria	criterion	NOUN
inlawrev-22388	294	38	delimits	delimit	VERB
inlawrev-22388	294	39	in	in	ADP
inlawrev-22388	294	40	any	any	DET
inlawrev-22388	294	41	way	way	NOUN
inlawrev-22388	294	42	the	the	DET
inlawrev-22388	294	43	range	range	NOUN
inlawrev-22388	294	44	of	of	ADP
inlawrev-22388	294	45	state	state	NOUN
inlawrev-22388	294	46	decisionmaking	decisionmaking	NOUN
inlawrev-22388	294	47	.	.	PUNCT
inlawrev-22388	294	48	”	"	PUNCT
inlawrev-22388	294	49	)	)	PUNCT
inlawrev-22388	294	50	.	.	PUNCT
inlawrev-22388	295	1	95	95	NUM
inlawrev-22388	295	2	.	.	PUNCT
inlawrev-22388	296	1	in	in	ADP
inlawrev-22388	296	2	re	re	NOUN
inlawrev-22388	296	3	int’l	int’l	PROPN
inlawrev-22388	296	4	harvester	harvester	PROPN
inlawrev-22388	296	5	co.	co.	PROPN
inlawrev-22388	296	6	,	,	PUNCT
inlawrev-22388	296	7	104	104	NUM
inlawrev-22388	296	8	f.t.c	f.t.c	NOUN
inlawrev-22388	296	9	.	.	PUNCT
inlawrev-22388	297	1	at	at	ADP
inlawrev-22388	297	2	1051	1051	NUM
inlawrev-22388	297	3	-	-	SYM
inlawrev-22388	297	4	55	55	NUM
inlawrev-22388	297	5	.	.	PUNCT
inlawrev-22388	298	1	96	96	NUM
inlawrev-22388	298	2	.	.	PUNCT
inlawrev-22388	299	1	i	i	PRON
inlawrev-22388	299	2	d.	d.	PROPN
inlawrev-22388	299	3	at	at	ADP
inlawrev-22388	299	4	1064	1064	NUM
inlawrev-22388	299	5	.	.	PUNCT
inlawrev-22388	300	1	97	97	NUM
inlawrev-22388	300	2	.	.	PUNCT
inlawrev-22388	301	1	i	i	PRON
inlawrev-22388	301	2	d.	d.	PROPN
inlawrev-22388	301	3	at	at	ADP
inlawrev-22388	301	4	965	965	NUM
inlawrev-22388	301	5	.	.	PUNCT
inlawrev-22388	302	1	98	98	NUM
inlawrev-22388	302	2	.	.	PUNCT
inlawrev-22388	303	1	i	i	PRON
inlawrev-22388	303	2	d.	d.	PROPN
inlawrev-22388	303	3	at	at	ADP
inlawrev-22388	303	4	1065	1065	NUM
inlawrev-22388	303	5	-	-	SYM
inlawrev-22388	303	6	67	67	NUM
inlawrev-22388	303	7	.	.	PUNCT
inlawrev-22388	303	8	99	99	NUM
inlawrev-22388	303	9	.	.	PUNCT
inlawrev-22388	303	10	belt	belt	NOUN
inlawrev-22388	303	11	,	,	PUNCT
inlawrev-22388	303	12	supra	supra	PROPN
inlawrev-22388	303	13	note	note	NOUN
inlawrev-22388	303	14	24	24	NUM
inlawrev-22388	303	15	,	,	PUNCT
inlawrev-22388	303	16	at	at	ADP
inlawrev-22388	303	17	273	273	NUM
inlawrev-22388	303	18	.	.	PUNCT
inlawrev-22388	304	1	states	state	NOUN
inlawrev-22388	304	2	,	,	PUNCT
inlawrev-22388	304	3	of	of	ADP
inlawrev-22388	304	4	course	course	NOUN
inlawrev-22388	304	5	,	,	PUNCT
inlawrev-22388	304	6	are	be	AUX
inlawrev-22388	304	7	also	also	ADV
inlawrev-22388	304	8	free	free	ADJ
inlawrev-22388	304	9	to	to	PART
inlawrev-22388	304	10	create	create	VERB
inlawrev-22388	304	11	their	their	PRON
inlawrev-22388	304	12	own	own	ADJ
inlawrev-22388	304	13	jurisprudence	jurisprudence	NOUN
inlawrev-22388	304	14	concerning	concern	VERB
inlawrev-22388	304	15	unfairness	unfairness	NOUN
inlawrev-22388	304	16	claims	claim	NOUN
inlawrev-22388	304	17	,	,	PUNCT
inlawrev-22388	304	18	but	but	CCONJ
inlawrev-22388	304	19	many	many	ADJ
inlawrev-22388	304	20	do	do	VERB
inlawrev-22388	304	21	not	not	PART
inlawrev-22388	304	22	.	.	PUNCT
inlawrev-22388	305	1	for	for	ADP
inlawrev-22388	305	2	an	an	DET
inlawrev-22388	305	3	argument	argument	NOUN
inlawrev-22388	305	4	against	against	ADP
inlawrev-22388	305	5	applying	apply	VERB
inlawrev-22388	305	6	the	the	DET
inlawrev-22388	305	7	ftc	ftc	PROPN
inlawrev-22388	305	8	act	act	PROPN
inlawrev-22388	305	9	’s	’s	PART
inlawrev-22388	305	10	standards	standard	NOUN
inlawrev-22388	305	11	to	to	ADP
inlawrev-22388	305	12	state	state	NOUN
inlawrev-22388	305	13	udap	udap	ADJ
inlawrev-22388	305	14	laws	law	NOUN
inlawrev-22388	305	15	,	,	PUNCT
inlawrev-22388	305	16	see	see	VERB
inlawrev-22388	305	17	jeff	jeff	PROPN
inlawrev-22388	305	18	sovern	sovern	PROPN
inlawrev-22388	305	19	,	,	PUNCT
inlawrev-22388	305	20	private	private	ADJ
inlawrev-22388	305	21	actions	action	NOUN
inlawrev-22388	305	22	under	under	ADP
inlawrev-22388	305	23	the	the	DET
inlawrev-22388	305	24	deceptive	deceptive	ADJ
inlawrev-22388	305	25	trade	trade	NOUN
inlawrev-22388	305	26	practices	practice	NOUN
inlawrev-22388	305	27	acts	act	VERB
inlawrev-22388	305	28	:	:	PUNCT
inlawrev-22388	305	29	reconsidering	reconsider	VERB
inlawrev-22388	305	30	the	the	DET
inlawrev-22388	305	31	ftc	ftc	PROPN
inlawrev-22388	305	32	act	act	PROPN
inlawrev-22388	305	33	as	as	ADP
inlawrev-22388	305	34	rule	rule	NOUN
inlawrev-22388	305	35	model	model	NOUN
inlawrev-22388	305	36	,	,	PUNCT
inlawrev-22388	305	37	52	52	NUM
inlawrev-22388	305	38	ohio	ohio	PROPN
inlawrev-22388	305	39	st	st	PROPN
inlawrev-22388	305	40	.	.	PROPN
inlawrev-22388	305	41	l.j	l.j	PROPN
inlawrev-22388	305	42	.	.	PROPN
inlawrev-22388	305	43	437	437	NUM
inlawrev-22388	305	44	,	,	PUNCT
inlawrev-22388	305	45	452	452	NUM
inlawrev-22388	305	46	(	(	PUNCT
inlawrev-22388	305	47	1991	1991	NUM
inlawrev-22388	305	48	)	)	PUNCT
inlawrev-22388	305	49	,	,	PUNCT
inlawrev-22388	305	50	stating	state	VERB
inlawrev-22388	305	51	that	that	SCONJ
inlawrev-22388	305	52	“	"	PUNCT
inlawrev-22388	305	53	near	near	ADP
inlawrev-22388	305	54	automatic	automatic	ADJ
inlawrev-22388	305	55	application	application	NOUN
inlawrev-22388	305	56	of	of	ADP
inlawrev-22388	305	57	standards	standard	NOUN
inlawrev-22388	305	58	under	under	ADP
inlawrev-22388	305	59	the	the	DET
inlawrev-22388	305	60	ftc	ftc	PROPN
inlawrev-22388	305	61	act	act	NOUN
inlawrev-22388	305	62	to	to	ADP
inlawrev-22388	305	63	consumer	consumer	NOUN
inlawrev-22388	305	64	actions	action	NOUN
inlawrev-22388	305	65	is	be	AUX
inlawrev-22388	305	66	troublesome	troublesome	ADJ
inlawrev-22388	305	67	.	.	PUNCT
inlawrev-22388	305	68	”	"	PUNCT
inlawrev-22388	306	1	2018	2018	NUM
inlawrev-22388	306	2	]	]	PUNCT
inlawrev-22388	306	3	david	david	PROPN
inlawrev-22388	306	4	’s	’s	PART
inlawrev-22388	306	5	sling	sling	PROPN
inlawrev-22388	306	6	223	223	NUM
inlawrev-22388	306	7	adopted	adopt	VERB
inlawrev-22388	306	8	the	the	DET
inlawrev-22388	306	9	concurrent	concurrent	ADJ
inlawrev-22388	306	10	ftc	ftc	PROPN
inlawrev-22388	306	11	policy,100	policy,100	PROPN
inlawrev-22388	306	12	yet	yet	ADV
inlawrev-22388	306	13	some	some	PRON
inlawrev-22388	306	14	decided	decide	VERB
inlawrev-22388	306	15	to	to	PART
inlawrev-22388	306	16	change	change	VERB
inlawrev-22388	306	17	their	their	PRON
inlawrev-22388	306	18	definition	definition	NOUN
inlawrev-22388	306	19	alongside	alongside	ADP
inlawrev-22388	306	20	the	the	DET
inlawrev-22388	306	21	ftc	ftc	PROPN
inlawrev-22388	306	22	,	,	PUNCT
inlawrev-22388	306	23	altering	alter	VERB
inlawrev-22388	306	24	their	their	PRON
inlawrev-22388	306	25	analyses	analysis	NOUN
inlawrev-22388	306	26	to	to	PART
inlawrev-22388	306	27	follow	follow	VERB
inlawrev-22388	306	28	the	the	DET
inlawrev-22388	306	29	policy	policy	NOUN
inlawrev-22388	306	30	statement	statement	NOUN
inlawrev-22388	306	31	approach.101	approach.101	PROPN
inlawrev-22388	306	32	in	in	ADP
inlawrev-22388	306	33	contrast	contrast	NOUN
inlawrev-22388	306	34	,	,	PUNCT
inlawrev-22388	306	35	other	other	ADJ
inlawrev-22388	306	36	states	state	NOUN
inlawrev-22388	306	37	have	have	AUX
inlawrev-22388	306	38	always	always	ADV
inlawrev-22388	306	39	followed	follow	VERB
inlawrev-22388	306	40	the	the	DET
inlawrev-22388	306	41	policy	policy	NOUN
inlawrev-22388	306	42	statement	statement	NOUN
inlawrev-22388	306	43	approach	approach	NOUN
inlawrev-22388	306	44	because	because	SCONJ
inlawrev-22388	306	45	they	they	PRON
inlawrev-22388	306	46	either	either	CCONJ
inlawrev-22388	306	47	enacted	enact	VERB
inlawrev-22388	306	48	,	,	PUNCT
inlawrev-22388	306	49	or	or	CCONJ
inlawrev-22388	306	50	amended	amend	VERB
inlawrev-22388	306	51	their	their	PRON
inlawrev-22388	306	52	udap	udap	ADJ
inlawrev-22388	306	53	statute	statute	NOUN
inlawrev-22388	306	54	to	to	PART
inlawrev-22388	306	55	include	include	VERB
inlawrev-22388	306	56	,	,	PUNCT
inlawrev-22388	306	57	unfairness	unfairness	ADJ
inlawrev-22388	306	58	protections	protection	NOUN
inlawrev-22388	306	59	after	after	ADP
inlawrev-22388	306	60	1980.102	1980.102	NUM
inlawrev-22388	306	61	moreover	moreover	ADV
inlawrev-22388	306	62	,	,	PUNCT
inlawrev-22388	306	63	a	a	DET
inlawrev-22388	306	64	state	state	NOUN
inlawrev-22388	306	65	is	be	AUX
inlawrev-22388	306	66	not	not	PART
inlawrev-22388	306	67	precluded	preclude	VERB
inlawrev-22388	306	68	from	from	ADP
inlawrev-22388	306	69	adopting	adopt	VERB
inlawrev-22388	306	70	the	the	DET
inlawrev-22388	306	71	cigarette	cigarette	NOUN
inlawrev-22388	306	72	rule	rule	NOUN
inlawrev-22388	306	73	solely	solely	ADV
inlawrev-22388	306	74	because	because	SCONJ
inlawrev-22388	306	75	it	it	PRON
inlawrev-22388	306	76	passed	pass	VERB
inlawrev-22388	306	77	its	its	PRON
inlawrev-22388	306	78	udap	udap	ADJ
inlawrev-22388	306	79	legislation	legislation	NOUN
inlawrev-22388	306	80	following	follow	VERB
inlawrev-22388	306	81	the	the	DET
inlawrev-22388	306	82	release	release	NOUN
inlawrev-22388	306	83	of	of	ADP
inlawrev-22388	306	84	the	the	DET
inlawrev-22388	306	85	policy	policy	NOUN
inlawrev-22388	306	86	statement.103	statement.103	NOUN
inlawrev-22388	306	87	for	for	ADP
inlawrev-22388	306	88	example	example	NOUN
inlawrev-22388	306	89	,	,	PUNCT
inlawrev-22388	306	90	the	the	DET
inlawrev-22388	306	91	supreme	supreme	PROPN
inlawrev-22388	306	92	court	court	PROPN
inlawrev-22388	306	93	of	of	ADP
inlawrev-22388	306	94	rhode	rhode	PROPN
inlawrev-22388	306	95	island	island	NOUN
inlawrev-22388	306	96	adopted	adopt	VERB
inlawrev-22388	306	97	the	the	DET
inlawrev-22388	306	98	threepart	threepart	NOUN
inlawrev-22388	306	99	cigarette	cigarette	NOUN
inlawrev-22388	306	100	rule	rule	NOUN
inlawrev-22388	306	101	after	after	SCONJ
inlawrev-22388	306	102	the	the	DET
inlawrev-22388	306	103	ftc	ftc	PROPN
inlawrev-22388	306	104	released	release	VERB
inlawrev-22388	306	105	its	its	PRON
inlawrev-22388	306	106	policy	policy	NOUN
inlawrev-22388	306	107	statement	statement	NOUN
inlawrev-22388	306	108	because	because	SCONJ
inlawrev-22388	306	109	its	its	PRON
inlawrev-22388	306	110	udap	udap	ADJ
inlawrev-22388	306	111	statute	statute	NOUN
inlawrev-22388	306	112	“	"	PUNCT
inlawrev-22388	306	113	directs	direct	VERB
inlawrev-22388	306	114	this	this	DET
inlawrev-22388	306	115	court	court	NOUN
inlawrev-22388	306	116	to	to	PART
inlawrev-22388	306	117	interpret	interpret	VERB
inlawrev-22388	306	118	that	that	DET
inlawrev-22388	306	119	provision	provision	NOUN
inlawrev-22388	306	120	according	accord	VERB
inlawrev-22388	306	121	to	to	ADP
inlawrev-22388	306	122	”	"	PUNCT
inlawrev-22388	306	123	the	the	DET
inlawrev-22388	306	124	ftc	ftc	PROPN
inlawrev-22388	306	125	’s	’s	PART
inlawrev-22388	306	126	interpretation	interpretation	NOUN
inlawrev-22388	306	127	,	,	PUNCT
inlawrev-22388	306	128	seemingly	seemingly	ADV
inlawrev-22388	306	129	at	at	ADP
inlawrev-22388	306	130	the	the	DET
inlawrev-22388	306	131	time	time	NOUN
inlawrev-22388	306	132	of	of	ADP
inlawrev-22388	306	133	the	the	DET
inlawrev-22388	306	134	statute	statute	NOUN
inlawrev-22388	306	135	’s	’	VERB
inlawrev-22388	306	136	adoption.104	adoption.104	NOUN
inlawrev-22388	306	137	in	in	ADP
inlawrev-22388	306	138	a	a	DET
inlawrev-22388	306	139	case	case	NOUN
inlawrev-22388	306	140	where	where	SCONJ
inlawrev-22388	306	141	a	a	DET
inlawrev-22388	306	142	computer	computer	NOUN
inlawrev-22388	306	143	company	company	NOUN
inlawrev-22388	306	144	improperly	improperly	ADV
inlawrev-22388	306	145	collected	collect	VERB
inlawrev-22388	306	146	sales	sale	NOUN
inlawrev-22388	306	147	tax	tax	NOUN
inlawrev-22388	306	148	on	on	ADP
inlawrev-22388	306	149	nontaxable	nontaxable	ADJ
inlawrev-22388	306	150	items	item	NOUN
inlawrev-22388	306	151	,	,	PUNCT
inlawrev-22388	306	152	the	the	DET
inlawrev-22388	306	153	court	court	NOUN
inlawrev-22388	306	154	applied	apply	VERB
inlawrev-22388	306	155	each	each	DET
inlawrev-22388	306	156	cigarette	cigarette	NOUN
inlawrev-22388	306	157	-	-	PUNCT
inlawrev-22388	306	158	test	test	NOUN
inlawrev-22388	306	159	prong	prong	NOUN
inlawrev-22388	306	160	in	in	ADP
inlawrev-22388	306	161	turn.105	turn.105	NOUN
inlawrev-22388	306	162	the	the	DET
inlawrev-22388	306	163	court	court	NOUN
inlawrev-22388	306	164	found	find	VERB
inlawrev-22388	306	165	that	that	SCONJ
inlawrev-22388	306	166	the	the	DET
inlawrev-22388	306	167	company	company	NOUN
inlawrev-22388	306	168	offended	offend	VERB
inlawrev-22388	306	169	public	public	ADJ
inlawrev-22388	306	170	policy	policy	NOUN
inlawrev-22388	306	171	by	by	ADP
inlawrev-22388	306	172	collecting	collect	VERB
inlawrev-22388	306	173	the	the	DET
inlawrev-22388	306	174	taxes	taxis	NOUN
inlawrev-22388	306	175	because	because	SCONJ
inlawrev-22388	306	176	“	"	PUNCT
inlawrev-22388	306	177	[	[	X
inlawrev-22388	306	178	s]tatutes	s]tatute	NOUN
inlawrev-22388	306	179	passed	pass	VERB
inlawrev-22388	306	180	by	by	ADP
inlawrev-22388	306	181	the	the	DET
inlawrev-22388	306	182	legislature	legislature	NOUN
inlawrev-22388	306	183	are	be	AUX
inlawrev-22388	306	184	the	the	DET
inlawrev-22388	306	185	state	state	NOUN
inlawrev-22388	306	186	’s	’s	PART
inlawrev-22388	306	187	declaration	declaration	NOUN
inlawrev-22388	306	188	of	of	ADP
inlawrev-22388	306	189	public	public	ADJ
inlawrev-22388	306	190	policy	policy	NOUN
inlawrev-22388	306	191	”	"	PUNCT
inlawrev-22388	306	192	and	and	CCONJ
inlawrev-22388	306	193	violations	violation	NOUN
inlawrev-22388	306	194	of	of	ADP
inlawrev-22388	306	195	laws	law	NOUN
inlawrev-22388	306	196	are	be	AUX
inlawrev-22388	306	197	per	per	ADP
inlawrev-22388	306	198	se	se	X
inlawrev-22388	306	199	offensive	offensive	ADJ
inlawrev-22388	306	200	to	to	ADP
inlawrev-22388	306	201	public	public	ADJ
inlawrev-22388	306	202	policy.106	policy.106	NOUN
inlawrev-22388	306	203	the	the	DET
inlawrev-22388	306	204	court	court	NOUN
inlawrev-22388	306	205	also	also	ADV
inlawrev-22388	306	206	determined	determine	VERB
inlawrev-22388	306	207	that	that	SCONJ
inlawrev-22388	306	208	the	the	DET
inlawrev-22388	306	209	practice	practice	NOUN
inlawrev-22388	306	210	may	may	AUX
inlawrev-22388	306	211	have	have	AUX
inlawrev-22388	306	212	been	be	AUX
inlawrev-22388	306	213	“	"	PUNCT
inlawrev-22388	306	214	immoral	immoral	ADJ
inlawrev-22388	306	215	,	,	PUNCT
inlawrev-22388	306	216	unethical	unethical	ADJ
inlawrev-22388	306	217	,	,	PUNCT
inlawrev-22388	306	218	oppressive	oppressive	ADJ
inlawrev-22388	306	219	,	,	PUNCT
inlawrev-22388	306	220	or	or	CCONJ
inlawrev-22388	306	221	unscrupulous	unscrupulous	ADJ
inlawrev-22388	306	222	”	"	PUNCT
inlawrev-22388	306	223	because	because	SCONJ
inlawrev-22388	306	224	the	the	DET
inlawrev-22388	306	225	company	company	NOUN
inlawrev-22388	306	226	’s	’s	PART
inlawrev-22388	306	227	“	"	PUNCT
inlawrev-22388	306	228	efforts	effort	NOUN
inlawrev-22388	306	229	to	to	PART
inlawrev-22388	306	230	avoid	avoid	VERB
inlawrev-22388	306	231	its	its	PRON
inlawrev-22388	306	232	own	own	ADJ
inlawrev-22388	306	233	tax	tax	NOUN
inlawrev-22388	306	234	nexus	nexus	NOUN
inlawrev-22388	306	235	with	with	ADP
inlawrev-22388	306	236	rhode	rhode	PROPN
inlawrev-22388	306	237	island	island	NOUN
inlawrev-22388	306	238	unfairly	unfairly	ADV
inlawrev-22388	306	239	resulted	result	VERB
inlawrev-22388	306	240	in	in	ADP
inlawrev-22388	306	241	consumers	consumer	NOUN
inlawrev-22388	306	242	being	be	AUX
inlawrev-22388	306	243	charged	charge	VERB
inlawrev-22388	306	244	for	for	ADP
inlawrev-22388	306	245	taxes	taxis	NOUN
inlawrev-22388	306	246	that	that	PRON
inlawrev-22388	306	247	they	they	PRON
inlawrev-22388	306	248	should	should	AUX
inlawrev-22388	306	249	not	not	PART
inlawrev-22388	306	250	have	have	AUX
inlawrev-22388	306	251	been	be	AUX
inlawrev-22388	306	252	charged	charge	VERB
inlawrev-22388	306	253	.	.	PUNCT
inlawrev-22388	306	254	”107	”107	PUNCT
inlawrev-22388	307	1	lastly	lastly	ADV
inlawrev-22388	307	2	,	,	PUNCT
inlawrev-22388	307	3	the	the	DET
inlawrev-22388	307	4	company	company	NOUN
inlawrev-22388	307	5	’s	’s	PART
inlawrev-22388	307	6	practice	practice	NOUN
inlawrev-22388	307	7	may	may	AUX
inlawrev-22388	307	8	have	have	AUX
inlawrev-22388	307	9	resulted	result	VERB
inlawrev-22388	307	10	in	in	ADP
inlawrev-22388	307	11	“	"	PUNCT
inlawrev-22388	307	12	substantial	substantial	ADJ
inlawrev-22388	307	13	consumer	consumer	NOUN
inlawrev-22388	307	14	injury	injury	NOUN
inlawrev-22388	307	15	”	"	PUNCT
inlawrev-22388	307	16	because	because	SCONJ
inlawrev-22388	307	17	the	the	DET
inlawrev-22388	307	18	class	class	NOUN
inlawrev-22388	307	19	of	of	ADP
inlawrev-22388	307	20	consumers	consumer	NOUN
inlawrev-22388	307	21	alleged	allege	VERB
inlawrev-22388	307	22	damages	damage	NOUN
inlawrev-22388	307	23	in	in	ADP
inlawrev-22388	307	24	excess	excess	NOUN
inlawrev-22388	307	25	of	of	ADP
inlawrev-22388	307	26	$	$	SYM
inlawrev-22388	307	27	1	1	NUM
inlawrev-22388	307	28	million.108	million.108	NOUN
inlawrev-22388	307	29	although	although	SCONJ
inlawrev-22388	307	30	the	the	DET
inlawrev-22388	307	31	court	court	NOUN
inlawrev-22388	307	32	found	find	VERB
inlawrev-22388	307	33	that	that	SCONJ
inlawrev-22388	307	34	all	all	DET
inlawrev-22388	307	35	three	three	NUM
inlawrev-22388	307	36	factors	factor	NOUN
inlawrev-22388	307	37	were	be	AUX
inlawrev-22388	307	38	present	present	ADJ
inlawrev-22388	307	39	in	in	ADP
inlawrev-22388	307	40	this	this	DET
inlawrev-22388	307	41	case	case	NOUN
inlawrev-22388	307	42	,	,	PUNCT
inlawrev-22388	307	43	it	it	PRON
inlawrev-22388	307	44	noted	note	VERB
inlawrev-22388	307	45	that	that	SCONJ
inlawrev-22388	307	46	“	"	PUNCT
inlawrev-22388	307	47	plaintiffs	plaintiff	NOUN
inlawrev-22388	307	48	need	need	AUX
inlawrev-22388	307	49	not	not	PART
inlawrev-22388	307	50	establish	establish	VERB
inlawrev-22388	307	51	every	every	DET
inlawrev-22388	307	52	factor	factor	NOUN
inlawrev-22388	307	53	[	[	X
inlawrev-22388	307	54	of	of	ADP
inlawrev-22388	307	55	the	the	DET
inlawrev-22388	307	56	cigarette	cigarette	NOUN
inlawrev-22388	307	57	rule	rule	NOUN
inlawrev-22388	307	58	]	]	PUNCT
inlawrev-22388	307	59	,	,	PUNCT
inlawrev-22388	307	60	and	and	CCONJ
inlawrev-22388	307	61	they	they	PRON
inlawrev-22388	307	62	may	may	AUX
inlawrev-22388	307	63	prove	prove	VERB
inlawrev-22388	307	64	unfairness	unfairness	NOUN
inlawrev-22388	307	65	by	by	ADP
inlawrev-22388	307	66	showing	show	VERB
inlawrev-22388	307	67	that	that	SCONJ
inlawrev-22388	307	68	a	a	DET
inlawrev-22388	307	69	trade	trade	NOUN
inlawrev-22388	307	70	practice	practice	NOUN
inlawrev-22388	307	71	meets	meet	VERB
inlawrev-22388	307	72	one	one	NUM
inlawrev-22388	307	73	factor	factor	NOUN
inlawrev-22388	307	74	to	to	ADP
inlawrev-22388	307	75	a	a	DET
inlawrev-22388	307	76	great	great	ADJ
inlawrev-22388	307	77	degree	degree	NOUN
inlawrev-22388	307	78	or	or	CCONJ
inlawrev-22388	307	79	two	two	NUM
inlawrev-22388	307	80	or	or	CCONJ
inlawrev-22388	307	81	three	three	NUM
inlawrev-22388	307	82	factors	factor	NOUN
inlawrev-22388	307	83	to	to	ADP
inlawrev-22388	307	84	a	a	DET
inlawrev-22388	307	85	lesser	less	ADJ
inlawrev-22388	307	86	degree	degree	NOUN
inlawrev-22388	307	87	.	.	PUNCT
inlawrev-22388	308	1	”109	”109	PROPN
inlawrev-22388	308	2	connecticut	connecticut	PROPN
inlawrev-22388	308	3	also	also	ADV
inlawrev-22388	308	4	adopted	adopt	VERB
inlawrev-22388	308	5	the	the	DET
inlawrev-22388	308	6	cigarette	cigarette	NOUN
inlawrev-22388	308	7	rule	rule	NOUN
inlawrev-22388	308	8	after	after	SCONJ
inlawrev-22388	308	9	the	the	DET
inlawrev-22388	308	10	ftc	ftc	PROPN
inlawrev-22388	308	11	promulgated	promulgate	VERB
inlawrev-22388	308	12	its	its	PRON
inlawrev-22388	308	13	policy	policy	NOUN
inlawrev-22388	308	14	statement.110	statement.110	NOUN
inlawrev-22388	308	15	like	like	ADP
inlawrev-22388	308	16	rhode	rhode	PROPN
inlawrev-22388	308	17	island	island	NOUN
inlawrev-22388	308	18	,	,	PUNCT
inlawrev-22388	308	19	the	the	DET
inlawrev-22388	308	20	connecticut	connecticut	PROPN
inlawrev-22388	308	21	legislature	legislature	NOUN
inlawrev-22388	308	22	“	"	PUNCT
inlawrev-22388	308	23	directed	direct	VERB
inlawrev-22388	308	24	that	that	SCONJ
inlawrev-22388	308	25	100	100	NUM
inlawrev-22388	308	26	.	.	PUNCT
inlawrev-22388	308	27	belt	belt	NOUN
inlawrev-22388	308	28	,	,	PUNCT
inlawrev-22388	308	29	supra	supra	PROPN
inlawrev-22388	308	30	note	note	NOUN
inlawrev-22388	308	31	24	24	NUM
inlawrev-22388	308	32	,	,	PUNCT
inlawrev-22388	308	33	at	at	ADP
inlawrev-22388	308	34	303	303	NUM
inlawrev-22388	308	35	.	.	PUNCT
inlawrev-22388	309	1	101	101	NUM
inlawrev-22388	309	2	.	.	PUNCT
inlawrev-22388	310	1	i	i	PRON
inlawrev-22388	310	2	d.	d.	PROPN
inlawrev-22388	310	3	at	at	ADP
inlawrev-22388	310	4	303	303	NUM
inlawrev-22388	310	5	-	-	SYM
inlawrev-22388	310	6	09	09	NUM
inlawrev-22388	310	7	.	.	PUNCT
inlawrev-22388	310	8	102	102	NUM
inlawrev-22388	310	9	.	.	PUNCT
inlawrev-22388	311	1	i	i	PRON
inlawrev-22388	311	2	d.	d.	PROPN
inlawrev-22388	311	3	103	103	NUM
inlawrev-22388	311	4	.	.	PUNCT
inlawrev-22388	312	1	see	see	VERB
inlawrev-22388	312	2	ames	ames	PROPN
inlawrev-22388	312	3	v.	v.	ADP
inlawrev-22388	312	4	oceanside	oceanside	PROPN
inlawrev-22388	312	5	welding	welding	NOUN
inlawrev-22388	312	6	&	&	CCONJ
inlawrev-22388	312	7	towing	towing	PROPN
inlawrev-22388	312	8	co.	co.	PROPN
inlawrev-22388	312	9	,	,	PUNCT
inlawrev-22388	312	10	767	767	NUM
inlawrev-22388	312	11	a.2d	a.2d	NUM
inlawrev-22388	312	12	677	677	NUM
inlawrev-22388	312	13	,	,	PUNCT
inlawrev-22388	312	14	681	681	NUM
inlawrev-22388	312	15	(	(	PUNCT
inlawrev-22388	312	16	r.i	r.i	PROPN
inlawrev-22388	312	17	.	.	PROPN
inlawrev-22388	312	18	2001	2001	NUM
inlawrev-22388	312	19	)	)	PUNCT
inlawrev-22388	312	20	(	(	PUNCT
inlawrev-22388	312	21	quoting	quote	VERB
inlawrev-22388	312	22	ftc	ftc	PROPN
inlawrev-22388	312	23	v.	v.	ADP
inlawrev-22388	312	24	sperry	sperry	PROPN
inlawrev-22388	312	25	&	&	CCONJ
inlawrev-22388	312	26	hutchinson	hutchinson	PROPN
inlawrev-22388	312	27	co.	co.	PROPN
inlawrev-22388	312	28	,	,	PUNCT
inlawrev-22388	312	29	405	405	NUM
inlawrev-22388	312	30	u.s	u.s	PROPN
inlawrev-22388	312	31	.	.	PROPN
inlawrev-22388	312	32	233	233	NUM
inlawrev-22388	312	33	,	,	PUNCT
inlawrev-22388	312	34	244	244	NUM
inlawrev-22388	312	35	-	-	SYM
inlawrev-22388	312	36	45	45	NUM
inlawrev-22388	312	37	n.5	n.5	PRON
inlawrev-22388	312	38	(	(	PUNCT
inlawrev-22388	312	39	1972	1972	NUM
inlawrev-22388	312	40	)	)	PUNCT
inlawrev-22388	312	41	)	)	PUNCT
inlawrev-22388	312	42	.	.	PUNCT
inlawrev-22388	313	1	104	104	X
inlawrev-22388	313	2	.	.	PUNCT
inlawrev-22388	314	1	see	see	VERB
inlawrev-22388	314	2	i	i	PRON
inlawrev-22388	314	3	d.	d.	PROPN
inlawrev-22388	314	4	at	at	ADP
inlawrev-22388	314	5	681	681	NUM
inlawrev-22388	314	6	n.6	n.6	NOUN
inlawrev-22388	314	7	.	.	PUNCT
inlawrev-22388	315	1	105	105	NUM
inlawrev-22388	315	2	.	.	PUNCT
inlawrev-22388	316	1	because	because	SCONJ
inlawrev-22388	316	2	this	this	PRON
inlawrev-22388	316	3	was	be	AUX
inlawrev-22388	316	4	an	an	DET
inlawrev-22388	316	5	appeal	appeal	NOUN
inlawrev-22388	316	6	from	from	ADP
inlawrev-22388	316	7	a	a	DET
inlawrev-22388	316	8	grant	grant	NOUN
inlawrev-22388	316	9	of	of	ADP
inlawrev-22388	316	10	summary	summary	NOUN
inlawrev-22388	316	11	judgment	judgment	NOUN
inlawrev-22388	316	12	,	,	PUNCT
inlawrev-22388	316	13	the	the	DET
inlawrev-22388	316	14	court	court	NOUN
inlawrev-22388	316	15	made	make	VERB
inlawrev-22388	316	16	its	its	PRON
inlawrev-22388	316	17	determinations	determination	NOUN
inlawrev-22388	316	18	based	base	VERB
inlawrev-22388	316	19	on	on	ADP
inlawrev-22388	316	20	what	what	PRON
inlawrev-22388	316	21	a	a	DET
inlawrev-22388	316	22	reasonable	reasonable	ADJ
inlawrev-22388	316	23	jury	jury	NOUN
inlawrev-22388	316	24	could	could	AUX
inlawrev-22388	316	25	have	have	AUX
inlawrev-22388	316	26	found	find	VERB
inlawrev-22388	316	27	.	.	PUNCT
inlawrev-22388	317	1	long	long	ADV
inlawrev-22388	317	2	v.	v.	ADP
inlawrev-22388	317	3	dell	dell	PROPN
inlawrev-22388	317	4	,	,	PUNCT
inlawrev-22388	317	5	inc	inc	PROPN
inlawrev-22388	317	6	.	.	PROPN
inlawrev-22388	317	7	,	,	PUNCT
inlawrev-22388	317	8	93	93	NUM
inlawrev-22388	317	9	a.3d	a.3d	SYM
inlawrev-22388	317	10	988	988	NUM
inlawrev-22388	317	11	,	,	PUNCT
inlawrev-22388	317	12	995	995	NUM
inlawrev-22388	317	13	-	-	SYM
inlawrev-22388	317	14	98	98	NUM
inlawrev-22388	317	15	(	(	PUNCT
inlawrev-22388	317	16	r.i	r.i	PROPN
inlawrev-22388	317	17	.	.	PROPN
inlawrev-22388	317	18	2014	2014	NUM
inlawrev-22388	317	19	)	)	PUNCT
inlawrev-22388	317	20	.	.	PUNCT
inlawrev-22388	318	1	106	106	NUM
inlawrev-22388	318	2	.	.	PUNCT
inlawrev-22388	319	1	i	i	PRON
inlawrev-22388	319	2	d.	d.	PROPN
inlawrev-22388	319	3	at	at	ADP
inlawrev-22388	319	4	1001	1001	NUM
inlawrev-22388	319	5	.	.	PUNCT
inlawrev-22388	320	1	107	107	NUM
inlawrev-22388	320	2	.	.	PUNCT
inlawrev-22388	321	1	i	i	PRON
inlawrev-22388	321	2	d.	d.	PROPN
inlawrev-22388	321	3	108	108	NUM
inlawrev-22388	321	4	.	.	PUNCT
inlawrev-22388	322	1	i	i	PRON
inlawrev-22388	322	2	d.	d.	PROPN
inlawrev-22388	322	3	at	at	ADP
inlawrev-22388	322	4	1001	1001	PROPN
inlawrev-22388	322	5	-	-	SYM
inlawrev-22388	322	6	02	02	NUM
inlawrev-22388	322	7	.	.	PUNCT
inlawrev-22388	322	8	109	109	NUM
inlawrev-22388	322	9	.	.	PUNCT
inlawrev-22388	323	1	i	i	PRON
inlawrev-22388	323	2	d.	d.	PROPN
inlawrev-22388	323	3	at	at	ADP
inlawrev-22388	323	4	1001	1001	NUM
inlawrev-22388	323	5	.	.	PUNCT
inlawrev-22388	324	1	this	this	PRON
inlawrev-22388	324	2	aligns	align	VERB
inlawrev-22388	324	3	with	with	ADP
inlawrev-22388	324	4	the	the	DET
inlawrev-22388	324	5	ftc	ftc	PROPN
inlawrev-22388	324	6	’s	’s	PART
inlawrev-22388	324	7	statement	statement	NOUN
inlawrev-22388	324	8	of	of	ADP
inlawrev-22388	324	9	basis	basis	NOUN
inlawrev-22388	324	10	and	and	CCONJ
inlawrev-22388	324	11	purpose	purpose	NOUN
inlawrev-22388	324	12	relating	relate	VERB
inlawrev-22388	324	13	to	to	ADP
inlawrev-22388	324	14	disclosure	disclosure	NOUN
inlawrev-22388	324	15	requirements	requirement	NOUN
inlawrev-22388	324	16	and	and	CCONJ
inlawrev-22388	324	17	prohibitions	prohibition	NOUN
inlawrev-22388	324	18	concerning	concern	VERB
inlawrev-22388	324	19	franchising	franchising	NOUN
inlawrev-22388	324	20	and	and	CCONJ
inlawrev-22388	324	21	business	business	NOUN
inlawrev-22388	324	22	opportunity	opportunity	NOUN
inlawrev-22388	324	23	ventures	venture	NOUN
inlawrev-22388	324	24	,	,	PUNCT
inlawrev-22388	324	25	43	43	NUM
inlawrev-22388	324	26	fed	fed	PROPN
inlawrev-22388	324	27	.	.	PUNCT
inlawrev-22388	325	1	reg	reg	PROPN
inlawrev-22388	325	2	.	.	PROPN
inlawrev-22388	326	1	59,614	59,614	NUM
inlawrev-22388	326	2	,	,	PUNCT
inlawrev-22388	326	3	59,635	59,635	NUM
inlawrev-22388	326	4	(	(	PUNCT
inlawrev-22388	326	5	1978	1978	NUM
inlawrev-22388	326	6	)	)	PUNCT
inlawrev-22388	327	1	(	(	PUNCT
inlawrev-22388	327	2	stating	state	VERB
inlawrev-22388	327	3	that	that	SCONJ
inlawrev-22388	327	4	“	"	PUNCT
inlawrev-22388	327	5	[	[	X
inlawrev-22388	327	6	a	a	DET
inlawrev-22388	327	7	]	]	X
inlawrev-22388	327	8	practice	practice	NOUN
inlawrev-22388	327	9	may	may	AUX
inlawrev-22388	327	10	be	be	AUX
inlawrev-22388	327	11	unfair	unfair	ADJ
inlawrev-22388	327	12	because	because	SCONJ
inlawrev-22388	327	13	of	of	ADP
inlawrev-22388	327	14	the	the	DET
inlawrev-22388	327	15	degree	degree	NOUN
inlawrev-22388	327	16	to	to	PART
inlawrev-22388	327	17	which	which	PRON
inlawrev-22388	327	18	it	it	PRON
inlawrev-22388	327	19	meets	meet	VERB
inlawrev-22388	327	20	one	one	NUM
inlawrev-22388	327	21	of	of	ADP
inlawrev-22388	327	22	the	the	DET
inlawrev-22388	327	23	[	[	X
inlawrev-22388	327	24	cigarette	cigarette	NOUN
inlawrev-22388	327	25	rule	rule	NOUN
inlawrev-22388	327	26	]	]	PUNCT
inlawrev-22388	327	27	criteria	criterion	NOUN
inlawrev-22388	327	28	or	or	CCONJ
inlawrev-22388	327	29	because	because	SCONJ
inlawrev-22388	327	30	to	to	ADP
inlawrev-22388	327	31	a	a	DET
inlawrev-22388	327	32	lesser	less	ADJ
inlawrev-22388	327	33	extent	extent	NOUN
inlawrev-22388	327	34	it	it	PRON
inlawrev-22388	327	35	meets	meet	VERB
inlawrev-22388	327	36	all	all	DET
inlawrev-22388	327	37	three	three	NUM
inlawrev-22388	327	38	.	.	PUNCT
inlawrev-22388	327	39	”	"	PUNCT
inlawrev-22388	327	40	)	)	PUNCT
inlawrev-22388	327	41	.	.	PUNCT
inlawrev-22388	328	1	110	110	NUM
inlawrev-22388	328	2	.	.	X
inlawrev-22388	328	3	ivey	ivey	PROPN
inlawrev-22388	328	4	,	,	PUNCT
inlawrev-22388	328	5	barnum	barnum	PROPN
inlawrev-22388	328	6	&	&	CCONJ
inlawrev-22388	328	7	o’mara	o’mara	PROPN
inlawrev-22388	328	8	v.	v.	ADP
inlawrev-22388	328	9	indian	indian	PROPN
inlawrev-22388	328	10	harbor	harbor	NOUN
inlawrev-22388	328	11	properties	property	NOUN
inlawrev-22388	328	12	,	,	PUNCT
inlawrev-22388	328	13	inc	inc	PROPN
inlawrev-22388	328	14	.	.	PROPN
inlawrev-22388	328	15	,	,	PUNCT
inlawrev-22388	328	16	461	461	NUM
inlawrev-22388	328	17	a.2d	a.2d	SYM
inlawrev-22388	328	18	1369	1369	NUM
inlawrev-22388	328	19	,	,	PUNCT
inlawrev-22388	328	20	1375	1375	NUM
inlawrev-22388	328	21	n.13	n.13	NUM
inlawrev-22388	328	22	224	224	NUM
inlawrev-22388	328	23	indiana	indiana	PROPN
inlawrev-22388	328	24	law	law	PROPN
inlawrev-22388	328	25	review	review	NOUN
inlawrev-22388	329	1	[	[	X
inlawrev-22388	329	2	vol	vol	NOUN
inlawrev-22388	329	3	.	.	PUNCT
inlawrev-22388	330	1	51:211	51:211	NUM
inlawrev-22388	330	2	courts	court	NOUN
inlawrev-22388	330	3	of	of	ADP
inlawrev-22388	330	4	this	this	DET
inlawrev-22388	330	5	state	state	NOUN
inlawrev-22388	330	6	shall	shall	AUX
inlawrev-22388	330	7	be	be	AUX
inlawrev-22388	330	8	guided	guide	VERB
inlawrev-22388	330	9	by	by	ADP
inlawrev-22388	330	10	interpretations	interpretation	NOUN
inlawrev-22388	330	11	given	give	VERB
inlawrev-22388	330	12	by	by	ADP
inlawrev-22388	330	13	the	the	DET
inlawrev-22388	330	14	[	[	X
inlawrev-22388	330	15	ftc].”111	ftc].”111	PROPN
inlawrev-22388	330	16	in	in	ADP
inlawrev-22388	330	17	a	a	DET
inlawrev-22388	330	18	case	case	NOUN
inlawrev-22388	330	19	applying	apply	VERB
inlawrev-22388	330	20	the	the	DET
inlawrev-22388	330	21	cigarette	cigarette	NOUN
inlawrev-22388	330	22	rule	rule	NOUN
inlawrev-22388	330	23	where	where	SCONJ
inlawrev-22388	330	24	an	an	DET
inlawrev-22388	330	25	automobile	automobile	NOUN
inlawrev-22388	330	26	franchisee	franchisee	NOUN
inlawrev-22388	330	27	claimed	claim	VERB
inlawrev-22388	330	28	the	the	DET
inlawrev-22388	330	29	manufacturer	manufacturer	NOUN
inlawrev-22388	330	30	violated	violate	VERB
inlawrev-22388	330	31	connecticut	connecticut	PROPN
inlawrev-22388	330	32	’s	’s	PART
inlawrev-22388	330	33	udap	udap	PROPN
inlawrev-22388	330	34	statute	statute	NOUN
inlawrev-22388	330	35	by	by	ADP
inlawrev-22388	330	36	granting	grant	VERB
inlawrev-22388	330	37	a	a	DET
inlawrev-22388	330	38	rival	rival	ADJ
inlawrev-22388	330	39	franchisee	franchisee	NOUN
inlawrev-22388	330	40	’s	’s	PART
inlawrev-22388	330	41	request	request	NOUN
inlawrev-22388	330	42	to	to	PART
inlawrev-22388	330	43	create	create	VERB
inlawrev-22388	330	44	a	a	DET
inlawrev-22388	330	45	new	new	ADJ
inlawrev-22388	330	46	dealership	dealership	NOUN
inlawrev-22388	330	47	,	,	PUNCT
inlawrev-22388	330	48	the	the	DET
inlawrev-22388	330	49	connecticut	connecticut	PROPN
inlawrev-22388	330	50	supreme	supreme	PROPN
inlawrev-22388	330	51	court	court	PROPN
inlawrev-22388	330	52	held	hold	VERB
inlawrev-22388	330	53	that	that	SCONJ
inlawrev-22388	330	54	the	the	DET
inlawrev-22388	330	55	manufacturer	manufacturer	NOUN
inlawrev-22388	330	56	did	do	AUX
inlawrev-22388	330	57	not	not	PART
inlawrev-22388	330	58	violate	violate	VERB
inlawrev-22388	330	59	any	any	PRON
inlawrev-22388	330	60	of	of	ADP
inlawrev-22388	330	61	the	the	DET
inlawrev-22388	330	62	three	three	NUM
inlawrev-22388	330	63	cigarette	cigarette	NOUN
inlawrev-22388	330	64	rule	rule	NOUN
inlawrev-22388	330	65	prongs.112	prongs.112	ADJ
inlawrev-22388	330	66	but	but	CCONJ
inlawrev-22388	330	67	most	most	ADV
inlawrev-22388	330	68	notably	notably	ADV
inlawrev-22388	330	69	,	,	PUNCT
inlawrev-22388	330	70	the	the	DET
inlawrev-22388	330	71	court	court	NOUN
inlawrev-22388	330	72	determined	determine	VERB
inlawrev-22388	330	73	that	that	SCONJ
inlawrev-22388	330	74	the	the	DET
inlawrev-22388	330	75	newly	newly	ADV
inlawrev-22388	330	76	promulgated	promulgate	VERB
inlawrev-22388	330	77	policy	policy	NOUN
inlawrev-22388	330	78	statement	statement	NOUN
inlawrev-22388	330	79	only	only	ADV
inlawrev-22388	330	80	“	"	PUNCT
inlawrev-22388	330	81	elaborate[d	elaborate[d	NOUN
inlawrev-22388	330	82	]	]	PUNCT
inlawrev-22388	330	83	on	on	ADP
inlawrev-22388	330	84	[	[	X
inlawrev-22388	330	85	the	the	DET
inlawrev-22388	330	86	cigarette	cigarette	NOUN
inlawrev-22388	330	87	test	test	NOUN
inlawrev-22388	330	88	]	]	PUNCT
inlawrev-22388	330	89	criteria	criterion	NOUN
inlawrev-22388	330	90	”	"	PUNCT
inlawrev-22388	330	91	and	and	CCONJ
inlawrev-22388	330	92	then	then	ADV
inlawrev-22388	330	93	used	use	VERB
inlawrev-22388	330	94	it	it	PRON
inlawrev-22388	330	95	solely	solely	ADV
inlawrev-22388	330	96	as	as	ADP
inlawrev-22388	330	97	a	a	DET
inlawrev-22388	330	98	means	means	NOUN
inlawrev-22388	330	99	to	to	PART
inlawrev-22388	330	100	help	help	VERB
inlawrev-22388	330	101	determine	determine	VERB
inlawrev-22388	330	102	whether	whether	SCONJ
inlawrev-22388	330	103	a	a	DET
inlawrev-22388	330	104	substantial	substantial	ADJ
inlawrev-22388	330	105	consumer	consumer	NOUN
inlawrev-22388	330	106	injury	injury	NOUN
inlawrev-22388	330	107	occurred.113	occurred.113	NOUN
inlawrev-22388	330	108	in	in	ADP
inlawrev-22388	330	109	other	other	ADJ
inlawrev-22388	330	110	words	word	NOUN
inlawrev-22388	330	111	,	,	PUNCT
inlawrev-22388	330	112	the	the	DET
inlawrev-22388	330	113	court	court	NOUN
inlawrev-22388	330	114	used	use	VERB
inlawrev-22388	330	115	the	the	DET
inlawrev-22388	330	116	policy	policy	NOUN
inlawrev-22388	330	117	statement	statement	NOUN
inlawrev-22388	330	118	’s	’s	PART
inlawrev-22388	330	119	cost	cost	NOUN
inlawrev-22388	330	120	-	-	PUNCT
inlawrev-22388	330	121	benefit	benefit	NOUN
inlawrev-22388	330	122	analysis	analysis	NOUN
inlawrev-22388	330	123	as	as	ADP
inlawrev-22388	330	124	a	a	DET
inlawrev-22388	330	125	factors	factor	NOUN
inlawrev-22388	330	126	test	test	VERB
inlawrev-22388	330	127	to	to	PART
inlawrev-22388	330	128	determine	determine	VERB
inlawrev-22388	330	129	whether	whether	SCONJ
inlawrev-22388	330	130	a	a	DET
inlawrev-22388	330	131	party	party	NOUN
inlawrev-22388	330	132	violated	violate	VERB
inlawrev-22388	330	133	the	the	DET
inlawrev-22388	330	134	third	third	ADJ
inlawrev-22388	330	135	prong	prong	NOUN
inlawrev-22388	330	136	of	of	ADP
inlawrev-22388	330	137	the	the	DET
inlawrev-22388	330	138	cigarette	cigarette	NOUN
inlawrev-22388	330	139	rule	rule	NOUN
inlawrev-22388	330	140	,	,	PUNCT
inlawrev-22388	330	141	fashioning	fashion	VERB
inlawrev-22388	330	142	a	a	DET
inlawrev-22388	330	143	“	"	PUNCT
inlawrev-22388	330	144	modified	modify	VERB
inlawrev-22388	330	145	cigarette	cigarette	NOUN
inlawrev-22388	330	146	rule	rule	NOUN
inlawrev-22388	330	147	.	.	PUNCT
inlawrev-22388	330	148	”114	”114	PUNCT
inlawrev-22388	331	1	this	this	DET
inlawrev-22388	331	2	modified	modify	VERB
inlawrev-22388	331	3	rule	rule	NOUN
inlawrev-22388	331	4	still	still	ADV
inlawrev-22388	331	5	stands	stand	VERB
inlawrev-22388	331	6	to	to	ADP
inlawrev-22388	331	7	this	this	DET
inlawrev-22388	331	8	day115	day115	NOUN
inlawrev-22388	331	9	and	and	CCONJ
inlawrev-22388	331	10	provides	provide	VERB
inlawrev-22388	331	11	courts	court	NOUN
inlawrev-22388	331	12	with	with	ADP
inlawrev-22388	331	13	concrete	concrete	ADJ
inlawrev-22388	331	14	guidance	guidance	NOUN
inlawrev-22388	331	15	to	to	PART
inlawrev-22388	331	16	determine	determine	VERB
inlawrev-22388	331	17	what	what	PRON
inlawrev-22388	331	18	constitutes	constitute	VERB
inlawrev-22388	331	19	a	a	DET
inlawrev-22388	331	20	substantial	substantial	ADJ
inlawrev-22388	331	21	consumer	consumer	NOUN
inlawrev-22388	331	22	injury	injury	NOUN
inlawrev-22388	331	23	under	under	ADP
inlawrev-22388	331	24	the	the	DET
inlawrev-22388	331	25	cigarette	cigarette	NOUN
inlawrev-22388	331	26	test	test	NOUN
inlawrev-22388	331	27	.	.	PUNCT
inlawrev-22388	332	1	indiana	indiana	PROPN
inlawrev-22388	332	2	could	could	AUX
inlawrev-22388	332	3	choose	choose	VERB
inlawrev-22388	332	4	to	to	PART
inlawrev-22388	332	5	fashion	fashion	VERB
inlawrev-22388	332	6	its	its	PRON
inlawrev-22388	332	7	own	own	ADJ
inlawrev-22388	332	8	analysis	analysis	NOUN
inlawrev-22388	332	9	since	since	SCONJ
inlawrev-22388	332	10	there	there	PRON
inlawrev-22388	332	11	is	be	VERB
inlawrev-22388	332	12	no	no	DET
inlawrev-22388	332	13	statutory	statutory	ADJ
inlawrev-22388	332	14	requirement	requirement	NOUN
inlawrev-22388	332	15	that	that	SCONJ
inlawrev-22388	332	16	it	it	PRON
inlawrev-22388	332	17	shall	shall	AUX
inlawrev-22388	332	18	follow	follow	VERB
inlawrev-22388	332	19	ftc	ftc	PROPN
inlawrev-22388	332	20	precedent	precedent	NOUN
inlawrev-22388	332	21	.	.	PUNCT
inlawrev-22388	333	1	but	but	CCONJ
inlawrev-22388	333	2	this	this	PRON
inlawrev-22388	333	3	is	be	AUX
inlawrev-22388	333	4	inadvisable	inadvisable	ADJ
inlawrev-22388	333	5	due	due	ADP
inlawrev-22388	333	6	to	to	ADP
inlawrev-22388	333	7	the	the	DET
inlawrev-22388	333	8	lack	lack	NOUN
inlawrev-22388	333	9	of	of	ADP
inlawrev-22388	333	10	established	established	ADJ
inlawrev-22388	333	11	precedent	precedent	NOUN
inlawrev-22388	333	12	and	and	CCONJ
inlawrev-22388	333	13	the	the	DET
inlawrev-22388	333	14	uncertainty	uncertainty	NOUN
inlawrev-22388	333	15	that	that	PRON
inlawrev-22388	333	16	would	would	AUX
inlawrev-22388	333	17	accompany	accompany	VERB
inlawrev-22388	333	18	disavowing	disavow	VERB
inlawrev-22388	333	19	the	the	DET
inlawrev-22388	333	20	other	other	ADJ
inlawrev-22388	333	21	approaches.116	approaches.116	PROPN
inlawrev-22388	333	22	indiana	indiana	PROPN
inlawrev-22388	333	23	might	might	AUX
inlawrev-22388	333	24	also	also	ADV
inlawrev-22388	333	25	decide	decide	VERB
inlawrev-22388	333	26	to	to	PART
inlawrev-22388	333	27	follow	follow	VERB
inlawrev-22388	333	28	the	the	DET
inlawrev-22388	333	29	policy	policy	NOUN
inlawrev-22388	333	30	statement	statement	NOUN
inlawrev-22388	333	31	approach	approach	NOUN
inlawrev-22388	333	32	since	since	SCONJ
inlawrev-22388	333	33	it	it	PRON
inlawrev-22388	333	34	amended	amend	VERB
inlawrev-22388	333	35	unfairness	unfairness	NOUN
inlawrev-22388	333	36	onto	onto	ADP
inlawrev-22388	333	37	the	the	DET
inlawrev-22388	333	38	dcsa	dcsa	ADJ
inlawrev-22388	333	39	after	after	ADP
inlawrev-22388	333	40	1980	1980	NUM
inlawrev-22388	333	41	,	,	PUNCT
inlawrev-22388	333	42	but	but	CCONJ
inlawrev-22388	333	43	this	this	DET
inlawrev-22388	333	44	approach	approach	NOUN
inlawrev-22388	333	45	is	be	AUX
inlawrev-22388	333	46	also	also	ADV
inlawrev-22388	333	47	unsound	unsound	ADJ
inlawrev-22388	333	48	.	.	PUNCT
inlawrev-22388	334	1	the	the	DET
inlawrev-22388	334	2	policy	policy	NOUN
inlawrev-22388	334	3	statement	statement	NOUN
inlawrev-22388	334	4	’s	’s	PART
inlawrev-22388	334	5	sole	sole	ADJ
inlawrev-22388	334	6	focus	focus	NOUN
inlawrev-22388	334	7	on	on	ADP
inlawrev-22388	334	8	substantial	substantial	ADJ
inlawrev-22388	334	9	-	-	PUNCT
inlawrev-22388	334	10	consumer	consumer	NOUN
inlawrev-22388	334	11	-	-	PUNCT
inlawrev-22388	334	12	injury	injury	NOUN
inlawrev-22388	334	13	“	"	PUNCT
inlawrev-22388	334	14	does	do	VERB
inlawrev-22388	334	15	little	little	ADJ
inlawrev-22388	334	16	towards	towards	ADP
inlawrev-22388	334	17	delineating	delineate	VERB
inlawrev-22388	334	18	the	the	DET
inlawrev-22388	334	19	specific	specific	ADJ
inlawrev-22388	334	20	‘	'	PUNCT
inlawrev-22388	334	21	kinds	kind	NOUN
inlawrev-22388	334	22	’	'	PUNCT
inlawrev-22388	334	23	of	of	ADP
inlawrev-22388	334	24	practices	practice	NOUN
inlawrev-22388	334	25	or	or	CCONJ
inlawrev-22388	334	26	consumer	consumer	NOUN
inlawrev-22388	334	27	injuries	injury	NOUN
inlawrev-22388	334	28	which	which	PRON
inlawrev-22388	334	29	it	it	PRON
inlawrev-22388	334	30	encompasses	encompass	VERB
inlawrev-22388	334	31	.	.	PUNCT
inlawrev-22388	334	32	”117	”117	VERB
inlawrev-22388	335	1	this	this	DET
inlawrev-22388	335	2	uncertainty	uncertainty	NOUN
inlawrev-22388	335	3	imposes	impose	VERB
inlawrev-22388	335	4	significant	significant	ADJ
inlawrev-22388	335	5	burdens	burden	NOUN
inlawrev-22388	335	6	on	on	ADP
inlawrev-22388	335	7	both	both	DET
inlawrev-22388	335	8	consumers	consumer	NOUN
inlawrev-22388	335	9	and	and	CCONJ
inlawrev-22388	335	10	businesses	business	NOUN
inlawrev-22388	335	11	because	because	SCONJ
inlawrev-22388	335	12	the	the	DET
inlawrev-22388	335	13	standards	standard	NOUN
inlawrev-22388	335	14	fail	fail	VERB
inlawrev-22388	335	15	to	to	PART
inlawrev-22388	335	16	provide	provide	VERB
inlawrev-22388	335	17	any	any	DET
inlawrev-22388	335	18	discrete	discrete	ADJ
inlawrev-22388	335	19	legal	legal	ADJ
inlawrev-22388	335	20	principles	principle	NOUN
inlawrev-22388	335	21	,	,	PUNCT
inlawrev-22388	335	22	such	such	ADJ
inlawrev-22388	335	23	as	as	ADP
inlawrev-22388	335	24	“	"	PUNCT
inlawrev-22388	335	25	fault	fault	NOUN
inlawrev-22388	335	26	on	on	ADP
inlawrev-22388	335	27	the	the	DET
inlawrev-22388	335	28	part	part	NOUN
inlawrev-22388	335	29	of	of	ADP
inlawrev-22388	335	30	the	the	DET
inlawrev-22388	335	31	seller	seller	NOUN
inlawrev-22388	335	32	or	or	CCONJ
inlawrev-22388	335	33	entitlement	entitlement	NOUN
inlawrev-22388	335	34	on	on	ADP
inlawrev-22388	335	35	the	the	DET
inlawrev-22388	335	36	part	part	NOUN
inlawrev-22388	335	37	of	of	ADP
inlawrev-22388	335	38	the	the	DET
inlawrev-22388	335	39	consumer	consumer	NOUN
inlawrev-22388	335	40	.	.	PUNCT
inlawrev-22388	336	1	”118	”118	PUNCT
inlawrev-22388	337	1	businesses	business	NOUN
inlawrev-22388	337	2	also	also	ADV
inlawrev-22388	337	3	would	would	AUX
inlawrev-22388	337	4	face	face	VERB
inlawrev-22388	337	5	higher	high	ADJ
inlawrev-22388	337	6	operational	operational	ADJ
inlawrev-22388	337	7	costs	cost	NOUN
inlawrev-22388	337	8	because	because	SCONJ
inlawrev-22388	337	9	they	they	PRON
inlawrev-22388	337	10	would	would	AUX
inlawrev-22388	337	11	be	be	AUX
inlawrev-22388	337	12	required	require	VERB
inlawrev-22388	337	13	to	to	PART
inlawrev-22388	337	14	weigh	weigh	VERB
inlawrev-22388	337	15	the	the	DET
inlawrev-22388	337	16	costs	cost	NOUN
inlawrev-22388	337	17	and	and	CCONJ
inlawrev-22388	337	18	benefits	benefit	NOUN
inlawrev-22388	337	19	of	of	ADP
inlawrev-22388	337	20	each	each	DET
inlawrev-22388	337	21	consumer	consumer	NOUN
inlawrev-22388	337	22	transaction.1	transaction.1	NOUN
inlawrev-22388	337	23	1	1	NUM
inlawrev-22388	337	24	9additionally	9additionally	NUM
inlawrev-22388	337	25	,	,	PUNCT
inlawrev-22388	337	26	judges	judge	NOUN
inlawrev-22388	337	27	and	and	CCONJ
inlawrev-22388	337	28	jurors	juror	NOUN
inlawrev-22388	337	29	would	would	AUX
inlawrev-22388	337	30	struggle	struggle	VERB
inlawrev-22388	337	31	to	to	PART
inlawrev-22388	337	32	determine	determine	VERB
inlawrev-22388	337	33	the	the	DET
inlawrev-22388	337	34	precise	precise	ADJ
inlawrev-22388	337	35	standards	standard	NOUN
inlawrev-22388	337	36	when	when	SCONJ
inlawrev-22388	337	37	weighing	weigh	VERB
inlawrev-22388	337	38	harms	harm	NOUN
inlawrev-22388	337	39	against	against	ADP
inlawrev-22388	337	40	the	the	DET
inlawrev-22388	337	41	benefits	benefit	NOUN
inlawrev-22388	337	42	,	,	PUNCT
inlawrev-22388	337	43	resulting	result	VERB
inlawrev-22388	337	44	in	in	ADP
inlawrev-22388	337	45	inconsistent	inconsistent	ADJ
inlawrev-22388	337	46	results.120	results.120	PROPN
inlawrev-22388	337	47	this	this	DET
inlawrev-22388	337	48	variation	variation	NOUN
inlawrev-22388	337	49	is	be	AUX
inlawrev-22388	337	50	avoided	avoid	VERB
inlawrev-22388	337	51	when	when	SCONJ
inlawrev-22388	337	52	(	(	PUNCT
inlawrev-22388	337	53	conn	conn	PROPN
inlawrev-22388	337	54	.	.	PROPN
inlawrev-22388	337	55	1983	1983	NUM
inlawrev-22388	337	56	)	)	PUNCT
inlawrev-22388	337	57	(	(	PUNCT
inlawrev-22388	337	58	quoting	quote	VERB
inlawrev-22388	337	59	ftc	ftc	PROPN
inlawrev-22388	337	60	v.	v.	ADP
inlawrev-22388	337	61	sperry	sperry	PROPN
inlawrev-22388	337	62	&	&	CCONJ
inlawrev-22388	337	63	hutchinson	hutchinson	PROPN
inlawrev-22388	337	64	co.	co.	PROPN
inlawrev-22388	337	65	,	,	PUNCT
inlawrev-22388	337	66	405	405	NUM
inlawrev-22388	337	67	u.s	u.s	PROPN
inlawrev-22388	337	68	.	.	PROPN
inlawrev-22388	337	69	233	233	NUM
inlawrev-22388	337	70	,	,	PUNCT
inlawrev-22388	337	71	244	244	NUM
inlawrev-22388	337	72	n.5	n.5	PRON
inlawrev-22388	337	73	(	(	PUNCT
inlawrev-22388	337	74	1972	1972	NUM
inlawrev-22388	337	75	)	)	PUNCT
inlawrev-22388	337	76	)	)	PUNCT
inlawrev-22388	337	77	.	.	PUNCT
inlawrev-22388	338	1	111	111	NUM
inlawrev-22388	338	2	.	.	PUNCT
inlawrev-22388	339	1	mclaughlin	mclaughlin	PROPN
inlawrev-22388	339	2	ford	ford	PROPN
inlawrev-22388	339	3	,	,	PUNCT
inlawrev-22388	339	4	inc	inc	PROPN
inlawrev-22388	339	5	.	.	PROPN
inlawrev-22388	340	1	v.	v.	ADP
inlawrev-22388	340	2	ford	ford	PROPN
inlawrev-22388	340	3	motor	motor	PROPN
inlawrev-22388	340	4	co.	co.	PROPN
inlawrev-22388	340	5	,	,	PUNCT
inlawrev-22388	340	6	473	473	NUM
inlawrev-22388	340	7	a.2d	a.2d	NOUN
inlawrev-22388	340	8	1185	1185	NUM
inlawrev-22388	340	9	,	,	PUNCT
inlawrev-22388	340	10	1191	1191	NUM
inlawrev-22388	340	11	(	(	PUNCT
inlawrev-22388	340	12	conn	conn	PROPN
inlawrev-22388	340	13	.	.	PROPN
inlawrev-22388	340	14	1984	1984	NUM
inlawrev-22388	340	15	)	)	PUNCT
inlawrev-22388	340	16	.	.	PUNCT
inlawrev-22388	341	1	112	112	NUM
inlawrev-22388	341	2	.	.	PUNCT
inlawrev-22388	342	1	i	i	PRON
inlawrev-22388	342	2	d.	d.	PROPN
inlawrev-22388	342	3	at	at	ADP
inlawrev-22388	342	4	1187	1187	NUM
inlawrev-22388	342	5	-	-	SYM
inlawrev-22388	342	6	88	88	NUM
inlawrev-22388	342	7	,	,	PUNCT
inlawrev-22388	342	8	1190	1190	NUM
inlawrev-22388	342	9	-	-	SYM
inlawrev-22388	342	10	92	92	NUM
inlawrev-22388	342	11	.	.	PUNCT
inlawrev-22388	342	12	113	113	NUM
inlawrev-22388	342	13	.	.	PUNCT
inlawrev-22388	343	1	i	i	PRON
inlawrev-22388	343	2	d.	d.	PROPN
inlawrev-22388	343	3	at	at	ADP
inlawrev-22388	343	4	1191	1191	NUM
inlawrev-22388	343	5	n.12	n.12	NOUN
inlawrev-22388	343	6	,	,	PUNCT
inlawrev-22388	343	7	1192	1192	NUM
inlawrev-22388	343	8	.	.	PUNCT
inlawrev-22388	344	1	114	114	NUM
inlawrev-22388	344	2	.	.	X
inlawrev-22388	344	3	belt	belt	NOUN
inlawrev-22388	344	4	,	,	PUNCT
inlawrev-22388	344	5	supra	supra	PROPN
inlawrev-22388	344	6	note	note	NOUN
inlawrev-22388	344	7	24	24	NUM
inlawrev-22388	344	8	,	,	PUNCT
inlawrev-22388	344	9	at	at	ADP
inlawrev-22388	344	10	280	280	NUM
inlawrev-22388	344	11	.	.	NOUN
inlawrev-22388	344	12	115	115	NUM
inlawrev-22388	344	13	.	.	PUNCT
inlawrev-22388	345	1	see	see	VERB
inlawrev-22388	345	2	artie	artie	PROPN
inlawrev-22388	345	3	’s	’s	PART
inlawrev-22388	345	4	auto	auto	NOUN
inlawrev-22388	345	5	body	body	NOUN
inlawrev-22388	345	6	,	,	PUNCT
inlawrev-22388	345	7	inc	inc	PROPN
inlawrev-22388	345	8	.	.	PROPN
inlawrev-22388	346	1	v.	v.	PROPN
inlawrev-22388	346	2	hartford	hartford	PROPN
inlawrev-22388	346	3	fire	fire	PROPN
inlawrev-22388	346	4	ins	ins	PROPN
inlawrev-22388	346	5	.	.	PUNCT
inlawrev-22388	346	6	co.	co.	PROPN
inlawrev-22388	346	7	,	,	PUNCT
inlawrev-22388	346	8	119	119	NUM
inlawrev-22388	346	9	a.3d	a.3d	SYM
inlawrev-22388	346	10	1139	1139	NUM
inlawrev-22388	346	11	,	,	PUNCT
inlawrev-22388	346	12	1149	1149	NUM
inlawrev-22388	346	13	n.13	n.13	X
inlawrev-22388	346	14	(	(	PUNCT
inlawrev-22388	346	15	conn	conn	PROPN
inlawrev-22388	346	16	.	.	PROPN
inlawrev-22388	346	17	2015	2015	NUM
inlawrev-22388	346	18	)	)	PUNCT
inlawrev-22388	347	1	(	(	PUNCT
inlawrev-22388	347	2	noting	note	VERB
inlawrev-22388	347	3	that	that	SCONJ
inlawrev-22388	347	4	the	the	DET
inlawrev-22388	347	5	connecticut	connecticut	PROPN
inlawrev-22388	347	6	supreme	supreme	PROPN
inlawrev-22388	347	7	court	court	PROPN
inlawrev-22388	347	8	recently	recently	ADV
inlawrev-22388	347	9	“	"	PUNCT
inlawrev-22388	347	10	declined	decline	VERB
inlawrev-22388	347	11	to	to	PART
inlawrev-22388	347	12	review	review	VERB
inlawrev-22388	347	13	a	a	DET
inlawrev-22388	347	14	claim	claim	NOUN
inlawrev-22388	347	15	that	that	SCONJ
inlawrev-22388	347	16	we	we	PRON
inlawrev-22388	347	17	should	should	AUX
inlawrev-22388	347	18	abandon	abandon	VERB
inlawrev-22388	347	19	the	the	DET
inlawrev-22388	347	20	cigarette	cigarette	NOUN
inlawrev-22388	347	21	rule	rule	NOUN
inlawrev-22388	347	22	in	in	ADP
inlawrev-22388	347	23	favor	favor	NOUN
inlawrev-22388	347	24	of	of	ADP
inlawrev-22388	347	25	the	the	DET
inlawrev-22388	347	26	substantial	substantial	ADJ
inlawrev-22388	347	27	unjustified	unjustified	ADJ
inlawrev-22388	347	28	injury	injury	NOUN
inlawrev-22388	347	29	test	test	NOUN
inlawrev-22388	347	30	because	because	SCONJ
inlawrev-22388	347	31	.	.	PUNCT
inlawrev-22388	347	32	.	.	PUNCT
inlawrev-22388	347	33	.	.	PUNCT
inlawrev-22388	348	1	the	the	DET
inlawrev-22388	348	2	legislature	legislature	NOUN
inlawrev-22388	348	3	has	have	AUX
inlawrev-22388	348	4	given	give	VERB
inlawrev-22388	348	5	no	no	DET
inlawrev-22388	348	6	indication	indication	NOUN
inlawrev-22388	348	7	that	that	SCONJ
inlawrev-22388	348	8	it	it	PRON
inlawrev-22388	348	9	disapproves	disapprove	VERB
inlawrev-22388	348	10	of	of	ADP
inlawrev-22388	348	11	[	[	X
inlawrev-22388	348	12	its	its	PRON
inlawrev-22388	348	13	]	]	X
inlawrev-22388	348	14	continued	continued	ADJ
inlawrev-22388	348	15	use	use	NOUN
inlawrev-22388	348	16	”	"	PUNCT
inlawrev-22388	348	17	)	)	PUNCT
inlawrev-22388	348	18	.	.	PUNCT
inlawrev-22388	349	1	116	116	NUM
inlawrev-22388	349	2	.	.	PUNCT
inlawrev-22388	350	1	for	for	ADP
inlawrev-22388	350	2	example	example	NOUN
inlawrev-22388	350	3	,	,	PUNCT
inlawrev-22388	350	4	california	california	PROPN
inlawrev-22388	350	5	courts	court	NOUN
inlawrev-22388	350	6	have	have	AUX
inlawrev-22388	350	7	struggled	struggle	VERB
inlawrev-22388	350	8	to	to	PART
inlawrev-22388	350	9	establish	establish	VERB
inlawrev-22388	350	10	a	a	DET
inlawrev-22388	350	11	consistent	consistent	ADJ
inlawrev-22388	350	12	rule	rule	NOUN
inlawrev-22388	350	13	since	since	SCONJ
inlawrev-22388	350	14	its	its	PRON
inlawrev-22388	350	15	supreme	supreme	PROPN
inlawrev-22388	350	16	court	court	PROPN
inlawrev-22388	350	17	has	have	AUX
inlawrev-22388	350	18	not	not	PART
inlawrev-22388	350	19	conclusively	conclusively	ADV
inlawrev-22388	350	20	adopted	adopt	VERB
inlawrev-22388	350	21	either	either	DET
inlawrev-22388	350	22	rule	rule	NOUN
inlawrev-22388	350	23	.	.	PUNCT
inlawrev-22388	351	1	see	see	VERB
inlawrev-22388	351	2	cel	cel	PROPN
inlawrev-22388	351	3	-	-	ADJ
inlawrev-22388	351	4	tech	tech	ADJ
inlawrev-22388	351	5	commc’ns	commc’n	NOUN
inlawrev-22388	351	6	.	.	PUNCT
inlawrev-22388	351	7	,	,	PUNCT
inlawrev-22388	351	8	inc	inc	PROPN
inlawrev-22388	351	9	.	.	PROPN
inlawrev-22388	351	10	v.	v.	PROPN
inlawrev-22388	351	11	l.a	l.a	PROPN
inlawrev-22388	351	12	.	.	PROPN
inlawrev-22388	351	13	cellular	cellular	ADJ
inlawrev-22388	351	14	tel	tel	PROPN
inlawrev-22388	351	15	.	.	PROPN
inlawrev-22388	351	16	co.	co.	PROPN
inlawrev-22388	351	17	,	,	PUNCT
inlawrev-22388	351	18	973	973	NUM
inlawrev-22388	351	19	p.2d	p.2d	NUM
inlawrev-22388	351	20	527	527	NUM
inlawrev-22388	351	21	,	,	PUNCT
inlawrev-22388	351	22	544	544	NUM
inlawrev-22388	351	23	-	-	SYM
inlawrev-22388	351	24	46	46	NUM
inlawrev-22388	351	25	(	(	PUNCT
inlawrev-22388	351	26	cal	cal	NUM
inlawrev-22388	351	27	.	.	PUNCT
inlawrev-22388	351	28	1999	1999	NUM
inlawrev-22388	351	29	)	)	PUNCT
inlawrev-22388	351	30	.	.	PUNCT
inlawrev-22388	352	1	117	117	NUM
inlawrev-22388	352	2	.	.	PUNCT
inlawrev-22388	352	3	am	be	AUX
inlawrev-22388	352	4	.	.	PUNCT
inlawrev-22388	353	1	fin	fin	NOUN
inlawrev-22388	353	2	.	.	PUNCT
inlawrev-22388	354	1	servs	servs	PROPN
inlawrev-22388	354	2	.	.	PUNCT
inlawrev-22388	355	1	ass’n	ass’n	PROPN
inlawrev-22388	355	2	v.	v.	ADP
inlawrev-22388	355	3	ftc	ftc	PROPN
inlawrev-22388	355	4	.	.	PROPN
inlawrev-22388	355	5	,	,	PUNCT
inlawrev-22388	355	6	767	767	NUM
inlawrev-22388	355	7	f.2d	f.2d	X
inlawrev-22388	355	8	957	957	NUM
inlawrev-22388	355	9	,	,	PUNCT
inlawrev-22388	355	10	971	971	NUM
inlawrev-22388	355	11	(	(	PUNCT
inlawrev-22388	355	12	d.c	d.c	PROPN
inlawrev-22388	355	13	.	.	PROPN
inlawrev-22388	355	14	cir	cir	PROPN
inlawrev-22388	355	15	.	.	PUNCT
inlawrev-22388	355	16	1985	1985	NUM
inlawrev-22388	355	17	)	)	PUNCT
inlawrev-22388	356	1	;	;	PUNCT
inlawrev-22388	356	2	see	see	VERB
inlawrev-22388	356	3	also	also	ADV
inlawrev-22388	356	4	belt	belt	VERB
inlawrev-22388	356	5	,	,	PUNCT
inlawrev-22388	356	6	supra	supra	PROPN
inlawrev-22388	356	7	note	note	NOUN
inlawrev-22388	356	8	24	24	NUM
inlawrev-22388	356	9	,	,	PUNCT
inlawrev-22388	356	10	at	at	ADP
inlawrev-22388	356	11	320	320	NUM
inlawrev-22388	356	12	-	-	SYM
inlawrev-22388	356	13	21	21	NUM
inlawrev-22388	356	14	.	.	PUNCT
inlawrev-22388	357	1	118	118	NUM
inlawrev-22388	357	2	.	.	X
inlawrev-22388	357	3	belt	belt	NOUN
inlawrev-22388	357	4	,	,	PUNCT
inlawrev-22388	357	5	supra	supra	PROPN
inlawrev-22388	357	6	note	note	NOUN
inlawrev-22388	357	7	24	24	NUM
inlawrev-22388	357	8	,	,	PUNCT
inlawrev-22388	357	9	at	at	ADP
inlawrev-22388	357	10	321	321	NUM
inlawrev-22388	357	11	.	.	PUNCT
inlawrev-22388	358	1	119	119	NUM
inlawrev-22388	358	2	.	.	PUNCT
inlawrev-22388	359	1	i	i	PRON
inlawrev-22388	359	2	d.	d.	PROPN
inlawrev-22388	359	3	at	at	ADP
inlawrev-22388	359	4	321	321	NUM
inlawrev-22388	359	5	-	-	SYM
inlawrev-22388	359	6	22	22	NUM
inlawrev-22388	359	7	.	.	PUNCT
inlawrev-22388	360	1	120	120	NUM
inlawrev-22388	360	2	.	.	PUNCT
inlawrev-22388	361	1	i	i	PRON
inlawrev-22388	361	2	d.	d.	PROPN
inlawrev-22388	361	3	at	at	ADP
inlawrev-22388	361	4	324	324	NUM
inlawrev-22388	361	5	.	.	PUNCT
inlawrev-22388	362	1	this	this	DET
inlawrev-22388	362	2	problem	problem	NOUN
inlawrev-22388	362	3	is	be	AUX
inlawrev-22388	362	4	exacerbated	exacerbate	VERB
inlawrev-22388	362	5	by	by	ADP
inlawrev-22388	362	6	the	the	DET
inlawrev-22388	362	7	uncertainty	uncertainty	NOUN
inlawrev-22388	362	8	of	of	ADP
inlawrev-22388	362	9	whether	whether	SCONJ
inlawrev-22388	362	10	the	the	DET
inlawrev-22388	362	11	cost	cost	NOUN
inlawrev-22388	362	12	-	-	PUNCT
inlawrev-22388	362	13	benefit	benefit	NOUN
inlawrev-22388	362	14	2018	2018	NUM
inlawrev-22388	362	15	]	]	PUNCT
inlawrev-22388	363	1	david	david	PROPN
inlawrev-22388	363	2	’s	’s	PART
inlawrev-22388	363	3	sling	sle	VERB
inlawrev-22388	363	4	225	225	NUM
inlawrev-22388	363	5	ftc	ftc	PROPN
inlawrev-22388	363	6	experts	expert	NOUN
inlawrev-22388	363	7	adjudicate	adjudicate	VERB
inlawrev-22388	363	8	a	a	DET
inlawrev-22388	363	9	case	case	NOUN
inlawrev-22388	363	10	because	because	SCONJ
inlawrev-22388	363	11	,	,	PUNCT
inlawrev-22388	363	12	as	as	SCONJ
inlawrev-22388	363	13	opposed	oppose	VERB
inlawrev-22388	363	14	to	to	PART
inlawrev-22388	363	15	lay	lay	VERB
inlawrev-22388	363	16	jurors	juror	NOUN
inlawrev-22388	363	17	or	or	CCONJ
inlawrev-22388	363	18	generalist	generalist	ADJ
inlawrev-22388	363	19	judges	judge	NOUN
inlawrev-22388	363	20	,	,	PUNCT
inlawrev-22388	363	21	their	their	PRON
inlawrev-22388	363	22	specialized	specialized	ADJ
inlawrev-22388	363	23	understanding	understanding	NOUN
inlawrev-22388	363	24	of	of	ADP
inlawrev-22388	363	25	the	the	DET
inlawrev-22388	363	26	topics	topic	NOUN
inlawrev-22388	363	27	leads	lead	VERB
inlawrev-22388	363	28	to	to	ADP
inlawrev-22388	363	29	nuanced	nuanced	ADJ
inlawrev-22388	363	30	economic	economic	ADJ
inlawrev-22388	363	31	reasoning	reasoning	NOUN
inlawrev-22388	363	32	focused	focus	VERB
inlawrev-22388	363	33	on	on	ADP
inlawrev-22388	363	34	the	the	DET
inlawrev-22388	363	35	requisite	requisite	ADJ
inlawrev-22388	363	36	“	"	PUNCT
inlawrev-22388	363	37	net	net	ADJ
inlawrev-22388	363	38	effects	effect	NOUN
inlawrev-22388	363	39	”	"	PUNCT
inlawrev-22388	363	40	of	of	ADP
inlawrev-22388	363	41	the	the	DET
inlawrev-22388	363	42	conduct.121	conduct.121	ADJ
inlawrev-22388	363	43	even	even	ADV
inlawrev-22388	363	44	so	so	ADV
inlawrev-22388	363	45	,	,	PUNCT
inlawrev-22388	363	46	some	some	PRON
inlawrev-22388	363	47	have	have	AUX
inlawrev-22388	363	48	argued	argue	VERB
inlawrev-22388	363	49	that	that	SCONJ
inlawrev-22388	363	50	the	the	DET
inlawrev-22388	363	51	ftc	ftc	PROPN
inlawrev-22388	363	52	itself	itself	PRON
inlawrev-22388	363	53	has	have	AUX
inlawrev-22388	363	54	struggled	struggle	VERB
inlawrev-22388	363	55	to	to	PART
inlawrev-22388	363	56	consistently	consistently	ADV
inlawrev-22388	363	57	apply	apply	VERB
inlawrev-22388	363	58	the	the	DET
inlawrev-22388	363	59	policy	policy	NOUN
inlawrev-22388	363	60	statement	statement	NOUN
inlawrev-22388	363	61	’s	’s	PART
inlawrev-22388	363	62	approach.122	approach.122	PROPN
inlawrev-22388	363	63	instead	instead	ADV
inlawrev-22388	363	64	—	—	PUNCT
inlawrev-22388	363	65	like	like	ADP
inlawrev-22388	363	66	rhode	rhode	PROPN
inlawrev-22388	363	67	island	island	NOUN
inlawrev-22388	363	68	and	and	CCONJ
inlawrev-22388	363	69	connecticut	connecticut	PROPN
inlawrev-22388	363	70	—	—	PUNCT
inlawrev-22388	363	71	indiana	indiana	PROPN
inlawrev-22388	363	72	should	should	AUX
inlawrev-22388	363	73	consider	consider	VERB
inlawrev-22388	363	74	using	use	VERB
inlawrev-22388	363	75	the	the	DET
inlawrev-22388	363	76	cigarette	cigarette	NOUN
inlawrev-22388	363	77	rule	rule	NOUN
inlawrev-22388	363	78	.	.	PUNCT
inlawrev-22388	364	1	the	the	DET
inlawrev-22388	364	2	“	"	PUNCT
inlawrev-22388	364	3	penumbra	penumbra	NOUN
inlawrev-22388	364	4	”	"	PUNCT
inlawrev-22388	364	5	test	test	NOUN
inlawrev-22388	364	6	would	would	AUX
inlawrev-22388	364	7	allow	allow	VERB
inlawrev-22388	364	8	indiana	indiana	PROPN
inlawrev-22388	364	9	courts	court	NOUN
inlawrev-22388	364	10	to	to	PART
inlawrev-22388	364	11	consider	consider	VERB
inlawrev-22388	364	12	the	the	DET
inlawrev-22388	364	13	common	common	ADJ
inlawrev-22388	364	14	-	-	PUNCT
inlawrev-22388	364	15	law	law	NOUN
inlawrev-22388	364	16	,	,	PUNCT
inlawrev-22388	364	17	statutory	statutory	ADJ
inlawrev-22388	364	18	,	,	PUNCT
inlawrev-22388	364	19	and	and	CCONJ
inlawrev-22388	364	20	other	other	ADJ
inlawrev-22388	364	21	-	-	PUNCT
inlawrev-22388	364	22	established	establish	VERB
inlawrev-22388	364	23	-	-	PUNCT
inlawrev-22388	364	24	concepts	concept	NOUN
inlawrev-22388	364	25	-	-	PUNCT
inlawrev-22388	364	26	of	of	ADP
inlawrev-22388	364	27	-	-	PUNCT
inlawrev-22388	364	28	unfairness	unfairness	NOUN
inlawrev-22388	364	29	violations	violation	NOUN
inlawrev-22388	364	30	indiana	indiana	NOUN
inlawrev-22388	364	31	is	be	AUX
inlawrev-22388	364	32	concerned	concern	VERB
inlawrev-22388	364	33	with	with	ADP
inlawrev-22388	364	34	preventing	prevent	VERB
inlawrev-22388	364	35	through	through	ADP
inlawrev-22388	364	36	its	its	PRON
inlawrev-22388	364	37	liberal	liberal	ADJ
inlawrev-22388	364	38	reading	reading	NOUN
inlawrev-22388	364	39	of	of	ADP
inlawrev-22388	364	40	the	the	DET
inlawrev-22388	364	41	dcsa.123	dcsa.123	NOUN
inlawrev-22388	364	42	in	in	ADP
inlawrev-22388	364	43	other	other	ADJ
inlawrev-22388	364	44	words	word	NOUN
inlawrev-22388	364	45	,	,	PUNCT
inlawrev-22388	364	46	adopting	adopt	VERB
inlawrev-22388	364	47	the	the	DET
inlawrev-22388	364	48	policy	policy	NOUN
inlawrev-22388	364	49	statement	statement	NOUN
inlawrev-22388	364	50	’s	’s	PART
inlawrev-22388	364	51	wholesale	wholesale	ADJ
inlawrev-22388	364	52	abrogation	abrogation	NOUN
inlawrev-22388	364	53	of	of	ADP
inlawrev-22388	364	54	reliance	reliance	NOUN
inlawrev-22388	364	55	on	on	ADP
inlawrev-22388	364	56	public	public	ADJ
inlawrev-22388	364	57	policy	policy	NOUN
inlawrev-22388	364	58	eliminates	eliminate	VERB
inlawrev-22388	364	59	the	the	DET
inlawrev-22388	364	60	ability	ability	NOUN
inlawrev-22388	364	61	for	for	ADP
inlawrev-22388	364	62	legal	legal	ADJ
inlawrev-22388	364	63	standards	standard	NOUN
inlawrev-22388	364	64	outside	outside	ADP
inlawrev-22388	364	65	the	the	DET
inlawrev-22388	364	66	dcsa	dcsa	PROPN
inlawrev-22388	364	67	to	to	PART
inlawrev-22388	364	68	determine	determine	VERB
inlawrev-22388	364	69	unfairness	unfairness	NOUN
inlawrev-22388	364	70	.	.	PUNCT
inlawrev-22388	365	1	individual	individual	ADJ
inlawrev-22388	365	2	consumers	consumer	NOUN
inlawrev-22388	365	3	would	would	AUX
inlawrev-22388	365	4	not	not	PART
inlawrev-22388	365	5	bring	bring	VERB
inlawrev-22388	365	6	the	the	DET
inlawrev-22388	365	7	broad	broad	ADJ
inlawrev-22388	365	8	types	type	NOUN
inlawrev-22388	365	9	of	of	ADP
inlawrev-22388	365	10	societally	societally	ADV
inlawrev-22388	365	11	-	-	PUNCT
inlawrev-22388	365	12	based	base	VERB
inlawrev-22388	365	13	-	-	ADJ
inlawrev-22388	365	14	public	public	ADJ
inlawrev-22388	365	15	-	-	PUNCT
inlawrev-22388	365	16	policy	policy	NOUN
inlawrev-22388	365	17	claims	claim	NOUN
inlawrev-22388	365	18	that	that	PRON
inlawrev-22388	365	19	troubled	trouble	VERB
inlawrev-22388	365	20	many	many	ADJ
inlawrev-22388	365	21	about	about	ADP
inlawrev-22388	365	22	the	the	DET
inlawrev-22388	365	23	ftc	ftc	PROPN
inlawrev-22388	365	24	’s	’s	PART
inlawrev-22388	365	25	cigarette	cigarette	NOUN
inlawrev-22388	365	26	rule	rule	NOUN
inlawrev-22388	365	27	jurisprudence	jurisprudence	NOUN
inlawrev-22388	365	28	that	that	PRON
inlawrev-22388	365	29	led	lead	VERB
inlawrev-22388	365	30	to	to	ADP
inlawrev-22388	365	31	the	the	DET
inlawrev-22388	365	32	adoption	adoption	NOUN
inlawrev-22388	365	33	of	of	ADP
inlawrev-22388	365	34	the	the	DET
inlawrev-22388	365	35	policy	policy	NOUN
inlawrev-22388	365	36	statement	statement	NOUN
inlawrev-22388	365	37	approach.124	approach.124	NOUN
inlawrev-22388	365	38	instead	instead	ADV
inlawrev-22388	365	39	,	,	PUNCT
inlawrev-22388	365	40	they	they	PRON
inlawrev-22388	365	41	would	would	AUX
inlawrev-22388	365	42	only	only	ADV
inlawrev-22388	365	43	bring	bring	VERB
inlawrev-22388	365	44	claims	claim	NOUN
inlawrev-22388	365	45	based	base	VERB
inlawrev-22388	365	46	upon	upon	SCONJ
inlawrev-22388	365	47	their	their	PRON
inlawrev-22388	365	48	individualized	individualized	ADJ
inlawrev-22388	365	49	injuries	injury	NOUN
inlawrev-22388	365	50	resulting	result	VERB
inlawrev-22388	365	51	from	from	ADP
inlawrev-22388	365	52	practices	practice	NOUN
inlawrev-22388	365	53	prohibited	prohibit	VERB
inlawrev-22388	365	54	by	by	ADP
inlawrev-22388	365	55	“	"	PUNCT
inlawrev-22388	365	56	[	[	X
inlawrev-22388	365	57	the	the	X
inlawrev-22388	365	58	]	]	X
inlawrev-22388	365	59	common	common	ADJ
inlawrev-22388	365	60	-	-	PUNCT
inlawrev-22388	365	61	law	law	NOUN
inlawrev-22388	365	62	,	,	PUNCT
inlawrev-22388	365	63	statut[es	statut[es	PROPN
inlawrev-22388	365	64	]	]	PUNCT
inlawrev-22388	365	65	,	,	PUNCT
inlawrev-22388	365	66	or	or	CCONJ
inlawrev-22388	365	67	other	other	ADJ
inlawrev-22388	365	68	established	establish	VERB
inlawrev-22388	365	69	concept[s	concept[s	NOUN
inlawrev-22388	365	70	]	]	PUNCT
inlawrev-22388	365	71	of	of	ADP
inlawrev-22388	365	72	unfairness[.]”125	unfairness[.]”125	ADV
inlawrev-22388	365	73	likewise	likewise	ADV
inlawrev-22388	365	74	,	,	PUNCT
inlawrev-22388	365	75	the	the	DET
inlawrev-22388	365	76	inclusion	inclusion	NOUN
inlawrev-22388	365	77	of	of	ADP
inlawrev-22388	365	78	the	the	DET
inlawrev-22388	365	79	“	"	PUNCT
inlawrev-22388	365	80	immorality	immorality	NOUN
inlawrev-22388	365	81	”	"	PUNCT
inlawrev-22388	365	82	test	test	NOUN
inlawrev-22388	365	83	is	be	AUX
inlawrev-22388	365	84	not	not	PART
inlawrev-22388	365	85	paternalistic	paternalistic	ADJ
inlawrev-22388	365	86	but	but	CCONJ
inlawrev-22388	365	87	instead	instead	ADV
inlawrev-22388	365	88	helps	help	VERB
inlawrev-22388	365	89	courts	court	NOUN
inlawrev-22388	365	90	hold	hold	VERB
inlawrev-22388	365	91	businesses	business	NOUN
inlawrev-22388	365	92	accountable	accountable	ADJ
inlawrev-22388	365	93	to	to	ADP
inlawrev-22388	365	94	industry	industry	NOUN
inlawrev-22388	365	95	standards,126	standards,126	PROPN
inlawrev-22388	365	96	prevent	prevent	VERB
inlawrev-22388	365	97	unconscionability,127	unconscionability,127	NOUN
inlawrev-22388	365	98	and	and	CCONJ
inlawrev-22388	365	99	protect	protect	VERB
inlawrev-22388	365	100	the	the	DET
inlawrev-22388	365	101	particularly	particularly	ADV
inlawrev-22388	365	102	vulnerable.128	vulnerable.128	NOUN
inlawrev-22388	365	103	lastly	lastly	ADV
inlawrev-22388	365	104	,	,	PUNCT
inlawrev-22388	365	105	like	like	ADP
inlawrev-22388	365	106	connecticut	connecticut	PROPN
inlawrev-22388	365	107	,	,	PUNCT
inlawrev-22388	365	108	indiana	indiana	PROPN
inlawrev-22388	365	109	should	should	AUX
inlawrev-22388	365	110	elaborate	elaborate	VERB
inlawrev-22388	365	111	on	on	ADP
inlawrev-22388	365	112	the	the	DET
inlawrev-22388	365	113	substantial	substantial	ADJ
inlawrev-22388	365	114	-	-	PUNCT
inlawrev-22388	365	115	injury	injury	NOUN
inlawrev-22388	365	116	test	test	NOUN
inlawrev-22388	365	117	by	by	ADP
inlawrev-22388	365	118	using	use	VERB
inlawrev-22388	365	119	the	the	DET
inlawrev-22388	365	120	policy	policy	NOUN
inlawrev-22388	365	121	statement	statement	NOUN
inlawrev-22388	365	122	as	as	ADP
inlawrev-22388	365	123	guidance	guidance	NOUN
inlawrev-22388	365	124	,	,	PUNCT
inlawrev-22388	365	125	thus	thus	ADV
inlawrev-22388	365	126	creating	create	VERB
inlawrev-22388	365	127	a	a	DET
inlawrev-22388	365	128	modified	modify	VERB
inlawrev-22388	365	129	cigarette	cigarette	NOUN
inlawrev-22388	365	130	rule.129	rule.129	NOUN
inlawrev-22388	365	131	this	this	DET
inlawrev-22388	365	132	resulting	result	VERB
inlawrev-22388	365	133	precision	precision	NOUN
inlawrev-22388	365	134	is	be	AUX
inlawrev-22388	365	135	particularly	particularly	ADV
inlawrev-22388	365	136	important	important	ADJ
inlawrev-22388	365	137	in	in	ADP
inlawrev-22388	365	138	private	private	ADJ
inlawrev-22388	365	139	udap	udap	ADJ
inlawrev-22388	365	140	actions	action	NOUN
inlawrev-22388	365	141	due	due	ADP
inlawrev-22388	365	142	to	to	ADP
inlawrev-22388	365	143	the	the	DET
inlawrev-22388	365	144	harsher	harsh	ADJ
inlawrev-22388	365	145	penalties	penalty	NOUN
inlawrev-22388	365	146	afforded	afford	VERB
inlawrev-22388	365	147	to	to	ADP
inlawrev-22388	365	148	individuals	individual	NOUN
inlawrev-22388	365	149	in	in	ADP
inlawrev-22388	365	150	these	these	DET
inlawrev-22388	365	151	claims	claim	NOUN
inlawrev-22388	365	152	:	:	PUNCT
inlawrev-22388	365	153	with	with	ADP
inlawrev-22388	365	154	actual	actual	ADJ
inlawrev-22388	365	155	damages	damage	NOUN
inlawrev-22388	365	156	,	,	PUNCT
inlawrev-22388	365	157	statutory	statutory	ADJ
inlawrev-22388	365	158	damages	damage	NOUN
inlawrev-22388	365	159	,	,	PUNCT
inlawrev-22388	365	160	and	and	CCONJ
inlawrev-22388	365	161	attorneys	attorney	NOUN
inlawrev-22388	365	162	’	'	PUNCT
inlawrev-22388	365	163	fees	fee	NOUN
inlawrev-22388	365	164	on	on	ADP
inlawrev-22388	365	165	the	the	DET
inlawrev-22388	365	166	table	table	NOUN
inlawrev-22388	365	167	,	,	PUNCT
inlawrev-22388	365	168	the	the	DET
inlawrev-22388	365	169	clarity	clarity	NOUN
inlawrev-22388	365	170	of	of	ADP
inlawrev-22388	365	171	a	a	DET
inlawrev-22388	365	172	modified	modify	VERB
inlawrev-22388	365	173	cigarette	cigarette	NOUN
inlawrev-22388	365	174	rule	rule	NOUN
inlawrev-22388	365	175	is	be	AUX
inlawrev-22388	365	176	essential	essential	ADJ
inlawrev-22388	365	177	to	to	PART
inlawrev-22388	365	178	ensure	ensure	VERB
inlawrev-22388	365	179	all	all	DET
inlawrev-22388	365	180	parties	party	NOUN
inlawrev-22388	365	181	have	have	VERB
inlawrev-22388	365	182	adequate	adequate	ADJ
inlawrev-22388	365	183	knowledge	knowledge	NOUN
inlawrev-22388	365	184	of	of	ADP
inlawrev-22388	365	185	the	the	DET
inlawrev-22388	365	186	statutory	statutory	ADJ
inlawrev-22388	365	187	requirements.130	requirements.130	NOUN
inlawrev-22388	365	188	for	for	ADP
inlawrev-22388	365	189	all	all	DET
inlawrev-22388	365	190	these	these	DET
inlawrev-22388	365	191	reasons	reason	NOUN
inlawrev-22388	365	192	,	,	PUNCT
inlawrev-22388	365	193	indiana	indiana	PROPN
inlawrev-22388	365	194	courts	court	NOUN
inlawrev-22388	365	195	should	should	AUX
inlawrev-22388	365	196	resist	resist	VERB
inlawrev-22388	365	197	the	the	DET
inlawrev-22388	365	198	temptation	temptation	NOUN
inlawrev-22388	365	199	to	to	PART
inlawrev-22388	365	200	adopt	adopt	VERB
inlawrev-22388	365	201	the	the	DET
inlawrev-22388	365	202	policy	policy	NOUN
inlawrev-22388	365	203	statement	statement	NOUN
inlawrev-22388	365	204	and	and	CCONJ
inlawrev-22388	365	205	instead	instead	ADV
inlawrev-22388	365	206	enact	enact	VERB
inlawrev-22388	365	207	the	the	DET
inlawrev-22388	365	208	policy	policy	NOUN
inlawrev-22388	365	209	that	that	PRON
inlawrev-22388	365	210	best	good	ADJ
inlawrev-22388	365	211	aligns	align	VERB
inlawrev-22388	365	212	with	with	ADP
inlawrev-22388	365	213	the	the	DET
inlawrev-22388	365	214	dcsa	dcsa	PROPN
inlawrev-22388	365	215	’s	’s	PART
inlawrev-22388	365	216	goals	goal	NOUN
inlawrev-22388	365	217	:	:	PUNCT
inlawrev-22388	365	218	a	a	DET
inlawrev-22388	365	219	modified	modify	VERB
inlawrev-22388	365	220	cigarette	cigarette	NOUN
inlawrev-22388	365	221	rule	rule	NOUN
inlawrev-22388	365	222	.	.	PUNCT
inlawrev-22388	366	1	analysis	analysis	NOUN
inlawrev-22388	366	2	is	be	AUX
inlawrev-22388	366	3	limited	limit	VERB
inlawrev-22388	366	4	to	to	ADP
inlawrev-22388	366	5	the	the	DET
inlawrev-22388	366	6	parties	party	NOUN
inlawrev-22388	366	7	or	or	CCONJ
inlawrev-22388	366	8	if	if	SCONJ
inlawrev-22388	366	9	it	it	PRON
inlawrev-22388	366	10	also	also	ADV
inlawrev-22388	366	11	extends	extend	VERB
inlawrev-22388	366	12	to	to	ADP
inlawrev-22388	366	13	non	non	NOUN
inlawrev-22388	366	14	-	-	NOUN
inlawrev-22388	366	15	parties	party	NOUN
inlawrev-22388	366	16	as	as	ADV
inlawrev-22388	366	17	well	well	ADV
inlawrev-22388	366	18	.	.	PUNCT
inlawrev-22388	367	1	121	121	NUM
inlawrev-22388	367	2	.	.	PUNCT
inlawrev-22388	368	1	i	i	PRON
inlawrev-22388	368	2	d.	d.	PROPN
inlawrev-22388	368	3	;	;	PUNCT
inlawrev-22388	368	4	in	in	ADP
inlawrev-22388	368	5	re	re	NOUN
inlawrev-22388	368	6	int’l	int’l	NUM
inlawrev-22388	368	7	harvester	harvester	PROPN
inlawrev-22388	368	8	co.	co.	PROPN
inlawrev-22388	368	9	,	,	PUNCT
inlawrev-22388	368	10	104	104	NUM
inlawrev-22388	368	11	f.t.c	f.t.c	NOUN
inlawrev-22388	368	12	.	.	PROPN
inlawrev-22388	369	1	949	949	NUM
inlawrev-22388	369	2	,	,	PUNCT
inlawrev-22388	369	3	1073	1073	NUM
inlawrev-22388	369	4	(	(	PUNCT
inlawrev-22388	369	5	1984	1984	NUM
inlawrev-22388	369	6	)	)	PUNCT
inlawrev-22388	369	7	.	.	PUNCT
inlawrev-22388	370	1	122	122	NUM
inlawrev-22388	370	2	.	.	PUNCT
inlawrev-22388	371	1	see	see	VERB
inlawrev-22388	371	2	stephen	stephen	PROPN
inlawrev-22388	371	3	calkins	calkins	PROPN
inlawrev-22388	371	4	,	,	PUNCT
inlawrev-22388	371	5	ftc	ftc	PROPN
inlawrev-22388	371	6	unfairness	unfairness	PROPN
inlawrev-22388	371	7	:	:	PUNCT
inlawrev-22388	371	8	an	an	DET
inlawrev-22388	371	9	essay	essay	NOUN
inlawrev-22388	371	10	,	,	PUNCT
inlawrev-22388	371	11	46	46	NUM
inlawrev-22388	371	12	wayne	wayne	PROPN
inlawrev-22388	371	13	l.	l.	PROPN
inlawrev-22388	371	14	rev	rev	PROPN
inlawrev-22388	371	15	.	.	PROPN
inlawrev-22388	371	16	1935	1935	NUM
inlawrev-22388	371	17	,	,	PUNCT
inlawrev-22388	371	18	1979	1979	NUM
inlawrev-22388	371	19	-	-	SYM
inlawrev-22388	371	20	83	83	NUM
inlawrev-22388	371	21	(	(	PUNCT
inlawrev-22388	371	22	2000	2000	NUM
inlawrev-22388	371	23	)	)	PUNCT
inlawrev-22388	371	24	.	.	PUNCT
inlawrev-22388	372	1	123	123	NUM
inlawrev-22388	372	2	.	.	PUNCT
inlawrev-22388	373	1	ind	ind	PROPN
inlawrev-22388	373	2	.	.	PUNCT
inlawrev-22388	373	3	code	code	PROPN
inlawrev-22388	373	4	§	§	PROPN
inlawrev-22388	373	5	24	24	NUM
inlawrev-22388	373	6	-	-	SYM
inlawrev-22388	373	7	5	5	NUM
inlawrev-22388	373	8	-	-	PUNCT
inlawrev-22388	373	9	0.5	0.5	NUM
inlawrev-22388	373	10	-	-	SYM
inlawrev-22388	373	11	1	1	NUM
inlawrev-22388	373	12	(	(	PUNCT
inlawrev-22388	373	13	2014	2014	NUM
inlawrev-22388	373	14	)	)	PUNCT
inlawrev-22388	373	15	.	.	PUNCT
inlawrev-22388	374	1	124	124	NUM
inlawrev-22388	374	2	.	.	PUNCT
inlawrev-22388	375	1	milkis	milkis	PROPN
inlawrev-22388	375	2	,	,	PUNCT
inlawrev-22388	375	3	supra	supra	PROPN
inlawrev-22388	375	4	note	note	NOUN
inlawrev-22388	375	5	88	88	NUM
inlawrev-22388	375	6	,	,	PUNCT
inlawrev-22388	375	7	at	at	ADP
inlawrev-22388	375	8	919	919	NUM
inlawrev-22388	375	9	-	-	SYM
inlawrev-22388	375	10	27	27	NUM
inlawrev-22388	375	11	.	.	PUNCT
inlawrev-22388	376	1	125	125	NUM
inlawrev-22388	376	2	.	.	PUNCT
inlawrev-22388	377	1	see	see	VERB
inlawrev-22388	377	2	unfair	unfair	ADJ
inlawrev-22388	377	3	or	or	CCONJ
inlawrev-22388	377	4	deceptive	deceptive	ADJ
inlawrev-22388	377	5	advertising	advertising	NOUN
inlawrev-22388	377	6	and	and	CCONJ
inlawrev-22388	377	7	labeling	labeling	NOUN
inlawrev-22388	377	8	of	of	ADP
inlawrev-22388	377	9	cigarettes	cigarette	NOUN
inlawrev-22388	377	10	in	in	ADP
inlawrev-22388	377	11	relation	relation	NOUN
inlawrev-22388	377	12	to	to	ADP
inlawrev-22388	377	13	the	the	DET
inlawrev-22388	377	14	health	health	NOUN
inlawrev-22388	377	15	hazards	hazard	NOUN
inlawrev-22388	377	16	of	of	ADP
inlawrev-22388	377	17	smoking	smoking	NOUN
inlawrev-22388	377	18	,	,	PUNCT
inlawrev-22388	377	19	29	29	NUM
inlawrev-22388	377	20	fed	feed	VERB
inlawrev-22388	377	21	.	.	PUNCT
inlawrev-22388	378	1	reg	reg	PROPN
inlawrev-22388	378	2	.	.	PUNCT
inlawrev-22388	379	1	8324	8324	NUM
inlawrev-22388	379	2	,	,	PUNCT
inlawrev-22388	379	3	8355	8355	NUM
inlawrev-22388	379	4	(	(	PUNCT
inlawrev-22388	379	5	june	june	PROPN
inlawrev-22388	379	6	22	22	NUM
inlawrev-22388	379	7	,	,	PUNCT
inlawrev-22388	379	8	1964	1964	NUM
inlawrev-22388	379	9	)	)	PUNCT
inlawrev-22388	379	10	.	.	PUNCT
inlawrev-22388	380	1	126	126	X
inlawrev-22388	380	2	.	.	PUNCT
inlawrev-22388	381	1	this	this	DET
inlawrev-22388	381	2	conduct	conduct	NOUN
inlawrev-22388	381	3	could	could	AUX
inlawrev-22388	381	4	be	be	AUX
inlawrev-22388	381	5	unethical	unethical	ADJ
inlawrev-22388	381	6	under	under	ADP
inlawrev-22388	381	7	the	the	DET
inlawrev-22388	381	8	cigarette	cigarette	NOUN
inlawrev-22388	381	9	test	test	NOUN
inlawrev-22388	381	10	.	.	PUNCT
inlawrev-22388	382	1	i	i	PRON
inlawrev-22388	382	2	d.	d.	PROPN
inlawrev-22388	382	3	127	127	NUM
inlawrev-22388	382	4	.	.	PUNCT
inlawrev-22388	383	1	this	this	DET
inlawrev-22388	383	2	conduct	conduct	NOUN
inlawrev-22388	383	3	could	could	AUX
inlawrev-22388	383	4	be	be	AUX
inlawrev-22388	383	5	oppressive	oppressive	ADJ
inlawrev-22388	383	6	under	under	ADP
inlawrev-22388	383	7	the	the	DET
inlawrev-22388	383	8	cigarette	cigarette	NOUN
inlawrev-22388	383	9	test	test	NOUN
inlawrev-22388	383	10	.	.	PUNCT
inlawrev-22388	384	1	i	i	PRON
inlawrev-22388	384	2	d.	d.	PROPN
inlawrev-22388	384	3	128	128	NUM
inlawrev-22388	384	4	.	.	PUNCT
inlawrev-22388	385	1	this	this	DET
inlawrev-22388	385	2	conduct	conduct	NOUN
inlawrev-22388	385	3	could	could	AUX
inlawrev-22388	385	4	be	be	AUX
inlawrev-22388	385	5	either	either	CCONJ
inlawrev-22388	385	6	immoral	immoral	ADJ
inlawrev-22388	385	7	or	or	CCONJ
inlawrev-22388	385	8	unscrupulous	unscrupulous	ADJ
inlawrev-22388	385	9	under	under	ADP
inlawrev-22388	385	10	the	the	DET
inlawrev-22388	385	11	cigarette	cigarette	NOUN
inlawrev-22388	385	12	test	test	NOUN
inlawrev-22388	385	13	.	.	PUNCT
inlawrev-22388	386	1	i	i	PRON
inlawrev-22388	386	2	d.	d.	PROPN
inlawrev-22388	386	3	129	129	NUM
inlawrev-22388	386	4	.	.	PUNCT
inlawrev-22388	387	1	mclaughlin	mclaughlin	PROPN
inlawrev-22388	387	2	ford	ford	PROPN
inlawrev-22388	387	3	,	,	PUNCT
inlawrev-22388	387	4	inc	inc	PROPN
inlawrev-22388	387	5	.	.	PROPN
inlawrev-22388	388	1	v.	v.	ADP
inlawrev-22388	388	2	ford	ford	PROPN
inlawrev-22388	388	3	motor	motor	PROPN
inlawrev-22388	388	4	co.	co.	PROPN
inlawrev-22388	388	5	,	,	PUNCT
inlawrev-22388	388	6	473	473	NUM
inlawrev-22388	388	7	a.2d	a.2d	NUM
inlawrev-22388	388	8	1185	1185	NUM
inlawrev-22388	388	9	,	,	PUNCT
inlawrev-22388	388	10	1191	1191	NUM
inlawrev-22388	388	11	n.12	n.12	NOUN
inlawrev-22388	388	12	,	,	PUNCT
inlawrev-22388	388	13	1192	1192	NUM
inlawrev-22388	388	14	(	(	PUNCT
inlawrev-22388	388	15	conn	conn	PROPN
inlawrev-22388	388	16	.	.	PROPN
inlawrev-22388	388	17	1984	1984	NUM
inlawrev-22388	388	18	)	)	PUNCT
inlawrev-22388	388	19	.	.	PUNCT
inlawrev-22388	389	1	130	130	NUM
inlawrev-22388	389	2	.	.	PUNCT
inlawrev-22388	390	1	the	the	DET
inlawrev-22388	390	2	ftc	ftc	PROPN
inlawrev-22388	390	3	itself	itself	PRON
inlawrev-22388	390	4	acknowledged	acknowledge	VERB
inlawrev-22388	390	5	that	that	SCONJ
inlawrev-22388	390	6	the	the	DET
inlawrev-22388	390	7	policy	policy	NOUN
inlawrev-22388	390	8	statement	statement	NOUN
inlawrev-22388	390	9	approach	approach	NOUN
inlawrev-22388	390	10	was	be	AUX
inlawrev-22388	390	11	too	too	ADV
inlawrev-22388	390	12	imprecise	imprecise	ADJ
inlawrev-22388	390	13	to	to	PART
inlawrev-22388	390	14	impose	impose	VERB
inlawrev-22388	390	15	harsh	harsh	ADJ
inlawrev-22388	390	16	sanctions	sanction	NOUN
inlawrev-22388	390	17	.	.	PUNCT
inlawrev-22388	391	1	companion	companion	ADJ
inlawrev-22388	391	2	statement	statement	NOUN
inlawrev-22388	391	3	on	on	ADP
inlawrev-22388	391	4	the	the	DET
inlawrev-22388	391	5	commission	commission	NOUN
inlawrev-22388	391	6	’s	’s	PART
inlawrev-22388	391	7	consumer	consumer	NOUN
inlawrev-22388	391	8	unfairness	unfairness	NOUN
inlawrev-22388	391	9	jurisdiction	jurisdiction	NOUN
inlawrev-22388	391	10	(	(	PUNCT
inlawrev-22388	391	11	1980	1980	NUM
inlawrev-22388	391	12	)	)	PUNCT
inlawrev-22388	391	13	,	,	PUNCT
inlawrev-22388	391	14	reprinted	reprint	VERB
inlawrev-22388	391	15	in	in	ADP
inlawrev-22388	391	16	¶	¶	PROPN
inlawrev-22388	391	17	13,203	13,203	NUM
inlawrev-22388	391	18	consumer	consumer	NOUN
inlawrev-22388	391	19	unfairness	unfairness	NOUN
inlawrev-22388	391	20	,	,	PUNCT
inlawrev-22388	391	21	4	4	NUM
inlawrev-22388	391	22	trade	trade	NOUN
inlawrev-22388	391	23	reg	reg	NOUN
inlawrev-22388	391	24	.	.	PUNCT
inlawrev-22388	392	1	rep	rep	PROPN
inlawrev-22388	392	2	.	.	PROPN
inlawrev-22388	393	1	at	at	ADP
inlawrev-22388	393	2	20,909	20,909	NUM
inlawrev-22388	393	3	-	-	SYM
inlawrev-22388	393	4	3	3	NUM
inlawrev-22388	393	5	to	to	ADP
inlawrev-22388	393	6	20,910	20,910	NUM
inlawrev-22388	393	7	at	at	ADP
inlawrev-22388	393	8	20,090	20,090	NUM
inlawrev-22388	393	9	-	-	SYM
inlawrev-22388	393	10	5	5	NUM
inlawrev-22388	393	11	.	.	PUNCT
inlawrev-22388	394	1	see	see	VERB
inlawrev-22388	394	2	discussion	discussion	NOUN
inlawrev-22388	394	3	supra	supra	PROPN
inlawrev-22388	394	4	part	part	PROPN
inlawrev-22388	394	5	i.b	i.b	PROPN
inlawrev-22388	394	6	.	.	PROPN
inlawrev-22388	394	7	226	226	NUM
inlawrev-22388	394	8	indiana	indiana	PROPN
inlawrev-22388	394	9	law	law	PROPN
inlawrev-22388	394	10	review	review	NOUN
inlawrev-22388	395	1	[	[	X
inlawrev-22388	395	2	vol	vol	NOUN
inlawrev-22388	395	3	.	.	PUNCT
inlawrev-22388	396	1	51:211	51:211	NUM
inlawrev-22388	396	2	b.	b.	PROPN
inlawrev-22388	396	3	abusive	abusive	ADJ
inlawrev-22388	396	4	practices	practice	NOUN
inlawrev-22388	396	5	the	the	DET
inlawrev-22388	396	6	dcsa	dcsa	PROPN
inlawrev-22388	396	7	’s	’s	PART
inlawrev-22388	396	8	addition	addition	NOUN
inlawrev-22388	396	9	of	of	ADP
inlawrev-22388	396	10	a	a	DET
inlawrev-22388	396	11	prohibition	prohibition	NOUN
inlawrev-22388	396	12	against	against	ADP
inlawrev-22388	396	13	“	"	PUNCT
inlawrev-22388	396	14	abusive	abusive	ADJ
inlawrev-22388	396	15	practices	practice	NOUN
inlawrev-22388	396	16	”	"	PUNCT
inlawrev-22388	396	17	is	be	AUX
inlawrev-22388	396	18	novel	novel	ADJ
inlawrev-22388	396	19	:	:	PUNCT
inlawrev-22388	396	20	no	no	DET
inlawrev-22388	396	21	other	other	ADJ
inlawrev-22388	396	22	state	state	NOUN
inlawrev-22388	396	23	broadly	broadly	ADV
inlawrev-22388	396	24	prohibits	prohibit	VERB
inlawrev-22388	396	25	abuse	abuse	NOUN
inlawrev-22388	396	26	in	in	ADP
inlawrev-22388	396	27	its	its	PRON
inlawrev-22388	396	28	general	general	ADJ
inlawrev-22388	396	29	udap	udap	ADJ
inlawrev-22388	396	30	law.131	law.131	PROPN
inlawrev-22388	396	31	thus	thus	ADV
inlawrev-22388	396	32	indiana	indiana	PROPN
inlawrev-22388	396	33	has	have	VERB
inlawrev-22388	396	34	no	no	DET
inlawrev-22388	396	35	comparable	comparable	ADJ
inlawrev-22388	396	36	state	state	NOUN
inlawrev-22388	396	37	law	law	NOUN
inlawrev-22388	396	38	from	from	ADP
inlawrev-22388	396	39	which	which	PRON
inlawrev-22388	396	40	it	it	PRON
inlawrev-22388	396	41	could	could	AUX
inlawrev-22388	396	42	draw	draw	VERB
inlawrev-22388	396	43	interpretative	interpretative	ADJ
inlawrev-22388	396	44	aid	aid	NOUN
inlawrev-22388	396	45	.	.	PUNCT
inlawrev-22388	397	1	additionally	additionally	ADV
inlawrev-22388	397	2	,	,	PUNCT
inlawrev-22388	397	3	the	the	DET
inlawrev-22388	397	4	term	term	NOUN
inlawrev-22388	397	5	“	"	PUNCT
inlawrev-22388	397	6	abusive	abusive	NOUN
inlawrev-22388	397	7	”	"	PUNCT
inlawrev-22388	397	8	is	be	AUX
inlawrev-22388	397	9	wholly	wholly	ADV
inlawrev-22388	397	10	new	new	ADJ
inlawrev-22388	397	11	to	to	ADP
inlawrev-22388	397	12	the	the	DET
inlawrev-22388	397	13	dcsa	dcsa	PROPN
inlawrev-22388	397	14	,	,	PUNCT
inlawrev-22388	397	15	obviating	obviate	VERB
inlawrev-22388	397	16	the	the	DET
inlawrev-22388	397	17	ability	ability	NOUN
inlawrev-22388	397	18	to	to	PART
inlawrev-22388	397	19	“	"	PUNCT
inlawrev-22388	397	20	read	read	VERB
inlawrev-22388	397	21	the	the	DET
inlawrev-22388	397	22	statute	statute	NOUN
inlawrev-22388	397	23	as	as	ADP
inlawrev-22388	397	24	whole”132	whole”132	NOUN
inlawrev-22388	397	25	in	in	ADP
inlawrev-22388	397	26	an	an	DET
inlawrev-22388	397	27	attempt	attempt	NOUN
inlawrev-22388	397	28	to	to	PART
inlawrev-22388	397	29	define	define	VERB
inlawrev-22388	397	30	the	the	DET
inlawrev-22388	397	31	term	term	NOUN
inlawrev-22388	397	32	.	.	PUNCT
inlawrev-22388	398	1	further	far	ADV
inlawrev-22388	398	2	,	,	PUNCT
inlawrev-22388	398	3	unlike	unlike	ADP
inlawrev-22388	398	4	the	the	DET
inlawrev-22388	398	5	terms	term	NOUN
inlawrev-22388	398	6	“	"	PUNCT
inlawrev-22388	398	7	unfair	unfair	ADJ
inlawrev-22388	398	8	”	"	PUNCT
inlawrev-22388	398	9	or	or	CCONJ
inlawrev-22388	398	10	“	"	PUNCT
inlawrev-22388	398	11	deceptive	deceptive	ADJ
inlawrev-22388	398	12	,	,	PUNCT
inlawrev-22388	398	13	”	"	PUNCT
inlawrev-22388	398	14	the	the	DET
inlawrev-22388	398	15	term	term	NOUN
inlawrev-22388	398	16	“	"	PUNCT
inlawrev-22388	398	17	abusive	abusive	NOUN
inlawrev-22388	398	18	”	"	PUNCT
inlawrev-22388	398	19	is	be	AUX
inlawrev-22388	398	20	absent	absent	ADJ
inlawrev-22388	398	21	from	from	ADP
inlawrev-22388	398	22	the	the	DET
inlawrev-22388	398	23	ftc	ftc	PROPN
inlawrev-22388	398	24	act.133	act.133	PROPN
inlawrev-22388	398	25	although	although	SCONJ
inlawrev-22388	398	26	“	"	PUNCT
inlawrev-22388	398	27	abusive	abusive	ADJ
inlawrev-22388	398	28	”	"	PUNCT
inlawrev-22388	398	29	is	be	AUX
inlawrev-22388	398	30	used	use	VERB
inlawrev-22388	398	31	in	in	ADP
inlawrev-22388	398	32	the	the	DET
inlawrev-22388	398	33	fair	fair	ADJ
inlawrev-22388	398	34	debt	debt	NOUN
inlawrev-22388	398	35	collection	collection	NOUN
inlawrev-22388	398	36	practices	practice	NOUN
inlawrev-22388	398	37	act	act	PROPN
inlawrev-22388	398	38	,	,	PUNCT
inlawrev-22388	398	39	the	the	DET
inlawrev-22388	398	40	dcsa	dcsa	NOUN
inlawrev-22388	398	41	already	already	ADV
inlawrev-22388	398	42	prohibited	prohibit	VERB
inlawrev-22388	398	43	any	any	DET
inlawrev-22388	398	44	conduct	conduct	NOUN
inlawrev-22388	398	45	violating	violate	VERB
inlawrev-22388	398	46	the	the	DET
inlawrev-22388	398	47	fdcpa	fdcpa	NOUN
inlawrev-22388	398	48	’s	’s	PART
inlawrev-22388	398	49	provisions	provision	NOUN
inlawrev-22388	398	50	,	,	PUNCT
inlawrev-22388	398	51	including	include	VERB
inlawrev-22388	398	52	“	"	PUNCT
inlawrev-22388	398	53	abusive	abusive	ADJ
inlawrev-22388	398	54	debt	debt	NOUN
inlawrev-22388	398	55	collection	collection	NOUN
inlawrev-22388	398	56	practices	practice	NOUN
inlawrev-22388	398	57	.	.	PUNCT
inlawrev-22388	399	1	”134	”134	PUNCT
inlawrev-22388	399	2	dictionaries	dictionary	NOUN
inlawrev-22388	399	3	also	also	ADV
inlawrev-22388	399	4	prove	prove	VERB
inlawrev-22388	399	5	unhelpfully	unhelpfully	ADV
inlawrev-22388	399	6	vague	vague	ADJ
inlawrev-22388	399	7	in	in	ADP
inlawrev-22388	399	8	providing	provide	VERB
inlawrev-22388	399	9	a	a	DET
inlawrev-22388	399	10	conclusive	conclusive	ADJ
inlawrev-22388	399	11	definition	definition	NOUN
inlawrev-22388	399	12	of	of	ADP
inlawrev-22388	399	13	“	"	PUNCT
inlawrev-22388	399	14	abusive	abusive	ADJ
inlawrev-22388	399	15	”	"	PUNCT
inlawrev-22388	399	16	in	in	ADP
inlawrev-22388	399	17	the	the	DET
inlawrev-22388	399	18	context	context	NOUN
inlawrev-22388	399	19	of	of	ADP
inlawrev-22388	399	20	consumer	consumer	NOUN
inlawrev-22388	399	21	protection.135	protection.135	NOUN
inlawrev-22388	399	22	it	it	PRON
inlawrev-22388	399	23	does	do	AUX
inlawrev-22388	399	24	not	not	PART
inlawrev-22388	399	25	“	"	PUNCT
inlawrev-22388	399	26	clearly	clearly	ADV
inlawrev-22388	399	27	appear	appear	VERB
inlawrev-22388	399	28	[	[	PUNCT
inlawrev-22388	399	29	]	]	PUNCT
inlawrev-22388	399	30	that	that	SCONJ
inlawrev-22388	399	31	the	the	DET
inlawrev-22388	399	32	amendment	amendment	NOUN
inlawrev-22388	399	33	was	be	AUX
inlawrev-22388	399	34	passed	pass	VERB
inlawrev-22388	399	35	in	in	ADP
inlawrev-22388	399	36	order	order	NOUN
inlawrev-22388	399	37	to	to	PART
inlawrev-22388	399	38	express	express	VERB
inlawrev-22388	399	39	the	the	DET
inlawrev-22388	399	40	original	original	ADJ
inlawrev-22388	399	41	intent	intent	NOUN
inlawrev-22388	400	1	[	[	X
inlawrev-22388	400	2	of	of	ADP
inlawrev-22388	400	3	the	the	DET
inlawrev-22388	400	4	dcsa	dcsa	PROPN
inlawrev-22388	400	5	]	]	X
inlawrev-22388	400	6	more	more	ADV
inlawrev-22388	400	7	clearly	clearly	ADV
inlawrev-22388	400	8	”	"	PUNCT
inlawrev-22388	400	9	because	because	SCONJ
inlawrev-22388	400	10	the	the	DET
inlawrev-22388	400	11	legislature	legislature	NOUN
inlawrev-22388	400	12	completely	completely	ADV
inlawrev-22388	400	13	restyled	restyle	VERB
inlawrev-22388	400	14	the	the	DET
inlawrev-22388	400	15	dcsa	dcsa	ADJ
inlawrev-22388	400	16	and	and	CCONJ
inlawrev-22388	400	17	added	add	VERB
inlawrev-22388	400	18	wholly	wholly	ADV
inlawrev-22388	400	19	new	new	ADJ
inlawrev-22388	400	20	terms	term	NOUN
inlawrev-22388	400	21	,	,	PUNCT
inlawrev-22388	400	22	thus	thus	ADV
inlawrev-22388	400	23	the	the	DET
inlawrev-22388	400	24	amendment	amendment	NOUN
inlawrev-22388	400	25	“	"	PUNCT
inlawrev-22388	400	26	indicates	indicate	VERB
inlawrev-22388	400	27	a	a	DET
inlawrev-22388	400	28	legislative	legislative	ADJ
inlawrev-22388	400	29	intention	intention	NOUN
inlawrev-22388	400	30	that	that	SCONJ
inlawrev-22388	400	31	the	the	DET
inlawrev-22388	400	32	meaning	meaning	NOUN
inlawrev-22388	400	33	of	of	ADP
inlawrev-22388	400	34	the	the	DET
inlawrev-22388	400	35	statute	statute	NOUN
inlawrev-22388	400	36	has	have	AUX
inlawrev-22388	400	37	changed	change	VERB
inlawrev-22388	400	38	.	.	PUNCT
inlawrev-22388	400	39	”136	”136	PUNCT
inlawrev-22388	401	1	yet	yet	CCONJ
inlawrev-22388	401	2	indiana	indiana	PROPN
inlawrev-22388	401	3	courts	court	NOUN
inlawrev-22388	401	4	are	be	AUX
inlawrev-22388	401	5	left	leave	VERB
inlawrev-22388	401	6	with	with	ADP
inlawrev-22388	401	7	little	little	ADJ
inlawrev-22388	401	8	to	to	PART
inlawrev-22388	401	9	help	help	VERB
inlawrev-22388	401	10	divine	divine	VERB
inlawrev-22388	401	11	this	this	DET
inlawrev-22388	401	12	legislative	legislative	ADJ
inlawrev-22388	401	13	intention.137	intention.137	NOUN
inlawrev-22388	401	14	because	because	SCONJ
inlawrev-22388	401	15	of	of	ADP
inlawrev-22388	401	16	the	the	DET
inlawrev-22388	401	17	lack	lack	NOUN
inlawrev-22388	401	18	of	of	ADP
inlawrev-22388	401	19	useful	useful	ADJ
inlawrev-22388	401	20	language	language	NOUN
inlawrev-22388	401	21	from	from	ADP
inlawrev-22388	401	22	within	within	ADP
inlawrev-22388	401	23	the	the	DET
inlawrev-22388	401	24	existing	exist	VERB
inlawrev-22388	401	25	statute	statute	NOUN
inlawrev-22388	401	26	,	,	PUNCT
inlawrev-22388	401	27	131	131	NUM
inlawrev-22388	401	28	.	.	PUNCT
inlawrev-22388	402	1	to	to	PART
inlawrev-22388	402	2	be	be	AUX
inlawrev-22388	402	3	sure	sure	ADJ
inlawrev-22388	402	4	,	,	PUNCT
inlawrev-22388	402	5	many	many	ADJ
inlawrev-22388	402	6	states	state	NOUN
inlawrev-22388	402	7	statutorily	statutorily	ADV
inlawrev-22388	402	8	prohibit	prohibit	VERB
inlawrev-22388	402	9	predatory	predatory	ADJ
inlawrev-22388	402	10	lending	lending	NOUN
inlawrev-22388	402	11	practices	practice	NOUN
inlawrev-22388	402	12	,	,	PUNCT
inlawrev-22388	402	13	yet	yet	CCONJ
inlawrev-22388	402	14	no	no	DET
inlawrev-22388	402	15	state	state	NOUN
inlawrev-22388	402	16	prohibits	prohibit	VERB
inlawrev-22388	402	17	abuse	abuse	NOUN
inlawrev-22388	402	18	alongside	alongside	ADP
inlawrev-22388	402	19	deception	deception	NOUN
inlawrev-22388	402	20	and	and	CCONJ
inlawrev-22388	402	21	unfairness	unfairness	NOUN
inlawrev-22388	402	22	in	in	ADP
inlawrev-22388	402	23	the	the	DET
inlawrev-22388	402	24	same	same	ADJ
inlawrev-22388	402	25	generalized	generalized	ADJ
inlawrev-22388	402	26	manner	manner	NOUN
inlawrev-22388	402	27	as	as	ADP
inlawrev-22388	402	28	indiana	indiana	PROPN
inlawrev-22388	402	29	.	.	PUNCT
inlawrev-22388	403	1	but	but	CCONJ
inlawrev-22388	403	2	many	many	ADJ
inlawrev-22388	403	3	states	state	NOUN
inlawrev-22388	403	4	—	—	PUNCT
inlawrev-22388	403	5	like	like	ADP
inlawrev-22388	403	6	indiana	indiana	PROPN
inlawrev-22388	403	7	—	—	PUNCT
inlawrev-22388	403	8	prohibit	prohibit	VERB
inlawrev-22388	403	9	“	"	PUNCT
inlawrev-22388	403	10	abuse	abuse	NOUN
inlawrev-22388	403	11	”	"	PUNCT
inlawrev-22388	403	12	in	in	ADP
inlawrev-22388	403	13	the	the	DET
inlawrev-22388	403	14	context	context	NOUN
inlawrev-22388	403	15	of	of	ADP
inlawrev-22388	403	16	the	the	DET
inlawrev-22388	403	17	fair	fair	ADJ
inlawrev-22388	403	18	debt	debt	NOUN
inlawrev-22388	403	19	collection	collection	NOUN
inlawrev-22388	403	20	practices	practice	NOUN
inlawrev-22388	403	21	act	act	VERB
inlawrev-22388	403	22	.	.	PUNCT
inlawrev-22388	404	1	132	132	NUM
inlawrev-22388	404	2	.	.	PUNCT
inlawrev-22388	404	3	suggs	suggs	PROPN
inlawrev-22388	404	4	v.	v.	ADP
inlawrev-22388	404	5	state	state	PROPN
inlawrev-22388	404	6	,	,	PUNCT
inlawrev-22388	404	7	51	51	NUM
inlawrev-22388	404	8	n.e.3d	n.e.3d	NUM
inlawrev-22388	404	9	1190	1190	NUM
inlawrev-22388	404	10	,	,	PUNCT
inlawrev-22388	404	11	1194	1194	NUM
inlawrev-22388	404	12	(	(	PUNCT
inlawrev-22388	404	13	ind	ind	NOUN
inlawrev-22388	404	14	.	.	PROPN
inlawrev-22388	404	15	2016	2016	NUM
inlawrev-22388	404	16	)	)	PUNCT
inlawrev-22388	404	17	.	.	PUNCT
inlawrev-22388	405	1	133	133	NUM
inlawrev-22388	405	2	.	.	NOUN
inlawrev-22388	405	3	12	12	NUM
inlawrev-22388	405	4	u.s.c	u.s.c	ADJ
inlawrev-22388	405	5	.	.	PUNCT
inlawrev-22388	406	1	§	§	PROPN
inlawrev-22388	406	2	5531(a	5531(a	NUM
inlawrev-22388	406	3	)	)	PUNCT
inlawrev-22388	406	4	(	(	PUNCT
inlawrev-22388	406	5	2010	2010	NUM
inlawrev-22388	406	6	)	)	PUNCT
inlawrev-22388	406	7	(	(	PUNCT
inlawrev-22388	406	8	dodd	dodd	PROPN
inlawrev-22388	406	9	-	-	PUNCT
inlawrev-22388	406	10	frank	frank	PROPN
inlawrev-22388	406	11	wall	wall	PROPN
inlawrev-22388	406	12	street	street	PROPN
inlawrev-22388	406	13	reform	reform	PROPN
inlawrev-22388	406	14	and	and	CCONJ
inlawrev-22388	406	15	consumer	consumer	NOUN
inlawrev-22388	406	16	protection	protection	PROPN
inlawrev-22388	406	17	act	act	PROPN
inlawrev-22388	406	18	)	)	PUNCT
inlawrev-22388	406	19	.	.	PUNCT
inlawrev-22388	407	1	134	134	NUM
inlawrev-22388	407	2	.	.	PUNCT
inlawrev-22388	408	1	ind	ind	PROPN
inlawrev-22388	408	2	.	.	PUNCT
inlawrev-22388	409	1	code	code	PROPN
inlawrev-22388	409	2	§	§	PROPN
inlawrev-22388	409	3	24	24	NUM
inlawrev-22388	409	4	-	-	SYM
inlawrev-22388	409	5	5	5	NUM
inlawrev-22388	409	6	-	-	PUNCT
inlawrev-22388	409	7	0.5	0.5	NUM
inlawrev-22388	409	8	-	-	SYM
inlawrev-22388	409	9	3	3	NUM
inlawrev-22388	409	10	(	(	PUNCT
inlawrev-22388	409	11	2013	2013	NUM
inlawrev-22388	409	12	)	)	PUNCT
inlawrev-22388	409	13	;	;	PUNCT
inlawrev-22388	409	14	see	see	VERB
inlawrev-22388	409	15	also	also	ADV
inlawrev-22388	409	16	alexander	alexander	PROPN
inlawrev-22388	409	17	,	,	PUNCT
inlawrev-22388	409	18	supra	supra	PROPN
inlawrev-22388	409	19	note	note	PROPN
inlawrev-22388	409	20	45	45	NUM
inlawrev-22388	409	21	,	,	PUNCT
inlawrev-22388	409	22	at	at	ADP
inlawrev-22388	409	23	1123	1123	NUM
inlawrev-22388	409	24	(	(	PUNCT
inlawrev-22388	409	25	“	"	PUNCT
inlawrev-22388	409	26	although	although	SCONJ
inlawrev-22388	409	27	as	as	ADP
inlawrev-22388	409	28	a	a	DET
inlawrev-22388	409	29	term	term	NOUN
inlawrev-22388	409	30	,	,	PUNCT
inlawrev-22388	409	31	‘	'	PUNCT
inlawrev-22388	409	32	abusive	abusive	ADJ
inlawrev-22388	409	33	’	'	PUNCT
inlawrev-22388	409	34	has	have	AUX
inlawrev-22388	409	35	appeared	appear	VERB
inlawrev-22388	409	36	primarily	primarily	ADV
inlawrev-22388	409	37	in	in	ADP
inlawrev-22388	409	38	debt	debt	NOUN
inlawrev-22388	409	39	collection	collection	NOUN
inlawrev-22388	409	40	statutes	statute	NOUN
inlawrev-22388	409	41	,	,	PUNCT
inlawrev-22388	409	42	such	such	ADJ
inlawrev-22388	409	43	statutes	statute	NOUN
inlawrev-22388	409	44	are	be	AUX
inlawrev-22388	409	45	an	an	DET
inlawrev-22388	409	46	improper	improper	ADJ
inlawrev-22388	409	47	lens	lens	NOUN
inlawrev-22388	409	48	through	through	ADP
inlawrev-22388	409	49	which	which	PRON
inlawrev-22388	409	50	to	to	PART
inlawrev-22388	409	51	view	view	VERB
inlawrev-22388	409	52	the	the	DET
inlawrev-22388	409	53	reach	reach	NOUN
inlawrev-22388	409	54	of	of	ADP
inlawrev-22388	409	55	‘	'	PUNCT
inlawrev-22388	409	56	abusive	abusive	ADJ
inlawrev-22388	409	57	’	'	PUNCT
inlawrev-22388	409	58	as	as	SCONJ
inlawrev-22388	409	59	used	use	VERB
inlawrev-22388	409	60	in	in	ADP
inlawrev-22388	409	61	[	[	X
inlawrev-22388	409	62	dodd	dodd	NOUN
inlawrev-22388	409	63	-	-	PUNCT
inlawrev-22388	409	64	frank	frank	PROPN
inlawrev-22388	409	65	.	.	PUNCT
inlawrev-22388	409	66	]	]	X
inlawrev-22388	409	67	”	"	PUNCT
inlawrev-22388	409	68	)	)	PUNCT
inlawrev-22388	409	69	.	.	PUNCT
inlawrev-22388	410	1	thus	thus	ADV
inlawrev-22388	410	2	interpreting	interpret	VERB
inlawrev-22388	410	3	the	the	DET
inlawrev-22388	410	4	statute	statute	NOUN
inlawrev-22388	410	5	to	to	PART
inlawrev-22388	410	6	infer	infer	VERB
inlawrev-22388	410	7	that	that	SCONJ
inlawrev-22388	410	8	the	the	DET
inlawrev-22388	410	9	general	general	ADJ
inlawrev-22388	410	10	assembly	assembly	NOUN
inlawrev-22388	410	11	attempted	attempt	VERB
inlawrev-22388	410	12	to	to	PART
inlawrev-22388	410	13	incorporate	incorporate	VERB
inlawrev-22388	410	14	the	the	DET
inlawrev-22388	410	15	fdcpa	fdcpa	NOUN
inlawrev-22388	410	16	’s	’s	PART
inlawrev-22388	410	17	prohibition	prohibition	NOUN
inlawrev-22388	410	18	of	of	ADP
inlawrev-22388	410	19	collecting	collect	VERB
inlawrev-22388	410	20	debts	debt	NOUN
inlawrev-22388	410	21	in	in	ADP
inlawrev-22388	410	22	an	an	DET
inlawrev-22388	410	23	“	"	PUNCT
inlawrev-22388	410	24	abusive	abusive	ADJ
inlawrev-22388	410	25	”	"	PUNCT
inlawrev-22388	410	26	manner	manner	NOUN
inlawrev-22388	410	27	is	be	AUX
inlawrev-22388	410	28	redundant	redundant	ADJ
inlawrev-22388	410	29	.	.	PUNCT
inlawrev-22388	411	1	this	this	DET
inlawrev-22388	411	2	definition	definition	NOUN
inlawrev-22388	411	3	also	also	ADV
inlawrev-22388	411	4	does	do	AUX
inlawrev-22388	411	5	not	not	PART
inlawrev-22388	411	6	align	align	VERB
inlawrev-22388	411	7	with	with	ADP
inlawrev-22388	411	8	an	an	DET
inlawrev-22388	411	9	example	example	NOUN
inlawrev-22388	411	10	,	,	PUNCT
inlawrev-22388	411	11	which	which	PRON
inlawrev-22388	411	12	did	do	AUX
inlawrev-22388	411	13	not	not	PART
inlawrev-22388	411	14	involve	involve	VERB
inlawrev-22388	411	15	debt	debt	NOUN
inlawrev-22388	411	16	collection	collection	NOUN
inlawrev-22388	411	17	,	,	PUNCT
inlawrev-22388	411	18	given	give	VERB
inlawrev-22388	411	19	during	during	ADP
inlawrev-22388	411	20	testimony	testimony	NOUN
inlawrev-22388	411	21	in	in	ADP
inlawrev-22388	411	22	support	support	NOUN
inlawrev-22388	411	23	of	of	ADP
inlawrev-22388	411	24	the	the	DET
inlawrev-22388	411	25	bill	bill	NOUN
inlawrev-22388	411	26	by	by	ADP
inlawrev-22388	411	27	a	a	DET
inlawrev-22388	411	28	representative	representative	NOUN
inlawrev-22388	411	29	from	from	ADP
inlawrev-22388	411	30	the	the	DET
inlawrev-22388	411	31	office	office	NOUN
inlawrev-22388	411	32	of	of	ADP
inlawrev-22388	411	33	the	the	DET
inlawrev-22388	411	34	attorney	attorney	NOUN
inlawrev-22388	411	35	general	general	NOUN
inlawrev-22388	411	36	.	.	PUNCT
inlawrev-22388	412	1	see	see	VERB
inlawrev-22388	412	2	discussion	discussion	NOUN
inlawrev-22388	412	3	infra	infra	NOUN
inlawrev-22388	412	4	accompanying	accompany	VERB
inlawrev-22388	412	5	note	note	NOUN
inlawrev-22388	412	6	137	137	NUM
inlawrev-22388	412	7	.	.	PUNCT
inlawrev-22388	413	1	135	135	NUM
inlawrev-22388	413	2	.	.	X
inlawrev-22388	414	1	black	black	PROPN
inlawrev-22388	414	2	’s	’s	PART
inlawrev-22388	414	3	law	law	NOUN
inlawrev-22388	414	4	dictionary	dictionary	PROPN
inlawrev-22388	414	5	defines	define	VERB
inlawrev-22388	414	6	abusive	abusive	ADJ
inlawrev-22388	414	7	as	as	ADP
inlawrev-22388	414	8	something	something	PRON
inlawrev-22388	414	9	“	"	PUNCT
inlawrev-22388	414	10	[	[	X
inlawrev-22388	414	11	c]haracterized	c]haracterize	VERB
inlawrev-22388	414	12	by	by	ADP
inlawrev-22388	414	13	wrongful	wrongful	ADJ
inlawrev-22388	414	14	or	or	CCONJ
inlawrev-22388	414	15	improper	improper	ADJ
inlawrev-22388	414	16	use	use	NOUN
inlawrev-22388	414	17	.	.	PUNCT
inlawrev-22388	414	18	”	"	PUNCT
inlawrev-22388	415	1	abusive	abusive	ADJ
inlawrev-22388	415	2	,	,	PUNCT
inlawrev-22388	415	3	black	black	ADJ
inlawrev-22388	415	4	’s	’s	PART
inlawrev-22388	415	5	law	law	NOUN
inlawrev-22388	415	6	dictionary	dictionary	NOUN
inlawrev-22388	415	7	(	(	PUNCT
inlawrev-22388	415	8	10th	10th	ADJ
inlawrev-22388	415	9	ed	ed	NOUN
inlawrev-22388	415	10	.	.	PROPN
inlawrev-22388	415	11	2014	2014	NUM
inlawrev-22388	415	12	)	)	PUNCT
inlawrev-22388	415	13	.	.	PUNCT
inlawrev-22388	416	1	the	the	DET
inlawrev-22388	416	2	oxford	oxford	PROPN
inlawrev-22388	416	3	english	english	PROPN
inlawrev-22388	416	4	dictionary	dictionary	PROPN
inlawrev-22388	416	5	defines	define	VERB
inlawrev-22388	416	6	abusive	abusive	ADJ
inlawrev-22388	416	7	as	as	ADP
inlawrev-22388	416	8	something	something	PRON
inlawrev-22388	416	9	“	"	PUNCT
inlawrev-22388	416	10	involving	involve	VERB
inlawrev-22388	416	11	injustice	injustice	NOUN
inlawrev-22388	416	12	or	or	CCONJ
inlawrev-22388	416	13	illegality	illegality	NOUN
inlawrev-22388	416	14	.	.	PUNCT
inlawrev-22388	416	15	”	"	PUNCT
inlawrev-22388	417	1	abusive	abusive	ADJ
inlawrev-22388	417	2	,	,	PUNCT
inlawrev-22388	417	3	oxford	oxford	PROPN
inlawrev-22388	417	4	english	english	PROPN
inlawrev-22388	417	5	dictionary	dictionary	PROPN
inlawrev-22388	417	6	(	(	PUNCT
inlawrev-22388	417	7	3d	3d	PROPN
inlawrev-22388	417	8	ed	ed	NOUN
inlawrev-22388	417	9	.	.	PROPN
inlawrev-22388	417	10	2010	2010	NUM
inlawrev-22388	417	11	)	)	PUNCT
inlawrev-22388	417	12	.	.	PUNCT
inlawrev-22388	418	1	136	136	NUM
inlawrev-22388	418	2	.	.	PUNCT
inlawrev-22388	419	1	woodruff	woodruff	PROPN
inlawrev-22388	419	2	v.	v.	PROPN
inlawrev-22388	419	3	ind	ind	PROPN
inlawrev-22388	419	4	.	.	PUNCT
inlawrev-22388	420	1	family	family	PROPN
inlawrev-22388	420	2	&	&	CCONJ
inlawrev-22388	420	3	soc	soc	PROPN
inlawrev-22388	420	4	.	.	PUNCT
inlawrev-22388	421	1	servs	servs	PROPN
inlawrev-22388	421	2	.	.	PUNCT
inlawrev-22388	422	1	admin	admin	PROPN
inlawrev-22388	422	2	.	.	PROPN
inlawrev-22388	422	3	,	,	PUNCT
inlawrev-22388	422	4	964	964	NUM
inlawrev-22388	422	5	n.e.2d	n.e.2d	NOUN
inlawrev-22388	422	6	784	784	NUM
inlawrev-22388	422	7	,	,	PUNCT
inlawrev-22388	422	8	795	795	NUM
inlawrev-22388	422	9	(	(	PUNCT
inlawrev-22388	422	10	ind	ind	NOUN
inlawrev-22388	422	11	.	.	PROPN
inlawrev-22388	422	12	2012	2012	NUM
inlawrev-22388	422	13	)	)	PUNCT
inlawrev-22388	422	14	.	.	PUNCT
inlawrev-22388	423	1	137	137	NUM
inlawrev-22388	423	2	.	.	PUNCT
inlawrev-22388	424	1	“	"	PUNCT
inlawrev-22388	424	2	good	good	ADJ
inlawrev-22388	424	3	statutory	statutory	ADJ
inlawrev-22388	424	4	construction	construction	NOUN
inlawrev-22388	424	5	requires	require	VERB
inlawrev-22388	424	6	the	the	DET
inlawrev-22388	424	7	rarest	rarest	NOUN
inlawrev-22388	424	8	of	of	ADP
inlawrev-22388	424	9	skills	skill	NOUN
inlawrev-22388	424	10	.	.	PUNCT
inlawrev-22388	425	1	the	the	DET
inlawrev-22388	425	2	judge	judge	NOUN
inlawrev-22388	425	3	must	must	AUX
inlawrev-22388	425	4	find	find	VERB
inlawrev-22388	425	5	clues	clue	NOUN
inlawrev-22388	425	6	in	in	ADP
inlawrev-22388	425	7	the	the	DET
inlawrev-22388	425	8	structure	structure	NOUN
inlawrev-22388	425	9	of	of	ADP
inlawrev-22388	425	10	the	the	DET
inlawrev-22388	425	11	statute	statute	NOUN
inlawrev-22388	425	12	,	,	PUNCT
inlawrev-22388	425	13	hints	hint	VERB
inlawrev-22388	425	14	in	in	ADP
inlawrev-22388	425	15	the	the	DET
inlawrev-22388	425	16	legislative	legislative	ADJ
inlawrev-22388	425	17	history	history	NOUN
inlawrev-22388	425	18	,	,	PUNCT
inlawrev-22388	425	19	and	and	CCONJ
inlawrev-22388	425	20	combine	combine	VERB
inlawrev-22388	425	21	these	these	PRON
inlawrev-22388	425	22	with	with	ADP
inlawrev-22388	425	23	mastery	mastery	NOUN
inlawrev-22388	425	24	of	of	ADP
inlawrev-22388	425	25	history	history	NOUN
inlawrev-22388	425	26	,	,	PUNCT
inlawrev-22388	425	27	command	command	NOUN
inlawrev-22388	425	28	of	of	ADP
inlawrev-22388	425	29	psychology	psychology	NOUN
inlawrev-22388	425	30	,	,	PUNCT
inlawrev-22388	425	31	and	and	CCONJ
inlawrev-22388	425	32	sensitivity	sensitivity	NOUN
inlawrev-22388	425	33	to	to	ADP
inlawrev-22388	425	34	nuance	nuance	NOUN
inlawrev-22388	425	35	to	to	PART
inlawrev-22388	425	36	divine	divine	VERB
inlawrev-22388	425	37	how	how	SCONJ
inlawrev-22388	425	38	deceased	deceased	ADJ
inlawrev-22388	425	39	legislators	legislator	NOUN
inlawrev-22388	425	40	would	would	AUX
inlawrev-22388	425	41	have	have	AUX
inlawrev-22388	425	42	answered	answer	VERB
inlawrev-22388	425	43	unasked	unasked	ADJ
inlawrev-22388	425	44	questions	question	NOUN
inlawrev-22388	425	45	.	.	PUNCT
inlawrev-22388	425	46	”	"	PUNCT
inlawrev-22388	426	1	frank	frank	PROPN
inlawrev-22388	426	2	h.	h.	PROPN
inlawrev-22388	426	3	easterbrook	easterbrook	PROPN
inlawrev-22388	426	4	,	,	PUNCT
inlawrev-22388	426	5	statutes	statute	NOUN
inlawrev-22388	426	6	’	'	PUNCT
inlawrev-22388	426	7	domains	domain	NOUN
inlawrev-22388	426	8	,	,	PUNCT
inlawrev-22388	426	9	50	50	NUM
inlawrev-22388	426	10	u.	u.	NOUN
inlawrev-22388	426	11	chi	chi	PROPN
inlawrev-22388	426	12	.	.	PUNCT
inlawrev-22388	427	1	l.	l.	PROPN
inlawrev-22388	427	2	rev	rev	PROPN
inlawrev-22388	427	3	.	.	PROPN
inlawrev-22388	427	4	533	533	NUM
inlawrev-22388	427	5	,	,	PUNCT
inlawrev-22388	427	6	550	550	NUM
inlawrev-22388	427	7	(	(	PUNCT
inlawrev-22388	427	8	1983	1983	NUM
inlawrev-22388	427	9	)	)	PUNCT
inlawrev-22388	427	10	.	.	PUNCT
inlawrev-22388	428	1	2018	2018	NUM
inlawrev-22388	428	2	]	]	PUNCT
inlawrev-22388	428	3	david	david	PROPN
inlawrev-22388	428	4	’s	’s	PART
inlawrev-22388	428	5	sling	sling	PROPN
inlawrev-22388	428	6	227	227	NUM
inlawrev-22388	428	7	unhelpfully	unhelpfully	ADV
inlawrev-22388	428	8	vague	vague	ADJ
inlawrev-22388	428	9	dictionary	dictionary	ADJ
inlawrev-22388	428	10	definitions	definition	NOUN
inlawrev-22388	428	11	,	,	PUNCT
inlawrev-22388	428	12	non	non	ADJ
inlawrev-22388	428	13	-	-	NOUN
inlawrev-22388	428	14	existence	existence	NOUN
inlawrev-22388	428	15	of	of	ADP
inlawrev-22388	428	16	similarly	similarly	ADV
inlawrev-22388	428	17	-	-	PUNCT
inlawrev-22388	428	18	worded	word	VERB
inlawrev-22388	428	19	statutes	statute	NOUN
inlawrev-22388	428	20	from	from	ADP
inlawrev-22388	428	21	other	other	ADJ
inlawrev-22388	428	22	jurisdictions	jurisdiction	NOUN
inlawrev-22388	428	23	,	,	PUNCT
inlawrev-22388	428	24	dearth	dearth	NOUN
inlawrev-22388	428	25	of	of	ADP
inlawrev-22388	428	26	legislative	legislative	ADJ
inlawrev-22388	428	27	history	history	NOUN
inlawrev-22388	428	28	,	,	PUNCT
inlawrev-22388	428	29	and	and	CCONJ
inlawrev-22388	428	30	the	the	DET
inlawrev-22388	428	31	“	"	PUNCT
inlawrev-22388	428	32	strong	strong	ADJ
inlawrev-22388	428	33	presumption	presumption	NOUN
inlawrev-22388	428	34	that	that	SCONJ
inlawrev-22388	428	35	when	when	SCONJ
inlawrev-22388	428	36	the	the	DET
inlawrev-22388	428	37	legislature	legislature	NOUN
inlawrev-22388	428	38	enacted	enact	VERB
inlawrev-22388	428	39	a	a	DET
inlawrev-22388	428	40	particular	particular	ADJ
inlawrev-22388	428	41	piece	piece	NOUN
inlawrev-22388	428	42	of	of	ADP
inlawrev-22388	428	43	legislation	legislation	NOUN
inlawrev-22388	428	44	,	,	PUNCT
inlawrev-22388	428	45	it	it	PRON
inlawrev-22388	428	46	was	be	AUX
inlawrev-22388	428	47	aware	aware	ADJ
inlawrev-22388	428	48	of	of	ADP
inlawrev-22388	428	49	existing	exist	VERB
inlawrev-22388	428	50	statutes	statute	NOUN
inlawrev-22388	428	51	relating	relate	VERB
inlawrev-22388	428	52	to	to	ADP
inlawrev-22388	428	53	the	the	DET
inlawrev-22388	428	54	same	same	ADJ
inlawrev-22388	428	55	subject,”138	subject,”138	NOUN
inlawrev-22388	428	56	the	the	DET
inlawrev-22388	428	57	courts	court	NOUN
inlawrev-22388	428	58	should	should	AUX
inlawrev-22388	428	59	look	look	VERB
inlawrev-22388	428	60	toward	toward	ADP
inlawrev-22388	428	61	similar	similar	ADJ
inlawrev-22388	428	62	federal	federal	ADJ
inlawrev-22388	428	63	consumer	consumer	NOUN
inlawrev-22388	428	64	protection	protection	NOUN
inlawrev-22388	428	65	statutes	statute	NOUN
inlawrev-22388	428	66	to	to	PART
inlawrev-22388	428	67	determine	determine	VERB
inlawrev-22388	428	68	a	a	DET
inlawrev-22388	428	69	workable	workable	ADJ
inlawrev-22388	428	70	definition.139	definition.139	NOUN
inlawrev-22388	428	71	the	the	DET
inlawrev-22388	428	72	dodd	dodd	PROPN
inlawrev-22388	428	73	-	-	PUNCT
inlawrev-22388	428	74	frank	frank	PROPN
inlawrev-22388	428	75	act	act	PROPN
inlawrev-22388	428	76	’s	’s	PART
inlawrev-22388	428	77	prohibition	prohibition	NOUN
inlawrev-22388	428	78	against	against	ADP
inlawrev-22388	428	79	any	any	DET
inlawrev-22388	428	80	“	"	PUNCT
inlawrev-22388	428	81	abusive	abusive	ADJ
inlawrev-22388	428	82	act	act	NOUN
inlawrev-22388	428	83	or	or	CCONJ
inlawrev-22388	428	84	practice	practice	NOUN
inlawrev-22388	428	85	”	"	PUNCT
inlawrev-22388	428	86	proves	prove	VERB
inlawrev-22388	428	87	most	most	ADV
inlawrev-22388	428	88	useful	useful	ADJ
inlawrev-22388	428	89	for	for	ADP
inlawrev-22388	428	90	this	this	DET
inlawrev-22388	428	91	purpose.140	purpose.140	NOUN
inlawrev-22388	428	92	the	the	DET
inlawrev-22388	428	93	language	language	NOUN
inlawrev-22388	428	94	contained	contain	VERB
inlawrev-22388	428	95	in	in	ADP
inlawrev-22388	428	96	the	the	DET
inlawrev-22388	428	97	newly	newly	ADV
inlawrev-22388	428	98	-	-	PUNCT
inlawrev-22388	428	99	added	add	VERB
inlawrev-22388	428	100	general	general	ADJ
inlawrev-22388	428	101	prohibition	prohibition	NOUN
inlawrev-22388	428	102	closely	closely	ADV
inlawrev-22388	428	103	mirrors	mirror	VERB
inlawrev-22388	428	104	dodd	dodd	PROPN
inlawrev-22388	428	105	-	-	PUNCT
inlawrev-22388	428	106	frank’s.141	frank’s.141	VERB
inlawrev-22388	428	107	an	an	DET
inlawrev-22388	428	108	example	example	NOUN
inlawrev-22388	428	109	provided	provide	VERB
inlawrev-22388	428	110	by	by	ADP
inlawrev-22388	428	111	the	the	DET
inlawrev-22388	428	112	indiana	indiana	PROPN
inlawrev-22388	428	113	attorney	attorney	PROPN
inlawrev-22388	428	114	general	general	PROPN
inlawrev-22388	428	115	’s	’s	PART
inlawrev-22388	428	116	office	office	NOUN
inlawrev-22388	428	117	demonstrates	demonstrate	VERB
inlawrev-22388	428	118	this	this	DET
inlawrev-22388	428	119	similarity	similarity	NOUN
inlawrev-22388	428	120	in	in	ADP
inlawrev-22388	428	121	action.142	action.142	PROPN
inlawrev-22388	428	122	while	while	SCONJ
inlawrev-22388	428	123	testifying	testify	VERB
inlawrev-22388	428	124	on	on	ADP
inlawrev-22388	428	125	behalf	behalf	NOUN
inlawrev-22388	428	126	of	of	ADP
inlawrev-22388	428	127	the	the	DET
inlawrev-22388	428	128	amendment	amendment	NOUN
inlawrev-22388	428	129	at	at	ADP
inlawrev-22388	428	130	a	a	DET
inlawrev-22388	428	131	house	house	PROPN
inlawrev-22388	428	132	committee	committee	PROPN
inlawrev-22388	428	133	hearing	hearing	NOUN
inlawrev-22388	428	134	,	,	PUNCT
inlawrev-22388	428	135	terry	terry	PROPN
inlawrev-22388	428	136	tolliver	tolliver	PROPN
inlawrev-22388	428	137	,	,	PUNCT
inlawrev-22388	428	138	then	then	ADV
inlawrev-22388	428	139	-	-	PUNCT
inlawrev-22388	428	140	deputy	deputy	NOUN
inlawrev-22388	428	141	director	director	NOUN
inlawrev-22388	428	142	of	of	ADP
inlawrev-22388	428	143	consumer	consumer	NOUN
inlawrev-22388	428	144	protection	protection	NOUN
inlawrev-22388	428	145	for	for	ADP
inlawrev-22388	428	146	attorney	attorney	NOUN
inlawrev-22388	428	147	general	general	PROPN
inlawrev-22388	428	148	greg	greg	PROPN
inlawrev-22388	428	149	zoeller	zoeller	PROPN
inlawrev-22388	428	150	,	,	PUNCT
inlawrev-22388	428	151	explained	explain	VERB
inlawrev-22388	428	152	that	that	SCONJ
inlawrev-22388	428	153	an	an	DET
inlawrev-22388	428	154	abusive	abusive	ADJ
inlawrev-22388	428	155	act	act	NOUN
inlawrev-22388	428	156	would	would	AUX
inlawrev-22388	428	157	occur	occur	VERB
inlawrev-22388	428	158	under	under	ADP
inlawrev-22388	428	159	the	the	DET
inlawrev-22388	428	160	amendment	amendment	NOUN
inlawrev-22388	428	161	’s	’s	PART
inlawrev-22388	428	162	language	language	NOUN
inlawrev-22388	428	163	if	if	SCONJ
inlawrev-22388	428	164	a	a	DET
inlawrev-22388	428	165	service	service	NOUN
inlawrev-22388	428	166	provider	provider	NOUN
inlawrev-22388	428	167	asks	ask	VERB
inlawrev-22388	428	168	an	an	DET
inlawrev-22388	428	169	indigent	indigent	ADJ
inlawrev-22388	428	170	consumer	consumer	NOUN
inlawrev-22388	428	171	to	to	PART
inlawrev-22388	428	172	contact	contact	VERB
inlawrev-22388	428	173	and	and	CCONJ
inlawrev-22388	428	174	directly	directly	ADV
inlawrev-22388	428	175	pay	pay	VERB
inlawrev-22388	428	176	another	another	DET
inlawrev-22388	428	177	provider	provider	NOUN
inlawrev-22388	428	178	for	for	ADP
inlawrev-22388	428	179	services	service	NOUN
inlawrev-22388	428	180	after	after	SCONJ
inlawrev-22388	428	181	it	it	PRON
inlawrev-22388	428	182	already	already	ADV
inlawrev-22388	428	183	received	receive	VERB
inlawrev-22388	428	184	funds	fund	NOUN
inlawrev-22388	428	185	from	from	ADP
inlawrev-22388	428	186	the	the	DET
inlawrev-22388	428	187	town	town	NOUN
inlawrev-22388	428	188	trustee	trustee	NOUN
inlawrev-22388	428	189	on	on	ADP
inlawrev-22388	428	190	behalf	behalf	NOUN
inlawrev-22388	428	191	of	of	ADP
inlawrev-22388	428	192	the	the	DET
inlawrev-22388	428	193	consumer	consumer	NOUN
inlawrev-22388	428	194	and	and	CCONJ
inlawrev-22388	428	195	promised	promise	VERB
inlawrev-22388	428	196	to	to	PART
inlawrev-22388	428	197	provide	provide	VERB
inlawrev-22388	428	198	him	he	PRON
inlawrev-22388	428	199	or	or	CCONJ
inlawrev-22388	428	200	her	her	PRON
inlawrev-22388	428	201	services.143	services.143	NOUN
inlawrev-22388	428	202	in	in	ADP
inlawrev-22388	428	203	other	other	ADJ
inlawrev-22388	428	204	words	word	NOUN
inlawrev-22388	428	205	,	,	PUNCT
inlawrev-22388	428	206	the	the	DET
inlawrev-22388	428	207	vulnerable	vulnerable	ADJ
inlawrev-22388	428	208	consumer	consumer	NOUN
inlawrev-22388	428	209	relied	rely	VERB
inlawrev-22388	428	210	on	on	ADP
inlawrev-22388	428	211	the	the	DET
inlawrev-22388	428	212	service	service	NOUN
inlawrev-22388	428	213	provider	provider	NOUN
inlawrev-22388	428	214	to	to	PART
inlawrev-22388	428	215	act	act	VERB
inlawrev-22388	428	216	in	in	ADP
inlawrev-22388	428	217	his	his	PRON
inlawrev-22388	428	218	or	or	CCONJ
inlawrev-22388	428	219	her	her	PRON
inlawrev-22388	428	220	best	good	ADJ
inlawrev-22388	428	221	interest	interest	NOUN
inlawrev-22388	428	222	,	,	PUNCT
inlawrev-22388	428	223	but	but	CCONJ
inlawrev-22388	428	224	the	the	DET
inlawrev-22388	428	225	provider	provider	NOUN
inlawrev-22388	428	226	violated	violate	VERB
inlawrev-22388	428	227	that	that	DET
inlawrev-22388	428	228	reliance	reliance	NOUN
inlawrev-22388	428	229	.	.	PUNCT
inlawrev-22388	429	1	like	like	ADP
inlawrev-22388	429	2	the	the	DET
inlawrev-22388	429	3	objective	objective	NOUN
inlawrev-22388	429	4	illuminated	illuminate	VERB
inlawrev-22388	429	5	by	by	ADP
inlawrev-22388	429	6	this	this	DET
inlawrev-22388	429	7	example	example	NOUN
inlawrev-22388	429	8	,	,	PUNCT
inlawrev-22388	429	9	the	the	DET
inlawrev-22388	429	10	cfpb	cfpb	NOUN
inlawrev-22388	429	11	has	have	AUX
inlawrev-22388	429	12	also	also	ADV
inlawrev-22388	429	13	asserted	assert	VERB
inlawrev-22388	429	14	that	that	SCONJ
inlawrev-22388	429	15	its	its	PRON
inlawrev-22388	429	16	chief	chief	ADJ
inlawrev-22388	429	17	aim	aim	NOUN
inlawrev-22388	429	18	in	in	ADP
inlawrev-22388	429	19	combatting	combat	VERB
inlawrev-22388	429	20	abusiveness	abusiveness	NOUN
inlawrev-22388	429	21	is	be	AUX
inlawrev-22388	429	22	preventing	prevent	VERB
inlawrev-22388	429	23	companies	company	NOUN
inlawrev-22388	429	24	from	from	ADP
inlawrev-22388	429	25	taking	take	VERB
inlawrev-22388	429	26	advantage	advantage	NOUN
inlawrev-22388	429	27	of	of	ADP
inlawrev-22388	429	28	consumers	consumer	NOUN
inlawrev-22388	429	29	with	with	ADP
inlawrev-22388	429	30	138	138	NUM
inlawrev-22388	429	31	.	.	PUNCT
inlawrev-22388	430	1	wagler	wagler	PROPN
inlawrev-22388	430	2	v.	v.	ADP
inlawrev-22388	430	3	w.	w.	PROPN
inlawrev-22388	430	4	boggs	boggs	PROPN
inlawrev-22388	430	5	sewer	sewer	NOUN
inlawrev-22388	430	6	dist	dist	NOUN
inlawrev-22388	430	7	.	.	PUNCT
inlawrev-22388	430	8	,	,	PUNCT
inlawrev-22388	430	9	inc	inc	PROPN
inlawrev-22388	430	10	.	.	PROPN
inlawrev-22388	430	11	,	,	PUNCT
inlawrev-22388	430	12	898	898	NUM
inlawrev-22388	430	13	n.e.2d	n.e.2d	NOUN
inlawrev-22388	430	14	815	815	NUM
inlawrev-22388	430	15	,	,	PUNCT
inlawrev-22388	430	16	818	818	NUM
inlawrev-22388	430	17	(	(	PUNCT
inlawrev-22388	430	18	ind	ind	NOUN
inlawrev-22388	430	19	.	.	PUNCT
inlawrev-22388	430	20	2008	2008	NUM
inlawrev-22388	430	21	)	)	PUNCT
inlawrev-22388	430	22	.	.	PUNCT
inlawrev-22388	431	1	additionally	additionally	ADV
inlawrev-22388	431	2	,	,	PUNCT
inlawrev-22388	431	3	the	the	DET
inlawrev-22388	431	4	language	language	NOUN
inlawrev-22388	431	5	contained	contain	VERB
inlawrev-22388	431	6	in	in	ADP
inlawrev-22388	431	7	the	the	DET
inlawrev-22388	431	8	general	general	ADJ
inlawrev-22388	431	9	prohibition	prohibition	NOUN
inlawrev-22388	431	10	of	of	ADP
inlawrev-22388	431	11	ind	ind	PROPN
inlawrev-22388	431	12	.	.	PUNCT
inlawrev-22388	432	1	code	code	PROPN
inlawrev-22388	432	2	§	§	PROPN
inlawrev-22388	432	3	24	24	NUM
inlawrev-22388	432	4	-	-	SYM
inlawrev-22388	432	5	5	5	NUM
inlawrev-22388	432	6	-	-	PUNCT
inlawrev-22388	432	7	0.5	0.5	NUM
inlawrev-22388	432	8	-	-	SYM
inlawrev-22388	432	9	3	3	NUM
inlawrev-22388	432	10	(	(	PUNCT
inlawrev-22388	432	11	2014	2014	NUM
inlawrev-22388	432	12	)	)	PUNCT
inlawrev-22388	432	13	mirrors	mirror	NOUN
inlawrev-22388	432	14	that	that	PRON
inlawrev-22388	432	15	of	of	ADP
inlawrev-22388	432	16	dodd	dodd	PROPN
inlawrev-22388	432	17	-	-	PUNCT
inlawrev-22388	432	18	frank	frank	PROPN
inlawrev-22388	432	19	.	.	PUNCT
inlawrev-22388	433	1	see	see	VERB
inlawrev-22388	433	2	infra	infra	NOUN
inlawrev-22388	433	3	note	note	VERB
inlawrev-22388	433	4	141	141	NUM
inlawrev-22388	433	5	and	and	CCONJ
inlawrev-22388	433	6	accompanying	accompany	VERB
inlawrev-22388	433	7	text	text	NOUN
inlawrev-22388	433	8	.	.	PUNCT
inlawrev-22388	434	1	139	139	NUM
inlawrev-22388	434	2	.	.	PUNCT
inlawrev-22388	435	1	indiana	indiana	PROPN
inlawrev-22388	435	2	courts	court	NOUN
inlawrev-22388	435	3	have	have	AUX
inlawrev-22388	435	4	looked	look	VERB
inlawrev-22388	435	5	toward	toward	ADP
inlawrev-22388	435	6	federal	federal	ADJ
inlawrev-22388	435	7	law	law	NOUN
inlawrev-22388	435	8	to	to	PART
inlawrev-22388	435	9	help	help	VERB
inlawrev-22388	435	10	interpret	interpret	VERB
inlawrev-22388	435	11	similar	similar	ADJ
inlawrev-22388	435	12	state	state	NOUN
inlawrev-22388	435	13	statutes	statute	NOUN
inlawrev-22388	435	14	when	when	SCONJ
inlawrev-22388	435	15	the	the	DET
inlawrev-22388	435	16	state	state	NOUN
inlawrev-22388	435	17	has	have	AUX
inlawrev-22388	435	18	failed	fail	VERB
inlawrev-22388	435	19	to	to	PART
inlawrev-22388	435	20	provide	provide	VERB
inlawrev-22388	435	21	adequate	adequate	ADJ
inlawrev-22388	435	22	guidance	guidance	NOUN
inlawrev-22388	435	23	.	.	PUNCT
inlawrev-22388	436	1	see	see	VERB
inlawrev-22388	436	2	william	william	PROPN
inlawrev-22388	436	3	d.	d.	PROPN
inlawrev-22388	436	4	popkin	popkin	PROPN
inlawrev-22388	436	5	,	,	PUNCT
inlawrev-22388	436	6	statutory	statutory	ADJ
inlawrev-22388	436	7	interpretation	interpretation	NOUN
inlawrev-22388	436	8	in	in	ADP
inlawrev-22388	436	9	state	state	NOUN
inlawrev-22388	436	10	courts	court	NOUN
inlawrev-22388	436	11	–	–	PUNCT
inlawrev-22388	436	12	a	a	DET
inlawrev-22388	436	13	study	study	NOUN
inlawrev-22388	436	14	of	of	ADP
inlawrev-22388	436	15	indiana	indiana	PROPN
inlawrev-22388	436	16	opinions	opinion	NOUN
inlawrev-22388	436	17	,	,	PUNCT
inlawrev-22388	436	18	24	24	NUM
inlawrev-22388	436	19	ind	ind	NOUN
inlawrev-22388	436	20	.	.	PUNCT
inlawrev-22388	437	1	l.	l.	PROPN
inlawrev-22388	437	2	rev	rev	PROPN
inlawrev-22388	437	3	.	.	PROPN
inlawrev-22388	437	4	1155	1155	NUM
inlawrev-22388	437	5	,	,	PUNCT
inlawrev-22388	437	6	1163	1163	NUM
inlawrev-22388	437	7	n.32	n.32	X
inlawrev-22388	437	8	(	(	PUNCT
inlawrev-22388	437	9	1991	1991	NUM
inlawrev-22388	437	10	)	)	PUNCT
inlawrev-22388	437	11	(	(	PUNCT
inlawrev-22388	437	12	providing	provide	VERB
inlawrev-22388	437	13	the	the	DET
inlawrev-22388	437	14	following	following	ADJ
inlawrev-22388	437	15	examples	example	NOUN
inlawrev-22388	437	16	:	:	PUNCT
inlawrev-22388	437	17	“	"	PUNCT
inlawrev-22388	437	18	alvers	alver	NOUN
inlawrev-22388	437	19	v.	v.	ADP
inlawrev-22388	437	20	state	state	PROPN
inlawrev-22388	437	21	,	,	PUNCT
inlawrev-22388	437	22	489	489	NUM
inlawrev-22388	437	23	n.e.2d	n.e.2d	NOUN
inlawrev-22388	437	24	83	83	NUM
inlawrev-22388	437	25	,	,	PUNCT
inlawrev-22388	437	26	87	87	NUM
inlawrev-22388	437	27	-	-	SYM
inlawrev-22388	437	28	89	89	NUM
inlawrev-22388	437	29	(	(	PUNCT
inlawrev-22388	437	30	ind	ind	NOUN
inlawrev-22388	437	31	.	.	PUNCT
inlawrev-22388	438	1	ct	ct	PROPN
inlawrev-22388	438	2	.	.	PUNCT
inlawrev-22388	439	1	app	app	PROPN
inlawrev-22388	439	2	.	.	PROPN
inlawrev-22388	439	3	1986	1986	NUM
inlawrev-22388	439	4	)	)	PUNCT
inlawrev-22388	440	1	(	(	PUNCT
inlawrev-22388	440	2	indiana	indiana	PROPN
inlawrev-22388	440	3	’s	’s	PART
inlawrev-22388	440	4	anti	anti	ADJ
inlawrev-22388	440	5	-	-	ADJ
inlawrev-22388	440	6	racketeering	racketeering	ADJ
inlawrev-22388	440	7	statute	statute	NOUN
inlawrev-22388	440	8	and	and	CCONJ
inlawrev-22388	440	9	federal	federal	PROPN
inlawrev-22388	440	10	rico	rico	PROPN
inlawrev-22388	440	11	statute	statute	PROPN
inlawrev-22388	440	12	)	)	PUNCT
inlawrev-22388	440	13	;	;	PUNCT
inlawrev-22388	440	14	united	united	PROPN
inlawrev-22388	440	15	steelworkers	steelworker	NOUN
inlawrev-22388	440	16	of	of	ADP
inlawrev-22388	440	17	am	am	PROPN
inlawrev-22388	440	18	.	.	PUNCT
inlawrev-22388	440	19	,	,	PUNCT
inlawrev-22388	440	20	afl	afl	PROPN
inlawrev-22388	440	21	-	-	PUNCT
inlawrev-22388	440	22	cio	cio	PROPN
inlawrev-22388	440	23	-	-	PUNCT
inlawrev-22388	440	24	clc	clc	PROPN
inlawrev-22388	440	25	v.	v.	PROPN
inlawrev-22388	440	26	northern	northern	PROPN
inlawrev-22388	440	27	ind	ind	PROPN
inlawrev-22388	440	28	.	.	PUNCT
inlawrev-22388	441	1	pub	pub	NOUN
inlawrev-22388	441	2	.	.	PUNCT
inlawrev-22388	442	1	serv	serv	PROPN
inlawrev-22388	442	2	.	.	PUNCT
inlawrev-22388	442	3	co.	co.	PROPN
inlawrev-22388	442	4	,	,	PUNCT
inlawrev-22388	442	5	436	436	NUM
inlawrev-22388	442	6	n.e.2d	n.e.2d	NOUN
inlawrev-22388	442	7	826	826	NUM
inlawrev-22388	442	8	,	,	PUNCT
inlawrev-22388	442	9	829	829	NUM
inlawrev-22388	442	10	n.2	n.2	SYM
inlawrev-22388	442	11	(	(	PUNCT
inlawrev-22388	442	12	ind	ind	NOUN
inlawrev-22388	442	13	.	.	PUNCT
inlawrev-22388	443	1	ct	ct	PROPN
inlawrev-22388	443	2	.	.	PUNCT
inlawrev-22388	444	1	app	app	PROPN
inlawrev-22388	444	2	.	.	PROPN
inlawrev-22388	444	3	1982	1982	NUM
inlawrev-22388	444	4	)	)	PUNCT
inlawrev-22388	444	5	(	(	PUNCT
inlawrev-22388	444	6	indiana	indiana	PROPN
inlawrev-22388	444	7	’s	’s	PROPN
inlawrev-22388	444	8	antiinjunction	antiinjunction	PROPN
inlawrev-22388	444	9	act	act	PROPN
inlawrev-22388	444	10	and	and	CCONJ
inlawrev-22388	444	11	federal	federal	ADJ
inlawrev-22388	444	12	norris	norris	PROPN
inlawrev-22388	444	13	laguardia	laguardia	PROPN
inlawrev-22388	444	14	act	act	PROPN
inlawrev-22388	444	15	)	)	PUNCT
inlawrev-22388	444	16	;	;	PUNCT
inlawrev-22388	445	1	in	in	ADP
inlawrev-22388	445	2	re	re	PROPN
inlawrev-22388	445	3	cts	cts	PROPN
inlawrev-22388	445	4	corp	corp	PROPN
inlawrev-22388	445	5	.	.	PROPN
inlawrev-22388	445	6	,	,	PUNCT
inlawrev-22388	445	7	428	428	NUM
inlawrev-22388	445	8	n.e.2d	n.e.2d	NOUN
inlawrev-22388	445	9	794	794	NUM
inlawrev-22388	445	10	,	,	PUNCT
inlawrev-22388	445	11	798	798	NUM
inlawrev-22388	445	12	-	-	SYM
inlawrev-22388	445	13	99	99	NUM
inlawrev-22388	445	14	(	(	PUNCT
inlawrev-22388	445	15	ind	ind	NOUN
inlawrev-22388	445	16	.	.	PUNCT
inlawrev-22388	445	17	ct	ct	PROPN
inlawrev-22388	445	18	.	.	PUNCT
inlawrev-22388	445	19	app	app	PROPN
inlawrev-22388	445	20	.	.	PROPN
inlawrev-22388	445	21	1981	1981	NUM
inlawrev-22388	445	22	)	)	PUNCT
inlawrev-22388	445	23	(	(	PUNCT
inlawrev-22388	445	24	indiana	indiana	PROPN
inlawrev-22388	445	25	’s	’s	PART
inlawrev-22388	445	26	business	business	NOUN
inlawrev-22388	445	27	take	take	VERB
inlawrev-22388	445	28	-	-	PUNCT
inlawrev-22388	445	29	over	over	ADP
inlawrev-22388	445	30	act	act	NOUN
inlawrev-22388	445	31	and	and	CCONJ
inlawrev-22388	445	32	federal	federal	PROPN
inlawrev-22388	445	33	williams	williams	PROPN
inlawrev-22388	445	34	act	act	PROPN
inlawrev-22388	445	35	)	)	PUNCT
inlawrev-22388	445	36	;	;	PUNCT
inlawrev-22388	445	37	in	in	ADP
inlawrev-22388	445	38	re	re	PROPN
inlawrev-22388	445	39	city	city	PROPN
inlawrev-22388	445	40	investing	investing	PROPN
inlawrev-22388	445	41	co.	co.	PROPN
inlawrev-22388	445	42	,	,	PUNCT
inlawrev-22388	445	43	411	411	NUM
inlawrev-22388	445	44	n.e.2d	n.e.2d	NOUN
inlawrev-22388	445	45	420	420	NUM
inlawrev-22388	445	46	,	,	PUNCT
inlawrev-22388	445	47	427	427	NUM
inlawrev-22388	445	48	(	(	PUNCT
inlawrev-22388	445	49	ind	ind	NOUN
inlawrev-22388	445	50	.	.	PUNCT
inlawrev-22388	445	51	ct	ct	PROPN
inlawrev-22388	445	52	.	.	PUNCT
inlawrev-22388	445	53	app	app	PROPN
inlawrev-22388	445	54	.	.	PROPN
inlawrev-22388	445	55	1980	1980	NUM
inlawrev-22388	445	56	)	)	PUNCT
inlawrev-22388	445	57	(	(	PUNCT
inlawrev-22388	445	58	same	same	ADJ
inlawrev-22388	445	59	)	)	PUNCT
inlawrev-22388	445	60	;	;	PUNCT
inlawrev-22388	445	61	indiana	indiana	PROPN
inlawrev-22388	445	62	dep’t	dep’t	PROPN
inlawrev-22388	445	63	of	of	ADP
inlawrev-22388	445	64	state	state	NOUN
inlawrev-22388	445	65	revenue	revenue	NOUN
inlawrev-22388	445	66	,	,	PUNCT
inlawrev-22388	445	67	inheritance	inheritance	NOUN
inlawrev-22388	445	68	tax	tax	NOUN
inlawrev-22388	445	69	div	div	PROPN
inlawrev-22388	445	70	.	.	PUNCT
inlawrev-22388	446	1	v.	v.	ADP
inlawrev-22388	446	2	estate	estate	NOUN
inlawrev-22388	446	3	of	of	ADP
inlawrev-22388	446	4	wallace	wallace	NOUN
inlawrev-22388	446	5	,	,	PUNCT
inlawrev-22388	446	6	408	408	NUM
inlawrev-22388	446	7	n.e.2d	n.e.2d	NOUN
inlawrev-22388	446	8	150	150	NUM
inlawrev-22388	446	9	,	,	PUNCT
inlawrev-22388	446	10	157	157	NUM
inlawrev-22388	446	11	(	(	PUNCT
inlawrev-22388	446	12	ind	ind	NOUN
inlawrev-22388	446	13	.	.	PUNCT
inlawrev-22388	447	1	ct	ct	PROPN
inlawrev-22388	447	2	.	.	PUNCT
inlawrev-22388	448	1	app	app	PROPN
inlawrev-22388	448	2	.	.	PROPN
inlawrev-22388	448	3	1980	1980	NUM
inlawrev-22388	448	4	)	)	PUNCT
inlawrev-22388	449	1	(	(	PUNCT
inlawrev-22388	449	2	indiana	indiana	PROPN
inlawrev-22388	449	3	and	and	CCONJ
inlawrev-22388	449	4	federal	federal	ADJ
inlawrev-22388	449	5	estate	estate	NOUN
inlawrev-22388	449	6	tax	tax	NOUN
inlawrev-22388	449	7	law	law	NOUN
inlawrev-22388	449	8	)	)	PUNCT
inlawrev-22388	449	9	.	.	PUNCT
inlawrev-22388	449	10	”	"	PUNCT
inlawrev-22388	449	11	)	)	PUNCT
inlawrev-22388	449	12	.	.	PUNCT
inlawrev-22388	450	1	140	140	NUM
inlawrev-22388	450	2	.	.	PUNCT
inlawrev-22388	451	1	the	the	DET
inlawrev-22388	451	2	primary	primary	ADJ
inlawrev-22388	451	3	goal	goal	NOUN
inlawrev-22388	451	4	of	of	ADP
inlawrev-22388	451	5	indiana	indiana	PROPN
inlawrev-22388	451	6	courts	court	NOUN
inlawrev-22388	451	7	in	in	ADP
inlawrev-22388	451	8	statutory	statutory	ADJ
inlawrev-22388	451	9	construction	construction	NOUN
inlawrev-22388	451	10	is	be	AUX
inlawrev-22388	451	11	“	"	PUNCT
inlawrev-22388	451	12	to	to	PART
inlawrev-22388	451	13	determine	determine	VERB
inlawrev-22388	451	14	,	,	PUNCT
inlawrev-22388	451	15	give	give	VERB
inlawrev-22388	451	16	effect	effect	NOUN
inlawrev-22388	451	17	to	to	ADP
inlawrev-22388	451	18	,	,	PUNCT
inlawrev-22388	451	19	and	and	CCONJ
inlawrev-22388	451	20	implement	implement	VERB
inlawrev-22388	451	21	the	the	DET
inlawrev-22388	451	22	intent	intent	NOUN
inlawrev-22388	451	23	of	of	ADP
inlawrev-22388	451	24	the	the	DET
inlawrev-22388	451	25	legislature	legislature	NOUN
inlawrev-22388	451	26	.	.	PUNCT
inlawrev-22388	451	27	”	"	PUNCT
inlawrev-22388	452	1	redevelopment	redevelopment	NOUN
inlawrev-22388	452	2	comm’n	comm’n	NOUN
inlawrev-22388	452	3	of	of	ADP
inlawrev-22388	452	4	town	town	NOUN
inlawrev-22388	452	5	of	of	ADP
inlawrev-22388	452	6	munster	munster	PROPN
inlawrev-22388	452	7	v.	v.	ADP
inlawrev-22388	452	8	ind	ind	PROPN
inlawrev-22388	452	9	.	.	PUNCT
inlawrev-22388	453	1	state	state	PROPN
inlawrev-22388	453	2	bd	bd	PROPN
inlawrev-22388	453	3	.	.	PROPN
inlawrev-22388	453	4	of	of	ADP
inlawrev-22388	453	5	accounts	account	NOUN
inlawrev-22388	453	6	,	,	PUNCT
inlawrev-22388	453	7	28	28	NUM
inlawrev-22388	453	8	n.e.3d	n.e.3d	NUM
inlawrev-22388	453	9	272	272	NUM
inlawrev-22388	453	10	,	,	PUNCT
inlawrev-22388	453	11	278	278	NUM
inlawrev-22388	453	12	(	(	PUNCT
inlawrev-22388	453	13	ind	ind	NOUN
inlawrev-22388	453	14	.	.	PUNCT
inlawrev-22388	454	1	ct	ct	PROPN
inlawrev-22388	454	2	.	.	PUNCT
inlawrev-22388	455	1	app	app	PROPN
inlawrev-22388	455	2	.	.	PROPN
inlawrev-22388	455	3	2015	2015	NUM
inlawrev-22388	455	4	)	)	PUNCT
inlawrev-22388	455	5	.	.	PUNCT
inlawrev-22388	456	1	when	when	SCONJ
inlawrev-22388	456	2	the	the	DET
inlawrev-22388	456	3	statute	statute	NOUN
inlawrev-22388	456	4	’s	’s	PART
inlawrev-22388	456	5	language	language	NOUN
inlawrev-22388	456	6	is	be	AUX
inlawrev-22388	456	7	unclear	unclear	ADJ
inlawrev-22388	456	8	,	,	PUNCT
inlawrev-22388	456	9	courts	court	NOUN
inlawrev-22388	456	10	“	"	PUNCT
inlawrev-22388	456	11	may	may	AUX
inlawrev-22388	456	12	look	look	VERB
inlawrev-22388	456	13	not	not	PART
inlawrev-22388	456	14	only	only	ADV
inlawrev-22388	456	15	to	to	ADP
inlawrev-22388	456	16	the	the	DET
inlawrev-22388	456	17	language	language	NOUN
inlawrev-22388	456	18	,	,	PUNCT
inlawrev-22388	456	19	but	but	CCONJ
inlawrev-22388	456	20	also	also	ADV
inlawrev-22388	456	21	to	to	ADP
inlawrev-22388	456	22	the	the	DET
inlawrev-22388	456	23	nature	nature	NOUN
inlawrev-22388	456	24	and	and	CCONJ
inlawrev-22388	456	25	subject	subject	ADJ
inlawrev-22388	456	26	matter	matter	NOUN
inlawrev-22388	456	27	of	of	ADP
inlawrev-22388	456	28	the	the	DET
inlawrev-22388	456	29	act	act	NOUN
inlawrev-22388	456	30	and	and	CCONJ
inlawrev-22388	456	31	the	the	DET
inlawrev-22388	456	32	object	object	NOUN
inlawrev-22388	456	33	to	to	PART
inlawrev-22388	456	34	be	be	AUX
inlawrev-22388	456	35	accomplished	accomplish	VERB
inlawrev-22388	456	36	.	.	PUNCT
inlawrev-22388	456	37	”	"	PUNCT
inlawrev-22388	457	1	i	i	PRON
inlawrev-22388	457	2	d.	d.	PROPN
inlawrev-22388	457	3	(	(	PUNCT
inlawrev-22388	457	4	emphasis	emphasis	NOUN
inlawrev-22388	457	5	added	add	VERB
inlawrev-22388	457	6	)	)	PUNCT
inlawrev-22388	457	7	(	(	PUNCT
inlawrev-22388	457	8	citations	citation	NOUN
inlawrev-22388	457	9	omitted	omit	VERB
inlawrev-22388	457	10	)	)	PUNCT
inlawrev-22388	457	11	;	;	PUNCT
inlawrev-22388	457	12	12	12	NUM
inlawrev-22388	457	13	u.s.c	u.s.c	NOUN
inlawrev-22388	457	14	.	.	PUNCT
inlawrev-22388	458	1	§	§	PROPN
inlawrev-22388	458	2	5531(a	5531(a	NUM
inlawrev-22388	458	3	)	)	PUNCT
inlawrev-22388	458	4	(	(	PUNCT
inlawrev-22388	458	5	2010	2010	NUM
inlawrev-22388	458	6	)	)	PUNCT
inlawrev-22388	458	7	.	.	PUNCT
inlawrev-22388	459	1	141	141	NUM
inlawrev-22388	459	2	.	.	PUNCT
inlawrev-22388	460	1	the	the	DET
inlawrev-22388	460	2	dcsa	dcsa	PROPN
inlawrev-22388	460	3	prohibits	prohibit	VERB
inlawrev-22388	460	4	any	any	DET
inlawrev-22388	460	5	“	"	PUNCT
inlawrev-22388	460	6	unfair	unfair	ADJ
inlawrev-22388	460	7	,	,	PUNCT
inlawrev-22388	460	8	abusive	abusive	ADJ
inlawrev-22388	460	9	,	,	PUNCT
inlawrev-22388	460	10	or	or	CCONJ
inlawrev-22388	460	11	deceptive	deceptive	ADJ
inlawrev-22388	460	12	act	act	NOUN
inlawrev-22388	460	13	,	,	PUNCT
inlawrev-22388	460	14	omission	omission	NOUN
inlawrev-22388	460	15	,	,	PUNCT
inlawrev-22388	460	16	or	or	CCONJ
inlawrev-22388	460	17	practice	practice	NOUN
inlawrev-22388	460	18	[	[	X
inlawrev-22388	460	19	,	,	PUNCT
inlawrev-22388	460	20	]	]	X
inlawrev-22388	460	21	”	"	PUNCT
inlawrev-22388	460	22	while	while	SCONJ
inlawrev-22388	460	23	dodd	dodd	PROPN
inlawrev-22388	460	24	-	-	PUNCT
inlawrev-22388	460	25	frank	frank	PROPN
inlawrev-22388	460	26	prohibits	prohibit	NOUN
inlawrev-22388	460	27	“	"	PUNCT
inlawrev-22388	460	28	unfair	unfair	ADJ
inlawrev-22388	460	29	,	,	PUNCT
inlawrev-22388	460	30	deceptive	deceptive	ADJ
inlawrev-22388	460	31	,	,	PUNCT
inlawrev-22388	460	32	or	or	CCONJ
inlawrev-22388	460	33	abusive	abusive	ADJ
inlawrev-22388	460	34	acts	act	NOUN
inlawrev-22388	460	35	and	and	CCONJ
inlawrev-22388	460	36	practices	practice	NOUN
inlawrev-22388	460	37	.	.	PUNCT
inlawrev-22388	460	38	”	"	PUNCT
inlawrev-22388	461	1	ind	ind	PROPN
inlawrev-22388	461	2	.	.	PUNCT
inlawrev-22388	461	3	code	code	PROPN
inlawrev-22388	461	4	§	§	PROPN
inlawrev-22388	461	5	24	24	NUM
inlawrev-22388	461	6	-	-	SYM
inlawrev-22388	461	7	50.5	50.5	NUM
inlawrev-22388	461	8	-	-	SYM
inlawrev-22388	461	9	3	3	NUM
inlawrev-22388	461	10	;	;	PUNCT
inlawrev-22388	461	11	12	12	NUM
inlawrev-22388	461	12	u.s.c	u.s.c	NOUN
inlawrev-22388	461	13	.	.	PUNCT
inlawrev-22388	462	1	§	§	PROPN
inlawrev-22388	462	2	5511(b)(2	5511(b)(2	NUM
inlawrev-22388	462	3	)	)	PUNCT
inlawrev-22388	462	4	(	(	PUNCT
inlawrev-22388	462	5	2010	2010	NUM
inlawrev-22388	462	6	)	)	PUNCT
inlawrev-22388	462	7	.	.	PUNCT
inlawrev-22388	463	1	142	142	NUM
inlawrev-22388	463	2	.	.	PUNCT
inlawrev-22388	464	1	tolliver	tolliver	NOUN
inlawrev-22388	464	2	testimony	testimony	NOUN
inlawrev-22388	464	3	,	,	PUNCT
inlawrev-22388	464	4	supra	supra	PROPN
inlawrev-22388	464	5	note	note	NOUN
inlawrev-22388	464	6	12	12	NUM
inlawrev-22388	464	7	.	.	PUNCT
inlawrev-22388	465	1	143	143	NUM
inlawrev-22388	465	2	.	.	PUNCT
inlawrev-22388	466	1	i	i	PRON
inlawrev-22388	466	2	d.	d.	PROPN
inlawrev-22388	466	3	228	228	NUM
inlawrev-22388	466	4	indiana	indiana	PROPN
inlawrev-22388	466	5	law	law	PROPN
inlawrev-22388	466	6	review	review	NOUN
inlawrev-22388	467	1	[	[	X
inlawrev-22388	467	2	vol	vol	NOUN
inlawrev-22388	467	3	.	.	PUNCT
inlawrev-22388	468	1	51:211	51:211	NUM
inlawrev-22388	468	2	vulnerabilities.144	vulnerabilities.144	NOUN
inlawrev-22388	468	3	although	although	SCONJ
inlawrev-22388	468	4	dodd	dodd	PROPN
inlawrev-22388	468	5	-	-	PUNCT
inlawrev-22388	468	6	frank	frank	PROPN
inlawrev-22388	468	7	applies	apply	VERB
inlawrev-22388	468	8	to	to	ADP
inlawrev-22388	468	9	“	"	PUNCT
inlawrev-22388	468	10	financial	financial	ADJ
inlawrev-22388	468	11	products	product	NOUN
inlawrev-22388	468	12	and	and	CCONJ
inlawrev-22388	468	13	service	service	NOUN
inlawrev-22388	468	14	,	,	PUNCT
inlawrev-22388	468	15	”	"	PUNCT
inlawrev-22388	468	16	the	the	DET
inlawrev-22388	468	17	tests	test	NOUN
inlawrev-22388	468	18	derived	derive	VERB
inlawrev-22388	468	19	from	from	ADP
inlawrev-22388	468	20	its	its	PRON
inlawrev-22388	468	21	abusiveness	abusiveness	ADJ
inlawrev-22388	468	22	prohibition	prohibition	NOUN
inlawrev-22388	468	23	can	can	AUX
inlawrev-22388	468	24	provide	provide	VERB
inlawrev-22388	468	25	a	a	DET
inlawrev-22388	468	26	skeleton	skeleton	NOUN
inlawrev-22388	468	27	for	for	ADP
inlawrev-22388	468	28	altering	alter	VERB
inlawrev-22388	468	29	the	the	DET
inlawrev-22388	468	30	tests	test	NOUN
inlawrev-22388	468	31	to	to	PART
inlawrev-22388	468	32	assess	assess	VERB
inlawrev-22388	468	33	abusiveness	abusiveness	NOUN
inlawrev-22388	468	34	in	in	ADP
inlawrev-22388	468	35	conformity	conformity	NOUN
inlawrev-22388	468	36	with	with	ADP
inlawrev-22388	468	37	the	the	DET
inlawrev-22388	468	38	dcsa	dcsa	PROPN
inlawrev-22388	468	39	’s	’s	PART
inlawrev-22388	468	40	application	application	NOUN
inlawrev-22388	468	41	to	to	ADP
inlawrev-22388	468	42	“	"	PUNCT
inlawrev-22388	468	43	consumer	consumer	NOUN
inlawrev-22388	468	44	transactions	transaction	NOUN
inlawrev-22388	468	45	.	.	PUNCT
inlawrev-22388	468	46	”145	”145	PUNCT
inlawrev-22388	469	1	because	because	SCONJ
inlawrev-22388	469	2	of	of	ADP
inlawrev-22388	469	3	this	this	DET
inlawrev-22388	469	4	important	important	ADJ
inlawrev-22388	469	5	change	change	NOUN
inlawrev-22388	469	6	,	,	PUNCT
inlawrev-22388	469	7	indiana	indiana	PROPN
inlawrev-22388	469	8	’s	’s	PROPN
inlawrev-22388	469	9	application	application	NOUN
inlawrev-22388	469	10	of	of	ADP
inlawrev-22388	469	11	these	these	DET
inlawrev-22388	469	12	tests	test	NOUN
inlawrev-22388	469	13	avoids	avoid	VERB
inlawrev-22388	469	14	many	many	ADJ
inlawrev-22388	469	15	of	of	ADP
inlawrev-22388	469	16	the	the	DET
inlawrev-22388	469	17	concerns	concern	NOUN
inlawrev-22388	469	18	expressed	express	VERB
inlawrev-22388	469	19	by	by	ADP
inlawrev-22388	469	20	the	the	DET
inlawrev-22388	469	21	doddfrank	doddfrank	NOUN
inlawrev-22388	469	22	’s	’s	PART
inlawrev-22388	469	23	opponents	opponent	NOUN
inlawrev-22388	469	24	,	,	PUNCT
inlawrev-22388	469	25	such	such	ADJ
inlawrev-22388	469	26	as	as	ADP
inlawrev-22388	469	27	the	the	DET
inlawrev-22388	469	28	cfpb	cfpb	NOUN
inlawrev-22388	469	29	’s	’s	PART
inlawrev-22388	469	30	enforcement	enforcement	NOUN
inlawrev-22388	469	31	actions	action	NOUN
inlawrev-22388	469	32	burdening	burden	VERB
inlawrev-22388	469	33	financial	financial	ADJ
inlawrev-22388	469	34	institutions	institution	NOUN
inlawrev-22388	469	35	with	with	ADP
inlawrev-22388	469	36	additional	additional	ADJ
inlawrev-22388	469	37	costs	cost	NOUN
inlawrev-22388	469	38	,	,	PUNCT
inlawrev-22388	469	39	threatening	threaten	VERB
inlawrev-22388	469	40	bank	bank	NOUN
inlawrev-22388	469	41	solvency	solvency	NOUN
inlawrev-22388	469	42	with	with	ADP
inlawrev-22388	469	43	unnecessary	unnecessary	ADJ
inlawrev-22388	469	44	rules	rule	NOUN
inlawrev-22388	469	45	,	,	PUNCT
inlawrev-22388	469	46	increasing	increase	VERB
inlawrev-22388	469	47	the	the	DET
inlawrev-22388	469	48	cost	cost	NOUN
inlawrev-22388	469	49	of	of	ADP
inlawrev-22388	469	50	credit	credit	NOUN
inlawrev-22388	469	51	to	to	ADP
inlawrev-22388	469	52	consumers	consumer	NOUN
inlawrev-22388	469	53	,	,	PUNCT
inlawrev-22388	469	54	and	and	CCONJ
inlawrev-22388	469	55	creating	create	VERB
inlawrev-22388	469	56	credit	credit	NOUN
inlawrev-22388	469	57	restrictions	restriction	NOUN
inlawrev-22388	469	58	that	that	PRON
inlawrev-22388	469	59	will	will	AUX
inlawrev-22388	469	60	hurt	hurt	VERB
inlawrev-22388	469	61	small	small	ADJ
inlawrev-22388	469	62	businesses.146	businesses.146	NOUN
inlawrev-22388	469	63	here	here	ADV
inlawrev-22388	469	64	,	,	PUNCT
inlawrev-22388	469	65	these	these	DET
inlawrev-22388	469	66	concerns	concern	NOUN
inlawrev-22388	469	67	are	be	AUX
inlawrev-22388	469	68	assuaged	assuage	VERB
inlawrev-22388	469	69	because	because	SCONJ
inlawrev-22388	469	70	the	the	DET
inlawrev-22388	469	71	scope	scope	NOUN
inlawrev-22388	469	72	of	of	ADP
inlawrev-22388	469	73	the	the	DET
inlawrev-22388	469	74	dcsa	dcsa	PROPN
inlawrev-22388	469	75	would	would	AUX
inlawrev-22388	469	76	not	not	PART
inlawrev-22388	469	77	expand	expand	VERB
inlawrev-22388	469	78	to	to	PART
inlawrev-22388	469	79	cover	cover	VERB
inlawrev-22388	469	80	financial	financial	ADJ
inlawrev-22388	469	81	transactions	transaction	NOUN
inlawrev-22388	469	82	but	but	CCONJ
inlawrev-22388	469	83	would	would	AUX
inlawrev-22388	469	84	merely	merely	ADV
inlawrev-22388	469	85	enhance	enhance	VERB
inlawrev-22388	469	86	the	the	DET
inlawrev-22388	469	87	protections	protection	NOUN
inlawrev-22388	469	88	of	of	ADP
inlawrev-22388	469	89	the	the	DET
inlawrev-22388	469	90	existing	exist	VERB
inlawrev-22388	469	91	statute.147	statute.147	NOUN
inlawrev-22388	469	92	the	the	DET
inlawrev-22388	469	93	inclusion	inclusion	NOUN
inlawrev-22388	469	94	of	of	ADP
inlawrev-22388	469	95	the	the	DET
inlawrev-22388	469	96	elastic	elastic	ADJ
inlawrev-22388	469	97	prohibitions	prohibition	NOUN
inlawrev-22388	469	98	against	against	ADP
inlawrev-22388	469	99	abusive	abusive	ADJ
inlawrev-22388	469	100	acts	act	NOUN
inlawrev-22388	469	101	and	and	CCONJ
inlawrev-22388	469	102	practices	practice	NOUN
inlawrev-22388	469	103	created	create	VERB
inlawrev-22388	469	104	a	a	DET
inlawrev-22388	469	105	wholly	wholly	ADV
inlawrev-22388	469	106	new	new	ADJ
inlawrev-22388	469	107	term	term	NOUN
inlawrev-22388	469	108	in	in	ADP
inlawrev-22388	469	109	need	need	NOUN
inlawrev-22388	469	110	of	of	ADP
inlawrev-22388	469	111	defining	define	VERB
inlawrev-22388	469	112	under	under	ADP
inlawrev-22388	469	113	dodd	dodd	NOUN
inlawrev-22388	469	114	-	-	PUNCT
inlawrev-22388	469	115	frank.148	frank.148	NOUN
inlawrev-22388	469	116	indeed	indeed	ADV
inlawrev-22388	469	117	,	,	PUNCT
inlawrev-22388	469	118	when	when	SCONJ
inlawrev-22388	469	119	testifying	testify	VERB
inlawrev-22388	469	120	at	at	ADP
inlawrev-22388	469	121	a	a	DET
inlawrev-22388	469	122	congressional	congressional	ADJ
inlawrev-22388	469	123	hearing	hearing	NOUN
inlawrev-22388	469	124	on	on	ADP
inlawrev-22388	469	125	how	how	SCONJ
inlawrev-22388	469	126	to	to	PART
inlawrev-22388	469	127	improve	improve	VERB
inlawrev-22388	469	128	federal	federal	ADJ
inlawrev-22388	469	129	consumer	consumer	NOUN
inlawrev-22388	469	130	protection	protection	NOUN
inlawrev-22388	469	131	,	,	PUNCT
inlawrev-22388	469	132	the	the	DET
inlawrev-22388	469	133	chairwoman	chairwoman	NOUN
inlawrev-22388	469	134	of	of	ADP
inlawrev-22388	469	135	the	the	DET
inlawrev-22388	469	136	federal	federal	ADJ
inlawrev-22388	469	137	deposit	deposit	NOUN
inlawrev-22388	469	138	insurance	insurance	NOUN
inlawrev-22388	469	139	corporation	corporation	NOUN
inlawrev-22388	469	140	noted	note	VERB
inlawrev-22388	469	141	that	that	SCONJ
inlawrev-22388	469	142	“	"	PUNCT
inlawrev-22388	469	143	‘	'	PUNCT
inlawrev-22388	469	144	abusive	abusive	ADJ
inlawrev-22388	469	145	’	'	PUNCT
inlawrev-22388	469	146	is	be	AUX
inlawrev-22388	469	147	a	a	DET
inlawrev-22388	469	148	more	more	ADV
inlawrev-22388	469	149	flexible	flexible	ADJ
inlawrev-22388	469	150	standard	standard	NOUN
inlawrev-22388	469	151	to	to	PART
inlawrev-22388	469	152	address	address	VERB
inlawrev-22388	469	153	some	some	PRON
inlawrev-22388	469	154	of	of	ADP
inlawrev-22388	469	155	the	the	DET
inlawrev-22388	469	156	practices	practice	NOUN
inlawrev-22388	469	157	that	that	PRON
inlawrev-22388	469	158	make	make	VERB
inlawrev-22388	469	159	us	we	PRON
inlawrev-22388	469	160	all	all	ADV
inlawrev-22388	469	161	uncomfortable	uncomfortable	ADJ
inlawrev-22388	469	162	.	.	PUNCT
inlawrev-22388	469	163	”149	”149	VERB
inlawrev-22388	469	164	confounding	confound	VERB
inlawrev-22388	469	165	as	as	SCONJ
inlawrev-22388	469	166	it	it	PRON
inlawrev-22388	469	167	is	be	AUX
inlawrev-22388	469	168	,	,	PUNCT
inlawrev-22388	469	169	“	"	PUNCT
inlawrev-22388	469	170	[	[	X
inlawrev-22388	469	171	t]he	t]he	ADJ
inlawrev-22388	469	172	definition	definition	NOUN
inlawrev-22388	469	173	of	of	ADP
inlawrev-22388	469	174	abusive	abusive	ADJ
inlawrev-22388	469	175	144	144	NUM
inlawrev-22388	469	176	.	.	PUNCT
inlawrev-22388	469	177	ori	ori	PROPN
inlawrev-22388	469	178	lev	lev	PROPN
inlawrev-22388	469	179	&	&	CCONJ
inlawrev-22388	469	180	christopher	christopher	PROPN
inlawrev-22388	469	181	e.	e.	PROPN
inlawrev-22388	469	182	shelton	shelton	PROPN
inlawrev-22388	469	183	,	,	PUNCT
inlawrev-22388	469	184	the	the	DET
inlawrev-22388	469	185	extra	extra	ADJ
inlawrev-22388	469	186	a	a	PRON
inlawrev-22388	469	187	in	in	ADP
inlawrev-22388	469	188	udaap	udaap	NOUN
inlawrev-22388	469	189	:	:	PUNCT
inlawrev-22388	469	190	an	an	DET
inlawrev-22388	469	191	analysis	analysis	NOUN
inlawrev-22388	469	192	of	of	ADP
inlawrev-22388	469	193	the	the	DET
inlawrev-22388	469	194	cfpb	cfpb	NOUN
inlawrev-22388	469	195	’s	’s	PART
inlawrev-22388	469	196	abusiveness	abusiveness	ADJ
inlawrev-22388	469	197	claims	claim	NOUN
inlawrev-22388	469	198	,	,	PUNCT
inlawrev-22388	469	199	k&l	k&l	PROPN
inlawrev-22388	469	200	gates	gate	NOUN
inlawrev-22388	469	201	legal	legal	ADJ
inlawrev-22388	469	202	insight	insight	NOUN
inlawrev-22388	469	203	(	(	PUNCT
inlawrev-22388	469	204	feb	feb	PROPN
inlawrev-22388	469	205	.	.	PROPN
inlawrev-22388	469	206	23	23	NUM
inlawrev-22388	469	207	,	,	PUNCT
inlawrev-22388	469	208	2016	2016	NUM
inlawrev-22388	469	209	)	)	PUNCT
inlawrev-22388	469	210	,	,	PUNCT
inlawrev-22388	469	211	at	at	ADP
inlawrev-22388	469	212	14	14	NUM
inlawrev-22388	469	213	,	,	PUNCT
inlawrev-22388	469	214	http://www.jdsupra.com/	http://www.jdsupra.com/	NOUN
inlawrev-22388	469	215	legalnews	legalnew	NOUN
inlawrev-22388	469	216	/	/	SYM
inlawrev-22388	469	217	the	the	DET
inlawrev-22388	469	218	-	-	PUNCT
inlawrev-22388	469	219	extra	extra	ADJ
inlawrev-22388	469	220	-	-	PUNCT
inlawrev-22388	469	221	a	a	PRON
inlawrev-22388	469	222	-	-	PUNCT
inlawrev-22388	469	223	in	in	ADP
inlawrev-22388	469	224	-	-	PUNCT
inlawrev-22388	469	225	udaap	udaap	NOUN
inlawrev-22388	469	226	-	-	PUNCT
inlawrev-22388	469	227	an	an	DET
inlawrev-22388	469	228	-	-	PUNCT
inlawrev-22388	469	229	analysis	analysis	NOUN
inlawrev-22388	469	230	-	-	PUNCT
inlawrev-22388	469	231	of	of	ADP
inlawrev-22388	469	232	-	-	PUNCT
inlawrev-22388	469	233	the-21718/	the-21718/	PROPN
inlawrev-22388	470	1	[	[	X
inlawrev-22388	470	2	https://perma.cc/k4cd-x4sy	https://perma.cc/k4cd-x4sy	NOUN
inlawrev-22388	470	3	]	]	X
inlawrev-22388	470	4	.	.	PUNCT
inlawrev-22388	471	1	145	145	NUM
inlawrev-22388	471	2	.	.	PUNCT
inlawrev-22388	471	3	12	12	NUM
inlawrev-22388	471	4	u.s.c	u.s.c	ADJ
inlawrev-22388	471	5	.	.	PUNCT
inlawrev-22388	472	1	§	§	PROPN
inlawrev-22388	472	2	5531(a	5531(a	NUM
inlawrev-22388	472	3	)	)	PUNCT
inlawrev-22388	472	4	;	;	PUNCT
inlawrev-22388	473	1	ind	ind	PROPN
inlawrev-22388	473	2	.	.	PUNCT
inlawrev-22388	473	3	code	code	PROPN
inlawrev-22388	473	4	§	§	PROPN
inlawrev-22388	473	5	24	24	NUM
inlawrev-22388	473	6	-	-	SYM
inlawrev-22388	473	7	5	5	NUM
inlawrev-22388	473	8	-	-	PUNCT
inlawrev-22388	473	9	0.5	0.5	NUM
inlawrev-22388	473	10	-	-	PUNCT
inlawrev-22388	473	11	3	3	NUM
inlawrev-22388	473	12	.	.	PUNCT
inlawrev-22388	474	1	in	in	ADP
inlawrev-22388	474	2	fact	fact	NOUN
inlawrev-22388	474	3	,	,	PUNCT
inlawrev-22388	474	4	dodd	dodd	PROPN
inlawrev-22388	474	5	-	-	PUNCT
inlawrev-22388	474	6	frank	frank	PROPN
inlawrev-22388	474	7	’s	’s	PART
inlawrev-22388	474	8	first	first	ADJ
inlawrev-22388	474	9	three	three	NUM
inlawrev-22388	474	10	prongs	prong	NOUN
inlawrev-22388	474	11	are	be	AUX
inlawrev-22388	474	12	ostensibly	ostensibly	ADV
inlawrev-22388	474	13	concerned	concerned	ADJ
inlawrev-22388	474	14	with	with	ADP
inlawrev-22388	474	15	the	the	DET
inlawrev-22388	474	16	same	same	ADJ
inlawrev-22388	474	17	type	type	NOUN
inlawrev-22388	474	18	of	of	ADP
inlawrev-22388	474	19	unconscionable	unconscionable	ADJ
inlawrev-22388	474	20	“	"	PUNCT
inlawrev-22388	474	21	bargaining	bargaining	NOUN
inlawrev-22388	474	22	naughtiness	naughtiness	NOUN
inlawrev-22388	474	23	”	"	PUNCT
inlawrev-22388	474	24	that	that	PRON
inlawrev-22388	474	25	can	can	AUX
inlawrev-22388	474	26	arise	arise	VERB
inlawrev-22388	474	27	in	in	ADP
inlawrev-22388	474	28	any	any	DET
inlawrev-22388	474	29	contractual	contractual	ADJ
inlawrev-22388	474	30	claim	claim	NOUN
inlawrev-22388	474	31	,	,	PUNCT
inlawrev-22388	474	32	financially	financially	ADV
inlawrev-22388	474	33	-	-	PUNCT
inlawrev-22388	474	34	based	base	VERB
inlawrev-22388	474	35	or	or	CCONJ
inlawrev-22388	474	36	not	not	PART
inlawrev-22388	474	37	.	.	PUNCT
inlawrev-22388	475	1	alexander	alexander	PROPN
inlawrev-22388	475	2	,	,	PUNCT
inlawrev-22388	475	3	supra	supra	PROPN
inlawrev-22388	475	4	note	note	PROPN
inlawrev-22388	475	5	45	45	NUM
inlawrev-22388	475	6	,	,	PUNCT
inlawrev-22388	475	7	at	at	ADP
inlawrev-22388	475	8	1122	1122	NUM
inlawrev-22388	475	9	n.89	n.89	NOUN
inlawrev-22388	475	10	.	.	PUNCT
inlawrev-22388	475	11	146	146	NUM
inlawrev-22388	475	12	.	.	PUNCT
inlawrev-22388	476	1	james	james	PROPN
inlawrev-22388	476	2	p.	p.	PROPN
inlawrev-22388	476	3	nehf	nehf	PROPN
inlawrev-22388	476	4	,	,	PUNCT
inlawrev-22388	476	5	preventing	prevent	VERB
inlawrev-22388	476	6	another	another	DET
inlawrev-22388	476	7	financial	financial	ADJ
inlawrev-22388	476	8	crisis	crisis	NOUN
inlawrev-22388	476	9	:	:	PUNCT
inlawrev-22388	476	10	the	the	DET
inlawrev-22388	476	11	critical	critical	ADJ
inlawrev-22388	476	12	role	role	NOUN
inlawrev-22388	476	13	of	of	ADP
inlawrev-22388	476	14	consumer	consumer	NOUN
inlawrev-22388	476	15	protection	protection	NOUN
inlawrev-22388	476	16	laws	law	NOUN
inlawrev-22388	476	17	14	14	NUM
inlawrev-22388	476	18	(	(	PUNCT
inlawrev-22388	476	19	ind	ind	PROPN
inlawrev-22388	476	20	.	.	PUNCT
inlawrev-22388	476	21	univ	univ	PROPN
inlawrev-22388	476	22	.	.	PUNCT
inlawrev-22388	477	1	robert	robert	PROPN
inlawrev-22388	477	2	h.	h.	PROPN
inlawrev-22388	477	3	mckinney	mckinney	PROPN
inlawrev-22388	477	4	sch	sch	PROPN
inlawrev-22388	477	5	.	.	PROPN
inlawrev-22388	477	6	law	law	PROPN
inlawrev-22388	477	7	,	,	PUNCT
inlawrev-22388	477	8	research	research	NOUN
inlawrev-22388	477	9	paper	paper	NOUN
inlawrev-22388	477	10	no	no	NOUN
inlawrev-22388	477	11	.	.	PROPN
inlawrev-22388	477	12	2012	2012	NUM
inlawrev-22388	477	13	-	-	SYM
inlawrev-22388	477	14	15	15	NUM
inlawrev-22388	477	15	,	,	PUNCT
inlawrev-22388	477	16	2016	2016	NUM
inlawrev-22388	477	17	)	)	PUNCT
inlawrev-22388	477	18	,	,	PUNCT
inlawrev-22388	477	19	https://ssrn.com/abstract=2111776	https://ssrn.com/abstract=2111776	PROPN
inlawrev-22388	478	1	[	[	X
inlawrev-22388	478	2	https://perma.cc/97qy-bvx9	https://perma.cc/97qy-bvx9	PROPN
inlawrev-22388	478	3	]	]	PUNCT
inlawrev-22388	478	4	.	.	PUNCT
inlawrev-22388	479	1	147	147	NUM
inlawrev-22388	479	2	.	.	PUNCT
inlawrev-22388	480	1	in	in	ADP
inlawrev-22388	480	2	fact	fact	NOUN
inlawrev-22388	480	3	,	,	PUNCT
inlawrev-22388	480	4	dodd	dodd	PROPN
inlawrev-22388	480	5	-	-	PUNCT
inlawrev-22388	480	6	frank	frank	PROPN
inlawrev-22388	480	7	’s	’s	PART
inlawrev-22388	480	8	adoption	adoption	NOUN
inlawrev-22388	480	9	of	of	ADP
inlawrev-22388	480	10	the	the	DET
inlawrev-22388	480	11	ftc	ftc	PROPN
inlawrev-22388	480	12	’s	’s	PART
inlawrev-22388	480	13	definitions	definition	NOUN
inlawrev-22388	480	14	of	of	ADP
inlawrev-22388	480	15	deceptive	deceptive	ADJ
inlawrev-22388	480	16	and	and	CCONJ
inlawrev-22388	480	17	unfair	unfair	ADJ
inlawrev-22388	480	18	suggests	suggest	VERB
inlawrev-22388	480	19	that	that	SCONJ
inlawrev-22388	480	20	the	the	DET
inlawrev-22388	480	21	converse	converse	NOUN
inlawrev-22388	480	22	should	should	AUX
inlawrev-22388	480	23	also	also	ADV
inlawrev-22388	480	24	be	be	AUX
inlawrev-22388	480	25	true	true	ADJ
inlawrev-22388	480	26	when	when	SCONJ
inlawrev-22388	480	27	determining	determine	VERB
inlawrev-22388	480	28	how	how	SCONJ
inlawrev-22388	480	29	to	to	PART
inlawrev-22388	480	30	interpret	interpret	VERB
inlawrev-22388	480	31	prohibitions	prohibition	NOUN
inlawrev-22388	480	32	against	against	ADP
inlawrev-22388	480	33	abusive	abusive	ADJ
inlawrev-22388	480	34	conduct	conduct	NOUN
inlawrev-22388	480	35	in	in	ADP
inlawrev-22388	480	36	general	general	ADJ
inlawrev-22388	480	37	consumer	consumer	NOUN
inlawrev-22388	480	38	-	-	PUNCT
inlawrev-22388	480	39	protection	protection	NOUN
inlawrev-22388	480	40	statutes	statute	NOUN
inlawrev-22388	480	41	because	because	SCONJ
inlawrev-22388	480	42	these	these	DET
inlawrev-22388	480	43	terms	term	NOUN
inlawrev-22388	480	44	can	can	AUX
inlawrev-22388	480	45	flow	flow	VERB
inlawrev-22388	480	46	across	across	ADP
inlawrev-22388	480	47	contexts	context	NOUN
inlawrev-22388	480	48	.	.	PUNCT
inlawrev-22388	481	1	see	see	VERB
inlawrev-22388	481	2	supra	supra	PROPN
inlawrev-22388	481	3	note	note	PROPN
inlawrev-22388	481	4	141	141	NUM
inlawrev-22388	481	5	and	and	CCONJ
inlawrev-22388	481	6	accompanying	accompany	VERB
inlawrev-22388	481	7	text	text	NOUN
inlawrev-22388	481	8	comparing	compare	VERB
inlawrev-22388	481	9	the	the	DET
inlawrev-22388	481	10	similarity	similarity	NOUN
inlawrev-22388	481	11	in	in	ADP
inlawrev-22388	481	12	language	language	NOUN
inlawrev-22388	481	13	between	between	ADP
inlawrev-22388	481	14	the	the	DET
inlawrev-22388	481	15	dcsa	dcsa	ADJ
inlawrev-22388	481	16	and	and	CCONJ
inlawrev-22388	481	17	dodd	dodd	PROPN
inlawrev-22388	481	18	-	-	PUNCT
inlawrev-22388	481	19	frank	frank	PROPN
inlawrev-22388	481	20	.	.	PUNCT
inlawrev-22388	482	1	148	148	NUM
inlawrev-22388	482	2	.	.	PUNCT
inlawrev-22388	483	1	the	the	DET
inlawrev-22388	483	2	terms	term	NOUN
inlawrev-22388	483	3	“	"	PUNCT
inlawrev-22388	483	4	unfair	unfair	ADJ
inlawrev-22388	483	5	”	"	PUNCT
inlawrev-22388	483	6	and	and	CCONJ
inlawrev-22388	483	7	“	"	PUNCT
inlawrev-22388	483	8	deceptive	deceptive	ADJ
inlawrev-22388	483	9	”	"	PUNCT
inlawrev-22388	483	10	have	have	VERB
inlawrev-22388	483	11	long	long	ADV
inlawrev-22388	483	12	-	-	PUNCT
inlawrev-22388	483	13	standing	stand	VERB
inlawrev-22388	483	14	definitions	definition	NOUN
inlawrev-22388	483	15	under	under	ADP
inlawrev-22388	483	16	ftc	ftc	PROPN
inlawrev-22388	483	17	actions	action	NOUN
inlawrev-22388	483	18	.	.	PUNCT
inlawrev-22388	484	1	see	see	VERB
inlawrev-22388	484	2	discussion	discussion	NOUN
inlawrev-22388	484	3	supra	supra	PROPN
inlawrev-22388	484	4	parts	part	NOUN
inlawrev-22388	484	5	ii.c	ii.c	NOUN
inlawrev-22388	484	6	,	,	PUNCT
inlawrev-22388	484	7	iii.a	iii.a	PROPN
inlawrev-22388	484	8	.	.	PUNCT
inlawrev-22388	485	1	dodd	dodd	PROPN
inlawrev-22388	485	2	-	-	PUNCT
inlawrev-22388	485	3	frank	frank	PROPN
inlawrev-22388	485	4	mirrors	mirror	NOUN
inlawrev-22388	485	5	these	these	DET
inlawrev-22388	485	6	definitions	definition	NOUN
inlawrev-22388	485	7	.	.	PUNCT
inlawrev-22388	486	1	first	first	ADV
inlawrev-22388	486	2	,	,	PUNCT
inlawrev-22388	486	3	its	its	PRON
inlawrev-22388	486	4	language	language	NOUN
inlawrev-22388	486	5	statutorily	statutorily	ADV
inlawrev-22388	486	6	tracks	track	VERB
inlawrev-22388	486	7	the	the	DET
inlawrev-22388	486	8	ftc	ftc	PROPN
inlawrev-22388	486	9	’s	’s	PART
inlawrev-22388	486	10	policy	policy	NOUN
inlawrev-22388	486	11	statement	statement	NOUN
inlawrev-22388	486	12	approach	approach	NOUN
inlawrev-22388	486	13	concerning	concern	VERB
inlawrev-22388	486	14	unfairness	unfairness	NOUN
inlawrev-22388	486	15	.	.	PUNCT
inlawrev-22388	487	1	12	12	NUM
inlawrev-22388	487	2	u.s.c	u.s.c	NOUN
inlawrev-22388	487	3	.	.	PUNCT
inlawrev-22388	488	1	§	§	PROPN
inlawrev-22388	488	2	5531(c	5531(c	PROPN
inlawrev-22388	488	3	)	)	PUNCT
inlawrev-22388	488	4	(	(	PUNCT
inlawrev-22388	488	5	an	an	DET
inlawrev-22388	488	6	“	"	PUNCT
inlawrev-22388	488	7	unfair	unfair	ADJ
inlawrev-22388	488	8	”	"	PUNCT
inlawrev-22388	488	9	act	act	NOUN
inlawrev-22388	488	10	or	or	CCONJ
inlawrev-22388	488	11	practice	practice	NOUN
inlawrev-22388	488	12	is	be	AUX
inlawrev-22388	488	13	one	one	NUM
inlawrev-22388	488	14	that	that	SCONJ
inlawrev-22388	488	15	“	"	PUNCT
inlawrev-22388	488	16	causes	cause	VERB
inlawrev-22388	488	17	or	or	CCONJ
inlawrev-22388	488	18	is	be	AUX
inlawrev-22388	488	19	likely	likely	ADJ
inlawrev-22388	488	20	to	to	PART
inlawrev-22388	488	21	cause	cause	VERB
inlawrev-22388	488	22	substantial	substantial	ADJ
inlawrev-22388	488	23	injury	injury	NOUN
inlawrev-22388	488	24	to	to	ADP
inlawrev-22388	488	25	consumers	consumer	NOUN
inlawrev-22388	488	26	which	which	PRON
inlawrev-22388	488	27	is	be	AUX
inlawrev-22388	488	28	not	not	PART
inlawrev-22388	488	29	reasonably	reasonably	ADV
inlawrev-22388	488	30	avoidable	avoidable	ADJ
inlawrev-22388	488	31	by	by	ADP
inlawrev-22388	488	32	consumers	consumer	NOUN
inlawrev-22388	488	33	,	,	PUNCT
inlawrev-22388	488	34	”	"	PUNCT
inlawrev-22388	488	35	where	where	SCONJ
inlawrev-22388	488	36	“	"	PUNCT
inlawrev-22388	488	37	such	such	ADJ
inlawrev-22388	488	38	substantial	substantial	ADJ
inlawrev-22388	488	39	injury	injury	NOUN
inlawrev-22388	488	40	is	be	AUX
inlawrev-22388	488	41	not	not	PART
inlawrev-22388	488	42	outweighed	outweigh	VERB
inlawrev-22388	488	43	by	by	ADP
inlawrev-22388	488	44	countervailing	countervail	VERB
inlawrev-22388	488	45	benefits	benefit	NOUN
inlawrev-22388	488	46	to	to	ADP
inlawrev-22388	488	47	consumers	consumer	NOUN
inlawrev-22388	488	48	or	or	CCONJ
inlawrev-22388	488	49	to	to	ADP
inlawrev-22388	488	50	competition	competition	NOUN
inlawrev-22388	488	51	.	.	PUNCT
inlawrev-22388	488	52	”	"	PUNCT
inlawrev-22388	488	53	)	)	PUNCT
inlawrev-22388	488	54	.	.	PUNCT
inlawrev-22388	489	1	second	second	ADJ
inlawrev-22388	489	2	,	,	PUNCT
inlawrev-22388	489	3	although	although	SCONJ
inlawrev-22388	489	4	the	the	DET
inlawrev-22388	489	5	statute	statute	NOUN
inlawrev-22388	489	6	itself	itself	PRON
inlawrev-22388	489	7	does	do	AUX
inlawrev-22388	489	8	not	not	PART
inlawrev-22388	489	9	define	define	VERB
inlawrev-22388	489	10	deception	deception	NOUN
inlawrev-22388	489	11	,	,	PUNCT
inlawrev-22388	489	12	a	a	DET
inlawrev-22388	489	13	“	"	PUNCT
inlawrev-22388	489	14	deceptive	deceptive	ADJ
inlawrev-22388	489	15	”	"	PUNCT
inlawrev-22388	489	16	act	act	NOUN
inlawrev-22388	489	17	or	or	CCONJ
inlawrev-22388	489	18	practice	practice	VERB
inlawrev-22388	489	19	under	under	ADP
inlawrev-22388	489	20	dodd	dodd	PROPN
inlawrev-22388	489	21	-	-	PUNCT
inlawrev-22388	489	22	frank	frank	PROPN
inlawrev-22388	489	23	also	also	ADV
inlawrev-22388	489	24	tracks	track	VERB
inlawrev-22388	489	25	the	the	DET
inlawrev-22388	489	26	ftc	ftc	PROPN
inlawrev-22388	489	27	’s	’s	PART
inlawrev-22388	489	28	approach	approach	NOUN
inlawrev-22388	489	29	that	that	SCONJ
inlawrev-22388	489	30	a	a	DET
inlawrev-22388	489	31	deceptive	deceptive	ADJ
inlawrev-22388	489	32	act	act	NOUN
inlawrev-22388	489	33	is	be	AUX
inlawrev-22388	489	34	a	a	DET
inlawrev-22388	489	35	representation	representation	NOUN
inlawrev-22388	489	36	,	,	PUNCT
inlawrev-22388	489	37	omission	omission	NOUN
inlawrev-22388	489	38	,	,	PUNCT
inlawrev-22388	489	39	act	act	NOUN
inlawrev-22388	489	40	,	,	PUNCT
inlawrev-22388	489	41	or	or	CCONJ
inlawrev-22388	489	42	practice	practice	NOUN
inlawrev-22388	489	43	that	that	PRON
inlawrev-22388	489	44	is	be	AUX
inlawrev-22388	489	45	likely	likely	ADJ
inlawrev-22388	489	46	to	to	PART
inlawrev-22388	489	47	materially	materially	ADV
inlawrev-22388	489	48	mislead	mislead	VERB
inlawrev-22388	489	49	a	a	DET
inlawrev-22388	489	50	consumer	consumer	NOUN
inlawrev-22388	489	51	whose	whose	DET
inlawrev-22388	489	52	interpretation	interpretation	NOUN
inlawrev-22388	489	53	is	be	AUX
inlawrev-22388	489	54	reasonable	reasonable	ADJ
inlawrev-22388	489	55	under	under	ADP
inlawrev-22388	489	56	the	the	DET
inlawrev-22388	489	57	circumstances	circumstance	NOUN
inlawrev-22388	489	58	.	.	PUNCT
inlawrev-22388	490	1	consumer	consumer	NOUN
inlawrev-22388	490	2	fin	fin	NOUN
inlawrev-22388	490	3	.	.	PUNCT
inlawrev-22388	491	1	prot	prot	PROPN
inlawrev-22388	491	2	.	.	PUNCT
inlawrev-22388	492	1	bureau	bureau	PROPN
inlawrev-22388	492	2	v.	v.	PROPN
inlawrev-22388	492	3	mortg	mortg	PROPN
inlawrev-22388	492	4	.	.	PUNCT
inlawrev-22388	493	1	law	law	NOUN
inlawrev-22388	493	2	grp	grp	PROPN
inlawrev-22388	493	3	.	.	PROPN
inlawrev-22388	493	4	,	,	PUNCT
inlawrev-22388	493	5	llp	llp	PROPN
inlawrev-22388	493	6	,	,	PUNCT
inlawrev-22388	493	7	196	196	NUM
inlawrev-22388	493	8	f.	f.	PROPN
inlawrev-22388	493	9	supp	supp	PROPN
inlawrev-22388	493	10	.	.	PUNCT
inlawrev-22388	494	1	3d	3d	NUM
inlawrev-22388	494	2	920	920	NUM
inlawrev-22388	494	3	,	,	PUNCT
inlawrev-22388	494	4	939	939	NUM
inlawrev-22388	494	5	(	(	PUNCT
inlawrev-22388	494	6	w.d	w.d	PROPN
inlawrev-22388	494	7	.	.	PROPN
inlawrev-22388	494	8	wis	wis	PROPN
inlawrev-22388	494	9	.	.	PROPN
inlawrev-22388	494	10	2016	2016	NUM
inlawrev-22388	494	11	)	)	PUNCT
inlawrev-22388	495	1	(	(	PUNCT
inlawrev-22388	495	2	noting	note	VERB
inlawrev-22388	495	3	that	that	SCONJ
inlawrev-22388	495	4	“	"	PUNCT
inlawrev-22388	495	5	the	the	DET
inlawrev-22388	495	6	requirements	requirement	NOUN
inlawrev-22388	495	7	[	[	X
inlawrev-22388	495	8	under	under	ADP
inlawrev-22388	495	9	dodd	dodd	PROPN
inlawrev-22388	495	10	-	-	PUNCT
inlawrev-22388	495	11	frank	frank	PROPN
inlawrev-22388	495	12	]	]	PUNCT
inlawrev-22388	495	13	are	be	AUX
inlawrev-22388	495	14	the	the	DET
inlawrev-22388	495	15	same	same	ADJ
inlawrev-22388	495	16	as	as	ADP
inlawrev-22388	495	17	those	those	PRON
inlawrev-22388	495	18	for	for	ADP
inlawrev-22388	495	19	a	a	DET
inlawrev-22388	495	20	deceptive	deceptive	ADJ
inlawrev-22388	495	21	practices	practice	NOUN
inlawrev-22388	495	22	claim	claim	VERB
inlawrev-22388	495	23	under	under	ADP
inlawrev-22388	495	24	the	the	DET
inlawrev-22388	495	25	federal	federal	PROPN
inlawrev-22388	495	26	trade	trade	PROPN
inlawrev-22388	495	27	commission	commission	PROPN
inlawrev-22388	495	28	act	act	PROPN
inlawrev-22388	495	29	”	"	PUNCT
inlawrev-22388	495	30	)	)	PUNCT
inlawrev-22388	495	31	.	.	PUNCT
inlawrev-22388	496	1	149	149	NUM
inlawrev-22388	496	2	.	.	PUNCT
inlawrev-22388	497	1	improving	improve	VERB
inlawrev-22388	497	2	federal	federal	ADJ
inlawrev-22388	497	3	consumer	consumer	NOUN
inlawrev-22388	497	4	protection	protection	NOUN
inlawrev-22388	497	5	in	in	ADP
inlawrev-22388	497	6	financial	financial	ADJ
inlawrev-22388	497	7	services	service	NOUN
inlawrev-22388	497	8	,	,	PUNCT
inlawrev-22388	497	9	hearing	hear	VERB
inlawrev-22388	497	10	before	before	ADP
inlawrev-22388	497	11	the	the	DET
inlawrev-22388	497	12	h.	h.	PROPN
inlawrev-22388	497	13	2018	2018	NUM
inlawrev-22388	497	14	]	]	PUNCT
inlawrev-22388	497	15	david	david	PROPN
inlawrev-22388	497	16	’s	’s	PART
inlawrev-22388	497	17	sling	sling	PROPN
inlawrev-22388	497	18	229	229	NUM
inlawrev-22388	497	19	.	.	PUNCT
inlawrev-22388	497	20	.	.	PUNCT
inlawrev-22388	498	1	.	.	PUNCT
inlawrev-22388	499	1	never	never	ADV
inlawrev-22388	499	2	became	become	VERB
inlawrev-22388	499	3	the	the	DET
inlawrev-22388	499	4	subject	subject	NOUN
inlawrev-22388	499	5	of	of	ADP
inlawrev-22388	499	6	congressional	congressional	ADJ
inlawrev-22388	499	7	debate	debate	NOUN
inlawrev-22388	499	8	”	"	PUNCT
inlawrev-22388	499	9	and	and	CCONJ
inlawrev-22388	499	10	no	no	DET
inlawrev-22388	499	11	record	record	NOUN
inlawrev-22388	499	12	of	of	ADP
inlawrev-22388	499	13	committee	committee	NOUN
inlawrev-22388	499	14	-	-	PUNCT
inlawrev-22388	499	15	level	level	NOUN
inlawrev-22388	499	16	deliberations	deliberation	NOUN
inlawrev-22388	499	17	emerged	emerge	VERB
inlawrev-22388	499	18	from	from	ADP
inlawrev-22388	499	19	this	this	DET
inlawrev-22388	499	20	time	time	NOUN
inlawrev-22388	499	21	period	period	NOUN
inlawrev-22388	499	22	either.150	either.150	NOUN
inlawrev-22388	500	1	so	so	ADV
inlawrev-22388	500	2	the	the	DET
inlawrev-22388	500	3	only	only	ADJ
inlawrev-22388	500	4	way	way	NOUN
inlawrev-22388	500	5	to	to	PART
inlawrev-22388	500	6	interpret	interpret	VERB
inlawrev-22388	500	7	legislative	legislative	ADJ
inlawrev-22388	500	8	intent	intent	NOUN
inlawrev-22388	500	9	is	be	AUX
inlawrev-22388	500	10	to	to	PART
inlawrev-22388	500	11	look	look	VERB
inlawrev-22388	500	12	to	to	ADP
inlawrev-22388	500	13	the	the	DET
inlawrev-22388	500	14	language	language	NOUN
inlawrev-22388	500	15	of	of	ADP
inlawrev-22388	500	16	the	the	DET
inlawrev-22388	500	17	statute.151	statute.151	PROPN
inlawrev-22388	500	18	as	as	SCONJ
inlawrev-22388	500	19	formulated	formulate	VERB
inlawrev-22388	500	20	under	under	ADP
inlawrev-22388	500	21	dodd	dodd	PROPN
inlawrev-22388	500	22	-	-	PUNCT
inlawrev-22388	500	23	frank	frank	PROPN
inlawrev-22388	500	24	and	and	CCONJ
inlawrev-22388	500	25	modified	modify	VERB
inlawrev-22388	500	26	to	to	PART
inlawrev-22388	500	27	correspond	correspond	VERB
inlawrev-22388	500	28	with	with	ADP
inlawrev-22388	500	29	the	the	DET
inlawrev-22388	500	30	dcsa	dcsa	PROPN
inlawrev-22388	500	31	’s	’s	PART
inlawrev-22388	500	32	language	language	NOUN
inlawrev-22388	500	33	,	,	PUNCT
inlawrev-22388	500	34	indiana	indiana	PROPN
inlawrev-22388	500	35	should	should	AUX
inlawrev-22388	500	36	find	find	VERB
inlawrev-22388	500	37	an	an	DET
inlawrev-22388	500	38	abusive	abusive	ADJ
inlawrev-22388	500	39	act	act	NOUN
inlawrev-22388	500	40	or	or	CCONJ
inlawrev-22388	500	41	practice	practice	NOUN
inlawrev-22388	500	42	has	have	AUX
inlawrev-22388	500	43	occurred	occur	VERB
inlawrev-22388	500	44	if	if	SCONJ
inlawrev-22388	500	45	it	it	PRON
inlawrev-22388	500	46	:	:	PUNCT
inlawrev-22388	500	47	(	(	PUNCT
inlawrev-22388	500	48	1	1	X
inlawrev-22388	500	49	)	)	PUNCT
inlawrev-22388	500	50	materially	materially	ADV
inlawrev-22388	500	51	interferes	interfere	VERB
inlawrev-22388	500	52	with	with	ADP
inlawrev-22388	500	53	the	the	DET
inlawrev-22388	500	54	ability	ability	NOUN
inlawrev-22388	500	55	of	of	ADP
inlawrev-22388	500	56	a	a	DET
inlawrev-22388	500	57	consumer	consumer	NOUN
inlawrev-22388	500	58	to	to	PART
inlawrev-22388	500	59	understand	understand	VERB
inlawrev-22388	500	60	a	a	DET
inlawrev-22388	500	61	term	term	NOUN
inlawrev-22388	500	62	or	or	CCONJ
inlawrev-22388	500	63	condition	condition	NOUN
inlawrev-22388	500	64	in	in	ADP
inlawrev-22388	500	65	connection	connection	NOUN
inlawrev-22388	500	66	with	with	ADP
inlawrev-22388	500	67	a	a	DET
inlawrev-22388	500	68	consumer	consumer	NOUN
inlawrev-22388	500	69	transaction	transaction	NOUN
inlawrev-22388	500	70	;	;	PUNCT
inlawrev-22388	500	71	(	(	PUNCT
inlawrev-22388	500	72	2	2	X
inlawrev-22388	500	73	)	)	PUNCT
inlawrev-22388	500	74	takes	take	VERB
inlawrev-22388	500	75	unreasonable	unreasonable	ADJ
inlawrev-22388	500	76	advantage	advantage	NOUN
inlawrev-22388	500	77	of	of	ADP
inlawrev-22388	500	78	a	a	DET
inlawrev-22388	500	79	lack	lack	NOUN
inlawrev-22388	500	80	of	of	ADP
inlawrev-22388	500	81	understanding	understanding	NOUN
inlawrev-22388	500	82	on	on	ADP
inlawrev-22388	500	83	the	the	DET
inlawrev-22388	500	84	part	part	NOUN
inlawrev-22388	500	85	of	of	ADP
inlawrev-22388	500	86	the	the	DET
inlawrev-22388	500	87	consumer	consumer	NOUN
inlawrev-22388	500	88	of	of	ADP
inlawrev-22388	500	89	the	the	DET
inlawrev-22388	500	90	material	material	NOUN
inlawrev-22388	500	91	risks	risk	NOUN
inlawrev-22388	500	92	,	,	PUNCT
inlawrev-22388	500	93	costs	cost	NOUN
inlawrev-22388	500	94	,	,	PUNCT
inlawrev-22388	500	95	or	or	CCONJ
inlawrev-22388	500	96	conditions	condition	NOUN
inlawrev-22388	500	97	of	of	ADP
inlawrev-22388	500	98	the	the	DET
inlawrev-22388	500	99	consumer	consumer	NOUN
inlawrev-22388	500	100	transaction	transaction	NOUN
inlawrev-22388	500	101	;	;	PUNCT
inlawrev-22388	500	102	(	(	PUNCT
inlawrev-22388	500	103	3	3	X
inlawrev-22388	500	104	)	)	PUNCT
inlawrev-22388	500	105	takes	take	VERB
inlawrev-22388	500	106	unreasonable	unreasonable	ADJ
inlawrev-22388	500	107	advantage	advantage	NOUN
inlawrev-22388	500	108	of	of	ADP
inlawrev-22388	500	109	the	the	DET
inlawrev-22388	500	110	inability	inability	NOUN
inlawrev-22388	500	111	of	of	ADP
inlawrev-22388	500	112	the	the	DET
inlawrev-22388	500	113	consumer	consumer	NOUN
inlawrev-22388	500	114	to	to	PART
inlawrev-22388	500	115	protect	protect	VERB
inlawrev-22388	500	116	the	the	DET
inlawrev-22388	500	117	interests	interest	NOUN
inlawrev-22388	500	118	of	of	ADP
inlawrev-22388	500	119	the	the	DET
inlawrev-22388	500	120	consumer	consumer	NOUN
inlawrev-22388	500	121	in	in	ADP
inlawrev-22388	500	122	selecting	select	VERB
inlawrev-22388	500	123	or	or	CCONJ
inlawrev-22388	500	124	using	use	VERB
inlawrev-22388	500	125	an	an	DET
inlawrev-22388	500	126	item	item	NOUN
inlawrev-22388	500	127	of	of	ADP
inlawrev-22388	500	128	personal	personal	ADJ
inlawrev-22388	500	129	property	property	NOUN
inlawrev-22388	500	130	,	,	PUNCT
inlawrev-22388	500	131	real	real	ADJ
inlawrev-22388	500	132	property	property	NOUN
inlawrev-22388	500	133	,	,	PUNCT
inlawrev-22388	500	134	a	a	DET
inlawrev-22388	500	135	service	service	NOUN
inlawrev-22388	500	136	,	,	PUNCT
inlawrev-22388	500	137	or	or	CCONJ
inlawrev-22388	500	138	an	an	DET
inlawrev-22388	500	139	intangible	intangible	ADJ
inlawrev-22388	500	140	in	in	ADP
inlawrev-22388	500	141	connection	connection	NOUN
inlawrev-22388	500	142	with	with	ADP
inlawrev-22388	500	143	a	a	DET
inlawrev-22388	500	144	consumer	consumer	NOUN
inlawrev-22388	500	145	transaction	transaction	NOUN
inlawrev-22388	500	146	;	;	PUNCT
inlawrev-22388	500	147	or	or	CCONJ
inlawrev-22388	500	148	(	(	PUNCT
inlawrev-22388	500	149	4	4	X
inlawrev-22388	500	150	)	)	PUNCT
inlawrev-22388	500	151	takes	take	VERB
inlawrev-22388	500	152	unreasonable	unreasonable	ADJ
inlawrev-22388	500	153	advantage	advantage	NOUN
inlawrev-22388	500	154	of	of	ADP
inlawrev-22388	500	155	the	the	DET
inlawrev-22388	500	156	reasonable	reasonable	ADJ
inlawrev-22388	500	157	reliance	reliance	NOUN
inlawrev-22388	500	158	by	by	ADP
inlawrev-22388	500	159	the	the	DET
inlawrev-22388	500	160	consumer	consumer	NOUN
inlawrev-22388	500	161	on	on	ADP
inlawrev-22388	500	162	a	a	DET
inlawrev-22388	500	163	supplier	supplier	NOUN
inlawrev-22388	500	164	to	to	PART
inlawrev-22388	500	165	act	act	VERB
inlawrev-22388	500	166	in	in	ADP
inlawrev-22388	500	167	the	the	DET
inlawrev-22388	500	168	interests	interest	NOUN
inlawrev-22388	500	169	of	of	ADP
inlawrev-22388	500	170	the	the	DET
inlawrev-22388	500	171	consumer.152	consumer.152	NOUN
inlawrev-22388	500	172	as	as	SCONJ
inlawrev-22388	500	173	previously	previously	ADV
inlawrev-22388	500	174	stated	state	VERB
inlawrev-22388	500	175	,	,	PUNCT
inlawrev-22388	500	176	although	although	SCONJ
inlawrev-22388	500	177	all	all	DET
inlawrev-22388	500	178	actions	action	NOUN
inlawrev-22388	500	179	alleging	allege	VERB
inlawrev-22388	500	180	abusiveness	abusiveness	NOUN
inlawrev-22388	500	181	under	under	ADP
inlawrev-22388	500	182	dodd	dodd	PROPN
inlawrev-22388	500	183	-	-	PUNCT
inlawrev-22388	500	184	frank	frank	PROPN
inlawrev-22388	500	185	involve	involve	VERB
inlawrev-22388	500	186	financial	financial	ADJ
inlawrev-22388	500	187	products	product	NOUN
inlawrev-22388	500	188	or	or	CCONJ
inlawrev-22388	500	189	services	service	NOUN
inlawrev-22388	500	190	,	,	PUNCT
inlawrev-22388	500	191	these	these	DET
inlawrev-22388	500	192	cases	case	NOUN
inlawrev-22388	500	193	still	still	ADV
inlawrev-22388	500	194	provide	provide	VERB
inlawrev-22388	500	195	a	a	DET
inlawrev-22388	500	196	thorough	thorough	ADJ
inlawrev-22388	500	197	examination	examination	NOUN
inlawrev-22388	500	198	of	of	ADP
inlawrev-22388	500	199	how	how	SCONJ
inlawrev-22388	500	200	to	to	PART
inlawrev-22388	500	201	apply	apply	VERB
inlawrev-22388	500	202	the	the	DET
inlawrev-22388	500	203	tests	test	NOUN
inlawrev-22388	500	204	,	,	PUNCT
inlawrev-22388	500	205	even	even	ADV
inlawrev-22388	500	206	in	in	ADP
inlawrev-22388	500	207	the	the	DET
inlawrev-22388	500	208	dcsa	dcsa	PROPN
inlawrev-22388	500	209	’s	’s	PART
inlawrev-22388	500	210	consumer	consumer	NOUN
inlawrev-22388	500	211	transaction	transaction	NOUN
inlawrev-22388	500	212	context.153	context.153	VERB
inlawrev-22388	500	213	thus	thus	ADV
inlawrev-22388	500	214	a	a	DET
inlawrev-22388	500	215	thorough	thorough	ADJ
inlawrev-22388	500	216	analysis	analysis	NOUN
inlawrev-22388	500	217	of	of	ADP
inlawrev-22388	500	218	the	the	DET
inlawrev-22388	500	219	cases	case	NOUN
inlawrev-22388	500	220	brought	bring	VERB
inlawrev-22388	500	221	under	under	ADP
inlawrev-22388	500	222	each	each	DET
inlawrev-22388	500	223	test	test	NOUN
inlawrev-22388	500	224	is	be	AUX
inlawrev-22388	500	225	necessary	necessary	ADJ
inlawrev-22388	500	226	to	to	PART
inlawrev-22388	500	227	determine	determine	VERB
inlawrev-22388	500	228	the	the	DET
inlawrev-22388	500	229	scope	scope	NOUN
inlawrev-22388	500	230	of	of	ADP
inlawrev-22388	500	231	powers	power	NOUN
inlawrev-22388	500	232	indiana	indiana	PROPN
inlawrev-22388	500	233	could	could	AUX
inlawrev-22388	500	234	undertake	undertake	VERB
inlawrev-22388	500	235	in	in	ADP
inlawrev-22388	500	236	enforcing	enforce	VERB
inlawrev-22388	500	237	similar	similar	ADJ
inlawrev-22388	500	238	language	language	NOUN
inlawrev-22388	500	239	.	.	PUNCT
inlawrev-22388	501	1	comm	comm	NOUN
inlawrev-22388	501	2	.	.	PUNCT
inlawrev-22388	502	1	on	on	ADP
inlawrev-22388	502	2	fin	fin	NOUN
inlawrev-22388	502	3	.	.	PUNCT
inlawrev-22388	503	1	servs	servs	PROPN
inlawrev-22388	503	2	.	.	PROPN
inlawrev-22388	503	3	,	,	PUNCT
inlawrev-22388	503	4	110th	110th	PROPN
inlawrev-22388	503	5	cong	cong	NOUN
inlawrev-22388	503	6	.	.	PUNCT
inlawrev-22388	504	1	40	40	NUM
inlawrev-22388	504	2	(	(	PUNCT
inlawrev-22388	504	3	2007	2007	NUM
inlawrev-22388	504	4	)	)	PUNCT
inlawrev-22388	504	5	(	(	PUNCT
inlawrev-22388	504	6	emphasis	emphasis	NOUN
inlawrev-22388	504	7	added	add	VERB
inlawrev-22388	504	8	)	)	PUNCT
inlawrev-22388	504	9	.	.	PUNCT
inlawrev-22388	505	1	150	150	NUM
inlawrev-22388	505	2	.	.	PUNCT
inlawrev-22388	506	1	alexander	alexander	PROPN
inlawrev-22388	506	2	,	,	PUNCT
inlawrev-22388	506	3	supra	supra	PROPN
inlawrev-22388	506	4	note	note	PROPN
inlawrev-22388	506	5	45	45	NUM
inlawrev-22388	506	6	,	,	PUNCT
inlawrev-22388	506	7	at	at	ADP
inlawrev-22388	506	8	1120	1120	NUM
inlawrev-22388	506	9	.	.	PUNCT
inlawrev-22388	507	1	151	151	NUM
inlawrev-22388	507	2	.	.	PUNCT
inlawrev-22388	508	1	see	see	PROPN
inlawrev-22388	508	2	suggs	suggs	PROPN
inlawrev-22388	508	3	v.	v.	ADP
inlawrev-22388	508	4	state	state	PROPN
inlawrev-22388	508	5	,	,	PUNCT
inlawrev-22388	508	6	51	51	NUM
inlawrev-22388	508	7	n.e.3d	n.e.3d	NUM
inlawrev-22388	508	8	1190	1190	NUM
inlawrev-22388	508	9	,	,	PUNCT
inlawrev-22388	508	10	1194	1194	NUM
inlawrev-22388	508	11	(	(	PUNCT
inlawrev-22388	508	12	ind	ind	NOUN
inlawrev-22388	508	13	.	.	PROPN
inlawrev-22388	508	14	2016	2016	NUM
inlawrev-22388	508	15	)	)	PUNCT
inlawrev-22388	508	16	.	.	PUNCT
inlawrev-22388	509	1	152	152	NUM
inlawrev-22388	509	2	.	.	PUNCT
inlawrev-22388	510	1	dodd	dodd	PROPN
inlawrev-22388	510	2	-	-	PUNCT
inlawrev-22388	510	3	frank	frank	PROPN
inlawrev-22388	510	4	authorizes	authorize	VERB
inlawrev-22388	510	5	the	the	DET
inlawrev-22388	510	6	cfpb	cfpb	NOUN
inlawrev-22388	510	7	to	to	PART
inlawrev-22388	510	8	prohibit	prohibit	VERB
inlawrev-22388	510	9	any	any	DET
inlawrev-22388	510	10	act	act	NOUN
inlawrev-22388	510	11	or	or	CCONJ
inlawrev-22388	510	12	practice	practice	VERB
inlawrev-22388	510	13	that	that	SCONJ
inlawrev-22388	510	14	“	"	PUNCT
inlawrev-22388	510	15	(	(	PUNCT
inlawrev-22388	510	16	1	1	X
inlawrev-22388	510	17	)	)	PUNCT
inlawrev-22388	510	18	materially	materially	ADV
inlawrev-22388	510	19	interferes	interfere	VERB
inlawrev-22388	510	20	with	with	ADP
inlawrev-22388	510	21	the	the	DET
inlawrev-22388	510	22	ability	ability	NOUN
inlawrev-22388	510	23	of	of	ADP
inlawrev-22388	510	24	a	a	DET
inlawrev-22388	510	25	consumer	consumer	NOUN
inlawrev-22388	510	26	to	to	PART
inlawrev-22388	510	27	understand	understand	VERB
inlawrev-22388	510	28	a	a	DET
inlawrev-22388	510	29	term	term	NOUN
inlawrev-22388	510	30	or	or	CCONJ
inlawrev-22388	510	31	condition	condition	NOUN
inlawrev-22388	510	32	of	of	ADP
inlawrev-22388	510	33	a	a	DET
inlawrev-22388	510	34	consumer	consumer	NOUN
inlawrev-22388	510	35	financial	financial	ADJ
inlawrev-22388	510	36	product	product	NOUN
inlawrev-22388	510	37	or	or	CCONJ
inlawrev-22388	510	38	service	service	NOUN
inlawrev-22388	510	39	;	;	PUNCT
inlawrev-22388	510	40	or	or	CCONJ
inlawrev-22388	510	41	(	(	PUNCT
inlawrev-22388	510	42	2	2	X
inlawrev-22388	510	43	)	)	PUNCT
inlawrev-22388	510	44	takes	take	VERB
inlawrev-22388	510	45	unreasonable	unreasonable	ADJ
inlawrev-22388	510	46	advantage	advantage	NOUN
inlawrev-22388	510	47	of--(a	of--(a	NOUN
inlawrev-22388	510	48	)	)	PUNCT
inlawrev-22388	510	49	a	a	DET
inlawrev-22388	510	50	lack	lack	NOUN
inlawrev-22388	510	51	of	of	ADP
inlawrev-22388	510	52	understanding	understanding	NOUN
inlawrev-22388	510	53	on	on	ADP
inlawrev-22388	510	54	the	the	DET
inlawrev-22388	510	55	part	part	NOUN
inlawrev-22388	510	56	of	of	ADP
inlawrev-22388	510	57	the	the	DET
inlawrev-22388	510	58	consumer	consumer	NOUN
inlawrev-22388	510	59	of	of	ADP
inlawrev-22388	510	60	the	the	DET
inlawrev-22388	510	61	material	material	NOUN
inlawrev-22388	510	62	risks	risk	NOUN
inlawrev-22388	510	63	,	,	PUNCT
inlawrev-22388	510	64	costs	cost	NOUN
inlawrev-22388	510	65	,	,	PUNCT
inlawrev-22388	510	66	or	or	CCONJ
inlawrev-22388	510	67	conditions	condition	NOUN
inlawrev-22388	510	68	of	of	ADP
inlawrev-22388	510	69	the	the	DET
inlawrev-22388	510	70	product	product	NOUN
inlawrev-22388	510	71	or	or	CCONJ
inlawrev-22388	510	72	service	service	NOUN
inlawrev-22388	510	73	;	;	PUNCT
inlawrev-22388	510	74	(	(	PUNCT
inlawrev-22388	510	75	b	b	X
inlawrev-22388	510	76	)	)	PUNCT
inlawrev-22388	510	77	the	the	DET
inlawrev-22388	510	78	inability	inability	NOUN
inlawrev-22388	510	79	of	of	ADP
inlawrev-22388	510	80	the	the	DET
inlawrev-22388	510	81	consumer	consumer	NOUN
inlawrev-22388	510	82	to	to	PART
inlawrev-22388	510	83	protect	protect	VERB
inlawrev-22388	510	84	the	the	DET
inlawrev-22388	510	85	interests	interest	NOUN
inlawrev-22388	510	86	of	of	ADP
inlawrev-22388	510	87	the	the	DET
inlawrev-22388	510	88	consumer	consumer	NOUN
inlawrev-22388	510	89	in	in	ADP
inlawrev-22388	510	90	selecting	select	VERB
inlawrev-22388	510	91	or	or	CCONJ
inlawrev-22388	510	92	using	use	VERB
inlawrev-22388	510	93	a	a	DET
inlawrev-22388	510	94	consumer	consumer	NOUN
inlawrev-22388	510	95	financial	financial	ADJ
inlawrev-22388	510	96	product	product	NOUN
inlawrev-22388	510	97	or	or	CCONJ
inlawrev-22388	510	98	service	service	NOUN
inlawrev-22388	510	99	;	;	PUNCT
inlawrev-22388	510	100	or	or	CCONJ
inlawrev-22388	510	101	(	(	PUNCT
inlawrev-22388	510	102	c	c	X
inlawrev-22388	510	103	)	)	PUNCT
inlawrev-22388	510	104	the	the	DET
inlawrev-22388	510	105	reasonable	reasonable	ADJ
inlawrev-22388	510	106	reliance	reliance	NOUN
inlawrev-22388	510	107	by	by	ADP
inlawrev-22388	510	108	the	the	DET
inlawrev-22388	510	109	consumer	consumer	NOUN
inlawrev-22388	510	110	on	on	ADP
inlawrev-22388	510	111	a	a	DET
inlawrev-22388	510	112	covered	covered	ADJ
inlawrev-22388	510	113	person	person	NOUN
inlawrev-22388	510	114	to	to	PART
inlawrev-22388	510	115	act	act	VERB
inlawrev-22388	510	116	in	in	ADP
inlawrev-22388	510	117	the	the	DET
inlawrev-22388	510	118	interests	interest	NOUN
inlawrev-22388	510	119	of	of	ADP
inlawrev-22388	510	120	the	the	DET
inlawrev-22388	510	121	consumer	consumer	NOUN
inlawrev-22388	510	122	.	.	PUNCT
inlawrev-22388	510	123	”	"	PUNCT
inlawrev-22388	511	1	12	12	NUM
inlawrev-22388	511	2	u.s.c	u.s.c	NOUN
inlawrev-22388	511	3	.	.	PUNCT
inlawrev-22388	512	1	§	§	PROPN
inlawrev-22388	512	2	5531(d	5531(d	NUM
inlawrev-22388	512	3	)	)	PUNCT
inlawrev-22388	512	4	.	.	PUNCT
inlawrev-22388	513	1	the	the	DET
inlawrev-22388	513	2	dcsa	dcsa	ADJ
inlawrev-22388	513	3	bars	bar	NOUN
inlawrev-22388	513	4	“	"	PUNCT
inlawrev-22388	513	5	suppliers	supplier	NOUN
inlawrev-22388	513	6	”	"	PUNCT
inlawrev-22388	513	7	from	from	ADP
inlawrev-22388	513	8	engaging	engage	VERB
inlawrev-22388	513	9	in	in	ADP
inlawrev-22388	513	10	prohibited	prohibit	VERB
inlawrev-22388	513	11	conduct	conduct	NOUN
inlawrev-22388	513	12	in	in	ADP
inlawrev-22388	513	13	a	a	DET
inlawrev-22388	513	14	“	"	PUNCT
inlawrev-22388	513	15	consumer	consumer	NOUN
inlawrev-22388	513	16	transaction	transaction	NOUN
inlawrev-22388	513	17	.	.	PUNCT
inlawrev-22388	513	18	”	"	PUNCT
inlawrev-22388	514	1	ind	ind	PROPN
inlawrev-22388	514	2	.	.	PUNCT
inlawrev-22388	514	3	code	code	PROPN
inlawrev-22388	514	4	§	§	PROPN
inlawrev-22388	514	5	24	24	NUM
inlawrev-22388	514	6	-	-	SYM
inlawrev-22388	514	7	5	5	NUM
inlawrev-22388	514	8	-	-	PUNCT
inlawrev-22388	514	9	0.5	0.5	NUM
inlawrev-22388	514	10	-	-	SYM
inlawrev-22388	514	11	3	3	NUM
inlawrev-22388	514	12	(	(	PUNCT
inlawrev-22388	514	13	2014	2014	NUM
inlawrev-22388	514	14	)	)	PUNCT
inlawrev-22388	514	15	.	.	PUNCT
inlawrev-22388	515	1	a	a	DET
inlawrev-22388	515	2	supplier	supplier	NOUN
inlawrev-22388	515	3	is	be	AUX
inlawrev-22388	515	4	generally	generally	ADV
inlawrev-22388	515	5	“	"	PUNCT
inlawrev-22388	515	6	[	[	X
inlawrev-22388	515	7	a	a	X
inlawrev-22388	515	8	]	]	X
inlawrev-22388	515	9	seller	seller	NOUN
inlawrev-22388	515	10	,	,	PUNCT
inlawrev-22388	515	11	lessor	lessor	NOUN
inlawrev-22388	515	12	,	,	PUNCT
inlawrev-22388	515	13	assignor	assignor	NOUN
inlawrev-22388	515	14	,	,	PUNCT
inlawrev-22388	515	15	or	or	CCONJ
inlawrev-22388	515	16	other	other	ADJ
inlawrev-22388	515	17	person	person	NOUN
inlawrev-22388	515	18	who	who	PRON
inlawrev-22388	515	19	regularly	regularly	ADV
inlawrev-22388	515	20	engages	engage	VERB
inlawrev-22388	515	21	in	in	ADP
inlawrev-22388	515	22	or	or	CCONJ
inlawrev-22388	515	23	solicits	solicit	VERB
inlawrev-22388	515	24	consumer	consumer	NOUN
inlawrev-22388	515	25	transactions	transaction	NOUN
inlawrev-22388	515	26	.	.	PUNCT
inlawrev-22388	515	27	”	"	PUNCT
inlawrev-22388	516	1	i	i	PRON
inlawrev-22388	516	2	d.	d.	PROPN
inlawrev-22388	516	3	§	§	PROPN
inlawrev-22388	516	4	24	24	NUM
inlawrev-22388	516	5	-	-	SYM
inlawrev-22388	516	6	5	5	NUM
inlawrev-22388	516	7	-	-	PUNCT
inlawrev-22388	516	8	0.5	0.5	NUM
inlawrev-22388	516	9	-	-	SYM
inlawrev-22388	516	10	2	2	NUM
inlawrev-22388	516	11	.	.	PUNCT
inlawrev-22388	517	1	a	a	PRON
inlawrev-22388	517	2	“	"	PUNCT
inlawrev-22388	517	3	[	[	X
inlawrev-22388	517	4	c]onsumer	c]onsumer	ADJ
inlawrev-22388	517	5	transaction	transaction	NOUN
inlawrev-22388	517	6	means	mean	VERB
inlawrev-22388	517	7	a	a	DET
inlawrev-22388	517	8	sale	sale	NOUN
inlawrev-22388	517	9	,	,	PUNCT
inlawrev-22388	517	10	lease	lease	NOUN
inlawrev-22388	517	11	,	,	PUNCT
inlawrev-22388	517	12	assignment	assignment	NOUN
inlawrev-22388	517	13	,	,	PUNCT
inlawrev-22388	517	14	award	award	NOUN
inlawrev-22388	517	15	by	by	ADP
inlawrev-22388	517	16	chance	chance	NOUN
inlawrev-22388	517	17	,	,	PUNCT
inlawrev-22388	517	18	or	or	CCONJ
inlawrev-22388	517	19	other	other	ADJ
inlawrev-22388	517	20	disposition	disposition	NOUN
inlawrev-22388	517	21	of	of	ADP
inlawrev-22388	517	22	an	an	DET
inlawrev-22388	517	23	item	item	NOUN
inlawrev-22388	517	24	of	of	ADP
inlawrev-22388	517	25	personal	personal	ADJ
inlawrev-22388	517	26	property	property	NOUN
inlawrev-22388	517	27	,	,	PUNCT
inlawrev-22388	517	28	real	real	ADJ
inlawrev-22388	517	29	property	property	NOUN
inlawrev-22388	517	30	,	,	PUNCT
inlawrev-22388	517	31	a	a	DET
inlawrev-22388	517	32	service	service	NOUN
inlawrev-22388	517	33	,	,	PUNCT
inlawrev-22388	517	34	or	or	CCONJ
inlawrev-22388	517	35	an	an	DET
inlawrev-22388	517	36	intangible	intangible	NOUN
inlawrev-22388	517	37	.	.	PUNCT
inlawrev-22388	517	38	”	"	PUNCT
inlawrev-22388	518	1	i	i	PRON
inlawrev-22388	518	2	d.	d.	PROPN
inlawrev-22388	518	3	153	153	NUM
inlawrev-22388	518	4	.	.	PUNCT
inlawrev-22388	519	1	see	see	VERB
inlawrev-22388	519	2	supra	supra	PROPN
inlawrev-22388	519	3	note	note	PROPN
inlawrev-22388	519	4	145	145	NUM
inlawrev-22388	519	5	observing	observe	VERB
inlawrev-22388	519	6	the	the	DET
inlawrev-22388	519	7	similarity	similarity	NOUN
inlawrev-22388	519	8	of	of	ADP
inlawrev-22388	519	9	objectives	objective	NOUN
inlawrev-22388	519	10	of	of	ADP
inlawrev-22388	519	11	dodd	dodd	PROPN
inlawrev-22388	519	12	-	-	PUNCT
inlawrev-22388	519	13	frank	frank	PROPN
inlawrev-22388	519	14	’s	’s	PART
inlawrev-22388	519	15	first	first	ADJ
inlawrev-22388	519	16	three	three	NUM
inlawrev-22388	519	17	prongs	prong	NOUN
inlawrev-22388	519	18	and	and	CCONJ
inlawrev-22388	519	19	general	general	ADJ
inlawrev-22388	519	20	prohibitions	prohibition	NOUN
inlawrev-22388	519	21	against	against	ADP
inlawrev-22388	519	22	unconscionability	unconscionability	NOUN
inlawrev-22388	519	23	.	.	PUNCT
inlawrev-22388	520	1	230	230	NUM
inlawrev-22388	520	2	indiana	indiana	PROPN
inlawrev-22388	520	3	law	law	NOUN
inlawrev-22388	520	4	review	review	NOUN
inlawrev-22388	520	5	[	[	X
inlawrev-22388	520	6	vol	vol	NOUN
inlawrev-22388	520	7	.	.	PUNCT
inlawrev-22388	521	1	51:211	51:211	NUM
inlawrev-22388	521	2	1	1	NUM
inlawrev-22388	521	3	.	.	PUNCT
inlawrev-22388	521	4	material	material	NOUN
inlawrev-22388	521	5	interference	interference	NOUN
inlawrev-22388	521	6	with	with	ADP
inlawrev-22388	521	7	consumer	consumer	NOUN
inlawrev-22388	521	8	’s	’s	PART
inlawrev-22388	521	9	ability	ability	NOUN
inlawrev-22388	521	10	to	to	PART
inlawrev-22388	521	11	understand	understand	VERB
inlawrev-22388	521	12	a	a	DET
inlawrev-22388	521	13	term	term	NOUN
inlawrev-22388	521	14	or	or	CCONJ
inlawrev-22388	521	15	condition.—dodd	condition.—dodd	NOUN
inlawrev-22388	521	16	-	-	PUNCT
inlawrev-22388	521	17	frank	frank	ADJ
inlawrev-22388	521	18	prohibits	prohibit	NOUN
inlawrev-22388	521	19	“	"	PUNCT
inlawrev-22388	521	20	materially	materially	ADV
inlawrev-22388	521	21	interfer[ing	interfer[e	VERB
inlawrev-22388	521	22	]	]	PUNCT
inlawrev-22388	521	23	with	with	ADP
inlawrev-22388	521	24	the	the	DET
inlawrev-22388	521	25	ability	ability	NOUN
inlawrev-22388	521	26	of	of	ADP
inlawrev-22388	521	27	a	a	DET
inlawrev-22388	521	28	consumer	consumer	NOUN
inlawrev-22388	521	29	to	to	PART
inlawrev-22388	521	30	understand	understand	VERB
inlawrev-22388	521	31	a	a	DET
inlawrev-22388	521	32	term	term	NOUN
inlawrev-22388	521	33	or	or	CCONJ
inlawrev-22388	521	34	condition	condition	NOUN
inlawrev-22388	521	35	of	of	ADP
inlawrev-22388	521	36	a	a	DET
inlawrev-22388	521	37	consumer	consumer	NOUN
inlawrev-22388	521	38	financial	financial	ADJ
inlawrev-22388	521	39	product	product	NOUN
inlawrev-22388	521	40	or	or	CCONJ
inlawrev-22388	521	41	service	service	NOUN
inlawrev-22388	522	1	[	[	X
inlawrev-22388	522	2	,	,	PUNCT
inlawrev-22388	522	3	]	]	X
inlawrev-22388	522	4	”	"	PUNCT
inlawrev-22388	522	5	such	such	ADJ
inlawrev-22388	522	6	as	as	ADP
inlawrev-22388	522	7	“	"	PUNCT
inlawrev-22388	522	8	obfuscating	obfuscate	VERB
inlawrev-22388	522	9	key	key	ADJ
inlawrev-22388	522	10	terms	term	NOUN
inlawrev-22388	522	11	and	and	CCONJ
inlawrev-22388	522	12	conditions	condition	NOUN
inlawrev-22388	522	13	”	"	PUNCT
inlawrev-22388	522	14	through	through	ADP
inlawrev-22388	522	15	“	"	PUNCT
inlawrev-22388	522	16	long	long	ADJ
inlawrev-22388	522	17	,	,	PUNCT
inlawrev-22388	522	18	fine	fine	ADJ
inlawrev-22388	522	19	print	print	NOUN
inlawrev-22388	522	20	[	[	X
inlawrev-22388	522	21	ridden	ridden	ADJ
inlawrev-22388	522	22	]	]	PUNCT
inlawrev-22388	522	23	contracts	contract	NOUN
inlawrev-22388	522	24	”	"	PUNCT
inlawrev-22388	522	25	that	that	PRON
inlawrev-22388	522	26	consumers	consumer	NOUN
inlawrev-22388	522	27	are	be	AUX
inlawrev-22388	522	28	unlikely	unlikely	ADJ
inlawrev-22388	522	29	to	to	ADP
inlawrev-22388	522	30	understand.1	understand.1	PROPN
inlawrev-22388	522	31	5	5	NUM
inlawrev-22388	522	32	4	4	NUM
inlawrev-22388	522	33	the	the	DET
inlawrev-22388	522	34	cfpb	cfpb	NOUN
inlawrev-22388	522	35	has	have	AUX
inlawrev-22388	522	36	rarely	rarely	ADV
inlawrev-22388	522	37	relied	rely	VERB
inlawrev-22388	522	38	on	on	ADP
inlawrev-22388	522	39	this	this	DET
inlawrev-22388	522	40	test	test	NOUN
inlawrev-22388	522	41	,	,	PUNCT
inlawrev-22388	522	42	and	and	CCONJ
inlawrev-22388	522	43	almost	almost	ADV
inlawrev-22388	522	44	always	always	ADV
inlawrev-22388	522	45	alleges	allege	VERB
inlawrev-22388	522	46	it	it	PRON
inlawrev-22388	522	47	,	,	PUNCT
inlawrev-22388	522	48	along	along	ADP
inlawrev-22388	522	49	with	with	ADP
inlawrev-22388	522	50	other	other	ADJ
inlawrev-22388	522	51	abusiveness	abusiveness	NOUN
inlawrev-22388	522	52	tests	test	NOUN
inlawrev-22388	522	53	,	,	PUNCT
inlawrev-22388	522	54	muddying	muddy	VERB
inlawrev-22388	522	55	the	the	DET
inlawrev-22388	522	56	ability	ability	NOUN
inlawrev-22388	522	57	to	to	PART
inlawrev-22388	522	58	interpret	interpret	VERB
inlawrev-22388	522	59	its	its	PRON
inlawrev-22388	522	60	contours.155	contours.155	NOUN
inlawrev-22388	522	61	although	although	SCONJ
inlawrev-22388	522	62	the	the	DET
inlawrev-22388	522	63	case	case	NOUN
inlawrev-22388	522	64	law	law	NOUN
inlawrev-22388	522	65	on	on	ADP
inlawrev-22388	522	66	this	this	DET
inlawrev-22388	522	67	test	test	NOUN
inlawrev-22388	522	68	remains	remain	VERB
inlawrev-22388	522	69	relatively	relatively	ADV
inlawrev-22388	522	70	thin	thin	ADJ
inlawrev-22388	522	71	,	,	PUNCT
inlawrev-22388	522	72	the	the	DET
inlawrev-22388	522	73	following	follow	VERB
inlawrev-22388	522	74	two	two	NUM
inlawrev-22388	522	75	cases	case	NOUN
inlawrev-22388	522	76	illustrate	illustrate	VERB
inlawrev-22388	522	77	a	a	DET
inlawrev-22388	522	78	willingness	willingness	NOUN
inlawrev-22388	522	79	on	on	ADP
inlawrev-22388	522	80	the	the	DET
inlawrev-22388	522	81	part	part	NOUN
inlawrev-22388	522	82	of	of	ADP
inlawrev-22388	522	83	the	the	DET
inlawrev-22388	522	84	cfpb	cfpb	NOUN
inlawrev-22388	522	85	to	to	PART
inlawrev-22388	522	86	allege	allege	VERB
inlawrev-22388	522	87	violations	violation	NOUN
inlawrev-22388	522	88	when	when	SCONJ
inlawrev-22388	522	89	a	a	DET
inlawrev-22388	522	90	company	company	NOUN
inlawrev-22388	522	91	makes	make	VERB
inlawrev-22388	522	92	it	it	PRON
inlawrev-22388	522	93	difficult	difficult	ADJ
inlawrev-22388	522	94	for	for	SCONJ
inlawrev-22388	522	95	consumers	consumer	NOUN
inlawrev-22388	522	96	to	to	PART
inlawrev-22388	522	97	identify	identify	VERB
inlawrev-22388	522	98	important	important	ADJ
inlawrev-22388	522	99	terms	term	NOUN
inlawrev-22388	522	100	and	and	CCONJ
inlawrev-22388	522	101	conditions	condition	NOUN
inlawrev-22388	522	102	or	or	CCONJ
inlawrev-22388	522	103	seemingly	seemingly	ADV
inlawrev-22388	522	104	mislabels	mislabel	VERB
inlawrev-22388	522	105	a	a	DET
inlawrev-22388	522	106	product	product	NOUN
inlawrev-22388	522	107	or	or	CCONJ
inlawrev-22388	522	108	service	service	NOUN
inlawrev-22388	522	109	to	to	PART
inlawrev-22388	522	110	divert	divert	VERB
inlawrev-22388	522	111	the	the	DET
inlawrev-22388	522	112	consumer	consumer	NOUN
inlawrev-22388	522	113	’s	’s	PART
inlawrev-22388	522	114	attention	attention	NOUN
inlawrev-22388	522	115	from	from	ADP
inlawrev-22388	522	116	its	its	PRON
inlawrev-22388	522	117	true	true	ADJ
inlawrev-22388	522	118	form	form	NOUN
inlawrev-22388	522	119	.	.	PUNCT
inlawrev-22388	523	1	the	the	DET
inlawrev-22388	523	2	cfpb	cfpb	NOUN
inlawrev-22388	523	3	alleged	allege	VERB
inlawrev-22388	523	4	a	a	DET
inlawrev-22388	523	5	group	group	NOUN
inlawrev-22388	523	6	of	of	ADP
inlawrev-22388	523	7	internet	internet	NOUN
inlawrev-22388	523	8	-	-	PUNCT
inlawrev-22388	523	9	based	base	VERB
inlawrev-22388	523	10	,	,	PUNCT
inlawrev-22388	523	11	payday	payday	NOUN
inlawrev-22388	523	12	-	-	PUNCT
inlawrev-22388	523	13	loan	loan	NOUN
inlawrev-22388	523	14	companies	company	NOUN
inlawrev-22388	523	15	committed	commit	VERB
inlawrev-22388	523	16	abusive	abusive	ADJ
inlawrev-22388	523	17	acts	act	NOUN
inlawrev-22388	523	18	when	when	SCONJ
inlawrev-22388	523	19	they	they	PRON
inlawrev-22388	523	20	collected	collect	VERB
inlawrev-22388	523	21	loan	loan	NOUN
inlawrev-22388	523	22	amounts	amount	NOUN
inlawrev-22388	523	23	and	and	CCONJ
inlawrev-22388	523	24	fees	fee	NOUN
inlawrev-22388	523	25	that	that	PRON
inlawrev-22388	523	26	were	be	AUX
inlawrev-22388	523	27	void	void	ADJ
inlawrev-22388	523	28	under	under	ADP
inlawrev-22388	523	29	state	state	NOUN
inlawrev-22388	523	30	usury	usury	NOUN
inlawrev-22388	523	31	laws	law	NOUN
inlawrev-22388	523	32	and	and	CCONJ
inlawrev-22388	523	33	also	also	ADV
inlawrev-22388	523	34	threatened	threaten	VERB
inlawrev-22388	523	35	consumers	consumer	NOUN
inlawrev-22388	523	36	with	with	ADP
inlawrev-22388	523	37	lawsuits	lawsuit	NOUN
inlawrev-22388	523	38	and	and	CCONJ
inlawrev-22388	523	39	imprisonment	imprisonment	NOUN
inlawrev-22388	523	40	if	if	SCONJ
inlawrev-22388	523	41	they	they	PRON
inlawrev-22388	523	42	did	do	AUX
inlawrev-22388	523	43	not	not	PART
inlawrev-22388	523	44	pay.156	pay.156	VERB
inlawrev-22388	523	45	so	so	ADV
inlawrev-22388	523	46	because	because	SCONJ
inlawrev-22388	523	47	the	the	DET
inlawrev-22388	523	48	companies	company	NOUN
inlawrev-22388	523	49	’	'	PUNCT
inlawrev-22388	523	50	“	"	PUNCT
inlawrev-22388	523	51	loan	loan	NOUN
inlawrev-22388	523	52	agreements	agreement	NOUN
inlawrev-22388	523	53	and	and	CCONJ
inlawrev-22388	523	54	.	.	PUNCT
inlawrev-22388	523	55	.	.	PUNCT
inlawrev-22388	523	56	.	.	PUNCT
inlawrev-22388	524	1	communications	communication	NOUN
inlawrev-22388	524	2	with	with	ADP
inlawrev-22388	524	3	consumers	consumer	NOUN
inlawrev-22388	524	4	materially	materially	ADV
inlawrev-22388	524	5	interfered	interfere	VERB
inlawrev-22388	524	6	”	"	PUNCT
inlawrev-22388	524	7	with	with	ADP
inlawrev-22388	524	8	their	their	PRON
inlawrev-22388	524	9	ability	ability	NOUN
inlawrev-22388	524	10	to	to	PART
inlawrev-22388	524	11	understand	understand	VERB
inlawrev-22388	524	12	that	that	SCONJ
inlawrev-22388	524	13	they	they	PRON
inlawrev-22388	524	14	were	be	AUX
inlawrev-22388	524	15	not	not	PART
inlawrev-22388	524	16	under	under	ADP
inlawrev-22388	524	17	legal	legal	ADJ
inlawrev-22388	524	18	obligation	obligation	NOUN
inlawrev-22388	524	19	to	to	PART
inlawrev-22388	524	20	repay	repay	VERB
inlawrev-22388	524	21	their	their	PRON
inlawrev-22388	524	22	loans	loan	NOUN
inlawrev-22388	524	23	,	,	PUNCT
inlawrev-22388	524	24	the	the	DET
inlawrev-22388	524	25	companies	company	NOUN
inlawrev-22388	524	26	took	take	VERB
inlawrev-22388	524	27	unreasonable	unreasonable	ADJ
inlawrev-22388	524	28	advantage	advantage	NOUN
inlawrev-22388	524	29	of	of	ADP
inlawrev-22388	524	30	the	the	DET
inlawrev-22388	524	31	consumers	consumer	NOUN
inlawrev-22388	524	32	and	and	CCONJ
inlawrev-22388	524	33	committed	commit	VERB
inlawrev-22388	524	34	abusive	abusive	ADJ
inlawrev-22388	524	35	acts.157	acts.157	NOUN
inlawrev-22388	524	36	in	in	ADP
inlawrev-22388	524	37	other	other	ADJ
inlawrev-22388	524	38	words	word	NOUN
inlawrev-22388	524	39	,	,	PUNCT
inlawrev-22388	524	40	a	a	DET
inlawrev-22388	524	41	material	material	NOUN
inlawrev-22388	524	42	interference	interference	NOUN
inlawrev-22388	524	43	occurred	occur	VERB
inlawrev-22388	524	44	when	when	SCONJ
inlawrev-22388	524	45	the	the	DET
inlawrev-22388	524	46	companies	company	NOUN
inlawrev-22388	524	47	communicated	communicate	VERB
inlawrev-22388	524	48	with	with	ADP
inlawrev-22388	524	49	consumers	consumer	NOUN
inlawrev-22388	524	50	in	in	ADP
inlawrev-22388	524	51	a	a	DET
inlawrev-22388	524	52	manner	manner	NOUN
inlawrev-22388	524	53	solely	solely	ADV
inlawrev-22388	524	54	designed	design	VERB
inlawrev-22388	524	55	to	to	PART
inlawrev-22388	524	56	mislead	mislead	VERB
inlawrev-22388	524	57	and	and	CCONJ
inlawrev-22388	524	58	confuse	confuse	VERB
inlawrev-22388	524	59	them	they	PRON
inlawrev-22388	524	60	.	.	PUNCT
inlawrev-22388	525	1	similarly	similarly	ADV
inlawrev-22388	525	2	,	,	PUNCT
inlawrev-22388	525	3	the	the	DET
inlawrev-22388	525	4	cfpb	cfpb	NOUN
inlawrev-22388	525	5	alleged	allege	VERB
inlawrev-22388	525	6	that	that	SCONJ
inlawrev-22388	525	7	a	a	DET
inlawrev-22388	525	8	pension	pension	NOUN
inlawrev-22388	525	9	advance	advance	NOUN
inlawrev-22388	525	10	company	company	NOUN
inlawrev-22388	525	11	that	that	PRON
inlawrev-22388	525	12	represented	represent	VERB
inlawrev-22388	525	13	it	it	PRON
inlawrev-22388	525	14	would	would	AUX
inlawrev-22388	525	15	transact	transact	VERB
inlawrev-22388	525	16	“	"	PUNCT
inlawrev-22388	525	17	a	a	DET
inlawrev-22388	525	18	pension	pension	NOUN
inlawrev-22388	525	19	buyout	buyout	NOUN
inlawrev-22388	525	20	”	"	PUNCT
inlawrev-22388	525	21	and	and	CCONJ
inlawrev-22388	525	22	advance	advance	NOUN
inlawrev-22388	525	23	pensioners	pensioner	NOUN
inlawrev-22388	525	24	“	"	PUNCT
inlawrev-22388	525	25	cash	cash	NOUN
inlawrev-22388	525	26	when	when	SCONJ
inlawrev-22388	525	27	needed	need	VERB
inlawrev-22388	525	28	”	"	PUNCT
inlawrev-22388	525	29	engaged	engage	VERB
inlawrev-22388	525	30	in	in	ADP
inlawrev-22388	525	31	abusive	abusive	ADJ
inlawrev-22388	525	32	conduct	conduct	NOUN
inlawrev-22388	525	33	when	when	SCONJ
inlawrev-22388	525	34	it	it	PRON
inlawrev-22388	525	35	wrongly	wrongly	ADV
inlawrev-22388	525	36	denied	deny	VERB
inlawrev-22388	525	37	its	its	PRON
inlawrev-22388	525	38	product	product	NOUN
inlawrev-22388	525	39	constituted	constitute	VERB
inlawrev-22388	525	40	a	a	DET
inlawrev-22388	525	41	loan	loan	NOUN
inlawrev-22388	525	42	,	,	PUNCT
inlawrev-22388	525	43	concealed	conceal	VERB
inlawrev-22388	525	44	the	the	DET
inlawrev-22388	525	45	true	true	ADJ
inlawrev-22388	525	46	nature	nature	NOUN
inlawrev-22388	525	47	of	of	ADP
inlawrev-22388	525	48	the	the	DET
inlawrev-22388	525	49	credit	credit	NOUN
inlawrev-22388	525	50	transaction	transaction	NOUN
inlawrev-22388	525	51	,	,	PUNCT
inlawrev-22388	525	52	and	and	CCONJ
inlawrev-22388	525	53	failed	fail	VERB
inlawrev-22388	525	54	to	to	PART
inlawrev-22388	525	55	disclose	disclose	VERB
inlawrev-22388	525	56	the	the	DET
inlawrev-22388	525	57	interest	interest	NOUN
inlawrev-22388	525	58	rate	rate	NOUN
inlawrev-22388	525	59	or	or	CCONJ
inlawrev-22388	525	60	fees	fee	NOUN
inlawrev-22388	525	61	associated	associate	VERB
inlawrev-22388	525	62	with	with	ADP
inlawrev-22388	525	63	the	the	DET
inlawrev-22388	525	64	pension	pension	NOUN
inlawrev-22388	525	65	advance.158	advance.158	NOUN
inlawrev-22388	525	66	even	even	ADV
inlawrev-22388	525	67	further	far	ADV
inlawrev-22388	525	68	,	,	PUNCT
inlawrev-22388	525	69	because	because	SCONJ
inlawrev-22388	525	70	the	the	DET
inlawrev-22388	525	71	company	company	NOUN
inlawrev-22388	525	72	explicitly	explicitly	ADV
inlawrev-22388	525	73	mislead	mislead	VERB
inlawrev-22388	525	74	consumers	consumer	NOUN
inlawrev-22388	525	75	by	by	ADP
inlawrev-22388	525	76	advising	advise	VERB
inlawrev-22388	525	77	them	they	PRON
inlawrev-22388	525	78	that	that	SCONJ
inlawrev-22388	525	79	their	their	PRON
inlawrev-22388	525	80	product	product	NOUN
inlawrev-22388	525	81	was	be	AUX
inlawrev-22388	525	82	preferable	preferable	ADJ
inlawrev-22388	525	83	to	to	ADP
inlawrev-22388	525	84	a	a	DET
inlawrev-22388	525	85	home	home	NOUN
inlawrev-22388	525	86	-	-	PUNCT
inlawrev-22388	525	87	equity	equity	NOUN
inlawrev-22388	525	88	loan	loan	NOUN
inlawrev-22388	525	89	or	or	CCONJ
inlawrev-22388	525	90	a	a	DET
inlawrev-22388	525	91	credit	credit	NOUN
inlawrev-22388	525	92	card	card	NOUN
inlawrev-22388	525	93	that	that	PRON
inlawrev-22388	525	94	were	be	AUX
inlawrev-22388	525	95	actually	actually	ADV
inlawrev-22388	525	96	more	more	ADV
inlawrev-22388	525	97	154	154	NUM
inlawrev-22388	525	98	.	.	PUNCT
inlawrev-22388	525	99	12	12	NUM
inlawrev-22388	525	100	u.s.c	u.s.c	NOUN
inlawrev-22388	525	101	.	.	PUNCT
inlawrev-22388	526	1	§	§	PROPN
inlawrev-22388	526	2	5531(d	5531(d	PROPN
inlawrev-22388	526	3	)	)	PUNCT
inlawrev-22388	526	4	;	;	PUNCT
inlawrev-22388	526	5	alexander	alexander	PROPN
inlawrev-22388	526	6	,	,	PUNCT
inlawrev-22388	526	7	supra	supra	PROPN
inlawrev-22388	526	8	note	note	PROPN
inlawrev-22388	526	9	45	45	NUM
inlawrev-22388	526	10	,	,	PUNCT
inlawrev-22388	526	11	at	at	ADP
inlawrev-22388	526	12	1132	1132	NUM
inlawrev-22388	526	13	-	-	SYM
inlawrev-22388	526	14	35	35	NUM
inlawrev-22388	526	15	;	;	PUNCT
inlawrev-22388	526	16	see	see	AUX
inlawrev-22388	526	17	also	also	ADV
inlawrev-22388	526	18	macro	macro	VERB
inlawrev-22388	526	19	int’l	int’l	NUM
inlawrev-22388	526	20	inc	inc	PROPN
inlawrev-22388	526	21	.	.	PROPN
inlawrev-22388	526	22	,	,	PUNCT
inlawrev-22388	526	23	design	design	NOUN
inlawrev-22388	526	24	and	and	CCONJ
inlawrev-22388	526	25	testing	testing	NOUN
inlawrev-22388	526	26	of	of	ADP
inlawrev-22388	526	27	effective	effective	ADJ
inlawrev-22388	526	28	truth	truth	NOUN
inlawrev-22388	526	29	in	in	ADP
inlawrev-22388	526	30	lending	lending	NOUN
inlawrev-22388	526	31	disclosures	disclosure	NOUN
inlawrev-22388	526	32	6	6	NUM
inlawrev-22388	526	33	(	(	PUNCT
inlawrev-22388	526	34	2007	2007	NUM
inlawrev-22388	526	35	)	)	PUNCT
inlawrev-22388	526	36	(	(	PUNCT
inlawrev-22388	526	37	“	"	PUNCT
inlawrev-22388	526	38	when	when	SCONJ
inlawrev-22388	526	39	shown	show	VERB
inlawrev-22388	526	40	a	a	DET
inlawrev-22388	526	41	sample	sample	NOUN
inlawrev-22388	526	42	cardholder	cardholder	NOUN
inlawrev-22388	526	43	agreement	agreement	NOUN
inlawrev-22388	526	44	,	,	PUNCT
inlawrev-22388	526	45	few	few	ADJ
inlawrev-22388	526	46	of	of	ADP
inlawrev-22388	526	47	the	the	DET
inlawrev-22388	526	48	participants	participant	NOUN
inlawrev-22388	526	49	said	say	VERB
inlawrev-22388	526	50	they	they	PRON
inlawrev-22388	526	51	would	would	AUX
inlawrev-22388	526	52	read	read	VERB
inlawrev-22388	526	53	the	the	DET
inlawrev-22388	526	54	entire	entire	ADJ
inlawrev-22388	526	55	document	document	NOUN
inlawrev-22388	526	56	if	if	SCONJ
inlawrev-22388	526	57	they	they	PRON
inlawrev-22388	526	58	received	receive	VERB
inlawrev-22388	526	59	it	it	PRON
inlawrev-22388	526	60	.	.	PUNCT
inlawrev-22388	527	1	others	other	NOUN
inlawrev-22388	527	2	said	say	VERB
inlawrev-22388	527	3	that	that	SCONJ
inlawrev-22388	527	4	they	they	PRON
inlawrev-22388	527	5	would	would	AUX
inlawrev-22388	527	6	skim	skim	VERB
inlawrev-22388	527	7	it	it	PRON
inlawrev-22388	527	8	and	and	CCONJ
inlawrev-22388	527	9	look	look	VERB
inlawrev-22388	527	10	for	for	SCONJ
inlawrev-22388	527	11	what	what	PRON
inlawrev-22388	527	12	they	they	PRON
inlawrev-22388	527	13	felt	feel	VERB
inlawrev-22388	527	14	were	be	AUX
inlawrev-22388	527	15	the	the	DET
inlawrev-22388	527	16	most	most	ADV
inlawrev-22388	527	17	important	important	ADJ
inlawrev-22388	527	18	headings	heading	NOUN
inlawrev-22388	527	19	.	.	PUNCT
inlawrev-22388	528	1	in	in	ADP
inlawrev-22388	528	2	each	each	DET
inlawrev-22388	528	3	group	group	NOUN
inlawrev-22388	528	4	about	about	ADP
inlawrev-22388	528	5	half	half	NOUN
inlawrev-22388	528	6	of	of	ADP
inlawrev-22388	528	7	participants	participant	NOUN
inlawrev-22388	528	8	said	say	VERB
inlawrev-22388	528	9	that	that	SCONJ
inlawrev-22388	528	10	they	they	PRON
inlawrev-22388	528	11	would	would	AUX
inlawrev-22388	528	12	not	not	PART
inlawrev-22388	528	13	look	look	VERB
inlawrev-22388	528	14	at	at	ADP
inlawrev-22388	528	15	the	the	DET
inlawrev-22388	528	16	cardholder	cardholder	NOUN
inlawrev-22388	528	17	agreement	agreement	NOUN
inlawrev-22388	528	18	at	at	ADV
inlawrev-22388	528	19	all	all	ADV
inlawrev-22388	528	20	.	.	PUNCT
inlawrev-22388	528	21	”	"	PUNCT
inlawrev-22388	528	22	)	)	PUNCT
inlawrev-22388	528	23	;	;	PUNCT
inlawrev-22388	528	24	william	william	PROPN
inlawrev-22388	528	25	hughes	hughes	PROPN
inlawrev-22388	528	26	,	,	PUNCT
inlawrev-22388	528	27	here	here	ADV
inlawrev-22388	528	28	’s	’	VERB
inlawrev-22388	528	29	nine	nine	NUM
inlawrev-22388	528	30	hours	hour	NOUN
inlawrev-22388	528	31	of	of	ADP
inlawrev-22388	528	32	a	a	DET
inlawrev-22388	528	33	guy	guy	NOUN
inlawrev-22388	528	34	reading	read	VERB
inlawrev-22388	528	35	the	the	DET
inlawrev-22388	528	36	entire	entire	ADJ
inlawrev-22388	528	37	terms	term	NOUN
inlawrev-22388	528	38	and	and	CCONJ
inlawrev-22388	528	39	conditions	condition	NOUN
inlawrev-22388	528	40	for	for	ADP
inlawrev-22388	528	41	the	the	DET
inlawrev-22388	528	42	amazon	amazon	PROPN
inlawrev-22388	528	43	kindle	kindle	PROPN
inlawrev-22388	528	44	,	,	PUNCT
inlawrev-22388	528	45	a.v	a.v	PROPN
inlawrev-22388	528	46	.	.	PROPN
inlawrev-22388	528	47	club	club	PROPN
inlawrev-22388	528	48	(	(	PUNCT
inlawrev-22388	528	49	mar	mar	PROPN
inlawrev-22388	528	50	.	.	PROPN
inlawrev-22388	528	51	15	15	NUM
inlawrev-22388	528	52	,	,	PUNCT
inlawrev-22388	528	53	2017	2017	NUM
inlawrev-22388	528	54	,	,	PUNCT
inlawrev-22388	528	55	9:41	9:41	NUM
inlawrev-22388	528	56	pm	pm	NOUN
inlawrev-22388	528	57	)	)	PUNCT
inlawrev-22388	528	58	,	,	PUNCT
inlawrev-22388	528	59	http://www.avclub.com/article/heres-nine-hours-guy-reading-entire-terms-and-cond-252169	http://www.avclub.com/article/heres-nine-hours-guy-reading-entire-terms-and-cond-252169	X
inlawrev-22388	529	1	[	[	X
inlawrev-22388	529	2	https://perma.cc/as3z-k7tj	https://perma.cc/as3z-k7tj	X
inlawrev-22388	529	3	]	]	X
inlawrev-22388	529	4	(	(	PUNCT
inlawrev-22388	529	5	“	"	PUNCT
inlawrev-22388	529	6	the	the	DET
inlawrev-22388	529	7	kindle	kindle	NOUN
inlawrev-22388	529	8	document	document	NOUN
inlawrev-22388	529	9	,	,	PUNCT
inlawrev-22388	529	10	which	which	PRON
inlawrev-22388	529	11	fills	fill	VERB
inlawrev-22388	529	12	a	a	DET
inlawrev-22388	529	13	decent	decent	ADJ
inlawrev-22388	529	14	-	-	PUNCT
inlawrev-22388	529	15	sized	sized	ADJ
inlawrev-22388	529	16	binder	binder	NOUN
inlawrev-22388	529	17	when	when	SCONJ
inlawrev-22388	529	18	printed	print	VERB
inlawrev-22388	529	19	out	out	ADP
inlawrev-22388	529	20	,	,	PUNCT
inlawrev-22388	529	21	is	be	AUX
inlawrev-22388	529	22	more	more	ADJ
inlawrev-22388	529	23	than	than	ADP
inlawrev-22388	529	24	73,000	73,000	NUM
inlawrev-22388	529	25	words	word	NOUN
inlawrev-22388	529	26	long	long	ADJ
inlawrev-22388	529	27	.	.	PUNCT
inlawrev-22388	529	28	”	"	PUNCT
inlawrev-22388	529	29	)	)	PUNCT
inlawrev-22388	529	30	.	.	PUNCT
inlawrev-22388	530	1	155	155	NUM
inlawrev-22388	530	2	.	.	X
inlawrev-22388	530	3	lev	lev	PROPN
inlawrev-22388	530	4	&	&	CCONJ
inlawrev-22388	530	5	shelton	shelton	PROPN
inlawrev-22388	530	6	,	,	PUNCT
inlawrev-22388	530	7	supra	supra	PROPN
inlawrev-22388	530	8	note	note	PROPN
inlawrev-22388	530	9	144	144	NUM
inlawrev-22388	530	10	,	,	PUNCT
inlawrev-22388	530	11	at	at	ADP
inlawrev-22388	530	12	3	3	NUM
inlawrev-22388	530	13	.	.	NOUN
inlawrev-22388	530	14	156	156	NUM
inlawrev-22388	530	15	.	.	PUNCT
inlawrev-22388	531	1	complaint	complaint	NOUN
inlawrev-22388	531	2	at	at	ADP
inlawrev-22388	531	3	12	12	NUM
inlawrev-22388	531	4	,	,	PUNCT
inlawrev-22388	531	5	consumer	consumer	NOUN
inlawrev-22388	531	6	fin	fin	NOUN
inlawrev-22388	531	7	.	.	PUNCT
inlawrev-22388	532	1	prot	prot	PROPN
inlawrev-22388	532	2	.	.	PUNCT
inlawrev-22388	533	1	bureau	bureau	PROPN
inlawrev-22388	533	2	v.	v.	ADP
inlawrev-22388	533	3	ndg	ndg	PROPN
inlawrev-22388	533	4	fin	fin	PROPN
inlawrev-22388	533	5	.	.	PUNCT
inlawrev-22388	533	6	corp	corp	PROPN
inlawrev-22388	533	7	.	.	PROPN
inlawrev-22388	533	8	,	,	PUNCT
inlawrev-22388	533	9	no	no	INTJ
inlawrev-22388	533	10	.	.	NOUN
inlawrev-22388	534	1	1:15	1:15	NUM
inlawrev-22388	534	2	-	-	PUNCT
inlawrev-22388	534	3	cv-05211	cv-05211	PROPN
inlawrev-22388	534	4	(	(	PUNCT
inlawrev-22388	534	5	s.d	s.d	PROPN
inlawrev-22388	534	6	.	.	PROPN
inlawrev-22388	534	7	n.y	n.y	PROPN
inlawrev-22388	534	8	.	.	PROPN
inlawrev-22388	534	9	2015	2015	NUM
inlawrev-22388	534	10	)	)	PUNCT
inlawrev-22388	534	11	.	.	PUNCT
inlawrev-22388	535	1	157	157	NUM
inlawrev-22388	535	2	.	.	PUNCT
inlawrev-22388	536	1	i	i	PRON
inlawrev-22388	536	2	d.	d.	PROPN
inlawrev-22388	536	3	at	at	ADP
inlawrev-22388	536	4	25	25	NUM
inlawrev-22388	536	5	,	,	PUNCT
inlawrev-22388	536	6	27	27	NUM
inlawrev-22388	536	7	.	.	NOUN
inlawrev-22388	536	8	158	158	NUM
inlawrev-22388	536	9	.	.	PUNCT
inlawrev-22388	537	1	complaint	complaint	NOUN
inlawrev-22388	537	2	at	at	ADP
inlawrev-22388	537	3	7	7	NUM
inlawrev-22388	537	4	,	,	PUNCT
inlawrev-22388	537	5	17	17	NUM
inlawrev-22388	537	6	-	-	SYM
inlawrev-22388	537	7	18	18	NUM
inlawrev-22388	537	8	,	,	PUNCT
inlawrev-22388	537	9	consumer	consumer	NOUN
inlawrev-22388	537	10	fin	fin	NOUN
inlawrev-22388	537	11	.	.	PUNCT
inlawrev-22388	538	1	prot	prot	PROPN
inlawrev-22388	538	2	.	.	PUNCT
inlawrev-22388	539	1	bureau	bureau	PROPN
inlawrev-22388	539	2	v.	v.	ADP
inlawrev-22388	539	3	pension	pension	PROPN
inlawrev-22388	539	4	funding	funding	PROPN
inlawrev-22388	539	5	,	,	PUNCT
inlawrev-22388	539	6	llc	llc	PROPN
inlawrev-22388	539	7	,	,	PUNCT
inlawrev-22388	539	8	no	no	INTJ
inlawrev-22388	539	9	.	.	PUNCT
inlawrev-22388	540	1	8:15cv-01329	8:15cv-01329	PROPN
inlawrev-22388	540	2	(	(	PUNCT
inlawrev-22388	540	3	c.d	c.d	PROPN
inlawrev-22388	540	4	.	.	PROPN
inlawrev-22388	540	5	cal	cal	PROPN
inlawrev-22388	540	6	.	.	PUNCT
inlawrev-22388	541	1	2015	2015	NUM
inlawrev-22388	541	2	)	)	PUNCT
inlawrev-22388	541	3	.	.	PUNCT
inlawrev-22388	542	1	2018	2018	NUM
inlawrev-22388	542	2	]	]	PUNCT
inlawrev-22388	542	3	david	david	PROPN
inlawrev-22388	542	4	’s	’s	PART
inlawrev-22388	542	5	sling	sle	VERB
inlawrev-22388	542	6	231	231	NUM
inlawrev-22388	542	7	affordable	affordable	ADJ
inlawrev-22388	542	8	,	,	PUNCT
inlawrev-22388	542	9	it	it	PRON
inlawrev-22388	542	10	materially	materially	ADV
inlawrev-22388	542	11	interfered	interfere	VERB
inlawrev-22388	542	12	with	with	ADP
inlawrev-22388	542	13	the	the	DET
inlawrev-22388	542	14	consumers	consumer	NOUN
inlawrev-22388	542	15	’	’	PART
inlawrev-22388	542	16	ability	ability	NOUN
inlawrev-22388	542	17	to	to	PART
inlawrev-22388	542	18	clearly	clearly	ADV
inlawrev-22388	542	19	understand	understand	VERB
inlawrev-22388	542	20	the	the	DET
inlawrev-22388	542	21	terms	term	NOUN
inlawrev-22388	542	22	and	and	CCONJ
inlawrev-22388	542	23	conditions	condition	NOUN
inlawrev-22388	542	24	of	of	ADP
inlawrev-22388	542	25	the	the	DET
inlawrev-22388	542	26	loan.159	loan.159	PROPN
inlawrev-22388	542	27	2	2	NUM
inlawrev-22388	542	28	.	.	PUNCT
inlawrev-22388	542	29	taking	take	VERB
inlawrev-22388	542	30	advantage	advantage	NOUN
inlawrev-22388	542	31	of	of	ADP
inlawrev-22388	542	32	consumer	consumer	NOUN
inlawrev-22388	542	33	’s	’s	PART
inlawrev-22388	542	34	lack	lack	NOUN
inlawrev-22388	542	35	of	of	ADP
inlawrev-22388	542	36	understanding.—unlike	understanding.—unlike	INTJ
inlawrev-22388	542	37	the	the	DET
inlawrev-22388	542	38	first	first	ADJ
inlawrev-22388	542	39	test	test	NOUN
inlawrev-22388	542	40	,	,	PUNCT
inlawrev-22388	542	41	the	the	DET
inlawrev-22388	542	42	cfpb	cfpb	NOUN
inlawrev-22388	542	43	frequently	frequently	ADV
inlawrev-22388	542	44	brings	bring	VERB
inlawrev-22388	542	45	abusiveness	abusiveness	ADJ
inlawrev-22388	542	46	claims	claim	NOUN
inlawrev-22388	542	47	under	under	ADP
inlawrev-22388	542	48	dodd	dodd	PROPN
inlawrev-22388	542	49	-	-	PUNCT
inlawrev-22388	542	50	frank	frank	PROPN
inlawrev-22388	542	51	’s	’s	PART
inlawrev-22388	542	52	prohibition	prohibition	NOUN
inlawrev-22388	542	53	of	of	ADP
inlawrev-22388	542	54	any	any	DET
inlawrev-22388	542	55	act	act	NOUN
inlawrev-22388	542	56	or	or	CCONJ
inlawrev-22388	542	57	practice	practice	VERB
inlawrev-22388	542	58	that	that	SCONJ
inlawrev-22388	542	59	“	"	PUNCT
inlawrev-22388	542	60	takes	take	VERB
inlawrev-22388	542	61	unreasonable	unreasonable	ADJ
inlawrev-22388	542	62	advantage	advantage	NOUN
inlawrev-22388	542	63	of	of	ADP
inlawrev-22388	542	64	.	.	PUNCT
inlawrev-22388	542	65	.	.	PUNCT
inlawrev-22388	542	66	.	.	PUNCT
inlawrev-22388	543	1	a	a	DET
inlawrev-22388	543	2	lack	lack	NOUN
inlawrev-22388	543	3	of	of	ADP
inlawrev-22388	543	4	understanding	understanding	NOUN
inlawrev-22388	543	5	on	on	ADP
inlawrev-22388	543	6	the	the	DET
inlawrev-22388	543	7	part	part	NOUN
inlawrev-22388	543	8	of	of	ADP
inlawrev-22388	543	9	the	the	DET
inlawrev-22388	543	10	consumer	consumer	NOUN
inlawrev-22388	543	11	of	of	ADP
inlawrev-22388	543	12	the	the	DET
inlawrev-22388	543	13	material	material	NOUN
inlawrev-22388	543	14	risks	risk	NOUN
inlawrev-22388	543	15	,	,	PUNCT
inlawrev-22388	543	16	costs	cost	NOUN
inlawrev-22388	543	17	,	,	PUNCT
inlawrev-22388	543	18	or	or	CCONJ
inlawrev-22388	543	19	conditions	condition	NOUN
inlawrev-22388	543	20	of	of	ADP
inlawrev-22388	543	21	the	the	DET
inlawrev-22388	543	22	product	product	NOUN
inlawrev-22388	543	23	or	or	CCONJ
inlawrev-22388	543	24	service	service	NOUN
inlawrev-22388	543	25	.	.	PUNCT
inlawrev-22388	544	1	”160	”160	VERB
inlawrev-22388	544	2	this	this	DET
inlawrev-22388	544	3	test	test	NOUN
inlawrev-22388	545	1	has	have	AUX
inlawrev-22388	545	2	primarily	primarily	ADV
inlawrev-22388	545	3	been	be	AUX
inlawrev-22388	545	4	used	use	VERB
inlawrev-22388	545	5	when	when	SCONJ
inlawrev-22388	545	6	an	an	DET
inlawrev-22388	545	7	initial	initial	ADJ
inlawrev-22388	545	8	deceptive	deceptive	ADJ
inlawrev-22388	545	9	act	act	NOUN
inlawrev-22388	545	10	by	by	ADP
inlawrev-22388	545	11	the	the	DET
inlawrev-22388	545	12	defendant	defendant	NOUN
inlawrev-22388	545	13	when	when	SCONJ
inlawrev-22388	545	14	garnering	garner	VERB
inlawrev-22388	545	15	the	the	DET
inlawrev-22388	545	16	consumer	consumer	NOUN
inlawrev-22388	545	17	’s	’s	PART
inlawrev-22388	545	18	business	business	NOUN
inlawrev-22388	545	19	creates	create	VERB
inlawrev-22388	545	20	his	his	PRON
inlawrev-22388	545	21	or	or	CCONJ
inlawrev-22388	545	22	her	her	PRON
inlawrev-22388	545	23	lack	lack	NOUN
inlawrev-22388	545	24	of	of	ADP
inlawrev-22388	545	25	understanding.1	understanding.1	PROPN
inlawrev-22388	545	26	6	6	NUM
inlawrev-22388	545	27	1	1	NUM
inlawrev-22388	545	28	in	in	ADP
inlawrev-22388	545	29	other	other	ADJ
inlawrev-22388	545	30	words	word	NOUN
inlawrev-22388	545	31	,	,	PUNCT
inlawrev-22388	545	32	most	most	ADJ
inlawrev-22388	545	33	of	of	ADP
inlawrev-22388	545	34	the	the	DET
inlawrev-22388	545	35	abusiveness	abusiveness	ADJ
inlawrev-22388	545	36	claims	claim	NOUN
inlawrev-22388	545	37	brought	bring	VERB
inlawrev-22388	545	38	under	under	ADP
inlawrev-22388	545	39	this	this	DET
inlawrev-22388	545	40	test	test	NOUN
inlawrev-22388	545	41	also	also	ADV
inlawrev-22388	545	42	include	include	VERB
inlawrev-22388	545	43	an	an	DET
inlawrev-22388	545	44	allegation	allegation	NOUN
inlawrev-22388	545	45	of	of	ADP
inlawrev-22388	545	46	a	a	DET
inlawrev-22388	545	47	deceptive	deceptive	ADJ
inlawrev-22388	545	48	act	act	NOUN
inlawrev-22388	545	49	or	or	CCONJ
inlawrev-22388	545	50	practice	practice	VERB
inlawrev-22388	545	51	that	that	PRON
inlawrev-22388	545	52	then	then	ADV
inlawrev-22388	545	53	leads	lead	VERB
inlawrev-22388	545	54	to	to	ADP
inlawrev-22388	545	55	the	the	DET
inlawrev-22388	545	56	ensuing	ensue	VERB
inlawrev-22388	545	57	consumer	consumer	NOUN
inlawrev-22388	545	58	lack	lack	NOUN
inlawrev-22388	545	59	of	of	ADP
inlawrev-22388	545	60	understanding.162	understanding.162	NOUN
inlawrev-22388	545	61	in	in	ADP
inlawrev-22388	545	62	an	an	DET
inlawrev-22388	545	63	example	example	NOUN
inlawrev-22388	545	64	of	of	ADP
inlawrev-22388	545	65	the	the	DET
inlawrev-22388	545	66	cfpb	cfpb	NOUN
inlawrev-22388	545	67	alleging	allege	VERB
inlawrev-22388	545	68	abusiveness	abusiveness	NOUN
inlawrev-22388	545	69	based	base	VERB
inlawrev-22388	545	70	upon	upon	SCONJ
inlawrev-22388	545	71	an	an	DET
inlawrev-22388	545	72	initial	initial	ADJ
inlawrev-22388	545	73	deceptive	deceptive	ADJ
inlawrev-22388	545	74	act	act	NOUN
inlawrev-22388	545	75	,	,	PUNCT
inlawrev-22388	545	76	the	the	DET
inlawrev-22388	545	77	cfpb	cfpb	NOUN
inlawrev-22388	545	78	sued	sue	VERB
inlawrev-22388	545	79	a	a	DET
inlawrev-22388	545	80	debt	debt	NOUN
inlawrev-22388	545	81	-	-	PUNCT
inlawrev-22388	545	82	relief	relief	NOUN
inlawrev-22388	545	83	company	company	NOUN
inlawrev-22388	545	84	that	that	PRON
inlawrev-22388	545	85	falsely	falsely	ADV
inlawrev-22388	545	86	promised	promise	VERB
inlawrev-22388	545	87	customers	customer	NOUN
inlawrev-22388	545	88	that	that	SCONJ
inlawrev-22388	545	89	it	it	PRON
inlawrev-22388	545	90	would	would	AUX
inlawrev-22388	545	91	“	"	PUNCT
inlawrev-22388	545	92	renegotiate	renegotiate	VERB
inlawrev-22388	545	93	,	,	PUNCT
inlawrev-22388	545	94	settle	settle	NOUN
inlawrev-22388	545	95	,	,	PUNCT
inlawrev-22388	545	96	reduce	reduce	VERB
inlawrev-22388	545	97	,	,	PUNCT
inlawrev-22388	545	98	or	or	CCONJ
inlawrev-22388	545	99	otherwise	otherwise	ADV
inlawrev-22388	545	100	alter	alter	VERB
inlawrev-22388	545	101	the	the	DET
inlawrev-22388	545	102	terms	term	NOUN
inlawrev-22388	545	103	”	"	PUNCT
inlawrev-22388	545	104	of	of	ADP
inlawrev-22388	545	105	their	their	PRON
inlawrev-22388	545	106	debts	debt	NOUN
inlawrev-22388	545	107	in	in	ADP
inlawrev-22388	545	108	exchange	exchange	NOUN
inlawrev-22388	545	109	for	for	ADP
inlawrev-22388	545	110	up	up	ADP
inlawrev-22388	545	111	-	-	PUNCT
inlawrev-22388	545	112	front	front	NOUN
inlawrev-22388	545	113	fees.163	fees.163	NOUN
inlawrev-22388	545	114	the	the	DET
inlawrev-22388	545	115	initial	initial	ADJ
inlawrev-22388	545	116	false	false	ADJ
inlawrev-22388	545	117	promise	promise	NOUN
inlawrev-22388	545	118	itself	itself	PRON
inlawrev-22388	545	119	was	be	AUX
inlawrev-22388	545	120	a	a	DET
inlawrev-22388	545	121	deceptive	deceptive	ADJ
inlawrev-22388	545	122	act	act	NOUN
inlawrev-22388	545	123	because	because	SCONJ
inlawrev-22388	545	124	the	the	DET
inlawrev-22388	545	125	company	company	NOUN
inlawrev-22388	545	126	“	"	PUNCT
inlawrev-22388	545	127	only	only	ADV
inlawrev-22388	545	128	rarely	rarely	ADV
inlawrev-22388	545	129	renegotiated	renegotiate	VERB
inlawrev-22388	545	130	,	,	PUNCT
inlawrev-22388	545	131	settled	settle	VERB
inlawrev-22388	545	132	,	,	PUNCT
inlawrev-22388	545	133	reduced	reduce	VERB
inlawrev-22388	545	134	,	,	PUNCT
inlawrev-22388	545	135	or	or	CCONJ
inlawrev-22388	545	136	otherwise	otherwise	ADV
inlawrev-22388	545	137	altered	alter	VERB
inlawrev-22388	545	138	the	the	DET
inlawrev-22388	545	139	terms	term	NOUN
inlawrev-22388	545	140	of	of	ADP
inlawrev-22388	545	141	debts	debt	NOUN
inlawrev-22388	545	142	for	for	ADP
inlawrev-22388	545	143	consumers	consumer	NOUN
inlawrev-22388	545	144	within	within	ADP
inlawrev-22388	545	145	three	three	NUM
inlawrev-22388	545	146	to	to	PART
inlawrev-22388	545	147	six	six	NUM
inlawrev-22388	545	148	months	month	NOUN
inlawrev-22388	545	149	of	of	ADP
inlawrev-22388	545	150	their	their	PRON
inlawrev-22388	545	151	enrollment	enrollment	NOUN
inlawrev-22388	545	152	.	.	PUNCT
inlawrev-22388	545	153	”1	”1	VERB
inlawrev-22388	545	154	64	64	NUM
inlawrev-22388	545	155	the	the	DET
inlawrev-22388	545	156	cfpb	cfpb	NOUN
inlawrev-22388	545	157	also	also	ADV
inlawrev-22388	545	158	alleged	allege	VERB
inlawrev-22388	545	159	that	that	SCONJ
inlawrev-22388	545	160	it	it	PRON
inlawrev-22388	545	161	was	be	AUX
inlawrev-22388	545	162	“	"	PUNCT
inlawrev-22388	545	163	abusive	abusive	ADJ
inlawrev-22388	545	164	”	"	PUNCT
inlawrev-22388	545	165	to	to	PART
inlawrev-22388	545	166	enroll	enroll	VERB
inlawrev-22388	545	167	consumers	consumer	NOUN
inlawrev-22388	545	168	that	that	PRON
inlawrev-22388	545	169	,	,	PUNCT
inlawrev-22388	545	170	due	due	ADP
inlawrev-22388	545	171	to	to	ADP
inlawrev-22388	545	172	their	their	PRON
inlawrev-22388	545	173	vulnerable	vulnerable	ADJ
inlawrev-22388	545	174	economic	economic	ADJ
inlawrev-22388	545	175	conditions	condition	NOUN
inlawrev-22388	545	176	,	,	PUNCT
inlawrev-22388	545	177	made	make	VERB
inlawrev-22388	545	178	it	it	PRON
inlawrev-22388	545	179	“	"	PUNCT
inlawrev-22388	545	180	highly	highly	ADV
inlawrev-22388	545	181	unlikely	unlikely	ADJ
inlawrev-22388	545	182	that	that	SCONJ
inlawrev-22388	545	183	they	they	PRON
inlawrev-22388	545	184	[	[	X
inlawrev-22388	545	185	could	could	AUX
inlawrev-22388	545	186	]	]	PART
inlawrev-22388	545	187	complete	complete	VERB
inlawrev-22388	545	188	the	the	DET
inlawrev-22388	545	189	programs	program	NOUN
inlawrev-22388	545	190	.	.	PUNCT
inlawrev-22388	545	191	”165	”165	VERB
inlawrev-22388	546	1	in	in	ADP
inlawrev-22388	546	2	other	other	ADJ
inlawrev-22388	546	3	words	word	NOUN
inlawrev-22388	546	4	,	,	PUNCT
inlawrev-22388	546	5	because	because	SCONJ
inlawrev-22388	546	6	the	the	DET
inlawrev-22388	546	7	company	company	NOUN
inlawrev-22388	546	8	“	"	PUNCT
inlawrev-22388	546	9	required	require	VERB
inlawrev-22388	546	10	that	that	SCONJ
inlawrev-22388	546	11	consumers	consumer	NOUN
inlawrev-22388	546	12	complete	complete	VERB
inlawrev-22388	546	13	detailed	detailed	ADJ
inlawrev-22388	546	14	worksheets	worksheet	NOUN
inlawrev-22388	546	15	describing	describe	VERB
inlawrev-22388	546	16	their	their	PRON
inlawrev-22388	546	17	monthly	monthly	ADJ
inlawrev-22388	546	18	income	income	NOUN
inlawrev-22388	546	19	(	(	PUNCT
inlawrev-22388	546	20	including	include	VERB
inlawrev-22388	546	21	income	income	NOUN
inlawrev-22388	546	22	sources	source	NOUN
inlawrev-22388	546	23	)	)	PUNCT
inlawrev-22388	546	24	,	,	PUNCT
inlawrev-22388	546	25	expenditures	expenditure	NOUN
inlawrev-22388	546	26	,	,	PUNCT
inlawrev-22388	546	27	and	and	CCONJ
inlawrev-22388	546	28	debts	debt	NOUN
inlawrev-22388	546	29	”	"	PUNCT
inlawrev-22388	546	30	and	and	CCONJ
inlawrev-22388	546	31	then	then	ADV
inlawrev-22388	546	32	reviewed	review	VERB
inlawrev-22388	546	33	the	the	DET
inlawrev-22388	546	34	information	information	NOUN
inlawrev-22388	546	35	with	with	ADP
inlawrev-22388	546	36	potential	potential	ADJ
inlawrev-22388	546	37	customers	customer	NOUN
inlawrev-22388	546	38	“	"	PUNCT
inlawrev-22388	546	39	before	before	SCONJ
inlawrev-22388	546	40	they	they	PRON
inlawrev-22388	546	41	enter[ed	enter[ed	PROPN
inlawrev-22388	546	42	]	]	PUNCT
inlawrev-22388	546	43	into	into	ADP
inlawrev-22388	546	44	any	any	DET
inlawrev-22388	546	45	debt	debt	NOUN
inlawrev-22388	546	46	-	-	PUNCT
inlawrev-22388	546	47	relief	relief	NOUN
inlawrev-22388	546	48	program	program	NOUN
inlawrev-22388	546	49	,	,	PUNCT
inlawrev-22388	546	50	”	"	PUNCT
inlawrev-22388	546	51	the	the	DET
inlawrev-22388	546	52	company	company	NOUN
inlawrev-22388	546	53	knew	know	VERB
inlawrev-22388	546	54	some	some	DET
inlawrev-22388	546	55	customers	customer	NOUN
inlawrev-22388	546	56	’	'	PUNCT
inlawrev-22388	546	57	dire	dire	ADJ
inlawrev-22388	546	58	financial	financial	ADJ
inlawrev-22388	546	59	circumstances	circumstance	NOUN
inlawrev-22388	546	60	before	before	SCONJ
inlawrev-22388	546	61	it	it	PRON
inlawrev-22388	546	62	collected	collect	VERB
inlawrev-22388	546	63	any	any	DET
inlawrev-22388	546	64	payment	payment	NOUN
inlawrev-22388	546	65	from	from	ADP
inlawrev-22388	546	66	them.166	them.166	NUM
inlawrev-22388	546	67	all	all	PRON
inlawrev-22388	546	68	in	in	ADP
inlawrev-22388	546	69	all	all	PRON
inlawrev-22388	546	70	,	,	PUNCT
inlawrev-22388	546	71	the	the	DET
inlawrev-22388	546	72	company	company	NOUN
inlawrev-22388	546	73	performed	perform	VERB
inlawrev-22388	546	74	abusive	abusive	ADJ
inlawrev-22388	546	75	acts	act	NOUN
inlawrev-22388	546	76	because	because	SCONJ
inlawrev-22388	546	77	of	of	ADP
inlawrev-22388	546	78	its	its	PRON
inlawrev-22388	546	79	knowledge	knowledge	NOUN
inlawrev-22388	546	80	that	that	SCONJ
inlawrev-22388	546	81	it	it	PRON
inlawrev-22388	546	82	would	would	AUX
inlawrev-22388	546	83	not	not	PART
inlawrev-22388	546	84	make	make	VERB
inlawrev-22388	546	85	progress	progress	NOUN
inlawrev-22388	546	86	settling	settle	VERB
inlawrev-22388	546	87	debts	debt	NOUN
inlawrev-22388	546	88	within	within	ADP
inlawrev-22388	546	89	the	the	DET
inlawrev-22388	546	90	time	time	NOUN
inlawrev-22388	546	91	that	that	PRON
inlawrev-22388	546	92	consumers	consumer	NOUN
inlawrev-22388	546	93	could	could	AUX
inlawrev-22388	546	94	continue	continue	VERB
inlawrev-22388	546	95	to	to	PART
inlawrev-22388	546	96	make	make	VERB
inlawrev-22388	546	97	payments	payment	NOUN
inlawrev-22388	546	98	as	as	ADV
inlawrev-22388	546	99	well	well	ADV
inlawrev-22388	546	100	as	as	ADP
inlawrev-22388	546	101	consumers	consumer	NOUN
inlawrev-22388	546	102	’	'	PUNCT
inlawrev-22388	546	103	lack	lack	NOUN
inlawrev-22388	546	104	of	of	ADP
inlawrev-22388	546	105	understanding	understanding	NOUN
inlawrev-22388	546	106	of	of	ADP
inlawrev-22388	546	107	how	how	SCONJ
inlawrev-22388	546	108	long	long	ADV
inlawrev-22388	546	109	it	it	PRON
inlawrev-22388	546	110	would	would	AUX
inlawrev-22388	546	111	take	take	VERB
inlawrev-22388	546	112	the	the	DET
inlawrev-22388	546	113	company	company	NOUN
inlawrev-22388	546	114	to	to	PART
inlawrev-22388	546	115	settle	settle	VERB
inlawrev-22388	546	116	their	their	PRON
inlawrev-22388	546	117	debts	debt	NOUN
inlawrev-22388	546	118	“	"	PUNCT
inlawrev-22388	546	119	before	before	ADP
inlawrev-22388	546	120	realizing	realize	VERB
inlawrev-22388	546	121	any	any	DET
inlawrev-22388	546	122	benefits	benefit	NOUN
inlawrev-22388	546	123	from	from	ADP
inlawrev-22388	546	124	enrolling	enrol	VERB
inlawrev-22388	546	125	”	"	PUNCT
inlawrev-22388	546	126	in	in	ADP
inlawrev-22388	546	127	the	the	DET
inlawrev-22388	546	128	service.167	service.167	NOUN
inlawrev-22388	546	129	in	in	ADP
inlawrev-22388	546	130	another	another	DET
inlawrev-22388	546	131	example	example	NOUN
inlawrev-22388	546	132	of	of	ADP
inlawrev-22388	546	133	an	an	DET
inlawrev-22388	546	134	abusiveness	abusiveness	ADJ
inlawrev-22388	546	135	claim	claim	NOUN
inlawrev-22388	546	136	predicated	predicate	VERB
inlawrev-22388	546	137	upon	upon	SCONJ
inlawrev-22388	546	138	an	an	DET
inlawrev-22388	546	139	initial	initial	ADJ
inlawrev-22388	546	140	deceptive	deceptive	ADJ
inlawrev-22388	546	141	act	act	NOUN
inlawrev-22388	546	142	,	,	PUNCT
inlawrev-22388	546	143	the	the	DET
inlawrev-22388	546	144	cfpb	cfpb	NOUN
inlawrev-22388	546	145	alleged	allege	VERB
inlawrev-22388	546	146	that	that	SCONJ
inlawrev-22388	546	147	a	a	DET
inlawrev-22388	546	148	company	company	NOUN
inlawrev-22388	546	149	“	"	PUNCT
inlawrev-22388	546	150	engaged	engage	VERB
inlawrev-22388	546	151	in	in	ADP
inlawrev-22388	546	152	offering	offering	NOUN
inlawrev-22388	546	153	,	,	PUNCT
inlawrev-22388	546	154	providing	provide	VERB
inlawrev-22388	546	155	,	,	PUNCT
inlawrev-22388	546	156	collecting	collect	VERB
inlawrev-22388	546	157	upon	upon	ADP
inlawrev-22388	546	158	,	,	PUNCT
inlawrev-22388	546	159	and	and	CCONJ
inlawrev-22388	546	160	taking	take	VERB
inlawrev-22388	546	161	assignment	assignment	NOUN
inlawrev-22388	546	162	of	of	ADP
inlawrev-22388	546	163	open	open	ADJ
inlawrev-22388	546	164	-	-	PUNCT
inlawrev-22388	546	165	end	end	NOUN
inlawrev-22388	546	166	financing	financing	NOUN
inlawrev-22388	546	167	agreements	agreement	NOUN
inlawrev-22388	546	168	”	"	PUNCT
inlawrev-22388	546	169	committed	commit	VERB
inlawrev-22388	546	170	deceptive	deceptive	ADJ
inlawrev-22388	546	171	and	and	CCONJ
inlawrev-22388	546	172	abusive	abusive	ADJ
inlawrev-22388	546	173	acts	act	NOUN
inlawrev-22388	546	174	when	when	SCONJ
inlawrev-22388	546	175	it	it	PRON
inlawrev-22388	546	176	entered	enter	VERB
inlawrev-22388	546	177	into	into	ADP
inlawrev-22388	546	178	financing	financing	NOUN
inlawrev-22388	546	179	agreements	agreement	NOUN
inlawrev-22388	546	180	159	159	NUM
inlawrev-22388	546	181	.	.	PUNCT
inlawrev-22388	547	1	i	i	PRON
inlawrev-22388	547	2	d.	d.	PROPN
inlawrev-22388	547	3	at	at	ADP
inlawrev-22388	547	4	17	17	NUM
inlawrev-22388	547	5	.	.	PUNCT
inlawrev-22388	548	1	160	160	NUM
inlawrev-22388	548	2	.	.	NOUN
inlawrev-22388	548	3	lev	lev	PROPN
inlawrev-22388	548	4	&	&	CCONJ
inlawrev-22388	548	5	shelton	shelton	PROPN
inlawrev-22388	548	6	,	,	PUNCT
inlawrev-22388	548	7	supra	supra	PROPN
inlawrev-22388	548	8	note	note	PROPN
inlawrev-22388	548	9	144	144	NUM
inlawrev-22388	548	10	,	,	PUNCT
inlawrev-22388	548	11	at	at	ADP
inlawrev-22388	548	12	2	2	NUM
inlawrev-22388	548	13	.	.	NUM
inlawrev-22388	548	14	161	161	NUM
inlawrev-22388	548	15	.	.	PUNCT
inlawrev-22388	549	1	i	i	PRON
inlawrev-22388	549	2	d.	d.	PROPN
inlawrev-22388	549	3	at	at	ADP
inlawrev-22388	549	4	5	5	NUM
inlawrev-22388	549	5	.	.	PUNCT
inlawrev-22388	549	6	162	162	NUM
inlawrev-22388	549	7	.	.	PUNCT
inlawrev-22388	550	1	i	i	PRON
inlawrev-22388	550	2	d.	d.	PROPN
inlawrev-22388	550	3	163	163	NUM
inlawrev-22388	550	4	.	.	PUNCT
inlawrev-22388	551	1	complaint	complaint	NOUN
inlawrev-22388	551	2	at	at	ADP
inlawrev-22388	551	3	4	4	NUM
inlawrev-22388	551	4	,	,	PUNCT
inlawrev-22388	551	5	consumer	consumer	NOUN
inlawrev-22388	551	6	fin	fin	NOUN
inlawrev-22388	551	7	.	.	PUNCT
inlawrev-22388	552	1	prot	prot	PROPN
inlawrev-22388	552	2	.	.	PUNCT
inlawrev-22388	553	1	bureau	bureau	PROPN
inlawrev-22388	553	2	v.	v.	ADP
inlawrev-22388	553	3	am	am	PROPN
inlawrev-22388	553	4	.	.	PUNCT
inlawrev-22388	554	1	debt	debt	NOUN
inlawrev-22388	554	2	settlement	settlement	NOUN
inlawrev-22388	554	3	sols	sol	NOUN
inlawrev-22388	554	4	.	.	PUNCT
inlawrev-22388	554	5	,	,	PUNCT
inlawrev-22388	554	6	inc	inc	PROPN
inlawrev-22388	554	7	.	.	PROPN
inlawrev-22388	554	8	,	,	PUNCT
inlawrev-22388	554	9	no	no	INTJ
inlawrev-22388	554	10	.	.	PUNCT
inlawrev-22388	555	1	9:13cv-80548	9:13cv-80548	NOUN
inlawrev-22388	555	2	(	(	PUNCT
inlawrev-22388	555	3	s.d	s.d	PROPN
inlawrev-22388	555	4	.	.	PROPN
inlawrev-22388	555	5	fla	fla	PROPN
inlawrev-22388	555	6	.	.	PUNCT
inlawrev-22388	556	1	2013	2013	NUM
inlawrev-22388	556	2	)	)	PUNCT
inlawrev-22388	556	3	.	.	PUNCT
inlawrev-22388	557	1	164	164	NUM
inlawrev-22388	557	2	.	.	PUNCT
inlawrev-22388	558	1	i	i	PRON
inlawrev-22388	558	2	d.	d.	PROPN
inlawrev-22388	558	3	at	at	ADP
inlawrev-22388	558	4	7	7	NUM
inlawrev-22388	558	5	.	.	NOUN
inlawrev-22388	558	6	165	165	NUM
inlawrev-22388	558	7	.	.	PUNCT
inlawrev-22388	559	1	i	i	PRON
inlawrev-22388	559	2	d.	d.	PROPN
inlawrev-22388	559	3	at	at	ADP
inlawrev-22388	559	4	4	4	NUM
inlawrev-22388	559	5	,	,	PUNCT
inlawrev-22388	559	6	13	13	NUM
inlawrev-22388	559	7	-	-	SYM
inlawrev-22388	559	8	15	15	NUM
inlawrev-22388	559	9	.	.	NOUN
inlawrev-22388	559	10	166	166	NUM
inlawrev-22388	559	11	.	.	PUNCT
inlawrev-22388	560	1	i	i	PRON
inlawrev-22388	560	2	d.	d.	PROPN
inlawrev-22388	560	3	at	at	ADP
inlawrev-22388	560	4	4	4	NUM
inlawrev-22388	560	5	.	.	NOUN
inlawrev-22388	560	6	167	167	NUM
inlawrev-22388	560	7	.	.	PUNCT
inlawrev-22388	561	1	i	i	PRON
inlawrev-22388	561	2	d.	d.	PROPN
inlawrev-22388	561	3	at	at	ADP
inlawrev-22388	561	4	14	14	NUM
inlawrev-22388	561	5	-	-	SYM
inlawrev-22388	561	6	15	15	NUM
inlawrev-22388	561	7	.	.	PUNCT
inlawrev-22388	561	8	232	232	NUM
inlawrev-22388	561	9	indiana	indiana	PROPN
inlawrev-22388	561	10	law	law	PROPN
inlawrev-22388	561	11	review	review	NOUN
inlawrev-22388	561	12	[	[	X
inlawrev-22388	561	13	vol	vol	NOUN
inlawrev-22388	561	14	.	.	PUNCT
inlawrev-22388	561	15	51:211	51:211	NUM
inlawrev-22388	561	16	that	that	PRON
inlawrev-22388	561	17	imposed	impose	VERB
inlawrev-22388	561	18	interest	interest	NOUN
inlawrev-22388	561	19	rates	rate	NOUN
inlawrev-22388	561	20	violating	violate	VERB
inlawrev-22388	561	21	state	state	NOUN
inlawrev-22388	561	22	usury	usury	NOUN
inlawrev-22388	561	23	laws	law	NOUN
inlawrev-22388	561	24	on	on	ADP
inlawrev-22388	561	25	consumers	consumer	NOUN
inlawrev-22388	561	26	that	that	PRON
inlawrev-22388	561	27	did	do	AUX
inlawrev-22388	561	28	not	not	PART
inlawrev-22388	561	29	“	"	PUNCT
inlawrev-22388	561	30	understand	understand	VERB
inlawrev-22388	561	31	the	the	DET
inlawrev-22388	561	32	impact	impact	NOUN
inlawrev-22388	561	33	[	[	X
inlawrev-22388	561	34	of	of	ADP
inlawrev-22388	561	35	the	the	DET
inlawrev-22388	561	36	]	]	X
inlawrev-22388	561	37	laws	law	NOUN
inlawrev-22388	561	38	.	.	PUNCT
inlawrev-22388	561	39	”168	”168	NOUN
inlawrev-22388	561	40	when	when	SCONJ
inlawrev-22388	561	41	the	the	DET
inlawrev-22388	561	42	company	company	NOUN
inlawrev-22388	561	43	demanded	demand	VERB
inlawrev-22388	561	44	payment	payment	NOUN
inlawrev-22388	561	45	from	from	ADP
inlawrev-22388	561	46	customers	customer	NOUN
inlawrev-22388	561	47	,	,	PUNCT
inlawrev-22388	561	48	it	it	PRON
inlawrev-22388	561	49	deceptively	deceptively	ADV
inlawrev-22388	561	50	represented	represent	VERB
inlawrev-22388	561	51	that	that	SCONJ
inlawrev-22388	561	52	the	the	DET
inlawrev-22388	561	53	customers	customer	NOUN
inlawrev-22388	561	54	were	be	AUX
inlawrev-22388	561	55	“	"	PUNCT
inlawrev-22388	561	56	legally	legally	ADV
inlawrev-22388	561	57	obligated	obligate	VERB
inlawrev-22388	561	58	to	to	PART
inlawrev-22388	561	59	pay	pay	VERB
inlawrev-22388	561	60	the	the	DET
inlawrev-22388	561	61	full	full	ADJ
inlawrev-22388	561	62	amount	amount	NOUN
inlawrev-22388	561	63	collected	collect	VERB
inlawrev-22388	561	64	or	or	CCONJ
inlawrev-22388	561	65	demanded	demand	VERB
inlawrev-22388	561	66	.	.	PUNCT
inlawrev-22388	561	67	”169	”169	PUNCT
inlawrev-22388	562	1	thus	thus	ADV
inlawrev-22388	562	2	the	the	DET
inlawrev-22388	562	3	company	company	NOUN
inlawrev-22388	562	4	“	"	PUNCT
inlawrev-22388	562	5	took	take	VERB
inlawrev-22388	562	6	unreasonable	unreasonable	ADJ
inlawrev-22388	562	7	advantage	advantage	NOUN
inlawrev-22388	562	8	of	of	ADP
inlawrev-22388	562	9	these	these	DET
inlawrev-22388	562	10	consumers	consumer	NOUN
inlawrev-22388	562	11	’	'	PUNCT
inlawrev-22388	562	12	lack	lack	NOUN
inlawrev-22388	562	13	of	of	ADP
inlawrev-22388	562	14	understanding	understanding	NOUN
inlawrev-22388	562	15	about	about	ADP
inlawrev-22388	562	16	the	the	DET
inlawrev-22388	562	17	impact	impact	NOUN
inlawrev-22388	562	18	of	of	ADP
inlawrev-22388	562	19	applicable	applicable	ADJ
inlawrev-22388	562	20	state	state	NOUN
inlawrev-22388	562	21	laws	law	NOUN
inlawrev-22388	562	22	”	"	PUNCT
inlawrev-22388	562	23	and	and	CCONJ
inlawrev-22388	562	24	engaged	engage	VERB
inlawrev-22388	562	25	in	in	ADP
inlawrev-22388	562	26	an	an	DET
inlawrev-22388	562	27	abusive	abusive	ADJ
inlawrev-22388	562	28	act.170	act.170	NOUN
inlawrev-22388	562	29	additionally	additionally	ADV
inlawrev-22388	562	30	,	,	PUNCT
inlawrev-22388	562	31	these	these	DET
inlawrev-22388	562	32	claims	claim	NOUN
inlawrev-22388	562	33	are	be	AUX
inlawrev-22388	562	34	sometimes	sometimes	ADV
inlawrev-22388	562	35	framed	frame	VERB
inlawrev-22388	562	36	in	in	ADP
inlawrev-22388	562	37	the	the	DET
inlawrev-22388	562	38	same	same	ADJ
inlawrev-22388	562	39	way	way	NOUN
inlawrev-22388	562	40	as	as	ADP
inlawrev-22388	562	41	a	a	DET
inlawrev-22388	562	42	claim	claim	NOUN
inlawrev-22388	562	43	of	of	ADP
inlawrev-22388	562	44	unconscionability	unconscionability	NOUN
inlawrev-22388	562	45	:	:	PUNCT
inlawrev-22388	562	46	a	a	DET
inlawrev-22388	562	47	claim	claim	NOUN
inlawrev-22388	562	48	may	may	AUX
inlawrev-22388	562	49	arise	arise	VERB
inlawrev-22388	562	50	when	when	SCONJ
inlawrev-22388	562	51	a	a	DET
inlawrev-22388	562	52	company	company	NOUN
inlawrev-22388	562	53	exercises	exercise	VERB
inlawrev-22388	562	54	its	its	PRON
inlawrev-22388	562	55	one	one	NUM
inlawrev-22388	562	56	-	-	PUNCT
inlawrev-22388	562	57	sided	sided	ADJ
inlawrev-22388	562	58	ability	ability	NOUN
inlawrev-22388	562	59	to	to	PART
inlawrev-22388	562	60	change	change	VERB
inlawrev-22388	562	61	a	a	DET
inlawrev-22388	562	62	contract	contract	NOUN
inlawrev-22388	562	63	when	when	SCONJ
inlawrev-22388	562	64	the	the	DET
inlawrev-22388	562	65	consumer	consumer	NOUN
inlawrev-22388	562	66	did	do	AUX
inlawrev-22388	562	67	not	not	PART
inlawrev-22388	562	68	know	know	VERB
inlawrev-22388	562	69	it	it	PRON
inlawrev-22388	562	70	could	could	AUX
inlawrev-22388	562	71	effect	effect	VERB
inlawrev-22388	562	72	this	this	DET
inlawrev-22388	562	73	power.171	power.171	NOUN
inlawrev-22388	562	74	for	for	ADP
inlawrev-22388	562	75	example	example	NOUN
inlawrev-22388	562	76	,	,	PUNCT
inlawrev-22388	562	77	a	a	DET
inlawrev-22388	562	78	credit	credit	NOUN
inlawrev-22388	562	79	card	card	NOUN
inlawrev-22388	562	80	company	company	NOUN
inlawrev-22388	562	81	changing	change	VERB
inlawrev-22388	562	82	a	a	DET
inlawrev-22388	562	83	consumer	consumer	NOUN
inlawrev-22388	562	84	’s	’s	PART
inlawrev-22388	562	85	credit	credit	NOUN
inlawrev-22388	562	86	card	card	NOUN
inlawrev-22388	562	87	interest	interest	NOUN
inlawrev-22388	562	88	rate	rate	NOUN
inlawrev-22388	562	89	may	may	AUX
inlawrev-22388	562	90	take	take	VERB
inlawrev-22388	562	91	advantage	advantage	NOUN
inlawrev-22388	562	92	of	of	ADP
inlawrev-22388	562	93	its	its	PRON
inlawrev-22388	562	94	customer	customer	NOUN
inlawrev-22388	562	95	’s	’s	PART
inlawrev-22388	562	96	lack	lack	NOUN
inlawrev-22388	562	97	of	of	ADP
inlawrev-22388	562	98	understanding	understanding	NOUN
inlawrev-22388	562	99	because	because	SCONJ
inlawrev-22388	562	100	this	this	DET
inlawrev-22388	562	101	power	power	NOUN
inlawrev-22388	562	102	“	"	PUNCT
inlawrev-22388	562	103	makes	make	VERB
inlawrev-22388	562	104	it	it	PRON
inlawrev-22388	562	105	impossible	impossible	ADJ
inlawrev-22388	562	106	for	for	SCONJ
inlawrev-22388	562	107	consumers	consumer	NOUN
inlawrev-22388	562	108	to	to	PART
inlawrev-22388	562	109	ever	ever	ADV
inlawrev-22388	562	110	understand	understand	VERB
inlawrev-22388	562	111	the	the	DET
inlawrev-22388	562	112	true	true	ADJ
inlawrev-22388	562	113	cost	cost	NOUN
inlawrev-22388	562	114	of	of	ADP
inlawrev-22388	562	115	using	use	VERB
inlawrev-22388	562	116	the	the	DET
inlawrev-22388	562	117	card	card	NOUN
inlawrev-22388	562	118	since	since	SCONJ
inlawrev-22388	562	119	the	the	DET
inlawrev-22388	562	120	price	price	NOUN
inlawrev-22388	562	121	of	of	ADP
inlawrev-22388	562	122	a	a	DET
inlawrev-22388	562	123	transaction	transaction	NOUN
inlawrev-22388	562	124	can	can	AUX
inlawrev-22388	562	125	never	never	ADV
inlawrev-22388	562	126	be	be	AUX
inlawrev-22388	562	127	known	know	VERB
inlawrev-22388	562	128	with	with	ADP
inlawrev-22388	562	129	certainty	certainty	NOUN
inlawrev-22388	562	130	until	until	SCONJ
inlawrev-22388	562	131	it	it	PRON
inlawrev-22388	562	132	is	be	AUX
inlawrev-22388	562	133	paid	pay	VERB
inlawrev-22388	562	134	off	off	ADP
inlawrev-22388	562	135	in	in	ADP
inlawrev-22388	562	136	full	full	ADJ
inlawrev-22388	562	137	.	.	PUNCT
inlawrev-22388	562	138	”172	”172	PUNCT
inlawrev-22388	563	1	3	3	NUM
inlawrev-22388	563	2	.	.	PUNCT
inlawrev-22388	563	3	taking	take	VERB
inlawrev-22388	563	4	advantage	advantage	NOUN
inlawrev-22388	563	5	of	of	ADP
inlawrev-22388	563	6	consumer	consumer	NOUN
inlawrev-22388	563	7	’s	’s	PART
inlawrev-22388	563	8	inability	inability	NOUN
inlawrev-22388	563	9	to	to	PART
inlawrev-22388	563	10	protect	protect	VERB
inlawrev-22388	563	11	interests	interest	NOUN
inlawrev-22388	563	12	in	in	ADP
inlawrev-22388	563	13	selecting	select	VERB
inlawrev-22388	563	14	or	or	CCONJ
inlawrev-22388	563	15	using	use	VERB
inlawrev-22388	563	16	product	product	NOUN
inlawrev-22388	563	17	or	or	CCONJ
inlawrev-22388	563	18	service.—the	service.—the	DET
inlawrev-22388	563	19	cfpb	cfpb	NOUN
inlawrev-22388	563	20	has	have	AUX
inlawrev-22388	563	21	contended	contend	VERB
inlawrev-22388	563	22	that	that	SCONJ
inlawrev-22388	563	23	companies	company	NOUN
inlawrev-22388	563	24	have	have	AUX
inlawrev-22388	563	25	taken	take	VERB
inlawrev-22388	563	26	advantage	advantage	NOUN
inlawrev-22388	563	27	of	of	ADP
inlawrev-22388	563	28	a	a	DET
inlawrev-22388	563	29	consumer	consumer	NOUN
inlawrev-22388	563	30	’s	’s	PART
inlawrev-22388	563	31	inability	inability	NOUN
inlawrev-22388	563	32	to	to	PART
inlawrev-22388	563	33	protect	protect	VERB
inlawrev-22388	563	34	his	his	PRON
inlawrev-22388	563	35	or	or	CCONJ
inlawrev-22388	563	36	her	her	PRON
inlawrev-22388	563	37	interest	interest	NOUN
inlawrev-22388	563	38	in	in	ADP
inlawrev-22388	563	39	selecting	select	VERB
inlawrev-22388	563	40	or	or	CCONJ
inlawrev-22388	563	41	using	use	VERB
inlawrev-22388	563	42	a	a	DET
inlawrev-22388	563	43	consumer	consumer	NOUN
inlawrev-22388	563	44	financial	financial	ADJ
inlawrev-22388	563	45	product	product	NOUN
inlawrev-22388	563	46	or	or	CCONJ
inlawrev-22388	563	47	service	service	NOUN
inlawrev-22388	563	48	more	more	ADJ
inlawrev-22388	563	49	than	than	ADP
inlawrev-22388	563	50	any	any	PRON
inlawrev-22388	563	51	of	of	ADP
inlawrev-22388	563	52	the	the	DET
inlawrev-22388	563	53	other	other	ADJ
inlawrev-22388	563	54	abusive	abusive	ADJ
inlawrev-22388	563	55	tests.173	tests.173	NOUN
inlawrev-22388	563	56	that	that	PRON
inlawrev-22388	563	57	being	be	AUX
inlawrev-22388	563	58	said	say	VERB
inlawrev-22388	563	59	,	,	PUNCT
inlawrev-22388	563	60	the	the	DET
inlawrev-22388	563	61	test	test	NOUN
inlawrev-22388	563	62	’s	’s	PART
inlawrev-22388	563	63	standards	standard	NOUN
inlawrev-22388	563	64	have	have	AUX
inlawrev-22388	563	65	been	be	AUX
inlawrev-22388	563	66	somewhat	somewhat	ADV
inlawrev-22388	563	67	inconsistently	inconsistently	ADV
inlawrev-22388	563	68	applied.174	applied.174	PROPN
inlawrev-22388	563	69	although	although	SCONJ
inlawrev-22388	563	70	many	many	ADJ
inlawrev-22388	563	71	of	of	ADP
inlawrev-22388	563	72	the	the	DET
inlawrev-22388	563	73	cases	case	NOUN
inlawrev-22388	563	74	here	here	ADV
inlawrev-22388	563	75	are	be	AUX
inlawrev-22388	563	76	similar	similar	ADJ
inlawrev-22388	563	77	to	to	ADP
inlawrev-22388	563	78	those	those	PRON
inlawrev-22388	563	79	of	of	ADP
inlawrev-22388	563	80	the	the	DET
inlawrev-22388	563	81	test	test	NOUN
inlawrev-22388	563	82	prohibiting	prohibit	VERB
inlawrev-22388	563	83	“	"	PUNCT
inlawrev-22388	563	84	tak[ing	tak[e	VERB
inlawrev-22388	563	85	]	]	PUNCT
inlawrev-22388	563	86	unreasonable	unreasonable	ADJ
inlawrev-22388	563	87	advantage	advantage	NOUN
inlawrev-22388	563	88	of	of	ADP
inlawrev-22388	563	89	.	.	PUNCT
inlawrev-22388	563	90	.	.	PUNCT
inlawrev-22388	563	91	.	.	PUNCT
inlawrev-22388	564	1	a	a	DET
inlawrev-22388	564	2	lack	lack	NOUN
inlawrev-22388	564	3	of	of	ADP
inlawrev-22388	564	4	understanding	understanding	NOUN
inlawrev-22388	564	5	on	on	ADP
inlawrev-22388	564	6	the	the	DET
inlawrev-22388	564	7	part	part	NOUN
inlawrev-22388	564	8	of	of	ADP
inlawrev-22388	564	9	the	the	DET
inlawrev-22388	564	10	consumer	consumer	NOUN
inlawrev-22388	564	11	,	,	PUNCT
inlawrev-22388	564	12	”	"	PUNCT
inlawrev-22388	564	13	the	the	DET
inlawrev-22388	564	14	focus	focus	NOUN
inlawrev-22388	564	15	primarily	primarily	ADV
inlawrev-22388	564	16	lies	lie	VERB
inlawrev-22388	564	17	on	on	ADP
inlawrev-22388	564	18	the	the	DET
inlawrev-22388	564	19	nature	nature	NOUN
inlawrev-22388	564	20	of	of	ADP
inlawrev-22388	564	21	the	the	DET
inlawrev-22388	564	22	company	company	NOUN
inlawrev-22388	564	23	’s	’s	PART
inlawrev-22388	564	24	conduct	conduct	NOUN
inlawrev-22388	564	25	,	,	PUNCT
inlawrev-22388	564	26	without	without	ADP
inlawrev-22388	564	27	delving	delve	VERB
inlawrev-22388	564	28	into	into	ADP
inlawrev-22388	564	29	the	the	DET
inlawrev-22388	564	30	question	question	NOUN
inlawrev-22388	564	31	of	of	ADP
inlawrev-22388	564	32	whether	whether	SCONJ
inlawrev-22388	564	33	consumers	consumer	NOUN
inlawrev-22388	564	34	had	have	AUX
inlawrev-22388	564	35	sufficient	sufficient	ADJ
inlawrev-22388	564	36	information	information	NOUN
inlawrev-22388	564	37	to	to	PART
inlawrev-22388	564	38	avoid	avoid	VERB
inlawrev-22388	564	39	the	the	DET
inlawrev-22388	564	40	abusiveness.175	abusiveness.175	NOUN
inlawrev-22388	564	41	in	in	ADP
inlawrev-22388	564	42	other	other	ADJ
inlawrev-22388	564	43	words	word	NOUN
inlawrev-22388	564	44	,	,	PUNCT
inlawrev-22388	564	45	although	although	SCONJ
inlawrev-22388	564	46	the	the	DET
inlawrev-22388	564	47	second	second	ADJ
inlawrev-22388	564	48	abusiveness	abusiveness	NOUN
inlawrev-22388	564	49	test	test	NOUN
inlawrev-22388	564	50	focuses	focus	VERB
inlawrev-22388	564	51	on	on	ADP
inlawrev-22388	564	52	an	an	DET
inlawrev-22388	564	53	initial	initial	ADJ
inlawrev-22388	564	54	deceptive	deceptive	ADJ
inlawrev-22388	564	55	act	act	NOUN
inlawrev-22388	564	56	or	or	CCONJ
inlawrev-22388	564	57	practice	practice	NOUN
inlawrev-22388	564	58	,	,	PUNCT
inlawrev-22388	564	59	this	this	DET
inlawrev-22388	564	60	prong	prong	NOUN
inlawrev-22388	564	61	concentrates	concentrate	VERB
inlawrev-22388	564	62	more	more	ADV
inlawrev-22388	564	63	on	on	ADP
inlawrev-22388	564	64	preventing	prevent	VERB
inlawrev-22388	564	65	unfairness	unfairness	NOUN
inlawrev-22388	564	66	.	.	PUNCT
inlawrev-22388	565	1	because	because	SCONJ
inlawrev-22388	565	2	“	"	PUNCT
inlawrev-22388	565	3	unfairness	unfairness	NOUN
inlawrev-22388	565	4	is	be	AUX
inlawrev-22388	565	5	the	the	DET
inlawrev-22388	565	6	set	set	NOUN
inlawrev-22388	565	7	of	of	ADP
inlawrev-22388	565	8	general	general	ADJ
inlawrev-22388	565	9	principles	principle	NOUN
inlawrev-22388	565	10	of	of	ADP
inlawrev-22388	565	11	which	which	DET
inlawrev-22388	565	12	deception	deception	NOUN
inlawrev-22388	565	13	is	be	AUX
inlawrev-22388	565	14	a	a	DET
inlawrev-22388	565	15	particularly	particularly	ADV
inlawrev-22388	565	16	well	well	ADV
inlawrev-22388	565	17	-	-	PUNCT
inlawrev-22388	565	18	established	establish	VERB
inlawrev-22388	565	19	and	and	CCONJ
inlawrev-22388	565	20	streamlined	streamlined	ADJ
inlawrev-22388	565	21	subset,”176	subset,”176	NOUN
inlawrev-22388	565	22	all	all	DET
inlawrev-22388	565	23	second	second	ADJ
inlawrev-22388	565	24	-	-	PUNCT
inlawrev-22388	565	25	test	test	NOUN
inlawrev-22388	565	26	claims	claim	NOUN
inlawrev-22388	565	27	could	could	AUX
inlawrev-22388	565	28	also	also	ADV
inlawrev-22388	565	29	be	be	AUX
inlawrev-22388	565	30	brought	bring	VERB
inlawrev-22388	565	31	under	under	ADP
inlawrev-22388	565	32	this	this	DET
inlawrev-22388	565	33	third	third	ADJ
inlawrev-22388	565	34	test	test	NOUN
inlawrev-22388	565	35	since	since	SCONJ
inlawrev-22388	565	36	a	a	DET
inlawrev-22388	565	37	consumer	consumer	NOUN
inlawrev-22388	565	38	who	who	PRON
inlawrev-22388	565	39	can	can	AUX
inlawrev-22388	565	40	not	not	PART
inlawrev-22388	565	41	“	"	PUNCT
inlawrev-22388	565	42	understand	understand	VERB
inlawrev-22388	565	43	[	[	X
inlawrev-22388	565	44	]	]	X
inlawrev-22388	565	45	.	.	PUNCT
inlawrev-22388	565	46	.	.	PUNCT
inlawrev-22388	565	47	.	.	PUNCT
inlawrev-22388	566	1	the	the	DET
inlawrev-22388	566	2	material	material	NOUN
inlawrev-22388	566	3	risks	risk	NOUN
inlawrev-22388	566	4	,	,	PUNCT
inlawrev-22388	566	5	costs	cost	NOUN
inlawrev-22388	566	6	,	,	PUNCT
inlawrev-22388	566	7	or	or	CCONJ
inlawrev-22388	566	8	conditions	condition	NOUN
inlawrev-22388	566	9	of	of	ADP
inlawrev-22388	566	10	a	a	DET
inlawrev-22388	566	11	product	product	NOUN
inlawrev-22388	566	12	or	or	CCONJ
inlawrev-22388	566	13	service	service	NOUN
inlawrev-22388	566	14	”	"	PUNCT
inlawrev-22388	566	15	can	can	AUX
inlawrev-22388	566	16	not	not	PART
inlawrev-22388	566	17	then	then	ADV
inlawrev-22388	566	18	protect	protect	VERB
inlawrev-22388	566	19	those	those	PRON
inlawrev-22388	566	20	unrecognized	unrecognize	VERB
inlawrev-22388	566	21	interests.177	interests.177	ADJ
inlawrev-22388	566	22	for	for	ADP
inlawrev-22388	566	23	example	example	NOUN
inlawrev-22388	566	24	,	,	PUNCT
inlawrev-22388	566	25	the	the	DET
inlawrev-22388	566	26	cfpb	cfpb	NOUN
inlawrev-22388	566	27	entered	enter	VERB
inlawrev-22388	566	28	a	a	DET
inlawrev-22388	566	29	consent	consent	NOUN
inlawrev-22388	566	30	order	order	NOUN
inlawrev-22388	566	31	after	after	ADP
inlawrev-22388	566	32	alleging	allege	VERB
inlawrev-22388	566	33	that	that	SCONJ
inlawrev-22388	566	34	when	when	SCONJ
inlawrev-22388	566	35	a	a	DET
inlawrev-22388	566	36	payday	payday	NOUN
inlawrev-22388	566	37	lender	lender	NOUN
inlawrev-22388	566	38	created	create	VERB
inlawrev-22388	566	39	“	"	PUNCT
inlawrev-22388	566	40	an	an	DET
inlawrev-22388	566	41	artificial	artificial	ADJ
inlawrev-22388	566	42	sense	sense	NOUN
inlawrev-22388	566	43	of	of	ADP
inlawrev-22388	566	44	urgency	urgency	NOUN
inlawrev-22388	566	45	”	"	PUNCT
inlawrev-22388	566	46	to	to	PART
inlawrev-22388	566	47	convince	convince	VERB
inlawrev-22388	566	48	“	"	PUNCT
inlawrev-22388	566	49	delinquent	delinquent	ADJ
inlawrev-22388	566	50	borrowers	borrower	NOUN
inlawrev-22388	566	51	with	with	ADP
inlawrev-22388	566	52	a	a	DET
inlawrev-22388	566	53	demonstrated	demonstrate	VERB
inlawrev-22388	566	54	inability	inability	NOUN
inlawrev-22388	566	55	to	to	PART
inlawrev-22388	566	56	repay	repay	VERB
inlawrev-22388	566	57	their	their	PRON
inlawrev-22388	566	58	existing	exist	VERB
inlawrev-22388	566	59	loan	loan	NOUN
inlawrev-22388	566	60	”	"	PUNCT
inlawrev-22388	566	61	to	to	PART
inlawrev-22388	566	62	refinance	refinance	VERB
inlawrev-22388	566	63	their	their	PRON
inlawrev-22388	566	64	loans	loan	NOUN
inlawrev-22388	566	65	into	into	ADP
inlawrev-22388	566	66	new	new	ADJ
inlawrev-22388	566	67	loans	loan	NOUN
inlawrev-22388	566	68	by	by	ADP
inlawrev-22388	566	69	“	"	PUNCT
inlawrev-22388	566	70	cit[ing	cit[ing	PROPN
inlawrev-22388	566	71	]	]	PUNCT
inlawrev-22388	566	72	the	the	DET
inlawrev-22388	566	73	company	company	NOUN
inlawrev-22388	566	74	’s	’s	PART
inlawrev-22388	566	75	initial	initial	ADJ
inlawrev-22388	566	76	loan	loan	NOUN
inlawrev-22388	566	77	approval	approval	NOUN
inlawrev-22388	566	78	as	as	ADP
inlawrev-22388	566	79	168	168	NUM
inlawrev-22388	566	80	.	.	PUNCT
inlawrev-22388	567	1	consent	consent	NOUN
inlawrev-22388	567	2	order	order	NOUN
inlawrev-22388	567	3	at	at	ADP
inlawrev-22388	567	4	6	6	NUM
inlawrev-22388	567	5	,	,	PUNCT
inlawrev-22388	567	6	11	11	NUM
inlawrev-22388	567	7	-	-	SYM
inlawrev-22388	567	8	12	12	NUM
inlawrev-22388	567	9	,	,	PUNCT
inlawrev-22388	567	10	in	in	ADP
inlawrev-22388	567	11	re	re	PROPN
inlawrev-22388	567	12	colfax	colfax	PROPN
inlawrev-22388	567	13	capital	capital	PROPN
inlawrev-22388	567	14	corp	corp	PROPN
inlawrev-22388	567	15	.	.	PROPN
inlawrev-22388	567	16	,	,	PUNCT
inlawrev-22388	567	17	no	no	INTJ
inlawrev-22388	567	18	.	.	NOUN
inlawrev-22388	567	19	2014	2014	NUM
inlawrev-22388	567	20	-	-	PUNCT
inlawrev-22388	567	21	cfpb-0009	cfpb-0009	ADJ
inlawrev-22388	567	22	.	.	PUNCT
inlawrev-22388	568	1	169	169	NUM
inlawrev-22388	568	2	.	.	PUNCT
inlawrev-22388	569	1	i	i	PRON
inlawrev-22388	569	2	d.	d.	PROPN
inlawrev-22388	569	3	at	at	ADP
inlawrev-22388	569	4	11	11	NUM
inlawrev-22388	569	5	.	.	PUNCT
inlawrev-22388	569	6	170	170	NUM
inlawrev-22388	569	7	.	.	PUNCT
inlawrev-22388	570	1	i	i	PRON
inlawrev-22388	570	2	d.	d.	PROPN
inlawrev-22388	570	3	at	at	ADP
inlawrev-22388	570	4	12	12	NUM
inlawrev-22388	570	5	.	.	PUNCT
inlawrev-22388	571	1	171	171	NUM
inlawrev-22388	571	2	.	.	PUNCT
inlawrev-22388	572	1	alexander	alexander	PROPN
inlawrev-22388	572	2	,	,	PUNCT
inlawrev-22388	572	3	supra	supra	PROPN
inlawrev-22388	572	4	note	note	PROPN
inlawrev-22388	572	5	45	45	NUM
inlawrev-22388	572	6	,	,	PUNCT
inlawrev-22388	572	7	at	at	ADP
inlawrev-22388	572	8	1132	1132	NUM
inlawrev-22388	572	9	.	.	PUNCT
inlawrev-22388	573	1	172	172	NUM
inlawrev-22388	573	2	.	.	PUNCT
inlawrev-22388	574	1	i	i	PRON
inlawrev-22388	574	2	d.	d.	PROPN
inlawrev-22388	574	3	173	173	NUM
inlawrev-22388	574	4	.	.	PUNCT
inlawrev-22388	575	1	lev	lev	PROPN
inlawrev-22388	575	2	&	&	CCONJ
inlawrev-22388	575	3	shelton	shelton	PROPN
inlawrev-22388	575	4	,	,	PUNCT
inlawrev-22388	575	5	supra	supra	PROPN
inlawrev-22388	575	6	note	note	PROPN
inlawrev-22388	575	7	144	144	NUM
inlawrev-22388	575	8	,	,	PUNCT
inlawrev-22388	575	9	at	at	ADP
inlawrev-22388	575	10	5	5	NUM
inlawrev-22388	575	11	.	.	NOUN
inlawrev-22388	575	12	174	174	NUM
inlawrev-22388	575	13	.	.	PUNCT
inlawrev-22388	576	1	i	i	PRON
inlawrev-22388	576	2	d.	d.	PROPN
inlawrev-22388	576	3	at	at	ADP
inlawrev-22388	576	4	5	5	NUM
inlawrev-22388	576	5	-	-	SYM
inlawrev-22388	576	6	6	6	NUM
inlawrev-22388	576	7	.	.	NUM
inlawrev-22388	576	8	175	175	NUM
inlawrev-22388	576	9	.	.	PUNCT
inlawrev-22388	577	1	i	i	PRON
inlawrev-22388	577	2	d.	d.	PROPN
inlawrev-22388	577	3	at	at	ADP
inlawrev-22388	577	4	2	2	NUM
inlawrev-22388	577	5	,	,	PUNCT
inlawrev-22388	577	6	6	6	NUM
inlawrev-22388	577	7	.	.	NOUN
inlawrev-22388	577	8	176	176	NUM
inlawrev-22388	577	9	.	.	PUNCT
inlawrev-22388	578	1	in	in	ADP
inlawrev-22388	578	2	re	re	ADP
inlawrev-22388	578	3	int’l	int’l	PROPN
inlawrev-22388	578	4	harvester	harvester	PROPN
inlawrev-22388	578	5	co.	co.	PROPN
inlawrev-22388	578	6	,	,	PUNCT
inlawrev-22388	578	7	104	104	NUM
inlawrev-22388	578	8	f.t.c	f.t.c	NOUN
inlawrev-22388	578	9	.	.	PROPN
inlawrev-22388	579	1	949	949	NUM
inlawrev-22388	579	2	,	,	PUNCT
inlawrev-22388	579	3	1060	1060	NUM
inlawrev-22388	579	4	(	(	PUNCT
inlawrev-22388	579	5	1984	1984	NUM
inlawrev-22388	579	6	)	)	PUNCT
inlawrev-22388	579	7	.	.	PUNCT
inlawrev-22388	580	1	177	177	NUM
inlawrev-22388	580	2	.	.	X
inlawrev-22388	580	3	lev	lev	PROPN
inlawrev-22388	580	4	&	&	CCONJ
inlawrev-22388	580	5	shelton	shelton	PROPN
inlawrev-22388	580	6	,	,	PUNCT
inlawrev-22388	580	7	supra	supra	PROPN
inlawrev-22388	580	8	note	note	PROPN
inlawrev-22388	580	9	144	144	NUM
inlawrev-22388	580	10	,	,	PUNCT
inlawrev-22388	580	11	at	at	ADP
inlawrev-22388	580	12	2	2	NUM
inlawrev-22388	580	13	.	.	NOUN
inlawrev-22388	580	14	2018	2018	NUM
inlawrev-22388	580	15	]	]	PUNCT
inlawrev-22388	581	1	david	david	PROPN
inlawrev-22388	581	2	’s	’s	PART
inlawrev-22388	581	3	sling	sle	VERB
inlawrev-22388	581	4	233	233	NUM
inlawrev-22388	581	5	evidence	evidence	NOUN
inlawrev-22388	581	6	that	that	SCONJ
inlawrev-22388	581	7	consumers	consumer	NOUN
inlawrev-22388	581	8	could	could	AUX
inlawrev-22388	581	9	afford	afford	VERB
inlawrev-22388	581	10	to	to	PART
inlawrev-22388	581	11	repay	repay	VERB
inlawrev-22388	581	12	the	the	DET
inlawrev-22388	581	13	new	new	ADJ
inlawrev-22388	581	14	loan	loan	NOUN
inlawrev-22388	581	15	,	,	PUNCT
inlawrev-22388	581	16	”	"	PUNCT
inlawrev-22388	581	17	it	it	PRON
inlawrev-22388	581	18	took	take	VERB
inlawrev-22388	581	19	unreasonable	unreasonable	ADJ
inlawrev-22388	581	20	advantage	advantage	NOUN
inlawrev-22388	581	21	of	of	ADP
inlawrev-22388	581	22	its	its	PRON
inlawrev-22388	581	23	customers	customer	NOUN
inlawrev-22388	581	24	’	’	PART
inlawrev-22388	581	25	inability	inability	NOUN
inlawrev-22388	581	26	to	to	PART
inlawrev-22388	581	27	protect	protect	VERB
inlawrev-22388	581	28	their	their	PRON
inlawrev-22388	581	29	interests	interest	NOUN
inlawrev-22388	581	30	in	in	ADP
inlawrev-22388	581	31	using	use	VERB
inlawrev-22388	581	32	its	its	PRON
inlawrev-22388	581	33	services.178	services.178	ADJ
inlawrev-22388	581	34	the	the	DET
inlawrev-22388	581	35	cfpb	cfpb	NOUN
inlawrev-22388	581	36	determined	determine	VERB
inlawrev-22388	581	37	that	that	SCONJ
inlawrev-22388	581	38	because	because	SCONJ
inlawrev-22388	581	39	the	the	DET
inlawrev-22388	581	40	lender	lender	NOUN
inlawrev-22388	581	41	knew	know	VERB
inlawrev-22388	581	42	the	the	DET
inlawrev-22388	581	43	borrowers	borrower	NOUN
inlawrev-22388	581	44	were	be	AUX
inlawrev-22388	581	45	unlikely	unlikely	ADJ
inlawrev-22388	581	46	to	to	PART
inlawrev-22388	581	47	be	be	AUX
inlawrev-22388	581	48	able	able	ADJ
inlawrev-22388	581	49	to	to	PART
inlawrev-22388	581	50	pay	pay	VERB
inlawrev-22388	581	51	off	off	ADP
inlawrev-22388	581	52	the	the	DET
inlawrev-22388	581	53	new	new	ADJ
inlawrev-22388	581	54	loans	loan	NOUN
inlawrev-22388	581	55	,	,	PUNCT
inlawrev-22388	581	56	it	it	PRON
inlawrev-22388	581	57	was	be	AUX
inlawrev-22388	581	58	abusive	abusive	ADJ
inlawrev-22388	581	59	for	for	SCONJ
inlawrev-22388	581	60	it	it	PRON
inlawrev-22388	581	61	to	to	PART
inlawrev-22388	581	62	induce	induce	VERB
inlawrev-22388	581	63	them	they	PRON
inlawrev-22388	581	64	to	to	PART
inlawrev-22388	581	65	take	take	VERB
inlawrev-22388	581	66	out	out	ADP
inlawrev-22388	581	67	new	new	ADJ
inlawrev-22388	581	68	loans	loan	NOUN
inlawrev-22388	581	69	laden	laden	ADJ
inlawrev-22388	581	70	with	with	ADP
inlawrev-22388	581	71	additional	additional	ADJ
inlawrev-22388	581	72	fees.179	fees.179	NOUN
inlawrev-22388	581	73	this	this	DET
inlawrev-22388	581	74	case	case	NOUN
inlawrev-22388	581	75	illustrates	illustrate	VERB
inlawrev-22388	581	76	that	that	SCONJ
inlawrev-22388	581	77	not	not	PART
inlawrev-22388	581	78	only	only	ADV
inlawrev-22388	581	79	was	be	AUX
inlawrev-22388	581	80	the	the	DET
inlawrev-22388	581	81	lender	lender	NOUN
inlawrev-22388	581	82	prohibited	prohibit	VERB
inlawrev-22388	581	83	from	from	ADP
inlawrev-22388	581	84	taking	take	VERB
inlawrev-22388	581	85	advantage	advantage	NOUN
inlawrev-22388	581	86	of	of	ADP
inlawrev-22388	581	87	the	the	DET
inlawrev-22388	581	88	borrowers	borrower	NOUN
inlawrev-22388	581	89	’	’	PART
inlawrev-22388	581	90	inability	inability	NOUN
inlawrev-22388	581	91	to	to	PART
inlawrev-22388	581	92	protect	protect	VERB
inlawrev-22388	581	93	their	their	PRON
inlawrev-22388	581	94	interests	interest	NOUN
inlawrev-22388	581	95	in	in	ADP
inlawrev-22388	581	96	selecting	select	VERB
inlawrev-22388	581	97	its	its	PRON
inlawrev-22388	581	98	service	service	NOUN
inlawrev-22388	581	99	,	,	PUNCT
inlawrev-22388	581	100	but	but	CCONJ
inlawrev-22388	581	101	also	also	ADV
inlawrev-22388	581	102	that	that	SCONJ
inlawrev-22388	581	103	it	it	PRON
inlawrev-22388	581	104	could	could	AUX
inlawrev-22388	581	105	not	not	PART
inlawrev-22388	581	106	—	—	PUNCT
inlawrev-22388	581	107	in	in	ADP
inlawrev-22388	581	108	an	an	DET
inlawrev-22388	581	109	attempt	attempt	NOUN
inlawrev-22388	581	110	to	to	PART
inlawrev-22388	581	111	create	create	VERB
inlawrev-22388	581	112	new	new	ADJ
inlawrev-22388	581	113	loans	loan	NOUN
inlawrev-22388	581	114	—	—	PUNCT
inlawrev-22388	581	115	act	act	VERB
inlawrev-22388	581	116	in	in	ADP
inlawrev-22388	581	117	a	a	DET
inlawrev-22388	581	118	way	way	NOUN
inlawrev-22388	581	119	that	that	PRON
inlawrev-22388	581	120	took	take	VERB
inlawrev-22388	581	121	advantage	advantage	NOUN
inlawrev-22388	581	122	of	of	ADP
inlawrev-22388	581	123	their	their	PRON
inlawrev-22388	581	124	existing	exist	VERB
inlawrev-22388	581	125	indebtedness	indebtedness	NOUN
inlawrev-22388	581	126	to	to	PART
inlawrev-22388	581	127	prey	prey	VERB
inlawrev-22388	581	128	on	on	ADP
inlawrev-22388	581	129	the	the	DET
inlawrev-22388	581	130	consumer	consumer	NOUN
inlawrev-22388	581	131	’s	’s	PART
inlawrev-22388	581	132	inability	inability	NOUN
inlawrev-22388	581	133	to	to	PART
inlawrev-22388	581	134	protect	protect	VERB
inlawrev-22388	581	135	their	their	PRON
inlawrev-22388	581	136	interests	interest	NOUN
inlawrev-22388	581	137	in	in	ADP
inlawrev-22388	581	138	using	use	VERB
inlawrev-22388	581	139	its	its	PRON
inlawrev-22388	581	140	services	service	NOUN
inlawrev-22388	581	141	as	as	ADP
inlawrev-22388	581	142	well.180	well.180	ADJ
inlawrev-22388	581	143	in	in	ADP
inlawrev-22388	581	144	other	other	ADJ
inlawrev-22388	581	145	words	word	NOUN
inlawrev-22388	581	146	,	,	PUNCT
inlawrev-22388	581	147	companies	company	NOUN
inlawrev-22388	581	148	can	can	AUX
inlawrev-22388	581	149	not	not	PART
inlawrev-22388	581	150	unreasonably	unreasonably	ADV
inlawrev-22388	581	151	use	use	VERB
inlawrev-22388	581	152	an	an	DET
inlawrev-22388	581	153	existing	exist	VERB
inlawrev-22388	581	154	relationship	relationship	NOUN
inlawrev-22388	581	155	as	as	ADP
inlawrev-22388	581	156	leverage	leverage	NOUN
inlawrev-22388	581	157	against	against	ADP
inlawrev-22388	581	158	consumers	consumer	NOUN
inlawrev-22388	581	159	to	to	PART
inlawrev-22388	581	160	take	take	VERB
inlawrev-22388	581	161	advantage	advantage	NOUN
inlawrev-22388	581	162	of	of	ADP
inlawrev-22388	581	163	their	their	PRON
inlawrev-22388	581	164	inability	inability	NOUN
inlawrev-22388	581	165	to	to	PART
inlawrev-22388	581	166	protect	protect	VERB
inlawrev-22388	581	167	their	their	PRON
inlawrev-22388	581	168	interests	interest	NOUN
inlawrev-22388	581	169	.	.	PUNCT
inlawrev-22388	582	1	in	in	ADP
inlawrev-22388	582	2	another	another	DET
inlawrev-22388	582	3	case	case	NOUN
inlawrev-22388	582	4	,	,	PUNCT
inlawrev-22388	582	5	the	the	DET
inlawrev-22388	582	6	cfpb	cfpb	NOUN
inlawrev-22388	582	7	alleged	allege	VERB
inlawrev-22388	582	8	that	that	SCONJ
inlawrev-22388	582	9	when	when	SCONJ
inlawrev-22388	582	10	a	a	DET
inlawrev-22388	582	11	store	store	NOUN
inlawrev-22388	582	12	that	that	PRON
inlawrev-22388	582	13	specialized	specialize	VERB
inlawrev-22388	582	14	in	in	ADP
inlawrev-22388	582	15	selling	sell	VERB
inlawrev-22388	582	16	furniture	furniture	NOUN
inlawrev-22388	582	17	and	and	CCONJ
inlawrev-22388	582	18	electronics	electronic	NOUN
inlawrev-22388	582	19	on	on	ADP
inlawrev-22388	582	20	installment	installment	NOUN
inlawrev-22388	582	21	plans	plan	NOUN
inlawrev-22388	582	22	to	to	PART
inlawrev-22388	582	23	military	military	ADJ
inlawrev-22388	582	24	veterans	veteran	NOUN
inlawrev-22388	582	25	filed	file	VERB
inlawrev-22388	582	26	debtcollection	debtcollection	NOUN
inlawrev-22388	582	27	lawsuits	lawsuit	NOUN
inlawrev-22388	582	28	in	in	ADP
inlawrev-22388	582	29	virginia	virginia	PROPN
inlawrev-22388	582	30	courts	court	NOUN
inlawrev-22388	582	31	against	against	ADP
inlawrev-22388	582	32	customers	customer	NOUN
inlawrev-22388	582	33	who	who	PRON
inlawrev-22388	582	34	signed	sign	VERB
inlawrev-22388	582	35	their	their	PRON
inlawrev-22388	582	36	contracts	contract	NOUN
inlawrev-22388	582	37	and	and	CCONJ
inlawrev-22388	582	38	lived	live	VERB
inlawrev-22388	582	39	outside	outside	ADP
inlawrev-22388	582	40	of	of	ADP
inlawrev-22388	582	41	virginia	virginia	PROPN
inlawrev-22388	582	42	,	,	PUNCT
inlawrev-22388	582	43	it	it	PRON
inlawrev-22388	582	44	also	also	ADV
inlawrev-22388	582	45	took	take	VERB
inlawrev-22388	582	46	unreasonable	unreasonable	ADJ
inlawrev-22388	582	47	advantage	advantage	NOUN
inlawrev-22388	582	48	of	of	ADP
inlawrev-22388	582	49	its	its	PRON
inlawrev-22388	582	50	customers	customer	NOUN
inlawrev-22388	582	51	’	’	PART
inlawrev-22388	582	52	inability	inability	NOUN
inlawrev-22388	582	53	to	to	PART
inlawrev-22388	582	54	protect	protect	VERB
inlawrev-22388	582	55	their	their	PRON
inlawrev-22388	582	56	interests	interest	NOUN
inlawrev-22388	582	57	in	in	ADP
inlawrev-22388	582	58	selecting	select	VERB
inlawrev-22388	582	59	its	its	PRON
inlawrev-22388	582	60	services.181	services.181	NOUN
inlawrev-22388	582	61	unbeknownst	unbeknownst	ADJ
inlawrev-22388	582	62	to	to	ADP
inlawrev-22388	582	63	many	many	ADJ
inlawrev-22388	582	64	customers	customer	NOUN
inlawrev-22388	582	65	,	,	PUNCT
inlawrev-22388	582	66	the	the	DET
inlawrev-22388	582	67	financing	financing	NOUN
inlawrev-22388	582	68	agreements	agreement	NOUN
inlawrev-22388	582	69	contained	contain	VERB
inlawrev-22388	582	70	venueselection	venueselection	NOUN
inlawrev-22388	582	71	clauses	clause	NOUN
inlawrev-22388	582	72	in	in	ADP
inlawrev-22388	582	73	their	their	PRON
inlawrev-22388	582	74	form	form	NOUN
inlawrev-22388	582	75	contracts.182	contracts.182	NOUN
inlawrev-22388	582	76	additionally	additionally	ADV
inlawrev-22388	582	77	,	,	PUNCT
inlawrev-22388	582	78	because	because	SCONJ
inlawrev-22388	582	79	the	the	DET
inlawrev-22388	582	80	customers	customer	NOUN
inlawrev-22388	582	81	“	"	PUNCT
inlawrev-22388	582	82	had	have	VERB
inlawrev-22388	582	83	little	little	ADJ
inlawrev-22388	582	84	opportunity	opportunity	NOUN
inlawrev-22388	582	85	to	to	PART
inlawrev-22388	582	86	review	review	VERB
inlawrev-22388	582	87	”	"	PUNCT
inlawrev-22388	582	88	the	the	DET
inlawrev-22388	582	89	contracts	contract	NOUN
inlawrev-22388	582	90	before	before	ADP
inlawrev-22388	582	91	signing	sign	VERB
inlawrev-22388	582	92	and	and	CCONJ
inlawrev-22388	582	93	were	be	AUX
inlawrev-22388	582	94	unable	unable	ADJ
inlawrev-22388	582	95	to	to	PART
inlawrev-22388	582	96	“	"	PUNCT
inlawrev-22388	582	97	bargain	bargain	VERB
inlawrev-22388	582	98	for	for	ADP
inlawrev-22388	582	99	[	[	X
inlawrev-22388	582	100	their	their	PRON
inlawrev-22388	582	101	]	]	X
inlawrev-22388	582	102	removal	removal	NOUN
inlawrev-22388	582	103	because	because	SCONJ
inlawrev-22388	582	104	the	the	DET
inlawrev-22388	582	105	clause[s	clause[s	NOUN
inlawrev-22388	582	106	]	]	X
inlawrev-22388	583	1	[	[	X
inlawrev-22388	583	2	were	be	AUX
inlawrev-22388	583	3	]	]	PUNCT
inlawrev-22388	583	4	non	non	ADJ
inlawrev-22388	583	5	-	-	ADJ
inlawrev-22388	583	6	negotiable,”183	negotiable,”183	ADJ
inlawrev-22388	583	7	the	the	DET
inlawrev-22388	583	8	company	company	NOUN
inlawrev-22388	583	9	’s	’s	PART
inlawrev-22388	583	10	practice	practice	NOUN
inlawrev-22388	583	11	of	of	ADP
inlawrev-22388	583	12	filing	file	VERB
inlawrev-22388	583	13	lawsuits	lawsuit	NOUN
inlawrev-22388	583	14	in	in	ADP
inlawrev-22388	583	15	virginia	virginia	PROPN
inlawrev-22388	583	16	was	be	AUX
inlawrev-22388	583	17	abusive	abusive	ADJ
inlawrev-22388	583	18	because	because	SCONJ
inlawrev-22388	583	19	the	the	DET
inlawrev-22388	583	20	customers	customer	NOUN
inlawrev-22388	583	21	“	"	PUNCT
inlawrev-22388	583	22	were	be	AUX
inlawrev-22388	583	23	unable	unable	ADJ
inlawrev-22388	583	24	to	to	PART
inlawrev-22388	583	25	appear	appear	VERB
inlawrev-22388	583	26	and	and	CCONJ
inlawrev-22388	583	27	assert	assert	VERB
inlawrev-22388	583	28	defense[s	defense[s	PROPN
inlawrev-22388	583	29	]	]	PUNCT
inlawrev-22388	583	30	,	,	PUNCT
inlawrev-22388	583	31	”	"	PUNCT
inlawrev-22388	583	32	almost	almost	ADV
inlawrev-22388	583	33	always	always	ADV
inlawrev-22388	583	34	leading	lead	VERB
inlawrev-22388	583	35	to	to	ADP
inlawrev-22388	583	36	default	default	NOUN
inlawrev-22388	583	37	judgments	judgment	NOUN
inlawrev-22388	583	38	against	against	ADP
inlawrev-22388	583	39	the	the	DET
inlawrev-22388	583	40	customers.184	customers.184	NOUN
inlawrev-22388	583	41	here	here	ADV
inlawrev-22388	583	42	,	,	PUNCT
inlawrev-22388	583	43	the	the	DET
inlawrev-22388	583	44	cfpb	cfpb	NOUN
inlawrev-22388	583	45	gave	give	VERB
inlawrev-22388	583	46	a	a	DET
inlawrev-22388	583	47	quite	quite	ADV
inlawrev-22388	583	48	literal	literal	ADJ
inlawrev-22388	583	49	reading	reading	NOUN
inlawrev-22388	583	50	of	of	ADP
inlawrev-22388	583	51	the	the	DET
inlawrev-22388	583	52	inability	inability	NOUN
inlawrev-22388	583	53	of	of	ADP
inlawrev-22388	583	54	the	the	DET
inlawrev-22388	583	55	customers	customer	NOUN
inlawrev-22388	583	56	to	to	PART
inlawrev-22388	583	57	protect	protect	VERB
inlawrev-22388	583	58	their	their	PRON
inlawrev-22388	583	59	interests	interest	NOUN
inlawrev-22388	583	60	by	by	ADP
inlawrev-22388	583	61	alleging	allege	VERB
inlawrev-22388	583	62	that	that	SCONJ
inlawrev-22388	583	63	abuse	abuse	NOUN
inlawrev-22388	583	64	occurs	occur	VERB
inlawrev-22388	583	65	when	when	SCONJ
inlawrev-22388	583	66	customers	customer	NOUN
inlawrev-22388	583	67	are	be	AUX
inlawrev-22388	583	68	unlikely	unlikely	ADJ
inlawrev-22388	583	69	or	or	CCONJ
inlawrev-22388	583	70	unable	unable	ADJ
inlawrev-22388	583	71	to	to	PART
inlawrev-22388	583	72	appear	appear	VERB
inlawrev-22388	583	73	in	in	ADP
inlawrev-22388	583	74	court	court	NOUN
inlawrev-22388	583	75	to	to	PART
inlawrev-22388	583	76	defend	defend	VERB
inlawrev-22388	583	77	themselves	themselves	PRON
inlawrev-22388	583	78	because	because	SCONJ
inlawrev-22388	583	79	they	they	PRON
inlawrev-22388	583	80	are	be	AUX
inlawrev-22388	583	81	out	out	ADV
inlawrev-22388	583	82	-	-	PUNCT
inlawrev-22388	583	83	of	of	ADP
inlawrev-22388	583	84	-	-	PUNCT
inlawrev-22388	583	85	state	state	NOUN
inlawrev-22388	583	86	and	and	CCONJ
inlawrev-22388	583	87	likely	likely	ADV
inlawrev-22388	583	88	economically	economically	ADV
inlawrev-22388	583	89	disadvantaged	disadvantaged	ADJ
inlawrev-22388	583	90	.	.	PUNCT
inlawrev-22388	584	1	the	the	DET
inlawrev-22388	584	2	acts	act	NOUN
inlawrev-22388	584	3	of	of	ADP
inlawrev-22388	584	4	including	include	VERB
inlawrev-22388	584	5	the	the	DET
inlawrev-22388	584	6	non	non	ADJ
inlawrev-22388	584	7	-	-	ADJ
inlawrev-22388	584	8	negotiable	negotiable	ADJ
inlawrev-22388	584	9	venue	venue	NOUN
inlawrev-22388	584	10	-	-	PUNCT
inlawrev-22388	584	11	selection	selection	NOUN
inlawrev-22388	584	12	clause	clause	NOUN
inlawrev-22388	584	13	and	and	CCONJ
inlawrev-22388	584	14	insisting	insist	VERB
inlawrev-22388	584	15	on	on	ADP
inlawrev-22388	584	16	its	its	PRON
inlawrev-22388	584	17	enforcement	enforcement	NOUN
inlawrev-22388	584	18	took	take	VERB
inlawrev-22388	584	19	unreasonable	unreasonable	ADJ
inlawrev-22388	584	20	advantage	advantage	NOUN
inlawrev-22388	584	21	of	of	ADP
inlawrev-22388	584	22	the	the	DET
inlawrev-22388	584	23	customers	customer	NOUN
inlawrev-22388	584	24	’	’	PART
inlawrev-22388	584	25	inability	inability	NOUN
inlawrev-22388	584	26	to	to	PART
inlawrev-22388	584	27	protect	protect	VERB
inlawrev-22388	584	28	their	their	PRON
inlawrev-22388	584	29	interests	interest	NOUN
inlawrev-22388	584	30	in	in	ADP
inlawrev-22388	584	31	selecting	select	VERB
inlawrev-22388	584	32	its	its	PRON
inlawrev-22388	584	33	services	service	NOUN
inlawrev-22388	584	34	.	.	PUNCT
inlawrev-22388	585	1	the	the	DET
inlawrev-22388	585	2	cfpb	cfpb	NOUN
inlawrev-22388	585	3	also	also	ADV
inlawrev-22388	585	4	alleged	allege	VERB
inlawrev-22388	585	5	abusiveness	abusiveness	NOUN
inlawrev-22388	585	6	against	against	ADP
inlawrev-22388	585	7	a	a	DET
inlawrev-22388	585	8	for	for	ADP
inlawrev-22388	585	9	-	-	PUNCT
inlawrev-22388	585	10	profit	profit	NOUN
inlawrev-22388	585	11	college	college	NOUN
inlawrev-22388	585	12	that	that	SCONJ
inlawrev-22388	585	13	,	,	PUNCT
inlawrev-22388	585	14	after	after	ADP
inlawrev-22388	585	15	offering	offer	VERB
inlawrev-22388	585	16	students	student	NOUN
inlawrev-22388	585	17	short	short	ADJ
inlawrev-22388	585	18	-	-	PUNCT
inlawrev-22388	585	19	term	term	NOUN
inlawrev-22388	585	20	,	,	PUNCT
inlawrev-22388	585	21	interest	interest	NOUN
inlawrev-22388	585	22	-	-	PUNCT
inlawrev-22388	585	23	free	free	ADJ
inlawrev-22388	585	24	loans	loan	NOUN
inlawrev-22388	585	25	,	,	PUNCT
inlawrev-22388	585	26	required	require	VERB
inlawrev-22388	585	27	them	they	PRON
inlawrev-22388	585	28	to	to	ADP
inlawrev-22388	585	29	either	either	CCONJ
inlawrev-22388	585	30	“	"	PUNCT
inlawrev-22388	585	31	repackage	repackage	VERB
inlawrev-22388	585	32	”	"	PUNCT
inlawrev-22388	585	33	their	their	PRON
inlawrev-22388	585	34	loans	loan	NOUN
inlawrev-22388	585	35	into	into	ADP
inlawrev-22388	585	36	interest	interest	NOUN
inlawrev-22388	585	37	-	-	PUNCT
inlawrev-22388	585	38	paying	pay	VERB
inlawrev-22388	585	39	loans	loan	NOUN
inlawrev-22388	585	40	once	once	SCONJ
inlawrev-22388	585	41	they	they	PRON
inlawrev-22388	585	42	became	become	VERB
inlawrev-22388	585	43	due	due	ADJ
inlawrev-22388	585	44	,	,	PUNCT
inlawrev-22388	585	45	or	or	CCONJ
inlawrev-22388	585	46	be	be	AUX
inlawrev-22388	585	47	forced	force	VERB
inlawrev-22388	585	48	to	to	PART
inlawrev-22388	585	49	“	"	PUNCT
inlawrev-22388	585	50	leave	leave	VERB
inlawrev-22388	585	51	the	the	DET
inlawrev-22388	585	52	school	school	NOUN
inlawrev-22388	585	53	in	in	ADP
inlawrev-22388	585	54	the	the	DET
inlawrev-22388	585	55	middle	middle	NOUN
inlawrev-22388	585	56	of	of	ADP
inlawrev-22388	585	57	their	their	PRON
inlawrev-22388	585	58	program	program	NOUN
inlawrev-22388	585	59	,	,	PUNCT
inlawrev-22388	585	60	”	"	PUNCT
inlawrev-22388	585	61	functionally	functionally	ADV
inlawrev-22388	585	62	losing	lose	VERB
inlawrev-22388	585	63	all	all	DET
inlawrev-22388	585	64	academic	academic	ADJ
inlawrev-22388	585	65	credits	credit	NOUN
inlawrev-22388	585	66	due	due	ADP
inlawrev-22388	585	67	to	to	ADP
inlawrev-22388	585	68	their	their	PRON
inlawrev-22388	585	69	“	"	PUNCT
inlawrev-22388	585	70	virtual	virtual	ADJ
inlawrev-22388	585	71	non	non	NOUN
inlawrev-22388	585	72	-	-	NOUN
inlawrev-22388	585	73	transferability	transferability	NOUN
inlawrev-22388	585	74	”	"	PUNCT
inlawrev-22388	585	75	to	to	ADP
inlawrev-22388	585	76	other	other	ADJ
inlawrev-22388	585	77	institutions.185	institutions.185	DET
inlawrev-22388	585	78	this	this	DET
inlawrev-22388	585	79	tactic	tactic	NOUN
inlawrev-22388	585	80	took	take	VERB
inlawrev-22388	585	81	unreasonable	unreasonable	ADJ
inlawrev-22388	585	82	advantage	advantage	NOUN
inlawrev-22388	585	83	of	of	ADP
inlawrev-22388	585	84	students	student	NOUN
inlawrev-22388	585	85	’	’	PART
inlawrev-22388	585	86	inability	inability	NOUN
inlawrev-22388	585	87	to	to	ADP
inlawrev-22388	585	88	178	178	NUM
inlawrev-22388	585	89	.	.	PUNCT
inlawrev-22388	586	1	consent	consent	NOUN
inlawrev-22388	586	2	order	order	NOUN
inlawrev-22388	586	3	at	at	ADP
inlawrev-22388	586	4	1	1	NUM
inlawrev-22388	586	5	,	,	PUNCT
inlawrev-22388	586	6	7	7	NUM
inlawrev-22388	586	7	-	-	SYM
inlawrev-22388	586	8	8	8	NUM
inlawrev-22388	586	9	,	,	PUNCT
inlawrev-22388	586	10	10	10	NUM
inlawrev-22388	586	11	-	-	SYM
inlawrev-22388	586	12	11	11	NUM
inlawrev-22388	586	13	,	,	PUNCT
inlawrev-22388	586	14	in	in	ADP
inlawrev-22388	586	15	re	re	PART
inlawrev-22388	586	16	ace	ace	VERB
inlawrev-22388	586	17	cash	cash	NOUN
inlawrev-22388	586	18	express	express	NOUN
inlawrev-22388	586	19	,	,	PUNCT
inlawrev-22388	586	20	inc	inc	PROPN
inlawrev-22388	586	21	.	.	PROPN
inlawrev-22388	586	22	,	,	PUNCT
inlawrev-22388	586	23	2014	2014	NUM
inlawrev-22388	586	24	-	-	PUNCT
inlawrev-22388	586	25	cfpb-0008	cfpb-0008	NOUN
inlawrev-22388	586	26	.	.	PUNCT
inlawrev-22388	587	1	179	179	NUM
inlawrev-22388	587	2	.	.	PUNCT
inlawrev-22388	588	1	i	i	PRON
inlawrev-22388	588	2	d.	d.	PROPN
inlawrev-22388	588	3	at	at	ADP
inlawrev-22388	588	4	10	10	NUM
inlawrev-22388	588	5	-	-	SYM
inlawrev-22388	588	6	11	11	NUM
inlawrev-22388	588	7	.	.	PUNCT
inlawrev-22388	589	1	180	180	NUM
inlawrev-22388	589	2	.	.	PUNCT
inlawrev-22388	590	1	i	i	PRON
inlawrev-22388	590	2	d.	d.	PROPN
inlawrev-22388	590	3	181	181	NUM
inlawrev-22388	590	4	.	.	PUNCT
inlawrev-22388	591	1	complaint	complaint	NOUN
inlawrev-22388	591	2	at	at	ADP
inlawrev-22388	591	3	14	14	NUM
inlawrev-22388	591	4	,	,	PUNCT
inlawrev-22388	591	5	consumer	consumer	NOUN
inlawrev-22388	591	6	fin	fin	NOUN
inlawrev-22388	591	7	.	.	PUNCT
inlawrev-22388	592	1	prot	prot	PROPN
inlawrev-22388	592	2	.	.	PUNCT
inlawrev-22388	593	1	bureau	bureau	PROPN
inlawrev-22388	593	2	v.	v.	ADP
inlawrev-22388	593	3	freedom	freedom	PROPN
inlawrev-22388	593	4	stores	stores	PROPN
inlawrev-22388	593	5	,	,	PUNCT
inlawrev-22388	593	6	inc	inc	PROPN
inlawrev-22388	593	7	.	.	PROPN
inlawrev-22388	593	8	,	,	PUNCT
inlawrev-22388	593	9	no	no	INTJ
inlawrev-22388	593	10	.	.	PUNCT
inlawrev-22388	594	1	2:14	2:14	NUM
inlawrev-22388	594	2	-	-	PUNCT
inlawrev-22388	594	3	cv-00643	cv-00643	PROPN
inlawrev-22388	594	4	(	(	PUNCT
inlawrev-22388	594	5	e.d	e.d	PROPN
inlawrev-22388	594	6	.	.	PROPN
inlawrev-22388	594	7	va	va	PROPN
inlawrev-22388	594	8	.	.	PROPN
inlawrev-22388	594	9	2014	2014	NUM
inlawrev-22388	594	10	)	)	PUNCT
inlawrev-22388	594	11	.	.	PUNCT
inlawrev-22388	595	1	182	182	NUM
inlawrev-22388	595	2	.	.	PUNCT
inlawrev-22388	596	1	i	i	PRON
inlawrev-22388	596	2	d.	d.	PROPN
inlawrev-22388	596	3	at	at	ADP
inlawrev-22388	596	4	15	15	NUM
inlawrev-22388	596	5	.	.	NOUN
inlawrev-22388	596	6	183	183	NUM
inlawrev-22388	596	7	.	.	PUNCT
inlawrev-22388	597	1	i	i	PRON
inlawrev-22388	597	2	d.	d.	PROPN
inlawrev-22388	597	3	at	at	ADP
inlawrev-22388	597	4	14	14	NUM
inlawrev-22388	597	5	-	-	SYM
inlawrev-22388	597	6	15	15	NUM
inlawrev-22388	597	7	.	.	PUNCT
inlawrev-22388	598	1	184	184	NUM
inlawrev-22388	598	2	.	.	PUNCT
inlawrev-22388	599	1	i	i	PRON
inlawrev-22388	599	2	d.	d.	PROPN
inlawrev-22388	599	3	at	at	ADP
inlawrev-22388	599	4	15	15	NUM
inlawrev-22388	599	5	.	.	NOUN
inlawrev-22388	599	6	185	185	NUM
inlawrev-22388	599	7	.	.	PUNCT
inlawrev-22388	600	1	complaint	complaint	NOUN
inlawrev-22388	600	2	.	.	PUNCT
inlawrev-22388	601	1	at	at	ADP
inlawrev-22388	601	2	2	2	NUM
inlawrev-22388	601	3	,	,	PUNCT
inlawrev-22388	601	4	16	16	NUM
inlawrev-22388	601	5	,	,	PUNCT
inlawrev-22388	601	6	25	25	NUM
inlawrev-22388	601	7	,	,	PUNCT
inlawrev-22388	601	8	28	28	NUM
inlawrev-22388	601	9	,	,	PUNCT
inlawrev-22388	601	10	consumer	consumer	NOUN
inlawrev-22388	601	11	fin	fin	NOUN
inlawrev-22388	601	12	.	.	PUNCT
inlawrev-22388	601	13	prot	prot	PROPN
inlawrev-22388	601	14	.	.	PUNCT
inlawrev-22388	602	1	bureau	bureau	PROPN
inlawrev-22388	602	2	v.	v.	PROPN
inlawrev-22388	602	3	itt	itt	PROPN
inlawrev-22388	602	4	educ	educ	PROPN
inlawrev-22388	602	5	.	.	PUNCT
inlawrev-22388	603	1	servs	servs	PROPN
inlawrev-22388	603	2	.	.	PROPN
inlawrev-22388	603	3	,	,	PUNCT
inlawrev-22388	603	4	inc	inc	PROPN
inlawrev-22388	603	5	.	.	PROPN
inlawrev-22388	603	6	,	,	PUNCT
inlawrev-22388	603	7	219	219	NUM
inlawrev-22388	603	8	234	234	NUM
inlawrev-22388	603	9	indiana	indiana	PROPN
inlawrev-22388	603	10	law	law	NOUN
inlawrev-22388	603	11	review	review	NOUN
inlawrev-22388	604	1	[	[	X
inlawrev-22388	604	2	vol	vol	NOUN
inlawrev-22388	604	3	.	.	PUNCT
inlawrev-22388	605	1	51:211	51:211	NUM
inlawrev-22388	605	2	protect	protect	VERB
inlawrev-22388	605	3	their	their	PRON
inlawrev-22388	605	4	interests	interest	NOUN
inlawrev-22388	605	5	in	in	ADP
inlawrev-22388	605	6	selecting	select	VERB
inlawrev-22388	605	7	the	the	DET
inlawrev-22388	605	8	college	college	NOUN
inlawrev-22388	605	9	’s	’s	PART
inlawrev-22388	605	10	services	service	NOUN
inlawrev-22388	605	11	because	because	SCONJ
inlawrev-22388	605	12	the	the	DET
inlawrev-22388	605	13	college	college	NOUN
inlawrev-22388	605	14	“	"	PUNCT
inlawrev-22388	605	15	pushed	push	VERB
inlawrev-22388	605	16	”	"	PUNCT
inlawrev-22388	605	17	students	student	NOUN
inlawrev-22388	605	18	into	into	ADP
inlawrev-22388	605	19	these	these	DET
inlawrev-22388	605	20	loans	loan	NOUN
inlawrev-22388	605	21	in	in	ADP
inlawrev-22388	605	22	a	a	DET
inlawrev-22388	605	23	rushed	rushed	ADJ
inlawrev-22388	605	24	and	and	CCONJ
inlawrev-22388	605	25	high	high	ADV
inlawrev-22388	605	26	-	-	PUNCT
inlawrev-22388	605	27	pressured	pressured	ADJ
inlawrev-22388	605	28	manner	manner	NOUN
inlawrev-22388	605	29	and	and	CCONJ
inlawrev-22388	605	30	“	"	PUNCT
inlawrev-22388	605	31	few	few	ADJ
inlawrev-22388	605	32	students	student	NOUN
inlawrev-22388	605	33	had	have	VERB
inlawrev-22388	605	34	the	the	DET
inlawrev-22388	605	35	resources	resource	NOUN
inlawrev-22388	605	36	,	,	PUNCT
inlawrev-22388	605	37	particularly	particularly	ADV
inlawrev-22388	605	38	in	in	ADP
inlawrev-22388	605	39	the	the	DET
inlawrev-22388	605	40	time	time	NOUN
inlawrev-22388	605	41	permitted	permit	VERB
inlawrev-22388	605	42	,	,	PUNCT
inlawrev-22388	605	43	to	to	PART
inlawrev-22388	605	44	repay	repay	VERB
inlawrev-22388	605	45	.	.	PUNCT
inlawrev-22388	605	46	.	.	PUNCT
inlawrev-22388	606	1	.	.	PUNCT
inlawrev-22388	607	1	or	or	CCONJ
inlawrev-22388	607	2	to	to	PART
inlawrev-22388	607	3	obtain	obtain	VERB
inlawrev-22388	607	4	private	private	ADJ
inlawrev-22388	607	5	loans	loan	NOUN
inlawrev-22388	607	6	elsewhere	elsewhere	ADV
inlawrev-22388	607	7	.	.	PUNCT
inlawrev-22388	608	1	”186	”186	VERB
inlawrev-22388	608	2	much	much	ADV
inlawrev-22388	608	3	like	like	ADP
inlawrev-22388	608	4	the	the	DET
inlawrev-22388	608	5	payday	payday	NOUN
inlawrev-22388	608	6	lender	lender	NOUN
inlawrev-22388	608	7	attempting	attempt	VERB
inlawrev-22388	608	8	to	to	PART
inlawrev-22388	608	9	leverage	leverage	VERB
inlawrev-22388	608	10	its	its	PRON
inlawrev-22388	608	11	existing	exist	VERB
inlawrev-22388	608	12	relationship	relationship	NOUN
inlawrev-22388	608	13	with	with	ADP
inlawrev-22388	608	14	consumers	consumer	NOUN
inlawrev-22388	608	15	to	to	PART
inlawrev-22388	608	16	pressure	pressure	VERB
inlawrev-22388	608	17	them	they	PRON
inlawrev-22388	608	18	into	into	ADP
inlawrev-22388	608	19	refinancing	refinance	VERB
inlawrev-22388	608	20	their	their	PRON
inlawrev-22388	608	21	loans	loan	NOUN
inlawrev-22388	608	22	,	,	PUNCT
inlawrev-22388	608	23	the	the	DET
inlawrev-22388	608	24	college	college	NOUN
inlawrev-22388	608	25	engaged	engage	VERB
inlawrev-22388	608	26	in	in	ADP
inlawrev-22388	608	27	abusive	abusive	ADJ
inlawrev-22388	608	28	acts	act	NOUN
inlawrev-22388	608	29	by	by	ADP
inlawrev-22388	608	30	“	"	PUNCT
inlawrev-22388	608	31	[	[	X
inlawrev-22388	608	32	t]aking	t]aking	NOUN
inlawrev-22388	608	33	control	control	NOUN
inlawrev-22388	608	34	of	of	ADP
inlawrev-22388	608	35	the	the	DET
inlawrev-22388	608	36	complex	complex	ADJ
inlawrev-22388	608	37	financial	financial	ADJ
inlawrev-22388	608	38	aid	aid	NOUN
inlawrev-22388	608	39	process	process	NOUN
inlawrev-22388	608	40	,	,	PUNCT
inlawrev-22388	608	41	”	"	PUNCT
inlawrev-22388	608	42	“	"	PUNCT
inlawrev-22388	608	43	[	[	X
inlawrev-22388	608	44	u]sing	u]se	VERB
inlawrev-22388	608	45	aggressive	aggressive	ADJ
inlawrev-22388	608	46	repackaging	repackaging	NOUN
inlawrev-22388	608	47	tactics	tactic	NOUN
inlawrev-22388	608	48	,	,	PUNCT
inlawrev-22388	608	49	”	"	PUNCT
inlawrev-22388	608	50	and	and	CCONJ
inlawrev-22388	608	51	“	"	PUNCT
inlawrev-22388	608	52	[	[	X
inlawrev-22388	608	53	p]ushing	p]ushe	VERB
inlawrev-22388	608	54	students	student	NOUN
inlawrev-22388	608	55	into	into	ADP
inlawrev-22388	608	56	expensive	expensive	ADJ
inlawrev-22388	608	57	,	,	PUNCT
inlawrev-22388	608	58	high	high	ADJ
inlawrev-22388	608	59	-	-	PUNCT
inlawrev-22388	608	60	risk	risk	NOUN
inlawrev-22388	608	61	loans	loan	NOUN
inlawrev-22388	608	62	that	that	SCONJ
inlawrev-22388	608	63	[	[	X
inlawrev-22388	608	64	the	the	DET
inlawrev-22388	608	65	college	college	NOUN
inlawrev-22388	608	66	]	]	PUNCT
inlawrev-22388	608	67	knew	know	VERB
inlawrev-22388	608	68	were	be	AUX
inlawrev-22388	608	69	likely	likely	ADJ
inlawrev-22388	608	70	to	to	PART
inlawrev-22388	608	71	default	default	VERB
inlawrev-22388	608	72	.	.	PUNCT
inlawrev-22388	608	73	”187	”187	PUNCT
inlawrev-22388	609	1	all	all	ADV
inlawrev-22388	609	2	in	in	ADP
inlawrev-22388	609	3	all	all	PRON
inlawrev-22388	609	4	,	,	PUNCT
inlawrev-22388	609	5	the	the	DET
inlawrev-22388	609	6	college	college	NOUN
inlawrev-22388	609	7	’s	’s	PART
inlawrev-22388	609	8	existing	exist	VERB
inlawrev-22388	609	9	relationships	relationship	NOUN
inlawrev-22388	609	10	with	with	ADP
inlawrev-22388	609	11	its	its	PRON
inlawrev-22388	609	12	low	low	ADJ
inlawrev-22388	609	13	-	-	PUNCT
inlawrev-22388	609	14	income	income	NOUN
inlawrev-22388	609	15	students	student	NOUN
inlawrev-22388	609	16	and	and	CCONJ
inlawrev-22388	609	17	subsequent	subsequent	ADJ
inlawrev-22388	609	18	acts	act	NOUN
inlawrev-22388	609	19	of	of	ADP
inlawrev-22388	609	20	pressuring	pressure	VERB
inlawrev-22388	609	21	them	they	PRON
inlawrev-22388	609	22	into	into	ADP
inlawrev-22388	609	23	accepting	accept	VERB
inlawrev-22388	609	24	a	a	DET
inlawrev-22388	609	25	less	less	ADV
inlawrev-22388	609	26	favorable	favorable	ADJ
inlawrev-22388	609	27	product	product	NOUN
inlawrev-22388	609	28	led	lead	VERB
inlawrev-22388	609	29	to	to	ADP
inlawrev-22388	609	30	it	it	PRON
inlawrev-22388	609	31	taking	take	VERB
inlawrev-22388	609	32	unreasonable	unreasonable	ADJ
inlawrev-22388	609	33	advantage	advantage	NOUN
inlawrev-22388	609	34	of	of	ADP
inlawrev-22388	609	35	the	the	DET
inlawrev-22388	609	36	students	student	NOUN
inlawrev-22388	609	37	’	’	PART
inlawrev-22388	609	38	inability	inability	NOUN
inlawrev-22388	609	39	to	to	PART
inlawrev-22388	609	40	protect	protect	VERB
inlawrev-22388	609	41	their	their	PRON
inlawrev-22388	609	42	interests	interest	NOUN
inlawrev-22388	609	43	because	because	SCONJ
inlawrev-22388	609	44	of	of	ADP
inlawrev-22388	609	45	the	the	DET
inlawrev-22388	609	46	uniquely	uniquely	ADV
inlawrev-22388	609	47	inequitable	inequitable	ADJ
inlawrev-22388	609	48	nature	nature	NOUN
inlawrev-22388	609	49	of	of	ADP
inlawrev-22388	609	50	the	the	DET
inlawrev-22388	609	51	relationship	relationship	NOUN
inlawrev-22388	609	52	and	and	CCONJ
inlawrev-22388	609	53	the	the	DET
inlawrev-22388	609	54	inability	inability	NOUN
inlawrev-22388	609	55	of	of	ADP
inlawrev-22388	609	56	the	the	DET
inlawrev-22388	609	57	students	student	NOUN
inlawrev-22388	609	58	to	to	PART
inlawrev-22388	609	59	retain	retain	VERB
inlawrev-22388	609	60	any	any	DET
inlawrev-22388	609	61	documented	document	VERB
inlawrev-22388	609	62	academic	academic	ADJ
inlawrev-22388	609	63	benefit	benefit	NOUN
inlawrev-22388	609	64	unless	unless	SCONJ
inlawrev-22388	609	65	they	they	PRON
inlawrev-22388	609	66	repacked	repacke	VERB
inlawrev-22388	609	67	their	their	PRON
inlawrev-22388	609	68	loans	loan	NOUN
inlawrev-22388	609	69	.	.	PUNCT
inlawrev-22388	610	1	lastly	lastly	ADV
inlawrev-22388	610	2	,	,	PUNCT
inlawrev-22388	610	3	the	the	DET
inlawrev-22388	610	4	cfpb	cfpb	NOUN
inlawrev-22388	610	5	challenged	challenge	VERB
inlawrev-22388	610	6	a	a	DET
inlawrev-22388	610	7	company	company	NOUN
inlawrev-22388	610	8	’s	’s	PART
inlawrev-22388	610	9	practice	practice	NOUN
inlawrev-22388	610	10	of	of	ADP
inlawrev-22388	610	11	both	both	PRON
inlawrev-22388	610	12	enrolling	enrol	VERB
inlawrev-22388	610	13	consumers	consumer	NOUN
inlawrev-22388	610	14	in	in	ADP
inlawrev-22388	610	15	its	its	PRON
inlawrev-22388	610	16	credit	credit	NOUN
inlawrev-22388	610	17	program	program	NOUN
inlawrev-22388	610	18	without	without	ADP
inlawrev-22388	610	19	their	their	PRON
inlawrev-22388	610	20	consent	consent	NOUN
inlawrev-22388	610	21	and	and	CCONJ
inlawrev-22388	610	22	failing	fail	VERB
inlawrev-22388	610	23	to	to	PART
inlawrev-22388	610	24	deliver	deliver	VERB
inlawrev-22388	610	25	promised	promise	VERB
inlawrev-22388	610	26	promotional	promotional	ADJ
inlawrev-22388	610	27	offers	offer	NOUN
inlawrev-22388	610	28	after	after	ADP
inlawrev-22388	610	29	their	their	PRON
inlawrev-22388	610	30	enrollment.188	enrollment.188	NOUN
inlawrev-22388	610	31	the	the	DET
inlawrev-22388	610	32	cfpb	cfpb	NOUN
inlawrev-22388	610	33	alleged	allege	VERB
inlawrev-22388	610	34	the	the	DET
inlawrev-22388	610	35	company	company	NOUN
inlawrev-22388	610	36	’s	’s	PART
inlawrev-22388	610	37	application	application	NOUN
inlawrev-22388	610	38	of	of	ADP
inlawrev-22388	610	39	payments	payment	NOUN
inlawrev-22388	610	40	took	take	VERB
inlawrev-22388	610	41	unreasonable	unreasonable	ADJ
inlawrev-22388	610	42	advantage	advantage	NOUN
inlawrev-22388	610	43	of	of	ADP
inlawrev-22388	610	44	its	its	PRON
inlawrev-22388	610	45	customer	customer	NOUN
inlawrev-22388	610	46	’s	’s	PART
inlawrev-22388	610	47	inability	inability	NOUN
inlawrev-22388	610	48	to	to	PART
inlawrev-22388	610	49	protect	protect	VERB
inlawrev-22388	610	50	their	their	PRON
inlawrev-22388	610	51	interests	interest	NOUN
inlawrev-22388	610	52	because	because	SCONJ
inlawrev-22388	610	53	it	it	PRON
inlawrev-22388	610	54	chose	choose	VERB
inlawrev-22388	610	55	default	default	NOUN
inlawrev-22388	610	56	payment	payment	NOUN
inlawrev-22388	610	57	allocation	allocation	NOUN
inlawrev-22388	610	58	methods	method	NOUN
inlawrev-22388	610	59	consumers	consumer	NOUN
inlawrev-22388	610	60	would	would	AUX
inlawrev-22388	610	61	not	not	PART
inlawrev-22388	610	62	have	have	AUX
inlawrev-22388	610	63	chosen	choose	VERB
inlawrev-22388	610	64	independently	independently	ADV
inlawrev-22388	610	65	,	,	PUNCT
inlawrev-22388	610	66	failed	fail	VERB
inlawrev-22388	610	67	to	to	PART
inlawrev-22388	610	68	sufficiently	sufficiently	ADV
inlawrev-22388	610	69	disclose	disclose	VERB
inlawrev-22388	610	70	this	this	DET
inlawrev-22388	610	71	selection	selection	NOUN
inlawrev-22388	610	72	to	to	ADP
inlawrev-22388	610	73	consumers	consumer	NOUN
inlawrev-22388	610	74	,	,	PUNCT
inlawrev-22388	610	75	and	and	CCONJ
inlawrev-22388	610	76	made	make	VERB
inlawrev-22388	610	77	it	it	PRON
inlawrev-22388	610	78	difficult	difficult	ADJ
inlawrev-22388	610	79	or	or	CCONJ
inlawrev-22388	610	80	impossible	impossible	ADJ
inlawrev-22388	610	81	for	for	SCONJ
inlawrev-22388	610	82	consumers	consumer	NOUN
inlawrev-22388	610	83	to	to	PART
inlawrev-22388	610	84	change	change	VERB
inlawrev-22388	610	85	this	this	DET
inlawrev-22388	610	86	default	default	NOUN
inlawrev-22388	610	87	selection.189	selection.189	NOUN
inlawrev-22388	610	88	the	the	DET
inlawrev-22388	610	89	cfpb	cfpb	NOUN
inlawrev-22388	610	90	alleged	allege	VERB
inlawrev-22388	610	91	customers	customer	NOUN
inlawrev-22388	610	92	were	be	AUX
inlawrev-22388	610	93	quite	quite	ADV
inlawrev-22388	610	94	literally	literally	ADV
inlawrev-22388	610	95	unable	unable	ADJ
inlawrev-22388	610	96	to	to	PART
inlawrev-22388	610	97	protect	protect	VERB
inlawrev-22388	610	98	their	their	PRON
inlawrev-22388	610	99	interests	interest	NOUN
inlawrev-22388	610	100	in	in	ADP
inlawrev-22388	610	101	using	use	VERB
inlawrev-22388	610	102	the	the	DET
inlawrev-22388	610	103	service	service	NOUN
inlawrev-22388	610	104	because	because	SCONJ
inlawrev-22388	610	105	the	the	DET
inlawrev-22388	610	106	company	company	NOUN
inlawrev-22388	610	107	made	make	VERB
inlawrev-22388	610	108	it	it	PRON
inlawrev-22388	610	109	particularly	particularly	ADV
inlawrev-22388	610	110	arduous	arduous	ADJ
inlawrev-22388	610	111	for	for	SCONJ
inlawrev-22388	610	112	them	they	PRON
inlawrev-22388	610	113	to	to	PART
inlawrev-22388	610	114	reach	reach	VERB
inlawrev-22388	610	115	customerservice	customerservice	NOUN
inlawrev-22388	610	116	representatives	representative	NOUN
inlawrev-22388	610	117	and	and	CCONJ
inlawrev-22388	610	118	,	,	PUNCT
inlawrev-22388	610	119	even	even	ADV
inlawrev-22388	610	120	if	if	SCONJ
inlawrev-22388	610	121	they	they	PRON
inlawrev-22388	610	122	did	do	AUX
inlawrev-22388	610	123	speak	speak	VERB
inlawrev-22388	610	124	to	to	ADP
inlawrev-22388	610	125	representatives	representative	NOUN
inlawrev-22388	610	126	,	,	PUNCT
inlawrev-22388	610	127	ignored	ignore	VERB
inlawrev-22388	610	128	their	their	PRON
inlawrev-22388	610	129	requests	request	NOUN
inlawrev-22388	610	130	to	to	PART
inlawrev-22388	610	131	distribute	distribute	VERB
inlawrev-22388	610	132	payments	payment	NOUN
inlawrev-22388	610	133	in	in	ADP
inlawrev-22388	610	134	their	their	PRON
inlawrev-22388	610	135	preferred	preferred	ADJ
inlawrev-22388	610	136	allocations.190	allocations.190	NOUN
inlawrev-22388	610	137	4	4	NUM
inlawrev-22388	610	138	.	.	PUNCT
inlawrev-22388	611	1	taking	take	VERB
inlawrev-22388	611	2	advantage	advantage	NOUN
inlawrev-22388	611	3	of	of	ADP
inlawrev-22388	611	4	consumer	consumer	NOUN
inlawrev-22388	611	5	’s	’s	PART
inlawrev-22388	611	6	reasonable	reasonable	ADJ
inlawrev-22388	611	7	reliance.—the	reliance.—the	DET
inlawrev-22388	611	8	cfpb	cfpb	NOUN
inlawrev-22388	611	9	can	can	AUX
inlawrev-22388	611	10	also	also	ADV
inlawrev-22388	611	11	allege	allege	VERB
inlawrev-22388	611	12	abusiveness	abusiveness	NOUN
inlawrev-22388	611	13	when	when	SCONJ
inlawrev-22388	611	14	a	a	DET
inlawrev-22388	611	15	provider	provider	NOUN
inlawrev-22388	611	16	of	of	ADP
inlawrev-22388	611	17	a	a	DET
inlawrev-22388	611	18	financial	financial	ADJ
inlawrev-22388	611	19	product	product	NOUN
inlawrev-22388	611	20	or	or	CCONJ
inlawrev-22388	611	21	service	service	NOUN
inlawrev-22388	611	22	takes	take	VERB
inlawrev-22388	611	23	unreasonable	unreasonable	ADJ
inlawrev-22388	611	24	advantage	advantage	NOUN
inlawrev-22388	611	25	of	of	ADP
inlawrev-22388	611	26	the	the	DET
inlawrev-22388	611	27	“	"	PUNCT
inlawrev-22388	611	28	reasonable	reasonable	ADJ
inlawrev-22388	611	29	reliance	reliance	NOUN
inlawrev-22388	611	30	by	by	ADP
inlawrev-22388	611	31	the	the	DET
inlawrev-22388	611	32	consumer	consumer	NOUN
inlawrev-22388	611	33	on	on	ADP
inlawrev-22388	611	34	a	a	DET
inlawrev-22388	611	35	covered	covered	ADJ
inlawrev-22388	611	36	person	person	NOUN
inlawrev-22388	611	37	to	to	PART
inlawrev-22388	611	38	act	act	VERB
inlawrev-22388	611	39	in	in	ADP
inlawrev-22388	611	40	the	the	DET
inlawrev-22388	611	41	interests	interest	NOUN
inlawrev-22388	611	42	of	of	ADP
inlawrev-22388	611	43	the	the	DET
inlawrev-22388	611	44	consumer	consumer	NOUN
inlawrev-22388	611	45	.	.	PUNCT
inlawrev-22388	611	46	”191	”191	PUNCT
inlawrev-22388	611	47	in	in	ADP
inlawrev-22388	611	48	other	other	ADJ
inlawrev-22388	611	49	words	word	NOUN
inlawrev-22388	611	50	,	,	PUNCT
inlawrev-22388	611	51	this	this	DET
inlawrev-22388	611	52	test	test	NOUN
inlawrev-22388	611	53	focuses	focus	VERB
inlawrev-22388	611	54	on	on	ADP
inlawrev-22388	611	55	companies	company	NOUN
inlawrev-22388	611	56	developing	develop	VERB
inlawrev-22388	611	57	relationships	relationship	NOUN
inlawrev-22388	611	58	of	of	ADP
inlawrev-22388	611	59	trust	trust	NOUN
inlawrev-22388	611	60	with	with	ADP
inlawrev-22388	611	61	vulnerable	vulnerable	ADJ
inlawrev-22388	611	62	consumers	consumer	NOUN
inlawrev-22388	611	63	and	and	CCONJ
inlawrev-22388	611	64	then	then	ADV
inlawrev-22388	611	65	taking	take	VERB
inlawrev-22388	611	66	advantage	advantage	NOUN
inlawrev-22388	611	67	of	of	ADP
inlawrev-22388	611	68	that	that	DET
inlawrev-22388	611	69	trust	trust	NOUN
inlawrev-22388	611	70	by	by	ADP
inlawrev-22388	611	71	advising	advise	VERB
inlawrev-22388	611	72	them	they	PRON
inlawrev-22388	611	73	to	to	PART
inlawrev-22388	611	74	purchase	purchase	VERB
inlawrev-22388	611	75	products	product	NOUN
inlawrev-22388	611	76	or	or	CCONJ
inlawrev-22388	611	77	services	service	NOUN
inlawrev-22388	611	78	that	that	PRON
inlawrev-22388	611	79	are	be	AUX
inlawrev-22388	611	80	not	not	PART
inlawrev-22388	611	81	beneficial	beneficial	ADJ
inlawrev-22388	611	82	to	to	ADP
inlawrev-22388	611	83	them	they	PRON
inlawrev-22388	611	84	.	.	PUNCT
inlawrev-22388	612	1	the	the	DET
inlawrev-22388	612	2	cfpb	cfpb	NOUN
inlawrev-22388	612	3	examines	examine	VERB
inlawrev-22388	612	4	whether	whether	SCONJ
inlawrev-22388	612	5	companies	company	NOUN
inlawrev-22388	612	6	created	create	VERB
inlawrev-22388	612	7	this	this	DET
inlawrev-22388	612	8	trust	trust	NOUN
inlawrev-22388	612	9	by	by	ADP
inlawrev-22388	612	10	examining	examine	VERB
inlawrev-22388	612	11	whether	whether	SCONJ
inlawrev-22388	612	12	the	the	DET
inlawrev-22388	612	13	company	company	NOUN
inlawrev-22388	612	14	made	make	VERB
inlawrev-22388	612	15	specific	specific	ADJ
inlawrev-22388	612	16	affirmative	affirmative	ADJ
inlawrev-22388	612	17	statements	statement	NOUN
inlawrev-22388	612	18	that	that	SCONJ
inlawrev-22388	612	19	it	it	PRON
inlawrev-22388	612	20	would	would	AUX
inlawrev-22388	612	21	act	act	VERB
inlawrev-22388	612	22	in	in	ADP
inlawrev-22388	612	23	consumers	consumer	NOUN
inlawrev-22388	612	24	’	'	PUNCT
inlawrev-22388	612	25	best	good	ADJ
inlawrev-22388	612	26	interests.192	interests.192	VERB
inlawrev-22388	612	27	under	under	ADP
inlawrev-22388	612	28	this	this	DET
inlawrev-22388	612	29	test	test	NOUN
inlawrev-22388	612	30	,	,	PUNCT
inlawrev-22388	612	31	it	it	PRON
inlawrev-22388	612	32	is	be	AUX
inlawrev-22388	612	33	f.	f.	PROPN
inlawrev-22388	612	34	supp	supp	PROPN
inlawrev-22388	612	35	.	.	PUNCT
inlawrev-22388	613	1	3d	3d	NOUN
inlawrev-22388	613	2	878	878	NUM
inlawrev-22388	613	3	(	(	PUNCT
inlawrev-22388	613	4	s.d	s.d	PROPN
inlawrev-22388	613	5	.	.	PROPN
inlawrev-22388	613	6	ind	ind	PROPN
inlawrev-22388	613	7	.	.	PUNCT
inlawrev-22388	614	1	2015	2015	NUM
inlawrev-22388	614	2	)	)	PUNCT
inlawrev-22388	615	1	(	(	PUNCT
inlawrev-22388	615	2	no	no	INTJ
inlawrev-22388	615	3	.	.	PUNCT
inlawrev-22388	616	1	1:14	1:14	NUM
inlawrev-22388	616	2	-	-	PUNCT
inlawrev-22388	616	3	cv-00292	cv-00292	NOUN
inlawrev-22388	616	4	)	)	PUNCT
inlawrev-22388	616	5	.	.	PUNCT
inlawrev-22388	617	1	186	186	NUM
inlawrev-22388	617	2	.	.	PUNCT
inlawrev-22388	618	1	i	i	PRON
inlawrev-22388	618	2	d.	d.	PROPN
inlawrev-22388	618	3	at	at	ADP
inlawrev-22388	618	4	25	25	NUM
inlawrev-22388	618	5	,	,	PUNCT
inlawrev-22388	618	6	30	30	NUM
inlawrev-22388	618	7	.	.	NOUN
inlawrev-22388	618	8	187	187	NUM
inlawrev-22388	618	9	.	.	PUNCT
inlawrev-22388	619	1	i	i	PRON
inlawrev-22388	619	2	d.	d.	PROPN
inlawrev-22388	619	3	at	at	ADP
inlawrev-22388	619	4	30	30	NUM
inlawrev-22388	619	5	-	-	SYM
inlawrev-22388	619	6	31	31	NUM
inlawrev-22388	619	7	.	.	PUNCT
inlawrev-22388	620	1	188	188	NUM
inlawrev-22388	620	2	.	.	PUNCT
inlawrev-22388	621	1	complaint	complaint	NOUN
inlawrev-22388	621	2	at	at	ADP
inlawrev-22388	621	3	1	1	NUM
inlawrev-22388	621	4	-	-	SYM
inlawrev-22388	621	5	2	2	NUM
inlawrev-22388	621	6	,	,	PUNCT
inlawrev-22388	621	7	consumer	consumer	NOUN
inlawrev-22388	621	8	fin	fin	NOUN
inlawrev-22388	621	9	.	.	PUNCT
inlawrev-22388	622	1	prot	prot	PROPN
inlawrev-22388	622	2	.	.	PUNCT
inlawrev-22388	623	1	bureau	bureau	PROPN
inlawrev-22388	623	2	v.	v.	PROPN
inlawrev-22388	623	3	paypal	paypal	PROPN
inlawrev-22388	623	4	,	,	PUNCT
inlawrev-22388	623	5	inc	inc	PROPN
inlawrev-22388	623	6	.	.	PROPN
inlawrev-22388	623	7	,	,	PUNCT
inlawrev-22388	623	8	no	no	INTJ
inlawrev-22388	623	9	.	.	PUNCT
inlawrev-22388	624	1	1:15	1:15	NUM
inlawrev-22388	624	2	-	-	PUNCT
inlawrev-22388	624	3	cv-01426	cv-01426	NOUN
inlawrev-22388	624	4	(	(	PUNCT
inlawrev-22388	624	5	d.	d.	PROPN
inlawrev-22388	624	6	md	md	PROPN
inlawrev-22388	624	7	.	.	PROPN
inlawrev-22388	624	8	2015	2015	NUM
inlawrev-22388	624	9	)	)	PUNCT
inlawrev-22388	624	10	.	.	PUNCT
inlawrev-22388	625	1	189	189	NUM
inlawrev-22388	625	2	.	.	PUNCT
inlawrev-22388	626	1	i	i	PRON
inlawrev-22388	626	2	d.	d.	PROPN
inlawrev-22388	626	3	at	at	ADP
inlawrev-22388	626	4	15	15	NUM
inlawrev-22388	626	5	.	.	PUNCT
inlawrev-22388	627	1	190	190	NUM
inlawrev-22388	627	2	.	.	PUNCT
inlawrev-22388	628	1	i	i	PRON
inlawrev-22388	628	2	d.	d.	PROPN
inlawrev-22388	628	3	191	191	NUM
inlawrev-22388	628	4	.	.	PUNCT
inlawrev-22388	628	5	12	12	NUM
inlawrev-22388	628	6	u.s.c	u.s.c	ADJ
inlawrev-22388	628	7	.	.	PUNCT
inlawrev-22388	629	1	§	§	PROPN
inlawrev-22388	629	2	5531(d)(2)(c	5531(d)(2)(c	NUM
inlawrev-22388	629	3	)	)	PUNCT
inlawrev-22388	629	4	(	(	PUNCT
inlawrev-22388	629	5	2010	2010	NUM
inlawrev-22388	629	6	)	)	PUNCT
inlawrev-22388	629	7	.	.	PUNCT
inlawrev-22388	630	1	192	192	NUM
inlawrev-22388	630	2	.	.	PUNCT
inlawrev-22388	631	1	patrick	patrick	PROPN
inlawrev-22388	631	2	m.	m.	PROPN
inlawrev-22388	631	3	corrigan	corrigan	PROPN
inlawrev-22388	631	4	,	,	PUNCT
inlawrev-22388	631	5	“	"	PUNCT
inlawrev-22388	631	6	abusive	abusive	ADJ
inlawrev-22388	631	7	”	"	PUNCT
inlawrev-22388	631	8	acts	act	NOUN
inlawrev-22388	631	9	and	and	CCONJ
inlawrev-22388	631	10	practices	practice	NOUN
inlawrev-22388	631	11	:	:	PUNCT
inlawrev-22388	631	12	dodd	dodd	PROPN
inlawrev-22388	631	13	-	-	PUNCT
inlawrev-22388	631	14	frank	frank	PROPN
inlawrev-22388	631	15	’s	’s	PART
inlawrev-22388	631	16	behaviorally	behaviorally	ADV
inlawrev-22388	631	17	informed	inform	VERB
inlawrev-22388	631	18	authority	authority	NOUN
inlawrev-22388	631	19	over	over	ADP
inlawrev-22388	631	20	consumer	consumer	NOUN
inlawrev-22388	631	21	credit	credit	NOUN
inlawrev-22388	631	22	markets	market	NOUN
inlawrev-22388	631	23	and	and	CCONJ
inlawrev-22388	631	24	its	its	PRON
inlawrev-22388	631	25	application	application	NOUN
inlawrev-22388	631	26	to	to	ADP
inlawrev-22388	631	27	teaser	teaser	NOUN
inlawrev-22388	631	28	rates	rate	NOUN
inlawrev-22388	631	29	,	,	PUNCT
inlawrev-22388	631	30	18	18	NUM
inlawrev-22388	631	31	n.y.u	n.y.u	NOUN
inlawrev-22388	631	32	.	.	PUNCT
inlawrev-22388	631	33	2018	2018	NUM
inlawrev-22388	631	34	]	]	PUNCT
inlawrev-22388	632	1	david	david	PROPN
inlawrev-22388	632	2	’s	’s	PART
inlawrev-22388	632	3	sling	sle	VERB
inlawrev-22388	632	4	235	235	NUM
inlawrev-22388	632	5	reasonable	reasonable	ADJ
inlawrev-22388	632	6	under	under	ADP
inlawrev-22388	632	7	these	these	DET
inlawrev-22388	632	8	circumstances	circumstance	NOUN
inlawrev-22388	632	9	for	for	SCONJ
inlawrev-22388	632	10	consumers	consumer	NOUN
inlawrev-22388	632	11	to	to	PART
inlawrev-22388	632	12	rely	rely	VERB
inlawrev-22388	632	13	on	on	ADP
inlawrev-22388	632	14	the	the	DET
inlawrev-22388	632	15	company	company	NOUN
inlawrev-22388	632	16	to	to	PART
inlawrev-22388	632	17	act	act	VERB
inlawrev-22388	632	18	in	in	ADP
inlawrev-22388	632	19	their	their	PRON
inlawrev-22388	632	20	best	good	ADJ
inlawrev-22388	632	21	interest	interest	NOUN
inlawrev-22388	632	22	,	,	PUNCT
inlawrev-22388	632	23	even	even	ADV
inlawrev-22388	632	24	in	in	ADP
inlawrev-22388	632	25	the	the	DET
inlawrev-22388	632	26	absence	absence	NOUN
inlawrev-22388	632	27	of	of	ADP
inlawrev-22388	632	28	any	any	DET
inlawrev-22388	632	29	other	other	ADJ
inlawrev-22388	632	30	existing	exist	VERB
inlawrev-22388	632	31	legal	legal	ADJ
inlawrev-22388	632	32	obligation	obligation	NOUN
inlawrev-22388	632	33	to	to	PART
inlawrev-22388	632	34	do	do	AUX
inlawrev-22388	632	35	so.193	so.193	NOUN
inlawrev-22388	632	36	in	in	ADP
inlawrev-22388	632	37	addition	addition	NOUN
inlawrev-22388	632	38	to	to	ADP
inlawrev-22388	632	39	alleging	allege	VERB
inlawrev-22388	632	40	that	that	SCONJ
inlawrev-22388	632	41	the	the	DET
inlawrev-22388	632	42	students	student	NOUN
inlawrev-22388	632	43	at	at	ADP
inlawrev-22388	632	44	the	the	DET
inlawrev-22388	632	45	for	for	ADP
inlawrev-22388	632	46	-	-	PUNCT
inlawrev-22388	632	47	profit	profit	NOUN
inlawrev-22388	632	48	college	college	NOUN
inlawrev-22388	632	49	could	could	AUX
inlawrev-22388	632	50	not	not	PART
inlawrev-22388	632	51	protect	protect	VERB
inlawrev-22388	632	52	their	their	PRON
inlawrev-22388	632	53	own	own	ADJ
inlawrev-22388	632	54	interests	interest	NOUN
inlawrev-22388	632	55	,	,	PUNCT
inlawrev-22388	632	56	the	the	DET
inlawrev-22388	632	57	cfpb	cfpb	NOUN
inlawrev-22388	632	58	also	also	ADV
inlawrev-22388	632	59	alleged	allege	VERB
inlawrev-22388	632	60	they	they	PRON
inlawrev-22388	632	61	reasonably	reasonably	ADV
inlawrev-22388	632	62	relied	rely	VERB
inlawrev-22388	632	63	on	on	ADP
inlawrev-22388	632	64	the	the	DET
inlawrev-22388	632	65	college	college	NOUN
inlawrev-22388	632	66	’s	’s	PART
inlawrev-22388	632	67	financial	financial	ADJ
inlawrev-22388	632	68	aid	aid	NOUN
inlawrev-22388	632	69	staff	staff	NOUN
inlawrev-22388	632	70	to	to	PART
inlawrev-22388	632	71	act	act	VERB
inlawrev-22388	632	72	in	in	ADP
inlawrev-22388	632	73	their	their	PRON
inlawrev-22388	632	74	best	good	ADJ
inlawrev-22388	632	75	interests.194	interests.194	NOUN
inlawrev-22388	632	76	although	although	SCONJ
inlawrev-22388	632	77	the	the	DET
inlawrev-22388	632	78	college	college	NOUN
inlawrev-22388	632	79	“	"	PUNCT
inlawrev-22388	632	80	held	hold	VERB
inlawrev-22388	632	81	itself	itself	PRON
inlawrev-22388	632	82	out	out	ADP
inlawrev-22388	632	83	as	as	ADP
inlawrev-22388	632	84	a	a	DET
inlawrev-22388	632	85	school	school	NOUN
inlawrev-22388	632	86	that	that	PRON
inlawrev-22388	632	87	would	would	AUX
inlawrev-22388	632	88	help	help	VERB
inlawrev-22388	632	89	students	student	NOUN
inlawrev-22388	632	90	better	well	ADV
inlawrev-22388	632	91	their	their	PRON
inlawrev-22388	632	92	lives	life	NOUN
inlawrev-22388	632	93	”	"	PUNCT
inlawrev-22388	632	94	and	and	CCONJ
inlawrev-22388	632	95	represented	represent	VERB
inlawrev-22388	632	96	that	that	SCONJ
inlawrev-22388	632	97	the	the	DET
inlawrev-22388	632	98	financial	financial	ADJ
inlawrev-22388	632	99	aid	aid	NOUN
inlawrev-22388	632	100	staff	staff	NOUN
inlawrev-22388	632	101	were	be	AUX
inlawrev-22388	632	102	“	"	PUNCT
inlawrev-22388	632	103	subject	subject	ADJ
inlawrev-22388	632	104	matter	matter	NOUN
inlawrev-22388	632	105	experts	expert	NOUN
inlawrev-22388	632	106	who	who	PRON
inlawrev-22388	632	107	could	could	AUX
inlawrev-22388	632	108	advise	advise	VERB
inlawrev-22388	632	109	the	the	DET
inlawrev-22388	632	110	students	student	NOUN
inlawrev-22388	632	111	about	about	ADP
inlawrev-22388	632	112	financial	financial	ADJ
inlawrev-22388	632	113	aid	aid	NOUN
inlawrev-22388	633	1	[	[	X
inlawrev-22388	633	2	,	,	PUNCT
inlawrev-22388	633	3	]	]	X
inlawrev-22388	633	4	”	"	PUNCT
inlawrev-22388	633	5	the	the	DET
inlawrev-22388	633	6	staff	staff	NOUN
inlawrev-22388	633	7	actually	actually	ADV
inlawrev-22388	633	8	were	be	AUX
inlawrev-22388	633	9	salespeople	salesperson	NOUN
inlawrev-22388	633	10	paid	pay	VERB
inlawrev-22388	633	11	on	on	ADP
inlawrev-22388	633	12	commission	commission	NOUN
inlawrev-22388	633	13	“	"	PUNCT
inlawrev-22388	633	14	[	[	X
inlawrev-22388	633	15	u]sing	u]se	VERB
inlawrev-22388	633	16	aggressive	aggressive	ADJ
inlawrev-22388	633	17	repackaging	repackaging	NOUN
inlawrev-22388	633	18	tactics	tactic	NOUN
inlawrev-22388	633	19	.	.	PUNCT
inlawrev-22388	633	20	”195	”195	NOUN
inlawrev-22388	633	21	the	the	DET
inlawrev-22388	633	22	repackaged	repackaged	ADJ
inlawrev-22388	633	23	loans	loan	NOUN
inlawrev-22388	633	24	were	be	AUX
inlawrev-22388	633	25	“	"	PUNCT
inlawrev-22388	633	26	expensive	expensive	ADJ
inlawrev-22388	633	27	,	,	PUNCT
inlawrev-22388	633	28	high	high	ADJ
inlawrev-22388	633	29	risk	risk	NOUN
inlawrev-22388	633	30	.	.	PUNCT
inlawrev-22388	633	31	.	.	PUNCT
inlawrev-22388	633	32	.	.	PUNCT
inlawrev-22388	634	1	[	[	X
inlawrev-22388	634	2	and	and	CCONJ
inlawrev-22388	634	3	]	]	X
inlawrev-22388	634	4	likely	likely	ADJ
inlawrev-22388	634	5	to	to	PART
inlawrev-22388	634	6	default	default	VERB
inlawrev-22388	634	7	.	.	PUNCT
inlawrev-22388	634	8	”196	”196	NOUN
inlawrev-22388	634	9	all	all	PRON
inlawrev-22388	634	10	in	in	ADP
inlawrev-22388	634	11	all	all	PRON
inlawrev-22388	634	12	,	,	PUNCT
inlawrev-22388	634	13	the	the	DET
inlawrev-22388	634	14	college	college	NOUN
inlawrev-22388	634	15	created	create	VERB
inlawrev-22388	634	16	an	an	DET
inlawrev-22388	634	17	environment	environment	NOUN
inlawrev-22388	634	18	where	where	SCONJ
inlawrev-22388	634	19	it	it	PRON
inlawrev-22388	634	20	portrayed	portray	VERB
inlawrev-22388	634	21	itself	itself	PRON
inlawrev-22388	634	22	as	as	ADP
inlawrev-22388	634	23	an	an	DET
inlawrev-22388	634	24	institution	institution	NOUN
inlawrev-22388	634	25	that	that	PRON
inlawrev-22388	634	26	would	would	AUX
inlawrev-22388	634	27	look	look	VERB
inlawrev-22388	634	28	after	after	ADP
inlawrev-22388	634	29	vulnerable	vulnerable	ADJ
inlawrev-22388	634	30	students	student	NOUN
inlawrev-22388	634	31	,	,	PUNCT
inlawrev-22388	634	32	but	but	CCONJ
inlawrev-22388	634	33	in	in	ADP
inlawrev-22388	634	34	reality	reality	NOUN
inlawrev-22388	634	35	preyed	prey	VERB
inlawrev-22388	634	36	upon	upon	SCONJ
inlawrev-22388	634	37	their	their	PRON
inlawrev-22388	634	38	vulnerabilities	vulnerability	NOUN
inlawrev-22388	634	39	.	.	PUNCT
inlawrev-22388	635	1	in	in	ADP
inlawrev-22388	635	2	another	another	DET
inlawrev-22388	635	3	case	case	NOUN
inlawrev-22388	635	4	involving	involve	VERB
inlawrev-22388	635	5	college	college	NOUN
inlawrev-22388	635	6	loans	loan	NOUN
inlawrev-22388	635	7	,	,	PUNCT
inlawrev-22388	635	8	the	the	DET
inlawrev-22388	635	9	cfpb	cfpb	NOUN
inlawrev-22388	635	10	alleged	allege	VERB
inlawrev-22388	635	11	that	that	SCONJ
inlawrev-22388	635	12	a	a	DET
inlawrev-22388	635	13	company	company	NOUN
inlawrev-22388	635	14	whose	whose	DET
inlawrev-22388	635	15	website	website	NOUN
inlawrev-22388	635	16	assured	assure	VERB
inlawrev-22388	635	17	customers	customer	NOUN
inlawrev-22388	635	18	that	that	SCONJ
inlawrev-22388	635	19	it	it	PRON
inlawrev-22388	635	20	was	be	AUX
inlawrev-22388	635	21	“	"	PUNCT
inlawrev-22388	635	22	here	here	ADV
inlawrev-22388	635	23	to	to	PART
inlawrev-22388	635	24	help”197	help”197	VERB
inlawrev-22388	635	25	and	and	CCONJ
inlawrev-22388	635	26	that	that	SCONJ
inlawrev-22388	635	27	it	it	PRON
inlawrev-22388	635	28	could	could	AUX
inlawrev-22388	635	29	“	"	PUNCT
inlawrev-22388	635	30	help	help	VERB
inlawrev-22388	635	31	you	you	PRON
inlawrev-22388	635	32	find	find	VERB
inlawrev-22388	635	33	an	an	DET
inlawrev-22388	635	34	option	option	NOUN
inlawrev-22388	635	35	that	that	PRON
inlawrev-22388	635	36	.	.	PUNCT
inlawrev-22388	635	37	.	.	PUNCT
inlawrev-22388	635	38	.	.	PUNCT
inlawrev-22388	636	1	minimizes	minimize	VERB
inlawrev-22388	636	2	your	your	PRON
inlawrev-22388	636	3	total	total	ADJ
inlawrev-22388	636	4	interest	interest	NOUN
inlawrev-22388	636	5	cost”198	cost”198	NOUN
inlawrev-22388	636	6	committed	commit	VERB
inlawrev-22388	636	7	an	an	DET
inlawrev-22388	636	8	abusive	abusive	ADJ
inlawrev-22388	636	9	act	act	NOUN
inlawrev-22388	636	10	when	when	SCONJ
inlawrev-22388	636	11	it	it	PRON
inlawrev-22388	636	12	failed	fail	VERB
inlawrev-22388	636	13	to	to	PART
inlawrev-22388	636	14	offer	offer	VERB
inlawrev-22388	636	15	student	student	NOUN
inlawrev-22388	636	16	loan	loan	NOUN
inlawrev-22388	636	17	borrowers	borrower	NOUN
inlawrev-22388	636	18	the	the	DET
inlawrev-22388	636	19	opportunity	opportunity	NOUN
inlawrev-22388	636	20	to	to	PART
inlawrev-22388	636	21	enroll	enroll	VERB
inlawrev-22388	636	22	in	in	ADP
inlawrev-22388	636	23	income	income	NOUN
inlawrev-22388	636	24	-	-	PUNCT
inlawrev-22388	636	25	driven	drive	VERB
inlawrev-22388	636	26	repayment	repayment	NOUN
inlawrev-22388	636	27	programs	program	NOUN
inlawrev-22388	636	28	to	to	PART
inlawrev-22388	636	29	which	which	PRON
inlawrev-22388	636	30	they	they	PRON
inlawrev-22388	636	31	were	be	AUX
inlawrev-22388	636	32	entitled.199	entitled.199	ADJ
inlawrev-22388	636	33	in	in	ADP
inlawrev-22388	636	34	other	other	ADJ
inlawrev-22388	636	35	words	word	NOUN
inlawrev-22388	636	36	,	,	PUNCT
inlawrev-22388	636	37	the	the	DET
inlawrev-22388	636	38	borrowers	borrower	NOUN
inlawrev-22388	636	39	reasonably	reasonably	ADV
inlawrev-22388	636	40	“	"	PUNCT
inlawrev-22388	636	41	relied	rely	VERB
inlawrev-22388	636	42	on	on	ADP
inlawrev-22388	636	43	[	[	PUNCT
inlawrev-22388	636	44	the	the	DET
inlawrev-22388	636	45	company	company	NOUN
inlawrev-22388	636	46	]	]	PUNCT
inlawrev-22388	636	47	to	to	PART
inlawrev-22388	636	48	act	act	VERB
inlawrev-22388	636	49	in	in	ADP
inlawrev-22388	636	50	their	their	PRON
inlawrev-22388	636	51	interests	interest	NOUN
inlawrev-22388	636	52	in	in	ADP
inlawrev-22388	636	53	advising	advise	VERB
inlawrev-22388	636	54	about	about	ADP
inlawrev-22388	636	55	options	option	NOUN
inlawrev-22388	636	56	to	to	PART
inlawrev-22388	636	57	address	address	VERB
inlawrev-22388	636	58	their	their	PRON
inlawrev-22388	636	59	financial	financial	ADJ
inlawrev-22388	636	60	situation	situation	NOUN
inlawrev-22388	636	61	.	.	PUNCT
inlawrev-22388	637	1	”2	”2	PUNCT
inlawrev-22388	638	1	0	0	NUM
inlawrev-22388	638	2	0	0	NUM
inlawrev-22388	638	3	the	the	DET
inlawrev-22388	638	4	cfpb	cfpb	NOUN
inlawrev-22388	638	5	alleged	allege	VERB
inlawrev-22388	638	6	that	that	SCONJ
inlawrev-22388	638	7	the	the	DET
inlawrev-22388	638	8	company	company	NOUN
inlawrev-22388	638	9	took	take	VERB
inlawrev-22388	638	10	unreasonable	unreasonable	ADJ
inlawrev-22388	638	11	advantage	advantage	NOUN
inlawrev-22388	638	12	of	of	ADP
inlawrev-22388	638	13	this	this	DET
inlawrev-22388	638	14	reasonable	reasonable	ADJ
inlawrev-22388	638	15	reliance	reliance	NOUN
inlawrev-22388	638	16	by	by	ADP
inlawrev-22388	638	17	“	"	PUNCT
inlawrev-22388	638	18	steer[ing]”201	steer[ing]”201	NOUN
inlawrev-22388	638	19	borrowers	borrower	NOUN
inlawrev-22388	638	20	to	to	PART
inlawrev-22388	638	21	loan	loan	VERB
inlawrev-22388	638	22	forbearance	forbearance	NOUN
inlawrev-22388	638	23	rather	rather	ADV
inlawrev-22388	638	24	than	than	ADP
inlawrev-22388	638	25	advise	advise	VERB
inlawrev-22388	638	26	them	they	PRON
inlawrev-22388	638	27	about	about	ADP
inlawrev-22388	638	28	a	a	DET
inlawrev-22388	638	29	program	program	NOUN
inlawrev-22388	638	30	that	that	PRON
inlawrev-22388	638	31	“	"	PUNCT
inlawrev-22388	638	32	would	would	AUX
inlawrev-22388	638	33	have	have	AUX
inlawrev-22388	638	34	been	be	AUX
inlawrev-22388	638	35	[	[	X
inlawrev-22388	638	36	more	more	ADV
inlawrev-22388	638	37	]	]	X
inlawrev-22388	638	38	financially	financially	ADV
inlawrev-22388	638	39	beneficial	beneficial	ADJ
inlawrev-22388	638	40	to	to	ADP
inlawrev-22388	638	41	those	those	DET
inlawrev-22388	638	42	borrowers	borrower	NOUN
inlawrev-22388	638	43	.	.	PUNCT
inlawrev-22388	639	1	”202	”202	NOUN
inlawrev-22388	639	2	the	the	DET
inlawrev-22388	639	3	cfpb	cfpb	NOUN
inlawrev-22388	639	4	also	also	ADV
inlawrev-22388	639	5	alleged	allege	VERB
inlawrev-22388	639	6	that	that	SCONJ
inlawrev-22388	639	7	an	an	DET
inlawrev-22388	639	8	individual	individual	NOUN
inlawrev-22388	639	9	that	that	PRON
inlawrev-22388	639	10	represented	represent	VERB
inlawrev-22388	639	11	that	that	SCONJ
inlawrev-22388	639	12	he	he	PRON
inlawrev-22388	639	13	would	would	AUX
inlawrev-22388	639	14	be	be	AUX
inlawrev-22388	639	15	“	"	PUNCT
inlawrev-22388	639	16	providing	provide	VERB
inlawrev-22388	639	17	independent	independent	ADJ
inlawrev-22388	639	18	professional	professional	ADJ
inlawrev-22388	639	19	advice”203	advice”203	NOUN
inlawrev-22388	639	20	yet	yet	ADV
inlawrev-22388	639	21	in	in	ADP
inlawrev-22388	639	22	actuality	actuality	NOUN
inlawrev-22388	639	23	“	"	PUNCT
inlawrev-22388	639	24	had	have	VERB
inlawrev-22388	639	25	personal	personal	ADJ
inlawrev-22388	639	26	and	and	CCONJ
inlawrev-22388	639	27	professional	professional	ADJ
inlawrev-22388	639	28	ties”204	ties”204	NOUN
inlawrev-22388	639	29	with	with	ADP
inlawrev-22388	639	30	a	a	DET
inlawrev-22388	639	31	loan	loan	NOUN
inlawrev-22388	639	32	company	company	NOUN
inlawrev-22388	639	33	and	and	CCONJ
inlawrev-22388	639	34	“	"	PUNCT
inlawrev-22388	639	35	advised	advise	VERB
inlawrev-22388	639	36	consumers	consumer	NOUN
inlawrev-22388	639	37	without	without	ADP
inlawrev-22388	639	38	having	have	VERB
inlawrev-22388	639	39	any	any	DET
inlawrev-22388	639	40	information	information	NOUN
inlawrev-22388	639	41	about	about	ADP
inlawrev-22388	639	42	[	[	PUNCT
inlawrev-22388	639	43	their	their	PRON
inlawrev-22388	639	44	]	]	X
inlawrev-22388	639	45	financial	financial	ADJ
inlawrev-22388	639	46	situations”205	situations”205	NOUN
inlawrev-22388	639	47	committed	commit	VERB
inlawrev-22388	639	48	a	a	DET
inlawrev-22388	639	49	deceptive	deceptive	ADJ
inlawrev-22388	639	50	act	act	NOUN
inlawrev-22388	639	51	j.	j.	PROPN
inlawrev-22388	639	52	legis	legis	PROPN
inlawrev-22388	639	53	.	.	PUNCT
inlawrev-22388	640	1	&	&	CCONJ
inlawrev-22388	641	1	pub	pub	NOUN
inlawrev-22388	641	2	.	.	PUNCT
inlawrev-22388	642	1	pol’y	pol’y	NOUN
inlawrev-22388	642	2	125	125	NUM
inlawrev-22388	642	3	,	,	PUNCT
inlawrev-22388	642	4	141	141	NUM
inlawrev-22388	642	5	-	-	SYM
inlawrev-22388	642	6	42	42	NUM
inlawrev-22388	642	7	(	(	PUNCT
inlawrev-22388	642	8	2015	2015	NUM
inlawrev-22388	642	9	)	)	PUNCT
inlawrev-22388	642	10	.	.	PUNCT
inlawrev-22388	643	1	193	193	NUM
inlawrev-22388	643	2	.	.	PUNCT
inlawrev-22388	644	1	i	i	PRON
inlawrev-22388	644	2	d.	d.	PROPN
inlawrev-22388	644	3	194	194	NUM
inlawrev-22388	644	4	.	.	PUNCT
inlawrev-22388	645	1	complaint	complaint	NOUN
inlawrev-22388	645	2	.	.	PUNCT
inlawrev-22388	646	1	at	at	ADP
inlawrev-22388	646	2	31	31	NUM
inlawrev-22388	646	3	-	-	SYM
inlawrev-22388	646	4	32	32	NUM
inlawrev-22388	646	5	,	,	PUNCT
inlawrev-22388	646	6	consumer	consumer	NOUN
inlawrev-22388	646	7	fin	fin	NOUN
inlawrev-22388	646	8	.	.	PUNCT
inlawrev-22388	646	9	prot	prot	PROPN
inlawrev-22388	646	10	.	.	PUNCT
inlawrev-22388	647	1	bureau	bureau	PROPN
inlawrev-22388	647	2	v.	v.	PROPN
inlawrev-22388	647	3	itt	itt	PROPN
inlawrev-22388	647	4	educ	educ	PROPN
inlawrev-22388	647	5	.	.	PUNCT
inlawrev-22388	648	1	servs	servs	PROPN
inlawrev-22388	648	2	.	.	PROPN
inlawrev-22388	648	3	,	,	PUNCT
inlawrev-22388	648	4	inc	inc	PROPN
inlawrev-22388	648	5	.	.	PROPN
inlawrev-22388	648	6	,	,	PUNCT
inlawrev-22388	648	7	219	219	NUM
inlawrev-22388	648	8	f.supp.3d	f.supp.3d	NOUN
inlawrev-22388	648	9	878	878	NUM
inlawrev-22388	648	10	(	(	PUNCT
inlawrev-22388	648	11	s.d	s.d	PROPN
inlawrev-22388	648	12	.	.	PROPN
inlawrev-22388	648	13	ind	ind	PROPN
inlawrev-22388	648	14	.	.	PUNCT
inlawrev-22388	649	1	2015	2015	NUM
inlawrev-22388	649	2	)	)	PUNCT
inlawrev-22388	650	1	(	(	PUNCT
inlawrev-22388	650	2	no	no	INTJ
inlawrev-22388	650	3	.	.	PUNCT
inlawrev-22388	651	1	1:14	1:14	NUM
inlawrev-22388	651	2	-	-	PUNCT
inlawrev-22388	651	3	cv-00292	cv-00292	NOUN
inlawrev-22388	651	4	)	)	PUNCT
inlawrev-22388	651	5	.	.	PUNCT
inlawrev-22388	652	1	195	195	NUM
inlawrev-22388	652	2	.	.	PUNCT
inlawrev-22388	653	1	i	i	PRON
inlawrev-22388	653	2	d.	d.	PROPN
inlawrev-22388	653	3	196	196	NUM
inlawrev-22388	653	4	.	.	PUNCT
inlawrev-22388	654	1	i	i	PRON
inlawrev-22388	654	2	d.	d.	PROPN
inlawrev-22388	654	3	at	at	ADP
inlawrev-22388	654	4	32	32	NUM
inlawrev-22388	654	5	.	.	PUNCT
inlawrev-22388	655	1	197	197	NUM
inlawrev-22388	655	2	.	.	PUNCT
inlawrev-22388	655	3	complaint	complaint	NOUN
inlawrev-22388	655	4	at	at	ADP
inlawrev-22388	655	5	17	17	NUM
inlawrev-22388	655	6	,	,	PUNCT
inlawrev-22388	655	7	consumer	consumer	NOUN
inlawrev-22388	655	8	fin	fin	NOUN
inlawrev-22388	655	9	.	.	PUNCT
inlawrev-22388	656	1	prot	prot	PROPN
inlawrev-22388	656	2	.	.	PUNCT
inlawrev-22388	657	1	bureau	bureau	PROPN
inlawrev-22388	657	2	v.	v.	PROPN
inlawrev-22388	657	3	navient	navient	PROPN
inlawrev-22388	657	4	corp	corp	PROPN
inlawrev-22388	657	5	.	.	PROPN
inlawrev-22388	657	6	,	,	PUNCT
inlawrev-22388	657	7	no	no	INTJ
inlawrev-22388	657	8	.	.	PUNCT
inlawrev-22388	658	1	3:17	3:17	NUM
inlawrev-22388	658	2	-	-	PUNCT
inlawrev-22388	658	3	cv-00101	cv-00101	PROPN
inlawrev-22388	658	4	(	(	PUNCT
inlawrev-22388	658	5	m.d	m.d	PROPN
inlawrev-22388	658	6	.	.	PROPN
inlawrev-22388	658	7	pa	pa	PROPN
inlawrev-22388	658	8	.	.	PROPN
inlawrev-22388	658	9	2017	2017	NUM
inlawrev-22388	658	10	)	)	PUNCT
inlawrev-22388	658	11	(	(	PUNCT
inlawrev-22388	658	12	emphasis	emphasis	NOUN
inlawrev-22388	658	13	removed	remove	VERB
inlawrev-22388	658	14	)	)	PUNCT
inlawrev-22388	658	15	.	.	PUNCT
inlawrev-22388	659	1	198	198	NUM
inlawrev-22388	659	2	.	.	PUNCT
inlawrev-22388	660	1	i	i	PRON
inlawrev-22388	660	2	d.	d.	PROPN
inlawrev-22388	660	3	199	199	NUM
inlawrev-22388	660	4	.	.	PUNCT
inlawrev-22388	661	1	i	i	PRON
inlawrev-22388	661	2	d.	d.	PROPN
inlawrev-22388	661	3	at	at	ADP
inlawrev-22388	661	4	17	17	NUM
inlawrev-22388	661	5	-	-	SYM
inlawrev-22388	661	6	18	18	NUM
inlawrev-22388	661	7	.	.	PUNCT
inlawrev-22388	661	8	200	200	NUM
inlawrev-22388	661	9	.	.	PUNCT
inlawrev-22388	662	1	i	i	PRON
inlawrev-22388	662	2	d.	d.	PROPN
inlawrev-22388	662	3	at	at	ADP
inlawrev-22388	662	4	50	50	NUM
inlawrev-22388	662	5	.	.	PUNCT
inlawrev-22388	663	1	201	201	NUM
inlawrev-22388	663	2	.	.	PUNCT
inlawrev-22388	664	1	i	i	PRON
inlawrev-22388	664	2	d.	d.	PROPN
inlawrev-22388	664	3	202	202	NUM
inlawrev-22388	664	4	.	.	PUNCT
inlawrev-22388	665	1	i	i	PRON
inlawrev-22388	665	2	d.	d.	PROPN
inlawrev-22388	665	3	at	at	ADP
inlawrev-22388	665	4	50	50	NUM
inlawrev-22388	665	5	-	-	SYM
inlawrev-22388	665	6	51	51	NUM
inlawrev-22388	665	7	.	.	NOUN
inlawrev-22388	665	8	203	203	NUM
inlawrev-22388	665	9	.	.	PUNCT
inlawrev-22388	666	1	complaint	complaint	NOUN
inlawrev-22388	666	2	at	at	ADP
inlawrev-22388	666	3	12	12	NUM
inlawrev-22388	666	4	,	,	PUNCT
inlawrev-22388	666	5	consumer	consumer	NOUN
inlawrev-22388	666	6	fin	fin	NOUN
inlawrev-22388	666	7	.	.	PUNCT
inlawrev-22388	667	1	prot	prot	PROPN
inlawrev-22388	667	2	.	.	PUNCT
inlawrev-22388	668	1	bureau	bureau	PROPN
inlawrev-22388	668	2	v.	v.	ADP
inlawrev-22388	668	3	access	access	PROPN
inlawrev-22388	668	4	funding	funding	PROPN
inlawrev-22388	668	5	llc	llc	PROPN
inlawrev-22388	668	6	,	,	PUNCT
inlawrev-22388	668	7	no	no	INTJ
inlawrev-22388	668	8	.	.	NOUN
inlawrev-22388	669	1	1:16	1:16	NUM
inlawrev-22388	669	2	-	-	PUNCT
inlawrev-22388	669	3	cv-03759	cv-03759	NOUN
inlawrev-22388	669	4	(	(	PUNCT
inlawrev-22388	669	5	d.	d.	PROPN
inlawrev-22388	669	6	md	md	PROPN
inlawrev-22388	669	7	.	.	PROPN
inlawrev-22388	669	8	2016	2016	NUM
inlawrev-22388	669	9	)	)	PUNCT
inlawrev-22388	669	10	.	.	PUNCT
inlawrev-22388	670	1	204	204	NUM
inlawrev-22388	670	2	.	.	PUNCT
inlawrev-22388	671	1	i	i	PRON
inlawrev-22388	671	2	d.	d.	PROPN
inlawrev-22388	671	3	205	205	NUM
inlawrev-22388	671	4	.	.	PUNCT
inlawrev-22388	672	1	i	i	PRON
inlawrev-22388	672	2	d.	d.	PROPN
inlawrev-22388	672	3	236	236	NUM
inlawrev-22388	672	4	indiana	indiana	PROPN
inlawrev-22388	672	5	law	law	PROPN
inlawrev-22388	672	6	review	review	NOUN
inlawrev-22388	672	7	[	[	X
inlawrev-22388	672	8	vol	vol	NOUN
inlawrev-22388	672	9	.	.	PUNCT
inlawrev-22388	672	10	51:211	51:211	NUM
inlawrev-22388	672	11	because	because	SCONJ
inlawrev-22388	672	12	“	"	PUNCT
inlawrev-22388	672	13	[	[	X
inlawrev-22388	672	14	c]onsumers	c]onsumer	NOUN
inlawrev-22388	672	15	did	do	AUX
inlawrev-22388	672	16	not	not	PART
inlawrev-22388	672	17	understand	understand	VERB
inlawrev-22388	672	18	that	that	SCONJ
inlawrev-22388	672	19	smith	smith	PROPN
inlawrev-22388	672	20	was	be	AUX
inlawrev-22388	672	21	not	not	PART
inlawrev-22388	672	22	providing	provide	VERB
inlawrev-22388	672	23	independent	independent	ADJ
inlawrev-22388	672	24	professional	professional	ADJ
inlawrev-22388	672	25	advice	advice	NOUN
inlawrev-22388	672	26	or	or	CCONJ
inlawrev-22388	672	27	that	that	SCONJ
inlawrev-22388	672	28	he	he	PRON
inlawrev-22388	672	29	did	do	AUX
inlawrev-22388	672	30	not	not	PART
inlawrev-22388	672	31	take	take	VERB
inlawrev-22388	672	32	their	their	PRON
inlawrev-22388	672	33	individual	individual	ADJ
inlawrev-22388	672	34	circumstances	circumstance	NOUN
inlawrev-22388	672	35	or	or	CCONJ
inlawrev-22388	672	36	interests	interest	NOUN
inlawrev-22388	672	37	into	into	ADP
inlawrev-22388	672	38	account	account	NOUN
inlawrev-22388	672	39	.	.	PUNCT
inlawrev-22388	672	40	”206	”206	PUNCT
inlawrev-22388	672	41	again	again	ADV
inlawrev-22388	672	42	,	,	PUNCT
inlawrev-22388	672	43	the	the	DET
inlawrev-22388	672	44	cfpb	cfpb	NOUN
inlawrev-22388	672	45	alleged	allege	VERB
inlawrev-22388	672	46	that	that	SCONJ
inlawrev-22388	672	47	the	the	DET
inlawrev-22388	672	48	individual	individual	ADJ
inlawrev-22388	672	49	both	both	PRON
inlawrev-22388	672	50	created	create	VERB
inlawrev-22388	672	51	reasonable	reasonable	ADJ
inlawrev-22388	672	52	reliance	reliance	NOUN
inlawrev-22388	672	53	on	on	ADP
inlawrev-22388	672	54	behalf	behalf	NOUN
inlawrev-22388	672	55	of	of	ADP
inlawrev-22388	672	56	the	the	DET
inlawrev-22388	672	57	consumers	consumer	NOUN
inlawrev-22388	672	58	by	by	ADP
inlawrev-22388	672	59	holding	hold	VERB
inlawrev-22388	672	60	himself	himself	PRON
inlawrev-22388	672	61	out	out	ADP
inlawrev-22388	672	62	as	as	ADP
inlawrev-22388	672	63	someone	someone	PRON
inlawrev-22388	672	64	that	that	PRON
inlawrev-22388	672	65	would	would	AUX
inlawrev-22388	672	66	look	look	VERB
inlawrev-22388	672	67	after	after	ADP
inlawrev-22388	672	68	their	their	PRON
inlawrev-22388	672	69	interests	interest	NOUN
inlawrev-22388	672	70	and	and	CCONJ
inlawrev-22388	672	71	took	take	VERB
inlawrev-22388	672	72	advantage	advantage	NOUN
inlawrev-22388	672	73	of	of	ADP
inlawrev-22388	672	74	the	the	DET
inlawrev-22388	672	75	consumers	consumer	NOUN
inlawrev-22388	672	76	’	’	PART
inlawrev-22388	672	77	trust	trust	NOUN
inlawrev-22388	672	78	in	in	ADP
inlawrev-22388	672	79	him	he	PRON
inlawrev-22388	672	80	to	to	PART
inlawrev-22388	672	81	do	do	VERB
inlawrev-22388	672	82	so	so	ADV
inlawrev-22388	672	83	by	by	ADP
inlawrev-22388	672	84	providing	provide	VERB
inlawrev-22388	672	85	them	they	PRON
inlawrev-22388	672	86	a	a	DET
inlawrev-22388	672	87	service	service	NOUN
inlawrev-22388	672	88	that	that	PRON
inlawrev-22388	672	89	actually	actually	ADV
inlawrev-22388	672	90	was	be	AUX
inlawrev-22388	672	91	not	not	PART
inlawrev-22388	672	92	as	as	ADV
inlawrev-22388	672	93	beneficial	beneficial	ADJ
inlawrev-22388	672	94	as	as	ADP
inlawrev-22388	672	95	an	an	DET
inlawrev-22388	672	96	alternative.207	alternative.207	NOUN
inlawrev-22388	672	97	5	5	NUM
inlawrev-22388	672	98	.	.	PUNCT
inlawrev-22388	672	99	abusiveness	abusiveness	VERB
inlawrev-22388	672	100	under	under	ADP
inlawrev-22388	672	101	the	the	DET
inlawrev-22388	672	102	dcsa.—even	dcsa.—even	NOUN
inlawrev-22388	672	103	though	though	SCONJ
inlawrev-22388	672	104	most	most	ADJ
inlawrev-22388	672	105	abusiveness	abusiveness	ADJ
inlawrev-22388	672	106	claims	claim	NOUN
inlawrev-22388	672	107	brought	bring	VERB
inlawrev-22388	672	108	by	by	ADP
inlawrev-22388	672	109	the	the	DET
inlawrev-22388	672	110	cfpb	cfpb	NOUN
inlawrev-22388	672	111	have	have	AUX
inlawrev-22388	672	112	also	also	ADV
inlawrev-22388	672	113	alleged	allege	VERB
inlawrev-22388	672	114	unfair	unfair	ADJ
inlawrev-22388	672	115	or	or	CCONJ
inlawrev-22388	672	116	deceptive	deceptive	ADJ
inlawrev-22388	672	117	conduct,208	conduct,208	VERB
inlawrev-22388	672	118	these	these	DET
inlawrev-22388	672	119	cases	case	NOUN
inlawrev-22388	672	120	still	still	ADV
inlawrev-22388	672	121	provide	provide	VERB
inlawrev-22388	672	122	clarification	clarification	NOUN
inlawrev-22388	672	123	on	on	ADP
inlawrev-22388	672	124	how	how	SCONJ
inlawrev-22388	672	125	this	this	DET
inlawrev-22388	672	126	standard	standard	NOUN
inlawrev-22388	672	127	can	can	AUX
inlawrev-22388	672	128	be	be	AUX
inlawrev-22388	672	129	applied	apply	VERB
inlawrev-22388	672	130	by	by	ADP
inlawrev-22388	672	131	indiana	indiana	PROPN
inlawrev-22388	672	132	courts	court	NOUN
inlawrev-22388	672	133	.	.	PUNCT
inlawrev-22388	673	1	many	many	ADJ
inlawrev-22388	673	2	abusiveness	abusiveness	ADJ
inlawrev-22388	673	3	cases	case	NOUN
inlawrev-22388	673	4	involve	involve	VERB
inlawrev-22388	673	5	especially	especially	ADV
inlawrev-22388	673	6	vulnerable	vulnerable	ADJ
inlawrev-22388	673	7	consumers	consumer	NOUN
inlawrev-22388	673	8	such	such	ADJ
inlawrev-22388	673	9	as	as	ADP
inlawrev-22388	673	10	students	student	NOUN
inlawrev-22388	673	11	,	,	PUNCT
inlawrev-22388	673	12	seniors	senior	NOUN
inlawrev-22388	673	13	,	,	PUNCT
inlawrev-22388	673	14	members	member	NOUN
inlawrev-22388	673	15	of	of	ADP
inlawrev-22388	673	16	the	the	DET
inlawrev-22388	673	17	military	military	NOUN
inlawrev-22388	673	18	,	,	PUNCT
inlawrev-22388	673	19	payday	payday	NOUN
inlawrev-22388	673	20	loan	loan	NOUN
inlawrev-22388	673	21	borrowers	borrower	NOUN
inlawrev-22388	673	22	,	,	PUNCT
inlawrev-22388	673	23	and	and	CCONJ
inlawrev-22388	673	24	those	those	PRON
inlawrev-22388	673	25	seeking	seek	VERB
inlawrev-22388	673	26	debt	debt	NOUN
inlawrev-22388	673	27	relief	relief	NOUN
inlawrev-22388	673	28	assistance.20	assistance.20	NOUN
inlawrev-22388	673	29	9	9	NUM
inlawrev-22388	673	30	because	because	SCONJ
inlawrev-22388	673	31	protecting	protect	VERB
inlawrev-22388	673	32	these	these	DET
inlawrev-22388	673	33	types	type	NOUN
inlawrev-22388	673	34	of	of	ADP
inlawrev-22388	673	35	consumers	consumer	NOUN
inlawrev-22388	673	36	corresponds	correspond	VERB
inlawrev-22388	673	37	with	with	ADP
inlawrev-22388	673	38	the	the	DET
inlawrev-22388	673	39	example	example	NOUN
inlawrev-22388	673	40	provided	provide	VERB
inlawrev-22388	673	41	by	by	ADP
inlawrev-22388	673	42	the	the	DET
inlawrev-22388	673	43	office	office	NOUN
inlawrev-22388	673	44	of	of	ADP
inlawrev-22388	673	45	the	the	DET
inlawrev-22388	673	46	attorney	attorney	NOUN
inlawrev-22388	673	47	general,210	general,210	PROPN
inlawrev-22388	673	48	indiana	indiana	PROPN
inlawrev-22388	673	49	courts	court	NOUN
inlawrev-22388	673	50	should	should	AUX
inlawrev-22388	673	51	especially	especially	ADV
inlawrev-22388	673	52	look	look	VERB
inlawrev-22388	673	53	to	to	ADP
inlawrev-22388	673	54	the	the	DET
inlawrev-22388	673	55	abusiveness	abusiveness	NOUN
inlawrev-22388	673	56	prong	prong	NOUN
inlawrev-22388	673	57	to	to	PART
inlawrev-22388	673	58	protect	protect	VERB
inlawrev-22388	673	59	the	the	DET
inlawrev-22388	673	60	most	most	ADJ
inlawrev-22388	673	61	at	at	ADP
inlawrev-22388	673	62	-	-	PUNCT
inlawrev-22388	673	63	risk	risk	NOUN
inlawrev-22388	673	64	hoosiers	hoosier	NOUN
inlawrev-22388	673	65	.	.	PUNCT
inlawrev-22388	674	1	abusiveness	abusiveness	ADJ
inlawrev-22388	674	2	claims	claim	NOUN
inlawrev-22388	674	3	also	also	ADV
inlawrev-22388	674	4	generally	generally	ADV
inlawrev-22388	674	5	arise	arise	VERB
inlawrev-22388	674	6	when	when	SCONJ
inlawrev-22388	674	7	companies	company	NOUN
inlawrev-22388	674	8	affirmatively	affirmatively	ADV
inlawrev-22388	674	9	indicate	indicate	VERB
inlawrev-22388	674	10	they	they	PRON
inlawrev-22388	674	11	will	will	AUX
inlawrev-22388	674	12	act	act	VERB
inlawrev-22388	674	13	in	in	ADP
inlawrev-22388	674	14	consumers	consumer	NOUN
inlawrev-22388	674	15	’	'	PUNCT
inlawrev-22388	674	16	best	good	ADJ
inlawrev-22388	674	17	interests.211	interests.211	NOUN
inlawrev-22388	674	18	under	under	ADP
inlawrev-22388	674	19	the	the	DET
inlawrev-22388	674	20	abusiveness	abusiveness	NOUN
inlawrev-22388	674	21	tests	test	NOUN
inlawrev-22388	674	22	,	,	PUNCT
inlawrev-22388	674	23	these	these	DET
inlawrev-22388	674	24	companies	company	NOUN
inlawrev-22388	674	25	then	then	ADV
inlawrev-22388	674	26	can	can	AUX
inlawrev-22388	674	27	not	not	PART
inlawrev-22388	674	28	steer	steer	VERB
inlawrev-22388	674	29	consumers	consumer	NOUN
inlawrev-22388	674	30	into	into	ADP
inlawrev-22388	674	31	purchasing	purchase	VERB
inlawrev-22388	674	32	products	product	NOUN
inlawrev-22388	674	33	or	or	CCONJ
inlawrev-22388	674	34	services	service	NOUN
inlawrev-22388	674	35	that	that	PRON
inlawrev-22388	674	36	are	be	AUX
inlawrev-22388	674	37	unlikely	unlikely	ADJ
inlawrev-22388	674	38	to	to	PART
inlawrev-22388	674	39	benefit	benefit	VERB
inlawrev-22388	674	40	them	they	PRON
inlawrev-22388	674	41	,	,	PUNCT
inlawrev-22388	674	42	especially	especially	ADV
inlawrev-22388	674	43	if	if	SCONJ
inlawrev-22388	674	44	more	more	ADV
inlawrev-22388	674	45	costeffective	costeffective	ADJ
inlawrev-22388	674	46	alternatives	alternative	NOUN
inlawrev-22388	674	47	exist.212	exist.212	PROPN
inlawrev-22388	674	48	although	although	SCONJ
inlawrev-22388	674	49	dodd	dodd	PROPN
inlawrev-22388	674	50	-	-	PUNCT
inlawrev-22388	674	51	frank	frank	PROPN
inlawrev-22388	674	52	’s	’s	PART
inlawrev-22388	674	53	definition	definition	NOUN
inlawrev-22388	674	54	of	of	ADP
inlawrev-22388	674	55	abusive	abusive	ADJ
inlawrev-22388	674	56	is	be	AUX
inlawrev-22388	674	57	concerned	concern	VERB
inlawrev-22388	674	58	with	with	ADP
inlawrev-22388	674	59	financial	financial	ADJ
inlawrev-22388	674	60	products	product	NOUN
inlawrev-22388	674	61	and	and	CCONJ
inlawrev-22388	674	62	services	service	NOUN
inlawrev-22388	674	63	,	,	PUNCT
inlawrev-22388	674	64	indiana	indiana	PROPN
inlawrev-22388	674	65	should	should	AUX
inlawrev-22388	674	66	still	still	ADV
inlawrev-22388	674	67	follow	follow	VERB
inlawrev-22388	674	68	its	its	PRON
inlawrev-22388	674	69	standards	standard	NOUN
inlawrev-22388	674	70	because	because	SCONJ
inlawrev-22388	674	71	they	they	PRON
inlawrev-22388	674	72	easily	easily	ADV
inlawrev-22388	674	73	translate	translate	VERB
inlawrev-22388	674	74	to	to	ADP
inlawrev-22388	674	75	the	the	DET
inlawrev-22388	674	76	dcsa	dcsa	PROPN
inlawrev-22388	674	77	’s	’s	PART
inlawrev-22388	674	78	protections	protection	NOUN
inlawrev-22388	674	79	concerning	concern	VERB
inlawrev-22388	674	80	consumer	consumer	NOUN
inlawrev-22388	674	81	transactions	transaction	NOUN
inlawrev-22388	674	82	.	.	PUNCT
inlawrev-22388	675	1	the	the	DET
inlawrev-22388	675	2	goal	goal	NOUN
inlawrev-22388	675	3	of	of	ADP
inlawrev-22388	675	4	protecting	protect	VERB
inlawrev-22388	675	5	vulnerable	vulnerable	ADJ
inlawrev-22388	675	6	consumers	consumer	NOUN
inlawrev-22388	675	7	from	from	ADP
inlawrev-22388	675	8	companies	company	NOUN
inlawrev-22388	675	9	that	that	PRON
inlawrev-22388	675	10	falsely	falsely	ADV
inlawrev-22388	675	11	assert	assert	VERB
inlawrev-22388	675	12	they	they	PRON
inlawrev-22388	675	13	are	be	AUX
inlawrev-22388	675	14	acting	act	VERB
inlawrev-22388	675	15	in	in	ADP
inlawrev-22388	675	16	their	their	PRON
inlawrev-22388	675	17	best	good	ADJ
inlawrev-22388	675	18	interest	interest	NOUN
inlawrev-22388	675	19	can	can	AUX
inlawrev-22388	675	20	arise	arise	VERB
inlawrev-22388	675	21	in	in	ADP
inlawrev-22388	675	22	any	any	DET
inlawrev-22388	675	23	context	context	NOUN
inlawrev-22388	675	24	,	,	PUNCT
inlawrev-22388	675	25	financially	financially	ADV
inlawrev-22388	675	26	-	-	PUNCT
inlawrev-22388	675	27	based	base	VERB
inlawrev-22388	675	28	or	or	CCONJ
inlawrev-22388	675	29	not	not	PART
inlawrev-22388	675	30	.	.	PUNCT
inlawrev-22388	676	1	because	because	SCONJ
inlawrev-22388	676	2	these	these	DET
inlawrev-22388	676	3	abusiveness	abusiveness	NOUN
inlawrev-22388	676	4	standards	standard	NOUN
inlawrev-22388	676	5	provide	provide	VERB
inlawrev-22388	676	6	unique	unique	ADJ
inlawrev-22388	676	7	protections	protection	NOUN
inlawrev-22388	676	8	concerning	concern	VERB
inlawrev-22388	676	9	these	these	DET
inlawrev-22388	676	10	consumers	consumer	NOUN
inlawrev-22388	676	11	and	and	CCONJ
inlawrev-22388	676	12	a	a	DET
inlawrev-22388	676	13	flexible	flexible	ADJ
inlawrev-22388	676	14	standard	standard	NOUN
inlawrev-22388	676	15	unavailable	unavailable	ADJ
inlawrev-22388	676	16	through	through	ADP
inlawrev-22388	676	17	the	the	DET
inlawrev-22388	676	18	also	also	ADV
inlawrev-22388	676	19	-	-	PUNCT
inlawrev-22388	676	20	newly	newly	ADV
inlawrev-22388	676	21	-	-	PUNCT
inlawrev-22388	676	22	added	add	VERB
inlawrev-22388	676	23	broad	broad	ADJ
inlawrev-22388	676	24	unfair	unfair	ADJ
inlawrev-22388	676	25	and	and	CCONJ
inlawrev-22388	676	26	deceptive	deceptive	ADJ
inlawrev-22388	676	27	safeguards	safeguard	NOUN
inlawrev-22388	676	28	,	,	PUNCT
inlawrev-22388	676	29	the	the	DET
inlawrev-22388	676	30	articulations	articulation	NOUN
inlawrev-22388	676	31	brought	bring	VERB
inlawrev-22388	676	32	forth	forth	ADP
inlawrev-22388	676	33	through	through	ADP
inlawrev-22388	676	34	cfpb	cfpb	ADJ
inlawrev-22388	676	35	actions	action	NOUN
inlawrev-22388	676	36	offer	offer	VERB
inlawrev-22388	676	37	the	the	DET
inlawrev-22388	676	38	only	only	ADJ
inlawrev-22388	676	39	satisfactory	satisfactory	ADJ
inlawrev-22388	676	40	illustrations	illustration	NOUN
inlawrev-22388	676	41	for	for	ADP
inlawrev-22388	676	42	which	which	PRON
inlawrev-22388	676	43	indiana	indiana	PROPN
inlawrev-22388	676	44	courts	court	NOUN
inlawrev-22388	676	45	can	can	AUX
inlawrev-22388	676	46	206	206	NUM
inlawrev-22388	676	47	.	.	PUNCT
inlawrev-22388	677	1	i	i	PRON
inlawrev-22388	677	2	d.	d.	PROPN
inlawrev-22388	677	3	at	at	ADP
inlawrev-22388	677	4	13	13	NUM
inlawrev-22388	677	5	.	.	PUNCT
inlawrev-22388	677	6	207	207	NUM
inlawrev-22388	677	7	.	.	PUNCT
inlawrev-22388	678	1	i	i	PRON
inlawrev-22388	678	2	d.	d.	PROPN
inlawrev-22388	678	3	at	at	ADP
inlawrev-22388	678	4	12	12	NUM
inlawrev-22388	678	5	-	-	SYM
inlawrev-22388	678	6	13	13	NUM
inlawrev-22388	678	7	.	.	PUNCT
inlawrev-22388	678	8	208	208	NUM
inlawrev-22388	678	9	.	.	PUNCT
inlawrev-22388	679	1	in	in	ADP
inlawrev-22388	679	2	fact	fact	NOUN
inlawrev-22388	679	3	,	,	PUNCT
inlawrev-22388	679	4	by	by	ADP
inlawrev-22388	679	5	definition	definition	NOUN
inlawrev-22388	679	6	,	,	PUNCT
inlawrev-22388	679	7	material	material	NOUN
inlawrev-22388	679	8	interferences	interference	NOUN
inlawrev-22388	679	9	could	could	AUX
inlawrev-22388	679	10	feasibly	feasibly	ADV
inlawrev-22388	679	11	be	be	AUX
inlawrev-22388	679	12	interpreted	interpret	VERB
inlawrev-22388	679	13	as	as	ADP
inlawrev-22388	679	14	deceptive	deceptive	ADJ
inlawrev-22388	679	15	acts	act	NOUN
inlawrev-22388	679	16	.	.	PUNCT
inlawrev-22388	680	1	the	the	DET
inlawrev-22388	680	2	ftc	ftc	PROPN
inlawrev-22388	680	3	provides	provide	VERB
inlawrev-22388	680	4	that	that	SCONJ
inlawrev-22388	680	5	a	a	DET
inlawrev-22388	680	6	deceptive	deceptive	ADJ
inlawrev-22388	680	7	act	act	NOUN
inlawrev-22388	680	8	is	be	AUX
inlawrev-22388	680	9	(	(	PUNCT
inlawrev-22388	680	10	1	1	X
inlawrev-22388	680	11	)	)	PUNCT
inlawrev-22388	680	12	a	a	DET
inlawrev-22388	680	13	representation	representation	NOUN
inlawrev-22388	680	14	,	,	PUNCT
inlawrev-22388	680	15	omission	omission	NOUN
inlawrev-22388	680	16	,	,	PUNCT
inlawrev-22388	680	17	or	or	CCONJ
inlawrev-22388	680	18	practice	practice	NOUN
inlawrev-22388	680	19	misleading	mislead	VERB
inlawrev-22388	680	20	the	the	DET
inlawrev-22388	680	21	consumer	consumer	NOUN
inlawrev-22388	680	22	,	,	PUNCT
inlawrev-22388	680	23	(	(	PUNCT
inlawrev-22388	680	24	2	2	X
inlawrev-22388	680	25	)	)	PUNCT
inlawrev-22388	680	26	the	the	DET
inlawrev-22388	680	27	consumer	consumer	NOUN
inlawrev-22388	680	28	interprets	interpret	VERB
inlawrev-22388	680	29	the	the	DET
inlawrev-22388	680	30	characteristic	characteristic	NOUN
inlawrev-22388	680	31	in	in	ADP
inlawrev-22388	680	32	a	a	DET
inlawrev-22388	680	33	reasonable	reasonable	ADJ
inlawrev-22388	680	34	manner	manner	NOUN
inlawrev-22388	680	35	,	,	PUNCT
inlawrev-22388	680	36	and	and	CCONJ
inlawrev-22388	680	37	(	(	PUNCT
inlawrev-22388	680	38	3	3	X
inlawrev-22388	680	39	)	)	PUNCT
inlawrev-22388	680	40	the	the	DET
inlawrev-22388	680	41	misleading	mislead	VERB
inlawrev-22388	680	42	characteristic	characteristic	NOUN
inlawrev-22388	680	43	is	be	AUX
inlawrev-22388	680	44	material	material	NOUN
inlawrev-22388	680	45	to	to	ADP
inlawrev-22388	680	46	the	the	DET
inlawrev-22388	680	47	consumer	consumer	NOUN
inlawrev-22388	680	48	’s	’s	PART
inlawrev-22388	680	49	purchasing	purchasing	NOUN
inlawrev-22388	680	50	decision	decision	NOUN
inlawrev-22388	680	51	.	.	PUNCT
inlawrev-22388	681	1	see	see	VERB
inlawrev-22388	681	2	generally	generally	ADV
inlawrev-22388	681	3	in	in	ADP
inlawrev-22388	681	4	re	re	PROPN
inlawrev-22388	681	5	cliffdale	cliffdale	PROPN
inlawrev-22388	681	6	assocs	assocs	PROPN
inlawrev-22388	681	7	.	.	PROPN
inlawrev-22388	681	8	,	,	PUNCT
inlawrev-22388	681	9	inc	inc	PROPN
inlawrev-22388	681	10	.	.	PROPN
inlawrev-22388	681	11	,	,	PUNCT
inlawrev-22388	681	12	103	103	NUM
inlawrev-22388	681	13	f.t.c	f.t.c	NOUN
inlawrev-22388	681	14	.	.	PROPN
inlawrev-22388	682	1	110	110	NUM
inlawrev-22388	682	2	(	(	PUNCT
inlawrev-22388	682	3	1984	1984	NUM
inlawrev-22388	682	4	)	)	PUNCT
inlawrev-22388	682	5	.	.	PUNCT
inlawrev-22388	683	1	again	again	ADV
inlawrev-22388	683	2	,	,	PUNCT
inlawrev-22388	683	3	because	because	SCONJ
inlawrev-22388	683	4	indiana	indiana	PROPN
inlawrev-22388	683	5	now	now	ADV
inlawrev-22388	683	6	broadly	broadly	ADV
inlawrev-22388	683	7	prohibits	prohibit	VERB
inlawrev-22388	683	8	deceptive	deceptive	ADJ
inlawrev-22388	683	9	acts	act	NOUN
inlawrev-22388	683	10	,	,	PUNCT
inlawrev-22388	683	11	but	but	CCONJ
inlawrev-22388	683	12	does	do	AUX
inlawrev-22388	683	13	not	not	PART
inlawrev-22388	683	14	provide	provide	VERB
inlawrev-22388	683	15	a	a	DET
inlawrev-22388	683	16	definition	definition	NOUN
inlawrev-22388	683	17	of	of	ADP
inlawrev-22388	683	18	what	what	PRON
inlawrev-22388	683	19	constitutes	constitute	VERB
inlawrev-22388	683	20	deceptive	deceptive	ADJ
inlawrev-22388	683	21	acts	act	NOUN
inlawrev-22388	683	22	,	,	PUNCT
inlawrev-22388	683	23	it	it	PRON
inlawrev-22388	683	24	should	should	AUX
inlawrev-22388	683	25	follow	follow	VERB
inlawrev-22388	683	26	the	the	DET
inlawrev-22388	683	27	ftc	ftc	PROPN
inlawrev-22388	683	28	’s	’s	PART
inlawrev-22388	683	29	definition	definition	NOUN
inlawrev-22388	683	30	.	.	PUNCT
inlawrev-22388	684	1	209	209	NUM
inlawrev-22388	684	2	.	.	PUNCT
inlawrev-22388	685	1	see	see	VERB
inlawrev-22388	685	2	supra	supra	PROPN
inlawrev-22388	685	3	notes	note	VERB
inlawrev-22388	685	4	154	154	NUM
inlawrev-22388	685	5	-	-	SYM
inlawrev-22388	685	6	207	207	NUM
inlawrev-22388	685	7	and	and	CCONJ
inlawrev-22388	685	8	accompanying	accompany	VERB
inlawrev-22388	685	9	text	text	NOUN
inlawrev-22388	685	10	.	.	PUNCT
inlawrev-22388	686	1	210	210	NUM
inlawrev-22388	686	2	.	.	PUNCT
inlawrev-22388	687	1	see	see	VERB
inlawrev-22388	687	2	supra	supra	ADJ
inlawrev-22388	687	3	text	text	NOUN
inlawrev-22388	687	4	accompanying	accompanying	ADJ
inlawrev-22388	687	5	notes	note	NOUN
inlawrev-22388	687	6	141	141	NUM
inlawrev-22388	687	7	-	-	SYM
inlawrev-22388	687	8	44	44	NUM
inlawrev-22388	687	9	.	.	PUNCT
inlawrev-22388	688	1	211	211	NUM
inlawrev-22388	688	2	.	.	PUNCT
inlawrev-22388	689	1	see	see	VERB
inlawrev-22388	689	2	e.g.	e.g.	ADV
inlawrev-22388	689	3	,	,	PUNCT
inlawrev-22388	689	4	complaint	complaint	NOUN
inlawrev-22388	689	5	.	.	PUNCT
inlawrev-22388	690	1	at	at	ADP
inlawrev-22388	690	2	31	31	NUM
inlawrev-22388	690	3	-	-	SYM
inlawrev-22388	690	4	32	32	NUM
inlawrev-22388	690	5	,	,	PUNCT
inlawrev-22388	690	6	consumer	consumer	NOUN
inlawrev-22388	690	7	fin	fin	NOUN
inlawrev-22388	690	8	.	.	PUNCT
inlawrev-22388	690	9	prot	prot	PROPN
inlawrev-22388	690	10	.	.	PUNCT
inlawrev-22388	691	1	bureau	bureau	PROPN
inlawrev-22388	691	2	v.	v.	PROPN
inlawrev-22388	691	3	itt	itt	PROPN
inlawrev-22388	691	4	educ	educ	PROPN
inlawrev-22388	691	5	.	.	PUNCT
inlawrev-22388	692	1	servs	servs	PROPN
inlawrev-22388	692	2	.	.	PROPN
inlawrev-22388	692	3	,	,	PUNCT
inlawrev-22388	692	4	inc	inc	PROPN
inlawrev-22388	692	5	.	.	PROPN
inlawrev-22388	692	6	,	,	PUNCT
inlawrev-22388	692	7	219	219	NUM
inlawrev-22388	692	8	f.supp.3d	f.supp.3d	NOUN
inlawrev-22388	692	9	878	878	NUM
inlawrev-22388	692	10	(	(	PUNCT
inlawrev-22388	692	11	s.d	s.d	PROPN
inlawrev-22388	692	12	.	.	PROPN
inlawrev-22388	692	13	ind	ind	PROPN
inlawrev-22388	692	14	.	.	PUNCT
inlawrev-22388	693	1	2015	2015	NUM
inlawrev-22388	693	2	)	)	PUNCT
inlawrev-22388	694	1	(	(	PUNCT
inlawrev-22388	694	2	no	no	INTJ
inlawrev-22388	694	3	.	.	PUNCT
inlawrev-22388	695	1	1:14	1:14	NUM
inlawrev-22388	695	2	-	-	PUNCT
inlawrev-22388	695	3	cv-00292	cv-00292	NOUN
inlawrev-22388	695	4	)	)	PUNCT
inlawrev-22388	695	5	.	.	PUNCT
inlawrev-22388	696	1	212	212	NUM
inlawrev-22388	696	2	.	.	PUNCT
inlawrev-22388	696	3	see	see	VERB
inlawrev-22388	696	4	e.g.	e.g.	ADV
inlawrev-22388	696	5	,	,	PUNCT
inlawrev-22388	696	6	complaint	complaint	NOUN
inlawrev-22388	696	7	at	at	ADP
inlawrev-22388	696	8	50	50	NUM
inlawrev-22388	696	9	-	-	SYM
inlawrev-22388	696	10	51	51	NUM
inlawrev-22388	696	11	,	,	PUNCT
inlawrev-22388	696	12	consumer	consumer	NOUN
inlawrev-22388	696	13	fin	fin	NOUN
inlawrev-22388	696	14	.	.	PUNCT
inlawrev-22388	697	1	prot	prot	PROPN
inlawrev-22388	697	2	.	.	PUNCT
inlawrev-22388	698	1	bureau	bureau	PROPN
inlawrev-22388	698	2	v.	v.	PROPN
inlawrev-22388	698	3	navient	navient	PROPN
inlawrev-22388	698	4	corp	corp	PROPN
inlawrev-22388	698	5	.	.	PROPN
inlawrev-22388	698	6	,	,	PUNCT
inlawrev-22388	698	7	no	no	INTJ
inlawrev-22388	698	8	.	.	PUNCT
inlawrev-22388	699	1	3:17	3:17	NUM
inlawrev-22388	699	2	-	-	PUNCT
inlawrev-22388	699	3	cv00101	cv00101	PROPN
inlawrev-22388	699	4	(	(	PUNCT
inlawrev-22388	699	5	m.d	m.d	PROPN
inlawrev-22388	699	6	.	.	PROPN
inlawrev-22388	699	7	pa	pa	PROPN
inlawrev-22388	699	8	.	.	PROPN
inlawrev-22388	699	9	2017	2017	NUM
inlawrev-22388	699	10	)	)	PUNCT
inlawrev-22388	699	11	.	.	PUNCT
inlawrev-22388	700	1	2018	2018	NUM
inlawrev-22388	700	2	]	]	PUNCT
inlawrev-22388	700	3	david	david	AUX
inlawrev-22388	700	4	’s	’s	PART
inlawrev-22388	700	5	sling	sle	VERB
inlawrev-22388	700	6	237	237	NUM
inlawrev-22388	700	7	rely.213	rely.213	NOUN
inlawrev-22388	700	8	c.	c.	NOUN
inlawrev-22388	700	9	implied	imply	VERB
inlawrev-22388	700	10	misrepresentations	misrepresentation	NOUN
inlawrev-22388	700	11	the	the	DET
inlawrev-22388	700	12	final	final	ADJ
inlawrev-22388	700	13	important	important	ADJ
inlawrev-22388	700	14	addition	addition	NOUN
inlawrev-22388	700	15	to	to	ADP
inlawrev-22388	700	16	the	the	DET
inlawrev-22388	700	17	dcsa	dcsa	PROPN
inlawrev-22388	700	18	is	be	AUX
inlawrev-22388	700	19	an	an	DET
inlawrev-22388	700	20	explicit	explicit	ADJ
inlawrev-22388	700	21	prohibition	prohibition	NOUN
inlawrev-22388	700	22	of	of	ADP
inlawrev-22388	700	23	implied	imply	VERB
inlawrev-22388	700	24	misrepresentations.214	misrepresentations.214	ADJ
inlawrev-22388	700	25	unlike	unlike	ADP
inlawrev-22388	700	26	express	express	ADJ
inlawrev-22388	700	27	misrepresentations	misrepresentation	NOUN
inlawrev-22388	700	28	,	,	PUNCT
inlawrev-22388	700	29	“	"	PUNCT
inlawrev-22388	700	30	implied	imply	VERB
inlawrev-22388	700	31	claim[s	claim[s	ADV
inlawrev-22388	700	32	]	]	PUNCT
inlawrev-22388	700	33	involve	involve	NOUN
inlawrev-22388	700	34	[	[	PUNCT
inlawrev-22388	700	35	]	]	X
inlawrev-22388	700	36	indirect	indirect	ADJ
inlawrev-22388	700	37	representations	representation	NOUN
inlawrev-22388	700	38	created	create	VERB
inlawrev-22388	700	39	through	through	ADP
inlawrev-22388	700	40	context	context	NOUN
inlawrev-22388	700	41	and	and	CCONJ
inlawrev-22388	700	42	may	may	AUX
inlawrev-22388	700	43	vary	vary	VERB
inlawrev-22388	700	44	along	along	ADP
inlawrev-22388	700	45	a	a	DET
inlawrev-22388	700	46	continuum	continuum	NOUN
inlawrev-22388	700	47	from	from	ADP
inlawrev-22388	700	48	claims	claim	NOUN
inlawrev-22388	700	49	that	that	PRON
inlawrev-22388	700	50	are	be	AUX
inlawrev-22388	700	51	clearly	clearly	ADV
inlawrev-22388	700	52	deceptive	deceptive	ADJ
inlawrev-22388	700	53	to	to	ADP
inlawrev-22388	700	54	claims	claim	NOUN
inlawrev-22388	700	55	that	that	PRON
inlawrev-22388	700	56	are	be	AUX
inlawrev-22388	700	57	barely	barely	ADV
inlawrev-22388	700	58	deceptive	deceptive	ADJ
inlawrev-22388	700	59	.	.	PUNCT
inlawrev-22388	701	1	”215	”215	PROPN
inlawrev-22388	701	2	statements	statement	NOUN
inlawrev-22388	701	3	of	of	ADP
inlawrev-22388	701	4	intention	intention	NOUN
inlawrev-22388	701	5	,	,	PUNCT
inlawrev-22388	701	6	opinion,2	opinion,2	VERB
inlawrev-22388	701	7	1	1	NUM
inlawrev-22388	701	8	6	6	NUM
inlawrev-22388	701	9	promises	promise	NOUN
inlawrev-22388	701	10	,	,	PUNCT
inlawrev-22388	701	11	or	or	CCONJ
inlawrev-22388	701	12	even	even	ADV
inlawrev-22388	701	13	a	a	DET
inlawrev-22388	701	14	supplier	supplier	NOUN
inlawrev-22388	701	15	’s	’s	PART
inlawrev-22388	701	16	silence,217	silence,217	PROPN
inlawrev-22388	701	17	can	can	AUX
inlawrev-22388	701	18	constitute	constitute	VERB
inlawrev-22388	701	19	implied	imply	VERB
inlawrev-22388	701	20	misrepresentations	misrepresentation	NOUN
inlawrev-22388	701	21	when	when	SCONJ
inlawrev-22388	701	22	“	"	PUNCT
inlawrev-22388	701	23	the	the	DET
inlawrev-22388	701	24	product	product	NOUN
inlawrev-22388	701	25	appearance	appearance	NOUN
inlawrev-22388	701	26	,	,	PUNCT
inlawrev-22388	701	27	surrounding	surround	VERB
inlawrev-22388	701	28	circumstances	circumstance	NOUN
inlawrev-22388	701	29	of	of	ADP
inlawrev-22388	701	30	a	a	DET
inlawrev-22388	701	31	specific	specific	ADJ
inlawrev-22388	701	32	transaction	transaction	NOUN
inlawrev-22388	701	33	,	,	PUNCT
inlawrev-22388	701	34	or	or	CCONJ
inlawrev-22388	701	35	ordinary	ordinary	ADJ
inlawrev-22388	701	36	consumer	consumer	NOUN
inlawrev-22388	701	37	expectations	expectation	NOUN
inlawrev-22388	701	38	of	of	ADP
inlawrev-22388	701	39	minimum	minimum	ADJ
inlawrev-22388	701	40	performance	performance	NOUN
inlawrev-22388	701	41	standards”218	standards”218	NOUN
inlawrev-22388	701	42	would	would	AUX
inlawrev-22388	701	43	likely	likely	ADV
inlawrev-22388	701	44	mislead	mislead	VERB
inlawrev-22388	701	45	a	a	DET
inlawrev-22388	701	46	reasonable	reasonable	ADJ
inlawrev-22388	701	47	consumer.219	consumer.219	ADJ
inlawrev-22388	701	48	courts	court	NOUN
inlawrev-22388	701	49	and	and	CCONJ
inlawrev-22388	701	50	academics	academic	NOUN
inlawrev-22388	701	51	frequently	frequently	ADV
inlawrev-22388	701	52	grapple	grapple	ADJ
inlawrev-22388	701	53	with	with	ADP
inlawrev-22388	701	54	how	how	SCONJ
inlawrev-22388	701	55	to	to	PART
inlawrev-22388	701	56	measure	measure	VERB
inlawrev-22388	701	57	the	the	DET
inlawrev-22388	701	58	proof	proof	NOUN
inlawrev-22388	701	59	required	require	VERB
inlawrev-22388	701	60	in	in	ADP
inlawrev-22388	701	61	implied	imply	VERB
inlawrev-22388	701	62	-	-	PUNCT
inlawrev-22388	701	63	misrepresentation	misrepresentation	NOUN
inlawrev-22388	701	64	claims	claim	NOUN
inlawrev-22388	701	65	due	due	ADJ
inlawrev-22388	701	66	the	the	DET
inlawrev-22388	701	67	inferential	inferential	ADJ
inlawrev-22388	701	68	steps	step	NOUN
inlawrev-22388	701	69	needed	need	VERB
inlawrev-22388	701	70	to	to	PART
inlawrev-22388	701	71	determine	determine	VERB
inlawrev-22388	701	72	their	their	PRON
inlawrev-22388	701	73	existence.220	existence.220	NOUN
inlawrev-22388	701	74	to	to	PART
inlawrev-22388	701	75	offset	offset	VERB
inlawrev-22388	701	76	this	this	DET
inlawrev-22388	701	77	concern	concern	NOUN
inlawrev-22388	701	78	,	,	PUNCT
inlawrev-22388	701	79	some	some	DET
inlawrev-22388	701	80	commentators	commentator	NOUN
inlawrev-22388	701	81	wary	wary	ADJ
inlawrev-22388	701	82	of	of	ADP
inlawrev-22388	701	83	213	213	NUM
inlawrev-22388	701	84	.	.	PUNCT
inlawrev-22388	702	1	see	see	VERB
inlawrev-22388	702	2	generally	generally	ADV
inlawrev-22388	702	3	legislative	legislative	ADJ
inlawrev-22388	702	4	highlights	highlight	NOUN
inlawrev-22388	702	5	,	,	PUNCT
inlawrev-22388	702	6	32	32	NUM
inlawrev-22388	702	7	am	am	NOUN
inlawrev-22388	702	8	.	.	PUNCT
inlawrev-22388	703	1	bankr	bankr	PROPN
inlawrev-22388	703	2	.	.	PUNCT
inlawrev-22388	704	1	inst	inst	PROPN
inlawrev-22388	704	2	.	.	PUNCT
inlawrev-22388	705	1	j.	j.	PROPN
inlawrev-22388	705	2	10	10	NUM
inlawrev-22388	705	3	(	(	PUNCT
inlawrev-22388	705	4	2013	2013	NUM
inlawrev-22388	705	5	)	)	PUNCT
inlawrev-22388	705	6	.	.	PUNCT
inlawrev-22388	706	1	214	214	NUM
inlawrev-22388	706	2	.	.	PUNCT
inlawrev-22388	707	1	ind	ind	PROPN
inlawrev-22388	707	2	.	.	PUNCT
inlawrev-22388	707	3	code	code	PROPN
inlawrev-22388	707	4	§	§	PROPN
inlawrev-22388	707	5	24	24	NUM
inlawrev-22388	707	6	-	-	SYM
inlawrev-22388	707	7	5	5	NUM
inlawrev-22388	707	8	-	-	PUNCT
inlawrev-22388	707	9	0.5	0.5	NUM
inlawrev-22388	707	10	-	-	SYM
inlawrev-22388	707	11	3	3	NUM
inlawrev-22388	707	12	(	(	PUNCT
inlawrev-22388	707	13	2014	2014	NUM
inlawrev-22388	707	14	)	)	PUNCT
inlawrev-22388	707	15	.	.	PUNCT
inlawrev-22388	708	1	215	215	NUM
inlawrev-22388	708	2	.	.	PUNCT
inlawrev-22388	709	1	dennis	dennis	PROPN
inlawrev-22388	709	2	p.	p.	PROPN
inlawrev-22388	709	3	stolle	stolle	PROPN
inlawrev-22388	709	4	,	,	PUNCT
inlawrev-22388	709	5	the	the	DET
inlawrev-22388	709	6	ftc	ftc	PROPN
inlawrev-22388	709	7	’s	’s	PART
inlawrev-22388	709	8	reliance	reliance	NOUN
inlawrev-22388	709	9	on	on	ADP
inlawrev-22388	709	10	extrinsic	extrinsic	ADJ
inlawrev-22388	709	11	evidence	evidence	NOUN
inlawrev-22388	709	12	in	in	ADP
inlawrev-22388	709	13	cases	case	NOUN
inlawrev-22388	709	14	of	of	ADP
inlawrev-22388	709	15	deceptive	deceptive	ADJ
inlawrev-22388	709	16	advertising	advertising	NOUN
inlawrev-22388	709	17	:	:	PUNCT
inlawrev-22388	709	18	a	a	DET
inlawrev-22388	709	19	proposal	proposal	NOUN
inlawrev-22388	709	20	for	for	ADP
inlawrev-22388	709	21	interpretive	interpretive	ADJ
inlawrev-22388	709	22	rulemaking	rulemaking	NOUN
inlawrev-22388	709	23	,	,	PUNCT
inlawrev-22388	709	24	74	74	NUM
inlawrev-22388	709	25	neb	neb	PROPN
inlawrev-22388	709	26	.	.	PROPN
inlawrev-22388	709	27	l.	l.	PROPN
inlawrev-22388	709	28	rev	rev	PROPN
inlawrev-22388	709	29	.	.	PROPN
inlawrev-22388	709	30	352	352	NUM
inlawrev-22388	709	31	,	,	PUNCT
inlawrev-22388	709	32	360	360	NUM
inlawrev-22388	709	33	(	(	PUNCT
inlawrev-22388	709	34	1995	1995	NUM
inlawrev-22388	709	35	)	)	PUNCT
inlawrev-22388	709	36	;	;	PUNCT
inlawrev-22388	709	37	see	see	VERB
inlawrev-22388	709	38	also	also	ADV
inlawrev-22388	709	39	kraft	kraft	PROPN
inlawrev-22388	709	40	,	,	PUNCT
inlawrev-22388	709	41	inc	inc	PROPN
inlawrev-22388	709	42	.	.	PROPN
inlawrev-22388	710	1	v.	v.	PROPN
inlawrev-22388	710	2	ftc	ftc	PROPN
inlawrev-22388	710	3	,	,	PUNCT
inlawrev-22388	710	4	970	970	NUM
inlawrev-22388	710	5	f.2d	f.2d	PUNCT
inlawrev-22388	710	6	311	311	NUM
inlawrev-22388	710	7	,	,	PUNCT
inlawrev-22388	710	8	319	319	NUM
inlawrev-22388	710	9	(	(	PUNCT
inlawrev-22388	710	10	7th	7th	ADJ
inlawrev-22388	710	11	cir	cir	NOUN
inlawrev-22388	710	12	.	.	PROPN
inlawrev-22388	710	13	1992	1992	NUM
inlawrev-22388	710	14	)	)	PUNCT
inlawrev-22388	710	15	(	(	PUNCT
inlawrev-22388	710	16	“	"	PUNCT
inlawrev-22388	710	17	[	[	X
inlawrev-22388	710	18	i]mplied	i]mplie	VERB
inlawrev-22388	710	19	claims	claim	NOUN
inlawrev-22388	710	20	fall	fall	VERB
inlawrev-22388	710	21	on	on	ADP
inlawrev-22388	710	22	a	a	DET
inlawrev-22388	710	23	continuum	continuum	ADJ
inlawrev-22388	710	24	,	,	PUNCT
inlawrev-22388	710	25	ranging	range	VERB
inlawrev-22388	710	26	from	from	ADP
inlawrev-22388	710	27	the	the	DET
inlawrev-22388	710	28	obvious	obvious	ADJ
inlawrev-22388	710	29	to	to	ADP
inlawrev-22388	710	30	the	the	DET
inlawrev-22388	710	31	barely	barely	ADV
inlawrev-22388	710	32	discernible	discernible	ADJ
inlawrev-22388	710	33	.	.	PUNCT
inlawrev-22388	710	34	”	"	PUNCT
inlawrev-22388	710	35	)	)	PUNCT
inlawrev-22388	710	36	.	.	PUNCT
inlawrev-22388	711	1	similarly	similarly	ADV
inlawrev-22388	711	2	,	,	PUNCT
inlawrev-22388	711	3	some	some	DET
inlawrev-22388	711	4	courts	court	NOUN
inlawrev-22388	711	5	have	have	AUX
inlawrev-22388	711	6	“	"	PUNCT
inlawrev-22388	711	7	set	set	VERB
inlawrev-22388	711	8	up	up	ADP
inlawrev-22388	711	9	a	a	DET
inlawrev-22388	711	10	sliding	slide	VERB
inlawrev-22388	711	11	scale	scale	NOUN
inlawrev-22388	711	12	for	for	ADP
inlawrev-22388	711	13	consumer	consumer	NOUN
inlawrev-22388	711	14	expectation	expectation	NOUN
inlawrev-22388	711	15	of	of	ADP
inlawrev-22388	711	16	quality	quality	NOUN
inlawrev-22388	711	17	in	in	ADP
inlawrev-22388	711	18	used	use	VERB
inlawrev-22388	711	19	goods	good	NOUN
inlawrev-22388	711	20	based	base	VERB
inlawrev-22388	711	21	on	on	ADP
inlawrev-22388	711	22	such	such	ADJ
inlawrev-22388	711	23	factors	factor	NOUN
inlawrev-22388	711	24	as	as	ADP
inlawrev-22388	711	25	the	the	DET
inlawrev-22388	711	26	age	age	NOUN
inlawrev-22388	711	27	,	,	PUNCT
inlawrev-22388	711	28	appearance	appearance	NOUN
inlawrev-22388	711	29	,	,	PUNCT
inlawrev-22388	711	30	and	and	CCONJ
inlawrev-22388	711	31	price	price	NOUN
inlawrev-22388	711	32	of	of	ADP
inlawrev-22388	711	33	a	a	DET
inlawrev-22388	711	34	particular	particular	ADJ
inlawrev-22388	711	35	product	product	NOUN
inlawrev-22388	711	36	.	.	PUNCT
inlawrev-22388	711	37	”	"	PUNCT
inlawrev-22388	712	1	see	see	VERB
inlawrev-22388	712	2	david	david	PROPN
inlawrev-22388	712	3	b.	b.	PROPN
inlawrev-22388	712	4	goodwin	goodwin	PROPN
inlawrev-22388	712	5	,	,	PUNCT
inlawrev-22388	712	6	protecting	protect	VERB
inlawrev-22388	712	7	the	the	DET
inlawrev-22388	712	8	buyer	buyer	NOUN
inlawrev-22388	712	9	of	of	ADP
inlawrev-22388	712	10	used	used	ADJ
inlawrev-22388	712	11	products	product	NOUN
inlawrev-22388	712	12	:	:	PUNCT
inlawrev-22388	712	13	is	be	AUX
inlawrev-22388	712	14	strict	strict	ADJ
inlawrev-22388	712	15	liability	liability	NOUN
inlawrev-22388	712	16	for	for	ADP
inlawrev-22388	712	17	commercial	commercial	ADJ
inlawrev-22388	712	18	sellers	seller	NOUN
inlawrev-22388	712	19	desirable	desirable	ADJ
inlawrev-22388	712	20	?	?	PUNCT
inlawrev-22388	712	21	,	,	PUNCT
inlawrev-22388	712	22	33	33	NUM
inlawrev-22388	712	23	stan	stan	PROPN
inlawrev-22388	712	24	.	.	PUNCT
inlawrev-22388	713	1	l.	l.	PROPN
inlawrev-22388	713	2	rev	rev	PROPN
inlawrev-22388	713	3	.	.	PROPN
inlawrev-22388	713	4	535	535	NUM
inlawrev-22388	713	5	,	,	PUNCT
inlawrev-22388	713	6	546	546	NUM
inlawrev-22388	713	7	(	(	PUNCT
inlawrev-22388	713	8	1981	1981	NUM
inlawrev-22388	713	9	)	)	PUNCT
inlawrev-22388	713	10	(	(	PUNCT
inlawrev-22388	713	11	citing	cite	VERB
inlawrev-22388	713	12	turner	turner	PROPN
inlawrev-22388	713	13	v.	v.	ADP
inlawrev-22388	713	14	int’l	int’l	PROPN
inlawrev-22388	713	15	harvester	harvester	PROPN
inlawrev-22388	713	16	co.	co.	PROPN
inlawrev-22388	713	17	,	,	PUNCT
inlawrev-22388	713	18	336	336	NUM
inlawrev-22388	713	19	a.2d	a.2d	NUM
inlawrev-22388	713	20	62	62	NUM
inlawrev-22388	713	21	,	,	PUNCT
inlawrev-22388	713	22	69	69	NUM
inlawrev-22388	713	23	(	(	PUNCT
inlawrev-22388	713	24	n.j	n.j	PROPN
inlawrev-22388	713	25	.	.	PUNCT
inlawrev-22388	713	26	super	super	PROPN
inlawrev-22388	713	27	.	.	PUNCT
inlawrev-22388	714	1	ct	ct	PROPN
inlawrev-22388	714	2	.	.	PUNCT
inlawrev-22388	714	3	law	law	PROPN
inlawrev-22388	714	4	div	div	PROPN
inlawrev-22388	714	5	.	.	PROPN
inlawrev-22388	714	6	1975	1975	NUM
inlawrev-22388	714	7	)	)	PUNCT
inlawrev-22388	714	8	)	)	PUNCT
inlawrev-22388	714	9	.	.	PUNCT
inlawrev-22388	715	1	216	216	NUM
inlawrev-22388	715	2	.	.	PUNCT
inlawrev-22388	716	1	but	but	CCONJ
inlawrev-22388	716	2	see	see	VERB
inlawrev-22388	716	3	kesling	kesling	NOUN
inlawrev-22388	716	4	v.	v.	ADP
inlawrev-22388	716	5	hubler	hubler	PROPN
inlawrev-22388	716	6	nissan	nissan	PROPN
inlawrev-22388	716	7	,	,	PUNCT
inlawrev-22388	716	8	inc	inc	PROPN
inlawrev-22388	716	9	.	.	PROPN
inlawrev-22388	716	10	,	,	PUNCT
inlawrev-22388	716	11	997	997	NUM
inlawrev-22388	716	12	n.e.2d	n.e.2d	NOUN
inlawrev-22388	716	13	327	327	NUM
inlawrev-22388	716	14	,	,	PUNCT
inlawrev-22388	716	15	333	333	NUM
inlawrev-22388	716	16	(	(	PUNCT
inlawrev-22388	716	17	ind	ind	NOUN
inlawrev-22388	716	18	.	.	PUNCT
inlawrev-22388	716	19	2013	2013	NUM
inlawrev-22388	716	20	)	)	PUNCT
inlawrev-22388	717	1	(	(	PUNCT
inlawrev-22388	717	2	stating	state	VERB
inlawrev-22388	717	3	that	that	SCONJ
inlawrev-22388	717	4	the	the	DET
inlawrev-22388	717	5	dcsa	dcsa	PROPN
inlawrev-22388	717	6	requires	require	VERB
inlawrev-22388	717	7	“	"	PUNCT
inlawrev-22388	717	8	a	a	DET
inlawrev-22388	717	9	representation	representation	NOUN
inlawrev-22388	717	10	of	of	ADP
inlawrev-22388	717	11	fact	fact	NOUN
inlawrev-22388	717	12	.	.	PUNCT
inlawrev-22388	717	13	.	.	PUNCT
inlawrev-22388	717	14	.	.	PUNCT
inlawrev-22388	717	15	.	.	PUNCT
inlawrev-22388	718	1	by	by	ADP
inlawrev-22388	718	2	contrast	contrast	NOUN
inlawrev-22388	718	3	,	,	PUNCT
inlawrev-22388	718	4	statements	statement	NOUN
inlawrev-22388	718	5	of	of	ADP
inlawrev-22388	718	6	the	the	DET
inlawrev-22388	718	7	seller	seller	NOUN
inlawrev-22388	718	8	’s	’s	PART
inlawrev-22388	718	9	opinion	opinion	NOUN
inlawrev-22388	718	10	,	,	PUNCT
inlawrev-22388	718	11	not	not	PART
inlawrev-22388	718	12	made	make	VERB
inlawrev-22388	718	13	as	as	ADP
inlawrev-22388	718	14	a	a	DET
inlawrev-22388	718	15	representation	representation	NOUN
inlawrev-22388	718	16	of	of	ADP
inlawrev-22388	718	17	fact	fact	NOUN
inlawrev-22388	718	18	—	—	PUNCT
inlawrev-22388	718	19	such	such	ADJ
inlawrev-22388	718	20	as	as	ADP
inlawrev-22388	718	21	claiming	claim	VERB
inlawrev-22388	718	22	a	a	DET
inlawrev-22388	718	23	product	product	NOUN
inlawrev-22388	718	24	‘	'	PUNCT
inlawrev-22388	718	25	is	be	AUX
inlawrev-22388	718	26	the	the	DET
inlawrev-22388	718	27	best’—are	best’—are	NOUN
inlawrev-22388	718	28	simply	simply	ADV
inlawrev-22388	718	29	puffing	puff	VERB
inlawrev-22388	718	30	”	"	PUNCT
inlawrev-22388	718	31	)	)	PUNCT
inlawrev-22388	718	32	(	(	PUNCT
inlawrev-22388	718	33	emphasis	emphasis	NOUN
inlawrev-22388	718	34	in	in	ADP
inlawrev-22388	718	35	original	original	ADJ
inlawrev-22388	718	36	)	)	PUNCT
inlawrev-22388	718	37	(	(	PUNCT
inlawrev-22388	718	38	internal	internal	ADJ
inlawrev-22388	718	39	quotation	quotation	NOUN
inlawrev-22388	718	40	marks	mark	NOUN
inlawrev-22388	718	41	omitted	omit	VERB
inlawrev-22388	718	42	)	)	PUNCT
inlawrev-22388	718	43	.	.	PUNCT
inlawrev-22388	719	1	notwithstanding	notwithstanding	ADV
inlawrev-22388	719	2	,	,	PUNCT
inlawrev-22388	719	3	kesling	kesling	NOUN
inlawrev-22388	719	4	was	be	AUX
inlawrev-22388	719	5	decided	decide	VERB
inlawrev-22388	719	6	before	before	ADP
inlawrev-22388	719	7	the	the	DET
inlawrev-22388	719	8	dcsa	dcsa	PROPN
inlawrev-22388	719	9	’s	’s	PART
inlawrev-22388	719	10	2014	2014	NUM
inlawrev-22388	719	11	amendment	amendment	NOUN
inlawrev-22388	719	12	and	and	CCONJ
inlawrev-22388	719	13	did	do	AUX
inlawrev-22388	719	14	not	not	PART
inlawrev-22388	719	15	consider	consider	VERB
inlawrev-22388	719	16	how	how	SCONJ
inlawrev-22388	719	17	implications	implication	NOUN
inlawrev-22388	719	18	arising	arise	VERB
inlawrev-22388	719	19	from	from	ADP
inlawrev-22388	719	20	a	a	DET
inlawrev-22388	719	21	supplier	supplier	NOUN
inlawrev-22388	719	22	’s	’s	PART
inlawrev-22388	719	23	stated	state	VERB
inlawrev-22388	719	24	opinions	opinion	NOUN
inlawrev-22388	719	25	can	can	AUX
inlawrev-22388	719	26	influence	influence	VERB
inlawrev-22388	719	27	a	a	DET
inlawrev-22388	719	28	reasonable	reasonable	ADJ
inlawrev-22388	719	29	consumer	consumer	NOUN
inlawrev-22388	719	30	.	.	PUNCT
inlawrev-22388	720	1	217	217	NUM
inlawrev-22388	720	2	.	.	PUNCT
inlawrev-22388	721	1	see	see	VERB
inlawrev-22388	721	2	,	,	PUNCT
inlawrev-22388	721	3	e.g.	e.g.	ADV
inlawrev-22388	721	4	,	,	PUNCT
inlawrev-22388	721	5	tex	tex	PROPN
inlawrev-22388	721	6	.	.	PROPN
inlawrev-22388	721	7	bus	bus	PROPN
inlawrev-22388	721	8	.	.	PUNCT
inlawrev-22388	721	9	&	&	CCONJ
inlawrev-22388	721	10	com	com	PROPN
inlawrev-22388	721	11	.	.	PUNCT
inlawrev-22388	722	1	§	§	PROPN
inlawrev-22388	722	2	17.46(24	17.46(24	NUM
inlawrev-22388	722	3	)	)	PUNCT
inlawrev-22388	722	4	(	(	PUNCT
inlawrev-22388	722	5	2017	2017	NUM
inlawrev-22388	722	6	)	)	PUNCT
inlawrev-22388	722	7	(	(	PUNCT
inlawrev-22388	722	8	“	"	PUNCT
inlawrev-22388	722	9	[	[	X
inlawrev-22388	722	10	f]ailing	f]aile	VERB
inlawrev-22388	722	11	to	to	PART
inlawrev-22388	722	12	disclose	disclose	VERB
inlawrev-22388	722	13	information	information	NOUN
inlawrev-22388	722	14	concerning	concern	VERB
inlawrev-22388	722	15	goods	good	NOUN
inlawrev-22388	722	16	or	or	CCONJ
inlawrev-22388	722	17	services	service	NOUN
inlawrev-22388	722	18	which	which	PRON
inlawrev-22388	722	19	was	be	AUX
inlawrev-22388	722	20	known	know	VERB
inlawrev-22388	722	21	at	at	ADP
inlawrev-22388	722	22	the	the	DET
inlawrev-22388	722	23	time	time	NOUN
inlawrev-22388	722	24	of	of	ADP
inlawrev-22388	722	25	the	the	DET
inlawrev-22388	722	26	transaction	transaction	NOUN
inlawrev-22388	722	27	if	if	SCONJ
inlawrev-22388	722	28	such	such	ADJ
inlawrev-22388	722	29	failure	failure	NOUN
inlawrev-22388	722	30	to	to	PART
inlawrev-22388	722	31	disclose	disclose	VERB
inlawrev-22388	722	32	such	such	ADJ
inlawrev-22388	722	33	information	information	NOUN
inlawrev-22388	722	34	was	be	AUX
inlawrev-22388	722	35	intended	intend	VERB
inlawrev-22388	722	36	to	to	PART
inlawrev-22388	722	37	induce	induce	VERB
inlawrev-22388	722	38	the	the	DET
inlawrev-22388	722	39	consumer	consumer	NOUN
inlawrev-22388	722	40	into	into	ADP
inlawrev-22388	722	41	a	a	DET
inlawrev-22388	722	42	transaction	transaction	NOUN
inlawrev-22388	722	43	into	into	ADP
inlawrev-22388	722	44	which	which	PRON
inlawrev-22388	722	45	the	the	DET
inlawrev-22388	722	46	consumer	consumer	NOUN
inlawrev-22388	722	47	would	would	AUX
inlawrev-22388	722	48	not	not	PART
inlawrev-22388	722	49	have	have	AUX
inlawrev-22388	722	50	entered	enter	VERB
inlawrev-22388	722	51	had	have	VERB
inlawrev-22388	722	52	the	the	DET
inlawrev-22388	722	53	information	information	NOUN
inlawrev-22388	722	54	been	be	AUX
inlawrev-22388	722	55	disclosed	disclose	VERB
inlawrev-22388	722	56	”	"	PUNCT
inlawrev-22388	722	57	is	be	AUX
inlawrev-22388	722	58	classified	classify	VERB
inlawrev-22388	722	59	as	as	ADP
inlawrev-22388	722	60	a	a	DET
inlawrev-22388	722	61	false	false	ADJ
inlawrev-22388	722	62	,	,	PUNCT
inlawrev-22388	722	63	misleading	misleading	ADJ
inlawrev-22388	722	64	,	,	PUNCT
inlawrev-22388	722	65	or	or	CCONJ
inlawrev-22388	722	66	deceptive	deceptive	ADJ
inlawrev-22388	722	67	act	act	NOUN
inlawrev-22388	722	68	or	or	CCONJ
inlawrev-22388	722	69	practice	practice	NOUN
inlawrev-22388	722	70	.	.	PUNCT
inlawrev-22388	722	71	)	)	PUNCT
inlawrev-22388	722	72	.	.	PUNCT
inlawrev-22388	723	1	218	218	NUM
inlawrev-22388	723	2	.	.	PUNCT
inlawrev-22388	724	1	jack	jack	PROPN
inlawrev-22388	724	2	e.	e.	PROPN
inlawrev-22388	724	3	karns	karns	PROPN
inlawrev-22388	724	4	&	&	CCONJ
inlawrev-22388	724	5	alan	alan	PROPN
inlawrev-22388	724	6	c.	c.	PROPN
inlawrev-22388	724	7	roline	roline	PROPN
inlawrev-22388	724	8	,	,	PUNCT
inlawrev-22388	724	9	the	the	DET
inlawrev-22388	724	10	federal	federal	PROPN
inlawrev-22388	724	11	trade	trade	PROPN
inlawrev-22388	724	12	commission	commission	PROPN
inlawrev-22388	724	13	’s	’s	PART
inlawrev-22388	724	14	deception	deception	NOUN
inlawrev-22388	724	15	policy	policy	NOUN
inlawrev-22388	724	16	in	in	ADP
inlawrev-22388	724	17	the	the	DET
inlawrev-22388	724	18	next	next	ADJ
inlawrev-22388	724	19	millennium	millennium	NOUN
inlawrev-22388	724	20	:	:	PUNCT
inlawrev-22388	724	21	evaluating	evaluate	VERB
inlawrev-22388	724	22	the	the	DET
inlawrev-22388	724	23	subjective	subjective	ADJ
inlawrev-22388	724	24	impact	impact	NOUN
inlawrev-22388	724	25	of	of	ADP
inlawrev-22388	724	26	cliffdale	cliffdale	NOUN
inlawrev-22388	724	27	associates	associate	NOUN
inlawrev-22388	724	28	,	,	PUNCT
inlawrev-22388	724	29	74	74	NUM
inlawrev-22388	724	30	n.d	n.d	PROPN
inlawrev-22388	724	31	.	.	PROPN
inlawrev-22388	724	32	l.	l.	PROPN
inlawrev-22388	724	33	rev	rev	PROPN
inlawrev-22388	724	34	.	.	PROPN
inlawrev-22388	724	35	441	441	NUM
inlawrev-22388	724	36	,	,	PUNCT
inlawrev-22388	724	37	453	453	NUM
inlawrev-22388	724	38	(	(	PUNCT
inlawrev-22388	724	39	1998	1998	NUM
inlawrev-22388	724	40	)	)	PUNCT
inlawrev-22388	724	41	.	.	PUNCT
inlawrev-22388	725	1	219	219	NUM
inlawrev-22388	725	2	.	.	PUNCT
inlawrev-22388	726	1	i	i	PRON
inlawrev-22388	726	2	d.	d.	PROPN
inlawrev-22388	726	3	220	220	NUM
inlawrev-22388	726	4	.	.	PUNCT
inlawrev-22388	727	1	see	see	VERB
inlawrev-22388	727	2	,	,	PUNCT
inlawrev-22388	727	3	e.g.	e.g.	ADV
inlawrev-22388	727	4	,	,	PUNCT
inlawrev-22388	727	5	thomas	thomas	PROPN
inlawrev-22388	727	6	j.	j.	PROPN
inlawrev-22388	727	7	holdych	holdych	PROPN
inlawrev-22388	727	8	,	,	PUNCT
inlawrev-22388	727	9	standards	standard	NOUN
inlawrev-22388	727	10	for	for	ADP
inlawrev-22388	727	11	establishing	establish	VERB
inlawrev-22388	727	12	deceptive	deceptive	ADJ
inlawrev-22388	727	13	conduct	conduct	NOUN
inlawrev-22388	727	14	under	under	ADP
inlawrev-22388	727	15	state	state	NOUN
inlawrev-22388	727	16	deceptive	deceptive	ADJ
inlawrev-22388	727	17	trade	trade	NOUN
inlawrev-22388	727	18	practices	practice	NOUN
inlawrev-22388	727	19	statutes	statute	NOUN
inlawrev-22388	727	20	that	that	PRON
inlawrev-22388	727	21	impose	impose	VERB
inlawrev-22388	727	22	punitive	punitive	ADJ
inlawrev-22388	727	23	remedies	remedy	NOUN
inlawrev-22388	727	24	,	,	PUNCT
inlawrev-22388	727	25	73	73	NUM
inlawrev-22388	727	26	or	or	CCONJ
inlawrev-22388	727	27	.	.	PUNCT
inlawrev-22388	728	1	l.	l.	PROPN
inlawrev-22388	728	2	rev	rev	PROPN
inlawrev-22388	728	3	.	.	PROPN
inlawrev-22388	728	4	235	235	NUM
inlawrev-22388	728	5	,	,	PUNCT
inlawrev-22388	728	6	274	274	NUM
inlawrev-22388	728	7	-	-	SYM
inlawrev-22388	728	8	275	275	NUM
inlawrev-22388	728	9	(	(	PUNCT
inlawrev-22388	728	10	1994	1994	NUM
inlawrev-22388	728	11	)	)	PUNCT
inlawrev-22388	728	12	(	(	PUNCT
inlawrev-22388	728	13	“	"	PUNCT
inlawrev-22388	728	14	applying	apply	VERB
inlawrev-22388	728	15	deceptive	deceptive	ADJ
inlawrev-22388	728	16	trade	trade	NOUN
inlawrev-22388	728	17	practices	practice	NOUN
inlawrev-22388	728	18	statutes	statute	NOUN
inlawrev-22388	728	19	to	to	ADP
inlawrev-22388	728	20	implied	imply	VERB
inlawrev-22388	728	21	representations	representation	NOUN
inlawrev-22388	728	22	is	be	AUX
inlawrev-22388	728	23	difficult	difficult	ADJ
inlawrev-22388	728	24	because	because	SCONJ
inlawrev-22388	728	25	of	of	ADP
inlawrev-22388	728	26	the	the	DET
inlawrev-22388	728	27	number	number	NOUN
inlawrev-22388	728	28	and	and	CCONJ
inlawrev-22388	728	29	relationships	relationship	NOUN
inlawrev-22388	728	30	of	of	ADP
inlawrev-22388	728	31	inferences	inference	NOUN
inlawrev-22388	728	32	that	that	PRON
inlawrev-22388	728	33	may	may	AUX
inlawrev-22388	728	34	be	be	AUX
inlawrev-22388	728	35	derived	derive	VERB
inlawrev-22388	728	36	from	from	ADP
inlawrev-22388	728	37	a	a	DET
inlawrev-22388	728	38	communication	communication	NOUN
inlawrev-22388	728	39	.	.	PUNCT
inlawrev-22388	729	1	one	one	NUM
inlawrev-22388	729	2	238	238	NUM
inlawrev-22388	729	3	indiana	indiana	PROPN
inlawrev-22388	729	4	law	law	NOUN
inlawrev-22388	729	5	review	review	NOUN
inlawrev-22388	730	1	[	[	X
inlawrev-22388	730	2	vol	vol	NOUN
inlawrev-22388	730	3	.	.	PUNCT
inlawrev-22388	731	1	51:211	51:211	NUM
inlawrev-22388	731	2	unfettered	unfettered	ADJ
inlawrev-22388	731	3	claims	claim	NOUN
inlawrev-22388	731	4	have	have	AUX
inlawrev-22388	731	5	argued	argue	VERB
inlawrev-22388	731	6	that	that	SCONJ
inlawrev-22388	731	7	extrinsic	extrinsic	ADJ
inlawrev-22388	731	8	evidence	evidence	NOUN
inlawrev-22388	731	9	,	,	PUNCT
inlawrev-22388	731	10	such	such	ADJ
inlawrev-22388	731	11	as	as	ADP
inlawrev-22388	731	12	an	an	DET
inlawrev-22388	731	13	objective	objective	ADJ
inlawrev-22388	731	14	consumer	consumer	NOUN
inlawrev-22388	731	15	survey	survey	NOUN
inlawrev-22388	731	16	,	,	PUNCT
inlawrev-22388	731	17	is	be	AUX
inlawrev-22388	731	18	needed	need	VERB
inlawrev-22388	731	19	to	to	PART
inlawrev-22388	731	20	show	show	VERB
inlawrev-22388	731	21	that	that	SCONJ
inlawrev-22388	731	22	consumers	consumer	NOUN
inlawrev-22388	731	23	actually	actually	ADV
inlawrev-22388	731	24	would	would	AUX
inlawrev-22388	731	25	perceive	perceive	VERB
inlawrev-22388	731	26	an	an	DET
inlawrev-22388	731	27	implied	imply	VERB
inlawrev-22388	731	28	misrepresentation.221	misrepresentation.221	NOUN
inlawrev-22388	731	29	the	the	DET
inlawrev-22388	731	30	seventh	seventh	ADJ
inlawrev-22388	731	31	circuit	circuit	NOUN
inlawrev-22388	731	32	summarily	summarily	ADV
inlawrev-22388	731	33	rejected	reject	VERB
inlawrev-22388	731	34	this	this	DET
inlawrev-22388	731	35	view	view	NOUN
inlawrev-22388	731	36	in	in	ADP
inlawrev-22388	731	37	regard	regard	NOUN
inlawrev-22388	731	38	to	to	ADP
inlawrev-22388	731	39	actions	action	NOUN
inlawrev-22388	731	40	brought	bring	VERB
inlawrev-22388	731	41	by	by	ADP
inlawrev-22388	731	42	the	the	DET
inlawrev-22388	731	43	ftc.222	ftc.222	NOUN
inlawrev-22388	731	44	in	in	ADP
inlawrev-22388	731	45	kraft	kraft	PROPN
inlawrev-22388	731	46	,	,	PUNCT
inlawrev-22388	731	47	inc	inc	PROPN
inlawrev-22388	731	48	.	.	PROPN
inlawrev-22388	732	1	v.	v.	PROPN
inlawrev-22388	732	2	ftc	ftc	PROPN
inlawrev-22388	732	3	,	,	PUNCT
inlawrev-22388	732	4	the	the	DET
inlawrev-22388	732	5	court	court	NOUN
inlawrev-22388	732	6	affirmed	affirm	VERB
inlawrev-22388	732	7	a	a	DET
inlawrev-22388	732	8	decision	decision	NOUN
inlawrev-22388	732	9	by	by	ADP
inlawrev-22388	732	10	the	the	DET
inlawrev-22388	732	11	ftc	ftc	PROPN
inlawrev-22388	732	12	,	,	PUNCT
inlawrev-22388	732	13	holding	hold	VERB
inlawrev-22388	732	14	that	that	SCONJ
inlawrev-22388	732	15	“	"	PUNCT
inlawrev-22388	732	16	so	so	ADV
inlawrev-22388	732	17	long	long	ADV
inlawrev-22388	732	18	as	as	SCONJ
inlawrev-22388	732	19	[	[	PUNCT
inlawrev-22388	732	20	]	]	X
inlawrev-22388	732	21	claims	claim	NOUN
inlawrev-22388	732	22	are	be	AUX
inlawrev-22388	732	23	reasonably	reasonably	ADV
inlawrev-22388	732	24	clear	clear	ADJ
inlawrev-22388	732	25	from	from	ADP
inlawrev-22388	732	26	the	the	DET
inlawrev-22388	732	27	face	face	NOUN
inlawrev-22388	732	28	of	of	ADP
inlawrev-22388	732	29	the	the	DET
inlawrev-22388	732	30	advertisement,”2	advertisement,”2	NOUN
inlawrev-22388	732	31	2	2	NUM
inlawrev-22388	732	32	3	3	NUM
inlawrev-22388	732	33	the	the	DET
inlawrev-22388	732	34	ftc	ftc	PROPN
inlawrev-22388	732	35	need	need	AUX
inlawrev-22388	732	36	not	not	PART
inlawrev-22388	732	37	exhibit	exhibit	VERB
inlawrev-22388	732	38	extrinsic	extrinsic	ADJ
inlawrev-22388	732	39	evidence	evidence	NOUN
inlawrev-22388	732	40	because	because	SCONJ
inlawrev-22388	732	41	it	it	PRON
inlawrev-22388	732	42	holds	hold	VERB
inlawrev-22388	732	43	the	the	DET
inlawrev-22388	732	44	expertise	expertise	NOUN
inlawrev-22388	732	45	necessary	necessary	ADJ
inlawrev-22388	732	46	to	to	PART
inlawrev-22388	732	47	make	make	VERB
inlawrev-22388	732	48	such	such	ADJ
inlawrev-22388	732	49	determinations	determination	NOUN
inlawrev-22388	732	50	without	without	ADP
inlawrev-22388	732	51	relying	rely	VERB
inlawrev-22388	732	52	on	on	ADP
inlawrev-22388	732	53	outside	outside	ADJ
inlawrev-22388	732	54	proof.224	proof.224	NOUN
inlawrev-22388	732	55	although	although	SCONJ
inlawrev-22388	732	56	,	,	PUNCT
inlawrev-22388	732	57	the	the	DET
inlawrev-22388	732	58	court	court	NOUN
inlawrev-22388	732	59	noted	note	VERB
inlawrev-22388	732	60	that	that	SCONJ
inlawrev-22388	732	61	the	the	DET
inlawrev-22388	732	62	ftc	ftc	PROPN
inlawrev-22388	732	63	“	"	PUNCT
inlawrev-22388	732	64	would	would	AUX
inlawrev-22388	732	65	be	be	AUX
inlawrev-22388	732	66	well	well	ADV
inlawrev-22388	732	67	-	-	PUNCT
inlawrev-22388	732	68	advised	advise	VERB
inlawrev-22388	732	69	to	to	PART
inlawrev-22388	732	70	adopt	adopt	VERB
inlawrev-22388	732	71	a	a	DET
inlawrev-22388	732	72	consistent	consistent	ADJ
inlawrev-22388	732	73	position	position	NOUN
inlawrev-22388	732	74	on	on	ADP
inlawrev-22388	732	75	consumer	consumer	NOUN
inlawrev-22388	732	76	survey	survey	NOUN
inlawrev-22388	732	77	methodology,”225	methodology,”225	VERB
inlawrev-22388	732	78	the	the	DET
inlawrev-22388	732	79	precedent	precedent	NOUN
inlawrev-22388	732	80	recognizing	recognize	VERB
inlawrev-22388	732	81	the	the	DET
inlawrev-22388	732	82	ftc	ftc	PROPN
inlawrev-22388	732	83	’s	’s	PART
inlawrev-22388	732	84	authority	authority	NOUN
inlawrev-22388	732	85	to	to	PART
inlawrev-22388	732	86	use	use	VERB
inlawrev-22388	732	87	its	its	PRON
inlawrev-22388	732	88	own	own	ADJ
inlawrev-22388	732	89	reasoned	reason	VERB
inlawrev-22388	732	90	analysis	analysis	NOUN
inlawrev-22388	732	91	rather	rather	ADV
inlawrev-22388	732	92	than	than	ADP
inlawrev-22388	732	93	extrinsic	extrinsic	ADJ
inlawrev-22388	732	94	evidence	evidence	NOUN
inlawrev-22388	732	95	prevailed.226	prevailed.226	NOUN
inlawrev-22388	732	96	several	several	ADJ
inlawrev-22388	732	97	states	state	NOUN
inlawrev-22388	732	98	protect	protect	VERB
inlawrev-22388	732	99	consumers	consumer	NOUN
inlawrev-22388	732	100	against	against	ADP
inlawrev-22388	732	101	implied	imply	VERB
inlawrev-22388	732	102	misrepresentations	misrepresentation	NOUN
inlawrev-22388	732	103	under	under	ADP
inlawrev-22388	732	104	their	their	PRON
inlawrev-22388	732	105	udap	udap	ADJ
inlawrev-22388	732	106	laws	law	NOUN
inlawrev-22388	732	107	.	.	PUNCT
inlawrev-22388	733	1	alabama	alabama	PROPN
inlawrev-22388	733	2	is	be	AUX
inlawrev-22388	733	3	one	one	NUM
inlawrev-22388	733	4	of	of	ADP
inlawrev-22388	733	5	these	these	PRON
inlawrev-22388	733	6	states.2	states.2	NOUN
inlawrev-22388	733	7	2	2	NUM
inlawrev-22388	733	8	7	7	NUM
inlawrev-22388	733	9	in	in	ADP
inlawrev-22388	733	10	the	the	DET
inlawrev-22388	733	11	alabama	alabama	PROPN
inlawrev-22388	733	12	supreme	supreme	PROPN
inlawrev-22388	733	13	court	court	PROPN
inlawrev-22388	733	14	’s	’s	PART
inlawrev-22388	733	15	seminal	seminal	ADJ
inlawrev-22388	733	16	case	case	NOUN
inlawrev-22388	733	17	defining	define	VERB
inlawrev-22388	733	18	implied	imply	VERB
inlawrev-22388	733	19	misrepresentations	misrepresentation	NOUN
inlawrev-22388	733	20	,	,	PUNCT
inlawrev-22388	733	21	it	it	PRON
inlawrev-22388	733	22	instituted	institute	VERB
inlawrev-22388	733	23	a	a	DET
inlawrev-22388	733	24	“	"	PUNCT
inlawrev-22388	733	25	reasonable	reasonable	ADJ
inlawrev-22388	733	26	expectations”228	expectations”228	PROPN
inlawrev-22388	733	27	standard	standard	NOUN
inlawrev-22388	733	28	to	to	PART
inlawrev-22388	733	29	be	be	AUX
inlawrev-22388	733	30	viewed	view	VERB
inlawrev-22388	733	31	in	in	ADP
inlawrev-22388	733	32	light	light	NOUN
inlawrev-22388	733	33	of	of	ADP
inlawrev-22388	733	34	the	the	DET
inlawrev-22388	733	35	totality	totality	NOUN
inlawrev-22388	733	36	of	of	ADP
inlawrev-22388	733	37	the	the	DET
inlawrev-22388	733	38	circumstances	circumstance	NOUN
inlawrev-22388	733	39	:	:	PUNCT
inlawrev-22388	733	40	purchasers	purchaser	NOUN
inlawrev-22388	733	41	have	have	VERB
inlawrev-22388	733	42	a	a	DET
inlawrev-22388	733	43	right	right	NOUN
inlawrev-22388	733	44	to	to	PART
inlawrev-22388	733	45	assume	assume	VERB
inlawrev-22388	733	46	that	that	SCONJ
inlawrev-22388	733	47	new	new	ADJ
inlawrev-22388	733	48	[	[	X
inlawrev-22388	733	49	goods	good	NOUN
inlawrev-22388	733	50	]	]	PUNCT
inlawrev-22388	733	51	will	will	AUX
inlawrev-22388	733	52	perform	perform	VERB
inlawrev-22388	733	53	in	in	ADP
inlawrev-22388	733	54	accordance	accordance	NOUN
inlawrev-22388	733	55	with	with	ADP
inlawrev-22388	733	56	reasonable	reasonable	ADJ
inlawrev-22388	733	57	expectations	expectation	NOUN
inlawrev-22388	733	58	and	and	CCONJ
inlawrev-22388	733	59	in	in	ADP
inlawrev-22388	733	60	accordance	accordance	NOUN
inlawrev-22388	733	61	with	with	ADP
inlawrev-22388	733	62	implied	imply	VERB
inlawrev-22388	733	63	representations	representation	NOUN
inlawrev-22388	733	64	inherent	inherent	ADJ
inlawrev-22388	733	65	in	in	ADP
inlawrev-22388	733	66	marketing	market	VERB
inlawrev-22388	733	67	such	such	ADJ
inlawrev-22388	733	68	products	product	NOUN
inlawrev-22388	733	69	.	.	PUNCT
inlawrev-22388	734	1	absent	absent	ADJ
inlawrev-22388	734	2	express	express	ADJ
inlawrev-22388	734	3	representation	representation	NOUN
inlawrev-22388	734	4	,	,	PUNCT
inlawrev-22388	734	5	implied	imply	VERB
inlawrev-22388	734	6	representations	representation	NOUN
inlawrev-22388	734	7	are	be	AUX
inlawrev-22388	734	8	not	not	PART
inlawrev-22388	734	9	uncommon	uncommon	ADJ
inlawrev-22388	734	10	in	in	ADP
inlawrev-22388	734	11	the	the	DET
inlawrev-22388	734	12	sale	sale	NOUN
inlawrev-22388	734	13	of	of	ADP
inlawrev-22388	734	14	new	new	ADJ
inlawrev-22388	734	15	products	product	NOUN
inlawrev-22388	734	16	,	,	PUNCT
inlawrev-22388	734	17	and	and	CCONJ
inlawrev-22388	734	18	reliance	reliance	NOUN
inlawrev-22388	734	19	thereon	thereon	NOUN
inlawrev-22388	734	20	may	may	AUX
inlawrev-22388	734	21	be	be	AUX
inlawrev-22388	734	22	shown	show	VERB
inlawrev-22388	734	23	by	by	ADP
inlawrev-22388	734	24	the	the	DET
inlawrev-22388	734	25	totality	totality	NOUN
inlawrev-22388	734	26	of	of	ADP
inlawrev-22388	734	27	the	the	DET
inlawrev-22388	734	28	meaning	meaning	NOUN
inlawrev-22388	734	29	derived	derive	VERB
inlawrev-22388	734	30	from	from	ADP
inlawrev-22388	734	31	a	a	DET
inlawrev-22388	734	32	communication	communication	NOUN
inlawrev-22388	734	33	may	may	AUX
inlawrev-22388	734	34	be	be	AUX
inlawrev-22388	734	35	truthful	truthful	ADJ
inlawrev-22388	734	36	and	and	CCONJ
inlawrev-22388	734	37	useful	useful	ADJ
inlawrev-22388	734	38	to	to	ADP
inlawrev-22388	734	39	consumers	consumer	NOUN
inlawrev-22388	734	40	while	while	SCONJ
inlawrev-22388	734	41	another	another	PRON
inlawrev-22388	734	42	may	may	AUX
inlawrev-22388	734	43	be	be	AUX
inlawrev-22388	734	44	false	false	ADJ
inlawrev-22388	734	45	and	and	CCONJ
inlawrev-22388	734	46	injurious	injurious	ADJ
inlawrev-22388	734	47	.	.	PUNCT
inlawrev-22388	734	48	”	"	PUNCT
inlawrev-22388	734	49	)	)	PUNCT
inlawrev-22388	734	50	.	.	PUNCT
inlawrev-22388	735	1	221	221	NUM
inlawrev-22388	735	2	.	.	PUNCT
inlawrev-22388	736	1	ivan	ivan	PROPN
inlawrev-22388	736	2	l.	l.	PROPN
inlawrev-22388	736	3	preston	preston	PROPN
inlawrev-22388	736	4	,	,	PUNCT
inlawrev-22388	736	5	the	the	DET
inlawrev-22388	736	6	federal	federal	PROPN
inlawrev-22388	736	7	trade	trade	PROPN
inlawrev-22388	736	8	commission	commission	PROPN
inlawrev-22388	736	9	’s	’s	PART
inlawrev-22388	736	10	identification	identification	NOUN
inlawrev-22388	736	11	of	of	ADP
inlawrev-22388	736	12	implications	implication	NOUN
inlawrev-22388	736	13	as	as	ADP
inlawrev-22388	736	14	constituting	constitute	VERB
inlawrev-22388	736	15	deceptive	deceptive	ADJ
inlawrev-22388	736	16	advertising	advertising	NOUN
inlawrev-22388	736	17	,	,	PUNCT
inlawrev-22388	736	18	57	57	NUM
inlawrev-22388	736	19	u.	u.	NOUN
inlawrev-22388	736	20	cin	cin	PROPN
inlawrev-22388	736	21	.	.	PUNCT
inlawrev-22388	737	1	l.	l.	PROPN
inlawrev-22388	737	2	rev	rev	PROPN
inlawrev-22388	737	3	.	.	PROPN
inlawrev-22388	737	4	1243	1243	NUM
inlawrev-22388	737	5	,	,	PUNCT
inlawrev-22388	737	6	1263	1263	NUM
inlawrev-22388	737	7	(	(	PUNCT
inlawrev-22388	737	8	1989	1989	NUM
inlawrev-22388	737	9	)	)	PUNCT
inlawrev-22388	737	10	.	.	PUNCT
inlawrev-22388	738	1	additionally	additionally	ADV
inlawrev-22388	738	2	,	,	PUNCT
inlawrev-22388	738	3	in	in	ADP
inlawrev-22388	738	4	a	a	DET
inlawrev-22388	738	5	1976	1976	NUM
inlawrev-22388	738	6	case	case	NOUN
inlawrev-22388	738	7	,	,	PUNCT
inlawrev-22388	738	8	the	the	DET
inlawrev-22388	738	9	ftc	ftc	PROPN
inlawrev-22388	738	10	indicated	indicate	VERB
inlawrev-22388	738	11	it	it	PRON
inlawrev-22388	738	12	could	could	AUX
inlawrev-22388	738	13	require	require	VERB
inlawrev-22388	738	14	extrinsic	extrinsic	ADJ
inlawrev-22388	738	15	evidence	evidence	NOUN
inlawrev-22388	738	16	when	when	SCONJ
inlawrev-22388	738	17	“	"	PUNCT
inlawrev-22388	738	18	visual	visual	ADJ
inlawrev-22388	738	19	inspection	inspection	NOUN
inlawrev-22388	738	20	is	be	AUX
inlawrev-22388	738	21	inadequate	inadequate	ADJ
inlawrev-22388	738	22	,	,	PUNCT
inlawrev-22388	738	23	”	"	PUNCT
inlawrev-22388	738	24	although	although	SCONJ
inlawrev-22388	738	25	it	it	PRON
inlawrev-22388	738	26	did	do	AUX
inlawrev-22388	738	27	not	not	PART
inlawrev-22388	738	28	hold	hold	VERB
inlawrev-22388	738	29	“	"	PUNCT
inlawrev-22388	738	30	that	that	DET
inlawrev-22388	738	31	elaborate	elaborate	ADJ
inlawrev-22388	738	32	proof	proof	NOUN
inlawrev-22388	738	33	of	of	ADP
inlawrev-22388	738	34	consumer	consumer	NOUN
inlawrev-22388	738	35	beliefs	belief	NOUN
inlawrev-22388	738	36	or	or	CCONJ
inlawrev-22388	738	37	behavior	behavior	NOUN
inlawrev-22388	738	38	is	be	AUX
inlawrev-22388	738	39	necessary	necessary	ADJ
inlawrev-22388	738	40	.	.	PUNCT
inlawrev-22388	738	41	”	"	PUNCT
inlawrev-22388	739	1	in	in	ADP
inlawrev-22388	739	2	re	re	PROPN
inlawrev-22388	739	3	leonard	leonard	PROPN
inlawrev-22388	739	4	f.	f.	PROPN
inlawrev-22388	739	5	porter	porter	PROPN
inlawrev-22388	739	6	,	,	PUNCT
inlawrev-22388	739	7	inc	inc	PROPN
inlawrev-22388	739	8	.	.	PROPN
inlawrev-22388	739	9	,	,	PUNCT
inlawrev-22388	739	10	88	88	NUM
inlawrev-22388	739	11	f.t.c	f.t.c	NOUN
inlawrev-22388	739	12	.	.	PROPN
inlawrev-22388	739	13	546	546	NUM
inlawrev-22388	739	14	,	,	PUNCT
inlawrev-22388	739	15	626	626	NUM
inlawrev-22388	739	16	n.5	n.5	PROPN
inlawrev-22388	739	17	(	(	PUNCT
inlawrev-22388	739	18	1976	1976	NUM
inlawrev-22388	739	19	)	)	PUNCT
inlawrev-22388	739	20	.	.	PUNCT
inlawrev-22388	740	1	in	in	ADP
inlawrev-22388	740	2	other	other	ADJ
inlawrev-22388	740	3	words	word	NOUN
inlawrev-22388	740	4	,	,	PUNCT
inlawrev-22388	740	5	the	the	DET
inlawrev-22388	740	6	ftc	ftc	PROPN
inlawrev-22388	740	7	can	can	AUX
inlawrev-22388	740	8	choose	choose	VERB
inlawrev-22388	740	9	—	—	PUNCT
inlawrev-22388	740	10	but	but	CCONJ
inlawrev-22388	740	11	is	be	AUX
inlawrev-22388	740	12	not	not	PART
inlawrev-22388	740	13	required	require	VERB
inlawrev-22388	740	14	—	—	PUNCT
inlawrev-22388	740	15	to	to	PART
inlawrev-22388	740	16	rely	rely	VERB
inlawrev-22388	740	17	on	on	ADP
inlawrev-22388	740	18	extrinsic	extrinsic	ADJ
inlawrev-22388	740	19	evidence	evidence	NOUN
inlawrev-22388	740	20	as	as	ADP
inlawrev-22388	740	21	additional	additional	ADJ
inlawrev-22388	740	22	support	support	NOUN
inlawrev-22388	740	23	when	when	SCONJ
inlawrev-22388	740	24	needed	need	VERB
inlawrev-22388	740	25	.	.	PUNCT
inlawrev-22388	741	1	222	222	X
inlawrev-22388	741	2	.	.	PUNCT
inlawrev-22388	742	1	see	see	VERB
inlawrev-22388	742	2	generally	generally	ADV
inlawrev-22388	742	3	970	970	NUM
inlawrev-22388	742	4	f.2d	f.2d	SYM
inlawrev-22388	742	5	311	311	NUM
inlawrev-22388	742	6	(	(	PUNCT
inlawrev-22388	742	7	7th	7th	ADJ
inlawrev-22388	742	8	cir	cir	NOUN
inlawrev-22388	742	9	.	.	PROPN
inlawrev-22388	742	10	1992	1992	NUM
inlawrev-22388	742	11	)	)	PUNCT
inlawrev-22388	742	12	(	(	PUNCT
inlawrev-22388	742	13	involving	involve	VERB
inlawrev-22388	742	14	a	a	DET
inlawrev-22388	742	15	claim	claim	NOUN
inlawrev-22388	742	16	that	that	SCONJ
inlawrev-22388	742	17	kraft	kraft	PROPN
inlawrev-22388	742	18	,	,	PUNCT
inlawrev-22388	742	19	inc	inc	PROPN
inlawrev-22388	742	20	.	.	PROPN
inlawrev-22388	742	21	falsely	falsely	ADV
inlawrev-22388	742	22	implied	imply	VERB
inlawrev-22388	742	23	that	that	SCONJ
inlawrev-22388	742	24	each	each	PRON
inlawrev-22388	742	25	of	of	ADP
inlawrev-22388	742	26	its	its	PRON
inlawrev-22388	742	27	kraft	kraft	NOUN
inlawrev-22388	742	28	singles	single	NOUN
inlawrev-22388	742	29	american	american	ADJ
inlawrev-22388	742	30	pasteurized	pasteurize	VERB
inlawrev-22388	742	31	cheese	cheese	NOUN
inlawrev-22388	742	32	food	food	NOUN
inlawrev-22388	742	33	slices	slice	NOUN
inlawrev-22388	742	34	contained	contain	VERB
inlawrev-22388	742	35	the	the	DET
inlawrev-22388	742	36	same	same	ADJ
inlawrev-22388	742	37	amount	amount	NOUN
inlawrev-22388	742	38	of	of	ADP
inlawrev-22388	742	39	calcium	calcium	NOUN
inlawrev-22388	742	40	as	as	ADP
inlawrev-22388	742	41	five	five	NUM
inlawrev-22388	742	42	ounces	ounce	NOUN
inlawrev-22388	742	43	of	of	ADP
inlawrev-22388	742	44	milk	milk	NOUN
inlawrev-22388	742	45	)	)	PUNCT
inlawrev-22388	742	46	.	.	PUNCT
inlawrev-22388	743	1	223	223	NUM
inlawrev-22388	743	2	.	.	PUNCT
inlawrev-22388	744	1	i	i	PRON
inlawrev-22388	744	2	d.	d.	PROPN
inlawrev-22388	744	3	at	at	ADP
inlawrev-22388	744	4	319	319	NUM
inlawrev-22388	744	5	.	.	PUNCT
inlawrev-22388	745	1	224	224	NUM
inlawrev-22388	745	2	.	.	PUNCT
inlawrev-22388	746	1	“	"	PUNCT
inlawrev-22388	746	2	[	[	X
inlawrev-22388	746	3	t]he	t]he	ADJ
inlawrev-22388	746	4	commission	commission	NOUN
inlawrev-22388	746	5	may	may	AUX
inlawrev-22388	746	6	rely	rely	VERB
inlawrev-22388	746	7	on	on	ADP
inlawrev-22388	746	8	its	its	PRON
inlawrev-22388	746	9	own	own	ADJ
inlawrev-22388	746	10	reasoned	reason	VERB
inlawrev-22388	746	11	analysis	analysis	NOUN
inlawrev-22388	746	12	to	to	PART
inlawrev-22388	746	13	determine	determine	VERB
inlawrev-22388	746	14	what	what	PRON
inlawrev-22388	746	15	claims	claim	NOUN
inlawrev-22388	746	16	,	,	PUNCT
inlawrev-22388	746	17	including	include	VERB
inlawrev-22388	746	18	implied	imply	VERB
inlawrev-22388	746	19	ones	one	NOUN
inlawrev-22388	746	20	,	,	PUNCT
inlawrev-22388	746	21	are	be	AUX
inlawrev-22388	746	22	conveyed	convey	VERB
inlawrev-22388	746	23	in	in	ADP
inlawrev-22388	746	24	a	a	DET
inlawrev-22388	746	25	challenged	challenge	VERB
inlawrev-22388	746	26	advertisement	advertisement	NOUN
inlawrev-22388	746	27	[	[	X
inlawrev-22388	746	28	.	.	PROPN
inlawrev-22388	746	29	]	]	X
inlawrev-22388	746	30	”	"	PUNCT
inlawrev-22388	746	31	i	i	PRON
inlawrev-22388	746	32	d.	d.	PROPN
inlawrev-22388	746	33	225	225	NUM
inlawrev-22388	746	34	.	.	PUNCT
inlawrev-22388	747	1	i	i	PRON
inlawrev-22388	747	2	d.	d.	PROPN
inlawrev-22388	747	3	at	at	ADP
inlawrev-22388	747	4	321	321	NUM
inlawrev-22388	747	5	.	.	PUNCT
inlawrev-22388	747	6	226	226	NUM
inlawrev-22388	747	7	.	.	PUNCT
inlawrev-22388	748	1	i	i	PRON
inlawrev-22388	748	2	d.	d.	PROPN
inlawrev-22388	748	3	227	227	NUM
inlawrev-22388	748	4	.	.	PUNCT
inlawrev-22388	749	1	although	although	SCONJ
inlawrev-22388	749	2	the	the	DET
inlawrev-22388	749	3	alabama	alabama	PROPN
inlawrev-22388	749	4	supreme	supreme	PROPN
inlawrev-22388	749	5	court	court	PROPN
inlawrev-22388	749	6	discussed	discuss	VERB
inlawrev-22388	749	7	implied	imply	VERB
inlawrev-22388	749	8	misrepresentations	misrepresentation	NOUN
inlawrev-22388	749	9	regarding	regard	VERB
inlawrev-22388	749	10	fraud	fraud	NOUN
inlawrev-22388	749	11	,	,	PUNCT
inlawrev-22388	749	12	the	the	DET
inlawrev-22388	749	13	analysis	analysis	NOUN
inlawrev-22388	749	14	comports	comport	VERB
inlawrev-22388	749	15	easily	easily	ADV
inlawrev-22388	749	16	into	into	ADP
inlawrev-22388	749	17	analysis	analysis	NOUN
inlawrev-22388	749	18	concerning	concern	VERB
inlawrev-22388	749	19	a	a	DET
inlawrev-22388	749	20	udap	udap	ADJ
inlawrev-22388	749	21	statute	statute	NOUN
inlawrev-22388	749	22	.	.	PUNCT
inlawrev-22388	750	1	indeed	indeed	ADV
inlawrev-22388	750	2	,	,	PUNCT
inlawrev-22388	750	3	the	the	DET
inlawrev-22388	750	4	u.s	u.s	PROPN
inlawrev-22388	750	5	.	.	PROPN
inlawrev-22388	750	6	supreme	supreme	PROPN
inlawrev-22388	750	7	court	court	PROPN
inlawrev-22388	750	8	recently	recently	ADV
inlawrev-22388	750	9	acknowledged	acknowledge	VERB
inlawrev-22388	750	10	that	that	SCONJ
inlawrev-22388	750	11	statutes	statute	NOUN
inlawrev-22388	750	12	concerning	concern	VERB
inlawrev-22388	750	13	states	state	NOUN
inlawrev-22388	750	14	of	of	ADP
inlawrev-22388	750	15	mind	mind	NOUN
inlawrev-22388	750	16	“	"	PUNCT
inlawrev-22388	750	17	may	may	AUX
inlawrev-22388	750	18	still	still	ADV
inlawrev-22388	750	19	look	look	VERB
inlawrev-22388	750	20	to	to	ADP
inlawrev-22388	750	21	the	the	DET
inlawrev-22388	750	22	common	common	ADJ
inlawrev-22388	750	23	law	law	NOUN
inlawrev-22388	750	24	for	for	ADP
inlawrev-22388	750	25	its	its	PRON
inlawrev-22388	750	26	insights	insight	NOUN
inlawrev-22388	750	27	into	into	ADP
inlawrev-22388	750	28	how	how	SCONJ
inlawrev-22388	750	29	a	a	DET
inlawrev-22388	750	30	reasonable	reasonable	ADJ
inlawrev-22388	750	31	person	person	NOUN
inlawrev-22388	750	32	understands	understand	VERB
inlawrev-22388	750	33	statements	statement	NOUN
inlawrev-22388	750	34	of	of	ADP
inlawrev-22388	750	35	opinion	opinion	NOUN
inlawrev-22388	750	36	.	.	PUNCT
inlawrev-22388	750	37	”	"	PUNCT
inlawrev-22388	751	1	omnicare	omnicare	PROPN
inlawrev-22388	751	2	,	,	PUNCT
inlawrev-22388	751	3	inc	inc	PROPN
inlawrev-22388	751	4	.	.	PROPN
inlawrev-22388	751	5	v.	v.	CCONJ
inlawrev-22388	751	6	laborers	laborers	PROPN
inlawrev-22388	751	7	dist	dist	NOUN
inlawrev-22388	751	8	.	.	PUNCT
inlawrev-22388	752	1	council	council	PROPN
inlawrev-22388	752	2	const	const	PROPN
inlawrev-22388	752	3	.	.	PUNCT
inlawrev-22388	753	1	indus	indus	PROPN
inlawrev-22388	753	2	.	.	PUNCT
inlawrev-22388	754	1	pension	pension	NOUN
inlawrev-22388	754	2	fund	fund	PROPN
inlawrev-22388	754	3	,	,	PUNCT
inlawrev-22388	754	4	135	135	NUM
inlawrev-22388	754	5	s.	s.	PROPN
inlawrev-22388	754	6	ct	ct	PROPN
inlawrev-22388	754	7	.	.	PROPN
inlawrev-22388	754	8	1318	1318	NUM
inlawrev-22388	754	9	,	,	PUNCT
inlawrev-22388	754	10	1330	1330	NUM
inlawrev-22388	754	11	n.9	n.9	X
inlawrev-22388	754	12	(	(	PUNCT
inlawrev-22388	754	13	2015	2015	NUM
inlawrev-22388	754	14	)	)	PUNCT
inlawrev-22388	754	15	.	.	PUNCT
inlawrev-22388	755	1	228	228	NUM
inlawrev-22388	755	2	.	.	PUNCT
inlawrev-22388	756	1	mathis	mathis	PROPN
inlawrev-22388	756	2	v.	v.	PROPN
inlawrev-22388	756	3	jim	jim	PROPN
inlawrev-22388	756	4	skinner	skinner	PROPN
inlawrev-22388	756	5	ford	ford	PROPN
inlawrev-22388	756	6	,	,	PUNCT
inlawrev-22388	756	7	inc	inc	PROPN
inlawrev-22388	756	8	.	.	PROPN
inlawrev-22388	756	9	,	,	PUNCT
inlawrev-22388	756	10	361	361	NUM
inlawrev-22388	756	11	so	so	ADV
inlawrev-22388	756	12	.	.	PUNCT
inlawrev-22388	757	1	2d	2d	PROPN
inlawrev-22388	757	2	113	113	NUM
inlawrev-22388	757	3	,	,	PUNCT
inlawrev-22388	757	4	115	115	NUM
inlawrev-22388	757	5	(	(	PUNCT
inlawrev-22388	757	6	ala	ala	PROPN
inlawrev-22388	757	7	.	.	PROPN
inlawrev-22388	757	8	1978	1978	NUM
inlawrev-22388	757	9	)	)	PUNCT
inlawrev-22388	757	10	.	.	PUNCT
inlawrev-22388	758	1	2018	2018	NUM
inlawrev-22388	758	2	]	]	PUNCT
inlawrev-22388	758	3	david	david	PROPN
inlawrev-22388	758	4	’s	’s	PART
inlawrev-22388	758	5	sling	sle	VERB
inlawrev-22388	758	6	239	239	NUM
inlawrev-22388	758	7	circumstances	circumstance	NOUN
inlawrev-22388	758	8	and	and	CCONJ
inlawrev-22388	758	9	the	the	DET
inlawrev-22388	758	10	underlying	underlying	ADJ
inlawrev-22388	758	11	nature	nature	NOUN
inlawrev-22388	758	12	of	of	ADP
inlawrev-22388	758	13	the	the	DET
inlawrev-22388	758	14	transaction	transaction	NOUN
inlawrev-22388	758	15	itself.229	itself.229	NOUN
inlawrev-22388	758	16	but	but	CCONJ
inlawrev-22388	758	17	the	the	DET
inlawrev-22388	758	18	“	"	PUNCT
inlawrev-22388	758	19	reasonable	reasonable	ADJ
inlawrev-22388	758	20	expectations	expectation	NOUN
inlawrev-22388	758	21	rule	rule	NOUN
inlawrev-22388	758	22	”	"	PUNCT
inlawrev-22388	758	23	only	only	ADV
inlawrev-22388	758	24	requires	require	VERB
inlawrev-22388	758	25	sellers	seller	NOUN
inlawrev-22388	758	26	“	"	PUNCT
inlawrev-22388	758	27	not	not	PART
inlawrev-22388	758	28	to	to	PART
inlawrev-22388	758	29	pass	pass	VERB
inlawrev-22388	758	30	off	off	ADP
inlawrev-22388	758	31	a	a	DET
inlawrev-22388	758	32	[	[	X
inlawrev-22388	758	33	good	good	NOUN
inlawrev-22388	758	34	]	]	X
inlawrev-22388	758	35	as	as	ADP
inlawrev-22388	758	36	new”230	new”230	NUM
inlawrev-22388	758	37	if	if	SCONJ
inlawrev-22388	758	38	it	it	PRON
inlawrev-22388	758	39	had	have	AUX
inlawrev-22388	758	40	actually	actually	ADV
inlawrev-22388	758	41	been	be	AUX
inlawrev-22388	758	42	previously	previously	ADV
inlawrev-22388	758	43	sold	sell	VERB
inlawrev-22388	758	44	,	,	PUNCT
inlawrev-22388	758	45	or	or	CCONJ
inlawrev-22388	758	46	was	be	AUX
inlawrev-22388	758	47	“	"	PUNCT
inlawrev-22388	758	48	so	so	ADV
inlawrev-22388	758	49	damaged	damaged	ADJ
inlawrev-22388	758	50	or	or	CCONJ
inlawrev-22388	758	51	altered	alter	VERB
inlawrev-22388	758	52	that	that	SCONJ
inlawrev-22388	758	53	a	a	DET
inlawrev-22388	758	54	reasonable	reasonable	ADJ
inlawrev-22388	758	55	person	person	NOUN
inlawrev-22388	758	56	would	would	AUX
inlawrev-22388	758	57	not	not	PART
inlawrev-22388	758	58	consider	consider	VERB
inlawrev-22388	758	59	it	it	PRON
inlawrev-22388	758	60	a	a	DET
inlawrev-22388	758	61	new	new	ADJ
inlawrev-22388	758	62	product	product	NOUN
inlawrev-22388	758	63	.	.	PUNCT
inlawrev-22388	758	64	”231	”231	PUNCT
inlawrev-22388	759	1	this	this	DET
inlawrev-22388	759	2	standard	standard	NOUN
inlawrev-22388	759	3	did	do	AUX
inlawrev-22388	759	4	not	not	PART
inlawrev-22388	759	5	“	"	PUNCT
inlawrev-22388	759	6	impose	impose	VERB
inlawrev-22388	759	7	on	on	ADP
inlawrev-22388	759	8	sellers	seller	NOUN
inlawrev-22388	759	9	of	of	ADP
inlawrev-22388	759	10	new	new	ADJ
inlawrev-22388	759	11	[	[	X
inlawrev-22388	759	12	goods	good	NOUN
inlawrev-22388	759	13	]	]	PUNCT
inlawrev-22388	759	14	a	a	DET
inlawrev-22388	759	15	general	general	ADJ
inlawrev-22388	759	16	duty	duty	NOUN
inlawrev-22388	759	17	.	.	PUNCT
inlawrev-22388	759	18	.	.	PUNCT
inlawrev-22388	759	19	.	.	PUNCT
inlawrev-22388	760	1	to	to	PART
inlawrev-22388	760	2	sell	sell	VERB
inlawrev-22388	760	3	[	[	X
inlawrev-22388	760	4	goods	good	NOUN
inlawrev-22388	760	5	]	]	PUNCT
inlawrev-22388	760	6	that	that	PRON
inlawrev-22388	760	7	meet	meet	VERB
inlawrev-22388	760	8	reasonable	reasonable	ADJ
inlawrev-22388	760	9	customer	customer	NOUN
inlawrev-22388	760	10	expectations	expectation	NOUN
inlawrev-22388	760	11	.	.	PUNCT
inlawrev-22388	761	1	”232	”232	PROPN
inlawrev-22388	762	1	like	like	ADP
inlawrev-22388	762	2	the	the	DET
inlawrev-22388	762	3	seventh	seventh	ADJ
inlawrev-22388	762	4	circuit	circuit	NOUN
inlawrev-22388	762	5	’s	’s	PART
inlawrev-22388	762	6	decision	decision	NOUN
inlawrev-22388	762	7	in	in	ADP
inlawrev-22388	762	8	kraft	kraft	NOUN
inlawrev-22388	762	9	,	,	PUNCT
inlawrev-22388	762	10	this	this	DET
inlawrev-22388	762	11	case	case	NOUN
inlawrev-22388	762	12	instructs	instruct	VERB
inlawrev-22388	762	13	that	that	SCONJ
inlawrev-22388	762	14	all	all	DET
inlawrev-22388	762	15	the	the	DET
inlawrev-22388	762	16	circumstances	circumstance	NOUN
inlawrev-22388	762	17	surrounding	surround	VERB
inlawrev-22388	762	18	a	a	DET
inlawrev-22388	762	19	consumer	consumer	NOUN
inlawrev-22388	762	20	interaction	interaction	NOUN
inlawrev-22388	762	21	should	should	AUX
inlawrev-22388	762	22	inform	inform	VERB
inlawrev-22388	762	23	a	a	DET
inlawrev-22388	762	24	court	court	NOUN
inlawrev-22388	762	25	’s	’s	PART
inlawrev-22388	762	26	decision	decision	NOUN
inlawrev-22388	762	27	.	.	PUNCT
inlawrev-22388	763	1	because	because	SCONJ
inlawrev-22388	763	2	the	the	DET
inlawrev-22388	763	3	court	court	NOUN
inlawrev-22388	763	4	will	will	AUX
inlawrev-22388	763	5	look	look	VERB
inlawrev-22388	763	6	to	to	ADP
inlawrev-22388	763	7	the	the	DET
inlawrev-22388	763	8	totality	totality	NOUN
inlawrev-22388	763	9	of	of	ADP
inlawrev-22388	763	10	the	the	DET
inlawrev-22388	763	11	circumstances	circumstance	NOUN
inlawrev-22388	763	12	,	,	PUNCT
inlawrev-22388	763	13	there	there	PRON
inlawrev-22388	763	14	is	be	VERB
inlawrev-22388	763	15	no	no	DET
inlawrev-22388	763	16	need	need	NOUN
inlawrev-22388	763	17	to	to	PART
inlawrev-22388	763	18	examine	examine	VERB
inlawrev-22388	763	19	extrinsic	extrinsic	ADJ
inlawrev-22388	763	20	evidence	evidence	NOUN
inlawrev-22388	763	21	as	as	ADP
inlawrev-22388	763	22	the	the	DET
inlawrev-22388	763	23	“	"	PUNCT
inlawrev-22388	763	24	reasonable	reasonable	ADJ
inlawrev-22388	763	25	expectations	expectation	NOUN
inlawrev-22388	763	26	rule	rule	NOUN
inlawrev-22388	763	27	”	"	PUNCT
inlawrev-22388	763	28	helps	help	VERB
inlawrev-22388	763	29	fill	fill	VERB
inlawrev-22388	763	30	the	the	DET
inlawrev-22388	763	31	allegedly	allegedly	ADV
inlawrev-22388	763	32	troublesome	troublesome	ADJ
inlawrev-22388	763	33	inferential	inferential	ADJ
inlawrev-22388	763	34	steps	step	NOUN
inlawrev-22388	763	35	.	.	PUNCT
inlawrev-22388	764	1	california	california	PROPN
inlawrev-22388	764	2	also	also	ADV
inlawrev-22388	764	3	protects	protect	VERB
inlawrev-22388	764	4	consumers	consumer	NOUN
inlawrev-22388	764	5	against	against	ADP
inlawrev-22388	764	6	implied	imply	VERB
inlawrev-22388	764	7	misrepresentations	misrepresentation	NOUN
inlawrev-22388	764	8	.	.	PUNCT
inlawrev-22388	765	1	the	the	DET
inlawrev-22388	765	2	california	california	PROPN
inlawrev-22388	765	3	court	court	PROPN
inlawrev-22388	765	4	of	of	ADP
inlawrev-22388	765	5	appeal	appeal	NOUN
inlawrev-22388	765	6	,	,	PUNCT
inlawrev-22388	765	7	fifth	fifth	ADJ
inlawrev-22388	765	8	district	district	NOUN
inlawrev-22388	765	9	noted	note	VERB
inlawrev-22388	765	10	that	that	SCONJ
inlawrev-22388	765	11	“	"	PUNCT
inlawrev-22388	765	12	[	[	X
inlawrev-22388	765	13	a	a	X
inlawrev-22388	765	14	]	]	X
inlawrev-22388	765	15	misrepresentation	misrepresentation	NOUN
inlawrev-22388	765	16	need	need	AUX
inlawrev-22388	765	17	not	not	PART
inlawrev-22388	765	18	be	be	AUX
inlawrev-22388	765	19	express	express	ADJ
inlawrev-22388	765	20	but	but	CCONJ
inlawrev-22388	765	21	may	may	AUX
inlawrev-22388	765	22	be	be	AUX
inlawrev-22388	765	23	implied	imply	VERB
inlawrev-22388	765	24	by	by	ADP
inlawrev-22388	765	25	or	or	CCONJ
inlawrev-22388	765	26	inferred	infer	VERB
inlawrev-22388	765	27	from	from	ADP
inlawrev-22388	765	28	the	the	DET
inlawrev-22388	765	29	circumstances	circumstance	NOUN
inlawrev-22388	765	30	.	.	PUNCT
inlawrev-22388	766	1	”233	”233	PROPN
inlawrev-22388	766	2	illustrating	illustrate	VERB
inlawrev-22388	766	3	this	this	DET
inlawrev-22388	766	4	concept	concept	NOUN
inlawrev-22388	766	5	,	,	PUNCT
inlawrev-22388	766	6	the	the	DET
inlawrev-22388	766	7	court	court	NOUN
inlawrev-22388	766	8	stated	state	VERB
inlawrev-22388	766	9	that	that	SCONJ
inlawrev-22388	766	10	,	,	PUNCT
inlawrev-22388	766	11	“	"	PUNCT
inlawrev-22388	766	12	a	a	DET
inlawrev-22388	766	13	person	person	NOUN
inlawrev-22388	766	14	who	who	PRON
inlawrev-22388	766	15	sells	sell	VERB
inlawrev-22388	766	16	securities	security	NOUN
inlawrev-22388	766	17	impliedly	impliedly	ADV
inlawrev-22388	766	18	represents	represent	VERB
inlawrev-22388	766	19	that	that	SCONJ
inlawrev-22388	766	20	the	the	DET
inlawrev-22388	766	21	applicable	applicable	ADJ
inlawrev-22388	766	22	provisions	provision	NOUN
inlawrev-22388	766	23	of	of	ADP
inlawrev-22388	766	24	law	law	NOUN
inlawrev-22388	766	25	have	have	AUX
inlawrev-22388	766	26	been	be	AUX
inlawrev-22388	766	27	complied	comply	VERB
inlawrev-22388	766	28	with	with	ADP
inlawrev-22388	766	29	and	and	CCONJ
inlawrev-22388	766	30	the	the	DET
inlawrev-22388	766	31	falsity	falsity	NOUN
inlawrev-22388	766	32	of	of	ADP
inlawrev-22388	766	33	that	that	DET
inlawrev-22388	766	34	representation	representation	NOUN
inlawrev-22388	766	35	may	may	AUX
inlawrev-22388	766	36	give	give	VERB
inlawrev-22388	766	37	rise	rise	NOUN
inlawrev-22388	766	38	to	to	ADP
inlawrev-22388	766	39	an	an	DET
inlawrev-22388	766	40	action	action	NOUN
inlawrev-22388	766	41	for	for	ADP
inlawrev-22388	766	42	fraud	fraud	NOUN
inlawrev-22388	766	43	.	.	PUNCT
inlawrev-22388	767	1	”234	”234	VERB
inlawrev-22388	767	2	applying	apply	VERB
inlawrev-22388	767	3	this	this	DET
inlawrev-22388	767	4	standard	standard	NOUN
inlawrev-22388	767	5	to	to	ADP
inlawrev-22388	767	6	a	a	DET
inlawrev-22388	767	7	case	case	NOUN
inlawrev-22388	767	8	where	where	SCONJ
inlawrev-22388	767	9	a	a	DET
inlawrev-22388	767	10	municipality	municipality	NOUN
inlawrev-22388	767	11	solicited	solicit	VERB
inlawrev-22388	767	12	bids	bid	NOUN
inlawrev-22388	767	13	for	for	ADP
inlawrev-22388	767	14	garbage	garbage	NOUN
inlawrev-22388	767	15	collection	collection	NOUN
inlawrev-22388	767	16	services	service	NOUN
inlawrev-22388	767	17	,	,	PUNCT
inlawrev-22388	767	18	the	the	DET
inlawrev-22388	767	19	court	court	NOUN
inlawrev-22388	767	20	reasoned	reason	VERB
inlawrev-22388	767	21	that	that	SCONJ
inlawrev-22388	767	22	the	the	DET
inlawrev-22388	767	23	municipality	municipality	NOUN
inlawrev-22388	767	24	made	make	VERB
inlawrev-22388	767	25	an	an	DET
inlawrev-22388	767	26	implied	imply	VERB
inlawrev-22388	767	27	misrepresentation	misrepresentation	NOUN
inlawrev-22388	767	28	that	that	SCONJ
inlawrev-22388	767	29	it	it	PRON
inlawrev-22388	767	30	would	would	AUX
inlawrev-22388	767	31	consider	consider	VERB
inlawrev-22388	767	32	each	each	DET
inlawrev-22388	767	33	bid	bid	NOUN
inlawrev-22388	767	34	because	because	SCONJ
inlawrev-22388	767	35	it	it	PRON
inlawrev-22388	767	36	“	"	PUNCT
inlawrev-22388	767	37	reasonably	reasonably	ADV
inlawrev-22388	767	38	and	and	CCONJ
inlawrev-22388	767	39	fairly	fairly	ADV
inlawrev-22388	767	40	can	can	AUX
inlawrev-22388	767	41	be	be	AUX
inlawrev-22388	767	42	inferred	infer	VERB
inlawrev-22388	767	43	from	from	ADP
inlawrev-22388	767	44	the	the	DET
inlawrev-22388	767	45	notice	notice	NOUN
inlawrev-22388	767	46	to	to	PART
inlawrev-22388	767	47	bidders”235	bidders”235	PRON
inlawrev-22388	767	48	that	that	SCONJ
inlawrev-22388	767	49	it	it	PRON
inlawrev-22388	767	50	would	would	AUX
inlawrev-22388	767	51	do	do	VERB
inlawrev-22388	767	52	so.236	so.236	NUM
inlawrev-22388	767	53	thus	thus	ADV
inlawrev-22388	767	54	,	,	PUNCT
inlawrev-22388	767	55	similarly	similarly	ADV
inlawrev-22388	767	56	to	to	ADP
inlawrev-22388	767	57	alabama	alabama	PROPN
inlawrev-22388	767	58	,	,	PUNCT
inlawrev-22388	767	59	california	california	PROPN
inlawrev-22388	767	60	does	do	AUX
inlawrev-22388	767	61	not	not	PART
inlawrev-22388	767	62	require	require	VERB
inlawrev-22388	767	63	extrinsic	extrinsic	ADJ
inlawrev-22388	767	64	evidence	evidence	NOUN
inlawrev-22388	767	65	to	to	PART
inlawrev-22388	767	66	determine	determine	VERB
inlawrev-22388	767	67	that	that	DET
inlawrev-22388	767	68	conduct	conduct	NOUN
inlawrev-22388	767	69	constituted	constitute	VERB
inlawrev-22388	767	70	an	an	DET
inlawrev-22388	767	71	implied	imply	VERB
inlawrev-22388	767	72	misrepresentation	misrepresentation	NOUN
inlawrev-22388	767	73	when	when	SCONJ
inlawrev-22388	767	74	words	word	NOUN
inlawrev-22388	767	75	do	do	AUX
inlawrev-22388	767	76	not	not	PART
inlawrev-22388	767	77	explicitly	explicitly	ADV
inlawrev-22388	767	78	represent	represent	VERB
inlawrev-22388	767	79	a	a	DET
inlawrev-22388	767	80	fact	fact	NOUN
inlawrev-22388	767	81	and	and	CCONJ
inlawrev-22388	767	82	instead	instead	ADV
inlawrev-22388	767	83	relies	rely	VERB
inlawrev-22388	767	84	upon	upon	SCONJ
inlawrev-22388	767	85	a	a	DET
inlawrev-22388	767	86	reasonableness	reasonableness	NOUN
inlawrev-22388	767	87	standard	standard	NOUN
inlawrev-22388	767	88	applied	apply	VERB
inlawrev-22388	767	89	to	to	ADP
inlawrev-22388	767	90	the	the	DET
inlawrev-22388	767	91	totality	totality	NOUN
inlawrev-22388	767	92	of	of	ADP
inlawrev-22388	767	93	the	the	DET
inlawrev-22388	767	94	circumstances	circumstance	NOUN
inlawrev-22388	767	95	.	.	PUNCT
inlawrev-22388	768	1	the	the	DET
inlawrev-22388	768	2	u.s	u.s	PROPN
inlawrev-22388	768	3	.	.	PROPN
inlawrev-22388	768	4	supreme	supreme	PROPN
inlawrev-22388	768	5	court	court	PROPN
inlawrev-22388	768	6	recently	recently	ADV
inlawrev-22388	768	7	weighed	weigh	VERB
inlawrev-22388	768	8	in	in	ADP
inlawrev-22388	768	9	on	on	ADP
inlawrev-22388	768	10	the	the	DET
inlawrev-22388	768	11	issue	issue	NOUN
inlawrev-22388	768	12	as	as	ADV
inlawrev-22388	768	13	well	well	ADV
inlawrev-22388	768	14	,	,	PUNCT
inlawrev-22388	768	15	favorably	favorably	ADV
inlawrev-22388	768	16	citing	cite	VERB
inlawrev-22388	768	17	to	to	ADP
inlawrev-22388	768	18	the	the	DET
inlawrev-22388	768	19	restatement	restatement	NOUN
inlawrev-22388	768	20	-	-	PUNCT
inlawrev-22388	768	21	of	of	ADP
inlawrev-22388	768	22	-	-	PUNCT
inlawrev-22388	768	23	torts	tort	NOUN
inlawrev-22388	768	24	view	view	NOUN
inlawrev-22388	768	25	which	which	PRON
inlawrev-22388	768	26	acknowledges	acknowledge	VERB
inlawrev-22388	768	27	that	that	SCONJ
inlawrev-22388	768	28	“	"	PUNCT
inlawrev-22388	768	29	[	[	X
inlawrev-22388	768	30	a	a	X
inlawrev-22388	768	31	]	]	X
inlawrev-22388	768	32	statement	statement	NOUN
inlawrev-22388	768	33	of	of	ADP
inlawrev-22388	768	34	opinion	opinion	NOUN
inlawrev-22388	768	35	as	as	SCONJ
inlawrev-22388	768	36	to	to	ADP
inlawrev-22388	768	37	facts	fact	NOUN
inlawrev-22388	768	38	not	not	PART
inlawrev-22388	768	39	disclosed	disclose	VERB
inlawrev-22388	768	40	and	and	CCONJ
inlawrev-22388	768	41	not	not	PART
inlawrev-22388	768	42	otherwise	otherwise	ADV
inlawrev-22388	768	43	known	know	VERB
inlawrev-22388	768	44	to	to	ADP
inlawrev-22388	768	45	the	the	DET
inlawrev-22388	768	46	recipient	recipient	NOUN
inlawrev-22388	768	47	may	may	AUX
inlawrev-22388	768	48	.	.	PUNCT
inlawrev-22388	768	49	.	.	PUNCT
inlawrev-22388	768	50	.	.	PUNCT
inlawrev-22388	769	1	reasonably	reasonably	ADV
inlawrev-22388	769	2	‘	'	PUNCT
inlawrev-22388	769	3	be	be	AUX
inlawrev-22388	769	4	interpreted	interpret	VERB
inlawrev-22388	769	5	by	by	ADP
inlawrev-22388	769	6	him	he	PRON
inlawrev-22388	769	7	as	as	ADP
inlawrev-22388	769	8	an	an	DET
inlawrev-22388	769	9	implied	imply	VERB
inlawrev-22388	769	10	statement’237	statement’237	NOUN
inlawrev-22388	769	11	that	that	SCONJ
inlawrev-22388	769	12	the	the	DET
inlawrev-22388	769	13	[	[	X
inlawrev-22388	769	14	seller	seller	NOUN
inlawrev-22388	769	15	]	]	X
inlawrev-22388	769	16	229	229	NUM
inlawrev-22388	769	17	.	.	PUNCT
inlawrev-22388	770	1	i	i	PRON
inlawrev-22388	770	2	d.	d.	PROPN
inlawrev-22388	770	3	230	230	NUM
inlawrev-22388	770	4	.	.	PUNCT
inlawrev-22388	771	1	jewell	jewell	PROPN
inlawrev-22388	771	2	v.	v.	PROPN
inlawrev-22388	771	3	seaboard	seaboard	PROPN
inlawrev-22388	771	4	indus	indus	PROPN
inlawrev-22388	771	5	.	.	PROPN
inlawrev-22388	771	6	,	,	PUNCT
inlawrev-22388	771	7	inc	inc	PROPN
inlawrev-22388	771	8	.	.	PROPN
inlawrev-22388	771	9	,	,	PUNCT
inlawrev-22388	771	10	667	667	NUM
inlawrev-22388	771	11	so	so	ADV
inlawrev-22388	771	12	.	.	PUNCT
inlawrev-22388	772	1	2d	2d	PROPN
inlawrev-22388	772	2	653	653	NUM
inlawrev-22388	772	3	,	,	PUNCT
inlawrev-22388	772	4	659	659	NUM
inlawrev-22388	772	5	(	(	PUNCT
inlawrev-22388	772	6	ala	ala	PROPN
inlawrev-22388	772	7	.	.	PROPN
inlawrev-22388	772	8	1995	1995	NUM
inlawrev-22388	772	9	)	)	PUNCT
inlawrev-22388	772	10	(	(	PUNCT
inlawrev-22388	772	11	internal	internal	ADJ
inlawrev-22388	772	12	quotation	quotation	NOUN
inlawrev-22388	772	13	marks	mark	NOUN
inlawrev-22388	772	14	omitted	omit	VERB
inlawrev-22388	772	15	)	)	PUNCT
inlawrev-22388	772	16	.	.	PUNCT
inlawrev-22388	773	1	231	231	NUM
inlawrev-22388	773	2	.	.	PUNCT
inlawrev-22388	774	1	i	i	PRON
inlawrev-22388	774	2	d.	d.	PROPN
inlawrev-22388	774	3	(	(	PUNCT
inlawrev-22388	774	4	internal	internal	ADJ
inlawrev-22388	774	5	quotation	quotation	NOUN
inlawrev-22388	774	6	marks	mark	NOUN
inlawrev-22388	774	7	omitted	omit	VERB
inlawrev-22388	774	8	)	)	PUNCT
inlawrev-22388	774	9	.	.	PUNCT
inlawrev-22388	775	1	232	232	X
inlawrev-22388	775	2	.	.	PUNCT
inlawrev-22388	776	1	i	i	PRON
inlawrev-22388	776	2	d.	d.	PROPN
inlawrev-22388	776	3	233	233	NUM
inlawrev-22388	776	4	.	.	PUNCT
inlawrev-22388	777	1	universal	universal	ADJ
inlawrev-22388	777	2	by	by	ADP
inlawrev-22388	777	3	-	-	PUNCT
inlawrev-22388	777	4	prod	prod	NOUN
inlawrev-22388	777	5	.	.	PROPN
inlawrev-22388	777	6	,	,	PUNCT
inlawrev-22388	777	7	inc	inc	PROPN
inlawrev-22388	777	8	.	.	PROPN
inlawrev-22388	778	1	v.	v.	ADP
inlawrev-22388	778	2	city	city	PROPN
inlawrev-22388	778	3	of	of	ADP
inlawrev-22388	778	4	modesto	modesto	PROPN
inlawrev-22388	778	5	,	,	PUNCT
inlawrev-22388	778	6	117	117	NUM
inlawrev-22388	778	7	cal	cal	NOUN
inlawrev-22388	778	8	.	.	PUNCT
inlawrev-22388	779	1	rptr	rptr	PROPN
inlawrev-22388	779	2	.	.	PUNCT
inlawrev-22388	780	1	525	525	NUM
inlawrev-22388	780	2	,	,	PUNCT
inlawrev-22388	780	3	529	529	NUM
inlawrev-22388	780	4	(	(	PUNCT
inlawrev-22388	780	5	ct	ct	PROPN
inlawrev-22388	780	6	.	.	PUNCT
inlawrev-22388	781	1	app	app	PROPN
inlawrev-22388	781	2	.	.	PROPN
inlawrev-22388	781	3	1974	1974	NUM
inlawrev-22388	781	4	)	)	PUNCT
inlawrev-22388	781	5	.	.	PUNCT
inlawrev-22388	782	1	again	again	ADV
inlawrev-22388	782	2	,	,	PUNCT
inlawrev-22388	782	3	although	although	SCONJ
inlawrev-22388	782	4	california	california	PROPN
inlawrev-22388	782	5	applied	apply	VERB
inlawrev-22388	782	6	this	this	DET
inlawrev-22388	782	7	doctrine	doctrine	NOUN
inlawrev-22388	782	8	to	to	ADP
inlawrev-22388	782	9	actions	action	NOUN
inlawrev-22388	782	10	against	against	ADP
inlawrev-22388	782	11	fraud	fraud	NOUN
inlawrev-22388	782	12	,	,	PUNCT
inlawrev-22388	782	13	it	it	PRON
inlawrev-22388	782	14	still	still	ADV
inlawrev-22388	782	15	aligns	align	VERB
inlawrev-22388	782	16	easily	easily	ADV
inlawrev-22388	782	17	into	into	ADP
inlawrev-22388	782	18	udap	udap	ADJ
inlawrev-22388	782	19	analysis	analysis	NOUN
inlawrev-22388	782	20	.	.	PUNCT
inlawrev-22388	783	1	see	see	VERB
inlawrev-22388	783	2	discussion	discussion	NOUN
inlawrev-22388	783	3	of	of	ADP
inlawrev-22388	783	4	omnicare	omnicare	PROPN
inlawrev-22388	783	5	,	,	PUNCT
inlawrev-22388	783	6	inc	inc	PROPN
inlawrev-22388	783	7	.	.	PROPN
inlawrev-22388	783	8	v.	v.	CCONJ
inlawrev-22388	783	9	laborers	laborers	PROPN
inlawrev-22388	783	10	dist	dist	NOUN
inlawrev-22388	783	11	.	.	PUNCT
inlawrev-22388	784	1	council	council	PROPN
inlawrev-22388	784	2	const	const	PROPN
inlawrev-22388	784	3	.	.	PUNCT
inlawrev-22388	785	1	indus	indus	PROPN
inlawrev-22388	785	2	.	.	PUNCT
inlawrev-22388	786	1	pension	pension	NOUN
inlawrev-22388	786	2	fund	fund	PROPN
inlawrev-22388	786	3	,	,	PUNCT
inlawrev-22388	786	4	135	135	NUM
inlawrev-22388	786	5	s.	s.	PROPN
inlawrev-22388	786	6	ct	ct	PROPN
inlawrev-22388	786	7	.	.	PROPN
inlawrev-22388	786	8	1318	1318	NUM
inlawrev-22388	786	9	,	,	PUNCT
inlawrev-22388	786	10	1330	1330	NUM
inlawrev-22388	786	11	n.9	n.9	X
inlawrev-22388	786	12	(	(	PUNCT
inlawrev-22388	786	13	2015	2015	NUM
inlawrev-22388	786	14	)	)	PUNCT
inlawrev-22388	786	15	supra	supra	NOUN
inlawrev-22388	786	16	note	note	NOUN
inlawrev-22388	786	17	227	227	NUM
inlawrev-22388	786	18	.	.	NOUN
inlawrev-22388	786	19	234	234	NUM
inlawrev-22388	786	20	.	.	PUNCT
inlawrev-22388	787	1	universal	universal	ADJ
inlawrev-22388	787	2	by	by	ADP
inlawrev-22388	787	3	-	-	PUNCT
inlawrev-22388	787	4	prod	prod	NOUN
inlawrev-22388	787	5	.	.	PROPN
inlawrev-22388	787	6	,	,	PUNCT
inlawrev-22388	787	7	inc	inc	PROPN
inlawrev-22388	787	8	.	.	PROPN
inlawrev-22388	787	9	,	,	PUNCT
inlawrev-22388	787	10	117	117	NUM
inlawrev-22388	787	11	cal	cal	NOUN
inlawrev-22388	787	12	.	.	PUNCT
inlawrev-22388	788	1	rptr	rptr	PROPN
inlawrev-22388	788	2	.	.	PUNCT
inlawrev-22388	789	1	at	at	ADP
inlawrev-22388	789	2	529	529	NUM
inlawrev-22388	789	3	.	.	PUNCT
inlawrev-22388	789	4	235	235	NUM
inlawrev-22388	789	5	.	.	PUNCT
inlawrev-22388	790	1	i	i	PRON
inlawrev-22388	790	2	d.	d.	PROPN
inlawrev-22388	790	3	236	236	NUM
inlawrev-22388	790	4	.	.	PUNCT
inlawrev-22388	791	1	i	i	PRON
inlawrev-22388	791	2	d.	d.	PROPN
inlawrev-22388	791	3	237	237	NUM
inlawrev-22388	791	4	.	.	PUNCT
inlawrev-22388	792	1	omnicare	omnicare	PROPN
inlawrev-22388	792	2	,	,	PUNCT
inlawrev-22388	792	3	inc	inc	PROPN
inlawrev-22388	792	4	.	.	PROPN
inlawrev-22388	792	5	,	,	PUNCT
inlawrev-22388	792	6	135	135	NUM
inlawrev-22388	792	7	s.	s.	PROPN
inlawrev-22388	792	8	ct	ct	PROPN
inlawrev-22388	792	9	.	.	PUNCT
inlawrev-22388	793	1	at	at	ADP
inlawrev-22388	793	2	1330	1330	NUM
inlawrev-22388	793	3	;	;	PUNCT
inlawrev-22388	793	4	restatement	restatement	NOUN
inlawrev-22388	793	5	(	(	PUNCT
inlawrev-22388	793	6	second	second	ADJ
inlawrev-22388	793	7	)	)	PUNCT
inlawrev-22388	793	8	of	of	ADP
inlawrev-22388	793	9	torts	tort	NOUN
inlawrev-22388	793	10	§	§	PROPN
inlawrev-22388	793	11	539	539	NUM
inlawrev-22388	793	12	(	(	PUNCT
inlawrev-22388	793	13	am	am	NOUN
inlawrev-22388	793	14	.	.	PUNCT
inlawrev-22388	793	15	law	law	NOUN
inlawrev-22388	793	16	inst	inst	NOUN
inlawrev-22388	793	17	.	.	PUNCT
inlawrev-22388	793	18	1976	1976	NUM
inlawrev-22388	793	19	)	)	PUNCT
inlawrev-22388	793	20	.	.	PUNCT
inlawrev-22388	794	1	240	240	NUM
inlawrev-22388	794	2	indiana	indiana	PROPN
inlawrev-22388	794	3	law	law	NOUN
inlawrev-22388	794	4	review	review	NOUN
inlawrev-22388	794	5	[	[	X
inlawrev-22388	794	6	vol	vol	NOUN
inlawrev-22388	794	7	.	.	PUNCT
inlawrev-22388	794	8	51:211	51:211	NUM
inlawrev-22388	794	9	‘	'	PUNCT
inlawrev-22388	794	10	knows	know	VERB
inlawrev-22388	794	11	facts	fact	NOUN
inlawrev-22388	794	12	sufficient	sufficient	ADJ
inlawrev-22388	794	13	to	to	PART
inlawrev-22388	794	14	justify	justify	VERB
inlawrev-22388	794	15	him	he	PRON
inlawrev-22388	794	16	in	in	ADP
inlawrev-22388	794	17	forming’”238	forming’”238	PROPN
inlawrev-22388	794	18	his	his	PRON
inlawrev-22388	794	19	or	or	CCONJ
inlawrev-22388	794	20	her	she	PRON
inlawrev-22388	794	21	opinion.239	opinion.239	NOUN
inlawrev-22388	794	22	the	the	DET
inlawrev-22388	794	23	court	court	NOUN
inlawrev-22388	794	24	went	go	VERB
inlawrev-22388	794	25	on	on	ADP
inlawrev-22388	794	26	to	to	PART
inlawrev-22388	794	27	further	far	ADV
inlawrev-22388	794	28	explain	explain	VERB
inlawrev-22388	794	29	that	that	SCONJ
inlawrev-22388	794	30	any	any	DET
inlawrev-22388	794	31	“	"	PUNCT
inlawrev-22388	794	32	expression	expression	NOUN
inlawrev-22388	794	33	of	of	ADP
inlawrev-22388	794	34	an	an	DET
inlawrev-22388	794	35	opinion	opinion	NOUN
inlawrev-22388	794	36	may	may	AUX
inlawrev-22388	794	37	carry	carry	VERB
inlawrev-22388	794	38	with	with	ADP
inlawrev-22388	794	39	it	it	PRON
inlawrev-22388	794	40	an	an	DET
inlawrev-22388	794	41	implied	imply	VERB
inlawrev-22388	794	42	assertion	assertion	NOUN
inlawrev-22388	794	43	”	"	PUNCT
inlawrev-22388	794	44	that	that	SCONJ
inlawrev-22388	794	45	a	a	DET
inlawrev-22388	794	46	product	product	NOUN
inlawrev-22388	794	47	possess	possess	VERB
inlawrev-22388	794	48	certain	certain	ADJ
inlawrev-22388	794	49	qualities.240	qualities.240	NOUN
inlawrev-22388	794	50	this	this	PRON
inlawrev-22388	794	51	is	be	AUX
inlawrev-22388	794	52	of	of	ADP
inlawrev-22388	794	53	particular	particular	ADJ
inlawrev-22388	794	54	importance	importance	NOUN
inlawrev-22388	794	55	when	when	SCONJ
inlawrev-22388	794	56	a	a	DET
inlawrev-22388	794	57	speaker	speaker	NOUN
inlawrev-22388	794	58	“	"	PUNCT
inlawrev-22388	794	59	holds	hold	VERB
inlawrev-22388	794	60	himself	himself	PRON
inlawrev-22388	794	61	out	out	ADP
inlawrev-22388	794	62	or	or	CCONJ
inlawrev-22388	794	63	is	be	AUX
inlawrev-22388	794	64	understood	understand	VERB
inlawrev-22388	794	65	as	as	ADP
inlawrev-22388	794	66	having	have	VERB
inlawrev-22388	794	67	special	special	ADJ
inlawrev-22388	794	68	knowledge	knowledge	NOUN
inlawrev-22388	794	69	of	of	ADP
inlawrev-22388	794	70	the	the	DET
inlawrev-22388	794	71	matter	matter	NOUN
inlawrev-22388	794	72	which	which	PRON
inlawrev-22388	794	73	is	be	AUX
inlawrev-22388	794	74	not	not	PART
inlawrev-22388	794	75	available	available	ADJ
inlawrev-22388	794	76	to	to	ADP
inlawrev-22388	794	77	the	the	DET
inlawrev-22388	794	78	plaintiff	plaintiff	NOUN
inlawrev-22388	794	79	.	.	PUNCT
inlawrev-22388	795	1	”241	”241	PUNCT
inlawrev-22388	795	2	yet	yet	ADV
inlawrev-22388	795	3	again	again	ADV
inlawrev-22388	795	4	,	,	PUNCT
inlawrev-22388	795	5	even	even	ADV
inlawrev-22388	795	6	the	the	DET
inlawrev-22388	795	7	supreme	supreme	PROPN
inlawrev-22388	795	8	court	court	PROPN
inlawrev-22388	795	9	determined	determine	VERB
inlawrev-22388	795	10	that	that	SCONJ
inlawrev-22388	795	11	extrinsic	extrinsic	ADJ
inlawrev-22388	795	12	evidence	evidence	NOUN
inlawrev-22388	795	13	was	be	AUX
inlawrev-22388	795	14	not	not	PART
inlawrev-22388	795	15	required	require	VERB
inlawrev-22388	795	16	to	to	PART
inlawrev-22388	795	17	prove	prove	VERB
inlawrev-22388	795	18	implied	implied	ADJ
inlawrev-22388	795	19	misrepresentations	misrepresentation	NOUN
inlawrev-22388	795	20	,	,	PUNCT
inlawrev-22388	795	21	instead	instead	ADV
inlawrev-22388	795	22	applying	apply	VERB
inlawrev-22388	795	23	a	a	DET
inlawrev-22388	795	24	reasonableness	reasonableness	NOUN
inlawrev-22388	795	25	standard	standard	NOUN
inlawrev-22388	795	26	to	to	ADP
inlawrev-22388	795	27	the	the	DET
inlawrev-22388	795	28	totality	totality	NOUN
inlawrev-22388	795	29	of	of	ADP
inlawrev-22388	795	30	the	the	DET
inlawrev-22388	795	31	interaction	interaction	NOUN
inlawrev-22388	795	32	between	between	ADP
inlawrev-22388	795	33	the	the	DET
inlawrev-22388	795	34	buyer	buyer	NOUN
inlawrev-22388	795	35	and	and	CCONJ
inlawrev-22388	795	36	seller.242	seller.242	PROPN
inlawrev-22388	795	37	indiana	indiana	PROPN
inlawrev-22388	795	38	should	should	AUX
inlawrev-22388	795	39	mirror	mirror	VERB
inlawrev-22388	795	40	the	the	DET
inlawrev-22388	795	41	approach	approach	NOUN
inlawrev-22388	795	42	followed	follow	VERB
inlawrev-22388	795	43	by	by	ADP
inlawrev-22388	795	44	the	the	DET
inlawrev-22388	795	45	ftc	ftc	PROPN
inlawrev-22388	795	46	and	and	CCONJ
inlawrev-22388	795	47	the	the	DET
inlawrev-22388	795	48	numerous	numerous	ADJ
inlawrev-22388	795	49	courts	court	NOUN
inlawrev-22388	795	50	that	that	PRON
inlawrev-22388	795	51	have	have	AUX
inlawrev-22388	795	52	found	find	VERB
inlawrev-22388	795	53	extrinsic	extrinsic	ADJ
inlawrev-22388	795	54	evidence	evidence	NOUN
inlawrev-22388	795	55	unnecessary	unnecessary	ADJ
inlawrev-22388	795	56	to	to	PART
inlawrev-22388	795	57	prove	prove	VERB
inlawrev-22388	795	58	implied	implied	ADJ
inlawrev-22388	795	59	misrepresentation	misrepresentation	NOUN
inlawrev-22388	795	60	claims	claim	NOUN
inlawrev-22388	795	61	.	.	PUNCT
inlawrev-22388	796	1	requiring	require	VERB
inlawrev-22388	796	2	extrinsic	extrinsic	ADJ
inlawrev-22388	796	3	evidence	evidence	NOUN
inlawrev-22388	796	4	considerably	considerably	ADV
inlawrev-22388	796	5	burdens	burden	VERB
inlawrev-22388	796	6	both	both	CCONJ
inlawrev-22388	796	7	consumers	consumer	NOUN
inlawrev-22388	796	8	and	and	CCONJ
inlawrev-22388	796	9	businesses	business	NOUN
inlawrev-22388	796	10	due	due	ADJ
inlawrev-22388	796	11	to	to	ADP
inlawrev-22388	796	12	the	the	DET
inlawrev-22388	796	13	significant	significant	ADJ
inlawrev-22388	796	14	costs	cost	NOUN
inlawrev-22388	796	15	required	require	VERB
inlawrev-22388	796	16	to	to	PART
inlawrev-22388	796	17	provide	provide	VERB
inlawrev-22388	796	18	information	information	NOUN
inlawrev-22388	796	19	such	such	ADJ
inlawrev-22388	796	20	as	as	ADP
inlawrev-22388	796	21	wide	wide	ADJ
inlawrev-22388	796	22	-	-	PUNCT
inlawrev-22388	796	23	scale	scale	NOUN
inlawrev-22388	796	24	consumer	consumer	NOUN
inlawrev-22388	796	25	surveys.243	surveys.243	NOUN
inlawrev-22388	796	26	further	far	ADV
inlawrev-22388	796	27	,	,	PUNCT
inlawrev-22388	796	28	juries	jury	NOUN
inlawrev-22388	796	29	will	will	AUX
inlawrev-22388	796	30	also	also	ADV
inlawrev-22388	796	31	usually	usually	ADV
inlawrev-22388	796	32	serve	serve	VERB
inlawrev-22388	796	33	as	as	ADP
inlawrev-22388	796	34	the	the	DET
inlawrev-22388	796	35	fact	fact	NOUN
inlawrev-22388	796	36	finders	finder	NOUN
inlawrev-22388	796	37	of	of	ADP
inlawrev-22388	796	38	these	these	DET
inlawrev-22388	796	39	cases	case	NOUN
inlawrev-22388	796	40	and	and	CCONJ
inlawrev-22388	796	41	can	can	AUX
inlawrev-22388	796	42	accurately	accurately	ADV
inlawrev-22388	796	43	weigh	weigh	VERB
inlawrev-22388	796	44	whether	whether	SCONJ
inlawrev-22388	796	45	a	a	DET
inlawrev-22388	796	46	reasonable	reasonable	ADJ
inlawrev-22388	796	47	consumer	consumer	NOUN
inlawrev-22388	796	48	would	would	AUX
inlawrev-22388	796	49	infer	infer	VERB
inlawrev-22388	796	50	that	that	SCONJ
inlawrev-22388	796	51	an	an	DET
inlawrev-22388	796	52	act	act	NOUN
inlawrev-22388	796	53	,	,	PUNCT
inlawrev-22388	796	54	omission	omission	NOUN
inlawrev-22388	796	55	,	,	PUNCT
inlawrev-22388	796	56	or	or	CCONJ
inlawrev-22388	796	57	practice	practice	NOUN
inlawrev-22388	796	58	impliedly	impliedly	ADV
inlawrev-22388	796	59	misrepresents	misrepresent	VERB
inlawrev-22388	796	60	a	a	DET
inlawrev-22388	796	61	feature	feature	NOUN
inlawrev-22388	796	62	of	of	ADP
inlawrev-22388	796	63	a	a	DET
inlawrev-22388	796	64	product	product	NOUN
inlawrev-22388	796	65	because	because	SCONJ
inlawrev-22388	796	66	they	they	PRON
inlawrev-22388	796	67	themselves	themselves	PRON
inlawrev-22388	796	68	are	be	AUX
inlawrev-22388	796	69	consumers.244	consumers.244	NOUN
inlawrev-22388	796	70	further	far	ADV
inlawrev-22388	796	71	,	,	PUNCT
inlawrev-22388	796	72	because	because	SCONJ
inlawrev-22388	796	73	of	of	ADP
inlawrev-22388	796	74	the	the	DET
inlawrev-22388	796	75	deterrent	deterrent	NOUN
inlawrev-22388	796	76	effect	effect	NOUN
inlawrev-22388	796	77	of	of	ADP
inlawrev-22388	796	78	requiring	require	VERB
inlawrev-22388	796	79	extrinsic	extrinsic	ADJ
inlawrev-22388	796	80	evidence	evidence	NOUN
inlawrev-22388	796	81	leading	lead	VERB
inlawrev-22388	796	82	to	to	ADP
inlawrev-22388	796	83	a	a	DET
inlawrev-22388	796	84	functional	functional	ADJ
inlawrev-22388	796	85	loophole	loophole	NOUN
inlawrev-22388	796	86	,	,	PUNCT
inlawrev-22388	796	87	sellers	seller	NOUN
inlawrev-22388	796	88	may	may	AUX
inlawrev-22388	796	89	reduce	reduce	VERB
inlawrev-22388	796	90	communications	communication	NOUN
inlawrev-22388	796	91	to	to	ADP
inlawrev-22388	796	92	consumers	consumer	NOUN
inlawrev-22388	796	93	in	in	ADP
inlawrev-22388	796	94	an	an	DET
inlawrev-22388	796	95	attempt	attempt	NOUN
inlawrev-22388	796	96	to	to	PART
inlawrev-22388	796	97	circumvent	circumvent	VERB
inlawrev-22388	796	98	the	the	DET
inlawrev-22388	796	99	dcsa	dcsa	VERB
inlawrev-22388	796	100	by	by	ADP
inlawrev-22388	796	101	avoiding	avoid	VERB
inlawrev-22388	796	102	making	make	VERB
inlawrev-22388	796	103	any	any	DET
inlawrev-22388	796	104	representation	representation	NOUN
inlawrev-22388	796	105	at	at	ADP
inlawrev-22388	796	106	all.2	all.2	PROPN
inlawrev-22388	796	107	4	4	NUM
inlawrev-22388	796	108	5	5	NUM
inlawrev-22388	796	109	238	238	NUM
inlawrev-22388	796	110	.	.	PUNCT
inlawrev-22388	797	1	omnicare	omnicare	PROPN
inlawrev-22388	797	2	,	,	PUNCT
inlawrev-22388	797	3	inc	inc	PROPN
inlawrev-22388	797	4	.	.	PROPN
inlawrev-22388	797	5	,	,	PUNCT
inlawrev-22388	797	6	135	135	NUM
inlawrev-22388	797	7	s.	s.	PROPN
inlawrev-22388	797	8	ct	ct	PROPN
inlawrev-22388	797	9	.	.	PUNCT
inlawrev-22388	798	1	at	at	ADP
inlawrev-22388	798	2	1330	1330	NUM
inlawrev-22388	798	3	;	;	PUNCT
inlawrev-22388	798	4	restatement	restatement	NOUN
inlawrev-22388	798	5	(	(	PUNCT
inlawrev-22388	798	6	second	second	ADJ
inlawrev-22388	798	7	)	)	PUNCT
inlawrev-22388	798	8	of	of	ADP
inlawrev-22388	798	9	torts	tort	NOUN
inlawrev-22388	798	10	§	§	PROPN
inlawrev-22388	798	11	539	539	NUM
inlawrev-22388	798	12	(	(	PUNCT
inlawrev-22388	798	13	am	am	NOUN
inlawrev-22388	798	14	.	.	PUNCT
inlawrev-22388	798	15	law	law	NOUN
inlawrev-22388	798	16	inst	inst	NOUN
inlawrev-22388	798	17	.	.	PUNCT
inlawrev-22388	798	18	1976	1976	NUM
inlawrev-22388	798	19	)	)	PUNCT
inlawrev-22388	798	20	.	.	PUNCT
inlawrev-22388	799	1	239	239	NUM
inlawrev-22388	799	2	.	.	PUNCT
inlawrev-22388	800	1	omnicare	omnicare	PROPN
inlawrev-22388	800	2	,	,	PUNCT
inlawrev-22388	800	3	inc	inc	PROPN
inlawrev-22388	800	4	.	.	PROPN
inlawrev-22388	800	5	,	,	PUNCT
inlawrev-22388	800	6	135	135	NUM
inlawrev-22388	800	7	s.	s.	PROPN
inlawrev-22388	800	8	ct	ct	PROPN
inlawrev-22388	800	9	.	.	PUNCT
inlawrev-22388	801	1	at	at	ADP
inlawrev-22388	801	2	1330	1330	NUM
inlawrev-22388	801	3	;	;	PUNCT
inlawrev-22388	801	4	restatement	restatement	NOUN
inlawrev-22388	801	5	(	(	PUNCT
inlawrev-22388	801	6	second	second	ADJ
inlawrev-22388	801	7	)	)	PUNCT
inlawrev-22388	801	8	of	of	ADP
inlawrev-22388	801	9	torts	tort	NOUN
inlawrev-22388	801	10	§	§	PROPN
inlawrev-22388	801	11	539	539	NUM
inlawrev-22388	801	12	(	(	PUNCT
inlawrev-22388	801	13	am	am	NOUN
inlawrev-22388	801	14	.	.	PUNCT
inlawrev-22388	801	15	law	law	NOUN
inlawrev-22388	801	16	inst	inst	NOUN
inlawrev-22388	801	17	.	.	PUNCT
inlawrev-22388	801	18	1976	1976	NUM
inlawrev-22388	801	19	)	)	PUNCT
inlawrev-22388	801	20	.	.	PUNCT
inlawrev-22388	802	1	240	240	NUM
inlawrev-22388	802	2	.	.	PUNCT
inlawrev-22388	802	3	omnicare	omnicare	PROPN
inlawrev-22388	802	4	,	,	PUNCT
inlawrev-22388	802	5	inc	inc	PROPN
inlawrev-22388	802	6	.	.	PROPN
inlawrev-22388	802	7	,	,	PUNCT
inlawrev-22388	802	8	135	135	NUM
inlawrev-22388	802	9	s.	s.	PROPN
inlawrev-22388	802	10	ct	ct	PROPN
inlawrev-22388	802	11	.	.	PUNCT
inlawrev-22388	803	1	at	at	ADP
inlawrev-22388	803	2	1330	1330	NUM
inlawrev-22388	803	3	(	(	PUNCT
inlawrev-22388	803	4	quoting	quote	VERB
inlawrev-22388	803	5	w.	w.	PROPN
inlawrev-22388	803	6	page	page	PROPN
inlawrev-22388	803	7	keeton	keeton	PROPN
inlawrev-22388	803	8	et	et	PROPN
inlawrev-22388	803	9	al	al	PROPN
inlawrev-22388	803	10	.	.	PROPN
inlawrev-22388	803	11	,	,	PUNCT
inlawrev-22388	803	12	prosser	prosser	PROPN
inlawrev-22388	803	13	and	and	CCONJ
inlawrev-22388	803	14	keeton	keeton	PROPN
inlawrev-22388	803	15	on	on	ADP
inlawrev-22388	803	16	torts	torts	PROPN
inlawrev-22388	803	17	760	760	NUM
inlawrev-22388	803	18	(	(	PUNCT
inlawrev-22388	803	19	5th	5th	ADJ
inlawrev-22388	803	20	ed	ed	NOUN
inlawrev-22388	803	21	.	.	PROPN
inlawrev-22388	803	22	1984	1984	NUM
inlawrev-22388	803	23	)	)	PUNCT
inlawrev-22388	803	24	)	)	PUNCT
inlawrev-22388	803	25	.	.	PUNCT
inlawrev-22388	804	1	241	241	X
inlawrev-22388	804	2	.	.	PUNCT
inlawrev-22388	805	1	i	i	PRON
inlawrev-22388	805	2	d.	d.	PROPN
inlawrev-22388	805	3	242	242	NUM
inlawrev-22388	805	4	.	.	PUNCT
inlawrev-22388	806	1	i	i	PRON
inlawrev-22388	806	2	d.	d.	PROPN
inlawrev-22388	806	3	at	at	ADP
inlawrev-22388	806	4	1333	1333	NUM
inlawrev-22388	806	5	.	.	PUNCT
inlawrev-22388	807	1	243	243	NUM
inlawrev-22388	807	2	.	.	PUNCT
inlawrev-22388	808	1	derek	derek	PROPN
inlawrev-22388	808	2	l.	l.	PROPN
inlawrev-22388	808	3	waller	waller	PROPN
inlawrev-22388	808	4	,	,	PUNCT
inlawrev-22388	808	5	statistics	statistic	NOUN
inlawrev-22388	808	6	for	for	ADP
inlawrev-22388	808	7	business	business	NOUN
inlawrev-22388	808	8	134	134	NUM
inlawrev-22388	808	9	(	(	PUNCT
inlawrev-22388	808	10	2d	2d	NUM
inlawrev-22388	808	11	ed	ed	NOUN
inlawrev-22388	808	12	.	.	PROPN
inlawrev-22388	808	13	2016	2016	NUM
inlawrev-22388	808	14	)	)	PUNCT
inlawrev-22388	808	15	(	(	PUNCT
inlawrev-22388	808	16	“	"	PUNCT
inlawrev-22388	808	17	consumer	consumer	NOUN
inlawrev-22388	808	18	surveys	survey	NOUN
inlawrev-22388	808	19	can	can	AUX
inlawrev-22388	808	20	be	be	AUX
inlawrev-22388	808	21	expensive	expensive	ADJ
inlawrev-22388	808	22	.	.	PUNCT
inlawrev-22388	809	1	there	there	PRON
inlawrev-22388	809	2	is	be	VERB
inlawrev-22388	809	3	the	the	DET
inlawrev-22388	809	4	cost	cost	NOUN
inlawrev-22388	809	5	of	of	ADP
inlawrev-22388	809	6	designing	design	VERB
inlawrev-22388	809	7	the	the	DET
inlawrev-22388	809	8	questionnaire	questionnaire	NOUN
inlawrev-22388	809	9	such	such	ADJ
inlawrev-22388	809	10	that	that	SCONJ
inlawrev-22388	809	11	it	it	PRON
inlawrev-22388	809	12	is	be	AUX
inlawrev-22388	809	13	able	able	ADJ
inlawrev-22388	809	14	to	to	PART
inlawrev-22388	809	15	solicit	solicit	VERB
inlawrev-22388	809	16	the	the	DET
inlawrev-22388	809	17	correct	correct	ADJ
inlawrev-22388	809	18	response	response	NOUN
inlawrev-22388	809	19	;	;	PUNCT
inlawrev-22388	809	20	there	there	PRON
inlawrev-22388	809	21	is	be	VERB
inlawrev-22388	809	22	the	the	DET
inlawrev-22388	809	23	operating	operate	VERB
inlawrev-22388	809	24	side	side	NOUN
inlawrev-22388	809	25	of	of	ADP
inlawrev-22388	809	26	collecting	collect	VERB
inlawrev-22388	809	27	the	the	DET
inlawrev-22388	809	28	data	datum	NOUN
inlawrev-22388	809	29	;	;	PUNCT
inlawrev-22388	809	30	and	and	CCONJ
inlawrev-22388	809	31	then	then	ADV
inlawrev-22388	809	32	the	the	DET
inlawrev-22388	809	33	subsequent	subsequent	ADJ
inlawrev-22388	809	34	analysis	analysis	NOUN
inlawrev-22388	809	35	.	.	PUNCT
inlawrev-22388	809	36	”	"	PUNCT
inlawrev-22388	809	37	)	)	PUNCT
inlawrev-22388	809	38	;	;	PUNCT
inlawrev-22388	809	39	see	see	VERB
inlawrev-22388	809	40	also	also	ADV
inlawrev-22388	809	41	castrol	castrol	PROPN
inlawrev-22388	809	42	inc	inc	PROPN
inlawrev-22388	809	43	.	.	PROPN
inlawrev-22388	810	1	v.	v.	PROPN
inlawrev-22388	810	2	pennzoil	pennzoil	PROPN
inlawrev-22388	810	3	co.	co.	PROPN
inlawrev-22388	810	4	,	,	PUNCT
inlawrev-22388	810	5	987	987	NUM
inlawrev-22388	810	6	f.2d	f.2d	NOUN
inlawrev-22388	810	7	939	939	NUM
inlawrev-22388	810	8	,	,	PUNCT
inlawrev-22388	810	9	951	951	NUM
inlawrev-22388	810	10	(	(	PUNCT
inlawrev-22388	810	11	3d	3d	PROPN
inlawrev-22388	810	12	cir	cir	NOUN
inlawrev-22388	810	13	.	.	PROPN
inlawrev-22388	810	14	1993	1993	NUM
inlawrev-22388	810	15	)	)	PUNCT
inlawrev-22388	811	1	(	(	PUNCT
inlawrev-22388	811	2	the	the	DET
inlawrev-22388	811	3	task	task	NOUN
inlawrev-22388	811	4	of	of	ADP
inlawrev-22388	811	5	conducting	conduct	VERB
inlawrev-22388	811	6	consumer	consumer	NOUN
inlawrev-22388	811	7	surveys	survey	NOUN
inlawrev-22388	811	8	is	be	AUX
inlawrev-22388	811	9	“	"	PUNCT
inlawrev-22388	811	10	time	time	NOUN
inlawrev-22388	811	11	consuming	consuming	NOUN
inlawrev-22388	811	12	and	and	CCONJ
inlawrev-22388	811	13	expensive	expensive	ADJ
inlawrev-22388	811	14	.	.	PUNCT
inlawrev-22388	811	15	”	"	PUNCT
inlawrev-22388	811	16	)	)	PUNCT
inlawrev-22388	811	17	.	.	PUNCT
inlawrev-22388	812	1	244	244	NUM
inlawrev-22388	812	2	.	.	PUNCT
inlawrev-22388	813	1	see	see	VERB
inlawrev-22388	813	2	generally	generally	ADV
inlawrev-22388	813	3	barbara	barbara	PROPN
inlawrev-22388	813	4	s.	s.	PROPN
inlawrev-22388	813	5	swain	swain	PROPN
inlawrev-22388	813	6	&	&	CCONJ
inlawrev-22388	813	7	dan	dan	PROPN
inlawrev-22388	813	8	r.	r.	PROPN
inlawrev-22388	813	9	gallipeau	gallipeau	PROPN
inlawrev-22388	813	10	,	,	PUNCT
inlawrev-22388	813	11	what	what	PRON
inlawrev-22388	813	12	they	they	PRON
inlawrev-22388	813	13	bring	bring	VERB
inlawrev-22388	813	14	to	to	ADP
inlawrev-22388	813	15	court	court	NOUN
inlawrev-22388	813	16	:	:	PUNCT
inlawrev-22388	813	17	juror	juror	NOUN
inlawrev-22388	813	18	attitudes	attitude	NOUN
inlawrev-22388	813	19	in	in	ADP
inlawrev-22388	813	20	antitrust	antitrust	ADJ
inlawrev-22388	813	21	cases	case	NOUN
inlawrev-22388	813	22	,	,	PUNCT
inlawrev-22388	813	23	8	8	NUM
inlawrev-22388	813	24	antitrust	antitrust	NOUN
inlawrev-22388	813	25	14	14	NUM
inlawrev-22388	813	26	(	(	PUNCT
inlawrev-22388	813	27	1994	1994	NUM
inlawrev-22388	813	28	)	)	PUNCT
inlawrev-22388	813	29	.	.	PUNCT
inlawrev-22388	814	1	but	but	CCONJ
inlawrev-22388	814	2	see	see	VERB
inlawrev-22388	814	3	holdych	holdych	PROPN
inlawrev-22388	814	4	,	,	PUNCT
inlawrev-22388	814	5	supra	supra	PROPN
inlawrev-22388	814	6	note	note	NOUN
inlawrev-22388	814	7	220	220	NUM
inlawrev-22388	814	8	,	,	PUNCT
inlawrev-22388	814	9	at	at	ADP
inlawrev-22388	814	10	275	275	NUM
inlawrev-22388	814	11	(	(	PUNCT
inlawrev-22388	814	12	noting	note	VERB
inlawrev-22388	814	13	that	that	SCONJ
inlawrev-22388	814	14	determining	determine	VERB
inlawrev-22388	814	15	inferences	inference	NOUN
inlawrev-22388	814	16	based	base	VERB
inlawrev-22388	814	17	on	on	ADP
inlawrev-22388	814	18	“	"	PUNCT
inlawrev-22388	814	19	knowledge	knowledge	NOUN
inlawrev-22388	814	20	of	of	ADP
inlawrev-22388	814	21	the	the	DET
inlawrev-22388	814	22	communication	communication	NOUN
inlawrev-22388	814	23	process	process	NOUN
inlawrev-22388	814	24	,	,	PUNCT
inlawrev-22388	814	25	human	human	ADJ
inlawrev-22388	814	26	reasoning	reasoning	NOUN
inlawrev-22388	814	27	,	,	PUNCT
inlawrev-22388	814	28	and	and	CCONJ
inlawrev-22388	814	29	evidence	evidence	NOUN
inlawrev-22388	814	30	concerning	concern	VERB
inlawrev-22388	814	31	the	the	DET
inlawrev-22388	814	32	express	express	ADJ
inlawrev-22388	814	33	content	content	NOUN
inlawrev-22388	814	34	of	of	ADP
inlawrev-22388	814	35	a	a	DET
inlawrev-22388	814	36	communication	communication	NOUN
inlawrev-22388	814	37	and	and	CCONJ
inlawrev-22388	814	38	the	the	DET
inlawrev-22388	814	39	context	context	NOUN
inlawrev-22388	814	40	in	in	ADP
inlawrev-22388	814	41	which	which	PRON
inlawrev-22388	814	42	it	it	PRON
inlawrev-22388	814	43	occurred	occur	VERB
inlawrev-22388	814	44	.	.	PUNCT
inlawrev-22388	814	45	.	.	PUNCT
inlawrev-22388	814	46	.	.	PUNCT
inlawrev-22388	815	1	presents	present	VERB
inlawrev-22388	815	2	a	a	DET
inlawrev-22388	815	3	risk	risk	NOUN
inlawrev-22388	815	4	of	of	ADP
inlawrev-22388	815	5	erroneous	erroneous	ADJ
inlawrev-22388	815	6	decisionmaking	decisionmaking	NOUN
inlawrev-22388	815	7	when	when	SCONJ
inlawrev-22388	815	8	the	the	DET
inlawrev-22388	815	9	inferences	inference	NOUN
inlawrev-22388	815	10	in	in	ADP
inlawrev-22388	815	11	question	question	NOUN
inlawrev-22388	815	12	are	be	AUX
inlawrev-22388	815	13	disputable	disputable	ADJ
inlawrev-22388	815	14	.	.	PUNCT
inlawrev-22388	815	15	”	"	PUNCT
inlawrev-22388	815	16	)	)	PUNCT
inlawrev-22388	815	17	;	;	PUNCT
inlawrev-22388	815	18	gregory	gregory	PROPN
inlawrev-22388	815	19	klass	klass	PROPN
inlawrev-22388	815	20	,	,	PUNCT
inlawrev-22388	815	21	meaning	meaning	NOUN
inlawrev-22388	815	22	,	,	PUNCT
inlawrev-22388	815	23	purpose	purpose	NOUN
inlawrev-22388	815	24	,	,	PUNCT
inlawrev-22388	815	25	and	and	CCONJ
inlawrev-22388	815	26	cause	cause	VERB
inlawrev-22388	815	27	in	in	ADP
inlawrev-22388	815	28	the	the	DET
inlawrev-22388	815	29	law	law	NOUN
inlawrev-22388	815	30	of	of	ADP
inlawrev-22388	815	31	deception	deception	NOUN
inlawrev-22388	815	32	,	,	PUNCT
inlawrev-22388	816	1	100	100	NUM
inlawrev-22388	816	2	geo	geo	PROPN
inlawrev-22388	816	3	.	.	PUNCT
inlawrev-22388	816	4	l.j	l.j	PROPN
inlawrev-22388	816	5	.	.	PROPN
inlawrev-22388	816	6	449	449	NUM
inlawrev-22388	816	7	,	,	PUNCT
inlawrev-22388	816	8	488	488	NUM
inlawrev-22388	816	9	-	-	SYM
inlawrev-22388	816	10	89	89	NUM
inlawrev-22388	816	11	(	(	PUNCT
inlawrev-22388	816	12	2012	2012	NUM
inlawrev-22388	816	13	)	)	PUNCT
inlawrev-22388	816	14	(	(	PUNCT
inlawrev-22388	816	15	“	"	PUNCT
inlawrev-22388	816	16	while	while	SCONJ
inlawrev-22388	816	17	we	we	PRON
inlawrev-22388	816	18	can	can	AUX
inlawrev-22388	816	19	all	all	ADV
inlawrev-22388	816	20	agree	agree	VERB
inlawrev-22388	816	21	how	how	SCONJ
inlawrev-22388	816	22	a	a	DET
inlawrev-22388	816	23	consumer	consumer	NOUN
inlawrev-22388	816	24	should	should	AUX
inlawrev-22388	816	25	interpret	interpret	VERB
inlawrev-22388	816	26	the	the	DET
inlawrev-22388	816	27	literal	literal	ADJ
inlawrev-22388	816	28	meaning	meaning	NOUN
inlawrev-22388	816	29	of	of	ADP
inlawrev-22388	816	30	an	an	DET
inlawrev-22388	816	31	advertisement	advertisement	NOUN
inlawrev-22388	816	32	,	,	PUNCT
inlawrev-22388	816	33	there	there	PRON
inlawrev-22388	816	34	is	be	VERB
inlawrev-22388	816	35	neither	neither	CCONJ
inlawrev-22388	816	36	a	a	DET
inlawrev-22388	816	37	factual	factual	ADJ
inlawrev-22388	816	38	nor	nor	CCONJ
inlawrev-22388	816	39	normative	normative	ADJ
inlawrev-22388	816	40	baseline	baseline	NOUN
inlawrev-22388	816	41	for	for	ADP
inlawrev-22388	816	42	how	how	SCONJ
inlawrev-22388	816	43	consumers	consumer	NOUN
inlawrev-22388	816	44	do	do	AUX
inlawrev-22388	816	45	or	or	CCONJ
inlawrev-22388	816	46	should	should	AUX
inlawrev-22388	816	47	interpret	interpret	VERB
inlawrev-22388	816	48	an	an	DET
inlawrev-22388	816	49	advertisement	advertisement	NOUN
inlawrev-22388	816	50	’s	’s	PART
inlawrev-22388	816	51	implicit	implicit	ADJ
inlawrev-22388	816	52	meanings	meaning	NOUN
inlawrev-22388	816	53	.	.	PUNCT
inlawrev-22388	816	54	”	"	PUNCT
inlawrev-22388	816	55	)	)	PUNCT
inlawrev-22388	816	56	.	.	PUNCT
inlawrev-22388	817	1	but	but	CCONJ
inlawrev-22388	817	2	holdych	holdych	PROPN
inlawrev-22388	817	3	and	and	CCONJ
inlawrev-22388	817	4	klass	klass	PROPN
inlawrev-22388	817	5	’s	’s	PART
inlawrev-22388	817	6	concerns	concern	NOUN
inlawrev-22388	817	7	are	be	AUX
inlawrev-22388	817	8	outweighed	outweigh	VERB
inlawrev-22388	817	9	by	by	ADP
inlawrev-22388	817	10	the	the	DET
inlawrev-22388	817	11	deterrence	deterrence	NOUN
inlawrev-22388	817	12	accompanying	accompany	VERB
inlawrev-22388	817	13	an	an	DET
inlawrev-22388	817	14	extrinsic	extrinsic	ADJ
inlawrev-22388	817	15	evidence	evidence	NOUN
inlawrev-22388	817	16	requirement	requirement	NOUN
inlawrev-22388	817	17	and	and	CCONJ
inlawrev-22388	817	18	the	the	PRON
inlawrev-22388	817	19	,	,	PUNCT
inlawrev-22388	817	20	as	as	SCONJ
inlawrev-22388	817	21	acknowledged	acknowledge	VERB
inlawrev-22388	817	22	by	by	ADP
inlawrev-22388	817	23	klass	klass	PROPN
inlawrev-22388	817	24	,	,	PUNCT
inlawrev-22388	817	25	“	"	PUNCT
inlawrev-22388	817	26	inaccuracy	inaccuracy	NOUN
inlawrev-22388	817	27	and	and	CCONJ
inlawrev-22388	817	28	manipulability	manipulability	NOUN
inlawrev-22388	817	29	”	"	PUNCT
inlawrev-22388	817	30	of	of	ADP
inlawrev-22388	817	31	the	the	DET
inlawrev-22388	817	32	results	result	NOUN
inlawrev-22388	817	33	of	of	ADP
inlawrev-22388	817	34	such	such	ADJ
inlawrev-22388	817	35	evidence	evidence	NOUN
inlawrev-22388	817	36	.	.	PUNCT
inlawrev-22388	818	1	245	245	NUM
inlawrev-22388	818	2	.	.	PUNCT
inlawrev-22388	818	3	holdych	holdych	PROPN
inlawrev-22388	818	4	,	,	PUNCT
inlawrev-22388	818	5	supra	supra	PROPN
inlawrev-22388	818	6	note	note	NOUN
inlawrev-22388	818	7	220	220	NUM
inlawrev-22388	818	8	,	,	PUNCT
inlawrev-22388	818	9	at	at	ADP
inlawrev-22388	818	10	277	277	NUM
inlawrev-22388	818	11	.	.	PUNCT
inlawrev-22388	818	12	2018	2018	NUM
inlawrev-22388	818	13	]	]	PUNCT
inlawrev-22388	819	1	david	david	PROPN
inlawrev-22388	819	2	’s	’s	PART
inlawrev-22388	819	3	sling	sling	PROPN
inlawrev-22388	819	4	241	241	NUM
inlawrev-22388	819	5	indeed	indeed	ADV
inlawrev-22388	819	6	,	,	PUNCT
inlawrev-22388	819	7	silence	silence	NOUN
inlawrev-22388	819	8	can	can	AUX
inlawrev-22388	819	9	be	be	AUX
inlawrev-22388	819	10	just	just	ADV
inlawrev-22388	819	11	as	as	ADV
inlawrev-22388	819	12	harmful	harmful	ADJ
inlawrev-22388	819	13	as	as	ADP
inlawrev-22388	819	14	any	any	DET
inlawrev-22388	819	15	express	express	ADJ
inlawrev-22388	819	16	misrepresentation.246	misrepresentation.246	PROPN
inlawrev-22388	819	17	instead	instead	ADV
inlawrev-22388	819	18	—	—	PUNCT
inlawrev-22388	819	19	like	like	ADP
inlawrev-22388	819	20	alabama	alabama	PROPN
inlawrev-22388	819	21	,	,	PUNCT
inlawrev-22388	819	22	california	california	PROPN
inlawrev-22388	819	23	,	,	PUNCT
inlawrev-22388	819	24	and	and	CCONJ
inlawrev-22388	819	25	the	the	DET
inlawrev-22388	819	26	ftc	ftc	PROPN
inlawrev-22388	819	27	—	—	PUNCT
inlawrev-22388	819	28	indiana	indiana	PROPN
inlawrev-22388	819	29	should	should	AUX
inlawrev-22388	819	30	look	look	VERB
inlawrev-22388	819	31	toward	toward	ADP
inlawrev-22388	819	32	what	what	PRON
inlawrev-22388	819	33	a	a	DET
inlawrev-22388	819	34	reasonable	reasonable	ADJ
inlawrev-22388	819	35	consumer	consumer	NOUN
inlawrev-22388	819	36	would	would	AUX
inlawrev-22388	819	37	infer	infer	VERB
inlawrev-22388	819	38	from	from	ADP
inlawrev-22388	819	39	the	the	DET
inlawrev-22388	819	40	totality	totality	NOUN
inlawrev-22388	819	41	of	of	ADP
inlawrev-22388	819	42	the	the	DET
inlawrev-22388	819	43	circumstances	circumstance	NOUN
inlawrev-22388	819	44	.	.	PUNCT
inlawrev-22388	820	1	conclusion	conclusion	NOUN
inlawrev-22388	820	2	in	in	ADP
inlawrev-22388	820	3	2014	2014	NUM
inlawrev-22388	820	4	,	,	PUNCT
inlawrev-22388	820	5	the	the	DET
inlawrev-22388	820	6	indiana	indiana	PROPN
inlawrev-22388	820	7	general	general	PROPN
inlawrev-22388	820	8	assembly	assembly	PROPN
inlawrev-22388	820	9	adopted	adopt	VERB
inlawrev-22388	820	10	a	a	DET
inlawrev-22388	820	11	significant	significant	ADJ
inlawrev-22388	820	12	,	,	PUNCT
inlawrev-22388	820	13	yet	yet	CCONJ
inlawrev-22388	820	14	presently	presently	ADV
inlawrev-22388	820	15	little	little	ADV
inlawrev-22388	820	16	-	-	PUNCT
inlawrev-22388	820	17	discussed	discuss	VERB
inlawrev-22388	820	18	,	,	PUNCT
inlawrev-22388	820	19	amendment	amendment	NOUN
inlawrev-22388	820	20	to	to	ADP
inlawrev-22388	820	21	the	the	DET
inlawrev-22388	820	22	dcsa	dcsa	PROPN
inlawrev-22388	820	23	.	.	PUNCT
inlawrev-22388	821	1	by	by	ADP
inlawrev-22388	821	2	adding	add	VERB
inlawrev-22388	821	3	a	a	DET
inlawrev-22388	821	4	general	general	ADJ
inlawrev-22388	821	5	prohibition	prohibition	NOUN
inlawrev-22388	821	6	against	against	ADP
inlawrev-22388	821	7	any	any	DET
inlawrev-22388	821	8	“	"	PUNCT
inlawrev-22388	821	9	unfair	unfair	ADJ
inlawrev-22388	821	10	,	,	PUNCT
inlawrev-22388	821	11	abusive	abusive	ADJ
inlawrev-22388	821	12	,	,	PUNCT
inlawrev-22388	821	13	or	or	CCONJ
inlawrev-22388	821	14	deceptive	deceptive	ADJ
inlawrev-22388	821	15	act	act	NOUN
inlawrev-22388	821	16	,	,	PUNCT
inlawrev-22388	821	17	omission	omission	NOUN
inlawrev-22388	821	18	,	,	PUNCT
inlawrev-22388	821	19	or	or	CCONJ
inlawrev-22388	821	20	practice,”247	practice,”247	VERB
inlawrev-22388	821	21	the	the	DET
inlawrev-22388	821	22	legislature	legislature	NOUN
inlawrev-22388	821	23	granted	grant	VERB
inlawrev-22388	821	24	wider	wide	ADJ
inlawrev-22388	821	25	latitude	latitude	NOUN
inlawrev-22388	821	26	for	for	SCONJ
inlawrev-22388	821	27	consumers	consumer	NOUN
inlawrev-22388	821	28	to	to	PART
inlawrev-22388	821	29	seek	seek	VERB
inlawrev-22388	821	30	claims	claim	NOUN
inlawrev-22388	821	31	under	under	ADP
inlawrev-22388	821	32	broad	broad	ADJ
inlawrev-22388	821	33	prohibitions	prohibition	NOUN
inlawrev-22388	821	34	of	of	ADP
inlawrev-22388	821	35	unfair	unfair	ADJ
inlawrev-22388	821	36	and	and	CCONJ
inlawrev-22388	821	37	abusive	abusive	ADJ
inlawrev-22388	821	38	conduct.248	conduct.248	NOUN
inlawrev-22388	821	39	in	in	ADP
inlawrev-22388	821	40	barring	bar	VERB
inlawrev-22388	821	41	suppliers	supplier	NOUN
inlawrev-22388	821	42	from	from	ADP
inlawrev-22388	821	43	making	make	VERB
inlawrev-22388	821	44	implied	imply	VERB
inlawrev-22388	821	45	misrepresentations	misrepresentation	NOUN
inlawrev-22388	821	46	,	,	PUNCT
inlawrev-22388	821	47	the	the	DET
inlawrev-22388	821	48	legislature	legislature	NOUN
inlawrev-22388	821	49	prohibited	prohibit	VERB
inlawrev-22388	821	50	conduct	conduct	NOUN
inlawrev-22388	821	51	not	not	PART
inlawrev-22388	821	52	previously	previously	ADV
inlawrev-22388	821	53	forbidden	forbid	VERB
inlawrev-22388	821	54	by	by	ADP
inlawrev-22388	821	55	statute	statute	NOUN
inlawrev-22388	821	56	and	and	CCONJ
inlawrev-22388	821	57	that	that	SCONJ
inlawrev-22388	821	58	some	some	DET
inlawrev-22388	821	59	thought	thought	NOUN
inlawrev-22388	821	60	might	might	AUX
inlawrev-22388	821	61	have	have	AUX
inlawrev-22388	821	62	been	be	AUX
inlawrev-22388	821	63	outside	outside	ADP
inlawrev-22388	821	64	the	the	DET
inlawrev-22388	821	65	scope	scope	NOUN
inlawrev-22388	821	66	of	of	ADP
inlawrev-22388	821	67	the	the	DET
inlawrev-22388	821	68	pre2014	pre2014	NOUN
inlawrev-22388	821	69	-	-	PUNCT
inlawrev-22388	821	70	dsca.249	dsca.249	NOUN
inlawrev-22388	821	71	this	this	DET
inlawrev-22388	821	72	note	note	NOUN
inlawrev-22388	821	73	urges	urge	VERB
inlawrev-22388	821	74	indiana	indiana	PROPN
inlawrev-22388	821	75	courts	court	NOUN
inlawrev-22388	821	76	to	to	PART
inlawrev-22388	821	77	honor	honor	VERB
inlawrev-22388	821	78	the	the	DET
inlawrev-22388	821	79	general	general	ADJ
inlawrev-22388	821	80	assembly	assembly	NOUN
inlawrev-22388	821	81	’s	’s	PART
inlawrev-22388	821	82	express	express	ADJ
inlawrev-22388	821	83	instruction	instruction	NOUN
inlawrev-22388	821	84	for	for	SCONJ
inlawrev-22388	821	85	the	the	DET
inlawrev-22388	821	86	dcsa	dcsa	PROPN
inlawrev-22388	821	87	to	to	PART
inlawrev-22388	821	88	be	be	AUX
inlawrev-22388	821	89	liberally	liberally	ADV
inlawrev-22388	821	90	construed	construe	VERB
inlawrev-22388	821	91	by	by	ADP
inlawrev-22388	821	92	following	follow	VERB
inlawrev-22388	821	93	a	a	DET
inlawrev-22388	821	94	modified	modify	VERB
inlawrev-22388	821	95	cigarette	cigarette	NOUN
inlawrev-22388	821	96	rule	rule	NOUN
inlawrev-22388	821	97	to	to	PART
inlawrev-22388	821	98	interpret	interpret	VERB
inlawrev-22388	821	99	unfairness	unfairness	NOUN
inlawrev-22388	821	100	,	,	PUNCT
inlawrev-22388	821	101	dodd	dodd	PROPN
inlawrev-22388	821	102	-	-	PUNCT
inlawrev-22388	821	103	frank	frank	PROPN
inlawrev-22388	821	104	’s	’s	PART
inlawrev-22388	821	105	tests	test	NOUN
inlawrev-22388	821	106	to	to	PART
inlawrev-22388	821	107	define	define	VERB
inlawrev-22388	821	108	abusiveness	abusiveness	NOUN
inlawrev-22388	821	109	,	,	PUNCT
inlawrev-22388	821	110	and	and	CCONJ
inlawrev-22388	821	111	a	a	DET
inlawrev-22388	821	112	reasonableness	reasonableness	NOUN
inlawrev-22388	821	113	standard	standard	NOUN
inlawrev-22388	821	114	embedded	embed	VERB
inlawrev-22388	821	115	in	in	ADP
inlawrev-22388	821	116	a	a	DET
inlawrev-22388	821	117	totality	totality	NOUN
inlawrev-22388	821	118	-	-	PUNCT
inlawrev-22388	821	119	of	of	ADP
inlawrev-22388	821	120	-	-	PUNCT
inlawrev-22388	821	121	thecircumstances	thecircumstance	NOUN
inlawrev-22388	821	122	approach	approach	NOUN
inlawrev-22388	821	123	to	to	PART
inlawrev-22388	821	124	determine	determine	VERB
inlawrev-22388	821	125	the	the	DET
inlawrev-22388	821	126	presence	presence	NOUN
inlawrev-22388	821	127	of	of	ADP
inlawrev-22388	821	128	implied	imply	VERB
inlawrev-22388	821	129	misrepresentations.250	misrepresentations.250	NOUN
inlawrev-22388	821	130	these	these	DET
inlawrev-22388	821	131	conclusions	conclusion	NOUN
inlawrev-22388	821	132	are	be	AUX
inlawrev-22388	821	133	supported	support	VERB
inlawrev-22388	821	134	not	not	PART
inlawrev-22388	821	135	only	only	ADV
inlawrev-22388	821	136	by	by	ADP
inlawrev-22388	821	137	the	the	DET
inlawrev-22388	821	138	numerous	numerous	ADJ
inlawrev-22388	821	139	states	state	NOUN
inlawrev-22388	821	140	adhering	adhere	VERB
inlawrev-22388	821	141	to	to	ADP
inlawrev-22388	821	142	these	these	DET
inlawrev-22388	821	143	interpretations	interpretation	NOUN
inlawrev-22388	821	144	,	,	PUNCT
inlawrev-22388	821	145	but	but	CCONJ
inlawrev-22388	821	146	also	also	ADV
inlawrev-22388	821	147	the	the	DET
inlawrev-22388	821	148	judicial	judicial	ADJ
inlawrev-22388	821	149	efficiency	efficiency	NOUN
inlawrev-22388	821	150	that	that	PRON
inlawrev-22388	821	151	would	would	AUX
inlawrev-22388	821	152	accompany	accompany	VERB
inlawrev-22388	821	153	following	follow	VERB
inlawrev-22388	821	154	prior	prior	ADJ
inlawrev-22388	821	155	rulings	ruling	NOUN
inlawrev-22388	821	156	by	by	ADP
inlawrev-22388	821	157	the	the	DET
inlawrev-22388	821	158	ftc	ftc	PROPN
inlawrev-22388	821	159	,	,	PUNCT
inlawrev-22388	821	160	the	the	DET
inlawrev-22388	821	161	cfpb	cfpb	NOUN
inlawrev-22388	821	162	,	,	PUNCT
inlawrev-22388	821	163	and	and	CCONJ
inlawrev-22388	821	164	the	the	DET
inlawrev-22388	821	165	states	state	NOUN
inlawrev-22388	821	166	that	that	PRON
inlawrev-22388	821	167	follow	follow	VERB
inlawrev-22388	821	168	their	their	PRON
inlawrev-22388	821	169	approaches.251	approaches.251	NOUN
inlawrev-22388	821	170	as	as	SCONJ
inlawrev-22388	821	171	cases	case	NOUN
inlawrev-22388	821	172	begin	begin	VERB
inlawrev-22388	821	173	to	to	PART
inlawrev-22388	821	174	increasingly	increasingly	ADV
inlawrev-22388	821	175	arise	arise	VERB
inlawrev-22388	821	176	out	out	ADP
inlawrev-22388	821	177	of	of	ADP
inlawrev-22388	821	178	the	the	DET
inlawrev-22388	821	179	dcsa	dcsa	PROPN
inlawrev-22388	821	180	’s	’s	PART
inlawrev-22388	821	181	expanded	expand	VERB
inlawrev-22388	821	182	jurisdiction	jurisdiction	NOUN
inlawrev-22388	821	183	—	—	PUNCT
inlawrev-22388	821	184	and	and	CCONJ
inlawrev-22388	821	185	indiana	indiana	PROPN
inlawrev-22388	821	186	courts	court	NOUN
inlawrev-22388	821	187	begin	begin	VERB
inlawrev-22388	821	188	to	to	PART
inlawrev-22388	821	189	grapple	grapple	VERB
inlawrev-22388	821	190	with	with	ADP
inlawrev-22388	821	191	the	the	DET
inlawrev-22388	821	192	meaning	meaning	NOUN
inlawrev-22388	821	193	of	of	ADP
inlawrev-22388	821	194	these	these	DET
inlawrev-22388	821	195	new	new	ADJ
inlawrev-22388	821	196	terms	term	NOUN
inlawrev-22388	821	197	—	—	PUNCT
inlawrev-22388	821	198	they	they	PRON
inlawrev-22388	821	199	will	will	AUX
inlawrev-22388	821	200	have	have	VERB
inlawrev-22388	821	201	an	an	DET
inlawrev-22388	821	202	abundance	abundance	NOUN
inlawrev-22388	821	203	of	of	ADP
inlawrev-22388	821	204	resources	resource	NOUN
inlawrev-22388	821	205	to	to	PART
inlawrev-22388	821	206	define	define	VERB
inlawrev-22388	821	207	issues	issue	NOUN
inlawrev-22388	821	208	already	already	ADV
inlawrev-22388	821	209	settled	settle	VERB
inlawrev-22388	821	210	in	in	ADP
inlawrev-22388	821	211	numerous	numerous	ADJ
inlawrev-22388	821	212	other	other	ADJ
inlawrev-22388	821	213	courts	court	NOUN
inlawrev-22388	821	214	.	.	PUNCT
inlawrev-22388	822	1	the	the	DET
inlawrev-22388	822	2	consistency	consistency	NOUN
inlawrev-22388	822	3	that	that	PRON
inlawrev-22388	822	4	would	would	AUX
inlawrev-22388	822	5	come	come	VERB
inlawrev-22388	822	6	with	with	ADP
inlawrev-22388	822	7	relying	rely	VERB
inlawrev-22388	822	8	upon	upon	SCONJ
inlawrev-22388	822	9	already	already	ADV
inlawrev-22388	822	10	-	-	PUNCT
inlawrev-22388	822	11	settled	settle	VERB
inlawrev-22388	822	12	law	law	NOUN
inlawrev-22388	822	13	would	would	AUX
inlawrev-22388	822	14	not	not	PART
inlawrev-22388	822	15	only	only	ADV
inlawrev-22388	822	16	help	help	VERB
inlawrev-22388	822	17	consumers	consumer	NOUN
inlawrev-22388	822	18	know	know	VERB
inlawrev-22388	822	19	what	what	DET
inlawrev-22388	822	20	rights	right	NOUN
inlawrev-22388	822	21	they	they	PRON
inlawrev-22388	822	22	can	can	AUX
inlawrev-22388	822	23	246	246	NUM
inlawrev-22388	822	24	.	.	PUNCT
inlawrev-22388	823	1	see	see	VERB
inlawrev-22388	823	2	,	,	PUNCT
inlawrev-22388	823	3	e.g.	e.g.	ADV
inlawrev-22388	823	4	,	,	PUNCT
inlawrev-22388	823	5	orkin	orkin	PROPN
inlawrev-22388	823	6	exterminating	exterminating	PROPN
inlawrev-22388	823	7	co.	co.	PROPN
inlawrev-22388	824	1	v.	v.	CCONJ
inlawrev-22388	824	2	lesassier	lesassier	PROPN
inlawrev-22388	824	3	,	,	PUNCT
inlawrev-22388	824	4	688	688	NUM
inlawrev-22388	824	5	s.w.2d	s.w.2d	NUM
inlawrev-22388	824	6	651	651	NUM
inlawrev-22388	824	7	(	(	PUNCT
inlawrev-22388	824	8	tex	tex	PROPN
inlawrev-22388	824	9	.	.	PROPN
inlawrev-22388	825	1	ct	ct	PROPN
inlawrev-22388	825	2	.	.	PUNCT
inlawrev-22388	826	1	app	app	PROPN
inlawrev-22388	826	2	.	.	PROPN
inlawrev-22388	826	3	1985	1985	NUM
inlawrev-22388	826	4	)	)	PUNCT
inlawrev-22388	826	5	(	(	PUNCT
inlawrev-22388	826	6	involving	involve	VERB
inlawrev-22388	826	7	a	a	DET
inlawrev-22388	826	8	case	case	NOUN
inlawrev-22388	826	9	where	where	SCONJ
inlawrev-22388	826	10	termites	termite	NOUN
inlawrev-22388	826	11	continued	continue	VERB
inlawrev-22388	826	12	to	to	PART
inlawrev-22388	826	13	destroy	destroy	VERB
inlawrev-22388	826	14	a	a	DET
inlawrev-22388	826	15	woman	woman	NOUN
inlawrev-22388	826	16	’s	’s	PART
inlawrev-22388	826	17	home	home	NOUN
inlawrev-22388	826	18	after	after	SCONJ
inlawrev-22388	826	19	an	an	DET
inlawrev-22388	826	20	exterminator	exterminator	NOUN
inlawrev-22388	826	21	impliedly	impliedly	ADV
inlawrev-22388	826	22	misrepresented	misrepresent	VERB
inlawrev-22388	826	23	that	that	SCONJ
inlawrev-22388	826	24	his	his	PRON
inlawrev-22388	826	25	work	work	NOUN
inlawrev-22388	826	26	was	be	AUX
inlawrev-22388	826	27	complete	complete	ADJ
inlawrev-22388	826	28	by	by	ADP
inlawrev-22388	826	29	leaving	leave	VERB
inlawrev-22388	826	30	—	—	PUNCT
inlawrev-22388	826	31	and	and	CCONJ
inlawrev-22388	826	32	never	never	ADV
inlawrev-22388	826	33	returning	return	VERB
inlawrev-22388	826	34	—	—	PUNCT
inlawrev-22388	826	35	after	after	SCONJ
inlawrev-22388	826	36	he	he	PRON
inlawrev-22388	826	37	only	only	ADV
inlawrev-22388	826	38	partially	partially	ADV
inlawrev-22388	826	39	completed	complete	VERB
inlawrev-22388	826	40	some	some	PRON
inlawrev-22388	826	41	of	of	ADP
inlawrev-22388	826	42	the	the	DET
inlawrev-22388	826	43	labor	labor	NOUN
inlawrev-22388	826	44	.	.	PUNCT
inlawrev-22388	826	45	)	)	PUNCT
inlawrev-22388	826	46	.	.	PUNCT
inlawrev-22388	827	1	247	247	NUM
inlawrev-22388	827	2	.	.	PUNCT
inlawrev-22388	828	1	ind	ind	PROPN
inlawrev-22388	828	2	.	.	PUNCT
inlawrev-22388	829	1	code	code	PROPN
inlawrev-22388	829	2	§	§	PROPN
inlawrev-22388	829	3	24	24	NUM
inlawrev-22388	829	4	-	-	SYM
inlawrev-22388	829	5	5	5	NUM
inlawrev-22388	829	6	-	-	PUNCT
inlawrev-22388	829	7	0.5	0.5	NUM
inlawrev-22388	829	8	-	-	SYM
inlawrev-22388	829	9	3	3	NUM
inlawrev-22388	829	10	(	(	PUNCT
inlawrev-22388	829	11	2014	2014	NUM
inlawrev-22388	829	12	)	)	PUNCT
inlawrev-22388	829	13	.	.	PUNCT
inlawrev-22388	830	1	248	248	NUM
inlawrev-22388	830	2	.	.	PUNCT
inlawrev-22388	831	1	i	i	PRON
inlawrev-22388	831	2	d.	d.	PROPN
inlawrev-22388	831	3	249	249	NUM
inlawrev-22388	831	4	.	.	PUNCT
inlawrev-22388	832	1	i	i	PRON
inlawrev-22388	832	2	d.	d.	PROPN
inlawrev-22388	832	3	;	;	PUNCT
inlawrev-22388	832	4	torr	torr	ADJ
inlawrev-22388	832	5	statement	statement	PROPN
inlawrev-22388	832	6	,	,	PUNCT
inlawrev-22388	832	7	supra	supra	PROPN
inlawrev-22388	832	8	note	note	NOUN
inlawrev-22388	832	9	1	1	NUM
inlawrev-22388	832	10	.	.	NUM
inlawrev-22388	832	11	250	250	NUM
inlawrev-22388	832	12	.	.	PUNCT
inlawrev-22388	833	1	but	but	CCONJ
inlawrev-22388	833	2	if	if	SCONJ
inlawrev-22388	833	3	the	the	DET
inlawrev-22388	833	4	general	general	ADJ
inlawrev-22388	833	5	assembly	assembly	NOUN
inlawrev-22388	833	6	did	do	AUX
inlawrev-22388	833	7	not	not	PART
inlawrev-22388	833	8	intend	intend	VERB
inlawrev-22388	833	9	these	these	DET
inlawrev-22388	833	10	outcomes	outcome	NOUN
inlawrev-22388	833	11	,	,	PUNCT
inlawrev-22388	833	12	it	it	PRON
inlawrev-22388	833	13	could	could	AUX
inlawrev-22388	833	14	take	take	VERB
inlawrev-22388	833	15	clarifying	clarify	VERB
inlawrev-22388	833	16	actions	action	NOUN
inlawrev-22388	833	17	.	.	PUNCT
inlawrev-22388	834	1	it	it	PRON
inlawrev-22388	834	2	could	could	AUX
inlawrev-22388	834	3	amend	amend	VERB
inlawrev-22388	834	4	ind	ind	PROPN
inlawrev-22388	834	5	.	.	PUNCT
inlawrev-22388	835	1	code	code	PROPN
inlawrev-22388	835	2	§	§	PROPN
inlawrev-22388	835	3	24	24	NUM
inlawrev-22388	835	4	-	-	SYM
inlawrev-22388	835	5	5	5	NUM
inlawrev-22388	835	6	-	-	PUNCT
inlawrev-22388	835	7	0.5	0.5	NUM
inlawrev-22388	835	8	-	-	PUNCT
inlawrev-22388	835	9	2	2	NUM
inlawrev-22388	835	10	to	to	PART
inlawrev-22388	835	11	provide	provide	VERB
inlawrev-22388	835	12	definitions	definition	NOUN
inlawrev-22388	835	13	for	for	ADP
inlawrev-22388	835	14	“	"	PUNCT
inlawrev-22388	835	15	unfair	unfair	ADJ
inlawrev-22388	835	16	,	,	PUNCT
inlawrev-22388	835	17	”	"	PUNCT
inlawrev-22388	835	18	“	"	PUNCT
inlawrev-22388	835	19	abusive	abusive	ADJ
inlawrev-22388	835	20	,	,	PUNCT
inlawrev-22388	835	21	”	"	PUNCT
inlawrev-22388	835	22	and	and	CCONJ
inlawrev-22388	835	23	“	"	PUNCT
inlawrev-22388	835	24	implied	imply	VERB
inlawrev-22388	835	25	.	.	PUNCT
inlawrev-22388	835	26	”	"	PUNCT
inlawrev-22388	836	1	in	in	ADP
inlawrev-22388	836	2	doing	do	VERB
inlawrev-22388	836	3	so	so	ADV
inlawrev-22388	836	4	,	,	PUNCT
inlawrev-22388	836	5	it	it	PRON
inlawrev-22388	836	6	could	could	AUX
inlawrev-22388	836	7	,	,	PUNCT
inlawrev-22388	836	8	for	for	ADP
inlawrev-22388	836	9	example	example	NOUN
inlawrev-22388	836	10	,	,	PUNCT
inlawrev-22388	836	11	explicitly	explicitly	ADV
inlawrev-22388	836	12	adopt	adopt	VERB
inlawrev-22388	836	13	the	the	DET
inlawrev-22388	836	14	cigarette	cigarette	NOUN
inlawrev-22388	836	15	rule	rule	NOUN
inlawrev-22388	836	16	,	,	PUNCT
inlawrev-22388	836	17	see	see	VERB
inlawrev-22388	836	18	e.g.	e.g.	ADV
inlawrev-22388	836	19	,	,	PUNCT
inlawrev-22388	836	20	okla	okla	NOUN
inlawrev-22388	836	21	.	.	PUNCT
inlawrev-22388	837	1	stat	stat	PROPN
inlawrev-22388	837	2	.	.	PUNCT
inlawrev-22388	838	1	§	§	PROPN
inlawrev-22388	838	2	15	15	NUM
inlawrev-22388	838	3	-	-	SYM
inlawrev-22388	838	4	752(14	752(14	NUM
inlawrev-22388	838	5	)	)	PUNCT
inlawrev-22388	838	6	(	(	PUNCT
inlawrev-22388	838	7	2017	2017	NUM
inlawrev-22388	838	8	)	)	PUNCT
inlawrev-22388	838	9	(	(	PUNCT
inlawrev-22388	838	10	“	"	PUNCT
inlawrev-22388	838	11	‘	'	PUNCT
inlawrev-22388	838	12	unfair	unfair	ADJ
inlawrev-22388	838	13	trade	trade	NOUN
inlawrev-22388	838	14	practice	practice	NOUN
inlawrev-22388	838	15	’	'	PUNCT
inlawrev-22388	838	16	means	mean	VERB
inlawrev-22388	838	17	any	any	DET
inlawrev-22388	838	18	practice	practice	NOUN
inlawrev-22388	838	19	which	which	PRON
inlawrev-22388	838	20	offends	offend	VERB
inlawrev-22388	838	21	established	establish	VERB
inlawrev-22388	838	22	public	public	ADJ
inlawrev-22388	838	23	policy	policy	NOUN
inlawrev-22388	838	24	or	or	CCONJ
inlawrev-22388	838	25	if	if	SCONJ
inlawrev-22388	838	26	the	the	DET
inlawrev-22388	838	27	practice	practice	NOUN
inlawrev-22388	838	28	is	be	AUX
inlawrev-22388	838	29	immoral	immoral	ADJ
inlawrev-22388	838	30	,	,	PUNCT
inlawrev-22388	838	31	unethical	unethical	ADJ
inlawrev-22388	838	32	,	,	PUNCT
inlawrev-22388	838	33	oppressive	oppressive	ADJ
inlawrev-22388	838	34	,	,	PUNCT
inlawrev-22388	838	35	unscrupulous	unscrupulous	ADJ
inlawrev-22388	838	36	or	or	CCONJ
inlawrev-22388	838	37	substantially	substantially	ADV
inlawrev-22388	838	38	injurious	injurious	ADJ
inlawrev-22388	838	39	to	to	ADP
inlawrev-22388	838	40	consumers	consumer	NOUN
inlawrev-22388	838	41	[	[	X
inlawrev-22388	838	42	.	.	X
inlawrev-22388	838	43	]	]	X
inlawrev-22388	838	44	”	"	PUNCT
inlawrev-22388	838	45	)	)	PUNCT
inlawrev-22388	838	46	,	,	PUNCT
inlawrev-22388	838	47	the	the	DET
inlawrev-22388	838	48	policy	policy	NOUN
inlawrev-22388	838	49	statement	statement	NOUN
inlawrev-22388	838	50	approach	approach	NOUN
inlawrev-22388	838	51	,	,	PUNCT
inlawrev-22388	838	52	or	or	CCONJ
inlawrev-22388	838	53	even	even	ADV
inlawrev-22388	838	54	(	(	PUNCT
inlawrev-22388	838	55	imprudently	imprudently	ADV
inlawrev-22388	838	56	)	)	PUNCT
inlawrev-22388	838	57	create	create	VERB
inlawrev-22388	838	58	its	its	PRON
inlawrev-22388	838	59	own	own	ADJ
inlawrev-22388	838	60	standard	standard	NOUN
inlawrev-22388	838	61	concerning	concern	VERB
inlawrev-22388	838	62	unfairness	unfairness	NOUN
inlawrev-22388	838	63	.	.	PUNCT
inlawrev-22388	839	1	the	the	DET
inlawrev-22388	839	2	legislature	legislature	NOUN
inlawrev-22388	839	3	could	could	AUX
inlawrev-22388	839	4	also	also	ADV
inlawrev-22388	839	5	,	,	PUNCT
inlawrev-22388	839	6	as	as	SCONJ
inlawrev-22388	839	7	many	many	ADJ
inlawrev-22388	839	8	states	state	NOUN
inlawrev-22388	839	9	have	have	AUX
inlawrev-22388	839	10	done	do	VERB
inlawrev-22388	839	11	,	,	PUNCT
inlawrev-22388	839	12	give	give	VERB
inlawrev-22388	839	13	the	the	DET
inlawrev-22388	839	14	attorney	attorney	NOUN
inlawrev-22388	839	15	general	general	ADJ
inlawrev-22388	839	16	rulemaking	rulemaking	NOUN
inlawrev-22388	839	17	authority	authority	NOUN
inlawrev-22388	839	18	over	over	ADP
inlawrev-22388	839	19	the	the	DET
inlawrev-22388	839	20	dcsa	dcsa	PROPN
inlawrev-22388	839	21	.	.	PUNCT
inlawrev-22388	840	1	carter	carter	PROPN
inlawrev-22388	840	2	,	,	PUNCT
inlawrev-22388	840	3	supra	supra	PROPN
inlawrev-22388	840	4	note	note	PROPN
inlawrev-22388	840	5	4	4	NUM
inlawrev-22388	840	6	,	,	PUNCT
inlawrev-22388	840	7	at	at	ADP
inlawrev-22388	840	8	7	7	NUM
inlawrev-22388	840	9	-	-	SYM
inlawrev-22388	840	10	10	10	NUM
inlawrev-22388	840	11	.	.	PUNCT
inlawrev-22388	840	12	251	251	NUM
inlawrev-22388	840	13	.	.	PUNCT
inlawrev-22388	841	1	carter	carter	PROPN
inlawrev-22388	841	2	,	,	PUNCT
inlawrev-22388	841	3	supra	supra	PROPN
inlawrev-22388	841	4	note	note	PROPN
inlawrev-22388	841	5	4	4	NUM
inlawrev-22388	841	6	,	,	PUNCT
inlawrev-22388	841	7	at	at	ADP
inlawrev-22388	841	8	5	5	NUM
inlawrev-22388	841	9	-	-	SYM
inlawrev-22388	841	10	6	6	NUM
inlawrev-22388	841	11	.	.	NOUN
inlawrev-22388	841	12	242	242	NUM
inlawrev-22388	841	13	indiana	indiana	PROPN
inlawrev-22388	841	14	law	law	PROPN
inlawrev-22388	841	15	review	review	NOUN
inlawrev-22388	841	16	[	[	X
inlawrev-22388	841	17	vol	vol	NOUN
inlawrev-22388	841	18	.	.	PUNCT
inlawrev-22388	842	1	51:211	51:211	NUM
inlawrev-22388	842	2	assert	assert	VERB
inlawrev-22388	842	3	,	,	PUNCT
inlawrev-22388	842	4	but	but	CCONJ
inlawrev-22388	842	5	would	would	AUX
inlawrev-22388	842	6	also	also	ADV
inlawrev-22388	842	7	aid	aid	VERB
inlawrev-22388	842	8	businesses	business	NOUN
inlawrev-22388	842	9	in	in	ADP
inlawrev-22388	842	10	ensuring	ensure	VERB
inlawrev-22388	842	11	they	they	PRON
inlawrev-22388	842	12	are	be	AUX
inlawrev-22388	842	13	compliant	compliant	ADJ
inlawrev-22388	842	14	with	with	ADP
inlawrev-22388	842	15	the	the	DET
inlawrev-22388	842	16	dcsa	dcsa	PROPN
inlawrev-22388	842	17	’s	’s	PART
inlawrev-22388	842	18	new	new	ADJ
inlawrev-22388	842	19	demands	demand	NOUN
inlawrev-22388	842	20	.	.	PUNCT
inlawrev-22388	843	1	until	until	SCONJ
inlawrev-22388	843	2	courts	court	NOUN
inlawrev-22388	843	3	begin	begin	VERB
inlawrev-22388	843	4	to	to	PART
inlawrev-22388	843	5	outline	outline	VERB
inlawrev-22388	843	6	the	the	DET
inlawrev-22388	843	7	meaning	meaning	NOUN
inlawrev-22388	843	8	of	of	ADP
inlawrev-22388	843	9	these	these	DET
inlawrev-22388	843	10	new	new	ADJ
inlawrev-22388	843	11	terms	term	NOUN
inlawrev-22388	843	12	,	,	PUNCT
inlawrev-22388	843	13	or	or	CCONJ
inlawrev-22388	843	14	the	the	DET
inlawrev-22388	843	15	legislature	legislature	NOUN
inlawrev-22388	843	16	speaks	speak	VERB
inlawrev-22388	843	17	,	,	PUNCT
inlawrev-22388	843	18	the	the	DET
inlawrev-22388	843	19	dcsa	dcsa	PROPN
inlawrev-22388	843	20	will	will	AUX
inlawrev-22388	843	21	continue	continue	VERB
inlawrev-22388	843	22	to	to	PART
inlawrev-22388	843	23	be	be	AUX
inlawrev-22388	843	24	shrouded	shroud	VERB
inlawrev-22388	843	25	in	in	ADP
inlawrev-22388	843	26	uncertainty	uncertainty	NOUN
inlawrev-22388	843	27	.	.	PUNCT
inlawrev-22388	844	1	and	and	CCONJ
inlawrev-22388	844	2	if	if	SCONJ
inlawrev-22388	844	3	the	the	DET
inlawrev-22388	844	4	general	general	ADJ
inlawrev-22388	844	5	assembly	assembly	NOUN
inlawrev-22388	844	6	decides	decide	VERB
inlawrev-22388	844	7	to	to	PART
inlawrev-22388	844	8	take	take	VERB
inlawrev-22388	844	9	up	up	ADP
inlawrev-22388	844	10	this	this	DET
inlawrev-22388	844	11	task	task	NOUN
inlawrev-22388	844	12	,	,	PUNCT
inlawrev-22388	844	13	it	it	PRON
inlawrev-22388	844	14	could	could	AUX
inlawrev-22388	844	15	even	even	ADV
inlawrev-22388	844	16	deliberate	deliberate	VERB
inlawrev-22388	844	17	it	it	PRON
inlawrev-22388	844	18	over	over	ADP
inlawrev-22388	844	19	that	that	DET
inlawrev-22388	844	20	happy	happy	ADJ
inlawrev-22388	844	21	hour.252	hour.252	PROPN
inlawrev-22388	844	22	252	252	NUM
inlawrev-22388	844	23	.	.	PUNCT
inlawrev-22388	845	1	see	see	VERB
inlawrev-22388	845	2	torr	torr	ADJ
inlawrev-22388	845	3	statement	statement	PROPN
inlawrev-22388	845	4	,	,	PUNCT
inlawrev-22388	845	5	supra	supra	PROPN
inlawrev-22388	845	6	note	note	NOUN
inlawrev-22388	845	7	1	1	NUM
inlawrev-22388	845	8	.	.	PUNCT