id	sid	tid	token	lemma	pos
inlawrev-2364	1	1	indiana	indiana	PROPN
inlawrev-2364	1	2	law	law	PROPN
inlawrev-2364	1	3	review	review	NOUN
inlawrev-2364	1	4	x.	x.	NOUN
inlawrev-2364	1	5	insurance	insurance	PROPN
inlawrev-2364	1	6	arvid	arvid	PROPN
inlawrev-2364	1	7	l.	l.	PROPN
inlawrev-2364	1	8	mortensen	mortensen	PROPN
inlawrev-2364	1	9	*	*	PROPN
inlawrev-2364	1	10	indiana	indiana	PROPN
inlawrev-2364	1	11	insurance	insurance	PROPN
inlawrev-2364	1	12	law	law	NOUN
inlawrev-2364	1	13	was	be	AUX
inlawrev-2364	1	14	enriched	enrich	VERB
inlawrev-2364	1	15	during	during	ADP
inlawrev-2364	1	16	the	the	DET
inlawrev-2364	1	17	survey	survey	NOUN
inlawrev-2364	1	18	period	period	NOUN
inlawrev-2364	1	19	by	by	ADP
inlawrev-2364	1	20	four	four	NUM
inlawrev-2364	1	21	cases	case	NOUN
inlawrev-2364	1	22	from	from	ADP
inlawrev-2364	1	23	indiana	indiana	PROPN
inlawrev-2364	1	24	's	's	PART
inlawrev-2364	1	25	appellate	appellate	ADJ
inlawrev-2364	1	26	courts	court	NOUN
inlawrev-2364	1	27	and	and	CCONJ
inlawrev-2364	1	28	one	one	NUM
inlawrev-2364	1	29	case	case	NOUN
inlawrev-2364	1	30	from	from	ADP
inlawrev-2364	1	31	the	the	DET
inlawrev-2364	1	32	federal	federal	ADJ
inlawrev-2364	1	33	district	district	NOUN
inlawrev-2364	1	34	courts	court	NOUN
inlawrev-2364	1	35	.	.	PUNCT
inlawrev-2364	2	1	of	of	ADP
inlawrev-2364	2	2	particular	particular	ADJ
inlawrev-2364	2	3	interest	interest	NOUN
inlawrev-2364	2	4	is	be	AUX
inlawrev-2364	2	5	the	the	DET
inlawrev-2364	2	6	court	court	NOUN
inlawrev-2364	2	7	of	of	ADP
inlawrev-2364	2	8	appeals	appeal	NOUN
inlawrev-2364	2	9	decision	decision	NOUN
inlawrev-2364	2	10	that	that	SCONJ
inlawrev-2364	2	11	a	a	DET
inlawrev-2364	2	12	fire	fire	NOUN
inlawrev-2364	2	13	insurance	insurance	NOUN
inlawrev-2364	2	14	carrier	carrier	NOUN
inlawrev-2364	2	15	may	may	AUX
inlawrev-2364	2	16	not	not	PART
inlawrev-2364	2	17	apply	apply	VERB
inlawrev-2364	2	18	an	an	DET
inlawrev-2364	2	19	across	across	ADP
inlawrev-2364	2	20	-	-	PUNCT
inlawrev-2364	2	21	theboard	theboard	NOUN
inlawrev-2364	2	22	deduction	deduction	NOUN
inlawrev-2364	2	23	to	to	ADP
inlawrev-2364	2	24	the	the	DET
inlawrev-2364	2	25	replacement	replacement	NOUN
inlawrev-2364	2	26	value	value	NOUN
inlawrev-2364	2	27	of	of	ADP
inlawrev-2364	2	28	direct	direct	ADJ
inlawrev-2364	2	29	property	property	NOUN
inlawrev-2364	2	30	loss	loss	NOUN
inlawrev-2364	2	31	from	from	ADP
inlawrev-2364	2	32	fire	fire	NOUN
inlawrev-2364	2	33	simply	simply	ADV
inlawrev-2364	2	34	because	because	SCONJ
inlawrev-2364	2	35	the	the	DET
inlawrev-2364	2	36	cost	cost	NOUN
inlawrev-2364	2	37	to	to	ADP
inlawrev-2364	2	38	the	the	DET
inlawrev-2364	2	39	insurer	insurer	NOUN
inlawrev-2364	2	40	to	to	PART
inlawrev-2364	2	41	make	make	VERB
inlawrev-2364	2	42	the	the	DET
inlawrev-2364	2	43	insured	insure	VERB
inlawrev-2364	2	44	whole	whole	NOUN
inlawrev-2364	2	45	is	be	AUX
inlawrev-2364	2	46	greater	great	ADJ
inlawrev-2364	2	47	at	at	ADP
inlawrev-2364	2	48	the	the	DET
inlawrev-2364	2	49	time	time	NOUN
inlawrev-2364	2	50	of	of	ADP
inlawrev-2364	2	51	the	the	DET
inlawrev-2364	2	52	loss	loss	NOUN
inlawrev-2364	2	53	than	than	ADP
inlawrev-2364	2	54	when	when	SCONJ
inlawrev-2364	2	55	the	the	DET
inlawrev-2364	2	56	policy	policy	NOUN
inlawrev-2364	2	57	was	be	AUX
inlawrev-2364	2	58	initially	initially	ADV
inlawrev-2364	2	59	issued	issue	VERB
inlawrev-2364	2	60	.	.	PUNCT
inlawrev-2364	3	1	the	the	DET
inlawrev-2364	3	2	indiana	indiana	PROPN
inlawrev-2364	3	3	supreme	supreme	PROPN
inlawrev-2364	3	4	court	court	PROPN
inlawrev-2364	3	5	determined	determine	VERB
inlawrev-2364	3	6	that	that	SCONJ
inlawrev-2364	3	7	when	when	SCONJ
inlawrev-2364	3	8	each	each	PRON
inlawrev-2364	3	9	of	of	ADP
inlawrev-2364	3	10	two	two	NUM
inlawrev-2364	3	11	liability	liability	NOUN
inlawrev-2364	3	12	insurance	insurance	NOUN
inlawrev-2364	3	13	policies	policy	NOUN
inlawrev-2364	3	14	written	write	VERB
inlawrev-2364	3	15	by	by	ADP
inlawrev-2364	3	16	different	different	ADJ
inlawrev-2364	3	17	carriers	carrier	NOUN
inlawrev-2364	3	18	was	be	AUX
inlawrev-2364	3	19	applicable	applicable	ADJ
inlawrev-2364	3	20	to	to	ADP
inlawrev-2364	3	21	the	the	DET
inlawrev-2364	3	22	same	same	ADJ
inlawrev-2364	3	23	claim	claim	NOUN
inlawrev-2364	3	24	and	and	CCONJ
inlawrev-2364	3	25	when	when	SCONJ
inlawrev-2364	3	26	policy	policy	NOUN
inlawrev-2364	3	27	language	language	NOUN
inlawrev-2364	3	28	met	meet	VERB
inlawrev-2364	3	29	specific	specific	ADJ
inlawrev-2364	3	30	standards	standard	NOUN
inlawrev-2364	3	31	,	,	PUNCT
inlawrev-2364	3	32	each	each	DET
inlawrev-2364	3	33	insurer	insurer	NOUN
inlawrev-2364	3	34	was	be	AUX
inlawrev-2364	3	35	liable	liable	ADJ
inlawrev-2364	3	36	for	for	ADP
inlawrev-2364	3	37	a	a	DET
inlawrev-2364	3	38	prorated	prorate	VERB
inlawrev-2364	3	39	contribution	contribution	NOUN
inlawrev-2364	3	40	to	to	ADP
inlawrev-2364	3	41	the	the	DET
inlawrev-2364	3	42	settlement	settlement	NOUN
inlawrev-2364	3	43	above	above	ADP
inlawrev-2364	3	44	the	the	DET
inlawrev-2364	3	45	deductible	deductible	ADJ
inlawrev-2364	3	46	amount	amount	NOUN
inlawrev-2364	3	47	in	in	ADP
inlawrev-2364	3	48	the	the	DET
inlawrev-2364	3	49	primary	primary	ADJ
inlawrev-2364	3	50	policy	policy	NOUN
inlawrev-2364	3	51	.	.	PUNCT
inlawrev-2364	4	1	a	a	DET
inlawrev-2364	4	2	result	result	NOUN
inlawrev-2364	4	3	was	be	AUX
inlawrev-2364	4	4	reached	reach	VERB
inlawrev-2364	4	5	by	by	ADP
inlawrev-2364	4	6	the	the	DET
inlawrev-2364	4	7	court	court	NOUN
inlawrev-2364	4	8	of	of	ADP
inlawrev-2364	4	9	appeals	appeal	NOUN
inlawrev-2364	4	10	which	which	PRON
inlawrev-2364	4	11	expanded	expand	VERB
inlawrev-2364	4	12	the	the	DET
inlawrev-2364	4	13	concept	concept	NOUN
inlawrev-2364	4	14	of	of	ADP
inlawrev-2364	4	15	direct	direct	ADJ
inlawrev-2364	4	16	loss	loss	NOUN
inlawrev-2364	4	17	when	when	SCONJ
inlawrev-2364	4	18	an	an	DET
inlawrev-2364	4	19	insured	insured	NOUN
inlawrev-2364	4	20	was	be	AUX
inlawrev-2364	4	21	forced	force	VERB
inlawrev-2364	4	22	to	to	PART
inlawrev-2364	4	23	sell	sell	VERB
inlawrev-2364	4	24	cattle	cattle	NOUN
inlawrev-2364	4	25	prematurely	prematurely	ADV
inlawrev-2364	4	26	because	because	SCONJ
inlawrev-2364	4	27	of	of	ADP
inlawrev-2364	4	28	a	a	DET
inlawrev-2364	4	29	loss	loss	NOUN
inlawrev-2364	4	30	to	to	PART
inlawrev-2364	4	31	farm	farm	NOUN
inlawrev-2364	4	32	property	property	NOUN
inlawrev-2364	4	33	from	from	ADP
inlawrev-2364	4	34	a	a	DET
inlawrev-2364	4	35	tornado	tornado	NOUN
inlawrev-2364	4	36	.	.	PUNCT
inlawrev-2364	5	1	another	another	DET
inlawrev-2364	5	2	court	court	NOUN
inlawrev-2364	5	3	of	of	ADP
inlawrev-2364	5	4	appeals	appeal	NOUN
inlawrev-2364	5	5	case	case	NOUN
inlawrev-2364	5	6	puts	put	VERB
inlawrev-2364	5	7	attorneys	attorney	NOUN
inlawrev-2364	5	8	on	on	ADP
inlawrev-2364	5	9	guard	guard	NOUN
inlawrev-2364	5	10	to	to	ADP
inlawrev-2364	5	11	certain	certain	ADJ
inlawrev-2364	5	12	construction	construction	NOUN
inlawrev-2364	5	13	contract	contract	NOUN
inlawrev-2364	5	14	language	language	NOUN
inlawrev-2364	5	15	which	which	PRON
inlawrev-2364	5	16	,	,	PUNCT
inlawrev-2364	5	17	if	if	SCONJ
inlawrev-2364	5	18	used	use	VERB
inlawrev-2364	5	19	,	,	PUNCT
inlawrev-2364	5	20	limits	limit	VERB
inlawrev-2364	5	21	the	the	DET
inlawrev-2364	5	22	recourse	recourse	NOUN
inlawrev-2364	5	23	of	of	ADP
inlawrev-2364	5	24	the	the	DET
inlawrev-2364	5	25	insured	insure	VERB
inlawrev-2364	5	26	despite	despite	SCONJ
inlawrev-2364	5	27	negligence	negligence	NOUN
inlawrev-2364	5	28	by	by	ADP
inlawrev-2364	5	29	the	the	DET
inlawrev-2364	5	30	other	other	ADJ
inlawrev-2364	5	31	party	party	NOUN
inlawrev-2364	5	32	to	to	ADP
inlawrev-2364	5	33	the	the	DET
inlawrev-2364	5	34	agreement	agreement	NOUN
inlawrev-2364	5	35	.	.	PUNCT
inlawrev-2364	6	1	finally	finally	ADV
inlawrev-2364	6	2	,	,	PUNCT
inlawrev-2364	6	3	the	the	DET
inlawrev-2364	6	4	federal	federal	ADJ
inlawrev-2364	6	5	district	district	NOUN
inlawrev-2364	6	6	court	court	NOUN
inlawrev-2364	6	7	discussed	discuss	VERB
inlawrev-2364	6	8	the	the	DET
inlawrev-2364	6	9	legal	legal	ADJ
inlawrev-2364	6	10	interrelationships	interrelationship	NOUN
inlawrev-2364	6	11	among	among	ADP
inlawrev-2364	6	12	life	life	NOUN
inlawrev-2364	6	13	insurance	insurance	NOUN
inlawrev-2364	6	14	premium	premium	NOUN
inlawrev-2364	6	15	payments	payment	NOUN
inlawrev-2364	6	16	,	,	PUNCT
inlawrev-2364	6	17	cash	cash	NOUN
inlawrev-2364	6	18	value	value	NOUN
inlawrev-2364	6	19	,	,	PUNCT
inlawrev-2364	6	20	dividends	dividend	NOUN
inlawrev-2364	6	21	,	,	PUNCT
inlawrev-2364	6	22	and	and	CCONJ
inlawrev-2364	6	23	the	the	DET
inlawrev-2364	6	24	automatic	automatic	ADJ
inlawrev-2364	6	25	premium	premium	NOUN
inlawrev-2364	6	26	loan	loan	NOUN
inlawrev-2364	6	27	provision	provision	NOUN
inlawrev-2364	6	28	in	in	ADP
inlawrev-2364	6	29	the	the	DET
inlawrev-2364	6	30	context	context	NOUN
inlawrev-2364	6	31	of	of	ADP
inlawrev-2364	6	32	a	a	DET
inlawrev-2364	6	33	common	common	ADJ
inlawrev-2364	6	34	business	business	NOUN
inlawrev-2364	6	35	situation	situation	NOUN
inlawrev-2364	6	36	.	.	PUNCT
inlawrev-2364	7	1	a.	a.	NOUN
inlawrev-2364	7	2	replacement	replacement	NOUN
inlawrev-2364	7	3	value	value	NOUN
inlawrev-2364	7	4	in	in	ADP
inlawrev-2364	7	5	travelers	traveler	NOUN
inlawrev-2364	7	6	indemnity	indemnity	PROPN
inlawrev-2364	7	7	co.	co.	PROPN
inlawrev-2364	7	8	v.	v.	ADP
inlawrev-2364	7	9	armstrong,^	armstrong,^	PROPN
inlawrev-2364	7	10	the	the	DET
inlawrev-2364	7	11	court	court	NOUN
inlawrev-2364	7	12	of	of	ADP
inlawrev-2364	7	13	appeals	appeal	NOUN
inlawrev-2364	7	14	,	,	PUNCT
inlawrev-2364	7	15	in	in	ADP
inlawrev-2364	7	16	affirming	affirm	VERB
inlawrev-2364	7	17	the	the	DET
inlawrev-2364	7	18	jury	jury	NOUN
inlawrev-2364	7	19	verdict	verdict	NOUN
inlawrev-2364	7	20	and	and	CCONJ
inlawrev-2364	7	21	decision	decision	NOUN
inlawrev-2364	7	22	of	of	ADP
inlawrev-2364	7	23	a	a	DET
inlawrev-2364	7	24	trial	trial	NOUN
inlawrev-2364	7	25	court	court	NOUN
inlawrev-2364	7	26	against	against	ADP
inlawrev-2364	7	27	the	the	DET
inlawrev-2364	7	28	insurance	insurance	NOUN
inlawrev-2364	7	29	company	company	NOUN
inlawrev-2364	7	30	,	,	PUNCT
inlawrev-2364	7	31	determined	determine	VERB
inlawrev-2364	7	32	that	that	SCONJ
inlawrev-2364	7	33	the	the	DET
inlawrev-2364	7	34	term	term	NOUN
inlawrev-2364	7	35	"	"	PUNCT
inlawrev-2364	7	36	actual	actual	ADJ
inlawrev-2364	7	37	cash	cash	NOUN
inlawrev-2364	7	38	value	value	NOUN
inlawrev-2364	7	39	,	,	PUNCT
inlawrev-2364	7	40	"	"	PUNCT
inlawrev-2364	7	41	when	when	SCONJ
inlawrev-2364	7	42	used	use	VERB
inlawrev-2364	7	43	in	in	ADP
inlawrev-2364	7	44	a	a	DET
inlawrev-2364	7	45	fire	fire	NOUN
inlawrev-2364	7	46	insurance	insurance	NOUN
inlawrev-2364	7	47	policy	policy	NOUN
inlawrev-2364	7	48	,	,	PUNCT
inlawrev-2364	7	49	meant	mean	VERB
inlawrev-2364	7	50	the	the	DET
inlawrev-2364	7	51	insured	insure	VERB
inlawrev-2364	7	52	was	be	AUX
inlawrev-2364	7	53	entitled	entitle	VERB
inlawrev-2364	7	54	to	to	ADP
inlawrev-2364	7	55	a	a	DET
inlawrev-2364	7	56	sufficient	sufficient	ADJ
inlawrev-2364	7	57	settlement	settlement	NOUN
inlawrev-2364	7	58	to	to	PART
inlawrev-2364	7	59	allow	allow	VERB
inlawrev-2364	7	60	repair	repair	NOUN
inlawrev-2364	7	61	,	,	PUNCT
inlawrev-2364	7	62	restoration	restoration	NOUN
inlawrev-2364	7	63	,	,	PUNCT
inlawrev-2364	7	64	or	or	CCONJ
inlawrev-2364	7	65	replacement	replacement	NOUN
inlawrev-2364	7	66	of	of	ADP
inlawrev-2364	7	67	the	the	DET
inlawrev-2364	7	68	damaged	damage	VERB
inlawrev-2364	7	69	property	property	NOUN
inlawrev-2364	7	70	without	without	ADP
inlawrev-2364	7	71	a	a	DET
inlawrev-2364	7	72	deduction	deduction	NOUN
inlawrev-2364	7	73	for	for	ADP
inlawrev-2364	7	74	depreciation.^	depreciation.^	NOUN
inlawrev-2364	7	75	the	the	DET
inlawrev-2364	7	76	court	court	NOUN
inlawrev-2364	7	77	further	far	ADV
inlawrev-2364	7	78	determined	determine	VERB
inlawrev-2364	7	79	that	that	SCONJ
inlawrev-2364	7	80	punitive	punitive	ADJ
inlawrev-2364	7	81	damages	damage	NOUN
inlawrev-2364	7	82	were	be	AUX
inlawrev-2364	7	83	allowable	allowable	ADJ
inlawrev-2364	7	84	by	by	ADP
inlawrev-2364	7	85	the	the	DET
inlawrev-2364	7	86	jury	jury	NOUN
inlawrev-2364	7	87	in	in	ADP
inlawrev-2364	7	88	addition	addition	NOUN
inlawrev-2364	7	89	to	to	ADP
inlawrev-2364	7	90	compensatory	compensatory	ADJ
inlawrev-2364	7	91	damages	damage	NOUN
inlawrev-2364	7	92	when	when	SCONJ
inlawrev-2364	7	93	*	*	PUNCT
inlawrev-2364	7	94	senior	senior	ADJ
inlawrev-2364	7	95	editor	editor	NOUN
inlawrev-2364	7	96	,	,	PUNCT
inlawrev-2364	7	97	the	the	DET
inlawrev-2364	7	98	research	research	NOUN
inlawrev-2364	7	99	and	and	CCONJ
inlawrev-2364	7	100	review	review	NOUN
inlawrev-2364	7	101	service	service	NOUN
inlawrev-2364	7	102	of	of	ADP
inlawrev-2364	7	103	america	america	PROPN
inlawrev-2364	7	104	,	,	PUNCT
inlawrev-2364	7	105	inc	inc	PROPN
inlawrev-2364	7	106	.	.	PROPN
inlawrev-2364	8	1	b.s	b.s	PROPN
inlawrev-2364	8	2	.	.	PROPN
inlawrev-2364	8	3	,	,	PUNCT
inlawrev-2364	8	4	brigham	brigham	PROPN
inlawrev-2364	8	5	young	young	PROPN
inlawrev-2364	8	6	university	university	PROPN
inlawrev-2364	8	7	,	,	PUNCT
inlawrev-2364	8	8	1965	1965	NUM
inlawrev-2364	8	9	;	;	PUNCT
inlawrev-2364	8	10	m.b.a	m.b.a	NOUN
inlawrev-2364	8	11	.	.	PROPN
inlawrev-2364	8	12	,	,	PUNCT
inlawrev-2364	8	13	1967	1967	NUM
inlawrev-2364	8	14	;	;	PUNCT
inlawrev-2364	8	15	c.l.u	c.l.u	PROPN
inlawrev-2364	8	16	.	.	PROPN
inlawrev-2364	8	17	,	,	PUNCT
inlawrev-2364	8	18	the	the	DET
inlawrev-2364	8	19	american	american	PROPN
inlawrev-2364	8	20	college	college	PROPN
inlawrev-2364	8	21	,	,	PUNCT
inlawrev-2364	8	22	1971	1971	NUM
inlawrev-2364	8	23	;	;	PUNCT
inlawrev-2364	8	24	j.d	j.d	PROPN
inlawrev-2364	8	25	.	.	PROPN
inlawrev-2364	8	26	,	,	PUNCT
inlawrev-2364	8	27	indiana	indiana	PROPN
inlawrev-2364	8	28	university	university	PROPN
inlawrev-2364	8	29	school	school	NOUN
inlawrev-2364	8	30	of	of	ADP
inlawrev-2364	8	31	law	law	NOUN
inlawrev-2364	8	32	—	—	PUNCT
inlawrev-2364	8	33	indianapolis	indianapolis	PROPN
inlawrev-2364	8	34	,	,	PUNCT
inlawrev-2364	8	35	1980	1980	NUM
inlawrev-2364	8	36	.	.	PUNCT
inlawrev-2364	9	1	the	the	DET
inlawrev-2364	9	2	author	author	NOUN
inlawrev-2364	9	3	extends	extend	VERB
inlawrev-2364	9	4	appreciation	appreciation	NOUN
inlawrev-2364	9	5	to	to	PART
inlawrev-2364	9	6	associate	associate	VERB
inlawrev-2364	9	7	dean	dean	NOUN
inlawrev-2364	9	8	of	of	ADP
inlawrev-2364	9	9	student	student	NOUN
inlawrev-2364	9	10	affairs	affair	NOUN
inlawrev-2364	9	11	g.	g.	PROPN
inlawrev-2364	9	12	kent	kent	PROPN
inlawrev-2364	9	13	frandsen	frandsen	PROPN
inlawrev-2364	9	14	of	of	ADP
inlawrev-2364	9	15	the	the	DET
inlawrev-2364	9	16	indiana	indiana	PROPN
inlawrev-2364	9	17	university	university	PROPN
inlawrev-2364	9	18	school	school	NOUN
inlawrev-2364	9	19	of	of	ADP
inlawrev-2364	9	20	law	law	NOUN
inlawrev-2364	9	21	—	—	PUNCT
inlawrev-2364	9	22	indianapolis	indianapolis	PROPN
inlawrev-2364	9	23	for	for	ADP
inlawrev-2364	9	24	his	his	PRON
inlawrev-2364	9	25	assistance	assistance	NOUN
inlawrev-2364	9	26	in	in	ADP
inlawrev-2364	9	27	the	the	DET
inlawrev-2364	9	28	preparation	preparation	NOUN
inlawrev-2364	9	29	of	of	ADP
inlawrev-2364	9	30	this	this	DET
inlawrev-2364	9	31	article	article	NOUN
inlawrev-2364	9	32	.	.	PUNCT
inlawrev-2364	9	33	^384	^384	VERB
inlawrev-2364	9	34	n.e.2d	n.e.2d	X
inlawrev-2364	9	35	607	607	NUM
inlawrev-2364	9	36	(	(	PUNCT
inlawrev-2364	9	37	ind	ind	NOUN
inlawrev-2364	9	38	.	.	PUNCT
inlawrev-2364	10	1	ct	ct	PROPN
inlawrev-2364	10	2	.	.	PUNCT
inlawrev-2364	11	1	app	app	PROPN
inlawrev-2364	11	2	.	.	PROPN
inlawrev-2364	11	3	1979	1979	NUM
inlawrev-2364	11	4	)	)	PUNCT
inlawrev-2364	11	5	.	.	PUNCT
inlawrev-2364	12	1	^id	^id	PROPN
inlawrev-2364	12	2	.	.	PUNCT
inlawrev-2364	13	1	at	at	ADP
inlawrev-2364	13	2	615	615	NUM
inlawrev-2364	13	3	.	.	PUNCT
inlawrev-2364	13	4	279	279	NUM
inlawrev-2364	13	5	280	280	NUM
inlawrev-2364	13	6	indiana	indiana	PROPN
inlawrev-2364	13	7	la	la	PROPN
inlawrev-2364	13	8	w	w	PROPN
inlawrev-2364	13	9	review	review	PROPN
inlawrev-2364	13	10	[	[	X
inlawrev-2364	13	11	vol	vol	NOUN
inlawrev-2364	13	12	.	.	PUNCT
inlawrev-2364	13	13	13:279	13:279	NUM
inlawrev-2364	13	14	the	the	DET
inlawrev-2364	13	15	insurance	insurance	NOUN
inlawrev-2364	13	16	company	company	NOUN
inlawrev-2364	13	17	improperly	improperly	ADV
inlawrev-2364	13	18	represented	represent	VERB
inlawrev-2364	13	19	the	the	DET
inlawrev-2364	13	20	provisions	provision	NOUN
inlawrev-2364	13	21	of	of	ADP
inlawrev-2364	13	22	the	the	DET
inlawrev-2364	13	23	insurance	insurance	NOUN
inlawrev-2364	13	24	policy	policy	NOUN
inlawrev-2364	13	25	to	to	ADP
inlawrev-2364	13	26	the	the	DET
inlawrev-2364	13	27	insured.^	insured.^	PROPN
inlawrev-2364	13	28	orrie	orrie	PROPN
inlawrev-2364	13	29	l.	l.	PROPN
inlawrev-2364	13	30	armstrong	armstrong	PROPN
inlawrev-2364	13	31	was	be	AUX
inlawrev-2364	13	32	the	the	DET
inlawrev-2364	13	33	owner	owner	NOUN
inlawrev-2364	13	34	of	of	ADP
inlawrev-2364	13	35	a	a	DET
inlawrev-2364	13	36	farmhouse	farmhouse	NOUN
inlawrev-2364	13	37	,	,	PUNCT
inlawrev-2364	13	38	approximately	approximately	ADV
inlawrev-2364	13	39	100	100	NUM
inlawrev-2364	13	40	years	year	NOUN
inlawrev-2364	13	41	old	old	ADJ
inlawrev-2364	13	42	,	,	PUNCT
inlawrev-2364	13	43	which	which	PRON
inlawrev-2364	13	44	was	be	AUX
inlawrev-2364	13	45	extensively	extensively	ADV
inlawrev-2364	13	46	damaged	damage	VERB
inlawrev-2364	13	47	by	by	ADP
inlawrev-2364	13	48	fire	fire	NOUN
inlawrev-2364	13	49	.	.	PUNCT
inlawrev-2364	14	1	mrs	mrs	PROPN
inlawrev-2364	14	2	.	.	PROPN
inlawrev-2364	14	3	armstrong	armstrong	PROPN
inlawrev-2364	14	4	and	and	CCONJ
inlawrev-2364	14	5	her	her	PRON
inlawrev-2364	14	6	husband	husband	NOUN
inlawrev-2364	14	7	,	,	PUNCT
inlawrev-2364	14	8	while	while	SCONJ
inlawrev-2364	14	9	occupying	occupy	VERB
inlawrev-2364	14	10	the	the	DET
inlawrev-2364	14	11	home	home	NOUN
inlawrev-2364	14	12	,	,	PUNCT
inlawrev-2364	14	13	had	have	AUX
inlawrev-2364	14	14	made	make	VERB
inlawrev-2364	14	15	several	several	ADJ
inlawrev-2364	14	16	improvements	improvement	NOUN
inlawrev-2364	14	17	,	,	PUNCT
inlawrev-2364	14	18	and	and	CCONJ
inlawrev-2364	14	19	after	after	ADP
inlawrev-2364	14	20	her	her	PRON
inlawrev-2364	14	21	husband	husband	NOUN
inlawrev-2364	14	22	's	's	PART
inlawrev-2364	14	23	death	death	NOUN
inlawrev-2364	14	24	,	,	PUNCT
inlawrev-2364	14	25	mrs	mrs	PROPN
inlawrev-2364	14	26	.	.	PROPN
inlawrev-2364	14	27	armstrong	armstrong	PROPN
inlawrev-2364	14	28	continued	continue	VERB
inlawrev-2364	14	29	to	to	PART
inlawrev-2364	14	30	maintain	maintain	VERB
inlawrev-2364	14	31	and	and	CCONJ
inlawrev-2364	14	32	modernize	modernize	VERB
inlawrev-2364	14	33	the	the	DET
inlawrev-2364	14	34	house	house	NOUN
inlawrev-2364	14	35	.	.	PUNCT
inlawrev-2364	14	36	"	"	PUNCT
inlawrev-2364	15	1	in	in	ADP
inlawrev-2364	15	2	1971	1971	NUM
inlawrev-2364	15	3	,	,	PUNCT
inlawrev-2364	15	4	mrs	mrs	PROPN
inlawrev-2364	15	5	.	.	PROPN
inlawrev-2364	15	6	armstrong	armstrong	PROPN
inlawrev-2364	15	7	renewed	renew	VERB
inlawrev-2364	15	8	a	a	DET
inlawrev-2364	15	9	fire	fire	NOUN
inlawrev-2364	15	10	insurance	insurance	NOUN
inlawrev-2364	15	11	policy	policy	NOUN
inlawrev-2364	15	12	through	through	ADP
inlawrev-2364	15	13	the	the	DET
inlawrev-2364	15	14	travelers	traveler	NOUN
inlawrev-2364	15	15	indemnity	indemnity	NOUN
inlawrev-2364	15	16	company	company	NOUN
inlawrev-2364	15	17	for	for	ADP
inlawrev-2364	15	18	a	a	DET
inlawrev-2364	15	19	three	three	NUM
inlawrev-2364	15	20	-	-	PUNCT
inlawrev-2364	15	21	year	year	NOUN
inlawrev-2364	15	22	period	period	NOUN
inlawrev-2364	15	23	.	.	PUNCT
inlawrev-2364	16	1	prior	prior	ADV
inlawrev-2364	16	2	to	to	ADP
inlawrev-2364	16	3	the	the	DET
inlawrev-2364	16	4	renewal	renewal	NOUN
inlawrev-2364	16	5	,	,	PUNCT
inlawrev-2364	16	6	her	her	PRON
inlawrev-2364	16	7	agent	agent	NOUN
inlawrev-2364	16	8	advised	advise	VERB
inlawrev-2364	16	9	that	that	SCONJ
inlawrev-2364	16	10	the	the	DET
inlawrev-2364	16	11	coverage	coverage	NOUN
inlawrev-2364	16	12	on	on	ADP
inlawrev-2364	16	13	the	the	DET
inlawrev-2364	16	14	farmhouse	farmhouse	NOUN
inlawrev-2364	16	15	be	be	AUX
inlawrev-2364	16	16	increased	increase	VERB
inlawrev-2364	16	17	because	because	SCONJ
inlawrev-2364	16	18	the	the	DET
inlawrev-2364	16	19	cost	cost	NOUN
inlawrev-2364	16	20	of	of	ADP
inlawrev-2364	16	21	building	building	NOUN
inlawrev-2364	16	22	materials	material	NOUN
inlawrev-2364	16	23	had	have	AUX
inlawrev-2364	16	24	risen	rise	VERB
inlawrev-2364	16	25	substantially	substantially	ADV
inlawrev-2364	16	26	since	since	SCONJ
inlawrev-2364	16	27	the	the	DET
inlawrev-2364	16	28	original	original	ADJ
inlawrev-2364	16	29	issuance	issuance	NOUN
inlawrev-2364	16	30	of	of	ADP
inlawrev-2364	16	31	the	the	DET
inlawrev-2364	16	32	policy	policy	NOUN
inlawrev-2364	16	33	.	.	PUNCT
inlawrev-2364	17	1	mrs	mrs	PROPN
inlawrev-2364	17	2	.	.	PROPN
inlawrev-2364	17	3	armstrong	armstrong	PROPN
inlawrev-2364	17	4	acted	act	VERB
inlawrev-2364	17	5	on	on	ADP
inlawrev-2364	17	6	this	this	DET
inlawrev-2364	17	7	advice	advice	NOUN
inlawrev-2364	17	8	and	and	CCONJ
inlawrev-2364	17	9	increased	increase	VERB
inlawrev-2364	17	10	the	the	DET
inlawrev-2364	17	11	policy	policy	NOUN
inlawrev-2364	17	12	limits	limit	NOUN
inlawrev-2364	17	13	on	on	ADP
inlawrev-2364	17	14	the	the	DET
inlawrev-2364	17	15	farmhouse	farmhouse	NOUN
inlawrev-2364	17	16	at	at	ADP
inlawrev-2364	17	17	renewal	renewal	NOUN
inlawrev-2364	17	18	to	to	ADP
inlawrev-2364	17	19	$	$	SYM
inlawrev-2364	17	20	15,000	15,000	NUM
inlawrev-2364	17	21	.	.	PUNCT
inlawrev-2364	18	1	the	the	DET
inlawrev-2364	18	2	day	day	NOUN
inlawrev-2364	18	3	after	after	ADP
inlawrev-2364	18	4	the	the	DET
inlawrev-2364	18	5	fire	fire	NOUN
inlawrev-2364	18	6	,	,	PUNCT
inlawrev-2364	18	7	which	which	PRON
inlawrev-2364	18	8	occurred	occur	VERB
inlawrev-2364	18	9	in	in	ADP
inlawrev-2364	18	10	1972	1972	NUM
inlawrev-2364	18	11	,	,	PUNCT
inlawrev-2364	18	12	she	she	PRON
inlawrev-2364	18	13	notified	notify	VERB
inlawrev-2364	18	14	her	her	PRON
inlawrev-2364	18	15	agent	agent	NOUN
inlawrev-2364	18	16	of	of	ADP
inlawrev-2364	18	17	the	the	DET
inlawrev-2364	18	18	damage	damage	NOUN
inlawrev-2364	18	19	.	.	PUNCT
inlawrev-2364	19	1	a	a	DET
inlawrev-2364	19	2	claims	claim	NOUN
inlawrev-2364	19	3	investigator	investigator	NOUN
inlawrev-2364	19	4	for	for	ADP
inlawrev-2364	19	5	the	the	DET
inlawrev-2364	19	6	insurance	insurance	NOUN
inlawrev-2364	19	7	company	company	NOUN
inlawrev-2364	19	8	and	and	CCONJ
inlawrev-2364	19	9	an	an	DET
inlawrev-2364	19	10	independent	independent	ADJ
inlawrev-2364	19	11	repair	repair	NOUN
inlawrev-2364	19	12	contractor	contractor	NOUN
inlawrev-2364	19	13	carefully	carefully	ADV
inlawrev-2364	19	14	examined	examine	VERB
inlawrev-2364	19	15	the	the	DET
inlawrev-2364	19	16	house	house	NOUN
inlawrev-2364	19	17	to	to	PART
inlawrev-2364	19	18	determine	determine	VERB
inlawrev-2364	19	19	what	what	PRON
inlawrev-2364	19	20	would	would	AUX
inlawrev-2364	19	21	be	be	AUX
inlawrev-2364	19	22	necessary	necessary	ADJ
inlawrev-2364	19	23	to	to	PART
inlawrev-2364	19	24	restore	restore	VERB
inlawrev-2364	19	25	the	the	DET
inlawrev-2364	19	26	premises	premise	NOUN
inlawrev-2364	19	27	to	to	ADP
inlawrev-2364	19	28	their	their	PRON
inlawrev-2364	19	29	condition	condition	NOUN
inlawrev-2364	19	30	before	before	ADP
inlawrev-2364	19	31	the	the	DET
inlawrev-2364	19	32	fire	fire	NOUN
inlawrev-2364	19	33	.	.	PUNCT
inlawrev-2364	20	1	within	within	ADP
inlawrev-2364	20	2	a	a	DET
inlawrev-2364	20	3	week	week	NOUN
inlawrev-2364	20	4	of	of	ADP
inlawrev-2364	20	5	this	this	DET
inlawrev-2364	20	6	inspection	inspection	NOUN
inlawrev-2364	20	7	,	,	PUNCT
inlawrev-2364	20	8	the	the	DET
inlawrev-2364	20	9	insurance	insurance	NOUN
inlawrev-2364	20	10	investigator	investigator	NOUN
inlawrev-2364	20	11	telephoned	telephone	VERB
inlawrev-2364	20	12	mrs	mrs	PROPN
inlawrev-2364	20	13	.	.	PROPN
inlawrev-2364	20	14	armstrong	armstrong	PROPN
inlawrev-2364	20	15	and	and	CCONJ
inlawrev-2364	20	16	informed	inform	VERB
inlawrev-2364	20	17	her	she	PRON
inlawrev-2364	20	18	that	that	SCONJ
inlawrev-2364	20	19	the	the	DET
inlawrev-2364	20	20	cost	cost	NOUN
inlawrev-2364	20	21	of	of	ADP
inlawrev-2364	20	22	repair	repair	NOUN
inlawrev-2364	20	23	was	be	AUX
inlawrev-2364	20	24	$	$	SYM
inlawrev-2364	20	25	8,729.62	8,729.62	NUM
inlawrev-2364	20	26	.	.	PUNCT
inlawrev-2364	21	1	he	he	PRON
inlawrev-2364	21	2	then	then	ADV
inlawrev-2364	21	3	offered	offer	VERB
inlawrev-2364	21	4	to	to	PART
inlawrev-2364	21	5	pay	pay	VERB
inlawrev-2364	21	6	the	the	DET
inlawrev-2364	21	7	insured	insure	VERB
inlawrev-2364	21	8	$	$	SYM
inlawrev-2364	21	9	4,200	4,200	NUM
inlawrev-2364	21	10	in	in	ADP
inlawrev-2364	21	11	cash	cash	NOUN
inlawrev-2364	21	12	if	if	SCONJ
inlawrev-2364	21	13	she	she	PRON
inlawrev-2364	21	14	chose	choose	VERB
inlawrev-2364	21	15	not	not	PART
inlawrev-2364	21	16	to	to	PART
inlawrev-2364	21	17	repair	repair	VERB
inlawrev-2364	21	18	the	the	DET
inlawrev-2364	21	19	house	house	NOUN
inlawrev-2364	21	20	,	,	PUNCT
inlawrev-2364	21	21	or	or	CCONJ
inlawrev-2364	21	22	to	to	PART
inlawrev-2364	21	23	pay	pay	VERB
inlawrev-2364	21	24	$	$	SYM
inlawrev-2364	21	25	6,400	6,400	NUM
inlawrev-2364	21	26	to	to	ADP
inlawrev-2364	21	27	a	a	DET
inlawrev-2364	21	28	contractor	contractor	NOUN
inlawrev-2364	21	29	if	if	SCONJ
inlawrev-2364	21	30	she	she	PRON
inlawrev-2364	21	31	wished	wish	VERB
inlawrev-2364	21	32	to	to	PART
inlawrev-2364	21	33	repair	repair	VERB
inlawrev-2364	21	34	.	.	PUNCT
inlawrev-2364	22	1	when	when	SCONJ
inlawrev-2364	22	2	mrs	mrs	PROPN
inlawrev-2364	22	3	.	.	PROPN
inlawrev-2364	22	4	armstrong	armstrong	PROPN
inlawrev-2364	22	5	asked	ask	VERB
inlawrev-2364	22	6	the	the	DET
inlawrev-2364	22	7	investigator	investigator	NOUN
inlawrev-2364	22	8	to	to	PART
inlawrev-2364	22	9	explain	explain	VERB
inlawrev-2364	22	10	the	the	DET
inlawrev-2364	22	11	offer	offer	NOUN
inlawrev-2364	22	12	,	,	PUNCT
inlawrev-2364	22	13	he	he	PRON
inlawrev-2364	22	14	indicated	indicate	VERB
inlawrev-2364	22	15	that	that	SCONJ
inlawrev-2364	22	16	he	he	PRON
inlawrev-2364	22	17	did	do	AUX
inlawrev-2364	22	18	not	not	PART
inlawrev-2364	22	19	understand	understand	VERB
inlawrev-2364	22	20	it	it	PRON
inlawrev-2364	22	21	either	either	ADV
inlawrev-2364	22	22	,	,	PUNCT
inlawrev-2364	22	23	but	but	CCONJ
inlawrev-2364	22	24	that	that	SCONJ
inlawrev-2364	22	25	there	there	PRON
inlawrev-2364	22	26	"	"	PUNCT
inlawrev-2364	22	27	was	be	AUX
inlawrev-2364	22	28	something	something	PRON
inlawrev-2364	22	29	...	...	PUNCT
inlawrev-2364	22	30	in	in	ADP
inlawrev-2364	22	31	the	the	DET
inlawrev-2364	22	32	policy	policy	NOUN
inlawrev-2364	22	33	that	that	PRON
inlawrev-2364	22	34	was	be	AUX
inlawrev-2364	22	35	percentage	percentage	NOUN
inlawrev-2364	22	36	-	-	PUNCT
inlawrev-2364	22	37	wise,"^	wise,"^	NOUN
inlawrev-2364	22	38	and	and	CCONJ
inlawrev-2364	22	39	that	that	SCONJ
inlawrev-2364	22	40	the	the	DET
inlawrev-2364	22	41	insurance	insurance	NOUN
inlawrev-2364	22	42	coverage	coverage	NOUN
inlawrev-2364	22	43	would	would	AUX
inlawrev-2364	22	44	not	not	PART
inlawrev-2364	22	45	pay	pay	VERB
inlawrev-2364	22	46	for	for	ADP
inlawrev-2364	22	47	the	the	DET
inlawrev-2364	22	48	full	full	ADJ
inlawrev-2364	22	49	cost	cost	NOUN
inlawrev-2364	22	50	of	of	ADP
inlawrev-2364	22	51	repair	repair	NOUN
inlawrev-2364	22	52	.	.	PUNCT
inlawrev-2364	23	1	mrs	mrs	PROPN
inlawrev-2364	23	2	.	.	PROPN
inlawrev-2364	23	3	armstrong	armstrong	PROPN
inlawrev-2364	23	4	declined	decline	VERB
inlawrev-2364	23	5	both	both	DET
inlawrev-2364	23	6	offers	offer	NOUN
inlawrev-2364	23	7	and	and	CCONJ
inlawrev-2364	23	8	contacted	contact	VERB
inlawrev-2364	23	9	an	an	DET
inlawrev-2364	23	10	attorney	attorney	NOUN
inlawrev-2364	23	11	.	.	PUNCT
inlawrev-2364	24	1	a	a	DET
inlawrev-2364	24	2	banker	banker	NOUN
inlawrev-2364	24	3	who	who	PRON
inlawrev-2364	24	4	had	have	AUX
inlawrev-2364	24	5	appraised	appraise	VERB
inlawrev-2364	24	6	property	property	NOUN
inlawrev-2364	24	7	in	in	ADP
inlawrev-2364	24	8	the	the	DET
inlawrev-2364	24	9	area	area	NOUN
inlawrev-2364	24	10	an	an	DET
inlawrev-2364	24	11	average	average	NOUN
inlawrev-2364	24	12	of	of	ADP
inlawrev-2364	24	13	two	two	NUM
inlawrev-2364	24	14	or	or	CCONJ
inlawrev-2364	24	15	three	three	NUM
inlawrev-2364	24	16	times	time	NOUN
inlawrev-2364	24	17	a	a	DET
inlawrev-2364	24	18	week	week	NOUN
inlawrev-2364	24	19	for	for	ADP
inlawrev-2364	24	20	twenty	twenty	NUM
inlawrev-2364	24	21	years	year	NOUN
inlawrev-2364	24	22	was	be	AUX
inlawrev-2364	24	23	retained	retain	VERB
inlawrev-2364	24	24	,	,	PUNCT
inlawrev-2364	24	25	along	along	ADP
inlawrev-2364	24	26	with	with	ADP
inlawrev-2364	24	27	another	another	DET
inlawrev-2364	24	28	appraiser	appraiser	NOUN
inlawrev-2364	24	29	,	,	PUNCT
inlawrev-2364	24	30	to	to	PART
inlawrev-2364	24	31	inspect	inspect	VERB
inlawrev-2364	24	32	the	the	DET
inlawrev-2364	24	33	property	property	NOUN
inlawrev-2364	24	34	,	,	PUNCT
inlawrev-2364	24	35	appraise	appraise	VERB
inlawrev-2364	24	36	its	its	PRON
inlawrev-2364	24	37	value	value	NOUN
inlawrev-2364	24	38	,	,	PUNCT
inlawrev-2364	24	39	and	and	CCONJ
inlawrev-2364	24	40	arrive	arrive	VERB
inlawrev-2364	24	41	at	at	ADP
inlawrev-2364	24	42	an	an	DET
inlawrev-2364	24	43	estimate	estimate	NOUN
inlawrev-2364	24	44	of	of	ADP
inlawrev-2364	24	45	the	the	DET
inlawrev-2364	24	46	cost	cost	NOUN
inlawrev-2364	24	47	necessary	necessary	ADJ
inlawrev-2364	24	48	to	to	PART
inlawrev-2364	24	49	restore	restore	VERB
inlawrev-2364	24	50	the	the	DET
inlawrev-2364	24	51	house	house	NOUN
inlawrev-2364	24	52	to	to	ADP
inlawrev-2364	24	53	a	a	DET
inlawrev-2364	24	54	livable	livable	ADJ
inlawrev-2364	24	55	condition	condition	NOUN
inlawrev-2364	24	56	.	.	PUNCT
inlawrev-2364	25	1	the	the	DET
inlawrev-2364	25	2	banker	banker	NOUN
inlawrev-2364	25	3	estimated	estimate	VERB
inlawrev-2364	25	4	the	the	DET
inlawrev-2364	25	5	value	value	NOUN
inlawrev-2364	25	6	of	of	ADP
inlawrev-2364	25	7	the	the	DET
inlawrev-2364	25	8	house	house	NOUN
inlawrev-2364	25	9	before	before	ADP
inlawrev-2364	25	10	the	the	DET
inlawrev-2364	25	11	fire	fire	NOUN
inlawrev-2364	25	12	,	,	PUNCT
inlawrev-2364	25	13	exclusive	exclusive	ADJ
inlawrev-2364	25	14	of	of	ADP
inlawrev-2364	25	15	the	the	DET
inlawrev-2364	25	16	land	land	NOUN
inlawrev-2364	25	17	,	,	PUNCT
inlawrev-2364	25	18	to	to	PART
inlawrev-2364	25	19	be	be	AUX
inlawrev-2364	25	20	$	$	SYM
inlawrev-2364	25	21	15,000	15,000	NUM
inlawrev-2364	25	22	and	and	CCONJ
inlawrev-2364	25	23	determined	determine	VERB
inlawrev-2364	25	24	that	that	SCONJ
inlawrev-2364	25	25	the	the	DET
inlawrev-2364	25	26	value	value	NOUN
inlawrev-2364	25	27	of	of	ADP
inlawrev-2364	25	28	the	the	DET
inlawrev-2364	25	29	house	house	NOUN
inlawrev-2364	25	30	after	after	SCONJ
inlawrev-2364	25	31	the	the	DET
inlawrev-2364	25	32	fire	fire	NOUN
inlawrev-2364	25	33	was	be	AUX
inlawrev-2364	25	34	$	$	SYM
inlawrev-2364	25	35	6,500	6,500	NUM
inlawrev-2364	25	36	.	.	PUNCT
inlawrev-2364	26	1	the	the	DET
inlawrev-2364	26	2	banker	banker	NOUN
inlawrev-2364	26	3	's	's	PART
inlawrev-2364	26	4	appraisal	appraisal	NOUN
inlawrev-2364	26	5	of	of	ADP
inlawrev-2364	26	6	the	the	DET
inlawrev-2364	26	7	damage	damage	NOUN
inlawrev-2364	26	8	was	be	AUX
inlawrev-2364	26	9	$	$	SYM
inlawrev-2364	26	10	8,500	8,500	NUM
inlawrev-2364	26	11	,	,	PUNCT
inlawrev-2364	26	12	or	or	CCONJ
inlawrev-2364	26	13	in	in	ADP
inlawrev-2364	26	14	other	other	ADJ
inlawrev-2364	26	15	words	word	NOUN
inlawrev-2364	26	16	,	,	PUNCT
inlawrev-2364	26	17	he	he	PRON
inlawrev-2364	26	18	felt	feel	VERB
inlawrev-2364	26	19	that	that	SCONJ
inlawrev-2364	26	20	the	the	DET
inlawrev-2364	26	21	value	value	NOUN
inlawrev-2364	26	22	of	of	ADP
inlawrev-2364	26	23	the	the	DET
inlawrev-2364	26	24	farmhouse	farmhouse	NOUN
inlawrev-2364	26	25	was	be	AUX
inlawrev-2364	26	26	decreased	decrease	VERB
inlawrev-2364	26	27	by	by	ADP
inlawrev-2364	26	28	the	the	DET
inlawrev-2364	26	29	repair	repair	NOUN
inlawrev-2364	26	30	cost	cost	NOUN
inlawrev-2364	26	31	.	.	PUNCT
inlawrev-2364	27	1	ud	ud	INTJ
inlawrev-2364	27	2	.	.	PUNCT
inlawrev-2364	28	1	at	at	ADP
inlawrev-2364	28	2	618	618	NUM
inlawrev-2364	28	3	-	-	SYM
inlawrev-2364	28	4	19	19	NUM
inlawrev-2364	28	5	.	.	PUNCT
inlawrev-2364	29	1	*	*	VERB
inlawrev-2364	29	2	in	in	ADP
inlawrev-2364	29	3	the	the	DET
inlawrev-2364	29	4	10	10	NUM
inlawrev-2364	29	5	years	year	NOUN
inlawrev-2364	29	6	before	before	ADP
inlawrev-2364	29	7	the	the	DET
inlawrev-2364	29	8	fire	fire	NOUN
inlawrev-2364	29	9	,	,	PUNCT
inlawrev-2364	29	10	the	the	DET
inlawrev-2364	29	11	armstrong	armstrong	PROPN
inlawrev-2364	29	12	's	's	PART
inlawrev-2364	29	13	had	have	AUX
inlawrev-2364	29	14	installed	instal	VERB
inlawrev-2364	29	15	new	new	ADJ
inlawrev-2364	29	16	aluminum	aluminum	NOUN
inlawrev-2364	29	17	siding	siding	NOUN
inlawrev-2364	29	18	,	,	PUNCT
inlawrev-2364	29	19	kitchen	kitchen	NOUN
inlawrev-2364	29	20	cabinets	cabinet	NOUN
inlawrev-2364	29	21	,	,	PUNCT
inlawrev-2364	29	22	and	and	CCONJ
inlawrev-2364	29	23	a	a	DET
inlawrev-2364	29	24	new	new	ADJ
inlawrev-2364	29	25	furnace	furnace	NOUN
inlawrev-2364	29	26	.	.	PUNCT
inlawrev-2364	30	1	then	then	ADV
inlawrev-2364	30	2	,	,	PUNCT
inlawrev-2364	30	3	in	in	ADP
inlawrev-2364	30	4	the	the	DET
inlawrev-2364	30	5	18	18	NUM
inlawrev-2364	30	6	months	month	NOUN
inlawrev-2364	30	7	preceding	precede	VERB
inlawrev-2364	30	8	the	the	DET
inlawrev-2364	30	9	fire	fire	NOUN
inlawrev-2364	30	10	,	,	PUNCT
inlawrev-2364	30	11	two	two	NUM
inlawrev-2364	30	12	closets	closet	NOUN
inlawrev-2364	30	13	were	be	AUX
inlawrev-2364	30	14	added	add	VERB
inlawrev-2364	30	15	;	;	PUNCT
inlawrev-2364	30	16	hardwood	hardwood	ADJ
inlawrev-2364	30	17	paneling	paneling	NOUN
inlawrev-2364	30	18	and	and	CCONJ
inlawrev-2364	30	19	ceiling	ceiling	NOUN
inlawrev-2364	30	20	tile	tile	NOUN
inlawrev-2364	30	21	were	be	AUX
inlawrev-2364	30	22	installed	instal	VERB
inlawrev-2364	30	23	in	in	ADP
inlawrev-2364	30	24	the	the	DET
inlawrev-2364	30	25	living	living	NOUN
inlawrev-2364	30	26	room	room	NOUN
inlawrev-2364	30	27	,	,	PUNCT
inlawrev-2364	30	28	the	the	DET
inlawrev-2364	30	29	dining	dining	NOUN
inlawrev-2364	30	30	room	room	NOUN
inlawrev-2364	30	31	,	,	PUNCT
inlawrev-2364	30	32	and	and	CCONJ
inlawrev-2364	30	33	in	in	ADP
inlawrev-2364	30	34	four	four	NUM
inlawrev-2364	30	35	second	second	ADJ
inlawrev-2364	30	36	floor	floor	NOUN
inlawrev-2364	30	37	bedrooms	bedroom	NOUN
inlawrev-2364	30	38	;	;	PUNCT
inlawrev-2364	30	39	and	and	CCONJ
inlawrev-2364	30	40	new	new	ADJ
inlawrev-2364	30	41	floor	floor	NOUN
inlawrev-2364	30	42	tile	tile	NOUN
inlawrev-2364	30	43	was	be	AUX
inlawrev-2364	30	44	put	put	VERB
inlawrev-2364	30	45	in	in	ADP
inlawrev-2364	30	46	the	the	DET
inlawrev-2364	30	47	dining	dining	NOUN
inlawrev-2364	30	48	room	room	NOUN
inlawrev-2364	30	49	.	.	PUNCT
inlawrev-2364	31	1	the	the	DET
inlawrev-2364	31	2	extensive	extensive	ADJ
inlawrev-2364	31	3	nature	nature	NOUN
inlawrev-2364	31	4	and	and	CCONJ
inlawrev-2364	31	5	immediacy	immediacy	NOUN
inlawrev-2364	31	6	of	of	ADP
inlawrev-2364	31	7	the	the	DET
inlawrev-2364	31	8	improvements	improvement	NOUN
inlawrev-2364	31	9	were	be	AUX
inlawrev-2364	31	10	thus	thus	ADV
inlawrev-2364	31	11	distinguishing	distinguish	VERB
inlawrev-2364	31	12	features	feature	NOUN
inlawrev-2364	31	13	of	of	ADP
inlawrev-2364	31	14	this	this	DET
inlawrev-2364	31	15	case	case	NOUN
inlawrev-2364	31	16	.	.	PUNCT
inlawrev-2364	31	17	^384	^384	VERB
inlawrev-2364	31	18	n.e.2d	n.e.2d	NOUN
inlawrev-2364	31	19	at	at	ADP
inlawrev-2364	31	20	611	611	NUM
inlawrev-2364	31	21	.	.	PUNCT
inlawrev-2364	32	1	1980	1980	NUM
inlawrev-2364	32	2	]	]	PUNCT
inlawrev-2364	32	3	survey	survey	NOUN
inlawrev-2364	32	4	-	-	PUNCT
inlawrev-2364	32	5	insurance	insurance	NOUN
inlawrev-2364	32	6	281	281	NUM
inlawrev-2364	32	7	later	later	ADV
inlawrev-2364	32	8	,	,	PUNCT
inlawrev-2364	32	9	the	the	DET
inlawrev-2364	32	10	insurance	insurance	NOUN
inlawrev-2364	32	11	company	company	NOUN
inlawrev-2364	32	12	admitted	admit	VERB
inlawrev-2364	32	13	that	that	SCONJ
inlawrev-2364	32	14	the	the	DET
inlawrev-2364	32	15	estimate	estimate	NOUN
inlawrev-2364	32	16	of	of	ADP
inlawrev-2364	32	17	$	$	SYM
inlawrev-2364	32	18	8,769.62	8,769.62	NUM
inlawrev-2364	32	19	obtained	obtain	VERB
inlawrev-2364	32	20	by	by	ADP
inlawrev-2364	32	21	its	its	PRON
inlawrev-2364	32	22	representative	representative	NOUN
inlawrev-2364	32	23	and	and	CCONJ
inlawrev-2364	32	24	the	the	DET
inlawrev-2364	32	25	contractor	contractor	NOUN
inlawrev-2364	32	26	was	be	AUX
inlawrev-2364	32	27	fair	fair	ADJ
inlawrev-2364	32	28	and	and	CCONJ
inlawrev-2364	32	29	reasonable	reasonable	ADJ
inlawrev-2364	32	30	;	;	PUNCT
inlawrev-2364	32	31	the	the	DET
inlawrev-2364	32	32	investigator	investigator	NOUN
inlawrev-2364	32	33	testified	testify	VERB
inlawrev-2364	32	34	that	that	SCONJ
inlawrev-2364	32	35	he	he	PRON
inlawrev-2364	32	36	had	have	AUX
inlawrev-2364	32	37	mistakenly	mistakenly	ADV
inlawrev-2364	32	38	adjusted	adjust	VERB
inlawrev-2364	32	39	the	the	DET
inlawrev-2364	32	40	claim	claim	NOUN
inlawrev-2364	32	41	through	through	ADP
inlawrev-2364	32	42	an	an	DET
inlawrev-2364	32	43	inapplicable	inapplicable	ADJ
inlawrev-2364	32	44	policy	policy	NOUN
inlawrev-2364	32	45	provision	provision	NOUN
inlawrev-2364	32	46	which	which	PRON
inlawrev-2364	32	47	,	,	PUNCT
inlawrev-2364	32	48	in	in	ADP
inlawrev-2364	32	49	his	his	PRON
inlawrev-2364	32	50	opinion	opinion	NOUN
inlawrev-2364	32	51	,	,	PUNCT
inlawrev-2364	32	52	restricted	restrict	VERB
inlawrev-2364	32	53	his	his	PRON
inlawrev-2364	32	54	offer	offer	NOUN
inlawrev-2364	32	55	to	to	ADP
inlawrev-2364	32	56	the	the	DET
inlawrev-2364	32	57	insured	insure	VERB
inlawrev-2364	32	58	to	to	ADP
inlawrev-2364	32	59	no	no	DET
inlawrev-2364	32	60	more	more	ADJ
inlawrev-2364	32	61	than	than	ADP
inlawrev-2364	32	62	$	$	SYM
inlawrev-2364	32	63	4,288.58	4,288.58	NUM
inlawrev-2364	32	64	because	because	SCONJ
inlawrev-2364	32	65	the	the	DET
inlawrev-2364	32	66	condition	condition	NOUN
inlawrev-2364	32	67	of	of	ADP
inlawrev-2364	32	68	the	the	DET
inlawrev-2364	32	69	house	house	NOUN
inlawrev-2364	32	70	called	call	VERB
inlawrev-2364	32	71	for	for	ADP
inlawrev-2364	32	72	a	a	DET
inlawrev-2364	32	73	fifty	fifty	NUM
inlawrev-2364	32	74	-	-	PUNCT
inlawrev-2364	32	75	percent	percent	NOUN
inlawrev-2364	32	76	depreciation	depreciation	NOUN
inlawrev-2364	32	77	deduction.^	deduction.^	NOUN
inlawrev-2364	32	78	the	the	DET
inlawrev-2364	32	79	next	next	ADJ
inlawrev-2364	32	80	reported	reported	ADJ
inlawrev-2364	32	81	communication	communication	NOUN
inlawrev-2364	32	82	from	from	ADP
inlawrev-2364	32	83	the	the	DET
inlawrev-2364	32	84	insurer	insurer	NOUN
inlawrev-2364	32	85	occurred	occur	VERB
inlawrev-2364	32	86	more	more	ADJ
inlawrev-2364	32	87	than	than	ADP
inlawrev-2364	32	88	seven	seven	NUM
inlawrev-2364	32	89	months	month	NOUN
inlawrev-2364	32	90	after	after	ADP
inlawrev-2364	32	91	the	the	DET
inlawrev-2364	32	92	fire	fire	NOUN
inlawrev-2364	32	93	.	.	PUNCT
inlawrev-2364	33	1	in	in	ADP
inlawrev-2364	33	2	a	a	DET
inlawrev-2364	33	3	letter	letter	NOUN
inlawrev-2364	33	4	from	from	ADP
inlawrev-2364	33	5	a	a	DET
inlawrev-2364	33	6	supervisor	supervisor	NOUN
inlawrev-2364	33	7	of	of	ADP
inlawrev-2364	33	8	the	the	DET
inlawrev-2364	33	9	insurance	insurance	NOUN
inlawrev-2364	33	10	company	company	NOUN
inlawrev-2364	33	11	to	to	ADP
inlawrev-2364	33	12	the	the	DET
inlawrev-2364	33	13	insured	insure	VERB
inlawrev-2364	33	14	's	's	PART
inlawrev-2364	33	15	attorney	attorney	NOUN
inlawrev-2364	33	16	,	,	PUNCT
inlawrev-2364	33	17	the	the	DET
inlawrev-2364	33	18	supervisor	supervisor	NOUN
inlawrev-2364	33	19	enclosed	enclose	VERB
inlawrev-2364	33	20	a	a	DET
inlawrev-2364	33	21	check	check	NOUN
inlawrev-2364	33	22	for	for	ADP
inlawrev-2364	33	23	$	$	SYM
inlawrev-2364	33	24	6,497.22	6,497.22	NUM
inlawrev-2364	33	25	and	and	CCONJ
inlawrev-2364	33	26	explained	explain	VERB
inlawrev-2364	33	27	that	that	SCONJ
inlawrev-2364	33	28	the	the	DET
inlawrev-2364	33	29	proposed	propose	VERB
inlawrev-2364	33	30	settlement	settlement	NOUN
inlawrev-2364	33	31	was	be	AUX
inlawrev-2364	33	32	determined	determine	VERB
inlawrev-2364	33	33	by	by	ADP
inlawrev-2364	33	34	applying	apply	VERB
inlawrev-2364	33	35	a	a	DET
inlawrev-2364	33	36	twenty	twenty	NUM
inlawrev-2364	33	37	-	-	PUNCT
inlawrev-2364	33	38	five	five	NUM
inlawrev-2364	33	39	percent	percent	NOUN
inlawrev-2364	33	40	depreciation	depreciation	NOUN
inlawrev-2364	33	41	factor	factor	NOUN
inlawrev-2364	33	42	to	to	ADP
inlawrev-2364	33	43	all	all	DET
inlawrev-2364	33	44	repair	repair	NOUN
inlawrev-2364	33	45	costs	cost	NOUN
inlawrev-2364	33	46	to	to	PART
inlawrev-2364	33	47	avoid	avoid	VERB
inlawrev-2364	33	48	betterment	betterment	NOUN
inlawrev-2364	33	49	of	of	ADP
inlawrev-2364	33	50	the	the	DET
inlawrev-2364	33	51	100	100	NUM
inlawrev-2364	33	52	-	-	PUNCT
inlawrev-2364	33	53	year	year	NOUN
inlawrev-2364	33	54	-	-	PUNCT
inlawrev-2364	33	55	old	old	ADJ
inlawrev-2364	33	56	house	house	NOUN
inlawrev-2364	33	57	.	.	PUNCT
inlawrev-2364	34	1	the	the	DET
inlawrev-2364	34	2	letter	letter	NOUN
inlawrev-2364	34	3	was	be	AUX
inlawrev-2364	34	4	the	the	DET
inlawrev-2364	34	5	first	first	ADJ
inlawrev-2364	34	6	written	write	VERB
inlawrev-2364	34	7	notification	notification	NOUN
inlawrev-2364	34	8	of	of	ADP
inlawrev-2364	34	9	a	a	DET
inlawrev-2364	34	10	depreciation	depreciation	NOUN
inlawrev-2364	34	11	reduction	reduction	NOUN
inlawrev-2364	34	12	percentage	percentage	NOUN
inlawrev-2364	34	13	.	.	PUNCT
inlawrev-2364	35	1	the	the	DET
inlawrev-2364	35	2	offer	offer	NOUN
inlawrev-2364	35	3	was	be	AUX
inlawrev-2364	35	4	refused	refuse	VERB
inlawrev-2364	35	5	and	and	CCONJ
inlawrev-2364	35	6	the	the	DET
inlawrev-2364	35	7	check	check	NOUN
inlawrev-2364	35	8	was	be	AUX
inlawrev-2364	35	9	returned	return	VERB
inlawrev-2364	35	10	.	.	PUNCT
inlawrev-2364	36	1	judgment	judgment	NOUN
inlawrev-2364	36	2	was	be	AUX
inlawrev-2364	36	3	entered	enter	VERB
inlawrev-2364	36	4	by	by	ADP
inlawrev-2364	36	5	the	the	DET
inlawrev-2364	36	6	trial	trial	NOUN
inlawrev-2364	36	7	court	court	NOUN
inlawrev-2364	36	8	following	follow	VERB
inlawrev-2364	36	9	a	a	DET
inlawrev-2364	36	10	jury	jury	NOUN
inlawrev-2364	36	11	verdict	verdict	NOUN
inlawrev-2364	36	12	for	for	ADP
inlawrev-2364	36	13	the	the	DET
inlawrev-2364	36	14	insured	insure	VERB
inlawrev-2364	36	15	awarding	award	VERB
inlawrev-2364	36	16	compensatory	compensatory	ADJ
inlawrev-2364	36	17	damages	damage	NOUN
inlawrev-2364	36	18	of	of	ADP
inlawrev-2364	36	19	$	$	SYM
inlawrev-2364	36	20	8,769.62	8,769.62	NUM
inlawrev-2364	36	21	and	and	CCONJ
inlawrev-2364	36	22	punitive	punitive	ADJ
inlawrev-2364	36	23	damages	damage	NOUN
inlawrev-2364	36	24	of	of	ADP
inlawrev-2364	36	25	$	$	SYM
inlawrev-2364	36	26	25,000	25,000	NUM
inlawrev-2364	36	27	.	.	PUNCT
inlawrev-2364	37	1	interest	interest	NOUN
inlawrev-2364	37	2	on	on	ADP
inlawrev-2364	37	3	the	the	DET
inlawrev-2364	37	4	compensatory	compensatory	ADJ
inlawrev-2364	37	5	damage	damage	NOUN
inlawrev-2364	37	6	award	award	NOUN
inlawrev-2364	37	7	was	be	AUX
inlawrev-2364	37	8	computed	compute	VERB
inlawrev-2364	37	9	at	at	ADP
inlawrev-2364	37	10	$	$	SYM
inlawrev-2364	37	11	1,785.13	1,785.13	NUM
inlawrev-2364	37	12	by	by	ADP
inlawrev-2364	37	13	the	the	DET
inlawrev-2364	37	14	court	court	NOUN
inlawrev-2364	37	15	,	,	PUNCT
inlawrev-2364	37	16	based	base	VERB
inlawrev-2364	37	17	on	on	ADP
inlawrev-2364	37	18	a	a	DET
inlawrev-2364	37	19	stipulated	stipulate	VERB
inlawrev-2364	37	20	annual	annual	ADJ
inlawrev-2364	37	21	percentage	percentage	NOUN
inlawrev-2364	37	22	rate	rate	NOUN
inlawrev-2364	37	23	of	of	ADP
inlawrev-2364	37	24	eight	eight	NUM
inlawrev-2364	37	25	percent	percent	NOUN
inlawrev-2364	37	26	.	.	PUNCT
inlawrev-2364	38	1	the	the	DET
inlawrev-2364	38	2	insurer	insurer	NOUN
inlawrev-2364	38	3	appealed	appeal	VERB
inlawrev-2364	38	4	,	,	PUNCT
inlawrev-2364	38	5	contesting	contest	VERB
inlawrev-2364	38	6	error	error	NOUN
inlawrev-2364	38	7	in	in	ADP
inlawrev-2364	38	8	each	each	DET
inlawrev-2364	38	9	element	element	NOUN
inlawrev-2364	38	10	of	of	ADP
inlawrev-2364	38	11	the	the	DET
inlawrev-2364	38	12	judgment	judgment	NOUN
inlawrev-2364	38	13	.	.	PUNCT
inlawrev-2364	39	1	issues	issue	NOUN
inlawrev-2364	39	2	of	of	ADP
inlawrev-2364	39	3	the	the	DET
inlawrev-2364	39	4	admission	admission	NOUN
inlawrev-2364	39	5	of	of	ADP
inlawrev-2364	39	6	testimony	testimony	NOUN
inlawrev-2364	39	7	and	and	CCONJ
inlawrev-2364	39	8	of	of	ADP
inlawrev-2364	39	9	the	the	DET
inlawrev-2364	39	10	court	court	NOUN
inlawrev-2364	39	11	's	's	PART
inlawrev-2364	39	12	instructions	instruction	NOUN
inlawrev-2364	39	13	were	be	AUX
inlawrev-2364	39	14	also	also	ADV
inlawrev-2364	39	15	,	,	PUNCT
inlawrev-2364	39	16	raised	raise	VERB
inlawrev-2364	39	17	by	by	ADP
inlawrev-2364	39	18	the	the	DET
inlawrev-2364	39	19	insurance	insurance	NOUN
inlawrev-2364	39	20	company	company	NOUN
inlawrev-2364	39	21	.	.	PUNCT
inlawrev-2364	40	1	the	the	DET
inlawrev-2364	40	2	contract	contract	NOUN
inlawrev-2364	40	3	of	of	ADP
inlawrev-2364	40	4	insurance	insurance	NOUN
inlawrev-2364	40	5	did	do	AUX
inlawrev-2364	40	6	not	not	PART
inlawrev-2364	40	7	contain	contain	VERB
inlawrev-2364	40	8	a	a	DET
inlawrev-2364	40	9	coinsurance	coinsurance	NOUN
inlawrev-2364	40	10	or	or	CCONJ
inlawrev-2364	40	11	prorata	prorata	NOUN
inlawrev-2364	40	12	clause;^	clause;^	NOUN
inlawrev-2364	40	13	nothing	nothing	PRON
inlawrev-2364	40	14	in	in	ADP
inlawrev-2364	40	15	the	the	DET
inlawrev-2364	40	16	policy	policy	NOUN
inlawrev-2364	40	17	language	language	NOUN
inlawrev-2364	40	18	indicated	indicate	VERB
inlawrev-2364	40	19	that	that	SCONJ
inlawrev-2364	40	20	any	any	DET
inlawrev-2364	40	21	deduction	deduction	NOUN
inlawrev-2364	40	22	should	should	AUX
inlawrev-2364	40	23	be	be	AUX
inlawrev-2364	40	24	taken	take	VERB
inlawrev-2364	40	25	for	for	ADP
inlawrev-2364	40	26	depreciation	depreciation	NOUN
inlawrev-2364	40	27	.	.	PUNCT
inlawrev-2364	41	1	*	*	PUNCT
inlawrev-2364	42	1	the	the	DET
inlawrev-2364	42	2	term	term	NOUN
inlawrev-2364	42	3	"	"	PUNCT
inlawrev-2364	42	4	actual	actual	ADJ
inlawrev-2364	42	5	cash	cash	NOUN
inlawrev-2364	42	6	value	value	NOUN
inlawrev-2364	42	7	"	"	PUNCT
inlawrev-2364	42	8	was	be	AUX
inlawrev-2364	42	9	thus	thus	ADV
inlawrev-2364	42	10	in	in	ADP
inlawrev-2364	42	11	question	question	NOUN
inlawrev-2364	42	12	.	.	PUNCT
inlawrev-2364	43	1	the	the	DET
inlawrev-2364	43	2	court	court	NOUN
inlawrev-2364	43	3	of	of	ADP
inlawrev-2364	43	4	appeals	appeal	NOUN
inlawrev-2364	43	5	,	,	PUNCT
inlawrev-2364	43	6	noting	note	VERB
inlawrev-2364	43	7	that	that	SCONJ
inlawrev-2364	43	8	an	an	DET
inlawrev-2364	43	9	insurance	insurance	NOUN
inlawrev-2364	43	10	contract	contract	NOUN
inlawrev-2364	43	11	was	be	AUX
inlawrev-2364	43	12	not	not	PART
inlawrev-2364	43	13	subject	subject	ADJ
inlawrev-2364	43	14	to	to	ADP
inlawrev-2364	43	15	real	real	ADJ
inlawrev-2364	43	16	bargaining	bargaining	NOUN
inlawrev-2364	43	17	and	and	CCONJ
inlawrev-2364	43	18	was	be	AUX
inlawrev-2364	43	19	therefore	therefore	ADV
inlawrev-2364	43	20	a	a	DET
inlawrev-2364	43	21	contract	contract	NOUN
inlawrev-2364	43	22	of	of	ADP
inlawrev-2364	43	23	adhesion	adhesion	NOUN
inlawrev-2364	43	24	,	,	PUNCT
inlawrev-2364	43	25	indicated	indicate	VERB
inlawrev-2364	43	26	that	that	SCONJ
inlawrev-2364	43	27	questions	question	NOUN
inlawrev-2364	43	28	of	of	ADP
inlawrev-2364	43	29	interpretation	interpretation	NOUN
inlawrev-2364	43	30	of	of	ADP
inlawrev-2364	43	31	ambiguous	ambiguous	ADJ
inlawrev-2364	43	32	terms	term	NOUN
inlawrev-2364	43	33	would	would	AUX
inlawrev-2364	43	34	be	be	AUX
inlawrev-2364	43	35	resolved	resolve	VERB
inlawrev-2364	43	36	against	against	ADP
inlawrev-2364	43	37	the	the	DET
inlawrev-2364	43	38	insurer	insurer	NOUN
inlawrev-2364	43	39	to	to	ADP
inlawrev-2364	43	40	the	the	DET
inlawrev-2364	43	41	benefit	benefit	NOUN
inlawrev-2364	43	42	of	of	ADP
inlawrev-2364	43	43	the	the	DET
inlawrev-2364	43	44	insured.^	insured.^	NOUN
inlawrev-2364	43	45	because	because	SCONJ
inlawrev-2364	43	46	a	a	DET
inlawrev-2364	43	47	fire	fire	NOUN
inlawrev-2364	43	48	insurance	insurance	NOUN
inlawrev-2364	43	49	contract	contract	NOUN
inlawrev-2364	43	50	is	be	AUX
inlawrev-2364	43	51	a	a	DET
inlawrev-2364	43	52	contract	contract	NOUN
inlawrev-2364	43	53	of	of	ADP
inlawrev-2364	43	54	in"m	in"m	NOUN
inlawrev-2364	43	55	at	at	ADP
inlawrev-2364	43	56	612	612	NUM
inlawrev-2364	43	57	.	.	PUNCT
inlawrev-2364	44	1	'	'	PUNCT
inlawrev-2364	44	2	i	i	PRON
inlawrev-2364	44	3	d.	d.	PROPN
inlawrev-2364	44	4	at	at	ADP
inlawrev-2364	44	5	613	613	NUM
inlawrev-2364	44	6	.	.	PUNCT
inlawrev-2364	45	1	*	*	PUNCT
inlawrev-2364	45	2	the	the	DET
inlawrev-2364	45	3	loss	loss	NOUN
inlawrev-2364	45	4	payable	payable	ADJ
inlawrev-2364	45	5	clause	clause	NOUN
inlawrev-2364	45	6	in	in	ADP
inlawrev-2364	45	7	the	the	DET
inlawrev-2364	45	8	insurance	insurance	NOUN
inlawrev-2364	45	9	contract	contract	NOUN
inlawrev-2364	45	10	read	read	VERB
inlawrev-2364	45	11	as	as	SCONJ
inlawrev-2364	45	12	follows	follow	VERB
inlawrev-2364	45	13	:	:	PUNCT
inlawrev-2364	45	14	[	[	X
inlawrev-2364	45	15	tjhis	tjhis	DET
inlawrev-2364	45	16	company	company	NOUN
inlawrev-2364	45	17	...	...	PUNCT
inlawrev-2364	45	18	to	to	ADP
inlawrev-2364	45	19	an	an	DET
inlawrev-2364	45	20	amount	amount	NOUN
inlawrev-2364	45	21	not	not	PART
inlawrev-2364	45	22	exceeding	exceed	VERB
inlawrev-2364	45	23	the	the	DET
inlawrev-2364	45	24	amount(s	amount(s	NOUN
inlawrev-2364	45	25	)	)	PUNCT
inlawrev-2364	45	26	above	above	ADP
inlawrev-2364	45	27	specified	specify	VERB
inlawrev-2364	45	28	,	,	PUNCT
inlawrev-2364	45	29	does	do	AUX
inlawrev-2364	45	30	insure	insure	VERB
inlawrev-2364	45	31	the	the	DET
inlawrev-2364	45	32	insured	insure	VERB
inlawrev-2364	45	33	...	...	PUNCT
inlawrev-2364	45	34	to	to	ADP
inlawrev-2364	45	35	the	the	DET
inlawrev-2364	45	36	extent	extent	NOUN
inlawrev-2364	45	37	of	of	ADP
inlawrev-2364	45	38	the	the	DET
inlawrev-2364	45	39	actual	actual	ADJ
inlawrev-2364	45	40	cash	cash	NOUN
inlawrev-2364	45	41	value	value	NOUN
inlawrev-2364	45	42	of	of	ADP
inlawrev-2364	45	43	the	the	DET
inlawrev-2364	45	44	property	property	NOUN
inlawrev-2364	45	45	at	at	ADP
inlawrev-2364	45	46	the	the	DET
inlawrev-2364	45	47	time	time	NOUN
inlawrev-2364	45	48	of	of	ADP
inlawrev-2364	45	49	the	the	DET
inlawrev-2364	45	50	loss	loss	NOUN
inlawrev-2364	45	51	,	,	PUNCT
inlawrev-2364	45	52	but	but	CCONJ
inlawrev-2364	45	53	not	not	PART
inlawrev-2364	45	54	exceeding	exceed	VERB
inlawrev-2364	45	55	the	the	DET
inlawrev-2364	45	56	amount	amount	NOUN
inlawrev-2364	45	57	which	which	PRON
inlawrev-2364	45	58	it	it	PRON
inlawrev-2364	45	59	would	would	AUX
inlawrev-2364	45	60	cost	cost	VERB
inlawrev-2364	45	61	to	to	PART
inlawrev-2364	45	62	repair	repair	VERB
inlawrev-2364	45	63	or	or	CCONJ
inlawrev-2364	45	64	replace	replace	VERB
inlawrev-2364	45	65	the	the	DET
inlawrev-2364	45	66	property	property	NOUN
inlawrev-2364	45	67	with	with	ADP
inlawrev-2364	45	68	material	material	NOUN
inlawrev-2364	45	69	of	of	ADP
inlawrev-2364	45	70	like	like	INTJ
inlawrev-2364	45	71	kind	kind	NOUN
inlawrev-2364	45	72	and	and	CCONJ
inlawrev-2364	45	73	quality	quality	NOUN
inlawrev-2364	45	74	within	within	ADP
inlawrev-2364	45	75	a	a	DET
inlawrev-2364	45	76	reasonable	reasonable	ADJ
inlawrev-2364	45	77	time	time	NOUN
inlawrev-2364	45	78	after	after	ADP
inlawrev-2364	45	79	such	such	ADJ
inlawrev-2364	45	80	loss	loss	NOUN
inlawrev-2364	45	81	.	.	PUNCT
inlawrev-2364	45	82	.	.	PUNCT
inlawrev-2364	45	83	.	.	PUNCT
inlawrev-2364	46	1	against	against	ADP
inlawrev-2364	46	2	all	all	DET
inlawrev-2364	46	3	direct	direct	ADJ
inlawrev-2364	46	4	loss	loss	NOUN
inlawrev-2364	46	5	by	by	ADP
inlawrev-2364	46	6	fire	fire	NOUN
inlawrev-2364	46	7	....	....	PUNCT
inlawrev-2364	47	1	i	i	PRON
inlawrev-2364	47	2	d.	d.	PROPN
inlawrev-2364	47	3	at	at	ADP
inlawrev-2364	47	4	612	612	NUM
inlawrev-2364	47	5	.	.	PUNCT
inlawrev-2364	48	1	the	the	DET
inlawrev-2364	48	2	phrase	phrase	NOUN
inlawrev-2364	48	3	"	"	PUNCT
inlawrev-2364	48	4	actual	actual	ADJ
inlawrev-2364	48	5	cash	cash	NOUN
inlawrev-2364	48	6	value	value	NOUN
inlawrev-2364	48	7	"	"	PUNCT
inlawrev-2364	48	8	was	be	AUX
inlawrev-2364	48	9	not	not	PART
inlawrev-2364	48	10	defined	define	VERB
inlawrev-2364	48	11	in	in	ADP
inlawrev-2364	48	12	the	the	DET
inlawrev-2364	48	13	policy	policy	NOUN
inlawrev-2364	48	14	.	.	PUNCT
inlawrev-2364	49	1	the	the	DET
inlawrev-2364	49	2	insurance	insurance	NOUN
inlawrev-2364	49	3	company	company	NOUN
inlawrev-2364	49	4	claimed	claim	VERB
inlawrev-2364	49	5	that	that	SCONJ
inlawrev-2364	49	6	its	its	PRON
inlawrev-2364	49	7	loss	loss	NOUN
inlawrev-2364	49	8	was	be	AUX
inlawrev-2364	49	9	limited	limit	VERB
inlawrev-2364	49	10	to	to	ADP
inlawrev-2364	49	11	the	the	DET
inlawrev-2364	49	12	actual	actual	ADJ
inlawrev-2364	49	13	cash	cash	NOUN
inlawrev-2364	49	14	value	value	NOUN
inlawrev-2364	49	15	of	of	ADP
inlawrev-2364	49	16	the	the	DET
inlawrev-2364	49	17	direct	direct	ADJ
inlawrev-2364	49	18	loss	loss	NOUN
inlawrev-2364	49	19	by	by	ADP
inlawrev-2364	49	20	fire	fire	NOUN
inlawrev-2364	49	21	incurred	incur	VERB
inlawrev-2364	49	22	by	by	ADP
inlawrev-2364	49	23	the	the	DET
inlawrev-2364	49	24	insured	insure	VERB
inlawrev-2364	49	25	and	and	CCONJ
inlawrev-2364	49	26	that	that	SCONJ
inlawrev-2364	49	27	cash	cash	NOUN
inlawrev-2364	49	28	value	value	NOUN
inlawrev-2364	49	29	as	as	SCONJ
inlawrev-2364	49	30	used	use	VERB
inlawrev-2364	49	31	in	in	ADP
inlawrev-2364	49	32	the	the	DET
inlawrev-2364	49	33	above	above	ADJ
inlawrev-2364	49	34	language	language	NOUN
inlawrev-2364	49	35	meant	mean	VERB
inlawrev-2364	49	36	an	an	DET
inlawrev-2364	49	37	allowance	allowance	NOUN
inlawrev-2364	49	38	for	for	ADP
inlawrev-2364	49	39	depreciation	depreciation	NOUN
inlawrev-2364	49	40	should	should	AUX
inlawrev-2364	49	41	be	be	AUX
inlawrev-2364	49	42	subtracted	subtract	VERB
inlawrev-2364	49	43	from	from	ADP
inlawrev-2364	49	44	the	the	DET
inlawrev-2364	49	45	replacement	replacement	NOUN
inlawrev-2364	49	46	cost	cost	NOUN
inlawrev-2364	49	47	.	.	PUNCT
inlawrev-2364	50	1	vd	vd	NOUN
inlawrev-2364	50	2	at	at	ADP
inlawrev-2364	50	3	613	613	NUM
inlawrev-2364	50	4	.	.	PUNCT
inlawrev-2364	50	5	see	see	VERB
inlawrev-2364	50	6	freeman	freeman	PROPN
inlawrev-2364	50	7	v.	v.	PROPN
inlawrev-2364	50	8	commonwealth	commonwealth	PROPN
inlawrev-2364	50	9	life	life	PROPN
inlawrev-2364	50	10	ins	ins	PROPN
inlawrev-2364	50	11	.	.	PUNCT
inlawrev-2364	50	12	co.	co.	PROPN
inlawrev-2364	50	13	,	,	PUNCT
inlawrev-2364	50	14	149	149	NUM
inlawrev-2364	50	15	ind	ind	NOUN
inlawrev-2364	50	16	.	.	PUNCT
inlawrev-2364	51	1	app	app	PROPN
inlawrev-2364	51	2	.	.	PROPN
inlawrev-2364	51	3	211	211	NUM
inlawrev-2364	51	4	,	,	PUNCT
inlawrev-2364	51	5	271	271	NUM
inlawrev-2364	51	6	n.e.2d	n.e.2d	NOUN
inlawrev-2364	51	7	177	177	NUM
inlawrev-2364	51	8	(	(	PUNCT
inlawrev-2364	51	9	1971	1971	NUM
inlawrev-2364	51	10	)	)	PUNCT
inlawrev-2364	51	11	,	,	PUNCT
inlawrev-2364	51	12	transfer	transfer	NOUN
inlawrev-2364	51	13	denied	deny	VERB
inlawrev-2364	51	14	,	,	PUNCT
inlawrev-2364	51	15	259	259	NUM
inlawrev-2364	51	16	ind	ind	NOUN
inlawrev-2364	51	17	.	.	PUNCT
inlawrev-2364	52	1	237	237	NUM
inlawrev-2364	52	2	,	,	PUNCT
inlawrev-2364	52	3	286	286	NUM
inlawrev-2364	52	4	n.e.2d	n.e.2d	NOUN
inlawrev-2364	52	5	396	396	NUM
inlawrev-2364	52	6	.	.	PUNCT
inlawrev-2364	53	1	the	the	DET
inlawrev-2364	53	2	travelers	traveler	NOUN
inlawrev-2364	53	3	court	court	PROPN
inlawrev-2364	53	4	282	282	NUM
inlawrev-2364	53	5	indiana	indiana	PROPN
inlawrev-2364	53	6	law	law	PROPN
inlawrev-2364	53	7	review	review	NOUN
inlawrev-2364	53	8	[	[	X
inlawrev-2364	53	9	vol	vol	NOUN
inlawrev-2364	53	10	.	.	PUNCT
inlawrev-2364	53	11	13:279	13:279	NUM
inlawrev-2364	53	12	demnity	demnity	NOUN
inlawrev-2364	53	13	in	in	ADP
inlawrev-2364	53	14	which	which	PRON
inlawrev-2364	53	15	the	the	DET
inlawrev-2364	53	16	insurer	insurer	NOUN
inlawrev-2364	53	17	"	"	PUNCT
inlawrev-2364	53	18	undertakes	undertake	VERB
inlawrev-2364	53	19	to	to	PART
inlawrev-2364	53	20	make	make	VERB
inlawrev-2364	53	21	the	the	DET
inlawrev-2364	53	22	insured	insure	VERB
inlawrev-2364	53	23	whole	whole	NOUN
inlawrev-2364	53	24	for	for	ADP
inlawrev-2364	53	25	the	the	DET
inlawrev-2364	53	26	loss	loss	NOUN
inlawrev-2364	53	27	of	of	ADP
inlawrev-2364	53	28	insured	insured	ADJ
inlawrev-2364	53	29	property	property	NOUN
inlawrev-2364	53	30	caused	cause	VERB
inlawrev-2364	53	31	by	by	ADP
inlawrev-2364	53	32	fire	fire	NOUN
inlawrev-2364	53	33	,	,	PUNCT
inlawrev-2364	53	34	"	"	PUNCT
inlawrev-2364	53	35	'	'	PUNCT
inlawrev-2364	53	36	°	°	NOUN
inlawrev-2364	54	1	the	the	DET
inlawrev-2364	54	2	court	court	NOUN
inlawrev-2364	54	3	reasoned	reason	VERB
inlawrev-2364	54	4	that	that	SCONJ
inlawrev-2364	54	5	the	the	DET
inlawrev-2364	54	6	principle	principle	NOUN
inlawrev-2364	54	7	of	of	ADP
inlawrev-2364	54	8	indemnity	indemnity	NOUN
inlawrev-2364	54	9	had	have	VERB
inlawrev-2364	54	10	to	to	PART
inlawrev-2364	54	11	underlie	underlie	VERB
inlawrev-2364	54	12	the	the	DET
inlawrev-2364	54	13	interpretation	interpretation	NOUN
inlawrev-2364	54	14	of	of	ADP
inlawrev-2364	54	15	the	the	DET
inlawrev-2364	54	16	term	term	NOUN
inlawrev-2364	54	17	"	"	PUNCT
inlawrev-2364	54	18	actual	actual	ADJ
inlawrev-2364	54	19	cash	cash	NOUN
inlawrev-2364	54	20	value	value	NOUN
inlawrev-2364	54	21	.	.	PUNCT
inlawrev-2364	55	1	"^	"^	X
inlawrev-2364	55	2	'	'	PUNCT
inlawrev-2364	55	3	"	"	PUNCT
inlawrev-2364	55	4	actual	actual	ADJ
inlawrev-2364	55	5	cash	cash	NOUN
inlawrev-2364	55	6	value	value	NOUN
inlawrev-2364	55	7	"	"	PUNCT
inlawrev-2364	55	8	had	have	AUX
inlawrev-2364	55	9	not	not	PART
inlawrev-2364	55	10	previously	previously	ADV
inlawrev-2364	55	11	been	be	AUX
inlawrev-2364	55	12	defined	define	VERB
inlawrev-2364	55	13	by	by	ADP
inlawrev-2364	55	14	indiana	indiana	PROPN
inlawrev-2364	55	15	courts	court	NOUN
inlawrev-2364	55	16	.	.	PUNCT
inlawrev-2364	56	1	the	the	DET
inlawrev-2364	56	2	appellate	appellate	ADJ
inlawrev-2364	56	3	court	court	NOUN
inlawrev-2364	56	4	used	use	VERB
inlawrev-2364	56	5	cases	case	NOUN
inlawrev-2364	56	6	from	from	ADP
inlawrev-2364	56	7	other	other	ADJ
inlawrev-2364	56	8	jurisdictions	jurisdiction	NOUN
inlawrev-2364	56	9	to	to	PART
inlawrev-2364	56	10	assist	assist	VERB
inlawrev-2364	56	11	in	in	ADP
inlawrev-2364	56	12	its	its	PRON
inlawrev-2364	56	13	analysis	analysis	NOUN
inlawrev-2364	56	14	,	,	PUNCT
inlawrev-2364	56	15	arriving	arrive	VERB
inlawrev-2364	56	16	at	at	ADP
inlawrev-2364	56	17	the	the	DET
inlawrev-2364	56	18	conclusion	conclusion	NOUN
inlawrev-2364	56	19	that	that	SCONJ
inlawrev-2364	56	20	"	"	PUNCT
inlawrev-2364	56	21	the	the	DET
inlawrev-2364	56	22	phrase	phrase	NOUN
inlawrev-2364	56	23	actual	actual	ADJ
inlawrev-2364	56	24	cash	cash	NOUN
inlawrev-2364	56	25	value	value	NOUN
inlawrev-2364	56	26	,	,	PUNCT
inlawrev-2364	56	27	within	within	ADP
inlawrev-2364	56	28	the	the	DET
inlawrev-2364	56	29	context	context	NOUN
inlawrev-2364	56	30	of	of	ADP
inlawrev-2364	56	31	the	the	DET
inlawrev-2364	56	32	fire	fire	NOUN
inlawrev-2364	56	33	insurance	insurance	NOUN
inlawrev-2364	56	34	policy	policy	NOUN
inlawrev-2364	56	35	in	in	ADP
inlawrev-2364	56	36	the	the	DET
inlawrev-2364	56	37	case	case	NOUN
inlawrev-2364	56	38	at	at	ADP
inlawrev-2364	56	39	bar	bar	NOUN
inlawrev-2364	56	40	,	,	PUNCT
inlawrev-2364	56	41	means	mean	VERB
inlawrev-2364	56	42	an	an	DET
inlawrev-2364	56	43	amount	amount	NOUN
inlawrev-2364	56	44	of	of	ADP
inlawrev-2364	56	45	money	money	NOUN
inlawrev-2364	56	46	,	,	PUNCT
inlawrev-2364	56	47	within	within	ADP
inlawrev-2364	56	48	the	the	DET
inlawrev-2364	56	49	policy	policy	NOUN
inlawrev-2364	56	50	limit	limit	NOUN
inlawrev-2364	56	51	,	,	PUNCT
inlawrev-2364	56	52	sufficient	sufficient	ADJ
inlawrev-2364	56	53	to	to	PART
inlawrev-2364	56	54	restore	restore	VERB
inlawrev-2364	56	55	,	,	PUNCT
inlawrev-2364	56	56	repair	repair	NOUN
inlawrev-2364	56	57	,	,	PUNCT
inlawrev-2364	56	58	or	or	CCONJ
inlawrev-2364	56	59	replace	replace	VERB
inlawrev-2364	56	60	the	the	DET
inlawrev-2364	56	61	property	property	NOUN
inlawrev-2364	56	62	destroyed	destroy	VERB
inlawrev-2364	56	63	.	.	PUNCT
inlawrev-2364	57	1	"^^	"^^	PROPN
inlawrev-2364	57	2	travelers	travelers	PROPN
inlawrev-2364	57	3	indemnity	indemnity	NOUN
inlawrev-2364	57	4	company	company	NOUN
inlawrev-2364	57	5	relied	rely	VERB
inlawrev-2364	57	6	upon	upon	SCONJ
inlawrev-2364	57	7	the	the	DET
inlawrev-2364	57	8	tennessee	tennessee	PROPN
inlawrev-2364	57	9	case	case	NOUN
inlawrev-2364	57	10	of	of	ADP
inlawrev-2364	57	11	braddock	braddock	PROPN
inlawrev-2364	57	12	v.	v.	ADP
inlawrev-2364	57	13	memphis	memphis	PROPN
inlawrev-2364	57	14	fire	fire	NOUN
inlawrev-2364	57	15	insurance	insurance	NOUN
inlawrev-2364	57	16	corp.^^	corp.^^	NOUN
inlawrev-2364	57	17	to	to	PART
inlawrev-2364	57	18	support	support	VERB
inlawrev-2364	57	19	its	its	PRON
inlawrev-2364	57	20	subtraction	subtraction	NOUN
inlawrev-2364	57	21	of	of	ADP
inlawrev-2364	57	22	depreciation	depreciation	NOUN
inlawrev-2364	57	23	from	from	ADP
inlawrev-2364	57	24	the	the	DET
inlawrev-2364	57	25	repair	repair	NOUN
inlawrev-2364	57	26	estimate	estimate	NOUN
inlawrev-2364	57	27	.	.	PUNCT
inlawrev-2364	58	1	in	in	ADP
inlawrev-2364	58	2	the	the	DET
inlawrev-2364	58	3	braddock	braddock	NOUN
inlawrev-2364	58	4	case	case	NOUN
inlawrev-2364	58	5	,	,	PUNCT
inlawrev-2364	58	6	the	the	DET
inlawrev-2364	58	7	court	court	NOUN
inlawrev-2364	58	8	considered	consider	VERB
inlawrev-2364	58	9	a	a	DET
inlawrev-2364	58	10	casualty	casualty	NOUN
inlawrev-2364	58	11	loss	loss	NOUN
inlawrev-2364	58	12	which	which	PRON
inlawrev-2364	58	13	totally	totally	ADV
inlawrev-2364	58	14	destroyed	destroy	VERB
inlawrev-2364	58	15	the	the	DET
inlawrev-2364	58	16	insured	insure	VERB
inlawrev-2364	58	17	's	's	PART
inlawrev-2364	58	18	fifteen	fifteen	NUM
inlawrev-2364	58	19	-	-	PUNCT
inlawrev-2364	58	20	year	year	NOUN
inlawrev-2364	58	21	-	-	PUNCT
inlawrev-2364	58	22	old	old	ADJ
inlawrev-2364	58	23	roof	roof	NOUN
inlawrev-2364	58	24	.	.	PUNCT
inlawrev-2364	59	1	the	the	DET
inlawrev-2364	59	2	replacement	replacement	NOUN
inlawrev-2364	59	3	cost	cost	NOUN
inlawrev-2364	59	4	of	of	ADP
inlawrev-2364	59	5	the	the	DET
inlawrev-2364	59	6	roof	roof	NOUN
inlawrev-2364	59	7	was	be	AUX
inlawrev-2364	59	8	$	$	SYM
inlawrev-2364	59	9	247	247	NUM
inlawrev-2364	59	10	.	.	PUNCT
inlawrev-2364	60	1	the	the	DET
inlawrev-2364	60	2	claim	claim	NOUN
inlawrev-2364	60	3	was	be	AUX
inlawrev-2364	60	4	denied	deny	VERB
inlawrev-2364	60	5	because	because	SCONJ
inlawrev-2364	60	6	the	the	DET
inlawrev-2364	60	7	tennessee	tennessee	PROPN
inlawrev-2364	60	8	supreme	supreme	PROPN
inlawrev-2364	60	9	court	court	PROPN
inlawrev-2364	60	10	felt	feel	VERB
inlawrev-2364	60	11	the	the	DET
inlawrev-2364	60	12	insured	insure	VERB
inlawrev-2364	60	13	would	would	AUX
inlawrev-2364	60	14	realize	realize	VERB
inlawrev-2364	60	15	a	a	DET
inlawrev-2364	60	16	profit	profit	NOUN
inlawrev-2364	60	17	by	by	ADP
inlawrev-2364	60	18	having	have	VERB
inlawrev-2364	60	19	a	a	DET
inlawrev-2364	60	20	new	new	ADJ
inlawrev-2364	60	21	roof	roof	NOUN
inlawrev-2364	60	22	instead	instead	ADV
inlawrev-2364	60	23	of	of	ADP
inlawrev-2364	60	24	the	the	DET
inlawrev-2364	60	25	old	old	ADJ
inlawrev-2364	60	26	roof.^	roof.^	PROPN
inlawrev-2364	60	27	'	'	PUNCT
inlawrev-2364	60	28	cited	cite	VERB
inlawrev-2364	60	29	o'meara	o'meara	PROPN
inlawrev-2364	60	30	v.	v.	CCONJ
inlawrev-2364	60	31	american	american	PROPN
inlawrev-2364	60	32	states	states	PROPN
inlawrev-2364	60	33	ins	ins	PROPN
inlawrev-2364	60	34	.	.	PUNCT
inlawrev-2364	60	35	co.	co.	PROPN
inlawrev-2364	60	36	,	,	PUNCT
inlawrev-2364	60	37	148	148	NUM
inlawrev-2364	60	38	ind	ind	NOUN
inlawrev-2364	60	39	.	.	PUNCT
inlawrev-2364	61	1	app	app	PROPN
inlawrev-2364	61	2	.	.	PROPN
inlawrev-2364	61	3	563	563	NUM
inlawrev-2364	61	4	,	,	PUNCT
inlawrev-2364	61	5	268	268	NUM
inlawrev-2364	61	6	n.e.2d	n.e.2d	NOUN
inlawrev-2364	61	7	109	109	NUM
inlawrev-2364	61	8	(	(	PUNCT
inlawrev-2364	61	9	1971	1971	NUM
inlawrev-2364	61	10	)	)	PUNCT
inlawrev-2364	61	11	,	,	PUNCT
inlawrev-2364	61	12	for	for	ADP
inlawrev-2364	61	13	authority	authority	NOUN
inlawrev-2364	61	14	that	that	SCONJ
inlawrev-2364	61	15	an	an	DET
inlawrev-2364	61	16	insurance	insurance	NOUN
inlawrev-2364	61	17	contract	contract	NOUN
inlawrev-2364	61	18	term	term	NOUN
inlawrev-2364	61	19	was	be	AUX
inlawrev-2364	61	20	ambiguous	ambiguous	ADJ
inlawrev-2364	61	21	if	if	SCONJ
inlawrev-2364	61	22	reasonably	reasonably	ADV
inlawrev-2364	61	23	intelligent	intelligent	ADJ
inlawrev-2364	61	24	men	man	NOUN
inlawrev-2364	61	25	would	would	AUX
inlawrev-2364	61	26	honestly	honestly	ADV
inlawrev-2364	61	27	differ	differ	VERB
inlawrev-2364	61	28	on	on	ADP
inlawrev-2364	61	29	the	the	DET
inlawrev-2364	61	30	meaning	meaning	NOUN
inlawrev-2364	61	31	after	after	ADP
inlawrev-2364	61	32	reading	read	VERB
inlawrev-2364	61	33	it	it	PRON
inlawrev-2364	61	34	.	.	PUNCT
inlawrev-2364	62	1	384	384	NUM
inlawrev-2364	62	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	62	3	at	at	ADP
inlawrev-2364	62	4	613	613	NUM
inlawrev-2364	62	5	.	.	PUNCT
inlawrev-2364	62	6	'	'	PUNCT
inlawrev-2364	62	7	"	"	PUNCT
inlawrev-2364	62	8	384	384	NUM
inlawrev-2364	62	9	n.e.2d	n.e.2d	NOUN
inlawrev-2364	62	10	at	at	ADP
inlawrev-2364	62	11	613	613	NUM
inlawrev-2364	62	12	.	.	PUNCT
inlawrev-2364	62	13	see	see	VERB
inlawrev-2364	62	14	first	first	PROPN
inlawrev-2364	62	15	nat'l	nat'l	PROPN
inlawrev-2364	62	16	bank	bank	PROPN
inlawrev-2364	62	17	v.	v.	PROPN
inlawrev-2364	62	18	boston	boston	PROPN
inlawrev-2364	62	19	ins	ins	PROPN
inlawrev-2364	62	20	.	.	PUNCT
inlawrev-2364	62	21	co.	co.	PROPN
inlawrev-2364	62	22	,	,	PUNCT
inlawrev-2364	62	23	17	17	NUM
inlawrev-2364	62	24	111	111	NUM
inlawrev-2364	62	25	.	.	PUNCT
inlawrev-2364	63	1	app	app	PROPN
inlawrev-2364	63	2	.	.	PUNCT
inlawrev-2364	64	1	2d	2d	PROPN
inlawrev-2364	64	2	159	159	NUM
inlawrev-2364	64	3	,	,	PUNCT
inlawrev-2364	64	4	149	149	NUM
inlawrev-2364	64	5	n.e.2d	n.e.2d	NOUN
inlawrev-2364	64	6	240	240	NUM
inlawrev-2364	64	7	(	(	PUNCT
inlawrev-2364	64	8	1958	1958	NUM
inlawrev-2364	64	9	)	)	PUNCT
inlawrev-2364	64	10	;	;	PUNCT
inlawrev-2364	64	11	butler	butler	PROPN
inlawrev-2364	64	12	v.	v.	PROPN
inlawrev-2364	64	13	aetna	aetna	PROPN
inlawrev-2364	64	14	ins	ins	PROPN
inlawrev-2364	64	15	.	.	PUNCT
inlawrev-2364	64	16	co.	co.	PROPN
inlawrev-2364	64	17	,	,	PUNCT
inlawrev-2364	64	18	64	64	NUM
inlawrev-2364	64	19	n.d	n.d	PROPN
inlawrev-2364	64	20	.	.	PROPN
inlawrev-2364	64	21	764	764	NUM
inlawrev-2364	64	22	,	,	PUNCT
inlawrev-2364	64	23	256	256	NUM
inlawrev-2364	64	24	n.w	n.w	NOUN
inlawrev-2364	64	25	.	.	PROPN
inlawrev-2364	64	26	214	214	NUM
inlawrev-2364	64	27	(	(	PUNCT
inlawrev-2364	64	28	1934	1934	NUM
inlawrev-2364	64	29	)	)	PUNCT
inlawrev-2364	64	30	.	.	PUNCT
inlawrev-2364	65	1	in	in	ADP
inlawrev-2364	65	2	support	support	NOUN
inlawrev-2364	65	3	of	of	ADP
inlawrev-2364	65	4	the	the	DET
inlawrev-2364	65	5	concept	concept	NOUN
inlawrev-2364	65	6	that	that	SCONJ
inlawrev-2364	65	7	a	a	DET
inlawrev-2364	65	8	contract	contract	NOUN
inlawrev-2364	65	9	of	of	ADP
inlawrev-2364	65	10	indemnity	indemnity	NOUN
inlawrev-2364	65	11	required	require	VERB
inlawrev-2364	65	12	full	full	ADJ
inlawrev-2364	65	13	restitution	restitution	NOUN
inlawrev-2364	65	14	to	to	ADP
inlawrev-2364	65	15	the	the	DET
inlawrev-2364	65	16	insured	insure	VERB
inlawrev-2364	65	17	,	,	PUNCT
inlawrev-2364	65	18	the	the	DET
inlawrev-2364	65	19	court	court	NOUN
inlawrev-2364	65	20	also	also	ADV
inlawrev-2364	65	21	quoted	quote	VERB
inlawrev-2364	65	22	from	from	ADP
inlawrev-2364	65	23	washington	washington	PROPN
inlawrev-2364	65	24	mills	mills	PROPN
inlawrev-2364	65	25	mfg	mfg	PROPN
inlawrev-2364	65	26	.	.	PUNCT
inlawrev-2364	65	27	co.	co.	PROPN
inlawrev-2364	66	1	v.	v.	ADP
inlawrev-2364	66	2	weymouth	weymouth	PROPN
inlawrev-2364	66	3	ins	ins	PROPN
inlawrev-2364	66	4	.	.	PUNCT
inlawrev-2364	66	5	co.	co.	PROPN
inlawrev-2364	66	6	,	,	PUNCT
inlawrev-2364	66	7	135	135	NUM
inlawrev-2364	66	8	mass	mass	NOUN
inlawrev-2364	66	9	.	.	PUNCT
inlawrev-2364	67	1	503	503	NUM
inlawrev-2364	67	2	,	,	PUNCT
inlawrev-2364	67	3	506	506	NUM
inlawrev-2364	67	4	-	-	SYM
inlawrev-2364	67	5	07	07	NUM
inlawrev-2364	67	6	(	(	PUNCT
inlawrev-2364	67	7	1883	1883	NUM
inlawrev-2364	67	8	)	)	PUNCT
inlawrev-2364	67	9	,	,	PUNCT
inlawrev-2364	67	10	as	as	SCONJ
inlawrev-2364	67	11	follows	follow	VERB
inlawrev-2364	67	12	:	:	PUNCT
inlawrev-2364	67	13	the	the	DET
inlawrev-2364	67	14	contract	contract	NOUN
inlawrev-2364	67	15	of	of	ADP
inlawrev-2364	67	16	the	the	DET
inlawrev-2364	67	17	insurer	insurer	NOUN
inlawrev-2364	67	18	is	be	AUX
inlawrev-2364	67	19	not	not	PART
inlawrev-2364	67	20	that	that	SCONJ
inlawrev-2364	67	21	if	if	SCONJ
inlawrev-2364	67	22	the	the	DET
inlawrev-2364	67	23	property	property	NOUN
inlawrev-2364	67	24	is	be	AUX
inlawrev-2364	67	25	burned	burn	VERB
inlawrev-2364	67	26	,	,	PUNCT
inlawrev-2364	67	27	he	he	PRON
inlawrev-2364	67	28	will	will	AUX
inlawrev-2364	67	29	pay	pay	VERB
inlawrev-2364	67	30	its	its	PRON
inlawrev-2364	67	31	market	market	NOUN
inlawrev-2364	67	32	value	value	NOUN
inlawrev-2364	67	33	;	;	PUNCT
inlawrev-2364	67	34	but	but	CCONJ
inlawrev-2364	67	35	that	that	SCONJ
inlawrev-2364	67	36	he	he	PRON
inlawrev-2364	67	37	will	will	AUX
inlawrev-2364	67	38	indemnify	indemnify	VERB
inlawrev-2364	67	39	the	the	DET
inlawrev-2364	67	40	assured	assure	VERB
inlawrev-2364	67	41	,	,	PUNCT
inlawrev-2364	67	42	that	that	ADV
inlawrev-2364	67	43	is	is	ADV
inlawrev-2364	67	44	,	,	PUNCT
inlawrev-2364	67	45	save	save	VERB
inlawrev-2364	67	46	him	he	PRON
inlawrev-2364	67	47	harmless	harmless	ADJ
inlawrev-2364	67	48	,	,	PUNCT
inlawrev-2364	67	49	or	or	CCONJ
inlawrev-2364	67	50	put	put	VERB
inlawrev-2364	67	51	him	he	PRON
inlawrev-2364	67	52	in	in	ADP
inlawrev-2364	67	53	as	as	ADV
inlawrev-2364	67	54	good	good	ADJ
inlawrev-2364	67	55	a	a	DET
inlawrev-2364	67	56	condition	condition	NOUN
inlawrev-2364	67	57	,	,	PUNCT
inlawrev-2364	67	58	so	so	ADV
inlawrev-2364	67	59	far	far	ADV
inlawrev-2364	67	60	as	as	ADP
inlawrev-2364	67	61	practicable	practicable	ADJ
inlawrev-2364	67	62	,	,	PUNCT
inlawrev-2364	67	63	as	as	SCONJ
inlawrev-2364	67	64	he	he	PRON
inlawrev-2364	67	65	would	would	AUX
inlawrev-2364	67	66	have	have	AUX
inlawrev-2364	67	67	been	be	AUX
inlawrev-2364	67	68	in	in	ADP
inlawrev-2364	67	69	if	if	SCONJ
inlawrev-2364	67	70	no	no	DET
inlawrev-2364	67	71	fire	fire	NOUN
inlawrev-2364	67	72	had	have	AUX
inlawrev-2364	67	73	occurred	occur	VERB
inlawrev-2364	67	74	.	.	PUNCT
inlawrev-2364	68	1	384	384	NUM
inlawrev-2364	68	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	68	3	at	at	ADP
inlawrev-2364	68	4	613	613	NUM
inlawrev-2364	68	5	.	.	PUNCT
inlawrev-2364	69	1	"	"	PUNCT
inlawrev-2364	69	2	384	384	NUM
inlawrev-2364	69	3	n.e.2d	n.e.2d	NOUN
inlawrev-2364	69	4	at	at	ADP
inlawrev-2364	69	5	613	613	NUM
inlawrev-2364	69	6	.	.	PUNCT
inlawrev-2364	69	7	'	'	PUNCT
inlawrev-2364	69	8	ud	ud	INTJ
inlawrev-2364	69	9	.	.	PUNCT
inlawrev-2364	70	1	at	at	ADP
inlawrev-2364	70	2	615	615	NUM
inlawrev-2364	70	3	(	(	PUNCT
inlawrev-2364	70	4	citing	cite	VERB
inlawrev-2364	70	5	glens	glens	PROPN
inlawrev-2364	70	6	falls	fall	VERB
inlawrev-2364	70	7	ins	ins	PROPN
inlawrev-2364	70	8	.	.	PUNCT
inlawrev-2364	70	9	co.	co.	PROPN
inlawrev-2364	71	1	v.	v.	ADP
inlawrev-2364	71	2	gulf	gulf	PROPN
inlawrev-2364	71	3	breeze	breeze	PROPN
inlawrev-2364	71	4	cottages	cottage	NOUN
inlawrev-2364	71	5	,	,	PUNCT
inlawrev-2364	71	6	38	38	NUM
inlawrev-2364	71	7	so	so	ADV
inlawrev-2364	71	8	.	.	PUNCT
inlawrev-2364	72	1	2d	2d	NOUN
inlawrev-2364	72	2	828	828	NUM
inlawrev-2364	72	3	(	(	PUNCT
inlawrev-2364	72	4	fla	fla	PROPN
inlawrev-2364	72	5	.	.	PROPN
inlawrev-2364	72	6	1949	1949	NUM
inlawrev-2364	72	7	)	)	PUNCT
inlawrev-2364	72	8	(	(	PUNCT
inlawrev-2364	72	9	actual	actual	ADJ
inlawrev-2364	72	10	cash	cash	NOUN
inlawrev-2364	72	11	value	value	NOUN
inlawrev-2364	72	12	is	be	AUX
inlawrev-2364	72	13	the	the	DET
inlawrev-2364	72	14	amount	amount	NOUN
inlawrev-2364	72	15	of	of	ADP
inlawrev-2364	72	16	money	money	NOUN
inlawrev-2364	72	17	required	require	VERB
inlawrev-2364	72	18	to	to	PART
inlawrev-2364	72	19	put	put	VERB
inlawrev-2364	72	20	the	the	DET
inlawrev-2364	72	21	roof	roof	NOUN
inlawrev-2364	72	22	of	of	ADP
inlawrev-2364	72	23	a	a	DET
inlawrev-2364	72	24	building	building	NOUN
inlawrev-2364	72	25	in	in	ADP
inlawrev-2364	72	26	as	as	ADV
inlawrev-2364	72	27	near	near	ADV
inlawrev-2364	72	28	as	as	ADP
inlawrev-2364	72	29	possible	possible	ADJ
inlawrev-2364	72	30	the	the	DET
inlawrev-2364	72	31	same	same	ADJ
inlawrev-2364	72	32	condition	condition	NOUN
inlawrev-2364	72	33	before	before	ADP
inlawrev-2364	72	34	the	the	DET
inlawrev-2364	72	35	loss	loss	NOUN
inlawrev-2364	72	36	without	without	ADP
inlawrev-2364	72	37	allowance	allowance	NOUN
inlawrev-2364	72	38	for	for	ADP
inlawrev-2364	72	39	depreciation	depreciation	NOUN
inlawrev-2364	72	40	)	)	PUNCT
inlawrev-2364	72	41	;	;	PUNCT
inlawrev-2364	72	42	general	general	ADJ
inlawrev-2364	72	43	outdoor	outdoor	ADJ
inlawrev-2364	72	44	advertising	advertising	NOUN
inlawrev-2364	72	45	v.	v.	ADP
inlawrev-2364	72	46	lasalle	lasalle	PROPN
inlawrev-2364	72	47	realty	realty	PROPN
inlawrev-2364	72	48	,	,	PUNCT
inlawrev-2364	72	49	141	141	NUM
inlawrev-2364	72	50	ind	ind	NOUN
inlawrev-2364	72	51	.	.	PUNCT
inlawrev-2364	73	1	app	app	PROPN
inlawrev-2364	73	2	.	.	PROPN
inlawrev-2364	73	3	247	247	NUM
inlawrev-2364	73	4	,	,	PUNCT
inlawrev-2364	73	5	218	218	NUM
inlawrev-2364	73	6	n.e.2d	n.e.2d	NOUN
inlawrev-2364	73	7	141	141	NUM
inlawrev-2364	73	8	(	(	PUNCT
inlawrev-2364	73	9	1966	1966	NUM
inlawrev-2364	73	10	)	)	PUNCT
inlawrev-2364	73	11	;	;	PUNCT
inlawrev-2364	73	12	fedas	fedas	PROPN
inlawrev-2364	73	13	v.	v.	PROPN
inlawrev-2364	73	14	insurance	insurance	PROPN
inlawrev-2364	73	15	co.	co.	PROPN
inlawrev-2364	73	16	of	of	ADP
inlawrev-2364	73	17	state	state	NOUN
inlawrev-2364	73	18	of	of	ADP
inlawrev-2364	73	19	pa	pa	PROPN
inlawrev-2364	73	20	.	.	PROPN
inlawrev-2364	73	21	,	,	PUNCT
inlawrev-2364	73	22	300	300	NUM
inlawrev-2364	73	23	pa	pa	NOUN
inlawrev-2364	73	24	.	.	PROPN
inlawrev-2364	73	25	555	555	NUM
inlawrev-2364	73	26	,	,	PUNCT
inlawrev-2364	73	27	151	151	NUM
inlawrev-2364	73	28	a.	a.	NOUN
inlawrev-2364	73	29	285	285	NUM
inlawrev-2364	73	30	(	(	PUNCT
inlawrev-2364	73	31	1930	1930	NUM
inlawrev-2364	73	32	)	)	PUNCT
inlawrev-2364	73	33	(	(	PUNCT
inlawrev-2364	73	34	actual	actual	ADJ
inlawrev-2364	73	35	cash	cash	NOUN
inlawrev-2364	73	36	value	value	NOUN
inlawrev-2364	73	37	means	mean	VERB
inlawrev-2364	73	38	the	the	DET
inlawrev-2364	73	39	cost	cost	NOUN
inlawrev-2364	73	40	to	to	PART
inlawrev-2364	73	41	replace	replace	VERB
inlawrev-2364	73	42	a	a	DET
inlawrev-2364	73	43	building	building	NOUN
inlawrev-2364	73	44	or	or	CCONJ
inlawrev-2364	73	45	chattel	chattel	NOUN
inlawrev-2364	73	46	as	as	ADP
inlawrev-2364	73	47	of	of	ADP
inlawrev-2364	73	48	the	the	DET
inlawrev-2364	73	49	date	date	NOUN
inlawrev-2364	73	50	of	of	ADP
inlawrev-2364	73	51	a	a	DET
inlawrev-2364	73	52	fire	fire	NOUN
inlawrev-2364	73	53	,	,	PUNCT
inlawrev-2364	73	54	considering	consider	VERB
inlawrev-2364	73	55	the	the	DET
inlawrev-2364	73	56	use	use	NOUN
inlawrev-2364	73	57	and	and	CCONJ
inlawrev-2364	73	58	function	function	NOUN
inlawrev-2364	73	59	of	of	ADP
inlawrev-2364	73	60	the	the	DET
inlawrev-2364	73	61	property	property	NOUN
inlawrev-2364	73	62	)	)	PUNCT
inlawrev-2364	73	63	;	;	PUNCT
inlawrev-2364	74	1	third	third	ADJ
inlawrev-2364	74	2	nat'l	nat'l	PROPN
inlawrev-2364	74	3	bank	bank	PROPN
inlawrev-2364	74	4	v.	v.	CCONJ
inlawrev-2364	74	5	american	american	PROPN
inlawrev-2364	74	6	equitable	equitable	PROPN
inlawrev-2364	74	7	ins	ins	PROPN
inlawrev-2364	74	8	.	.	PUNCT
inlawrev-2364	74	9	co.	co.	PROPN
inlawrev-2364	74	10	,	,	PUNCT
inlawrev-2364	74	11	27	27	NUM
inlawrev-2364	74	12	tenn	tenn	PROPN
inlawrev-2364	74	13	.	.	PUNCT
inlawrev-2364	75	1	app	app	PROPN
inlawrev-2364	75	2	.	.	PROPN
inlawrev-2364	76	1	249	249	NUM
inlawrev-2364	76	2	,	,	PUNCT
inlawrev-2364	76	3	178	178	NUM
inlawrev-2364	76	4	s.w.2d	s.w.2d	NUM
inlawrev-2364	76	5	915	915	NUM
inlawrev-2364	76	6	(	(	PUNCT
inlawrev-2364	76	7	1943	1943	NUM
inlawrev-2364	76	8	)	)	PUNCT
inlawrev-2364	76	9	(	(	PUNCT
inlawrev-2364	76	10	depreciation	depreciation	NOUN
inlawrev-2364	76	11	may	may	AUX
inlawrev-2364	76	12	not	not	PART
inlawrev-2364	76	13	be	be	AUX
inlawrev-2364	76	14	deducted	deduct	VERB
inlawrev-2364	76	15	from	from	ADP
inlawrev-2364	76	16	the	the	DET
inlawrev-2364	76	17	cost	cost	NOUN
inlawrev-2364	76	18	of	of	ADP
inlawrev-2364	76	19	replacement	replacement	NOUN
inlawrev-2364	76	20	because	because	SCONJ
inlawrev-2364	76	21	to	to	PART
inlawrev-2364	76	22	do	do	AUX
inlawrev-2364	76	23	so	so	ADV
inlawrev-2364	76	24	would	would	AUX
inlawrev-2364	76	25	make	make	VERB
inlawrev-2364	76	26	the	the	DET
inlawrev-2364	76	27	recovery	recovery	NOUN
inlawrev-2364	76	28	fall	fall	VERB
inlawrev-2364	76	29	short	short	ADV
inlawrev-2364	76	30	of	of	ADP
inlawrev-2364	76	31	the	the	DET
inlawrev-2364	76	32	principle	principle	NOUN
inlawrev-2364	76	33	of	of	ADP
inlawrev-2364	76	34	indemnity	indemnity	NOUN
inlawrev-2364	76	35	)	)	PUNCT
inlawrev-2364	76	36	)	)	PUNCT
inlawrev-2364	76	37	.	.	PUNCT
inlawrev-2364	77	1	the	the	DET
inlawrev-2364	77	2	lasalle	lasalle	PROPN
inlawrev-2364	77	3	court	court	PROPN
inlawrev-2364	77	4	held	hold	VERB
inlawrev-2364	77	5	that	that	SCONJ
inlawrev-2364	77	6	in	in	ADP
inlawrev-2364	77	7	the	the	DET
inlawrev-2364	77	8	determination	determination	NOUN
inlawrev-2364	77	9	of	of	ADP
inlawrev-2364	77	10	damages	damage	NOUN
inlawrev-2364	77	11	for	for	ADP
inlawrev-2364	77	12	a	a	DET
inlawrev-2364	77	13	partial	partial	ADJ
inlawrev-2364	77	14	tortious	tortious	ADJ
inlawrev-2364	77	15	injury	injury	NOUN
inlawrev-2364	77	16	to	to	ADP
inlawrev-2364	77	17	a	a	DET
inlawrev-2364	77	18	building	building	NOUN
inlawrev-2364	77	19	with	with	ADP
inlawrev-2364	77	20	value	value	NOUN
inlawrev-2364	77	21	separate	separate	ADJ
inlawrev-2364	77	22	from	from	ADP
inlawrev-2364	77	23	the	the	DET
inlawrev-2364	77	24	real	real	ADJ
inlawrev-2364	77	25	estate	estate	NOUN
inlawrev-2364	77	26	when	when	SCONJ
inlawrev-2364	77	27	the	the	DET
inlawrev-2364	77	28	cost	cost	NOUN
inlawrev-2364	77	29	of	of	ADP
inlawrev-2364	77	30	restoration	restoration	NOUN
inlawrev-2364	77	31	does	do	AUX
inlawrev-2364	77	32	not	not	PART
inlawrev-2364	77	33	exceed	exceed	VERB
inlawrev-2364	77	34	the	the	DET
inlawrev-2364	77	35	fair	fair	ADJ
inlawrev-2364	77	36	market	market	NOUN
inlawrev-2364	77	37	value	value	NOUN
inlawrev-2364	77	38	of	of	ADP
inlawrev-2364	77	39	the	the	DET
inlawrev-2364	77	40	building	building	NOUN
inlawrev-2364	77	41	before	before	ADP
inlawrev-2364	77	42	the	the	DET
inlawrev-2364	77	43	damage	damage	NOUN
inlawrev-2364	77	44	,	,	PUNCT
inlawrev-2364	77	45	the	the	DET
inlawrev-2364	77	46	proper	proper	ADJ
inlawrev-2364	77	47	measure	measure	NOUN
inlawrev-2364	77	48	is	be	AUX
inlawrev-2364	77	49	the	the	DET
inlawrev-2364	77	50	cost	cost	NOUN
inlawrev-2364	77	51	of	of	ADP
inlawrev-2364	77	52	restoration	restoration	NOUN
inlawrev-2364	77	53	.	.	PUNCT
inlawrev-2364	78	1	141	141	NUM
inlawrev-2364	78	2	ind	ind	NOUN
inlawrev-2364	78	3	.	.	PUNCT
inlawrev-2364	79	1	app	app	PROPN
inlawrev-2364	79	2	.	.	PUNCT
inlawrev-2364	80	1	at	at	ADP
inlawrev-2364	80	2	267	267	NUM
inlawrev-2364	80	3	,	,	PUNCT
inlawrev-2364	80	4	218	218	NUM
inlawrev-2364	80	5	n.e.2d	n.e.2d	NOUN
inlawrev-2364	80	6	at	at	ADP
inlawrev-2364	80	7	151	151	NUM
inlawrev-2364	80	8	.	.	PUNCT
inlawrev-2364	81	1	an	an	DET
inlawrev-2364	81	2	analogy	analogy	NOUN
inlawrev-2364	81	3	was	be	AUX
inlawrev-2364	81	4	drawn	draw	VERB
inlawrev-2364	81	5	between	between	ADP
inlawrev-2364	81	6	this	this	DET
inlawrev-2364	81	7	tort	tort	NOUN
inlawrev-2364	81	8	remedy	remedy	NOUN
inlawrev-2364	81	9	of	of	ADP
inlawrev-2364	81	10	restitution	restitution	NOUN
inlawrev-2364	81	11	and	and	CCONJ
inlawrev-2364	81	12	the	the	DET
inlawrev-2364	81	13	principle	principle	NOUN
inlawrev-2364	81	14	of	of	ADP
inlawrev-2364	81	15	indemnity	indemnity	NOUN
inlawrev-2364	81	16	in	in	ADP
inlawrev-2364	81	17	the	the	DET
inlawrev-2364	81	18	travelers	traveler	NOUN
inlawrev-2364	81	19	case	case	NOUN
inlawrev-2364	81	20	.	.	PUNCT
inlawrev-2364	82	1	384	384	NUM
inlawrev-2364	82	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	82	3	at	at	ADP
inlawrev-2364	82	4	615	615	NUM
inlawrev-2364	82	5	.	.	PUNCT
inlawrev-2364	83	1	•^493	•^493	NOUN
inlawrev-2364	83	2	s.w.2d	s.w.2d	PROPN
inlawrev-2364	83	3	453	453	NUM
inlawrev-2364	83	4	(	(	PUNCT
inlawrev-2364	83	5	tenn	tenn	PROPN
inlawrev-2364	83	6	.	.	PROPN
inlawrev-2364	83	7	1973	1973	NUM
inlawrev-2364	83	8	)	)	PUNCT
inlawrev-2364	83	9	.	.	PUNCT
inlawrev-2364	84	1	'	'	PUNCT
inlawrev-2364	84	2	*	*	PUNCT
inlawrev-2364	84	3	the	the	DET
inlawrev-2364	84	4	tennessee	tennessee	PROPN
inlawrev-2364	84	5	supreme	supreme	PROPN
inlawrev-2364	84	6	court	court	PROPN
inlawrev-2364	84	7	stated	state	VERB
inlawrev-2364	84	8	:	:	PUNCT
inlawrev-2364	84	9	"	"	PUNCT
inlawrev-2364	84	10	a	a	DET
inlawrev-2364	84	11	fire	fire	NOUN
inlawrev-2364	84	12	insurance	insurance	NOUN
inlawrev-2364	84	13	contract	contract	NOUN
inlawrev-2364	84	14	is	be	AUX
inlawrev-2364	84	15	a	a	DET
inlawrev-2364	84	16	contract	contract	NOUN
inlawrev-2364	84	17	of	of	ADP
inlawrev-2364	84	18	indemnity	indemnity	NOUN
inlawrev-2364	84	19	.	.	PUNCT
inlawrev-2364	85	1	its	its	PRON
inlawrev-2364	85	2	purpose	purpose	NOUN
inlawrev-2364	85	3	is	be	AUX
inlawrev-2364	85	4	to	to	PART
inlawrev-2364	85	5	reimburse	reimburse	VERB
inlawrev-2364	85	6	the	the	DET
inlawrev-2364	85	7	insured	insure	VERB
inlawrev-2364	85	8	;	;	PUNCT
inlawrev-2364	85	9	to	to	PART
inlawrev-2364	85	10	restore	restore	VERB
inlawrev-2364	85	11	him	he	PRON
inlawrev-2364	85	12	as	as	ADV
inlawrev-2364	85	13	nearly	nearly	ADV
inlawrev-2364	85	14	as	as	ADP
inlawrev-2364	85	15	1980	1980	NUM
inlawrev-2364	85	16	]	]	PUNCT
inlawrev-2364	85	17	survey	survey	NOUN
inlawrev-2364	85	18	-	-	PUNCT
inlawrev-2364	85	19	insurance	insurance	NOUN
inlawrev-2364	85	20	283	283	NUM
inlawrev-2364	85	21	the	the	DET
inlawrev-2364	85	22	indiana	indiana	PROPN
inlawrev-2364	85	23	court	court	PROPN
inlawrev-2364	85	24	of	of	ADP
inlawrev-2364	85	25	appeals	appeals	PROPN
inlawrev-2364	85	26	indicated	indicate	VERB
inlawrev-2364	85	27	that	that	SCONJ
inlawrev-2364	85	28	the	the	DET
inlawrev-2364	85	29	braddock	braddock	NOUN
inlawrev-2364	85	30	case	case	NOUN
inlawrev-2364	85	31	did	do	AUX
inlawrev-2364	85	32	not	not	PART
inlawrev-2364	85	33	accomplish	accomplish	VERB
inlawrev-2364	85	34	the	the	DET
inlawrev-2364	85	35	necessary	necessary	ADJ
inlawrev-2364	85	36	indemnification	indemnification	NOUN
inlawrev-2364	85	37	required	require	VERB
inlawrev-2364	85	38	by	by	ADP
inlawrev-2364	85	39	the	the	DET
inlawrev-2364	85	40	insurance	insurance	NOUN
inlawrev-2364	85	41	contract	contract	NOUN
inlawrev-2364	85	42	.	.	PUNCT
inlawrev-2364	85	43	^^	^^	PUNCT
inlawrev-2364	86	1	in	in	ADP
inlawrev-2364	86	2	braddock^	braddock^	PROPN
inlawrev-2364	86	3	the	the	DET
inlawrev-2364	86	4	''	''	PUNCT
inlawrev-2364	86	5	insurance	insurance	NOUN
inlawrev-2364	86	6	company	company	NOUN
inlawrev-2364	86	7	arbitrarily	arbitrarily	ADV
inlawrev-2364	86	8	reduced	reduce	VERB
inlawrev-2364	86	9	the	the	DET
inlawrev-2364	86	10	estimated	estimate	VERB
inlawrev-2364	86	11	cost	cost	NOUN
inlawrev-2364	86	12	of	of	ADP
inlawrev-2364	86	13	replacement	replacement	NOUN
inlawrev-2364	86	14	by	by	ADP
inlawrev-2364	86	15	a	a	DET
inlawrev-2364	86	16	depreciation	depreciation	NOUN
inlawrev-2364	86	17	factor	factor	NOUN
inlawrev-2364	86	18	"	"	PUNCT
inlawrev-2364	86	19	and	and	CCONJ
inlawrev-2364	86	20	then	then	ADV
inlawrev-2364	86	21	subtracted	subtract	VERB
inlawrev-2364	86	22	the	the	DET
inlawrev-2364	86	23	$	$	SYM
inlawrev-2364	86	24	50	50	NUM
inlawrev-2364	86	25	deductible	deductible	ADJ
inlawrev-2364	86	26	amount	amount	NOUN
inlawrev-2364	86	27	required	require	VERB
inlawrev-2364	86	28	by	by	ADP
inlawrev-2364	86	29	the	the	DET
inlawrev-2364	86	30	policy	policy	NOUN
inlawrev-2364	86	31	,	,	PUNCT
inlawrev-2364	86	32	leaving	leave	VERB
inlawrev-2364	86	33	the	the	DET
inlawrev-2364	86	34	insured	insure	VERB
inlawrev-2364	86	35	with	with	ADP
inlawrev-2364	86	36	a	a	DET
inlawrev-2364	86	37	net	net	ADJ
inlawrev-2364	86	38	settlement	settlement	NOUN
inlawrev-2364	86	39	of	of	ADP
inlawrev-2364	86	40	only	only	ADV
inlawrev-2364	86	41	$	$	SYM
inlawrev-2364	86	42	11	11	NUM
inlawrev-2364	86	43	in	in	ADP
inlawrev-2364	86	44	exchange	exchange	NOUN
inlawrev-2364	86	45	for	for	ADP
inlawrev-2364	86	46	his	his	PRON
inlawrev-2364	86	47	fifteen	fifteen	NUM
inlawrev-2364	86	48	-	-	PUNCT
inlawrev-2364	86	49	year	year	NOUN
inlawrev-2364	86	50	-	-	PUNCT
inlawrev-2364	86	51	old	old	ADJ
inlawrev-2364	86	52	roof.^^	roof.^^	PUNCT
inlawrev-2364	86	53	according	accord	VERB
inlawrev-2364	86	54	to	to	ADP
inlawrev-2364	86	55	the	the	DET
inlawrev-2364	86	56	travelers	traveler	NOUN
inlawrev-2364	86	57	court	court	NOUN
inlawrev-2364	86	58	,	,	PUNCT
inlawrev-2364	86	59	even	even	ADV
inlawrev-2364	86	60	with	with	SCONJ
inlawrev-2364	86	61	the	the	DET
inlawrev-2364	86	62	$	$	SYM
inlawrev-2364	86	63	50	50	NUM
inlawrev-2364	86	64	deductible	deductible	ADJ
inlawrev-2364	86	65	added	add	VERB
inlawrev-2364	86	66	back	back	ADV
inlawrev-2364	86	67	,	,	PUNCT
inlawrev-2364	86	68	$	$	SYM
inlawrev-2364	86	69	61	61	NUM
inlawrev-2364	86	70	was	be	AUX
inlawrev-2364	86	71	not	not	PART
inlawrev-2364	86	72	enough	enough	ADJ
inlawrev-2364	86	73	to	to	PART
inlawrev-2364	86	74	give	give	VERB
inlawrev-2364	86	75	the	the	DET
inlawrev-2364	86	76	insured	insure	VERB
inlawrev-2364	86	77	the	the	DET
inlawrev-2364	86	78	functional	functional	ADJ
inlawrev-2364	86	79	efficiency	efficiency	NOUN
inlawrev-2364	86	80	of	of	ADP
inlawrev-2364	86	81	the	the	DET
inlawrev-2364	86	82	old	old	ADJ
inlawrev-2364	86	83	roof/^	roof/^	NOUN
inlawrev-2364	86	84	the	the	DET
inlawrev-2364	86	85	indiana	indiana	PROPN
inlawrev-2364	86	86	decision	decision	NOUN
inlawrev-2364	86	87	requires	require	VERB
inlawrev-2364	86	88	that	that	SCONJ
inlawrev-2364	86	89	the	the	DET
inlawrev-2364	86	90	purpose	purpose	NOUN
inlawrev-2364	86	91	and	and	CCONJ
inlawrev-2364	86	92	function	function	NOUN
inlawrev-2364	86	93	of	of	ADP
inlawrev-2364	86	94	the	the	DET
inlawrev-2364	86	95	property	property	NOUN
inlawrev-2364	86	96	be	be	AUX
inlawrev-2364	86	97	considered	consider	VERB
inlawrev-2364	86	98	to	to	PART
inlawrev-2364	86	99	preserve	preserve	VERB
inlawrev-2364	86	100	its	its	PRON
inlawrev-2364	86	101	intrinsic	intrinsic	ADJ
inlawrev-2364	86	102	value.^^	value.^^	NOUN
inlawrev-2364	86	103	referring	refer	VERB
inlawrev-2364	86	104	to	to	ADP
inlawrev-2364	86	105	the	the	DET
inlawrev-2364	86	106	pennsylvania	pennsylvania	PROPN
inlawrev-2364	86	107	case	case	NOUN
inlawrev-2364	86	108	of	of	ADP
inlawrev-2364	86	109	farber	farber	PROPN
inlawrev-2364	86	110	v.	v.	ADP
inlawrev-2364	86	111	perkiomen	perkiomen	PROPN
inlawrev-2364	86	112	mutual	mutual	PROPN
inlawrev-2364	86	113	insurance	insurance	PROPN
inlawrev-2364	86	114	co.	co.	PROPN
inlawrev-2364	86	115	,^^	,^^	PUNCT
inlawrev-2364	86	116	the	the	DET
inlawrev-2364	86	117	court	court	NOUN
inlawrev-2364	86	118	concluded	conclude	VERB
inlawrev-2364	86	119	:	:	PUNCT
inlawrev-2364	87	1	[	[	X
inlawrev-2364	87	2	t]he	t]he	ADJ
inlawrev-2364	87	3	risk	risk	NOUN
inlawrev-2364	87	4	is	be	AUX
inlawrev-2364	87	5	necessarily	necessarily	ADV
inlawrev-2364	87	6	affected	affect	VERB
inlawrev-2364	87	7	by	by	ADP
inlawrev-2364	87	8	changing	change	VERB
inlawrev-2364	87	9	economic	economic	ADJ
inlawrev-2364	87	10	condi	condi	NOUN
inlawrev-2364	87	11	.	.	PUNCT
inlawrev-2364	88	1	tions	tion	NOUN
inlawrev-2364	88	2	,	,	PUNCT
inlawrev-2364	88	3	such	such	ADJ
inlawrev-2364	88	4	as	as	ADP
inlawrev-2364	88	5	,	,	PUNCT
inlawrev-2364	88	6	the	the	DET
inlawrev-2364	88	7	increasing	increase	VERB
inlawrev-2364	88	8	costs	cost	NOUN
inlawrev-2364	88	9	of	of	ADP
inlawrev-2364	88	10	labor	labor	NOUN
inlawrev-2364	88	11	and	and	CCONJ
inlawrev-2364	88	12	materials	material	NOUN
inlawrev-2364	88	13	.	.	PUNCT
inlawrev-2364	89	1	because	because	SCONJ
inlawrev-2364	89	2	it	it	PRON
inlawrev-2364	89	3	is	be	AUX
inlawrev-2364	89	4	the	the	DET
inlawrev-2364	89	5	insurer	insurer	NOUN
inlawrev-2364	89	6	's	's	PART
inlawrev-2364	89	7	undertaking	undertaking	NOUN
inlawrev-2364	89	8	to	to	PART
inlawrev-2364	89	9	make	make	VERB
inlawrev-2364	89	10	the	the	DET
inlawrev-2364	89	11	insured	insure	VERB
inlawrev-2364	89	12	whole	whole	NOUN
inlawrev-2364	89	13	within	within	ADP
inlawrev-2364	89	14	the	the	DET
inlawrev-2364	89	15	policy	policy	NOUN
inlawrev-2364	89	16	limits	limit	NOUN
inlawrev-2364	89	17	,	,	PUNCT
inlawrev-2364	89	18	the	the	DET
inlawrev-2364	89	19	augmented	augment	VERB
inlawrev-2364	89	20	damage	damage	NOUN
inlawrev-2364	89	21	resulting	result	VERB
inlawrev-2364	89	22	from	from	ADP
inlawrev-2364	89	23	increased	increase	VERB
inlawrev-2364	89	24	costs	cost	NOUN
inlawrev-2364	89	25	of	of	ADP
inlawrev-2364	89	26	labor	labor	NOUN
inlawrev-2364	89	27	and	and	CCONJ
inlawrev-2364	89	28	materials	material	NOUN
inlawrev-2364	89	29	is	be	AUX
inlawrev-2364	89	30	the	the	DET
inlawrev-2364	89	31	liability	liability	NOUN
inlawrev-2364	89	32	of	of	ADP
inlawrev-2364	89	33	the	the	DET
inlawrev-2364	89	34	insurer	insurer	NOUN
inlawrev-2364	89	35	up	up	ADP
inlawrev-2364	89	36	to	to	ADP
inlawrev-2364	89	37	the	the	DET
inlawrev-2364	89	38	stated	state	VERB
inlawrev-2364	89	39	limit	limit	NOUN
inlawrev-2364	89	40	of	of	ADP
inlawrev-2364	89	41	the	the	DET
inlawrev-2364	89	42	insurance.^	insurance.^	NOUN
inlawrev-2364	89	43	"	"	PUNCT
inlawrev-2364	89	44	although	although	SCONJ
inlawrev-2364	89	45	travelers	traveler	NOUN
inlawrev-2364	89	46	alleged	allege	VERB
inlawrev-2364	89	47	several	several	ADJ
inlawrev-2364	89	48	errors	error	NOUN
inlawrev-2364	89	49	in	in	ADP
inlawrev-2364	89	50	the	the	DET
inlawrev-2364	89	51	jury	jury	NOUN
inlawrev-2364	89	52	verdict	verdict	NOUN
inlawrev-2364	89	53	on	on	ADP
inlawrev-2364	89	54	compensatory	compensatory	ADJ
inlawrev-2364	89	55	damages	damage	NOUN
inlawrev-2364	89	56	,	,	PUNCT
inlawrev-2364	89	57	the	the	DET
inlawrev-2364	89	58	court	court	NOUN
inlawrev-2364	89	59	of	of	ADP
inlawrev-2364	89	60	appeals	appeal	NOUN
inlawrev-2364	89	61	quickly	quickly	ADV
inlawrev-2364	89	62	dismissed	dismiss	VERB
inlawrev-2364	89	63	the	the	DET
inlawrev-2364	89	64	charges	charge	NOUN
inlawrev-2364	89	65	.	.	PUNCT
inlawrev-2364	90	1	the	the	DET
inlawrev-2364	90	2	court	court	NOUN
inlawrev-2364	90	3	determined	determine	VERB
inlawrev-2364	90	4	that	that	SCONJ
inlawrev-2364	90	5	the	the	DET
inlawrev-2364	90	6	jury	jury	NOUN
inlawrev-2364	90	7	could	could	AUX
inlawrev-2364	90	8	ignore	ignore	VERB
inlawrev-2364	90	9	depreciation	depreciation	NOUN
inlawrev-2364	90	10	because	because	SCONJ
inlawrev-2364	90	11	the	the	DET
inlawrev-2364	90	12	fire	fire	NOUN
inlawrev-2364	90	13	damage	damage	NOUN
inlawrev-2364	90	14	was	be	AUX
inlawrev-2364	90	15	largely	largely	ADV
inlawrev-2364	90	16	confined	confine	VERB
inlawrev-2364	90	17	to	to	ADP
inlawrev-2364	90	18	the	the	DET
inlawrev-2364	90	19	interior	interior	NOUN
inlawrev-2364	90	20	of	of	ADP
inlawrev-2364	90	21	possible	possible	ADJ
inlawrev-2364	90	22	to	to	ADP
inlawrev-2364	90	23	the	the	DET
inlawrev-2364	90	24	position	position	NOUN
inlawrev-2364	90	25	he	he	PRON
inlawrev-2364	90	26	was	be	AUX
inlawrev-2364	90	27	in	in	ADV
inlawrev-2364	90	28	before	before	ADP
inlawrev-2364	90	29	the	the	DET
inlawrev-2364	90	30	loss	loss	NOUN
inlawrev-2364	90	31	.	.	PUNCT
inlawrev-2364	91	1	the	the	DET
inlawrev-2364	91	2	replacement	replacement	NOUN
inlawrev-2364	91	3	-	-	PUNCT
inlawrev-2364	91	4	less	less	ADJ
inlawrev-2364	91	5	-	-	PUNCT
inlawrev-2364	91	6	depreciation	depreciation	NOUN
inlawrev-2364	91	7	rule	rule	NOUN
inlawrev-2364	91	8	and	and	CCONJ
inlawrev-2364	91	9	the	the	DET
inlawrev-2364	91	10	broad	broad	ADJ
inlawrev-2364	91	11	evidence	evidence	NOUN
inlawrev-2364	91	12	rule	rule	NOUN
inlawrev-2364	91	13	operate	operate	VERB
inlawrev-2364	91	14	to	to	PART
inlawrev-2364	91	15	accomplish	accomplish	VERB
inlawrev-2364	91	16	indemnity	indemnity	NOUN
inlawrev-2364	91	17	.	.	PUNCT
inlawrev-2364	91	18	"	"	PUNCT
inlawrev-2364	92	1	i	i	PRON
inlawrev-2364	92	2	d.	d.	VERB
inlawrev-2364	92	3	at	at	ADP
inlawrev-2364	92	4	459	459	NUM
inlawrev-2364	92	5	-	-	SYM
inlawrev-2364	92	6	60	60	NUM
inlawrev-2364	92	7	.	.	PUNCT
inlawrev-2364	93	1	the	the	DET
inlawrev-2364	93	2	tennessee	tennessee	PROPN
inlawrev-2364	93	3	supreme	supreme	PROPN
inlawrev-2364	93	4	court	court	PROPN
inlawrev-2364	93	5	further	far	ADV
inlawrev-2364	93	6	stated	state	VERB
inlawrev-2364	93	7	:	:	PUNCT
inlawrev-2364	93	8	"	"	PUNCT
inlawrev-2364	93	9	while	while	SCONJ
inlawrev-2364	93	10	replacement	replacement	NOUN
inlawrev-2364	93	11	cost	cost	NOUN
inlawrev-2364	93	12	is	be	AUX
inlawrev-2364	93	13	a	a	DET
inlawrev-2364	93	14	dominant	dominant	ADJ
inlawrev-2364	93	15	factor	factor	NOUN
inlawrev-2364	93	16	in	in	ADP
inlawrev-2364	93	17	fixing	fix	VERB
inlawrev-2364	93	18	the	the	DET
inlawrev-2364	93	19	amount	amount	NOUN
inlawrev-2364	93	20	of	of	ADP
inlawrev-2364	93	21	recovery	recovery	NOUN
inlawrev-2364	93	22	for	for	ADP
inlawrev-2364	93	23	total	total	ADJ
inlawrev-2364	93	24	loss	loss	NOUN
inlawrev-2364	93	25	of	of	ADP
inlawrev-2364	93	26	a	a	DET
inlawrev-2364	93	27	building	building	NOUN
inlawrev-2364	93	28	,	,	PUNCT
inlawrev-2364	93	29	it	it	PRON
inlawrev-2364	93	30	plays	play	VERB
inlawrev-2364	93	31	an	an	DET
inlawrev-2364	93	32	even	even	ADV
inlawrev-2364	93	33	greater	great	ADJ
inlawrev-2364	93	34	part	part	NOUN
inlawrev-2364	93	35	in	in	ADP
inlawrev-2364	93	36	fixing	fix	VERB
inlawrev-2364	93	37	the	the	DET
inlawrev-2364	93	38	amount	amount	NOUN
inlawrev-2364	93	39	of	of	ADP
inlawrev-2364	93	40	recovery	recovery	NOUN
inlawrev-2364	93	41	for	for	ADP
inlawrev-2364	93	42	a	a	DET
inlawrev-2364	93	43	partial	partial	ADJ
inlawrev-2364	93	44	loss	loss	NOUN
inlawrev-2364	93	45	to	to	ADP
inlawrev-2364	93	46	a	a	DET
inlawrev-2364	93	47	building	building	NOUN
inlawrev-2364	93	48	.	.	PUNCT
inlawrev-2364	94	1	it	it	PRON
inlawrev-2364	94	2	would	would	AUX
inlawrev-2364	94	3	seem	seem	VERB
inlawrev-2364	94	4	that	that	SCONJ
inlawrev-2364	94	5	the	the	DET
inlawrev-2364	94	6	only	only	ADJ
inlawrev-2364	94	7	practical	practical	ADJ
inlawrev-2364	94	8	way	way	NOUN
inlawrev-2364	94	9	to	to	PART
inlawrev-2364	94	10	measure	measure	VERB
inlawrev-2364	94	11	the	the	DET
inlawrev-2364	94	12	extent	extent	NOUN
inlawrev-2364	94	13	of	of	ADP
inlawrev-2364	94	14	partial	partial	ADJ
inlawrev-2364	94	15	damage	damage	NOUN
inlawrev-2364	94	16	to	to	ADP
inlawrev-2364	94	17	a	a	DET
inlawrev-2364	94	18	building	building	NOUN
inlawrev-2364	94	19	would	would	AUX
inlawrev-2364	94	20	be	be	AUX
inlawrev-2364	94	21	to	to	PART
inlawrev-2364	94	22	inventory	inventory	VERB
inlawrev-2364	94	23	its	its	PRON
inlawrev-2364	94	24	damaged	damage	VERB
inlawrev-2364	94	25	parts	part	NOUN
inlawrev-2364	94	26	,	,	PUNCT
inlawrev-2364	94	27	and	and	CCONJ
inlawrev-2364	94	28	the	the	DET
inlawrev-2364	94	29	only	only	ADJ
inlawrev-2364	94	30	way	way	NOUN
inlawrev-2364	94	31	to	to	PART
inlawrev-2364	94	32	express	express	VERB
inlawrev-2364	94	33	such	such	ADJ
inlawrev-2364	94	34	damage	damage	NOUN
inlawrev-2364	94	35	in	in	ADP
inlawrev-2364	94	36	terms	term	NOUN
inlawrev-2364	94	37	of	of	ADP
inlawrev-2364	94	38	money	money	NOUN
inlawrev-2364	94	39	would	would	AUX
inlawrev-2364	94	40	be	be	AUX
inlawrev-2364	94	41	to	to	PART
inlawrev-2364	94	42	count	count	VERB
inlawrev-2364	94	43	the	the	DET
inlawrev-2364	94	44	cost	cost	NOUN
inlawrev-2364	94	45	of	of	ADP
inlawrev-2364	94	46	replacing	replace	VERB
inlawrev-2364	94	47	such	such	ADJ
inlawrev-2364	94	48	parts	part	NOUN
inlawrev-2364	94	49	,	,	PUNCT
inlawrev-2364	94	50	so	so	SCONJ
inlawrev-2364	94	51	as	as	SCONJ
inlawrev-2364	94	52	to	to	PART
inlawrev-2364	94	53	restore	restore	VERB
inlawrev-2364	94	54	the	the	DET
inlawrev-2364	94	55	building	building	NOUN
inlawrev-2364	94	56	to	to	ADP
inlawrev-2364	94	57	the	the	DET
inlawrev-2364	94	58	same	same	ADJ
inlawrev-2364	94	59	condition	condition	NOUN
inlawrev-2364	94	60	it	it	PRON
inlawrev-2364	94	61	was	be	AUX
inlawrev-2364	94	62	in	in	ADV
inlawrev-2364	94	63	just	just	ADV
inlawrev-2364	94	64	before	before	ADP
inlawrev-2364	94	65	the	the	DET
inlawrev-2364	94	66	fire	fire	NOUN
inlawrev-2364	94	67	.	.	PUNCT
inlawrev-2364	95	1	and	and	CCONJ
inlawrev-2364	95	2	the	the	DET
inlawrev-2364	95	3	view	view	NOUN
inlawrev-2364	95	4	which	which	PRON
inlawrev-2364	95	5	we	we	PRON
inlawrev-2364	95	6	think	think	VERB
inlawrev-2364	95	7	supported	support	VERB
inlawrev-2364	95	8	by	by	ADP
inlawrev-2364	95	9	the	the	DET
inlawrev-2364	95	10	better	well	ADJ
inlawrev-2364	95	11	reason	reason	NOUN
inlawrev-2364	95	12	and	and	CCONJ
inlawrev-2364	95	13	the	the	DET
inlawrev-2364	95	14	greater	great	ADJ
inlawrev-2364	95	15	weight	weight	NOUN
inlawrev-2364	95	16	of	of	ADP
inlawrev-2364	95	17	authority	authority	NOUN
inlawrev-2364	95	18	is	be	AUX
inlawrev-2364	95	19	that	that	DET
inlawrev-2364	95	20	depreciation	depreciation	NOUN
inlawrev-2364	95	21	may	may	AUX
inlawrev-2364	95	22	not	not	PART
inlawrev-2364	95	23	be	be	AUX
inlawrev-2364	95	24	deducted	deduct	VERB
inlawrev-2364	95	25	from	from	ADP
inlawrev-2364	95	26	such	such	ADJ
inlawrev-2364	95	27	cost	cost	NOUN
inlawrev-2364	95	28	because	because	SCONJ
inlawrev-2364	95	29	that	that	PRON
inlawrev-2364	95	30	would	would	AUX
inlawrev-2364	95	31	make	make	VERB
inlawrev-2364	95	32	the	the	DET
inlawrev-2364	95	33	sum	sum	NOUN
inlawrev-2364	95	34	insufficient	insufficient	ADJ
inlawrev-2364	95	35	to	to	PART
inlawrev-2364	95	36	complete	complete	VERB
inlawrev-2364	95	37	the	the	DET
inlawrev-2364	95	38	repairs	repair	NOUN
inlawrev-2364	95	39	and	and	CCONJ
inlawrev-2364	95	40	would	would	AUX
inlawrev-2364	95	41	leave	leave	VERB
inlawrev-2364	95	42	the	the	DET
inlawrev-2364	95	43	building	building	NOUN
inlawrev-2364	95	44	unfinished	unfinished	ADJ
inlawrev-2364	95	45	;	;	PUNCT
inlawrev-2364	95	46	and	and	CCONJ
inlawrev-2364	95	47	this	this	PRON
inlawrev-2364	95	48	would	would	AUX
inlawrev-2364	95	49	fall	fall	VERB
inlawrev-2364	95	50	short	short	ADV
inlawrev-2364	95	51	of	of	ADP
inlawrev-2364	95	52	the	the	DET
inlawrev-2364	95	53	indemnity	indemnity	NOUN
inlawrev-2364	95	54	contracted	contract	VERB
inlawrev-2364	95	55	for	for	ADP
inlawrev-2364	95	56	in	in	ADP
inlawrev-2364	95	57	the	the	DET
inlawrev-2364	95	58	policy	policy	NOUN
inlawrev-2364	95	59	.	.	PUNCT
inlawrev-2364	95	60	"	"	PUNCT
inlawrev-2364	96	1	i	i	PRON
inlawrev-2364	96	2	d.	d.	PROPN
inlawrev-2364	96	3	at	at	ADP
inlawrev-2364	96	4	457	457	NUM
inlawrev-2364	96	5	(	(	PUNCT
inlawrev-2364	96	6	quoting	quote	VERB
inlawrev-2364	96	7	third	third	ADJ
inlawrev-2364	96	8	nat'l	nat'l	PROPN
inlawrev-2364	96	9	bank	bank	PROPN
inlawrev-2364	96	10	v.	v.	CCONJ
inlawrev-2364	96	11	american	american	PROPN
inlawrev-2364	96	12	equitable	equitable	PROPN
inlawrev-2364	96	13	ins	ins	PROPN
inlawrev-2364	96	14	.	.	PUNCT
inlawrev-2364	96	15	co.	co.	PROPN
inlawrev-2364	96	16	,	,	PUNCT
inlawrev-2364	96	17	27	27	NUM
inlawrev-2364	96	18	tenn	tenn	PROPN
inlawrev-2364	96	19	.	.	PUNCT
inlawrev-2364	97	1	app	app	PROPN
inlawrev-2364	97	2	.	.	PROPN
inlawrev-2364	98	1	249	249	NUM
inlawrev-2364	98	2	,	,	PUNCT
inlawrev-2364	98	3	272	272	NUM
inlawrev-2364	98	4	-	-	SYM
inlawrev-2364	98	5	73	73	NUM
inlawrev-2364	98	6	,	,	PUNCT
inlawrev-2364	98	7	178	178	NUM
inlawrev-2364	98	8	s.w.2d	s.w.2d	NUM
inlawrev-2364	98	9	915	915	NUM
inlawrev-2364	98	10	,	,	PUNCT
inlawrev-2364	98	11	925	925	NUM
inlawrev-2364	98	12	(	(	PUNCT
inlawrev-2364	98	13	1943	1943	NUM
inlawrev-2364	98	14	)	)	PUNCT
inlawrev-2364	98	15	)	)	PUNCT
inlawrev-2364	98	16	.	.	PUNCT
inlawrev-2364	99	1	'	'	PUNCT
inlawrev-2364	99	2	^384	^384	VERB
inlawrev-2364	99	3	n.e.2d	n.e.2d	NOUN
inlawrev-2364	99	4	at	at	ADP
inlawrev-2364	99	5	614	614	NUM
inlawrev-2364	99	6	.	.	PUNCT
inlawrev-2364	99	7	''	''	PUNCT
inlawrev-2364	100	1	i	i	PRON
inlawrev-2364	100	2	d	d	PROPN
inlawrev-2364	100	3	:	:	PUNCT
inlawrev-2364	100	4	'	'	PUNCT
inlawrev-2364	100	5	ud	ud	INTJ
inlawrev-2364	100	6	.	.	PUNCT
inlawrev-2364	100	7	''	''	PUNCT
inlawrev-2364	101	1	i	i	PRON
inlawrev-2364	101	2	d.	d.	PROPN
inlawrev-2364	101	3	•'370	•'370	PROPN
inlawrev-2364	101	4	pa	pa	PROPN
inlawrev-2364	101	5	.	.	PROPN
inlawrev-2364	101	6	480	480	NUM
inlawrev-2364	101	7	,	,	PUNCT
inlawrev-2364	101	8	88	88	NUM
inlawrev-2364	101	9	a.2d	a.2d	SYM
inlawrev-2364	101	10	776	776	NUM
inlawrev-2364	101	11	(	(	PUNCT
inlawrev-2364	101	12	1952	1952	NUM
inlawrev-2364	101	13	)	)	PUNCT
inlawrev-2364	101	14	.	.	PUNCT
inlawrev-2364	102	1	see	see	VERB
inlawrev-2364	102	2	metz	metz	PROPN
inlawrev-2364	102	3	v.	v.	ADP
inlawrev-2364	102	4	travelers	traveler	NOUN
inlawrev-2364	102	5	fire	fire	PROPN
inlawrev-2364	102	6	ins	ins	PROPN
inlawrev-2364	102	7	.	.	PUNCT
inlawrev-2364	102	8	co.	co.	PROPN
inlawrev-2364	102	9	,	,	PUNCT
inlawrev-2364	102	10	355	355	NUM
inlawrev-2364	102	11	pa	pa	PROPN
inlawrev-2364	102	12	.	.	PROPN
inlawrev-2364	102	13	342	342	NUM
inlawrev-2364	102	14	,	,	PUNCT
inlawrev-2364	102	15	49	49	NUM
inlawrev-2364	102	16	a.2d	a.2d	SYM
inlawrev-2364	102	17	711	711	NUM
inlawrev-2364	102	18	(	(	PUNCT
inlawrev-2364	102	19	1946	1946	NUM
inlawrev-2364	102	20	)	)	PUNCT
inlawrev-2364	102	21	.	.	PUNCT
inlawrev-2364	103	1	=	=	PRON
inlawrev-2364	103	2	"	"	PUNCT
inlawrev-2364	103	3	'	'	NUM
inlawrev-2364	103	4	384	384	NUM
inlawrev-2364	103	5	n.e.2d	n.e.2d	NOUN
inlawrev-2364	103	6	at	at	ADP
inlawrev-2364	103	7	615	615	NUM
inlawrev-2364	103	8	.	.	PUNCT
inlawrev-2364	104	1	284	284	NUM
inlawrev-2364	104	2	indiana	indiana	PROPN
inlawrev-2364	104	3	la	la	PROPN
inlawrev-2364	104	4	w	w	PROPN
inlawrev-2364	104	5	review	review	PROPN
inlawrev-2364	104	6	[	[	X
inlawrev-2364	104	7	vol	vol	NOUN
inlawrev-2364	104	8	.	.	PUNCT
inlawrev-2364	104	9	13:279	13:279	NUM
inlawrev-2364	104	10	the	the	DET
inlawrev-2364	104	11	house	house	NOUN
inlawrev-2364	104	12	which	which	PRON
inlawrev-2364	104	13	had	have	AUX
inlawrev-2364	104	14	been	be	AUX
inlawrev-2364	104	15	renovated	renovate	VERB
inlawrev-2364	104	16	within	within	ADP
inlawrev-2364	104	17	ten	ten	NUM
inlawrev-2364	104	18	years	year	NOUN
inlawrev-2364	104	19	of	of	ADP
inlawrev-2364	104	20	the	the	DET
inlawrev-2364	104	21	fire	fire	NOUN
inlawrev-2364	104	22	,	,	PUNCT
inlawrev-2364	104	23	and	and	CCONJ
inlawrev-2364	104	24	the	the	DET
inlawrev-2364	104	25	majority	majority	NOUN
inlawrev-2364	104	26	of	of	ADP
inlawrev-2364	104	27	the	the	DET
inlawrev-2364	104	28	work	work	NOUN
inlawrev-2364	104	29	having	having	AUX
inlawrev-2364	104	30	been	be	AUX
inlawrev-2364	104	31	done	do	VERB
inlawrev-2364	104	32	within	within	ADP
inlawrev-2364	104	33	eighteen	eighteen	NUM
inlawrev-2364	104	34	months	month	NOUN
inlawrev-2364	104	35	of	of	ADP
inlawrev-2364	104	36	the	the	DET
inlawrev-2364	104	37	loss.^	loss.^	NOUN
inlawrev-2364	104	38	'	'	PART
inlawrev-2364	104	39	further	far	ADV
inlawrev-2364	104	40	,	,	PUNCT
inlawrev-2364	104	41	the	the	DET
inlawrev-2364	104	42	court	court	NOUN
inlawrev-2364	104	43	stated	state	VERB
inlawrev-2364	104	44	that	that	SCONJ
inlawrev-2364	104	45	the	the	DET
inlawrev-2364	104	46	admission	admission	NOUN
inlawrev-2364	104	47	of	of	ADP
inlawrev-2364	104	48	the	the	DET
inlawrev-2364	104	49	bank	bank	NOUN
inlawrev-2364	104	50	official	official	NOUN
inlawrev-2364	104	51	's	's	PART
inlawrev-2364	104	52	testimony	testimony	NOUN
inlawrev-2364	104	53	as	as	ADP
inlawrev-2364	104	54	an	an	DET
inlawrev-2364	104	55	expert	expert	NOUN
inlawrev-2364	104	56	was	be	AUX
inlawrev-2364	104	57	properly	properly	ADV
inlawrev-2364	104	58	the	the	DET
inlawrev-2364	104	59	decision	decision	NOUN
inlawrev-2364	104	60	of	of	ADP
inlawrev-2364	104	61	the	the	DET
inlawrev-2364	104	62	trial	trial	NOUN
inlawrev-2364	104	63	court	court	NOUN
inlawrev-2364	104	64	and	and	CCONJ
inlawrev-2364	104	65	would	would	AUX
inlawrev-2364	104	66	not	not	PART
inlawrev-2364	104	67	be	be	AUX
inlawrev-2364	104	68	disturbed	disturb	VERB
inlawrev-2364	104	69	unless	unless	SCONJ
inlawrev-2364	104	70	there	there	PRON
inlawrev-2364	104	71	was	be	VERB
inlawrev-2364	104	72	a	a	DET
inlawrev-2364	104	73	manifest	manif	ADJ
inlawrev-2364	104	74	abuse	abuse	NOUN
inlawrev-2364	104	75	of	of	ADP
inlawrev-2364	104	76	discretion.^^	discretion.^^	NOUN
inlawrev-2364	104	77	also	also	ADV
inlawrev-2364	104	78	,	,	PUNCT
inlawrev-2364	104	79	the	the	DET
inlawrev-2364	104	80	trial	trial	NOUN
inlawrev-2364	104	81	court	court	NOUN
inlawrev-2364	104	82	's	's	PART
inlawrev-2364	104	83	instruction	instruction	NOUN
inlawrev-2364	104	84	to	to	ADP
inlawrev-2364	104	85	the	the	DET
inlawrev-2364	104	86	jury	jury	NOUN
inlawrev-2364	104	87	was	be	AUX
inlawrev-2364	104	88	held	hold	VERB
inlawrev-2364	104	89	to	to	PART
inlawrev-2364	104	90	be	be	AUX
inlawrev-2364	104	91	a	a	DET
inlawrev-2364	104	92	correct	correct	ADJ
inlawrev-2364	104	93	statement	statement	NOUN
inlawrev-2364	104	94	of	of	ADP
inlawrev-2364	104	95	the	the	DET
inlawrev-2364	104	96	law.^^	law.^^	NOUN
inlawrev-2364	104	97	in	in	ADP
inlawrev-2364	104	98	addition	addition	NOUN
inlawrev-2364	104	99	to	to	ADP
inlawrev-2364	104	100	full	full	ADJ
inlawrev-2364	104	101	compensatory	compensatory	ADJ
inlawrev-2364	104	102	damages	damage	NOUN
inlawrev-2364	104	103	,	,	PUNCT
inlawrev-2364	104	104	the	the	DET
inlawrev-2364	104	105	trial	trial	NOUN
inlawrev-2364	104	106	court	court	NOUN
inlawrev-2364	104	107	jury	jury	NOUN
inlawrev-2364	104	108	awarded	award	VERB
inlawrev-2364	104	109	mrs	mrs	PROPN
inlawrev-2364	104	110	.	.	PROPN
inlawrev-2364	104	111	armstrong	armstrong	PROPN
inlawrev-2364	104	112	$	$	SYM
inlawrev-2364	104	113	25,000	25,000	NUM
inlawrev-2364	104	114	in	in	ADP
inlawrev-2364	104	115	punitive	punitive	ADJ
inlawrev-2364	104	116	damages	damage	NOUN
inlawrev-2364	104	117	.	.	PUNCT
inlawrev-2364	105	1	punitive	punitive	ADJ
inlawrev-2364	105	2	damages	damage	NOUN
inlawrev-2364	105	3	have	have	AUX
inlawrev-2364	105	4	been	be	AUX
inlawrev-2364	105	5	an	an	DET
inlawrev-2364	105	6	important	important	ADJ
inlawrev-2364	105	7	part	part	NOUN
inlawrev-2364	105	8	of	of	ADP
inlawrev-2364	105	9	indiana	indiana	PROPN
inlawrev-2364	105	10	insurance	insurance	PROPN
inlawrev-2364	105	11	law	law	NOUN
inlawrev-2364	105	12	for	for	ADP
inlawrev-2364	105	13	several	several	ADJ
inlawrev-2364	105	14	years	year	NOUN
inlawrev-2364	105	15	and	and	CCONJ
inlawrev-2364	105	16	may	may	AUX
inlawrev-2364	105	17	properly	properly	ADV
inlawrev-2364	105	18	be	be	AUX
inlawrev-2364	105	19	granted	grant	VERB
inlawrev-2364	105	20	to	to	ADP
inlawrev-2364	105	21	an	an	DET
inlawrev-2364	105	22	insured	insure	VERB
inlawrev-2364	105	23	when	when	SCONJ
inlawrev-2364	105	24	the	the	DET
inlawrev-2364	105	25	insurer	insurer	NOUN
inlawrev-2364	105	26	engages	engage	VERB
inlawrev-2364	105	27	in	in	ADP
inlawrev-2364	105	28	"	"	PUNCT
inlawrev-2364	105	29	fraud	fraud	NOUN
inlawrev-2364	105	30	,	,	PUNCT
inlawrev-2364	105	31	malice	malice	NOUN
inlawrev-2364	105	32	,	,	PUNCT
inlawrev-2364	105	33	gross	gross	ADJ
inlawrev-2364	105	34	negligence	negligence	NOUN
inlawrev-2364	105	35	,	,	PUNCT
inlawrev-2364	105	36	or	or	CCONJ
inlawrev-2364	105	37	oppression	oppression	NOUN
inlawrev-2364	105	38	.	.	PUNCT
inlawrev-2364	106	1	"^	"^	NOUN
inlawrev-2364	106	2	*	*	PUNCT
inlawrev-2364	106	3	after	after	ADP
inlawrev-2364	106	4	making	make	VERB
inlawrev-2364	106	5	both	both	CCONJ
inlawrev-2364	106	6	oral	oral	ADJ
inlawrev-2364	106	7	and	and	CCONJ
inlawrev-2364	106	8	written	write	VERB
inlawrev-2364	106	9	statements	statement	NOUN
inlawrev-2364	106	10	to	to	ADP
inlawrev-2364	106	11	the	the	DET
inlawrev-2364	106	12	insured	insure	VERB
inlawrev-2364	106	13	over	over	ADP
inlawrev-2364	106	14	a	a	DET
inlawrev-2364	106	15	period	period	NOUN
inlawrev-2364	106	16	of	of	ADP
inlawrev-2364	106	17	several	several	ADJ
inlawrev-2364	106	18	months	month	NOUN
inlawrev-2364	106	19	that	that	SCONJ
inlawrev-2364	106	20	the	the	DET
inlawrev-2364	106	21	policy	policy	NOUN
inlawrev-2364	106	22	required	require	VERB
inlawrev-2364	106	23	a	a	DET
inlawrev-2364	106	24	deduction	deduction	NOUN
inlawrev-2364	106	25	for	for	ADP
inlawrev-2364	106	26	depreciation	depreciation	NOUN
inlawrev-2364	106	27	,	,	PUNCT
inlawrev-2364	106	28	the	the	DET
inlawrev-2364	106	29	insurer	insurer	NOUN
inlawrev-2364	106	30	admitted	admit	VERB
inlawrev-2364	106	31	both	both	CCONJ
inlawrev-2364	106	32	by	by	ADP
inlawrev-2364	106	33	written	write	VERB
inlawrev-2364	106	34	interrogatories	interrogatory	NOUN
inlawrev-2364	106	35	that	that	PRON
inlawrev-2364	106	36	became	become	VERB
inlawrev-2364	106	37	part	part	NOUN
inlawrev-2364	106	38	of	of	ADP
inlawrev-2364	106	39	the	the	DET
inlawrev-2364	106	40	record	record	NOUN
inlawrev-2364	106	41	and	and	CCONJ
inlawrev-2364	106	42	by	by	ADP
inlawrev-2364	106	43	direct	direct	ADJ
inlawrev-2364	106	44	testimony	testimony	NOUN
inlawrev-2364	106	45	that	that	SCONJ
inlawrev-2364	106	46	no	no	DET
inlawrev-2364	106	47	such	such	ADJ
inlawrev-2364	106	48	policy	policy	NOUN
inlawrev-2364	106	49	provisions	provision	NOUN
inlawrev-2364	106	50	existed.^^	existed.^^	PUNCT
inlawrev-2364	106	51	the	the	DET
inlawrev-2364	106	52	court	court	NOUN
inlawrev-2364	106	53	reasoned	reason	VERB
inlawrev-2364	106	54	that	that	SCONJ
inlawrev-2364	106	55	,	,	PUNCT
inlawrev-2364	106	56	even	even	ADV
inlawrev-2364	106	57	assuming	assume	VERB
inlawrev-2364	106	58	that	that	SCONJ
inlawrev-2364	106	59	the	the	DET
inlawrev-2364	106	60	property	property	NOUN
inlawrev-2364	106	61	had	have	AUX
inlawrev-2364	106	62	diminished	diminish	VERB
inlawrev-2364	106	63	in	in	ADP
inlawrev-2364	106	64	value	value	NOUN
inlawrev-2364	106	65	,	,	PUNCT
inlawrev-2364	106	66	no	no	DET
inlawrev-2364	106	67	flat	flat	ADJ
inlawrev-2364	106	68	depreciation	depreciation	NOUN
inlawrev-2364	106	69	''	''	PUNCT
inlawrev-2364	106	70	i	i	PROPN
inlawrev-2364	106	71	d.	d.	PROPN
inlawrev-2364	106	72	at	at	ADP
inlawrev-2364	106	73	616	616	NUM
inlawrev-2364	106	74	-	-	SYM
inlawrev-2364	106	75	17	17	NUM
inlawrev-2364	106	76	(	(	PUNCT
inlawrev-2364	106	77	citing	cite	VERB
inlawrev-2364	106	78	isenhour	isenhour	NOUN
inlawrev-2364	106	79	v.	v.	ADP
inlawrev-2364	106	80	state	state	NOUN
inlawrev-2364	106	81	,	,	PUNCT
inlawrev-2364	106	82	157	157	NUM
inlawrev-2364	106	83	ind	ind	NOUN
inlawrev-2364	106	84	.	.	PUNCT
inlawrev-2364	107	1	517	517	NUM
inlawrev-2364	107	2	,	,	PUNCT
inlawrev-2364	107	3	528	528	NUM
inlawrev-2364	107	4	,	,	PUNCT
inlawrev-2364	107	5	62	62	NUM
inlawrev-2364	107	6	n.e	n.e	PROPN
inlawrev-2364	107	7	.	.	PROPN
inlawrev-2364	107	8	40	40	NUM
inlawrev-2364	107	9	,	,	PUNCT
inlawrev-2364	107	10	44	44	NUM
inlawrev-2364	107	11	(	(	PUNCT
inlawrev-2364	107	12	1901	1901	NUM
inlawrev-2364	107	13	)	)	PUNCT
inlawrev-2364	107	14	)	)	PUNCT
inlawrev-2364	107	15	.	.	PUNCT
inlawrev-2364	108	1	''	''	PUNCT
inlawrev-2364	108	2	384	384	NUM
inlawrev-2364	108	3	n.e.2d	n.e.2d	NOUN
inlawrev-2364	108	4	at	at	ADP
inlawrev-2364	108	5	616	616	NUM
inlawrev-2364	108	6	,	,	PUNCT
inlawrev-2364	108	7	619	619	NUM
inlawrev-2364	108	8	.	.	PUNCT
inlawrev-2364	109	1	the	the	DET
inlawrev-2364	109	2	court	court	NOUN
inlawrev-2364	109	3	noted	note	VERB
inlawrev-2364	109	4	that	that	SCONJ
inlawrev-2364	109	5	travelers	traveler	NOUN
inlawrev-2364	109	6	had	have	AUX
inlawrev-2364	109	7	failed	fail	VERB
inlawrev-2364	109	8	to	to	PART
inlawrev-2364	109	9	provide	provide	VERB
inlawrev-2364	109	10	an	an	DET
inlawrev-2364	109	11	alternative	alternative	ADJ
inlawrev-2364	109	12	instruction	instruction	NOUN
inlawrev-2364	109	13	on	on	ADP
inlawrev-2364	109	14	the	the	DET
inlawrev-2364	109	15	matter	matter	NOUN
inlawrev-2364	109	16	and	and	CCONJ
inlawrev-2364	109	17	chose	choose	VERB
inlawrev-2364	109	18	instead	instead	ADV
inlawrev-2364	109	19	to	to	PART
inlawrev-2364	109	20	simply	simply	ADV
inlawrev-2364	109	21	object	object	VERB
inlawrev-2364	109	22	to	to	ADP
inlawrev-2364	109	23	the	the	DET
inlawrev-2364	109	24	plaintiff	plaintiff	NOUN
inlawrev-2364	109	25	's	's	PART
inlawrev-2364	109	26	tendered	tender	VERB
inlawrev-2364	109	27	instruction	instruction	NOUN
inlawrev-2364	109	28	.	.	PUNCT
inlawrev-2364	110	1	i	i	PRON
inlawrev-2364	110	2	d.	d.	PROPN
inlawrev-2364	110	3	at	at	ADP
inlawrev-2364	110	4	616	616	NUM
inlawrev-2364	110	5	-	-	SYM
inlawrev-2364	110	6	17	17	NUM
inlawrev-2364	110	7	.	.	PUNCT
inlawrev-2364	111	1	the	the	DET
inlawrev-2364	111	2	trial	trial	NOUN
inlawrev-2364	111	3	court	court	NOUN
inlawrev-2364	111	4	gave	give	VERB
inlawrev-2364	111	5	the	the	DET
inlawrev-2364	111	6	following	follow	VERB
inlawrev-2364	111	7	instruction	instruction	NOUN
inlawrev-2364	111	8	to	to	ADP
inlawrev-2364	111	9	the	the	DET
inlawrev-2364	111	10	jury	jury	NOUN
inlawrev-2364	111	11	:	:	PUNCT
inlawrev-2364	111	12	if	if	SCONJ
inlawrev-2364	111	13	you	you	PRON
inlawrev-2364	111	14	find	find	VERB
inlawrev-2364	111	15	from	from	ADP
inlawrev-2364	111	16	a	a	DET
inlawrev-2364	111	17	preponderance	preponderance	NOUN
inlawrev-2364	111	18	of	of	ADP
inlawrev-2364	111	19	the	the	DET
inlawrev-2364	111	20	evidence	evidence	NOUN
inlawrev-2364	111	21	and	and	CCONJ
inlawrev-2364	111	22	under	under	ADP
inlawrev-2364	111	23	the	the	DET
inlawrev-2364	111	24	court	court	NOUN
inlawrev-2364	111	25	's	's	PART
inlawrev-2364	111	26	instructions	instruction	NOUN
inlawrev-2364	111	27	that	that	PRON
inlawrev-2364	111	28	the	the	DET
inlawrev-2364	111	29	defendant	defendant	NOUN
inlawrev-2364	111	30	was	be	AUX
inlawrev-2364	111	31	guilty	guilty	ADJ
inlawrev-2364	111	32	of	of	ADP
inlawrev-2364	111	33	willfully	willfully	ADV
inlawrev-2364	111	34	injuring	injure	VERB
inlawrev-2364	111	35	the	the	DET
inlawrev-2364	111	36	plaintiff	plaintiff	NOUN
inlawrev-2364	111	37	by	by	ADP
inlawrev-2364	111	38	false	false	ADJ
inlawrev-2364	111	39	representations	representation	NOUN
inlawrev-2364	111	40	to	to	ADP
inlawrev-2364	111	41	the	the	DET
inlawrev-2364	111	42	plaintiff	plaintiff	NOUN
inlawrev-2364	111	43	concerning	concern	VERB
inlawrev-2364	111	44	the	the	DET
inlawrev-2364	111	45	legal	legal	ADJ
inlawrev-2364	111	46	effect	effect	NOUN
inlawrev-2364	111	47	of	of	ADP
inlawrev-2364	111	48	the	the	DET
inlawrev-2364	111	49	provisions	provision	NOUN
inlawrev-2364	111	50	in	in	ADP
inlawrev-2364	111	51	the	the	DET
inlawrev-2364	111	52	insurance	insurance	NOUN
inlawrev-2364	111	53	policy	policy	NOUN
inlawrev-2364	111	54	,	,	PUNCT
inlawrev-2364	111	55	and	and	CCONJ
inlawrev-2364	111	56	that	that	SCONJ
inlawrev-2364	111	57	this	this	DET
inlawrev-2364	111	58	conduct	conduct	NOUN
inlawrev-2364	111	59	was	be	AUX
inlawrev-2364	111	60	willful	willful	ADJ
inlawrev-2364	111	61	,	,	PUNCT
inlawrev-2364	111	62	oppressive	oppressive	ADJ
inlawrev-2364	111	63	,	,	PUNCT
inlawrev-2364	111	64	malicious	malicious	ADJ
inlawrev-2364	111	65	,	,	PUNCT
inlawrev-2364	111	66	or	or	CCONJ
inlawrev-2364	111	67	the	the	DET
inlawrev-2364	111	68	statements	statement	NOUN
inlawrev-2364	111	69	were	be	AUX
inlawrev-2364	111	70	made	make	VERB
inlawrev-2364	111	71	with	with	ADP
inlawrev-2364	111	72	heedless	heedless	ADJ
inlawrev-2364	111	73	disregard	disregard	NOUN
inlawrev-2364	111	74	of	of	ADP
inlawrev-2364	111	75	their	their	PRON
inlawrev-2364	111	76	consequences	consequence	NOUN
inlawrev-2364	111	77	,	,	PUNCT
inlawrev-2364	111	78	and	and	CCONJ
inlawrev-2364	111	79	that	that	SCONJ
inlawrev-2364	111	80	as	as	ADP
inlawrev-2364	111	81	a	a	DET
inlawrev-2364	111	82	result	result	NOUN
inlawrev-2364	111	83	thereof	thereof	ADV
inlawrev-2364	111	84	,	,	PUNCT
inlawrev-2364	111	85	mrs	mrs	PROPN
inlawrev-2364	111	86	.	.	PROPN
inlawrev-2364	111	87	armstrong	armstrong	PROPN
inlawrev-2364	111	88	was	be	AUX
inlawrev-2364	111	89	damaged	damage	VERB
inlawrev-2364	111	90	,	,	PUNCT
inlawrev-2364	111	91	and	and	CCONJ
inlawrev-2364	111	92	if	if	SCONJ
inlawrev-2364	111	93	you	you	PRON
inlawrev-2364	111	94	further	far	ADV
inlawrev-2364	111	95	find	find	VERB
inlawrev-2364	111	96	that	that	SCONJ
inlawrev-2364	111	97	mrs	mrs	PROPN
inlawrev-2364	111	98	.	.	PROPN
inlawrev-2364	111	99	armstrong	armstrong	PROPN
inlawrev-2364	111	100	is	be	AUX
inlawrev-2364	111	101	entitled	entitle	VERB
inlawrev-2364	111	102	to	to	PART
inlawrev-2364	111	103	recover	recover	VERB
inlawrev-2364	111	104	compensatory	compensatory	ADJ
inlawrev-2364	111	105	or	or	CCONJ
inlawrev-2364	111	106	actual	actual	ADJ
inlawrev-2364	111	107	damages	damage	NOUN
inlawrev-2364	111	108	,	,	PUNCT
inlawrev-2364	111	109	then	then	ADV
inlawrev-2364	111	110	you	you	PRON
inlawrev-2364	111	111	may	may	AUX
inlawrev-2364	111	112	,	,	PUNCT
inlawrev-2364	111	113	also	also	ADV
inlawrev-2364	111	114	,	,	PUNCT
inlawrev-2364	111	115	allow	allow	VERB
inlawrev-2364	111	116	to	to	ADP
inlawrev-2364	111	117	her	her	PRON
inlawrev-2364	111	118	exemplary	exemplary	ADJ
inlawrev-2364	111	119	or	or	CCONJ
inlawrev-2364	111	120	punitive	punitive	ADJ
inlawrev-2364	111	121	damages	damage	NOUN
inlawrev-2364	111	122	as	as	ADV
inlawrev-2364	111	123	well	well	ADV
inlawrev-2364	111	124	.	.	PUNCT
inlawrev-2364	112	1	exemplary	exemplary	ADJ
inlawrev-2364	112	2	damages	damage	NOUN
inlawrev-2364	112	3	are	be	AUX
inlawrev-2364	112	4	damages	damage	NOUN
inlawrev-2364	112	5	allowed	allow	VERB
inlawrev-2364	112	6	as	as	ADP
inlawrev-2364	112	7	punishment	punishment	NOUN
inlawrev-2364	112	8	by	by	ADP
inlawrev-2364	112	9	way	way	NOUN
inlawrev-2364	112	10	of	of	ADP
inlawrev-2364	112	11	example	example	NOUN
inlawrev-2364	112	12	and	and	CCONJ
inlawrev-2364	112	13	to	to	PART
inlawrev-2364	112	14	deter	deter	VERB
inlawrev-2364	112	15	others	other	NOUN
inlawrev-2364	112	16	from	from	ADP
inlawrev-2364	112	17	committing	commit	VERB
inlawrev-2364	112	18	a	a	DET
inlawrev-2364	112	19	like	like	ADJ
inlawrev-2364	112	20	act	act	NOUN
inlawrev-2364	112	21	.	.	PUNCT
inlawrev-2364	113	1	if	if	SCONJ
inlawrev-2364	113	2	you	you	PRON
inlawrev-2364	113	3	allow	allow	VERB
inlawrev-2364	113	4	exemplary	exemplary	ADJ
inlawrev-2364	113	5	damages	damage	NOUN
inlawrev-2364	113	6	,	,	PUNCT
inlawrev-2364	113	7	they	they	PRON
inlawrev-2364	113	8	may	may	AUX
inlawrev-2364	113	9	be	be	AUX
inlawrev-2364	113	10	in	in	ADP
inlawrev-2364	113	11	such	such	ADJ
inlawrev-2364	113	12	amount	amount	NOUN
inlawrev-2364	113	13	as	as	SCONJ
inlawrev-2364	113	14	you	you	PRON
inlawrev-2364	113	15	find	find	VERB
inlawrev-2364	113	16	sufficient	sufficient	ADJ
inlawrev-2364	113	17	to	to	PART
inlawrev-2364	113	18	punish	punish	VERB
inlawrev-2364	113	19	the	the	DET
inlawrev-2364	113	20	defendant	defendant	NOUN
inlawrev-2364	113	21	for	for	ADP
inlawrev-2364	113	22	its	its	PRON
inlawrev-2364	113	23	conduct	conduct	NOUN
inlawrev-2364	113	24	and	and	CCONJ
inlawrev-2364	113	25	to	to	PART
inlawrev-2364	113	26	act	act	VERB
inlawrev-2364	113	27	so	so	SCONJ
inlawrev-2364	113	28	as	as	SCONJ
inlawrev-2364	113	29	to	to	PART
inlawrev-2364	113	30	be	be	AUX
inlawrev-2364	113	31	a	a	DET
inlawrev-2364	113	32	deterrent	deterrent	NOUN
inlawrev-2364	113	33	to	to	ADP
inlawrev-2364	113	34	others	other	NOUN
inlawrev-2364	113	35	.	.	PUNCT
inlawrev-2364	114	1	i	i	PRON
inlawrev-2364	114	2	d.	d.	PROPN
inlawrev-2364	114	3	at	at	ADP
inlawrev-2364	114	4	619	619	NUM
inlawrev-2364	114	5	.	.	PUNCT
inlawrev-2364	114	6	'	'	PUNCT
inlawrev-2364	115	1	"	"	PUNCT
inlawrev-2364	115	2	hibschman	hibschman	ADJ
inlawrev-2364	115	3	pontiac	pontiac	PROPN
inlawrev-2364	115	4	,	,	PUNCT
inlawrev-2364	115	5	inc	inc	PROPN
inlawrev-2364	115	6	.	.	PROPN
inlawrev-2364	115	7	v.	v.	PROPN
inlawrev-2364	115	8	batchelor	batchelor	PROPN
inlawrev-2364	115	9	,	,	PUNCT
inlawrev-2364	115	10	266	266	NUM
inlawrev-2364	115	11	ind	ind	NOUN
inlawrev-2364	115	12	.	.	PUNCT
inlawrev-2364	116	1	310	310	NUM
inlawrev-2364	116	2	,	,	PUNCT
inlawrev-2364	116	3	314	314	NUM
inlawrev-2364	116	4	,	,	PUNCT
inlawrev-2364	116	5	362	362	NUM
inlawrev-2364	116	6	n.e.2d	n.e.2d	NOUN
inlawrev-2364	116	7	845	845	NUM
inlawrev-2364	116	8	,	,	PUNCT
inlawrev-2364	116	9	847	847	NUM
inlawrev-2364	116	10	(	(	PUNCT
inlawrev-2364	116	11	1977	1977	NUM
inlawrev-2364	116	12	)	)	PUNCT
inlawrev-2364	116	13	(	(	PUNCT
inlawrev-2364	116	14	quoting	quote	VERB
inlawrev-2364	116	15	vernon	vernon	PROPN
inlawrev-2364	116	16	fire	fire	PROPN
inlawrev-2364	116	17	&	&	CCONJ
inlawrev-2364	116	18	cas	cas	PROPN
inlawrev-2364	116	19	.	.	PROPN
inlawrev-2364	116	20	ins	ins	PROPN
inlawrev-2364	116	21	.	.	PUNCT
inlawrev-2364	116	22	co.	co.	PROPN
inlawrev-2364	117	1	v.	v.	ADP
inlawrev-2364	117	2	sharp	sharp	ADJ
inlawrev-2364	117	3	,	,	PUNCT
inlawrev-2364	117	4	264	264	NUM
inlawrev-2364	117	5	ind	ind	NOUN
inlawrev-2364	117	6	.	.	PUNCT
inlawrev-2364	118	1	599	599	NUM
inlawrev-2364	118	2	,	,	PUNCT
inlawrev-2364	118	3	349	349	NUM
inlawrev-2364	118	4	n.e.2d	n.e.2d	NOUN
inlawrev-2364	118	5	173	173	NUM
inlawrev-2364	118	6	(	(	PUNCT
inlawrev-2364	118	7	1976	1976	NUM
inlawrev-2364	118	8	)	)	PUNCT
inlawrev-2364	118	9	)	)	PUNCT
inlawrev-2364	118	10	.	.	PUNCT
inlawrev-2364	119	1	see	see	VERB
inlawrev-2364	119	2	vernon	vernon	PROPN
inlawrev-2364	119	3	,	,	PUNCT
inlawrev-2364	119	4	264	264	NUM
inlawrev-2364	119	5	ind	ind	NOUN
inlawrev-2364	119	6	.	.	PUNCT
inlawrev-2364	120	1	at	at	ADP
inlawrev-2364	120	2	609	609	NUM
inlawrev-2364	120	3	,	,	PUNCT
inlawrev-2364	120	4	349	349	NUM
inlawrev-2364	120	5	n.e.2d	n.e.2d	NOUN
inlawrev-2364	120	6	at	at	ADP
inlawrev-2364	120	7	180	180	NUM
inlawrev-2364	120	8	,	,	PUNCT
inlawrev-2364	120	9	discussed	discuss	VERB
inlawrev-2364	120	10	in	in	ADP
inlawrev-2364	120	11	frandsen	frandsen	PROPN
inlawrev-2364	120	12	,	,	PUNCT
inlawrev-2364	120	13	insurance	insurance	NOUN
inlawrev-2364	120	14	,	,	PUNCT
inlawrev-2364	120	15	1976	1976	NUM
inlawrev-2364	120	16	survey	survey	NOUN
inlawrev-2364	120	17	of	of	ADP
inlawrev-2364	120	18	recent	recent	ADJ
inlawrev-2364	120	19	developments	development	NOUN
inlawrev-2364	120	20	in	in	ADP
inlawrev-2364	120	21	indiana	indiana	PROPN
inlawrev-2364	120	22	law	law	PROPN
inlawrev-2364	120	23	,	,	PUNCT
inlawrev-2364	120	24	10	10	NUM
inlawrev-2364	120	25	ind	ind	NOUN
inlawrev-2364	120	26	.	.	PUNCT
inlawrev-2364	121	1	l.	l.	PROPN
inlawrev-2364	121	2	rev	rev	PROPN
inlawrev-2364	121	3	.	.	PROPN
inlawrev-2364	121	4	243	243	NUM
inlawrev-2364	121	5	,	,	PUNCT
inlawrev-2364	121	6	243	243	NUM
inlawrev-2364	121	7	(	(	PUNCT
inlawrev-2364	121	8	1976	1976	NUM
inlawrev-2364	121	9	)	)	PUNCT
inlawrev-2364	121	10	;	;	PUNCT
inlawrev-2364	121	11	jeffersonville	jeffersonville	PROPN
inlawrev-2364	121	12	r.r	r.r	PROPN
inlawrev-2364	121	13	.	.	PROPN
inlawrev-2364	121	14	co.	co.	PROPN
inlawrev-2364	121	15	v.	v.	ADP
inlawrev-2364	121	16	rogers	rogers	PROPN
inlawrev-2364	121	17	,	,	PUNCT
inlawrev-2364	121	18	38	38	NUM
inlawrev-2364	121	19	ind	ind	NOUN
inlawrev-2364	121	20	.	.	PUNCT
inlawrev-2364	122	1	116	116	NUM
inlawrev-2364	122	2	(	(	PUNCT
inlawrev-2364	122	3	1871	1871	NUM
inlawrev-2364	122	4	)	)	PUNCT
inlawrev-2364	122	5	;	;	PUNCT
inlawrev-2364	123	1	rex	rex	PROPN
inlawrev-2364	123	2	ins	ins	PROPN
inlawrev-2364	123	3	.	.	PUNCT
inlawrev-2364	123	4	co.	co.	PROPN
inlawrev-2364	123	5	v.	v.	PROPN
inlawrev-2364	123	6	baldwin	baldwin	PROPN
inlawrev-2364	123	7	,	,	PUNCT
inlawrev-2364	123	8	163	163	NUM
inlawrev-2364	123	9	ind	ind	NOUN
inlawrev-2364	123	10	.	.	PUNCT
inlawrev-2364	124	1	app	app	PROPN
inlawrev-2364	124	2	.	.	PROPN
inlawrev-2364	125	1	308	308	NUM
inlawrev-2364	125	2	,	,	PUNCT
inlawrev-2364	125	3	313	313	NUM
inlawrev-2364	125	4	,	,	PUNCT
inlawrev-2364	125	5	323	323	NUM
inlawrev-2364	125	6	n.e.2d	n.e.2d	NOUN
inlawrev-2364	125	7	270	270	NUM
inlawrev-2364	125	8	,	,	PUNCT
inlawrev-2364	125	9	274	274	NUM
inlawrev-2364	125	10	(	(	PUNCT
inlawrev-2364	125	11	1975	1975	NUM
inlawrev-2364	125	12	)	)	PUNCT
inlawrev-2364	125	13	.	.	PUNCT
inlawrev-2364	126	1	see	see	VERB
inlawrev-2364	126	2	also	also	ADV
inlawrev-2364	126	3	norfolk	norfolk	PROPN
inlawrev-2364	126	4	&	&	CCONJ
inlawrev-2364	126	5	western	western	PROPN
inlawrev-2364	126	6	ry	ry	PROPN
inlawrev-2364	126	7	.	.	PROPN
inlawrev-2364	126	8	co.	co.	PROPN
inlawrev-2364	127	1	v.	v.	ADP
inlawrev-2364	127	2	hartford	hartford	PROPN
inlawrev-2364	127	3	accident	accident	PROPN
inlawrev-2364	127	4	&	&	CCONJ
inlawrev-2364	127	5	indem	indem	PROPN
inlawrev-2364	127	6	.	.	PROPN
inlawrev-2364	128	1	co.	co.	PROPN
inlawrev-2364	128	2	,	,	PUNCT
inlawrev-2364	128	3	420	420	NUM
inlawrev-2364	128	4	f.	f.	PROPN
inlawrev-2364	128	5	supp	supp	PROPN
inlawrev-2364	128	6	.	.	PUNCT
inlawrev-2364	129	1	92	92	NUM
inlawrev-2364	129	2	(	(	PUNCT
inlawrev-2364	129	3	n.d	n.d	PROPN
inlawrev-2364	129	4	.	.	PROPN
inlawrev-2364	129	5	ind	ind	PROPN
inlawrev-2364	129	6	.	.	PUNCT
inlawrev-2364	129	7	1976	1976	NUM
inlawrev-2364	129	8	)	)	PUNCT
inlawrev-2364	129	9	,	,	PUNCT
inlawrev-2364	129	10	discussed	discuss	VERB
inlawrev-2364	129	11	in	in	ADP
inlawrev-2364	129	12	mortensen	mortensen	PROPN
inlawrev-2364	129	13	,	,	PUNCT
inlawrev-2364	129	14	insurance	insurance	NOUN
inlawrev-2364	129	15	,	,	PUNCT
inlawrev-2364	129	16	1977	1977	NUM
inlawrev-2364	129	17	survey	survey	NOUN
inlawrev-2364	129	18	of	of	ADP
inlawrev-2364	129	19	recent	recent	ADJ
inlawrev-2364	129	20	developments	development	NOUN
inlawrev-2364	129	21	in	in	ADP
inlawrev-2364	129	22	indiana	indiana	PROPN
inlawrev-2364	129	23	law	law	PROPN
inlawrev-2364	129	24	,	,	PUNCT
inlawrev-2364	129	25	11	11	NUM
inlawrev-2364	129	26	ind	ind	NOUN
inlawrev-2364	129	27	.	.	PUNCT
inlawrev-2364	130	1	l.	l.	PROPN
inlawrev-2364	130	2	rev	rev	PROPN
inlawrev-2364	130	3	.	.	PROPN
inlawrev-2364	130	4	187	187	NUM
inlawrev-2364	130	5	,	,	PUNCT
inlawrev-2364	130	6	192	192	NUM
inlawrev-2364	130	7	(	(	PUNCT
inlawrev-2364	130	8	1978	1978	NUM
inlawrev-2364	130	9	)	)	PUNCT
inlawrev-2364	130	10	.	.	PUNCT
inlawrev-2364	131	1	=	=	NOUN
inlawrev-2364	131	2	^'384	^'384	NUM
inlawrev-2364	131	3	n.e.2d	n.e.2d	NOUN
inlawrev-2364	131	4	at	at	ADP
inlawrev-2364	131	5	617	617	NUM
inlawrev-2364	131	6	.	.	PUNCT
inlawrev-2364	131	7	1980	1980	NUM
inlawrev-2364	131	8	]	]	PUNCT
inlawrev-2364	131	9	survey	survey	NOUN
inlawrev-2364	131	10	-	-	PUNCT
inlawrev-2364	131	11	insurance	insurance	NOUN
inlawrev-2364	131	12	285	285	NUM
inlawrev-2364	131	13	deduction	deduction	NOUN
inlawrev-2364	131	14	would	would	AUX
inlawrev-2364	131	15	be	be	AUX
inlawrev-2364	131	16	appropriate	appropriate	ADJ
inlawrev-2364	131	17	for	for	ADP
inlawrev-2364	131	18	such	such	ADJ
inlawrev-2364	131	19	items	item	NOUN
inlawrev-2364	131	20	as	as	ADP
inlawrev-2364	131	21	labor	labor	NOUN
inlawrev-2364	131	22	,	,	PUNCT
inlawrev-2364	131	23	overhead	overhead	ADV
inlawrev-2364	131	24	,	,	PUNCT
inlawrev-2364	131	25	and	and	CCONJ
inlawrev-2364	131	26	taxes.^^	taxes.^^	NUM
inlawrev-2364	131	27	the	the	DET
inlawrev-2364	131	28	court	court	NOUN
inlawrev-2364	131	29	of	of	ADP
inlawrev-2364	131	30	appeals	appeals	PROPN
inlawrev-2364	131	31	indicated	indicate	VERB
inlawrev-2364	131	32	that	that	SCONJ
inlawrev-2364	131	33	an	an	DET
inlawrev-2364	131	34	across	across	ADP
inlawrev-2364	131	35	-	-	PUNCT
inlawrev-2364	131	36	the	the	DET
inlawrev-2364	131	37	-	-	PUNCT
inlawrev-2364	131	38	board	board	NOUN
inlawrev-2364	131	39	depreciation	depreciation	NOUN
inlawrev-2364	131	40	deduction	deduction	NOUN
inlawrev-2364	131	41	was	be	AUX
inlawrev-2364	131	42	not	not	PART
inlawrev-2364	131	43	appropriate	appropriate	ADJ
inlawrev-2364	131	44	and	and	CCONJ
inlawrev-2364	131	45	that	that	SCONJ
inlawrev-2364	131	46	the	the	DET
inlawrev-2364	131	47	offers	offer	NOUN
inlawrev-2364	131	48	of	of	ADP
inlawrev-2364	131	49	the	the	DET
inlawrev-2364	131	50	insurer	insurer	NOUN
inlawrev-2364	131	51	to	to	ADP
inlawrev-2364	131	52	mrs	mrs	PROPN
inlawrev-2364	131	53	.	.	PROPN
inlawrev-2364	131	54	armstrong	armstrong	PROPN
inlawrev-2364	131	55	were	be	AUX
inlawrev-2364	131	56	"	"	PUNCT
inlawrev-2364	131	57	oppressive	oppressive	ADJ
inlawrev-2364	131	58	and	and	CCONJ
inlawrev-2364	131	59	indicative	indicative	ADJ
inlawrev-2364	131	60	of	of	ADP
inlawrev-2364	131	61	a	a	DET
inlawrev-2364	131	62	heedless	heedless	ADJ
inlawrev-2364	131	63	disregard	disregard	NOUN
inlawrev-2364	131	64	of	of	ADP
inlawrev-2364	131	65	the	the	DET
inlawrev-2364	131	66	consequences	consequence	NOUN
inlawrev-2364	131	67	.	.	PUNCT
inlawrev-2364	132	1	"^^	"^^	PUNCT
inlawrev-2364	132	2	noting	note	VERB
inlawrev-2364	132	3	that	that	SCONJ
inlawrev-2364	132	4	fraud	fraud	NOUN
inlawrev-2364	132	5	need	need	AUX
inlawrev-2364	132	6	not	not	PART
inlawrev-2364	132	7	be	be	AUX
inlawrev-2364	132	8	proved	prove	VERB
inlawrev-2364	132	9	to	to	PART
inlawrev-2364	132	10	support	support	VERB
inlawrev-2364	132	11	a	a	DET
inlawrev-2364	132	12	punitive	punitive	ADJ
inlawrev-2364	132	13	damage	damage	NOUN
inlawrev-2364	132	14	award	award	NOUN
inlawrev-2364	132	15	,	,	PUNCT
inlawrev-2364	132	16	the	the	DET
inlawrev-2364	132	17	appellate	appellate	ADJ
inlawrev-2364	132	18	court	court	NOUN
inlawrev-2364	132	19	upheld	uphold	VERB
inlawrev-2364	132	20	the	the	DET
inlawrev-2364	132	21	trial	trial	NOUN
inlawrev-2364	132	22	court	court	NOUN
inlawrev-2364	132	23	's	's	PART
inlawrev-2364	132	24	jury	jury	NOUN
inlawrev-2364	132	25	instruction.^^	instruction.^^	PUNCT
inlawrev-2364	132	26	finally	finally	ADV
inlawrev-2364	132	27	,	,	PUNCT
inlawrev-2364	132	28	because	because	SCONJ
inlawrev-2364	132	29	the	the	DET
inlawrev-2364	132	30	interest	interest	NOUN
inlawrev-2364	132	31	granted	grant	VERB
inlawrev-2364	132	32	by	by	ADP
inlawrev-2364	132	33	the	the	DET
inlawrev-2364	132	34	trial	trial	NOUN
inlawrev-2364	132	35	court	court	NOUN
inlawrev-2364	132	36	was	be	AUX
inlawrev-2364	132	37	computed	compute	VERB
inlawrev-2364	132	38	on	on	ADP
inlawrev-2364	132	39	a	a	DET
inlawrev-2364	132	40	stipulated	stipulate	VERB
inlawrev-2364	132	41	annual	annual	ADJ
inlawrev-2364	132	42	rate	rate	NOUN
inlawrev-2364	132	43	of	of	ADP
inlawrev-2364	132	44	eight	eight	NUM
inlawrev-2364	132	45	percent	percent	NOUN
inlawrev-2364	132	46	,	,	PUNCT
inlawrev-2364	132	47	according	accord	VERB
inlawrev-2364	132	48	to	to	ADP
inlawrev-2364	132	49	an	an	DET
inlawrev-2364	132	50	agreement	agreement	NOUN
inlawrev-2364	132	51	by	by	ADP
inlawrev-2364	132	52	the	the	DET
inlawrev-2364	132	53	parties	party	NOUN
inlawrev-2364	132	54	,	,	PUNCT
inlawrev-2364	132	55	the	the	DET
inlawrev-2364	132	56	insurer	insurer	NOUN
inlawrev-2364	132	57	did	do	AUX
inlawrev-2364	132	58	not	not	PART
inlawrev-2364	132	59	have	have	VERB
inlawrev-2364	132	60	a	a	DET
inlawrev-2364	132	61	valid	valid	ADJ
inlawrev-2364	132	62	objection	objection	NOUN
inlawrev-2364	132	63	to	to	ADP
inlawrev-2364	132	64	its	its	PRON
inlawrev-2364	132	65	imposition	imposition	NOUN
inlawrev-2364	132	66	by	by	ADP
inlawrev-2364	132	67	the	the	DET
inlawrev-2364	132	68	trial	trial	NOUN
inlawrev-2364	132	69	court	court	NOUN
inlawrev-2364	132	70	.	.	PUNCT
inlawrev-2364	133	1	although	although	SCONJ
inlawrev-2364	133	2	the	the	DET
inlawrev-2364	133	3	insurer	insurer	NOUN
inlawrev-2364	133	4	also	also	ADV
inlawrev-2364	133	5	objected	object	VERB
inlawrev-2364	133	6	to	to	ADP
inlawrev-2364	133	7	the	the	DET
inlawrev-2364	133	8	amount	amount	NOUN
inlawrev-2364	133	9	,	,	PUNCT
inlawrev-2364	133	10	no	no	DET
inlawrev-2364	133	11	demonstration	demonstration	NOUN
inlawrev-2364	133	12	of	of	ADP
inlawrev-2364	133	13	the	the	DET
inlawrev-2364	133	14	mathematical	mathematical	ADJ
inlawrev-2364	133	15	inaccuracy	inaccuracy	NOUN
inlawrev-2364	133	16	of	of	ADP
inlawrev-2364	133	17	the	the	DET
inlawrev-2364	133	18	interest	interest	NOUN
inlawrev-2364	133	19	charge	charge	NOUN
inlawrev-2364	133	20	was	be	AUX
inlawrev-2364	133	21	offered	offer	VERB
inlawrev-2364	133	22	;	;	PUNCT
inlawrev-2364	133	23	therefore	therefore	ADV
inlawrev-2364	133	24	,	,	PUNCT
inlawrev-2364	133	25	no	no	DET
inlawrev-2364	133	26	error	error	NOUN
inlawrev-2364	133	27	was	be	AUX
inlawrev-2364	133	28	shown.^^	shown.^^	PUNCT
inlawrev-2364	134	1	b.	b.	PROPN
inlawrev-2364	134	2	prorata	prorata	PROPN
inlawrev-2364	134	3	contrihutiojfi	contrihutiojfi	VERB
inlawrev-2364	134	4	the	the	DET
inlawrev-2364	134	5	indiana	indiana	PROPN
inlawrev-2364	134	6	supreme	supreme	PROPN
inlawrev-2364	134	7	court	court	PROPN
inlawrev-2364	134	8	,	,	PUNCT
inlawrev-2364	134	9	in	in	ADP
inlawrev-2364	134	10	ryder	ryder	PROPN
inlawrev-2364	134	11	truck	truck	NOUN
inlawrev-2364	134	12	lines	line	NOUN
inlawrev-2364	134	13	,	,	PUNCT
inlawrev-2364	134	14	inc	inc	PROPN
inlawrev-2364	134	15	.	.	PROPN
inlawrev-2364	135	1	v.	v.	PROPN
inlawrev-2364	135	2	carolina	carolina	PROPN
inlawrev-2364	135	3	casualty	casualty	PROPN
inlawrev-2364	135	4	insurance	insurance	PROPN
inlawrev-2364	135	5	co.	co.	PROPN
inlawrev-2364	135	6	,^	,^	PUNCT
inlawrev-2364	135	7	°	°	PROPN
inlawrev-2364	135	8	determined	determine	VERB
inlawrev-2364	135	9	that	that	SCONJ
inlawrev-2364	135	10	each	each	PRON
inlawrev-2364	135	11	of	of	ADP
inlawrev-2364	135	12	two	two	NUM
inlawrev-2364	135	13	insurers	insurer	NOUN
inlawrev-2364	135	14	was	be	AUX
inlawrev-2364	135	15	liable	liable	ADJ
inlawrev-2364	135	16	prorata	prorata	NOUN
inlawrev-2364	135	17	for	for	ADP
inlawrev-2364	135	18	the	the	DET
inlawrev-2364	135	19	settlement	settlement	NOUN
inlawrev-2364	135	20	amount	amount	NOUN
inlawrev-2364	135	21	above	above	ADP
inlawrev-2364	135	22	the	the	DET
inlawrev-2364	135	23	policy	policy	NOUN
inlawrev-2364	135	24	deductible	deductible	ADJ
inlawrev-2364	135	25	floor	floor	NOUN
inlawrev-2364	135	26	when	when	SCONJ
inlawrev-2364	135	27	the	the	DET
inlawrev-2364	135	28	policies	policy	NOUN
inlawrev-2364	135	29	contained	contain	VERB
inlawrev-2364	135	30	conflicting	conflict	VERB
inlawrev-2364	135	31	provisions.^^	provisions.^^	NOUN
inlawrev-2364	135	32	the	the	DET
inlawrev-2364	135	33	decision	decision	NOUN
inlawrev-2364	135	34	reversed	reverse	VERB
inlawrev-2364	135	35	the	the	DET
inlawrev-2364	135	36	holding	holding	NOUN
inlawrev-2364	135	37	of	of	ADP
inlawrev-2364	135	38	the	the	DET
inlawrev-2364	135	39	court	court	NOUN
inlawrev-2364	135	40	of	of	ADP
inlawrev-2364	135	41	appeals^^	appeals^^	NUM
inlawrev-2364	135	42	and	and	CCONJ
inlawrev-2364	135	43	the	the	DET
inlawrev-2364	135	44	trial	trial	NOUN
inlawrev-2364	135	45	court	court	NOUN
inlawrev-2364	135	46	and	and	CCONJ
inlawrev-2364	135	47	thus	thus	ADV
inlawrev-2364	135	48	clarified	clarify	VERB
inlawrev-2364	135	49	indiana	indiana	PROPN
inlawrev-2364	135	50	law	law	PROPN
inlawrev-2364	135	51	.	.	PUNCT
inlawrev-2364	136	1	the	the	DET
inlawrev-2364	136	2	claim	claim	NOUN
inlawrev-2364	136	3	arose	arise	VERB
inlawrev-2364	136	4	when	when	SCONJ
inlawrev-2364	136	5	the	the	DET
inlawrev-2364	136	6	driver	driver	NOUN
inlawrev-2364	136	7	of	of	ADP
inlawrev-2364	136	8	a	a	DET
inlawrev-2364	136	9	truck	truck	NOUN
inlawrev-2364	136	10	leased	lease	VERB
inlawrev-2364	136	11	by	by	ADP
inlawrev-2364	136	12	ryder	ryder	PROPN
inlawrev-2364	136	13	truck	truck	NOUN
inlawrev-2364	136	14	lines	line	NOUN
inlawrev-2364	136	15	collided	collide	VERB
inlawrev-2364	136	16	with	with	ADP
inlawrev-2364	136	17	an	an	DET
inlawrev-2364	136	18	automobile	automobile	NOUN
inlawrev-2364	136	19	,	,	PUNCT
inlawrev-2364	136	20	injuring	injure	VERB
inlawrev-2364	136	21	the	the	DET
inlawrev-2364	136	22	occupants	occupant	NOUN
inlawrev-2364	136	23	of	of	ADP
inlawrev-2364	136	24	the	the	DET
inlawrev-2364	136	25	auto	auto	NOUN
inlawrev-2364	136	26	.	.	PUNCT
inlawrev-2364	137	1	on	on	ADP
inlawrev-2364	137	2	the	the	DET
inlawrev-2364	137	3	day	day	NOUN
inlawrev-2364	137	4	of	of	ADP
inlawrev-2364	137	5	the	the	DET
inlawrev-2364	137	6	accident	accident	NOUN
inlawrev-2364	137	7	,	,	PUNCT
inlawrev-2364	137	8	ryder	ryder	PROPN
inlawrev-2364	137	9	entered	enter	VERB
inlawrev-2364	137	10	into	into	ADP
inlawrev-2364	137	11	a	a	DET
inlawrev-2364	137	12	one	one	NUM
inlawrev-2364	137	13	-	-	PUNCT
inlawrev-2364	137	14	way	way	NOUN
inlawrev-2364	137	15	lease	lease	NOUN
inlawrev-2364	137	16	of	of	ADP
inlawrev-2364	137	17	a	a	DET
inlawrev-2364	137	18	tractor	tractor	NOUN
inlawrev-2364	137	19	-	-	PUNCT
inlawrev-2364	137	20	trailer	trailer	NOUN
inlawrev-2364	137	21	for	for	ADP
inlawrev-2364	137	22	the	the	DET
inlawrev-2364	137	23	purpose	purpose	NOUN
inlawrev-2364	137	24	of	of	ADP
inlawrev-2364	137	25	transporting	transport	VERB
inlawrev-2364	137	26	foods	food	NOUN
inlawrev-2364	137	27	from	from	ADP
inlawrev-2364	137	28	gary	gary	PROPN
inlawrev-2364	137	29	,	,	PUNCT
inlawrev-2364	137	30	indiana	indiana	PROPN
inlawrev-2364	137	31	,	,	PUNCT
inlawrev-2364	137	32	to	to	ADP
inlawrev-2364	137	33	nashville	nashville	PROPN
inlawrev-2364	137	34	,	,	PUNCT
inlawrev-2364	137	35	tennessee	tennessee	PROPN
inlawrev-2364	137	36	.	.	PUNCT
inlawrev-2364	138	1	the	the	DET
inlawrev-2364	138	2	lease	lease	NOUN
inlawrev-2364	138	3	called	call	VERB
inlawrev-2364	138	4	for	for	ADP
inlawrev-2364	138	5	corkren	corkren	PROPN
inlawrev-2364	138	6	&	&	CCONJ
inlawrev-2364	138	7	company	company	PROPN
inlawrev-2364	138	8	,	,	PUNCT
inlawrev-2364	138	9	owner	owner	NOUN
inlawrev-2364	138	10	of	of	ADP
inlawrev-2364	138	11	the	the	DET
inlawrev-2364	138	12	tractor	tractor	NOUN
inlawrev-2364	138	13	-	-	PUNCT
inlawrev-2364	138	14	trailer	trailer	NOUN
inlawrev-2364	138	15	,	,	PUNCT
inlawrev-2364	138	16	to	to	PART
inlawrev-2364	138	17	receive	receive	VERB
inlawrev-2364	138	18	seventy	seventy	NUM
inlawrev-2364	138	19	-	-	PUNCT
inlawrev-2364	138	20	three	three	NUM
inlawrev-2364	138	21	percent	percent	NOUN
inlawrev-2364	138	22	of	of	ADP
inlawrev-2364	138	23	the	the	DET
inlawrev-2364	138	24	fee	fee	NOUN
inlawrev-2364	138	25	ryder	ryder	NOUN
inlawrev-2364	138	26	earned	earn	VERB
inlawrev-2364	138	27	for	for	ADP
inlawrev-2364	138	28	the	the	DET
inlawrev-2364	138	29	transportation	transportation	NOUN
inlawrev-2364	138	30	service	service	NOUN
inlawrev-2364	138	31	.	.	PUNCT
inlawrev-2364	139	1	in	in	ADP
inlawrev-2364	139	2	addition	addition	NOUN
inlawrev-2364	139	3	to	to	ADP
inlawrev-2364	139	4	the	the	DET
inlawrev-2364	139	5	tractor	tractor	NOUN
inlawrev-2364	139	6	-	-	PUNCT
inlawrev-2364	139	7	trailer	trailer	NOUN
inlawrev-2364	139	8	,	,	PUNCT
inlawrev-2364	139	9	corkren	corkren	PROPN
inlawrev-2364	139	10	provided	provide	VERB
inlawrev-2364	139	11	a	a	DET
inlawrev-2364	139	12	driver	driver	NOUN
inlawrev-2364	139	13	at	at	ADP
inlawrev-2364	139	14	its	its	PRON
inlawrev-2364	139	15	expense	expense	NOUN
inlawrev-2364	139	16	and	and	CCONJ
inlawrev-2364	139	17	agreed	agree	VERB
inlawrev-2364	139	18	to	to	PART
inlawrev-2364	139	19	maintain	maintain	VERB
inlawrev-2364	139	20	the	the	DET
inlawrev-2364	139	21	vehicle	vehicle	NOUN
inlawrev-2364	139	22	,	,	PUNCT
inlawrev-2364	139	23	including	include	VERB
inlawrev-2364	139	24	payment	payment	NOUN
inlawrev-2364	139	25	of	of	ADP
inlawrev-2364	139	26	all	all	PRON
inlawrev-2364	139	27	''	''	PUNCT
inlawrev-2364	139	28	i	i	PROPN
inlawrev-2364	139	29	d.	d.	PROPN
inlawrev-2364	139	30	at	at	ADP
inlawrev-2364	139	31	618	618	NUM
inlawrev-2364	139	32	.	.	PUNCT
inlawrev-2364	140	1	"	"	PUNCT
inlawrev-2364	140	2	m	m	VERB
inlawrev-2364	140	3	at	at	ADP
inlawrev-2364	140	4	618	618	NUM
inlawrev-2364	140	5	-	-	SYM
inlawrev-2364	140	6	19	19	NUM
inlawrev-2364	140	7	.	.	PUNCT
inlawrev-2364	141	1	the	the	DET
inlawrev-2364	141	2	court	court	NOUN
inlawrev-2364	141	3	characterized	characterize	VERB
inlawrev-2364	141	4	the	the	DET
inlawrev-2364	141	5	insurance	insurance	NOUN
inlawrev-2364	141	6	company	company	NOUN
inlawrev-2364	141	7	's	's	PART
inlawrev-2364	141	8	written	write	VERB
inlawrev-2364	141	9	offer	offer	NOUN
inlawrev-2364	141	10	which	which	PRON
inlawrev-2364	141	11	included	include	VERB
inlawrev-2364	141	12	a	a	DET
inlawrev-2364	141	13	uniform	uniform	ADJ
inlawrev-2364	141	14	25	25	NUM
inlawrev-2364	141	15	%	%	NOUN
inlawrev-2364	141	16	reduction	reduction	NOUN
inlawrev-2364	141	17	in	in	ADP
inlawrev-2364	141	18	replacement	replacement	NOUN
inlawrev-2364	141	19	value	value	NOUN
inlawrev-2364	141	20	to	to	PART
inlawrev-2364	141	21	avoid	avoid	VERB
inlawrev-2364	141	22	betterment	betterment	NOUN
inlawrev-2364	141	23	of	of	ADP
inlawrev-2364	141	24	the	the	DET
inlawrev-2364	141	25	house	house	NOUN
inlawrev-2364	141	26	as	as	ADP
inlawrev-2364	141	27	"	"	PUNCT
inlawrev-2364	141	28	a	a	DET
inlawrev-2364	141	29	ludicrous	ludicrous	ADJ
inlawrev-2364	141	30	notion	notion	NOUN
inlawrev-2364	141	31	.	.	PUNCT
inlawrev-2364	141	32	"	"	PUNCT
inlawrev-2364	142	1	i	i	PRON
inlawrev-2364	142	2	d.	d.	PROPN
inlawrev-2364	142	3	at	at	ADP
inlawrev-2364	142	4	618	618	NUM
inlawrev-2364	142	5	.	.	PUNCT
inlawrev-2364	143	1	'	'	PUNCT
inlawrev-2364	143	2	^id	^id	PROPN
inlawrev-2364	143	3	.	.	PUNCT
inlawrev-2364	144	1	at	at	ADP
inlawrev-2364	144	2	619	619	NUM
inlawrev-2364	144	3	.	.	PUNCT
inlawrev-2364	145	1	the	the	DET
inlawrev-2364	145	2	trial	trial	NOUN
inlawrev-2364	145	3	court	court	NOUN
inlawrev-2364	145	4	instructed	instruct	VERB
inlawrev-2364	145	5	the	the	DET
inlawrev-2364	145	6	jury	jury	NOUN
inlawrev-2364	145	7	as	as	SCONJ
inlawrev-2364	145	8	follows	follow	VERB
inlawrev-2364	145	9	:	:	PUNCT
inlawrev-2364	145	10	"	"	PUNCT
inlawrev-2364	145	11	you	you	PRON
inlawrev-2364	145	12	are	be	AUX
inlawrev-2364	145	13	instructed	instruct	VERB
inlawrev-2364	145	14	that	that	SCONJ
inlawrev-2364	145	15	you	you	PRON
inlawrev-2364	145	16	may	may	AUX
inlawrev-2364	145	17	draw	draw	VERB
inlawrev-2364	145	18	reasonable	reasonable	ADJ
inlawrev-2364	145	19	inferences	inference	NOUN
inlawrev-2364	145	20	from	from	ADP
inlawrev-2364	145	21	the	the	DET
inlawrev-2364	145	22	evidence	evidence	NOUN
inlawrev-2364	145	23	,	,	PUNCT
inlawrev-2364	145	24	and	and	CCONJ
inlawrev-2364	145	25	fraud	fraud	NOUN
inlawrev-2364	145	26	need	need	AUX
inlawrev-2364	145	27	not	not	PART
inlawrev-2364	145	28	in	in	SCONJ
inlawrev-2364	145	29	every	every	DET
inlawrev-2364	145	30	case	case	NOUN
inlawrev-2364	145	31	be	be	AUX
inlawrev-2364	145	32	proved	prove	VERB
inlawrev-2364	145	33	by	by	ADP
inlawrev-2364	145	34	positive	positive	ADJ
inlawrev-2364	145	35	evidence	evidence	NOUN
inlawrev-2364	145	36	if	if	SCONJ
inlawrev-2364	145	37	facts	fact	NOUN
inlawrev-2364	145	38	and	and	CCONJ
inlawrev-2364	145	39	circumstances	circumstance	NOUN
inlawrev-2364	145	40	are	be	AUX
inlawrev-2364	145	41	present	present	ADJ
inlawrev-2364	145	42	from	from	ADP
inlawrev-2364	145	43	which	which	DET
inlawrev-2364	145	44	fraud	fraud	NOUN
inlawrev-2364	145	45	is	be	AUX
inlawrev-2364	145	46	inferred	infer	VERB
inlawrev-2364	145	47	.	.	PUNCT
inlawrev-2364	145	48	"	"	PUNCT
inlawrev-2364	146	1	i	i	PRON
inlawrev-2364	146	2	d.	d.	PROPN
inlawrev-2364	146	3	see	see	VERB
inlawrev-2364	146	4	jones	jones	PROPN
inlawrev-2364	146	5	v.	v.	PROPN
inlawrev-2364	146	6	abriani	abriani	PROPN
inlawrev-2364	146	7	.	.	PUNCT
inlawrev-2364	147	1	350	350	NUM
inlawrev-2364	147	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	147	3	635	635	NUM
inlawrev-2364	147	4	(	(	PUNCT
inlawrev-2364	147	5	ind	ind	NOUN
inlawrev-2364	147	6	.	.	PUNCT
inlawrev-2364	148	1	ct	ct	PROPN
inlawrev-2364	148	2	.	.	PUNCT
inlawrev-2364	149	1	app	app	PROPN
inlawrev-2364	149	2	.	.	PROPN
inlawrev-2364	149	3	1976	1976	NUM
inlawrev-2364	149	4	)	)	PUNCT
inlawrev-2364	149	5	.	.	PUNCT
inlawrev-2364	150	1	^«3s4	^«3s4	NOUN
inlawrev-2364	150	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	150	3	at	at	ADP
inlawrev-2364	150	4	620	620	NUM
inlawrev-2364	150	5	.	.	PUNCT
inlawrev-2364	150	6	^"385	^"385	PUNCT
inlawrev-2364	151	1	n.e.2d	n.e.2d	VERB
inlawrev-2364	151	2	449	449	NUM
inlawrev-2364	151	3	(	(	PUNCT
inlawrev-2364	151	4	ind	ind	NOUN
inlawrev-2364	151	5	.	.	PUNCT
inlawrev-2364	151	6	1979	1979	NUM
inlawrev-2364	151	7	)	)	PUNCT
inlawrev-2364	151	8	.	.	PUNCT
inlawrev-2364	152	1	''	''	PUNCT
inlawrev-2364	152	2	i	i	PRON
inlawrev-2364	152	3	d.	d.	PROPN
inlawrev-2364	152	4	at	at	ADP
inlawrev-2364	152	5	452	452	NUM
inlawrev-2364	152	6	.	.	PUNCT
inlawrev-2364	153	1	^'372	^'372	NUM
inlawrev-2364	153	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	153	3	504	504	NUM
inlawrev-2364	153	4	(	(	PUNCT
inlawrev-2364	153	5	ind	ind	NOUN
inlawrev-2364	153	6	.	.	PUNCT
inlawrev-2364	154	1	ct	ct	PROPN
inlawrev-2364	154	2	.	.	PUNCT
inlawrev-2364	155	1	app	app	PROPN
inlawrev-2364	155	2	.	.	PROPN
inlawrev-2364	156	1	1978	1978	NUM
inlawrev-2364	156	2	)	)	PUNCT
inlawrev-2364	157	1	.	.	PUNCT
inlawrev-2364	158	1	both	both	CCONJ
inlawrev-2364	158	2	the	the	DET
inlawrev-2364	158	3	trial	trial	NOUN
inlawrev-2364	158	4	and	and	CCONJ
inlawrev-2364	158	5	appellate	appellate	ADJ
inlawrev-2364	158	6	court	court	NOUN
inlawrev-2364	158	7	had	have	AUX
inlawrev-2364	158	8	held	hold	VERB
inlawrev-2364	158	9	that	that	SCONJ
inlawrev-2364	158	10	liberty	liberty	NOUN
inlawrev-2364	158	11	mutual	mutual	ADJ
inlawrev-2364	158	12	insurance	insurance	NOUN
inlawrev-2364	158	13	company	company	NOUN
inlawrev-2364	158	14	was	be	AUX
inlawrev-2364	158	15	the	the	DET
inlawrev-2364	158	16	primary	primary	ADJ
inlawrev-2364	158	17	carrier	carrier	NOUN
inlawrev-2364	158	18	and	and	CCONJ
inlawrev-2364	158	19	should	should	AUX
inlawrev-2364	158	20	bear	bear	VERB
inlawrev-2364	158	21	the	the	DET
inlawrev-2364	158	22	total	total	ADJ
inlawrev-2364	158	23	loss	loss	NOUN
inlawrev-2364	158	24	,	,	PUNCT
inlawrev-2364	158	25	less	less	ADV
inlawrev-2364	158	26	the	the	DET
inlawrev-2364	158	27	deductible	deductible	ADJ
inlawrev-2364	158	28	paid	pay	VERB
inlawrev-2364	158	29	by	by	ADP
inlawrev-2364	158	30	ryder	ryder	PROPN
inlawrev-2364	158	31	.	.	PUNCT
inlawrev-2364	159	1	286	286	NUM
inlawrev-2364	159	2	indiana	indiana	PROPN
inlawrev-2364	159	3	law	law	NOUN
inlawrev-2364	159	4	review	review	NOUN
inlawrev-2364	159	5	[	[	X
inlawrev-2364	159	6	vol	vol	NOUN
inlawrev-2364	159	7	.	.	PUNCT
inlawrev-2364	159	8	13:279	13:279	NUM
inlawrev-2364	159	9	repairs	repair	NOUN
inlawrev-2364	159	10	,	,	PUNCT
inlawrev-2364	159	11	gas	gas	NOUN
inlawrev-2364	159	12	,	,	PUNCT
inlawrev-2364	159	13	and	and	CCONJ
inlawrev-2364	159	14	oil	oil	NOUN
inlawrev-2364	159	15	.	.	PUNCT
inlawrev-2364	160	1	the	the	DET
inlawrev-2364	160	2	driver	driver	NOUN
inlawrev-2364	160	3	of	of	ADP
inlawrev-2364	160	4	the	the	DET
inlawrev-2364	160	5	tractor	tractor	NOUN
inlawrev-2364	160	6	-	-	PUNCT
inlawrev-2364	160	7	trailer	trailer	NOUN
inlawrev-2364	160	8	,	,	PUNCT
inlawrev-2364	160	9	however	however	ADV
inlawrev-2364	160	10	,	,	PUNCT
inlawrev-2364	160	11	was	be	AUX
inlawrev-2364	160	12	operating	operate	VERB
inlawrev-2364	160	13	the	the	DET
inlawrev-2364	160	14	vehicle	vehicle	NOUN
inlawrev-2364	160	15	under	under	ADP
inlawrev-2364	160	16	the	the	DET
inlawrev-2364	160	17	authority	authority	NOUN
inlawrev-2364	160	18	of	of	ADP
inlawrev-2364	160	19	interstate	interstate	PROPN
inlawrev-2364	160	20	commerce	commerce	PROPN
inlawrev-2364	160	21	commission	commission	PROPN
inlawrev-2364	160	22	(	(	PUNCT
inlawrev-2364	160	23	icc	icc	PROPN
inlawrev-2364	160	24	)	)	PUNCT
inlawrev-2364	160	25	permits	permit	NOUN
inlawrev-2364	160	26	and	and	CCONJ
inlawrev-2364	160	27	public	public	ADJ
inlawrev-2364	160	28	service	service	NOUN
inlawrev-2364	160	29	commission	commission	PROPN
inlawrev-2364	160	30	of	of	ADP
inlawrev-2364	160	31	indiana	indiana	PROPN
inlawrev-2364	160	32	permits	permit	NOUN
inlawrev-2364	160	33	issued	issue	VERB
inlawrev-2364	160	34	to	to	ADP
inlawrev-2364	160	35	ryder	ryder	PROPN
inlawrev-2364	160	36	.	.	PUNCT
inlawrev-2364	161	1	the	the	DET
inlawrev-2364	161	2	driver	driver	NOUN
inlawrev-2364	161	3	collided	collide	VERB
inlawrev-2364	161	4	with	with	ADP
inlawrev-2364	161	5	the	the	DET
inlawrev-2364	161	6	automobile	automobile	NOUN
inlawrev-2364	161	7	en	en	ADP
inlawrev-2364	161	8	route	route	NOUN
inlawrev-2364	161	9	to	to	ADP
inlawrev-2364	161	10	nashville	nashville	PROPN
inlawrev-2364	161	11	,	,	PUNCT
inlawrev-2364	161	12	tennessee	tennessee	PROPN
inlawrev-2364	161	13	.	.	PUNCT
inlawrev-2364	162	1	the	the	DET
inlawrev-2364	162	2	injured	injure	VERB
inlawrev-2364	162	3	parties	party	NOUN
inlawrev-2364	162	4	settled	settle	VERB
inlawrev-2364	162	5	the	the	DET
inlawrev-2364	162	6	claim	claim	NOUN
inlawrev-2364	162	7	for	for	ADP
inlawrev-2364	162	8	$	$	SYM
inlawrev-2364	162	9	46,000	46,000	NUM
inlawrev-2364	162	10	.	.	PUNCT
inlawrev-2364	163	1	ryder	ryder	PROPN
inlawrev-2364	163	2	paid	pay	VERB
inlawrev-2364	163	3	the	the	DET
inlawrev-2364	163	4	$	$	SYM
inlawrev-2364	163	5	25,000	25,000	NUM
inlawrev-2364	163	6	deductible	deductible	ADJ
inlawrev-2364	163	7	amount	amount	NOUN
inlawrev-2364	163	8	according	accord	VERB
inlawrev-2364	163	9	to	to	ADP
inlawrev-2364	163	10	the	the	DET
inlawrev-2364	163	11	liability	liability	NOUN
inlawrev-2364	163	12	insurance	insurance	NOUN
inlawrev-2364	163	13	policy	policy	NOUN
inlawrev-2364	163	14	it	it	PRON
inlawrev-2364	163	15	held	hold	VERB
inlawrev-2364	163	16	with	with	ADP
inlawrev-2364	163	17	liberty	liberty	NOUN
inlawrev-2364	163	18	mutual	mutual	ADJ
inlawrev-2364	163	19	insurance	insurance	NOUN
inlawrev-2364	163	20	company	company	NOUN
inlawrev-2364	163	21	.	.	PUNCT
inlawrev-2364	164	1	liberty	liberty	PROPN
inlawrev-2364	164	2	mutual	mutual	PROPN
inlawrev-2364	164	3	paid	pay	VERB
inlawrev-2364	164	4	the	the	DET
inlawrev-2364	164	5	additional	additional	ADJ
inlawrev-2364	164	6	$	$	SYM
inlawrev-2364	164	7	21,000	21,000	NUM
inlawrev-2364	164	8	and	and	CCONJ
inlawrev-2364	164	9	then	then	ADV
inlawrev-2364	164	10	sought	seek	VERB
inlawrev-2364	164	11	indemnity	indemnity	NOUN
inlawrev-2364	164	12	from	from	ADP
inlawrev-2364	164	13	corkren	corkren	PROPN
inlawrev-2364	164	14	's	's	PART
inlawrev-2364	164	15	carrier	carrier	NOUN
inlawrev-2364	164	16	,	,	PUNCT
inlawrev-2364	164	17	carolina	carolina	PROPN
inlawrev-2364	164	18	casualty	casualty	PROPN
inlawrev-2364	164	19	insurance	insurance	NOUN
inlawrev-2364	164	20	company	company	NOUN
inlawrev-2364	164	21	.	.	PUNCT
inlawrev-2364	165	1	the	the	DET
inlawrev-2364	165	2	two	two	NUM
inlawrev-2364	165	3	carriers	carrier	NOUN
inlawrev-2364	165	4	could	could	AUX
inlawrev-2364	165	5	not	not	PART
inlawrev-2364	165	6	agree	agree	VERB
inlawrev-2364	165	7	on	on	ADP
inlawrev-2364	165	8	the	the	DET
inlawrev-2364	165	9	question	question	NOUN
inlawrev-2364	165	10	of	of	ADP
inlawrev-2364	165	11	indemnification	indemnification	NOUN
inlawrev-2364	165	12	and	and	CCONJ
inlawrev-2364	165	13	suit	suit	NOUN
inlawrev-2364	165	14	was	be	AUX
inlawrev-2364	165	15	brought	bring	VERB
inlawrev-2364	165	16	by	by	ADP
inlawrev-2364	165	17	ryder	ryder	PROPN
inlawrev-2364	165	18	and	and	CCONJ
inlawrev-2364	165	19	liberty	liberty	NOUN
inlawrev-2364	165	20	against	against	ADP
inlawrev-2364	165	21	carolina	carolina	PROPN
inlawrev-2364	165	22	.	.	PUNCT
inlawrev-2364	166	1	after	after	ADP
inlawrev-2364	166	2	unsuccessful	unsuccessful	ADJ
inlawrev-2364	166	3	attempts	attempt	NOUN
inlawrev-2364	166	4	in	in	ADP
inlawrev-2364	166	5	the	the	DET
inlawrev-2364	166	6	trial	trial	NOUN
inlawrev-2364	166	7	court	court	NOUN
inlawrev-2364	166	8	and	and	CCONJ
inlawrev-2364	166	9	court	court	NOUN
inlawrev-2364	166	10	of	of	ADP
inlawrev-2364	166	11	appeals	appeal	NOUN
inlawrev-2364	166	12	,	,	PUNCT
inlawrev-2364	166	13	the	the	DET
inlawrev-2364	166	14	indiana	indiana	PROPN
inlawrev-2364	166	15	supreme	supreme	PROPN
inlawrev-2364	166	16	court	court	PROPN
inlawrev-2364	166	17	held	hold	VERB
inlawrev-2364	166	18	that	that	SCONJ
inlawrev-2364	166	19	liberty	liberty	NOUN
inlawrev-2364	166	20	mutual	mutual	ADJ
inlawrev-2364	166	21	and	and	CCONJ
inlawrev-2364	166	22	carolina	carolina	PROPN
inlawrev-2364	166	23	casualty	casualty	PROPN
inlawrev-2364	166	24	were	be	AUX
inlawrev-2364	166	25	liable	liable	ADJ
inlawrev-2364	166	26	prorata	prorata	NOUN
inlawrev-2364	166	27	for	for	ADP
inlawrev-2364	166	28	the	the	DET
inlawrev-2364	166	29	$	$	SYM
inlawrev-2364	166	30	21,000	21,000	NUM
inlawrev-2364	166	31	amount.^^	amount.^^	NOUN
inlawrev-2364	166	32	the	the	DET
inlawrev-2364	166	33	liberty	liberty	NOUN
inlawrev-2364	166	34	mutual	mutual	ADJ
inlawrev-2364	166	35	policy	policy	NOUN
inlawrev-2364	166	36	and	and	CCONJ
inlawrev-2364	166	37	the	the	DET
inlawrev-2364	166	38	carolina	carolina	PROPN
inlawrev-2364	166	39	casualty	casualty	PROPN
inlawrev-2364	166	40	policy	policy	NOUN
inlawrev-2364	166	41	both	both	PRON
inlawrev-2364	166	42	contained	contain	VERB
inlawrev-2364	166	43	clauses	clause	NOUN
inlawrev-2364	166	44	which	which	PRON
inlawrev-2364	166	45	restricted	restrict	VERB
inlawrev-2364	166	46	the	the	DET
inlawrev-2364	166	47	liability	liability	NOUN
inlawrev-2364	166	48	of	of	ADP
inlawrev-2364	166	49	the	the	DET
inlawrev-2364	166	50	insurer	insurer	NOUN
inlawrev-2364	166	51	if	if	SCONJ
inlawrev-2364	166	52	"	"	PUNCT
inlawrev-2364	166	53	other	other	ADJ
inlawrev-2364	166	54	insurance	insurance	NOUN
inlawrev-2364	166	55	"	"	PUNCT
inlawrev-2364	166	56	was	be	AUX
inlawrev-2364	166	57	available	available	ADJ
inlawrev-2364	166	58	to	to	PART
inlawrev-2364	166	59	cover	cover	VERB
inlawrev-2364	166	60	the	the	DET
inlawrev-2364	166	61	loss.^	loss.^	NOUN
inlawrev-2364	166	62	"	"	PUNCT
inlawrev-2364	166	63	further	far	ADV
inlawrev-2364	166	64	,	,	PUNCT
inlawrev-2364	166	65	the	the	DET
inlawrev-2364	166	66	liberty	liberty	NOUN
inlawrev-2364	166	67	mutual	mutual	ADJ
inlawrev-2364	166	68	policy	policy	NOUN
inlawrev-2364	166	69	contained	contain	VERB
inlawrev-2364	166	70	a	a	DET
inlawrev-2364	166	71	required	require	VERB
inlawrev-2364	166	72	icc	icc	NOUN
inlawrev-2364	166	73	clause	clause	NOUN
inlawrev-2364	166	74	which	which	PRON
inlawrev-2364	166	75	was	be	AUX
inlawrev-2364	166	76	promulgated	promulgate	VERB
inlawrev-2364	166	77	to	to	PART
inlawrev-2364	166	78	assure	assure	VERB
inlawrev-2364	166	79	compensation	compensation	NOUN
inlawrev-2364	166	80	to	to	ADP
inlawrev-2364	166	81	injured	injure	VERB
inlawrev-2364	166	82	parties	party	NOUN
inlawrev-2364	166	83	and	and	CCONJ
inlawrev-2364	166	84	to	to	PART
inlawrev-2364	166	85	promote	promote	VERB
inlawrev-2364	166	86	highway	highway	NOUN
inlawrev-2364	166	87	safety.^	safety.^	NOUN
inlawrev-2364	166	88	''	''	PUNCT
inlawrev-2364	166	89	the	the	DET
inlawrev-2364	166	90	interplay	interplay	NOUN
inlawrev-2364	166	91	of	of	ADP
inlawrev-2364	166	92	the	the	DET
inlawrev-2364	166	93	"	"	PUNCT
inlawrev-2364	166	94	other	other	ADJ
inlawrev-2364	166	95	insurance	insurance	NOUN
inlawrev-2364	166	96	"	"	PUNCT
inlawrev-2364	166	97	provisions	provision	NOUN
inlawrev-2364	166	98	in	in	ADP
inlawrev-2364	166	99	both	both	DET
inlawrev-2364	166	100	policies	policy	NOUN
inlawrev-2364	166	101	with	with	ADP
inlawrev-2364	166	102	the	the	DET
inlawrev-2364	166	103	icc	icc	NOUN
inlawrev-2364	166	104	endorsement	endorsement	NOUN
inlawrev-2364	166	105	in	in	ADP
inlawrev-2364	166	106	the	the	DET
inlawrev-2364	166	107	liberty	liberty	NOUN
inlawrev-2364	166	108	mutual	mutual	ADJ
inlawrev-2364	166	109	policy	policy	NOUN
inlawrev-2364	166	110	created	create	VERB
inlawrev-2364	166	111	the	the	DET
inlawrev-2364	166	112	central	central	ADJ
inlawrev-2364	166	113	question	question	NOUN
inlawrev-2364	166	114	resolved	resolve	VERB
inlawrev-2364	166	115	by	by	ADP
inlawrev-2364	166	116	the	the	DET
inlawrev-2364	166	117	supreme	supreme	PROPN
inlawrev-2364	166	118	court	court	PROPN
inlawrev-2364	166	119	.	.	PUNCT
inlawrev-2364	167	1	citing	cite	VERB
inlawrev-2364	167	2	with	with	ADP
inlawrev-2364	167	3	approval	approval	NOUN
inlawrev-2364	167	4	an	an	DET
inlawrev-2364	167	5	earlier	early	ADJ
inlawrev-2364	167	6	opinion	opinion	NOUN
inlawrev-2364	167	7	in	in	ADP
inlawrev-2364	167	8	indiana	indiana	PROPN
inlawrev-2364	167	9	insurance	insurance	PROPN
inlawrev-2364	167	10	co.	co.	PROPN
inlawrev-2364	167	11	v.	v.	ADP
inlawrev-2364	167	12	american	american	ADJ
inlawrev-2364	167	13	underwriters	underwriter	NOUN
inlawrev-2364	167	14	,	,	PUNCT
inlawrev-2364	167	15	inc	inc	PROPN
inlawrev-2364	167	16	.	.	PROPN
inlawrev-2364	167	17	,^^	,^^	PUNCT
inlawrev-2364	167	18	the	the	DET
inlawrev-2364	167	19	ryder	ryder	PROPN
inlawrev-2364	167	20	opinion	opinion	NOUN
inlawrev-2364	167	21	indicated	indicate	VERB
inlawrev-2364	167	22	that	that	SCONJ
inlawrev-2364	167	23	the	the	DET
inlawrev-2364	167	24	reconciliation	reconciliation	NOUN
inlawrev-2364	167	25	of	of	ADP
inlawrev-2364	167	26	"	"	PUNCT
inlawrev-2364	167	27	other	other	ADJ
inlawrev-2364	167	28	insurance	insurance	NOUN
inlawrev-2364	167	29	"	"	PUNCT
inlawrev-2364	167	30	provisions	provision	NOUN
inlawrev-2364	167	31	and	and	CCONJ
inlawrev-2364	167	32	the	the	DET
inlawrev-2364	167	33	icc	icc	PROPN
inlawrev-2364	167	34	clause	clause	NOUN
inlawrev-2364	167	35	had	have	AUX
inlawrev-2364	167	36	been	be	AUX
inlawrev-2364	167	37	achieved	achieve	VERB
inlawrev-2364	167	38	in	in	ADP
inlawrev-2364	167	39	indiana	indiana	PROPN
inlawrev-2364	167	40	by	by	ADP
inlawrev-2364	167	41	recognizing	recognize	VERB
inlawrev-2364	167	42	''	''	PUNCT
inlawrev-2364	167	43	dual	dual	ADJ
inlawrev-2364	167	44	primary	primary	ADJ
inlawrev-2364	167	45	liability	liability	NOUN
inlawrev-2364	167	46	"	"	PUNCT
inlawrev-2364	167	47	and	and	CCONJ
inlawrev-2364	167	48	apportioning	apportion	VERB
inlawrev-2364	167	49	liability	liability	NOUN
inlawrev-2364	167	50	between	between	ADP
inlawrev-2364	167	51	the	the	DET
inlawrev-2364	167	52	insurers.^^	insurers.^^	NOUN
inlawrev-2364	167	53	further	further	ADJ
inlawrev-2364	167	54	buttress'^385	buttress'^385	PROPN
inlawrev-2364	167	55	n.e.2d	n.e.2d	NOUN
inlawrev-2364	167	56	at	at	ADP
inlawrev-2364	167	57	452	452	NUM
inlawrev-2364	167	58	.	.	PUNCT
inlawrev-2364	167	59	''	''	PUNCT
inlawrev-2364	168	1	i	i	PRON
inlawrev-2364	168	2	d.	d.	PROPN
inlawrev-2364	168	3	at	at	ADP
inlawrev-2364	168	4	450	450	NUM
inlawrev-2364	168	5	.	.	PUNCT
inlawrev-2364	169	1	^^the	^^the	DET
inlawrev-2364	169	2	liberty	liberty	NOUN
inlawrev-2364	169	3	mutual	mutual	ADJ
inlawrev-2364	169	4	icc	icc	PROPN
inlawrev-2364	169	5	endorsement	endorsement	NOUN
inlawrev-2364	169	6	stated	state	VERB
inlawrev-2364	169	7	in	in	ADP
inlawrev-2364	169	8	pertinent	pertinent	ADJ
inlawrev-2364	169	9	part	part	NOUN
inlawrev-2364	169	10	:	:	PUNCT
inlawrev-2364	169	11	within	within	ADP
inlawrev-2364	169	12	the	the	DET
inlawrev-2364	169	13	limits	limit	NOUN
inlawrev-2364	169	14	of	of	ADP
inlawrev-2364	169	15	liability	liability	NOUN
inlawrev-2364	169	16	hereinafter	hereinafter	NOUN
inlawrev-2364	169	17	provided	provide	VERB
inlawrev-2364	169	18	it	it	PRON
inlawrev-2364	169	19	is	be	AUX
inlawrev-2364	169	20	further	far	ADV
inlawrev-2364	169	21	understood	understand	VERB
inlawrev-2364	169	22	and	and	CCONJ
inlawrev-2364	169	23	agreed	agree	VERB
inlawrev-2364	169	24	that	that	SCONJ
inlawrev-2364	169	25	no	no	DET
inlawrev-2364	169	26	condition	condition	NOUN
inlawrev-2364	169	27	,	,	PUNCT
inlawrev-2364	169	28	provision	provision	NOUN
inlawrev-2364	169	29	,	,	PUNCT
inlawrev-2364	169	30	stipulation	stipulation	NOUN
inlawrev-2364	169	31	,	,	PUNCT
inlawrev-2364	169	32	or	or	CCONJ
inlawrev-2364	169	33	limitation	limitation	NOUN
inlawrev-2364	169	34	contained	contain	VERB
inlawrev-2364	169	35	in	in	ADP
inlawrev-2364	169	36	the	the	DET
inlawrev-2364	169	37	policy	policy	NOUN
inlawrev-2364	169	38	,	,	PUNCT
inlawrev-2364	169	39	or	or	CCONJ
inlawrev-2364	169	40	any	any	DET
inlawrev-2364	169	41	other	other	ADJ
inlawrev-2364	169	42	endorsement	endorsement	NOUN
inlawrev-2364	169	43	thereon	thereon	NOUN
inlawrev-2364	169	44	or	or	CCONJ
inlawrev-2364	169	45	violation	violation	NOUN
inlawrev-2364	169	46	thereof	thereof	ADV
inlawrev-2364	169	47	,	,	PUNCT
inlawrev-2364	169	48	or	or	CCONJ
inlawrev-2364	169	49	of	of	ADP
inlawrev-2364	169	50	this	this	DET
inlawrev-2364	169	51	endorsement	endorsement	NOUN
inlawrev-2364	169	52	,	,	PUNCT
inlawrev-2364	169	53	by	by	ADP
inlawrev-2364	169	54	the	the	DET
inlawrev-2364	169	55	insured	insure	VERB
inlawrev-2364	169	56	,	,	PUNCT
inlawrev-2364	169	57	shall	shall	AUX
inlawrev-2364	169	58	relieve	relieve	VERB
inlawrev-2364	169	59	the	the	DET
inlawrev-2364	169	60	company	company	NOUN
inlawrev-2364	169	61	from	from	ADP
inlawrev-2364	169	62	liability	liability	NOUN
inlawrev-2364	169	63	hereunder	hereunder	NOUN
inlawrev-2364	169	64	or	or	CCONJ
inlawrev-2364	169	65	from	from	ADP
inlawrev-2364	169	66	the	the	DET
inlawrev-2364	169	67	payment	payment	NOUN
inlawrev-2364	169	68	of	of	ADP
inlawrev-2364	169	69	any	any	DET
inlawrev-2364	169	70	such	such	ADJ
inlawrev-2364	169	71	final	final	ADJ
inlawrev-2364	169	72	judgment	judgment	NOUN
inlawrev-2364	169	73	,	,	PUNCT
inlawrev-2364	169	74	irrespective	irrespective	ADV
inlawrev-2364	169	75	of	of	ADP
inlawrev-2364	169	76	the	the	DET
inlawrev-2364	169	77	financial	financial	ADJ
inlawrev-2364	169	78	responsibility	responsibility	NOUN
inlawrev-2364	169	79	or	or	CCONJ
inlawrev-2364	169	80	lack	lack	NOUN
inlawrev-2364	169	81	thereof	thereof	ADV
inlawrev-2364	169	82	or	or	CCONJ
inlawrev-2364	169	83	insolvency	insolvency	NOUN
inlawrev-2364	169	84	or	or	CCONJ
inlawrev-2364	169	85	bankruptcy	bankruptcy	NOUN
inlawrev-2364	169	86	of	of	ADP
inlawrev-2364	169	87	the	the	DET
inlawrev-2364	169	88	insured	insure	VERB
inlawrev-2364	169	89	.	.	PUNCT
inlawrev-2364	170	1	i	i	PRON
inlawrev-2364	170	2	d.	d.	PROPN
inlawrev-2364	170	3	see	see	VERB
inlawrev-2364	170	4	49	49	NUM
inlawrev-2364	170	5	c.f.r	c.f.r	NOUN
inlawrev-2364	170	6	.	.	PUNCT
inlawrev-2364	171	1	§	§	PROPN
inlawrev-2364	171	2	1043.1	1043.1	NUM
inlawrev-2364	171	3	(	(	PUNCT
inlawrev-2364	171	4	1970	1970	NUM
inlawrev-2364	171	5	)	)	PUNCT
inlawrev-2364	171	6	.	.	PUNCT
inlawrev-2364	172	1	the	the	DET
inlawrev-2364	172	2	endorsement	endorsement	NOUN
inlawrev-2364	172	3	is	be	AUX
inlawrev-2364	172	4	required	require	VERB
inlawrev-2364	172	5	by	by	ADP
inlawrev-2364	172	6	§	§	PROPN
inlawrev-2364	172	7	215	215	NUM
inlawrev-2364	172	8	of	of	ADP
inlawrev-2364	172	9	the	the	DET
inlawrev-2364	172	10	interstate	interstate	PROPN
inlawrev-2364	172	11	commerce	commerce	PROPN
inlawrev-2364	172	12	commission	commission	PROPN
inlawrev-2364	172	13	act	act	PROPN
inlawrev-2364	172	14	,	,	PUNCT
inlawrev-2364	172	15	49	49	NUM
inlawrev-2364	172	16	u.s.c	u.s.c	ADJ
inlawrev-2364	172	17	.	.	PUNCT
inlawrev-2364	173	1	§	§	PROPN
inlawrev-2364	173	2	315	315	NUM
inlawrev-2364	173	3	(	(	PUNCT
inlawrev-2364	173	4	1976	1976	NUM
inlawrev-2364	173	5	)	)	PUNCT
inlawrev-2364	173	6	.	.	PUNCT
inlawrev-2364	174	1	this	this	DET
inlawrev-2364	174	2	endorsement	endorsement	NOUN
inlawrev-2364	174	3	is	be	AUX
inlawrev-2364	174	4	known	know	VERB
inlawrev-2364	174	5	as	as	ADP
inlawrev-2364	174	6	form	form	NOUN
inlawrev-2364	174	7	b.m.c	b.m.c	NOUN
inlawrev-2364	174	8	.	.	PUNCT
inlawrev-2364	175	1	90	90	NUM
inlawrev-2364	175	2	.	.	PUNCT
inlawrev-2364	176	1	see	see	VERB
inlawrev-2364	176	2	49	49	NUM
inlawrev-2364	176	3	c.f.r	c.f.r	NOUN
inlawrev-2364	176	4	.	.	PUNCT
inlawrev-2364	177	1	§	§	PROPN
inlawrev-2364	177	2	1003.2	1003.2	NUM
inlawrev-2364	177	3	(	(	PUNCT
inlawrev-2364	177	4	1970	1970	NUM
inlawrev-2364	177	5	)	)	PUNCT
inlawrev-2364	177	6	.	.	PUNCT
inlawrev-2364	178	1	^'261	^'261	NUM
inlawrev-2364	178	2	ind	ind	NOUN
inlawrev-2364	178	3	.	.	PUNCT
inlawrev-2364	179	1	401	401	NUM
inlawrev-2364	179	2	,	,	PUNCT
inlawrev-2364	179	3	304	304	NUM
inlawrev-2364	179	4	n.e.2d	n.e.2d	NOUN
inlawrev-2364	179	5	783	783	NUM
inlawrev-2364	179	6	(	(	PUNCT
inlawrev-2364	179	7	1973	1973	NUM
inlawrev-2364	179	8	)	)	PUNCT
inlawrev-2364	179	9	,	,	PUNCT
inlawrev-2364	179	10	cited	cite	VERB
inlawrev-2364	179	11	in	in	ADP
inlawrev-2364	179	12	385	385	NUM
inlawrev-2364	179	13	n.e.2d	n.e.2d	NOUN
inlawrev-2364	179	14	at	at	ADP
inlawrev-2364	179	15	450	450	NUM
inlawrev-2364	179	16	.	.	PUNCT
inlawrev-2364	179	17	^^385	^^385	PUNCT
inlawrev-2364	180	1	n.e.2d	n.e.2d	NOUN
inlawrev-2364	180	2	at	at	ADP
inlawrev-2364	180	3	450	450	NUM
inlawrev-2364	180	4	-	-	SYM
inlawrev-2364	180	5	51	51	NUM
inlawrev-2364	180	6	.	.	PUNCT
inlawrev-2364	181	1	the	the	DET
inlawrev-2364	181	2	relevant	relevant	ADJ
inlawrev-2364	181	3	portion	portion	NOUN
inlawrev-2364	181	4	of	of	ADP
inlawrev-2364	181	5	indiana	indiana	PROPN
inlawrev-2364	181	6	ins	ins	PROPN
inlawrev-2364	181	7	.	.	PUNCT
inlawrev-2364	181	8	co.	co.	PROPN
inlawrev-2364	182	1	v.	v.	ADP
inlawrev-2364	182	2	american	american	PROPN
inlawrev-2364	182	3	underwriters	underwriters	PROPN
inlawrev-2364	182	4	,	,	PUNCT
inlawrev-2364	182	5	inc	inc	PROPN
inlawrev-2364	182	6	.	.	PROPN
inlawrev-2364	182	7	reads	read	VERB
inlawrev-2364	182	8	as	as	SCONJ
inlawrev-2364	182	9	follows	follow	VERB
inlawrev-2364	182	10	:	:	PUNCT
inlawrev-2364	182	11	both	both	DET
inlawrev-2364	182	12	policies	policy	NOUN
inlawrev-2364	182	13	,	,	PUNCT
inlawrev-2364	182	14	when	when	SCONJ
inlawrev-2364	182	15	read	read	VERB
inlawrev-2364	182	16	separately	separately	ADV
inlawrev-2364	182	17	,	,	PUNCT
inlawrev-2364	182	18	appear	appear	VERB
inlawrev-2364	182	19	to	to	PART
inlawrev-2364	182	20	afford	afford	VERB
inlawrev-2364	182	21	coverage	coverage	NOUN
inlawrev-2364	182	22	to	to	ADP
inlawrev-2364	182	23	the	the	DET
inlawrev-2364	182	24	insured	insure	VERB
inlawrev-2364	182	25	.	.	PUNCT
inlawrev-2364	183	1	yet	yet	CCONJ
inlawrev-2364	183	2	each	each	DET
inlawrev-2364	183	3	"	"	PUNCT
inlawrev-2364	183	4	other	other	ADJ
inlawrev-2364	183	5	insurance	insurance	NOUN
inlawrev-2364	183	6	"	"	PUNCT
inlawrev-2364	183	7	provision	provision	NOUN
inlawrev-2364	183	8	forces	force	NOUN
inlawrev-2364	183	9	an	an	DET
inlawrev-2364	183	10	examination	examination	NOUN
inlawrev-2364	183	11	of	of	ADP
inlawrev-2364	183	12	its	its	PRON
inlawrev-2364	183	13	1980	1980	NUM
inlawrev-2364	183	14	]	]	PUNCT
inlawrev-2364	183	15	survey	survey	NOUN
inlawrev-2364	183	16	-	-	PUNCT
inlawrev-2364	183	17	insurance	insurance	NOUN
inlawrev-2364	183	18	287	287	NUM
inlawrev-2364	183	19	ing	e	VERB
inlawrev-2364	183	20	the	the	DET
inlawrev-2364	183	21	conclusion	conclusion	NOUN
inlawrev-2364	183	22	that	that	SCONJ
inlawrev-2364	183	23	a	a	DET
inlawrev-2364	183	24	prorata	prorata	ADJ
inlawrev-2364	183	25	indemnification	indemnification	NOUN
inlawrev-2364	183	26	between	between	ADP
inlawrev-2364	183	27	the	the	DET
inlawrev-2364	183	28	insurers	insurer	NOUN
inlawrev-2364	183	29	was	be	AUX
inlawrev-2364	183	30	the	the	DET
inlawrev-2364	183	31	proper	proper	ADJ
inlawrev-2364	183	32	result	result	NOUN
inlawrev-2364	183	33	,	,	PUNCT
inlawrev-2364	183	34	the	the	DET
inlawrev-2364	183	35	court	court	NOUN
inlawrev-2364	183	36	noted	note	VERB
inlawrev-2364	183	37	that	that	SCONJ
inlawrev-2364	183	38	the	the	DET
inlawrev-2364	183	39	driver	driver	NOUN
inlawrev-2364	183	40	of	of	ADP
inlawrev-2364	183	41	the	the	DET
inlawrev-2364	183	42	leased	lease	VERB
inlawrev-2364	183	43	vehicle	vehicle	NOUN
inlawrev-2364	183	44	,	,	PUNCT
inlawrev-2364	183	45	in	in	ADP
inlawrev-2364	183	46	circumstances	circumstance	NOUN
inlawrev-2364	183	47	of	of	ADP
inlawrev-2364	183	48	this	this	DET
inlawrev-2364	183	49	nature	nature	NOUN
inlawrev-2364	183	50	,	,	PUNCT
inlawrev-2364	183	51	is	be	AUX
inlawrev-2364	183	52	a	a	DET
inlawrev-2364	183	53	joint	joint	ADJ
inlawrev-2364	183	54	employee	employee	NOUN
inlawrev-2364	183	55	of	of	ADP
inlawrev-2364	183	56	the	the	DET
inlawrev-2364	183	57	vehicle	vehicle	NOUN
inlawrev-2364	183	58	owner	owner	NOUN
inlawrev-2364	183	59	and	and	CCONJ
inlawrev-2364	183	60	the	the	DET
inlawrev-2364	183	61	lessee.^	lessee.^	NOUN
inlawrev-2364	183	62	*	*	PUNCT
inlawrev-2364	183	63	*	*	NOUN
inlawrev-2364	183	64	the	the	DET
inlawrev-2364	183	65	court	court	NOUN
inlawrev-2364	183	66	stated	state	VERB
inlawrev-2364	183	67	that	that	SCONJ
inlawrev-2364	183	68	"	"	PUNCT
inlawrev-2364	183	69	once	once	SCONJ
inlawrev-2364	183	70	the	the	DET
inlawrev-2364	183	71	basic	basic	ADJ
inlawrev-2364	183	72	goal	goal	NOUN
inlawrev-2364	183	73	of	of	ADP
inlawrev-2364	183	74	compensating	compensate	VERB
inlawrev-2364	183	75	the	the	DET
inlawrev-2364	183	76	injured	injure	VERB
inlawrev-2364	183	77	third	third	ADJ
inlawrev-2364	183	78	party	party	NOUN
inlawrev-2364	183	79	is	be	AUX
inlawrev-2364	183	80	achieved	achieve	VERB
inlawrev-2364	183	81	,	,	PUNCT
inlawrev-2364	183	82	the	the	DET
inlawrev-2364	183	83	liabilities	liability	NOUN
inlawrev-2364	183	84	of	of	ADP
inlawrev-2364	183	85	the	the	DET
inlawrev-2364	183	86	two	two	NUM
inlawrev-2364	183	87	insurers	insurer	NOUN
inlawrev-2364	183	88	covering	cover	VERB
inlawrev-2364	183	89	the	the	DET
inlawrev-2364	183	90	same	same	ADJ
inlawrev-2364	183	91	loss	loss	NOUN
inlawrev-2364	183	92	should	should	AUX
inlawrev-2364	183	93	turn	turn	VERB
inlawrev-2364	183	94	on	on	ADP
inlawrev-2364	183	95	the	the	DET
inlawrev-2364	183	96	terms	term	NOUN
inlawrev-2364	183	97	of	of	ADP
inlawrev-2364	183	98	their	their	PRON
inlawrev-2364	183	99	respective	respective	ADJ
inlawrev-2364	183	100	policies,"^^	policies,"^^	NOUN
inlawrev-2364	183	101	and	and	CCONJ
inlawrev-2364	183	102	thus	thus	ADV
inlawrev-2364	183	103	the	the	DET
inlawrev-2364	183	104	court	court	NOUN
inlawrev-2364	183	105	indicated	indicate	VERB
inlawrev-2364	183	106	that	that	SCONJ
inlawrev-2364	183	107	its	its	PRON
inlawrev-2364	183	108	reasoning	reasoning	NOUN
inlawrev-2364	183	109	in	in	ADP
inlawrev-2364	183	110	indiana	indiana	PROPN
inlawrev-2364	183	111	insurance	insurance	NOUN
inlawrev-2364	183	112	should	should	AUX
inlawrev-2364	183	113	be	be	AUX
inlawrev-2364	183	114	followed	follow	VERB
inlawrev-2364	183	115	rather	rather	ADV
inlawrev-2364	183	116	than	than	ADP
inlawrev-2364	183	117	the	the	DET
inlawrev-2364	183	118	approach	approach	NOUN
inlawrev-2364	183	119	used	use	VERB
inlawrev-2364	183	120	by	by	ADP
inlawrev-2364	183	121	the	the	DET
inlawrev-2364	183	122	court	court	NOUN
inlawrev-2364	183	123	of	of	ADP
inlawrev-2364	183	124	appeals/^	appeals/^	PROPN
inlawrev-2364	183	125	transport	transport	VERB
inlawrev-2364	183	126	indemnity	indemnity	PROPN
inlawrev-2364	183	127	co.	co.	PROPN
inlawrev-2364	183	128	v.	v.	ADP
inlawrev-2364	183	129	rollins	rollins	PROPN
inlawrev-2364	183	130	leasing	leasing	PROPN
inlawrev-2364	183	131	corp	corp	PROPN
inlawrev-2364	183	132	.	.	PROPN
inlawrev-2364	183	133	'^^	'^^	PROPN
inlawrev-2364	183	134	was	be	AUX
inlawrev-2364	183	135	discussed	discuss	VERB
inlawrev-2364	183	136	by	by	ADP
inlawrev-2364	183	137	the	the	DET
inlawrev-2364	183	138	court	court	NOUN
inlawrev-2364	183	139	as	as	SCONJ
inlawrev-2364	183	140	further	further	ADJ
inlawrev-2364	183	141	authority	authority	NOUN
inlawrev-2364	183	142	for	for	ADP
inlawrev-2364	183	143	the	the	DET
inlawrev-2364	183	144	concept	concept	NOUN
inlawrev-2364	183	145	that	that	PRON
inlawrev-2364	183	146	express	express	VERB
inlawrev-2364	183	147	policy	policy	NOUN
inlawrev-2364	183	148	provisions	provision	NOUN
inlawrev-2364	183	149	may	may	AUX
inlawrev-2364	183	150	still	still	ADV
inlawrev-2364	183	151	be	be	AUX
inlawrev-2364	183	152	honored	honor	VERB
inlawrev-2364	183	153	while	while	SCONJ
inlawrev-2364	183	154	complying	comply	VERB
inlawrev-2364	183	155	with	with	ADP
inlawrev-2364	183	156	the	the	DET
inlawrev-2364	183	157	requirements	requirement	NOUN
inlawrev-2364	183	158	of	of	ADP
inlawrev-2364	183	159	the	the	DET
inlawrev-2364	183	160	icc	icc	NOUN
inlawrev-2364	183	161	endorsement	endorsement	NOUN
inlawrev-2364	183	162	by	by	ADP
inlawrev-2364	183	163	the	the	DET
inlawrev-2364	183	164	two	two	NUM
inlawrev-2364	183	165	insurers	insurer	NOUN
inlawrev-2364	183	166	sharing	share	VERB
inlawrev-2364	183	167	liability/^	liability/^	PRON
inlawrev-2364	183	168	ryder	ryder	NOUN
inlawrev-2364	183	169	and	and	CCONJ
inlawrev-2364	183	170	liberty	liberty	PROPN
inlawrev-2364	183	171	mutual	mutual	NOUN
inlawrev-2364	183	172	also	also	ADV
inlawrev-2364	183	173	argued	argue	VERB
inlawrev-2364	183	174	that	that	SCONJ
inlawrev-2364	183	175	carolina	carolina	PROPN
inlawrev-2364	183	176	casualty	casualty	PROPN
inlawrev-2364	183	177	should	should	AUX
inlawrev-2364	183	178	reimburse	reimburse	VERB
inlawrev-2364	183	179	ryder	ryder	NOUN
inlawrev-2364	183	180	for	for	ADP
inlawrev-2364	183	181	the	the	DET
inlawrev-2364	183	182	$	$	SYM
inlawrev-2364	183	183	25,000	25,000	NUM
inlawrev-2364	183	184	paid	pay	VERB
inlawrev-2364	183	185	by	by	ADP
inlawrev-2364	183	186	ryder	ryder	PROPN
inlawrev-2364	183	187	because	because	SCONJ
inlawrev-2364	183	188	of	of	ADP
inlawrev-2364	183	189	the	the	DET
inlawrev-2364	183	190	deductible	deductible	ADJ
inlawrev-2364	183	191	provision	provision	NOUN
inlawrev-2364	183	192	in	in	ADP
inlawrev-2364	183	193	liberty	liberty	PROPN
inlawrev-2364	183	194	mutual	mutual	PROPN
inlawrev-2364	183	195	's	's	PART
inlawrev-2364	183	196	policy	policy	NOUN
inlawrev-2364	183	197	.	.	PUNCT
inlawrev-2364	184	1	carolina	carolina	PROPN
inlawrev-2364	184	2	casualty	casualty	PROPN
inlawrev-2364	184	3	's	's	PART
inlawrev-2364	184	4	policy	policy	NOUN
inlawrev-2364	184	5	contained	contain	VERB
inlawrev-2364	184	6	an	an	DET
inlawrev-2364	184	7	"	"	PUNCT
inlawrev-2364	184	8	excess	excess	ADJ
inlawrev-2364	184	9	insurance	insurance	NOUN
inlawrev-2364	184	10	"	"	PUNCT
inlawrev-2364	184	11	clause	clause	NOUN
inlawrev-2364	184	12	which	which	PRON
inlawrev-2364	184	13	the	the	DET
inlawrev-2364	184	14	court	court	NOUN
inlawrev-2364	184	15	held	hold	VERB
inlawrev-2364	184	16	did	do	AUX
inlawrev-2364	184	17	not	not	PART
inlawrev-2364	184	18	apply	apply	VERB
inlawrev-2364	184	19	to	to	ADP
inlawrev-2364	184	20	the	the	DET
inlawrev-2364	184	21	deductible	deductible	ADJ
inlawrev-2364	184	22	amount/^	amount/^	PROPN
inlawrev-2364	184	23	agreeing	agree	VERB
inlawrev-2364	184	24	on	on	ADP
inlawrev-2364	184	25	this	this	DET
inlawrev-2364	184	26	opponent	opponent	NOUN
inlawrev-2364	184	27	.	.	PUNCT
inlawrev-2364	185	1	this	this	DET
inlawrev-2364	185	2	"	"	PUNCT
inlawrev-2364	185	3	circular	circular	ADJ
inlawrev-2364	185	4	riddle	riddle	NOUN
inlawrev-2364	185	5	"	"	PUNCT
inlawrev-2364	185	6	can	can	AUX
inlawrev-2364	185	7	be	be	AUX
inlawrev-2364	185	8	resolved	resolve	VERB
inlawrev-2364	185	9	by	by	ADP
inlawrev-2364	185	10	(	(	PUNCT
inlawrev-2364	185	11	1	1	X
inlawrev-2364	185	12	)	)	PUNCT
inlawrev-2364	185	13	attempting	attempt	VERB
inlawrev-2364	185	14	to	to	PART
inlawrev-2364	185	15	give	give	VERB
inlawrev-2364	185	16	effect	effect	NOUN
inlawrev-2364	185	17	to	to	ADP
inlawrev-2364	185	18	one	one	NUM
inlawrev-2364	185	19	policy	policy	NOUN
inlawrev-2364	185	20	provision	provision	NOUN
inlawrev-2364	185	21	over	over	ADP
inlawrev-2364	185	22	the	the	DET
inlawrev-2364	185	23	other	other	ADJ
inlawrev-2364	185	24	,	,	PUNCT
inlawrev-2364	185	25	or	or	CCONJ
inlawrev-2364	185	26	(	(	PUNCT
inlawrev-2364	185	27	2	2	X
inlawrev-2364	185	28	)	)	PUNCT
inlawrev-2364	185	29	applying	apply	VERB
inlawrev-2364	185	30	mechanical	mechanical	ADJ
inlawrev-2364	185	31	or	or	CCONJ
inlawrev-2364	185	32	arbitrary	arbitrary	ADJ
inlawrev-2364	185	33	rules	rule	NOUN
inlawrev-2364	185	34	.	.	PUNCT
inlawrev-2364	185	35	.	.	PUNCT
inlawrev-2364	186	1	.	.	PUNCT
inlawrev-2364	187	1	,	,	PUNCT
inlawrev-2364	187	2	or	or	CCONJ
inlawrev-2364	187	3	(	(	PUNCT
inlawrev-2364	187	4	3	3	X
inlawrev-2364	187	5	)	)	PUNCT
inlawrev-2364	187	6	holding	hold	VERB
inlawrev-2364	187	7	both	both	DET
inlawrev-2364	187	8	clauses	clause	NOUN
inlawrev-2364	187	9	to	to	PART
inlawrev-2364	187	10	be	be	AUX
inlawrev-2364	187	11	conflicting	conflicting	ADJ
inlawrev-2364	187	12	and	and	CCONJ
inlawrev-2364	187	13	mutually	mutually	ADV
inlawrev-2364	187	14	repugnant	repugnant	ADJ
inlawrev-2364	187	15	and	and	CCONJ
inlawrev-2364	187	16	,	,	PUNCT
inlawrev-2364	187	17	therefore	therefore	ADV
inlawrev-2364	187	18	,	,	PUNCT
inlawrev-2364	187	19	disregarding	disregard	VERB
inlawrev-2364	187	20	them	they	PRON
inlawrev-2364	187	21	.	.	PUNCT
inlawrev-2364	188	1	we	we	PRON
inlawrev-2364	188	2	find	find	VERB
inlawrev-2364	188	3	the	the	DET
inlawrev-2364	188	4	last	last	ADJ
inlawrev-2364	188	5	mentioned	mention	VERB
inlawrev-2364	188	6	alternative	alternative	NOUN
inlawrev-2364	188	7	to	to	PART
inlawrev-2364	188	8	be	be	AUX
inlawrev-2364	188	9	the	the	DET
inlawrev-2364	188	10	most	most	ADV
inlawrev-2364	188	11	reasonable	reasonable	ADJ
inlawrev-2364	188	12	.	.	PUNCT
inlawrev-2364	189	1	this	this	DET
inlawrev-2364	189	2	method	method	NOUN
inlawrev-2364	189	3	not	not	PART
inlawrev-2364	189	4	only	only	ADV
inlawrev-2364	189	5	provides	provide	VERB
inlawrev-2364	189	6	indemnification	indemnification	NOUN
inlawrev-2364	189	7	for	for	ADP
inlawrev-2364	189	8	the	the	DET
inlawrev-2364	189	9	insured	insure	VERB
inlawrev-2364	189	10	,	,	PUNCT
inlawrev-2364	189	11	but	but	CCONJ
inlawrev-2364	189	12	also	also	ADV
inlawrev-2364	189	13	,	,	PUNCT
inlawrev-2364	189	14	through	through	ADP
inlawrev-2364	189	15	the	the	DET
inlawrev-2364	189	16	process	process	NOUN
inlawrev-2364	189	17	of	of	ADP
inlawrev-2364	189	18	proration	proration	NOUN
inlawrev-2364	189	19	,	,	PUNCT
inlawrev-2364	189	20	gives	give	VERB
inlawrev-2364	189	21	effect	effect	NOUN
inlawrev-2364	189	22	to	to	ADP
inlawrev-2364	189	23	the	the	DET
inlawrev-2364	189	24	general	general	ADJ
inlawrev-2364	189	25	intent	intent	NOUN
inlawrev-2364	189	26	of	of	ADP
inlawrev-2364	189	27	the	the	DET
inlawrev-2364	189	28	insurers	insurer	NOUN
inlawrev-2364	189	29	.	.	PUNCT
inlawrev-2364	190	1	in	in	ADP
inlawrev-2364	190	2	such	such	DET
inlawrev-2364	190	3	a	a	DET
inlawrev-2364	190	4	case	case	NOUN
inlawrev-2364	190	5	[	[	X
inlawrev-2364	190	6	as	as	ADP
inlawrev-2364	190	7	this	this	PRON
inlawrev-2364	190	8	]	]	PUNCT
inlawrev-2364	190	9	there	there	PRON
inlawrev-2364	190	10	exists	exist	VERB
inlawrev-2364	190	11	dual	dual	ADJ
inlawrev-2364	190	12	primary	primary	ADJ
inlawrev-2364	190	13	liability	liability	NOUN
inlawrev-2364	190	14	.	.	PUNCT
inlawrev-2364	191	1	i	i	PRON
inlawrev-2364	191	2	d.	d.	PROPN
inlawrev-2364	191	3	at	at	ADP
inlawrev-2364	191	4	451	451	NUM
inlawrev-2364	191	5	(	(	PUNCT
inlawrev-2364	191	6	citing	cite	VERB
inlawrev-2364	191	7	261	261	NUM
inlawrev-2364	191	8	ind	ind	NOUN
inlawrev-2364	191	9	.	.	PUNCT
inlawrev-2364	192	1	at	at	ADP
inlawrev-2364	192	2	407	407	NUM
inlawrev-2364	192	3	,	,	PUNCT
inlawrev-2364	192	4	304	304	NUM
inlawrev-2364	192	5	n.e.2d	n.e.2d	NOUN
inlawrev-2364	192	6	at	at	ADP
inlawrev-2364	192	7	787	787	NUM
inlawrev-2364	192	8	)	)	PUNCT
inlawrev-2364	192	9	.	.	PUNCT
inlawrev-2364	193	1	''	''	PUNCT
inlawrev-2364	193	2	see	see	VERB
inlawrev-2364	193	3	transport	transport	NOUN
inlawrev-2364	193	4	motor	motor	PROPN
inlawrev-2364	193	5	express	express	PROPN
inlawrev-2364	193	6	,	,	PUNCT
inlawrev-2364	193	7	inc	inc	PROPN
inlawrev-2364	193	8	.	.	PROPN
inlawrev-2364	194	1	v.	v.	PROPN
inlawrev-2364	194	2	smith	smith	PROPN
inlawrev-2364	194	3	,	,	PUNCT
inlawrev-2364	194	4	262	262	NUM
inlawrev-2364	194	5	ind	ind	NOUN
inlawrev-2364	194	6	.	.	PUNCT
inlawrev-2364	195	1	41	41	NUM
inlawrev-2364	195	2	,	,	PUNCT
inlawrev-2364	195	3	311	311	NUM
inlawrev-2364	195	4	n.e.2d	n.e.2d	NOUN
inlawrev-2364	195	5	424	424	NUM
inlawrev-2364	195	6	(	(	PUNCT
inlawrev-2364	195	7	1974	1974	NUM
inlawrev-2364	195	8	)	)	PUNCT
inlawrev-2364	195	9	;	;	PUNCT
inlawrev-2364	195	10	jones	jones	PROPN
inlawrev-2364	195	11	v.	v.	PROPN
inlawrev-2364	195	12	furlong	furlong	PROPN
inlawrev-2364	195	13	,	,	PUNCT
inlawrev-2364	195	14	121	121	NUM
inlawrev-2364	195	15	ind	ind	NOUN
inlawrev-2364	195	16	.	.	PUNCT
inlawrev-2364	196	1	app	app	PROPN
inlawrev-2364	196	2	.	.	PROPN
inlawrev-2364	196	3	279	279	NUM
inlawrev-2364	196	4	,	,	PUNCT
inlawrev-2364	196	5	97	97	NUM
inlawrev-2364	196	6	n.e.2d	n.e.2d	NOUN
inlawrev-2364	196	7	369	369	NUM
inlawrev-2364	196	8	(	(	PUNCT
inlawrev-2364	196	9	1951	1951	NUM
inlawrev-2364	196	10	)	)	PUNCT
inlawrev-2364	196	11	.	.	PUNCT
inlawrev-2364	197	1	'	'	PUNCT
inlawrev-2364	197	2	«	«	PUNCT
inlawrev-2364	197	3	385	385	NUM
inlawrev-2364	197	4	n.e.2d	n.e.2d	NOUN
inlawrev-2364	197	5	at	at	ADP
inlawrev-2364	197	6	451	451	NUM
inlawrev-2364	197	7	.	.	PUNCT
inlawrev-2364	198	1	*	*	PUNCT
inlawrev-2364	198	2	'	'	NUM
inlawrev-2364	198	3	^id	^id	NUM
inlawrev-2364	198	4	.	.	PUNCT
inlawrev-2364	199	1	at	at	ADP
inlawrev-2364	199	2	451	451	NUM
inlawrev-2364	199	3	-	-	SYM
inlawrev-2364	199	4	52	52	NUM
inlawrev-2364	199	5	.	.	PUNCT
inlawrev-2364	200	1	the	the	DET
inlawrev-2364	200	2	principal	principal	ADJ
inlawrev-2364	200	3	case	case	NOUN
inlawrev-2364	200	4	relied	rely	VERB
inlawrev-2364	200	5	upon	upon	SCONJ
inlawrev-2364	200	6	by	by	ADP
inlawrev-2364	200	7	the	the	DET
inlawrev-2364	200	8	court	court	NOUN
inlawrev-2364	200	9	of	of	ADP
inlawrev-2364	200	10	appeals	appeal	NOUN
inlawrev-2364	200	11	,	,	PUNCT
inlawrev-2364	200	12	argonaut	argonaut	PROPN
inlawrev-2364	200	13	ins	ins	PROPN
inlawrev-2364	200	14	.	.	PUNCT
inlawrev-2364	200	15	co.	co.	PROPN
inlawrev-2364	200	16	v.	v.	ADP
inlawrev-2364	200	17	national	national	PROPN
inlawrev-2364	200	18	indem	indem	PROPN
inlawrev-2364	200	19	.	.	PUNCT
inlawrev-2364	200	20	co.	co.	PROPN
inlawrev-2364	200	21	,	,	PUNCT
inlawrev-2364	200	22	435	435	NUM
inlawrev-2364	200	23	f.2d	f.2d	NUM
inlawrev-2364	200	24	718	718	NUM
inlawrev-2364	200	25	(	(	PUNCT
inlawrev-2364	200	26	10th	10th	ADJ
inlawrev-2364	200	27	cir	cir	NOUN
inlawrev-2364	200	28	.	.	PROPN
inlawrev-2364	200	29	1971	1971	NUM
inlawrev-2364	200	30	)	)	PUNCT
inlawrev-2364	200	31	,	,	PUNCT
inlawrev-2364	200	32	interpreted	interpret	VERB
inlawrev-2364	200	33	the	the	DET
inlawrev-2364	200	34	icc	icc	NOUN
inlawrev-2364	200	35	endorsement	endorsement	NOUN
inlawrev-2364	200	36	to	to	PART
inlawrev-2364	200	37	mean	mean	VERB
inlawrev-2364	200	38	that	that	SCONJ
inlawrev-2364	200	39	the	the	DET
inlawrev-2364	200	40	lessee	lessee	NOUN
inlawrev-2364	200	41	's	's	PART
inlawrev-2364	200	42	insurer	insurer	NOUN
inlawrev-2364	200	43	is	be	AUX
inlawrev-2364	200	44	primarily	primarily	ADV
inlawrev-2364	200	45	liable	liable	ADJ
inlawrev-2364	200	46	,	,	PUNCT
inlawrev-2364	200	47	regardless	regardless	ADV
inlawrev-2364	200	48	of	of	ADP
inlawrev-2364	200	49	any	any	DET
inlawrev-2364	200	50	other	other	ADJ
inlawrev-2364	200	51	policy	policy	NOUN
inlawrev-2364	200	52	provisions	provision	NOUN
inlawrev-2364	200	53	or	or	CCONJ
inlawrev-2364	200	54	private	private	ADJ
inlawrev-2364	200	55	agreements	agreement	NOUN
inlawrev-2364	200	56	.	.	PUNCT
inlawrev-2364	201	1	385	385	NUM
inlawrev-2364	201	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	201	3	at	at	ADP
inlawrev-2364	201	4	451	451	NUM
inlawrev-2364	201	5	.	.	PUNCT
inlawrev-2364	202	1	see	see	VERB
inlawrev-2364	202	2	also	also	ADV
inlawrev-2364	202	3	indiana	indiana	PROPN
inlawrev-2364	202	4	ins	ins	PROPN
inlawrev-2364	202	5	.	.	PUNCT
inlawrev-2364	202	6	co.	co.	PROPN
inlawrev-2364	203	1	v.	v.	ADP
inlawrev-2364	203	2	parr	parr	PROPN
inlawrev-2364	203	3	trucking	trucking	NOUN
inlawrev-2364	203	4	serv	serv	PROPN
inlawrev-2364	203	5	.	.	PUNCT
inlawrev-2364	204	1	ins	ins	PROPN
inlawrev-2364	204	2	.	.	PROPN
inlawrev-2364	204	3	,	,	PUNCT
inlawrev-2364	204	4	510	510	NUM
inlawrev-2364	204	5	f.2d	f.2d	NOUN
inlawrev-2364	204	6	490	490	NUM
inlawrev-2364	204	7	(	(	PUNCT
inlawrev-2364	204	8	6th	6th	ADJ
inlawrev-2364	204	9	cir	cir	NOUN
inlawrev-2364	204	10	.	.	PUNCT
inlawrev-2364	204	11	1975	1975	NUM
inlawrev-2364	204	12	)	)	PUNCT
inlawrev-2364	204	13	.	.	PUNCT
inlawrev-2364	205	1	^'14	^'14	PROPN
inlawrev-2364	205	2	wash	wash	NOUN
inlawrev-2364	205	3	.	.	PUNCT
inlawrev-2364	206	1	app	app	PROPN
inlawrev-2364	206	2	.	.	PROPN
inlawrev-2364	206	3	360	360	NUM
inlawrev-2364	206	4	,	,	PUNCT
inlawrev-2364	206	5	541	541	NUM
inlawrev-2364	206	6	p.2d	p.2d	SYM
inlawrev-2364	206	7	1226	1226	NUM
inlawrev-2364	206	8	(	(	PUNCT
inlawrev-2364	206	9	1975	1975	NUM
inlawrev-2364	206	10	)	)	PUNCT
inlawrev-2364	206	11	,	,	PUNCT
inlawrev-2364	206	12	discussed	discuss	VERB
inlawrev-2364	206	13	in	in	ADP
inlawrev-2364	206	14	385	385	NUM
inlawrev-2364	206	15	n.e.2d	n.e.2d	NOUN
inlawrev-2364	206	16	at	at	ADP
inlawrev-2364	206	17	451	451	NUM
inlawrev-2364	206	18	.	.	PUNCT
inlawrev-2364	207	1	^the	^the	DET
inlawrev-2364	207	2	court	court	NOUN
inlawrev-2364	207	3	noted	note	VERB
inlawrev-2364	207	4	that	that	SCONJ
inlawrev-2364	207	5	the	the	DET
inlawrev-2364	207	6	"	"	PUNCT
inlawrev-2364	207	7	excess	excess	ADJ
inlawrev-2364	207	8	"	"	PUNCT
inlawrev-2364	207	9	insurance	insurance	NOUN
inlawrev-2364	207	10	clauses	clause	NOUN
inlawrev-2364	207	11	of	of	ADP
inlawrev-2364	207	12	the	the	DET
inlawrev-2364	207	13	two	two	NUM
inlawrev-2364	207	14	automobile	automobile	NOUN
inlawrev-2364	207	15	policies	policy	NOUN
inlawrev-2364	207	16	involved	involve	VERB
inlawrev-2364	207	17	in	in	ADP
inlawrev-2364	207	18	rollins	rollin	NOUN
inlawrev-2364	207	19	were	be	AUX
inlawrev-2364	207	20	very	very	ADV
inlawrev-2364	207	21	similar	similar	ADJ
inlawrev-2364	207	22	to	to	ADP
inlawrev-2364	207	23	the	the	DET
inlawrev-2364	207	24	"	"	PUNCT
inlawrev-2364	207	25	other	other	ADJ
inlawrev-2364	207	26	insurance	insurance	NOUN
inlawrev-2364	207	27	"	"	PUNCT
inlawrev-2364	207	28	clauses	clause	NOUN
inlawrev-2364	207	29	in	in	ADP
inlawrev-2364	207	30	the	the	DET
inlawrev-2364	207	31	present	present	ADJ
inlawrev-2364	207	32	case	case	NOUN
inlawrev-2364	207	33	.	.	PUNCT
inlawrev-2364	208	1	385	385	NUM
inlawrev-2364	208	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	208	3	at	at	ADP
inlawrev-2364	208	4	451	451	NUM
inlawrev-2364	208	5	.	.	PUNCT
inlawrev-2364	209	1	the	the	DET
inlawrev-2364	209	2	rollins	rollins	PROPN
inlawrev-2364	209	3	court	court	PROPN
inlawrev-2364	209	4	stated	state	VERB
inlawrev-2364	209	5	that	that	SCONJ
inlawrev-2364	209	6	although	although	SCONJ
inlawrev-2364	209	7	the	the	DET
inlawrev-2364	209	8	one	one	NUM
inlawrev-2364	209	9	insurer	insurer	NOUN
inlawrev-2364	209	10	had	have	AUX
inlawrev-2364	209	11	agreed	agree	VERB
inlawrev-2364	209	12	to	to	PART
inlawrev-2364	209	13	be	be	AUX
inlawrev-2364	209	14	unconditionally	unconditionally	ADV
inlawrev-2364	209	15	bound	bind	VERB
inlawrev-2364	209	16	to	to	PART
inlawrev-2364	209	17	indemnify	indemnify	VERB
inlawrev-2364	209	18	its	its	PRON
inlawrev-2364	209	19	insured	insure	VERB
inlawrev-2364	209	20	,	,	PUNCT
inlawrev-2364	209	21	it	it	PRON
inlawrev-2364	209	22	did	do	AUX
inlawrev-2364	209	23	not	not	PART
inlawrev-2364	209	24	agree	agree	VERB
inlawrev-2364	209	25	to	to	PART
inlawrev-2364	209	26	bypass	bypass	VERB
inlawrev-2364	209	27	its	its	PRON
inlawrev-2364	209	28	opportunity	opportunity	NOUN
inlawrev-2364	209	29	for	for	ADP
inlawrev-2364	209	30	contribution	contribution	NOUN
inlawrev-2364	209	31	from	from	ADP
inlawrev-2364	209	32	another	another	DET
inlawrev-2364	209	33	insurer	insurer	NOUN
inlawrev-2364	209	34	.	.	PUNCT
inlawrev-2364	210	1	14	14	NUM
inlawrev-2364	210	2	wash	wash	NOUN
inlawrev-2364	210	3	.	.	PUNCT
inlawrev-2364	211	1	app	app	PROPN
inlawrev-2364	211	2	.	.	PUNCT
inlawrev-2364	212	1	at	at	ADP
inlawrev-2364	212	2	363	363	NUM
inlawrev-2364	212	3	-	-	SYM
inlawrev-2364	212	4	64	64	NUM
inlawrev-2364	212	5	,	,	PUNCT
inlawrev-2364	212	6	541	541	NUM
inlawrev-2364	212	7	p.2d	p.2d	PUNCT
inlawrev-2364	212	8	at	at	ADP
inlawrev-2364	212	9	1229	1229	NUM
inlawrev-2364	212	10	.	.	PUNCT
inlawrev-2364	213	1	see	see	VERB
inlawrev-2364	213	2	also	also	ADV
inlawrev-2364	213	3	national	national	PROPN
inlawrev-2364	213	4	mut	mut	PROPN
inlawrev-2364	213	5	.	.	PUNCT
inlawrev-2364	214	1	ins	ins	PROPN
inlawrev-2364	214	2	.	.	PUNCT
inlawrev-2364	214	3	co.	co.	PROPN
inlawrev-2364	214	4	v.	v.	ADP
inlawrev-2364	214	5	liberty	liberty	PROPN
inlawrev-2364	214	6	mut	mut	PROPN
inlawrev-2364	214	7	.	.	PUNCT
inlawrev-2364	215	1	ins	ins	PROPN
inlawrev-2364	215	2	.	.	PUNCT
inlawrev-2364	215	3	co.	co.	PROPN
inlawrev-2364	215	4	,	,	PUNCT
inlawrev-2364	215	5	90	90	NUM
inlawrev-2364	215	6	u.s	u.s	PROPN
inlawrev-2364	215	7	.	.	PROPN
inlawrev-2364	215	8	app	app	PROPN
inlawrev-2364	215	9	.	.	PUNCT
inlawrev-2364	216	1	d.c	d.c	PROPN
inlawrev-2364	216	2	.	.	PROPN
inlawrev-2364	216	3	362	362	NUM
inlawrev-2364	216	4	,	,	PUNCT
inlawrev-2364	216	5	196	196	NUM
inlawrev-2364	216	6	f.2d	f.2d	ADP
inlawrev-2364	216	7	597	597	NUM
inlawrev-2364	216	8	(	(	PUNCT
inlawrev-2364	216	9	1952	1952	NUM
inlawrev-2364	216	10	)	)	PUNCT
inlawrev-2364	216	11	;	;	PUNCT
inlawrev-2364	216	12	argonaut	argonaut	PROPN
inlawrev-2364	216	13	ins	ins	PROPN
inlawrev-2364	216	14	.	.	PUNCT
inlawrev-2364	217	1	v.	v.	ADP
inlawrev-2364	217	2	transport	transport	PROPN
inlawrev-2364	217	3	indem	indem	PROPN
inlawrev-2364	217	4	.	.	PROPN
inlawrev-2364	217	5	,	,	PUNCT
inlawrev-2364	217	6	6	6	NUM
inlawrev-2364	217	7	cal	cal	NOUN
inlawrev-2364	217	8	.	.	PUNCT
inlawrev-2364	218	1	3d	3d	PROPN
inlawrev-2364	218	2	496	496	NUM
inlawrev-2364	218	3	,	,	PUNCT
inlawrev-2364	218	4	492	492	NUM
inlawrev-2364	218	5	p.2d	p.2d	NUM
inlawrev-2364	218	6	673	673	NUM
inlawrev-2364	218	7	,	,	PUNCT
inlawrev-2364	218	8	99	99	NUM
inlawrev-2364	218	9	cal	cal	NOUN
inlawrev-2364	218	10	.	.	PUNCT
inlawrev-2364	219	1	rptr	rptr	PROPN
inlawrev-2364	219	2	.	.	PUNCT
inlawrev-2364	220	1	617	617	NUM
inlawrev-2364	220	2	(	(	PUNCT
inlawrev-2364	220	3	1973	1973	NUM
inlawrev-2364	220	4	)	)	PUNCT
inlawrev-2364	220	5	.	.	PUNCT
inlawrev-2364	221	1	"	"	PUNCT
inlawrev-2364	221	2	'	'	NUM
inlawrev-2364	221	3	385	385	NUM
inlawrev-2364	221	4	n.e.2d	n.e.2d	NOUN
inlawrev-2364	221	5	at	at	ADP
inlawrev-2364	221	6	452	452	NUM
inlawrev-2364	221	7	.	.	PUNCT
inlawrev-2364	222	1	the	the	DET
inlawrev-2364	222	2	excess	excess	ADJ
inlawrev-2364	222	3	insurance	insurance	NOUN
inlawrev-2364	222	4	clause	clause	NOUN
inlawrev-2364	222	5	in	in	ADP
inlawrev-2364	222	6	carolina	carolina	PROPN
inlawrev-2364	222	7	casualty	casualty	PROPN
inlawrev-2364	222	8	's	's	PART
inlawrev-2364	222	9	policy	policy	NOUN
inlawrev-2364	222	10	read	read	NOUN
inlawrev-2364	222	11	:	:	PUNCT
inlawrev-2364	222	12	with	with	ADP
inlawrev-2364	222	13	respect	respect	NOUN
inlawrev-2364	222	14	to	to	ADP
inlawrev-2364	222	15	any	any	DET
inlawrev-2364	222	16	automobile	automobile	NOUN
inlawrev-2364	222	17	of	of	ADP
inlawrev-2364	222	18	the	the	DET
inlawrev-2364	222	19	commercial	commercial	ADJ
inlawrev-2364	222	20	type	type	NOUN
inlawrev-2364	222	21	while	while	SCONJ
inlawrev-2364	222	22	leased	lease	VERB
inlawrev-2364	222	23	or	or	CCONJ
inlawrev-2364	222	24	288	288	NUM
inlawrev-2364	222	25	indiana	indiana	NOUN
inlawrev-2364	222	26	la	la	PROPN
inlawrev-2364	222	27	w	w	PROPN
inlawrev-2364	222	28	review	review	PROPN
inlawrev-2364	223	1	[	[	X
inlawrev-2364	223	2	vol	vol	NOUN
inlawrev-2364	223	3	.	.	PUNCT
inlawrev-2364	223	4	13:279	13:279	NUM
inlawrev-2364	223	5	issue	issue	NOUN
inlawrev-2364	223	6	with	with	ADP
inlawrev-2364	223	7	the	the	DET
inlawrev-2364	223	8	court	court	NOUN
inlawrev-2364	223	9	of	of	ADP
inlawrev-2364	223	10	appeals	appeal	NOUN
inlawrev-2364	223	11	,	,	PUNCT
inlawrev-2364	223	12	the	the	DET
inlawrev-2364	223	13	indiana	indiana	PROPN
inlawrev-2364	223	14	supreme	supreme	PROPN
inlawrev-2364	223	15	court	court	PROPN
inlawrev-2364	223	16	reiterated	reiterate	VERB
inlawrev-2364	223	17	the	the	DET
inlawrev-2364	223	18	rule	rule	NOUN
inlawrev-2364	223	19	that	that	SCONJ
inlawrev-2364	223	20	excess	excess	ADJ
inlawrev-2364	223	21	coverage	coverage	NOUN
inlawrev-2364	223	22	is	be	AUX
inlawrev-2364	223	23	applicable	applicable	ADJ
inlawrev-2364	223	24	only	only	ADV
inlawrev-2364	223	25	when	when	SCONJ
inlawrev-2364	223	26	the	the	DET
inlawrev-2364	223	27	limits	limit	NOUN
inlawrev-2364	223	28	of	of	ADP
inlawrev-2364	223	29	the	the	DET
inlawrev-2364	223	30	primary	primary	ADJ
inlawrev-2364	223	31	policy	policy	NOUN
inlawrev-2364	223	32	have	have	AUX
inlawrev-2364	223	33	been	be	AUX
inlawrev-2364	223	34	exhausted	exhaust	VERB
inlawrev-2364	223	35	.	.	PUNCT
inlawrev-2364	224	1	"	"	PUNCT
inlawrev-2364	224	2	"	"	PUNCT
inlawrev-2364	224	3	c.	c.	PROPN
inlawrev-2364	224	4	direct	direct	ADJ
inlawrev-2364	224	5	loss	loss	NOUN
inlawrev-2364	224	6	a	a	DET
inlawrev-2364	224	7	loss	loss	NOUN
inlawrev-2364	224	8	resembling	resemble	VERB
inlawrev-2364	224	9	consequential	consequential	ADJ
inlawrev-2364	224	10	damage	damage	NOUN
inlawrev-2364	224	11	was	be	AUX
inlawrev-2364	224	12	determined	determine	VERB
inlawrev-2364	224	13	to	to	PART
inlawrev-2364	224	14	be	be	AUX
inlawrev-2364	224	15	a	a	DET
inlawrev-2364	224	16	direct	direct	ADJ
inlawrev-2364	224	17	loss	loss	NOUN
inlawrev-2364	224	18	from	from	ADP
inlawrev-2364	224	19	a	a	DET
inlawrev-2364	224	20	tornado	tornado	NOUN
inlawrev-2364	224	21	by	by	ADP
inlawrev-2364	224	22	the	the	DET
inlawrev-2364	224	23	court	court	NOUN
inlawrev-2364	224	24	of	of	ADP
inlawrev-2364	224	25	appeals	appeals	PROPN
inlawrev-2364	224	26	in	in	ADP
inlawrev-2364	224	27	farmers	farmer	NOUN
inlawrev-2364	224	28	mutual	mutual	ADJ
inlawrev-2364	224	29	aid	aid	NOUN
inlawrev-2364	224	30	association	association	PROPN
inlawrev-2364	224	31	v.	v.	PROPN
inlawrev-2364	224	32	williams	williams	PROPN
inlawrev-2364	224	33	.	.	PUNCT
inlawrev-2364	225	1	'	'	PUNCT
inlawrev-2364	225	2	^^	^^	PUNCT
inlawrev-2364	225	3	affirming	affirm	VERB
inlawrev-2364	225	4	the	the	DET
inlawrev-2364	225	5	decision	decision	NOUN
inlawrev-2364	225	6	of	of	ADP
inlawrev-2364	225	7	the	the	DET
inlawrev-2364	225	8	trial	trial	NOUN
inlawrev-2364	225	9	court	court	NOUN
inlawrev-2364	225	10	,	,	PUNCT
inlawrev-2364	225	11	the	the	DET
inlawrev-2364	225	12	appellate	appellate	ADJ
inlawrev-2364	225	13	court	court	NOUN
inlawrev-2364	225	14	held	hold	VERB
inlawrev-2364	225	15	that	that	SCONJ
inlawrev-2364	225	16	the	the	DET
inlawrev-2364	225	17	term	term	NOUN
inlawrev-2364	225	18	"	"	PUNCT
inlawrev-2364	225	19	direct	direct	ADJ
inlawrev-2364	225	20	loss	loss	NOUN
inlawrev-2364	225	21	"	"	PUNCT
inlawrev-2364	225	22	was	be	AUX
inlawrev-2364	225	23	ambiguous	ambiguous	ADJ
inlawrev-2364	225	24	and	and	CCONJ
inlawrev-2364	225	25	sustained	sustained	ADJ
inlawrev-2364	225	26	recovery	recovery	NOUN
inlawrev-2364	225	27	of	of	ADP
inlawrev-2364	225	28	the	the	DET
inlawrev-2364	225	29	insured	insure	VERB
inlawrev-2364	225	30	for	for	ADP
inlawrev-2364	225	31	loss	loss	NOUN
inlawrev-2364	225	32	caused	cause	VERB
inlawrev-2364	225	33	by	by	ADP
inlawrev-2364	225	34	a	a	DET
inlawrev-2364	225	35	premature	premature	ADJ
inlawrev-2364	225	36	sale	sale	NOUN
inlawrev-2364	225	37	of	of	ADP
inlawrev-2364	225	38	seventeen	seventeen	NUM
inlawrev-2364	225	39	steers/^	steers/^	NOUN
inlawrev-2364	225	40	charles	charles	PROPN
inlawrev-2364	225	41	williams	williams	PROPN
inlawrev-2364	225	42	was	be	AUX
inlawrev-2364	225	43	a	a	DET
inlawrev-2364	225	44	cattle	cattle	NOUN
inlawrev-2364	225	45	breeder	breeder	NOUN
inlawrev-2364	225	46	with	with	ADP
inlawrev-2364	225	47	forty	forty	NUM
inlawrev-2364	225	48	years	year	NOUN
inlawrev-2364	225	49	of	of	ADP
inlawrev-2364	225	50	experience	experience	NOUN
inlawrev-2364	225	51	operating	operate	VERB
inlawrev-2364	225	52	a	a	DET
inlawrev-2364	225	53	farm	farm	NOUN
inlawrev-2364	225	54	and	and	CCONJ
inlawrev-2364	225	55	feedlot	feedlot	NOUN
inlawrev-2364	225	56	in	in	ADP
inlawrev-2364	225	57	which	which	PRON
inlawrev-2364	225	58	he	he	PRON
inlawrev-2364	225	59	had	have	VERB
inlawrev-2364	225	60	a	a	DET
inlawrev-2364	225	61	barn	barn	NOUN
inlawrev-2364	225	62	,	,	PUNCT
inlawrev-2364	225	63	a	a	DET
inlawrev-2364	225	64	confinement	confinement	ADJ
inlawrev-2364	225	65	area	area	NOUN
inlawrev-2364	225	66	for	for	ADP
inlawrev-2364	225	67	cattle	cattle	NOUN
inlawrev-2364	225	68	fattenings	fattening	NOUN
inlawrev-2364	225	69	,	,	PUNCT
inlawrev-2364	225	70	and	and	CCONJ
inlawrev-2364	225	71	grain	grain	NOUN
inlawrev-2364	225	72	supplies	supply	NOUN
inlawrev-2364	225	73	for	for	ADP
inlawrev-2364	225	74	feeding	feed	VERB
inlawrev-2364	225	75	twenty	twenty	NUM
inlawrev-2364	225	76	head	head	NOUN
inlawrev-2364	225	77	of	of	ADP
inlawrev-2364	225	78	steers	steer	NOUN
inlawrev-2364	225	79	.	.	PUNCT
inlawrev-2364	226	1	he	he	PRON
inlawrev-2364	226	2	was	be	AUX
inlawrev-2364	226	3	insured	insure	VERB
inlawrev-2364	226	4	against	against	ADP
inlawrev-2364	226	5	damages	damage	NOUN
inlawrev-2364	226	6	by	by	ADP
inlawrev-2364	226	7	a	a	DET
inlawrev-2364	226	8	tornado	tornado	NOUN
inlawrev-2364	226	9	with	with	ADP
inlawrev-2364	226	10	farmers	farmer	NOUN
inlawrev-2364	226	11	mutual	mutual	ADJ
inlawrev-2364	226	12	aid	aid	NOUN
inlawrev-2364	226	13	association	association	NOUN
inlawrev-2364	226	14	.	.	PUNCT
inlawrev-2364	227	1	in	in	ADP
inlawrev-2364	227	2	1974	1974	NUM
inlawrev-2364	227	3	a	a	DET
inlawrev-2364	227	4	tornado	tornado	NOUN
inlawrev-2364	227	5	totally	totally	ADV
inlawrev-2364	227	6	destroyed	destroy	VERB
inlawrev-2364	227	7	the	the	DET
inlawrev-2364	227	8	barn	barn	NOUN
inlawrev-2364	227	9	and	and	CCONJ
inlawrev-2364	227	10	the	the	DET
inlawrev-2364	227	11	confinement	confinement	ADJ
inlawrev-2364	227	12	area	area	NOUN
inlawrev-2364	227	13	,	,	PUNCT
inlawrev-2364	227	14	substantially	substantially	ADV
inlawrev-2364	227	15	damaged	damage	VERB
inlawrev-2364	227	16	the	the	DET
inlawrev-2364	227	17	feed	feed	NOUN
inlawrev-2364	227	18	supplies	supply	NOUN
inlawrev-2364	227	19	,	,	PUNCT
inlawrev-2364	227	20	and	and	CCONJ
inlawrev-2364	227	21	killed	kill	VERB
inlawrev-2364	227	22	three	three	NUM
inlawrev-2364	227	23	steers	steer	NOUN
inlawrev-2364	227	24	that	that	PRON
inlawrev-2364	227	25	were	be	AUX
inlawrev-2364	227	26	being	be	AUX
inlawrev-2364	227	27	prepared	prepare	VERB
inlawrev-2364	227	28	for	for	ADP
inlawrev-2364	227	29	future	future	ADJ
inlawrev-2364	227	30	sale	sale	NOUN
inlawrev-2364	227	31	.	.	PUNCT
inlawrev-2364	228	1	because	because	SCONJ
inlawrev-2364	228	2	there	there	PRON
inlawrev-2364	228	3	was	be	VERB
inlawrev-2364	228	4	no	no	DET
inlawrev-2364	228	5	barn	barn	NOUN
inlawrev-2364	228	6	or	or	CCONJ
inlawrev-2364	228	7	corral	corral	NOUN
inlawrev-2364	228	8	,	,	PUNCT
inlawrev-2364	228	9	the	the	DET
inlawrev-2364	228	10	remaining	remain	VERB
inlawrev-2364	228	11	seventeen	seventeen	NUM
inlawrev-2364	228	12	steers	steer	NOUN
inlawrev-2364	228	13	were	be	AUX
inlawrev-2364	228	14	put	put	VERB
inlawrev-2364	228	15	on	on	ADP
inlawrev-2364	228	16	range	range	NOUN
inlawrev-2364	228	17	pasture	pasture	NOUN
inlawrev-2364	228	18	instead	instead	ADV
inlawrev-2364	228	19	of	of	ADP
inlawrev-2364	228	20	the	the	DET
inlawrev-2364	228	21	more	more	ADV
inlawrev-2364	228	22	advantageous	advantageous	ADJ
inlawrev-2364	228	23	special	special	ADJ
inlawrev-2364	228	24	grain	grain	NOUN
inlawrev-2364	228	25	fattening	fatten	VERB
inlawrev-2364	228	26	ration	ration	NOUN
inlawrev-2364	228	27	.	.	PUNCT
inlawrev-2364	229	1	the	the	DET
inlawrev-2364	229	2	change	change	NOUN
inlawrev-2364	229	3	in	in	ADP
inlawrev-2364	229	4	diet	diet	NOUN
inlawrev-2364	229	5	and	and	CCONJ
inlawrev-2364	229	6	location	location	NOUN
inlawrev-2364	229	7	caused	cause	VERB
inlawrev-2364	229	8	the	the	DET
inlawrev-2364	229	9	cattle	cattle	NOUN
inlawrev-2364	229	10	to	to	PART
inlawrev-2364	229	11	rapidly	rapidly	ADV
inlawrev-2364	229	12	lose	lose	VERB
inlawrev-2364	229	13	weight	weight	NOUN
inlawrev-2364	229	14	.	.	PUNCT
inlawrev-2364	230	1	williams	williams	PROPN
inlawrev-2364	230	2	felt	feel	VERB
inlawrev-2364	230	3	that	that	SCONJ
inlawrev-2364	230	4	the	the	DET
inlawrev-2364	230	5	circumstances	circumstance	NOUN
inlawrev-2364	230	6	brought	bring	VERB
inlawrev-2364	230	7	about	about	ADP
inlawrev-2364	230	8	by	by	ADP
inlawrev-2364	230	9	the	the	DET
inlawrev-2364	230	10	tornado	tornado	NOUN
inlawrev-2364	230	11	damage	damage	NOUN
inlawrev-2364	230	12	dictated	dictate	VERB
inlawrev-2364	230	13	immediate	immediate	ADJ
inlawrev-2364	230	14	sale	sale	NOUN
inlawrev-2364	230	15	of	of	ADP
inlawrev-2364	230	16	the	the	DET
inlawrev-2364	230	17	remaining	remain	VERB
inlawrev-2364	230	18	seventeen	seventeen	NUM
inlawrev-2364	230	19	steers	steer	NOUN
inlawrev-2364	230	20	,	,	PUNCT
inlawrev-2364	230	21	even	even	ADV
inlawrev-2364	230	22	though	though	SCONJ
inlawrev-2364	230	23	they	they	PRON
inlawrev-2364	230	24	had	have	AUX
inlawrev-2364	230	25	not	not	PART
inlawrev-2364	230	26	yet	yet	ADV
inlawrev-2364	230	27	reached	reach	VERB
inlawrev-2364	230	28	their	their	PRON
inlawrev-2364	230	29	maximum	maximum	ADJ
inlawrev-2364	230	30	weight	weight	NOUN
inlawrev-2364	230	31	.	.	PUNCT
inlawrev-2364	231	1	the	the	DET
inlawrev-2364	231	2	sale	sale	NOUN
inlawrev-2364	231	3	resulted	result	VERB
inlawrev-2364	231	4	in	in	ADP
inlawrev-2364	231	5	a	a	DET
inlawrev-2364	231	6	loss	loss	NOUN
inlawrev-2364	231	7	of	of	ADP
inlawrev-2364	231	8	profit	profit	NOUN
inlawrev-2364	231	9	.	.	PUNCT
inlawrev-2364	232	1	farmers	farmer	NOUN
inlawrev-2364	232	2	mutual	mutual	ADV
inlawrev-2364	232	3	paid	pay	VERB
inlawrev-2364	232	4	the	the	DET
inlawrev-2364	232	5	claim	claim	NOUN
inlawrev-2364	232	6	for	for	ADP
inlawrev-2364	232	7	the	the	DET
inlawrev-2364	232	8	barn	barn	NOUN
inlawrev-2364	232	9	,	,	PUNCT
inlawrev-2364	232	10	the	the	DET
inlawrev-2364	232	11	confinement	confinement	ADJ
inlawrev-2364	232	12	area	area	NOUN
inlawrev-2364	232	13	,	,	PUNCT
inlawrev-2364	232	14	the	the	DET
inlawrev-2364	232	15	damaged	damage	VERB
inlawrev-2364	232	16	grain	grain	NOUN
inlawrev-2364	232	17	,	,	PUNCT
inlawrev-2364	232	18	and	and	CCONJ
inlawrev-2364	232	19	the	the	DET
inlawrev-2364	232	20	three	three	NUM
inlawrev-2364	232	21	dead	dead	ADJ
inlawrev-2364	232	22	steers	steer	NOUN
inlawrev-2364	232	23	but	but	CCONJ
inlawrev-2364	232	24	contested	contest	VERB
inlawrev-2364	232	25	williams	williams	PROPN
inlawrev-2364	232	26	'	'	PART
inlawrev-2364	232	27	claim	claim	NOUN
inlawrev-2364	232	28	for	for	ADP
inlawrev-2364	232	29	the	the	DET
inlawrev-2364	232	30	loss	loss	NOUN
inlawrev-2364	232	31	caused	cause	VERB
inlawrev-2364	232	32	by	by	ADP
inlawrev-2364	232	33	early	early	ADJ
inlawrev-2364	232	34	sale	sale	NOUN
inlawrev-2364	232	35	of	of	ADP
inlawrev-2364	232	36	the	the	DET
inlawrev-2364	232	37	remaining	remain	VERB
inlawrev-2364	232	38	seventeen	seventeen	NUM
inlawrev-2364	232	39	head	head	NOUN
inlawrev-2364	232	40	of	of	ADP
inlawrev-2364	232	41	cattle	cattle	NOUN
inlawrev-2364	232	42	,	,	PUNCT
inlawrev-2364	232	43	contending	contend	VERB
inlawrev-2364	232	44	that	that	SCONJ
inlawrev-2364	232	45	the	the	DET
inlawrev-2364	232	46	insurance	insurance	NOUN
inlawrev-2364	232	47	policy	policy	NOUN
inlawrev-2364	232	48	indemnified	indemnify	VERB
inlawrev-2364	232	49	against	against	ADP
inlawrev-2364	232	50	direct	direct	ADJ
inlawrev-2364	232	51	loss	loss	NOUN
inlawrev-2364	232	52	only	only	ADV
inlawrev-2364	232	53	.	.	PUNCT
inlawrev-2364	233	1	the	the	DET
inlawrev-2364	233	2	stipulated	stipulate	VERB
inlawrev-2364	233	3	damages	damage	NOUN
inlawrev-2364	233	4	of	of	ADP
inlawrev-2364	233	5	$	$	SYM
inlawrev-2364	233	6	2,400	2,400	NUM
inlawrev-2364	233	7	were	be	AUX
inlawrev-2364	233	8	awarded	award	VERB
inlawrev-2364	233	9	williams	williams	PROPN
inlawrev-2364	233	10	by	by	ADP
inlawrev-2364	233	11	the	the	DET
inlawrev-2364	233	12	trial	trial	NOUN
inlawrev-2364	233	13	court	court	NOUN
inlawrev-2364	233	14	,	,	PUNCT
inlawrev-2364	233	15	and	and	CCONJ
inlawrev-2364	233	16	the	the	DET
inlawrev-2364	233	17	judgment	judgment	NOUN
inlawrev-2364	233	18	was	be	AUX
inlawrev-2364	233	19	affirmed	affirm	VERB
inlawrev-2364	233	20	by	by	ADP
inlawrev-2364	233	21	the	the	DET
inlawrev-2364	233	22	court	court	NOUN
inlawrev-2364	233	23	of	of	ADP
inlawrev-2364	233	24	appeals	appeal	NOUN
inlawrev-2364	233	25	.	.	PUNCT
inlawrev-2364	234	1	the	the	DET
inlawrev-2364	234	2	court	court	NOUN
inlawrev-2364	234	3	noted	note	VERB
inlawrev-2364	234	4	that	that	SCONJ
inlawrev-2364	234	5	the	the	DET
inlawrev-2364	234	6	term	term	NOUN
inlawrev-2364	234	7	"	"	PUNCT
inlawrev-2364	234	8	direct	direct	ADJ
inlawrev-2364	234	9	"	"	PUNCT
inlawrev-2364	234	10	was	be	AUX
inlawrev-2364	234	11	not	not	PART
inlawrev-2364	234	12	defined	define	VERB
inlawrev-2364	234	13	within	within	ADP
inlawrev-2364	234	14	the	the	DET
inlawrev-2364	234	15	policy	policy	NOUN
inlawrev-2364	234	16	language	language	NOUN
inlawrev-2364	234	17	.	.	PUNCT
inlawrev-2364	235	1	"^	"^	AUX
inlawrev-2364	235	2	the	the	DET
inlawrev-2364	235	3	holding	holding	NOUN
inlawrev-2364	235	4	that	that	SCONJ
inlawrev-2364	235	5	"	"	PUNCT
inlawrev-2364	235	6	direct	direct	ADJ
inlawrev-2364	235	7	"	"	PUNCT
inlawrev-2364	235	8	was	be	AUX
inlawrev-2364	235	9	an	an	DET
inlawrev-2364	235	10	ambiguous	ambiguous	ADJ
inlawrev-2364	235	11	loaned	loan	VERB
inlawrev-2364	235	12	to	to	ADP
inlawrev-2364	235	13	any	any	DET
inlawrev-2364	235	14	person	person	NOUN
inlawrev-2364	235	15	or	or	CCONJ
inlawrev-2364	235	16	organization	organization	NOUN
inlawrev-2364	235	17	,	,	PUNCT
inlawrev-2364	235	18	other	other	ADJ
inlawrev-2364	235	19	than	than	ADP
inlawrev-2364	235	20	the	the	DET
inlawrev-2364	235	21	name	name	NOUN
inlawrev-2364	235	22	insured	insure	VERB
inlawrev-2364	235	23	,	,	PUNCT
inlawrev-2364	235	24	engaged	engage	VERB
inlawrev-2364	235	25	in	in	ADP
inlawrev-2364	235	26	the	the	DET
inlawrev-2364	235	27	business	business	NOUN
inlawrev-2364	235	28	of	of	ADP
inlawrev-2364	235	29	transporting	transport	VERB
inlawrev-2364	235	30	property	property	NOUN
inlawrev-2364	235	31	by	by	ADP
inlawrev-2364	235	32	automobile	automobile	NOUN
inlawrev-2364	235	33	for	for	ADP
inlawrev-2364	235	34	others	other	NOUN
inlawrev-2364	235	35	,	,	PUNCT
inlawrev-2364	235	36	or	or	CCONJ
inlawrev-2364	235	37	any	any	DET
inlawrev-2364	235	38	hired	hire	VERB
inlawrev-2364	235	39	private	private	ADJ
inlawrev-2364	235	40	passenger	passenger	NOUN
inlawrev-2364	235	41	automobile	automobile	NOUN
inlawrev-2364	235	42	insured	insure	VERB
inlawrev-2364	235	43	on	on	ADP
inlawrev-2364	235	44	the	the	DET
inlawrev-2364	235	45	"	"	PUNCT
inlawrev-2364	235	46	cost	cost	NOUN
inlawrev-2364	235	47	of	of	ADP
inlawrev-2364	235	48	hire	hire	NOUN
inlawrev-2364	235	49	"	"	PUNCT
inlawrev-2364	235	50	basis	basis	NOUN
inlawrev-2364	235	51	,	,	PUNCT
inlawrev-2364	235	52	or	or	CCONJ
inlawrev-2364	235	53	any	any	DET
inlawrev-2364	235	54	non	non	ADJ
inlawrev-2364	235	55	-	-	ADJ
inlawrev-2364	235	56	owned	own	VERB
inlawrev-2364	235	57	automobile	automobile	NOUN
inlawrev-2364	235	58	,	,	PUNCT
inlawrev-2364	235	59	the	the	DET
inlawrev-2364	235	60	insurance	insurance	NOUN
inlawrev-2364	235	61	shall	shall	AUX
inlawrev-2364	235	62	be	be	AUX
inlawrev-2364	235	63	excess	excess	ADJ
inlawrev-2364	235	64	insurance	insurance	NOUN
inlawrev-2364	235	65	over	over	ADP
inlawrev-2364	235	66	any	any	DET
inlawrev-2364	235	67	other	other	ADJ
inlawrev-2364	235	68	valid	valid	ADJ
inlawrev-2364	235	69	and	and	CCONJ
inlawrev-2364	235	70	collectible	collectible	ADJ
inlawrev-2364	235	71	insurance	insurance	NOUN
inlawrev-2364	235	72	.	.	PUNCT
inlawrev-2364	236	1	372	372	NUM
inlawrev-2364	236	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	236	3	at	at	ADP
inlawrev-2364	236	4	510	510	NUM
inlawrev-2364	236	5	.	.	PUNCT
inlawrev-2364	237	1	"	"	PUNCT
inlawrev-2364	237	2	385	385	NUM
inlawrev-2364	237	3	n.e.2d	n.e.2d	NOUN
inlawrev-2364	237	4	at	at	ADP
inlawrev-2364	237	5	452	452	NUM
inlawrev-2364	237	6	.	.	PUNCT
inlawrev-2364	238	1	see	see	VERB
inlawrev-2364	238	2	generally	generally	ADV
inlawrev-2364	238	3	j.	j.	PROPN
inlawrev-2364	238	4	appelman	appelman	PROPN
inlawrev-2364	238	5	,	,	PUNCT
inlawrev-2364	238	6	8	8	NUM
inlawrev-2364	238	7	insurance	insurance	NOUN
inlawrev-2364	238	8	law	law	NOUN
inlawrev-2364	238	9	&	&	CCONJ
inlawrev-2364	238	10	practice	practice	VERB
inlawrev-2364	238	11	§	§	PROPN
inlawrev-2364	238	12	4914	4914	NUM
inlawrev-2364	238	13	(	(	PUNCT
inlawrev-2364	238	14	rev	rev	PROPN
inlawrev-2364	238	15	.	.	PROPN
inlawrev-2364	239	1	ed	ed	NOUN
inlawrev-2364	239	2	.	.	PROPN
inlawrev-2364	239	3	1962	1962	NUM
inlawrev-2364	239	4	)	)	PUNCT
inlawrev-2364	239	5	.	.	PUNCT
inlawrev-2364	240	1	ryder	ryder	PROPN
inlawrev-2364	240	2	was	be	AUX
inlawrev-2364	240	3	,	,	PUNCT
inlawrev-2364	240	4	in	in	ADP
inlawrev-2364	240	5	effect	effect	NOUN
inlawrev-2364	240	6	,	,	PUNCT
inlawrev-2364	240	7	a	a	DET
inlawrev-2364	240	8	self	self	NOUN
inlawrev-2364	240	9	-	-	PUNCT
inlawrev-2364	240	10	insurer	insurer	NOUN
inlawrev-2364	240	11	for	for	ADP
inlawrev-2364	240	12	the	the	DET
inlawrev-2364	240	13	deductible	deductible	ADJ
inlawrev-2364	240	14	amount	amount	NOUN
inlawrev-2364	240	15	.	.	PUNCT
inlawrev-2364	241	1	*	*	NOUN
inlawrev-2364	241	2	^386	^386	VERB
inlawrev-2364	241	3	n.e.2d	n.e.2d	X
inlawrev-2364	241	4	950	950	NUM
inlawrev-2364	241	5	(	(	PUNCT
inlawrev-2364	241	6	ind	ind	NOUN
inlawrev-2364	241	7	.	.	PUNCT
inlawrev-2364	242	1	ct	ct	PROPN
inlawrev-2364	242	2	.	.	PUNCT
inlawrev-2364	243	1	app	app	PROPN
inlawrev-2364	243	2	.	.	PROPN
inlawrev-2364	243	3	1979	1979	NUM
inlawrev-2364	243	4	)	)	PUNCT
inlawrev-2364	243	5	.	.	PUNCT
inlawrev-2364	244	1	«	«	PUNCT
inlawrev-2364	244	2	m	m	NOUN
inlawrev-2364	244	3	at	at	ADP
inlawrev-2364	244	4	952	952	NUM
inlawrev-2364	244	5	.	.	PUNCT
inlawrev-2364	244	6	1980	1980	NUM
inlawrev-2364	244	7	]	]	PUNCT
inlawrev-2364	244	8	survey	survey	NOUN
inlawrev-2364	244	9	-	-	PUNCT
inlawrev-2364	244	10	insurance	insurance	NOUN
inlawrev-2364	244	11	289	289	NUM
inlawrev-2364	244	12	term	term	NOUN
inlawrev-2364	244	13	was	be	AUX
inlawrev-2364	244	14	reinforced	reinforce	VERB
inlawrev-2364	244	15	by	by	ADP
inlawrev-2364	244	16	the	the	DET
inlawrev-2364	244	17	testimony	testimony	NOUN
inlawrev-2364	244	18	of	of	ADP
inlawrev-2364	244	19	the	the	DET
inlawrev-2364	244	20	president	president	NOUN
inlawrev-2364	244	21	of	of	ADP
inlawrev-2364	244	22	farmers	farmer	NOUN
inlawrev-2364	244	23	mutual	mutual	ADJ
inlawrev-2364	244	24	aid	aid	NOUN
inlawrev-2364	244	25	association	association	NOUN
inlawrev-2364	244	26	that	that	SCONJ
inlawrev-2364	244	27	the	the	DET
inlawrev-2364	244	28	term	term	NOUN
inlawrev-2364	244	29	"	"	PUNCT
inlawrev-2364	244	30	direct	direct	ADJ
inlawrev-2364	244	31	"	"	PUNCT
inlawrev-2364	244	32	could	could	AUX
inlawrev-2364	244	33	not	not	PART
inlawrev-2364	244	34	be	be	AUX
inlawrev-2364	244	35	precisely	precisely	ADV
inlawrev-2364	244	36	defined/	defined/	NUM
inlawrev-2364	244	37	*	*	NOUN
inlawrev-2364	244	38	*	*	NOUN
inlawrev-2364	244	39	the	the	DET
inlawrev-2364	244	40	balance	balance	NOUN
inlawrev-2364	244	41	then	then	ADV
inlawrev-2364	244	42	tipped	tip	VERB
inlawrev-2364	244	43	in	in	ADP
inlawrev-2364	244	44	favor	favor	NOUN
inlawrev-2364	244	45	of	of	ADP
inlawrev-2364	244	46	the	the	DET
inlawrev-2364	244	47	insured	insure	VERB
inlawrev-2364	244	48	as	as	SCONJ
inlawrev-2364	244	49	the	the	DET
inlawrev-2364	244	50	court	court	NOUN
inlawrev-2364	244	51	concluded	conclude	VERB
inlawrev-2364	244	52	that	that	SCONJ
inlawrev-2364	244	53	if	if	SCONJ
inlawrev-2364	244	54	an	an	DET
inlawrev-2364	244	55	expert	expert	NOUN
inlawrev-2364	244	56	could	could	AUX
inlawrev-2364	244	57	not	not	PART
inlawrev-2364	244	58	define	define	VERB
inlawrev-2364	244	59	the	the	DET
inlawrev-2364	244	60	term	term	NOUN
inlawrev-2364	244	61	"	"	PUNCT
inlawrev-2364	244	62	direct	direct	ADJ
inlawrev-2364	244	63	,	,	PUNCT
inlawrev-2364	244	64	"	"	PUNCT
inlawrev-2364	244	65	it	it	PRON
inlawrev-2364	244	66	was	be	AUX
inlawrev-2364	244	67	reasonable	reasonable	ADJ
inlawrev-2364	244	68	to	to	PART
inlawrev-2364	244	69	expect	expect	VERB
inlawrev-2364	244	70	a	a	DET
inlawrev-2364	244	71	layman	layman	NOUN
inlawrev-2364	244	72	to	to	PART
inlawrev-2364	244	73	have	have	VERB
inlawrev-2364	244	74	an	an	DET
inlawrev-2364	244	75	understanding	understanding	NOUN
inlawrev-2364	244	76	different	different	ADJ
inlawrev-2364	244	77	from	from	ADP
inlawrev-2364	244	78	that	that	PRON
inlawrev-2364	244	79	of	of	ADP
inlawrev-2364	244	80	the	the	DET
inlawrev-2364	244	81	insurer	insurer	NOUN
inlawrev-2364	244	82	.	.	PUNCT
inlawrev-2364	245	1	"^	"^	PUNCT
inlawrev-2364	245	2	the	the	DET
inlawrev-2364	245	3	court	court	NOUN
inlawrev-2364	245	4	felt	feel	VERB
inlawrev-2364	245	5	it	it	PRON
inlawrev-2364	245	6	was	be	AUX
inlawrev-2364	245	7	required	require	VERB
inlawrev-2364	245	8	to	to	PART
inlawrev-2364	245	9	interpret	interpret	VERB
inlawrev-2364	245	10	the	the	DET
inlawrev-2364	245	11	ambiguous	ambiguous	ADJ
inlawrev-2364	245	12	term	term	NOUN
inlawrev-2364	245	13	in	in	ADP
inlawrev-2364	245	14	favor	favor	NOUN
inlawrev-2364	245	15	of	of	ADP
inlawrev-2364	245	16	the	the	DET
inlawrev-2364	245	17	insured	insure	VERB
inlawrev-2364	245	18	and	and	CCONJ
inlawrev-2364	245	19	reasoned	reason	VERB
inlawrev-2364	245	20	that	that	SCONJ
inlawrev-2364	245	21	williams	williams	PROPN
inlawrev-2364	245	22	'	'	PART
inlawrev-2364	245	23	reasonable	reasonable	ADJ
inlawrev-2364	245	24	expectation	expectation	NOUN
inlawrev-2364	245	25	was	be	AUX
inlawrev-2364	245	26	of	of	ADP
inlawrev-2364	245	27	coverage	coverage	NOUN
inlawrev-2364	245	28	for	for	ADP
inlawrev-2364	245	29	the	the	DET
inlawrev-2364	245	30	loss	loss	NOUN
inlawrev-2364	245	31	.	.	PUNCT
inlawrev-2364	245	32	'	'	PUNCT
inlawrev-2364	245	33	"	"	PUNCT
inlawrev-2364	246	1	williams	williams	PROPN
inlawrev-2364	246	2	felt	feel	VERB
inlawrev-2364	246	3	it	it	PRON
inlawrev-2364	246	4	would	would	AUX
inlawrev-2364	246	5	take	take	VERB
inlawrev-2364	246	6	from	from	ADP
inlawrev-2364	246	7	two	two	NUM
inlawrev-2364	246	8	to	to	PART
inlawrev-2364	246	9	four	four	NUM
inlawrev-2364	246	10	weeks	week	NOUN
inlawrev-2364	246	11	to	to	PART
inlawrev-2364	246	12	reverse	reverse	VERB
inlawrev-2364	246	13	the	the	DET
inlawrev-2364	246	14	declining	decline	VERB
inlawrev-2364	246	15	condition	condition	NOUN
inlawrev-2364	246	16	of	of	ADP
inlawrev-2364	246	17	the	the	DET
inlawrev-2364	246	18	cattle	cattle	NOUN
inlawrev-2364	246	19	;	;	PUNCT
inlawrev-2364	246	20	another	another	DET
inlawrev-2364	246	21	expert	expert	NOUN
inlawrev-2364	246	22	offered	offer	VERB
inlawrev-2364	246	23	the	the	DET
inlawrev-2364	246	24	same	same	ADJ
inlawrev-2364	246	25	conclusion.^	conclusion.^	NOUN
inlawrev-2364	246	26	'	'	PUNCT
inlawrev-2364	246	27	the	the	DET
inlawrev-2364	246	28	decision	decision	NOUN
inlawrev-2364	246	29	made	make	VERB
inlawrev-2364	246	30	by	by	ADP
inlawrev-2364	246	31	the	the	DET
inlawrev-2364	246	32	insured	insure	VERB
inlawrev-2364	246	33	to	to	PART
inlawrev-2364	246	34	sell	sell	VERB
inlawrev-2364	246	35	the	the	DET
inlawrev-2364	246	36	cattle	cattle	NOUN
inlawrev-2364	246	37	was	be	AUX
inlawrev-2364	246	38	brought	bring	VERB
inlawrev-2364	246	39	about	about	ADP
inlawrev-2364	246	40	by	by	ADP
inlawrev-2364	246	41	their	their	PRON
inlawrev-2364	246	42	immediate	immediate	ADJ
inlawrev-2364	246	43	weight	weight	NOUN
inlawrev-2364	246	44	loss	loss	NOUN
inlawrev-2364	246	45	and	and	CCONJ
inlawrev-2364	246	46	by	by	ADP
inlawrev-2364	246	47	other	other	ADJ
inlawrev-2364	246	48	conditions	condition	NOUN
inlawrev-2364	246	49	caused	cause	VERB
inlawrev-2364	246	50	by	by	ADP
inlawrev-2364	246	51	the	the	DET
inlawrev-2364	246	52	tornado	tornado	NOUN
inlawrev-2364	246	53	.	.	PUNCT
inlawrev-2364	247	1	thus	thus	ADV
inlawrev-2364	247	2	,	,	PUNCT
inlawrev-2364	247	3	the	the	DET
inlawrev-2364	247	4	analysis	analysis	NOUN
inlawrev-2364	247	5	of	of	ADP
inlawrev-2364	247	6	williams	williams	PROPN
inlawrev-2364	247	7	'	'	PART
inlawrev-2364	247	8	monetary	monetary	ADJ
inlawrev-2364	247	9	loss	loss	NOUN
inlawrev-2364	247	10	followed	follow	VERB
inlawrev-2364	247	11	the	the	DET
inlawrev-2364	247	12	traditional	traditional	ADJ
inlawrev-2364	247	13	"	"	PUNCT
inlawrev-2364	247	14	but	but	CCONJ
inlawrev-2364	247	15	for	for	ADP
inlawrev-2364	247	16	"	"	PUNCT
inlawrev-2364	247	17	reasoning	reasoning	NOUN
inlawrev-2364	247	18	of	of	ADP
inlawrev-2364	247	19	tort	tort	NOUN
inlawrev-2364	247	20	law	law	NOUN
inlawrev-2364	247	21	,	,	PUNCT
inlawrev-2364	247	22	resulting	result	VERB
inlawrev-2364	247	23	in	in	ADP
inlawrev-2364	247	24	an	an	DET
inlawrev-2364	247	25	insurance	insurance	NOUN
inlawrev-2364	247	26	payment	payment	NOUN
inlawrev-2364	247	27	for	for	ADP
inlawrev-2364	247	28	property	property	NOUN
inlawrev-2364	247	29	damage	damage	NOUN
inlawrev-2364	247	30	as	as	ADV
inlawrev-2364	247	31	well	well	ADV
inlawrev-2364	247	32	as	as	ADP
inlawrev-2364	247	33	for	for	ADP
inlawrev-2364	247	34	additional	additional	ADJ
inlawrev-2364	247	35	consequential	consequential	ADJ
inlawrev-2364	247	36	loss	loss	NOUN
inlawrev-2364	247	37	.	.	PUNCT
inlawrev-2364	248	1	the	the	DET
inlawrev-2364	248	2	result	result	NOUN
inlawrev-2364	248	3	reflects	reflect	VERB
inlawrev-2364	248	4	the	the	DET
inlawrev-2364	248	5	growing	grow	VERB
inlawrev-2364	248	6	trend	trend	NOUN
inlawrev-2364	248	7	of	of	ADP
inlawrev-2364	248	8	courts	court	NOUN
inlawrev-2364	248	9	to	to	PART
inlawrev-2364	248	10	favor	favor	VERB
inlawrev-2364	248	11	the	the	DET
inlawrev-2364	248	12	insured	insure	VERB
inlawrev-2364	248	13	when	when	SCONJ
inlawrev-2364	248	14	disputes	dispute	NOUN
inlawrev-2364	248	15	over	over	ADP
inlawrev-2364	248	16	policy	policy	NOUN
inlawrev-2364	248	17	language	language	NOUN
inlawrev-2364	248	18	arise	arise	VERB
inlawrev-2364	248	19	and	and	CCONJ
inlawrev-2364	248	20	broadens	broaden	VERB
inlawrev-2364	248	21	the	the	DET
inlawrev-2364	248	22	potential	potential	ADJ
inlawrev-2364	248	23	recovery	recovery	NOUN
inlawrev-2364	248	24	in	in	ADP
inlawrev-2364	248	25	similar	similar	ADJ
inlawrev-2364	248	26	future	future	ADJ
inlawrev-2364	248	27	occurrences	occurrence	NOUN
inlawrev-2364	248	28	.	.	PUNCT
inlawrev-2364	249	1	d.	d.	PROPN
inlawrev-2364	249	2	construction	construction	NOUN
inlawrev-2364	249	3	agreements	agreement	NOUN
inlawrev-2364	249	4	in	in	ADP
inlawrev-2364	249	5	morsches	morsche	NOUN
inlawrev-2364	249	6	lumber	lumber	PROPN
inlawrev-2364	249	7	,	,	PUNCT
inlawrev-2364	249	8	inc	inc	PROPN
inlawrev-2364	249	9	.	.	PROPN
inlawrev-2364	250	1	v.	v.	ADP
inlawrev-2364	250	2	probst,^^	probst,^^	NOUN
inlawrev-2364	251	1	it	it	PRON
inlawrev-2364	251	2	was	be	AUX
inlawrev-2364	251	3	held	hold	VERB
inlawrev-2364	251	4	that	that	SCONJ
inlawrev-2364	251	5	an	an	DET
inlawrev-2364	251	6	agreement	agreement	NOUN
inlawrev-2364	251	7	to	to	PART
inlawrev-2364	251	8	provide	provide	VERB
inlawrev-2364	251	9	insurance	insurance	NOUN
inlawrev-2364	251	10	is	be	AUX
inlawrev-2364	251	11	also	also	ADV
inlawrev-2364	251	12	an	an	DET
inlawrev-2364	251	13	agreement	agreement	NOUN
inlawrev-2364	251	14	to	to	PART
inlawrev-2364	251	15	limit	limit	VERB
inlawrev-2364	251	16	the	the	DET
inlawrev-2364	251	17	recourse	recourse	NOUN
inlawrev-2364	251	18	of	of	ADP
inlawrev-2364	251	19	the	the	DET
inlawrev-2364	251	20	policy	policy	NOUN
inlawrev-2364	251	21	owner	owner	NOUN
inlawrev-2364	251	22	to	to	ADP
inlawrev-2364	251	23	its	its	PRON
inlawrev-2364	251	24	proceeds	proceed	NOUN
inlawrev-2364	251	25	only	only	ADV
inlawrev-2364	251	26	,	,	PUNCT
inlawrev-2364	251	27	even	even	ADV
inlawrev-2364	251	28	though	though	SCONJ
inlawrev-2364	251	29	the	the	DET
inlawrev-2364	251	30	loss	loss	NOUN
inlawrev-2364	251	31	may	may	AUX
inlawrev-2364	251	32	be	be	AUX
inlawrev-2364	251	33	caused	cause	VERB
inlawrev-2364	251	34	by	by	ADP
inlawrev-2364	251	35	negligence	negligence	NOUN
inlawrev-2364	251	36	of	of	ADP
inlawrev-2364	251	37	the	the	DET
inlawrev-2364	251	38	other	other	ADJ
inlawrev-2364	251	39	party	party	NOUN
inlawrev-2364	251	40	.^^	.^^	PUNCT
inlawrev-2364	252	1	the	the	DET
inlawrev-2364	252	2	result	result	NOUN
inlawrev-2364	252	3	should	should	AUX
inlawrev-2364	252	4	encourage	encourage	VERB
inlawrev-2364	252	5	caution	caution	NOUN
inlawrev-2364	252	6	when	when	SCONJ
inlawrev-2364	252	7	an	an	DET
inlawrev-2364	252	8	insurance	insurance	NOUN
inlawrev-2364	252	9	allocation	allocation	NOUN
inlawrev-2364	252	10	agreement	agreement	NOUN
inlawrev-2364	252	11	is	be	AUX
inlawrev-2364	252	12	part	part	NOUN
inlawrev-2364	252	13	of	of	ADP
inlawrev-2364	252	14	a	a	DET
inlawrev-2364	252	15	construction	construction	NOUN
inlawrev-2364	252	16	contract	contract	NOUN
inlawrev-2364	252	17	.	.	PUNCT
inlawrev-2364	253	1	morsches	morsche	NOUN
inlawrev-2364	253	2	lumber	lumber	PROPN
inlawrev-2364	253	3	,	,	PUNCT
inlawrev-2364	253	4	inc	inc	PROPN
inlawrev-2364	253	5	.	.	PROPN
inlawrev-2364	253	6	built	build	VERB
inlawrev-2364	253	7	a	a	DET
inlawrev-2364	253	8	cattle	cattle	NOUN
inlawrev-2364	253	9	pole	pole	NOUN
inlawrev-2364	253	10	barn	barn	VERB
inlawrev-2364	253	11	for	for	ADP
inlawrev-2364	253	12	walter	walter	PROPN
inlawrev-2364	253	13	f.	f.	PROPN
inlawrev-2364	253	14	probst	probst	PROPN
inlawrev-2364	253	15	.	.	PUNCT
inlawrev-2364	254	1	the	the	DET
inlawrev-2364	254	2	construction	construction	NOUN
inlawrev-2364	254	3	agreement	agreement	NOUN
inlawrev-2364	254	4	entered	enter	VERB
inlawrev-2364	254	5	into	into	ADP
inlawrev-2364	254	6	by	by	ADP
inlawrev-2364	254	7	the	the	DET
inlawrev-2364	254	8	two	two	NUM
inlawrev-2364	254	9	parties	party	NOUN
inlawrev-2364	254	10	required	require	VERB
inlawrev-2364	254	11	probst	probst	NOUN
inlawrev-2364	254	12	to	to	PART
inlawrev-2364	254	13	insure	insure	VERB
inlawrev-2364	254	14	for	for	ADP
inlawrev-2364	254	15	fire	fire	NOUN
inlawrev-2364	254	16	and	and	CCONJ
inlawrev-2364	254	17	windstorm	windstorm	NOUN
inlawrev-2364	254	18	damage	damage	NOUN
inlawrev-2364	254	19	and	and	CCONJ
inlawrev-2364	254	20	morsches	morsche	NOUN
inlawrev-2364	254	21	to	to	PART
inlawrev-2364	254	22	purchase	purchase	VERB
inlawrev-2364	254	23	liability	liability	NOUN
inlawrev-2364	254	24	and	and	CCONJ
inlawrev-2364	254	25	workmen	workman	NOUN
inlawrev-2364	254	26	's	's	PART
inlawrev-2364	254	27	compensation	compensation	NOUN
inlawrev-2364	254	28	insurance	insurance	NOUN
inlawrev-2364	254	29	.	.	PUNCT
inlawrev-2364	255	1	the	the	DET
inlawrev-2364	255	2	barn	barn	NOUN
inlawrev-2364	255	3	,	,	PUNCT
inlawrev-2364	255	4	partially	partially	ADV
inlawrev-2364	255	5	completed	complete	VERB
inlawrev-2364	255	6	,	,	PUNCT
inlawrev-2364	255	7	was	be	AUX
inlawrev-2364	255	8	destroyed	destroy	VERB
inlawrev-2364	255	9	in	in	ADP
inlawrev-2364	255	10	a	a	DET
inlawrev-2364	255	11	windstorm	windstorm	NOUN
inlawrev-2364	255	12	,	,	PUNCT
inlawrev-2364	255	13	and	and	CCONJ
inlawrev-2364	255	14	"	"	PUNCT
inlawrev-2364	255	15	m	m	AUX
inlawrev-2364	255	16	the	the	DET
inlawrev-2364	255	17	appellate	appellate	ADJ
inlawrev-2364	255	18	court	court	NOUN
inlawrev-2364	255	19	was	be	AUX
inlawrev-2364	255	20	required	require	VERB
inlawrev-2364	255	21	to	to	PART
inlawrev-2364	255	22	view	view	VERB
inlawrev-2364	255	23	the	the	DET
inlawrev-2364	255	24	evidence	evidence	NOUN
inlawrev-2364	255	25	in	in	ADP
inlawrev-2364	255	26	a	a	DET
inlawrev-2364	255	27	manner	manner	NOUN
inlawrev-2364	255	28	most	most	ADV
inlawrev-2364	255	29	favorable	favorable	ADJ
inlawrev-2364	255	30	to	to	ADP
inlawrev-2364	255	31	the	the	DET
inlawrev-2364	255	32	insured	insure	VERB
inlawrev-2364	255	33	and	and	CCONJ
inlawrev-2364	255	34	could	could	AUX
inlawrev-2364	255	35	not	not	PART
inlawrev-2364	255	36	reweigh	reweigh	VERB
inlawrev-2364	255	37	the	the	DET
inlawrev-2364	255	38	evidence	evidence	NOUN
inlawrev-2364	255	39	or	or	CCONJ
inlawrev-2364	255	40	the	the	DET
inlawrev-2364	255	41	credibility	credibility	NOUN
inlawrev-2364	255	42	of	of	ADP
inlawrev-2364	255	43	witnesses	witness	NOUN
inlawrev-2364	255	44	.	.	PUNCT
inlawrev-2364	256	1	i	i	PRON
inlawrev-2364	256	2	d.	d.	PROPN
inlawrev-2364	256	3	see	see	VERB
inlawrev-2364	256	4	long	long	ADV
inlawrev-2364	256	5	v.	v.	ADP
inlawrev-2364	256	6	johnson	johnson	PROPN
inlawrev-2364	256	7	,	,	PUNCT
inlawrev-2364	256	8	381	381	NUM
inlawrev-2364	256	9	n.e.2d	n.e.2d	NOUN
inlawrev-2364	256	10	93	93	NUM
inlawrev-2364	256	11	(	(	PUNCT
inlawrev-2364	256	12	ind	ind	NOUN
inlawrev-2364	256	13	.	.	PUNCT
inlawrev-2364	257	1	ct	ct	PROPN
inlawrev-2364	257	2	.	.	PUNCT
inlawrev-2364	258	1	app	app	PROPN
inlawrev-2364	258	2	.	.	PROPN
inlawrev-2364	259	1	1978	1978	NUM
inlawrev-2364	259	2	)	)	PUNCT
inlawrev-2364	259	3	.	.	PUNCT
inlawrev-2364	260	1	also	also	ADV
inlawrev-2364	260	2	,	,	PUNCT
inlawrev-2364	260	3	"	"	PUNCT
inlawrev-2364	260	4	direct	direct	ADJ
inlawrev-2364	260	5	"	"	PUNCT
inlawrev-2364	260	6	was	be	AUX
inlawrev-2364	260	7	an	an	DET
inlawrev-2364	260	8	ambiguous	ambiguous	ADJ
inlawrev-2364	260	9	term	term	NOUN
inlawrev-2364	260	10	because	because	SCONJ
inlawrev-2364	260	11	reasonably	reasonably	ADV
inlawrev-2364	260	12	intelligent	intelligent	ADJ
inlawrev-2364	260	13	men	man	NOUN
inlawrev-2364	260	14	could	could	AUX
inlawrev-2364	260	15	honestly	honestly	ADV
inlawrev-2364	260	16	differ	differ	VERB
inlawrev-2364	260	17	as	as	ADP
inlawrev-2364	260	18	to	to	ADP
inlawrev-2364	260	19	its	its	PRON
inlawrev-2364	260	20	meaning	meaning	NOUN
inlawrev-2364	260	21	.	.	PUNCT
inlawrev-2364	261	1	386	386	NUM
inlawrev-2364	261	2	n.e.2d	n.e.2d	NOUN
inlawrev-2364	261	3	at	at	ADP
inlawrev-2364	261	4	952	952	NUM
inlawrev-2364	261	5	(	(	PUNCT
inlawrev-2364	261	6	citing	cite	VERB
inlawrev-2364	261	7	utica	utica	PROPN
inlawrev-2364	261	8	mut	mut	PROPN
inlawrev-2364	261	9	.	.	PUNCT
inlawrev-2364	262	1	ins	ins	PROPN
inlawrev-2364	262	2	.	.	PUNCT
inlawrev-2364	262	3	co.	co.	PROPN
inlawrev-2364	262	4	v.	v.	ADP
inlawrev-2364	262	5	ueding	uede	VERB
inlawrev-2364	262	6	,	,	PUNCT
inlawrev-2364	262	7	370	370	NUM
inlawrev-2364	262	8	n.e.2d	n.e.2d	NOUN
inlawrev-2364	262	9	373	373	NUM
inlawrev-2364	262	10	(	(	PUNCT
inlawrev-2364	262	11	ind	ind	NOUN
inlawrev-2364	262	12	.	.	PUNCT
inlawrev-2364	263	1	ct	ct	PROPN
inlawrev-2364	263	2	.	.	PUNCT
inlawrev-2364	264	1	app	app	PROPN
inlawrev-2364	264	2	.	.	PROPN
inlawrev-2364	264	3	1977	1977	NUM
inlawrev-2364	264	4	)	)	PUNCT
inlawrev-2364	264	5	)	)	PUNCT
inlawrev-2364	264	6	.	.	PUNCT
inlawrev-2364	265	1	*	*	PUNCT
inlawrev-2364	265	2	'	'	NUM
inlawrev-2364	265	3	386	386	NUM
inlawrev-2364	265	4	n.e.2d	n.e.2d	NOUN
inlawrev-2364	265	5	at	at	ADP
inlawrev-2364	265	6	952	952	NUM
inlawrev-2364	265	7	.	.	PUNCT
inlawrev-2364	265	8	''	''	PUNCT
inlawrev-2364	266	1	i	i	PROPN
inlawrev-2364	266	2	d.	d.	PROPN
inlawrev-2364	266	3	^'m	^'m	PROPN
inlawrev-2364	266	4	both	both	CCONJ
inlawrev-2364	266	5	the	the	DET
inlawrev-2364	266	6	insured	insure	VERB
inlawrev-2364	266	7	and	and	CCONJ
inlawrev-2364	266	8	a	a	DET
inlawrev-2364	266	9	veterinarian	veterinarian	NOUN
inlawrev-2364	266	10	familiar	familiar	ADJ
inlawrev-2364	266	11	with	with	ADP
inlawrev-2364	266	12	williams	williams	PROPN
inlawrev-2364	266	13	'	'	PART
inlawrev-2364	266	14	marbling	marble	VERB
inlawrev-2364	266	15	operation	operation	NOUN
inlawrev-2364	266	16	also	also	ADV
inlawrev-2364	266	17	testified	testify	VERB
inlawrev-2364	266	18	that	that	SCONJ
inlawrev-2364	266	19	the	the	DET
inlawrev-2364	266	20	usual	usual	ADJ
inlawrev-2364	266	21	means	mean	NOUN
inlawrev-2364	266	22	for	for	ADP
inlawrev-2364	266	23	caring	care	VERB
inlawrev-2364	266	24	for	for	ADP
inlawrev-2364	266	25	the	the	DET
inlawrev-2364	266	26	cattle	cattle	NOUN
inlawrev-2364	266	27	were	be	AUX
inlawrev-2364	266	28	no	no	ADV
inlawrev-2364	266	29	longer	long	ADV
inlawrev-2364	266	30	available	available	ADJ
inlawrev-2364	266	31	and	and	CCONJ
inlawrev-2364	266	32	that	that	SCONJ
inlawrev-2364	266	33	the	the	DET
inlawrev-2364	266	34	cattle	cattle	NOUN
inlawrev-2364	266	35	suffered	suffer	VERB
inlawrev-2364	266	36	rapid	rapid	ADJ
inlawrev-2364	266	37	weight	weight	NOUN
inlawrev-2364	266	38	loss	loss	NOUN
inlawrev-2364	266	39	because	because	SCONJ
inlawrev-2364	266	40	their	their	PRON
inlawrev-2364	266	41	diet	diet	NOUN
inlawrev-2364	266	42	changed	change	VERB
inlawrev-2364	266	43	to	to	ADP
inlawrev-2364	266	44	range	range	NOUN
inlawrev-2364	266	45	roughage	roughage	NOUN
inlawrev-2364	266	46	in	in	ADP
inlawrev-2364	266	47	lieu	lieu	NOUN
inlawrev-2364	266	48	of	of	ADP
inlawrev-2364	266	49	the	the	DET
inlawrev-2364	266	50	fattening	fatten	VERB
inlawrev-2364	266	51	feeds	feed	NOUN
inlawrev-2364	266	52	.	.	PUNCT
inlawrev-2364	267	1	^^388	^^388	ADJ
inlawrev-2364	267	2	n.e.2d	n.e.2d	NUM
inlawrev-2364	267	3	284	284	NUM
inlawrev-2364	267	4	(	(	PUNCT
inlawrev-2364	267	5	ind	ind	NOUN
inlawrev-2364	267	6	.	.	PUNCT
inlawrev-2364	268	1	ct	ct	PROPN
inlawrev-2364	268	2	.	.	PUNCT
inlawrev-2364	269	1	app	app	PROPN
inlawrev-2364	269	2	.	.	PROPN
inlawrev-2364	269	3	1979	1979	NUM
inlawrev-2364	269	4	)	)	PUNCT
inlawrev-2364	269	5	.	.	PUNCT
inlawrev-2364	270	1	'	'	PUNCT
inlawrev-2364	270	2	ud	ud	INTJ
inlawrev-2364	270	3	.	.	PUNCT
inlawrev-2364	271	1	at	at	ADP
inlawrev-2364	271	2	287	287	NUM
inlawrev-2364	271	3	.	.	PUNCT
inlawrev-2364	272	1	290	290	NUM
inlawrev-2364	272	2	indiana	indiana	PROPN
inlawrev-2364	272	3	la	la	PROPN
inlawrev-2364	272	4	w	w	PROPN
inlawrev-2364	272	5	review	review	PROPN
inlawrev-2364	272	6	[	[	X
inlawrev-2364	272	7	vol	vol	NOUN
inlawrev-2364	272	8	.	.	PUNCT
inlawrev-2364	272	9	13:279	13:279	NUM
inlawrev-2364	272	10	probst	probst	NOUN
inlawrev-2364	272	11	's	's	PART
inlawrev-2364	272	12	claim	claim	NOUN
inlawrev-2364	272	13	settlement	settlement	NOUN
inlawrev-2364	272	14	from	from	ADP
inlawrev-2364	272	15	his	his	PRON
inlawrev-2364	272	16	insurance	insurance	NOUN
inlawrev-2364	272	17	only	only	ADV
inlawrev-2364	272	18	covered	cover	VERB
inlawrev-2364	272	19	approximately	approximately	ADV
inlawrev-2364	272	20	seventy	seventy	NUM
inlawrev-2364	272	21	-	-	PUNCT
inlawrev-2364	272	22	five	five	NUM
inlawrev-2364	272	23	percent	percent	NOUN
inlawrev-2364	272	24	of	of	ADP
inlawrev-2364	272	25	the	the	DET
inlawrev-2364	272	26	loss	loss	NOUN
inlawrev-2364	272	27	.	.	PUNCT
inlawrev-2364	273	1	the	the	DET
inlawrev-2364	273	2	trial	trial	NOUN
inlawrev-2364	273	3	court	court	NOUN
inlawrev-2364	273	4	determined	determine	VERB
inlawrev-2364	273	5	that	that	SCONJ
inlawrev-2364	273	6	morsches	morsche	NOUN
inlawrev-2364	273	7	had	have	AUX
inlawrev-2364	273	8	been	be	AUX
inlawrev-2364	273	9	negligent	negligent	ADJ
inlawrev-2364	273	10	in	in	ADP
inlawrev-2364	273	11	the	the	DET
inlawrev-2364	273	12	construction	construction	NOUN
inlawrev-2364	273	13	of	of	ADP
inlawrev-2364	273	14	the	the	DET
inlawrev-2364	273	15	barn	barn	NOUN
inlawrev-2364	273	16	,	,	PUNCT
inlawrev-2364	273	17	that	that	SCONJ
inlawrev-2364	273	18	the	the	DET
inlawrev-2364	273	19	negligence	negligence	NOUN
inlawrev-2364	273	20	was	be	AUX
inlawrev-2364	273	21	the	the	DET
inlawrev-2364	273	22	proximate	proximate	NOUN
inlawrev-2364	273	23	cause	cause	NOUN
inlawrev-2364	273	24	of	of	ADP
inlawrev-2364	273	25	the	the	DET
inlawrev-2364	273	26	destruction	destruction	NOUN
inlawrev-2364	273	27	,	,	PUNCT
inlawrev-2364	273	28	and	and	CCONJ
inlawrev-2364	273	29	that	that	SCONJ
inlawrev-2364	273	30	probst	probst	NOUN
inlawrev-2364	273	31	was	be	AUX
inlawrev-2364	273	32	entitled	entitle	VERB
inlawrev-2364	273	33	to	to	ADP
inlawrev-2364	273	34	reimbursement	reimbursement	NOUN
inlawrev-2364	273	35	from	from	ADP
inlawrev-2364	273	36	morsches	morsche	NOUN
inlawrev-2364	273	37	of	of	ADP
inlawrev-2364	273	38	the	the	DET
inlawrev-2364	273	39	portion	portion	NOUN
inlawrev-2364	273	40	of	of	ADP
inlawrev-2364	273	41	the	the	DET
inlawrev-2364	273	42	loss	loss	NOUN
inlawrev-2364	273	43	not	not	PART
inlawrev-2364	273	44	covered	cover	VERB
inlawrev-2364	273	45	by	by	ADP
inlawrev-2364	273	46	insurance	insurance	NOUN
inlawrev-2364	273	47	.	.	PUNCT
inlawrev-2364	274	1	the	the	DET
inlawrev-2364	274	2	question	question	NOUN
inlawrev-2364	274	3	of	of	ADP
inlawrev-2364	274	4	morsches	morsche	NOUN
inlawrev-2364	274	5	'	'	PART
inlawrev-2364	274	6	negligence	negligence	NOUN
inlawrev-2364	274	7	was	be	AUX
inlawrev-2364	274	8	not	not	PART
inlawrev-2364	274	9	considered	consider	VERB
inlawrev-2364	274	10	on	on	ADP
inlawrev-2364	274	11	appeal	appeal	NOUN
inlawrev-2364	274	12	;	;	PUNCT
inlawrev-2364	274	13	instead	instead	ADV
inlawrev-2364	274	14	,	,	PUNCT
inlawrev-2364	274	15	the	the	DET
inlawrev-2364	274	16	appellate	appellate	ADJ
inlawrev-2364	274	17	court	court	NOUN
inlawrev-2364	274	18	considered	consider	VERB
inlawrev-2364	274	19	the	the	DET
inlawrev-2364	274	20	question	question	NOUN
inlawrev-2364	274	21	"	"	PUNCT
inlawrev-2364	274	22	whether	whether	SCONJ
inlawrev-2364	274	23	an	an	DET
inlawrev-2364	274	24	agreement	agreement	NOUN
inlawrev-2364	274	25	to	to	PART
inlawrev-2364	274	26	provide	provide	VERB
inlawrev-2364	274	27	insurance	insurance	NOUN
inlawrev-2364	274	28	constitutes	constitute	VERB
inlawrev-2364	274	29	an	an	DET
inlawrev-2364	274	30	agreement	agreement	NOUN
inlawrev-2364	274	31	to	to	PART
inlawrev-2364	274	32	limit	limit	VERB
inlawrev-2364	274	33	the	the	DET
inlawrev-2364	274	34	recourse	recourse	NOUN
inlawrev-2364	274	35	of	of	ADP
inlawrev-2364	274	36	the	the	DET
inlawrev-2364	274	37	party	party	NOUN
inlawrev-2364	274	38	acquiring	acquire	VERB
inlawrev-2364	274	39	the	the	DET
inlawrev-2364	274	40	policy	policy	NOUN
inlawrev-2364	274	41	solely	solely	ADV
inlawrev-2364	274	42	to	to	ADP
inlawrev-2364	274	43	its	its	PRON
inlawrev-2364	274	44	proceeds	proceed	NOUN
inlawrev-2364	274	45	even	even	ADV
inlawrev-2364	274	46	though	though	SCONJ
inlawrev-2364	274	47	the	the	DET
inlawrev-2364	274	48	loss	loss	NOUN
inlawrev-2364	274	49	may	may	AUX
inlawrev-2364	274	50	be	be	AUX
inlawrev-2364	274	51	caused	cause	VERB
inlawrev-2364	274	52	by	by	ADP
inlawrev-2364	274	53	the	the	DET
inlawrev-2364	274	54	negligence	negligence	NOUN
inlawrev-2364	274	55	of	of	ADP
inlawrev-2364	274	56	the	the	DET
inlawrev-2364	274	57	other	other	ADJ
inlawrev-2364	274	58	party	party	NOUN
inlawrev-2364	274	59	to	to	ADP
inlawrev-2364	274	60	the	the	DET
inlawrev-2364	274	61	agreement	agreement	NOUN
inlawrev-2364	274	62	.	.	PUNCT
inlawrev-2364	275	1	"^	"^	PUNCT
inlawrev-2364	275	2	"	"	PUNCT
inlawrev-2364	275	3	*	*	PUNCT
inlawrev-2364	275	4	several	several	ADJ
inlawrev-2364	275	5	decisions	decision	NOUN
inlawrev-2364	275	6	from	from	ADP
inlawrev-2364	275	7	other	other	ADJ
inlawrev-2364	275	8	jurisdictions	jurisdiction	NOUN
inlawrev-2364	275	9	were	be	AUX
inlawrev-2364	275	10	cited	cite	VERB
inlawrev-2364	275	11	by	by	ADP
inlawrev-2364	275	12	the	the	DET
inlawrev-2364	275	13	court	court	NOUN
inlawrev-2364	275	14	to	to	PART
inlawrev-2364	275	15	illustrate	illustrate	VERB
inlawrev-2364	275	16	the	the	DET
inlawrev-2364	275	17	principle	principle	NOUN
inlawrev-2364	275	18	that	that	SCONJ
inlawrev-2364	275	19	agreements	agreement	NOUN
inlawrev-2364	275	20	to	to	PART
inlawrev-2364	275	21	insure	insure	VERB
inlawrev-2364	275	22	limit	limit	NOUN
inlawrev-2364	275	23	compensation	compensation	NOUN
inlawrev-2364	275	24	to	to	ADP
inlawrev-2364	275	25	insurance	insurance	NOUN
inlawrev-2364	275	26	proceeds.^^	proceeds.^^	NOUN
inlawrev-2364	275	27	the	the	DET
inlawrev-2364	275	28	references	reference	NOUN
inlawrev-2364	275	29	by	by	ADP
inlawrev-2364	275	30	the	the	DET
inlawrev-2364	275	31	court	court	NOUN
inlawrev-2364	275	32	to	to	ADP
inlawrev-2364	275	33	two	two	NUM
inlawrev-2364	275	34	cases	case	NOUN
inlawrev-2364	275	35	are	be	AUX
inlawrev-2364	275	36	particularly	particularly	ADV
inlawrev-2364	275	37	noteworthy	noteworthy	ADJ
inlawrev-2364	275	38	.	.	PUNCT
inlawrev-2364	276	1	a	a	DET
inlawrev-2364	276	2	maryland	maryland	NOUN
inlawrev-2364	276	3	court	court	NOUN
inlawrev-2364	276	4	stated	state	VERB
inlawrev-2364	276	5	:	:	PUNCT
inlawrev-2364	276	6	[	[	X
inlawrev-2364	276	7	wjhere	wjhere	ADP
inlawrev-2364	276	8	parties	party	NOUN
inlawrev-2364	276	9	to	to	ADP
inlawrev-2364	276	10	a	a	DET
inlawrev-2364	276	11	business	business	NOUN
inlawrev-2364	276	12	transaction	transaction	NOUN
inlawrev-2364	276	13	mutually	mutually	ADV
inlawrev-2364	276	14	agree	agree	VERB
inlawrev-2364	276	15	that	that	SCONJ
inlawrev-2364	276	16	insurance	insurance	NOUN
inlawrev-2364	276	17	will	will	AUX
inlawrev-2364	276	18	be	be	AUX
inlawrev-2364	276	19	provided	provide	VERB
inlawrev-2364	276	20	as	as	ADP
inlawrev-2364	276	21	a	a	DET
inlawrev-2364	276	22	part	part	NOUN
inlawrev-2364	276	23	of	of	ADP
inlawrev-2364	276	24	the	the	DET
inlawrev-2364	276	25	bargain	bargain	NOUN
inlawrev-2364	276	26	,	,	PUNCT
inlawrev-2364	276	27	such	such	ADJ
inlawrev-2364	276	28	agreement	agreement	NOUN
inlawrev-2364	276	29	must	must	AUX
inlawrev-2364	276	30	be	be	AUX
inlawrev-2364	276	31	construed	construe	VERB
inlawrev-2364	276	32	as	as	ADP
inlawrev-2364	276	33	providing	provide	VERB
inlawrev-2364	276	34	mutual	mutual	ADJ
inlawrev-2364	276	35	exculpation	exculpation	NOUN
inlawrev-2364	276	36	to	to	ADP
inlawrev-2364	276	37	the	the	DET
inlawrev-2364	276	38	bargaining	bargaining	NOUN
inlawrev-2364	276	39	parties	party	NOUN
inlawrev-2364	276	40	who	who	PRON
inlawrev-2364	276	41	must	must	AUX
inlawrev-2364	276	42	be	be	AUX
inlawrev-2364	276	43	deemed	deem	VERB
inlawrev-2364	276	44	to	to	PART
inlawrev-2364	276	45	have	have	AUX
inlawrev-2364	276	46	agreed	agree	VERB
inlawrev-2364	276	47	to	to	PART
inlawrev-2364	276	48	look	look	VERB
inlawrev-2364	276	49	solely	solely	ADV
inlawrev-2364	276	50	to	to	ADP
inlawrev-2364	276	51	the	the	DET
inlawrev-2364	276	52	insurance	insurance	NOUN
inlawrev-2364	276	53	in	in	ADP
inlawrev-2364	276	54	the	the	DET
inlawrev-2364	276	55	event	event	NOUN
inlawrev-2364	276	56	of	of	ADP
inlawrev-2364	276	57	loss	loss	NOUN
inlawrev-2364	276	58	and	and	CCONJ
inlawrev-2364	276	59	not	not	PART
inlawrev-2364	276	60	to	to	PART
inlawrev-2364	276	61	liability	liability	NOUN
inlawrev-2364	276	62	on	on	ADP
inlawrev-2364	276	63	the	the	DET
inlawrev-2364	276	64	part	part	NOUN
inlawrev-2364	276	65	of	of	ADP
inlawrev-2364	276	66	the	the	DET
inlawrev-2364	276	67	opposing	opposing	ADJ
inlawrev-2364	276	68	party.^^	party.^^	NOUN
inlawrev-2364	276	69	a	a	DET
inlawrev-2364	276	70	similar	similar	ADJ
inlawrev-2364	276	71	holding	holding	NOUN
inlawrev-2364	276	72	was	be	AUX
inlawrev-2364	276	73	reached	reach	VERB
inlawrev-2364	276	74	by	by	ADP
inlawrev-2364	276	75	a	a	DET
inlawrev-2364	276	76	pennsylvania	pennsylvania	PROPN
inlawrev-2364	276	77	court	court	NOUN
inlawrev-2364	276	78	which	which	PRON
inlawrev-2364	276	79	held	hold	VERB
inlawrev-2364	276	80	that	that	SCONJ
inlawrev-2364	276	81	''	''	PUNCT
inlawrev-2364	276	82	in	in	ADP
inlawrev-2364	276	83	commercial	commercial	ADJ
inlawrev-2364	276	84	agreements	agreement	NOUN
inlawrev-2364	276	85	between	between	ADP
inlawrev-2364	276	86	two	two	NUM
inlawrev-2364	276	87	business	business	NOUN
inlawrev-2364	276	88	concerns	concern	NOUN
inlawrev-2364	276	89	a	a	DET
inlawrev-2364	276	90	provision	provision	NOUN
inlawrev-2364	276	91	that	that	SCONJ
inlawrev-2364	276	92	one	one	PRON
inlawrev-2364	276	93	will	will	AUX
inlawrev-2364	276	94	maintain	maintain	VERB
inlawrev-2364	276	95	insurance	insurance	NOUN
inlawrev-2364	276	96	against	against	ADP
inlawrev-2364	276	97	certain	certain	ADJ
inlawrev-2364	276	98	risks	risk	NOUN
inlawrev-2364	276	99	indicates	indicate	VERB
inlawrev-2364	276	100	an	an	DET
inlawrev-2364	276	101	intention	intention	NOUN
inlawrev-2364	276	102	to	to	PART
inlawrev-2364	276	103	grant	grant	VERB
inlawrev-2364	276	104	immunity	immunity	NOUN
inlawrev-2364	276	105	to	to	ADP
inlawrev-2364	276	106	the	the	DET
inlawrev-2364	276	107	other	other	ADJ
inlawrev-2364	276	108	from	from	ADP
inlawrev-2364	276	109	liability	liability	NOUN
inlawrev-2364	276	110	,	,	PUNCT
inlawrev-2364	276	111	even	even	ADV
inlawrev-2364	276	112	though	though	SCONJ
inlawrev-2364	276	113	loss	loss	NOUN
inlawrev-2364	276	114	is	be	AUX
inlawrev-2364	276	115	caused	cause	VERB
inlawrev-2364	276	116	by	by	ADP
inlawrev-2364	276	117	the	the	DET
inlawrev-2364	276	118	negligence	negligence	NOUN
inlawrev-2364	276	119	of	of	ADP
inlawrev-2364	276	120	the	the	DET
inlawrev-2364	276	121	other	other	ADJ
inlawrev-2364	276	122	.	.	PUNCT
inlawrev-2364	277	1	"^^	"^^	PROPN
inlawrev-2364	277	2	the	the	DET
inlawrev-2364	277	3	court	court	NOUN
inlawrev-2364	277	4	then	then	ADV
inlawrev-2364	277	5	reasoned	reason	VERB
inlawrev-2364	277	6	that	that	SCONJ
inlawrev-2364	277	7	the	the	DET
inlawrev-2364	277	8	cases	case	NOUN
inlawrev-2364	277	9	referred	refer	VERB
inlawrev-2364	277	10	to	to	PART
inlawrev-2364	277	11	dealt	dealt	VERB
inlawrev-2364	277	12	with	with	ADP
inlawrev-2364	277	13	a	a	DET
inlawrev-2364	277	14	fire	fire	NOUN
inlawrev-2364	277	15	loss	loss	NOUN
inlawrev-2364	277	16	which	which	PRON
inlawrev-2364	277	17	was	be	AUX
inlawrev-2364	277	18	more	more	ADV
inlawrev-2364	277	19	likely	likely	ADJ
inlawrev-2364	277	20	to	to	PART
inlawrev-2364	277	21	be	be	AUX
inlawrev-2364	277	22	the	the	DET
inlawrev-2364	277	23	result	result	NOUN
inlawrev-2364	277	24	of	of	ADP
inlawrev-2364	277	25	negligence	negligence	NOUN
inlawrev-2364	277	26	than	than	ADP
inlawrev-2364	277	27	a	a	DET
inlawrev-2364	277	28	windstorm	windstorm	NOUN
inlawrev-2364	277	29	;	;	PUNCT
inlawrev-2364	277	30	that	that	SCONJ
inlawrev-2364	277	31	many	many	ADJ
inlawrev-2364	277	32	of	of	ADP
inlawrev-2364	277	33	the	the	DET
inlawrev-2364	277	34	cases	case	NOUN
inlawrev-2364	277	35	were	be	AUX
inlawrev-2364	277	36	complex	complex	ADJ
inlawrev-2364	277	37	transactions	transaction	NOUN
inlawrev-2364	277	38	of	of	ADP
inlawrev-2364	277	39	which	which	PRON
inlawrev-2364	277	40	a	a	DET
inlawrev-2364	277	41	fire	fire	NOUN
inlawrev-2364	277	42	risk	risk	NOUN
inlawrev-2364	277	43	was	be	AUX
inlawrev-2364	277	44	a	a	DET
inlawrev-2364	277	45	fully	fully	ADV
inlawrev-2364	277	46	anticipated	anticipate	VERB
inlawrev-2364	277	47	risk	risk	NOUN
inlawrev-2364	277	48	,	,	PUNCT
inlawrev-2364	277	49	unlike	unlike	ADP
inlawrev-2364	277	50	the	the	DET
inlawrev-2364	277	51	instant	instant	ADJ
inlawrev-2364	277	52	case	case	NOUN
inlawrev-2364	277	53	in	in	ADP
inlawrev-2364	277	54	which	which	PRON
inlawrev-2364	277	55	the	the	DET
inlawrev-2364	277	56	transaction	transaction	NOUN
inlawrev-2364	277	57	was	be	AUX
inlawrev-2364	277	58	so	so	ADV
inlawrev-2364	277	59	simple	simple	ADJ
inlawrev-2364	277	60	that	that	SCONJ
inlawrev-2364	277	61	no	no	DET
inlawrev-2364	277	62	plans	plan	NOUN
inlawrev-2364	277	63	or	or	CCONJ
inlawrev-2364	277	64	specifica^*id	specifica^*id	NOUN
inlawrev-2364	277	65	.	.	PUNCT
inlawrev-2364	278	1	at	at	ADP
inlawrev-2364	278	2	285	285	NUM
inlawrev-2364	278	3	.	.	PUNCT
inlawrev-2364	279	1	the	the	DET
inlawrev-2364	279	2	specific	specific	ADJ
inlawrev-2364	279	3	language	language	NOUN
inlawrev-2364	279	4	of	of	ADP
inlawrev-2364	279	5	the	the	DET
inlawrev-2364	279	6	insurance	insurance	NOUN
inlawrev-2364	279	7	allocation	allocation	NOUN
inlawrev-2364	279	8	agreement	agreement	NOUN
inlawrev-2364	279	9	was	be	AUX
inlawrev-2364	279	10	not	not	PART
inlawrev-2364	279	11	stated	state	VERB
inlawrev-2364	279	12	;	;	PUNCT
inlawrev-2364	279	13	thus	thus	ADV
inlawrev-2364	279	14	,	,	PUNCT
inlawrev-2364	279	15	the	the	DET
inlawrev-2364	279	16	wording	wording	NOUN
inlawrev-2364	279	17	chosen	choose	VERB
inlawrev-2364	279	18	by	by	ADP
inlawrev-2364	279	19	the	the	DET
inlawrev-2364	279	20	court	court	NOUN
inlawrev-2364	279	21	to	to	PART
inlawrev-2364	279	22	frame	frame	VERB
inlawrev-2364	279	23	the	the	DET
inlawrev-2364	279	24	issue	issue	NOUN
inlawrev-2364	279	25	is	be	AUX
inlawrev-2364	279	26	illustrative	illustrative	ADJ
inlawrev-2364	279	27	of	of	ADP
inlawrev-2364	279	28	the	the	DET
inlawrev-2364	279	29	type	type	NOUN
inlawrev-2364	279	30	of	of	ADP
inlawrev-2364	279	31	agreement	agreement	NOUN
inlawrev-2364	279	32	involved	involve	VERB
inlawrev-2364	279	33	.	.	PUNCT
inlawrev-2364	280	1	^^id	^^id	PUNCT
inlawrev-2364	280	2	.	.	PUNCT
inlawrev-2364	281	1	at	at	ADP
inlawrev-2364	281	2	285	285	NUM
inlawrev-2364	281	3	-	-	SYM
inlawrev-2364	281	4	86	86	NUM
inlawrev-2364	281	5	.	.	PUNCT
inlawrev-2364	282	1	see	see	VERB
inlawrev-2364	282	2	newport	newport	PROPN
inlawrev-2364	282	3	news	news	PROPN
inlawrev-2364	282	4	shipbuilding	shipbuilding	PROPN
inlawrev-2364	282	5	&	&	CCONJ
inlawrev-2364	282	6	dry	dry	PROPN
inlawrev-2364	282	7	dock	dock	PROPN
inlawrev-2364	282	8	co.	co.	PROPN
inlawrev-2364	282	9	v.	v.	PROPN
inlawrev-2364	282	10	united	united	PROPN
inlawrev-2364	282	11	states	states	PROPN
inlawrev-2364	282	12	,	,	PUNCT
inlawrev-2364	282	13	34	34	NUM
inlawrev-2364	282	14	f.2d	f.2d	SYM
inlawrev-2364	282	15	100	100	NUM
inlawrev-2364	282	16	(	(	PUNCT
inlawrev-2364	282	17	4th	4th	ADJ
inlawrev-2364	282	18	cir	cir	NOUN
inlawrev-2364	282	19	.	.	PUNCT
inlawrev-2364	282	20	1929	1929	NUM
inlawrev-2364	282	21	)	)	PUNCT
inlawrev-2364	283	1	(	(	PUNCT
inlawrev-2364	283	2	indirect	indirect	ADJ
inlawrev-2364	283	3	payment	payment	NOUN
inlawrev-2364	283	4	of	of	ADP
inlawrev-2364	283	5	insurance	insurance	NOUN
inlawrev-2364	283	6	premiums	premium	NOUN
inlawrev-2364	283	7	was	be	AUX
inlawrev-2364	283	8	part	part	NOUN
inlawrev-2364	283	9	of	of	ADP
inlawrev-2364	283	10	the	the	DET
inlawrev-2364	283	11	construction	construction	NOUN
inlawrev-2364	283	12	costs	cost	NOUN
inlawrev-2364	283	13	and	and	CCONJ
inlawrev-2364	283	14	could	could	AUX
inlawrev-2364	283	15	have	have	AUX
inlawrev-2364	283	16	been	be	AUX
inlawrev-2364	283	17	assumed	assume	VERB
inlawrev-2364	283	18	by	by	ADP
inlawrev-2364	283	19	either	either	DET
inlawrev-2364	283	20	party	party	NOUN
inlawrev-2364	283	21	)	)	PUNCT
inlawrev-2364	283	22	;	;	PUNCT
inlawrev-2364	283	23	rock	rock	NOUN
inlawrev-2364	283	24	springs	springs	PROPN
inlawrev-2364	283	25	realty	realty	PROPN
inlawrev-2364	283	26	,	,	PUNCT
inlawrev-2364	283	27	inc	inc	PROPN
inlawrev-2364	283	28	.	.	PROPN
inlawrev-2364	284	1	v.	v.	PROPN
inlawrev-2364	284	2	waid	waid	PROPN
inlawrev-2364	284	3	,	,	PUNCT
inlawrev-2364	284	4	392	392	NUM
inlawrev-2364	284	5	s.w.2d	s.w.2d	NUM
inlawrev-2364	284	6	270	270	NUM
inlawrev-2364	284	7	(	(	PUNCT
inlawrev-2364	284	8	mo	mo	PROPN
inlawrev-2364	284	9	.	.	PROPN
inlawrev-2364	284	10	1965	1965	NUM
inlawrev-2364	284	11	)	)	PUNCT
inlawrev-2364	285	1	(	(	PUNCT
inlawrev-2364	285	2	rent	rent	NOUN
inlawrev-2364	285	3	payments	payment	NOUN
inlawrev-2364	285	4	are	be	AUX
inlawrev-2364	285	5	indirect	indirect	ADJ
inlawrev-2364	285	6	insurance	insurance	NOUN
inlawrev-2364	285	7	premiums	premium	NOUN
inlawrev-2364	285	8	when	when	SCONJ
inlawrev-2364	285	9	insurance	insurance	NOUN
inlawrev-2364	285	10	is	be	AUX
inlawrev-2364	285	11	to	to	PART
inlawrev-2364	285	12	be	be	AUX
inlawrev-2364	285	13	paid	pay	VERB
inlawrev-2364	285	14	for	for	ADP
inlawrev-2364	285	15	by	by	ADP
inlawrev-2364	285	16	the	the	DET
inlawrev-2364	285	17	lessor	lessor	NOUN
inlawrev-2364	285	18	)	)	PUNCT
inlawrev-2364	285	19	.	.	PUNCT
inlawrev-2364	286	1	''	''	PUNCT
inlawrev-2364	286	2	general	general	PROPN
inlawrev-2364	286	3	cigar	cigar	PROPN
inlawrev-2364	286	4	co.	co.	PROPN
inlawrev-2364	286	5	v.	v.	ADP
inlawrev-2364	286	6	lancaster	lancaster	PROPN
inlawrev-2364	286	7	leaf	leaf	PROPN
inlawrev-2364	286	8	tobacco	tobacco	PROPN
inlawrev-2364	286	9	co.	co.	PROPN
inlawrev-2364	286	10	,	,	PUNCT
inlawrev-2364	286	11	323	323	NUM
inlawrev-2364	286	12	f.	f.	PROPN
inlawrev-2364	286	13	supp	supp	PROPN
inlawrev-2364	286	14	.	.	PUNCT
inlawrev-2364	287	1	931	931	NUM
inlawrev-2364	287	2	,	,	PUNCT
inlawrev-2364	287	3	941	941	NUM
inlawrev-2364	287	4	(	(	PUNCT
inlawrev-2364	287	5	d.	d.	PROPN
inlawrev-2364	287	6	md	md	PROPN
inlawrev-2364	287	7	.	.	PROPN
inlawrev-2364	287	8	1971	1971	NUM
inlawrev-2364	287	9	)	)	PUNCT
inlawrev-2364	287	10	,	,	PUNCT
inlawrev-2364	287	11	quoted	quote	VERB
inlawrev-2364	287	12	in	in	ADP
inlawrev-2364	287	13	388	388	NUM
inlawrev-2364	287	14	n.e.2d	n.e.2d	NOUN
inlawrev-2364	287	15	at	at	ADP
inlawrev-2364	287	16	286	286	NUM
inlawrev-2364	287	17	.	.	PUNCT
inlawrev-2364	288	1	"	"	PUNCT
inlawrev-2364	288	2	hearst	hearst	ADJ
inlawrev-2364	288	3	magazines	magazine	NOUN
inlawrev-2364	288	4	v.	v.	ADP
inlawrev-2364	288	5	cuneo	cuneo	PROPN
inlawrev-2364	288	6	e.	e.	PROPN
inlawrev-2364	288	7	press	press	PROPN
inlawrev-2364	288	8	inc	inc	PROPN
inlawrev-2364	288	9	.	.	PROPN
inlawrev-2364	288	10	,	,	PUNCT
inlawrev-2364	288	11	293	293	NUM
inlawrev-2364	288	12	f.	f.	PROPN
inlawrev-2364	288	13	supp	supp	PROPN
inlawrev-2364	288	14	.	.	PUNCT
inlawrev-2364	288	15	824	824	NUM
inlawrev-2364	288	16	,	,	PUNCT
inlawrev-2364	288	17	829	829	NUM
inlawrev-2364	288	18	(	(	PUNCT
inlawrev-2364	288	19	e.d	e.d	PROPN
inlawrev-2364	288	20	.	.	PROPN
inlawrev-2364	288	21	pa	pa	PROPN
inlawrev-2364	288	22	.	.	PROPN
inlawrev-2364	288	23	1968	1968	NUM
inlawrev-2364	288	24	)	)	PUNCT
inlawrev-2364	288	25	,	,	PUNCT
inlawrev-2364	288	26	quoted	quote	VERB
inlawrev-2364	288	27	in	in	ADP
inlawrev-2364	288	28	388	388	NUM
inlawrev-2364	288	29	n.e.2d	n.e.2d	NOUN
inlawrev-2364	288	30	at	at	ADP
inlawrev-2364	288	31	286	286	NUM
inlawrev-2364	288	32	.	.	PUNCT
inlawrev-2364	288	33	1980	1980	NUM
inlawrev-2364	288	34	]	]	PUNCT
inlawrev-2364	288	35	survey	survey	NOUN
inlawrev-2364	288	36	-	-	PUNCT
inlawrev-2364	288	37	insurance	insurance	NOUN
inlawrev-2364	288	38	291	291	NUM
inlawrev-2364	288	39	tions	tion	NOUN
inlawrev-2364	288	40	were	be	AUX
inlawrev-2364	288	41	made	make	VERB
inlawrev-2364	288	42	;	;	PUNCT
inlawrev-2364	288	43	and	and	CCONJ
inlawrev-2364	288	44	that	that	SCONJ
inlawrev-2364	288	45	in	in	ADP
inlawrev-2364	288	46	indiana	indiana	PROPN
inlawrev-2364	288	47	an	an	DET
inlawrev-2364	288	48	express	express	ADJ
inlawrev-2364	288	49	stipulation	stipulation	NOUN
inlawrev-2364	288	50	must	must	AUX
inlawrev-2364	288	51	be	be	AUX
inlawrev-2364	288	52	made	make	VERB
inlawrev-2364	288	53	for	for	SCONJ
inlawrev-2364	288	54	a	a	DET
inlawrev-2364	288	55	party	party	NOUN
inlawrev-2364	288	56	to	to	PART
inlawrev-2364	288	57	be	be	AUX
inlawrev-2364	288	58	exonerated	exonerate	VERB
inlawrev-2364	288	59	from	from	ADP
inlawrev-2364	288	60	his	his	PRON
inlawrev-2364	288	61	own	own	ADJ
inlawrev-2364	288	62	negligence.^*^	negligence.^*^	NOUN
inlawrev-2364	288	63	the	the	DET
inlawrev-2364	288	64	case	case	NOUN
inlawrev-2364	288	65	was	be	AUX
inlawrev-2364	288	66	ultimately	ultimately	ADV
inlawrev-2364	288	67	decided	decide	VERB
inlawrev-2364	288	68	by	by	ADP
inlawrev-2364	288	69	the	the	DET
inlawrev-2364	288	70	use	use	NOUN
inlawrev-2364	288	71	of	of	ADP
inlawrev-2364	288	72	the	the	DET
inlawrev-2364	288	73	reasonable	reasonable	ADJ
inlawrev-2364	288	74	expectations	expectation	NOUN
inlawrev-2364	288	75	of	of	ADP
inlawrev-2364	288	76	the	the	DET
inlawrev-2364	288	77	parties	party	NOUN
inlawrev-2364	288	78	standard	standard	NOUN
inlawrev-2364	288	79	,	,	PUNCT
inlawrev-2364	288	80	based	base	VERB
inlawrev-2364	288	81	upon	upon	SCONJ
inlawrev-2364	288	82	the	the	DET
inlawrev-2364	288	83	understanding	understanding	NOUN
inlawrev-2364	288	84	of	of	ADP
inlawrev-2364	288	85	the	the	DET
inlawrev-2364	288	86	individuals	individual	NOUN
inlawrev-2364	288	87	concerned.^^	concerned.^^	PUNCT
inlawrev-2364	289	1	the	the	DET
inlawrev-2364	289	2	court	court	NOUN
inlawrev-2364	289	3	reasoned	reason	VERB
inlawrev-2364	289	4	that	that	SCONJ
inlawrev-2364	289	5	the	the	DET
inlawrev-2364	289	6	parties	party	NOUN
inlawrev-2364	289	7	,	,	PUNCT
inlawrev-2364	289	8	through	through	ADP
inlawrev-2364	289	9	their	their	PRON
inlawrev-2364	289	10	agreement	agreement	NOUN
inlawrev-2364	289	11	,	,	PUNCT
inlawrev-2364	289	12	intended	intend	VERB
inlawrev-2364	289	13	that	that	SCONJ
inlawrev-2364	289	14	each	each	PRON
inlawrev-2364	289	15	would	would	AUX
inlawrev-2364	289	16	provide	provide	VERB
inlawrev-2364	289	17	particular	particular	ADJ
inlawrev-2364	289	18	insurance	insurance	NOUN
inlawrev-2364	289	19	to	to	PART
inlawrev-2364	289	20	protect	protect	VERB
inlawrev-2364	289	21	both	both	DET
inlawrev-2364	289	22	individuals	individual	NOUN
inlawrev-2364	289	23	no	no	ADV
inlawrev-2364	289	24	matter	matter	ADV
inlawrev-2364	289	25	what	what	PRON
inlawrev-2364	289	26	the	the	DET
inlawrev-2364	289	27	cause	cause	NOUN
inlawrev-2364	289	28	of	of	ADP
inlawrev-2364	289	29	the	the	DET
inlawrev-2364	289	30	loss	loss	NOUN
inlawrev-2364	289	31	and	and	CCONJ
inlawrev-2364	289	32	that	that	SCONJ
inlawrev-2364	289	33	probst	probst	NOUN
inlawrev-2364	289	34	's	's	PART
inlawrev-2364	289	35	recovery	recovery	NOUN
inlawrev-2364	289	36	was	be	AUX
inlawrev-2364	289	37	therefore	therefore	ADV
inlawrev-2364	289	38	limited	limit	VERB
inlawrev-2364	289	39	to	to	ADP
inlawrev-2364	289	40	the	the	DET
inlawrev-2364	289	41	proceeds	proceed	NOUN
inlawrev-2364	289	42	of	of	ADP
inlawrev-2364	289	43	the	the	DET
inlawrev-2364	289	44	insurance	insurance	NOUN
inlawrev-2364	289	45	policy	policy	NOUN
inlawrev-2364	289	46	he	he	PRON
inlawrev-2364	289	47	purchased.^	purchased.^	ADV
inlawrev-2364	289	48	"	"	PUNCT
inlawrev-2364	289	49	based	base	VERB
inlawrev-2364	289	50	on	on	ADP
inlawrev-2364	289	51	the	the	DET
inlawrev-2364	289	52	holding	holding	NOUN
inlawrev-2364	289	53	,	,	PUNCT
inlawrev-2364	289	54	it	it	PRON
inlawrev-2364	289	55	would	would	AUX
inlawrev-2364	289	56	seem	seem	VERB
inlawrev-2364	289	57	advisable	advisable	ADJ
inlawrev-2364	289	58	for	for	ADP
inlawrev-2364	289	59	clients	client	NOUN
inlawrev-2364	289	60	involved	involve	VERB
inlawrev-2364	289	61	in	in	ADP
inlawrev-2364	289	62	construction	construction	NOUN
inlawrev-2364	289	63	agreements	agreement	NOUN
inlawrev-2364	289	64	to	to	PART
inlawrev-2364	289	65	personally	personally	ADV
inlawrev-2364	289	66	procure	procure	VERB
inlawrev-2364	289	67	sufficient	sufficient	ADJ
inlawrev-2364	289	68	coverage	coverage	NOUN
inlawrev-2364	289	69	for	for	ADP
inlawrev-2364	289	70	any	any	DET
inlawrev-2364	289	71	risks	risk	NOUN
inlawrev-2364	289	72	they	they	PRON
inlawrev-2364	289	73	do	do	AUX
inlawrev-2364	289	74	not	not	PART
inlawrev-2364	289	75	personally	personally	ADV
inlawrev-2364	289	76	wish	wish	VERB
inlawrev-2364	289	77	to	to	PART
inlawrev-2364	289	78	bear	bear	VERB
inlawrev-2364	289	79	.	.	PUNCT
inlawrev-2364	290	1	e.	e.	PROPN
inlawrev-2364	290	2	life	life	PROPN
inlawrev-2364	290	3	insurance	insurance	NOUN
inlawrev-2364	290	4	policy	policy	NOUN
inlawrev-2364	290	5	provisions	provision	NOUN
inlawrev-2364	290	6	the	the	DET
inlawrev-2364	290	7	district	district	NOUN
inlawrev-2364	290	8	court	court	NOUN
inlawrev-2364	290	9	granted	grant	VERB
inlawrev-2364	290	10	summary	summary	NOUN
inlawrev-2364	290	11	judgment	judgment	NOUN
inlawrev-2364	290	12	to	to	ADP
inlawrev-2364	290	13	the	the	DET
inlawrev-2364	290	14	insurer	insurer	NOUN
inlawrev-2364	290	15	in	in	ADP
inlawrev-2364	290	16	great	great	ADJ
inlawrev-2364	290	17	horizons	horizon	NOUN
inlawrev-2364	290	18	development	development	PROPN
inlawrev-2364	290	19	corp	corp	PROPN
inlawrev-2364	290	20	.	.	PROPN
inlawrev-2364	290	21	v.	v.	ADP
inlawrev-2364	290	22	massachusetts	massachusetts	PROPN
inlawrev-2364	290	23	mutual	mutual	ADJ
inlawrev-2364	290	24	life	life	NOUN
inlawrev-2364	290	25	insurance	insurance	NOUN
inlawrev-2364	290	26	co.^^	co.^^	NOUN
inlawrev-2364	290	27	the	the	DET
inlawrev-2364	290	28	court	court	NOUN
inlawrev-2364	290	29	held	hold	VERB
inlawrev-2364	290	30	that	that	SCONJ
inlawrev-2364	290	31	the	the	DET
inlawrev-2364	290	32	life	life	NOUN
inlawrev-2364	290	33	insurance	insurance	NOUN
inlawrev-2364	290	34	policy	policy	NOUN
inlawrev-2364	290	35	issued	issue	VERB
inlawrev-2364	290	36	by	by	ADP
inlawrev-2364	290	37	massachusetts	massachusetts	PROPN
inlawrev-2364	290	38	mutual	mutual	ADJ
inlawrev-2364	290	39	life	life	NOUN
inlawrev-2364	290	40	insurance	insurance	NOUN
inlawrev-2364	290	41	company	company	NOUN
inlawrev-2364	290	42	on	on	ADP
inlawrev-2364	290	43	the	the	DET
inlawrev-2364	290	44	life	life	NOUN
inlawrev-2364	290	45	of	of	ADP
inlawrev-2364	290	46	an	an	DET
inlawrev-2364	290	47	executive	executive	NOUN
inlawrev-2364	290	48	of	of	ADP
inlawrev-2364	290	49	great	great	ADJ
inlawrev-2364	290	50	horizons	horizon	NOUN
inlawrev-2364	290	51	development	development	NOUN
inlawrev-2364	290	52	corporation	corporation	NOUN
inlawrev-2364	290	53	lapsed	lapse	VERB
inlawrev-2364	290	54	for	for	ADP
inlawrev-2364	290	55	nonpayment	nonpayment	NOUN
inlawrev-2364	290	56	of	of	ADP
inlawrev-2364	290	57	premiums,^^	premiums,^^	NOUN
inlawrev-2364	290	58	that	that	PRON
inlawrev-2364	290	59	the	the	DET
inlawrev-2364	290	60	insurer	insurer	NOUN
inlawrev-2364	290	61	was	be	AUX
inlawrev-2364	290	62	not	not	PART
inlawrev-2364	290	63	required	require	VERB
inlawrev-2364	290	64	to	to	PART
inlawrev-2364	290	65	give	give	VERB
inlawrev-2364	290	66	a	a	DET
inlawrev-2364	290	67	thirty	thirty	NUM
inlawrev-2364	290	68	-	-	PUNCT
inlawrev-2364	290	69	one	one	NUM
inlawrev-2364	290	70	day	day	NOUN
inlawrev-2364	290	71	advance	advance	NOUN
inlawrev-2364	290	72	notice	notice	NOUN
inlawrev-2364	290	73	to	to	ADP
inlawrev-2364	290	74	the	the	DET
inlawrev-2364	290	75	policyowner	policyowner	NOUN
inlawrev-2364	290	76	or	or	CCONJ
inlawrev-2364	290	77	any	any	DET
inlawrev-2364	290	78	other	other	ADJ
inlawrev-2364	290	79	party	party	NOUN
inlawrev-2364	290	80	prior	prior	ADV
inlawrev-2364	290	81	to	to	ADP
inlawrev-2364	290	82	termination	termination	NOUN
inlawrev-2364	290	83	of	of	ADP
inlawrev-2364	290	84	the	the	DET
inlawrev-2364	290	85	policy	policy	NOUN
inlawrev-2364	290	86	by	by	ADP
inlawrev-2364	290	87	the	the	DET
inlawrev-2364	290	88	insurer^^	insurer^^	NOUN
inlawrev-2364	290	89	and	and	CCONJ
inlawrev-2364	290	90	finally	finally	ADV
inlawrev-2364	290	91	,	,	PUNCT
inlawrev-2364	290	92	that	that	SCONJ
inlawrev-2364	290	93	the	the	DET
inlawrev-2364	290	94	insurer	insurer	NOUN
inlawrev-2364	290	95	did	do	AUX
inlawrev-2364	290	96	not	not	PART
inlawrev-2364	290	97	have	have	VERB
inlawrev-2364	290	98	a	a	DET
inlawrev-2364	290	99	duty	duty	NOUN
inlawrev-2364	290	100	,	,	PUNCT
inlawrev-2364	290	101	implied	imply	VERB
inlawrev-2364	290	102	or	or	CCONJ
inlawrev-2364	290	103	otherwise	otherwise	ADV
inlawrev-2364	290	104	,	,	PUNCT
inlawrev-2364	290	105	to	to	PART
inlawrev-2364	290	106	keep	keep	VERB
inlawrev-2364	290	107	the	the	DET
inlawrev-2364	290	108	insured	insure	VERB
inlawrev-2364	290	109	informed	inform	VERB
inlawrev-2364	290	110	of	of	ADP
inlawrev-2364	290	111	the	the	DET
inlawrev-2364	290	112	existing	exist	VERB
inlawrev-2364	290	113	loan	loan	NOUN
inlawrev-2364	290	114	value	value	NOUN
inlawrev-2364	290	115	of	of	ADP
inlawrev-2364	290	116	the	the	DET
inlawrev-2364	290	117	policy	policy	NOUN
inlawrev-2364	290	118	for	for	ADP
inlawrev-2364	290	119	purposes	purpose	NOUN
inlawrev-2364	290	120	of	of	ADP
inlawrev-2364	290	121	the	the	DET
inlawrev-2364	290	122	payment	payment	NOUN
inlawrev-2364	290	123	of	of	ADP
inlawrev-2364	290	124	premiums.^"^	premiums.^"^	NOUN
inlawrev-2364	290	125	life	life	NOUN
inlawrev-2364	290	126	insurance	insurance	NOUN
inlawrev-2364	290	127	policy	policy	NOUN
inlawrev-2364	290	128	terms	term	NOUN
inlawrev-2364	290	129	often	often	ADV
inlawrev-2364	290	130	do	do	AUX
inlawrev-2364	290	131	not	not	PART
inlawrev-2364	290	132	have	have	VERB
inlawrev-2364	290	133	the	the	DET
inlawrev-2364	290	134	precise	precise	ADJ
inlawrev-2364	290	135	meaning	meaning	NOUN
inlawrev-2364	290	136	to	to	ADP
inlawrev-2364	290	137	the	the	DET
inlawrev-2364	290	138	public	public	NOUN
inlawrev-2364	290	139	that	that	PRON
inlawrev-2364	290	140	they	they	PRON
inlawrev-2364	290	141	do	do	VERB
inlawrev-2364	290	142	to	to	ADP
inlawrev-2364	290	143	those	those	PRON
inlawrev-2364	290	144	more	more	ADV
inlawrev-2364	290	145	intimately	intimately	ADV
inlawrev-2364	290	146	involved	involve	VERB
inlawrev-2364	290	147	in	in	ADP
inlawrev-2364	290	148	the	the	DET
inlawrev-2364	290	149	life	life	NOUN
inlawrev-2364	290	150	insurance	insurance	NOUN
inlawrev-2364	290	151	industry	industry	NOUN
inlawrev-2364	290	152	.	.	PUNCT
inlawrev-2364	291	1	further	far	ADV
inlawrev-2364	291	2	,	,	PUNCT
inlawrev-2364	291	3	the	the	DET
inlawrev-2364	291	4	area	area	NOUN
inlawrev-2364	291	5	of	of	ADP
inlawrev-2364	291	6	life	life	NOUN
inlawrev-2364	291	7	insurance	insurance	NOUN
inlawrev-2364	291	8	is	be	AUX
inlawrev-2364	291	9	specialized	specialized	ADJ
inlawrev-2364	291	10	and	and	CCONJ
inlawrev-2364	291	11	quite	quite	ADV
inlawrev-2364	291	12	distinct	distinct	ADJ
inlawrev-2364	291	13	from	from	ADP
inlawrev-2364	291	14	that	that	PRON
inlawrev-2364	291	15	of	of	ADP
inlawrev-2364	291	16	casualty	casualty	NOUN
inlawrev-2364	291	17	insurance	insurance	NOUN
inlawrev-2364	291	18	or	or	CCONJ
inlawrev-2364	291	19	fire	fire	NOUN
inlawrev-2364	291	20	and	and	CCONJ
inlawrev-2364	291	21	marine	marine	ADJ
inlawrev-2364	291	22	protection	protection	NOUN
inlawrev-2364	291	23	.	.	PUNCT
inlawrev-2364	292	1	the	the	DET
inlawrev-2364	292	2	problem	problem	NOUN
inlawrev-2364	292	3	of	of	ADP
inlawrev-2364	292	4	thoroughly	thoroughly	ADV
inlawrev-2364	292	5	understanding	understand	VERB
inlawrev-2364	292	6	the	the	DET
inlawrev-2364	292	7	implications	implication	NOUN
inlawrev-2364	292	8	of	of	ADP
inlawrev-2364	292	9	life	life	NOUN
inlawrev-2364	292	10	insurance	insurance	NOUN
inlawrev-2364	292	11	terminology	terminology	NOUN
inlawrev-2364	292	12	is	be	AUX
inlawrev-2364	292	13	further	far	ADV
inlawrev-2364	292	14	compounded	compound	VERB
inlawrev-2364	292	15	by	by	ADP
inlawrev-2364	292	16	the	the	DET
inlawrev-2364	292	17	long	long	ADJ
inlawrev-2364	292	18	-	-	PUNCT
inlawrev-2364	292	19	term	term	NOUN
inlawrev-2364	292	20	nature	nature	NOUN
inlawrev-2364	292	21	of	of	ADP
inlawrev-2364	292	22	permanent	permanent	ADJ
inlawrev-2364	292	23	or	or	CCONJ
inlawrev-2364	292	24	cash	cash	NOUN
inlawrev-2364	292	25	value	value	NOUN
inlawrev-2364	292	26	life	life	NOUN
inlawrev-2364	292	27	insurance	insurance	NOUN
inlawrev-2364	292	28	when	when	SCONJ
inlawrev-2364	292	29	compared	compare	VERB
inlawrev-2364	292	30	with	with	ADP
inlawrev-2364	292	31	the	the	DET
inlawrev-2364	292	32	more	more	ADV
inlawrev-2364	292	33	immediate	immediate	ADJ
inlawrev-2364	292	34	and	and	CCONJ
inlawrev-2364	292	35	relatively	relatively	ADV
inlawrev-2364	292	36	short	short	ADJ
inlawrev-2364	292	37	period	period	NOUN
inlawrev-2364	292	38	of	of	ADP
inlawrev-2364	292	39	coverage	coverage	NOUN
inlawrev-2364	292	40	provided	provide	VERB
inlawrev-2364	292	41	by	by	ADP
inlawrev-2364	292	42	other	other	ADJ
inlawrev-2364	292	43	forms	form	NOUN
inlawrev-2364	292	44	of	of	ADP
inlawrev-2364	292	45	insurance	insurance	NOUN
inlawrev-2364	292	46	.	.	PUNCT
inlawrev-2364	293	1	permanent	permanent	ADJ
inlawrev-2364	293	2	or	or	CCONJ
inlawrev-2364	293	3	cash	cash	NOUN
inlawrev-2364	293	4	value	value	NOUN
inlawrev-2364	293	5	life	life	NOUN
inlawrev-2364	293	6	insurance	insurance	NOUN
inlawrev-2364	293	7	is	be	AUX
inlawrev-2364	293	8	an	an	DET
inlawrev-2364	293	9	intangible	intangible	ADJ
inlawrev-2364	293	10	product	product	NOUN
inlawrev-2364	293	11	designed	design	VERB
inlawrev-2364	293	12	to	to	PART
inlawrev-2364	293	13	serve	serve	VERB
inlawrev-2364	293	14	^«388	^«388	PUNCT
inlawrev-2364	293	15	n.e.2d	n.e.2d	NOUN
inlawrev-2364	293	16	at	at	ADP
inlawrev-2364	293	17	286	286	NUM
inlawrev-2364	293	18	.	.	PUNCT
inlawrev-2364	294	1	'	'	PUNCT
inlawrev-2364	294	2	ud	ud	INTJ
inlawrev-2364	294	3	.	.	PUNCT
inlawrev-2364	295	1	at	at	ADP
inlawrev-2364	295	2	286	286	NUM
inlawrev-2364	295	3	-	-	SYM
inlawrev-2364	295	4	87	87	NUM
inlawrev-2364	295	5	.	.	PUNCT
inlawrev-2364	296	1	^	^	SYM
inlawrev-2364	296	2	°	°	X
inlawrev-2364	296	3	id	id	NOUN
inlawrev-2364	296	4	.	.	PUNCT
inlawrev-2364	297	1	at	at	ADP
inlawrev-2364	297	2	287	287	NUM
inlawrev-2364	297	3	.	.	PUNCT
inlawrev-2364	298	1	the	the	DET
inlawrev-2364	298	2	court	court	NOUN
inlawrev-2364	298	3	chose	choose	VERB
inlawrev-2364	298	4	to	to	PART
inlawrev-2364	298	5	follow	follow	VERB
inlawrev-2364	298	6	the	the	DET
inlawrev-2364	298	7	line	line	NOUN
inlawrev-2364	298	8	of	of	ADP
inlawrev-2364	298	9	cases	case	NOUN
inlawrev-2364	298	10	which	which	PRON
inlawrev-2364	298	11	indicated	indicate	VERB
inlawrev-2364	298	12	that	that	SCONJ
inlawrev-2364	298	13	"	"	PUNCT
inlawrev-2364	298	14	an	an	DET
inlawrev-2364	298	15	agreenfent	agreenfent	NOUN
inlawrev-2364	298	16	to	to	PART
inlawrev-2364	298	17	insure	insure	VERB
inlawrev-2364	298	18	is	be	AUX
inlawrev-2364	298	19	an	an	DET
inlawrev-2364	298	20	agreement	agreement	NOUN
inlawrev-2364	298	21	to	to	PART
inlawrev-2364	298	22	provide	provide	VERB
inlawrev-2364	298	23	both	both	DET
inlawrev-2364	298	24	parties	party	NOUN
inlawrev-2364	298	25	with	with	ADP
inlawrev-2364	298	26	the	the	DET
inlawrev-2364	298	27	benefits	benefit	NOUN
inlawrev-2364	298	28	of	of	ADP
inlawrev-2364	298	29	insurance	insurance	NOUN
inlawrev-2364	298	30	.	.	PUNCT
inlawrev-2364	298	31	"	"	PUNCT
inlawrev-2364	299	1	'	'	PUNCT
inlawrev-2364	299	2	•457	•457	PROPN
inlawrev-2364	299	3	f.	f.	PROPN
inlawrev-2364	299	4	supp	supp	PROPN
inlawrev-2364	299	5	.	.	PUNCT
inlawrev-2364	300	1	1066	1066	NUM
inlawrev-2364	300	2	(	(	PUNCT
inlawrev-2364	300	3	n.d	n.d	PROPN
inlawrev-2364	300	4	.	.	PROPN
inlawrev-2364	300	5	ind	ind	PROPN
inlawrev-2364	300	6	.	.	PUNCT
inlawrev-2364	301	1	1978	1978	NUM
inlawrev-2364	301	2	)	)	PUNCT
inlawrev-2364	301	3	.	.	PUNCT
inlawrev-2364	302	1	''	''	PUNCT
inlawrev-2364	302	2	i	i	PRON
inlawrev-2364	302	3	d.	d.	PROPN
inlawrev-2364	302	4	at	at	ADP
inlawrev-2364	302	5	1082	1082	NUM
inlawrev-2364	302	6	.	.	PUNCT
inlawrev-2364	303	1	''	''	PUNCT
inlawrev-2364	304	1	i	i	PRON
inlawrev-2364	304	2	d.	d.	PROPN
inlawrev-2364	304	3	''	''	PUNCT
inlawrev-2364	304	4	i	i	PROPN
inlawrev-2364	304	5	d.	d.	PROPN
inlawrev-2364	304	6	292	292	NUM
inlawrev-2364	304	7	indiana	indiana	PROPN
inlawrev-2364	304	8	law	law	PROPN
inlawrev-2364	304	9	review	review	NOUN
inlawrev-2364	304	10	[	[	X
inlawrev-2364	304	11	vol	vol	NOUN
inlawrev-2364	304	12	.	.	PUNCT
inlawrev-2364	304	13	13:279	13:279	NUM
inlawrev-2364	304	14	the	the	DET
inlawrev-2364	304	15	insured	insure	VERB
inlawrev-2364	304	16	for	for	ADP
inlawrev-2364	304	17	a	a	DET
inlawrev-2364	304	18	lifetime	lifetime	NOUN
inlawrev-2364	304	19	,	,	PUNCT
inlawrev-2364	304	20	often	often	ADV
inlawrev-2364	304	21	during	during	ADP
inlawrev-2364	304	22	unexpected	unexpected	ADJ
inlawrev-2364	304	23	,	,	PUNCT
inlawrev-2364	304	24	changing	change	VERB
inlawrev-2364	304	25	circumstances	circumstance	NOUN
inlawrev-2364	304	26	.	.	PUNCT
inlawrev-2364	305	1	great	great	ADJ
inlawrev-2364	305	2	horizons	horizon	NOUN
inlawrev-2364	305	3	provides	provide	VERB
inlawrev-2364	305	4	a	a	DET
inlawrev-2364	305	5	legal	legal	ADJ
inlawrev-2364	305	6	framework	framework	NOUN
inlawrev-2364	305	7	to	to	PART
inlawrev-2364	305	8	aid	aid	VERB
inlawrev-2364	305	9	the	the	DET
inlawrev-2364	305	10	indiana	indiana	PROPN
inlawrev-2364	305	11	attorney	attorney	NOUN
inlawrev-2364	305	12	in	in	ADP
inlawrev-2364	305	13	correct	correct	ADJ
inlawrev-2364	305	14	interpretation	interpretation	NOUN
inlawrev-2364	305	15	and	and	CCONJ
inlawrev-2364	305	16	application	application	NOUN
inlawrev-2364	305	17	of	of	ADP
inlawrev-2364	305	18	common	common	ADJ
inlawrev-2364	305	19	policy	policy	NOUN
inlawrev-2364	305	20	provisions	provision	NOUN
inlawrev-2364	305	21	.	.	PUNCT
inlawrev-2364	306	1	the	the	DET
inlawrev-2364	306	2	controversy	controversy	NOUN
inlawrev-2364	306	3	decided	decide	VERB
inlawrev-2364	306	4	by	by	ADP
inlawrev-2364	306	5	the	the	DET
inlawrev-2364	306	6	federal	federal	ADJ
inlawrev-2364	306	7	court	court	NOUN
inlawrev-2364	306	8	arose	arise	VERB
inlawrev-2364	306	9	in	in	ADP
inlawrev-2364	306	10	a	a	DET
inlawrev-2364	306	11	fairly	fairly	ADV
inlawrev-2364	306	12	common	common	ADJ
inlawrev-2364	306	13	business	business	NOUN
inlawrev-2364	306	14	context	context	NOUN
inlawrev-2364	306	15	.	.	PUNCT
inlawrev-2364	307	1	a	a	DET
inlawrev-2364	307	2	$	$	SYM
inlawrev-2364	307	3	250,000	250,000	NUM
inlawrev-2364	307	4	key	key	ADJ
inlawrev-2364	307	5	executive	executive	ADJ
inlawrev-2364	307	6	life	life	NOUN
inlawrev-2364	307	7	insurance	insurance	NOUN
inlawrev-2364	307	8	policy	policy	NOUN
inlawrev-2364	307	9	was	be	AUX
inlawrev-2364	307	10	acquired	acquire	VERB
inlawrev-2364	307	11	in	in	ADP
inlawrev-2364	307	12	1973	1973	NUM
inlawrev-2364	307	13	by	by	ADP
inlawrev-2364	307	14	great	great	ADJ
inlawrev-2364	307	15	horizons	horizon	NOUN
inlawrev-2364	307	16	on	on	ADP
inlawrev-2364	307	17	the	the	DET
inlawrev-2364	307	18	life	life	NOUN
inlawrev-2364	307	19	of	of	ADP
inlawrev-2364	307	20	its	its	PRON
inlawrev-2364	307	21	deceased	deceased	ADJ
inlawrev-2364	307	22	president.^^	president.^^	NOUN
inlawrev-2364	307	23	by	by	ADP
inlawrev-2364	307	24	1974	1974	NUM
inlawrev-2364	307	25	,	,	PUNCT
inlawrev-2364	307	26	great	great	ADJ
inlawrev-2364	307	27	horizons	horizon	NOUN
inlawrev-2364	307	28	was	be	AUX
inlawrev-2364	307	29	experiencing	experience	VERB
inlawrev-2364	307	30	cash	cash	NOUN
inlawrev-2364	307	31	flow	flow	NOUN
inlawrev-2364	307	32	problems	problem	NOUN
inlawrev-2364	307	33	,	,	PUNCT
inlawrev-2364	307	34	and	and	CCONJ
inlawrev-2364	307	35	thus	thus	ADV
inlawrev-2364	307	36	some	some	PRON
inlawrev-2364	307	37	of	of	ADP
inlawrev-2364	307	38	the	the	DET
inlawrev-2364	307	39	premiums	premium	NOUN
inlawrev-2364	307	40	on	on	ADP
inlawrev-2364	307	41	the	the	DET
inlawrev-2364	307	42	policy	policy	NOUN
inlawrev-2364	307	43	were	be	AUX
inlawrev-2364	307	44	paid	pay	VERB
inlawrev-2364	307	45	through	through	ADP
inlawrev-2364	307	46	the	the	DET
inlawrev-2364	307	47	policy	policy	NOUN
inlawrev-2364	307	48	's	's	PART
inlawrev-2364	307	49	automatic	automatic	ADJ
inlawrev-2364	307	50	premium	premium	NOUN
inlawrev-2364	307	51	loan	loan	NOUN
inlawrev-2364	307	52	provision	provision	NOUN
inlawrev-2364	307	53	.	.	PUNCT
inlawrev-2364	308	1	when	when	SCONJ
inlawrev-2364	308	2	the	the	DET
inlawrev-2364	308	3	1975	1975	NUM
inlawrev-2364	308	4	premium	premium	NOUN
inlawrev-2364	308	5	became	become	VERB
inlawrev-2364	308	6	due	due	ADJ
inlawrev-2364	308	7	,	,	PUNCT
inlawrev-2364	308	8	the	the	DET
inlawrev-2364	308	9	cash	cash	NOUN
inlawrev-2364	308	10	value	value	NOUN
inlawrev-2364	308	11	in	in	ADP
inlawrev-2364	308	12	the	the	DET
inlawrev-2364	308	13	policy	policy	NOUN
inlawrev-2364	308	14	was	be	AUX
inlawrev-2364	308	15	insufficient	insufficient	ADJ
inlawrev-2364	308	16	to	to	PART
inlawrev-2364	308	17	cover	cover	VERB
inlawrev-2364	308	18	the	the	DET
inlawrev-2364	308	19	premium	premium	NOUN
inlawrev-2364	308	20	through	through	ADP
inlawrev-2364	308	21	the	the	DET
inlawrev-2364	308	22	automatic	automatic	ADJ
inlawrev-2364	308	23	premium	premium	NOUN
inlawrev-2364	308	24	loan	loan	NOUN
inlawrev-2364	308	25	feature	feature	NOUN
inlawrev-2364	308	26	,	,	PUNCT
inlawrev-2364	308	27	so	so	ADV
inlawrev-2364	308	28	great	great	ADJ
inlawrev-2364	308	29	horizons	horizon	NOUN
inlawrev-2364	308	30	arranged	arrange	VERB
inlawrev-2364	308	31	to	to	PART
inlawrev-2364	308	32	pay	pay	VERB
inlawrev-2364	308	33	the	the	DET
inlawrev-2364	308	34	difference	difference	NOUN
inlawrev-2364	308	35	by	by	ADP
inlawrev-2364	308	36	check	check	NOUN
inlawrev-2364	308	37	.	.	PUNCT
inlawrev-2364	309	1	after	after	SCONJ
inlawrev-2364	309	2	this	this	DET
inlawrev-2364	309	3	premium	premium	NOUN
inlawrev-2364	309	4	had	have	AUX
inlawrev-2364	309	5	been	be	AUX
inlawrev-2364	309	6	paid	pay	VERB
inlawrev-2364	309	7	through	through	ADP
inlawrev-2364	309	8	the	the	DET
inlawrev-2364	309	9	combination	combination	NOUN
inlawrev-2364	309	10	of	of	ADP
inlawrev-2364	309	11	separate	separate	ADJ
inlawrev-2364	309	12	check	check	NOUN
inlawrev-2364	309	13	and	and	CCONJ
inlawrev-2364	309	14	automatic	automatic	ADJ
inlawrev-2364	309	15	premium	premium	NOUN
inlawrev-2364	309	16	loan	loan	NOUN
inlawrev-2364	309	17	,	,	PUNCT
inlawrev-2364	309	18	the	the	DET
inlawrev-2364	309	19	total	total	ADJ
inlawrev-2364	309	20	indebtedness	indebtedness	NOUN
inlawrev-2364	309	21	on	on	ADP
inlawrev-2364	309	22	the	the	DET
inlawrev-2364	309	23	policy	policy	NOUN
inlawrev-2364	309	24	,	,	PUNCT
inlawrev-2364	309	25	including	include	VERB
inlawrev-2364	309	26	interest	interest	NOUN
inlawrev-2364	309	27	from	from	ADP
inlawrev-2364	309	28	past	past	ADJ
inlawrev-2364	309	29	invasions	invasion	NOUN
inlawrev-2364	309	30	of	of	ADP
inlawrev-2364	309	31	the	the	DET
inlawrev-2364	309	32	cash	cash	NOUN
inlawrev-2364	309	33	value	value	NOUN
inlawrev-2364	309	34	,	,	PUNCT
inlawrev-2364	309	35	equalled	equal	VERB
inlawrev-2364	309	36	the	the	DET
inlawrev-2364	309	37	value	value	NOUN
inlawrev-2364	309	38	of	of	ADP
inlawrev-2364	309	39	the	the	DET
inlawrev-2364	309	40	policy	policy	NOUN
inlawrev-2364	309	41	.	.	PUNCT
inlawrev-2364	310	1	massachusetts	massachusetts	PROPN
inlawrev-2364	310	2	mutual	mutual	PROPN
inlawrev-2364	310	3	did	do	AUX
inlawrev-2364	310	4	not	not	PART
inlawrev-2364	310	5	notify	notify	VERB
inlawrev-2364	310	6	great	great	ADJ
inlawrev-2364	310	7	horizons	horizon	NOUN
inlawrev-2364	310	8	that	that	SCONJ
inlawrev-2364	310	9	it	it	PRON
inlawrev-2364	310	10	would	would	AUX
inlawrev-2364	310	11	terminate	terminate	VERB
inlawrev-2364	310	12	the	the	DET
inlawrev-2364	310	13	policy	policy	NOUN
inlawrev-2364	310	14	,	,	PUNCT
inlawrev-2364	310	15	although	although	SCONJ
inlawrev-2364	310	16	it	it	PRON
inlawrev-2364	310	17	had	have	VERB
inlawrev-2364	310	18	the	the	DET
inlawrev-2364	310	19	right	right	NOUN
inlawrev-2364	310	20	to	to	PART
inlawrev-2364	310	21	discontinue	discontinue	VERB
inlawrev-2364	310	22	coverage	coverage	NOUN
inlawrev-2364	310	23	at	at	ADP
inlawrev-2364	310	24	its	its	PRON
inlawrev-2364	310	25	option	option	NOUN
inlawrev-2364	310	26	through	through	ADP
inlawrev-2364	310	27	the	the	DET
inlawrev-2364	310	28	policy	policy	NOUN
inlawrev-2364	310	29	language	language	NOUN
inlawrev-2364	310	30	.	.	PUNCT
inlawrev-2364	311	1	the	the	DET
inlawrev-2364	311	2	next	next	ADJ
inlawrev-2364	311	3	premium	premium	NOUN
inlawrev-2364	311	4	was	be	AUX
inlawrev-2364	311	5	not	not	PART
inlawrev-2364	311	6	paid	pay	VERB
inlawrev-2364	311	7	,	,	PUNCT
inlawrev-2364	311	8	the	the	DET
inlawrev-2364	311	9	thirty	thirty	NUM
inlawrev-2364	311	10	-	-	PUNCT
inlawrev-2364	311	11	one	one	NUM
inlawrev-2364	311	12	-	-	PUNCT
inlawrev-2364	311	13	day	day	NOUN
inlawrev-2364	311	14	grace	grace	NOUN
inlawrev-2364	311	15	period	period	NOUN
inlawrev-2364	311	16	expired	expire	VERB
inlawrev-2364	311	17	,	,	PUNCT
inlawrev-2364	311	18	and	and	CCONJ
inlawrev-2364	311	19	no	no	DET
inlawrev-2364	311	20	further	further	ADJ
inlawrev-2364	311	21	premiums	premium	NOUN
inlawrev-2364	311	22	were	be	AUX
inlawrev-2364	311	23	paid	pay	VERB
inlawrev-2364	311	24	on	on	ADP
inlawrev-2364	311	25	the	the	DET
inlawrev-2364	311	26	policy	policy	NOUN
inlawrev-2364	311	27	.^^	.^^	PUNCT
inlawrev-2364	311	28	when	when	SCONJ
inlawrev-2364	311	29	the	the	DET
inlawrev-2364	311	30	insured	insure	VERB
inlawrev-2364	311	31	died	die	VERB
inlawrev-2364	311	32	in	in	ADP
inlawrev-2364	311	33	1975	1975	NUM
inlawrev-2364	311	34	,	,	PUNCT
inlawrev-2364	311	35	great	great	ADJ
inlawrev-2364	311	36	horizons	horizon	NOUN
inlawrev-2364	311	37	submitted	submit	VERB
inlawrev-2364	311	38	proof	proof	NOUN
inlawrev-2364	311	39	of	of	ADP
inlawrev-2364	311	40	death	death	NOUN
inlawrev-2364	311	41	and	and	CCONJ
inlawrev-2364	311	42	a	a	DET
inlawrev-2364	311	43	claim	claim	NOUN
inlawrev-2364	311	44	for	for	ADP
inlawrev-2364	311	45	benefits	benefit	NOUN
inlawrev-2364	311	46	.	.	PUNCT
inlawrev-2364	312	1	massachusetts	massachusetts	PROPN
inlawrev-2364	312	2	mutual	mutual	PROPN
inlawrev-2364	312	3	refused	refuse	VERB
inlawrev-2364	312	4	to	to	PART
inlawrev-2364	312	5	pay	pay	VERB
inlawrev-2364	312	6	the	the	DET
inlawrev-2364	312	7	claim	claim	NOUN
inlawrev-2364	312	8	and	and	CCONJ
inlawrev-2364	312	9	suit	suit	NOUN
inlawrev-2364	312	10	was	be	AUX
inlawrev-2364	312	11	brought	bring	VERB
inlawrev-2364	312	12	by	by	ADP
inlawrev-2364	312	13	great	great	ADJ
inlawrev-2364	312	14	horizons	horizon	NOUN
inlawrev-2364	312	15	.	.	PUNCT
inlawrev-2364	313	1	the	the	DET
inlawrev-2364	313	2	trial	trial	NOUN
inlawrev-2364	313	3	court	court	NOUN
inlawrev-2364	313	4	found	find	VERB
inlawrev-2364	313	5	that	that	SCONJ
inlawrev-2364	313	6	there	there	PRON
inlawrev-2364	313	7	were	be	VERB
inlawrev-2364	313	8	no	no	DET
inlawrev-2364	313	9	genuine	genuine	ADJ
inlawrev-2364	313	10	issues	issue	NOUN
inlawrev-2364	313	11	about	about	ADP
inlawrev-2364	313	12	any	any	DET
inlawrev-2364	313	13	material	material	NOUN
inlawrev-2364	313	14	facts	fact	NOUN
inlawrev-2364	313	15	and	and	CCONJ
inlawrev-2364	313	16	granted	grant	VERB
inlawrev-2364	313	17	summary	summary	NOUN
inlawrev-2364	313	18	judgment	judgment	NOUN
inlawrev-2364	313	19	.	.	PUNCT
inlawrev-2364	314	1	the	the	DET
inlawrev-2364	314	2	significance	significance	NOUN
inlawrev-2364	314	3	of	of	ADP
inlawrev-2364	314	4	great	great	ADJ
inlawrev-2364	314	5	horizons	horizon	NOUN
inlawrev-2364	314	6	is	be	AUX
inlawrev-2364	314	7	in	in	ADP
inlawrev-2364	314	8	the	the	DET
inlawrev-2364	314	9	discussion	discussion	NOUN
inlawrev-2364	314	10	by	by	ADP
inlawrev-2364	314	11	the	the	DET
inlawrev-2364	314	12	court	court	NOUN
inlawrev-2364	314	13	of	of	ADP
inlawrev-2364	314	14	the	the	DET
inlawrev-2364	314	15	policy	policy	NOUN
inlawrev-2364	314	16	terminology	terminology	NOUN
inlawrev-2364	314	17	.	.	PUNCT
inlawrev-2364	315	1	indiana	indiana	PROPN
inlawrev-2364	315	2	courts	court	NOUN
inlawrev-2364	315	3	have	have	AUX
inlawrev-2364	315	4	had	have	VERB
inlawrev-2364	315	5	little	little	ADJ
inlawrev-2364	315	6	opportunity	opportunity	NOUN
inlawrev-2364	315	7	to	to	PART
inlawrev-2364	315	8	provide	provide	VERB
inlawrev-2364	315	9	a	a	DET
inlawrev-2364	315	10	thorough	thorough	ADJ
inlawrev-2364	315	11	definition	definition	NOUN
inlawrev-2364	315	12	of	of	ADP
inlawrev-2364	315	13	terms	term	NOUN
inlawrev-2364	315	14	such	such	ADJ
inlawrev-2364	315	15	as	as	ADP
inlawrev-2364	315	16	premiums	premium	NOUN
inlawrev-2364	315	17	,	,	PUNCT
inlawrev-2364	315	18	premium	premium	NOUN
inlawrev-2364	315	19	notices	notice	NOUN
inlawrev-2364	315	20	,	,	PUNCT
inlawrev-2364	315	21	nonforfeiture	nonforfeiture	NOUN
inlawrev-2364	315	22	provisions	provision	NOUN
inlawrev-2364	315	23	,	,	PUNCT
inlawrev-2364	315	24	policy	policy	NOUN
inlawrev-2364	315	25	loans	loan	NOUN
inlawrev-2364	315	26	,	,	PUNCT
inlawrev-2364	315	27	automatic	automatic	ADJ
inlawrev-2364	315	28	®	®	NOUN
inlawrev-2364	315	29	the	the	DET
inlawrev-2364	315	30	policy	policy	NOUN
inlawrev-2364	315	31	was	be	AUX
inlawrev-2364	315	32	first	first	ADV
inlawrev-2364	315	33	issued	issue	VERB
inlawrev-2364	315	34	in	in	ADP
inlawrev-2364	315	35	1969	1969	NUM
inlawrev-2364	315	36	on	on	ADP
inlawrev-2364	315	37	the	the	DET
inlawrev-2364	315	38	deceased	deceased	ADJ
inlawrev-2364	315	39	when	when	SCONJ
inlawrev-2364	315	40	he	he	PRON
inlawrev-2364	315	41	was	be	AUX
inlawrev-2364	315	42	president	president	NOUN
inlawrev-2364	315	43	of	of	ADP
inlawrev-2364	315	44	another	another	DET
inlawrev-2364	315	45	corporation	corporation	NOUN
inlawrev-2364	315	46	and	and	CCONJ
inlawrev-2364	315	47	was	be	AUX
inlawrev-2364	315	48	transferred	transfer	VERB
inlawrev-2364	315	49	in	in	ADP
inlawrev-2364	315	50	1973	1973	NUM
inlawrev-2364	315	51	to	to	ADP
inlawrev-2364	315	52	great	great	ADJ
inlawrev-2364	315	53	horizons	horizon	NOUN
inlawrev-2364	315	54	.	.	PUNCT
inlawrev-2364	316	1	the	the	DET
inlawrev-2364	316	2	insured	insure	VERB
inlawrev-2364	316	3	was	be	AUX
inlawrev-2364	316	4	charged	charge	VERB
inlawrev-2364	316	5	an	an	DET
inlawrev-2364	316	6	extra	extra	ADJ
inlawrev-2364	316	7	premium	premium	NOUN
inlawrev-2364	316	8	or	or	CCONJ
inlawrev-2364	316	9	rating	rating	NOUN
inlawrev-2364	316	10	because	because	SCONJ
inlawrev-2364	316	11	of	of	ADP
inlawrev-2364	316	12	the	the	DET
inlawrev-2364	316	13	medical	medical	ADJ
inlawrev-2364	316	14	history	history	NOUN
inlawrev-2364	316	15	discovered	discover	VERB
inlawrev-2364	316	16	at	at	ADP
inlawrev-2364	316	17	the	the	DET
inlawrev-2364	316	18	time	time	NOUN
inlawrev-2364	316	19	of	of	ADP
inlawrev-2364	316	20	underwriting	underwriting	NOUN
inlawrev-2364	316	21	,	,	PUNCT
inlawrev-2364	316	22	and	and	CCONJ
inlawrev-2364	316	23	the	the	DET
inlawrev-2364	316	24	policy	policy	NOUN
inlawrev-2364	316	25	also	also	ADV
inlawrev-2364	316	26	had	have	VERB
inlawrev-2364	316	27	a	a	DET
inlawrev-2364	316	28	provision	provision	NOUN
inlawrev-2364	316	29	allowing	allow	VERB
inlawrev-2364	316	30	for	for	ADP
inlawrev-2364	316	31	lower	low	ADJ
inlawrev-2364	316	32	premiums	premium	NOUN
inlawrev-2364	316	33	during	during	ADP
inlawrev-2364	316	34	the	the	DET
inlawrev-2364	316	35	first	first	ADJ
inlawrev-2364	316	36	three	three	NUM
inlawrev-2364	316	37	policy	policy	NOUN
inlawrev-2364	316	38	years	year	NOUN
inlawrev-2364	316	39	.	.	PUNCT
inlawrev-2364	317	1	in	in	ADP
inlawrev-2364	317	2	the	the	DET
inlawrev-2364	317	3	first	first	ADJ
inlawrev-2364	317	4	year	year	NOUN
inlawrev-2364	317	5	of	of	ADP
inlawrev-2364	317	6	the	the	DET
inlawrev-2364	317	7	policy	policy	NOUN
inlawrev-2364	317	8	,	,	PUNCT
inlawrev-2364	317	9	premiums	premium	NOUN
inlawrev-2364	317	10	were	be	AUX
inlawrev-2364	317	11	paid	pay	VERB
inlawrev-2364	317	12	by	by	ADP
inlawrev-2364	317	13	a	a	DET
inlawrev-2364	317	14	pre	pre	ADJ
inlawrev-2364	317	15	-	-	ADJ
inlawrev-2364	317	16	authorized	authorized	ADJ
inlawrev-2364	317	17	monthly	monthly	ADJ
inlawrev-2364	317	18	check	check	NOUN
inlawrev-2364	317	19	.	.	PUNCT
inlawrev-2364	318	1	the	the	DET
inlawrev-2364	318	2	premiums	premium	NOUN
inlawrev-2364	318	3	were	be	AUX
inlawrev-2364	318	4	then	then	ADV
inlawrev-2364	318	5	paid	pay	VERB
inlawrev-2364	318	6	on	on	ADP
inlawrev-2364	318	7	an	an	DET
inlawrev-2364	318	8	annual	annual	ADJ
inlawrev-2364	318	9	basis	basis	NOUN
inlawrev-2364	318	10	for	for	ADP
inlawrev-2364	318	11	the	the	DET
inlawrev-2364	318	12	next	next	ADJ
inlawrev-2364	318	13	four	four	NUM
inlawrev-2364	318	14	years	year	NOUN
inlawrev-2364	318	15	,	,	PUNCT
inlawrev-2364	318	16	using	use	VERB
inlawrev-2364	318	17	a	a	DET
inlawrev-2364	318	18	combination	combination	NOUN
inlawrev-2364	318	19	of	of	ADP
inlawrev-2364	318	20	corporate	corporate	ADJ
inlawrev-2364	318	21	checks	check	NOUN
inlawrev-2364	318	22	and	and	CCONJ
inlawrev-2364	318	23	policy	policy	NOUN
inlawrev-2364	318	24	loans	loan	NOUN
inlawrev-2364	318	25	.	.	PUNCT
inlawrev-2364	319	1	as	as	SCONJ
inlawrev-2364	319	2	is	be	AUX
inlawrev-2364	319	3	customary	customary	ADJ
inlawrev-2364	319	4	with	with	ADP
inlawrev-2364	319	5	this	this	DET
inlawrev-2364	319	6	type	type	NOUN
inlawrev-2364	319	7	of	of	ADP
inlawrev-2364	319	8	financed	finance	VERB
inlawrev-2364	319	9	premium	premium	NOUN
inlawrev-2364	319	10	,	,	PUNCT
inlawrev-2364	319	11	separate	separate	ADJ
inlawrev-2364	319	12	policy	policy	NOUN
inlawrev-2364	319	13	loan	loan	NOUN
inlawrev-2364	319	14	request	request	NOUN
inlawrev-2364	319	15	forms	form	NOUN
inlawrev-2364	319	16	were	be	AUX
inlawrev-2364	319	17	completed	complete	VERB
inlawrev-2364	319	18	;	;	PUNCT
inlawrev-2364	319	19	these	these	DET
inlawrev-2364	319	20	policy	policy	NOUN
inlawrev-2364	319	21	loans	loan	NOUN
inlawrev-2364	319	22	were	be	AUX
inlawrev-2364	319	23	not	not	PART
inlawrev-2364	319	24	in	in	ADP
inlawrev-2364	319	25	any	any	DET
inlawrev-2364	319	26	way	way	NOUN
inlawrev-2364	319	27	affected	affect	VERB
inlawrev-2364	319	28	by	by	ADP
inlawrev-2364	319	29	the	the	DET
inlawrev-2364	319	30	automatic	automatic	ADJ
inlawrev-2364	319	31	premium	premium	NOUN
inlawrev-2364	319	32	loan	loan	NOUN
inlawrev-2364	319	33	provision	provision	NOUN
inlawrev-2364	319	34	of	of	ADP
inlawrev-2364	319	35	the	the	DET
inlawrev-2364	319	36	policy	policy	NOUN
inlawrev-2364	319	37	.	.	PUNCT
inlawrev-2364	320	1	*	*	PUNCT
inlawrev-2364	320	2	^0n	^0n	NOUN
inlawrev-2364	320	3	approximately	approximately	ADV
inlawrev-2364	320	4	may	may	AUX
inlawrev-2364	320	5	28	28	NUM
inlawrev-2364	320	6	,	,	PUNCT
inlawrev-2364	320	7	1975	1975	NUM
inlawrev-2364	320	8	,	,	PUNCT
inlawrev-2364	320	9	massachusetts	massachusetts	PROPN
inlawrev-2364	320	10	mutual	mutual	NOUN
inlawrev-2364	320	11	erroneously	erroneously	ADV
inlawrev-2364	320	12	mailed	mail	VERB
inlawrev-2364	320	13	a	a	DET
inlawrev-2364	320	14	dividend	dividend	NOUN
inlawrev-2364	320	15	check	check	NOUN
inlawrev-2364	320	16	to	to	ADP
inlawrev-2364	320	17	great	great	ADJ
inlawrev-2364	320	18	horizons	horizon	NOUN
inlawrev-2364	320	19	for	for	ADP
inlawrev-2364	320	20	$	$	SYM
inlawrev-2364	320	21	1,555	1,555	NUM
inlawrev-2364	320	22	.	.	PUNCT
inlawrev-2364	321	1	the	the	DET
inlawrev-2364	321	2	check	check	NOUN
inlawrev-2364	321	3	should	should	AUX
inlawrev-2364	321	4	not	not	PART
inlawrev-2364	321	5	have	have	AUX
inlawrev-2364	321	6	been	be	AUX
inlawrev-2364	321	7	sent	send	VERB
inlawrev-2364	321	8	because	because	SCONJ
inlawrev-2364	321	9	at	at	ADP
inlawrev-2364	321	10	that	that	DET
inlawrev-2364	321	11	time	time	NOUN
inlawrev-2364	321	12	the	the	DET
inlawrev-2364	321	13	policy	policy	NOUN
inlawrev-2364	321	14	was	be	AUX
inlawrev-2364	321	15	not	not	PART
inlawrev-2364	321	16	in	in	ADP
inlawrev-2364	321	17	force	force	NOUN
inlawrev-2364	321	18	.	.	PUNCT
inlawrev-2364	322	1	although	although	SCONJ
inlawrev-2364	322	2	massachusetts	massachusetts	PROPN
inlawrev-2364	322	3	mutual	mutual	PROPN
inlawrev-2364	322	4	requested	request	VERB
inlawrev-2364	322	5	the	the	DET
inlawrev-2364	322	6	return	return	NOUN
inlawrev-2364	322	7	of	of	ADP
inlawrev-2364	322	8	the	the	DET
inlawrev-2364	322	9	dividend	dividend	NOUN
inlawrev-2364	322	10	check	check	NOUN
inlawrev-2364	322	11	,	,	PUNCT
inlawrev-2364	322	12	great	great	ADJ
inlawrev-2364	322	13	horizons	horizon	NOUN
inlawrev-2364	322	14	refused	refuse	VERB
inlawrev-2364	322	15	their	their	PRON
inlawrev-2364	322	16	demand	demand	NOUN
inlawrev-2364	322	17	.	.	PUNCT
inlawrev-2364	323	1	1980	1980	NUM
inlawrev-2364	323	2	]	]	PUNCT
inlawrev-2364	323	3	survey	survey	NOUN
inlawrev-2364	323	4	-	-	PUNCT
inlawrev-2364	323	5	insurance	insurance	NOUN
inlawrev-2364	323	6	293	293	NUM
inlawrev-2364	323	7	premium	premium	NOUN
inlawrev-2364	323	8	loans	loan	NOUN
inlawrev-2364	323	9	,	,	PUNCT
inlawrev-2364	323	10	and	and	CCONJ
inlawrev-2364	323	11	dividends	dividend	NOUN
inlawrev-2364	323	12	,	,	PUNCT
inlawrev-2364	323	13	or	or	CCONJ
inlawrev-2364	323	14	to	to	PART
inlawrev-2364	323	15	examine	examine	VERB
inlawrev-2364	323	16	the	the	DET
inlawrev-2364	323	17	relationship	relationship	NOUN
inlawrev-2364	323	18	between	between	ADP
inlawrev-2364	323	19	dividends	dividend	NOUN
inlawrev-2364	323	20	and	and	CCONJ
inlawrev-2364	323	21	cash	cash	NOUN
inlawrev-2364	323	22	or	or	CCONJ
inlawrev-2364	323	23	loan	loan	NOUN
inlawrev-2364	323	24	value.^^	value.^^	PUNCT
inlawrev-2364	324	1	the	the	DET
inlawrev-2364	324	2	court	court	NOUN
inlawrev-2364	324	3	discussed	discuss	VERB
inlawrev-2364	324	4	several	several	ADJ
inlawrev-2364	324	5	cases	case	NOUN
inlawrev-2364	324	6	in	in	ADP
inlawrev-2364	324	7	which	which	PRON
inlawrev-2364	324	8	policy	policy	NOUN
inlawrev-2364	324	9	indebtedness	indebtedness	NOUN
inlawrev-2364	324	10	equalled	equal	VERB
inlawrev-2364	324	11	or	or	CCONJ
inlawrev-2364	324	12	exceeded	exceed	VERB
inlawrev-2364	324	13	the	the	DET
inlawrev-2364	324	14	policy	policy	NOUN
inlawrev-2364	324	15	value	value	NOUN
inlawrev-2364	324	16	when	when	SCONJ
inlawrev-2364	324	17	the	the	DET
inlawrev-2364	324	18	policy	policy	NOUN
inlawrev-2364	324	19	automatically	automatically	ADV
inlawrev-2364	324	20	terminated	terminate	VERB
inlawrev-2364	324	21	without	without	ADP
inlawrev-2364	324	22	additional	additional	ADJ
inlawrev-2364	324	23	notice	notice	NOUN
inlawrev-2364	324	24	to	to	ADP
inlawrev-2364	324	25	the	the	DET
inlawrev-2364	324	26	insured	insure	VERB
inlawrev-2364	324	27	,	,	PUNCT
inlawrev-2364	324	28	thus	thus	ADV
inlawrev-2364	324	29	illustrating	illustrate	VERB
inlawrev-2364	324	30	the	the	DET
inlawrev-2364	324	31	relationship	relationship	NOUN
inlawrev-2364	324	32	between	between	ADP
inlawrev-2364	324	33	premiums	premium	NOUN
inlawrev-2364	324	34	,	,	PUNCT
inlawrev-2364	324	35	loan	loan	NOUN
inlawrev-2364	324	36	values	value	NOUN
inlawrev-2364	324	37	,	,	PUNCT
inlawrev-2364	324	38	and	and	CCONJ
inlawrev-2364	324	39	termination	termination	NOUN
inlawrev-2364	324	40	provisions.*^^	provisions.*^^	NOUN
inlawrev-2364	324	41	these	these	DET
inlawrev-2364	324	42	decisions	decision	NOUN
inlawrev-2364	324	43	also	also	ADV
inlawrev-2364	324	44	clearly	clearly	ADV
inlawrev-2364	324	45	illustrated	illustrate	VERB
inlawrev-2364	324	46	the	the	DET
inlawrev-2364	324	47	conclusion	conclusion	NOUN
inlawrev-2364	324	48	that	that	SCONJ
inlawrev-2364	324	49	"	"	PUNCT
inlawrev-2364	324	50	a	a	DET
inlawrev-2364	324	51	premium	premium	NOUN
inlawrev-2364	324	52	lapse	lapse	NOUN
inlawrev-2364	324	53	provision	provision	NOUN
inlawrev-2364	324	54	is	be	AUX
inlawrev-2364	324	55	separate	separate	ADJ
inlawrev-2364	324	56	and	and	CCONJ
inlawrev-2364	324	57	distinct	distinct	ADJ
inlawrev-2364	324	58	from	from	ADP
inlawrev-2364	324	59	a	a	DET
inlawrev-2364	324	60	provision	provision	NOUN
inlawrev-2364	324	61	requiring	require	VERB
inlawrev-2364	324	62	notice	notice	NOUN
inlawrev-2364	324	63	prior	prior	ADV
inlawrev-2364	324	64	to	to	ADP
inlawrev-2364	324	65	voiding	void	VERB
inlawrev-2364	324	66	a	a	DET
inlawrev-2364	324	67	policy	policy	NOUN
inlawrev-2364	324	68	in	in	ADP
inlawrev-2364	324	69	which	which	PRON
inlawrev-2364	324	70	total	total	ADJ
inlawrev-2364	324	71	indebtedness	indebtedness	NOUN
inlawrev-2364	324	72	equals	equal	VERB
inlawrev-2364	324	73	or	or	CCONJ
inlawrev-2364	324	74	exceeds	exceed	VERB
inlawrev-2364	324	75	the	the	DET
inlawrev-2364	324	76	value	value	NOUN
inlawrev-2364	324	77	of	of	ADP
inlawrev-2364	324	78	the	the	DET
inlawrev-2364	324	79	policy	policy	NOUN
inlawrev-2364	324	80	."^^	."^^	PUNCT
inlawrev-2364	325	1	policy	policy	NOUN
inlawrev-2364	325	2	provisions	provision	NOUN
inlawrev-2364	325	3	similar	similar	ADJ
inlawrev-2364	325	4	to	to	ADP
inlawrev-2364	325	5	those	those	PRON
inlawrev-2364	325	6	in	in	ADP
inlawrev-2364	325	7	great	great	ADJ
inlawrev-2364	325	8	horizons	horizon	NOUN
inlawrev-2364	325	9	were	be	AUX
inlawrev-2364	325	10	construed	construe	VERB
inlawrev-2364	325	11	by	by	ADP
inlawrev-2364	325	12	the	the	DET
inlawrev-2364	325	13	missouri	missouri	PROPN
inlawrev-2364	325	14	supreme	supreme	PROPN
inlawrev-2364	325	15	court	court	PROPN
inlawrev-2364	325	16	in	in	ADP
inlawrev-2364	325	17	rohh	rohh	PROPN
inlawrev-2364	325	18	v.	v.	ADP
inlawrev-2364	325	19	metropolitan	metropolitan	PROPN
inlawrev-2364	325	20	life	life	PROPN
inlawrev-2364	325	21	insurance	insurance	PROPN
inlawrev-2364	325	22	co.	co.	PROPN
inlawrev-2364	325	23	,'^^	,'^^	PUNCT
inlawrev-2364	325	24	and	and	CCONJ
inlawrev-2364	325	25	were	be	AUX
inlawrev-2364	325	26	discussed	discuss	VERB
inlawrev-2364	325	27	by	by	ADP
inlawrev-2364	325	28	the	the	DET
inlawrev-2364	325	29	federal	federal	PROPN
inlawrev-2364	325	30	court.^	court.^	PROPN
inlawrev-2364	325	31	'	'	PUNCT
inlawrev-2364	325	32	in	in	ADP
inlawrev-2364	325	33	rohh	rohh	NOUN
inlawrev-2364	325	34	,	,	PUNCT
inlawrev-2364	325	35	the	the	DET
inlawrev-2364	325	36	plaintiff	plaintiff	NOUN
inlawrev-2364	325	37	asserted	assert	VERB
inlawrev-2364	325	38	that	that	SCONJ
inlawrev-2364	325	39	the	the	DET
inlawrev-2364	325	40	provisions	provision	NOUN
inlawrev-2364	325	41	for	for	ADP
inlawrev-2364	325	42	policy	policy	NOUN
inlawrev-2364	325	43	lapse	lapse	NOUN
inlawrev-2364	325	44	upon	upon	SCONJ
inlawrev-2364	325	45	nonpayment	nonpayment	NOUN
inlawrev-2364	325	46	of	of	ADP
inlawrev-2364	325	47	premiums	premium	NOUN
inlawrev-2364	325	48	must	must	AUX
inlawrev-2364	325	49	be	be	AUX
inlawrev-2364	325	50	interpreted	interpret	VERB
inlawrev-2364	325	51	together	together	ADV
inlawrev-2364	325	52	with	with	ADP
inlawrev-2364	325	53	other	other	ADJ
inlawrev-2364	325	54	requirements	requirement	NOUN
inlawrev-2364	325	55	,	,	PUNCT
inlawrev-2364	325	56	including	include	VERB
inlawrev-2364	325	57	a	a	DET
inlawrev-2364	325	58	one	one	NUM
inlawrev-2364	325	59	-	-	PUNCT
inlawrev-2364	325	60	month	month	NOUN
inlawrev-2364	325	61	notice	notice	NOUN
inlawrev-2364	325	62	.	.	PUNCT
inlawrev-2364	326	1	the	the	DET
inlawrev-2364	326	2	fiobh	fiobh	PROPN
inlawrev-2364	326	3	court	court	PROPN
inlawrev-2364	326	4	held	hold	VERB
inlawrev-2364	326	5	:	:	PUNCT
inlawrev-2364	326	6	the	the	DET
inlawrev-2364	326	7	two	two	NUM
inlawrev-2364	326	8	provisions	provision	NOUN
inlawrev-2364	326	9	are	be	AUX
inlawrev-2364	326	10	separate	separate	ADJ
inlawrev-2364	326	11	and	and	CCONJ
inlawrev-2364	326	12	distinct	distinct	ADJ
inlawrev-2364	326	13	,	,	PUNCT
inlawrev-2364	326	14	not	not	PART
inlawrev-2364	326	15	inconsistent	inconsistent	ADJ
inlawrev-2364	326	16	,	,	PUNCT
inlawrev-2364	326	17	and	and	CCONJ
inlawrev-2364	326	18	both	both	PRON
inlawrev-2364	326	19	should	should	AUX
inlawrev-2364	326	20	be	be	AUX
inlawrev-2364	326	21	given	give	VERB
inlawrev-2364	326	22	effect	effect	NOUN
inlawrev-2364	326	23	.	.	PUNCT
inlawrev-2364	327	1	under	under	ADP
inlawrev-2364	327	2	the	the	DET
inlawrev-2364	327	3	policy	policy	NOUN
inlawrev-2364	327	4	,	,	PUNCT
inlawrev-2364	327	5	upon	upon	SCONJ
inlawrev-2364	327	6	"	"	PUNCT
inlawrev-2364	327	7	^a	^a	PUNCT
inlawrev-2364	327	8	distinction	distinction	NOUN
inlawrev-2364	327	9	is	be	AUX
inlawrev-2364	327	10	properly	properly	ADV
inlawrev-2364	327	11	made	make	VERB
inlawrev-2364	327	12	between	between	ADP
inlawrev-2364	327	13	cash	cash	NOUN
inlawrev-2364	327	14	value	value	NOUN
inlawrev-2364	327	15	and	and	CCONJ
inlawrev-2364	327	16	loan	loan	NOUN
inlawrev-2364	327	17	value	value	NOUN
inlawrev-2364	327	18	.	.	PUNCT
inlawrev-2364	328	1	the	the	DET
inlawrev-2364	328	2	cash	cash	NOUN
inlawrev-2364	328	3	value	value	NOUN
inlawrev-2364	328	4	of	of	ADP
inlawrev-2364	328	5	the	the	DET
inlawrev-2364	328	6	policy	policy	NOUN
inlawrev-2364	328	7	,	,	PUNCT
inlawrev-2364	328	8	in	in	ADP
inlawrev-2364	328	9	general	general	ADJ
inlawrev-2364	328	10	terms	term	NOUN
inlawrev-2364	328	11	,	,	PUNCT
inlawrev-2364	328	12	is	be	AUX
inlawrev-2364	328	13	the	the	DET
inlawrev-2364	328	14	amount	amount	NOUN
inlawrev-2364	328	15	for	for	ADP
inlawrev-2364	328	16	which	which	PRON
inlawrev-2364	328	17	the	the	DET
inlawrev-2364	328	18	policy	policy	NOUN
inlawrev-2364	328	19	may	may	AUX
inlawrev-2364	328	20	be	be	AUX
inlawrev-2364	328	21	surrendered	surrender	VERB
inlawrev-2364	328	22	to	to	ADP
inlawrev-2364	328	23	the	the	DET
inlawrev-2364	328	24	issuing	issue	VERB
inlawrev-2364	328	25	insurance	insurance	NOUN
inlawrev-2364	328	26	company	company	NOUN
inlawrev-2364	328	27	.	.	PUNCT
inlawrev-2364	329	1	the	the	DET
inlawrev-2364	329	2	loan	loan	NOUN
inlawrev-2364	329	3	value	value	NOUN
inlawrev-2364	329	4	is	be	AUX
inlawrev-2364	329	5	always	always	ADV
inlawrev-2364	329	6	less	less	ADJ
inlawrev-2364	329	7	than	than	ADP
inlawrev-2364	329	8	the	the	DET
inlawrev-2364	329	9	cash	cash	NOUN
inlawrev-2364	329	10	value	value	NOUN
inlawrev-2364	329	11	and	and	CCONJ
inlawrev-2364	329	12	is	be	AUX
inlawrev-2364	329	13	usually	usually	ADV
inlawrev-2364	329	14	less	less	ADJ
inlawrev-2364	329	15	than	than	ADP
inlawrev-2364	329	16	the	the	DET
inlawrev-2364	329	17	cash	cash	NOUN
inlawrev-2364	329	18	value	value	NOUN
inlawrev-2364	329	19	by	by	ADP
inlawrev-2364	329	20	an	an	DET
inlawrev-2364	329	21	amount	amount	NOUN
inlawrev-2364	329	22	equal	equal	ADJ
inlawrev-2364	329	23	to	to	ADP
inlawrev-2364	329	24	the	the	DET
inlawrev-2364	329	25	annual	annual	ADJ
inlawrev-2364	329	26	percentage	percentage	NOUN
inlawrev-2364	329	27	rate	rate	NOUN
inlawrev-2364	329	28	charged	charge	VERB
inlawrev-2364	329	29	on	on	ADP
inlawrev-2364	329	30	the	the	DET
inlawrev-2364	329	31	loan	loan	NOUN
inlawrev-2364	329	32	.	.	PUNCT
inlawrev-2364	330	1	this	this	DET
inlawrev-2364	330	2	rate	rate	NOUN
inlawrev-2364	330	3	ranges	range	VERB
inlawrev-2364	330	4	from	from	ADP
inlawrev-2364	330	5	four	four	NUM
inlawrev-2364	330	6	percent	percent	NOUN
inlawrev-2364	330	7	simple	simple	ADJ
inlawrev-2364	330	8	interest	interest	NOUN
inlawrev-2364	330	9	in	in	ADP
inlawrev-2364	330	10	older	old	ADJ
inlawrev-2364	330	11	policies	policy	NOUN
inlawrev-2364	330	12	to	to	ADP
inlawrev-2364	330	13	eight	eight	NUM
inlawrev-2364	330	14	percent	percent	NOUN
inlawrev-2364	330	15	in	in	ADP
inlawrev-2364	330	16	more	more	ADV
inlawrev-2364	330	17	recent	recent	ADJ
inlawrev-2364	330	18	policies	policy	NOUN
inlawrev-2364	330	19	.	.	PUNCT
inlawrev-2364	331	1	«	«	PUNCT
inlawrev-2364	331	2	«	«	PUNCT
inlawrev-2364	331	3	457	457	NUM
inlawrev-2364	331	4	f.	f.	PROPN
inlawrev-2364	331	5	supp	supp	PROPN
inlawrev-2364	331	6	.	.	PUNCT
inlawrev-2364	332	1	at	at	ADP
inlawrev-2364	332	2	1075	1075	NUM
inlawrev-2364	332	3	-	-	SYM
inlawrev-2364	332	4	77	77	NUM
inlawrev-2364	332	5	.	.	PUNCT
inlawrev-2364	333	1	see	see	VERB
inlawrev-2364	333	2	bauge	bauge	NOUN
inlawrev-2364	333	3	v.	v.	ADP
inlawrev-2364	333	4	crown	crown	NOUN
inlawrev-2364	333	5	life	life	NOUN
inlawrev-2364	333	6	ins	ins	PROPN
inlawrev-2364	333	7	.	.	PUNCT
inlawrev-2364	333	8	co.	co.	PROPN
inlawrev-2364	333	9	,	,	PUNCT
inlawrev-2364	333	10	473	473	NUM
inlawrev-2364	333	11	f.^d	f.^d	NOUN
inlawrev-2364	333	12	787	787	NUM
inlawrev-2364	333	13	(	(	PUNCT
inlawrev-2364	333	14	9th	9th	ADJ
inlawrev-2364	333	15	cir	cir	NOUN
inlawrev-2364	333	16	.	.	PROPN
inlawrev-2364	333	17	1972	1972	NUM
inlawrev-2364	333	18	)	)	PUNCT
inlawrev-2364	334	1	(	(	PUNCT
inlawrev-2364	334	2	policy	policy	NOUN
inlawrev-2364	334	3	provision	provision	NOUN
inlawrev-2364	334	4	requiring	require	VERB
inlawrev-2364	334	5	a	a	DET
inlawrev-2364	334	6	30	30	NUM
inlawrev-2364	334	7	-	-	PUNCT
inlawrev-2364	334	8	day	day	NOUN
inlawrev-2364	334	9	notice	notice	NOUN
inlawrev-2364	334	10	prior	prior	ADV
inlawrev-2364	334	11	to	to	ADP
inlawrev-2364	334	12	policy	policy	NOUN
inlawrev-2364	334	13	lapse	lapse	NOUN
inlawrev-2364	334	14	was	be	AUX
inlawrev-2364	334	15	not	not	PART
inlawrev-2364	334	16	applicable	applicable	ADJ
inlawrev-2364	334	17	when	when	SCONJ
inlawrev-2364	334	18	previous	previous	ADJ
inlawrev-2364	334	19	automatic	automatic	ADJ
inlawrev-2364	334	20	premium	premium	NOUN
inlawrev-2364	334	21	loans	loan	NOUN
inlawrev-2364	334	22	had	have	AUX
inlawrev-2364	334	23	exhausted	exhaust	VERB
inlawrev-2364	334	24	the	the	DET
inlawrev-2364	334	25	cash	cash	NOUN
inlawrev-2364	334	26	value	value	NOUN
inlawrev-2364	334	27	)	)	PUNCT
inlawrev-2364	334	28	;	;	PUNCT
inlawrev-2364	334	29	pacific	pacific	PROPN
inlawrev-2364	334	30	mut	mut	PROPN
inlawrev-2364	334	31	.	.	PUNCT
inlawrev-2364	335	1	life	life	NOUN
inlawrev-2364	335	2	ins	ins	PROPN
inlawrev-2364	335	3	.	.	PUNCT
inlawrev-2364	335	4	co.	co.	PROPN
inlawrev-2364	335	5	v.	v.	ADP
inlawrev-2364	335	6	davin	davin	PROPN
inlawrev-2364	335	7	,	,	PUNCT
inlawrev-2364	335	8	5	5	NUM
inlawrev-2364	335	9	f.2d	f.2d	SYM
inlawrev-2364	335	10	481	481	NUM
inlawrev-2364	335	11	(	(	PUNCT
inlawrev-2364	335	12	4th	4th	ADJ
inlawrev-2364	335	13	cir	cir	NOUN
inlawrev-2364	335	14	.	.	PROPN
inlawrev-2364	335	15	1925	1925	NUM
inlawrev-2364	335	16	)	)	PUNCT
inlawrev-2364	336	1	(	(	PUNCT
inlawrev-2364	336	2	policy	policy	NOUN
inlawrev-2364	336	3	lapsed	lapse	VERB
inlawrev-2364	336	4	for	for	ADP
inlawrev-2364	336	5	nonpayment	nonpayment	NOUN
inlawrev-2364	336	6	of	of	ADP
inlawrev-2364	336	7	premium	premium	NOUN
inlawrev-2364	336	8	without	without	ADP
inlawrev-2364	336	9	notice	notice	NOUN
inlawrev-2364	336	10	to	to	ADP
inlawrev-2364	336	11	the	the	DET
inlawrev-2364	336	12	insured	insure	VERB
inlawrev-2364	336	13	when	when	SCONJ
inlawrev-2364	336	14	total	total	ADJ
inlawrev-2364	336	15	indebtedness	indebtedness	NOUN
inlawrev-2364	336	16	exceeded	exceed	VERB
inlawrev-2364	336	17	the	the	DET
inlawrev-2364	336	18	cash	cash	NOUN
inlawrev-2364	336	19	surrender	surrender	NOUN
inlawrev-2364	336	20	value	value	NOUN
inlawrev-2364	336	21	of	of	ADP
inlawrev-2364	336	22	the	the	DET
inlawrev-2364	336	23	policy	policy	NOUN
inlawrev-2364	336	24	)	)	PUNCT
inlawrev-2364	336	25	;	;	PUNCT
inlawrev-2364	336	26	loss	loss	NOUN
inlawrev-2364	336	27	v.	v.	ADP
inlawrev-2364	336	28	mutual	mutual	ADJ
inlawrev-2364	336	29	life	life	NOUN
inlawrev-2364	336	30	ins	ins	PROPN
inlawrev-2364	336	31	.	.	PUNCT
inlawrev-2364	336	32	co.	co.	PROPN
inlawrev-2364	336	33	,	,	PUNCT
inlawrev-2364	336	34	230	230	NUM
inlawrev-2364	336	35	f.	f.	PROPN
inlawrev-2364	336	36	supp	supp	PROPN
inlawrev-2364	336	37	.	.	PUNCT
inlawrev-2364	337	1	329	329	NUM
inlawrev-2364	337	2	(	(	PUNCT
inlawrev-2364	337	3	s.d.n.y	s.d.n.y	PROPN
inlawrev-2364	337	4	.	.	NOUN
inlawrev-2364	337	5	1963	1963	NUM
inlawrev-2364	337	6	)	)	PUNCT
inlawrev-2364	337	7	(	(	PUNCT
inlawrev-2364	337	8	no	no	DET
inlawrev-2364	337	9	notice	notice	NOUN
inlawrev-2364	337	10	prior	prior	ADV
inlawrev-2364	337	11	to	to	ADP
inlawrev-2364	337	12	forfeiture	forfeiture	NOUN
inlawrev-2364	337	13	when	when	SCONJ
inlawrev-2364	337	14	policy	policy	NOUN
inlawrev-2364	337	15	lapsed	lapse	VERB
inlawrev-2364	337	16	for	for	ADP
inlawrev-2364	337	17	failure	failure	NOUN
inlawrev-2364	337	18	to	to	PART
inlawrev-2364	337	19	pay	pay	VERB
inlawrev-2364	337	20	premiums	premium	NOUN
inlawrev-2364	337	21	and	and	CCONJ
inlawrev-2364	337	22	automatic	automatic	ADJ
inlawrev-2364	337	23	premium	premium	NOUN
inlawrev-2364	337	24	loan	loan	NOUN
inlawrev-2364	337	25	provision	provision	NOUN
inlawrev-2364	337	26	was	be	AUX
inlawrev-2364	337	27	inapplicable	inapplicable	ADJ
inlawrev-2364	337	28	because	because	SCONJ
inlawrev-2364	337	29	of	of	ADP
inlawrev-2364	337	30	previous	previous	ADJ
inlawrev-2364	337	31	policy	policy	NOUN
inlawrev-2364	337	32	loans	loan	NOUN
inlawrev-2364	337	33	)	)	PUNCT
inlawrev-2364	337	34	;	;	PUNCT
inlawrev-2364	337	35	rick	rick	PROPN
inlawrev-2364	337	36	v.	v.	PROPN
inlawrev-2364	337	37	john	john	PROPN
inlawrev-2364	337	38	hancock	hancock	PROPN
inlawrev-2364	337	39	mut	mut	PROPN
inlawrev-2364	337	40	.	.	PUNCT
inlawrev-2364	338	1	life	life	PROPN
inlawrev-2364	338	2	ins	ins	PROPN
inlawrev-2364	338	3	.	.	PUNCT
inlawrev-2364	338	4	co.	co.	PROPN
inlawrev-2364	338	5	,	,	PUNCT
inlawrev-2364	338	6	230	230	NUM
inlawrev-2364	338	7	mo	mo	PROPN
inlawrev-2364	338	8	.	.	PROPN
inlawrev-2364	338	9	app	app	PROPN
inlawrev-2364	338	10	.	.	PROPN
inlawrev-2364	338	11	1084	1084	NUM
inlawrev-2364	338	12	,	,	PUNCT
inlawrev-2364	338	13	93	93	NUM
inlawrev-2364	338	14	s.w.2d	s.w.2d	NOUN
inlawrev-2364	338	15	1126	1126	NUM
inlawrev-2364	338	16	(	(	PUNCT
inlawrev-2364	338	17	1936	1936	NUM
inlawrev-2364	338	18	)	)	PUNCT
inlawrev-2364	338	19	(	(	PUNCT
inlawrev-2364	338	20	nonforfeiture	nonforfeiture	NOUN
inlawrev-2364	338	21	provision	provision	NOUN
inlawrev-2364	338	22	that	that	PRON
inlawrev-2364	338	23	required	require	VERB
inlawrev-2364	338	24	extended	extended	ADJ
inlawrev-2364	338	25	term	term	NOUN
inlawrev-2364	338	26	insurance	insurance	NOUN
inlawrev-2364	338	27	could	could	AUX
inlawrev-2364	338	28	not	not	PART
inlawrev-2364	338	29	operate	operate	VERB
inlawrev-2364	338	30	because	because	SCONJ
inlawrev-2364	338	31	insured	insure	VERB
inlawrev-2364	338	32	had	have	AUX
inlawrev-2364	338	33	previously	previously	ADV
inlawrev-2364	338	34	borrowed	borrow	VERB
inlawrev-2364	338	35	the	the	DET
inlawrev-2364	338	36	maximum	maximum	ADJ
inlawrev-2364	338	37	amount	amount	NOUN
inlawrev-2364	338	38	;	;	PUNCT
inlawrev-2364	338	39	policy	policy	NOUN
inlawrev-2364	338	40	lapsed	lapse	VERB
inlawrev-2364	338	41	for	for	ADP
inlawrev-2364	338	42	nonpayment	nonpayment	NOUN
inlawrev-2364	338	43	of	of	ADP
inlawrev-2364	338	44	premiums	premium	NOUN
inlawrev-2364	338	45	without	without	ADP
inlawrev-2364	338	46	notice	notice	NOUN
inlawrev-2364	338	47	required	require	VERB
inlawrev-2364	338	48	)	)	PUNCT
inlawrev-2364	338	49	;	;	PUNCT
inlawrev-2364	339	1	heuring	heure	VERB
inlawrev-2364	339	2	v.	v.	ADP
inlawrev-2364	339	3	central	central	ADJ
inlawrev-2364	339	4	states	state	NOUN
inlawrev-2364	339	5	life	life	NOUN
inlawrev-2364	339	6	ins	ins	PROPN
inlawrev-2364	339	7	.	.	PUNCT
inlawrev-2364	339	8	co.	co.	PROPN
inlawrev-2364	339	9	,	,	PUNCT
inlawrev-2364	339	10	230	230	NUM
inlawrev-2364	339	11	mo	mo	PROPN
inlawrev-2364	339	12	.	.	PROPN
inlawrev-2364	339	13	app	app	PROPN
inlawrev-2364	339	14	.	.	PROPN
inlawrev-2364	339	15	42	42	NUM
inlawrev-2364	339	16	,	,	PUNCT
inlawrev-2364	339	17	87	87	NUM
inlawrev-2364	339	18	s.w.2d	s.w.2d	NUM
inlawrev-2364	339	19	661	661	NUM
inlawrev-2364	339	20	(	(	PUNCT
inlawrev-2364	339	21	1935	1935	NUM
inlawrev-2364	339	22	)	)	PUNCT
inlawrev-2364	339	23	(	(	PUNCT
inlawrev-2364	339	24	insurer	insurer	NOUN
inlawrev-2364	339	25	utilized	utilize	VERB
inlawrev-2364	339	26	the	the	DET
inlawrev-2364	339	27	automatic	automatic	ADJ
inlawrev-2364	339	28	premium	premium	NOUN
inlawrev-2364	339	29	loan	loan	NOUN
inlawrev-2364	339	30	provision	provision	NOUN
inlawrev-2364	339	31	of	of	ADP
inlawrev-2364	339	32	the	the	DET
inlawrev-2364	339	33	policy	policy	NOUN
inlawrev-2364	339	34	to	to	PART
inlawrev-2364	339	35	pay	pay	VERB
inlawrev-2364	339	36	premiums	premium	NOUN
inlawrev-2364	339	37	until	until	SCONJ
inlawrev-2364	339	38	indebtedness	indebtedness	NOUN
inlawrev-2364	339	39	exceeded	exceed	VERB
inlawrev-2364	339	40	the	the	DET
inlawrev-2364	339	41	value	value	NOUN
inlawrev-2364	339	42	of	of	ADP
inlawrev-2364	339	43	the	the	DET
inlawrev-2364	339	44	policy	policy	NOUN
inlawrev-2364	339	45	;	;	PUNCT
inlawrev-2364	339	46	policy	policy	NOUN
inlawrev-2364	339	47	terminated	terminate	VERB
inlawrev-2364	339	48	for	for	ADP
inlawrev-2364	339	49	nonpayment	nonpayment	NOUN
inlawrev-2364	339	50	of	of	ADP
inlawrev-2364	339	51	premiums	premium	NOUN
inlawrev-2364	339	52	without	without	ADP
inlawrev-2364	339	53	notice	notice	NOUN
inlawrev-2364	339	54	to	to	ADP
inlawrev-2364	339	55	the	the	DET
inlawrev-2364	339	56	insured	insure	VERB
inlawrev-2364	339	57	irrespective	irrespective	ADV
inlawrev-2364	339	58	of	of	ADP
inlawrev-2364	339	59	30	30	NUM
inlawrev-2364	339	60	-	-	PUNCT
inlawrev-2364	339	61	day	day	NOUN
inlawrev-2364	339	62	notice	notice	NOUN
inlawrev-2364	339	63	provision	provision	NOUN
inlawrev-2364	339	64	in	in	ADP
inlawrev-2364	339	65	the	the	DET
inlawrev-2364	339	66	policy	policy	NOUN
inlawrev-2364	339	67	)	)	PUNCT
inlawrev-2364	339	68	;	;	PUNCT
inlawrev-2364	339	69	columbus	columbus	PROPN
inlawrev-2364	339	70	mut	mut	PROPN
inlawrev-2364	339	71	.	.	PUNCT
inlawrev-2364	340	1	life	life	PROPN
inlawrev-2364	340	2	ins	ins	PROPN
inlawrev-2364	340	3	.	.	PUNCT
inlawrev-2364	340	4	co.	co.	PROPN
inlawrev-2364	341	1	v.	v.	ADP
inlawrev-2364	341	2	hines	hines	PROPN
inlawrev-2364	341	3	,	,	PUNCT
inlawrev-2364	341	4	129	129	NUM
inlawrev-2364	341	5	ohio	ohio	PROPN
inlawrev-2364	341	6	st	st	PROPN
inlawrev-2364	341	7	.	.	PROPN
inlawrev-2364	341	8	472	472	NUM
inlawrev-2364	341	9	,	,	PUNCT
inlawrev-2364	341	10	196	196	NUM
inlawrev-2364	341	11	n.e	n.e	X
inlawrev-2364	341	12	.	.	PROPN
inlawrev-2364	341	13	158	158	NUM
inlawrev-2364	341	14	(	(	PUNCT
inlawrev-2364	341	15	1935	1935	NUM
inlawrev-2364	341	16	)	)	PUNCT
inlawrev-2364	341	17	(	(	PUNCT
inlawrev-2364	341	18	policy	policy	NOUN
inlawrev-2364	341	19	provision	provision	NOUN
inlawrev-2364	341	20	requiring	require	VERB
inlawrev-2364	341	21	notice	notice	NOUN
inlawrev-2364	341	22	to	to	ADP
inlawrev-2364	341	23	the	the	DET
inlawrev-2364	341	24	insured	insure	VERB
inlawrev-2364	341	25	before	before	SCONJ
inlawrev-2364	341	26	termination	termination	NOUN
inlawrev-2364	341	27	would	would	AUX
inlawrev-2364	341	28	not	not	PART
inlawrev-2364	341	29	prevent	prevent	VERB
inlawrev-2364	341	30	an	an	DET
inlawrev-2364	341	31	automatic	automatic	ADJ
inlawrev-2364	341	32	termination	termination	NOUN
inlawrev-2364	341	33	of	of	ADP
inlawrev-2364	341	34	coverage	coverage	NOUN
inlawrev-2364	341	35	when	when	SCONJ
inlawrev-2364	341	36	tliere	tliere	NOUN
inlawrev-2364	341	37	was	be	AUX
inlawrev-2364	341	38	a	a	DET
inlawrev-2364	341	39	default	default	NOUN
inlawrev-2364	341	40	in	in	ADP
inlawrev-2364	341	41	premiums	premium	NOUN
inlawrev-2364	341	42	)	)	PUNCT
inlawrev-2364	341	43	;	;	PUNCT
inlawrev-2364	341	44	presentation	presentation	NOUN
inlawrev-2364	341	45	sisters	sisters	PROPN
inlawrev-2364	341	46	inc	inc	PROPN
inlawrev-2364	341	47	.	.	PROPN
inlawrev-2364	341	48	v.	v.	ADP
inlawrev-2364	341	49	mutual	mutual	ADJ
inlawrev-2364	341	50	benefit	benefit	NOUN
inlawrev-2364	341	51	life	life	NOUN
inlawrev-2364	341	52	ins	ins	PROPN
inlawrev-2364	341	53	.	.	PUNCT
inlawrev-2364	341	54	co.	co.	PROPN
inlawrev-2364	341	55	,	,	PUNCT
inlawrev-2364	341	56	85	85	NUM
inlawrev-2364	341	57	s.d	s.d	PROPN
inlawrev-2364	341	58	.	.	PROPN
inlawrev-2364	341	59	678	678	NUM
inlawrev-2364	341	60	,	,	PUNCT
inlawrev-2364	341	61	189	189	NUM
inlawrev-2364	341	62	n.w.2d	n.w.2d	ADP
inlawrev-2364	341	63	452	452	NUM
inlawrev-2364	341	64	(	(	PUNCT
inlawrev-2364	341	65	1971	1971	NUM
inlawrev-2364	341	66	)	)	PUNCT
inlawrev-2364	341	67	(	(	PUNCT
inlawrev-2364	341	68	policy	policy	NOUN
inlawrev-2364	341	69	lapsed	lapse	VERB
inlawrev-2364	341	70	because	because	SCONJ
inlawrev-2364	341	71	premium	premium	NOUN
inlawrev-2364	341	72	was	be	AUX
inlawrev-2364	341	73	not	not	PART
inlawrev-2364	341	74	paid	pay	VERB
inlawrev-2364	341	75	and	and	CCONJ
inlawrev-2364	341	76	not	not	PART
inlawrev-2364	341	77	because	because	SCONJ
inlawrev-2364	341	78	loan	loan	NOUN
inlawrev-2364	341	79	was	be	AUX
inlawrev-2364	341	80	not	not	PART
inlawrev-2364	341	81	paid	pay	VERB
inlawrev-2364	341	82	)	)	PUNCT
inlawrev-2364	341	83	.	.	PUNCT
inlawrev-2364	342	1	«	«	PUNCT
inlawrev-2364	342	2	'	'	NUM
inlawrev-2364	342	3	457	457	NUM
inlawrev-2364	342	4	f.	f.	PROPN
inlawrev-2364	342	5	supp	supp	PROPN
inlawrev-2364	342	6	.	.	PUNCT
inlawrev-2364	343	1	at	at	ADP
inlawrev-2364	343	2	1077	1077	NUM
inlawrev-2364	343	3	.	.	PUNCT
inlawrev-2364	344	1	'	'	PUNCT
inlawrev-2364	344	2	"	"	PUNCT
inlawrev-2364	344	3	351	351	NUM
inlawrev-2364	344	4	mo	mo	PROPN
inlawrev-2364	344	5	.	.	PROPN
inlawrev-2364	344	6	1037	1037	NUM
inlawrev-2364	344	7	,	,	PUNCT
inlawrev-2364	344	8	174	174	NUM
inlawrev-2364	344	9	s.w.2d	s.w.2d	PROPN
inlawrev-2364	344	10	832	832	NUM
inlawrev-2364	344	11	(	(	PUNCT
inlawrev-2364	344	12	1943	1943	NUM
inlawrev-2364	344	13	)	)	PUNCT
inlawrev-2364	344	14	.	.	PUNCT
inlawrev-2364	345	1	^'457	^'457	PROPN
inlawrev-2364	345	2	f.	f.	PROPN
inlawrev-2364	345	3	supp	supp	PROPN
inlawrev-2364	345	4	.	.	PUNCT
inlawrev-2364	346	1	at	at	ADP
inlawrev-2364	346	2	1077	1077	NUM
inlawrev-2364	346	3	-	-	SYM
inlawrev-2364	346	4	78	78	NUM
inlawrev-2364	346	5	.	.	PUNCT
inlawrev-2364	347	1	294	294	NUM
inlawrev-2364	347	2	indiana	indiana	PROPN
inlawrev-2364	347	3	law	law	PROPN
inlawrev-2364	347	4	review	review	NOUN
inlawrev-2364	347	5	[	[	X
inlawrev-2364	347	6	vol	vol	NOUN
inlawrev-2364	347	7	.	.	PUNCT
inlawrev-2364	347	8	13:279	13:279	NUM
inlawrev-2364	347	9	default	default	NOUN
inlawrev-2364	347	10	in	in	ADP
inlawrev-2364	347	11	the	the	DET
inlawrev-2364	347	12	payment	payment	NOUN
inlawrev-2364	347	13	of	of	ADP
inlawrev-2364	347	14	the	the	DET
inlawrev-2364	347	15	premium	premium	NOUN
inlawrev-2364	347	16	and	and	CCONJ
inlawrev-2364	347	17	the	the	DET
inlawrev-2364	347	18	expiration	expiration	NOUN
inlawrev-2364	347	19	of	of	ADP
inlawrev-2364	347	20	the	the	DET
inlawrev-2364	347	21	ensuing	ensue	VERB
inlawrev-2364	347	22	period	period	NOUN
inlawrev-2364	347	23	of	of	ADP
inlawrev-2364	347	24	grace	grace	NOUN
inlawrev-2364	347	25	,	,	PUNCT
inlawrev-2364	347	26	the	the	DET
inlawrev-2364	347	27	policy	policy	NOUN
inlawrev-2364	347	28	lapsed	lapse	VERB
inlawrev-2364	347	29	without	without	ADP
inlawrev-2364	347	30	any	any	DET
inlawrev-2364	347	31	notice	notice	NOUN
inlawrev-2364	347	32	to	to	ADP
inlawrev-2364	347	33	the	the	DET
inlawrev-2364	347	34	insured	insure	VERB
inlawrev-2364	347	35	,	,	PUNCT
inlawrev-2364	347	36	and	and	CCONJ
inlawrev-2364	347	37	that	that	PRON
inlawrev-2364	347	38	was	be	AUX
inlawrev-2364	347	39	true	true	ADJ
inlawrev-2364	347	40	regardless	regardless	ADV
inlawrev-2364	347	41	of	of	ADP
inlawrev-2364	347	42	whether	whether	SCONJ
inlawrev-2364	347	43	or	or	CCONJ
inlawrev-2364	347	44	not	not	PART
inlawrev-2364	347	45	there	there	PRON
inlawrev-2364	347	46	was	be	VERB
inlawrev-2364	347	47	an	an	DET
inlawrev-2364	347	48	existing	exist	VERB
inlawrev-2364	347	49	policy	policy	NOUN
inlawrev-2364	347	50	loan	loan	NOUN
inlawrev-2364	347	51	.	.	PUNCT
inlawrev-2364	348	1	72	72	NUM
inlawrev-2364	349	1	the	the	DET
inlawrev-2364	349	2	federal	federal	ADJ
inlawrev-2364	349	3	court	court	NOUN
inlawrev-2364	349	4	restated	restate	VERB
inlawrev-2364	349	5	the	the	DET
inlawrev-2364	349	6	concept	concept	NOUN
inlawrev-2364	349	7	that	that	SCONJ
inlawrev-2364	349	8	the	the	DET
inlawrev-2364	349	9	loan	loan	NOUN
inlawrev-2364	349	10	value	value	NOUN
inlawrev-2364	349	11	is	be	AUX
inlawrev-2364	349	12	the	the	DET
inlawrev-2364	349	13	property	property	NOUN
inlawrev-2364	349	14	of	of	ADP
inlawrev-2364	349	15	the	the	DET
inlawrev-2364	349	16	insurance	insurance	NOUN
inlawrev-2364	349	17	company	company	NOUN
inlawrev-2364	349	18	and	and	CCONJ
inlawrev-2364	349	19	not	not	PART
inlawrev-2364	349	20	the	the	DET
inlawrev-2364	349	21	insured	insure	VERB
inlawrev-2364	349	22	unless	unless	SCONJ
inlawrev-2364	349	23	there	there	PRON
inlawrev-2364	349	24	is	be	VERB
inlawrev-2364	349	25	a	a	DET
inlawrev-2364	349	26	clear	clear	ADJ
inlawrev-2364	349	27	agreement	agreement	NOUN
inlawrev-2364	349	28	to	to	ADP
inlawrev-2364	349	29	the	the	DET
inlawrev-2364	349	30	contrary/^	contrary/^	NOUN
inlawrev-2364	349	31	the	the	DET
inlawrev-2364	349	32	court	court	NOUN
inlawrev-2364	349	33	indicated	indicate	VERB
inlawrev-2364	349	34	that	that	SCONJ
inlawrev-2364	349	35	dividends	dividend	NOUN
inlawrev-2364	349	36	,	,	PUNCT
inlawrev-2364	349	37	when	when	SCONJ
inlawrev-2364	349	38	declared	declare	VERB
inlawrev-2364	349	39	,	,	PUNCT
inlawrev-2364	349	40	may	may	AUX
inlawrev-2364	349	41	be	be	AUX
inlawrev-2364	349	42	used	use	VERB
inlawrev-2364	349	43	to	to	PART
inlawrev-2364	349	44	pay	pay	VERB
inlawrev-2364	349	45	premiums	premium	NOUN
inlawrev-2364	349	46	at	at	ADP
inlawrev-2364	349	47	the	the	DET
inlawrev-2364	349	48	insured	insure	VERB
inlawrev-2364	349	49	's	's	PART
inlawrev-2364	349	50	discretion	discretion	NOUN
inlawrev-2364	349	51	but	but	CCONJ
inlawrev-2364	349	52	that	that	SCONJ
inlawrev-2364	349	53	loan	loan	NOUN
inlawrev-2364	349	54	values	value	NOUN
inlawrev-2364	349	55	may	may	AUX
inlawrev-2364	349	56	only	only	ADV
inlawrev-2364	349	57	be	be	AUX
inlawrev-2364	349	58	used	use	VERB
inlawrev-2364	349	59	through	through	ADP
inlawrev-2364	349	60	the	the	DET
inlawrev-2364	349	61	automatic	automatic	ADJ
inlawrev-2364	349	62	premium	premium	NOUN
inlawrev-2364	349	63	loan	loan	NOUN
inlawrev-2364	349	64	provision	provision	NOUN
inlawrev-2364	349	65	by	by	ADP
inlawrev-2364	349	66	the	the	DET
inlawrev-2364	349	67	insurance	insurance	NOUN
inlawrev-2364	349	68	company	company	NOUN
inlawrev-2364	349	69	when	when	SCONJ
inlawrev-2364	349	70	a	a	DET
inlawrev-2364	349	71	premium	premium	NOUN
inlawrev-2364	349	72	was	be	AUX
inlawrev-2364	349	73	not	not	PART
inlawrev-2364	349	74	paid	pay	VERB
inlawrev-2364	349	75	by	by	ADP
inlawrev-2364	349	76	the	the	DET
inlawrev-2364	349	77	end	end	NOUN
inlawrev-2364	349	78	of	of	ADP
inlawrev-2364	349	79	the	the	DET
inlawrev-2364	349	80	grace	grace	NOUN
inlawrev-2364	349	81	period.^	period.^	NOUN
inlawrev-2364	349	82	"	"	PUNCT
inlawrev-2364	349	83	in	in	ADP
inlawrev-2364	349	84	addition	addition	NOUN
inlawrev-2364	349	85	to	to	ADP
inlawrev-2364	349	86	the	the	DET
inlawrev-2364	349	87	discussion	discussion	NOUN
inlawrev-2364	349	88	of	of	ADP
inlawrev-2364	349	89	terminology	terminology	NOUN
inlawrev-2364	349	90	,	,	PUNCT
inlawrev-2364	349	91	the	the	DET
inlawrev-2364	349	92	case	case	NOUN
inlawrev-2364	349	93	indicates	indicate	VERB
inlawrev-2364	349	94	that	that	SCONJ
inlawrev-2364	349	95	insurance	insurance	NOUN
inlawrev-2364	349	96	companies	company	NOUN
inlawrev-2364	349	97	can	can	AUX
inlawrev-2364	349	98	continue	continue	VERB
inlawrev-2364	349	99	to	to	PART
inlawrev-2364	349	100	rely	rely	VERB
inlawrev-2364	349	101	on	on	ADP
inlawrev-2364	349	102	established	establish	VERB
inlawrev-2364	349	103	legal	legal	ADJ
inlawrev-2364	349	104	meanings	meaning	NOUN
inlawrev-2364	349	105	for	for	ADP
inlawrev-2364	349	106	existing	exist	VERB
inlawrev-2364	349	107	policy	policy	NOUN
inlawrev-2364	349	108	language	language	NOUN
inlawrev-2364	349	109	.	.	PUNCT
inlawrev-2364	350	1	the	the	DET
inlawrev-2364	350	2	current	current	ADJ
inlawrev-2364	350	3	trend	trend	NOUN
inlawrev-2364	350	4	to	to	PART
inlawrev-2364	350	5	simplify	simplify	VERB
inlawrev-2364	350	6	insurance	insurance	NOUN
inlawrev-2364	350	7	contract	contract	NOUN
inlawrev-2364	350	8	language	language	NOUN
inlawrev-2364	350	9	,	,	PUNCT
inlawrev-2364	350	10	meritorious	meritorious	ADJ
inlawrev-2364	350	11	as	as	SCONJ
inlawrev-2364	350	12	it	it	PRON
inlawrev-2364	350	13	may	may	AUX
inlawrev-2364	350	14	be	be	AUX
inlawrev-2364	350	15	,	,	PUNCT
inlawrev-2364	350	16	may	may	AUX
inlawrev-2364	350	17	perhaps	perhaps	ADV
inlawrev-2364	350	18	lead	lead	VERB
inlawrev-2364	350	19	to	to	PART
inlawrev-2364	350	20	protracted	protract	VERB
inlawrev-2364	350	21	future	future	ADJ
inlawrev-2364	350	22	litigation	litigation	NOUN
inlawrev-2364	350	23	on	on	ADP
inlawrev-2364	350	24	much	much	ADV
inlawrev-2364	350	25	the	the	DET
inlawrev-2364	350	26	same	same	ADJ
inlawrev-2364	350	27	questions	question	NOUN
inlawrev-2364	350	28	of	of	ADP
inlawrev-2364	350	29	interpretation	interpretation	NOUN
inlawrev-2364	350	30	that	that	PRON
inlawrev-2364	350	31	have	have	AUX
inlawrev-2364	350	32	been	be	AUX
inlawrev-2364	350	33	so	so	ADV
inlawrev-2364	350	34	laboriously	laboriously	ADV
inlawrev-2364	350	35	decided	decide	VERB
inlawrev-2364	350	36	by	by	ADP
inlawrev-2364	350	37	earlier	early	ADJ
inlawrev-2364	350	38	courts	court	NOUN
inlawrev-2364	350	39	.	.	PUNCT
inlawrev-2364	351	1	''	''	PUNCT
inlawrev-2364	351	2	351	351	NUM
inlawrev-2364	351	3	mo	mo	PROPN
inlawrev-2364	351	4	.	.	PROPN
inlawrev-2364	351	5	at	at	ADP
inlawrev-2364	351	6	1042	1042	NUM
inlawrev-2364	351	7	,	,	PUNCT
inlawrev-2364	351	8	174	174	NUM
inlawrev-2364	351	9	s.w.2d	s.w.2d	NOUN
inlawrev-2364	351	10	at	at	ADP
inlawrev-2364	351	11	838	838	NUM
inlawrev-2364	351	12	,	,	PUNCT
inlawrev-2364	351	13	quoted	quote	VERB
inlawrev-2364	351	14	in	in	ADP
inlawrev-2364	351	15	457	457	NUM
inlawrev-2364	351	16	f.	f.	PROPN
inlawrev-2364	351	17	supp	supp	PROPN
inlawrev-2364	351	18	.	.	PUNCT
inlawrev-2364	352	1	at	at	ADP
inlawrev-2364	352	2	1078	1078	NUM
inlawrev-2364	352	3	.	.	PUNCT
inlawrev-2364	353	1	"	"	PUNCT
inlawrev-2364	353	2	457	457	NUM
inlawrev-2364	353	3	f.	f.	PROPN
inlawrev-2364	353	4	supp	supp	PROPN
inlawrev-2364	353	5	.	.	PUNCT
inlawrev-2364	354	1	at	at	ADP
inlawrev-2364	354	2	1079	1079	NUM
inlawrev-2364	354	3	.	.	PUNCT
inlawrev-2364	355	1	'	'	PUNCT
inlawrev-2364	356	1	*	*	PUNCT
inlawrev-2364	356	2	i	i	PRON
inlawrev-2364	356	3	d.	d.	PROPN